{"metadata":{"transaction_key":"deprecated","request_id":"019e61a1-0a97-7b62-a651-9dc42638f136","sha256":"79cd282efe86e62f35f6c8b181ed4a7ce391627efd9da6ca88c6fa6371a9f30d","created":"2026-05-26T00:13:26.967Z","duration":2354.688,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":9115,"output_tokens":99},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":10360,"output_tokens":10380},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":10360,"output_tokens":728}},"results":{"channels":[{"alternatives":[{"transcript":"Good morning, Hailey. It's Tommy here, senior adviser from. How are you going? Living the dream. It's a beautiful rainy day on the Gold Coast. What about your end? It's miserable, isn't it? Oh, man. I'm just giving you a call to go through your annual review. How are you going for time this morning? That's okay. I've got a six year old and a three year old. I know exactly what it's like. So if you need to pause, you just let me know. Okay? Perfect. Now before I get started, I've got an email pack I'm gonna shoot through to you, and I'm just gonna quickly go through security with you. Are you okay for the calls to be recorded? Perfect. And I'm registered with ASIC as adviser 1273105. Could you please confirm your date of birth and address? Correct. Absolutely. Let's get that one updated. Alright. Do you wanna start there? Let's just grab your new address, and I'll get it all updated on all the systems. Oh, yes. I do have that. Okay. So that is the new current address. Alright. I'm just gonna have a quick look see on the super just to see if that's already been updated or if I need to switch that up. Yeah. I'll have to update your add your address on the super fund as well. K. I can get that sorted. No worries at all. Now is there anything in particular that you would like to get out of this year's review? Yep. Right. That's okay. Yep. So one of the things I'll mainly just go off kind of round figures for most of the assets, and it's not gonna impact things too much. I just need to make sure that in that situation that your super fund, the insurances, your estate planning is all cleaned up, if that makes sense. Okay. So leave the beneficiary as is. No. That's totally fine. When it comes to so we'll update the address. That's all good there. Now we've got the change of address. With the separation, are you guys going through or have you gone through, like, property settlement or anything to that degree? Okay. Yep. So I'll go through what we've got on file. To the best of your knowledge, just let me know what's changed or about to change, and I'll put some placeholder flags on that part of the file. K. So we'll start with vehicles. We have Land Cruiser and a Prado. K. So we got this. And we've got Hailey. And in terms of there was a box trailer. K. Perfect. Now we have we had three properties listed, main residence and two investment properties. Okay. So the main that's right. The new inherited property, so that will go across there. And the so it was the Blackstone property that will be yours to live in? Alright. Yep. That's perfect. Alright. So all three properties, would they be all clear of debt then? K. So sold off one and just paid everything off. Yep. Sensation. Okay. So that's that's nice and easy. Is the the property that you're retaining, is that the exact same as your that's not Glenelg Street, is it? Yeah. Okay. Sorry. Someone had a typo day naming it Blackstone, and I was like, that's not the same as Blackstone. Yep. Gotcha. Gotcha. Okay. So I'll just do an updated value online. That's totally fine. So estate planning stays the same. Did you end up putting in place, like, a a will or a power of attorney between your last call? Yeah. Yep. Yep. Totally fair. Easy done. And the only other thing in terms of assets was there was about 250,000 in terms of, like, home contents. I'm just wondering if you can give me a bit of a rough estimate on on splitting that. K. Okay. Yeah. Gotcha. Yep. No worries. That's so fine. It doesn't really impact the strategies too much, but that helps. I'll chop that one off. When I'm having a look at the insurance kind of thing so I'll go through the insurance with you in a moment and the super and the investment account. One thing that I wanted to let you know as well is that because you guys have that joint investment account, which I'll touch on in a moment, we're we're still gonna retain the the fee discount because between both of you guys, you kind of have, like, one and a half accounts each. So we're we're just gonna kind of leave that as the one point 1% for however long you guys are clients of Oakview. And in addition to that, so I'm kind of as the senior adviser here, I've been flagged to be your dedicated adviser moving forward so that I can obviously give you advice that's in your best interest, and then we'll have a separate adviser for your your spouse. And we'll kind of keep things nice and separate. So because yeah. Yes. Okay. Right. Yeah. Yeah. This one's held jointly in personal names, not in trust. Yeah. Yeah. Yeah. Yeah. It makes perfect sense. So a couple of considerations that we need to take into account and especially exactly what you just said is if this gets invested for fifteen years and there's lots of contributions going in, there's going to be the the tax issues to consider as well. So at this point, it's staying in in both names at the moment. I'll have to have a bit of a think around the tax side of things when it comes to like, if he's putting in consistent contributions into it to grow it, whether that will still hit you both $50.50 and so on. But for the time being so I'm gonna do a report to see if there's been any realized gains that may impact your tax return come the end of financial year, and I'll get that sent through to you. I don't believe there really has been anything. Like, it's not an issue where we've sold down investments and switched it around and things like that. Yeah. Yeah. And we do do a lot of, like, child investments where I don't know if we've ever discussed with you things like child bonds before. Correct. Yeah. So this is one thing we might do is the way it stands like okay. It's great. You can invest it. You can grow it. And then with all the changes that have just happened in the budget, as soon as they come through, there's gonna be a huge capital gains tax implication for selling these in ten, fifteen years' time. So one thing that we're gonna have to do is, yeah, definitely have that either joint or split liaison conversations about possibly looking at something like child bonds where if you invest in it for, say, ten years, it can be passed on to the beneficiary being the children kind of tax free at that point. Yeah. And that just allows it to be because if the intention is for it to go to them, you know, they're 18. Here's your house deposit, whatever it is. This is kind of like the next best thing to super. And that's exactly what happened is you would sell it all, and then you would just have a huge lump sum taken out, and then you pass it on to the children. And then that's and then timing the sale between the both of you would be difficult about obviously, you could just say, hey. When they're 18, that's the day we do it. But then is the market up? Is the market down? All these type of things come into account. Yeah. But that's the thing too is I'm gonna make sure that, obviously, that your best interests are looked after too to make sure that we're not just gonna do a decision on one side that's gonna heavily impact your financial future because that's just not okay. No. Look. I really appreciate you you talking through such a difficult situation with me this morning. And at the moment, the the good news is the the investment account's been doing great. It's grown 15%. It's grown $23,000. It's doing really well. I'll send through any reports to see if there's any tax implications for your tax return, and then we'll just tee up a time where I can also go back to Ben and with his adviser as well, and we can just poach that idea to him, broach it with him, and see if he'd consider it. And then if we do a joint discussion or separate, I'm sure there's a way that we can structure things for you guys. Yep. I think my main thing is just in terms of your regular income personal financials. So I've got you previously working as an anesthetic nurse part time. Cool. So we had that income at around about 20,000 from that side of things. That's okay. I'll just get that closed. Yeah. And it's mainly just so I can work out things like contributions to super. If you're on 40 five, but only 20 is getting paid contributions from work, I can just make sure projections are accurate. Oh, yeah. Absolutely. And look, I've I see the contributions coming in, and that's been doing wonders even though it seems like a small amount. But then on the flip side, if the the tax brackets are the way they are and you're only gonna be getting a very small benefit from that, it's kind of like, you know, anything above 45,000 is perfect. Anything below that, the impact's only a few percent. But, of course, the growth the growth in the super is great when you get extra contributions in. At the moment, I'm just having a look at your account. I'm just gonna switch over from the investment account to the super. We've got actually, I do apologize. Your annual review pack, your email address, is your b h clear fifteen Hotmail address still okay? Okay. Gotcha. Gotcha. Gotcha. Gotcha. So I'll send that through so you've got it. And then what I'm looking at with the super is you're sitting at 80,641, and contributions going in very regularly, which is great. Just having a look at the investments here for a moment. Alright. We've got the there it is. So your super account still in the positive, still grown about $6,000 and a few grand extra in terms of contribution. So it was sitting at 72. It's cleared 80 now, so it's going there. Obviously, market's kind of up and down at the moment, which is affecting everything. One thing I wanted to double check with you, Hailey, is in terms of just risk level, just to make sure that we're on the same page with it, you're in a growth portfolio. So it's a four out of five on the risk scale, 80% in growth assets, like shares, property, and gold. So the whole point there is you would have started off in, like, a a medium risk where you started in your first super fund. We've bumped you up one peg to get some extra long term growth, not high risk. And then the whole goal is get a bit extra returns, grow it a bit quicker. And then when you're close to retirement, we then have to reduce that because you don't wanna be, you know, medium to high risk at 64, and you lose half your super. Does that make sense? That is something that I wanted to ask you about because we can we can fiddle with things in the background a little bit. And we originally had you wanting to kind of have, like, an early retirement towards the age of 60. I know retirement is so far away for our generation, but are you Yep. Yep. Maximum of 16. No. I love it. There's always plenty of time to catch up on retirement funds after the kids are out of home. You know? Yeah. And for your age, you still have a healthy balance, so that's not too bad. Yep. Absolutely. I think there's two really good options here for you. So right now, we we need to kind of keep things as they are because, obviously, income changes, tax returns, the stock market's going crazy. One thing that I wanna consider in next year is either we bump up the contributions a little bit or we maybe even go high growth for a little while. And if this is something that's just gonna grow in the background for thirty years, we could potentially go a little bit more foot on the gas, let it do its heavy lifting for you, and then you can focus everything on your personal financial situation. So there there is both options there. Yeah. And the way I would explain it is, like, you get through these, we call them market cycles where it's like the stock market grows for six years, and then, oh, there's a GFC, a COVID, a war, and the stock market crashes. And your super tends to continuously buy in. So when the market drops, you get to buy shares and property for a cheaper price. And then when the market goes up for six years, you get all this great growth out of it. We repeat that seven, fourteen, twenty one years. And then the last nine years, we then slowly start reducing your growth assets down. So I wouldn't go high growth today, but it's something where in twelve months' time, we'll do another review. We'll talk about contributions versus growth assets, and we can kind of work out what what suits you. Absolutely. So outside of that, I just wanna update a couple of goals. I know you probably have so much on your mind and so many things day to day, but is there anything that you're focusing on for the next one to five years, or is it really just work part time, look after the kids, enjoy life? Yep. Okay. Yep. Yeah. So nice stable base. And then outside of that, we can look at other investment opportunities long term, and I'll mix in a bit of that conversation around the investments for the children as well. Can I just quickly ask the the ages of your two children? Six and eight in October. Cool. So we've kind of got that ten to twelve years with that goal of have some funds there for 18, which basically means, hopefully, sometime this year, maybe towards before Christmas time, we can maybe have that discussion. Because if we do that strategy I was talking about, we can basically make it like a a ten year strategy to then have something there for the first child and then two years later for the next child. And then that's kind of just a a set and not set and forget, but a very well structured plan start to finish. Yeah. No. I'll put that down as a bit of a a future consideration, and then I will make sure that before this year ends that I have a bit of a catch up. I'll broach some ideas on the other side of the field, and then I'll catch up with you towards the end of the year as well and see if we can maybe have that joint discussion sooner rather than later if time and and circumstance permits. Yep. Okay. Yes. ClearView is a fun one. They're one of my favorite insurers because they will always the moment your anniversary hits on the May 4, they will shoot you out a premium due letter. And I've seen every client under the sun go, oh my god. Do I have to pay this out of pocket? What's going on? Isn't it coming out of my super? Yes. Yep. And it's already paid until this time next year, so they automatically generate them even though the premium comes out the next day. They're really good for tradies, but they don't consider that every working family probably doesn't wanna get a due letter every time a premium's about to come out automatically, but it is what it is. Yep. So no reason to panic. If there's any issues with premiums, we'll flag it with you well and truly before any lapsing and notifications happen, but this one's cleared nice and nice and easy. Can I just double check with you as a the sort of final thing is the insurances that you do have? So you have a solid 1,100,000 of life and total disability insurance, which is your your lump sums if you pass away, can never work again. So the superannuation, you wanted to leave the beneficiary as it was. With the life insurance, you can direct that anywhere. It can be to charity, children, partners, whatever you like. Would you like me to update that in any way, leave that alone for the time being? Do you have an idea? Yeah. Yeah. One thing down the line that would be really good for you guys is sorting out the wills possibly with, like, a testamentary trust will at some point where you can be very specific in terms of what assets go to your estate under your name and whether, like, a trust fund is created to then look after the children until they're 18 and things like and, you know, income goes out to them and then all that type of consideration, especially if things end up incorporating blended families and it just branches out. Yeah. I just wanted to kind of plant that seed and say at some point, whether it's this year, next year, the year after, something that just makes it a bit easier for everyone. But you don't have to rush and do anything. You know, like you said, everything kind of filters out the way it does anyway. You wanna look after the kids. Your your spouse will likely retain guardianship. It's just those structures would be nice, and they do cost a little bit. So, yep, you got the lawyer there to chat to that about. I'll flag it on the account, but I'll probably just remind you in six months. Do you wanna adjust anything in terms of the cover levels? Because I know all the debts now have been cleared. Do you feel like, you know, that million dollars to pass on between the kids, that's still good? Because it's not very expensive, but it's also no longer serving as much of a purpose. No. You're actually right. And when you account for, like, inflation and things like that in five to ten years' time, Yep. We all thought you could live off a million for the rest of your life if you want it. Yeah. And pricing wise, it's basically, like, 900 a year out of the super. The 15% rebate drops at the $7.65. So that for a bit of peace of mind. Looks like a good Wouldn't that be a strange turn of events where you we set up all these child builder bonds and different investments and structures and all of a sudden. That that would be an interesting story. I hope I get to be alongside that. Uh-oh. That'll be an interesting one. I do have to ask you about your income protection, though. Because since you've gone part time, you've got the split between the government benefits, child support, and your wages. You're insured for an income of 66,000. Okay. Now one of the things is when you go to claim on the income protection, if the child support continues, they chop that off. If the government benefits continue, they chop that off. And then if all that's left is they're gonna pay you 70% of that, which is about a third of what you're insured for. And in terms of price, that one is 1,300 on its own. The real question is, let's say that scenario eventuates where you get injured or sick and you're off work for six months. This would normally kick in after thirty days and pay you a monthly amount up to five years to replace 70 percent of your lost income. So would you be okay to could you get through three months of being injured enough work? Do you have, you know, the savings behind you, things like that, or would that income protection benefit be able to help cover bills? Yeah. Yeah. You've it's covering an income of 60 six. Correct. So they would pay 3,870 a month, but only if that's the income that you've lost. And it depends, I guess, on your hours too. Like, if you've jumped up to 16 to 20, that's a bit different than the eight. What I can do potentially is let's say there's a bit of a maximum. Let's say in one one circumstance, you're working twenty hours a week. What would that income look like? Would that be pushing you up to, like, forty, forty five? Okay. So let's say we left it alone for the time being. What would end up happening is if you were sick or injured, they would basically ask you to hand in twelve months of income. And whatever that is on paper, they would just 70% that and pay it on a monthly basis. So you would technically be over insured, but you would have a buffer between where you are now and what you could earn. Yep. And so you're you kind of value having it there. Yep. Well, we'll leave it as is because it's paid for the twelve months. And then what we'll do is I'll bring back your review a little bit next year before the anniversary date. And that way, even if we catch up in that six months' time, maybe three to six months after that, if we need to reduce it down and see what's happened, change in circumstances, we can, especially if it jumps up really high in price. Like, if it jumped up another thousand dollars, that might be the kicker to kind of trim it. But if it's not doing too bad, twelve months is fine. Cool. Alrighty. Okay. So as a bit of a recap, the super portfolio, we're gonna leave as is for the time being. I have flagged one of the eight investments to keep an eye on just to see if I need to kind of freshen that up a little bit later in the year. The insurances will keep for the next, say, ten months or so and then maybe do a bit of an adjustment there. Estate planning will keep the beneficiaries as they are, revisit that discussion, and then I will kind of go across on the investment account and try and have that conversation about whether we keep it as is, make some adjustments to restructuring, and kind of get that ball rolling. But what I'll do is I'll just kind of plate the seat a little bit, have the conversation. I'm about to go on paternity leave in a couple of weeks for my third. Thank you. So with the two boys, I've got a daughter on the way, which we're very excited for. Yep. The boys are already talking about all the things they're gonna teach her to do, how to climb and play video games and footy. And I was like, she's not born yet, guys. Oh, yep. Yep. Tear each other apart. That'd be good. But I'll have that conversation very soon, and I'll get you an update with how that's going. And then later in the year, I'll try and hopefully tee up a bit of a joint discussion for that. K. Alrighty. Yep. I'm gonna basically just box ourselves into the house for a little bit, not talk to anyone for a few weeks and just enjoy that. Bought my wife a bit of a coffee machine for the the push present there. So, yeah, absolutely. The last thing I wanna just quickly ask you as well. So just so you've got this in your mind, the excuse me. The joint investment account is dual signatory for any changes. K? So nothing changes without both of you guys signing off on it. There is both of you guys obviously have, like, logins for everything to keep track of it, and we'll do the reports as we do. And then yeah. No. We sorted that out. That's all good. Cool. So I will definitely send you a report just to bring with your accountants for the tax return side of things, and I'll flag if there's any major issues there. But I don't think there's gonna be too much in the way of, like, dividends or anything like that that'll impact things. K. That's okay. Absolutely. Now, Hailey, I've left that annual review pack with you, which is all your documents in terms of service agreement, super, and insurance with the reports there. I'm gonna send a separate one for the investment account just to make sure that both signatures are there, but I'll keep it separate to your personal super. Alrighty. Any questions for me before I let you go? That's okay. Thank you so much for going through a tough conversation with me this morning, but I appreciate it, and it means we can keep things nice and clean for you. Thanks, Hailey. Have a great day. Bye.","confidence":0.9995117,"words":[{"word":"good","start":2.24,"end":2.48,"confidence":1.0,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.40992721915245056},{"word":"morning","start":2.48,"end":2.8799999,"confidence":0.99902344,"punctuated_word":"morning,","sentiment":"positive","sentiment_score":0.411019504070282},{"word":"hailey","start":2.8799999,"end":3.12,"confidence":0.8958333,"punctuated_word":"Hailey.","sentiment":"positive","sentiment_score":0.3854735791683197},{"word":"it's","start":3.12,"end":3.36,"confidence":1.0,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.3766888380050659},{"word":"tommy","start":3.36,"end":3.6799998,"confidence":0.9873047,"punctuated_word":"Tommy","sentiment":"neutral","sentiment_score":0.29516133666038513},{"word":"here","start":3.6799998,"end":4.0,"confidence":0.97998047,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.27260255813598633},{"word":"senior","start":4.0,"end":4.3199997,"confidence":0.99316406,"punctuated_word":"senior","sentiment":"neutral","sentiment_score":0.26241254806518555},{"word":"adviser","start":4.3199997,"end":4.72,"confidence":0.90478516,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.28902164101600647},{"word":"from","start":4.72,"end":5.22,"confidence":0.6936035,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":0.24232938885688785},{"word":"how","start":5.2799997,"end":5.52,"confidence":0.9941406,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.30427709221839905},{"word":"are","start":5.52,"end":5.68,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2735867202281952},{"word":"you","start":5.68,"end":5.8399997,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.26974570751190186},{"word":"going","start":5.8399997,"end":6.3399997,"confidence":0.95874023,"punctuated_word":"going?","sentiment":"neutral","sentiment_score":0.28461572527885437},{"word":"living","start":8.24,"end":8.559999,"confidence":0.9770508,"punctuated_word":"Living","sentiment":"positive","sentiment_score":0.5530047416687012},{"word":"the","start":8.559999,"end":8.72,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5927473306655884},{"word":"dream","start":8.72,"end":8.96,"confidence":0.99560547,"punctuated_word":"dream.","sentiment":"positive","sentiment_score":0.597732424736023},{"word":"it's","start":8.96,"end":9.12,"confidence":1.0,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.6406375765800476},{"word":"a","start":9.12,"end":9.28,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.678665041923523},{"word":"beautiful","start":9.28,"end":9.599999,"confidence":1.0,"punctuated_word":"beautiful","sentiment":"positive","sentiment_score":0.6701403856277466},{"word":"rainy","start":9.599999,"end":9.92,"confidence":0.77246094,"punctuated_word":"rainy","sentiment":"positive","sentiment_score":0.6433119177818298},{"word":"day","start":9.92,"end":10.0,"confidence":0.9873047,"punctuated_word":"day","sentiment":"positive","sentiment_score":0.6056565046310425},{"word":"on","start":10.0,"end":10.16,"confidence":0.9506836,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6600049138069153},{"word":"the","start":10.16,"end":10.24,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6855370402336121},{"word":"gold","start":10.24,"end":10.48,"confidence":0.8442383,"punctuated_word":"Gold","sentiment":"positive","sentiment_score":0.6954270601272583},{"word":"coast","start":10.48,"end":10.8,"confidence":0.9995117,"punctuated_word":"Coast.","sentiment":"positive","sentiment_score":0.5872413516044617},{"word":"what","start":10.8,"end":10.96,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.07142040133476257},{"word":"about","start":10.96,"end":11.2,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03549123927950859},{"word":"your","start":11.2,"end":11.44,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.005250561982393265},{"word":"end","start":11.44,"end":11.94,"confidence":0.9914551,"punctuated_word":"end?","sentiment":"neutral","sentiment_score":0.017272628843784332},{"word":"it's","start":13.935,"end":14.435,"confidence":0.9975586,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.5796912908554077},{"word":"miserable","start":14.495001,"end":14.995001,"confidence":0.9758301,"punctuated_word":"miserable,","sentiment":"negative","sentiment_score":-0.533415675163269},{"word":"isn't","start":15.055,"end":15.295,"confidence":1.0,"punctuated_word":"isn't","sentiment":"negative","sentiment_score":-0.36792320013046265},{"word":"it","start":15.295,"end":15.795,"confidence":1.0,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.3210391402244568},{"word":"oh","start":18.495,"end":18.815,"confidence":0.9836426,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.02385324239730835},{"word":"man","start":18.815,"end":19.315,"confidence":0.7376709,"punctuated_word":"man.","sentiment":"neutral","sentiment_score":0.02708982303738594},{"word":"i'm","start":19.455,"end":19.695,"confidence":0.9042969,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.03969383239746094},{"word":"just","start":19.695,"end":19.935,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06690751761198044},{"word":"giving","start":19.935,"end":20.175,"confidence":0.99902344,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":0.07768623530864716},{"word":"you","start":20.175,"end":20.255001,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08595120906829834},{"word":"a","start":20.255001,"end":20.335,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09627825021743774},{"word":"call","start":20.335,"end":20.575,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.11178411543369292},{"word":"to","start":20.575,"end":20.735,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11610760539770126},{"word":"go","start":20.735,"end":20.975,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.09670768678188324},{"word":"through","start":20.975,"end":21.215,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.11381486803293228},{"word":"your","start":21.215,"end":21.455,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10195554047822952},{"word":"annual","start":21.455,"end":21.855,"confidence":1.0,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.06870575249195099},{"word":"review","start":21.855,"end":22.335,"confidence":0.99902344,"punctuated_word":"review.","sentiment":"neutral","sentiment_score":0.060626767575740814},{"word":"how","start":22.335,"end":22.494999,"confidence":0.99902344,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.11008137464523315},{"word":"are","start":22.494999,"end":22.654999,"confidence":0.99609375,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.11523503065109252},{"word":"you","start":22.654999,"end":22.735,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10376138985157012},{"word":"going","start":22.735,"end":22.975,"confidence":0.9951172,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.11967078596353532},{"word":"for","start":22.975,"end":23.135,"confidence":0.99316406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.01602122373878956},{"word":"time","start":23.135,"end":23.375,"confidence":0.9921875,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.0284227691590786},{"word":"this","start":23.375,"end":23.535,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.02199207805097103},{"word":"morning","start":23.535,"end":24.03,"confidence":1.0,"punctuated_word":"morning?","sentiment":"neutral","sentiment_score":0.02548264712095261},{"word":"that's","start":34.67,"end":34.91,"confidence":0.98535156,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.04993504285812378},{"word":"okay","start":34.91,"end":35.23,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.0650421679019928},{"word":"i've","start":35.23,"end":35.39,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.04096733033657074},{"word":"got","start":35.39,"end":35.63,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.034075308591127396},{"word":"a","start":35.63,"end":35.870003,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.009244926273822784},{"word":"six","start":35.870003,"end":36.11,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.02247098833322525},{"word":"year","start":36.11,"end":36.190002,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.03119084984064102},{"word":"old","start":36.190002,"end":36.43,"confidence":1.0,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.011064525693655014},{"word":"and","start":36.43,"end":36.59,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03758269548416138},{"word":"a","start":36.59,"end":36.67,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.005512211471796036},{"word":"three","start":36.67,"end":36.83,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.012512397021055222},{"word":"year","start":36.83,"end":36.99,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.02591555565595627},{"word":"old","start":36.99,"end":37.07,"confidence":0.9667969,"punctuated_word":"old.","sentiment":"neutral","sentiment_score":-0.006795044988393784},{"word":"i","start":37.07,"end":37.23,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0008404329419136047},{"word":"know","start":37.23,"end":37.39,"confidence":0.99609375,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.012193366885185242},{"word":"exactly","start":37.39,"end":37.71,"confidence":1.0,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.020084276795387268},{"word":"what","start":37.71,"end":37.95,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.02658155187964439},{"word":"it's","start":37.95,"end":38.03,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03241829201579094},{"word":"like","start":38.03,"end":38.355,"confidence":0.97314453,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":-0.03714178502559662},{"word":"so","start":38.355,"end":38.435,"confidence":0.90625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0009118765592575072},{"word":"if","start":38.435,"end":38.515,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.010632355697453022},{"word":"you","start":38.515,"end":38.595,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.020204607397317886},{"word":"need","start":38.595,"end":38.755,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.02800660766661167},{"word":"to","start":38.755,"end":38.835,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03264779597520828},{"word":"pause","start":38.835,"end":39.075,"confidence":0.99194336,"punctuated_word":"pause,","sentiment":"neutral","sentiment_score":-0.022773711010813713},{"word":"you","start":39.075,"end":39.315,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02514157816767693},{"word":"just","start":39.315,"end":39.475,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02835778519511223},{"word":"let","start":39.475,"end":39.635,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.02453697100281715},{"word":"me","start":39.635,"end":39.795,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.03389082849025726},{"word":"know","start":39.795,"end":39.954998,"confidence":0.99902344,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.02824862115085125},{"word":"okay","start":39.954998,"end":40.454998,"confidence":0.9995117,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.03919103369116783},{"word":"perfect","start":42.195,"end":42.595,"confidence":0.97802734,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2748469114303589},{"word":"now","start":42.595,"end":42.755,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.08162325620651245},{"word":"before","start":42.755,"end":43.075,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.032729677855968475},{"word":"i","start":43.075,"end":43.155,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0452677384018898},{"word":"get","start":43.155,"end":43.315,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.02561957761645317},{"word":"started","start":43.315,"end":43.715,"confidence":1.0,"punctuated_word":"started,","sentiment":"neutral","sentiment_score":0.039356812834739685},{"word":"i've","start":43.715,"end":43.875,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.026021486148238186},{"word":"got","start":43.875,"end":44.114998,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04992348328232765},{"word":"an","start":44.114998,"end":44.355,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.04806926101446152},{"word":"email","start":44.355,"end":44.675,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.04577403515577316},{"word":"pack","start":44.675,"end":44.915,"confidence":0.9921875,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.03731391951441765},{"word":"i'm","start":44.915,"end":45.075,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.04267243295907974},{"word":"gonna","start":45.075,"end":45.395,"confidence":0.9790039,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.0618288591504097},{"word":"shoot","start":45.395,"end":45.635,"confidence":0.9980469,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":0.05160227417945862},{"word":"through","start":45.635,"end":45.875,"confidence":0.99609375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06627359986305237},{"word":"to","start":45.875,"end":45.954998,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06021491438150406},{"word":"you","start":45.954998,"end":46.454998,"confidence":0.94677734,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.033695682883262634},{"word":"and","start":46.515,"end":46.835,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.018313491716980938},{"word":"i'm","start":46.835,"end":47.075,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.006413636263459921},{"word":"just","start":47.075,"end":47.235,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0013934485614299774},{"word":"gonna","start":47.235,"end":47.555,"confidence":0.9941406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.008505497127771378},{"word":"quickly","start":47.555,"end":47.954998,"confidence":1.0,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.027994725853204727},{"word":"go","start":47.954998,"end":48.195,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.01537463441491127},{"word":"through","start":48.195,"end":48.515,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.023701492697000504},{"word":"security","start":48.515,"end":49.015,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.0011256486177444458},{"word":"with","start":49.155,"end":49.315,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.030901353806257248},{"word":"you","start":49.315,"end":49.815,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.022547226399183273},{"word":"are","start":50.595,"end":50.754997,"confidence":0.8574219,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.00917227938771248},{"word":"you","start":50.754997,"end":50.915,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006490129977464676},{"word":"okay","start":50.915,"end":51.235,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.0106557197868824},{"word":"for","start":51.235,"end":51.315,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0038236528635025024},{"word":"the","start":51.315,"end":51.475,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0021386928856372833},{"word":"calls","start":51.475,"end":51.795,"confidence":0.99609375,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.012613296508789062},{"word":"to","start":51.795,"end":51.875,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.004238728433847427},{"word":"be","start":51.875,"end":52.035,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.002546977251768112},{"word":"recorded","start":52.035,"end":52.535,"confidence":1.0,"punctuated_word":"recorded?","sentiment":"neutral","sentiment_score":0.008494899608194828},{"word":"perfect","start":54.81,"end":55.210003,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.20259739458560944},{"word":"and","start":55.210003,"end":55.530003,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07639380544424057},{"word":"i'm","start":55.530003,"end":55.690002,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.06445226073265076},{"word":"registered","start":55.690002,"end":56.09,"confidence":0.99609375,"punctuated_word":"registered","sentiment":"neutral","sentiment_score":0.07485824823379517},{"word":"with","start":56.09,"end":56.33,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08630415797233582},{"word":"asic","start":56.33,"end":56.65,"confidence":0.5004883,"punctuated_word":"ASIC","sentiment":"neutral","sentiment_score":0.081061452627182},{"word":"as","start":56.65,"end":56.730003,"confidence":0.88427734,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08870482444763184},{"word":"adviser","start":56.730003,"end":57.210003,"confidence":0.9472656,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.06063953414559364},{"word":"1273105","start":57.210003,"end":59.370003,"confidence":0.99532646,"punctuated_word":"1273105.","sentiment":"neutral","sentiment_score":0.08959080278873444},{"word":"could","start":59.370003,"end":59.61,"confidence":1.0,"punctuated_word":"Could","sentiment":"neutral","sentiment_score":0.042406387627124786},{"word":"you","start":59.61,"end":59.77,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03494870662689209},{"word":"please","start":59.77,"end":60.09,"confidence":1.0,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.03593416512012482},{"word":"confirm","start":60.09,"end":60.57,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.04627601057291031},{"word":"your","start":60.57,"end":60.89,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.021372808143496513},{"word":"date","start":60.89,"end":61.050003,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.03487709164619446},{"word":"of","start":61.050003,"end":61.13,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.035413600504398346},{"word":"birth","start":61.13,"end":61.370003,"confidence":1.0,"punctuated_word":"birth","sentiment":"neutral","sentiment_score":0.034527312964200974},{"word":"and","start":61.370003,"end":61.45,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03065629117190838},{"word":"address","start":61.45,"end":61.95,"confidence":0.9995117,"punctuated_word":"address?","sentiment":"neutral","sentiment_score":0.028619879856705666},{"word":"correct","start":71.225,"end":71.725,"confidence":0.99658203,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.0196460485458374},{"word":"absolutely","start":74.665,"end":75.165,"confidence":0.99853516,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.01079065166413784},{"word":"let's","start":75.465004,"end":75.785,"confidence":1.0,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.0020019549410790205},{"word":"get","start":75.785,"end":75.945,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.002750840038061142},{"word":"that","start":75.945,"end":76.105,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01642807573080063},{"word":"one","start":76.105,"end":76.345,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.007907938212156296},{"word":"updated","start":76.345,"end":76.845,"confidence":1.0,"punctuated_word":"updated.","sentiment":"neutral","sentiment_score":0.0025841984897851944},{"word":"alright","start":77.670006,"end":78.07,"confidence":0.99609375,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.03889543563127518},{"word":"do","start":78.07,"end":78.23,"confidence":0.9277344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.014259424060583116},{"word":"you","start":78.23,"end":78.310005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01850411668419838},{"word":"wanna","start":78.310005,"end":78.55,"confidence":0.9633789,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.021880939602851868},{"word":"start","start":78.55,"end":78.87,"confidence":0.99316406,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.023721368983387947},{"word":"there","start":78.87,"end":79.19,"confidence":0.98461914,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":0.022430473938584328},{"word":"let's","start":79.19,"end":79.51,"confidence":0.80200195,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.048006054013967514},{"word":"just","start":79.51,"end":79.75,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.052171919494867325},{"word":"grab","start":79.75,"end":79.990005,"confidence":1.0,"punctuated_word":"grab","sentiment":"neutral","sentiment_score":0.04759616777300835},{"word":"your","start":79.990005,"end":80.310005,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04901108518242836},{"word":"new","start":80.310005,"end":80.55,"confidence":0.99902344,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.04270126670598984},{"word":"address","start":80.55,"end":80.79,"confidence":0.9633789,"punctuated_word":"address,","sentiment":"neutral","sentiment_score":0.04047716408967972},{"word":"and","start":80.79,"end":80.950005,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06967447698116302},{"word":"i'll","start":80.950005,"end":81.11,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08293424546718597},{"word":"get","start":81.11,"end":81.270004,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07820539176464081},{"word":"it","start":81.270004,"end":81.350006,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05370406433939934},{"word":"all","start":81.350006,"end":81.590004,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.0818682610988617},{"word":"updated","start":81.590004,"end":81.990005,"confidence":0.99902344,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.07725439220666885},{"word":"on","start":81.990005,"end":82.07,"confidence":0.8828125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09403149783611298},{"word":"all","start":82.07,"end":82.310005,"confidence":0.9404297,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.06979721039533615},{"word":"the","start":82.310005,"end":82.39,"confidence":0.8173828,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0181506909430027},{"word":"systems","start":82.39,"end":82.89,"confidence":0.7590332,"punctuated_word":"systems.","sentiment":"neutral","sentiment_score":0.029627691954374313},{"word":"oh","start":90.085,"end":90.245,"confidence":0.8859863,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.06928826868534088},{"word":"yes","start":90.245,"end":90.485,"confidence":0.9946289,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.06902606785297394},{"word":"i","start":90.485,"end":90.645004,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06245045363903046},{"word":"do","start":90.645004,"end":90.805,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08930682390928268},{"word":"have","start":90.805,"end":90.965004,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04214968532323837},{"word":"that","start":90.965004,"end":91.205,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.05317632853984833},{"word":"okay","start":91.205,"end":91.445,"confidence":1.0,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05264619365334511},{"word":"so","start":91.445,"end":91.605,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.039541762322187424},{"word":"that","start":91.605,"end":91.845,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.048499830067157745},{"word":"is","start":91.845,"end":92.085,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02175574004650116},{"word":"the","start":92.085,"end":92.585,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00294431671500206},{"word":"new","start":93.445,"end":93.925,"confidence":0.93603516,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.022640187293291092},{"word":"current","start":93.925,"end":94.425,"confidence":0.99609375,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.02291620522737503},{"word":"address","start":94.485,"end":94.985,"confidence":1.0,"punctuated_word":"address.","sentiment":"neutral","sentiment_score":-0.005458466708660126},{"word":"alright","start":96.245,"end":96.645004,"confidence":0.99853516,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.003677759552374482},{"word":"i'm","start":96.645004,"end":96.805,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08262012898921967},{"word":"just","start":96.805,"end":96.965004,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10876641422510148},{"word":"gonna","start":96.965004,"end":97.205,"confidence":0.9873047,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.08095187693834305},{"word":"have","start":97.205,"end":97.365005,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10479839146137238},{"word":"a","start":97.365005,"end":97.525,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0925559625029564},{"word":"quick","start":97.525,"end":97.925,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.09379784762859344},{"word":"look","start":97.925,"end":98.165,"confidence":0.9707031,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.09040933847427368},{"word":"see","start":98.165,"end":98.485,"confidence":0.7705078,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1037883684039116},{"word":"on","start":98.485,"end":98.645004,"confidence":0.984375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0977439507842064},{"word":"the","start":98.645004,"end":98.885,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1005316898226738},{"word":"super","start":98.885,"end":99.205,"confidence":0.9604492,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.12776699662208557},{"word":"just","start":99.205,"end":99.445,"confidence":0.9658203,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11747772991657256},{"word":"to","start":99.445,"end":99.605,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10313122719526292},{"word":"see","start":99.605,"end":99.765,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.09243479371070862},{"word":"if","start":99.765,"end":100.005005,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09086425602436066},{"word":"that's","start":100.005005,"end":100.505005,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06984609365463257},{"word":"already","start":101