{"metadata":{"transaction_key":"deprecated","request_id":"019f3ff9-7c9a-7c70-bda3-43869eeccaab","sha256":"fc6382827bc2f6363a68c4d44ff4f5feb65d997b190252997ee190d19a9e41cd","created":"2026-07-08T04:29:59.678Z","duration":2774.6638,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":9737,"output_tokens":135},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":10720,"output_tokens":10740},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":10720,"output_tokens":1568}},"results":{"channels":[{"alternatives":[{"transcript":"Hi, Robert. It's Dana from OZ Financial. How are you this afternoon? That's good. I had you booked in to go through your annual review today. Is now still a good time for you? Fantastic. How's your morning been thus far? Yeah. You work night shift. Is that right? Yeah. I'm so sorry. Hope you got a bit of rest this morning. Little bit. Yeah. Not easy. Do you have a bit of a system for being able to get as much rest as possible throughout the day? Oh, that's it. Yeah. That's okay. All good. Well, look, I was trying not to take up too much of your time. As I mentioned, I had you booked in to go through your annual review there. Before we jump into the call, I just have to let you know we do record our calls for quality and training purposes. Are you happy to proceed with that? Fantastic. And just to do a quick security check there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file. Fantastic. What's the weather like up there in more, I feel, at the moment? Oh, that's good. Yep. Oh, that's good. You would have had quite a bit of rain as we have here on the Gold Coast over the last few weeks. All good. Now having a look at your annual review, we normally just send through some annual review documents to your email for you to sort of open up and have a bit of a look at. Are you able to access your emails at the moment? If you're not, that is awfully okay. No. That's okay. I'll shoot them through after the call if you like for you to have a bit of a look at. Essentially, as part of those documents there, we do have your ongoing service agreement. Just letting you know, you know, if you're happy to stay on board, have us look after your super, provide advice, and keep you on track towards your retirement there. We just get you to sign and return that back there for us. And then we also have attached there the Vanguard index chart, which gives you a bit of an idea of how markets react over the course of time, your summary giving you an updated balance of your super funds there, and also our financial services guide, which we provide every year to you as well. Okay? Now I'm sure you're looking to get a bit of an update on your super balance and how that has been moving along. But is there anything else that you wanted me to sort of touch on as part of your review? Any other questions you might have at the moment that you wanted me to sort of focus on? No. That's okay. Well, to give you an update on your super balance, when I sort of have a look back at your last annual review that we completed with you, your balance as of the 01/10/2025 in Hub twenty four, you had 77,000. So 186 and 99¢ and a bit over 23,000 sitting in your Australian Super account there. As of yesterday's your balance within Hub twenty four, there's 93,823 and 60 1¢, and we've got a balance in Australian Super of a bit over 26,705. So we've seen a good increase on both of those balances for you there. Okay? To kinda give you an update on how the performance is going, I'm just opening that document up. I apologize. It takes a little bit to sort of open that up. It's not opening up. That's okay. Let me just go direct into your super fund and grab that one for you. Love technology. Have you been were you affected by the Telstra ads this morning, or were you lucky enough to not have to deal with that? No. Oh, that's good. I was reading an article not long before, and it was a lot of outages with them not being able to provide services. And, apparently, 000 calls are also affected. So yeah. Yeah. They clearly didn't learn a lesson. They were Telstra's tend to have a go at that one. There we go. Now they do. And how does this one also affect the public transport and, also some of the traffic lights as well? I didn't realize that there was that kind of on flow effect. So very interesting to see how big of a on flow effect it had, really, didn't it? Okay. So just inside your hub twenty four super account there. And I just need to quickly confirm your middle name there for me, Robert. Beautiful. Thank you so much for that. It's just a little spinning wheel there as it is kinda loading your updated performance report. It can't be a second. As long as the technology enjoy lacks us. We are we rely on it a lot. Sometimes we miss that good old pay. Yeah. Yeah. Can you hear me okay? Sorry. I think it might have dropped out a second. Oh, beautiful. You're heading on out as well. Alright. You start work about this time of the afternoon. Mhmm. Yeah. Yeah. Yeah. Wow. Oh, that's nice that you get to have lunch together and make that time because you with you working nights and her working days, that would be very difficult. Alright. All good. All good. Look. Your performance report is taking a bit longer to open up. So what we'll do is we'll just sort of go through the rest of the details here just to sort of see what other changes there might be. Having a look at your job have you are? Sorry. Yeah. Can you hear me? Yeah. Oh, no. That's okay. You're right. Just want to double check any major changes in your circumstances with regard to work. So I've got you down here. You are a truck driver still. Have you had a bit of a pay increase over the last twelve months? Yeah. I had you on about a 115,000. Is it gone up a bit since then? Oh, fantastic. That's a great increase. Excellent. Okay. So what is your role now? Yep. Yeah. Yep. Right. Wow. That's a lot of days. Absolutely. Do you just get your one day off? Are you working for the eight hour shifts or quite longer shifts? They're longer? Yeah. Wow. Well oh. Oh, wow. Well, I applaud your job. I think that's incredible to be doing what you do and through the night as well. That's amazing, honestly. I've updated your income estimate here as a 140,000 per annum. So I can see your employer contributions going into your Australian savings, which is fantastic. Are you in any kind of position saving wise to be making any additional contributions to help provide more of a boost to your super? Or no. That's okay. Is it something you'd maybe like to look at doing down the track? Yeah. That's okay. We'll yeah. Yep. Yep. So mortgage No worries. So mortgage is your main, main sort of priority to start with. That's not a problem. I can always put that down as something we focus on down the track. Your mortgage, we had a you're owing about a 110,000. Have you reduced that a bit since we last caught up? Okay. That's alright. About a 150? No. That's okay. Just an estimate. Absolutely fine. I've also got down here that you yeah. Yep. Yep. That's okay. That's definitely not a bad idea. Trying to consolidate altogether, you do pay a lower interest rate on your home loan than any of the other personal loans out there. With your car, what kind of car do you drive? Yeah. Oh, fantastic. And I what sort of value would you put on that, do you think? Oh, fantastic. I had down here another vehicle that you owed a few years back, and you had a value for that 12,000 on that vehicle. Would that be one that you still own currently or would've got rid of? Yep. Oh, fantastic. What sort of value do you think you put on that? Yeah. It's been yeah. Absolutely. They're still really popular. I know a lot of people who are really into the Camry for the size, the family size vehicle, so that's excellent. Yeah. Yep. Fantastic. Yeah. Oh, fantastic. And do you was the caravan kind of put into the home loan? No. That's right. And you still owe money on the caravan? Yeah. How much do you owe on that roughly? 60? Not a problem. And have you have you any tripped in it yet? Oh, beautiful. Fantastic. Oh, fantastic. Yep. Beautiful. Oh, fantastic. You've got it all packed out. And is that kind of your time and goal just to be able to take the van and go whenever you want? Yep. Yep. Oh, that's fantastic. Mhmm. Yep. It's beautiful down there, isn't it? No. I did go down there in September last year, and it was still pretty cold. I was expecting it to be warmer than it actually was. Not gonna lie. We did kind of all of the East side from the bottom near Port Arthur all the way to the top. Yeah. Yep. Yep. No. That was the east side. Yeah. Yeah. Yep. Yep. Yeah. Yep. Yeah. I thought the same thing. It wasn't really what I thought it was gonna be. Yep. Beautiful. Bacon steel was good. Yeah. Yep. Did you stop and do the mine tour? They can see all yeah. You can well, the mine was. Yeah. Yeah. Yeah. Yep. Oh, fantastic. Yeah. Absolutely. Yes. Yep. Oh, really? Wow. And right from yeah. Yep. Yep. Oh, that's cool. Yeah. Wow. Yeah. Beautiful. Beautiful. Yeah. Yeah. Yeah. Yep. Yep. I don't remember the name of it. Yeah. Cool. Tattered Gorgeous. Beautiful. I thought that was amazing. Yep. Yep. Yeah. Oh, beautiful. Well, it sounds amazing. I did love Tazia. I thought that was beautiful, and your next holiday sounds just as incredible. You may have mentioned to me that your your wife can't retire for the next eight years because having a look at things that you're 60 this year. Is that right? Yeah. Congratulations, and happy birthday for January. I've got down here now you can actually retire anywhere between now to, you know, whenever you want. Are you wanting to sort of hold off and wait for her to reach retirement age before you stop working, or when are you sort of hoping to stop working and maybe access your super? Five years ago. Absolutely. It doesn't work that way. Yeah. Yeah. No. Absolutely. Because realistically, at the moment and, look, I know your sales balance is a bit lower with things at the moment, so we could definitely look at ways to kind of boost that moving forward and provide a greater benefit so you can look to retire. But are you sort of wanting to maybe try to boost things and work forward towards the age of 65, 57? What age are you sort of hoping that you would like to stop working and would like to work towards? Five years ago. Mhmm. Yeah. Yep. No worries. And did your wife work? Does she have super as well? Okay. No. Absolutely. Because instead of having a bit of a look and look. Your hub twenty four report has fully loaded for me. So I can definitely see here that your return for the last twelve months is definitely lower within where we would like it to be. Net of fees, you've returned a 2.2 return. It is very much lower than what we sort of expect out of your portfolio, but it's also got to do with the ups and downs in market seeing this year with everything kinda going globally. Yeah. I can Yeah. Yeah. I can yeah. Doesn't help a great deal. No. No. Definitely not. There is some looking at your portfolio here, there is one of the underlying investments that is also slightly underperforming a little bit, and it's not due to what's been happening in the market. I would like to, if you're okay with it, Robert, to go back and have a really good look at your portfolio, maybe update some advice to switch some of the investments out a little bit and see if we've got a portfolio or can get something that's working a bit harder for you, has has greater past performance. Would you like me to review that for you and maybe make some updated recommendations? Yep. Yep. Beautiful. There are because you are over the age of 60, there are some other strategies that we can look to implement where, you can be increasing your super contributions up to the cap as much as possible, but we can also draw a little bit out of super. Did you wanna look at any of those additional strategies now, or did you no. We'll just do the investment switch for the time being. No. That's okay. That's alright. We can just do the investment side of things now, look at how funds are invested, look at maybe doing a bit of a switch there. And then if you want, we can sort of catch up down the track and talk about some of those additional strategies. Does that sound okay? Yeah. Cool. So just to give you a little bit of context, some of those additional strategies are called a transfer time strategy. And as much as you are sort of drawing a little bit of money out of super to replenish your income, you're actually putting more money into super. So it does provide you with greater benefit of increasing your contributions in, and the amount you're taking out is actually just a little bit less than what you're putting in. Admittedly, your balance is a bit on the lower side at the moment, so it might be worth trying to boost your super a little bit before we look at that strategy. So I'd probably just wanna do the investment side of things first. Look at retaining your Australian super for the moment there as well, and just it's it is very difficult, especially with your job and with the hours you work now as well. You are definitely doing more hours, more days, and your job is extremely risky. And given your age, getting new insurances is gonna be very expensive. So retaining maybe the life of TPD and a bit of income protection from Australian Super at the moment gives you a level of cover. It is a cheaper level of cover. Admittedly, it's not, you know, the greatest. At the moment, with your life cover in AustralianSuper, you're covered for about 9,000. So if you were to pass away, it only pays out that $9,000 life benefit. The TBD benefit, you're covered for 5,000. So if you were unable to go back to work ever again, became permanently disabled, they'd only pay out the benefit of 5,000. And then your income protection benefit provides a monthly benefit of 2,700 per month on a six day wait and a two year benefit period. So it's a very minimal level of cover. The other thing to sort of look at is because you are 60 now, if you decided you did not want that cover anymore because it is so minimal, if you were to pass away, your super balance is also paid out to your beneficiaries. And that could obviously provide a bit more of a great. I will let you know on the I can see the super one here. Let's have a look. So according to the super, I don't have a beneficiary nomination noted at all. Are you wanting all this to be paid out to your partner in the event that something happens to your wife? Yeah. It looks like no beneficiary nomination has been applied, and I do wanna make sure that that is completed with you. Are you comfortable? If I get the information off you, my team can prefill the documents for you to make it easier. Would that be okay? Yep. Fantastic. Can I grab what's your wife's name? Joanne. Is it j o a, n n, e? Beautiful. And same surname as yourself? Beautiful. And what's her contact phone number? Yep. Sorry. Yep. Yep. 193. Fantastic. Now another hard one for you, what's her date of birth? Fantastic. Well done. And a silly question, but she identifies as a female. Yeah. I just like to double check that one. That's all good. And you're happy to have I'm trying to check. Absolutely. Absolutely. And are you happy to have a 100% of both your super your Australian super and your hub 24 super to be paid to her in the event of your passing? Yep. Beautiful. Lovely. My team will prefill the document. Is it better if we email or post that to you to be have filled out? What would you prefer? Yep. Beautiful. We'll get that sent out. Excellent. Not a problem at all. We'll have that organized for you so they can be added to your super funds and protected everything for you. Now the other thing is, as I was talking to you, with your life and TV, your income protection, at the age of 60, if you're unable to go to work or if you are technically, you know, passed away or disabled, you can get access to your super balance. Being 60 means everything is deducted is provided to you tax free. You do have the option of keeping those insurances for a little bit longer for peace of mind if you would like to. Or if you're not sort of worried about them because the levels of cover are quite small, we can always look to maybe consolidate everything to one place and maybe cancel the covers. But it's more about what's important to you. Are you wanting to keep the insurances for a little bit longer? Yeah. Yes. The life cover that you're insured for with Australian Super, yeah, pays out a benefit of $9,000, but your super benefit between the two super funds pays out as well. So at the moment and sorry, Robert. Because your wife is there and I'm probably on speaker, I just need to confirm, are you happy with me putting this information out there? Yep. Beautiful. I just have to be really cautious and security conscious for you. I do apologize. With the super balance between the two funds at the moment, In the event of you passing, the current total super balance paid out is a 120,529, and then you do also have that Australian super fund with a small amount of life cover of 9,000. So that 9,000 would be paid out on top of that 120,000. It just depends on sort of what you're comfortable with. The TBD side of things is exactly the same. So TBD pays out a lump sum benefit in the event that you're unable to go back to work again due to permanent incapacity. With your Australian super account, you've got about $5,000 of cover there. And, again, if you are permanently incapacitated or unable to go to work because you're over the age of 60, we can access your super tax free for you. So you can get that 120 odd thousand out of your two super funds to cover you. It just depends on whether that 5,000 of TPD is worth keeping for you or not, whether it's something you want to keep a bit longer. So with the life and TPD and the small amount of income protection you have at the moment out of Australian Super, you're paying $724.88 for the year for the insurances. Yeah. 9,000 for the light. The TPD is 5,000. And income protection in the short term, if you're unable to work, the monthly benefit pretax, because income protection is taxed the same as your income. Essentially, it's 2,700 as a monthly benefit. But, again, if you're because you're 60, if you can't work, you know, you basically met the condition of release for super, we can access your super and start drawing down a pension or give you lump sum. So it really just depends on whether those insurances are important to you, whether you feel keeping them a bit longer is important. If you don't inside your super, Yeah. If you don't wanna keep them, if you're comfortable canceling at this point, we could always look to consolidate to move your Australian super into hub 24, have it all in one place. It saves you on fees, admittedly. Have the money invested together and have it working and compounding a bit harder, but it comes down to what's important to you. If if the insurance is still important to keep for a bit longer, that is absolutely fine. It's more just about what your goals are, and I will update the advice to reflect that for you. Yeah. What are your thoughts? That's okay. That's alright. Did you wanna sort of take some time to think it through? As I kinda said before, I've sent through an email to you with your annual review documents attached there. In that documents in the attachments, you do have your super and insurance's summary, which outlines the balances of each of your super accounts and also the insurances that you do have held. So when you get some time, if you both wanna open the email, have a bit of a look at those documents, have a look at that summary, and just sort of work out, you know, if you were to pass away, what you have to pay off and how does that look? So what happens to Joanne? Does she have enough paid out to cover the debt? Does it mean she'd be out need to stop working for a bit? Would she have to work a bit longer? You know, what would this money pay out or how that would provide for her in the event of your passing? And the same thing with looking at TBD. So if you were unable to go to back to work again, how do you support yourself long term? Does that make sense? Yeah. All the questions you probably never thought about. Sorry. But feel free to have a look at that one. If you like, I can get one of my team members just to sort of follow-up in the maybe another week or so just to see if you've had a look at that and whether, you know, keeping the insurance is is important to you or not. Okay? In the meantime, I'll have a look at all the the super side of things for you. Does that sound okay? Yep. Beautiful. The other thing I do wanna sort of look at is with your Australian Super, because you do have your insurances in place, if you do decide to keep those insurances, we wanna make sure that we have what's called an opt in sign. An opt in is essentially a secondary form, which means if for any reason you don't receive contributions, generally, after a certain period of time of not receiving contributions, your super fund becomes inactive, and the insurances do cancel after a certain point in time. What we have is called an opt in form, which is a secondary measure which tells the super fund if you don't receive contributions for a certain point of time that you wanna keep the insurances no matter what. It's just a secondary form we like to have signed and put provided to the super funds to make sure that in the event that something happens, if it's missed or, you know, we're not able to get in contact with you, if you're, you know, hurt or injured or off work, that your cover remains in place for you as a secondary measure. Does that make sense? Yeah. All good. The other thing I just wanted to talk to you about, I know we're looking at your super and the investments within, and I'll look at replacing some of the investments which we need to switch out for you. But the other thing is your risk profile. So at the moment, you're in more of a balanced growth environment. So, essentially, you are taking less risk in the market with a balanced growth portfolio. You generally see that 70% of your super invested in growth investments. So think about things like Australian shares, international shares, listed property, and commodities, so precious metals like gold and silver as well. The other sort of 30% in low risk expensive investments, things like cash, bonds, and fixed interest. Do you feel like you would wanna sort of be comfortable taking on more or less risk in the market, or are you sorta happy to stay where you are for maybe another year onwards because you're not wanting to access the money yet? If you like, what I'll do is I've got a risk profile questionnaire to go through with you. It helps me to understand where you fit on that scale and whether we should alter your portfolio for you or not. Okay? The first one here is, essentially, have you ever owned direct shares or investments in your own name before? Nope. That's okay. The next question here is asking about how long before you're wanting to access your super. So whilst you would love to have retired a couple of years ago and you've told me that your your wife can't or isn't retiring for the next eight years, Do you think you're likely to work for the next eight years as well? Hopefully? Beautiful. The next question here is when you think about your super and your balance and where it is now, are you comfortable taking on more risk in the market to try and get greater potential returns knowing that when the markets do see a downtime, that downtime is also reflective? Do you think you're comfortable taking a moderate or medium amount of risk to try and get the best returns you possibly can, or are you not wanting to take any risk in the market and you understand the returns are lower because of that? Where do you think you fit? Oh, nice. Yes. Yes. It's a it's a ride, isn't it? It can be emotional. In answer to that question, do you think it fit in the number one, two, or three category, taking on more risk, medium risk, or no risk? Medium? Absolutely. The next one here, it says, how do you think you'd feel in six months if you saw your super fall by 20%? Do you think you'd be asking to put more money in? It could be a buying opportunity. Maybe hold and wait and call us and see what's happening and what we can do, or are you a bit nervous and wanting to maybe move your money into something a little bit less risky like, say, cash? Do you think you'd be likely to maybe give us a call, see what we can do, and talk talk you through what's happening? Yeah. So if you think back to, like, COVID or even the GFC where the share market dropped very heavily, If something like that was to occur again in the next few months, how do you think you might be feeling? Yeah. That's okay. I can just hop down there, maybe give us a call, have a chat, see what's going on, see what advice we can do to help you out of it. Beautiful. The next one might be a bit of a silly one, but out of the longer term, what kind of reasonable rate of return are you hoping to get from your portfolio? We're aiming for the stars trying to get the best return we possibly can. Is that right? Excellent. And the last one here is have have you ever seen your super balance fall in value? Have you seen your super drop before? And if you have, how did how did that make you feel? Were you feeling optimistic about the investment opportunities? Are they cautious, concerned, or anxious? How were you feeling? Yeah. Right. Okay. So you haven't really servicing those drops occur. No. That's okay. That's alright. That's not a problem at all. So looking at the way you have scored, you've scored as more of a moderate investor. So, realistically, with where you're invested, you could, you know, it does look fairly comfortable. When you think about your investment portfolio being balanced growth and if you sort of think about risk out of, I don't know, say, one and five, five being the highest, all invested in the market, and one not at all, you're probably about halfway about, say, a three at this point. So you're in the middle there. Do you feel like that'd be fairly comfortable? I mean, with this sort of portfolio, it suits someone who's not accessing accessing their money for five years. There's always a likelihood of a negative return. It's about one in six years, the expectation. It's hoping to achieve returns of around about six to 8% on a yearly basis compounded forward. Do you feel like you just wanna stay where you are for the time being and maybe assess the risk level in the future? What are your thoughts? Yep. It does sort of fit with where I feel like you should be. You're in that middle sort of area. You're not wholly invested in the market taking on too much risk, but you're also not sitting a lot in cash and low risk investments. You've kinda got a good mix between the two. Because of your time horizon, you're still wanting to build your super and grow your capital, but not taking on a lot of risk and not seeing very big drops in the market. And this balance growth kind of environment suits that. It does sort of fit someone who's close to retirement but not quite there yet. And it's important to have some of those growth investments there because you do want your balance to grow a little bit more. You do wanna sort of make sure you've got more money there for a time and in the next sort of eight years. Does that make sense? And do you feel comfortable with that? Yeah? Do you have any questions, Robert? You're allowed to ask me anything you like if anything's confusing or you're unsure. Yeah. What's what's the main thing? Is there anything particular you sort of wanna be to touch on for you? No. Yeah. And that's probably the biggest question. Are the insurances worth keeping? Do you feel like it'd be better to have that money sitting in your in your super fund? The way I sort of if if it helps you yeah. Yeah. Yep. Yep. Absolutely. Yeah. Yeah. Yeah. Absolutely. And, I mean, real realistically, if it depending on your comfort level, if you're comfortable with canceling the cover, we could roll the Australian Super India hub 24 and readjust the portfolio so we can hopefully get greater returns and build on your super a bit faster. $700 averaged over the next eight years would mean you'd have an extra $5,600 invested in your super. If you think about that compounded out of, say, you know, any even a 5% return could provide a much greater level of return over the next eight years. Yeah. Yeah. Absolutely. But feel free to talk it over and let us know what you think. I'll get someone to touch base with you maybe next week, or I might even just give you a call in the afternoon to see how you're going and see if, you know, you had any questions about those insurances, see what your thoughts are to see how you go. Absolutely. And I actually have that available. So I'm gonna pop you in my calendar for next week to give you a call and see what you're thinking. If you have questions, write them down. You're welcome to ask them then as well, and we can always talk over anything additional that you might need or want. Is that okay? Yep. Beautiful. To kinda help with that risk that's exactly right. Yeah. Beautiful. Oh, do you do much on the one day off together, or do you go have lunch or go out anywhere? You just sort of stay home? Yeah. Yeah. Oh, goodness. What a lot, honestly. I get the time yeah. Well, I wanna make your time and as good as it can possibly be because by the time you get there, you will have very much deserved it. Okay? All good, Robert. Now as I said, I will put these email all these documents into an email there for you so yourself and Joanne can sit down, have a really good look at them or have a chat. It does have the ongoing service agreement attached. So for us to keep as your advisers, for us to provide advice, keep looking after your super and helping you work towards your retirement goals, we do charge an ongoing service fee. It is 1.65% per annum. It is deducted in smaller monthly increments out of your super, but we wanna make sure your super is making that money plus growing in the meantime as well. Okay? What I'll do in the meantime is I'll go back and do a bit of research around the super and, you know, the investments to see what we can do moving forward. I'll give you a call next Wednesday at 01:30. We can talk a bit more about the insurance as you've had a really good look at everything. And once you've had a really good look at that email, if you can just sign and return that ongoing service feedback for me, that will certainly help, and I'll be able to keep looking things. Yeah. Beneficiary. Absolutely. I've got the beneficiary nomination set up here, so I will get my team to prefill the document for you. We'll email it out noting a 100% to Joanne. I'll make sure it is updated on both funds for the time being so that you're fully protected. Okay? Excellent. The only other thing I just wanted to touch on real quick is the other estate planning. So wills and power of attorneys. Have you guys talked about drafting a will? Have you got a will and a power of attorney in place? No. That's okay. It is really important that the both of you talk about estate planning and moving forward, what happens in the event of something happened to you. While most things do pass to your wife, it's not always a straightforward process. And without a will, it does go through probate, which means that other people can come forward and stake a claim. There's no guarantees they'll get it, but just having other people stake a claim on your estate can make the process longer and harder. We definitely wouldn't want that. So it is definitely worth you guys having a talk about seeking the services of a solicitor, or you can even get a will kit from the post office there as well, and you can fill those out fairly easily to make sure you have an up to date will. Okay? Beautiful. Well, I will let you go. I thank you so much for your time. I will do some research and give you a call next Wednesday. Is there anything that I may not have touched on or any questions you have at the moment, Robert? You're welcome to let me know if there's anything. Yeah. Perfect. Well, I will let you go to enjoy lunch with your wife. Have a lovely night at work. I'll talk to you next week. And if there's any additional questions, let me know. I'll get this email straight out to you. Okay? No worries. Enjoy your afternoon. Thank you so much for your time. Thanks. See you later. Bye.","confidence":0.9980469,"words":[{"word":"hi","start":1.8399999,"end":2.1599998,"confidence":0.92626953,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.11740155518054962},{"word":"robert","start":2.1599998,"end":2.48,"confidence":0.99902344,"punctuated_word":"Robert.","sentiment":"neutral","sentiment_score":0.1308237910270691},{"word":"it's","start":2.48,"end":2.72,"confidence":0.9951172,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.16399836540222168},{"word":"dana","start":2.72,"end":2.96,"confidence":0.8881836,"punctuated_word":"Dana","sentiment":"neutral","sentiment_score":0.15190404653549194},{"word":"from","start":2.96,"end":3.1999998,"confidence":0.9902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.17601536214351654},{"word":"oz","start":3.1999998,"end":3.4399998,"confidence":0.270813,"punctuated_word":"OZ","sentiment":"neutral","sentiment_score":0.16300609707832336},{"word":"financial","start":3.4399998,"end":3.9399998,"confidence":0.907959,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.17750248312950134},{"word":"how","start":4.16,"end":4.24,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.1927681267261505},{"word":"are","start":4.24,"end":4.4,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2081785649061203},{"word":"you","start":4.4,"end":4.56,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2134157717227936},{"word":"this","start":4.56,"end":4.7999997,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.2009020447731018},{"word":"afternoon","start":4.7999997,"end":5.2999997,"confidence":1.0,"punctuated_word":"afternoon?","sentiment":"neutral","sentiment_score":0.14525632560253143},{"word":"that's","start":7.3599997,"end":7.68,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.09326538443565369},{"word":"good","start":7.68,"end":8.0,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.03063138574361801},{"word":"i","start":8.0,"end":8.16,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07104423642158508},{"word":"had","start":8.16,"end":8.32,"confidence":0.98828125,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.2530380189418793},{"word":"you","start":8.32,"end":8.48,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16745835542678833},{"word":"booked","start":8.48,"end":8.72,"confidence":0.890625,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.18965615332126615},{"word":"in","start":8.72,"end":8.88,"confidence":0.9819336,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2354930639266968},{"word":"to","start":8.88,"end":8.96,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20340275764465332},{"word":"go","start":8.96,"end":9.2,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.17901325225830078},{"word":"through","start":9.2,"end":9.28,"confidence":0.9941406,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.22595030069351196},{"word":"your","start":9.28,"end":9.44,"confidence":0.9892578,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19731716811656952},{"word":"annual","start":9.44,"end":9.76,"confidence":0.98828125,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.19745898246765137},{"word":"review","start":9.76,"end":10.08,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.16620811820030212},{"word":"today","start":10.08,"end":10.32,"confidence":0.99902344,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.2084893584251404},{"word":"is","start":10.32,"end":10.559999,"confidence":0.95410156,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.2291260063648224},{"word":"now","start":10.559999,"end":10.719999,"confidence":0.99316406,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.22393739223480225},{"word":"still","start":10.719999,"end":10.96,"confidence":0.97265625,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2294381856918335},{"word":"a","start":10.96,"end":11.04,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2795793414115906},{"word":"good","start":11.04,"end":11.28,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2509761452674866},{"word":"time","start":11.28,"end":11.5199995,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.26773446798324585},{"word":"for","start":11.5199995,"end":11.759999,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14517438411712646},{"word":"you","start":11.759999,"end":12.259999,"confidence":0.9995117,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.15501296520233154},{"word":"fantastic","start":14.1050005,"end":14.6050005,"confidence":0.99658203,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.544037938117981},{"word":"how's","start":14.745,"end":15.065001,"confidence":0.967041,"punctuated_word":"How's","sentiment":"positive","sentiment_score":0.3391590118408203},{"word":"your","start":15.065001,"end":15.305,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.33965596556663513},{"word":"morning","start":15.305,"end":15.625,"confidence":1.0,"punctuated_word":"morning","sentiment":"positive","sentiment_score":0.4367671310901642},{"word":"been","start":15.625,"end":15.945,"confidence":0.8461914,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.34006181359291077},{"word":"thus","start":15.945,"end":16.345001,"confidence":0.9277344,"punctuated_word":"thus","sentiment":"neutral","sentiment_score":0.276844322681427},{"word":"far","start":16.345001,"end":16.845001,"confidence":0.9995117,"punctuated_word":"far?","sentiment":"neutral","sentiment_score":0.2512369751930237},{"word":"yeah","start":19.545,"end":20.045,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12939020991325378},{"word":"you","start":20.505001,"end":20.744999,"confidence":0.7597656,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.11004243791103364},{"word":"work","start":20.744999,"end":21.065,"confidence":0.45581055,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.09612204879522324},{"word":"night","start":21.065,"end":21.305,"confidence":0.99121094,"punctuated_word":"night","sentiment":"neutral","sentiment_score":0.12562626600265503},{"word":"shift","start":21.305,"end":21.625,"confidence":0.97021484,"punctuated_word":"shift.","sentiment":"neutral","sentiment_score":0.15186944603919983},{"word":"is","start":21.625,"end":21.705,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.11924579739570618},{"word":"that","start":21.705,"end":21.945,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15882863104343414},{"word":"right","start":21.945,"end":22.445,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.13175183534622192},{"word":"yeah","start":23.705,"end":24.205,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08863642811775208},{"word":"i'm","start":24.265,"end":24.425,"confidence":0.79296875,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.021614275872707367},{"word":"so","start":24.425,"end":24.665,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.015035338699817656},{"word":"sorry","start":24.665,"end":24.904999,"confidence":0.99902344,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":0.0270095132291317},{"word":"hope","start":24.904999,"end":25.145,"confidence":0.64160156,"punctuated_word":"Hope","sentiment":"neutral","sentiment_score":0.26927903294563293},{"word":"you","start":25.145,"end":25.385,"confidence":0.9770508,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2980603575706482},{"word":"got","start":25.385,"end":25.545,"confidence":0.98535156,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2778872847557068},{"word":"a","start":25.545,"end":25.705,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25285571813583374},{"word":"bit","start":25.705,"end":25.865,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.24149984121322632},{"word":"of","start":25.865,"end":25.945,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3292422294616699},{"word":"rest","start":25.945,"end":26.265,"confidence":0.9980469,"punctuated_word":"rest","sentiment":"neutral","sentiment_score":0.24867436289787292},{"word":"this","start":26.265,"end":26.505001,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.22320149838924408},{"word":"morning","start":26.505001,"end":27.005001,"confidence":0.95751953,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":0.1168922707438469},{"word":"little","start":28.87,"end":29.11,"confidence":0.8569336,"punctuated_word":"Little","sentiment":"neutral","sentiment_score":0.0033899694681167603},{"word":"bit","start":29.11,"end":29.43,"confidence":0.99365234,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.02149925008416176},{"word":"yeah","start":29.43,"end":29.93,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01446475274860859},{"word":"not","start":30.23,"end":30.470001,"confidence":0.9428711,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.17316469550132751},{"word":"easy","start":30.470001,"end":30.79,"confidence":0.9995117,"punctuated_word":"easy.","sentiment":"neutral","sentiment_score":-0.0960955023765564},{"word":"do","start":30.79,"end":30.95,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.03782438859343529},{"word":"you","start":30.95,"end":31.11,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0664157122373581},{"word":"have","start":31.11,"end":31.27,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03718017041683197},{"word":"a","start":31.27,"end":31.35,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04230480641126633},{"word":"bit","start":31.35,"end":31.51,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.08527415990829468},{"word":"of","start":31.51,"end":31.67,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09790992736816406},{"word":"a","start":31.67,"end":31.75,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06753996014595032},{"word":"system","start":31.75,"end":32.15,"confidence":0.9980469,"punctuated_word":"system","sentiment":"neutral","sentiment_score":0.06886684894561768},{"word":"for","start":32.15,"end":32.39,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06600259989500046},{"word":"being","start":32.39,"end":32.63,"confidence":0.99902344,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.038050733506679535},{"word":"able","start":32.63,"end":32.79,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.08397604525089264},{"word":"to","start":32.79,"end":32.95,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09267483651638032},{"word":"get","start":32.95,"end":33.11,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.061909742653369904},{"word":"as","start":33.11,"end":33.27,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12699460983276367},{"word":"much","start":33.27,"end":33.510002,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.10950608551502228},{"word":"rest","start":33.510002,"end":33.75,"confidence":0.9873047,"punctuated_word":"rest","sentiment":"neutral","sentiment_score":0.03489048779010773},{"word":"as","start":33.75,"end":33.91,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10249996185302734},{"word":"possible","start":33.91,"end":34.31,"confidence":1.0,"punctuated_word":"possible","sentiment":"neutral","sentiment_score":0.10036145895719528},{"word":"throughout","start":34.31,"end":34.63,"confidence":1.0,"punctuated_word":"throughout","sentiment":"neutral","sentiment_score":0.0968206226825714},{"word":"the","start":34.63,"end":34.79,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07694634050130844},{"word":"day","start":34.79,"end":35.29,"confidence":0.99902344,"punctuated_word":"day?","sentiment":"neutral","sentiment_score":0.06283574551343918},{"word":"oh","start":38.63,"end":38.95,"confidence":0.9733887,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.023316962644457817},{"word":"that's","start":38.95,"end":39.190002,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.011517178267240524},{"word":"it","start":39.190002,"end":39.43,"confidence":0.9770508,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.03541359305381775},{"word":"yeah","start":39.43,"end":39.93,"confidence":0.9616699,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11629141122102736},{"word":"that's","start":40.15,"end":40.47,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.22229032218456268},{"word":"okay","start":40.47,"end":40.97,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2562013864517212},{"word":"all","start":41.635002,"end":41.875,"confidence":0.9316406,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.4328825771808624},{"word":"good","start":41.875,"end":42.355,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3370516896247864},{"word":"well","start":42.355,"end":42.595,"confidence":0.94628906,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.0995020940899849},{"word":"look","start":42.595,"end":42.755,"confidence":0.8054199,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.08941494673490524},{"word":"i","start":42.755,"end":42.835,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.060367364436388016},{"word":"was","start":42.835,"end":42.915,"confidence":0.57910156,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.02640145644545555},{"word":"trying","start":42.915,"end":43.075,"confidence":0.99316406,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.037725187838077545},{"word":"not","start":43.075,"end":43.155,"confidence":0.7211914,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06644738465547562},{"word":"to","start":43.155,"end":43.315002,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11152799427509308},{"word":"take","start":43.315002,"end":43.555,"confidence":0.95703125,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.1216896027326584},{"word":"up","start":43.555,"end":43.635002,"confidence":0.98095703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.15004001557826996},{"word":"too","start":43.635002,"end":43.795002,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.13379767537117004},{"word":"much","start":43.795002,"end":43.955,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.10077106952667236},{"word":"of","start":43.955,"end":44.035,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08071515709161758},{"word":"your","start":44.035,"end":44.195,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.01580994576215744},{"word":"time","start":44.195,"end":44.435,"confidence":0.98950195,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.0023826248943805695},{"word":"as","start":44.435,"end":44.595,"confidence":1.0,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.07814948260784149},{"word":"i","start":44.595,"end":44.675,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07417263090610504},{"word":"mentioned","start":44.675,"end":44.995,"confidence":0.9951172,"punctuated_word":"mentioned,","sentiment":"neutral","sentiment_score":0.09840314090251924},{"word":"i","start":44.995,"end":45.155,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10590149462223052},{"word":"had","start":45.155,"end":45.235,"confidence":0.98828125,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.1014561802148819},{"word":"you","start":45.235,"end":45.315002,"confidence":0.97509766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10776695609092712},{"word":"booked","start":45.315002,"end":45.555,"confidence":0.95947266,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.16086916625499725},{"word":"in","start":45.555,"end":45.715,"confidence":0.8701172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10552988946437836},{"word":"to","start":45.715,"end":45.795002,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09853813052177428},{"word":"go","start":45.795002,"end":46.035,"confidence":0.98535156,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.12424609065055849},{"word":"through","start":46.035,"end":46.115,"confidence":0.9892578,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1333366334438324},{"word":"your","start":46.115,"end":46.275,"confidence":0.8105469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1351783722639084},{"word":"annual","start":46.275,"end":46.675,"confidence":0.92578125,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.12334073334932329},{"word":"review","start":46.675,"end":46.995,"confidence":0.9980469,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.10745590180158617},{"word":"there","start":46.995,"end":47.475,"confidence":0.9680176,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.09181369841098784},{"word":"before","start":47.475,"end":47.795002,"confidence":0.66796875,"punctuated_word":"Before","sentiment":"neutral","sentiment_score":0.07718608528375626},{"word":"we","start":47.795002,"end":47.955,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1027730479836464},{"word":"jump","start":47.955,"end":48.115,"confidence":0.99609375,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.1451682597398758},{"word":"into","start":48.115,"end":48.435,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.11283048987388612},{"word":"the","start":48.435,"end":48.515,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0963820293545723},{"word":"call","start":48.515,"end":48.755,"confidence":1.0,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.07707792520523071},{"word":"i","start":48.755,"end":48.915,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0992681235074997},{"word":"just","start":48.915,"end":49.075,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12825068831443787},{"word":"have","start":49.075,"end":49.235,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0977087989449501},{"word":"to","start":49.235,"end":49.315002,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09809560328722},{"word":"let","start":49.315002,"end":49.475,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.10618136823177338},{"word":"you","start":49.475,"end":49.635002,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10267434269189836},{"word":"know","start":49.635002,"end":49.715,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.10779858380556108},{"word":"we","start":49.715,"end":49.955,"confidence":0.75390625,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13027705252170563},{"word":"do","start":49.955,"end":50.115,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13649937510490415},{"word":"record","start":50.115,"end":50.435,"confidence":0.99902344,"punctuated_word":"record","sentiment":"neutral","sentiment_score":0.12412060797214508},{"word":"our","start":50.435,"end":50.595,"confidence":0.9980469,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.09456828981637956},{"word":"calls","start":50.595,"end":50.835,"confidence":0.9790039,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.1162700280547142},{"word":"for","start":50.835,"end":50.995003,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09528423845767976},{"word":"quality","start":50.995003,"end":51.315002,"confidence":1.0,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.1069386750459671},{"word":"and","start":51.315002,"end":51.475,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13381990790367126},{"word":"training","start":51.475,"end":51.875,"confidence":1.0,"punctuated_word":"training","sentiment":"neutral","sentiment_score":0.11411865800619124},{"word":"purposes","start":51.875,"end":52.375,"confidence":1.0,"punctuated_word":"purposes.","sentiment":"neutral","sentiment_score":0.10951729118824004},{"word":"are","start":52.995,"end":53.155,"confidence":0.9941406,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.1393338441848755},{"word":"you","start":53.155,"end":53.315002,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1739969551563263},{"word":"happy","start":53.315002,"end":53.715,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.14736232161521912},{"word":"to","start":53.715,"end":53.875,"confidence":0.8251953,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2092444896697998},{"word":"proceed","start":53.875,"end":54.375,"confidence":0.9921875,"punctuated_word":"proceed","sentiment":"neutral","sentiment_score":0.2298905998468399},{"word":"with","start":54.435,"end":54.595,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.24772612750530243},{"word":"that","start":54.595,"end":55.095,"confidence":0.99902344,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.2480854690074921},{"word":"fantastic","start":56.449997,"end":56.949997,"confidence":0.99658203,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.5129398107528687},{"word":"and","start":58.21,"end":58.449997,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.3186502158641815},{"word":"just","start":58.449997,"end":58.609997,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2937917113304138},{"word":"to","start":58.609997,"end":58.69,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27270084619522095},{"word":"do","start":58.69,"end":58.85,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.32192301750183105},{"word":"a","start":58.85,"end":58.929996,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3846163153648377},{"word":"quick","start":58.929996,"end":59.17,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.280926913022995},{"word":"security","start":59.17,"end":59.649998,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.19467361271381375},{"word":"check","start":59.649998,"end":59.89,"confidence":0.99902344,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.2609424293041229},{"word":"there","start":59.89,"end":60.05,"confidence":0.94970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.3324413001537323},{"word":"with","start":60.05,"end":60.289997,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.27574580907821655},{"word":"you","start":60.289997,"end":60.37,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.344167023897171},{"word":"as","start":60.37,"end":60.53,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.32576537132263184},{"word":"well","start":60.53,"end":60.769997,"confidence":0.93652344,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.3090411126613617},{"word":"i'll","start":60.769997,"end":60.929996,"confidence":0.99658203,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.3168896436691284},{"word":"just","start":60.929996,"end":61.089996,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.3281032145023346},{"word":"get","start":61.089996,"end":61.17,"confidence":0.95947266,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2952074706554413},{"word":"you","start":61.17,"end":61.25,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3265705406665802},{"word":"to","start":61.25,"end":61.329998,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2763044536113739},{"word":"confirm","start":61.329998,"end":61.73,"confidence":0.9980469,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.18841011822223663},{"word":"your","start":61.73,"end":61.89,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19602851569652557},{"word":"full","start":61.89,"end":62.05,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.21033455431461337},{"word":"name","start":62.05,"end":62.289997,"confidence":0.99609375,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.18551595509052277},{"word":"your","start":62.289997,"end":62.53,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19727694988250732},{"word":"date","start":62.53,"end":62.609997,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.20468097925186157},{"word":"of","start":62.609997,"end":62.69,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.24468958377838135},{"word":"birth","start":62.69,"end":62.929996,"confidence":0.9838867,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.20288938283920288},{"word":"and","start":62.929996,"end":63.089996,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2145962417125702},{"word":"address","start":63.089996,"end":63.409996,"confidence":0.99902344,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.2163446545600891},{"word":"i","start":63.409996,"end":63.57,"confidence":0.66064453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2899501919746399},{"word":"should","start":63.57,"end":63.809998,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.30940645933151245},{"word":"have","start":63.809998,"end":63.969997,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2330344319343567},{"word":"on","start":63.969997,"end":64.21,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.21080678701400757},{"word":"file","start":64.21,"end":64.71,"confidence":0.98950195,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.2300904393196106},{"word":"fantastic","start":72.064995,"end":72.564995,"confidence":0.8925781,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.3721051514148712},{"word":"what's","start":72.865,"end":73.185,"confidence":0.9729004,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":0.1165095865726471},{"word":"the","start":73.185,"end":73.265,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10463575273752213},{"word":"weather","start":73.265,"end":73.585,"confidence":0.9526367,"punctuated_word":"weather","sentiment":"neutral","sentiment_score":0.17978832125663757},{"word":"like","start":73.585,"end":73.744995,"confidence":0.63671875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08886376023292542},{"word":"up","start":73.744995,"end":73.905,"confidence":0.65478516,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.08712881803512573},{"word":"there","start":73.905,"end":74.064995,"confidence":0.99609375,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0820922777056694},{"word":"in","start":74.064995,"end":74.145,"confidence":0.5019531,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09433963894844057},{"word":"more","start":74.145,"end":74.384995,"confidence":0.49145508,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":0.09101878851652144},{"word":"i","start":74.384995,"end":74.465,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09436513483524324},{"word":"feel","start":74.465,"end":74.704994,"confidence":0.91748047,"punctuated_word":"feel,","sentiment":"neutral","sentiment_score":0.09717275947332382},{"word":"at","start":74.704994,"end":74.784996,"confidence":0.9873047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08596515655517578},{"word":"the","start":74.784996,"end":74.945,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09541981667280196},{"word":"moment","start":74.945,"end":75.445,"confidence":0.9387207,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.11366508901119232},{"word":"oh","start":77.505,"end":77.825,"confidence":0.93774414,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.08782793581485748},{"word":"that's","start":77.825,"end":78.225,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08586283773183823},{"word":"good","start":78.225,"end":78.725,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.1888676881790161},{"word":"yep","start":82.340004,"end":82.840004,"confidence":0.9523926,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08208032697439194},{"word":"oh","start":83.22,"end":83.62,"confidence":0.9765625,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.16735988855361938},{"word":"that's","start":83.62,"end":83.94,"confidence":0.99658203,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.22997915744781497},{"word":"good","start":83.94,"end":84.18,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2390565574169159},{"word":"you","start":84.18,"end":84.340004,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.100995734333992},{"word":"would","start":84.340004,"end":84.5,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06938303261995316},{"word":"have","start":84.5,"end":84.66,"confidence":0.50341797,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0451788492500782},{"word":"had","start":84.66,"end":84.82,"confidence":0.9819336,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0748191773891449},{"word":"quite","start":84.82,"end":84.98,"confidence":0.9980469,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.02585998922586441},{"word":"a","start":84.98,"end":85.06,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.017918303608894348},{"word":"bit","start":85.06,"end":85.22,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.004510924220085144},{"word":"of","start":85.22,"end":85.38,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.002169370651245117},{"word":"rain","start":85.38,"end":85.62,"confidence":0.99902344,"punctuated_word":"rain","sentiment":"neutral","sentiment_score":0.03749620169401169},{"word":"as","start":85.62,"end":85.78,"confidence":0.97314453,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04037021100521088},{"word":"we","start":85.78,"end":85.94,"confidence":0.9902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03740835562348366},{"word":"have","start":85.94,"end":86.1,"confidence":0.9482422,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04337379336357117},{"word":"here","start":86.1,"end":86.26,"confidence":0.90625,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.07322026789188385},{"word":"on","start":86.26,"end":86.42,"confidence":0.9790039,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.057660169899463654},{"word":"the","start":86.42,"end":86.5,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06567010283470154},{"word":"gold","start":86.5,"end":86.74,"confidence":0.8989258,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.05421494320034981},{"word":"coast","start":86.74,"end":87.06,"confidence":0.95947266,"punctuated_word":"Coast","sentiment":"neutral","sentiment_score":0.10739171504974364},{"word":"over","start":87.06,"end":87.3,"confidence":0.97265625,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.08012781292200089},{"word":"the","start":87.3,"end":87.38,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06721161305904388},{"word":"last","start":87.38,"end":87.54,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.05457635596394539},{"word":"few","start":87.54,"end":87.78,"confidence":0.99121094,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.03507690131664276},{"word":"weeks","start":87.78,"end":88.28,"confidence":0.9628906,"punctuated_word":"weeks.","sentiment":"neutral","sentiment_score":0.03596317768096924},{"word":"all","start":92.535,"end":92.935,"confidence":0.81591797,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.2512919306755066},{"word":"good","start":92.935,"end":93.435,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.21729981899261477},{"word":"now","start":93.975,"end":94.215,"confidence":0.5307617,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.04623036086559296},{"word":"having","start":94.215,"end":94.535,"confidence":0.9760742,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.06641489267349243},{"word":"a","start":94.535,"end":94.615,"confidence":0.9760742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.054894089698791504},{"word":"look","start":94.615,"end":94.775,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06726393103599548},{"word":"at","start":94.775,"end":94.935,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07208961248397827},{"word":"your","start":94.935,"end":95.095,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.050903234630823135},{"word":"annual","start":95.095,"end":95.335,"confidence":0.9873047,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.055670272558927536},{"word":"review","start":95.335,"end":95.735,"confidence":0.98706055,"punctuated_word":"review,","sentiment":"neutral","sentiment_score":0.04918401688337326},{"word":"we","start":95.735,"end":95.895,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04178532958030701},{"word":"normally","start":95.895,"end":96.215,"confidence":0.9633789,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.051136333495378494},{"word":"just","start":96.215,"end":96.375,"confidence":0.6015625,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04794696345925331},{"word":"send","start":96.375,"end":96.535,"confidence":0.9819336,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.03848426043987274},{"word":"through","start":96.535,"end":96.855,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.024051949381828308},{"word":"some","start":96.855,"end":97.015,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.030189428478479385},{"word":"annual","start":97.015,"end":97.335,"confidence":0.9970703,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.04864484444260597},{"word":"review","start":97.335,"end":97.655,"confidence":0.9716797,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.026997052133083344},{"word":"documents","start":97.655,"end":98.055,"confidence":0.9970703,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.03040408343076706},{"word":"to","start":98.055,"end":98.135,"confidence":0.95703125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05129065364599228},{"word":"your","start":98.135,"end":98.295,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06686219573020935},{"word":"email","start":98.295,"end":98.535,"confidence":0.9980469,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.07614970952272415},{"word":"for","start":98.535,"end":98.695,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06515899300575256},{"word":"you","start":98.695,"end":98.855,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.050647858530282974},{"word":"to","start":98.855,"end":98.935,"confidence":0.9707031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05141163989901543},{"word":"sort","start":98.935,"end":99.175,"confidence":0.9902344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.020839814096689224},{"word":"of","start":99.175,"end":99.255,"confidence":0.5107422,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03282378986477852},{"word":"open","start":99.255,"end":99.495,"confidence":0.99902344,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.057006124407052994},{"word":"up","start":99.495,"end":99.575,"confidence":0.97998047,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.05827631801366806},{"word":"and","start":99.575,"end":99.735,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04390005022287369},{"word":"have","start":99.735,"end":99.895,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04338861629366875},{"word":"a","start":99.895,"end":99.975,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03967946022748947},{"word":"bit","start":99.975,"end":100.135,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.040823742747306824},{"word":"of","start":100.135,"end":100.215,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06179949641227722},{"word":"a","start":100.215,"end":100.295,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07172656059265137},{"word":"look","start":100.295,"end":100.455,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.057691626250743866},{"word":"at","start":100.455,"end":100.615,"confidence":0.9970703,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.03965476155281067},{"word":"are","start":100.615,"end":100.775,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.004750512540340424},{"word":"you","start":100.775,"end":100.935,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.003966428339481354},{"word":"able","start":100.935,"end":101.175,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.0021027568727731705},{"word":"to","start":101.175,"end":101.335,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.000033482909202575684},{"word":"access","start":101.335,"end":101.735,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.014911927282810211},{"word":"your","start":101.735,"end":101.895004,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.007026277482509613},{"word":"emails","start":101.895004,"end":102.215,"confidence":0.8256836,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":-0.002221323549747467},{"word":"at","start":102.215,"end":102.375,"confidence":0.9550781,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.002149399369955063},{"word":"the","start":102.375,"end":102.535,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007138755172491074},{"word":"moment","start":102.535,"end":102.775,"confidence":0.9970703,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":-0.0027898717671632767},{"word":"if","start":102.775,"end":102.935,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.20872102677822113},{"word":"you're","start":102.935,"end":103.095,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.2061794251203537},{"word":"not","start":103.095,"end":103.335,"confidence":0.99902344,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.29023540019989014},{"word":"that","start":103.335,"end":103.495,"confidence":0.99902344,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.5320628881454468},{"word":"is","start":103.495,"end":103.735,"confidence":1.0,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.4958069324493408},{"word":"awfully","start":103.735,"end":104.055,"confidence":0.23352051,"punctuated_word":"awfully","sentiment":"negative","sentiment_score":-0.4231806993484497},{"word":"okay","start":104.055,"end":104.555,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.1537274569272995},{"word":"no","start":107.21001,"end":107.450005,"confidence":0.76293945,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11691214144229888},{"word":"that's","start":107.450005,"end":107.850006,"confidence":0.99658203,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.03971773386001587},{"word":"okay","start":107.850006,"end":108.25,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.027535170316696167},{"word":"i'll","start":108.25,"end":108.490005,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.18898175656795504},{"word":"shoot","start":108.490005,"end":108.73,"confidence":0.6381836,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":0.143106609582901},{"word":"them","start":108.73,"end":108.89,"confidence":0.9980469,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.17135795950889587},{"word":"through","start":108.89,"end":109.130005,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.13746687769889832},{"word":"after","start":109.130005,"end":109.37,"confidence":0.9863281,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.1394408941268921},{"word":"the","start":109.37,"end":109.450005,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17311859130859375},{"word":"call","start":109.450005,"end":109.69,"confidence":0.99902344,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.12567947804927826},{"word":"if","start":109.69,"end":109.850006,"confidence":0.85253906,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1714361608028412},{"word":"you","start":109.850006,"end":109.93,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13277047872543335},{"word":"like","start":109.93,"end":110.090004,"confidence":0.63427734,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15041452646255493},{"word":"for","start":110.090004,"end":110.25,"confidence":0.90478516,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1897324174642563},{"word":"you","start":110.25,"end":110.33,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16920384764671326},{"word":"to","start":110.33,"end":110.490005,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14140154421329498},{"word":"have","start":110.490005,"end":110.57,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15434902906417847},{"word":"a","start":110.57,"end":110.65,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19310128688812256},{"word":"bit","start":110.65,"end":110.810005,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.18835952877998352},{"word":"of","start":110.810005,"end":110.89,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20548290014266968},{"word":"a","start":110.89,"end":110.97,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1970495283603668},{"word":"look","start":110.97,"end":111.21001,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1480553150177002},{"word":"at","start":111.21001,"end":111.71001,"confidence":0.9111328,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.14093580842018127},{"word":"essentially","start":111.93,"end":112.41,"confidence":0.80908203,"punctuated_word":"Essentially,","sentiment":"neutral","sentiment_score":0.13174040615558624},{"word":"as","start":112.41,"end":112.57,"confidence":0.98535156,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1667473018169403},{"word":"part","start":112.57,"end":112.810005,"confidence":1.0,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.19071538746356964},{"word":"of","start":112.810005,"end":112.89,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.252154678106308},{"word":"those","start":112.89,"end":113.130005,"confidence":0.9951172,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.22742266952991488},{"word":"documents","start":113.130005,"end":113.61,"confidence":0.99316406,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.16116684675216675},{"word":"there","start":113.61,"end":113.770004,"confidence":0.9729004,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.19212543964385984},{"word":"we","start":113.770004,"end":114.01,"confidence":0.9428711,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2965175211429596},{"word":"do","start":114.01,"end":114.33,"confidence":0.8251953,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.310613751411438},{"word":"have","start":114.33,"end":114.57001,"confidence":0.52783203,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.33342069387435913},{"word":"your","start":114.57001,"end":114.810005,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2788967788219452},{"word":"ongoing","start":114.810005,"end":115.29,"confidence":1.0,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.2855978012084961},{"word":"service","start":115.29,"end":115.770004,"confidence":1.0,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.18466107547283173},{"word":"agreement","start":115.770004,"end":116.270004,"confidence":0.6940918,"punctuated_word":"agreement.","sentiment":"neutral","sentiment_score":0.2359667718410492},{"word":"just","start":117.065,"end":117.225,"confidence":0.94628906,"punctuated_word":"Just","sentiment":"positive","sentiment_score":0.3592354655265808},{"word":"letting","start":117.225,"end":117.385,"confidence":0.9970703,"punctuated_word":"letting","sentiment":"positive","sentiment_score":0.3644225597381592},{"word":"you","start":117.385,"end":117.465004,"confidence":0.9892578,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.379264771938324},{"word":"know","start":117.465004,"end":117.625,"confidence":0.78466797,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.3867429494857788},{"word":"you","start":117.625,"end":117.785,"confidence":0.8911133,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4411647021770478},{"word":"know","start":117.785,"end":117.945,"confidence":0.9980469,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.4363189339637756},{"word":"if","start":117.945,"end":118.025,"confidence":0.9770508,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.5513291954994202},{"word":"you're","start":118.025,"end":118.185,"confidence":0.98339844,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.5624068975448608},{"word":"happy","start":118.185,"end":118.425,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5576575994491577},{"word":"to","start":118.425,"end":118.505,"confidence":0.9902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4986528158187866},{"word":"stay","start":118.505,"end":118.665,"confidence":0.99902344,"punctuated_word":"stay","sentiment":"positive","sentiment_score":0.4901915490627289},{"word":"on","start":118.665,"end":118.825,"confidence":0.82470703,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.4784712493419647},{"word":"board","start":118.825,"end":119.145004,"confidence":0.9760742,"punctuated_word":"board,","sentiment":"positive","sentiment_score":0.5282027721405029},{"word":"have","start":119.145004,"end":119.305,"confidence":0.99902344,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.6324736475944519},{"word":"us","start":119.305,"end":119.465004,"confidence":0.890625,"punctuated_word":"us","sentiment":"positive","sentiment_score":0.4958995282649994},{"word":"look","start":119.465004,"end":119.625,"confidence":0.9790039,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.4652417004108429},{"word":"after","start":119.625,"end":119.945,"confidence":0.97509766,"punctuated_word":"after","sentiment":"positive","sentiment_score":0.5073151588439941},{"word":"your","start":119.945,"end":120.185,"confidence":0.9223633,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5542474985122681},{"word":"super","start":120.185,"end":120.685,"confidence":0.63916016,"punctuated_word":"super,","sentiment":"positive","sentiment_score":0.5119222402572632},{"word":"provide","start":120.745,"end":121.065,"confidence":0.99316406,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.5064792633056641},{"word":"advice","start":121.065,"end":121.565,"confidence":0.90600586,"punctuated_word":"advice,","sentiment":"positive","sentiment_score":0.45489487051963806},{"word":"and","start":121.705,"end":121.945,"confidence":0.99902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4878842532634735},{"word":"keep","start":121.945,"end":122.185,"confidence":0.9980469,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.5912313461303711},{"word":"you","start":122.185,"end":122.345,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.620029091835022},{"word":"on","start":122.345,"end":122.505,"confidence":0.99902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6436828374862671},{"word":"track","start":122.505,"end":122.745,"confidence":0.9980469,"punctuated_word":"track","sentiment":"positive","sentiment_score":0.6295500993728638},{"word":"towards","start":122.745,"end":123.065,"confidence":0.8720703,"punctuated_word":"towards","sentiment":"positive","sentiment_score":0.6140093207359314},{"word":"your","start":123.065,"end":123.385,"confidence":0.9790039,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6115535497665405},{"word":"retirement","start":123.385,"end":123.785,"confidence":0.9902344,"punctuated_word":"retirement","sentiment":"positive","sentiment_score":0.48620063066482544},{"word":"there","start":123.785,"end":124.025,"confidence":0.9187012,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.3808486163616181},{"word":"we","start":124.025,"end":124.185,"confidence":1.0,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.3408503830432892},{"word":"just","start":124.185,"end":124.345,"confidence":0.7519531,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.33728501200675964},{"word":"get","start":124.345,"end":124.505,"confidence":0.9838867,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.3733308613300323},{"word":"you","start":124.505,"end":124.585,"confidence":0.9941406,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3614650368690491},{"word":"to","start":124.585,"end":124.745,"confidence":0.91748047,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3614423871040344},{"word":"sign","start":124.745,"end":124.905,"confidence":0.99902344,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.2643330693244934},{"word":"and","start":124.905,"end":125.065,"confidence":0.7973633,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.28950533270835876},{"word":"return","start":125.065,"end":125.465,"confidence":1.0,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.3356069028377533},{"word":"that","start":125.465,"end":125.625,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3315209150314331},{"word":"back","start":125.625,"end":125.865,"confidence":0.98095703,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.33647140860557556},{"word":"there","start":125.865,"end":126.105,"confidence":0.9892578,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.3447835445404053},{"word":"for","start":126.105,"end":126.265,"confidence":0.99609375,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.35873550176620483},{"word":"us","start":126.265,"end":126.765,"confidence":0.9343262,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":0.2971177101135254},{"word":"and","start":126.985,"end":127.145004,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.23523961007595065},{"word":"then","start":127.145004,"end":127.385,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.18919265270233152},{"word":"we","start":127.385,"end":127.545,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.22743310034275055},{"word":"also","start":127.545,"end":127.865,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1868386268615723},{"word":"have","start":127.865,"end":128.105,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2605772018432617},{"word":"attached","start":128.105,"end":128.505,"confidence":0.9951172,"punctuated_word":"attached","sentiment":"neutral","sentiment_score":0.23043592274188995},{"word":"there","start":128.505,"end":129.0,"confidence":0.9482422,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.26252666115760803},{"word":"the","start":129.48,"end":129.88,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26833638548851013},{"word":"vanguard","start":129.88,"end":130.38,"confidence":0.9941406,"punctuated_word":"Vanguard","sentiment":"neutral","sentiment_score":0.1517159938812256},{"word":"index","start":130.52,"end":130.92,"confidence":0.92822266,"punctuated_word":"index","sentiment":"neutral","sentiment_score":0.14335685968399048},{"word":"chart","start":130.92,"end":131.16,"confidence":0.9304199,"punctuated_word":"chart,","sentiment":"neutral","sentiment_score":0.2013570666313171},{"word":"which","start":131.16,"end":131.32,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.2175893187522888},{"word":"gives","start":131.32,"end":131.48,"confidence":1.0,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.1927122175693512},{"word":"you","start":131.48,"end":131.56,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2271779179573059},{"word":"a","start":131.56,"end":131.64,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2695096433162689},{"word":"bit","start":131.64,"end":131.8,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2211247980594635},{"word":"of","start":131.8,"end":131.88,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.26979151368141174},{"word":"an","start":131.88,"end":132.04,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.23467795550823212},{"word":"idea","start":132.04,"end":132.44,"confidence":1.0,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.1673416644334793},{"word":"of","start":132.44,"end":132.52,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1957949101924896},{"word":"how","start":132.52,"end":132.84,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1786929816007614},{"word":"markets","start":132.84,"end":133.24,"confidence":0.984375,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":0.20274919271469116},{"word":"react","start":133.24,"end":133.64,"confidence":0.9902344,"punctuated_word":"react","sentiment":"neutral","sentiment_score":0.17655952274799347},{"word":"over","start":133.64,"end":133.88,"confidence":0.9838867,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.25220760703086853},{"word":"the","start":133.88,"end":134.04,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2440803498029709},{"word":"course","start":134.04,"end":134.28,"confidence":0.99902344,"punctuated_word":"course","sentiment":"neutral","sentiment_score":0.23465844988822937},{"word":"of","start":134.28,"end":134.44,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2336687445640564},{"word":"time","start":134.44,"end":134.76,"confidence":0.8029785,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.2624207139015198},{"word":"your","start":134.76,"end":135.0,"confidence":0.95703125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.27762532234191895},{"word":"summary","start":135.0,"end":135.4,"confidence":0.99121094,"punctuated_word":"summary","sentiment":"neutral","sentiment_score":0.25135084986686707},{"word":"giving","start":135.4,"end":135.64,"confidence":0.96240234,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":0.2675918638706207},{"word":"you","start":135.64,"end":135.88,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30133989453315735},{"word":"an","start":135.88,"end":136.04,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.25005558133125305},{"word":"updated","start":136.04,"end":136.52,"confidence":0.95947266,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.2005487829446793},{"word":"balance","start":136.52,"end":137.0,"confidence":1.0,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.2366652190685272},{"word":"of","start":137.0,"end":137.08,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.32072290778160095},{"word":"your","start":137.08,"end":137.4,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3037749230861664},{"word":"super","start":137.4,"end":137.72,"confidence":0.9526367,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2964630424976349},{"word":"funds","start":137.72,"end":138.04,"confidence":0.9580078,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.28667405247688293},{"word":"there","start":138.04,"end":138.54,"confidence":0.9042969,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.258012056350708},{"word":"and","start":138.84,"end":139.0,"confidence":0.9223633,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1942158490419388},{"word":"also","start":139.0,"end":139.32,"confidence":0.8027344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1905614137649536},{"word":"our","start":139.32,"end":139.48,"confidence":0.984375,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.2282610684633255},{"word":"financial","start":139.48,"end":139.98,"confidence":0.99902344,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.19916613399982452},{"word":"services","start":140.04,"end":140.52,"confidence":0.9970703,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.15290990471839905},{"word":"guide","start":140.52,"end":140.76,"confidence":0.5187988,"punctuated_word":"guide,","sentiment":"neutral","sentiment_score":0.21597036719322205},{"word":"which","start":140.76,"end":140.92,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.24856975674629211},{"word":"we","start":140.92,"end":141.08,"confidence":0.90625,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20371536910533905},{"word":"provide","start":141.08,"end":141.56,"confidence":0.9770508,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.202627956867218},{"word":"every","start":141.56,"end":141.8,"confidence":0.9980469,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.2146509736776352},{"word":"year","start":141.8,"end":142.04,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.22284647822380063},{"word":"to","start":142.04,"end":142.2,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24401815235614777},{"word":"you","start":142.2,"end":142.36,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.29058507084846497},{"word":"as","start":142.36,"end":142.52,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21341146528720856},{"word":"well","start":142.52,"end":143.0,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.1812853068113327},{"word":"okay","start":143.0,"end":143.5,"confidence":0.9499512,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.1194395050406456},{"word":"now","start":144.74501,"end":144.905,"confidence":0.94189453,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2049754410982132},{"word":"i'm","start":144.905,"end":145.065,"confidence":0.9904785,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.21577394008636477},{"word":"sure","start":145.065,"end":145.225,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2064768671989441},{"word":"you're","start":145.225,"end":145.38501,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2217978835105896},{"word":"looking","start":145.38501,"end":145.705,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.2073320895433426},{"word":"to","start":145.705,"end":145.865,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.214798703789711},{"word":"get","start":145.865,"end":146.02501,"confidence":0.9951172,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2248041480779648},{"word":"a","start":146.02501,"end":146.10501,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21628424525260925},{"word":"bit","start":146.10501,"end":146.345,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2156080007553101},{"word":"of","start":146.345,"end":146.425,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2527279853820801},{"word":"an","start":146.425,"end":146.505,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2056727111339569},{"word":"update","start":146.505,"end":146.74501,"confidence":0.99902344,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.2079276442527771},{"word":"on","start":146.74501,"end":146.905,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.24115338921546936},{"word":"your","start":146.905,"end":147.065,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3253304362297058},{"word":"super","start":147.065,"end":147.38501,"confidence":0.89746094,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2968564033508301},{"word":"balance","start":147.38501,"end":147.625,"confidence":0.9707031,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.2377529740333557},{"word":"and","start":147.625,"end":147.785,"confidence":0.8925781,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.305380642414093},{"word":"how","start":147.785,"end":147.945,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.31014683842658997},{"word":"that","start":147.945,"end":148.185,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.40443155169487},{"word":"has","start":148.185,"end":148.505,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.32085728645324707},{"word":"been","start":148.505,"end":148.74501,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.28620219230651855},{"word":"moving","start":148.74501,"end":149.145,"confidence":1.0,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.3796757161617279},{"word":"along","start":149.145,"end":149.46501,"confidence":0.82836914,"punctuated_word":"along.","sentiment":"neutral","sentiment_score":0.2527131736278534},{"word":"but","start":149.46501,"end":149.705,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.12732183933258057},{"word":"is","start":149.705,"end":149.865,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09373383224010468},{"word":"there","start":149.865,"end":150.02501,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.12102045118808746},{"word":"anything","start":150.02501,"end":150.505,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.14906731247901917},{"word":"else","start":150.505,"end":150.74501,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.13073697686195374},{"word":"that","start":150.74501,"end":150.905,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09752856940031052},{"word":"you","start":150.905,"end":151.065,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10330809652805328},{"word":"wanted","start":151.065,"end":151.30501,"confidence":0.98828125,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.08741466701030731},{"word":"me","start":151.30501,"end":151.38501,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09813234210014345},{"word":"to","start":151.38501,"end":151.545,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0905529037117958},{"word":"sort","start":151.545,"end":151.785,"confidence":0.984375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.08789947628974915},{"word":"of","start":151.785,"end":151.865,"confidence":0.7758789,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.123810812830925},{"word":"touch","start":151.865,"end":152.10501,"confidence":0.99609375,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.12777717411518097},{"word":"on","start":152.10501,"end":152.265,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13009367883205414},{"word":"as","start":152.265,"end":152.425,"confidence":0.9921875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10978403687477112},{"word":"part","start":152.425,"end":152.585,"confidence":0.99609375,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.0967891365289688},{"word":"of","start":152.585,"end":152.66501,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14867620170116425},{"word":"your","start":152.66501,"end":152.905,"confidence":0.9819336,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10525426268577576},{"word":"review","start":152.905,"end":153.225,"confidence":0.8171387,"punctuated_word":"review?","sentiment":"neutral","sentiment_score":0.1241796538233757},{"word":"any","start":153.225,"end":153.46501,"confidence":1.0,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.0611066035926342},{"word":"other","start":153.46501,"end":153.625,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.03896305337548256},{"word":"questions","start":153.625,"end":154.02501,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.03978803753852844},{"word":"you","start":154.02501,"end":154.185,"confidence":0.9135742,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03615466505289078},{"word":"might","start":154.185,"end":154.345,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.03406771272420883},{"word":"have","start":154.345,"end":154.585,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03474140539765358},{"word":"at","start":154.585,"end":154.66501,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.027420323342084885},{"word":"the","start":154.66501,"end":154.82501,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04652371257543564},{"word":"moment","start":154.82501,"end":155.145,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.0810057669878006},{"word":"that","start":155.145,"end":155.225,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04170829430222511},{"word":"you","start":155.225,"end":155.38501,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05431082472205162},{"word":"wanted","start":155.38501,"end":155.625,"confidence":0.9951172,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.05378058552742005},{"word":"me","start":155.625,"end":155.785,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.052737727761268616},{"word":"to","start":155.785,"end":155.865,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.053267866373062134},{"word":"sort","start":155.865,"end":156.10501,"confidence":0.9980469,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05593417212367058},{"word":"of","start":156.10501,"end":156.265,"confidence":0.97998047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07514480501413345},{"word":"focus","start":156.265,"end":156.505,"confidence":1.0,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.03785698115825653},{"word":"on","start":156.505,"end":157.005,"confidence":0.9980469,"punctuated_word":"on?","sentiment":"neutral","sentiment_score":0.054680779576301575},{"word":"no","start":159.1,"end":159.42,"confidence":0.9589844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2724246084690094},{"word":"that's","start":159.42,"end":159.74,"confidence":0.88916016,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.16091132164001465},{"word":"okay","start":159.74,"end":160.24,"confidence":0.99853516,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.03160078078508377},{"word":"well","start":160.7,"end":160.94,"confidence":0.9460449,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.09062941372394562},{"word":"to","start":160.94,"end":161.1,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0881749615073204},{"word":"give","start":161.1,"end":161.26001,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.13030149042606354},{"word":"you","start":161.26001,"end":161.42,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19210204482078552},{"word":"an","start":161.42,"end":161.66,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1359594315290451},{"word":"update","start":161.66,"end":161.90001,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.195375457406044},{"word":"on","start":161.90001,"end":162.06,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.16252820193767548},{"word":"your","start":162.06,"end":162.3,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17016492784023285},{"word":"super","start":162.3,"end":162.62001,"confidence":0.9472656,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.15234524011611938},{"word":"balance","start":162.62001,"end":162.86,"confidence":0.9182129,"punctuated_word":"balance,","sentiment":"neutral","sentiment_score":0.10809783637523653},{"word":"when","start":162.86,"end":163.02,"confidence":0.96875,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.10955918580293655},{"word":"i","start":163.02,"end":163.1,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1800258755683899},{"word":"sort","start":163.1,"end":163.26001,"confidence":0.97314453,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.08192464709281921},{"word":"of","start":163.26001,"end":163.42,"confidence":0.7397461,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12397029995918274},{"word":"have","start":163.42,"end":163.5,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09599484503269196},{"word":"a","start":163.5,"end":163.58,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0996091365814209},{"word":"look","start":163.58,"end":163.82,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06966621428728104},{"word":"back","start":163.82,"end":163.98001,"confidence":0.9951172,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.08658845722675323},{"word":"at","start":163.98001,"end":164.06,"confidence":0.99316406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0824432224035263},{"word":"your","start":164.06,"end":164.22,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13526155054569244},{"word":"last","start":164.22,"end":164.54001,"confidence":0.99609375,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.05781220644712448},{"word":"annual","start":164.54001,"end":164.86,"confidence":0.9760742,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.12856557965278623},{"word":"review","start":164.86,"end":165.1,"confidence":0.9980469,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.09677263349294662},{"word":"that","start":165.1,"end":165.26001,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10079626739025116},{"word":"we","start":165.26001,"end":165.5,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15198619663715365},{"word":"completed","start":165.5,"end":165.98001,"confidence":0.99902344,"punctuated_word":"completed","sentiment":"neutral","sentiment_score":0.1568436473608017},{"word":"with","start":165.98001,"end":166.22,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1287599354982376},{"word":"you","start":166.22,"end":166.72,"confidence":0.9838867,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.1226605623960495},{"word":"your","start":167.02,"end":167.26001,"confidence":0.62841797,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09421683847904204},{"word":"balance","start":167.26001,"end":167.66,"confidence":1.0,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.07667078077793121},{"word":"as","start":167.66,"end":167.82,"confidence":0.96240234,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1334051638841629},{"word":"of","start":167.82,"end":167.98001,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15426312386989594},{"word":"the","start":167.98001,"end":168.14,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1151675283908844},{"word":"01/10/2025","start":168.14,"end":169.98001,"confidence":0.9991862,"punctuated_word":"01/10/2025","sentiment":"neutral","sentiment_score":0.10777514427900314},{"word":"in","start":169.98001,"end":170.22,"confidence":0.83740234,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08303661644458771},{"word":"hub","start":170.22,"end":170.54001,"confidence":0.7260742,"punctuated_word":"Hub","sentiment":"neutral","sentiment_score":0.0965246707201004},{"word":"twenty","start":170.54001,"end":170.78,"confidence":0.9980469,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.1570793092250824},{"word":"four","start":170.78,"end":171.02,"confidence":0.9926758,"punctuated_word":"four,","sentiment":"neutral","sentiment_score":0.10492107272148132},{"word":"you","start":171.02,"end":171.18001,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10505835711956024},{"word":"had","start":171.18001,"end":171.42,"confidence":0.98828125,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.10164559632539748},{"word":"77,000","start":171.42,"end":172.8,"confidence":0.9248047,"punctuated_word":"77,000.","sentiment":"neutral","sentiment_score":0.07026557624340057},{"word":"so","start":173.255,"end":173.575,"confidence":0.72021484,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09111954271793364},{"word":"186","start":173.575,"end":174.775,"confidence":0.99296874,"punctuated_word":"186","sentiment":"neutral","sentiment_score":0.0982043445110321},{"word":"and","start":174.775,"end":174.935,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07136353105306625},{"word":"99¢","start":174.935,"end":175.915,"confidence":0.9929199,"punctuated_word":"99¢"},{"word":"and","start":176.055,"end":176.295,"confidence":0.7871094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07682991027832031},{"word":"a","start":176.295,"end":176.375,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08226437866687775},{"word":"bit","start":176.375,"end":176.61499,"confidence":0.96875,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0419488288462162},{"word":"over","start":176.61499,"end":176.855,"confidence":0.9970703,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.11922166496515274},{"word":"23,000","start":176.855,"end":177.815,"confidence":0.99934894,"punctuated_word":"23,000","sentiment":"neutral","sentiment_score":0.07717679440975189},{"word":"sitting","start":177.815,"end":178.055,"confidence":0.98095703,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.11965209245681764},{"word":"in","start":178.055,"end":178.215,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08983273804187775},{"word":"your","start":178.215,"end":178.455,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10644568502902985},{"word":"australian","start":178.455,"end":178.935,"confidence":0.9951172,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.09362559765577316},{"word":"super","start":178.935,"end":179.255,"confidence":0.71435547,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.12532158195972443},{"word":"account","start":179.255,"end":179.655,"confidence":0.9951172,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.1129341572523117},{"word":"there","start":179.655,"end":180.155,"confidence":0.9765625,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.10611578077077866},{"word":"as","start":180.775,"end":180.935,"confidence":0.75097656,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.2925717532634735},{"word":"of","start":180.935,"end":181.435,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3589193820953369},{"word":"yesterday's","start":181.655,"end":182.155,"confidence":0.8220215,"punctuated_word":"yesterday's","sentiment":"neutral","sentiment_score":0.3332225978374481},{"word":"your","start":182.535,"end":182.775,"confidence":0.96435547,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.34369221329689026},{"word":"balance","start":182.775,"end":183.095,"confidence":0.99316406,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.25278568267822266},{"word":"within","start":183.095,"end":183.415,"confidence":0.98828125,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.19853217899799347},{"word":"hub","start":183.415,"end":183.655,"confidence":0.9951172,"punctuated_word":"Hub","sentiment":"neutral","sentiment_score":0.19872285425662992},{"word":"twenty","start":183.655,"end":183.895,"confidence":1.0,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.2874578535556793},{"word":"four","start":183.895,"end":184.135,"confidence":0.9719238,"punctuated_word":"four,","sentiment":"neutral","sentiment_score":0.2305006980895996},{"word":"there's","start":184.135,"end":184.455,"confidence":0.78466797,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.24322360754013064},{"word":"93,823","start":184.455,"end":187.11499,"confidence":0.9991455,"punctuated_word":"93,823","sentiment":"neutral","sentiment_score":0.21023456752300265},{"word":"and","start":187.33,"end":187.56999,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15324606001377106},{"word":"60","start":187.56999,"end":187.89,"confidence":0.9902344,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.22132554650306704},{"word":"1¢","start":187.89,"end":188.53,"confidence":0.8704834,"punctuated_word":"1¢,"},{"word":"and","start":188.53,"end":188.69,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.33754944801330566},{"word":"we've","start":188.69,"end":188.93,"confidence":1.0,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.32206857204437256},{"word":"got","start":188.93,"end":189.09,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.32422947883605957},{"word":"a","start":189.09,"end":189.17,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2601807713508606},{"word":"balance","start":189.17,"end":189.49,"confidence":0.99902344,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.3137171268463135},{"word":"in","start":189.49,"end":189.73,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2873328626155853},{"word":"australian","start":189.73,"end":190.20999,"confidence":0.93359375,"punctuated_word":"Australian","sentiment":"positive","sentiment_score":0.34189674258232117},{"word":"super","start":190.20999,"end":190.37,"confidence":0.5776367,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.30072134733200073},{"word":"of","start":190.37,"end":190.53,"confidence":0.37963867,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3174542486667633},{"word":"a","start":190.53,"end":190.69,"confidence":0.9716797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23734235763549805},{"word":"bit","start":190.69,"end":190.93,"confidence":0.97802734,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4553413987159729},{"word":"over","start":190.93,"end":191.17,"confidence":0.9707031,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.2801293134689331},{"word":"26,705","start":191.17,"end":193.56999,"confidence":0.99686104,"punctuated_word":"26,705.","sentiment":"neutral","sentiment_score":0.2647779583930969},{"word":"so","start":193.56999,"end":194.05,"confidence":0.99902344,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4863859713077545},{"word":"we've","start":194.05,"end":194.29,"confidence":0.99609375,"punctuated_word":"we've","sentiment":"positive","sentiment_score":0.45159777998924255},{"word":"seen","start":194.29,"end":194.53,"confidence":1.0,"punctuated_word":"seen","sentiment":"positive","sentiment_score":0.7169857621192932},{"word":"a","start":194.53,"end":194.69,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7072689533233643},{"word":"good","start":194.69,"end":194.93,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.715816855430603},{"word":"increase","start":194.93,"end":195.41,"confidence":1.0,"punctuated_word":"increase","sentiment":"positive","sentiment_score":0.7265616655349731},{"word":"on","start":195.41,"end":195.56999,"confidence":0.9980469,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.5927626490592957},{"word":"both","start":195.56999,"end":195.81,"confidence":0.99902344,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.7362149357795715},{"word":"of","start":195.81,"end":195.97,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6487029790878296},{"word":"those","start":195.97,"end":196.20999,"confidence":1.0,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.4531671404838562},{"word":"balances","start":196.20999,"end":196.70999,"confidence":1.0,"punctuated_word":"balances","sentiment":"positive","sentiment_score":0.6430429220199585},{"word":"for","start":196.84999,"end":197.01,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5314633250236511},{"word":"you","start":197.01,"end":197.25,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5645227432250977},{"word":"there","start":197.25,"end":197.73,"confidence":0.98413086,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.43325603008270264},{"word":"okay","start":197.73,"end":198.23,"confidence":0.89501953,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.2707652747631073},{"word":"to","start":200.545,"end":200.705,"confidence":0.98828125,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.2022704780101776},{"word":"kinda","start":200.705,"end":201.025,"confidence":0.9394531,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.1706811785697937},{"word":"give","start":201.025,"end":201.185,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.2019677311182022},{"word":"you","start":201.185,"end":201.425,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13351835310459137},{"word":"an","start":201.425,"end":201.665,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.19816240668296817},{"word":"update","start":201.665,"end":201.985,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.2514960765838623},{"word":"on","start":201.985,"end":202.22499,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.27959364652633667},{"word":"how","start":202.22499,"end":202.385,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.29606127738952637},{"word":"the","start":202.385,"end":202.625,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2902570962905884},{"word":"performance","start":202.625,"end":203.125,"confidence":0.9980469,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.27961885929107666},{"word":"is","start":203.185,"end":203.345,"confidence":0.5258789,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3562023639678955},{"word":"going","start":203.345,"end":203.665,"confidence":0.7155762,"punctuated_word":"going,","sentiment":"neutral","sentiment_score":0.028989672660827637},{"word":"i'm","start":203.665,"end":203.825,"confidence":0.9970703,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.021449197083711624},{"word":"just","start":203.825,"end":204.065,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.010424137115478516},{"word":"opening","start":204.065,"end":204.385,"confidence":0.9980469,"punctuated_word":"opening","sentiment":"neutral","sentiment_score":-0.026930861175060272},{"word":"that","start":204.385,"end":204.625,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02973148226737976},{"word":"document","start":204.625,"end":205.105,"confidence":0.99316406,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.0072913020849227905},{"word":"up","start":205.105,"end":205.385,"confidence":0.9501953,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.11297537386417388},{"word":"i","start":205.385,"end":205.665,"confidence":0.49902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.25519460439682007},{"word":"apologize","start":205.665,"end":206.165,"confidence":0.91845703,"punctuated_word":"apologize.","sentiment":"neutral","sentiment_score":-0.25040769577026367},{"word":"it","start":206.545,"end":206.625,"confidence":0.6430664,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.22197279334068296},{"word":"takes","start":206.625,"end":206.94499,"confidence":0.9941406,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":-0.2192878425121307},{"word":"a","start":206.94499,"end":207.025,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2640591859817505},{"word":"little","start":207.025,"end":207.265,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.2764652967453003},{"word":"bit","start":207.265,"end":207.505,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.3132738471031189},{"word":"to","start":207.505,"end":208.005,"confidence":0.86328125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3088782727718353},{"word":"sort","start":208.465,"end":208.625,"confidence":0.9790039,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2811339497566223},{"word":"of","start":208.625,"end":208.785,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.31501275300979614},{"word":"open","start":208.785,"end":209.025,"confidence":0.9941406,"punctuated_word":"open","sentiment":"neutral","sentiment_score":-0.31186991930007935},{"word":"that","start":209.025,"end":209.265,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.28556910157203674},{"word":"up","start":209.265,"end":209.765,"confidence":0.99902344,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.24015434086322784},{"word":"it's","start":212.23999,"end":212.56,"confidence":0.9904785,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.25120317935943604},{"word":"not","start":212.56,"end":212.87999,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.3017294406890869},{"word":"opening","start":212.87999,"end":213.2,"confidence":1.0,"punctuated_word":"opening","sentiment":"neutral","sentiment_score":-0.24087613821029663},{"word":"up","start":213.2,"end":213.7,"confidence":0.9772949,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.18099239468574524},{"word":"that's","start":213.76,"end":214.16,"confidence":0.9724121,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.004769111983478069},{"word":"okay","start":214.16,"end":214.66,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.12029098719358444},{"word":"let","start":214.72,"end":214.95999,"confidence":0.9980469,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.16698861122131348},{"word":"me","start":214.95999,"end":215.12,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1111336499452591},{"word":"just","start":215.12,"end":215.36,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15907078981399536},{"word":"go","start":215.36,"end":215.59999,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2273096889257431},{"word":"direct","start":215.59999,"end":215.92,"confidence":0.79003906,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.12947869300842285},{"word":"into","start":215.92,"end":216.16,"confidence":0.9536133,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1916411519050598},{"word":"your","start":216.16,"end":216.31999,"confidence":0.96972656,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23869533836841583},{"word":"super","start":216.31999,"end":216.64,"confidence":0.55078125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.25771188735961914},{"word":"fund","start":216.64,"end":216.95999,"confidence":0.8359375,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.2339999228715897},{"word":"and","start":216.95999,"end":217.04,"confidence":0.9863281,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.33463627099990845},{"word":"grab","start":217.04,"end":217.28,"confidence":0.99609375,"punctuated_word":"grab","sentiment":"positive","sentiment_score":0.3524962067604065},{"word":"that","start":217.28,"end":217.36,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3029845952987671},{"word":"one","start":217.36,"end":217.59999,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.3129490911960602},{"word":"for","start":217.59999,"end":217.92,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.34267181158065796},{"word":"you","start":217.92,"end":218.42,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3410267233848572},{"word":"love","start":218.64,"end":218.95999,"confidence":0.9819336,"punctuated_word":"Love","sentiment":"positive","sentiment_score":0.5037286877632141},{"word":"technology","start":218.95999,"end":219.45999,"confidence":0.9523926,"punctuated_word":"technology.","sentiment":"neutral","sentiment_score":0.20169025659561157},{"word":"have","start":220.4,"end":220.8,"confidence":0.9526367,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.09299293160438538},{"word":"you","start":220.8,"end":221.04,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12254474312067032},{"word":"been","start":221.04,"end":221.54,"confidence":0.9951172,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.02465798892080784},{"word":"were","start":223.28,"end":223.44,"confidence":0.2524414,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.030093276873230938},{"word":"you","start":223.44,"end":223.68,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04513906314969063},{"word":"affected","start":223.68,"end":224.16,"confidence":0.9863281,"punctuated_word":"affected","sentiment":"neutral","sentiment_score":-0.05048836767673493},{"word":"by","start":224.16,"end":224.31999,"confidence":0.99902344,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.07626096904277802},{"word":"the","start":224.31999,"end":224.48,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1027495414018631},{"word":"telstra","start":224.48,"end":224.95999,"confidence":0.94262695,"punctuated_word":"Telstra","sentiment":"neutral","sentiment_score":-0.1096707433462143},{"word":"ads","start":224.95999,"end":225.2,"confidence":0.5522461,"punctuated_word":"ads","sentiment":"neutral","sentiment_score":-0.09190399199724196},{"word":"this","start":225.2,"end":225.44,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.06453953683376312},{"word":"morning","start":225.44,"end":225.76,"confidence":0.8125,"punctuated_word":"morning,","sentiment":"neutral","sentiment_score":-0.07241487503051758},{"word":"or","start":225.76,"end":225.92,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.06475896388292313},{"word":"were","start":225.92,"end":226.0,"confidence":0.72509766,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.03757007420063019},{"word":"you","start":226.0,"end":226.16,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05068118125200272},{"word":"lucky","start":226.16,"end":226.48,"confidence":0.9941406,"punctuated_word":"lucky","sentiment":"neutral","sentiment_score":-0.09512829035520554},{"word":"enough","start":226.48,"end":226.72,"confidence":0.9980469,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.08166354894638062},{"word":"to","start":226.72,"end":226.87999,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05772639065980911},{"word":"not","start":226.87999,"end":227.175,"confidence":0.98828125,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06782284379005432},{"word":"have","start":229.175,"end":229.335,"confidence":0.91845703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09616875648498537},{"word":"to","start":229.335,"end":229.495,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10158473253250122},{"word":"deal","start":229.495,"end":229.655,"confidence":1.0,"punctuated_word":"deal","sentiment":"neutral","sentiment_score":-0.1596466302871704},{"word":"with","start":229.655,"end":229.815,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.09859175235033037},{"word":"that","start":229.815,"end":230.315,"confidence":0.9980469,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.06826724112033844},{"word":"no","start":231.975,"end":232.475,"confidence":0.8400879,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09417724609375},{"word":"oh","start":233.335,"end":233.575,"confidence":0.94140625,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.13711735606193542},{"word":"that's","start":233.575,"end":234.05501,"confidence":0.9970703,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.33702361583709717},{"word":"good","start":234.05501,"end":234.55501,"confidence":0.99609375,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.31313592195510864},{"word":"i","start":235.335,"end":235.575,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005247533321380615},{"word":"was","start":235.575,"end":235.735,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.011659182608127594},{"word":"reading","start":235.735,"end":236.05501,"confidence":1.0,"punctuated_word":"reading","sentiment":"neutral","sentiment_score":-0.04841595143079758},{"word":"an","start":236.05501,"end":236.215,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.031212639063596725},{"word":"article","start":236.215,"end":236.615,"confidence":1.0,"punctuated_word":"article","sentiment":"neutral","sentiment_score":-0.06933408975601196},{"word":"not","start":236.615,"end":236.855,"confidence":0.99609375,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07828836143016815},{"word":"long","start":236.855,"end":237.015,"confidence":0.99609375,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.11288668215274812},{"word":"before","start":237.015,"end":237.335,"confidence":0.91552734,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":-0.08364410698413849},{"word":"and","start":237.335,"end":237.495,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06792284548282623},{"word":"it","start":237.495,"end":237.575,"confidence":0.8154297,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09850769490003586},{"word":"was","start":237.575,"end":238.05501,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.0981014519929886},{"word":"a","start":238.05501,"end":238.215,"confidence":0.9580078,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14718510210514069},{"word":"lot","start":238.215,"end":238.375,"confidence":0.82666016,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.19182121753692627},{"word":"of","start":238.375,"end":238.535,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.20799949765205383},{"word":"outages","start":238.535,"end":239.015,"confidence":0.98950195,"punctuated_word":"outages","sentiment":"neutral","sentiment_score":-0.23722204566001892},{"word":"with","start":239.015,"end":239.175,"confidence":0.9951172,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2358502745628357},{"word":"them","start":239.175,"end":239.675,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.2966168522834778},{"word":"not","start":239.735,"end":239.975,"confidence":0.91845703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.25869905948638916},{"word":"being","start":239.975,"end":240.13501,"confidence":0.98828125,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.2622716426849365},{"word":"able","start":240.13501,"end":240.375,"confidence":0.99902344,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.3089680075645447},{"word":"to","start":240.375,"end":240.455,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.290725976228714},{"word":"provide","start":240.455,"end":240.855,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":-0.2256600707769394},{"word":"services","start":240.855,"end":241.255,"confidence":0.77734375,"punctuated_word":"services.","sentiment":"neutral","sentiment_score":-0.18268510699272156},{"word":"and","start":241.255,"end":241.41501,"confidence":0.7512207,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.09267774224281312},{"word":"apparently","start":241.41501,"end":241.91501,"confidence":1.0,"punctuated_word":"apparently,","sentiment":"neutral","sentiment_score":-0.1203196570277214},{"word":"000","start":242.66,"end":243.38,"confidence":0.98706055,"punctuated_word":"000","sentiment":"neutral","sentiment_score":-0.1284337341785431},{"word":"calls","start":243.38,"end":243.7,"confidence":0.98291016,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":-0.2189851999282837},{"word":"are","start":243.7,"end":243.86,"confidence":0.8857422,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1405809074640274},{"word":"also","start":243.86,"end":244.26,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.1614636778831482},{"word":"affected","start":244.26,"end":244.76,"confidence":0.92456055,"punctuated_word":"affected.","sentiment":"neutral","sentiment_score":-0.12307272851467133},{"word":"so","start":244.90001,"end":245.40001,"confidence":0.98828125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04435139149427414},{"word":"yeah","start":249.38,"end":249.88,"confidence":0.9580078,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.04698674753308296},{"word":"yeah","start":250.82,"end":250.98,"confidence":0.7871094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06522150337696075},{"word":"they","start":250.98,"end":251.14,"confidence":0.9375,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.24025170505046844},{"word":"clearly","start":251.14,"end":251.46,"confidence":0.78808594,"punctuated_word":"clearly","sentiment":"neutral","sentiment_score":-0.27223196625709534},{"word":"didn't","start":251.46,"end":251.7,"confidence":0.9770508,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.2672078013420105},{"word":"learn","start":251.7,"end":251.86,"confidence":0.95947266,"punctuated_word":"learn","sentiment":"neutral","sentiment_score":-0.3217029571533203},{"word":"a","start":251.86,"end":251.94,"confidence":0.73291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3216225802898407},{"word":"lesson","start":251.94,"end":252.34,"confidence":0.84033203,"punctuated_word":"lesson.","sentiment":"neutral","sentiment_score":-0.2734239101409912},{"word":"they","start":252.34,"end":252.5,"confidence":0.8203125,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.1995636820793152},{"word":"were","start":252.5,"end":252.74,"confidence":0.89453125,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.17693255841732025},{"word":"telstra's","start":252.98,"end":253.46,"confidence":0.74104816,"punctuated_word":"Telstra's","sentiment":"neutral","sentiment_score":-0.17516280710697174},{"word":"tend","start":253.46,"end":253.78,"confidence":0.8286133,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":-0.14373888075351715},{"word":"to","start":253.78,"end":253.86,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13728606700897217},{"word":"have","start":253.86,"end":254.02,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.18326984345912933},{"word":"a","start":254.02,"end":254.18001,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15251687169075012},{"word":"go","start":254.18001,"end":254.34,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.16998599469661713},{"word":"at","start":254.34,"end":254.5,"confidence":0.9116211,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.17334496974945068},{"word":"that","start":254.5,"end":254.66,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1438961774110794},{"word":"one","start":254.66,"end":255.16,"confidence":0.99902344,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.1693812608718872},{"word":"there","start":261.17502,"end":261.415,"confidence":0.60253906,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.06488952040672302},{"word":"we","start":261.415,"end":261.655,"confidence":0.9921875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06140310317277908},{"word":"go","start":261.655,"end":262.155,"confidence":0.9951172,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":-0.05687865614891052},{"word":"now","start":267.015,"end":267.335,"confidence":0.46972656,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.0697254091501236},{"word":"they","start":267.335,"end":267.495,"confidence":0.2890625,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.07300848513841629},{"word":"do","start":267.495,"end":267.975,"confidence":0.8479004,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.05368483066558838},{"word":"and","start":267.975,"end":268.135,"confidence":0.71875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.05036913603544235},{"word":"how","start":268.135,"end":268.295,"confidence":0.90722656,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.05515841767191887},{"word":"does","start":268.295,"end":268.45502,"confidence":0.4099121,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.04853256046772003},{"word":"this","start":268.45502,"end":268.615,"confidence":0.99316406,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.06665170192718506},{"word":"one","start":268.615,"end":268.855,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.12297364324331284},{"word":"also","start":268.855,"end":269.255,"confidence":0.99121094,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.051494911313056946},{"word":"affect","start":269.255,"end":269.655,"confidence":0.7314453,"punctuated_word":"affect","sentiment":"neutral","sentiment_score":-0.06185847520828247},{"word":"the","start":269.655,"end":269.73502,"confidence":0.90527344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10621902346611024},{"word":"public","start":269.73502,"end":270.15,"confidence":0.99902344,"punctuated_word":"public","sentiment":"neutral","sentiment_score":-0.11571156978607178},{"word":"transport","start":270.38998,"end":270.79,"confidence":1.0,"punctuated_word":"transport","sentiment":"neutral","sentiment_score":-0.15478144586086273},{"word":"and","start":270.79,"end":271.27,"confidence":0.6591797,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.09155085682868958},{"word":"also","start":271.59,"end":271.91,"confidence":0.9941406,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.06810400635004044},{"word":"some","start":271.91,"end":272.15,"confidence":0.58984375,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.09378808736801147},{"word":"of","start":272.15,"end":272.22998,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1171463057398796},{"word":"the","start":272.22998,"end":272.47,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10555551946163176},{"word":"traffic","start":272.47,"end":272.79,"confidence":0.99902344,"punctuated_word":"traffic","sentiment":"neutral","sentiment_score":-0.07917483896017075},{"word":"lights","start":272.79,"end":273.11,"confidence":0.9819336,"punctuated_word":"lights","sentiment":"neutral","sentiment_score":-0.08922421187162399},{"word":"as","start":273.11,"end":273.27,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.05724482610821724},{"word":"well","start":273.27,"end":273.50998,"confidence":0.8100586,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":-0.05872718244791031},{"word":"i","start":273.50998,"end":273.59,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12725472450256348},{"word":"didn't","start":273.59,"end":273.83,"confidence":1.0,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.13312652707099917},{"word":"realize","start":273.83,"end":274.22998,"confidence":0.99902344,"punctuated_word":"realize","sentiment":"neutral","sentiment_score":-0.13766229152679443},{"word":"that","start":274.22998,"end":274.31,"confidence":0.97998047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13669556379318237},{"word":"there","start":274.31,"end":274.47,"confidence":0.9267578,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.113518588244915},{"word":"was","start":274.47,"end":274.63,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.17123562097549438},{"word":"that","start":274.63,"end":274.71,"confidence":0.94189453,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.12361769378185272},{"word":"kind","start":274.71,"end":274.94998,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.10548027604818344},{"word":"of","start":274.94998,"end":275.03,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1497568041086197},{"word":"on","start":275.03,"end":275.27,"confidence":0.6777344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1853888034820557},{"word":"flow","start":275.27,"end":275.50998,"confidence":0.49365234,"punctuated_word":"flow","sentiment":"neutral","sentiment_score":-0.19143280386924744},{"word":"effect","start":275.50998,"end":275.99,"confidence":0.7602539,"punctuated_word":"effect.","sentiment":"neutral","sentiment_score":-0.188249409198761},{"word":"so","start":275.99,"end":276.49,"confidence":0.98828125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07969298958778381},{"word":"very","start":276.63,"end":276.94998,"confidence":0.9301758,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.06473297625780106},{"word":"interesting","start":276.94998,"end":277.35,"confidence":0.99902344,"punctuated_word":"interesting","sentiment":"neutral","sentiment_score":-0.08853286504745483},{"word":"to","start":277.35,"end":277.50998,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05353043973445892},{"word":"see","start":277.50998,"end":277.66998,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.06691405922174454},{"word":"how","start":277.66998,"end":277.91,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.0850619226694107},{"word":"big","start":277.91,"end":278.07,"confidence":0.99609375,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.06131889671087265},{"word":"of","start":278.07,"end":278.22998,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05789456516504288},{"word":"a","start":278.22998,"end":278.38998,"confidence":0.4345703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08363818377256393},{"word":"on","start":278.38998,"end":278.63,"confidence":0.98291016,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.09845010191202164},{"word":"flow","start":278.63,"end":278.87,"confidence":0.9760742,"punctuated_word":"flow","sentiment":"neutral","sentiment_score":-0.10881819576025008},{"word":"effect","start":278.87,"end":279.19,"confidence":0.97998047,"punctuated_word":"effect","sentiment":"neutral","sentiment_score":-0.07666458189487457},{"word":"it","start":279.19,"end":279.35,"confidence":0.9838867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09211264550685884},{"word":"had","start":279.35,"end":279.59,"confidence":0.76538086,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":-0.09322798252105712},{"word":"really","start":279.59,"end":279.91,"confidence":0.9555664,"punctuated_word":"really,","sentiment":"neutral","sentiment_score":-0.06988763064146042},{"word":"didn't","start":279.91,"end":280.15,"confidence":0.99658203,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.025450464338064194},{"word":"it","start":280.15,"end":280.65,"confidence":0.99121094,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.0351688489317894},{"word":"okay","start":283.445,"end":283.945,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.018524350598454475},{"word":"so","start":284.08502,"end":284.325,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.01227614749222994},{"word":"just","start":284.325,"end":284.64502,"confidence":0.96435547,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.01567944511771202},{"word":"inside","start":284.64502,"end":285.045,"confidence":0.9941406,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.03346651419997215},{"word":"your","start":285.045,"end":285.285,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02649993821978569},{"word":"hub","start":285.285,"end":285.445,"confidence":0.53271484,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.032425373792648315},{"word":"twenty","start":285.445,"end":285.765,"confidence":0.97265625,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.03235942870378494},{"word":"four","start":285.765,"end":286.005,"confidence":0.98535156,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.023656226694583893},{"word":"super","start":286.005,"end":286.325,"confidence":0.90234375,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.03287027031183243},{"word":"account","start":286.325,"end":286.565,"confidence":0.99316406,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.03569097816944122},{"word":"there","start":286.565,"end":286.80502,"confidence":0.875,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.03223685175180435},{"word":"and","start":286.80502,"end":286.965,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02525034174323082},{"word":"i","start":286.965,"end":287.045,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.030551735311746597},{"word":"just","start":287.045,"end":287.285,"confidence":0.8857422,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.030639799311757088},{"word":"need","start":287.285,"end":287.36502,"confidence":0.98828125,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.025983884930610657},{"word":"to","start":287.36502,"end":287.525,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02863917127251625},{"word":"quickly","start":287.525,"end":287.92502,"confidence":0.9951172,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.04098788648843765},{"word":"confirm","start":287.92502,"end":288.245,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.021128013730049133},{"word":"your","start":288.245,"end":288.48502,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01699952781200409},{"word":"middle","start":288.48502,"end":288.725,"confidence":1.0,"punctuated_word":"middle","sentiment":"neutral","sentiment_score":0.030781321227550507},{"word":"name","start":288.725,"end":288.965,"confidence":1.0,"punctuated_word":"name","sentiment":"neutral","sentiment_score":0.03075677901506424},{"word":"there","start":288.965,"end":289.20502,"confidence":0.99316406,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.03601541742682457},{"word":"for","start":289.20502,"end":289.36502,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03466033563017845},{"word":"me","start":289.36502,"end":289.525,"confidence":0.99853516,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.029073528945446014},{"word":"robert","start":289.525,"end":290.025,"confidence":0.87939453,"punctuated_word":"Robert.","sentiment":"neutral","sentiment_score":0.01763526350259781},{"word":"beautiful","start":291.36502,"end":291.86502,"confidence":0.99658203,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5208605527877808},{"word":"thank","start":291.92502,"end":292.08502,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6735972762107849},{"word":"you","start":292.08502,"end":292.325,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.69325852394104},{"word":"so","start":292.325,"end":292.565,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.622200608253479},{"word":"much","start":292.565,"end":292.805,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.7221822142601013},{"word":"for","start":292.805,"end":292.965,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7159098982810974},{"word":"that","start":292.965,"end":293.465,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.639946460723877},{"word":"it's","start":293.605,"end":293.845,"confidence":0.8195801,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.3961805999279022},{"word":"just","start":293.845,"end":294.345,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.3302161693572998},{"word":"a","start":294.48502,"end":294.64502,"confidence":0.56933594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3261094093322754},{"word":"little","start":294.64502,"end":294.885,"confidence":0.9741211,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.2268940806388855},{"word":"spinning","start":294.885,"end":295.285,"confidence":0.99121094,"punctuated_word":"spinning","sentiment":"positive","sentiment_score":0.3341432213783264},{"word":"wheel","start":295.285,"end":295.525,"confidence":0.9980469,"punctuated_word":"wheel","sentiment":"positive","sentiment_score":0.3725246489048004},{"word":"there","start":295.525,"end":295.685,"confidence":0.9375,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.38717469573020935},{"word":"as","start":295.685,"end":295.845,"confidence":0.98095703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.25867050886154175},{"word":"it","start":295.845,"end":296.005,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.32864996790885925},{"word":"is","start":296.005,"end":296.165,"confidence":0.99121094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.32761386036872864},{"word":"kinda","start":296.165,"end":296.48502,"confidence":0.9248047,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.3127708435058594},{"word":"loading","start":296.48502,"end":296.805,"confidence":0.9980469,"punctuated_word":"loading","sentiment":"positive","sentiment_score":0.37573084235191345},{"word":"your","start":296.805,"end":297.3,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.32815778255462646},{"word":"updated","start":297.46,"end":297.94,"confidence":0.99121094,"punctuated_word":"updated","sentiment":"positive","sentiment_score":0.3529775142669678},{"word":"performance","start":297.94,"end":298.44,"confidence":1.0,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.26257187128067017},{"word":"report","start":298.58,"end":299.08,"confidence":0.9694824,"punctuated_word":"report.","sentiment":"neutral","sentiment_score":0.2755410969257355},{"word":"it","start":300.5,"end":300.58,"confidence":0.3684082,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.02443421632051468},{"word":"can't","start":300.58,"end":300.81998,"confidence":0.8222656,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":0.019993238151073456},{"word":"be","start":300.81998,"end":301.06,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.01200878620147705},{"word":"a","start":301.06,"end":301.13998,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03230414167046547},{"word":"second","start":301.13998,"end":301.63998,"confidence":0.86694336,"punctuated_word":"second.","sentiment":"neutral","sentiment_score":-0.025667410343885425},{"word":"as","start":302.58,"end":302.74,"confidence":0.64501953,"punctuated_word":"As","sentiment":"neutral","sentiment_score":-0.09261329472064972},{"word":"long","start":302.74,"end":302.97998,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.09690962731838226},{"word":"as","start":302.97998,"end":303.06,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.10734982043504716},{"word":"the","start":303.06,"end":303.22,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1719456911087036},{"word":"technology","start":303.22,"end":303.69998,"confidence":0.99902344,"punctuated_word":"technology","sentiment":"neutral","sentiment_score":-0.11357098817825316},{"word":"enjoy","start":303.69998,"end":304.09998,"confidence":0.8203125,"punctuated_word":"enjoy","sentiment":"neutral","sentiment_score":-0.1371731460094452},{"word":"lacks","start":304.18,"end":304.5,"confidence":0.2763672,"punctuated_word":"lacks","sentiment":"neutral","sentiment_score":-0.15838533639907837},{"word":"us","start":304.5,"end":305.0,"confidence":0.8210449,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":-0.01309320330619812},{"word":"we","start":311.23502,"end":311.635,"confidence":0.70996094,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.07554282248020172},{"word":"are","start":311.635,"end":311.875,"confidence":0.4675293,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.07473023235797882},{"word":"we","start":312.035,"end":312.275,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.07175635546445847},{"word":"rely","start":312.275,"end":312.595,"confidence":0.99609375,"punctuated_word":"rely","sentiment":"neutral","sentiment_score":-0.046189144253730774},{"word":"on","start":312.595,"end":312.835,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03672599047422409},{"word":"it","start":312.835,"end":312.995,"confidence":0.9526367,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05144441872835159},{"word":"a","start":312.995,"end":313.155,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06752347201108932},{"word":"lot","start":313.155,"end":313.655,"confidence":0.99853516,"punctuated_word":"lot.","sentiment":"neutral","sentiment_score":-0.0481589138507843},{"word":"sometimes","start":315.395,"end":315.895,"confidence":0.9448242,"punctuated_word":"Sometimes","sentiment":"neutral","sentiment_score":-0.18163590133190155},{"word":"we","start":316.355,"end":316.595,"confidence":0.3684082,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1948642134666443},{"word":"miss","start":316.595,"end":316.755,"confidence":0.89746094,"punctuated_word":"miss","sentiment":"neutral","sentiment_score":-0.3155529797077179},{"word":"that","start":316.755,"end":316.915,"confidence":0.98535156,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.34221601486206055},{"word":"good","start":316.915,"end":317.155,"confidence":0.97802734,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.1917843222618103},{"word":"old","start":317.155,"end":317.315,"confidence":0.9326172,"punctuated_word":"old","sentiment":"negative","sentiment_score":-0.3609439432621002},{"word":"pay","start":317.315,"end":317.815,"confidence":0.31347656,"punctuated_word":"pay.","sentiment":"neutral","sentiment_score":-0.2770206332206726},{"word":"yeah","start":331.40997,"end":331.56998,"confidence":0.8354492,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0544787272810936},{"word":"yeah","start":331.56998,"end":331.96997,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03993257135152817},{"word":"can","start":331.96997,"end":332.21,"confidence":0.99609375,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.0513634979724884},{"word":"you","start":332.21,"end":332.37,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04891359433531761},{"word":"hear","start":332.37,"end":332.53,"confidence":1.0,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.05022299289703369},{"word":"me","start":332.53,"end":332.61,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.056069910526275635},{"word":"okay","start":332.61,"end":332.93,"confidence":0.99658203,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":-0.05561093986034393},{"word":"sorry","start":332.93,"end":333.16998,"confidence":0.99609375,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.1658211350440979},{"word":"i","start":333.16998,"end":333.25,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18310129642486572},{"word":"think","start":333.25,"end":333.40997,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.21755555272102356},{"word":"it","start":333.40997,"end":333.56998,"confidence":0.55810547,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1947389543056488},{"word":"might","start":333.56998,"end":333.72998,"confidence":0.5449219,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.19759143888950348},{"word":"have","start":333.72998,"end":333.81,"confidence":0.91748047,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1967067718505859},{"word":"dropped","start":333.81,"end":334.05,"confidence":0.9980469,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.1779741644859314},{"word":"out","start":334.05,"end":334.21,"confidence":0.99609375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.1851421594619751},{"word":"a","start":334.21,"end":334.37,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2277228832244873},{"word":"second","start":334.37,"end":334.87,"confidence":1.0,"punctuated_word":"second.","sentiment":"neutral","sentiment_score":-0.19443467259407043},{"word":"oh","start":338.135,"end":338.455,"confidence":0.98461914,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.22359520196914673},{"word":"beautiful","start":338.455,"end":338.955,"confidence":0.9980469,"punctuated_word":"beautiful.","sentiment":"neutral","sentiment_score":0.2596575617790222},{"word":"you're","start":339.175,"end":339.335,"confidence":0.86987305,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.09134338796138763},{"word":"heading","start":339.335,"end":339.575,"confidence":0.95410156,"punctuated_word":"heading","sentiment":"neutral","sentiment_score":0.07529911398887634},{"word":"on","start":339.575,"end":339.815,"confidence":0.99609375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09920157492160796},{"word":"out","start":339.815,"end":340.055,"confidence":0.98095703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.11430459469556808},{"word":"as","start":340.055,"end":340.215,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07690952718257904},{"word":"well","start":340.215,"end":340.715,"confidence":0.9880371,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.05128158628940582},{"word":"alright","start":343.415,"end":343.815,"confidence":0.7524414,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.05421619862318039},{"word":"you","start":343.815,"end":344.055,"confidence":0.98828125,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.02709769457578659},{"word":"start","start":344.055,"end":344.29498,"confidence":0.94140625,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.03270458057522774},{"word":"work","start":344.29498,"end":344.455,"confidence":0.95947266,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.03965479135513306},{"word":"about","start":344.455,"end":344.695,"confidence":0.99316406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.026918869465589523},{"word":"this","start":344.695,"end":344.855,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.02555452659726143},{"word":"time","start":344.855,"end":345.095,"confidence":0.9941406,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.028529677540063855},{"word":"of","start":345.095,"end":345.175,"confidence":0.8100586,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.022981803864240646},{"word":"the","start":345.175,"end":345.255,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.019411440938711166},{"word":"afternoon","start":345.255,"end":345.755,"confidence":0.9165039,"punctuated_word":"afternoon.","sentiment":"neutral","sentiment_score":0.02780743688344955},{"word":"mhmm","start":349.51,"end":350.01,"confidence":0.9980469,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.04947788268327713},{"word":"yeah","start":352.87003,"end":353.37003,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.018741561099886898},{"word":"yeah","start":356.39,"end":356.89,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04721146821975708},{"word":"yeah","start":369.845,"end":370.32498,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0389176681637764},{"word":"wow","start":370.32498,"end":370.82498,"confidence":0.9655762,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":-0.027180159464478493},{"word":"oh","start":374.02002,"end":374.1,"confidence":0.9694824,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.575434684753418},{"word":"that's","start":374.1,"end":374.42,"confidence":1.0,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.7086591720581055},{"word":"nice","start":374.42,"end":374.66,"confidence":0.97265625,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.8317293524742126},{"word":"that","start":374.66,"end":374.74002,"confidence":0.93408203,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.845207691192627},{"word":"you","start":374.74002,"end":374.82,"confidence":0.99316406,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8098028898239136},{"word":"get","start":374.82,"end":374.94,"confidence":0.7001953,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.8020952939987183},{"word":"to","start":374.94,"end":375.06,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.8205522298812866},{"word":"have","start":375.06,"end":375.22,"confidence":0.99902344,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.776458740234375},{"word":"lunch","start":375.22,"end":375.54,"confidence":0.99902344,"punctuated_word":"lunch","sentiment":"positive","sentiment_score":0.7783293724060059},{"word":"together","start":375.54,"end":375.94,"confidence":1.0,"punctuated_word":"together","sentiment":"positive","sentiment_score":0.7387343645095825},{"word":"and","start":375.94,"end":376.1,"confidence":0.9951172,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7105626463890076},{"word":"make","start":376.1,"end":376.34,"confidence":0.9921875,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.7061625719070435},{"word":"that","start":376.34,"end":376.5,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6954777240753174},{"word":"time","start":376.5,"end":376.82,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.698591947555542},{"word":"because","start":376.82,"end":377.14,"confidence":0.56689453,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.5264058113098145},{"word":"you","start":377.14,"end":377.22,"confidence":0.54248047,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5011752247810364},{"word":"with","start":377.30002,"end":377.46002,"confidence":0.9116211,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.507088840007782},{"word":"you","start":377.46002,"end":377.62003,"confidence":0.9472656,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.45085570216178894},{"word":"working","start":377.62003,"end":378.02002,"confidence":0.9428711,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.4735575020313263},{"word":"nights","start":378.02002,"end":378.26,"confidence":0.9135742,"punctuated_word":"nights","sentiment":"positive","sentiment_score":0.4141801595687866},{"word":"and","start":378.26,"end":378.42,"confidence":0.91503906,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.45010772347450256},{"word":"her","start":378.42,"end":378.58002,"confidence":0.9863281,"punctuated_word":"her","sentiment":"positive","sentiment_score":0.41370517015457153},{"word":"working","start":378.58002,"end":378.90002,"confidence":0.9980469,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.3989046514034271},{"word":"days","start":378.90002,"end":379.14,"confidence":0.9382324,"punctuated_word":"days,","sentiment":"positive","sentiment_score":0.41218841075897217},{"word":"that","start":379.14,"end":379.30002,"confidence":0.9160156,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3860490322113037},{"word":"would","start":379.30002,"end":379.54,"confidence":0.9970703,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.33571237325668335},{"word":"be","start":379.54,"end":379.7,"confidence":0.99902344,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4029110372066498},{"word":"very","start":379.7,"end":379.94,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.18049246072769165},{"word":"difficult","start":379.94,"end":380.44,"confidence":0.9995117,"punctuated_word":"difficult.","sentiment":"positive","sentiment_score":0.4061721861362457},{"word":"alright","start":384.035,"end":384.51498,"confidence":0.8684082,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.31554290652275085},{"word":"all","start":384.51498,"end":384.755,"confidence":0.9316406,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.38940346240997314},{"word":"good","start":384.755,"end":385.255,"confidence":0.99609375,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5500285029411316},{"word":"all","start":387.555,"end":387.79498,"confidence":0.71191406,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5132713317871094},{"word":"good","start":387.79498,"end":387.955,"confidence":0.9914551,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4551977217197418},{"word":"look","start":387.955,"end":388.275,"confidence":0.7644043,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.1163538619875908},{"word":"your","start":388.275,"end":388.51498,"confidence":0.95947266,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":-0.1407085359096527},{"word":"performance","start":388.51498,"end":388.915,"confidence":0.9980469,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":-0.08885684609413147},{"word":"report","start":388.915,"end":389.07498,"confidence":0.9941406,"punctuated_word":"report","sentiment":"neutral","sentiment_score":-0.15993493795394895},{"word":"is","start":389.07498,"end":389.235,"confidence":0.99902344,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.39382123947143555},{"word":"taking","start":389.235,"end":389.555,"confidence":0.99902344,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.2345843017101288},{"word":"a","start":389.555,"end":389.635,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.25078171491622925},{"word":"bit","start":389.635,"end":389.79498,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.24041791260242465},{"word":"longer","start":389.79498,"end":390.035,"confidence":1.0,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.17559319734573364},{"word":"to","start":390.035,"end":390.195,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3015613257884979},{"word":"open","start":390.195,"end":390.435,"confidence":1.0,"punctuated_word":"open","sentiment":"neutral","sentiment_score":-0.18517881631851196},{"word":"up","start":390.435,"end":390.595,"confidence":0.9296875,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.107805036008358},{"word":"so","start":390.595,"end":390.755,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0630870908498764},{"word":"what","start":390.755,"end":390.835,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0440201610326767},{"word":"we'll","start":390.835,"end":391.07498,"confidence":0.99853516,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.030937209725379944},{"word":"do","start":391.07498,"end":391.155,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.041072580963373184},{"word":"is","start":391.155,"end":391.315,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0464465357363224},{"word":"we'll","start":391.315,"end":391.555,"confidence":0.9694824,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.040687061846256256},{"word":"just","start":391.555,"end":391.715,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03736080601811409},{"word":"sort","start":391.715,"end":391.955,"confidence":0.9614258,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.06158243119716644},{"word":"of","start":391.955,"end":392.035,"confidence":0.8251953,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03803917393088341},{"word":"go","start":392.035,"end":392.275,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.03798475489020347},{"word":"through","start":392.275,"end":392.775,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.03530789166688919},{"word":"the","start":393.07498,"end":393.235,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.030598845332860947},{"word":"rest","start":393.235,"end":393.555,"confidence":1.0,"punctuated_word":"rest","sentiment":"neutral","sentiment_score":-0.030311044305562973},{"word":"of","start":393.555,"end":393.715,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020866796374320984},{"word":"the","start":393.715,"end":393.875,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.012946423143148422},{"word":"details","start":393.875,"end":394.35498,"confidence":0.9472656,"punctuated_word":"details","sentiment":"neutral","sentiment_score":-0.01820145919919014},{"word":"here","start":394.35498,"end":394.51498,"confidence":0.95410156,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.012692537158727646},{"word":"just","start":394.51498,"end":394.755,"confidence":0.9404297,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.02480865642428398},{"word":"to","start":394.755,"end":394.915,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04144842550158501},{"word":"sort","start":394.915,"end":395.155,"confidence":0.99121094,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.048371508717536926},{"word":"of","start":395.155,"end":395.235,"confidence":0.98095703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03385823592543602},{"word":"see","start":395.235,"end":395.475,"confidence":0.98291016,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.06382153183221817},{"word":"what","start":395.475,"end":395.79498,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.08412878215312958},{"word":"other","start":395.79498,"end":396.115,"confidence":0.99316406,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.07695160806179047},{"word":"changes","start":396.115,"end":396.615,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.07776157557964325},{"word":"there","start":396.675,"end":396.915,"confidence":0.9770508,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.09149961173534392},{"word":"might","start":396.915,"end":397.07498,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.07269372045993805},{"word":"be","start":397.07498,"end":397.57498,"confidence":0.9995117,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":-0.07547716796398163},{"word":"having","start":399.26,"end":399.58002,"confidence":0.9790039,"punctuated_word":"Having","sentiment":"neutral","sentiment_score":-0.017235204577445984},{"word":"a","start":399.58002,"end":399.66,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01352283451706171},{"word":"look","start":399.66,"end":399.98,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.01508303452283144},{"word":"at","start":399.98,"end":400.22,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.023175228387117382},{"word":"your","start":400.22,"end":400.38,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.012607676908373833},{"word":"job","start":400.38,"end":400.7,"confidence":1.0,"punctuated_word":"job","sentiment":"neutral","sentiment_score":-0.02168411947786808},{"word":"have","start":400.7,"end":400.94,"confidence":0.46166992,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.015008057467639446},{"word":"you","start":401.1,"end":401.26,"confidence":0.89208984,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05500978231430054},{"word":"are","start":401.26,"end":401.5,"confidence":0.51831055,"punctuated_word":"are?","sentiment":"neutral","sentiment_score":-0.056459520012140274},{"word":"sorry","start":401.5,"end":402.0,"confidence":0.94970703,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.0804448127746582},{"word":"yeah","start":410.06,"end":410.38,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01260637678205967},{"word":"can","start":410.38,"end":410.54,"confidence":0.99902344,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.02285663411021233},{"word":"you","start":410.54,"end":410.7,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02717401459813118},{"word":"hear","start":410.7,"end":410.86002,"confidence":1.0,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.026776496320962902},{"word":"me","start":410.86002,"end":411.36002,"confidence":1.0,"punctuated_word":"me?","sentiment":"neutral","sentiment_score":-0.015850210562348366},{"word":"yeah","start":413.215,"end":413.715,"confidence":0.8562012,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03148107975721359},{"word":"oh","start":416.735,"end":417.055,"confidence":0.99072266,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.08632147312164307},{"word":"no","start":417.055,"end":417.295,"confidence":0.99853516,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.0980975776910782},{"word":"that's","start":417.295,"end":417.615,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.00015901526785455644},{"word":"okay","start":417.615,"end":418.095,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.05905945971608162},{"word":"you're","start":418.095,"end":418.415,"confidence":0.99902344,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.1144726499915123},{"word":"right","start":418.415,"end":418.915,"confidence":0.9926758,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.09780476242303848},{"word":"just","start":419.455,"end":419.695,"confidence":0.5839844,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.03386133909225464},{"word":"want","start":419.695,"end":419.935,"confidence":0.7089844,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.007376130670309067},{"word":"to","start":419.935,"end":420.015,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.008921988308429718},{"word":"double","start":420.015,"end":420.335,"confidence":1.0,"punctuated_word":"double","sentiment":"neutral","sentiment_score":-0.0293009951710701},{"word":"check","start":420.335,"end":420.655,"confidence":1.0,"punctuated_word":"check","sentiment":"neutral","sentiment_score":-0.022379379719495773},{"word":"any","start":420.655,"end":420.815,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04720439016819},{"word":"major","start":420.815,"end":421.135,"confidence":0.99902344,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.08733363449573517},{"word":"changes","start":421.135,"end":421.615,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.08178800344467163},{"word":"in","start":421.615,"end":421.775,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.053034160286188126},{"word":"your","start":421.775,"end":422.015,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.06976739317178726},{"word":"circumstances","start":422.015,"end":422.515,"confidence":0.9980469,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":-0.06515689194202423},{"word":"with","start":422.815,"end":423.055,"confidence":0.9921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.051099326461553574},{"word":"regard","start":423.055,"end":423.375,"confidence":0.96875,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":-0.049002476036548615},{"word":"to","start":423.375,"end":423.535,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03535198047757149},{"word":"work","start":423.535,"end":423.855,"confidence":0.9094238,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.035679109394550323},{"word":"so","start":423.855,"end":424.015,"confidence":0.96972656,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.004588726907968521},{"word":"i've","start":424.015,"end":424.095,"confidence":0.99121094,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.0034125857055187225},{"word":"got","start":424.095,"end":424.255,"confidence":0.9160156,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.004217550158500671},{"word":"you","start":424.255,"end":424.415,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.012855585664510729},{"word":"down","start":424.415,"end":424.655,"confidence":0.99609375,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.009549345821142197},{"word":"here","start":424.655,"end":424.815,"confidence":0.9970703,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.0029848264530301094},{"word":"you","start":424.815,"end":424.975,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.007957620546221733},{"word":"are","start":424.975,"end":425.135,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.006319044157862663},{"word":"a","start":425.135,"end":425.295,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.004627314396202564},{"word":"truck","start":425.295,"end":425.535,"confidence":0.9941406,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":0.0026268158107995987},{"word":"driver","start":425.535,"end":425.935,"confidence":0.99902344,"punctuated_word":"driver","sentiment":"neutral","sentiment_score":-0.002415882423520088},{"word":"still","start":425.935,"end":426.435,"confidence":0.99853516,"punctuated_word":"still.","sentiment":"neutral","sentiment_score":-0.01643970049917698},{"word":"have","start":426.78,"end":426.94,"confidence":0.9941406,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":-0.02139215916395187},{"word":"you","start":426.94,"end":427.02002,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.020583501085639},{"word":"had","start":427.02002,"end":427.14,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.01746606081724167},{"word":"a","start":427.14,"end":427.26,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0172218419611454},{"word":"bit","start":427.26,"end":427.5,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.015385519713163376},{"word":"of","start":427.5,"end":427.66,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02029571123421192},{"word":"a","start":427.66,"end":427.74002,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01958390511572361},{"word":"pay","start":427.74002,"end":427.98,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.0536496564745903},{"word":"increase","start":427.98,"end":428.46002,"confidence":1.0,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":-0.007255332544445992},{"word":"over","start":428.46002,"end":428.7,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.0223415307700634},{"word":"the","start":428.7,"end":428.86002,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02842592261731625},{"word":"last","start":428.86002,"end":429.1,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.04007294028997421},{"word":"twelve","start":429.1,"end":429.34,"confidence":0.99902344,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.03395597264170647},{"word":"months","start":429.34,"end":429.84,"confidence":0.96362305,"punctuated_word":"months?","sentiment":"neutral","sentiment_score":-0.02607833780348301},{"word":"yeah","start":433.1,"end":433.6,"confidence":0.7998047,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.000882261898368597},{"word":"i","start":434.38,"end":434.54,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.004744484089314938},{"word":"had","start":434.54,"end":434.7,"confidence":0.9819336,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.005916040390729904},{"word":"you","start":434.7,"end":434.86002,"confidence":0.98828125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0030336491763591766},{"word":"on","start":434.86002,"end":435.02002,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.003495600074529648},{"word":"about","start":435.02002,"end":435.26,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.001889670267701149},{"word":"a","start":435.26,"end":435.42,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0033143768087029457},{"word":"115,000","start":435.42,"end":436.7,"confidence":0.99658203,"punctuated_word":"115,000.","sentiment":"neutral","sentiment_score":0.003236922202631831},{"word":"is","start":436.7,"end":436.86002,"confidence":0.86279297,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.009084375575184822},{"word":"it","start":436.86002,"end":437.1,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0029423534870147705},{"word":"gone","start":437.1,"end":437.26,"confidence":0.66064453,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.002706427127122879},{"word":"up","start":437.26,"end":437.42,"confidence":0.9970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.0019243620336055756},{"word":"a","start":437.42,"end":437.5,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.012757294811308384},{"word":"bit","start":437.5,"end":437.74002,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.011948637664318085},{"word":"since","start":437.74002,"end":437.98,"confidence":0.9394531,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.007705502212047577},{"word":"then","start":437.98,"end":438.48,"confidence":0.97143555,"punctuated_word":"then?","sentiment":"neutral","sentiment_score":-0.006884429603815079},{"word":"oh","start":445.195,"end":445.595,"confidence":0.98876953,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.4245050251483917},{"word":"fantastic","start":445.595,"end":446.095,"confidence":0.9980469,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.5656169652938843},{"word":"that's","start":446.235,"end":446.475,"confidence":0.9741211,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5133160948753357},{"word":"a","start":446.475,"end":446.63498,"confidence":0.85839844,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5801925659179688},{"word":"great","start":446.63498,"end":446.875,"confidence":0.8496094,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.5988394021987915},{"word":"increase","start":446.875,"end":447.375,"confidence":0.9980469,"punctuated_word":"increase.","sentiment":"positive","sentiment_score":0.5063942670822144},{"word":"excellent","start":449.995,"end":450.495,"confidence":0.8491211,"punctuated_word":"Excellent.","sentiment":"neutral","sentiment_score":0.30779320001602173},{"word":"okay","start":454.16,"end":454.56,"confidence":0.9436035,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04060134291648865},{"word":"so","start":454.56,"end":454.8,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.009497512131929398},{"word":"what","start":454.8,"end":454.96,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.009458202868700027},{"word":"is","start":454.96,"end":455.12,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.008240286260843277},{"word":"your","start":455.12,"end":455.36,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.012603020295500755},{"word":"role","start":455.36,"end":455.68,"confidence":0.99609375,"punctuated_word":"role","sentiment":"neutral","sentiment_score":0.015229439362883568},{"word":"now","start":455.68,"end":456.18,"confidence":0.9995117,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":0.01980660855770111},{"word":"yep","start":459.36,"end":459.86,"confidence":0.77001953,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.010966718196868896},{"word":"yeah","start":465.45502,"end":465.95502,"confidence":0.96972656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0022373339161276817},{"word":"yep","start":467.215,"end":467.715,"confidence":0.97631836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.005018365569412708},{"word":"right","start":469.855,"end":470.355,"confidence":0.9848633,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.008494389243423939},{"word":"wow","start":473.855,"end":474.255,"confidence":0.95532227,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.01601872406899929},{"word":"that's","start":474.255,"end":474.655,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.02330726385116577},{"word":"a","start":474.655,"end":474.815,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01992074027657509},{"word":"lot","start":474.815,"end":475.055,"confidence":0.9873047,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.023867309093475345},{"word":"of","start":475.055,"end":475.215,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05614431947469711},{"word":"days","start":475.215,"end":475.715,"confidence":0.99902344,"punctuated_word":"days.","sentiment":"neutral","sentiment_score":-0.04409029334783554},{"word":"absolutely","start":483.52,"end":484.02,"confidence":0.99658203,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.06059827655553818},{"word":"do","start":484.4,"end":484.56,"confidence":0.5390625,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.007606860250234604},{"word":"you","start":484.56,"end":484.64,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01774217188358307},{"word":"just","start":484.64,"end":484.8,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.024469178169965744},{"word":"get","start":484.8,"end":484.96,"confidence":0.9902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.006644342094659805},{"word":"your","start":484.96,"end":485.12,"confidence":0.98828125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0072026439011096954},{"word":"one","start":485.12,"end":485.36002,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.009594842791557312},{"word":"day","start":485.36002,"end":485.52,"confidence":0.98535156,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.004491308704018593},{"word":"off","start":485.52,"end":485.68,"confidence":0.9880371,"punctuated_word":"off?","sentiment":"neutral","sentiment_score":0.0048805903643369675},{"word":"are","start":485.68,"end":485.84,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.008344488218426704},{"word":"you","start":485.84,"end":486.0,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00928550399839878},{"word":"working","start":486.0,"end":486.32,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.008644215762615204},{"word":"for","start":486.32,"end":486.48,"confidence":0.7084961,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.008007371798157692},{"word":"the","start":486.48,"end":486.72,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.002702057361602783},{"word":"eight","start":486.72,"end":486.88,"confidence":1.0,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.0025244224816560745},{"word":"hour","start":486.88,"end":487.2,"confidence":0.97509766,"punctuated_word":"hour","sentiment":"neutral","sentiment_score":-0.006821595132350922},{"word":"shifts","start":487.2,"end":487.52,"confidence":0.640625,"punctuated_word":"shifts","sentiment":"neutral","sentiment_score":0.003178795799612999},{"word":"or","start":487.52,"end":488.0,"confidence":0.96875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.010025769472122192},{"word":"quite","start":488.0,"end":488.16,"confidence":0.9970703,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.005551762878894806},{"word":"longer","start":488.16,"end":488.56,"confidence":0.96777344,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":0.003930538892745972},{"word":"shifts","start":488.56,"end":489.06,"confidence":0.84350586,"punctuated_word":"shifts?","sentiment":"neutral","sentiment_score":-0.002029209164902568},{"word":"they're","start":492.23502,"end":492.475,"confidence":0.8647461,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.02601895108819008},{"word":"longer","start":492.475,"end":492.975,"confidence":0.78027344,"punctuated_word":"longer?","sentiment":"neutral","sentiment_score":-0.007467571645975113},{"word":"yeah","start":493.035,"end":493.535,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007503882050514221},{"word":"wow","start":496.715,"end":497.215,"confidence":0.99316406,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.015425085090100763},{"word":"well","start":497.915,"end":498.315,"confidence":0.89990234,"punctuated_word":"Well","sentiment":"neutral","sentiment_score":-0.01673687808215618},{"word":"oh","start":500.23502,"end":500.73502,"confidence":0.6730957,"punctuated_word":"oh.","sentiment":"neutral","sentiment_score":-0.01795198768377304},{"word":"oh","start":507.05,"end":507.37,"confidence":0.9812012,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.4356015622615814},{"word":"wow","start":507.37,"end":507.87,"confidence":0.9970703,"punctuated_word":"wow.","sentiment":"positive","sentiment_score":0.5290212631225586},{"word":"well","start":508.49,"end":508.88998,"confidence":0.9970703,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.565099835395813},{"word":"i","start":508.88998,"end":509.05,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7619014978408813},{"word":"applaud","start":509.05,"end":509.44998,"confidence":0.9970703,"punctuated_word":"applaud","sentiment":"positive","sentiment_score":0.798018217086792},{"word":"your","start":509.44998,"end":509.77,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.7675110697746277},{"word":"job","start":509.77,"end":510.09,"confidence":0.9995117,"punctuated_word":"job.","sentiment":"positive","sentiment_score":0.7905957698822021},{"word":"i","start":510.09,"end":510.16998,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.8387972712516785},{"word":"think","start":510.16998,"end":510.41,"confidence":1.0,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.8340243697166443},{"word":"that's","start":510.41,"end":510.65,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.8825520277023315},{"word":"incredible","start":510.65,"end":511.15,"confidence":0.99902344,"punctuated_word":"incredible","sentiment":"positive","sentiment_score":0.8474422693252563},{"word":"to","start":511.28998,"end":511.44998,"confidence":0.98291016,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.8555088639259338},{"word":"be","start":511.44998,"end":511.53,"confidence":0.9951172,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.8415822982788086},{"word":"doing","start":511.53,"end":511.84998,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.8412044048309326},{"word":"what","start":511.84998,"end":512.01,"confidence":0.9873047,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.8264712691307068},{"word":"you","start":512.01,"end":512.17,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8505964279174805},{"word":"do","start":512.17,"end":512.57,"confidence":0.9921875,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.804070770740509},{"word":"and","start":512.57,"end":512.81,"confidence":0.9003906,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7676166892051697},{"word":"through","start":512.81,"end":513.05,"confidence":0.9941406,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.7037073373794556},{"word":"the","start":513.05,"end":513.20996,"confidence":0.9941406,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7214650511741638},{"word":"night","start":513.20996,"end":513.37,"confidence":0.99902344,"punctuated_word":"night","sentiment":"positive","sentiment_score":0.7265843749046326},{"word":"as","start":513.37,"end":513.61,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.722625195980072},{"word":"well","start":513.61,"end":513.77,"confidence":0.9980469,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.6759876012802124},{"word":"that's","start":513.77,"end":514.01,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.805358350276947},{"word":"amazing","start":514.01,"end":514.49,"confidence":0.97753906,"punctuated_word":"amazing,","sentiment":"positive","sentiment_score":0.7776585221290588},{"word":"honestly","start":514.49,"end":514.99,"confidence":1.0,"punctuated_word":"honestly.","sentiment":"positive","sentiment_score":0.6938014030456543},{"word":"i've","start":517.855,"end":518.095,"confidence":0.9177246,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.5537938475608826},{"word":"updated","start":518.095,"end":518.57495,"confidence":0.9863281,"punctuated_word":"updated","sentiment":"positive","sentiment_score":0.5319772362709045},{"word":"your","start":518.57495,"end":518.735,"confidence":0.99316406,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4702955186367035},{"word":"income","start":518.735,"end":519.13495,"confidence":1.0,"punctuated_word":"income","sentiment":"positive","sentiment_score":0.4656437933444977},{"word":"estimate","start":519.13495,"end":519.535,"confidence":0.9921875,"punctuated_word":"estimate","sentiment":"positive","sentiment_score":0.40281885862350464},{"word":"here","start":519.535,"end":519.69495,"confidence":0.9658203,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.4397115409374237},{"word":"as","start":519.69495,"end":519.855,"confidence":0.83984375,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.45371729135513306},{"word":"a","start":519.855,"end":520.01495,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4880661964416504},{"word":"140,000","start":520.01495,"end":521.13495,"confidence":0.9992676,"punctuated_word":"140,000","sentiment":"positive","sentiment_score":0.4556751847267151},{"word":"per","start":521.13495,"end":521.375,"confidence":0.99902344,"punctuated_word":"per","sentiment":"positive","sentiment_score":0.39712685346603394},{"word":"annum","start":521.375,"end":521.875,"confidence":0.94156903,"punctuated_word":"annum.","sentiment":"positive","sentiment_score":0.4151411056518554},{"word":"so","start":522.175,"end":522.33496,"confidence":0.94140625,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.39266079664230347},{"word":"i","start":522.33496,"end":522.415,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.49178990721702576},{"word":"can","start":522.415,"end":522.57495,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4631267786026001},{"word":"see","start":522.57495,"end":522.735,"confidence":0.98095703,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.5953872203826904},{"word":"your","start":522.735,"end":522.975,"confidence":0.9970703,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6295532584190369},{"word":"employer","start":522.975,"end":523.45496,"confidence":0.98291016,"punctuated_word":"employer","sentiment":"positive","sentiment_score":0.549254834651947},{"word":"contributions","start":523.45496,"end":523.95496,"confidence":0.921875,"punctuated_word":"contributions","sentiment":"positive","sentiment_score":0.5710155963897705},{"word":"going","start":524.01495,"end":524.25494,"confidence":0.9970703,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.6965384483337402},{"word":"into","start":524.25494,"end":524.57495,"confidence":0.98291016,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.6849172115325928},{"word":"your","start":524.57495,"end":524.735,"confidence":0.8276367,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6588761210441589},{"word":"australian","start":524.735,"end":525.13495,"confidence":0.86865234,"punctuated_word":"Australian","sentiment":"positive","sentiment_score":0.6046214699745178},{"word":"savings","start":525.13495,"end":525.45496,"confidence":0.47964478,"punctuated_word":"savings,","sentiment":"positive","sentiment_score":0.5438607931137085},{"word":"which","start":525.45496,"end":525.69495,"confidence":0.9980469,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.6483147740364075},{"word":"is","start":525.69495,"end":525.855,"confidence":0.9980469,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.7081003785133362},{"word":"fantastic","start":525.855,"end":526.355,"confidence":0.9995117,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.6712371706962585},{"word":"are","start":527.45496,"end":527.615,"confidence":0.9819336,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.0852656289935112},{"word":"you","start":527.615,"end":528.01495,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13211047649383545},{"word":"in","start":528.01495,"end":528.25494,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15317918360233307},{"word":"any","start":528.25494,"end":528.495,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1866629421710968},{"word":"kind","start":528.495,"end":528.735,"confidence":0.9980469,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.14763811230659485},{"word":"of","start":528.735,"end":528.89496,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10832072794437408},{"word":"position","start":528.89496,"end":529.375,"confidence":0.98828125,"punctuated_word":"position","sentiment":"neutral","sentiment_score":0.11237893253564836},{"word":"saving","start":529.375,"end":529.77496,"confidence":0.55322266,"punctuated_word":"saving","sentiment":"neutral","sentiment_score":0.13701996207237244},{"word":"wise","start":529.77496,"end":530.16,"confidence":0.46704102,"punctuated_word":"wise","sentiment":"neutral","sentiment_score":0.090613953769207},{"word":"to","start":530.16,"end":530.24,"confidence":0.97509766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0890248566865921},{"word":"be","start":530.24,"end":530.39996,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07763974368572235},{"word":"making","start":530.39996,"end":530.72,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.10870577394962312},{"word":"any","start":530.72,"end":531.12,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.14483512938022614},{"word":"additional","start":531.12,"end":531.62,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.17770898342132568},{"word":"contributions","start":531.68,"end":532.18,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.17246466875076294},{"word":"to","start":532.24,"end":532.39996,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13484616577625275},{"word":"help","start":532.39996,"end":532.72,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.17218345403671265},{"word":"provide","start":532.72,"end":533.04,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.1703849881887436},{"word":"more","start":533.04,"end":533.19995,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.17642129957675934},{"word":"of","start":533.19995,"end":533.36,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22067572176456451},{"word":"a","start":533.36,"end":533.44,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20666560530662537},{"word":"boost","start":533.44,"end":533.75995,"confidence":0.9941406,"punctuated_word":"boost","sentiment":"neutral","sentiment_score":0.20889268815517423},{"word":"to","start":533.75995,"end":533.92,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2196375876665115},{"word":"your","start":533.92,"end":534.16,"confidence":0.98291016,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.20493704080581665},{"word":"super","start":534.16,"end":534.63995,"confidence":0.7675781,"punctuated_word":"super?","sentiment":"neutral","sentiment_score":0.20771357417106628},{"word":"or","start":534.63995,"end":535.13995,"confidence":0.9892578,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.005850832909345627},{"word":"no","start":538.0,"end":538.24,"confidence":0.66760254,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.06326457858085632},{"word":"that's","start":538.24,"end":538.56,"confidence":0.99658203,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.003639182774350047},{"word":"okay","start":538.56,"end":538.87994,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.007560750469565392},{"word":"is","start":538.87994,"end":539.04,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.005760118365287781},{"word":"it","start":539.04,"end":539.12,"confidence":0.9790039,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.012108813971281052},{"word":"something","start":539.12,"end":539.44,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.006115680560469627},{"word":"you'd","start":539.44,"end":539.68,"confidence":0.99072266,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.0008986381581053138},{"word":"maybe","start":539.68,"end":539.92,"confidence":0.97802734,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.004326315596699715},{"word":"like","start":539.92,"end":540.16,"confidence":0.99121094,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.007579311728477478},{"word":"to","start":540.16,"end":540.24,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0007158759981393814},{"word":"look","start":540.24,"end":540.39996,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.0075072478502988815},{"word":"at","start":540.39996,"end":540.56,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.004945296794176102},{"word":"doing","start":540.56,"end":540.8,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.0018284935504198072},{"word":"down","start":540.8,"end":541.04,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.00263853557407856},{"word":"the","start":541.04,"end":541.19995,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0013237297534942627},{"word":"track","start":541.19995,"end":541.69995,"confidence":0.99853516,"punctuated_word":"track?","sentiment":"neutral","sentiment_score":0.007989994250237942},{"word":"yeah","start":545.135,"end":545.375,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.031755249947309494},{"word":"that's","start":545.375,"end":545.615,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0681890994310379},{"word":"okay","start":545.615,"end":546.095,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.07018107175827026},{"word":"we'll","start":546.095,"end":546.255,"confidence":0.7729492,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.03403308242559433},{"word":"yeah","start":550.33496,"end":550.83496,"confidence":0.9746094,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.04528616741299629},{"word":"yep","start":551.375,"end":551.855,"confidence":0.93530273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.036268092691898346},{"word":"yep","start":551.855,"end":552.33496,"confidence":0.96850586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.027729330584406853},{"word":"so","start":552.33496,"end":552.575,"confidence":0.8251953,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.01606013998389244},{"word":"mortgage","start":552.575,"end":553.055,"confidence":0.9951172,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.021058030426502228},{"word":"no","start":555.52,"end":555.68,"confidence":0.9941406,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.05776560306549072},{"word":"worries","start":555.68,"end":556.08,"confidence":0.99853516,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.062443334609270096},{"word":"so","start":556.08,"end":556.32,"confidence":0.54589844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05873908847570419},{"word":"mortgage","start":556.32,"end":556.72,"confidence":0.9790039,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.060846514999866486},{"word":"is","start":556.72,"end":556.96,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07118706405162811},{"word":"your","start":556.96,"end":557.04,"confidence":0.9741211,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06481043249368668},{"word":"main","start":557.04,"end":557.54,"confidence":0.8105469,"punctuated_word":"main,","sentiment":"neutral","sentiment_score":0.09272231161594392},{"word":"main","start":558.0,"end":558.32,"confidence":0.9921875,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.08936329931020737},{"word":"sort","start":558.32,"end":558.56,"confidence":0.95947266,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.09218183904886246},{"word":"of","start":558.56,"end":558.64,"confidence":0.9838867,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07821263372898102},{"word":"priority","start":558.64,"end":559.04,"confidence":0.98095703,"punctuated_word":"priority","sentiment":"neutral","sentiment_score":0.09093290567398073},{"word":"to","start":559.04,"end":559.27997,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10862543433904648},{"word":"start","start":559.27997,"end":559.52,"confidence":0.9921875,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.11295842379331587},{"word":"with","start":559.52,"end":559.83997,"confidence":0.9909668,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":0.09298489987850188},{"word":"that's","start":559.83997,"end":560.08,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1364591121673584},{"word":"not","start":560.08,"end":560.32,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.15608125925064087},{"word":"a","start":560.32,"end":560.48,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13965269923210144},{"word":"problem","start":560.48,"end":560.8,"confidence":1.0,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.12227604538202286},{"word":"i","start":560.8,"end":560.96,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10913188755512238},{"word":"can","start":560.96,"end":561.12,"confidence":0.9921875,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10251429677009584},{"word":"always","start":561.12,"end":561.36,"confidence":0.99902344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.12925651669502258},{"word":"put","start":561.36,"end":561.6,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.10622183978557588},{"word":"that","start":561.6,"end":561.68,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10982929170131683},{"word":"down","start":561.68,"end":561.92,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.11813201755285264},{"word":"as","start":561.92,"end":562.0,"confidence":0.61621094,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0874132290482521},{"word":"something","start":562.0,"end":562.32,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.08255104720592499},{"word":"we","start":562.32,"end":562.48,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09430310130119324},{"word":"focus","start":562.48,"end":562.88,"confidence":0.9316406,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.08845625817775726},{"word":"on","start":562.88,"end":563.04,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08305525034666061},{"word":"down","start":563.04,"end":563.2,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.0836288332939148},{"word":"the","start":563.2,"end":563.44,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08537973463535309},{"word":"track","start":563.44,"end":563.94,"confidence":0.9909668,"punctuated_word":"track.","sentiment":"neutral","sentiment_score":0.08296690881252289},{"word":"your","start":564.08,"end":564.32,"confidence":0.98291016,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.02247820794582367},{"word":"mortgage","start":564.32,"end":564.8,"confidence":0.9604492,"punctuated_word":"mortgage,","sentiment":"neutral","sentiment_score":0.02578091248869896},{"word":"we","start":564.8,"end":564.96,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.026799960061907768},{"word":"had","start":564.96,"end":565.2,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.00618143193423748},{"word":"a","start":565.2,"end":565.44,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.004046314395964146},{"word":"you're","start":565.52,"end":565.92,"confidence":0.66064453,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.00027821524417959154},{"word":"owing","start":565.92,"end":566.24,"confidence":0.99121094,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":-0.0006375731900334358},{"word":"about","start":566.24,"end":566.48,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.001232299953699112},{"word":"a","start":566.48,"end":566.64,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.004101822152733803},{"word":"110,000","start":566.64,"end":567.83997,"confidence":0.9992676,"punctuated_word":"110,000.","sentiment":"neutral","sentiment_score":0.003858721815049648},{"word":"have","start":567.83997,"end":568.08,"confidence":0.9970703,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":-0.014221882447600365},{"word":"you","start":568.08,"end":568.24,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02026786282658577},{"word":"reduced","start":568.24,"end":568.56,"confidence":0.9980469,"punctuated_word":"reduced","sentiment":"neutral","sentiment_score":-0.017109202221035957},{"word":"that","start":568.56,"end":568.8,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.030890364199876785},{"word":"a","start":568.8,"end":568.88,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.026762371882796288},{"word":"bit","start":568.88,"end":569.12,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03251396119594574},{"word":"since","start":569.12,"end":569.36,"confidence":1.0,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.032368507236242294},{"word":"we","start":569.36,"end":569.52,"confidence":0.99316406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.01621839962899685},{"word":"last","start":569.52,"end":569.83997,"confidence":0.9951172,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.02729530818760395},{"word":"caught","start":569.83997,"end":570.08,"confidence":0.79003906,"punctuated_word":"caught","sentiment":"neutral","sentiment_score":-0.01573817804455757},{"word":"up","start":570.08,"end":570.58,"confidence":0.98535156,"punctuated_word":"up?","sentiment":"neutral","sentiment_score":-0.03036863729357719},{"word":"okay","start":574.235,"end":574.735,"confidence":0.99365234,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.011199445463716984},{"word":"that's","start":574.875,"end":575.115,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.01725931279361248},{"word":"alright","start":575.115,"end":575.615,"confidence":0.99658203,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.026375753805041313},{"word":"about","start":578.475,"end":578.71497,"confidence":0.85498047,"punctuated_word":"About","sentiment":"neutral","sentiment_score":-0.010208271443843842},{"word":"a","start":578.71497,"end":578.795,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006362701766192913},{"word":"150","start":578.795,"end":579.77496,"confidence":0.96158856,"punctuated_word":"150?","sentiment":"neutral","sentiment_score":-0.010828128084540369},{"word":"no","start":580.315,"end":580.555,"confidence":0.9951172,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.02312382683157921},{"word":"that's","start":580.555,"end":580.875,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.003243822604417801},{"word":"okay","start":580.875,"end":581.27496,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.00429421104490757},{"word":"just","start":581.27496,"end":581.435,"confidence":0.9921875,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.010007955133914948},{"word":"an","start":581.435,"end":581.595,"confidence":0.8959961,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.034928977489471436},{"word":"estimate","start":581.595,"end":582.095,"confidence":0.85058594,"punctuated_word":"estimate.","sentiment":"neutral","sentiment_score":0.05811665952205658},{"word":"absolutely","start":582.15497,"end":582.65497,"confidence":0.92089844,"punctuated_word":"Absolutely","sentiment":"neutral","sentiment_score":0.19749626517295835},{"word":"fine","start":582.875,"end":583.375,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.13331995904445648},{"word":"i've","start":583.915,"end":584.15497,"confidence":0.80126953,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.05208132788538933},{"word":"also","start":584.15497,"end":584.39496,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.02575663849711418},{"word":"got","start":584.39496,"end":584.635,"confidence":0.99316406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0038311313837766647},{"word":"down","start":584.635,"end":584.795,"confidence":0.9892578,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.014168227091431618},{"word":"here","start":584.795,"end":585.035,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.01819392666220665},{"word":"that","start":585.035,"end":585.195,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.020363839343190193},{"word":"you","start":585.195,"end":585.695,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03797531872987747},{"word":"yeah","start":586.83,"end":587.33,"confidence":0.9941406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.01888995990157127},{"word":"yep","start":587.95,"end":588.35,"confidence":0.95654297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.042136333882808685},{"word":"yep","start":588.35,"end":588.83,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05372127890586853},{"word":"that's","start":588.83,"end":589.15,"confidence":0.99560547,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09850198030471802},{"word":"okay","start":589.15,"end":589.63,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.10992006957530975},{"word":"that's","start":589.63,"end":590.13,"confidence":0.97265625,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.14247098565101624},{"word":"definitely","start":590.19,"end":590.58997,"confidence":0.9951172,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.1433449238538742},{"word":"not","start":590.58997,"end":590.75,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.12618109583854675},{"word":"a","start":590.75,"end":590.91,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.042275570333004},{"word":"bad","start":590.91,"end":591.23,"confidence":1.0,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":0.01413176953792572},{"word":"idea","start":591.23,"end":591.63,"confidence":0.8000488,"punctuated_word":"idea.","sentiment":"neutral","sentiment_score":0.08546359837055206},{"word":"trying","start":591.63,"end":591.87,"confidence":0.8964844,"punctuated_word":"Trying","sentiment":"neutral","sentiment_score":0.07231475412845612},{"word":"to","start":591.87,"end":591.95,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0676162987947464},{"word":"consolidate","start":591.95,"end":592.43,"confidence":0.99902344,"punctuated_word":"consolidate","sentiment":"neutral","sentiment_score":0.08780664205551147},{"word":"altogether","start":592.43,"end":592.93,"confidence":0.642334,"punctuated_word":"altogether,","sentiment":"neutral","sentiment_score":0.1263655573129654},{"word":"you","start":593.07,"end":593.23,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1438574194908142},{"word":"do","start":593.23,"end":593.39,"confidence":0.96972656,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11854245513677596},{"word":"pay","start":593.39,"end":593.47,"confidence":0.97998047,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.08683016896247864},{"word":"a","start":593.47,"end":593.63,"confidence":0.93359375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13689622282981873},{"word":"lower","start":593.63,"end":593.87,"confidence":1.0,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.0934830829501152},{"word":"interest","start":593.87,"end":594.19,"confidence":1.0,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.09822266548871994},{"word":"rate","start":594.19,"end":594.35,"confidence":0.9980469,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.12026571482419968},{"word":"on","start":594.35,"end":594.51,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11194825172424316},{"word":"your","start":594.51,"end":594.67,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08786261081695557},{"word":"home","start":594.67,"end":594.91,"confidence":1.0,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.07677062600851059},{"word":"loan","start":594.91,"end":595.15,"confidence":0.9970703,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.03012212365865707},{"word":"than","start":595.15,"end":595.31,"confidence":0.9980469,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.04181069880723953},{"word":"any","start":595.31,"end":595.55,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.07515867054462433},{"word":"of","start":595.55,"end":595.63,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.057437315583229065},{"word":"the","start":595.63,"end":595.71,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06637956202030182},{"word":"other","start":595.71,"end":595.95,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.04103874042630195},{"word":"personal","start":595.95,"end":596.43,"confidence":0.9902344,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.0413442961871624},{"word":"loans","start":596.43,"end":596.67,"confidence":0.9326172,"punctuated_word":"loans","sentiment":"neutral","sentiment_score":0.04243328049778938},{"word":"out","start":596.67,"end":596.91,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.07854533195495605},{"word":"there","start":596.91,"end":597.41,"confidence":0.9941406,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.05154263228178024},{"word":"with","start":600.84503,"end":601.005,"confidence":0.9614258,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.01347390003502369},{"word":"your","start":601.005,"end":601.16504,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.012907901778817177},{"word":"car","start":601.16504,"end":601.485,"confidence":0.99365234,"punctuated_word":"car,","sentiment":"neutral","sentiment_score":0.01809442788362503},{"word":"what","start":601.485,"end":601.72504,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0088963583111763},{"word":"kind","start":601.72504,"end":601.885,"confidence":0.81933594,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.017373910173773766},{"word":"of","start":601.885,"end":601.965,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.016947869211435318},{"word":"car","start":601.965,"end":602.125,"confidence":0.9980469,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.01636769250035286},{"word":"do","start":602.125,"end":602.28503,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.006752802990376949},{"word":"you","start":602.28503,"end":602.445,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011786077171564102},{"word":"drive","start":602.445,"end":602.945,"confidence":1.0,"punctuated_word":"drive?","sentiment":"neutral","sentiment_score":0.014743611216545103},{"word":"yeah","start":609.325,"end":609.825,"confidence":0.7531738,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07588949799537659},{"word":"oh","start":610.62,"end":611.10004,"confidence":0.98095703,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.21320345997810364},{"word":"fantastic","start":611.10004,"end":611.60004,"confidence":0.9975586,"punctuated_word":"fantastic.","sentiment":"neutral","sentiment_score":0.22436821460723877},{"word":"and","start":612.22003,"end":612.46,"confidence":0.87890625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06416129320859909},{"word":"i","start":612.46,"end":612.62,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04417845234274864},{"word":"what","start":612.86005,"end":613.10004,"confidence":0.9472656,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04431074112653732},{"word":"sort","start":613.10004,"end":613.26,"confidence":0.7060547,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07099735736846924},{"word":"of","start":613.26,"end":613.34,"confidence":0.9741211,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0540977381169796},{"word":"value","start":613.34,"end":613.74005,"confidence":0.9716797,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.041364237666130066},{"word":"would","start":613.74005,"end":613.9,"confidence":0.99609375,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04194001853466034},{"word":"you","start":613.9,"end":613.98004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03600727766752243},{"word":"put","start":613.98004,"end":614.22003,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.0373237282037735},{"word":"on","start":614.22003,"end":614.30005,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0396500751376152},{"word":"that","start":614.30005,"end":614.46,"confidence":0.9328613,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.0452888086438179},{"word":"do","start":614.46,"end":614.62,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03179898485541344},{"word":"you","start":614.62,"end":614.7,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03235454857349396},{"word":"think","start":614.7,"end":615.2,"confidence":1.0,"punctuated_word":"think?","sentiment":"neutral","sentiment_score":0.03314145281910896},{"word":"oh","start":618.86005,"end":619.36005,"confidence":0.9790039,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.04372101277112961},{"word":"fantastic","start":620.22003,"end":620.72003,"confidence":0.99853516,"punctuated_word":"fantastic.","sentiment":"neutral","sentiment_score":0.27457791566848755},{"word":"i","start":621.66003,"end":621.82,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07785744220018387},{"word":"had","start":621.82,"end":622.06,"confidence":0.8222656,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05589040368795395},{"word":"down","start":622.06,"end":622.30005,"confidence":0.86621094,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.04524513706564903},{"word":"here","start":622.30005,"end":622.62,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.06562726944684982},{"word":"another","start":622.62,"end":623.02,"confidence":0.99902344,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.03915946930646896},{"word":"vehicle","start":623.02,"end":623.42004,"confidence":1.0,"punctuated_word":"vehicle","sentiment":"neutral","sentiment_score":0.05089724436402321},{"word":"that","start":623.42004,"end":623.66003,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02147318422794342},{"word":"you","start":623.66003,"end":623.9,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.026385199278593063},{"word":"owed","start":623.9,"end":624.14,"confidence":0.7324219,"punctuated_word":"owed","sentiment":"neutral","sentiment_score":0.002951694652438164},{"word":"a","start":624.14,"end":624.30005,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.019184835255146027},{"word":"few","start":624.30005,"end":624.54004,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.030418969690799713},{"word":"years","start":624.54004,"end":624.94,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.022743340581655502},{"word":"back","start":624.94,"end":625.305,"confidence":0.920166,"punctuated_word":"back,","sentiment":"neutral","sentiment_score":0.05391906201839447},{"word":"and","start":625.705,"end":625.865,"confidence":0.94628906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05269787460565567},{"word":"you","start":625.865,"end":626.02496,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06731339544057846},{"word":"had","start":626.02496,"end":626.425,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05252823233604431},{"word":"a","start":626.425,"end":626.585,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.055036529898643494},{"word":"value","start":626.585,"end":626.90497,"confidence":0.9633789,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.03798737749457359},{"word":"for","start":626.90497,"end":627.065,"confidence":0.5097656,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05232531577348709},{"word":"that","start":627.065,"end":627.305,"confidence":0.9165039,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05617605894804001},{"word":"12,000","start":627.305,"end":628.185,"confidence":0.99853516,"punctuated_word":"12,000","sentiment":"neutral","sentiment_score":0.05015624314546585},{"word":"on","start":628.185,"end":628.425,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07909423112869263},{"word":"that","start":628.425,"end":628.665,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.061214614659547806},{"word":"vehicle","start":628.665,"end":629.145,"confidence":0.9995117,"punctuated_word":"vehicle.","sentiment":"neutral","sentiment_score":0.014950105920433998},{"word":"would","start":629.145,"end":629.305,"confidence":0.9970703,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.0039481609128415585},{"word":"that","start":629.305,"end":629.46497,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.007773205637931824},{"word":"be","start":629.46497,"end":629.705,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.005312856286764145},{"word":"one","start":629.705,"end":629.785,"confidence":0.9921875,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.013726472854614258},{"word":"that","start":629.785,"end":629.945,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.009190835990011692},{"word":"you","start":629.945,"end":630.185,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0040800319984555244},{"word":"still","start":630.185,"end":630.425,"confidence":0.8798828,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.0106436088681221},{"word":"own","start":630.425,"end":630.745,"confidence":0.9291992,"punctuated_word":"own","sentiment":"neutral","sentiment_score":-0.00935050006955862},{"word":"currently","start":630.745,"end":631.245,"confidence":0.99902344,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.012474438175559044},{"word":"or","start":631.305,"end":631.805,"confidence":0.94384766,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.011266205459833143},{"word":"would've","start":632.105,"end":632.605,"confidence":0.7675781,"punctuated_word":"would've","sentiment":"neutral","sentiment_score":-0.03638716787099838},{"word":"got","start":632.825,"end":632.985,"confidence":0.89208984,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.08237791806459427},{"word":"rid","start":632.985,"end":633.225,"confidence":0.9980469,"punctuated_word":"rid","sentiment":"neutral","sentiment_score":-0.09144455194473268},{"word":"of","start":633.225,"end":633.725,"confidence":0.8244629,"punctuated_word":"of?","sentiment":"neutral","sentiment_score":-0.05532779172062874},{"word":"yep","start":634.90497,"end":635.40497,"confidence":0.9182129,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.015029980801045896},{"word":"oh","start":644.2,"end":644.36,"confidence":0.8820801,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.5636872053146362},{"word":"fantastic","start":644.36,"end":644.86,"confidence