.125,"end":101.525,"confidence":0.99902344,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.08413350582122803},{"word":"been","start":101.525,"end":101.765,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.06244624778628349},{"word":"updated","start":101.765,"end":102.165,"confidence":1.0,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.07926635444164276},{"word":"or","start":102.165,"end":102.325005,"confidence":0.97509766,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05607948079705238},{"word":"if","start":102.325005,"end":102.405,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0665891170501709},{"word":"i","start":102.405,"end":102.565,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03713875636458397},{"word":"need","start":102.565,"end":102.725,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.02589235082268715},{"word":"to","start":102.725,"end":102.885,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05316908657550812},{"word":"switch","start":102.885,"end":103.205,"confidence":1.0,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.03865516558289528},{"word":"that","start":103.205,"end":103.445,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05774063616991043},{"word":"up","start":103.445,"end":103.945,"confidence":0.9995117,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.07204347848892212},{"word":"yeah","start":104.54,"end":104.700005,"confidence":0.9880371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11009280383586884},{"word":"i'll","start":104.700005,"end":104.94,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.14692465960979462},{"word":"have","start":104.94,"end":105.100006,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1291403770446777},{"word":"to","start":105.100006,"end":105.18,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1397942155599594},{"word":"update","start":105.18,"end":105.420006,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.1685595661401749},{"word":"your","start":105.420006,"end":105.58,"confidence":0.8959961,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21346504986286163},{"word":"add","start":105.58,"end":105.740005,"confidence":0.5083008,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.20422624051570892},{"word":"your","start":105.82,"end":105.98,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.20885340869426727},{"word":"address","start":105.98,"end":106.3,"confidence":1.0,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.17161844670772552},{"word":"on","start":106.3,"end":106.46001,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.18870650231838224},{"word":"the","start":106.46001,"end":106.62,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2671898901462555},{"word":"super","start":106.62,"end":106.94,"confidence":0.7285156,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2066197693347931},{"word":"fund","start":106.94,"end":107.18,"confidence":0.65234375,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.17120184004306793},{"word":"as","start":107.18,"end":107.420006,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1934515684843063},{"word":"well","start":107.420006,"end":107.920006,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.19686830043792725},{"word":"k","start":110.14,"end":110.380005,"confidence":0.83032227,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.17684811353683472},{"word":"i","start":110.380005,"end":110.46001,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.27953311800956726},{"word":"can","start":110.46001,"end":110.700005,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2855551838874817},{"word":"get","start":110.700005,"end":110.86,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2870387136936188},{"word":"that","start":110.86,"end":111.18,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2785460352897644},{"word":"sorted","start":111.18,"end":111.58,"confidence":0.99853516,"punctuated_word":"sorted.","sentiment":"positive","sentiment_score":0.3526169955730438},{"word":"no","start":111.58,"end":111.82,"confidence":1.0,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.28028687834739685},{"word":"worries","start":111.82,"end":112.14,"confidence":1.0,"punctuated_word":"worries","sentiment":"neutral","sentiment_score":0.22840210795402527},{"word":"at","start":112.14,"end":112.3,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1808946877717972},{"word":"all","start":112.3,"end":112.54,"confidence":1.0,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.238590344786644},{"word":"now","start":112.54,"end":112.86,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1075473576784134},{"word":"is","start":112.86,"end":113.100006,"confidence":0.99316406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07427963614463806},{"word":"there","start":113.100006,"end":113.340004,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.08177031576633453},{"word":"anything","start":113.340004,"end":113.82001,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.0978042483329773},{"word":"in","start":113.82001,"end":114.14,"confidence":0.9863281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0582321435213089},{"word":"particular","start":114.14,"end":114.64,"confidence":1.0,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":0.05563478544354439},{"word":"that","start":114.94,"end":115.18,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.061810899525880814},{"word":"you","start":115.18,"end":115.420006,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06391246616840363},{"word":"would","start":115.420006,"end":115.66,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08025330305099487},{"word":"like","start":115.66,"end":115.9,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08166909217834473},{"word":"to","start":115.9,"end":115.98,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11457860469818117},{"word":"get","start":115.98,"end":116.060005,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.11192458868026732},{"word":"out","start":116.060005,"end":116.22,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1677328795194626},{"word":"of","start":116.22,"end":116.380005,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15997052192687988},{"word":"this","start":116.380005,"end":116.62,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.14380712807178497},{"word":"year's","start":116.62,"end":116.78,"confidence":0.9995117,"punctuated_word":"year's","sentiment":"neutral","sentiment_score":0.1594315469264984},{"word":"review","start":116.78,"end":117.28,"confidence":0.9995117,"punctuated_word":"review?","sentiment":"neutral","sentiment_score":0.07905315607786179},{"word":"yep","start":137.25,"end":137.75,"confidence":0.9316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.06978395581245422},{"word":"right","start":142.30501,"end":142.80501,"confidence":0.7685547,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.12157002091407776},{"word":"that's","start":159.04,"end":159.28,"confidence":0.8171387,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.0219870712608099},{"word":"okay","start":159.28,"end":159.78,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.006746474653482437},{"word":"yep","start":163.76,"end":164.26,"confidence":0.71655273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.04242475330829621},{"word":"so","start":165.695,"end":165.895,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02483664453029633},{"word":"one","start":165.895,"end":166.095,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.024677608162164688},{"word":"of","start":166.095,"end":166.295,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.013049282133579254},{"word":"the","start":166.295,"end":166.495,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013100475072860718},{"word":"things","start":166.495,"end":166.815,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.013174764811992644},{"word":"i'll","start":166.815,"end":167.315,"confidence":0.87280273,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.015299125574529173},{"word":"mainly","start":168.015,"end":168.415,"confidence":0.5966797,"punctuated_word":"mainly","sentiment":"neutral","sentiment_score":-0.013819048181176186},{"word":"just","start":168.415,"end":168.575,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.01774883270263672},{"word":"go","start":168.575,"end":168.815,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.018856242299079895},{"word":"off","start":168.815,"end":168.975,"confidence":0.97265625,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.04027414694428444},{"word":"kind","start":168.975,"end":169.135,"confidence":0.9770508,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.0394333116710186},{"word":"of","start":169.135,"end":169.375,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.046903517097234726},{"word":"round","start":169.375,"end":169.615,"confidence":0.9941406,"punctuated_word":"round","sentiment":"neutral","sentiment_score":-0.03321415185928345},{"word":"figures","start":169.615,"end":170.015,"confidence":0.99902344,"punctuated_word":"figures","sentiment":"neutral","sentiment_score":-0.043768346309661865},{"word":"for","start":170.015,"end":170.175,"confidence":0.9838867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03711099177598953},{"word":"most","start":170.175,"end":170.415,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":-0.0012092366814613342},{"word":"of","start":170.415,"end":170.495,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02686091512441635},{"word":"the","start":170.495,"end":170.655,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.017381377518177032},{"word":"assets","start":170.655,"end":170.975,"confidence":0.9753418,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":-0.03348406404256821},{"word":"and","start":170.975,"end":171.055,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03480877727270126},{"word":"it's","start":171.055,"end":171.295,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.038463592529296875},{"word":"not","start":171.295,"end":171.375,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06544775515794754},{"word":"gonna","start":171.375,"end":171.695,"confidence":0.82470703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.06381586194038391},{"word":"impact","start":171.695,"end":172.095,"confidence":0.99902344,"punctuated_word":"impact","sentiment":"neutral","sentiment_score":-0.163074791431427},{"word":"things","start":172.095,"end":172.415,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.20922814309597015},{"word":"too","start":172.415,"end":172.575,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.1934780776500702},{"word":"much","start":172.575,"end":172.895,"confidence":0.9980469,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":-0.16779303550720215},{"word":"i","start":172.895,"end":172.975,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07329156994819641},{"word":"just","start":172.975,"end":173.215,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05704333633184433},{"word":"need","start":173.215,"end":173.375,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.07058840990066528},{"word":"to","start":173.375,"end":173.535,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04450082778930664},{"word":"make","start":173.535,"end":173.695,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.03652799874544144},{"word":"sure","start":173.695,"end":174.015,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.02637859433889389},{"word":"that","start":174.015,"end":174.515,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.016434863209724426},{"word":"in","start":174.575,"end":174.735,"confidence":0.97802734,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03361372649669647},{"word":"that","start":174.735,"end":174.975,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04862020164728165},{"word":"situation","start":174.975,"end":175.455,"confidence":1.0,"punctuated_word":"situation","sentiment":"neutral","sentiment_score":-0.04311931133270264},{"word":"that","start":175.455,"end":175.615,"confidence":0.88134766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.015525877475738524},{"word":"your","start":175.615,"end":175.855,"confidence":0.71777344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05215530842542648},{"word":"super","start":175.855,"end":176.175,"confidence":0.7973633,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.05423489958047867},{"word":"fund","start":176.175,"end":176.415,"confidence":0.90185547,"punctuated_word":"fund,","sentiment":"neutral","sentiment_score":-0.05216803029179573},{"word":"the","start":176.415,"end":176.655,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05324190855026245},{"word":"insurances","start":176.655,"end":177.155,"confidence":0.9941406,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":-0.05846196413040161},{"word":"your","start":177.615,"end":177.855,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.02097088098526001},{"word":"estate","start":177.855,"end":178.175,"confidence":0.9526367,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.07463401556015015},{"word":"planning","start":178.175,"end":178.495,"confidence":0.9873047,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":-0.06991329044103622},{"word":"is","start":178.495,"end":178.575,"confidence":0.5258789,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02493762969970703},{"word":"all","start":178.575,"end":178.735,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.06324224174022675},{"word":"cleaned","start":178.735,"end":179.055,"confidence":0.9980469,"punctuated_word":"cleaned","sentiment":"neutral","sentiment_score":-0.010981589555740356},{"word":"up","start":179.055,"end":179.215,"confidence":0.8964844,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.02504201978445053},{"word":"if","start":179.215,"end":179.375,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04222377389669418},{"word":"that","start":179.375,"end":179.535,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0409015491604805},{"word":"makes","start":179.535,"end":179.775,"confidence":0.984375,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.00688432902097702},{"word":"sense","start":179.775,"end":180.275,"confidence":0.97680664,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.04848257824778557},{"word":"okay","start":194.295,"end":194.775,"confidence":0.87719727,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.020268866792321205},{"word":"so","start":194.775,"end":195.015,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.018786251544952393},{"word":"leave","start":195.015,"end":195.415,"confidence":0.88964844,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.02580202743411064},{"word":"the","start":195.415,"end":195.655,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014131959527730942},{"word":"beneficiary","start":195.655,"end":196.155,"confidence":1.0,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.051723919808864594},{"word":"as","start":196.295,"end":196.535,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.017971031367778778},{"word":"is","start":196.535,"end":197.035,"confidence":0.9926758,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.03603149950504303},{"word":"no","start":200.215,"end":200.375,"confidence":0.7541504,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.02148866280913353},{"word":"that's","start":200.375,"end":200.615,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.11602237075567244},{"word":"totally","start":200.615,"end":201.015,"confidence":1.0,"punctuated_word":"totally","sentiment":"neutral","sentiment_score":0.1457640528678894},{"word":"fine","start":201.015,"end":201.515,"confidence":0.9970703,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.15271589159965515},{"word":"when","start":202.295,"end":202.695,"confidence":0.79052734,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.18673793971538544},{"word":"it","start":202.695,"end":202.855,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1837111264467239},{"word":"comes","start":202.855,"end":203.095,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.1176326721906662},{"word":"to","start":203.095,"end":203.175,"confidence":0.67041016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15001292526721954},{"word":"so","start":203.255,"end":203.415,"confidence":0.9970703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1442107856273651},{"word":"we'll","start":203.415,"end":203.575,"confidence":0.9711914,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.20728382468223572},{"word":"update","start":203.575,"end":203.895,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.20505160093307495},{"word":"the","start":203.895,"end":204.055,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2070697546005249},{"word":"address","start":204.055,"end":204.535,"confidence":0.9794922,"punctuated_word":"address.","sentiment":"neutral","sentiment_score":0.18975789844989777},{"word":"that's","start":204.535,"end":204.775,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4761204123497009},{"word":"all","start":204.775,"end":205.015,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4553811252117157},{"word":"good","start":205.015,"end":205.255,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4219539761543274},{"word":"there","start":205.255,"end":205.755,"confidence":1.0,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.35579490661621094},{"word":"now","start":206.13,"end":206.37,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.17819206416606903},{"word":"we've","start":206.37,"end":206.69,"confidence":0.99902344,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.20614707469940183},{"word":"got","start":206.69,"end":206.93,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2219717800617218},{"word":"the","start":206.93,"end":207.17,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23413296043872833},{"word":"change","start":207.17,"end":207.67,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.17255546152591705},{"word":"of","start":207.73,"end":207.97,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10241633653640748},{"word":"address","start":207.97,"end":208.47,"confidence":0.99194336,"punctuated_word":"address.","sentiment":"neutral","sentiment_score":0.08744310587644577},{"word":"with","start":208.69,"end":209.01,"confidence":1.0,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.059967078268527985},{"word":"the","start":209.01,"end":209.25,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05939276143908501},{"word":"separation","start":209.25,"end":209.75,"confidence":0.9995117,"punctuated_word":"separation,","sentiment":"neutral","sentiment_score":-0.004882356151938438},{"word":"are","start":210.05,"end":210.20999,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0077662393450737},{"word":"you","start":210.20999,"end":210.45,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010324403643608092},{"word":"guys","start":210.45,"end":210.85,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.017822079360485077},{"word":"going","start":210.85,"end":211.17,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.006309367716312408},{"word":"through","start":211.17,"end":211.49,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.00013330578804016113},{"word":"or","start":211.49,"end":211.81,"confidence":0.4399414,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03491533547639847},{"word":"have","start":211.81,"end":211.97,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.016095120459794998},{"word":"you","start":211.97,"end":212.13,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00009649991989135742},{"word":"gone","start":212.13,"end":212.45,"confidence":0.9941406,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.017729684710502625},{"word":"through","start":212.45,"end":212.77,"confidence":0.97094727,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.007519159466028213},{"word":"like","start":212.77,"end":213.01,"confidence":0.9970703,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.002273101359605789},{"word":"property","start":213.01,"end":213.51,"confidence":0.95947266,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.0018385127186775208},{"word":"settlement","start":213.56999,"end":214.06999,"confidence":0.5761719,"punctuated_word":"settlement","sentiment":"neutral","sentiment_score":0.04137317091226578},{"word":"or","start":214.20999,"end":214.45,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.006778545677661896},{"word":"anything","start":214.45,"end":214.93,"confidence":0.7763672,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.012712590396404266},{"word":"to","start":214.93,"end":215.09,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007482429966330528},{"word":"that","start":215.09,"end":215.25,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02324656955897808},{"word":"degree","start":215.25,"end":215.75,"confidence":0.9995117,"punctuated_word":"degree?","sentiment":"neutral","sentiment_score":0.016589516773819923},{"word":"okay","start":224.065,"end":224.545,"confidence":0.8276367,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05148666352033615},{"word":"yep","start":224.545,"end":225.045,"confidence":0.9746094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.048418328166008},{"word":"so","start":225.505,"end":226.005,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.043549731373786926},{"word":"i'll","start":226.305,"end":226.465,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06065136194229126},{"word":"go","start":226.465,"end":226.705,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.06181952357292175},{"word":"through","start":226.705,"end":226.865,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.05141720920801163},{"word":"what","start":226.865,"end":227.105,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05335938185453415},{"word":"we've","start":227.105,"end":227.345,"confidence":1.0,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.059974342584609985},{"word":"got","start":227.345,"end":227.505,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.056790806353092194},{"word":"on","start":227.505,"end":227.745,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03374316543340683},{"word":"file","start":227.745,"end":228.065,"confidence":0.9875488,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.03718766570091248},{"word":"to","start":228.065,"end":228.225,"confidence":0.9970703,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.04430513083934784},{"word":"the","start":228.225,"end":228.305,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04962149262428284},{"word":"best","start":228.305,"end":228.545,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.04936622455716133},{"word":"of","start":228.545,"end":228.625,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.028409311547875404},{"word":"your","start":228.625,"end":228.785,"confidence":0.984375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.032509252429008484},{"word":"knowledge","start":228.785,"end":229.105,"confidence":0.99072266,"punctuated_word":"knowledge,","sentiment":"neutral","sentiment_score":0.02482006512582302},{"word":"just","start":229.105,"end":229.265,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.018680987879633904},{"word":"let","start":229.265,"end":229.505,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.015832122415304184},{"word":"me","start":229.505,"end":229.58499,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.02126910537481308},{"word":"know","start":229.58499,"end":230.08499,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.02204970270395279},{"word":"what's","start":230.45001,"end":230.61,"confidence":0.9970703,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.0003382315335329622},{"word":"changed","start":230.61,"end":231.09001,"confidence":1.0,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.010289650410413742},{"word":"or","start":231.09001,"end":231.25,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.008391933515667915},{"word":"about","start":231.25,"end":231.57,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.012775644659996033},{"word":"to","start":231.57,"end":231.65001,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.012915251776576042},{"word":"change","start":231.65001,"end":232.05,"confidence":0.9807129,"punctuated_word":"change,","sentiment":"neutral","sentiment_score":-0.008758715353906155},{"word":"and","start":232.05,"end":232.55,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.002489483915269375},{"word":"i'll","start":232.85,"end":232.93001,"confidence":0.91552734,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.03243155777454376},{"word":"put","start":232.93001,"end":233.25,"confidence":0.88427734,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.02931167371571064},{"word":"some","start":233.25,"end":233.49,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.02966385893523693},{"word":"placeholder","start":233.49,"end":233.99,"confidence":0.98291016,"punctuated_word":"placeholder","sentiment":"neutral","sentiment_score":0.016466135159134865},{"word":"flags","start":234.13,"end":234.63,"confidence":1.0,"punctuated_word":"flags","sentiment":"neutral","sentiment_score":0.021986234933137897},{"word":"on","start":234.93001,"end":235.09001,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02288966067135334},{"word":"that","start":235.09001,"end":235.33,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03196780011057854},{"word":"part","start":235.33,"end":235.49,"confidence":1.0,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.01265715155750513},{"word":"of","start":235.49,"end":235.65001,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02177806571125984},{"word":"the","start":235.65001,"end":235.81,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.027008989825844765},{"word":"file","start":235.81,"end":236.31,"confidence":0.9970703,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.01931929588317871},{"word":"k","start":237.65001,"end":237.97,"confidence":0.93481445,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.01555001363158226},{"word":"so","start":237.97,"end":238.29001,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.021887002512812614},{"word":"we'll","start":238.29001,"end":238.53,"confidence":0.9995117,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.03495240956544876},{"word":"start","start":238.53,"end":238.77,"confidence":1.0,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.022200778126716617},{"word":"with","start":238.77,"end":239.27,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.025320911779999733},{"word":"vehicles","start":240.05,"end":240.55,"confidence":0.96606445,"punctuated_word":"vehicles.","sentiment":"neutral","sentiment_score":0.023270774632692337},{"word":"we","start":240.77,"end":241.01001,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.03199474886059761},{"word":"have","start":241.01001,"end":241.41,"confidence":0.9951172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.031376197934150696},{"word":"land","start":241.41,"end":241.73001,"confidence":0.9951172,"punctuated_word":"Land","sentiment":"neutral","sentiment_score":0.029317781329154968},{"word":"cruiser","start":241.73001,"end":242.21,"confidence":0.9902344,"punctuated_word":"Cruiser","sentiment":"neutral","sentiment_score":0.02950863353908062},{"word":"and","start":242.21,"end":242.37001,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02600841410458088},{"word":"a","start":242.37001,"end":242.45001,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04849473759531975},{"word":"prado","start":242.45001,"end":242.95001,"confidence":0.9871419,"punctuated_word":"Prado.","sentiment":"neutral","sentiment_score":0.02635950595140457},{"word":"k","start":249.00499,"end":249.165,"confidence":0.7927246,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.022814106196165085},{"word":"so","start":249.165,"end":249.405,"confidence":0.34545898,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.029051680117845535},{"word":"we","start":249.405,"end":249.48499,"confidence":0.70996094,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03963647410273552},{"word":"got","start":249.48499,"end":249.64499,"confidence":0.6777344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04769182577729225},{"word":"this","start":249.64499,"end":250.14499,"confidence":0.619751,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":0.0364743173122406},{"word":"and","start":251.165,"end":251.325,"confidence":0.7963867,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05004246160387993},{"word":"we've","start":251.325,"end":251.64499,"confidence":0.9482422,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.04492613673210144},{"word":"got","start":251.64499,"end":251.885,"confidence":0.9970703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.05221335589885712},{"word":"hailey","start":251.885,"end":252.385,"confidence":0.88997394,"punctuated_word":"Hailey.","sentiment":"neutral","sentiment_score":0.031821876764297485},{"word":"and","start":252.84499,"end":253.325,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03886218741536141},{"word":"in","start":253.325,"end":253.48499,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02883125841617584},{"word":"terms","start":253.48499,"end":253.805,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.025544915348291397},{"word":"of","start":253.805,"end":253.885,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03280631825327873},{"word":"there","start":253.965,"end":254.045,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.029234550893306732},{"word":"was","start":254.045,"end":254.28499,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.02381056919693947},{"word":"a","start":254.28499,"end":254.36499,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03619936108589173},{"word":"box","start":254.36499,"end":254.605,"confidence":0.9970703,"punctuated_word":"box","sentiment":"neutral","sentiment_score":0.02231141552329063},{"word":"trailer","start":254.605,"end":255.105,"confidence":0.99609375,"punctuated_word":"trailer.","sentiment":"neutral","sentiment_score":0.020849496126174927},{"word":"k","start":257.18,"end":257.68,"confidence":0.7824707,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.029067140072584152},{"word":"perfect","start":257.74,"end":258.24,"confidence":0.98535156,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4464038610458374},{"word":"now","start":260.38,"end":260.69998,"confidence":0.7988281,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.12384971976280212},{"word":"we","start":260.69998,"end":261.02,"confidence":0.99316406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08706117421388626},{"word":"have","start":261.02,"end":261.34,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09864496439695358},{"word":"we","start":261.66,"end":261.9,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06760125607252121},{"word":"had","start":261.9,"end":262.22,"confidence":0.9970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.060216329991817474},{"word":"three","start":262.22,"end":262.53998,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.031906262040138245},{"word":"properties","start":262.53998,"end":263.02,"confidence":1.0,"punctuated_word":"properties","sentiment":"neutral","sentiment_score":0.03403538092970848},{"word":"listed","start":263.02,"end":263.52,"confidence":0.8808594,"punctuated_word":"listed,","sentiment":"neutral","sentiment_score":0.04539960622787475},{"word":"main","start":263.74,"end":264.06,"confidence":0.9819336,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.07637301087379456},{"word":"residence","start":264.06,"end":264.53998,"confidence":0.8442383,"punctuated_word":"residence","sentiment":"neutral","sentiment_score":0.03269617259502411},{"word":"and","start":264.53998,"end":264.69998,"confidence":0.94384766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.036685116589069366},{"word":"two","start":264.69998,"end":264.94,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.057841189205646515},{"word":"investment","start":264.94,"end":265.41998,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.03657123073935509},{"word":"properties","start":265.41998,"end":265.91998,"confidence":0.9914551,"punctuated_word":"properties.","sentiment":"neutral","sentiment_score":0.04056919366121292},{"word":"okay","start":282.41,"end":282.88998,"confidence":0.87402344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02369106002151966},{"word":"so","start":282.88998,"end":283.13,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.028178665786981583},{"word":"the","start":283.13,"end":283.37,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.027769500389695168},{"word":"main","start":283.37,"end":283.85,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.018293824046850204},{"word":"that's","start":284.25,"end":284.49,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.032507482916116714},{"word":"right","start":284.49,"end":284.72998,"confidence":0.99560547,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.03275509551167488},{"word":"the","start":284.72998,"end":284.81,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.03325292468070984},{"word":"new","start":284.81,"end":285.05,"confidence":0.99609375,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.026137610897421837},{"word":"inherited","start":285.05,"end":285.44998,"confidence":1.0,"punctuated_word":"inherited","sentiment":"neutral","sentiment_score":0.03489027917385101},{"word":"property","start":285.44998,"end":285.85,"confidence":0.7949219,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.027647770941257477},{"word":"so","start":285.85,"end":286.09,"confidence":0.9892578,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.038434673100709915},{"word":"that","start":286.09,"end":286.59,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05276945233345032},{"word":"will","start":286.65,"end":286.97,"confidence":0.9819336,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.050341542810201645},{"word":"go","start":286.97,"end":287.05,"confidence":0.984375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.03243628144264221},{"word":"across","start":287.05,"end":287.55,"confidence":0.99902344,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.02390626445412636},{"word":"there","start":288.56998,"end":289.06998,"confidence":0.84155273,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.02204563096165657},{"word":"and","start":289.53,"end":289.84998,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.025465358048677444},{"word":"the","start":289.84998,"end":290.09,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01546708308160305},{"word":"so","start":290.25,"end":290.41,"confidence":0.9941406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.019260406494140625},{"word":"it","start":290.41,"end":290.49,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.018816810101270676},{"word":"was","start":290.49,"end":290.81,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.022137396037578583},{"word":"the","start":290.81,"end":291.05,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03713606297969818},{"word":"blackstone","start":291.05,"end":291.55,"confidence":0.9748535,"punctuated_word":"Blackstone","sentiment":"neutral","sentiment_score":0.02479960024356842},{"word":"property","start":291.69,"end":292.16998,"confidence":0.9350586,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.021084265783429142},{"word":"that","start":292.16998,"end":292.33,"confidence":0.5576172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03018849343061447},{"word":"will","start":292.33,"end":292.56998,"confidence":0.99609375,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.02822141721844673},{"word":"be","start":292.56998,"end":293.06998,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.019709020853042603},{"word":"yours","start":293.735,"end":293.97498,"confidence":1.0,"punctuated_word":"yours","sentiment":"neutral","sentiment_score":0.025903386995196342},{"word":"to","start":293.97498,"end":294.13498,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03279858082532883},{"word":"live","start":294.13498,"end":294.63498,"confidence":1.0,"punctuated_word":"live","sentiment":"neutral","sentiment_score":0.026923565194010735},{"word":"in","start":295.69498,"end":296.19498,"confidence":0.82910156,"punctuated_word":"in?","sentiment":"neutral","sentiment_score":0.008247660472989082},{"word":"alright","start":297.25497,"end":297.75497,"confidence":0.96118164,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.06699599325656891},{"word":"yep","start":303.335,"end":303.655,"confidence":0.88378906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.009385550394654274},{"word":"that's","start":303.655,"end":303.97498,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.10964132845401764},{"word":"perfect","start":303.97498,"end":304.47498,"confidence":1.0,"punctuated_word":"perfect.","sentiment":"neutral","sentiment_score":0.08772975206375122},{"word":"alright","start":307.67,"end":308.15,"confidence":0.99902344,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.06111554428935051},{"word":"so","start":308.15,"end":308.47,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04454429820179939},{"word":"all","start":308.47,"end":308.71,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.0606265552341938},{"word":"three","start":308.71,"end":309.03,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.022070711478590965},{"word":"properties","start":309.03,"end":309.43,"confidence":0.99609375,"punctuated_word":"properties,","sentiment":"neutral","sentiment_score":0.023677730932831764},{"word":"would","start":309.43,"end":309.59,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04733961075544357},{"word":"they","start":309.59,"end":309.75,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.03628234565258026},{"word":"be","start":309.75,"end":309.91,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03230923414230347},{"word":"all","start":309.91,"end":310.07,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.04445758089423179},{"word":"clear","start":310.07,"end":310.39,"confidence":0.99609375,"punctuated_word":"clear","sentiment":"neutral","sentiment_score":0.03136637061834335},{"word":"of","start":310.39,"end":310.47,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.002421736717224121},{"word":"debt","start":310.47,"end":310.79,"confidence":0.9902344,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.03092481940984726},{"word":"then","start":310.79,"end":311.29,"confidence":0.99853516,"punctuated_word":"then?","sentiment":"neutral","sentiment_score":0.006701331585645676},{"word":"k","start":313.59,"end":314.09,"confidence":0.85375977,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.030566219240427017},{"word":"so","start":314.47,"end":314.87,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.022158460691571236},{"word":"sold","start":314.87,"end":315.19,"confidence":0.9760742,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":0.0008061230182647705},{"word":"off","start":315.19,"end":315.43,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.008492309600114822},{"word":"one","start":315.43,"end":315.67,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.004092350602149963},{"word":"and","start":315.67,"end":315.91,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01901637390255928},{"word":"just","start":315.91,"end":316.07,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04853048175573349},{"word":"paid","start":316.07,"end":316.31,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.0315762534737587},{"word":"everything","start":316.31,"end":316.71,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.05621275305747986},{"word":"off","start":316.71,"end":317.205,"confidence":0.80737305,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":0.02891147881746292},{"word":"yep","start":318.16498,"end":318.66498,"confidence":0.9753418,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.055276524275541306},{"word":"sensation","start":318.805,"end":319.28497,"confidence":0.97721356,"punctuated_word":"Sensation.","sentiment":"neutral","sentiment_score":0.058853499591350555},{"word":"okay","start":319.28497,"end":319.525,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.257651686668396},{"word":"so","start":319.525,"end":319.76498,"confidence":0.9980469,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3838067054748535},{"word":"that's","start":319.76498,"end":320.00497,"confidence":1.0,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4656645953655243},{"word":"that's","start":320.00497,"end":320.32498,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.561772346496582},{"word":"nice","start":320.32498,"end":320.56497,"confidence":1.0,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.639317512512207},{"word":"and","start":320.56497,"end":320.72498,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6481407284736633},{"word":"easy","start":320.72498,"end":321.22498,"confidence":1.0,"punctuated_word":"easy.","sentiment":"positive","sentiment_score":0.5140542984008789},{"word":"is","start":322.72498,"end":323.22498,"confidence":0.9560547,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.01598634198307991},{"word":"the","start":323.365,"end":323.865,"confidence":0.9770508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01791362836956978},{"word":"the","start":324.965,"end":325.205,"confidence":0.34960938,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02207288518548012},{"word":"property","start":325.205,"end":325.525,"confidence":0.9980469,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.0290001779794693},{"word":"that","start":325.525,"end":325.685,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.004829190671443939},{"word":"you're","start":325.685,"end":325.84497,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.010319183580577374},{"word":"retaining","start":325.84497,"end":326.32498,"confidence":0.9941406,"punctuated_word":"retaining,","sentiment":"neutral","sentiment_score":0.013414166867733002},{"word":"is","start":326.32498,"end":326.485,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.017511166632175446},{"word":"that","start":326.485,"end":326.645,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.008876163512468338},{"word":"the","start":326.645,"end":326.72498,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014985557645559313},{"word":"exact","start":326.72498,"end":327.125,"confidence":1.0,"punctuated_word":"exact","sentiment":"neutral","sentiment_score":-0.019013993442058563},{"word":"same","start":327.125,"end":327.365,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.013984624296426771},{"word":"as","start":327.365,"end":327.60498,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.02353174239397049},{"word":"your","start":327.60498,"end":328.085,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.02292272076010704},{"word":"that's","start":328.245,"end":328.485,"confidence":0.9980469,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.01859664171934128},{"word":"not","start":328.485,"end":328.645,"confidence":0.7597656,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.008835386484861374},{"word":"glenelg","start":328.645,"end":329.125,"confidence":0.7519531,"punctuated_word":"Glenelg","sentiment":"neutral","sentiment_score":-0.010119359940290453},{"word":"street","start":329.125,"end":329.365,"confidence":0.9301758,"punctuated_word":"Street,","sentiment":"neutral","sentiment_score":0.013298818841576576},{"word":"is","start":329.365,"end":329.60498,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.025006093084812164},{"word":"it","start":329.60498,"end":329.91,"confidence":0.99902344,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.008809199556708336},{"word":"yeah","start":332.47,"end":332.71,"confidence":0.92749023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01157436240464449},{"word":"okay","start":332.71,"end":332.95,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.03557667136192322},{"word":"sorry","start":332.95,"end":333.35,"confidence":0.9628906,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.06281481683254242},{"word":"someone","start":333.35,"end":333.67,"confidence":0.99609375,"punctuated_word":"Someone","sentiment":"neutral","sentiment_score":-0.07337304949760437},{"word":"had","start":333.67,"end":333.83002,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.054452721029520035},{"word":"a","start":333.83002,"end":333.91,"confidence":0.9604492,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04640587791800499},{"word":"typo","start":333.91,"end":334.15,"confidence":0.9716797,"punctuated_word":"typo","sentiment":"neutral","sentiment_score":-0.03992713615298271},{"word":"day","start":334.15,"end":334.65,"confidence":0.30297852,"punctuated_word":"day","sentiment":"neutral","sentiment_score":-0.030721135437488556},{"word":"naming","start":334.79,"end":335.11002,"confidence":0.9223633,"punctuated_word":"naming","sentiment":"neutral","sentiment_score":-0.033729612827301025},{"word":"it","start":335.11002,"end":335.35,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02194455824792385},{"word":"blackstone","start":335.35,"end":335.85,"confidence":0.9033203,"punctuated_word":"Blackstone,","sentiment":"neutral","sentiment_score":-0.02872554585337639},{"word":"and","start":336.07,"end":336.31,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.023488763719797134},{"word":"i","start":336.31,"end":336.39,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02715538814663887},{"word":"was","start":336.39,"end":336.55002,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.14457684755325317},{"word":"like","start":336.55002,"end":336.71,"confidence":0.9724121,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.12980622053146362},{"word":"that's","start":336.71,"end":337.03,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.19450674951076508},{"word":"not","start":337.03,"end":337.27,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.15826857089996338},{"word":"the","start":337.27,"end":337.35,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1376279592514038},{"word":"same","start":337.35,"end":337.59,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.10750722140073776},{"word":"as","start":337.59,"end":338.09,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.12309654802083968},{"word":"blackstone","start":340.23,"end":340.73,"confidence":0.7536621,"punctuated_word":"Blackstone.","sentiment":"neutral","sentiment_score":-0.02553139626979828},{"word":"yep","start":340.79,"end":341.11002,"confidence":0.8659668,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.044862136244773865},{"word":"gotcha","start":341.11002,"end":341.43,"confidence":0.8663737,"punctuated_word":"Gotcha.","sentiment":"neutral","sentiment_score":0.06224214285612106},{"word":"gotcha","start":341.43,"end":341.75,"confidence":0.99934894,"punctuated_word":"Gotcha.","sentiment":"neutral","sentiment_score":0.052641041576862335},{"word":"okay","start":341.75,"end":341.99,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09022092819213869},{"word":"so","start":341.99,"end":342.15,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07188667356967926},{"word":"i'll","start":342.15,"end":342.31,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1360289305448532},{"word":"just","start":342.31,"end":342.47,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12797175347805023},{"word":"do","start":342.47,"end":342.63,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13663944602012634},{"word":"an","start":342.63,"end":342.79,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1262698471546173},{"word":"updated","start":342.79,"end":343.19,"confidence":0.99902344,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.13111717998981476},{"word":"value","start":343.19,"end":343.59,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.10449974983930588},{"word":"online","start":343.59,"end":343.99,"confidence":0.9926758,"punctuated_word":"online.","sentiment":"neutral","sentiment_score":0.1481630653142929},{"word":"that's","start":343.99,"end":344.23,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4299079179763794},{"word":"totally","start":344.23,"end":344.63,"confidence":1.0,"punctuated_word":"totally","sentiment":"positive","sentiment_score":0.43104079365730286},{"word":"fine","start":344.63,"end":345.13,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.26833468675613403},{"word":"so","start":346.185,"end":346.42502,"confidence":0.8984375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.045412350445985794},{"word":"estate","start":346.42502,"end":346.745,"confidence":0.56689453,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.062014851719141006},{"word":"planning","start":346.745,"end":347.065,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.07305146753787994},{"word":"stays","start":347.065,"end":347.305,"confidence":0.9921875,"punctuated_word":"stays","sentiment":"neutral","sentiment_score":0.041747380048036575},{"word":"the","start":347.305,"end":347.465,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.026441000401973724},{"word":"same","start":347.465,"end":347.945,"confidence":0.9995117,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":0.05225113034248352},{"word":"did","start":347.945,"end":348.105,"confidence":0.9980469,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.0005880557000637054},{"word":"you","start":348.105,"end":348.265,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018333906307816505},{"word":"end","start":348.265,"end":348.42502,"confidence":0.99902344,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.02037772536277771},{"word":"up","start":348.42502,"end":348.585,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.008681001141667366},{"word":"putting","start":348.585,"end":348.825,"confidence":1.0,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.01609719544649124},{"word":"in","start":348.825,"end":348.905,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01299232617020607},{"word":"place","start":348.905,"end":349.225,"confidence":0.7585449,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":0.013201331719756126},{"word":"like","start":349.225,"end":349.465,"confidence":0.9926758,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.013045087456703186},{"word":"a","start":349.465,"end":349.70502,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008979767560958862},{"word":"a","start":349.70502,"end":349.785,"confidence":0.8491211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008834250271320343},{"word":"will","start":349.785,"end":350.025,"confidence":0.9980469,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.012597931548953056},{"word":"or","start":350.025,"end":350.185,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.003352031111717224},{"word":"a","start":350.185,"end":350.265,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.003950228914618492},{"word":"power","start":350.265,"end":350.505,"confidence":1.0,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.019788656383752823},{"word":"of","start":350.505,"end":350.665,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01071695238351822},{"word":"attorney","start":350.665,"end":351.14502,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.0028124041855335236},{"word":"between","start":351.14502,"end":351.545,"confidence":0.99902344,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.004971470683813095},{"word":"your","start":351.545,"end":351.70502,"confidence":0.98291016,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.008969374001026154},{"word":"last","start":351.70502,"end":352.025,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.006953243166208267},{"word":"call","start":352.025,"end":352.525,"confidence":0.9995117,"punctuated_word":"call?","sentiment":"neutral","sentiment_score":-0.005900604650378227},{"word":"yeah","start":358.84,"end":359.34,"confidence":0.92163086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.042413800954818726},{"word":"yep","start":365.24,"end":365.74,"confidence":0.96362305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.24025607109069824},{"word":"yep","start":369.08,"end":369.58,"confidence":0.9855957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.015620223246514795},{"word":"totally","start":369.63998,"end":370.13998,"confidence":0.8120117,"punctuated_word":"Totally","sentiment":"neutral","sentiment_score":0.13881267607212067},{"word":"fair","start":370.19998,"end":370.69998,"confidence":0.95703125,"punctuated_word":"fair.","sentiment":"neutral","sentiment_score":0.0930221825838089},{"word":"easy","start":373.475,"end":373.875,"confidence":0.98828125,"punctuated_word":"Easy","sentiment":"neutral","sentiment_score":0.1603965163230896},{"word":"done","start":373.875,"end":374.115,"confidence":0.98095703,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.04495181888341904},{"word":"and","start":374.115,"end":374.275,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02810082957148552},{"word":"the","start":374.275,"end":374.435,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.035824429243803024},{"word":"only","start":374.435,"end":374.595,"confidence":0.99902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.05223760008811951},{"word":"other","start":374.595,"end":374.835,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.037586603313684464},{"word":"thing","start":374.835,"end":375.075,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.0263990331441164},{"word":"in","start":375.075,"end":375.23502,"confidence":0.9873047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.02965373918414116},{"word":"terms","start":375.23502,"end":375.475,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.03148413449525833},{"word":"of","start":375.475,"end":375.715,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.035841334611177444},{"word":"assets","start":375.715,"end":376.215,"confidence":1.0,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.05253483727574349},{"word":"was","start":376.355,"end":376.67502,"confidence":0.9951172,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.04712515324354172},{"word":"there","start":376.67502,"end":376.835,"confidence":0.89208984,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.04074837267398834},{"word":"was","start":376.835,"end":377.075,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.043615736067295074},{"word":"about","start":377.075,"end":377.315,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.03699571266770363},{"word":"250,000","start":377.315,"end":378.595,"confidence":0.9959961,"punctuated_word":"250,000","sentiment":"neutral","sentiment_score":-0.02332499250769615},{"word":"in","start":378.595,"end":378.755,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.024055156856775284},{"word":"terms","start":378.755,"end":379.075,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.02025384083390236},{"word":"of","start":379.075,"end":379.23502,"confidence":0.9785156,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.033001892268657684},{"word":"like","start":379.23502,"end":379.475,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.038830600678920746},{"word":"home","start":379.475,"end":379.95502,"confidence":1.0,"punctuated_word":"home","sentiment":"neutral","sentiment_score":-0.03826230764389038},{"word":"contents","start":379.95502,"end":380.45502,"confidence":0.9941406,"punctuated_word":"contents.","sentiment":"neutral","sentiment_score":-0.03914548829197883},{"word":"i'm","start":380.755,"end":380.915,"confidence":0.9904785,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.02278144285082817},{"word":"just","start":380.915,"end":381.075,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.019477475434541702},{"word":"wondering","start":381.075,"end":381.315,"confidence":1.0,"punctuated_word":"wondering","sentiment":"neutral","sentiment_score":-0.019456319510936737},{"word":"if","start":381.315,"end":381.39502,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.019419275224208832},{"word":"you","start":381.39502,"end":381.475,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.020585978403687477},{"word":"can","start":381.475,"end":381.635,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.022789159789681435},{"word":"give","start":381.635,"end":381.795,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.026366617530584335},{"word":"me","start":381.795,"end":381.875,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.02085234597325325},{"word":"a","start":381.875,"end":381.95502,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02669137716293335},{"word":"bit","start":381.95502,"end":382.115,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.029361091554164886},{"word":"of","start":382.115,"end":382.195,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.035446587949991226},{"word":"a","start":382.195,"end":382.355,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03298284858465195},{"word":"rough","start":382.355,"end":382.595,"confidence":1.0,"punctuated_word":"rough","sentiment":"neutral","sentiment_score":-0.036176130175590515},{"word":"estimate","start":382.595,"end":382.995,"confidence":1.0,"punctuated_word":"estimate","sentiment":"neutral","sentiment_score":-0.03508272022008896},{"word":"on","start":382.995,"end":383.315,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.02857651747763157},{"word":"on","start":383.315,"end":383.635,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.027667678892612457},{"word":"splitting","start":383.635,"end":384.115,"confidence":0.9980469,"punctuated_word":"splitting","sentiment":"neutral","sentiment_score":-0.0362006276845932},{"word":"that","start":384.115,"end":384.57,"confidence":0.98657227,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.04864369332790375},{"word":"k","start":393.53,"end":394.03,"confidence":0.73657227,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":-0.026153698563575745},{"word":"okay","start":398.985,"end":399.485,"confidence":0.99609375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.007826892659068108},{"word":"yeah","start":426.615,"end":427.115,"confidence":0.88549805,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01946181431412697},{"word":"gotcha","start":427.495,"end":427.995,"confidence":0.97005206,"punctuated_word":"Gotcha.","sentiment":"neutral","sentiment_score":-0.03093765303492546},{"word":"yep","start":438.63,"end":439.11002,"confidence":0.8679199,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.01600494235754013},{"word":"no","start":439.11002,"end":439.35,"confidence":0.9970703,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.032575324177742004},{"word":"worries","start":439.35,"end":439.85,"confidence":0.99902344,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":-0.09761291742324828},{"word":"that's","start":441.91,"end":442.15,"confidence":0.98657227,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15057799220085144},{"word":"so","start":442.15,"end":442.31,"confidence":0.66503906,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.17792613804340365},{"word":"fine","start":442.31,"end":442.55002,"confidence":0.88183594,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.0118833240121603},{"word":"it","start":442.55002,"end":442.63,"confidence":0.99121094,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.004703089594841003},{"word":"doesn't","start":442.63,"end":442.87,"confidence":0.9995117,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.01015747617930174},{"word":"really","start":442.87,"end":443.11002,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.1348990499973297},{"word":"impact","start":443.11002,"end":443.43,"confidence":1.0,"punctuated_word":"impact","sentiment":"neutral","sentiment_score":-0.17707939445972443},{"word":"the","start":443.43,"end":443.59,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12051190435886384},{"word":"strategies","start":443.59,"end":444.09,"confidence":0.99902344,"punctuated_word":"strategies","sentiment":"neutral","sentiment_score":-0.1904062181711197},{"word":"too","start":444.15,"end":444.31,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.11718910932540894},{"word":"much","start":444.31,"end":444.55002,"confidence":0.9970703,"punctuated_word":"much,","sentiment":"neutral","sentiment_score":-0.10851773619651794},{"word":"but","start":444.55002,"end":444.87,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.07201135903596878},{"word":"that","start":444.87,"end":445.19,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.43771183490753174},{"word":"helps","start":445.19,"end":445.59,"confidence":0.9584961,"punctuated_word":"helps.","sentiment":"positive","sentiment_score":0.3894692659378052},{"word":"i'll","start":445.59,"end":445.83002,"confidence":0.9707031,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1853305995464325},{"word":"chop","start":445.83002,"end":446.23,"confidence":0.99316406,"punctuated_word":"chop","sentiment":"neutral","sentiment_score":0.19500097632408145},{"word":"that","start":446.23,"end":446.39,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1425001323223114},{"word":"one","start":446.39,"end":446.63,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.08141434192657471},{"word":"off","start":446.63,"end":447.13,"confidence":0.99853516,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":0.11584030091762544},{"word":"when","start":448.495,"end":448.895,"confidence":0.9902344,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.1030440628528595},{"word":"i'm","start":448.895,"end":449.215,"confidence":0.9975586,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.11429133266210556},{"word":"having","start":449.215,"end":449.615,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.1223682090640068},{"word":"a","start":449.615,"end":449.775,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12364888191223145},{"word":"look","start":449.775,"end":450.275,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0852033942937851},{"word":"at","start":452.335,"end":452.73502,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1139935776591301},{"word":"the","start":452.73502,"end":453.055,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1338600218296051},{"word":"insurance","start":453.055,"end":453.555,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.0864584743976593},{"word":"kind","start":453.615,"end":453.735,"confidence":0.7519531,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.11878418922424316},{"word":"of","start":453.735,"end":453.855,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14057759940624237},{"word":"thing","start":453.855,"end":453.935,"confidence":0.50390625,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.16815751791000366},{"word":"so","start":454.015,"end":454.175,"confidence":0.9863281,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.20408596098423004},{"word":"i'll","start":454.175,"end":454.255,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.18507465720176697},{"word":"go","start":454.255,"end":454.415,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.16214309632778168},{"word":"through","start":454.415,"end":454.575,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1428818702697754},{"word":"the","start":454.575,"end":454.655,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17465007305145264},{"word":"insurance","start":454.655,"end":454.975,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.1338091492652893},{"word":"with","start":454.975,"end":455.135,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.20755496621131897},{"word":"you","start":455.135,"end":455.295,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.26748889684677124},{"word":"in","start":455.295,"end":455.455,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.239556685090065},{"word":"a","start":455.455,"end":455.535,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23317155241966248},{"word":"moment","start":455.535,"end":455.775,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.2543242573738098},{"word":"and","start":455.775,"end":455.935,"confidence":0.9716797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13518878817558289},{"word":"the","start":455.935,"end":456.175,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22450003027915957},{"word":"super","start":456.175,"end":456.495,"confidence":0.9819336,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.24516676366329193},{"word":"and","start":456.495,"end":456.655,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1651165783405304},{"word":"the","start":456.655,"end":456.815,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2310188114643097},{"word":"investment","start":456.815,"end":457.215,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.111092247068882},{"word":"account","start":457.215,"end":457.715,"confidence":0.9995117,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.13487914204597473},{"word":"one","start":457.775,"end":458.015,"confidence":1.0,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.18439185619354248},{"word":"thing","start":458.015,"end":458.175,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.23703180253505707},{"word":"that","start":458.175,"end":458.335,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20952391624450684},{"word":"i","start":458.335,"end":458.415,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2361977994441986},{"word":"wanted","start":458.415,"end":458.735,"confidence":0.9980469,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.24990318715572357},{"word":"to","start":458.735,"end":458.815,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25022077560424805},{"word":"let","start":458.815,"end":459.055,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.28560131788253784},{"word":"you","start":459.055,"end":459.135,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24058622121810913},{"word":"know","start":459.135,"end":459.295,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.31811612844467163},{"word":"as","start":459.295,"end":459.455,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2792637050151825},{"word":"well","start":459.455,"end":459.695,"confidence":1.0,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.33582109212875366},{"word":"is","start":459.695,"end":459.855,"confidence":0.984375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.31015464663505554},{"word":"that","start":459.855,"end":460.11,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24835260212421417},{"word":"because","start":460.66998,"end":460.99,"confidence":0.9921875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.190101221203804},{"word":"you","start":460.99,"end":461.06998,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3223218619823456},{"word":"guys","start":461.06998,"end":461.38998,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.32996007800102234},{"word":"have","start":461.38998,"end":461.71,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2768400311470032},{"word":"that","start":461.71,"end":461.94998,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.29571598768234253},{"word":"joint","start":461.94998,"end":462.34998,"confidence":1.0,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":0.27550551295280457},{"word":"investment","start":462.34998,"end":462.75,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.15294481813907623},{"word":"account","start":462.75,"end":463.06998,"confidence":0.982666,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.2151285409927368},{"word":"which","start":463.06998,"end":463.31,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.23256951570510864},{"word":"i'll","start":463.31,"end":463.46997,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.21121196448802948},{"word":"touch","start":463.46997,"end":463.62997,"confidence":1.0,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.1853848397731781},{"word":"on","start":463.62997,"end":463.87,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2183007448911667},{"word":"in","start":463.87,"end":464.03,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1751333475112915},{"word":"a","start":464.03,"end":464.18997,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23489491641521457},{"word":"moment","start":464.18997,"end":464.68997,"confidence":0.98706055,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.23041194677352905},{"word":"we're","start":464.99,"end":465.49,"confidence":0.9482422,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.2748531103134155},{"word":"we're","start":465.87,"end":466.11,"confidence":0.9875488,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.3093656301498413},{"word":"still","start":466.11,"end":466.34998,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.27395328879356384},{"word":"gonna","start":466.34998,"end":466.66998,"confidence":0.9560547,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.28286367654800415},{"word":"retain","start":466.66998,"end":467.16998,"confidence":0.99902344,"punctuated_word":"retain","sentiment":"neutral","sentiment_score":0.18556419014930725},{"word":"the","start":467.38998,"end":467.88998,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3066260814666748},{"word":"the","start":468.59,"end":468.75,"confidence":0.68896484,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26231762766838074},{"word":"fee","start":468.75,"end":468.99,"confidence":0.9873047,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.23600146174430847},{"word":"discount","start":468.99,"end":469.46997,"confidence":1.0,"punctuated_word":"discount","sentiment":"neutral","sentiment_score":0.24710187315940857},{"word":"because","start":469.46997,"end":469.96997,"confidence":0.69189453,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.17495781183242798},{"word":"between","start":470.18997,"end":470.68997,"confidence":0.9902344,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.19215479493141177},{"word":"both","start":470.75,"end":470.90997,"confidence":1.0,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.19246721267700195},{"word":"of","start":470.90997,"end":471.06998,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22458398342132568},{"word":"you","start":471.06998,"end":471.22998,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2441175878047943},{"word":"guys","start":471.22998,"end":471.38998,"confidence":0.9838867,"punctuated_word":"guys,","sentiment":"neutral","sentiment_score":0.196503221988678},{"word":"you","start":471.38998,"end":471.62997,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23075008392333984},{"word":"kind","start":471.62997,"end":471.78998,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.12095092236995696},{"word":"of","start":471.78998,"end":471.94998,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19436869025230408},{"word":"have","start":471.94998,"end":472.11,"confidence":0.9638672,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.1734338402748108},{"word":"like","start":472.11,"end":472.27,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1589156985282898},{"word":"one","start":472.27,"end":472.50998,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.18172761797904968},{"word":"and","start":472.50998,"end":472.66998,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06295281648635864},{"word":"a","start":472.66998,"end":472.75,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17990145087242126},{"word":"half","start":472.75,"end":472.99,"confidence":1.0,"punctuated_word":"half","sentiment":"neutral","sentiment_score":0.07698684930801392},{"word":"accounts","start":472.99,"end":473.38998,"confidence":1.0,"punctuated_word":"accounts","sentiment":"neutral","sentiment_score":0.07443854212760925},{"word":"each","start":473.38998,"end":473.88998,"confidence":0.98291016,"punctuated_word":"each.","sentiment":"neutral","sentiment_score":0.12410464137792589},{"word":"so","start":474.19498,"end":474.69498,"confidence":0.9863281,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16639935970306396},{"word":"we're","start":474.995,"end":475.31497,"confidence":0.9916992,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.19334498047828672},{"word":"we're","start":475.31497,"end":475.555,"confidence":0.982666,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.1975515782833099},{"word":"just","start":475.555,"end":475.63498,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18199223279953003},{"word":"gonna","start":475.63498,"end":475.875,"confidence":0.8828125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.18456900119781497},{"word":"kind","start":475.875,"end":476.03497,"confidence":0.9863281,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1600123792886734},{"word":"of","start":476.03497,"end":476.19498,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18647703528404236},{"word":"leave","start":476.19498,"end":476.35498,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.14588680863380432},{"word":"that","start":476.35498,"end":476.595,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18956243991851807},{"word":"as","start":476.595,"end":476.75497,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12879714369773865},{"word":"the","start":476.75497,"end":476.91498,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15149660408496857},{"word":"one","start":476.91498,"end":477.07498,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.12486986815929411},{"word":"point","start":477.07498,"end":477.235,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.08032345026731491},{"word":"1%","start":477.235,"end":478.055,"confidence":1.0,"punctuated_word":"1%","sentiment":"neutral","sentiment_score":0.1422868371009827},{"word":"for","start":478.19498,"end":478.595,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3193467855453491},{"word":"however","start":478.595,"end":479.07498,"confidence":0.9760742,"punctuated_word":"however","sentiment":"neutral","sentiment_score":0.14360712468624115},{"word":"long","start":479.07498,"end":479.47498,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.2957162857055664},{"word":"you","start":479.47498,"end":479.555,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2165416181087494},{"word":"guys","start":479.555,"end":479.79498,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.2952045798301697},{"word":"are","start":479.79498,"end":479.875,"confidence":0.97314453,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.18500787019729617},{"word":"clients","start":479.875,"end":480.275,"confidence":0.74902344,"punctuated_word":"clients","sentiment":"neutral","sentiment_score":0.18195559084415436},{"word":"of","start":480.275,"end":480.35498,"confidence":0.58691406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18768905103206637},{"word":"oakview","start":480.35498,"end":480.85498,"confidence":0.9430339,"punctuated_word":"Oakview.","sentiment":"neutral","sentiment_score":0.25539064407348633},{"word":"and","start":481.395,"end":481.895,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2019881159067154},{"word":"in","start":482.51498,"end":482.675,"confidence":0.9863281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13740143179893494},{"word":"addition","start":482.675,"end":483.155,"confidence":1.0,"punctuated_word":"addition","sentiment":"neutral","sentiment_score":0.08939993381500244},{"word":"to","start":483.155,"end":483.235,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16954582929611206},{"word":"that","start":483.235,"end":483.63498,"confidence":0.92871094,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.15177923440933228},{"word":"so","start":483.63498,"end":483.955,"confidence":0.6845703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.20997589826583865},{"word":"i'm","start":483.955,"end":484.19498,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.22853051126003265},{"word":"kind","start":484.19498,"end":484.51498,"confidence":0.9941406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.29947999119758606},{"word":"of","start":484.51498,"end":485.01498,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3326890766620636},{"word":"as","start":485.395,"end":485.63498,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21977555751800537},{"word":"the","start":485.63498,"end":485.79498,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21830758452415464},{"word":"senior","start":485.79498,"end":486.19498,"confidence":0.99902344,"punctuated_word":"senior","sentiment":"neutral","sentiment_score":0.20471085608005524},{"word":"adviser","start":486.19498,"end":486.59497,"confidence":0.8803711,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.17197005450725555},{"word":"here","start":486.59497,"end":487.09497,"confidence":0.99853516,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.20538564026355743},{"word":"i've","start":487.395,"end":487.895,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2963103652000427},{"word":"been","start":488.03497,"end":488.35498,"confidence":1.0,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.3536345660686493},{"word":"flagged","start":488.35498,"end":488.835,"confidence":0.99902344,"punctuated_word":"flagged","sentiment":"positive","sentiment_score":0.35937780141830444},{"word":"to","start":488.835,"end":489.335,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.38059937953948975},{"word":"be","start":489.64,"end":489.80002,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.3331173062324524},{"word":"your","start":489.80002,"end":489.96002,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3203025460243225},{"word":"dedicated","start":489.96002,"end":490.46002,"confidence":1.0,"punctuated_word":"dedicated","sentiment":"neutral","sentiment_score":0.20794478058815},{"word":"adviser","start":490.6,"end":491.08002,"confidence":0.98535156,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.2411174774169922},{"word":"moving","start":491.08002,"end":491.32,"confidence":0.99902344,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.34181222319602966},{"word":"forward","start":491.32,"end":491.82,"confidence":1.0,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.40550899505615234},{"word":"so","start":492.04,"end":492.36002,"confidence":0.8881836,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1336861550807953},{"word":"that","start":492.36002,"end":492.86002,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17218409478664398},{"word":"i","start":492.92,"end":493.08002,"confidence":0.9863281,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3954877257347107},{"word":"can","start":493.08002,"end":493.58002,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.45549821853637695},{"word":"obviously","start":493.72,"end":494.2,"confidence":0.8569336,"punctuated_word":"obviously","sentiment":"positive","sentiment_score":0.45140501856803894},{"word":"give","start":494.2,"end":494.36002,"confidence":0.9980469,"punctuated_word":"give","sentiment":"positive","sentiment_score":0.397777795791626},{"word":"you","start":494.36002,"end":494.6,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5289386510848999},{"word":"advice","start":494.6,"end":495.0,"confidence":0.94189453,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.4012489914894104},{"word":"that's","start":495.0,"end":495.16,"confidence":0.9785156,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.466121643781662},{"word":"in","start":495.16,"end":495.32,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3912111818790436},{"word":"your","start":495.32,"end":495.48,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.47508367896080017},{"word":"best","start":495.48,"end":495.72,"confidence":1.0,"punctuated_word":"best","sentiment":"positive","sentiment_score":0.3951552510261536},{"word":"interest","start":495.72,"end":496.22,"confidence":0.8276367,"punctuated_word":"interest,","sentiment":"neutral","sentiment_score":0.32222697138786316},{"word":"and","start":496.28,"end":496.44,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24220502376556396},{"word":"then","start":496.44,"end":496.68002,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.15506964921951294},{"word":"we'll","start":496.68002,"end":496.84,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.14200764894485474},{"word":"have","start":496.84,"end":497.0,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14133599400520325},{"word":"a","start":497.0,"end":497.16,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10512562841176988},{"word":"separate","start":497.16,"end":497.48,"confidence":1.0,"punctuated_word":"separate","sentiment":"neutral","sentiment_score":0.09547679126262663},{"word":"adviser","start":497.48,"end":497.98,"confidence":0.9790039,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.06243433058261871},{"word":"for","start":498.68002,"end":498.84,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05440416932106018},{"word":"your","start":498.84,"end":499.34,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10233398526906969},{"word":"your","start":499.40002,"end":499.90002,"confidence":0.98095703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07590328902006149},{"word":"spouse","start":499.96002,"end":500.46002,"confidence":0.81347656,"punctuated_word":"spouse.","sentiment":"neutral","sentiment_score":0.11341077089309692},{"word":"and","start":500.84,"end":501.08002,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1865188032388687},{"word":"we'll","start":501.08002,"end":501.32,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.20958170294761655},{"word":"kind","start":501.32,"end":501.48,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.2294187098741531},{"word":"of","start":501.48,"end":501.64,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.24868324398994449},{"word":"keep","start":501.64,"end":501.88,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.24977761507034305},{"word":"things","start":501.88,"end":502.04,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.257479727268219},{"word":"nice","start":502.04,"end":502.28,"confidence":1.0,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.35076308250427246},{"word":"and","start":502.28,"end":502.44,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2962779402732849},{"word":"separate","start":502.44,"end":502.84,"confidence":0.8076172,"punctuated_word":"separate.","sentiment":"neutral","sentiment_score":0.2024097740650177},{"word":"so","start":502.84,"end":503.0,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.25218045711517334},{"word":"because","start":503.0,"end":503.5,"confidence":0.49902344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.16731439530849457},{"word":"yeah","start":509.6925,"end":510.1925,"confidence":0.97094727,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.19834788143634796},{"word":"yes","start":530.835,"end":531.335,"confidence":0.9086914,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.25902611017227173},{"word":"okay","start":540.13,"end":540.63,"confidence":0.85302734,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.019706927239894867},{"word":"right","start":545.64996,"end":546.14996,"confidence":0.98950195,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.04716261476278305},{"word":"yeah","start":570.0,"end":570.5,"confidence":0.97631836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.041148796677589417},{"word":"yeah","start":581.215,"end":581.53503,"confidence":0.8654785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013346901163458824},{"word":"this","start":581.53503,"end":581.695,"confidence":0.9921875,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.007049509324133396},{"word":"one's","start":581.695,"end":582.17505,"confidence":0.9975586,"punctuated_word":"one's","sentiment":"neutral","sentiment_score":0.013241371139883997},{"word":"held","start":582.17505,"end":582.67505,"confidence":0.99902344,"punctuated_word":"held","sentiment":"neutral","sentiment_score":0.004731978289783001},{"word":"jointly","start":582.73505,"end":583.23505,"confidence":1.0,"punctuated_word":"jointly","sentiment":"neutral","sentiment_score":0.004958857782185078},{"word":"in","start":583.455,"end":583.775,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.007280031219124794},{"word":"personal","start":583.775,"end":584.255,"confidence":0.9980469,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.0038302112370729446},{"word":"names","start":584.255,"end":584.655,"confidence":0.9448242,"punctuated_word":"names,","sentiment":"neutral","sentiment_score":-0.0071573988534510136},{"word":"not","start":584.655,"end":584.97504,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.013783272355794908},{"word":"in","start":584.97504,"end":585.135,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.010285778902471066},{"word":"trust","start":585.135,"end":585.635,"confidence":0.99609375,"punctuated_word":"trust.","sentiment":"neutral","sentiment_score":-0.010755847208201883},{"word":"yeah","start":588.43,"end":588.93,"confidence":0.85546875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03804516047239304},{"word":"yeah","start":597.70996,"end":598.20996,"confidence":0.9914551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.030332699418067932},{"word":"yeah","start":623.82,"end":624.32,"confidence":0.9802246,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03425013646483421},{"word":"yeah","start":640.2,"end":640.7,"confidence":0.8881836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.13650912046432495},{"word":"it","start":646.12,"end":646.44,"confidence":0.9902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.08446846157312393},{"word":"makes","start":646.44,"end":646.83997,"confidence":1.0,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.1529337763786316},{"word":"perfect","start":646.83997,"end":647.32,"confidence":1.0,"punctuated_word":"perfect","sentiment":"neutral","sentiment_score":0.2574365437030792},{"word":"sense","start":647.32,"end":647.8,"confidence":0.9995117,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.12133321911096571},{"word":"so","start":647.8,"end":648.3,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.014336176216602324},{"word":"a","start":648.375,"end":648.875,"confidence":0.8408203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05348962172865867},{"word":"couple","start":648.935,"end":649.255,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.07466931641101837},{"word":"of","start":649.255,"end":649.415,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07089048624038696},{"word":"considerations","start":649.415,"end":649.895,"confidence":1.0,"punctuated_word":"considerations","sentiment":"neutral","sentiment_score":0.04207475483417511},{"word":"that","start":649.895,"end":650.055,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.059946514666080475},{"word":"we","start":650.055,"end":650.215,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0440903902053833},{"word":"need","start":650.215,"end":650.455,"confidence":0.9667969,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.06863952428102493},{"word":"to","start":650.455,"end":650.535,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07207252830266953},{"word":"take","start":650.535,"end":650.775,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.0825265422463417},{"word":"into","start":650.775,"end":651.015,"confidence":1.0,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.06289607286453247},{"word":"account","start":651.015,"end":651.415,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.1012386679649353},{"word":"and","start":651.415,"end":651.655,"confidence":0.67333984,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0789819210767746},{"word":"especially","start":651.655,"end":652.155,"confidence":0.90234375,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.08689135313034058},{"word":"exactly","start":652.215,"end":652.535,"confidence":0.9951172,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.0905374437570572},{"word":"what","start":652.535,"end":652.695,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.089369036257267},{"word":"you","start":652.695,"end":652.775,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09259255230426788},{"word":"just","start":652.775,"end":653.015,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08039898425340652},{"word":"said","start":653.015,"end":653.495,"confidence":0.9970703,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.07408571243286133},{"word":"is","start":653.495,"end":653.995,"confidence":0.9091797,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.048034269362688065},{"word":"if","start":654.215,"end":654.455,"confidence":0.9223633,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04168497771024704},{"word":"this","start":654.455,"end":654.855,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.02643154188990593},{"word":"gets","start":654.855,"end":655.095,"confidence":0.9863281,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.005095124244689941},{"word":"invested","start":655.095,"end":655.495,"confidence":1.0,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.027905359864234924},{"word":"for","start":655.495,"end":655.735,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.014958769083023071},{"word":"fifteen","start":655.735,"end":656.055,"confidence":1.0,"punctuated_word":"fifteen","sentiment":"neutral","sentiment_score":0.04940573126077652},{"word":"years","start":656.055,"end":656.295,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.04538675397634506},{"word":"and","start":656.295,"end":656.455,"confidence":0.94384766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.023807723075151443},{"word":"there's","start":656.455,"end":656.695,"confidence":0.9980469,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.05554920434951782},{"word":"lots","start":656.695,"end":656.855,"confidence":1.0,"punctuated_word":"lots","sentiment":"neutral","sentiment_score":0.07301877439022064},{"word":"of","start":656.855,"end":657.015,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08421148359775543},{"word":"contributions","start":657.015,"end":657.515,"confidence":1.0,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.0515395812690258},{"word":"going","start":657.735,"end":658.055,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.07454647123813629},{"word":"in","start":658.055,"end":658.555,"confidence":0.99316406,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.03656390309333801},{"word":"there's","start":659.575,"end":659.895,"confidence":0.9355469,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.005131185054779053},{"word":"going","start":659.895,"end":660.215,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.017923012375831604},{"word":"to","start":660.215,"end":660.295,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.002992957830429077},{"word":"be","start":660.295,"end":660.775,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.005019158124923706},{"word":"the","start":660.775,"end":661.095,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014608725905418396},{"word":"the","start":661.095,"end":661.255,"confidence":0.9140625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02733173966407776},{"word":"tax","start":661.255,"end":661.575,"confidence":0.9951172,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.02108166366815567},{"word":"issues","start":661.575,"end":661.895,"confidence":0.9980469,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.08823981881141663},{"word":"to","start":661.895,"end":662.055,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.012808673083782196},{"word":"consider","start":662.055,"end":662.535,"confidence":1.0,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":-0.032315731048583984},{"word":"as","start":662.535,"end":662.695,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.008623950183391571},{"word":"well","start":662.695,"end":663.195,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.01503785140812397},{"word":"so","start":663.57,"end":664.07,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03862324357032776},{"word":"at","start":664.29004,"end":664.45,"confidence":0.95410156,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.023753900080919262},{"word":"this","start":664.45,"end":664.77,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.03162567317485809},{"word":"point","start":664.77,"end":665.09,"confidence":0.9951172,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.048168495297431946},{"word":"it's","start":665.09,"end":665.49,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05474188178777695},{"word":"staying","start":665.49,"end":665.89,"confidence":1.0,"punctuated_word":"staying","sentiment":"neutral","sentiment_score":0.03865557536482811},{"word":"in","start":665.89,"end":666.13,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05074971914291382},{"word":"in","start":666.13,"end":666.37,"confidence":0.9614258,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04431223124265671},{"word":"both","start":666.37,"end":666.61005,"confidence":1.0,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.04896128922700882},{"word":"names","start":666.61005,"end":666.93,"confidence":1.0,"punctuated_word":"names","sentiment":"neutral","sentiment_score":0.03714006021618843},{"word":"at","start":666.93,"end":667.09,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.045563697814941406},{"word":"the","start":667.09,"end":667.17004,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02060228586196899},{"word":"moment","start":667.17004,"end":667.67004,"confidence":0.9995117,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.030071718618273735},{"word":"i'll","start":668.29004,"end":668.53,"confidence":0.861084,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.03223174065351486},{"word":"have","start":668.53,"end":669.03,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.028844676911830906},{"word":"to","start":669.33,"end":669.41003,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02592376619577408},{"word":"have","start":669.41003,"end":669.65,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03238636255264282},{"word":"a","start":669.65,"end":669.73004,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.037405915558338165},{"word":"bit","start":669.73004,"end":669.89,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.036996446549892426},{"word":"of","start":669.89,"end":670.05,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03267233818769455},{"word":"a","start":670.05,"end":670.21,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02557554468512535},{"word":"think","start":670.21,"end":670.71,"confidence":0.99609375,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.015919214114546776},{"word":"around","start":670.85004,"end":671.35004,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.020390911027789116},{"word":"the","start":671.81,"end":671.97003,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.003231894224882126},{"word":"tax","start":671.97003,"end":672.29004,"confidence":0.9951172,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.07389864325523376},{"word":"side","start":672.29004,"end":672.45,"confidence":1.0,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.061264410614967346},{"word":"of","start":672.45,"end":672.61005,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04161006212234497},{"word":"things","start":672.61005,"end":672.85004,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04419401288032532},{"word":"when","start":672.85004,"end":673.09,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.021052062511444092},{"word":"it","start":673.09,"end":673.17004,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05272749438881874},{"word":"comes","start":673.17004,"end":673.49,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.05217764154076576},{"word":"to","start":673.49,"end":673.57,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0456528477370739},{"word":"like","start":673.73004,"end":673.89,"confidence":0.9760742,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03228854015469551},{"word":"if","start":673.89,"end":674.05,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04896232858300209},{"word":"he's","start":674.05,"end":674.37,"confidence":0.9995117,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.04615558311343193},{"word":"putting","start":674.37,"end":674.61005,"confidence":1.0,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.05282824486494064},{"word":"in","start":674.61005,"end":675.11005,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05729996785521507},{"word":"consistent","start":675.25,"end":675.75,"confidence":1.0,"punctuated_word":"consistent","sentiment":"neutral","sentiment_score":0.04431569576263428},{"word":"contributions","start":675.81,"end":676.31,"confidence":1.0,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.0885651633143425},{"word":"into","start":676.45,"end":676.77,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.06351247429847717},{"word":"it","start":676.77,"end":676.93,"confidence":0.98828125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06027618050575256},{"word":"to","start":676.93,"end":677.01,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06958126276731491},{"word":"grow","start":677.01,"end":677.25,"confidence":1.0,"punctuated_word":"grow","sentiment":"neutral","sentiment_score":0.11306336522102356},{"word":"it","start":677.25,"end":677.595,"confidence":0.986084,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.08056541532278061},{"word":"whether","start":677.675,"end":677.915,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.04287620633840561},{"word":"that","start":677.915,"end":