":0.9995117,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.5723196268081665},{"word":"what","start":645.0,"end":645.16003,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.13955076038837433},{"word":"sort","start":645.16003,"end":645.4,"confidence":0.9902344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.09638689458370207},{"word":"of","start":645.4,"end":645.48,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1332700401544571},{"word":"value","start":645.48,"end":645.8,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.07689914107322693},{"word":"do","start":645.8,"end":645.88,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05827099084854126},{"word":"you","start":645.88,"end":645.96,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016040589660406113},{"word":"think","start":645.96,"end":646.12,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.01501457393169403},{"word":"you","start":646.12,"end":646.28,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.017870638519525528},{"word":"put","start":646.28,"end":646.52,"confidence":0.7988281,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.017027465626597404},{"word":"on","start":646.52,"end":646.68,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03512752801179886},{"word":"that","start":646.68,"end":647.18,"confidence":0.99902344,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.04907572641968727},{"word":"yeah","start":650.61505,"end":650.85504,"confidence":0.87719727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013795123435556889},{"word":"it's","start":650.85504,"end":651.05505,"confidence":0.7265625,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.01804913394153118},{"word":"been","start":651.05505,"end":651.255,"confidence":0.29052734,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.0264621302485466},{"word":"yeah","start":652.375,"end":652.775,"confidence":0.97265625,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.11651602387428284},{"word":"absolutely","start":652.775,"end":653.275,"confidence":0.9975586,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.416856050491333},{"word":"they're","start":653.41504,"end":653.655,"confidence":0.85839844,"punctuated_word":"They're","sentiment":"positive","sentiment_score":0.4554142355918884},{"word":"still","start":653.655,"end":653.895,"confidence":0.97998047,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.48761293292045593},{"word":"really","start":653.895,"end":654.135,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5910259485244751},{"word":"popular","start":654.135,"end":654.53503,"confidence":0.982666,"punctuated_word":"popular.","sentiment":"positive","sentiment_score":0.5644880533218384},{"word":"i","start":654.53503,"end":654.695,"confidence":0.94628906,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5216339826583862},{"word":"know","start":654.695,"end":654.775,"confidence":0.99902344,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.44239479303359985},{"word":"a","start":654.775,"end":654.85504,"confidence":0.99609375,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5388190746307373},{"word":"lot","start":654.85504,"end":655.015,"confidence":1.0,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.5278409123420715},{"word":"of","start":655.015,"end":655.09503,"confidence":0.9980469,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.567420244216919},{"word":"people","start":655.09503,"end":655.335,"confidence":0.9980469,"punctuated_word":"people","sentiment":"positive","sentiment_score":0.5293770432472229},{"word":"who","start":655.335,"end":655.575,"confidence":0.99902344,"punctuated_word":"who","sentiment":"positive","sentiment_score":0.4826524555683136},{"word":"are","start":655.575,"end":655.815,"confidence":0.99609375,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.4248018860816955},{"word":"really","start":655.815,"end":656.135,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4806891679763794},{"word":"into","start":656.135,"end":656.375,"confidence":0.99902344,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.494996041059494},{"word":"the","start":656.375,"end":656.53503,"confidence":0.9970703,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.49180370569229126},{"word":"camry","start":656.53503,"end":656.935,"confidence":0.90112305,"punctuated_word":"Camry","sentiment":"positive","sentiment_score":0.414223313331604},{"word":"for","start":656.935,"end":657.09503,"confidence":0.6508789,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4477594196796417},{"word":"the","start":657.09503,"end":657.255,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.42302635312080383},{"word":"size","start":657.255,"end":657.575,"confidence":0.7915039,"punctuated_word":"size,","sentiment":"positive","sentiment_score":0.47516754269599915},{"word":"the","start":657.575,"end":657.815,"confidence":0.9951172,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5488446950912476},{"word":"family","start":657.815,"end":658.29504,"confidence":0.984375,"punctuated_word":"family","sentiment":"positive","sentiment_score":0.5306015014648438},{"word":"size","start":658.29504,"end":658.61505,"confidence":0.6298828,"punctuated_word":"size","sentiment":"positive","sentiment_score":0.5389417409896851},{"word":"vehicle","start":658.61505,"end":659.09503,"confidence":0.75927734,"punctuated_word":"vehicle,","sentiment":"positive","sentiment_score":0.42919424176216125},{"word":"so","start":659.09503,"end":659.255,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5612152218818665},{"word":"that's","start":659.255,"end":659.655,"confidence":1.0,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.7477309703826904},{"word":"excellent","start":659.655,"end":660.155,"confidence":0.99902344,"punctuated_word":"excellent.","sentiment":"positive","sentiment_score":0.6269719004631042},{"word":"yeah","start":665.27997,"end":665.77997,"confidence":0.9592285,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.015539595857262611},{"word":"yep","start":671.83997,"end":672.33997,"confidence":0.7561035,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08709949254989624},{"word":"fantastic","start":682.015,"end":682.515,"confidence":0.9655762,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.4274858236312866},{"word":"yeah","start":683.135,"end":683.635,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07216280698776245},{"word":"oh","start":687.63,"end":688.03,"confidence":0.9836426,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.14830559492111206},{"word":"fantastic","start":688.03,"end":688.53,"confidence":0.9980469,"punctuated_word":"fantastic.","sentiment":"neutral","sentiment_score":0.24460875988006592},{"word":"and","start":689.79004,"end":690.11005,"confidence":0.98535156,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.028936278074979786},{"word":"do","start":690.11005,"end":690.35004,"confidence":0.92333984,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.018552402034401897},{"word":"you","start":690.35004,"end":690.51,"confidence":0.85839844,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02371562272310257},{"word":"was","start":690.83,"end":691.07,"confidence":0.6621094,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.013908160850405691},{"word":"the","start":691.07,"end":691.31,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03341046720743179},{"word":"caravan","start":691.31,"end":691.79004,"confidence":0.97265625,"punctuated_word":"caravan","sentiment":"neutral","sentiment_score":0.03227953612804413},{"word":"kind","start":691.79004,"end":691.95,"confidence":0.9526367,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.0026721376925706863},{"word":"of","start":691.95,"end":692.11005,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.007047783583402634},{"word":"put","start":692.11005,"end":692.27,"confidence":0.9941406,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.0004647299647331238},{"word":"into","start":692.27,"end":692.59,"confidence":0.97802734,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.014226105995476246},{"word":"the","start":692.59,"end":692.75,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02255202643573284},{"word":"home","start":692.75,"end":693.07,"confidence":0.984375,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.015360437333583832},{"word":"loan","start":693.07,"end":693.57,"confidence":0.94311523,"punctuated_word":"loan?","sentiment":"neutral","sentiment_score":0.023318864405155185},{"word":"no","start":695.63,"end":696.13,"confidence":0.90234375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07055777311325073},{"word":"that's","start":698.685,"end":699.005,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.018321624025702477},{"word":"right","start":699.005,"end":699.245,"confidence":0.85839844,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.01333341095596552},{"word":"and","start":699.245,"end":699.40497,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02795441821217537},{"word":"you","start":699.40497,"end":699.565,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03485308960080147},{"word":"still","start":699.565,"end":699.805,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.03655213862657547},{"word":"owe","start":699.805,"end":699.96497,"confidence":0.9838867,"punctuated_word":"owe","sentiment":"neutral","sentiment_score":-0.01993023231625557},{"word":"money","start":699.96497,"end":700.20496,"confidence":0.99902344,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.0240770373493433},{"word":"on","start":700.20496,"end":700.285,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.026489457115530968},{"word":"the","start":700.285,"end":700.44495,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03816169872879982},{"word":"caravan","start":700.44495,"end":700.94495,"confidence":0.9897461,"punctuated_word":"caravan?","sentiment":"neutral","sentiment_score":-0.04683270677924156},{"word":"yeah","start":702.925,"end":703.245,"confidence":0.7727051,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.009038573130965233},{"word":"how","start":703.245,"end":703.40497,"confidence":0.99902344,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.015428135171532633},{"word":"much","start":703.40497,"end":703.565,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.014692671597003937},{"word":"do","start":703.565,"end":703.725,"confidence":0.96972656,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.020644178614020348},{"word":"you","start":703.725,"end":703.805,"confidence":0.9633789,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0164849441498518},{"word":"owe","start":703.805,"end":703.96497,"confidence":0.66259766,"punctuated_word":"owe","sentiment":"neutral","sentiment_score":-0.0155541580170393},{"word":"on","start":703.96497,"end":704.045,"confidence":0.92578125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.019503317773342133},{"word":"that","start":704.045,"end":704.20496,"confidence":0.9658203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02091926522552967},{"word":"roughly","start":704.20496,"end":704.70496,"confidence":0.9667969,"punctuated_word":"roughly?","sentiment":"neutral","sentiment_score":-0.023173311725258827},{"word":"60","start":707.805,"end":708.305,"confidence":0.9453125,"punctuated_word":"60?","sentiment":"neutral","sentiment_score":-0.006641729734838009},{"word":"not","start":708.365,"end":708.605,"confidence":0.99902344,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.02037646993994713},{"word":"a","start":708.605,"end":708.76495,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.008863813243806362},{"word":"problem","start":708.76495,"end":709.08496,"confidence":0.99658203,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.0005378639325499535},{"word":"and","start":709.08496,"end":709.40497,"confidence":0.92822266,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.023086559027433395},{"word":"have","start":709.40497,"end":709.565,"confidence":0.36254883,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0310264453291893},{"word":"you","start":709.565,"end":709.64496,"confidence":0.92578125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03161821886897087},{"word":"have","start":709.64496,"end":709.805,"confidence":0.9707031,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04124254733324051},{"word":"you","start":709.805,"end":709.96497,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.035501591861248016},{"word":"any","start":709.96497,"end":710.125,"confidence":0.59277344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04044176638126373},{"word":"tripped","start":710.125,"end":710.44495,"confidence":0.70581055,"punctuated_word":"tripped","sentiment":"neutral","sentiment_score":-0.06535916030406952},{"word":"in","start":710.44495,"end":710.605,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09452902525663376},{"word":"it","start":710.605,"end":710.76495,"confidence":0.9863281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06640604138374329},{"word":"yet","start":710.76495,"end":711.26495,"confidence":0.9995117,"punctuated_word":"yet?","sentiment":"neutral","sentiment_score":-0.06027066335082054},{"word":"oh","start":715.44,"end":715.6,"confidence":0.93481445,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.23533999919891355},{"word":"beautiful","start":715.6,"end":716.1,"confidence":0.99609375,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.3582112491130829},{"word":"fantastic","start":716.8,"end":717.3,"confidence":0.9975586,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.46735066175460815},{"word":"oh","start":725.215,"end":725.695,"confidence":0.7663574,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.15921492874622345},{"word":"fantastic","start":725.695,"end":726.195,"confidence":0.99560547,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.4006945788860321},{"word":"yep","start":726.575,"end":727.075,"confidence":0.80737305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2434518337249756},{"word":"beautiful","start":727.135,"end":727.635,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3958376348018646},{"word":"oh","start":732.015,"end":732.515,"confidence":0.9658203,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.3320552706718445},{"word":"fantastic","start":732.815,"end":733.315,"confidence":0.9970703,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.4676641821861267},{"word":"you've","start":733.615,"end":733.855,"confidence":0.99902344,"punctuated_word":"You've","sentiment":"positive","sentiment_score":0.3844738900661469},{"word":"got","start":733.855,"end":734.015,"confidence":0.9941406,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.4638065695762634},{"word":"it","start":734.015,"end":734.095,"confidence":0.9658203,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4601065516471863},{"word":"all","start":734.095,"end":734.415,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.46170151233673096},{"word":"packed","start":734.415,"end":734.655,"confidence":0.80371094,"punctuated_word":"packed","sentiment":"positive","sentiment_score":0.515879213809967},{"word":"out","start":734.655,"end":734.815,"confidence":0.8959961,"punctuated_word":"out.","sentiment":"positive","sentiment_score":0.4111859202384949},{"word":"and","start":734.815,"end":735.055,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.20194315910339355},{"word":"is","start":735.055,"end":735.215,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17424428462982178},{"word":"that","start":735.215,"end":735.375,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.29477646946907043},{"word":"kind","start":735.375,"end":735.615,"confidence":0.9838867,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.2302352637052536},{"word":"of","start":735.615,"end":735.695,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2393836975097656},{"word":"your","start":735.695,"end":735.935,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21423450112342832},{"word":"time","start":735.935,"end":736.175,"confidence":0.79541016,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.248780757188797},{"word":"and","start":736.175,"end":736.335,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2046877443790436},{"word":"goal","start":736.335,"end":736.655,"confidence":0.6347656,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.20760893821716309},{"word":"just","start":736.655,"end":736.815,"confidence":0.74560547,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.21475830674171448},{"word":"to","start":736.815,"end":736.975,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2403215616941452},{"word":"be","start":736.975,"end":737.135,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.24759426712989807},{"word":"able","start":737.135,"end":737.375,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.23607417941093445},{"word":"to","start":737.375,"end":737.875,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2298358827829361},{"word":"take","start":738.03,"end":738.19,"confidence":0.9970703,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.28125154972076416},{"word":"the","start":738.19,"end":738.51,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24276691675186157},{"word":"van","start":738.51,"end":738.67004,"confidence":0.9941406,"punctuated_word":"van","sentiment":"neutral","sentiment_score":0.23123404383659363},{"word":"and","start":738.67004,"end":738.75,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21914033591747284},{"word":"go","start":738.75,"end":739.07,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.25471705198287964},{"word":"whenever","start":739.07,"end":739.39,"confidence":0.99902344,"punctuated_word":"whenever","sentiment":"neutral","sentiment_score":0.2499348372220993},{"word":"you","start":739.39,"end":739.55005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17529433965682983},{"word":"want","start":739.55005,"end":740.05005,"confidence":0.99902344,"punctuated_word":"want?","sentiment":"neutral","sentiment_score":0.11437898874282836},{"word":"yep","start":745.71,"end":746.21,"confidence":0.9592285,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0037063106428831816},{"word":"yep","start":750.605,"end":751.105,"confidence":0.90966797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06438335031270981},{"word":"oh","start":759.96497,"end":760.285,"confidence":0.9824219,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.35471969842910767},{"word":"that's","start":760.285,"end":760.605,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4684334397315979},{"word":"fantastic","start":760.605,"end":761.105,"confidence":0.9995117,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.4589807987213135},{"word":"mhmm","start":770.06,"end":770.56,"confidence":0.9217529,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.02291412279009819},{"word":"yep","start":778.075,"end":778.575,"confidence":0.9909668,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19346141815185547},{"word":"it's","start":786.73004,"end":786.97003,"confidence":0.90185547,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.791499137878418},{"word":"beautiful","start":786.97003,"end":787.45,"confidence":0.9980469,"punctuated_word":"beautiful","sentiment":"positive","sentiment_score":0.7733981609344482},{"word":"down","start":787.45,"end":787.95,"confidence":1.0,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.6798392534255981},{"word":"there","start":788.67004,"end":789.17004,"confidence":0.85791016,"punctuated_word":"there,","sentiment":"positive","sentiment_score":0.6427532434463501},{"word":"isn't","start":789.89,"end":790.39,"confidence":0.9995117,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.06116651743650437},{"word":"it","start":791.11,"end":791.61,"confidence":0.99853516,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.04177828133106232},{"word":"no","start":792.33,"end":792.73004,"confidence":0.99609375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13705286383628845},{"word":"i","start":792.73004,"end":792.97003,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10475914180278778},{"word":"did","start":792.97003,"end":793.21,"confidence":0.99121094,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.04930396378040314},{"word":"go","start":793.21,"end":793.53,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.03356677293777466},{"word":"down","start":793.53,"end":793.77,"confidence":0.9951172,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.043904684484004974},{"word":"there","start":793.77,"end":794.01,"confidence":0.9326172,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.07220388203859329},{"word":"in","start":794.01,"end":794.49005,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03234503045678139},{"word":"september","start":794.49005,"end":794.99005,"confidence":1.0,"punctuated_word":"September","sentiment":"neutral","sentiment_score":-0.00765690952539444},{"word":"last","start":795.45,"end":795.93005,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.015855856239795685},{"word":"year","start":795.93005,"end":796.33,"confidence":0.9421387,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.03403512015938759},{"word":"and","start":796.33,"end":796.49005,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1187278926372528},{"word":"it","start":796.49005,"end":796.65,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1527303159236908},{"word":"was","start":796.65,"end":796.89,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.19860929250717163},{"word":"still","start":796.89,"end":797.37006,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.29214543104171753},{"word":"pretty","start":797.37006,"end":797.77,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.28479236364364624},{"word":"cold","start":797.77,"end":798.27,"confidence":1.0,"punctuated_word":"cold.","sentiment":"neutral","sentiment_score":-0.2279912531375885},{"word":"i","start":798.455,"end":798.615,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.192158043384552},{"word":"was","start":798.615,"end":798.775,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.17213380336761477},{"word":"expecting","start":798.775,"end":799.255,"confidence":1.0,"punctuated_word":"expecting","sentiment":"neutral","sentiment_score":-0.19887937605381012},{"word":"it","start":799.255,"end":799.415,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.17562755942344666},{"word":"to","start":799.415,"end":799.495,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.22698749601840973},{"word":"be","start":799.495,"end":799.655,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.19588857889175415},{"word":"warmer","start":799.655,"end":799.975,"confidence":1.0,"punctuated_word":"warmer","sentiment":"neutral","sentiment_score":-0.2549484968185425},{"word":"than","start":799.975,"end":800.135,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.1888815611600876},{"word":"it","start":800.135,"end":800.295,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.18886348605155945},{"word":"actually","start":800.295,"end":800.615,"confidence":0.9980469,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.16598668694496155},{"word":"was","start":800.615,"end":800.935,"confidence":0.8691406,"punctuated_word":"was.","sentiment":"neutral","sentiment_score":-0.15664243698120117},{"word":"not","start":800.935,"end":801.095,"confidence":0.8852539,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.05466437712311745},{"word":"gonna","start":801.095,"end":801.335,"confidence":0.99902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.044726256281137466},{"word":"lie","start":801.335,"end":801.835,"confidence":1.0,"punctuated_word":"lie.","sentiment":"neutral","sentiment_score":-0.05196777731180191},{"word":"we","start":803.735,"end":804.055,"confidence":0.77441406,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06948526948690414},{"word":"did","start":804.055,"end":804.375,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.06859740614891052},{"word":"kind","start":804.375,"end":804.775,"confidence":0.9838867,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.060710109770298},{"word":"of","start":804.775,"end":805.015,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07040297240018845},{"word":"all","start":805.015,"end":805.255,"confidence":0.98291016,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07431663572788239},{"word":"of","start":805.255,"end":805.415,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0832490548491478},{"word":"the","start":805.415,"end":805.735,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06388315558433533},{"word":"east","start":805.735,"end":805.975,"confidence":0.96435547,"punctuated_word":"East","sentiment":"neutral","sentiment_score":0.06876371800899506},{"word":"side","start":805.975,"end":806.375,"confidence":0.96972656,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.053483929485082626},{"word":"from","start":806.375,"end":806.695,"confidence":0.98095703,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.04310346767306328},{"word":"the","start":806.695,"end":806.855,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.054345399141311646},{"word":"bottom","start":806.855,"end":807.255,"confidence":0.99902344,"punctuated_word":"bottom","sentiment":"neutral","sentiment_score":0.051009632647037506},{"word":"near","start":807.255,"end":807.575,"confidence":0.9604492,"punctuated_word":"near","sentiment":"neutral","sentiment_score":0.06568291783332825},{"word":"port","start":807.575,"end":807.815,"confidence":0.9921875,"punctuated_word":"Port","sentiment":"neutral","sentiment_score":0.052439190447330475},{"word":"arthur","start":807.815,"end":808.295,"confidence":0.9951172,"punctuated_word":"Arthur","sentiment":"neutral","sentiment_score":0.04720227047801018},{"word":"all","start":808.295,"end":808.455,"confidence":0.9941406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.06545163691043854},{"word":"the","start":808.455,"end":808.535,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0574001781642437},{"word":"way","start":808.535,"end":808.695,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.06448950618505478},{"word":"to","start":808.695,"end":808.855,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.056197866797447205},{"word":"the","start":808.855,"end":809.095,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05699610337615013},{"word":"top","start":809.095,"end":809.595,"confidence":0.99902344,"punctuated_word":"top.","sentiment":"neutral","sentiment_score":0.06250967085361481},{"word":"yeah","start":814.15,"end":814.63,"confidence":0.9785156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01830725371837616},{"word":"yep","start":814.63,"end":815.13,"confidence":0.8623047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.030421551316976547},{"word":"yep","start":815.19,"end":815.51,"confidence":0.9802246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01965010166168213},{"word":"no","start":815.51,"end":815.75,"confidence":0.92456055,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.028221432119607925},{"word":"that","start":815.75,"end":815.83,"confidence":0.98095703,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.02258981764316559},{"word":"was","start":815.83,"end":816.07,"confidence":0.98828125,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.013737447559833528},{"word":"the","start":816.07,"end":816.23004,"confidence":0.9013672,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0008430406451225281},{"word":"east","start":816.23004,"end":816.39,"confidence":0.16223145,"punctuated_word":"east","sentiment":"neutral","sentiment_score":-0.0033360617235302925},{"word":"side","start":816.39,"end":816.55,"confidence":0.9362793,"punctuated_word":"side.","sentiment":"neutral","sentiment_score":0.0021239733323454857},{"word":"yeah","start":816.55,"end":817.05,"confidence":0.9628906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.018946990370750427},{"word":"yeah","start":817.35004,"end":817.85004,"confidence":0.91381836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02186766266822815},{"word":"yep","start":827.125,"end":827.625,"confidence":0.9177246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05348629876971245},{"word":"yep","start":831.84503,"end":832.34503,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.060215696692466736},{"word":"yeah","start":847.875,"end":848.375,"confidence":0.7327881,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016568806022405624},{"word":"yep","start":864.21,"end":864.45,"confidence":0.9267578,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0011845678091049194},{"word":"yeah","start":864.45,"end":864.93,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.003844636492431164},{"word":"i","start":864.93,"end":865.17,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.048139411956071854},{"word":"thought","start":865.17,"end":865.41003,"confidence":0.98095703,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.09053753316402437},{"word":"the","start":865.41003,"end":865.57,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.061159007251262665},{"word":"same","start":865.57,"end":865.89,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.055976465344429016},{"word":"thing","start":865.89,"end":866.21,"confidence":0.99658203,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":-0.0660097748041153},{"word":"it","start":866.21,"end":866.45,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.1255013793706894},{"word":"wasn't","start":866.45,"end":866.93,"confidence":1.0,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.13525378704071045},{"word":"really","start":866.93,"end":867.43,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.15745629370212555},{"word":"what","start":867.49,"end":867.73004,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.1980726271867752},{"word":"i","start":867.73004,"end":867.89,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1267780065536499},{"word":"thought","start":867.89,"end":868.05,"confidence":1.0,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.16013559699058533},{"word":"it","start":868.05,"end":868.21,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.15217511355876925},{"word":"was","start":868.21,"end":868.45,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1658022701740265},{"word":"gonna","start":868.45,"end":868.69,"confidence":0.99902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.15877389907836914},{"word":"be","start":868.69,"end":869.19,"confidence":0.9975586,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":-0.12888889014720917},{"word":"yep","start":887.76,"end":888.26,"confidence":0.94873047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.058166250586509705},{"word":"beautiful","start":888.32,"end":888.82,"confidence":0.9970703,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.38409388065338135},{"word":"bacon","start":889.12,"end":889.51996,"confidence":0.9404297,"punctuated_word":"Bacon","sentiment":"neutral","sentiment_score":0.1850412040948868},{"word":"steel","start":889.51996,"end":889.83997,"confidence":0.4519043,"punctuated_word":"steel","sentiment":"neutral","sentiment_score":0.16322284936904907},{"word":"was","start":889.83997,"end":890.07996,"confidence":0.9863281,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.23190023005008695},{"word":"good","start":890.07996,"end":890.57996,"confidence":0.9980469,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.18192492425441745},{"word":"yeah","start":890.72,"end":891.22,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08334285020828247},{"word":"yep","start":897.855,"end":898.355,"confidence":0.94750977,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05846945568919182},{"word":"did","start":898.65497,"end":898.895,"confidence":0.9902344,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.040143933147192},{"word":"you","start":898.895,"end":899.135,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04320406913757324},{"word":"stop","start":899.135,"end":899.375,"confidence":0.9980469,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":0.06598136574029922},{"word":"and","start":899.375,"end":899.535,"confidence":0.5058594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05111844837665558},{"word":"do","start":899.535,"end":899.695,"confidence":0.97509766,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06406424939632416},{"word":"the","start":899.695,"end":899.855,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06432175636291504},{"word":"mine","start":899.855,"end":900.175,"confidence":0.9614258,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":0.05790964514017105},{"word":"tour","start":900.175,"end":900.675,"confidence":0.9758301,"punctuated_word":"tour?","sentiment":"neutral","sentiment_score":0.04363030940294266},{"word":"they","start":903.935,"end":904.095,"confidence":0.57666016,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.028395257890224457},{"word":"can","start":904.095,"end":904.335,"confidence":0.9838867,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04294658452272415},{"word":"see","start":904.335,"end":904.575,"confidence":0.93115234,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.047839730978012085},{"word":"all","start":904.575,"end":904.815,"confidence":0.5102539,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.03238978609442711},{"word":"yeah","start":905.135,"end":905.535,"confidence":0.9909668,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.037434399127960205},{"word":"you","start":905.535,"end":905.695,"confidence":0.9941406,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.036281414330005646},{"word":"can","start":905.695,"end":905.935,"confidence":0.96777344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04074321687221527},{"word":"well","start":906.175,"end":906.335,"confidence":0.5951538,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.02606147900223732},{"word":"the","start":906.335,"end":906.495,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04415450990200043},{"word":"mine","start":906.495,"end":906.815,"confidence":0.9921875,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":0.04487139731645584},{"word":"was","start":906.815,"end":907.135,"confidence":0.55688477,"punctuated_word":"was.","sentiment":"neutral","sentiment_score":0.03745970129966736},{"word":"yeah","start":907.135,"end":907.635,"confidence":0.90771484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.051082104444503784},{"word":"yeah","start":913.02,"end":913.52,"confidence":0.80566406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0576186329126358},{"word":"yeah","start":920.235,"end":920.735,"confidence":0.98217773,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09450153261423112},{"word":"yep","start":922.875,"end":923.375,"confidence":0.86328125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11331608891487122},{"word":"oh","start":924.395,"end":924.795,"confidence":0.97753906,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.5443687438964844},{"word":"fantastic","start":924.795,"end":925.295,"confidence":0.99902344,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.5849273204803467},{"word":"yeah","start":926.155,"end":926.655,"confidence":0.96240234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.051622599363327026},{"word":"absolutely","start":933.29004,"end":933.79004,"confidence":0.98291016,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3937108516693115},{"word":"yes","start":942.57,"end":943.07,"confidence":0.99365234,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04123242199420929},{"word":"yep","start":944.26495,"end":944.76495,"confidence":0.7783203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04403090476989746},{"word":"oh","start":949.625,"end":950.02496,"confidence":0.9926758,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.035144221037626266},{"word":"really","start":950.02496,"end":950.52496,"confidence":0.9975586,"punctuated_word":"really?","sentiment":"neutral","sentiment_score":0.02779596671462059},{"word":"wow","start":950.985,"end":951.485,"confidence":0.9975586,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.04636816680431366},{"word":"and","start":955.46497,"end":955.70496,"confidence":0.2590332,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.014344895258545876},{"word":"right","start":955.70496,"end":955.94495,"confidence":0.56347656,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.02029944024980068},{"word":"from","start":955.94495,"end":956.44495,"confidence":0.3544922,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.013469182886183262},{"word":"yeah","start":956.58496,"end":957.08496,"confidence":0.9550781,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.017057407647371292},{"word":"yep","start":959.01,"end":959.51,"confidence":0.9494629,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.054983220994472504},{"word":"yep","start":959.65,"end":960.15,"confidence":0.982666,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06707924604415894},{"word":"oh","start":963.17004,"end":963.49005,"confidence":0.9772949,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.22723254561424255},{"word":"that's","start":963.49005,"end":963.89,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.3047392964363098},{"word":"cool","start":963.89,"end":964.39,"confidence":0.9995117,"punctuated_word":"cool.","sentiment":"neutral","sentiment_score":0.24138590693473816},{"word":"yeah","start":966.85004,"end":967.35004,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05842195451259613},{"word":"wow","start":967.73004,"end":968.23004,"confidence":0.7910156,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.09108132869005205},{"word":"yeah","start":975.82495,"end":976.32495,"confidence":0.75683594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.024730773642659187},{"word":"beautiful","start":977.26495,"end":977.76495,"confidence":0.9980469,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3737059831619262},{"word":"beautiful","start":979.745,"end":980.245,"confidence":0.9758301,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4496796727180481},{"word":"yeah","start":984.56,"end":985.06,"confidence":0.9145508,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07655231654644012},{"word":"yeah","start":1004.655,"end":1005.15,"confidence":0.75805664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011873776093125343},{"word":"yeah","start":1018.52496,"end":1018.925,"confidence":0.99365234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01241803728044033},{"word":"yep","start":1018.925,"end":1019.425,"confidence":0.94628906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.008961910381913185},{"word":"yep","start":1020.365,"end":1020.865,"confidence":0.967041,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.007120111491531134},{"word":"i","start":1021.805,"end":1021.96497,"confidence":0.96240234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0007975688204169273},{"word":"don't","start":1021.96497,"end":1022.20496,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.007385694421827793},{"word":"remember","start":1022.20496,"end":1022.52496,"confidence":0.99902344,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":-0.006924141198396683},{"word":"the","start":1022.52496,"end":1022.685,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.004405074752867222},{"word":"name","start":1022.685,"end":1022.925,"confidence":1.0,"punctuated_word":"name","sentiment":"neutral","sentiment_score":-0.004771605134010315},{"word":"of","start":1022.925,"end":1023.08496,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0032700952142477036},{"word":"it","start":1023.08496,"end":1023.485,"confidence":0.9980469,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.0033456850796937943},{"word":"yeah","start":1023.485,"end":1023.88495,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05070298910140991},{"word":"cool","start":1023.88495,"end":1024.385,"confidence":0.9995117,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.09572914242744446},{"word":"tattered","start":1031.42,"end":1031.92,"confidence":0.33215332,"punctuated_word":"Tattered","sentiment":"neutral","sentiment_score":0.1343749463558197},{"word":"gorgeous","start":1031.9801,"end":1032.4801,"confidence":0.52685547,"punctuated_word":"Gorgeous.","sentiment":"neutral","sentiment_score":0.2505277991294861},{"word":"beautiful","start":1032.54,"end":1033.04,"confidence":0.9970703,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.33518606424331665},{"word":"i","start":1033.26,"end":1033.42,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03749164938926697},{"word":"thought","start":1033.42,"end":1033.66,"confidence":0.99902344,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.015559323132038116},{"word":"that","start":1033.66,"end":1033.8201,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10999716073274612},{"word":"was","start":1033.8201,"end":1034.06,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.19785209000110623},{"word":"amazing","start":1034.06,"end":1034.56,"confidence":1.0,"punctuated_word":"amazing.","sentiment":"neutral","sentiment_score":-0.1866593062877655},{"word":"yep","start":1035.02,"end":1035.52,"confidence":0.765625,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.010883254930377008},{"word":"yep","start":1037.02,"end":1037.52,"confidence":0.9506836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.008376791141927242},{"word":"yeah","start":1046.475,"end":1046.875,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0783328115940094},{"word":"oh","start":1046.875,"end":1047.195,"confidence":0.98291016,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.27739226818084717},{"word":"beautiful","start":1047.195,"end":1047.6749,"confidence":0.99853516,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.33968880772590637},{"word":"well","start":1047.6749,"end":1047.835,"confidence":0.8273926,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.43285083770751953},{"word":"it","start":1047.835,"end":1047.995,"confidence":0.6152344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5852116942405701},{"word":"sounds","start":1047.995,"end":1048.495,"confidence":0.99902344,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.6499378085136414},{"word":"amazing","start":1048.5549,"end":1049.0349,"confidence":1.0,"punctuated_word":"amazing.","sentiment":"positive","sentiment_score":0.6153826117515564},{"word":"i","start":1049.0349,"end":1049.195,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5968971848487854},{"word":"did","start":1049.195,"end":1049.4349,"confidence":0.99609375,"punctuated_word":"did","sentiment":"positive","sentiment_score":0.6146611571311951},{"word":"love","start":1049.4349,"end":1049.6749,"confidence":0.99609375,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.6867988705635071},{"word":"tazia","start":1049.6749,"end":1049.875,"confidence":0.82250977,"punctuated_word":"Tazia.","sentiment":"positive","sentiment_score":0.6490142941474915},{"word":"i","start":1049.875,"end":1050.075,"confidence":0.6738281,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.613371729850769},{"word":"thought","start":1050.075,"end":1050.315,"confidence":0.9980469,"punctuated_word":"thought","sentiment":"positive","sentiment_score":0.6480403542518616},{"word":"that","start":1050.315,"end":1050.3949,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.7597299218177795},{"word":"was","start":1050.3949,"end":1050.6349,"confidence":0.99902344,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.6732243299484253},{"word":"beautiful","start":1050.6349,"end":1050.955,"confidence":0.92163086,"punctuated_word":"beautiful,","sentiment":"positive","sentiment_score":0.6443819403648376},{"word":"and","start":1050.955,"end":1051.115,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.670348584651947},{"word":"your","start":1051.115,"end":1051.195,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.7392746210098267},{"word":"next","start":1051.195,"end":1051.4349,"confidence":0.99609375,"punctuated_word":"next","sentiment":"positive","sentiment_score":0.7164483666419983},{"word":"holiday","start":1051.4349,"end":1051.9149,"confidence":0.99902344,"punctuated_word":"holiday","sentiment":"positive","sentiment_score":0.766416072845459},{"word":"sounds","start":1051.9149,"end":1052.315,"confidence":0.9892578,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.7490814328193665},{"word":"just","start":1052.315,"end":1052.5549,"confidence":0.99902344,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.708562970161438},{"word":"as","start":1052.5549,"end":1052.875,"confidence":0.99609375,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.666918933391571},{"word":"incredible","start":1052.875,"end":1053.375,"confidence":1.0,"punctuated_word":"incredible.","sentiment":"positive","sentiment_score":0.5749425888061523},{"word":"you","start":1054.43,"end":1054.75,"confidence":0.9819336,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.08349737524986267},{"word":"may","start":1054.75,"end":1054.91,"confidence":0.8925781,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.05916815251111984},{"word":"have","start":1054.91,"end":1055.07,"confidence":0.95410156,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09653030335903168},{"word":"mentioned","start":1055.07,"end":1055.39,"confidence":0.9980469,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.05871891975402832},{"word":"to","start":1055.39,"end":1055.55,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.048291176557540894},{"word":"me","start":1055.55,"end":1055.71,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0953531563282013},{"word":"that","start":1055.71,"end":1055.95,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.017290674149990082},{"word":"your","start":1055.95,"end":1056.19,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0031192712485790253},{"word":"your","start":1056.19,"end":1056.43,"confidence":0.99121094,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.002834558486938477},{"word":"wife","start":1056.43,"end":1056.67,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.0028159916400909424},{"word":"can't","start":1056.67,"end":1056.99,"confidence":0.99902344,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":0.020457640290260315},{"word":"retire","start":1056.99,"end":1057.3099,"confidence":0.9980469,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.016312867403030396},{"word":"for","start":1057.3099,"end":1057.47,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.010398048907518389},{"word":"the","start":1057.47,"end":1057.55,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0023526251316070557},{"word":"next","start":1057.55,"end":1057.95,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.01191023737192154},{"word":"eight","start":1057.95,"end":1058.19,"confidence":1.0,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.017627421766519547},{"word":"years","start":1058.19,"end":1058.51,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.008467890322208405},{"word":"because","start":1058.51,"end":1058.91,"confidence":0.68408203,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.012153439223766329},{"word":"having","start":1058.91,"end":1059.23,"confidence":0.8027344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.05392008274793625},{"word":"a","start":1059.23,"end":1059.3099,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.053958382457494736},{"word":"look","start":1059.3099,"end":1059.47,"confidence":0.98535156,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.051362257450819016},{"word":"at","start":1059.47,"end":1059.55,"confidence":0.9770508,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03752048313617706},{"word":"things","start":1059.55,"end":1059.79,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.0748874768614769},{"word":"that","start":1059.79,"end":1059.95,"confidence":0.41870117,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04193489998579025},{"word":"you're","start":1059.95,"end":1060.27,"confidence":0.9724121,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.04380546137690544},{"word":"60","start":1060.27,"end":1060.67,"confidence":0.9819336,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.05684280768036842},{"word":"this","start":1060.67,"end":1060.83,"confidence":0.9980469,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.04283962771296501},{"word":"year","start":1060.83,"end":1061.07,"confidence":0.9020996,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.0456562340259552},{"word":"is","start":1061.07,"end":1061.23,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.03710376471281051},{"word":"that","start":1061.23,"end":1061.39,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03394458442926407},{"word":"right","start":1061.39,"end":1061.89,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.04123830795288086},{"word":"yeah","start":1063.87,"end":1064.37,"confidence":0.796875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2784821391105652},{"word":"congratulations","start":1064.51,"end":1065.01,"confidence":0.8996582,"punctuated_word":"Congratulations,","sentiment":"positive","sentiment_score":0.529227614402771},{"word":"and","start":1065.23,"end":1065.39,"confidence":0.99121094,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5271238684654236},{"word":"happy","start":1065.39,"end":1065.71,"confidence":0.9980469,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5783501863479614},{"word":"birthday","start":1065.71,"end":1066.19,"confidence":1.0,"punctuated_word":"birthday","sentiment":"positive","sentiment_score":0.527238130569458},{"word":"for","start":1066.19,"end":1066.35,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5203133225440979},{"word":"january","start":1066.35,"end":1066.85,"confidence":1.0,"punctuated_word":"January.","sentiment":"positive","sentiment_score":0.5155720710754395},{"word":"i've","start":1068.035,"end":1068.275,"confidence":0.97998047,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.23568084836006165},{"word":"got","start":1068.275,"end":1068.775,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.22101518511772156},{"word":"down","start":1068.835,"end":1069.155,"confidence":0.7402344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.2024808824062347},{"word":"here","start":1069.155,"end":1069.395,"confidence":0.99609375,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.2513826787471771},{"word":"now","start":1069.5549,"end":1070.0549,"confidence":0.99609375,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.17242249846458435},{"word":"you","start":1070.275,"end":1070.515,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21622224152088165},{"word":"can","start":1070.515,"end":1070.755,"confidence":0.97314453,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.20866937935352323},{"word":"actually","start":1070.755,"end":1071.075,"confidence":0.9892578,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.2201453447341919},{"word":"retire","start":1071.075,"end":1071.575,"confidence":0.99902344,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.1458115130662918},{"word":"anywhere","start":1071.715,"end":1072.215,"confidence":0.99902344,"punctuated_word":"anywhere","sentiment":"neutral","sentiment_score":0.14590537548065186},{"word":"between","start":1072.275,"end":1072.775,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.13430234789848328},{"word":"now","start":1072.995,"end":1073.315,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.21257604658603668},{"word":"to","start":1073.315,"end":1073.5549,"confidence":0.96191406,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.14812254905700684},{"word":"you","start":1073.5549,"end":1073.635,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16671237349510193},{"word":"know","start":1073.635,"end":1073.875,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.16947537660598755},{"word":"whenever","start":1073.875,"end":1074.355,"confidence":0.99902344,"punctuated_word":"whenever","sentiment":"neutral","sentiment_score":0.18067841231822968},{"word":"you","start":1074.355,"end":1074.595,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17282435297966003},{"word":"want","start":1074.595,"end":1075.095,"confidence":0.99902344,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":0.050760336220264435},{"word":"are","start":1075.235,"end":1075.395,"confidence":0.9980469,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.050177063792943954},{"word":"you","start":1075.395,"end":1075.5549,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03811827301979065},{"word":"wanting","start":1075.5549,"end":1075.875,"confidence":0.99609375,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.0737525001168251},{"word":"to","start":1075.875,"end":1076.035,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05312727019190788},{"word":"sort","start":1076.035,"end":1076.275,"confidence":0.99316406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.08368437737226486},{"word":"of","start":1076.275,"end":1076.4349,"confidence":0.6152344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07932882010936737},{"word":"hold","start":1076.4349,"end":1076.6749,"confidence":1.0,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.09525694698095322},{"word":"off","start":1076.6749,"end":1076.915,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.12214061617851256},{"word":"and","start":1076.915,"end":1077.155,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.17970997095108032},{"word":"wait","start":1077.155,"end":1077.5549,"confidence":1.0,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.11573079228401184},{"word":"for","start":1077.5549,"end":1077.795,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.118612103164196},{"word":"her","start":1077.795,"end":1078.195,"confidence":1.0,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.08455801010131836},{"word":"to","start":1078.195,"end":1078.595,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14226140081882477},{"word":"reach","start":1078.595,"end":1078.915,"confidence":0.99609375,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":-0.08897708356380463},{"word":"retirement","start":1078.915,"end":1079.395,"confidence":0.96875,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":-0.019880473613739017},{"word":"age","start":1079.395,"end":1079.715,"confidence":0.9970703,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.044187337160110474},{"word":"before","start":1079.715,"end":1079.955,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.08252521604299545},{"word":"you","start":1079.955,"end":1080.195,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12257105112075806},{"word":"stop","start":1080.195,"end":1080.515,"confidence":0.9375,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.07139056921005249},{"word":"working","start":1080.515,"end":1080.835,"confidence":0.85839844,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":-0.080843985080719},{"word":"or","start":1080.835,"end":1081.2,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.08325056731700897},{"word":"when","start":1081.2799,"end":1081.36,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.07128166407346725},{"word":"are","start":1081.36,"end":1081.5199,"confidence":0.9838867,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0805770605802536},{"word":"you","start":1081.5199,"end":1081.6799,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07302547991275787},{"word":"sort","start":1081.6799,"end":1081.76,"confidence":0.98535156,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.10026969015598296},{"word":"of","start":1081.76,"end":1081.84,"confidence":0.8071289,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09209062904119492},{"word":"hoping","start":1081.84,"end":1082.32,"confidence":0.99902344,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":-0.10000625252723694},{"word":"to","start":1082.32,"end":1082.5599,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11260488629341124},{"word":"stop","start":1082.5599,"end":1082.7999,"confidence":0.98535156,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.046989358961582184},{"word":"working","start":1082.7999,"end":1083.12,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.07058543711900711},{"word":"and","start":1083.12,"end":1083.2,"confidence":0.9819336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08311004191637039},{"word":"maybe","start":1083.2,"end":1083.5199,"confidence":0.9970703,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.10606271773576736},{"word":"access","start":1083.5199,"end":1083.9199,"confidence":0.98828125,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.07160229980945587},{"word":"your","start":1083.9199,"end":1084.1599,"confidence":0.9248047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07489235699176788},{"word":"super","start":1084.1599,"end":1084.6599,"confidence":0.8684082,"punctuated_word":"super?","sentiment":"neutral","sentiment_score":-0.03844884783029556},{"word":"five","start":1088.5599,"end":1088.7999,"confidence":0.93115234,"punctuated_word":"Five","sentiment":"neutral","sentiment_score":-0.13701225817203522},{"word":"years","start":1088.7999,"end":1089.0399,"confidence":0.9951172,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.10571973770856856},{"word":"ago","start":1089.0399,"end":1089.36,"confidence":0.9453125,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":-0.06470246613025665},{"word":"absolutely","start":1089.36,"end":1089.86,"confidence":0.99853516,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.028051119297742844},{"word":"it","start":1092.6399,"end":1092.7999,"confidence":0.6972656,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.30035609006881714},{"word":"doesn't","start":1092.7999,"end":1093.0399,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"negative","sentiment_score":-0.47250550985336304},{"word":"work","start":1093.0399,"end":1093.2799,"confidence":0.9941406,"punctuated_word":"work","sentiment":"negative","sentiment_score":-0.407170832157135},{"word":"that","start":1093.2799,"end":1093.5199,"confidence":1.0,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.4629240334033966},{"word":"way","start":1093.5199,"end":1093.9199,"confidence":0.99853516,"punctuated_word":"way.","sentiment":"negative","sentiment_score":-0.35604941844940186},{"word":"yeah","start":1093.9199,"end":1094.4199,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0813908725976944},{"word":"yeah","start":1095.4451,"end":1095.685,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04439233988523483},{"word":"no","start":1095.685,"end":1096.0851,"confidence":0.9980469,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1255679428577423},{"word":"absolutely","start":1096.0851,"end":1096.5851,"confidence":0.9975586,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.07068037986755371},{"word":"because","start":1096.725,"end":1097.045,"confidence":0.9941406,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.006062179803848267},{"word":"realistically","start":1097.045,"end":1097.545,"confidence":0.75024414,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":0.018648957833647728},{"word":"at","start":1097.685,"end":1097.8451,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.002322092652320862},{"word":"the","start":1097.8451,"end":1097.925,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09344658255577087},{"word":"moment","start":1097.925,"end":1098.165,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.027799323201179504},{"word":"and","start":1098.245,"end":1098.405,"confidence":0.8183594,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.007151208817958832},{"word":"look","start":1098.405,"end":1098.5651,"confidence":0.9621582,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":-0.004584573209285736},{"word":"i","start":1098.5651,"end":1098.645,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06322897970676422},{"word":"know","start":1098.645,"end":1098.805,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.09915681183338164},{"word":"your","start":1098.805,"end":1099.045,"confidence":0.96972656,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0382266491651535},{"word":"sales","start":1099.045,"end":1099.2051,"confidence":0.20227051,"punctuated_word":"sales","sentiment":"neutral","sentiment_score":0.08362676203250885},{"word":"balance","start":1099.2051,"end":1099.525,"confidence":0.9550781,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.0001753717660903931},{"word":"is","start":1099.525,"end":1099.605,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.07487200200557709},{"word":"a","start":1099.605,"end":1099.765,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08053793013095856},{"word":"bit","start":1099.765,"end":1099.925,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.10015691816806792},{"word":"lower","start":1099.925,"end":1100.165,"confidence":0.99902344,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.005664914846420288},{"word":"with","start":1100.165,"end":1100.3251,"confidence":0.99316406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.17288728058338165},{"word":"things","start":1100.3251,"end":1100.5651,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.05215083062648773},{"word":"at","start":1100.5651,"end":1100.645,"confidence":0.984375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.16030825674533844},{"word":"the","start":1100.645,"end":1100.725,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08914703130722046},{"word":"moment","start":1100.725,"end":1100.9651,"confidence":0.7871094,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.0066985562443733215},{"word":"so","start":1100.9651,"end":1101.2051,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.10420985519886015},{"word":"we","start":1101.2051,"end":1101.285,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.29362165927886963},{"word":"could","start":1101.285,"end":1101.4451,"confidence":0.99902344,"punctuated_word":"could","sentiment":"positive","sentiment_score":0.39113515615463257},{"word":"definitely","start":1101.4451,"end":1101.8451,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.3644237518310547},{"word":"look","start":1101.8451,"end":1102.005,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.18224477767944336},{"word":"at","start":1102.005,"end":1102.0851,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.19595730304718015},{"word":"ways","start":1102.0851,"end":1102.485,"confidence":1.0,"punctuated_word":"ways","sentiment":"neutral","sentiment_score":0.2249726504087448},{"word":"to","start":1102.485,"end":1102.805,"confidence":0.9790039,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.35308903455734253},{"word":"kind","start":1102.805,"end":1103.045,"confidence":0.97265625,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.24438102543354032},{"word":"of","start":1103.045,"end":1103.125,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3679814338684082},{"word":"boost","start":1103.125,"end":1103.4451,"confidence":0.9970703,"punctuated_word":"boost","sentiment":"positive","sentiment_score":0.4268450736999512},{"word":"that","start":1103.4451,"end":1103.685,"confidence":0.9980469,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.357083797454834},{"word":"moving","start":1103.685,"end":1103.925,"confidence":0.99902344,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.35786697268486023},{"word":"forward","start":1103.925,"end":1104.245,"confidence":1.0,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.38679155707359314},{"word":"and","start":1104.245,"end":1104.485,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.30549973249435425},{"word":"provide","start":1104.485,"end":1104.805,"confidence":0.9970703,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.3935758173465729},{"word":"a","start":1104.805,"end":1104.885,"confidence":0.9790039,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.40054312348365784},{"word":"greater","start":1104.885,"end":1105.285,"confidence":0.99609375,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.3690076768398285},{"word":"benefit","start":1105.285,"end":1105.685,"confidence":0.9589844,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.5538634061813354},{"word":"so","start":1105.685,"end":1105.925,"confidence":0.62060547,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.35556134581565857},{"word":"you","start":1105.925,"end":1106.005,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4148406386375427},{"word":"can","start":1106.005,"end":1106.245,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4158705174922943},{"word":"look","start":1106.245,"end":1106.485,"confidence":0.9980469,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.4241641163825989},{"word":"to","start":1106.485,"end":1106.645,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.36600998044013977},{"word":"retire","start":1106.645,"end":1107.145,"confidence":0.9807129,"punctuated_word":"retire.","sentiment":"neutral","sentiment_score":0.2641832232475281},{"word":"but","start":1108.0851,"end":1108.5851,"confidence":0.71191406,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.00781790167093277},{"word":"are","start":1108.645,"end":1108.885,"confidence":0.9790039,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0024745017290115356},{"word":"you","start":1108.885,"end":1109.045,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006177768111228943},{"word":"sort","start":1109.045,"end":1109.285,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.027758605778217316},{"word":"of","start":1109.285,"end":1109.365,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.003558836877346039},{"word":"wanting","start":1109.365,"end":1109.685,"confidence":1.0,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.003721766173839569},{"word":"to","start":1109.685,"end":1109.925,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02097698673605919},{"word":"maybe","start":1109.925,"end":1110.425,"confidence":0.97509766,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.032125718891620636},{"word":"try","start":1110.7001,"end":1110.9401,"confidence":0.99902344,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.061670154333114624},{"word":"to","start":1110.9401,"end":1111.1001,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08559457212686539},{"word":"boost","start":1111.1001,"end":1111.5,"confidence":0.9902344,"punctuated_word":"boost","sentiment":"neutral","sentiment_score":0.19635310769081116},{"word":"things","start":1111.5,"end":1111.8201,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.2898799180984497},{"word":"and","start":1111.8201,"end":1112.14,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13117137551307678},{"word":"work","start":1112.14,"end":1112.4601,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.1073962301015854},{"word":"forward","start":1112.4601,"end":1112.86,"confidence":0.9863281,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.1572234332561493},{"word":"towards","start":1112.86,"end":1113.18,"confidence":0.9951172,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.1100507453083992},{"word":"the","start":1113.18,"end":1113.3401,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1458301693201065},{"word":"age","start":1113.3401,"end":1113.5801,"confidence":0.9892578,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.13618077337741852},{"word":"of","start":1113.5801,"end":1113.74,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07625693827867508},{"word":"65","start":1113.74,"end":1114.54,"confidence":0.95703125,"punctuated_word":"65,","sentiment":"neutral","sentiment_score":0.07114283740520477},{"word":"57","start":1114.54,"end":1115.18,"confidence":0.9448242,"punctuated_word":"57?","sentiment":"neutral","sentiment_score":0.04766952991485596},{"word":"what","start":1115.18,"end":1115.42,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.011850234121084212},{"word":"age","start":1115.42,"end":1115.66,"confidence":0.99609375,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.010767191648483276},{"word":"are","start":1115.66,"end":1115.8201,"confidence":0.99121094,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.030440356582403183},{"word":"you","start":1115.8201,"end":1116.06,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01536380499601364},{"word":"sort","start":1116.06,"end":1116.2201,"confidence":0.9921875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.03544475883245468},{"word":"of","start":1116.2201,"end":1116.38,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.027962788939476013},{"word":"hoping","start":1116.38,"end":1116.78,"confidence":1.0,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":-0.03306666389107704},{"word":"that","start":1116.78,"end":1116.9401,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00380031019449234},{"word":"you","start":1116.9401,"end":1117.1001,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0119103342294693},{"word":"would","start":1117.1001,"end":1117.26,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.018280602991580963},{"word":"like","start":1117.26,"end":1117.5,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.03587482124567032},{"word":"to","start":1117.5,"end":1117.66,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04217791557312012},{"word":"stop","start":1117.66,"end":1117.9,"confidence":0.6958008,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.05165684595704079},{"word":"working","start":1117.9,"end":1118.2201,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.0302763432264328},{"word":"and","start":1118.2201,"end":1118.38,"confidence":0.9760742,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.015424244105815887},{"word":"would","start":1118.38,"end":1118.54,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.008828267455101013},{"word":"like","start":1118.54,"end":1118.78,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.024861637502908707},{"word":"to","start":1118.78,"end":1118.86,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03819648548960686},{"word":"work","start":1118.86,"end":1119.1001,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.03371936455368996},{"word":"towards","start":1119.1001,"end":1119.6001,"confidence":0.99121094,"punctuated_word":"towards?","sentiment":"neutral","sentiment_score":-0.011107774451375008},{"word":"five","start":1122.14,"end":1122.4601,"confidence":0.9375,"punctuated_word":"Five","sentiment":"neutral","sentiment_score":-0.15882864594459534},{"word":"years","start":1122.4601,"end":1122.7001,"confidence":0.9980469,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.12305380403995514},{"word":"ago","start":1122.7001,"end":1123.2001,"confidence":0.8540039,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":-0.09682868421077728},{"word":"mhmm","start":1132.605,"end":1133.105,"confidence":0.9165039,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.01589423045516014},{"word":"yeah","start":1133.245,"end":1133.745,"confidence":0.97094727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0022460203617811203},{"word":"yep","start":1147.26,"end":1147.66,"confidence":0.89941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0827103704214096},{"word":"no","start":1147.66,"end":1147.9,"confidence":0.9970703,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.09190195053815842},{"word":"worries","start":1147.9,"end":1148.22,"confidence":0.9995117,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.08009706437587738},{"word":"and","start":1148.22,"end":1148.46,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0501447319984436},{"word":"did","start":1148.46,"end":1148.7,"confidence":0.8540039,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.030998367816209793},{"word":"your","start":1148.7,"end":1148.86,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0336354561150074},{"word":"wife","start":1148.86,"end":1149.255,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.061505869030952454},{"word":"work","start":1149.415,"end":1149.655,"confidence":0.97021484,"punctuated_word":"work?","sentiment":"neutral","sentiment_score":0.04410454258322716},{"word":"does","start":1149.655,"end":1149.735,"confidence":0.8154297,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.044322457164525986},{"word":"she","start":1149.735,"end":1149.975,"confidence":1.0,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.034816958010196686},{"word":"have","start":1149.975,"end":1150.295,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.039977189153432846},{"word":"super","start":1150.295,"end":1150.615,"confidence":0.9316406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.0670403391122818},{"word":"as","start":1150.615,"end":1150.855,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07501323521137238},{"word":"well","start":1150.855,"end":1151.355,"confidence":1.0,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.02124330960214138},{"word":"okay","start":1154.375,"end":1154.875,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0588865838944912},{"word":"no","start":1154.935,"end":1155.335,"confidence":0.9995117,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05294569954276085},{"word":"absolutely","start":1155.335,"end":1155.835,"confidence":0.99902344,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.11734382808208466},{"word":"because","start":1156.055,"end":1156.295,"confidence":0.9819336,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0677725076675415},{"word":"instead","start":1156.295,"end":1156.615,"confidence":0.51708984,"punctuated_word":"instead","sentiment":"neutral","sentiment_score":0.015251107513904572},{"word":"of","start":1156.615,"end":1156.695,"confidence":0.9716797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.025145292282104492},{"word":"having","start":1156.695,"end":1156.935,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.05222883820533752},{"word":"a","start":1156.935,"end":1157.015,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1094786375761032},{"word":"bit","start":1157.015,"end":1157.175,"confidence":0.96777344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.06304172426462173},{"word":"of","start":1157.175,"end":1157.255,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.004469871520996094},{"word":"a","start":1157.255,"end":1157.335,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005900353193283081},{"word":"look","start":1157.335,"end":1157.575,"confidence":0.99609375,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.021640442311763763},{"word":"and","start":1157.575,"end":1157.735,"confidence":0.6503906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.032489657402038574},{"word":"look","start":1157.8151,"end":1158.055,"confidence":0.94384766,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.08738522231578827},{"word":"your","start":1158.055,"end":1158.215,"confidence":0.51904297,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.2916315495967865},{"word":"hub","start":1158.215,"end":1158.375,"confidence":0.3232422,"punctuated_word":"hub","sentiment":"positive","sentiment_score":0.3737832903861999},{"word":"twenty","start":1158.375,"end":1158.615,"confidence":0.9921875,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.3300486207008362},{"word":"four","start":1158.615,"end":1158.855,"confidence":0.9980469,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.29664355516433716},{"word":"report","start":1158.855,"end":1159.255,"confidence":0.99609375,"punctuated_word":"report","sentiment":"positive","sentiment_score":0.3496573865413666},{"word":"has","start":1159.255,"end":1159.495,"confidence":1.0,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.33918386697769165},{"word":"fully","start":1159.495,"end":1159.735,"confidence":1.0,"punctuated_word":"fully","sentiment":"positive","sentiment_score":0.4060148894786834},{"word":"loaded","start":1159.735,"end":1160.135,"confidence":1.0,"punctuated_word":"loaded","sentiment":"positive","sentiment_score":0.3350270688533783},{"word":"for","start":1160.135,"end":1160.295,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22825245559215543},{"word":"me","start":1160.295,"end":1160.535,"confidence":0.84936523,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.21713706851005551},{"word":"so","start":1160.535,"end":1160.935,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.246417835354805},{"word":"i","start":1160.935,"end":1161.095,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3440917134284973},{"word":"can","start":1161.095,"end":1161.255,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.36905163526535034},{"word":"definitely","start":1161.255,"end":1161.735,"confidence":1.0,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.3943658471107483},{"word":"see","start":1161.735,"end":1161.895,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.30604368448257446},{"word":"here","start":1161.895,"end":1162.135,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.3098754286766052},{"word":"that","start":1162.135,"end":1162.295,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.27669405937194824},{"word":"your","start":1162.295,"end":1162.535,"confidence":0.8100586,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.22780808806419373},{"word":"return","start":1162.535,"end":1162.855,"confidence":0.984375,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.2669064998626709},{"word":"for","start":1162.855,"end":1163.015,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.21646934747695923},{"word":"the","start":1163.015,"end":1163.175,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2302815318107605},{"word":"last","start":1163.175,"end":1163.37,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.1606503427028656},{"word":"twelve","start":1163.45,"end":1163.69,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.1957133412361145},{"word":"months","start":1163.69,"end":1163.85,"confidence":0.9970703,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.185505673289299},{"word":"is","start":1163.85,"end":1164.17,"confidence":0.9902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.22356539964675903},{"word":"definitely","start":1164.17,"end":1164.57,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.3487083911895752},{"word":"lower","start":1164.57,"end":1164.89,"confidence":0.984375,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.16877326369285583},{"word":"within","start":1164.89,"end":1165.29,"confidence":0.40576172,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.24158303439617157},{"word":"where","start":1165.29,"end":1165.45,"confidence":0.9873047,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.2515770196914673},{"word":"we","start":1165.45,"end":1165.61,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15432249009609222},{"word":"would","start":1165.61,"end":1165.85,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.22291773557662964},{"word":"like","start":1165.85,"end":1166.01,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2382260859012604},{"word":"it","start":1166.01,"end":1166.17,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.20508261024951935},{"word":"to","start":1166.17,"end":1166.33,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13624440133571625},{"word":"be","start":1166.33,"end":1166.83,"confidence":0.90478516,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.17682290077209473},{"word":"net","start":1167.37,"end":1167.61,"confidence":0.7783203,"punctuated_word":"Net","sentiment":"neutral","sentiment_score":0.1637076735496521},{"word":"of","start":1167.61,"end":1167.77,"confidence":0.93847656,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11352252215147018},{"word":"fees","start":1167.77,"end":1168.09,"confidence":0.9265137,"punctuated_word":"fees,","sentiment":"neutral","sentiment_score":0.17950990796089172},{"word":"you've","start":1168.09,"end":1168.33,"confidence":0.9921875,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.17890918254852295},{"word":"returned","start":1168.33,"end":1168.73,"confidence":0.9951172,"punctuated_word":"returned","sentiment":"neutral","sentiment_score":0.14145618677139282},{"word":"a","start":1168.73,"end":1168.8099,"confidence":0.68408203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10139510035514832},{"word":"2.2","start":1168.8099,"end":1170.51,"confidence":0.9986328,"punctuated_word":"2.2","sentiment":"neutral","sentiment_score":0.12588518857955933},{"word":"return","start":1170.65,"end":1171.15,"confidence":0.9970703,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":0.11193433403968812},{"word":"it","start":1171.29,"end":1171.45,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.09303831309080124},{"word":"is","start":1171.45,"end":1171.61,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0966266319155693},{"word":"very","start":1171.61,"end":1171.77,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.12274759262800217},{"word":"much","start":1171.77,"end":1172.01,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.1514011025428772},{"word":"lower","start":1172.01,"end":1172.25,"confidence":1.0,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.12225066125392914},{"word":"than","start":1172.25,"end":1172.49,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.012989826500415802},{"word":"what","start":1172.49,"end":1172.57,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.047847554087638855},{"word":"we","start":1172.57,"end":1172.73,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.044596120715141296},{"word":"sort","start":1172.73,"end":1172.89,"confidence":0.77441406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.029997676610946655},{"word":"of","start":1172.89,"end":1173.13,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.032641276717185974},{"word":"expect","start":1173.13,"end":1173.45,"confidence":0.984375,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.07924202084541321},{"word":"out","start":1173.45,"end":1173.61,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.010352447628974916},{"word":"of","start":1173.61,"end":1173.69,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020338088274002075},{"word":"your","start":1173.69,"end":1173.93,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0008154958486557007},{"word":"portfolio","start":1173.93,"end":1174.43,"confidence":0.92871094,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.0282389335334301},{"word":"but","start":1174.8099,"end":1175.05,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07730245590209961},{"word":"it's","start":1175.05,"end":1175.21,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.14400897920131683},{"word":"also","start":1175.21,"end":1175.53,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.06790394335985184},{"word":"got","start":1175.53,"end":1175.69,"confidence":0.99609375,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.096220962703228},{"word":"to","start":1175.69,"end":1175.85,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11456971615552902},{"word":"do","start":1175.85,"end":1175.93,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.10527283698320387},{"word":"with","start":1175.93,"end":1176.09,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.12720748782157898},{"word":"the","start":1176.09,"end":1176.25,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15262964367866516},{"word":"ups","start":1176.25,"end":1176.41,"confidence":0.9970703,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":-0.149113729596138},{"word":"and","start":1176.41,"end":1176.57,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.17483526468276978},{"word":"downs","start":1176.57,"end":1176.89,"confidence":0.9819336,"punctuated_word":"downs","sentiment":"neutral","sentiment_score":-0.12059058248996736},{"word":"in","start":1176.89,"end":1177.05,"confidence":0.6699219,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.163069486618042},{"word":"market","start":1177.05,"end":1177.45,"confidence":0.49902344,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.10403953492641448},{"word":"seeing","start":1177.45,"end":1177.69,"confidence":0.7573242,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":-0.10693573206663132},{"word":"this","start":1177.69,"end":1177.965,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.06693650037050247},{"word":"year","start":1177.965,"end":1178.205,"confidence":0.98828125,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.048379428684711456},{"word":"with","start":1178.205,"end":1178.365,"confidence":0.96972656,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.11975383758544922},{"word":"everything","start":1178.365,"end":1178.845,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.07640117406845093},{"word":"kinda","start":1178.845,"end":1179.085,"confidence":0.88964844,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.0581536591053009},{"word":"going","start":1179.085,"end":1179.485,"confidence":0.9970703,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.020922914147377018},{"word":"globally","start":1179.485,"end":1179.985,"confidence":0.99902344,"punctuated_word":"globally.","sentiment":"neutral","sentiment_score":-0.05245726928114891},{"word":"yeah","start":1180.445,"end":1180.945,"confidence":0.984375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006861068308353424},{"word":"i","start":1182.125,"end":1182.365,"confidence":0.8330078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0716867670416832},{"word":"can","start":1182.365,"end":1182.865,"confidence":0.9941406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.1309819370508194},{"word":"yeah","start":1185.005,"end":1185.505,"confidence":0.8054199,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03626171872019768},{"word":"yeah","start":1185.965,"end":1186.465,"confidence":0.99365234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.045701317489147186},{"word":"i","start":1187.645,"end":1187.725,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11560231447219849},{"word":"can","start":1187.725,"end":1188.225,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.06790674477815628},{"word":"yeah","start":1196.38,"end":1196.88,"confidence":0.9838867,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.08820398151874542},{"word":"doesn't","start":1197.02,"end":1197.4199,"confidence":0.79345703,"punctuated_word":"Doesn't","sentiment":"neutral","sentiment_score":-0.11732741445302965},{"word":"help","start":1197.4199,"end":1197.66,"confidence":0.97265625,"punctuated_word":"help","sentiment":"neutral","sentiment_score":-0.1876501590013504},{"word":"a","start":1197.66,"end":1197.74,"confidence":0.9970703,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.33755773305892944},{"word":"great","start":1197.74,"end":1198.14,"confidence":1.0,"punctuated_word":"great","sentiment":"negative","sentiment_score":-0.37110522389411926},{"word":"deal","start":1198.14,"end":1198.64,"confidence":1.0,"punctuated_word":"deal.","sentiment":"neutral","sentiment_score":-0.0985090583562851},{"word":"no","start":1201.98,"end":1202.2999,"confidence":0.99853516,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.31432458758354187},{"word":"no","start":1202.2999,"end":1202.78,"confidence":0.99902344,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.3511570692062378},{"word":"definitely","start":1202.78,"end":1203.28,"confidence":1.0,"punctuated_word":"Definitely","sentiment":"negative","sentiment_score":-0.4582884907722473},{"word":"not","start":1203.4199,"end":1203.9199,"confidence":0.99658203,"punctuated_word":"not.","sentiment":"negative","sentiment_score":-0.3805195689201355},{"word":"there","start":1205.355,"end":1205.675,"confidence":0.9194336,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.25401216745376587},{"word":"is","start":1205.675,"end":1205.995,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.22468456625938416},{"word":"some","start":1205.995,"end":1206.155,"confidence":0.97314453,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.19758355617523193},{"word":"looking","start":1206.3151,"end":1206.555,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.2279335856437683},{"word":"at","start":1206.555,"end":1206.795,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.21571069955825808},{"word":"your","start":1206.795,"end":1207.115,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.21383291482925415},{"word":"portfolio","start":1207.115,"end":1207.595,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.22375059127807617},{"word":"here","start":1207.595,"end":1207.755,"confidence":0.9506836,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":-0.13042601943016052},{"word":"there","start":1207.755,"end":1207.915,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.14854872226715088},{"word":"is","start":1207.915,"end":1208.155,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.16516153514385223},{"word":"one","start":1208.155,"end":1208.235,"confidence":0.9941406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.1949062943458557},{"word":"of","start":1208.235,"end":1208.395,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19671976566314697},{"word":"the","start":1208.395,"end":1208.555,"confidence":0.64746094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.188768669962883},{"word":"underlying","start":1208.555,"end":1209.055,"confidence":1.0,"punctuated_word":"underlying","sentiment":"neutral","sentiment_score":-0.261690616607666},{"word":"investments","start":1209.115,"end":1209.515,"confidence":0.95947266,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.2639634907245636},{"word":"that","start":1209.515,"end":1209.675,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2572627365589142},{"word":"is","start":1209.675,"end":1209.915,"confidence":1.0,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.3949349820613861},{"word":"also","start":1209.915,"end":1210.235,"confidence":1.0,"punctuated_word":"also","sentiment":"negative","sentiment_score":-0.3898974061012268},{"word":"slightly","start":1210.235,"end":1210.635,"confidence":0.99902344,"punctuated_word":"slightly","sentiment":"negative","sentiment_score":-0.40270259976387024},{"word":"underperforming","start":1210.635,"end":1211.135,"confidence":0.99560547,"punctuated_word":"underperforming","sentiment":"negative","sentiment_score":-0.4652537703514099},{"word":"a","start":1211.435,"end":1211.515,"confidence":0.99902344,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.44410768151283264},{"word":"little","start":1211.515,"end":1211.755,"confidence":1.0,"punctuated_word":"little","sentiment":"negative","sentiment_score":-0.3899984359741211},{"word":"bit","start":1211.755,"end":1211.995,"confidence":0.9724121,"punctuated_word":"bit,","sentiment":"negative","sentiment_score":-0.3753285408020019},{"word":"and","start":1211.995,"end":1212.155,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.3170109987258911},{"word":"it's","start":1212.155,"end":1212.395,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.3308264911174774},{"word":"not","start":1212.395,"end":1212.635,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.3489948809146881},{"word":"due","start":1212.635,"end":1212.875,"confidence":1.0,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.3185696005821228},{"word":"to","start":1212.875,"end":1213.035,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3314097225666046},{"word":"what's","start":1213.035,"end":1213.355,"confidence":1.0,"punctuated_word":"what's","sentiment":"negative","sentiment_score":-0.3970937728881836},{"word":"been","start":1213.355,"end":1213.515,"confidence":0.9980469,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.41890478134155273},{"word":"happening","start":1213.515,"end":1213.995,"confidence":1.0,"punctuated_word":"happening","sentiment":"negative","sentiment_score":-0.37454313039779663},{"word":"in","start":1213.995,"end":1214.0751,"confidence":1.0,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.3375006318092346},{"word":"the","start":1214.0751,"end":1214.235,"confidence":1.0,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3547053039073944},{"word":"market","start":1214.235,"end":1214.735,"confidence":0.9909668,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.29606443643569946},{"word":"i","start":1215.355,"end":1215.515,"confidence":0.89746094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1504172831773758},{"word":"would","start":1215.515,"end":1215.755,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.07298173010349274},{"word":"like","start":1215.755,"end":1215.995,"confidence":0.99316406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.03808028995990753},{"word":"to","start":1215.995,"end":1216.155,"confidence":0.7570801,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.07732193917036057},{"word":"if","start":1216.155,"end":1216.3151,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0571122020483017},{"word":"you're","start":1216.3151,"end":1216.555,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.006059090606868267},{"word":"okay","start":1216.555,"end":1216.795,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":-0.004251837730407715},{"word":"with","start":1216.795,"end":1217.035,"confidence":0.9873047,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.00917963683605194},{"word":"it","start":1217.035,"end":1217.535,"confidence":0.9797363,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.05677513778209686},{"word":"robert","start":1217.595,"end":1217.915,"confidence":0.99072266,"punctuated_word":"Robert,","sentiment":"neutral","sentiment_score":0.01304321363568306},{"word":"to","start":1217.915,"end":1218.0751,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.013378337025642397},{"word":"go","start":1218.0751,"end":1218.3151,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.04928301274776459},{"word":"back","start":1218.3151,"end":1218.555,"confidence":0.9970703,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.09310464560985564},{"word":"and","start":1218.555,"end":1218.7151,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017759054899215698},{"word":"have","start":1218.7151,"end":1218.875,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07755306363105774},{"word":"a","start":1218.875,"end":1218.9551,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04213470965623856},{"word":"really","start":1218.9551,"end":1219.1951,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.08179396390914917},{"word":"good","start":1219.1951,"end":1219.355,"confidence":0.99609375,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.058122992515563965},{"word":"look","start":1219.355,"end":1219.595,"confidence":0.9790039,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.01718658208847046},{"word":"at","start":1219.595,"end":1219.675,"confidence":0.98535156,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11335448920726776},{"word":"your","start":1219.675,"end":1220.13,"confidence":0.9707031,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04397979378700256},{"word":"portfolio","start":1220.21,"end":1220.71,"confidence":0.8679199,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.03589499741792679},{"word":"maybe","start":1221.17,"end":1221.49,"confidence":0.80810547,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.00813572108745575},{"word":"update","start":1221.49,"end":1221.81,"confidence":0.99609375,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.07711043953895569},{"word":"some","start":1221.81,"end":1222.13,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.034013666212558746},{"word":"advice","start":1222.13,"end":1222.45,"confidence":0.9902344,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.05914899706840515},{"word":"to","start":1222.45,"end":1222.6901,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.023241661489009857},{"word":"switch","start":1222.6901,"end":1223.09,"confidence":0.9980469,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":-0.011056885123252869},{"word":"some","start":1223.09,"end":1223.25,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.009042292833328249},{"word":"of","start":1223.25,"end":1223.41,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0012883543968200684},{"word":"the","start":1223.41,"end":1223.65,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0011635422706604004},{"word":"investments","start":1223.65,"end":1224.13,"confidence":0.9838867,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.09979750216007233},{"word":"out","start":1224.13,"end":1224.29,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.0018484145402908323},{"word":"a","start":1224.29,"end":1224.37,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.015518780797719955},{"word":"little","start":1224.37,"end":1224.53,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.025219842791557312},{"word":"bit","start":1224.53,"end":1224.6901,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0326661691069603},{"word":"and","start":1224.6901,"end":1224.85,"confidence":0.87890625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0029222220182418823},{"word":"see","start":1224.85,"end":1224.93,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.09770791232585908},{"word":"if","start":1224.93,"end":1225.01,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08575482666492462},{"word":"we've","start":1225.01,"end":1225.17,"confidence":0.99902344,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.041935425251722336},{"word":"got","start":1225.17,"end":1225.33,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.02981029450893402},{"word":"a","start":1225.33,"end":1225.49,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.007594294846057892},{"word":"portfolio","start":1225.49,"end":1225.99,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.10634765774011612},{"word":"or","start":1226.05,"end":1226.29,"confidence":0.94921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.002437405288219452},{"word":"can","start":1226.29,"end":1226.61,"confidence":0.9941406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.022449687123298645},{"word":"get","start":1226.61,"end":1226.93,"confidence":0.99316406,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04811818897724152},{"word":"something","start":1226.93,"end":1227.17,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.1061604470014572},{"word":"that's","start":1227.17,"end":1227.41,"confidence":0.9489746,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.07108055055141449},{"word":"working","start":1227.41,"end":1227.73,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.1338602602481842},{"word":"a","start":1227.73,"end":1227.81,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05271247029304504},{"word":"bit","start":1227.81,"end":1228.05,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.05875636637210846},{"word":"harder","start":1228.05,"end":1228.37,"confidence":0.99902344,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":0.015225321054458618},{"word":"for","start":1228.37,"end":1228.53,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.022650405764579773},{"word":"you","start":1228.53,"end":1228.77,"confidence":0.90966797,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.07277782261371613},{"word":"has","start":1228.77,"end":1229.01,"confidence":0.87353516,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.0309726744890213},{"word":"has","start":1229.01,"end":1229.25,"confidence":0.5151367,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.020357638597488403},{"word":"greater","start":1229.25,"end":1229.65,"confidence":0.9550781,"punctuated_word":"greater","sentiment":"neutral","sentiment_score":0.016880258917808533},{"word":"past","start":1229.65,"end":1229.89,"confidence":0.98291016,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.04055359959602356},{"word":"performance","start":1229.89,"end":1230.39,"confidence":0.97924805,"punctuated_word":"performance.","sentiment":"neutral","sentiment_score":-0.0277101993560791},{"word":"would","start":1230.45,"end":1230.61,"confidence":1.0,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.06245937570929527},{"word":"you","start":1230.61,"end":1230.6901,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07054311782121658},{"word":"like","start":1230.6901,"end":1230.85,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07299846410751343},{"word":"me","start":1230.85,"end":1231.01,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09527377784252168},{"word":"to","start":1231.01,"end":1231.17,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06756781786680222},{"word":"review","start":1231.17,"end":1231.49,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.06845782697200775},{"word":"that","start":1231.49,"end":1231.73,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06946409493684769},{"word":"for","start":1231.73,"end":1231.89,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10414516925811768},{"word":"you","start":1231.89,"end":1232.05,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02165929600596428},{"word":"and","start":1232.05,"end":1232.21,"confidence":0.77685547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.028613068163394928},{"word":"maybe","start":1232.21,"end":1232.45,"confidence":0.99902344,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.05658546835184097},{"word":"make","start":1232.45,"end":1232.61,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.06817492842674255},{"word":"some","start":1232.61,"end":1232.85,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0791904479265213},{"word":"updated","start":1232.85,"end":1233.33,"confidence":0.9951172,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.08177083730697632},{"word":"recommendations","start":1233.33,"end":1233.83,"confidence":0.9692383,"punctuated_word":"recommendations?","sentiment":"neutral","sentiment_score":0.04589533805847168},{"word":"yep","start":1236.665,"end":1236.9851,"confidence":0.78515625,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0792926549911499},{"word":"yep","start":1236.9851,"end":1237.4851,"confidence":0.99072266,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17699488997459412},{"word":"beautiful","start":1237.785,"end":1238.285,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.530930757522583},{"word":"there","start":1239.0651,"end":1239.305,"confidence":0.96240234,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.18227934837341309},{"word":"are","start":1239.305,"end":1239.4651,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.15597131848335266},{"word":"because","start":1239.625,"end":1239.9451,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.10882029682397842},{"word":"you","start":1239.9451,"end":1240.185,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13353043794631958},{"word":"are","start":1240.185,"end":1240.425,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.14029376208782196},{"word":"over","start":1240.425,"end":1240.665,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.18897823989391327},{"word":"the","start":1240.665,"end":1240.8251,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07525210827589035},{"word":"age","start":1240.8251,"end":1240.9851,"confidence":0.9970703,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.08206923305988312},{"word":"of","start":1240.9851,"end":1241.145,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06302781403064728},{"word":"60","start":1241.145,"end":1241.545,"confidence":0.99365234,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.07951502501964569},{"word":"there","start":1241.545,"end":1241.785,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.09130896627902985},{"word":"are","start":1241.785,"end":1241.9451,"confidence":0.9873047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.10826873779296876},{"word":"some","start":1241.9451,"end":1242.1051,"confidence":0.96533203,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1339101791381836},{"word":"other","start":1242.1051,"end":1242.425,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.07407943159341812},{"word":"strategies","start":1242.425,"end":1242.905,"confidence":0.99609375,"punctuated_word":"strategies","sentiment":"neutral","sentiment_score":0.06219629943370819},{"word":"that","start":1242.905,"end":1243.0651,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06891809403896332},{"word":"we","start":1243.0651,"end":1243.145,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08981264382600784},{"word":"can","start":1243.145,"end":1243.385,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12638553977012634},{"word":"look","start":1243.385,"end":1243.545,"confidence":0.99609375,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1500055491924286},{"word":"to","start":1243.545,"end":1243.7051,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15064236521720886},{"word":"implement","start":1243.7051,"end":1244.2051,"confidence":0.99902344,"punctuated_word":"implement","sentiment":"neutral","sentiment_score":0.10954141616821288},{"word":"where","start":1244.425,"end":1244.925,"confidence":0.9589844,"punctuated_word":"where,","sentiment":"neutral","sentiment_score":0.08157733827829361},{"word":"you","start":1245.545,"end":1245.865,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1591445654630661},{"word":"can","start":1245.865,"end":1246.185,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1605926901102066},{"word":"be","start":1246.185,"end":1246.425,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.15447714924812317},{"word":"increasing","start":1246.425,"end":1246.905,"confidence":0.99902344,"punctuated_word":"increasing","sentiment":"neutral","sentiment_score":0.22773697972297668},{"word":"your","start":1246.905,"end":1247.2251,"confidence":0.91015625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.24679075181484225},{"word":"super","start":1247.2251,"end":1247.545,"confidence":0.99316406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.27146562933921814},{"word":"contributions","start":1247.545,"end":1248.045,"confidence":0.9951172,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.19606731832027435},{"word":"up","start":1248.265,"end":1248.54,"confidence":0.9951172,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1793447732925415},{"word":"to","start":1248.54,"end":1248.66,"confidence":0.93115234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20348472893238068},{"word":"the","start":1248.66,"end":1248.78,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14916005730628967},{"word":"cap","start":1248.78,"end":1248.9401,"confidence":0.99121094,"punctuated_word":"cap","sentiment":"neutral","sentiment_score":0.16478021442890167},{"word":"as","start":1248.9401,"end":1249.02,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13336804509162903},{"word":"much","start":1249.02,"end":1249.5,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.171988382935524},{"word":"as","start":1249.5,"end":1249.66,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08044283092021942},{"word":"possible","start":1249.66,"end":1250.16,"confidence":0.9133301,"punctuated_word":"possible,","sentiment":"neutral","sentiment_score":0.06643687188625336},{"word":"but","start":1250.4601,"end":1250.7001,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.05039120465517044},{"word":"we","start":1250.7001,"end":1250.86,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.038574956357479095},{"word":"can","start":1250.86,"end":1251.1001,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04752238094806671},{"word":"also","start":1251.1001,"end":1251.5,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.04163672029972077},{"word":"draw","start":1251.5,"end":1251.8201,"confidence":0.99902344,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":-0.015183039009571075},{"word":"a","start":1251.8201,"end":1251.98,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02475437894463539},{"word":"little","start":1251.98,"end":1252.14,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.015334203839302065},{"word":"bit","start":1252.14,"end":1252.38,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.01797468215227127},{"word":"out","start":1252.38,"end":1252.62,"confidence":0.97314453,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.009054958820343018},{"word":"of","start":1252.62,"end":1252.78,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0012183710932731628},{"word":"super","start":1252.78,"end":1253.18,"confidence":0.9680176,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.016767630353569984},{"word":"did","start":1253.18,"end":1253.42,"confidence":0.99316406,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.008397050201892853},{"word":"you","start":1253.42,"end":1253.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01074649952352047},{"word":"wanna","start":1253.5,"end":1253.8201,"confidence":0.98535156,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.009228376671671867},{"word":"look","start":1253.8201,"end":1254.06,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.0004818979650735855},{"word":"at","start":1254.06,"end":1254.14,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.000021379441022872925},{"word":"any","start":1254.14,"end":1254.38,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.008251652121543884},{"word":"of","start":1254.38,"end":1254.4601,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.003084009513258934},{"word":"those","start":1254.4601,"end":1254.7001,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.010630128905177116},{"word":"additional","start":1254.7001,"end":1255.2001,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":-0.005991281941533089},{"word":"strategies","start":1255.9,"end":1256.4,"confidence":0.74072266,"punctuated_word":"strategies","sentiment":"neutral","sentiment_score":0.00034670718014240265},{"word":"now","start":1256.54,"end":1256.86,"confidence":0.78125,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.1836213767528534},{"word":"or","start":1256.86,"end":1257.02,"confidence":0.99316406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1042654514312744},{"word":"did","start":1257.02,"end":1257.18,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.07324550300836563},{"word":"you","start":1257.18,"end":1257.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0838710144162178},{"word":"no","start":1257.5801,"end":1257.8201,"confidence":0.8334961,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.15059098601341248},{"word":"we'll","start":1257.8201,"end":1257.98,"confidence":0.66845703,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":-0.07358752936124802},{"word":"just","start":1257.98,"end":1258.14,"confidence":0.9580078,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08185385167598724},{"word":"do","start":1258.14,"end":1258.3,"confidence":0.9633789,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.06832403689622879},{"word":"the","start":1258.3,"end":1258.38,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06908956915140152},{"word":"investment","start":1258.38,"end":1258.88,"confidence":0.5053711,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.10577797144651412},{"word":"switch","start":1258.9401,"end":1259.18,"confidence":0.4580078,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":-0.14609722793102264},{"word":"for","start":1259.18,"end":1259.26,"confidence":0.31030273,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.1494174748659134},{"word":"the","start":1259.26,"end":1259.3401,"confidence":0.6904297,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1425659954547882},{"word":"time","start":1259.3401,"end":1259.5801,"confidence":0.9941406,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.09498358517885208},{"word":"being","start":1259.5801,"end":1260.0801,"confidence":0.89941406,"punctuated_word":"being.","sentiment":"neutral","sentiment_score":-0.11778956651687622},{"word":"no","start":1260.7001,"end":1261.125,"confidence":0.9614258,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12234862148761748},{"word":"that's","start":1261.125,"end":1261.445,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.07023780047893524},{"word":"okay","start":1261.445,"end":1261.845,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.05021435022354126},{"word":"that's","start":1261.845,"end":1262.165,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.023067433387041092},{"word":"alright","start":1262.165,"end":1262.485,"confidence":0.99853516,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.07068236172199249},{"word":"we","start":1262.485,"end":1262.645,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.05621432140469551},{"word":"can","start":1262.645,"end":1262.805,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10827253758907318},{"word":"just","start":1262.805,"end":1263.045,"confidence":0.984375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09123827517032625},{"word":"do","start":1263.045,"end":1263.205,"confidence":0.9873047,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12073121219873428},{"word":"the","start":1263.205,"end":1263.365,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09303133189678192},{"word":"investment","start":1263.365,"end":1263.765,"confidence":0.99316406,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.05612422898411751},{"word":"side","start":1263.765,"end":1263.925,"confidence":0.99902344,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.1173366755247116},{"word":"of","start":1263.925,"end":1264.085,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08445105701684952},{"word":"things","start":1264.085,"end":1264.325,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.0967365950345993},{"word":"now","start":1264.325,"end":1264.645,"confidence":0.8833008,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.05742432922124863},{"word":"look","start":1264.645,"end":1264.805,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.041854701936244965},{"word":"at","start":1264.805,"end":1264.965,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04559101536870003},{"word":"how","start":1264.965,"end":1265.205,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.05674292147159576},{"word":"funds","start":1265.205,"end":1265.525,"confidence":0.99902344,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.03605245053768158},{"word":"are","start":1265.525,"end":1265.685,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.05703488737344742},{"word":"invested","start":1265.685,"end":1266.165,"confidence":0.9838867,"punctuated_word":"invested,","sentiment":"neutral","sentiment_score":0.032727211713790894},{"word":"look","start":1266.165,"end":1266.325,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.01997602730989456},{"word":"at","start":1266.325,"end":1266.485,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05026544630527496},{"word":"maybe","start":1266.485,"end":1266.725,"confidence":0.9838867,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.04643411189317703},{"word":"doing","start":1266.725,"end":1266.965,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.05227348953485489},{"word":"a","start":1266.965,"end":1267.125,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.043961621820926666},{"word":"bit","start":1267.125,"end":1267.205,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.038942113518714905},{"word":"of","start":1267.205,"end":1267.365,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.040530070662498474},{"word":"a","start":1267.365,"end":1267.445,"confidence":0.96777344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.011865392327308657},{"word":"switch","start":1267.445,"end":1267.845,"confidence":0.99902344,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.01464252918958664},{"word":"there","start":1267.845,"end":1268.345,"confidence":0.921875,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.02132057026028633},{"word":"and","start":1268.565,"end":1268.725,"confidence":0.5444336,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05881375074386597},{"word":"then","start":1268.725,"end":1268.965,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06590473651885986},{"word":"if","start":1268.965,"end":1269.125,"confidence":0.98828125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07973988354206085},{"word":"you","start":1269.125,"end":1269.285,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07521131634712219},{"word":"want","start":1269.285,"end":1269.525,"confidence":0.9980469,"punctuated_word":"want,","sentiment":"neutral","sentiment_score":0.07927350699901581},{"word":"we","start":1269.525,"end":1269.685,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09653843194246292},{"word":"can","start":1269.685,"end":1269.845,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08542576432228088},{"word":"sort","start":1269.845,"end":1270.005,"confidence":0.99316406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06445124745368958},{"word":"of","start":1270.005,"end":1270.165,"confidence":0.6484375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09562167525291444},{"word":"catch","start":1270.165,"end":1270.405,"confidence":0.9790039,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.06743128597736359},{"word":"up","start":1270.405,"end":1270.565,"confidence":0.9140625,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.055272191762924194},{"word":"down","start":1270.565,"end":1270.725,"confidence":0.9941406,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.08961349725723267},{"word":"the","start":1270.725,"end":1270.885,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07967798411846161},{"word":"track","start":1270.885,"end":1271.045,"confidence":0.99902344,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.04780006036162376},{"word":"and","start":1271.045,"end":1271.285,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0718267560005188},{"word":"talk","start":1271.285,"end":1271.525,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.0935051292181015},{"word":"about","start":1271.525,"end":1271.765,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.11528199911117554},{"word":"some","start":1271.765,"end":1271.925,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.12161363661289216},{"word":"of","start":1271.925,"end":1272.005,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11759497225284576},{"word":"those","start":1272.005,"end":1272.245,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.12833569943904877},{"word":"additional","start":1272.245,"end":1272.725,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.0701635330915451},{"word":"strategies","start":1272.725,"end":1273.205,"confidence":1.0,"punctuated_word":"strategies.","sentiment":"neutral","sentiment_score":0.04717146605253219},{"word":"does","start":1273.205,"end":1273.445,"confidence":0.9863281,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.12194177508354188},{"word":"that","start":1273.445,"end":1273.605,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13347245752811432},{"word":"sound","start":1273.605,"end":1273.845,"confidence":1.0,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.08798843622207642},{"word":"okay","start":1273.845,"end":1274.345,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.08041949570178986},{"word":"yeah","start":1275.92,"end":1276.3201,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16505689918994904},{"word":"cool","start":1276.3201,"end":1276.64,"confidence":0.99902344,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.28286534547805786},{"word":"so","start":1276.64,"end":1276.88,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0767378956079483},{"word":"just","start":1276.88,"end":1277.12,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.094210684299469},{"word":"to","start":1277.12,"end":1277.2001,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.048595789819955826},{"word":"give","start":1277.2001,"end":1277.4401,"confidence":0.9892578,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.06235206872224808},{"word":"you","start":1277.4401,"end":1277.84,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10603462159633636},{"word":"a","start":1277.84,"end":1278.08,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0752842128276825},{"word":"little","start":1278.08,"end":1278.3201,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.07789036631584167},{"word":"bit","start":1278.3201,"end":1278.48,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.08081495761871338},{"word":"of","start":1278.48,"end":1278.64,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05211029574275017},{"word":"context","start":1278.64,"end":1279.12,"confidence":0.95581055,"punctuated_word":"context,","sentiment":"neutral","sentiment_score":0.10088410973548888},{"word":"some","start":1279.12,"end":1279.36,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.101930171251297},{"word":"of","start":1279.36,"end":1279.4401,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10158251225948334},{"word":"those","start":1279.4401,"end":1279.68,"confidence":0.9941406,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.10250217467546464},{"word":"additional","start":1279.68,"end":1280.08,"confidence":0.99902344,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.04979987069964409},{"word":"strategies","start":1280.08,"end":1280.58,"confidence":0.99902344,"punctuated_word":"strategies","sentiment":"neutral","sentiment_score":0.04136192053556442},{"word":"are","start":1280.64,"end":1280.8,"confidence":0.78808594,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07374684512615204},{"word":"called","start":1280.8,"end":1281.12,"confidence":0.98291016,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.13688687980175018},{"word":"a","start":1281.12,"end":1281.28,"confidence":0.9633789,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1258387714624405},{"word":"transfer","start":1281.28,"end":1281.78,"confidence":0.5107422,"punctuated_word":"transfer","sentiment":"neutral","sentiment_score":0.06701360642910004},{"word":"time","start":1282.0,"end":1282.3201,"confidence":0.4880371,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.059472523629665375},{"word":"strategy","start":1282.3201,"end":1282.8201,"confidence":0.8937988,"punctuated_word":"strategy.","sentiment":"neutral","sentiment_score":0.04140111058950424},{"word":"and","start":1283.36,"end":1283.6,"confidence":0.55126953,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0049816519021987915},{"word":"as","start":1283.6,"end":1283.76,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.055759407579898834},{"word":"much","start":1283.76,"end":1284.0,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.04392467439174652},{"word":"as","start":1284.0,"end":1284.08,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.03285770118236542},{"word":"you","start":1284.08,"end":1284.3201,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016991734504699707},{"word":"are","start":1284.3201,"end":1284.4,"confidence":0.9614258,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.032972872257232666},{"word":"sort","start":1284.4,"end":1284.64,"confidence":0.97802734,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.03522177040576935},{"word":"of","start":1284.64,"end":1284.8,"confidence":0.96533203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05709870159626007},{"word":"drawing","start":1284.8,"end":1285.2001,"confidence":0.9970703,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":-0.09103479981422424},{"word":"a","start":1285.2001,"end":1285.28,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07282815128564835},{"word":"little","start":1285.28,"end":1285.52,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.0172865092754364},{"word":"bit","start":1285.52,"end":1285.76,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.02511824667453766},{"word":"of","start":1285.76,"end":1285.92,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07412467896938324},{"word":"money","start":1285.92,"end":1286.16,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.010208725929260254},{"word":"out","start":1286.16,"end":1286.4,"confidence":0.9921875,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.05606953799724579},{"word":"of","start":1286.4,"end":1286.56,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.003946706652641296},{"word":"super","start":1286.56,"end":1286.88,"confidence":0.9116211,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.11503857374191284},{"word":"to","start":1286.88,"end":1287.04,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007288098335266113},{"word":"replenish","start":1287.04,"end":1287.54,"confidence":0.9995117,"punctuated_word":"replenish","sentiment":"neutral","sentiment_score":-0.007087528705596924},{"word":"your","start":1287.6,"end":1287.76,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.011220306158065796},{"word":"income","start":1287.76,"end":1288.26,"confidence":0.9980469,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.02490929514169693},{"word":"you're","start":1288.425,"end":1288.665,"confidence":0.99658203,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.0255811121314764},{"word":"actually","start":1288.665,"end":1288.8251,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.00840960443019867},{"word":"putting","start":1288.8251,"end":1289.2251,"confidence":1.0,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.0010505914688110352},{"word":"more","start":1289.2251,"end":1289.545,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.01734970510005951},{"word":"money","start":1289.545,"end":1289.865,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.11557799577713011},{"word":"into","start":1289.865,"end":1290.265,"confidence":0.9770508,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.07929468154907227},{"word":"super","start":1290.265,"end":1290.665,"confidence":0.9394531,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.1813148558139801},{"word":"so","start":1290.665,"end":1290.905,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1834259331226349},{"word":"it","start":1290.905,"end":1291.0651,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24248678982257843},{"word":"does","start":1291.0651,"end":1291.4651,"confidence":1.0,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.3395921587944031},{"word":"provide","start":1291.4651,"end":1291.785,"confidence":0.99902344,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.36071741580963135},{"word":"you","start":1291.785,"end":1291.9451,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3708634674549103},{"word":"with","start":1291.9451,"end":1292.185,"confidence":0.99609375,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.40265730023384094},{"word":"greater","start":1292.185,"end":1292.505,"confidence":0.9951172,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.336203932762146},{"word":"benefit","start":1292.505,"end":1292.905,"confidence":0.99902344,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.4602732062339782},{"word":"of","start":1292.905,"end":1293.2251,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.29750362038612366},{"word":"increasing","start":1293.2251,"end":1293.7051,"confidence":1.0,"punctuated_word":"increasing","sentiment":"positive","sentiment_score":0.38051819801330566},{"word":"your","start":1293.7051,"end":1294.025,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.34682798385620117},{"word":"contributions","start":1294.025,"end":1294.525,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"positive","sentiment_score":0.33809977769851685},{"word":"in","start":1294.665,"end":1295.165,"confidence":0.83203125,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.24060536921024325},{"word":"and","start":1295.2251,"end":1295.385,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08102491497993469},{"word":"the","start":1295.385,"end":1295.545,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01057155430316925},{"word":"amount","start":1295.545,"end":1295.865,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.050582095980644226},{"word":"you're","start":1295.865,"end":1296.1051,"confidence":0.9975586,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.08581441640853882},{"word":"taking","start":1296.1051,"end":1296.425,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.1868399679660797},{"word":"out","start":1296.425,"end":1296.5851,"confidence":0.99609375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.14868730306625366},{"word":"is","start":1296.5851,"end":1296.745,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.07649673521518707},{"word":"actually","start":1296.745,"end":1296.9851,"confidence":0.9970703,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.1157502382993698},{"word":"just","start":1296.9851,"end":1297.2251,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.10141906142234802},{"word":"a","start":1297.2251,"end":1297.305,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09143709391355516},{"word":"little","start":1297.305,"end":1297.545,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.11146563291549684},{"word":"bit","start":1297.545,"end":1297.7051,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.15128712356090546},{"word":"less","start":1297.7051,"end":1297.865,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.04572641849517822},{"word":"than","start":1297.865,"end":1298.025,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.1702650785446167},{"word":"what","start":1298.025,"end":1298.185,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.14407333731651306},{"word":"you're","start":1298.185,"end":1298.425,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.14897048473358154},{"word":"putting","start":1298.425,"end":1298.665,"confidence":1.0,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.14387887716293335},{"word":"in","start":1298.665,"end":1299.165,"confidence":0.9995117,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":-0.09127704054117204},{"word":"admittedly","start":1299.2251,"end":1299.7251,"confidence":0.9695638,"punctuated_word":"Admittedly,","sentiment":"neutral","sentiment_score":-0.11395741254091264},{"word":"your","start":1299.785,"end":1299.9451,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.22170203924179077},{"word":"balance","start":1299.9451,"end":1300.265,"confidence":0.99316406,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.17279553413391113},{"word":"is","start":1300.265,"end":1300.425,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2151588797569275},{"word":"a","start":1300.425,"end":1300.505,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.22626271843910217},{"word":"bit","start":1300.505,"end":1300.665,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.18856732547283173},{"word":"on","start":1300.665,"end":1300.8251,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.21103358268737793},{"word":"the","start":1300.8251,"end":1300.9851,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.20017866790294647},{"word":"lower","start":1300.9851,"end":1301.305,"confidence":0.7949219,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":-0.17435678839683533},{"word":"side","start":1301.305,"end":1301.545,"confidence":0.9980469,"punctuated_word":"side","sentiment":"neutral","sentiment_score":-0.15102311968803406},{"word":"at","start":1301.545,"end":1301.625,"confidence":0.99121094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.24587368965148929},{"word":"the","start":1301.625,"end":1301.785,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19423699378967285},{"word":"moment","start":1301.785,"end":1302.1051,"confidence":0.9753418,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.17628033459186554},{"word":"so","start":1302.1051,"end":1302.265,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.09636055678129196},{"word":"it","start":1302.265,"end":1302.425,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03343169391155243},{"word":"might","start":1302.425,"end":1302.665,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.03491705656051636},{"word":"be","start":1302.665,"end":1302.745,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.00947810709476471},{"word":"worth","start":1302.745,"end":1303.05,"confidence":0.99902344,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":-0.03964152932167053},{"word":"trying","start":1303.05,"end":1303.29,"confidence":0.9951172,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.09947885572910307},{"word":"to","start":1303.29,"end":1303.4501,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07237204909324646},{"word":"boost","start":1303.4501,"end":1303.53,"confidence":1.0,"punctuated_word":"boost","sentiment":"neutral","sentiment_score":0.06905752420425415},{"word":"your","start":1303.53,"end":1303.93,"confidence":0.67871094,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.062319785356521606},{"word":"super","start":1303.93,"end":1304.25,"confidence":0.9482422,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2002810388803482},{"word":"a","start":1304.25,"end":1304.3301,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.019662901759147644},{"word":"little","start":1304.3301,"end":1304.49,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.0003669559955596924},{"word":"bit","start":1304.49,"end":1304.7301,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03467889130115509},{"word":"before","start":1304.7301,"end":1305.05,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.02235262095928192},{"word":"we","start":1305.05,"end":1305.2101,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.03798945248126984},{"word":"look","start":1305.2101,"end":1305.4501,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.0815739557147026},{"word":"at","start":1305.4501,"end":1305.53,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08159676194190979},{"word":"that","start":1305.53,"end":1305.77,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07109836488962173},{"word":"strategy","start":1305.77,"end":1306.27,"confidence":0.99609375,"punctuated_word":"strategy.","sentiment":"neutral","sentiment_score":-0.03511226177215576},{"word":"so","start":1306.89,"end":1307.13,"confidence":0.58935547,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.00430619902908802},{"word":"i'd","start":1307.13,"end":1307.29,"confidence":0.9506836,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.004545747302472591},{"word":"probably","start":1307.29,"end":1307.77,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.006713438779115677},{"word":"just","start":1307.77,"end":1308.01,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.004990573972463608},{"word":"wanna","start":1308.01,"end":1308.25,"confidence":0.96435547,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.023438401520252228},{"word":"do","start":1308.25,"end":1308.41,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02852499485015869},{"word":"the","start":1308.41,"end":1308.5701,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020967451855540276},{"word":"investment","start":1308.5701,"end":1309.05,"confidence":0.99316406,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.01927890442311764},{"word":"side","start":1309.05,"end":1309.29,"confidence":0.9970703,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.036689214408397675},{"word":"of","start":1309.29,"end":1309.37,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02407754398882389},{"word":"things","start":1309.37,"end":1309.77,"confidence":0.99121094,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.02489567920565605},{"word":"first","start":1309.77,"end":1310.27,"confidence":0.8552246,"punctuated_word":"first.","sentiment":"neutral","sentiment_score":0.016913652420043945},{"word":"look","start":1310.49,"end":1310.7301,"confidence":0.99316406,"punctuated_word":"Look","sentiment":"neutral","sentiment_score":0.01638551615178585},{"word":"at","start":1310.7301,"end":1310.9701,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.019883302971720695},{"word":"retaining","start":1310.9701,"end":1311.37,"confidence":0.9980469,"punctuated_word":"retaining","sentiment":"neutral","sentiment_score":0.02003520168364048},{"word":"your","start":1311.37,"end":1311.6101,"confidence":0.9536133,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.017570488154888153},{"word":"australian","start":1311.6101,"end":1312.0901,"confidence":0.9760742,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.020522434264421463},{"word":"super","start":1312.0901,"end":1312.41,"confidence":0.70996094,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.042408715933561325},{"word":"for","start":1312.41,"end":1312.5701,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.020045781508088112},{"word":"the","start":1312.5701,"end":1312.7301,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.029819199815392498},{"word":"moment","start":1312.7301,"end":1313.13,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.04004465043544769},{"word":"there","start":1313.13,"end":1313.37,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.02849227748811245},{"word":"as","start":1313.37,"end":1313.53,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.016986282542347908},{"word":"well","start":1313.53,"end":1314.03,"confidence":0.7114258,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.011764366179704666},{"word":"and","start":1314.65,"end":1314.89,"confidence":0.97314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0655008852481842},{"word":"just","start":1314.89,"end":1315.39,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08107604086399078},{"word":"it's","start":1320.305,"end":1320.7051,"confidence":0.81689453,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.23141661286354065},{"word":"it","start":1320.865,"end":1321.025,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.23377090692520144},{"word":"is","start":1321.025,"end":1321.265,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.30225127935409546},{"word":"very","start":1321.265,"end":1321.5851,"confidence":1.0,"punctuated_word":"very","sentiment":"negative","sentiment_score":-0.37306272983551025},{"word":"difficult","start":1321.5851,"end":1322.0651,"confidence":0.8364258,"punctuated_word":"difficult,","sentiment":"negative","sentiment_score":-0.379085510969162},{"word":"especially","start":1322.0651,"end":1322.545,"confidence":1.0,"punctuated_word":"especially","sentiment":"negative","sentiment_score":-0.3949057161808014},{"word":"with","start":1322.545,"end":1322.785,"confidence":0.9902344,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.33625853061676025},{"word":"your","start":1322.785,"end":1323.025,"confidence":1.0,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.3621729612350464},{"word":"job","start":1323.025,"end":1323.525,"confidence":1.0,"punctuated_word":"job","sentiment":"negative","sentiment_score":-0.3377998471260071},{"word":"and","start":1324.145,"end":1324.545,"confidence":0.63671875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2714245915412903},{"word":"with","start":1324.545,"end":1324.785,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2873901426792145},{"word":"the","start":1324.785,"end":1325.025,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.25049424171447754},{"word":"hours","start":1325.025,"end":1325.425,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":-0.18570619821548465},{"word":"you","start":1325.425,"end":1325.665,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2473009377717972},{"word":"work","start":1325.665,"end":1326.0651,"confidence":0.99121094,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.27151915431022644},{"word":"now","start":1326.0651,"end":1326.305,"confidence":0.99902344,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.24436300992965695},{"word":"as","start":1326.305,"end":1326.545,"confidence":0.98291016,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.2100510597229004},{"word":"well","start":1326.545,"end":1326.785,"confidence":0.98339844,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.2274858206510544},{"word":"you","start":1326.785,"end":1326.9451,"confidence":1.0,"punctuated_word":"You","sentiment":"negative","sentiment_score":-0.3533434271812439},{"word":"are","start":1326.9451,"end":1327.1051,"confidence":1.0,"punctuated_word":"are","sentiment":"negative","sentiment_score":-0.33812427520751953},{"word":"definitely","start":1327.1051,"end":1327.505,"confidence":1.0,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.3099216818809509},{"word":"doing","start":1327.505,"end":1327.8251,"confidence":1.0,"punctuated_word":"doing","sentiment":"negative","sentiment_score":-0.3394962251186371},{"word":"more","start":1327.8251,"end":1327.9851,"confidence":1.0,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.3368722200393677},{"word":"hours","start":1327.9851,"end":1328.4651,"confidence":0.9909668,"punctuated_word":"hours,","sentiment":"neutral","sentiment_score":-0.3079768717288971},{"word":"more","start":1328.4651,"end":1328.7051,"confidence":1.0,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.3847671151161194},{"word":"days","start":1328.7051,"end":1329.2051,"confidence":0.9926758,"punctuated_word":"days,","sentiment":"neutral","sentiment_score":-0.29668667912483215},{"word":"and","start":1329.39,"end":1329.63,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3568229675292969},{"word":"your","start":1329.63,"end":1329.87,"confidence":1.0,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.459702730178833},{"word":"job","start":1329.87,"end":1330.11,"confidence":1.0,"punctuated_word":"job","sentiment":"negative","sentiment_score":-0.4437161087989807},{"word":"is","start":1330.11,"end":1330.35,"confidence":0.99902344,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.3818579614162445},{"word":"extremely","start":1330.35,"end":1330.47,"confidence":1.0,"punctuated_word":"extremely","sentiment":"negative","sentiment_score":-0.4634290933609009},{"word":"risky","start":1330.47,"end":1330.59,"confidence":0.99365234,"punctuated_word":"risky.","sentiment":"negative","sentiment_score":-0.3970310091972351},{"word":"and","start":1332.35,"end":1332.51,"confidence":0.98828125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.19440968334674835},{"word":"given","start":1332.51,"end":1332.83,"confidence":0.9980469,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.2847437560558319},{"word":"your","start":1332.83,"end":1333.15,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.2755110263824463},{"word":"age","start":1333.15,"end":1333.65,"confidence":0.99902344,"punctuated_word":"age,","sentiment":"neutral","sentiment_score":-0.26694977283477783},{"word":"getting","start":1333.87,"end":1334.1901,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"negative","sentiment_score":-0.36501386761665344},{"word":"new","start":1334.1901,"end":1334.43,"confidence":1.0,"punctuated_word":"new","sentiment":"negative","sentiment_score":-0.37030333280563354},{"word":"insurances","start":1334.43,"end":1334.93,"confidence":0.9736328,"punctuated_word":"insurances","sentiment":"negative","sentiment_score":-0.3577326238155365},{"word":"is","start":1335.0701,"end":1335.31,"confidence":0.97802734,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.3164111077785492},{"word":"gonna","start":1335.31,"end":1335.55,"confidence":0.77441406,"punctuated_word":"gonna","sentiment":"negative","sentiment_score":-0.3688362240791321},{"word":"be","start":1335.55,"end":1335.79,"confidence":0.9941406,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.3844270408153534},{"word":"very","start":1335.79,"end":1336.11,"confidence":1.0,"punctuated_word":"very","sentiment":"negative","sentiment_score":-0.389157235622406},{"word":"expensive","start":1336.11,"end":1336.61,"confidence":0.9375,"punctuated_word":"expensive.","sentiment":"neutral","sentiment_score":-0.3027511239051819},{"word":"so","start":1336.67,"end":1336.99,"confidence":0.9863281,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06638514250516891},{"word":"retaining","start":1336.99,"end":1337.47,"confidence":0.9980469,"punctuated_word":"retaining","sentiment":"neutral","sentiment_score":-0.028148334473371502},{"word":"maybe","start":1337.47,"end":1337.79,"confidence":0.8510742,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.0074563175439834595},{"word":"the","start":1337.79,"end":1337.9501,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02621740847826004},{"word":"life","start":1337.9501,"end":1338.1901,"confidence":0.7451172,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.03667677938938141},{"word":"of","start":1338.1901,"end":1338.35,"confidence":0.7890625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02427464723587036},{"word":"tpd","start":1338.35,"end":1338.75,"confidence":0.6072998,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":0.033784445375204086},{"word":"and","start":1338.75,"end":1338.91,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03860081732273102},{"word":"a","start":1338.91,"end":1338.99,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.034672465175390244},{"word":"bit","start":1338.99,"end":1339.15,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.08865582197904587},{"word":"of","start":1339.15,"end":1339.31,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03166850656270981},{"word":"income","start":1339.31,"end":1339.63,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.03823108971118927},{"word":"protection","start":1339.63,"end":1340.11,"confidence":0.9892578,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.03919539600610733},{"word":"from","start":1340.11,"end":1340.35,"confidence":0.9970703,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.05031917989253998},{"word":"australian","start":1340.35,"end":1340.85,"confidence":0.98828125,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.060400016605854034},{"word":"super","start":1340.91,"end":1341.23,"confidence":0.49804688,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.09116365015506744},{"word":"at","start":1341.23,"end":1341.39,"confidence":0.96435547,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08063919097185135},{"word":"the","start":1341.39,"end":1341.47,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10609150677919388},{"word":"moment","start":1341.47,"end":1341.9501,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.08666884899139404},{"word":"gives","start":1341.9501,"end":1342.1901,"confidence":0.9819336,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.07008789479732513},{"word":"you","start":1342.1901,"end":1342.605,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0801663026213646},{"word":"a","start":1342.765,"end":1342.9249,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04921996593475342},{"word":"level","start":1342.9249,"end":1343.2849,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.047777190804481506},{"word":"of","start":1343.2849,"end":1343.645,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.051760248839855194},{"word":"cover","start":1343.645,"end":1344.125,"confidence":0.98950195,"punctuated_word":"cover.","sentiment":"neutral","sentiment_score":0.0019996650516986847},{"word":"it","start":1344.125,"end":1344.285,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.14147503674030304},{"word":"is","start":1344.285,"end":1344.525,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14023977518081665},{"word":"a","start":1344.525,"end":1344.6849,"confidence":0.94384766,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10803782939910889},{"word":"cheaper","start":1344.6849,"end":1345.085,"confidence":0.9970703,"punctuated_word":"cheaper","sentiment":"neutral","sentiment_score":0.07999993115663528},{"word":"level","start":1345.085,"end":1345.405,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.1472756415605545},{"word":"of","start":1345.405,"end":1345.565,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07654502242803574},{"word":"cover","start":1345.565,"end":1345.965,"confidence":0.99194336,"punctuated_word":"cover.","sentiment":"neutral","sentiment_score":-0.013728056102991104},{"word":"admittedly","start":1345.965,"end":1346.465,"confidence":0.99869794,"punctuated_word":"Admittedly,","sentiment":"neutral","sentiment_score":-0.09625229239463806},{"word":"it's","start":1346.605,"end":1346.765,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.14419136941432953},{"word":"not","start":1346.765,"end":1347.165,"confidence":0.9995117,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.1983141303062439},{"word":"you","start":1347.165,"end":1347.325,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2370031177997589},{"word":"know","start":1347.325,"end":1347.645,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.23877380788326263},{"word":"the","start":1347.645,"end":1347.885,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2420918047428131},{"word":"greatest","start":1347.885,"end":1348.385,"confidence":0.98706055,"punctuated_word":"greatest.","sentiment":"neutral","sentiment_score":-0.1820718944072723},{"word":"at","start":1348.9249,"end":1349.165,"confidence":1.0,"punctuated_word":"At","sentiment":"neutral","sentiment_score":-0.12387512624263763},{"word":"the","start":1349.165,"end":1349.325,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09485450387001038},{"word":"moment","start":1349.325,"end":1349.645,"confidence":0.7636719,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.09099699556827544},{"word":"with","start":1349.645,"end":1349.8049,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.09892532229423524},{"word":"your","start":1349.8049,"end":1350.0449,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10580778121948242},{"word":"life","start":1350.0449,"end":1350.365,"confidence":0.99609375,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.1283850073814392},{"word":"cover","start":1350.365,"end":1350.605,"confidence":0.9951172,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.08883194625377655},{"word":"in","start":1350.605,"end":1350.845,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06652089208364487},{"word":"australiansuper","start":1350.845,"end":1351.345,"confidence":0.92057294,"punctuated_word":"AustralianSuper,","sentiment":"neutral","sentiment_score":-0.07485894858837128},{"word":"you're","start":1351.725,"end":1351.965,"confidence":0.99658203,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.10821938514709473},{"word":"covered","start":1351.965,"end":1352.285,"confidence":1.0,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":-0.12211719155311584},{"word":"for","start":1352.285,"end":1352.525,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.10982884466648102},{"word":"about","start":1352.525,"end":1352.845,"confidence":0.9921875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.12746980786323547},{"word":"9,000","start":1352.845,"end":1353.645,"confidence":0.9929199,"punctuated_word":"9,000.","sentiment":"neutral","sentiment_score":-0.10413938760757446},{"word":"so","start":1353.645,"end":1353.885,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.11517570912837982},{"word":"if","start":1353.885,"end":1354.0449,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.14528469741344452},{"word":"you","start":1354.0449,"end":1354.125,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15250037610530853},{"word":"were","start":1354.125,"end":1354.365,"confidence":0.54833984,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.17532913386821747},{"word":"to","start":1354.365,"end":1354.525,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17366959154605863},{"word":"pass","start":1354.525,"end":1354.765,"confidence":0.9707031,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.2623472511768341},{"word":"away","start":1354.765,"end":1355.245,"confidence":0.9975586,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.1925689727067947},{"word":"it","start":1355.245,"end":1355.405,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.17562119662761688},{"word":"only","start":1355.405,"end":1355.725,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.15063540637493134},{"word":"pays","start":1355.725,"end":1356.0449,"confidence":1.0,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":-0.14460621774196625},{"word":"out","start":1356.0449,"end":1356.205,"confidence":0.96777344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.09507279098033904},{"word":"that","start":1356.205,"end":1356.445,"confidence":0.9892578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1267983466386795},{"word":"$9,000","start":1356.445,"end":1357.405,"confidence":0.99365234,"punctuated_word":"$9,000","sentiment":"neutral","sentiment_score":-0.09354740381240843},{"word":"life","start":1357.405,"end":1357.645,"confidence":0.9951172,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.14404545724391937},{"word":"benefit","start":1357.645,"end":1358.145,"confidence":0.99609375,"punctuated_word":"benefit.","sentiment":"neutral","sentiment_score":-0.09662672877311708},{"word":"the","start":1358.52,"end":1359.02,"confidence":0.78564453,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.08804260194301605},{"word":"tbd","start":1360.2001,"end":1360.7001,"confidence":0.9667969,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":-0.06419922411441803},{"word":"benefit","start":1360.76,"end":1361.16,"confidence":0.82006836,"punctuated_word":"benefit,","sentiment":"neutral","sentiment_score":-0.030354024842381477},{"word":"you're","start":1361.16,"end":1361.4,"confidence":0.99658203,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.015318473801016808},{"word":"covered","start":1361.4,"end":1361.8,"confidence":1.0,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":-0.031912971287965775},{"word":"for","start":1361.8,"end":1362.04,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02747846394777298},{"word":"5,000","start":1362.04,"end":1362.76,"confidence":0.97595215,"punctuated_word":"5,000.","sentiment":"neutral","sentiment_score":-0.02717835269868374},{"word":"so","start":1362.76,"end":1362.92,"confidence":0.98828125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04787017032504082},{"word":"if","start":1362.92,"end":1363.0801,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0880216658115387},{"word":"you","start":1363.0801,"end":1363.24,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1123775988817215},{"word":"were","start":1363.24,"end":1363.48,"confidence":0.92089844,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.12898267805576324},{"word":"unable","start":1363.48,"end":1363.88,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.14530476927757263},{"word":"to","start":1363.88,"end":1364.04,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.19637782871723175},{"word":"go","start":1364.04,"end":1364.2001,"confidence":0.9316406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.1921875923871994},{"word":"back","start":1364.2001,"end":1364.36,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.14505650103092194},{"word":"to","start":1364.36,"end":1364.52,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.146317720413208},{"word":"work","start":1364.52,"end":1364.76,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.14853915572166443},{"word":"ever","start":1364.76,"end":1365.0,"confidence":0.9970703,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.18583038449287417},{"word":"again","start":1365.0,"end":1365.5,"confidence":0.89746094,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.18579035997390747},{"word":"became","start":1366.2001,"end":1366.52,"confidence":0.921875,"punctuated_word":"became","sentiment":"neutral","sentiment_score":-0.16335448622703552},{"word":"permanently","start":1366.52,"end":1367.02,"confidence":0.9980469,"punctuated_word":"permanently","sentiment":"neutral","sentiment_score":-0.15779311954975128},{"word":"disabled","start":1367.0801,"end":1367.5801,"confidence":0.9970703,"punctuated_word":"disabled,","sentiment":"neutral","sentiment_score":-0.14912617206573486},{"word":"they'd","start":1367.72,"end":1367.96,"confidence":0.9951172,"punctuated_word":"they'd","sentiment":"neutral","sentiment_score":-0.10704372823238371},{"word":"only","start":1367.96,"end":1368.2001,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.09569619596004486},{"word":"pay","start":1368.2001,"end":1368.36,"confidence":0.9707031,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.1256327927112579},{"word":"out","start":1368.36,"end":1368.52,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.0684342086315155},{"word":"the","start":1368.52,"end":1368.68,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07129378616809845},{"word":"benefit","start":1368.68,"end":1369.16,"confidence":1.0,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":-0.05169404298067093},{"word":"of","start":1369.16,"end":1369.3201,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06316531449556351},{"word":"5,000","start":1369.3201,"end":1370.06,"confidence":0.96765137,"punctuated_word":"5,000.","sentiment":"neutral","sentiment_score":-0.0565425381064415},{"word":"and","start":1370.6,"end":1370.76,"confidence":0.93408203,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.05589638277888298},{"word":"then","start":1370.76,"end":1371.0,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.059570178389549255},{"word":"your","start":1371.0,"end":1371.16,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.06313341856002808},{"word":"income","start":1371.16,"end":1371.64,"confidence":0.9970703,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.04586173593997955},{"word":"protection","start":1371.64,"end":1372.14,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.034283190965652466},{"word":"benefit","start":1372.2001,"end":1372.7001,"confidence":0.99609375,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":-0.02830401435494423},{"word":"provides","start":1373.145,"end":1373.545,"confidence":0.99609375,"punctuated_word":"provides","sentiment":"neutral","sentiment_score":-0.06283994764089584},{"word":"a","start":1373.545,"end":1373.785,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04251967370510101},{"word":"monthly","start":1373.785,"end":1374.265,"confidence":1.0,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":-0.019018854945898056},{"word":"benefit","start":1374.265,"end":1374.745,"confidence":1.0,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":-0.026282817125320435},{"word":"of","start":1374.745,"end":1374.905,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04678193852305412},{"word":"2,700","start":1374.905,"end":1376.505,"confidence":1.0,"punctuated_word":"2,700","sentiment":"neutral","sentiment_score":-0.015212738886475565},{"word":"per","start":1376.505,"end":1376.665,"confidence":1.0,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.026047490537166595},{"word":"month","start":1376.665,"end":1377.165,"confidence":1.0,"punctuated_word":"month","sentiment":"neutral","sentiment_score":-0.02667389065027237},{"word":"on","start":1377.4651,"end":1377.7051,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.05162050202488899},{"word":"a","start":1377.7051,"end":1377.785,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06909795105457306},{"word":"six","start":1377.785,"end":1378.185,"confidence":0.8510742,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.07364542037248611},{"word":"day","start":1378.185,"end":1378.425,"confidence":0.9941406,"punctuated_word":"day","sentiment":"neutral","sentiment_score":-0.07881306856870651},{"word":"wait","start":1378.425,"end":1378.745,"confidence":0.95703125,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.04610564187169075},{"word":"and","start":1378.745,"end":1378.905,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09565964341163637},{"word":"a","start":1378.905,"end":1378.985,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08970789611339569},{"word":"two","start":1378.985,"end":1379.225,"confidence":0.9951172,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.08224069327116013},{"word":"year","start":1379.225,"end":1379.4651,"confidence":0.8647461,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.07383105158805847},{"word":"benefit","start":1379.4651,"end":1379.865,"confidence":0.96777344,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":-0.042413707822561264},{"word":"period","start":1379.865,"end":1380.265,"confidence":0.9157715,"punctuated_word":"period.","sentiment":"neutral","sentiment_score":-0.08153153210878372},{"word":"so","start":1380.265,"end":1380.425,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1519378423690796},{"word":"it's","start":1380.425,"end":1380.665,"confidence":0.82592773,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.18287084996700287},{"word":"a","start":1380.665,"end":1380.745,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16818605363368988},{"word":"very","start":1380.745,"end":1381.0651,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.21071358025074005},{"word":"minimal","start":1381.0651,"end":1381.545,"confidence":0.9941406,"punctuated_word":"minimal","sentiment":"neutral","sentiment_score":-0.19054864346981049},{"word":"level","start":1381.545,"end":1381.865,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.19567835330963135},{"word":"of","start":1381.865,"end":1382.105,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19596263766288757},{"word":"cover","start":1382.105,"end":1382.605,"confidence":0.9995117,"punctuated_word":"cover.","sentiment":"neutral","sentiment_score":-0.19917002320289612},{"word":"the","start":1383.625,"end":1383.785,"confidence":0.9951172,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.06241419538855553},{"word":"other","start":1383.785,"end":1384.025,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.06093760207295418},{"word":"thing","start":1384.025,"end":1384.345,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.03765992447733879},{"word":"to","start":1384.345,"end":1384.5851,"confidence":0.9741211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.050697170197963715},{"word":"sort","start":1384.5851,"end":1384.8251,"confidence":0.9941406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.04674661532044411},{"word":"of","start":1384.8251,"end":1384.985,"confidence":0.5102539,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04791231080889702},{"word":"look","start":1384.985,"end":1385.145,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.04080979898571968},{"word":"at","start":1385.145,"end":1385.385,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.049264684319496155},{"word":"is","start":1385.385,"end":1385.625,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02756292000412941},{"word":"because","start":1385.625,"end":1386.025,"confidence":0.8769531,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.026498831808567047},{"word":"you","start":1386.025,"end":1386.265,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0389055572450161},{"word":"are","start":1386.265,"end":1386.505,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04826541990041733},{"word":"60","start":1386.505,"end":1386.985,"confidence":0.9970703,"punctuated_word":"60","sentiment":"neutral","sentiment_score":-0.05763031542301178},{"word":"now","start":1386.985,"end":1387.485,"confidence":0.98291016,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.0513787679374218},{"word":"if","start":1387.81,"end":1388.05,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.06918581575155258},{"word":"you","start":1388.05,"end":1388.2101,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09914148598909378},{"word":"decided","start":1388.2101,"end":1388.7101,"confidence":0.97998047,"punctuated_word":"decided","sentiment":"neutral","sentiment_score":-0.11636723577976228},{"word":"you","start":1388.85,"end":1389.01,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11250408738851549},{"word":"did","start":1389.01,"end":1389.25,"confidence":0.9970703,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.1383381485939026},{"word":"not","start":1389.25,"end":1389.49,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1101510003209114},{"word":"want","start":1389.49,"end":1389.81,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.1239791214466095},{"word":"that","start":1389.81,"end":1390.29,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10993121564388277},{"word":"cover","start":1390.29,"end":1390.61,"confidence":0.9941406,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.1296297162771225},{"word":"anymore","start":1390.61,"end":1391.01,"confidence":0.99609375,"punctuated_word":"anymore","sentiment":"neutral","sentiment_score":-0.14784976840019226},{"word":"because","start":1391.01,"end":1391.3301,"confidence":0.9506836,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.07841330766677856},{"word":"it","start":1391.3301,"end":1391.41,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08825738728046417},{"word":"is","start":1391.41,"end":1391.65,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09660765528678894},{"word":"so","start":1391.65,"end":1391.89,"confidence":0.5126953,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.08924519270658493},{"word":"minimal","start":1391.89,"end":1392.39,"confidence":0.90625,"punctuated_word":"minimal,","sentiment":"neutral","sentiment_score":-0.10785839706659316},{"word":"if","start":1392.53,"end":1392.6901,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08963838219642639},{"word":"you","start":1392.6901,"end":1392.85,"confidence":0.9838867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11135407537221909},{"word":"were","start":1392.85,"end":1393.01,"confidence":0.97265625,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.11470232903957368},{"word":"to","start":1393.01,"end":1393.17,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12765368819236755},{"word":"pass","start":1393.17,"end":1393.41,"confidence":0.9921875,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.15395909547805786},{"word":"away","start":1393.41,"end":1393.91,"confidence":0.99560547,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.07334582507610321},{"word":"your","start":1394.29,"end":1394.61,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07207240909337997},{"word":"super","start":1394.61,"end":1394.93,"confidence":0.98535156,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.04743492975831032},{"word":"balance","start":1394.93,"end":1395.25,"confidence":0.95410156,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.01786169409751892},{"word":"is","start":1395.25,"end":1395.41,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.029103823006153107},{"word":"also","start":1395.41,"end":1395.73,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.03271988406777382},{"word":"paid","start":1395.73,"end":1395.97,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.054607123136520386},{"word":"out","start":1395.97,"end":1396.13,"confidence":0.98535156,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.00739637017250061},{"word":"to","start":1396.13,"end":1396.29,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02088860049843788},{"word":"your","start":1396.29,"end":1396.53,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03882536292076111},{"word":"beneficiaries","start":1396.53,"end":1397.03,"confidence":0.6772461,"punctuated_word":"beneficiaries.","sentiment":"neutral","sentiment_score":-0.027979621663689613},{"word":"and","start":1398.37,"end":1398.53,"confidence":0.7314453,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0002425462007522583},{"word":"that","start":1398.53,"end":1398.85,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0018276143819093704},{"word":"could","start":1398.85,"end":1399.17,"confidence":0.9980469,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.0001352708786725998},{"word":"obviously","start":1399.17,"end":1399.65,"confidence":0.8510742,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.00039904750883579254},{"word":"provide","start":1399.65,"end":1400.05,"confidence":0.99121094,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.004836119711399078},{"word":"a","start":1400.05,"end":1400.13,"confidence":0.97802734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.007494882680475712},{"word":"bit","start":1400.13,"end":1400.29,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.006183650344610214},{"word":"more","start":1400.29,"end":1400.37,"confidence":0.9980469,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.080487921833992},{"word":"of","start":1400.37,"end":1400.53,"confidence":0.9091797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07381373643875122},{"word":"a","start":1400.53,"end":1400.77,"confidence":0.81347656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15042302012443542},{"word":"great","start":1400.77,"end":1401.27,"confidence":0.390625,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":0.2679572105407715},{"word":"i","start":1402.165,"end":1402.405,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16016720235347748},{"word":"will","start":1402.405,"end":1402.645,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.16575154662132263},{"word":"let","start":1402.645,"end":1402.805,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.1701996624469757},{"word":"you","start":1402.805,"end":1402.965,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1310195028781891},{"word":"know","start":1402.965,"end":1403.465,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.1731346696615219},{"word":"on","start":1404.0851,"end":1404.405,"confidence":0.74072266,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12547901272773743},{"word":"the","start":1404.405,"end":1404.725,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07761671394109726},{"word":"i","start":1405.045,"end":1405.2051,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06348392367362976},{"word":"can","start":1405.2051,"end":1405.525,"confidence":0.9863281,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06527157127857208},{"word":"see","start":1405.525,"end":1405.685,"confidence":0.9658203,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07185237109661102},{"word":"the","start":1405.685,"end":1406.165,"confidence":0.93603516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05867823585867882},{"word":"super","start":1406.165,"end":1406.5651,"confidence":0.9536133,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.05358804762363434},{"word":"one","start":1406.5651,"end":1406.805,"confidence":0.99316406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06004924699664116},{"word":"here","start":1406.805,"end":1407.305,"confidence":0.99609375,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.06353043019771576},{"word":"let's","start":1409.2051,"end":1409.365,"confidence":0.9926758,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.044610440731048584},{"word":"have","start":1409.365,"end":1409.525,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.039784036576747894},{"word":"a","start":1409.525,"end":1409.605,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03943542391061783},{"word":"look","start":1409.605,"end":1410.105,"confidence":1.0,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.030661558732390404},{"word":"so","start":1410.965,"end":1411.2051,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.008641321212053299},{"word":"according","start":1411.2051,"end":1411.685,"confidence":0.9980469,"punctuated_word":"according","sentiment":"neutral","sentiment_score":-0.012071270495653152},{"word":"to","start":1411.685,"end":1412.185,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.012839045375585556},{"word":"the","start":1412.3251,"end":1412.5651,"confidence":0.80908203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0125192329287529},{"word":"super","start":1412.5651,"end":1413.0651,"confidence":0.99365234,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.007275866344571114},{"word":"i","start":1413.125,"end":1413.365,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03364574536681175},{"word":"don't","start":1413.365,"end":1413.605,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.024813128635287285},{"word":"have","start":1413.605,"end":1413.845,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.018909361213445663},{"word":"a","start":1413.845,"end":1414.005,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.026404282078146935},{"word":"beneficiary","start":1414.005,"end":1414.505,"confidence":0.9951172,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":-0.0425199419260025},{"word":"nomination","start":1414.725,"end":1415.225,"confidence":0.99902344,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":-0.022014908492565155},{"word":"noted","start":1415.4451,"end":1415.925,"confidence":0.9980469,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":-0.029167037457227707},{"word":"at","start":1415.925,"end":1416.165,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0417463555932045},{"word":"all","start":1416.165,"end":1416.665,"confidence":0.9995117,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.03122081235051155},{"word":"are","start":1416.86,"end":1416.9401,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.010503318160772324},{"word":"you","start":1416.9401,"end":1417.18,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0063565559685230255},{"word":"wanting","start":1417.18,"end":1417.5,"confidence":1.0,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.007762398570775986},{"word":"all","start":1417.5,"end":1417.66,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.020871378481388092},{"word":"this","start":1417.66,"end":1417.8201,"confidence":0.9667969,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.014366500079631804},{"word":"to","start":1417.8201,"end":1417.98,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0071004219353199005},{"word":"be","start":1417.98,"end":1418.14,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.005229786038398743},{"word":"paid","start":1418.14,"end":1418.38,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.001989260315895081},{"word":"out","start":1418.38,"end":1418.62,"confidence":0.9370117,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.03804802894592285},{"word":"to","start":1418.62,"end":1418.7001,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.012088969349861143},{"word":"your","start":1418.7001,"end":1418.86,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0173623189330101},{"word":"partner","start":1418.86,"end":1419.18,"confidence":1.0,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":0.008032634854316711},{"word":"in","start":1419.18,"end":1419.3401,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.024511121213436127},{"word":"the","start":1419.3401,"end":1419.42,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00002693384885787964},{"word":"event","start":1419.42,"end":1419.66,"confidence":1.0,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.029671430587768555},{"word":"that","start":1419.66,"end":1419.8201,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.021773140877485275},{"word":"something","start":1419.8201,"end":1420.06,"confidence":0.99316406,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.01102256029844284},{"word":"happens","start":1420.06,"end":1420.4601,"confidence":0.99902344,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.0007054954767227173},{"word":"to","start":1420.4601,"end":1420.54,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.003595620393753052},{"word":"your","start":1420.54,"end":1420.78,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.01856139674782753},{"word":"wife","start":1420.78,"end":1421.28,"confidence":1.0,"punctuated_word":"wife?","sentiment":"neutral","sentiment_score":-0.00856231153011322},{"word":"yeah","start":1422.22,"end":1422.54,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04586093872785568},{"word":"it","start":1422.54,"end":1422.7001,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.07937291264533997},{"word":"looks","start":1422.7001,"end":1422.9401,"confidence":1.0,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.110687255859375},{"word":"like","start":1422.9401,"end":1423.18,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0789961963891983},{"word":"no","start":1423.18,"end":1423.5,"confidence":0.9970703,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.049085699021816254},{"word":"beneficiary","start":1423.5,"end":1423.98,"confidence":0.99902344,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.03251166641712189},{"word":"nomination","start":1423.98,"end":1424.48,"confidence":0.99902344,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.07800213992595673},{"word":"has","start":1424.54,"end":1424.78,"confidence":0.99902344,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.04916726052761078},{"word":"been","start":1424.78,"end":1424.9401,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.05331005156040192},{"word":"applied","start":1424.9401,"end":1425.26,"confidence":0.9577637,"punctuated_word":"applied,","sentiment":"neutral","sentiment_score":0.039449553936719894},{"word":"and","start":1425.26,"end":1425.5,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04871780797839165},{"word":"i","start":1425.5,"end":1425.5801,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10007499903440475},{"word":"do","start":1425.5801,"end":1425.74,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11368745565414427},{"word":"wanna","start":1425.74,"end":1426.06,"confidence":0.9941406,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11033633351325987},{"word":"make","start":1426.06,"end":1426.22,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.06692624092102051},{"word":"sure","start":1426.22,"end":1426.4601,"confidence":0.9980469,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.07271753251552582},{"word":"that","start":1426.4601,"end":1426.62,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0943506509065628},{"word":"that","start":1426.62,"end":1426.7001,"confidence":0.7709961,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10965629667043686},{"word":"is","start":1426.7001,"end":1426.9401,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09314422309398653},{"word":"completed","start":1426.9401,"end":1427.42,"confidence":0.99902344,"punctuated_word":"completed","sentiment":"neutral","sentiment_score":0.09731662273406982},{"word":"with","start":1427.42,"end":1427.66,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0429437980055809},{"word":"you","start":1427.66,"end":1427.9,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.04578278213739395},{"word":"are","start":1427.9,"end":1428.06,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.0458395853638649},{"word":"you","start":1428.06,"end":1428.3,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.050065286457538605},{"word":"comfortable","start":1428.3,"end":1428.78,"confidence":0.8300781,"punctuated_word":"comfortable?","sentiment":"neutral","sentiment_score":0.047175489366054535},{"word":"if","start":1428.78,"end":1428.9401,"confidence":0.9941406,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.06617569178342819},{"word":"i","start":1428.9401,"end":1429.1,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07283812761306763},{"word":"get","start":1429.1,"end":1429.26,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06735940277576447},{"word":"the","start":1429.26,"end":1429.42,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07820304483175278},{"word":"information","start":1429.42,"end":1429.92,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.06871607899665833},{"word":"off","start":1430.06,"end":1430.22,"confidence":0.9790039,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.06409811973571777},{"word":"you","start":1430.22,"end":1430.595,"confidence":0.9926758,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.05629328638315201},{"word":"my","start":1430.755,"end":1430.9149,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.108468696475029},{"word":"team","start":1430.9149,"end":1431.075,"confidence":1.0,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.05645172297954559},{"word":"can","start":1431.075,"end":1431.475,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08446258306503296},{"word":"prefill","start":1431.475,"end":1431.955,"confidence":0.65234375,"punctuated_word":"prefill","sentiment":"neutral","sentiment_score":0.1111256778240204},{"word":"the","start":1431.955,"end":1432.115,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0899624153971672},{"word":"documents","start":1432.115,"end":1432.595,"confidence":0.7055664,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.06052171438932419},{"word":"for","start":1432.595,"end":1432.835,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13015083968639374},{"word":"you","start":1432.835,"end":1432.995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07861151546239853},{"word":"to","start":1432.995,"end":1433.155,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08291330933570862},{"word":"make","start":1433.155,"end":1433.315,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.12091198563575745},{"word":"it","start":1433.315,"end":1433.475,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09073379635810852},{"word":"easier","start":1433.475,"end":1433.875,"confidence":0.99365234,"punctuated_word":"easier.","sentiment":"neutral","sentiment_score":0.090965174138546},{"word":"would","start":1433.875,"end":1434.0349,"confidence":0.99902344,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.11016450822353364},{"word":"that","start":1434.0349,"end":1434.195,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12989865243434906},{"word":"be","start":1434.195,"end":1434.4349,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06834901869297028},{"word":"okay","start":1434.4349,"end":1434.9349,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.06747505813837051},{"word":"yep","start":1436.4349,"end":1436.755,"confidence":0.78125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14553922414779663},{"word":"fantastic","start":1436.755,"end":1437.255,"confidence":1.0,"punctuated_word":"Fantastic.","sentiment":"neutral","sentiment_score":0.14261840283870697},{"word":"can","start":1437.875,"end":1438.115,"confidence":0.83740234,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.013669920153915882},{"word":"i","start":1438.115,"end":1438.275,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.024985382333397865},{"word":"grab","start":1438.275,"end":1438.395,"confidence":0.9838867,"punctuated_word":"grab","sentiment":"neutral","sentiment_score":0.01157967746257782},{"word":"what's","start":1438.515,"end":1438.755,"confidence":0.99902344,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.01134953275322914},{"word":"your","start":1438.755,"end":1438.995,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01667100377380848},{"word":"wife's","start":1438.995,"end":1439.235,"confidence":0.98779297,"punctuated_word":"wife's","sentiment":"neutral","sentiment_score":0.015021240338683128},{"word":"name","start":1439.235,"end":1439.735,"confidence":0.9995117,"punctuated_word":"name?","sentiment":"neutral","sentiment_score":0.014664964750409126},{"word":"joanne","start":1441.5549,"end":1442.0349,"confidence":0.78125,"punctuated_word":"Joanne.","sentiment":"neutral","sentiment_score":0.006901301443576813},{"word":"is","start":1442.0349,"end":1442.115,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.007567979395389557},{"word":"it","start":1442.115,"end":1442.355,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01021036133170128},{"word":"j","start":1442.355,"end":1442.755,"confidence":0.9941406,"punctuated_word":"j","sentiment":"neutral","sentiment_score":0.015442179515957832},{"word":"o","start":1442.755,"end":1443.075,"confidence":1.0,"punctuated_word":"o","sentiment":"neutral","sentiment_score":0.017902463674545288},{"word":"a","start":1443.075,"end":1443.315,"confidence":0.9736328,"punctuated_word":"a,","sentiment":"neutral","sentiment_score":0.01450955495238304},{"word":"n","start":1443.315,"end":1443.595,"confidence":0.98339844,"punctuated_word":"n","sentiment":"neutral","sentiment_score":0.01768486201763153},{"word":"n","start":1443.595,"end":1443.875,"confidence":0.98339844,"punctuated_word":"n,","sentiment":"neutral","sentiment_score":0.01456860452890396},{"word":"e","start":1443.875,"end":1444.32,"confidence":0.984375,"punctuated_word":"e?","sentiment":"neutral","sentiment_score":0.013294855132699013},{"word":"beautiful","start":1445.9199,"end":1446.4199,"confidence":0.9946289,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4358951449394226},{"word":"and","start":1446.5599,"end":1446.96,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11142554879188538},{"word":"same","start":1446.96,"end":1447.2,"confidence":0.9506836,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.11704306304454803},{"word":"surname","start":1447.2,"end":1447.6,"confidence":0.99902344,"punctuated_word":"surname","sentiment":"neutral","sentiment_score":0.1442400962114334},{"word":"as","start":1447.6,"end":1447.84,"confidence":0.9873047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1919466257095337},{"word":"yourself","start":1447.84,"end":1448.34,"confidence":0.9951172,"punctuated_word":"yourself?","sentiment":"neutral","sentiment_score":0.16920459270477295},{"word":"beautiful","start":1450.24,"end":1450.74,"confidence":0.9980469,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.41990500688552856},{"word":"and","start":1451.6799,"end":1451.9199,"confidence":0.76123047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06714382022619247},{"word":"what's","start":1451.9199,"end":1452.1599,"confidence":0.9995117,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.07535594701766968},{"word":"her","start":1452.1599,"end":1452.32,"confidence":0.91845703,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.06422564387321472},{"word":"contact","start":1452.32,"end":1452.7999,"confidence":0.9970703,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.0661250576376915},{"word":"phone","start":1452.7999,"end":1453.0399,"confidence":0.91748047,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":0.014317221008241177},{"word":"number","start":1453.0399,"end":1453.5399,"confidence":1.0,"punctuated_word":"number?","sentiment":"neutral","sentiment_score":0.02889538556337357},{"word":"yep","start":1456.32,"end":1456.82,"confidence":0.9604492,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.010896898806095123},{"word":"sorry","start":1458.485,"end":1458.985,"confidence":0.9194336,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.1010148674249649},{"word":"yep","start":1471.46,"end":1471.96,"confidence":0.9025879,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.007342630531638861},{"word":"yep","start":1481.475,"end":1481.975,"confidence":0.75561523,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.006538306828588247},{"word":"193","start":1483.555,"end":1484.755,"confidence":0.81624347,"punctuated_word":"193.","sentiment":"neutral","sentiment_score":0.0171591117978096},{"word":"fantastic","start":1484.755,"end":1485.255,"confidence":0.9995117,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.375131756067276},{"word":"now","start":1485.875,"end":1486.275,"confidence":0.9970703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1115920916199684},{"word":"another","start":1486.275,"end":1486.595,"confidence":0.98828125,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.03826400637626648},{"word":"hard","start":1486.595,"end":1486.835,"confidence":0.9921875,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":0.04575562477111816},{"word":"one","start":1486.835,"end":1487.075,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.11228938400745392},{"word":"for","start":1487.075,"end":1487.235,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.004890546202659607},{"word":"you","start":1487.235,"end":1487.395,"confidence":0.7687988,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.01650121621787548},{"word":"what's","start":1487.395,"end":1487.715,"confidence":0.99853516,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.001327797770500183},{"word":"her","start":1487.715,"end":1487.875,"confidence":0.99609375,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.02993546798825264},{"word":"date","start":1487.875,"end":1488.195,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.04280328750610352},{"word":"of","start":1488.195,"end":1488.355,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02103528007864952},{"word":"birth","start":1488.355,"end":1488.855,"confidence":0.9980469,"punctuated_word":"birth?","sentiment":"neutral","sentiment_score":0.007822781801223755},{"word":"fantastic","start":1493.075,"end":1493.575,"confidence":0.9975586,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.5139756798744202},{"word":"well","start":1494.45,"end":1494.69,"confidence":1.0,"punctuated_word":"Well","sentiment":"positive","sentiment_score":0.4694359600543976},{"word":"done","start":1494.69,"end":1495.19,"confidence":0.9741211,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.39786845445632935},{"word":"and","start":1495.89,"end":1496.2899,"confidence":0.5996094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1407448798418045},{"word":"a","start":1496.2899,"end":1496.45,"confidence":0.7006836,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08265571296215057},{"word":"silly","start":1496.45,"end":1496.77,"confidence":1.0,"punctuated_word":"silly","sentiment":"neutral","sentiment_score":-0.0056934654712677},{"word":"question","start":1496.77,"end":1497.1699,"confidence":0.97631836,"punctuated_word":"question,","sentiment":"neutral","sentiment_score":0.002726759761571884},{"word":"but","start":1497.1699,"end":1497.4099,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.00933152437210083},{"word":"she","start":1497.4099,"end":1497.57,"confidence":0.99121094,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.0026189126074314117},{"word":"identifies","start":1497.57,"end":1498.07,"confidence":0.98828125,"punctuated_word":"identifies","sentiment":"neutral","sentiment_score":-0.005437687039375305},{"word":"as","start":1498.21,"end":1498.37,"confidence":0.9741211,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.035763900727033615},{"word":"a","start":1498.37,"end":1498.5299,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04321198910474777},{"word":"female","start":1498.5299,"end":1499.0299,"confidence":0.8671875,"punctuated_word":"female.","sentiment":"neutral","sentiment_score":0.03648453205823898},{"word":"yeah","start":1501.73,"end":1502.0499,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08080784976482391},{"word":"i","start":1502.0499,"end":1502.21,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10369262099266052},{"word":"just","start":1502.21,"end":1502.45,"confidence":0.56933594,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08205709606409073},{"word":"like","start":1502.45,"end":1502.69,"confidence":0.97314453,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07990273088216782},{"word":"to","start":1502.69,"end":1502.85,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13477513194084167},{"word":"double","start":1502.85,"end":1503.1699,"confidence":1.0,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.12107299268245696},{"word":"check","start":1503.1699,"end":1503.49,"confidence":0.99902344,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.14495085179805756},{"word":"that","start":1503.49,"end":1503.6499,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17932818830013275},{"word":"one","start":1503.6499,"end":1503.97,"confidence":0.99560547,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.16674098372459412},{"word":"that's","start":1503.97,"end":1504.37,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4688265919685364},{"word":"all","start":1504.37,"end":1504.61,"confidence":0.9873047,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4756585657596588},{"word":"good","start":1504.61,"end":1505.11,"confidence":0.9604492,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3956947326660156},{"word":"and","start":1505.6499,"end":1505.89,"confidence":0.9873047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.22933566570281985},{"word":"you're","start":1505.89,"end":1506.0499,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.3151291608810425},{"word":"happy","start":1506.0499,"end":1506.37,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.30047327280044556},{"word":"to","start":1506.37,"end":1506.5299,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07635156810283661},{"word":"have","start":1506.5299,"end":1507.0299,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05672206357121467},{"word":"i'm","start":1507.815,"end":1508.315,"confidence":0.5852051,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.07473517954349518},{"word":"trying","start":1509.975,"end":1510.475,"confidence":0.66259766,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.11484232544898988},{"word":"to","start":1510.7749,"end":1511.2749,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09983253479003906},{"word":"check","start":1511.575,"end":1512.075,"confidence":0.9838867,"punctuated_word":"check.","sentiment":"neutral","sentiment_score":0.09514805674552916},{"word":"absolutely","start":1512.5349,"end":1513.0349,"confidence":0.9807129,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.22685915231704712},{"word":"absolutely","start":1517.575,"end":1518.075,"confidence":0.99853516,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.22848117351531985},{"word":"and","start":1518.855,"end":1519.095,"confidence":0.94140625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1949349194765091},{"word":"are","start":1519.095,"end":1519.1749,"confidence":0.97998047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.18443691730499268},{"word":"you","start":1519.1749,"end":1519.4149,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3303227424621582},{"word":"happy","start":1519.4149,"end":1519.735,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.4108476936817169},{"word":"to","start":1519.735,"end":1519.815,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.37917864322662354},{"word":"have","start":1519.815,"end":1520.0549,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3858955502510071},{"word":"a","start":1520.0549,"end":1520.215,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2841991186141968},{"word":"100%","start":1520.215,"end":1521.015,"confidence":0.99902344,"punctuated_word":"100%","sentiment":"positive","sentiment_score":0.368352323770523},{"word":"of","start":1521.015,"end":1521.255,"confidence":0.9902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4392552375793457},{"word":"both","start":1521.255,"end":1521.495,"confidence":0.99609375,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.40036043524742126},{"word":"your","start":1521.495,"end":1521.735,"confidence":0.9892578,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.42047566175460815},{"word":"super","start":1521.735,"end":1521.975,"confidence":0.9589844,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.4403943717479706},{"word":"your","start":1522.0549,"end":1522.215,"confidence":0.97802734,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2993355989456177},{"word":"australian","start":1522.215,"end":1522.695,"confidence":0.9892578,"punctuated_word":"Australian","sentiment":"positive","sentiment_score":0.35098254680633545},{"word":"super","start":1522.695,"end":1522.95,"confidence":0.9428711,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.344652384519577},{"word":"and","start":1523.0299,"end":1523.19,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22593337297439575},{"word":"your","start":1523.19,"end":1523.35,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.22778840363025665},{"word":"hub","start":1523.35,"end":1523.59,"confidence":0.6772461,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.24859008193016052},{"word":"24","start":1523.59,"end":1524.1499,"confidence":0.9885254,"punctuated_word":"24","sentiment":"neutral","sentiment_score":0.1139480248093605},{"word":"super","start":1524.1499,"end":1524.47,"confidence":0.9838867,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1560252159833908},{"word":"to","start":1524.47,"end":1524.5499,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11774226278066637},{"word":"be","start":1524.5499,"end":1524.63,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10992176830768584},{"word":"paid","start":1524.63,"end":1524.7899,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.1770952045917511},{"word":"to","start":1524.7899,"end":1524.87,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16263969242572784},{"word":"her","start":1524.87,"end":1525.0299,"confidence":0.99609375,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.09472688287496568},{"word":"in","start":1525.0299,"end":1525.2699,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13013586401939392},{"word":"the","start":1525.2699,"end":1525.35,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15079420804977417},{"word":"event","start":1525.35,"end":1525.59,"confidence":0.9970703,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.14760926365852356},{"word":"of","start":1525.59,"end":1525.75,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1000666320323944},{"word":"your","start":1525.75,"end":1525.9099,"confidence":0.24951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06993022561073303},{"word":"passing","start":1525.9099,"end":1526.4099,"confidence":0.9975586,"punctuated_word":"passing?","sentiment":"neutral","sentiment_score":0.1094084233045578},{"word":"yep","start":1528.07,"end":1528.47,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17039227485656738},{"word":"beautiful","start":1528.47,"end":1528.97,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5281692743301392},{"word":"lovely","start":1529.0299,"end":1529.35,"confidence":1.0,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.510841429233551},{"word":"my","start":1529.35,"end":1529.59,"confidence":1.0,"punctuated_word":"My","sentiment":"neutral","sentiment_score":0.2473316341638565},{"word":"team","start":1529.59,"end":1529.75,"confidence":1.0,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.3134066164493561},{"word":"will","start":1529.75,"end":1529.9099,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.29643508791923523},{"word":"prefill","start":1529.9099,"end":1530.3099,"confidence":0.72387695,"punctuated_word":"prefill","sentiment":"positive","sentiment_score":0.35064929723739624},{"word":"the","start":1530.3099,"end":1530.47,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24722661077976227},{"word":"document","start":1530.47,"end":1530.95,"confidence":0.9995117,"punctuated_word":"document.","sentiment":"neutral","sentiment_score":0.19639351963996887},{"word":"is","start":1530.95,"end":1531.19,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.05071570351719856},{"word":"it","start":1531.19,"end":1531.35,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08183235675096512},{"word":"better","start":1531.35,"end":1531.6699,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.03425883874297142},{"word":"if","start":1531.6699,"end":1531.83,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0972280204296112},{"word":"we","start":1531.83,"end":1532.1499,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09610667824745178},{"word":"email","start":1532.1499,"end":1532.5499,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.10973548889160156},{"word":"or","start":1532.5499,"end":1532.71,"confidence":0.9941406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05552399903535843},{"word":"post","start":1532.71,"end":1533.11,"confidence":1.0,"punctuated_word":"post","sentiment":"neutral","sentiment_score":0.12780418992042542},{"word":"that","start":1533.11,"end":1533.35,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10823258757591248},{"word":"to","start":1533.35,"end":1533.59,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09607961773872375},{"word":"you","start":1533.59,"end":1533.75,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10058585554361343},{"word":"to","start":1533.75,"end":1533.9099,"confidence":0.86865234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08397559821605682},{"word":"be","start":1533.9099,"end":1534.1499,"confidence":0.94384766,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08894775807857513},{"word":"have","start":1534.1499,"end":1534.3899,"confidence":0.58447266,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08849352598190308},{"word":"filled","start":1534.3899,"end":1534.71,"confidence":0.9951172,"punctuated_word":"filled","sentiment":"neutral","sentiment_score":0.18342643976211548},{"word":"out","start":1534.71,"end":1534.95,"confidence":0.9748535,"punctuated_word":"out?","sentiment":"neutral","sentiment_score":0.13337808847427368},{"word":"what","start":1534.95,"end":1535.11,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.020620249211788177},{"word":"would","start":1535.11,"end":1535.2699,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.02232753485441208},{"word":"you","start":1535.2699,"end":1535.4299,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02235988713800907},{"word":"prefer","start":1535.4299,"end":1535.9299,"confidence":1.0,"punctuated_word":"prefer?","sentiment":"neutral","sentiment_score":0.04605146497488022},{"word":"yep","start":1539.2051,"end":1539.605,"confidence":0.9926758,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1729167401790619},{"word":"beautiful","start":1539.605,"end":1540.105,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4641919434070587},{"word":"we'll","start":1540.165,"end":1540.3251,"confidence":0.99902344,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.29255881905555725},{"word":"get","start":1540.3251,"end":1540.485,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.37267082929611206},{"word":"that","start":1540.485,"end":1540.805,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3285660743713379},{"word":"sent","start":1540.805,"end":1541.045,"confidence":0.93359375,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.2948935329914093},{"word":"out","start":1541.045,"end":1541.4451,"confidence":0.9951172,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.29344987869262695},{"word":"excellent","start":1541.4451,"end":1541.9451,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5425941944122314},{"word":"not","start":1542.245,"end":1542.485,"confidence":1.0,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.44941458106040955},{"word":"a","start":1542.485,"end":1542.5651,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3385899066925049},{"word":"problem","start":1542.5651,"end":1542.885,"confidence":1.0,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.40122494101524353},{"word":"at","start":1542.885,"end":1542.9651,"confidence":0.99902344,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4099995791912079},{"word":"all","start":1542.9651,"end":1543.2051,"confidence":0.9995117,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.26873505115509033},{"word":"we'll","start":1543.2051,"end":1543.365,"confidence":1.0,"punctuated_word":"We'll","sentiment":"positive","sentiment_score":0.33640122413635254},{"word":"have","start":1543.365,"end":1543.605,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.43315473198890686},{"word":"that","start":1543.605,"end":1543.8451,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3737758994102478},{"word":"organized","start":1543.8451,"end":1544.3251,"confidence":0.9980469,"punctuated_word":"organized","sentiment":"positive","sentiment_score":0.4096147418022156},{"word":"for","start":1544.3251,"end":1544.5651,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.45784351229667664},{"word":"you","start":1544.5651,"end":1545.0651,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4274526834487915},{"word":"so","start":1545.125,"end":1545.285,"confidence":0.8774414,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4344646632671356},{"word":"they","start":1545.285,"end":1545.4451,"confidence":0.98095703,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.4893929958343506},{"word":"can","start":1545.4451,"end":1545.605,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4501517713069916},{"word":"be","start":1545.605,"end":1545.765,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.486957311630249},{"word":"added","start":1545.765,"end":1546.0851,"confidence":1.0,"punctuated_word":"added","sentiment":"positive","sentiment_score":0.4656243622303009},{"word":"to","start":1546.0851,"end":1546.245,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.478638619184494},{"word":"your","start":1546.245,"end":1546.645,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5237376689910889},{"word":"super","start":1546.645,"end":1546.9651,"confidence":0.9404297,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.4695183038711548},{"word":"funds","start":1546.9651,"end":1547.365,"confidence":0.94384766,"punctuated_word":"funds","sentiment":"positive","sentiment_score":0.45986050367355347},{"word":"and","start":1547.365,"end":1547.605,"confidence":0.9892578,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.42298996448516846},{"word":"protected","start":1547.605,"end":1548.105,"confidence":0.9790039,"punctuated_word":"protected","sentiment":"positive","sentiment_score":0.4335480928421021},{"word":"everything","start":1548.245,"end":1548.745,"confidence":0.9819336,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.5139135718345642},{"word":"for","start":1548.805,"end":1548.9651,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4161909520626068},{"word":"you","start":1548.9651,"end":1549.4651,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.33773526549339294},{"word":"now","start":1550.19,"end":1550.51,"confidence":0.9667969,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.14397907257080078},{"word":"the","start":1550.51,"end":1550.83,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1376717984676361},{"word":"other","start":1550.83,"end":1551.07,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.1104416847229004},{"word":"thing","start":1551.07,"end":1551.3099,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.12201104313135148},{"word":"is","start":1551.3099,"end":1551.5499,"confidence":0.8256836,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.11678647994995116},{"word":"as","start":1551.5499,"end":1551.71,"confidence":0.8769531,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0960204303264618},{"word":"i","start":1551.71,"end":1551.87,"confidence":0.8457031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09999921917915344},{"word":"was","start":1551.87,"end":1552.11,"confidence":0.6230469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06814996898174286},{"word":"talking","start":1552.11,"end":1552.51,"confidence":0.92822266,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.08077796548604965},{"word":"to","start":1552.51,"end":1552.59,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1095605194568634},{"word":"you","start":1552.59,"end":1552.6699,"confidence":0.7441406,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.10349047929048538},{"word":"with","start":1552.6699,"end":1552.83,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14237913489341736},{"word":"your","start":1552.83,"end":1553.07,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13746686279773712},{"word":"life","start":1553.07,"end":1553.23,"confidence":0.8173828,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.14690421521663666},{"word":"and","start":1553.23,"end":1553.47,"confidence":0.9248047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15821805596351624},{"word":"tv","start":1553.47,"end":1553.7899,"confidence":0.7504883,"punctuated_word":"TV,","sentiment":"neutral","sentiment_score":0.10820718109607697},{"word":"your","start":1553.7899,"end":1554.03,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1377648115158081},{"word":"income","start":1554.03,"end":1554.35,"confidence":0.99902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.10751570016145706},{"word":"protection","start":1554.35,"end":1554.85,"confidence":0.94628906,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":0.08982812613248825},{"word":"at","start":1554.99,"end":1555.23,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10783785581588744},{"word":"the","start":1555.23,"end":1555.39,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10345032811164856},{"word":"age","start":1555.39,"end":1555.5499,"confidence":0.99902344,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.058890726417303085},{"word":"of","start":1555.5499,"end":1555.71,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09628647565841676},{"word":"60","start":1555.71,"end":1556.11,"confidence":0.9790039,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.11391767114400864},{"word":"if","start":1556.11,"end":1556.27,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12412592768669128},{"word":"you're","start":1556.27,"end":1556.51,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06443598121404648},{"word":"unable","start":1556.51,"end":1556.9099,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":0.026275459676980972},{"word":"to","start":1556.9099,"end":1556.99,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.023308120667934418},{"word":"go","start":1556.99,"end":1557.15,"confidence":0.99316406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.015433304011821749},{"word":"to","start":1557.15,"end":1557.3099,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.009600803256034853},{"word":"work","start":1557.3099,"end":1557.5499,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.024283021688461304},{"word":"or","start":1557.5499,"end":1557.87,"confidence":0.9291992,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.020961038768291473},{"word":"if","start":1557.87,"end":1558.11,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06088788062334061},{"word":"you","start":1558.11,"end":1558.35,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.054720405489206314},{"word":"are","start":1558.35,"end":1558.59,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.029925204813480377},{"word":"technically","start":1558.59,"end":1559.09,"confidence":0.91967773,"punctuated_word":"technically,","sentiment":"neutral","sentiment_score":0.06354740262031555},{"word":"you","start":1559.47,"end":1559.63,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0721503421664238},{"word":"know","start":1559.63,"end":1560.13,"confidence":0.9980469,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.04311956837773323},{"word":"passed","start":1560.99,"end":1561.39,"confidence":0.7973633,"punctuated_word":"passed","sentiment":"neutral","sentiment_score":-0.028533935546875},{"word":"away","start":1561.39,"end":1561.87,"confidence":0.99902344,"punctuated_word":"away","sentiment":"neutral","sentiment_score":0.056003231555223465},{"word":"or","start":1561.87,"end":1562.27,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.025889895856380463},{"word":"disabled","start":1562.27,"end":1562.77,"confidence":0.99658203,"punctuated_word":"disabled,","sentiment":"neutral","sentiment_score":0.10307511687278748},{"word":"you","start":1563.355,"end":1563.5149,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20042677223682404},{"word":"can","start":1563.5149,"end":1563.6749,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17987163364887238},{"word":"get","start":1563.6749,"end":1563.9149,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1422804445028305},{"word":"access","start":1563.9149,"end":1564.235,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.13021531701087952},{"word":"to","start":1564.235,"end":1564.3949,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1763232797384262},{"word":"your","start":1564.3949,"end":1564.6349,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23272228240966797},{"word":"super","start":1564.6349,"end":1564.955,"confidence":0.96533203,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2774830460548401},{"word":"balance","start":1564.955,"end":1565.2749,"confidence":0.9008789,"punctuated_word":"balance.","sentiment":"neutral","sentiment_score":0.19483250379562375},{"word":"being","start":1565.2749,"end":1565.5149,"confidence":0.98535156,"punctuated_word":"Being","sentiment":"neutral","sentiment_score":0.1849761009216309},{"word":"60","start":1565.5149,"end":1565.9149,"confidence":0.98095703,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.235321581363678},{"word":"means","start":1565.9149,"end":1566.315,"confidence":0.9970703,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.130641907453537},{"word":"everything","start":1566.315,"end":1566.7949,"confidence":0.8803711,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.25619953870773315},{"word":"is","start":1566.7949,"end":1567.0349,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.19963286817073825},{"word":"deducted","start":1567.0349,"end":1567.5349,"confidence":0.9970703,"punctuated_word":"deducted","sentiment":"neutral","sentiment_score":0.22071987390518188},{"word":"is","start":1568.075,"end":1568.235,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.19855237007141113},{"word":"provided","start":1568.235,"end":1568.735,"confidence":1.0,"punctuated_word":"provided","sentiment":"neutral","sentiment_score":0.23668354749679563},{"word":"to","start":1568.7949,"end":1569.0349,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27858537435531616},{"word":"you","start":1569.0349,"end":1569.195,"confidence":0.9838867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2811264395713806},{"word":"tax","start":1569.195,"end":1569.5149,"confidence":0.9970703,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.3796829879283905},{"word":"free","start":1569.5149,"end":1570.0149,"confidence":0.9980469,"punctuated_word":"free.","sentiment":"neutral","sentiment_score":0.23735487461090088},{"word":"you","start":1570.5549,"end":1570.715,"confidence":0.9165039,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2115922570228577},{"word":"do","start":1570.715,"end":1570.955,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.167883038520813},{"word":"have","start":1570.955,"end":1571.195,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.23571433126926425},{"word":"the","start":1571.195,"end":1571.355,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21367579698562625},{"word":"option","start":1571.355,"end":1571.835,"confidence":1.0,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.19002699851989743},{"word":"of","start":1571.835,"end":1572.075,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2533388137817383},{"word":"keeping","start":1572.075,"end":1572.475,"confidence":1.0,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.23277579247951508},{"word":"those","start":1572.475,"end":1572.875,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.24019767343997955},{"word":"insurances","start":1572.875,"end":1573.375,"confidence":0.9995117,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.1754009574651718},{"word":"for","start":1573.4349,"end":1573.6749,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1790456473827362},{"word":"a","start":1573.6749,"end":1573.755,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17866875231266022},{"word":"little","start":1573.755,"end":1573.995,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.15885335206985474},{"word":"bit","start":1573.995,"end":1574.1549,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.16555917263031006},{"word":"longer","start":1574.1549,"end":1574.5549,"confidence":1.0,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":0.2033671736717224},{"word":"for","start":1574.5549,"end":1574.715,"confidence":0.98095703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2580457627773285},{"word":"peace","start":1574.715,"end":1574.955,"confidence":0.9902344,"punctuated_word":"peace","sentiment":"neutral","sentiment_score":0.21584317088127136},{"word":"of","start":1574.955,"end":1575.115,"confidence":0.89746094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2838345170021057},{"word":"mind","start":1575.115,"end":1575.4349,"confidence":1.0,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.2790463864803314},{"word":"if","start":1575.4349,"end":1575.595,"confidence":0.9550781,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3068092465400696},{"word":"you","start":1575.595,"end":1575.755,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2692544758319855},{"word":"would","start":1575.755,"end":1575.9149,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.2349894493818283},{"word":"like","start":1575.9149,"end":1576.1549,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.23094840347766876},{"word":"to","start":1576.1549,"end":1576.59,"confidence":0.677124,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":-0.004936619661748409},{"word":"or","start":1576.83,"end":1577.07,"confidence":0.99902344,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.01102914661169052},{"word":"if","start":1577.07,"end":1577.15,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.01086372323334217},{"word":"you're","start":1577.15,"end":1577.3099,"confidence":0.9980469,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.00871296413242817},{"word":"not","start":1577.3099,"end":1577.63,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.0008031986653804779},{"word":"sort","start":1577.63,"end":1577.7899,"confidence":0.98828125,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.02182024717330933},{"word":"of","start":1577.7899,"end":1577.95,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02210114151239395},{"word":"worried","start":1577.95,"end":1578.27,"confidence":1.0,"punctuated_word":"worried","sentiment":"neutral","sentiment_score":0.0027588680386543274},{"word":"about","start":1578.27,"end":1578.51,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0009886398911476135},{"word":"them","start":1578.51,"end":1578.6699,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.013481765985488892},{"word":"because","start":1578.6699,"end":1578.99,"confidence":0.97998047,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.023323100060224533},{"word":"the","start":1578.99,"end":1579.07,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02142257988452911},{"word":"levels","start":1579.07,"end":1579.39,"confidence":0.9003906,"punctuated_word":"levels","sentiment":"neutral","sentiment_score":-0.01848269999027252},{"word":"of","start":1579.39,"end":1579.5499,"confidence":0.9770508,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.002758897840976715},{"word":"cover","start":1579.5499,"end":1579.7899,"confidence":0.9970703,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.017629623413085938},{"word":"are","start":1579.7899,"end":1580.0299,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.010483048856258392},{"word":"quite","start":1580.0299,"end":1580.27,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.01057606190443039},{"word":"small","start":1580.27,"end":1580.6699,"confidence":0.9975586,"punctuated_word":"small,","sentiment":"neutral","sentiment_score":0.018069855868816376},{"word":"we","start":1580.6699,"end":1580.75,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.030029013752937317},{"word":"can","start":1580.75,"end":1580.9099,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04684924706816673},{"word":"always","start":1580.9099,"end":1581.23,"confidence":0.9980469,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.049698665738105774},{"word":"look","start":1581.23,"end":1581.39,"confidence":0.96972656,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.016003906726837158},{"word":"to","start":1581.39,"end":1581.5499,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04849626123905182},{"word":"maybe","start":1581.5499,"end":1581.95,"confidence":0.9770508,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.014081358909606934},{"word":"consolidate","start":1581.95,"end":1582.45,"confidence":0.99902344,"punctuated_word":"consolidate","sentiment":"neutral","sentiment_score":0.03121493011713028},{"word":"everything","start":1582.51,"end":1582.9099,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.04140026867389679},{"word":"to","start":1582.9099,"end":1583.15,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.048943549394607544},{"word":"one","start":1583.15,"end":1583.47,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04701461642980576},{"word":"place","start":1583.47,"end":1583.87,"confidence":0.9667969,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.04644168168306351},{"word":"and","start":1583.87,"end":1584.11,"confidence":0.9560547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.014978788793087006},{"word":"maybe","start":1584.11,"end":1584.4299,"confidence":0.9970703,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.0020576268434524536},{"word":"cancel","start":1584.4299,"end":1584.83,"confidence":0.9951172,"punctuated_word":"cancel","sentiment":"neutral","sentiment_score":0.00576888769865036},{"word":"the","start":1584.83,"end":1584.9099,"confidence":0.9741211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007798321545124054},{"word":"covers","start":1584.9099,"end":1585.3099,"confidence":0.7714844,"punctuated_word":"covers.","sentiment":"neutral","sentiment_score":-0.014995574951171877},{"word":"but","start":1585.3099,"end":1585.8099,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.08082297444343567},{"word":"it's","start":1585.95,"end":1586.45,"confidence":0.98339844,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.0631667897105217},{"word":"more","start":1586.51,"end":1586.75,"confidence":0.9951172,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.08978767693042755},{"word":"about","start":1586.75,"end":1586.99,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1277722418308258},{"word":"what's","start":1586.99,"end":1587.3099,"confidence":0.99902344,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.16630755364894867},{"word":"important","start":1587.3099,"end":1587.7899,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.12740877270698547},{"word":"to","start":1587.7899,"end":1588.0299,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18236100673675537},{"word":"you","start":1588.0299,"end":1588.4299,"confidence":0.99658203,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.14932233095169067},{"word":"are","start":1588.4299,"end":1588.59,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.0249149352312088},{"word":"you","start":1588.59,"end":1588.75,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03827866539359093},{"word":"wanting","start":1588.75,"end":1589.07,"confidence":0.99902344,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.02470972388982773},{"word":"to","start":1589.07,"end":1589.23,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.018056217581033707},{"word":"keep","start":1589.23,"end":1589.47,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.02590252086520195},{"word":"the","start":1589.47,"end":1589.5499,"confidence":0.9770508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0015858933329582214},{"word":"insurances","start":1589.5499,"end":1590.0499,"confidence":0.99902344,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.018307022750377655},{"word":"for","start":1590.19,"end":1590.35,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.015111755579710008},{"word":"a","start":1590.35,"end":1590.51,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01644166372716427},{"word":"little","start":1590.51,"end":1590.6699,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.01883929967880249},{"word":"bit","start":1590.6699,"end":1590.83,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.007584407925605774},{"word":"longer","start":1590.83,"end":1591.33,"confidence":0.9951172,"punctuated_word":"longer?","sentiment":"neutral","sentiment_score":0.0008890293538570404},{"word":"yeah","start":1598.485,"end":1598.985,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.014795711264014244},{"word":"yes","start":1604.98,"end":1605.48,"confidence":0.88720703,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.039330776780843735},{"word":"the","start":1609.54,"end":1609.86,"confidence":0.9902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.10346344113349916},{"word":"life","start":1609.86,"end":1610.34,"confidence":0.9223633,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.13359279930591583},{"word":"cover","start":1610.34,"end":1610.74,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.1411283016204834},{"word":"that","start":1610.74,"end":1610.98,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19489629566669464},{"word":"you're","start":1610.98,"end":1611.22,"confidence":0.9916992,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1386682391166687},{"word":"insured","start":1611.22,"end":1611.7,"confidence":0.99121094,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":0.07533561438322067},{"word":"for","start":1611.7,"end":1611.86,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13803845643997192},{"word":"with","start":1611.86,"end":1612.18,"confidence":0.9921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11043650656938551},{"word":"australian","start":1612.18,"end":1612.66,"confidence":0.9760742,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.09107095003128052},{"word":"super","start":1612.66,"end":1613.0599,"confidence":0.71276855,"punctuated_word":"Super,","sentiment":"neutral","sentiment_score":0.1448046863079071},{"word":"yeah","start":1613.0599,"end":1613.3,"confidence":0.99365234,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.1516408771276474},{"word":"pays","start":1613.3,"end":1613.62,"confidence":0.9970703,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":0.10300718247890472},{"word":"out","start":1613.62,"end":1613.86,"confidence":0.984375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.13627086579799652},{"word":"a","start":1613.86,"end":1614.02,"confidence":0.8935547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13438493013381958},{"word":"benefit","start":1614.02,"end":1614.5,"confidence":1.0,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.13363197445869446},{"word":"of","start":1614.5,"end":1614.9,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10539619624614716},{"word":"$9,000","start":1614.9,"end":1616.2,"confidence":0.897583,"punctuated_word":"$9,000,","sentiment":"neutral","sentiment_score":0.10292911529541016},{"word":"but","start":1616.835,"end":1617.075,"confidence":0.9536133,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.09035972505807877},{"word":"your","start":1617.075,"end":1617.395,"confidence":0.97509766,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.104441836476326},{"word":"super","start":1617.395,"end":1617.7949,"confidence":1.0,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.10583622753620148},{"word":"benefit","start":1617.7949,"end":1618.2949,"confidence":0.9428711,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.10626482218503952},{"word":"between","start":1618.4349,"end":1618.835,"confidence":0.9970703,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.11716840416193008},{"word":"the","start":1618.835,"end":1618.995,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1174238622188568},{"word":"two","start":1618.995,"end":1619.315,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1012411117553711},{"word":"super","start":1619.315,"end":1619.635,"confidence":0.99902344,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.11284933984279633},{"word":"funds","start":1619.635,"end":1620.135,"confidence":0.9819336,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.106781005859375},{"word":"pays","start":1620.355,"end":1620.6749,"confidence":0.9921875,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":0.11900833249092102},{"word":"out","start":1620.6749,"end":1620.915,"confidence":0.96533203,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.12141235917806624},{"word":"as","start":1620.915,"end":1621.075,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11633530259132384},{"word":"well","start":1621.075,"end":1621.5549,"confidence":0.99902344,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.06623406708240509},{"word":"so","start":1621.5549,"end":1621.875,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08594946563243866},{"word":"at","start":1621.875,"end":1622.115,"confidence":0.99121094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03856426477432251},{"word":"the","start":1622.115,"end":1622.275,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05498822405934334},{"word":"moment","start":1622.275,"end":1622.515,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.0545487180352211},{"word":"and","start":1622.595,"end":1622.835,"confidence":0.96533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.007166087627410889},{"word":"sorry","start":1622.835,"end":1623.155,"confidence":0.88256836,"punctuated_word":"sorry,","sentiment":"neutral","sentiment_score":-0.01757359504699707},{"word":"robert","start":1623.155,"end":1623.395,"confidence":0.7702637,"punctuated_word":"Robert.","sentiment":"neutral","sentiment_score":-0.07096818089485168},{"word":"because","start":1623.395,"end":1623.635,"confidence":0.9970703,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.07105834782123566},{"word":"your","start":1623.635,"end":1623.7949,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.06416723132133484},{"word":"wife","start":1623.7949,"end":1623.955,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.059753693640232086},{"word":"is","start":1623.955,"end":1624.115,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.08405844122171402},{"word":"there","start":1624.115,"end":1624.275,"confidence":0.9790039,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.04692636430263519},{"word":"and","start":1624.275,"end":1624.4349,"confidence":0.6098633,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03894458711147308},{"word":"i'm","start":1624.4349,"end":1624.515,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.05380817502737045},{"word":"probably","start":1624.515,"end":1624.835,"confidence":0.99609375,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.02647411823272705},{"word":"on","start":1624.835,"end":1624.995,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0601990669965744},{"word":"speaker","start":1624.995,"end":1625.235,"confidence":0.9526367,"punctuated_word":"speaker,","sentiment":"neutral","sentiment_score":-0.058052703738212585},{"word":"i","start":1625.235,"end":1625.395,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0511748269200325},{"word":"just","start":1625.395,"end":1625.5549,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03520556539297104},{"word":"need","start":1625.5549,"end":1625.715,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.047114722430706024},{"word":"to","start":1625.715,"end":1625.7949,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03914763033390045},{"word":"confirm","start":1625.7949,"end":1626.115,"confidence":0.7529297,"punctuated_word":"confirm,","sentiment":"neutral","sentiment_score":-0.04052259027957916},{"word":"are","start":1626.115,"end":1626.275,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.011016786098480225},{"word":"you","start":1626.275,"end":1626.4349,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.014104276895523071},{"word":"happy","start":1626.4349,"end":1626.755,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.03846857696771622},{"word":"with","start":1626.755,"end":1626.915,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.05067627876996994},{"word":"me","start":1626.915,"end":1627.395,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.06183896213769913},{"word":"putting","start":1627.395,"end":1627.715,"confidence":0.9970703,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.03176717460155487},{"word":"this","start":1627.715,"end":1627.955,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.0310201495885849},{"word":"information","start":1627.955,"end":1628.455,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.010975509881973268},{"word":"out","start":1628.515,"end":1628.755,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.01368926465511322},{"word":"there","start":1628.755,"end":1629.255,"confidence":0.99853516,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":-0.004042141139507294},{"word":"yep","start":1630.67,"end":1631.0701,"confidence":0.8684082,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1542457789182663},{"word":"beautiful","start":1631.0701,"end":1631.55,"confidence":0.99560547,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3965852558612823},{"word":"i","start":1631.55,"end":1631.71,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0649077296257019},{"word":"just","start":1631.71,"end":1631.9501,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0029619336128234863},{"word":"have","start":1631.9501,"end":1632.1901,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08912773430347443},{"word":"to","start":1632.1901,"end":1632.27,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1107705980539322},{"word":"be","start":1632.27,"end":1632.43,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.2033434808254242},{"word":"really","start":1632.43,"end":1632.67,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.22282901406288147},{"word":"cautious","start":1632.67,"end":1633.17,"confidence":1.0,"punctuated_word":"cautious","sentiment":"neutral","sentiment_score":-0.3136563301086426},{"word":"and","start":1633.23,"end":1633.47,"confidence":0.9970703,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3757990002632141},{"word":"security","start":1633.47,"end":1633.87,"confidence":1.0,"punctuated_word":"security","sentiment":"negative","sentiment_score":-0.4457006752490998},{"word":"conscious","start":1633.87,"end":1634.35,"confidence":0.9980469,"punctuated_word":"conscious","sentiment":"neutral","sentiment_score":-0.28085583448410034},{"word":"for","start":1634.35,"end":1634.59,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.1627458482980728},{"word":"you","start":1634.59,"end":1634.75,"confidence":0.99658203,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.08904813975095749},{"word":"i","start":1634.75,"end":1634.91,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1892777383327484},{"word":"do","start":1634.91,"end":1635.15,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.18528275191783905},{"word":"apologize","start":1635.15,"end":1635.65,"confidence":0.9980469,"punctuated_word":"apologize.","sentiment":"neutral","sentiment_score":-0.1506148725748062},{"word":"with","start":1638.99,"end":1639.31,"confidence":0.82714844,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.02570187672972679},{"word":"the","start":1639.31,"end":1639.81,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06563996523618698},{"word":"super","start":1640.03,"end":1640.43,"confidence":0.98095703,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.08260928094387054},{"word":"balance","start":1640.43,"end":1640.83,"confidence":0.9301758,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.06298114359378815},{"word":"between","start":1640.83,"end":1641.23,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.051820382475852966},{"word":"the","start":1641.23,"end":1641.39,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05161009728908539},{"word":"two","start":1641.39,"end":1641.63,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.0439254567027092},{"word":"funds","start":1641.63,"end":1642.13,"confidence":0.9970703,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.034036219120025635},{"word":"at","start":1642.1901,"end":1642.43,"confidence":0.9614258,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.026806719601154327},{"word":"the","start":1642.43,"end":1642.59,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04489430412650108},{"word":"moment","start":1642.59,"end":1643.09,"confidence":0.9904785,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.03159701079130173},{"word":"in","start":1643.955,"end":1644.035,"confidence":0.96972656,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.04211124777793884},{"word":"the","start":1644.035,"end":1644.115,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.042569588869810104},{"word":"event","start":1644.115,"end":1644.4349,"confidence":1.0,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.01800931990146637},{"word":"of","start":1644.4349,"end":1644.6749,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.015359826385974884},{"word":"you","start":1644.6749,"end":1644.9149,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.020175613462924957},{"word":"passing","start":1644.9149,"end":1645.4149,"confidence":0.99853516,"punctuated_word":"passing,","sentiment":"neutral","sentiment_score":0.030716266483068463},{"word":"the","start":1645.5549,"end":1645.7949,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04882761836051941},{"word":"current","start":1645.7949,"end":1646.195,"confidence":1.0,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.04996374249458313},{"word":"total","start":1646.195,"end":1646.6749,"confidence":1.0,"punctuated_word":"total","sentiment":"neutral","sentiment_score":0.059998273849487305},{"word":"super","start":1646.6749,"end":1646.995,"confidence":0.9873047,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.07163749635219574},{"word":"balance","start":1646.995,"end":1647.315,"confidence":0.9790039,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.07289668917655945},{"word":"paid","start":1647.315,"end":1647.635,"confidence":0.9980469,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.0825900211930275},{"word":"out","start":1647.635,"end":1647.7949,"confidence":0.7763672,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.09429307281970978},{"word":"is","start":1647.7949,"end":1647.955,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06741227209568024},{"word":"a","start":1647.955,"end":1648.115,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0851595476269722},{"word":"120,529","start":1648.115,"end":1651.1749,"confidence":0.98063153,"punctuated_word":"120,529,","sentiment":"neutral","sentiment_score":0.06906498968601227},{"word":"and","start":1651.315,"end":1651.475,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05802939832210541},{"word":"then","start":1651.475,"end":1651.635,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.07189537584781647},{"word":"you","start":1651.635,"end":1651.7949,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11637866497039796},{"word":"do","start":1651.7949,"end":1652.035,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10138994455337524},{"word":"also","start":1652.035,"end":1652.355,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1637132316827774},{"word":"have","start":1652.355,"end":1652.595,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1459324210882187},{"word":"that","start":1652.595,"end":1652.835,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1669749617576599},{"word":"australian","start":1652.835,"end":1653.335,"confidence":0.99902344,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.14648433029651642},{"word":"super","start":1653.395,"end":1653.715,"confidence":0.7871094,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1308889091014862},{"word":"fund","start":1653.715,"end":1654.115,"confidence":0.9790039,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.137862429022789},{"word":"with","start":1654.115,"end":1654.355,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14973731338977814},{"word":"a","start":1654.355,"end":1654.515,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12086670845746994},{"word":"small","start":1654.515,"end":1654.835,"confidence":1.0,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.1158895194530487},{"word":"amount","start":1654.835,"end":1655.155,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.11508826911449432},{"word":"of","start":1655.155,"end":1655.315,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11292095482349396},{"word":"life","start":1655.315,"end":1655.635,"confidence":0.9921875,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.07808889448642731},{"word":"cover","start":1655.635,"end":1656.035,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.1033506691455841},{"word":"of","start":1656.035,"end":1656.275,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1039462387561798},{"word":"9,000","start":1656.275,"end":1657.095,"confidence":0.99853516,"punctuated_word":"9,000.","sentiment":"neutral","sentiment_score":0.11974667012691498},{"word":"so","start":1657.5,"end":1657.74,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1260005682706833},{"word":"that","start":1657.74,"end":1657.9,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18642377853393555},{"word":"9,000","start":1657.9,"end":1658.62,"confidence":1.0,"punctuated_word":"9,000","sentiment":"neutral","sentiment_score":0.16497299075126648},{"word":"would","start":1658.62,"end":1658.78,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.14711089432239532},{"word":"be","start":1658.78,"end":1659.02,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.14661279320716858},{"word":"paid","start":1659.02,"end":1659.18,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.124160036444664},{"word":"out","start":1659.18,"end":1659.34,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.12740163505077362},{"word":"on","start":1659.34,"end":1659.66,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10828178375959396},{"word":"top","start":1659.66,"end":1659.9,"confidence":0.9921875,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.07281047105789185},{"word":"of","start":1659.9,"end":1660.06,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.129994198679924},{"word":"that","start":1660.06,"end":1660.22,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11989429593086244},{"word":"120,000","start":1660.22,"end":1661.6,"confidence":0.9971924,"punctuated_word":"120,000.","sentiment":"neutral","sentiment_score":0.09403704106807707},{"word":"it","start":1661.9,"end":1662.06,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.04063853248953819},{"word":"just","start":1662.06,"end":1662.3,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.049871403723955154},{"word":"depends","start":1662.3,"end":1662.62,"confidence":1.0,"punctuated_word":"depends","sentiment":"neutral","sentiment_score":0.07701769471168518},{"word":"on","start":1662.62,"end":1662.78,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06169094517827034},{"word":"sort","start":1662.78,"end":1662.94,"confidence":0.97998047,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.038644950836896896},{"word":"of","start":1662.94,"end":1663.1,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.040178798139095306},{"word":"what","start":1663.1,"end":1663.34,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.032088425010442734},{"word":"you're","start":1663.34,"end":1663.58,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.08827567100524902},{"word":"comfortable","start":1663.58,"end":1664.06,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.0599646233022213},{"word":"with","start":1664.06,"end":1664.56,"confidence":1.0,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":0.1146451011300087},{"word":"the","start":1666.94,"end":1667.18,"confidence":0.83935547,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.07565667480230331},{"word":"tbd","start":1667.18,"end":1667.68,"confidence":0.87890625,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":0.04422680288553238},{"word":"side","start":1667.82,"end":1668.06,"confidence":0.9970703,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.11464817821979524},{"word":"of","start":1668.06,"end":1668.14,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08308929204940796},{"word":"things","start":1668.14,"end":1668.46,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.09224580228328703},{"word":"is","start":1668.46,"end":1668.62,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08299777656793594},{"word":"exactly","start":1668.62,"end":1669.02,"confidence":0.9980469,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.08838138729333878},{"word":"the","start":1669.02,"end":1669.18,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06569559872150421},{"word":"same","start":1669.18,"end":1669.42,"confidence":0.9790039,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":0.08650106191635132},{"word":"so","start":1669.42,"end":1669.58,"confidence":0.9038086,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09256082773208618},{"word":"tbd","start":1669.58,"end":1670.08,"confidence":0.9970703,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":0.07980914413928986},{"word":"pays","start":1670.22,"end":1670.54,"confidence":0.9980469,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":0.09539271891117096},{"word":"out","start":1670.54,"end":1670.7,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.13118430972099304},{"word":"a","start":1670.7,"end":1670.78,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13247603178024292},{"word":"lump","start":1670.78,"end":1671.1,"confidence":1.0,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":0.13801318407058716},{"word":"sum","start":1671.1,"end":1671.34,"confidence":0.9970703,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":0.14941540360450745},{"word":"benefit","start":1671.34,"end":1671.84,"confidence":0.99121094,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.12907347083091736},{"word":"in","start":1672.0549,"end":1672.215,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12649250030517578},{"word":"the","start":1672.215,"end":1672.375,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09870758652687071},{"word":"event","start":1672.375,"end":1672.455,"confidence":0.99902344,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.09343086183071136},{"word":"that","start":1672.455,"end":1672.615,"confidence":0.96435547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06898954510688782},{"word":"you're","start":1672.615,"end":1672.9349,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.057649876922369},{"word":"unable","start":1672.9349,"end":1673.255,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.02727200463414192},{"word":"to","start":1673.255,"end":1673.335,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04355781525373459},{"word":"go","start":1673.335,"end":1673.495,"confidence":0.9248047,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.05009879171848297},{"word":"back","start":1673.495,"end":1673.655,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.07110830396413803},{"word":"to","start":1673.655,"end":1673.815,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.057508617639541626},{"word":"work","start":1673.815,"end":1674.0549,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.07102423161268234},{"word":"again","start":1674.0549,"end":1674.2949,"confidence":0.9526367,"punctuated_word":"again","sentiment":"neutral","sentiment_score":-0.1326381266117096},{"word":"due","start":1674.2949,"end":1674.535,"confidence":0.99316406,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.11972738802433014},{"word":"to","start":1674.535,"end":1674.695,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09498634934425354},{"word":"permanent","start":1674.695,"end":1675.195,"confidence":0.9980469,"punctuated_word":"permanent","sentiment":"neutral","sentiment_score":-0.17527645826339722},{"word":"incapacity","start":1675.255,"end":1675.755,"confidence":0.8616536,"punctuated_word":"incapacity.","sentiment":"neutral","sentiment_score":-0.09390130639076232},{"word":"with","start":1676.375,"end":1676.535,"confidence":0.9980469,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.06060536205768585},{"word":"your","start":1676.535,"end":1676.775,"confidence":0.65966797,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04524924606084824},{"word":"australian","start":1676.775,"end":1677.255,"confidence":0.97802734,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.04750522971153259},{"word":"super","start":1677.255,"end":1677.575,"confidence":0.68408203,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.06540779024362564},{"word":"account","start":1677.575,"end":1677.895,"confidence":0.9970703,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.07734201848506927},{"word":"you've","start":1677.895,"end":1678.135,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.10272916406393053},{"word":"got","start":1678.135,"end":1678.375,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.08979746699333191},{"word":"about","start":1678.375,"end":1678.695,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.06493159383535385},{"word":"$5,000","start":1678.695,"end":1679.735,"confidence":1.0,"punctuated_word":"$5,000","sentiment":"neutral","sentiment_score":0.1302003562450409},{"word":"of","start":1679.735,"end":1679.895,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06660190969705582},{"word":"cover","start":1679.895,"end":1680.215,"confidence":0.9980469,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.030164003372192383},{"word":"there","start":1680.215,"end":1680.715,"confidence":0.98999023,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.06517674028873444},{"word":"and","start":1680.775,"end":1680.9349,"confidence":0.9370117,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.07191488146781921},{"word":"again","start":1680.9349,"end":1681.255,"confidence":1.0,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.07261783629655838},{"word":"if","start":1681.255,"end":1681.4149,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03927161544561386},{"word":"you","start":1681.4149,"end":1681.575,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0012723803520202637},{"word":"are","start":1681.575,"end":1681.815,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.046496279537677765},{"word":"permanently","start":1681.815,"end":1682.315,"confidence":0.9951172,"punctuated_word":"permanently","sentiment":"neutral","sentiment_score":-0.07931287586688995},{"word":"incapacitated","start":1682.375,"end":1682.875,"confidence":0.9980469,"punctuated_word":"incapacitated","sentiment":"neutral","sentiment_score":-0.08166015893220901},{"word":"or","start":1683.335,"end":1683.495,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0653148964047432},{"word":"unable","start":1683.495,"end":1683.975,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.0665917843580246},{"word":"to","start":1683.975,"end":1684.0549,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06993348896503448},{"word":"go","start":1684.0549,"end":1684.215,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.06793559342622757},{"word":"to","start":1684.215,"end":1684.375,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05008979141712189},{"word":"work","start":1684.375,"end":1684.615,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.03976619243621826},{"word":"because","start":1684.615,"end":1684.9349,"confidence":0.94921875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.029331207275390625},{"word":"you're","start":1684.9349,"end":1685.1749,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.022604018449783325},{"word":"over","start":1685.1749,"end":1685.4149,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.04606977850198746},{"word":"the","start":1685.4149,"end":1685.495,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015408501029014587},{"word":"age","start":1685.495,"end":1685.735,"confidence":1.0,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.022927075624465942},{"word":"of","start":1685.735,"end":1685.895,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0042044371366500854},{"word":"60","start":1685.895,"end":1686.215,"confidence":0.99853516,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.05061843991279602},{"word":"we","start":1686.215,"end":1686.375,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12604771554470062},{"word":"can","start":1686.375,"end":1686.615,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14177630841732025},{"word":"access","start":1686.615,"end":1687.095,"confidence":0.99902344,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.05391005426645279},{"word":"your","start":1687.095,"end":1687.255,"confidence":0.890625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13461650907993317},{"word":"super","start":1687.255,"end":1687.755,"confidence":0.9970703,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.17194005846977234},{"word":"tax","start":1688.11,"end":1688.4299,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.26217880845069885},{"word":"free","start":1688.4299,"end":1688.6699,"confidence":0.96435547,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.20730708539485931},{"word":"for","start":1688.6699,"end":1688.9099,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23209404945373535},{"word":"you","start":1688.9099,"end":1689.4099,"confidence":0.97314453,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.19117698073387143},{"word":"so","start":1689.63,"end":1689.87,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18682518601417544},{"word":"you","start":1689.87,"end":1690.0299,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21757689118385315},{"word":"can","start":1690.0299,"end":1690.2699,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2414994835853577},{"word":"get","start":1690.2699,"end":1690.51,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.24063381552696228},{"word":"that","start":1690.51,"end":1690.6699,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.29890501499176025},{"word":"120","start":1690.6699,"end":1691.3899,"confidence":0.9967448,"punctuated_word":"120","sentiment":"neutral","sentiment_score":0.2378799021244049},{"word":"odd","start":1691.3899,"end":1691.71,"confidence":0.7709961,"punctuated_word":"odd","sentiment":"neutral","sentiment_score":0.2638361155986786},{"word":"thousand","start":1691.71,"end":1692.19,"confidence":0.9970703,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.23892927169799805},{"word":"out","start":1692.19,"end":1692.35,"confidence":0.9707031,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2639705538749695},{"word":"of","start":1692.35,"end":1692.4299,"confidence":0.97998047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.27207884192466736},{"word":"your","start":1692.4299,"end":1692.6699,"confidence":0.94140625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.18651404976844788},{"word":"two","start":1692.6699,"end":1692.99,"confidence":0.9873047,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.2067558318376541},{"word":"super","start":1692.99,"end":1693.23,"confidence":0.9951172,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.22440800070762632},{"word":"funds","start":1693.23,"end":1693.5499,"confidence":0.9790039,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.1864725649356842},{"word":"to","start":1693.5499,"end":1693.71,"confidence":0.52197266,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18651112914085388},{"word":"cover","start":1693.71,"end":1694.0299,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.1693010777235031},{"word":"you","start":1694.0299,"end":1694.5299,"confidence":0.9904785,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.14124196767807007},{"word":"it","start":1694.83,"end":1694.99,"confidence":0.8178711,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.07536667585372925},{"word":"just","start":1694.99,"end":1695.23,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0748949646949768},{"word":"depends","start":1695.23,"end":1695.5499,"confidence":1.0,"punctuated_word":"depends","sentiment":"neutral","sentiment_score":0.08848229050636292},{"word":"on","start":1695.5499,"end":1695.63,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07608192414045334},{"word":"whether","start":1695.63,"end":1695.95,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.0581325963139534},{"word":"that","start":1695.95,"end":1696.19,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08697466552257538},{"word":"5,000","start":1696.19,"end":1696.75,"confidence":0.9995117,"punctuated_word":"5,000","sentiment":"neutral","sentiment_score":0.07904195785522461},{"word":"of","start":1696.75,"end":1696.9099,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04272492974996567},{"word":"tpd","start":1696.9099,"end":1697.3899,"confidence":0.7314453,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":0.01765969768166542},{"word":"is","start":1697.3899,"end":1697.63,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0010777637362480164},{"word":"worth","start":1697.63,"end":1697.87,"confidence":0.9951172,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":-0.02120821923017502},{"word":"keeping","start":1697.87,"end":1698.19,"confidence":0.98828125,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.03969329595565796},{"word":"for","start":1698.19,"end":1698.4299,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.004091612994670868},{"word":"you","start":1698.4299,"end":1698.59,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.005833730101585388},{"word":"or","start":1698.59,"end":1698.75,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.01908579468727112},{"word":"not","start":1698.75,"end":1698.9099,"confidence":0.8671875,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":0.013572178781032562},{"word":"whether","start":1698.9099,"end":1699.1499,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.03457154333591461},{"word":"it's","start":1699.1499,"end":1699.5499,"confidence":0.86450195,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.01814613863825798},{"word":"something","start":1699.5499,"end":1699.87,"confidence":0.99316406,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.01997576653957367},{"word":"you","start":1699.87,"end":1700.11,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01135510951280594},{"word":"want","start":1700.11,"end":1700.35,"confidence":0.9980469,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.006316225975751877},{"word":"to","start":1700.35,"end":1700.4299,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.032832071185112},{"word":"keep","start":1700.4299,"end":1700.6699,"confidence":0.9970703,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.0125831700861454},{"word":"a","start":1700.6699,"end":1700.75,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03783439472317696},{"word":"bit","start":1700.75,"end":1700.9099,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03097690641880035},{"word":"longer","start":1700.9099,"end":1701.4099,"confidence":1.0,"punctuated_word":"longer.","sentiment":"neutral","sentiment_score":-0.02490687184035778},{"word":"so","start":1705.1449,"end":1705.465,"confidence":0.9892578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.004348397254943848},{"word":"with","start":1705.465,"end":1705.705,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.007999217137694359},{"word":"the","start":1705.705,"end":1705.865,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015152299776673315},{"word":"life","start":1705.865,"end":1706.105,"confidence":0.9140625,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.03346055746078491},{"word":"and","start":1706.105,"end":1706.345,"confidence":0.89746094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02508842945098877},{"word":"tpd","start":1706.345,"end":1706.825,"confidence":0.8947754,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":0.019545067101716995},{"word":"and","start":1706.825,"end":1706.985,"confidence":0.9707031,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.019611701369285583},{"word":"the","start":1706.985,"end":1707.1449,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04023663327097893},{"word":"small","start":1707.1449,"end":1707.385,"confidence":0.9526367,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.0465380996465683},{"word":"amount","start":1707.385,"end":1707.705,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.02163705602288246},{"word":"of","start":1707.705,"end":1707.7849,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.010554395616054537},{"word":"income","start":1707.7849,"end":1708.105,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.004884891211986542},{"word":"protection","start":1708.105,"end":1708.585,"confidence":0.9980469,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.02169116958975792},{"word":"you","start":1708.585,"end":1708.745,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011341460049152374},{"word":"have","start":1708.745,"end":1709.065,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.010235697031021118},{"word":"at","start":1709.065,"end":1709.225,"confidence":0.5488281,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.004449937492609024},{"word":"the","start":1709.225,"end":1709.385,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0037332959473133087},{"word":"moment","start":1709.385,"end":1709.705,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.01452988013625145},{"word":"out","start":1709.705,"end":1709.865,"confidence":0.8041992,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.020437072962522507},{"word":"of","start":1709.865,"end":1710.105,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.004670906811952591},{"word":"australian","start":1710.105,"end":1710.605,"confidence":0.93408203,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.01326470822095871},{"word":"super","start":1710.6649,"end":1711.1449,"confidence":0.729126,"punctuated_word":"Super,","sentiment":"neutral","sentiment_score":0.009564591571688652},{"word":"you're","start":1711.1449,"end":1711.465,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.007277081720530987},{"word":"paying","start":1711.465,"end":1711.945,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.012525852769613266},{"word":"$724.88","start":1711.945,"end":1714.765,"confidence":0.9934179,"punctuated_word":"$724.88"},{"word":"for","start":1715.6901,"end":1715.85,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.005837108939886093},{"word":"the","start":1715.85,"end":1716.01,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.004212819039821625},{"word":"year","start":1716.01,"end":1716.25,"confidence":0.99609375,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.0047028549015522},{"word":"for","start":1716.25,"end":1716.41,"confidence":0.87060547,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.004261873662471771},{"word":"the","start":1716.41,"end":1716.57,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00278676301240921},{"word":"insurances","start":1716.57,"end":1717.07,"confidence":0.9996745,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.010070818476378918},{"word":"yeah","start":1717.37,"end":1717.87,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04110702872276306},{"word":"9,000","start":1737.625,"end":1738.365,"confidence":0.81884766,"punctuated_word":"9,000","sentiment":"neutral","sentiment_score":0.04166238382458687},{"word":"for","start":1738.585,"end":1738.8251,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04033096879720688},{"word":"the","start":1738.8251,"end":1738.985,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06635241955518723},{"word":"light","start":1738.985,"end":1739.485,"confidence":0.5871582,"punctuated_word":"light.","sentiment":"neutral","sentiment_score":0.0480462908744812},{"word":"the","start":1739.49,"end":1739.73,"confidence":0.99902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.02708183601498604},{"word":"tpd","start":1739.73,"end":1740.21,"confidence":0.90405273,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":0.03555827587842941},{"word":"is","start":1740.21,"end":1740.45,"confidence":0.9760742,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.025016797706484795},{"word":"5,000","start":1740.45,"end":1741.19,"confidence":0.8988037,"punctuated_word":"5,000.","sentiment":"neutral","sentiment_score":0.04264666885137558},{"word":"and","start":1741.33,"end":1741.65,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03802196681499481},{"word":"income","start":1741.65,"end":1742.05,"confidence":0.98828125,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.03419305384159088},{"word":"protection","start":1742.05,"end":1742.53,"confidence":0.99902344,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.038908928632736206},{"word":"in","start":1742.53,"end":1742.69,"confidence":0.62158203,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.013761699199676514},{"word":"the","start":1742.69,"end":1742.85,"confidence":0.9301758,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06964343041181564},{"word":"short","start":1742.85,"end":1743.09,"confidence":1.0,"punctuated_word":"short","sentiment":"neutral","sentiment_score":0.011489138007164},{"word":"term","start":1743.09,"end":1743.33,"confidence":0.8754883,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":0.0037524662911891937},{"word":"if","start":1743.33,"end":1743.41,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.03608421608805656},{"word":"you're","start":1743.41,"end":1743.65,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.0342269092798233},{"word":"unable","start":1743.65,"end":1744.05,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.1633642613887787},{"word":"to","start":1744.05,"end":1744.29,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15682452917099},{"word":"work","start":1744.29,"end":1744.79,"confidence":0.7585449,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.1171240210533142},{"word":"the","start":1744.85,"end":1745.01,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0007435381412506104},{"word":"monthly","start":1745.01,"end":1745.49,"confidence":1.0,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.05153480917215347},{"word":"benefit","start":1745.49,"end":1745.99,"confidence":0.91015625,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":-0.05899449437856674},{"word":"pretax","start":1746.13,"end":1746.63,"confidence":0.7838542,"punctuated_word":"pretax,","sentiment":"neutral","sentiment_score":0.035169847309589386},{"word":"because","start":1746.77,"end":1747.01,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.006212659180164337},{"word":"income","start":1747.01,"end":1747.41,"confidence":0.9316406,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.06105831265449524},{"word":"protection","start":1747.41,"end":1747.89,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.05021851509809494},{"word":"is","start":1747.89,"end":1748.13,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.018425196409225464},{"word":"taxed","start":1748.13,"end":1748.37,"confidence":0.9291992,"punctuated_word":"taxed","sentiment":"neutral","sentiment_score":0.06136500462889671},{"word":"the","start":1748.37,"end":1748.53,"confidence":0.97314453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08739171177148819},{"word":"same","start":1748.53,"end":1748.77,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.09840349853038788},{"word":"as","start":1748.77,"end":1748.9299,"confidence":0.9633789,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.045995086431503296},{"word":"your","start":1748.9299,"end":1749.17,"confidence":0.9707031,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.024983733892440796},{"word":"income","start":1749.17,"end":1749.67,"confidence":0.8544922,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":0.022253304719924927},{"word":"essentially","start":1750.21,"end":1750.69,"confidence":0.85009766,"punctuated_word":"Essentially,","sentiment":"neutral","sentiment_score":0.0707409679889679},{"word":"it's","start":1750.69,"end":1750.9299,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09638475626707076},{"word":"2,700","start":1750.9299,"end":1752.21,"confidence":0.99853516,"punctuated_word":"2,700","sentiment":"neutral","sentiment_score":0.09732858836650848},{"word":"as","start":1752.21,"end":1752.45,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08055353164672852},{"word":"a","start":1752.45,"end":1752.53,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08939768373966217},{"word":"monthly","start":1752.53,"end":1753.01,"confidence":1.0,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.12016360461711884},{"word":"benefit","start":1753.01,"end":1753.51,"confidence":0.99365234,"punctuated_word":"benefit.","sentiment":"neutral","sentiment_score":0.06898531317710876},{"word":"but","start":1754.2251,"end":1754.385,"confidence":0.91430664,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.07255373150110245},{"word":"again","start":1754.385,"end":1754.7051,"confidence":1.0,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.07726457715034485},{"word":"if","start":1754.7051,"end":1754.865,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09029386937618256},{"word":"you're","start":1754.865,"end":1755.025,"confidence":0.9941406,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.026212994009256363},{"word":"because","start":1755.185,"end":1755.425,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.0005876049399375916},{"word":"you're","start":1755.425,"end":1755.665,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.02617491595447063},{"word":"60","start":1755.665,"end":1756.145,"confidence":0.9797363,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":-0.019481878727674484},{"word":"if","start":1756.145,"end":1756.305,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05277027562260628},{"word":"you","start":1756.305,"end":1756.4651,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10871788114309312},{"word":"can't","start":1756.4651,"end":1756.865,"confidence":0.9995117,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.1370416283607483},{"word":"work","start":1756.865,"end":1757.365,"confidence":0.98535156,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.11775416135787964},{"word":"you","start":1757.985,"end":1758.145,"confidence":0.95703125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05427270382642746},{"word":"know","start":1758.145,"end":1758.545,"confidence":0.9904785,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.05472588166594505},{"word":"you","start":1758.545,"end":1758.785,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04518835246562958},{"word":"basically","start":1758.785,"end":1759.285,"confidence":0.8676758,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.024588942527770996},{"word":"met","start":1759.505,"end":1759.8251,"confidence":0.9863281,"punctuated_word":"met","sentiment":"neutral","sentiment_score":-0.007691606879234314},{"word":"the","start":1759.8251,"end":1759.905,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.021342501044273376},{"word":"condition","start":1759.905,"end":1760.305,"confidence":1.0,"punctuated_word":"condition","sentiment":"neutral","sentiment_score":-0.02465412020683289},{"word":"of","start":1760.305,"end":1760.4651,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04968258738517761},{"word":"release","start":1760.4651,"end":1760.865,"confidence":0.81933594,"punctuated_word":"release","sentiment":"neutral","sentiment_score":-0.03533971309661865},{"word":"for","start":1760.865,"end":1761.025,"confidence":0.47192383,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.016642972826957703},{"word":"super","start":1761.025,"end":1761.3451,"confidence":0.82421875,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.07691291719675064},{"word":"we","start":1761.3451,"end":1761.505,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1534181833267212},{"word":"can","start":1761.505,"end":1761.665,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14598768949508667},{"word":"access","start":1761.665,"end":1762.0651,"confidence":0.9819336,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.020844340324401855},{"word":"your","start":1762.0651,"end":1762.305,"confidence":0.96875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21684551239013672},{"word":"super","start":1762.305,"end":1762.625,"confidence":0.9980469,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.27753251791000366},{"word":"and","start":1762.625,"end":1762.785,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1352025419473648},{"word":"start","start":1762.785,"end":1763.025,"confidence":0.99902344,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.13470593094825745},{"word":"drawing","start":1763.025,"end":1763.3451,"confidence":0.9970703,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.2592737674713135},{"word":"down","start":1763.3451,"end":1763.505,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.19954749941825867},{"word":"a","start":1763.505,"end":1763.665,"confidence":0.9536133,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2021261155605316},{"word":"pension","start":1763.665,"end":1764.145,"confidence":1.0,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.16718518733978271},{"word":"or","start":1764.145,"end":1764.645,"confidence":0.9863281,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05724811553955078},{"word":"give","start":1764.7051,"end":1764.9451,"confidence":0.9980469,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.11677838116884232},{"word":"you","start":1764.9451,"end":1765.105,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14017857611179352},{"word":"lump","start":1765.105,"end":1765.425,"confidence":0.9589844,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":0.15183115005493164},{"word":"sum","start":1765.425,"end":1765.925,"confidence":0.8635254,"punctuated_word":"sum.","sentiment":"neutral","sentiment_score":0.1441064178943634},{"word":"so","start":1766.19,"end":1766.4299,"confidence":0.9536133,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10602491348981856},{"word":"it","start":1766.4299,"end":1766.6699,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1536448895931244},{"word":"really","start":1766.6699,"end":1766.83,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.13635791838169098},{"word":"just","start":1766.83,"end":1767.07,"confidence":0.9770508,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1228293851017952},{"word":"depends","start":1767.07,"end":1767.3899,"confidence":1.0,"punctuated_word":"depends","sentiment":"neutral","sentiment_score":0.19961003959178925},{"word":"on","start":1767.3899,"end":1767.5499,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.23018354177474976},{"word":"whether","start":1767.5499,"end":1767.7899,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.1490885615348816},{"word":"those","start":1767.7899,"end":1768.11,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.10034887492656708},{"word":"insurances","start":1768.11,"end":1768.61,"confidence":0.99194336,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.03489627689123154},{"word":"are","start":1768.99,"end":1769.23,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.05942942202091217},{"word":"important","start":1769.23,"end":1769.71,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.04017363488674164},{"word":"to","start":1769.71,"end":1769.87,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1086866557598114},{"word":"you","start":1769.87,"end":1770.11,"confidence":0.94750977,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.13733252882957458},{"word":"whether","start":1770.11,"end":1770.4299,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.04187069833278656},{"word":"you","start":1770.4299,"end":1770.59,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01001887023448944},{"word":"feel","start":1770.59,"end":1770.9099,"confidence":0.9892578,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.009279921650886536},{"word":"keeping","start":1770.9099,"end":1771.23,"confidence":0.9970703,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.1003362238407135},{"word":"them","start":1771.23,"end":1771.47,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.013338014483451843},{"word":"a","start":1771.47,"end":1771.5499,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0023948773741722107},{"word":"bit","start":1771.5499,"end":1771.71,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.021667838096618652},{"word":"longer","start":1771.71,"end":1772.11,"confidence":1.0,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":0.009040087461471558},{"word":"is","start":1772.11,"end":1772.35,"confidence":0.9453125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.010079383850097656},{"word":"important","start":1772.35,"end":1772.85,"confidence":0.9975586,"punctuated_word":"important.","sentiment":"neutral","sentiment_score":0.033396437764167786},{"word":"if","start":1773.63,"end":1773.87,"confidence":0.8251953,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.2112955003976822},{"word":"you","start":1773.87,"end":1774.0299,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22423186898231504},{"word":"don't","start":1774.0299,"end":1774.5299,"confidence":0.98950195,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.16410410404205322},{"word":"inside","start":1778.2699,"end":1778.59,"confidence":0.91503906,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.01095232367515564},{"word":"your","start":1778.59,"end":1778.83,"confidence":0.8173828,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.009201060980558395},{"word":"super","start":1778.83,"end":1779.33,"confidence":0.84765625,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.04377513751387596},{"word":"yeah","start":1779.735,"end":1779.975,"confidence":0.98168945,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15170228481292725},{"word":"if","start":1779.975,"end":1780.295,"confidence":0.9980469,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.15641112625598907},{"word":"you","start":1780.295,"end":1780.455,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08853407204151154},{"word":"don't","start":1780.455,"end":1780.695,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.06334609538316727},{"word":"wanna","start":1780.695,"end":1780.9349,"confidence":0.97802734,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.06864392012357712},{"word":"keep","start":1780.9349,"end":1781.175,"confidence":0.99609375,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.12633776664733887},{"word":"them","start":1781.175,"end":1781.335,"confidence":0.9562988,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":-0.05560092628002167},{"word":"if","start":1781.335,"end":1781.495,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04840195178985596},{"word":"you're","start":1781.495,"end":1781.735,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.05818723142147064},{"word":"comfortable","start":1781.735,"end":1782.215,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.2115378975868225},{"word":"canceling","start":1782.215,"end":1782.695,"confidence":0.9206543,"punctuated_word":"canceling","sentiment":"neutral","sentiment_score":-0.14154201745986938},{"word":"at","start":1782.695,"end":1782.855,"confidence":0.6274414,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2073567509651184},{"word":"this","start":1782.855,"end":1783.015,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.05099013447761536},{"word":"point","start":1783.015,"end":1783.255,"confidence":0.99853516,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":-0.10065300017595293},{"word":"we","start":1783.255,"end":1783.415,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05129009485244751},{"word":"could","start":1783.415,"end":1783.575,"confidence":0.99316406,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.025932222604751587},{"word":"always","start":1783.575,"end":1783.895,"confidence":0.99902344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.13777531683444977},{"word":"look","start":1783.895,"end":1784.055,"confidence":0.9760742,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.03989635407924652},{"word":"to","start":1784.055,"end":1784.215,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05548359453678131},{"word":"consolidate","start":1784.215,"end":1784.715,"confidence":0.9951172,"punctuated_word":"consolidate","sentiment":"neutral","sentiment_score":0.16180112957954407},{"word":"to","start":1784.855,"end":1785.015,"confidence":0.44604492,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16661235690116882},{"word":"move","start":1785.015,"end":1785.255,"confidence":0.9980469,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.22228871285915375},{"word":"your","start":1785.255,"end":1785.415,"confidence":0.8803711,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.38828402757644653},{"word":"australian","start":1785.415,"end":1785.815,"confidence":0.9633789,"punctuated_word":"Australian","sentiment":"positive","sentiment_score":0.3827988803386688},{"word":"super","start":1785.815,"end":1786.215,"confidence":0.65722656,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.43794772028923035},{"word":"into","start":1786.215,"end":1786.535,"confidence":0.8769531,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.32890409231185913},{"word":"hub","start":1786.535,"end":1786.775,"confidence":0.6557617,"punctuated_word":"hub","sentiment":"positive","sentiment_score":0.35667017102241516},{"word":"24","start":1786.775,"end":1787.335,"confidence":0.94189453,"punctuated_word":"24,","sentiment":"positive","sentiment_score":0.38700345158576965},{"word":"have","start":1787.335,"end":1787.495,"confidence":0.9951172,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4015710949897766},{"word":"it","start":1787.495,"end":1787.655,"confidence":0.99609375,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5290518999099731},{"word":"all","start":1787.655,"end":1787.895,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3745296597480774},{"word":"in","start":1787.895,"end":1788.055,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.431700736284256},{"word":"one","start":1788.055,"end":1788.375,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.3249787390232086},{"word":"place","start":1788.375,"end":1788.875,"confidence":0.9921875,"punctuated_word":"place.","sentiment":"positive","sentiment_score":0.36576026678085327},{"word":"it","start":1789.735,"end":1789.895,"confidence":0.82958984,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.5200132727622986},{"word":"saves","start":1789.895,"end":1790.295,"confidence":0.99316406,"punctuated_word":"saves","sentiment":"positive","sentiment_score":0.4878506064414978},{"word":"you","start":1790.295,"end":1790.455,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6336830854415894},{"word":"on","start":1790.455,"end":1790.695,"confidence":0.9941406,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6923900842666626},{"word":"fees","start":1790.695,"end":1791.095,"confidence":0.8798828,"punctuated_word":"fees,","sentiment":"positive","sentiment_score":0.5190150737762451},{"word":"admittedly","start":1791.095,"end":1791.595,"confidence":0.7792969,"punctuated_word":"admittedly.","sentiment":"positive","sentiment_score":0.5111315250396729},{"word":"have","start":1791.735,"end":1791.895,"confidence":0.98828125,"punctuated_word":"Have","sentiment":"positive","sentiment_score":0.559302031993866},{"word":"the","start":1791.895,"end":1792.055,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5765823721885681},{"word":"money","start":1792.055,"end":1792.375,"confidence":1.0,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.47279366850852966},{"word":"invested","start":1792.375,"end":1792.875,"confidence":0.9980469,"punctuated_word":"invested","sentiment":"positive","sentiment_score":0.3694945573806762},{"word":"together","start":1793.015,"end":1793.515,"confidence":1.0,"punctuated_word":"together","sentiment":"positive","sentiment_score":0.6070554256439209},{"word":"and","start":1793.7799,"end":1793.94,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5743370056152344},{"word":"have","start":1793.94,"end":1794.1,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.6007115840911865},{"word":"it","start":1794.1,"end":1794.26,"confidence":0.9951172,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5492233037948608},{"word":"working","start":1794.26,"end":1794.6599,"confidence":1.0,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.5382252931594849},{"word":"and","start":1794.6599,"end":1794.8999,"confidence":0.9316406,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4719451665878296},{"word":"compounding","start":1794.8999,"end":1795.38,"confidence":1.0,"punctuated_word":"compounding","sentiment":"positive","sentiment_score":0.561446487903595},{"word":"a","start":1795.38,"end":1795.5399,"confidence":0.99316406,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3417735695838928},{"word":"bit","start":1795.5399,"end":1795.7799,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.06846153736114502},{"word":"harder","start":1795.7799,"end":1796.0199,"confidence":0.77978516,"punctuated_word":"harder,","sentiment":"neutral","sentiment_score":0.240642249584198},{"word":"but","start":1796.0199,"end":1796.26,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.25970345735549927},{"word":"it","start":1796.26,"end":1796.34,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.29284554719924927},{"word":"comes","start":1796.34,"end":1796.58,"confidence":0.99902344,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.2762572765350342},{"word":"down","start":1796.58,"end":1796.82,"confidence":0.9980469,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.3388184905052185},{"word":"to","start":1796.82,"end":1796.8999,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4220562577247619},{"word":"what's","start":1796.8999,"end":1797.22,"confidence":0.9980469,"punctuated_word":"what's","sentiment":"positive","sentiment_score":0.4377928674221039},{"word":"important","start":1797.22,"end":1797.62,"confidence":0.99902344,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.29599136114120483},{"word":"to","start":1797.62,"end":1797.7799,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4278803765773773},{"word":"you","start":1797.7799,"end":1798.0199,"confidence":0.97265625,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.38617756962776184},{"word":"if","start":1798.0199,"end":1798.1799,"confidence":0.98535156,"punctuated_word":"If","sentiment":"positive","sentiment_score":0.4646066427230835},{"word":"if","start":1798.1799,"end":1798.34,"confidence":0.8413086,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4105361998081207},{"word":"the","start":1798.34,"end":1798.5,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4227391481399536},{"word":"insurance","start":1798.5,"end":1799.0,"confidence":0.99609375,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.18955792486667633},{"word":"is","start":1799.0599,"end":1799.22,"confidence":0.8964844,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.3123103976249695},{"word":"still","start":1799.22,"end":1799.46,"confidence":0.9921875,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.3468049168586731},{"word":"important","start":1799.46,"end":1799.86,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.22249141335487368},{"word":"to","start":1799.86,"end":1800.0199,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3524951934814453},{"word":"keep","start":1800.0199,"end":1800.1799,"confidence":0.82470703,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.30717402696609497},{"word":"for","start":1800.1799,"end":1800.2999,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23571087419986725},{"word":"a","start":1800.2999,"end":1800.4199,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24142812192440033},{"word":"bit","start":1800.4199,"end":1800.6599,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1508282572031021},{"word":"longer","start":1800.6599,"end":1801.1599,"confidence":0.99853516,"punctuated_word":"longer,","sentiment":"neutral","sentiment_score":0.2984362542629242},{"word":"that","start":1801.38,"end":1801.62,"confidence":0.96435547,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5358480215072632},{"word":"is","start":1801.62,"end":1801.86,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4240306615829468},{"word":"absolutely","start":1801.86,"end":1802.36,"confidence":1.0,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.5762155055999756},{"word":"fine","start":1802.4199,"end":1802.74,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"positive","sentiment_score":0.47349026799201965},{"word":"it's","start":1802.74,"end":1802.98,"confidence":1.0,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5527374744415283},{"word":"more","start":1802.98,"end":1803.22,"confidence":0.99902344,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.4766443371772766},{"word":"just","start":1803.22,"end":1803.46,"confidence":0.9633789,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.5799525380134583},{"word":"about","start":1803.46,"end":1803.7,"confidence":0.99902344,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.542802631855011},{"word":"what","start":1803.7,"end":1803.94,"confidence":0.99902344,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.7088379859924316},{"word":"your","start":1803.94,"end":1804.1799,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6291126608848572},{"word":"goals","start":1804.1799,"end":1804.58,"confidence":0.9980469,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":-0.008660808205604553},{"word":"are","start":1804.58,"end":1805.0599,"confidence":0.95996094,"punctuated_word":"are,","sentiment":"positive","sentiment_score":0.5326738357543945},{"word":"and","start":1805.0599,"end":1805.2999,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.42627477645874023},{"word":"i","start":1805.2999,"end":1805.46,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5668279528617859},{"word":"will","start":1805.46,"end":1805.7,"confidence":1.0,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.4269797205924988},{"word":"update","start":1805.7,"end":1806.1,"confidence":1.0,"punctuated_word":"update","sentiment":"positive","sentiment_score":0.413944274187088},{"word":"the","start":1806.1,"end":1806.26,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5421954393386841},{"word":"advice","start":1806.26,"end":1806.6599,"confidence":0.99316406,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.5289000868797302},{"word":"to","start":1806.6599,"end":1806.8999,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5157032608985901},{"word":"reflect","start":1806.8999,"end":1807.38,"confidence":1.0,"punctuated_word":"reflect","sentiment":"positive","sentiment_score":0.537728488445282},{"word":"that","start":1807.38,"end":1807.7,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5175870060920715},{"word":"for","start":1807.7,"end":1807.94,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5182337164878845},{"word":"you","start":1807.94,"end":1808.44,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3449873924255371},{"word":"yeah","start":1810.415,"end":1810.8151,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2792177200317383},{"word":"what","start":1810.8151,"end":1811.055,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.21663746237754825},{"word":"are","start":1811.055,"end":1811.2151,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.19756269454956055},{"word":"your","start":1811.2151,"end":1811.535,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13127952814102173},{"word":"thoughts","start":1811.535,"end":1812.035,"confidence":0.9921875,"punctuated_word":"thoughts?","sentiment":"neutral","sentiment_score":0.125716894865036},{"word":"that's","start":1816.495,"end":1816.8151,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.16921061277389526},{"word":"okay","start":1816.8151,"end":1817.3151,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2581695318222046},{"word":"that's","start":1817.375,"end":1817.6951,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1780375838279724},{"word":"alright","start":1817.6951,"end":1818.1951,"confidence":0.99902344,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.18570230901241305},{"word":"did","start":1818.255,"end":1818.495,"confidence":1.0,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.05423848330974579},{"word":"you","start":1818.495,"end":1818.655,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.055033206939697266},{"word":"wanna","start":1818.655,"end":1818.895,"confidence":0.8574219,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07330707460641861},{"word":"sort","start":1818.895,"end":1819.135,"confidence":0.9819336,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0743938460946083},{"word":"of","start":1819.135,"end":1819.295,"confidence":0.7421875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.015449769794940948},{"word":"take","start":1819.295,"end":1819.375,"confidence":0.99902344,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.0952032059431076},{"word":"some","start":1819.375,"end":1819.615,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06919917464256287},{"word":"time","start":1819.615,"end":1819.855,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.12449018657207488},{"word":"to","start":1819.855,"end":1819.935,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07443805038928986},{"word":"think","start":1819.935,"end":1820.175,"confidence":0.99609375,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.021679997444152832},{"word":"it","start":1820.175,"end":1820.3351,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.034377217292785645},{"word":"through","start":1820.3351,"end":1820.5751,"confidence":0.9951172,"punctuated_word":"through?","sentiment":"neutral","sentiment_score":0.08318769931793213},{"word":"as","start":1820.5751,"end":1820.735,"confidence":1.0,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.12192736566066742},{"word":"i","start":1820.735,"end":1820.895,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15616342425346377},{"word":"kinda","start":1820.895,"end":1821.135,"confidence":0.7685547,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.15409761667251587},{"word":"said","start":1821.135,"end":1821.295,"confidence":0.9970703,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.1185537576675415},{"word":"before","start":1821.295,"end":1821.6951,"confidence":0.99902344,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":0.12648500502109528},{"word":"i've","start":1821.6951,"end":1821.855,"confidence":0.9946289,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.17845377326011658},{"word":"sent","start":1821.855,"end":1822.095,"confidence":0.9980469,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.16812603175640106},{"word":"through","start":1822.095,"end":1822.595,"confidence":0.9707031,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1674949675798416},{"word":"an","start":1822.81,"end":1823.05,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.19067856669425964},{"word":"email","start":1823.05,"end":1823.37,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.22435832023620603},{"word":"to","start":1823.37,"end":1823.61,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17292705178260803},{"word":"you","start":1823.61,"end":1823.6901,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11811685562133788},{"word":"with","start":1823.6901,"end":1823.85,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.25102072954177856},{"word":"your","start":1823.85,"end":1824.09,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21839651465415957},{"word":"annual","start":1824.09,"end":1824.41,"confidence":0.9951172,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.2447361201047897},{"word":"review","start":1824.41,"end":1824.73,"confidence":0.99902344,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.16745316982269287},{"word":"documents","start":1824.73,"end":1825.23,"confidence":0.9980469,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.0920933410525322},{"word":"attached","start":1825.29,"end":1825.77,"confidence":0.9980469,"punctuated_word":"attached","sentiment":"neutral","sentiment_score":0.1640808880329132},{"word":"there","start":1825.77,"end":1826.27,"confidence":0.9941406,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.15639549493789673},{"word":"in","start":1826.49,"end":1826.65,"confidence":0.99902344,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.14305149018764496},{"word":"that","start":1826.65,"end":1826.97,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11982937157154085},{"word":"documents","start":1826.97,"end":1827.47,"confidence":0.50390625,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.06600857526063919},{"word":"in","start":1827.61,"end":1827.77,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13073161244392395},{"word":"the","start":1827.77,"end":1828.01,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14194662868976593},{"word":"attachments","start":1828.01,"end":1828.51,"confidence":0.94091797,"punctuated_word":"attachments,","sentiment":"neutral","sentiment_score":0.12215998023748398},{"word":"you","start":1828.5701,"end":1828.81,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2055886834859848},{"word":"do","start":1828.81,"end":1829.05,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.19496101140975952},{"word":"have","start":1829.05,"end":1829.4501,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.20710989832878113},{"word":"your","start":1829.4501,"end":1829.77,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15602201223373413},{"word":"super","start":1829.77,"end":1830.09,"confidence":0.97314453,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.29628199338912964},{"word":"and","start":1830.09,"end":1830.3301,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15823522210121155},{"word":"insurance's","start":1830.3301,"end":1830.8301,"confidence":0.59643555,"punctuated_word":"insurance's","sentiment":"neutral","sentiment_score":0.12031851708889008},{"word":"summary","start":1831.05,"end":1831.55,"confidence":0.93896484,"punctuated_word":"summary,","sentiment":"neutral","sentiment_score":0.1415996253490448},{"word":"which","start":1831.61,"end":1831.85,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.14860430359840393},{"word":"outlines","start":1831.85,"end":1832.35,"confidence":0.99609375,"punctuated_word":"outlines","sentiment":"neutral","sentiment_score":0.1600966453552246},{"word":"the","start":1832.41,"end":1832.65,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1486138254404068},{"word":"balances","start":1832.65,"end":1833.05,"confidence":0.99902344,"punctuated_word":"balances","sentiment":"neutral","sentiment_score":0.12876346707344055},{"word":"of","start":1833.05,"end":1833.29,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13750946521759033},{"word":"each","start":1833.29,"end":1833.4501,"confidence":0.9970703,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.1950255781412125},{"word":"of","start":1833.4501,"end":1833.61,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18536266684532168},{"word":"your","start":1833.61,"end":1833.77,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2171797156333923},{"word":"super","start":1833.77,"end":1834.09,"confidence":0.99609375,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.27546361088752747},{"word":"accounts","start":1834.09,"end":1834.59,"confidence":0.9536133,"punctuated_word":"accounts","sentiment":"neutral","sentiment_score":0.1908894181251526},{"word":"and","start":1834.905,"end":1835.145,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1512012779712677},{"word":"also","start":1835.145,"end":1835.385,"confidence":0.8520508,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.11726522445678712},{"word":"the","start":1835.385,"end":1835.625,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15725000202655792},{"word":"insurances","start":1835.625,"end":1836.105,"confidence":0.89990234,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.13698269426822662},{"word":"that","start":1836.105,"end":1836.265,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1544504463672638},{"word":"you","start":1836.265,"end":1836.425,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23090174794197085},{"word":"do","start":1836.425,"end":1836.5851,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17297089099884033},{"word":"have","start":1836.5851,"end":1836.905,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.18959221243858335},{"word":"held","start":1836.905,"end":1837.2251,"confidence":0.99609375,"punctuated_word":"held.","sentiment":"neutral","sentiment_score":-0.0647268295288086},{"word":"so","start":1837.2251,"end":1837.4651,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11768683046102524},{"word":"when","start":1837.4651,"end":1837.625,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08021500706672668},{"word":"you","start":1837.625,"end":1837.785,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12206955254077911},{"word":"get","start":1837.785,"end":1837.9451,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.10262059420347214},{"word":"some","start":1837.9451,"end":1838.265,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.041585542261600494},{"word":"time","start":1838.265,"end":1838.765,"confidence":0.99853516,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.08320621401071548},{"word":"if","start":1838.8251,"end":1838.985,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.093544140458107},{"word":"you","start":1838.985,"end":1839.145,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08808427304029465},{"word":"both","start":1839.145,"end":1839.385,"confidence":0.76708984,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.07473760098218918},{"word":"wanna","start":1839.385,"end":1839.625,"confidence":0.9892578,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.1221131682395935},{"word":"open","start":1839.625,"end":1839.9451,"confidence":1.0,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.12848243117332458},{"word":"the","start":1839.9451,"end":1840.185,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13925105333328247},{"word":"email","start":1840.185,"end":1840.5851,"confidence":0.99902344,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.10887892544269562},{"word":"have","start":1840.5851,"end":1840.745,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13836346566677094},{"word":"a","start":1840.745,"end":1840.8251,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14911861717700958},{"word":"bit","start":1840.8251,"end":1840.985,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1369602233171463},{"word":"of","start":1840.985,"end":1841.0651,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15185338258743286},{"word":"a","start":1841.0651,"end":1841.145,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15897175669670105},{"word":"look","start":1841.145,"end":1841.4651,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1038988083600998},{"word":"at","start":1841.4651,"end":1841.545,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14117002487182617},{"word":"those","start":1841.545,"end":1841.865,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.15109971165657043},{"word":"documents","start":1841.865,"end":1842.365,"confidence":0.89575195,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.11281680315732956},{"word":"have","start":1842.425,"end":1842.5851,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1531527042388916},{"word":"a","start":1842.5851,"end":1842.745,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18147605657577515},{"word":"look","start":1842.745,"end":1842.985,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.11836494505405426},{"word":"at","start":1842.985,"end":1843.145,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1793879270553589},{"word":"that","start":1843.145,"end":1843.385,"confidence":0.93603516,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19740447402000427},{"word":"summary","start":1843.385,"end":1843.885,"confidence":0.904541,"punctuated_word":"summary,","sentiment":"neutral","sentiment_score":0.11006473004817964},{"word":"and","start":1844.265,"end":1844.505,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11829166114330292},{"word":"just","start":1844.505,"end":1844.665,"confidence":0.9707031,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12790009379386902},{"word":"sort","start":1844.665,"end":1844.905,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06615430861711502},{"word":"of","start":1844.905,"end":1845.0651,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1180708110332489},{"word":"work","start":1845.0651,"end":1845.305,"confidence":0.99609375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.06824614852666855},{"word":"out","start":1845.305,"end":1845.625,"confidence":0.9875488,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.08473321795463562},{"word":"you","start":1845.625,"end":1845.785,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05701669305562973},{"word":"know","start":1845.785,"end":1846.105,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.06038162484765053},{"word":"if","start":1846.105,"end":1846.265,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.020228341221809387},{"word":"you","start":1846.265,"end":1846.425,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04015643149614334},{"word":"were","start":1846.425,"end":1846.5851,"confidence":0.9248047,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.03221128135919571},{"word":"to","start":1846.5851,"end":1846.745,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01840045303106308},{"word":"pass","start":1846.745,"end":1847.0651,"confidence":0.9941406,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.08766427636146545},{"word":"away","start":1847.0651,"end":1847.5651,"confidence":0.97753906,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.005472548305988312},{"word":"what","start":1847.8999,"end":1848.1399,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.02349816262722015},{"word":"you","start":1848.1399,"end":1848.2999,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0131053626537323},{"word":"have","start":1848.2999,"end":1848.62,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.010851413011550903},{"word":"to","start":1848.62,"end":1848.7799,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.010465241968631744},{"word":"pay","start":1848.7799,"end":1849.0199,"confidence":0.99609375,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.04332277178764343},{"word":"off","start":1849.0199,"end":1849.2599,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.015348568558692932},{"word":"and","start":1849.2599,"end":1849.6599,"confidence":0.5644531,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10644973069429398},{"word":"how","start":1849.6599,"end":1849.82,"confidence":0.99316406,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.09614165872335434},{"word":"does","start":1849.82,"end":1850.0599,"confidence":0.96435547,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.06818367540836334},{"word":"that","start":1850.0599,"end":1850.2999,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13823598623275757},{"word":"look","start":1850.2999,"end":1850.7,"confidence":0.8051758,"punctuated_word":"look?","sentiment":"neutral","sentiment_score":0.04060624539852142},{"word":"so","start":1850.7,"end":1851.2,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.029987305402755737},{"word":"what","start":1851.34,"end":1851.58,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.11350025236606598},{"word":"happens","start":1851.58,"end":1851.8999,"confidence":0.82177734,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.08826753497123718},{"word":"to","start":1851.8999,"end":1852.1399,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07087420672178268},{"word":"joanne","start":1852.1399,"end":1852.62,"confidence":0.9713542,"punctuated_word":"Joanne?","sentiment":"neutral","sentiment_score":-0.048277609050273895},{"word":"does","start":1852.62,"end":1852.7799,"confidence":0.9980469,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.09166786819696426},{"word":"she","start":1852.7799,"end":1853.1,"confidence":1.0,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.030432410538196564},{"word":"have","start":1853.1,"end":1853.34,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.11109691113233566},{"word":"enough","start":1853.34,"end":1853.84,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.10211100429296494},{"word":"paid","start":1854.2999,"end":1854.5399,"confidence":0.99609375,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.03990471363067627},{"word":"out","start":1854.5399,"end":1854.86,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.06533648818731308},{"word":"to","start":1854.86,"end":1855.0199,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1041468009352684},{"word":"cover","start":1855.0199,"end":1855.34,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.10152935981750488},{"word":"the","start":1855.34,"end":1855.5,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09819751977920532},{"word":"debt","start":1855.5,"end":1856.0,"confidence":0.96728516,"punctuated_word":"debt?","sentiment":"neutral","sentiment_score":-0.09202331304550172},{"word":"does","start":1856.0599,"end":1856.22,"confidence":0.9863281,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.19291043281555176},{"word":"it","start":1856.22,"end":1856.38,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.17503401637077332},{"word":"mean","start":1856.38,"end":1856.62,"confidence":0.99609375,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.1881588101387024},{"word":"she'd","start":1856.62,"end":1856.86,"confidence":0.953125,"punctuated_word":"she'd","sentiment":"neutral","sentiment_score":-0.17452099919319153},{"word":"be","start":1856.86,"end":1857.0199,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.22416400909423828},{"word":"out","start":1857.0199,"end":1857.1799,"confidence":0.50634766,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.24406000971794128},{"word":"need","start":1857.2599,"end":1857.5,"confidence":0.984375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.22239825129508972},{"word":"to","start":1857.5,"end":1857.6599,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2723689079284668},{"word":"stop","start":1857.6599,"end":1857.98,"confidence":0.6958008,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.22535096108913424},{"word":"working","start":1857.98,"end":1858.2999,"confidence":0.99902344,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.17119354009628296},{"word":"for","start":1858.2999,"end":1858.3799,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.24111823737621307},{"word":"a","start":1858.3799,"end":1858.46,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.20566271245479584},{"word":"bit","start":1858.46,"end":1858.7799,"confidence":0.9797363,"punctuated_word":"bit?","sentiment":"neutral","sentiment_score":-0.15307223796844482},{"word":"would","start":1858.7799,"end":1858.94,"confidence":0.9194336,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.18317879736423492},{"word":"she","start":1858.94,"end":1859.1799,"confidence":0.9970703,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.11725112050771712},{"word":"have","start":1859.1799,"end":1859.6799,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.18331173062324524},{"word":"to","start":1859.74,"end":1859.8999,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20291247963905337},{"word":"work","start":1859.8999,"end":1860.1399,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.16228100657463074},{"word":"a","start":1860.1399,"end":1860.2999,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1942654699087143},{"word":"bit","start":1860.2999,"end":1860.46,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.17440247535705566},{"word":"longer","start":1860.46,"end":1860.96,"confidence":0.9970703,"punctuated_word":"longer?","sentiment":"neutral","sentiment_score":-0.1280209720134735},{"word":"you","start":1861.1,"end":1861.1799,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.051245443522930145},{"word":"know","start":1861.1799,"end":1861.4199,"confidence":0.8952637,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.05097704380750656},{"word":"what","start":1861.4199,"end":1861.755,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.08720126748085022},{"word":"would","start":1861.835,"end":1861.995,"confidence":0.99316406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.08906856179237366},{"word":"this","start":1861.995,"end":1862.155,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.010184243321418762},{"word":"money","start":1862.155,"end":1862.395,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.0162188857793808},{"word":"pay","start":1862.395,"end":1862.635,"confidence":0.8803711,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.01844213902950287},{"word":"out","start":1862.635,"end":1862.875,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.011946603655815125},{"word":"or","start":1862.875,"end":1863.035,"confidence":0.79003906,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08536188304424286},{"word":"how","start":1863.035,"end":1863.275,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.05595269799232483},{"word":"that","start":1863.275,"end":1863.435,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08168379962444305},{"word":"would","start":1863.435,"end":1863.675,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.09536051750183104},{"word":"provide","start":1863.675,"end":1864.075,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.06443953514099121},{"word":"for","start":1864.075,"end":1864.3151,"confidence":0.9580078,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07995541393756866},{"word":"her","start":1864.3151,"end":1864.475,"confidence":1.0,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.04293529689311981},{"word":"in","start":1864.475,"end":1864.635,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.011050060391426086},{"word":"the","start":1864.635,"end":1864.795,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008320450782775879},{"word":"event","start":1864.795,"end":1865.115,"confidence":0.9951172,"punctuated_word":"event","sentiment":"neutral","sentiment_score":-0.05475108325481415},{"word":"of","start":1865.115,"end":1865.275,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.032012589275836945},{"word":"your","start":1865.275,"end":1865.515,"confidence":0.96972656,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.057212404906749725},{"word":"passing","start":1865.515,"end":1866.015,"confidence":0.97216797,"punctuated_word":"passing?","sentiment":"neutral","sentiment_score":-0.05505067855119705},{"word":"and","start":1866.3151,"end":1866.555,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.004619315266609192},{"word":"the","start":1866.555,"end":1866.635,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.005545951426029205},{"word":"same","start":1866.635,"end":1866.955,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.01659952849149704},{"word":"thing","start":1866.955,"end":1867.195,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.03251262754201889},{"word":"with","start":1867.195,"end":1867.355,"confidence":0.94628906,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.02795501798391342},{"word":"looking","start":1867.355,"end":1867.675,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.007091842591762543},{"word":"at","start":1867.675,"end":1867.915,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0064462050795555115},{"word":"tbd","start":1867.915,"end":1868.415,"confidence":0.65234375,"punctuated_word":"TBD.","sentiment":"neutral","sentiment_score":-0.009047596715390682},{"word":"so","start":1868.635,"end":1868.875,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04168000817298889},{"word":"if","start":1868.875,"end":1869.035,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.022533874958753582},{"word":"you","start":1869.035,"end":1869.195,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.026690691709518433},{"word":"were","start":1869.195,"end":1869.435,"confidence":0.9873047,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.053316280245780945},{"word":"unable","start":1869.435,"end":1869.835,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.11398875713348389},{"word":"to","start":1869.835,"end":1869.915,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.19054892659187317},{"word":"go","start":1869.915,"end":1870.075,"confidence":0.72558594,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.23978273570537567},{"word":"to","start":1870.075,"end":1870.235,"confidence":0.875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15600895881652832},{"word":"back","start":1870.235,"end":1870.395,"confidence":0.5878906,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.15718403458595276},{"word":"to","start":1870.395,"end":1870.555,"confidence":0.94628906,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10496041923761368},{"word":"work","start":1870.555,"end":1870.795,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.10790522396564484},{"word":"again","start":1870.795,"end":1871.195,"confidence":0.9980469,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.11779462546110152},{"word":"how","start":1871.195,"end":1871.355,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.048602938652038574},{"word":"do","start":1871.355,"end":1871.515,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0965983420610428},{"word":"you","start":1871.515,"end":1871.755,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.020882025361061096},{"word":"support","start":1871.755,"end":1872.155,"confidence":1.0,"punctuated_word":"support","sentiment":"neutral","sentiment_score":0.007987529039382935},{"word":"yourself","start":1872.155,"end":1872.655,"confidence":0.99902344,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.1330493837594986},{"word":"long","start":1872.715,"end":1872.955,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.08692771196365356},{"word":"term","start":1872.955,"end":1873.455,"confidence":0.986084,"punctuated_word":"term?","sentiment":"neutral","sentiment_score":0.09078111499547958},{"word":"does","start":1873.93,"end":1874.17,"confidence":0.9941406,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.1399827003479004},{"word":"that","start":1874.17,"end":1874.25,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1528191119432449},{"word":"make","start":1874.25,"end":1874.49,"confidence":0.9716797,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0772540345788002},{"word":"sense","start":1874.49,"end":1874.99,"confidence":1.0,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":-0.02725604549050331},{"word":"yeah","start":1876.65,"end":1877.15,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01953412219882011},{"word":"all","start":1877.21,"end":1877.4501,"confidence":0.99316406,"punctuated_word":"All","sentiment":"neutral","sentiment_score":-0.04719029366970062},{"word":"the","start":1877.4501,"end":1877.61,"confidence":0.9326172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02849818766117096},{"word":"questions","start":1877.61,"end":1878.01,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":-0.06480458378791809},{"word":"you","start":1878.01,"end":1878.17,"confidence":0.90478516,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0737999677658081},{"word":"probably","start":1878.17,"end":1878.49,"confidence":0.9716797,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.14937782287597656},{"word":"never","start":1878.49,"end":1878.81,"confidence":1.0,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.13745316863059998},{"word":"thought","start":1878.81,"end":1879.05,"confidence":0.99609375,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.16651242971420288},{"word":"about","start":1879.05,"end":1879.29,"confidence":0.98291016,"punctuated_word":"about.","sentiment":"neutral","sentiment_score":-0.12152381241321564},{"word":"sorry","start":1879.29,"end":1879.79,"confidence":0.99902344,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.0025315061211586},{"word":"but","start":1883.4501,"end":1883.77,"confidence":0.99609375,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1974807232618332},{"word":"feel","start":1883.77,"end":1884.01,"confidence":0.9980469,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.18004710972309113},{"word":"free","start":1884.01,"end":1884.25,"confidence":1.0,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.2697134017944336},{"word":"to","start":1884.25,"end":1884.3301,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26491889357566833},{"word":"have","start":1884.3301,"end":1884.49,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2613522410392761},{"word":"a","start":1884.49,"end":1884.5701,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2466021180152893},{"word":"look","start":1884.5701,"end":1884.81,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.17123067378997803},{"word":"at","start":1884.81,"end":1884.89,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2546212375164032},{"word":"that","start":1884.89,"end":1885.05,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23469731211662292},{"word":"one","start":1885.05,"end":1885.21,"confidence":0.98168945,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.22335284948349},{"word":"if","start":1885.21,"end":1885.37,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.2401057481765747},{"word":"you","start":1885.37,"end":1885.53,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20888058841228485},{"word":"like","start":1885.53,"end":1885.77,"confidence":0.82299805,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.20019134879112244},{"word":"i","start":1885.77,"end":1885.85,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2591320276260376},{"word":"can","start":1885.85,"end":1886.01,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.20898154377937317},{"word":"get","start":1886.01,"end":1886.17,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.20103640854358673},{"word":"one","start":1886.17,"end":1886.3301,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1786040961742401},{"word":"of","start":1886.3301,"end":1886.49,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.159010648727417},{"word":"my","start":1886.49,"end":1886.65,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.2436179667711258},{"word":"team","start":1886.65,"end":1886.89,"confidence":0.99902344,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.15974439680576324},{"word":"members","start":1886.89,"end":1887.21,"confidence":1.0,"punctuated_word":"members","sentiment":"neutral","sentiment_score":0.22527047991752625},{"word":"just","start":1887.21,"end":1887.37,"confidence":0.9892578,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.28464916348457336},{"word":"to","start":1887.37,"end":1887.53,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1631593555212021},{"word":"sort","start":1887.53,"end":1887.77,"confidence":0.9951172,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.12066763639450072},{"word":"of","start":1887.77,"end":1887.85,"confidence":0.9838867,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22457881271839145},{"word":"follow-up","start":1887.85,"end":1888.25,"confidence":0.9996745,"punctuated_word":"follow-up","sentiment":"neutral","sentiment_score":0.14243751764297485},{"word":"in","start":1888.25,"end":1888.49,"confidence":0.6826172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16078686714172363},{"word":"the","start":1888.49,"end":1888.5701,"confidence":0.5649414,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19163501262664795},{"word":"maybe","start":1888.5701,"end":1888.935,"confidence":0.66748047,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.1673637628555298},{"word":"another","start":1889.0951,"end":1889.415,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.14172856509685516},{"word":"week","start":1889.415,"end":1889.655,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.154287189245224},{"word":"or","start":1889.655,"end":1889.8151,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.26965105533599854},{"word":"so","start":1889.8151,"end":1890.135,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1943177878856659},{"word":"just","start":1890.135,"end":1890.375,"confidence":0.90478516,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2977794408798218},{"word":"to","start":1890.375,"end":1890.4551,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20200833678245544},{"word":"see","start":1890.4551,"end":1890.6151,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.18241560459136963},{"word":"if","start":1890.6151,"end":1890.6951,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2327724397182465},{"word":"you've","start":1890.6951,"end":1890.935,"confidence":0.9909668,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.18947505950927737},{"word":"had","start":1890.935,"end":1891.0951,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.12124896049499512},{"word":"a","start":1891.0951,"end":1891.175,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18440213799476624},{"word":"look","start":1891.175,"end":1891.415,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1043609455227852},{"word":"at","start":1891.415,"end":1891.4951,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17540587484836578},{"word":"that","start":1891.4951,"end":1891.8151,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19413867592811584},{"word":"and","start":1891.8151,"end":1892.055,"confidence":0.88964844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14481458067893982},{"word":"whether","start":1892.055,"end":1892.375,"confidence":0.9980469,"punctuated_word":"whether,","sentiment":"neutral","sentiment_score":0.0996135026216507},{"word":"you","start":1892.375,"end":1892.4551,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05081970989704132},{"word":"know","start":1892.4551,"end":1892.775,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.09692110121250153},{"word":"keeping","start":1892.775,"end":1893.0951,"confidence":1.0,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.11814077198505402},{"word":"the","start":1893.0951,"end":1893.255,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11218561232089996},{"word":"insurance","start":1893.255,"end":1893.755,"confidence":0.69873047,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.019190415740013123},{"word":"is","start":1893.8151,"end":1893.9751,"confidence":0.99121094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05322094261646271},{"word":"is","start":1893.9751,"end":1894.135,"confidence":0.9394531,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.023408561944961548},{"word":"important","start":1894.135,"end":1894.535,"confidence":0.99902344,"punctuated_word":"important","sentiment":"neutral","sentiment_score":-0.04498726129531861},{"word":"to","start":1894.535,"end":1894.6951,"confidence":0.9633789,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06316506862640381},{"word":"you","start":1894.6951,"end":1894.8551,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0842205360531807},{"word":"or","start":1894.8551,"end":1895.015,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.025986209511756897},{"word":"not","start":1895.015,"end":1895.515,"confidence":0.99902344,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":0.016651440411806107},{"word":"okay","start":1895.5751,"end":1896.0751,"confidence":0.9975586,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.1537201702594757},{"word":"in","start":1897.175,"end":1897.415,"confidence":0.9980469,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.21853290498256683},{"word":"the","start":1897.415,"end":1897.5751,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20993119478225708},{"word":"meantime","start":1897.5751,"end":1898.0751,"confidence":1.0,"punctuated_word":"meantime,","sentiment":"neutral","sentiment_score":0.19783537089824677},{"word":"i'll","start":1898.2151,"end":1898.375,"confidence":0.98339844,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.24247145652770996},{"word":"have","start":1898.375,"end":1898.4951,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.29627859592437744},{"word":"a","start":1898.4951,"end":1898.6151,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.32928574085235596},{"word":"look","start":1898.6151,"end":1898.8551,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.23252660036087036},{"word":"at","start":1898.8551,"end":1898.935,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3337705433368683},{"word":"all","start":1898.935,"end":1899.0951,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.3134192228317261},{"word":"the","start":1899.0951,"end":1899.5951,"confidence":0.9770508,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34862232208251953},{"word":"the","start":1899.7351,"end":1899.9751,"confidence":0.33520508,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.374444842338562},{"word":"super","start":1899.9751,"end":1900.295,"confidence":0.9248047,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.4193538725376129},{"word":"side","start":1900.295,"end":1900.535,"confidence":0.9970703,"punctuated_word":"side","sentiment":"positive","sentiment_score":0.46991002559661865},{"word":"of","start":1900.535,"end":1900.6151,"confidence":0.9980469,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4706410765647888},{"word":"things","start":1900.6151,"end":1900.935,"confidence":1.0,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.3809650838375091},{"word":"for","start":1900.935,"end":1901.0951,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.35118746757507324},{"word":"you","start":1901.0951,"end":1901.255,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.32273954153060913},{"word":"does","start":1901.255,"end":1901.4951,"confidence":0.99902344,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.25354501605033875},{"word":"that","start":1901.4951,"end":1901.655,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3199201822280884},{"word":"sound","start":1901.655,"end":1901.895,"confidence":1.0,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.204873725771904},{"word":"okay","start":1901.895,"end":1902.395,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.2196883112192154},{"word":"yep","start":1903.99,"end":1904.47,"confidence":0.97021484,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.34141647815704346},{"word":"beautiful","start":1904.47,"end":1904.97,"confidence":0.99902344,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6666802167892456},{"word":"the","start":1905.75,"end":1905.91,"confidence":0.7421875,"punctuated_word":"The","sentiment":"positive","sentiment_score":0.35010528564453125},{"word":"other","start":1905.91,"end":1906.07,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.25968536734580994},{"word":"thing","start":1906.07,"end":1906.31,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.2637290358543396},{"word":"i","start":1906.31,"end":1906.47,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2505061626434326},{"word":"do","start":1906.47,"end":1906.63,"confidence":0.71484375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2920841574668884},{"word":"wanna","start":1906.63,"end":1906.87,"confidence":0.96435547,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.30296576023101807},{"word":"sort","start":1906.87,"end":1907.03,"confidence":0.98535156,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2112776041030884},{"word":"of","start":1907.03,"end":1907.1901,"confidence":0.5498047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.29163771867752075},{"word":"look","start":1907.1901,"end":1907.35,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.26283323764801025},{"word":"at","start":1907.35,"end":1907.51,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.38148990273475647},{"word":"is","start":1907.51,"end":1907.91,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2595515251159668},{"word":"with","start":1907.91,"end":1908.15,"confidence":0.9248047,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2568625211715698},{"word":"your","start":1908.15,"end":1908.55,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2725037634372711},{"word":"australian","start":1908.55,"end":1908.87,"confidence":0.9980469,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.29741764068603516},{"word":"super","start":1908.87,"end":1909.27,"confidence":0.6616211,"punctuated_word":"Super,","sentiment":"neutral","sentiment_score":0.2732665538787842},{"word":"because","start":1909.27,"end":1909.67,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1365787386894226},{"word":"you","start":1909.67,"end":1909.91,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2104860246181488},{"word":"do","start":1909.91,"end":1910.15,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.25592291355133057},{"word":"have","start":1910.15,"end":1910.39,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2717421054840088},{"word":"your","start":1910.39,"end":1910.55,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1349705457687378},{"word":"insurances","start":1910.55,"end":1911.05,"confidence":0.9980469,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.12115855515003204},{"word":"in","start":1911.1901,"end":1911.35,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18267172574996948},{"word":"place","start":1911.35,"end":1911.75,"confidence":0.9667969,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":0.2142987847328186},{"word":"if","start":1911.75,"end":1911.91,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.20228666067123413},{"word":"you","start":1911.91,"end":1912.15,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16116534173488617},{"word":"do","start":1912.15,"end":1912.39,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12582622468471527},{"word":"decide","start":1912.39,"end":1912.79,"confidence":1.0,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.11336367577314375},{"word":"to","start":1912.79,"end":1912.95,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10952454060316086},{"word":"keep","start":1912.95,"end":1913.45,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.13854846358299255},{"word":"those","start":1913.59,"end":1913.91,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.14001309871673584},{"word":"insurances","start":1913.91,"end":1914.41,"confidence":0.99869794,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":0.11719173192977904},{"word":"we","start":1914.63,"end":1914.79,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.22805488109588623},{"word":"wanna","start":1914.79,"end":1915.11,"confidence":0.99902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.29874444007873535},{"word":"make","start":1915.11,"end":1915.35,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.180974543094635},{"word":"sure","start":1915.35,"end":1915.59,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.14527854323387146},{"word":"that","start":1915.59,"end":1915.83,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20836536586284635},{"word":"we","start":1915.83,"end":1915.99,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16829347610473633},{"word":"have","start":1915.99,"end":1916.15,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.18861308693885803},{"word":"what's","start":1916.15,"end":1916.47,"confidence":0.9995117,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.19158795475959775},{"word":"called","start":1916.47,"end":1916.71,"confidence":1.0,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.13884560763835907},{"word":"an","start":1916.71,"end":1916.95,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.15699046850204468},{"word":"opt","start":1916.95,"end":1917.35,"confidence":0.9838867,"punctuated_word":"opt","sentiment":"neutral","sentiment_score":0.15272563695907593},{"word":"in","start":1917.35,"end":1917.59,"confidence":0.9921875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1716928780078888},{"word":"sign","start":1917.59,"end":1918.09,"confidence":0.9921875,"punctuated_word":"sign.","sentiment":"neutral","sentiment_score":0.1121097058057785},{"word":"an","start":1918.405,"end":1918.645,"confidence":0.94970703,"punctuated_word":"An","sentiment":"neutral","sentiment_score":0.11485780030488968},{"word":"opt","start":1918.645,"end":1918.965,"confidence":0.99609375,"punctuated_word":"opt","sentiment":"neutral","sentiment_score":0.125554621219635},{"word":"in","start":1918.965,"end":1919.205,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12976711988449097},{"word":"is","start":1919.205,"end":1919.445,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.042367659509181976},{"word":"essentially","start":1919.445,"end":1919.925,"confidence":0.9580078,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.05475032329559326},{"word":"a","start":1919.925,"end":1920.325,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05688484385609627},{"word":"secondary","start":1920.325,"end":1920.825,"confidence":1.0,"punctuated_word":"secondary","sentiment":"neutral","sentiment_score":0.07043731957674026},{"word":"form","start":1921.925,"end":1922.325,"confidence":0.8796387,"punctuated_word":"form,","sentiment":"neutral","sentiment_score":0.06509222090244293},{"word":"which","start":1922.325,"end":1922.565,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.06310028582811356},{"word":"means","start":1922.565,"end":1922.885,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.011796265840530396},{"word":"if","start":1922.885,"end":1923.125,"confidence":0.9326172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.00687803328037262},{"word":"for","start":1923.125,"end":1923.285,"confidence":0.8833008,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.1447582095861435},{"word":"any","start":1923.285,"end":1923.525,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.06222176551818848},{"word":"reason","start":1923.525,"end":1923.845,"confidence":1.0,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":-0.08119414001703262},{"word":"you","start":1923.845,"end":1924.085,"confidence":0.94189453,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07338638603687286},{"word":"don't","start":1924.085,"end":1924.325,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09210853278636932},{"word":"receive","start":1924.325,"end":1924.725,"confidence":1.0,"punctuated_word":"receive","sentiment":"neutral","sentiment_score":-0.20868229866027832},{"word":"contributions","start":1924.725,"end":1925.225,"confidence":0.954834,"punctuated_word":"contributions,","sentiment":"neutral","sentiment_score":-0.15615232288837433},{"word":"generally","start":1926.245,"end":1926.725,"confidence":0.90405273,"punctuated_word":"generally,","sentiment":"neutral","sentiment_score":-0.15169024467468262},{"word":"after","start":1926.725,"end":1926.965,"confidence":0.984375,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.18990817666053772},{"word":"a","start":1926.965,"end":1927.045,"confidence":0.7788086,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13547472655773163},{"word":"certain","start":1927.045,"end":1927.365,"confidence":0.99902344,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.12619197368621826},{"word":"period","start":1927.365,"end":1927.605,"confidence":1.0,"punctuated_word":"period","sentiment":"neutral","sentiment_score":-0.11138960719108582},{"word":"of","start":1927.605,"end":1927.765,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10943178087472916},{"word":"time","start":1927.765,"end":1927.925,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.09576989710330965},{"word":"of","start":1927.925,"end":1928.085,"confidence":0.85058594,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17108193039894104},{"word":"not","start":1928.085,"end":1928.325,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.14094404876232147},{"word":"receiving","start":1928.325,"end":1928.725,"confidence":1.0,"punctuated_word":"receiving","sentiment":"neutral","sentiment_score":-0.2678826153278351},{"word":"contributions","start":1928.725,"end":1929.225,"confidence":0.9921875,"punctuated_word":"contributions,","sentiment":"neutral","sentiment_score":-0.19679488241672516},{"word":"your","start":1929.365,"end":1929.605,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.3097781538963318},{"word":"super","start":1929.605,"end":1929.925,"confidence":0.7675781,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.16480451822280884},{"word":"fund","start":1929.925,"end":1930.165,"confidence":0.8017578,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":-0.09175147116184236},{"word":"becomes","start":1930.165,"end":1930.565,"confidence":0.99609375,"punctuated_word":"becomes","sentiment":"neutral","sentiment_score":-0.2965348958969116},{"word":"inactive","start":1930.565,"end":1931.065,"confidence":0.8430176,"punctuated_word":"inactive,","sentiment":"neutral","sentiment_score":-0.2511836290359497},{"word":"and","start":1931.56,"end":1931.8,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12408731132745744},{"word":"the","start":1931.8,"end":1931.88,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23333165049552915},{"word":"insurances","start":1931.88,"end":1932.38,"confidence":0.99609375,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.31021353602409363},{"word":"do","start":1932.84,"end":1933.16,"confidence":0.9902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.16692176461219788},{"word":"cancel","start":1933.16,"end":1933.56,"confidence":0.9970703,"punctuated_word":"cancel","sentiment":"neutral","sentiment_score":-0.2660774290561676},{"word":"after","start":1933.56,"end":1933.88,"confidence":0.99902344,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.2442247569561005},{"word":"a","start":1933.88,"end":1934.04,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14500084519386292},{"word":"certain","start":1934.04,"end":1934.36,"confidence":1.0,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.1278030276298523},{"word":"point","start":1934.36,"end":1934.6,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.17171832919120789},{"word":"in","start":1934.6,"end":1934.76,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09124404191970824},{"word":"time","start":1934.76,"end":1935.26,"confidence":1.0,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.03108081966638565},{"word":"what","start":1935.56,"end":1935.72,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.03539522737264633},{"word":"we","start":1935.72,"end":1935.88,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.043588750064373016},{"word":"have","start":1935.88,"end":1936.2001,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02843378484249115},{"word":"is","start":1936.2001,"end":1936.28,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0542234480381012},{"word":"called","start":1936.28,"end":1936.52,"confidence":0.99902344,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.09404205530881882},{"word":"an","start":1936.52,"end":1936.76,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08535995334386826},{"word":"opt","start":1936.76,"end":1937.0,"confidence":0.99316406,"punctuated_word":"opt","sentiment":"neutral","sentiment_score":0.0999610871076584},{"word":"in","start":1937.0,"end":1937.24,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0895710438489914},{"word":"form","start":1937.24,"end":1937.64,"confidence":0.97387695,"punctuated_word":"form,","sentiment":"neutral","sentiment_score":0.025102801620960236},{"word":"which","start":1937.64,"end":1937.88,"confidence":0.9980469,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.05838052183389664},{"word":"is","start":1937.88,"end":1937.9601,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0268981009721756},{"word":"a","start":1937.9601,"end":1938.2001,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.038207899779081345},{"word":"secondary","start":1938.2001,"end":1938.7001,"confidence":1.0,"punctuated_word":"secondary","sentiment":"neutral","sentiment_score":0.05237153172492981},{"word":"measure","start":1938.92,"end":1939.24,"confidence":1.0,"punctuated_word":"measure","sentiment":"neutral","sentiment_score":0.014183327555656431},{"word":"which","start":1939.24,"end":1939.56,"confidence":0.5229492,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.10694536566734314},{"word":"tells","start":1939.56,"end":1939.88,"confidence":0.99609375,"punctuated_word":"tells","sentiment":"neutral","sentiment_score":0.024884864687919617},{"word":"the","start":1939.88,"end":1940.12,"confidence":0.8569336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0494411438703537},{"word":"super","start":1940.12,"end":1940.4401,"confidence":0.94921875,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.05383451282978058},{"word":"fund","start":1940.4401,"end":1940.76,"confidence":0.9819336,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.09253233671188354},{"word":"if","start":1940.76,"end":1941.0,"confidence":0.69921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04850464686751366},{"word":"you","start":1941.0,"end":1941.16,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10217658430337906},{"word":"don't","start":1941.16,"end":1941.4,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.07088303565979004},{"word":"receive","start":1941.4,"end":1941.8,"confidence":0.99902344,"punctuated_word":"receive","sentiment":"neutral","sentiment_score":-0.19780206680297852},{"word":"contributions","start":1941.8,"end":1942.3,"confidence":1.0,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":-0.20108217000961304},{"word":"for","start":1942.52,"end":1942.68,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.16786715388298035},{"word":"a","start":1942.68,"end":1942.84,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14106117188930511},{"word":"certain","start":1942.84,"end":1943.16,"confidence":1.0,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.08881876617670059},{"word":"point","start":1943.16,"end":1943.4,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.06609758734703064},{"word":"of","start":1943.4,"end":1943.64,"confidence":0.6352539,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02368950843811035},{"word":"time","start":1943.64,"end":1944.14,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03366631269454956},{"word":"that","start":1944.28,"end":1944.52,"confidence":0.69873047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.045365460216999054},{"word":"you","start":1944.52,"end":1944.76,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0116482675075531},{"word":"wanna","start":1944.76,"end":1945.0801,"confidence":0.9921875,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07055512815713882},{"word":"keep","start":1945.0801,"end":1945.3201,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.011847436428070068},{"word":"the","start":1945.3201,"end":1945.48,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03447970747947693},{"word":"insurances","start":1945.48,"end":1945.98,"confidence":0.97802734,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.03895895183086395},{"word":"no","start":1946.36,"end":1946.6,"confidence":0.9970703,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.020319238305091854},{"word":"matter","start":1946.6,"end":1946.92,"confidence":1.0,"punctuated_word":"matter","sentiment":"neutral","sentiment_score":-0.06287945806980133},{"word":"what","start":1946.92,"end":1947.375,"confidence":0.99853516,"punctuated_word":"what.","sentiment":"neutral","sentiment_score":-0.05282698571681976},{"word":"it's","start":1947.855,"end":1948.095,"confidence":0.8532715,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1678730845451355},{"word":"just","start":1948.095,"end":1948.335,"confidence":0.97265625,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15474124252796173},{"word":"a","start":1948.335,"end":1948.495,"confidence":0.7348633,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15090370178222656},{"word":"secondary","start":1948.495,"end":1948.995,"confidence":1.0,"punctuated_word":"secondary","sentiment":"neutral","sentiment_score":0.1469365805387497},{"word":"form","start":1949.135,"end":1949.375,"confidence":0.99316406,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.16899310052394867},{"word":"we","start":1949.375,"end":1949.615,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1475304365158081},{"word":"like","start":1949.615,"end":1949.935,"confidence":0.95166016,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2143586426973343},{"word":"to","start":1949.935,"end":1950.015,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21585075557231903},{"word":"have","start":1950.015,"end":1950.255,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.22491490840911865},{"word":"signed","start":1950.255,"end":1950.655,"confidence":0.9980469,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.22885239124298096},{"word":"and","start":1950.655,"end":1950.815,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21175894141197205},{"word":"put","start":1950.815,"end":1951.215,"confidence":0.8598633,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.2520081698894501},{"word":"provided","start":1951.295,"end":1951.695,"confidence":0.99902344,"punctuated_word":"provided","sentiment":"neutral","sentiment_score":0.31473276019096375},{"word":"to","start":1951.695,"end":1951.935,"confidence":0.8339844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2743619978427887},{"word":"the","start":1951.935,"end":1952.175,"confidence":0.9716797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22608903050422668},{"word":"super","start":1952.175,"end":1952.495,"confidence":0.5673828,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1657332479953766},{"word":"funds","start":1952.495,"end":1952.995,"confidence":0.4128418,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.2393297404050827},{"word":"to","start":1953.135,"end":1953.295,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1882464736700058},{"word":"make","start":1953.295,"end":1953.535,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.16618765890598297},{"word":"sure","start":1953.535,"end":1953.855,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1810445636510849},{"word":"that","start":1953.855,"end":1954.015,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2151537835597992},{"word":"in","start":1954.015,"end":1954.175,"confidence":0.9902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1269262135028839},{"word":"the","start":1954.175,"end":1954.335,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16485807299613953},{"word":"event","start":1954.335,"end":1954.575,"confidence":0.99902344,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.128323495388031},{"word":"that","start":1954.575,"end":1954.815,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17324063181877136},{"word":"something","start":1954.815,"end":1955.135,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.14014144241809845},{"word":"happens","start":1955.135,"end":1955.455,"confidence":0.9025879,"punctuated_word":"happens,","sentiment":"neutral","sentiment_score":0.12763270735740662},{"word":"if","start":1955.455,"end":1955.695,"confidence":0.9790039,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12348552793264388},{"word":"it's","start":1955.695,"end":1955.855,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.055473774671554565},{"word":"missed","start":1955.855,"end":1956.255,"confidence":0.99609375,"punctuated_word":"missed","sentiment":"neutral","sentiment_score":0.016534537076950073},{"word":"or","start":1956.255,"end":1956.575,"confidence":0.8925781,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":0.04181280732154846},{"word":"you","start":1956.575,"end":1956.655,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05005286633968353},{"word":"know","start":1956.655,"end":1956.815,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08617521822452545},{"word":"we're","start":1956.815,"end":1956.975,"confidence":0.99902344,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.10275167226791382},{"word":"not","start":1956.975,"end":1957.215,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.095550075173378},{"word":"able","start":1957.215,"end":1957.455,"confidence":0.99902344,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.08089326322078705},{"word":"to","start":1957.455,"end":1957.535,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08866890519857407},{"word":"get","start":1957.535,"end":1957.695,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04558746516704559},{"word":"in","start":1957.695,"end":1957.855,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02881065011024475},{"word":"contact","start":1957.855,"end":1958.255,"confidence":0.99902344,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":-0.00802389532327652},{"word":"with","start":1958.255,"end":1958.415,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06198487430810928},{"word":"you","start":1958.415,"end":1958.575,"confidence":0.7602539,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.0772227793931961},{"word":"if","start":1958.575,"end":1958.735,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.054491523653268814},{"word":"you're","start":1958.735,"end":1958.895,"confidence":0.99348956,"punctuated_word":"you're,","sentiment":"neutral","sentiment_score":0.021992402151226997},{"word":"you","start":1958.895,"end":1959.055,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02500349283218384},{"word":"know","start":1959.055,"end":1959.295,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.007018923759460449},{"word":"hurt","start":1959.295,"end":1959.615,"confidence":0.9951172,"punctuated_word":"hurt","sentiment":"neutral","sentiment_score":-0.08211535960435867},{"word":"or","start":1959.615,"end":1959.775,"confidence":0.95703125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.014621905982494354},{"word":"injured","start":1959.775,"end":1960.175,"confidence":0.97802734,"punctuated_word":"injured","sentiment":"neutral","sentiment_score":-0.062374114990234375},{"word":"or","start":1960.175,"end":1960.415,"confidence":0.97998047,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.017431139945983887},{"word":"off","start":1960.415,"end":1960.575,"confidence":0.8461914,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.019159909337759014},{"word":"work","start":1960.575,"end":1960.98,"confidence":0.9157715,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.06678766012191772},{"word":"that","start":1961.0599,"end":1961.14,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07855808734893799},{"word":"your","start":1961.14,"end":1961.38,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07453198730945587},{"word":"cover","start":1961.38,"end":1961.78,"confidence":0.99902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.06273210793733597},{"word":"remains","start":1961.78,"end":1962.1799,"confidence":1.0,"punctuated_word":"remains","sentiment":"neutral","sentiment_score":0.10478372871875764},{"word":"in","start":1962.1799,"end":1962.34,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.151067316532135},{"word":"place","start":1962.34,"end":1962.66,"confidence":1.0,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.15510642528533936},{"word":"for","start":1962.66,"end":1962.82,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12061143666505814},{"word":"you","start":1962.82,"end":1962.98,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10490905493497849},{"word":"as","start":1962.98,"end":1963.14,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10377252846956252},{"word":"a","start":1963.14,"end":1963.2999,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1171063631772995},{"word":"secondary","start":1963.2999,"end":1963.7999,"confidence":0.99902344,"punctuated_word":"secondary","sentiment":"neutral","sentiment_score":0.08863629400730133},{"word":"measure","start":1963.94,"end":1964.4199,"confidence":0.99609375,"punctuated_word":"measure.","sentiment":"neutral","sentiment_score":0.07726752758026123},{"word":"does","start":1964.4199,"end":1964.66,"confidence":0.9980469,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.10079607367515564},{"word":"that","start":1964.66,"end":1964.82,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15574900805950165},{"word":"make","start":1964.82,"end":1964.98,"confidence":0.99316406,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.09945303201675416},{"word":"sense","start":1964.98,"end":1965.48,"confidence":1.0,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.11019225418567656},{"word":"yeah","start":1966.74,"end":1967.24,"confidence":0.9824219,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2825995683670044},{"word":"all","start":1968.98,"end":1969.2999,"confidence":0.9267578,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.6158073544502258},{"word":"good","start":1969.2999,"end":1969.7999,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5505672097206116},{"word":"the","start":1970.1,"end":1970.26,"confidence":0.7451172,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.24992014467716217},{"word":"other","start":1970.26,"end":1970.5,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.1414628028869629},{"word":"thing","start":1970.5,"end":1970.74,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.1450657993555069},{"word":"i","start":1970.74,"end":1970.82,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0834658145904541},{"word":"just","start":1970.82,"end":1971.0599,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12454444915056229},{"word":"wanted","start":1971.0599,"end":1971.2999,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.09218303859233856},{"word":"to","start":1971.2999,"end":1971.46,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07209526747465134},{"word":"talk","start":1971.46,"end":1971.62,"confidence":0.9633789,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.05965254455804825},{"word":"to","start":1971.62,"end":1971.7,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05236467719078064},{"word":"you","start":1971.7,"end":1971.78,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.061236586421728134},{"word":"about","start":1971.78,"end":1972.02,"confidence":0.7717285,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":0.04971836507320404},{"word":"i","start":1972.02,"end":1972.1799,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03488801792263985},{"word":"know","start":1972.1799,"end":1972.34,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.034006617963314056},{"word":"we're","start":1972.34,"end":1972.5,"confidence":0.99902344,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.024178925901651382},{"word":"looking","start":1972.5,"end":1972.74,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.030273981392383575},{"word":"at","start":1972.74,"end":1972.9,"confidence":0.99316406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02587905153632164},{"word":"your","start":1972.9,"end":1973.14,"confidence":0.97314453,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04149359837174416},{"word":"super","start":1973.14,"end":1973.62,"confidence":0.7338867,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.10942259430885316},{"word":"and","start":1973.62,"end":1974.02,"confidence":0.9667969,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04697462543845177},{"word":"the","start":1974.02,"end":1974.26,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04662957042455673},{"word":"investments","start":1974.26,"end":1974.76,"confidence":0.9941406,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.017473094165325165},{"word":"within","start":1974.82,"end":1975.32,"confidence":0.9091797,"punctuated_word":"within,","sentiment":"neutral","sentiment_score":0.03192146122455597},{"word":"and","start":1975.565,"end":1975.645,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0336574949324131},{"word":"i'll","start":1975.645,"end":1975.885,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05488329380750656},{"word":"look","start":1975.885,"end":1975.965,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.03921053931117058},{"word":"at","start":1975.965,"end":1976.285,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04042824357748032},{"word":"replacing","start":1976.285,"end":1976.765,"confidence":1.0,"punctuated_word":"replacing","sentiment":"neutral","sentiment_score":0.05419385805726051},{"word":"some","start":1976.765,"end":1977.005,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.037519343197345734},{"word":"of","start":1977.005,"end":1977.085,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.027973346412181858},{"word":"the","start":1977.085,"end":1977.325,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03890436887741089},{"word":"investments","start":1977.325,"end":1977.8049,"confidence":0.9970703,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.008005764335393906},{"word":"which","start":1977.8049,"end":1977.965,"confidence":0.8520508,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.01810360699892044},{"word":"we","start":1977.965,"end":1978.125,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04936076700687408},{"word":"need","start":1978.125,"end":1978.285,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.06142290681600571},{"word":"to","start":1978.285,"end":1978.445,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08684021979570389},{"word":"switch","start":1978.445,"end":1978.765,"confidence":0.99902344,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.04809339717030525},{"word":"out","start":1978.765,"end":1979.005,"confidence":0.9921875,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06934124231338501},{"word":"for","start":1979.005,"end":1979.165,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0673261433839798},{"word":"you","start":1979.165,"end":1979.665,"confidence":0.9172363,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.05177896469831467},{"word":"but","start":1979.965,"end":1980.205,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.01622549071907997},{"word":"the","start":1980.205,"end":1980.285,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.004742100834846497},{"word":"other","start":1980.285,"end":1980.445,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.01027059555053711},{"word":"thing","start":1980.445,"end":1980.605,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.019806191325187683},{"word":"is","start":1980.605,"end":1980.765,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.004023045301437378},{"word":"your","start":1980.765,"end":1981.085,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.00020957738161087036},{"word":"risk","start":1981.085,"end":1981.405,"confidence":0.99902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.016873367130756378},{"word":"profile","start":1981.405,"end":1981.905,"confidence":0.9733887,"punctuated_word":"profile.","sentiment":"neutral","sentiment_score":-0.034126244485378265},{"word":"so","start":1981.965,"end":1982.445,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02499440312385559},{"word":"at","start":1982.445,"end":1982.6849,"confidence":0.54833984,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03216689079999924},{"word":"the","start":1982.6849,"end":1982.845,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04805777221918106},{"word":"moment","start":1982.845,"end":1983.245,"confidence":0.9890137,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.06859119236469269},{"word":"you're","start":1983.245,"end":1983.405,"confidence":0.9941406,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.12606181204319},{"word":"in","start":1983.405,"end":1983.565,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1263752281665802},{"word":"more","start":1983.565,"end":1983.725,"confidence":0.9970703,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.11649070680141448},{"word":"of","start":1983.725,"end":1983.885,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16675060987472534},{"word":"a","start":1983.885,"end":1984.045,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12741762399673462},{"word":"balanced","start":1984.045,"end":1984.525,"confidence":0.9838867,"punctuated_word":"balanced","sentiment":"neutral","sentiment_score":0.07041174918413162},{"word":"growth","start":1984.525,"end":1984.9249,"confidence":0.9980469,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.1497853696346283},{"word":"environment","start":1984.9249,"end":1985.4249,"confidence":0.9753418,"punctuated_word":"environment.","sentiment":"neutral","sentiment_score":0.15989233553409576},{"word":"so","start":1985.645,"end":1986.145,"confidence":0.9277344,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.15384945273399353},{"word":"essentially","start":1986.285,"end":1986.785,"confidence":0.9995117,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.14866633713245392},{"word":"you","start":1986.9249,"end":1987.085,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25428250432014465},{"word":"are","start":1987.085,"end":1987.485,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.19501176476478577},{"word":"taking","start":1987.485,"end":1987.885,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.2536359429359436},{"word":"less","start":1987.885,"end":1988.205,"confidence":0.99121094,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.1673901081085205},{"word":"risk","start":1988.205,"end":1988.445,"confidence":0.9291992,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.04659682512283325},{"word":"in","start":1988.445,"end":1988.6849,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17456123232841492},{"word":"the","start":1988.6849,"end":1988.765,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13763093948364258},{"word":"market","start":1988.765,"end":1989.265,"confidence":0.9951172,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.17252075672149658},{"word":"with","start":1989.63,"end":1989.79,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.22653362154960632},{"word":"a","start":1989.79,"end":1989.87,"confidence":0.9707031,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23753660917282104},{"word":"balanced","start":1989.87,"end":1990.35,"confidence":0.9716797,"punctuated_word":"balanced","sentiment":"neutral","sentiment_score":0.1802667081356049},{"word":"growth","start":1990.35,"end":1990.83,"confidence":0.96240234,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.18720954656600952},{"word":"portfolio","start":1990.83,"end":1991.33,"confidence":0.9885254,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.17789176106452942},{"word":"you","start":1991.63,"end":1991.87,"confidence":0.9580078,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1166478544473648},{"word":"generally","start":1991.87,"end":1992.35,"confidence":0.9921875,"punctuated_word":"generally","sentiment":"neutral","sentiment_score":0.15008887648582458},{"word":"see","start":1992.35,"end":1992.59,"confidence":0.9741211,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1858775019645691},{"word":"that","start":1992.59,"end":1992.91,"confidence":0.61816406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21560925245285031},{"word":"70%","start":1992.91,"end":1993.55,"confidence":0.9914551,"punctuated_word":"70%","sentiment":"neutral","sentiment_score":0.1857705116271973},{"word":"of","start":1993.55,"end":1993.71,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18845419585704803},{"word":"your","start":1993.71,"end":1993.9501,"confidence":0.9707031,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2049662470817566},{"word":"super","start":1993.9501,"end":1994.27,"confidence":0.9404297,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2681463658809662},{"word":"invested","start":1994.27,"end":1994.67,"confidence":0.7709961,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.13700613379478457},{"word":"in","start":1994.67,"end":1994.91,"confidence":0.85253906,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2222152203321457},{"word":"growth","start":1994.91,"end":1995.31,"confidence":0.7866211,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.13909095525741577},{"word":"investments","start":1995.31,"end":1995.81,"confidence":0.7258301,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.09953220188617706},{"word":"so","start":1995.9501,"end":1996.1901,"confidence":0.9404297,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05637390166521072},{"word":"think","start":1996.1901,"end":1996.43,"confidence":0.96533203,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.05880824103951454},{"word":"about","start":1996.43,"end":1996.67,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.09478484839200974},{"word":"things","start":1996.67,"end":1996.91,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1481153815984726},{"word":"like","start":1996.91,"end":1997.23,"confidence":0.9428711,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08532686531543732},{"word":"australian","start":1997.23,"end":1997.71,"confidence":0.9819336,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.11523201316595078},{"word":"shares","start":1997.71,"end":1998.1901,"confidence":0.9970703,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.08701226860284805},{"word":"international","start":1998.1901,"end":1998.6901,"confidence":0.9980469,"punctuated_word":"international","sentiment":"neutral","sentiment_score":0.0856824517250061},{"word":"shares","start":1998.91,"end":1999.41,"confidence":0.9885254,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.07832556217908859},{"word":"listed","start":1999.9501,"end":2000.43,"confidence":0.94628906,"punctuated_word":"listed","sentiment":"neutral","sentiment_score":0.0935155153274536},{"word":"property","start":2000.43,"end":2000.93,"confidence":0.9733887,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.06265590339899063},{"word":"and","start":2001.47,"end":2001.945,"confidence":0.8833008,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06997799873352051},{"word":"commodities","start":2002.105,"end":2002.505,"confidence":0.7180176,"punctuated_word":"commodities,","sentiment":"neutral","sentiment_score":0.07018280774354935},{"word":"so","start":2002.505,"end":2002.825,"confidence":0.7167969,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09708350896835329},{"word":"precious","start":2002.825,"end":2003.1449,"confidence":0.9980469,"punctuated_word":"precious","sentiment":"neutral","sentiment_score":0.0994638055562973},{"word":"metals","start":2003.1449,"end":2003.5449,"confidence":0.9921875,"punctuated_word":"metals","sentiment":"neutral","sentiment_score":0.1119893044233322},{"word":"like","start":2003.5449,"end":2003.7849,"confidence":0.8432617,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.09512626379728316},{"word":"gold","start":2003.7849,"end":2004.0249,"confidence":0.99609375,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.0986841917037964},{"word":"and","start":2004.0249,"end":2004.2649,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0990644469857216},{"word":"silver","start":2004.2649,"end":2004.585,"confidence":1.0,"punctuated_word":"silver","sentiment":"neutral","sentiment_score":0.1539240926504135},{"word":"as","start":2004.585,"end":2004.825,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11605821549892426},{"word":"well","start":2004.825,"end":2005.325,"confidence":0.82592773,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.08524135500192642},{"word":"the","start":2006.0249,"end":2006.345,"confidence":0.85253906,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.033034127205610275},{"word":"other","start":2006.345,"end":2006.745,"confidence":0.97998047,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.007176507264375687},{"word":"sort","start":2006.745,"end":2006.9049,"confidence":0.9716797,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.017934374511241913},{"word":"of","start":2006.9049,"end":2007.065,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01727147027850151},{"word":"30%","start":2007.065,"end":2007.7849,"confidence":0.9416504,"punctuated_word":"30%","sentiment":"neutral","sentiment_score":0.062491945922374725},{"word":"in","start":2007.7849,"end":2008.0249,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04875687509775162},{"word":"low","start":2008.0249,"end":2008.2649,"confidence":0.95947266,"punctuated_word":"low","sentiment":"neutral","sentiment_score":0.06244420260190964},{"word":"risk","start":2008.2649,"end":2008.505,"confidence":0.9980469,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.017673909664154053},{"word":"expensive","start":2008.505,"end":2009.005,"confidence":0.32885742,"punctuated_word":"expensive","sentiment":"neutral","sentiment_score":0.08565062284469604},{"word":"investments","start":2009.065,"end":2009.565,"confidence":0.8964844,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.04323533922433853},{"word":"things","start":2009.625,"end":2009.865,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.10205158591270448},{"word":"like","start":2009.865,"end":2010.1849,"confidence":0.9941406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04556697607040405},{"word":"cash","start":2010.1849,"end":2010.505,"confidence":0.9382324,"punctuated_word":"cash,","sentiment":"neutral","sentiment_score":0.0642738789319992},{"word":"bonds","start":2010.505,"end":2010.9049,"confidence":0.9165039,"punctuated_word":"bonds,","sentiment":"neutral","sentiment_score":0.0624835267663002},{"word":"and","start":2010.9049,"end":2011.1449,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06413585692644119},{"word":"fixed","start":2011.1449,"end":2011.5449,"confidence":0.9970703,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.06536784768104553},{"word":"interest","start":2011.5449,"end":2012.0449,"confidence":0.8288574,"punctuated_word":"interest.","sentiment":"neutral","sentiment_score":0.03461620211601257},{"word":"do","start":2013.065,"end":2013.225,"confidence":0.98291016,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.04472924768924713},{"word":"you","start":2013.225,"end":2013.465,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.022570133209228516},{"word":"feel","start":2013.465,"end":2013.7849,"confidence":0.9970703,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.0056549012660980225},{"word":"like","start":2013.7849,"end":2014.0249,"confidence":0.9560547,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.015927642583847046},{"word":"you","start":2014.0249,"end":2014.2649,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010547637939453123},{"word":"would","start":2014.2649,"end":2014.4249,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.03880903124809265},{"word":"wanna","start":2014.4249,"end":2014.825,"confidence":0.9526367,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.01962253451347351},{"word":"sort","start":2014.825,"end":2015.065,"confidence":0.9790039,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04407821595668793},{"word":"of","start":2015.065,"end":2015.3049,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.020046785473823547},{"word":"be","start":2015.3049,"end":2015.5449,"confidence":0.9921875,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.02810341864824295},{"word":"comfortable","start":2015.5449,"end":2016.0449,"confidence":0.99609375,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.0009344518184661864},{"word":"taking","start":2016.105,"end":2016.505,"confidence":0.99609375,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.03264109790325165},{"word":"on","start":2016.505,"end":2016.825,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.003625243902206421},{"word":"more","start":2016.825,"end":2017.325,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.01722860336303711},{"word":"or","start":2017.4299,"end":2017.6699,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.052180953323841095},{"word":"less","start":2017.6699,"end":2017.91,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.04055789113044739},{"word":"risk","start":2017.91,"end":2018.15,"confidence":0.9951172,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.13971522450447085},{"word":"in","start":2018.15,"end":2018.39,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05515952408313751},{"word":"the","start":2018.39,"end":2018.5499,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05838269740343094},{"word":"market","start":2018.5499,"end":2018.87,"confidence":0.8496094,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":-0.037445809692144394},{"word":"or","start":2018.87,"end":2018.95,"confidence":0.9921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1850048303604126},{"word":"are","start":2018.95,"end":2019.03,"confidence":0.8173828,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.13870587944984436},{"word":"you","start":2019.03,"end":2019.19,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09994486719369888},{"word":"sorta","start":2019.19,"end":2019.51,"confidence":0.74487305,"punctuated_word":"sorta","sentiment":"neutral","sentiment_score":-0.07320304214954376},{"word":"happy","start":2019.51,"end":2019.83,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":-0.11843955516815186},{"word":"to","start":2019.83,"end":2019.91,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15986639261245728},{"word":"stay","start":2019.91,"end":2020.23,"confidence":0.99609375,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":-0.1414642632007599},{"word":"where","start":2020.23,"end":2020.47,"confidence":0.9980469,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.11726564913988112},{"word":"you","start":2020.47,"end":2020.63,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13614249229431152},{"word":"are","start":2020.63,"end":2021.13,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04724555462598801},{"word":"for","start":2021.4299,"end":2021.51,"confidence":0.98535156,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.08995986729860306},{"word":"maybe","start":2021.51,"end":2021.91,"confidence":0.9716797,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.13131949305534363},{"word":"another","start":2021.91,"end":2022.23,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.0925188884139061},{"word":"year","start":2022.23,"end":2022.47,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.025231800973415375},{"word":"onwards","start":2022.47,"end":2022.87,"confidence":0.98291016,"punctuated_word":"onwards","sentiment":"neutral","sentiment_score":-0.10925423353910446},{"word":"because","start":2022.87,"end":2023.19,"confidence":0.96240234,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.07084789127111435},{"word":"you're","start":2023.19,"end":2023.35,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.17052412033081055},{"word":"not","start":2023.35,"end":2023.51,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.14761388301849365},{"word":"wanting","start":2023.51,"end":2023.83,"confidence":0.9980469,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.22764046490192413},{"word":"to","start":2023.83,"end":2023.99,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23162704706192017},{"word":"access","start":2023.99,"end":2024.3099,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.22740960121154785},{"word":"the","start":2024.3099,"end":2024.47,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1691102385520935},{"word":"money","start":2024.47,"end":2024.7899,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.10601232200860976},{"word":"yet","start":2024.7899,"end":2025.2899,"confidence":0.97558594,"punctuated_word":"yet?","sentiment":"neutral","sentiment_score":-0.11004193872213364},{"word":"if","start":2029.365,"end":2029.865,"confidence":0.29907227,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.07019487023353577},{"word":"you","start":2034.005,"end":2034.245,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.002565898001194},{"word":"like","start":2034.245,"end":2034.485,"confidence":0.7927246,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0018669366836547852},{"word":"what","start":2034.485,"end":2034.645,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.01766648143529892},{"word":"i'll","start":2034.645,"end":2034.725,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.02508515492081642},{"word":"do","start":2034.725,"end":2034.965,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.038884539157152176},{"word":"is","start":2034.965,"end":2035.125,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03656581789255142},{"word":"i've","start":2035.125,"end":2035.285,"confidence":0.98657227,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.06694509834051132},{"word":"got","start":2035.285,"end":2035.365,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.08498816192150116},{"word":"a","start":2035.365,"end":2035.525,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06709202378988266},{"word":"risk","start":2035.525,"end":2035.765,"confidence":0.99902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.017010226845741272},{"word":"profile","start":2035.765,"end":2036.165,"confidence":0.99902344,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":-0.01639503240585327},{"word":"questionnaire","start":2036.165,"end":2036.665,"confidence":0.9863281,"punctuated_word":"questionnaire","sentiment":"neutral","sentiment_score":0.06266988813877106},{"word":"to","start":2036.885,"end":2037.045,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07277321815490723},{"word":"go","start":2037.045,"end":2037.285,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0939742773771286},{"word":"through","start":2037.285,"end":2037.525,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0752997174859047},{"word":"with","start":2037.525,"end":2037.765,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07674774527549744},{"word":"you","start":2037.765,"end":2038.265,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.06603376567363739},{"word":"it","start":2038.325,"end":2038.565,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.12153708934783936},{"word":"helps","start":2038.565,"end":2038.8049,"confidence":0.99316406,"punctuated_word":"helps","sentiment":"neutral","sentiment_score":0.11578131467103958},{"word":"me","start":2038.8049,"end":2039.045,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08828907459974289},{"word":"to","start":2039.045,"end":2039.205,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05317109823226929},{"word":"understand","start":2039.205,"end":2039.705,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.031153924763202667},{"word":"where","start":2040.005,"end":2040.245,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.03196771442890167},{"word":"you","start":2040.245,"end":2040.405,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021637730300426483},{"word":"fit","start":2040.405,"end":2040.645,"confidence":0.94628906,"punctuated_word":"fit","sentiment":"neutral","sentiment_score":0.029119424521923065},{"word":"on","start":2040.645,"end":2040.8049,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05908902734518051},{"word":"that","start":2040.8049,"end":2041.125,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.008243128657341003},{"word":"scale","start":2041.125,"end":2041.525,"confidence":0.99609375,"punctuated_word":"scale","sentiment":"neutral","sentiment_score":-0.008458353579044342},{"word":"and","start":2041.525,"end":2041.765,"confidence":0.96533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.002433955669403076},{"word":"whether","start":2041.765,"end":2042.005,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.028165102005004883},{"word":"we","start":2042.005,"end":2042.165,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.009748786687850952},{"word":"should","start":2042.165,"end":2042.325,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.052498213946819305},{"word":"alter","start":2042.325,"end":2042.645,"confidence":0.97314453,"punctuated_word":"alter","sentiment":"neutral","sentiment_score":-0.03835876286029816},{"word":"your","start":2042.645,"end":2042.885,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.02582059800624847},{"word":"portfolio","start":2042.885,"end":2043.385,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.05544569715857506},{"word":"for","start":2043.525,"end":2043.765,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0354294627904892},{"word":"you","start":2043.765,"end":2043.925,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03865843266248703},{"word":"or","start":2043.925,"end":2044.085,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.01793087273836136},{"word":"not","start":2044.085,"end":2044.485,"confidence":1.0,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.024236619472503666},{"word":"okay","start":2044.485,"end":2044.985,"confidence":0.97875977,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.009148918092250824},{"word":"the","start":2046.3201,"end":2046.48,"confidence":0.9873047,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.0021445192396640778},{"word":"first","start":2046.48,"end":2046.8,"confidence":0.9980469,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.003853641450405121},{"word":"one","start":2046.8,"end":2047.12,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.0123172327876091},{"word":"here","start":2047.12,"end":2047.52,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.015652012079954147},{"word":"is","start":2047.52,"end":2048.0,"confidence":0.7885742,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.001587690785527229},{"word":"essentially","start":2048.0,"end":2048.5,"confidence":0.9970703,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":-0.004810550715774298},{"word":"have","start":2048.56,"end":2048.72,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.02206611260771751},{"word":"you","start":2048.72,"end":2048.96,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02322973497211933},{"word":"ever","start":2048.96,"end":2049.28,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.006930498406291008},{"word":"owned","start":2049.28,"end":2049.68,"confidence":0.91503906,"punctuated_word":"owned","sentiment":"neutral","sentiment_score":-0.011007115244865416},{"word":"direct","start":2049.68,"end":2050.08,"confidence":0.99316406,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":-0.03132152184844017},{"word":"shares","start":2050.08,"end":2050.4001,"confidence":0.99902344,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":-0.016794877126812935},{"word":"or","start":2050.4001,"end":2050.56,"confidence":0.9941406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.007320670410990715},{"word":"investments","start":2050.56,"end":2051.06,"confidence":0.99902344,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.01022161915898323},{"word":"in","start":2051.12,"end":2051.28,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.02045532502233982},{"word":"your","start":2051.28,"end":2051.44,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.02793448232114315},{"word":"own","start":2051.44,"end":2051.68,"confidence":0.9980469,"punctuated_word":"own","sentiment":"neutral","sentiment_score":-0.04098527133464813},{"word":"name","start":2051.68,"end":2051.92,"confidence":1.0,"punctuated_word":"name","sentiment":"neutral","sentiment_score":-0.03382619470357895},{"word":"before","start":2051.92,"end":2052.42,"confidence":0.99853516,"punctuated_word":"before?","sentiment":"neutral","sentiment_score":-0.022786635905504227},{"word":"nope","start":2055.04,"end":2055.44,"confidence":0.9055176,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":-0.08409049361944199},{"word":"that's","start":2055.44,"end":2055.84,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04424191266298294},{"word":"okay","start":2055.84,"end":2056.34,"confidence":0.9970703,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.021596040576696396},{"word":"the","start":2059.125,"end":2059.365,"confidence":0.99316406,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.055634431540966034},{"word":"next","start":2059.365,"end":2059.605,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.07394756376743317},{"word":"question","start":2059.605,"end":2060.0051,"confidence":1.0,"punctuated_word":"question","sentiment":"neutral","sentiment_score":-0.03303372859954834},{"word":"here","start":2060.0051,"end":2060.245,"confidence":0.95947266,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.03881597891449928},{"word":"is","start":2060.245,"end":2060.485,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.05915377289056778},{"word":"asking","start":2060.485,"end":2060.805,"confidence":1.0,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":-0.04348756745457649},{"word":"about","start":2060.805,"end":2061.125,"confidence":0.8359375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.09005425870418549},{"word":"how","start":2061.125,"end":2061.365,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.09375309944152832},{"word":"long","start":2061.365,"end":2061.605,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.09589287638664246},{"word":"before","start":2061.605,"end":2061.845,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.07926507294178009},{"word":"you're","start":2061.845,"end":2062.085,"confidence":0.99560547,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.09425842016935349},{"word":"wanting","start":2062.085,"end":2062.325,"confidence":1.0,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.08879613876342773},{"word":"to","start":2062.325,"end":2062.485,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08747377246618271},{"word":"access","start":2062.485,"end":2062.885,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.10486739873886108},{"word":"your","start":2062.885,"end":2063.125,"confidence":0.97314453,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05766550078988075},{"word":"super","start":2063.125,"end":2063.625,"confidence":0.90405273,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.04424940049648285},{"word":"so","start":2063.845,"end":2064.165,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04897112771868706},{"word":"whilst","start":2064.165,"end":2064.485,"confidence":0.9716797,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":-0.04860321432352066},{"word":"you","start":2064.485,"end":2064.805,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05751091241836548},{"word":"would","start":2064.805,"end":2064.965,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.043558329343795776},{"word":"love","start":2064.965,"end":2065.205,"confidence":0.9941406,"punctuated_word":"love","sentiment":"neutral","sentiment_score":-0.015608742833137512},{"word":"to","start":2065.205,"end":2065.365,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03014427423477173},{"word":"have","start":2065.365,"end":2065.445,"confidence":0.9892578,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06362275779247284},{"word":"retired","start":2065.445,"end":2065.845,"confidence":0.99902344,"punctuated_word":"retired","sentiment":"neutral","sentiment_score":-0.08207970857620239},{"word":"a","start":2065.845,"end":2065.925,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07819270342588425},{"word":"couple","start":2065.925,"end":2066.245,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.060017943382263184},{"word":"of","start":2066.245,"end":2066.405,"confidence":0.96240234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06286248564720154},{"word":"years","start":2066.405,"end":2066.645,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.07473958283662796},{"word":"ago","start":2066.645,"end":2067.0452,"confidence":1.0,"punctuated_word":"ago","sentiment":"neutral","sentiment_score":-0.05909696966409683},{"word":"and","start":2067.0452,"end":2067.2852,"confidence":0.5776367,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06238005310297012},{"word":"you've","start":2067.2852,"end":2067.5251,"confidence":0.96875,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.07869058847427368},{"word":"told","start":2067.5251,"end":2067.685,"confidence":1.0,"punctuated_word":"told","sentiment":"neutral","sentiment_score":-0.06772727519273758},{"word":"me","start":2067.685,"end":2067.845,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.09843865036964417},{"word":"that","start":2067.845,"end":2068.085,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13691401481628418},{"word":"your","start":2068.085,"end":2068.325,"confidence":0.98828125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.17729851603507996},{"word":"your","start":2068.325,"end":2068.565,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1948237121105194},{"word":"wife","start":2068.565,"end":2068.805,"confidence":0.9980469,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.17593203485012054},{"word":"can't","start":2068.805,"end":2069.205,"confidence":0.99658203,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.15424346923828125},{"word":"or","start":2069.205,"end":2069.5251,"confidence":0.9482422,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1649249792098999},{"word":"isn't","start":2069.5251,"end":2069.925,"confidence":0.99902344,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.13295212388038635},{"word":"retiring","start":2069.925,"end":2070.325,"confidence":1.0,"punctuated_word":"retiring","sentiment":"neutral","sentiment_score":-0.1932051181793213},{"word":"for","start":2070.325,"end":2070.485,"confidence":0.9550781,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.15868404507637024},{"word":"the","start":2070.485,"end":2070.645,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14635945856571198},{"word":"next","start":2070.645,"end":2070.965,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.1474151909351349},{"word":"eight","start":2070.965,"end":2071.205,"confidence":1.0,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.12145527452230452},{"word":"years","start":2071.205,"end":2071.705,"confidence":0.9838867,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.088918037712574},{"word":"do","start":2071.93,"end":2072.09,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.09389668703079224},{"word":"you","start":2072.09,"end":2072.25,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05526762083172798},{"word":"think","start":2072.25,"end":2072.49,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.10936056822538376},{"word":"you're","start":2072.49,"end":2072.81,"confidence":0.9848633,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.11186660826206209},{"word":"likely","start":2072.81,"end":2073.21,"confidence":0.99902344,"punctuated_word":"likely","sentiment":"neutral","sentiment_score":-0.14492323994636536},{"word":"to","start":2073.21,"end":2073.37,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14151449501514435},{"word":"work","start":2073.37,"end":2073.61,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.17071491479873657},{"word":"for","start":2073.61,"end":2073.77,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.14707639813423157},{"word":"the","start":2073.77,"end":2073.85,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14295244216918945},{"word":"next","start":2073.85,"end":2074.09,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.1379658579826355},{"word":"eight","start":2074.09,"end":2074.33,"confidence":1.0,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.12366531044244766},{"word":"years","start":2074.33,"end":2074.57,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.11335407197475432},{"word":"as","start":2074.57,"end":2074.73,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.09134498238563538},{"word":"well","start":2074.73,"end":2075.23,"confidence":0.99902344,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":-0.05030380189418793},{"word":"hopefully","start":2077.37,"end":2077.69,"confidence":0.8210449,"punctuated_word":"Hopefully?","sentiment":"neutral","sentiment_score":0.08273811638355255},{"word":"beautiful","start":2077.69,"end":2078.01,"confidence":0.9951172,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.04599367827177048},{"word":"the","start":2080.33,"end":2080.49,"confidence":0.9970703,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.007125344127416611},{"word":"next","start":2080.49,"end":2080.73,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.015912722796201706},{"word":"question","start":2080.73,"end":2081.1301,"confidence":1.0,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.025143060833215714},{"word":"here","start":2081.1301,"end":2081.37,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.0022137537598609924},{"word":"is","start":2081.37,"end":2081.61,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.010193981230258942},{"word":"when","start":2081.61,"end":2081.77,"confidence":0.9291992,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.015731681138277054},{"word":"you","start":2081.77,"end":2081.93,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.008652448654174805},{"word":"think","start":2081.93,"end":2082.09,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0057167597115039825},{"word":"about","start":2082.09,"end":2082.33,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.0061675794422626495},{"word":"your","start":2082.33,"end":2082.57,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.004095196723937988},{"word":"super","start":2082.57,"end":2082.97,"confidence":0.9604492,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.009123474359512327},{"word":"and","start":2082.97,"end":2083.1301,"confidence":0.83251953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.013311441987752914},{"word":"your","start":2083.1301,"end":2083.37,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.006800856441259384},{"word":"balance","start":2083.37,"end":2083.77,"confidence":0.99902344,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.02830689027905464},{"word":"and","start":2083.77,"end":2083.93,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0007674284279346466},{"word":"where","start":2083.93,"end":2084.09,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.01881728693842888},{"word":"it","start":2084.09,"end":2084.25,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.006961416453123093},{"word":"is","start":2084.25,"end":2084.49,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.027645373716950417},{"word":"now","start":2084.49,"end":2084.99,"confidence":0.9975586,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.03339743986725807},{"word":"are","start":2085.2048,"end":2085.365,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.06859167665243149},{"word":"you","start":2085.365,"end":2085.525,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08013927191495895},{"word":"comfortable","start":2085.525,"end":2086.025,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.11258894205093384},{"word":"taking","start":2086.085,"end":2086.565,"confidence":0.99902344,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.12861233949661255},{"word":"on","start":2086.565,"end":2086.7249,"confidence":0.9873047,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.13651245832443237},{"word":"more","start":2086.7249,"end":2086.9648,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.10771363228559494},{"word":"risk","start":2086.9648,"end":2087.285,"confidence":0.9951172,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.12228595465421677},{"word":"in","start":2087.285,"end":2087.4448,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.12223361432552338},{"word":"the","start":2087.4448,"end":2087.605,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08978642523288727},{"word":"market","start":2087.605,"end":2088.005,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.039537884294986725},{"word":"to","start":2088.005,"end":2088.085,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06877268850803375},{"word":"try","start":2088.085,"end":2088.325,"confidence":0.99902344,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.014385320246219637},{"word":"and","start":2088.325,"end":2088.405,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04143272340297699},{"word":"get","start":2088.405,"end":2088.645,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.005556091666221619},{"word":"greater","start":2088.645,"end":2089.045,"confidence":0.99316406,"punctuated_word":"greater","sentiment":"neutral","sentiment_score":0.01599925011396408},{"word":"potential","start":2089.045,"end":2089.525,"confidence":0.99902344,"punctuated_word":"potential","sentiment":"neutral","sentiment_score":0.15724948048591614},{"word":"returns","start":2089.525,"end":2090.025,"confidence":0.99121094,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.11833500862121582},{"word":"knowing","start":2090.165,"end":2090.645,"confidence":0.8071289,"punctuated_word":"knowing","sentiment":"neutral","sentiment_score":-0.02016281336545944},{"word":"that","start":2090.645,"end":2090.805,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0317603163421154},{"word":"when","start":2090.805,"end":2091.045,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.037628479301929474},{"word":"the","start":2091.045,"end":2091.2048,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03314468264579773},{"word":"markets","start":2091.2048,"end":2091.6848,"confidence":0.80810547,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.08325657993555069},{"word":"do","start":2091.6848,"end":2091.9248,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.055892422795295715},{"word":"see","start":2091.9248,"end":2092.085,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.03424708545207977},{"word":"a","start":2092.085,"end":2092.2449,"confidence":0.9707031,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05833859741687775},{"word":"downtime","start":2092.2449,"end":2092.7449,"confidence":0.9626465,"punctuated_word":"downtime,","sentiment":"neutral","sentiment_score":-0.09065546840429306},{"word":"that","start":2093.2048,"end":2093.4448,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08800695836544037},{"word":"downtime","start":2093.4448,"end":2093.845,"confidence":0.99902344,"punctuated_word":"downtime","sentiment":"neutral","sentiment_score":-0.1260356903076172},{"word":"is","start":2093.845,"end":2094.085,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10833850502967834},{"word":"also","start":2094.085,"end":2094.405,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.11492355912923811},{"word":"reflective","start":2094.405,"end":2094.905,"confidence":0.9567871,"punctuated_word":"reflective?","sentiment":"neutral","sentiment_score":-0.12121851742267609},{"word":"do","start":2095.525,"end":2095.765,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.07814253121614456},{"word":"you","start":2095.765,"end":2095.9248,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.047716110944747925},{"word":"think","start":2095.9248,"end":2096.085,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.05739879608154297},{"word":"you're","start":2096.085,"end":2096.405,"confidence":0.9951172,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.05145864933729172},{"word":"comfortable","start":2096.405,"end":2096.885,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.09761085361242294},{"word":"taking","start":2096.885,"end":2097.2048,"confidence":0.99121094,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.06696027517318726},{"word":"a","start":2097.2048,"end":2097.365,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.034539684653282166},{"word":"moderate","start":2097.365,"end":2097.765,"confidence":0.9770508,"punctuated_word":"moderate","sentiment":"neutral","sentiment_score":-0.07700180262327194},{"word":"or","start":2097.765,"end":2098.005,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04548124223947525},{"word":"medium","start":2098.005,"end":2098.405,"confidence":0.9980469,"punctuated_word":"medium","sentiment":"neutral","sentiment_score":-0.0728410929441452},{"word":"amount","start":2098.405,"end":2098.7249,"confidence":0.99121094,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.06398488581180573},{"word":"of","start":2098.7249,"end":2098.885,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06869766116142273},{"word":"risk","start":2098.885,"end":2099.125,"confidence":0.97509766,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.10530781745910645},{"word":"to","start":2099.125,"end":2099.34,"confidence":0.32104492,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06500299274921417},{"word":"try","start":2099.34,"end":2099.5,"confidence":0.99316406,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.03684897720813751},{"word":"and","start":2099.5,"end":2099.6602,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03030881285667419},{"word":"get","start":2099.6602,"end":2099.74,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07542932033538818},{"word":"the","start":2099.74,"end":2099.82,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03293521702289581},{"word":"best","start":2099.82,"end":2100.22,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.038362011313438416},{"word":"returns","start":2100.22,"end":2100.54,"confidence":0.9741211,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.2228471338748932},{"word":"you","start":2100.54,"end":2100.78,"confidence":0.97802734,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.013761833310127258},{"word":"possibly","start":2100.78,"end":2101.1802,"confidence":0.99902344,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":-0.02610979974269867},{"word":"can","start":2101.1802,"end":2101.6802,"confidence":0.7602539,"punctuated_word":"can,","sentiment":"neutral","sentiment_score":0.012375324964523315},{"word":"or","start":2101.9001,"end":2102.1401,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.102755568921566},{"word":"are","start":2102.1401,"end":2102.3,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.09162596613168716},{"word":"you","start":2102.3,"end":2102.4602,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08662538230419159},{"word":"not","start":2102.4602,"end":2102.7002,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.11408408731222151},{"word":"wanting","start":2102.7002,"end":2103.02,"confidence":0.9951172,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.11127200722694396},{"word":"to","start":2103.02,"end":2103.1,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11870631575584412},{"word":"take","start":2103.1,"end":2103.34,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.20158423483371735},{"word":"any","start":2103.34,"end":2103.58,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.15536487102508545},{"word":"risk","start":2103.58,"end":2103.82,"confidence":0.90625,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.28149691224098206},{"word":"in","start":2103.82,"end":2104.06,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2023857533931732},{"word":"the","start":2104.06,"end":2104.1401,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1449386477470398},{"word":"market","start":2104.1401,"end":2104.4602,"confidence":0.99902344,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.1166755184531212},{"word":"and","start":2104.4602,"end":2104.7002,"confidence":0.8354492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09901024401187895},{"word":"you","start":2104.7002,"end":2104.9402,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09040190279483797},{"word":"understand","start":2104.9402,"end":2105.34,"confidence":0.99316406,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.1274699568748474},{"word":"the","start":2105.34,"end":2105.5,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12677176296710968},{"word":"returns","start":2105.5,"end":2105.9001,"confidence":0.98828125,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":-0.14956459403038025},{"word":"are","start":2105.9001,"end":2106.06,"confidence":0.9902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.11720174551010132},{"word":"lower","start":2106.06,"end":2106.3801,"confidence":0.9941406,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":-0.10748082399368286},{"word":"because","start":2106.3801,"end":2106.7002,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.08699777722358704},{"word":"of","start":2106.7002,"end":2106.86,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08836955577135086},{"word":"that","start":2106.86,"end":2107.1802,"confidence":0.99560547,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.08601199090480804},{"word":"where","start":2107.1802,"end":2107.4202,"confidence":0.99902344,"punctuated_word":"Where","sentiment":"neutral","sentiment_score":-0.04851944372057915},{"word":"do","start":2107.4202,"end":2107.58,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.05176606401801109},{"word":"you","start":2107.58,"end":2107.6602,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.015765633434057236},{"word":"think","start":2107.6602,"end":2107.9001,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.022077497094869617},{"word":"you","start":2107.9001,"end":2108.06,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.019221093505620956},{"word":"fit","start":2108.06,"end":2108.56,"confidence":0.97094727,"punctuated_word":"fit?","sentiment":"neutral","sentiment_score":0.0024857856333255768},{"word":"oh","start":2121.515,"end":2121.755,"confidence":0.97387695,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.06651772558689117},{"word":"nice","start":2121.755,"end":2122.255,"confidence":0.9975586,"punctuated_word":"nice.","sentiment":"neutral","sentiment_score":0.3297500014305115},{"word":"yes","start":2125.53,"end":2126.01,"confidence":0.99853516,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1023067831993103},{"word":"yes","start":2126.01,"end":2126.4102,"confidence":0.9995117,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12595482170581818},{"word":"it's","start":2126.4102,"end":2126.6501,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.10163875669240952},{"word":"a","start":2126.6501,"end":2126.7302,"confidence":0.6225586,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11080556362867355},{"word":"it's","start":2126.7302,"end":2127.05,"confidence":0.99316406,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05115480348467827},{"word":"a","start":2127.05,"end":2127.29,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08529184758663177},{"word":"ride","start":2127.29,"end":2127.6902,"confidence":0.95336914,"punctuated_word":"ride,","sentiment":"neutral","sentiment_score":0.04326417297124863},{"word":"isn't","start":2127.6902,"end":2128.01,"confidence":0.9995117,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.07264818251132965},{"word":"it","start":2128.01,"end":2128.51,"confidence":0.99902344,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.02296895533800125},{"word":"it","start":2128.81,"end":2128.8901,"confidence":0.97998047,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.1002342775464058},{"word":"can","start":2128.8901,"end":2129.05,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.11966834217309952},{"word":"be","start":2129.05,"end":2129.2102,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.08531127125024796},{"word":"emotional","start":2129.2102,"end":2129.7102,"confidence":0.9970703,"punctuated_word":"emotional.","sentiment":"neutral","sentiment_score":-0.10226203501224518},{"word":"in","start":2132.4902,"end":2132.8901,"confidence":0.7680664,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.027250751852989197},{"word":"answer","start":2132.8901,"end":2133.2102,"confidence":0.9472656,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":-0.007627137005329132},{"word":"to","start":2133.2102,"end":2133.29,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.036013297736644745},{"word":"that","start":2133.29,"end":2133.53,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.026454545557498932},{"word":"question","start":2133.53,"end":2133.85,"confidence":0.9980469,"punctuated_word":"question,","sentiment":"neutral","sentiment_score":0.028844738379120827},{"word":"do","start":2133.85,"end":2134.01,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.019224710762500763},{"word":"you","start":2134.01,"end":2134.1702,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.007597573101520538},{"word":"think","start":2134.1702,"end":2134.4102,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.016501687467098236},{"word":"it","start":2134.4102,"end":2134.57,"confidence":0.52246094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.007294610142707825},{"word":"fit","start":2134.57,"end":2134.81,"confidence":0.58984375,"punctuated_word":"fit","sentiment":"neutral","sentiment_score":0.02571624517440796},{"word":"in","start":2134.81,"end":2135.05,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.024972058832645416},{"word":"the","start":2135.05,"end":2135.37,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.005928318947553635},{"word":"number","start":2135.37,"end":2135.6902,"confidence":1.0,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.003356650471687317},{"word":"one","start":2135.6902,"end":2135.9302,"confidence":0.9812012,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.008753271773457527},{"word":"two","start":2135.9302,"end":2136.09,"confidence":0.9638672,"punctuated_word":"two,","sentiment":"neutral","sentiment_score":0.016487430781126022},{"word":"or","start":2136.09,"end":2136.345,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.002038531005382538},{"word":"three","start":2136.425,"end":2136.7449,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.0016006827354431152},{"word":"category","start":2136.7449,"end":2137.2449,"confidence":0.7294922,"punctuated_word":"category,","sentiment":"neutral","sentiment_score":-0.0015685632824897766},{"word":"taking","start":2137.545,"end":2137.865,"confidence":0.9970703,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.02836994081735611},{"word":"on","start":2137.865,"end":2138.105,"confidence":0.8173828,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.027591794729232788},{"word":"more","start":2138.105,"end":2138.265,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.022455871105194092},{"word":"risk","start":2138.265,"end":2138.765,"confidence":0.97753906,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":-0.04843292385339737},{"word":"medium","start":2138.905,"end":2139.305,"confidence":0.9892578,"punctuated_word":"medium","sentiment":"neutral","sentiment_score":-0.06732159852981567},{"word":"risk","start":2139.305,"end":2139.545,"confidence":0.98950195,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":-0.033750273287296295},{"word":"or","start":2139.545,"end":2139.705,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.029384534806013107},{"word":"no","start":2139.705,"end":2139.945,"confidence":0.9980469,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.048974137753248215},{"word":"risk","start":2139.945,"end":2140.445,"confidence":0.9916992,"punctuated_word":"risk?","sentiment":"neutral","sentiment_score":-0.04726807028055191},{"word":"medium","start":2144.7449,"end":2145.2449,"confidence":0.94311523,"punctuated_word":"Medium?","sentiment":"neutral","sentiment_score":0.0102377999573946},{"word":"absolutely","start":2145.305,"end":2145.805,"confidence":0.9995117,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.07106194645166397},{"word":"the","start":2147.625,"end":2147.785,"confidence":0.7998047,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.01440177857875824},{"word":"next","start":2147.785,"end":2148.025,"confidence":0.9951172,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.020494230091571808},{"word":"one","start":2148.025,"end":2148.265,"confidence":0.9902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.0054764337837696075},{"word":"here","start":2148.265,"end":2148.505,"confidence":0.97631836,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":-0.0004983805119991302},{"word":"it","start":2148.505,"end":2148.665,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.009337279945611954},{"word":"says","start":2148.665,"end":2148.905,"confidence":0.9589844,"punctuated_word":"says,","sentiment":"neutral","sentiment_score":-0.015840956941246986},{"word":"how","start":2148.905,"end":2149.065,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.03596148267388344},{"word":"do","start":2149.065,"end":2149.145,"confidence":0.98535156,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.04906201362609863},{"word":"you","start":2149.145,"end":2149.305,"confidence":0.98535156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04388954117894173},{"word":"think","start":2149.305,"end":2149.465,"confidence":0.9819336,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.07280796766281128},{"word":"you'd","start":2149.465,"end":2149.785,"confidence":0.9694824,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.07168610394001007},{"word":"feel","start":2149.785,"end":2150.025,"confidence":0.9838867,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.08878272771835327},{"word":"in","start":2150.025,"end":2150.345,"confidence":0.8310547,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08625970035791397},{"word":"six","start":2150.345,"end":2150.61,"confidence":0.44726562,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.07877270877361298},{"word":"months","start":2150.77,"end":2151.09,"confidence":0.9472656,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.0861983448266983},{"word":"if","start":2151.09,"end":2151.33,"confidence":0.96875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.09889721870422365},{"word":"you","start":2151.33,"end":2151.4102,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11831717193126678},{"word":"saw","start":2151.4102,"end":2151.6501,"confidence":0.96435547,"punctuated_word":"saw","sentiment":"neutral","sentiment_score":-0.14254990220069885},{"word":"your","start":2151.6501,"end":2151.8901,"confidence":0.9790039,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.14175759255886078},{"word":"super","start":2151.8901,"end":2152.2102,"confidence":0.9633789,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.16822341084480286},{"word":"fall","start":2152.2102,"end":2152.37,"confidence":0.5463867,"punctuated_word":"fall","sentiment":"neutral","sentiment_score":-0.08318312466144562},{"word":"by","start":2152.37,"end":2152.77,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.12564978003501892},{"word":"20%","start":2152.77,"end":2153.6702,"confidence":0.9921875,"punctuated_word":"20%?","sentiment":"neutral","sentiment_score":-0.1012907177209854},{"word":"do","start":2154.2102,"end":2154.37,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.1041814386844635},{"word":"you","start":2154.37,"end":2154.4502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08479258418083191},{"word":"think","start":2154.4502,"end":2154.6902,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.10000063478946686},{"word":"you'd","start":2154.6902,"end":2154.9302,"confidence":0.986084,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.10797592252492905},{"word":"be","start":2154.9302,"end":2155.1702,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10031353682279588},{"word":"asking","start":2155.1702,"end":2155.57,"confidence":1.0,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":-0.14032204449176788},{"word":"to","start":2155.57,"end":2155.6501,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14799150824546814},{"word":"put","start":2155.6501,"end":2155.8901,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.13172699511051178},{"word":"more","start":2155.8901,"end":2156.1301,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.11710089445114136},{"word":"money","start":2156.1301,"end":2156.4502,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.1039288192987442},{"word":"in","start":2156.4502,"end":2156.61,"confidence":0.93896484,"punctuated_word":"in?","sentiment":"neutral","sentiment_score":-0.0752103179693222},{"word":"it","start":2156.61,"end":2156.77,"confidence":0.9941406,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.016450785100460052},{"word":"could","start":2156.77,"end":2156.9302,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.005618572235107422},{"word":"be","start":2156.9302,"end":2157.09,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.006063468754291534},{"word":"a","start":2157.09,"end":2157.1702,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0009002275764942169},{"word":"buying","start":2157.1702,"end":2157.57,"confidence":1.0,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":-0.01385476440191269},{"word":"opportunity","start":2157.57,"end":2158.07,"confidence":0.81152344,"punctuated_word":"opportunity.","sentiment":"neutral","sentiment_score":0.029124632477760315},{"word":"maybe","start":2158.61,"end":2159.01,"confidence":0.99902344,"punctuated_word":"Maybe","sentiment":"neutral","sentiment_score":-0.032980576157569885},{"word":"hold","start":2159.01,"end":2159.1702,"confidence":0.9941406,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.018020182847976685},{"word":"and","start":2159.1702,"end":2159.4102,"confidence":0.92578125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04195272922515869},{"word":"wait","start":2159.4102,"end":2159.6501,"confidence":1.0,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.0030659735202789307},{"word":"and","start":2159.6501,"end":2159.81,"confidence":0.9658203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03407055139541626},{"word":"call","start":2159.81,"end":2160.05,"confidence":0.9980469,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.03309880197048187},{"word":"us","start":2160.05,"end":2160.2102,"confidence":0.97998047,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.02453462779521942},{"word":"and","start":2160.2102,"end":2160.37,"confidence":0.94921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.022553488612174988},{"word":"see","start":2160.37,"end":2160.61,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.02390248328447342},{"word":"what's","start":2160.61,"end":2160.85,"confidence":0.99853516,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.03527132421731949},{"word":"happening","start":2160.85,"end":2161.25,"confidence":0.99902344,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":-0.02342049777507782},{"word":"and","start":2161.25,"end":2161.33,"confidence":0.8852539,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.019537493586540226},{"word":"what","start":2161.33,"end":2161.57,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.035645827651023865},{"word":"we","start":2161.57,"end":2161.6501,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.01850581169128418},{"word":"can","start":2161.6501,"end":2161.81,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.011904306709766388},{"word":"do","start":2161.81,"end":2162.31,"confidence":0.748291,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":-0.0498003251850605},{"word":"or","start":2162.53,"end":2162.85,"confidence":0.9838867,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.09284049272537231},{"word":"are","start":2162.85,"end":2163.01,"confidence":0.97998047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.10640224069356918},{"word":"you","start":2163.01,"end":2163.25,"confidence":0.9819336,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10939330607652664},{"word":"a","start":2163.25,"end":2163.33,"confidence":0.7792969,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14745867252349854},{"word":"bit","start":2163.33,"end":2163.555,"confidence":0.56103516,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.17601077258586884},{"word":"nervous","start":2163.7148,"end":2164.035,"confidence":0.99902344,"punctuated_word":"nervous","sentiment":"neutral","sentiment_score":-0.17441292107105255},{"word":"and","start":2164.035,"end":2164.275,"confidence":0.9111328,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2372826337814331},{"word":"wanting","start":2164.275,"end":2164.515,"confidence":0.99902344,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.19496233761310575},{"word":"to","start":2164.515,"end":2164.675,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15182866156101227},{"word":"maybe","start":2164.675,"end":2164.9949,"confidence":0.9790039,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.16374333202838898},{"word":"move","start":2164.9949,"end":2165.2349,"confidence":1.0,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.1339155286550522},{"word":"your","start":2165.2349,"end":2165.395,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1486072540283203},{"word":"money","start":2165.395,"end":2165.7148,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.09980270266532898},{"word":"into","start":2165.7148,"end":2166.035,"confidence":1.0,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.0967513769865036},{"word":"something","start":2166.035,"end":2166.355,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.09562380611896516},{"word":"a","start":2166.355,"end":2166.515,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11114193499088287},{"word":"little","start":2166.515,"end":2166.675,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.07572264969348907},{"word":"bit","start":2166.675,"end":2166.835,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.10962556302547456},{"word":"less","start":2166.835,"end":2167.2349,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.08278214931488037},{"word":"risky","start":2167.2349,"end":2167.635,"confidence":0.99121094,"punctuated_word":"risky","sentiment":"neutral","sentiment_score":-0.17149943113327026},{"word":"like","start":2167.635,"end":2167.9548,"confidence":0.7192383,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1294855773448944},{"word":"say","start":2167.9548,"end":2168.1948,"confidence":0.9904785,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.1101924329996109},{"word":"cash","start":2168.1948,"end":2168.6948,"confidence":0.9951172,"punctuated_word":"cash?","sentiment":"neutral","sentiment_score":-0.10677734762430192},{"word":"do","start":2174.4348,"end":2174.595,"confidence":0.9980469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.08816680312156677},{"word":"you","start":2174.595,"end":2174.755,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06640183925628662},{"word":"think","start":2174.755,"end":2174.9949,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.06679970026016235},{"word":"you'd","start":2174.9949,"end":2175.155,"confidence":0.9375,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.07689586281776428},{"word":"be","start":2175.155,"end":2175.2349,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06253744661808014},{"word":"likely","start":2175.2349,"end":2175.635,"confidence":0.9970703,"punctuated_word":"likely","sentiment":"neutral","sentiment_score":-0.07355497777462006},{"word":"to","start":2175.635,"end":2175.7148,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09279545396566392},{"word":"maybe","start":2175.7148,"end":2176.035,"confidence":0.9951172,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.09692808985710144},{"word":"give","start":2176.035,"end":2176.1948,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.09255048632621764},{"word":"us","start":2176.1948,"end":2176.355,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.08148816227912903},{"word":"a","start":2176.355,"end":2176.4348,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0717548131942749},{"word":"call","start":2176.4348,"end":2176.835,"confidence":0.98950195,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":-0.05796796828508377},{"word":"see","start":2176.835,"end":2176.9949,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.06954637169837952},{"word":"what","start":2176.9949,"end":2177.155,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05916563421487808},{"word":"we","start":2177.155,"end":2177.2349,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04688852280378342},{"word":"can","start":2177.2349,"end":2177.4749,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.046812646090984344},{"word":"do","start":2177.4749,"end":2177.635,"confidence":0.95874023,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":-0.03498750180006027},{"word":"and","start":2177.635,"end":2177.875,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.029448579996824265},{"word":"talk","start":2177.875,"end":2178.3,"confidence":0.99902344,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.0428616926074028},{"word":"talk","start":2178.3,"end":2178.46,"confidence":0.99902344,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.046497493982315063},{"word":"you","start":2178.46,"end":2178.78,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04302123561501503},{"word":"through","start":2178.78,"end":2179.28,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.025898125022649765},{"word":"what's","start":2181.38,"end":2181.88,"confidence":0.99902344,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.05590040609240532},{"word":"happening","start":2183.98,"end":2184.48,"confidence":0.99902344,"punctuated_word":"happening?","sentiment":"neutral","sentiment_score":-0.0916161984205246},{"word":"yeah","start":2185.58,"end":2185.98,"confidence":0.9914551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03329502418637276},{"word":"so","start":2185.98,"end":2186.22,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.030838362872600555},{"word":"if","start":2186.22,"end":2186.54,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04059024155139923},{"word":"you","start":2186.54,"end":2186.7,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0425824373960495},{"word":"think","start":2186.7,"end":2186.94,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0661277025938034},{"word":"back","start":2186.94,"end":2187.18,"confidence":0.9658203,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.04826686531305313},{"word":"to","start":2187.18,"end":2187.34,"confidence":0.98217773,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.063504159450531},{"word":"like","start":2187.34,"end":2187.6602,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.06219184026122093},{"word":"covid","start":2187.6602,"end":2188.1602,"confidence":0.9975586,"punctuated_word":"COVID","sentiment":"neutral","sentiment_score":-0.08535708487033844},{"word":"or","start":2188.3,"end":2188.62,"confidence":0.9604492,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1203710436820984},{"word":"even","start":2188.62,"end":2188.86,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.10625339299440384},{"word":"the","start":2188.86,"end":2189.1,"confidence":0.98095703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1165265217423439},{"word":"gfc","start":2189.1,"end":2189.6,"confidence":0.7302246,"punctuated_word":"GFC","sentiment":"neutral","sentiment_score":-0.10028892755508424},{"word":"where","start":2189.82,"end":2190.06,"confidence":0.7216797,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.1040145456790924},{"word":"the","start":2190.06,"end":2190.3,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1502608209848404},{"word":"share","start":2190.3,"end":2190.54,"confidence":0.9970703,"punctuated_word":"share","sentiment":"neutral","sentiment_score":-0.217183917760849},{"word":"market","start":2190.54,"end":2191.02,"confidence":0.9892578,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.1635228395462036},{"word":"dropped","start":2191.02,"end":2191.5,"confidence":0.9892578,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.1516459584236145},{"word":"very","start":2191.5,"end":2191.82,"confidence":0.9970703,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.15008528530597687},{"word":"heavily","start":2191.82,"end":2192.32,"confidence":0.9238281,"punctuated_word":"heavily,","sentiment":"neutral","sentiment_score":-0.10729943215847015},{"word":"if","start":2193.195,"end":2193.355,"confidence":0.9819336,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.08342881500720978},{"word":"something","start":2193.355,"end":2193.675,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.09790349006652832},{"word":"like","start":2193.675,"end":2193.8352,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.13429436087608335},{"word":"that","start":2193.8352,"end":2193.995,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10541512817144394},{"word":"was","start":2193.995,"end":2194.235,"confidence":0.9941406,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.0958976149559021},{"word":"to","start":2194.235,"end":2194.475,"confidence":0.5883789,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10647396743297576},{"word":"occur","start":2194.475,"end":2194.975,"confidence":0.92089844,"punctuated_word":"occur","sentiment":"neutral","sentiment_score":-0.10968098789453506},{"word":"again","start":2195.115,"end":2195.595,"confidence":0.90283203,"punctuated_word":"again","sentiment":"neutral","sentiment_score":-0.11611900478601456},{"word":"in","start":2195.595,"end":2195.7551,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1091298609972},{"word":"the","start":2195.7551,"end":2195.915,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10371534526348114},{"word":"next","start":2195.915,"end":2196.155,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.08243834972381592},{"word":"few","start":2196.155,"end":2196.395,"confidence":0.9980469,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.07844860851764679},{"word":"months","start":2196.395,"end":2196.715,"confidence":0.9946289,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":-0.04950212687253952},{"word":"how","start":2196.715,"end":2196.955,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.02858906239271164},{"word":"do","start":2196.955,"end":2197.0352,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.041001081466674805},{"word":"you","start":2197.0352,"end":2197.195,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.027494758367538452},{"word":"think","start":2197.195,"end":2197.435,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0724201500415802},{"word":"you","start":2197.435,"end":2197.595,"confidence":0.59521484,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07575672119855881},{"word":"might","start":2197.595,"end":2197.8352,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.05252043902873993},{"word":"be","start":2197.8352,"end":2197.995,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06222579628229141},{"word":"feeling","start":2197.995,"end":2198.495,"confidence":0.99853516,"punctuated_word":"feeling?","sentiment":"neutral","sentiment_score":-0.05846200138330459},{"word":"yeah","start":2209.3699,"end":2209.77,"confidence":0.9592285,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.059175048023462296},{"word":"that's","start":2209.77,"end":2210.01,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.08917444944381714},{"word":"okay","start":2210.01,"end":2210.33,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.17791131138801575},{"word":"i","start":2210.33,"end":2210.49,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1708425730466843},{"word":"can","start":2210.49,"end":2210.65,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17021997272968292},{"word":"just","start":2210.65,"end":2210.89,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1931229531764984},{"word":"hop","start":2210.89,"end":2211.05,"confidence":0.79296875,"punctuated_word":"hop","sentiment":"neutral","sentiment_score":0.23138488829135895},{"word":"down","start":2211.05,"end":2211.21,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.14553409814834595},{"word":"there","start":2211.21,"end":2211.53,"confidence":0.7237549,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.15392008423805237},{"word":"maybe","start":2211.53,"end":2211.77,"confidence":0.99121094,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.17170026898384094},{"word":"give","start":2211.77,"end":2212.01,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.1426655799150467},{"word":"us","start":2212.01,"end":2212.17,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.11465468257665634},{"word":"a","start":2212.17,"end":2212.25,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1409338116645813},{"word":"call","start":2212.25,"end":2212.57,"confidence":0.98950195,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.13486188650131226},{"word":"have","start":2212.57,"end":2212.73,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17227217555046082},{"word":"a","start":2212.73,"end":2212.89,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14250415563583374},{"word":"chat","start":2212.89,"end":2213.29,"confidence":0.9914551,"punctuated_word":"chat,","sentiment":"neutral","sentiment_score":0.14834128320217133},{"word":"see","start":2213.29,"end":2213.53,"confidence":0.9941406,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.14851337671279907},{"word":"what's","start":2213.53,"end":2213.69,"confidence":0.9995117,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.1016811951994896},{"word":"going","start":2213.69,"end":2213.93,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.10763505846261978},{"word":"on","start":2213.93,"end":2214.17,"confidence":0.9970703,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.08876022696495056},{"word":"see","start":2214.17,"end":2214.33,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.047265201807022095},{"word":"what","start":2214.33,"end":2214.49,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05963064730167389},{"word":"advice","start":2214.49,"end":2214.89,"confidence":0.9863281,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.055345579981803894},{"word":"we","start":2214.89,"end":2214.97,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08161143958568573},{"word":"can","start":2214.97,"end":2215.13,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10157238692045212},{"word":"do","start":2215.13,"end":2215.3699,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08328193426132202},{"word":"to","start":2215.3699,"end":2215.45,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08290445804595947},{"word":"help","start":2215.45,"end":2215.69,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.10076112300157548},{"word":"you","start":2215.69,"end":2215.85,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0468977764248848},{"word":"out","start":2215.85,"end":2216.01,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.13381141424179077},{"word":"of","start":2216.01,"end":2216.17,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07830101251602173},{"word":"it","start":2216.17,"end":2216.67,"confidence":0.9770508,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.062145084142684937},{"word":"beautiful","start":2218.745,"end":2219.245,"confidence":0.9975586,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3613809049129486},{"word":"the","start":2219.625,"end":2219.7852,"confidence":0.67626953,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.035742003470659256},{"word":"next","start":2219.7852,"end":2220.0251,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.012948282063007356},{"word":"one","start":2220.0251,"end":2220.2651,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.018674694001674652},{"word":"might","start":2220.2651,"end":2220.425,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.06420256197452545},{"word":"be","start":2220.425,"end":2220.5051,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0490376353263855},{"word":"a","start":2220.5051,"end":2220.5852,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0968698114156723},{"word":"bit","start":2220.5852,"end":2220.745,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.14056478440761566},{"word":"of","start":2220.745,"end":2220.8252,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13653936982154846},{"word":"a","start":2220.8252,"end":2220.905,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.19229713082313535},{"word":"silly","start":2220.905,"end":2221.225,"confidence":1.0,"punctuated_word":"silly","sentiment":"neutral","sentiment_score":-0.19039848446846008},{"word":"one","start":2221.225,"end":2221.5452,"confidence":0.8937988,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":-0.13912010192871094},{"word":"but","start":2221.5452,"end":2222.0251,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0750296488404274},{"word":"out","start":2222.0251,"end":2222.185,"confidence":0.85498047,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.06873273849487305},{"word":"of","start":2222.185,"end":2222.3452,"confidence":0.90234375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05724835395812988},{"word":"the","start":2222.3452,"end":2222.5051,"confidence":0.9301758,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04757207632064819},{"word":"longer","start":2222.5051,"end":2222.8252,"confidence":0.9873047,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.0387638583779335},{"word":"term","start":2222.8252,"end":2223.0652,"confidence":0.9975586,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":0.010566260665655136},{"word":"what","start":2223.0652,"end":2223.225,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.004444487392902374},{"word":"kind","start":2223.225,"end":2223.465,"confidence":0.99902344,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.0283052995800972},{"word":"of","start":2223.465,"end":2223.625,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0003666728734970093},{"word":"reasonable","start":2223.625,"end":2224.1052,"confidence":0.9980469,"punctuated_word":"reasonable","sentiment":"neutral","sentiment_score":-0.013470977544784546},{"word":"rate","start":2224.1052,"end":2224.2651,"confidence":0.85058594,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.08121292293071747},{"word":"of","start":2224.2651,"end":2224.425,"confidence":0.9863281,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06635088473558426},{"word":"return","start":2224.425,"end":2224.745,"confidence":0.99609375,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.06194061040878296},{"word":"are","start":2224.745,"end":2224.8252,"confidence":0.98535156,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0037974119186401367},{"word":"you","start":2224.8252,"end":2225.0652,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06472396105527878},{"word":"hoping","start":2225.0652,"end":2225.385,"confidence":0.9921875,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.07952839136123657},{"word":"to","start":2225.385,"end":2225.5452,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07997560501098633},{"word":"get","start":2225.5452,"end":2225.705,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.10872381925582886},{"word":"from","start":2225.705,"end":2225.945,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.06286022812128067},{"word":"your","start":2225.945,"end":2226.185,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03558196872472763},{"word":"portfolio","start":2226.185,"end":2226.685,"confidence":0.99609375,"punctuated_word":"portfolio?","sentiment":"neutral","sentiment_score":0.029637400060892105},{"word":"we're","start":2226.745,"end":2227.0652,"confidence":0.9995117,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.07289626449346542},{"word":"aiming","start":2227.0652,"end":2227.3052,"confidence":1.0,"punctuated_word":"aiming","sentiment":"neutral","sentiment_score":0.14372378587722778},{"word":"for","start":2227.3052,"end":2227.465,"confidence":0.9560547,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1980451941490173},{"word":"the","start":2227.465,"end":2227.625,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20706680417060852},{"word":"stars","start":2227.625,"end":2227.945,"confidence":0.82177734,"punctuated_word":"stars","sentiment":"neutral","sentiment_score":0.28701725602149963},{"word":"trying","start":2227.945,"end":2228.185,"confidence":0.52197266,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.3189742863178253},{"word":"to","start":2228.185,"end":2228.2651,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.355402410030365},{"word":"get","start":2228.2651,"end":2228.425,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.3979374766349793},{"word":"the","start":2228.425,"end":2228.5051,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3282221853733063},{"word":"best","start":2228.5051,"end":2228.745,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.25978079438209534},{"word":"return","start":2228.745,"end":2229.0652,"confidence":0.99316406,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.3624471426010132},{"word":"we","start":2229.0652,"end":2229.225,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.25465917587280273},{"word":"possibly","start":2229.225,"end":2229.705,"confidence":0.9980469,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":0.20338885486125943},{"word":"can","start":2229.705,"end":2229.945,"confidence":0.99853516,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.23320670425891876},{"word":"is","start":2229.945,"end":2230.1052,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.17422817647457123},{"word":"that","start":2230.1052,"end":2230.2651,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20072776079177856},{"word":"right","start":2230.2651,"end":2230.7651,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.14540402591228485},{"word":"excellent","start":2233.55,"end":2234.05,"confidence":0.99658203,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.6412056684494019},{"word":"and","start":2235.47,"end":2235.71,"confidence":0.75390625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.3072631359100342},{"word":"the","start":2235.71,"end":2235.9502,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17001217603683472},{"word":"last","start":2235.9502,"end":2236.27,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.06325559318065643},{"word":"one","start":2236.27,"end":2236.59,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.09833768755197524},{"word":"here","start":2236.59,"end":2237.07,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.0943782851099968},{"word":"is","start":2237.07,"end":2237.57,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04915434867143631},{"word":"have","start":2237.6301,"end":2238.1301,"confidence":0.7578125,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06353724002838135},{"word":"have","start":2238.59,"end":2238.9102,"confidence":0.87841797,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08166490495204926},{"word":"you","start":2238.9102,"end":2239.07,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08863922953605652},{"word":"ever","start":2239.07,"end":2239.31,"confidence":0.99902344,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.032141055911779404},{"word":"seen","start":2239.31,"end":2239.55,"confidence":0.99902344,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.03301556408405304},{"word":"your","start":2239.55,"end":2239.79,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10938122868537904},{"word":"super","start":2239.79,"end":2240.03,"confidence":0.95947266,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.12406475841999054},{"word":"balance","start":2240.03,"end":2240.51,"confidence":0.97265625,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.22327843308448792},{"word":"fall","start":2240.51,"end":2240.83,"confidence":0.5136719,"punctuated_word":"fall","sentiment":"neutral","sentiment_score":-0.15615031123161316},{"word":"in","start":2240.83,"end":2240.99,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1605495810508728},{"word":"value","start":2240.99,"end":2241.49,"confidence":0.9914551,"punctuated_word":"value?","sentiment":"neutral","sentiment_score":-0.21477729082107544},{"word":"have","start":2241.87,"end":2242.03,"confidence":1.0,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":-0.15904584527015686},{"word":"you","start":2242.03,"end":2242.1902,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14548198878765106},{"word":"seen","start":2242.1902,"end":2242.4302,"confidence":0.99902344,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.10268209874629974},{"word":"your","start":2242.4302,"end":2242.75,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.18264314532279968},{"word":"super","start":2242.75,"end":2243.1501,"confidence":0.99902344,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.2652158737182617},{"word":"drop","start":2243.1501,"end":2243.47,"confidence":0.89746094,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.17287713289260864},{"word":"before","start":2243.47,"end":2243.9502,"confidence":0.97265625,"punctuated_word":"before?","sentiment":"neutral","sentiment_score":-0.2157403826713562},{"word":"and","start":2243.9502,"end":2244.1902,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.1167125552892685},{"word":"if","start":2244.1902,"end":2244.4302,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.09493044763803482},{"word":"you","start":2244.4302,"end":2244.6702,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09123320877552032},{"word":"have","start":2244.6702,"end":2245.07,"confidence":0.9995117,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.047705452889204025},{"word":"how","start":2245.07,"end":2245.23,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.010251984000205994},{"word":"did","start":2245.23,"end":2245.695,"confidence":0.6953125,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.0014303848147392273},{"word":"how","start":2245.695,"end":2245.855,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.038659125566482544},{"word":"did","start":2245.855,"end":2246.095,"confidence":0.7363281,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.03314501792192459},{"word":"that","start":2246.095,"end":2246.175,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.053439632058143616},{"word":"make","start":2246.175,"end":2246.415,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.012536413967609406},{"word":"you","start":2246.415,"end":2246.655,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.004404038190841675},{"word":"feel","start":2246.655,"end":2247.155,"confidence":0.9995117,"punctuated_word":"feel?","sentiment":"neutral","sentiment_score":-0.0019060038030147552},{"word":"were","start":2247.375,"end":2247.615,"confidence":0.96972656,"punctuated_word":"Were","sentiment":"neutral","sentiment_score":-0.056714314967393875},{"word":"you","start":2247.615,"end":2247.7751,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.028369948267936707},{"word":"feeling","start":2247.7751,"end":2248.175,"confidence":1.0,"punctuated_word":"feeling","sentiment":"neutral","sentiment_score":0.08210723102092743},{"word":"optimistic","start":2248.175,"end":2248.675,"confidence":1.0,"punctuated_word":"optimistic","sentiment":"neutral","sentiment_score":0.08700910210609436},{"word":"about","start":2248.735,"end":2248.975,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.24537770450115204},{"word":"the","start":2248.975,"end":2249.135,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20885038375854492},{"word":"investment","start":2249.135,"end":2249.615,"confidence":0.9863281,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.054014965891838074},{"word":"opportunities","start":2249.615,"end":2250.115,"confidence":0.93359375,"punctuated_word":"opportunities?","sentiment":"neutral","sentiment_score":0.0962391048669815},{"word":"are","start":2250.2551,"end":2250.415,"confidence":0.60009766,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.09880975633859634},{"word":"they","start":2250.415,"end":2250.495,"confidence":0.97802734,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0913335531949997},{"word":"cautious","start":2250.495,"end":2250.995,"confidence":0.97216797,"punctuated_word":"cautious,","sentiment":"neutral","sentiment_score":-0.1363142430782318},{"word":"concerned","start":2251.0552,"end":2251.375,"confidence":0.98339844,"punctuated_word":"concerned,","sentiment":"neutral","sentiment_score":-0.1966195702552795},{"word":"or","start":2251.375,"end":2251.615,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.24568194150924683},{"word":"anxious","start":2251.615,"end":2252.095,"confidence":0.99316406,"punctuated_word":"anxious?","sentiment":"neutral","sentiment_score":-0.18955501914024353},{"word":"how","start":2252.095,"end":2252.415,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.026838205754756927},{"word":"were","start":2252.415,"end":2252.655,"confidence":0.9892578,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.016169242560863495},{"word":"you","start":2252.655,"end":2252.895,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02505200356245041},{"word":"feeling","start":2252.895,"end":2253.395,"confidence":1.0,"punctuated_word":"feeling?","sentiment":"neutral","sentiment_score":0.0007162801921367645},{"word":"yeah","start":2255.7751,"end":2256.2751,"confidence":0.99365234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04865298420190811},{"word":"right","start":2263.47,"end":2263.97,"confidence":0.9975586,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.03805958107113838},{"word":"okay","start":2266.19,"end":2266.69,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.028760876506567},{"word":"so","start":2266.91,"end":2267.15,"confidence":0.9267578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.048386454582214355},{"word":"you","start":2267.15,"end":2267.23,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05292424559593201},{"word":"haven't","start":2267.23,"end":2267.55,"confidence":0.9995117,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.07677905261516571},{"word":"really","start":2267.55,"end":2267.8699,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.09559068828821182},{"word":"servicing","start":2267.8699,"end":2268.3699,"confidence":0.3569336,"punctuated_word":"servicing","sentiment":"neutral","sentiment_score":-0.09997677803039552},{"word":"those","start":2268.51,"end":2268.83,"confidence":0.9970703,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.13889217376708984},{"word":"drops","start":2268.83,"end":2269.15,"confidence":0.9375,"punctuated_word":"drops","sentiment":"neutral","sentiment_score":-0.11080169677734376},{"word":"occur","start":2269.15,"end":2269.65,"confidence":0.80615234,"punctuated_word":"occur.","sentiment":"neutral","sentiment_score":-0.12298046052455902},{"word":"no","start":2271.3552,"end":2271.675,"confidence":0.9733887,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09134088456630708},{"word":"that's","start":2271.675,"end":2271.915,"confidence":0.9970703,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0009110967512242496},{"word":"okay","start":2271.915,"end":2272.395,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.07947981357574463},{"word":"that's","start":2272.395,"end":2272.635,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2000317275524139},{"word":"alright","start":2272.635,"end":2273.1152,"confidence":0.9995117,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.203635573387146},{"word":"that's","start":2273.1152,"end":2273.435,"confidence":0.9807129,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3401256799697876},{"word":"not","start":2273.435,"end":2273.5952,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.3082510828971863},{"word":"a","start":2273.5952,"end":2273.7551,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2988496720790863},{"word":"problem","start":2273.7551,"end":2274.0752,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.3205997943878174},{"word":"at","start":2274.0752,"end":2274.235,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.32425615191459656},{"word":"all","start":2274.235,"end":2274.735,"confidence":1.0,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.257901132106781},{"word":"so","start":2275.1152,"end":2275.6152,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.22543591260910031},{"word":"looking","start":2275.675,"end":2276.0752,"confidence":0.9980469,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.20762255787849423},{"word":"at","start":2276.0752,"end":2276.3152,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.18773916363716123},{"word":"the","start":2276.3152,"end":2276.475,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2101994156837463},{"word":"way","start":2276.475,"end":2276.875,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.2635151147842407},{"word":"you","start":2276.875,"end":2277.0352,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2850377857685089},{"word":"have","start":2277.0352,"end":2277.5151,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.23939868807792664},{"word":"scored","start":2277.5151,"end":2278.0151,"confidence":0.9802246,"punctuated_word":"scored,","sentiment":"neutral","sentiment_score":0.21726489067077637},{"word":"you've","start":2278.3152,"end":2278.635,"confidence":0.9902344,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.21548548340797424},{"word":"scored","start":2278.635,"end":2279.1152,"confidence":0.9980469,"punctuated_word":"scored","sentiment":"neutral","sentiment_score":0.2300431728363037},{"word":"as","start":2279.1152,"end":2279.3552,"confidence":0.98535156,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.18808090686798096},{"word":"more","start":2279.3552,"end":2279.5151,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.2208622246980667},{"word":"of","start":2279.5151,"end":2279.675,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.21587437391281128},{"word":"a","start":2279.675,"end":2279.915,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1806013286113739},{"word":"moderate","start":2279.915,"end":2280.415,"confidence":1.0,"punctuated_word":"moderate","sentiment":"neutral","sentiment_score":0.17263230681419373},{"word":"investor","start":2280.475,"end":2280.975,"confidence":0.9797363,"punctuated_word":"investor.","sentiment":"neutral","sentiment_score":0.17114052176475525},{"word":"so","start":2281.5151,"end":2281.8352,"confidence":0.8161621,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.19068941473960876},{"word":"realistically","start":2281.8352,"end":2282.3352,"confidence":0.9995117,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":0.2161354124546051},{"word":"with","start":2282.955,"end":2283.2751,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.21959900856018064},{"word":"where","start":2283.2751,"end":2283.5151,"confidence":0.9941406,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1632809042930603},{"word":"you're","start":2283.5151,"end":2283.8352,"confidence":0.9794922,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.21262066066265103},{"word":"invested","start":2283.8352,"end":2284.3352,"confidence":0.99902344,"punctuated_word":"invested,","sentiment":"neutral","sentiment_score":0.15734267234802246},{"word":"you","start":2284.5552,"end":2284.715,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2658865451812744},{"word":"could","start":2284.715,"end":2285.215,"confidence":0.9716797,"punctuated_word":"could,","sentiment":"neutral","sentiment_score":0.21419282257556915},{"word":"you","start":2285.38,"end":2285.6199,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17688316106796265},{"word":"know","start":2285.6199,"end":2285.7,"confidence":0.81030273,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.19141876697540283},{"word":"it","start":2285.7,"end":2285.94,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.28107860684394836},{"word":"does","start":2285.94,"end":2286.18,"confidence":0.99902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.297429621219635},{"word":"look","start":2286.18,"end":2286.42,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.24771815538406372},{"word":"fairly","start":2286.42,"end":2286.9,"confidence":0.99902344,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.2789643108844757},{"word":"comfortable","start":2286.9,"end":2287.4,"confidence":0.92456055,"punctuated_word":"comfortable.","sentiment":"neutral","sentiment_score":0.17700958251953125},{"word":"when","start":2287.78,"end":2288.02,"confidence":1.0,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.15091225504875183},{"word":"you","start":2288.02,"end":2288.18,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14633230865001678},{"word":"think","start":2288.18,"end":2288.5,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.12027034908533096},{"word":"about","start":2288.5,"end":2289.0,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1070651262998581},{"word":"your","start":2289.06,"end":2289.38,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15013006329536438},{"word":"investment","start":2289.38,"end":2289.88,"confidence":0.99902344,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.0752384215593338},{"word":"portfolio","start":2289.94,"end":2290.44,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.049464717507362366},{"word":"being","start":2290.66,"end":2290.98,"confidence":0.97998047,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.11343035101890564},{"word":"balanced","start":2290.98,"end":2291.46,"confidence":0.9819336,"punctuated_word":"balanced","sentiment":"neutral","sentiment_score":0.05624167621135712},{"word":"growth","start":2291.46,"end":2291.8599,"confidence":0.9902344,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.11433602124452592},{"word":"and","start":2291.8599,"end":2292.02,"confidence":0.5180664,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06525315344333649},{"word":"if","start":2292.02,"end":2292.18,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07094356417655945},{"word":"you","start":2292.18,"end":2292.34,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07233903557062149},{"word":"sort","start":2292.34,"end":2292.5,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.01494363695383072},{"word":"of","start":2292.5,"end":2292.66,"confidence":0.984375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04003152996301651},{"word":"think","start":2292.66,"end":2292.82,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.007613077759742737},{"word":"about","start":2292.82,"end":2293.14,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.008550144731998444},{"word":"risk","start":2293.14,"end":2293.46,"confidence":0.99316406,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.06767139583826065},{"word":"out","start":2293.46,"end":2293.6199,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.02367277443408966},{"word":"of","start":2293.6199,"end":2293.78,"confidence":0.9440918,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.02507779002189636},{"word":"i","start":2293.78,"end":2293.94,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03700270503759384},{"word":"don't","start":2293.94,"end":2294.02,"confidence":0.9975586,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.03499884530901909},{"word":"know","start":2294.02,"end":2294.26,"confidence":0.9914551,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.04195195436477661},{"word":"say","start":2294.26,"end":2294.76,"confidence":0.875,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.011222593486309052},{"word":"one","start":2295.14,"end":2295.46,"confidence":0.8100586,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.05336880683898926},{"word":"and","start":2295.46,"end":2295.7,"confidence":0.7871094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0008060187101364136},{"word":"five","start":2295.7,"end":2296.2,"confidence":0.89746094,"punctuated_word":"five,","sentiment":"neutral","sentiment_score":0.020584583282470703},{"word":"five","start":2296.5,"end":2296.82,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.0686967745423317},{"word":"being","start":2296.82,"end":2297.14,"confidence":0.9951172,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.07860240340232849},{"word":"the","start":2297.14,"end":2297.3,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.027999654412269592},{"word":"highest","start":2297.3,"end":2297.8,"confidence":0.8366699,"punctuated_word":"highest,","sentiment":"neutral","sentiment_score":0.053510792553424835},{"word":"all","start":2297.8599,"end":2298.0999,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.0608300045132637},{"word":"invested","start":2298.0999,"end":2298.58,"confidence":1.0,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.0210636705160141},{"word":"in","start":2298.58,"end":2298.74,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04463060200214386},{"word":"the","start":2298.74,"end":2298.9,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0641026422381401},{"word":"market","start":2298.9,"end":2299.38,"confidence":0.8342285,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":0.05509108304977417},{"word":"and","start":2299.38,"end":2299.6199,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00988081842660904},{"word":"one","start":2299.6199,"end":2300.0999,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.005328483879566193},{"word":"not","start":2300.0999,"end":2300.34,"confidence":0.9326172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.025429941713809967},{"word":"at","start":2300.34,"end":2300.5,"confidence":0.99316406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04652395099401474},{"word":"all","start":2300.5,"end":2301.0,"confidence":0.94921875,"punctuated_word":"all,","sentiment":"neutral","sentiment_score":-0.006406836211681366},{"word":"you're","start":2301.695,"end":2302.095,"confidence":0.9980469,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.004788292106240988},{"word":"probably","start":2302.095,"end":2302.495,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.017760172486305237},{"word":"about","start":2302.495,"end":2302.815,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.03133406490087509},{"word":"halfway","start":2302.815,"end":2303.315,"confidence":0.99121094,"punctuated_word":"halfway","sentiment":"neutral","sentiment_score":0.036370329558849335},{"word":"about","start":2304.015,"end":2304.415,"confidence":0.7331543,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":-0.010560106486082075},{"word":"say","start":2304.415,"end":2304.915,"confidence":0.9851074,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.02340955287218094},{"word":"a","start":2305.215,"end":2305.295,"confidence":0.5786133,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.010835669934749603},{"word":"three","start":2305.295,"end":2305.795,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.0036531537771224976},{"word":"at","start":2305.935,"end":2306.175,"confidence":0.98095703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.025495365262031555},{"word":"this","start":2306.175,"end":2306.415,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.0012027472257614136},{"word":"point","start":2306.415,"end":2306.735,"confidence":0.9655762,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":-0.002288922667503357},{"word":"so","start":2306.735,"end":2306.895,"confidence":0.90771484,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03405633941292763},{"word":"you're","start":2306.895,"end":2307.135,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.04387335106730461},{"word":"in","start":2307.135,"end":2307.215,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.041507355868816376},{"word":"the","start":2307.215,"end":2307.375,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06099278852343559},{"word":"middle","start":2307.375,"end":2307.695,"confidence":1.0,"punctuated_word":"middle","sentiment":"neutral","sentiment_score":0.02649681270122528},{"word":"there","start":2307.695,"end":2308.195,"confidence":0.9980469,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.039346348494291306},{"word":"do","start":2308.335,"end":2308.575,"confidence":0.9394531,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.03653090447187424},{"word":"you","start":2308.575,"end":2308.815,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03962235525250435},{"word":"feel","start":2308.815,"end":2309.055,"confidence":0.9951172,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.03623810037970543},{"word":"like","start":2309.055,"end":2309.295,"confidence":0.98291016,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04781647026538849},{"word":"that'd","start":2309.295,"end":2309.615,"confidence":0.8601074,"punctuated_word":"that'd","sentiment":"neutral","sentiment_score":0.08259622752666473},{"word":"be","start":2309.615,"end":2309.775,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07848066091537476},{"word":"fairly","start":2309.775,"end":2310.2551,"confidence":1.0,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.09845923632383348},{"word":"comfortable","start":2310.2551,"end":2310.7551,"confidence":0.98950195,"punctuated_word":"comfortable?","sentiment":"neutral","sentiment_score":0.06084320694208145},{"word":"i","start":2311.215,"end":2311.295,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03906062990427017},{"word":"mean","start":2311.295,"end":2311.535,"confidence":0.99902344,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.052121203392744064},{"word":"with","start":2311.535,"end":2311.775,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0450318306684494},{"word":"this","start":2311.775,"end":2311.935,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.021540403366088867},{"word":"sort","start":2311.935,"end":2312.175,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.06301510334014893},{"word":"of","start":2312.175,"end":2312.335,"confidence":0.98535156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.040490686893463135},{"word":"portfolio","start":2312.335,"end":2312.835,"confidence":0.9975586,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.04092979058623314},{"word":"it","start":2313.47,"end":2313.7898,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.013369649648666382},{"word":"suits","start":2313.7898,"end":2313.95,"confidence":0.44213867,"punctuated_word":"suits","sentiment":"neutral","sentiment_score":0.010080769658088684},{"word":"someone","start":2313.95,"end":2314.3499,"confidence":0.95947266,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.01303846389055252},{"word":"who's","start":2314.3499,"end":2314.51,"confidence":0.9797363,"punctuated_word":"who's","sentiment":"neutral","sentiment_score":-0.04109389707446098},{"word":"not","start":2314.51,"end":2314.75,"confidence":0.9716797,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.05408882349729538},{"word":"accessing","start":2314.75,"end":2315.23,"confidence":0.8642578,"punctuated_word":"accessing","sentiment":"neutral","sentiment_score":-0.062051545828580856},{"word":"accessing","start":2315.23,"end":2315.73,"confidence":0.9506836,"punctuated_word":"accessing","sentiment":"neutral","sentiment_score":-0.08334825932979584},{"word":"their","start":2315.8699,"end":2316.1099,"confidence":0.99902344,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.14367295801639557},{"word":"money","start":2316.1099,"end":2316.43,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.07421828806400299},{"word":"for","start":2316.43,"end":2316.5898,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.163417786359787},{"word":"five","start":2316.5898,"end":2316.99,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.12240590900182724},{"word":"years","start":2316.99,"end":2317.49,"confidence":0.9875488,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.11922837793827055},{"word":"there's","start":2318.19,"end":2318.5898,"confidence":0.82958984,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.23034772276878357},{"word":"always","start":2318.5898,"end":2318.91,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.187022864818573},{"word":"a","start":2318.91,"end":2319.0698,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.250560462474823},{"word":"likelihood","start":2319.0698,"end":2319.5498,"confidence":0.9741211,"punctuated_word":"likelihood","sentiment":"neutral","sentiment_score":-0.33011308312416077},{"word":"of","start":2319.5498,"end":2319.71,"confidence":1.0,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.33899369835853577},{"word":"a","start":2319.71,"end":2319.8699,"confidence":0.99902344,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.34069401025772095},{"word":"negative","start":2319.8699,"end":2320.3499,"confidence":1.0,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.3173057436943054},{"word":"return","start":2320.3499,"end":2320.75,"confidence":0.75878906,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":-0.2917197048664093},{"word":"it's","start":2320.75,"end":2320.99,"confidence":0.9289551,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.1461184322834015},{"word":"about","start":2320.99,"end":2321.39,"confidence":0.9941406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.1318892389535904},{"word":"one","start":2321.39,"end":2321.5498,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.10052219778299332},{"word":"in","start":2321.5498,"end":2321.8699,"confidence":0.9326172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05738489329814911},{"word":"six","start":2321.8699,"end":2322.1099,"confidence":0.9375,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.0696827694773674},{"word":"years","start":2322.1099,"end":2322.43,"confidence":0.93310547,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.03515809401869774},{"word":"the","start":2322.43,"end":2322.67,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.021466657519340515},{"word":"expectation","start":2322.67,"end":2323.17,"confidence":0.9941406,"punctuated_word":"expectation.","sentiment":"neutral","sentiment_score":-0.03296120464801788},{"word":"it's","start":2324.43,"end":2324.75,"confidence":0.9880371,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03636197745800018},{"word":"hoping","start":2324.75,"end":2325.15,"confidence":0.9980469,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.07278800010681152},{"word":"to","start":2325.15,"end":2325.3098,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1507805585861206},{"word":"achieve","start":2325.3098,"end":2325.71,"confidence":1.0,"punctuated_word":"achieve","sentiment":"neutral","sentiment_score":0.18656650185585025},{"word":"returns","start":2325.71,"end":2326.19,"confidence":0.9980469,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.2827114462852478},{"word":"of","start":2326.19,"end":2326.3499,"confidence":0.90722656,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.21647636592388153},{"word":"around","start":2326.3499,"end":2326.67,"confidence":0.99609375,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.22755098342895508},{"word":"about","start":2326.67,"end":2326.965,"confidence":0.9892578,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.21027281880378723},{"word":"six","start":2326.965,"end":2327.205,"confidence":0.9980469,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.25457748770713806},{"word":"to","start":2327.205,"end":2327.365,"confidence":0.9667969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06435191631317139},{"word":"8%","start":2327.365,"end":2327.925,"confidence":1.0,"punctuated_word":"8%","sentiment":"neutral","sentiment_score":0.21115539968013763},{"word":"on","start":2327.925,"end":2328.0852,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.16135282814502716},{"word":"a","start":2328.0852,"end":2328.165,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11352282017469406},{"word":"yearly","start":2328.165,"end":2328.645,"confidence":1.0,"punctuated_word":"yearly","sentiment":"neutral","sentiment_score":0.105728842318058},{"word":"basis","start":2328.645,"end":2329.145,"confidence":1.0,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.12971335649490356},{"word":"compounded","start":2329.5251,"end":2330.0251,"confidence":0.65625,"punctuated_word":"compounded","sentiment":"neutral","sentiment_score":0.14228656888008118},{"word":"forward","start":2330.0852,"end":2330.5852,"confidence":0.9736328,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":0.025039076805114743},{"word":"do","start":2330.965,"end":2331.205,"confidence":0.9980469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.004139423370361328},{"word":"you","start":2331.205,"end":2331.365,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0021459758281707764},{"word":"feel","start":2331.365,"end":2331.685,"confidence":0.9980469,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.004811778664588928},{"word":"like","start":2331.685,"end":2331.845,"confidence":0.97265625,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.005772709846496582},{"word":"you","start":2331.845,"end":2332.0852,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.008849546313285828},{"word":"just","start":2332.0852,"end":2332.245,"confidence":0.98535156,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0032930970191955566},{"word":"wanna","start":2332.245,"end":2332.5652,"confidence":0.97998047,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.007518105208873749},{"word":"stay","start":2332.5652,"end":2332.8052,"confidence":0.9970703,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.023914918303489685},{"word":"where","start":2332.8052,"end":2333.0452,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.0012064129114151},{"word":"you","start":2333.0452,"end":2333.205,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03833986818790436},{"word":"are","start":2333.205,"end":2333.365,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.027351051568984985},{"word":"for","start":2333.365,"end":2333.605,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02945193648338318},{"word":"the","start":2333.605,"end":2333.7651,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.036754757165908813},{"word":"time","start":2333.7651,"end":2334.0051,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.041702449321746826},{"word":"being","start":2334.0051,"end":2334.3252,"confidence":0.99609375,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.008777424693107605},{"word":"and","start":2334.3252,"end":2334.5652,"confidence":0.96777344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04201953113079071},{"word":"maybe","start":2334.5652,"end":2335.0652,"confidence":0.9970703,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.03268572688102722},{"word":"assess","start":2335.125,"end":2335.5251,"confidence":0.9970703,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":0.01057662069797516},{"word":"the","start":2335.5251,"end":2335.685,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04344987869262695},{"word":"risk","start":2335.685,"end":2336.185,"confidence":0.9863281,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.08158574253320694},{"word":"level","start":2336.3252,"end":2336.725,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.01163528859615326},{"word":"in","start":2336.725,"end":2336.885,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.011864438652992249},{"word":"the","start":2336.885,"end":2337.0452,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.006491929292678833},{"word":"future","start":2337.0452,"end":2337.5452,"confidence":0.9975586,"punctuated_word":"future?","sentiment":"neutral","sentiment_score":-0.02026640623807907},{"word":"what","start":2337.7651,"end":2338.0051,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.008921749889850616},{"word":"are","start":2338.0051,"end":2338.165,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.009111762046813965},{"word":"your","start":2338.165,"end":2338.3252,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.017194397747516632},{"word":"thoughts","start":2338.3252,"end":2338.8252,"confidence":0.9980469,"punctuated_word":"thoughts?","sentiment":"neutral","sentiment_score":-0.007554050534963608},{"word":"yep","start":2343.06,"end":2343.56,"confidence":0.7216797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16252020001411438},{"word":"it","start":2343.7,"end":2343.94,"confidence":0.96972656,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.15490299463272095},{"word":"does","start":2343.94,"end":2344.18,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.22428059577941897},{"word":"sort","start":2344.18,"end":2344.42,"confidence":0.99609375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1808498650789261},{"word":"of","start":2344.42,"end":2344.58,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17824213206768036},{"word":"fit","start":2344.58,"end":2344.82,"confidence":0.9267578,"punctuated_word":"fit","sentiment":"neutral","sentiment_score":0.17758160829544067},{"word":"with","start":2344.82,"end":2345.06,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.25675275921821594},{"word":"where","start":2345.06,"end":2345.3,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.2097478359937668},{"word":"i","start":2345.3,"end":2345.46,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19246375560760495},{"word":"feel","start":2345.46,"end":2345.7,"confidence":0.9921875,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.13996201753616333},{"word":"like","start":2345.7,"end":2345.8599,"confidence":0.95410156,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.21718665957450867},{"word":"you","start":2345.8599,"end":2346.1,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2643507122993469},{"word":"should","start":2346.1,"end":2346.34,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.21097935736179352},{"word":"be","start":2346.34,"end":2346.5,"confidence":0.99902344,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.1950723826885223},{"word":"you're","start":2346.5,"end":2346.74,"confidence":0.99853516,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.1012990102171898},{"word":"in","start":2346.74,"end":2346.9,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10985331237316132},{"word":"that","start":2346.9,"end":2347.14,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14277946949005127},{"word":"middle","start":2347.14,"end":2347.46,"confidence":1.0,"punctuated_word":"middle","sentiment":"neutral","sentiment_score":0.09709610044956209},{"word":"sort","start":2347.46,"end":2347.7,"confidence":0.91503906,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05479602515697479},{"word":"of","start":2347.7,"end":2347.78,"confidence":0.7470703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1036209762096405},{"word":"area","start":2347.78,"end":2348.26,"confidence":0.9951172,"punctuated_word":"area.","sentiment":"neutral","sentiment_score":-0.01178775168955326},{"word":"you're","start":2348.26,"end":2348.5,"confidence":1.0,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.10207383334636688},{"word":"not","start":2348.5,"end":2349.0,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.008624032139778137},{"word":"wholly","start":2349.06,"end":2349.54,"confidence":0.9838867,"punctuated_word":"wholly","sentiment":"neutral","sentiment_score":0.0373879000544548},{"word":"invested","start":2349.54,"end":2350.02,"confidence":1.0,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":-0.003433316946029663},{"word":"in","start":2350.02,"end":2350.18,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.054665714502334595},{"word":"the","start":2350.18,"end":2350.26,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0002056211233139038},{"word":"market","start":2350.26,"end":2350.74,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.011621177196502686},{"word":"taking","start":2350.74,"end":2351.06,"confidence":0.6972656,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.1684025377035141},{"word":"on","start":2351.06,"end":2351.3,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.10095591843128204},{"word":"too","start":2351.3,"end":2351.46,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.13532374799251556},{"word":"much","start":2351.46,"end":2351.7,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.11909791827201845},{"word":"risk","start":2351.7,"end":2352.105,"confidence":0.97802734,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":-0.17888842523097992},{"word":"but","start":2352.345,"end":2352.585,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05775997042655945},{"word":"you're","start":2352.585,"end":2352.825,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.01121734082698822},{"word":"also","start":2352.825,"end":2353.225,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.028734266757965088},{"word":"not","start":2353.225,"end":2353.545,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.023583292961120605},{"word":"sitting","start":2353.545,"end":2354.025,"confidence":0.73095703,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.0003596395254135132},{"word":"a","start":2354.025,"end":2354.185,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06853573024272919},{"word":"lot","start":2354.185,"end":2354.425,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.06725618243217468},{"word":"in","start":2354.425,"end":2354.7449,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.01258811354637146},{"word":"cash","start":2354.7449,"end":2355.065,"confidence":1.0,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":-0.003703877329826355},{"word":"and","start":2355.065,"end":2355.305,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1053544580936432},{"word":"low","start":2355.305,"end":2355.545,"confidence":0.9941406,"punctuated_word":"low","sentiment":"neutral","sentiment_score":-0.0173037052154541},{"word":"risk","start":2355.545,"end":2355.865,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.11542199552059174},{"word":"investments","start":2355.865,"end":2356.345,"confidence":0.8383789,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":-0.00014714151620864868},{"word":"you've","start":2356.345,"end":2356.505,"confidence":0.9272461,"punctuated_word":"You've","sentiment":"positive","sentiment_score":0.3667758405208587},{"word":"kinda","start":2356.505,"end":2356.7449,"confidence":0.90625,"punctuated_word":"kinda","sentiment":"positive","sentiment_score":0.4037529230117798},{"word":"got","start":2356.7449,"end":2356.9849,"confidence":0.9980469,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.42453116178512573},{"word":"a","start":2356.9849,"end":2357.065,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4785162806510926},{"word":"good","start":2357.065,"end":2357.305,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.43764472007751465},{"word":"mix","start":2357.305,"end":2357.625,"confidence":0.99902344,"punctuated_word":"mix","sentiment":"positive","sentiment_score":0.44106870889663696},{"word":"between","start":2357.625,"end":2357.945,"confidence":1.0,"punctuated_word":"between","sentiment":"positive","sentiment_score":0.5028128027915955},{"word":"the","start":2357.945,"end":2358.185,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4871211051940918},{"word":"two","start":2358.185,"end":2358.685,"confidence":0.95581055,"punctuated_word":"two.","sentiment":"positive","sentiment_score":0.3902519643306732},{"word":"because","start":2358.825,"end":2359.225,"confidence":1.0,"punctuated_word":"Because","sentiment":"positive","sentiment_score":0.372351586818695},{"word":"of","start":2359.225,"end":2359.385,"confidence":0.99121094,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4950001835823059},{"word":"your","start":2359.385,"end":2359.625,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4955839514732361},{"word":"time","start":2359.625,"end":2360.025,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.45941492915153503},{"word":"horizon","start":2360.025,"end":2360.505,"confidence":0.9980469,"punctuated_word":"horizon,","sentiment":"positive","sentiment_score":0.44995102286338806},{"word":"you're","start":2360.505,"end":2360.7449,"confidence":0.99560547,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.4140450954437256},{"word":"still","start":2360.7449,"end":2360.9849,"confidence":1.0,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.39847004413604736},{"word":"wanting","start":2360.9849,"end":2361.305,"confidence":1.0,"punctuated_word":"wanting","sentiment":"positive","sentiment_score":0.40625232458114624},{"word":"to","start":2361.305,"end":2361.465,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.49086734652519226},{"word":"build","start":2361.465,"end":2361.785,"confidence":1.0,"punctuated_word":"build","sentiment":"positive","sentiment_score":0.5989426374435425},{"word":"your","start":2361.785,"end":2361.945,"confidence":0.9921875,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5793164968490601},{"word":"super","start":2361.945,"end":2362.265,"confidence":0.9760742,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.699526309967041},{"word":"and","start":2362.265,"end":2362.505,"confidence":0.99902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.47068122029304504},{"word":"grow","start":2362.505,"end":2362.825,"confidence":1.0,"punctuated_word":"grow","sentiment":"positive","sentiment_score":0.6037959456443787},{"word":"your","start":2362.825,"end":2362.9849,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5627748370170593},{"word":"capital","start":2362.9849,"end":2363.4849,"confidence":0.9050293,"punctuated_word":"capital,","sentiment":"positive","sentiment_score":0.4615939259529114},{"word":"but","start":2363.865,"end":2364.105,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.2825847566127777},{"word":"not","start":2364.105,"end":2364.345,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.12842696905136108},{"word":"taking","start":2364.345,"end":2364.7449,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.12066593766212463},{"word":"on","start":2364.7449,"end":2364.905,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09050390124320984},{"word":"a","start":2364.905,"end":2364.9849,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13082635402679443},{"word":"lot","start":2364.9849,"end":2365.145,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.008270800113677979},{"word":"of","start":2365.145,"end":2365.305,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08053180575370789},{"word":"risk","start":2365.305,"end":2365.545,"confidence":0.9951172,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.11409181356430054},{"word":"and","start":2365.545,"end":2365.705,"confidence":0.94970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.002374395728111267},{"word":"not","start":2365.705,"end":2365.945,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.051328957080841064},{"word":"seeing","start":2365.945,"end":2366.265,"confidence":0.9970703,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":-0.0916290432214737},{"word":"very","start":2366.265,"end":2366.665,"confidence":0.99902344,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.05686105787754059},{"word":"big","start":2366.665,"end":2366.905,"confidence":1.0,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.07776360213756561},{"word":"drops","start":2366.905,"end":2367.21,"confidence":0.93603516,"punctuated_word":"drops","sentiment":"neutral","sentiment_score":-0.09364520013332368},{"word":"in","start":2367.21,"end":2367.45,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.10573849081993104},{"word":"the","start":2367.45,"end":2367.6099,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.006738454103469849},{"word":"market","start":2367.6099,"end":2367.93,"confidence":0.77246094,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.01872948557138443},{"word":"and","start":2367.93,"end":2368.17,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25096890330314636},{"word":"this","start":2368.17,"end":2368.41,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.3247292935848236},{"word":"balance","start":2368.41,"end":2368.81,"confidence":0.8276367,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.1937631070613861},{"word":"growth","start":2368.81,"end":2369.13,"confidence":0.95947266,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.4984416365623474},{"word":"kind","start":2369.13,"end":2369.29,"confidence":0.984375,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.4068651497364044},{"word":"of","start":2369.29,"end":2369.53,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5427217483520508},{"word":"environment","start":2369.53,"end":2370.03,"confidence":0.9980469,"punctuated_word":"environment","sentiment":"positive","sentiment_score":0.45071297883987427},{"word":"suits","start":2370.25,"end":2370.57,"confidence":0.9194336,"punctuated_word":"suits","sentiment":"positive","sentiment_score":0.45825815200805664},{"word":"that","start":2370.57,"end":2371.07,"confidence":0.9951172,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.3880426585674286},{"word":"it","start":2371.29,"end":2371.45,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.22688396275043488},{"word":"does","start":2371.45,"end":2371.69,"confidence":0.99902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.24585089087486267},{"word":"sort","start":2371.69,"end":2371.93,"confidence":0.9941406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2048605978488922},{"word":"of","start":2371.93,"end":2372.0898,"confidence":0.9873047,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4064619839191437},{"word":"fit","start":2372.0898,"end":2372.33,"confidence":0.9819336,"punctuated_word":"fit","sentiment":"positive","sentiment_score":0.4053557515144348},{"word":"someone","start":2372.33,"end":2372.65,"confidence":0.9921875,"punctuated_word":"someone","sentiment":"positive","sentiment_score":0.42756789922714233},{"word":"who's","start":2372.65,"end":2373.05,"confidence":0.97998047,"punctuated_word":"who's","sentiment":"positive","sentiment_score":0.4111299514770508},{"word":"close","start":2373.05,"end":2373.3699,"confidence":0.99316406,"punctuated_word":"close","sentiment":"positive","sentiment_score":0.35745367407798767},{"word":"to","start":2373.3699,"end":2373.6099,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3567701578140259},{"word":"retirement","start":2373.6099,"end":2374.1099,"confidence":0.9873047,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.3012222647666931},{"word":"but","start":2374.25,"end":2374.49,"confidence":0.5258789,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.23043036460876465},{"word":"not","start":2374.49,"end":2374.73,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.22741302847862244},{"word":"quite","start":2374.73,"end":2375.05,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.21241465210914612},{"word":"there","start":2375.05,"end":2375.3699,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.27535974979400635},{"word":"yet","start":2375.3699,"end":2375.8699,"confidence":0.93310547,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":0.3065010905265808},{"word":"and","start":2376.49,"end":2376.65,"confidence":0.6386719,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.455895334482193},{"word":"it's","start":2376.65,"end":2376.89,"confidence":1.0,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5213357210159302},{"word":"important","start":2376.89,"end":2377.3699,"confidence":1.0,"punctuated_word":"important","sentiment":"positive","sentiment_score":0.4161767065525055},{"word":"to","start":2377.3699,"end":2377.53,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6124511957168579},{"word":"have","start":2377.53,"end":2377.77,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.6501081585884094},{"word":"some","start":2377.77,"end":2378.01,"confidence":1.0,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.5804473161697388},{"word":"of","start":2378.01,"end":2378.0898,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.648569643497467},{"word":"those","start":2378.0898,"end":2378.41,"confidence":1.0,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.5854243040084839},{"word":"growth","start":2378.41,"end":2378.81,"confidence":0.9941406,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.5141463875770569},{"word":"investments","start":2378.81,"end":2379.31,"confidence":0.9980469,"punctuated_word":"investments","sentiment":"positive","sentiment_score":0.39976900815963745},{"word":"there","start":2379.3699,"end":2379.6099,"confidence":0.9970703,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.4972197711467743},{"word":"because","start":2379.6099,"end":2379.93,"confidence":0.89746094,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.3697443008422851},{"word":"you","start":2379.93,"end":2380.0898,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5334996581077576},{"word":"do","start":2380.0898,"end":2380.25,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5681397318840027},{"word":"want","start":2380.25,"end":2380.49,"confidence":0.9980469,"punctuated_word":"want","sentiment":"positive","sentiment_score":0.6313775181770325},{"word":"your","start":2380.49,"end":2380.635,"confidence":0.9892578,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6071195006370544},{"word":"balance","start":2380.715,"end":2381.035,"confidence":0.99902344,"punctuated_word":"balance","sentiment":"positive","sentiment_score":0.5571107864379883},{"word":"to","start":2381.035,"end":2381.115,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6314436197280884},{"word":"grow","start":2381.115,"end":2381.435,"confidence":1.0,"punctuated_word":"grow","sentiment":"positive","sentiment_score":0.6034939289093018},{"word":"a","start":2381.435,"end":2381.515,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5822311639785767},{"word":"little","start":2381.515,"end":2381.7551,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.341885507106781},{"word":"bit","start":2381.7551,"end":2381.835,"confidence":1.0,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4205731749534607},{"word":"more","start":2381.835,"end":2382.155,"confidence":0.99658203,"punctuated_word":"more.","sentiment":"positive","sentiment_score":0.5290170907974243},{"word":"you","start":2382.155,"end":2382.315,"confidence":1.0,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.4933648407459259},{"word":"do","start":2382.315,"end":2382.475,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4687357544898987},{"word":"wanna","start":2382.475,"end":2382.715,"confidence":0.99316406,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.5820111632347107},{"word":"sort","start":2382.715,"end":2382.955,"confidence":0.9892578,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.48442211747169495},{"word":"of","start":2382.955,"end":2383.035,"confidence":0.9980469,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.600092351436615},{"word":"make","start":2383.035,"end":2383.195,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.5324237942695618},{"word":"sure","start":2383.195,"end":2383.355,"confidence":1.0,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.5656261444091797},{"word":"you've","start":2383.355,"end":2383.595,"confidence":0.9970703,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.6243699789047241},{"word":"got","start":2383.595,"end":2383.835,"confidence":1.0,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.5865636467933655},{"word":"more","start":2383.835,"end":2384.075,"confidence":1.0,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.5572677850723267},{"word":"money","start":2384.075,"end":2384.395,"confidence":1.0,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.5214331150054932},{"word":"there","start":2384.395,"end":2384.635,"confidence":0.97998047,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.48264262080192566},{"word":"for","start":2384.635,"end":2384.875,"confidence":0.8510742,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.41138243675231934},{"word":"a","start":2384.875,"end":2384.955,"confidence":0.5600586,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5159815549850464},{"word":"time","start":2384.955,"end":2385.195,"confidence":0.9980469,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.5065171718597412},{"word":"and","start":2385.195,"end":2385.435,"confidence":0.93408203,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.49295753240585327},{"word":"in","start":2385.435,"end":2385.515,"confidence":0.99609375,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5053481459617615},{"word":"the","start":2385.515,"end":2385.675,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.47985199093818665},{"word":"next","start":2385.675,"end":2385.915,"confidence":0.9980469,"punctuated_word":"next","sentiment":"positive","sentiment_score":0.38239848613739014},{"word":"sort","start":2385.915,"end":2386.075,"confidence":0.96777344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.22487489879131317},{"word":"of","start":2386.075,"end":2386.315,"confidence":0.9980469,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4458703100681305},{"word":"eight","start":2386.315,"end":2386.475,"confidence":0.9980469,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.3315996527671814},{"word":"years","start":2386.475,"end":2386.715,"confidence":0.99902344,"punctuated_word":"years.","sentiment":"positive","sentiment_score":0.3895326554775238},{"word":"does","start":2386.715,"end":2386.955,"confidence":0.99902344,"punctuated_word":"Does","sentiment":"positive","sentiment_score":0.369586318731308},{"word":"that","start":2386.955,"end":2387.115,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.43292397260665894},{"word":"make","start":2387.115,"end":2387.355,"confidence":0.98828125,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4013907313346863},{"word":"sense","start":2387.355,"end":2387.595,"confidence":0.88378906,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.32470929622650146},{"word":"and","start":2387.595,"end":2387.835,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.28764113783836365},{"word":"do","start":2387.835,"end":2387.995,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.22758933901786804},{"word":"you","start":2387.995,"end":2388.075,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3557160496711731},{"word":"feel","start":2388.075,"end":2388.315,"confidence":0.9980469,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.3191424012184143},{"word":"comfortable","start":2388.315,"end":2388.795,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.2060516327619553},{"word":"with","start":2388.795,"end":2388.955,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3711461424827576},{"word":"that","start":2388.955,"end":2389.455,"confidence":0.9980469,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.3259764015674591},{"word":"yeah","start":2391.515,"end":2392.015,"confidence":0.8701172,"punctuated_word":"Yeah?","sentiment":"neutral","sentiment_score":0.1392648071050644},{"word":"do","start":2392.73,"end":2392.8098,"confidence":0.99609375,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.06321443617343903},{"word":"you","start":2392.8098,"end":2392.97,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06819313764572144},{"word":"have","start":2392.97,"end":2393.13,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05903629958629608},{"word":"any","start":2393.13,"end":2393.5298,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.05666178837418556},{"word":"questions","start":2393.5298,"end":2394.01,"confidence":0.9975586,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.04115771129727363},{"word":"robert","start":2394.01,"end":2394.3298,"confidence":0.9875488,"punctuated_word":"Robert?","sentiment":"neutral","sentiment_score":0.05182983726263046},{"word":"you're","start":2394.3298,"end":2394.49,"confidence":1.0,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.023357175290584564},{"word":"allowed","start":2394.49,"end":2394.73,"confidence":1.0,"punctuated_word":"allowed","sentiment":"neutral","sentiment_score":-0.024065010249614716},{"word":"to","start":2394.73,"end":2394.89,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.043172746896743774},{"word":"ask","start":2394.89,"end":2395.13,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.02260361611843109},{"word":"me","start":2395.13,"end":2395.21,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.08689693361520767},{"word":"anything","start":2395.21,"end":2395.6099,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.035288840532302856},{"word":"you","start":2395.6099,"end":2395.77,"confidence":0.97265625,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06218410283327103},{"word":"like","start":2395.77,"end":2395.93,"confidence":0.98291016,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.05345657095313072},{"word":"if","start":2395.93,"end":2396.25,"confidence":0.67041016,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.07660707086324692},{"word":"anything's","start":2396.25,"end":2396.73,"confidence":0.87719727,"punctuated_word":"anything's","sentiment":"neutral","sentiment_score":-0.13358718156814575},{"word":"confusing","start":2396.73,"end":2397.23,"confidence":1.0,"punctuated_word":"confusing","sentiment":"neutral","sentiment_score":-0.17859846353530884},{"word":"or","start":2397.45,"end":2397.6099,"confidence":0.9448242,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1871037036180496},{"word":"you're","start":2397.6099,"end":2397.77,"confidence":0.99365234,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.14456704258918762},{"word":"unsure","start":2397.77,"end":2398.27,"confidence":0.92749023,"punctuated_word":"unsure.","sentiment":"neutral","sentiment_score":-0.1547819823026657},{"word":"yeah","start":2406.5051,"end":2406.825,"confidence":0.861084,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.017524544149637222},{"word":"what's","start":2406.825,"end":2407.305,"confidence":0.99902344,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":-0.009259223006665708},{"word":"what's","start":2407.305,"end":2407.625,"confidence":0.77685547,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.0003360348637215793},{"word":"the","start":2407.625,"end":2407.7852,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020945195108652115},{"word":"main","start":2407.7852,"end":2408.0251,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.03413364663720131},{"word":"thing","start":2408.0251,"end":2408.345,"confidence":0.9980469,"punctuated_word":"thing?","sentiment":"neutral","sentiment_score":0.05043323338031769},{"word":"is","start":2408.345,"end":2408.5051,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.03618868067860603},{"word":"there","start":2408.5051,"end":2408.665,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0466361865401268},{"word":"anything","start":2408.665,"end":2409.065,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.057337746024131775},{"word":"particular","start":2409.065,"end":2409.545,"confidence":0.9013672,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":0.02680930495262146},{"word":"you","start":2409.545,"end":2409.7852,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018955662846565247},{"word":"sort","start":2409.7852,"end":2409.945,"confidence":0.99121094,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.004205919802188873},{"word":"of","start":2409.945,"end":2410.0251,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.027682289481163025},{"word":"wanna","start":2410.0251,"end":2410.2651,"confidence":0.4880371,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.053731754422187805},{"word":"be","start":2410.2651,"end":2410.5051,"confidence":0.7163086,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0453450009226799},{"word":"to","start":2410.5051,"end":2410.665,"confidence":0.6040039,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03865509852766991},{"word":"touch","start":2410.665,"end":2410.905,"confidence":0.9970703,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.03246063366532326},{"word":"on","start":2410.905,"end":2411.145,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0431462787091732},{"word":"for","start":2411.145,"end":2411.385,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.019656844437122345},{"word":"you","start":2411.385,"end":2411.885,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.01028808020055294},{"word":"no","start":2416.585,"end":2417.085,"confidence":0.9230957,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2707890570163727},{"word":"yeah","start":2424.44,"end":2424.68,"confidence":0.97753906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07870323956012726},{"word":"and","start":2424.68,"end":2424.92,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.06670567393302917},{"word":"that's","start":2424.92,"end":2425.16,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.0873827338218689},{"word":"probably","start":2425.16,"end":2425.48,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.09804069995880128},{"word":"the","start":2425.48,"end":2425.5598,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07337190210819244},{"word":"biggest","start":2425.5598,"end":2425.96,"confidence":1.0,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":-0.08718690276145935},{"word":"question","start":2425.96,"end":2426.3599,"confidence":0.91186523,"punctuated_word":"question.","sentiment":"neutral","sentiment_score":-0.12633901834487915},{"word":"are","start":2426.3599,"end":2426.52,"confidence":0.9892578,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.22675201296806335},{"word":"the","start":2426.52,"end":2426.68,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17867280542850494},{"word":"insurances","start":2426.68,"end":2427.18,"confidence":0.9160156,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.18203064799308777},{"word":"worth","start":2427.24,"end":2427.48,"confidence":0.9921875,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":-0.2310246080160141},{"word":"keeping","start":2427.48,"end":2427.88,"confidence":0.9831543,"punctuated_word":"keeping?","sentiment":"neutral","sentiment_score":-0.18279995024204257},{"word":"do","start":2427.88,"end":2428.0398,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.22022883594036105},{"word":"you","start":2428.0398,"end":2428.2,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19603154063224792},{"word":"feel","start":2428.2,"end":2428.3599,"confidence":1.0,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.19337725639343264},{"word":"like","start":2428.3599,"end":2428.5999,"confidence":0.9770508,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.16941538453102112},{"word":"it'd","start":2428.5999,"end":2428.92,"confidence":0.79833984,"punctuated_word":"it'd","sentiment":"neutral","sentiment_score":-0.17149099707603457},{"word":"be","start":2428.92,"end":2429.0798,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.21575385332107544},{"word":"better","start":2429.0798,"end":2429.4,"confidence":0.99902344,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.2538911998271942},{"word":"to","start":2429.4,"end":2429.48,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1372622847557068},{"word":"have","start":2429.48,"end":2429.72,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10564708709716795},{"word":"that","start":2429.72,"end":2429.88,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11860498785972597},{"word":"money","start":2429.88,"end":2430.1199,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.11904017627239229},{"word":"sitting","start":2430.1199,"end":2430.44,"confidence":1.0,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":-0.0915905237197876},{"word":"in","start":2430.44,"end":2430.5999,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09449075907468796},{"word":"your","start":2430.5999,"end":2430.76,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.11836203187704086},{"word":"in","start":2430.76,"end":2430.92,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08777443319559097},{"word":"your","start":2430.92,"end":2431.16,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.100874625146389},{"word":"super","start":2431.16,"end":2431.5598,"confidence":0.8691406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.043658241629600525},{"word":"fund","start":2431.5598,"end":2431.965,"confidence":0.95166016,"punctuated_word":"fund?","sentiment":"neutral","sentiment_score":-0.04232129082083702},{"word":"the","start":2432.205,"end":2432.365,"confidence":0.99902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.03293973580002785},{"word":"way","start":2432.365,"end":2432.445,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.03663156181573868},{"word":"i","start":2432.445,"end":2432.685,"confidence":0.96777344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03868246078491211},{"word":"sort","start":2432.685,"end":2432.925,"confidence":0.9873047,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0810265988111496},{"word":"of","start":2432.925,"end":2433.245,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0913318693637848},{"word":"if","start":2433.885,"end":2434.125,"confidence":0.98828125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.10942274332046507},{"word":"if","start":2434.125,"end":2434.2852,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.10468599945306778},{"word":"it","start":2434.2852,"end":2434.445,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.005354449152946472},{"word":"helps","start":2434.445,"end":2434.925,"confidence":0.9970703,"punctuated_word":"helps","sentiment":"neutral","sentiment_score":-0.008416794240474701},{"word":"you","start":2434.925,"end":2435.425,"confidence":0.8886719,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02265407145023346},{"word":"yeah","start":2435.8052,"end":2436.3052,"confidence":0.7269287,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.04034446179866791},{"word":"yeah","start":2437.885,"end":2438.385,"confidence":0.9536133,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023623421788215637},{"word":"yep","start":2439.8052,"end":2440.3052,"confidence":0.88793945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.010628427378833294},{"word":"yep","start":2443.0852,"end":2443.5852,"confidence":0.96240234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11056691408157349},{"word":"absolutely","start":2444.3,"end":2444.8,"confidence":0.9980469,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.19315069913864136},{"word":"yeah","start":2450.6199,"end":2451.1199,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02824412472546101},{"word":"yeah","start":2461.195,"end":2461.695,"confidence":0.9628906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.032425977289676666},{"word":"yeah","start":2464.955,"end":2465.455,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07344698160886765},{"word":"absolutely","start":2465.995,"end":2466.495,"confidence":0.98339844,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.20587390661239624},{"word":"and","start":2466.7952,"end":2467.0352,"confidence":0.8503418,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.06738166511058807},{"word":"i","start":2467.0352,"end":2467.1152,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04393070191144943},{"word":"mean","start":2467.1152,"end":2467.3552,"confidence":0.99658203,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.0490497425198555},{"word":"real","start":2467.3552,"end":2467.675,"confidence":0.8676758,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.007045425474643707},{"word":"realistically","start":2467.8352,"end":2468.3352,"confidence":0.99658203,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":0.02327960729598999},{"word":"if","start":2468.875,"end":2469.0352,"confidence":0.9428711,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04977046325802803},{"word":"it","start":2469.0352,"end":2469.195,"confidence":0.9394531,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.032276127487421036},{"word":"depending","start":2469.5151,"end":2469.915,"confidence":0.9658203,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.016877181828022003},{"word":"on","start":2469.915,"end":2469.995,"confidence":0.97998047,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03580646216869354},{"word":"your","start":2469.995,"end":2470.235,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.004625432193279266},{"word":"comfort","start":2470.235,"end":2470.5552,"confidence":1.0,"punctuated_word":"comfort","sentiment":"neutral","sentiment_score":-0.0737055093050003},{"word":"level","start":2470.5552,"end":2470.955,"confidence":0.9880371,"punctuated_word":"level,","sentiment":"neutral","sentiment_score":-0.040161360055208206},{"word":"if","start":2470.955,"end":2471.0352,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.007968001067638397},{"word":"you're","start":2471.0352,"end":2471.49,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.04674871265888214},{"word":"comfortable","start":2471.65,"end":2471.97,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.2128652185201645},{"word":"with","start":2471.97,"end":2472.29,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.14099089801311493},{"word":"canceling","start":2472.29,"end":2472.69,"confidence":0.92871094,"punctuated_word":"canceling","sentiment":"neutral","sentiment_score":-0.1399734914302826},{"word":"the","start":2472.69,"end":2472.85,"confidence":0.9790039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18894003331661224},{"word":"cover","start":2472.85,"end":2473.17,"confidence":0.99853516,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":-0.10810533165931702},{"word":"we","start":2473.17,"end":2473.41,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.053883813321590424},{"word":"could","start":2473.41,"end":2473.57,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.01575349271297455},{"word":"roll","start":2473.57,"end":2473.81,"confidence":0.984375,"punctuated_word":"roll","sentiment":"neutral","sentiment_score":0.016540050506591797},{"word":"the","start":2473.81,"end":2473.97,"confidence":0.70410156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030319534242153168},{"word":"australian","start":2473.97,"end":2474.45,"confidence":0.9902344,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.13504013419151306},{"word":"super","start":2474.45,"end":2474.77,"confidence":0.48999023,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.09247124195098876},{"word":"india","start":2474.77,"end":2475.17,"confidence":0.6772461,"punctuated_word":"India","sentiment":"neutral","sentiment_score":0.12909814715385437},{"word":"hub","start":2475.17,"end":2475.49,"confidence":0.59033203,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.1460234820842743},{"word":"24","start":2475.49,"end":2476.05,"confidence":1.0,"punctuated_word":"24","sentiment":"neutral","sentiment_score":0.12984994053840637},{"word":"and","start":2476.05,"end":2476.21,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06548980623483658},{"word":"readjust","start":2476.21,"end":2476.71,"confidence":0.9995117,"punctuated_word":"readjust","sentiment":"neutral","sentiment_score":0.10377681255340576},{"word":"the","start":2476.77,"end":2477.01,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.192043274641037},{"word":"portfolio","start":2477.01,"end":2477.51,"confidence":0.97314453,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.17827919125556946},{"word":"so","start":2477.73,"end":2478.23,"confidence":0.7050781,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.2113193571567535},{"word":"we","start":2478.29,"end":2478.45,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.28399983048439026},{"word":"can","start":2478.45,"end":2478.61,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.25553563237190247},{"word":"hopefully","start":2478.61,"end":2479.01,"confidence":0.97314453,"punctuated_word":"hopefully","sentiment":"neutral","sentiment_score":0.32647719979286194},{"word":"get","start":2479.01,"end":2479.25,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.3289110064506531},{"word":"greater","start":2479.25,"end":2479.65,"confidence":0.99902344,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.3818757832050323},{"word":"returns","start":2479.65,"end":2480.05,"confidence":0.99902344,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.4113584756851196},{"word":"and","start":2480.05,"end":2480.21,"confidence":0.99316406,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.34574130177497864},{"word":"build","start":2480.21,"end":2480.45,"confidence":1.0,"punctuated_word":"build","sentiment":"positive","sentiment_score":0.4928837716579437},{"word":"on","start":2480.45,"end":2480.61,"confidence":0.9980469,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6118688583374023},{"word":"your","start":2480.61,"end":2480.85,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4884799122810364},{"word":"super","start":2480.85,"end":2481.17,"confidence":0.87597656,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5579122304916382},{"word":"a","start":2481.17,"end":2481.33,"confidence":0.98291016,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.39640915393829346},{"word":"bit","start":2481.33,"end":2481.49,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.29413315653800964},{"word":"faster","start":2481.49,"end":2481.99,"confidence":0.9995117,"punctuated_word":"faster.","sentiment":"neutral","sentiment_score":0.2389160841703415},{"word":"$700","start":2482.69,"end":2483.91,"confidence":0.9686279,"punctuated_word":"$700","sentiment":"neutral","sentiment_score":0.22122319042682648},{"word":"averaged","start":2483.97,"end":2484.3699,"confidence":0.91845703,"punctuated_word":"averaged","sentiment":"neutral","sentiment_score":0.2947201132774353},{"word":"over","start":2484.3699,"end":2484.61,"confidence":0.9970703,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.2605031430721283},{"word":"the","start":2484.61,"end":2484.77,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20602485537528992},{"word":"next","start":2484.77,"end":2484.945,"confidence":0.93408203,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1533164232969284},{"word":"eight","start":2485.105,"end":2485.345,"confidence":1.0,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.1369037926197052},{"word":"years","start":2485.345,"end":2485.745,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.15657447278499603},{"word":"would","start":2485.745,"end":2485.985,"confidence":0.99316406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.18569400906562805},{"word":"mean","start":2485.985,"end":2486.225,"confidence":1.0,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":0.20400457084178925},{"word":"you'd","start":2486.225,"end":2486.385,"confidence":0.9975586,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.22929172217845917},{"word":"have","start":2486.385,"end":2486.625,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2227885127067566},{"word":"an","start":2486.625,"end":2486.705,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1826639324426651},{"word":"extra","start":2486.705,"end":2487.105,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.226102352142334},{"word":"$5,600","start":2487.105,"end":2489.0251,"confidence":0.99938965,"punctuated_word":"$5,600","sentiment":"neutral","sentiment_score":0.19836686551570892},{"word":"invested","start":2489.0251,"end":2489.5251,"confidence":1.0,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.18527773022651672},{"word":"in","start":2490.0652,"end":2490.3052,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2543920576572418},{"word":"your","start":2490.3052,"end":2490.625,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19690661132335663},{"word":"super","start":2490.625,"end":2491.125,"confidence":0.967041,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.2566123306751251},{"word":"if","start":2491.585,"end":2491.825,"confidence":0.9838867,"punctuated_word":"If","sentiment":"positive","sentiment_score":0.40923330187797546},{"word":"you","start":2491.825,"end":2491.905,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.34572362899780273},{"word":"think","start":2491.905,"end":2492.145,"confidence":1.0,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.3731148838996887},{"word":"about","start":2492.145,"end":2492.465,"confidence":1.0,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.4046944081783294},{"word":"that","start":2492.465,"end":2492.865,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.48235753178596497},{"word":"compounded","start":2492.865,"end":2493.365,"confidence":0.5307617,"punctuated_word":"compounded","sentiment":"positive","sentiment_score":0.4182815551757813},{"word":"out","start":2493.425,"end":2493.665,"confidence":0.4428711,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.3736874759197235},{"word":"of","start":2493.665,"end":2493.825,"confidence":0.7297363,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.24048006534576416},{"word":"say","start":2493.825,"end":2494.145,"confidence":0.8769531,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.3014814257621765},{"word":"you","start":2494.145,"end":2494.225,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.27671071887016296},{"word":"know","start":2494.225,"end":2494.465,"confidence":0.98706055,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2884123921394348},{"word":"any","start":2494.465,"end":2494.625,"confidence":0.9941406,"punctuated_word":"any","sentiment":"positive","sentiment_score":0.41402316093444824},{"word":"even","start":2494.705,"end":2494.945,"confidence":1.0,"punctuated_word":"even","sentiment":"positive","sentiment_score":0.4012151658535004},{"word":"a","start":2494.945,"end":2495.105,"confidence":0.9902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4558403491973877},{"word":"5%","start":2495.105,"end":2495.745,"confidence":1.0,"punctuated_word":"5%","sentiment":"positive","sentiment_score":0.502122700214386},{"word":"return","start":2495.745,"end":2496.245,"confidence":0.99902344,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.5005677342414856},{"word":"could","start":2496.945,"end":2497.2651,"confidence":0.94140625,"punctuated_word":"could","sentiment":"positive","sentiment_score":0.41891491413116455},{"word":"provide","start":2497.2651,"end":2497.665,"confidence":1.0,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.3962148129940033},{"word":"a","start":2497.665,"end":2497.745,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4072762131690979},{"word":"much","start":2497.745,"end":2497.985,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.4312167167663574},{"word":"greater","start":2497.985,"end":2498.385,"confidence":0.9980469,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.3775304555892944},{"word":"level","start":2498.385,"end":2498.705,"confidence":1.0,"punctuated_word":"level","sentiment":"positive","sentiment_score":0.45802798867225647},{"word":"of","start":2498.705,"end":2499.105,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.42210718989372253},{"word":"return","start":2499.105,"end":2499.585,"confidence":0.9277344,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.457161158323288},{"word":"over","start":2499.585,"end":2499.825,"confidence":1.0,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.44872575998306274},{"word":"the","start":2499.825,"end":2499.985,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3648243546485901},{"word":"next","start":2499.985,"end":2500.3052,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.3030669689178467},{"word":"eight","start":2500.3052,"end":2500.465,"confidence":0.99902344,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.28392869234085083},{"word":"years","start":2500.465,"end":2500.92,"confidence":0.99853516,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.2770230770111084},{"word":"yeah","start":2503.96,"end":2504.2,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2228762209415436},{"word":"yeah","start":2504.2,"end":2504.7,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2695346176624298},{"word":"absolutely","start":2504.8398,"end":2505.3398,"confidence":0.99609375,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3431813716888428},{"word":"but","start":2505.5598,"end":2506.04,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.28147438168525696},{"word":"feel","start":2506.04,"end":2506.28,"confidence":0.9892578,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.2960229516029358},{"word":"free","start":2506.28,"end":2506.52,"confidence":1.0,"punctuated_word":"free","sentiment":"positive","sentiment_score":0.37910252809524536},{"word":"to","start":2506.52,"end":2506.5999,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32876211404800415},{"word":"talk","start":2506.5999,"end":2506.8398,"confidence":0.9980469,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.33383262157440186},{"word":"it","start":2506.8398,"end":2507.0,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.33028116822242737},{"word":"over","start":2507.0,"end":2507.24,"confidence":1.0,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.36808621883392334},{"word":"and","start":2507.24,"end":2507.4,"confidence":0.8647461,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2954614460468292},{"word":"let","start":2507.4,"end":2507.64,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.3310770094394684},{"word":"us","start":2507.64,"end":2507.72,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.2922331690788269},{"word":"know","start":2507.72,"end":2507.96,"confidence":1.0,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.38676878809928894},{"word":"what","start":2507.96,"end":2508.1199,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3388531804084778},{"word":"you","start":2508.1199,"end":2508.3599,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3330179452896118},{"word":"think","start":2508.3599,"end":2508.5999,"confidence":0.99902344,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.3094930946826935},{"word":"i'll","start":2508.5999,"end":2508.8398,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2963593602180481},{"word":"get","start":2508.8398,"end":2509.0,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.33207932114601135},{"word":"someone","start":2509.0,"end":2509.3198,"confidence":1.0,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.3086559474468231},{"word":"to","start":2509.3198,"end":2509.48,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3075476586818695},{"word":"touch","start":2509.48,"end":2509.7998,"confidence":0.99902344,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.2681337893009186},{"word":"base","start":2509.7998,"end":2510.04,"confidence":0.9980469,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.31216520071029663},{"word":"with","start":2510.04,"end":2510.2,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.33117783069610596},{"word":"you","start":2510.2,"end":2510.44,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3469742238521576},{"word":"maybe","start":2510.44,"end":2510.68,"confidence":0.97802734,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.2800476849079132},{"word":"next","start":2510.68,"end":2511.0,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.273560494184494},{"word":"week","start":2511.0,"end":2511.16,"confidence":0.86279297,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.25884100794792175},{"word":"or","start":2511.16,"end":2511.3198,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.22516891360282895},{"word":"i","start":2511.3198,"end":2511.48,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19009217619895935},{"word":"might","start":2511.48,"end":2511.64,"confidence":0.9980469,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.21070002019405365},{"word":"even","start":2511.64,"end":2511.7998,"confidence":0.9770508,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.18665854632854464},{"word":"just","start":2511.7998,"end":2511.96,"confidence":0.59033203,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.21694424748420715},{"word":"give","start":2511.96,"end":2512.04,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.2118462771177292},{"word":"you","start":2512.04,"end":2512.2,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2713545262813568},{"word":"a","start":2512.2,"end":2512.28,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24573323130607605},{"word":"call","start":2512.28,"end":2512.52,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.20525716245174408},{"word":"in","start":2512.52,"end":2512.5999,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2441554218530655},{"word":"the","start":2512.5999,"end":2512.76,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2689436078071594},{"word":"afternoon","start":2512.76,"end":2513.16,"confidence":0.99121094,"punctuated_word":"afternoon","sentiment":"neutral","sentiment_score":0.263355553150177},{"word":"to","start":2513.16,"end":2513.24,"confidence":0.51708984,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23396888375282288},{"word":"see","start":2513.24,"end":2513.48,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.24190838634967804},{"word":"how","start":2513.48,"end":2513.64,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1926935315132141},{"word":"you're","start":2513.64,"end":2513.7998,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.25958675146102905},{"word":"going","start":2513.7998,"end":2514.2998,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.0629856064915657},{"word":"and","start":2514.725,"end":2514.885,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08060237020254135},{"word":"see","start":2514.885,"end":2515.125,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.0973176211118698},{"word":"if","start":2515.125,"end":2515.445,"confidence":0.99658203,"punctuated_word":"if,","sentiment":"neutral","sentiment_score":0.07343858480453491},{"word":"you","start":2515.445,"end":2515.5251,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.051987424492836},{"word":"know","start":2515.5251,"end":2515.925,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0556669682264328},{"word":"you","start":2515.925,"end":2516.325,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05293535068631172},{"word":"had","start":2516.325,"end":2516.565,"confidence":0.9921875,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05721783638000488},{"word":"any","start":2516.565,"end":2516.805,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.03796464204788208},{"word":"questions","start":2516.805,"end":2517.205,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.03024047799408436},{"word":"about","start":2517.205,"end":2517.445,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.01699751988053322},{"word":"those","start":2517.445,"end":2517.685,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.015103084966540337},{"word":"insurances","start":2517.685,"end":2518.185,"confidence":0.93033856,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":0.01669166423380375},{"word":"see","start":2518.245,"end":2518.405,"confidence":0.9941406,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.005091807805001736},{"word":"what","start":2518.405,"end":2518.565,"confidence":0.95166016,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.007620185613632202},{"word":"your","start":2518.565,"end":2518.805,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01241254061460495},{"word":"thoughts","start":2518.805,"end":2519.045,"confidence":0.9838867,"punctuated_word":"thoughts","sentiment":"neutral","sentiment_score":0.002146231010556221},{"word":"are","start":2519.045,"end":2519.285,"confidence":0.99316406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.012308744713664057},{"word":"to","start":2519.285,"end":2519.5251,"confidence":0.8769531,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.011573094874620438},{"word":"see","start":2519.5251,"end":2520.0251,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.000467449426651001},{"word":"how","start":2520.165,"end":2520.405,"confidence":0.9707031,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.012007508426904678},{"word":"you","start":2520.405,"end":2520.485,"confidence":0.875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010592229664325714},{"word":"go","start":2520.485,"end":2520.985,"confidence":0.8444824,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.02525804191827774},{"word":"absolutely","start":2524.085,"end":2524.585,"confidence":0.99365234,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3536509573459625},{"word":"and","start":2525.205,"end":2525.365,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.3234940469264984},{"word":"i","start":2525.365,"end":2525.5251,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3308182954788208},{"word":"actually","start":2525.5251,"end":2525.925,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.34471166133880615},{"word":"have","start":2525.925,"end":2526.165,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2455144077539444},{"word":"that","start":2526.165,"end":2526.325,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3241503834724426},{"word":"available","start":2526.325,"end":2526.825,"confidence":0.9663086,"punctuated_word":"available.","sentiment":"neutral","sentiment_score":0.27139967679977417},{"word":"so","start":2526.965,"end":2527.045,"confidence":0.54589844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3245096206665039},{"word":"i'm","start":2527.045,"end":2527.205,"confidence":0.9951172,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.3501031994819641},{"word":"gonna","start":2527.205,"end":2527.445,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.3790616989135742},{"word":"pop","start":2527.445,"end":2527.685,"confidence":0.9472656,"punctuated_word":"pop","sentiment":"positive","sentiment_score":0.4538668990135193},{"word":"you","start":2527.685,"end":2527.845,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3932039737701416},{"word":"in","start":2527.845,"end":2528.0051,"confidence":0.9970703,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.378644198179245},{"word":"my","start":2528.0051,"end":2528.245,"confidence":1.0,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.41288596391677856},{"word":"calendar","start":2528.245,"end":2528.725,"confidence":1.0,"punctuated_word":"calendar","sentiment":"neutral","sentiment_score":0.3177810311317444},{"word":"for","start":2528.725,"end":2528.965,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.27811866998672485},{"word":"next","start":2528.965,"end":2529.205,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.21209293603897095},{"word":"week","start":2529.205,"end":2529.445,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.262702614068985},{"word":"to","start":2529.445,"end":2529.945,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.329690545797348},{"word":"give","start":2529.96,"end":2530.2,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.3188633322715759},{"word":"you","start":2530.2,"end":2530.3599,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3655127286911011},{"word":"a","start":2530.3599,"end":2530.44,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.34157267212867737},{"word":"call","start":2530.44,"end":2530.94,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.33042752742767334},{"word":"and","start":2531.0,"end":2531.24,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3150065243244171},{"word":"see","start":2531.24,"end":2531.48,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.3004971444606781},{"word":"what","start":2531.48,"end":2531.64,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.30559873580932617},{"word":"you're","start":2531.64,"end":2531.88,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2861754894256592},{"word":"thinking","start":2531.88,"end":2532.28,"confidence":1.0,"punctuated_word":"thinking.","sentiment":"neutral","sentiment_score":0.2354291081428528},{"word":"if","start":2532.28,"end":2532.44,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.201812744140625},{"word":"you","start":2532.44,"end":2532.5999,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16634102165699005},{"word":"have","start":2532.5999,"end":2532.8398,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1348906010389328},{"word":"questions","start":2532.8398,"end":2533.3398,"confidence":0.99853516,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.11759204417467116},{"word":"write","start":2533.4,"end":2533.72,"confidence":1.0,"punctuated_word":"write","sentiment":"neutral","sentiment_score":0.1751764714717865},{"word":"them","start":2533.72,"end":2533.96,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.12471836805343628},{"word":"down","start":2533.96,"end":2534.46,"confidence":0.982666,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":0.17913506925106049},{"word":"you're","start":2535.24,"end":2535.4,"confidence":0.8063965,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.3136676251888275},{"word":"welcome","start":2535.4,"end":2535.72,"confidence":1.0,"punctuated_word":"welcome","sentiment":"positive","sentiment_score":0.4484904110431671},{"word":"to","start":2535.72,"end":2535.96,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.34336820244789124},{"word":"ask","start":2535.96,"end":2536.2,"confidence":0.9980469,"punctuated_word":"ask","sentiment":"positive","sentiment_score":0.3438931703567505},{"word":"them","start":2536.2,"end":2536.44,"confidence":0.99609375,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.2538621127605438},{"word":"then","start":2536.44,"end":2536.76,"confidence":0.984375,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.39861616492271423},{"word":"as","start":2536.76,"end":2536.8398,"confidence":0.99902344,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.34646984934806824},{"word":"well","start":2536.8398,"end":2537.3398,"confidence":0.94750977,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.3627270460128784},{"word":"and","start":2538.1199,"end":2538.28,"confidence":0.94970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2910628020763397},{"word":"we","start":2538.28,"end":2538.44,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2854304015636444},{"word":"can","start":2538.44,"end":2538.68,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3395710289478302},{"word":"always","start":2538.68,"end":2539.0,"confidence":1.0,"punctuated_word":"always","sentiment":"positive","sentiment_score":0.36178770661354065},{"word":"talk","start":2539.0,"end":2539.32,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.30813518166542053},{"word":"over","start":2539.32,"end":2539.56,"confidence":0.99902344,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.350376695394516},{"word":"anything","start":2539.56,"end":2540.04,"confidence":1.0,"punctuated_word":"anything","sentiment":"positive","sentiment_score":0.3357611298561096},{"word":"additional","start":2540.04,"end":2540.52,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.2562747597694397},{"word":"that","start":2540.52,"end":2540.68,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2946169972419739},{"word":"you","start":2540.68,"end":2540.8398,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24133136868476868},{"word":"might","start":2540.8398,"end":2541.16,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.19887946546077728},{"word":"need","start":2541.16,"end":2541.4,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.19850122928619385},{"word":"or","start":2541.4,"end":2541.72,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.22284014523029327},{"word":"want","start":2541.72,"end":2542.22,"confidence":0.99902344,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":0.23228242993354797},{"word":"is","start":2542.28,"end":2542.44,"confidence":0.9980469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.16468217968940735},{"word":"that","start":2542.44,"end":2542.68,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18460005521774292},{"word":"okay","start":2542.68,"end":2543.18,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.1827189028263092},{"word":"yep","start":2544.125,"end":2544.625,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15889783203601837},{"word":"beautiful","start":2545.165,"end":2545.665,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5452706813812256},{"word":"to","start":2546.285,"end":2546.4448,"confidence":0.6020508,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.20545443892478943},{"word":"kinda","start":2546.4448,"end":2546.765,"confidence":0.9589844,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.05974657088518143},{"word":"help","start":2546.765,"end":2547.005,"confidence":0.9980469,"punctuated_word":"help","sentiment":"neutral","sentiment_score":-0.11578679084777832},{"word":"with","start":2547.005,"end":2547.165,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.18340623378753665},{"word":"that","start":2547.165,"end":2547.405,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11694598197937012},{"word":"risk","start":2547.405,"end":2547.905,"confidence":0.6044922,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.11265269666910172},{"word":"that's","start":2553.005,"end":2553.325,"confidence":0.9970703,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.29238322377204895},{"word":"exactly","start":2553.325,"end":2553.825,"confidence":1.0,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.317875474691391},{"word":"right","start":2553.885,"end":2554.385,"confidence":1.0,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.24456779658794403},{"word":"yeah","start":2554.525,"end":2555.025,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.293597549200058},{"word":"beautiful","start":2556.62,"end":2557.12,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4968670606613159},{"word":"oh","start":2560.3,"end":2560.62,"confidence":0.92944336,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.056301236152648926},{"word":"do","start":2560.62,"end":2560.9402,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.024313751608133316},{"word":"you","start":2560.9402,"end":2561.02,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05550646036863327},{"word":"do","start":2561.02,"end":2561.1802,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06169950217008591},{"word":"much","start":2561.1802,"end":2561.5,"confidence":0.99902344,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.06134144961833954},{"word":"on","start":2561.5,"end":2561.58,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06283172965049744},{"word":"the","start":2561.58,"end":2561.82,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06473977863788605},{"word":"one","start":2561.82,"end":2561.98,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06122153624892235},{"word":"day","start":2561.98,"end":2562.22,"confidence":1.0,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.06888656318187714},{"word":"off","start":2562.22,"end":2562.3801,"confidence":0.9941406,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.07469430565834045},{"word":"together","start":2562.3801,"end":2562.7002,"confidence":0.8063965,"punctuated_word":"together,","sentiment":"neutral","sentiment_score":0.07299356907606125},{"word":"or","start":2562.7002,"end":2562.86,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04686199501156807},{"word":"do","start":2562.86,"end":2563.02,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0388665497303009},{"word":"you","start":2563.02,"end":2563.1,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.060287073254585266},{"word":"go","start":2563.1,"end":2563.34,"confidence":0.6694336,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07379718124866486},{"word":"have","start":2563.34,"end":2563.5,"confidence":0.9838867,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08562833815813065},{"word":"lunch","start":2563.5,"end":2563.82,"confidence":1.0,"punctuated_word":"lunch","sentiment":"neutral","sentiment_score":0.08115348219871521},{"word":"or","start":2563.82,"end":2563.98,"confidence":0.91259766,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.049971483647823334},{"word":"go","start":2563.98,"end":2564.1401,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0893600732088089},{"word":"out","start":2564.1401,"end":2564.3,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.10287155956029892},{"word":"anywhere","start":2564.3,"end":2564.7002,"confidence":0.5283203,"punctuated_word":"anywhere?","sentiment":"neutral","sentiment_score":0.05933353304862976},{"word":"you","start":2564.7002,"end":2564.86,"confidence":0.66503906,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.015905657783150673},{"word":"just","start":2564.86,"end":2565.02,"confidence":0.9580078,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03073699399828911},{"word":"sort","start":2565.02,"end":2565.1802,"confidence":0.6743164,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.03224700689315796},{"word":"of","start":2565.1802,"end":2565.26,"confidence":0.6660156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.028445420786738396},{"word":"stay","start":2565.26,"end":2565.5,"confidence":0.9980469,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.03123440034687519},{"word":"home","start":2565.5,"end":2566.0,"confidence":0.93774414,"punctuated_word":"home?","sentiment":"neutral","sentiment_score":0.033026084303855896},{"word":"yeah","start":2571.675,"end":2572.175,"confidence":0.8239746,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03627050668001175},{"word":"yeah","start":2576.875,"end":2577.375,"confidence":0.9680176,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0002475157380104065},{"word":"oh","start":2581.6902,"end":2582.1902,"confidence":0.8371582,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.15944945812225342},{"word":"goodness","start":2582.25,"end":2582.75,"confidence":0.5847168,"punctuated_word":"goodness.","sentiment":"neutral","sentiment_score":0.022227957844734192},{"word":"what","start":2583.61,"end":2583.85,"confidence":0.70214844,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.2734622061252594},{"word":"a","start":2583.85,"end":2584.01,"confidence":0.94189453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18767261505126953},{"word":"lot","start":2584.01,"end":2584.49,"confidence":0.7373047,"punctuated_word":"lot,","sentiment":"neutral","sentiment_score":0.19196657836437225},{"word":"honestly","start":2584.49,"end":2584.99,"confidence":0.90356445,"punctuated_word":"honestly.","sentiment":"neutral","sentiment_score":0.1584201455116272},{"word":"i","start":2585.77,"end":2585.85,"confidence":0.51953125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.23141741752624512},{"word":"get","start":2586.33,"end":2586.57,"confidence":0.5,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.26482802629470825},{"word":"the","start":2586.57,"end":2586.7302,"confidence":0.9614258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25525936484336853},{"word":"time","start":2586.7302,"end":2587.05,"confidence":0.99609375,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2631158232688904},{"word":"yeah","start":2588.49,"end":2588.9702,"confidence":0.9926758,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.3289583623409271},{"word":"well","start":2588.9702,"end":2589.29,"confidence":0.99902344,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.5241450071334839},{"word":"i","start":2589.29,"end":2589.4502,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.606821596622467},{"word":"wanna","start":2589.4502,"end":2589.6902,"confidence":0.99902344,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.6584329605102539},{"word":"make","start":2589.6902,"end":2589.9302,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.6511836051940918},{"word":"your","start":2589.9302,"end":2590.25,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6738152503967285},{"word":"time","start":2590.25,"end":2590.49,"confidence":0.48217773,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.7004901170730591},{"word":"and","start":2590.49,"end":2590.7302,"confidence":0.4091797,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7114810943603516},{"word":"as","start":2590.7302,"end":2590.8901,"confidence":0.7324219,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.6643882393836975},{"word":"good","start":2590.8901,"end":2591.05,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.718109667301178},{"word":"as","start":2591.05,"end":2591.2102,"confidence":0.99902344,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5929147005081177},{"word":"it","start":2591.2102,"end":2591.29,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.7420253157615662},{"word":"can","start":2591.29,"end":2591.53,"confidence":0.9941406,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.6808838844299316},{"word":"possibly","start":2591.53,"end":2592.01,"confidence":0.99609375,"punctuated_word":"possibly","sentiment":"positive","sentiment_score":0.647251546382904},{"word":"be","start":2592.01,"end":2592.1702,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.6119683980941772},{"word":"because","start":2592.1702,"end":2592.49,"confidence":0.40307617,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.5538257360458374},{"word":"by","start":2592.49,"end":2592.6501,"confidence":0.9921875,"punctuated_word":"by","sentiment":"positive","sentiment_score":0.7238886952400208},{"word":"the","start":2592.6501,"end":2592.81,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7245436310768127},{"word":"time","start":2592.81,"end":2593.05,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.694205641746521},{"word":"you","start":2593.05,"end":2593.29,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6966351270675659},{"word":"get","start":2593.29,"end":2593.53,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.6882996559143066},{"word":"there","start":2593.53,"end":2593.77,"confidence":0.9868164,"punctuated_word":"there,","sentiment":"positive","sentiment_score":0.640426516532898},{"word":"you","start":2593.77,"end":2593.9302,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7939581274986267},{"word":"will","start":2593.9302,"end":2594.09,"confidence":0.9970703,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.7787982821464539},{"word":"have","start":2594.09,"end":2594.415,"confidence":0.9116211,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.8322330713272095},{"word":"very","start":2594.655,"end":2594.895,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.7435447573661804},{"word":"much","start":2594.895,"end":2595.295,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.7963269352912903},{"word":"deserved","start":2595.295,"end":2595.7751,"confidence":0.9970703,"punctuated_word":"deserved","sentiment":"positive","sentiment_score":0.7930864095687866},{"word":"it","start":2595.7751,"end":2596.2751,"confidence":0.99902344,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.6686978340148926},{"word":"okay","start":2596.335,"end":2596.835,"confidence":0.97387695,"punctuated_word":"Okay?","sentiment":"positive","sentiment_score":0.3893536329269409},{"word":"all","start":2599.695,"end":2599.935,"confidence":0.94189453,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.6482934355735779},{"word":"good","start":2599.935,"end":2600.175,"confidence":0.9995117,"punctuated_word":"good,","sentiment":"positive","sentiment_score":0.6274868845939636},{"word":"robert","start":2600.175,"end":2600.495,"confidence":0.99853516,"punctuated_word":"Robert.","sentiment":"positive","sentiment_score":0.5594819784164429},{"word":"now","start":2600.495,"end":2600.735,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.3468190133571625},{"word":"as","start":2600.735,"end":2600.895,"confidence":0.8964844,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.374031275510788},{"word":"i","start":2600.895,"end":2600.975,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2524411082267761},{"word":"said","start":2600.975,"end":2601.215,"confidence":0.984375,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.253224641084671},{"word":"i","start":2601.215,"end":2601.375,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2935345768928528},{"word":"will","start":2601.375,"end":2601.615,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.30709683895111084},{"word":"put","start":2601.615,"end":2601.7751,"confidence":1.0,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.3619912266731262},{"word":"these","start":2601.7751,"end":2602.0151,"confidence":0.9633789,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.28858524560928345},{"word":"email","start":2602.0151,"end":2602.335,"confidence":0.99316406,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.28843915462493896},{"word":"all","start":2602.575,"end":2602.735,"confidence":0.9267578,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2777056396007538},{"word":"these","start":2602.735,"end":2602.975,"confidence":0.99121094,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.2933121919631958},{"word":"documents","start":2602.975,"end":2603.375,"confidence":0.99902344,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.25802329182624817},{"word":"into","start":2603.375,"end":2603.695,"confidence":0.99902344,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.3384293019771576},{"word":"an","start":2603.695,"end":2603.855,"confidence":0.72998047,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2936384081840515},{"word":"email","start":2603.855,"end":2604.175,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.2771189510822296},{"word":"there","start":2604.175,"end":2604.415,"confidence":0.97509766,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.348913311958313},{"word":"for","start":2604.415,"end":2604.575,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.35187065601348877},{"word":"you","start":2604.575,"end":2604.735,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3308090567588806},{"word":"so","start":2604.735,"end":2604.975,"confidence":0.77441406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.31182536482810974},{"word":"yourself","start":2604.975,"end":2605.295,"confidence":0.9790039,"punctuated_word":"yourself","sentiment":"positive","sentiment_score":0.436741441488266},{"word":"and","start":2605.295,"end":2605.455,"confidence":0.99121094,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.34800994396209717},{"word":"joanne","start":2605.455,"end":2605.855,"confidence":0.982666,"punctuated_word":"Joanne","sentiment":"positive","sentiment_score":0.4072083830833435},{"word":"can","start":2605.855,"end":2606.0151,"confidence":0.99902344,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.37801751494407654},{"word":"sit","start":2606.0151,"end":2606.2551,"confidence":1.0,"punctuated_word":"sit","sentiment":"positive","sentiment_score":0.48319175839424133},{"word":"down","start":2606.2551,"end":2606.495,"confidence":0.93896484,"punctuated_word":"down,","sentiment":"positive","sentiment_score":0.4178811311721802},{"word":"have","start":2606.495,"end":2606.655,"confidence":0.9970703,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.41852349042892456},{"word":"a","start":2606.655,"end":2606.735,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.45540493726730347},{"word":"really","start":2606.735,"end":2606.895,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.46180036664009094},{"word":"good","start":2606.895,"end":2607.135,"confidence":0.99902344,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4788883328437805},{"word":"look","start":2607.135,"end":2607.295,"confidence":0.99902344,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.4368238747119904},{"word":"at","start":2607.295,"end":2607.375,"confidence":0.9970703,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4069225490093231},{"word":"them","start":2607.375,"end":2607.615,"confidence":0.98095703,"punctuated_word":"them","sentiment":"positive","sentiment_score":0.3736554980278015},{"word":"or","start":2607.615,"end":2607.7751,"confidence":0.6484375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.32344257831573486},{"word":"have","start":2607.7751,"end":2607.935,"confidence":0.99902344,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.34241974353790283},{"word":"a","start":2607.935,"end":2608.095,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3823892474174499},{"word":"chat","start":2608.095,"end":2608.5,"confidence":0.9995117,"punctuated_word":"chat.","sentiment":"neutral","sentiment_score":0.31073951721191406},{"word":"it","start":2608.58,"end":2608.74,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.2332736849784851},{"word":"does","start":2608.74,"end":2608.98,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.1936294287443161},{"word":"have","start":2608.98,"end":2609.18,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.26726919412612915},{"word":"the","start":2609.18,"end":2609.38,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24151726067066193},{"word":"ongoing","start":2609.38,"end":2609.86,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.26455700397491455},{"word":"service","start":2609.86,"end":2610.26,"confidence":0.95947266,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.18812614679336548},{"word":"agreement","start":2610.26,"end":2610.76,"confidence":0.99609375,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.17870444059371948},{"word":"attached","start":2610.9,"end":2611.3,"confidence":0.9567871,"punctuated_word":"attached.","sentiment":"neutral","sentiment_score":0.22152000665664673},{"word":"so","start":2611.3,"end":2611.54,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2604920268058777},{"word":"for","start":2611.54,"end":2611.78,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.28819429874420166},{"word":"us","start":2611.78,"end":2612.02,"confidence":0.9970703,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.27418941259384155},{"word":"to","start":2612.02,"end":2612.18,"confidence":0.86865234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3062160611152649},{"word":"keep","start":2612.18,"end":2612.42,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.3262934982776642},{"word":"as","start":2612.42,"end":2612.58,"confidence":0.671875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.27312660217285156},{"word":"your","start":2612.58,"end":2612.74,"confidence":0.99121094,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3082249164581299},{"word":"advisers","start":2612.74,"end":2613.24,"confidence":0.94311523,"punctuated_word":"advisers,","sentiment":"neutral","sentiment_score":0.2882412075996399},{"word":"for","start":2613.62,"end":2613.86,"confidence":0.98828125,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.40037187933921814},{"word":"us","start":2613.86,"end":2614.02,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.3139955997467041},{"word":"to","start":2614.02,"end":2614.18,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3367558717727661},{"word":"provide","start":2614.18,"end":2614.58,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.32144734263420105},{"word":"advice","start":2614.58,"end":2615.06,"confidence":0.82055664,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.3263913691043854},{"word":"keep","start":2615.06,"end":2615.3,"confidence":0.85058594,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.4872058033943176},{"word":"looking","start":2615.3,"end":2615.54,"confidence":0.9970703,"punctuated_word":"looking","sentiment":"positive","sentiment_score":0.3858389556407929},{"word":"after","start":2615.54,"end":2615.78,"confidence":0.9819336,"punctuated_word":"after","sentiment":"positive","sentiment_score":0.3976626396179199},{"word":"your","start":2615.78,"end":2616.02,"confidence":0.9790039,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4641393721103668},{"word":"super","start":2616.02,"end":2616.42,"confidence":0.9707031,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.4825647175312042},{"word":"and","start":2616.42,"end":2616.66,"confidence":0.7919922,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4157586395740509},{"word":"helping","start":2616.66,"end":2616.98,"confidence":0.9482422,"punctuated_word":"helping","sentiment":"positive","sentiment_score":0.4818103015422821},{"word":"you","start":2616.98,"end":2617.14,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.46044132113456726},{"word":"work","start":2617.14,"end":2617.38,"confidence":0.9980469,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.4182027578353882},{"word":"towards","start":2617.38,"end":2617.7,"confidence":0.9980469,"punctuated_word":"towards","sentiment":"positive","sentiment_score":0.4637105464935303},{"word":"your","start":2617.7,"end":2617.94,"confidence":0.99121094,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4379475116729736},{"word":"retirement","start":2617.94,"end":2618.44,"confidence":0.9980469,"punctuated_word":"retirement","sentiment":"positive","sentiment_score":0.35591480135917664},{"word":"goals","start":2618.5,"end":2618.82,"confidence":0.9050293,"punctuated_word":"goals,","sentiment":"neutral","sentiment_score":0.28215330839157104},{"word":"we","start":2618.82,"end":2618.98,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2312933653593063},{"word":"do","start":2618.98,"end":2619.22,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17959968745708466},{"word":"charge","start":2619.22,"end":2619.46,"confidence":0.9970703,"punctuated_word":"charge","sentiment":"neutral","sentiment_score":0.1972087919712067},{"word":"an","start":2619.46,"end":2619.62,"confidence":0.99609375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.14909453690052032},{"word":"ongoing","start":2619.62,"end":2620.12,"confidence":0.9980469,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.19341827929019928},{"word":"service","start":2620.26,"end":2620.515,"confidence":0.9863281,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.11889903247356416},{"word":"fee","start":2620.9148,"end":2621.2349,"confidence":0.99853516,"punctuated_word":"fee.","sentiment":"neutral","sentiment_score":0.13390815258026123},{"word":"it","start":2621.2349,"end":2621.3948,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.11133401095867156},{"word":"is","start":2621.3948,"end":2621.555,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08706687390804291},{"word":"1.65%","start":2621.555,"end":2623.075,"confidence":0.9911133,"punctuated_word":"1.65%","sentiment":"neutral","sentiment_score":0.12978246808052063},{"word":"per","start":2623.075,"end":2623.2349,"confidence":0.9941406,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.12308250367641448},{"word":"annum","start":2623.2349,"end":2623.7349,"confidence":0.9967448,"punctuated_word":"annum.","sentiment":"neutral","sentiment_score":0.11783330887556076},{"word":"it","start":2623.875,"end":2624.035,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.11905109137296677},{"word":"is","start":2624.035,"end":2624.275,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08492797613143921},{"word":"deducted","start":2624.275,"end":2624.6748,"confidence":0.99609375,"punctuated_word":"deducted","sentiment":"neutral","sentiment_score":0.13448913395404816},{"word":"in","start":2624.6748,"end":2624.835,"confidence":0.9472656,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1322062462568283},{"word":"smaller","start":2624.835,"end":2625.1548,"confidence":0.9404297,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.13987058401107788},{"word":"monthly","start":2625.1548,"end":2625.4749,"confidence":0.99609375,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.11785495281219482},{"word":"increments","start":2625.4749,"end":2625.9548,"confidence":0.9580078,"punctuated_word":"increments","sentiment":"neutral","sentiment_score":0.14666476845741272},{"word":"out","start":2625.9548,"end":2626.115,"confidence":0.98535156,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.23752710223197937},{"word":"of","start":2626.115,"end":2626.1948,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22730112075805664},{"word":"your","start":2626.1948,"end":2626.4348,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.22830528020858765},{"word":"super","start":2626.4348,"end":2626.755,"confidence":0.97998047,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.2113716751337051},{"word":"but","start":2626.755,"end":2626.9148,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.22147420048713684},{"word":"we","start":2626.9148,"end":2627.075,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.23083311319351196},{"word":"wanna","start":2627.075,"end":2627.315,"confidence":0.9970703,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.3497103452682495},{"word":"make","start":2627.315,"end":2627.4749,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2604645788669586},{"word":"sure","start":2627.4749,"end":2627.7148,"confidence":0.9980469,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.25363343954086304},{"word":"your","start":2627.7148,"end":2627.875,"confidence":0.9892578,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.38823050260543823},{"word":"super","start":2627.875,"end":2628.1948,"confidence":0.9980469,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.4170600771903992},{"word":"is","start":2628.1948,"end":2628.4348,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.39200320839881897},{"word":"making","start":2628.4348,"end":2628.755,"confidence":1.0,"punctuated_word":"making","sentiment":"positive","sentiment_score":0.39700138568878174},{"word":"that","start":2628.755,"end":2628.9148,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.34529805183410645},{"word":"money","start":2628.9148,"end":2629.3948,"confidence":1.0,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.3475862443447113},{"word":"plus","start":2629.3948,"end":2629.795,"confidence":0.90625,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":0.31656181812286377},{"word":"growing","start":2629.795,"end":2630.1948,"confidence":0.9941406,"punctuated_word":"growing","sentiment":"positive","sentiment_score":0.4331223666667938},{"word":"in","start":2630.1948,"end":2630.355,"confidence":0.99902344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3656119704246521},{"word":"the","start":2630.355,"end":2630.4348,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3421247601509094},{"word":"meantime","start":2630.4348,"end":2630.9348,"confidence":0.9980469,"punctuated_word":"meantime","sentiment":"positive","sentiment_score":0.33332860469818115},{"word":"as","start":2630.9949,"end":2631.2349,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.3141179382801056},{"word":"well","start":2631.2349,"end":2631.635,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2512595057487488},{"word":"okay","start":2631.635,"end":2632.135,"confidence":0.99658203,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.13224469125270844},{"word":"what","start":2633.49,"end":2633.73,"confidence":0.9790039,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.16040167212486267},{"word":"i'll","start":2633.73,"end":2633.8901,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1901593655347824},{"word":"do","start":2633.8901,"end":2634.05,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1909036934375763},{"word":"in","start":2634.05,"end":2634.1301,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1586865931749344},{"word":"the","start":2634.1301,"end":2634.21,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16163799166679382},{"word":"meantime","start":2634.21,"end":2634.61,"confidence":1.0,"punctuated_word":"meantime","sentiment":"neutral","sentiment_score":0.16538605093955994},{"word":"is","start":2634.61,"end":2634.85,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1838548183441162},{"word":"i'll","start":2634.85,"end":2635.09,"confidence":0.9975586,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.21045462787151337},{"word":"go","start":2635.09,"end":2635.17,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.18380150198936465},{"word":"back","start":2635.17,"end":2635.33,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.1897379010915756},{"word":"and","start":2635.33,"end":2635.49,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1722661554813385},{"word":"do","start":2635.49,"end":2635.6099,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1667889654636383},{"word":"a","start":2635.6099,"end":2635.73,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20349177718162537},{"word":"bit","start":2635.73,"end":2635.8901,"confidence":0.9921875,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.18959195911884308},{"word":"of","start":2635.8901,"end":2636.05,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17285951972007751},{"word":"research","start":2636.05,"end":2636.53,"confidence":0.90234375,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.13984926044940948},{"word":"around","start":2636.53,"end":2636.85,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.18737870454788208},{"word":"the","start":2636.85,"end":2637.01,"confidence":0.9326172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18519127368927},{"word":"super","start":2637.01,"end":2637.41,"confidence":0.91748047,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2283591479063034},{"word":"and","start":2637.41,"end":2637.81,"confidence":0.9855957,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.1777997463941574},{"word":"you","start":2637.81,"end":2637.97,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20083464682102203},{"word":"know","start":2637.97,"end":2638.29,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.18124543130397797},{"word":"the","start":2638.29,"end":2638.45,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2548902630805969},{"word":"investments","start":2638.45,"end":2638.95,"confidence":0.93603516,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.1704227328300476},{"word":"to","start":2639.01,"end":2639.09,"confidence":0.98095703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22405965626239777},{"word":"see","start":2639.09,"end":2639.25,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.21255682408809665},{"word":"what","start":2639.25,"end":2639.41,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.22708623111248016},{"word":"we","start":2639.41,"end":2639.57,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.246769055724144},{"word":"can","start":2639.57,"end":2639.73,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2550610601902008},{"word":"do","start":2639.73,"end":2639.97,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.24651432037353516},{"word":"moving","start":2639.97,"end":2640.21,"confidence":0.99902344,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.28874167799949646},{"word":"forward","start":2640.21,"end":2640.71,"confidence":1.0,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":0.20601946115493777},{"word":"i'll","start":2640.93,"end":2641.09,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.16774949431419373},{"word":"give","start":2641.09,"end":2641.25,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.1658407598733902},{"word":"you","start":2641.25,"end":2641.49,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18951396644115448},{"word":"a","start":2641.49,"end":2641.6501,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15608571469783783},{"word":"call","start":2641.6501,"end":2641.8901,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.1303158700466156},{"word":"next","start":2641.8901,"end":2642.21,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.13003644347190857},{"word":"wednesday","start":2642.21,"end":2642.69,"confidence":1.0,"punctuated_word":"Wednesday","sentiment":"neutral","sentiment_score":0.1322237253189087},{"word":"at","start":2642.69,"end":2642.93,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10363756120204926},{"word":"01:30","start":2642.93,"end":2643.57,"confidence":0.9963379,"punctuated_word":"01:30.","sentiment":"neutral","sentiment_score":0.1225932165980339},{"word":"we","start":2643.57,"end":2643.73,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1461859941482544},{"word":"can","start":2643.73,"end":2643.8901,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17509935796260834},{"word":"talk","start":2643.8901,"end":2644.1301,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.13144953548908234},{"word":"a","start":2644.1301,"end":2644.21,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17261123657226562},{"word":"bit","start":2644.21,"end":2644.45,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1282648742198944},{"word":"more","start":2644.45,"end":2644.61,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.11690502613782884},{"word":"about","start":2644.61,"end":2644.85,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1374436467885971},{"word":"the","start":2644.85,"end":2645.01,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2049251943826675},{"word":"insurance","start":2645.01,"end":2645.41,"confidence":0.65722656,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.2181597650051117},{"word":"as","start":2645.41,"end":2645.57,"confidence":0.6015625,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.24614399671554563},{"word":"you've","start":2645.57,"end":2645.8901,"confidence":0.6960449,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.3447653651237488},{"word":"had","start":2645.8901,"end":2646.05,"confidence":1.0,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.3595099449157715},{"word":"a","start":2646.05,"end":2646.1301,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.35881003737449646},{"word":"really","start":2646.1301,"end":2646.37,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.3769887685775757},{"word":"good","start":2646.37,"end":2646.61,"confidence":0.99902344,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.35555222630500793},{"word":"look","start":2646.61,"end":2646.77,"confidence":0.99902344,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.37463587522506714},{"word":"at","start":2646.77,"end":2646.93,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.367680311203003},{"word":"everything","start":2646.93,"end":2647.43,"confidence":0.9880371,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.32034701108932495},{"word":"and","start":2648.175,"end":2648.335,"confidence":0.9873047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.24555692076683044},{"word":"once","start":2648.335,"end":2648.575,"confidence":1.0,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.30594852566719055},{"word":"you've","start":2648.575,"end":2648.8152,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.2884962558746338},{"word":"had","start":2648.8152,"end":2648.895,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.2871282994747162},{"word":"a","start":2648.895,"end":2648.975,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.28264638781547546},{"word":"really","start":2648.975,"end":2649.215,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.2944806218147278},{"word":"good","start":2649.215,"end":2649.375,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.3416270911693573},{"word":"look","start":2649.375,"end":2649.5352,"confidence":0.99902344,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.350211501121521},{"word":"at","start":2649.5352,"end":2649.615,"confidence":0.9921875,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3461141288280487},{"word":"that","start":2649.615,"end":2650.0151,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3154074549674988},{"word":"email","start":2650.0151,"end":2650.495,"confidence":0.9970703,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.2856771647930145},{"word":"if","start":2650.495,"end":2650.655,"confidence":0.99902344,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.3830074071884155},{"word":"you","start":2650.655,"end":2650.8152,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3071316182613373},{"word":"can","start":2650.8152,"end":2651.0552,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.27437257766723633},{"word":"just","start":2651.0552,"end":2651.2952,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.3010117709636688},{"word":"sign","start":2651.2952,"end":2651.5352,"confidence":0.99902344,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.26653382182121277},{"word":"and","start":2651.5352,"end":2651.695,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2478298991918564},{"word":"return","start":2651.695,"end":2652.095,"confidence":1.0,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.25601646304130554},{"word":"that","start":2652.095,"end":2652.335,"confidence":0.9667969,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3170146048069},{"word":"ongoing","start":2652.335,"end":2652.735,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.26863744854927063},{"word":"service","start":2652.735,"end":2653.215,"confidence":0.9921875,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.24259798228740692},{"word":"feedback","start":2653.215,"end":2653.695,"confidence":0.97509766,"punctuated_word":"feedback","sentiment":"neutral","sentiment_score":0.2681022882461548},{"word":"for","start":2653.695,"end":2654.195,"confidence":0.99609375,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.338981956243515},{"word":"me","start":2654.335,"end":2654.575,"confidence":0.97680664,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.30925434827804565},{"word":"that","start":2654.575,"end":2654.8152,"confidence":0.9863281,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.34365516901016235},{"word":"will","start":2654.8152,"end":2655.0552,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.3208349943161011},{"word":"certainly","start":2655.0552,"end":2655.375,"confidence":1.0,"punctuated_word":"certainly","sentiment":"neutral","sentiment_score":0.27819380164146423},{"word":"help","start":2655.375,"end":2655.5352,"confidence":0.90478516,"punctuated_word":"help,","sentiment":"neutral","sentiment_score":0.17510811984539032},{"word":"and","start":2655.5352,"end":2655.7751,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1889609396457672},{"word":"i'll","start":2655.7751,"end":2655.935,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2664528787136078},{"word":"be","start":2655.935,"end":2656.0151,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2858489155769348},{"word":"able","start":2656.0151,"end":2656.2551,"confidence":0.9550781,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.25207334756851196},{"word":"to","start":2656.2551,"end":2656.335,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28864043951034546},{"word":"keep","start":2656.335,"end":2656.575,"confidence":0.99316406,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.2886768877506256},{"word":"looking","start":2656.575,"end":2656.895,"confidence":0.80078125,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.27731940150260925},{"word":"things","start":2656.895,"end":2657.395,"confidence":0.66796875,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.2025955319404602},{"word":"yeah","start":2657.615,"end":2658.115,"confidence":0.74658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07687549293041229},{"word":"beneficiary","start":2660.1099,"end":2660.6099,"confidence":0.88411456,"punctuated_word":"Beneficiary.","sentiment":"neutral","sentiment_score":0.09514486789703368},{"word":"absolutely","start":2662.27,"end":2662.77,"confidence":0.83154297,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.29818034172058105},{"word":"i've","start":2663.07,"end":2663.23,"confidence":0.99853516,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2429281920194626},{"word":"got","start":2663.23,"end":2663.39,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2990300953388214},{"word":"the","start":2663.39,"end":2663.63,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2843933403491974},{"word":"beneficiary","start":2663.63,"end":2664.13,"confidence":0.9980469,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.2163338214159012},{"word":"nomination","start":2664.3499,"end":2664.8499,"confidence":0.70703125,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.29159432649612427},{"word":"set","start":2664.91,"end":2665.15,"confidence":0.95166016,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.30064311623573303},{"word":"up","start":2665.15,"end":2665.23,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.24837426841259003},{"word":"here","start":2665.23,"end":2665.63,"confidence":0.80615234,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.24174338579177856},{"word":"so","start":2665.63,"end":2665.8699,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.28484636545181274},{"word":"i","start":2665.8699,"end":2666.03,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.28351426124572754},{"word":"will","start":2666.03,"end":2666.19,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.28899213671684265},{"word":"get","start":2666.19,"end":2666.3499,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2754795551300049},{"word":"my","start":2666.3499,"end":2666.51,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.2733982801437378},{"word":"team","start":2666.51,"end":2666.75,"confidence":0.9980469,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.22683921456336975},{"word":"to","start":2666.75,"end":2666.91,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32786625623703003},{"word":"prefill","start":2666.91,"end":2667.39,"confidence":0.7565918,"punctuated_word":"prefill","sentiment":"neutral","sentiment_score":0.2522304058074951},{"word":"the","start":2667.39,"end":2667.55,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2851841449737549},{"word":"document","start":2667.55,"end":2668.03,"confidence":0.97265625,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.1721987426280975},{"word":"for","start":2668.03,"end":2668.19,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.29636380076408386},{"word":"you","start":2668.19,"end":2668.69,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.24778804183006287},{"word":"we'll","start":2668.91,"end":2669.31,"confidence":0.7442627,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.21993020176887512},{"word":"email","start":2669.31,"end":2669.71,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.21310175955295563},{"word":"it","start":2669.71,"end":2669.8699,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.29759499430656433},{"word":"out","start":2669.8699,"end":2670.3499,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.25543612241744995},{"word":"noting","start":2670.3499,"end":2670.75,"confidence":0.6870117,"punctuated_word":"noting","sentiment":"neutral","sentiment_score":0.2641168236732483},{"word":"a","start":2670.75,"end":2670.99,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.29684868454933167},{"word":"100%","start":2670.99,"end":2671.63,"confidence":1.0,"punctuated_word":"100%","sentiment":"neutral","sentiment_score":0.2809661328792572},{"word":"to","start":2671.63,"end":2671.79,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3417811691761017},{"word":"joanne","start":2671.79,"end":2672.29,"confidence":0.98291016,"punctuated_word":"Joanne.","sentiment":"neutral","sentiment_score":0.2763706147670746},{"word":"i'll","start":2672.3499,"end":2672.51,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2572934627532959},{"word":"make","start":2672.51,"end":2672.67,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2121562659740448},{"word":"sure","start":2672.67,"end":2672.91,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2347010374069214},{"word":"it","start":2672.91,"end":2672.99,"confidence":0.88964844,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24794581532478333},{"word":"is","start":2672.99,"end":2673.23,"confidence":0.98291016,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.23590245842933655},{"word":"updated","start":2673.23,"end":2673.71,"confidence":1.0,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.23134247958660129},{"word":"on","start":2673.71,"end":2673.95,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.22709277272224423},{"word":"both","start":2673.95,"end":2674.215,"confidence":0.99902344,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.1954079568386078},{"word":"funds","start":2674.2952,"end":2674.5352,"confidence":0.9892578,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.1960331499576569},{"word":"for","start":2674.5352,"end":2674.695,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.27139461040496826},{"word":"the","start":2674.695,"end":2674.855,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2664344608783722},{"word":"time","start":2674.855,"end":2675.095,"confidence":0.9951172,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.23834845423698425},{"word":"being","start":2675.095,"end":2675.415,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.27757254242897034},{"word":"so","start":2675.415,"end":2675.5752,"confidence":0.9863281,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.29445573687553406},{"word":"that","start":2675.5752,"end":2675.735,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3076505661010742},{"word":"you're","start":2675.735,"end":2675.975,"confidence":0.9975586,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2902640998363495},{"word":"fully","start":2675.975,"end":2676.375,"confidence":1.0,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.2777884006500244},{"word":"protected","start":2676.375,"end":2676.875,"confidence":1.0,"punctuated_word":"protected.","sentiment":"neutral","sentiment_score":0.163242369890213},{"word":"okay","start":2677.175,"end":2677.675,"confidence":0.8466797,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.130988746881485},{"word":"excellent","start":2679.2551,"end":2679.7551,"confidence":0.9995117,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.523568868637085},{"word":"the","start":2679.8152,"end":2679.975,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.20160573720932007},{"word":"only","start":2679.975,"end":2680.215,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.1070597916841507},{"word":"other","start":2680.215,"end":2680.2952,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.11342106014490128},{"word":"thing","start":2680.2952,"end":2680.5352,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.15642637014389038},{"word":"i","start":2680.5352,"end":2680.695,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08960749208927155},{"word":"just","start":2680.695,"end":2680.935,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09470392763614656},{"word":"wanted","start":2680.935,"end":2681.175,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.04531394690275192},{"word":"to","start":2681.175,"end":2681.2551,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06272271275520325},{"word":"touch","start":2681.2551,"end":2681.495,"confidence":1.0,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.08974394202232361},{"word":"on","start":2681.495,"end":2681.735,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13806475698947906},{"word":"real","start":2681.735,"end":2681.895,"confidence":0.9970703,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.096732959151268},{"word":"quick","start":2681.895,"end":2682.215,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.1706167608499527},{"word":"is","start":2682.215,"end":2682.5352,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12149123847484589},{"word":"the","start":2682.5352,"end":2682.695,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.167746901512146},{"word":"other","start":2682.695,"end":2683.0151,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.15524695813655853},{"word":"estate","start":2683.0151,"end":2683.415,"confidence":0.63183594,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.09886747598648073},{"word":"planning","start":2683.415,"end":2683.735,"confidence":0.79174805,"punctuated_word":"planning.","sentiment":"neutral","sentiment_score":0.10643311589956284},{"word":"so","start":2683.735,"end":2683.975,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02964097261428833},{"word":"wills","start":2683.975,"end":2684.2952,"confidence":0.85595703,"punctuated_word":"wills","sentiment":"neutral","sentiment_score":0.030585601925849915},{"word":"and","start":2684.2952,"end":2684.455,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.021709255874156952},{"word":"power","start":2684.455,"end":2684.695,"confidence":0.99609375,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.0435730442404747},{"word":"of","start":2684.695,"end":2684.855,"confidence":0.96777344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.050736263394355774},{"word":"attorneys","start":2684.855,"end":2685.355,"confidence":0.7441406,"punctuated_word":"attorneys.","sentiment":"neutral","sentiment_score":0.0280300360172987},{"word":"have","start":2685.415,"end":2685.5752,"confidence":1.0,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":-0.005223352462053299},{"word":"you","start":2685.5752,"end":2685.8152,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0041619837284088135},{"word":"guys","start":2685.8152,"end":2686.135,"confidence":0.99609375,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.01985163986682892},{"word":"talked","start":2686.135,"end":2686.375,"confidence":0.99902344,"punctuated_word":"talked","sentiment":"neutral","sentiment_score":0.014049306511878967},{"word":"about","start":2686.375,"end":2686.695,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.01427670195698738},{"word":"drafting","start":2686.695,"end":2687.175,"confidence":1.0,"punctuated_word":"drafting","sentiment":"neutral","sentiment_score":0.006729181855916977},{"word":"a","start":2687.175,"end":2687.3352,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008100077509880066},{"word":"will","start":2687.3352,"end":2687.5752,"confidence":0.9914551,"punctuated_word":"will?","sentiment":"neutral","sentiment_score":0.01719209924340248},{"word":"have","start":2687.5752,"end":2687.735,"confidence":1.0,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":-0.01792069524526596},{"word":"you","start":2687.735,"end":2687.975,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0035780593752861023},{"word":"got","start":2687.975,"end":2688.135,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.0042385682463645935},{"word":"a","start":2688.135,"end":2688.2952,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.007728377357125282},{"word":"will","start":2688.2952,"end":2688.5352,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.018763922154903412},{"word":"and","start":2688.5352,"end":2688.695,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.018501050770282745},{"word":"a","start":2688.695,"end":2688.7751,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006160220131278038},{"word":"power","start":2688.7751,"end":2688.935,"confidence":0.97509766,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.014306388795375824},{"word":"of","start":2688.935,"end":2689.17,"confidence":0.9003906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01807546988129616},{"word":"attorney","start":2689.25,"end":2689.65,"confidence":0.99902344,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.0030145198106765747},{"word":"in","start":2689.65,"end":2690.15,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.030507348477840424},{"word":"place","start":2691.33,"end":2691.83,"confidence":0.99902344,"punctuated_word":"place?","sentiment":"neutral","sentiment_score":-0.05926419794559479},{"word":"no","start":2693.01,"end":2693.25,"confidence":0.99609375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10683606564998628},{"word":"that's","start":2693.25,"end":2693.65,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.02830582670867443},{"word":"okay","start":2693.65,"end":2694.15,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.001305098761804402},{"word":"it","start":2694.3699,"end":2694.53,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.1817266941070557},{"word":"is","start":2694.53,"end":2694.77,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16509854793548584},{"word":"really","start":2694.77,"end":2694.93,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.31809067726135254},{"word":"important","start":2694.93,"end":2695.3298,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.23373502492904663},{"word":"that","start":2695.3298,"end":2695.49,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2286197394132614},{"word":"the","start":2695.49,"end":2695.65,"confidence":0.9560547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24702225625514984},{"word":"both","start":2695.65,"end":2695.8098,"confidence":0.95410156,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.2857351303100586},{"word":"of","start":2695.8098,"end":2695.89,"confidence":0.9160156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.29997798800468445},{"word":"you","start":2695.89,"end":2696.0498,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.32868078351020813},{"word":"talk","start":2696.0498,"end":2696.29,"confidence":0.9819336,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.30825480818748474},{"word":"about","start":2696.29,"end":2696.6099,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.26087844371795654},{"word":"estate","start":2696.6099,"end":2696.93,"confidence":0.7158203,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.22645652294158936},{"word":"planning","start":2696.93,"end":2697.3298,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.32282671332359314},{"word":"and","start":2697.3298,"end":2697.41,"confidence":0.9291992,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3002103567123413},{"word":"moving","start":2697.41,"end":2697.73,"confidence":0.9506836,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.3990395963191986},{"word":"forward","start":2697.73,"end":2698.0498,"confidence":0.7442627,"punctuated_word":"forward,","sentiment":"neutral","sentiment_score":0.2804332375526428},{"word":"what","start":2698.0498,"end":2698.29,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1896674633026123},{"word":"happens","start":2698.29,"end":2698.6099,"confidence":0.9941406,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":0.11152347922325134},{"word":"in","start":2698.6099,"end":2698.77,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14920154213905334},{"word":"the","start":2698.77,"end":2698.93,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17240893840789795},{"word":"event","start":2698.93,"end":2699.25,"confidence":0.99902344,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.18242985010147095},{"word":"of","start":2699.25,"end":2699.41,"confidence":0.6621094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15842770040035248},{"word":"something","start":2699.41,"end":2699.73,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.1717900186777115},{"word":"happened","start":2699.73,"end":2700.0498,"confidence":0.8540039,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":0.1332644522190094},{"word":"to","start":2700.0498,"end":2700.29,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18505235016345975},{"word":"you","start":2700.29,"end":2700.79,"confidence":0.93237305,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.19560839235782623},{"word":"while","start":2700.8499,"end":2701.0898,"confidence":0.94921875,"punctuated_word":"While","sentiment":"neutral","sentiment_score":0.017041027545928955},{"word":"most","start":2701.0898,"end":2701.3298,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.06309761106967926},{"word":"things","start":2701.3298,"end":2701.73,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.07297870516777039},{"word":"do","start":2701.73,"end":2701.89,"confidence":0.98828125,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05388149619102478},{"word":"pass","start":2701.89,"end":2702.21,"confidence":0.96777344,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":0.11161020398139954},{"word":"to","start":2702.21,"end":2702.29,"confidence":0.81933594,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.019704356789588928},{"word":"your","start":2702.29,"end":2702.53,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06346531212329865},{"word":"wife","start":2702.53,"end":2702.77,"confidence":0.99121094,"punctuated_word":"wife,","sentiment":"neutral","sentiment_score":0.03657372295856476},{"word":"it's","start":2702.77,"end":2703.01,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.025812741369009014},{"word":"not","start":2703.01,"end":2703.25,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.030382730066776276},{"word":"always","start":2703.25,"end":2703.73,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.015595674514770508},{"word":"a","start":2703.73,"end":2704.005,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02781939134001732},{"word":"straightforward","start":2704.1648,"end":2704.6448,"confidence":0.9760742,"punctuated_word":"straightforward","sentiment":"neutral","sentiment_score":-0.026261374354362488},{"word":"process","start":2704.6448,"end":2705.1448,"confidence":0.9301758,"punctuated_word":"process.","sentiment":"neutral","sentiment_score":0.0002532675862312317},{"word":"and","start":2705.285,"end":2705.6848,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.01644016057252884},{"word":"without","start":2705.6848,"end":2705.9248,"confidence":0.9970703,"punctuated_word":"without","sentiment":"neutral","sentiment_score":-0.049886882305145264},{"word":"a","start":2705.9248,"end":2706.005,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005273554474115372},{"word":"will","start":2706.005,"end":2706.325,"confidence":0.99853516,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":0.022273261100053787},{"word":"it","start":2706.325,"end":2706.4849,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03957396745681763},{"word":"does","start":2706.4849,"end":2706.6448,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.03497418761253357},{"word":"go","start":2706.6448,"end":2706.8848,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.06633646041154861},{"word":"through","start":2706.8848,"end":2707.125,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.037284404039382935},{"word":"probate","start":2707.125,"end":2707.605,"confidence":0.99039716,"punctuated_word":"probate,","sentiment":"neutral","sentiment_score":0.04320892691612244},{"word":"which","start":2707.605,"end":2707.845,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.006903715431690216},{"word":"means","start":2707.845,"end":2708.085,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.015483304858207704},{"word":"that","start":2708.085,"end":2708.325,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06317190825939178},{"word":"other","start":2708.325,"end":2708.565,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.05888376384973526},{"word":"people","start":2708.565,"end":2708.8848,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.055961646139621735},{"word":"can","start":2708.8848,"end":2709.2048,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1107717752456665},{"word":"come","start":2709.2048,"end":2709.4448,"confidence":0.99902344,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.10420014709234238},{"word":"forward","start":2709.4448,"end":2709.9448,"confidence":0.9941406,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.09951621294021606},{"word":"and","start":2710.085,"end":2710.4048,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0920911505818367},{"word":"stake","start":2710.4048,"end":2710.6448,"confidence":0.9428711,"punctuated_word":"stake","sentiment":"neutral","sentiment_score":0.10470408946275712},{"word":"a","start":2710.6448,"end":2710.805,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13494959473609924},{"word":"claim","start":2710.805,"end":2711.125,"confidence":0.99902344,"punctuated_word":"claim.","sentiment":"neutral","sentiment_score":0.05025479570031166},{"word":"there's","start":2711.125,"end":2711.4448,"confidence":1.0,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.021176017820835114},{"word":"no","start":2711.4448,"end":2711.6848,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.06289135664701462},{"word":"guarantees","start":2711.6848,"end":2712.1648,"confidence":0.9350586,"punctuated_word":"guarantees","sentiment":"neutral","sentiment_score":-0.0646953210234642},{"word":"they'll","start":2712.1648,"end":2712.4048,"confidence":0.98217773,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.007805970963090658},{"word":"get","start":2712.4048,"end":2712.6448,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.004111379384994507},{"word":"it","start":2712.6448,"end":2713.045,"confidence":0.8503418,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.009562239050865172},{"word":"but","start":2713.045,"end":2713.285,"confidence":0.9951172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.007354799658060074},{"word":"just","start":2713.285,"end":2713.525,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.003921378403902054},{"word":"having","start":2713.525,"end":2713.765,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.2161501795053482},{"word":"other","start":2713.765,"end":2714.005,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.14773648977279663},{"word":"people","start":2714.005,"end":2714.325,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.1840938925743103},{"word":"stake","start":2714.325,"end":2714.565,"confidence":0.99316406,"punctuated_word":"stake","sentiment":"neutral","sentiment_score":-0.08394726365804672},{"word":"a","start":2714.565,"end":2714.6448,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.24611881375312805},{"word":"claim","start":2714.6448,"end":2714.9648,"confidence":1.0,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.18304413557052612},{"word":"on","start":2714.9648,"end":2715.125,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.18936678767204285},{"word":"your","start":2715.125,"end":2715.285,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.24170956015586853},{"word":"estate","start":2715.285,"end":2715.765,"confidence":0.98095703,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.06748431921005249},{"word":"can","start":2715.765,"end":2716.005,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.28690364956855774},{"word":"make","start":2716.005,"end":2716.1648,"confidence":1.0,"punctuated_word":"make","sentiment":"negative","sentiment_score":-0.3441373407840729},{"word":"the","start":2716.1648,"end":2716.325,"confidence":0.99902344,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3565952777862549},{"word":"process","start":2716.325,"end":2716.805,"confidence":1.0,"punctuated_word":"process","sentiment":"neutral","sentiment_score":-0.28102684020996094},{"word":"longer","start":2716.805,"end":2717.125,"confidence":1.0,"punctuated_word":"longer","sentiment":"negative","sentiment_score":-0.4281882345676422},{"word":"and","start":2717.125,"end":2717.365,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.4718509316444397},{"word":"harder","start":2717.365,"end":2717.865,"confidence":0.9975586,"punctuated_word":"harder.","sentiment":"negative","sentiment_score":-0.3702835440635681},{"word":"we","start":2718.51,"end":2718.67,"confidence":0.98535156,"punctuated_word":"We","sentiment":"negative","sentiment_score":-0.4314645826816559},{"word":"definitely","start":2718.67,"end":2718.99,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.28310370445251465},{"word":"wouldn't","start":2718.99,"end":2719.31,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"negative","sentiment_score":-0.401169627904892},{"word":"want","start":2719.31,"end":2719.55,"confidence":1.0,"punctuated_word":"want","sentiment":"negative","sentiment_score":-0.3528929352760315},{"word":"that","start":2719.55,"end":2719.71,"confidence":0.99560547,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.2846681475639343},{"word":"so","start":2719.71,"end":2719.87,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11148756742477416},{"word":"it","start":2719.87,"end":2720.03,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1945482492446899},{"word":"is","start":2720.03,"end":2720.19,"confidence":0.97802734,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.27025943994522095},{"word":"definitely","start":2720.19,"end":2720.51,"confidence":0.99316406,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.36008119583129883},{"word":"worth","start":2720.51,"end":2720.75,"confidence":0.9951172,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.247841477394104},{"word":"you","start":2720.75,"end":2720.91,"confidence":0.9658203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2776075601577759},{"word":"guys","start":2720.91,"end":2721.23,"confidence":0.99316406,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.2958766520023346},{"word":"having","start":2721.23,"end":2721.55,"confidence":0.9951172,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.33084937930107117},{"word":"a","start":2721.55,"end":2721.6301,"confidence":0.9316406,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4013670682907105},{"word":"talk","start":2721.6301,"end":2721.87,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.2888786792755127},{"word":"about","start":2721.87,"end":2722.27,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.23042070865631104},{"word":"seeking","start":2722.27,"end":2722.59,"confidence":0.87597656,"punctuated_word":"seeking","sentiment":"neutral","sentiment_score":0.2032421678304672},{"word":"the","start":2722.59,"end":2722.75,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11875781416893004},{"word":"services","start":2722.75,"end":2723.23,"confidence":0.9091797,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.052751168608665466},{"word":"of","start":2723.23,"end":2723.3901,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16081522405147552},{"word":"a","start":2723.3901,"end":2723.55,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19339841604232788},{"word":"solicitor","start":2723.55,"end":2724.05,"confidence":0.87524414,"punctuated_word":"solicitor,","sentiment":"neutral","sentiment_score":0.19422847032546997},{"word":"or","start":2724.27,"end":2724.51,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.225555419921875},{"word":"you","start":2724.51,"end":2724.59,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2118862271308899},{"word":"can","start":2724.59,"end":2724.83,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.21309909224510193},{"word":"even","start":2724.83,"end":2724.99,"confidence":0.99902344,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.16976593434810638},{"word":"get","start":2724.99,"end":2725.23,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2375285029411316},{"word":"a","start":2725.23,"end":2725.31,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26055899262428284},{"word":"will","start":2725.31,"end":2725.55,"confidence":0.9760742,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.21365173161029816},{"word":"kit","start":2725.55,"end":2725.79,"confidence":0.9526367,"punctuated_word":"kit","sentiment":"neutral","sentiment_score":0.20454201102256775},{"word":"from","start":2725.79,"end":2725.95,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.2671738862991333},{"word":"the","start":2725.95,"end":2726.11,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21519678831100464},{"word":"post","start":2726.11,"end":2726.51,"confidence":0.9970703,"punctuated_word":"post","sentiment":"neutral","sentiment_score":0.21032878756523132},{"word":"office","start":2726.51,"end":2726.91,"confidence":0.9892578,"punctuated_word":"office","sentiment":"neutral","sentiment_score":0.17278504371643066},{"word":"there","start":2726.91,"end":2727.07,"confidence":0.99121094,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2510535717010498},{"word":"as","start":2727.07,"end":2727.31,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.31796756386756897},{"word":"well","start":2727.31,"end":2727.81,"confidence":0.89331055,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.2909861207008362},{"word":"and","start":2728.19,"end":2728.67,"confidence":0.890625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2971070110797882},{"word":"you","start":2728.67,"end":2728.75,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3039458990097046},{"word":"can","start":2728.75,"end":2728.99,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3109591007232666},{"word":"fill","start":2728.99,"end":2729.23,"confidence":0.9941406,"punctuated_word":"fill","sentiment":"neutral","sentiment_score":0.29336243867874146},{"word":"those","start":2729.23,"end":2729.47,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.31099602580070496},{"word":"out","start":2729.47,"end":2729.71,"confidence":0.92333984,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2971700429916382},{"word":"fairly","start":2729.71,"end":2730.11,"confidence":0.99902344,"punctuated_word":"fairly","sentiment":"positive","sentiment_score":0.4631561040878296},{"word":"easily","start":2730.11,"end":2730.51,"confidence":0.9921875,"punctuated_word":"easily","sentiment":"positive","sentiment_score":0.4888294041156769},{"word":"to","start":2730.51,"end":2730.67,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3379121720790863},{"word":"make","start":2730.67,"end":2730.83,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2490935176610947},{"word":"sure","start":2730.83,"end":2731.07,"confidence":0.9980469,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.22750678658485413},{"word":"you","start":2731.07,"end":2731.23,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21991045773029327},{"word":"have","start":2731.23,"end":2731.3901,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2266562283039093},{"word":"an","start":2731.3901,"end":2731.55,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1737271249294281},{"word":"up","start":2731.55,"end":2731.6301,"confidence":0.9892578,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.17723749577999115},{"word":"to","start":2731.6301,"end":2731.79,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19177228212356567},{"word":"date","start":2731.79,"end":2732.03,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.16695700585842133},{"word":"will","start":2732.03,"end":2732.53,"confidence":0.9020996,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":0.1584002524614334},{"word":"okay","start":2732.67,"end":2733.17,"confidence":0.86206055,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.09901681542396544},{"word":"beautiful","start":2735.655,"end":2736.155,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.672644853591919},{"word":"well","start":2736.215,"end":2736.455,"confidence":0.97753906,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.46506255865097046},{"word":"i","start":2736.455,"end":2736.615,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5200731754302979},{"word":"will","start":2736.615,"end":2736.8552,"confidence":1.0,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.5939622521400452},{"word":"let","start":2736.8552,"end":2737.0151,"confidence":1.0,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.6454592347145081},{"word":"you","start":2737.0151,"end":2737.175,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5531502962112427},{"word":"go","start":2737.175,"end":2737.495,"confidence":0.99194336,"punctuated_word":"go.","sentiment":"positive","sentiment_score":0.5284767150878906},{"word":"i","start":2737.495,"end":2737.655,"confidence":0.8359375,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.734937310218811},{"word":"thank","start":2737.655,"end":2737.8152,"confidence":0.9970703,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.8005951642990112},{"word":"you","start":2737.8152,"end":2738.135,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8083317279815674},{"word":"so","start":2738.135,"end":2738.2952,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7812795042991638},{"word":"much","start":2738.2952,"end":2738.5352,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.8080142140388489},{"word":"for","start":2738.5352,"end":2738.695,"confidence":0.9980469,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7845195531845093},{"word":"your","start":2738.695,"end":2738.8552,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.7709554433822632},{"word":"time","start":2738.8552,"end":2739.3352,"confidence":0.9995117,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.7681891918182373},{"word":"i","start":2739.3352,"end":2739.495,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5398050546646118},{"word":"will","start":2739.495,"end":2739.735,"confidence":0.98291016,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.48841238021850586},{"word":"do","start":2739.735,"end":2739.895,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5203246474266052},{"word":"some","start":2739.895,"end":2740.135,"confidence":1.0,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.4646503031253814},{"word":"research","start":2740.135,"end":2740.5352,"confidence":0.9970703,"punctuated_word":"research","sentiment":"positive","sentiment_score":0.49591368436813354},{"word":"and","start":2740.5352,"end":2740.695,"confidence":0.9970703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3551192581653595},{"word":"give","start":2740.695,"end":2740.935,"confidence":0.9970703,"punctuated_word":"give","sentiment":"positive","sentiment_score":0.4424660801887512},{"word":"you","start":2740.935,"end":2741.0952,"confidence":0.99609375,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4993637204170227},{"word":"a","start":2741.0952,"end":2741.175,"confidence":0.99609375,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4706498086452484},{"word":"call","start":2741.175,"end":2741.495,"confidence":1.0,"punctuated_word":"call","sentiment":"positive","sentiment_score":0.4465307593345642},{"word":"next","start":2741.495,"end":2741.895,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.3317463994026184},{"word":"wednesday","start":2741.895,"end":2742.395,"confidence":1.0,"punctuated_word":"Wednesday.","sentiment":"positive","sentiment_score":0.3717987537384033},{"word":"is","start":2742.7751,"end":2743.0151,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.12356258928775787},{"word":"there","start":2743.0151,"end":2743.2551,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.15761885046958923},{"word":"anything","start":2743.2551,"end":2743.655,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.18020233511924744},{"word":"that","start":2743.655,"end":2743.895,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08085733652114868},{"word":"i","start":2743.895,"end":2744.0552,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10613638907670976},{"word":"may","start":2744.0552,"end":2744.215,"confidence":1.0,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.008590131998062134},{"word":"not","start":2744.215,"end":2744.455,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.04797430709004402},{"word":"have","start":2744.455,"end":2744.615,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0907411128282547},{"word":"touched","start":2744.615,"end":2744.935,"confidence":0.9980469,"punctuated_word":"touched","sentiment":"neutral","sentiment_score":0.07308592647314072},{"word":"on","start":2744.935,"end":2745.0952,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11795122921466827},{"word":"or","start":2745.0952,"end":2745.2551,"confidence":0.94140625,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.10040462762117386},{"word":"any","start":2745.2551,"end":2745.495,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.100783608853817},{"word":"questions","start":2745.495,"end":2745.8152,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.0961790606379509},{"word":"you","start":2745.8152,"end":2745.975,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11047427356243134},{"word":"have","start":2745.975,"end":2746.215,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07556004077196121},{"word":"at","start":2746.215,"end":2746.2952,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08161415159702301},{"word":"the","start":2746.2952,"end":2746.455,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17929580807685852},{"word":"moment","start":2746.455,"end":2746.8552,"confidence":0.99853516,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.17868147790431976},{"word":"robert","start":2746.8552,"end":2747.175,"confidence":0.9941406,"punctuated_word":"Robert?","sentiment":"neutral","sentiment_score":0.2597878873348236},{"word":"you're","start":2747.175,"end":2747.3352,"confidence":1.0,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.32482269406318665},{"word":"welcome","start":2747.3352,"end":2747.655,"confidence":1.0,"punctuated_word":"welcome","sentiment":"positive","sentiment_score":0.5344057083129883},{"word":"to","start":2747.655,"end":2747.8152,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3906716108322144},{"word":"let","start":2747.8152,"end":2747.975,"confidence":1.0,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.40767624974250793},{"word":"me","start":2747.975,"end":2748.0552,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.42753922939300537},{"word":"know","start":2748.0552,"end":2748.215,"confidence":1.0,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.48038527369499207},{"word":"if","start":2748.215,"end":2748.375,"confidence":0.99902344,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4826318919658661},{"word":"there's","start":2748.375,"end":2748.615,"confidence":1.0,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.4011266827583313},{"word":"anything","start":2748.615,"end":2749.115,"confidence":0.99365234,"punctuated_word":"anything.","sentiment":"positive","sentiment_score":0.3504237234592438},{"word":"yeah","start":2752.17,"end":2752.6501,"confidence":0.9416504,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.5348553657531738},{"word":"perfect","start":2752.6501,"end":2753.1501,"confidence":0.8586426,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.7671208381652832},{"word":"well","start":2753.29,"end":2753.45,"confidence":0.99902344,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.6499909162521362},{"word":"i","start":2753.45,"end":2753.61,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7344617247581482},{"word":"will","start":2753.61,"end":2753.69,"confidence":0.99902344,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.7441180944442749},{"word":"let","start":2753.69,"end":2753.85,"confidence":1.0,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.7861387729644775},{"word":"you","start":2753.85,"end":2754.01,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7832225561141968},{"word":"go","start":2754.01,"end":2754.09,"confidence":0.99902344,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.7580944299697876},{"word":"to","start":2754.09,"end":2754.25,"confidence":0.9863281,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.7519608736038208},{"word":"enjoy","start":2754.25,"end":2754.57,"confidence":1.0,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.7622997164726257},{"word":"lunch","start":2754.57,"end":2754.8901,"confidence":0.9863281,"punctuated_word":"lunch","sentiment":"positive","sentiment_score":0.7887184619903564},{"word":"with","start":2754.8901,"end":2755.05,"confidence":0.99902344,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.7621817588806152},{"word":"your","start":2755.05,"end":2755.29,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6858675479888916},{"word":"wife","start":2755.29,"end":2755.53,"confidence":0.99902344,"punctuated_word":"wife.","sentiment":"positive","sentiment_score":0.7412002086639404},{"word":"have","start":2755.53,"end":2755.77,"confidence":1.0,"punctuated_word":"Have","sentiment":"positive","sentiment_score":0.7758790850639343},{"word":"a","start":2755.77,"end":2755.85,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7914520502090454},{"word":"lovely","start":2755.85,"end":2756.35,"confidence":1.0,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.839734673500061},{"word":"night","start":2756.49,"end":2756.73,"confidence":1.0,"punctuated_word":"night","sentiment":"positive","sentiment_score":0.8198255896568298},{"word":"at","start":2756.73,"end":2756.8901,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.842742383480072},{"word":"work","start":2756.8901,"end":2757.3901,"confidence":0.9995117,"punctuated_word":"work.","sentiment":"positive","sentiment_score":0.8021632432937622},{"word":"i'll","start":2758.01,"end":2758.25,"confidence":0.79663086,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.5333237648010254},{"word":"talk","start":2758.25,"end":2758.49,"confidence":1.0,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.4938901364803314},{"word":"to","start":2758.49,"end":2758.6501,"confidence":0.9970703,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5417693257331848},{"word":"you","start":2758.6501,"end":2758.81,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5500763058662415},{"word":"next","start":2758.81,"end":2759.05,"confidence":1.0,"punctuated_word":"next","sentiment":"positive","sentiment_score":0.3912760317325592},{"word":"week","start":2759.05,"end":2759.37,"confidence":0.77612305,"punctuated_word":"week.","sentiment":"positive","sentiment_score":0.4245193302631378},{"word":"and","start":2759.37,"end":2759.61,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.32330694794654846},{"word":"if","start":2759.61,"end":2759.69,"confidence":1.0,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.34325313568115234},{"word":"there's","start":2759.69,"end":2759.93,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.3200375735759735},{"word":"any","start":2759.93,"end":2760.17,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.2487454265356064},{"word":"additional","start":2760.17,"end":2760.57,"confidence":0.99902344,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.23384228348731995},{"word":"questions","start":2760.57,"end":2760.97,"confidence":0.9980469,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.2305035889148712},{"word":"let","start":2760.97,"end":2761.1301,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.32491591572761536},{"word":"me","start":2761.1301,"end":2761.21,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.32743024826049805},{"word":"know","start":2761.21,"end":2761.45,"confidence":0.9951172,"punctuated_word":"know.","sentiment":"positive","sentiment_score":0.3359004855155945},{"word":"i'll","start":2761.45,"end":2761.61,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.316616952419281},{"word":"get","start":2761.61,"end":2761.77,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.3873704969882965},{"word":"this","start":2761.77,"end":2762.01,"confidence":0.9951172,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.3448745608329773},{"word":"email","start":2762.01,"end":2762.33,"confidence":0.9941406,"punctuated_word":"email","sentiment":"positive","sentiment_score":0.3742180466651917},{"word":"straight","start":2762.33,"end":2762.6501,"confidence":0.99902344,"punctuated_word":"straight","sentiment":"positive","sentiment_score":0.3804860711097718},{"word":"out","start":2762.6501,"end":2762.81,"confidence":0.98291016,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.3460744619369507},{"word":"to","start":2762.81,"end":2762.97,"confidence":0.9921875,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3560682237148285},{"word":"you","start":2762.97,"end":2763.1301,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2948434352874756},{"word":"okay","start":2763.1301,"end":2763.6301,"confidence":0.9995117,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.18261532485485077},{"word":"no","start":2765.895,"end":2766.0552,"confidence":0.97802734,"punctuated_word":"No","sentiment":"positive","sentiment_score":0.3342379927635193},{"word":"worries","start":2766.0552,"end":2766.2952,"confidence":1.0,"punctuated_word":"worries.","sentiment":"positive","sentiment_score":0.4475381374359131},{"word":"enjoy","start":2766.2952,"end":2766.615,"confidence":1.0,"punctuated_word":"Enjoy","sentiment":"positive","sentiment_score":0.5935546159744263},{"word":"your","start":2766.615,"end":2766.935,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6020301580429077},{"word":"afternoon","start":2766.935,"end":2767.415,"confidence":0.9995117,"punctuated_word":"afternoon.","sentiment":"positive","sentiment_score":0.5812219977378845},{"word":"thank","start":2767.415,"end":2767.5752,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7492493391036987},{"word":"you","start":2767.5752,"end":2767.735,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8122140765190125},{"word":"so","start":2767.735,"end":2767.895,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.8234262466430664},{"word":"much","start":2767.895,"end":2768.135,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.850582480430603},{"word":"for","start":2768.135,"end":2768.215,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8193695545196533},{"word":"your","start":2768.215,"end":2768.375,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.8223652839660645},{"word":"time","start":2768.375,"end":2768.875,"confidence":1.0,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.8072348833084106},{"word":"thanks","start":2770.695,"end":2771.0952,"confidence":0.90356445,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.6104761362075806},{"word":"see","start":2771.0952,"end":2771.2551,"confidence":0.9980469,"punctuated_word":"See","sentiment":"positive","sentiment_score":0.422590970993042},{"word":"you","start":2771.2551,"end":2771.415,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5071964859962463},{"word":"later","start":2771.415,"end":2771.915,"confidence":1.0,"punctuated_word":"later.","sentiment":"positive","sentiment_score":0.5495624542236328},{"word":"bye","start":2772.2952,"end":2772.7952,"confidence":0.99609375,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.08263299614191055}],"paragraphs":{"transcript":"\nHi, Robert. It's Dana from OZ Financial. How are you this afternoon? That's good. I had you booked in to go through your annual review today.\n\nIs now still a good time for you? Fantastic. How's your morning been thus far? Yeah. You work night shift.\n\nIs that right? Yeah. I'm so sorry. Hope you got a bit of rest this morning. Little bit.\n\nYeah. Not easy. Do you have a bit of a system for being able to get as much rest as possible throughout the day? Oh, that's it. Yeah.\n\nThat's okay. All good. Well, look, I was trying not to take up too much of your time. As I mentioned, I had you booked in to go through your annual review there. Before we jump into the call, I just have to let you know we do record our calls for quality and training purposes.\n\nAre you happy to proceed with that? Fantastic. And just to do a quick security check there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file. Fantastic. What's the weather like up there in more, I feel, at the moment?\n\nOh, that's good. Yep. Oh, that's good. You would have had quite a bit of rain as we have here on the Gold Coast over the last few weeks. All good.\n\nNow having a look at your annual review, we normally just send through some annual review documents to your email for you to sort of open up and have a bit of a look at. Are you able to access your emails at the moment? If you're not, that is awfully okay. No. That's okay.\n\nI'll shoot them through after the call if you like for you to have a bit of a look at. Essentially, as part of those documents there, we do have your ongoing service agreement. Just letting you know, you know, if you're happy to stay on board, have us look after your super, provide advice, and keep you on track towards your retirement there. We just get you to sign and return that back there for us. And then we also have attached there the Vanguard index chart, which gives you a bit of an idea of how markets react over the course of time, your summary giving you an updated balance of your super funds there, and also our financial services guide, which we provide every year to you as well.\n\nOkay? Now I'm sure you're looking to get a bit of an update on your super balance and how that has been moving along. But is there anything else that you wanted me to sort of touch on as part of your review? Any other questions you might have at the moment that you wanted me to sort of focus on? No.\n\nThat's okay. Well, to give you an update on your super balance, when I sort of have a look back at your last annual review that we completed with you, your balance as of the 01/10/2025 in Hub twenty four, you had 77,000. So 186 and 99¢ and a bit over 23,000 sitting in your Australian Super account there. As of yesterday's your balance within Hub twenty four, there's 93,823 and 60 1¢, and we've got a balance in Australian Super of a bit over 26,705. So we've seen a good increase on both of those balances for you there.\n\nOkay? To kinda give you an update on how the performance is going, I'm just opening that document up. I apologize. It takes a little bit to sort of open that up. It's not opening up.\n\nThat's okay. Let me just go direct into your super fund and grab that one for you. Love technology. Have you been were you affected by the Telstra ads this morning, or were you lucky enough to not have to deal with that? No.\n\nOh, that's good. I was reading an article not long before, and it was a lot of outages with them not being able to provide services. And, apparently, 000 calls are also affected. So yeah. Yeah.\n\nThey clearly didn't learn a lesson. They were Telstra's tend to have a go at that one. There we go. Now they do. And how does this one also affect the public transport and, also some of the traffic lights as well?\n\nI didn't realize that there was that kind of on flow effect. So very interesting to see how big of a on flow effect it had, really, didn't it? Okay. So just inside your hub twenty four super account there. And I just need to quickly confirm your middle name there for me, Robert.\n\nBeautiful. Thank you so much for that. It's just a little spinning wheel there as it is kinda loading your updated performance report. It can't be a second. As long as the technology enjoy lacks us.\n\nWe are we rely on it a lot. Sometimes we miss that good old pay. Yeah. Yeah. Can you hear me okay?\n\nSorry. I think it might have dropped out a second. Oh, beautiful. You're heading on out as well. Alright.\n\nYou start work about this time of the afternoon. Mhmm. Yeah. Yeah. Yeah.\n\nWow. Oh, that's nice that you get to have lunch together and make that time because you with you working nights and her working days, that would be very difficult. Alright. All good. All good.\n\nLook. Your performance report is taking a bit longer to open up. So what we'll do is we'll just sort of go through the rest of the details here just to sort of see what other changes there might be. Having a look at your job have you are? Sorry.\n\nYeah. Can you hear me? Yeah. Oh, no. That's okay.\n\nYou're right. Just want to double check any major changes in your circumstances with regard to work. So I've got you down here. You are a truck driver still. Have you had a bit of a pay increase over the last twelve months?\n\nYeah. I had you on about a 115,000. Is it gone up a bit since then? Oh, fantastic. That's a great increase.\n\nExcellent. Okay. So what is your role now? Yep. Yeah.\n\nYep. Right. Wow. That's a lot of days. Absolutely.\n\nDo you just get your one day off? Are you working for the eight hour shifts or quite longer shifts? They're longer? Yeah. Wow.\n\nWell oh. Oh, wow. Well, I applaud your job. I think that's incredible to be doing what you do and through the night as well. That's amazing, honestly.\n\nI've updated your income estimate here as a 140,000 per annum. So I can see your employer contributions going into your Australian savings, which is fantastic. Are you in any kind of position saving wise to be making any additional contributions to help provide more of a boost to your super? Or no. That's okay.\n\nIs it something you'd maybe like to look at doing down the track? Yeah. That's okay. We'll yeah. Yep.\n\nYep. So mortgage No worries. So mortgage is your main, main sort of priority to start with. That's not a problem. I can always put that down as something we focus on down the track.\n\nYour mortgage, we had a you're owing about a 110,000. Have you reduced that a bit since we last caught up? Okay. That's alright. About a 150?\n\nNo. That's okay. Just an estimate. Absolutely fine. I've also got down here that you yeah.\n\nYep. Yep. That's okay. That's definitely not a bad idea. Trying to consolidate altogether, you do pay a lower interest rate on your home loan than any of the other personal loans out there.\n\nWith your car, what kind of car do you drive? Yeah. Oh, fantastic. And I what sort of value would you put on that, do you think? Oh, fantastic.\n\nI had down here another vehicle that you owed a few years back, and you had a value for that 12,000 on that vehicle. Would that be one that you still own currently or would've got rid of? Yep. Oh, fantastic. What sort of value do you think you put on that?\n\nYeah. It's been yeah. Absolutely. They're still really popular. I know a lot of people who are really into the Camry for the size, the family size vehicle, so that's excellent.\n\nYeah. Yep. Fantastic. Yeah. Oh, fantastic.\n\nAnd do you was the caravan kind of put into the home loan? No. That's right. And you still owe money on the caravan? Yeah.\n\nHow much do you owe on that roughly? 60? Not a problem. And have you have you any tripped in it yet? Oh, beautiful.\n\nFantastic. Oh, fantastic. Yep. Beautiful. Oh, fantastic.\n\nYou've got it all packed out. And is that kind of your time and goal just to be able to take the van and go whenever you want? Yep. Yep. Oh, that's fantastic.\n\nMhmm. Yep. It's beautiful down there, isn't it? No. I did go down there in September last year, and it was still pretty cold.\n\nI was expecting it to be warmer than it actually was. Not gonna lie. We did kind of all of the East side from the bottom near Port Arthur all the way to the top. Yeah. Yep.\n\nYep. No. That was the east side. Yeah. Yeah.\n\nYep. Yep. Yeah. Yep. Yeah.\n\nI thought the same thing. It wasn't really what I thought it was gonna be. Yep. Beautiful. Bacon steel was good.\n\nYeah. Yep. Did you stop and do the mine tour? They can see all yeah. You can well, the mine was.\n\nYeah. Yeah. Yeah. Yep. Oh, fantastic.\n\nYeah. Absolutely. Yes. Yep. Oh, really?\n\nWow. And right from yeah. Yep. Yep. Oh, that's cool.\n\nYeah. Wow. Yeah. Beautiful. Beautiful.\n\nYeah. Yeah. Yeah. Yep. Yep.\n\nI don't remember the name of it. Yeah. Cool. Tattered Gorgeous. Beautiful.\n\nI thought that was amazing. Yep. Yep. Yeah. Oh, beautiful.\n\nWell, it sounds amazing. I did love Tazia. I thought that was beautiful, and your next holiday sounds just as incredible. You may have mentioned to me that your your wife can't retire for the next eight years because having a look at things that you're 60 this year. Is that right?\n\nYeah. Congratulations, and happy birthday for January. I've got down here now you can actually retire anywhere between now to, you know, whenever you want. Are you wanting to sort of hold off and wait for her to reach retirement age before you stop working, or when are you sort of hoping to stop working and maybe access your super? Five years ago.\n\nAbsolutely. It doesn't work that way. Yeah. Yeah. No.\n\nAbsolutely. Because realistically, at the moment and, look, I know your sales balance is a bit lower with things at the moment, so we could definitely look at ways to kind of boost that moving forward and provide a greater benefit so you can look to retire. But are you sort of wanting to maybe try to boost things and work forward towards the age of 65, 57? What age are you sort of hoping that you would like to stop working and would like to work towards? Five years ago.\n\nMhmm. Yeah. Yep. No worries. And did your wife work?\n\nDoes she have super as well? Okay. No. Absolutely. Because instead of having a bit of a look and look.\n\nYour hub twenty four report has fully loaded for me. So I can definitely see here that your return for the last twelve months is definitely lower within where we would like it to be. Net of fees, you've returned a 2.2 return. It is very much lower than what we sort of expect out of your portfolio, but it's also got to do with the ups and downs in market seeing this year with everything kinda going globally. Yeah.\n\nI can Yeah. Yeah. I can yeah. Doesn't help a great deal. No.\n\nNo. Definitely not. There is some looking at your portfolio here, there is one of the underlying investments that is also slightly underperforming a little bit, and it's not due to what's been happening in the market. I would like to, if you're okay with it, Robert, to go back and have a really good look at your portfolio, maybe update some advice to switch some of the investments out a little bit and see if we've got a portfolio or can get something that's working a bit harder for you, has has greater past performance. Would you like me to review that for you and maybe make some updated recommendations?\n\nYep. Yep. Beautiful. There are because you are over the age of 60, there are some other strategies that we can look to implement where, you can be increasing your super contributions up to the cap as much as possible, but we can also draw a little bit out of super. Did you wanna look at any of those additional strategies now, or did you no.\n\nWe'll just do the investment switch for the time being. No. That's okay. That's alright. We can just do the investment side of things now, look at how funds are invested, look at maybe doing a bit of a switch there.\n\nAnd then if you want, we can sort of catch up down the track and talk about some of those additional strategies. Does that sound okay? Yeah. Cool. So just to give you a little bit of context, some of those additional strategies are called a transfer time strategy.\n\nAnd as much as you are sort of drawing a little bit of money out of super to replenish your income, you're actually putting more money into super. So it does provide you with greater benefit of increasing your contributions in, and the amount you're taking out is actually just a little bit less than what you're putting in. Admittedly, your balance is a bit on the lower side at the moment, so it might be worth trying to boost your super a little bit before we look at that strategy. So I'd probably just wanna do the investment side of things first. Look at retaining your Australian super for the moment there as well, and just it's it is very difficult, especially with your job and with the hours you work now as well.\n\nYou are definitely doing more hours, more days, and your job is extremely risky. And given your age, getting new insurances is gonna be very expensive. So retaining maybe the life of TPD and a bit of income protection from Australian Super at the moment gives you a level of cover. It is a cheaper level of cover. Admittedly, it's not, you know, the greatest.\n\nAt the moment, with your life cover in AustralianSuper, you're covered for about 9,000. So if you were to pass away, it only pays out that $9,000 life benefit. The TBD benefit, you're covered for 5,000. So if you were unable to go back to work ever again, became permanently disabled, they'd only pay out the benefit of 5,000. And then your income protection benefit provides a monthly benefit of 2,700 per month on a six day wait and a two year benefit period.