678.07495,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05707584694027901},{"word":"will","start":678.07495,"end":678.31494,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.024835005402565},{"word":"still","start":678.31494,"end":678.555,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.02492726594209671},{"word":"hit","start":678.555,"end":678.795,"confidence":0.99902344,"punctuated_word":"hit","sentiment":"neutral","sentiment_score":0.038752902299165726},{"word":"you","start":678.795,"end":678.95496,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02670757845044136},{"word":"both","start":678.95496,"end":679.19495,"confidence":0.9951172,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.01836353912949562},{"word":"$50.50","start":679.19495,"end":679.75494,"confidence":0.9790039,"punctuated_word":"$50.50","sentiment":"neutral","sentiment_score":0.030250197276473045},{"word":"and","start":679.75494,"end":679.995,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0023571886122226715},{"word":"so","start":679.995,"end":680.15497,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.00513109378516674},{"word":"on","start":680.15497,"end":680.65497,"confidence":0.9909668,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.010596828535199164},{"word":"but","start":682.235,"end":682.475,"confidence":0.9482422,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0993720442056656},{"word":"for","start":682.475,"end":682.71497,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1033882424235344},{"word":"the","start":682.71497,"end":682.875,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16868005692958832},{"word":"time","start":682.875,"end":683.115,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.13754770159721377},{"word":"being","start":683.115,"end":683.615,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.11648987233638763},{"word":"so","start":683.995,"end":684.475,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.22205238044261932},{"word":"i'm","start":684.475,"end":684.71497,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1963230073451996},{"word":"gonna","start":684.71497,"end":685.035,"confidence":0.9760742,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.22704271972179413},{"word":"do","start":685.035,"end":685.27496,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2405734807252884},{"word":"a","start":685.27496,"end":685.355,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2881757616996765},{"word":"report","start":685.355,"end":685.75494,"confidence":1.0,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.2498498111963272},{"word":"to","start":685.75494,"end":685.83496,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2341197431087494},{"word":"see","start":685.83496,"end":685.995,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2315884530544281},{"word":"if","start":685.995,"end":686.15497,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.27100974321365356},{"word":"there's","start":686.15497,"end":686.31494,"confidence":0.99902344,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.2590140700340271},{"word":"been","start":686.31494,"end":686.475,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.28393155336380005},{"word":"any","start":686.475,"end":686.795,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.2622357904911041},{"word":"realized","start":686.795,"end":687.295,"confidence":0.9980469,"punctuated_word":"realized","sentiment":"neutral","sentiment_score":0.2996823489665985},{"word":"gains","start":687.355,"end":687.83496,"confidence":0.9980469,"punctuated_word":"gains","sentiment":"neutral","sentiment_score":0.32388341426849365},{"word":"that","start":687.83496,"end":687.995,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.26628053188323975},{"word":"may","start":687.995,"end":688.235,"confidence":1.0,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.16005408763885498},{"word":"impact","start":688.235,"end":688.63495,"confidence":1.0,"punctuated_word":"impact","sentiment":"neutral","sentiment_score":0.2675168216228485},{"word":"your","start":688.63495,"end":688.875,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15388791263103485},{"word":"tax","start":688.875,"end":689.19495,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.27823472023010254},{"word":"return","start":689.19495,"end":689.69495,"confidence":1.0,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.3070451617240906},{"word":"come","start":690.18,"end":690.42,"confidence":0.9951172,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.1376321017742157},{"word":"the","start":690.42,"end":690.66,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1236238330602646},{"word":"end","start":690.66,"end":690.74,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.14640434086322784},{"word":"of","start":690.74,"end":690.98,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1551755666732788},{"word":"financial","start":690.98,"end":691.38,"confidence":0.99121094,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.09833290427923204},{"word":"year","start":691.38,"end":691.88,"confidence":0.9536133,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.1845712661743164},{"word":"and","start":691.94,"end":692.18,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.230714812874794},{"word":"i'll","start":692.18,"end":692.34,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.21081233024597168},{"word":"get","start":692.34,"end":692.5,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.271770179271698},{"word":"that","start":692.5,"end":692.74,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23624397814273831},{"word":"sent","start":692.74,"end":692.98,"confidence":1.0,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.155430868268013},{"word":"through","start":692.98,"end":693.22003,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.13477453589439392},{"word":"to","start":693.22003,"end":693.38,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1366436332464218},{"word":"you","start":693.38,"end":693.88,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.09241414070129396},{"word":"i","start":694.02,"end":694.26,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23087190091609955},{"word":"don't","start":694.26,"end":694.58,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.23466138541698456},{"word":"believe","start":694.58,"end":694.98,"confidence":1.0,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":-0.2737327218055725},{"word":"there","start":694.98,"end":695.22003,"confidence":0.99609375,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.18364596366882324},{"word":"really","start":695.22003,"end":695.46,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.24693869054317472},{"word":"has","start":695.46,"end":695.62,"confidence":0.9892578,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.2742224335670471},{"word":"been","start":695.62,"end":695.78,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.3330284357070923},{"word":"anything","start":695.78,"end":696.1,"confidence":0.95874023,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":-0.31630346179008484},{"word":"like","start":696.1,"end":696.42,"confidence":0.99609375,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.13016130030155182},{"word":"it's","start":696.42,"end":696.58,"confidence":0.86694336,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.12119270861148834},{"word":"not","start":696.58,"end":696.82,"confidence":0.9951172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.12485677748918532},{"word":"an","start":696.82,"end":696.9,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.14021390676498413},{"word":"issue","start":696.9,"end":697.14,"confidence":1.0,"punctuated_word":"issue","sentiment":"neutral","sentiment_score":-0.15422748029232025},{"word":"where","start":697.14,"end":697.38,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.06411614269018173},{"word":"we've","start":697.38,"end":697.88,"confidence":0.9951172,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.05381143093109131},{"word":"sold","start":698.02,"end":698.34,"confidence":1.0,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":-0.08334547281265259},{"word":"down","start":698.34,"end":698.66,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.09461674094200134},{"word":"investments","start":698.66,"end":699.16,"confidence":0.97802734,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.19894781708717343},{"word":"and","start":699.22003,"end":699.38,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0878426805138588},{"word":"switched","start":699.38,"end":699.7,"confidence":0.99902344,"punctuated_word":"switched","sentiment":"neutral","sentiment_score":-0.09376299381256104},{"word":"it","start":699.7,"end":699.86,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0891307070851326},{"word":"around","start":699.86,"end":700.18,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.03023672103881836},{"word":"and","start":700.18,"end":700.34,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04096589237451553},{"word":"things","start":700.34,"end":700.66,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.03637802228331566},{"word":"like","start":700.66,"end":700.82,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.11967981606721878},{"word":"that","start":700.82,"end":701.32,"confidence":0.99853516,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.1128319501876831},{"word":"yeah","start":718.05,"end":718.55,"confidence":0.9543457,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.025168072432279587},{"word":"yeah","start":736.545,"end":737.045,"confidence":0.8149414,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00953242927789688},{"word":"and","start":737.265,"end":737.665,"confidence":0.9863281,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02118135057389736},{"word":"we","start":737.665,"end":737.90497,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03135014325380325},{"word":"do","start":737.90497,"end":738.14496,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05596134439110756},{"word":"do","start":738.14496,"end":738.225,"confidence":0.9863281,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03929435461759567},{"word":"a","start":738.225,"end":738.385,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0420234352350235},{"word":"lot","start":738.385,"end":738.545,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.043479181826114655},{"word":"of","start":738.545,"end":738.865,"confidence":0.97753906,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.03685282915830612},{"word":"like","start":738.865,"end":739.365,"confidence":0.9970703,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.025254908949136737},{"word":"child","start":740.25,"end":740.65,"confidence":0.9941406,"punctuated_word":"child","sentiment":"neutral","sentiment_score":0.03566615656018257},{"word":"investments","start":740.65,"end":741.15,"confidence":1.0,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.01939786970615387},{"word":"where","start":741.77,"end":742.01,"confidence":0.8769531,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.006471995264291763},{"word":"i","start":742.25,"end":742.41003,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04536331444978714},{"word":"don't","start":742.41003,"end":742.57,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.02689112350344658},{"word":"know","start":742.57,"end":742.61,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.03678879514336586},{"word":"if","start":742.61,"end":742.65,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04450799524784088},{"word":"we've","start":742.65,"end":742.97003,"confidence":0.9980469,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.020060261711478233},{"word":"ever","start":742.97003,"end":743.13,"confidence":0.99902344,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.012743819504976273},{"word":"discussed","start":743.13,"end":743.45,"confidence":0.99902344,"punctuated_word":"discussed","sentiment":"neutral","sentiment_score":-0.012795042246580124},{"word":"with","start":743.45,"end":743.61,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.019105881452560425},{"word":"you","start":743.61,"end":743.85004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.022350668907165527},{"word":"things","start":743.85004,"end":744.01,"confidence":0.9970703,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.006932511925697327},{"word":"like","start":744.01,"end":744.25,"confidence":0.96240234,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.05734829232096672},{"word":"child","start":744.25,"end":744.57,"confidence":0.99902344,"punctuated_word":"child","sentiment":"neutral","sentiment_score":-0.03140752762556076},{"word":"bonds","start":744.57,"end":744.89,"confidence":0.9902344,"punctuated_word":"bonds","sentiment":"neutral","sentiment_score":-0.012743894010782242},{"word":"before","start":744.89,"end":745.39,"confidence":0.9428711,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":-0.03652600198984146},{"word":"correct","start":751.05,"end":751.55,"confidence":0.9543457,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.01769918203353882},{"word":"yeah","start":758.905,"end":759.405,"confidence":0.8095703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01582733914256096},{"word":"so","start":760.105,"end":760.585,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.009105004370212557},{"word":"this","start":760.585,"end":760.825,"confidence":0.9980469,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.030779436230659485},{"word":"is","start":760.825,"end":760.985,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.029471777379512787},{"word":"one","start":760.985,"end":761.145,"confidence":0.9863281,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.025317251682281498},{"word":"thing","start":761.145,"end":761.385,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.0005731880664825439},{"word":"we","start":761.385,"end":761.545,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0012722983956336975},{"word":"might","start":761.545,"end":761.865,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.0033472254872322083},{"word":"do","start":761.865,"end":762.365,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.039621636271476746},{"word":"is","start":762.665,"end":763.165,"confidence":0.8803711,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08069691061973572},{"word":"the","start":764.105,"end":764.265,"confidence":0.60498047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0648980587720871},{"word":"way","start":764.265,"end":764.425,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.07427626103162766},{"word":"it","start":764.425,"end":764.585,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0844668298959732},{"word":"stands","start":764.585,"end":764.825,"confidence":0.9951172,"punctuated_word":"stands","sentiment":"neutral","sentiment_score":0.1279790848493576},{"word":"like","start":764.825,"end":764.985,"confidence":0.28857422,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1057790070772171},{"word":"okay","start":765.065,"end":765.225,"confidence":0.9890137,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.21286068856716156},{"word":"it's","start":765.225,"end":765.465,"confidence":0.99853516,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5247925519943237},{"word":"great","start":765.465,"end":765.705,"confidence":0.99658203,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.601019024848938},{"word":"you","start":765.705,"end":765.78503,"confidence":0.9980469,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.3851225972175598},{"word":"can","start":765.78503,"end":766.025,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3846055269241333},{"word":"invest","start":766.025,"end":766.34503,"confidence":1.0,"punctuated_word":"invest","sentiment":"positive","sentiment_score":0.3783898651599884},{"word":"it","start":766.34503,"end":766.505,"confidence":0.86572266,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.13085974752902985},{"word":"you","start":766.505,"end":766.585,"confidence":1.0,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.33899351954460144},{"word":"can","start":766.585,"end":766.745,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.30697137117385864},{"word":"grow","start":766.745,"end":766.985,"confidence":1.0,"punctuated_word":"grow","sentiment":"positive","sentiment_score":0.47404012084007263},{"word":"it","start":766.985,"end":767.145,"confidence":0.86328125,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.31427109241485596},{"word":"and","start":767.145,"end":767.225,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05600947514176369},{"word":"then","start":767.225,"end":767.7,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.05902351066470146},{"word":"with","start":767.7,"end":767.94,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08717270195484161},{"word":"all","start":767.94,"end":768.10004,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.04668097943067551},{"word":"the","start":768.10004,"end":768.18,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.021470360457897183},{"word":"changes","start":768.18,"end":768.58,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.026220470666885376},{"word":"that","start":768.58,"end":768.66003,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02408125251531601},{"word":"have","start":768.66003,"end":768.82,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.016161907464265823},{"word":"just","start":768.82,"end":768.98004,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0012425556778907776},{"word":"happened","start":768.98004,"end":769.22003,"confidence":1.0,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":0.03558759391307831},{"word":"in","start":769.22003,"end":769.38,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.038107048720121384},{"word":"the","start":769.38,"end":769.54004,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.042615942656993866},{"word":"budget","start":769.54004,"end":770.02,"confidence":0.9926758,"punctuated_word":"budget,","sentiment":"neutral","sentiment_score":0.031774505972862244},{"word":"as","start":770.02,"end":770.18,"confidence":0.73046875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.01244175061583519},{"word":"soon","start":770.18,"end":770.34,"confidence":1.0,"punctuated_word":"soon","sentiment":"neutral","sentiment_score":-0.017237946391105652},{"word":"as","start":770.34,"end":770.5,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.008617885410785675},{"word":"they","start":770.5,"end":770.74,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.018856778740882874},{"word":"come","start":770.74,"end":770.98004,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.02777023613452911},{"word":"through","start":770.98004,"end":771.48004,"confidence":0.99853516,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.027248064056038857},{"word":"there's","start":771.54004,"end":771.78,"confidence":0.9941406,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.07075352966785431},{"word":"gonna","start":771.78,"end":771.94,"confidence":0.7553711,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.03905610740184784},{"word":"be","start":771.94,"end":772.18,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.05832011625170708},{"word":"a","start":772.18,"end":772.26,"confidence":0.9560547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04151445999741554},{"word":"huge","start":772.26,"end":772.66003,"confidence":1.0,"punctuated_word":"huge","sentiment":"neutral","sentiment_score":-0.05937356501817703},{"word":"capital","start":772.66003,"end":773.06,"confidence":0.99902344,"punctuated_word":"capital","sentiment":"neutral","sentiment_score":-0.13406875729560852},{"word":"gains","start":773.06,"end":773.46,"confidence":0.9980469,"punctuated_word":"gains","sentiment":"neutral","sentiment_score":-0.0835433378815651},{"word":"tax","start":773.46,"end":773.78,"confidence":0.9863281,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.03598280996084213},{"word":"implication","start":773.78,"end":774.26,"confidence":0.8720703,"punctuated_word":"implication","sentiment":"neutral","sentiment_score":-0.06785006821155548},{"word":"for","start":774.26,"end":774.5,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0661797896027565},{"word":"selling","start":774.5,"end":774.74,"confidence":1.0,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":-0.04775723069906235},{"word":"these","start":774.74,"end":774.98004,"confidence":0.99902344,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.04012324661016464},{"word":"in","start":774.98004,"end":775.22003,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.00034207291901111603},{"word":"ten","start":775.22003,"end":775.46,"confidence":0.951416,"punctuated_word":"ten,","sentiment":"neutral","sentiment_score":0.01845332607626915},{"word":"fifteen","start":775.46,"end":775.78,"confidence":1.0,"punctuated_word":"fifteen","sentiment":"neutral","sentiment_score":0.018746163696050644},{"word":"years'","start":775.78,"end":776.10004,"confidence":0.8925781,"punctuated_word":"years'","sentiment":"neutral","sentiment_score":0.0047670211642980576},{"word":"time","start":776.10004,"end":776.60004,"confidence":1.0,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.0140558909624815},{"word":"so","start":777.94,"end":778.26,"confidence":0.90527344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06516499817371368},{"word":"one","start":778.26,"end":778.5,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07195590436458588},{"word":"thing","start":778.5,"end":778.66003,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.09354063868522644},{"word":"that","start":778.66003,"end":778.82,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06906507909297943},{"word":"we're","start":778.82,"end":778.98004,"confidence":1.0,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.08982660621404648},{"word":"gonna","start":778.98004,"end":779.3,"confidence":0.9707031,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.10919777303934096},{"word":"have","start":779.3,"end":779.46,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11548016965389252},{"word":"to","start":779.46,"end":779.54004,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1008150428533554},{"word":"do","start":779.54004,"end":779.62,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09907614439725876},{"word":"is","start":779.62,"end":779.78,"confidence":0.982666,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.08930909633636475},{"word":"yeah","start":779.78,"end":780.10004,"confidence":0.99560547,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.09439382702112198},{"word":"definitely","start":780.10004,"end":780.5,"confidence":1.0,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.07794927060604095},{"word":"have","start":780.5,"end":780.74,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08789324015378952},{"word":"that","start":780.74,"end":780.9,"confidence":0.9633789,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.057493045926094055},{"word":"either","start":780.9,"end":781.22003,"confidence":0.99902344,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.05397120490670204},{"word":"joint","start":781.22003,"end":781.72003,"confidence":0.99902344,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":0.04665977507829666},{"word":"or","start":781.725,"end":782.125,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.046236395835876465},{"word":"split","start":782.125,"end":782.285,"confidence":1.0,"punctuated_word":"split","sentiment":"neutral","sentiment_score":0.04905301332473755},{"word":"liaison","start":782.285,"end":782.785,"confidence":0.9980469,"punctuated_word":"liaison","sentiment":"neutral","sentiment_score":0.04765374958515167},{"word":"conversations","start":783.40497,"end":783.90497,"confidence":0.99609375,"punctuated_word":"conversations","sentiment":"neutral","sentiment_score":0.04160856828093529},{"word":"about","start":784.52496,"end":784.925,"confidence":0.9951172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0401337556540966},{"word":"possibly","start":784.925,"end":785.40497,"confidence":0.99902344,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":0.061864301562309265},{"word":"looking","start":785.40497,"end":785.64496,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.06932827085256577},{"word":"at","start":785.64496,"end":785.805,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05932828411459923},{"word":"something","start":785.805,"end":786.285,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.07412739098072052},{"word":"like","start":786.285,"end":786.52496,"confidence":0.9873047,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06080417335033417},{"word":"child","start":786.52496,"end":786.845,"confidence":0.99902344,"punctuated_word":"child","sentiment":"neutral","sentiment_score":0.060271576046943665},{"word":"bonds","start":786.845,"end":787.32495,"confidence":0.9970703,"punctuated_word":"bonds","sentiment":"neutral","sentiment_score":0.09603120386600494},{"word":"where","start":787.32495,"end":787.82495,"confidence":0.5488281,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.03938528895378113},{"word":"if","start":788.125,"end":788.365,"confidence":0.98535156,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05484516546130181},{"word":"you","start":788.365,"end":788.76495,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0494123250246048},{"word":"invest","start":788.76495,"end":789.165,"confidence":0.99902344,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.04087917879223823},{"word":"in","start":789.165,"end":789.245,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0607663094997406},{"word":"it","start":789.245,"end":789.40497,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04518939182162285},{"word":"for","start":789.40497,"end":789.565,"confidence":0.8713379,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.03761909157037735},{"word":"say","start":789.565,"end":789.88495,"confidence":0.9951172,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.038979653269052505},{"word":"ten","start":789.88495,"end":790.125,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.0523236021399498},{"word":"years","start":790.125,"end":790.625,"confidence":0.9975586,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.04975998774170875},{"word":"it","start":790.845,"end":791.08496,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04387517273426056},{"word":"can","start":791.08496,"end":791.245,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.042936064302921295},{"word":"be","start":791.245,"end":791.725,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05094272270798683},{"word":"passed","start":791.725,"end":792.125,"confidence":1.0,"punctuated_word":"passed","sentiment":"neutral","sentiment_score":0.07610027492046356},{"word":"on","start":792.125,"end":792.365,"confidence":0.9560547,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07923915982246399},{"word":"to","start":792.365,"end":792.52496,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07736825942993164},{"word":"the","start":792.52496,"end":792.685,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06672286242246628},{"word":"beneficiary","start":792.685,"end":793.185,"confidence":1.0,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.11320310831069946},{"word":"being","start":793.40497,"end":793.64496,"confidence":0.8198242,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.0804019421339035},{"word":"the","start":793.64496,"end":793.805,"confidence":0.8105469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07028570026159286},{"word":"children","start":793.805,"end":794.305,"confidence":1.0,"punctuated_word":"children","sentiment":"neutral","sentiment_score":0.08238570392131805},{"word":"kind","start":794.605,"end":794.845,"confidence":0.82470703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.0452466756105423},{"word":"of","start":794.845,"end":795.345,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.048992689698934555},{"word":"tax","start":795.40497,"end":795.725,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.11587455123662949},{"word":"free","start":795.725,"end":796.125,"confidence":1.0,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.09917588531970978},{"word":"at","start":796.125,"end":796.285,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05114240199327469},{"word":"that","start":796.285,"end":796.52496,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0601215735077858},{"word":"point","start":796.52496,"end":796.92,"confidence":1.0,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":0.054763805121183395},{"word":"yeah","start":799.95996,"end":800.27997,"confidence":0.95043945,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17415234446525574},{"word":"and","start":800.27997,"end":800.44,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.18113665282726288},{"word":"that","start":800.44,"end":800.68,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19682662189006803},{"word":"just","start":800.68,"end":800.92,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2015216052532196},{"word":"allows","start":800.92,"end":801.24,"confidence":1.0,"punctuated_word":"allows","sentiment":"neutral","sentiment_score":0.2373565435409546},{"word":"it","start":801.24,"end":801.48,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22064808011054993},{"word":"to","start":801.48,"end":801.56,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20933906733989716},{"word":"be","start":801.56,"end":801.64,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.18427994847297668},{"word":"because","start":801.72,"end":801.95996,"confidence":0.99609375,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.13025572896003723},{"word":"if","start":801.95996,"end":802.12,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2540569305419922},{"word":"the","start":802.12,"end":802.36,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23885685205459595},{"word":"intention","start":802.36,"end":802.76,"confidence":1.0,"punctuated_word":"intention","sentiment":"neutral","sentiment_score":-0.010624662041664124},{"word":"is","start":802.76,"end":802.92,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1483919322490692},{"word":"for","start":802.92,"end":803.16,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13043001294136047},{"word":"it","start":803.16,"end":803.24,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09018303453922272},{"word":"to","start":803.24,"end":803.32,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11097881197929382},{"word":"go","start":803.32,"end":803.48,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1176845133304596},{"word":"to","start":803.48,"end":803.56,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10144630074501038},{"word":"them","start":803.56,"end":803.8,"confidence":0.91430664,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.1007508784532547},{"word":"you","start":803.8,"end":803.88,"confidence":0.9819336,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07279612869024277},{"word":"know","start":803.88,"end":804.12,"confidence":0.9975586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.07521960139274597},{"word":"they're","start":804.12,"end":804.27997,"confidence":0.99560547,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.0534605011343956},{"word":"18","start":804.27997,"end":804.6,"confidence":0.76416016,"punctuated_word":"18.","sentiment":"neutral","sentiment_score":0.07802284508943558},{"word":"here's","start":804.6,"end":804.83997,"confidence":0.99853516,"punctuated_word":"Here's","sentiment":"neutral","sentiment_score":0.05573832243680954},{"word":"your","start":804.83997,"end":805.0,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05725690722465515},{"word":"house","start":805.0,"end":805.24,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.06540852040052414},{"word":"deposit","start":805.24,"end":805.63995,"confidence":0.7824707,"punctuated_word":"deposit,","sentiment":"neutral","sentiment_score":0.06944362074136734},{"word":"whatever","start":805.63995,"end":806.04,"confidence":1.0,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.049901992082595825},{"word":"it","start":806.04,"end":806.2,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05305785685777664},{"word":"is","start":806.2,"end":806.7,"confidence":0.88549805,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.04580393806099892},{"word":"this","start":806.83997,"end":807.07996,"confidence":0.99902344,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.02786475419998169},{"word":"is","start":807.07996,"end":807.32,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.012681344524025915},{"word":"kind","start":807.32,"end":807.56,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.0032489746809005737},{"word":"of","start":807.56,"end":807.63995,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.035462141036987305},{"word":"like","start":807.63995,"end":808.13995,"confidence":0.62060547,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.04507621005177498},{"word":"the","start":808.36,"end":808.51996,"confidence":0.96875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02130930870771408},{"word":"next","start":808.51996,"end":808.83997,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.020091552287340164},{"word":"best","start":808.83997,"end":809.0,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.04602425545454025},{"word":"thing","start":809.0,"end":809.32,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.09114064276218414},{"word":"to","start":809.32,"end":809.48,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08479765802621841},{"word":"super","start":809.48,"end":809.98,"confidence":0.9753418,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.12747542560100555},{"word":"and","start":819.14496,"end":819.305,"confidence":0.8964844,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.105546735227108},{"word":"that's","start":819.305,"end":819.545,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.1876494288444519},{"word":"exactly","start":819.545,"end":820.02496,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.16596487164497375},{"word":"what","start":820.02496,"end":820.26495,"confidence":0.93847656,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.15541790425777435},{"word":"happened","start":820.26495,"end":820.58496,"confidence":0.8222656,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.08983364701271057},{"word":"is","start":820.58496,"end":820.985,"confidence":0.90234375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11199196428060532},{"word":"you","start":820.985,"end":821.14496,"confidence":0.93408203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1100303679704666},{"word":"would","start":821.14496,"end":821.545,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.11058249324560164},{"word":"sell","start":821.545,"end":821.785,"confidence":0.9921875,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.0812312588095665},{"word":"it","start":821.785,"end":821.945,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05323202162981033},{"word":"all","start":821.945,"end":822.445,"confidence":0.9108887,"punctuated_word":"all,","sentiment":"neutral","sentiment_score":-0.0794110968708992},{"word":"and","start":822.73,"end":822.89,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05762244015932083},{"word":"then","start":822.89,"end":823.39,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.035710081458091736},{"word":"you","start":823.53,"end":823.69,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.055407121777534485},{"word":"would","start":823.69,"end":823.93,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.04288892447948456},{"word":"just","start":823.93,"end":824.17,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07612339407205582},{"word":"have","start":824.17,"end":824.41003,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06120577454566955},{"word":"a","start":824.41003,"end":824.49,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04622577130794525},{"word":"huge","start":824.49,"end":824.81,"confidence":1.0,"punctuated_word":"huge","sentiment":"neutral","sentiment_score":0.02653832733631134},{"word":"lump","start":824.81,"end":825.13,"confidence":1.0,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":0.04625316709280014},{"word":"sum","start":825.13,"end":825.37,"confidence":1.0,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":0.09316639602184296},{"word":"taken","start":825.37,"end":825.69,"confidence":0.99902344,"punctuated_word":"taken","sentiment":"neutral","sentiment_score":0.03920465707778931},{"word":"out","start":825.69,"end":825.93,"confidence":0.8701172,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.01322457194328308},{"word":"and","start":825.93,"end":826.09,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.005502432584762573},{"word":"then","start":826.09,"end":826.25,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.002031072974205017},{"word":"you","start":826.25,"end":826.41003,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.028082966804504395},{"word":"pass","start":826.41003,"end":826.65,"confidence":0.9921875,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.06885607540607452},{"word":"it","start":826.65,"end":826.73,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.006614908576011658},{"word":"on","start":826.73,"end":826.89,"confidence":0.9003906,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02829204499721527},{"word":"to","start":826.89,"end":827.05,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005899734795093536},{"word":"the","start":827.05,"end":827.21,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.009370334446430206},{"word":"children","start":827.21,"end":827.71,"confidence":0.94750977,"punctuated_word":"children.","sentiment":"neutral","sentiment_score":0.0144445039331913},{"word":"and","start":828.09,"end":828.17,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.007445149123668671},{"word":"then","start":828.17,"end":828.49,"confidence":0.9921875,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.01798025518655777},{"word":"that's","start":828.49,"end":828.65,"confidence":0.7573242,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.03473423048853874},{"word":"and","start":828.73,"end":828.97003,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03528682142496109},{"word":"then","start":828.97003,"end":829.45,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04304733127355576},{"word":"timing","start":829.45,"end":829.93,"confidence":0.99902344,"punctuated_word":"timing","sentiment":"neutral","sentiment_score":0.04939921945333481},{"word":"the","start":829.93,"end":830.09,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.012364678084850311},{"word":"sale","start":830.09,"end":830.49,"confidence":0.9941406,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":0.057791173458099365},{"word":"between","start":830.49,"end":830.99,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.03323550522327423},{"word":"the","start":831.05,"end":831.21,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04212798550724983},{"word":"both","start":831.21,"end":831.45,"confidence":1.0,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.04565809667110443},{"word":"of","start":831.45,"end":831.61,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.028819680213928223},{"word":"you","start":831.61,"end":832.01,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02053882926702499},{"word":"would","start":832.01,"end":832.25,"confidence":0.9941406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.012407027184963226},{"word":"be","start":832.25,"end":832.33,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.014022104442119598},{"word":"difficult","start":832.33,"end":832.81,"confidence":0.9951172,"punctuated_word":"difficult","sentiment":"neutral","sentiment_score":-0.021970108151435852},{"word":"about","start":832.81,"end":832.97003,"confidence":0.9921875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.012496449053287506},{"word":"obviously","start":833.13,"end":833.53,"confidence":0.9975586,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.01088627427816391},{"word":"you","start":833.53,"end":833.61,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01103140413761139},{"word":"could","start":833.61,"end":833.77,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.0014641955494880676},{"word":"just","start":833.77,"end":833.93,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.031969256699085236},{"word":"say","start":833.93,"end":834.09,"confidence":0.99560547,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.009608440101146698},{"word":"hey","start":834.09,"end":834.33,"confidence":0.89501953,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":0.021397626027464867},{"word":"when","start":834.33,"end":834.49,"confidence":0.99902344,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.016323506832122803},{"word":"they're","start":834.49,"end":834.73,"confidence":0.99902344,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.00832042284309864},{"word":"18","start":834.73,"end":835.05,"confidence":0.9975586,"punctuated_word":"18,","sentiment":"neutral","sentiment_score":0.023708846420049667},{"word":"that's","start":835.05,"end":835.29,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.0004979819059371948},{"word":"the","start":835.29,"end":835.45,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007550761103630066},{"word":"day","start":835.45,"end":835.61,"confidence":0.99902344,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.02069947123527527},{"word":"we","start":835.61,"end":835.85004,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.017100609838962555},{"word":"do","start":835.85004,"end":836.01,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0010832101106643677},{"word":"it","start":836.01,"end":836.51,"confidence":0.94750977,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.011469706892967224},{"word":"but","start":836.57,"end":836.81,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0017224512994289398},{"word":"then","start":836.81,"end":837.31,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.008138179779052734},{"word":"is","start":837.375,"end":837.535,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01716652140021324},{"word":"the","start":837.535,"end":837.695,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.021815601736307144},{"word":"market","start":837.695,"end":837.855,"confidence":0.9633789,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.015930969268083572},{"word":"up","start":837.855,"end":838.095,"confidence":0.9746094,"punctuated_word":"up?","sentiment":"neutral","sentiment_score":-0.020888589322566983},{"word":"is","start":838.095,"end":838.335,"confidence":0.97802734,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.0503147728741169},{"word":"the","start":838.335,"end":838.575,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05564418062567711},{"word":"market","start":838.575,"end":838.895,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.051202233880758286},{"word":"down","start":838.895,"end":839.135,"confidence":0.99853516,"punctuated_word":"down?","sentiment":"neutral","sentiment_score":-0.04790422692894936},{"word":"all","start":839.135,"end":839.375,"confidence":1.0,"punctuated_word":"All","sentiment":"neutral","sentiment_score":-0.04785330966114998},{"word":"these","start":839.375,"end":839.535,"confidence":0.99609375,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.03465486317873001},{"word":"type","start":839.535,"end":839.695,"confidence":0.9428711,"punctuated_word":"type","sentiment":"neutral","sentiment_score":-0.06450264155864716},{"word":"of","start":839.695,"end":839.855,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06647637486457825},{"word":"things","start":839.855,"end":840.095,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.07567276060581207},{"word":"come","start":840.095,"end":840.255,"confidence":0.9892578,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.03830298036336899},{"word":"into","start":840.255,"end":840.575,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.021547328680753708},{"word":"account","start":840.575,"end":841.075,"confidence":0.99853516,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":-0.033710747957229614},{"word":"yeah","start":849.455,"end":849.955,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04920981824398041},{"word":"but","start":850.76996,"end":850.93,"confidence":0.9951172,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.023257635533809665},{"word":"that's","start":850.93,"end":851.17,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.051518261432647705},{"word":"the","start":851.17,"end":851.25,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.052665337920188904},{"word":"thing","start":851.25,"end":851.49,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.1002388745546341},{"word":"too","start":851.49,"end":851.81,"confidence":0.98535156,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.14660079777240753},{"word":"is","start":851.81,"end":852.13,"confidence":0.8569336,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16774402558803558},{"word":"i'm","start":852.13,"end":852.29,"confidence":0.9567871,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.19567200541496277},{"word":"gonna","start":852.29,"end":852.52997,"confidence":0.96875,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.238995760679245},{"word":"make","start":852.52997,"end":852.69,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.17836588621139526},{"word":"sure","start":852.69,"end":852.93,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.20556381344795227},{"word":"that","start":852.93,"end":853.17,"confidence":0.814209,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.24742859601974487},{"word":"obviously","start":853.17,"end":853.49,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.26421594619750977},{"word":"that","start":853.49,"end":853.73,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24320802092552185},{"word":"your","start":853.73,"end":853.88995,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2243521213531494},{"word":"best","start":853.88995,"end":854.13,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.15547600388526917},{"word":"interests","start":854.13,"end":854.44995,"confidence":0.9111328,"punctuated_word":"interests","sentiment":"neutral","sentiment_score":0.27206745743751526},{"word":"are","start":854.44995,"end":854.52997,"confidence":0.9951172,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2557937502861023},{"word":"looked","start":854.52997,"end":854.76996,"confidence":0.9970703,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":0.2241532802581787},{"word":"after","start":854.76996,"end":855.08997,"confidence":0.99609375,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.23794403672218323},{"word":"too","start":855.08997,"end":855.49,"confidence":0.98535156,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.1748712658882141},{"word":"to","start":855.49,"end":855.73,"confidence":0.92333984,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08602620661258698},{"word":"make","start":855.73,"end":855.88995,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.09022919833660126},{"word":"sure","start":855.88995,"end":856.13,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.11693909019231796},{"word":"that","start":856.13,"end":856.37,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.013698846101760864},{"word":"we're","start":856.37,"end":856.52997,"confidence":0.98706055,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.006281532347202301},{"word":"not","start":856.52997,"end":856.76996,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06502582877874374},{"word":"just","start":856.76996,"end":856.93,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05950438231229782},{"word":"gonna","start":856.93,"end":857.43,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.01999551057815552},{"word":"do","start":857.81,"end":857.97,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.09872378408908844},{"word":"a","start":857.97,"end":858.13,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11249084025621414},{"word":"decision","start":858.13,"end":858.61,"confidence":1.0,"punctuated_word":"decision","sentiment":"neutral","sentiment_score":-0.12019748240709303},{"word":"on","start":858.61,"end":858.76996,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.07816635072231293},{"word":"one","start":858.76996,"end":859.00995,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.1087045893073082},{"word":"side","start":859.00995,"end":859.25,"confidence":1.0,"punctuated_word":"side","sentiment":"neutral","sentiment_score":-0.03720495104789734},{"word":"that's","start":859.25,"end":859.41,"confidence":0.99609375,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.10407742112874983},{"word":"gonna","start":859.41,"end":859.64996,"confidence":0.98291016,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.09977751970291138},{"word":"heavily","start":859.64996,"end":860.05,"confidence":1.0,"punctuated_word":"heavily","sentiment":"neutral","sentiment_score":-0.02746281772851944},{"word":"impact","start":860.05,"end":860.37,"confidence":1.0,"punctuated_word":"impact","sentiment":"neutral","sentiment_score":-0.019832611083984375},{"word":"your","start":860.37,"end":860.61,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.02527002990245819},{"word":"financial","start":860.61,"end":861.11,"confidence":0.99902344,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.08763934671878815},{"word":"future","start":861.17,"end":861.57,"confidence":1.0,"punctuated_word":"future","sentiment":"neutral","sentiment_score":-0.07237046957015991},{"word":"because","start":861.57,"end":861.88995,"confidence":0.67822266,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.027790546417236328},{"word":"that's","start":861.88995,"end":862.13,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.04901906847953797},{"word":"just","start":862.13,"end":862.37,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.06268636882305145},{"word":"not","start":862.37,"end":862.52997,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.3073578178882599},{"word":"okay","start":862.52997,"end":863.02997,"confidence":0.99853516,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.16519823670387268},{"word":"no","start":867.645,"end":867.885,"confidence":0.9711914,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04483429715037346},{"word":"look","start":867.885,"end":868.125,"confidence":0.91186523,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.196463406085968},{"word":"i","start":868.125,"end":868.205,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.497072160243988},{"word":"really","start":868.205,"end":868.445,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5278182625770569},{"word":"appreciate","start":868.445,"end":868.84503,"confidence":1.0,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.41887521743774414},{"word":"you","start":868.84503,"end":869.085,"confidence":0.97998047,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.403547465801239},{"word":"you","start":869.085,"end":869.325,"confidence":0.8671875,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5143279433250427},{"word":"talking","start":869.325,"end":869.645,"confidence":0.9863281,"punctuated_word":"talking","sentiment":"positive","sentiment_score":0.6624063849449158},{"word":"through","start":869.645,"end":869.885,"confidence":1.0,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.4643703103065491},{"word":"such","start":869.885,"end":870.125,"confidence":1.0,"punctuated_word":"such","sentiment":"neutral","sentiment_score":0.2988988757133484},{"word":"a","start":870.125,"end":870.205,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3682755529880524},{"word":"difficult","start":870.205,"end":870.685,"confidence":1.0,"punctuated_word":"difficult","sentiment":"neutral","sentiment_score":0.00846301019191742},{"word":"situation","start":870.685,"end":871.085,"confidence":1.0,"punctuated_word":"situation","sentiment":"neutral","sentiment_score":0.05732870101928711},{"word":"with","start":871.085,"end":871.325,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.29351744055747986},{"word":"me","start":871.325,"end":871.485,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.4559212327003479},{"word":"this","start":871.485,"end":871.645,"confidence":1.0,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.49056532979011536},{"word":"morning","start":871.645,"end":871.965,"confidence":0.9645996,"punctuated_word":"morning.","sentiment":"positive","sentiment_score":0.46474188566207886},{"word":"and","start":871.965,"end":872.465,"confidence":0.99902344,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.47212985157966614},{"word":"at","start":872.525,"end":872.60504,"confidence":0.9394531,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.5075039863586426},{"word":"the","start":872.60504,"end":872.765,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5144659280776978},{"word":"moment","start":872.765,"end":873.265,"confidence":0.9970703,"punctuated_word":"moment,","sentiment":"positive","sentiment_score":0.5438746213912964},{"word":"the","start":873.485,"end":873.645,"confidence":0.9970703,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6637703776359558},{"word":"the","start":873.645,"end":873.805,"confidence":0.984375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6937412619590759},{"word":"good","start":873.805,"end":873.965,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6829779148101807},{"word":"news","start":873.965,"end":874.28503,"confidence":1.0,"punctuated_word":"news","sentiment":"positive","sentiment_score":0.778171718120575},{"word":"is","start":874.28503,"end":874.445,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6882178783416748},{"word":"the","start":874.445,"end":874.60504,"confidence":0.97509766,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7945681214332581},{"word":"the","start":874.60504,"end":874.765,"confidence":0.9482422,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.810498058795929},{"word":"investment","start":874.765,"end":875.245,"confidence":0.9980469,"punctuated_word":"investment","sentiment":"positive","sentiment_score":0.7237306833267212},{"word":"account's","start":875.245,"end":875.565,"confidence":0.89453125,"punctuated_word":"account's","sentiment":"positive","sentiment_score":0.8573891520500183},{"word":"been","start":875.565,"end":875.72504,"confidence":1.0,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.8489922881126404},{"word":"doing","start":875.72504,"end":875.885,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.8345621228218079},{"word":"great","start":875.885,"end":876.28503,"confidence":0.99902344,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.839734673500061},{"word":"it's","start":876.28503,"end":876.525,"confidence":0.99902344,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.814508318901062},{"word":"grown","start":876.525,"end":877.025,"confidence":0.9970703,"punctuated_word":"grown","sentiment":"positive","sentiment_score":0.8371884822845459},{"word":"15%","start":877.32,"end":878.04004,"confidence":0.994751,"punctuated_word":"15%.","sentiment":"positive","sentiment_score":0.7607494592666626},{"word":"it's","start":878.04004,"end":878.28,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.7474109530448914},{"word":"grown","start":878.28,"end":878.68,"confidence":0.9941406,"punctuated_word":"grown","sentiment":"positive","sentiment_score":0.7771942019462585},{"word":"$23,000","start":878.68,"end":880.12,"confidence":0.99450684,"punctuated_word":"$23,000.","sentiment":"positive","sentiment_score":0.7015008926391602},{"word":"it's","start":880.12,"end":880.36005,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.80123370885849},{"word":"doing","start":880.36005,"end":880.68,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.7650289535522461},{"word":"really","start":880.68,"end":880.84,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.8215411305427551},{"word":"well","start":880.84,"end":881.34,"confidence":1.0,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.7193136215209961},{"word":"i'll","start":882.2,"end":882.60004,"confidence":0.91137695,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.17476347088813782},{"word":"send","start":882.60004,"end":882.84,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.17567767202854156},{"word":"through","start":882.84,"end":883.08,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.11127717792987823},{"word":"any","start":883.08,"end":883.32,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.10512099415063858},{"word":"reports","start":883.32,"end":883.8,"confidence":0.99902344,"punctuated_word":"reports","sentiment":"neutral","sentiment_score":0.06459971517324448},{"word":"to","start":883.8,"end":883.88,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.062280893325805664},{"word":"see","start":883.88,"end":884.12,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.04953712970018387},{"word":"if","start":884.12,"end":884.28,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05807093530893326},{"word":"there's","start":884.28,"end":884.52,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.06918327510356903},{"word":"any","start":884.52,"end":884.84,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.043884724378585815},{"word":"tax","start":884.84,"end":885.16003,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.07483361661434174},{"word":"implications","start":885.16003,"end":885.66003,"confidence":0.99902344,"punctuated_word":"implications","sentiment":"neutral","sentiment_score":0.02588612958788872},{"word":"for","start":885.8,"end":885.96,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03689791262149811},{"word":"your","start":885.96,"end":886.12,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08063189685344696},{"word":"tax","start":886.12,"end":886.36005,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.13701683282852173},{"word":"return","start":886.36005,"end":886.86005,"confidence":0.8652344,"punctuated_word":"return,","sentiment":"neutral","sentiment_score":0.1022004336118698},{"word":"and","start":886.92004,"end":887.08,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06492018699645996},{"word":"then","start":887.08,"end":887.24,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.07991386950016022},{"word":"we'll","start":887.24,"end":887.48004,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.0778743177652359},{"word":"just","start":887.48004,"end":887.72003,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10267383605241776},{"word":"tee","start":887.72003,"end":887.8,"confidence":0.99609375,"punctuated_word":"tee","sentiment":"neutral","sentiment_score":0.12016957253217696},{"word":"up","start":887.8,"end":888.04004,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12471798062324524},{"word":"a","start":888.04004,"end":888.12,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12503951787948608},{"word":"time","start":888.12,"end":888.62,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.13599896430969238},{"word":"where","start":888.92004,"end":889.24,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.07332581281661987},{"word":"i","start":889.24,"end":889.32,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09108146280050278},{"word":"can","start":889.32,"end":889.48004,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08278991281986237},{"word":"also","start":889.48004,"end":889.8,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.06444605439901352},{"word":"go","start":889.8,"end":890.04004,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07135479897260666},{"word":"back","start":890.04004,"end":890.28,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.07346834242343903},{"word":"to","start":890.28,"end":890.78,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08208154141902924},{"word":"ben","start":891.575,"end":892.075,"confidence":0.9980469,"punctuated_word":"Ben","sentiment":"neutral","sentiment_score":0.09243062883615494},{"word":"and","start":892.215,"end":892.455,"confidence":0.98535156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07247524708509445},{"word":"with","start":892.455,"end":892.695,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08944998681545258},{"word":"his","start":892.695,"end":892.935,"confidence":1.0,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.06884538382291794},{"word":"adviser","start":892.935,"end":893.335,"confidence":0.8769531,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.09162631630897522},{"word":"as","start":893.335,"end":893.495,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08121395111083984},{"word":"well","start":893.495,"end":893.815,"confidence":0.8796387,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.04957384616136551},{"word":"and","start":893.815,"end":893.97504,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08481691777706146},{"word":"we","start":893.97504,"end":894.135,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09960145503282548},{"word":"can","start":894.135,"end":894.29504,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10221318900585176},{"word":"just","start":894.29504,"end":894.615,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09112650156021118},{"word":"poach","start":894.615,"end":894.935,"confidence":0.94799805,"punctuated_word":"poach","sentiment":"neutral","sentiment_score":0.1198965534567833},{"word":"that","start":894.935,"end":895.175,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10582235455513},{"word":"idea","start":895.175,"end":895.495,"confidence":0.99902344,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.08991976827383041},{"word":"to","start":895.495,"end":895.655,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1003911718726158},{"word":"him","start":895.655,"end":896.155,"confidence":0.9746094,"punctuated_word":"him,","sentiment":"neutral","sentiment_score":0.08649381250143051},{"word":"broach","start":896.215,"end":896.53503,"confidence":0.85839844,"punctuated_word":"broach","sentiment":"neutral","sentiment_score":0.09175962954759598},{"word":"it","start":896.53503,"end":896.615,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10878808796405792},{"word":"with","start":896.615,"end":896.775,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09528544545173644},{"word":"him","start":896.775,"end":896.935,"confidence":0.9152832,"punctuated_word":"him,","sentiment":"neutral","sentiment_score":0.09722475707530975},{"word":"and","start":896.935,"end":897.09503,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07996594160795212},{"word":"see","start":897.09503,"end":897.255,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08158296346664429},{"word":"if","start":897.255,"end":897.41504,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.093308724462986},{"word":"he'd","start":897.41504,"end":897.735,"confidence":0.71899414,"punctuated_word":"he'd","sentiment":"neutral","sentiment_score":0.09832319617271423},{"word":"consider","start":897.735,"end":898.135,"confidence":0.9921875,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":0.060533955693244934},{"word":"it","start":898.135,"end":898.455,"confidence":0.9941406,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.11087682843208312},{"word":"and","start":898.455,"end":898.53503,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08648845553398132},{"word":"then","start":898.53503,"end":898.775,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.07721169292926788},{"word":"if","start":898.775,"end":898.85504,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09072615206241608},{"word":"we","start":898.85504,"end":899.015,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08561920374631882},{"word":"do","start":899.015,"end":899.175,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10054628551006316},{"word":"a","start":899.175,"end":899.335,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09136328101158142},{"word":"joint","start":899.335,"end":899.655,"confidence":1.0,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":0.06018269807100296},{"word":"discussion","start":899.655,"end":900.055,"confidence":0.99902344,"punctuated_word":"discussion","sentiment":"neutral","sentiment_score":0.07770964503288269},{"word":"or","start":900.055,"end":900.29504,"confidence":0.9838867,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07183437049388885},{"word":"separate","start":900.29504,"end":900.775,"confidence":0.9995117,"punctuated_word":"separate,","sentiment":"neutral","sentiment_score":0.08308322727680206},{"word":"i'm","start":900.775,"end":901.015,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.09737510979175568},{"word":"sure","start":901.015,"end":901.255,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.09928710758686066},{"word":"there's","start":901.255,"end":901.41504,"confidence":0.9995117,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.12486465275287628},{"word":"a","start":901.41504,"end":901.575,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14221175014972687},{"word":"way","start":901.575,"end":901.735,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.10701583325862885},{"word":"that","start":901.735,"end":901.895,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11849475651979446},{"word":"we","start":901.895,"end":901.97504,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12482723593711852},{"word":"can","start":901.97504,"end":902.135,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12420958280563354},{"word":"structure","start":902.135,"end":902.615,"confidence":1.0,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":0.0909728929400444},{"word":"things","start":902.615,"end":902.85504,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.13737852871418},{"word":"for","start":902.85504,"end":903.015,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10475072264671326},{"word":"you","start":903.015,"end":903.175,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10370379686355592},{"word":"guys","start":903.175,"end":903.675,"confidence":0.99560547,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":0.12014015763998032},{"word":"yep","start":915.11,"end":915.61,"confidence":0.9667969,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.008840808644890785},{"word":"i","start":933.62006,"end":933.7,"confidence":0.7216797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03262726217508316},{"word":"think","start":933.7,"end":934.02,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.039926473051309586},{"word":"my","start":934.02,"end":934.18005,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.033322229981422424},{"word":"main","start":934.18005,"end":934.5,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.017916474491357803},{"word":"thing","start":934.5,"end":934.74005,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.04658409580588341},{"word":"is","start":934.74005,"end":935.06006,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03677595034241676},{"word":"just","start":935.06006,"end":935.30005,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04106208309531212},{"word":"in","start":935.30005,"end":935.46,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04936336725950241},{"word":"terms","start":935.46,"end":935.78,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.06345990300178528},{"word":"of","start":935.78,"end":936.28,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.062377020716667175},{"word":"your","start":936.74005,"end":936.9,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04237755015492439},{"word":"regular","start":936.9,"end":937.4,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.05192385986447334},{"word":"income","start":937.46,"end":937.96,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.047004155814647675},{"word":"personal","start":938.10004,"end":938.58,"confidence":0.8364258,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.03476809337735176},{"word":"financials","start":938.58,"end":939.08,"confidence":0.9863281,"punctuated_word":"financials.","sentiment":"neutral","sentiment_score":0.031673088669776917},{"word":"so","start":939.62006,"end":940.02,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04684968292713165},{"word":"i've","start":940.02,"end":940.42004,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03820083290338516},{"word":"got","start":940.42004,"end":940.74005,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04174428433179855},{"word":"you","start":940.74005,"end":941.22003,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03936757147312164},{"word":"previously","start":941.22003,"end":941.72003,"confidence":0.99902344,"punctuated_word":"previously","sentiment":"neutral","sentiment_score":0.03138458728790283},{"word":"working","start":941.78,"end":942.18005,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.03851956129074097},{"word":"as","start":942.18005,"end":942.42004,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.023396428674459457},{"word":"an","start":942.42004,"end":942.58,"confidence":0.9667969,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.02903236448764801},{"word":"anesthetic","start":942.58,"end":943.08,"confidence":0.9885254,"punctuated_word":"anesthetic","sentiment":"neutral","sentiment_score":0.029535410925745964},{"word":"nurse","start":943.14,"end":943.635,"confidence":0.99902344,"punctuated_word":"nurse","sentiment":"neutral","sentiment_score":0.02418542467057705},{"word":"part","start":944.115,"end":944.615,"confidence":0.99902344,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.017573216930031776},{"word":"time","start":946.355,"end":946.59503,"confidence":0.91967773,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.0609893724322319},{"word":"cool","start":946.59503,"end":947.09503,"confidence":0.9880371,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.11614646017551422},{"word":"so","start":947.555,"end":947.795,"confidence":0.7055664,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07319735735654831},{"word":"we","start":947.795,"end":947.955,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0685335248708725},{"word":"had","start":947.955,"end":948.115,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.08240804076194763},{"word":"that","start":948.115,"end":948.355,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11966147273778915},{"word":"income","start":948.355,"end":948.675,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.08822840452194214},{"word":"at","start":948.675,"end":948.91504,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07032373547554016},{"word":"around","start":948.91504,"end":949.315,"confidence":0.99316406,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.06935945898294449},{"word":"about","start":949.315,"end":949.815,"confidence":0.98828125,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.06130783259868622},{"word":"20,000","start":950.195,"end":950.995,"confidence":1.0,"punctuated_word":"20,000","sentiment":"neutral","sentiment_score":0.0858977735042572},{"word":"from","start":950.995,"end":951.235,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.08181934803724289},{"word":"that","start":951.235,"end":951.395,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11239968240261078},{"word":"side","start":951.395,"end":951.635,"confidence":0.99316406,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.11917634308338164},{"word":"of","start":951.635,"end":951.715,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09319844841957092},{"word":"things","start":951.715,"end":952.215,"confidence":0.98950195,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.09088468551635742},{"word":"that's","start":966.37,"end":966.69,"confidence":0.8947754,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06600102037191391},{"word":"okay","start":966.69,"end":966.93005,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.10204974561929704},{"word":"i'll","start":966.93005,"end":967.17004,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06952714174985886},{"word":"just","start":967.17004,"end":967.41003,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04986467584967613},{"word":"get","start":967.41003,"end":967.57,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.046366602182388306},{"word":"that","start":967.57,"end":967.81,"confidence":0.9091797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04559820890426636},{"word":"closed","start":967.81,"end":968.31,"confidence":0.8618164,"punctuated_word":"closed.","sentiment":"neutral","sentiment_score":0.05848611146211624},{"word":"yeah","start":970.165,"end":970.485,"confidence":0.92700195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05155026912689209},{"word":"and","start":970.485,"end":970.645,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.035935550928115845},{"word":"it's","start":970.645,"end":970.885,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.03690719977021217},{"word":"mainly","start":970.885,"end":971.125,"confidence":1.0,"punctuated_word":"mainly","sentiment":"neutral","sentiment_score":0.042714208364486694},{"word":"just","start":971.125,"end":971.365,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03890594094991684},{"word":"so","start":971.365,"end":971.445,"confidence":0.9970703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.04426257684826851},{"word":"i","start":971.445,"end":971.605,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04285068064928055},{"word":"can","start":971.605,"end":971.765,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.044248588383197784},{"word":"work","start":971.765,"end":971.925,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0598551332950592},{"word":"out","start":971.925,"end":972.085,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.049272339791059494},{"word":"things","start":972.085,"end":972.40497,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04915312305092811},{"word":"like","start":972.40497,"end":972.805,"confidence":0.92578125,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.029939908534288406},{"word":"contributions","start":972.805,"end":973.305,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.045284826308488846},{"word":"to","start":973.605,"end":973.765,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.034758925437927246},{"word":"super","start":973.765,"end":974.085,"confidence":0.7102051,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.05145839974284172},{"word":"if","start":974.085,"end":974.245,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.01928146369755268},{"word":"you're","start":974.245,"end":974.485,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.017365356907248497},{"word":"on","start":974.485,"end":974.985,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.017834249883890152},{"word":"40","start":975.045,"end":975.545,"confidence":0.99902344,"punctuated_word":"40","sentiment":"neutral","sentiment_score":0.011296355165541172},{"word":"five","start":975.605,"end":976.085,"confidence":0.8623047,"punctuated_word":"five,","sentiment":"neutral","sentiment_score":0.011117865331470966},{"word":"but","start":976.085,"end":976.325,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0009311903268098832},{"word":"only","start":976.325,"end":976.725,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.0016806088387966156},{"word":"20","start":976.725,"end":977.225,"confidence":1.0,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.02083086222410202},{"word":"is","start":977.285,"end":977.605,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02030949667096138},{"word":"getting","start":977.605,"end":977.925,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.03457256779074669},{"word":"paid","start":977.925,"end":978.245,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.037032194435596466},{"word":"contributions","start":978.245,"end":978.745,"confidence":0.9951172,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.04150553047657013},{"word":"from","start":978.805,"end":979.045,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.03704700618982315},{"word":"work","start":979.045,"end":979.285,"confidence":0.9794922,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.04065944254398346},{"word":"i","start":979.285,"end":979.365,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04275883734226227},{"word":"can","start":979.365,"end":979.52496,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04063107445836067},{"word":"just","start":979.52496,"end":979.765,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03681597486138344},{"word":"make","start":979.765,"end":979.925,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.03221200406551361},{"word":"sure","start":979.925,"end":980.165,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.03709270805120468},{"word":"projections","start":980.165,"end":980.665,"confidence":1.0,"punctuated_word":"projections","sentiment":"neutral","sentiment_score":0.04317057132720947},{"word":"are","start":980.725,"end":980.96497,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04646396264433861},{"word":"accurate","start":980.96497,"end":981.46497,"confidence":0.9909668,"punctuated_word":"accurate.","sentiment":"neutral","sentiment_score":0.028793036937713623},{"word":"oh","start":1008.54,"end":1008.77997,"confidence":0.8300781,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.08146711438894272},{"word":"yeah","start":1008.77997,"end":1009.01996,"confidence":0.98413086,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1371370404958725},{"word":"absolutely","start":1009.01996,"end":1009.51996,"confidence":0.99609375,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.2820931077003479},{"word":"and","start":1009.57996,"end":1009.74,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25595054030418396},{"word":"look","start":1009.74,"end":1009.98,"confidence":0.515625,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.25596141815185547},{"word":"i've","start":1009.98,"end":1010.13995,"confidence":0.87646484,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.3880738019943238},{"word":"i","start":1010.22,"end":1010.37994,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3340935707092285},{"word":"see","start":1010.37994,"end":1010.54,"confidence":0.99316406,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.4410620033740998},{"word":"the","start":1010.54,"end":1010.69995,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4380270540714264},{"word":"contributions","start":1010.69995,"end":1011.19995,"confidence":0.9970703,"punctuated_word":"contributions","sentiment":"positive","sentiment_score":0.3604937195777893},{"word":"coming","start":1011.25995,"end":1011.57996,"confidence":1.0,"punctuated_word":"coming","sentiment":"positive","sentiment_score":0.4185848236083984},{"word":"in","start":1011.57996,"end":1011.74,"confidence":0.8647461,"punctuated_word":"in,","sentiment":"positive","sentiment_score":0.4171292781829834},{"word":"and","start":1011.74,"end":1011.81995,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.45725035667419434},{"word":"that's","start":1011.81995,"end":1012.06,"confidence":1.0,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.560868501663208},{"word":"been","start":1012.06,"end":1012.22,"confidence":1.0,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.5348901748657227},{"word":"doing","start":1012.22,"end":1012.45996,"confidence":1.0,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.558233380317688},{"word":"wonders","start":1012.45996,"end":1012.94,"confidence":1.0,"punctuated_word":"wonders","sentiment":"positive","sentiment_score":0.5419835448265076},{"word":"even","start":1012.94,"end":1013.25995,"confidence":0.83447266,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.17394116520881653},{"word":"though","start":1013.25995,"end":1013.5,"confidence":1.0,"punctuated_word":"though","sentiment":"neutral","sentiment_score":0.08295714855194092},{"word":"it","start":1013.5,"end":1013.66,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22497180104255676},{"word":"seems","start":1013.66,"end":1013.98,"confidence":1.0,"punctuated_word":"seems","sentiment":"neutral","sentiment_score":0.0957091748714447},{"word":"like","start":1013.98,"end":1014.13995,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12114354223012924},{"word":"a","start":1014.13995,"end":1014.3,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1314568817615509},{"word":"small","start":1014.3,"end":1014.54,"confidence":1.0,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.078249990940094},{"word":"amount","start":1014.54,"end":1015.04,"confidence":0.98950195,"punctuated_word":"amount.","sentiment":"neutral","sentiment_score":0.11059755086898804},{"word":"but","start":1015.18,"end":1015.33997,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.06784480065107346},{"word":"then","start":1015.33997,"end":1015.74,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06285831332206726},{"word":"on","start":1015.74,"end":1015.89996,"confidence":0.9526367,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03951547294855118},{"word":"the","start":1015.89996,"end":1015.98,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03430815041065216},{"word":"flip","start":1015.98,"end":1016.3,"confidence":1.0,"punctuated_word":"flip","sentiment":"neutral","sentiment_score":0.026021726429462433},{"word":"side","start":1016.3,"end":1016.8,"confidence":0.9909668,"punctuated_word":"side,","sentiment":"neutral","sentiment_score":0.051840245723724365},{"word":"if","start":1017.1,"end":1017.5,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09049953520298004},{"word":"the","start":1017.5,"end":1017.81995,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08128752559423447},{"word":"the","start":1017.81995,"end":1017.89996,"confidence":0.7758789,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08746065199375153},{"word":"tax","start":1017.89996,"end":1018.22,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.1541866660118103},{"word":"brackets","start":1018.22,"end":1018.62,"confidence":0.9951172,"punctuated_word":"brackets","sentiment":"neutral","sentiment_score":0.05867980048060417},{"word":"are","start":1018.62,"end":1018.69995,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0058701857924461365},{"word":"the","start":1018.69995,"end":1018.86,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03535167872905731},{"word":"way","start":1018.86,"end":1019.01996,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.0602714866399765},{"word":"they","start":1019.01996,"end":1019.18,"confidence":0.9970703,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.04859034717082977},{"word":"are","start":1019.18,"end":1019.5,"confidence":0.9951172,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0471758097410202},{"word":"and","start":1019.5,"end":1019.685,"confidence":0.6738281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05204837769269943},{"word":"you're","start":1019.845,"end":1020.005,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1320244073867798},{"word":"only","start":1020.005,"end":1020.165,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.06524084508419037},{"word":"gonna","start":1020.165,"end":1020.325,"confidence":0.8574219,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.15752671658992767},{"word":"be","start":1020.325,"end":1020.565,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.19700166583061215},{"word":"getting","start":1020.565,"end":1020.645,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.2653598487377167},{"word":"a","start":1020.645,"end":1020.805,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22432711720466617},{"word":"very","start":1020.805,"end":1021.045,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.15196719765663147},{"word":"small","start":1021.045,"end":1021.365,"confidence":1.0,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.2258726805448532},{"word":"benefit","start":1021.365,"end":1021.765,"confidence":1.0,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.2867603898048401},{"word":"from","start":1021.765,"end":1021.925,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.3065005838871002},{"word":"that","start":1021.925,"end":1022.245,"confidence":0.99365234,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.19067224860191345},{"word":"it's","start":1022.245,"end":1022.565,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.24238887429237368},{"word":"kind","start":1022.565,"end":1022.725,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.16759014129638672},{"word":"of","start":1022.725,"end":1022.885,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2051147222518921},{"word":"like","start":1022.885,"end":1023.125,"confidence":0.8691406,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1323343962430954},{"word":"you","start":1023.125,"end":1023.365,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12212246656417848},{"word":"know","start":1023.365,"end":1023.605,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.12700875103473663},{"word":"anything","start":1023.605,"end":1023.925,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.25332415103912354},{"word":"above","start":1023.925,"end":1024.425,"confidence":1.0,"punctuated_word":"above","sentiment":"neutral","sentiment_score":0.12869855761528015},{"word":"45,000","start":1024.885,"end":1025.845,"confidence":1.0,"punctuated_word":"45,000","sentiment":"neutral","sentiment_score":0.18143296241760257},{"word":"is","start":1025.845,"end":1026.085,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1357029378414154},{"word":"perfect","start":1026.085,"end":1026.585,"confidence":0.9707031,"punctuated_word":"perfect.","sentiment":"neutral","sentiment_score":0.12698319554328918},{"word":"anything","start":1026.805,"end":1027.205,"confidence":1.0,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":-0.019862674176692963},{"word":"below","start":1027.205,"end":1027.605,"confidence":1.0,"punctuated_word":"below","sentiment":"neutral","sentiment_score":0.022121861577033997},{"word":"that","start":1027.605,"end":1027.845,"confidence":0.9970703,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.0054035186767578125},{"word":"the","start":1027.845,"end":1028.005,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02337377518415451},{"word":"impact's","start":1028.005,"end":1028.405,"confidence":0.9025879,"punctuated_word":"impact's","sentiment":"neutral","sentiment_score":0.00828173290938139},{"word":"only","start":1028.405,"end":1028.645,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.03923808038234711},{"word":"a","start":1028.645,"end":1028.805,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.040251802653074265},{"word":"few","start":1028.805,"end":1029.045,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.0018547624349594116},{"word":"percent","start":1029.045,"end":1029.545,"confidence":0.9812012,"punctuated_word":"percent.","sentiment":"neutral","sentiment_score":0.05841154232621193},{"word":"but","start":1031.045,"end":1031.285,"confidence":0.89086914,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.15026505291461945},{"word":"of","start":1031.285,"end":1031.365,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1793895959854126},{"word":"course","start":1031.365,"end":1031.685,"confidence":1.0,"punctuated_word":"course,","sentiment":"neutral","sentiment_score":0.22082844376564023},{"word":"the","start":1031.685,"end":1031.765,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3654989302158356},{"word":"growth","start":1031.765,"end":1032.085,"confidence":1.0,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.41061899065971375},{"word":"the","start":1032.085,"end":1032.165,"confidence":0.8828125,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3709741234779358},{"word":"growth","start":1032.165,"end":1032.405,"confidence":1.0,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.5176168084144592},{"word":"in","start":1032.405,"end":1032.565,"confidence":0.92578125,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5380682945251465},{"word":"the","start":1032.565,"end":1032.725,"confidence":0.9941406,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.437849760055542},{"word":"super","start":1032.725,"end":1033.045,"confidence":0.9370117,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.46006208658218384},{"word":"is","start":1033.045,"end":1033.125,"confidence":0.8251953,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.422673761844635},{"word":"great","start":1033.125,"end":1033.445,"confidence":0.9980469,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.5663212537765503},{"word":"when","start":1033.445,"end":1033.685,"confidence":0.72265625,"punctuated_word":"when","sentiment":"positive","sentiment_score":0.5422623157501221},{"word":"you","start":1033.685,"end":1033.765,"confidence":0.39208984,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.45054274797439575},{"word":"get","start":1033.765,"end":1034.085,"confidence":0.9980469,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4492689371109009},{"word":"extra","start":1034.085,"end":1034.405,"confidence":0.81347656,"punctuated_word":"extra","sentiment":"positive","sentiment_score":0.41003692150115967},{"word":"contributions","start":1034.405,"end":1034.905,"confidence":1.0,"punctuated_word":"contributions","sentiment":"positive","sentiment_score":0.4216594099998474},{"word":"in","start":1035.045,"end":1035.545,"confidence":0.99658203,"punctuated_word":"in.","sentiment":"positive","sentiment_score":0.4014175534248352},{"word":"at","start":1036.06,"end":1036.14,"confidence":0.9941406,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.08206456899642944},{"word":"the","start":1036.14,"end":1036.38,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0739605575799942},{"word":"moment","start":1036.38,"end":1036.86,"confidence":0.9995117,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.07227656990289688},{"word":"i'm","start":1036.86,"end":1037.1,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.07519815117120743},{"word":"just","start":1037.1,"end":1037.26,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08191375434398651},{"word":"having","start":1037.26,"end":1037.5,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.06375856697559357},{"word":"a","start":1037.5,"end":1037.5801,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07393953204154968},{"word":"look","start":1037.5801,"end":1037.74,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07069257646799088},{"word":"at","start":1037.74,"end":1037.9,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08527497947216034},{"word":"your","start":1037.9,"end":1038.06,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07560552656650543},{"word":"account","start":1038.06,"end":1038.3,"confidence":0.9941406,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.07102236151695251},{"word":"i'm","start":1038.3,"end":1038.38,"confidence":0.98046875,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05623818188905716},{"word":"just","start":1038.38,"end":1038.54,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05919259414076805},{"word":"gonna","start":1038.54,"end":1038.78,"confidence":0.9589844,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.05942052602767944},{"word":"switch","start":1038.78,"end":1039.1,"confidence":1.0,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.04134177416563034},{"word":"over","start":1039.1,"end":1039.5801,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.051017582416534424},{"word":"from","start":1039.5801,"end":1040.0801,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.04194294661283493},{"word":"the","start":1040.38,"end":1040.62,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04359095916152},{"word":"investment","start":1040.62,"end":1041.02,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.031894486397504807},{"word":"account","start":1041.02,"end":1041.3401,"confidence":0.99902344,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.01958576589822769},{"word":"to","start":1041.3401,"end":1041.5,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04163672402501106},{"word":"the","start":1041.5,"end":1041.74,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04633122682571411},{"word":"super","start":1041.74,"end":1042.24,"confidence":0.9980469,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.05169147998094559},{"word":"we've","start":1042.9401,"end":1043.26,"confidence":0.9995117,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.011000565253198149},{"word":"got","start":1043.26,"end":1043.5,"confidence":0.99316406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.01675797626376152},{"word":"actually","start":1043.66,"end":1044.06,"confidence":0.9880371,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":-0.0018701106309890747},{"word":"i","start":1044.06,"end":1044.2201,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.057024870067834854},{"word":"do","start":1044.2201,"end":1044.38,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.042204782366752625},{"word":"apologize","start":1044.38,"end":1044.88,"confidence":0.96118164,"punctuated_word":"apologize.","sentiment":"neutral","sentiment_score":-0.04605327546596527},{"word":"your","start":1045.8201,"end":1046.06,"confidence":0.9819336,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":-0.017008166760206223},{"word":"annual","start":1046.06,"end":1046.4601,"confidence":0.9980469,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.00540996715426445},{"word":"review","start":1046.4601,"end":1046.78,"confidence":0.9873047,"punctuated_word":"review","sentiment":"neutral","sentiment_score":-0.007643707096576691},{"word":"pack","start":1046.78,"end":1047.18,"confidence":0.9692383,"punctuated_word":"pack,","sentiment":"neutral","sentiment_score":-0.006174191832542419},{"word":"your","start":1047.18,"end":1047.5,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.007450198754668236},{"word":"email","start":1047.5,"end":1047.8201,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":-0.00177055224776268},{"word":"address","start":1047.8201,"end":1048.2201,"confidence":0.9267578,"punctuated_word":"address,","sentiment":"neutral","sentiment_score":0.0007969774305820465},{"word":"is","start":1048.2201,"end":1048.38,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0042677391320466995},{"word":"your","start":1048.38,"end":1048.88,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0005890112370252609},{"word":"b","start":1049.145,"end":1049.305,"confidence":0.70947266,"punctuated_word":"b","sentiment":"neutral","sentiment_score":0.0015233829617500303},{"word":"h","start":1049.305,"end":1049.545,"confidence":0.9980469,"punctuated_word":"h","sentiment":"neutral","sentiment_score":0.004830740392208099},{"word":"clear","start":1049.545,"end":1049.9451,"confidence":0.9604492,"punctuated_word":"clear","sentiment":"neutral","sentiment_score":0.0022362414747476578},{"word":"fifteen","start":1049.9451,"end":1050.4451,"confidence":1.0,"punctuated_word":"fifteen","sentiment":"neutral","sentiment_score":0.0033443737775087357},{"word":"hotmail","start":1050.505,"end":1050.905,"confidence":0.86865234,"punctuated_word":"Hotmail","sentiment":"neutral","sentiment_score":0.001703016459941864},{"word":"address","start":1050.905,"end":1051.225,"confidence":0.9970703,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.0007896870374679565},{"word":"still","start":1051.225,"end":1051.4651,"confidence":0.99609375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.009670903906226158},{"word":"okay","start":1051.4651,"end":1051.9651,"confidence":0.9995117,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.015369338914752008},{"word":"okay","start":1052.985,"end":1053.485,"confidence":0.8779297,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0019404152408242223},{"word":"gotcha","start":1059.4651,"end":1059.9651,"confidence":0.9873047,"punctuated_word":"Gotcha.","sentiment":"neutral","sentiment_score":-0.07305895537137985},{"word":"gotcha","start":1061.0,"end":1061.3201,"confidence":0.9973958,"punctuated_word":"Gotcha.","sentiment":"neutral","sentiment_score":0.015040351077914238},{"word":"gotcha","start":1061.3201,"end":1061.4801,"confidence":0.99934894,"punctuated_word":"Gotcha.","sentiment":"neutral","sentiment_score":0.020517390221357346},{"word":"gotcha","start":1061.4801,"end":1061.8,"confidence":0.9954427,"punctuated_word":"Gotcha.","sentiment":"neutral","sentiment_score":0.023427104577422145},{"word":"so","start":1061.8,"end":1061.9601,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03991696238517761},{"word":"i'll","start":1061.9601,"end":1062.04,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05242729187011719},{"word":"send","start":1062.04,"end":1062.28,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.05091246962547302},{"word":"that","start":1062.28,"end":1062.4401,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04637626558542251},{"word":"through","start":1062.4401,"end":1062.6001,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.04372696578502655},{"word":"so","start":1062.6001,"end":1062.76,"confidence":0.94384766,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.05526667833328247},{"word":"you've","start":1062.76,"end":1063.0,"confidence":0.9880371,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