\n\nSo it's a very minimal level of cover. The other thing to sort of look at is because you are 60 now, if you decided you did not want that cover anymore because it is so minimal, if you were to pass away, your super balance is also paid out to your beneficiaries. And that could obviously provide a bit more of a great. I will let you know on the I can see the super one here. Let's have a look.\n\nSo according to the super, I don't have a beneficiary nomination noted at all. Are you wanting all this to be paid out to your partner in the event that something happens to your wife? Yeah. It looks like no beneficiary nomination has been applied, and I do wanna make sure that that is completed with you. Are you comfortable?\n\nIf I get the information off you, my team can prefill the documents for you to make it easier. Would that be okay? Yep. Fantastic. Can I grab what's your wife's name?\n\nJoanne. Is it j o a, n n, e? Beautiful. And same surname as yourself? Beautiful.\n\nAnd what's her contact phone number? Yep. Sorry. Yep. Yep.\n\n193. Fantastic. Now another hard one for you, what's her date of birth? Fantastic. Well done.\n\nAnd a silly question, but she identifies as a female. Yeah. I just like to double check that one. That's all good. And you're happy to have I'm trying to check.\n\nAbsolutely. Absolutely. And are you happy to have a 100% of both your super your Australian super and your hub 24 super to be paid to her in the event of your passing? Yep. Beautiful.\n\nLovely. My team will prefill the document. Is it better if we email or post that to you to be have filled out? What would you prefer? Yep.\n\nBeautiful. We'll get that sent out. Excellent. Not a problem at all. We'll have that organized for you so they can be added to your super funds and protected everything for you.\n\nNow the other thing is, as I was talking to you, with your life and TV, your income protection, at the age of 60, if you're unable to go to work or if you are technically, you know, passed away or disabled, you can get access to your super balance. Being 60 means everything is deducted is provided to you tax free. You do have the option of keeping those insurances for a little bit longer for peace of mind if you would like to. Or if you're not sort of worried about them because the levels of cover are quite small, we can always look to maybe consolidate everything to one place and maybe cancel the covers. But it's more about what's important to you.\n\nAre you wanting to keep the insurances for a little bit longer? Yeah. Yes. The life cover that you're insured for with Australian Super, yeah, pays out a benefit of $9,000, but your super benefit between the two super funds pays out as well. So at the moment and sorry, Robert.\n\nBecause your wife is there and I'm probably on speaker, I just need to confirm, are you happy with me putting this information out there? Yep. Beautiful. I just have to be really cautious and security conscious for you. I do apologize.\n\nWith the super balance between the two funds at the moment, In the event of you passing, the current total super balance paid out is a 120,529, and then you do also have that Australian super fund with a small amount of life cover of 9,000. So that 9,000 would be paid out on top of that 120,000. It just depends on sort of what you're comfortable with. The TBD side of things is exactly the same. So TBD pays out a lump sum benefit in the event that you're unable to go back to work again due to permanent incapacity.\n\nWith your Australian super account, you've got about $5,000 of cover there. And, again, if you are permanently incapacitated or unable to go to work because you're over the age of 60, we can access your super tax free for you. So you can get that 120 odd thousand out of your two super funds to cover you. It just depends on whether that 5,000 of TPD is worth keeping for you or not, whether it's something you want to keep a bit longer. So with the life and TPD and the small amount of income protection you have at the moment out of Australian Super, you're paying $724.88 for the year for the insurances.\n\nYeah. 9,000 for the light. The TPD is 5,000. And income protection in the short term, if you're unable to work, the monthly benefit pretax, because income protection is taxed the same as your income. Essentially, it's 2,700 as a monthly benefit.\n\nBut, again, if you're because you're 60, if you can't work, you know, you basically met the condition of release for super, we can access your super and start drawing down a pension or give you lump sum. So it really just depends on whether those insurances are important to you, whether you feel keeping them a bit longer is important. If you don't inside your super, Yeah. If you don't wanna keep them, if you're comfortable canceling at this point, we could always look to consolidate to move your Australian super into hub 24, have it all in one place. It saves you on fees, admittedly.\n\nHave the money invested together and have it working and compounding a bit harder, but it comes down to what's important to you. If if the insurance is still important to keep for a bit longer, that is absolutely fine. It's more just about what your goals are, and I will update the advice to reflect that for you. Yeah. What are your thoughts?\n\nThat's okay. That's alright. Did you wanna sort of take some time to think it through? As I kinda said before, I've sent through an email to you with your annual review documents attached there. In that documents in the attachments, you do have your super and insurance's summary, which outlines the balances of each of your super accounts and also the insurances that you do have held.\n\nSo when you get some time, if you both wanna open the email, have a bit of a look at those documents, have a look at that summary, and just sort of work out, you know, if you were to pass away, what you have to pay off and how does that look? So what happens to Joanne? Does she have enough paid out to cover the debt? Does it mean she'd be out need to stop working for a bit? Would she have to work a bit longer?\n\nYou know, what would this money pay out or how that would provide for her in the event of your passing? And the same thing with looking at TBD. So if you were unable to go to back to work again, how do you support yourself long term? Does that make sense? Yeah.\n\nAll the questions you probably never thought about. Sorry. But feel free to have a look at that one. If you like, I can get one of my team members just to sort of follow-up in the maybe another week or so just to see if you've had a look at that and whether, you know, keeping the insurance is is important to you or not. Okay?\n\nIn the meantime, I'll have a look at all the the super side of things for you. Does that sound okay? Yep. Beautiful. The other thing I do wanna sort of look at is with your Australian Super, because you do have your insurances in place, if you do decide to keep those insurances, we wanna make sure that we have what's called an opt in sign.\n\nAn opt in is essentially a secondary form, which means if for any reason you don't receive contributions, generally, after a certain period of time of not receiving contributions, your super fund becomes inactive, and the insurances do cancel after a certain point in time. What we have is called an opt in form, which is a secondary measure which tells the super fund if you don't receive contributions for a certain point of time that you wanna keep the insurances no matter what. It's just a secondary form we like to have signed and put provided to the super funds to make sure that in the event that something happens, if it's missed or, you know, we're not able to get in contact with you, if you're, you know, hurt or injured or off work, that your cover remains in place for you as a secondary measure. Does that make sense? Yeah.\n\nAll good. The other thing I just wanted to talk to you about, I know we're looking at your super and the investments within, and I'll look at replacing some of the investments which we need to switch out for you. But the other thing is your risk profile. So at the moment, you're in more of a balanced growth environment. So, essentially, you are taking less risk in the market with a balanced growth portfolio.\n\nYou generally see that 70% of your super invested in growth investments. So think about things like Australian shares, international shares, listed property, and commodities, so precious metals like gold and silver as well. The other sort of 30% in low risk expensive investments, things like cash, bonds, and fixed interest. Do you feel like you would wanna sort of be comfortable taking on more or less risk in the market, or are you sorta happy to stay where you are for maybe another year onwards because you're not wanting to access the money yet? If you like, what I'll do is I've got a risk profile questionnaire to go through with you.\n\nIt helps me to understand where you fit on that scale and whether we should alter your portfolio for you or not. Okay? The first one here is, essentially, have you ever owned direct shares or investments in your own name before? Nope. That's okay.\n\nThe next question here is asking about how long before you're wanting to access your super. So whilst you would love to have retired a couple of years ago and you've told me that your your wife can't or isn't retiring for the next eight years, Do you think you're likely to work for the next eight years as well? Hopefully? Beautiful. The next question here is when you think about your super and your balance and where it is now, are you comfortable taking on more risk in the market to try and get greater potential returns knowing that when the markets do see a downtime, that downtime is also reflective?\n\nDo you think you're comfortable taking a moderate or medium amount of risk to try and get the best returns you possibly can, or are you not wanting to take any risk in the market and you understand the returns are lower because of that? Where do you think you fit? Oh, nice. Yes. Yes.\n\nIt's a it's a ride, isn't it? It can be emotional. In answer to that question, do you think it fit in the number one, two, or three category, taking on more risk, medium risk, or no risk? Medium? Absolutely.\n\nThe next one here, it says, how do you think you'd feel in six months if you saw your super fall by 20%? Do you think you'd be asking to put more money in? It could be a buying opportunity. Maybe hold and wait and call us and see what's happening and what we can do, or are you a bit nervous and wanting to maybe move your money into something a little bit less risky like, say, cash? Do you think you'd be likely to maybe give us a call, see what we can do, and talk talk you through what's happening?\n\nYeah. So if you think back to, like, COVID or even the GFC where the share market dropped very heavily, If something like that was to occur again in the next few months, how do you think you might be feeling? Yeah. That's okay. I can just hop down there, maybe give us a call, have a chat, see what's going on, see what advice we can do to help you out of it.\n\nBeautiful. The next one might be a bit of a silly one, but out of the longer term, what kind of reasonable rate of return are you hoping to get from your portfolio? We're aiming for the stars trying to get the best return we possibly can. Is that right? Excellent.\n\nAnd the last one here is have have you ever seen your super balance fall in value? Have you seen your super drop before? And if you have, how did how did that make you feel? Were you feeling optimistic about the investment opportunities? Are they cautious, concerned, or anxious?\n\nHow were you feeling? Yeah. Right. Okay. So you haven't really servicing those drops occur.\n\nNo. That's okay. That's alright. That's not a problem at all. So looking at the way you have scored, you've scored as more of a moderate investor.\n\nSo, realistically, with where you're invested, you could, you know, it does look fairly comfortable. When you think about your investment portfolio being balanced growth and if you sort of think about risk out of, I don't know, say, one and five, five being the highest, all invested in the market, and one not at all, you're probably about halfway about, say, a three at this point. So you're in the middle there. Do you feel like that'd be fairly comfortable? I mean, with this sort of portfolio, it suits someone who's not accessing accessing their money for five years.\n\nThere's always a likelihood of a negative return. It's about one in six years, the expectation. It's hoping to achieve returns of around about six to 8% on a yearly basis compounded forward. Do you feel like you just wanna stay where you are for the time being and maybe assess the risk level in the future? What are your thoughts?\n\nYep. It does sort of fit with where I feel like you should be. You're in that middle sort of area. You're not wholly invested in the market taking on too much risk, but you're also not sitting a lot in cash and low risk investments. You've kinda got a good mix between the two.\n\nBecause of your time horizon, you're still wanting to build your super and grow your capital, but not taking on a lot of risk and not seeing very big drops in the market. And this balance growth kind of environment suits that. It does sort of fit someone who's close to retirement but not quite there yet. And it's important to have some of those growth investments there because you do want your balance to grow a little bit more. You do wanna sort of make sure you've got more money there for a time and in the next sort of eight years.\n\nDoes that make sense? And do you feel comfortable with that? Yeah? Do you have any questions, Robert? You're allowed to ask me anything you like if anything's confusing or you're unsure.\n\nYeah. What's what's the main thing? Is there anything particular you sort of wanna be to touch on for you? No. Yeah.\n\nAnd that's probably the biggest question. Are the insurances worth keeping? Do you feel like it'd be better to have that money sitting in your in your super fund? The way I sort of if if it helps you yeah. Yeah.\n\nYep. Yep. Absolutely. Yeah. Yeah.\n\nYeah. Absolutely. And, I mean, real realistically, if it depending on your comfort level, if you're comfortable with canceling the cover, we could roll the Australian Super India hub 24 and readjust the portfolio so we can hopefully get greater returns and build on your super a bit faster. $700 averaged over the next eight years would mean you'd have an extra $5,600 invested in your super. If you think about that compounded out of, say, you know, any even a 5% return could provide a much greater level of return over the next eight years.\n\nYeah. Yeah. Absolutely. But feel free to talk it over and let us know what you think. I'll get someone to touch base with you maybe next week, or I might even just give you a call in the afternoon to see how you're going and see if, you know, you had any questions about those insurances, see what your thoughts are to see how you go.\n\nAbsolutely. And I actually have that available. So I'm gonna pop you in my calendar for next week to give you a call and see what you're thinking. If you have questions, write them down. You're welcome to ask them then as well, and we can always talk over anything additional that you might need or want.\n\nIs that okay? Yep. Beautiful. To kinda help with that risk that's exactly right. Yeah.\n\nBeautiful. Oh, do you do much on the one day off together, or do you go have lunch or go out anywhere? You just sort of stay home? Yeah. Yeah.\n\nOh, goodness. What a lot, honestly. I get the time yeah. Well, I wanna make your time and as good as it can possibly be because by the time you get there, you will have very much deserved it. Okay?\n\nAll good, Robert. Now as I said, I will put these email all these documents into an email there for you so yourself and Joanne can sit down, have a really good look at them or have a chat. It does have the ongoing service agreement attached. So for us to keep as your advisers, for us to provide advice, keep looking after your super and helping you work towards your retirement goals, we do charge an ongoing service fee. It is 1.65% per annum.\n\nIt is deducted in smaller monthly increments out of your super, but we wanna make sure your super is making that money plus growing in the meantime as well. Okay? What I'll do in the meantime is I'll go back and do a bit of research around the super and, you know, the investments to see what we can do moving forward. I'll give you a call next Wednesday at 01:30. We can talk a bit more about the insurance as you've had a really good look at everything.\n\nAnd once you've had a really good look at that email, if you can just sign and return that ongoing service feedback for me, that will certainly help, and I'll be able to keep looking things. Yeah. Beneficiary. Absolutely. I've got the beneficiary nomination set up here, so I will get my team to prefill the document for you.\n\nWe'll email it out noting a 100% to Joanne. I'll make sure it is updated on both funds for the time being so that you're fully protected. Okay? Excellent. The only other thing I just wanted to touch on real quick is the other estate planning.\n\nSo wills and power of attorneys. Have you guys talked about drafting a will? Have you got a will and a power of attorney in place? No. That's okay.\n\nIt is really important that the both of you talk about estate planning and moving forward, what happens in the event of something happened to you. While most things do pass to your wife, it's not always a straightforward process. And without a will, it does go through probate, which means that other people can come forward and stake a claim. There's no guarantees they'll get it, but just having other people stake a claim on your estate can make the process longer and harder. We definitely wouldn't want that.\n\nSo it is definitely worth you guys having a talk about seeking the services of a solicitor, or you can even get a will kit from the post office there as well, and you can fill those out fairly easily to make sure you have an up to date will. Okay? Beautiful. Well, I will let you go. I thank you so much for your time.\n\nI will do some research and give you a call next Wednesday. Is there anything that I may not have touched on or any questions you have at the moment, Robert? You're welcome to let me know if there's anything. Yeah. Perfect.\n\nWell, I will let you go to enjoy lunch with your wife. Have a lovely night at work. I'll talk to you next week. And if there's any additional questions, let me know. I'll get this email straight out to you.\n\nOkay? No worries. Enjoy your afternoon. Thank you so much for your time. Thanks.\n\nSee you later. Bye.","paragraphs":[{"sentences":[{"text":"Hi, Robert.","start":1.8399999,"end":2.48,"sentiment":"neutral","sentiment_score":0.12411267310380936},{"text":"It's Dana from OZ Financial.","start":2.48,"end":3.9399998,"sentiment":"neutral","sentiment_score":0.16648527085781098},{"text":"How are you this afternoon?","start":4.16,"end":5.2999997,"sentiment":"neutral","sentiment_score":0.19210416674613953},{"text":"That's good.","start":7.3599997,"end":8.0,"sentiment":"neutral","sentiment_score":-0.06194838508963585},{"text":"I had you booked in to go through your annual review today.","start":8.0,"end":10.32,"sentiment":"neutral","sentiment_score":0.1912108138203621}],"sentiment":"neutral","sentiment_score":0.16199252038047865,"num_words":26,"start":1.8399999,"end":10.32},{"sentences":[{"text":"Is now still a good time for you?","start":10.32,"end":12.259999,"sentiment":"neutral","sentiment_score":0.2226223610341549},{"text":"Fantastic.","start":14.1050005,"end":14.6050005,"sentiment":"positive","sentiment_score":0.544037938117981},{"text":"How's your morning been thus far?","start":14.745,"end":16.845001,"sentiment":"neutral","sentiment_score":0.3306208699941635},{"text":"Yeah.","start":19.545,"end":20.045,"sentiment":"neutral","sentiment_score":0.12939020991325378},{"text":"You work night shift.","start":20.505001,"end":21.625,"sentiment":"neutral","sentiment_score":0.12091504968702793}],"sentiment":"neutral","sentiment_score":0.24608962275087834,"num_words":20,"start":10.32,"end":21.625},{"sentences":[{"text":"Is that right?","start":21.625,"end":22.445,"sentiment":"neutral","sentiment_score":0.13660875459512076},{"text":"Yeah.","start":23.705,"end":24.205,"sentiment":"neutral","sentiment_score":0.08863642811775208},{"text":"I'm so sorry.","start":24.265,"end":24.904999,"sentiment":"neutral","sentiment_score":0.021219709267218907},{"text":"Hope you got a bit of rest this morning.","start":24.904999,"end":27.005001,"sentiment":"neutral","sentiment_score":0.2508436217904091},{"text":"Little bit.","start":28.87,"end":29.43,"sentiment":"neutral","sentiment_score":0.01244460977613926}],"sentiment":"neutral","sentiment_score":0.15803353529837397,"num_words":18,"start":21.625,"end":29.43},{"sentences":[{"text":"Yeah.","start":29.43,"end":29.93,"sentiment":"neutral","sentiment_score":0.01446475274860859},{"text":"Not easy.","start":30.23,"end":30.79,"sentiment":"neutral","sentiment_score":-0.13463009893894196},{"text":"Do you have a bit of a system for being able to get as much rest as possible throughout the day?","start":30.79,"end":35.29,"sentiment":"neutral","sentiment_score":0.07413263069022269},{"text":"Oh, that's it.","start":38.63,"end":39.43,"sentiment":"neutral","sentiment_score":0.023415911321838696},{"text":"Yeah.","start":39.43,"end":39.93,"sentiment":"neutral","sentiment_score":0.11629141122102736}],"sentiment":"neutral","sentiment_score":0.05316174801971231,"num_words":28,"start":29.43,"end":39.93},{"sentences":[{"text":"That's okay.","start":40.15,"end":40.97,"sentiment":"neutral","sentiment_score":0.23924585431814194},{"text":"All good.","start":41.635002,"end":42.355,"sentiment":"positive","sentiment_score":0.3849671334028244},{"text":"Well, look, I was trying not to take up too much of your time.","start":42.355,"end":44.435,"sentiment":"neutral","sentiment_score":-0.0332146550395659},{"text":"As I mentioned, I had you booked in to go through your annual review there.","start":44.435,"end":47.475,"sentiment":"neutral","sentiment_score":0.10974390010039012},{"text":"Before we jump into the call, I just have to let you know we do record our calls for quality and training purposes.","start":47.475,"end":52.375,"sentiment":"neutral","sentiment_score":0.1092525856650394}],"sentiment":"neutral","sentiment_score":0.0882569424408887,"num_words":56,"start":40.15,"end":52.375},{"sentences":[{"text":"Are you happy to proceed with that?","start":52.995,"end":55.095,"sentiment":"neutral","sentiment_score":0.1993771152836936},{"text":"Fantastic.","start":56.449997,"end":56.949997,"sentiment":"positive","sentiment_score":0.5129398107528687},{"text":"And just to do a quick security check there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file.","start":58.21,"end":64.71,"sentiment":"neutral","sentiment_score":0.26643988625569776},{"text":"Fantastic.","start":72.064995,"end":72.564995,"sentiment":"positive","sentiment_score":0.3721051514148712},{"text":"What's the weather like up there in more, I feel, at the moment?","start":72.865,"end":75.445,"sentiment":"neutral","sentiment_score":0.10238191542717126}],"sentiment":"neutral","sentiment_score":0.22553028938445177,"num_words":55,"start":52.995,"end":75.445},{"sentences":[{"text":"Oh, that's good.","start":77.505,"end":78.725,"sentiment":"neutral","sentiment_score":0.12085282057523727},{"text":"Yep.","start":82.340004,"end":82.840004,"sentiment":"neutral","sentiment_score":0.08208032697439194},{"text":"Oh, that's good.","start":83.22,"end":84.18,"sentiment":"neutral","sentiment_score":0.21213186780611673},{"text":"You would have had quite a bit of rain as we have here on the Gold Coast over the last few weeks.","start":84.18,"end":88.28,"sentiment":"neutral","sentiment_score":0.05119355734099041},{"text":"All good.","start":92.535,"end":93.435,"sentiment":"neutral","sentiment_score":0.23429587483406067}],"sentiment":"neutral","sentiment_score":0.0863188517189795,"num_words":31,"start":77.505,"end":93.435},{"sentences":[{"text":"Now having a look at your annual review, we normally just send through some annual review documents to your email for you to sort of open up and have a bit of a look at.","start":93.975,"end":100.615,"sentiment":"neutral","sentiment_score":0.04946920190538679},{"text":"Are you able to access your emails at the moment?","start":100.615,"end":102.775,"sentiment":"neutral","sentiment_score":-0.002860771119594574},{"text":"If you're not, that is awfully okay.","start":102.775,"end":104.555,"sentiment":"neutral","sentiment_score":-0.32998768985271454},{"text":"No.","start":107.21001,"end":107.450005,"sentiment":"neutral","sentiment_score":-0.11691214144229888},{"text":"That's okay.","start":107.450005,"end":108.25,"sentiment":"neutral","sentiment_score":-0.03362645208835602}],"sentiment":"neutral","sentiment_score":-0.014386627619916742,"num_words":55,"start":93.975,"end":108.25},{"sentences":[{"text":"I'll shoot them through after the call if you like for you to have a bit of a look at.","start":108.25,"end":111.71001,"sentiment":"neutral","sentiment_score":0.16307222694158555},{"text":"Essentially, as part of those documents there, we do have your ongoing service agreement.","start":111.93,"end":116.270004,"sentiment":"neutral","sentiment_score":0.23198193737438746},{"text":"Just letting you know, you know, if you're happy to stay on board, have us look after your super, provide advice, and keep you on track towards your retirement there.","start":117.065,"end":124.025,"sentiment":"positive","sentiment_score":0.5075841705004375},{"text":"We just get you to sign and return that back there for us.","start":124.025,"end":126.765,"sentiment":"neutral","sentiment_score":0.33326523579083955},{"text":"And then we also have attached there the Vanguard index chart, which gives you a bit of an idea of how markets react over the course of time, your summary giving you an updated balance of your super funds there, and also our financial services guide, which we provide every year to you as well.","start":126.985,"end":143.0,"sentiment":"neutral","sentiment_score":0.2289343153888529}],"sentiment":"neutral","sentiment_score":0.29288297112692485,"num_words":132,"start":108.25,"end":143.0},{"sentences":[{"text":"Okay?","start":143.0,"end":143.5,"sentiment":"neutral","sentiment_score":0.1194395050406456},{"text":"Now I'm sure you're looking to get a bit of an update on your super balance and how that has been moving along.","start":144.74501,"end":149.46501,"sentiment":"neutral","sentiment_score":0.25889914191287494},{"text":"But is there anything else that you wanted me to sort of touch on as part of your review?","start":149.46501,"end":153.225,"sentiment":"neutral","sentiment_score":0.11332007497549057},{"text":"Any other questions you might have at the moment that you wanted me to sort of focus on?","start":153.225,"end":157.005,"sentiment":"neutral","sentiment_score":0.04884407317472829},{"text":"No.","start":159.1,"end":159.42,"sentiment":"neutral","sentiment_score":-0.2724246084690094}],"sentiment":"neutral","sentiment_score":0.14248338552011597,"num_words":62,"start":143.0,"end":159.42},{"sentences":[{"text":"That's okay.","start":159.42,"end":160.24,"sentiment":"neutral","sentiment_score":-0.09625605121254921},{"text":"Well, to give you an update on your super balance, when I sort of have a look back at your last annual review that we completed with you, your balance as of the 01/10/2025 in Hub twenty four, you had 77,000.","start":160.7,"end":172.8,"sentiment":"neutral","sentiment_score":0.1179255914033913},{"text":"So 186 and 99¢ and a bit over 23,000 sitting in your Australian Super account there.","start":173.255,"end":180.155,"sentiment":"neutral","sentiment_score":0.09413710857431094},{"text":"As of yesterday's your balance within Hub twenty four, there's 93,823 and 60 1¢, and we've got a balance in Australian Super of a bit over 26,705.","start":180.775,"end":193.56999,"sentiment":"neutral","sentiment_score":0.2833529470058588},{"text":"So we've seen a good increase on both of those balances for you there.","start":193.56999,"end":197.73,"sentiment":"positive","sentiment_score":0.6005535508905139}],"sentiment":"neutral","sentiment_score":0.22274918477906255,"num_words":100,"start":159.42,"end":197.73},{"sentences":[{"text":"Okay?","start":197.73,"end":198.23,"sentiment":"neutral","sentiment_score":0.2707652747631073},{"text":"To kinda give you an update on how the performance is going, I'm just opening that document up.","start":200.545,"end":205.385,"sentiment":"neutral","sentiment_score":0.14213033662074143},{"text":"I apologize.","start":205.385,"end":206.165,"sentiment":"neutral","sentiment_score":-0.25280115008354187},{"text":"It takes a little bit to sort of open that up.","start":206.545,"end":209.765,"sentiment":"neutral","sentiment_score":-0.2761524820869619},{"text":"It's not opening up.","start":212.23999,"end":213.7,"sentiment":"neutral","sentiment_score":-0.2437002882361412}],"sentiment":"neutral","sentiment_score":-0.046915817281438246,"num_words":36,"start":197.73,"end":213.7},{"sentences":[{"text":"That's okay.","start":213.76,"end":214.66,"sentiment":"neutral","sentiment_score":0.057760937605053186},{"text":"Let me just go direct into your super fund and grab that one for you.","start":214.72,"end":218.42,"sentiment":"neutral","sentiment_score":0.24685296217600505},{"text":"Love technology.","start":218.64,"end":219.45999,"sentiment":"positive","sentiment_score":0.35270947217941284},{"text":"Have you been were you affected by the Telstra ads this morning, or were you lucky enough to not have to deal with that?","start":220.4,"end":230.315,"sentiment":"neutral","sentiment_score":-0.059666295225421585},{"text":"No.","start":231.975,"end":232.475,"sentiment":"neutral","sentiment_score":-0.09417724609375}],"sentiment":"neutral","sentiment_score":0.06812652092511681,"num_words":44,"start":213.76,"end":232.475},{"sentences":[{"text":"Oh, that's good.","start":233.335,"end":234.55501,"sentiment":"neutral","sentiment_score":0.26242563128471375},{"text":"I was reading an article not long before, and it was a lot of outages with them not being able to provide services.","start":235.335,"end":241.255,"sentiment":"neutral","sentiment_score":-0.1543880605503269},{"text":"And, apparently, 000 calls are also affected.","start":241.255,"end":244.76,"sentiment":"neutral","sentiment_score":-0.1407905210341726},{"text":"So yeah.","start":244.90001,"end":249.88,"sentiment":"neutral","sentiment_score":-0.04566906951367855},{"text":"Yeah.","start":250.82,"end":250.98,"sentiment":"neutral","sentiment_score":-0.06522150337696075}],"sentiment":"neutral","sentiment_score":-0.10849282745685843,"num_words":36,"start":233.335,"end":250.98},{"sentences":[{"text":"They clearly didn't learn a lesson.","start":250.98,"end":252.34,"sentiment":"neutral","sentiment_score":-0.28274015337228775},{"text":"They were Telstra's tend to have a go at that one.","start":252.34,"end":255.16,"sentiment":"neutral","sentiment_score":-0.16591628302227368},{"text":"There we go.","start":261.17502,"end":262.155,"sentiment":"neutral","sentiment_score":-0.06105709324280421},{"text":"Now they do.","start":267.015,"end":267.975,"sentiment":"neutral","sentiment_score":-0.06547290831804276},{"text":"And how does this one also affect the public transport and, also some of the traffic lights as well?","start":267.975,"end":273.50998,"sentiment":"neutral","sentiment_score":-0.08390877474295466}],"sentiment":"neutral","sentiment_score":-0.13084230376850992,"num_words":42,"start":250.98,"end":273.50998},{"sentences":[{"text":"I didn't realize that there was that kind of on flow effect.","start":273.50998,"end":275.99,"sentiment":"neutral","sentiment_score":-0.14695159221688905},{"text":"So very interesting to see how big of a on flow effect it had, really, didn't it?","start":275.99,"end":280.65,"sentiment":"neutral","sentiment_score":-0.07300572645138292},{"text":"Okay.","start":283.445,"end":283.945,"sentiment":"neutral","sentiment_score":0.018524350598454475},{"text":"So just inside your hub twenty four super account there.","start":284.08502,"end":286.80502,"sentiment":"neutral","sentiment_score":0.027716117445379496},{"text":"And I just need to quickly confirm your middle name there for me, Robert.","start":286.80502,"end":290.025,"sentiment":"neutral","sentiment_score":0.028507357596286705}],"sentiment":"neutral","sentiment_score":-0.04277273934955398,"num_words":54,"start":273.50998,"end":290.025},{"sentences":[{"text":"Beautiful.","start":291.36502,"end":291.86502,"sentiment":"positive","sentiment_score":0.5208605527877808},{"text":"Thank you so much for that.","start":291.92502,"end":293.465,"sentiment":"positive","sentiment_score":0.67784916361173},{"text":"It's just a little spinning wheel there as it is kinda loading your updated performance report.","start":293.605,"end":299.08,"sentiment":"neutral","sentiment_score":0.3247454445809126},{"text":"It can't be a second.","start":300.5,"end":301.63998,"sentiment":"neutral","sentiment_score":-0.0003070622682571418},{"text":"As long as the technology enjoy lacks us.","start":302.58,"end":305.0,"sentiment":"neutral","sentiment_score":-0.1113801384344697}],"sentiment":"neutral","sentiment_score":0.24698072858154774,"num_words":36,"start":291.36502,"end":305.0},{"sentences":[{"text":"We are we rely on it a lot.","start":311.23502,"end":313.655,"sentiment":"neutral","sentiment_score":-0.059008918702602386},{"text":"Sometimes we miss that good old pay.","start":315.395,"end":317.815,"sentiment":"neutral","sentiment_score":-0.2662882868732725},{"text":"Yeah.","start":331.40997,"end":331.56998,"sentiment":"neutral","sentiment_score":-0.0544787272810936},{"text":"Yeah.","start":331.56998,"end":331.96997,"sentiment":"neutral","sentiment_score":-0.03993257135152817},{"text":"Can you hear me okay?","start":331.96997,"end":332.93,"sentiment":"neutral","sentiment_score":-0.05243618711829186}],"sentiment":"neutral","sentiment_score":-0.12239461781626398,"num_words":22,"start":311.23502,"end":332.93},{"sentences":[{"text":"Sorry.","start":332.93,"end":333.16998,"sentiment":"neutral","sentiment_score":-0.1658211350440979},{"text":"I think it might have dropped out a second.","start":333.16998,"end":334.87,"sentiment":"neutral","sentiment_score":-0.1972186548842324},{"text":"Oh, beautiful.","start":338.135,"end":338.955,"sentiment":"neutral","sentiment_score":0.24162638187408447},{"text":"You're heading on out as well.","start":339.175,"end":340.715,"sentiment":"neutral","sentiment_score":0.08472329750657082},{"text":"Alright.","start":343.415,"end":343.815,"sentiment":"neutral","sentiment_score":0.05421619862318039}],"sentiment":"neutral","sentiment_score":-0.0471042253469166,"num_words":19,"start":332.93,"end":343.815},{"sentences":[{"text":"You start work about this time of the afternoon.","start":343.815,"end":345.755,"sentiment":"neutral","sentiment_score":0.027851202421718173},{"text":"Mhmm.","start":349.51,"end":350.01,"sentiment":"neutral","sentiment_score":-0.04947788268327713},{"text":"Yeah.","start":352.87003,"end":353.37003,"sentiment":"neutral","sentiment_score":0.018741561099886898},{"text":"Yeah.","start":356.39,"end":356.89,"sentiment":"neutral","sentiment_score":0.04721146821975708},{"text":"Yeah.","start":369.845,"end":370.32498,"sentiment":"neutral","sentiment_score":0.0389176681637764}],"sentiment":"neutral","sentiment_score":0.02354258743043129,"num_words":13,"start":343.815,"end":370.32498},{"sentences":[{"text":"Wow.","start":370.32498,"end":370.82498,"sentiment":"neutral","sentiment_score":-0.027180159464478493},{"text":"Oh, that's nice that you get to have lunch together and make that time because you with you working nights and her working days, that would be very difficult.","start":374.02002,"end":380.44,"sentiment":"positive","sentiment_score":0.5778381022913702},{"text":"Alright.","start":384.035,"end":384.51498,"sentiment":"neutral","sentiment_score":0.31554290652275085},{"text":"All good.","start":384.51498,"end":385.255,"sentiment":"positive","sentiment_score":0.46971598267555237},{"text":"All good.","start":387.555,"end":387.955,"sentiment":"positive","sentiment_score":0.4842345267534256}],"sentiment":"positive","sentiment_score":0.5415305352104561,"num_words":35,"start":370.32498,"end":387.955},{"sentences":[{"text":"Look.","start":387.955,"end":388.275,"sentiment":"neutral","sentiment_score":0.1163538619875908},{"text":"Your performance report is taking a bit longer to open up.","start":388.275,"end":390.595,"sentiment":"neutral","sentiment_score":-0.20720398764718662},{"text":"So what we'll do is we'll just sort of go through the rest of the details here just to sort of see what other changes there might be.","start":390.595,"end":397.57498,"sentiment":"neutral","sentiment_score":-0.04617727241877999},{"text":"Having a look at your job have you are?","start":399.26,"end":401.5,"sentiment":"neutral","sentiment_score":-0.02553171757608652},{"text":"Sorry.","start":401.5,"end":402.0,"sentiment":"neutral","sentiment_score":-0.0804448127746582}],"sentiment":"neutral","sentiment_score":-0.07532167801633477,"num_words":50,"start":387.955,"end":402.0},{"sentences":[{"text":"Yeah.","start":410.06,"end":410.38,"sentiment":"neutral","sentiment_score":-0.01260637678205967},{"text":"Can you hear me?","start":410.38,"end":411.36002,"sentiment":"neutral","sentiment_score":-0.023164338897913694},{"text":"Yeah.","start":413.215,"end":413.715,"sentiment":"neutral","sentiment_score":-0.03148107975721359},{"text":"Oh, no.","start":416.735,"end":417.295,"sentiment":"neutral","sentiment_score":-0.09220952540636063},{"text":"That's okay.","start":417.295,"end":418.095,"sentiment":"neutral","sentiment_score":0.02945022222411353}],"sentiment":"neutral","sentiment_score":-0.02622634184954222,"num_words":10,"start":410.06,"end":418.095},{"sentences":[{"text":"You're right.","start":418.095,"end":418.915,"sentiment":"neutral","sentiment_score":0.10613870620727539},{"text":"Just want to double check any major changes in your circumstances with regard to work.","start":419.455,"end":423.855,"sentiment":"neutral","sentiment_score":-0.04063563471039136},{"text":"So I've got you down here.","start":423.855,"end":424.815,"sentiment":"neutral","sentiment_score":-0.0020900460270543895},{"text":"You are a truck driver still.","start":424.815,"end":426.435,"sentiment":"neutral","sentiment_score":-0.005855457702030738},{"text":"Have you had a bit of a pay increase over the last twelve months?","start":426.78,"end":429.84,"sentiment":"neutral","sentiment_score":-0.02455059944518975}],"sentiment":"neutral","sentiment_score":-0.0183404307639183,"num_words":43,"start":418.095,"end":429.84},{"sentences":[{"text":"Yeah.","start":433.1,"end":433.6,"sentiment":"neutral","sentiment_score":-0.000882261898368597},{"text":"I had you on about a 115,000.","start":434.38,"end":436.7,"sentiment":"neutral","sentiment_score":-0.0017897349981857197},{"text":"Is it gone up a bit since then?","start":436.7,"end":438.48,"sentiment":"neutral","sentiment_score":-0.00577749393414706},{"text":"Oh, fantastic.","start":445.195,"end":446.095,"sentiment":"positive","sentiment_score":0.495060995221138},{"text":"That's a great increase.","start":446.235,"end":447.375,"sentiment":"positive","sentiment_score":0.5496855825185776}],"sentiment":"neutral","sentiment_score":0.1422379073708064,"num_words":22,"start":433.1,"end":447.375},{"sentences":[{"text":"Excellent.","start":449.995,"end":450.495,"sentiment":"neutral","sentiment_score":0.30779320001602173},{"text":"Okay.","start":454.16,"end":454.56,"sentiment":"neutral","sentiment_score":0.04060134291648865},{"text":"So what is your role now?","start":454.56,"end":456.18,"sentiment":"neutral","sentiment_score":0.012472511579593023},{"text":"Yep.","start":459.36,"end":459.86,"sentiment":"neutral","sentiment_score":0.010966718196868896},{"text":"Yeah.","start":465.45502,"end":465.95502,"sentiment":"neutral","sentiment_score":-0.0022373339161276817}],"sentiment":"neutral","sentiment_score":0.043195899669080974,"num_words":10,"start":449.995,"end":465.95502},{"sentences":[{"text":"Yep.","start":467.215,"end":467.715,"sentiment":"neutral","sentiment_score":-0.005018365569412708},{"text":"Right.","start":469.855,"end":470.355,"sentiment":"neutral","sentiment_score":-0.008494389243423939},{"text":"Wow.","start":473.855,"end":474.255,"sentiment":"neutral","sentiment_score":0.01601872406899929},{"text":"That's a lot of days.","start":474.255,"end":475.715,"sentiment":"neutral","sentiment_score":-0.03346598520874977},{"text":"Absolutely.","start":483.52,"end":484.02,"sentiment":"neutral","sentiment_score":0.06059827655553818}],"sentiment":"neutral","sentiment_score":-0.011580631136894226,"num_words":9,"start":467.215,"end":484.02},{"sentences":[{"text":"Do you just get your one day off?","start":484.4,"end":485.68,"sentiment":"neutral","sentiment_score":0.010328992269933224},{"text":"Are you working for the eight hour shifts or quite longer shifts?","start":485.68,"end":489.06,"sentiment":"neutral","sentiment_score":-0.004735588464730729},{"text":"They're longer?","start":492.23502,"end":492.975,"sentiment":"neutral","sentiment_score":-0.016743261367082596},{"text":"Yeah.","start":493.035,"end":493.535,"sentiment":"neutral","sentiment_score":0.007503882050514221},{"text":"Wow.","start":496.715,"end":497.215,"sentiment":"neutral","sentiment_score":0.015425085090100763}],"sentiment":"neutral","sentiment_score":0.0006353050412144511,"num_words":24,"start":484.4,"end":497.215},{"sentences":[{"text":"Well oh.","start":497.915,"end":500.73502,"sentiment":"neutral","sentiment_score":-0.01734443288296461},{"text":"Oh, wow.","start":507.05,"end":507.87,"sentiment":"positive","sentiment_score":0.48231141269207},{"text":"Well, I applaud your job.","start":508.49,"end":510.09,"sentiment":"positive","sentiment_score":0.7366252779960633},{"text":"I think that's incredible to be doing what you do and through the night as well.","start":510.09,"end":513.77,"sentiment":"positive","sentiment_score":0.7962647639214993},{"text":"That's amazing, honestly.","start":513.77,"end":514.99,"sentiment":"positive","sentiment_score":0.7589394251505533}],"sentiment":"positive","sentiment_score":0.7010755302783634,"num_words":28,"start":497.915,"end":514.99},{"sentences":[{"text":"I've updated your income estimate here as a 140,000 per annum.","start":517.855,"end":521.875,"sentiment":"positive","sentiment_score":0.4612697660923004},{"text":"So I can see your employer contributions going into your Australian savings, which is fantastic.","start":522.175,"end":526.355,"sentiment":"positive","sentiment_score":0.5939503173033397},{"text":"Are you in any kind of position saving wise to be making any additional contributions to help provide more of a boost to your super?","start":527.45496,"end":534.63995,"sentiment":"neutral","sentiment_score":0.1538370880484581},{"text":"Or no.","start":534.63995,"end":538.24,"sentiment":"neutral","sentiment_score":-0.028706872835755348},{"text":"That's okay.","start":538.24,"end":538.87994,"sentiment":"neutral","sentiment_score":-0.005599966621957719}],"sentiment":"neutral","sentiment_score":0.32291883107020775,"num_words":55,"start":517.855,"end":538.87994},{"sentences":[{"text":"Is it something you'd maybe like to look at doing down the track?","start":538.87994,"end":541.69995,"sentiment":"neutral","sentiment_score":-0.0005280260587684237},{"text":"Yeah.","start":545.135,"end":545.375,"sentiment":"neutral","sentiment_score":0.031755249947309494},{"text":"That's okay.","start":545.375,"end":546.095,"sentiment":"neutral","sentiment_score":0.06918508559465408},{"text":"We'll yeah.","start":546.095,"end":550.83496,"sentiment":"neutral","sentiment_score":0.03965962491929531},{"text":"Yep.","start":551.375,"end":551.855,"sentiment":"neutral","sentiment_score":0.036268092691898346}],"sentiment":"neutral","sentiment_score":0.014676232889637743,"num_words":19,"start":538.87994,"end":551.855},{"sentences":[{"text":"Yep.","start":551.855,"end":552.33496,"sentiment":"neutral","sentiment_score":0.027729330584406853},{"text":"So mortgage No worries.","start":552.33496,"end":556.08,"sentiment":"neutral","sentiment_score":0.03933177702128887},{"text":"So mortgage is your main, main sort of priority to start with.","start":556.08,"end":559.83997,"sentiment":"neutral","sentiment_score":0.08446373728414376},{"text":"That's not a problem.","start":559.83997,"end":560.8,"sentiment":"neutral","sentiment_score":0.1386172790080309},{"text":"I can always put that down as something we focus on down the track.","start":560.8,"end":563.94,"sentiment":"neutral","sentiment_score":0.09734572949154037}],"sentiment":"neutral","sentiment_score":0.08902658899979932,"num_words":35,"start":551.855,"end":563.94},{"sentences":[{"text":"Your mortgage, we had a you're owing about a 110,000.","start":564.08,"end":567.83997,"sentiment":"neutral","sentiment_score":0.009412031280226075},{"text":"Have you reduced that a bit since we last caught up?","start":567.83997,"end":570.58,"sentiment":"neutral","sentiment_score":-0.023977697742256252},{"text":"Okay.","start":574.235,"end":574.735,"sentiment":"neutral","sentiment_score":0.011199445463716984},{"text":"That's alright.","start":574.875,"end":575.615,"sentiment":"neutral","sentiment_score":0.021817533299326897},{"text":"About a 150?","start":578.475,"end":579.77496,"sentiment":"neutral","sentiment_score":-0.009133033764859041}],"sentiment":"neutral","sentiment_score":-0.005266627836843125,"num_words":27,"start":564.08,"end":579.77496},{"sentences":[{"text":"No.","start":580.315,"end":580.555,"sentiment":"neutral","sentiment_score":-0.02312382683157921},{"text":"That's okay.","start":580.555,"end":581.27496,"sentiment":"neutral","sentiment_score":0.0037690168246626854},{"text":"Just an estimate.","start":581.27496,"end":582.095,"sentiment":"neutral","sentiment_score":0.03435119738181432},{"text":"Absolutely fine.","start":582.15497,"end":583.375,"sentiment":"neutral","sentiment_score":0.16540811210870743},{"text":"I've also got down here that you yeah.","start":583.915,"end":587.33,"sentiment":"neutral","sentiment_score":0.023907546186819673}],"sentiment":"neutral","sentiment_score":0.038096524542197585,"num_words":16,"start":580.315,"end":587.33},{"sentences":[{"text":"Yep.","start":587.95,"end":588.35,"sentiment":"neutral","sentiment_score":0.042136333882808685},{"text":"Yep.","start":588.35,"end":588.83,"sentiment":"neutral","sentiment_score":0.05372127890586853},{"text":"That's okay.","start":588.83,"end":589.63,"sentiment":"neutral","sentiment_score":0.10421102494001389},{"text":"That's definitely not a bad idea.","start":589.63,"end":591.63,"sentiment":"neutral","sentiment_score":0.09231132393081982},{"text":"Trying to consolidate altogether, you do pay a lower interest rate on your home loan than any of the other personal loans out there.","start":591.63,"end":597.41,"sentiment":"neutral","sentiment_score":0.08144146343693137}],"sentiment":"neutral","sentiment_score":0.08272772731588167,"num_words":34,"start":587.95,"end":597.41},{"sentences":[{"text":"With your car, what kind of car do you drive?","start":600.84503,"end":602.945,"sentiment":"neutral","sentiment_score":0.01373445512726903},{"text":"Yeah.","start":609.325,"end":609.825,"sentiment":"neutral","sentiment_score":0.07588949799537659},{"text":"Oh, fantastic.","start":610.62,"end":611.60004,"sentiment":"neutral","sentiment_score":0.2187858372926712},{"text":"And I what sort of value would you put on that, do you think?","start":612.22003,"end":615.2,"sentiment":"neutral","sentiment_score":0.044043908161776404},{"text":"Oh, fantastic.","start":618.86005,"end":620.72003,"sentiment":"neutral","sentiment_score":0.15914946421980858}],"sentiment":"neutral","sentiment_score":0.05467997815716883,"num_words":29,"start":600.84503,"end":620.72003},{"sentences":[{"text":"I had down here another vehicle that you owed a few years back, and you had a value for that 12,000 on that vehicle.","start":621.66003,"end":629.145,"sentiment":"neutral","sentiment_score":0.04546805129696926},{"text":"Would that be one that you still own currently or would've got rid of?","start":629.145,"end":633.725,"sentiment":"neutral","sentiment_score":-0.025235981846760427},{"text":"Yep.","start":634.90497,"end":635.40497,"sentiment":"neutral","sentiment_score":-0.015029980801045896},{"text":"Oh, fantastic.","start":644.2,"end":644.86,"sentiment":"positive","sentiment_score":0.5680034160614014},{"text":"What sort of value do you think you put on that?","start":645.0,"end":647.18,"sentiment":"neutral","sentiment_score":0.05950312265618281}],"sentiment":"neutral","sentiment_score":0.04833539780408431,"num_words":52,"start":621.66003,"end":647.18},{"sentences":[{"text":"Yeah.","start":650.61505,"end":650.85504,"sentiment":"neutral","sentiment_score":0.013795123435556889},{"text":"It's been yeah.","start":650.85504,"end":652.775,"sentiment":"neutral","sentiment_score":0.05367576268812021},{"text":"Absolutely.","start":652.775,"end":653.275,"sentiment":"positive","sentiment_score":0.416856050491333},{"text":"They're still really popular.","start":653.41504,"end":654.53503,"sentiment":"positive","sentiment_score":0.5246352925896645},{"text":"I know a lot of people who are really into the Camry for the size, the family size vehicle, so that's excellent.","start":654.53503,"end":660.155,"sentiment":"positive","sentiment_score":0.51118664578958}],"sentiment":"positive","sentiment_score":0.44955889805550536,"num_words":31,"start":650.61505,"end":660.155},{"sentences":[{"text":"Yeah.","start":665.27997,"end":665.77997,"sentiment":"neutral","sentiment_score":0.015539595857262611},{"text":"Yep.","start":671.83997,"end":672.33997,"sentiment":"neutral","sentiment_score":0.08709949254989624},{"text":"Fantastic.","start":682.015,"end":682.515,"sentiment":"positive","sentiment_score":0.4274858236312866},{"text":"Yeah.","start":683.135,"end":683.635,"sentiment":"neutral","sentiment_score":0.07216280698776245},{"text":"Oh, fantastic.","start":687.63,"end":688.53,"sentiment":"neutral","sentiment_score":0.196457177400589}],"sentiment":"neutral","sentiment_score":0.16586701230456433,"num_words":6,"start":665.27997,"end":688.53},{"sentences":[{"text":"And do you was the caravan kind of put into the home loan?","start":689.79004,"end":693.57,"sentiment":"neutral","sentiment_score":0.018188042494540032},{"text":"No.","start":695.63,"end":696.13,"sentiment":"neutral","sentiment_score":-0.07055777311325073},{"text":"That's right.","start":698.685,"end":699.245,"sentiment":"neutral","sentiment_score":-0.015827517490833998},{"text":"And you still owe money on the caravan?","start":699.245,"end":700.94495,"sentiment":"neutral","sentiment_score":-0.03185634734109044},{"text":"Yeah.","start":702.925,"end":703.245,"sentiment":"neutral","sentiment_score":-0.009038573130965233}],"sentiment":"neutral","sentiment_score":-0.005186304301023483,"num_words":25,"start":689.79004,"end":703.245},{"sentences":[{"text":"How much do you owe on that roughly?","start":703.245,"end":704.70496,"sentiment":"neutral","sentiment_score":-0.01829999778419733},{"text":"60?","start":707.805,"end":708.305,"sentiment":"neutral","sentiment_score":-0.006641729734838009},{"text":"Not a problem.","start":708.365,"end":709.08496,"sentiment":"neutral","sentiment_score":0.004016840209563573},{"text":"And have you have you any tripped in it yet?","start":709.08496,"end":711.26495,"sentiment":"neutral","sentiment_score":-0.048948201909661294},{"text":"Oh, beautiful.","start":715.44,"end":716.1,"sentiment":"neutral","sentiment_score":0.29677562415599823}],"sentiment":"neutral","sentiment_score":-0.0015384150901809335,"num_words":24,"start":703.245,"end":716.1},{"sentences":[{"text":"Fantastic.","start":716.8,"end":717.3,"sentiment":"positive","sentiment_score":0.46735066175460815},{"text":"Oh, fantastic.","start":725.215,"end":726.195,"sentiment":"neutral","sentiment_score":0.2799547538161278},{"text":"Yep.","start":726.575,"end":727.075,"sentiment":"neutral","sentiment_score":0.2434518337249756},{"text":"Beautiful.","start":727.135,"end":727.635,"sentiment":"positive","sentiment_score":0.3958376348018646},{"text":"Oh, fantastic.","start":732.015,"end":733.315,"sentiment":"positive","sentiment_score":0.3998597264289856}],"sentiment":"positive","sentiment_score":0.35232415582452503,"num_words":7,"start":716.8,"end":733.315},{"sentences":[{"text":"You've got it all packed out.","start":733.615,"end":734.815,"sentiment":"positive","sentiment_score":0.4495256096124649},{"text":"And is that kind of your time and goal just to be able to take the van and go whenever you want?","start":734.815,"end":740.05005,"sentiment":"neutral","sentiment_score":0.22514532167803158},{"text":"Yep.","start":745.71,"end":746.21,"sentiment":"neutral","sentiment_score":0.0037063106428831816},{"text":"Yep.","start":750.605,"end":751.105,"sentiment":"neutral","sentiment_score":0.06438335031270981},{"text":"Oh, that's fantastic.","start":759.96497,"end":761.105,"sentiment":"positive","sentiment_score":0.42737797896067303}],"sentiment":"neutral","sentiment_score":0.27274467674027564,"num_words":33,"start":733.615,"end":761.105},{"sentences":[{"text":"Mhmm.","start":770.06,"end":770.56,"sentiment":"neutral","sentiment_score":0.02291412279009819},{"text":"Yep.","start":778.075,"end":778.575,"sentiment":"neutral","sentiment_score":0.19346141815185547},{"text":"It's beautiful down there, isn't it?","start":786.73004,"end":791.61,"sentiment":"positive","sentiment_score":0.4984057657420635},{"text":"No.","start":792.33,"end":792.73004,"sentiment":"neutral","sentiment_score":-0.13705286383628845},{"text":"I did go down there in September last year, and it was still pretty cold.","start":792.73004,"end":798.27,"sentiment":"neutral","sentiment_score":-0.1112418606877327}],"sentiment":"neutral","sentiment_score":0.05838039005175233,"num_words":24,"start":770.06,"end":798.27},{"sentences":[{"text":"I was expecting it to be warmer than it actually was.","start":798.455,"end":800.935,"sentiment":"neutral","sentiment_score":-0.19245432046326724},{"text":"Not gonna lie.","start":800.935,"end":801.835,"sentiment":"neutral","sentiment_score":-0.050452803572018944},{"text":"We did kind of all of the East side from the bottom near Port Arthur all the way to the top.","start":803.735,"end":809.595,"sentiment":"neutral","sentiment_score":0.06141524247470356},{"text":"Yeah.","start":814.15,"end":814.63,"sentiment":"neutral","sentiment_score":0.01830725371837616},{"text":"Yep.","start":814.63,"end":815.13,"sentiment":"neutral","sentiment_score":0.030421551316976547}],"sentiment":"neutral","sentiment_score":-0.025132622670482944,"num_words":37,"start":798.455,"end":815.13},{"sentences":[{"text":"Yep.","start":815.19,"end":815.51,"sentiment":"neutral","sentiment_score":0.01965010166168213},{"text":"No.","start":815.51,"end":815.75,"sentiment":"neutral","sentiment_score":-0.028221432119607925},{"text":"That was the east side.","start":815.75,"end":816.55,"sentiment":"neutral","sentiment_score":-0.00767647884786129},{"text":"Yeah.","start":816.55,"end":817.05,"sentiment":"neutral","sentiment_score":0.018946990370750427},{"text":"Yeah.","start":817.35004,"end":817.85004,"sentiment":"neutral","sentiment_score":0.02186766266822815}],"sentiment":"neutral","sentiment_score":-0.0006821190731392966,"num_words":9,"start":815.19,"end":817.85004},{"sentences":[{"text":"Yep.","start":827.125,"end":827.625,"sentiment":"neutral","sentiment_score":0.05348629876971245},{"text":"Yep.","start":831.84503,"end":832.34503,"sentiment":"neutral","sentiment_score":0.060215696692466736},{"text":"Yeah.","start":847.875,"end":848.375,"sentiment":"neutral","sentiment_score":0.016568806022405624},{"text":"Yep.","start":864.21,"end":864.45,"sentiment":"neutral","sentiment_score":-0.0011845678091049194},{"text":"Yeah.","start":864.45,"end":864.93,"sentiment":"neutral","sentiment_score":-0.003844636492431164}],"sentiment":"neutral","sentiment_score":0.025048319436609744,"num_words":5,"start":827.125,"end":864.93},{"sentences":[{"text":"I thought the same thing.","start":864.93,"end":866.21,"sentiment":"neutral","sentiment_score":-0.06436443850398063},{"text":"It wasn't really what I thought it was gonna be.","start":866.21,"end":869.19,"sentiment":"neutral","sentiment_score":-0.15088378638029099},{"text":"Yep.","start":887.76,"end":888.26,"sentiment":"neutral","sentiment_score":0.058166250586509705},{"text":"Beautiful.","start":888.32,"end":888.82,"sentiment":"positive","sentiment_score":0.38409388065338135},{"text":"Bacon steel was good.","start":889.12,"end":890.57996,"sentiment":"neutral","sentiment_score":0.19052230194211006}],"sentiment":"neutral","sentiment_score":-0.029824319872118178,"num_words":21,"start":864.93,"end":890.57996},{"sentences":[{"text":"Yeah.","start":890.72,"end":891.22,"sentiment":"neutral","sentiment_score":0.08334285020828247},{"text":"Yep.","start":897.855,"end":898.355,"sentiment":"neutral","sentiment_score":0.05846945568919182},{"text":"Did you stop and do the mine tour?","start":898.65497,"end":900.675,"sentiment":"neutral","sentiment_score":0.05379672208800912},{"text":"They can see all yeah.","start":903.935,"end":905.535,"sentiment":"neutral","sentiment_score":0.0378011517226696},{"text":"You can well, the mine was.","start":905.535,"end":907.135,"sentiment":"neutral","sentiment_score":0.03826195312043031}],"sentiment":"neutral","sentiment_score":0.04717921713987986,"num_words":21,"start":890.72,"end":907.135},{"sentences":[{"text":"Yeah.","start":907.135,"end":907.635,"sentiment":"neutral","sentiment_score":0.051082104444503784},{"text":"Yeah.","start":913.02,"end":913.52,"sentiment":"neutral","sentiment_score":0.0576186329126358},{"text":"Yeah.","start":920.235,"end":920.735,"sentiment":"neutral","sentiment_score":0.09450153261423112},{"text":"Yep.","start":922.875,"end":923.375,"sentiment":"neutral","sentiment_score":0.11331608891487122},{"text":"Oh, fantastic.","start":924.395,"end":925.295,"sentiment":"positive","sentiment_score":0.5646480321884155}],"sentiment":"neutral","sentiment_score":0.2409690705438455,"num_words":6,"start":907.135,"end":925.295},{"sentences":[{"text":"Yeah.","start":926.155,"end":926.655,"sentiment":"neutral","sentiment_score":0.051622599363327026},{"text":"Absolutely.","start":933.29004,"end":933.79004,"sentiment":"positive","sentiment_score":0.3937108516693115},{"text":"Yes.","start":942.57,"end":943.07,"sentiment":"neutral","sentiment_score":0.04123242199420929},{"text":"Yep.","start":944.26495,"end":944.76495,"sentiment":"neutral","sentiment_score":0.04403090476989746},{"text":"Oh, really?","start":949.625,"end":950.52496,"sentiment":"neutral","sentiment_score":0.03147009387612343}],"sentiment":"neutral","sentiment_score":0.09892282759149869,"num_words":6,"start":926.155,"end":950.52496},{"sentences":[{"text":"Wow.","start":950.985,"end":951.485,"sentiment":"neutral","sentiment_score":0.04636816680431366},{"text":"And right from yeah.","start":955.46497,"end":957.08496,"sentiment":"neutral","sentiment_score":0.016292731510475278},{"text":"Yep.","start":959.01,"end":959.51,"sentiment":"neutral","sentiment_score":0.054983220994472504},{"text":"Yep.","start":959.65,"end":960.15,"sentiment":"neutral","sentiment_score":0.06707924604415894},{"text":"Oh, that's cool.","start":963.17004,"end":964.39,"sentiment":"neutral","sentiment_score":0.2577859163284302}],"sentiment":"neutral","sentiment_score":0.10069593088701367,"num_words":10,"start":950.985,"end":964.39},{"sentences":[{"text":"Yeah.","start":966.85004,"end":967.35004,"sentiment":"neutral","sentiment_score":0.05842195451259613},{"text":"Wow.","start":967.73004,"end":968.23004,"sentiment":"neutral","sentiment_score":0.09108132869005205},{"text":"Yeah.","start":975.82495,"end":976.32495,"sentiment":"neutral","sentiment_score":0.024730773642659187},{"text":"Beautiful.","start":977.26495,"end":977.76495,"sentiment":"positive","sentiment_score":0.3737059831619262},{"text":"Beautiful.","start":979.745,"end":980.245,"sentiment":"positive","sentiment_score":0.4496796727180481}],"sentiment":"neutral","sentiment_score":0.19952394254505634,"num_words":5,"start":966.85004,"end":980.245},{"sentences":[{"text":"Yeah.","start":984.56,"end":985.06,"sentiment":"neutral","sentiment_score":0.07655231654644012},{"text":"Yeah.","start":1004.655,"end":1005.15,"sentiment":"neutral","sentiment_score":0.011873776093125343},{"text":"Yeah.","start":1018.52496,"end":1018.925,"sentiment":"neutral","sentiment_score":0.01241803728044033},{"text":"Yep.","start":1018.925,"end":1019.425,"sentiment":"neutral","sentiment_score":0.008961910381913185},{"text":"Yep.","start":1020.365,"end":1020.865,"sentiment":"neutral","sentiment_score":0.007120111491531134}],"sentiment":"neutral","sentiment_score":0.023385230358690022,"num_words":5,"start":984.56,"end":1020.865},{"sentences":[{"text":"I don't remember the name of it.","start":1021.805,"end":1023.485,"sentiment":"neutral","sentiment_score":-0.003458356351724693},{"text":"Yeah.","start":1023.485,"end":1023.88495,"sentiment":"neutral","sentiment_score":0.05070298910140991},{"text":"Cool.","start":1023.88495,"end":1024.385,"sentiment":"neutral","sentiment_score":0.09572914242744446},{"text":"Tattered Gorgeous.","start":1031.42,"end":1032.4801,"sentiment":"neutral","sentiment_score":0.1924513727426529},{"text":"Beautiful.","start":1032.54,"end":1033.04,"sentiment":"positive","sentiment_score":0.33518606424331665}],"sentiment":"neutral","sentiment_score":0.070192703899617,"num_words":12,"start":1021.805,"end":1033.04},{"sentences":[{"text":"I thought that was amazing.","start":1033.26,"end":1034.56,"sentiment":"neutral","sentiment_score":-0.0945152461528778},{"text":"Yep.","start":1035.02,"end":1035.52,"sentiment":"neutral","sentiment_score":-0.010883254930377008},{"text":"Yep.","start":1037.02,"end":1037.52,"sentiment":"neutral","sentiment_score":0.008376791141927242},{"text":"Yeah.","start":1046.475,"end":1046.875,"sentiment":"neutral","sentiment_score":0.0783328115940094},{"text":"Oh, beautiful.","start":1046.875,"end":1047.6749,"sentiment":"neutral","sentiment_score":0.30854053795337677}],"sentiment":"neutral","sentiment_score":0.022033119294792413,"num_words":10,"start":1033.26,"end":1047.6749},{"sentences":[{"text":"Well, it sounds amazing.","start":1047.6749,"end":1049.0349,"sentiment":"positive","sentiment_score":0.5708457380533218},{"text":"I did love Tazia.","start":1049.0349,"end":1049.875,"sentiment":"positive","sentiment_score":0.6368428766727448},{"text":"I thought that was beautiful, and your next holiday sounds just as incredible.","start":1049.875,"end":1053.375,"sentiment":"positive","sentiment_score":0.686980142043187},{"text":"You may have mentioned to me that your your wife can't retire for the next eight years because having a look at things that you're 60 this year.","start":1054.43,"end":1061.07,"sentiment":"neutral","sentiment_score":0.03479106059031827},{"text":"Is that right?","start":1061.07,"end":1061.89,"sentiment":"neutral","sentiment_score":0.03742888569831848}],"sentiment":"neutral","sentiment_score":0.2855371665209532,"num_words":52,"start":1047.6749,"end":1061.89},{"sentences":[{"text":"Yeah.","start":1063.87,"end":1064.37,"sentiment":"neutral","sentiment_score":0.2784821391105652},{"text":"Congratulations, and happy birthday for January.","start":1064.51,"end":1066.85,"sentiment":"positive","sentiment_score":0.5329708655675253},{"text":"I've got down here now you can actually retire anywhere between now to, you know, whenever you want.","start":1068.035,"end":1075.095,"sentiment":"neutral","sentiment_score":0.18084376346733835},{"text":"Are you wanting to sort of hold off and wait for her to reach retirement age before you stop working, or when are you sort of hoping to stop working and maybe access your super?","start":1075.235,"end":1084.6599,"sentiment":"neutral","sentiment_score":-0.08433231860399246},{"text":"Five years ago.","start":1088.5599,"end":1089.36,"sentiment":"neutral","sentiment_score":-0.10247815400362015}],"sentiment":"neutral","sentiment_score":0.05511792796471762,"num_words":63,"start":1063.87,"end":1089.36},{"sentences":[{"text":"Absolutely.","start":1089.36,"end":1089.86,"sentiment":"neutral","sentiment_score":-0.028051119297742844},{"text":"It doesn't work that way.","start":1092.6399,"end":1093.9199,"sentiment":"negative","sentiment_score":-0.39980117678642274},{"text":"Yeah.","start":1093.9199,"end":1094.4199,"sentiment":"neutral","sentiment_score":-0.0813908725976944},{"text":"Yeah.","start":1095.4451,"end":1095.685,"sentiment":"neutral","sentiment_score":-0.04439233988523483},{"text":"No.","start":1095.685,"end":1096.0851,"sentiment":"neutral","sentiment_score":-0.1255679428577423}],"sentiment":"neutral","sentiment_score":-0.253156462063392,"num_words":9,"start":1089.36,"end":1096.0851},{"sentences":[{"text":"Absolutely.","start":1096.0851,"end":1096.5851,"sentiment":"neutral","sentiment_score":0.07068037986755371},{"text":"Because realistically, at the moment and, look, I know your sales balance is a bit lower with things at the moment, so we could definitely look at ways to kind of boost that moving forward and provide a greater benefit so you can look to retire.","start":1096.725,"end":1107.145,"sentiment":"neutral","sentiment_score":0.17736782615437455},{"text":"But are you sort of wanting to maybe try to boost things and work forward towards the age of 65, 57?","start":1108.0851,"end":1115.18,"sentiment":"neutral","sentiment_score":0.07332376372956094},{"text":"What age are you sort of hoping that you would like to stop working and would like to work towards?","start":1115.18,"end":1119.6001,"sentiment":"neutral","sentiment_score":-0.02190876370295882},{"text":"Five years ago.","start":1122.14,"end":1123.2001,"sentiment":"neutral","sentiment_score":-0.1262370447317759}],"sentiment":"neutral","sentiment_score":0.09837926387950614,"num_words":91,"start":1096.0851,"end":1123.2001},{"sentences":[{"text":"Mhmm.","start":1132.605,"end":1133.105,"sentiment":"neutral","sentiment_score":-0.01589423045516014},{"text":"Yeah.","start":1133.245,"end":1133.745,"sentiment":"neutral","sentiment_score":0.0022460203617811203},{"text":"Yep.","start":1147.26,"end":1147.66,"sentiment":"neutral","sentiment_score":0.0827103704214096},{"text":"No worries.","start":1147.66,"end":1148.22,"sentiment":"neutral","sentiment_score":0.0859995074570179},{"text":"And did your wife work?","start":1148.22,"end":1149.655,"sentiment":"neutral","sentiment_score":0.04407779350876808}],"sentiment":"neutral","sentiment_score":0.046145014278590676,"num_words":10,"start":1132.605,"end":1149.655},{"sentences":[{"text":"Does she have super as well?","start":1149.655,"end":1151.355,"sentiment":"neutral","sentiment_score":0.04706891470899185},{"text":"Okay.","start":1154.375,"end":1154.875,"sentiment":"neutral","sentiment_score":-0.0588865838944912},{"text":"No.","start":1154.935,"end":1155.335,"sentiment":"neutral","sentiment_score":-0.05294569954276085},{"text":"Absolutely.","start":1155.335,"end":1155.835,"sentiment":"neutral","sentiment_score":0.11734382808208466},{"text":"Because instead of having a bit of a look and look.","start":1156.055,"end":1158.055,"sentiment":"neutral","sentiment_score":0.04326035556468097}],"sentiment":"neutral","sentiment_score":0.03818944720551372,"num_words":20,"start":1149.655,"end":1158.055},{"sentences":[{"text":"Your hub twenty four report has fully loaded for me.","start":1158.055,"end":1160.535,"sentiment":"neutral","sentiment_score":0.31673797518014907},{"text":"So I can definitely see here that your return for the last twelve months is definitely lower within where we would like it to be.","start":1160.535,"end":1166.83,"sentiment":"neutral","sentiment_score":0.24390793442726136},{"text":"Net of fees, you've returned a 2.2 return.","start":1167.37,"end":1171.15,"sentiment":"neutral","sentiment_score":0.1395400119945407},{"text":"It is very much lower than what we sort of expect out of your portfolio, but it's also got to do with the ups and downs in market seeing this year with everything kinda going globally.","start":1171.29,"end":1179.985,"sentiment":"neutral","sentiment_score":-0.048455403496821724},{"text":"Yeah.","start":1180.445,"end":1180.945,"sentiment":"neutral","sentiment_score":-0.006861068308353424}],"sentiment":"neutral","sentiment_score":0.10787678267806769,"num_words":80,"start":1158.055,"end":1180.945},{"sentences":[{"text":"I can Yeah.","start":1182.125,"end":1185.505,"sentiment":"neutral","sentiment_score":-0.07964347427090009},{"text":"Yeah.","start":1185.965,"end":1186.465,"sentiment":"neutral","sentiment_score":-0.045701317489147186},{"text":"I can yeah.","start":1187.645,"end":1196.88,"sentiment":"neutral","sentiment_score":-0.09057101358970006},{"text":"Doesn't help a great deal.","start":1197.02,"end":1198.64,"sentiment":"neutral","sentiment_score":-0.22242991775274276},{"text":"No.","start":1201.98,"end":1202.2999,"sentiment":"neutral","sentiment_score":-0.31432458758354187}],"sentiment":"neutral","sentiment_score":-0.15252453518601564,"num_words":13,"start":1182.125,"end":1202.2999},{"sentences":[{"text":"No.","start":1202.2999,"end":1202.78,"sentiment":"negative","sentiment_score":-0.3511570692062378},{"text":"Definitely not.","start":1202.78,"end":1203.9199,"sentiment":"negative","sentiment_score":-0.4194040298461914},{"text":"There is some looking at your portfolio here, there is one of the underlying investments that is also slightly underperforming a little bit, and it's not due to what's been happening in the market.","start":1205.355,"end":1214.735,"sentiment":"neutral","sentiment_score":-0.2956706793869243},{"text":"I would like to, if you're okay with it, Robert, to go back and have a really good look at your portfolio, maybe update some advice to switch some of the investments out a little bit and see if we've got a portfolio or can get something that's working a bit harder for you, has has greater past performance.","start":1215.355,"end":1230.39,"sentiment":"neutral","sentiment_score":0.011774126866485103},{"text":"Would you like me to review that for you and maybe make some updated recommendations?","start":1230.45,"end":1233.83,"sentiment":"neutral","sentiment_score":0.06618660191694896}],"sentiment":"neutral","sentiment_score":-0.08608374517276748,"num_words":111,"start":1202.2999,"end":1233.83},{"sentences":[{"text":"Yep.","start":1236.665,"end":1236.9851,"sentiment":"neutral","sentiment_score":0.0792926549911499},{"text":"Yep.","start":1236.9851,"end":1237.4851,"sentiment":"neutral","sentiment_score":0.17699488997459412},{"text":"Beautiful.","start":1237.785,"end":1238.285,"sentiment":"positive","sentiment_score":0.530930757522583},{"text":"There are because you are over the age of 60, there are some other strategies that we can look to implement where, you can be increasing your super contributions up to the cap as much as possible, but we can also draw a little bit out of super.","start":1239.0651,"end":1253.18,"sentiment":"neutral","sentiment_score":0.1073663552524522},{"text":"Did you wanna look at any of those additional strategies now, or did you no.","start":1253.18,"end":1257.8201,"sentiment":"neutral","sentiment_score":-0.03676029779016972}],"sentiment":"neutral","sentiment_score":0.08165755890535586,"num_words":66,"start":1236.665,"end":1257.8201},{"sentences":[{"text":"We'll just do the investment switch for the time being.","start":1257.8201,"end":1260.0801,"sentiment":"neutral","sentiment_score":-0.10494868084788322},{"text":"No.","start":1260.7001,"end":1261.125,"sentiment":"neutral","sentiment_score":-0.12234862148761748},{"text":"That's okay.","start":1261.125,"end":1261.845,"sentiment":"neutral","sentiment_score":-0.06022607535123825},{"text":"That's alright.","start":1261.845,"end":1262.485,"sentiment":"neutral","sentiment_score":0.04687489755451679},{"text":"We can just do the investment side of things now, look at how funds are invested, look at maybe doing a bit of a switch there.","start":1262.485,"end":1268.345,"sentiment":"neutral","sentiment_score":0.057375966356350824}],"sentiment":"neutral","sentiment_score":0.007152130236712898,"num_words":41,"start":1257.8201,"end":1268.345},{"sentences":[{"text":"And then if you want, we can sort of catch up down the track and talk about some of those additional strategies.","start":1268.565,"end":1273.205,"sentiment":"neutral","sentiment_score":0.08210311474447901},{"text":"Does that sound okay?","start":1273.205,"end":1274.345,"sentiment":"neutral","sentiment_score":0.10595554113388062},{"text":"Yeah.","start":1275.92,"end":1276.3201,"sentiment":"neutral","sentiment_score":0.16505689918994904},{"text":"Cool.","start":1276.3201,"end":1276.64,"sentiment":"neutral","sentiment_score":0.28286534547805786},{"text":"So just to give you a little bit of context, some of those additional strategies are called a transfer time strategy.","start":1276.64,"end":1282.8201,"sentiment":"neutral","sentiment_score":0.0798310185117381}],"sentiment":"neutral","sentiment_score":0.08886661882303198,"num_words":49,"start":1268.565,"end":1282.8201},{"sentences":[{"text":"And as much as you are sort of drawing a little bit of money out of super to replenish your income, you're actually putting more money into super.","start":1283.36,"end":1290.665,"sentiment":"neutral","sentiment_score":-0.002132756835115807},{"text":"So it does provide you with greater benefit of increasing your contributions in, and the amount you're taking out is actually just a little bit less than what you're putting in.","start":1290.665,"end":1299.165,"sentiment":"neutral","sentiment_score":0.08411038066110303},{"text":"Admittedly, your balance is a bit on the lower side at the moment, so it might be worth trying to boost your super a little bit before we look at that strategy.","start":1299.2251,"end":1306.27,"sentiment":"neutral","sentiment_score":-0.08812459139153361},{"text":"So I'd probably just wanna do the investment side of things first.","start":1306.89,"end":1310.27,"sentiment":"neutral","sentiment_score":0.017945150146260858},{"text":"Look at retaining your Australian super for the moment there as well, and just it's it is very difficult, especially with your job and with the hours you work now as well.","start":1310.49,"end":1326.785,"sentiment":"neutral","sentiment_score":-0.15653368626954034}],"sentiment":"neutral","sentiment_score":-0.037526062772505815,"num_words":135,"start":1283.36,"end":1326.785},{"sentences":[{"text":"You are definitely doing more hours, more days, and your job is extremely risky.","start":1326.785,"end":1330.59,"sentiment":"negative","sentiment_score":-0.36926774041993277},{"text":"And given your age, getting new insurances is gonna be very expensive.","start":1332.35,"end":1336.61,"sentiment":"neutral","sentiment_score":-0.3230205662548542},{"text":"So retaining maybe the life of TPD and a bit of income protection from Australian Super at the moment gives you a level of cover.","start":1336.67,"end":1344.125,"sentiment":"neutral","sentiment_score":0.04265124976634979},{"text":"It is a cheaper level of cover.","start":1344.125,"end":1345.965,"sentiment":"neutral","sentiment_score":0.09712074005178042},{"text":"Admittedly, it's not, you know, the greatest.","start":1345.965,"end":1348.385,"sentiment":"neutral","sentiment_score":-0.19124263099261693}],"sentiment":"neutral","sentiment_score":-0.13290103312868337,"num_words":65,"start":1326.785,"end":1348.385},{"sentences":[{"text":"At the moment, with your life cover in AustralianSuper, you're covered for about 9,000.","start":1348.9249,"end":1353.645,"sentiment":"neutral","sentiment_score":-0.10320222430995532},{"text":"So if you were to pass away, it only pays out that $9,000 life benefit.","start":1353.645,"end":1358.145,"sentiment":"neutral","sentiment_score":-0.14958861867586773},{"text":"The TBD benefit, you're covered for 5,000.","start":1358.52,"end":1362.76,"sentiment":"neutral","sentiment_score":-0.040640587519322126},{"text":"So if you were unable to go back to work ever again, became permanently disabled, they'd only pay out the benefit of 5,000.","start":1362.76,"end":1370.06,"sentiment":"neutral","sentiment_score":-0.12314925261813661},{"text":"And then your income protection benefit provides a monthly benefit of 2,700 per month on a six day wait and a two year benefit period.","start":1370.6,"end":1380.265,"sentiment":"neutral","sentiment_score":-0.05348373524844646}],"sentiment":"neutral","sentiment_score":-0.09693655624453511,"num_words":84,"start":1348.9249,"end":1380.265},{"sentences":[{"text":"So it's a very minimal level of cover.","start":1380.265,"end":1382.605,"sentiment":"neutral","sentiment_score":-0.18688349798321724},{"text":"The other thing to sort of look at is because you are 60 now, if you decided you did not want that cover anymore because it is so minimal, if you were to pass away, your super balance is also paid out to your beneficiaries.","start":1383.625,"end":1397.03,"sentiment":"neutral","sentiment_score":-0.0729708191835218},{"text":"And that could obviously provide a bit more of a great.","start":1398.37,"end":1401.27,"sentiment":"neutral","sentiment_score":0.053957316262478176},{"text":"I will let you know on the I can see the super one here.","start":1402.165,"end":1407.305,"sentiment":"neutral","sentiment_score":0.10284443838255745},{"text":"Let's have a look.","start":1409.2051,"end":1410.105,"sentiment":"neutral","sentiment_score":0.03862286498770118}],"sentiment":"neutral","sentiment_score":-0.031596472816223777,"num_words":82,"start":1380.265,"end":1410.105},{"sentences":[{"text":"So according to the super, I don't have a beneficiary nomination noted at all.","start":1410.965,"end":1416.665,"sentiment":"neutral","sentiment_score":-0.021893261931836605},{"text":"Are you wanting all this to be paid out to your partner in the event that something happens to your wife?","start":1416.86,"end":1421.28,"sentiment":"neutral","sentiment_score":0.005585255367415292},{"text":"Yeah.","start":1422.22,"end":1422.54,"sentiment":"neutral","sentiment_score":0.04586093872785568},{"text":"It looks like no beneficiary nomination has been applied, and I do wanna make sure that that is completed with you.","start":1422.54,"end":1427.9,"sentiment":"neutral","sentiment_score":0.0745827371165866},{"text":"Are you comfortable?","start":1427.9,"end":1428.78,"sentiment":"neutral","sentiment_score":0.04769345372915268}],"sentiment":"neutral","sentiment_score":0.02609939125056068,"num_words":60,"start":1410.965,"end":1428.78},{"sentences":[{"text":"If I get the information off you, my team can prefill the documents for you to make it easier.","start":1428.78,"end":1433.875,"sentiment":"neutral","sentiment_score":0.08310332541403018},{"text":"Would that be okay?","start":1433.875,"end":1434.9349,"sentiment":"neutral","sentiment_score":0.09397180937230587},{"text":"Yep.","start":1436.4349,"end":1436.755,"sentiment":"neutral","sentiment_score":0.14553922414779663},{"text":"Fantastic.","start":1436.755,"end":1437.255,"sentiment":"neutral","sentiment_score":0.14261840283870697},{"text":"Can I grab what's your wife's name?","start":1437.875,"end":1439.735,"sentiment":"neutral","sentiment_score":0.015420245938003063}],"sentiment":"neutral","sentiment_score":0.07346718027838506,"num_words":32,"start":1428.78,"end":1439.735},{"sentences":[{"text":"Joanne.","start":1441.5549,"end":1442.0349,"sentiment":"neutral","sentiment_score":0.006901301443576813},{"text":"Is it j o a, n n, e?","start":1442.0349,"end":1444.32,"sentiment":"neutral","sentiment_score":0.013897607568651438},{"text":"Beautiful.","start":1445.9199,"end":1446.4199,"sentiment":"positive","sentiment_score":0.4358951449394226},{"text":"And same surname as yourself?","start":1446.5599,"end":1448.34,"sentiment":"neutral","sentiment_score":0.14677198529243468},{"text":"Beautiful.","start":1450.24,"end":1450.74,"sentiment":"positive","sentiment_score":0.41990500688552856}],"sentiment":"neutral","sentiment_score":0.10673389001749456,"num_words":16,"start":1441.5549,"end":1450.74},{"sentences":[{"text":"And what's her contact phone number?","start":1451.6799,"end":1453.5399,"sentiment":"neutral","sentiment_score":0.05267717922106385},{"text":"Yep.","start":1456.32,"end":1456.82,"sentiment":"neutral","sentiment_score":0.010896898806095123},{"text":"Sorry.","start":1458.485,"end":1458.985,"sentiment":"neutral","sentiment_score":-0.1010148674249649},{"text":"Yep.","start":1471.46,"end":1471.96,"sentiment":"neutral","sentiment_score":0.007342630531638861},{"text":"Yep.","start":1481.475,"end":1481.975,"sentiment":"neutral","sentiment_score":0.006538306828588247}],"sentiment":"neutral","sentiment_score":0.023982604406774043,"num_words":10,"start":1451.6799,"end":1481.975},{"sentences":[{"text":"193.","start":1483.555,"end":1484.755,"sentiment":"neutral","sentiment_score":0.0171591117978096},{"text":"Fantastic.","start":1484.755,"end":1485.255,"sentiment":"positive","sentiment_score":0.375131756067276},{"text":"Now another hard one for you, what's her date of birth?","start":1485.875,"end":1488.855,"sentiment":"neutral","sentiment_score":0.039292498576370155},{"text":"Fantastic.","start":1493.075,"end":1493.575,"sentiment":"positive","sentiment_score":0.5139756798744202},{"text":"Well done.","start":1494.45,"end":1495.19,"sentiment":"positive","sentiment_score":0.43365220725536346}],"sentiment":"neutral","sentiment_score":0.13786177791189402,"num_words":16,"start":1483.555,"end":1495.19},{"sentences":[{"text":"And a silly question, but she identifies as a female.","start":1495.89,"end":1499.0299,"sentiment":"neutral","sentiment_score":0.03237440101802349},{"text":"Yeah.","start":1501.73,"end":1502.0499,"sentiment":"neutral","sentiment_score":0.08080784976482391},{"text":"I just like to double check that one.","start":1502.0499,"end":1503.97,"sentiment":"neutral","sentiment_score":0.12656507454812527},{"text":"That's all good.","start":1503.97,"end":1505.11,"sentiment":"positive","sentiment_score":0.4467266301314036},{"text":"And you're happy to have I'm trying to check.","start":1505.6499,"end":1512.075,"sentiment":"neutral","sentiment_score":0.15139664750960138}],"sentiment":"neutral","sentiment_score":0.13289748949389305,"num_words":31,"start":1495.89,"end":1512.075},{"sentences":[{"text":"Absolutely.","start":1512.5349,"end":1513.0349,"sentiment":"neutral","sentiment_score":0.22685915231704712},{"text":"Absolutely.","start":1517.575,"end":1518.075,"sentiment":"neutral","sentiment_score":0.22848117351531985},{"text":"And are you happy to have a 100% of both your super your Australian super and your hub 24 super to be paid to her in the event of your passing?","start":1518.855,"end":1526.4099,"sentiment":"neutral","sentiment_score":0.24438644104426907},{"text":"Yep.","start":1528.07,"end":1528.47,"sentiment":"neutral","sentiment_score":0.17039227485656738},{"text":"Beautiful.","start":1528.47,"end":1528.97,"sentiment":"positive","sentiment_score":0.5281692743301392}],"sentiment":"neutral","sentiment_score":0.24942518706832614,"num_words":35,"start":1512.5349,"end":1528.97},{"sentences":[{"text":"Lovely.","start":1529.0299,"end":1529.35,"sentiment":"positive","sentiment_score":0.510841429233551},{"text":"My team will prefill the document.","start":1529.35,"end":1530.95,"sentiment":"neutral","sentiment_score":0.2752404610315959},{"text":"Is it better if we email or post that to you to be have filled out?","start":1530.95,"end":1534.95,"sentiment":"neutral","sentiment_score":0.09602029668167233},{"text":"What would you prefer?","start":1534.95,"end":1535.9299,"sentiment":"neutral","sentiment_score":0.027839784044772387},{"text":"Yep.","start":1539.2051,"end":1539.605,"sentiment":"neutral","sentiment_score":0.1729167401790619}],"sentiment":"neutral","sentiment_score":0.14224588638171554,"num_words":28,"start":1529.0299,"end":1539.605},{"sentences":[{"text":"Beautiful.","start":1539.605,"end":1540.105,"sentiment":"positive","sentiment_score":0.4641919434070587},{"text":"We'll get that sent out.","start":1540.165,"end":1541.4451,"sentiment":"neutral","sentiment_score":0.3164278268814087},{"text":"Excellent.","start":1541.4451,"end":1541.9451,"sentiment":"positive","sentiment_score":0.5425941944122314},{"text":"Not a problem at all.","start":1542.245,"end":1543.2051,"sentiment":"positive","sentiment_score":0.3735928118228912},{"text":"We'll have that organized for you so they can be added to your super funds and protected everything for you.","start":1543.2051,"end":1549.4651,"sentiment":"positive","sentiment_score":0.4410483419895172}],"sentiment":"positive","sentiment_score":0.41493300534784794,"num_words":32,"start":1539.605,"end":1549.4651},{"sentences":[{"text":"Now the other thing is, as I was talking to you, with your life and TV, your income protection, at the age of 60, if you're unable to go to work or if you are technically, you know, passed away or disabled, you can get access to your super balance.","start":1550.19,"end":1565.2749,"sentiment":"neutral","sentiment_score":0.09844571195542812},{"text":"Being 60 means everything is deducted is provided to you tax free.","start":1565.2749,"end":1570.0149,"sentiment":"neutral","sentiment_score":0.23662312204639116},{"text":"You do have the option of keeping those insurances for a little bit longer for peace of mind if you would like to.","start":1570.5549,"end":1576.59,"sentiment":"neutral","sentiment_score":0.21217106740273858},{"text":"Or if you're not sort of worried about them because the levels of cover are quite small, we can always look to maybe consolidate everything to one place and maybe cancel the covers.","start":1576.83,"end":1585.3099,"sentiment":"neutral","sentiment_score":0.01333785384441867},{"text":"But it's more about what's important to you.","start":1585.3099,"end":1588.4299,"sentiment":"neutral","sentiment_score":0.12336866836994886}],"sentiment":"neutral","sentiment_score":0.1116571121937817,"num_words":126,"start":1550.19,"end":1588.4299},{"sentences":[{"text":"Are you wanting to keep the insurances for a little bit longer?","start":1588.4299,"end":1591.33,"sentiment":"neutral","sentiment_score":0.017287445720285177},{"text":"Yeah.","start":1598.485,"end":1598.985,"sentiment":"neutral","sentiment_score":-0.014795711264014244},{"text":"Yes.","start":1604.98,"end":1605.48,"sentiment":"neutral","sentiment_score":0.039330776780843735},{"text":"The life cover that you're insured for with Australian Super, yeah, pays out a benefit of $9,000, but your super benefit between the two super funds pays out as well.","start":1609.54,"end":1621.5549,"sentiment":"neutral","sentiment_score":0.11746842761834463},{"text":"So at the moment and sorry, Robert.","start":1621.5549,"end":1623.395,"sentiment":"neutral","sentiment_score":0.021810712026698247}],"sentiment":"neutral","sentiment_score":0.07664141621367604,"num_words":51,"start":1588.4299,"end":1623.395},{"sentences":[{"text":"Because your wife is there and I'm probably on speaker, I just need to confirm, are you happy with me putting this information out there?","start":1623.395,"end":1629.255,"sentiment":"neutral","sentiment_score":-0.03583627641201019},{"text":"Yep.","start":1630.67,"end":1631.0701,"sentiment":"neutral","sentiment_score":0.1542457789182663},{"text":"Beautiful.","start":1631.0701,"end":1631.55,"sentiment":"positive","sentiment_score":0.3965852558612823},{"text":"I just have to be really cautious and security conscious for you.","start":1631.55,"end":1634.75,"sentiment":"neutral","sentiment_score":-0.1859942382822434},{"text":"I do apologize.","start":1634.75,"end":1635.65,"sentiment":"neutral","sentiment_score":-0.17505845427513123}],"sentiment":"neutral","sentiment_score":-0.07386147851745288,"num_words":42,"start":1623.395,"end":1635.65},{"sentences":[{"text":"With the super balance between the two funds at the moment, In the event of you passing, the current total super balance paid out is a 120,529, and then you do also have that Australian super fund with a small amount of life cover of 9,000.","start":1638.99,"end":1657.095,"sentiment":"neutral","sentiment_score":0.07938245538136234},{"text":"So that 9,000 would be paid out on top of that 120,000.","start":1657.5,"end":1661.6,"sentiment":"neutral","sentiment_score":0.1289750405897697},{"text":"It just depends on sort of what you're comfortable with.","start":1661.9,"end":1664.56,"sentiment":"neutral","sentiment_score":0.060301614552736284},{"text":"The TBD side of things is exactly the same.","start":1666.94,"end":1669.42,"sentiment":"neutral","sentiment_score":0.08149361941549513},{"text":"So TBD pays out a lump sum benefit in the event that you're unable to go back to work again due to permanent incapacity.","start":1669.42,"end":1675.755,"sentiment":"neutral","sentiment_score":0.019004002834359806}],"sentiment":"neutral","sentiment_score":0.06922622002882532,"num_words":101,"start":1638.99,"end":1675.755},{"sentences":[{"text":"With your Australian super account, you've got about $5,000 of cover there.","start":1676.375,"end":1680.715,"sentiment":"neutral","sentiment_score":0.07047590675453345},{"text":"And, again, if you are permanently incapacitated or unable to go to work because you're over the age of 60, we can access your super tax free for you.","start":1680.775,"end":1689.4099,"sentiment":"neutral","sentiment_score":0.0374406123983449},{"text":"So you can get that 120 odd thousand out of your two super funds to cover you.","start":1689.63,"end":1694.5299,"sentiment":"neutral","sentiment_score":0.2213729234302745},{"text":"It just depends on whether that 5,000 of TPD is worth keeping for you or not, whether it's something you want to keep a bit longer.","start":1694.83,"end":1701.4099,"sentiment":"neutral","sentiment_score":0.023566816503611896},{"text":"So with the life and TPD and the small amount of income protection you have at the moment out of Australian Super, you're paying $724.88 for the year for the insurances.","start":1705.1449,"end":1717.07,"sentiment":"neutral","sentiment_score":0.011304245578746002}],"sentiment":"neutral","sentiment_score":0.05830432399453824,"num_words":115,"start":1676.375,"end":1717.07},{"sentences":[{"text":"Yeah.","start":1717.37,"end":1717.87,"sentiment":"neutral","sentiment_score":0.04110702872276306},{"text":"9,000 for the light.","start":1737.625,"end":1739.485,"sentiment":"neutral","sentiment_score":0.04909801576286554},{"text":"The TPD is 5,000.","start":1739.49,"end":1741.19,"sentiment":"neutral","sentiment_score":0.032575894612818956},{"text":"And income protection in the short term, if you're unable to work, the monthly benefit pretax, because income protection is taxed the same as your income.","start":1741.33,"end":1749.67,"sentiment":"neutral","sentiment_score":0.007900784365259685},{"text":"Essentially, it's 2,700 as a monthly benefit.","start":1750.21,"end":1753.51,"sentiment":"neutral","sentiment_score":0.08907920654330935}],"sentiment":"neutral","sentiment_score":0.028494702607748053,"num_words":42,"start":1717.37,"end":1753.51},{"sentences":[{"text":"But, again, if you're because you're 60, if you can't work, you know, you basically met the condition of release for super, we can access your super and start drawing down a pension or give you lump sum.","start":1754.2251,"end":1765.925,"sentiment":"neutral","sentiment_score":0.054457691792202625},{"text":"So it really just depends on whether those insurances are important to you, whether you feel keeping them a bit longer is important.","start":1766.19,"end":1772.85,"sentiment":"neutral","sentiment_score":0.07631424069404602},{"text":"If you don't inside your super, Yeah.","start":1773.63,"end":1779.975,"sentiment":"neutral","sentiment_score":0.11383716549192156},{"text":"If you don't wanna keep them, if you're comfortable canceling at this point, we could always look to consolidate to move your Australian super into hub 24, have it all in one place.","start":1779.975,"end":1788.875,"sentiment":"neutral","sentiment_score":0.14331901547583667},{"text":"It saves you on fees, admittedly.","start":1789.735,"end":1791.595,"sentiment":"positive","sentiment_score":0.560680607954661}],"sentiment":"neutral","sentiment_score":0.1188326274854279,"num_words":107,"start":1754.2251,"end":1791.595},{"sentences":[{"text":"Have the money invested together and have it working and compounding a bit harder, but it comes down to what's important to you.","start":1791.735,"end":1798.0199,"sentiment":"positive","sentiment_score":0.4204138024993565},{"text":"If if the insurance is still important to keep for a bit longer, that is absolutely fine.","start":1798.0199,"end":1802.74,"sentiment":"positive","sentiment_score":0.3508649310644935},{"text":"It's more just about what your goals are, and I will update the advice to reflect that for you.","start":1802.74,"end":1808.44,"sentiment":"positive","sentiment_score":0.49228751424111816},{"text":"Yeah.","start":1810.415,"end":1810.8151,"sentiment":"neutral","sentiment_score":0.2792177200317383},{"text":"What are your thoughts?","start":1810.8151,"end":1812.035,"sentiment":"neutral","sentiment_score":0.16779914498329163}],"sentiment":"positive","sentiment_score":0.4052827868144959,"num_words":64,"start":1791.735,"end":1812.035},{"sentences":[{"text":"That's okay.","start":1816.495,"end":1817.3151,"sentiment":"neutral","sentiment_score":0.21369007229804993},{"text":"That's alright.","start":1817.375,"end":1818.1951,"sentiment":"neutral","sentiment_score":0.18186994642019272},{"text":"Did you wanna sort of take some time to think it through?","start":1818.255,"end":1820.5751,"sentiment":"neutral","sentiment_score":0.05627866151432196},{"text":"As I kinda said before, I've sent through an email to you with your annual review documents attached there.","start":1820.5751,"end":1826.27,"sentiment":"neutral","sentiment_score":0.16797678917646408},{"text":"In that documents in the attachments, you do have your super and insurance's summary, which outlines the balances of each of your super accounts and also the insurances that you do have held.","start":1826.49,"end":1837.2251,"sentiment":"neutral","sentiment_score":0.15870427227381503}],"sentiment":"neutral","sentiment_score":0.1455185875734862,"num_words":68,"start":1816.495,"end":1837.2251},{"sentences":[{"text":"So when you get some time, if you both wanna open the email, have a bit of a look at those documents, have a look at that summary, and just sort of work out, you know, if you were to pass away, what you have to pay off and how does that look?","start":1837.2251,"end":1850.7,"sentiment":"neutral","sentiment_score":0.08559578650121419},{"text":"So what happens to Joanne?","start":1850.7,"end":1852.62,"sentiment":"neutral","sentiment_score":-0.07018138170242309},{"text":"Does she have enough paid out to cover the debt?","start":1852.62,"end":1856.0,"sentiment":"neutral","sentiment_score":-0.08364463895559311},{"text":"Does it mean she'd be out need to stop working for a bit?","start":1856.0599,"end":1858.7799,"sentiment":"neutral","sentiment_score":-0.20692408657990968},{"text":"Would she have to work a bit longer?","start":1858.7799,"end":1860.96,"sentiment":"neutral","sentiment_score":-0.1682030064985156}],"sentiment":"neutral","sentiment_score":-0.007712514505962308,"num_words":89,"start":1837.2251,"end":1860.96},{"sentences":[{"text":"You know, what would this money pay out or how that would provide for her in the event of your passing?","start":1861.1,"end":1866.015,"sentiment":"neutral","sentiment_score":0.0021594312219392685},{"text":"And the same thing with looking at TBD.","start":1866.3151,"end":1868.415,"sentiment":"neutral","sentiment_score":0.008467322331853211},{"text":"So if you were unable to go to back to work again, how do you support yourself long term?","start":1868.635,"end":1873.455,"sentiment":"neutral","sentiment_score":-0.057703794029198195},{"text":"Does that make sense?","start":1873.93,"end":1874.99,"sentiment":"neutral","sentiment_score":0.08569995034486055},{"text":"Yeah.","start":1876.65,"end":1877.15,"sentiment":"neutral","sentiment_score":0.01953412219882011}],"sentiment":"neutral","sentiment_score":-0.011716066578508547,"num_words":53,"start":1861.1,"end":1877.15},{"sentences":[{"text":"All the questions you probably never thought about.","start":1877.21,"end":1879.29,"sentiment":"neutral","sentiment_score":-0.0986450333148241},{"text":"Sorry.","start":1879.29,"end":1879.79,"sentiment":"neutral","sentiment_score":-0.0025315061211586},{"text":"But feel free to have a look at that one.","start":1883.4501,"end":1885.21,"sentiment":"neutral","sentiment_score":0.2304016560316086},{"text":"If you like, I can get one of my team members just to sort of follow-up in the maybe another week or so just to see if you've had a look at that and whether, you know, keeping the insurance is is important to you or not.","start":1885.21,"end":1895.515,"sentiment":"neutral","sentiment_score":0.1541956733674445},{"text":"Okay?","start":1895.5751,"end":1896.0751,"sentiment":"neutral","sentiment_score":0.1537201702594757}],"sentiment":"neutral","sentiment_score":0.13303345680904033,"num_words":67,"start":1877.21,"end":1896.0751},{"sentences":[{"text":"In the meantime, I'll have a look at all the the super side of things for you.","start":1897.175,"end":1901.255,"sentiment":"neutral","sentiment_score":0.3242303448564866},{"text":"Does that sound okay?","start":1901.255,"end":1902.395,"sentiment":"neutral","sentiment_score":0.24950680881738663},{"text":"Yep.","start":1903.99,"end":1904.47,"sentiment":"positive","sentiment_score":0.34141647815704346},{"text":"Beautiful.","start":1904.47,"end":1904.97,"sentiment":"positive","sentiment_score":0.6666802167892456},{"text":"The other thing I do wanna sort of look at is with your Australian Super, because you do have your insurances in place, if you do decide to keep those insurances, we wanna make sure that we have what's called an opt in sign.","start":1905.75,"end":1918.09,"sentiment":"neutral","sentiment_score":0.2091804990036921}],"sentiment":"neutral","sentiment_score":0.24958181714833672,"num_words":67,"start":1897.175,"end":1918.09},{"sentences":[{"text":"An opt in is essentially a secondary form, which means if for any reason you don't receive contributions, generally, after a certain period of time of not receiving contributions, your super fund becomes inactive, and the insurances do cancel after a certain point in time.","start":1918.405,"end":1935.26,"sentiment":"neutral","sentiment_score":-0.10665184946523773},{"text":"What we have is called an opt in form, which is a secondary measure which tells the super fund if you don't receive contributions for a certain point of time that you wanna keep the insurances no matter what.","start":1935.56,"end":1947.375,"sentiment":"neutral","sentiment_score":-0.0013760186922855866},{"text":"It's just a secondary form we like to have signed and put provided to the super funds to make sure that in the event that something happens, if it's missed or, you know, we're not able to get in contact with you, if you're, you know, hurt or injured or off work, that your cover remains in place for you as a secondary measure.","start":1947.855,"end":1964.4199,"sentiment":"neutral","sentiment_score":0.11478882530354895},{"text":"Does that make sense?","start":1964.4199,"end":1965.48,"sentiment":"neutral","sentiment_score":0.116547591984272},{"text":"Yeah.","start":1966.74,"end":1967.24,"sentiment":"neutral","sentiment_score":0.2825995683670044}],"sentiment":"neutral","sentiment_score":0.02119135163919209,"num_words":153,"start":1918.405,"end":1967.24},{"sentences":[{"text":"All good.","start":1968.98,"end":1969.7999,"sentiment":"positive","sentiment_score":0.5831872820854187},{"text":"The other thing I just wanted to talk to you about, I know we're looking at your super and the investments within, and I'll look at replacing some of the investments which we need to switch out for you.","start":1970.1,"end":1979.665,"sentiment":"neutral","sentiment_score":0.06015084617030926},{"text":"But the other thing is your risk profile.","start":1979.965,"end":1981.905,"sentiment":"neutral","sentiment_score":-0.0030911308713257313},{"text":"So at the moment, you're in more of a balanced growth environment.","start":1981.965,"end":1985.4249,"sentiment":"neutral","sentiment_score":0.10141630781193574},{"text":"So, essentially, you are taking less risk in the market with a balanced growth portfolio.","start":1985.645,"end":1991.33,"sentiment":"neutral","sentiment_score":0.18090560734272004}],"sentiment":"neutral","sentiment_score":0.0976066884437674,"num_words":76,"start":1968.98,"end":1991.33},{"sentences":[{"text":"You generally see that 70% of your super invested in growth investments.","start":1991.63,"end":1995.81,"sentiment":"neutral","sentiment_score":0.176117109755675},{"text":"So think about things like Australian shares, international shares, listed property, and commodities, so precious metals like gold and silver as well.","start":1995.9501,"end":2005.325,"sentiment":"neutral","sentiment_score":0.09375586106695911},{"text":"The other sort of 30% in low risk expensive investments, things like cash, bonds, and fixed interest.","start":2006.0249,"end":2012.0449,"sentiment":"neutral","sentiment_score":0.04698926057009136},{"text":"Do you feel like you would wanna sort of be comfortable taking on more or less risk in the market, or are you sorta happy to stay where you are for maybe another year onwards because you're not wanting to access the money yet?","start":2013.065,"end":2025.2899,"sentiment":"neutral","sentiment_score":-0.07740611828524958},{"text":"If you like, what I'll do is I've got a risk profile questionnaire to go through with you.","start":2029.365,"end":2038.265,"sentiment":"neutral","sentiment_score":0.037594051410754524}],"sentiment":"neutral","sentiment_score":0.019873233726330562,"num_words":113,"start":1991.63,"end":2038.265},{"sentences":[{"text":"It helps me to understand where you fit on that scale and whether we should alter your portfolio for you or not.","start":2038.325,"end":2044.485,"sentiment":"neutral","sentiment_score":0.010348753664981235},{"text":"Okay?","start":2044.485,"end":2044.985,"sentiment":"neutral","sentiment_score":0.009148918092250824},{"text":"The first one here is, essentially, have you ever owned direct shares or investments in your own name before?","start":2046.3201,"end":2052.42,"sentiment":"neutral","sentiment_score":-0.012849237549265749},{"text":"Nope.","start":2055.04,"end":2055.44,"sentiment":"neutral","sentiment_score":-0.08409049361944199},{"text":"That's okay.","start":2055.44,"end":2056.34,"sentiment":"neutral","sentiment_score":-0.03291897661983967}],"sentiment":"neutral","sentiment_score":-0.0034942769238518346,"num_words":45,"start":2038.325,"end":2056.34},{"sentences":[{"text":"The next question here is asking about how long before you're wanting to access your super.","start":2059.125,"end":2063.625,"sentiment":"neutral","sentiment_score":-0.07127181137911975},{"text":"So whilst you would love to have retired a couple of years ago and you've told me that your your wife can't or isn't retiring for the next eight years, Do you think you're likely to work for the next eight years as well?","start":2063.845,"end":2075.23,"sentiment":"neutral","sentiment_score":-0.10589950667186217},{"text":"Hopefully?","start":2077.37,"end":2077.69,"sentiment":"neutral","sentiment_score":0.08273811638355255},{"text":"Beautiful.","start":2077.69,"end":2078.01,"sentiment":"neutral","sentiment_score":0.04599367827177048},{"text":"The next question here is when you think about your super and your balance and where it is now, are you comfortable taking on more risk in the market to try and get greater potential returns knowing that when the markets do see a downtime, that downtime is also reflective?","start":2080.33,"end":2094.905,"sentiment":"neutral","sentiment_score":-0.040830909349024294}],"sentiment":"neutral","sentiment_score":-0.06886375846806914,"num_words":112,"start":2059.125,"end":2094.905},{"sentences":[{"text":"Do you think you're comfortable taking a moderate or medium amount of risk to try and get the best returns you possibly can, or are you not wanting to take any risk in the market and you understand the returns are lower because of that?","start":2095.525,"end":2107.1802,"sentiment":"neutral","sentiment_score":-0.07399344113137987},{"text":"Where do you think you fit?","start":2107.1802,"end":2108.56,"sentiment":"neutral","sentiment_score":-0.025810657689968746},{"text":"Oh, nice.","start":2121.515,"end":2122.255,"sentiment":"neutral","sentiment_score":0.19813386350870132},{"text":"Yes.","start":2125.53,"end":2126.01,"sentiment":"neutral","sentiment_score":0.1023067831993103},{"text":"Yes.","start":2126.01,"end":2126.4102,"sentiment":"neutral","sentiment_score":0.12595482170581818}],"sentiment":"neutral","sentiment_score":-0.05200071754780683,"num_words":55,"start":2095.525,"end":2126.4102},{"sentences":[{"text":"It's a it's a ride, isn't it?","start":2126.4102,"end":2128.51,"sentiment":"neutral","sentiment_score":0.06968175460185323},{"text":"It can be emotional.","start":2128.81,"end":2129.7102,"sentiment":"neutral","sentiment_score":-0.10186898149549961},{"text":"In answer to that question, do you think it fit in the number one, two, or three category, taking on more risk, medium risk, or no risk?","start":2132.4902,"end":2140.445,"sentiment":"neutral","sentiment_score":-0.008661681717192685},{"text":"Medium?","start":2144.7449,"end":2145.2449,"sentiment":"neutral","sentiment_score":0.0102377999573946},{"text":"Absolutely.","start":2145.305,"end":2145.805,"sentiment":"neutral","sentiment_score":0.07106194645166397}],"sentiment":"neutral","sentiment_score":-0.0018067325931042434,"num_words":40,"start":2126.4102,"end":2145.805},{"sentences":[{"text":"The next one here, it says, how do you think you'd feel in six months if you saw your super fall by 20%?","start":2147.625,"end":2153.6702,"sentiment":"neutral","sentiment_score":-0.07133321779901566},{"text":"Do you think you'd be asking to put more money in?","start":2154.2102,"end":2156.61,"sentiment":"neutral","sentiment_score":-0.11032224514267662},{"text":"It could be a buying opportunity.","start":2156.61,"end":2158.07,"sentiment":"neutral","sentiment_score":0.007383820290366809},{"text":"Maybe hold and wait and call us and see what's happening and what we can do, or are you a bit nervous and wanting to maybe move your money into something a little bit less risky like, say, cash?","start":2158.61,"end":2168.6948,"sentiment":"neutral","sentiment_score":-0.08857764427860577},{"text":"Do you think you'd be likely to maybe give us a call, see what we can do, and talk talk you through what's happening?","start":2174.4348,"end":2184.48,"sentiment":"neutral","sentiment_score":-0.0633535838375489}],"sentiment":"neutral","sentiment_score":-0.07558174682690681,"num_words":103,"start":2147.625,"end":2184.48},{"sentences":[{"text":"Yeah.","start":2185.58,"end":2185.98,"sentiment":"neutral","sentiment_score":-0.03329502418637276},{"text":"So if you think back to, like, COVID or even the GFC where the share market dropped very heavily, If something like that was to occur again in the next few months, how do you think you might be feeling?","start":2185.98,"end":2198.495,"sentiment":"neutral","sentiment_score":-0.09044572627171873},{"text":"Yeah.","start":2209.3699,"end":2209.77,"sentiment":"neutral","sentiment_score":0.059175048023462296},{"text":"That's okay.","start":2209.77,"end":2210.33,"sentiment":"neutral","sentiment_score":0.13354288041591644},{"text":"I can just hop down there, maybe give us a call, have a chat, see what's going on, see what advice we can do to help you out of it.","start":2210.33,"end":2216.67,"sentiment":"neutral","sentiment_score":0.12043587764104208}],"sentiment":"neutral","sentiment_score":0.003894771122046419,"num_words":74,"start":2185.58,"end":2216.67},{"sentences":[{"text":"Beautiful.","start":2218.745,"end":2219.245,"sentiment":"positive","sentiment_score":0.3613809049129486},{"text":"The next one might be a bit of a silly one, but out of the longer term, what kind of reasonable rate of return are you hoping to get from your portfolio?","start":2219.625,"end":2226.685,"sentiment":"neutral","sentiment_score":-0.02288409334141761},{"text":"We're aiming for the stars trying to get the best return we possibly can.","start":2226.745,"end":2229.945,"sentiment":"neutral","sentiment_score":0.25876916678888456},{"text":"Is that right?","start":2229.945,"end":2230.7651,"sentiment":"neutral","sentiment_score":0.1734533210595449},{"text":"Excellent.","start":2233.55,"end":2234.05,"sentiment":"positive","sentiment_score":0.6412056684494019}],"sentiment":"neutral","sentiment_score":0.08653772322862756,"num_words":51,"start":2218.745,"end":2234.05},{"sentences":[{"text":"And the last one here is have have you ever seen your super balance fall in value?","start":2235.47,"end":2241.49,"sentiment":"neutral","sentiment_score":-0.029694021843812046},{"text":"Have you seen your super drop before?","start":2241.87,"end":2243.9502,"sentiment":"neutral","sentiment_score":-0.177669495344162},{"text":"And if you have, how did how did that make you feel?","start":2243.9502,"end":2247.155,"sentiment":"neutral","sentiment_score":-0.018994426354765892},{"text":"Were you feeling optimistic about the investment opportunities?","start":2247.375,"end":2250.115,"sentiment":"neutral","sentiment_score":0.08606427861377597},{"text":"Are they cautious, concerned, or anxious?","start":2250.2551,"end":2252.095,"sentiment":"neutral","sentiment_score":-0.15971901391943297}],"sentiment":"neutral","sentiment_score":-0.044924356192350384,"num_words":50,"start":2235.47,"end":2252.095},{"sentences":[{"text":"How were you feeling?","start":2252.095,"end":2253.395,"sentiment":"neutral","sentiment_score":-0.016835792921483517},{"text":"Yeah.","start":2255.7751,"end":2256.2751,"sentiment":"neutral","sentiment_score":-0.04865298420190811},{"text":"Right.","start":2263.47,"end":2263.97,"sentiment":"neutral","sentiment_score":-0.03805958107113838},{"text":"Okay.","start":2266.19,"end":2266.69,"sentiment":"neutral","sentiment_score":-0.028760876506567},{"text":"So you haven't really servicing those drops occur.","start":2266.91,"end":2269.65,"sentiment":"neutral","sentiment_score":-0.093291443772614}],"sentiment":"neutral","sentiment_score":-0.06194321090976397,"num_words":15,"start":2252.095,"end":2269.65},{"sentences":[{"text":"No.","start":2271.3552,"end":2271.675,"sentiment":"neutral","sentiment_score":-0.09134088456630708},{"text":"That's okay.","start":2271.675,"end":2272.395,"sentiment":"neutral","sentiment_score":0.04019545516348444},{"text":"That's alright.","start":2272.395,"end":2273.1152,"sentiment":"neutral","sentiment_score":0.20183365046977997},{"text":"That's not a problem at all.","start":2273.1152,"end":2274.735,"sentiment":"neutral","sentiment_score":0.30833058555920917},{"text":"So looking at the way you have scored, you've scored as more of a moderate investor.","start":2275.1152,"end":2280.975,"sentiment":"neutral","sentiment_score":0.2144333655014634}],"sentiment":"neutral","sentiment_score":0.210134618076996,"num_words":27,"start":2271.3552,"end":2280.975},{"sentences":[{"text":"So, realistically, with where you're invested, you could, you know, it does look fairly comfortable.","start":2281.5151,"end":2287.4,"sentiment":"neutral","sentiment_score":0.21934997638066608},{"text":"When you think about your investment portfolio being balanced growth and if you sort of think about risk out of, I don't know, say, one and five, five being the highest, all invested in the market, and one not at all, you're probably about halfway about, say, a three at this point.","start":2287.78,"end":2306.735,"sentiment":"neutral","sentiment_score":0.028639959699760836},{"text":"So you're in the middle there.","start":2306.735,"end":2308.195,"sentiment":"neutral","sentiment_score":0.0410454993446668},{"text":"Do you feel like that'd be fairly comfortable?","start":2308.335,"end":2310.7551,"sentiment":"neutral","sentiment_score":0.060073395259678364},{"text":"I mean, with this sort of portfolio, it suits someone who's not accessing accessing their money for five years.","start":2311.215,"end":2317.49,"sentiment":"neutral","sentiment_score":-0.06084031101904417}],"sentiment":"neutral","sentiment_score":0.04350421798881143,"num_words":100,"start":2281.5151,"end":2317.49},{"sentences":[{"text":"There's always a likelihood of a negative return.","start":2318.19,"end":2320.75,"sentiment":"neutral","sentiment_score":-0.28584466129541397},{"text":"It's about one in six years, the expectation.","start":2320.75,"end":2323.17,"sentiment":"neutral","sentiment_score":-0.07439793599769473},{"text":"It's hoping to achieve returns of around about six to 8% on a yearly basis compounded forward.","start":2324.43,"end":2330.5852,"sentiment":"neutral","sentiment_score":0.15242570288041057},{"text":"Do you feel like you just wanna stay where you are for the time being and maybe assess the risk level in the future?","start":2330.965,"end":2337.5452,"sentiment":"neutral","sentiment_score":-0.012887794834872087},{"text":"What are your thoughts?","start":2337.7651,"end":2338.8252,"sentiment":"neutral","sentiment_score":-0.0016787340864539146}],"sentiment":"neutral","sentiment_score":-0.009946325274764514,"num_words":61,"start":2318.19,"end":2338.8252},{"sentences":[{"text":"Yep.","start":2343.06,"end":2343.56,"sentiment":"neutral","sentiment_score":0.16252020001411438},{"text":"It does sort of fit with where I feel like you should be.","start":2343.7,"end":2346.5,"sentiment":"neutral","sentiment_score":0.20018251354877764},{"text":"You're in that middle sort of area.","start":2346.5,"end":2348.26,"sentiment":"neutral","sentiment_score":0.08537959174386092},{"text":"You're not wholly invested in the market taking on too much risk, but you're also not sitting a lot in cash and low risk investments.","start":2348.26,"end":2356.345,"sentiment":"neutral","sentiment_score":-0.03875820338726044},{"text":"You've kinda got a good mix between the two.","start":2356.345,"end":2358.685,"sentiment":"positive","sentiment_score":0.4369417230288188}],"sentiment":"neutral","sentiment_score":0.11501946256242015,"num_words":55,"start":2343.06,"end":2358.685},{"sentences":[{"text":"Because of your time horizon, you're still wanting to build your super and grow your capital, but not taking on a lot of risk and not seeing very big drops in the market.","start":2358.825,"end":2367.93,"sentiment":"neutral","sentiment_score":0.2525779295599822},{"text":"And this balance growth kind of environment suits that.","start":2367.93,"end":2371.07,"sentiment":"positive","sentiment_score":0.39050040311283535},{"text":"It does sort of fit someone who's close to retirement but not quite there yet.","start":2371.29,"end":2375.8699,"sentiment":"neutral","sentiment_score":0.30637840131918587},{"text":"And it's important to have some of those growth investments there because you do want your balance to grow a little bit more.","start":2376.49,"end":2382.155,"sentiment":"positive","sentiment_score":0.5329208490641221},{"text":"You do wanna sort of make sure you've got more money there for a time and in the next sort of eight years.","start":2382.155,"end":2386.715,"sentiment":"positive","sentiment_score":0.48631600646868994}],"sentiment":"positive","sentiment_score":0.38725921359745047,"num_words":103,"start":2358.825,"end":2386.715},{"sentences":[{"text":"Does that make sense?","start":2386.715,"end":2387.595,"sentiment":"positive","sentiment_score":0.38215257972478867},{"text":"And do you feel comfortable with that?","start":2387.595,"end":2389.455,"sentiment":"neutral","sentiment_score":0.29903758636542727},{"text":"Yeah?","start":2391.515,"end":2392.015,"sentiment":"neutral","sentiment_score":0.1392648071050644},{"text":"Do you have any questions, Robert?","start":2392.73,"end":2394.3298,"sentiment":"neutral","sentiment_score":0.0566822017232577},{"text":"You're allowed to ask me anything you like if anything's confusing or you're unsure.","start":2394.3298,"end":2398.27,"sentiment":"neutral","sentiment_score":-0.08759074578327793}],"sentiment":"neutral","sentiment_score":0.0898425312479958,"num_words":32,"start":2386.715,"end":2398.27},{"sentences":[{"text":"Yeah.","start":2406.5051,"end":2406.825,"sentiment":"neutral","sentiment_score":0.017524544149637222},{"text":"What's what's the main thing?","start":2406.825,"end":2408.345,"sentiment":"neutral","sentiment_score":0.0193177773966454},{"text":"Is there anything particular you sort of wanna be to touch on for you?","start":2408.345,"end":2411.885,"sentiment":"neutral","sentiment_score":0.032935677229293754},{"text":"No.","start":2416.585,"end":2417.085,"sentiment":"neutral","sentiment_score":-0.2707890570163727},{"text":"Yeah.","start":2424.44,"end":2424.68,"sentiment":"neutral","sentiment_score":-0.07870323956012726}],"sentiment":"neutral","sentiment_score":0.010260027989385311,"num_words":22,"start":2406.5051,"end":2424.68},{"sentences":[{"text":"And that's probably the biggest question.","start":2424.68,"end":2426.3599,"sentiment":"neutral","sentiment_score":-0.08983782182137172},{"text":"Are the insurances worth keeping?","start":2426.3599,"end":2427.88,"sentiment":"neutral","sentiment_score":-0.20025600492954254},{"text":"Do you feel like it'd be better to have that money sitting in your in your super fund?","start":2427.88,"end":2431.965,"sentiment":"neutral","sentiment_score":-0.13776752828723854},{"text":"The way I sort of if if it helps you yeah.","start":2432.205,"end":2436.3052,"sentiment":"neutral","sentiment_score":-0.05195370418104259},{"text":"Yeah.","start":2437.885,"end":2438.385,"sentiment":"neutral","sentiment_score":0.023623421788215637}],"sentiment":"neutral","sentiment_score":-0.11141438509632902,"num_words":41,"start":2424.68,"end":2438.385},{"sentences":[{"text":"Yep.","start":2439.8052,"end":2440.3052,"sentiment":"neutral","sentiment_score":0.010628427378833294},{"text":"Yep.","start":2443.0852,"end":2443.5852,"sentiment":"neutral","sentiment_score":0.11056691408157349},{"text":"Absolutely.","start":2444.3,"end":2444.8,"sentiment":"neutral","sentiment_score":0.19315069913864136},{"text":"Yeah.","start":2450.6199,"end":2451.1199,"sentiment":"neutral","sentiment_score":0.02824412472546101},{"text":"Yeah.","start":2461.195,"end":2461.695,"sentiment":"neutral","sentiment_score":-0.032425977289676666}],"sentiment":"neutral","sentiment_score":0.0620328376069665,"num_words":5,"start":2439.8052,"end":2461.695},{"sentences":[{"text":"Yeah.","start":2464.955,"end":2465.455,"sentiment":"neutral","sentiment_score":0.07344698160886765},{"text":"Absolutely.","start":2465.995,"end":2466.495,"sentiment":"neutral","sentiment_score":0.20587390661239624},{"text":"And, I mean, real realistically, if it depending on your comfort level, if you're comfortable with canceling the cover, we could roll the Australian Super India hub 24 and readjust the portfolio so we can hopefully get greater returns and build on your super a bit faster.","start":2466.7952,"end":2481.99,"sentiment":"neutral","sentiment_score":0.1335260439267818},{"text":"$700 averaged over the next eight years would mean you'd have an extra $5,600 invested in your super.","start":2482.69,"end":2491.125,"sentiment":"neutral","sentiment_score":0.2095203714238273},{"text":"If you think about that compounded out of, say, you know, any even a 5% return could provide a much greater level of return over the next eight years.","start":2491.585,"end":2500.92,"sentiment":"positive","sentiment_score":0.38737809658050537}],"sentiment":"neutral","sentiment_score":0.2245872545754537,"num_words":96,"start":2464.955,"end":2500.92},{"sentences":[{"text":"Yeah.","start":2503.96,"end":2504.2,"sentiment":"neutral","sentiment_score":0.2228762209415436},{"text":"Yeah.","start":2504.2,"end":2504.7,"sentiment":"neutral","sentiment_score":0.2695346176624298},{"text":"Absolutely.","start":2504.8398,"end":2505.3398,"sentiment":"positive","sentiment_score":0.3431813716888428},{"text":"But feel free to talk it over and let us know what you think.","start":2505.5598,"end":2508.5999,"sentiment":"neutral","sentiment_score":0.32889047265052795},{"text":"I'll get someone to touch base with you maybe next week, or I might even just give you a call in the afternoon to see how you're going and see if, you know, you had any questions about those insurances, see what your thoughts are to see how you go.","start":2508.5999,"end":2520.985,"sentiment":"neutral","sentiment_score":0.15463203685358168}],"sentiment":"neutral","sentiment_score":0.1965919502996909,"num_words":67,"start":2503.96,"end":2520.985},{"sentences":[{"text":"Absolutely.","start":2524.085,"end":2524.585,"sentiment":"positive","sentiment_score":0.3536509573459625},{"text":"And I actually have that available.","start":2525.205,"end":2526.825,"sentiment":"neutral","sentiment_score":0.30668141196171445},{"text":"So I'm gonna pop you in my calendar for next week to give you a call and see what you're thinking.","start":2526.965,"end":2532.28,"sentiment":"neutral","sentiment_score":0.32817831493559335},{"text":"If you have questions, write them down.","start":2532.28,"end":2534.46,"sentiment":"neutral","sentiment_score":0.15709518854107177},{"text":"You're welcome to ask them then as well, and we can always talk over anything additional that you might need or want.","start":2535.24,"end":2542.22,"sentiment":"neutral","sentiment_score":0.3058157238093289}],"sentiment":"neutral","sentiment_score":0.2967209874799377,"num_words":57,"start":2524.085,"end":2542.22},{"sentences":[{"text":"Is that okay?","start":2542.28,"end":2543.18,"sentiment":"neutral","sentiment_score":0.17733371257781982},{"text":"Yep.","start":2544.125,"end":2544.625,"sentiment":"neutral","sentiment_score":0.15889783203601837},{"text":"Beautiful.","start":2545.165,"end":2545.665,"sentiment":"positive","sentiment_score":0.5452706813812256},{"text":"To kinda help with that risk that's exactly right.","start":2546.285,"end":2554.385,"sentiment":"neutral","sentiment_score":0.06569286684195201},{"text":"Yeah.","start":2554.525,"end":2555.025,"sentiment":"neutral","sentiment_score":0.293597549200058}],"sentiment":"neutral","sentiment_score":0.1414002001285553,"num_words":15,"start":2542.28,"end":2555.025},{"sentences":[{"text":"Beautiful.","start":2556.62,"end":2557.12,"sentiment":"positive","sentiment_score":0.4968670606613159},{"text":"Oh, do you do much on the one day off together, or do you go have lunch or go out anywhere?","start":2560.3,"end":2564.7002,"sentiment":"neutral","sentiment_score":0.06441243578280721},{"text":"You just sort of stay home?","start":2564.7002,"end":2566.0,"sentiment":"neutral","sentiment_score":0.028599260685344536},{"text":"Yeah.","start":2571.675,"end":2572.175,"sentiment":"neutral","sentiment_score":0.03627050668001175},{"text":"Yeah.","start":2576.875,"end":2577.375,"sentiment":"neutral","sentiment_score":0.0002475157380104065}],"sentiment":"neutral","sentiment_score":0.06858805995434522,"num_words":30,"start":2556.62,"end":2577.375},{"sentences":[{"text":"Oh, goodness.","start":2581.6902,"end":2582.75,"sentiment":"neutral","sentiment_score":0.0908387079834938},{"text":"What a lot, honestly.","start":2583.61,"end":2584.99,"sentiment":"neutral","sentiment_score":0.2028803862631321},{"text":"I get the time yeah.","start":2585.77,"end":2588.9702,"sentiment":"neutral","sentiment_score":0.2687157988548279},{"text":"Well, I wanna make your time and as good as it can possibly be because by the time you get there, you will have very much deserved it.","start":2588.9702,"end":2596.2751,"sentiment":"positive","sentiment_score":0.6897279215710503},{"text":"Okay?","start":2596.335,"end":2596.835,"sentiment":"positive","sentiment_score":0.3893536329269409}],"sentiment":"positive","sentiment_score":0.5509628348052502,"num_words":40,"start":2581.6902,"end":2596.835},{"sentences":[{"text":"All good, Robert.","start":2599.695,"end":2600.495,"sentiment":"positive","sentiment_score":0.6117540995279948},{"text":"Now as I said, I will put these email all these documents into an email there for you so yourself and Joanne can sit down, have a really good look at them or have a chat.","start":2600.495,"end":2608.5,"sentiment":"positive","sentiment_score":0.35305193232165444},{"text":"It does have the ongoing service agreement attached.","start":2608.58,"end":2611.3,"sentiment":"neutral","sentiment_score":0.22357464581727982},{"text":"So for us to keep as your advisers, for us to provide advice, keep looking after your super and helping you work towards your retirement goals, we do charge an ongoing service fee.","start":2611.3,"end":2621.2349,"sentiment":"neutral","sentiment_score":0.3260822002634858},{"text":"It is 1.65% per annum.","start":2621.2349,"end":2623.7349,"sentiment":"neutral","sentiment_score":0.11381983309984207}],"sentiment":"neutral","sentiment_score":0.32545342121054144,"num_words":85,"start":2599.695,"end":2623.7349},{"sentences":[{"text":"It is deducted in smaller monthly increments out of your super, but we wanna make sure your super is making that money plus growing in the meantime as well.","start":2623.875,"end":2631.635,"sentiment":"neutral","sentiment_score":0.26686179458067333},{"text":"Okay?","start":2631.635,"end":2632.135,"sentiment":"neutral","sentiment_score":0.13224469125270844},{"text":"What I'll do in the meantime is I'll go back and do a bit of research around the super and, you know, the investments to see what we can do moving forward.","start":2633.49,"end":2640.71,"sentiment":"neutral","sentiment_score":0.19790006522089243},{"text":"I'll give you a call next Wednesday at 01:30.","start":2640.93,"end":2643.57,"sentiment":"neutral","sentiment_score":0.1442218613293436},{"text":"We can talk a bit more about the insurance as you've had a really good look at everything.","start":2643.57,"end":2647.43,"sentiment":"neutral","sentiment_score":0.2519710092908806}],"sentiment":"neutral","sentiment_score":0.22514060382427795,"num_words":89,"start":2623.875,"end":2647.43},{"sentences":[{"text":"And once you've had a really good look at that email, if you can just sign and return that ongoing service feedback for me, that will certainly help, and I'll be able to keep looking things.","start":2648.175,"end":2657.395,"sentiment":"neutral","sentiment_score":0.28589297127392554},{"text":"Yeah.","start":2657.615,"end":2658.115,"sentiment":"neutral","sentiment_score":0.07687549293041229},{"text":"Beneficiary.","start":2660.1099,"end":2660.6099,"sentiment":"neutral","sentiment_score":0.09514486789703368},{"text":"Absolutely.","start":2662.27,"end":2662.77,"sentiment":"neutral","sentiment_score":0.29818034172058105},{"text":"I've got the beneficiary nomination set up here, so I will get my team to prefill the document for you.","start":2663.07,"end":2668.69,"sentiment":"neutral","sentiment_score":0.2669870875775814}],"sentiment":"neutral","sentiment_score":0.27291676982984703,"num_words":59,"start":2648.175,"end":2668.69},{"sentences":[{"text":"We'll email it out noting a 100% to Joanne.","start":2668.91,"end":2672.29,"sentiment":"neutral","sentiment_score":0.27179405589898425},{"text":"I'll make sure it is updated on both funds for the time being so that you're fully protected.","start":2672.3499,"end":2676.875,"sentiment":"neutral","sentiment_score":0.2458348133497768},{"text":"Okay?","start":2677.175,"end":2677.675,"sentiment":"neutral","sentiment_score":0.130988746881485},{"text":"Excellent.","start":2679.2551,"end":2679.7551,"sentiment":"positive","sentiment_score":0.523568868637085},{"text":"The only other thing I just wanted to touch on real quick is the other estate planning.","start":2679.8152,"end":2683.735,"sentiment":"neutral","sentiment_score":0.1185767733875443}],"sentiment":"neutral","sentiment_score":0.20742469361942747,"num_words":46,"start":2668.91,"end":2683.735},{"sentences":[{"text":"So wills and power of attorneys.","start":2683.735,"end":2685.355,"sentiment":"neutral","sentiment_score":0.034045862344404064},{"text":"Have you guys talked about drafting a will?","start":2685.415,"end":2687.5752,"sentiment":"neutral","sentiment_score":0.009892204776406288},{"text":"Have you got a will and a power of attorney in place?","start":2687.5752,"end":2691.83,"sentiment":"neutral","sentiment_score":-0.007811518075565497},{"text":"No.","start":2693.01,"end":2693.25,"sentiment":"neutral","sentiment_score":-0.10683606564998628},{"text":"That's okay.","start":2693.25,"end":2694.15,"sentiment":"neutral","sentiment_score":-0.014805462735239416}],"sentiment":"neutral","sentiment_score":0.0018354346293249517,"num_words":29,"start":2683.735,"end":2694.15},{"sentences":[{"text":"It is really important that the both of you talk about estate planning and moving forward, what happens in the event of something happened to you.","start":2694.3699,"end":2700.79,"sentiment":"neutral","sentiment_score":0.23216002721052903},{"text":"While most things do pass to your wife, it's not always a straightforward process.","start":2700.8499,"end":2705.1448,"sentiment":"neutral","sentiment_score":0.032227814729724615},{"text":"And without a will, it does go through probate, which means that other people can come forward and stake a claim.","start":2705.285,"end":2711.125,"sentiment":"neutral","sentiment_score":0.05140427730622746},{"text":"There's no guarantees they'll get it, but just having other people stake a claim on your estate can make the process longer and harder.","start":2711.125,"end":2717.865,"sentiment":"neutral","sentiment_score":-0.1765498560271226},{"text":"We definitely wouldn't want that.","start":2718.51,"end":2719.71,"sentiment":"negative","sentiment_score":-0.3506597995758057}],"sentiment":"neutral","sentiment_score":0.017514937717674508,"num_words":90,"start":2694.3699,"end":2719.71},{"sentences":[{"text":"So it is definitely worth you guys having a talk about seeking the services of a solicitor, or you can even get a will kit from the post office there as well, and you can fill those out fairly easily to make sure you have an up to date will.","start":2719.71,"end":2732.53,"sentiment":"neutral","sentiment_score":0.24578380525112153},{"text":"Okay?","start":2732.67,"end":2733.17,"sentiment":"neutral","sentiment_score":0.09901681542396544},{"text":"Beautiful.","start":2735.655,"end":2736.155,"sentiment":"positive","sentiment_score":0.672644853591919},{"text":"Well, I will let you go.","start":2736.215,"end":2737.495,"sentiment":"positive","sentiment_score":0.5510307053724924},{"text":"I thank you so much for your time.","start":2737.495,"end":2739.3352,"sentiment":"positive","sentiment_score":0.7821027636528015}],"sentiment":"positive","sentiment_score":0.3427857314095353,"num_words":66,"start":2719.71,"end":2739.3352},{"sentences":[{"text":"I will do some research and give you a call next Wednesday.","start":2739.3352,"end":2742.395,"sentiment":"positive","sentiment_score":0.4522317374746005},{"text":"Is there anything that I may not have touched on or any questions you have at the moment, Robert?","start":2742.7751,"end":2747.175,"sentiment":"neutral","sentiment_score":0.11418427075994642},{"text":"You're welcome to let me know if there's anything.","start":2747.175,"end":2749.115,"sentiment":"positive","sentiment_score":0.4221870071358151},{"text":"Yeah.","start":2752.17,"end":2752.6501,"sentiment":"positive","sentiment_score":0.5348553657531738},{"text":"Perfect.","start":2752.6501,"end":2753.1501,"sentiment":"positive","sentiment_score":0.7671208381652832}],"sentiment":"neutral","sentiment_score":0.30233193481607096,"num_words":42,"start":2739.3352,"end":2753.1501},{"sentences":[{"text":"Well, I will let you go to enjoy lunch with your wife.","start":2753.29,"end":2755.53,"sentiment":"positive","sentiment_score":0.7456879218419393},{"text":"Have a lovely night at work.","start":2755.53,"end":2757.3901,"sentiment":"positive","sentiment_score":0.8119661708672842},{"text":"I'll talk to you next week.","start":2758.01,"end":2759.37,"sentiment":"positive","sentiment_score":0.48914248247941333},{"text":"And if there's any additional questions, let me know.","start":2759.37,"end":2761.45,"sentiment":"neutral","sentiment_score":0.2986595117383533},{"text":"I'll get this email straight out to you.","start":2761.45,"end":2763.1301,"sentiment":"positive","sentiment_score":0.3500690311193466}],"sentiment":"positive","sentiment_score":0.5425218252874002,"num_words":41,"start":2753.29,"end":2763.1301},{"sentences":[{"text":"Okay?","start":2763.1301,"end":2763.6301,"sentiment":"neutral","sentiment_score":0.18261532485485077},{"text":"No worries.","start":2765.895,"end":2766.2952,"sentiment":"positive","sentiment_score":0.3908880650997162},{"text":"Enjoy your afternoon.","start":2766.2952,"end":2767.415,"sentiment":"positive","sentiment_score":0.5922689239184061},{"text":"Thank you so much for your time.","start":2767.415,"end":2768.875,"sentiment":"positive","sentiment_score":0.8120631234986442},{"text":"Thanks.","start":2770.695,"end":2771.0952,"sentiment":"positive","sentiment_score":0.6104761362075806}],"sentiment":"positive","sentiment_score":0.6454368733933994,"num_words":14,"start":2763.1301,"end":2771.0952},{"sentences":[{"text":"See you later.","start":2771.0952,"end":2771.915,"sentiment":"positive","sentiment_score":0.4931166370709737},{"text":"Bye.","start":2772.2952,"end":2772.7952,"sentiment":"neutral","sentiment_score":-0.08263299614191055}],"sentiment":"positive","sentiment_score":0.34917922876775265,"num_words":4,"start":2771.0952,"end":2772.7952}]}}]},{"alternatives":[{"transcript":"Hello? Not too bad. Yeah. Trying to sleep. Yeah. Yeah. A little bit. I draw and lie down to go to sleep. Yep. Yep. Robert Robert Marvell Rollerson, 08/1966. I didn't run my court more, I feel. That's just something today. A bit of a breeze blowing. I haven't been outside to see how cold it is, but yeah. Yes. Yeah. A little bit. Not right now, but yeah. Yep. Yep. Yeah. No. Not at the moment. Yep. Yep. Yep. Yep. Oh, you do? I didn't have didn't see any details, Ed. Sorry. Similar to that doctor's. I made a judgment. What will you bill? Hey. Hey. Now that I have allergies. Yep. Oracle. Yeah. We're we're all affected by technology at work. Well, my job, boy, I gotta pick up stuff from the wall. You there? No. The carpet. Yep. I gotta go to work. Oh, well, I can't see my wife. This is the only time we sort of get to see each other is when I'm on my way to work, so we go and have lunch together. And then then we I and head off to work after lunch and yeah. Basically Yay. Yes, ma'am. Oh, bloody. Just Hang on. It's not starting at this. Alright. You're back. You there? Hello? Yeah. No. For some reason, the car dropped out. Yep. A little bit. Yeah. Yeah. I think I was up around a 100 and probably a 130 or a 140,000. Yeah. I changed. I sort of still the same company, but changed jobs. Still a truck driver, but instead of I think I was up I used to drive the tug up at Kilcoy. I was on a casual. I'd only do four days on, four days off. Now I work six days a week down the wall, but I'm. Yeah. Yeah. You gotta do that money to pay the bills. Oh, we've only eight hour shifts. Oh, yeah. I think up to twelve. I gotta start at 04:00. I could finish any time up until four, 05:00 in tomorrow morning. Not at the moment. I'm thinking about it. Yeah. But I'm just gonna gotta pay for the pay the house off, pay the unit off, pay the van off, and go on a couple of holidays. So yeah. No. Actually, it's probably going up a little bit. About a 150, I think it is. I'm not a hundred percent sure. Because we consolidated a lot of lines. Hey. I bought a new Nissan Navara. That's 50,000 55 thousand now. No. No. Got rid of that one. The wife's got a 2021 Toyota Camry. It's probably about '20 probably about '23, '24. About '20 5 thousand, mate. Well, yeah, we had we had the the other one was a 2012 we had. We sort of and I I sort of took it on, and the wife bought a new one. And then we're we're looking to do some traveling, so we bought the full drive, the full car in that we brought. It's valued at about 70,000. No. No. No. No. That's separate line. Yay. Probably about 60. Yeah. We went down to Tasmania for a month. I ran to Tasmania. We're going to book together. I've got all day booked for next year going to Cairns, not the top end. And then the following year, we'll probably go to Darwin. Yeah. We we eventually when we when we both retire, his wife can't retire for another, I think, eight years. And we eventually wanna sort of try and do a map of Australia sort of thing. Yeah. So, yeah, we wanna go out and see the West Coast and we wanna see like, we wanted to see Tasmania, so we took months off and went down to Tasmania. Mostly the second went around the outside of Tasmania. Oh, yeah. You wouldn't go there now. Where where did you go there? Yeah. I'm through Lawrence. That's natural thing. I was at the west side. No. It's the East Side. Yeah. We went we went down through we got off the boat at Davenport. Went down across the top Stanley and all that. Went down to Queenstown, did strong, all that sort of thing. And then went to across the we started Richmond, actually. And did all ran to Hobart and went around to Buddy out on around Port Arthur and I went to the markets at the and thought they're overpriced. That was they were overpriced and everything. And then, buddy, went up to launch sessions, done Beaconsfield, done other missus likes the sea horses. So we went up to Sea Horse World in Platypus Land. Yeah. Well, Seahorse World. You went through Bakersfield to get where I see Oswald Road, and that is. The at, yeah, we stopped. We done yeah. Yeah. We done all that sort of thing, and we really have to some lighthouse and seeing other parts and yeah. We've seen lots. We what we do is we park the main up, and we do day trips. And it's cheaper to buddy just park in any one spot and then travel out from there. Yeah. You can go. And we went off we went that, you know, that Tasmanian devil that escaped down on the Gold Coast? Mary? Yeah. Well, it actually comes from the Launceston Zoo. Yeah. Yeah. It was one of the hand dried hand raised animals down there. And we actually nursed it, Mary, when we're down there in February. We actually nursed her. And, yeah, she was one of the hand raised one of the hand raised that they got down there. We nursed her and that sort of thing. But, yeah, we had a we had a field. We had a ball. We went to the lawn session. What is it? A buddy oh, there's a buddy. What do they call him? He there's a club down there. Yeah. I can't remember what they call him now. It's like you said on TV, it's some posh posh club thing that people go to. That's what they say to. Yeah. We went to that. Yeah. And we're saying that went across the Cataract Gorge and all that sort of thing. Oh, I don't know. All the peacocks. Yeah. And all the baby peacocks getting around. I m 60. Yes. Yeah. I would like to have stopped working five years ago. But, yeah, financially, it's a bit yeah. Alright. As I said, I would like to stop working a couple of years ago. But but yeah. No. Yeah. She she's what if she she's 57 now? So yeah. And we just we just wanna get the house paid off from the car the u van paid off so we can they haven't got no bills. Yeah. But not the right deal. Yeah. Yeah. What is it? Like, the price of bloody fuel today. Government government play. And I I gotta laugh at this government because they turn around and say, oh, yeah. We we we'll we'll give you a cut excise in half. But they don't cut they don't cut the tax in half, do they? K. No. Not at the moment. I don't wanna I don't wanna withdraw anything out of it at the moment. No. Yay. Well, the regular, we're kinda just trying to save it because you can't give insure me. K. K. K. Hey. Who is my beneficiary? Yes. Yes. Yep. Joanne. I that's it? That's it. 04. Bloody hell. I gotta look it up. That's alright. Just go into here. 049008 9193. Twenty nine to the fourth sixty nine. Yes. Yeah. These days these days, we got bees we got bees that are buddy birds and birds little b's and buddy b's that are b's and hey. Yes. Yes. You can you can just email it. Email it. Yeah. My wife just sat down. So now if I die, Australian food is only gonna give us $9,000 for me. And the other one Yes. Yeah. No. That's fine. Yep. If you could buy me anyway. Well, how much does it cost me how much does it cost me to take that? Yeah. Yeah. So it cost $700 to get the total of what? $6. $9 or Well, that's seven $700 a year more I can be getting for your interest on. Isn't that? Well, it's something I gotta talk to the wife about. Yeah. That's alright. Yep. Hello? Yep. Yeah. Alright. Yeah. I just have to think about that. Talk to the wife. There's two things. Sorry. Oh, I have, please. We've seen what my shares did in BP. Are they what the shares? She's talking about her shares in BP. Mhmm. And so I went down again. Probably medium. I'm not sure. What do you mean by a downturn of, like, 20%? You mean Okay. Yeah. That's probably 61 miles, but it was the other really on that one. Yes. Yeah. Yep. Yeah. Pretty much. I'll be honest with you. I haven't. I have not actually been shown anything about my supers. Yeah. No. Yeah. Yeah. We'll just sort of yeah. Yeah. Yes. Yeah. Yep. It's always sort of, but it just confuses me anyway. No. I think so. I need to I don't know whether it's worth taking the insurances, which I gotta talk to the wife about. I'm I'm I'm actually I'll be honest with you. I'm actually learning that way where the money would be better off sitting in one super. They nearly take one screen. I'm paying I'm paying, buddy, $700 a year for that one. Uh-huh. Yeah. For that super, and I'm paying, you know, fees for your super. Yeah. I'm paying two lots of fees just to keep $9,000 worth of health insurance. Yeah. I think so. K. Yep. Well, that's what I'm thinking too. Yeah. Around around about it's not around about those nights on about 01:30 would be the best time. Yeah. Yeah. Yep. Because I can't exactly Saturday that oh, Saturday afternoon to talk to the wife and have a look at everything. It's the only day we it's the only day we get off together. About time we get by the time we get to the washing and the cleaning and that sort of thing. And I gotta do some day during the day, and which means I gotta go to bed. I gotta go to bed. I gotta go to bed. I gotta get up at 03:00 in the morning. It's pretty much work work work. Hey. Yep. Yep. And what about what and the and the form for the wife to be the sole beneficiary? Yep. Yep. Yep. No. Not yet. Yeah. Yeah. Yep. Yeah. I think that's pretty much everything. Okay. Thank you. Alright. Bye.","confidence":0.9382324,"words":[{"word":"hello","start":0.56,"end":1.06,"confidence":0.91967773,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.032770175486803055},{"word":"not","start":5.7599998,"end":6.0,"confidence":0.5859375,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.2416169047355652},{"word":"too","start":6.0,"end":6.5,"confidence":0.9941406,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.15599212050437927},{"word":"bad","start":11.92,"end":12.42,"confidence":0.99853516,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":0.014305435121059418},{"word":"yeah","start":12.559999,"end":13.059999,"confidence":0.76171875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.27243679761886597},{"word":"trying","start":17.645,"end":17.885,"confidence":0.7348633,"punctuated_word":"Trying","sentiment":"neutral","sentiment_score":0.1015072464942932},{"word":"to","start":17.885,"end":18.045,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13736718893051147},{"word":"sleep","start":18.045,"end":18.525,"confidence":0.9831543,"punctuated_word":"sleep.","sentiment":"neutral","sentiment_score":0.1548699289560318},{"word":"yeah","start":18.525,"end":19.025,"confidence":0.9921875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10982173681259157},{"word":"yeah","start":27.165,"end":27.565,"confidence":0.8288574,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08332046866416931},{"word":"a","start":27.565,"end":27.645,"confidence":0.50097656,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.04911446198821068},{"word":"little","start":27.645,"end":27.885,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.031323377043008804},{"word":"bit","start":27.885,"end":28.385,"confidence":0.99853516,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.04253724217414856},{"word":"i","start":36.48,"end":36.64,"confidence":0.39526367,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00267932191491127},{"word":"draw","start":36.64,"end":36.88,"confidence":0.3010254,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.01165173202753067},{"word":"and","start":36.88,"end":36.96,"confidence":0.46704102,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.030563723295927048},{"word":"lie","start":36.96,"end":37.2,"confidence":0.6645508,"punctuated_word":"lie","sentiment":"neutral","sentiment_score":0.004986118525266647},{"word":"down","start":37.2,"end":37.52,"confidence":0.7993164,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.009393807500600817},{"word":"to","start":37.52,"end":37.6,"confidence":0.42138672,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.021945632994174957},{"word":"go","start":37.6,"end":37.760002,"confidence":0.76416016,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.031380798667669296},{"word":"to","start":37.760002,"end":37.84,"confidence":0.90478516,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01177866756916046},{"word":"sleep","start":37.84,"end":38.34,"confidence":0.9975586,"punctuated_word":"sleep.","sentiment":"neutral","sentiment_score":0.005061941221356392},{"word":"yep","start":43.065,"end":43.565,"confidence":0.98706055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.037149202078580856},{"word":"yep","start":49.8675,"end":50.3675,"confidence":0.93237305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1390480250120163},{"word":"robert","start":65.31,"end":65.81,"confidence":0.44091797,"punctuated_word":"Robert","sentiment":"neutral","sentiment_score":0.02728703990578651},{"word":"robert","start":65.869995,"end":66.369995,"confidence":0.5883789,"punctuated_word":"Robert","sentiment":"neutral","sentiment_score":0.019388873130083084},{"word":"marvell","start":66.43,"end":66.83,"confidence":0.17120361,"punctuated_word":"Marvell","sentiment":"neutral","sentiment_score":0.04932217299938202},{"word":"rollerson","start":66.83,"end":67.33,"confidence":0.4099935,"punctuated_word":"Rollerson,","sentiment":"neutral","sentiment_score":0.025209501385688785},{"word":"08/1966","start":67.39,"end":69.09,"confidence":0.81241864,"punctuated_word":"08/1966.","sentiment":"neutral","sentiment_score":0.04405001923441887},{"word":"i","start":69.31,"end":69.47,"confidence":0.88134766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02493356168270111},{"word":"didn't","start":69.47,"end":69.79,"confidence":0.7340088,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.0013084722450003028},{"word":"run","start":69.79,"end":70.03,"confidence":0.68652344,"punctuated_word":"run","sentiment":"neutral","sentiment_score":-0.003838680684566498},{"word":"my","start":70.03,"end":70.27,"confidence":0.9589844,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.04113317281007767},{"word":"court","start":70.27,"end":70.59,"confidence":0.39648438,"punctuated_word":"court","sentiment":"neutral","sentiment_score":0.011817052960395811},{"word":"more","start":70.59,"end":70.75,"confidence":0.8544922,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.05039575323462486},{"word":"i","start":70.75,"end":70.909996,"confidence":0.9707031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0058006420731544495},{"word":"feel","start":70.909996,"end":71.409996,"confidence":0.89501953,"punctuated_word":"feel.","sentiment":"neutral","sentiment_score":0.10077447444200516},{"word":"that's","start":75.435,"end":75.674995,"confidence":0.6689453,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05040884763002395},{"word":"just","start":75.674995,"end":75.91499,"confidence":0.2919922,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02699603885412216},{"word":"something","start":75.91499,"end":76.235,"confidence":0.5107422,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.03687398135662079},{"word":"today","start":76.235,"end":76.735,"confidence":0.6833496,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.06687983125448227},{"word":"a","start":78.075,"end":78.235,"confidence":0.4267578,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.14251218736171722},{"word":"bit","start":78.235,"end":78.395,"confidence":0.8256836,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.11286357045173644},{"word":"of","start":78.395,"end":78.555,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11192790418863297},{"word":"a","start":78.555,"end":78.634995,"confidence":0.9760742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11618554592132568},{"word":"breeze","start":78.634995,"end":78.954994,"confidence":0.84716797,"punctuated_word":"breeze","sentiment":"neutral","sentiment_score":0.1240132302045822},{"word":"blowing","start":78.954994,"end":79.274994,"confidence":0.5159912,"punctuated_word":"blowing.","sentiment":"neutral","sentiment_score":0.10721997916698456},{"word":"i","start":79.274994,"end":79.354996,"confidence":0.98291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05457943677902222},{"word":"haven't","start":79.354996,"end":79.59499,"confidence":0.9367676,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.034730762243270874},{"word":"been","start":79.59499,"end":79.755,"confidence":0.9970703,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.01140565425157547},{"word":"outside","start":79.755,"end":80.255,"confidence":0.9941406,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":0.02994008362293243},{"word":"to","start":80.314995,"end":80.55499,"confidence":0.9707031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0010237842798233032},{"word":"see","start":80.55499,"end":80.795,"confidence":0.98291016,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.017057884484529495},{"word":"how","start":80.795,"end":80.954994,"confidence":0.9741211,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.015207257121801376},{"word":"cold","start":80.954994,"end":81.195,"confidence":0.9980469,"punctuated_word":"cold","sentiment":"neutral","sentiment_score":0.06880521774291992},{"word":"it","start":81.195,"end":81.354996,"confidence":0.94384766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05596254765987396},{"word":"is","start":81.354996,"end":81.515,"confidence":0.875,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.04631578177213669},{"word":"but","start":81.515,"end":81.835,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04382772371172905},{"word":"yeah","start":82.085,"end":82.585,"confidence":0.9975586,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.07189171016216278},{"word":"yes","start":88.72,"end":89.22,"confidence":0.9921875,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06550994515419006},{"word":"yeah","start":89.28,"end":89.6,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07142616808414459},{"word":"a","start":89.6,"end":89.76,"confidence":0.96875,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.07918938249349594},{"word":"little","start":89.76,"end":90.0,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.04720170795917511},{"word":"bit","start":90.0,"end":90.5,"confidence":0.99902344,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.08348436653614044},{"word":"not","start":105.335,"end":105.575,"confidence":0.5751953,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.17739608883857727},{"word":"right","start":105.575,"end":105.895,"confidence":0.99902344,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.17181113362312317},{"word":"now","start":105.895,"end":106.215,"confidence":0.798584,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.18925532698631287},{"word":"but","start":106.215,"end":106.455,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.15863867104053497},{"word":"yeah","start":106.535,"end":107.035,"confidence":0.99365234,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.12520208954811096},{"word":"yep","start":111.09,"end":111.59,"confidence":0.75683594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13735948503017426},{"word":"yep","start":127.075,"end":127.575,"confidence":0.79248047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20829403400421145},{"word":"yeah","start":143.48999,"end":143.98999,"confidence":0.7861328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14563485980033877},{"word":"no","start":157.405,"end":157.645,"confidence":0.842041,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.20085804164409635},{"word":"not","start":157.645,"end":157.88501,"confidence":0.9375,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.2116265445947647},{"word":"at","start":157.88501,"end":157.96501,"confidence":0.9770508,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1149829775094986},{"word":"the","start":157.96501,"end":158.045,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10076799243688583},{"word":"moment","start":158.045,"end":158.545,"confidence":0.99560547,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.26113539934158325},{"word":"yep","start":180.37,"end":180.87,"confidence":0.7873535,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1896347999572754},{"word":"yep","start":187.825,"end":188.325,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17973797023296356},{"word":"yep","start":194.22499,"end":194.72499,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.6261823177337646},{"word":"yep","start":199.21,"end":199.71,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1841648817062378},{"word":"oh","start":220.575,"end":220.735,"confidence":0.82006836,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.0861012265086174},{"word":"you","start":220.735,"end":220.975,"confidence":0.96435547,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.094029501080513},{"word":"do","start":220.975,"end":221.475,"confidence":0.7529297,"punctuated_word":"do?","sentiment":"neutral","sentiment_score":-0.06945255398750305},{"word":"i","start":228.87999,"end":228.95999,"confidence":0.4091797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08581066131591797},{"word":"didn't","start":228.95999,"end":229.28,"confidence":0.99316406,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.08143594861030579},{"word":"have","start":229.28,"end":229.43999,"confidence":0.9604492,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10103942453861237},{"word":"didn't","start":229.68,"end":230.0,"confidence":0.8054199,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.05745163559913635},{"word":"see","start":230.0,"end":230.23999,"confidence":0.67089844,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.01944003626704216},{"word":"any","start":230.23999,"end":230.48,"confidence":0.9003906,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.01697807013988495},{"word":"details","start":230.48,"end":230.87999,"confidence":0.69433594,"punctuated_word":"details,","sentiment":"neutral","sentiment_score":-0.017916155979037285},{"word":"ed","start":230.87999,"end":231.37999,"confidence":0.5344238,"punctuated_word":"Ed.","sentiment":"neutral","sentiment_score":-0.02434328570961952},{"word":"sorry","start":231.59999,"end":232.09999,"confidence":0.8063965,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.09102032333612442},{"word":"similar","start":245.835,"end":246.315,"confidence":0.56591797,"punctuated_word":"Similar","sentiment":"neutral","sentiment_score":-0.08193553984165192},{"word":"to","start":246.315,"end":246.475,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08628867566585541},{"word":"that","start":246.475,"end":246.715,"confidence":0.86328125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10215361416339874},{"word":"doctor's","start":246.715,"end":247.215,"confidence":0.41552734,"punctuated_word":"doctor's.","sentiment":"neutral","sentiment_score":-0.11506709456443788},{"word":"i","start":247.595,"end":247.835,"confidence":0.43164062,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05084499344229698},{"word":"made","start":247.835,"end":248.035,"confidence":0.7138672,"punctuated_word":"made","sentiment":"neutral","sentiment_score":-0.0690787062048912},{"word":"a","start":248.035,"end":248.235,"confidence":0.38061523,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06569026410579681},{"word":"judgment","start":248.235,"end":248.735,"confidence":0.38806152,"punctuated_word":"judgment.","sentiment":"neutral","sentiment_score":-0.08482681214809418},{"word":"what","start":248.795,"end":248.955,"confidence":0.90234375,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.062408462166786194},{"word":"will","start":248.955,"end":249.115,"confidence":0.41870117,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.07090584933757782},{"word":"you","start":249.115,"end":249.275,"confidence":0.9116211,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06970763951539993},{"word":"bill","start":249.275,"end":249.775,"confidence":0.8288574,"punctuated_word":"bill?","sentiment":"neutral","sentiment_score":-0.07647901773452759},{"word":"hey","start":261.94998,"end":262.18997,"confidence":0.59643555,"punctuated_word":"Hey.","sentiment":"neutral","sentiment_score":-0.014301766641438007},{"word":"hey","start":262.18997,"end":262.50998,"confidence":0.60961914,"punctuated_word":"Hey.","sentiment":"neutral","sentiment_score":-0.01261135470122099},{"word":"now","start":262.50998,"end":262.75,"confidence":0.20385742,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.029773898422718048},{"word":"that","start":262.75,"end":263.25,"confidence":0.44750977,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04242317005991936},{"word":"i","start":263.66998,"end":264.16998,"confidence":0.6660156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08687976747751236},{"word":"have","start":264.66998,"end":264.99,"confidence":0.38012695,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0831153467297554},{"word":"allergies","start":264.99,"end":265.49,"confidence":0.96435547,"punctuated_word":"allergies.","sentiment":"neutral","sentiment_score":-0.060194578021764755},{"word":"yep","start":281.14502,"end":281.64502,"confidence":0.8691406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.017560850828886032},{"word":"oracle","start":290.11002,"end":290.61002,"confidence":0.58862305,"punctuated_word":"Oracle.","sentiment":"neutral","sentiment_score":0.022098178043961525},{"word":"yeah","start":307.13498,"end":307.63498,"confidence":0.84521484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03973715007305145},{"word":"we're","start":308.01498,"end":308.495,"confidence":0.94091797,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.06823983788490295},{"word":"we're","start":308.495,"end":308.735,"confidence":0.98706055,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.08593055605888367},{"word":"all","start":308.735,"end":308.97498,"confidence":0.5439453,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.10251118242740632},{"word":"affected","start":308.97498,"end":309.47498,"confidence":0.9873047,"punctuated_word":"affected","sentiment":"neutral","sentiment_score":-0.08934766054153442},{"word":"by","start":309.53497,"end":309.69498,"confidence":0.9902344,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.10053884983062744},{"word":"technology","start":309.69498,"end":310.19498,"confidence":0.9580078,"punctuated_word":"technology","sentiment":"neutral","sentiment_score":-0.10839363187551498},{"word":"at","start":310.655,"end":310.815,"confidence":0.8310547,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.16126927733421326},{"word":"work","start":310.815,"end":311.315,"confidence":0.9995117,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.07428452372550964},{"word":"well","start":315.32,"end":315.82,"confidence":0.84765625,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.10366399586200714},{"word":"my","start":316.76,"end":317.08002,"confidence":0.96777344,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.342590868473053},{"word":"job","start":317.08002,"end":317.4,"confidence":0.7519531,"punctuated_word":"job,","sentiment":"neutral","sentiment_score":-0.3169812858104706},{"word":"boy","start":317.4,"end":317.9,"confidence":0.66674805,"punctuated_word":"boy,","sentiment":"neutral","sentiment_score":-0.23209989070892337},{"word":"i","start":318.12,"end":318.28,"confidence":0.9482422,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2601199448108673},{"word":"gotta","start":318.28,"end":318.52002,"confidence":0.8535156,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.22829236090183255},{"word":"pick","start":318.52002,"end":318.92,"confidence":0.96533203,"punctuated_word":"pick","sentiment":"neutral","sentiment_score":-0.23544219136238095},{"word":"up","start":318.92,"end":319.42,"confidence":0.9970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.2202773094177246},{"word":"stuff","start":320.44,"end":320.84,"confidence":0.99121094,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":-0.22656911611557007},{"word":"from","start":320.84,"end":321.34,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.2605651021003723},{"word":"the","start":323.56,"end":324.06,"confidence":0.89453125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2301014214754105},{"word":"wall","start":324.44,"end":324.94,"confidence":0.810791,"punctuated_word":"wall.","sentiment":"neutral","sentiment_score":-0.21226835250854492},{"word":"you","start":326.285,"end":326.785,"confidence":0.5605469,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.09422966837882996},{"word":"there","start":330.765,"end":331.265,"confidence":0.98706055,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":-0.0942709892988205},{"word":"no","start":335.565,"end":336.065,"confidence":0.95751953,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13048861920833588},{"word":"the","start":336.125,"end":336.365,"confidence":0.7167969,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.13260789215564728},{"word":"carpet","start":336.365,"end":336.845,"confidence":0.7573242,"punctuated_word":"carpet.","sentiment":"neutral","sentiment_score":-0.08606691658496857},{"word":"yep","start":336.845,"end":337.345,"confidence":0.9904785,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.018165387213230133},{"word":"i","start":341.33002,"end":341.49002,"confidence":0.8745117,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007045932114124298},{"word":"gotta","start":341.49002,"end":341.81,"confidence":0.8520508,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.00807127170264721},{"word":"go","start":341.81,"end":341.89,"confidence":0.91015625,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.026990309357643127},{"word":"to","start":341.89,"end":342.05002,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.039189741015434265},{"word":"work","start":342.05002,"end":342.55002,"confidence":0.99609375,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.025346940383315086},{"word":"oh","start":346.77002,"end":347.01,"confidence":0.9699707,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.07023446261882782},{"word":"well","start":347.01,"end":347.25,"confidence":0.97680664,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.1154576912522316},{"word":"i","start":347.25,"end":347.33002,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17969459295272827},{"word":"can't","start":347.33002,"end":347.65,"confidence":0.9633789,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.13891252875328064},{"word":"see","start":347.65,"end":347.97,"confidence":0.93359375,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.15148530900478363},{"word":"my","start":347.97,"end":348.13,"confidence":0.99609375,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1526959240436554},{"word":"wife","start":348.13,"end":348.63,"confidence":0.92993164,"punctuated_word":"wife.","sentiment":"neutral","sentiment_score":-0.16294386982917786},{"word":"this","start":349.49002,"end":349.65,"confidence":0.62890625,"punctuated_word":"This","sentiment":"neutral","sentiment_score":-0.098303884267807},{"word":"is","start":349.65,"end":349.73,"confidence":0.99316406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.057627853006124496},{"word":"the","start":349.73,"end":349.89,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06538163870573044},{"word":"only","start":349.89,"end":350.21002,"confidence":0.9838867,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.0937170684337616},{"word":"time","start":350.21002,"end":350.45,"confidence":0.99609375,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.033801112323999405},{"word":"we","start":350.45,"end":350.77002,"confidence":0.93603516,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.018599994480609897},{"word":"sort","start":350.77002,"end":351.01,"confidence":0.984375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.03643597289919853},{"word":"of","start":351.01,"end":351.17,"confidence":0.51464844,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.021825134754180908},{"word":"get","start":351.17,"end":351.33002,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.01793002337217331},{"word":"to","start":351.33002,"end":351.49002,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01397610828280449},{"word":"see","start":351.49002,"end":351.65,"confidence":0.9902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.010971121490001678},{"word":"each","start":351.65,"end":351.89,"confidence":1.0,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.010448001325130464},{"word":"other","start":351.89,"end":352.39,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.01876765489578247},{"word":"is","start":352.69,"end":352.93,"confidence":0.6738281,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.006035860627889633},{"word":"when","start":352.93,"end":353.09,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.016529608517885208},{"word":"i'm","start":353.09,"end":353.25,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.029126398265361782},{"word":"on","start":353.25,"end":353.41,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.036340851336717606},{"word":"my","start":353.41,"end":353.57,"confidence":0.9667969,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.02664311975240707},{"word":"way","start":353.57,"end":353.73,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.03860115259885788},{"word":"to","start":353.73,"end":353.89,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.00874045118689537},{"word":"work","start":353.89,"end":354.13,"confidence":0.75927734,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.02606704644858837},{"word":"so","start":354.13,"end":354.29,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.031638987362384796},{"word":"we","start":354.29,"end":354.37,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08489682525396347},{"word":"go","start":354.37,"end":354.53,"confidence":0.72558594,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07561276853084564},{"word":"and","start":354.53,"end":354.69,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0744101032614708},{"word":"have","start":354.69,"end":354.93,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0883273333311081},{"word":"lunch","start":354.93,"end":355.25,"confidence":1.0,"punctuated_word":"lunch","sentiment":"neutral","sentiment_score":0.08100529760122299},{"word":"together","start":355.25,"end":355.75,"confidence":0.9904785,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":0.04964457452297211},{"word":"and","start":357.675,"end":357.91498,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0519578792154789},{"word":"then","start":357.91498,"end":358.41498,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.042254336178302765},{"word":"then","start":360.955,"end":361.275,"confidence":0.921875,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04012228175997734},{"word":"we","start":361.275,"end":361.675,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05824761092662811},{"word":"i","start":361.835,"end":362.335,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05423006787896156},{"word":"and","start":364.47498,"end":364.79498,"confidence":0.21691895,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04199353978037834},{"word":"head","start":364.79498,"end":365.03497,"confidence":0.8520508,"punctuated_word":"head","sentiment":"neutral","sentiment_score":0.07593734562397003},{"word":"off","start":365.03497,"end":365.19498,"confidence":0.9951172,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.03844982385635376},{"word":"to","start":365.19498,"end":365.35498,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.020973127335309982},{"word":"work","start":365.35498,"end":365.75497,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.023567311465740204},{"word":"after","start":365.75497,"end":366.07498,"confidence":0.9741211,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.023192565888166428},{"word":"lunch","start":366.07498,"end":366.57498,"confidence":0.9951172,"punctuated_word":"lunch","sentiment":"neutral","sentiment_score":0.04658987373113632},{"word":"and","start":367.995,"end":368.235,"confidence":0.5004883,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02172981947660446},{"word":"yeah","start":368.31497,"end":368.81497,"confidence":0.7687988,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.019778287038207058},{"word":"basically","start":374.4,"end":374.9,"confidence":0.13671875,"punctuated_word":"Basically","sentiment":"positive","sentiment_score":0.769636332988739},{"word":"yay","start":381.36,"end":381.86,"confidence":0.9798177,"punctuated_word":"Yay.","sentiment":"positive","sentiment_score":0.6375064253807068},{"word":"yes","start":384.385,"end":384.70502,"confidence":0.83862305,"punctuated_word":"Yes,","sentiment":"positive","sentiment_score":0.3437073826789856},{"word":"ma'am","start":384.70502,"end":385.20502,"confidence":0.9564209,"punctuated_word":"ma'am.","sentiment":"positive","sentiment_score":0.4370955228805542},{"word":"oh","start":391.105,"end":391.345,"confidence":0.70129395,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.04244307801127434},{"word":"bloody","start":391.345,"end":391.745,"confidence":0.66064453,"punctuated_word":"bloody.","sentiment":"neutral","sentiment_score":-0.05804446339607239},{"word":"just","start":391.745,"end":392.245,"confidence":0.578125,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.047083716839551926},{"word":"hang","start":399.80002,"end":400.04,"confidence":0.33666992,"punctuated_word":"Hang","sentiment":"neutral","sentiment_score":-0.01673724316060543},{"word":"on","start":400.04,"end":400.54,"confidence":0.99609375,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.013675030320882796},{"word":"it's","start":400.92,"end":401.24002,"confidence":0.7351074,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.054196834564208984},{"word":"not","start":401.24002,"end":401.48,"confidence":0.7524414,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.059865787625312805},{"word":"starting","start":401.48,"end":401.80002,"confidence":0.8378906,"punctuated_word":"starting","sentiment":"neutral","sentiment_score":-0.05477694794535637},{"word":"at","start":401.80002,"end":401.96,"confidence":0.35913086,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.07047918438911438},{"word":"this","start":401.96,"end":402.46,"confidence":0.52197266,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":-0.04509676992893219},{"word":"alright","start":403.80002,"end":404.2,"confidence":0.69384766,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.00988905318081379},{"word":"you're","start":404.2,"end":404.44,"confidence":0.75439453,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.01431620679795742},{"word":"back","start":404.44,"end":404.94,"confidence":0.99560547,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.009946282021701336},{"word":"you","start":406.52002,"end":406.68,"confidence":0.17529297,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.013158751651644708},{"word":"there","start":406.68,"end":407.18,"confidence":0.93847656,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":-0.010754347778856754},{"word":"hello","start":408.12,"end":408.62,"confidence":0.9772949,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":-0.01267661340534687},{"word":"yeah","start":411.76498,"end":412.26498,"confidence":0.8630371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01843990385532379},{"word":"no","start":413.76498,"end":414.085,"confidence":0.7739258,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1346662938594818},{"word":"for","start":414.085,"end":414.245,"confidence":0.94970703,"punctuated_word":"For","sentiment":"neutral","sentiment_score":-0.16808496415615082},{"word":"some","start":414.245,"end":414.485,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.183138445019722},{"word":"reason","start":414.485,"end":414.88498,"confidence":0.984375,"punctuated_word":"reason,","sentiment":"neutral","sentiment_score":-0.20736584067344663},{"word":"the","start":414.88498,"end":415.04498,"confidence":0.96435547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.29446324706077576},{"word":"car","start":415.04498,"end":415.365,"confidence":0.99609375,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.257585734128952},{"word":"dropped","start":415.365,"end":415.685,"confidence":0.9980469,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.25416120886802673},{"word":"out","start":415.685,"end":416.185,"confidence":0.98583984,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.24323171377182007},{"word":"yep","start":427.44998,"end":427.94998,"confidence":0.74975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.016246318817138672},{"word":"a","start":431.53,"end":431.69,"confidence":0.6855469,"punctuated_word":"A","sentiment":"neutral","sentiment_score":-0.01259414292871952},{"word":"little","start":431.69,"end":431.93,"confidence":0.9980469,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.026452019810676575},{"word":"bit","start":431.93,"end":432.43,"confidence":0.99902344,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.016256600618362427},{"word":"yeah","start":434.57,"end":435.07,"confidence":0.94018555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.003306419588625431},{"word":"yeah","start":439.155,"end":439.655,"confidence":0.951416,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.005600545555353165},{"word":"i","start":440.11502,"end":440.275,"confidence":0.8105469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.001824140548706055},{"word":"think","start":440.275,"end":440.515,"confidence":0.4116211,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.00411466509103775},{"word":"i","start":440.515,"end":440.595,"confidence":0.5859375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.003649549558758736},{"word":"was","start":440.595,"end":440.835,"confidence":0.94384766,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.005099469795823097},{"word":"up","start":440.835,"end":440.995,"confidence":0.921875,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.01188638061285019},{"word":"around","start":440.995,"end":441.315,"confidence":0.89453125,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.01543455570936203},{"word":"a","start":441.315,"end":441.39502,"confidence":0.47851562,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01472130324691534},{"word":"100","start":441.39502,"end":441.475,"confidence":0.9980469,"punctuated_word":"100","sentiment":"neutral","sentiment_score":0.02409781888127327},{"word":"and","start":441.475,"end":441.555,"confidence":0.7753906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.009092887863516808},{"word":"probably","start":442.035,"end":442.435,"confidence":0.99609375,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.0005693770945072174},{"word":"a","start":442.435,"end":442.515,"confidence":0.7475586,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.013839218765497208},{"word":"130","start":442.515,"end":443.155,"confidence":0.9889323,"punctuated_word":"130","sentiment":"neutral","sentiment_score":0.019038088619709015},{"word":"or","start":443.155,"end":443.27502,"confidence":0.98828125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.009536849334836006},{"word":"a","start":443.27502,"end":443.39502,"confidence":0.91503906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.013541418127715588},{"word":"140,000","start":443.39502,"end":444.61502,"confidence":0.94989014,"punctuated_word":"140,000.","sentiment":"neutral","sentiment_score":0.02528712898492813},{"word":"yeah","start":448.595,"end":449.095,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14605547487735748},{"word":"i","start":449.475,"end":449.795,"confidence":0.64160156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11595667898654938},{"word":"changed","start":449.795,"end":450.295,"confidence":0.9616699,"punctuated_word":"changed.","sentiment":"neutral","sentiment_score":0.1713399589061737},{"word":"i","start":450.72998,"end":450.81,"confidence":0.9819336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11616221070289612},{"word":"sort","start":450.81,"end":451.21,"confidence":0.5839844,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1417234241962433},{"word":"of","start":451.21,"end":451.28998,"confidence":0.74658203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10848728567361832},{"word":"still","start":451.37,"end":451.61,"confidence":0.95166016,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.10763436555862428},{"word":"the","start":451.61,"end":451.84998,"confidence":0.72216797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10264325141906738},{"word":"same","start":451.84998,"end":452.00998,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.1085607036948204},{"word":"company","start":452.00998,"end":452.49,"confidence":0.67211914,"punctuated_word":"company,","sentiment":"neutral","sentiment_score":0.08479896187782288},{"word":"but","start":452.49,"end":452.65,"confidence":0.9760742,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0721270889043808},{"word":"changed","start":452.65,"end":452.97,"confidence":0.6279297,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.05215707793831825},{"word":"jobs","start":452.97,"end":453.47,"confidence":0.9682617,"punctuated_word":"jobs.","sentiment":"neutral","sentiment_score":0.07870109379291534},{"word":"still","start":457.68997,"end":457.93,"confidence":0.5229492,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":-0.010305237025022508},{"word":"a","start":457.93,"end":458.09,"confidence":0.7207031,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.002066203858703375},{"word":"truck","start":458.09,"end":458.33,"confidence":0.9951172,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":0.010336275212466717},{"word":"driver","start":458.33,"end":458.83,"confidence":0.7944336,"punctuated_word":"driver,","sentiment":"neutral","sentiment_score":-0.0005978401750326157},{"word":"but","start":460.09,"end":460.56998,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.006889538839459419},{"word":"instead","start":460.56998,"end":460.96997,"confidence":0.99902344,"punctuated_word":"instead","sentiment":"neutral","sentiment_score":-0.017885006964206696},{"word":"of","start":460.96997,"end":461.21,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0161435604095459},{"word":"i","start":461.28998,"end":461.37,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.013784900307655334},{"word":"think","start":461.37,"end":461.61,"confidence":0.97509766,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.00615227036178112},{"word":"i","start":461.61,"end":461.77,"confidence":0.9760742,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.011385604739189148},{"word":"was","start":461.77,"end":462.00998,"confidence":0.98291016,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.011856796219944954},{"word":"up","start":462.00998,"end":462.25,"confidence":0.93847656,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0104383435100317},{"word":"i","start":462.40997,"end":462.56998,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.004652451723814011},{"word":"used","start":462.56998,"end":462.88998,"confidence":0.9970703,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.008152410387992859},{"word":"to","start":462.88998,"end":462.96997,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0014411360025405884},{"word":"drive","start":462.96997,"end":463.21,"confidence":0.9873047,"punctuated_word":"drive","sentiment":"neutral","sentiment_score":0.003297543153166771},{"word":"the","start":463.21,"end":463.37,"confidence":0.96435547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010019944980740547},{"word":"tug","start":463.37,"end":463.61,"confidence":0.54345703,"punctuated_word":"tug","sentiment":"neutral","sentiment_score":0.018457263708114624},{"word":"up","start":463.61,"end":463.77,"confidence":0.9091797,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.004128897562623024},{"word":"at","start":463.77,"end":463.93,"confidence":0.9140625,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.00085444375872612},{"word":"kilcoy","start":463.93,"end":464.43,"confidence":0.9489746,"punctuated_word":"Kilcoy.","sentiment":"neutral","sentiment_score":0.0012503145262598991},{"word":"i","start":465.315,"end":465.475,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.003785477951169014},{"word":"was","start":465.475,"end":465.715,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.012002377770841122},{"word":"on","start":465.715,"end":465.795,"confidence":0.9277344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.011813249439001083},{"word":"a","start":465.795,"end":465.95502,"confidence":0.85839844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.007499720901250839},{"word":"casual","start":465.95502,"end":466.45502,"confidence":0.9597168,"punctuated_word":"casual.","sentiment":"neutral","sentiment_score":-0.00542830303311348},{"word":"i'd","start":467.075,"end":467.23502,"confidence":0.75341797,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.007731245364993811},{"word":"only","start":467.23502,"end":467.475,"confidence":0.99902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.026625443249940872},{"word":"do","start":467.475,"end":467.635,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.02513413317501545},{"word":"four","start":467.635,"end":467.875,"confidence":0.99902344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":-0.019610658288002018},{"word":"days","start":467.875,"end":468.195,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":-0.0177756380289793},{"word":"on","start":468.195,"end":468.435,"confidence":0.9057617,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.01991863362491131},{"word":"four","start":468.435,"end":468.595,"confidence":1.0,"punctuated_word":"four","sentiment":"neutral","sentiment_score":-0.026971640065312386},{"word":"days","start":468.595,"end":468.915,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":-0.026262501254677773},{"word":"off","start":468.915,"end":469.415,"confidence":0.99853516,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":-0.016712430864572525},{"word":"now","start":469.95502,"end":470.15503,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.028786921873688694},{"word":"i","start":470.15503,"end":470.355,"confidence":0.94384766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02834896557033062},{"word":"work","start":470.355,"end":470.675,"confidence":0.9921875,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.024434242397546768},{"word":"six","start":470.675,"end":470.915,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.025696996599435806},{"word":"days","start":470.915,"end":471.23502,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":-0.023727616295218468},{"word":"a","start":471.23502,"end":471.315,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.026515871286392212},{"word":"week","start":471.315,"end":471.555,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":-0.0293456818908453},{"word":"down","start":471.555,"end":471.875,"confidence":0.8256836,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.03943009674549103},{"word":"the","start":471.875,"end":471.95502,"confidence":0.85498047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.052532490342855453},{"word":"wall","start":471.95502,"end":472.195,"confidence":0.6126709,"punctuated_word":"wall,","sentiment":"neutral","sentiment_score":-0.05118723213672638},{"word":"but","start":472.195,"end":472.435,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03441745042800903},{"word":"i'm","start":472.435,"end":472.935,"confidence":0.79907227,"punctuated_word":"I'm.","sentiment":"neutral","sentiment_score":-0.0370284803211689},{"word":"yeah","start":476.675,"end":477.175,"confidence":0.98950195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0050553567707538605},{"word":"yeah","start":480.35,"end":480.43,"confidence":0.7368164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01095789298415184},{"word":"you","start":480.43,"end":480.51,"confidence":0.4663086,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.06290848553180695},{"word":"gotta","start":480.51,"end":480.75,"confidence":0.9375,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.04575509950518608},{"word":"do","start":480.75,"end":480.91,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.035210177302360535},{"word":"that","start":480.91,"end":481.27002,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0031068623065948486},{"word":"money","start":481.27002,"end":481.63,"confidence":0.13500977,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.016614019870758057},{"word":"to","start":481.63,"end":481.79,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0542183592915535},{"word":"pay","start":481.79,"end":482.03,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.05524095147848129},{"word":"the","start":482.03,"end":482.19,"confidence":0.82666016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.004520803689956665},{"word":"bills","start":482.19,"end":482.69,"confidence":0.9890137,"punctuated_word":"bills.","sentiment":"neutral","sentiment_score":-0.0014132000505924225},{"word":"oh","start":489.55,"end":489.79,"confidence":0.7133789,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.021695639938116074},{"word":"we've","start":489.79,"end":490.11,"confidence":0.29599,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.02471422404050827},{"word":"only","start":490.11,"end":490.59,"confidence":0.35546875,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.03382934629917145},{"word":"eight","start":490.59,"end":490.75,"confidence":0.45703125,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.01642839051783085},{"word":"hour","start":490.75,"end":491.07,"confidence":0.84277344,"punctuated_word":"hour","sentiment":"neutral","sentiment_score":-0.013941893354058266},{"word":"shifts","start":491.07,"end":491.57,"confidence":0.8371582,"punctuated_word":"shifts.","sentiment":"neutral","sentiment_score":-0.02060819230973721},{"word":"oh","start":494.295,"end":494.375,"confidence":0.8256836,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.011357948184013368},{"word":"yeah","start":494.375,"end":494.535,"confidence":0.97021484,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.009090503677725792},{"word":"i","start":494.535,"end":494.695,"confidence":0.38720703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.008731739595532417},{"word":"think","start":494.695,"end":495.01498,"confidence":0.66503906,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.006833741441369057},{"word":"up","start":495.01498,"end":495.175,"confidence":0.5307617,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.009980138391256332},{"word":"to","start":495.175,"end":495.415,"confidence":0.87353516,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.012042341753840446},{"word":"twelve","start":495.415,"end":495.915,"confidence":0.9729004,"punctuated_word":"twelve.","sentiment":"neutral","sentiment_score":0.01449871901422739},{"word":"i","start":499.895,"end":500.055,"confidence":0.6191406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.021437838673591617},{"word":"gotta","start":500.055,"end":500.375,"confidence":0.30322266,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.02603115513920784},{"word":"start","start":500.375,"end":500.615,"confidence":0.9902344,"punctuated_word":"start","sentiment":"neutral","sentiment_score":-0.02065376006066799},{"word":"at","start":500.615,"end":500.775,"confidence":0.9760742,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.013040311634540558},{"word":"04:00","start":500.775,"end":501.335,"confidence":0.9841919,"punctuated_word":"04:00.","sentiment":"neutral","sentiment_score":-0.025798479095101357},{"word":"i","start":501.335,"end":501.495,"confidence":0.97314453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13568508625030518},{"word":"could","start":501.495,"end":501.735,"confidence":0.28271484,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.0956251695752144},{"word":"finish","start":501.735,"end":502.135,"confidence":0.9921875,"punctuated_word":"finish","sentiment":"neutral","sentiment_score":0.093082457780838},{"word":"any","start":502.135,"end":502.375,"confidence":0.55615234,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.11969567090272903},{"word":"time","start":502.375,"end":502.775,"confidence":0.9316406,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.11126229166984558},{"word":"up","start":502.775,"end":502.935,"confidence":0.41723633,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07976502925157547},{"word":"until","start":502.935,"end":503.435,"confidence":0.4753418,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.12465111911296844},{"word":"four","start":503.495,"end":503.995,"confidence":0.81396484,"punctuated_word":"four,","sentiment":"neutral","sentiment_score":0.10377894341945648},{"word":"05:00","start":504.615,"end":505.175,"confidence":0.99853516,"punctuated_word":"05:00","sentiment":"neutral","sentiment_score":0.11122220009565352},{"word":"in","start":505.175,"end":505.415,"confidence":0.31274414,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08555835485458374},{"word":"tomorrow","start":505.415,"end":505.915,"confidence":0.50439453,"punctuated_word":"tomorrow","sentiment":"neutral","sentiment_score":0.0882536768913269},{"word":"morning","start":505.975,"end":506.475,"confidence":0.9758301,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":0.1001526489853859},{"word":"not","start":535.945,"end":536.26495,"confidence":0.7011719,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.05373447760939598},{"word":"at","start":536.26495,"end":536.425,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.07071073353290558},{"word":"the","start":536.425,"end":536.505,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.061970554292202},{"word":"moment","start":536.505,"end":537.005,"confidence":0.99853516,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.06871376931667328},{"word":"i'm","start":543.09,"end":543.25,"confidence":0.9362793,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.006453763693571091},{"word":"thinking","start":543.25,"end":543.65,"confidence":0.9980469,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":0.008949582464993},{"word":"about","start":543.65,"end":544.05,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.008877545595169067},{"word":"it","start":544.05,"end":544.13,"confidence":0.80908203,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.01063142903149128},{"word":"yeah","start":544.13,"end":544.63,"confidence":0.96533203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.028883133083581924},{"word":"but","start":545.17004,"end":545.65,"confidence":0.9560547,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.03218894451856613},{"word":"i'm","start":545.65,"end":545.81,"confidence":0.84106445,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05204769968986511},{"word":"just","start":545.81,"end":546.05,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04482229799032211},{"word":"gonna","start":546.05,"end":546.55,"confidence":0.9560547,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.03517535328865051},{"word":"gotta","start":546.69,"end":547.01,"confidence":0.68603516,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.04215650632977486},{"word":"pay","start":547.01,"end":547.25,"confidence":0.98535156,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.030535651370882988},{"word":"for","start":547.25,"end":547.41003,"confidence":0.984375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.027751050889492035},{"word":"the","start":547.41003,"end":547.65,"confidence":0.8618164,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.026674145832657817},{"word":"pay","start":547.89,"end":548.05,"confidence":0.88720703,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.03212485462427139},{"word":"the","start":548.05,"end":548.13,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03287053853273392},{"word":"house","start":548.13,"end":548.45,"confidence":0.9838867,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.04755587875843048},{"word":"off","start":548.45,"end":548.69,"confidence":0.94628906,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":0.027362076565623283},{"word":"pay","start":548.69,"end":548.85004,"confidence":0.8125,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.03308839350938797},{"word":"the","start":548.85004,"end":549.09,"confidence":0.91845703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04188748449087143},{"word":"unit","start":549.09,"end":549.33,"confidence":0.49804688,"punctuated_word":"unit","sentiment":"neutral","sentiment_score":0.04213852435350418},{"word":"off","start":549.33,"end":549.73004,"confidence":0.9892578,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":0.03554917871952057},{"word":"pay","start":549.73004,"end":549.97003,"confidence":0.9658203,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.03358035907149315},{"word":"the","start":549.97003,"end":550.13,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.045164164155721664},{"word":"van","start":550.13,"end":550.45,"confidence":0.9980469,"punctuated_word":"van","sentiment":"neutral","sentiment_score":0.04200880602002144},{"word":"off","start":550.45,"end":550.95,"confidence":0.78564453,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":0.0221516452729702},{"word":"and","start":551.785,"end":551.945,"confidence":0.86865234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.023548435419797897},{"word":"go","start":551.945,"end":552.025,"confidence":0.99121094,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0234469473361969},{"word":"on","start":552.025,"end":552.065,"confidence":0.9902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.026087108999490734},{"word":"a","start":552.065,"end":552.105,"confidence":0.9819336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.021402260288596153},{"word":"couple","start":552.105,"end":552.585,"confidence":0.9941406,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.01313055120408535},{"word":"of","start":552.585,"end":552.745,"confidence":0.58154297,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.017486151307821274},{"word":"holidays","start":552.745,"end":553.145,"confidence":0.9458008,"punctuated_word":"holidays.","sentiment":"neutral","sentiment_score":0.02379242703318596},{"word":"so","start":553.145,"end":553.645,"confidence":0.74072266,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03568311780691147},{"word":"yeah","start":564.905,"end":565.405,"confidence":0.7922363,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.020834870636463165},{"word":"no","start":571.2,"end":571.36,"confidence":0.7685547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0671689361333847},{"word":"actually","start":571.36,"end":571.68,"confidence":0.9523926,"punctuated_word":"Actually,","sentiment":"neutral","sentiment_score":-0.06632877141237259},{"word":"it's","start":571.68,"end":572.0,"confidence":0.99365234,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.08490605652332306},{"word":"probably","start":572.0,"end":572.32,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.11585577577352524},{"word":"going","start":572.32,"end":572.56,"confidence":0.6923828,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.0955374836921692},{"word":"up","start":572.56,"end":572.8,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0744720920920372},{"word":"a","start":572.8,"end":572.88,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09633021801710127},{"word":"little","start":572.88,"end":573.04004,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.06874509900808334},{"word":"bit","start":573.04004,"end":573.54004,"confidence":0.9538574,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.07299824804067612},{"word":"about","start":576.48004,"end":576.64,"confidence":0.5336914,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.005251791328191757},{"word":"a","start":576.64,"end":576.8,"confidence":0.8598633,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.011491595767438412},{"word":"150","start":576.8,"end":577.52,"confidence":0.9199219,"punctuated_word":"150,","sentiment":"neutral","sentiment_score":0.01206405647099018},{"word":"i","start":577.52,"end":577.60004,"confidence":0.97998047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012462597340345384},{"word":"think","start":577.60004,"end":577.84,"confidence":0.9941406,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.007659314200282097},{"word":"it","start":577.84,"end":578.0,"confidence":0.8613281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.007354734465479851},{"word":"is","start":578.0,"end":578.24,"confidence":0.8823242,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.010400756262242794},{"word":"i'm","start":578.24,"end":578.56,"confidence":0.7949219,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0033270257990807295},{"word":"not","start":578.56,"end":578.72003,"confidence":0.78515625,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.01028144173324108},{"word":"a","start":578.72003,"end":578.88,"confidence":0.9716797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.008652936667203903},{"word":"hundred","start":578.88,"end":579.12,"confidence":0.99902344,"punctuated_word":"hundred","sentiment":"neutral","sentiment_score":0.0034605301916599274},{"word":"percent","start":579.12,"end":579.44,"confidence":0.9980469,"punctuated_word":"percent","sentiment":"neutral","sentiment_score":0.02222915925085545},{"word":"sure","start":579.44,"end":579.94,"confidence":0.8754883,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.01100165955722332},{"word":"because","start":584.175,"end":584.415,"confidence":0.63916016,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.02028944343328476},{"word":"we","start":584.415,"end":584.815,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.016360526904463768},{"word":"consolidated","start":584.815,"end":585.315,"confidence":0.8251953,"punctuated_word":"consolidated","sentiment":"neutral","sentiment_score":0.013178463093936443},{"word":"a","start":585.695,"end":586.195,"confidence":0.8378906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03144604712724686},{"word":"lot","start":586.575,"end":586.735,"confidence":0.7348633,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.02146893180906773},{"word":"of","start":586.735,"end":586.895,"confidence":0.9472656,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.023406952619552612},{"word":"lines","start":586.895,"end":587.395,"confidence":0.98217773,"punctuated_word":"lines.","sentiment":"neutral","sentiment_score":0.023251375183463097},{"word":"hey","start":594.89,"end":595.39,"confidence":0.8520508,"punctuated_word":"Hey.","sentiment":"neutral","sentiment_score":0.04079809784889221},{"word":"i","start":604.57,"end":604.73,"confidence":0.91503906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03140711039304733},{"word":"bought","start":604.73,"end":604.97,"confidence":0.8378906,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.027621181681752205},{"word":"a","start":604.97,"end":605.21,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03440846875309944},{"word":"new","start":605.21,"end":605.45,"confidence":0.9707031,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.05863220989704132},{"word":"nissan","start":605.45,"end":605.95,"confidence":0.95947266,"punctuated_word":"Nissan","sentiment":"neutral","sentiment_score":0.053543511778116226},{"word":"navara","start":609.13,"end":609.63,"confidence":0.819987,"punctuated_word":"Navara.","sentiment":"neutral","sentiment_score":0.045923300087451935},{"word":"that's","start":616.975,"end":617.45496,"confidence":0.9033203,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.02151653729379177},{"word":"50,000","start":617.45496,"end":618.25494,"confidence":0.95874023,"punctuated_word":"50,000","sentiment":"neutral","sentiment_score":0.02030096761882305},{"word":"55","start":618.33496,"end":618.89496,"confidence":0.9890137,"punctuated_word":"55","sentiment":"neutral","sentiment_score":0.021883316338062286},{"word":"thousand","start":618.89496,"end":619.295,"confidence":0.99902344,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.0552091971039772},{"word":"now","start":619.295,"end":619.795,"confidence":0.86157227,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.10433488339185716},{"word":"no","start":631.5,"end":632.0,"confidence":0.8364258,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06078575551509857},{"word":"no","start":632.46,"end":632.96,"confidence":0.9567871,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1006629392504692},{"word":"got","start":634.875,"end":635.03503,"confidence":0.86279297,"punctuated_word":"Got","sentiment":"neutral","sentiment_score":-0.010277627035975456},{"word":"rid","start":635.03503,"end":635.195,"confidence":1.0,"punctuated_word":"rid","sentiment":"neutral","sentiment_score":-0.0314236655831337},{"word":"of","start":635.195,"end":635.35504,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01878446154296398},{"word":"that","start":635.35504,"end":635.59503,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.019487185403704643},{"word":"one","start":635.59503,"end":635.995,"confidence":0.9946289,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.021300746127963063},{"word":"the","start":635.995,"end":636.23505,"confidence":0.9741211,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.012639302760362623},{"word":"wife's","start":636.23505,"end":636.555,"confidence":0.97021484,"punctuated_word":"wife's","sentiment":"neutral","sentiment_score":0.032800693064928055},{"word":"got","start":636.555,"end":637.055,"confidence":0.9667969,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.031199321150779724},{"word":"a","start":638.635,"end":638.79504,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05075455456972122},{"word":"2021","start":638.79504,"end":641.055,"confidence":0.9708659,"punctuated_word":"2021","sentiment":"neutral","sentiment_score":0.0406733900308609},{"word":"toyota","start":642.075,"end":642.575,"confidence":0.9707031,"punctuated_word":"Toyota","sentiment":"neutral","sentiment_score":0.04505833983421326},{"word":"camry","start":642.715,"end":643.215,"confidence":0.98860675,"punctuated_word":"Camry.","sentiment":"neutral","sentiment_score":0.056182973086833954},{"word":"it's","start":645.835,"end":646.23505,"confidence":0.57922363,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03271777555346489},{"word":"probably","start":646.23505,"end":646.715,"confidence":0.96777344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.026983264833688736},{"word":"about","start":646.715,"end":646.955,"confidence":0.96533203,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0019705691374838352},{"word":"'20","start":646.955,"end":647.455,"confidence":0.9980469,"punctuated_word":"'20","sentiment":"neutral","sentiment_score":0.0036292930599302058},{"word":"probably","start":647.91,"end":648.14996,"confidence":0.9970703,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.002247675321996212},{"word":"about","start":648.14996,"end":648.47,"confidence":0.97265625,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0028986185789108276},{"word":"'23","start":648.47,"end":649.11,"confidence":0.9901123,"punctuated_word":"'23,","sentiment":"neutral","sentiment_score":0.011122813448309898},{"word":"'24","start":649.11,"end":650.01,"confidence":0.8787842,"punctuated_word":"'24.","sentiment":"neutral","sentiment_score":0.014983179047703745},{"word":"about","start":650.23,"end":650.63,"confidence":0.6586914,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.00796891562640667},{"word":"'20","start":650.63,"end":650.87,"confidence":0.9160156,"punctuated_word":"'20","sentiment":"neutral","sentiment_score":0.01345213782042265},{"word":"5","start":650.87,"end":651.11,"confidence":0.99609375,"punctuated_word":"5","sentiment":"neutral","sentiment_score":0.02498425357043743},{"word":"thousand","start":651.11,"end":651.51,"confidence":0.91381836,"punctuated_word":"thousand,","sentiment":"neutral","sentiment_score":0.040650442242622375},{"word":"mate","start":651.51,"end":652.01,"confidence":0.70214844,"punctuated_word":"mate.","sentiment":"neutral","sentiment_score":0.07145186513662338},{"word":"well","start":659.985,"end":660.485,"confidence":0.74365234,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.089178666472435},{"word":"yeah","start":660.785,"end":661.105,"confidence":0.8444824,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.06963357329368591},{"word":"we","start":661.105,"end":661.345,"confidence":0.9941406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07603762298822403},{"word":"had","start":661.345,"end":661.585,"confidence":0.96972656,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05998816341161728},{"word":"we","start":661.585,"end":661.665,"confidence":0.93115234,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.045053064823150635},{"word":"had","start":661.665,"end":661.90497,"confidence":0.9970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.014622092247009276},{"word":"the","start":661.90497,"end":662.025,"confidence":0.6069336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.013380704447627068},{"word":"the","start":662.145,"end":662.305,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011432303115725516},{"word":"other","start":662.305,"end":662.545,"confidence":0.99609375,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.008544795215129852},{"word":"one","start":662.545,"end":662.705,"confidence":0.7553711,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.0063656531274318695},{"word":"was","start":662.705,"end":662.945,"confidence":0.98291016,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.006844405084848404},{"word":"a","start":662.945,"end":663.025,"confidence":0.42749023,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.019345723092556},{"word":"2012","start":663.025,"end":664.065,"confidence":0.89538574,"punctuated_word":"2012","sentiment":"neutral","sentiment_score":0.01816636137664318},{"word":"we","start":664.065,"end":664.305,"confidence":0.81152344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.008791069500148296},{"word":"had","start":664.305,"end":664.805,"confidence":0.9824219,"punctuated_word":"had.","sentiment":"neutral","sentiment_score":0.008572734892368317},{"word":"we","start":665.025,"end":665.265,"confidence":0.984375,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.008011835627257824},{"word":"sort","start":665.265,"end":665.585,"confidence":0.94970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.011044732294976711},{"word":"of","start":665.585,"end":666.085,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.007467503659427166},{"word":"and","start":666.385,"end":666.625,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.00966198556125164},{"word":"i","start":666.625,"end":666.945,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02050682157278061},{"word":"i","start":666.945,"end":667.185,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01885947585105896},{"word":"sort","start":667.185,"end":667.425,"confidence":0.9614258,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0039975643157958984},{"word":"of","start":667.425,"end":667.505,"confidence":0.8330078,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.015159053727984428},{"word":"took","start":667.505,"end":667.745,"confidence":0.9873047,"punctuated_word":"took","sentiment":"neutral","sentiment_score":0.019314929842948914},{"word":"it","start":667.745,"end":667.985,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.016771961003541946},{"word":"on","start":667.985,"end":668.485,"confidence":0.7241211,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.006046411581337452},{"word":"and","start":668.785,"end":668.945,"confidence":0.9404297,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0154240932315588},{"word":"the","start":668.945,"end":669.105,"confidence":0.9472656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030653752386569977},{"word":"wife","start":669.105,"end":669.605,"confidence":0.5390625,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.03525366634130478},{"word":"bought","start":670.46497,"end":670.705,"confidence":0.9199219,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.03041982837021351},{"word":"a","start":670.705,"end":670.785,"confidence":0.8852539,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.032352693378925323},{"word":"new","start":670.785,"end":671.025,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.03947779908776283},{"word":"one","start":671.025,"end":671.525,"confidence":0.9338379,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.04023967310786247},{"word":"and","start":672.865,"end":673.105,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.048593394458293915},{"word":"then","start":673.105,"end":673.605,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06648867577314377},{"word":"we're","start":675.88,"end":676.36,"confidence":0.7578125,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.08739327639341354},{"word":"we're","start":676.36,"end":676.68,"confidence":0.9909668,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.07711981236934662},{"word":"looking","start":676.68,"end":677.0,"confidence":0.99609375,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.07154377549886703},{"word":"to","start":677.0,"end":677.16,"confidence":0.98828125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09205791354179382},{"word":"do","start":677.16,"end":677.39996,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10212765634059906},{"word":"some","start":677.39996,"end":677.64,"confidence":0.9941406,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.08510379493236542},{"word":"traveling","start":677.64,"end":678.14,"confidence":0.69555664,"punctuated_word":"traveling,","sentiment":"neutral","sentiment_score":0.09392564743757248},{"word":"so","start":678.27997,"end":678.77997,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07995615899562836},{"word":"we","start":679.48,"end":679.72,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12034428864717484},{"word":"bought","start":679.72,"end":679.95996,"confidence":0.75439453,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.11080615967512132},{"word":"the","start":679.95996,"end":680.12,"confidence":0.9658203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11580170691013336},{"word":"full","start":680.12,"end":680.44,"confidence":0.6821289,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.13244715332984924},{"word":"drive","start":680.44,"end":680.83997,"confidence":0.6411133,"punctuated_word":"drive,","sentiment":"neutral","sentiment_score":0.08729580044746399},{"word":"the","start":680.83997,"end":681.0,"confidence":0.94189453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10047325491905212},{"word":"full","start":681.0,"end":681.24,"confidence":0.92578125,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.11377072334289552},{"word":"car","start":681.24,"end":681.48,"confidence":0.296875,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.06752103567123413},{"word":"in","start":681.48,"end":681.72,"confidence":0.3461914,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.051552046090364456},{"word":"that","start":681.72,"end":681.88,"confidence":0.9580078,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06617055088281631},{"word":"we","start":681.88,"end":682.12,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07293098419904709},{"word":"brought","start":682.12,"end":682.62,"confidence":0.79052734,"punctuated_word":"brought.","sentiment":"neutral","sentiment_score":0.21822983026504517},{"word":"it's","start":684.76,"end":685.0,"confidence":0.97509766,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.07258869707584381},{"word":"valued","start":685.0,"end":685.39996,"confidence":0.7919922,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.06122088432312012},{"word":"at","start":685.39996,"end":685.56,"confidence":0.9667969,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05618274211883545},{"word":"about","start":685.56,"end":685.95996,"confidence":0.99316406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.06242438405752182},{"word":"70,000","start":685.95996,"end":686.86,"confidence":0.8952637,"punctuated_word":"70,000.","sentiment":"neutral","sentiment_score":0.07275652140378952},{"word":"no","start":694.335,"end":694.835,"confidence":0.8605957,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05542188882827759},{"word":"no","start":695.05505,"end":695.29504,"confidence":0.94750977,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05230862647294998},{"word":"no","start":695.29504,"end":695.79504,"confidence":0.9741211,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05550961196422577},{"word":"no","start":696.815,"end":697.05505,"confidence":0.9147949,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06750534474849701},{"word":"that's","start":697.05505,"end":697.375,"confidence":0.91308594,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04687681049108505},{"word":"separate","start":697.375,"end":697.85504,"confidence":0.62890625,"punctuated_word":"separate","sentiment":"neutral","sentiment_score":-0.04688853770494461},{"word":"line","start":697.85504,"end":698.35504,"confidence":0.7293701,"punctuated_word":"line.","sentiment":"neutral","sentiment_score":-0.03692640736699104},{"word":"yay","start":701.85504,"end":702.35504,"confidence":0.90494794,"punctuated_word":"Yay.","sentiment":"neutral","sentiment_score":0.013095445930957794},{"word":"probably","start":705.98004,"end":706.38,"confidence":0.9580078,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.01832657679915428},{"word":"about","start":706.38,"end":706.62,"confidence":0.8671875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.006869585253298283},{"word":"60","start":706.62,"end":707.12,"confidence":0.99365234,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":-0.00911165215075016},{"word":"yeah","start":712.06,"end":712.38,"confidence":0.8251953,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01867777854204178},{"word":"we","start":712.38,"end":712.54004,"confidence":0.9267578,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.01825341023504734},{"word":"went","start":712.54004,"end":712.78,"confidence":0.99316406,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.010301362723112106},{"word":"down","start":712.78,"end":713.02,"confidence":0.96875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.0025064218789339066},{"word":"to","start":713.02,"end":713.18,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.004343397915363312},{"word":"tasmania","start":713.18,"end":713.68,"confidence":0.8769531,"punctuated_word":"Tasmania","sentiment":"neutral","sentiment_score":0.0032473932951688766},{"word":"for","start":713.74,"end":713.98004,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.004167439416050911},{"word":"a","start":713.98004,"end":714.14,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.006257245782762766},{"word":"month","start":714.14,"end":714.64,"confidence":0.7105713,"punctuated_word":"month.","sentiment":"neutral","sentiment_score":0.0006439005956053734},{"word":"i","start":714.78,"end":714.86,"confidence":0.3486328,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0023283977061510086},{"word":"ran","start":714.86,"end":715.02,"confidence":0.8798828,"punctuated_word":"ran","sentiment":"neutral","sentiment_score":0.00321265310049057},{"word":"to","start":715.02,"end":715.26,"confidence":0.7714844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.00697285495698452},{"word":"tasmania","start":715.26,"end":715.76,"confidence":0.9301758,"punctuated_word":"Tasmania.","sentiment":"neutral","sentiment_score":0.007760750129818916},{"word":"we're","start":718.835,"end":718.995,"confidence":0.6713867,"punctuated_word":"We're","sentiment":"positive","sentiment_score":0.3472384810447693},{"word":"going","start":718.995,"end":719.47504,"confidence":0.44213867,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.3609398901462555},{"word":"to","start":719.47504,"end":719.635,"confidence":0.46923828,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.38018685579299927},{"word":"book","start":719.635,"end":719.955,"confidence":0.59228516,"punctuated_word":"book","sentiment":"positive","sentiment_score":0.4704982340335846},{"word":"together","start":719.955,"end":720.455,"confidence":0.3725586,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":0.26814207434654236},{"word":"i've","start":720.835,"end":721.335,"confidence":0.9157715,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.20021653175354004},{"word":"got","start":721.715,"end":721.955,"confidence":0.9838867,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2148333489894867},{"word":"all","start":721.955,"end":722.195,"confidence":0.7963867,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.24506720900535583},{"word":"day","start":722.195,"end":722.435,"confidence":0.36132812,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.2728951871395111},{"word":"booked","start":722.435,"end":722.755,"confidence":0.8027344,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.22787298262119293},{"word":"for","start":722.755,"end":722.91504,"confidence":0.88427734,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19673992693424225},{"word":"next","start":722.91504,"end":723.155,"confidence":0.99121094,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1889241933822632},{"word":"year","start":723.155,"end":723.47504,"confidence":0.92333984,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.2135658860206604},{"word":"going","start":723.47504,"end":723.715,"confidence":0.63623047,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.21907542645931244},{"word":"to","start":723.715,"end":723.955,"confidence":0.9667969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2407979667186737},{"word":"cairns","start":723.955,"end":724.455,"confidence":0.8984375,"punctuated_word":"Cairns,","sentiment":"neutral","sentiment_score":0.16024450957775116},{"word":"not","start":724.995,"end":725.23505,"confidence":0.9790039,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.11403299868106842},{"word":"the","start":725.23505,"end":725.395,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19177104532718656},{"word":"top","start":725.395,"end":725.635,"confidence":0.9291992,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.20901748538017273},{"word":"end","start":725.635,"end":726.135,"confidence":0.95410156,"punctuated_word":"end.","sentiment":"neutral","sentiment_score":0.27042242884635925},{"word":"and","start":728.67505,"end":728.835,"confidence":0.8256836,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.17598843574523926},{"word":"then","start":728.835,"end":728.91504,"confidence":0.83984375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.16652117669582367},{"word":"the","start":728.91504,"end":729.075,"confidence":0.93603516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16403216123580933},{"word":"following","start":729.075,"end":729.47504,"confidence":0.98095703,"punctuated_word":"following","sentiment":"neutral","sentiment_score":0.1596631407737732},{"word":"year","start":729.47504,"end":729.715,"confidence":0.9345703,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.15432026982307434},{"word":"we'll","start":729.715,"end":729.955,"confidence":0.97753906,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.13113637268543243},{"word":"probably","start":729.955,"end":730.275,"confidence":0.99609375,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.16673021018505096},{"word":"go","start":730.275,"end":730.515,"confidence":0.88671875,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.17373088002204895},{"word":"to","start":730.515,"end":730.59503,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18427468836307528},{"word":"darwin","start":730.59503,"end":731.09503,"confidence":0.8647461,"punctuated_word":"Darwin.","sentiment":"neutral","sentiment_score":0.18353518843650815},{"word":"yeah","start":740.77,"end":741.27,"confidence":0.9724121,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04794507473707199},{"word":"we","start":741.49,"end":741.89,"confidence":0.98828125,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.028425022959709167},{"word":"we","start":741.89,"end":742.13,"confidence":0.7631836,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0300322026014328},{"word":"eventually","start":742.13,"end":742.63,"confidence":0.74853516,"punctuated_word":"eventually","sentiment":"neutral","sentiment_score":0.03345876187086105},{"word":"when","start":742.77,"end":743.01,"confidence":0.9892578,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.02903607115149498},{"word":"we","start":743.01,"end":743.51,"confidence":0.96875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.019866876304149628},{"word":"when","start":743.64996,"end":743.81,"confidence":0.8388672,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.015274547040462494},{"word":"we","start":743.81,"end":743.97,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.022530198097229004},{"word":"both","start":743.97,"end":744.29,"confidence":0.94189453,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.015469908714294434},{"word":"retire","start":744.29,"end":744.79,"confidence":0.97436523,"punctuated_word":"retire,","sentiment":"neutral","sentiment_score":0.0194136593490839},{"word":"his","start":746.955,"end":747.195,"confidence":0.9838867,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.027781624346971512},{"word":"wife","start":747.195,"end":747.515,"confidence":0.99902344,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.023966167122125626},{"word":"can't","start":747.515,"end":747.755,"confidence":0.9975586,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.010417776182293892},{"word":"retire","start":747.755,"end":748.235,"confidence":0.9970703,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.004818804562091827},{"word":"for","start":748.235,"end":748.395,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.022268787026405334},{"word":"another","start":748.395,"end":748.895,"confidence":0.9724121,"punctuated_word":"another,","sentiment":"neutral","sentiment_score":-0.024348730221390724},{"word":"i","start":749.035,"end":749.195,"confidence":0.9326172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005012635141611099},{"word":"think","start":749.195,"end":749.515,"confidence":0.9921875,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":-0.0008867122232913971},{"word":"eight","start":749.515,"end":749.755,"confidence":0.99902344,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.01230207458138466},{"word":"years","start":749.755,"end":750.255,"confidence":0.91186523,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.004329867660999298},{"word":"and","start":752.635,"end":753.135,"confidence":0.98095703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07986871153116226},{"word":"we","start":753.435,"end":753.675,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0917971283197403},{"word":"eventually","start":753.675,"end":754.175,"confidence":0.9838867,"punctuated_word":"eventually","sentiment":"neutral","sentiment_score":0.08577463030815125},{"word":"wanna","start":754.235,"end":754.735,"confidence":0.93408203,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.10061686486005784},{"word":"sort","start":754.795,"end":755.115,"confidence":0.9873047,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06422659754753113},{"word":"of","start":755.115,"end":755.595,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10328270494937895},{"word":"try","start":755.595,"end":755.835,"confidence":0.99121094,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.10416021943092346},{"word":"and","start":755.835,"end":755.995,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.116824671626091},{"word":"do","start":755.995,"end":756.495,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1098012924194336},{"word":"a","start":757.675,"end":757.835,"confidence":0.796875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1067037582397461},{"word":"map","start":757.835,"end":757.995,"confidence":0.80322266,"punctuated_word":"map","sentiment":"neutral","sentiment_score":0.10316193848848344},{"word":"of","start":757.995,"end":758.235,"confidence":0.9716797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07469835877418518},{"word":"australia","start":758.235,"end":758.71497,"confidence":0.9716797,"punctuated_word":"Australia","sentiment":"neutral","sentiment_score":0.10020235180854796},{"word":"sort","start":758.71497,"end":758.955,"confidence":0.94140625,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.056942690163850784},{"word":"of","start":758.955,"end":759.035,"confidence":0.8911133,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06395363807678223},{"word":"thing","start":759.035,"end":759.535,"confidence":0.9904785,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.10930445790290833},{"word":"yeah","start":765.23,"end":765.39,"confidence":0.96850586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17155948281288147},{"word":"so","start":765.39,"end":765.89,"confidence":0.8059082,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.13491490483283997},{"word":"yeah","start":766.35,"end":766.75,"confidence":0.9746094,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.13590970635414124},{"word":"we","start":766.75,"end":766.99,"confidence":0.87841797,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15432168543338776},{"word":"wanna","start":766.99,"end":767.39,"confidence":0.9614258,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.17313021421432495},{"word":"go","start":767.39,"end":767.79,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.18017977476119995},{"word":"out","start":767.79,"end":767.95,"confidence":0.4580078,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2116799354553223},{"word":"and","start":767.95,"end":768.19,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17638655006885529},{"word":"see","start":768.19,"end":768.43,"confidence":0.99609375,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.20549064874649048},{"word":"the","start":768.43,"end":768.59,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17053672671318054},{"word":"west","start":768.59,"end":768.83,"confidence":0.96435547,"punctuated_word":"West","sentiment":"neutral","sentiment_score":0.12307941168546677},{"word":"coast","start":768.83,"end":769.15,"confidence":0.99316406,"punctuated_word":"Coast","sentiment":"neutral","sentiment_score":0.1306934654712677},{"word":"and","start":769.15,"end":769.65,"confidence":0.62402344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08974908292293549},{"word":"we","start":770.51,"end":770.59,"confidence":0.5317383,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05513491481542587},{"word":"wanna","start":770.59,"end":770.91,"confidence":0.9902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05601309984922409},{"word":"see","start":770.91,"end":771.41,"confidence":0.96435547,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.05481508374214173},{"word":"like","start":771.71,"end":771.87,"confidence":0.7315674,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03468552231788635},{"word":"we","start":771.87,"end":772.11,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0802759975194931},{"word":"wanted","start":772.11,"end":772.43,"confidence":0.7841797,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.06053248047828674},{"word":"to","start":772.43,"end":772.59,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0726824402809143},{"word":"see","start":772.59,"end":772.83,"confidence":0.9951172,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07593157142400742},{"word":"tasmania","start":772.83,"end":773.33,"confidence":0.7685547,"punctuated_word":"Tasmania,","sentiment":"neutral","sentiment_score":0.05118643119931221},{"word":"so","start":773.55,"end":774.05,"confidence":0.9970703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.04247617349028587},{"word":"we","start":774.275,"end":774.515,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07700362801551819},{"word":"took","start":774.515,"end":774.675,"confidence":1.0,"punctuated_word":"took","sentiment":"neutral","sentiment_score":0.06993862986564636},{"word":"months","start":774.675,"end":775.155,"confidence":0.68408203,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.037127990275621414},{"word":"off","start":775.155,"end":775.395,"confidence":0.9980469,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.04289994016289711},{"word":"and","start":775.395,"end":775.875,"confidence":0.9604492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04527179151773453},{"word":"went","start":775.875,"end":776.115,"confidence":0.97509766,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.07261107861995697},{"word":"down","start":776.115,"end":776.435,"confidence":0.8959961,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.05555972084403038},{"word":"to","start":776.435,"end":776.515,"confidence":0.98291016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05572504922747612},{"word":"tasmania","start":776.515,"end":777.015,"confidence":0.96777344,"punctuated_word":"Tasmania.","sentiment":"neutral","sentiment_score":0.05855993181467056},{"word":"mostly","start":780.115,"end":780.515,"confidence":0.11871338,"punctuated_word":"Mostly","sentiment":"neutral","sentiment_score":0.3293687105178833},{"word":"the","start":780.515,"end":780.675,"confidence":0.7314453,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.38252493739128113},{"word":"second","start":780.675,"end":781.175,"confidence":0.9921875,"punctuated_word":"second","sentiment":"positive","sentiment_score":0.4780646562576294},{"word":"went","start":781.47504,"end":781.715,"confidence":0.8359375,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.299818217754364},{"word":"around","start":781.715,"end":782.03503,"confidence":0.9790039,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.31383490562438965},{"word":"the","start":782.03503,"end":782.195,"confidence":0.7573242,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28116995096206665},{"word":"outside","start":782.195,"end":782.675,"confidence":0.9970703,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":0.3293040096759796},{"word":"of","start":782.675,"end":782.835,"confidence":0.9892578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2319438010454178},{"word":"tasmania","start":782.835,"end":783.335,"confidence":0.86279297,"punctuated_word":"Tasmania.","sentiment":"neutral","sentiment_score":0.17536023259162903},{"word":"oh","start":789.13,"end":789.29,"confidence":0.6077881,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.42649397253990173},{"word":"yeah","start":789.29,"end":789.69,"confidence":0.6945801,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.3167235851287842},{"word":"you","start":789.69,"end":789.93,"confidence":0.9604492,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.12328773736953735},{"word":"wouldn't","start":789.93,"end":790.17,"confidence":0.9785156,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":0.03298095986247063},{"word":"go","start":790.17,"end":790.33,"confidence":0.65625,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.03185006603598595},{"word":"there","start":790.33,"end":790.41,"confidence":0.7451172,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06207561865448952},{"word":"now","start":790.41,"end":790.91,"confidence":0.6489258,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.1125842109322548},{"word":"where","start":801.52997,"end":801.61,"confidence":0.33325195,"punctuated_word":"Where","sentiment":"neutral","sentiment_score":-0.02625543996691704},{"word":"where","start":801.61,"end":801.85,"confidence":0.51220703,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.022986920550465584},{"word":"did","start":801.85,"end":802.01,"confidence":0.87841797,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.01339392177760601},{"word":"you","start":802.01,"end":802.08997,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.004653384909033775},{"word":"go","start":802.08997,"end":802.33,"confidence":0.9165039,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.0006765853613615036},{"word":"there","start":802.33,"end":802.83,"confidence":0.9421387,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":-0.0004415959119796753},{"word":"yeah","start":810.785,"end":811.285,"confidence":0.8803711,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06317021697759628},{"word":"i'm","start":811.505,"end":811.745,"confidence":0.34204102,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05923202633857727},{"word":"through","start":811.745,"end":812.14496,"confidence":0.51953125,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06225782632827759},{"word":"lawrence","start":812.14496,"end":812.46497,"confidence":0.44592285,"punctuated_word":"Lawrence.","sentiment":"neutral","sentiment_score":0.06620049476623535},{"word":"that's","start":812.46497,"end":812.865,"confidence":0.9116211,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1353640258312225},{"word":"natural","start":812.865,"end":813.265,"confidence":0.30664062,"punctuated_word":"natural","sentiment":"neutral","sentiment_score":0.08971408009529114},{"word":"thing","start":813.265,"end":813.505,"confidence":0.67407227,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.08318322896957397},{"word":"i","start":813.505,"end":813.58496,"confidence":0.3737793,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03417063504457474},{"word":"was","start":813.58496,"end":813.665,"confidence":0.9863281,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.020908216014504433},{"word":"at","start":813.665,"end":813.90497,"confidence":0.99121094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02740425057709217},{"word":"the","start":813.90497,"end":813.985,"confidence":0.94628906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03023228794336319},{"word":"west","start":813.985,"end":814.225,"confidence":0.81640625,"punctuated_word":"west","sentiment":"neutral","sentiment_score":0.02547198347747326},{"word":"side","start":814.225,"end":814.725,"confidence":0.98461914,"punctuated_word":"side.","sentiment":"neutral","sentiment_score":0.021034598350524902},{"word":"no","start":815.665,"end":815.825,"confidence":0.87280273,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.035395778715610504},{"word":"it's","start":815.825,"end":815.90497,"confidence":0.63952637,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.018860191106796265},{"word":"the","start":815.90497,"end":816.14496,"confidence":0.90771484,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.006231559440493584},{"word":"east","start":816.14496,"end":816.385,"confidence":0.9838867,"punctuated_word":"East","sentiment":"neutral","sentiment_score":-0.0030000191181898117},{"word":"side","start":816.385,"end":816.885,"confidence":0.9892578,"punctuated_word":"Side.","sentiment":"neutral","sentiment_score":0.00043261144310235977},{"word":"yeah","start":818.13,"end":818.37,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0239988062530756},{"word":"we","start":818.37,"end":818.69,"confidence":0.99316406,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.040215812623500824},{"word":"went","start":818.69,"end":819.01,"confidence":0.9873047,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.03554174304008484},{"word":"we","start":819.01,"end":819.25,"confidence":0.4453125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.035123974084854126},{"word":"went","start":819.25,"end":819.41,"confidence":0.9838867,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.028172336518764496},{"word":"down","start":819.41,"end":819.73,"confidence":0.99609375,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.02256651222705841},{"word":"through","start":819.73,"end":820.05,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.023716188967227936},{"word":"we","start":821.57,"end":821.73,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.031003903597593307},{"word":"got","start":821.73,"end":822.05,"confidence":0.76708984,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.02143566869199276},{"word":"off","start":822.05,"end":822.52997,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.025457773357629776},{"word":"the","start":822.52997,"end":822.69,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03466474264860153},{"word":"boat","start":822.69,"end":823.19,"confidence":0.9921875,"punctuated_word":"boat","sentiment":"neutral","sentiment_score":0.042118582874536514},{"word":"at","start":825.41,"end":825.57,"confidence":0.9838867,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03571447730064392},{"word":"davenport","start":825.57,"end":826.07,"confidence":0.7232666,"punctuated_word":"Davenport.","sentiment":"neutral","sentiment_score":0.040127404034137726},{"word":"went","start":828.29,"end":828.52997,"confidence":0.7050781,"punctuated_word":"Went","sentiment":"neutral","sentiment_score":0.039279505610466},{"word":"down","start":828.52997,"end":829.02997,"confidence":0.46679688,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.04978391155600548},{"word":"across","start":829.32996,"end":829.73,"confidence":0.51171875,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.049081142991781235},{"word":"the","start":829.73,"end":829.81,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06525467336177826},{"word":"top","start":829.81,"end":830.13,"confidence":0.9741211,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.05132753774523735},{"word":"stanley","start":830.13,"end":830.61,"confidence":0.56396484,"punctuated_word":"Stanley","sentiment":"neutral","sentiment_score":0.061432115733623505},{"word":"and","start":830.61,"end":830.85,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0480959415435791},{"word":"all","start":830.85,"end":831.08997,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.04944572225213051},{"word":"that","start":831.08997,"end":831.58997,"confidence":0.9433594,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.05025187134742737},{"word":"went","start":832.995,"end":833.315,"confidence":0.96533203,"punctuated_word":"Went","sentiment":"neutral","sentiment_score":0.048934295773506165},{"word":"down","start":833.315,"end":833.555,"confidence":0.9921875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.08439779281616211},{"word":"to","start":833.555,"end":833.71497,"confidence":0.9716797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09040116518735886},{"word":"queenstown","start":833.71497,"end":834.21497,"confidence":0.8733724,"punctuated_word":"Queenstown,","sentiment":"neutral","sentiment_score":0.09997500479221344},{"word":"did","start":835.95496,"end":836.27496,"confidence":0.73339844,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.1125570982694626},{"word":"strong","start":836.27496,"end":836.77496,"confidence":0.5150757,"punctuated_word":"strong,","sentiment":"neutral","sentiment_score":0.13377439975738523},{"word":"all","start":837.075,"end":837.235,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.12601490318775177},{"word":"that","start":837.235,"end":837.475,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07588507235050201},{"word":"sort","start":837.475,"end":837.635,"confidence":0.9863281,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04265858232975006},{"word":"of","start":837.635,"end":837.71497,"confidence":0.91259766,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10171503573656082},{"word":"thing","start":837.71497,"end":838.21497,"confidence":0.76342773,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.08925458788871765},{"word":"and","start":839.71497,"end":840.035,"confidence":0.9819336,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.025356736034154892},{"word":"then","start":840.035,"end":840.195,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.017389684915542603},{"word":"went","start":840.195,"end":840.51495,"confidence":0.98291016,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.02072764001786709},{"word":"to","start":840.51495,"end":841.01495,"confidence":0.9140625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02508898451924324},{"word":"across","start":844.24,"end":844.48004,"confidence":0.66259766,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.026164771988987923},{"word":"the","start":844.48004,"end":844.98004,"confidence":0.6352539,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020576300099492073},{"word":"we","start":845.28,"end":845.60004,"confidence":0.48291016,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.030268583446741104},{"word":"started","start":845.60004,"end":846.0,"confidence":0.6660156,"punctuated_word":"started","sentiment":"neutral","sentiment_score":0.023172598332166672},{"word":"richmond","start":846.0,"end":846.48004,"confidence":0.7404785,"punctuated_word":"Richmond,","sentiment":"neutral","sentiment_score":0.03484788537025452},{"word":"actually","start":846.48004,"end":846.98004,"confidence":0.8244629,"punctuated_word":"actually.","sentiment":"neutral","sentiment_score":0.019463568925857544},{"word":"and","start":848.88,"end":849.38,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0041424985975027084},{"word":"did","start":850.48004,"end":850.72003,"confidence":0.49145508,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.002686820924282074},{"word":"all","start":850.72003,"end":851.22003,"confidence":0.98291016,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.009922195225954056},{"word":"ran","start":851.60004,"end":851.92004,"confidence":0.28637695,"punctuated_word":"ran","sentiment":"neutral","sentiment_score":0.01593451388180256},{"word":"to","start":851.92004,"end":852.08,"confidence":0.15856934,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01781095191836357},{"word":"hobart","start":852.08,"end":852.58,"confidence":0.5739746,"punctuated_word":"Hobart","sentiment":"neutral","sentiment_score":0.02042212337255478},{"word":"and","start":852.64,"end":852.96,"confidence":0.75390625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.012391775846481323},{"word":"went","start":852.96,"end":853.2,"confidence":0.8857422,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.004185069352388382},{"word":"around","start":853.2,"end":853.68,"confidence":0.69433594,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.009472832083702087},{"word":"to","start":853.68,"end":853.84,"confidence":0.43164062,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.009799741208553314},{"word":"buddy","start":853.84,"end":854.34,"confidence":0.22460938,"punctuated_word":"Buddy","sentiment":"neutral","sentiment_score":0.017654987052083015},{"word":"out","start":854.72003,"end":854.96,"confidence":0.6616211,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.0013319794088602066},{"word":"on","start":854.96,"end":855.2,"confidence":0.93603516,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.003308771178126335},{"word":"around","start":855.36005,"end":855.86005,"confidence":0.6772461,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.02468537539243698},{"word":"port","start":855.92004,"end":856.16003,"confidence":0.92089844,"punctuated_word":"Port","sentiment":"neutral","sentiment_score":0.006372615694999695},{"word":"arthur","start":856.16003,"end":856.56,"confidence":0.99902344,"punctuated_word":"Arthur","sentiment":"neutral","sentiment_score":0.0007688552141189575},{"word":"and","start":856.56,"end":857.06,"confidence":0.6464844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03285016119480133},{"word":"i","start":858.945,"end":859.025,"confidence":0.5019531,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.054738499224185944},{"word":"went","start":859.025,"end":859.265,"confidence":0.9970703,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.04959254339337349},{"word":"to","start":859.265,"end":859.765,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05574312806129456},{"word":"the","start":860.065,"end":860.225,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0623353011906147},{"word":"markets","start":860.225,"end":860.725,"confidence":0.51220703,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.046866729855537415},{"word":"at","start":860.78503,"end":860.945,"confidence":0.31420898,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09999209642410278},{"word":"the","start":860.945,"end":861.025,"confidence":0.34448242,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10171346366405488},{"word":"and","start":861.025,"end":861.525,"confidence":0.26953125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09683935344219208},{"word":"thought","start":862.225,"end":862.625,"confidence":0.56591797,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.14890794456005096},{"word":"they're","start":862.625,"end":862.865,"confidence":0.7260742,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.1970161646604538},{"word":"overpriced","start":862.865,"end":863.365,"confidence":0.9873047,"punctuated_word":"overpriced.","sentiment":"neutral","sentiment_score":-0.17958442866802216},{"word":"that","start":870.625,"end":870.865,"confidence":0.54785156,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.11435455083847046},{"word":"was","start":870.865,"end":871.105,"confidence":0.9902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.17636606097221377},{"word":"they","start":871.185,"end":871.425,"confidence":0.89501953,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.21499434113502505},{"word":"were","start":871.425,"end":871.585,"confidence":0.99609375,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.2629319429397583},{"word":"overpriced","start":871.585,"end":872.085,"confidence":0.99365234,"punctuated_word":"overpriced","sentiment":"neutral","sentiment_score":-0.16776344180107117},{"word":"and","start":872.465,"end":872.965,"confidence":0.9589844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1782611906528473},{"word":"everything","start":873.42,"end":873.78,"confidence":0.7988281,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.14656436443328855},{"word":"and","start":873.78,"end":874.14,"confidence":0.890625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.04022802412509918},{"word":"then","start":874.14,"end":874.3,"confidence":0.6702881,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.016560988500714302},{"word":"buddy","start":874.3,"end":874.8,"confidence":0.91625977,"punctuated_word":"buddy,","sentiment":"neutral","sentiment_score":0.01597198098897934},{"word":"went","start":876.14,"end":876.38,"confidence":0.49658203,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.009928420186042786},{"word":"up","start":876.38,"end":876.54,"confidence":0.90527344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.01657978445291519},{"word":"to","start":876.54,"end":876.7,"confidence":0.56933594,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03933104872703552},{"word":"launch","start":876.7,"end":877.02,"confidence":0.56689453,"punctuated_word":"launch","sentiment":"neutral","sentiment_score":0.04063017293810845},{"word":"sessions","start":877.02,"end":877.52,"confidence":0.642334,"punctuated_word":"sessions,","sentiment":"neutral","sentiment_score":0.04455368220806122},{"word":"done","start":878.54,"end":878.94,"confidence":0.96435547,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.06752416491508484},{"word":"beaconsfield","start":878.94,"end":879.44,"confidence":0.81951904,"punctuated_word":"Beaconsfield,","sentiment":"neutral","sentiment_score":0.04743272811174393},{"word":"done","start":879.82,"end":880.32,"confidence":0.9707031,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.04205600917339325},{"word":"other","start":881.1,"end":881.42,"confidence":0.46704102,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.04769239574670792},{"word":"missus","start":881.42,"end":881.62,"confidence":0.7128906,"punctuated_word":"missus","sentiment":"neutral","sentiment_score":0.03692081943154335},{"word":"likes","start":881.62,"end":881.82,"confidence":0.73291016,"punctuated_word":"likes","sentiment":"neutral","sentiment_score":0.04126160219311714},{"word":"the","start":881.82,"end":882.32,"confidence":0.9658203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03156507387757301},{"word":"sea","start":884.7,"end":885.02,"confidence":0.2861328,"punctuated_word":"sea","sentiment":"neutral","sentiment_score":0.031448110938072205},{"word":"horses","start":885.02,"end":885.42,"confidence":0.77441406,"punctuated_word":"horses.","sentiment":"neutral","sentiment_score":0.015203197486698627},{"word":"so","start":885.42,"end":885.58,"confidence":0.73583984,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.026509474962949753},{"word":"we","start":885.58,"end":885.66,"confidence":0.5932617,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04191218316555023},{"word":"went","start":885.66,"end":885.89996,"confidence":0.8222656,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.047029830515384674},{"word":"up","start":885.89996,"end":885.98,"confidence":0.97998047,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.044194214046001434},{"word":"to","start":885.98,"end":886.14,"confidence":0.88720703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06827837228775024},{"word":"sea","start":886.14,"end":886.38,"confidence":0.8984375,"punctuated_word":"Sea","sentiment":"neutral","sentiment_score":0.0532754585146904},{"word":"horse","start":886.38,"end":886.62,"confidence":0.94384766,"punctuated_word":"Horse","sentiment":"neutral","sentiment_score":0.03965211659669876},{"word":"world","start":886.62,"end":887.12,"confidence":0.5258789,"punctuated_word":"World","sentiment":"neutral","sentiment_score":0.06467870622873306},{"word":"in","start":888.465,"end":888.625,"confidence":0.79541016,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1630675345659256},{"word":"platypus","start":888.625,"end":889.125,"confidence":0.9773763,"punctuated_word":"Platypus","sentiment":"neutral","sentiment_score":0.18339769542217255},{"word":"land","start":889.265,"end":889.765,"confidence":0.7722168,"punctuated_word":"Land.","sentiment":"neutral","sentiment_score":0.12927037477493286},{"word":"yeah","start":892.22504,"end":892.465,"confidence":0.9123535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08259819447994232},{"word":"well","start":892.465,"end":892.965,"confidence":0.6800537,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.08599556237459183},{"word":"seahorse","start":893.025,"end":893.505,"confidence":0.97631836,"punctuated_word":"Seahorse","sentiment":"neutral","sentiment_score":0.0951128900051117},{"word":"world","start":893.505,"end":893.825,"confidence":0.7468262,"punctuated_word":"World.","sentiment":"neutral","sentiment_score":0.10214395076036452},{"word":"you","start":893.825,"end":894.065,"confidence":0.99316406,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.07622148096561432},{"word":"went","start":894.065,"end":894.385,"confidence":0.98095703,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.06713850796222687},{"word":"through","start":894.385,"end":894.625,"confidence":0.9838867,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.07159363478422165},{"word":"bakersfield","start":894.625,"end":895.125,"confidence":0.77685547,"punctuated_word":"Bakersfield","sentiment":"neutral","sentiment_score":0.056056227535009384},{"word":"to","start":895.185,"end":895.34503,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.056852519512176514},{"word":"get","start":895.34503,"end":895.585,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.05484329164028168},{"word":"where","start":895.585,"end":895.825,"confidence":0.8071289,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.05128449946641922},{"word":"i","start":895.825,"end":895.905,"confidence":0.42382812,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07910755276679993},{"word":"see","start":895.905,"end":896.145,"confidence":0.6582031,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08217423409223557},{"word":"oswald","start":896.145,"end":896.54504,"confidence":0.89990234,"punctuated_word":"Oswald","sentiment":"neutral","sentiment_score":0.06255641579627991},{"word":"road","start":896.54504,"end":896.705,"confidence":0.21759033,"punctuated_word":"Road,","sentiment":"neutral","sentiment_score":0.08182629942893982},{"word":"and","start":896.705,"end":896.78503,"confidence":0.875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07473129034042358},{"word":"that","start":896.78503,"end":897.025,"confidence":0.9873047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09614966064691544},{"word":"is","start":897.025,"end":897.525,"confidence":0.8613281,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.07134435325860977},{"word":"the","start":902.19,"end":902.43,"confidence":0.9707031,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.01614941842854023},{"word":"at","start":903.71,"end":904.21,"confidence":0.5562744,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.011248812079429626},{"word":"yeah","start":904.35004,"end":904.85004,"confidence":0.59472656,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.03764718025922775},{"word":"we","start":905.63,"end":905.95,"confidence":0.90234375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04345491901040077},{"word":"stopped","start":905.95,"end":906.27,"confidence":0.501709,"punctuated_word":"stopped.","sentiment":"neutral","sentiment_score":0.03837305307388306},{"word":"we","start":906.27,"end":906.51,"confidence":0.98828125,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.03790247440338135},{"word":"done","start":906.51,"end":907.01,"confidence":0.6303711,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.04822572320699692},{"word":"yeah","start":908.51,"end":909.01,"confidence":0.8925781,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.056457169353961945},{"word":"yeah","start":910.83,"end":911.15,"confidence":0.9812012,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05883015692234039},{"word":"we","start":911.15,"end":911.39,"confidence":0.96533203,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06963665038347244},{"word":"done","start":911.39,"end":911.71,"confidence":0.7949219,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.07199054956436157},{"word":"all","start":911.71,"end":911.95,"confidence":0.9941406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.08796614408493042},{"word":"that","start":911.95,"end":912.43,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06868758052587509},{"word":"sort","start":912.43,"end":912.67,"confidence":0.9741211,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04779832065105438},{"word":"of","start":912.67,"end":912.75,"confidence":0.8378906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06984791159629822},{"word":"thing","start":912.75,"end":912.91003,"confidence":0.9030762,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":0.0770220160484314},{"word":"and","start":912.91003,"end":913.15,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.043242357671260834},{"word":"we","start":913.15,"end":913.31,"confidence":0.9951172,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07502243667840958},{"word":"really","start":913.31,"end":913.63,"confidence":0.24450684,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.0774042159318924},{"word":"have","start":913.63,"end":913.79004,"confidence":0.74365234,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09941209107637404},{"word":"to","start":913.79004,"end":913.87,"confidence":0.69873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11524415016174316},{"word":"some","start":913.87,"end":914.19,"confidence":0.7583008,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1176951304078102},{"word":"lighthouse","start":914.19,"end":914.51,"confidence":0.36987305,"punctuated_word":"lighthouse","sentiment":"neutral","sentiment_score":0.10788775980472563},{"word":"and","start":914.51,"end":915.01,"confidence":0.93408203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09341833740472794},{"word":"seeing","start":915.805,"end":916.125,"confidence":0.40966797,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.14290370047092438},{"word":"other","start":916.125,"end":916.365,"confidence":0.9770508,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.09170888364315032},{"word":"parts","start":916.365,"end":916.865,"confidence":0.98095703,"punctuated_word":"parts","sentiment":"neutral","sentiment_score":0.09032405912876128},{"word":"and","start":916.92505,"end":917.42505,"confidence":0.5126953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08440878242254257},{"word":"yeah","start":917.645,"end":918.145,"confidence":0.97631836,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.09993085265159608},{"word":"we've","start":918.445,"end":918.765,"confidence":0.5908203,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.1016881912946701},{"word":"seen","start":918.765,"end":919.085,"confidence":0.9941406,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.11679747700691225},{"word":"lots","start":919.085,"end":919.565,"confidence":0.96875,"punctuated_word":"lots.","sentiment":"neutral","sentiment_score":0.08727037906646729},{"word":"we","start":919.565,"end":919.72504,"confidence":0.9770508,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06235124170780182},{"word":"what","start":920.365,"end":920.525,"confidence":0.9873047,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.11334103345870972},{"word":"we","start":920.525,"end":920.765,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11206836998462676},{"word":"do","start":920.765,"end":920.92505,"confidence":0.7583008,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13666456937789917},{"word":"is","start":920.92505,"end":921.16504,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1162542924284935},{"word":"we","start":921.16504,"end":921.405,"confidence":0.9921875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13738591969013214},{"word":"park","start":921.405,"end":921.72504,"confidence":0.60302734,"punctuated_word":"park","sentiment":"neutral","sentiment_score":0.11037854850292206},{"word":"the","start":921.72504,"end":921.805,"confidence":0.7001953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11050860583782196},{"word":"main","start":921.805,"end":922.04504,"confidence":0.46679688,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.10877562314271928},{"word":"up","start":922.04504,"end":922.28503,"confidence":0.6225586,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.09558141976594924},{"word":"and","start":922.28503,"end":922.525,"confidence":0.9472656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09516896307468414},{"word":"we","start":922.525,"end":922.685,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13389389216899872},{"word":"do","start":922.685,"end":922.92505,"confidence":0.7524414,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.16412219405174255},{"word":"day","start":922.92505,"end":923.16504,"confidence":0.99316406,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.17889484763145447},{"word":"trips","start":923.16504,"end":923.66504,"confidence":0.9399414,"punctuated_word":"trips.","sentiment":"neutral","sentiment_score":0.10248148441314696},{"word":"and","start":926.205,"end":926.705,"confidence":0.9604492,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1819301396608353},{"word":"it's","start":927.885,"end":928.125,"confidence":0.9421387,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2498314380645752},{"word":"cheaper","start":928.125,"end":928.525,"confidence":0.93359375,"punctuated_word":"cheaper","sentiment":"neutral","sentiment_score":0.16906851530075073},{"word":"to","start":928.525,"end":928.685,"confidence":0.7919922,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25148552656173706},{"word":"buddy","start":928.685,"end":929.185,"confidence":0.8076172,"punctuated_word":"buddy","sentiment":"neutral","sentiment_score":0.2152944952249527},{"word":"just","start":929.325,"end":929.67,"confidence":0.73583984,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.25125882029533386},{"word":"park","start":929.82996,"end":930.07,"confidence":0.8574219,"punctuated_word":"park","sentiment":"neutral","sentiment_score":0.12856744229793549},{"word":"in","start":930.07,"end":930.14996,"confidence":0.2866211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1446836292743683},{"word":"any","start":930.14996,"end":930.31,"confidence":0.58984375,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.213121235370636},{"word":"one","start":930.31,"end":930.63,"confidence":0.9716797,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.13439929485321045},{"word":"spot","start":930.63,"end":930.87,"confidence":1.0,"punctuated_word":"spot","sentiment":"neutral","sentiment_score":0.11862984299659728},{"word":"and","start":930.87,"end":931.11,"confidence":0.8613281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11725371330976486},{"word":"then","start":931.11,"end":931.26996,"confidence":0.99316406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10868322849273682},{"word":"travel","start":931.26996,"end":931.58997,"confidence":0.88720703,"punctuated_word":"travel","sentiment":"neutral","sentiment_score":0.09545523673295976},{"word":"out","start":931.58997,"end":931.82996,"confidence":0.9863281,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.09456710517406464},{"word":"from","start":931.82996,"end":932.07,"confidence":0.9550781,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.14740940928459167},{"word":"there","start":932.07,"end":932.57,"confidence":0.9851074,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.12690873444080353},{"word":"yeah","start":933.26996,"end":933.51,"confidence":0.9819336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.26534736156463623},{"word":"you","start":933.51,"end":933.67,"confidence":0.88134766,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.28738677501678467},{"word":"can","start":933.67,"end":933.82996,"confidence":0.9941406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2292473316192627},{"word":"go","start":933.82996,"end":934.32996,"confidence":0.9550781,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.2690334618091583},{"word":"and","start":934.63,"end":935.02997,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15271519124507904},{"word":"we","start":935.02997,"end":935.19,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.115590438246727},{"word":"went","start":935.19,"end":935.69,"confidence":0.95947266,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.09078560769557951},{"word":"off","start":935.99,"end":936.23,"confidence":0.5395508,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.06545881181955338},{"word":"we","start":936.31,"end":936.55,"confidence":0.9453125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08558432012796402},{"word":"went","start":936.55,"end":937.02997,"confidence":0.97998047,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.0880591943860054},{"word":"that","start":937.11,"end":937.61,"confidence":0.5908203,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.08728286623954773},{"word":"you","start":937.99,"end":938.14996,"confidence":0.86865234,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07334790378808975},{"word":"know","start":938.14996,"end":938.38995,"confidence":0.9838867,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.07959585636854172},{"word":"that","start":938.38995,"end":938.79,"confidence":0.9633789,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09176761656999588},{"word":"tasmanian","start":938.79,"end":939.29,"confidence":0.9416504,"punctuated_word":"Tasmanian","sentiment":"neutral","sentiment_score":0.06453051418066025},{"word":"devil","start":939.43,"end":939.75,"confidence":0.86279297,"punctuated_word":"devil","sentiment":"neutral","sentiment_score":0.049886710941791534},{"word":"that","start":939.75,"end":939.82996,"confidence":0.37158203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06907489895820618},{"word":"escaped","start":939.82996,"end":940.32996,"confidence":0.68359375,"punctuated_word":"escaped","sentiment":"neutral","sentiment_score":0.05935114622116089},{"word":"down","start":940.79,"end":941.11,"confidence":0.9716797,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.04621971398591995},{"word":"on","start":941.11,"end":941.26996,"confidence":0.37768555,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05081258341670036},{"word":"the","start":941.26996,"end":941.43,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06898683309555054},{"word":"gold","start":941.43,"end":941.67,"confidence":0.9116211,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.0571199543774128},{"word":"coast","start":941.67,"end":942.105,"confidence":0.82958984,"punctuated_word":"Coast?","sentiment":"neutral","sentiment_score":0.07365147769451141},{"word":"mary","start":943.14496,"end":943.64496,"confidence":0.90185547,"punctuated_word":"Mary?","sentiment":"neutral","sentiment_score":0.03138640150427818},{"word":"yeah","start":945.305,"end":945.625,"confidence":0.9572754,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04816283285617829},{"word":"well","start":945.625,"end":946.125,"confidence":0.71032715,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.04300445690751076},{"word":"it","start":946.58496,"end":946.745,"confidence":0.9223633,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03889230638742447},{"word":"actually","start":946.745,"end":947.225,"confidence":0.82128906,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.041621387004852295},{"word":"comes","start":947.225,"end":947.46497,"confidence":0.546875,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.030974119901657104},{"word":"from","start":947.46497,"end":947.70496,"confidence":0.98291016,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.03932375088334083},{"word":"the","start":947.70496,"end":947.785,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04604507610201835},{"word":"launceston","start":947.785,"end":948.285,"confidence":0.8808594,"punctuated_word":"Launceston","sentiment":"neutral","sentiment_score":0.04212790727615357},{"word":"zoo","start":948.505,"end":949.005,"confidence":0.9030762,"punctuated_word":"Zoo.","sentiment":"neutral","sentiment_score":0.03912860155105591},{"word":"yeah","start":951.385,"end":951.885,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03175628185272217},{"word":"yeah","start":952.505,"end":952.985,"confidence":0.98950195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03212963044643402},{"word":"it","start":952.985,"end":953.065,"confidence":0.7631836,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.03523513302206993},{"word":"was","start":953.065,"end":953.305,"confidence":0.9951172,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03235654532909393},{"word":"one","start":953.305,"end":953.46497,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03154655173420906},{"word":"of","start":953.46497,"end":953.625,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.035204723477363586},{"word":"the","start":953.625,"end":953.785,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03138168901205063},{"word":"hand","start":953.785,"end":954.02496,"confidence":0.96972656,"punctuated_word":"hand","sentiment":"neutral","sentiment_score":0.021922653540968895},{"word":"dried","start":954.02496,"end":954.505,"confidence":0.43920898,"punctuated_word":"dried","sentiment":"neutral","sentiment_score":0.014691431075334547},{"word":"hand","start":954.665,"end":954.985,"confidence":0.99609375,"punctuated_word":"hand","sentiment":"neutral","sentiment_score":0.023171316832304},{"word":"raised","start":954.985,"end":955.485,"confidence":0.96533203,"punctuated_word":"raised","sentiment":"neutral","sentiment_score":0.021115940064191815},{"word":"animals","start":957.8,"end":958.3,"confidence":0.99902344,"punctuated_word":"animals","sentiment":"neutral","sentiment_score":0.017642823979258537},{"word":"down","start":958.52,"end":958.76,"confidence":0.9770508,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.020890291780233383},{"word":"there","start":958.76,"end":959.26,"confidence":0.74975586,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.028945166617631912},{"word":"and","start":959.8,"end":960.3,"confidence":0.9199219,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08442911505699158},{"word":"we","start":960.44,"end":960.76,"confidence":0.9838867,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0834394097328186},{"word":"actually","start":960.76,"end":961.08,"confidence":0.9316406,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.07894599437713623},{"word":"nursed","start":961.08,"end":961.58,"confidence":0.98583984,"punctuated_word":"nursed","sentiment":"neutral","sentiment_score":0.08845189958810806},{"word":"it","start":961.72,"end":962.04,"confidence":0.8774414,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.08632337301969528},{"word":"mary","start":962.04,"end":962.54,"confidence":0.80688477,"punctuated_word":"Mary,","sentiment":"neutral","sentiment_score":0.07007293403148651},{"word":"when","start":965.08,"end":965.32,"confidence":0.99121094,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08056572079658508},{"word":"we're","start":965.32,"end":965.56,"confidence":0.767334,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.08870895951986313},{"word":"down","start":965.56,"end":965.88,"confidence":0.9921875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.060223352164030075},{"word":"there","start":965.88,"end":966.12,"confidence":0.97314453,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06234040856361389},{"word":"in","start":966.12,"end":966.44,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.046668361872434616},{"word":"february","start":966.44,"end":966.94,"confidence":0.95751953,"punctuated_word":"February.","sentiment":"neutral","sentiment_score":0.06602407991886139},{"word":"we","start":967.4,"end":967.56,"confidence":0.98095703,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06580723077058792},{"word":"actually","start":967.56,"end":967.96,"confidence":0.9536133,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.0724463239312172},{"word":"nursed","start":967.96,"end":968.27997,"confidence":0.8222656,"punctuated_word":"nursed","sentiment":"neutral","sentiment_score":0.06393101811408997},{"word":"her","start":968.27997,"end":968.77997,"confidence":0.7438965,"punctuated_word":"her.","sentiment":"neutral","sentiment_score":0.06144585460424423},{"word":"and","start":970.185,"end":970.58496,"confidence":0.9736328,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.046768009662628174},{"word":"yeah","start":970.58496,"end":970.90497,"confidence":0.9946289,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.04053915292024613},{"word":"she","start":970.90497,"end":971.14496,"confidence":0.9941406,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.04636316746473312},{"word":"was","start":971.14496,"end":971.305,"confidence":0.97998047,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.04173297435045242},{"word":"one","start":971.305,"end":971.545,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03392428904771805},{"word":"of","start":971.545,"end":971.625,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.040527645498514175},{"word":"the","start":971.625,"end":971.785,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03721251338720322},{"word":"hand","start":971.785,"end":972.285,"confidence":0.97509766,"punctuated_word":"hand","sentiment":"neutral","sentiment_score":0.030126726254820824},{"word":"raised","start":972.665,"end":973.065,"confidence":0.9580078,"punctuated_word":"raised","sentiment":"neutral","sentiment_score":0.030462045222520828},{"word":"one","start":973.065,"end":973.305,"confidence":0.9116211,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03274666890501976},{"word":"of","start":973.305,"end":973.38495,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.038191549479961395},{"word":"the","start":973.38495,"end":973.545,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03243228793144226},{"word":"hand","start":973.545,"end":973.785,"confidence":0.99902344,"punctuated_word":"hand","sentiment":"neutral","sentiment_score":0.02377294935286045},{"word":"raised","start":973.785,"end":974.26495,"confidence":0.99902344,"punctuated_word":"raised","sentiment":"neutral","sentiment_score":0.024420805275440216},{"word":"that","start":974.26495,"end":974.76495,"confidence":0.13879395,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.023360364139080048},{"word":"they","start":975.70496,"end":975.865,"confidence":0.53466797,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.017648978158831596},{"word":"got","start":975.865,"end":976.105,"confidence":0.9013672,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.01872919499874115},{"word":"down","start":976.105,"end":976.345,"confidence":0.9941406,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.027729002758860588},{"word":"there","start":976.345,"end":976.845,"confidence":0.98706055,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.04526100307703018},{"word":"we","start":979.625,"end":979.865,"confidence":0.41088867,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2827467918395996},{"word":"nursed","start":979.865,"end":980.345,"confidence":0.9758301,"punctuated_word":"nursed","sentiment":"neutral","sentiment_score":0.25962725281715393},{"word":"her","start":980.345,"end":980.845,"confidence":0.9951172,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.27515989542007446},{"word":"and","start":982.745,"end":983.065,"confidence":0.89501953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2944548428058624},{"word":"that","start":983.065,"end":983.225,"confidence":0.88720703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.29811984300613403},{"word":"sort","start":983.225,"end":983.545,"confidence":0.97998047,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2415533810853958},{"word":"of","start":983.545,"end":983.625,"confidence":0.8959961,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18332195281982425},{"word":"thing","start":983.625,"end":984.125,"confidence":0.9382324,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.24449802935123444},{"word":"but","start":985.1,"end":985.33997,"confidence":0.8901367,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.04618873819708824},{"word":"yeah","start":985.33997,"end":985.66,"confidence":0.9926758,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.05560837313532829},{"word":"we","start":985.66,"end":985.89996,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0714920163154602},{"word":"had","start":985.89996,"end":986.13995,"confidence":0.99121094,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.04682363197207451},{"word":"a","start":986.13995,"end":986.3,"confidence":0.94140625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04901906847953797},{"word":"we","start":986.3,"end":986.45996,"confidence":0.98828125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0559949055314064},{"word":"had","start":986.45996,"end":986.69995,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0442497693002224},{"word":"a","start":986.69995,"end":986.77997,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05387089028954506},{"word":"field","start":986.77997,"end":987.1,"confidence":0.8630371,"punctuated_word":"field.","sentiment":"neutral","sentiment_score":0.05190826207399368},{"word":"we","start":987.1,"end":987.25995,"confidence":0.99902344,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06167791038751602},{"word":"had","start":987.25995,"end":987.5,"confidence":0.9902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05364735797047615},{"word":"a","start":987.5,"end":987.66,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05825044587254524},{"word":"ball","start":987.66,"end":988.16,"confidence":0.8935547,"punctuated_word":"ball.","sentiment":"neutral","sentiment_score":0.05107846111059189},{"word":"we","start":988.22,"end":988.38,"confidence":0.8408203,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.05051075294613838},{"word":"went","start":988.38,"end":988.62,"confidence":0.8256836,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.04835859686136246},{"word":"to","start":988.62,"end":988.77997,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05491365864872933},{"word":"the","start":988.77997,"end":988.86,"confidence":0.78271484,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.049547210335731506},{"word":"lawn","start":988.86,"end":989.1,"confidence":0.89990234,"punctuated_word":"lawn","sentiment":"neutral","sentiment_score":0.045969802886247635},{"word":"session","start":989.1,"end":989.6,"confidence":0.7246094,"punctuated_word":"session.","sentiment":"neutral","sentiment_score":0.033413954079151154},{"word":"what","start":991.74,"end":991.89996,"confidence":0.8251953,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.013250640593469145},{"word":"is","start":991.89996,"end":992.06,"confidence":0.98828125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.018123384565114975},{"word":"it","start":992.06,"end":992.3,"confidence":0.96362305,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.01923741400241852},{"word":"a","start":992.3,"end":992.38,"confidence":0.5239258,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.013625584542751312},{"word":"buddy","start":992.38,"end":992.88,"confidence":0.5048828,"punctuated_word":"buddy","sentiment":"neutral","sentiment_score":0.022410325706005096},{"word":"oh","start":994.54,"end":994.69995,"confidence":0.82788086,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.01962050050497055},{"word":"there's","start":994.69995,"end":995.19995,"confidence":0.8354492,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.008863434195518494},{"word":"a","start":995.5,"end":995.66,"confidence":0.7651367,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.011582471430301666},{"word":"buddy","start":995.66,"end":996.16,"confidence":0.8491211,"punctuated_word":"buddy.","sentiment":"neutral","sentiment_score":0.007509549148380756},{"word":"what","start":997.755,"end":997.995,"confidence":0.9111328,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.005664202384650707},{"word":"do","start":997.995,"end":998.15497,"confidence":0.7963867,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0024441340938210487},{"word":"they","start":998.15497,"end":998.235,"confidence":0.8144531,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.0011425325646996498},{"word":"call","start":998.235,"end":998.475,"confidence":0.99121094,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.001598297618329525},{"word":"him","start":998.475,"end":998.975,"confidence":0.7199707,"punctuated_word":"him?","sentiment":"neutral","sentiment_score":0.001874667592346668},{"word":"he","start":1000.595,"end":1001.095,"confidence":0.3474121,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.0008263988420367241},{"word":"there's","start":1002.875,"end":1003.195,"confidence":0.9592285,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.0015538567677140236},{"word":"a","start":1003.195,"end":1003.27496,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.002515680156648159},{"word":"club","start":1003.27496,"end":1003.77496,"confidence":0.91845703,"punctuated_word":"club","sentiment":"neutral","sentiment_score":-0.003245718777179718},{"word":"down","start":1004.075,"end":1004.395,"confidence":0.86279297,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.0027979854494333267},{"word":"there","start":1004.395,"end":1004.895,"confidence":0.99121094,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.001659942790865898},{"word":"yeah","start":1008.875,"end":1009.375,"confidence":0.9523926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011733653023838995},{"word":"i","start":1009.435,"end":1009.515,"confidence":0.82470703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006243305280804634},{"word":"can't","start":1009.515,"end":1009.835,"confidence":1.0,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.004790479317307472},{"word":"remember","start":1009.835,"end":1010.15497,"confidence":1.0,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":-0.012069325894117355},{"word":"what","start":1010.15497,"end":1010.315,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.02292647399008274},{"word":"they","start":1010.315,"end":1010.475,"confidence":0.98291016,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.012634076178073885},{"word":"call","start":1010.475,"end":1010.71497,"confidence":0.83984375,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.008226590231060982},{"word":"him","start":1010.71497,"end":1010.955,"confidence":0.79248047,"punctuated_word":"him","sentiment":"neutral","sentiment_score":-0.0034338217228651047},{"word":"now","start":1010.955,"end":1011.435,"confidence":0.9980469,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.013111647218465803},{"word":"it's","start":1011.435,"end":1011.935,"confidence":0.9199219,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0012124914210289717},{"word":"like","start":1013.41003,"end":1013.57,"confidence":0.54052734,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.013353770598769188},{"word":"you","start":1013.57,"end":1013.73004,"confidence":0.9316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01446518488228321},{"word":"said","start":1013.73004,"end":1013.97003,"confidence":0.79296875,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.016607332974672318},{"word":"on","start":1013.97003,"end":1014.13,"confidence":0.8540039,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.011616086587309836},{"word":"tv","start":1014.13,"end":1014.45,"confidence":0.8737793,"punctuated_word":"TV,","sentiment":"neutral","sentiment_score":0.012096153572201729},{"word":"it's","start":1014.45,"end":1014.85004,"confidence":0.93066406,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.009168601594865322},{"word":"some","start":1014.85004,"end":1015.09,"confidence":0.94628906,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.02041534148156643},{"word":"posh","start":1015.09,"end":1015.59,"confidence":0.8845215,"punctuated_word":"posh","sentiment":"neutral","sentiment_score":0.010588258504867554},{"word":"posh","start":1015.65,"end":1016.13,"confidence":0.95825195,"punctuated_word":"posh","sentiment":"neutral","sentiment_score":0.008948319591581821},{"word":"club","start":1016.13,"end":1016.53,"confidence":0.95703125,"punctuated_word":"club","sentiment":"neutral","sentiment_score":0.00582987442612648},{"word":"thing","start":1016.53,"end":1016.77,"confidence":0.96435547,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.0233075600117445},{"word":"that","start":1016.77,"end":1017.17004,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0110138151794672},{"word":"people","start":1017.17004,"end":1017.57,"confidence":0.9716797,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.01305755041539669},{"word":"go","start":1017.57,"end":1017.73004,"confidence":0.89746094,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.009530223906040192},{"word":"to","start":1017.73004,"end":1018.23004,"confidence":0.6569824,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.005448457784950733},{"word":"that's","start":1018.85004,"end":1019.17004,"confidence":0.40197754,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.011837630532681942},{"word":"what","start":1019.17004,"end":1019.25,"confidence":0.19006348,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.005161957815289497},{"word":"they","start":1019.25,"end":1019.33,"confidence":0.4152832,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.004175076261162758},{"word":"say","start":1019.33,"end":1019.57,"confidence":0.19995117,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.003164730966091156},{"word":"to","start":1019.57,"end":1020.07,"confidence":0.46740723,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.0026118732057511806},{"word":"yeah","start":1021.65,"end":1021.81006,"confidence":0.83374023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.005070397164672613},{"word":"we","start":1021.81006,"end":1021.97003,"confidence":0.9667969,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.008591791614890099},{"word":"went","start":1021.97003,"end":1022.21,"confidence":0.9892578,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.011550209484994411},{"word":"to","start":1022.21,"end":1022.37006,"confidence":0.98291016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.015680883079767227},{"word":"that","start":1022.37006,"end":1022.87006,"confidence":0.96362305,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.01784469187259674},{"word":"yeah","start":1024.13,"end":1024.63,"confidence":0.9333496,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04679979756474495},{"word":"and","start":1025.725,"end":1026.225,"confidence":0.94140625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.044312234967947006},{"word":"we're","start":1026.845,"end":1027.1649,"confidence":0.7373047,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.053215622901916504},{"word":"saying","start":1027.1649,"end":1027.485,"confidence":0.77978516,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":0.044238779693841934},{"word":"that","start":1027.485,"end":1027.565,"confidence":0.7167969,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.028608566150069237},{"word":"went","start":1027.6449,"end":1027.8849,"confidence":0.8574219,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.037155166268348694},{"word":"across","start":1027.8849,"end":1028.2849,"confidence":0.9980469,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.025330979377031326},{"word":"the","start":1028.2849,"end":1028.445,"confidence":0.6923828,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.040704309940338135},{"word":"cataract","start":1028.445,"end":1028.9249,"confidence":0.9584961,"punctuated_word":"Cataract","sentiment":"neutral","sentiment_score":0.03003831207752228},{"word":"gorge","start":1028.9249,"end":1029.4049,"confidence":0.8911133,"punctuated_word":"Gorge","sentiment":"neutral","sentiment_score":0.0367869958281517},{"word":"and","start":1029.4049,"end":1029.565,"confidence":0.9770508,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.053025856614112854},{"word":"all","start":1029.565,"end":1029.725,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.06882748752832413},{"word":"that","start":1029.725,"end":1029.965,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08420959860086441},{"word":"sort","start":1029.965,"end":1030.125,"confidence":0.9921875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07049481570720673},{"word":"of","start":1030.125,"end":1030.2849,"confidence":0.90234375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0570230707526207},{"word":"thing","start":1030.2849,"end":1030.7849,"confidence":0.97143555,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.06394844502210617},{"word":"oh","start":1033.485,"end":1033.8049,"confidence":0.96875,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.05889007821679115},{"word":"i","start":1033.8049,"end":1034.0449,"confidence":0.9770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18568578362464905},{"word":"don't","start":1034.0449,"end":1034.5449,"confidence":0.63586426,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2142917811870575},{"word":"know","start":1034.7649,"end":1035.085,"confidence":0.69055176,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.07297062873840332},{"word":"all","start":1035.085,"end":1035.325,"confidence":0.7441406,"punctuated_word":"All","sentiment":"neutral","sentiment_score":-0.02609376236796379},{"word":"the","start":1035.325,"end":1035.565,"confidence":0.97265625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03476502746343613},{"word":"peacocks","start":1035.565,"end":1036.065,"confidence":0.95735675,"punctuated_word":"peacocks.","sentiment":"neutral","sentiment_score":-0.03213897719979286},{"word":"yeah","start":1039.7799,"end":1039.86,"confidence":0.8293457,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010512695647776129},{"word":"and","start":1039.86,"end":1040.1,"confidence":0.65185547,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.014401182532310486},{"word":"all","start":1040.1,"end":1040.2599,"confidence":0.9921875,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.018415311351418495},{"word":"the","start":1040.2599,"end":1040.4199,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.012637656182050703},{"word":"baby","start":1040.4199,"end":1040.82,"confidence":0.9716797,"punctuated_word":"baby","sentiment":"neutral","sentiment_score":0.0010196380317211151},{"word":"peacocks","start":1040.82,"end":1041.22,"confidence":0.9946289,"punctuated_word":"peacocks","sentiment":"neutral","sentiment_score":0.001611032523214817},{"word":"getting","start":1041.22,"end":1041.5399,"confidence":0.78564453,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.004147779196500778},{"word":"around","start":1041.5399,"end":1042.0399,"confidence":0.9394531,"punctuated_word":"around.","sentiment":"neutral","sentiment_score":0.00016519241034984589},{"word":"i","start":1062.4451,"end":1062.685,"confidence":0.4248047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.023705368861556053},{"word":"m","start":1062.685,"end":1063.085,"confidence":0.97802734,"punctuated_word":"m","sentiment":"neutral","sentiment_score":0.03403293713927269},{"word":"60","start":1063.085,"end":1063.5651,"confidence":0.9316406,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":0.049782827496528625},{"word":"yes","start":1063.5651,"end":1064.0651,"confidence":0.9880371,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1389346569776535},{"word":"yeah","start":1066.98,"end":1067.48,"confidence":0.9267578,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2392476201057434},{"word":"i","start":1085.385,"end":1085.545,"confidence":0.8964844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22253021597862244},{"word":"would","start":1085.545,"end":1085.785,"confidence":0.99316406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.22402101755142212},{"word":"like","start":1085.785,"end":1086.025,"confidence":0.4025879,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1742113083600998},{"word":"to","start":1086.025,"end":1086.265,"confidence":0.7651367,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.209972083568573},{"word":"have","start":1086.265,"end":1086.345,"confidence":0.49804688,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1946938782930374},{"word":"stopped","start":1086.345,"end":1086.585,"confidence":0.95410156,"punctuated_word":"stopped","sentiment":"neutral","sentiment_score":-0.13472072780132294},{"word":"working","start":1086.585,"end":1086.985,"confidence":0.97802734,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.20555242896080017},{"word":"five","start":1086.985,"end":1087.225,"confidence":0.9980469,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.24927736818790436},{"word":"years","start":1087.225,"end":1087.545,"confidence":0.9980469,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.21009960770606995},{"word":"ago","start":1087.545,"end":1088.045,"confidence":0.8522949,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":-0.1899666488170624},{"word":"but","start":1090.345,"end":1090.505,"confidence":0.69750977,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.13501885533332825},{"word":"yeah","start":1090.505,"end":1090.665,"confidence":0.80249023,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.1882199794054031},{"word":"financially","start":1090.665,"end":1091.165,"confidence":0.88842773,"punctuated_word":"financially,","sentiment":"neutral","sentiment_score":-0.2748054265975952},{"word":"it's","start":1091.785,"end":1092.185,"confidence":0.63171387,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.3151172995567322},{"word":"a","start":1092.185,"end":1092.425,"confidence":0.69921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2735217809677124},{"word":"bit","start":1092.425,"end":1092.665,"confidence":0.9667969,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1961835026741028},{"word":"yeah","start":1094.425,"end":1094.925,"confidence":0.6912842,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.04765138775110245},{"word":"alright","start":1109.975,"end":1110.475,"confidence":0.6954346,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.05400742217898369},{"word":"as","start":1120.135,"end":1120.295,"confidence":0.67529297,"punctuated_word":"As","sentiment":"neutral","sentiment_score":-0.05725609138607979},{"word":"i","start":1120.295,"end":1120.375,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07331244647502899},{"word":"said","start":1120.375,"end":1120.615,"confidence":0.97094727,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.04047209769487381},{"word":"i","start":1120.615,"end":1120.935,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1418875753879547},{"word":"would","start":1120.935,"end":1121.255,"confidence":0.7182617,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.17979881167411804},{"word":"like","start":1121.255,"end":1121.5751,"confidence":0.42041016,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.15142209827899933},{"word":"to","start":1121.5751,"end":1121.735,"confidence":0.8432617,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17754268646240234},{"word":"stop","start":1121.735,"end":1121.975,"confidence":0.63623047,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.12116797268390656},{"word":"working","start":1121.975,"end":1122.295,"confidence":0.91503906,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.14305144548416138},{"word":"a","start":1122.295,"end":1122.375,"confidence":0.8618164,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15418386459350586},{"word":"couple","start":1122.375,"end":1122.615,"confidence":0.99902344,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.1436901092529297},{"word":"of","start":1122.615,"end":1122.6951,"confidence":0.79003906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.14296682178974152},{"word":"years","start":1122.6951,"end":1123.015,"confidence":0.98095703,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.10685114562511444},{"word":"ago","start":1123.015,"end":1123.515,"confidence":0.7883301,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":-0.07368172705173492},{"word":"but","start":1126.13,"end":1126.2101,"confidence":0.7915039,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.05384930595755577},{"word":"but","start":1126.2101,"end":1126.37,"confidence":0.44433594,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04753433167934418},{"word":"yeah","start":1126.4501,"end":1126.77,"confidence":0.9946289,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.049584656953811646},{"word":"no","start":1126.77,"end":1127.27,"confidence":0.83691406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09741054475307465},{"word":"yeah","start":1128.2101,"end":1128.53,"confidence":0.98168945,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04323619604110718},{"word":"she","start":1128.53,"end":1128.85,"confidence":0.56103516,"punctuated_word":"She","sentiment":"neutral","sentiment_score":-0.05910482630133629},{"word":"she's","start":1128.93,"end":1129.43,"confidence":0.94628906,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.0720629170536995},{"word":"what","start":1129.89,"end":1130.13,"confidence":0.32910156,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.07229317724704742},{"word":"if","start":1130.13,"end":1130.37,"confidence":0.57421875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.06528063863515854},{"word":"she","start":1130.37,"end":1130.6901,"confidence":0.89208984,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.07965210825204849},{"word":"she's","start":1130.77,"end":1131.17,"confidence":0.8918457,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.07721548527479172},{"word":"57","start":1131.17,"end":1131.97,"confidence":0.99560547,"punctuated_word":"57","sentiment":"neutral","sentiment_score":-0.054627783596515656},{"word":"now","start":1131.97,"end":1132.47,"confidence":0.8515625,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":-0.056646328419446945},{"word":"so","start":1133.81,"end":1134.31,"confidence":0.9790039,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.013103950768709184},{"word":"yeah","start":1136.29,"end":1136.79,"confidence":0.9904785,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.00815269909799099},{"word":"and","start":1137.25,"end":1137.65,"confidence":0.9741211,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0008925348520278931},{"word":"we","start":1137.65,"end":1137.89,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.006249815225601196},{"word":"just","start":1137.89,"end":1138.39,"confidence":0.98828125,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0014155209064483645},{"word":"we","start":1138.815,"end":1138.975,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.006532348692417145},{"word":"just","start":1138.975,"end":1139.215,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.012959666550159454},{"word":"wanna","start":1139.215,"end":1139.455,"confidence":0.9770508,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.047110024839639664},{"word":"get","start":1139.455,"end":1139.615,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.0018875375390052795},{"word":"the","start":1139.615,"end":1139.695,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.005369633436203003},{"word":"house","start":1139.695,"end":1140.0149,"confidence":0.99121094,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.07381562143564224},{"word":"paid","start":1140.0149,"end":1140.1749,"confidence":0.9980469,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.03657886385917664},{"word":"off","start":1140.1749,"end":1140.4149,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.001856215298175812},{"word":"from","start":1140.4149,"end":1140.495,"confidence":0.42993164,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.04338295757770538},{"word":"the","start":1140.495,"end":1140.8949,"confidence":0.45507812,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04256926476955414},{"word":"car","start":1140.8949,"end":1141.135,"confidence":0.8964844,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.017212018370628357},{"word":"the","start":1141.2949,"end":1141.5349,"confidence":0.75341797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0008803382515907288},{"word":"u","start":1141.5349,"end":1142.0349,"confidence":0.27441406,"punctuated_word":"u","sentiment":"neutral","sentiment_score":0.03216300904750824},{"word":"van","start":1143.135,"end":1143.455,"confidence":0.50341797,"punctuated_word":"van","sentiment":"neutral","sentiment_score":0.05689375102519989},{"word":"paid","start":1143.455,"end":1143.695,"confidence":0.98095703,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.04569052904844284},{"word":"off","start":1143.695,"end":1143.9349,"confidence":0.9951172,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.0243806391954422},{"word":"so","start":1143.9349,"end":1144.255,"confidence":0.8232422,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0009120553731918336},{"word":"we","start":1144.255,"end":1144.4149,"confidence":0.99121094,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03312584012746811},{"word":"can","start":1144.4149,"end":1144.8949,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05469086021184921},{"word":"they","start":1145.0549,"end":1145.215,"confidence":0.9506836,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.006215773522853851},{"word":"haven't","start":1145.215,"end":1145.5349,"confidence":0.9970703,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.020700987428426743},{"word":"got","start":1145.5349,"end":1145.695,"confidence":0.9902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.011637628078460692},{"word":"no","start":1145.695,"end":1145.9349,"confidence":0.87841797,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.04119320958852768},{"word":"bills","start":1145.9349,"end":1146.4349,"confidence":0.9980469,"punctuated_word":"bills.","sentiment":"neutral","sentiment_score":-0.03896262496709824},{"word":"yeah","start":1151.87,"end":1152.19,"confidence":0.98461914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08510205149650574},{"word":"but","start":1152.19,"end":1152.51,"confidence":0.85595703,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.22926045954227448},{"word":"not","start":1152.51,"end":1152.83,"confidence":0.98291016,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4037342965602875},{"word":"the","start":1152.83,"end":1152.9099,"confidence":0.85546875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3064057230949402},{"word":"right","start":1152.9099,"end":1153.23,"confidence":0.9980469,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.30951163172721863},{"word":"deal","start":1153.23,"end":1153.73,"confidence":0.9609375,"punctuated_word":"deal.","sentiment":"neutral","sentiment_score":-0.307109534740448},{"word":"yeah","start":1172.115,"end":1172.615,"confidence":0.734375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026817943900823593},{"word":"yeah","start":1181.51,"end":1181.59,"confidence":0.93652344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.020211247727274895},{"word":"what","start":1181.59,"end":1181.91,"confidence":0.40283203,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.07758274674415588},{"word":"is","start":1181.91,"end":1182.31,"confidence":0.6923828,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09625403583049774},{"word":"it","start":1182.31,"end":1182.47,"confidence":0.6789551,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.08199036866426468},{"word":"like","start":1182.47,"end":1182.71,"confidence":0.7155762,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.1340881884098053},{"word":"the","start":1182.71,"end":1182.87,"confidence":0.58496094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15883970260620117},{"word":"price","start":1182.87,"end":1183.19,"confidence":0.9580078,"punctuated_word":"price","sentiment":"neutral","sentiment_score":-0.15716879069805145},{"word":"of","start":1183.19,"end":1183.35,"confidence":0.9482422,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1951652467250824},{"word":"bloody","start":1183.35,"end":1183.85,"confidence":0.98828125,"punctuated_word":"bloody","sentiment":"neutral","sentiment_score":-0.24034041166305545},{"word":"fuel","start":1184.31,"end":1184.63,"confidence":0.8027344,"punctuated_word":"fuel","sentiment":"neutral","sentiment_score":-0.13105137646198273},{"word":"today","start":1184.63,"end":1185.13,"confidence":0.45910645,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":-0.1117766574025154},{"word":"government","start":1187.11,"end":1187.59,"confidence":0.98291016,"punctuated_word":"Government","sentiment":"neutral","sentiment_score":-0.08480928093194962},{"word":"government","start":1187.59,"end":1188.09,"confidence":0.93603516,"punctuated_word":"government","sentiment":"neutral","sentiment_score":-0.08105261623859406},{"word":"play","start":1188.31,"end":1188.81,"confidence":0.3758545,"punctuated_word":"play.","sentiment":"neutral","sentiment_score":-0.09628407657146454},{"word":"and","start":1188.87,"end":1189.03,"confidence":0.5234375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.12736758589744568},{"word":"i","start":1189.03,"end":1189.27,"confidence":0.93359375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2038865089416504},{"word":"i","start":1189.27,"end":1189.35,"confidence":0.59521484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19397830963134768},{"word":"gotta","start":1189.35,"end":1189.75,"confidence":0.63378906,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.1969490349292755},{"word":"laugh","start":1189.75,"end":1189.91,"confidence":0.9536133,"punctuated_word":"laugh","sentiment":"neutral","sentiment_score":-0.21789568662643433},{"word":"at","start":1189.91,"end":1190.07,"confidence":0.30371094,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.4392774701118469},{"word":"this","start":1190.07,"end":1190.31,"confidence":0.9560547,"punctuated_word":"this","sentiment":"negative","sentiment_score":-0.3677049279212952},{"word":"government","start":1190.31,"end":1190.71,"confidence":0.9892578,"punctuated_word":"government","sentiment":"neutral","sentiment_score":-0.23223966360092163},{"word":"because","start":1190.71,"end":1191.03,"confidence":0.7553711,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.17803974449634552},{"word":"they","start":1191.03,"end":1191.11,"confidence":0.8408203,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.3059609532356262},{"word":"turn","start":1191.11,"end":1191.35,"confidence":0.89501953,"punctuated_word":"turn","sentiment":"neutral","sentiment_score":-0.2263182103633881},{"word":"around","start":1191.35,"end":1191.59,"confidence":0.98828125,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.25883933901786804},{"word":"and","start":1191.59,"end":1191.67,"confidence":0.47753906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2239631414413452},{"word":"say","start":1191.67,"end":1191.83,"confidence":0.9645996,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.1245783194899559},{"word":"oh","start":1191.83,"end":1191.91,"confidence":0.98657227,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.11301836371421814},{"word":"yeah","start":1191.91,"end":1192.23,"confidence":0.97558594,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.08374425768852234},{"word":"we","start":1192.23,"end":1192.47,"confidence":0.9921875,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.12626075744628906},{"word":"we","start":1192.47,"end":1192.71,"confidence":0.6699219,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1196187138557434},{"word":"we'll","start":1192.87,"end":1193.19,"confidence":0.9921875,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.099995456635952},{"word":"we'll","start":1193.19,"end":1193.43,"confidence":0.99560547,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.09252016246318816},{"word":"give","start":1193.43,"end":1193.67,"confidence":0.9970703,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.1632702648639679},{"word":"you","start":1193.67,"end":1193.91,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15228049457073212},{"word":"a","start":1193.91,"end":1194.15,"confidence":0.5175781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13347585499286652},{"word":"cut","start":1194.15,"end":1194.47,"confidence":0.5708008,"punctuated_word":"cut","sentiment":"neutral","sentiment_score":-0.12525483965873718},{"word":"excise","start":1194.47,"end":1194.97,"confidence":0.38916016,"punctuated_word":"excise","sentiment":"neutral","sentiment_score":-0.11315937340259552},{"word":"in","start":1195.03,"end":1195.27,"confidence":0.9921875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.11969015747308732},{"word":"half","start":1195.27,"end":1195.725,"confidence":0.8654785,"punctuated_word":"half.","sentiment":"neutral","sentiment_score":-0.10992714762687684},{"word":"but","start":1197.325,"end":1197.565,"confidence":0.9892578,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.1174456849694252},{"word":"they","start":1197.565,"end":1197.725,"confidence":0.8154297,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.2691003978252411},{"word":"don't","start":1197.725,"end":1197.965,"confidence":0.9802246,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2955783009529114},{"word":"cut","start":1197.965,"end":1198.465,"confidence":0.8618164,"punctuated_word":"cut","sentiment":"neutral","sentiment_score":-0.306093692779541},{"word":"they","start":1199.085,"end":1199.245,"confidence":0.9248047,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.21038904786109924},{"word":"don't","start":1199.245,"end":1199.565,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.18409928679466248},{"word":"cut","start":1199.565,"end":1199.725,"confidence":0.9941406,"punctuated_word":"cut","sentiment":"neutral","sentiment_score":-0.2160334587097168},{"word":"the","start":1199.725,"end":1199.885,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17816834151744845},{"word":"tax","start":1199.885,"end":1200.205,"confidence":0.99121094,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.17688168585300446},{"word":"in","start":1200.205,"end":1200.285,"confidence":0.9667969,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.19311019778251648},{"word":"half","start":1200.285,"end":1200.605,"confidence":0.9326172,"punctuated_word":"half,","sentiment":"neutral","sentiment_score":-0.1744675636291504},{"word":"do","start":1200.605,"end":1200.765,"confidence":0.9838867,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1194952055811882},{"word":"they","start":1200.765,"end":1201.265,"confidence":0.99609375,"punctuated_word":"they?","sentiment":"neutral","sentiment_score":-0.0973164364695549},{"word":"k","start":1235.415,"end":1235.915,"confidence":0.6801758,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.02769794501364231},{"word":"no","start":1256.035,"end":1256.275,"confidence":0.84887695,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08577865362167358},{"word":"not","start":1256.275,"end":1256.515,"confidence":0.78808594,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.1549055129289627},{"word":"at","start":1256.515,"end":1256.595,"confidence":0.9370117,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.16345660388469696},{"word":"the","start":1256.595,"end":1256.675,"confidence":0.7705078,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1692592054605484},{"word":"moment","start":1256.675,"end":1257.175,"confidence":0.99902344,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.17382778227329254},{"word":"i","start":1257.475,"end":1257.555,"confidence":0.41015625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09521160274744034},{"word":"don't","start":1257.555,"end":1257.7151,"confidence":0.98535156,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10845242440700532},{"word":"wanna","start":1257.7151,"end":1258.115,"confidence":0.9633789,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.09513358771800996},{"word":"i","start":1258.115,"end":1258.355,"confidence":0.91259766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07652081549167633},{"word":"don't","start":1258.355,"end":1258.515,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09695205092430116},{"word":"wanna","start":1258.515,"end":1258.8351,"confidence":0.96240234,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.1351347118616104},{"word":"withdraw","start":1258.8351,"end":1259.155,"confidence":0.7709961,"punctuated_word":"withdraw","sentiment":"neutral","sentiment_score":-0.16585639119148254},{"word":"anything","start":1259.155,"end":1259.555,"confidence":0.90771484,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.1566864401102066},{"word":"out","start":1259.555,"end":1259.7151,"confidence":0.984375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.11043806374073029},{"word":"of","start":1259.7151,"end":1259.875,"confidence":0.97998047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07544434070587158},{"word":"it","start":1259.875,"end":1259.9551,"confidence":0.90527344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08947291970252991},{"word":"at","start":1259.9551,"end":1260.035,"confidence":0.94921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08358132094144821},{"word":"the","start":1260.035,"end":1260.1951,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08754792809486389},{"word":"moment","start":1260.1951,"end":1260.6951,"confidence":0.99853516,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.07290089130401611},{"word":"no","start":1260.8351,"end":1261.3351,"confidence":0.8293457,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1212240383028984},{"word":"yay","start":1306.8601,"end":1307.3601,"confidence":0.86328125,"punctuated_word":"Yay.","sentiment":"neutral","sentiment_score":0.07977558672428131},{"word":"well","start":1314.255,"end":1314.5751,"confidence":0.98046875,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.041847750544548035},{"word":"the","start":1314.5751,"end":1314.655,"confidence":0.8598633,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.054163843393325806},{"word":"regular","start":1314.655,"end":1315.155,"confidence":0.1505127,"punctuated_word":"regular,","sentiment":"neutral","sentiment_score":-0.07183901965618134},{"word":"we're","start":1315.295,"end":1315.4551,"confidence":0.58288574,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.07053433358669281},{"word":"kinda","start":1315.4551,"end":1315.935,"confidence":0.7451172,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.0722503587603569},{"word":"just","start":1315.935,"end":1316.175,"confidence":0.4255371,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08945387601852417},{"word":"trying","start":1316.175,"end":1316.415,"confidence":0.93115234,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.07531653344631195},{"word":"to","start":1316.415,"end":1316.5751,"confidence":0.8803711,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06331077218055725},{"word":"save","start":1316.5751,"end":1316.8151,"confidence":0.55078125,"punctuated_word":"save","sentiment":"neutral","sentiment_score":-0.07636666297912598},{"word":"it","start":1316.8151,"end":1316.975,"confidence":0.57421875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05337265878915787},{"word":"because","start":1316.975,"end":1317.295,"confidence":0.9140625,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.07833651453256607},{"word":"you","start":1317.295,"end":1317.535,"confidence":0.8535156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11799410730600356},{"word":"can't","start":1317.535,"end":1317.935,"confidence":0.9980469,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.1279830038547516},{"word":"give","start":1317.935,"end":1318.175,"confidence":0.91015625,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.13806919753551483},{"word":"insure","start":1318.495,"end":1318.975,"confidence":0.85595703,"punctuated_word":"insure","sentiment":"neutral","sentiment_score":-0.10507787764072418},{"word":"me","start":1318.975,"end":1319.475,"confidence":0.9941406,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.10337893664836884},{"word":"k","start":1358.83,"end":1359.07,"confidence":0.86450195,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":-0.07178977131843567},{"word":"k","start":1359.07,"end":1359.57,"confidence":0.9682617,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":-0.07563282549381256},{"word":"k","start":1371.125,"end":1371.625,"confidence":0.82128906,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":-0.04770646244287491},{"word":"hey","start":1383.51,"end":1384.01,"confidence":0.8220215,"punctuated_word":"Hey.","sentiment":"neutral","sentiment_score":-0.03853772580623627},{"word":"who","start":1399.5449,"end":1399.785,"confidence":0.7817383,"punctuated_word":"Who","sentiment":"neutral","sentiment_score":0.0031378064304590225},{"word":"is","start":1399.785,"end":1400.025,"confidence":0.9790039,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.00462697260081768},{"word":"my","start":1400.025,"end":1400.265,"confidence":0.8925781,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.006083909422159195},{"word":"beneficiary","start":1400.265,"end":1400.765,"confidence":0.9921875,"punctuated_word":"beneficiary?","sentiment":"neutral","sentiment_score":0.018372301012277603},{"word":"yes","start":1421.185,"end":1421.685,"confidence":0.9909668,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03324352577328682},{"word":"yes","start":1422.2251,"end":1422.7251,"confidence":0.80249023,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0845177173614502},{"word":"yep","start":1436.0801,"end":1436.5801,"confidence":0.986084,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07546444237232208},{"word":"joanne","start":1440.3201,"end":1440.8201,"confidence":0.9366862,"punctuated_word":"Joanne.","sentiment":"neutral","sentiment_score":0.006898974534124136},{"word":"i","start":1443.745,"end":1444.065,"confidence":0.39770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01330860797315836},{"word":"that's","start":1444.5449,"end":1444.865,"confidence":0.99316406,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.011006955057382584},{"word":"it","start":1444.865,"end":1445.365,"confidence":0.7885742,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.026814859360456467},{"word":"that's","start":1449.025,"end":1449.265,"confidence":0.9909668,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09377317875623704},{"word":"it","start":1449.265,"end":1449.765,"confidence":0.8408203,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.16230237483978271},{"word":"04","start":1454.785,"end":1455.6849,"confidence":0.8753662,"punctuated_word":"04.","sentiment":"neutral","sentiment_score":0.007860107347369194},{"word":"bloody","start":1458.22,"end":1458.38,"confidence":0.29858398,"punctuated_word":"Bloody","sentiment":"neutral","sentiment_score":-0.08379395306110382},{"word":"hell","start":1458.38,"end":1458.7,"confidence":0.8449707,"punctuated_word":"hell.","sentiment":"neutral","sentiment_score":-0.06274901330471039},{"word":"i","start":1458.7,"end":1458.7799,"confidence":0.9741211,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08739949017763138},{"word":"gotta","start":1458.7799,"end":1458.94,"confidence":0.8676758,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.09091606736183168},{"word":"look","start":1458.94,"end":1459.1,"confidence":0.9941406,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.0743330866098404},{"word":"it","start":1459.1,"end":1459.1799,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03322797268629074},{"word":"up","start":1459.1799,"end":1459.6799,"confidence":0.9975586,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.05586497485637665},{"word":"that's","start":1461.1,"end":1461.34,"confidence":0.79248047,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.00910748355090618},{"word":"alright","start":1461.34,"end":1461.84,"confidence":0.99658203,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.021207239478826523},{"word":"just","start":1469.4199,"end":1469.74,"confidence":0.18310547,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.007940767332911491},{"word":"go","start":1469.74,"end":1469.98,"confidence":0.8774414,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0021319109946489334},{"word":"into","start":1469.98,"end":1470.38,"confidence":0.94140625,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.002344159409403801},{"word":"here","start":1470.38,"end":1470.88,"confidence":0.9836426,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.01278574112802744},{"word":"049008","start":1478.6951,"end":1481.5751,"confidence":0.96415204,"punctuated_word":"049008","sentiment":"neutral","sentiment_score":0.008183276280760765},{"word":"9193","start":1481.5751,"end":1483.115,"confidence":0.99975586,"punctuated_word":"9193.","sentiment":"neutral","sentiment_score":0.007514573633670807},{"word":"twenty","start":1489.9299,"end":1490.25,"confidence":0.46679688,"punctuated_word":"Twenty","sentiment":"neutral","sentiment_score":0.0026474259793758392},{"word":"nine","start":1490.25,"end":1490.57,"confidence":0.7680664,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":0.007668492384254932},{"word":"to","start":1490.57,"end":1490.73,"confidence":0.62841797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01178878266364336},{"word":"the","start":1490.73,"end":1490.89,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.026373226195573807},{"word":"fourth","start":1490.89,"end":1491.39,"confidence":0.9448242,"punctuated_word":"fourth","sentiment":"neutral","sentiment_score":0.025173276662826535},{"word":"sixty","start":1491.45,"end":1491.9299,"confidence":0.5078125,"punctuated_word":"sixty","sentiment":"neutral","sentiment_score":0.020164061337709427},{"word":"nine","start":1491.9299,"end":1492.4299,"confidence":0.99609375,"punctuated_word":"nine.","sentiment":"neutral","sentiment_score":0.03287467733025551},{"word":"yes","start":1500.925,"end":1501.425,"confidence":0.99560547,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.05864526703953743},{"word":"yeah","start":1505.485,"end":1505.985,"confidence":0.90405273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.27401870489120483},{"word":"these","start":1506.205,"end":1506.525,"confidence":0.86035156,"punctuated_word":"These","sentiment":"neutral","sentiment_score":0.23058077692985535},{"word":"days","start":1506.525,"end":1507.025,"confidence":0.9482422,"punctuated_word":"days","sentiment":"neutral","sentiment_score":0.05967382341623306},{"word":"these","start":1508.125,"end":1508.445,"confidence":0.80126953,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.05895916000008583},{"word":"days","start":1508.445,"end":1508.6849,"confidence":0.7561035,"punctuated_word":"days,","sentiment":"neutral","sentiment_score":0.0823293998837471},{"word":"we","start":1508.6849,"end":1508.925,"confidence":0.6040039,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09050922840833664},{"word":"got","start":1508.925,"end":1509.165,"confidence":0.9614258,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1171666756272316},{"word":"bees","start":1509.165,"end":1509.565,"confidence":0.8256836,"punctuated_word":"bees","sentiment":"neutral","sentiment_score":0.10630949586629868},{"word":"we","start":1509.565,"end":1509.725,"confidence":0.66503906,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10115864127874374},{"word":"got","start":1509.725,"end":1510.045,"confidence":0.9951172,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.12075734883546828},{"word":"bees","start":1510.045,"end":1510.285,"confidence":0.9951172,"punctuated_word":"bees","sentiment":"neutral","sentiment_score":0.12701362371444702},{"word":"that","start":1510.285,"end":1510.525,"confidence":0.40185547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09946103394031525},{"word":"are","start":1510.525,"end":1510.605,"confidence":0.8432617,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.09297294914722444},{"word":"buddy","start":1510.605,"end":1511.105,"confidence":0.1282959,"punctuated_word":"buddy","sentiment":"neutral","sentiment_score":0.15503215789794922},{"word":"birds","start":1512.6599,"end":1512.82,"confidence":0.56591797,"punctuated_word":"birds","sentiment":"neutral","sentiment_score":0.10240820795297624},{"word":"and","start":1512.82,"end":1512.98,"confidence":0.51220703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08469595015048981},{"word":"birds","start":1512.98,"end":1513.38,"confidence":0.98535156,"punctuated_word":"birds","sentiment":"neutral","sentiment_score":0.10577691346406937},{"word":"little","start":1513.38,"end":1513.7,"confidence":0.5366211,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1819728910923004},{"word":"b's","start":1513.7,"end":1514.1799,"confidence":0.8461914,"punctuated_word":"b's","sentiment":"neutral","sentiment_score":0.17354737222194672},{"word":"and","start":1514.1799,"end":1514.34,"confidence":0.9140625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10149097442626952},{"word":"buddy","start":1514.34,"end":1514.84,"confidence":0.54003906,"punctuated_word":"buddy","sentiment":"neutral","sentiment_score":0.1596040278673172},{"word":"b's","start":1515.0599,"end":1515.38,"confidence":0.89575195,"punctuated_word":"b's","sentiment":"neutral","sentiment_score":0.16851750016212463},{"word":"that","start":1515.38,"end":1515.5399,"confidence":0.44360352,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13730327785015106},{"word":"are","start":1515.5399,"end":1515.7,"confidence":0.9902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.12705247104167938},{"word":"b's","start":1515.7,"end":1515.94,"confidence":0.87109375,"punctuated_word":"b's","sentiment":"neutral","sentiment_score":0.15072399377822876},{"word":"and","start":1515.94,"end":1516.4199,"confidence":0.7675781,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06785367429256439},{"word":"hey","start":1522.74,"end":1523.24,"confidence":0.7084961,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":0.32827234268188477},{"word":"yes","start":1523.5399,"end":1524.0399,"confidence":0.9980469,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.15213841199874878},{"word":"yes","start":1534.915,"end":1535.415,"confidence":0.99194336,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.040544867515563965},{"word":"you","start":1536.8351,"end":1536.915,"confidence":0.45581055,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.05035162344574928},{"word":"can","start":1536.915,"end":1537.3151,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04649173095822334},{"word":"you","start":1537.3151,"end":1537.4751,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04151897132396698},{"word":"can","start":1537.4751,"end":1537.635,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05220972001552582},{"word":"just","start":1537.635,"end":1537.9551,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06753543019294739},{"word":"email","start":1537.9551,"end":1538.275,"confidence":0.9970703,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.08911807090044022},{"word":"it","start":1538.275,"end":1538.775,"confidence":0.88134766,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.08224823325872421},{"word":"email","start":1539.68,"end":1540.18,"confidence":0.7939453,"punctuated_word":"Email","sentiment":"neutral","sentiment_score":0.26784244179725647},{"word":"it","start":1542.96,"end":1543.46,"confidence":0.9370117,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.342032790184021},{"word":"yeah","start":1549.84,"end":1550.34,"confidence":0.91845703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16288548707962036},{"word":"my","start":1596.49,"end":1596.65,"confidence":0.96240234,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.09158437699079514},{"word":"wife","start":1596.65,"end":1596.97,"confidence":0.9980469,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.1423734724521637},{"word":"just","start":1596.97,"end":1597.21,"confidence":0.2644043,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.10014794021844864},{"word":"sat","start":1597.21,"end":1597.45,"confidence":0.98535156,"punctuated_word":"sat","sentiment":"neutral","sentiment_score":-0.1135490983724594},{"word":"down","start":1597.45,"end":1597.95,"confidence":0.8737793,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.06487328559160233},{"word":"so","start":1599.85,"end":1600.35,"confidence":0.3527832,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.002675611525774002},{"word":"now","start":1601.53,"end":1602.03,"confidence":0.63134766,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.0017969515174627304},{"word":"if","start":1603.37,"end":1603.61,"confidence":0.9326172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.006978655233979225},{"word":"i","start":1603.61,"end":1603.77,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02279842272400856},{"word":"die","start":1603.77,"end":1604.27,"confidence":0.98706055,"punctuated_word":"die,","sentiment":"neutral","sentiment_score":-0.008105100132524967},{"word":"australian","start":1604.65,"end":1605.15,"confidence":0.9291992,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.0002041831612586975},{"word":"food","start":1605.21,"end":1605.37,"confidence":0.40454102,"punctuated_word":"food","sentiment":"neutral","sentiment_score":0.02978472411632538},{"word":"is","start":1605.37,"end":1605.53,"confidence":0.8041992,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.009331904351711271},{"word":"only","start":1605.53,"end":1605.77,"confidence":0.94628906,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.07043205946683884},{"word":"gonna","start":1605.77,"end":1606.01,"confidence":0.97509766,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.03988805413246155},{"word":"give","start":1606.01,"end":1606.25,"confidence":0.99609375,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.06345364451408386},{"word":"us","start":1606.25,"end":1606.75,"confidence":0.9970703,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.018632911145687103},{"word":"$9,000","start":1607.21,"end":1608.25,"confidence":0.998291,"punctuated_word":"$9,000","sentiment":"neutral","sentiment_score":0.04188185930252075},{"word":"for","start":1608.25,"end":1608.41,"confidence":0.5644531,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04218712076544762},{"word":"me","start":1608.41,"end":1608.91,"confidence":0.9682617,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.055585671216249466},{"word":"and","start":1616.785,"end":1617.105,"confidence":0.6538086,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09620513021945952},{"word":"the","start":1617.105,"end":1617.345,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09898066520690918},{"word":"other","start":1617.345,"end":1617.505,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.09374441206455232},{"word":"one","start":1617.505,"end":1618.005,"confidence":0.9941406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.08070634305477142},{"word":"yes","start":1629.76,"end":1630.26,"confidence":0.98706055,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1011587381362915},{"word":"yeah","start":1636.24,"end":1636.48,"confidence":0.9785156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006497491151094437},{"word":"no","start":1636.48,"end":1636.64,"confidence":0.95288086,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0650593489408493},{"word":"that's","start":1636.64,"end":1637.0399,"confidence":0.9946289,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0550030842423439},{"word":"fine","start":1637.0399,"end":1637.5399,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.05467560142278671},{"word":"yep","start":1651.89,"end":1652.39,"confidence":0.8930664,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11484678834676744},{"word":"if","start":1662.29,"end":1662.61,"confidence":0.19970703,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.03625008463859558},{"word":"you","start":1662.61,"end":1662.6901,"confidence":0.6977539,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07129380106925964},{"word":"could","start":1662.6901,"end":1662.93,"confidence":0.71972656,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.061940353363752365},{"word":"buy","start":1662.93,"end":1663.17,"confidence":0.6699219,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.027077220380306244},{"word":"me","start":1663.17,"end":1663.3301,"confidence":0.9580078,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.03595065325498581},{"word":"anyway","start":1663.3301,"end":1663.8301,"confidence":0.8391113,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.0561414510011673},{"word":"well","start":1700.245,"end":1700.485,"confidence":0.9436035,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.01114586740732193},{"word":"how","start":1700.485,"end":1700.645,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.03180689737200737},{"word":"much","start":1700.645,"end":1700.885,"confidence":0.9980469,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.02562686428427696},{"word":"does","start":1700.885,"end":1701.125,"confidence":0.984375,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.03906561806797981},{"word":"it","start":1701.125,"end":1701.285,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02996191568672657},{"word":"cost","start":1701.285,"end":1701.605,"confidence":0.9970703,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.0402793288230896},{"word":"me","start":1701.605,"end":1702.085,"confidence":0.8984375,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.0329597070813179},{"word":"how","start":1702.085,"end":1702.245,"confidence":0.80322266,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.03843194618821144},{"word":"much","start":1702.245,"end":1702.405,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.035861868411302567},{"word":"does","start":1702.405,"end":1702.5651,"confidence":0.9941406,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.0393347404897213},{"word":"it","start":1702.5651,"end":1702.725,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.026149585843086243},{"word":"cost","start":1702.725,"end":1702.965,"confidence":0.9980469,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.020270321518182755},{"word":"me","start":1702.965,"end":1703.205,"confidence":0.99609375,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.031224846839904785},{"word":"to","start":1703.205,"end":1703.365,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.029208190739154816},{"word":"take","start":1703.365,"end":1703.865,"confidence":0.60253906,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.021963074803352356},{"word":"that","start":1703.925,"end":1704.425,"confidence":0.9614258,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.01268376037478447},{"word":"yeah","start":1708.4299,"end":1708.9299,"confidence":0.7303467,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.020367003977298737},{"word":"yeah","start":1726.0751,"end":1726.5751,"confidence":0.9890137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.033819496631622314},{"word":"so","start":1727.915,"end":1728.235,"confidence":0.8222656,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.021284589543938637},{"word":"it","start":1728.235,"end":1728.3151,"confidence":0.87597656,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.029140952974557877},{"word":"cost","start":1728.3151,"end":1728.635,"confidence":0.54003906,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.05338691174983978},{"word":"$700","start":1728.635,"end":1729.675,"confidence":0.9987793,"punctuated_word":"$700","sentiment":"neutral","sentiment_score":0.07062297314405441},{"word":"to","start":1729.675,"end":1729.755,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.055322740226984024},{"word":"get","start":1729.755,"end":1730.255,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.05724993720650673},{"word":"the","start":1731.435,"end":1731.515,"confidence":0.28808594,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.044248197227716446},{"word":"total","start":1731.515,"end":1731.995,"confidence":0.9472656,"punctuated_word":"total","sentiment":"neutral","sentiment_score":0.03418459743261337},{"word":"of","start":1731.995,"end":1732.0751,"confidence":0.95410156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.043316274881362915},{"word":"what","start":1732.0751,"end":1732.5751,"confidence":0.8808594,"punctuated_word":"what?","sentiment":"neutral","sentiment_score":0.03156580775976181},{"word":"$6","start":1733.035,"end":1733.855,"confidence":0.9595947,"punctuated_word":"$6.","sentiment":"neutral","sentiment_score":0.022228289395570755},{"word":"$9","start":1735.595,"end":1736.3151,"confidence":0.99658203,"punctuated_word":"$9","sentiment":"neutral","sentiment_score":0.027493763715028763},{"word":"or","start":1736.3151,"end":1736.8151,"confidence":0.4741211,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.029418861493468285},{"word":"well","start":1773.38,"end":1773.62,"confidence":0.9614258,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.22171711921691897},{"word":"that's","start":1773.62,"end":1773.86,"confidence":0.8852539,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.12183311581611632},{"word":"seven","start":1773.86,"end":1774.36,"confidence":0.93115234,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.260181188583374},{"word":"$700","start":1774.66,"end":1775.7001,"confidence":0.9217529,"punctuated_word":"$700","sentiment":"neutral","sentiment_score":0.17361712455749512},{"word":"a","start":1775.7001,"end":1775.86,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16710539162158966},{"word":"year","start":1775.86,"end":1776.1,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.15085703134536743},{"word":"more","start":1776.1,"end":1776.42,"confidence":0.97314453,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.20993638038635257},{"word":"i","start":1776.42,"end":1776.5,"confidence":0.7763672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.225342258810997},{"word":"can","start":1776.5,"end":1776.8201,"confidence":0.97314453,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2534146010875702},{"word":"be","start":1776.8201,"end":1776.98,"confidence":0.984375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.21000656485557556},{"word":"getting","start":1776.98,"end":1777.48,"confidence":0.9506836,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.2636934518814087},{"word":"for","start":1777.54,"end":1777.7001,"confidence":0.2980957,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1964712589979172},{"word":"your","start":1777.7001,"end":1777.86,"confidence":0.99121094,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2769959568977356},{"word":"interest","start":1777.86,"end":1778.26,"confidence":0.9838867,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.2765011489391327},{"word":"on","start":1778.26,"end":1778.42,"confidence":0.7113037,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.15343227982521057},{"word":"isn't","start":1778.42,"end":1778.66,"confidence":0.7003174,"punctuated_word":"Isn't","sentiment":"neutral","sentiment_score":0.006424211896955967},{"word":"that","start":1778.66,"end":1779.045,"confidence":0.9379883,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.00894474983215332},{"word":"well","start":1809.495,"end":1809.995,"confidence":0.6262207,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.2585493326187134},{"word":"it's","start":1813.735,"end":1813.975,"confidence":0.9855957,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.01154310256242752},{"word":"something","start":1813.975,"end":1814.295,"confidence":0.96972656,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.008691355586051941},{"word":"i","start":1814.295,"end":1814.375,"confidence":0.9350586,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.050615645945072174},{"word":"gotta","start":1814.375,"end":1814.695,"confidence":0.74365234,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.11344140768051147},{"word":"talk","start":1814.695,"end":1814.855,"confidence":0.9902344,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.0593523383140564},{"word":"to","start":1814.855,"end":1815.015,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07351617515087128},{"word":"the","start":1815.015,"end":1815.175,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09222589433193208},{"word":"wife","start":1815.175,"end":1815.495,"confidence":0.9980469,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.0837128758430481},{"word":"about","start":1815.495,"end":1815.995,"confidence":0.9550781,"punctuated_word":"about.","sentiment":"neutral","sentiment_score":0.011961020529270172},{"word":"yeah","start":1819.095,"end":1819.595,"confidence":0.75805664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04043073207139969},{"word":"that's","start":1880.93,"end":1881.25,"confidence":0.9382324,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.10334470123052596},{"word":"alright","start":1881.25,"end":1881.75,"confidence":0.9951172,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.21937672793865204},{"word":"yep","start":1896.175,"end":1896.675,"confidence":0.69555664,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1637631505727768},{"word":"hello","start":1896.895,"end":1897.395,"confidence":0.79833984,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.13834704458713531},{"word":"yep","start":1902.895,"end":1903.395,"confidence":0.9863281,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20571725070476532},{"word":"yeah","start":1936.0,"end":1936.5,"confidence":0.6208496,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04268889129161835},{"word":"alright","start":2003.905,"end":2004.405,"confidence":0.79418945,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.09643334150314332},{"word":"yeah","start":2027.7001,"end":2028.02,"confidence":0.96533203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02782309427857399},{"word":"i","start":2028.02,"end":2028.18,"confidence":0.89990234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.033939480781555176},{"word":"just","start":2028.18,"end":2028.5,"confidence":0.9614258,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.04612529277801514},{"word":"have","start":2028.5,"end":2028.66,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03249039873480797},{"word":"to","start":2028.66,"end":2028.74,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0326569527387619},{"word":"think","start":2028.74,"end":2028.9801,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.06407281011343002},{"word":"about","start":2028.9801,"end":2029.38,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.055293358862400055},{"word":"that","start":2029.38,"end":2029.88,"confidence":0.9086914,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.099437415599823},{"word":"talk","start":2030.66,"end":2030.9801,"confidence":0.95703125,"punctuated_word":"Talk","sentiment":"neutral","sentiment_score":-0.11468179523944856},{"word":"to","start":2030.9801,"end":2031.06,"confidence":0.9560547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0723794549703598},{"word":"the","start":2031.06,"end":2031.3,"confidence":0.89208984,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07404902577400208},{"word":"wife","start":2031.3,"end":2031.8,"confidence":0.70373535,"punctuated_word":"wife.","sentiment":"neutral","sentiment_score":-0.04837939888238907},{"word":"there's","start":2031.8601,"end":2032.1001,"confidence":0.5782471,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.010698898695409298},{"word":"two","start":2032.1001,"end":2032.26,"confidence":0.39624023,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.018620852380990986},{"word":"things","start":2032.26,"end":2032.76,"confidence":0.9975586,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":-0.0012230351567268372},{"word":"sorry","start":2053.86,"end":2054.36,"confidence":0.73999023,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.07101685553789139},{"word":"oh","start":2075.765,"end":2075.9248,"confidence":0.6464844,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.013160144910216331},{"word":"i","start":2075.9248,"end":2076.085,"confidence":0.5834961,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007313765585422516},{"word":"have","start":2076.085,"end":2076.2449,"confidence":0.27893066,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.014110423624515532},{"word":"please","start":2076.2449,"end":2076.7449,"confidence":0.98779297,"punctuated_word":"please.","sentiment":"neutral","sentiment_score":0.011088483035564424},{"word":"we've","start":2111.1199,"end":2111.3599,"confidence":0.33325195,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":-0.0008775318856351078},{"word":"seen","start":2111.3599,"end":2111.6,"confidence":0.96777344,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.0071183983236551285},{"word":"what","start":2111.6,"end":2111.76,"confidence":0.83984375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0013979636132717133},{"word":"my","start":2111.76,"end":2111.92,"confidence":0.9580078,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.00003602169454097748},{"word":"shares","start":2111.92,"end":2112.32,"confidence":0.64501953,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":-0.01812511496245861},{"word":"did","start":2112.32,"end":2112.48,"confidence":0.69628906,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.0005435124039649963},{"word":"in","start":2112.48,"end":2112.64,"confidence":0.9902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.002085350453853607},{"word":"bp","start":2112.64,"end":2113.14,"confidence":0.907959,"punctuated_word":"BP.","sentiment":"neutral","sentiment_score":0.0008442520047537982},{"word":"are","start":2113.6,"end":2113.76,"confidence":0.16516113,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.0001348312944173813},{"word":"they","start":2113.76,"end":2114.0,"confidence":0.74072266,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.001752292737364769},{"word":"what","start":2114.16,"end":2114.4,"confidence":0.8540039,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.002537062391638756},{"word":"the","start":2114.4,"end":2114.56,"confidence":0.4543457,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.006255386397242546},{"word":"shares","start":2114.56,"end":2115.06,"confidence":0.82177734,"punctuated_word":"shares?","sentiment":"neutral","sentiment_score":-0.004579206928610802},{"word":"she's","start":2118.56,"end":2118.72,"confidence":0.36395264,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":0.00002234615385532379},{"word":"talking","start":2118.72,"end":2119.04,"confidence":0.9165039,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.0024608196690678596},{"word":"about","start":2119.04,"end":2119.28,"confidence":0.93115234,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.00029532983899116516},{"word":"her","start":2119.28,"end":2119.44,"confidence":0.64208984,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.0104823037981987},{"word":"shares","start":2119.44,"end":2119.76,"confidence":0.9838867,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":-0.009747255593538284},{"word":"in","start":2119.76,"end":2120.0,"confidence":0.9589844,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0007289834320545197},{"word":"bp","start":2120.0,"end":2120.5,"confidence":0.9140625,"punctuated_word":"BP.","sentiment":"neutral","sentiment_score":0.002273979363963008},{"word":"mhmm","start":2121.675,"end":2121.875,"confidence":0.9390869,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.10417699813842772},{"word":"and","start":2121.875,"end":2122.0752,"confidence":0.30078125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11940882354974748},{"word":"so","start":2122.0752,"end":2122.395,"confidence":0.48657227,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07122597843408585},{"word":"i","start":2122.395,"end":2122.5552,"confidence":0.66259766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05592115968465805},{"word":"went","start":2122.5552,"end":2123.0552,"confidence":0.15405273,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.07862704992294312},{"word":"down","start":2123.915,"end":2124.0752,"confidence":0.6855469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.13171273469924927},{"word":"again","start":2124.0752,"end":2124.5752,"confidence":0.75341797,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":0.07862260937690735},{"word":"probably","start":2143.1702,"end":2143.57,"confidence":0.87060547,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.0042494842782616615},{"word":"medium","start":2143.57,"end":2144.07,"confidence":0.90771484,"punctuated_word":"medium.","sentiment":"neutral","sentiment_score":-0.005209000781178474},{"word":"i'm","start":2172.37,"end":2172.61,"confidence":0.92211914,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.11076977849006651},{"word":"not","start":2172.61,"end":2172.85,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.11352118104696274},{"word":"sure","start":2172.85,"end":2173.35,"confidence":0.99902344,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.1045868769288063},{"word":"what","start":2180.315,"end":2180.475,"confidence":0.9941406,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.039220910519361496},{"word":"do","start":2180.475,"end":2180.635,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.04342380166053772},{"word":"you","start":2180.635,"end":2180.7952,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03583231195807457},{"word":"mean","start":2180.7952,"end":2181.0352,"confidence":1.0,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.040856413543224335},{"word":"by","start":2181.0352,"end":2181.5352,"confidence":0.99902344,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.05065106227993965},{"word":"a","start":2183.115,"end":2183.2751,"confidence":0.9482422,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09815076738595964},{"word":"downturn","start":2183.2751,"end":2183.7751,"confidence":0.99121094,"punctuated_word":"downturn","sentiment":"neutral","sentiment_score":-0.07291765511035919},{"word":"of","start":2183.915,"end":2184.075,"confidence":0.49206543,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.08989757299423218},{"word":"like","start":2184.075,"end":2184.315,"confidence":0.90893555,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.06448733806610107},{"word":"20%","start":2184.315,"end":2185.135,"confidence":0.94873047,"punctuated_word":"20%?","sentiment":"neutral","sentiment_score":-0.04355720430612564},{"word":"you","start":2185.435,"end":2185.5151,"confidence":0.92822266,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.03189074248075485},{"word":"mean","start":2185.5151,"end":2185.7551,"confidence":0.88720703,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.033286891877651215},{"word":"okay","start":2187.355,"end":2187.855,"confidence":0.9362793,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.06179282441735267},{"word":"yeah","start":2201.705,"end":2202.105,"confidence":0.85375977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.023740114644169807},{"word":"that's","start":2202.105,"end":2202.605,"confidence":0.7890625,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04920349642634392},{"word":"probably","start":2206.185,"end":2206.585,"confidence":0.65966797,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.06409721076488495},{"word":"61","start":2206.585,"end":2207.145,"confidence":0.8515625,"punctuated_word":"61","sentiment":"neutral","sentiment_score":-0.041730284690856934},{"word":"miles","start":2207.145,"end":2207.465,"confidence":0.29406738,"punctuated_word":"miles,","sentiment":"neutral","sentiment_score":-0.04631631448864937},{"word":"but","start":2207.465,"end":2207.5051,"confidence":0.5180664,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0412854440510273},{"word":"it","start":2207.5051,"end":2207.5452,"confidence":0.25708008,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09032274782657625},{"word":"was","start":2207.5452,"end":2207.625,"confidence":0.85595703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.093074232339859},{"word":"the","start":2207.625,"end":2207.7852,"confidence":0.8803711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06314920634031296},{"word":"other","start":2207.7852,"end":2208.0251,"confidence":0.99316406,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.06581948697566986},{"word":"really","start":2208.0251,"end":2208.425,"confidence":0.6352539,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.08217717707157135},{"word":"on","start":2208.425,"end":2208.585,"confidence":0.97998047,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.07563229650259018},{"word":"that","start":2208.585,"end":2208.745,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06926542520523071},{"word":"one","start":2208.745,"end":2209.245,"confidence":0.96972656,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.043986544013023376},{"word":"yes","start":2210.185,"end":2210.685,"confidence":0.6895752,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2143797427415848},{"word":"yeah","start":2213.945,"end":2214.445,"confidence":0.97680664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09018820524215698},{"word":"yep","start":2218.16,"end":2218.66,"confidence":0.94799805,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.26273998618125916},{"word":"yeah","start":2231.525,"end":2231.845,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16327735781669617},{"word":"pretty","start":2231.845,"end":2232.1648,"confidence":0.99609375,"punctuated_word":"Pretty","sentiment":"positive","sentiment_score":0.3672696352005005},{"word":"much","start":2232.1648,"end":2232.6648,"confidence":1.0,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.4087147712707519},{"word":"i'll","start":2253.8298,"end":2254.15,"confidence":0.7113037,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.01027357392013073},{"word":"be","start":2254.15,"end":2254.3098,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.02811894565820694},{"word":"honest","start":2254.3098,"end":2254.71,"confidence":0.9980469,"punctuated_word":"honest","sentiment":"neutral","sentiment_score":-0.02231525629758835},{"word":"with","start":2254.71,"end":2254.8699,"confidence":0.9892578,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.004080832004547119},{"word":"you","start":2254.8699,"end":2255.3699,"confidence":0.9785156,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.03296437859535217},{"word":"i","start":2256.23,"end":2256.39,"confidence":0.7709961,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13251709938049316},{"word":"haven't","start":2256.39,"end":2256.89,"confidence":0.8079427,"punctuated_word":"haven't.","sentiment":"neutral","sentiment_score":-0.1291307657957077},{"word":"i","start":2257.8298,"end":2258.15,"confidence":0.8574219,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23252485692501068},{"word":"have","start":2258.15,"end":2258.47,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.17990759015083313},{"word":"not","start":2258.47,"end":2258.895,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1418304443359375},{"word":"actually","start":2259.215,"end":2259.715,"confidence":1.0,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.15982569754123688},{"word":"been","start":2259.855,"end":2260.2551,"confidence":0.99121094,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.15790827572345734},{"word":"shown","start":2260.2551,"end":2260.7551,"confidence":0.8745117,"punctuated_word":"shown","sentiment":"neutral","sentiment_score":-0.17123256623744965},{"word":"anything","start":2260.815,"end":2261.215,"confidence":0.9863281,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.19001848995685575},{"word":"about","start":2261.215,"end":2261.615,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.18783822655677795},{"word":"my","start":2261.615,"end":2261.935,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.21161089837551117},{"word":"supers","start":2261.935,"end":2262.435,"confidence":0.7034912,"punctuated_word":"supers.","sentiment":"neutral","sentiment_score":-0.170619934797287},{"word":"yeah","start":2264.815,"end":2265.315,"confidence":0.9748535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02302074432373047},{"word":"no","start":2270.095,"end":2270.595,"confidence":0.82543945,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10793319344520567},{"word":"yeah","start":2308.82,"end":2309.32,"confidence":0.8635254,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06374680250883102},{"word":"yeah","start":2340.6199,"end":2341.02,"confidence":0.9790039,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06250808387994766},{"word":"we'll","start":2341.02,"end":2341.26,"confidence":0.66430664,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.05140302702784538},{"word":"just","start":2341.26,"end":2341.5798,"confidence":0.9838867,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03779104724526405},{"word":"sort","start":2341.5798,"end":2341.9,"confidence":0.95166016,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05888114124536514},{"word":"of","start":2341.9,"end":2342.0598,"confidence":0.55322266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.067528635263443},{"word":"yeah","start":2342.14,"end":2342.64,"confidence":0.9926758,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.10176880657672882},{"word":"yeah","start":2344.38,"end":2344.88,"confidence":0.7067871,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22558046877384183},{"word":"yes","start":2371.81,"end":2372.31,"confidence":0.7758789,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.4280812740325928},{"word":"yeah","start":2390.08,"end":2390.58,"confidence":0.717041,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17632165551185608},{"word":"yep","start":2392.4,"end":2392.9,"confidence":0.9812012,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12679801881313324},{"word":"it's","start":2401.675,"end":2402.175,"confidence":0.7631836,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.16071230173110962},{"word":"always","start":2402.2349,"end":2402.7349,"confidence":0.6098633,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.1050686240196228},{"word":"sort","start":2402.795,"end":2403.035,"confidence":0.70458984,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.23306545615196228},{"word":"of","start":2403.035,"end":2403.1948,"confidence":0.45062256,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.20147722959518433},{"word":"but","start":2403.1948,"end":2403.595,"confidence":0.5234375,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.2017330676317215},{"word":"it","start":2403.595,"end":2403.9949,"confidence":0.8935547,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.25864434242248535},{"word":"just","start":2403.9949,"end":2404.155,"confidence":0.97509766,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.26048755645751953},{"word":"confuses","start":2404.155,"end":2404.655,"confidence":0.9975586,"punctuated_word":"confuses","sentiment":"neutral","sentiment_score":-0.32684898376464844},{"word":"me","start":2404.7148,"end":2404.9548,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.25623345375061035},{"word":"anyway","start":2404.9548,"end":2405.4548,"confidence":0.8852539,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.13805246353149414},{"word":"no","start":2415.24,"end":2415.72,"confidence":0.7561035,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1925143301486969},{"word":"i","start":2415.72,"end":2415.8801,"confidence":0.62841797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15944457054138184},{"word":"think","start":2415.8801,"end":2416.28,"confidence":0.48754883,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.18112078309059143},{"word":"so","start":2416.28,"end":2416.52,"confidence":0.7279053,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.1516316831111908},{"word":"i","start":2416.52,"end":2416.6,"confidence":0.9243164,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1858845353126526},{"word":"need","start":2416.6,"end":2416.76,"confidence":0.82177734,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.2986677587032318},{"word":"to","start":2416.76,"end":2416.92,"confidence":0.38867188,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.33779650926589966},{"word":"i","start":2417.0,"end":2417.08,"confidence":0.9770508,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3700881600379944},{"word":"don't","start":2417.08,"end":2417.24,"confidence":0.88134766,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.3565981388092041},{"word":"know","start":2417.24,"end":2417.4,"confidence":0.90234375,"punctuated_word":"know","sentiment":"negative","sentiment_score":-0.41959020495414734},{"word":"whether","start":2417.4,"end":2417.64,"confidence":0.9199219,"punctuated_word":"whether","sentiment":"negative","sentiment_score":-0.414310097694397},{"word":"it's","start":2417.64,"end":2417.96,"confidence":0.7805176,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.4281902015209198},{"word":"worth","start":2417.96,"end":2418.46,"confidence":0.9223633,"punctuated_word":"worth","sentiment":"negative","sentiment_score":-0.37045416235923767},{"word":"taking","start":2420.92,"end":2421.24,"confidence":0.42919922,"punctuated_word":"taking","sentiment":"negative","sentiment_score":-0.5406100749969482},{"word":"the","start":2421.24,"end":2421.4,"confidence":0.9194336,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5034228563308716},{"word":"insurances","start":2421.4,"end":2421.9,"confidence":0.8976237,"punctuated_word":"insurances,","sentiment":"negative","sentiment_score":-0.3632549941539765},{"word":"which","start":2422.12,"end":2422.36,"confidence":0.9863281,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.3324323296546936},{"word":"i","start":2422.36,"end":2422.44,"confidence":0.9741211,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2627319097518921},{"word":"gotta","start":2422.44,"end":2422.68,"confidence":0.5620117,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.2907789945602417},{"word":"talk","start":2422.68,"end":2422.92,"confidence":0.95947266,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.2298053801059723},{"word":"to","start":2422.92,"end":2423.0,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.29749029874801636},{"word":"the","start":2423.0,"end":2423.16,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2442432641983032},{"word":"wife","start":2423.16,"end":2423.48,"confidence":0.99121094,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.21836531162261963},{"word":"about","start":2423.48,"end":2423.98,"confidence":0.970459,"punctuated_word":"about.","sentiment":"neutral","sentiment_score":-0.2245846688747406},{"word":"i'm","start":2434.285,"end":2434.445,"confidence":0.8469238,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.058843426406383514},{"word":"i'm","start":2434.445,"end":2434.945,"confidence":0.9016113,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0012963514309376478},{"word":"i'm","start":2435.165,"end":2435.2449,"confidence":0.75219727,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.02847786247730255},{"word":"actually","start":2435.2449,"end":2435.7249,"confidence":0.9902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.043661728501319885},{"word":"i'll","start":2436.045,"end":2436.365,"confidence":0.9975586,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.037968385964632034},{"word":"be","start":2436.365,"end":2436.525,"confidence":0.9902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.05928873270750046},{"word":"honest","start":2436.525,"end":2436.845,"confidence":0.99902344,"punctuated_word":"honest","sentiment":"neutral","sentiment_score":-0.0030517950654029846},{"word":"with","start":2436.845,"end":2436.925,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.026346616446971893},{"word":"you","start":2436.925,"end":2437.165,"confidence":0.9030762,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.01005726307630539},{"word":"i'm","start":2437.165,"end":2437.325,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.03682915493845939},{"word":"actually","start":2437.325,"end":2437.805,"confidence":0.9980469,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.026654526591300964},{"word":"learning","start":2437.805,"end":2438.205,"confidence":0.7084961,"punctuated_word":"learning","sentiment":"neutral","sentiment_score":0.02390526980161667},{"word":"that","start":2438.205,"end":2438.445,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.020799294114112857},{"word":"way","start":2438.445,"end":2438.945,"confidence":0.9892578,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.0029371455311775208},{"word":"where","start":2439.7249,"end":2439.9648,"confidence":0.6489258,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.02311626449227333},{"word":"the","start":2439.9648,"end":2440.125,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06368996202945709},{"word":"money","start":2440.125,"end":2440.445,"confidence":0.99609375,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.06068284809589386},{"word":"would","start":2440.445,"end":2440.605,"confidence":0.51171875,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.08560501039028168},{"word":"be","start":2440.605,"end":2440.765,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.11178570985794067},{"word":"better","start":2440.765,"end":2441.005,"confidence":0.99609375,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.1544451266527176},{"word":"off","start":2441.005,"end":2441.165,"confidence":0.8618164,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.11822397261857986},{"word":"sitting","start":2441.165,"end":2441.4849,"confidence":0.9301758,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":-0.06311620771884918},{"word":"in","start":2441.4849,"end":2441.645,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08838483691215515},{"word":"one","start":2441.645,"end":2441.9648,"confidence":0.99609375,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.06131675839424133},{"word":"super","start":2441.9648,"end":2442.4648,"confidence":0.9316406,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.043996453285217285},{"word":"they","start":2444.13,"end":2444.5298,"confidence":0.45263672,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.15706269443035126},{"word":"nearly","start":2444.5298,"end":2444.8499,"confidence":0.4375,"punctuated_word":"nearly","sentiment":"neutral","sentiment_score":0.06778144091367722},{"word":"take","start":2444.8499,"end":2445.0898,"confidence":0.8574219,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.08366205543279648},{"word":"one","start":2445.0898,"end":2445.3298,"confidence":0.81347656,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.14948074519634247},{"word":"screen","start":2445.3298,"end":2445.73,"confidence":0.6772461,"punctuated_word":"screen.","sentiment":"neutral","sentiment_score":0.12694212794303894},{"word":"i'm","start":2445.73,"end":2446.13,"confidence":0.60180664,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.032978355884552},{"word":"paying","start":2446.13,"end":2446.63,"confidence":0.9086914,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.0356321781873703},{"word":"i'm","start":2446.69,"end":2447.0098,"confidence":0.99365234,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.020588569343090057},{"word":"paying","start":2447.0098,"end":2447.3298,"confidence":0.7800293,"punctuated_word":"paying,","sentiment":"neutral","sentiment_score":0.016262125223875046},{"word":"buddy","start":2447.3298,"end":2447.8298,"confidence":0.9667969,"punctuated_word":"buddy,","sentiment":"neutral","sentiment_score":0.03755692765116691},{"word":"$700","start":2447.89,"end":2448.7698,"confidence":0.9992676,"punctuated_word":"$700","sentiment":"neutral","sentiment_score":0.09629391878843307},{"word":"a","start":2448.7698,"end":2448.93,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.030210275202989575},{"word":"year","start":2448.93,"end":2449.0898,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.03704258054494858},{"word":"for","start":2449.0898,"end":2449.25,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03262738138437271},{"word":"that","start":2449.25,"end":2449.5698,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09067221730947496},{"word":"one","start":2449.5698,"end":2450.0698,"confidence":0.6660156,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.04046738147735596},{"word":"uh-huh","start":2451.17,"end":2451.67,"confidence":0.87001956,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.0027627304662019014},{"word":"yeah","start":2451.73,"end":2452.23,"confidence":0.90844727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013157416135072708},{"word":"for","start":2452.45,"end":2452.6099,"confidence":0.96875,"punctuated_word":"For","sentiment":"neutral","sentiment_score":-0.03282216936349869},{"word":"that","start":2452.6099,"end":2453.0098,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.003829188644886017},{"word":"super","start":2453.0098,"end":2453.3298,"confidence":0.80908203,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.007207948714494705},{"word":"and","start":2453.3298,"end":2453.65,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0346870981156826},{"word":"i'm","start":2453.65,"end":2453.8098,"confidence":0.99316406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.04983476921916008},{"word":"paying","start":2453.8098,"end":2454.3098,"confidence":0.93896484,"punctuated_word":"paying,","sentiment":"neutral","sentiment_score":-0.06496573984622955},{"word":"you","start":2454.69,"end":2454.93,"confidence":0.6333008,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11092104017734528},{"word":"know","start":2454.93,"end":2455.3298,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.110817089676857},{"word":"fees","start":2455.3298,"end":2455.65,"confidence":0.9790039,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":-0.04979604482650757},{"word":"for","start":2455.65,"end":2455.8098,"confidence":0.9921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05022279918193817},{"word":"your","start":2455.8098,"end":2456.13,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.047404997050762177},{"word":"super","start":2456.13,"end":2456.63,"confidence":0.9760742,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.013368364423513412},{"word":"yeah","start":2458.515,"end":2459.015,"confidence":0.84936523,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06765276193618774},{"word":"i'm","start":2459.4749,"end":2459.795,"confidence":0.98413086,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.09557481855154036},{"word":"paying","start":2459.795,"end":2460.115,"confidence":0.86621094,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.08368860930204391},{"word":"two","start":2460.115,"end":2460.355,"confidence":0.78271484,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.1073201820254326},{"word":"lots","start":2460.355,"end":2460.6748,"confidence":0.38842773,"punctuated_word":"lots","sentiment":"neutral","sentiment_score":-0.1198100596666336},{"word":"of","start":2460.6748,"end":2460.835,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10895339399576189},{"word":"fees","start":2460.835,"end":2461.315,"confidence":0.9980469,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":-0.10116464644670486},{"word":"just","start":2461.315,"end":2461.555,"confidence":0.9819336,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05941128730773926},{"word":"to","start":2461.555,"end":2461.635,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07666193693876266},{"word":"keep","start":2461.635,"end":2461.9548,"confidence":0.9921875,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.009754762053489683},{"word":"$9,000","start":2461.9548,"end":2462.9148,"confidence":0.99157715,"punctuated_word":"$9,000","sentiment":"neutral","sentiment_score":0.004738271236419678},{"word":"worth","start":2462.9148,"end":2463.315,"confidence":0.7373047,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":-0.05050337314605713},{"word":"of","start":2463.315,"end":2463.635,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08330162614583969},{"word":"health","start":2463.635,"end":2463.9548,"confidence":0.7426758,"punctuated_word":"health","sentiment":"neutral","sentiment_score":-0.016897976398468018},{"word":"insurance","start":2463.9548,"end":2464.4548,"confidence":0.92944336,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":-0.035827312618494034},{"word":"yeah","start":2465.19,"end":2465.69,"confidence":0.6044922,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14195668697357178},{"word":"i","start":2466.4248,"end":2466.6748,"confidence":0.30200195,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0983445569872856},{"word":"think","start":2466.6748,"end":2466.9148,"confidence":0.8310547,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.110237218439579},{"word":"so","start":2466.9148,"end":2467.4148,"confidence":0.9797363,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.030134445056319237},{"word":"k","start":2483.18,"end":2483.68,"confidence":0.8417969,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.19732818007469177},{"word":"yep","start":2490.8252,"end":2491.3252,"confidence":0.70129395,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3691987693309784},{"word":"well","start":2501.51,"end":2501.83,"confidence":0.97802734,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.19741219282150269},{"word":"that's","start":2501.83,"end":2501.99,"confidence":0.9626465,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2139887660741806},{"word":"what","start":2501.99,"end":2502.15,"confidence":0.984375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.17315566539764404},{"word":"i'm","start":2502.15,"end":2502.47,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.14871405065059662},{"word":"thinking","start":2502.47,"end":2502.87,"confidence":0.9980469,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":0.19209669530391693},{"word":"too","start":2502.87,"end":2503.37,"confidence":0.9416504,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.17591077089309692},{"word":"yeah","start":2513.775,"end":2514.275,"confidence":0.9350586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0985235795378685},{"word":"around","start":2518.4148,"end":2518.7349,"confidence":0.17553711,"punctuated_word":"Around","sentiment":"neutral","sentiment_score":0.009034836664795876},{"word":"around","start":2518.7349,"end":2519.055,"confidence":0.5180664,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.00914914533495903},{"word":"about","start":2519.055,"end":2519.2148,"confidence":0.9667969,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.02210145816206932},{"word":"it's","start":2519.375,"end":2519.615,"confidence":0.5835571,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.013037791475653648},{"word":"not","start":2519.615,"end":2519.6948,"confidence":0.8857422,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.0011220481246709824},{"word":"around","start":2519.6948,"end":2520.015,"confidence":0.32861328,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.001300070434808731},{"word":"about","start":2520.015,"end":2520.4949,"confidence":0.9902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.01964069902896881},{"word":"those","start":2520.4949,"end":2520.815,"confidence":0.87158203,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.00598207488656044},{"word":"nights","start":2520.815,"end":2521.135,"confidence":0.57666016,"punctuated_word":"nights","sentiment":"neutral","sentiment_score":0.014132894575595856},{"word":"on","start":2521.135,"end":2521.295,"confidence":0.48657227,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04114247485995293},{"word":"about","start":2521.295,"end":2521.6948,"confidence":0.51171875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.055648837238550186},{"word":"01:30","start":2521.6948,"end":2522.335,"confidence":0.98217773,"punctuated_word":"01:30","sentiment":"neutral","sentiment_score":0.07594696432352066},{"word":"would","start":2522.335,"end":2522.575,"confidence":0.67871094,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.07716082036495209},{"word":"be","start":2522.575,"end":2522.7349,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08039356023073196},{"word":"the","start":2522.7349,"end":2522.815,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08140996098518372},{"word":"best","start":2522.815,"end":2523.135,"confidence":0.9921875,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.0890870988368988},{"word":"time","start":2523.135,"end":2523.635,"confidence":0.9790039,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.12098722904920578},{"word":"yeah","start":2535.22,"end":2535.72,"confidence":0.8623047,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2265109419822693},{"word":"yeah","start":2542.905,"end":2543.405,"confidence":0.9663086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1350121796131134},{"word":"yep","start":2544.345,"end":2544.845,"confidence":0.94921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2581551671028137},{"word":"because","start":2546.4248,"end":2546.665,"confidence":0.32055664,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0877876728773117},{"word":"i","start":2546.665,"end":2546.7449,"confidence":0.6381836,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.048171982169151306},{"word":"can't","start":2546.7449,"end":2546.905,"confidence":0.27319336,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.05891982838511467},{"word":"exactly","start":2546.905,"end":2547.385,"confidence":0.6303711,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.05443967878818512},{"word":"saturday","start":2547.385,"end":2547.885,"confidence":0.31298828,"punctuated_word":"Saturday","sentiment":"neutral","sentiment_score":-0.1880743503570557},{"word":"that","start":2548.265,"end":2548.7449,"confidence":0.41967773,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.12777216732501984},{"word":"oh","start":2548.825,"end":2549.065,"confidence":0.89575195,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.05906783044338226},{"word":"saturday","start":2549.065,"end":2549.565,"confidence":0.9873047,"punctuated_word":"Saturday","sentiment":"neutral","sentiment_score":-0.03741791844367981},{"word":"afternoon","start":2549.625,"end":2550.105,"confidence":0.9980469,"punctuated_word":"afternoon","sentiment":"neutral","sentiment_score":0.0016019940376281738},{"word":"to","start":2550.105,"end":2550.265,"confidence":0.9716797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01993994414806366},{"word":"talk","start":2550.265,"end":2550.4248,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.05738180875778198},{"word":"to","start":2550.4248,"end":2550.585,"confidence":0.95703125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.033110521733760834},{"word":"the","start":2550.585,"end":2550.665,"confidence":0.90722656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.018609240651130676},{"word":"wife","start":2550.665,"end":2550.9849,"confidence":0.98828125,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.08663012832403183},{"word":"and","start":2550.9849,"end":2551.145,"confidence":0.9770508,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06805507838726044},{"word":"have","start":2551.145,"end":2551.2651,"confidence":0.98828125,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1018550619482994},{"word":"a","start":2551.2651,"end":2551.385,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15637712180614471},{"word":"look","start":2551.385,"end":2551.625,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.13048404455184937},{"word":"at","start":2551.625,"end":2551.785,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14380104839801788},{"word":"everything","start":2551.785,"end":2552.285,"confidence":0.97631836,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.06475085020065308},{"word":"it's","start":2554.83,"end":2555.33,"confidence":0.9345703,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.4209156036376953},{"word":"the","start":2557.07,"end":2557.23,"confidence":0.9941406,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.33813104033470154},{"word":"only","start":2557.23,"end":2557.3901,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.22683914005756375},{"word":"day","start":2557.3901,"end":2557.6301,"confidence":0.99609375,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.17071767151355743},{"word":"we","start":2557.6301,"end":2557.87,"confidence":0.96972656,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17977096140384674},{"word":"it's","start":2557.87,"end":2558.03,"confidence":0.9448242,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.22508129477500916},{"word":"the","start":2558.03,"end":2558.1902,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15573695302009585},{"word":"only","start":2558.1902,"end":2558.35,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.16281276941299438},{"word":"day","start":2558.35,"end":2558.59,"confidence":1.0,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.16187724471092224},{"word":"we","start":2558.59,"end":2558.75,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2102968841791153},{"word":"get","start":2558.75,"end":2558.9102,"confidence":0.96533203,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2186036556959152},{"word":"off","start":2558.9102,"end":2559.07,"confidence":0.99609375,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.2327657639980316},{"word":"together","start":2559.07,"end":2559.57,"confidence":0.986084,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":0.20959420502185824},{"word":"about","start":2565.87,"end":2566.1902,"confidence":0.20385742,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.01891906186938286},{"word":"time","start":2566.1902,"end":2566.4302,"confidence":0.3881836,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.02659350074827671},{"word":"we","start":2566.4302,"end":2566.59,"confidence":0.890625,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02619983442127705},{"word":"get","start":2566.59,"end":2566.875,"confidence":0.25854492,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.026031484827399257},{"word":"by","start":2567.515,"end":2567.835,"confidence":0.09893799,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.02035212330520153},{"word":"the","start":2567.835,"end":2568.335,"confidence":0.37353516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02790719084441662},{"word":"time","start":2568.555,"end":2568.795,"confidence":0.98291016,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03305093199014664},{"word":"we","start":2568.795,"end":2568.955,"confidence":0.9404297,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03072384186089039},{"word":"get","start":2568.955,"end":2569.195,"confidence":0.5859375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.03938967734575272},{"word":"to","start":2569.195,"end":2569.355,"confidence":0.27685547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06199663132429123},{"word":"the","start":2569.355,"end":2569.515,"confidence":0.6933594,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05908044055104256},{"word":"washing","start":2569.515,"end":2569.835,"confidence":0.9560547,"punctuated_word":"washing","sentiment":"neutral","sentiment_score":0.07356980443000793},{"word":"and","start":2569.835,"end":2570.075,"confidence":0.93359375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05590496212244034},{"word":"the","start":2570.075,"end":2570.155,"confidence":0.7792969,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06835375726222992},{"word":"cleaning","start":2570.155,"end":2570.555,"confidence":0.984375,"punctuated_word":"cleaning","sentiment":"neutral","sentiment_score":0.053324658423662186},{"word":"and","start":2570.555,"end":2571.055,"confidence":0.93847656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03187127411365509},{"word":"that","start":2571.195,"end":2571.435,"confidence":0.9472656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03611421585083008},{"word":"sort","start":2571.435,"end":2571.675,"confidence":0.98828125,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04045860469341278},{"word":"of","start":2571.675,"end":2571.755,"confidence":0.9116211,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.007533416152000427},{"word":"thing","start":2571.755,"end":2572.255,"confidence":0.8239746,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.017193902283906937},{"word":"and","start":2572.795,"end":2573.035,"confidence":0.98828125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.006911773234605789},{"word":"i","start":2573.035,"end":2573.195,"confidence":0.9741211,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0015772469341754911},{"word":"gotta","start":2573.195,"end":2573.695,"confidence":0.59033203,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.004249773919582367},{"word":"do","start":2574.395,"end":2574.895,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0263412706553936},{"word":"some","start":2574.955,"end":2575.195,"confidence":0.5073242,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.018761634826660156},{"word":"day","start":2575.195,"end":2575.435,"confidence":0.9770508,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.019734621047973633},{"word":"during","start":2575.435,"end":2575.755,"confidence":0.99609375,"punctuated_word":"during","sentiment":"neutral","sentiment_score":0.02244473621249199},{"word":"the","start":2575.755,"end":2575.915,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03267374262213707},{"word":"day","start":2575.915,"end":2576.075,"confidence":0.7315674,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":0.03271275386214256},{"word":"and","start":2576.075,"end":2576.475,"confidence":0.91503906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.016450554132461548},{"word":"which","start":2576.475,"end":2576.795,"confidence":0.61376953,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.015155017375946043},{"word":"means","start":2576.795,"end":2577.035,"confidence":0.9838867,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.00010194629430770874},{"word":"i","start":2577.035,"end":2577.115,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05744543671607971},{"word":"gotta","start":2577.115,"end":2577.355,"confidence":0.86328125,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.04863674193620682},{"word":"go","start":2577.355,"end":2577.515,"confidence":0.61083984,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.01846204698085785},{"word":"to","start":2577.515,"end":2577.595,"confidence":0.7416992,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.026960022747516632},{"word":"bed","start":2577.595,"end":2577.995,"confidence":0.9321289,"punctuated_word":"bed.","sentiment":"neutral","sentiment_score":-0.04165925085544586},{"word":"i","start":2577.995,"end":2578.155,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06621327996253967},{"word":"gotta","start":2578.155,"end":2578.395,"confidence":0.9370117,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.06757016479969025},{"word":"go","start":2578.395,"end":2578.555,"confidence":0.76708984,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.01942269131541252},{"word":"to","start":2578.555,"end":2578.5684,"confidence":0.9589844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.020042497664690018},{"word":"bed","start":2578.5684,"end":2578.5815,"confidence":0.76342773,"punctuated_word":"bed.","sentiment":"neutral","sentiment_score":-0.016057200729846954},{"word":"i","start":2578.5815,"end":2578.595,"confidence":0.53515625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05033192038536072},{"word":"gotta","start":2578.595,"end":2578.6084,"confidence":0.93408203,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.05465986579656601},{"word":"go","start":2578.6084,"end":2578.6216,"confidence":0.60595703,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.009341936558485033},{"word":"to","start":2578.6216,"end":2578.635,"confidence":0.9716797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.005682617425918579},{"word":"bed","start":2578.635,"end":2578.875,"confidence":0.77612305,"punctuated_word":"bed.","sentiment":"neutral","sentiment_score":0.004051625728607178},{"word":"i","start":2578.875,"end":2578.955,"confidence":0.54248047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.021351423114538193},{"word":"gotta","start":2578.955,"end":2579.435,"confidence":0.95166016,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.026219701394438744},{"word":"get","start":2579.435,"end":2579.595,"confidence":0.7783203,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.00714951753616333},{"word":"up","start":2579.595,"end":2579.755,"confidence":0.94921875,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.029514692723751068},{"word":"at","start":2579.755,"end":2579.915,"confidence":0.98095703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.010762162506580353},{"word":"03:00","start":2579.915,"end":2580.395,"confidence":0.9944662,"punctuated_word":"03:00","sentiment":"neutral","sentiment_score":0.039826832711696625},{"word":"in","start":2580.395,"end":2580.555,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05450835824012756},{"word":"the","start":2580.555,"end":2580.715,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06121513620018959},{"word":"morning","start":2580.715,"end":2581.215,"confidence":0.99365234,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":0.04499433189630509},{"word":"it's","start":2586.02,"end":2586.26,"confidence":0.8034668,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.26771873235702515},{"word":"pretty","start":2586.26,"end":2586.5,"confidence":0.9970703,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.282835990190506},{"word":"much","start":2586.5,"end":2586.82,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.21871277689933777},{"word":"work","start":2586.82,"end":2587.06,"confidence":0.99316406,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.15018042922019958},{"word":"work","start":2587.06,"end":2587.46,"confidence":0.5151367,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.173683762550354},{"word":"work","start":2587.46,"end":2587.96,"confidence":0.9580078,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.17804118990898132},{"word":"hey","start":2596.98,"end":2597.48,"confidence":0.8835449,"punctuated_word":"Hey.","sentiment":"positive","sentiment_score":0.4260972738265991},{"word":"yep","start":2598.115,"end":2598.615,"confidence":0.7819824,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.4542086124420166},{"word":"yep","start":2648.03,"end":2648.53,"confidence":0.97021484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2397335469722748},{"word":"and","start":2655.065,"end":2655.2249,"confidence":0.97509766,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1528613269329071},{"word":"what","start":2655.2249,"end":2655.4648,"confidence":0.8027344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.18691562116146088},{"word":"about","start":2655.4648,"end":2655.785,"confidence":0.9589844,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.15429461002349854},{"word":"what","start":2655.9448,"end":2656.105,"confidence":0.44628906,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.22455234825611117},{"word":"and","start":2656.1848,"end":2656.505,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2599773108959198},{"word":"the","start":2656.505,"end":2657.005,"confidence":0.71875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28869083523750305},{"word":"and","start":2657.1448,"end":2657.6448,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0758415013551712},{"word":"the","start":2657.9448,"end":2658.105,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06311323493719101},{"word":"form","start":2658.105,"end":2658.4248,"confidence":0.9589844,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.10865111649036407},{"word":"for","start":2658.4248,"end":2658.6648,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1215001866221428},{"word":"the","start":2658.6648,"end":2659.1648,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11654002964496613},{"word":"wife","start":2659.305,"end":2659.625,"confidence":0.9589844,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.1233343556523323},{"word":"to","start":2659.625,"end":2659.785,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11683271825313568},{"word":"be","start":2659.785,"end":2660.105,"confidence":0.9902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.099313884973526},{"word":"the","start":2660.105,"end":2660.505,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0944068729877472},{"word":"sole","start":2660.505,"end":2660.7449,"confidence":0.86572266,"punctuated_word":"sole","sentiment":"neutral","sentiment_score":0.09164288640022278},{"word":"beneficiary","start":2660.7449,"end":2661.2449,"confidence":0.80078125,"punctuated_word":"beneficiary?","sentiment":"neutral","sentiment_score":0.090744249522686},{"word":"yep","start":2669.36,"end":2669.86,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2282235622406006},{"word":"yep","start":2676.1602,"end":2676.6602,"confidence":0.9951172,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18213143944740295},{"word":"yep","start":2678.0,"end":2678.5,"confidence":0.84594727,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1652342975139618},{"word":"no","start":2691.2751,"end":2691.5952,"confidence":0.90966797,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06647428870201111},{"word":"not","start":2691.5952,"end":2691.8352,"confidence":0.99316406,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.11242847144603728},{"word":"yet","start":2691.8352,"end":2692.3352,"confidence":0.99853516,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.1196511536836624},{"word":"yeah","start":2713.425,"end":2713.925,"confidence":0.9057617,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03764611482620239},{"word":"yeah","start":2733.1902,"end":2733.6902,"confidence":0.7531738,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14814606308937073},{"word":"yep","start":2734.2302,"end":2734.7302,"confidence":0.6999512,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.285763680934906},{"word":"yeah","start":2749.445,"end":2749.765,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.383463591337204},{"word":"i","start":2749.765,"end":2749.925,"confidence":0.9951172,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.545238196849823},{"word":"think","start":2749.925,"end":2750.165,"confidence":0.9951172,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.5262867212295532},{"word":"that's","start":2750.165,"end":2750.485,"confidence":0.90356445,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4917069673538208},{"word":"pretty","start":2750.485,"end":2750.805,"confidence":0.99902344,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.4760198593139648},{"word":"much","start":2750.805,"end":2750.965,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.5247781276702881},{"word":"everything","start":2750.965,"end":2751.465,"confidence":0.9995117,"punctuated_word":"everything.","sentiment":"positive","sentiment_score":0.5152016878128052},{"word":"okay","start":2764.22,"end":2764.6199,"confidence":0.743042,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.26148858666419983},{"word":"thank","start":2764.6199,"end":2764.94,"confidence":0.9707031,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6487389802932739},{"word":"you","start":2764.94,"end":2765.44,"confidence":0.99853516,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5678001642227173},{"word":"alright","start":2766.369,"end":2766.869,"confidence":0.76782227,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.5219212174415588},{"word":"bye","start":2770.5164,"end":2771.0164,"confidence":0.75561523,"punctuated_word":"Bye.","sentiment":"positive","sentiment_score":0.45018285512924194}],"paragraphs":{"transcript":"\nHello? Not too bad. Yeah. Trying to sleep. Yeah.\n\nYeah. A little bit. I draw and lie down to go to sleep. Yep. Yep.\n\nRobert Robert Marvell Rollerson, 08/1966. I didn't run my court more, I feel. That's just something today. A bit of a breeze blowing. I haven't been outside to see how cold it is, but yeah.\n\nYes. Yeah. A little bit. Not right now, but yeah. Yep.\n\nYep. Yeah. No. Not at the moment. Yep.\n\nYep. Yep. Yep. Oh, you do? I didn't have didn't see any details, Ed.\n\nSorry. Similar to that doctor's. I made a judgment. What will you bill? Hey.\n\nHey. Now that I have allergies. Yep. Oracle. Yeah.\n\nWe're we're all affected by technology at work. Well, my job, boy, I gotta pick up stuff from the wall. You there? No. The carpet.\n\nYep. I gotta go to work. Oh, well, I can't see my wife. This is the only time we sort of get to see each other is when I'm on my way to work, so we go and have lunch together. And then then we I and head off to work after lunch and yeah.\n\nBasically Yay. Yes, ma'am. Oh, bloody. Just Hang on. It's not starting at this.\n\nAlright. You're back. You there? Hello? Yeah.\n\nNo. For some reason, the car dropped out. Yep. A little bit. Yeah.\n\nYeah. I think I was up around a 100 and probably a 130 or a 140,000. Yeah. I changed. I sort of still the same company, but changed jobs.\n\nStill a truck driver, but instead of I think I was up I used to drive the tug up at Kilcoy. I was on a casual. I'd only do four days on, four days off. Now I work six days a week down the wall, but I'm. Yeah.\n\nYeah. You gotta do that money to pay the bills. Oh, we've only eight hour shifts. Oh, yeah. I think up to twelve.\n\nI gotta start at 04:00. I could finish any time up until four, 05:00 in tomorrow morning. Not at the moment. I'm thinking about it. Yeah.\n\nBut I'm just gonna gotta pay for the pay the house off, pay the unit off, pay the van off, and go on a couple of holidays. So yeah. No. Actually, it's probably going up a little bit. About a 150, I think it is.\n\nI'm not a hundred percent sure. Because we consolidated a lot of lines. Hey. I bought a new Nissan Navara. That's 50,000 55 thousand now.\n\nNo. No. Got rid of that one. The wife's got a 2021 Toyota Camry. It's probably about '20 probably about '23, '24.\n\nAbout '20 5 thousand, mate. Well, yeah, we had we had the the other one was a 2012 we had. We sort of and I I sort of took it on, and the wife bought a new one. And then we're we're looking to do some traveling, so we bought the full drive, the full car in that we brought. It's valued at about 70,000.\n\nNo. No. No. No. That's separate line.\n\nYay. Probably about 60. Yeah. We went down to Tasmania for a month. I ran to Tasmania.\n\nWe're going to book together. I've got all day booked for next year going to Cairns, not the top end. And then the following year, we'll probably go to Darwin. Yeah. We we eventually when we when we both retire, his wife can't retire for another, I think, eight years.\n\nAnd we eventually wanna sort of try and do a map of Australia sort of thing. Yeah. So, yeah, we wanna go out and see the West Coast and we wanna see like, we wanted to see Tasmania, so we took months off and went down to Tasmania. Mostly the second went around the outside of Tasmania. Oh, yeah.\n\nYou wouldn't go there now. Where where did you go there? Yeah. I'm through Lawrence. That's natural thing.\n\nI was at the west side. No. It's the East Side. Yeah. We went we went down through we got off the boat at Davenport.\n\nWent down across the top Stanley and all that. Went down to Queenstown, did strong, all that sort of thing. And then went to across the we started Richmond, actually. And did all ran to Hobart and went around to Buddy out on around Port Arthur and I went to the markets at the and thought they're overpriced. That was they were overpriced and everything.\n\nAnd then, buddy, went up to launch sessions, done Beaconsfield, done other missus likes the sea horses. So we went up to Sea Horse World in Platypus Land. Yeah. Well, Seahorse World. You went through Bakersfield to get where I see Oswald Road, and that is.\n\nThe at, yeah, we stopped. We done yeah. Yeah. We done all that sort of thing, and we really have to some lighthouse and seeing other parts and yeah. We've seen lots.\n\nWe what we do is we park the main up, and we do day trips. And it's cheaper to buddy just park in any one spot and then travel out from there. Yeah. You can go. And we went off we went that, you know, that Tasmanian devil that escaped down on the Gold Coast?\n\nMary? Yeah. Well, it actually comes from the Launceston Zoo. Yeah. Yeah.\n\nIt was one of the hand dried hand raised animals down there. And we actually nursed it, Mary, when we're down there in February. We actually nursed her. And, yeah, she was one of the hand raised one of the hand raised that they got down there. We nursed her and that sort of thing.\n\nBut, yeah, we had a we had a field. We had a ball. We went to the lawn session. What is it? A buddy oh, there's a buddy.\n\nWhat do they call him? He there's a club down there. Yeah. I can't remember what they call him now. It's like you said on TV, it's some posh posh club thing that people go to.\n\nThat's what they say to. Yeah. We went to that. Yeah. And we're saying that went across the Cataract Gorge and all that sort of thing.\n\nOh, I don't know. All the peacocks. Yeah. And all the baby peacocks getting around. I m 60.\n\nYes. Yeah. I would like to have stopped working five years ago. But, yeah, financially, it's a bit yeah. Alright.\n\nAs I said, I would like to stop working a couple of years ago. But but yeah. No. Yeah. She she's what if she she's 57 now?\n\nSo yeah. And we just we just wanna get the house paid off from the car the u van paid off so we can they haven't got no bills. Yeah. But not the right deal. Yeah.\n\nYeah. What is it? Like, the price of bloody fuel today. Government government play. And I I gotta laugh at this government because they turn around and say, oh, yeah.\n\nWe we we'll we'll give you a cut excise in half. But they don't cut they don't cut the tax in half, do they? K. No. Not at the moment.\n\nI don't wanna I don't wanna withdraw anything out of it at the moment. No. Yay. Well, the regular, we're kinda just trying to save it because you can't give insure me. K.\n\nK. K. Hey. Who is my beneficiary? Yes.\n\nYes. Yep. Joanne. I that's it? That's it.\n\n04. Bloody hell. I gotta look it up. That's alright. Just go into here.\n\n049008 9193. Twenty nine to the fourth sixty nine. Yes. Yeah. These days these days, we got bees we got bees that are buddy birds and birds little b's and buddy b's that are b's and hey.\n\nYes. Yes. You can you can just email it. Email it. Yeah.\n\nMy wife just sat down. So now if I die, Australian food is only gonna give us $9,000 for me. And the other one Yes. Yeah. No.\n\nThat's fine. Yep. If you could buy me anyway. Well, how much does it cost me how much does it cost me to take that? Yeah.\n\nYeah. So it cost $700 to get the total of what? $6. $9 or Well, that's seven $700 a year more I can be getting for your interest on. Isn't that?\n\nWell, it's something I gotta talk to the wife about. Yeah. That's alright. Yep. Hello?\n\nYep. Yeah. Alright. Yeah. I just have to think about that.\n\nTalk to the wife. There's two things. Sorry. Oh, I have, please. We've seen what my shares did in BP.\n\nAre they what the shares? She's talking about her shares in BP. Mhmm. And so I went down again. Probably medium.\n\nI'm not sure. What do you mean by a downturn of, like, 20%? You mean Okay. Yeah. That's probably 61 miles, but it was the other really on that one.\n\nYes. Yeah. Yep. Yeah. Pretty much.\n\nI'll be honest with you. I haven't. I have not actually been shown anything about my supers. Yeah. No.\n\nYeah. Yeah. We'll just sort of yeah. Yeah. Yes.\n\nYeah. Yep. It's always sort of, but it just confuses me anyway. No. I think so.\n\nI need to I don't know whether it's worth taking the insurances, which I gotta talk to the wife about. I'm I'm I'm actually I'll be honest with you. I'm actually learning that way where the money would be better off sitting in one super. They nearly take one screen. I'm paying I'm paying, buddy, $700 a year for that one.\n\nUh-huh. Yeah. For that super, and I'm paying, you know, fees for your super. Yeah. I'm paying two lots of fees just to keep $9,000 worth of health insurance.\n\nYeah. I think so. K. Yep. Well, that's what I'm thinking too.\n\nYeah. Around around about it's not around about those nights on about 01:30 would be the best time. Yeah. Yeah. Yep.\n\nBecause I can't exactly Saturday that oh, Saturday afternoon to talk to the wife and have a look at everything. It's the only day we it's the only day we get off together. About time we get by the time we get to the washing and the cleaning and that sort of thing. And I gotta do some day during the day, and which means I gotta go to bed. I gotta go to bed.\n\nI gotta go to bed. I gotta get up at 03:00 in the morning. It's pretty much work work work. Hey. Yep.\n\nYep. And what about what and the and the form for the wife to be the sole beneficiary? Yep. Yep. Yep.\n\nNo. Not yet. Yeah. Yeah. Yep.\n\nYeah. I think that's pretty much everything. Okay. Thank you. Alright.