.0568394660949707},{"word":"got","start":1063.0,"end":1063.24,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.05786316096782684},{"word":"it","start":1063.24,"end":1063.4801,"confidence":0.9909668,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.03564374893903732},{"word":"and","start":1063.4801,"end":1063.64,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.029245831072330475},{"word":"then","start":1063.64,"end":1063.8,"confidence":0.9921875,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.02139873243868351},{"word":"what","start":1063.8,"end":1063.9601,"confidence":0.9892578,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.01699282042682171},{"word":"i'm","start":1063.9601,"end":1064.12,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.04738067835569382},{"word":"looking","start":1064.12,"end":1064.36,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.045922499150037766},{"word":"at","start":1064.36,"end":1064.52,"confidence":0.96875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05962663143873215},{"word":"with","start":1064.52,"end":1064.6001,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06634798645973206},{"word":"the","start":1064.6001,"end":1064.8401,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08459725975990295},{"word":"super","start":1064.8401,"end":1065.16,"confidence":0.9350586,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.11399102210998537},{"word":"is","start":1065.16,"end":1065.3201,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07006765156984329},{"word":"you're","start":1065.3201,"end":1065.4801,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.07233790308237076},{"word":"sitting","start":1065.4801,"end":1065.8,"confidence":0.9980469,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.08014160394668579},{"word":"at","start":1065.8,"end":1065.9601,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06961923092603683},{"word":"80,641","start":1065.9601,"end":1068.3,"confidence":0.96861047,"punctuated_word":"80,641,","sentiment":"neutral","sentiment_score":0.05809253826737404},{"word":"and","start":1068.4401,"end":1068.9401,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3070850372314453},{"word":"contributions","start":1069.24,"end":1069.74,"confidence":0.63720703,"punctuated_word":"contributions","sentiment":"positive","sentiment_score":0.33588388562202454},{"word":"going","start":1069.88,"end":1070.2001,"confidence":0.7319336,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.3801971971988678},{"word":"in","start":1070.2001,"end":1070.28,"confidence":0.9951172,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3573809266090393},{"word":"very","start":1070.28,"end":1070.52,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.3974120616912842},{"word":"regularly","start":1070.52,"end":1071.0,"confidence":0.99560547,"punctuated_word":"regularly,","sentiment":"positive","sentiment_score":0.439238965511322},{"word":"which","start":1071.0,"end":1071.24,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.5217706561088562},{"word":"is","start":1071.24,"end":1071.4801,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5405117869377136},{"word":"great","start":1071.4801,"end":1071.9801,"confidence":1.0,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.4680371880531311},{"word":"just","start":1072.6001,"end":1072.76,"confidence":0.49804688,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.23249280452728271},{"word":"having","start":1072.76,"end":1073.0,"confidence":0.93408203,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.2172655165195465},{"word":"a","start":1073.0,"end":1073.0801,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25855201482772827},{"word":"look","start":1073.0801,"end":1073.3201,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.2400369942188263},{"word":"at","start":1073.3201,"end":1073.4,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.26296302676200867},{"word":"the","start":1073.4,"end":1073.56,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21113568544387817},{"word":"investments","start":1073.56,"end":1074.06,"confidence":0.9902344,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.149287611246109},{"word":"here","start":1074.12,"end":1074.36,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.14687296748161316},{"word":"for","start":1074.36,"end":1074.6001,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14668796956539154},{"word":"a","start":1074.6001,"end":1074.68,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14733435213565826},{"word":"moment","start":1074.68,"end":1075.18,"confidence":0.9995117,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.14808222651481628},{"word":"alright","start":1076.955,"end":1077.355,"confidence":0.9980469,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.17635592818260193},{"word":"we've","start":1077.355,"end":1077.595,"confidence":0.9995117,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.1880892515182495},{"word":"got","start":1077.595,"end":1077.915,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.20118504762649536},{"word":"the","start":1077.915,"end":1078.415,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19269689917564392},{"word":"there","start":1079.755,"end":1079.995,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2304253876209259},{"word":"it","start":1079.995,"end":1080.155,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1830604374408722},{"word":"is","start":1080.155,"end":1080.655,"confidence":1.0,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.17963042855262756},{"word":"so","start":1081.1951,"end":1081.515,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21449023485183716},{"word":"your","start":1081.515,"end":1081.915,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3084278702735901},{"word":"super","start":1081.915,"end":1082.235,"confidence":0.97802734,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.40610817074775696},{"word":"account","start":1082.235,"end":1082.735,"confidence":0.9589844,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.33309507369995117},{"word":"still","start":1083.035,"end":1083.355,"confidence":0.65283203,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2309132218360901},{"word":"in","start":1083.355,"end":1083.435,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.29005205631256104},{"word":"the","start":1083.435,"end":1083.595,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2794225215911865},{"word":"positive","start":1083.595,"end":1084.095,"confidence":0.94140625,"punctuated_word":"positive,","sentiment":"neutral","sentiment_score":0.31841760873794556},{"word":"still","start":1084.795,"end":1085.115,"confidence":0.99609375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.23629897832870483},{"word":"grown","start":1085.115,"end":1085.615,"confidence":0.8276367,"punctuated_word":"grown","sentiment":"positive","sentiment_score":0.3878783285617829},{"word":"about","start":1086.635,"end":1087.135,"confidence":0.5805664,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.23886243999004364},{"word":"$6,000","start":1087.77,"end":1088.65,"confidence":0.9995117,"punctuated_word":"$6,000","sentiment":"neutral","sentiment_score":0.24503087997436523},{"word":"and","start":1088.65,"end":1088.89,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18470150232315063},{"word":"a","start":1088.89,"end":1089.05,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22995701432228088},{"word":"few","start":1089.05,"end":1089.37,"confidence":0.99902344,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.21319353580474856},{"word":"grand","start":1089.37,"end":1089.6901,"confidence":0.95166016,"punctuated_word":"grand","sentiment":"neutral","sentiment_score":0.3314133286476135},{"word":"extra","start":1089.6901,"end":1090.01,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.3079286515712738},{"word":"in","start":1090.01,"end":1090.17,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.23722118139266968},{"word":"terms","start":1090.17,"end":1090.41,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.26144906878471375},{"word":"of","start":1090.41,"end":1090.5701,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2631230652332306},{"word":"contribution","start":1090.5701,"end":1091.0701,"confidence":0.75634766,"punctuated_word":"contribution.","sentiment":"neutral","sentiment_score":0.22336679697036743},{"word":"so","start":1091.13,"end":1091.37,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08972036093473434},{"word":"it","start":1091.37,"end":1091.4501,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0808975100517273},{"word":"was","start":1091.4501,"end":1091.61,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06050238385796547},{"word":"sitting","start":1091.61,"end":1091.85,"confidence":1.0,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.11870412528514862},{"word":"at","start":1091.85,"end":1092.01,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08435803651809692},{"word":"72","start":1092.01,"end":1092.8301,"confidence":0.9859619,"punctuated_word":"72.","sentiment":"neutral","sentiment_score":0.05268196389079094},{"word":"it's","start":1092.89,"end":1093.2101,"confidence":0.9980469,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.01605898141860962},{"word":"cleared","start":1093.2101,"end":1093.61,"confidence":0.984375,"punctuated_word":"cleared","sentiment":"neutral","sentiment_score":0.02879936620593071},{"word":"80","start":1093.61,"end":1093.93,"confidence":0.9970703,"punctuated_word":"80","sentiment":"neutral","sentiment_score":0.023377172648906708},{"word":"now","start":1093.93,"end":1094.41,"confidence":0.8010254,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.02469564788043499},{"word":"so","start":1094.41,"end":1094.65,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.02638419158756733},{"word":"it's","start":1094.65,"end":1095.05,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.021076124161481857},{"word":"going","start":1095.05,"end":1095.29,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.0591498464345932},{"word":"there","start":1095.29,"end":1095.79,"confidence":0.99853516,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.022795533761382103},{"word":"obviously","start":1096.0901,"end":1096.5901,"confidence":0.98583984,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":-0.06596331298351288},{"word":"market's","start":1096.65,"end":1097.13,"confidence":0.9250488,"punctuated_word":"market's","sentiment":"neutral","sentiment_score":-0.2208382934331894},{"word":"kind","start":1097.13,"end":1097.29,"confidence":0.9980469,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.18165549635887143},{"word":"of","start":1097.29,"end":1097.4501,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.20061221718788147},{"word":"up","start":1097.4501,"end":1097.61,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.252978652715683},{"word":"and","start":1097.61,"end":1097.77,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.27566587924957275},{"word":"down","start":1097.77,"end":1098.01,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.20924820005893707},{"word":"at","start":1098.01,"end":1098.17,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.26717859506607056},{"word":"the","start":1098.17,"end":1098.25,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.25751447677612305},{"word":"moment","start":1098.25,"end":1098.5701,"confidence":0.97631836,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.19035974144935608},{"word":"which","start":1098.5701,"end":1098.81,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.1290436089038849},{"word":"is","start":1098.81,"end":1098.97,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.07348793745040894},{"word":"affecting","start":1098.97,"end":1099.47,"confidence":0.99902344,"punctuated_word":"affecting","sentiment":"neutral","sentiment_score":-0.18924446403980255},{"word":"everything","start":1100.0549,"end":1100.5549,"confidence":0.9995117,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.2272453010082245},{"word":"one","start":1102.2949,"end":1102.5349,"confidence":0.9980469,"punctuated_word":"One","sentiment":"neutral","sentiment_score":-0.031072847545146946},{"word":"thing","start":1102.5349,"end":1102.695,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.04974790662527085},{"word":"i","start":1102.695,"end":1102.7749,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03890819847583771},{"word":"wanted","start":1102.7749,"end":1103.0149,"confidence":0.7993164,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.07743848860263824},{"word":"to","start":1103.0149,"end":1103.095,"confidence":0.9770508,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06556462496519089},{"word":"double","start":1103.095,"end":1103.4149,"confidence":0.9472656,"punctuated_word":"double","sentiment":"neutral","sentiment_score":-0.08111818879842758},{"word":"check","start":1103.4149,"end":1103.575,"confidence":1.0,"punctuated_word":"check","sentiment":"neutral","sentiment_score":-0.05610127002000809},{"word":"with","start":1103.575,"end":1103.735,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.05482114851474762},{"word":"you","start":1103.735,"end":1103.975,"confidence":0.99658203,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.0028660334646701813},{"word":"hailey","start":1103.975,"end":1104.375,"confidence":0.81070966,"punctuated_word":"Hailey,","sentiment":"neutral","sentiment_score":-0.001703855930827558},{"word":"is","start":1104.375,"end":1104.7749,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.05370016396045685},{"word":"in","start":1104.7749,"end":1104.9349,"confidence":0.91015625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03097357600927353},{"word":"terms","start":1104.9349,"end":1105.1749,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.013557061553001404},{"word":"of","start":1105.1749,"end":1105.335,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04505360126495361},{"word":"just","start":1105.335,"end":1105.575,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0520666241645813},{"word":"risk","start":1105.575,"end":1105.815,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.08671747148036957},{"word":"level","start":1105.815,"end":1106.215,"confidence":0.8100586,"punctuated_word":"level,","sentiment":"neutral","sentiment_score":-0.07117229700088501},{"word":"just","start":1106.215,"end":1106.455,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.04256953299045563},{"word":"to","start":1106.455,"end":1106.615,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07257968187332153},{"word":"make","start":1106.615,"end":1106.695,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.05886372923851013},{"word":"sure","start":1106.695,"end":1106.9349,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.036995455622673035},{"word":"that","start":1106.9349,"end":1107.1749,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.028336845338344577},{"word":"we're","start":1107.1749,"end":1107.335,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.029353899881243702},{"word":"on","start":1107.335,"end":1107.495,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03867433965206146},{"word":"the","start":1107.495,"end":1107.6549,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06764595955610275},{"word":"same","start":1107.6549,"end":1107.815,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.05919043719768524},{"word":"page","start":1107.815,"end":1108.1349,"confidence":1.0,"punctuated_word":"page","sentiment":"neutral","sentiment_score":0.014749601483345032},{"word":"with","start":1108.1349,"end":1108.2949,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.02796664834022522},{"word":"it","start":1108.2949,"end":1108.7949,"confidence":0.7861328,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.028583349660038948},{"word":"you're","start":1109.335,"end":1109.6549,"confidence":0.9921875,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.03666248917579651},{"word":"in","start":1109.6549,"end":1110.0549,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.037368811666965485},{"word":"a","start":1110.0549,"end":1110.2949,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03328719362616539},{"word":"growth","start":1110.2949,"end":1110.695,"confidence":1.0,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.05701678246259689},{"word":"portfolio","start":1110.695,"end":1111.195,"confidence":0.88623047,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.03694089502096176},{"word":"so","start":1111.575,"end":1111.815,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05581234022974968},{"word":"it's","start":1111.815,"end":1112.0549,"confidence":0.9904785,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07653002440929413},{"word":"a","start":1112.0549,"end":1112.215,"confidence":0.6435547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08499427139759064},{"word":"four","start":1112.215,"end":1112.375,"confidence":1.0,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.08422242105007172},{"word":"out","start":1112.375,"end":1112.615,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.04621956869959831},{"word":"of","start":1112.615,"end":1112.695,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.045643825083971024},{"word":"five","start":1112.695,"end":1113.0149,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.06304045021533966},{"word":"on","start":1113.0149,"end":1113.1749,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05581699311733246},{"word":"the","start":1113.1749,"end":1113.2549,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020934049040079117},{"word":"risk","start":1113.2549,"end":1113.495,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.019657835364341736},{"word":"scale","start":1113.495,"end":1113.995,"confidence":0.9169922,"punctuated_word":"scale,","sentiment":"neutral","sentiment_score":0.0028850138187408447},{"word":"80%","start":1114.215,"end":1115.0349,"confidence":0.99902344,"punctuated_word":"80%","sentiment":"neutral","sentiment_score":0.034871675074100494},{"word":"in","start":1115.4401,"end":1115.76,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.025547072291374207},{"word":"growth","start":1115.76,"end":1116.0801,"confidence":0.9980469,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.03434458747506142},{"word":"assets","start":1116.0801,"end":1116.48,"confidence":0.8132324,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.05906129255890846},{"word":"like","start":1116.48,"end":1116.72,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05366287380456925},{"word":"shares","start":1116.72,"end":1117.12,"confidence":0.90893555,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.0575982891023159},{"word":"property","start":1117.12,"end":1117.4401,"confidence":0.98291016,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.046174243092536926},{"word":"and","start":1117.4401,"end":1117.6,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01372653990983963},{"word":"gold","start":1117.6,"end":1118.1,"confidence":0.89404297,"punctuated_word":"gold.","sentiment":"neutral","sentiment_score":0.02356534823775291},{"word":"so","start":1118.3201,"end":1118.48,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.012278050184249878},{"word":"the","start":1118.48,"end":1118.64,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.013820432126522064},{"word":"whole","start":1118.64,"end":1118.8,"confidence":1.0,"punctuated_word":"whole","sentiment":"neutral","sentiment_score":0.004133984446525574},{"word":"point","start":1118.8,"end":1119.12,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.023240357637405396},{"word":"there","start":1119.12,"end":1119.62,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.032628290355205536},{"word":"is","start":1119.68,"end":1119.92,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.019605688750743862},{"word":"you","start":1119.92,"end":1120.0801,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02908129245042801},{"word":"would","start":1120.0801,"end":1120.16,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.039765290915966034},{"word":"have","start":1120.16,"end":1120.4,"confidence":0.91845703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06402665376663208},{"word":"started","start":1120.4,"end":1120.72,"confidence":1.0,"punctuated_word":"started","sentiment":"neutral","sentiment_score":0.06114199012517929},{"word":"off","start":1120.72,"end":1120.9601,"confidence":1.0,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.06383320689201355},{"word":"in","start":1120.9601,"end":1121.12,"confidence":0.88964844,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.03451048582792282},{"word":"like","start":1121.12,"end":1121.36,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03578190878033638},{"word":"a","start":1121.36,"end":1121.52,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.028626924380660057},{"word":"a","start":1121.52,"end":1121.6,"confidence":0.86328125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018738850951194763},{"word":"medium","start":1121.6,"end":1122.0801,"confidence":0.99902344,"punctuated_word":"medium","sentiment":"neutral","sentiment_score":-0.020894907414913177},{"word":"risk","start":1122.0801,"end":1122.5801,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.014293231070041656},{"word":"where","start":1122.64,"end":1122.8,"confidence":0.7939453,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.016182594001293182},{"word":"you","start":1122.8,"end":1123.04,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16906875371932983},{"word":"started","start":1123.04,"end":1123.4401,"confidence":0.9980469,"punctuated_word":"started","sentiment":"neutral","sentiment_score":0.20500673353672028},{"word":"in","start":1123.4401,"end":1123.52,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.23136864602565765},{"word":"your","start":1123.52,"end":1123.76,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2654269337654114},{"word":"first","start":1123.76,"end":1124.0,"confidence":0.99902344,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.25694185495376587},{"word":"super","start":1124.0,"end":1124.24,"confidence":0.9091797,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.26010915637016296},{"word":"fund","start":1124.24,"end":1124.72,"confidence":0.88964844,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":0.21603477001190183},{"word":"we've","start":1124.72,"end":1125.04,"confidence":0.7590332,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.2259775847196579},{"word":"bumped","start":1125.04,"end":1125.28,"confidence":0.99902344,"punctuated_word":"bumped","sentiment":"positive","sentiment_score":0.4141263663768768},{"word":"you","start":1125.28,"end":1125.4401,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3777028620243073},{"word":"up","start":1125.4401,"end":1125.68,"confidence":1.0,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.3965614438056946},{"word":"one","start":1125.68,"end":1125.92,"confidence":0.98095703,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.38626593351364136},{"word":"peg","start":1125.92,"end":1126.16,"confidence":0.96240234,"punctuated_word":"peg","sentiment":"neutral","sentiment_score":0.30028635263442993},{"word":"to","start":1126.16,"end":1126.3201,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26881980895996094},{"word":"get","start":1126.3201,"end":1126.48,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.3031977117061615},{"word":"some","start":1126.48,"end":1126.64,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.30801135301589966},{"word":"extra","start":1126.64,"end":1127.04,"confidence":1.0,"punctuated_word":"extra","sentiment":"positive","sentiment_score":0.3336468040943146},{"word":"long","start":1127.04,"end":1127.2001,"confidence":1.0,"punctuated_word":"long","sentiment":"positive","sentiment_score":0.36661800742149353},{"word":"term","start":1127.2001,"end":1127.52,"confidence":1.0,"punctuated_word":"term","sentiment":"positive","sentiment_score":0.40238136053085327},{"word":"growth","start":1127.52,"end":1127.8401,"confidence":0.9921875,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.32965314388275146},{"word":"not","start":1127.8401,"end":1128.0801,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.21042144298553467},{"word":"high","start":1128.0801,"end":1128.3201,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.06356178224086761},{"word":"risk","start":1128.3201,"end":1128.8201,"confidence":0.88671875,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":0.1706905961036682},{"word":"and","start":1129.245,"end":1129.485,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.28761422634124756},{"word":"then","start":1129.485,"end":1129.725,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.26664116978645325},{"word":"the","start":1129.725,"end":1129.885,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3991314768791199},{"word":"whole","start":1129.885,"end":1130.125,"confidence":1.0,"punctuated_word":"whole","sentiment":"positive","sentiment_score":0.3616217672824859},{"word":"goal","start":1130.125,"end":1130.365,"confidence":1.0,"punctuated_word":"goal","sentiment":"positive","sentiment_score":0.4263720214366913},{"word":"is","start":1130.365,"end":1130.685,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3829238712787628},{"word":"get","start":1130.685,"end":1130.925,"confidence":0.9667969,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4858992099761963},{"word":"a","start":1130.925,"end":1131.005,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.483146607875824},{"word":"bit","start":1131.005,"end":1131.245,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4110662639141083},{"word":"extra","start":1131.245,"end":1131.5651,"confidence":0.9482422,"punctuated_word":"extra","sentiment":"positive","sentiment_score":0.5073388814926147},{"word":"returns","start":1131.5651,"end":1131.965,"confidence":0.9267578,"punctuated_word":"returns,","sentiment":"positive","sentiment_score":0.4816862344741822},{"word":"grow","start":1131.965,"end":1132.205,"confidence":0.98535156,"punctuated_word":"grow","sentiment":"positive","sentiment_score":0.55394446849823},{"word":"it","start":1132.205,"end":1132.285,"confidence":0.95166016,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5054305791854858},{"word":"a","start":1132.285,"end":1132.365,"confidence":0.9970703,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4363905191421509},{"word":"bit","start":1132.365,"end":1132.605,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.3166046738624573},{"word":"quicker","start":1132.605,"end":1133.085,"confidence":0.9260254,"punctuated_word":"quicker.","sentiment":"positive","sentiment_score":0.36392998695373535},{"word":"and","start":1133.085,"end":1133.245,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.01777377724647522},{"word":"then","start":1133.245,"end":1133.485,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03181218355894089},{"word":"when","start":1133.485,"end":1133.5651,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.0972936823964119},{"word":"you're","start":1133.5651,"end":1133.805,"confidence":0.95581055,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.08150162547826767},{"word":"close","start":1133.805,"end":1134.045,"confidence":0.98828125,"punctuated_word":"close","sentiment":"neutral","sentiment_score":-0.10938037931919098},{"word":"to","start":1134.045,"end":1134.205,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.155791774392128},{"word":"retirement","start":1134.205,"end":1134.685,"confidence":0.9995117,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":-0.09165918827056883},{"word":"we","start":1134.685,"end":1134.845,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0976519137620926},{"word":"then","start":1134.845,"end":1135.085,"confidence":0.98095703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.08301785588264465},{"word":"have","start":1135.085,"end":1135.245,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1293819695711136},{"word":"to","start":1135.245,"end":1135.405,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1472824066877365},{"word":"reduce","start":1135.405,"end":1135.645,"confidence":1.0,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":-0.12345904111862184},{"word":"that","start":1135.645,"end":1135.885,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15443143248558044},{"word":"because","start":1135.885,"end":1136.205,"confidence":0.9633789,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.1689755618572235},{"word":"you","start":1136.205,"end":1136.365,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16438543796539307},{"word":"don't","start":1136.365,"end":1136.525,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.18991968035697937},{"word":"wanna","start":1136.525,"end":1136.845,"confidence":0.8671875,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.2138115167617798},{"word":"be","start":1136.845,"end":1137.345,"confidence":0.98583984,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":-0.14786240458488464},{"word":"you","start":1137.405,"end":1137.5651,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1242833212018013},{"word":"know","start":1137.5651,"end":1137.805,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.10429354012012482},{"word":"medium","start":1137.805,"end":1138.205,"confidence":0.99902344,"punctuated_word":"medium","sentiment":"neutral","sentiment_score":-0.14818346500396729},{"word":"to","start":1138.205,"end":1138.365,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1637846976518631},{"word":"high","start":1138.365,"end":1138.605,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.3036303222179413},{"word":"risk","start":1138.605,"end":1138.845,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.3057197034358978},{"word":"at","start":1138.845,"end":1139.085,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.3216305375099182},{"word":"64","start":1139.085,"end":1139.725,"confidence":0.8914795,"punctuated_word":"64,","sentiment":"neutral","sentiment_score":-0.3094671666622162},{"word":"and","start":1139.725,"end":1139.885,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3397139310836792},{"word":"you","start":1139.885,"end":1140.045,"confidence":1.0,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.41936737298965454},{"word":"lose","start":1140.045,"end":1140.285,"confidence":0.9951172,"punctuated_word":"lose","sentiment":"negative","sentiment_score":-0.40872421860694885},{"word":"half","start":1140.285,"end":1140.525,"confidence":0.99902344,"punctuated_word":"half","sentiment":"negative","sentiment_score":-0.3349916934967041},{"word":"your","start":1140.525,"end":1140.765,"confidence":0.9316406,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.40795180201530457},{"word":"super","start":1140.765,"end":1141.265,"confidence":0.92944336,"punctuated_word":"super.","sentiment":"negative","sentiment_score":-0.38239526748657227},{"word":"does","start":1142.81,"end":1143.05,"confidence":0.97998047,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.03288693353533745},{"word":"that","start":1143.05,"end":1143.13,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1122824251651764},{"word":"make","start":1143.13,"end":1143.4501,"confidence":0.98828125,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.06628774106502533},{"word":"sense","start":1143.4501,"end":1143.9501,"confidence":1.0,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.06729413568973541},{"word":"that","start":1155.625,"end":1155.8651,"confidence":0.6694336,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.008978668600320816},{"word":"is","start":1155.8651,"end":1156.1051,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.019900552928447723},{"word":"something","start":1156.1051,"end":1156.425,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.0077679455280303955},{"word":"that","start":1156.425,"end":1156.505,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.015260934829711914},{"word":"i","start":1156.505,"end":1156.745,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007446378469467163},{"word":"wanted","start":1156.745,"end":1157.0651,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.019635144621133804},{"word":"to","start":1157.0651,"end":1157.145,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.020952049642801285},{"word":"ask","start":1157.145,"end":1157.305,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.05791377276182175},{"word":"you","start":1157.305,"end":1157.4651,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03621315956115723},{"word":"about","start":1157.4651,"end":1157.785,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.018761642277240753},{"word":"because","start":1157.785,"end":1158.285,"confidence":0.9013672,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.02615190297365189},{"word":"we","start":1158.5851,"end":1158.8251,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03935955464839935},{"word":"can","start":1158.8251,"end":1159.305,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03879275172948837},{"word":"we","start":1159.305,"end":1159.4651,"confidence":0.9951172,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04125559329986572},{"word":"can","start":1159.4651,"end":1159.625,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.08748744428157806},{"word":"fiddle","start":1159.625,"end":1159.9451,"confidence":0.9980469,"punctuated_word":"fiddle","sentiment":"neutral","sentiment_score":-0.11361731588840485},{"word":"with","start":1159.9451,"end":1160.1051,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.06741279363632202},{"word":"things","start":1160.1051,"end":1160.3451,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.06429112702608109},{"word":"in","start":1160.3451,"end":1160.505,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07602047920227051},{"word":"the","start":1160.505,"end":1160.5851,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07640775293111801},{"word":"background","start":1160.5851,"end":1161.0651,"confidence":1.0,"punctuated_word":"background","sentiment":"neutral","sentiment_score":-0.056541807949543},{"word":"a","start":1161.0651,"end":1161.145,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06364762783050537},{"word":"little","start":1161.145,"end":1161.305,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.0464940145611763},{"word":"bit","start":1161.305,"end":1161.805,"confidence":0.79052734,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.029051106423139572},{"word":"and","start":1161.8651,"end":1162.3451,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.038291312754154205},{"word":"we","start":1162.3451,"end":1162.5851,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04973316192626953},{"word":"originally","start":1162.5851,"end":1163.0651,"confidence":0.9980469,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":-0.050148528069257736},{"word":"had","start":1163.0651,"end":1163.2251,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.041729554533958435},{"word":"you","start":1163.2251,"end":1163.385,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03426738083362579},{"word":"wanting","start":1163.385,"end":1163.7051,"confidence":1.0,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.0523219108581543},{"word":"to","start":1163.7051,"end":1163.8651,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05036322399973869},{"word":"kind","start":1163.8651,"end":1164.025,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.05245634540915489},{"word":"of","start":1164.025,"end":1164.1051,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06169571727514267},{"word":"have","start":1164.1051,"end":1164.265,"confidence":0.95825195,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.06114790588617325},{"word":"like","start":1164.265,"end":1164.425,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.059199005365371704},{"word":"an","start":1164.425,"end":1164.5851,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.07521747052669525},{"word":"early","start":1164.5851,"end":1164.905,"confidence":0.9951172,"punctuated_word":"early","sentiment":"neutral","sentiment_score":-0.07104282826185226},{"word":"retirement","start":1164.905,"end":1165.385,"confidence":1.0,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":-0.044545672833919525},{"word":"towards","start":1165.385,"end":1165.7051,"confidence":1.0,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":-0.09230291843414308},{"word":"the","start":1165.7051,"end":1165.8651,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06523299217224121},{"word":"age","start":1165.8651,"end":1166.025,"confidence":1.0,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.07440119236707687},{"word":"of","start":1166.025,"end":1166.185,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0707213431596756},{"word":"60","start":1166.185,"end":1166.685,"confidence":1.0,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":-0.07222074270248413},{"word":"i","start":1166.7799,"end":1166.94,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1898630857467651},{"word":"know","start":1166.94,"end":1167.1,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.2182524800300598},{"word":"retirement","start":1167.1,"end":1167.58,"confidence":0.99902344,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":-0.2063712477684021},{"word":"is","start":1167.58,"end":1167.82,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2552677094936371},{"word":"so","start":1167.82,"end":1168.0599,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.21014553308486936},{"word":"far","start":1168.0599,"end":1168.22,"confidence":1.0,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.31981831789016724},{"word":"away","start":1168.22,"end":1168.5399,"confidence":1.0,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.22536471486091617},{"word":"for","start":1168.5399,"end":1168.7,"confidence":0.9902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.27978068590164185},{"word":"our","start":1168.7,"end":1168.94,"confidence":0.99316406,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.2522076368331909},{"word":"generation","start":1168.94,"end":1169.44,"confidence":0.91967773,"punctuated_word":"generation,","sentiment":"neutral","sentiment_score":-0.19808226823806763},{"word":"but","start":1170.0599,"end":1170.5399,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.034805215895175934},{"word":"are","start":1170.5399,"end":1170.7,"confidence":0.65527344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.019270524382591248},{"word":"you","start":1170.7,"end":1170.86,"confidence":0.94628906,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.009420044720172882},{"word":"yep","start":1173.8999,"end":1174.3999,"confidence":0.6982422,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05516672879457474},{"word":"yep","start":1183.9149,"end":1184.315,"confidence":0.89404297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04430281370878219},{"word":"maximum","start":1184.315,"end":1184.7949,"confidence":0.9951172,"punctuated_word":"Maximum","sentiment":"neutral","sentiment_score":0.03110577166080475},{"word":"of","start":1184.7949,"end":1184.955,"confidence":0.5498047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.040749117732048035},{"word":"16","start":1184.955,"end":1185.455,"confidence":0.9916992,"punctuated_word":"16.","sentiment":"neutral","sentiment_score":0.06866440176963806},{"word":"no","start":1201.85,"end":1202.09,"confidence":0.86572266,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.18155688047409055},{"word":"i","start":1202.09,"end":1202.1699,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03996405005455017},{"word":"love","start":1202.1699,"end":1202.41,"confidence":1.0,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.4303433299064636},{"word":"it","start":1202.41,"end":1202.65,"confidence":0.9995117,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.20409691333770752},{"word":"there's","start":1202.65,"end":1202.8099,"confidence":1.0,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.11453299224376678},{"word":"always","start":1202.8099,"end":1203.13,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.2744956910610199},{"word":"plenty","start":1203.13,"end":1203.37,"confidence":1.0,"punctuated_word":"plenty","sentiment":"neutral","sentiment_score":0.24014663696289065},{"word":"of","start":1203.37,"end":1203.45,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.21698880195617676},{"word":"time","start":1203.45,"end":1203.77,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2095290720462799},{"word":"to","start":1203.77,"end":1203.85,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12305007874965668},{"word":"catch","start":1203.85,"end":1204.09,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.20333632826805115},{"word":"up","start":1204.09,"end":1204.25,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1271650493144989},{"word":"on","start":1204.25,"end":1204.665,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2054123878479004},{"word":"retirement","start":1204.905,"end":1205.305,"confidence":1.0,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.08546644449234009},{"word":"funds","start":1205.305,"end":1205.785,"confidence":1.0,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.19860601425170896},{"word":"after","start":1205.785,"end":1206.105,"confidence":1.0,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.04335715249180794},{"word":"the","start":1206.105,"end":1206.265,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.111105814576149},{"word":"kids","start":1206.265,"end":1206.505,"confidence":1.0,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":0.12202118337154388},{"word":"are","start":1206.505,"end":1206.665,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1031479462981224},{"word":"out","start":1206.665,"end":1206.8251,"confidence":0.99121094,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06612187623977661},{"word":"of","start":1206.8251,"end":1206.905,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08311016857624054},{"word":"home","start":1206.905,"end":1207.2251,"confidence":0.9970703,"punctuated_word":"home.","sentiment":"neutral","sentiment_score":0.04318972676992416},{"word":"you","start":1207.2251,"end":1207.305,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.02350258082151413},{"word":"know","start":1207.305,"end":1207.805,"confidence":0.9995117,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.02339452877640724},{"word":"yeah","start":1209.305,"end":1209.805,"confidence":0.99365234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007842827588319778},{"word":"and","start":1213.785,"end":1214.185,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.006216488778591156},{"word":"for","start":1214.185,"end":1214.3451,"confidence":0.8535156,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.038598038256168365},{"word":"your","start":1214.3451,"end":1214.5851,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.004555560648441315},{"word":"age","start":1214.5851,"end":1214.8251,"confidence":0.99609375,"punctuated_word":"age,","sentiment":"neutral","sentiment_score":-0.019561437889933583},{"word":"you","start":1214.8251,"end":1214.985,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00797312706708908},{"word":"still","start":1214.985,"end":1215.2251,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06389118731021881},{"word":"have","start":1215.2251,"end":1215.385,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06088072061538696},{"word":"a","start":1215.385,"end":1215.4651,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03856571018695831},{"word":"healthy","start":1215.4651,"end":1215.865,"confidence":1.0,"punctuated_word":"healthy","sentiment":"neutral","sentiment_score":0.25645309686660767},{"word":"balance","start":1215.865,"end":1216.365,"confidence":0.9550781,"punctuated_word":"balance,","sentiment":"neutral","sentiment_score":0.1781848818063736},{"word":"so","start":1216.5851,"end":1216.745,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1425846517086029},{"word":"that's","start":1216.745,"end":1217.0651,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1362658441066742},{"word":"not","start":1217.0651,"end":1217.2251,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.09665246307849884},{"word":"too","start":1217.2251,"end":1217.4651,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.07200571149587631},{"word":"bad","start":1217.4651,"end":1217.9651,"confidence":0.9946289,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":0.15309694409370422},{"word":"yep","start":1242.73,"end":1243.23,"confidence":0.8725586,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3394760489463806},{"word":"absolutely","start":1250.33,"end":1250.83,"confidence":0.9885254,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.5579438209533691},{"word":"i","start":1250.97,"end":1251.13,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.49612072110176086},{"word":"think","start":1251.13,"end":1251.37,"confidence":1.0,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.5181017518043518},{"word":"there's","start":1251.37,"end":1251.69,"confidence":0.99902344,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.5502854585647583},{"word":"two","start":1251.69,"end":1251.9299,"confidence":1.0,"punctuated_word":"two","sentiment":"positive","sentiment_score":0.5384213328361511},{"word":"really","start":1251.9299,"end":1252.1699,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5687154531478882},{"word":"good","start":1252.1699,"end":1252.33,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5864765644073486},{"word":"options","start":1252.33,"end":1252.73,"confidence":1.0,"punctuated_word":"options","sentiment":"positive","sentiment_score":0.5023620128631592},{"word":"here","start":1252.73,"end":1252.97,"confidence":1.0,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.6775811314582825},{"word":"for","start":1252.97,"end":1253.13,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6630465388298035},{"word":"you","start":1253.13,"end":1253.61,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6206707954406738},{"word":"so","start":1253.61,"end":1254.09,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.24416540563106537},{"word":"right","start":1254.09,"end":1254.33,"confidence":0.95166016,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.2302812784910202},{"word":"now","start":1254.33,"end":1254.73,"confidence":0.97265625,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.14663878083229065},{"word":"we","start":1254.73,"end":1254.97,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09636081755161284},{"word":"we","start":1254.97,"end":1255.0499,"confidence":0.97509766,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0992785319685936},{"word":"need","start":1255.0499,"end":1255.2899,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.10394943505525588},{"word":"to","start":1255.2899,"end":1255.37,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.091652512550354},{"word":"kind","start":1255.37,"end":1255.5299,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06652060896158218},{"word":"of","start":1255.5299,"end":1255.69,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0893535390496254},{"word":"keep","start":1255.69,"end":1255.9299,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.12492913007736206},{"word":"things","start":1255.9299,"end":1256.25,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1052413061261177},{"word":"as","start":1256.25,"end":1256.4099,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1936458945274353},{"word":"they","start":1256.4099,"end":1256.57,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.09313632547855376},{"word":"are","start":1256.57,"end":1256.73,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.12090178579092026},{"word":"because","start":1256.73,"end":1257.0499,"confidence":0.78222656,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.07617974281311035},{"word":"obviously","start":1257.0499,"end":1257.5499,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.0443740114569664},{"word":"income","start":1257.755,"end":1258.155,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.04134081304073334},{"word":"changes","start":1258.155,"end":1258.655,"confidence":0.9946289,"punctuated_word":"changes,","sentiment":"neutral","sentiment_score":0.03401608765125275},{"word":"tax","start":1258.795,"end":1259.1951,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.08188183605670929},{"word":"returns","start":1259.1951,"end":1259.6951,"confidence":0.9406738,"punctuated_word":"returns,","sentiment":"neutral","sentiment_score":0.02928319200873375},{"word":"the","start":1259.915,"end":1260.2351,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008372485637664795},{"