\n\nBye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.56,"end":1.06,"sentiment":"neutral","sentiment_score":0.032770175486803055},{"text":"Not too bad.","start":5.7599998,"end":12.42,"sentiment":"neutral","sentiment_score":-0.12776786337296167},{"text":"Yeah.","start":12.559999,"end":13.059999,"sentiment":"neutral","sentiment_score":0.27243679761886597},{"text":"Trying to sleep.","start":17.645,"end":18.525,"sentiment":"neutral","sentiment_score":0.13124812146027884},{"text":"Yeah.","start":18.525,"end":19.025,"sentiment":"neutral","sentiment_score":0.10982173681259157}],"sentiment":"neutral","sentiment_score":0.04727438713113467,"num_words":9,"start":0.56,"end":19.025},{"sentences":[{"text":"Yeah.","start":27.165,"end":27.565,"sentiment":"neutral","sentiment_score":0.08332046866416931},{"text":"A little bit.","start":27.565,"end":28.385,"sentiment":"neutral","sentiment_score":0.04099169373512268},{"text":"I draw and lie down to go to sleep.","start":36.48,"end":38.34,"sentiment":"neutral","sentiment_score":-0.00687732237080733},{"text":"Yep.","start":43.065,"end":43.565,"sentiment":"neutral","sentiment_score":0.037149202078580856},{"text":"Yep.","start":49.8675,"end":50.3675,"sentiment":"neutral","sentiment_score":0.1390480250120163}],"sentiment":"neutral","sentiment_score":0.02137312504152457,"num_words":15,"start":27.165,"end":50.3675},{"sentences":[{"text":"Robert Robert Marvell Rollerson, 08/1966.","start":65.31,"end":69.09,"sentiment":"neutral","sentiment_score":0.03305152133107185},{"text":"I didn't run my court more, I feel.","start":69.31,"end":71.409996,"sentiment":"neutral","sentiment_score":-0.0004021838976768777},{"text":"That's just something today.","start":75.435,"end":76.735,"sentiment":"neutral","sentiment_score":0.045289674773812294},{"text":"A bit of a breeze blowing.","start":78.075,"end":79.274994,"sentiment":"neutral","sentiment_score":0.11912040288249652},{"text":"I haven't been outside to see how cold it is, but yeah.","start":79.274994,"end":82.585,"sentiment":"neutral","sentiment_score":0.037391689606010914}],"sentiment":"neutral","sentiment_score":0.04304632934675153,"num_words":35,"start":65.31,"end":82.585},{"sentences":[{"text":"Yes.","start":88.72,"end":89.22,"sentiment":"neutral","sentiment_score":0.06550994515419006},{"text":"Yeah.","start":89.28,"end":89.6,"sentiment":"neutral","sentiment_score":0.07142616808414459},{"text":"A little bit.","start":89.6,"end":90.5,"sentiment":"neutral","sentiment_score":0.06995848566293716},{"text":"Not right now, but yeah.","start":105.335,"end":107.035,"sentiment":"neutral","sentiment_score":-0.16446066200733184},{"text":"Yep.","start":111.09,"end":111.59,"sentiment":"neutral","sentiment_score":0.13735948503017426}],"sentiment":"neutral","sentiment_score":-0.030739295889030804,"num_words":11,"start":88.72,"end":111.59},{"sentences":[{"text":"Yep.","start":127.075,"end":127.575,"sentiment":"neutral","sentiment_score":0.20829403400421145},{"text":"Yeah.","start":143.48999,"end":143.98999,"sentiment":"neutral","sentiment_score":0.14563485980033877},{"text":"No.","start":157.405,"end":157.645,"sentiment":"neutral","sentiment_score":-0.20085804164409635},{"text":"Not at the moment.","start":157.645,"end":158.545,"sentiment":"neutral","sentiment_score":-0.1721282284706831},{"text":"Yep.","start":180.37,"end":180.87,"sentiment":"neutral","sentiment_score":0.1896347999572754}],"sentiment":"neutral","sentiment_score":-0.04322590772062539,"num_words":8,"start":127.075,"end":180.87},{"sentences":[{"text":"Yep.","start":187.825,"end":188.325,"sentiment":"neutral","sentiment_score":0.17973797023296356},{"text":"Yep.","start":194.22499,"end":194.72499,"sentiment":"positive","sentiment_score":0.6261823177337646},{"text":"Yep.","start":199.21,"end":199.71,"sentiment":"neutral","sentiment_score":0.1841648817062378},{"text":"Oh, you do?","start":220.575,"end":221.475,"sentiment":"neutral","sentiment_score":0.036892724533875786},{"text":"I didn't have didn't see any details, Ed.","start":228.87999,"end":231.37999,"sentiment":"neutral","sentiment_score":-0.05055190226994455}],"sentiment":"neutral","sentiment_score":0.049739151793931215,"num_words":14,"start":187.825,"end":231.37999},{"sentences":[{"text":"Sorry.","start":231.59999,"end":232.09999,"sentiment":"neutral","sentiment_score":-0.09102032333612442},{"text":"Similar to that doctor's.","start":245.835,"end":247.215,"sentiment":"neutral","sentiment_score":-0.09636123105883598},{"text":"I made a judgment.","start":247.595,"end":248.735,"sentiment":"neutral","sentiment_score":-0.0676101939752698},{"text":"What will you bill?","start":248.795,"end":249.775,"sentiment":"neutral","sentiment_score":-0.06987524218857288},{"text":"Hey.","start":261.94998,"end":262.18997,"sentiment":"neutral","sentiment_score":-0.014301766641438007}],"sentiment":"neutral","sentiment_score":-0.07433633991916265,"num_words":14,"start":231.59999,"end":262.18997},{"sentences":[{"text":"Hey.","start":262.18997,"end":262.50998,"sentiment":"neutral","sentiment_score":-0.01261135470122099},{"text":"Now that I have allergies.","start":262.50998,"end":265.49,"sentiment":"neutral","sentiment_score":-0.06047735214233398},{"text":"Yep.","start":281.14502,"end":281.64502,"sentiment":"neutral","sentiment_score":0.017560850828886032},{"text":"Oracle.","start":290.11002,"end":290.61002,"sentiment":"neutral","sentiment_score":0.022098178043961525},{"text":"Yeah.","start":307.13498,"end":307.63498,"sentiment":"neutral","sentiment_score":-0.03973715007305145}],"sentiment":"neutral","sentiment_score":-0.03500847073478831,"num_words":9,"start":262.18997,"end":307.63498},{"sentences":[{"text":"We're we're all affected by technology at work.","start":308.01498,"end":311.315,"sentiment":"neutral","sentiment_score":-0.09881443995982409},{"text":"Well, my job, boy, I gotta pick up stuff from the wall.","start":315.32,"end":324.94,"sentiment":"neutral","sentiment_score":-0.23908098662892976},{"text":"You there?","start":326.285,"end":331.265,"sentiment":"neutral","sentiment_score":-0.09425032883882523},{"text":"No.","start":335.565,"end":336.065,"sentiment":"neutral","sentiment_score":-0.13048861920833588},{"text":"The carpet.","start":336.125,"end":336.845,"sentiment":"neutral","sentiment_score":-0.10933740437030792}],"sentiment":"neutral","sentiment_score":-0.16788605779409407,"num_words":25,"start":308.01498,"end":336.845},{"sentences":[{"text":"Yep.","start":336.845,"end":337.345,"sentiment":"neutral","sentiment_score":-0.018165387213230133},{"text":"I gotta go to work.","start":341.33002,"end":342.55002,"sentiment":"neutral","sentiment_score":0.015281957387924195},{"text":"Oh, well, I can't see my wife.","start":346.77002,"end":348.63,"sentiment":"neutral","sentiment_score":-0.13877491120781218},{"text":"This is the only time we sort of get to see each other is when I'm on my way to work, so we go and have lunch together.","start":349.49002,"end":355.75,"sentiment":"neutral","sentiment_score":0.007935514340975456},{"text":"And then then we I and head off to work after lunch and yeah.","start":357.675,"end":368.81497,"sentiment":"neutral","sentiment_score":0.039930276439658234}],"sentiment":"neutral","sentiment_score":-0.002399303764104843,"num_words":55,"start":336.845,"end":368.81497},{"sentences":[{"text":"Basically Yay.","start":374.4,"end":381.86,"sentiment":"positive","sentiment_score":0.7035713791847229},{"text":"Yes, ma'am.","start":384.385,"end":385.20502,"sentiment":"positive","sentiment_score":0.3904014527797699},{"text":"Oh, bloody.","start":391.105,"end":391.745,"sentiment":"neutral","sentiment_score":-0.05024377070367336},{"text":"Just Hang on.","start":391.745,"end":400.54,"sentiment":"neutral","sentiment_score":-0.02583199677368005},{"text":"It's not starting at this.","start":400.92,"end":402.46,"sentiment":"neutral","sentiment_score":-0.05688310489058494}],"sentiment":"neutral","sentiment_score":0.12325332912483386,"num_words":14,"start":374.4,"end":402.46},{"sentences":[{"text":"Alright.","start":403.80002,"end":404.2,"sentiment":"neutral","sentiment_score":0.00988905318081379},{"text":"You're back.","start":404.2,"end":404.94,"sentiment":"neutral","sentiment_score":0.012131244409829378},{"text":"You there?","start":406.52002,"end":407.18,"sentiment":"neutral","sentiment_score":-0.01195654971525073},{"text":"Hello?","start":408.12,"end":408.62,"sentiment":"neutral","sentiment_score":-0.01267661340534687},{"text":"Yeah.","start":411.76498,"end":412.26498,"sentiment":"neutral","sentiment_score":-0.01843990385532379}],"sentiment":"neutral","sentiment_score":-0.002982582098671368,"num_words":7,"start":403.80002,"end":412.26498},{"sentences":[{"text":"No.","start":413.76498,"end":414.085,"sentiment":"neutral","sentiment_score":-0.1346662938594818},{"text":"For some reason, the car dropped out.","start":414.085,"end":416.185,"sentiment":"neutral","sentiment_score":-0.22971873623984201},{"text":"Yep.","start":427.44998,"end":427.94998,"sentiment":"neutral","sentiment_score":-0.016246318817138672},{"text":"A little bit.","start":431.53,"end":432.43,"sentiment":"neutral","sentiment_score":-0.018434254452586174},{"text":"Yeah.","start":434.57,"end":435.07,"sentiment":"neutral","sentiment_score":-0.003306419588625431}],"sentiment":"neutral","sentiment_score":-0.13981176533091527,"num_words":13,"start":413.76498,"end":435.07},{"sentences":[{"text":"Yeah.","start":439.155,"end":439.655,"sentiment":"neutral","sentiment_score":0.005600545555353165},{"text":"I think I was up around a 100 and probably a 130 or a 140,000.","start":440.11502,"end":444.61502,"sentiment":"neutral","sentiment_score":0.009414563203851383},{"text":"Yeah.","start":448.595,"end":449.095,"sentiment":"neutral","sentiment_score":0.14605547487735748},{"text":"I changed.","start":449.475,"end":450.295,"sentiment":"neutral","sentiment_score":0.14364831894636154},{"text":"I sort of still the same company, but changed jobs.","start":450.72998,"end":453.47,"sentiment":"neutral","sentiment_score":0.09729954637587071}],"sentiment":"neutral","sentiment_score":0.053557467935927985,"num_words":29,"start":439.155,"end":453.47},{"sentences":[{"text":"Still a truck driver, but instead of I think I was up I used to drive the tug up at Kilcoy.","start":457.68997,"end":464.43,"sentiment":"neutral","sentiment_score":-0.0033583021722733974},{"text":"I was on a casual.","start":465.315,"end":466.45502,"sentiment":"neutral","sentiment_score":-0.008105825819075107},{"text":"I'd only do four days on, four days off.","start":467.075,"end":469.415,"sentiment":"neutral","sentiment_score":-0.020749147101822827},{"text":"Now I work six days a week down the wall, but I'm.","start":469.95502,"end":472.935,"sentiment":"neutral","sentiment_score":-0.033454337157309055},{"text":"Yeah.","start":476.675,"end":477.175,"sentiment":"neutral","sentiment_score":-0.0050553567707538605}],"sentiment":"neutral","sentiment_score":-0.01467298336016635,"num_words":48,"start":457.68997,"end":477.175},{"sentences":[{"text":"Yeah.","start":480.35,"end":480.43,"sentiment":"neutral","sentiment_score":-0.01095789298415184},{"text":"You gotta do that money to pay the bills.","start":480.43,"end":482.69,"sentiment":"neutral","sentiment_score":-0.030308248268233404},{"text":"Oh, we've only eight hour shifts.","start":489.55,"end":491.57,"sentiment":"neutral","sentiment_score":-0.021869614409903686},{"text":"Oh, yeah.","start":494.295,"end":494.535,"sentiment":"neutral","sentiment_score":0.01022422593086958},{"text":"I think up to twelve.","start":494.535,"end":495.915,"sentiment":"neutral","sentiment_score":0.010417336039245129}],"sentiment":"neutral","sentiment_score":-0.014887594860856947,"num_words":23,"start":480.35,"end":495.915},{"sentences":[{"text":"I gotta start at 04:00.","start":499.895,"end":501.335,"sentiment":"neutral","sentiment_score":-0.021392308920621873},{"text":"I could finish any time up until four, 05:00 in tomorrow morning.","start":501.335,"end":506.475,"sentiment":"neutral","sentiment_score":0.10406105406582355},{"text":"Not at the moment.","start":535.945,"end":537.005,"sentiment":"neutral","sentiment_score":-0.06378238368779421},{"text":"I'm thinking about it.","start":543.09,"end":544.13,"sentiment":"neutral","sentiment_score":0.00872808019630611},{"text":"Yeah.","start":544.13,"end":544.63,"sentiment":"neutral","sentiment_score":0.028883133083581924}],"sentiment":"neutral","sentiment_score":0.036555270127092414,"num_words":26,"start":499.895,"end":544.63},{"sentences":[{"text":"But I'm just gonna gotta pay for the pay the house off, pay the unit off, pay the van off, and go on a couple of holidays.","start":545.17004,"end":553.145,"sentiment":"neutral","sentiment_score":0.03243434946570131},{"text":"So yeah.","start":553.145,"end":565.405,"sentiment":"neutral","sentiment_score":0.028258994221687317},{"text":"No.","start":571.2,"end":571.36,"sentiment":"neutral","sentiment_score":-0.0671689361333847},{"text":"Actually, it's probably going up a little bit.","start":571.36,"end":573.54004,"sentiment":"neutral","sentiment_score":-0.084396718069911},{"text":"About a 150, I think it is.","start":576.48004,"end":578.24,"sentiment":"neutral","sentiment_score":0.009526406547852926}],"sentiment":"neutral","sentiment_score":0.005701946425769064,"num_words":45,"start":545.17004,"end":578.24},{"sentences":[{"text":"I'm not a hundred percent sure.","start":578.24,"end":579.94,"sentiment":"neutral","sentiment_score":0.0035139993997290743},{"text":"Because we consolidated a lot of lines.","start":584.175,"end":587.395,"sentiment":"neutral","sentiment_score":0.021343105738716468},{"text":"Hey.","start":594.89,"end":595.39,"sentiment":"neutral","sentiment_score":0.04079809784889221},{"text":"I bought a new Nissan Navara.","start":604.57,"end":609.63,"sentiment":"neutral","sentiment_score":0.04192263043175141},{"text":"That's 50,000 55 thousand now.","start":616.975,"end":619.795,"sentiment":"neutral","sentiment_score":0.04464898034930229}],"sentiment":"neutral","sentiment_score":0.027442580750212074,"num_words":25,"start":578.24,"end":619.795},{"sentences":[{"text":"No.","start":631.5,"end":632.0,"sentiment":"neutral","sentiment_score":-0.06078575551509857},{"text":"No.","start":632.46,"end":632.96,"sentiment":"neutral","sentiment_score":-0.1006629392504692},{"text":"Got rid of that one.","start":634.875,"end":635.995,"sentiment":"neutral","sentiment_score":-0.020254737138748168},{"text":"The wife's got a 2021 Toyota Camry.","start":635.995,"end":643.215,"sentiment":"neutral","sentiment_score":0.03847265349967139},{"text":"It's probably about '20 probably about '23, '24.","start":645.835,"end":650.01,"sentiment":"neutral","sentiment_score":0.012069148622686043}],"sentiment":"neutral","sentiment_score":0.004688153773630885,"num_words":22,"start":631.5,"end":650.01},{"sentences":[{"text":"About '20 5 thousand, mate.","start":650.23,"end":652.01,"sentiment":"neutral","sentiment_score":0.0317015228793025},{"text":"Well, yeah, we had we had the the other one was a 2012 we had.","start":659.985,"end":664.805,"sentiment":"neutral","sentiment_score":0.030397128872573377},{"text":"We sort of and I I sort of took it on, and the wife bought a new one.","start":665.025,"end":671.525,"sentiment":"neutral","sentiment_score":0.02003687671903107},{"text":"And then we're we're looking to do some traveling, so we bought the full drive, the full car in that we brought.","start":672.865,"end":682.62,"sentiment":"neutral","sentiment_score":0.09371152909641917},{"text":"It's valued at about 70,000.","start":684.76,"end":686.86,"sentiment":"neutral","sentiment_score":0.06503464579582215}],"sentiment":"neutral","sentiment_score":0.051722387654276995,"num_words":65,"start":650.23,"end":686.86},{"sentences":[{"text":"No.","start":694.335,"end":694.835,"sentiment":"neutral","sentiment_score":-0.05542188882827759},{"text":"No.","start":695.05505,"end":695.29504,"sentiment":"neutral","sentiment_score":-0.05230862647294998},{"text":"No.","start":695.29504,"end":695.79504,"sentiment":"neutral","sentiment_score":-0.05550961196422577},{"text":"No.","start":696.815,"end":697.05505,"sentiment":"neutral","sentiment_score":-0.06750534474849701},{"text":"That's separate line.","start":697.05505,"end":698.35504,"sentiment":"neutral","sentiment_score":-0.043563918521006904}],"sentiment":"neutral","sentiment_score":-0.05163388965385301,"num_words":7,"start":694.335,"end":698.35504},{"sentences":[{"text":"Yay.","start":701.85504,"end":702.35504,"sentiment":"neutral","sentiment_score":0.013095445930957794},{"text":"Probably about 60.","start":705.98004,"end":707.12,"sentiment":"neutral","sentiment_score":-0.011435938067734241},{"text":"Yeah.","start":712.06,"end":712.38,"sentiment":"neutral","sentiment_score":-0.01867777854204178},{"text":"We went down to Tasmania for a month.","start":712.38,"end":714.64,"sentiment":"neutral","sentiment_score":-0.0015502272290177643},{"text":"I ran to Tasmania.","start":714.78,"end":715.76,"sentiment":"neutral","sentiment_score":0.005068663973361254}],"sentiment":"neutral","sentiment_score":-0.0018833711031166947,"num_words":17,"start":701.85504,"end":715.76},{"sentences":[{"text":"We're going to book together.","start":718.835,"end":720.455,"sentiment":"positive","sentiment_score":0.3654011070728302},{"text":"I've got all day booked for next year going to Cairns, not the top end.","start":720.835,"end":726.135,"sentiment":"neutral","sentiment_score":0.21103180845578512},{"text":"And then the following year, we'll probably go to Darwin.","start":728.67505,"end":731.09503,"sentiment":"neutral","sentiment_score":0.16599325239658355},{"text":"Yeah.","start":740.77,"end":741.27,"sentiment":"neutral","sentiment_score":0.04794507473707199},{"text":"We we eventually when we when we both retire, his wife can't retire for another, I think, eight years.","start":741.49,"end":750.255,"sentiment":"neutral","sentiment_score":0.004528094965376352}],"sentiment":"neutral","sentiment_score":0.13572788130491972,"num_words":50,"start":718.835,"end":750.255},{"sentences":[{"text":"And we eventually wanna sort of try and do a map of Australia sort of thing.","start":752.635,"end":759.535,"sentiment":"neutral","sentiment_score":0.09195750090293586},{"text":"Yeah.","start":765.23,"end":765.39,"sentiment":"neutral","sentiment_score":0.17155948281288147},{"text":"So, yeah, we wanna go out and see the West Coast and we wanna see like, we wanted to see Tasmania, so we took months off and went down to Tasmania.","start":765.39,"end":777.015,"sentiment":"neutral","sentiment_score":0.09627430910064329},{"text":"Mostly the second went around the outside of Tasmania.","start":780.115,"end":783.335,"sentiment":"neutral","sentiment_score":0.3134877135356267},{"text":"Oh, yeah.","start":789.13,"end":789.69,"sentiment":"positive","sentiment_score":0.37160877883434296}],"sentiment":"neutral","sentiment_score":0.13884728913337496,"num_words":59,"start":752.635,"end":789.69},{"sentences":[{"text":"You wouldn't go there now.","start":789.69,"end":790.91,"sentiment":"neutral","sentiment_score":0.07255571857094764},{"text":"Where where did you go there?","start":801.52997,"end":802.83,"sentiment":"neutral","sentiment_score":-0.011401308079560598},{"text":"Yeah.","start":810.785,"end":811.285,"sentiment":"neutral","sentiment_score":0.06317021697759628},{"text":"I'm through Lawrence.","start":811.505,"end":812.46497,"sentiment":"neutral","sentiment_score":0.0625634491443634},{"text":"That's natural thing.","start":812.46497,"end":813.505,"sentiment":"neutral","sentiment_score":0.10275377829869588}],"sentiment":"neutral","sentiment_score":0.04741625798245271,"num_words":18,"start":789.69,"end":813.505},{"sentences":[{"text":"I was at the west side.","start":813.505,"end":814.725,"sentiment":"neutral","sentiment_score":0.026536995234588783},{"text":"No.","start":815.665,"end":815.825,"sentiment":"neutral","sentiment_score":-0.035395778715610504},{"text":"It's the East Side.","start":815.825,"end":816.885,"sentiment":"neutral","sentiment_score":-0.006914789555594325},{"text":"Yeah.","start":818.13,"end":818.37,"sentiment":"neutral","sentiment_score":0.0239988062530756},{"text":"We went we went down through we got off the boat at Davenport.","start":818.37,"end":826.07,"sentiment":"neutral","sentiment_score":0.031989163074355856}],"sentiment":"neutral","sentiment_score":0.021440998427569868,"num_words":25,"start":813.505,"end":826.07},{"sentences":[{"text":"Went down across the top Stanley and all that.","start":828.29,"end":831.58997,"sentiment":"neutral","sentiment_score":0.05155026912689209},{"text":"Went down to Queenstown, did strong, all that sort of thing.","start":832.995,"end":838.21497,"sentiment":"neutral","sentiment_score":0.0914152670990337},{"text":"And then went to across the we started Richmond, actually.","start":839.71497,"end":846.98004,"sentiment":"neutral","sentiment_score":0.024305675365030765},{"text":"And did all ran to Hobart and went around to Buddy out on around Port Arthur and I went to the markets at the and thought they're overpriced.","start":848.88,"end":863.365,"sentiment":"neutral","sentiment_score":-0.03585057286545634},{"text":"That was they were overpriced and everything.","start":870.625,"end":873.78,"sentiment":"neutral","sentiment_score":-0.18017655611038208}],"sentiment":"neutral","sentiment_score":-0.008499612601903768,"num_words":65,"start":828.29,"end":873.78},{"sentences":[{"text":"And then, buddy, went up to launch sessions, done Beaconsfield, done other missus likes the sea horses.","start":873.78,"end":885.42,"sentiment":"neutral","sentiment_score":0.02772412816172137},{"text":"So we went up to Sea Horse World in Platypus Land.","start":885.42,"end":889.765,"sentiment":"neutral","sentiment_score":0.07829690555279906},{"text":"Yeah.","start":892.22504,"end":892.465,"sentiment":"neutral","sentiment_score":0.08259819447994232},{"text":"Well, Seahorse World.","start":892.465,"end":893.825,"sentiment":"neutral","sentiment_score":0.09441746771335602},{"text":"You went through Bakersfield to get where I see Oswald Road, and that is.","start":893.825,"end":897.525,"sentiment":"neutral","sentiment_score":0.0701342834425824}],"sentiment":"neutral","sentiment_score":0.05826753707926558,"num_words":46,"start":873.78,"end":897.525},{"sentences":[{"text":"The at, yeah, we stopped.","start":902.19,"end":906.27,"sentiment":"neutral","sentiment_score":0.029374676570296288},{"text":"We done yeah.","start":906.27,"end":909.01,"sentiment":"neutral","sentiment_score":0.04752845565478007},{"text":"Yeah.","start":910.83,"end":911.15,"sentiment":"neutral","sentiment_score":0.05883015692234039},{"text":"We done all that sort of thing, and we really have to some lighthouse and seeing other parts and yeah.","start":911.15,"end":918.145,"sentiment":"neutral","sentiment_score":0.0865775965154171},{"text":"We've seen lots.","start":918.445,"end":919.565,"sentiment":"neutral","sentiment_score":0.10191868245601654}],"sentiment":"neutral","sentiment_score":0.0745499026379548,"num_words":32,"start":902.19,"end":919.565},{"sentences":[{"text":"We what we do is we park the main up, and we do day trips.","start":919.565,"end":923.66504,"sentiment":"neutral","sentiment_score":0.1185247336824735},{"text":"And it's cheaper to buddy just park in any one spot and then travel out from there.","start":926.205,"end":932.57,"sentiment":"neutral","sentiment_score":0.16167928278446198},{"text":"Yeah.","start":933.26996,"end":933.51,"sentiment":"neutral","sentiment_score":0.26534736156463623},{"text":"You can go.","start":933.51,"end":934.32996,"sentiment":"neutral","sentiment_score":0.26188918948173523},{"text":"And we went off we went that, you know, that Tasmanian devil that escaped down on the Gold Coast?","start":934.63,"end":942.105,"sentiment":"neutral","sentiment_score":0.07735903365047354}],"sentiment":"neutral","sentiment_score":0.12813191603530538,"num_words":55,"start":919.565,"end":942.105},{"sentences":[{"text":"Mary?","start":943.14496,"end":943.64496,"sentiment":"neutral","sentiment_score":0.03138640150427818},{"text":"Yeah.","start":945.305,"end":945.625,"sentiment":"neutral","sentiment_score":0.04816283285617829},{"text":"Well, it actually comes from the Launceston Zoo.","start":945.625,"end":949.005,"sentiment":"neutral","sentiment_score":0.04013970075175166},{"text":"Yeah.","start":951.385,"end":951.885,"sentiment":"neutral","sentiment_score":0.03175628185272217},{"text":"Yeah.","start":952.505,"end":952.985,"sentiment":"neutral","sentiment_score":0.03212963044643402}],"sentiment":"neutral","sentiment_score":0.038712729389468827,"num_words":12,"start":943.14496,"end":952.985},{"sentences":[{"text":"It was one of the hand dried hand raised animals down there.","start":952.985,"end":959.26,"sentiment":"neutral","sentiment_score":0.026175355538725853},{"text":"And we actually nursed it, Mary, when we're down there in February.","start":959.8,"end":966.94,"sentiment":"neutral","sentiment_score":0.07468280072013538},{"text":"We actually nursed her.","start":967.4,"end":968.77997,"sentiment":"neutral","sentiment_score":0.06590760685503483},{"text":"And, yeah, she was one of the hand raised one of the hand raised that they got down there.","start":970.185,"end":976.845,"sentiment":"neutral","sentiment_score":0.03326049094137393},{"text":"We nursed her and that sort of thing.","start":979.625,"end":984.125,"sentiment":"neutral","sentiment_score":0.25993524864315987}],"sentiment":"neutral","sentiment_score":0.07609744762832468,"num_words":55,"start":952.985,"end":984.125},{"sentences":[{"text":"But, yeah, we had a we had a field.","start":985.1,"end":987.1,"sentiment":"neutral","sentiment_score":0.052795072810517416},{"text":"We had a ball.","start":987.1,"end":988.16,"sentiment":"neutral","sentiment_score":0.056163543835282326},{"text":"We went to the lawn session.","start":988.22,"end":989.6,"sentiment":"neutral","sentiment_score":0.047118995959560074},{"text":"What is it?","start":991.74,"end":992.3,"sentiment":"neutral","sentiment_score":0.016870479720334213},{"text":"A buddy oh, there's a buddy.","start":992.3,"end":996.16,"sentiment":"neutral","sentiment_score":0.013935310921321312}],"sentiment":"neutral","sentiment_score":0.03988382539578846,"num_words":28,"start":985.1,"end":996.16},{"sentences":[{"text":"What do they call him?","start":997.755,"end":998.975,"sentiment":"neutral","sentiment_score":-0.0013378867879509926},{"text":"He there's a club down there.","start":1000.595,"end":1004.895,"sentiment":"neutral","sentiment_score":0.000500071949015061},{"text":"Yeah.","start":1008.875,"end":1009.375,"sentiment":"neutral","sentiment_score":0.011733653023838995},{"text":"I can't remember what they call him now.","start":1009.435,"end":1011.435,"sentiment":"neutral","sentiment_score":-0.008868638658896089},{"text":"It's like you said on TV, it's some posh posh club thing that people go to.","start":1011.435,"end":1018.23004,"sentiment":"neutral","sentiment_score":0.011666188933304511}],"sentiment":"neutral","sentiment_score":0.0034376267899966072,"num_words":36,"start":997.755,"end":1018.23004},{"sentences":[{"text":"That's what they say to.","start":1018.85004,"end":1020.07,"sentiment":"neutral","sentiment_score":0.005390253756195307},{"text":"Yeah.","start":1021.65,"end":1021.81006,"sentiment":"neutral","sentiment_score":0.005070397164672613},{"text":"We went to that.","start":1021.81006,"end":1022.87006,"sentiment":"neutral","sentiment_score":-0.01341689401306212},{"text":"Yeah.","start":1024.13,"end":1024.63,"sentiment":"neutral","sentiment_score":0.04679979756474495},{"text":"And we're saying that went across the Cataract Gorge and all that sort of thing.","start":1025.725,"end":1030.7849,"sentiment":"neutral","sentiment_score":0.049194682762026785}],"sentiment":"neutral","sentiment_score":0.029349004957251824,"num_words":26,"start":1018.85004,"end":1030.7849},{"sentences":[{"text":"Oh, I don't know.","start":1033.485,"end":1035.085,"sentiment":"neutral","sentiment_score":-0.13295956794172525},{"text":"All the peacocks.","start":1035.085,"end":1036.065,"sentiment":"neutral","sentiment_score":-0.03099925567706426},{"text":"Yeah.","start":1039.7799,"end":1039.86,"sentiment":"neutral","sentiment_score":0.010512695647776129},{"text":"And all the baby peacocks getting around.","start":1039.86,"end":1042.0399,"sentiment":"neutral","sentiment_score":0.0074853988896523204},{"text":"I m 60.","start":1062.4451,"end":1063.5651,"sentiment":"neutral","sentiment_score":0.035840377832452454}],"sentiment":"neutral","sentiment_score":-0.025244689856966335,"num_words":18,"start":1033.485,"end":1063.5651},{"sentences":[{"text":"Yes.","start":1063.5651,"end":1064.0651,"sentiment":"neutral","sentiment_score":0.1389346569776535},{"text":"Yeah.","start":1066.98,"end":1067.48,"sentiment":"neutral","sentiment_score":0.2392476201057434},{"text":"I would like to have stopped working five years ago.","start":1085.385,"end":1088.045,"sentiment":"neutral","sentiment_score":-0.20150452852249146},{"text":"But, yeah, financially, it's a bit yeah.","start":1090.345,"end":1094.925,"sentiment":"neutral","sentiment_score":-0.2043597474694252},{"text":"Alright.","start":1109.975,"end":1110.475,"sentiment":"neutral","sentiment_score":0.05400742217898369}],"sentiment":"neutral","sentiment_score":-0.15066869091242552,"num_words":20,"start":1063.5651,"end":1110.475},{"sentences":[{"text":"As I said, I would like to stop working a couple of years ago.","start":1120.135,"end":1123.515,"sentiment":"neutral","sentiment_score":-0.1219489209886108},{"text":"But but yeah.","start":1126.13,"end":1126.77,"sentiment":"neutral","sentiment_score":-0.050322764863570534},{"text":"No.","start":1126.77,"end":1127.27,"sentiment":"neutral","sentiment_score":-0.09741054475307465},{"text":"Yeah.","start":1128.2101,"end":1128.53,"sentiment":"neutral","sentiment_score":-0.04323619604110718},{"text":"She she's what if she she's 57 now?","start":1128.53,"end":1132.47,"sentiment":"neutral","sentiment_score":-0.06711040809750557}],"sentiment":"neutral","sentiment_score":-0.09391789607427738,"num_words":27,"start":1120.135,"end":1132.47},{"sentences":[{"text":"So yeah.","start":1133.81,"end":1136.79,"sentiment":"neutral","sentiment_score":-0.0024756258353590974},{"text":"And we just we just wanna get the house paid off from the car the u van paid off so we can they haven't got no bills.","start":1137.25,"end":1146.4349,"sentiment":"neutral","sentiment_score":0.009879910835513362},{"text":"Yeah.","start":1151.87,"end":1152.19,"sentiment":"neutral","sentiment_score":-0.08510205149650574},{"text":"But not the right deal.","start":1152.19,"end":1153.73,"sentiment":"neutral","sentiment_score":-0.31120432913303375},{"text":"Yeah.","start":1172.115,"end":1172.615,"sentiment":"neutral","sentiment_score":0.026817943900823593}],"sentiment":"neutral","sentiment_score":-0.03756942812146412,"num_words":36,"start":1133.81,"end":1172.615},{"sentences":[{"text":"Yeah.","start":1181.51,"end":1181.59,"sentiment":"neutral","sentiment_score":-0.020211247727274895},{"text":"What is it?","start":1181.59,"end":1182.47,"sentiment":"neutral","sentiment_score":-0.08527571707963943},{"text":"Like, the price of bloody fuel today.","start":1182.47,"end":1185.13,"sentiment":"neutral","sentiment_score":-0.16120433913809912},{"text":"Government government play.","start":1187.11,"end":1188.81,"sentiment":"neutral","sentiment_score":-0.08738199124733607},{"text":"And I I gotta laugh at this government because they turn around and say, oh, yeah.","start":1188.87,"end":1192.23,"sentiment":"neutral","sentiment_score":-0.21836009481921792}],"sentiment":"neutral","sentiment_score":-0.1720125421260794,"num_words":30,"start":1181.51,"end":1192.23},{"sentences":[{"text":"We we we'll we'll give you a cut excise in half.","start":1192.23,"end":1195.725,"sentiment":"neutral","sentiment_score":-0.12322302027182146},{"text":"But they don't cut they don't cut the tax in half, do they?","start":1197.325,"end":1201.265,"sentiment":"neutral","sentiment_score":-0.19524456159426615},{"text":"K.","start":1235.415,"end":1235.915,"sentiment":"neutral","sentiment_score":0.02769794501364231},{"text":"No.","start":1256.035,"end":1256.275,"sentiment":"neutral","sentiment_score":-0.08577865362167358},{"text":"Not at the moment.","start":1256.275,"end":1257.175,"sentiment":"neutral","sentiment_score":-0.16536227613687515}],"sentiment":"neutral","sentiment_score":-0.15377207789570094,"num_words":30,"start":1192.23,"end":1257.175},{"sentences":[{"text":"I don't wanna I don't wanna withdraw anything out of it at the moment.","start":1257.475,"end":1260.6951,"sentiment":"neutral","sentiment_score":-0.10352382063865662},{"text":"No.","start":1260.8351,"end":1261.3351,"sentiment":"neutral","sentiment_score":-0.1212240383028984},{"text":"Yay.","start":1306.8601,"end":1307.3601,"sentiment":"neutral","sentiment_score":0.07977558672428131},{"text":"Well, the regular, we're kinda just trying to save it because you can't give insure me.","start":1314.255,"end":1319.475,"sentiment":"neutral","sentiment_score":-0.08370596542954445},{"text":"K.","start":1358.83,"end":1359.07,"sentiment":"neutral","sentiment_score":-0.07178977131843567}],"sentiment":"neutral","sentiment_score":-0.08793536844578656,"num_words":33,"start":1257.475,"end":1359.07},{"sentences":[{"text":"K.","start":1359.07,"end":1359.57,"sentiment":"neutral","sentiment_score":-0.07563282549381256},{"text":"K.","start":1371.125,"end":1371.625,"sentiment":"neutral","sentiment_score":-0.04770646244287491},{"text":"Hey.","start":1383.51,"end":1384.01,"sentiment":"neutral","sentiment_score":-0.03853772580623627},{"text":"Who is my beneficiary?","start":1399.5449,"end":1400.765,"sentiment":"neutral","sentiment_score":0.008055247366428375},{"text":"Yes.","start":1421.185,"end":1421.685,"sentiment":"neutral","sentiment_score":0.03324352577328682}],"sentiment":"neutral","sentiment_score":-0.012051562312990427,"num_words":8,"start":1359.07,"end":1421.685},{"sentences":[{"text":"Yes.","start":1422.2251,"end":1422.7251,"sentiment":"neutral","sentiment_score":0.0845177173614502},{"text":"Yep.","start":1436.0801,"end":1436.5801,"sentiment":"neutral","sentiment_score":0.07546444237232208},{"text":"Joanne.","start":1440.3201,"end":1440.8201,"sentiment":"neutral","sentiment_score":0.006898974534124136},{"text":"I that's it?","start":1443.745,"end":1445.365,"sentiment":"neutral","sentiment_score":0.01704347413033247},{"text":"That's it.","start":1449.025,"end":1449.765,"sentiment":"neutral","sentiment_score":0.12803777679800987}],"sentiment":"neutral","sentiment_score":0.059260888781864196,"num_words":8,"start":1422.2251,"end":1449.765},{"sentences":[{"text":"04.","start":1454.785,"end":1455.6849,"sentiment":"neutral","sentiment_score":0.007860107347369194},{"text":"Bloody hell.","start":1458.22,"end":1458.7,"sentiment":"neutral","sentiment_score":-0.0732714831829071},{"text":"I gotta look it up.","start":1458.7,"end":1459.6799,"sentiment":"neutral","sentiment_score":-0.06834831833839417},{"text":"That's alright.","start":1461.1,"end":1461.84,"sentiment":"neutral","sentiment_score":0.015157361514866352},{"text":"Just go into here.","start":1469.4199,"end":1470.88,"sentiment":"neutral","sentiment_score":0.006300644716247916}],"sentiment":"neutral","sentiment_score":-0.030350510629692247,"num_words":14,"start":1454.785,"end":1470.88},{"sentences":[{"text":"049008 9193.","start":1478.6951,"end":1483.115,"sentiment":"neutral","sentiment_score":0.007848924957215786},{"text":"Twenty nine to the fourth sixty nine.","start":1489.9299,"end":1492.4299,"sentiment":"neutral","sentiment_score":0.01809856322194849},{"text":"Yes.","start":1500.925,"end":1501.425,"sentiment":"neutral","sentiment_score":0.05864526703953743},{"text":"Yeah.","start":1505.485,"end":1505.985,"sentiment":"neutral","sentiment_score":0.27401870489120483},{"text":"These days these days, we got bees we got bees that are buddy birds and birds little b's and buddy b's that are b's and hey.","start":1506.205,"end":1523.24,"sentiment":"neutral","sentiment_score":0.1281209196895361}],"sentiment":"neutral","sentiment_score":0.10287015341423653,"num_words":37,"start":1478.6951,"end":1523.24},{"sentences":[{"text":"Yes.","start":1523.5399,"end":1524.0399,"sentiment":"neutral","sentiment_score":0.15213841199874878},{"text":"Yes.","start":1534.915,"end":1535.415,"sentiment":"neutral","sentiment_score":0.040544867515563965},{"text":"You can you can just email it.","start":1536.8351,"end":1538.775,"sentiment":"neutral","sentiment_score":0.06135339715651104},{"text":"Email it.","start":1539.68,"end":1543.46,"sentiment":"neutral","sentiment_score":0.30493761599063873},{"text":"Yeah.","start":1549.84,"end":1550.34,"sentiment":"neutral","sentiment_score":0.16288548707962036}],"sentiment":"neutral","sentiment_score":0.11624314822256565,"num_words":12,"start":1523.5399,"end":1550.34},{"sentences":[{"text":"My wife just sat down.","start":1596.49,"end":1597.95,"sentiment":"neutral","sentiment_score":-0.10250563472509384},{"text":"So now if I die, Australian food is only gonna give us $9,000 for me.","start":1599.85,"end":1608.91,"sentiment":"neutral","sentiment_score":0.0206909054890275},{"text":"And the other one Yes.","start":1616.785,"end":1630.26,"sentiment":"neutral","sentiment_score":0.0941590577363968},{"text":"Yeah.","start":1636.24,"end":1636.48,"sentiment":"neutral","sentiment_score":-0.006497491151094437},{"text":"No.","start":1636.48,"end":1636.64,"sentiment":"neutral","sentiment_score":-0.0650593489408493}],"sentiment":"neutral","sentiment_score":0.007299031751851241,"num_words":27,"start":1596.49,"end":1636.64},{"sentences":[{"text":"That's fine.","start":1636.64,"end":1637.5399,"sentiment":"neutral","sentiment_score":0.05483934283256531},{"text":"Yep.","start":1651.89,"end":1652.39,"sentiment":"neutral","sentiment_score":0.11484678834676744},{"text":"If you could buy me anyway.","start":1662.29,"end":1663.8301,"sentiment":"neutral","sentiment_score":0.048108927284677826},{"text":"Well, how much does it cost me how much does it cost me to take that?","start":1700.245,"end":1704.425,"sentiment":"neutral","sentiment_score":-0.029123408370651305},{"text":"Yeah.","start":1708.4299,"end":1708.9299,"sentiment":"neutral","sentiment_score":0.020367003977298737}],"sentiment":"neutral","sentiment_score":0.002598904144878571,"num_words":26,"start":1636.64,"end":1708.9299},{"sentences":[{"text":"Yeah.","start":1726.0751,"end":1726.5751,"sentiment":"neutral","sentiment_score":0.033819496631622314},{"text":"So it cost $700 to get the total of what?","start":1727.915,"end":1732.5751,"sentiment":"neutral","sentiment_score":0.0440322982147336},{"text":"$6.","start":1733.035,"end":1733.855,"sentiment":"neutral","sentiment_score":0.022228289395570755},{"text":"$9 or Well, that's seven $700 a year more I can be getting for your interest on.","start":1735.595,"end":1778.42,"sentiment":"neutral","sentiment_score":0.18929514694301522},{"text":"Isn't that?","start":1778.42,"end":1779.045,"sentiment":"neutral","sentiment_score":0.007684480864554644}],"sentiment":"neutral","sentiment_score":0.12031474928822249,"num_words":31,"start":1726.0751,"end":1779.045},{"sentences":[{"text":"Well, it's something I gotta talk to the wife about.","start":1809.495,"end":1815.995,"sentiment":"neutral","sentiment_score":-0.019950223714113237},{"text":"Yeah.","start":1819.095,"end":1819.595,"sentiment":"neutral","sentiment_score":0.04043073207139969},{"text":"That's alright.","start":1880.93,"end":1881.75,"sentiment":"neutral","sentiment_score":0.161360714584589},{"text":"Yep.","start":1896.175,"end":1896.675,"sentiment":"neutral","sentiment_score":0.1637631505727768},{"text":"Hello?","start":1896.895,"end":1897.395,"sentiment":"neutral","sentiment_score":0.13834704458713531}],"sentiment":"neutral","sentiment_score":0.031050674617290493,"num_words":15,"start":1809.495,"end":1897.395},{"sentences":[{"text":"Yep.","start":1902.895,"end":1903.395,"sentiment":"neutral","sentiment_score":0.20571725070476532},{"text":"Yeah.","start":1936.0,"end":1936.5,"sentiment":"neutral","sentiment_score":0.04268889129161835},{"text":"Alright.","start":2003.905,"end":2004.405,"sentiment":"neutral","sentiment_score":0.09643334150314332},{"text":"Yeah.","start":2027.7001,"end":2028.02,"sentiment":"neutral","sentiment_score":-0.02782309427857399},{"text":"I just have to think about that.","start":2028.02,"end":2029.88,"sentiment":"neutral","sentiment_score":-0.05200224422982761}],"sentiment":"neutral","sentiment_score":-0.004272665489803661,"num_words":11,"start":1902.895,"end":2029.88},{"sentences":[{"text":"Talk to the wife.","start":2030.66,"end":2031.8,"sentiment":"neutral","sentiment_score":-0.07737241871654987},{"text":"There's two things.","start":2031.8601,"end":2032.76,"sentiment":"neutral","sentiment_score":-0.010180928744375707},{"text":"Sorry.","start":2053.86,"end":2054.36,"sentiment":"neutral","sentiment_score":-0.07101685553789139},{"text":"Oh, I have, please.","start":2075.765,"end":2076.7449,"sentiment":"neutral","sentiment_score":0.0007061096839606771},{"text":"We've seen what my shares did in BP.","start":2111.1199,"end":2113.14,"sentiment":"neutral","sentiment_score":-0.0027876212261617184}],"sentiment":"neutral","sentiment_score":-0.02152629238553345,"num_words":20,"start":2030.66,"end":2113.14},{"sentences":[{"text":"Are they what the shares?","start":2113.6,"end":2115.06,"sentiment":"neutral","sentiment_score":-0.002350838854908943},{"text":"She's talking about her shares in BP.","start":2118.56,"end":2120.5,"sentiment":"neutral","sentiment_score":-0.002767105753134404},{"text":"Mhmm.","start":2121.675,"end":2121.875,"sentiment":"neutral","sentiment_score":0.10417699813842772},{"text":"And so I went down again.","start":2121.875,"end":2124.5752,"sentiment":"neutral","sentiment_score":0.08925305927793185},{"text":"Probably medium.","start":2143.1702,"end":2144.07,"sentiment":"neutral","sentiment_score":-0.004729242529720068}],"sentiment":"neutral","sentiment_score":0.028529187342861577,"num_words":21,"start":2113.6,"end":2144.07},{"sentences":[{"text":"I'm not sure.","start":2172.37,"end":2173.35,"sentiment":"neutral","sentiment_score":-0.10962594548861186},{"text":"What do you mean by a downturn of, like, 20%?","start":2180.315,"end":2185.135,"sentiment":"neutral","sentiment_score":-0.057899503782391545},{"text":"You mean Okay.","start":2185.435,"end":2187.855,"sentiment":"neutral","sentiment_score":-0.04232348625858625},{"text":"Yeah.","start":2201.705,"end":2202.105,"sentiment":"neutral","sentiment_score":-0.023740114644169807},{"text":"That's probably 61 miles, but it was the other really on that one.","start":2202.105,"end":2209.245,"sentiment":"neutral","sentiment_score":-0.06354306666896893}],"sentiment":"neutral","sentiment_score":-0.06282144381354253,"num_words":30,"start":2172.37,"end":2209.245},{"sentences":[{"text":"Yes.","start":2210.185,"end":2210.685,"sentiment":"neutral","sentiment_score":0.2143797427415848},{"text":"Yeah.","start":2213.945,"end":2214.445,"sentiment":"neutral","sentiment_score":0.09018820524215698},{"text":"Yep.","start":2218.16,"end":2218.66,"sentiment":"neutral","sentiment_score":0.26273998618125916},{"text":"Yeah.","start":2231.525,"end":2231.845,"sentiment":"neutral","sentiment_score":0.16327735781669617},{"text":"Pretty much.","start":2231.845,"end":2232.6648,"sentiment":"positive","sentiment_score":0.3879922032356262}],"sentiment":"neutral","sentiment_score":0.25109494974215824,"num_words":6,"start":2210.185,"end":2232.6648},{"sentences":[{"text":"I'll be honest with you.","start":2253.8298,"end":2255.3699,"sentiment":"neutral","sentiment_score":-0.0022554162889719008},{"text":"I haven't.","start":2256.23,"end":2256.89,"sentiment":"neutral","sentiment_score":-0.13082393258810043},{"text":"I have not actually been shown anything about my supers.","start":2257.8298,"end":2262.435,"sentiment":"neutral","sentiment_score":-0.1803316980600357},{"text":"Yeah.","start":2264.815,"end":2265.315,"sentiment":"neutral","sentiment_score":-0.02302074432373047},{"text":"No.","start":2270.095,"end":2270.595,"sentiment":"neutral","sentiment_score":-0.10793319344520567}],"sentiment":"neutral","sentiment_score":-0.11616820342054493,"num_words":19,"start":2253.8298,"end":2270.595},{"sentences":[{"text":"Yeah.","start":2308.82,"end":2309.32,"sentiment":"neutral","sentiment_score":0.06374680250883102},{"text":"Yeah.","start":2340.6199,"end":2341.02,"sentiment":"neutral","sentiment_score":0.06250808387994766},{"text":"We'll just sort of yeah.","start":2341.02,"end":2342.64,"sentiment":"neutral","sentiment_score":0.06347453147172928},{"text":"Yeah.","start":2344.38,"end":2344.88,"sentiment":"neutral","sentiment_score":0.22558046877384183},{"text":"Yes.","start":2371.81,"end":2372.31,"sentiment":"positive","sentiment_score":0.4280812740325928}],"sentiment":"neutral","sentiment_score":0.12192103183931774,"num_words":9,"start":2308.82,"end":2372.31},{"sentences":[{"text":"Yeah.","start":2390.08,"end":2390.58,"sentiment":"neutral","sentiment_score":0.17632165551185608},{"text":"Yep.","start":2392.4,"end":2392.9,"sentiment":"neutral","sentiment_score":0.12679801881313324},{"text":"It's always sort of, but it just confuses me anyway.","start":2401.675,"end":2405.4548,"sentiment":"neutral","sentiment_score":-0.21423234790563583},{"text":"No.","start":2415.24,"end":2415.72,"sentiment":"neutral","sentiment_score":-0.1925143301486969},{"text":"I think so.","start":2415.72,"end":2416.52,"sentiment":"neutral","sentiment_score":-0.16406567891438803}],"sentiment":"neutral","sentiment_score":-0.15774469822645187,"num_words":16,"start":2390.08,"end":2416.52},{"sentences":[{"text":"I need to I don't know whether it's worth taking the insurances, which I gotta talk to the wife about.","start":2416.52,"end":2423.98,"sentiment":"negative","sentiment_score":-0.334464992582798},{"text":"I'm I'm I'm actually I'll be honest with you.","start":2434.285,"end":2437.165,"sentiment":"neutral","sentiment_score":-0.027653070658238396},{"text":"I'm actually learning that way where the money would be better off sitting in one super.","start":2437.165,"end":2442.4648,"sentiment":"neutral","sentiment_score":-0.03968041343614459},{"text":"They nearly take one screen.","start":2444.13,"end":2445.73,"sentiment":"neutral","sentiment_score":0.11698581278324127},{"text":"I'm paying I'm paying, buddy, $700 a year for that one.","start":2445.73,"end":2450.0698,"sentiment":"neutral","sentiment_score":0.042757446454329925}],"sentiment":"neutral","sentiment_score":-0.10684923160073088,"num_words":61,"start":2416.52,"end":2450.0698},{"sentences":[{"text":"Uh-huh.","start":2451.17,"end":2451.67,"sentiment":"neutral","sentiment_score":0.0027627304662019014},{"text":"Yeah.","start":2451.73,"end":2452.23,"sentiment":"neutral","sentiment_score":0.013157416135072708},{"text":"For that super, and I'm paying, you know, fees for your super.","start":2452.45,"end":2456.63,"sentiment":"neutral","sentiment_score":-0.04798977077007294},{"text":"Yeah.","start":2458.515,"end":2459.015,"sentiment":"neutral","sentiment_score":-0.06765276193618774},{"text":"I'm paying two lots of fees just to keep $9,000 worth of health insurance.","start":2459.4749,"end":2464.4548,"sentiment":"neutral","sentiment_score":-0.06743797952575344}],"sentiment":"neutral","sentiment_score":-0.054197985446080565,"num_words":29,"start":2451.17,"end":2464.4548},{"sentences":[{"text":"Yeah.","start":2465.19,"end":2465.69,"sentiment":"neutral","sentiment_score":0.14195668697357178},{"text":"I think so.","start":2466.4248,"end":2467.4148,"sentiment":"neutral","sentiment_score":0.05948244345684845},{"text":"K.","start":2483.18,"end":2483.68,"sentiment":"neutral","sentiment_score":0.19732818007469177},{"text":"Yep.","start":2490.8252,"end":2491.3252,"sentiment":"positive","sentiment_score":0.3691987693309784},{"text":"Well, that's what I'm thinking too.","start":2501.51,"end":2503.37,"sentiment":"neutral","sentiment_score":0.18354635685682297}],"sentiment":"neutral","sentiment_score":0.1656840923242271,"num_words":12,"start":2465.19,"end":2503.37},{"sentences":[{"text":"Yeah.","start":2513.775,"end":2514.275,"sentiment":"neutral","sentiment_score":0.0985235795378685},{"text":"Around around about it's not around about those nights on about 01:30 would be the best time.","start":2518.4148,"end":2523.635,"sentiment":"neutral","sentiment_score":0.042192821445710516},{"text":"Yeah.","start":2535.22,"end":2535.72,"sentiment":"neutral","sentiment_score":0.2265109419822693},{"text":"Yeah.","start":2542.905,"end":2543.405,"sentiment":"neutral","sentiment_score":0.1350121796131134},{"text":"Yep.","start":2544.345,"end":2544.845,"sentiment":"neutral","sentiment_score":0.2581551671028137}],"sentiment":"neutral","sentiment_score":0.0683561825149116,"num_words":21,"start":2513.775,"end":2544.845},{"sentences":[{"text":"Because I can't exactly Saturday that oh, Saturday afternoon to talk to the wife and have a look at everything.","start":2546.4248,"end":2552.285,"sentiment":"neutral","sentiment_score":0.022649241797626018},{"text":"It's the only day we it's the only day we get off together.","start":2554.83,"end":2559.57,"sentiment":"neutral","sentiment_score":0.22408793752010053},{"text":"About time we get by the time we get to the washing and the cleaning and that sort of thing.","start":2565.87,"end":2572.255,"sentiment":"neutral","sentiment_score":0.03772846572101116},{"text":"And I gotta do some day during the day, and which means I gotta go to bed.","start":2572.795,"end":2577.995,"sentiment":"neutral","sentiment_score":0.00023244540481006398},{"text":"I gotta go to bed.","start":2577.995,"end":2578.5815,"sentiment":"neutral","sentiment_score":-0.03786116689443588}],"sentiment":"neutral","sentiment_score":0.05247124100724856,"num_words":75,"start":2546.4248,"end":2578.5815},{"sentences":[{"text":"I gotta go to bed.","start":2578.5815,"end":2578.875,"sentiment":"neutral","sentiment_score":-0.023192942887544633},{"text":"I gotta get up at 03:00 in the morning.","start":2578.875,"end":2581.215,"sentiment":"neutral","sentiment_score":0.020677874692612223},{"text":"It's pretty much work work work.","start":2586.02,"end":2587.96,"sentiment":"neutral","sentiment_score":0.21186214685440063},{"text":"Hey.","start":2596.98,"end":2597.48,"sentiment":"positive","sentiment_score":0.4260972738265991},{"text":"Yep.","start":2598.115,"end":2598.615,"sentiment":"positive","sentiment_score":0.4542086124420166}],"sentiment":"neutral","sentiment_score":0.10098249659958211,"num_words":22,"start":2578.5815,"end":2598.615},{"sentences":[{"text":"Yep.","start":2648.03,"end":2648.53,"sentiment":"neutral","sentiment_score":0.2397335469722748},{"text":"And what about what and the and the form for the wife to be the sole beneficiary?","start":2655.065,"end":2661.2449,"sentiment":"neutral","sentiment_score":0.13936547584393444},{"text":"Yep.","start":2669.36,"end":2669.86,"sentiment":"neutral","sentiment_score":0.2282235622406006},{"text":"Yep.","start":2676.1602,"end":2676.6602,"sentiment":"neutral","sentiment_score":0.18213143944740295},{"text":"Yep.","start":2678.0,"end":2678.5,"sentiment":"neutral","sentiment_score":0.1652342975139618}],"sentiment":"neutral","sentiment_score":0.15164456835814885,"num_words":21,"start":2648.03,"end":2678.5},{"sentences":[{"text":"No.","start":2691.2751,"end":2691.5952,"sentiment":"neutral","sentiment_score":-0.06647428870201111},{"text":"Not yet.","start":2691.5952,"end":2692.3352,"sentiment":"neutral","sentiment_score":-0.11603981256484984},{"text":"Yeah.","start":2713.425,"end":2713.925,"sentiment":"neutral","sentiment_score":-0.03764611482620239},{"text":"Yeah.","start":2733.1902,"end":2733.6902,"sentiment":"neutral","sentiment_score":0.14814606308937073},{"text":"Yep.","start":2734.2302,"end":2734.7302,"sentiment":"neutral","sentiment_score":0.285763680934906}],"sentiment":"neutral","sentiment_score":0.01628495256106059,"num_words":6,"start":2691.2751,"end":2734.7302},{"sentences":[{"text":"Yeah.","start":2749.445,"end":2749.765,"sentiment":"positive","sentiment_score":0.383463591337204},{"text":"I think that's pretty much everything.","start":2749.765,"end":2751.465,"sentiment":"positive","sentiment_score":0.5132052600383759},{"text":"Okay.","start":2764.22,"end":2764.6199,"sentiment":"neutral","sentiment_score":0.26148858666419983},{"text":"Thank you.","start":2764.6199,"end":2765.44,"sentiment":"positive","sentiment_score":0.6082695722579956},{"text":"Alright.","start":2766.369,"end":2766.869,"sentiment":"positive","sentiment_score":0.5219212174415588}],"sentiment":"positive","sentiment_score":0.4966040091081099,"num_words":11,"start":2749.445,"end":2766.869},{"sentences":[{"text":"Bye.","start":2770.5164,"end":2771.0164,"sentiment":"positive","sentiment_score":0.45018285512924194}],"sentiment":"positive","sentiment_score":0.45018285512924194,"num_words":1,"start":2770.5164,"end":2771.0164}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Hi, Robert. It's Dana from OZ Financial. How are you this afternoon?\n\nChannel 1: Not too\n\nChannel 0: That's good. I had you booked in to go through your annual review today. Is now still a good time for you?\n\nChannel 1: bad. Yeah.\n\nChannel 0: Fantastic. How's your morning been thus far?\n\nChannel 1: Trying to sleep. Yeah.\n\nChannel 0: Yeah. You work night shift. Is that right? Yeah. I'm so sorry.\n\nHope you got a bit of rest this morning.\n\nChannel 1: Yeah. A little bit.\n\nChannel 0: Little bit. Yeah. Not easy. Do you have a bit of a system for being able to get as much rest as possible throughout the day?\n\nChannel 1: I draw and lie down to go to sleep.\n\nChannel 0: Oh, that's it. Yeah. That's okay. All good. Well, look, I was trying\n\nChannel 1: Yep.\n\nChannel 0: not to take up too much of your time. As I mentioned, I had you booked in to go through your annual review there. Before we jump into the call, I just have to let you know we\n\nChannel 1: Yep.\n\nChannel 0: do record our calls for quality and training purposes. Are you happy to proceed with that? Fantastic. And just to do a quick security check there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file.\n\nChannel 1: Robert Robert Marvell Rollerson, 08/1966. I didn't run my court more, I feel.\n\nChannel 0: Fantastic. What's the weather like up there in more, I feel, at the moment?\n\nChannel 1: That's just something today.\n\nChannel 0: Oh, that's\n\nChannel 1: A\n\nChannel 0: good.\n\nChannel 1: bit of a breeze blowing. I haven't been outside to see how cold it is, but yeah.\n\nChannel 0: Yep. Oh, that's good. You would have had quite a bit of rain as we have here on the Gold Coast over the last few weeks.\n\nChannel 1: Yes. Yeah. A little bit.\n\nChannel 0: All good. Now having a look at your annual review, we normally just send through some annual review documents to your email for you to sort of open up and have a bit of a look at. Are you able to access your emails at the moment? If you're not, that is awfully okay.\n\nChannel 1: Not right now, but yeah.\n\nChannel 0: No. That's okay. I'll shoot them through after the call if you like for you to have a bit of a look\n\nChannel 1: Yep.\n\nChannel 0: at. Essentially, as part of those documents there, we do have your ongoing service agreement. Just letting you know, you know, if you're happy to stay on board, have us look after your super, provide advice, and keep you on track towards your retirement there. We just get you to sign and return that back there for us. And\n\nChannel 1: Yep.\n\nChannel 0: then we also have attached there the Vanguard index chart, which gives you a bit of an idea of how markets react over the course of time, your summary giving you an updated balance of your super funds there, and also our financial services guide, which we provide every year to you as well. Okay?\n\nChannel 1: Yeah.\n\nChannel 0: Now I'm sure you're looking to get a bit of an update on your super balance and how that has been moving along. But is there anything else that you wanted me to sort of touch on as part of your review? Any other questions you might have at the moment that you wanted me to sort of focus on?\n\nChannel 1: No. Not at the moment.\n\nChannel 0: No. That's okay. Well, to give you an update on your super balance, when I sort of have a look back at your last annual review that we completed with you, your balance as of the 01/10/2025 in Hub twenty four, you had 77,000. So 186 and 99¢ and a bit over 23,000 sitting in your Australian Super account there.\n\nChannel 1: Yep.\n\nChannel 0: As of yesterday's your balance within Hub twenty four, there's 93,823 and 60\n\nChannel 1: Yep.\n\nChannel 0: 1¢, and we've got a balance in Australian Super of a bit over 26,705. So we've\n\nChannel 1: Yep.\n\nChannel 0: seen a good increase on both of those balances for you there. Okay?\n\nChannel 1: Yep.\n\nChannel 0: To kinda give you an update on how the performance is going, I'm just opening that document up. I apologize. It takes a little bit to sort of open that up. It's not opening up. That's okay.\n\nLet me just go direct into your super fund and grab that one for you. Love technology. Have\n\nChannel 1: Oh, you\n\nChannel 0: you\n\nChannel 1: do?\n\nChannel 0: been were you affected by the Telstra ads this morning, or were you lucky enough to not\n\nChannel 1: I didn't\n\nChannel 0: have\n\nChannel 1: have\n\nChannel 0: to deal with\n\nChannel 1: didn't\n\nChannel 0: that?\n\nChannel 1: see any details, Ed. Sorry.\n\nChannel 0: No. Oh, that's good. I was reading an article not long before, and it was a lot of outages with them not being able to provide services. And, apparently, 000 calls are also affected. So\n\nChannel 1: Similar to that doctor's. I made a judgment. What will you bill?\n\nChannel 0: yeah. Yeah. They clearly didn't learn a lesson. They were Telstra's tend to have a go at that one. There we go.\n\nChannel 1: Hey. Hey. Now that I have allergies.\n\nChannel 0: Now they do. And how does this one also affect the public transport and, also some of the traffic lights as well? I didn't realize that there was that kind of on flow effect. So very interesting to see how big of a on flow effect it had, really, didn't it?\n\nChannel 1: Yep.\n\nChannel 0: Okay. So just inside your hub twenty four super account there. And I just need to quickly confirm your middle name there for me, Robert.\n\nChannel 1: Oracle.\n\nChannel 0: Beautiful. Thank you so much for that. It's just a little spinning wheel there as it is kinda loading your updated performance report. It can't be a second. As long as the technology enjoy lacks us.\n\nChannel 1: Yeah. We're we're all affected by technology at work.\n\nChannel 0: We are we rely on it a lot.\n\nChannel 1: Well,\n\nChannel 0: Sometimes we miss that\n\nChannel 1: my\n\nChannel 0: good\n\nChannel 1: job,\n\nChannel 0: old pay.\n\nChannel 1: boy, I gotta pick up stuff from the wall. You there?\n\nChannel 0: Yeah. Yeah. Can you hear me okay? Sorry. I think it might have dropped out a second.\n\nChannel 1: No. The carpet. Yep.\n\nChannel 0: Oh, beautiful. You're heading on out as well.\n\nChannel 1: I gotta go to work.\n\nChannel 0: Alright. You start work about this time of the afternoon.\n\nChannel 1: Oh, well, I can't see my wife. This\n\nChannel 0: Mhmm.\n\nChannel 1: is the only time we sort of get to see each other is\n\nChannel 0: Yeah.\n\nChannel 1: when I'm on my way to work, so we go and have lunch together.\n\nChannel 0: Yeah.\n\nChannel 1: And then then we I and head off to work after lunch and yeah.\n\nChannel 0: Yeah. Wow. Oh, that's\n\nChannel 1: Basically\n\nChannel 0: nice that you get to have lunch together and make that time because you with you working nights and her working days, that would be very difficult.\n\nChannel 1: Yay.\n\nChannel 0: Alright.\n\nChannel 1: Yes,\n\nChannel 0: All\n\nChannel 1: ma'am.\n\nChannel 0: good. All good. Look. Your performance report is taking a bit longer to open up. So what we'll do\n\nChannel 1: Oh,\n\nChannel 0: is we'll\n\nChannel 1: bloody.\n\nChannel 0: just sort\n\nChannel 1: Just\n\nChannel 0: of go through the rest of the details here just to sort of see what other changes there might be. Having a look\n\nChannel 1: Hang\n\nChannel 0: at\n\nChannel 1: on.\n\nChannel 0: your job have\n\nChannel 1: It's\n\nChannel 0: you\n\nChannel 1: not\n\nChannel 0: are?\n\nChannel 1: starting\n\nChannel 0: Sorry.\n\nChannel 1: at this. Alright. You're back. You there? Hello?\n\nChannel 0: Yeah. Can you hear me?\n\nChannel 1: Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: No. For some reason, the car dropped out.\n\nChannel 0: Oh, no. That's okay. You're right. Just want to double check any major changes in your circumstances with regard to work. So I've got you down here.\n\nYou are a truck driver still. Have you had a bit\n\nChannel 1: Yep.\n\nChannel 0: of a pay increase over the last twelve months?\n\nChannel 1: A little bit.\n\nChannel 0: Yeah. I had\n\nChannel 1: Yeah.\n\nChannel 0: you on about a 115,000. Is it gone up a bit since then?\n\nChannel 1: Yeah. I think I was up around a 100 and probably a 130 or a 140,000.\n\nChannel 0: Oh, fantastic. That's a great increase.\n\nChannel 1: Yeah. I changed.\n\nChannel 0: Excellent.\n\nChannel 1: I sort of still the same company, but changed jobs.\n\nChannel 0: Okay. So what is your role now?\n\nChannel 1: Still a truck driver,\n\nChannel 0: Yep.\n\nChannel 1: but instead of I think I was up I used to drive the tug up at Kilcoy. I\n\nChannel 0: Yeah.\n\nChannel 1: was on a casual. I'd\n\nChannel 0: Yep.\n\nChannel 1: only do four days on, four days off.\n\nChannel 0: Right.\n\nChannel 1: Now I work six days a week down the wall, but I'm.\n\nChannel 0: Wow. That's a lot of days.\n\nChannel 1: Yeah. Yeah. You gotta do that money to pay the bills.\n\nChannel 0: Absolutely. Do you just get your one day off? Are you working for the eight hour shifts or quite longer shifts?\n\nChannel 1: Oh, we've only eight hour shifts.\n\nChannel 0: They're longer? Yeah.\n\nChannel 1: Oh, yeah. I think up to twelve.\n\nChannel 0: Wow. Well\n\nChannel 1: I gotta\n\nChannel 0: oh.\n\nChannel 1: start at 04:00. I could finish any time up until four, 05:00 in tomorrow morning.\n\nChannel 0: Oh, wow. Well, I applaud your job. I think that's incredible to be doing what you do and through the night as well. That's amazing, honestly. I've updated your income estimate here as a 140,000 per annum.\n\nSo I can see your employer contributions going into your Australian savings, which is fantastic. Are you in any kind of position saving wise to be making any additional contributions to help provide more of a boost to your super? Or\n\nChannel 1: Not at the moment.\n\nChannel 0: no. That's okay. Is it something you'd maybe like to look at doing down the track?\n\nChannel 1: I'm thinking about it. Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: But\n\nChannel 0: That's okay.\n\nChannel 1: I'm just gonna\n\nChannel 0: We'll\n\nChannel 1: gotta pay for the pay the house off, pay the unit off, pay the van\n\nChannel 0: yeah.\n\nChannel 1: off,\n\nChannel 0: Yep.\n\nChannel 1: and\n\nChannel 0: Yep.\n\nChannel 1: go on a couple\n\nChannel 0: So mortgage\n\nChannel 1: of holidays. So\n\nChannel 0: No worries. So mortgage is your main, main sort of priority to start with. That's not a problem. I can always put that down as something we focus on down the track. Your mortgage, we\n\nChannel 1: yeah.\n\nChannel 0: had a you're owing about a 110,000. Have you reduced that a bit since we last caught up?\n\nChannel 1: No. Actually, it's probably going up a little bit.\n\nChannel 0: Okay. That's alright.\n\nChannel 1: About a 150, I think it is. I'm\n\nChannel 0: About\n\nChannel 1: not\n\nChannel 0: a\n\nChannel 1: a\n\nChannel 0: 150?\n\nChannel 1: hundred percent sure.\n\nChannel 0: No. That's okay. Just an estimate. Absolutely fine. I've also\n\nChannel 1: Because\n\nChannel 0: got\n\nChannel 1: we\n\nChannel 0: down here\n\nChannel 1: consolidated\n\nChannel 0: that you\n\nChannel 1: a lot of\n\nChannel 0: yeah.\n\nChannel 1: lines.\n\nChannel 0: Yep. Yep. That's okay. That's definitely not a bad idea. Trying to consolidate altogether, you do pay a lower interest rate on your home\n\nChannel 1: Hey.\n\nChannel 0: loan than any of the other personal loans out there. With your car, what kind of car do you drive?\n\nChannel 1: I bought a new Nissan Navara.\n\nChannel 0: Yeah. Oh, fantastic. And I what sort of value would you put on that, do you think?\n\nChannel 1: That's 50,000 55\n\nChannel 0: Oh,\n\nChannel 1: thousand now.\n\nChannel 0: fantastic. I had down here another vehicle that you owed a few years back, and you had a value for that 12,000 on that vehicle. Would that be one that you still own currently or\n\nChannel 1: No.\n\nChannel 0: would've\n\nChannel 1: No.\n\nChannel 0: got rid of?\n\nChannel 1: Got\n\nChannel 0: Yep.\n\nChannel 1: rid of that one. The wife's got a 2021 Toyota Camry.\n\nChannel 0: Oh, fantastic. What sort of value do\n\nChannel 1: It's\n\nChannel 0: you think you\n\nChannel 1: probably\n\nChannel 0: put on that?\n\nChannel 1: about '20 probably about '23, '24. About\n\nChannel 0: Yeah.\n\nChannel 1: '20\n\nChannel 0: It's\n\nChannel 1: 5\n\nChannel 0: been\n\nChannel 1: thousand, mate.\n\nChannel 0: yeah. Absolutely. They're still really popular. I know a lot of people who are really into the Camry for the size, the family size vehicle, so that's excellent.\n\nChannel 1: Well, yeah, we had we had the the other one was a 2012 we had. We sort\n\nChannel 0: Yeah.\n\nChannel 1: of and I I sort of took it on, and the wife bought a new one.\n\nChannel 0: Yep.\n\nChannel 1: And then we're we're looking to do some traveling, so we bought the full drive, the full car in that we\n\nChannel 0: Fantastic.\n\nChannel 1: brought.\n\nChannel 0: Yeah.\n\nChannel 1: It's valued at about 70,000.\n\nChannel 0: Oh, fantastic. And do you was the caravan kind of put into the home loan?\n\nChannel 1: No. No. No.\n\nChannel 0: No.\n\nChannel 1: No. That's separate line.\n\nChannel 0: That's right. And you still owe money on the caravan?\n\nChannel 1: Yay.\n\nChannel 0: Yeah. How much do you owe on that roughly?\n\nChannel 1: Probably about 60.\n\nChannel 0: 60? Not a problem. And have you have you any tripped in it yet?\n\nChannel 1: Yeah. We went down to Tasmania for a month. I ran to Tasmania.\n\nChannel 0: Oh, beautiful. Fantastic.\n\nChannel 1: We're going to book together. I've got all day booked for next year going to Cairns, not\n\nChannel 0: Oh,\n\nChannel 1: the top end.\n\nChannel 0: fantastic. Yep. Beautiful.\n\nChannel 1: And then the following year, we'll probably go to Darwin.\n\nChannel 0: Oh, fantastic. You've got it all packed out. And is that kind of your time and goal just to be able to take the van and go whenever you want?\n\nChannel 1: Yeah. We we eventually when we when we both retire,\n\nChannel 0: Yep.\n\nChannel 1: his wife can't retire for another, I think, eight years.\n\nChannel 0: Yep.\n\nChannel 1: And we eventually wanna sort of try and do a map of Australia sort of thing.\n\nChannel 0: Oh, that's fantastic.\n\nChannel 1: Yeah. So, yeah, we wanna go out and see the West Coast and\n\nChannel 0: Mhmm.\n\nChannel 1: we wanna see like, we wanted to see Tasmania, so we took months off and went down to Tasmania.\n\nChannel 0: Yep.\n\nChannel 1: Mostly the second went around the outside of Tasmania.\n\nChannel 0: It's beautiful down there,\n\nChannel 1: Oh, yeah. You\n\nChannel 0: isn't\n\nChannel 1: wouldn't go there now.\n\nChannel 0: it? No. I did go down there in September last year, and it was still pretty cold. I was expecting it to be warmer than it actually was. Not gonna lie.\n\nChannel 1: Where where did you go there?\n\nChannel 0: We did kind of all of the East side from the bottom near Port Arthur all the way to the top.\n\nChannel 1: Yeah. I'm through Lawrence. That's natural thing. I was at the west\n\nChannel 0: Yeah.\n\nChannel 1: side.\n\nChannel 0: Yep. Yep. No.\n\nChannel 1: No.\n\nChannel 0: That\n\nChannel 1: It's\n\nChannel 0: was\n\nChannel 1: the\n\nChannel 0: the\n\nChannel 1: East\n\nChannel 0: east\n\nChannel 1: Side.\n\nChannel 0: side. Yeah. Yeah.\n\nChannel 1: Yeah. We went we went down through we got off the boat at Davenport.\n\nChannel 0: Yep.\n\nChannel 1: Went down across the top Stanley and all that.\n\nChannel 0: Yep.\n\nChannel 1: Went down to Queenstown, did strong, all that sort of thing. And then went to across the we started Richmond, actually.\n\nChannel 0: Yeah.\n\nChannel 1: And did all ran to Hobart and went around to Buddy out on around Port Arthur and I went to the markets at the and thought they're overpriced.\n\nChannel 0: Yep. Yeah. I thought the same thing. It wasn't really what I thought it was gonna be.\n\nChannel 1: That was they were overpriced and everything. And then, buddy, went up to launch sessions, done Beaconsfield, done other missus likes the sea horses. So we went up to Sea Horse World\n\nChannel 0: Yep. Beautiful.\n\nChannel 1: in Platypus\n\nChannel 0: Bacon\n\nChannel 1: Land.\n\nChannel 0: steel was good. Yeah.\n\nChannel 1: Yeah. Well, Seahorse World. You went through Bakersfield to get where I see Oswald Road, and that is.\n\nChannel 0: Yep. Did you stop and do the mine tour?\n\nChannel 1: The at,\n\nChannel 0: They can see\n\nChannel 1: yeah,\n\nChannel 0: all yeah. You\n\nChannel 1: we\n\nChannel 0: can\n\nChannel 1: stopped.\n\nChannel 0: well,\n\nChannel 1: We\n\nChannel 0: the mine\n\nChannel 1: done\n\nChannel 0: was. Yeah.\n\nChannel 1: yeah. Yeah. We done all that sort of thing, and\n\nChannel 0: Yeah.\n\nChannel 1: we really have to some lighthouse and seeing other parts and yeah. We've seen lots. We\n\nChannel 0: Yeah.\n\nChannel 1: what we do is we park the main up, and we do\n\nChannel 0: Yep.\n\nChannel 1: day trips.\n\nChannel 0: Oh, fantastic. Yeah.\n\nChannel 1: And it's cheaper to buddy just park in any one spot and then travel out from there. Yeah.\n\nChannel 0: Absolutely.\n\nChannel 1: You can go. And we went off we went that, you know, that Tasmanian devil that escaped down on the Gold Coast?\n\nChannel 0: Yes.\n\nChannel 1: Mary?\n\nChannel 0: Yep.\n\nChannel 1: Yeah. Well, it actually comes from the Launceston Zoo.\n\nChannel 0: Oh, really? Wow.\n\nChannel 1: Yeah. Yeah. It was one of the hand dried hand raised\n\nChannel 0: And right from yeah.\n\nChannel 1: animals down there.\n\nChannel 0: Yep. Yep.\n\nChannel 1: And we actually nursed it, Mary,\n\nChannel 0: Oh, that's cool.\n\nChannel 1: when we're down there in February.\n\nChannel 0: Yeah.\n\nChannel 1: We actually\n\nChannel 0: Wow.\n\nChannel 1: nursed her. And, yeah, she was one of the hand raised one of the hand raised that they\n\nChannel 0: Yeah.\n\nChannel 1: got down there.\n\nChannel 0: Beautiful.\n\nChannel 1: We\n\nChannel 0: Beautiful.\n\nChannel 1: nursed her and that sort of thing.\n\nChannel 0: Yeah.\n\nChannel 1: But, yeah, we had a we had a field. We had a ball. We went to the lawn session. What is it? A buddy oh, there's a buddy.\n\nWhat do they call him? He there's a club down there.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah. I can't remember what they call him now. It's like you said on TV, it's some posh posh club thing that people go to.\n\nChannel 0: Yeah.\n\nChannel 1: That's\n\nChannel 0: Yep.\n\nChannel 1: what they say to.\n\nChannel 0: Yep.\n\nChannel 1: Yeah.\n\nChannel 0: I\n\nChannel 1: We\n\nChannel 0: don't\n\nChannel 1: went\n\nChannel 0: remember\n\nChannel 1: to that.\n\nChannel 0: the name of it. Yeah. Cool.\n\nChannel 1: Yeah. And we're saying that went across the Cataract Gorge and all that sort of thing.\n\nChannel 0: Tattered Gorgeous. Beautiful. I thought\n\nChannel 1: Oh,\n\nChannel 0: that\n\nChannel 1: I\n\nChannel 0: was\n\nChannel 1: don't\n\nChannel 0: amazing.\n\nChannel 1: know.\n\nChannel 0: Yep.\n\nChannel 1: All the peacocks.\n\nChannel 0: Yep.\n\nChannel 1: Yeah. And all the baby peacocks getting around.\n\nChannel 0: Yeah. Oh, beautiful. Well, it sounds amazing. I did love Tazia. I thought that was beautiful, and your next holiday sounds just as incredible.\n\nYou may have mentioned to me that your your wife can't retire for the next eight years because having a look at things that you're 60 this year. Is that right?\n\nChannel 1: I m 60. Yes.\n\nChannel 0: Yeah. Congratulations, and happy birthday for January.\n\nChannel 1: Yeah.\n\nChannel 0: I've got down here now you can actually retire anywhere between now to, you know, whenever you want. Are you wanting to sort of hold off and wait for her to reach retirement age before you stop working, or when are you sort of hoping to stop working and maybe access your super?\n\nChannel 1: I would like to have stopped working five years ago.\n\nChannel 0: Five years ago. Absolutely.\n\nChannel 1: But, yeah, financially, it's a bit\n\nChannel 0: It doesn't work that way. Yeah.\n\nChannel 1: yeah.\n\nChannel 0: Yeah. No. Absolutely. Because realistically, at the moment and, look, I know your sales balance is a bit lower with things at the moment, so we could definitely look at ways to kind of boost that moving forward and provide a greater benefit so you can look to retire. But are you sort of wanting to maybe\n\nChannel 1: Alright.\n\nChannel 0: try to boost things and work forward towards the age of 65, 57? What age are you sort of hoping that you would like to stop working and would like to work towards?\n\nChannel 1: As I said, I would like to stop working\n\nChannel 0: Five\n\nChannel 1: a couple\n\nChannel 0: years\n\nChannel 1: of years\n\nChannel 0: ago.\n\nChannel 1: ago. But but yeah. No. Yeah. She she's what if she she's 57 now?\n\nChannel 0: Mhmm. Yeah.\n\nChannel 1: So yeah. And we just we just wanna get the house paid off from the car the u van paid off so we can they haven't got no bills.\n\nChannel 0: Yep. No worries. And did your wife work? Does she have super as well?\n\nChannel 1: Yeah. But not the right deal.\n\nChannel 0: Okay. No. Absolutely. Because instead of having a bit of a look and look. Your hub twenty four report has fully loaded for me.\n\nSo I can definitely see here that your return for the last twelve months is definitely lower within where we would like it to be. Net of fees, you've returned a 2.2 return. It is very much lower\n\nChannel 1: Yeah.\n\nChannel 0: than what we sort of expect out of your portfolio, but it's also got to do with the ups and downs in market seeing this year with everything kinda going globally. Yeah.\n\nChannel 1: Yeah. What is\n\nChannel 0: I\n\nChannel 1: it?\n\nChannel 0: can\n\nChannel 1: Like, the price of bloody fuel today.\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: Government government\n\nChannel 0: I can\n\nChannel 1: play. And I I gotta laugh at this government because they turn around and say, oh, yeah. We we we'll we'll give you a cut excise in half.\n\nChannel 0: yeah. Doesn't\n\nChannel 1: But\n\nChannel 0: help\n\nChannel 1: they\n\nChannel 0: a\n\nChannel 1: don't\n\nChannel 0: great\n\nChannel 1: cut\n\nChannel 0: deal.\n\nChannel 1: they don't cut the tax in half, do they?\n\nChannel 0: No. No. Definitely not. There is some looking at your portfolio here, there is one of the underlying investments that is also slightly underperforming a little bit, and it's not due to what's been happening in the market. I would like to, if you're okay with it, Robert, to go back and have a really good look at your portfolio, maybe update some advice to switch some of the investments out a little bit and see if we've got a portfolio or can get something that's working a bit harder for you, has has greater past performance.\n\nWould you like me to review that for you and maybe make some updated recommendations?\n\nChannel 1: K.\n\nChannel 0: Yep. Yep. Beautiful. There are because you are over the age of 60, there are some other strategies that we can look to implement where, you can be increasing your super contributions up to the cap as much as possible, but we can also draw a little bit out of super. Did you wanna look at any of those additional strategies\n\nChannel 1: No. Not at\n\nChannel 0: now,\n\nChannel 1: the moment.\n\nChannel 0: or did you\n\nChannel 1: I don't\n\nChannel 0: no.\n\nChannel 1: wanna\n\nChannel 0: We'll just\n\nChannel 1: I\n\nChannel 0: do the\n\nChannel 1: don't\n\nChannel 0: investment\n\nChannel 1: wanna withdraw\n\nChannel 0: switch\n\nChannel 1: anything\n\nChannel 0: for the time\n\nChannel 1: out\n\nChannel 0: being.\n\nChannel 1: of it at the moment.\n\nChannel 0: No.\n\nChannel 1: No.\n\nChannel 0: That's okay. That's alright. We can just do the investment side of things now, look at how funds are invested, look at maybe doing a bit of a switch there. And then if you want, we can sort of catch up down the track and talk about some of those additional strategies. Does that sound okay?\n\nYeah. Cool. So just to give you a little bit of context, some of those additional strategies are called a transfer time strategy. And as much as you are sort of drawing a little bit of money out of super to replenish your income, you're actually putting more money into super. So it does provide you with greater benefit of increasing your contributions in, and the amount you're taking out is actually just a little bit less than what you're putting in.\n\nAdmittedly, your balance is a bit on the lower side at the moment, so it might be worth trying to boost your super a little bit before we look at that strategy.\n\nChannel 1: Yay.\n\nChannel 0: So I'd probably just wanna do the investment side of things first. Look at retaining your Australian super for the moment there as well,\n\nChannel 1: Well, the\n\nChannel 0: and\n\nChannel 1: regular,\n\nChannel 0: just\n\nChannel 1: we're kinda just trying to save it because you can't give insure me.\n\nChannel 0: it's it is very difficult, especially with your job and with the hours you work now as well. You are definitely doing more hours, more days, and your job is extremely risky. And given your age, getting new insurances is gonna be very expensive. So retaining maybe the life of TPD and a bit of income protection from Australian Super at the moment gives you a level of cover. It is a cheaper level of cover.\n\nAdmittedly, it's not, you know, the greatest. At the moment, with your life cover in AustralianSuper, you're covered for about 9,000. So if you were to pass away, it only pays out that $9,000 life benefit. The\n\nChannel 1: K. K.\n\nChannel 0: TBD benefit, you're covered for 5,000. So if you were unable to go back to work ever again, became permanently disabled, they'd only pay out the benefit of 5,000. And then your\n\nChannel 1: K.\n\nChannel 0: income protection benefit provides a monthly benefit of 2,700 per month on a six day wait and a two year benefit period. So it's a very minimal level of cover.\n\nChannel 1: Hey.\n\nChannel 0: The other thing to sort of look at is because you are 60 now, if you decided you did not want that cover anymore because it is so minimal, if you were to pass away, your super balance is also paid out to your beneficiaries. And that could obviously\n\nChannel 1: Who\n\nChannel 0: provide\n\nChannel 1: is my\n\nChannel 0: a bit\n\nChannel 1: beneficiary?\n\nChannel 0: more of a great. I will let you know on the I can see the super one here. Let's have a look. So according to the super, I don't have a beneficiary nomination noted at all. Are you wanting all this to be paid out to your partner in the event that something happens to your wife?\n\nChannel 1: Yes.\n\nChannel 0: Yeah.\n\nChannel 1: Yes.\n\nChannel 0: It looks like no beneficiary nomination has been applied, and I do wanna make sure that that is completed with you. Are you comfortable? If I get the information off you, my team can prefill the documents for you to make it easier. Would that be okay?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Fantastic. Can I grab what's your wife's name?\n\nChannel 1: Joanne.\n\nChannel 0: Joanne. Is it j o a, n n,\n\nChannel 1: I\n\nChannel 0: e?\n\nChannel 1: that's it?\n\nChannel 0: Beautiful. And same surname as yourself?\n\nChannel 1: That's it.\n\nChannel 0: Beautiful. And what's her contact phone number?\n\nChannel 1: 04.\n\nChannel 0: Yep.\n\nChannel 1: Bloody hell.\n\nChannel 0: Sorry.\n\nChannel 1: I gotta look it up. That's alright. Just go into here.\n\nChannel 0: Yep.\n\nChannel 1: 049008\n\nChannel 0: Yep.\n\nChannel 1: 9193.\n\nChannel 0: 193. Fantastic. Now another hard one for you, what's her date of birth?\n\nChannel 1: Twenty nine to the fourth sixty nine.\n\nChannel 0: Fantastic. Well done. And a silly question, but she identifies as a female.\n\nChannel 1: Yes.\n\nChannel 0: Yeah. I just like to double check that one. That's all good.\n\nChannel 1: Yeah.\n\nChannel 0: And you're happy\n\nChannel 1: These\n\nChannel 0: to\n\nChannel 1: days\n\nChannel 0: have I'm\n\nChannel 1: these days, we got bees we got\n\nChannel 0: trying\n\nChannel 1: bees that are buddy\n\nChannel 0: to check. Absolutely.\n\nChannel 1: birds and birds little b's and buddy b's that are b's and\n\nChannel 0: Absolutely. And are you happy to have a 100% of both your super your Australian super\n\nChannel 1: hey.\n\nChannel 0: and your hub\n\nChannel 1: Yes.\n\nChannel 0: 24 super to be paid to her in the event of your passing? Yep. Beautiful. Lovely. My team will prefill the document.\n\nIs it better if we email or post that to you to be have filled out?\n\nChannel 1: Yes.\n\nChannel 0: What would you prefer?\n\nChannel 1: You can you can just email it.\n\nChannel 0: Yep. Beautiful.\n\nChannel 1: Email\n\nChannel 0: We'll get that sent out. Excellent. Not a problem at\n\nChannel 1: it.\n\nChannel 0: all. We'll have that organized for you so they can be added to your super funds and protected everything for you.\n\nChannel 1: Yeah.\n\nChannel 0: Now the other thing is, as I was talking to you, with your life and TV, your income protection, at the age of 60, if you're unable to go to work or if you are technically, you know, passed away or disabled, you can get access to your super balance. Being 60 means everything is deducted is provided to you tax free. You do have the option of keeping those insurances for a little bit longer for peace of mind if you would like to. Or if you're not sort of worried about them because the levels of cover are quite small, we can always look to maybe consolidate everything to one place and maybe cancel the covers. But it's more about what's important to you.\n\nAre you wanting to keep the insurances for a little bit longer?\n\nChannel 1: My wife just sat down.\n\nChannel 0: Yeah.\n\nChannel 1: So now if I die, Australian\n\nChannel 0: Yes.\n\nChannel 1: food is only gonna give us $9,000 for me.\n\nChannel 0: The life cover that you're insured for with Australian Super, yeah, pays out a benefit of $9,000,\n\nChannel 1: And\n\nChannel 0: but your\n\nChannel 1: the other\n\nChannel 0: super\n\nChannel 1: one\n\nChannel 0: benefit between the two super funds pays out as well. So at the moment and sorry, Robert. Because your wife is there and I'm probably on speaker, I just need to confirm, are you happy with me putting this information out there?\n\nChannel 1: Yes.\n\nChannel 0: Yep. Beautiful. I just have to be really cautious and security conscious for you. I do apologize.\n\nChannel 1: Yeah. No. That's fine.\n\nChannel 0: With the super balance between the two funds at the moment, In the event of you passing, the current total super balance paid out is a 120,529, and then you do\n\nChannel 1: Yep.\n\nChannel 0: also have that Australian super fund with a small amount of life cover of 9,000. So that 9,000 would be paid out on top of that 120,000. It just\n\nChannel 1: If\n\nChannel 0: depends\n\nChannel 1: you\n\nChannel 0: on\n\nChannel 1: could\n\nChannel 0: sort\n\nChannel 1: buy\n\nChannel 0: of what\n\nChannel 1: me anyway.\n\nChannel 0: you're comfortable with. The TBD side of things is exactly the same. So TBD pays out a lump sum benefit in the event that you're unable to go back to work again due to permanent incapacity. With your Australian super account, you've got about $5,000 of cover there. And, again, if you are permanently incapacitated or unable to go to work because you're over the age of 60, we can access your super tax free for you.\n\nSo you can get that 120 odd thousand out of your two super funds to cover you. It just depends on whether that 5,000 of TPD is worth keeping for you or not, whether it's something you want\n\nChannel 1: Well,\n\nChannel 0: to keep\n\nChannel 1: how much\n\nChannel 0: a bit\n\nChannel 1: does\n\nChannel 0: longer.\n\nChannel 1: it cost me how much does it cost me to take that?\n\nChannel 0: So with the life and TPD and the small amount of income protection\n\nChannel 1: Yeah.\n\nChannel 0: you have at the moment out of Australian Super, you're paying $724.88 for the year for the insurances. Yeah.\n\nChannel 1: Yeah. So it cost $700 to get the total of what? $6. $9 or\n\nChannel 0: 9,000 for the light. The TPD is 5,000. And income protection in the short term, if you're unable to work, the monthly benefit pretax, because income protection is taxed the same as your income. Essentially, it's 2,700 as a monthly benefit. But, again, if you're because you're 60, if you can't work, you know, you basically met the condition of release for super, we can access your super and start drawing down a pension or give you lump sum.\n\nSo it really just depends on whether those insurances are important to you, whether you feel keeping them a bit longer is important.\n\nChannel 1: Well, that's\n\nChannel 0: If\n\nChannel 1: seven\n\nChannel 0: you don't\n\nChannel 1: $700 a year more I can be getting for your interest on.\n\nChannel 0: inside\n\nChannel 1: Isn't\n\nChannel 0: your\n\nChannel 1: that?\n\nChannel 0: super, Yeah. If you don't wanna keep them, if you're comfortable canceling at this point, we could always look to consolidate to move your Australian super into hub 24, have it all in one place. It saves you on fees, admittedly. Have the money invested together and have it working and compounding a bit harder, but it comes down to what's important to you. If if the insurance is still important to keep for a bit longer, that is absolutely fine.\n\nIt's more just about what your goals are, and I will update the advice to reflect that for you.\n\nChannel 1: Well,\n\nChannel 0: Yeah. What are your thoughts?\n\nChannel 1: it's something I gotta talk to the wife about.\n\nChannel 0: That's okay. That's alright. Did you wanna sort\n\nChannel 1: Yeah.\n\nChannel 0: of take some time to think it through? As I kinda said before, I've sent through an email to you with your annual review documents attached there. In that documents in the attachments, you do have your super and insurance's summary, which outlines the balances of each of your super accounts and also the insurances that you do have held. So when you get some time, if you both wanna open the email, have a bit of a look at those documents, have a look at that summary, and just sort of work out, you know, if you were to pass away, what you have to pay off and how does that look? So what happens to Joanne?\n\nDoes she have enough paid out to cover the debt? Does it mean she'd be out need to stop working for a bit? Would she have to work a bit longer? You know, what would this money pay out or how that would provide for her in the event of your passing? And the same thing with looking at TBD.\n\nSo if you were unable to go to back to work again, how do you support yourself long term? Does that make sense? Yeah. All the questions you probably never thought about. Sorry.\n\nChannel 1: That's alright.\n\nChannel 0: But feel free to have a look at that one. If you like, I can get one of my team members just to sort of follow-up in the maybe another week or so just to see if you've had a look at that and whether, you know, keeping the insurance is is important to you or not. Okay?\n\nChannel 1: Yep. Hello?\n\nChannel 0: In the meantime, I'll have a look at all the the super side of things for you. Does that sound okay?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Beautiful. The other thing I do wanna sort of look at is with your Australian Super, because you do have your insurances in place, if you do decide to keep those insurances, we wanna make sure that we have what's called an opt in sign. An opt in is essentially a secondary form, which means if for any reason you don't receive contributions, generally, after a certain period of time of not receiving contributions, your super fund becomes inactive, and the insurances do cancel after a certain point in time. What we have\n\nChannel 1: Yeah.\n\nChannel 0: is called an opt in form, which is a secondary measure which tells the super fund if you don't receive contributions for a certain point of time that you wanna keep the insurances no matter what. It's just a secondary form we like to have signed and put provided to the super funds to make sure that in the event that something happens, if it's missed or, you know, we're not able to get in contact with you, if you're, you know, hurt or injured or off work, that your cover remains in place for you as a secondary measure. Does that make sense? Yeah. All good.\n\nThe other thing I just wanted to talk to you about, I know we're looking at your super and the investments within, and I'll look at replacing some of the investments which we need to switch out for you. But the other thing is your risk profile. So at the moment, you're in more of a balanced growth environment. So, essentially, you are taking less risk in the market with a balanced growth portfolio. You generally see that 70% of your super invested in growth investments.\n\nSo think about things like Australian shares, international shares, listed property, and commodities, so precious metals like gold\n\nChannel 1: Alright.\n\nChannel 0: and silver as well. The other sort of 30% in low risk expensive investments, things like cash, bonds, and fixed interest. Do you feel like you would wanna sort of be comfortable taking on more or less risk in the market, or are you sorta happy to stay where you are for maybe another year onwards because you're not wanting to access the money yet?\n\nChannel 1: Yeah. I just have to think about\n\nChannel 0: If\n\nChannel 1: that. Talk to the wife. There's two things.\n\nChannel 0: you like, what I'll do is I've got a risk profile questionnaire to go through with you. It helps me to understand where you fit on that scale and whether we should alter your portfolio for you or not. Okay? The first one here is, essentially, have you ever owned direct shares or investments in your own name before?\n\nChannel 1: Sorry.\n\nChannel 0: Nope. That's okay. The next question here is asking about how long before you're wanting to access your super. So whilst you would love to have retired a couple of years ago and you've told me that your your wife can't or isn't retiring for the next eight years, Do you think you're likely to work for the next eight years as well?\n\nChannel 1: Oh, I have, please.\n\nChannel 0: Hopefully? Beautiful. The next question here is when you think about your super and your balance and where it is now, are you comfortable taking on more risk in the market to try and get greater potential returns knowing that when the markets do see a downtime, that downtime is also reflective? Do you think you're comfortable taking a moderate or medium amount of risk to try and get the best returns you possibly can, or are you not wanting to take any risk in the market and you understand the returns are lower because of that? Where do you think you fit?\n\nChannel 1: We've seen what my shares did in BP. Are they what the shares? She's talking about her shares in BP.\n\nChannel 0: Oh,\n\nChannel 1: Mhmm.\n\nChannel 0: nice.\n\nChannel 1: And so I went down again.\n\nChannel 0: Yes. Yes. It's a it's a ride, isn't it? It can be emotional. In answer to that question, do you think it fit in the number one, two, or three category, taking on more risk, medium risk, or no risk?\n\nChannel 1: Probably medium.\n\nChannel 0: Medium? Absolutely. The next one here, it says, how do you think you'd feel in six months if you saw your super fall by 20%? Do you think you'd be asking to put more money in? It could be a buying opportunity.\n\nMaybe hold and wait and call us and see what's happening and what we can do, or are you a bit nervous and wanting to maybe move your money into something a little bit less risky like, say, cash?\n\nChannel 1: I'm not sure.\n\nChannel 0: Do you think you'd be likely to maybe give us a call, see what we can do, and talk talk you through\n\nChannel 1: What do you mean by\n\nChannel 0: what's\n\nChannel 1: a downturn of,\n\nChannel 0: happening?\n\nChannel 1: like, 20%? You mean\n\nChannel 0: Yeah. So if you think back to, like,\n\nChannel 1: Okay.\n\nChannel 0: COVID or even the GFC where the share market dropped very heavily, If something like that was to occur again in the next few months, how do you think you might be feeling?\n\nChannel 1: Yeah. That's probably 61 miles, but it was the other really on that one.\n\nChannel 0: Yeah. That's okay.\n\nChannel 1: Yes.\n\nChannel 0: I can just hop down there, maybe give us a call, have a chat, see what's going on,\n\nChannel 1: Yeah.\n\nChannel 0: see what advice we can do to help you out of it.\n\nChannel 1: Yep.\n\nChannel 0: Beautiful. The next one might be a bit of a silly one, but out of the longer term, what kind of reasonable rate of return are you hoping to get from your portfolio? We're aiming for the stars trying to get the best return we possibly can. Is that right?\n\nChannel 1: Yeah. Pretty much.\n\nChannel 0: Excellent. And the last one here is have have you ever seen your super balance fall in value? Have you seen your super drop before? And if you have, how did how did that make you feel? Were you feeling optimistic about the investment opportunities?\n\nAre they cautious, concerned, or anxious? How were you feeling?\n\nChannel 1: I'll be honest with you.\n\nChannel 0: Yeah.\n\nChannel 1: I haven't. I have not actually been shown anything about my supers.\n\nChannel 0: Right.\n\nChannel 1: Yeah.\n\nChannel 0: Okay. So you haven't really servicing those drops occur.\n\nChannel 1: No.\n\nChannel 0: No. That's okay. That's alright. That's not a problem at all. So looking at the way you have scored, you've scored as more of a moderate investor.\n\nSo, realistically, with where you're invested, you could, you know, it does look fairly comfortable. When you think about your investment portfolio being balanced growth and if you sort of think about risk out of, I don't know, say, one and five, five being the highest, all invested in the market, and one not at all, you're probably about halfway about, say, a three at this point. So you're in the middle there. Do you feel\n\nChannel 1: Yeah.\n\nChannel 0: like that'd be fairly comfortable? I mean, with this sort of portfolio, it suits someone who's not accessing accessing their money for five years. There's always a likelihood of a negative return. It's about one in six years, the expectation. It's hoping to achieve returns of around about six to 8% on a yearly basis compounded forward.\n\nDo you feel like you just wanna stay where you are for the time being and maybe assess the risk level in the future? What are your thoughts?\n\nChannel 1: Yeah. We'll just sort of yeah.\n\nChannel 0: Yep. It does sort\n\nChannel 1: Yeah.\n\nChannel 0: of fit with where I feel like you should be. You're in that middle sort of area. You're not wholly invested in the market taking on too much risk, but you're also not sitting a lot in cash and low risk investments. You've kinda got a good mix between the two. Because of your time horizon, you're still wanting to build your super and grow your capital, but not taking on a lot of risk and not seeing very big drops in the market.\n\nAnd this balance growth kind of environment suits that. It does sort\n\nChannel 1: Yes.\n\nChannel 0: of fit someone who's close to retirement but not quite there yet. And it's important to have some of those growth investments there because you do want your balance to grow a little bit more. You do wanna sort of make sure you've got more money there for a time and in the next sort of eight years. Does that make sense? And do you feel comfortable with that?\n\nChannel 1: Yeah.\n\nChannel 0: Yeah?\n\nChannel 1: Yep.\n\nChannel 0: Do you have any questions, Robert? You're allowed to ask me anything you like if anything's confusing or you're unsure.\n\nChannel 1: It's always sort of, but it just confuses me anyway.\n\nChannel 0: Yeah. What's what's the main thing? Is there anything particular you sort of wanna be to touch on for you?\n\nChannel 1: No. I think so. I\n\nChannel 0: No.\n\nChannel 1: need to I don't know whether it's worth taking the insurances, which I gotta talk to the wife about.\n\nChannel 0: Yeah. And that's probably the biggest question. Are the insurances worth keeping? Do you feel like it'd be better to have that money sitting in your in your super fund? The way I sort of if if\n\nChannel 1: I'm\n\nChannel 0: it\n\nChannel 1: I'm\n\nChannel 0: helps you\n\nChannel 1: I'm actually\n\nChannel 0: yeah.\n\nChannel 1: I'll be honest with you. I'm actually learning\n\nChannel 0: Yeah.\n\nChannel 1: that way where\n\nChannel 0: Yep.\n\nChannel 1: the money would be better off sitting in one super.\n\nChannel 0: Yep.\n\nChannel 1: They\n\nChannel 0: Absolutely.\n\nChannel 1: nearly take one screen. I'm paying I'm paying, buddy, $700 a year for that one.\n\nChannel 0: Yeah.\n\nChannel 1: Uh-huh. Yeah. For that super, and I'm paying, you know, fees for your super. Yeah. I'm paying two lots of fees\n\nChannel 0: Yeah.\n\nChannel 1: just to keep $9,000 worth of health insurance.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Absolutely.\n\nChannel 1: I think\n\nChannel 0: And,\n\nChannel 1: so.\n\nChannel 0: I mean, real realistically, if it depending on your comfort level, if you're comfortable with canceling the cover, we could roll the Australian Super India hub 24 and readjust the portfolio so we can hopefully get greater returns and build on your super a bit faster. $700\n\nChannel 1: K.\n\nChannel 0: averaged over the next eight years would mean you'd have an extra $5,600 invested in your super.\n\nChannel 1: Yep.\n\nChannel 0: If you think about that compounded out of, say, you know, any even a 5% return could provide a much greater level of return over the next eight years.\n\nChannel 1: Well, that's what I'm thinking too.\n\nChannel 0: Yeah. Yeah. Absolutely. But feel free to talk it over and let us know what you think. I'll get someone to touch base with you maybe next week, or I might even just give you a call in the afternoon to see how you're\n\nChannel 1: Yeah.\n\nChannel 0: going and see if, you know, you had any questions about those insurances, see what\n\nChannel 1: Around\n\nChannel 0: your\n\nChannel 1: around\n\nChannel 0: thoughts are\n\nChannel 1: about\n\nChannel 0: to\n\nChannel 1: it's\n\nChannel 0: see\n\nChannel 1: not around about\n\nChannel 0: how you go.\n\nChannel 1: those nights on about 01:30 would be the best time.\n\nChannel 0: Absolutely. And I actually have that available. So I'm gonna pop you in my calendar for next week to give you a call and see what you're thinking. If you have questions, write them down.\n\nChannel 1: Yeah.\n\nChannel 0: You're welcome to ask them then as well, and we can always talk over anything additional that you might need or want. Is that okay?\n\nChannel 1: Yeah.\n\nChannel 0: Yep.\n\nChannel 1: Yep.\n\nChannel 0: Beautiful. To\n\nChannel 1: Because\n\nChannel 0: kinda\n\nChannel 1: I can't\n\nChannel 0: help\n\nChannel 1: exactly\n\nChannel 0: with that\n\nChannel 1: Saturday\n\nChannel 0: risk\n\nChannel 1: that oh, Saturday afternoon to talk to the wife and have a look at everything.\n\nChannel 0: that's exactly right. Yeah.\n\nChannel 1: It's\n\nChannel 0: Beautiful.\n\nChannel 1: the only day we it's the only day we get off together.\n\nChannel 0: Oh, do you do much on the one day off together, or do you go have lunch or go out anywhere? You just sort of stay home?\n\nChannel 1: About time we get by the time we get to the washing and the cleaning and that sort of\n\nChannel 0: Yeah.\n\nChannel 1: thing. And I gotta do some day during the day, and which means\n\nChannel 0: Yeah.\n\nChannel 1: I gotta go to bed. I gotta go to bed. I gotta go to bed. I gotta get up at 03:00 in the morning.\n\nChannel 0: Oh, goodness. What a lot, honestly. I\n\nChannel 1: It's pretty\n\nChannel 0: get\n\nChannel 1: much\n\nChannel 0: the time\n\nChannel 1: work work work.\n\nChannel 0: yeah. Well, I wanna make your time and as good as it can possibly be because by the time you get there, you will have very much deserved it. Okay?\n\nChannel 1: Hey. Yep.\n\nChannel 0: All good, Robert. Now as I said, I will put these email all these documents into an email there for you so yourself and Joanne can sit down, have a really good look at them or have a chat. It does have the ongoing service agreement attached. So for us to keep as your advisers, for us to provide advice, keep looking after your super and helping you work towards your retirement goals, we do charge an ongoing service fee. It is 1.65% per annum.\n\nIt is deducted in smaller monthly increments out of your super, but we wanna make sure your super is making that money plus growing in the meantime as well. Okay? What I'll do in the meantime is I'll go back and do a bit of research around the super and, you know, the investments to see what we can do moving forward. I'll give you a call next Wednesday at 01:30. We can talk a bit more about the insurance as you've had a really good look at everything.\n\nChannel 1: Yep.\n\nChannel 0: And once you've had a really good look at that email, if you can just sign and return that ongoing service feedback for me, that will certainly\n\nChannel 1: And what\n\nChannel 0: help,\n\nChannel 1: about\n\nChannel 0: and I'll be\n\nChannel 1: what\n\nChannel 0: able\n\nChannel 1: and\n\nChannel 0: to keep\n\nChannel 1: the\n\nChannel 0: looking things.\n\nChannel 1: and\n\nChannel 0: Yeah.\n\nChannel 1: the form for the wife to be the\n\nChannel 0: Beneficiary.\n\nChannel 1: sole beneficiary?\n\nChannel 0: Absolutely. I've got the beneficiary nomination set up here, so I will get my team to prefill the document for you. We'll email\n\nChannel 1: Yep.\n\nChannel 0: it out noting a 100% to Joanne. I'll make sure it is updated on both funds for the time being so that you're fully\n\nChannel 1: Yep.\n\nChannel 0: protected. Okay?\n\nChannel 1: Yep.\n\nChannel 0: Excellent. The only other thing I just wanted to touch on real quick is the other estate planning. So wills and power of attorneys. Have you guys talked about drafting a will? Have you got a will and a power of attorney in\n\nChannel 1: No.\n\nChannel 0: place?\n\nChannel 1: Not yet.\n\nChannel 0: No. That's okay. It is really important that the both of you talk about estate planning and moving forward, what happens in the event of something happened to you. While most things do pass to your wife, it's not always a straightforward process. And without a will, it does go through probate, which means that other people can come forward and stake a claim.\n\nThere's no guarantees they'll get it, but just\n\nChannel 1: Yeah.\n\nChannel 0: having other people stake a claim on your estate can make the process longer and harder. We definitely wouldn't want that. So it is definitely worth you guys having a talk about seeking the services of a solicitor, or you can even get a will kit from the post office there as well, and you can fill those out fairly easily to make sure you have an up to date will. Okay?\n\nChannel 1: Yeah. Yep.\n\nChannel 0: Beautiful. Well, I will let you go. I thank you so much for your time. I will do some research and give you a call next Wednesday. Is there anything that I may not have touched on or any questions you have at the moment, Robert?\n\nYou're welcome to let me know if there's anything.\n\nChannel 1: Yeah. I think that's pretty much everything.\n\nChannel 0: Yeah. Perfect. Well, I will let you go to enjoy lunch with your wife. Have a lovely night at work. I'll talk to you next week.\n\nAnd if there's any additional questions, let me know. I'll get this email straight out to you. Okay?\n\nChannel 1: Okay. Thank you.\n\nChannel 0: No worries. Enjoy\n\nChannel 1: Alright.\n\nChannel 0: your afternoon. Thank you so much for your time.\n\nChannel 1: Bye.\n\nChannel 0: Thanks. See you later. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.56,"end":1.06,"sentiment":"neutral","sentiment_score":0.032770175486803055}],"sentiment":"neutral","sentiment_score":0.032770175486803055,"channel":1,"num_words":1,"start":0.56,"end":1.06},{"sentences":[{"text":"Hi, Robert.","start":1.8399999,"end":2.48,"sentiment":"neutral","sentiment_score":0.12411267310380936},{"text":"It's Dana from OZ Financial.","start":2.48,"end":3.9399998,"sentiment":"neutral","sentiment_score":0.16648527085781098},{"text":"How are you this afternoon?","start":4.16,"end":5.2999997,"sentiment":"neutral","sentiment_score":0.19210416674613953}],"sentiment":"neutral","sentiment_score":0.17009771118561426,"channel":0,"num_words":12,"start":1.8399999,"end":5.2999997},{"sentences":[{"text":"Not too","start":5.7599998,"end":6.5,"sentiment":"neutral","sentiment_score":-0.19880451261997223}],"sentiment":"neutral","sentiment_score":-0.19880451261997223,"channel":1,"num_words":2,"start":5.7599998,"end":6.5},{"sentences":[{"text":"That's good.","start":7.3599997,"end":8.0,"sentiment":"neutral","sentiment_score":-0.06194838508963585},{"text":"I had you booked in to go through your annual review today.","start":8.0,"end":10.32,"sentiment":"neutral","sentiment_score":0.1912108138203621},{"text":"Is now still a good time for you?","start":10.32,"end":12.259999,"sentiment":"neutral","sentiment_score":0.2226223610341549}],"sentiment":"neutral","sentiment_score":0.17961872199719603,"channel":0,"num_words":22,"start":7.3599997,"end":12.259999},{"sentences":[{"text":"bad.","start":11.92,"end":12.42,"sentiment":"neutral","sentiment_score":0.014305435121059418},{"text":"Yeah.","start":12.559999,"end":13.059999,"sentiment":"neutral","sentiment_score":0.27243679761886597}],"sentiment":"neutral","sentiment_score":0.1433711163699627,"channel":1,"num_words":2,"start":11.92,"end":13.059999},{"sentences":[{"text":"Fantastic.","start":14.1050005,"end":14.6050005,"sentiment":"positive","sentiment_score":0.544037938117981},{"text":"How's your morning been thus far?","start":14.745,"end":16.845001,"sentiment":"neutral","sentiment_score":0.3306208699941635}],"sentiment":"positive","sentiment_score":0.3611090225832803,"channel":0,"num_words":7,"start":14.1050005,"end":16.845001},{"sentences":[{"text":"Trying to sleep.","start":17.645,"end":18.525,"sentiment":"neutral","sentiment_score":0.13124812146027884},{"text":"Yeah.","start":18.525,"end":19.025,"sentiment":"neutral","sentiment_score":0.10982173681259157}],"sentiment":"neutral","sentiment_score":0.125891525298357,"channel":1,"num_words":4,"start":17.645,"end":19.025},{"sentences":[{"text":"Yeah.","start":19.545,"end":20.045,"sentiment":"neutral","sentiment_score":0.12939020991325378},{"text":"You work night shift.","start":20.505001,"end":21.625,"sentiment":"neutral","sentiment_score":0.12091504968702793},{"text":"Is that right?","start":21.625,"end":22.445,"sentiment":"neutral","sentiment_score":0.13660875459512076},{"text":"Yeah.","start":23.705,"end":24.205,"sentiment":"neutral","sentiment_score":0.08863642811775208},{"text":"I'm so sorry.","start":24.265,"end":24.904999,"sentiment":"neutral","sentiment_score":0.021219709267218907}],"sentiment":"neutral","sentiment_score":0.09793101903051138,"channel":0,"num_words":12,"start":19.545,"end":24.904999},{"sentences":[{"text":"Hope you got a bit of rest this morning.","start":24.904999,"end":27.005001,"sentiment":"neutral","sentiment_score":0.2508436217904091}],"sentiment":"neutral","sentiment_score":0.2508436217904091,"channel":0,"num_words":9,"start":24.904999,"end":27.005001},{"sentences":[{"text":"Yeah.","start":27.165,"end":27.565,"sentiment":"neutral","sentiment_score":0.08332046866416931},{"text":"A little bit.","start":27.565,"end":28.385,"sentiment":"neutral","sentiment_score":0.04099169373512268}],"sentiment":"neutral","sentiment_score":0.05157388746738434,"channel":1,"num_words":4,"start":27.165,"end":28.385},{"sentences":[{"text":"Little bit.","start":28.87,"end":29.43,"sentiment":"neutral","sentiment_score":0.01244460977613926},{"text":"Yeah.","start":29.43,"end":29.93,"sentiment":"neutral","sentiment_score":0.01446475274860859},{"text":"Not easy.","start":30.23,"end":30.79,"sentiment":"neutral","sentiment_score":-0.13463009893894196},{"text":"Do you have a bit of a system for being able to get as much rest as possible throughout the day?","start":30.79,"end":35.29,"sentiment":"neutral","sentiment_score":0.07413263069022269}],"sentiment":"neutral","sentiment_score":0.05103380841991076,"channel":0,"num_words":26,"start":28.87,"end":35.29},{"sentences":[{"text":"I draw and lie down to go to sleep.","start":36.48,"end":38.34,"sentiment":"neutral","sentiment_score":-0.00687732237080733}],"sentiment":"neutral","sentiment_score":-0.00687732237080733,"channel":1,"num_words":9,"start":36.48,"end":38.34},{"sentences":[{"text":"Oh, that's it.","start":38.63,"end":39.43,"sentiment":"neutral","sentiment_score":0.023415911321838696},{"text":"Yeah.","start":39.43,"end":39.93,"sentiment":"neutral","sentiment_score":0.11629141122102736},{"text":"That's okay.","start":40.15,"end":40.97,"sentiment":"neutral","sentiment_score":0.23924585431814194},{"text":"All good.","start":41.635002,"end":42.355,"sentiment":"positive","sentiment_score":0.3849671334028244},{"text":"Well, look, I was trying","start":42.355,"end":43.075,"sentiment":"neutral","sentiment_score":0.06268220990896226}],"sentiment":"neutral","sentiment_score":0.1344904746287144,"channel":0,"num_words":13,"start":38.63,"end":43.075},{"sentences":[{"text":"Yep.","start":43.065,"end":43.565,"sentiment":"neutral","sentiment_score":0.037149202078580856}],"sentiment":"neutral","sentiment_score":0.037149202078580856,"channel":1,"num_words":1,"start":43.065,"end":43.565},{"sentences":[{"text":"not to take up too much of your time.","start":43.075,"end":44.435,"sentiment":"neutral","sentiment_score":-0.08649069112208155},{"text":"As I mentioned, I had you booked in to go through your annual review there.","start":44.435,"end":47.475,"sentiment":"neutral","sentiment_score":0.10974390010039012},{"text":"Before we jump into the call, I just have to let you know we","start":47.475,"end":49.955,"sentiment":"neutral","sentiment_score":0.1058337427675724}],"sentiment":"neutral","sentiment_score":0.06182670210929293,"channel":0,"num_words":38,"start":43.075,"end":49.955},{"sentences":[{"text":"Yep.","start":49.8675,"end":50.3675,"sentiment":"neutral","sentiment_score":0.1390480250120163}],"sentiment":"neutral","sentiment_score":0.1390480250120163,"channel":1,"num_words":1,"start":49.8675,"end":50.3675},{"sentences":[{"text":"do record our calls for quality and training purposes.","start":49.955,"end":52.375,"sentiment":"neutral","sentiment_score":0.11457078572776583},{"text":"Are you happy to proceed with that?","start":52.995,"end":55.095,"sentiment":"neutral","sentiment_score":0.1993771152836936},{"text":"Fantastic.","start":56.449997,"end":56.949997,"sentiment":"positive","sentiment_score":0.5129398107528687},{"text":"And just to do a quick security check there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file.","start":58.21,"end":64.71,"sentiment":"neutral","sentiment_score":0.26643988625569776}],"sentiment":"neutral","sentiment_score":0.23464465871453286,"channel":0,"num_words":50,"start":49.955,"end":64.71},{"sentences":[{"text":"Robert Robert Marvell Rollerson, 08/1966.","start":65.31,"end":69.09,"sentiment":"neutral","sentiment_score":0.03305152133107185},{"text":"I didn't run my court more, I feel.","start":69.31,"end":71.409996,"sentiment":"neutral","sentiment_score":-0.0004021838976768777}],"sentiment":"neutral","sentiment_score":0.01246462580568802,"channel":1,"num_words":13,"start":65.31,"end":71.409996},{"sentences":[{"text":"Fantastic.","start":72.064995,"end":72.564995,"sentiment":"positive","sentiment_score":0.3721051514148712},{"text":"What's the weather like up there in more, I feel, at the moment?","start":72.865,"end":75.445,"sentiment":"neutral","sentiment_score":0.10238191542717126}],"sentiment":"neutral","sentiment_score":0.12164786085486412,"channel":0,"num_words":14,"start":72.064995,"end":75.445},{"sentences":[{"text":"That's just something today.","start":75.435,"end":76.735,"sentiment":"neutral","sentiment_score":0.045289674773812294}],"sentiment":"neutral","sentiment_score":0.045289674773812294,"channel":1,"num_words":4,"start":75.435,"end":76.735},{"sentences":[{"text":"Oh, that's","start":77.505,"end":78.225,"sentiment":"neutral","sentiment_score":0.08684538677334785}],"sentiment":"neutral","sentiment_score":0.08684538677334785,"channel":0,"num_words":2,"start":77.505,"end":78.225},{"sentences":[{"text":"A","start":78.075,"end":78.235,"sentiment":"neutral","sentiment_score":0.14251218736171722}],"sentiment":"neutral","sentiment_score":0.14251218736171722,"channel":1,"num_words":1,"start":78.075,"end":78.235},{"sentences":[{"text":"good.","start":78.225,"end":78.725,"sentiment":"neutral","sentiment_score":0.1888676881790161}],"sentiment":"neutral","sentiment_score":0.1888676881790161,"channel":0,"num_words":1,"start":78.225,"end":78.725},{"sentences":[{"text":"bit of a breeze blowing.","start":78.235,"end":79.274994,"sentiment":"neutral","sentiment_score":0.11444204598665238},{"text":"I haven't been outside to see how cold it is, but yeah.","start":79.274994,"end":82.585,"sentiment":"neutral","sentiment_score":0.037391689606010914}],"sentiment":"neutral","sentiment_score":0.06005355912972899,"channel":1,"num_words":17,"start":78.235,"end":82.585},{"sentences":[{"text":"Yep.","start":82.340004,"end":82.840004,"sentiment":"neutral","sentiment_score":0.08208032697439194},{"text":"Oh, that's good.","start":83.22,"end":84.18,"sentiment":"neutral","sentiment_score":0.21213186780611673},{"text":"You would have had quite a bit of rain as we have here on the Gold Coast over the last few weeks.","start":84.18,"end":88.28,"sentiment":"neutral","sentiment_score":0.05119355734099041}],"sentiment":"neutral","sentiment_score":0.07095131507286659,"channel":0,"num_words":26,"start":82.340004,"end":88.28},{"sentences":[{"text":"Yes.","start":88.72,"end":89.22,"sentiment":"neutral","sentiment_score":0.06550994515419006},{"text":"Yeah.","start":89.28,"end":89.6,"sentiment":"neutral","sentiment_score":0.07142616808414459},{"text":"A little bit.","start":89.6,"end":90.5,"sentiment":"neutral","sentiment_score":0.06995848566293716}],"sentiment":"neutral","sentiment_score":0.06936231404542922,"channel":1,"num_words":5,"start":88.72,"end":90.5},{"sentences":[{"text":"All good.","start":92.535,"end":93.435,"sentiment":"neutral","sentiment_score":0.23429587483406067},{"text":"Now having a look at your annual review, we normally just send through some annual review documents to your email for you to sort of open up and have a bit of a look at.","start":93.975,"end":100.615,"sentiment":"neutral","sentiment_score":0.04946920190538679},{"text":"Are you able to access your emails at the moment?","start":100.615,"end":102.775,"sentiment":"neutral","sentiment_score":-0.002860771119594574},{"text":"If you're not, that is awfully okay.","start":102.775,"end":104.555,"sentiment":"neutral","sentiment_score":-0.32998768985271454}],"sentiment":"neutral","sentiment_score":-0.0025649578483016404,"channel":0,"num_words":54,"start":92.535,"end":104.555},{"sentences":[{"text":"Not right now, but yeah.","start":105.335,"end":107.035,"sentiment":"neutral","sentiment_score":-0.16446066200733184}],"sentiment":"neutral","sentiment_score":-0.16446066200733184,"channel":1,"num_words":5,"start":105.335,"end":107.035},{"sentences":[{"text":"No.","start":107.21001,"end":107.450005,"sentiment":"neutral","sentiment_score":-0.11691214144229888},{"text":"That's okay.","start":107.450005,"end":108.25,"sentiment":"neutral","sentiment_score":-0.03362645208835602},{"text":"I'll shoot them through after the call if you like for you to have a bit of a look","start":108.25,"end":111.21001,"sentiment":"neutral","sentiment_score":0.16423730160060682}],"sentiment":"neutral","sentiment_score":0.13347016749056903,"channel":0,"num_words":22,"start":107.21001,"end":111.21001},{"sentences":[{"text":"Yep.","start":111.09,"end":111.59,"sentiment":"neutral","sentiment_score":0.13735948503017426}],"sentiment":"neutral","sentiment_score":0.13735948503017426,"channel":1,"num_words":1,"start":111.09,"end":111.59},{"sentences":[{"text":"at.","start":111.21001,"end":111.71001,"sentiment":"neutral","sentiment_score":0.14093580842018127},{"text":"Essentially, as part of those documents there, we do have your ongoing service agreement.","start":111.93,"end":116.270004,"sentiment":"neutral","sentiment_score":0.23198193737438746},{"text":"Just letting you know, you know, if you're happy to stay on board, have us look after your super, provide advice, and keep you on track towards your retirement there.","start":117.065,"end":124.025,"sentiment":"positive","sentiment_score":0.5075841705004375},{"text":"We just get you to sign and return that back there for us.","start":124.025,"end":126.765,"sentiment":"neutral","sentiment_score":0.33326523579083955},{"text":"And","start":126.985,"end":127.145004,"sentiment":"neutral","sentiment_score":0.23523961007595065}],"sentiment":"positive","sentiment_score":0.39294738511917954,"channel":0,"num_words":59,"start":111.21001,"end":127.145004},{"sentences":[{"text":"Yep.","start":127.075,"end":127.575,"sentiment":"neutral","sentiment_score":0.20829403400421145}],"sentiment":"neutral","sentiment_score":0.20829403400421145,"channel":1,"num_words":1,"start":127.075,"end":127.575},{"sentences":[{"text":"then we also have attached there the Vanguard index chart, which gives you a bit of an idea of how markets react over the course of time, your summary giving you an updated balance of your super funds there, and also our financial services guide, which we provide every year to you as well.","start":127.145004,"end":143.0,"sentiment":"neutral","sentiment_score":0.22881755067242515},{"text":"Okay?","start":143.0,"end":143.5,"sentiment":"neutral","sentiment_score":0.1194395050406456}],"sentiment":"neutral","sentiment_score":0.22682885893366553,"channel":0,"num_words":55,"start":127.145004,"end":143.5},{"sentences":[{"text":"Yeah.","start":143.48999,"end":143.98999,"sentiment":"neutral","sentiment_score":0.14563485980033877}],"sentiment":"neutral","sentiment_score":0.14563485980033877,"channel":1,"num_words":1,"start":143.48999,"end":143.98999},{"sentences":[{"text":"Now I'm sure you're looking to get a bit of an update on your super balance and how that has been moving along.","start":144.74501,"end":149.46501,"sentiment":"neutral","sentiment_score":0.25889914191287494},{"text":"But is there anything else that you wanted me to sort of touch on as part of your review?","start":149.46501,"end":153.225,"sentiment":"neutral","sentiment_score":0.11332007497549057},{"text":"Any other questions you might have at the moment that you wanted me to sort of focus on?","start":153.225,"end":157.005,"sentiment":"neutral","sentiment_score":0.04884407317472829}],"sentiment":"neutral","sentiment_score":0.1497825834279259,"channel":0,"num_words":60,"start":144.74501,"end":157.005},{"sentences":[{"text":"No.","start":157.405,"end":157.645,"sentiment":"neutral","sentiment_score":-0.20085804164409635},{"text":"Not at the moment.","start":157.645,"end":158.545,"sentiment":"neutral","sentiment_score":-0.1721282284706831}],"sentiment":"neutral","sentiment_score":-0.17787419110536576,"channel":1,"num_words":5,"start":157.405,"end":158.545},{"sentences":[{"text":"No.","start":159.1,"end":159.42,"sentiment":"neutral","sentiment_score":-0.2724246084690094},{"text":"That's okay.","start":159.42,"end":160.24,"sentiment":"neutral","sentiment_score":-0.09625605121254921},{"text":"Well, to give you an update on your super balance, when I sort of have a look back at your last annual review that we completed with you, your balance as of the 01/10/2025 in Hub twenty four, you had 77,000.","start":160.7,"end":172.8,"sentiment":"neutral","sentiment_score":0.1179255914033913},{"text":"So 186 and 99¢ and a bit over 23,000 sitting in your Australian Super account there.","start":173.255,"end":180.155,"sentiment":"neutral","sentiment_score":0.09413710857431094}],"sentiment":"neutral","sentiment_score":0.09800117229253559,"channel":0,"num_words":60,"start":159.1,"end":180.155},{"sentences":[{"text":"Yep.","start":180.37,"end":180.87,"sentiment":"neutral","sentiment_score":0.1896347999572754}],"sentiment":"neutral","sentiment_score":0.1896347999572754,"channel":1,"num_words":1,"start":180.37,"end":180.87},{"sentences":[{"text":"As of yesterday's your balance within Hub twenty four, there's 93,823 and 60","start":180.775,"end":187.89,"sentiment":"neutral","sentiment_score":0.25572576889624965}],"sentiment":"neutral","sentiment_score":0.25572576889624965,"channel":0,"num_words":13,"start":180.775,"end":187.89},{"sentences":[{"text":"Yep.","start":187.825,"end":188.325,"sentiment":"neutral","sentiment_score":0.17973797023296356}],"sentiment":"neutral","sentiment_score":0.17973797023296356,"channel":1,"num_words":1,"start":187.825,"end":188.325},{"sentences":[{"text":"1¢, and we've got a balance in Australian Super of a bit over 26,705.","start":187.89,"end":193.56999,"sentiment":"neutral","sentiment_score":0.31098012511546796},{"text":"So we've","start":193.56999,"end":194.29,"sentiment":"positive","sentiment_score":0.46899187564849854}],"sentiment":"neutral","sentiment_score":0.332048358519872,"channel":0,"num_words":16,"start":187.89,"end":194.29},{"sentences":[{"text":"Yep.","start":194.22499,"end":194.72499,"sentiment":"positive","sentiment_score":0.6261823177337646}],"sentiment":"positive","sentiment_score":0.6261823177337646,"channel":1,"num_words":1,"start":194.22499,"end":194.72499},{"sentences":[{"text":"seen a good increase on both of those balances for you there.","start":194.29,"end":197.73,"sentiment":"positive","sentiment_score":0.622480496764183},{"text":"Okay?","start":197.73,"end":198.23,"sentiment":"neutral","sentiment_score":0.2707652747631073}],"sentiment":"positive","sentiment_score":0.5954254796871772,"channel":0,"num_words":13,"start":194.29,"end":198.23},{"sentences":[{"text":"Yep.","start":199.21,"end":199.71,"sentiment":"neutral","sentiment_score":0.1841648817062378}],"sentiment":"neutral","sentiment_score":0.1841648817062378,"channel":1,"num_words":1,"start":199.21,"end":199.71},{"sentences":[{"text":"To kinda give you an update on how the performance is going, I'm just opening that document up.","start":200.545,"end":205.385,"sentiment":"neutral","sentiment_score":0.14213033662074143},{"text":"I apologize.","start":205.385,"end":206.165,"sentiment":"neutral","sentiment_score":-0.25280115008354187},{"text":"It takes a little bit to sort of open that up.","start":206.545,"end":209.765,"sentiment":"neutral","sentiment_score":-0.2761524820869619},{"text":"It's not opening up.","start":212.23999,"end":213.7,"sentiment":"neutral","sentiment_score":-0.2437002882361412},{"text":"That's okay.","start":213.76,"end":214.66,"sentiment":"neutral","sentiment_score":0.057760937605053186}],"sentiment":"neutral","sentiment_score":-0.04984358977526426,"channel":0,"num_words":37,"start":200.545,"end":214.66},{"sentences":[{"text":"Let me just go direct into your super fund and grab that one for you.","start":214.72,"end":218.42,"sentiment":"neutral","sentiment_score":0.24685296217600505},{"text":"Love technology.","start":218.64,"end":219.45999,"sentiment":"positive","sentiment_score":0.35270947217941284},{"text":"Have","start":220.4,"end":220.8,"sentiment":"neutral","sentiment_score":0.09299293160438538}],"sentiment":"neutral","sentiment_score":0.25006701714462704,"channel":0,"num_words":18,"start":214.72,"end":220.8},{"sentences":[{"text":"Oh, you","start":220.575,"end":220.975,"sentiment":"neutral","sentiment_score":0.0900653637945652}],"sentiment":"neutral","sentiment_score":0.0900653637945652,"channel":1,"num_words":2,"start":220.575,"end":220.975},{"sentences":[{"text":"you","start":220.8,"end":221.04,"sentiment":"neutral","sentiment_score":0.12254474312067032}],"sentiment":"neutral","sentiment_score":0.12254474312067032,"channel":0,"num_words":1,"start":220.8,"end":221.04},{"sentences":[{"text":"do?","start":220.975,"end":221.475,"sentiment":"neutral","sentiment_score":-0.06945255398750305}],"sentiment":"neutral","sentiment_score":-0.06945255398750305,"channel":1,"num_words":1,"start":220.975,"end":221.475},{"sentences":[{"text":"been were you affected by the Telstra ads this morning, or were you lucky enough to not","start":221.04,"end":227.175,"sentiment":"neutral","sentiment_score":-0.06607468513881459}],"sentiment":"neutral","sentiment_score":-0.06607468513881459,"channel":0,"num_words":17,"start":221.04,"end":227.175},{"sentences":[{"text":"I didn't","start":228.87999,"end":229.28,"sentiment":"neutral","sentiment_score":-0.08362330496311188}],"sentiment":"neutral","sentiment_score":-0.08362330496311188,"channel":1,"num_words":2,"start":228.87999,"end":229.28},{"sentences":[{"text":"have","start":229.175,"end":229.335,"sentiment":"neutral","sentiment_score":-0.09616875648498537}],"sentiment":"neutral","sentiment_score":-0.09616875648498537,"channel":0,"num_words":1,"start":229.175,"end":229.335},{"sentences":[{"text":"have","start":229.28,"end":229.43999,"sentiment":"neutral","sentiment_score":-0.10103942453861237}],"sentiment":"neutral","sentiment_score":-0.10103942453861237,"channel":1,"num_words":1,"start":229.28,"end":229.43999},{"sentences":[{"text":"to deal with","start":229.335,"end":229.815,"sentiment":"neutral","sentiment_score":-0.11994103839000066}],"sentiment":"neutral","sentiment_score":-0.11994103839000066,"channel":0,"num_words":3,"start":229.335,"end":229.815},{"sentences":[{"text":"didn't","start":229.68,"end":230.0,"sentiment":"neutral","sentiment_score":-0.05745163559913635}],"sentiment":"neutral","sentiment_score":-0.05745163559913635,"channel":1,"num_words":1,"start":229.68,"end":230.0},{"sentences":[{"text":"that?","start":229.815,"end":230.315,"sentiment":"neutral","sentiment_score":-0.06826724112033844}],"sentiment":"neutral","sentiment_score":-0.06826724112033844,"channel":0,"num_words":1,"start":229.815,"end":230.315},{"sentences":[{"text":"see any details, Ed.","start":230.0,"end":231.37999,"sentiment":"neutral","sentiment_score":-0.01966938702389598},{"text":"Sorry.","start":231.59999,"end":232.09999,"sentiment":"neutral","sentiment_score":-0.09102032333612442}],"sentiment":"neutral","sentiment_score":-0.033939574286341666,"channel":1,"num_words":5,"start":230.0,"end":232.09999},{"sentences":[{"text":"No.","start":231.975,"end":232.475,"sentiment":"neutral","sentiment_score":-0.09417724609375},{"text":"Oh, that's good.","start":233.335,"end":234.55501,"sentiment":"neutral","sentiment_score":0.26242563128471375},{"text":"I was reading an article not long before, and it was a lot of outages with them not being able to provide services.","start":235.335,"end":241.255,"sentiment":"neutral","sentiment_score":-0.1543880605503269},{"text":"And, apparently, 000 calls are also affected.","start":241.255,"end":244.76,"sentiment":"neutral","sentiment_score":-0.1407905210341726},{"text":"So","start":244.90001,"end":245.40001,"sentiment":"neutral","sentiment_score":-0.04435139149427414}],"sentiment":"neutral","sentiment_score":-0.11107745096087455,"channel":0,"num_words":35,"start":231.975,"end":245.40001},{"sentences":[{"text":"Similar to that doctor's.","start":245.835,"end":247.215,"sentiment":"neutral","sentiment_score":-0.09636123105883598},{"text":"I made a judgment.","start":247.595,"end":248.735,"sentiment":"neutral","sentiment_score":-0.0676101939752698},{"text":"What will you bill?","start":248.795,"end":249.775,"sentiment":"neutral","sentiment_score":-0.06987524218857288}],"sentiment":"neutral","sentiment_score":-0.07794888907422622,"channel":1,"num_words":12,"start":245.835,"end":249.775},{"sentences":[{"text":"yeah.","start":249.38,"end":249.88,"sentiment":"neutral","sentiment_score":-0.04698674753308296},{"text":"Yeah.","start":250.82,"end":250.98,"sentiment":"neutral","sentiment_score":-0.06522150337696075},{"text":"They clearly didn't learn a lesson.","start":250.98,"end":252.34,"sentiment":"neutral","sentiment_score":-0.28274015337228775},{"text":"They were Telstra's tend to have a go at that one.","start":252.34,"end":255.16,"sentiment":"neutral","sentiment_score":-0.16591628302227368},{"text":"There we go.","start":261.17502,"end":262.155,"sentiment":"neutral","sentiment_score":-0.06105709324280421}],"sentiment":"neutral","sentiment_score":-0.17349543473259968,"channel":0,"num_words":22,"start":249.38,"end":262.155},{"sentences":[{"text":"Hey.","start":261.94998,"end":262.18997,"sentiment":"neutral","sentiment_score":-0.014301766641438007},{"text":"Hey.","start":262.18997,"end":262.50998,"sentiment":"neutral","sentiment_score":-0.01261135470122099},{"text":"Now that I have allergies.","start":262.50998,"end":265.49,"sentiment":"neutral","sentiment_score":-0.06047735214233398}],"sentiment":"neutral","sentiment_score":-0.04704284029347556,"channel":1,"num_words":7,"start":261.94998,"end":265.49},{"sentences":[{"text":"Now they do.","start":267.015,"end":267.975,"sentiment":"neutral","sentiment_score":-0.06547290831804276},{"text":"And how does this one also affect the public transport and, also some of the traffic lights as well?","start":267.975,"end":273.50998,"sentiment":"neutral","sentiment_score":-0.08390877474295466},{"text":"I didn't realize that there was that kind of on flow effect.","start":273.50998,"end":275.99,"sentiment":"neutral","sentiment_score":-0.14695159221688905},{"text":"So very interesting to see how big of a on flow effect it had, really, didn't it?","start":275.99,"end":280.65,"sentiment":"neutral","sentiment_score":-0.07300572645138292}],"sentiment":"neutral","sentiment_score":-0.09402356669306755,"channel":0,"num_words":51,"start":267.015,"end":280.65},{"sentences":[{"text":"Yep.","start":281.14502,"end":281.64502,"sentiment":"neutral","sentiment_score":0.017560850828886032}],"sentiment":"neutral","sentiment_score":0.017560850828886032,"channel":1,"num_words":1,"start":281.14502,"end":281.64502},{"sentences":[{"text":"Okay.","start":283.445,"end":283.945,"sentiment":"neutral","sentiment_score":0.018524350598454475},{"text":"So just inside your hub twenty four super account there.","start":284.08502,"end":286.80502,"sentiment":"neutral","sentiment_score":0.027716117445379496},{"text":"And I just need to quickly confirm your middle name there for me, Robert.","start":286.80502,"end":290.025,"sentiment":"neutral","sentiment_score":0.028507357596286705}],"sentiment":"neutral","sentiment_score":0.02779154125601053,"channel":0,"num_words":25,"start":283.445,"end":290.025},{"sentences":[{"text":"Oracle.","start":290.11002,"end":290.61002,"sentiment":"neutral","sentiment_score":0.022098178043961525}],"sentiment":"neutral","sentiment_score":0.022098178043961525,"channel":1,"num_words":1,"start":290.11002,"end":290.61002},{"sentences":[{"text":"Beautiful.","start":291.36502,"end":291.86502,"sentiment":"positive","sentiment_score":0.5208605527877808},{"text":"Thank you so much for that.","start":291.92502,"end":293.465,"sentiment":"positive","sentiment_score":0.67784916361173},{"text":"It's just a little spinning wheel there as it is kinda loading your updated performance report.","start":293.605,"end":299.08,"sentiment":"neutral","sentiment_score":0.3247454445809126},{"text":"It can't be a second.","start":300.5,"end":301.63998,"sentiment":"neutral","sentiment_score":-0.0003070622682571418},{"text":"As long as the technology enjoy lacks us.","start":302.58,"end":305.0,"sentiment":"neutral","sentiment_score":-0.1113801384344697}],"sentiment":"neutral","sentiment_score":0.24698072858154774,"channel":0,"num_words":36,"start":291.36502,"end":305.0},{"sentences":[{"text":"Yeah.","start":307.13498,"end":307.63498,"sentiment":"neutral","sentiment_score":-0.03973715007305145},{"text":"We're we're all affected by technology at work.","start":308.01498,"end":311.315,"sentiment":"neutral","sentiment_score":-0.09881443995982409}],"sentiment":"neutral","sentiment_score":-0.09225029663907157,"channel":1,"num_words":9,"start":307.13498,"end":311.315},{"sentences":[{"text":"We are we rely on it a lot.","start":311.23502,"end":313.655,"sentiment":"neutral","sentiment_score":-0.059008918702602386}],"sentiment":"neutral","sentiment_score":-0.059008918702602386,"channel":0,"num_words":8,"start":311.23502,"end":313.655},{"sentences":[{"text":"Well,","start":315.32,"end":315.82,"sentiment":"neutral","sentiment_score":-0.10366399586200714}],"sentiment":"neutral","sentiment_score":-0.10366399586200714,"channel":1,"num_words":1,"start":315.32,"end":315.82},{"sentences":[{"text":"Sometimes we miss that","start":315.395,"end":316.915,"sentiment":"neutral","sentiment_score":-0.25856727734208107}],"sentiment":"neutral","sentiment_score":-0.25856727734208107,"channel":0,"num_words":4,"start":315.395,"end":316.915},{"sentences":[{"text":"my","start":316.76,"end":317.08002,"sentiment":"negative","sentiment_score":-0.342590868473053}],"sentiment":"negative","sentiment_score":-0.342590868473053,"channel":1,"num_words":1,"start":316.76,"end":317.08002},{"sentences":[{"text":"good","start":316.915,"end":317.155,"sentiment":"neutral","sentiment_score":-0.1917843222618103}],"sentiment":"neutral","sentiment_score":-0.1917843222618103,"channel":0,"num_words":1,"start":316.915,"end":317.155},{"sentences":[{"text":"job,","start":317.08002,"end":317.4,"sentiment":"neutral","sentiment_score":-0.3169812858104706}],"sentiment":"neutral","sentiment_score":-0.3169812858104706,"channel":1,"num_words":1,"start":317.08002,"end":317.4},{"sentences":[{"text":"old pay.","start":317.155,"end":317.815,"sentiment":"neutral","sentiment_score":-0.3189822882413864}],"sentiment":"neutral","sentiment_score":-0.3189822882413864,"channel":0,"num_words":2,"start":317.155,"end":317.815},{"sentences":[{"text":"boy, I gotta pick up stuff from the wall.","start":317.4,"end":324.94,"sentiment":"neutral","sentiment_score":-0.2339706321557363},{"text":"You there?","start":326.285,"end":331.265,"sentiment":"neutral","sentiment_score":-0.09425032883882523}],"sentiment":"neutral","sentiment_score":-0.20856694064357065,"channel":1,"num_words":11,"start":317.4,"end":331.265},{"sentences":[{"text":"Yeah.","start":331.40997,"end":331.56998,"sentiment":"neutral","sentiment_score":-0.0544787272810936},{"text":"Yeah.","start":331.56998,"end":331.96997,"sentiment":"neutral","sentiment_score":-0.03993257135152817},{"text":"Can you hear me okay?","start":331.96997,"end":332.93,"sentiment":"neutral","sentiment_score":-0.05243618711829186},{"text":"Sorry.","start":332.93,"end":333.16998,"sentiment":"neutral","sentiment_score":-0.1658211350440979},{"text":"I think it might have dropped out a second.","start":333.16998,"end":334.87,"sentiment":"neutral","sentiment_score":-0.1972186548842324}],"sentiment":"neutral","sentiment_score":-0.1351400743074277,"channel":0,"num_words":17,"start":331.40997,"end":334.87},{"sentences":[{"text":"No.","start":335.565,"end":336.065,"sentiment":"neutral","sentiment_score":-0.13048861920833588},{"text":"The carpet.","start":336.125,"end":336.845,"sentiment":"neutral","sentiment_score":-0.10933740437030792},{"text":"Yep.","start":336.845,"end":337.345,"sentiment":"neutral","sentiment_score":-0.018165387213230133}],"sentiment":"neutral","sentiment_score":-0.09183220379054546,"channel":1,"num_words":4,"start":335.565,"end":337.345},{"sentences":[{"text":"Oh, beautiful.","start":338.135,"end":338.955,"sentiment":"neutral","sentiment_score":0.24162638187408447},{"text":"You're heading on out as well.","start":339.175,"end":340.715,"sentiment":"neutral","sentiment_score":0.08472329750657082}],"sentiment":"neutral","sentiment_score":0.12394906859844923,"channel":0,"num_words":8,"start":338.135,"end":340.715},{"sentences":[{"text":"I gotta go to work.","start":341.33002,"end":342.55002,"sentiment":"neutral","sentiment_score":0.015281957387924195}],"sentiment":"neutral","sentiment_score":0.015281957387924195,"channel":1,"num_words":5,"start":341.33002,"end":342.55002},{"sentences":[{"text":"Alright.","start":343.415,"end":343.815,"sentiment":"neutral","sentiment_score":0.05421619862318039},{"text":"You start work about this time of the afternoon.","start":343.815,"end":345.755,"sentiment":"neutral","sentiment_score":0.027851202421718173}],"sentiment":"neutral","sentiment_score":0.030487702041864396,"channel":0,"num_words":10,"start":343.415,"end":345.755},{"sentences":[{"text":"Oh, well, I can't see my wife.","start":346.77002,"end":348.63,"sentiment":"neutral","sentiment_score":-0.13877491120781218},{"text":"This","start":349.49002,"end":349.65,"sentiment":"neutral","sentiment_score":-0.098303884267807}],"sentiment":"neutral","sentiment_score":-0.13371603284031153,"channel":1,"num_words":8,"start":346.77002,"end":349.65},{"sentences":[{"text":"Mhmm.","start":349.51,"end":350.01,"sentiment":"neutral","sentiment_score":-0.04947788268327713}],"sentiment":"neutral","sentiment_score":-0.04947788268327713,"channel":0,"num_words":1,"start":349.51,"end":350.01},{"sentences":[{"text":"is the only time we sort of get to see each other is","start":349.65,"end":352.93,"sentiment":"neutral","sentiment_score":-0.02669894093504319}],"sentiment":"neutral","sentiment_score":-0.02669894093504319,"channel":1,"num_words":13,"start":349.65,"end":352.93},{"sentences":[{"text":"Yeah.","start":352.87003,"end":353.37003,"sentiment":"neutral","sentiment_score":0.018741561099886898}],"sentiment":"neutral","sentiment_score":0.018741561099886898,"channel":0,"num_words":1,"start":352.87003,"end":353.37003},{"sentences":[{"text":"when I'm on my way to work, so we go and have lunch together.","start":352.93,"end":355.75,"sentiment":"neutral","sentiment_score":0.047684608426477225}],"sentiment":"neutral","sentiment_score":0.047684608426477225,"channel":1,"num_words":14,"start":352.93,"end":355.75},{"sentences":[{"text":"Yeah.","start":356.39,"end":356.89,"sentiment":"neutral","sentiment_score":0.04721146821975708}],"sentiment":"neutral","sentiment_score":0.04721146821975708,"channel":0,"num_words":1,"start":356.39,"end":356.89},{"sentences":[{"text":"And then then we I and head off to work after lunch and yeah.","start":357.675,"end":368.81497,"sentiment":"neutral","sentiment_score":0.039930276439658234}],"sentiment":"neutral","sentiment_score":0.039930276439658234,"channel":1,"num_words":14,"start":357.675,"end":368.81497},{"sentences":[{"text":"Yeah.","start":369.845,"end":370.32498,"sentiment":"neutral","sentiment_score":0.0389176681637764},{"text":"Wow.","start":370.32498,"end":370.82498,"sentiment":"neutral","sentiment_score":-0.027180159464478493},{"text":"Oh, that's","start":374.02002,"end":374.42,"sentiment":"positive","sentiment_score":0.6420469284057617}],"sentiment":"neutral","sentiment_score":0.32395784137770534,"channel":0,"num_words":4,"start":369.845,"end":374.42},{"sentences":[{"text":"Basically","start":374.4,"end":374.9,"sentiment":"positive","sentiment_score":0.769636332988739}],"sentiment":"positive","sentiment_score":0.769636332988739,"channel":1,"num_words":1,"start":374.4,"end":374.9},{"sentences":[{"text":"nice that you get to have lunch together and make that time because you with you working nights and her working days, that would be very difficult.","start":374.42,"end":380.44,"sentiment":"positive","sentiment_score":0.5730818929495635}],"sentiment":"positive","sentiment_score":0.5730818929495635,"channel":0,"num_words":27,"start":374.42,"end":380.44},{"sentences":[{"text":"Yay.","start":381.36,"end":381.86,"sentiment":"positive","sentiment_score":0.6375064253807068}],"sentiment":"positive","sentiment_score":0.6375064253807068,"channel":1,"num_words":1,"start":381.36,"end":381.86},{"sentences":[{"text":"Alright.","start":384.035,"end":384.51498,"sentiment":"neutral","sentiment_score":0.31554290652275085}],"sentiment":"neutral","sentiment_score":0.31554290652275085,"channel":0,"num_words":1,"start":384.035,"end":384.51498},{"sentences":[{"text":"Yes,","start":384.385,"end":384.70502,"sentiment":"positive","sentiment_score":0.3437073826789856}],"sentiment":"positive","sentiment_score":0.3437073826789856,"channel":1,"num_words":1,"start":384.385,"end":384.70502},{"sentences":[{"text":"All","start":384.51498,"end":384.755,"sentiment":"positive","sentiment_score":0.38940346240997314}],"sentiment":"positive","sentiment_score":0.38940346240997314,"channel":0,"num_words":1,"start":384.51498,"end":384.755},{"sentences":[{"text":"ma'am.","start":384.70502,"end":385.20502,"sentiment":"positive","sentiment_score":0.4370955228805542}],"sentiment":"positive","sentiment_score":0.4370955228805542,"channel":1,"num_words":1,"start":384.70502,"end":385.20502},{"sentences":[{"text":"good.","start":384.755,"end":385.255,"sentiment":"positive","sentiment_score":0.5500285029411316},{"text":"All good.","start":387.555,"end":387.955,"sentiment":"positive","sentiment_score":0.4842345267534256},{"text":"Look.","start":387.955,"end":388.275,"sentiment":"neutral","sentiment_score":0.1163538619875908},{"text":"Your performance report is taking a bit longer to open up.","start":388.275,"end":390.595,"sentiment":"neutral","sentiment_score":-0.20720398764718662},{"text":"So what we'll do","start":390.595,"end":391.155,"sentiment":"neutral","sentiment_score":-0.04477926064282656}],"sentiment":"neutral","sentiment_score":-0.043342604644988715,"channel":0,"num_words":19,"start":384.755,"end":391.155},{"sentences":[{"text":"Oh,","start":391.105,"end":391.345,"sentiment":"neutral","sentiment_score":-0.04244307801127434}],"sentiment":"neutral","sentiment_score":-0.04244307801127434,"channel":1,"num_words":1,"start":391.105,"end":391.345},{"sentences":[{"text":"is we'll","start":391.155,"end":391.555,"sentiment":"neutral","sentiment_score":-0.04356679879128933}],"sentiment":"neutral","sentiment_score":-0.04356679879128933,"channel":0,"num_words":2,"start":391.155,"end":391.555},{"sentences":[{"text":"bloody.","start":391.345,"end":391.745,"sentiment":"neutral","sentiment_score":-0.05804446339607239}],"sentiment":"neutral","sentiment_score":-0.05804446339607239,"channel":1,"num_words":1,"start":391.345,"end":391.745},{"sentences":[{"text":"just sort","start":391.555,"end":391.955,"sentiment":"neutral","sentiment_score":-0.049471618607640266}],"sentiment":"neutral","sentiment_score":-0.049471618607640266,"channel":0,"num_words":2,"start":391.555,"end":391.955},{"sentences":[{"text":"Just","start":391.745,"end":392.245,"sentiment":"neutral","sentiment_score":-0.047083716839551926}],"sentiment":"neutral","sentiment_score":-0.047083716839551926,"channel":1,"num_words":1,"start":391.745,"end":392.245},{"sentences":[{"text":"of go through the rest of the details here just to sort of see what other changes there might be.","start":391.955,"end":397.57498,"sentiment":"neutral","sentiment_score":-0.04638848751783371},{"text":"Having a look","start":399.26,"end":399.98,"sentiment":"neutral","sentiment_score":-0.015280357872446379}],"sentiment":"neutral","sentiment_score":-0.04233090539017449,"channel":0,"num_words":23,"start":391.955,"end":399.98},{"sentences":[{"text":"Hang","start":399.80002,"end":400.04,"sentiment":"neutral","sentiment_score":-0.01673724316060543}],"sentiment":"neutral","sentiment_score":-0.01673724316060543,"channel":1,"num_words":1,"start":399.80002,"end":400.04},{"sentences":[{"text":"at","start":399.98,"end":400.22,"sentiment":"neutral","sentiment_score":-0.023175228387117382}],"sentiment":"neutral","sentiment_score":-0.023175228387117382,"channel":0,"num_words":1,"start":399.98,"end":400.22},{"sentences":[{"text":"on.","start":400.04,"end":400.54,"sentiment":"neutral","sentiment_score":-0.013675030320882796}],"sentiment":"neutral","sentiment_score":-0.013675030320882796,"channel":1,"num_words":1,"start":400.04,"end":400.54},{"sentences":[{"text":"your job have","start":400.22,"end":400.94,"sentiment":"neutral","sentiment_score":-0.016433284617960453}],"sentiment":"neutral","sentiment_score":-0.016433284617960453,"channel":0,"num_words":3,"start":400.22,"end":400.94},{"sentences":[{"text":"It's","start":400.92,"end":401.24002,"sentiment":"neutral","sentiment_score":-0.054196834564208984}],"sentiment":"neutral","sentiment_score":-0.054196834564208984,"channel":1,"num_words":1,"start":400.92,"end":401.24002},{"sentences":[{"text":"you","start":401.1,"end":401.26,"sentiment":"neutral","sentiment_score":-0.05500978231430054}],"sentiment":"neutral","sentiment_score":-0.05500978231430054,"channel":0,"num_words":1,"start":401.1,"end":401.26},{"sentences":[{"text":"not","start":401.24002,"end":401.48,"sentiment":"neutral","sentiment_score":-0.059865787625312805}],"sentiment":"neutral","sentiment_score":-0.059865787625312805,"channel":1,"num_words":1,"start":401.24002,"end":401.48},{"sentences":[{"text":"are?","start":401.26,"end":401.5,"sentiment":"neutral","sentiment_score":-0.056459520012140274}],"sentiment":"neutral","sentiment_score":-0.056459520012140274,"channel":0,"num_words":1,"start":401.26,"end":401.5},{"sentences":[{"text":"starting","start":401.48,"end":401.80002,"sentiment":"neutral","sentiment_score":-0.05477694794535637}],"sentiment":"neutral","sentiment_score":-0.05477694794535637,"channel":1,"num_words":1,"start":401.48,"end":401.80002},{"sentences":[{"text":"Sorry.","start":401.5,"end":402.0,"sentiment":"neutral","sentiment_score":-0.0804448127746582}],"sentiment":"neutral","sentiment_score":-0.0804448127746582,"channel":0,"num_words":1,"start":401.5,"end":402.0},{"sentences":[{"text":"at this.","start":401.80002,"end":402.46,"sentiment":"neutral","sentiment_score":-0.057787977159023285},{"text":"Alright.","start":403.80002,"end":404.2,"sentiment":"neutral","sentiment_score":0.00988905318081379},{"text":"You're back.","start":404.2,"end":404.94,"sentiment":"neutral","sentiment_score":0.012131244409829378},{"text":"You there?","start":406.52002,"end":407.18,"sentiment":"neutral","sentiment_score":-0.01195654971525073},{"text":"Hello?","start":408.12,"end":408.62,"sentiment":"neutral","sentiment_score":-0.01267661340534687}],"sentiment":"neutral","sentiment_score":-0.014751765644177794,"channel":1,"num_words":8,"start":401.80002,"end":408.62},{"sentences":[{"text":"Yeah.","start":410.06,"end":410.38,"sentiment":"neutral","sentiment_score":-0.01260637678205967},{"text":"Can you hear me?","start":410.38,"end":411.36002,"sentiment":"neutral","sentiment_score":-0.023164338897913694}],"sentiment":"neutral","sentiment_score":-0.021052746474742888,"channel":0,"num_words":5,"start":410.06,"end":411.36002},{"sentences":[{"text":"Yeah.","start":411.76498,"end":412.26498,"sentiment":"neutral","sentiment_score":-0.01843990385532379}],"sentiment":"neutral","sentiment_score":-0.01843990385532379,"channel":1,"num_words":1,"start":411.76498,"end":412.26498},{"sentences":[{"text":"Yeah.","start":413.215,"end":413.715,"sentiment":"neutral","sentiment_score":-0.03148107975721359}],"sentiment":"neutral","sentiment_score":-0.03148107975721359,"channel":0,"num_words":1,"start":413.215,"end":413.715},{"sentences":[{"text":"No.","start":413.76498,"end":414.085,"sentiment":"neutral","sentiment_score":-0.1346662938594818},{"text":"For some reason, the car dropped out.","start":414.085,"end":416.185,"sentiment":"neutral","sentiment_score":-0.22971873623984201}],"sentiment":"neutral","sentiment_score":-0.21783718094229698,"channel":1,"num_words":8,"start":413.76498,"end":416.185},{"sentences":[{"text":"Oh, no.","start":416.735,"end":417.295,"sentiment":"neutral","sentiment_score":-0.09220952540636063},{"text":"That's okay.","start":417.295,"end":418.095,"sentiment":"neutral","sentiment_score":0.02945022222411353},{"text":"You're right.","start":418.095,"end":418.915,"sentiment":"neutral","sentiment_score":0.10613870620727539},{"text":"Just want to double check any major changes in your circumstances with regard to work.","start":419.455,"end":423.855,"sentiment":"neutral","sentiment_score":-0.04063563471039136},{"text":"So I've got you down here.","start":423.855,"end":424.815,"sentiment":"neutral","sentiment_score":-0.0020900460270543895}],"sentiment":"neutral","sentiment_score":-0.019826518176597783,"channel":0,"num_words":27,"start":416.735,"end":424.815},{"sentences":[{"text":"You are a truck driver still.","start":424.815,"end":426.435,"sentiment":"neutral","sentiment_score":-0.005855457702030738},{"text":"Have you had a bit","start":426.78,"end":427.5,"sentiment":"neutral","sentiment_score":-0.018409816548228264}],"sentiment":"neutral","sentiment_score":-0.011561984450302341,"channel":0,"num_words":11,"start":424.815,"end":427.5},{"sentences":[{"text":"Yep.","start":427.44998,"end":427.94998,"sentiment":"neutral","sentiment_score":-0.016246318817138672}],"sentiment":"neutral","sentiment_score":-0.016246318817138672,"channel":1,"num_words":1,"start":427.44998,"end":427.94998},{"sentences":[{"text":"of a pay increase over the last twelve months?","start":427.5,"end":429.84,"sentiment":"neutral","sentiment_score":-0.02796214549905724}],"sentiment":"neutral","sentiment_score":-0.02796214549905724,"channel":0,"num_words":9,"start":427.5,"end":429.84},{"sentences":[{"text":"A little bit.","start":431.53,"end":432.43,"sentiment":"neutral","sentiment_score":-0.018434254452586174}],"sentiment":"neutral","sentiment_score":-0.018434254452586174,"channel":1,"num_words":3,"start":431.53,"end":432.43},{"sentences":[{"text":"Yeah.","start":433.1,"end":433.6,"sentiment":"neutral","sentiment_score":-0.000882261898368597},{"text":"I had","start":434.38,"end":434.7,"sentiment":"neutral","sentiment_score":-0.005330262240022421}],"sentiment":"neutral","sentiment_score":-0.003847595459471146,"channel":0,"num_words":3,"start":433.1,"end":434.7},{"sentences":[{"text":"Yeah.","start":434.57,"end":435.07,"sentiment":"neutral","sentiment_score":-0.003306419588625431}],"sentiment":"neutral","sentiment_score":-0.003306419588625431,"channel":1,"num_words":1,"start":434.57,"end":435.07},{"sentences":[{"text":"you on about a 115,000.","start":434.7,"end":436.7,"sentiment":"neutral","sentiment_score":-0.0003735241014510393},{"text":"Is it gone up a bit since then?","start":436.7,"end":438.48,"sentiment":"neutral","sentiment_score":-0.00577749393414706}],"sentiment":"neutral","sentiment_score":-0.0036990439984947443,"channel":0,"num_words":13,"start":434.7,"end":438.48},{"sentences":[{"text":"Yeah.","start":439.155,"end":439.655,"sentiment":"neutral","sentiment_score":0.005600545555353165},{"text":"I think I was up around a 100 and probably a 130 or a 140,000.","start":440.11502,"end":444.61502,"sentiment":"neutral","sentiment_score":0.009414563203851383}],"sentiment":"neutral","sentiment_score":0.009176187100820243,"channel":1,"num_words":16,"start":439.155,"end":444.61502},{"sentences":[{"text":"Oh, fantastic.","start":445.195,"end":446.095,"sentiment":"positive","sentiment_score":0.495060995221138},{"text":"That's a great increase.","start":446.235,"end":447.375,"sentiment":"positive","sentiment_score":0.5496855825185776}],"sentiment":"positive","sentiment_score":0.5314773867527643,"channel":0,"num_words":6,"start":445.195,"end":447.375},{"sentences":[{"text":"Yeah.","start":448.595,"end":449.095,"sentiment":"neutral","sentiment_score":0.14605547487735748},{"text":"I changed.","start":449.475,"end":450.295,"sentiment":"neutral","sentiment_score":0.14364831894636154}],"sentiment":"neutral","sentiment_score":0.1444507042566935,"channel":1,"num_words":3,"start":448.595,"end":450.295},{"sentences":[{"text":"Excellent.","start":449.995,"end":450.495,"sentiment":"neutral","sentiment_score":0.30779320001602173}],"sentiment":"neutral","sentiment_score":0.30779320001602173,"channel":0,"num_words":1,"start":449.995,"end":450.495},{"sentences":[{"text":"I sort of still the same company, but changed jobs.","start":450.72998,"end":453.47,"sentiment":"neutral","sentiment_score":0.09729954637587071}],"sentiment":"neutral","sentiment_score":0.09729954637587071,"channel":1,"num_words":10,"start":450.72998,"end":453.47},{"sentences":[{"text":"Okay.","start":454.16,"end":454.56,"sentiment":"neutral","sentiment_score":0.04060134291648865},{"text":"So what is your role now?","start":454.56,"end":456.18,"sentiment":"neutral","sentiment_score":0.012472511579593023}],"sentiment":"neutral","sentiment_score":0.0164909160562924,"channel":0,"num_words":7,"start":454.16,"end":456.18},{"sentences":[{"text":"Still a truck driver,","start":457.68997,"end":458.83,"sentiment":"neutral","sentiment_score":-0.0006582514615729456}],"sentiment":"neutral","sentiment_score":-0.0006582514615729456,"channel":1,"num_words":4,"start":457.68997,"end":458.83},{"sentences":[{"text":"Yep.","start":459.36,"end":459.86,"sentiment":"neutral","sentiment_score":0.010966718196868896}],"sentiment":"neutral","sentiment_score":0.010966718196868896,"channel":0,"num_words":1,"start":459.36,"end":459.86},{"sentences":[{"text":"but instead of I think I was up I used to drive the tug up at Kilcoy.","start":460.09,"end":464.43,"sentiment":"neutral","sentiment_score":-0.003993608221849974},{"text":"I","start":465.315,"end":465.475,"sentiment":"neutral","sentiment_score":-0.003785477951169014}],"sentiment":"neutral","sentiment_score":-0.003982045429034365,"channel":1,"num_words":18,"start":460.09,"end":465.475},{"sentences":[{"text":"Yeah.","start":465.45502,"end":465.95502,"sentiment":"neutral","sentiment_score":-0.0022373339161276817}],"sentiment":"neutral","sentiment_score":-0.0022373339161276817,"channel":0,"num_words":1,"start":465.45502,"end":465.95502},{"sentences":[{"text":"was on a casual.","start":465.475,"end":466.45502,"sentiment":"neutral","sentiment_score":-0.009185912786051631},{"text":"I'd","start":467.075,"end":467.23502,"sentiment":"neutral","sentiment_score":-0.007731245364993811}],"sentiment":"neutral","sentiment_score":-0.008894979301840068,"channel":1,"num_words":5,"start":465.475,"end":467.23502},{"sentences":[{"text":"Yep.","start":467.215,"end":467.715,"sentiment":"neutral","sentiment_score":-0.005018365569412708}],"sentiment":"neutral","sentiment_score":-0.005018365569412708,"channel":0,"num_words":1,"start":467.215,"end":467.715},{"sentences":[{"text":"only do four days on, four days off.","start":467.23502,"end":469.415,"sentiment":"neutral","sentiment_score":-0.022376384818926454}],"sentiment":"neutral","sentiment_score":-0.022376384818926454,"channel":1,"num_words":8,"start":467.23502,"end":469.415},{"sentences":[{"text":"Right.","start":469.855,"end":470.355,"sentiment":"neutral","sentiment_score":-0.008494389243423939}],"sentiment":"neutral","sentiment_score":-0.008494389243423939,"channel":0,"num_words":1,"start":469.855,"end":470.355},{"sentences":[{"text":"Now I work six days a week down the wall, but I'm.","start":469.95502,"end":472.935,"sentiment":"neutral","sentiment_score":-0.033454337157309055}],"sentiment":"neutral","sentiment_score":-0.033454337157309055,"channel":1,"num_words":12,"start":469.95502,"end":472.935},{"sentences":[{"text":"Wow.","start":473.855,"end":474.255,"sentiment":"neutral","sentiment_score":0.01601872406899929},{"text":"That's a lot of days.","start":474.255,"end":475.715,"sentiment":"neutral","sentiment_score":-0.03346598520874977}],"sentiment":"neutral","sentiment_score":-0.02521853366245826,"channel":0,"num_words":6,"start":473.855,"end":475.715},{"sentences":[{"text":"Yeah.","start":476.675,"end":477.175,"sentiment":"neutral","sentiment_score":-0.0050553567707538605},{"text":"Yeah.","start":480.35,"end":480.43,"sentiment":"neutral","sentiment_score":-0.01095789298415184},{"text":"You gotta do that money to pay the bills.","start":480.43,"end":482.69,"sentiment":"neutral","sentiment_score":-0.030308248268233404}],"sentiment":"neutral","sentiment_score":-0.026253407651727848,"channel":1,"num_words":11,"start":476.675,"end":482.69},{"sentences":[{"text":"Absolutely.","start":483.52,"end":484.02,"sentiment":"neutral","sentiment_score":0.06059827655553818},{"text":"Do you just get your one day off?","start":484.4,"end":485.68,"sentiment":"neutral","sentiment_score":0.010328992269933224},{"text":"Are you working for the eight hour shifts or quite longer shifts?","start":485.68,"end":489.06,"sentiment":"neutral","sentiment_score":-0.004735588464730729}],"sentiment":"neutral","sentiment_score":0.004114435863725487,"channel":0,"num_words":21,"start":483.52,"end":489.06},{"sentences":[{"text":"Oh, we've only eight hour shifts.","start":489.55,"end":491.57,"sentiment":"neutral","sentiment_score":-0.021869614409903686}],"sentiment":"neutral","sentiment_score":-0.021869614409903686,"channel":1,"num_words":6,"start":489.55,"end":491.57},{"sentences":[{"text":"They're longer?","start":492.23502,"end":492.975,"sentiment":"neutral","sentiment_score":-0.016743261367082596},{"text":"Yeah.","start":493.035,"end":493.535,"sentiment":"neutral","sentiment_score":0.007503882050514221}],"sentiment":"neutral","sentiment_score":-0.008660880227883657,"channel":0,"num_words":3,"start":492.23502,"end":493.535},{"sentences":[{"text":"Oh, yeah.","start":494.295,"end":494.535,"sentiment":"neutral","sentiment_score":0.01022422593086958},{"text":"I think up to twelve.","start":494.535,"end":495.915,"sentiment":"neutral","sentiment_score":0.010417336039245129}],"sentiment":"neutral","sentiment_score":0.0103621617225664,"channel":1,"num_words":7,"start":494.295,"end":495.915},{"sentences":[{"text":"Wow.","start":496.715,"end":497.215,"sentiment":"neutral","sentiment_score":0.015425085090100763},{"text":"Well","start":497.915,"end":498.315,"sentiment":"neutral","sentiment_score":-0.01673687808215618}],"sentiment":"neutral","sentiment_score":-0.0006558964960277089,"channel":0,"num_words":2,"start":496.715,"end":498.315},{"sentences":[{"text":"I gotta","start":499.895,"end":500.375,"sentiment":"neutral","sentiment_score":-0.023734496906399727}],"sentiment":"neutral","sentiment_score":-0.023734496906399727,"channel":1,"num_words":2,"start":499.895,"end":500.375},{"sentences":[{"text":"oh.","start":500.23502,"end":500.73502,"sentiment":"neutral","sentiment_score":-0.01795198768377304}],"sentiment":"neutral","sentiment_score":-0.01795198768377304,"channel":0,"num_words":1,"start":500.23502,"end":500.73502},{"sentences":[{"text":"start at 04:00.","start":500.375,"end":501.335,"sentiment":"neutral","sentiment_score":-0.019830850263436634},{"text":"I could finish any time up until four, 05:00 in tomorrow morning.","start":501.335,"end":506.475,"sentiment":"neutral","sentiment_score":0.10406105406582355}],"sentiment":"neutral","sentiment_score":0.07928267319997152,"channel":1,"num_words":15,"start":500.375,"end":506.475},{"sentences":[{"text":"Oh, wow.","start":507.05,"end":507.87,"sentiment":"positive","sentiment_score":0.48231141269207},{"text":"Well, I applaud your job.","start":508.49,"end":510.09,"sentiment":"positive","sentiment_score":0.7366252779960633},{"text":"I think that's incredible to be doing what you do and through the night as well.","start":510.09,"end":513.77,"sentiment":"positive","sentiment_score":0.7962647639214993},{"text":"That's amazing, honestly.","start":513.77,"end":514.99,"sentiment":"positive","sentiment_score":0.7589394251505533},{"text":"I've updated your income estimate here as a 140,000 per annum.","start":517.855,"end":521.875,"sentiment":"positive","sentiment_score":0.4612697660923004}],"sentiment":"positive","sentiment_score":0.6686154362317678,"channel":0,"num_words":37,"start":507.05,"end":521.875},{"sentences":[{"text":"So I can see your employer contributions going into your Australian savings, which is fantastic.","start":522.175,"end":526.355,"sentiment":"positive","sentiment_score":0.5939503173033397},{"text":"Are you in any kind of position saving wise to be making any additional contributions to help provide more of a boost to your super?","start":527.45496,"end":534.63995,"sentiment":"neutral","sentiment_score":0.1538370880484581},{"text":"Or","start":534.63995,"end":535.13995,"sentiment":"neutral","sentiment_score":0.005850832909345627}],"sentiment":"neutral","sentiment_score":0.3112447022846559,"channel":0,"num_words":41,"start":522.175,"end":535.13995},{"sentences":[{"text":"Not at the moment.","start":535.945,"end":537.005,"sentiment":"neutral","sentiment_score":-0.06378238368779421}],"sentiment":"neutral","sentiment_score":-0.06378238368779421,"channel":1,"num_words":4,"start":535.945,"end":537.005},{"sentences":[{"text":"no.","start":538.0,"end":538.24,"sentiment":"neutral","sentiment_score":-0.06326457858085632},{"text":"That's okay.","start":538.24,"end":538.87994,"sentiment":"neutral","sentiment_score":-0.005599966621957719},{"text":"Is it something you'd maybe like to look at doing down the track?","start":538.87994,"end":541.69995,"sentiment":"neutral","sentiment_score":-0.0005280260587684237}],"sentiment":"neutral","sentiment_score":-0.005083053161797579,"channel":0,"num_words":16,"start":538.0,"end":541.69995},{"sentences":[{"text":"I'm thinking about it.","start":543.09,"end":544.13,"sentiment":"neutral","sentiment_score":0.00872808019630611},{"text":"Yeah.","start":544.13,"end":544.63,"sentiment":"neutral","sentiment_score":0.028883133083581924}],"sentiment":"neutral","sentiment_score":0.012759090773761273,"channel":1,"num_words":5,"start":543.09,"end":544.63},{"sentences":[{"text":"Yeah.","start":545.135,"end":545.375,"sentiment":"neutral","sentiment_score":0.031755249947309494}],"sentiment":"neutral","sentiment_score":0.031755249947309494,"channel":0,"num_words":1,"start":545.135,"end":545.375},{"sentences":[{"text":"But","start":545.17004,"end":545.65,"sentiment":"neutral","sentiment_score":0.03218894451856613}],"sentiment":"neutral","sentiment_score":0.03218894451856613,"channel":1,"num_words":1,"start":545.17004,"end":545.65},{"sentences":[{"text":"That's okay.","start":545.375,"end":546.095,"sentiment":"neutral","sentiment_score":0.06918508559465408}],"sentiment":"neutral","sentiment_score":0.06918508559465408,"channel":0,"num_words":2,"start":545.375,"end":546.095},{"sentences":[{"text":"I'm just gonna","start":545.65,"end":546.55,"sentiment":"neutral","sentiment_score":0.04401511698961258}],"sentiment":"neutral","sentiment_score":0.04401511698961258,"channel":1,"num_words":3,"start":545.65,"end":546.55},{"sentences":[{"text":"We'll","start":546.095,"end":546.255,"sentiment":"neutral","sentiment_score":0.03403308242559433}],"sentiment":"neutral","sentiment_score":0.03403308242559433,"channel":0,"num_words":1,"start":546.095,"end":546.255},{"sentences":[{"text":"gotta pay for the pay the house off, pay the unit off, pay the van","start":546.69,"end":550.45,"sentiment":"neutral","sentiment_score":0.036029840881625814}],"sentiment":"neutral","sentiment_score":0.036029840881625814,"channel":1,"num_words":15,"start":546.69,"end":550.45},{"sentences":[{"text":"yeah.","start":550.33496,"end":550.83496,"sentiment":"neutral","sentiment_score":0.04528616741299629}],"sentiment":"neutral","sentiment_score":0.04528616741299629,"channel":0,"num_words":1,"start":550.33496,"end":550.83496},{"sentences":[{"text":"off,","start":550.45,"end":550.95,"sentiment":"neutral","sentiment_score":0.0221516452729702}],"sentiment":"neutral","sentiment_score":0.0221516452729702,"channel":1,"num_words":1,"start":550.45,"end":550.95},{"sentences":[{"text":"Yep.","start":551.375,"end":551.855,"sentiment":"neutral","sentiment_score":0.036268092691898346}],"sentiment":"neutral","sentiment_score":0.036268092691898346,"channel":0,"num_words":1,"start":551.375,"end":551.855},{"sentences":[{"text":"and","start":551.785,"end":551.945,"sentiment":"neutral","sentiment_score":0.023548435419797897}],"sentiment":"neutral","sentiment_score":0.023548435419797897,"channel":1,"num_words":1,"start":551.785,"end":551.945},{"sentences":[{"text":"Yep.","start":551.855,"end":552.33496,"sentiment":"neutral","sentiment_score":0.027729330584406853}],"sentiment":"neutral","sentiment_score":0.027729330584406853,"channel":0,"num_words":1,"start":551.855,"end":552.33496},{"sentences":[{"text":"go on a couple","start":551.945,"end":552.585,"sentiment":"neutral","sentiment_score":0.021016716957092285}],"sentiment":"neutral","sentiment_score":0.021016716957092285,"channel":1,"num_words":4,"start":551.945,"end":552.585},{"sentences":[{"text":"So mortgage","start":552.33496,"end":553.055,"sentiment":"neutral","sentiment_score":0.018559085205197334}],"sentiment":"neutral","sentiment_score":0.018559085205197334,"channel":0,"num_words":2,"start":552.33496,"end":553.055},{"sentences":[{"text":"of holidays.","start":552.585,"end":553.145,"sentiment":"neutral","sentiment_score":0.020639289170503616},{"text":"So","start":553.145,"end":553.645,"sentiment":"neutral","sentiment_score":0.03568311780691147}],"sentiment":"neutral","sentiment_score":0.0256538987159729,"channel":1,"num_words":3,"start":552.585,"end":553.645},{"sentences":[{"text":"No worries.","start":555.52,"end":556.08,"sentiment":"neutral","sentiment_score":0.06010446883738041},{"text":"So mortgage is your main, main sort of priority to start with.","start":556.08,"end":559.83997,"sentiment":"neutral","sentiment_score":0.08446373728414376},{"text":"That's not a problem.","start":559.83997,"end":560.8,"sentiment":"neutral","sentiment_score":0.1386172790080309},{"text":"I can always put that down as something we focus on down the track.","start":560.8,"end":563.94,"sentiment":"neutral","sentiment_score":0.09734572949154037},{"text":"Your mortgage, we","start":564.08,"end":564.96,"sentiment":"neutral","sentiment_score":0.02501969349881013}],"sentiment":"neutral","sentiment_score":0.08931834841413157,"channel":0,"num_words":35,"start":555.52,"end":564.96},{"sentences":[{"text":"yeah.","start":564.905,"end":565.405,"sentiment":"neutral","sentiment_score":0.020834870636463165}],"sentiment":"neutral","sentiment_score":0.020834870636463165,"channel":1,"num_words":1,"start":564.905,"end":565.405},{"sentences":[{"text":"had a you're owing about a 110,000.","start":564.96,"end":567.83997,"sentiment":"neutral","sentiment_score":0.002723033186547192},{"text":"Have you reduced that a bit since we last caught up?","start":567.83997,"end":570.58,"sentiment":"neutral","sentiment_score":-0.023977697742256252}],"sentiment":"neutral","sentiment_score":-0.01359408015883269,"channel":0,"num_words":18,"start":564.96,"end":570.58},{"sentences":[{"text":"No.","start":571.2,"end":571.36,"sentiment":"neutral","sentiment_score":-0.0671689361333847},{"text":"Actually, it's probably going up a little bit.","start":571.36,"end":573.54004,"sentiment":"neutral","sentiment_score":-0.084396718069911}],"sentiment":"neutral","sentiment_score":-0.08248252007696363,"channel":1,"num_words":9,"start":571.2,"end":573.54004},{"sentences":[{"text":"Okay.","start":574.235,"end":574.735,"sentiment":"neutral","sentiment_score":0.011199445463716984},{"text":"That's alright.","start":574.875,"end":575.615,"sentiment":"neutral","sentiment_score":0.021817533299326897}],"sentiment":"neutral","sentiment_score":0.018278170687456925,"channel":0,"num_words":3,"start":574.235,"end":575.615},{"sentences":[{"text":"About a 150, I think it is.","start":576.48004,"end":578.24,"sentiment":"neutral","sentiment_score":0.009526406547852926},{"text":"I'm","start":578.24,"end":578.56,"sentiment":"neutral","sentiment_score":0.0033270257990807295}],"sentiment":"neutral","sentiment_score":0.0087514839542564,"channel":1,"num_words":8,"start":576.48004,"end":578.56},{"sentences":[{"text":"About","start":578.475,"end":578.71497,"sentiment":"neutral","sentiment_score":-0.010208271443843842}],"sentiment":"neutral","sentiment_score":-0.010208271443843842,"channel":0,"num_words":1,"start":578.475,"end":578.71497},{"sentences":[{"text":"not","start":578.56,"end":578.72003,"sentiment":"neutral","sentiment_score":-0.01028144173324108}],"sentiment":"neutral","sentiment_score":-0.01028144173324108,"channel":1,"num_words":1,"start":578.56,"end":578.72003},{"sentences":[{"text":"a","start":578.71497,"end":578.795,"sentiment":"neutral","sentiment_score":-0.006362701766192913}],"sentiment":"neutral","sentiment_score":-0.006362701766192913,"channel":0,"num_words":1,"start":578.71497,"end":578.795},{"sentences":[{"text":"a","start":578.72003,"end":578.88,"sentiment":"neutral","sentiment_score":-0.008652936667203903}],"sentiment":"neutral","sentiment_score":-0.008652936667203903,"channel":1,"num_words":1,"start":578.72003,"end":578.88},{"sentences":[{"text":"150?","start":578.795,"end":579.77496,"sentiment":"neutral","sentiment_score":-0.010828128084540369}],"sentiment":"neutral","sentiment_score":-0.010828128084540369,"channel":0,"num_words":1,"start":578.795,"end":579.77496},{"sentences":[{"text":"hundred percent sure.","start":578.88,"end":579.94,"sentiment":"neutral","sentiment_score":0.012230449666579565}],"sentiment":"neutral","sentiment_score":0.012230449666579565,"channel":1,"num_words":3,"start":578.88,"end":579.94},{"sentences":[{"text":"No.","start":580.315,"end":580.555,"sentiment":"neutral","sentiment_score":-0.02312382683157921},{"text":"That's okay.","start":580.555,"end":581.27496,"sentiment":"neutral","sentiment_score":0.0037690168246626854},{"text":"Just an estimate.","start":581.27496,"end":582.095,"sentiment":"neutral","sentiment_score":0.03435119738181432},{"text":"Absolutely fine.","start":582.15497,"end":583.375,"sentiment":"neutral","sentiment_score":0.16540811210870743},{"text":"I've also","start":583.915,"end":584.39496,"sentiment":"neutral","sentiment_score":0.038918983191251755}],"sentiment":"neutral","sentiment_score":0.04961219895631075,"channel":0,"num_words":10,"start":580.315,"end":584.39496},{"sentences":[{"text":"Because","start":584.175,"end":584.415,"sentiment":"neutral","sentiment_score":0.02028944343328476}],"sentiment":"neutral","sentiment_score":0.02028944343328476,"channel":1,"num_words":1,"start":584.175,"end":584.415},{"sentences":[{"text":"got","start":584.39496,"end":584.635,"sentiment":"neutral","sentiment_score":0.0038311313837766647}],"sentiment":"neutral","sentiment_score":0.0038311313837766647,"channel":0,"num_words":1,"start":584.39496,"end":584.635},{"sentences":[{"text":"we","start":584.415,"end":584.815,"sentiment":"neutral","sentiment_score":0.016360526904463768}],"sentiment":"neutral","sentiment_score":0.016360526904463768,"channel":1,"num_words":1,"start":584.415,"end":584.815},{"sentences":[{"text":"down here","start":584.635,"end":585.035,"sentiment":"neutral","sentiment_score":0.016181076876819134}],"sentiment":"neutral","sentiment_score":0.016181076876819134,"channel":0,"num_words":2,"start":584.635,"end":585.035},{"sentences":[{"text":"consolidated","start":584.815,"end":585.315,"sentiment":"neutral","sentiment_score":0.013178463093936443}],"sentiment":"neutral","sentiment_score":0.013178463093936443,"channel":1,"num_words":1,"start":584.815,"end":585.315},{"sentences":[{"text":"that you","start":585.035,"end":585.695,"sentiment":"neutral","sentiment_score":0.029169579036533833}],"sentiment":"neutral","sentiment_score":0.029169579036533833,"channel":0,"num_words":2,"start":585.035,"end":585.695},{"sentences":[{"text":"a lot of","start":585.695,"end":586.895,"sentiment":"neutral","sentiment_score":0.02544064385195573}],"sentiment":"neutral","sentiment_score":0.02544064385195573,"channel":1,"num_words":3,"start":585.695,"end":586.895},{"sentences":[{"text":"yeah.","start":586.83,"end":587.33,"sentiment":"neutral","sentiment_score":0.01888995990157127}],"sentiment":"neutral","sentiment_score":0.01888995990157127,"channel":0,"num_words":1,"start":586.83,"end":587.33},{"sentences":[{"text":"lines.","start":586.895,"end":587.395,"sentiment":"neutral","sentiment_score":0.023251375183463097}],"sentiment":"neutral","sentiment_score":0.023251375183463097,"channel":1,"num_words":1,"start":586.895,"end":587.395},{"sentences":[{"text":"Yep.","start":587.95,"end":588.35,"sentiment":"neutral","sentiment_score":0.042136333882808685},{"text":"Yep.","start":588.35,"end":588.83,"sentiment":"neutral","sentiment_score":0.05372127890586853},{"text":"That's okay.","start":588.83,"end":589.63,"sentiment":"neutral","sentiment_score":0.10421102494001389},{"text":"That's definitely not a bad idea.","start":589.63,"end":591.63,"sentiment":"neutral","sentiment_score":0.09231132393081982},{"text":"Trying to consolidate altogether, you do pay a lower interest rate on your home","start":591.63,"end":594.91,"sentiment":"neutral","sentiment_score":0.1020558907517365}],"sentiment":"neutral","sentiment_score":0.09528875319908063,"channel":0,"num_words":24,"start":587.95,"end":594.91},{"sentences":[{"text":"Hey.","start":594.89,"end":595.39,"sentiment":"neutral","sentiment_score":0.04079809784889221}],"sentiment":"neutral","sentiment_score":0.04079809784889221,"channel":1,"num_words":1,"start":594.89,"end":595.39},{"sentences":[{"text":"loan than any of the other personal loans out there.","start":594.91,"end":597.41,"sentiment":"neutral","sentiment_score":0.05258126519620419},{"text":"With your car, what kind of car do you drive?","start":600.84503,"end":602.945,"sentiment":"neutral","sentiment_score":0.01373445512726903}],"sentiment":"neutral","sentiment_score":0.03315786016173661,"channel":0,"num_words":20,"start":594.91,"end":602.945},{"sentences":[{"text":"I bought a new Nissan Navara.","start":604.57,"end":609.63,"sentiment":"neutral","sentiment_score":0.04192263043175141}],"sentiment":"neutral","sentiment_score":0.04192263043175141,"channel":1,"num_words":6,"start":604.57,"end":609.63},{"sentences":[{"text":"Yeah.","start":609.325,"end":609.825,"sentiment":"neutral","sentiment_score":0.07588949799537659},{"text":"Oh, fantastic.","start":610.62,"end":611.60004,"sentiment":"neutral","sentiment_score":0.2187858372926712},{"text":"And I what sort of value would you put on that, do you think?","start":612.22003,"end":615.2,"sentiment":"neutral","sentiment_score":0.044043908161776404}],"sentiment":"neutral","sentiment_score":0.06647505216738757,"channel":0,"num_words":17,"start":609.325,"end":615.2},{"sentences":[{"text":"That's 50,000 55","start":616.975,"end":618.89496,"sentiment":"neutral","sentiment_score":0.021233607083559036}],"sentiment":"neutral","sentiment_score":0.021233607083559036,"channel":1,"num_words":3,"start":616.975,"end":618.89496},{"sentences":[{"text":"Oh,","start":618.86005,"end":619.36005,"sentiment":"neutral","sentiment_score":0.04372101277112961}],"sentiment":"neutral","sentiment_score":0.04372101277112961,"channel":0,"num_words":1,"start":618.86005,"end":619.36005},{"sentences":[{"text":"thousand now.","start":618.89496,"end":619.795,"sentiment":"neutral","sentiment_score":0.07977204024791718}],"sentiment":"neutral","sentiment_score":0.07977204024791718,"channel":1,"num_words":2,"start":618.89496,"end":619.795},{"sentences":[{"text":"fantastic.","start":620.22003,"end":620.72003,"sentiment":"neutral","sentiment_score":0.27457791566848755},{"text":"I had down here another vehicle that you owed a few years back, and you had a value for that 12,000 on that vehicle.","start":621.66003,"end":629.145,"sentiment":"neutral","sentiment_score":0.04546805129696926},{"text":"Would that be one that you still own currently or","start":629.145,"end":631.805,"sentiment":"neutral","sentiment_score":-0.00877663162536919}],"sentiment":"neutral","sentiment_score":0.03651556658691594,"channel":0,"num_words":35,"start":620.22003,"end":631.805},{"sentences":[{"text":"No.","start":631.5,"end":632.0,"sentiment":"neutral","sentiment_score":-0.06078575551509857}],"sentiment":"neutral","sentiment_score":-0.06078575551509857,"channel":1,"num_words":1,"start":631.5,"end":632.0},{"sentences":[{"text":"would've","start":632.105,"end":632.605,"sentiment":"neutral","sentiment_score":-0.03638716787099838}],"sentiment":"neutral","sentiment_score":-0.03638716787099838,"channel":0,"num_words":1,"start":632.105,"end":632.605},{"sentences":[{"text":"No.","start":632.46,"end":632.96,"sentiment":"neutral","sentiment_score":-0.1006629392504692}],"sentiment":"neutral","sentiment_score":-0.1006629392504692,"channel":1,"num_words":1,"start":632.46,"end":632.96},{"sentences":[{"text":"got rid of?","start":632.825,"end":633.725,"sentiment":"neutral","sentiment_score":-0.07638342057665189}],"sentiment":"neutral","sentiment_score":-0.07638342057665189,"channel":0,"num_words":3,"start":632.825,"end":633.725},{"sentences":[{"text":"Got","start":634.875,"end":635.03503,"sentiment":"neutral","sentiment_score":-0.010277627035975456}],"sentiment":"neutral","sentiment_score":-0.010277627035975456,"channel":1,"num_words":1,"start":634.875,"end":635.03503},{"sentences":[{"text":"Yep.","start":634.90497,"end":635.40497,"sentiment":"neutral","sentiment_score":-0.015029980801045896}],"sentiment":"neutral","sentiment_score":-0.015029980801045896,"channel":0,"num_words":1,"start":634.90497,"end":635.40497},{"sentences":[{"text":"rid of that one.","start":635.03503,"end":635.995,"sentiment":"neutral","sentiment_score":-0.022749014664441347},{"text":"The wife's got a 2021 Toyota Camry.","start":635.995,"end":643.215,"sentiment":"neutral","sentiment_score":0.03847265349967139}],"sentiment":"neutral","sentiment_score":0.016210228712721306,"channel":1,"num_words":11,"start":635.03503,"end":643.215},{"sentences":[{"text":"Oh, fantastic.","start":644.2,"end":644.86,"sentiment":"positive","sentiment_score":0.5680034160614014},{"text":"What sort of value do","start":645.0,"end":645.88,"sentiment":"neutral","sentiment_score":0.10087556540966033}],"sentiment":"neutral","sentiment_score":0.23434066559587205,"channel":0,"num_words":7,"start":644.2,"end":645.88},{"sentences":[{"text":"It's","start":645.835,"end":646.23505,"sentiment":"neutral","sentiment_score":0.03271777555346489}],"sentiment":"neutral","sentiment_score":0.03271777555346489,"channel":1,"num_words":1,"start":645.835,"end":646.23505},{"sentences":[{"text":"you think you","start":645.88,"end":646.28,"sentiment":"neutral","sentiment_score":0.016308600703875225}],"sentiment":"neutral","sentiment_score":0.016308600703875225,"channel":0,"num_words":3,"start":645.88,"end":646.28},{"sentences":[{"text":"probably","start":646.23505,"end":646.715,"sentiment":"neutral","sentiment_score":0.026983264833688736}],"sentiment":"neutral","sentiment_score":0.026983264833688736,"channel":1,"num_words":1,"start":646.23505,"end":646.715},{"sentences":[{"text":"put on that?","start":646.28,"end":647.18,"sentiment":"neutral","sentiment_score":0.03374357335269451}],"sentiment":"neutral","sentiment_score":0.03374357335269451,"channel":0,"num_words":3,"start":646.28,"end":647.18},{"sentences":[{"text":"about '20 probably about '23, '24.","start":646.715,"end":650.01,"sentiment":"neutral","sentiment_score":0.006142024765722454},{"text":"About","start":650.23,"end":650.63,"sentiment":"neutral","sentiment_score":0.00796891562640667}],"sentiment":"neutral","sentiment_score":0.006403009174391627,"channel":1,"num_words":7,"start":646.715,"end":650.63},{"sentences":[{"text":"Yeah.","start":650.61505,"end":650.85504,"sentiment":"neutral","sentiment_score":0.013795123435556889}],"sentiment":"neutral","sentiment_score":0.013795123435556889,"channel":0,"num_words":1,"start":650.61505,"end":650.85504},{"sentences":[{"text":"'20","start":650.63,"end":650.87,"sentiment":"neutral","sentiment_score":0.01345213782042265}],"sentiment":"neutral","sentiment_score":0.01345213782042265,"channel":1,"num_words":1,"start":650.63,"end":650.87},{"sentences":[{"text":"It's","start":650.85504,"end":651.05505,"sentiment":"neutral","sentiment_score":0.01804913394153118}],"sentiment":"neutral","sentiment_score":0.01804913394153118,"channel":0,"num_words":1,"start":650.85504,"end":651.05505},{"sentences":[{"text":"5","start":650.87,"end":651.11,"sentiment":"neutral","sentiment_score":0.02498425357043743}],"sentiment":"neutral","sentiment_score":0.02498425357043743,"channel":1,"num_words":1,"start":650.87,"end":651.11},{"sentences":[{"text":"been","start":651.05505,"end":651.255,"sentiment":"neutral","sentiment_score":0.0264621302485466}],"sentiment":"neutral","sentiment_score":0.0264621302485466,"channel":0,"num_words":1,"start":651.05505,"end":651.255},{"sentences":[{"text":"thousand, mate.","start":651.11,"end":652.01,"sentiment":"neutral","sentiment_score":0.05605115368962288}],"sentiment":"neutral","sentiment_score":0.05605115368962288,"channel":1,"num_words":2,"start":651.11,"end":652.01},{"sentences":[{"text":"yeah.","start":652.375,"end":652.775,"sentiment":"neutral","sentiment_score":0.11651602387428284},{"text":"Absolutely.","start":652.775,"end":653.275,"sentiment":"positive","sentiment_score":0.416856050491333},{"text":"They're still really popular.","start":653.41504,"end":654.53503,"sentiment":"positive","sentiment_score":0.5246352925896645},{"text":"I know a lot of people who are really into the Camry for the size, the family size vehicle, so that's excellent.","start":654.53503,"end":660.155,"sentiment":"positive","sentiment_score":0.51118664578958}],"sentiment":"positive","sentiment_score":0.4956435518605368,"channel":0,"num_words":28,"start":652.375,"end":660.155},{"sentences":[{"text":"Well, yeah, we had we had the the other one was a 2012 we had.","start":659.985,"end":664.805,"sentiment":"neutral","sentiment_score":0.030397128872573377},{"text":"We sort","start":665.025,"end":665.585,"sentiment":"neutral","sentiment_score":0.009528283961117268}],"sentiment":"neutral","sentiment_score":0.027941970647696185,"channel":1,"num_words":17,"start":659.985,"end":665.585},{"sentences":[{"text":"Yeah.","start":665.27997,"end":665.77997,"sentiment":"neutral","sentiment_score":0.015539595857262611}],"sentiment":"neutral","sentiment_score":0.015539595857262611,"channel":0,"num_words":1,"start":665.27997,"end":665.77997},{"sentences":[{"text":"of and I I sort of took it on, and the wife bought a new one.","start":665.585,"end":671.525,"sentiment":"neutral","sentiment_score":0.021350450813770294}],"sentiment":"neutral","sentiment_score":0.021350450813770294,"channel":1,"num_words":16,"start":665.585,"end":671.525},{"sentences":[{"text":"Yep.","start":671.83997,"end":672.33997,"sentiment":"neutral","sentiment_score":0.08709949254989624}],"sentiment":"neutral","sentiment_score":0.08709949254989624,"channel":0,"num_words":1,"start":671.83997,"end":672.33997},{"sentences":[{"text":"And then we're we're looking to do some traveling, so we bought the full drive, the full car in that we","start":672.865,"end":682.12,"sentiment":"neutral","sentiment_score":0.08778208618362744}],"sentiment":"neutral","sentiment_score":0.08778208618362744,"channel":1,"num_words":21,"start":672.865,"end":682.12},{"sentences":[{"text":"Fantastic.","start":682.015,"end":682.515,"sentiment":"positive","sentiment_score":0.4274858236312866}],"sentiment":"positive","sentiment_score":0.4274858236312866,"channel":0,"num_words":1,"start":682.015,"end":682.515},{"sentences":[{"text":"brought.","start":682.12,"end":682.62,"sentiment":"neutral","sentiment_score":0.21822983026504517}],"sentiment":"neutral","sentiment_score":0.21822983026504517,"channel":1,"num_words":1,"start":682.12,"end":682.62},{"sentences":[{"text":"Yeah.","start":683.135,"end":683.635,"sentiment":"neutral","sentiment_score":0.07216280698776245}],"sentiment":"neutral","sentiment_score":0.07216280698776245,"channel":0,"num_words":1,"start":683.135,"end":683.635},{"sentences":[{"text":"It's valued at about 70,000.","start":684.76,"end":686.86,"sentiment":"neutral","sentiment_score":0.06503464579582215}],"sentiment":"neutral","sentiment_score":0.06503464579582215,"channel":1,"num_words":5,"start":684.76,"end":686.86},{"sentences":[{"text":"Oh, fantastic.","start":687.63,"end":688.53,"sentiment":"neutral","sentiment_score":0.196457177400589},{"text":"And do you was the caravan kind of put into the home loan?","start":689.79004,"end":693.57,"sentiment":"neutral","sentiment_score":0.018188042494540032}],"sentiment":"neutral","sentiment_score":0.041957260482013224,"channel":0,"num_words":15,"start":687.63,"end":693.57},{"sentences":[{"text":"No.","start":694.335,"end":694.835,"sentiment":"neutral","sentiment_score":-0.05542188882827759},{"text":"No.","start":695.05505,"end":695.29504,"sentiment":"neutral","sentiment_score":-0.05230862647294998},{"text":"No.","start":695.29504,"end":695.79504,"sentiment":"neutral","sentiment_score":-0.05550961196422577}],"sentiment":"neutral","sentiment_score":-0.054413375755151115,"channel":1,"num_words":3,"start":694.335,"end":695.79504},{"sentences":[{"text":"No.","start":695.63,"end":696.13,"sentiment":"neutral","sentiment_score":-0.07055777311325073}],"sentiment":"neutral","sentiment_score":-0.07055777311325073,"channel":0,"num_words":1,"start":695.63,"end":696.13},{"sentences":[{"text":"No.","start":696.815,"end":697.05505,"sentiment":"neutral","sentiment_score":-0.06750534474849701},{"text":"That's separate line.","start":697.05505,"end":698.35504,"sentiment":"neutral","sentiment_score":-0.043563918521006904}],"sentiment":"neutral","sentiment_score":-0.04954927507787943,"channel":1,"num_words":4,"start":696.815,"end":698.35504},{"sentences":[{"text":"That's right.","start":698.685,"end":699.245,"sentiment":"neutral","sentiment_score":-0.015827517490833998},{"text":"And you still owe money on the caravan?","start":699.245,"end":700.94495,"sentiment":"neutral","sentiment_score":-0.03185634734109044}],"sentiment":"neutral","sentiment_score":-0.028650581371039152,"channel":0,"num_words":10,"start":698.685,"end":700.94495},{"sentences":[{"text":"Yay.","start":701.85504,"end":702.35504,"sentiment":"neutral","sentiment_score":0.013095445930957794}],"sentiment":"neutral","sentiment_score":0.013095445930957794,"channel":1,"num_words":1,"start":701.85504,"end":702.35504},{"sentences":[{"text":"Yeah.","start":702.925,"end":703.245,"sentiment":"neutral","sentiment_score":-0.009038573130965233},{"text":"How much do you owe on that roughly?","start":703.245,"end":704.70496,"sentiment":"neutral","sentiment_score":-0.01829999778419733}],"sentiment":"neutral","sentiment_score":-0.017270950600504875,"channel":0,"num_words":9,"start":702.925,"end":704.70496},{"sentences":[{"text":"Probably about 60.","start":705.98004,"end":707.12,"sentiment":"neutral","sentiment_score":-0.011435938067734241}],"sentiment":"neutral","sentiment_score":-0.011435938067734241,"channel":1,"num_words":3,"start":705.98004,"end":707.12},{"sentences":[{"text":"60?","start":707.805,"end":708.305,"sentiment":"neutral","sentiment_score":-0.006641729734838009},{"text":"Not a problem.","start":708.365,"end":709.08496,"sentiment":"neutral","sentiment_score":0.004016840209563573},{"text":"And have you have you any tripped in it yet?","start":709.08496,"end":711.26495,"sentiment":"neutral","sentiment_score":-0.048948201909661294}],"sentiment":"neutral","sentiment_score":-0.03457665915734002,"channel":0,"num_words":14,"start":707.805,"end":711.26495},{"sentences":[{"text":"Yeah.","start":712.06,"end":712.38,"sentiment":"neutral","sentiment_score":-0.01867777854204178},{"text":"We went down to Tasmania for a month.","start":712.38,"end":714.64,"sentiment":"neutral","sentiment_score":-0.0015502272290177643},{"text":"I ran to Tasmania.","start":714.78,"end":715.76,"sentiment":"neutral","sentiment_score":0.005068663973361254}],"sentiment":"neutral","sentiment_score":-0.0008311492677491445,"channel":1,"num_words":13,"start":712.06,"end":715.76},{"sentences":[{"text":"Oh, beautiful.","start":715.44,"end":716.1,"sentiment":"neutral","sentiment_score":0.29677562415599823},{"text":"Fantastic.","start":716.8,"end":717.3,"sentiment":"positive","sentiment_score":0.46735066175460815}],"sentiment":"positive","sentiment_score":0.35363397002220154,"channel":0,"num_words":3,"start":715.44,"end":717.3},{"sentences":[{"text":"We're going to book together.","start":718.835,"end":720.455,"sentiment":"positive","sentiment_score":0.3654011070728302},{"text":"I've got all day booked for next year going to Cairns, not","start":720.835,"end":725.23505,"sentiment":"neutral","sentiment_score":0.20785551394025484}],"sentiment":"neutral","sentiment_score":0.25419245309689464,"channel":1,"num_words":17,"start":718.835,"end":725.23505},{"sentences":[{"text":"Oh,","start":725.215,"end":725.695,"sentiment":"neutral","sentiment_score":0.15921492874622345}],"sentiment":"neutral","sentiment_score":0.15921492874622345,"channel":0,"num_words":1,"start":725.215,"end":725.695},{"sentences":[{"text":"the top end.","start":725.23505,"end":726.135,"sentiment":"neutral","sentiment_score":0.2237369865179062}],"sentiment":"neutral","sentiment_score":0.2237369865179062,"channel":1,"num_words":3,"start":725.23505,"end":726.135},{"sentences":[{"text":"fantastic.","start":725.695,"end":726.195,"sentiment":"positive","sentiment_score":0.4006945788860321},{"text":"Yep.","start":726.575,"end":727.075,"sentiment":"neutral","sentiment_score":0.2434518337249756},{"text":"Beautiful.","start":727.135,"end":727.635,"sentiment":"positive","sentiment_score":0.3958376348018646}],"sentiment":"positive","sentiment_score":0.3466613491376241,"channel":0,"num_words":3,"start":725.695,"end":727.635},{"sentences":[{"text":"And then the following year, we'll probably go to Darwin.","start":728.67505,"end":731.09503,"sentiment":"neutral","sentiment_score":0.16599325239658355}],"sentiment":"neutral","sentiment_score":0.16599325239658355,"channel":1,"num_words":10,"start":728.67505,"end":731.09503},{"sentences":[{"text":"Oh, fantastic.","start":732.015,"end":733.315,"sentiment":"positive","sentiment_score":0.3998597264289856},{"text":"You've got it all packed out.","start":733.615,"end":734.815,"sentiment":"positive","sentiment_score":0.4495256096124649},{"text":"And is that kind of your time and goal just to be able to take the van and go whenever you want?","start":734.815,"end":740.05005,"sentiment":"neutral","sentiment_score":0.22514532167803158}],"sentiment":"neutral","sentiment_score":0.2816690062483152,"channel":0,"num_words":30,"start":732.015,"end":740.05005},{"sentences":[{"text":"Yeah.","start":740.77,"end":741.27,"sentiment":"neutral","sentiment_score":0.04794507473707199},{"text":"We we eventually when we when we both retire,","start":741.49,"end":744.79,"sentiment":"neutral","sentiment_score":0.02372302756541305}],"sentiment":"neutral","sentiment_score":0.026145232282578944,"channel":1,"num_words":10,"start":740.77,"end":744.79},{"sentences":[{"text":"Yep.","start":745.71,"end":746.21,"sentiment":"neutral","sentiment_score":0.0037063106428831816}],"sentiment":"neutral","sentiment_score":0.0037063106428831816,"channel":0,"num_words":1,"start":745.71,"end":746.21},{"sentences":[{"text":"his wife can't retire for another, I think, eight years.","start":746.955,"end":750.255,"sentiment":"neutral","sentiment_score":-0.012747344374656678}],"sentiment":"neutral","sentiment_score":-0.012747344374656678,"channel":1,"num_words":10,"start":746.955,"end":750.255},{"sentences":[{"text":"Yep.","start":750.605,"end":751.105,"sentiment":"neutral","sentiment_score":0.06438335031270981}],"sentiment":"neutral","sentiment_score":0.06438335031270981,"channel":0,"num_words":1,"start":750.605,"end":751.105},{"sentences":[{"text":"And we eventually wanna sort of try and do a map of Australia sort of thing.","start":752.635,"end":759.535,"sentiment":"neutral","sentiment_score":0.09195750090293586}],"sentiment":"neutral","sentiment_score":0.09195750090293586,"channel":1,"num_words":16,"start":752.635,"end":759.535},{"sentences":[{"text":"Oh, that's fantastic.","start":759.96497,"end":761.105,"sentiment":"positive","sentiment_score":0.42737797896067303}],"sentiment":"positive","sentiment_score":0.42737797896067303,"channel":0,"num_words":3,"start":759.96497,"end":761.105},{"sentences":[{"text":"Yeah.","start":765.23,"end":765.39,"sentiment":"neutral","sentiment_score":0.17155948281288147},{"text":"So, yeah, we wanna go out and see the West Coast and","start":765.39,"end":769.65,"sentiment":"neutral","sentiment_score":0.15717267555495104}],"sentiment":"neutral","sentiment_score":0.15827935303633028,"channel":1,"num_words":13,"start":765.23,"end":769.65},{"sentences":[{"text":"Mhmm.","start":770.06,"end":770.56,"sentiment":"neutral","sentiment_score":0.02291412279009819}],"sentiment":"neutral","sentiment_score":0.02291412279009819,"channel":0,"num_words":1,"start":770.06,"end":770.56},{"sentences":[{"text":"we wanna see like, we wanted to see Tasmania, so we took months off and went down to Tasmania.","start":770.51,"end":777.015,"sentiment":"neutral","sentiment_score":0.057812182918975226}],"sentiment":"neutral","sentiment_score":0.057812182918975226,"channel":1,"num_words":19,"start":770.51,"end":777.015},{"sentences":[{"text":"Yep.","start":778.075,"end":778.575,"sentiment":"neutral","sentiment_score":0.19346141815185547}],"sentiment":"neutral","sentiment_score":0.19346141815185547,"channel":0,"num_words":1,"start":778.075,"end":778.575},{"sentences":[{"text":"Mostly the second went around the outside of Tasmania.","start":780.115,"end":783.335,"sentiment":"neutral","sentiment_score":0.3134877135356267}],"sentiment":"neutral","sentiment_score":0.3134877135356267,"channel":1,"num_words":9,"start":780.115,"end":783.335},{"sentences":[{"text":"It's beautiful down there,","start":786.73004,"end":789.17004,"sentiment":"positive","sentiment_score":0.7218724489212036}],"sentiment":"positive","sentiment_score":0.7218724489212036,"channel":0,"num_words":4,"start":786.73004,"end":789.17004},{"sentences":[{"text":"Oh, yeah.","start":789.13,"end":789.69,"sentiment":"positive","sentiment_score":0.37160877883434296},{"text":"You","start":789.69,"end":789.93,"sentiment":"neutral","sentiment_score":0.12328773736953735}],"sentiment":"neutral","sentiment_score":0.2888350983460744,"channel":1,"num_words":3,"start":789.13,"end":789.93},{"sentences":[{"text":"isn't","start":789.89,"end":790.39,"sentiment":"neutral","sentiment_score":0.06116651743650437}],"sentiment":"neutral","sentiment_score":0.06116651743650437,"channel":0,"num_words":1,"start":789.89,"end":790.39},{"sentences":[{"text":"wouldn't go there now.","start":789.93,"end":790.91,"sentiment":"neutral","sentiment_score":0.05987271387130022}],"sentiment":"neutral","sentiment_score":0.05987271387130022,"channel":1,"num_words":4,"start":789.93,"end":790.91},{"sentences":[{"text":"it?","start":791.11,"end":791.61,"sentiment":"neutral","sentiment_score":0.04177828133106232},{"text":"No.","start":792.33,"end":792.73004,"sentiment":"neutral","sentiment_score":-0.13705286383628845},{"text":"I did go down there in September last year, and it was still pretty cold.","start":792.73004,"end":798.27,"sentiment":"neutral","sentiment_score":-0.1112418606877327},{"text":"I was expecting it to be warmer than it actually was.","start":798.455,"end":800.935,"sentiment":"neutral","sentiment_score":-0.19245432046326724},{"text":"Not gonna lie.","start":800.935,"end":801.835,"sentiment":"neutral","sentiment_score":-0.050452803572018944}],"sentiment":"neutral","sentiment_score":-0.13007285253655526,"channel":0,"num_words":31,"start":791.11,"end":801.835},{"sentences":[{"text":"Where where did you go there?","start":801.52997,"end":802.83,"sentiment":"neutral","sentiment_score":-0.011401308079560598}],"sentiment":"neutral","sentiment_score":-0.011401308079560598,"channel":1,"num_words":6,"start":801.52997,"end":802.83},{"sentences":[{"text":"We did kind of all of the East side from the bottom near Port Arthur all the way to the top.","start":803.735,"end":809.595,"sentiment":"neutral","sentiment_score":0.06141524247470356}],"sentiment":"neutral","sentiment_score":0.06141524247470356,"channel":0,"num_words":21,"start":803.735,"end":809.595},{"sentences":[{"text":"Yeah.","start":810.785,"end":811.285,"sentiment":"neutral","sentiment_score":0.06317021697759628},{"text":"I'm through Lawrence.","start":811.505,"end":812.46497,"sentiment":"neutral","sentiment_score":0.0625634491443634},{"text":"That's natural thing.","start":812.46497,"end":813.505,"sentiment":"neutral","sentiment_score":0.10275377829869588},{"text":"I was at the west","start":813.505,"end":814.225,"sentiment":"neutral","sentiment_score":0.027637474611401557}],"sentiment":"neutral","sentiment_score":0.05810910603031516,"channel":1,"num_words":12,"start":810.785,"end":814.225},{"sentences":[{"text":"Yeah.","start":814.15,"end":814.63,"sentiment":"neutral","sentiment_score":0.01830725371837616}],"sentiment":"neutral","sentiment_score":0.01830725371837616,"channel":0,"num_words":1,"start":814.15,"end":814.63},{"sentences":[{"text":"side.","start":814.225,"end":814.725,"sentiment":"neutral","sentiment_score":0.021034598350524902}],"sentiment":"neutral","sentiment_score":0.021034598350524902,"channel":1,"num_words":1,"start":814.225,"end":814.725},{"sentences":[{"text":"Yep.","start":814.63,"end":815.13,"sentiment":"neutral","sentiment_score":0.030421551316976547},{"text":"Yep.","start":815.19,"end":815.51,"sentiment":"neutral","sentiment_score":0.01965010166168213},{"text":"No.","start":815.51,"end":815.75,"sentiment":"neutral","sentiment_score":-0.028221432119607925}],"sentiment":"neutral","sentiment_score":0.007283406953016917,"channel":0,"num_words":3,"start":814.63,"end":815.75},{"sentences":[{"text":"No.","start":815.665,"end":815.825,"sentiment":"neutral","sentiment_score":-0.035395778715610504}],"sentiment":"neutral","sentiment_score":-0.035395778715610504,"channel":1,"num_words":1,"start":815.665,"end":815.825},{"sentences":[{"text":"That","start":815.75,"end":815.83,"sentiment":"neutral","sentiment_score":-0.02258981764316559}],"sentiment":"neutral","sentiment_score":-0.02258981764316559,"channel":0,"num_words":1,"start":815.75,"end":815.83},{"sentences":[{"text":"It's","start":815.825,"end":815.90497,"sentiment":"neutral","sentiment_score":-0.018860191106796265}],"sentiment":"neutral","sentiment_score":-0.018860191106796265,"channel":1,"num_words":1,"start":815.825,"end":815.90497},{"sentences":[{"text":"was","start":815.83,"end":816.07,"sentiment":"neutral","sentiment_score":-0.013737447559833528}],"sentiment":"neutral","sentiment_score":-0.013737447559833528,"channel":0,"num_words":1,"start":815.83,"end":816.07},{"sentences":[{"text":"the","start":815.90497,"end":816.14496,"sentiment":"neutral","sentiment_score":-0.006231559440493584}],"sentiment":"neutral","sentiment_score":-0.006231559440493584,"channel":1,"num_words":1,"start":815.90497,"end":816.14496},{"sentences":[{"text":"the","start":816.07,"end":816.23004,"sentiment":"neutral","sentiment_score":-0.0008430406451225281}],"sentiment":"neutral","sentiment_score":-0.0008430406451225281,"channel":0,"num_words":1,"start":816.07,"end":816.23004},{"sentences":[{"text":"East","start":816.14496,"end":816.385,"sentiment":"neutral","sentiment_score":-0.0030000191181898117}],"sentiment":"neutral","sentiment_score":-0.0030000191181898117,"channel":1,"num_words":1,"start":816.14496,"end":816.385},{"sentences":[{"text":"east","start":816.23004,"end":816.39,"sentiment":"neutral","sentiment_score":-0.0033360617235302925}],"sentiment":"neutral","sentiment_score":-0.0033360617235302925,"channel":0,"num_words":1,"start":816.23004,"end":816.39},{"sentences":[{"text":"Side.","start":816.385,"end":816.885,"sentiment":"neutral","sentiment_score":0.00043261144310235977}],"sentiment":"neutral","sentiment_score":0.00043261144310235977,"channel":1,"num_words":1,"start":816.385,"end":816.885},{"sentences":[{"text":"side.","start":816.39,"end":816.55,"sentiment":"neutral","sentiment_score":0.0021239733323454857},{"text":"Yeah.","start":816.55,"end":817.05,"sentiment":"neutral","sentiment_score":0.018946990370750427},{"text":"Yeah.","start":817.35004,"end":817.85004,"sentiment":"neutral","sentiment_score":0.02186766266822815}],"sentiment":"neutral","sentiment_score":0.01431287545710802,"channel":0,"num_words":3,"start":816.39,"end":817.85004},{"sentences":[{"text":"Yeah.","start":818.13,"end":818.37,"sentiment":"neutral","sentiment_score":0.0239988062530756},{"text":"We went we went down through we got off the boat at Davenport.","start":818.37,"end":826.07,"sentiment":"neutral","sentiment_score":0.031989163074355856}],"sentiment":"neutral","sentiment_score":0.03141842330140727,"channel":1,"num_words":14,"start":818.13,"end":826.07},{"sentences":[{"text":"Yep.","start":827.125,"end":827.625,"sentiment":"neutral","sentiment_score":0.05348629876971245}],"sentiment":"neutral","sentiment_score":0.05348629876971245,"channel":0,"num_words":1,"start":827.125,"end":827.625},{"sentences":[{"text":"Went down across the top Stanley and all that.","start":828.29,"end":831.58997,"sentiment":"neutral","sentiment_score":0.05155026912689209}],"sentiment":"neutral","sentiment_score":0.05155026912689209,"channel":1,"num_words":9,"start":828.29,"end":831.58997},{"sentences":[{"text":"Yep.","start":831.84503,"end":832.34503,"sentiment":"neutral","sentiment_score":0.060215696692466736}],"sentiment":"neutral","sentiment_score":0.060215696692466736,"channel":0,"num_words":1,"start":831.84503,"end":832.34503},{"sentences":[{"text":"Went down to Queenstown, did strong, all that sort of thing.","start":832.995,"end":838.21497,"sentiment":"neutral","sentiment_score":0.0914152670990337},{"text":"And then went to across the we started Richmond, actually.","start":839.71497,"end":846.98004,"sentiment":"neutral","sentiment_score":0.024305675365030765}],"sentiment":"neutral","sentiment_score":0.0594583186542704,"channel":1,"num_words":21,"start":832.995,"end":846.98004},{"sentences":[{"text":"Yeah.","start":847.875,"end":848.375,"sentiment":"neutral","sentiment_score":0.016568806022405624}],"sentiment":"neutral","sentiment_score":0.016568806022405624,"channel":0,"num_words":1,"start":847.875,"end":848.375},{"sentences":[{"text":"And did all ran to Hobart and went around to Buddy out on around Port Arthur and I went to the markets at the and thought they're overpriced.","start":848.88,"end":863.365,"sentiment":"neutral","sentiment_score":-0.03585057286545634}],"sentiment":"neutral","sentiment_score":-0.03585057286545634,"channel":1,"num_words":28,"start":848.88,"end":863.365},{"sentences":[{"text":"Yep.","start":864.21,"end":864.45,"sentiment":"neutral","sentiment_score":-0.0011845678091049194},{"text":"Yeah.","start":864.45,"end":864.93,"sentiment":"neutral","sentiment_score":-0.003844636492431164},{"text":"I thought the same thing.","start":864.93,"end":866.21,"sentiment":"neutral","sentiment_score":-0.06436443850398063},{"text":"It wasn't really what I thought it was gonna be.","start":866.21,"end":869.19,"sentiment":"neutral","sentiment_score":-0.15088378638029099}],"sentiment":"neutral","sentiment_score":-0.107981721213197,"channel":0,"num_words":17,"start":864.21,"end":869.19},{"sentences":[{"text":"That was they were overpriced and everything.","start":870.625,"end":873.78,"sentiment":"neutral","sentiment_score":-0.18017655611038208},{"text":"And then, buddy, went up to launch sessions, done Beaconsfield, done other missus likes the sea horses.","start":873.78,"end":885.42,"sentiment":"neutral","sentiment_score":0.02772412816172137},{"text":"So we went up to Sea Horse World","start":885.42,"end":887.12,"sentiment":"neutral","sentiment_score":0.04819129453971982}],"sentiment":"neutral","sentiment_score":-0.012637354928301647,"channel":1,"num_words":32,"start":870.625,"end":887.12},{"sentences":[{"text":"Yep.","start":887.76,"end":888.26,"sentiment":"neutral","sentiment_score":0.058166250586509705},{"text":"Beautiful.","start":888.32,"end":888.82,"sentiment":"positive","sentiment_score":0.38409388065338135}],"sentiment":"neutral","sentiment_score":0.22113006561994553,"channel":0,"num_words":2,"start":887.76,"end":888.82},{"sentences":[{"text":"in Platypus","start":888.465,"end":889.125,"sentiment":"neutral","sentiment_score":0.17323261499404907}],"sentiment":"neutral","sentiment_score":0.17323261499404907,"channel":1,"num_words":2,"start":888.465,"end":889.125},{"sentences":[{"text":"Bacon","start":889.12,"end":889.51996,"sentiment":"neutral","sentiment_score":0.1850412040948868}],"sentiment":"neutral","sentiment_score":0.1850412040948868,"channel":0,"num_words":1,"start":889.12,"end":889.51996},{"sentences":[{"text":"Land.","start":889.265,"end":889.765,"sentiment":"neutral","sentiment_score":0.12927037477493286}],"sentiment":"neutral","sentiment_score":0.12927037477493286,"channel":1,"num_words":1,"start":889.265,"end":889.765},{"sentences":[{"text":"steel was good.","start":889.51996,"end":890.57996,"sentiment":"neutral","sentiment_score":0.19234933455785116},{"text":"Yeah.","start":890.72,"end":891.22,"sentiment":"neutral","sentiment_score":0.08334285020828247}],"sentiment":"neutral","sentiment_score":0.16509771347045898,"channel":0,"num_words":4,"start":889.51996,"end":891.22},{"sentences":[{"text":"Yeah.","start":892.22504,"end":892.465,"sentiment":"neutral","sentiment_score":0.08259819447994232},{"text":"Well, Seahorse World.","start":892.465,"end":893.825,"sentiment":"neutral","sentiment_score":0.09441746771335602},{"text":"You went through Bakersfield to get where I see Oswald Road, and that is.","start":893.825,"end":897.525,"sentiment":"neutral","sentiment_score":0.0701342834425824}],"sentiment":"neutral","sentiment_score":0.07487392032312022,"channel":1,"num_words":18,"start":892.22504,"end":897.525},{"sentences":[{"text":"Yep.","start":897.855,"end":898.355,"sentiment":"neutral","sentiment_score":0.05846945568919182},{"text":"Did you stop and do the mine tour?","start":898.65497,"end":900.675,"sentiment":"neutral","sentiment_score":0.05379672208800912}],"sentiment":"neutral","sentiment_score":0.054315914710362755,"channel":0,"num_words":9,"start":897.855,"end":900.675},{"sentences":[{"text":"The at,","start":902.19,"end":904.21,"sentiment":"neutral","sentiment_score":0.013699115253984928}],"sentiment":"neutral","sentiment_score":0.013699115253984928,"channel":1,"num_words":2,"start":902.19,"end":904.21},{"sentences":[{"text":"They can see","start":903.935,"end":904.575,"sentiment":"neutral","sentiment_score":0.03972719113032023}],"sentiment":"neutral","sentiment_score":0.03972719113032023,"channel":0,"num_words":3,"start":903.935,"end":904.575},{"sentences":[{"text":"yeah,","start":904.35004,"end":904.85004,"sentiment":"neutral","sentiment_score":0.03764718025922775}],"sentiment":"neutral","sentiment_score":0.03764718025922775,"channel":1,"num_words":1,"start":904.35004,"end":904.85004},{"sentences":[{"text":"all yeah.","start":904.575,"end":905.535,"sentiment":"neutral","sentiment_score":0.03491209261119366},{"text":"You","start":905.535,"end":905.695,"sentiment":"neutral","sentiment_score":0.036281414330005646}],"sentiment":"neutral","sentiment_score":0.03536853318413099,"channel":0,"num_words":3,"start":904.575,"end":905.695},{"sentences":[{"text":"we","start":905.63,"end":905.95,"sentiment":"neutral","sentiment_score":0.04345491901040077}],"sentiment":"neutral","sentiment_score":0.04345491901040077,"channel":1,"num_words":1,"start":905.63,"end":905.95},{"sentences":[{"text":"can","start":905.695,"end":905.935,"sentiment":"neutral","sentiment_score":0.04074321687221527}],"sentiment":"neutral","sentiment_score":0.04074321687221527,"channel":0,"num_words":1,"start":905.695,"end":905.935},{"sentences":[{"text":"stopped.","start":905.95,"end":906.27,"sentiment":"neutral","sentiment_score":0.03837305307388306}],"sentiment":"neutral","sentiment_score":0.03837305307388306,"channel":1,"num_words":1,"start":905.95,"end":906.27},{"sentences":[{"text":"well,","start":906.175,"end":906.335,"sentiment":"neutral","sentiment_score":0.02606147900223732}],"sentiment":"neutral","sentiment_score":0.02606147900223732,"channel":0,"num_words":1,"start":906.175,"end":906.335},{"sentences":[{"text":"We","start":906.27,"end":906.51,"sentiment":"neutral","sentiment_score":0.03790247440338135}],"sentiment":"neutral","sentiment_score":0.03790247440338135,"channel":1,"num_words":1,"start":906.27,"end":906.51},{"sentences":[{"text":"the mine","start":906.335,"end":906.815,"sentiment":"neutral","sentiment_score":0.044512953609228134}],"sentiment":"neutral","sentiment_score":0.044512953609228134,"channel":0,"num_words":2,"start":906.335,"end":906.815},{"sentences":[{"text":"done","start":906.51,"end":907.01,"sentiment":"neutral","sentiment_score":0.04822572320699692}],"sentiment":"neutral","sentiment_score":0.04822572320699692,"channel":1,"num_words":1,"start":906.51,"end":907.01},{"sentences":[{"text":"was.","start":906.815,"end":907.135,"sentiment":"neutral","sentiment_score":0.03745970129966736},{"text":"Yeah.","start":907.135,"end":907.635,"sentiment":"neutral","sentiment_score":0.051082104444503784}],"sentiment":"neutral","sentiment_score":0.04427090287208557,"channel":0,"num_words":2,"start":906.815,"end":907.635},{"sentences":[{"text":"yeah.","start":908.51,"end":909.01,"sentiment":"neutral","sentiment_score":0.056457169353961945},{"text":"Yeah.","start":910.83,"end":911.15,"sentiment":"neutral","sentiment_score":0.05883015692234039},{"text":"We done all that sort of thing, and","start":911.15,"end":913.15,"sentiment":"neutral","sentiment_score":0.06702394131571054}],"sentiment":"neutral","sentiment_score":0.06514788568019866,"channel":1,"num_words":10,"start":908.51,"end":913.15},{"sentences":[{"text":"Yeah.","start":913.02,"end":913.52,"sentiment":"neutral","sentiment_score":0.0576186329126358}],"sentiment":"neutral","sentiment_score":0.0576186329126358,"channel":0,"num_words":1,"start":913.02,"end":913.52},{"sentences":[{"text":"we really have to some lighthouse and seeing other parts and yeah.","start":913.15,"end":918.145,"sentiment":"neutral","sentiment_score":0.0996133666485548},{"text":"We've seen lots.","start":918.445,"end":919.565,"sentiment":"neutral","sentiment_score":0.10191868245601654},{"text":"We","start":919.565,"end":919.72504,"sentiment":"neutral","sentiment_score":0.06235124170780182}],"sentiment":"neutral","sentiment_score":0.09771673055365682,"channel":1,"num_words":16,"start":913.15,"end":919.72504},{"sentences":[{"text":"Yeah.","start":920.235,"end":920.735,"sentiment":"neutral","sentiment_score":0.09450153261423112}],"sentiment":"neutral","sentiment_score":0.09450153261423112,"channel":0,"num_words":1,"start":920.235,"end":920.735},{"sentences":[{"text":"what we do is we park the main up, and we do","start":920.365,"end":922.92505,"sentiment":"neutral","sentiment_score":0.11951195262372494}],"sentiment":"neutral","sentiment_score":0.11951195262372494,"channel":1,"num_words":12,"start":920.365,"end":922.92505},{"sentences":[{"text":"Yep.","start":922.875,"end":923.375,"sentiment":"neutral","sentiment_score":0.11331608891487122}],"sentiment":"neutral","sentiment_score":0.11331608891487122,"channel":0,"num_words":1,"start":922.875,"end":923.375},{"sentences":[{"text":"day trips.","start":922.92505,"end":923.66504,"sentiment":"neutral","sentiment_score":0.14068816602230072}],"sentiment":"neutral","sentiment_score":0.14068816602230072,"channel":1,"num_words":2,"start":922.92505,"end":923.66504},{"sentences":[{"text":"Oh, fantastic.","start":924.395,"end":925.295,"sentiment":"positive","sentiment_score":0.5646480321884155},{"text":"Yeah.","start":926.155,"end":926.655,"sentiment":"neutral","sentiment_score":0.051622599363327026}],"sentiment":"positive","sentiment_score":0.3936395545800527,"channel":0,"num_words":3,"start":924.395,"end":926.655},{"sentences":[{"text":"And it's cheaper to buddy just park in any one spot and then travel out from there.","start":926.205,"end":932.57,"sentiment":"neutral","sentiment_score":0.16167928278446198},{"text":"Yeah.","start":933.26996,"end":933.51,"sentiment":"neutral","sentiment_score":0.26534736156463623}],"sentiment":"neutral","sentiment_score":0.16743862049447167,"channel":1,"num_words":18,"start":926.205,"end":933.51},{"sentences":[{"text":"Absolutely.","start":933.29004,"end":933.79004,"sentiment":"positive","sentiment_score":0.3937108516693115}],"sentiment":"positive","sentiment_score":0.3937108516693115,"channel":0,"num_words":1,"start":933.29004,"end":933.79004},{"sentences":[{"text":"You can go.","start":933.51,"end":934.32996,"sentiment":"neutral","sentiment_score":0.26188918948173523},{"text":"And we went off we went that, you know, that Tasmanian devil that escaped down on the Gold Coast?","start":934.63,"end":942.105,"sentiment":"neutral","sentiment_score":0.07735903365047354}],"sentiment":"neutral","sentiment_score":0.10252223671837286,"channel":1,"num_words":22,"start":933.51,"end":942.105},{"sentences":[{"text":"Yes.","start":942.57,"end":943.07,"sentiment":"neutral","sentiment_score":0.04123242199420929}],"sentiment":"neutral","sentiment_score":0.04123242199420929,"channel":0,"num_words":1,"start":942.57,"end":943.07},{"sentences":[{"text":"Mary?","start":943.14496,"end":943.64496,"sentiment":"neutral","sentiment_score":0.03138640150427818}],"sentiment":"neutral","sentiment_score":0.03138640150427818,"channel":1,"num_words":1,"start":943.14496,"end":943.64496},{"sentences":[{"text":"Yep.","start":944.26495,"end":944.76495,"sentiment":"neutral","sentiment_score":0.04403090476989746}],"sentiment":"neutral","sentiment_score":0.04403090476989746,"channel":0,"num_words":1,"start":944.26495,"end":944.76495},{"sentences":[{"text":"Yeah.","start":945.305,"end":945.625,"sentiment":"neutral","sentiment_score":0.04816283285617829},{"text":"Well, it actually comes from the Launceston Zoo.","start":945.625,"end":949.005,"sentiment":"neutral","sentiment_score":0.04013970075175166}],"sentiment":"neutral","sentiment_score":0.041031159874465734,"channel":1,"num_words":9,"start":945.305,"end":949.005},{"sentences":[{"text":"Oh, really?","start":949.625,"end":950.52496,"sentiment":"neutral","sentiment_score":0.03147009387612343},{"text":"Wow.","start":950.985,"end":951.485,"sentiment":"neutral","sentiment_score":0.04636816680431366}],"sentiment":"neutral","sentiment_score":0.03643611818552017,"channel":0,"num_words":3,"start":949.625,"end":951.485},{"sentences":[{"text":"Yeah.","start":951.385,"end":951.885,"sentiment":"neutral","sentiment_score":0.03175628185272217},{"text":"Yeah.","start":952.505,"end":952.985,"sentiment":"neutral","sentiment_score":0.03212963044643402},{"text":"It was one of the hand dried hand raised","start":952.985,"end":955.485,"sentiment":"neutral","sentiment_score":0.027402887120842934}],"sentiment":"neutral","sentiment_score":0.0282283542169766,"channel":1,"num_words":11,"start":951.385,"end":955.485},{"sentences":[{"text":"And right from yeah.","start":955.46497,"end":957.08496,"sentiment":"neutral","sentiment_score":0.016292731510475278}],"sentiment":"neutral","sentiment_score":0.016292731510475278,"channel":0,"num_words":4,"start":955.46497,"end":957.08496},{"sentences":[{"text":"animals down there.","start":957.8,"end":959.26,"sentiment":"neutral","sentiment_score":0.02249276079237461}],"sentiment":"neutral","sentiment_score":0.02249276079237461,"channel":1,"num_words":3,"start":957.8,"end":959.26},{"sentences":[{"text":"Yep.","start":959.01,"end":959.51,"sentiment":"neutral","sentiment_score":0.054983220994472504},{"text":"Yep.","start":959.65,"end":960.15,"sentiment":"neutral","sentiment_score":0.06707924604415894}],"sentiment":"neutral","sentiment_score":0.06103123351931572,"channel":0,"num_words":2,"start":959.01,"end":960.15},{"sentences":[{"text":"And we actually nursed it, Mary,","start":959.8,"end":962.54,"sentiment":"neutral","sentiment_score":0.08194378763437271}],"sentiment":"neutral","sentiment_score":0.08194378763437271,"channel":1,"num_words":6,"start":959.8,"end":962.54},{"sentences":[{"text":"Oh, that's cool.","start":963.17004,"end":964.39,"sentiment":"neutral","sentiment_score":0.2577859163284302}],"sentiment":"neutral","sentiment_score":0.2577859163284302,"channel":0,"num_words":3,"start":963.17004,"end":964.39},{"sentences":[{"text":"when we're down there in February.","start":965.08,"end":966.94,"sentiment":"neutral","sentiment_score":0.06742181380589803}],"sentiment":"neutral","sentiment_score":0.06742181380589803,"channel":1,"num_words":6,"start":965.08,"end":966.94},{"sentences":[{"text":"Yeah.","start":966.85004,"end":967.35004,"sentiment":"neutral","sentiment_score":0.05842195451259613}],"sentiment":"neutral","sentiment_score":0.05842195451259613,"channel":0,"num_words":1,"start":966.85004,"end":967.35004},{"sentences":[{"text":"We actually","start":967.4,"end":967.96,"sentiment":"neutral","sentiment_score":0.06912677735090256}],"sentiment":"neutral","sentiment_score":0.06912677735090256,"channel":1,"num_words":2,"start":967.4,"end":967.96},{"sentences":[{"text":"Wow.","start":967.73004,"end":968.23004,"sentiment":"neutral","sentiment_score":0.09108132869005205}],"sentiment":"neutral","sentiment_score":0.09108132869005205,"channel":0,"num_words":1,"start":967.73004,"end":968.23004},{"sentences":[{"text":"nursed her.","start":967.96,"end":968.77997,"sentiment":"neutral","sentiment_score":0.0626884363591671},{"text":"And, yeah, she was one of the hand raised one of the hand raised that they","start":970.185,"end":975.865,"sentiment":"neutral","sentiment_score":0.03376438294071704}],"sentiment":"neutral","sentiment_score":0.03697816665387816,"channel":1,"num_words":18,"start":967.96,"end":975.865},{"sentences":[{"text":"Yeah.","start":975.82495,"end":976.32495,"sentiment":"neutral","sentiment_score":0.024730773642659187}],"sentiment":"neutral","sentiment_score":0.024730773642659187,"channel":0,"num_words":1,"start":975.82495,"end":976.32495},{"sentences":[{"text":"got down there.","start":975.865,"end":976.845,"sentiment":"neutral","sentiment_score":0.030573066944877308}],"sentiment":"neutral","sentiment_score":0.030573066944877308,"channel":1,"num_words":3,"start":975.865,"end":976.845},{"sentences":[{"text":"Beautiful.","start":977.26495,"end":977.76495,"sentiment":"positive","sentiment_score":0.3737059831619262}],"sentiment":"positive","sentiment_score":0.3737059831619262,"channel":0,"num_words":1,"start":977.26495,"end":977.76495},{"sentences":[{"text":"We","start":979.625,"end":979.865,"sentiment":"neutral","sentiment_score":0.2827467918395996}],"sentiment":"neutral","sentiment_score":0.2827467918395996,"channel":1,"num_words":1,"start":979.625,"end":979.865},{"sentences":[{"text":"Beautiful.","start":979.745,"end":980.245,"sentiment":"positive","sentiment_score":0.4496796727180481}],"sentiment":"positive","sentiment_score":0.4496796727180481,"channel":0,"num_words":1,"start":979.745,"end":980.245},{"sentences":[{"text":"nursed her and that sort of thing.","start":979.865,"end":984.125,"sentiment":"neutral","sentiment_score":0.2566764567579542}],"sentiment":"neutral","sentiment_score":0.2566764567579542,"channel":1,"num_words":7,"start":979.865,"end":984.125},{"sentences":[{"text":"Yeah.","start":984.56,"end":985.06,"sentiment":"neutral","sentiment_score":0.07655231654644012}],"sentiment":"neutral","sentiment_score":0.07655231654644012,"channel":0,"num_words":1,"start":984.56,"end":985.06},{"sentences":[{"text":"But, yeah, we had a we had a field.","start":985.1,"end":987.1,"sentiment":"neutral","sentiment_score":0.052795072810517416},{"text":"We had a ball.","start":987.1,"end":988.16,"sentiment":"neutral","sentiment_score":0.056163543835282326},{"text":"We went to the lawn session.","start":988.22,"end":989.6,"sentiment":"neutral","sentiment_score":0.047118995959560074},{"text":"What is it?","start":991.74,"end":992.3,"sentiment":"neutral","sentiment_score":0.016870479720334213},{"text":"A buddy oh, there's a buddy.","start":992.3,"end":996.16,"sentiment":"neutral","sentiment_score":0.013935310921321312}],"sentiment":"neutral","sentiment_score":0.03988382539578846,"channel":1,"num_words":28,"start":985.1,"end":996.16},{"sentences":[{"text":"What do they call him?","start":997.755,"end":998.975,"sentiment":"neutral","sentiment_score":-0.0013378867879509926},{"text":"He there's a club down there.","start":1000.595,"end":1004.895,"sentiment":"neutral","sentiment_score":0.000500071949015061}],"sentiment":"neutral","sentiment_score":-0.00033536384051496333,"channel":1,"num_words":11,"start":997.755,"end":1004.895},{"sentences":[{"text":"Yeah.","start":1004.655,"end":1005.15,"sentiment":"neutral","sentiment_score":0.011873776093125343}],"sentiment":"neutral","sentiment_score":0.011873776093125343,"channel":0,"num_words":1,"start":1004.655,"end":1005.15},{"sentences":[{"text":"Yeah.","start":1008.875,"end":1009.375,"sentiment":"neutral","sentiment_score":0.011733653023838995},{"text":"I can't remember what they call him now.","start":1009.435,"end":1011.435,"sentiment":"neutral","sentiment_score":-0.008868638658896089},{"text":"It's like you said on TV, it's some posh posh club thing that people go to.","start":1011.435,"end":1018.23004,"sentiment":"neutral","sentiment_score":0.011666188933304511}],"sentiment":"neutral","sentiment_score":0.005097742667421698,"channel":1,"num_words":25,"start":1008.875,"end":1018.23004},{"sentences":[{"text":"Yeah.","start":1018.52496,"end":1018.925,"sentiment":"neutral","sentiment_score":0.01241803728044033}],"sentiment":"neutral","sentiment_score":0.01241803728044033,"channel":0,"num_words":1,"start":1018.52496,"end":1018.925},{"sentences":[{"text":"That's","start":1018.85004,"end":1019.17004,"sentiment":"neutral","sentiment_score":0.011837630532681942}],"sentiment":"neutral","sentiment_score":0.011837630532681942,"channel":1,"num_words":1,"start":1018.85004,"end":1019.17004},{"sentences":[{"text":"Yep.","start":1018.925,"end":1019.425,"sentiment":"neutral","sentiment_score":0.008961910381913185}],"sentiment":"neutral","sentiment_score":0.008961910381913185,"channel":0,"num_words":1,"start":1018.925,"end":1019.425},{"sentences":[{"text":"what they say to.","start":1019.17004,"end":1020.07,"sentiment":"neutral","sentiment_score":0.003778409562073648}],"sentiment":"neutral","sentiment_score":0.003778409562073648,"channel":1,"num_words":4,"start":1019.17004,"end":1020.07},{"sentences":[{"text":"Yep.","start":1020.365,"end":1020.865,"sentiment":"neutral","sentiment_score":0.007120111491531134}],"sentiment":"neutral","sentiment_score":0.007120111491531134,"channel":0,"num_words":1,"start":1020.365,"end":1020.865},{"sentences":[{"text":"Yeah.","start":1021.65,"end":1021.81006,"sentiment":"neutral","sentiment_score":0.005070397164672613}],"sentiment":"neutral","sentiment_score":0.005070397164672613,"channel":1,"num_words":1,"start":1021.65,"end":1021.81006},{"sentences":[{"text":"I","start":1021.805,"end":1021.96497,"sentiment":"neutral","sentiment_score":-0.0007975688204169273}],"sentiment":"neutral","sentiment_score":-0.0007975688204169273,"channel":0,"num_words":1,"start":1021.805,"end":1021.96497},{"sentences":[{"text":"We","start":1021.81006,"end":1021.97003,"sentiment":"neutral","sentiment_score":-0.008591791614890099}],"sentiment":"neutral","sentiment_score":-0.008591791614890099,"channel":1,"num_words":1,"start":1021.81006,"end":1021.97003},{"sentences":[{"text":"don't","start":1021.96497,"end":1022.20496,"sentiment":"neutral","sentiment_score":-0.007385694421827793}],"sentiment":"neutral","sentiment_score":-0.007385694421827793,"channel":0,"num_words":1,"start":1021.96497,"end":1022.20496},{"sentences":[{"text":"went","start":1021.97003,"end":1022.21,"sentiment":"neutral","sentiment_score":-0.011550209484994411}],"sentiment":"neutral","sentiment_score":-0.011550209484994411,"channel":1,"num_words":1,"start":1021.97003,"end":1022.21},{"sentences":[{"text":"remember","start":1022.20496,"end":1022.52496,"sentiment":"neutral","sentiment_score":-0.006924141198396683}],"sentiment":"neutral","sentiment_score":-0.006924141198396683,"channel":0,"num_words":1,"start":1022.20496,"end":1022.52496},{"sentences":[{"text":"to that.","start":1022.21,"end":1022.87006,"sentiment":"neutral","sentiment_score":-0.016762787476181984}],"sentiment":"neutral","sentiment_score":-0.016762787476181984,"channel":1,"num_words":2,"start":1022.21,"end":1022.87006},{"sentences":[{"text":"the name of it.","start":1022.52496,"end":1023.485,"sentiment":"neutral","sentiment_score":-0.0022752725053578615},{"text":"Yeah.","start":1023.485,"end":1023.88495,"sentiment":"neutral","sentiment_score":0.05070298910140991},{"text":"Cool.","start":1023.88495,"end":1024.385,"sentiment":"neutral","sentiment_score":0.09572914242744446}],"sentiment":"neutral","sentiment_score":0.022888506917903822,"channel":0,"num_words":6,"start":1022.52496,"end":1024.385},{"sentences":[{"text":"Yeah.","start":1024.13,"end":1024.63,"sentiment":"neutral","sentiment_score":0.04679979756474495},{"text":"And we're saying that went across the Cataract Gorge and all that sort of thing.","start":1025.725,"end":1030.7849,"sentiment":"neutral","sentiment_score":0.049194682762026785}],"sentiment":"neutral","sentiment_score":0.04904500243719667,"channel":1,"num_words":16,"start":1024.13,"end":1030.7849},{"sentences":[{"text":"Tattered Gorgeous.","start":1031.42,"end":1032.4801,"sentiment":"neutral","sentiment_score":0.1924513727426529},{"text":"Beautiful.","start":1032.54,"end":1033.04,"sentiment":"positive","sentiment_score":0.33518606424331665},{"text":"I thought","start":1033.26,"end":1033.66,"sentiment":"neutral","sentiment_score":0.010966163128614426}],"sentiment":"neutral","sentiment_score":0.14840422719717025,"channel":0,"num_words":5,"start":1031.42,"end":1033.66},{"sentences":[{"text":"Oh,","start":1033.485,"end":1033.8049,"sentiment":"neutral","sentiment_score":-0.05889007821679115}],"sentiment":"neutral","sentiment_score":-0.05889007821679115,"channel":1,"num_words":1,"start":1033.485,"end":1033.8049},{"sentences":[{"text":"that","start":1033.66,"end":1033.8201,"sentiment":"neutral","sentiment_score":-0.10999716073274612}],"sentiment":"neutral","sentiment_score":-0.10999716073274612,"channel":0,"num_words":1,"start":1033.66,"end":1033.8201},{"sentences":[{"text":"I","start":1033.8049,"end":1034.0449,"sentiment":"neutral","sentiment_score":-0.18568578362464905}],"sentiment":"neutral","sentiment_score":-0.18568578362464905,"channel":1,"num_words":1,"start":1033.8049,"end":1034.0449},{"sentences":[{"text":"was","start":1033.8201,"end":1034.06,"sentiment":"neutral","sentiment_score":-0.19785209000110623}],"sentiment":"neutral","sentiment_score":-0.19785209000110623,"channel":0,"num_words":1,"start":1033.8201,"end":1034.06},{"sentences":[{"text":"don't","start":1034.0449,"end":1034.5449,"sentiment":"neutral","sentiment_score":-0.2142917811870575}],"sentiment":"neutral","sentiment_score":-0.2142917811870575,"channel":1,"num_words":1,"start":1034.0449,"end":1034.5449},{"sentences":[{"text":"amazing.","start":1034.06,"end":1034.56,"sentiment":"neutral","sentiment_score":-0.1866593062877655}],"sentiment":"neutral","sentiment_score":-0.1866593062877655,"channel":0,"num_words":1,"start":1034.06,"end":1034.56},{"sentences":[{"text":"know.","start":1034.7649,"end":1035.085,"sentiment":"neutral","sentiment_score":-0.07297062873840332}],"sentiment":"neutral","sentiment_score":-0.07297062873840332,"channel":1,"num_words":1,"start":1034.7649,"end":1035.085},{"sentences":[{"text":"Yep.","start":1035.02,"end":1035.52,"sentiment":"neutral","sentiment_score":-0.010883254930377008}],"sentiment":"neutral","sentiment_score":-0.010883254930377008,"channel":0,"num_words":1,"start":1035.02,"end":1035.52},{"sentences":[{"text":"All the peacocks.","start":1035.085,"end":1036.065,"sentiment":"neutral","sentiment_score":-0.03099925567706426}],"sentiment":"neutral","sentiment_score":-0.03099925567706426,"channel":1,"num_words":3,"start":1035.085,"end":1036.065},{"sentences":[{"text":"Yep.","start":1037.02,"end":1037.52,"sentiment":"neutral","sentiment_score":0.008376791141927242}],"sentiment":"neutral","sentiment_score":0.008376791141927242,"channel":0,"num_words":1,"start":1037.02,"end":1037.52},{"sentences":[{"text":"Yeah.","start":1039.7799,"end":1039.86,"sentiment":"neutral","sentiment_score":0.010512695647776129},{"text":"And all the baby peacocks getting around.","start":1039.86,"end":1042.0399,"sentiment":"neutral","sentiment_score":0.0074853988896523204}],"sentiment":"neutral","sentiment_score":0.007863810984417796,"channel":1,"num_words":8,"start":1039.7799,"end":1042.0399},{"sentences":[{"text":"Yeah.","start":1046.475,"end":1046.875,"sentiment":"neutral","sentiment_score":0.0783328115940094},{"text":"Oh, beautiful.","start":1046.875,"end":1047.6749,"sentiment":"neutral","sentiment_score":0.30854053795337677},{"text":"Well, it sounds amazing.","start":1047.6749,"end":1049.0349,"sentiment":"positive","sentiment_score":0.5708457380533218},{"text":"I did love Tazia.","start":1049.0349,"end":1049.875,"sentiment":"positive","sentiment_score":0.6368428766727448},{"text":"I thought that was beautiful, and your next holiday sounds just as incredible.","start":1049.875,"end":1053.375,"sentiment":"positive","sentiment_score":0.686980142043187}],"sentiment":"positive","sentiment_score":0.6023712580402693,"channel":0,"num_words":24,"start":1046.475,"end":1053.375},{"sentences":[{"text":"You may have mentioned to me that your your wife can't retire for the next eight years because having a look at things that you're 60 this year.","start":1054.43,"end":1061.07,"sentiment":"neutral","sentiment_score":0.03479106059031827},{"text":"Is that right?","start":1061.07,"end":1061.89,"sentiment":"neutral","sentiment_score":0.03742888569831848}],"sentiment":"neutral","sentiment_score":0.035046333987866676,"channel":0,"num_words":31,"start":1054.43,"end":1061.89},{"sentences":[{"text":"I m 60.","start":1062.4451,"end":1063.5651,"sentiment":"neutral","sentiment_score":0.035840377832452454},{"text":"Yes.","start":1063.5651,"end":1064.0651,"sentiment":"neutral","sentiment_score":0.1389346569776535}],"sentiment":"neutral","sentiment_score":0.06161394761875272,"channel":1,"num_words":4,"start":1062.4451,"end":1064.0651},{"sentences":[{"text":"Yeah.","start":1063.87,"end":1064.37,"sentiment":"neutral","sentiment_score":0.2784821391105652},{"text":"Congratulations, and happy birthday for January.","start":1064.51,"end":1066.85,"sentiment":"positive","sentiment_score":0.5329708655675253}],"sentiment":"positive","sentiment_score":0.49661533321653095,"channel":0,"num_words":7,"start":1063.87,"end":1066.85},{"sentences":[{"text":"Yeah.","start":1066.98,"end":1067.48,"sentiment":"neutral","sentiment_score":0.2392476201057434}],"sentiment":"neutral","sentiment_score":0.2392476201057434,"channel":1,"num_words":1,"start":1066.98,"end":1067.48},{"sentences":[{"text":"I've got down here now you can actually retire anywhere between now to, you know, whenever you want.","start":1068.035,"end":1075.095,"sentiment":"neutral","sentiment_score":0.18084376346733835},{"text":"Are you wanting to sort of hold off and wait for her to reach retirement age before you stop working, or when are you sort of hoping to stop working and maybe access your super?","start":1075.235,"end":1084.6599,"sentiment":"neutral","sentiment_score":-0.08433231860399246}],"sentiment":"neutral","sentiment_score":0.005727482854195361,"channel":0,"num_words":53,"start":1068.035,"end":1084.6599},{"sentences":[{"text":"I would like to have stopped working five years ago.","start":1085.385,"end":1088.045,"sentiment":"neutral","sentiment_score":-0.20150452852249146}],"sentiment":"neutral","sentiment_score":-0.20150452852249146,"channel":1,"num_words":10,"start":1085.385,"end":1088.045},{"sentences":[{"text":"Five years ago.","start":1088.5599,"end":1089.36,"sentiment":"neutral","sentiment_score":-0.10247815400362015},{"text":"Absolutely.","start":1089.36,"end":1089.86,"sentiment":"neutral","sentiment_score":-0.028051119297742844}],"sentiment":"neutral","sentiment_score":-0.08387139532715082,"channel":0,"num_words":4,"start":1088.5599,"end":1089.86},{"sentences":[{"text":"But, yeah, financially, it's a bit","start":1090.345,"end":1092.665,"sentiment":"neutral","sentiment_score":-0.230477807422479}],"sentiment":"neutral","sentiment_score":-0.230477807422479,"channel":1,"num_words":6,"start":1090.345,"end":1092.665},{"sentences":[{"text":"It doesn't work that way.","start":1092.6399,"end":1093.9199,"sentiment":"negative","sentiment_score":-0.39980117678642274},{"text":"Yeah.","start":1093.9199,"end":1094.4199,"sentiment":"neutral","sentiment_score":-0.0813908725976944}],"sentiment":"negative","sentiment_score":-0.346732792754968,"channel":0,"num_words":6,"start":1092.6399,"end":1094.4199},{"sentences":[{"text":"yeah.","start":1094.425,"end":1094.925,"sentiment":"neutral","sentiment_score":-0.04765138775110245}],"sentiment":"neutral","sentiment_score":-0.04765138775110245,"channel":1,"num_words":1,"start":1094.425,"end":1094.925},{"sentences":[{"text":"Yeah.","start":1095.4451,"end":1095.685,"sentiment":"neutral","sentiment_score":-0.04439233988523483},{"text":"No.","start":1095.685,"end":1096.0851,"sentiment":"neutral","sentiment_score":-0.1255679428577423},{"text":"Absolutely.","start":1096.0851,"end":1096.5851,"sentiment":"neutral","sentiment_score":0.07068037986755371},{"text":"Because realistically, at the moment and, look, I know your sales balance is a bit lower with things at the moment, so we could definitely look at ways to kind of boost that moving forward and provide a greater benefit so you can look to retire.","start":1096.725,"end":1107.145,"sentiment":"neutral","sentiment_score":0.17736782615437455},{"text":"But are you sort of wanting to maybe","start":1108.0851,"end":1110.425,"sentiment":"neutral","sentiment_score":-0.009577593300491571}],"sentiment":"neutral","sentiment_score":0.14005297111968198,"channel":0,"num_words":57,"start":1095.4451,"end":1110.425},{"sentences":[{"text":"Alright.","start":1109.975,"end":1110.475,"sentiment":"neutral","sentiment_score":0.05400742217898369}],"sentiment":"neutral","sentiment_score":0.05400742217898369,"channel":1,"num_words":1,"start":1109.975,"end":1110.475},{"sentences":[{"text":"try to boost things and work forward towards the age of 65, 57?","start":1110.7001,"end":1115.18,"sentiment":"neutral","sentiment_score":0.12433998344036248},{"text":"What age are you sort of hoping that you would like to stop working and would like to work towards?","start":1115.18,"end":1119.6001,"sentiment":"neutral","sentiment_score":-0.02190876370295882}],"sentiment":"neutral","sentiment_score":0.035704379111076844,"channel":0,"num_words":33,"start":1110.7001,"end":1119.6001},{"sentences":[{"text":"As I said, I would like to stop working","start":1120.135,"end":1122.295,"sentiment":"neutral","sentiment_score":-0.12065680283639166}],"sentiment":"neutral","sentiment_score":-0.12065680283639166,"channel":1,"num_words":9,"start":1120.135,"end":1122.295},{"sentences":[{"text":"Five","start":1122.14,"end":1122.4601,"sentiment":"neutral","sentiment_score":-0.15882864594459534}],"sentiment":"neutral","sentiment_score":-0.15882864594459534,"channel":0,"num_words":1,"start":1122.14,"end":1122.4601},{"sentences":[{"text":"a couple","start":1122.295,"end":1122.615,"sentiment":"neutral","sentiment_score":-0.14893698692321777}],"sentiment":"neutral","sentiment_score":-0.14893698692321777,"channel":1,"num_words":2,"start":1122.295,"end":1122.615},{"sentences":[{"text":"years","start":1122.4601,"end":1122.7001,"sentiment":"neutral","sentiment_score":-0.12305380403995514}],"sentiment":"neutral","sentiment_score":-0.12305380403995514,"channel":0,"num_words":1,"start":1122.4601,"end":1122.7001},{"sentences":[{"text":"of years","start":1122.615,"end":1123.015,"sentiment":"neutral","sentiment_score":-0.12490898370742798}],"sentiment":"neutral","sentiment_score":-0.12490898370742798,"channel":1,"num_words":2,"start":1122.615,"end":1123.015},{"sentences":[{"text":"ago.","start":1122.7001,"end":1123.2001,"sentiment":"neutral","sentiment_score":-0.09682868421077728}],"sentiment":"neutral","sentiment_score":-0.09682868421077728,"channel":0,"num_words":1,"start":1122.7001,"end":1123.2001},{"sentences":[{"text":"ago.","start":1123.015,"end":1123.515,"sentiment":"neutral","sentiment_score":-0.07368172705173492},{"text":"But but yeah.","start":1126.13,"end":1126.77,"sentiment":"neutral","sentiment_score":-0.050322764863570534},{"text":"No.","start":1126.77,"end":1127.27,"sentiment":"neutral","sentiment_score":-0.09741054475307465},{"text":"Yeah.","start":1128.2101,"end":1128.53,"sentiment":"neutral","sentiment_score":-0.04323619604110718},{"text":"She she's what if she she's 57 now?","start":1128.53,"end":1132.47,"sentiment":"neutral","sentiment_score":-0.06711040809750557}],"sentiment":"neutral","sentiment_score":-0.06444143051547664,"channel":1,"num_words":14,"start":1123.015,"end":1132.47},{"sentences":[{"text":"Mhmm.","start":1132.605,"end":1133.105,"sentiment":"neutral","sentiment_score":-0.01589423045516014},{"text":"Yeah.","start":1133.245,"end":1133.745,"sentiment":"neutral","sentiment_score":0.0022460203617811203}],"sentiment":"neutral","sentiment_score":-0.00682410504668951,"channel":0,"num_words":2,"start":1132.605,"end":1133.745},{"sentences":[{"text":"So yeah.","start":1133.81,"end":1136.79,"sentiment":"neutral","sentiment_score":-0.0024756258353590974},{"text":"And we just we just wanna get the house paid off from the car the u van paid off so we can they haven't got no bills.","start":1137.25,"end":1146.4349,"sentiment":"neutral","sentiment_score":0.009879910835513362}],"sentiment":"neutral","sentiment_score":0.009027804858211813,"channel":1,"num_words":29,"start":1133.81,"end":1146.4349},{"sentences":[{"text":"Yep.","start":1147.26,"end":1147.66,"sentiment":"neutral","sentiment_score":0.0827103704214096},{"text":"No worries.","start":1147.66,"end":1148.22,"sentiment":"neutral","sentiment_score":0.0859995074570179},{"text":"And did your wife work?","start":1148.22,"end":1149.655,"sentiment":"neutral","sentiment_score":0.04407779350876808},{"text":"Does she have super as well?","start":1149.655,"end":1151.355,"sentiment":"neutral","sentiment_score":0.04706891470899185}],"sentiment":"neutral","sentiment_score":0.05410798865237406,"channel":0,"num_words":14,"start":1147.26,"end":1151.355},{"sentences":[{"text":"Yeah.","start":1151.87,"end":1152.19,"sentiment":"neutral","sentiment_score":-0.08510205149650574},{"text":"But not the right deal.","start":1152.19,"end":1153.73,"sentiment":"neutral","sentiment_score":-0.31120432913303375}],"sentiment":"neutral","sentiment_score":-0.2735206161936124,"channel":1,"num_words":6,"start":1151.87,"end":1153.73},{"sentences":[{"text":"Okay.","start":1154.375,"end":1154.875,"sentiment":"neutral","sentiment_score":-0.0588865838944912},{"text":"No.","start":1154.935,"end":1155.335,"sentiment":"neutral","sentiment_score":-0.05294569954276085},{"text":"Absolutely.","start":1155.335,"end":1155.835,"sentiment":"neutral","sentiment_score":0.11734382808208466},{"text":"Because