word":"stock","start":1260.2351,"end":1260.4751,"confidence":1.0,"punctuated_word":"stock","sentiment":"neutral","sentiment_score":-0.00005830824375152588},{"word":"market's","start":1260.4751,"end":1260.875,"confidence":0.92749023,"punctuated_word":"market's","sentiment":"neutral","sentiment_score":0.007723289541900158},{"word":"going","start":1260.875,"end":1261.1951,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.054159730672836304},{"word":"crazy","start":1261.1951,"end":1261.6951,"confidence":0.9995117,"punctuated_word":"crazy.","sentiment":"neutral","sentiment_score":0.06064216047525406},{"word":"one","start":1261.995,"end":1262.2351,"confidence":0.99902344,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.06845084577798843},{"word":"thing","start":1262.2351,"end":1262.4751,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.08931924402713776},{"word":"that","start":1262.4751,"end":1262.7151,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08532918989658356},{"word":"i","start":1262.7151,"end":1262.795,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09203100204467772},{"word":"wanna","start":1262.795,"end":1263.1951,"confidence":0.7636719,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.10806486010551453},{"word":"consider","start":1263.1951,"end":1263.6951,"confidence":0.9980469,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":0.09132963418960573},{"word":"in","start":1263.995,"end":1264.495,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07711920142173767},{"word":"next","start":1265.035,"end":1265.275,"confidence":0.9970703,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.08488079160451889},{"word":"year","start":1265.275,"end":1265.775,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.0415426567196846},{"word":"is","start":1266.2351,"end":1266.7351,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.15214188396930697},{"word":"either","start":1266.875,"end":1267.115,"confidence":0.8413086,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.1922503411769867},{"word":"we","start":1267.115,"end":1267.275,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20356151461601257},{"word":"bump","start":1267.275,"end":1267.515,"confidence":0.9970703,"punctuated_word":"bump","sentiment":"neutral","sentiment_score":0.2362472414970398},{"word":"up","start":1267.515,"end":1267.5951,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.22150610387325287},{"word":"the","start":1267.5951,"end":1267.755,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2501857578754425},{"word":"contributions","start":1267.755,"end":1268.255,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.20909276604652405},{"word":"a","start":1268.395,"end":1268.555,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19198331236839297},{"word":"little","start":1268.555,"end":1268.7151,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.14127859473228457},{"word":"bit","start":1268.7151,"end":1269.2151,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.16474035382270813},{"word":"or","start":1269.435,"end":1269.935,"confidence":0.6533203,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1758522242307663},{"word":"we","start":1270.3999,"end":1270.8999,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21843725442886353},{"word":"maybe","start":1270.96,"end":1271.2799,"confidence":0.98095703,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.20703846216201785},{"word":"even","start":1271.2799,"end":1271.6,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.21297264099121097},{"word":"go","start":1271.6,"end":1272.1,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.30566343665122986},{"word":"high","start":1272.3999,"end":1272.64,"confidence":0.9970703,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.30248770117759705},{"word":"growth","start":1272.64,"end":1272.96,"confidence":0.99902344,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.33511871099472046},{"word":"for","start":1272.96,"end":1273.2,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.16047608852386477},{"word":"a","start":1273.2,"end":1273.2799,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2006314992904663},{"word":"little","start":1273.2799,"end":1273.44,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1481330394744873},{"word":"while","start":1273.44,"end":1273.94,"confidence":0.98706055,"punctuated_word":"while.","sentiment":"neutral","sentiment_score":0.17702466249465942},{"word":"and","start":1274.1599,"end":1274.5599,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15968355536460876},{"word":"if","start":1274.5599,"end":1274.7999,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.19793713092803955},{"word":"this","start":1274.7999,"end":1274.96,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.20095601677894592},{"word":"is","start":1274.96,"end":1275.12,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.194938525557518},{"word":"something","start":1275.12,"end":1275.36,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.23822198808193207},{"word":"that's","start":1275.36,"end":1275.6,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.19114896655082703},{"word":"just","start":1275.6,"end":1275.84,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16317062079906464},{"word":"gonna","start":1275.84,"end":1276.08,"confidence":0.88427734,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.18026545643806455},{"word":"grow","start":1276.08,"end":1276.24,"confidence":0.9980469,"punctuated_word":"grow","sentiment":"neutral","sentiment_score":0.24058479070663452},{"word":"in","start":1276.24,"end":1276.3999,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.20012801885604856},{"word":"the","start":1276.3999,"end":1276.48,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17414580285549164},{"word":"background","start":1276.48,"end":1276.88,"confidence":1.0,"punctuated_word":"background","sentiment":"neutral","sentiment_score":0.187417134642601},{"word":"for","start":1276.88,"end":1277.12,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.156352236866951},{"word":"thirty","start":1277.12,"end":1277.36,"confidence":1.0,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":0.16962018609046936},{"word":"years","start":1277.36,"end":1277.6799,"confidence":1.0,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.19212540984153748},{"word":"we","start":1277.6799,"end":1277.84,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.23143798112869263},{"word":"could","start":1277.84,"end":1278.0,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.26835426688194275},{"word":"potentially","start":1278.0,"end":1278.5,"confidence":1.0,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.265731543302536},{"word":"go","start":1278.64,"end":1279.14,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.29112687706947327},{"word":"a","start":1279.2799,"end":1279.36,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24457284808158877},{"word":"little","start":1279.36,"end":1279.6,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.17004208266735077},{"word":"bit","start":1279.6,"end":1279.76,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.19169282913208008},{"word":"more","start":1279.76,"end":1279.9199,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.15114949643611908},{"word":"foot","start":1279.9199,"end":1280.1599,"confidence":0.9921875,"punctuated_word":"foot","sentiment":"neutral","sentiment_score":0.2496084421873093},{"word":"on","start":1280.1599,"end":1280.32,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2618435323238373},{"word":"the","start":1280.32,"end":1280.3999,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2669491469860077},{"word":"gas","start":1280.3999,"end":1280.8999,"confidence":0.8605957,"punctuated_word":"gas,","sentiment":"neutral","sentiment_score":0.20995448529720304},{"word":"let","start":1281.2799,"end":1281.5199,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.2932590842247009},{"word":"it","start":1281.5199,"end":1281.76,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.36264267563819885},{"word":"do","start":1281.76,"end":1281.9199,"confidence":0.984375,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.36978310346603394},{"word":"its","start":1281.9199,"end":1282.32,"confidence":0.9921875,"punctuated_word":"its","sentiment":"positive","sentiment_score":0.3604097366333008},{"word":"heavy","start":1282.32,"end":1282.64,"confidence":1.0,"punctuated_word":"heavy","sentiment":"positive","sentiment_score":0.43119385838508606},{"word":"lifting","start":1282.64,"end":1283.0399,"confidence":1.0,"punctuated_word":"lifting","sentiment":"positive","sentiment_score":0.461419939994812},{"word":"for","start":1283.0399,"end":1283.2799,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3471078872680664},{"word":"you","start":1283.2799,"end":1283.745,"confidence":0.9880371,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.3320104479789734},{"word":"and","start":1283.905,"end":1284.145,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.28200703859329224},{"word":"then","start":1284.145,"end":1284.225,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.22499892115592957},{"word":"you","start":1284.225,"end":1284.385,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2776945233345032},{"word":"can","start":1284.385,"end":1284.625,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23288753628730777},{"word":"focus","start":1284.625,"end":1284.945,"confidence":1.0,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.21473541855812073},{"word":"everything","start":1284.945,"end":1285.345,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.26278355717658997},{"word":"on","start":1285.345,"end":1285.425,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2551817297935486},{"word":"your","start":1285.425,"end":1285.665,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2676345109939575},{"word":"personal","start":1285.665,"end":1286.065,"confidence":1.0,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.2584834396839142},{"word":"financial","start":1286.065,"end":1286.565,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.21493124961853027},{"word":"situation","start":1286.625,"end":1287.105,"confidence":0.99560547,"punctuated_word":"situation.","sentiment":"neutral","sentiment_score":0.2609335780143738},{"word":"so","start":1287.105,"end":1287.345,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1645040214061737},{"word":"there","start":1287.345,"end":1287.585,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1409684121608734},{"word":"there","start":1287.585,"end":1287.745,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.24440330266952515},{"word":"is","start":1287.745,"end":1287.985,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2381748408079147},{"word":"both","start":1287.985,"end":1288.225,"confidence":1.0,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.1656581312417984},{"word":"options","start":1288.225,"end":1288.625,"confidence":1.0,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.12795287370681763},{"word":"there","start":1288.625,"end":1289.125,"confidence":0.9980469,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.24399468302726743},{"word":"yeah","start":1306.72,"end":1306.96,"confidence":0.82470703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0033940263092517853},{"word":"and","start":1306.96,"end":1307.12,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03919462859630585},{"word":"the","start":1307.12,"end":1307.28,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05515996366739273},{"word":"way","start":1307.28,"end":1307.4401,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.054279644042253494},{"word":"i","start":1307.4401,"end":1307.52,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0817815363407135},{"word":"would","start":1307.52,"end":1307.76,"confidence":0.97802734,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.07184426486492157},{"word":"explain","start":1307.76,"end":1308.16,"confidence":0.99902344,"punctuated_word":"explain","sentiment":"neutral","sentiment_score":0.04624231904745102},{"word":"it","start":1308.16,"end":1308.24,"confidence":0.89746094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.051608599722385406},{"word":"is","start":1308.24,"end":1308.48,"confidence":0.9094238,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.05102499574422836},{"word":"like","start":1308.48,"end":1308.64,"confidence":0.9946289,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.04005689173936844},{"word":"you","start":1308.64,"end":1308.72,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04257018491625786},{"word":"get","start":1308.72,"end":1308.96,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04179192334413528},{"word":"through","start":1308.96,"end":1309.2,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.03480498120188713},{"word":"these","start":1309.2,"end":1309.605,"confidence":0.9030762,"punctuated_word":"these,","sentiment":"neutral","sentiment_score":0.03469991683959961},{"word":"we","start":1309.605,"end":1309.765,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.040252961218357086},{"word":"call","start":1309.765,"end":1310.005,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.026148198172450066},{"word":"them","start":1310.005,"end":1310.245,"confidence":0.96972656,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.026795556768774983},{"word":"market","start":1310.245,"end":1310.645,"confidence":0.9902344,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.021503284573554993},{"word":"cycles","start":1310.645,"end":1311.125,"confidence":1.0,"punctuated_word":"cycles","sentiment":"neutral","sentiment_score":0.031015878543257713},{"word":"where","start":1311.125,"end":1311.365,"confidence":0.61279297,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.02719898335635662},{"word":"it's","start":1311.365,"end":1311.445,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.02750556729733944},{"word":"like","start":1311.445,"end":1311.605,"confidence":0.8730469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.02976734004914761},{"word":"the","start":1311.605,"end":1311.6849,"confidence":0.9086914,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03567953407764435},{"word":"stock","start":1311.6849,"end":1311.9249,"confidence":0.99902344,"punctuated_word":"stock","sentiment":"neutral","sentiment_score":0.002097565680742264},{"word":"market","start":1311.9249,"end":1312.245,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.0239470899105072},{"word":"grows","start":1312.245,"end":1312.565,"confidence":0.99609375,"punctuated_word":"grows","sentiment":"neutral","sentiment_score":0.024608353152871132},{"word":"for","start":1312.565,"end":1312.725,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02617732621729374},{"word":"six","start":1312.725,"end":1312.965,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.00921325385570526},{"word":"years","start":1312.965,"end":1313.365,"confidence":0.8005371,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.01979108154773712},{"word":"and","start":1313.365,"end":1313.525,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01775083690881729},{"word":"then","start":1313.525,"end":1313.6849,"confidence":0.9580078,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.028381530195474625},{"word":"oh","start":1313.6849,"end":1313.845,"confidence":0.9970703,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.03366836532950401},{"word":"there's","start":1313.845,"end":1314.165,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.015387426130473614},{"word":"a","start":1314.165,"end":1314.245,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.014838945120573044},{"word":"gfc","start":1314.245,"end":1314.745,"confidence":0.9916992,"punctuated_word":"GFC,","sentiment":"neutral","sentiment_score":-0.002304613124579191},{"word":"a","start":1314.8049,"end":1314.965,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.002547877840697766},{"word":"covid","start":1314.965,"end":1315.445,"confidence":0.9835612,"punctuated_word":"COVID,","sentiment":"neutral","sentiment_score":-0.007350235711783171},{"word":"a","start":1315.445,"end":1315.605,"confidence":0.9819336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02188362181186676},{"word":"war","start":1315.605,"end":1315.9249,"confidence":0.986084,"punctuated_word":"war,","sentiment":"neutral","sentiment_score":-0.0284138061106205},{"word":"and","start":1315.9249,"end":1316.085,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02267007902264595},{"word":"the","start":1316.085,"end":1316.325,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.028164386749267575},{"word":"stock","start":1316.325,"end":1316.485,"confidence":0.99316406,"punctuated_word":"stock","sentiment":"neutral","sentiment_score":-0.06434842199087143},{"word":"market","start":1316.485,"end":1316.8049,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.05545581132173538},{"word":"crashes","start":1316.8049,"end":1317.3049,"confidence":0.951416,"punctuated_word":"crashes.","sentiment":"neutral","sentiment_score":-0.07585427165031433},{"word":"and","start":1317.9249,"end":1318.245,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.036505430936813354},{"word":"your","start":1318.245,"end":1318.565,"confidence":0.86865234,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11022012680768968},{"word":"super","start":1318.565,"end":1318.8049,"confidence":0.9941406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.17226815223693848},{"word":"tends","start":1318.8049,"end":1319.125,"confidence":0.9790039,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":0.18874596059322357},{"word":"to","start":1319.125,"end":1319.285,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19055235385894775},{"word":"continuously","start":1319.285,"end":1319.785,"confidence":0.99902344,"punctuated_word":"continuously","sentiment":"neutral","sentiment_score":0.08681312948465347},{"word":"buy","start":1320.005,"end":1320.245,"confidence":1.0,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.08883088082075119},{"word":"in","start":1320.245,"end":1320.645,"confidence":0.92163086,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.04337305575609207},{"word":"so","start":1320.645,"end":1320.8049,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11482872068881989},{"word":"when","start":1320.8049,"end":1320.965,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.12585432827472687},{"word":"the","start":1320.965,"end":1321.125,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1836002767086029},{"word":"market","start":1321.125,"end":1321.445,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.10552806407213212},{"word":"drops","start":1321.445,"end":1321.765,"confidence":0.9995117,"punctuated_word":"drops,","sentiment":"neutral","sentiment_score":0.10436394810676576},{"word":"you","start":1321.765,"end":1321.9249,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19159217178821564},{"word":"get","start":1321.9249,"end":1322.085,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.13210000097751615},{"word":"to","start":1322.085,"end":1322.245,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06274762004613876},{"word":"buy","start":1322.245,"end":1322.405,"confidence":1.0,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.06550560891628265},{"word":"shares","start":1322.405,"end":1322.725,"confidence":1.0,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":0.07193533331155777},{"word":"and","start":1322.725,"end":1322.8049,"confidence":0.96875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06289292871952057},{"word":"property","start":1322.8049,"end":1323.205,"confidence":0.9741211,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.09710287302732468},{"word":"for","start":1323.205,"end":1323.285,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1342904567718506},{"word":"a","start":1323.285,"end":1323.445,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10475310683250429},{"word":"cheaper","start":1323.445,"end":1323.765,"confidence":1.0,"punctuated_word":"cheaper","sentiment":"neutral","sentiment_score":0.06391771137714386},{"word":"price","start":1323.765,"end":1324.2,"confidence":0.9301758,"punctuated_word":"price.","sentiment":"neutral","sentiment_score":0.06182057783007622},{"word":"and","start":1324.2799,"end":1324.44,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15708975493907928},{"word":"then","start":1324.44,"end":1324.6,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.17377869784832},{"word":"when","start":1324.6,"end":1324.6799,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.26620176434516907},{"word":"the","start":1324.6799,"end":1324.84,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3645279109477997},{"word":"market","start":1324.84,"end":1325.08,"confidence":1.0,"punctuated_word":"market","sentiment":"positive","sentiment_score":0.3370496928691864},{"word":"goes","start":1325.08,"end":1325.32,"confidence":1.0,"punctuated_word":"goes","sentiment":"positive","sentiment_score":0.39686667919158936},{"word":"up","start":1325.32,"end":1325.3999,"confidence":1.0,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.3580555021762848},{"word":"for","start":1325.3999,"end":1325.5599,"confidence":0.9873047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1712164282798767},{"word":"six","start":1325.5599,"end":1325.7999,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.19439679384231567},{"word":"years","start":1325.7999,"end":1326.0399,"confidence":0.9995117,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.28631529211997986},{"word":"you","start":1326.0399,"end":1326.12,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4707377851009369},{"word":"get","start":1326.12,"end":1326.2799,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.47280722856521606},{"word":"all","start":1326.2799,"end":1326.44,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.47687411308288574},{"word":"this","start":1326.44,"end":1326.6,"confidence":0.98291016,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.4495367109775543},{"word":"great","start":1326.6,"end":1326.84,"confidence":0.9980469,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.5224405527114868},{"word":"growth","start":1326.84,"end":1327.08,"confidence":1.0,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.6603094339370728},{"word":"out","start":1327.08,"end":1327.24,"confidence":1.0,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.538588285446167},{"word":"of","start":1327.24,"end":1327.32,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5225293040275574},{"word":"it","start":1327.32,"end":1327.7999,"confidence":1.0,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.46433937549591064},{"word":"we","start":1327.7999,"end":1328.12,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.16766925156116486},{"word":"repeat","start":1328.12,"end":1328.44,"confidence":1.0,"punctuated_word":"repeat","sentiment":"neutral","sentiment_score":0.0796424075961113},{"word":"that","start":1328.44,"end":1328.94,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11810186505317688},{"word":"seven","start":1329.48,"end":1329.98,"confidence":0.97631836,"punctuated_word":"seven,","sentiment":"neutral","sentiment_score":0.08762924373149872},{"word":"fourteen","start":1330.0399,"end":1330.5399,"confidence":0.99853516,"punctuated_word":"fourteen,","sentiment":"neutral","sentiment_score":0.06649115681648254},{"word":"twenty","start":1330.6799,"end":1331.0,"confidence":1.0,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.12016059458255768},{"word":"one","start":1331.0,"end":1331.1599,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07519818842411041},{"word":"years","start":1331.1599,"end":1331.6599,"confidence":0.9177246,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.06690669059753418},{"word":"and","start":1331.72,"end":1331.96,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.005846027284860611},{"word":"then","start":1331.96,"end":1332.2,"confidence":0.80322266,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.021720286458730698},{"word":"the","start":1332.2,"end":1332.36,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01848522573709488},{"word":"last","start":1332.36,"end":1332.86,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.015420429408550262},{"word":"nine","start":1333.24,"end":1333.5599,"confidence":1.0,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":-0.03528161346912384},{"word":"years","start":1333.5599,"end":1334.0599,"confidence":0.9975586,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.032008446753025055},{"word":"we","start":1334.36,"end":1334.5199,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04852000251412392},{"word":"then","start":1334.5199,"end":1334.84,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.027706868946552277},{"word":"slowly","start":1334.84,"end":1335.32,"confidence":1.0,"punctuated_word":"slowly","sentiment":"neutral","sentiment_score":-0.07866144180297852},{"word":"start","start":1335.32,"end":1335.6399,"confidence":1.0,"punctuated_word":"start","sentiment":"neutral","sentiment_score":-0.08344311267137527},{"word":"reducing","start":1335.6399,"end":1336.1399,"confidence":1.0,"punctuated_word":"reducing","sentiment":"neutral","sentiment_score":-0.056403882801532745},{"word":"your","start":1336.2799,"end":1336.6,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.11087252199649812},{"word":"growth","start":1336.6,"end":1336.9199,"confidence":1.0,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.10747861117124556},{"word":"assets","start":1336.9199,"end":1337.32,"confidence":1.0,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.1313037872314453},{"word":"down","start":1337.32,"end":1337.82,"confidence":0.9995117,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.06851372867822647},{"word":"so","start":1339.065,"end":1339.385,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0192803256213665},{"word":"i","start":1339.385,"end":1339.705,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.017620179802179337},{"word":"wouldn't","start":1339.705,"end":1339.945,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.09003850817680359},{"word":"go","start":1339.945,"end":1340.1849,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.097518652677536},{"word":"high","start":1340.1849,"end":1340.425,"confidence":0.9941406,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.08560256659984589},{"word":"growth","start":1340.425,"end":1340.585,"confidence":1.0,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.0736474096775055},{"word":"today","start":1340.585,"end":1341.085,"confidence":0.9638672,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":-0.05818207561969757},{"word":"but","start":1341.785,"end":1342.285,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.01396866887807846},{"word":"it's","start":1342.425,"end":1342.665,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.026405032724142075},{"word":"something","start":1342.665,"end":1342.985,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.02738303318619728},{"word":"where","start":1342.985,"end":1343.3049,"confidence":0.9970703,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.020982712507247925},{"word":"in","start":1343.3049,"end":1343.465,"confidence":0.8769531,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.006614506244659424},{"word":"twelve","start":1343.465,"end":1343.705,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.00001718848943710327},{"word":"months'","start":1343.705,"end":1343.945,"confidence":0.79003906,"punctuated_word":"months'","sentiment":"neutral","sentiment_score":0.008724536746740341},{"word":"time","start":1343.945,"end":1344.105,"confidence":0.97802734,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.009984467178583143},{"word":"we'll","start":1344.105,"end":1344.345,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.030121054500341415},{"word":"do","start":1344.345,"end":1344.505,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.013202957808971403},{"word":"another","start":1344.505,"end":1344.825,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.005653928965330124},{"word":"review","start":1344.825,"end":1345.225,"confidence":0.89990234,"punctuated_word":"review.","sentiment":"neutral","sentiment_score":0.009001756086945534},{"word":"we'll","start":1345.225,"end":1345.465,"confidence":1.0,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.03905833140015602},{"word":"talk","start":1345.465,"end":1345.625,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.031404078006744385},{"word":"about","start":1345.625,"end":1346.025,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.040100038051605225},{"word":"contributions","start":1346.025,"end":1346.525,"confidence":1.0,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.043640535324811935},{"word":"versus","start":1346.745,"end":1347.145,"confidence":1.0,"punctuated_word":"versus","sentiment":"neutral","sentiment_score":0.03862914443016052},{"word":"growth","start":1347.145,"end":1347.465,"confidence":0.99902344,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.019586432725191116},{"word":"assets","start":1347.465,"end":1347.965,"confidence":0.9863281,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.0090448297560215},{"word":"and","start":1348.025,"end":1348.1849,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.036380164325237274},{"word":"we","start":1348.1849,"end":1348.265,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03670703619718552},{"word":"can","start":1348.265,"end":1348.505,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03748469427227974},{"word":"kind","start":1348.505,"end":1348.665,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.0553426593542099},{"word":"of","start":1348.665,"end":1348.825,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05115310847759247},{"word":"work","start":1348.825,"end":1349.065,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.07394291460514069},{"word":"out","start":1349.065,"end":1349.225,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.0833994597196579},{"word":"what","start":1349.225,"end":1349.465,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06171100586652756},{"word":"what","start":1349.465,"end":1349.785,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.07801251113414764},{"word":"suits","start":1349.785,"end":1350.1849,"confidence":0.99902344,"punctuated_word":"suits","sentiment":"neutral","sentiment_score":0.08333911746740341},{"word":"you","start":1350.1849,"end":1350.57,"confidence":0.9975586,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.06282231211662292},{"word":"absolutely","start":1360.49,"end":1360.99,"confidence":0.9951172,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.2178567051887512},{"word":"so","start":1361.45,"end":1361.95,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1544286161661148},{"word":"outside","start":1362.4099,"end":1362.8899,"confidence":0.9941406,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":0.2105168849229813},{"word":"of","start":1362.8899,"end":1362.97,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1538468897342682},{"word":"that","start":1362.97,"end":1363.37,"confidence":1.0,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.17048034071922302},{"word":"i","start":1363.37,"end":1363.45,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2269424200057983},{"word":"just","start":1363.45,"end":1363.69,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.21381855010986328},{"word":"wanna","start":1363.69,"end":1363.9299,"confidence":0.8286133,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.23213952779769895},{"word":"update","start":1363.9299,"end":1364.25,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.3056398928165436},{"word":"a","start":1364.25,"end":1364.33,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.29536306858062744},{"word":"couple","start":1364.33,"end":1364.57,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.27415695786476135},{"word":"of","start":1364.57,"end":1365.07,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.30365175008773804},{"word":"goals","start":1365.13,"end":1365.45,"confidence":0.99902344,"punctuated_word":"goals.","sentiment":"neutral","sentiment_score":0.2268534004688263},{"word":"i","start":1365.45,"end":1365.5299,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18238593637943268},{"word":"know","start":1365.5299,"end":1365.7699,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.18016327917575836},{"word":"you","start":1365.7699,"end":1365.9299,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21464303135871887},{"word":"probably","start":1365.9299,"end":1366.4299,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.17456135153770447},{"word":"have","start":1366.7051,"end":1366.9451,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1892479658126831},{"word":"so","start":1366.9451,"end":1367.025,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1730346381664276},{"word":"much","start":1367.025,"end":1367.265,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.16059726476669312},{"word":"on","start":1367.265,"end":1367.425,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.108404703438282},{"word":"your","start":1367.425,"end":1367.505,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13204722106456757},{"word":"mind","start":1367.505,"end":1367.745,"confidence":0.99902344,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.2003656029701233},{"word":"and","start":1367.745,"end":1367.905,"confidence":0.8745117,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14972153306007385},{"word":"so","start":1367.905,"end":1368.145,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.17325806617736816},{"word":"many","start":1368.145,"end":1368.305,"confidence":1.0,"punctuated_word":"many","sentiment":"neutral","sentiment_score":0.17668069899082184},{"word":"things","start":1368.305,"end":1368.545,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.15810541808605194},{"word":"day","start":1368.545,"end":1368.785,"confidence":0.99902344,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.16556374728679657},{"word":"to","start":1368.785,"end":1368.9451,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1192670315504074},{"word":"day","start":1368.9451,"end":1369.425,"confidence":0.7805176,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":0.118427611887455},{"word":"but","start":1369.425,"end":1369.665,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.06973552703857422},{"word":"is","start":1369.665,"end":1369.8251,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04343342408537865},{"word":"there","start":1369.8251,"end":1370.0651,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.14927859604358673},{"word":"anything","start":1370.0651,"end":1370.385,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.18510596454143524},{"word":"that","start":1370.385,"end":1370.625,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08362975716590881},{"word":"you're","start":1370.625,"end":1370.865,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.09853056073188782},{"word":"focusing","start":1370.865,"end":1371.265,"confidence":1.0,"punctuated_word":"focusing","sentiment":"neutral","sentiment_score":0.14402416348457336},{"word":"on","start":1371.265,"end":1371.505,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1601705700159073},{"word":"for","start":1371.505,"end":1371.745,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17250224947929382},{"word":"the","start":1371.745,"end":1371.8251,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16950470209121704},{"word":"next","start":1371.8251,"end":1372.2251,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.11645257472991943},{"word":"one","start":1372.2251,"end":1372.545,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.11368690431118011},{"word":"to","start":1372.545,"end":1372.7051,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09672029316425323},{"word":"five","start":1372.7051,"end":1372.9451,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.1373177319765091},{"word":"years","start":1372.9451,"end":1373.3451,"confidence":0.8479004,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.09932441264390944},{"word":"or","start":1373.3451,"end":1373.505,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.036576852202415466},{"word":"is","start":1373.505,"end":1373.665,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.019320979714393616},{"word":"it","start":1373.665,"end":1373.745,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0880558043718338},{"word":"really","start":1373.745,"end":1373.985,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.09188324213027954},{"word":"just","start":1373.985,"end":1374.485,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10155925899744034},{"word":"work","start":1374.785,"end":1375.1051,"confidence":0.9838867,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.1033429428935051},{"word":"part","start":1375.1051,"end":1375.3451,"confidence":0.99902344,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.127020925283432},{"word":"time","start":1375.3451,"end":1375.8251,"confidence":0.9904785,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.11321848630905151},{"word":"look","start":1375.8251,"end":1375.985,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.10892024636268616},{"word":"after","start":1375.985,"end":1376.305,"confidence":1.0,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.14028888940811157},{"word":"the","start":1376.305,"end":1376.4651,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16687926650047302},{"word":"kids","start":1376.4651,"end":1376.9451,"confidence":0.99902344,"punctuated_word":"kids,","sentiment":"neutral","sentiment_score":0.17897748947143555},{"word":"enjoy","start":1376.9451,"end":1377.3451,"confidence":1.0,"punctuated_word":"enjoy","sentiment":"neutral","sentiment_score":0.33209508657455444},{"word":"life","start":1377.3451,"end":1377.8451,"confidence":0.98657227,"punctuated_word":"life?","sentiment":"neutral","sentiment_score":0.2648399770259857},{"word":"yep","start":1398.095,"end":1398.595,"confidence":0.80737305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.047568753361701965},{"word":"okay","start":1426.62,"end":1427.12,"confidence":0.8720703,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12559913098812103},{"word":"yep","start":1428.78,"end":1429.28,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2153002023696899},{"word":"yeah","start":1436.22,"end":1436.62,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4751614928245544},{"word":"so","start":1436.62,"end":1437.02,"confidence":0.99902344,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.6292478442192078},{"word":"nice","start":1437.02,"end":1437.26,"confidence":0.97509766,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.7019238471984863},{"word":"stable","start":1437.26,"end":1437.66,"confidence":0.56396484,"punctuated_word":"stable","sentiment":"positive","sentiment_score":0.6951706409454346},{"word":"base","start":1437.66,"end":1438.16,"confidence":0.95336914,"punctuated_word":"base.","sentiment":"positive","sentiment_score":0.6751424074172974},{"word":"and","start":1438.3,"end":1438.54,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.32249915599823},{"word":"then","start":1438.54,"end":1438.86,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.328666090965271},{"word":"outside","start":1438.86,"end":1439.18,"confidence":0.9980469,"punctuated_word":"outside","sentiment":"positive","sentiment_score":0.4077596366405487},{"word":"of","start":1439.18,"end":1439.34,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2745654881000519},{"word":"that","start":1439.34,"end":1439.58,"confidence":0.99902344,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.2116584479808807},{"word":"we","start":1439.58,"end":1439.74,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.23637054860591888},{"word":"can","start":1439.74,"end":1439.9,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.26296210289001465},{"word":"look","start":1439.9,"end":1440.0599,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.19070106744766235},{"word":"at","start":1440.0599,"end":1440.22,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2265198230743408},{"word":"other","start":1440.22,"end":1440.46,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.2749651372432709},{"word":"investment","start":1440.46,"end":1440.94,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.2036525309085846},{"word":"opportunities","start":1440.94,"end":1441.44,"confidence":1.0,"punctuated_word":"opportunities","sentiment":"neutral","sentiment_score":0.16857683658599854},{"word":"long","start":1441.66,"end":1441.9,"confidence":0.9892578,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.2453307807445526},{"word":"term","start":1441.9,"end":1442.4,"confidence":0.86743164,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":0.13175639510154724},{"word":"and","start":1442.495,"end":1442.735,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16089947521686554},{"word":"i'll","start":1442.735,"end":1442.895,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1804838478565216},{"word":"mix","start":1442.895,"end":1443.135,"confidence":1.0,"punctuated_word":"mix","sentiment":"neutral","sentiment_score":0.19188536703586576},{"word":"in","start":1443.135,"end":1443.375,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14417462050914764},{"word":"a","start":1443.375,"end":1443.4551,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2072644084692001},{"word":"bit","start":1443.4551,"end":1443.615,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.20689350366592407},{"word":"of","start":1443.615,"end":1443.6951,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22680288553237915},{"word":"that","start":1443.6951,"end":1443.935,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2088865041732788},{"word":"conversation","start":1443.935,"end":1444.435,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.21286724507808685},{"word":"around","start":1444.495,"end":1444.735,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.2025184631347656},{"word":"the","start":1444.735,"end":1444.895,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23288871347904205},{"word":"investments","start":1444.895,"end":1445.375,"confidence":0.99902344,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.14652636647224426},{"word":"for","start":1445.375,"end":1445.535,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.21910810470581055},{"word":"the","start":1445.535,"end":1445.6951,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2661267817020416},{"word":"children","start":1445.6951,"end":1446.1951,"confidence":1.0,"punctuated_word":"children","sentiment":"neutral","sentiment_score":0.22428664565086365},{"word":"as","start":1446.735,"end":1446.895,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1869213581085205},{"word":"well","start":1446.895,"end":1447.395,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.1160156950354576},{"word":"can","start":1447.535,"end":1447.855,"confidence":0.99609375,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.06834590435028076},{"word":"i","start":1447.855,"end":1447.935,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08223897963762283},{"word":"just","start":1447.935,"end":1448.175,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08309051394462585},{"word":"quickly","start":1448.175,"end":1448.655,"confidence":1.0,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.07306656986474991},{"word":"ask","start":1448.655,"end":1448.9751,"confidence":0.99902344,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.06617745012044907},{"word":"the","start":1448.9751,"end":1449.2151,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06869278848171234},{"word":"the","start":1449.2151,"end":1449.4551,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05945117771625519},{"word":"ages","start":1449.4551,"end":1449.6951,"confidence":0.99902344,"punctuated_word":"ages","sentiment":"neutral","sentiment_score":0.06565436720848083},{"word":"of","start":1449.6951,"end":1449.855,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05565589666366577},{"word":"your","start":1449.855,"end":1450.0951,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04827924817800522},{"word":"two","start":1450.0951,"end":1450.255,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.05825832486152649},{"word":"children","start":1450.255,"end":1450.755,"confidence":0.99560547,"punctuated_word":"children?","sentiment":"neutral","sentiment_score":0.06391051411628723},{"word":"six","start":1457.31,"end":1457.63,"confidence":0.9165039,"punctuated_word":"Six","sentiment":"neutral","sentiment_score":0.05381535366177559},{"word":"and","start":1457.63,"end":1457.87,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05870196595788002},{"word":"eight","start":1457.87,"end":1458.27,"confidence":0.99902344,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.060558758676052094},{"word":"in","start":1458.27,"end":1458.5901,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.053505633026361465},{"word":"october","start":1458.5901,"end":1459.0901,"confidence":0.99853516,"punctuated_word":"October.","sentiment":"neutral","sentiment_score":0.12246374040842056},{"word":"cool","start":1459.4701,"end":1459.79,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4144788980484009},{"word":"so","start":1459.79,"end":1459.9501,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.30282139778137207},{"word":"we've","start":1459.9501,"end":1460.1901,"confidence":0.9995117,"punctuated_word":"we've","sentiment":"positive","sentiment_score":0.33758896589279175},{"word":"kind","start":1460.1901,"end":1460.43,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.4075196087360382},{"word":"of","start":1460.43,"end":1460.51,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4125092029571533},{"word":"got","start":1460.51,"end":1460.75,"confidence":1.0,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.3838597536087036},{"word":"that","start":1460.75,"end":1461.25,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3674944043159485},{"word":"ten","start":1461.31,"end":1461.63,"confidence":0.99902344,"punctuated_word":"ten","sentiment":"positive","sentiment_score":0.3397063612937927},{"word":"to","start":1461.63,"end":1461.79,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24243766069412231},{"word":"twelve","start":1461.79,"end":1462.1101,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.3046359121799469},{"word":"years","start":1462.1101,"end":1462.43,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.33203595876693726},{"word":"with","start":1462.43,"end":1462.67,"confidence":0.99902344,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4994312524795532},{"word":"that","start":1462.67,"end":1462.8301,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4876025319099426},{"word":"goal","start":1462.8301,"end":1463.15,"confidence":1.0,"punctuated_word":"goal","sentiment":"positive","sentiment_score":0.3386450409889221},{"word":"of","start":1463.15,"end":1463.65,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14357200264930725},{"word":"have","start":1463.79,"end":1464.03,"confidence":0.95947266,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.18309742212295532},{"word":"some","start":1464.03,"end":1464.1901,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1550135314464569},{"word":"funds","start":1464.1901,"end":1464.5901,"confidence":1.0,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.19500873982906344},{"word":"there","start":1464.5901,"end":1465.0901,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.19518494606018064},{"word":"for","start":1465.2301,"end":1465.55,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1395321488380432},{"word":"18","start":1465.55,"end":1466.05,"confidence":0.8876953,"punctuated_word":"18,","sentiment":"neutral","sentiment_score":0.10158271342515944},{"word":"which","start":1467.965,"end":1468.365,"confidence":0.9970703,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.12042248249053956},{"word":"basically","start":1468.365,"end":1468.845,"confidence":0.98828125,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.09591556340456008},{"word":"means","start":1468.845,"end":1469.345,"confidence":0.77563477,"punctuated_word":"means,","sentiment":"neutral","sentiment_score":0.1250142604112625},{"word":"hopefully","start":1469.6449,"end":1470.125,"confidence":0.9675293,"punctuated_word":"hopefully,","sentiment":"neutral","sentiment_score":0.17471368610858917},{"word":"sometime","start":1470.125,"end":1470.625,"confidence":0.9580078,"punctuated_word":"sometime","sentiment":"neutral","sentiment_score":0.18028689920902252},{"word":"this","start":1470.6849,"end