instead of having a bit of a look and look.","start":1156.055,"end":1158.055,"sentiment":"neutral","sentiment_score":0.04326035556468097},{"text":"Your hub twenty four report has fully loaded for me.","start":1158.055,"end":1160.535,"sentiment":"neutral","sentiment_score":0.31673797518014907}],"sentiment":"neutral","sentiment_score":0.15203146698574224,"channel":0,"num_words":24,"start":1154.375,"end":1160.535},{"sentences":[{"text":"So I can definitely see here that your return for the last twelve months is definitely lower within where we would like it to be.","start":1160.535,"end":1166.83,"sentiment":"neutral","sentiment_score":0.24390793442726136},{"text":"Net of fees, you've returned a 2.2 return.","start":1167.37,"end":1171.15,"sentiment":"neutral","sentiment_score":0.1395400119945407},{"text":"It is very much lower","start":1171.29,"end":1172.25,"sentiment":"neutral","sentiment_score":0.11721286028623581}],"sentiment":"neutral","sentiment_score":0.2052653357386589,"channel":0,"num_words":38,"start":1160.535,"end":1172.25},{"sentences":[{"text":"Yeah.","start":1172.115,"end":1172.615,"sentiment":"neutral","sentiment_score":0.026817943900823593}],"sentiment":"neutral","sentiment_score":0.026817943900823593,"channel":1,"num_words":1,"start":1172.115,"end":1172.615},{"sentences":[{"text":"than what we sort of expect out of your portfolio, but it's also got to do with the ups and downs in market seeing this year with everything kinda going globally.","start":1172.25,"end":1179.985,"sentiment":"neutral","sentiment_score":-0.07517609120376649},{"text":"Yeah.","start":1180.445,"end":1180.945,"sentiment":"neutral","sentiment_score":-0.006861068308353424}],"sentiment":"neutral","sentiment_score":-0.07304124673828483,"channel":0,"num_words":32,"start":1172.25,"end":1180.945},{"sentences":[{"text":"Yeah.","start":1181.51,"end":1181.59,"sentiment":"neutral","sentiment_score":-0.020211247727274895},{"text":"What is","start":1181.59,"end":1182.31,"sentiment":"neutral","sentiment_score":-0.08691839128732681}],"sentiment":"neutral","sentiment_score":-0.0646826767673095,"channel":1,"num_words":3,"start":1181.51,"end":1182.31},{"sentences":[{"text":"I","start":1182.125,"end":1182.365,"sentiment":"neutral","sentiment_score":-0.0716867670416832}],"sentiment":"neutral","sentiment_score":-0.0716867670416832,"channel":0,"num_words":1,"start":1182.125,"end":1182.365},{"sentences":[{"text":"it?","start":1182.31,"end":1182.47,"sentiment":"neutral","sentiment_score":-0.08199036866426468}],"sentiment":"neutral","sentiment_score":-0.08199036866426468,"channel":1,"num_words":1,"start":1182.31,"end":1182.47},{"sentences":[{"text":"can","start":1182.365,"end":1182.865,"sentiment":"neutral","sentiment_score":-0.1309819370508194}],"sentiment":"neutral","sentiment_score":-0.1309819370508194,"channel":0,"num_words":1,"start":1182.365,"end":1182.865},{"sentences":[{"text":"Like, the price of bloody fuel today.","start":1182.47,"end":1185.13,"sentiment":"neutral","sentiment_score":-0.16120433913809912}],"sentiment":"neutral","sentiment_score":-0.16120433913809912,"channel":1,"num_words":7,"start":1182.47,"end":1185.13},{"sentences":[{"text":"Yeah.","start":1185.005,"end":1185.505,"sentiment":"neutral","sentiment_score":-0.03626171872019768},{"text":"Yeah.","start":1185.965,"end":1186.465,"sentiment":"neutral","sentiment_score":-0.045701317489147186}],"sentiment":"neutral","sentiment_score":-0.04098151810467243,"channel":0,"num_words":2,"start":1185.005,"end":1186.465},{"sentences":[{"text":"Government government","start":1187.11,"end":1188.09,"sentiment":"neutral","sentiment_score":-0.08293094858527184}],"sentiment":"neutral","sentiment_score":-0.08293094858527184,"channel":1,"num_words":2,"start":1187.11,"end":1188.09},{"sentences":[{"text":"I can","start":1187.645,"end":1188.225,"sentiment":"neutral","sentiment_score":-0.09175452962517738}],"sentiment":"neutral","sentiment_score":-0.09175452962517738,"channel":0,"num_words":2,"start":1187.645,"end":1188.225},{"sentences":[{"text":"play.","start":1188.31,"end":1188.81,"sentiment":"neutral","sentiment_score":-0.09628407657146454},{"text":"And I I gotta laugh at this government because they turn around and say, oh, yeah.","start":1188.87,"end":1192.23,"sentiment":"neutral","sentiment_score":-0.21836009481921792},{"text":"We we we'll we'll give you a cut excise in half.","start":1192.23,"end":1195.725,"sentiment":"neutral","sentiment_score":-0.12322302027182146}],"sentiment":"neutral","sentiment_score":-0.17662495773817813,"channel":1,"num_words":28,"start":1188.31,"end":1195.725},{"sentences":[{"text":"yeah.","start":1196.38,"end":1196.88,"sentiment":"neutral","sentiment_score":-0.08820398151874542},{"text":"Doesn't","start":1197.02,"end":1197.4199,"sentiment":"neutral","sentiment_score":-0.11732741445302965}],"sentiment":"neutral","sentiment_score":-0.10276569798588753,"channel":0,"num_words":2,"start":1196.38,"end":1197.4199},{"sentences":[{"text":"But","start":1197.325,"end":1197.565,"sentiment":"neutral","sentiment_score":-0.1174456849694252}],"sentiment":"neutral","sentiment_score":-0.1174456849694252,"channel":1,"num_words":1,"start":1197.325,"end":1197.565},{"sentences":[{"text":"help","start":1197.4199,"end":1197.66,"sentiment":"neutral","sentiment_score":-0.1876501590013504}],"sentiment":"neutral","sentiment_score":-0.1876501590013504,"channel":0,"num_words":1,"start":1197.4199,"end":1197.66},{"sentences":[{"text":"they","start":1197.565,"end":1197.725,"sentiment":"neutral","sentiment_score":-0.2691003978252411}],"sentiment":"neutral","sentiment_score":-0.2691003978252411,"channel":1,"num_words":1,"start":1197.565,"end":1197.725},{"sentences":[{"text":"a","start":1197.66,"end":1197.74,"sentiment":"negative","sentiment_score":-0.33755773305892944}],"sentiment":"negative","sentiment_score":-0.33755773305892944,"channel":0,"num_words":1,"start":1197.66,"end":1197.74},{"sentences":[{"text":"don't","start":1197.725,"end":1197.965,"sentiment":"neutral","sentiment_score":-0.2955783009529114}],"sentiment":"neutral","sentiment_score":-0.2955783009529114,"channel":1,"num_words":1,"start":1197.725,"end":1197.965},{"sentences":[{"text":"great","start":1197.74,"end":1198.14,"sentiment":"negative","sentiment_score":-0.37110522389411926}],"sentiment":"negative","sentiment_score":-0.37110522389411926,"channel":0,"num_words":1,"start":1197.74,"end":1198.14},{"sentences":[{"text":"cut","start":1197.965,"end":1198.465,"sentiment":"neutral","sentiment_score":-0.306093692779541}],"sentiment":"neutral","sentiment_score":-0.306093692779541,"channel":1,"num_words":1,"start":1197.965,"end":1198.465},{"sentences":[{"text":"deal.","start":1198.14,"end":1198.64,"sentiment":"neutral","sentiment_score":-0.0985090583562851}],"sentiment":"neutral","sentiment_score":-0.0985090583562851,"channel":0,"num_words":1,"start":1198.14,"end":1198.64},{"sentences":[{"text":"they don't cut the tax in half, do they?","start":1199.085,"end":1201.265,"sentiment":"neutral","sentiment_score":-0.17221791379981571}],"sentiment":"neutral","sentiment_score":-0.17221791379981571,"channel":1,"num_words":9,"start":1199.085,"end":1201.265},{"sentences":[{"text":"No.","start":1201.98,"end":1202.2999,"sentiment":"neutral","sentiment_score":-0.31432458758354187},{"text":"No.","start":1202.2999,"end":1202.78,"sentiment":"negative","sentiment_score":-0.3511570692062378},{"text":"Definitely not.","start":1202.78,"end":1203.9199,"sentiment":"negative","sentiment_score":-0.4194040298461914},{"text":"There is some looking at your portfolio here, there is one of the underlying investments that is also slightly underperforming a little bit, and it's not due to what's been happening in the market.","start":1205.355,"end":1214.735,"sentiment":"neutral","sentiment_score":-0.2956706793869243},{"text":"I would like to, if you're okay with it, Robert, to go back and have a really good look at your portfolio, maybe update some advice to switch some of the investments out a little bit and see if we've got a portfolio or can get something that's working a bit harder for you, has has greater past performance.","start":1215.355,"end":1230.39,"sentiment":"neutral","sentiment_score":0.011774126866485103}],"sentiment":"neutral","sentiment_score":-0.11198370443829864,"channel":0,"num_words":97,"start":1201.98,"end":1230.39},{"sentences":[{"text":"Would you like me to review that for you and maybe make some updated recommendations?","start":1230.45,"end":1233.83,"sentiment":"neutral","sentiment_score":0.06618660191694896}],"sentiment":"neutral","sentiment_score":0.06618660191694896,"channel":0,"num_words":15,"start":1230.45,"end":1233.83},{"sentences":[{"text":"K.","start":1235.415,"end":1235.915,"sentiment":"neutral","sentiment_score":0.02769794501364231}],"sentiment":"neutral","sentiment_score":0.02769794501364231,"channel":1,"num_words":1,"start":1235.415,"end":1235.915},{"sentences":[{"text":"Yep.","start":1236.665,"end":1236.9851,"sentiment":"neutral","sentiment_score":0.0792926549911499},{"text":"Yep.","start":1236.9851,"end":1237.4851,"sentiment":"neutral","sentiment_score":0.17699488997459412},{"text":"Beautiful.","start":1237.785,"end":1238.285,"sentiment":"positive","sentiment_score":0.530930757522583},{"text":"There are because you are over the age of 60, there are some other strategies that we can look to implement where, you can be increasing your super contributions up to the cap as much as possible, but we can also draw a little bit out of super.","start":1239.0651,"end":1253.18,"sentiment":"neutral","sentiment_score":0.1073663552524522},{"text":"Did you wanna look at any of those additional strategies","start":1253.18,"end":1256.4,"sentiment":"neutral","sentiment_score":0.004418986476957798}],"sentiment":"neutral","sentiment_score":0.09811464294058378,"channel":0,"num_words":61,"start":1236.665,"end":1256.4},{"sentences":[{"text":"No.","start":1256.035,"end":1256.275,"sentiment":"neutral","sentiment_score":-0.08577865362167358},{"text":"Not at","start":1256.275,"end":1256.595,"sentiment":"neutral","sentiment_score":-0.15918105840682983}],"sentiment":"neutral","sentiment_score":-0.13471359014511108,"channel":1,"num_words":3,"start":1256.035,"end":1256.595},{"sentences":[{"text":"now,","start":1256.54,"end":1256.86,"sentiment":"neutral","sentiment_score":-0.1836213767528534}],"sentiment":"neutral","sentiment_score":-0.1836213767528534,"channel":0,"num_words":1,"start":1256.54,"end":1256.86},{"sentences":[{"text":"the moment.","start":1256.595,"end":1257.175,"sentiment":"neutral","sentiment_score":-0.17154349386692047}],"sentiment":"neutral","sentiment_score":-0.17154349386692047,"channel":1,"num_words":2,"start":1256.595,"end":1257.175},{"sentences":[{"text":"or did you","start":1256.86,"end":1257.5,"sentiment":"neutral","sentiment_score":-0.08712732295195262}],"sentiment":"neutral","sentiment_score":-0.08712732295195262,"channel":0,"num_words":3,"start":1256.86,"end":1257.5},{"sentences":[{"text":"I don't","start":1257.475,"end":1257.7151,"sentiment":"neutral","sentiment_score":-0.10183201357722282}],"sentiment":"neutral","sentiment_score":-0.10183201357722282,"channel":1,"num_words":2,"start":1257.475,"end":1257.7151},{"sentences":[{"text":"no.","start":1257.5801,"end":1257.8201,"sentiment":"neutral","sentiment_score":-0.15059098601341248}],"sentiment":"neutral","sentiment_score":-0.15059098601341248,"channel":0,"num_words":1,"start":1257.5801,"end":1257.8201},{"sentences":[{"text":"wanna","start":1257.7151,"end":1258.115,"sentiment":"neutral","sentiment_score":-0.09513358771800996}],"sentiment":"neutral","sentiment_score":-0.09513358771800996,"channel":1,"num_words":1,"start":1257.7151,"end":1258.115},{"sentences":[{"text":"We'll just","start":1257.8201,"end":1258.14,"sentiment":"neutral","sentiment_score":-0.07772069051861763}],"sentiment":"neutral","sentiment_score":-0.07772069051861763,"channel":0,"num_words":2,"start":1257.8201,"end":1258.14},{"sentences":[{"text":"I","start":1258.115,"end":1258.355,"sentiment":"neutral","sentiment_score":-0.07652081549167633}],"sentiment":"neutral","sentiment_score":-0.07652081549167633,"channel":1,"num_words":1,"start":1258.115,"end":1258.355},{"sentences":[{"text":"do the","start":1258.14,"end":1258.38,"sentiment":"neutral","sentiment_score":-0.06870680302381516}],"sentiment":"neutral","sentiment_score":-0.06870680302381516,"channel":0,"num_words":2,"start":1258.14,"end":1258.38},{"sentences":[{"text":"don't","start":1258.355,"end":1258.515,"sentiment":"neutral","sentiment_score":-0.09695205092430116}],"sentiment":"neutral","sentiment_score":-0.09695205092430116,"channel":1,"num_words":1,"start":1258.355,"end":1258.515},{"sentences":[{"text":"investment","start":1258.38,"end":1258.88,"sentiment":"neutral","sentiment_score":-0.10577797144651412}],"sentiment":"neutral","sentiment_score":-0.10577797144651412,"channel":0,"num_words":1,"start":1258.38,"end":1258.88},{"sentences":[{"text":"wanna withdraw","start":1258.515,"end":1259.155,"sentiment":"neutral","sentiment_score":-0.15049555152654648}],"sentiment":"neutral","sentiment_score":-0.15049555152654648,"channel":1,"num_words":2,"start":1258.515,"end":1259.155},{"sentences":[{"text":"switch","start":1258.9401,"end":1259.18,"sentiment":"neutral","sentiment_score":-0.14609722793102264}],"sentiment":"neutral","sentiment_score":-0.14609722793102264,"channel":0,"num_words":1,"start":1258.9401,"end":1259.18},{"sentences":[{"text":"anything","start":1259.155,"end":1259.555,"sentiment":"neutral","sentiment_score":-0.1566864401102066}],"sentiment":"neutral","sentiment_score":-0.1566864401102066,"channel":1,"num_words":1,"start":1259.155,"end":1259.555},{"sentences":[{"text":"for the time","start":1259.18,"end":1259.5801,"sentiment":"neutral","sentiment_score":-0.12898901849985123}],"sentiment":"neutral","sentiment_score":-0.12898901849985123,"channel":0,"num_words":3,"start":1259.18,"end":1259.5801},{"sentences":[{"text":"out","start":1259.555,"end":1259.7151,"sentiment":"neutral","sentiment_score":-0.11043806374073029}],"sentiment":"neutral","sentiment_score":-0.11043806374073029,"channel":1,"num_words":1,"start":1259.555,"end":1259.7151},{"sentences":[{"text":"being.","start":1259.5801,"end":1260.0801,"sentiment":"neutral","sentiment_score":-0.11778956651687622}],"sentiment":"neutral","sentiment_score":-0.11778956651687622,"channel":0,"num_words":1,"start":1259.5801,"end":1260.0801},{"sentences":[{"text":"of it at the moment.","start":1259.7151,"end":1260.6951,"sentiment":"neutral","sentiment_score":-0.08178948014974594}],"sentiment":"neutral","sentiment_score":-0.08178948014974594,"channel":1,"num_words":5,"start":1259.7151,"end":1260.6951},{"sentences":[{"text":"No.","start":1260.7001,"end":1261.125,"sentiment":"neutral","sentiment_score":-0.12234862148761748}],"sentiment":"neutral","sentiment_score":-0.12234862148761748,"channel":0,"num_words":1,"start":1260.7001,"end":1261.125},{"sentences":[{"text":"No.","start":1260.8351,"end":1261.3351,"sentiment":"neutral","sentiment_score":-0.1212240383028984}],"sentiment":"neutral","sentiment_score":-0.1212240383028984,"channel":1,"num_words":1,"start":1260.8351,"end":1261.3351},{"sentences":[{"text":"That's okay.","start":1261.125,"end":1261.845,"sentiment":"neutral","sentiment_score":-0.06022607535123825},{"text":"That's alright.","start":1261.845,"end":1262.485,"sentiment":"neutral","sentiment_score":0.04687489755451679},{"text":"We can just do the investment side of things now, look at how funds are invested, look at maybe doing a bit of a switch there.","start":1262.485,"end":1268.345,"sentiment":"neutral","sentiment_score":0.057375966356350824},{"text":"And then if you want, we can sort of catch up down the track and talk about some of those additional strategies.","start":1268.565,"end":1273.205,"sentiment":"neutral","sentiment_score":0.08210311474447901},{"text":"Does that sound okay?","start":1273.205,"end":1274.345,"sentiment":"neutral","sentiment_score":0.10595554113388062}],"sentiment":"neutral","sentiment_score":0.06598506176045962,"channel":0,"num_words":56,"start":1261.125,"end":1274.345},{"sentences":[{"text":"Yeah.","start":1275.92,"end":1276.3201,"sentiment":"neutral","sentiment_score":0.16505689918994904},{"text":"Cool.","start":1276.3201,"end":1276.64,"sentiment":"neutral","sentiment_score":0.28286534547805786},{"text":"So just to give you a little bit of context, some of those additional strategies are called a transfer time strategy.","start":1276.64,"end":1282.8201,"sentiment":"neutral","sentiment_score":0.0798310185117381},{"text":"And as much as you are sort of drawing a little bit of money out of super to replenish your income, you're actually putting more money into super.","start":1283.36,"end":1290.665,"sentiment":"neutral","sentiment_score":-0.002132756835115807},{"text":"So it does provide you with greater benefit of increasing your contributions in, and the amount you're taking out is actually just a little bit less than what you're putting in.","start":1290.665,"end":1299.165,"sentiment":"neutral","sentiment_score":0.08411038066110303}],"sentiment":"neutral","sentiment_score":0.056976563933237294,"channel":0,"num_words":82,"start":1275.92,"end":1299.165},{"sentences":[{"text":"Admittedly, your balance is a bit on the lower side at the moment, so it might be worth trying to boost your super a little bit before we look at that strategy.","start":1299.2251,"end":1306.27,"sentiment":"neutral","sentiment_score":-0.08812459139153361}],"sentiment":"neutral","sentiment_score":-0.08812459139153361,"channel":0,"num_words":32,"start":1299.2251,"end":1306.27},{"sentences":[{"text":"Yay.","start":1306.8601,"end":1307.3601,"sentiment":"neutral","sentiment_score":0.07977558672428131}],"sentiment":"neutral","sentiment_score":0.07977558672428131,"channel":1,"num_words":1,"start":1306.8601,"end":1307.3601},{"sentences":[{"text":"So I'd probably just wanna do the investment side of things first.","start":1306.89,"end":1310.27,"sentiment":"neutral","sentiment_score":0.017945150146260858},{"text":"Look at retaining your Australian super for the moment there as well,","start":1310.49,"end":1314.03,"sentiment":"neutral","sentiment_score":0.023663184760759275}],"sentiment":"neutral","sentiment_score":0.020804167453510065,"channel":0,"num_words":24,"start":1306.89,"end":1314.03},{"sentences":[{"text":"Well, the","start":1314.255,"end":1314.655,"sentiment":"neutral","sentiment_score":-0.04800579696893692}],"sentiment":"neutral","sentiment_score":-0.04800579696893692,"channel":1,"num_words":2,"start":1314.255,"end":1314.655},{"sentences":[{"text":"and","start":1314.65,"end":1314.89,"sentiment":"neutral","sentiment_score":-0.0655008852481842}],"sentiment":"neutral","sentiment_score":-0.0655008852481842,"channel":0,"num_words":1,"start":1314.65,"end":1314.89},{"sentences":[{"text":"regular,","start":1314.655,"end":1315.155,"sentiment":"neutral","sentiment_score":-0.07183901965618134}],"sentiment":"neutral","sentiment_score":-0.07183901965618134,"channel":1,"num_words":1,"start":1314.655,"end":1315.155},{"sentences":[{"text":"just","start":1314.89,"end":1315.39,"sentiment":"neutral","sentiment_score":-0.08107604086399078}],"sentiment":"neutral","sentiment_score":-0.08107604086399078,"channel":0,"num_words":1,"start":1314.89,"end":1315.39},{"sentences":[{"text":"we're kinda just trying to save it because you can't give insure me.","start":1315.295,"end":1319.475,"sentiment":"neutral","sentiment_score":-0.09011114102143508}],"sentiment":"neutral","sentiment_score":-0.09011114102143508,"channel":1,"num_words":13,"start":1315.295,"end":1319.475},{"sentences":[{"text":"it's it is very difficult, especially with your job and with the hours you work now as well.","start":1320.305,"end":1326.785,"sentiment":"neutral","sentiment_score":-0.2859144028690126},{"text":"You are definitely doing more hours, more days, and your job is extremely risky.","start":1326.785,"end":1330.59,"sentiment":"negative","sentiment_score":-0.36926774041993277},{"text":"And given your age, getting new insurances is gonna be very expensive.","start":1332.35,"end":1336.61,"sentiment":"neutral","sentiment_score":-0.3230205662548542},{"text":"So retaining maybe the life of TPD and a bit of income protection from Australian Super at the moment gives you a level of cover.","start":1336.67,"end":1344.125,"sentiment":"neutral","sentiment_score":0.04265124976634979},{"text":"It is a cheaper level of cover.","start":1344.125,"end":1345.965,"sentiment":"neutral","sentiment_score":0.09712074005178042}],"sentiment":"neutral","sentiment_score":-0.16376747352708326,"channel":0,"num_words":76,"start":1320.305,"end":1345.965},{"sentences":[{"text":"Admittedly, it's not, you know, the greatest.","start":1345.965,"end":1348.385,"sentiment":"neutral","sentiment_score":-0.19124263099261693},{"text":"At the moment, with your life cover in AustralianSuper, you're covered for about 9,000.","start":1348.9249,"end":1353.645,"sentiment":"neutral","sentiment_score":-0.10320222430995532},{"text":"So if you were to pass away, it only pays out that $9,000 life benefit.","start":1353.645,"end":1358.145,"sentiment":"neutral","sentiment_score":-0.14958861867586773},{"text":"The","start":1358.52,"end":1359.02,"sentiment":"neutral","sentiment_score":-0.08804260194301605}],"sentiment":"neutral","sentiment_score":-0.13825409295591148,"channel":0,"num_words":37,"start":1345.965,"end":1359.02},{"sentences":[{"text":"K.","start":1358.83,"end":1359.07,"sentiment":"neutral","sentiment_score":-0.07178977131843567},{"text":"K.","start":1359.07,"end":1359.57,"sentiment":"neutral","sentiment_score":-0.07563282549381256}],"sentiment":"neutral","sentiment_score":-0.07371129840612411,"channel":1,"num_words":2,"start":1358.83,"end":1359.57},{"sentences":[{"text":"TBD benefit, you're covered for 5,000.","start":1360.2001,"end":1362.76,"sentiment":"neutral","sentiment_score":-0.0327402517820398},{"text":"So if you were unable to go back to work ever again, became permanently disabled, they'd only pay out the benefit of 5,000.","start":1362.76,"end":1370.06,"sentiment":"neutral","sentiment_score":-0.12314925261813661},{"text":"And then your","start":1370.6,"end":1371.16,"sentiment":"neutral","sentiment_score":-0.059533326576153435}],"sentiment":"neutral","sentiment_score":-0.10023357189493254,"channel":0,"num_words":32,"start":1360.2001,"end":1371.16},{"sentences":[{"text":"K.","start":1371.125,"end":1371.625,"sentiment":"neutral","sentiment_score":-0.04770646244287491}],"sentiment":"neutral","sentiment_score":-0.04770646244287491,"channel":1,"num_words":1,"start":1371.125,"end":1371.625},{"sentences":[{"text":"income protection benefit provides a monthly benefit of 2,700 per month on a six day wait and a two year benefit period.","start":1371.16,"end":1380.265,"sentiment":"neutral","sentiment_score":-0.05265879097648642},{"text":"So it's a very minimal level of cover.","start":1380.265,"end":1382.605,"sentiment":"neutral","sentiment_score":-0.18688349798321724}],"sentiment":"neutral","sentiment_score":-0.08845204617828131,"channel":0,"num_words":30,"start":1371.16,"end":1382.605},{"sentences":[{"text":"Hey.","start":1383.51,"end":1384.01,"sentiment":"neutral","sentiment_score":-0.03853772580623627}],"sentiment":"neutral","sentiment_score":-0.03853772580623627,"channel":1,"num_words":1,"start":1383.51,"end":1384.01},{"sentences":[{"text":"The other thing to sort of look at is because you are 60 now, if you decided you did not want that cover anymore because it is so minimal, if you were to pass away, your super balance is also paid out to your beneficiaries.","start":1383.625,"end":1397.03,"sentiment":"neutral","sentiment_score":-0.0729708191835218},{"text":"And that could obviously","start":1398.37,"end":1399.65,"sentiment":"neutral","sentiment_score":0.0005834843032062054}],"sentiment":"neutral","sentiment_score":-0.06696638624582972,"channel":0,"num_words":49,"start":1383.625,"end":1399.65},{"sentences":[{"text":"Who","start":1399.5449,"end":1399.785,"sentiment":"neutral","sentiment_score":0.0031378064304590225}],"sentiment":"neutral","sentiment_score":0.0031378064304590225,"channel":1,"num_words":1,"start":1399.5449,"end":1399.785},{"sentences":[{"text":"provide","start":1399.65,"end":1400.05,"sentiment":"neutral","sentiment_score":0.004836119711399078}],"sentiment":"neutral","sentiment_score":0.004836119711399078,"channel":0,"num_words":1,"start":1399.65,"end":1400.05},{"sentences":[{"text":"is my","start":1399.785,"end":1400.265,"sentiment":"neutral","sentiment_score":0.005355441011488438}],"sentiment":"neutral","sentiment_score":0.005355441011488438,"channel":1,"num_words":2,"start":1399.785,"end":1400.265},{"sentences":[{"text":"a bit","start":1400.05,"end":1400.29,"sentiment":"neutral","sentiment_score":0.006839266512542963}],"sentiment":"neutral","sentiment_score":0.006839266512542963,"channel":0,"num_words":2,"start":1400.05,"end":1400.29},{"sentences":[{"text":"beneficiary?","start":1400.265,"end":1400.765,"sentiment":"neutral","sentiment_score":0.018372301012277603}],"sentiment":"neutral","sentiment_score":0.018372301012277603,"channel":1,"num_words":1,"start":1400.265,"end":1400.765},{"sentences":[{"text":"more of a great.","start":1400.29,"end":1401.27,"sentiment":"neutral","sentiment_score":0.14317047223448753},{"text":"I will let you know on the I can see the super one here.","start":1402.165,"end":1407.305,"sentiment":"neutral","sentiment_score":0.10284443838255745},{"text":"Let's have a look.","start":1409.2051,"end":1410.105,"sentiment":"neutral","sentiment_score":0.03862286498770118},{"text":"So according to the super, I don't have a beneficiary nomination noted at all.","start":1410.965,"end":1416.665,"sentiment":"neutral","sentiment_score":-0.021893261931836605},{"text":"Are you wanting all this to be paid out to your partner in the event that something happens to your wife?","start":1416.86,"end":1421.28,"sentiment":"neutral","sentiment_score":0.005585255367415292}],"sentiment":"neutral","sentiment_score":0.034697897928325755,"channel":0,"num_words":57,"start":1400.29,"end":1421.28},{"sentences":[{"text":"Yes.","start":1421.185,"end":1421.685,"sentiment":"neutral","sentiment_score":0.03324352577328682}],"sentiment":"neutral","sentiment_score":0.03324352577328682,"channel":1,"num_words":1,"start":1421.185,"end":1421.685},{"sentences":[{"text":"Yeah.","start":1422.22,"end":1422.54,"sentiment":"neutral","sentiment_score":0.04586093872785568}],"sentiment":"neutral","sentiment_score":0.04586093872785568,"channel":0,"num_words":1,"start":1422.22,"end":1422.54},{"sentences":[{"text":"Yes.","start":1422.2251,"end":1422.7251,"sentiment":"neutral","sentiment_score":0.0845177173614502}],"sentiment":"neutral","sentiment_score":0.0845177173614502,"channel":1,"num_words":1,"start":1422.2251,"end":1422.7251},{"sentences":[{"text":"It looks like no beneficiary nomination has been applied, and I do wanna make sure that that is completed with you.","start":1422.54,"end":1427.9,"sentiment":"neutral","sentiment_score":0.0745827371165866},{"text":"Are you comfortable?","start":1427.9,"end":1428.78,"sentiment":"neutral","sentiment_score":0.04769345372915268},{"text":"If I get the information off you, my team can prefill the documents for you to make it easier.","start":1428.78,"end":1433.875,"sentiment":"neutral","sentiment_score":0.08310332541403018},{"text":"Would that be okay?","start":1433.875,"end":1434.9349,"sentiment":"neutral","sentiment_score":0.09397180937230587}],"sentiment":"neutral","sentiment_score":0.07796102682960794,"channel":0,"num_words":47,"start":1422.54,"end":1434.9349},{"sentences":[{"text":"Yep.","start":1436.0801,"end":1436.5801,"sentiment":"neutral","sentiment_score":0.07546444237232208}],"sentiment":"neutral","sentiment_score":0.07546444237232208,"channel":1,"num_words":1,"start":1436.0801,"end":1436.5801},{"sentences":[{"text":"Yep.","start":1436.4349,"end":1436.755,"sentiment":"neutral","sentiment_score":0.14553922414779663},{"text":"Fantastic.","start":1436.755,"end":1437.255,"sentiment":"neutral","sentiment_score":0.14261840283870697},{"text":"Can I grab what's your wife's name?","start":1437.875,"end":1439.735,"sentiment":"neutral","sentiment_score":0.015420245938003063}],"sentiment":"neutral","sentiment_score":0.04401103872805834,"channel":0,"num_words":9,"start":1436.4349,"end":1439.735},{"sentences":[{"text":"Joanne.","start":1440.3201,"end":1440.8201,"sentiment":"neutral","sentiment_score":0.006898974534124136}],"sentiment":"neutral","sentiment_score":0.006898974534124136,"channel":1,"num_words":1,"start":1440.3201,"end":1440.8201},{"sentences":[{"text":"Joanne.","start":1441.5549,"end":1442.0349,"sentiment":"neutral","sentiment_score":0.006901301443576813},{"text":"Is it j o a, n n,","start":1442.0349,"end":1443.875,"sentiment":"neutral","sentiment_score":0.013983715059501784}],"sentiment":"neutral","sentiment_score":0.013098413357511163,"channel":0,"num_words":8,"start":1441.5549,"end":1443.875},{"sentences":[{"text":"I","start":1443.745,"end":1444.065,"sentiment":"neutral","sentiment_score":0.01330860797315836}],"sentiment":"neutral","sentiment_score":0.01330860797315836,"channel":1,"num_words":1,"start":1443.745,"end":1444.065},{"sentences":[{"text":"e?","start":1443.875,"end":1444.32,"sentiment":"neutral","sentiment_score":0.013294855132699013}],"sentiment":"neutral","sentiment_score":0.013294855132699013,"channel":0,"num_words":1,"start":1443.875,"end":1444.32},{"sentences":[{"text":"that's it?","start":1444.5449,"end":1445.365,"sentiment":"neutral","sentiment_score":0.018910907208919525}],"sentiment":"neutral","sentiment_score":0.018910907208919525,"channel":1,"num_words":2,"start":1444.5449,"end":1445.365},{"sentences":[{"text":"Beautiful.","start":1445.9199,"end":1446.4199,"sentiment":"positive","sentiment_score":0.4358951449394226},{"text":"And same surname as yourself?","start":1446.5599,"end":1448.34,"sentiment":"neutral","sentiment_score":0.14677198529243468}],"sentiment":"neutral","sentiment_score":0.19495917856693268,"channel":0,"num_words":6,"start":1445.9199,"end":1448.34},{"sentences":[{"text":"That's it.","start":1449.025,"end":1449.765,"sentiment":"neutral","sentiment_score":0.12803777679800987}],"sentiment":"neutral","sentiment_score":0.12803777679800987,"channel":1,"num_words":2,"start":1449.025,"end":1449.765},{"sentences":[{"text":"Beautiful.","start":1450.24,"end":1450.74,"sentiment":"positive","sentiment_score":0.41990500688552856},{"text":"And what's her contact phone number?","start":1451.6799,"end":1453.5399,"sentiment":"neutral","sentiment_score":0.05267717922106385}],"sentiment":"neutral","sentiment_score":0.10513829745884452,"channel":0,"num_words":7,"start":1450.24,"end":1453.5399},{"sentences":[{"text":"04.","start":1454.785,"end":1455.6849,"sentiment":"neutral","sentiment_score":0.007860107347369194}],"sentiment":"neutral","sentiment_score":0.007860107347369194,"channel":1,"num_words":1,"start":1454.785,"end":1455.6849},{"sentences":[{"text":"Yep.","start":1456.32,"end":1456.82,"sentiment":"neutral","sentiment_score":0.010896898806095123}],"sentiment":"neutral","sentiment_score":0.010896898806095123,"channel":0,"num_words":1,"start":1456.32,"end":1456.82},{"sentences":[{"text":"Bloody hell.","start":1458.22,"end":1458.7,"sentiment":"neutral","sentiment_score":-0.0732714831829071}],"sentiment":"neutral","sentiment_score":-0.0732714831829071,"channel":1,"num_words":2,"start":1458.22,"end":1458.7},{"sentences":[{"text":"Sorry.","start":1458.485,"end":1458.985,"sentiment":"neutral","sentiment_score":-0.1010148674249649}],"sentiment":"neutral","sentiment_score":-0.1010148674249649,"channel":0,"num_words":1,"start":1458.485,"end":1458.985},{"sentences":[{"text":"I gotta look it up.","start":1458.7,"end":1459.6799,"sentiment":"neutral","sentiment_score":-0.06834831833839417},{"text":"That's alright.","start":1461.1,"end":1461.84,"sentiment":"neutral","sentiment_score":0.015157361514866352},{"text":"Just go into here.","start":1469.4199,"end":1470.88,"sentiment":"neutral","sentiment_score":0.006300644716247916}],"sentiment":"neutral","sentiment_score":-0.02602038998156786,"channel":1,"num_words":11,"start":1458.7,"end":1470.88},{"sentences":[{"text":"Yep.","start":1471.46,"end":1471.96,"sentiment":"neutral","sentiment_score":0.007342630531638861}],"sentiment":"neutral","sentiment_score":0.007342630531638861,"channel":0,"num_words":1,"start":1471.46,"end":1471.96},{"sentences":[{"text":"049008","start":1478.6951,"end":1481.5751,"sentiment":"neutral","sentiment_score":0.008183276280760765}],"sentiment":"neutral","sentiment_score":0.008183276280760765,"channel":1,"num_words":1,"start":1478.6951,"end":1481.5751},{"sentences":[{"text":"Yep.","start":1481.475,"end":1481.975,"sentiment":"neutral","sentiment_score":0.006538306828588247}],"sentiment":"neutral","sentiment_score":0.006538306828588247,"channel":0,"num_words":1,"start":1481.475,"end":1481.975},{"sentences":[{"text":"9193.","start":1481.5751,"end":1483.115,"sentiment":"neutral","sentiment_score":0.007514573633670807}],"sentiment":"neutral","sentiment_score":0.007514573633670807,"channel":1,"num_words":1,"start":1481.5751,"end":1483.115},{"sentences":[{"text":"193.","start":1483.555,"end":1484.755,"sentiment":"neutral","sentiment_score":0.0171591117978096},{"text":"Fantastic.","start":1484.755,"end":1485.255,"sentiment":"positive","sentiment_score":0.375131756067276},{"text":"Now another hard one for you, what's her date of birth?","start":1485.875,"end":1488.855,"sentiment":"neutral","sentiment_score":0.039292498576370155}],"sentiment":"neutral","sentiment_score":0.06342371940039672,"channel":0,"num_words":13,"start":1483.555,"end":1488.855},{"sentences":[{"text":"Twenty nine to the fourth sixty nine.","start":1489.9299,"end":1492.4299,"sentiment":"neutral","sentiment_score":0.01809856322194849}],"sentiment":"neutral","sentiment_score":0.01809856322194849,"channel":1,"num_words":7,"start":1489.9299,"end":1492.4299},{"sentences":[{"text":"Fantastic.","start":1493.075,"end":1493.575,"sentiment":"positive","sentiment_score":0.5139756798744202},{"text":"Well done.","start":1494.45,"end":1495.19,"sentiment":"positive","sentiment_score":0.43365220725536346},{"text":"And a silly question, but she identifies as a female.","start":1495.89,"end":1499.0299,"sentiment":"neutral","sentiment_score":0.03237440101802349}],"sentiment":"neutral","sentiment_score":0.13115570035118324,"channel":0,"num_words":13,"start":1493.075,"end":1499.0299},{"sentences":[{"text":"Yes.","start":1500.925,"end":1501.425,"sentiment":"neutral","sentiment_score":0.05864526703953743}],"sentiment":"neutral","sentiment_score":0.05864526703953743,"channel":1,"num_words":1,"start":1500.925,"end":1501.425},{"sentences":[{"text":"Yeah.","start":1501.73,"end":1502.0499,"sentiment":"neutral","sentiment_score":0.08080784976482391},{"text":"I just like to double check that one.","start":1502.0499,"end":1503.97,"sentiment":"neutral","sentiment_score":0.12656507454812527},{"text":"That's all good.","start":1503.97,"end":1505.11,"sentiment":"positive","sentiment_score":0.4467266301314036}],"sentiment":"neutral","sentiment_score":0.20279236137866974,"channel":0,"num_words":12,"start":1501.73,"end":1505.11},{"sentences":[{"text":"Yeah.","start":1505.485,"end":1505.985,"sentiment":"neutral","sentiment_score":0.27401870489120483}],"sentiment":"neutral","sentiment_score":0.27401870489120483,"channel":1,"num_words":1,"start":1505.485,"end":1505.985},{"sentences":[{"text":"And you're happy","start":1505.6499,"end":1506.37,"sentiment":"neutral","sentiment_score":0.2816460331281026}],"sentiment":"neutral","sentiment_score":0.2816460331281026,"channel":0,"num_words":3,"start":1505.6499,"end":1506.37},{"sentences":[{"text":"These","start":1506.205,"end":1506.525,"sentiment":"neutral","sentiment_score":0.23058077692985535}],"sentiment":"neutral","sentiment_score":0.23058077692985535,"channel":1,"num_words":1,"start":1506.205,"end":1506.525},{"sentences":[{"text":"to","start":1506.37,"end":1506.5299,"sentiment":"neutral","sentiment_score":0.07635156810283661}],"sentiment":"neutral","sentiment_score":0.07635156810283661,"channel":0,"num_words":1,"start":1506.37,"end":1506.5299},{"sentences":[{"text":"days","start":1506.525,"end":1507.025,"sentiment":"neutral","sentiment_score":0.05967382341623306}],"sentiment":"neutral","sentiment_score":0.05967382341623306,"channel":1,"num_words":1,"start":1506.525,"end":1507.025},{"sentences":[{"text":"have I'm","start":1506.5299,"end":1508.315,"sentiment":"neutral","sentiment_score":0.06572862155735493}],"sentiment":"neutral","sentiment_score":0.06572862155735493,"channel":0,"num_words":2,"start":1506.5299,"end":1508.315},{"sentences":[{"text":"these days, we got bees we got","start":1508.125,"end":1510.045,"sentiment":"neutral","sentiment_score":0.09674142141427312}],"sentiment":"neutral","sentiment_score":0.09674142141427312,"channel":1,"num_words":7,"start":1508.125,"end":1510.045},{"sentences":[{"text":"trying","start":1509.975,"end":1510.475,"sentiment":"neutral","sentiment_score":0.11484232544898988}],"sentiment":"neutral","sentiment_score":0.11484232544898988,"channel":0,"num_words":1,"start":1509.975,"end":1510.475},{"sentences":[{"text":"bees that are buddy","start":1510.045,"end":1511.105,"sentiment":"neutral","sentiment_score":0.11861994117498398}],"sentiment":"neutral","sentiment_score":0.11861994117498398,"channel":1,"num_words":4,"start":1510.045,"end":1511.105},{"sentences":[{"text":"to check.","start":1510.7749,"end":1512.075,"sentiment":"neutral","sentiment_score":0.09749029576778412},{"text":"Absolutely.","start":1512.5349,"end":1513.0349,"sentiment":"neutral","sentiment_score":0.22685915231704712}],"sentiment":"neutral","sentiment_score":0.1406132479508718,"channel":0,"num_words":3,"start":1510.7749,"end":1513.0349},{"sentences":[{"text":"birds and birds little b's and buddy b's that are b's and","start":1512.6599,"end":1516.4199,"sentiment":"neutral","sentiment_score":0.13007893785834312}],"sentiment":"neutral","sentiment_score":0.13007893785834312,"channel":1,"num_words":12,"start":1512.6599,"end":1516.4199},{"sentences":[{"text":"Absolutely.","start":1517.575,"end":1518.075,"sentiment":"neutral","sentiment_score":0.22848117351531985},{"text":"And are you happy to have a 100% of both your super your Australian super","start":1518.855,"end":1522.95,"sentiment":"positive","sentiment_score":0.3489082763592402}],"sentiment":"positive","sentiment_score":0.3413815824314952,"channel":0,"num_words":16,"start":1517.575,"end":1522.95},{"sentences":[{"text":"hey.","start":1522.74,"end":1523.24,"sentiment":"neutral","sentiment_score":0.32827234268188477}],"sentiment":"neutral","sentiment_score":0.32827234268188477,"channel":1,"num_words":1,"start":1522.74,"end":1523.24},{"sentences":[{"text":"and your hub","start":1523.0299,"end":1523.59,"sentiment":"neutral","sentiment_score":0.23410395284493765}],"sentiment":"neutral","sentiment_score":0.23410395284493765,"channel":0,"num_words":3,"start":1523.0299,"end":1523.59},{"sentences":[{"text":"Yes.","start":1523.5399,"end":1524.0399,"sentiment":"neutral","sentiment_score":0.15213841199874878}],"sentiment":"neutral","sentiment_score":0.15213841199874878,"channel":1,"num_words":1,"start":1523.5399,"end":1524.0399},{"sentences":[{"text":"24 super to be paid to her in the event of your passing?","start":1523.59,"end":1526.4099,"sentiment":"neutral","sentiment_score":0.1261572052653019},{"text":"Yep.","start":1528.07,"end":1528.47,"sentiment":"neutral","sentiment_score":0.17039227485656738},{"text":"Beautiful.","start":1528.47,"end":1528.97,"sentiment":"positive","sentiment_score":0.5281692743301392},{"text":"Lovely.","start":1529.0299,"end":1529.35,"sentiment":"positive","sentiment_score":0.510841429233551},{"text":"My team will prefill the document.","start":1529.35,"end":1530.95,"sentiment":"neutral","sentiment_score":0.2752404610315959}],"sentiment":"neutral","sentiment_score":0.2045858824117617,"channel":0,"num_words":22,"start":1523.59,"end":1530.95},{"sentences":[{"text":"Is it better if we email or post that to you to be have filled out?","start":1530.95,"end":1534.95,"sentiment":"neutral","sentiment_score":0.09602029668167233}],"sentiment":"neutral","sentiment_score":0.09602029668167233,"channel":0,"num_words":16,"start":1530.95,"end":1534.95},{"sentences":[{"text":"Yes.","start":1534.915,"end":1535.415,"sentiment":"neutral","sentiment_score":0.040544867515563965}],"sentiment":"neutral","sentiment_score":0.040544867515563965,"channel":1,"num_words":1,"start":1534.915,"end":1535.415},{"sentences":[{"text":"What would you prefer?","start":1534.95,"end":1535.9299,"sentiment":"neutral","sentiment_score":0.027839784044772387}],"sentiment":"neutral","sentiment_score":0.027839784044772387,"channel":0,"num_words":4,"start":1534.95,"end":1535.9299},{"sentences":[{"text":"You can you can just email it.","start":1536.8351,"end":1538.775,"sentiment":"neutral","sentiment_score":0.06135339715651104}],"sentiment":"neutral","sentiment_score":0.06135339715651104,"channel":1,"num_words":7,"start":1536.8351,"end":1538.775},{"sentences":[{"text":"Yep.","start":1539.2051,"end":1539.605,"sentiment":"neutral","sentiment_score":0.1729167401790619},{"text":"Beautiful.","start":1539.605,"end":1540.105,"sentiment":"positive","sentiment_score":0.4641919434070587}],"sentiment":"neutral","sentiment_score":0.3185543417930603,"channel":0,"num_words":2,"start":1539.2051,"end":1540.105},{"sentences":[{"text":"Email","start":1539.68,"end":1540.18,"sentiment":"neutral","sentiment_score":0.26784244179725647}],"sentiment":"neutral","sentiment_score":0.26784244179725647,"channel":1,"num_words":1,"start":1539.68,"end":1540.18},{"sentences":[{"text":"We'll get that sent out.","start":1540.165,"end":1541.4451,"sentiment":"neutral","sentiment_score":0.3164278268814087},{"text":"Excellent.","start":1541.4451,"end":1541.9451,"sentiment":"positive","sentiment_score":0.5425941944122314},{"text":"Not a problem at","start":1542.245,"end":1542.9651,"sentiment":"positive","sentiment_score":0.39980725198984146}],"sentiment":"positive","sentiment_score":0.37239623367786406,"channel":0,"num_words":10,"start":1540.165,"end":1542.9651},{"sentences":[{"text":"it.","start":1542.96,"end":1543.46,"sentiment":"positive","sentiment_score":0.342032790184021}],"sentiment":"positive","sentiment_score":0.342032790184021,"channel":1,"num_words":1,"start":1542.96,"end":1543.46},{"sentences":[{"text":"all.","start":1542.9651,"end":1543.2051,"sentiment":"neutral","sentiment_score":0.26873505115509033},{"text":"We'll have that organized for you so they can be added to your super funds and protected everything for you.","start":1543.2051,"end":1549.4651,"sentiment":"positive","sentiment_score":0.4410483419895172}],"sentiment":"positive","sentiment_score":0.43284294718787786,"channel":0,"num_words":21,"start":1542.9651,"end":1549.4651},{"sentences":[{"text":"Yeah.","start":1549.84,"end":1550.34,"sentiment":"neutral","sentiment_score":0.16288548707962036}],"sentiment":"neutral","sentiment_score":0.16288548707962036,"channel":1,"num_words":1,"start":1549.84,"end":1550.34},{"sentences":[{"text":"Now the other thing is, as I was talking to you, with your life and TV, your income protection, at the age of 60, if you're unable to go to work or if you are technically, you know, passed away or disabled, you can get access to your super balance.","start":1550.19,"end":1565.2749,"sentiment":"neutral","sentiment_score":0.09844571195542812},{"text":"Being 60 means everything is deducted is provided to you tax free.","start":1565.2749,"end":1570.0149,"sentiment":"neutral","sentiment_score":0.23662312204639116},{"text":"You do have the option of keeping those insurances for a little bit longer for peace of mind if you would like to.","start":1570.5549,"end":1576.59,"sentiment":"neutral","sentiment_score":0.21217106740273858},{"text":"Or if you're not sort of worried about them because the levels of cover are quite small, we can always look to maybe consolidate everything to one place and maybe cancel the covers.","start":1576.83,"end":1585.3099,"sentiment":"neutral","sentiment_score":0.01333785384441867},{"text":"But it's more about what's important to you.","start":1585.3099,"end":1588.4299,"sentiment":"neutral","sentiment_score":0.12336866836994886}],"sentiment":"neutral","sentiment_score":0.1116571121937817,"channel":0,"num_words":126,"start":1550.19,"end":1588.4299},{"sentences":[{"text":"Are you wanting to keep the insurances for a little bit longer?","start":1588.4299,"end":1591.33,"sentiment":"neutral","sentiment_score":0.017287445720285177}],"sentiment":"neutral","sentiment_score":0.017287445720285177,"channel":0,"num_words":12,"start":1588.4299,"end":1591.33},{"sentences":[{"text":"My wife just sat down.","start":1596.49,"end":1597.95,"sentiment":"neutral","sentiment_score":-0.10250563472509384}],"sentiment":"neutral","sentiment_score":-0.10250563472509384,"channel":1,"num_words":5,"start":1596.49,"end":1597.95},{"sentences":[{"text":"Yeah.","start":1598.485,"end":1598.985,"sentiment":"neutral","sentiment_score":-0.014795711264014244}],"sentiment":"neutral","sentiment_score":-0.014795711264014244,"channel":0,"num_words":1,"start":1598.485,"end":1598.985},{"sentences":[{"text":"So now if I die, Australian","start":1599.85,"end":1605.15,"sentiment":"neutral","sentiment_score":-0.0070250929954151315}],"sentiment":"neutral","sentiment_score":-0.0070250929954151315,"channel":1,"num_words":6,"start":1599.85,"end":1605.15},{"sentences":[{"text":"Yes.","start":1604.98,"end":1605.48,"sentiment":"neutral","sentiment_score":0.039330776780843735}],"sentiment":"neutral","sentiment_score":0.039330776780843735,"channel":0,"num_words":1,"start":1604.98,"end":1605.48},{"sentences":[{"text":"food is only gonna give us $9,000 for me.","start":1605.21,"end":1608.91,"sentiment":"neutral","sentiment_score":0.039168237811989255}],"sentiment":"neutral","sentiment_score":0.039168237811989255,"channel":1,"num_words":9,"start":1605.21,"end":1608.91},{"sentences":[{"text":"The life cover that you're insured for with Australian Super, yeah, pays out a benefit of $9,000,","start":1609.54,"end":1616.2,"sentiment":"neutral","sentiment_score":0.12580567247727337}],"sentiment":"neutral","sentiment_score":0.12580567247727337,"channel":0,"num_words":17,"start":1609.54,"end":1616.2},{"sentences":[{"text":"And","start":1616.785,"end":1617.105,"sentiment":"neutral","sentiment_score":0.09620513021945952}],"sentiment":"neutral","sentiment_score":0.09620513021945952,"channel":1,"num_words":1,"start":1616.785,"end":1617.105},{"sentences":[{"text":"but your","start":1616.835,"end":1617.395,"sentiment":"neutral","sentiment_score":0.09740078076720238}],"sentiment":"neutral","sentiment_score":0.09740078076720238,"channel":0,"num_words":2,"start":1616.835,"end":1617.395},{"sentences":[{"text":"the other","start":1617.105,"end":1617.505,"sentiment":"neutral","sentiment_score":0.09636253863573074}],"sentiment":"neutral","sentiment_score":0.09636253863573074,"channel":1,"num_words":2,"start":1617.105,"end":1617.505},{"sentences":[{"text":"super","start":1617.395,"end":1617.7949,"sentiment":"neutral","sentiment_score":0.10583622753620148}],"sentiment":"neutral","sentiment_score":0.10583622753620148,"channel":0,"num_words":1,"start":1617.395,"end":1617.7949},{"sentences":[{"text":"one","start":1617.505,"end":1618.005,"sentiment":"neutral","sentiment_score":0.08070634305477142}],"sentiment":"neutral","sentiment_score":0.08070634305477142,"channel":1,"num_words":1,"start":1617.505,"end":1618.005},{"sentences":[{"text":"benefit between the two super funds pays out as well.","start":1617.7949,"end":1621.5549,"sentiment":"neutral","sentiment_score":0.1084718607366085},{"text":"So at the moment and sorry, Robert.","start":1621.5549,"end":1623.395,"sentiment":"neutral","sentiment_score":0.021810712026698247},{"text":"Because your wife is there and I'm probably on speaker, I just need to confirm, are you happy with me putting this information out there?","start":1623.395,"end":1629.255,"sentiment":"neutral","sentiment_score":-0.03583627641201019}],"sentiment":"neutral","sentiment_score":0.008130635267921857,"channel":0,"num_words":42,"start":1617.7949,"end":1629.255},{"sentences":[{"text":"Yes.","start":1629.76,"end":1630.26,"sentiment":"neutral","sentiment_score":0.1011587381362915}],"sentiment":"neutral","sentiment_score":0.1011587381362915,"channel":1,"num_words":1,"start":1629.76,"end":1630.26},{"sentences":[{"text":"Yep.","start":1630.67,"end":1631.0701,"sentiment":"neutral","sentiment_score":0.1542457789182663},{"text":"Beautiful.","start":1631.0701,"end":1631.55,"sentiment":"positive","sentiment_score":0.3965852558612823},{"text":"I just have to be really cautious and security conscious for you.","start":1631.55,"end":1634.75,"sentiment":"neutral","sentiment_score":-0.1859942382822434},{"text":"I do apologize.","start":1634.75,"end":1635.65,"sentiment":"neutral","sentiment_score":-0.17505845427513123}],"sentiment":"neutral","sentiment_score":-0.129780893378398,"channel":0,"num_words":17,"start":1630.67,"end":1635.65},{"sentences":[{"text":"Yeah.","start":1636.24,"end":1636.48,"sentiment":"neutral","sentiment_score":-0.006497491151094437},{"text":"No.","start":1636.48,"end":1636.64,"sentiment":"neutral","sentiment_score":-0.0650593489408493},{"text":"That's fine.","start":1636.64,"end":1637.5399,"sentiment":"neutral","sentiment_score":0.05483934283256531}],"sentiment":"neutral","sentiment_score":0.009530461393296719,"channel":1,"num_words":4,"start":1636.24,"end":1637.5399},{"sentences":[{"text":"With the super balance between the two funds at the moment, In the event of you passing, the current total super balance paid out is a 120,529, and then you do","start":1638.99,"end":1652.035,"sentiment":"neutral","sentiment_score":0.05613230409160737}],"sentiment":"neutral","sentiment_score":0.05613230409160737,"channel":0,"num_words":31,"start":1638.99,"end":1652.035},{"sentences":[{"text":"Yep.","start":1651.89,"end":1652.39,"sentiment":"neutral","sentiment_score":0.11484678834676744}],"sentiment":"neutral","sentiment_score":0.11484678834676744,"channel":1,"num_words":1,"start":1651.89,"end":1652.39},{"sentences":[{"text":"also have that Australian super fund with a small amount of life cover of 9,000.","start":1652.035,"end":1657.095,"sentiment":"neutral","sentiment_score":0.12743276804685594},{"text":"So that 9,000 would be paid out on top of that 120,000.","start":1657.5,"end":1661.6,"sentiment":"neutral","sentiment_score":0.1289750405897697},{"text":"It just","start":1661.9,"end":1662.3,"sentiment":"neutral","sentiment_score":0.045254968106746674}],"sentiment":"neutral","sentiment_score":0.12240351531012304,"channel":0,"num_words":29,"start":1652.035,"end":1662.3},{"sentences":[{"text":"If","start":1662.29,"end":1662.61,"sentiment":"neutral","sentiment_score":0.03625008463859558}],"sentiment":"neutral","sentiment_score":0.03625008463859558,"channel":1,"num_words":1,"start":1662.29,"end":1662.61},{"sentences":[{"text":"depends","start":1662.3,"end":1662.62,"sentiment":"neutral","sentiment_score":0.07701769471168518}],"sentiment":"neutral","sentiment_score":0.07701769471168518,"channel":0,"num_words":1,"start":1662.3,"end":1662.62},{"sentences":[{"text":"you","start":1662.61,"end":1662.6901,"sentiment":"neutral","sentiment_score":0.07129380106925964}],"sentiment":"neutral","sentiment_score":0.07129380106925964,"channel":1,"num_words":1,"start":1662.61,"end":1662.6901},{"sentences":[{"text":"on","start":1662.62,"end":1662.78,"sentiment":"neutral","sentiment_score":0.06169094517827034}],"sentiment":"neutral","sentiment_score":0.06169094517827034,"channel":0,"num_words":1,"start":1662.62,"end":1662.78},{"sentences":[{"text":"could","start":1662.6901,"end":1662.93,"sentiment":"neutral","sentiment_score":0.061940353363752365}],"sentiment":"neutral","sentiment_score":0.061940353363752365,"channel":1,"num_words":1,"start":1662.6901,"end":1662.93},{"sentences":[{"text":"sort","start":1662.78,"end":1662.94,"sentiment":"neutral","sentiment_score":0.038644950836896896}],"sentiment":"neutral","sentiment_score":0.038644950836896896,"channel":0,"num_words":1,"start":1662.78,"end":1662.94},{"sentences":[{"text":"buy","start":1662.93,"end":1663.17,"sentiment":"neutral","sentiment_score":0.027077220380306244}],"sentiment":"neutral","sentiment_score":0.027077220380306244,"channel":1,"num_words":1,"start":1662.93,"end":1663.17},{"sentences":[{"text":"of what","start":1662.94,"end":1663.34,"sentiment":"neutral","sentiment_score":0.03613361157476902}],"sentiment":"neutral","sentiment_score":0.03613361157476902,"channel":0,"num_words":2,"start":1662.94,"end":1663.34},{"sentences":[{"text":"me anyway.","start":1663.17,"end":1663.8301,"sentiment":"neutral","sentiment_score":0.04604605212807655}],"sentiment":"neutral","sentiment_score":0.04604605212807655,"channel":1,"num_words":2,"start":1663.17,"end":1663.8301},{"sentences":[{"text":"you're comfortable with.","start":1663.34,"end":1664.56,"sentiment":"neutral","sentiment_score":0.08762846514582634},{"text":"The TBD side of things is exactly the same.","start":1666.94,"end":1669.42,"sentiment":"neutral","sentiment_score":0.08149361941549513},{"text":"So TBD pays out a lump sum benefit in the event that you're unable to go back to work again due to permanent incapacity.","start":1669.42,"end":1675.755,"sentiment":"neutral","sentiment_score":0.019004002834359806},{"text":"With your Australian super account, you've got about $5,000 of cover there.","start":1676.375,"end":1680.715,"sentiment":"neutral","sentiment_score":0.07047590675453345},{"text":"And, again, if you are permanently incapacitated or unable to go to work because you're over the age of 60, we can access your super tax free for you.","start":1680.775,"end":1689.4099,"sentiment":"neutral","sentiment_score":0.0374406123983449}],"sentiment":"neutral","sentiment_score":0.04394691790659706,"channel":0,"num_words":77,"start":1663.34,"end":1689.4099},{"sentences":[{"text":"So you can get that 120 odd thousand out of your two super funds to cover you.","start":1689.63,"end":1694.5299,"sentiment":"neutral","sentiment_score":0.2213729234302745},{"text":"It just depends on whether that 5,000 of TPD is worth keeping for you or not, whether it's something you want","start":1694.83,"end":1700.35,"sentiment":"neutral","sentiment_score":0.03580336396892866}],"sentiment":"neutral","sentiment_score":0.11882132478058338,"channel":0,"num_words":38,"start":1689.63,"end":1700.35},{"sentences":[{"text":"Well,","start":1700.245,"end":1700.485,"sentiment":"neutral","sentiment_score":-0.01114586740732193}],"sentiment":"neutral","sentiment_score":-0.01114586740732193,"channel":1,"num_words":1,"start":1700.245,"end":1700.485},{"sentences":[{"text":"to keep","start":1700.35,"end":1700.6699,"sentiment":"neutral","sentiment_score":-0.0227076206356287}],"sentiment":"neutral","sentiment_score":-0.0227076206356287,"channel":0,"num_words":2,"start":1700.35,"end":1700.6699},{"sentences":[{"text":"how much","start":1700.485,"end":1700.885,"sentiment":"neutral","sentiment_score":-0.028716880828142166}],"sentiment":"neutral","sentiment_score":-0.028716880828142166,"channel":1,"num_words":2,"start":1700.485,"end":1700.885},{"sentences":[{"text":"a bit","start":1700.6699,"end":1700.9099,"sentiment":"neutral","sentiment_score":-0.034405650570988655}],"sentiment":"neutral","sentiment_score":-0.034405650570988655,"channel":0,"num_words":2,"start":1700.6699,"end":1700.9099},{"sentences":[{"text":"does","start":1700.885,"end":1701.125,"sentiment":"neutral","sentiment_score":-0.03906561806797981}],"sentiment":"neutral","sentiment_score":-0.03906561806797981,"channel":1,"num_words":1,"start":1700.885,"end":1701.125},{"sentences":[{"text":"longer.","start":1700.9099,"end":1701.4099,"sentiment":"neutral","sentiment_score":-0.02490687184035778}],"sentiment":"neutral","sentiment_score":-0.02490687184035778,"channel":0,"num_words":1,"start":1700.9099,"end":1701.4099},{"sentences":[{"text":"it cost me how much does it cost me to take that?","start":1701.125,"end":1704.425,"sentiment":"neutral","sentiment_score":-0.0298607738999029}],"sentiment":"neutral","sentiment_score":-0.0298607738999029,"channel":1,"num_words":12,"start":1701.125,"end":1704.425},{"sentences":[{"text":"So with the life and TPD and the small amount of income protection","start":1705.1449,"end":1708.585,"sentiment":"neutral","sentiment_score":0.020075240960487954}],"sentiment":"neutral","sentiment_score":0.020075240960487954,"channel":0,"num_words":13,"start":1705.1449,"end":1708.585},{"sentences":[{"text":"Yeah.","start":1708.4299,"end":1708.9299,"sentiment":"neutral","sentiment_score":0.020367003977298737}],"sentiment":"neutral","sentiment_score":0.020367003977298737,"channel":1,"num_words":1,"start":1708.4299,"end":1708.9299},{"sentences":[{"text":"you have at the moment out of Australian Super, you're paying $724.88 for the year for the insurances.","start":1708.585,"end":1717.07,"sentiment":"neutral","sentiment_score":0.00459701381623745},{"text":"Yeah.","start":1717.37,"end":1717.87,"sentiment":"neutral","sentiment_score":0.04110702872276306}],"sentiment":"neutral","sentiment_score":0.0066253479777110946,"channel":0,"num_words":19,"start":1708.585,"end":1717.87},{"sentences":[{"text":"Yeah.","start":1726.0751,"end":1726.5751,"sentiment":"neutral","sentiment_score":0.033819496631622314},{"text":"So it cost $700 to get the total of what?","start":1727.915,"end":1732.5751,"sentiment":"neutral","sentiment_score":0.0440322982147336},{"text":"$6.","start":1733.035,"end":1733.855,"sentiment":"neutral","sentiment_score":0.022228289395570755},{"text":"$9 or","start":1735.595,"end":1736.8151,"sentiment":"neutral","sentiment_score":0.028456312604248524}],"sentiment":"neutral","sentiment_score":0.039520242384501865,"channel":1,"num_words":14,"start":1726.0751,"end":1736.8151},{"sentences":[{"text":"9,000 for the light.","start":1737.625,"end":1739.485,"sentiment":"neutral","sentiment_score":0.04909801576286554},{"text":"The TPD is 5,000.","start":1739.49,"end":1741.19,"sentiment":"neutral","sentiment_score":0.032575894612818956},{"text":"And income protection in the short term, if you're unable to work, the monthly benefit pretax, because income protection is taxed the same as your income.","start":1741.33,"end":1749.67,"sentiment":"neutral","sentiment_score":0.007900784365259685},{"text":"Essentially, it's 2,700 as a monthly benefit.","start":1750.21,"end":1753.51,"sentiment":"neutral","sentiment_score":0.08907920654330935},{"text":"But, again, if you're because you're 60, if you can't work, you know, you basically met the condition of release for super, we can access your super and start drawing down a pension or give you lump sum.","start":1754.2251,"end":1765.925,"sentiment":"neutral","sentiment_score":0.054457691792202625}],"sentiment":"neutral","sentiment_score":0.040823579353245,"channel":0,"num_words":79,"start":1737.625,"end":1765.925},{"sentences":[{"text":"So it really just depends on whether those insurances are important to you, whether you feel keeping them a bit longer is important.","start":1766.19,"end":1772.85,"sentiment":"neutral","sentiment_score":0.07631424069404602}],"sentiment":"neutral","sentiment_score":0.07631424069404602,"channel":0,"num_words":23,"start":1766.19,"end":1772.85},{"sentences":[{"text":"Well, that's","start":1773.38,"end":1773.86,"sentiment":"neutral","sentiment_score":0.17177511751651764}],"sentiment":"neutral","sentiment_score":0.17177511751651764,"channel":1,"num_words":2,"start":1773.38,"end":1773.86},{"sentences":[{"text":"If","start":1773.63,"end":1773.87,"sentiment":"neutral","sentiment_score":0.2112955003976822}],"sentiment":"neutral","sentiment_score":0.2112955003976822,"channel":0,"num_words":1,"start":1773.63,"end":1773.87},{"sentences":[{"text":"seven","start":1773.86,"end":1774.36,"sentiment":"neutral","sentiment_score":0.260181188583374}],"sentiment":"neutral","sentiment_score":0.260181188583374,"channel":1,"num_words":1,"start":1773.86,"end":1774.36},{"sentences":[{"text":"you don't","start":1773.87,"end":1774.5299,"sentiment":"neutral","sentiment_score":0.19416798651218414}],"sentiment":"neutral","sentiment_score":0.19416798651218414,"channel":0,"num_words":2,"start":1773.87,"end":1774.5299},{"sentences":[{"text":"$700 a year more I can be getting for your interest on.","start":1774.66,"end":1778.42,"sentiment":"neutral","sentiment_score":0.21311445410052934}],"sentiment":"neutral","sentiment_score":0.21311445410052934,"channel":1,"num_words":12,"start":1774.66,"end":1778.42},{"sentences":[{"text":"inside","start":1778.2699,"end":1778.59,"sentiment":"neutral","sentiment_score":0.01095232367515564}],"sentiment":"neutral","sentiment_score":0.01095232367515564,"channel":0,"num_words":1,"start":1778.2699,"end":1778.59},{"sentences":[{"text":"Isn't","start":1778.42,"end":1778.66,"sentiment":"neutral","sentiment_score":0.006424211896955967}],"sentiment":"neutral","sentiment_score":0.006424211896955967,"channel":1,"num_words":1,"start":1778.42,"end":1778.66},{"sentences":[{"text":"your","start":1778.59,"end":1778.83,"sentiment":"neutral","sentiment_score":-0.009201060980558395}],"sentiment":"neutral","sentiment_score":-0.009201060980558395,"channel":0,"num_words":1,"start":1778.59,"end":1778.83},{"sentences":[{"text":"that?","start":1778.66,"end":1779.045,"sentiment":"neutral","sentiment_score":0.00894474983215332}],"sentiment":"neutral","sentiment_score":0.00894474983215332,"channel":1,"num_words":1,"start":1778.66,"end":1779.045},{"sentences":[{"text":"super, Yeah.","start":1778.83,"end":1779.975,"sentiment":"neutral","sentiment_score":0.0977387111634016},{"text":"If you don't wanna keep them, if you're comfortable canceling at this point, we could always look to consolidate to move your Australian super into hub 24, have it all in one place.","start":1779.975,"end":1788.875,"sentiment":"neutral","sentiment_score":0.14331901547583667},{"text":"It saves you on fees, admittedly.","start":1789.735,"end":1791.595,"sentiment":"positive","sentiment_score":0.560680607954661},{"text":"Have the money invested together and have it working and compounding a bit harder, but it comes down to what's important to you.","start":1791.735,"end":1798.0199,"sentiment":"positive","sentiment_score":0.4204138024993565},{"text":"If if the insurance is still important to keep for a bit longer, that is absolutely fine.","start":1798.0199,"end":1802.74,"sentiment":"positive","sentiment_score":0.3508649310644935}],"sentiment":"neutral","sentiment_score":0.2953495045227033,"channel":0,"num_words":81,"start":1778.83,"end":1802.74},{"sentences":[{"text":"It's more just about what your goals are, and I will update the advice to reflect that for you.","start":1802.74,"end":1808.44,"sentiment":"positive","sentiment_score":0.49228751424111816}],"sentiment":"positive","sentiment_score":0.49228751424111816,"channel":0,"num_words":19,"start":1802.74,"end":1808.44},{"sentences":[{"text":"Well,","start":1809.495,"end":1809.995,"sentiment":"neutral","sentiment_score":0.2585493326187134}],"sentiment":"neutral","sentiment_score":0.2585493326187134,"channel":1,"num_words":1,"start":1809.495,"end":1809.995},{"sentences":[{"text":"Yeah.","start":1810.415,"end":1810.8151,"sentiment":"neutral","sentiment_score":0.2792177200317383},{"text":"What are your thoughts?","start":1810.8151,"end":1812.035,"sentiment":"neutral","sentiment_score":0.16779914498329163}],"sentiment":"neutral","sentiment_score":0.19008285999298097,"channel":0,"num_words":5,"start":1810.415,"end":1812.035},{"sentences":[{"text":"it's something I gotta talk to the wife about.","start":1813.735,"end":1815.995,"sentiment":"neutral","sentiment_score":-0.05089461886220508}],"sentiment":"neutral","sentiment_score":-0.05089461886220508,"channel":1,"num_words":9,"start":1813.735,"end":1815.995},{"sentences":[{"text":"That's okay.","start":1816.495,"end":1817.3151,"sentiment":"neutral","sentiment_score":0.21369007229804993},{"text":"That's alright.","start":1817.375,"end":1818.1951,"sentiment":"neutral","sentiment_score":0.18186994642019272},{"text":"Did you wanna sort","start":1818.255,"end":1819.135,"sentiment":"neutral","sentiment_score":0.06424315273761749}],"sentiment":"neutral","sentiment_score":0.1310115810483694,"channel":0,"num_words":8,"start":1816.495,"end":1819.135},{"sentences":[{"text":"Yeah.","start":1819.095,"end":1819.595,"sentiment":"neutral","sentiment_score":0.04043073207139969}],"sentiment":"neutral","sentiment_score":0.04043073207139969,"channel":1,"num_words":1,"start":1819.095,"end":1819.595},{"sentences":[{"text":"of take some time to think it through?","start":1819.135,"end":1820.5751,"sentiment":"neutral","sentiment_score":0.0522964159026742},{"text":"As I kinda said before, I've sent through an email to you with your annual review documents attached there.","start":1820.5751,"end":1826.27,"sentiment":"neutral","sentiment_score":0.16797678917646408},{"text":"In that documents in the attachments, you do have your super and insurance's summary, which outlines the balances of each of your super accounts and also the insurances that you do have held.","start":1826.49,"end":1837.2251,"sentiment":"neutral","sentiment_score":0.15870427227381503},{"text":"So when you get some time, if you both wanna open the email, have a bit of a look at those documents, have a look at that summary, and just sort of work out, you know, if you were to pass away, what you have to pay off and how does that look?","start":1837.2251,"end":1850.7,"sentiment":"neutral","sentiment_score":0.08559578650121419},{"text":"So what happens to Joanne?","start":1850.7,"end":1852.62,"sentiment":"neutral","sentiment_score":-0.07018138170242309}],"sentiment":"neutral","sentiment_score":0.1104478057852741,"channel":0,"num_words":118,"start":1819.135,"end":1852.62},{"sentences":[{"text":"Does she have enough paid out to cover the debt?","start":1852.62,"end":1856.0,"sentiment":"neutral","sentiment_score":-0.08364463895559311},{"text":"Does it mean she'd be out need to stop working for a bit?","start":1856.0599,"end":1858.7799,"sentiment":"neutral","sentiment_score":-0.20692408657990968},{"text":"Would she have to work a bit longer?","start":1858.7799,"end":1860.96,"sentiment":"neutral","sentiment_score":-0.1682030064985156},{"text":"You know, what would this money pay out or how that would provide for her in the event of your passing?","start":1861.1,"end":1866.015,"sentiment":"neutral","sentiment_score":0.0021594312219392685},{"text":"And the same thing with looking at TBD.","start":1866.3151,"end":1868.415,"sentiment":"neutral","sentiment_score":0.008467322331853211}],"sentiment":"neutral","sentiment_score":-0.0793166155461222,"channel":0,"num_words":60,"start":1852.62,"end":1868.415},{"sentences":[{"text":"So if you were unable to go to back to work again, how do you support yourself long term?","start":1868.635,"end":1873.455,"sentiment":"neutral","sentiment_score":-0.057703794029198195},{"text":"Does that make sense?","start":1873.93,"end":1874.99,"sentiment":"neutral","sentiment_score":0.08569995034486055},{"text":"Yeah.","start":1876.65,"end":1877.15,"sentiment":"neutral","sentiment_score":0.01953412219882011},{"text":"All the questions you probably never thought about.","start":1877.21,"end":1879.29,"sentiment":"neutral","sentiment_score":-0.0986450333148241},{"text":"Sorry.","start":1879.29,"end":1879.79,"sentiment":"neutral","sentiment_score":-0.0025315061211586}],"sentiment":"neutral","sentiment_score":-0.04623424047321984,"channel":0,"num_words":33,"start":1868.635,"end":1879.79},{"sentences":[{"text":"That's alright.","start":1880.93,"end":1881.75,"sentiment":"neutral","sentiment_score":0.161360714584589}],"sentiment":"neutral","sentiment_score":0.161360714584589,"channel":1,"num_words":2,"start":1880.93,"end":1881.75},{"sentences":[{"text":"But feel free to have a look at that one.","start":1883.4501,"end":1885.21,"sentiment":"neutral","sentiment_score":0.2304016560316086},{"text":"If you like, I can get one of my team members just to sort of follow-up in the maybe another week or so just to see if you've had a look at that and whether, you know, keeping the insurance is is important to you or not.","start":1885.21,"end":1895.515,"sentiment":"neutral","sentiment_score":0.1541956733674445},{"text":"Okay?","start":1895.5751,"end":1896.0751,"sentiment":"neutral","sentiment_score":0.1537201702594757}],"sentiment":"neutral","sentiment_score":0.16732643756630092,"channel":0,"num_words":58,"start":1883.4501,"end":1896.0751},{"sentences":[{"text":"Yep.","start":1896.175,"end":1896.675,"sentiment":"neutral","sentiment_score":0.1637631505727768},{"text":"Hello?","start":1896.895,"end":1897.395,"sentiment":"neutral","sentiment_score":0.13834704458713531}],"sentiment":"neutral","sentiment_score":0.15105509757995605,"channel":1,"num_words":2,"start":1896.175,"end":1897.395},{"sentences":[{"text":"In the meantime, I'll have a look at all the the super side of things for you.","start":1897.175,"end":1901.255,"sentiment":"neutral","sentiment_score":0.3242303448564866},{"text":"Does that sound okay?","start":1901.255,"end":1902.395,"sentiment":"neutral","sentiment_score":0.24950680881738663}],"sentiment":"neutral","sentiment_score":0.3099972903728485,"channel":0,"num_words":21,"start":1897.175,"end":1902.395},{"sentences":[{"text":"Yep.","start":1902.895,"end":1903.395,"sentiment":"neutral","sentiment_score":0.20571725070476532}],"sentiment":"neutral","sentiment_score":0.20571725070476532,"channel":1,"num_words":1,"start":1902.895,"end":1903.395},{"sentences":[{"text":"Yep.","start":1903.99,"end":1904.47,"sentiment":"positive","sentiment_score":0.34141647815704346},{"text":"Beautiful.","start":1904.47,"end":1904.97,"sentiment":"positive","sentiment_score":0.6666802167892456},{"text":"The other thing I do wanna sort of look at is with your Australian Super, because you do have your insurances in place, if you do decide to keep those insurances, we wanna make sure that we have what's called an opt in sign.","start":1905.75,"end":1918.09,"sentiment":"neutral","sentiment_score":0.2091804990036921},{"text":"An opt in is essentially a secondary form, which means if for any reason you don't receive contributions, generally, after a certain period of time of not receiving contributions, your super fund becomes inactive, and the insurances do cancel after a certain point in time.","start":1918.405,"end":1935.26,"sentiment":"neutral","sentiment_score":-0.10665184946523773},{"text":"What we have","start":1935.56,"end":1936.2001,"sentiment":"neutral","sentiment_score":0.03580592075983683}],"sentiment":"neutral","sentiment_score":0.05872471476013356,"channel":0,"num_words":94,"start":1903.99,"end":1936.2001},{"sentences":[{"text":"Yeah.","start":1936.0,"end":1936.5,"sentiment":"neutral","sentiment_score":0.04268889129161835}],"sentiment":"neutral","sentiment_score":0.04268889129161835,"channel":1,"num_words":1,"start":1936.0,"end":1936.5},{"sentences":[{"text":"is called an opt in form, which is a secondary measure which tells the super fund if you don't receive contributions for a certain point of time that you wanna keep the insurances no matter what.","start":1936.2001,"end":1947.375,"sentiment":"neutral","sentiment_score":-0.004474513646629121},{"text":"It's just a secondary form we like to have signed and put provided to the super funds to make sure that in the event that something happens, if it's missed or, you know, we're not able to get in contact with you, if you're, you know, hurt or injured or off work, that your cover remains in place for you as a secondary measure.","start":1947.855,"end":1964.4199,"sentiment":"neutral","sentiment_score":0.11478882530354895},{"text":"Does that make sense?","start":1964.4199,"end":1965.48,"sentiment":"neutral","sentiment_score":0.116547591984272},{"text":"Yeah.","start":1966.74,"end":1967.24,"sentiment":"neutral","sentiment_score":0.2825995683670044},{"text":"All good.","start":1968.98,"end":1969.7999,"sentiment":"positive","sentiment_score":0.5831872820854187}],"sentiment":"neutral","sentiment_score":0.08505202643573284,"channel":0,"num_words":107,"start":1936.2001,"end":1969.7999},{"sentences":[{"text":"The other thing I just wanted to talk to you about, I know we're looking at your super and the investments within, and I'll look at replacing some of the investments which we need to switch out for you.","start":1970.1,"end":1979.665,"sentiment":"neutral","sentiment_score":0.06015084617030926},{"text":"But the other thing is your risk profile.","start":1979.965,"end":1981.905,"sentiment":"neutral","sentiment_score":-0.0030911308713257313},{"text":"So at the moment, you're in more of a balanced growth environment.","start":1981.965,"end":1985.4249,"sentiment":"neutral","sentiment_score":0.10141630781193574},{"text":"So, essentially, you are taking less risk in the market with a balanced growth portfolio.","start":1985.645,"end":1991.33,"sentiment":"neutral","sentiment_score":0.18090560734272004},{"text":"You generally see that 70% of your super invested in growth investments.","start":1991.63,"end":1995.81,"sentiment":"neutral","sentiment_score":0.176117109755675}],"sentiment":"neutral","sentiment_score":0.09726905900725098,"channel":0,"num_words":86,"start":1970.1,"end":1995.81},{"sentences":[{"text":"So think about things like Australian shares, international shares, listed property, and commodities, so precious metals like gold","start":1995.9501,"end":2004.0249,"sentiment":"neutral","sentiment_score":0.08935226851867305}],"sentiment":"neutral","sentiment_score":0.08935226851867305,"channel":0,"num_words":18,"start":1995.9501,"end":2004.0249},{"sentences":[{"text":"Alright.","start":2003.905,"end":2004.405,"sentiment":"neutral","sentiment_score":0.09643334150314332}],"sentiment":"neutral","sentiment_score":0.09643334150314332,"channel":1,"num_words":1,"start":2003.905,"end":2004.405},{"sentences":[{"text":"and silver as well.","start":2004.0249,"end":2005.325,"sentiment":"neutral","sentiment_score":0.11357202753424644},{"text":"The other sort of 30% in low risk expensive investments, things like cash, bonds, and fixed interest.","start":2006.0249,"end":2012.0449,"sentiment":"neutral","sentiment_score":0.04698926057009136},{"text":"Do you feel like you would wanna sort of be comfortable taking on more or less risk in the market, or are you sorta happy to stay where you are for maybe another year onwards because you're not wanting to access the money yet?","start":2013.065,"end":2025.2899,"sentiment":"neutral","sentiment_score":-0.07740611828524958}],"sentiment":"neutral","sentiment_score":-0.03311944099572989,"channel":0,"num_words":65,"start":2004.0249,"end":2025.2899},{"sentences":[{"text":"Yeah.","start":2027.7001,"end":2028.02,"sentiment":"neutral","sentiment_score":-0.02782309427857399},{"text":"I just have to think about","start":2028.02,"end":2029.38,"sentiment":"neutral","sentiment_score":-0.04409638233482838}],"sentiment":"neutral","sentiment_score":-0.04177162689822061,"channel":1,"num_words":7,"start":2027.7001,"end":2029.38},{"sentences":[{"text":"If","start":2029.365,"end":2029.865,"sentiment":"neutral","sentiment_score":-0.07019487023353577}],"sentiment":"neutral","sentiment_score":-0.07019487023353577,"channel":0,"num_words":1,"start":2029.365,"end":2029.865},{"sentences":[{"text":"that.","start":2029.38,"end":2029.88,"sentiment":"neutral","sentiment_score":-0.099437415599823},{"text":"Talk to the wife.","start":2030.66,"end":2031.8,"sentiment":"neutral","sentiment_score":-0.07737241871654987},{"text":"There's two things.","start":2031.8601,"end":2032.76,"sentiment":"neutral","sentiment_score":-0.010180928744375707}],"sentiment":"neutral","sentiment_score":-0.0549337345873937,"channel":1,"num_words":8,"start":2029.38,"end":2032.76},{"sentences":[{"text":"you like, what I'll do is I've got a risk profile questionnaire to go through with you.","start":2034.005,"end":2038.265,"sentiment":"neutral","sentiment_score":0.04393457621335983},{"text":"It helps me to understand where you fit on that scale and whether we should alter your portfolio for you or not.","start":2038.325,"end":2044.485,"sentiment":"neutral","sentiment_score":0.010348753664981235},{"text":"Okay?","start":2044.485,"end":2044.985,"sentiment":"neutral","sentiment_score":0.009148918092250824},{"text":"The first one here is, essentially, have you ever owned direct shares or investments in your own name before?","start":2046.3201,"end":2052.42,"sentiment":"neutral","sentiment_score":-0.012849237549265749}],"sentiment":"neutral","sentiment_score":0.012535148829032304,"channel":0,"num_words":59,"start":2034.005,"end":2052.42},{"sentences":[{"text":"Sorry.","start":2053.86,"end":2054.36,"sentiment":"neutral","sentiment_score":-0.07101685553789139}],"sentiment":"neutral","sentiment_score":-0.07101685553789139,"channel":1,"num_words":1,"start":2053.86,"end":2054.36},{"sentences":[{"text":"Nope.","start":2055.04,"end":2055.44,"sentiment":"neutral","sentiment_score":-0.08409049361944199},{"text":"That's okay.","start":2055.44,"end":2056.34,"sentiment":"neutral","sentiment_score":-0.03291897661983967},{"text":"The next question here is asking about how long before you're wanting to access your super.","start":2059.125,"end":2063.625,"sentiment":"neutral","sentiment_score":-0.07127181137911975},{"text":"So whilst you would love to have retired a couple of years ago and you've told me that your your wife can't or isn't retiring for the next eight years, Do you think you're likely to work for the next eight years as well?","start":2063.845,"end":2075.23,"sentiment":"neutral","sentiment_score":-0.10589950667186217}],"sentiment":"neutral","sentiment_score":-0.09444215432519004,"channel":0,"num_words":63,"start":2055.04,"end":2075.23},{"sentences":[{"text":"Oh, I have, please.","start":2075.765,"end":2076.7449,"sentiment":"neutral","sentiment_score":0.0007061096839606771}],"sentiment":"neutral","sentiment_score":0.0007061096839606771,"channel":1,"num_words":4,"start":2075.765,"end":2076.7449},{"sentences":[{"text":"Hopefully?","start":2077.37,"end":2077.69,"sentiment":"neutral","sentiment_score":0.08273811638355255},{"text":"Beautiful.","start":2077.69,"end":2078.01,"sentiment":"neutral","sentiment_score":0.04599367827177048},{"text":"The next question here is when you think about your super and your balance and where it is now, are you comfortable taking on more risk in the market to try and get greater potential returns knowing that when the markets do see a downtime, that downtime is also reflective?","start":2080.33,"end":2094.905,"sentiment":"neutral","sentiment_score":-0.040830909349024294},{"text":"Do you think you're comfortable taking a moderate or medium amount of risk to try and get the best returns you possibly can, or are you not wanting to take any risk in the market and you understand the returns are lower because of that?","start":2095.525,"end":2107.1802,"sentiment":"neutral","sentiment_score":-0.07399344113137987},{"text":"Where do you think you fit?","start":2107.1802,"end":2108.56,"sentiment":"neutral","sentiment_score":-0.025810657689968746}],"sentiment":"neutral","sentiment_score":-0.05240177155192037,"channel":0,"num_words":103,"start":2077.37,"end":2108.56},{"sentences":[{"text":"We've seen what my shares did in BP.","start":2111.1199,"end":2113.14,"sentiment":"neutral","sentiment_score":-0.0027876212261617184},{"text":"Are they what the shares?","start":2113.6,"end":2115.06,"sentiment":"neutral","sentiment_score":-0.002350838854908943},{"text":"She's talking about her shares in BP.","start":2118.56,"end":2120.5,"sentiment":"neutral","sentiment_score":-0.002767105753134404}],"sentiment":"neutral","sentiment_score":-0.0026712452177889644,"channel":1,"num_words":20,"start":2111.1199,"end":2120.5},{"sentences":[{"text":"Oh,","start":2121.515,"end":2121.755,"sentiment":"neutral","sentiment_score":0.06651772558689117}],"sentiment":"neutral","sentiment_score":0.06651772558689117,"channel":0,"num_words":1,"start":2121.515,"end":2121.755},{"sentences":[{"text":"Mhmm.","start":2121.675,"end":2121.875,"sentiment":"neutral","sentiment_score":0.10417699813842772}],"sentiment":"neutral","sentiment_score":0.10417699813842772,"channel":1,"num_words":1,"start":2121.675,"end":2121.875},{"sentences":[{"text":"nice.","start":2121.755,"end":2122.255,"sentiment":"neutral","sentiment_score":0.3297500014305115}],"sentiment":"neutral","sentiment_score":0.3297500014305115,"channel":0,"num_words":1,"start":2121.755,"end":2122.255},{"sentences":[{"text":"And so I went down again.","start":2121.875,"end":2124.5752,"sentiment":"neutral","sentiment_score":0.08925305927793185}],"sentiment":"neutral","sentiment_score":0.08925305927793185,"channel":1,"num_words":6,"start":2121.875,"end":2124.5752},{"sentences":[{"text":"Yes.","start":2125.53,"end":2126.01,"sentiment":"neutral","sentiment_score":0.1023067831993103},{"text":"Yes.","start":2126.01,"end":2126.4102,"sentiment":"neutral","sentiment_score":0.12595482170581818},{"text":"It's a it's a ride, isn't it?","start":2126.4102,"end":2128.51,"sentiment":"neutral","sentiment_score":0.06968175460185323},{"text":"It can be emotional.","start":2128.81,"end":2129.7102,"sentiment":"neutral","sentiment_score":-0.10186898149549961},{"text":"In answer to that question, do you think it fit in the number one, two, or three category, taking on more risk, medium risk, or no risk?","start":2132.4902,"end":2140.445,"sentiment":"neutral","sentiment_score":-0.008661681717192685}],"sentiment":"neutral","sentiment_score":0.0018673138692975044,"channel":0,"num_words":40,"start":2125.53,"end":2140.445},{"sentences":[{"text":"Probably medium.","start":2143.1702,"end":2144.07,"sentiment":"neutral","sentiment_score":-0.004729242529720068}],"sentiment":"neutral","sentiment_score":-0.004729242529720068,"channel":1,"num_words":2,"start":2143.1702,"end":2144.07},{"sentences":[{"text":"Medium?","start":2144.7449,"end":2145.2449,"sentiment":"neutral","sentiment_score":0.0102377999573946},{"text":"Absolutely.","start":2145.305,"end":2145.805,"sentiment":"neutral","sentiment_score":0.07106194645166397},{"text":"The next one here, it says, how do you think you'd feel in six months if you saw your super fall by 20%?","start":2147.625,"end":2153.6702,"sentiment":"neutral","sentiment_score":-0.07133321779901566},{"text":"Do you think you'd be asking to put more money in?","start":2154.2102,"end":2156.61,"sentiment":"neutral","sentiment_score":-0.11032224514267662},{"text":"It could be a buying opportunity.","start":2156.61,"end":2158.07,"sentiment":"neutral","sentiment_score":0.007383820290366809}],"sentiment":"neutral","sentiment_score":-0.06496681042370342,"channel":0,"num_words":42,"start":2144.7449,"end":2158.07},{"sentences":[{"text":"Maybe hold and wait and call us and see what's happening and what we can do, or are you a bit nervous and wanting to maybe move your money into something a little bit less risky like, say, cash?","start":2158.61,"end":2168.6948,"sentiment":"neutral","sentiment_score":-0.08857764427860577}],"sentiment":"neutral","sentiment_score":-0.08857764427860577,"channel":0,"num_words":39,"start":2158.61,"end":2168.6948},{"sentences":[{"text":"I'm not sure.","start":2172.37,"end":2173.35,"sentiment":"neutral","sentiment_score":-0.10962594548861186}],"sentiment":"neutral","sentiment_score":-0.10962594548861186,"channel":1,"num_words":3,"start":2172.37,"end":2173.35},{"sentences":[{"text":"Do you think you'd be likely to maybe give us a call, see what we can do, and talk talk you through","start":2174.4348,"end":2179.28,"sentiment":"neutral","sentiment_score":-0.06240770034492016}],"sentiment":"neutral","sentiment_score":-0.06240770034492016,"channel":0,"num_words":22,"start":2174.4348,"end":2179.28},{"sentences":[{"text":"What do you mean by","start":2180.315,"end":2181.5352,"sentiment":"neutral","sentiment_score":-0.041996899992227554}],"sentiment":"neutral","sentiment_score":-0.041996899992227554,"channel":1,"num_words":5,"start":2180.315,"end":2181.5352},{"sentences":[{"text":"what's","start":2181.38,"end":2181.88,"sentiment":"neutral","sentiment_score":-0.05590040609240532}],"sentiment":"neutral","sentiment_score":-0.05590040609240532,"channel":0,"num_words":1,"start":2181.38,"end":2181.88},{"sentences":[{"text":"a downturn of,","start":2183.115,"end":2184.075,"sentiment":"neutral","sentiment_score":-0.086988665163517}],"sentiment":"neutral","sentiment_score":-0.086988665163517,"channel":1,"num_words":3,"start":2183.115,"end":2184.075},{"sentences":[{"text":"happening?","start":2183.98,"end":2184.48,"sentiment":"neutral","sentiment_score":-0.0916161984205246}],"sentiment":"neutral","sentiment_score":-0.0916161984205246,"channel":0,"num_words":1,"start":2183.98,"end":2184.48},{"sentences":[{"text":"like, 20%?","start":2184.075,"end":2185.135,"sentiment":"neutral","sentiment_score":-0.05402227118611336},{"text":"You mean","start":2185.435,"end":2185.7551,"sentiment":"neutral","sentiment_score":-0.03258881717920303}],"sentiment":"neutral","sentiment_score":-0.043305544182658195,"channel":1,"num_words":4,"start":2184.075,"end":2185.7551},{"sentences":[{"text":"Yeah.","start":2185.58,"end":2185.98,"sentiment":"neutral","sentiment_score":-0.03329502418637276},{"text":"So if you think back to, like,","start":2185.98,"end":2187.6602,"sentiment":"neutral","sentiment_score":-0.05058594420552254}],"sentiment":"neutral","sentiment_score":-0.048424579203128815,"channel":0,"num_words":8,"start":2185.58,"end":2187.6602},{"sentences":[{"text":"Okay.","start":2187.355,"end":2187.855,"sentiment":"neutral","sentiment_score":-0.06179282441735267}],"sentiment":"neutral","sentiment_score":-0.06179282441735267,"channel":1,"num_words":1,"start":2187.355,"end":2187.855},{"sentences":[{"text":"COVID or even the GFC where the share market dropped very heavily, If something like that was to occur again in the next few months, how do you think you might be feeling?","start":2187.6602,"end":2198.495,"sentiment":"neutral","sentiment_score":-0.09890083155848763}],"sentiment":"neutral","sentiment_score":-0.09890083155848763,"channel":0,"num_words":33,"start":2187.6602,"end":2198.495},{"sentences":[{"text":"Yeah.","start":2201.705,"end":2202.105,"sentiment":"neutral","sentiment_score":-0.023740114644169807},{"text":"That's probably 61 miles, but it was the other really on that one.","start":2202.105,"end":2209.245,"sentiment":"neutral","sentiment_score":-0.06354306666896893}],"sentiment":"neutral","sentiment_score":-0.060699998667197566,"channel":1,"num_words":14,"start":2201.705,"end":2209.245},{"sentences":[{"text":"Yeah.","start":2209.3699,"end":2209.77,"sentiment":"neutral","sentiment_score":0.059175048023462296},{"text":"That's okay.","start":2209.77,"end":2210.33,"sentiment":"neutral","sentiment_score":0.13354288041591644}],"sentiment":"neutral","sentiment_score":0.10875360295176506,"channel":0,"num_words":3,"start":2209.3699,"end":2210.33},{"sentences":[{"text":"Yes.","start":2210.185,"end":2210.685,"sentiment":"neutral","sentiment_score":0.2143797427415848}],"sentiment":"neutral","sentiment_score":0.2143797427415848,"channel":1,"num_words":1,"start":2210.185,"end":2210.685},{"sentences":[{"text":"I can just hop down there, maybe give us a call, have a chat, see what's going on,","start":2210.33,"end":2214.17,"sentiment":"neutral","sentiment_score":0.14886379283335474}],"sentiment":"neutral","sentiment_score":0.14886379283335474,"channel":0,"num_words":18,"start":2210.33,"end":2214.17},{"sentences":[{"text":"Yeah.","start":2213.945,"end":2214.445,"sentiment":"neutral","sentiment_score":0.09018820524215698}],"sentiment":"neutral","sentiment_score":0.09018820524215698,"channel":1,"num_words":1,"start":2213.945,"end":2214.445},{"sentences":[{"text":"see what advice we can do to help you out of it.","start":2214.17,"end":2216.67,"sentiment":"neutral","sentiment_score":0.07779400485257308}],"sentiment":"neutral","sentiment_score":0.07779400485257308,"channel":0,"num_words":12,"start":2214.17,"end":2216.67},{"sentences":[{"text":"Yep.","start":2218.16,"end":2218.66,"sentiment":"neutral","sentiment_score":0.26273998618125916}],"sentiment":"neutral","sentiment_score":0.26273998618125916,"channel":1,"num_words":1,"start":2218.16,"end":2218.66},{"sentences":[{"text":"Beautiful.","start":2218.745,"end":2219.245,"sentiment":"positive","sentiment_score":0.3613809049129486},{"text":"The next one might be a bit of a silly one, but out of the longer term, what kind of reasonable rate of return are you hoping to get from your portfolio?","start":2219.625,"end":2226.685,"sentiment":"neutral","sentiment_score":-0.02288409334141761},{"text":"We're aiming for the stars trying to get the best return we possibly can.","start":2226.745,"end":2229.945,"sentiment":"neutral","sentiment_score":0.25876916678888456},{"text":"Is that right?","start":2229.945,"end":2230.7651,"sentiment":"neutral","sentiment_score":0.1734533210595449}],"sentiment":"neutral","sentiment_score":0.07544436432421207,"channel":0,"num_words":50,"start":2218.745,"end":2230.7651},{"sentences":[{"text":"Yeah.","start":2231.525,"end":2231.845,"sentiment":"neutral","sentiment_score":0.16327735781669617},{"text":"Pretty much.","start":2231.845,"end":2232.6648,"sentiment":"positive","sentiment_score":0.3879922032356262}],"sentiment":"neutral","sentiment_score":0.31308725476264954,"channel":1,"num_words":3,"start":2231.525,"end":2232.6648},{"sentences":[{"text":"Excellent.","start":2233.55,"end":2234.05,"sentiment":"positive","sentiment_score":0.6412056684494019},{"text":"And the last one here is have have you ever seen your super balance fall in value?","start":2235.47,"end":2241.49,"sentiment":"neutral","sentiment_score":-0.029694021843812046},{"text":"Have you seen your super drop before?","start":2241.87,"end":2243.9502,"sentiment":"neutral","sentiment_score":-0.177669495344162},{"text":"And if you have, how did how did that make you feel?","start":2243.9502,"end":2247.155,"sentiment":"neutral","sentiment_score":-0.018994426354765892},{"text":"Were you feeling optimistic about the investment opportunities?","start":2247.375,"end":2250.115,"sentiment":"neutral","sentiment_score":0.08606427861377597}],"sentiment":"neutral","sentiment_score":-0.014371067947811551,"channel":0,"num_words":45,"start":2233.55,"end":2250.115},{"sentences":[{"text":"Are they cautious, concerned, or anxious?","start":2250.2551,"end":2252.095,"sentiment":"neutral","sentiment_score":-0.15971901391943297},{"text":"How were you feeling?","start":2252.095,"end":2253.395,"sentiment":"neutral","sentiment_score":-0.016835792921483517}],"sentiment":"neutral","sentiment_score":-0.10256572552025318,"channel":0,"num_words":10,"start":2250.2551,"end":2253.395},{"sentences":[{"text":"I'll be honest with you.","start":2253.8298,"end":2255.3699,"sentiment":"neutral","sentiment_score":-0.0022554162889719008}],"sentiment":"neutral","sentiment_score":-0.0022554162889719008,"channel":1,"num_words":5,"start":2253.8298,"end":2255.3699},{"sentences":[{"text":"Yeah.","start":2255.7751,"end":2256.2751,"sentiment":"neutral","sentiment_score":-0.04865298420190811}],"sentiment":"neutral","sentiment_score":-0.04865298420190811,"channel":0,"num_words":1,"start":2255.7751,"end":2256.2751},{"sentences":[{"text":"I haven't.","start":2256.23,"end":2256.89,"sentiment":"neutral","sentiment_score":-0.13082393258810043},{"text":"I have not actually been shown anything about my supers.","start":2257.8298,"end":2262.435,"sentiment":"neutral","sentiment_score":-0.1803316980600357}],"sentiment":"neutral","sentiment_score":-0.17208040381471315,"channel":1,"num_words":12,"start":2256.23,"end":2262.435},{"sentences":[{"text":"Right.","start":2263.47,"end":2263.97,"sentiment":"neutral","sentiment_score":-0.03805958107113838}],"sentiment":"neutral","sentiment_score":-0.03805958107113838,"channel":0,"num_words":1,"start":2263.47,"end":2263.97},{"sentences":[{"text":"Yeah.","start":2264.815,"end":2265.315,"sentiment":"neutral","sentiment_score":-0.02302074432373047}],"sentiment":"neutral","sentiment_score":-0.02302074432373047,"channel":1,"num_words":1,"start":2264.815,"end":2265.315},{"sentences":[{"text":"Okay.","start":2266.19,"end":2266.69,"sentiment":"neutral","sentiment_score":-0.028760876506567},{"text":"So you haven't really servicing those drops occur.","start":2266.91,"end":2269.65,"sentiment":"neutral","sentiment_score":-0.093291443772614}],"sentiment":"neutral","sentiment_score":-0.08612138074305323,"channel":0,"num_words":9,"start":2266.19,"end":2269.65},{"sentences":[{"text":"No.","start":2270.095,"end":2270.595,"sentiment":"neutral","sentiment_score":-0.10793319344520567}],"sentiment":"neutral","sentiment_score":-0.10793319344520567,"channel":1,"num_words":1,"start":2270.095,"end":2270.595},{"sentences":[{"text":"No.","start":2271.3552,"end":2271.675,"sentiment":"neutral","sentiment_score":-0.09134088456630708},{"text":"That's okay.","start":2271.675,"end":2272.395,"sentiment":"neutral","sentiment_score":0.04019545516348444},{"text":"That's alright.","start":2272.395,"end":2273.1152,"sentiment":"neutral","sentiment_score":0.20183365046977997},{"text":"That's not a problem at all.","start":2273.1152,"end":2274.735,"sentiment":"neutral","sentiment_score":0.30833058555920917},{"text":"So looking at the way you have scored, you've scored as more of a moderate investor.","start":2275.1152,"end":2280.975,"sentiment":"neutral","sentiment_score":0.2144333655014634}],"sentiment":"neutral","sentiment_score":0.210134618076996,"channel":0,"num_words":27,"start":2271.3552,"end":2280.975},{"sentences":[{"text":"So, realistically, with where you're invested, you could, you know, it does look fairly comfortable.","start":2281.5151,"end":2287.4,"sentiment":"neutral","sentiment_score":0.21934997638066608},{"text":"When you think about your investment portfolio being balanced growth and if you sort of think about risk out of, I don't know, say, one and five, five being the highest, all invested in the market, and one not at all, you're probably about halfway about, say, a three at this point.","start":2287.78,"end":2306.735,"sentiment":"neutral","sentiment_score":0.028639959699760836},{"text":"So you're in the middle there.","start":2306.735,"end":2308.195,"sentiment":"neutral","sentiment_score":0.0410454993446668},{"text":"Do you feel","start":2308.335,"end":2309.055,"sentiment":"neutral","sentiment_score":0.037463786701361336}],"sentiment":"neutral","sentiment_score":0.06760778824039,"channel":0,"num_words":76,"start":2281.5151,"end":2309.055},{"sentences":[{"text":"Yeah.","start":2308.82,"end":2309.32,"sentiment":"neutral","sentiment_score":0.06374680250883102}],"sentiment":"neutral","sentiment_score":0.06374680250883102,"channel":1,"num_words":1,"start":2308.82,"end":2309.32},{"sentences":[{"text":"like that'd be fairly comfortable?","start":2309.055,"end":2310.7551,"sentiment":"neutral","sentiment_score":0.07363916039466858},{"text":"I mean, with this sort of portfolio, it suits someone who's not accessing accessing their money for five years.","start":2311.215,"end":2317.49,"sentiment":"neutral","sentiment_score":-0.06084031101904417},{"text":"There's always a likelihood of a negative return.","start":2318.19,"end":2320.75,"sentiment":"neutral","sentiment_score":-0.28584466129541397},{"text":"It's about one in six years, the expectation.","start":2320.75,"end":2323.17,"sentiment":"neutral","sentiment_score":-0.07439793599769473},{"text":"It's hoping to achieve returns of around about six to 8% on a yearly basis compounded forward.","start":2324.43,"end":2330.5852,"sentiment":"neutral","sentiment_score":0.15242570288041057}],"sentiment":"neutral","sentiment_score":-0.018920595381866422,"channel":0,"num_words":57,"start":2309.055,"end":2330.5852},{"sentences":[{"text":"Do you feel like you just wanna stay where you are for the time being and maybe assess the risk level in the future?","start":2330.965,"end":2337.5452,"sentiment":"neutral","sentiment_score":-0.012887794834872087},{"text":"What are your thoughts?","start":2337.7651,"end":2338.8252,"sentiment":"neutral","sentiment_score":-0.0016787340864539146}],"sentiment":"neutral","sentiment_score":-0.011286500442240919,"channel":0,"num_words":28,"start":2330.965,"end":2338.8252},{"sentences":[{"text":"Yeah.","start":2340.6199,"end":2341.02,"sentiment":"neutral","sentiment_score":0.06250808387994766},{"text":"We'll just sort of yeah.","start":2341.02,"end":2342.64,"sentiment":"neutral","sentiment_score":0.06347453147172928}],"sentiment":"neutral","sentiment_score":0.06331345687309901,"channel":1,"num_words":6,"start":2340.6199,"end":2342.64},{"sentences":[{"text":"Yep.","start":2343.06,"end":2343.56,"sentiment":"neutral","sentiment_score":0.16252020001411438},{"text":"It does sort","start":2343.7,"end":2344.42,"sentiment":"neutral","sentiment_score":0.186677818497022}],"sentiment":"neutral","sentiment_score":0.1806384138762951,"channel":0,"num_words":4,"start":2343.06,"end":2344.42},{"sentences":[{"text":"Yeah.","start":2344.38,"end":2344.88,"sentiment":"neutral","sentiment_score":0.22558046877384183}],"sentiment":"neutral","sentiment_score":0.22558046877384183,"channel":1,"num_words":1,"start":2344.38,"end":2344.88},{"sentences":[{"text":"of fit with where I feel like you should be.","start":2344.42,"end":2346.5,"sentiment":"neutral","sentiment_score":0.20423392206430435},{"text":"You're in that middle sort of area.","start":2346.5,"end":2348.26,"sentiment":"neutral","sentiment_score":0.08537959174386092},{"text":"You're not wholly invested in the market taking on too much risk, but you're also not sitting a lot in cash and low risk investments.","start":2348.26,"end":2356.345,"sentiment":"neutral","sentiment_score":-0.03875820338726044},{"text":"You've kinda got a good mix between the two.","start":2356.345,"end":2358.685,"sentiment":"positive","sentiment_score":0.4369417230288188},{"text":"Because of your time horizon, you're still wanting to build your super and grow your capital, but not taking on a lot of risk and not seeing very big drops in the market.","start":2358.825,"end":2367.93,"sentiment":"neutral","sentiment_score":0.2525779295599822}],"sentiment":"neutral","sentiment_score":0.16593557691556357,"channel":0,"num_words":84,"start":2344.42,"end":2367.93},{"sentences":[{"text":"And this balance growth kind of environment suits that.","start":2367.93,"end":2371.07,"sentiment":"positive","sentiment_score":0.39050040311283535},{"text":"It does sort","start":2371.29,"end":2371.93,"sentiment":"neutral","sentiment_score":0.22586515049139658}],"sentiment":"positive","sentiment_score":0.34934158995747566,"channel":0,"num_words":12,"start":2367.93,"end":2371.93},{"sentences":[{"text":"Yes.","start":2371.81,"end":2372.31,"sentiment":"positive","sentiment_score":0.4280812740325928}],"sentiment":"positive","sentiment_score":0.4280812740325928,"channel":1,"num_words":1,"start":2371.81,"end":2372.31},{"sentences":[{"text":"of fit someone who's close to retirement but not quite there yet.","start":2371.93,"end":2375.8699,"sentiment":"neutral","sentiment_score":0.32650671402613324},{"text":"And it's important to have some of those growth investments there because you do want your balance to grow a little bit more.","start":2376.49,"end":2382.155,"sentiment":"positive","sentiment_score":0.5329208490641221},{"text":"You do wanna sort of make sure you've got more money there for a time and in the next sort of eight years.","start":2382.155,"end":2386.715,"sentiment":"positive","sentiment_score":0.48631600646868994},{"text":"Does that make sense?","start":2386.715,"end":2387.595,"sentiment":"positive","sentiment_score":0.38215257972478867},{"text":"And do you feel comfortable with that?","start":2387.595,"end":2389.455,"sentiment":"neutral","sentiment_score":0.29903758636542727}],"sentiment":"positive","sentiment_score":0.4490203140438467,"channel":0,"num_words":69,"start":2371.93,"end":2389.455},{"sentences":[{"text":"Yeah.","start":2390.08,"end":2390.58,"sentiment":"neutral","sentiment_score":0.17632165551185608}],"sentiment":"neutral","sentiment_score":0.17632165551185608,"channel":1,"num_words":1,"start":2390.08,"end":2390.58},{"sentences":[{"text":"Yeah?","start":2391.515,"end":2392.015,"sentiment":"neutral","sentiment_score":0.1392648071050644}],"sentiment":"neutral","sentiment_score":0.1392648071050644,"channel":0,"num_words":1,"start":2391.515,"end":2392.015},{"sentences":[{"text":"Yep.","start":2392.4,"end":2392.9,"sentiment":"neutral","sentiment_score":0.12679801881313324}],"sentiment":"neutral","sentiment_score":0.12679801881313324,"channel":1,"num_words":1,"start":2392.4,"end":2392.9},{"sentences":[{"text":"Do you have any questions, Robert?","start":2392.73,"end":2394.3298,"sentiment":"neutral","sentiment_score":0.0566822017232577},{"text":"You're allowed to ask me anything you like if anything's confusing or you're unsure.","start":2394.3298,"end":2398.27,"sentiment":"neutral","sentiment_score":-0.08759074578327793}],"sentiment":"neutral","sentiment_score":-0.04430886153131723,"channel":0,"num_words":20,"start":2392.73,"end":2398.27},{"sentences":[{"text":"It's always sort of, but it just confuses me anyway.","start":2401.675,"end":2405.4548,"sentiment":"neutral","sentiment_score":-0.21423234790563583}],"sentiment":"neutral","sentiment_score":-0.21423234790563583,"channel":1,"num_words":10,"start":2401.675,"end":2405.4548},{"sentences":[{"text":"Yeah.","start":2406.5051,"end":2406.825,"sentiment":"neutral","sentiment_score":0.017524544149637222},{"text":"What's what's the main thing?","start":2406.825,"end":2408.345,"sentiment":"neutral","sentiment_score":0.0193177773966454},{"text":"Is there anything particular you sort of wanna be to touch on for you?","start":2408.345,"end":2411.885,"sentiment":"neutral","sentiment_score":0.032935677229293754}],"sentiment":"neutral","sentiment_score":0.02876064561714884,"channel":0,"num_words":20,"start":2406.5051,"end":2411.885},{"sentences":[{"text":"No.","start":2415.24,"end":2415.72,"sentiment":"neutral","sentiment_score":-0.1925143301486969},{"text":"I think so.","start":2415.72,"end":2416.52,"sentiment":"neutral","sentiment_score":-0.16406567891438803},{"text":"I","start":2416.52,"end":2416.6,"sentiment":"neutral","sentiment_score":-0.1858845353126526}],"sentiment":"neutral","sentiment_score":-0.17411918044090272,"channel":1,"num_words":5,"start":2415.24,"end":2416.6},{"sentences":[{"text":"No.","start":2416.585,"end":2417.085,"sentiment":"neutral","sentiment_score":-0.2707890570163727}],"sentiment":"neutral","sentiment_score":-0.2707890570163727,"channel":0,"num_words":1,"start":2416.585,"end":2417.085},{"sentences":[{"text":"need to I don't know whether it's worth taking the insurances, which I gotta talk to the wife about.","start":2416.6,"end":2423.98,"sentiment":"negative","sentiment_score":-0.3422850166496478}],"sentiment":"negative","sentiment_score":-0.3422850166496478,"channel":1,"num_words":19,"start":2416.6,"end":2423.98},{"sentences":[{"text":"Yeah.","start":2424.44,"end":2424.68,"sentiment":"neutral","sentiment_score":-0.07870323956012726},{"text":"And that's probably the biggest question.","start":2424.68,"end":2426.3599,"sentiment":"neutral","sentiment_score":-0.08983782182137172},{"text":"Are the insurances worth keeping?","start":2426.3599,"end":2427.88,"sentiment":"neutral","sentiment_score":-0.20025600492954254},{"text":"Do you feel like it'd be better to have that money sitting in your in your super fund?","start":2427.88,"end":2431.965,"sentiment":"neutral","sentiment_score":-0.13776752828723854},{"text":"The way I sort of if if","start":2432.205,"end":2434.2852,"sentiment":"neutral","sentiment_score":-0.07067442419273513}],"sentiment":"neutral","sentiment_score":-0.12414991009879757,"channel":0,"num_words":37,"start":2424.44,"end":2434.2852},{"sentences":[{"text":"I'm","start":2434.285,"end":2434.445,"sentiment":"neutral","sentiment_score":-0.058843426406383514}],"sentiment":"neutral","sentiment_score":-0.058843426406383514,"channel":1,"num_words":1,"start":2434.285,"end":2434.445},{"sentences":[{"text":"it","start":2434.2852,"end":2434.445,"sentiment":"neutral","sentiment_score":-0.005354449152946472}],"sentiment":"neutral","sentiment_score":-0.005354449152946472,"channel":0,"num_words":1,"start":2434.2852,"end":2434.445},{"sentences":[{"text":"I'm","start":2434.445,"end":2434.945,"sentiment":"neutral","sentiment_score":-0.0012963514309376478}],"sentiment":"neutral","sentiment_score":-0.0012963514309376478,"channel":1,"num_words":1,"start":2434.445,"end":2434.945},{"sentences":[{"text":"helps you","start":2434.445,"end":2435.425,"sentiment":"neutral","sentiment_score":-0.01553543284535408}],"sentiment":"neutral","sentiment_score":-0.01553543284535408,"channel":0,"num_words":2,"start":2434.445,"end":2435.425},{"sentences":[{"text":"I'm actually","start":2435.165,"end":2435.7249,"sentiment":"neutral","sentiment_score":-0.03606979548931122}],"sentiment":"neutral","sentiment_score":-0.03606979548931122,"channel":1,"num_words":2,"start":2435.165,"end":2435.7249},{"sentences":[{"text":"yeah.","start":2435.8052,"end":2436.3052,"sentiment":"neutral","sentiment_score":-0.04034446179866791}],"sentiment":"neutral","sentiment_score":-0.04034446179866791,"channel":0,"num_words":1,"start":2435.8052,"end":2436.3052},{"sentences":[{"text":"I'll be honest with you.","start":2436.045,"end":2437.165,"sentiment":"neutral","sentiment_score":-0.023319653421640395},{"text":"I'm actually learning","start":2437.165,"end":2438.205,"sentiment":"neutral","sentiment_score":0.029129650443792343}],"sentiment":"neutral","sentiment_score":-0.003651164472103119,"channel":1,"num_words":8,"start":2436.045,"end":2438.205},{"sentences":[{"text":"Yeah.","start":2437.885,"end":2438.385,"sentiment":"neutral","sentiment_score":0.023623421788215637}],"sentiment":"neutral","sentiment_score":0.023623421788215637,"channel":0,"num_words":1,"start":2437.885,"end":2438.385},{"sentences":[{"text":"that way where","start":2438.205,"end":2439.9648,"sentiment":"neutral","sentiment_score":0.013659471025069555}],"sentiment":"neutral","sentiment_score":0.013659471025069555,"channel":1,"num_words":3,"start":2438.205,"end":2439.9648},{"sentences":[{"text":"Yep.","start":2439.8052,"end":2440.3052,"sentiment":"neutral","sentiment_score":0.010628427378833294}],"sentiment":"neutral","sentiment_score":0.010628427378833294,"channel":0,"num_words":1,"start":2439.8052,"end":2440.3052},{"sentences":[{"text":"the money would be better off sitting in one super.","start":2439.9648,"end":2442.4648,"sentiment":"neutral","sentiment_score":-0.07632539793848991}],"sentiment":"neutral","sentiment_score":-0.07632539793848991,"channel":1,"num_words":10,"start":2439.9648,"end":2442.4648},{"sentences":[{"text":"Yep.","start":2443.0852,"end":2443.5852,"sentiment":"neutral","sentiment_score":0.11056691408157349}],"sentiment":"neutral","sentiment_score":0.11056691408157349,"channel":0,"num_words":1,"start":2443.0852,"end":2443.5852},{"sentences":[{"text":"They","start":2444.13,"end":2444.5298,"sentiment":"neutral","sentiment_score":0.15706269443035126}],"sentiment":"neutral","sentiment_score":0.15706269443035126,"channel":1,"num_words":1,"start":2444.13,"end":2444.5298},{"sentences":[{"text":"Absolutely.","start":2444.3,"end":2444.8,"sentiment":"neutral","sentiment_score":0.19315069913864136}],"sentiment":"neutral","sentiment_score":0.19315069913864136,"channel":0,"num_words":1,"start":2444.3,"end":2444.8},{"sentences":[{"text":"nearly take one screen.","start":2444.5298,"end":2445.73,"sentiment":"neutral","sentiment_score":0.10696659237146378},{"text":"I'm paying I'm paying, buddy, $700 a year for that one.","start":2445.73,"end":2450.0698,"sentiment":"neutral","sentiment_score":0.042757446454329925}],"sentiment":"neutral","sentiment_score":0.05987988536556562,"channel":1,"num_words":15,"start":2444.5298,"end":2450.0698},{"sentences":[{"text":"Yeah.","start":2450.6199,"end":2451.1199,"sentiment":"neutral","sentiment_score":0.02824412472546101}],"sentiment":"neutral","sentiment_score":0.02824412472546101,"channel":0,"num_words":1,"start":2450.6199,"end":2451.1199},{"sentences":[{"text":"Uh-huh.","start":2451.17,"end":2451.67,"sentiment":"neutral","sentiment_score":0.0027627304662019014},{"text":"Yeah.","start":2451.73,"end":2452.23,"sentiment":"neutral","sentiment_score":0.013157416135072708},{"text":"For that super, and I'm paying, you know, fees for your super.","start":2452.45,"end":2456.63,"sentiment":"neutral","sentiment_score":-0.04798977077007294},{"text":"Yeah.","start":2458.515,"end":2459.015,"sentiment":"neutral","sentiment_score":-0.06765276193618774},{"text":"I'm paying two lots of fees","start":2459.4749,"end":2461.315,"sentiment":"neutral","sentiment_score":-0.1027519516646862}],"sentiment":"neutral","sentiment_score":-0.059243884503043125,"channel":1,"num_words":21,"start":2451.17,"end":2461.315},{"sentences":[{"text":"Yeah.","start":2461.195,"end":2461.695,"sentiment":"neutral","sentiment_score":-0.032425977289676666}],"sentiment":"neutral","sentiment_score":-0.032425977289676666,"channel":0,"num_words":1,"start":2461.195,"end":2461.695},{"sentences":[{"text":"just to keep $9,000 worth of health insurance.","start":2461.315,"end":2464.4548,"sentiment":"neutral","sentiment_score":-0.04095250042155385}],"sentiment":"neutral","sentiment_score":-0.04095250042155385,"channel":1,"num_words":8,"start":2461.315,"end":2464.4548},{"sentences":[{"text":"Yeah.","start":2464.955,"end":2465.455,"sentiment":"neutral","sentiment_score":0.07344698160886765}],"sentiment":"neutral","sentiment_score":0.07344698160886765,"channel":0,"num_words":1,"start":2464.955,"end":2465.455},{"sentences":[{"text":"Yeah.","start":2465.19,"end":2465.69,"sentiment":"neutral","sentiment_score":0.14195668697357178}],"sentiment":"neutral","sentiment_score":0.14195668697357178,"channel":1,"num_words":1,"start":2465.19,"end":2465.69},{"sentences":[{"text":"Absolutely.","start":2465.995,"end":2466.495,"sentiment":"neutral","sentiment_score":0.20587390661239624}],"sentiment":"neutral","sentiment_score":0.20587390661239624,"channel":0,"num_words":1,"start":2465.995,"end":2466.495},{"sentences":[{"text":"I think","start":2466.4248,"end":2466.9148,"sentiment":"neutral","sentiment_score":0.1042908877134323}],"sentiment":"neutral","sentiment_score":0.1042908877134323,"channel":1,"num_words":2,"start":2466.4248,"end":2466.9148},{"sentences":[{"text":"And,","start":2466.7952,"end":2467.0352,"sentiment":"neutral","sentiment_score":0.06738166511058807}],"sentiment":"neutral","sentiment_score":0.06738166511058807,"channel":0,"num_words":1,"start":2466.7952,"end":2467.0352},{"sentences":[{"text":"so.","start":2466.9148,"end":2467.4148,"sentiment":"neutral","sentiment_score":-0.030134445056319237}],"sentiment":"neutral","sentiment_score":-0.030134445056319237,"channel":1,"num_words":1,"start":2466.9148,"end":2467.4148},{"sentences":[{"text":"I mean, real realistically, if it depending on your comfort level, if you're comfortable with canceling the cover, we could roll the Australian Super India hub 24 and readjust the portfolio so we can hopefully get greater returns and build on your super a bit faster.","start":2467.0352,"end":2481.99,"sentiment":"neutral","sentiment_score":0.1349639652053947},{"text":"$700","start":2482.69,"end":2483.91,"sentiment":"neutral","sentiment_score":0.22122319042682648}],"sentiment":"neutral","sentiment_score":0.1367992678696805,"channel":0,"num_words":47,"start":2467.0352,"end":2483.91},{"sentences":[{"text":"K.","start":2483.18,"end":2483.68,"sentiment":"neutral","sentiment_score":0.19732818007469177}],"sentiment":"neutral","sentiment_score":0.19732818007469177,"channel":1,"num_words":1,"start":2483.18,"end":2483.68},{"sentences":[{"text":"averaged over the next eight years would mean you'd have an extra $5,600 invested in your super.","start":2483.97,"end":2491.125,"sentiment":"neutral","sentiment_score":0.20883197030600378}],"sentiment":"neutral","sentiment_score":0.20883197030600378,"channel":0,"num_words":17,"start":2483.97,"end":2491.125},{"sentences":[{"text":"Yep.","start":2490.8252,"end":2491.3252,"sentiment":"positive","sentiment_score":0.3691987693309784}],"sentiment":"positive","sentiment_score":0.3691987693309784,"channel":1,"num_words":1,"start":2490.8252,"end":2491.3252},{"sentences":[{"text":"If you think about that compounded out of, say, you know, any even a 5% return could provide a much greater level of return over the next eight years.","start":2491.585,"end":2500.92,"sentiment":"positive","sentiment_score":0.38737809658050537}],"sentiment":"positive","sentiment_score":0.38737809658050537,"channel":0,"num_words":29,"start":2491.585,"end":2500.92},{"sentences":[{"text":"Well, that's what I'm thinking too.","start":2501.51,"end":2503.37,"sentiment":"neutral","sentiment_score":0.18354635685682297}],"sentiment":"neutral","sentiment_score":0.18354635685682297,"channel":1,"num_words":6,"start":2501.51,"end":2503.37},{"sentences":[{"text":"Yeah.","start":2503.96,"end":2504.2,"sentiment":"neutral","sentiment_score":0.2228762209415436},{"text":"Yeah.","start":2504.2,"end":2504.7,"sentiment":"neutral","sentiment_score":0.2695346176624298},{"text":"Absolutely.","start":2504.8398,"end":2505.3398,"sentiment":"positive","sentiment_score":0.3431813716888428},{"text":"But feel free to talk it over and let us know what you think.","start":2505.5598,"end":2508.5999,"sentiment":"neutral","sentiment_score":0.32889047265052795},{"text":"I'll get someone to touch base with you maybe next week, or I might even just give you a call in the afternoon to see how you're","start":2508.5999,"end":2513.7998,"sentiment":"neutral","sentiment_score":0.25866332429426686}],"sentiment":"neutral","sentiment_score":0.28236292234875937,"channel":0,"num_words":44,"start":2503.96,"end":2513.7998},{"sentences":[{"text":"Yeah.","start":2513.775,"end":2514.275,"sentiment":"neutral","sentiment_score":0.0985235795378685}],"sentiment":"neutral","sentiment_score":0.0985235795378685,"channel":1,"num_words":1,"start":2513.775,"end":2514.275},{"sentences":[{"text":"going and see if, you know, you had any questions about those insurances, see what","start":2513.7998,"end":2518.565,"sentiment":"neutral","sentiment_score":0.04412407632917166}],"sentiment":"neutral","sentiment_score":0.04412407632917166,"channel":0,"num_words":15,"start":2513.7998,"end":2518.565},{"sentences":[{"text":"Around","start":2518.4148,"end":2518.7349,"sentiment":"neutral","sentiment_score":0.009034836664795876}],"sentiment":"neutral","sentiment_score":0.009034836664795876,"channel":1,"num_words":1,"start":2518.4148,"end":2518.7349},{"sentences":[{"text":"your","start":2518.565,"end":2518.805,"sentiment":"neutral","sentiment_score":0.01241254061460495}],"sentiment":"neutral","sentiment_score":0.01241254061460495,"channel":0,"num_words":1,"start":2518.565,"end":2518.805},{"sentences":[{"text":"around","start":2518.7349,"end":2519.055,"sentiment":"neutral","sentiment_score":0.00914914533495903}],"sentiment":"neutral","sentiment_score":0.00914914533495903,"channel":1,"num_words":1,"start":2518.7349,"end":2519.055},{"sentences":[{"text":"thoughts are","start":2518.805,"end":2519.285,"sentiment":"neutral","sentiment_score":0.007227487862110139}],"sentiment":"neutral","sentiment_score":0.007227487862110139,"channel":0,"num_words":2,"start":2518.805,"end":2519.285},{"sentences":[{"text":"about","start":2519.055,"end":2519.2148,"sentiment":"neutral","sentiment_score":0.02210145816206932}],"sentiment":"neutral","sentiment_score":0.02210145816206932,"channel":1,"num_words":1,"start":2519.055,"end":2519.2148},{"sentences":[{"text":"to","start":2519.285,"end":2519.5251,"sentiment":"neutral","sentiment_score":0.011573094874620438}],"sentiment":"neutral","sentiment_score":0.011573094874620438,"channel":0,"num_words":1,"start":2519.285,"end":2519.5251},{"sentences":[{"text":"it's","start":2519.375,"end":2519.615,"sentiment":"neutral","sentiment_score":0.013037791475653648}],"sentiment":"neutral","sentiment_score":0.013037791475653648,"channel":1,"num_words":1,"start":2519.375,"end":2519.615},{"sentences":[{"text":"see","start":2519.5251,"end":2520.0251,"sentiment":"neutral","sentiment_score":-0.000467449426651001}],"sentiment":"neutral","sentiment_score":-0.000467449426651001,"channel":0,"num_words":1,"start":2519.5251,"end":2520.0251},{"sentences":[{"text":"not around about","start":2519.615,"end":2520.4949,"sentiment":"neutral","sentiment_score":0.0073542725294828415}],"sentiment":"neutral","sentiment_score":0.0073542725294828415,"channel":1,"num_words":3,"start":2519.615,"end":2520.4949},{"sentences":[{"text":"how you go.","start":2520.165,"end":2520.985,"sentiment":"neutral","sentiment_score":0.015952593336502712}],"sentiment":"neutral","sentiment_score":0.015952593336502712,"channel":0,"num_words":3,"start":2520.165,"end":2520.985},{"sentences":[{"text":"those nights on about 01:30 would be the best time.","start":2520.4949,"end":2523.635,"sentiment":"neutral","sentiment_score":0.06418919153511524}],"sentiment":"neutral","sentiment_score":0.06418919153511524,"channel":1,"num_words":10,"start":2520.4949,"end":2523.635},{"sentences":[{"text":"Absolutely.","start":2524.085,"end":2524.585,"sentiment":"positive","sentiment_score":0.3536509573459625},{"text":"And I actually have that available.","start":2525.205,"end":2526.825,"sentiment":"neutral","sentiment_score":0.30668141196171445},{"text":"So I'm gonna pop you in my calendar for next week to give you a call and see what you're thinking.","start":2526.965,"end":2532.28,"sentiment":"neutral","sentiment_score":0.32817831493559335},{"text":"If you have questions, write them down.","start":2532.28,"end":2534.46,"sentiment":"neutral","sentiment_score":0.15709518854107177}],"sentiment":"neutral","sentiment_score":0.2910042960728918,"channel":0,"num_words":35,"start":2524.085,"end":2534.46},{"sentences":[{"text":"Yeah.","start":2535.22,"end":2535.72,"sentiment":"neutral","sentiment_score":0.2265109419822693}],"sentiment":"neutral","sentiment_score":0.2265109419822693,"channel":1,"num_words":1,"start":2535.22,"end":2535.72},{"sentences":[{"text":"You're welcome to ask them then as well, and we can always talk over anything additional that you might need or want.","start":2535.24,"end":2542.22,"sentiment":"neutral","sentiment_score":0.3058157238093289},{"text":"Is that okay?","start":2542.28,"end":2543.18,"sentiment":"neutral","sentiment_score":0.17733371257781982}],"sentiment":"neutral","sentiment_score":0.29039788246154785,"channel":0,"num_words":25,"start":2535.24,"end":2543.18},{"sentences":[{"text":"Yeah.","start":2542.905,"end":2543.405,"sentiment":"neutral","sentiment_score":0.1350121796131134}],"sentiment":"neutral","sentiment_score":0.1350121796131134,"channel":1,"num_words":1,"start":2542.905,"end":2543.405},{"sentences":[{"text":"Yep.","start":2544.125,"end":2544.625,"sentiment":"neutral","sentiment_score":0.15889783203601837}],"sentiment":"neutral","sentiment_score":0.15889783203601837,"channel":0,"num_words":1,"start":2544.125,"end":2544.625},{"sentences":[{"text":"Yep.","start":2544.345,"end":2544.845,"sentiment":"neutral","sentiment_score":0.2581551671028137}],"sentiment":"neutral","sentiment_score":0.2581551671028137,"channel":1,"num_words":1,"start":2544.345,"end":2544.845},{"sentences":[{"text":"Beautiful.","start":2545.165,"end":2545.665,"sentiment":"positive","sentiment_score":0.5452706813812256},{"text":"To","start":2546.285,"end":2546.4448,"sentiment":"neutral","sentiment_score":0.20545443892478943}],"sentiment":"positive","sentiment_score":0.3753625601530075,"channel":0,"num_words":2,"start":2545.165,"end":2546.4448},{"sentences":[{"text":"Because","start":2546.4248,"end":2546.665,"sentiment":"neutral","sentiment_score":0.0877876728773117}],"sentiment":"neutral","sentiment_score":0.0877876728773117,"channel":1,"num_words":1,"start":2546.4248,"end":2546.665},{"sentences":[{"text":"kinda","start":2546.4448,"end":2546.765,"sentiment":"neutral","sentiment_score":0.05974657088518143}],"sentiment":"neutral","sentiment_score":0.05974657088518143,"channel":0,"num_words":1,"start":2546.4448,"end":2546.765},{"sentences":[{"text":"I can't","start":2546.665,"end":2546.905,"sentiment":"neutral","sentiment_score":-0.005373923107981682}],"sentiment":"neutral","sentiment_score":-0.005373923107981682,"channel":1,"num_words":2,"start":2546.665,"end":2546.905},{"sentences":[{"text":"help","start":2546.765,"end":2547.005,"sentiment":"neutral","sentiment_score":-0.11578679084777832}],"sentiment":"neutral","sentiment_score":-0.11578679084777832,"channel":0,"num_words":1,"start":2546.765,"end":2547.005},{"sentences":[{"text":"exactly","start":2546.905,"end":2547.385,"sentiment":"neutral","sentiment_score":-0.05443967878818512}],"sentiment":"neutral","sentiment_score":-0.05443967878818512,"channel":1,"num_words":1,"start":2546.905,"end":2547.385},{"sentences":[{"text":"with that","start":2547.005,"end":2547.405,"sentiment":"neutral","sentiment_score":-0.15017610788345337}],"sentiment":"neutral","sentiment_score":-0.15017610788345337,"channel":0,"num_words":2,"start":2547.005,"end":2547.405},{"sentences":[{"text":"Saturday","start":2547.385,"end":2547.885,"sentiment":"neutral","sentiment_score":-0.1880743503570557}],"sentiment":"neutral","sentiment_score":-0.1880743503570557,"channel":1,"num_words":1,"start":2547.385,"end":2547.885},{"sentences":[{"text":"risk","start":2547.405,"end":2547.905,"sentiment":"neutral","sentiment_score":-0.11265269666910172}],"sentiment":"neutral","sentiment_score":-0.11265269666910172,"channel":0,"num_words":1,"start":2547.405,"end":2547.905},{"sentences":[{"text":"that oh, Saturday afternoon to talk to the wife and have a look at everything.","start":2548.265,"end":2552.285,"sentiment":"neutral","sentiment_score":0.04123060256242752}],"sentiment":"neutral","sentiment_score":0.04123060256242752,"channel":1,"num_words":15,"start":2548.265,"end":2552.285},{"sentences":[{"text":"that's exactly right.","start":2553.005,"end":2554.385,"sentiment":"neutral","sentiment_score":0.284942165017128},{"text":"Yeah.","start":2554.525,"end":2555.025,"sentiment":"neutral","sentiment_score":0.293597549200058}],"sentiment":"neutral","sentiment_score":0.2871060110628605,"channel":0,"num_words":4,"start":2553.005,"end":2555.025},{"sentences":[{"text":"It's","start":2554.83,"end":2555.33,"sentiment":"positive","sentiment_score":0.4209156036376953}],"sentiment":"positive","sentiment_score":0.4209156036376953,"channel":1,"num_words":1,"start":2554.83,"end":2555.33},{"sentences":[{"text":"Beautiful.","start":2556.62,"end":2557.12,"sentiment":"positive","sentiment_score":0.4968670606613159}],"sentiment":"positive","sentiment_score":0.4968670606613159,"channel":0,"num_words":1,"start":2556.62,"end":2557.12},{"sentences":[{"text":"the only day we it's the only day we get off together.","start":2557.07,"end":2559.57,"sentiment":"neutral","sentiment_score":0.20768563201030096}],"sentiment":"neutral","sentiment_score":0.20768563201030096,"channel":1,"num_words":12,"start":2557.07,"end":2559.57},{"sentences":[{"text":"Oh, do you do much on the one day off together, or do you go have lunch or go out anywhere?","start":2560.3,"end":2564.7002,"sentiment":"neutral","sentiment_score":0.06441243578280721},{"text":"You just sort of stay home?","start":2564.7002,"end":2566.0,"sentiment":"neutral","sentiment_score":0.028599260685344536}],"sentiment":"neutral","sentiment_score":0.05645395242781551,"channel":0,"num_words":27,"start":2560.3,"end":2566.0},{"sentences":[{"text":"About time we get by the time we get to the washing and the cleaning and that sort of","start":2565.87,"end":2571.755,"sentiment":"neutral","sentiment_score":0.038809232217700856}],"sentiment":"neutral","sentiment_score":0.038809232217700856,"channel":1,"num_words":19,"start":2565.87,"end":2571.755},{"sentences":[{"text":"Yeah.","start":2571.675,"end":2572.175,"sentiment":"neutral","sentiment_score":0.03627050668001175}],"sentiment":"neutral","sentiment_score":0.03627050668001175,"channel":0,"num_words":1,"start":2571.675,"end":2572.175},{"sentences":[{"text":"thing.","start":2571.755,"end":2572.255,"sentiment":"neutral","sentiment_score":0.017193902283906937},{"text":"And I gotta do some day during the day, and which means","start":2572.795,"end":2577.035,"sentiment":"neutral","sentiment_score":0.01642625592648983}],"sentiment":"neutral","sentiment_score":0.016485305646291144,"channel":1,"num_words":13,"start":2571.755,"end":2577.035},{"sentences":[{"text":"Yeah.","start":2576.875,"end":2577.375,"sentiment":"neutral","sentiment_score":0.0002475157380104065}],"sentiment":"neutral","sentiment_score":0.0002475157380104065,"channel":0,"num_words":1,"start":2576.875,"end":2577.375},{"sentences":[{"text":"I gotta go to bed.","start":2577.035,"end":2577.995,"sentiment":"neutral","sentiment_score":-0.038632699847221376},{"text":"I gotta go to bed.","start":2577.995,"end":2578.5815,"sentiment":"neutral","sentiment_score":-0.03786116689443588},{"text":"I gotta go to bed.","start":2578.5815,"end":2578.875,"sentiment":"neutral","sentiment_score":-0.023192942887544633},{"text":"I gotta get up at 03:00 in the morning.","start":2578.875,"end":2581.215,"sentiment":"neutral","sentiment_score":0.020677874692612223}],"sentiment":"neutral","sentiment_score":-0.013013882329687476,"channel":1,"num_words":24,"start":2577.035,"end":2581.215},{"sentences":[{"text":"Oh, goodness.","start":2581.6902,"end":2582.75,"sentiment":"neutral","sentiment_score":0.0908387079834938},{"text":"What a lot, honestly.","start":2583.61,"end":2584.99,"sentiment":"neutral","sentiment_score":0.2028803862631321},{"text":"I","start":2585.77,"end":2585.85,"sentiment":"neutral","sentiment_score":0.23141741752624512}],"sentiment":"neutral","sentiment_score":0.17494519693510874,"channel":0,"num_words":7,"start":2581.6902,"end":2585.85},{"sentences":[{"text":"It's pretty","start":2586.02,"end":2586.5,"sentiment":"neutral","sentiment_score":0.27527736127376556}],"sentiment":"neutral","sentiment_score":0.27527736127376556,"channel":1,"num_words":2,"start":2586.02,"end":2586.5},{"sentences":[{"text":"get","start":2586.33,"end":2586.57,"sentiment":"neutral","sentiment_score":0.26482802629470825}],"sentiment":"neutral","sentiment_score":0.26482802629470825,"channel":0,"num_words":1,"start":2586.33,"end":2586.57},{"sentences":[{"text":"much","start":2586.5,"end":2586.82,"sentiment":"neutral","sentiment_score":0.21871277689933777}],"sentiment":"neutral","sentiment_score":0.21871277689933777,"channel":1,"num_words":1,"start":2586.5,"end":2586.82},{"sentences":[{"text":"the time","start":2586.57,"end":2587.05,"sentiment":"neutral","sentiment_score":0.25918759405612946}],"sentiment":"neutral","sentiment_score":0.25918759405612946,"channel":0,"num_words":2,"start":2586.57,"end":2587.05},{"sentences":[{"text":"work work work.","start":2586.82,"end":2587.96,"sentiment":"neutral","sentiment_score":0.1673017938931783}],"sentiment":"neutral","sentiment_score":0.1673017938931783,"channel":1,"num_words":3,"start":2586.82,"end":2587.96},{"sentences":[{"text":"yeah.","start":2588.49,"end":2588.9702,"sentiment":"neutral","sentiment_score":0.3289583623409271},{"text":"Well, I wanna make your time and as good as it can possibly be because by the time you get there, you will have very much deserved it.","start":2588.9702,"end":2596.2751,"sentiment":"positive","sentiment_score":0.6897279215710503},{"text":"Okay?","start":2596.335,"end":2596.835,"sentiment":"positive","sentiment_score":0.3893536329269409}],"sentiment":"positive","sentiment_score":0.6676897933085759,"channel":0,"num_words":30,"start":2588.49,"end":2596.835},{"sentences":[{"text":"Hey.","start":2596.98,"end":2597.48,"sentiment":"positive","sentiment_score":0.4260972738265991},{"text":"Yep.","start":2598.115,"end":2598.615,"sentiment":"positive","sentiment_score":0.4542086124420166}],"sentiment":"positive","sentiment_score":0.44015294313430786,"channel":1,"num_words":2,"start":2596.98,"end":2598.615},{"sentences":[{"text":"All good, Robert.","start":2599.695,"end":2600.495,"sentiment":"positive","sentiment_score":0.6117540995279948},{"text":"Now as I said, I will put these email all these documents into an email there for you so yourself and Joanne can sit down, have a really good look at them or have a chat.","start":2600.495,"end":2608.5,"sentiment":"positive","sentiment_score":0.35305193232165444},{"text":"It does have the ongoing service agreement attached.","start":2608.58,"end":2611.3,"sentiment":"neutral","sentiment_score":0.22357464581727982},{"text":"So for us to keep as your advisers, for us to provide advice, keep looking after your super and helping you work towards your retirement goals, we do charge an ongoing service fee.","start":2611.3,"end":2621.2349,"sentiment":"neutral","sentiment_score":0.3260822002634858},{"text":"It is 1.65% per annum.","start":2621.2349,"end":2623.7349,"sentiment":"neutral","sentiment_score":0.11381983309984207}],"sentiment":"neutral","sentiment_score":0.32545342121054144,"channel":0,"num_words":85,"start":2599.695,"end":2623.7349},{"sentences":[{"text":"It is deducted in smaller monthly increments out of your super, but we wanna make sure your super is making that money plus growing in the meantime as well.","start":2623.875,"end":2631.635,"sentiment":"neutral","sentiment_score":0.26686179458067333},{"text":"Okay?","start":2631.635,"end":2632.135,"sentiment":"neutral","sentiment_score":0.13224469125270844},{"text":"What I'll do in the meantime is I'll go back and do a bit of research around the super and, you know, the investments to see what we can do moving forward.","start":2633.49,"end":2640.71,"sentiment":"neutral","sentiment_score":0.19790006522089243},{"text":"I'll give you a call next Wednesday at 01:30.","start":2640.93,"end":2643.57,"sentiment":"neutral","sentiment_score":0.1442218613293436},{"text":"We can talk a bit more about the insurance as you've had a really good look at everything.","start":2643.57,"end":2647.43,"sentiment":"neutral","sentiment_score":0.2519710092908806}],"sentiment":"neutral","sentiment_score":0.22514060382427795,"channel":0,"num_words":89,"start":2623.875,"end":2647.43},{"sentences":[{"text":"Yep.","start":2648.03,"end":2648.53,"sentiment":"neutral","sentiment_score":0.2397335469722748}],"sentiment":"neutral","sentiment_score":0.2397335469722748,"channel":1,"num_words":1,"start":2648.03,"end":2648.53},{"sentences":[{"text":"And once you've had a really good look at that email, if you can just sign and return that ongoing service feedback for me, that will certainly","start":2648.175,"end":2655.375,"sentiment":"neutral","sentiment_score":0.2987581668076692}],"sentiment":"neutral","sentiment_score":0.2987581668076692,"channel":0,"num_words":27,"start":2648.175,"end":2655.375},{"sentences":[{"text":"And what","start":2655.065,"end":2655.4648,"sentiment":"neutral","sentiment_score":0.169888474047184}],"sentiment":"neutral","sentiment_score":0.169888474047184,"channel":1,"num_words":2,"start":2655.065,"end":2655.4648},{"sentences":[{"text":"help,","start":2655.375,"end":2655.5352,"sentiment":"neutral","sentiment_score":0.17510811984539032}],"sentiment":"neutral","sentiment_score":0.17510811984539032,"channel":0,"num_words":1,"start":2655.375,"end":2655.5352},{"sentences":[{"text":"about","start":2655.4648,"end":2655.785,"sentiment":"neutral","sentiment_score":0.15429461002349854}],"sentiment":"neutral","sentiment_score":0.15429461002349854,"channel":1,"num_words":1,"start":2655.4648,"end":2655.785},{"sentences":[{"text":"and I'll be","start":2655.5352,"end":2656.0151,"sentiment":"neutral","sentiment_score":0.24708757797876993}],"sentiment":"neutral","sentiment_score":0.24708757797876993,"channel":0,"num_words":3,"start":2655.5352,"end":2656.0151},{"sentences":[{"text":"what","start":2655.9448,"end":2656.105,"sentiment":"neutral","sentiment_score":0.22455234825611117}],"sentiment":"neutral","sentiment_score":0.22455234825611117,"channel":1,"num_words":1,"start":2655.9448,"end":2656.105},{"sentences":[{"text":"able","start":2656.0151,"end":2656.2551,"sentiment":"neutral","sentiment_score":0.25207334756851196}],"sentiment":"neutral","sentiment_score":0.25207334756851196,"channel":0,"num_words":1,"start":2656.0151,"end":2656.2551},{"sentences":[{"text":"and","start":2656.1848,"end":2656.505,"sentiment":"neutral","sentiment_score":0.2599773108959198}],"sentiment":"neutral","sentiment_score":0.2599773108959198,"channel":1,"num_words":1,"start":2656.1848,"end":2656.505},{"sentences":[{"text":"to keep","start":2656.2551,"end":2656.575,"sentiment":"neutral","sentiment_score":0.28865866363048553}],"sentiment":"neutral","sentiment_score":0.28865866363048553,"channel":0,"num_words":2,"start":2656.2551,"end":2656.575},{"sentences":[{"text":"the","start":2656.505,"end":2657.005,"sentiment":"neutral","sentiment_score":0.28869083523750305}],"sentiment":"neutral","sentiment_score":0.28869083523750305,"channel":1,"num_words":1,"start":2656.505,"end":2657.005},{"sentences":[{"text":"looking things.","start":2656.575,"end":2657.395,"sentiment":"neutral","sentiment_score":0.23995746672153473}],"sentiment":"neutral","sentiment_score":0.23995746672153473,"channel":0,"num_words":2,"start":2656.575,"end":2657.395},{"sentences":[{"text":"and","start":2657.1448,"end":2657.6448,"sentiment":"neutral","sentiment_score":0.0758415013551712}],"sentiment":"neutral","sentiment_score":0.0758415013551712,"channel":1,"num_words":1,"start":2657.1448,"end":2657.6448},{"sentences":[{"text":"Yeah.","start":2657.615,"end":2658.115,"sentiment":"neutral","sentiment_score":0.07687549293041229}],"sentiment":"neutral","sentiment_score":0.07687549293041229,"channel":0,"num_words":1,"start":2657.615,"end":2658.115},{"sentences":[{"text":"the form for the wife to be the","start":2657.9448,"end":2660.505,"sentiment":"neutral","sentiment_score":0.10546154994517565}],"sentiment":"neutral","sentiment_score":0.10546154994517565,"channel":1,"num_words":8,"start":2657.9448,"end":2660.505},{"sentences":[{"text":"Beneficiary.","start":2660.1099,"end":2660.6099,"sentiment":"neutral","sentiment_score":0.09514486789703368}],"sentiment":"neutral","sentiment_score":0.09514486789703368,"channel":0,"num_words":1,"start":2660.1099,"end":2660.6099},{"sentences":[{"text":"sole beneficiary?","start":2660.505,"end":2661.2449,"sentiment":"neutral","sentiment_score":0.09119356796145439}],"sentiment":"neutral","sentiment_score":0.09119356796145439,"channel":1,"num_words":2,"start":2660.505,"end":2661.2449},{"sentences":[{"text":"Absolutely.","start":2662.27,"end":2662.77,"sentiment":"neutral","sentiment_score":0.29818034172058105},{"text":"I've got the beneficiary nomination set up here, so I will get my team to prefill the document for you.","start":2663.07,"end":2668.69,"sentiment":"neutral","sentiment_score":0.2669870875775814},{"text":"We'll email","start":2668.91,"end":2669.71,"sentiment":"neutral","sentiment_score":0.21651598066091537}],"sentiment":"neutral","sentiment_score":0.26395452411278436,"channel":0,"num_words":23,"start":2662.27,"end":2669.71},{"sentences":[{"text":"Yep.","start":2669.36,"end":2669.86,"sentiment":"neutral","sentiment_score":0.2282235622406006}],"sentiment":"neutral","sentiment_score":0.2282235622406006,"channel":1,"num_words":1,"start":2669.36,"end":2669.86},{"sentences":[{"text":"it out noting a 100% to Joanne.","start":2669.71,"end":2672.29,"sentiment":"neutral","sentiment_score":0.2875877916812897},{"text":"I'll make sure it is updated on both funds for the time being so that you're fully","start":2672.3499,"end":2676.375,"sentiment":"neutral","sentiment_score":0.25069319237681}],"sentiment":"neutral","sentiment_score":0.2614541171739499,"channel":0,"num_words":24,"start":2669.71,"end":2676.375},{"sentences":[{"text":"Yep.","start":2676.1602,"end":2676.6602,"sentiment":"neutral","sentiment_score":0.18213143944740295}],"sentiment":"neutral","sentiment_score":0.18213143944740295,"channel":1,"num_words":1,"start":2676.1602,"end":2676.6602},{"sentences":[{"text":"protected.","start":2676.375,"end":2676.875,"sentiment":"neutral","sentiment_score":0.163242369890213},{"text":"Okay?","start":2677.175,"end":2677.675,"sentiment":"neutral","sentiment_score":0.130988746881485}],"sentiment":"neutral","sentiment_score":0.147115558385849,"channel":0,"num_words":2,"start":2676.375,"end":2677.675},{"sentences":[{"text":"Yep.","start":2678.0,"end":2678.5,"sentiment":"neutral","sentiment_score":0.1652342975139618}],"sentiment":"neutral","sentiment_score":0.1652342975139618,"channel":1,"num_words":1,"start":2678.0,"end":2678.5},{"sentences":[{"text":"Excellent.","start":2679.2551,"end":2679.7551,"sentiment":"positive","sentiment_score":0.523568868637085},{"text":"The only other thing I just wanted to touch on real quick is the other estate planning.","start":2679.8152,"end":2683.735,"sentiment":"neutral","sentiment_score":0.1185767733875443},{"text":"So wills and power of attorneys.","start":2683.735,"end":2685.355,"sentiment":"neutral","sentiment_score":0.034045862344404064},{"text":"Have you guys talked about drafting a will?","start":2685.415,"end":2687.5752,"sentiment":"neutral","sentiment_score":0.009892204776406288},{"text":"Have you got a will and a power of attorney in","start":2687.5752,"end":2690.15,"sentiment":"neutral","sentiment_score":-0.0031340017237446523}],"sentiment":"neutral","sentiment_score":0.06484448394283306,"channel":0,"num_words":43,"start":2679.2551,"end":2690.15},{"sentences":[{"text":"No.","start":2691.2751,"end":2691.5952,"sentiment":"neutral","sentiment_score":-0.06647428870201111}],"sentiment":"neutral","sentiment_score":-0.06647428870201111,"channel":1,"num_words":1,"start":2691.2751,"end":2691.5952},{"sentences":[{"text":"place?","start":2691.33,"end":2691.83,"sentiment":"neutral","sentiment_score":-0.05926419794559479}],"sentiment":"neutral","sentiment_score":-0.05926419794559479,"channel":0,"num_words":1,"start":2691.33,"end":2691.83},{"sentences":[{"text":"Not yet.","start":2691.5952,"end":2692.3352,"sentiment":"neutral","sentiment_score":-0.11603981256484984}],"sentiment":"neutral","sentiment_score":-0.11603981256484984,"channel":1,"num_words":2,"start":2691.5952,"end":2692.3352},{"sentences":[{"text":"No.","start":2693.01,"end":2693.25,"sentiment":"neutral","sentiment_score":-0.10683606564998628},{"text":"That's okay.","start":2693.25,"end":2694.15,"sentiment":"neutral","sentiment_score":-0.014805462735239416},{"text":"It is really important that the both of you talk about estate planning and moving forward, what happens in the event of something happened to you.","start":2694.3699,"end":2700.79,"sentiment":"neutral","sentiment_score":0.23216002721052903},{"text":"While most things do pass to your wife, it's not always a straightforward process.","start":2700.8499,"end":2705.1448,"sentiment":"neutral","sentiment_score":0.032227814729724615},{"text":"And without a will, it does go through probate, which means that other people can come forward and stake a claim.","start":2705.285,"end":2711.125,"sentiment":"neutral","sentiment_score":0.05140427730622746}],"sentiment":"neutral","sentiment_score":0.1160998897812533,"channel":0,"num_words":64,"start":2693.01,"end":2711.125},{"sentences":[{"text":"There's no guarantees they'll get it, but just","start":2711.125,"end":2713.525,"sentiment":"neutral","sentiment_score":-0.017319910519290715}],"sentiment":"neutral","sentiment_score":-0.017319910519290715,"channel":0,"num_words":8,"start":2711.125,"end":2713.525},{"sentences":[{"text":"Yeah.","start":2713.425,"end":2713.925,"sentiment":"neutral","sentiment_score":-0.03764611482620239}],"sentiment":"neutral","sentiment_score":-0.03764611482620239,"channel":1,"num_words":1,"start":2713.425,"end":2713.925},{"sentences":[{"text":"having other people stake a claim on your estate can make the process longer and harder.","start":2713.525,"end":2717.865,"sentiment":"neutral","sentiment_score":-0.2561648287810385},{"text":"We definitely wouldn't want that.","start":2718.51,"end":2719.71,"sentiment":"negative","sentiment_score":-0.3506597995758057},{"text":"So it is definitely worth you guys having a talk about seeking the services of a solicitor, or you can even get a will kit from the post office there as well, and you can fill those out fairly easily to make sure you have an up to date will.","start":2719.71,"end":2732.53,"sentiment":"neutral","sentiment_score":0.24578380525112153},{"text":"Okay?","start":2732.67,"end":2733.17,"sentiment":"neutral","sentiment_score":0.09901681542396544}],"sentiment":"neutral","sentiment_score":0.09078153916117218,"channel":0,"num_words":72,"start":2713.525,"end":2733.17},{"sentences":[{"text":"Yeah.","start":2733.1902,"end":2733.6902,"sentiment":"neutral","sentiment_score":0.14814606308937073},{"text":"Yep.","start":2734.2302,"end":2734.7302,"sentiment":"neutral","sentiment_score":0.285763680934906}],"sentiment":"neutral","sentiment_score":0.21695487201213837,"channel":1,"num_words":2,"start":2733.1902,"end":2734.7302},{"sentences":[{"text":"Beautiful.","start":2735.655,"end":2736.155,"sentiment":"positive","sentiment_score":0.672644853591919},{"text":"Well, I will let you go.","start":2736.215,"end":2737.495,"sentiment":"positive","sentiment_score":0.5510307053724924},{"text":"I thank you so much for your time.","start":2737.495,"end":2739.3352,"sentiment":"positive","sentiment_score":0.7821027636528015},{"text":"I will do some research and give you a call next Wednesday.","start":2739.3352,"end":2742.395,"sentiment":"positive","sentiment_score":0.4522317374746005},{"text":"Is there anything that I may not have touched on or any questions you have at the moment, Robert?","start":2742.7751,"end":2747.175,"sentiment":"neutral","sentiment_score":0.11418427075994642}],"sentiment":"positive","sentiment_score":0.38765072150398855,"channel":0,"num_words":46,"start":2735.655,"end":2747.175},{"sentences":[{"text":"You're welcome to let me know if there's anything.","start":2747.175,"end":2749.115,"sentiment":"positive","sentiment_score":0.4221870071358151}],"sentiment":"positive","sentiment_score":0.4221870071358151,"channel":0,"num_words":9,"start":2747.175,"end":2749.115},{"sentences":[{"text":"Yeah.","start":2749.445,"end":2749.765,"sentiment":"positive","sentiment_score":0.383463591337204},{"text":"I think that's pretty much everything.","start":2749.765,"end":2751.465,"sentiment":"positive","sentiment_score":0.5132052600383759}],"sentiment":"positive","sentiment_score":0.49467073593820843,"channel":1,"num_words":7,"start":2749.445,"end":2751.465},{"sentences":[{"text":"Yeah.","start":2752.17,"end":2752.6501,"sentiment":"positive","sentiment_score":0.5348553657531738},{"text":"Perfect.","start":2752.6501,"end":2753.1501,"sentiment":"positive","sentiment_score":0.7671208381652832},{"text":"Well, I will let you go to enjoy lunch with your wife.","start":2753.29,"end":2755.53,"sentiment":"positive","sentiment_score":0.7456879218419393},{"text":"Have a lovely night at work.","start":2755.53,"end":2757.3901,"sentiment":"positive","sentiment_score":0.8119661708672842},{"text":"I'll talk to you next week.","start":2758.01,"end":2759.37,"sentiment":"positive","sentiment_score":0.48914248247941333}],"sentiment":"positive","sentiment_score":0.6944955071577659,"channel":0,"num_words":26,"start":2752.17,"end":2759.37},{"sentences":[{"text":"And if there's any additional questions, let me know.","start":2759.37,"end":2761.45,"sentiment":"neutral","sentiment_score":0.2986595117383533},{"text":"I'll get this email straight out to you.","start":2761.45,"end":2763.1301,"sentiment":"positive","sentiment_score":0.3500690311193466},{"text":"Okay?","start":2763.1301,"end":2763.6301,"sentiment":"neutral","sentiment_score":0.18261532485485077}],"sentiment":"neutral","sentiment_score":0.3150612877474891,"channel":0,"num_words":18,"start":2759.37,"end":2763.6301},{"sentences":[{"text":"Okay.","start":2764.22,"end":2764.6199,"sentiment":"neutral","sentiment_score":0.26148858666419983},{"text":"Thank you.","start":2764.6199,"end":2765.44,"sentiment":"positive","sentiment_score":0.6082695722579956}],"sentiment":"positive","sentiment_score":0.49267591039339703,"channel":1,"num_words":3,"start":2764.22,"end":2765.44},{"sentences":[{"text":"No worries.","start":2765.895,"end":2766.2952,"sentiment":"positive","sentiment_score":0.3908880650997162},{"text":"Enjoy","start":2766.2952,"end":2766.615,"sentiment":"positive","sentiment_score":0.5935546159744263}],"sentiment":"positive","sentiment_score":0.4584435820579529,"channel":0,"num_words":3,"start":2765.895,"end":2766.615},{"sentences":[{"text":"Alright.","start":2766.369,"end":2766.869,"sentiment":"positive","sentiment_score":0.5219212174415588}],"sentiment":"positive","sentiment_score":0.5219212174415588,"channel":1,"num_words":1,"start":2766.369,"end":2766.869},{"sentences":[{"text":"your afternoon.","start":2766.615,"end":2767.415,"sentiment":"positive","sentiment_score":0.5916260778903961},{"text":"Thank you so much for your time.","start":2767.415,"end":2768.875,"sentiment":"positive","sentiment_score":0.8120631234986442}],"sentiment":"positive","sentiment_score":0.7630771133634779,"channel":0,"num_words":9,"start":2766.615,"end":2768.875},{"sentences":[{"text":"Bye.","start":2770.5164,"end":2771.0164,"sentiment":"positive","sentiment_score":0.45018285512924194}],"sentiment":"positive","sentiment_score":0.45018285512924194,"channel":1,"num_words":1,"start":2770.5164,"end":2771.0164},{"sentences":[{"text":"Thanks.","start":2770.695,"end":2771.0952,"sentiment":"positive","sentiment_score":0.6104761362075806},{"text":"See you later.","start":2771.0952,"end":2771.915,"sentiment":"positive","sentiment_score":0.4931166370709737},{"text":"Bye.","start":2772.2952,"end":2772.7952,"sentiment":"neutral","sentiment_score":-0.08263299614191055}],"sentiment":"positive","sentiment_score":0.40143861025571825,"channel":0,"num_words":5,"start":2770.695,"end":2772.7952}]},"summary":{"result":"success","short":"During a call with Robert, Dana from OZ Financial confirms Robert's annual review and provides information on their financial services guide. They discuss Robert's balance and monthly mortgage, as well as his employment and personal loans. The conversation also covers risk profiles and retirement plans, as well as potential investment strategies and risk management. The agent emphasizes the importance of keeping insurance coverage for peace of mind and consolidation of coverage. The customer expresses interest in building their super and growing their capital, but not taking on too much risk and not seeing big drops in the market. The agent suggests rolling over risk and adjusting the portfolio to achieve better returns and offers to follow up with the customer."},"intents":{"segments":[{"text":"I had you booked in to go through your annual review today. Is now still a good time for you? bad.","start_word":17,"end_word":37,"intents":[{"intent":"Check review details","confidence_score":0.000506114}]},{"text":"I'll shoot them through after the call if you like for you to have a bit of a look Yep. at.","start_word":359,"end_word":379,"intents":[{"intent":"Check super balance and review","confidence_score":0.0021463532}]},{"text":"What will you bill? yeah.","start_word":798,"end_word":802,"intents":[{"intent":"Confirm bill details","confidence_score":0.028294474}]},{"text":"Your performance report is taking a bit longer to open up.","start_word":1120,"end_word":1130,"intents":[{"intent":"Review performance report","confidence_score":0.009745848}]},{"text":"I've updated your income estimate here as a 140,000 per annum.","start_word":1462,"end_word":1472,"intents":[{"intent":"Update income estimate","confidence_score":0.27628472}]},{"text":"Is it something you'd maybe like to look at doing down the track?","start_word":1521,"end_word":1533,"intents":[{"intent":"Consider down the track","confidence_score":0.2362718}]},{"text":"I've also Because got we down here consolidated that you a lot of yeah. lines. Yep.","start_word":1666,"end_word":1681,"intents":[{"intent":"Consolidate debt","confidence_score":0.11811461}]},{"text":"Would that be one that you still own currently or No.","start_word":1781,"end_word":1791,"intents":[{"intent":"Discuss car ownership","confidence_score":0.0042240554},{"intent":"Confirm car ownership","confidence_score":0.12137793},{"intent":"Clarify vehicle ownership","confidence_score":0.0001161158},{"intent":"Confirm car ownership","confidence_score":0.19122484},{"intent":"Confirm car ownership","confidence_score":0.17680578},{"intent":"Confirm car ownership","confidence_score":0.051831506},{"intent":"Confirm car ownership","confidence_score":0.11378187}]},{"text":"What sort of value do It's you think you probably put on that?","start_word":1811,"end_word":1823,"intents":[{"intent":"Inquire about value","confidence_score":0.03696064},{"intent":"Confirm car value","confidence_score":0.103318565},{"intent":"Inquire about car value","confidence_score":0.16258277}]},{"text":"And then we're we're looking to do some traveling, so we bought the full drive, the full car in that we Fantastic.","start_word":1901,"end_word":1922,"intents":[{"intent":"Express intention to travel","confidence_score":0.011942501}]},{"text":"And then we're we're looking to do some traveling, so we bought the full drive, the full car in that we Fantastic. brought.","start_word":1901,"end_word":1923,"intents":[{"intent":"Request trip to cairns","confidence_score":0.00022177718},{"intent":"Inquire about travel plans","confidence_score":0.007429754},{"intent":"Explore travel plans","confidence_score":0.00021015294}]},{"text":"We went down to Tasmania for a month. I ran to Tasmania.","start_word":1991,"end_word":2002,"intents":[{"intent":"Book trip to austin","confidence_score":0.0007974491},{"intent":"Plan trip to austin","confidence_score":0.012971922}]},{"text":"You may have mentioned to me that your your wife can't retire for the next eight years because having a look at things that you're 60 this year. Is that right?","start_word":2759,"end_word":2789,"intents":[{"intent":"Inform about retirement plans","confidence_score":0.0035001365}]},{"text":"Would you like me to review that for you and maybe make some updated recommendations? K.","start_word":3312,"end_word":3327,"intents":[{"intent":"Review portfolio","confidence_score":0.58900285},{"intent":"Review portfolio","confidence_score":0.5084838}]},{"text":"There are because you are over the age of 60, there are some other strategies that we can look to implement where, you can be increasing your super contributions up to the cap as much as possible, but we can also draw a little bit out of super.","start_word":3331,"end_word":3378,"intents":[{"intent":"Increase super contributions","confidence_score":0.03231426}]},{"text":"There are because you are over the age of 60, there are some other strategies that we can look to implement where, you can be increasing your super contributions up to the cap as much as possible, but we can also draw a little bit out of super. Did you wanna look at any of those additional strategies No.","start_word":3331,"end_word":3389,"intents":[{"intent":"Discuss other strategies","confidence_score":0.003628247},{"intent":"Discuss additional strategies","confidence_score":0.45896405}]},{"text":"So just to give you a little bit of context, some of those additional strategies are called a transfer time strategy.","start_word":3483,"end_word":3503,"intents":[{"intent":"Discuss transfer time strategy","confidence_score":0.21629956}]},{"text":"So just to give you a little bit of context, some of those additional strategies are called a transfer time strategy. And as much as you are sort of drawing a little bit of money out of super to replenish your income, you're actually putting more money into super. So it does provide you with greater benefit of increasing your contributions in, and the amount you're taking out is actually just a little bit less than what you're putting in.","start_word":3483,"end_word":3562,"intents":[{"intent":"Discuss strategy benefits","confidence_score":0.0010166802}]},{"text":"So it does provide you with greater benefit of increasing your contributions in, and the amount you're taking out is actually just a little bit less than what you're putting in.","start_word":3532,"end_word":3562,"intents":[{"intent":"Reveal income benefits","confidence_score":0.003330959}]},{"text":"Admittedly, your balance is a bit on the lower side at the moment, so it might be worth trying to boost your super a little bit before we look at that strategy.","start_word":3563,"end_word":3594,"intents":[{"intent":"Build over","confidence_score":1.2183166e-7}]},{"text":"Admittedly, your balance is a bit on the lower side at the moment, so it might be worth trying to boost your super a little bit before we look at that strategy. Yay.","start_word":3563,"end_word":3595,"intents":[{"intent":"Discuss super balance","confidence_score":0.007987568}]},{"text":"Look at retaining your Australian super for the moment there as well, Well, the and regular, just we're kinda just trying to save it because you can't give insure me.","start_word":3608,"end_word":3637,"intents":[{"intent":"Ensure super is saved for future use","confidence_score":0.0000031747434}]},{"text":"Or if you're not sort of worried about them because the levels of cover are quite small, we can always look to maybe consolidate everything to one place and maybe cancel the covers.","start_word":4313,"end_word":4345,"intents":[{"intent":"Consolidate insurances","confidence_score":0.55844903}]},{"text":"Are you wanting to keep the insurances for a little bit longer?","start_word":4353,"end_word":4364,"intents":[{"intent":"Keep insurances","confidence_score":0.38466236}]},{"text":"So at the moment and sorry, Robert. Because your wife is there and I'm probably on speaker, I just need to confirm, are you happy with me putting this information out there? Yes. Yep.","start_word":4421,"end_word":4454,"intents":[{"intent":"Confirm information","confidence_score":0.39984795}]},{"text":"And, again, if you are permanently incapacitated or unable to go to work because you're over the age of 60, we can access your super tax free for you.","start_word":4595,"end_word":4623,"intents":[{"intent":"Access super funds","confidence_score":0.023333857}]},{"text":"In that documents in the attachments, you do have your super and insurance's summary, which outlines the balances of each of your super accounts and also the insurances that you do have held.","start_word":5006,"end_word":5038,"intents":[{"intent":"Organize super accounts","confidence_score":0.030403303}]},{"text":"If you like, I can get one of my team members just to sort of follow-up in the maybe another week or so just to see if you've had a look at that and whether, you know, keeping the insurance is is important to you or not. Okay?","start_word":5202,"end_word":5249,"intents":[{"intent":"Discuss insurance coverage","confidence_score":0.03148168}]},{"text":"It's just a secondary form we like to have signed and put provided to the super funds to make sure that in the event that something happens, if it's missed or, you know, we're not able to get in contact with you, if you're, you know, hurt or injured or off work, that your cover remains in place for you as a secondary measure. Does that make sense?","start_word":5406,"end_word":5473,"intents":[{"intent":"Provide secondary form","confidence_score":0.06654676}]},{"text":"The other thing I just wanted to talk to you about, I know we're looking at your super and the investments within, and I'll look at replacing some of the investments which we need to switch out for you.","start_word":5476,"end_word":5514,"intents":[{"intent":"Discuss super investments","confidence_score":0.07003366}]},{"text":"But the other thing is your risk profile.","start_word":5515,"end_word":5522,"intents":[{"intent":"Discuss risk profile","confidence_score":0.65037644}]},{"text":"The next question here is asking about how long before you're wanting to access your super. So whilst you would love to have retired a couple of years ago and you've told me that your your wife can't or isn't retiring for the next eight years, Do you think you're likely to work for the next eight years as well?","start_word":5725,"end_word":5784,"intents":[{"intent":"Discuss retirement age","confidence_score":0.08591436}]},{"text":"The next question here is when you think about your super and your balance and where it is now, are you comfortable taking on more risk in the market to try and get greater potential returns knowing that when the markets do see a downtime, that downtime is also reflective?","start_word":5792,"end_word":5841,"intents":[{"intent":"Discuss super balance","confidence_score":0.15392423},{"intent":"Discuss financial situation","confidence_score":0.019988736}]},{"text":"Do you think you're comfortable taking a moderate or medium amount of risk to try and get the best returns you possibly can, or are you not wanting to take any risk in the market and you understand the returns are lower because of that? Where do you think you fit?","start_word":5841,"end_word":5891,"intents":[{"intent":"Assess willingness to take risk","confidence_score":0.00041970127}]},{"text":"The next one here, it says, how do you think you'd feel in six months if you saw your super fall by 20%? Do you think you'd be asking to put more money in?","start_word":5965,"end_word":5998,"intents":[{"intent":"Assess financial position","confidence_score":0.0005725182}]},{"text":"The next one here, it says, how do you think you'd feel in six months if you saw your super fall by 20%? Do you think you'd be asking to put more money in? It could be a buying opportunity. Maybe hold and wait and call us and see what's happening and what we can do, or are you a bit nervous and wanting to maybe move your money into something a little bit less risky like, say, cash?","start_word":5965,"end_word":6043,"intents":[{"intent":"Discuss financial implications","confidence_score":0.00011850763}]},{"text":"Do you think you'd be asking to put more money in? It could be a buying opportunity. Maybe hold and wait and call us and see what's happening and what we can do, or are you a bit nervous and wanting to maybe move your money into something a little bit less risky like, say, cash? I'm not sure.","start_word":5988,"end_word":6046,"intents":[{"intent":"Ask about financial advice","confidence_score":0.00007426161}]},{"text":"So if you think back to, like, Okay. COVID or even the GFC where the share market dropped very heavily, If something like that was to occur again in the next few months, how do you think you might be feeling?","start_word":6084,"end_word":6124,"intents":[{"intent":"Inquire about future plans","confidence_score":0.0008604935}]},{"text":"Do you feel like you just wanna stay where you are for the time being and maybe assess the risk level in the future? What are your thoughts?","start_word":6474,"end_word":6501,"intents":[{"intent":"Assess portfolio potential","confidence_score":0.004990035}]},{"text":"You're not wholly invested in the market taking on too much risk, but you're also not sitting a lot in cash and low risk investments. You've kinda got a good mix between the two. Because of your time horizon, you're still wanting to build your super and grow your capital, but not taking on a lot of risk and not seeing very big drops in the market. And this balance growth kind of environment suits that.","start_word":6531,"end_word":6606,"intents":[{"intent":"Clarify investment strategy","confidence_score":0.0229523}]},{"text":"averaged over the next eight years would mean you'd have an extra $5,600 invested in your super. Yep.","start_word":6929,"end_word":6946,"intents":[{"intent":"Discuss portfolio","confidence_score":0.023822455}]},{"text":"But feel free to talk it over and let us know what you think. I'll get someone to touch base with you maybe next week, or I might even just give you a call in the afternoon to see how you're Yeah.","start_word":6985,"end_word":7026,"intents":[{"intent":"Get response","confidence_score":0.0002473527},{"intent":"Schedule call","confidence_score":0.30556858}]},{"text":"going and see if, you know, you had any questions about those insurances, see what Around your around thoughts are about to it's see not around about how you go. those nights on about 01:30 would be the best time. Absolutely.","start_word":7027,"end_word":7067,"intents":[{"intent":"Discuss insurances","confidence_score":0.21163468}]},{"text":"Have you guys talked about drafting a will? Have you got a will and a power of attorney in No. place?","start_word":7615,"end_word":7635,"intents":[{"intent":"Obtain will and power of attorney documents","confidence_score":0.00054066634}]}]},"sentiments":{"segments":[{"text":"Hello? Hi, Robert. It's Dana from OZ Financial. How are you this afternoon? Not too That's good. I had you booked in to go through your annual review today. Is now still a good time for you? bad. Yeah.","start_word":0,"end_word":38,"sentiment":"neutral","sentiment_score":0.1421602964401245},{"text":"Fantastic.","start_word":39,"end_word":39,"sentiment":"positive","sentiment_score":0.544037938117981},{"text":"How's your morning been thus far? Trying to sleep. Yeah. Yeah. You work night shift. Is that right? Yeah. I'm so sorry. Hope you got a bit of rest this morning. Yeah. A little bit. Little bit. Yeah. Not easy. Do you have a bit of a system for being able to get as much rest as possible throughout the day? I draw and lie down to go to sleep. Oh, that's it. Yeah. That's okay.","start_word":40,"end_word":115,"sentiment":"neutral","sentiment_score":0.10581165552139282},{"text":"All good.","start_word":116,"end_word":117,"sentiment":"positive","sentiment_score":0.3689953684806824},{"text":"Well, look, I was trying Yep. not to take up too much of your time. As I mentioned, I had you booked in to go through your annual review there. Before we jump into the call, I just have to let you know we Yep. do record our calls for quality and training purposes. Are you happy to proceed with that?","start_word":118,"end_word":178,"sentiment":"neutral","sentiment_score":0.08814235031604767},{"text":"Fantastic.","start_word":179,"end_word":179,"sentiment":"positive","sentiment_score":0.5129398107528687},{"text":"And just to do a quick security check there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file. Robert Robert Marvell Rollerson, 08/1966. I didn't run my court more, I feel.","start_word":180,"end_word":225,"sentiment":"neutral","sentiment_score":0.17746257781982422},{"text":"Fantastic.","start_word":226,"end_word":226,"sentiment":"positive","sentiment_score":0.3721051514148712},{"text":"What's the weather like up there in more, I feel, at the moment? That's just something today. Oh, that's A good. bit of a breeze blowing. I haven't been outside to see how cold it is, but yeah. Yep. Oh, that's good. You would have had quite a bit of rain as we have here on the Gold Coast over the last few weeks. Yes. Yeah. A little bit. All good. Now having a look at your annual review, we normally just send through some annual review documents to your email for you to sort of open up and have a bit of a look at. Are you able to access your emails at the moment? If you're not, that is awfully okay. Not right now, but yeah. No. That's okay. I'll shoot them through after the call if you like for you to have a bit of a look Yep. at. Essentially, as part of those documents there, we do have your ongoing service agreement.","start_word":227,"end_word":392,"sentiment":"neutral","sentiment_score":0.06406207503863127},{"text":"Just letting you know, you know, if you're happy to stay on board, have us look after your super, provide advice, and keep you on track towards your retirement there.","start_word":393,"end_word":422,"sentiment":"positive","sentiment_score":0.4991755485534668},{"text":"We just get you to sign and return that back there for us. And Yep. then we also have attached there the Vanguard index chart, which gives you a bit of an idea of how markets react over the course of time, your summary giving you an updated balance of your super funds there, and also our financial services guide, which we provide every year to you as well. Okay? Yeah. Now I'm sure you're looking to get a bit of an update on your super balance and how that has been moving along. But is there anything else that you wanted me to sort of touch on as part of your review? Any other questions you might have at the moment that you wanted me to sort of focus on? No. Not at the moment. No. That's okay. Well, to give you an update on your super balance, when I sort of have a look back at your last annual review that we completed with you, your balance as of the 01/10/2025 in Hub twenty four, you had 77,000. So 186 and 99<unk> and a bit over 23,000 sitting in your Australian Super account there. Yep. As of yesterday's your balance within Hub twenty four, there's 93,823 and 60 Yep. 1<unk>, and we've got a balance in Australian Super of a bit over 26,705. So we've Yep.","start_word":423,"end_word":653,"sentiment":"neutral","sentiment_score":0.17640389502048492},{"text":"seen a good increase on both of those balances for you there.","start_word":653,"end_word":665,"sentiment":"positive","sentiment_score":0.6380037665367126},{"text":"Okay? Yep. To kinda give you an update on how the performance is going, I'm just opening that document up. I apologize. It takes a little bit to sort of open that up. It's not opening up. That's okay. Let me just go direct into your super fund and grab that one for you.","start_word":665,"end_word":719,"sentiment":"neutral","sentiment_score":0.02745864726603031},{"text":"Love technology.","start_word":719,"end_word":721,"sentiment":"positive","sentiment_score":0.4169232845306397},{"text":"Have Oh, you you do? been were you affected by the Telstra ads this morning, or were you lucky enough to not I didn't have have to deal with didn't that? see any details, Ed. Sorry. No. Oh, that's good. I was reading an article not long before, and it was a lot of outages with them not being able to provide services. And, apparently, 000 calls are also affected. So Similar to that doctor's. I made a judgment. What will you bill? yeah. Yeah. They clearly didn't learn a lesson. They were Telstra's tend to have a go at that one. There we go. Hey. Hey. Now that I have allergies. Now they do. And how does this one also affect the public transport and, also some of the traffic lights as well? I didn't realize that there was that kind of on flow effect. So very interesting to see how big of a on flow effect it had, really, didn't it? Yep. Okay. So just inside your hub twenty four super account there. And I just need to quickly confirm your middle name there for me, Robert. Oracle.","start_word":721,"end_word":908,"sentiment":"neutral","sentiment_score":-0.07522685377997287},{"text":"Beautiful. Thank you so much for that.","start_word":909,"end_word":915,"sentiment":"positive","sentiment_score":0.6387513875961304},{"text":"It's just a little spinning wheel there as it is kinda loading your updated performance report. It can't be a second. As long as the technology enjoy lacks us. Yeah. We're we're all affected by technology at work. We are we rely on it a lot. Well, Sometimes we miss that my good job, old pay. boy, I gotta pick up stuff from the wall. You there? Yeah. Yeah. Can you hear me okay? Sorry. I think it might have dropped out a second. No. The carpet. Yep. Oh, beautiful. You're heading on out as well. I gotta go to work. Alright. You start work about this time of the afternoon. Oh, well, I can't see my wife. This Mhmm. is the only time we sort of get to see each other is Yeah. when I'm on my way to work, so we go and have lunch together. Yeah. And then then we I and head off to work after lunch and yeah. Yeah. Wow.","start_word":916,"end_word":1080,"sentiment":"neutral","sentiment_score":-0.019219374284148216},{"text":"Oh, that's Basically nice that you get to have lunch together and make that time because you with you working nights and her working days, that would be very difficult. Yay.","start_word":1081,"end_word":1111,"sentiment":"positive","sentiment_score":0.5902618169784546},{"text":"Alright.","start_word":1112,"end_word":1112,"sentiment":"neutral","sentiment_score":0.31554290652275085},{"text":"Yes, All ma'am. good. All good.","start_word":1113,"end_word":1118,"sentiment":"positive","sentiment_score":0.4457436800003052},{"text":"Look. Your performance report is taking a bit longer to open up. So what we'll do Oh, is we'll bloody. just sort Just of go through the rest of the details here just to sort of see what other changes there might be. Having a look Hang at on. your job have It's you not are? starting Sorry. at this. Alright. You're back. You there? Hello? Yeah. Can you hear me? Yeah. Yeah. No. For some reason, the car dropped out. Oh, no. That's okay. You're right. Just want to double check any major changes in your circumstances with regard to work. So I've got you down here. You are a truck driver still. Have you had a bit Yep. of a pay increase over the last twelve months? A little bit. Yeah. I had Yeah. you on about a 115,000. Is it gone up a bit since then? Yeah. I think I was up around a 100 and probably a 130 or a 140,000.","start_word":1119,"end_word":1283,"sentiment":"neutral","sentiment_score":-0.03667956218123436},{"text":"Oh, fantastic. That's a great increase.","start_word":1284,"end_word":1289,"sentiment":"positive","sentiment_score":0.5243504047393799},{"text":"Yeah. I changed. Excellent. I sort of still the same company, but changed jobs. Okay. So what is your role now? Still a truck driver, Yep. but instead of I think I was up I used to drive the tug up at Kilcoy. I Yeah. was on a casual. I'd Yep. only do four days on, four days off. Right. Now I work six days a week down the wall, but I'm. Wow. That's a lot of days. Yeah. Yeah. You gotta do that money to pay the bills. Absolutely. Do you just get your one day off? Are you working for the eight hour shifts or quite longer shifts? Oh, we've only eight hour shifts. They're longer? Yeah. Oh, yeah. I think up to twelve. Wow. Well I gotta oh. start at 04:00. I could finish any time up until four, 05:00 in tomorrow morning.","start_word":1290,"end_word":1435,"sentiment":"neutral","sentiment_score":0.012680257511108297},{"text":"Oh, wow. Well, I applaud your job. I think that's incredible to be doing what you do and through the night as well. That's amazing, honestly. I've updated your income estimate here as a 140,000 per annum. So I can see your employer contributions going into your Australian savings, which is fantastic.","start_word":1436,"end_word":1487,"sentiment":"positive","sentiment_score":0.6426761746406555},{"text":"Are you in any kind of position saving wise to be making any additional contributions to help provide more of a boost to your super? Or Not at the moment. no. That's okay. Is it something you'd maybe like to look at doing down the track? I'm thinking about it. Yeah. Yeah. But That's okay. I'm just gonna We'll gotta pay for the pay the house off, pay the unit off, pay the van yeah. off, Yep. and Yep. go on a couple So mortgage of holidays. So No worries. So mortgage is your main, main sort of priority to start with. That's not a problem. I can always put that down as something we focus on down the track. Your mortgage, we yeah. had a you're owing about a 110,000. Have you reduced that a bit since we last caught up? No. Actually, it's probably going up a little bit. Okay. That's alright. About a 150, I think it is. I'm About not a a 150? hundred percent sure. No. That's okay. Just an estimate. Absolutely fine. I've also Because got we down here consolidated that you a lot of yeah. lines. Yep. Yep. That's okay. That's definitely not a bad idea. Trying to consolidate altogether, you do pay a lower interest rate on your home Hey. loan than any of the other personal loans out there. With your car, what kind of car do you drive? I bought a new Nissan Navara. Yeah. Oh, fantastic. And I what sort of value would you put on that, do you think? That's 50,000 55 Oh, thousand now. fantastic. I had down here another vehicle that you owed a few years back, and you had a value for that 12,000 on that vehicle. Would that be one that you still own currently or No. would've No. got rid of? Got Yep. rid of that one. The wife's got a 2021 Toyota Camry.","start_word":1488,"end_word":1808,"sentiment":"neutral","sentiment_score":0.0402270723975661},{"text":"Oh, fantastic.","start_word":1809,"end_word":1810,"sentiment":"positive","sentiment_score":0.5680034160614014},{"text":"What sort of value do It's you think you probably put on that? about '20 probably about '23, '24. About Yeah. '20 It's 5 been thousand, mate. yeah.","start_word":1811,"end_word":1838,"sentiment":"neutral","sentiment_score":0.03461194410920143},{"text":"Absolutely. They're still really popular. I know a lot of people who are really into the Camry for the size, the family size vehicle, so that's excellent.","start_word":1839,"end_word":1865,"sentiment":"positive","sentiment_score":0.5166714191436768},{"text":"Well, yeah, we had we had the the other one was a 2012 we had. We sort Yeah. of and I I sort of took it on, and the wife bought a new one. Yep. And then we're we're looking to do some traveling, so we bought the full drive, the full car in that we Fantastic. brought. Yeah. It's valued at about 70,000. Oh, fantastic. And do you was the caravan kind of put into the home loan? No. No. No. No. No. That's separate line. That's right. And you still owe money on the caravan? Yay. Yeah. How much do you owe on that roughly? Probably about 60. 60? Not a problem. And have you have you any tripped in it yet? Yeah. We went down to Tasmania for a month. I ran to Tasmania. Oh, beautiful.","start_word":1866,"end_word":2004,"sentiment":"neutral","sentiment_score":0.029040858149528503},{"text":"Fantastic. We're going to book together.","start_word":2005,"end_word":2010,"sentiment":"positive","sentiment_score":0.3724325895309448},{"text":"I've got all day booked for next year going to Cairns, not Oh, the top end.","start_word":2011,"end_word":2026,"sentiment":"neutral","sentiment_score":0.1998225301504135},{"text":"fantastic.","start_word":2027,"end_word":2027,"sentiment":"positive","sentiment_score":0.4006945788860321},{"text":"Yep.","start_word":2028,"end_word":2028,"sentiment":"neutral","sentiment_score":0.2434518337249756},{"text":"Beautiful.","start_word":2029,"end_word":2029,"sentiment":"positive","sentiment_score":0.3958376348018646},{"text":"And then the following year, we'll probably go to Darwin.","start_word":2030,"end_word":2039,"sentiment":"neutral","sentiment_score":0.1614329218864441},{"text":"Oh, fantastic. You've got it all packed out.","start_word":2040,"end_word":2047,"sentiment":"positive","sentiment_score":0.4212866723537445},{"text":"And is that kind of your time and goal just to be able to take the van and go whenever you want? Yeah. We we eventually when we when we both retire, Yep. his wife can't retire for another, I think, eight years. Yep. And we eventually wanna sort of try and do a map of Australia sort of thing.","start_word":2048,"end_word":2107,"sentiment":"neutral","sentiment_score":0.09809816628694534},{"text":"Oh, that's fantastic.","start_word":2108,"end_word":2110,"sentiment":"positive","sentiment_score":0.433243066072464},{"text":"Yeah. So, yeah, we wanna go out and see the West Coast and Mhmm. we wanna see like, we wanted to see Tasmania, so we took months off and went down to Tasmania. Yep. Mostly the second went around the outside of Tasmania.","start_word":2111,"end_word":2153,"sentiment":"neutral","sentiment_score":0.13965393013732377},{"text":"It's beautiful down there, Oh, yeah.","start_word":2154,"end_word":2159,"sentiment":"positive","sentiment_score":0.5999706387519836},{"text":"You isn't wouldn't go there now. it? No. I did go down there in September last year, and it was still pretty cold. I was expecting it to be warmer than it actually was. Not gonna lie. Where where did you go there? We did kind of all of the East side from the bottom near Port Arthur all the way to the top. Yeah. I'm through Lawrence. That's natural thing. I was at the west Yeah. side. Yep. Yep. No. No. That It's was the the East east Side. side. Yeah. Yeah. Yeah. We went we went down through we got off the boat at Davenport. Yep. Went down across the top Stanley and all that. Yep. Went down to Queenstown, did strong, all that sort of thing. And then went to across the we started Richmond, actually. Yeah. And did all ran to Hobart and went around to Buddy out on around Port Arthur and I went to the markets at the and thought they're overpriced. Yep. Yeah. I thought the same thing. It wasn't really what I thought it was gonna be. That was they were overpriced and everything. And then, buddy, went up to launch sessions, done Beaconsfield, done other missus likes the sea horses. So we went up to Sea Horse World Yep.","start_word":2160,"end_word":2377,"sentiment":"neutral","sentiment_score":-0.009507165290415289},{"text":"Beautiful.","start_word":2378,"end_word":2378,"sentiment":"positive","sentiment_score":0.38409388065338135},{"text":"in Platypus Bacon Land. steel was good. Yeah. Yeah. Well, Seahorse World. You went through Bakersfield to get where I see Oswald Road, and that is. Yep. Did you stop and do the mine tour? The at, They can see yeah, all yeah. You we can stopped. well, We the mine done was. Yeah. yeah. Yeah. We done all that sort of thing, and Yeah. we really have to some lighthouse and seeing other parts and yeah. We've seen lots. We Yeah. what we do is we park the main up, and we do Yep. day trips.","start_word":2379,"end_word":2475,"sentiment":"neutral","sentiment_score":0.0836552232503891},{"text":"Oh, fantastic.","start_word":2476,"end_word":2477,"sentiment":"positive","sentiment_score":0.5646480321884155},{"text":"Yeah. And it's cheaper to buddy just park in any one spot and then travel out from there. Yeah.","start_word":2478,"end_word":2496,"sentiment":"neutral","sentiment_score":0.1792794732671035},{"text":"Absolutely.","start_word":2497,"end_word":2497,"sentiment":"positive","sentiment_score":0.3937108516693115},{"text":"You can go. And we went off we went that, you know, that Tasmanian devil that escaped down on the Gold Coast? Yes. Mary? Yep. Yeah. Well, it actually comes from the Launceston Zoo. Oh, really? Wow. Yeah. Yeah. It was one of the hand dried hand raised And right from yeah. animals down there. Yep. Yep. And we actually nursed it, Mary, Oh, that's cool. when we're down there in February. Yeah. We actually Wow. nursed her. And, yeah, she was one of the hand raised one of the hand raised that they Yeah. got down there.","start_word":2498,"end_word":2595,"sentiment":"neutral","sentiment_score":0.06766271591186523},{"text":"Beautiful. We Beautiful.","start_word":2596,"end_word":2598,"sentiment":"positive","sentiment_score":0.38590359687805176},{"text":"nursed her and that sort of thing. Yeah. But, yeah, we had a we had a field. We had a ball. We went to the lawn session. What is it? A buddy oh, there's a buddy. What do they call him? He there's a club down there. Yeah. Yeah. I can't remember what they call him now. It's like you said on TV, it's some posh posh club thing that people go to. Yeah. That's Yep. what they say to. Yep. Yeah. I We don't went remember to that. the name of it. Yeah. Cool. Yeah. And we're saying that went across the Cataract Gorge and all that sort of thing. Tattered Gorgeous.","start_word":2599,"end_word":2711,"sentiment":"neutral","sentiment_score":0.03688967227935791},{"text":"Beautiful.","start_word":2712,"end_word":2712,"sentiment":"positive","sentiment_score":0.33518606424331665},{"text":"I thought Oh, that I was don't amazing. know. Yep. All the peacocks. Yep. Yeah. And all the baby peacocks getting around. Yeah. Oh, beautiful.","start_word":2713,"end_word":2737,"sentiment":"neutral","sentiment_score":-0.011116127483546734},{"text":"Well, it sounds amazing. I did love Tazia. I thought that was beautiful, and your next holiday sounds just as incredible.","start_word":2738,"end_word":2758,"sentiment":"positive","sentiment_score":0.6420034766197205},{"text":"You may have mentioned to me that your your wife can't retire for the next eight years because having a look at things that you're 60 this year. Is that right? I m 60. Yes. Yeah.","start_word":2759,"end_word":2794,"sentiment":"neutral","sentiment_score":0.05039770528674126},{"text":"Congratulations, and happy birthday for January.","start_word":2795,"end_word":2800,"sentiment":"positive","sentiment_score":0.530328094959259},{"text":"Yeah. I've got down here now you can actually retire anywhere between now to, you know, whenever you want. Are you wanting to sort of hold off and wait for her to reach retirement age before you stop working, or when are you sort of hoping to stop working and maybe access your super? I would like to have stopped working five years ago. Five years ago. Absolutely. But, yeah, financially, it's a bit It doesn't work that way. Yeah. yeah. Yeah. No. Absolutely. Because realistically, at the moment and, look, I know your sales balance is a bit lower with things at the moment, so we could definitely look at ways to kind of boost that moving forward and provide a greater benefit so you can look to retire. But are you sort of wanting to maybe Alright. try to boost things and work forward towards the age of 65, 57? What age are you sort of hoping that you would like to stop working and would like to work towards? As I said, I would like to stop working Five a couple years of years ago. ago. But but yeah. No. Yeah. She she's what if she she's 57 now? Mhmm. Yeah. So yeah. And we just we just wanna get the house paid off from the car the u van paid off so we can they haven't got no bills. Yep. No worries. And did your wife work? Does she have super as well? Yeah. But not the right deal. Okay. No. Absolutely. Because instead of having a bit of a look and look. Your hub twenty four report has fully loaded for me. So I can definitely see here that your return for the last twelve months is definitely lower within where we would like it to be. Net of fees, you've returned a 2.2 return. It is very much lower Yeah. than what we sort of expect out of your portfolio, but it's also got to do with the ups and downs in market seeing this year with everything kinda going globally. Yeah. Yeah. What is I it? can Like, the price of bloody fuel today. Yeah. Yeah. Government government I can play. And I I gotta laugh at this government because they turn around and say, oh, yeah. We we we'll we'll give you a cut excise in half. yeah. Doesn't But help they a don't great cut deal. they don't cut the tax in half, do they? No.","start_word":2801,"end_word":3215,"sentiment":"neutral","sentiment_score":-0.014445887927908496},{"text":"No. Definitely not.","start_word":3216,"end_word":3218,"sentiment":"negative","sentiment_score":-0.3966550827026367},{"text":"There is some looking at your portfolio here, there is one of the underlying investments that is also slightly underperforming a little bit, and it's not due to what's been happening in the market. I would like to, if you're okay with it, Robert, to go back and have a really good look at your portfolio, maybe update some advice to switch some of the investments out a little bit and see if we've got a portfolio or can get something that's working a bit harder for you, has has greater past performance. Would you like me to review that for you and maybe make some updated recommendations? K. Yep. Yep.","start_word":3219,"end_word":3329,"sentiment":"neutral","sentiment_score":-0.07471723109483719},{"text":"Beautiful.","start_word":3330,"end_word":3330,"sentiment":"positive","sentiment_score":0.530930757522583},{"text":"There are because you are over the age of 60, there are some other strategies that we can look to implement where, you can be increasing your super contributions up to the cap as much as possible, but we can also draw a little bit out of super. Did you wanna look at any of those additional strategies No. Not at now, the moment. or did you I don't no. wanna We'll just I do the don't investment wanna withdraw switch anything for the time out being. of it at the moment. No. No. That's okay. That's alright. We can just do the investment side of things now, look at how funds are invested, look at maybe doing a bit of a switch there. And then if you want, we can sort of catch up down the track and talk about some of those additional strategies. Does that sound okay? Yeah. Cool. So just to give you a little bit of context, some of those additional strategies are called a transfer time strategy. And as much as you are sort of drawing a little bit of money out of super to replenish your income, you're actually putting more money into super. So it does provide you with greater benefit of increasing your contributions in, and the amount you're taking out is actually just a little bit less than what you're putting in. Admittedly, your balance is a bit on the lower side at the moment, so it might be worth trying to boost your super a little bit before we look at that strategy.","start_word":3331,"end_word":3594,"sentiment":"neutral","sentiment_score":0.015447285957634447},{"text":"Yay.","start_word":3595,"end_word":3595,"sentiment":"positive","sentiment_score":0.4116155505180359},{"text":"So I'd probably just wanna do the investment side of things first. Look at retaining your Australian super for the moment there as well, Well, the and regular, just we're kinda just trying to save it because you can't give insure me. it's it is very difficult, especially with your job and with the hours you work now as well.","start_word":3596,"end_word":3655,"sentiment":"neutral","sentiment_score":-0.10015977174043655},{"text":"You are definitely doing more hours, more days, and your job is extremely risky.","start_word":3656,"end_word":3669,"sentiment":"negative","sentiment_score":-0.36491522192955017},{"text":"And given your age, getting new insurances is gonna be very expensive. So retaining maybe the life of TPD and a bit of income protection from Australian Super at the moment gives you a level of cover. It is a cheaper level of cover. Admittedly, it's not, you know, the greatest. At the moment, with your life cover in AustralianSuper, you're covered for about 9,000. So if you were to pass away, it only pays out that $9,000 life benefit. The K. K. TBD benefit, you're covered for 5,000. So if you were unable to go back to work ever again, became permanently disabled, they'd only pay out the benefit of 5,000. And then your K. income protection benefit provides a monthly benefit of 2,700 per month on a six day wait and a two year benefit period. So it's a very minimal level of cover. Hey. The other thing to sort of look at is because you are 60 now, if you decided you did not want that cover anymore because it is so minimal, if you were to pass away, your super balance is also paid out to your beneficiaries. And that could obviously Who provide is my a bit beneficiary? more of a great. I will let you know on the I can see the super one here. Let's have a look. So according to the super, I don't have a beneficiary nomination noted at all. Are you wanting all this to be paid out to your partner in the event that something happens to your wife? Yes. Yeah. Yes. It looks like no beneficiary nomination has been applied, and I do wanna make sure that that is completed with you. Are you comfortable? If I get the information off you, my team can prefill the documents for you to make it easier. Would that be okay? Yep. Yep.","start_word":3670,"end_word":3981,"sentiment":"neutral","sentiment_score":-0.0372479110956192},{"text":"Fantastic.","start_word":3982,"end_word":3982,"sentiment":"positive","sentiment_score":0.5484284162521362},{"text":"Can I grab what's your wife's name? Joanne. Joanne. Is it j o a, n n, I e? that's it?","start_word":3983,"end_word":4002,"sentiment":"neutral","sentiment_score":0.01360077690333128},{"text":"Beautiful.","start_word":4003,"end_word":4003,"sentiment":"positive","sentiment_score":0.4358951449394226},{"text":"And same surname as yourself? That's it.","start_word":4004,"end_word":4010,"sentiment":"neutral","sentiment_score":0.13776907324790957},{"text":"Beautiful.","start_word":4011,"end_word":4011,"sentiment":"positive","sentiment_score":0.41990500688552856},{"text":"And what's her contact phone number? 04. Yep. Bloody hell. Sorry. I gotta look it up. That's alright. Just go into here. Yep. 049008 Yep. 9193. 193. Fantastic. Now another hard one for you, what's her date of birth? Twenty nine to the fourth sixty nine.","start_word":4012,"end_word":4057,"sentiment":"neutral","sentiment_score":0.01524320337921381},{"text":"Fantastic. Well done.","start_word":4058,"end_word":4060,"sentiment":"positive","sentiment_score":0.4586248397827149},{"text":"And a silly question, but she identifies as a female. Yes. Yeah. I just like to double check that one.","start_word":4061,"end_word":4080,"sentiment":"neutral","sentiment_score":0.06676260381937027},{"text":"That's all good.","start_word":4081,"end_word":4083,"sentiment":"positive","sentiment_score":0.4455879628658294},{"text":"Yeah. And you're happy These to days have I'm these days, we got bees we got trying bees that are buddy to check. Absolutely. birds and birds little b's and buddy b's that are b's and Absolutely.","start_word":4084,"end_word":4120,"sentiment":"neutral","sentiment_score":0.14790472388267517},{"text":"And are you happy to have a 100% of both your super your Australian super hey.","start_word":4121,"end_word":4136,"sentiment":"positive","sentiment_score":0.3422442376613617},{"text":"and your hub Yes. 24 super to be paid to her in the event of your passing? Yep.","start_word":4137,"end_word":4154,"sentiment":"neutral","sentiment_score":0.1485098898410797},{"text":"Beautiful. Lovely.","start_word":4155,"end_word":4156,"sentiment":"positive","sentiment_score":0.5195053815841675},{"text":"My team will prefill the document. Is it better if we email or post that to you to be have filled out? Yes. What would you prefer? You can you can just email it. Yep.","start_word":4157,"end_word":4191,"sentiment":"neutral","sentiment_score":0.11744677275419237},{"text":"Beautiful.","start_word":4192,"end_word":4192,"sentiment":"positive","sentiment_score":0.4641919434070587},{"text":"Email We'll get that sent out.","start_word":4193,"end_word":4198,"sentiment":"neutral","sentiment_score":0.30317211151123047},{"text":"Excellent. Not a problem at it.","start_word":4199,"end_word":4204,"sentiment":"positive","sentiment_score":0.4118969738483429},{"text":"all.","start_word":4205,"end_word":4205,"sentiment":"neutral","sentiment_score":0.26873505115509033},{"text":"We'll have that organized for you so they can be added to your super funds and protected everything for you.","start_word":4206,"end_word":4225,"sentiment":"positive","sentiment_score":0.42745673656463623},{"text":"Yeah. Now the other thing is, as I was talking to you, with your life and TV, your income protection, at the age of 60, if you're unable to go to work or if you are technically, you know, passed away or disabled, you can get access to your super balance. Being 60 means everything is deducted is provided to you tax free. You do have the option of keeping those insurances for a little bit longer for peace of mind if you would like to. Or if you're not sort of worried about them because the levels of cover are quite small, we can always look to maybe consolidate everything to one place and maybe cancel the covers. But it's more about what's important to you. Are you wanting to keep the insurances for a little bit longer? My wife just sat down. Yeah. So now if I die, Australian Yes. food is only gonna give us $9,000 for me. The life cover that you're insured for with Australian Super, yeah, pays out a benefit of $9,000, And but your the other super one benefit between the two super funds pays out as well. So at the moment and sorry, Robert. Because your wife is there and I'm probably on speaker, I just need to confirm, are you happy with me putting this information out there? Yes. Yep.","start_word":4226,"end_word":4454,"sentiment":"neutral","sentiment_score":0.07675680290403325},{"text":"Beautiful.","start_word":4455,"end_word":4455,"sentiment":"positive","sentiment_score":0.3965852558612823},{"text":"I just have to be really cautious and security conscious for you. I do apologize. Yeah. No. That's fine. With the super balance between the two funds at the moment, In the event of you passing, the current total super balance paid out is a 120,529, and then you do Yep. also have that Australian super fund with a small amount of life cover of 9,000. So that 9,000 would be paid out on top of that 120,000. It just If depends you on could sort buy of what me anyway. you're comfortable with. The TBD side of things is exactly the same. So TBD pays out a lump sum benefit in the event that you're unable to go back to work again due to permanent incapacity. With your Australian super account, you've got about $5,000 of cover there. And, again, if you are permanently incapacitated or unable to go to work because you're over the age of 60, we can access your super tax free for you. So you can get that 120 odd thousand out of your two super funds to cover you. It just depends on whether that 5,000 of TPD is worth keeping for you or not, whether it's something you want Well, to keep how much a bit does longer. it cost me how much does it cost me to take that? So with the life and TPD and the small amount of income protection Yeah. you have at the moment out of Australian Super, you're paying $724. 88 for the year for the insurances. Yeah. Yeah. So it cost $700 to get the total of what? $6. $9 or 9,000 for the light. The TPD is 5,000. And income protection in the short term, if you're unable to work, the monthly benefit pretax, because income protection is taxed the same as your income. Essentially, it's 2,700 as a monthly benefit. But, again, if you're because you're 60, if you can't work, you know, you basically met the condition of release for super, we can access your super and start drawing down a pension or give you lump sum. So it really just depends on whether those insurances are important to you, whether you feel keeping them a bit longer is important. Well, that's If seven you don't $700 a year more I can be getting for your interest on. inside Isn't your that? super, Yeah. If you don't wanna keep them, if you're comfortable canceling at this point, we could always look to consolidate to move your Australian super into hub 24, have it all in one place.","start_word":4456,"end_word":4888,"sentiment":"neutral","sentiment_score":0.05161438368725446},{"text":"It saves you on fees, admittedly. Have the money invested together and have it working and compounding a bit harder, but it comes down to what's important to you. If if the insurance is still important to keep for a bit longer, that is absolutely fine. It's more just about what your goals are, and I will update the advice to reflect that for you.","start_word":4889,"end_word":4953,"sentiment":"positive","sentiment_score":0.4360668659210205},{"text":"Well, Yeah. What are your thoughts? it's something I gotta talk to the wife about. That's okay. That's alright. Did you wanna sort Yeah. of take some time to think it through? As I kinda said before, I've sent through an email to you with your annual review documents attached there. In that documents in the attachments, you do have your super and insurance's summary, which outlines the balances of each of your super accounts and also the insurances that you do have held. So when you get some time, if you both wanna open the email, have a bit of a look at those documents, have a look at that summary, and just sort of work out, you know, if you were to pass away, what you have to pay off and how does that look? So what happens to Joanne? Does she have enough paid out to cover the debt? Does it mean she'd be out need to stop working for a bit? Would she have to work a bit longer? You know, what would this money pay out or how that would provide for her in the event of your passing? And the same thing with looking at TBD. So if you were unable to go to back to work again, how do you support yourself long term? Does that make sense? Yeah. All the questions you probably never thought about. Sorry. That's alright. But feel free to have a look at that one. If you like, I can get one of my team members just to sort of follow-up in the maybe another week or so just to see if you've had a look at that and whether, you know, keeping the insurance is is important to you or not. Okay? Yep. Hello? In the meantime, I'll have a look at all the the super side of things for you. Does that sound okay? Yep.","start_word":4954,"end_word":5272,"sentiment":"neutral","sentiment_score":0.08334085735314319},{"text":"Yep. Beautiful.","start_word":5273,"end_word":5274,"sentiment":"positive","sentiment_score":0.47152194380760193},{"text":"The other thing I do wanna sort of look at is with your Australian Super, because you do have your insurances in place, if you do decide to keep those insurances, we wanna make sure that we have what's called an opt in sign. An opt in is essentially a secondary form, which means if for any reason you don't receive contributions, generally, after a certain period of time of not receiving contributions, your super fund becomes inactive, and the insurances do cancel after a certain point in time. What we have Yeah. is called an opt in form, which is a secondary measure which tells the super fund if you don't receive contributions for a certain point of time that you wanna keep the insurances no matter what. It's just a secondary form we like to have signed and put provided to the super funds to make sure that in the event that something happens, if it's missed or, you know, we're not able to get in contact with you, if you're, you know, hurt or injured or off work, that your cover remains in place for you as a secondary measure. Does that make sense? Yeah.","start_word":5275,"end_word":5472,"sentiment":"neutral","sentiment_score":0.05736447701399976},{"text":"All good.","start_word":5473,"end_word":5474,"sentiment":"positive","sentiment_score":0.5723139047622681},{"text":"The other thing I just wanted to talk to you about, I know we're looking at your super and the investments within, and I'll look at replacing some of the investments which we need to switch out for you. But the other thing is your risk profile. So at the moment, you're in more of a balanced growth environment. So, essentially, you are taking less risk in the market with a balanced growth portfolio. You generally see that 70% of your super invested in growth investments. So think about things like Australian shares, international shares, listed property, and commodities, so precious metals like gold Alright. and silver as well. The other sort of 30% in low risk expensive investments, things like cash, bonds, and fixed interest. Do you feel like you would wanna sort of be comfortable taking on more or less risk in the market, or are you sorta happy to stay where you are for maybe another year onwards because you're not wanting to access the money yet? Yeah. I just have to think about If that. Talk to the wife. There's two things. you like, what I'll do is I've got a risk profile questionnaire to go through with you. It helps me to understand where you fit on that scale and whether we should alter your portfolio for you or not. Okay? The first one here is, essentially, have you ever owned direct shares or investments in your own name before? Sorry. Nope. That's okay. The next question here is asking about how long before you're wanting to access your super. So whilst you would love to have retired a couple of years ago and you've told me that your your wife can't or isn't retiring for the next eight years, Do you think you're likely to work for the next eight years as well? Oh, I have, please. Hopefully?","start_word":5475,"end_word":5788,"sentiment":"neutral","sentiment_score":0.005362080875784159},{"text":"Beautiful.","start_word":5789,"end_word":5789,"sentiment":"positive","sentiment_score":0.46175867319107056},{"text":"The next question here is when you think about your super and your balance and where it is now, are you comfortable taking on more risk in the market to try and get greater potential returns knowing that when the markets do see a downtime, that downtime is also reflective? Do you think you're comfortable taking a moderate or medium amount of risk to try and get the best returns you possibly can, or are you not wanting to take any risk in the market and you understand the returns are lower because of that? Where do you think you fit? We've seen what my shares did in BP. Are they what the shares? She's talking about her shares in BP. Oh, Mhmm. nice. And so I went down again. Yes. Yes. It's a it's a ride, isn't it? It can be emotional. In answer to that question, do you think it fit in the number one, two, or three category, taking on more risk, medium risk, or no risk? Probably medium. Medium? Absolutely. The next one here, it says, how do you think you'd feel in six months if you saw your super fall by 20%? Do you think you'd be asking to put more money in? It could be a buying opportunity. Maybe hold and wait and call us and see what's happening and what we can do, or are you a bit nervous and wanting to maybe move your money into something a little bit less risky like, say, cash? I'm not sure. Do you think you'd be likely to maybe give us a call, see what we can do, and talk talk you through What do you mean by what's a downturn of, happening? like, 20%? You mean Yeah. So if you think back to, like, Okay. COVID or even the GFC where the share market dropped very heavily, If something like that was to occur again in the next few months, how do you think you might be feeling? Yeah. That's probably 61 miles, but it was the other really on that one. Yeah. That's okay. Yes. I can just hop down there, maybe give us a call, have a chat, see what's going on, Yeah. see what advice we can do to help you out of it. Yep.","start_word":5790,"end_word":6173,"sentiment":"neutral","sentiment_score":-0.027000706642866135},{"text":"Beautiful.","start_word":6174,"end_word":6174,"sentiment":"positive","sentiment_score":0.5423676371574402},{"text":"The next one might be a bit of a silly one, but out of the longer term, what kind of reasonable rate of return are you hoping to get from your portfolio? We're aiming for the stars trying to get the best return we possibly can. Is that right? Yeah.","start_word":6175,"end_word":6224,"sentiment":"neutral","sentiment_score":0.06760747730731964},{"text":"Pretty much. Excellent.","start_word":6225,"end_word":6227,"sentiment":"positive","sentiment_score":0.49342209100723267},{"text":"And the last one here is have have you ever seen your super balance fall in value? Have you seen your super drop before? And if you have, how did how did that make you feel? Were you feeling optimistic about the investment opportunities? Are they cautious, concerned, or anxious? How were you feeling? I'll be honest with you. Yeah. I haven't. I have not actually been shown anything about my supers. Right. Yeah. Okay. So you haven't really servicing those drops occur. No. No. That's okay. That's alright. That's not a problem at all. So looking at the way you have scored, you've scored as more of a moderate investor. So, realistically, with where you're invested, you could, you know, it does look fairly comfortable. When you think about your investment portfolio being balanced growth and if you sort of think about risk out of, I don't know, say, one and five, five being the highest, all invested in the market, and one not at all, you're probably about halfway about, say, a three at this point. So you're in the middle there. Do you feel Yeah. like that'd be fairly comfortable? I mean, with this sort of portfolio, it suits someone who's not accessing accessing their money for five years. There's always a likelihood of a negative return. It's about one in six years, the expectation. It's hoping to achieve returns of around about six to 8% on a yearly basis compounded forward. Do you feel like you just wanna stay where you are for the time being and maybe assess the risk level in the future? What are your thoughts? Yeah. We'll just sort of yeah. Yep. It does sort Yeah. of fit with where I feel like you should be. You're in that middle sort of area. You're not wholly invested in the market taking on too much risk, but you're also not sitting a lot in cash and low risk investments.","start_word":6228,"end_word":6553,"sentiment":"neutral","sentiment_score":0.02197631284525972},{"text":"You've kinda got a good mix between the two.","start_word":6554,"end_word":6562,"sentiment":"positive","sentiment_score":0.4241820275783539},{"text":"Because of your time horizon, you're still wanting to build your super and grow your capital, but not taking on a lot of risk and not seeing very big drops in the market.","start_word":6563,"end_word":6595,"sentiment":"neutral","sentiment_score":0.2668553590774536},{"text":"And this balance growth kind of environment suits that.","start_word":6596,"end_word":6604,"sentiment":"positive","sentiment_score":0.3902546167373657},{"text":"It does sort Yes.","start_word":6605,"end_word":6608,"sentiment":"neutral","sentiment_score":0.3067516088485718},{"text":"of fit someone who's close to retirement but not quite there yet. And it's important to have some of those growth investments there because you do want your balance to grow a little bit more. You do wanna sort of make sure you've got more money there for a time and in the next sort of eight years. Does that make sense?","start_word":6609,"end_word":6670,"sentiment":"positive","sentiment_score":0.469770610332489},{"text":"And do you feel comfortable with that? Yeah. Yeah? Yep. Do you have any questions, Robert? You're allowed to ask me anything you like if anything's confusing or you're unsure. It's always sort of, but it just confuses me anyway. Yeah. What's what's the main thing? Is there anything particular you sort of wanna be to touch on for you? No. I think so. I No.","start_word":6671,"end_word":6736,"sentiment":"neutral","sentiment_score":-0.025378694757819176},{"text":"need to I don't know whether it's worth taking the insurances, which I gotta talk to the wife about.","start_word":6737,"end_word":6755,"sentiment":"negative","sentiment_score":-0.34499499201774597},{"text":"Yeah. And that's probably the biggest question. Are the insurances worth keeping? Do you feel like it'd be better to have that money sitting in your in your super fund? The way I sort of if if I'm it helps I'm you I'm actually yeah. I'll be honest with you. I'm actually learning Yeah. that way where Yep. the money would be better off sitting in one super. Yep. They Absolutely. nearly take one screen. I'm paying I'm paying, buddy, $700 a year for that one. Yeah. Uh-huh. Yeah. For that super, and I'm paying, you know, fees for your super. Yeah. I'm paying two lots of fees Yeah. just to keep $9,000 worth of health insurance. Yeah. Yeah. Absolutely. I think And, so. I mean, real realistically, if it depending on your comfort level, if you're comfortable with canceling the cover, we could roll the Australian Super India hub 24 and readjust the portfolio so we can hopefully get greater returns and build on your super a bit faster. $700 K. averaged over the next eight years would mean you'd have an extra $5,600 invested in your super.","start_word":6756,"end_word":6944,"sentiment":"neutral","sentiment_score":0.030589791241461637},{"text":"Yep. If you think about that compounded out of, say, you know, any even a 5% return could provide a much greater level of return over the next eight years.","start_word":6945,"end_word":6974,"sentiment":"positive","sentiment_score":0.38172584772109985},{"text":"Well, that's what I'm thinking too. Yeah. Yeah.","start_word":6975,"end_word":6982,"sentiment":"neutral","sentiment_score":0.19905176758766177},{"text":"Absolutely.","start_word":6983,"end_word":6983,"sentiment":"positive","sentiment_score":0.3431813716888428},{"text":"But feel free to talk it over and let us know what you think. I'll get someone to touch base with you maybe next week, or I might even just give you a call in the afternoon to see how you're Yeah. going and see if, you know, you had any questions about those insurances, see what Around your around thoughts are about to it's see not around about how you go. those nights on about 01:30 would be the best time.","start_word":6984,"end_word":7065,"sentiment":"neutral","sentiment_score":0.15580688416957855},{"text":"Absolutely.","start_word":7066,"end_word":7066,"sentiment":"positive","sentiment_score":0.3536509573459625},{"text":"And I actually have that available. So I'm gonna pop you in my calendar for next week to give you a call and see what you're thinking. If you have questions, write them down. Yeah. You're welcome to ask them then as well, and we can always talk over anything additional that you might need or want. Is that okay? Yeah. Yep. Yep.","start_word":7067,"end_word":7129,"sentiment":"neutral","sentiment_score":0.2756722867488861},{"text":"Beautiful.","start_word":7130,"end_word":7130,"sentiment":"positive","sentiment_score":0.5452706813812256},{"text":"To Because kinda I can't help exactly with that Saturday risk that oh, Saturday afternoon to talk to the wife and have a look at everything. that's exactly right. Yeah.","start_word":7131,"end_word":7160,"sentiment":"neutral","sentiment_score":0.058251939713954926},{"text":"It's Beautiful.","start_word":7161,"end_word":7162,"sentiment":"positive","sentiment_score":0.4512961804866791},{"text":"the only day we it's the only day we get off together. Oh, do you do much on the one day off together, or do you go have lunch or go out anywhere? You just sort of stay home? About time we get by the time we get to the washing and the cleaning and that sort Yeah. of thing. And I gotta do some day during the day, and which means Yeah. I gotta go to bed. I gotta go to bed. I gotta go to bed. I gotta get up at 03:00 in the morning. Oh, goodness. What a lot, honestly. I It's pretty get much the time work work work. yeah.","start_word":7163,"end_word":7276,"sentiment":"neutral","sentiment_score":0.07248077443555782},{"text":"Well, I wanna make your time and as good as it can possibly be because by the time you get there, you will have very much deserved it. Okay? Hey. Yep. All good, Robert. Now as I said, I will put these email all these documents into an email there for you so yourself and Joanne can sit down, have a really good look at them or have a chat.","start_word":7277,"end_word":7346,"sentiment":"positive","sentiment_score":0.5005705952644348},{"text":"It does have the ongoing service agreement attached. So for us to keep as your advisers, for us to provide advice, keep looking after your super and helping you work towards your retirement goals, we do charge an ongoing service fee. It is 1.65% per annum. It is deducted in smaller monthly increments out of your super, but we wanna make sure your super is making that money plus growing in the meantime as well. Okay? What I'll do in the meantime is I'll go back and do a bit of research around the super and, you know, the investments to see what we can do moving forward. I'll give you a call next Wednesday at 01:30. We can talk a bit more about the insurance as you've had a really good look at everything. Yep. And once you've had a really good look at that email, if you can just sign and return that ongoing service feedback for me, that will certainly And what help, about and I'll be what able and to keep the looking things. and Yeah. the form for the wife to be the Beneficiary. sole beneficiary? Absolutely. I've got the beneficiary nomination set up here, so I will get my team to prefill the document for you. We'll email Yep. it out noting a 100% to Joanne. I'll make sure it is updated on both funds for the time being so that you're fully Yep. protected. Okay? Yep.","start_word":7347,"end_word":7589,"sentiment":"neutral","sentiment_score":0.23900732398033145},{"text":"Excellent.","start_word":7590,"end_word":7590,"sentiment":"positive","sentiment_score":0.523568868637085},{"text":"The only other thing I just wanted to touch on real quick is the other estate planning. So wills and power of attorneys. Have you guys talked about drafting a will? Have you got a will and a power of attorney in No. place? Not yet. No. That's okay. It is really important that the both of you talk about estate planning and moving forward, what happens in the event of something happened to you. While most things do pass to your wife, it's not always a straightforward process. And without a will, it does go through probate, which means that other people can come forward and stake a claim. There's no guarantees they'll get it, but just Yeah. having other people stake a claim on your estate can make the process longer and harder.","start_word":7591,"end_word":7725,"sentiment":"neutral","sentiment_score":0.029777271562704332},{"text":"We definitely wouldn't want that.","start_word":7726,"end_word":7730,"sentiment":"negative","sentiment_score":-0.35503828525543213},{"text":"So it is definitely worth you guys having a talk about seeking the services of a solicitor, or you can even get a will kit from the post office there as well, and you can fill those out fairly easily to make sure you have an up to date will. Okay? Yeah. Yep.","start_word":7731,"end_word":7783,"sentiment":"neutral","sentiment_score":0.24031344056129456},{"text":"Beautiful. Well, I will let you go. I thank you so much for your time. I will do some research and give you a call next Wednesday.","start_word":7784,"end_word":7810,"sentiment":"positive","sentiment_score":0.5739168524742126},{"text":"Is there anything that I may not have touched on or any questions you have at the moment, Robert?","start_word":7811,"end_word":7829,"sentiment":"neutral","sentiment_score":0.12416059523820876},{"text":"You're welcome to let me know if there's anything. Yeah. I think that's pretty much everything. Yeah. Perfect. Well, I will let you go to enjoy lunch with your wife. Have a lovely night at work. I'll talk to you next week.","start_word":7830,"end_word":7871,"sentiment":"positive","sentiment_score":0.5781023502349854},{"text":"And if there's any additional questions, let me know.","start_word":7872,"end_word":7880,"sentiment":"neutral","sentiment_score":0.3026905953884125},{"text":"I'll get this email straight out to you.","start_word":7881,"end_word":7888,"sentiment":"positive","sentiment_score":0.33896633982658386},{"text":"Okay? Okay.","start_word":7889,"end_word":7890,"sentiment":"neutral","sentiment_score":0.2220519483089447},{"text":"Thank you. No worries. Enjoy Alright. your afternoon. Thank you so much for your time. Bye. Thanks. See you later.","start_word":7891,"end_word":7910,"sentiment":"positive","sentiment_score":0.600984513759613},{"text":"Bye.","start_word":7911,"end_word":7911,"sentiment":"neutral","sentiment_score":0.2906777262687683}],"average":{"sentiment":"neutral","sentiment_score":0.08058951322814828}}}}