":1471.005,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.15981881320476532},{"word":"year","start":1471.005,"end":1471.505,"confidence":0.9658203,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.15908551216125488},{"word":"maybe","start":1472.125,"end":1472.445,"confidence":1.0,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.14791728556156158},{"word":"towards","start":1472.445,"end":1472.945,"confidence":0.9980469,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.13810278475284576},{"word":"before","start":1473.005,"end":1473.325,"confidence":0.7001953,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.12820062041282654},{"word":"christmas","start":1473.325,"end":1473.725,"confidence":0.9086914,"punctuated_word":"Christmas","sentiment":"neutral","sentiment_score":0.16232477128505707},{"word":"time","start":1473.725,"end":1473.965,"confidence":0.9790039,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.1263691931962967},{"word":"we","start":1473.965,"end":1474.125,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1335022747516632},{"word":"can","start":1474.125,"end":1474.2849,"confidence":0.97509766,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14558959007263184},{"word":"maybe","start":1474.2849,"end":1474.5249,"confidence":0.99609375,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.12292061746120451},{"word":"have","start":1474.5249,"end":1474.7649,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13294970989227295},{"word":"that","start":1474.7649,"end":1474.9249,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08506118506193161},{"word":"discussion","start":1474.9249,"end":1475.4049,"confidence":0.88623047,"punctuated_word":"discussion.","sentiment":"neutral","sentiment_score":0.0965828150510788},{"word":"because","start":1475.4049,"end":1475.6449,"confidence":0.7753906,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0549977570772171},{"word":"if","start":1475.6449,"end":1475.8049,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06071924790740013},{"word":"we","start":1475.8049,"end":1475.8849,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06247983872890472},{"word":"do","start":1475.8849,"end":1476.125,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09691983461380003},{"word":"that","start":1476.125,"end":1476.625,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13481730222702026},{"word":"strategy","start":1476.6849,"end":1477.085,"confidence":0.99609375,"punctuated_word":"strategy","sentiment":"neutral","sentiment_score":0.1032651960849762},{"word":"i","start":1477.085,"end":1477.1649,"confidence":0.98291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09021326154470444},{"word":"was","start":1477.1649,"end":1477.4049,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.078914113342762},{"word":"talking","start":1477.4049,"end":1477.725,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.11245913803577424},{"word":"about","start":1477.725,"end":1478.225,"confidence":1.0,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":0.11900682002305984},{"word":"we","start":1478.2849,"end":1478.365,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13943415880203247},{"word":"can","start":1478.365,"end":1478.605,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15779314935207367},{"word":"basically","start":1478.605,"end":1479.105,"confidence":0.9970703,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.14017407596111298},{"word":"make","start":1479.565,"end":1479.725,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.14488238096237183},{"word":"it","start":1479.725,"end":1479.8849,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18134459853172305},{"word":"like","start":1479.8849,"end":1480.0449,"confidence":0.5024414,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.18334262073040009},{"word":"a","start":1480.0449,"end":1480.2849,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.191603422164917},{"word":"a","start":1480.2849,"end":1480.365,"confidence":0.8520508,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19764885306358335},{"word":"ten","start":1480.365,"end":1480.605,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.16917461156845093},{"word":"year","start":1480.605,"end":1480.845,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.172409787774086},{"word":"strategy","start":1480.845,"end":1481.345,"confidence":1.0,"punctuated_word":"strategy","sentiment":"neutral","sentiment_score":0.14741390943527222},{"word":"to","start":1482.09,"end":1482.33,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10636600106954576},{"word":"then","start":1482.33,"end":1482.65,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14474351704120636},{"word":"have","start":1482.65,"end":1482.89,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.173640638589859},{"word":"something","start":1482.89,"end":1483.37,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.1538977324962616},{"word":"there","start":1483.37,"end":1483.85,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.15329976379871368},{"word":"for","start":1483.85,"end":1484.09,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1291239857673645},{"word":"the","start":1484.09,"end":1484.25,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1413705348968506},{"word":"first","start":1484.25,"end":1484.49,"confidence":1.0,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.10661904513835908},{"word":"child","start":1484.49,"end":1484.8099,"confidence":1.0,"punctuated_word":"child","sentiment":"neutral","sentiment_score":0.16578541696071625},{"word":"and","start":1484.8099,"end":1484.97,"confidence":0.8496094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1459689438343048},{"word":"then","start":1484.97,"end":1485.13,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11392529308795928},{"word":"two","start":1485.13,"end":1485.29,"confidence":0.9614258,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1424631029367447},{"word":"years","start":1485.29,"end":1485.53,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.14192642271518707},{"word":"later","start":1485.53,"end":1485.77,"confidence":0.99902344,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.1583009660243988},{"word":"for","start":1485.77,"end":1485.9299,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19046667218208313},{"word":"the","start":1485.9299,"end":1486.09,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1715740263462067},{"word":"next","start":1486.09,"end":1486.33,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.14147788286209106},{"word":"child","start":1486.33,"end":1486.83,"confidence":0.8847656,"punctuated_word":"child.","sentiment":"neutral","sentiment_score":0.11584046483039856},{"word":"and","start":1486.97,"end":1487.13,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07835716009140015},{"word":"then","start":1487.13,"end":1487.63,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.09553304314613342},{"word":"that's","start":1487.69,"end":1488.09,"confidence":0.9975586,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.09599988907575609},{"word":"kind","start":1488.09,"end":1488.33,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.07774899154901505},{"word":"of","start":1488.33,"end":1488.41,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08835465461015701},{"word":"just","start":1488.41,"end":1488.65,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08169045299291611},{"word":"a","start":1488.65,"end":1488.97,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11314943432807922},{"word":"a","start":1488.97,"end":1489.0499,"confidence":0.85546875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08895275741815567},{"word":"set","start":1489.0499,"end":1489.21,"confidence":0.9536133,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.07987433671951294},{"word":"and","start":1489.21,"end":1489.45,"confidence":0.79052734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07306687533855438},{"word":"not","start":1489.53,"end":1489.77,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.06730858236551285},{"word":"set","start":1489.77,"end":1490.01,"confidence":0.9506836,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.027110349386930466},{"word":"and","start":1490.01,"end":1490.17,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.032446760684251785},{"word":"forget","start":1490.17,"end":1490.67,"confidence":0.98217773,"punctuated_word":"forget,","sentiment":"neutral","sentiment_score":0.0433129146695137},{"word":"but","start":1490.89,"end":1491.13,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.03766731172800064},{"word":"a","start":1491.13,"end":1491.29,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.029818188399076465},{"word":"very","start":1491.29,"end":1491.53,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.0267019085586071},{"word":"well","start":1491.53,"end":1491.85,"confidence":0.99902344,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.08305060863494873},{"word":"structured","start":1491.85,"end":1492.33,"confidence":0.99902344,"punctuated_word":"structured","sentiment":"neutral","sentiment_score":-0.1100199967622757},{"word":"plan","start":1492.33,"end":1492.83,"confidence":1.0,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":-0.05309910327196121},{"word":"start","start":1492.97,"end":1493.29,"confidence":0.72802734,"punctuated_word":"start","sentiment":"neutral","sentiment_score":-0.006564732640981674},{"word":"to","start":1493.29,"end":1493.53,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0012817680835723877},{"word":"finish","start":1493.53,"end":1494.03,"confidence":0.99902344,"punctuated_word":"finish.","sentiment":"neutral","sentiment_score":0.01908588968217373},{"word":"yeah","start":1509.99,"end":1510.49,"confidence":0.8952637,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.032655440270900726},{"word":"no","start":1510.55,"end":1510.87,"confidence":0.92700195,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.027599841356277462},{"word":"i'll","start":1510.87,"end":1510.9501,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.002490344224497676},{"word":"put","start":1510.9501,"end":1511.11,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.00035709142684936523},{"word":"that","start":1511.11,"end":1511.27,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.007667079567909241},{"word":"down","start":1511.27,"end":1511.51,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.012026995420455933},{"word":"as","start":1511.51,"end":1511.5901,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.019362330436706543},{"word":"a","start":1511.5901,"end":1511.67,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02932906150817871},{"word":"bit","start":1511.67,"end":1511.8301,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.012834250926971436},{"word":"of","start":1511.8301,"end":1512.15,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05431075394153595},{"word":"a","start":1512.15,"end":1512.23,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10672812163829803},{"word":"a","start":1512.23,"end":1512.31,"confidence":0.65234375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0965120792388916},{"word":"future","start":1512.31,"end":1512.7101,"confidence":1.0,"punctuated_word":"future","sentiment":"neutral","sentiment_score":-0.05898161232471466},{"word":"consideration","start":1512.7101,"end":1513.2101,"confidence":0.876709,"punctuated_word":"consideration,","sentiment":"neutral","sentiment_score":-0.030703522264957428},{"word":"and","start":1513.43,"end":1513.67,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.025952786207199097},{"word":"then","start":1513.67,"end":1513.99,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.007366649806499481},{"word":"i","start":1513.99,"end":1514.15,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09501341730356216},{"word":"will","start":1514.15,"end":1514.65,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.10623274743556976},{"word":"make","start":1514.87,"end":1515.11,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.09843994677066804},{"word":"sure","start":1515.11,"end":1515.43,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.10072440654039384},{"word":"that","start":1515.43,"end":1515.75,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12776154279708862},{"word":"before","start":1515.75,"end":1516.23,"confidence":0.99316406,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.09036098420619965},{"word":"this","start":1516.23,"end":1516.39,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.07011644542217255},{"word":"year","start":1516.39,"end":1516.63,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.0798305869102478},{"word":"ends","start":1516.63,"end":1516.87,"confidence":0.99902344,"punctuated_word":"ends","sentiment":"neutral","sentiment_score":0.08894572407007217},{"word":"that","start":1516.87,"end":1517.11,"confidence":0.84716797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12386155873537064},{"word":"i","start":1517.11,"end":1517.43,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07322501391172409},{"word":"have","start":1517.43,"end":1517.59,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04765753448009491},{"word":"a","start":1517.59,"end":1517.67,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04814699664711952},{"word":"bit","start":1517.67,"end":1517.8301,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07700331509113312},{"word":"of","start":1517.8301,"end":1517.91,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05970070511102677},{"word":"a","start":1517.91,"end":1518.0701,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0353192463517189},{"word":"catch","start":1518.0701,"end":1518.31,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.06935101002454758},{"word":"up","start":1518.31,"end":1518.795,"confidence":0.9904785,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.07139411568641663},{"word":"i'll","start":1519.275,"end":1519.515,"confidence":0.98657227,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1565704047679901},{"word":"broach","start":1519.515,"end":1519.755,"confidence":0.9523926,"punctuated_word":"broach","sentiment":"neutral","sentiment_score":0.16192172467708588},{"word":"some","start":1519.755,"end":1519.995,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.16970643401145935},{"word":"ideas","start":1519.995,"end":1520.395,"confidence":1.0,"punctuated_word":"ideas","sentiment":"neutral","sentiment_score":0.16525180637836456},{"word":"on","start":1520.395,"end":1520.555,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.17354804277420044},{"word":"the","start":1520.555,"end":1520.635,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1707286536693573},{"word":"other","start":1520.635,"end":1520.795,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.15711553394794464},{"word":"side","start":1520.795,"end":1521.035,"confidence":1.0,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.1547117680311203},{"word":"of","start":1521.035,"end":1521.115,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18156476318836212},{"word":"the","start":1521.115,"end":1521.3551,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16922976076602936},{"word":"field","start":1521.3551,"end":1521.675,"confidence":0.9641113,"punctuated_word":"field,","sentiment":"neutral","sentiment_score":0.16871896386146543},{"word":"and","start":1521.675,"end":1521.8351,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1374029517173767},{"word":"then","start":1521.8351,"end":1521.995,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.15026581287384033},{"word":"i'll","start":1521.995,"end":1522.235,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.16002577543258667},{"word":"catch","start":1522.235,"end":1522.4751,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.14907105267047882},{"word":"up","start":1522.4751,"end":1522.635,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.13334333896636963},{"word":"with","start":1522.635,"end":1522.795,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14766840636730194},{"word":"you","start":1522.795,"end":1522.9551,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22736632823944092},{"word":"towards","start":1522.9551,"end":1523.275,"confidence":0.9951172,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.16291005909442902},{"word":"the","start":1523.275,"end":1523.3551,"confidence":0.81933594,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16218829154968262},{"word":"end","start":1523.3551,"end":1523.515,"confidence":0.99902344,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.18888911604881287},{"word":"of","start":1523.515,"end":1523.5951,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2115700989961624},{"word":"the","start":1523.5951,"end":1523.675,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17010091245174408},{"word":"year","start":1523.675,"end":1523.915,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.16248685121536255},{"word":"as","start":1523.915,"end":1523.995,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.18552957475185392},{"word":"well","start":1523.995,"end":1524.495,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.14136037230491638},{"word":"and","start":1524.635,"end":1524.9551,"confidence":0.8442383,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1059444546699524},{"word":"see","start":1524.9551,"end":1525.115,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.13480854034423828},{"word":"if","start":1525.115,"end":1525.275,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1192312389612198},{"word":"we","start":1525.275,"end":1525.3551,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14125201106071472},{"word":"can","start":1525.3551,"end":1525.5951,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1360400766134262},{"word":"maybe","start":1525.5951,"end":1525.8351,"confidence":0.9902344,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.12022587656974792},{"word":"have","start":1525.8351,"end":1526.0751,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15234485268592834},{"word":"that","start":1526.0751,"end":1526.235,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15458029508590698},{"word":"joint","start":1526.235,"end":1526.635,"confidence":0.99902344,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":0.1860883831977844},{"word":"discussion","start":1526.635,"end":1527.115,"confidence":0.98095703,"punctuated_word":"discussion","sentiment":"neutral","sentiment_score":0.2109164595603943},{"word":"sooner","start":1527.115,"end":1527.515,"confidence":1.0,"punctuated_word":"sooner","sentiment":"neutral","sentiment_score":0.15662841498851776},{"word":"rather","start":1527.515,"end":1527.8351,"confidence":0.99902344,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":0.1534367799758911},{"word":"than","start":1527.8351,"end":1528.0751,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.184559166431427},{"word":"later","start":1528.0751,"end":1528.5751,"confidence":1.0,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.1378021538257599},{"word":"if","start":1528.875,"end":1529.275,"confidence":0.8183594,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04281441867351532},{"word":"time","start":1529.275,"end":1529.5951,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.06106375902891159},{"word":"and","start":1529.5951,"end":1529.8351,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0324372872710228},{"word":"and","start":1529.8351,"end":1530.3151,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02415212243795395},{"word":"circumstance","start":1530.3151,"end":1530.8151,"confidence":0.98291016,"punctuated_word":"circumstance","sentiment":"neutral","sentiment_score":0.04636500030755997},{"word":"permits","start":1530.9551,"end":1531.4551,"confidence":0.97924805,"punctuated_word":"permits.","sentiment":"neutral","sentiment_score":0.033772677183151245},{"word":"yep","start":1536.51,"end":1537.01,"confidence":0.93066406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04576903581619263},{"word":"okay","start":1537.07,"end":1537.57,"confidence":0.85546875,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.054006218910217285},{"word":"yes","start":1552.125,"end":1552.525,"confidence":0.8552246,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1970601975917816},{"word":"clearview","start":1552.525,"end":1553.005,"confidence":0.7607422,"punctuated_word":"ClearView","sentiment":"neutral","sentiment_score":0.24309636652469635},{"word":"is","start":1553.005,"end":1553.1649,"confidence":0.98828125,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4826054573059082},{"word":"a","start":1553.1649,"end":1553.325,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4633247554302216},{"word":"fun","start":1553.325,"end":1553.645,"confidence":1.0,"punctuated_word":"fun","sentiment":"positive","sentiment_score":0.5532768368721008},{"word":"one","start":1553.645,"end":1554.0449,"confidence":0.99609375,"punctuated_word":"one.","sentiment":"positive","sentiment_score":0.3418615460395813},{"word":"they're","start":1554.0449,"end":1554.445,"confidence":0.9951172,"punctuated_word":"They're","sentiment":"positive","sentiment_score":0.35704344511032104},{"word":"one","start":1554.445,"end":1554.605,"confidence":0.9980469,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.34840962290763855},{"word":"of","start":1554.605,"end":1554.765,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3971809446811676},{"word":"my","start":1554.765,"end":1554.9249,"confidence":1.0,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.5381507873535156},{"word":"favorite","start":1554.9249,"end":1555.325,"confidence":1.0,"punctuated_word":"favorite","sentiment":"positive","sentiment_score":0.5051780939102173},{"word":"insurers","start":1555.325,"end":1555.8049,"confidence":0.9716797,"punctuated_word":"insurers","sentiment":"positive","sentiment_score":0.3477141857147217},{"word":"because","start":1555.8049,"end":1556.125,"confidence":0.95166016,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2890416085720062},{"word":"they","start":1556.125,"end":1556.205,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.30238139629364014},{"word":"will","start":1556.205,"end":1556.445,"confidence":0.9951172,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.28116899728775024},{"word":"always","start":1556.445,"end":1556.765,"confidence":0.99902344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.3183624744415283},{"word":"the","start":1556.9249,"end":1557.005,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27692049741744995},{"word":"moment","start":1557.005,"end":1557.325,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.2748488485813141},{"word":"your","start":1557.325,"end":1557.565,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23061761260032657},{"word":"anniversary","start":1557.565,"end":1558.065,"confidence":1.0,"punctuated_word":"anniversary","sentiment":"neutral","sentiment_score":0.26122021675109863},{"word":"hits","start":1558.125,"end":1558.445,"confidence":1.0,"punctuated_word":"hits","sentiment":"neutral","sentiment_score":0.2500472068786621},{"word":"on","start":1558.445,"end":1558.525,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.23841238021850583},{"word":"the","start":1558.525,"end":1558.6849,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25608184933662415},{"word":"may","start":1558.6849,"end":1559.1625,"confidence":0.9996745,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.2514116168022156},{"word":"4","start":1559.1625,"end":1559.64,"confidence":0.9996745,"punctuated_word":"4,","sentiment":"neutral","sentiment_score":0.2323399782180786},{"word":"they","start":1559.8,"end":1560.04,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.2571697235107422},{"word":"will","start":1560.04,"end":1560.12,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.17519909143447876},{"word":"shoot","start":1560.12,"end":1560.52,"confidence":1.0,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":0.22177501022815704},{"word":"you","start":1560.52,"end":1560.68,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2385213673114777},{"word":"out","start":1560.68,"end":1560.92,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.27047616243362427},{"word":"a","start":1560.92,"end":1561.08,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2336064726114273},{"word":"premium","start":1561.08,"end":1561.56,"confidence":1.0,"punctuated_word":"premium","sentiment":"neutral","sentiment_score":0.18442273139953613},{"word":"due","start":1561.56,"end":1561.88,"confidence":1.0,"punctuated_word":"due","sentiment":"neutral","sentiment_score":0.21974894404411316},{"word":"letter","start":1561.88,"end":1562.38,"confidence":0.9345703,"punctuated_word":"letter.","sentiment":"neutral","sentiment_score":0.18485745787620544},{"word":"and","start":1562.52,"end":1562.68,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.033300161361694336},{"word":"i've","start":1562.68,"end":1562.92,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03668376803398132},{"word":"seen","start":1562.92,"end":1563.24,"confidence":1.0,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.005325779318809509},{"word":"every","start":1563.24,"end":1563.56,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.009520817548036575},{"word":"client","start":1563.56,"end":1563.8,"confidence":1.0,"punctuated_word":"client","sentiment":"neutral","sentiment_score":-0.008864834904670715},{"word":"under","start":1563.8,"end":1564.04,"confidence":0.9980469,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.010184701532125471},{"word":"the","start":1564.04,"end":1564.2001,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.003767460584640503},{"word":"sun","start":1564.2001,"end":1564.4401,"confidence":0.99902344,"punctuated_word":"sun","sentiment":"neutral","sentiment_score":0.01639484614133835},{"word":"go","start":1564.4401,"end":1564.6,"confidence":0.98950195,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.013404440134763718},{"word":"oh","start":1564.6,"end":1564.68,"confidence":0.9980469,"punctuated_word":"oh","sentiment":"neutral","sentiment_score":-0.06163759157061577},{"word":"my","start":1564.68,"end":1564.84,"confidence":0.9790039,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08777125924825668},{"word":"god","start":1564.84,"end":1565.0,"confidence":0.9584961,"punctuated_word":"god.","sentiment":"neutral","sentiment_score":-0.049286507070064545},{"word":"do","start":1565.0,"end":1565.24,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.08796413987874985},{"word":"i","start":1565.24,"end":1565.3201,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06922955065965652},{"word":"have","start":1565.3201,"end":1565.48,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.051826294511556625},{"word":"to","start":1565.48,"end":1565.56,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0425245389342308},{"word":"pay","start":1565.56,"end":1565.72,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.04932267591357231},{"word":"this","start":1565.72,"end":1565.96,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.03274459391832352},{"word":"out","start":1565.96,"end":1566.12,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.06042463332414627},{"word":"of","start":1566.12,"end":1566.2001,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06834398210048676},{"word":"pocket","start":1566.2001,"end":1566.7001,"confidence":0.9980469,"punctuated_word":"pocket?","sentiment":"neutral","sentiment_score":-0.04391840100288391},{"word":"what's","start":1566.76,"end":1567.0,"confidence":1.0,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":-0.04739261418581009},{"word":"going","start":1567.0,"end":1567.16,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.04655010998249054},{"word":"on","start":1567.16,"end":1567.4,"confidence":0.99902344,"punctuated_word":"on?","sentiment":"neutral","sentiment_score":-0.0201632846146822},{"word":"isn't","start":1567.4,"end":1567.64,"confidence":0.9995117,"punctuated_word":"Isn't","sentiment":"neutral","sentiment_score":-0.04172118753194809},{"word":"it","start":1567.64,"end":1567.8,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03279329836368561},{"word":"coming","start":1567.8,"end":1568.04,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":-0.024842269718647003},{"word":"out","start":1568.04,"end":1568.2001,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.011350758373737335},{"word":"of","start":1568.2001,"end":1568.28,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.004792351275682449},{"word":"my","start":1568.28,"end":1568.4401,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.009717002511024477},{"word":"super","start":1568.4401,"end":1568.9401,"confidence":0.9921875,"punctuated_word":"super?","sentiment":"neutral","sentiment_score":-0.0019665518775582314},{"word":"yes","start":1569.8,"end":1570.28,"confidence":0.98583984,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04635892063379288},{"word":"yep","start":1570.28,"end":1570.52,"confidence":0.98999023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05452684685587883},{"word":"and","start":1570.52,"end":1570.68,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04515049606561661},{"word":"it's","start":1570.68,"end":1570.92,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.038254015147686005},{"word":"already","start":1570.92,"end":1571.3201,"confidence":1.0,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.01979699172079563},{"word":"paid","start":1571.3201,"end":1571.56,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.018958821892738342},{"word":"until","start":1571.56,"end":1572.06,"confidence":1.0,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.02140926569700241},{"word":"this","start":1572.52,"end":1572.76,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.02554699033498764},{"word":"time","start":1572.76,"end":1573.0,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.02889928966760635},{"word":"next","start":1573.0,"end":1573.3201,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.023736203089356422},{"word":"year","start":1573.3201,"end":1573.8201,"confidence":0.7910156,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.03167787566781044},{"word":"so","start":1573.88,"end":1574.38,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.23206187784671783},{"word":"they","start":1574.775,"end":1575.0951,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.09888701140880583},{"word":"automatically","start":1575.0951,"end":1575.5951,"confidence":1.0,"punctuated_word":"automatically","sentiment":"neutral","sentiment_score":0.04030716046690941},{"word":"generate","start":1575.975,"end":1576.4551,"confidence":1.0,"punctuated_word":"generate","sentiment":"neutral","sentiment_score":0.02980116568505764},{"word":"them","start":1576.4551,"end":1576.9551,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.025020383298397064},{"word":"even","start":1577.175,"end":1577.415,"confidence":0.92089844,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.002376178279519081},{"word":"though","start":1577.415,"end":1577.655,"confidence":1.0,"punctuated_word":"though","sentiment":"neutral","sentiment_score":-0.007750153541564941},{"word":"the","start":1577.655,"end":1577.735,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.013418642804026604},{"word":"premium","start":1577.735,"end":1578.135,"confidence":1.0,"punctuated_word":"premium","sentiment":"neutral","sentiment_score":-0.00024523772299289703},{"word":"comes","start":1578.135,"end":1578.375,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.016184821724891663},{"word":"out","start":1578.375,"end":1578.615,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.021344194188714027},{"word":"the","start":1578.615,"end":1578.6951,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.029592148959636688},{"word":"next","start":1578.6951,"end":1579.015,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.039398789405822754},{"word":"day","start":1579.015,"end":1579.515,"confidence":1.0,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.04205824062228203},{"word":"they're","start":1582.775,"end":1583.175,"confidence":0.93847656,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.15130969882011414},{"word":"really","start":1583.175,"end":1583.415,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.2066132128238678},{"word":"good","start":1583.415,"end":1583.5751,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.23898127675056455},{"word":"for","start":1583.5751,"end":1583.8151,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22089701890945437},{"word":"tradies","start":1583.8151,"end":1584.295,"confidence":0.87109375,"punctuated_word":"tradies,","sentiment":"neutral","sentiment_score":0.24337399005889893},{"word":"but","start":1584.295,"end":1584.615,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.1047707349061966},{"word":"they","start":1584.615,"end":1585.115,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.08386385440826416},{"word":"don't","start":1585.175,"end":1585.495,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.013916443102061749},{"word":"consider","start":1585.495,"end":1585.975,"confidence":1.0,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":0.022482015192508698},{"word":"that","start":1585.975,"end":1586.295,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02629397064447403},{"word":"every","start":1586.295,"end":1586.775,"confidence":0.70996094,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.0035280361771583557},{"word":"working","start":1586.775,"end":1587.0951,"confidence":0.9980469,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.02654697746038437},{"word":"family","start":1587.0951,"end":1587.495,"confidence":1.0,"punctuated_word":"family","sentiment":"neutral","sentiment_score":0.03487022966146469},{"word":"probably","start":1587.495,"end":1587.735,"confidence":0.98095703,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.0506606325507164},{"word":"doesn't","start":1587.735,"end":1588.055,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.031204400584101677},{"word":"wanna","start":1588.055,"end":1588.375,"confidence":0.7397461,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.047245532274246216},{"word":"get","start":1588.375,"end":1588.615,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.05187917500734329},{"word":"a","start":1588.615,"end":1588.98,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10139848291873932},{"word":"due","start":1589.2999,"end":1589.78,"confidence":0.9951172,"punctuated_word":"due","sentiment":"neutral","sentiment_score":0.10350535809993744},{"word":"letter","start":1589.78,"end":1590.1799,"confidence":0.9980469,"punctuated_word":"letter","sentiment":"neutral","sentiment_score":0.10183192044496536},{"word":"every","start":1590.1799,"end":1590.4199,"confidence":0.99316406,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.01984853297472},{"word":"time","start":1590.4199,"end":1590.66,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.027484849095344543},{"word":"a","start":1590.66,"end":1590.74,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.039340704679489136},{"word":"premium's","start":1590.74,"end":1591.22,"confidence":0.76831055,"punctuated_word":"premium's","sentiment":"neutral","sentiment_score":0.07327461242675781},{"word":"about","start":1591.22,"end":1591.46,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04597222059965134},{"word":"to","start":1591.46,"end":1591.62,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07408453524112701},{"word":"come","start":1591.62,"end":1591.78,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.09602419286966324},{"word":"out","start":1591.78,"end":1592.1,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.10333618521690369},{"word":"automatically","start":1592.1,"end":1592.6,"confidence":0.81933594,"punctuated_word":"automatically,","sentiment":"neutral","sentiment_score":0.09421132504940032},{"word":"but","start":1593.14,"end":1593.54,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.05412675440311432},{"word":"it","start":1593.54,"end":1593.78,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.052798449993133545},{"word":"is","start":1593.78,"end":1593.94,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.038959652185440063},{"word":"what","start":1593.94,"end":1594.1799,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04721949249505997},{"word":"it","start":1594.1799,"end":1594.26,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03603975474834442},{"word":"is","start":1594.26,"end":1594.76,"confidence":0.9995117,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.05417990684509277},{"word":"yep","start":1597.46,"end":1597.96,"confidence":0.7302246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1241517886519432},{"word":"so","start":1598.1,"end":1598.26,"confidence":0.55029297,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1109510287642479},{"word":"no","start":1598.26,"end":1598.4199,"confidence":0.99609375,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.11295461654663086},{"word":"reason","start":1598.4199,"end":1598.74,"confidence":1.0,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":0.04249229654669762},{"word":"to","start":1598.74,"end":1598.82,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14312829077243805},{"word":"panic","start":1598.82,"end":1599.22,"confidence":0.99365234,"punctuated_word":"panic.","sentiment":"neutral","sentiment_score":0.16484035551548004},{"word":"if","start":1599.22,"end":1599.38,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.11307749897241592},{"word":"there's","start":1599.38,"end":1599.54,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.049344293773174286},{"word":"any","start":1599.54,"end":1599.78,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.019781388342380524},{"word":"issues","start":1599.78,"end":1600.1,"confidence":1.0,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.0629286989569664},{"word":"with","start":1600.1,"end":1600.26,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04068116843700409},{"word":"premiums","start":1600.26,"end":1600.66,"confidence":0.9970703,"punctuated_word":"premiums,","sentiment":"neutral","sentiment_score":0.026566416025161743},{"word":"we'll","start":1600.66,"end":1600.98,"confidence":0.9995117,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.13512514531612396},{"word":"flag","start":1600.98,"end":1601.22,"confidence":1.0,"punctuated_word":"flag","sentiment":"neutral","sentiment_score":0.0838436484336853},{"word":"it","start":1601.22,"end":1601.38,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11954855918884276},{"word":"with","start":1601.38,"end":1601.54,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12649929523468018},{"word":"you","start":1601.54,"end":1601.86,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15163427591323853},{"word":"well","start":1601.86,"end":1602.1,"confidence":0.99121094,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.16110867261886597},{"word":"and","start":1602.1,"end":1602.26,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.173502579331398},{"word":"truly","start":1602.26,"end":1602.66,"confidence":0.99902344,"punctuated_word":"truly","sentiment":"neutral","sentiment_score":0.22604429721832275},{"word":"before","start":1602.66,"end":1602.9,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.12742316722869873},{"word":"any","start":1602.9,"end":1603.22,"confidence":0.96435547,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1337137520313263},{"word":"lapsing","start":1603.22,"end":1603.72,"confidence":0.99853516,"punctuated_word":"lapsing","sentiment":"neutral","sentiment_score":0.11695047467947006},{"word":"and","start":1604.175,"end":1604.415,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07821024954319},{"word":"notifications","start":1604.415,"end":1604.915,"confidence":1.0,"punctuated_word":"notifications","sentiment":"neutral","sentiment_score":0.07903343439102173},{"word":"happen","start":1605.135,"end":1605.635,"confidence":0.7624512,"punctuated_word":"happen,","sentiment":"neutral","sentiment_score":0.061726164072752},{"word":"but","start":1605.8551,"end":1606.175,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.09879226237535477},{"word":"this","start":1606.175,"end":1606.4951,"confidence":1.0,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.4262666702270508},{"word":"one's","start":1606.4951,"end":1606.9951,"confidence":0.9980469,"punctuated_word":"one's","sentiment":"positive","sentiment_score":0.455603539943695},{"word":"cleared","start":1607.135,"end":1607.535,"confidence":0.9790039,"punctuated_word":"cleared","sentiment":"positive","sentiment_score":0.551886796951294},{"word":"nice","start":1607.535,"end":1607.8551,"confidence":0.9921875,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.6828299760818481},{"word":"and","start":1607.8551,"end":1608.015,"confidence":0.95166016,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6338725686073303},{"word":"nice","start":1608.015,"end":1608.255,"confidence":0.9658203,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.6572770476341248},{"word":"and","start":1608.255,"end":1608.4951,"confidence":0.99902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5823923349380493},{"word":"easy","start":1608.4951,"end":1608.9951,"confidence":1.0,"punctuated_word":"easy.","sentiment":"positive","sentiment_score":0.4802182912826538},{"word":"can","start":1610.7351,"end":1611.055,"confidence":0.99121094,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.15063071250915527},{"word":"i","start":1611.055,"end":1611.295,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17225557565689087},{"word":"just","start":1611.295,"end":1611.4551,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.20417606830596924},{"word":"double","start":1611.4551,"end":1611.6951,"confidence":1.0,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.1296922266483307},{"word":"check","start":1611.6951,"end":1611.8551,"confidence":1.0,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.16040761768817902},{"word":"with","start":1611.8551,"end":1612.015,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1365940123796463},{"word":"you","start":1612.015,"end":1612.175,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06435179710388184},{"word":"as","start":1612.175,"end":1612.3351,"confidence":0.8886719,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0906963348388672},{"word":"a","start":1612.3351,"end":1612.415,"confidence":0.72509766,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10428518056869508},{"word":"the","start":1612.4951,"end":1612.655,"confidence":0.97509766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09079401195049286},{"word":"sort","start":1612.655,"end":1612.8151,"confidence":0.9951172,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.09882679581642152},{"word":"of","start":1612.8151,"end":1612.9751,"confidence":0.9770508,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08930657804012299},{"word":"final","start":1612.9751,"end":1613.295,"confidence":1.0,"punctuated_word":"final","sentiment":"neutral","sentiment_score":0.11241278797388075},{"word":"thing","start":1613.295,"end":1613.6951,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.11532294750213624},{"word":"is","start":1613.6951,"end":1614.175,"confidence":0.97314453,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09988133609294891},{"word":"the","start":1614.175,"end":1614.3351,"confidence":0.9614258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.106619194149971},{"word":"insurances","start":1614.3351,"end":1614.8151,"confidence":0.9951172,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.059785839170217514},{"word":"that","start":1614.8151,"end":1614.9751,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09440907835960388},{"word":"you","start":1614.9751,"end":1615.2151,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08495572954416275},{"word":"do","start":1615.2151,"end":1615.375,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06825050711631775},{"word":"have","start":1615.375,"end":1615.875,"confidence":0.9616699,"punctuated_word":"have?","sentiment":"neutral","sentiment_score":0.06246696412563324},{"word":"so","start":1616.83,"end":1616.99,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.009033873677253723},{"word":"you","start":1616.99,"end":1617.1499,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06537333875894547},{"word":"have","start":1617.1499,"end":1617.3899,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0030431821942329407},{"word":"a","start":1617.3899,"end":1617.5499,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.014754951000213625},{"word":"solid","start":1617.5499,"end":1617.87,"confidence":1.0,"punctuated_word":"solid","sentiment":"neutral","sentiment_score":0.018257975578308105},{"word":"1,100,000","start":1617.87,"end":1619.09,"confidence":0.99975586,"punctuated_word":"1,100,000","sentiment":"neutral","sentiment_score":0.08080168813467026},{"word":"of","start":1619.3099,"end":1619.5499,"confidence":0.9760742,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08175503462553024},{"word":"life","start":1619.5499,"end":1619.87,"confidence":1.0,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.0982397049665451},{"word":"and","start":1619.87,"end":1620.19,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.053405649960041046},{"word":"total","start":1620.19,"end":1620.51,"confidence":1.0,"punctuated_word":"total","sentiment":"neutral","sentiment_score":0.03741662949323654},{"word":"disability","start":1620.51,"end":1621.01,"confidence":1.0,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":0.03731364756822586},{"word":"insurance","start":1621.23,"end":1621.73,"confidence":0.98999023,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":0.03744569420814514},{"word":"which","start":1621.87,"end":1622.11,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.040002331137657166},{"word":"is","start":1622.11,"end":1622.2699,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.07250551134347916},{"word":"your","start":1622.2699,"end":1622.6699,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0824887752532959},{"word":"your","start":1622.6699,"end":1622.83,"confidence":0.8745117,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10214848816394806},{"word":"lump","start":1622.83,"end":1623.1499,"confidence":0.97802734,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":-0.024541229009628296},{"word":"sums","start":1623.1499,"end":1623.47,"confidence":0.96435547,"punctuated_word":"sums","sentiment":"neutral","sentiment_score":-0.07260514795780182},{"word":"if","start":1623.47,"end":1623.63,"confidence":0.7050781,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0777350440621376},{"word":"you","start":1623.63,"end":1623.7899,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11511701345443726},{"word":"pass","start":1623.7899,"end":1624.0299,"confidence":0.99902344,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.10077317804098128},{"word":"away","start":1624.0299,"end":1624.5299,"confidence":0.76831055,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.09826213121414185},{"word":"can","start":1624.59,"end":1624.83,"confidence":0.9194336,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.14786237478256226},{"word":"never","start":1624.83,"end":1625.07,"confidence":0.99902344,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.12547650933265686},{"word":"work","start":1625.07,"end":1625.3099,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.06965258717536926},{"word":"again","start":1625.3099,"end":1625.8099,"confidence":1.0,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.02495577558875084},{"word":"so","start":1626.75,"end":1627.25,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.050287749618291855},{"word":"the","start":1627.7899,"end":1628.2699,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05961061269044876},{"word":"superannuation","start":1628.2699,"end":1628.7699,"confidence":0.8293457,"punctuated_word":"superannuation,","sentiment":"neutral","sentiment_score":0.06507541984319687},{"word":"you","start":1629.23,"end":1629.47,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0885026603937149},{"word":"wanted","start":1629.47,"end":1629.71,"confidence":0.96533203,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.09199393540620804},{"word":"to","start":1629.71,"end":1629.87,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08865665644407272},{"word":"leave","start":1629.87,"end":1630.11,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.09296782314777374},{"word":"the","start":1630.11,"end":1630.2699,"confidence":0.9428711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11397061496973038},{"word":"beneficiary","start":1630.2699,"end":1630.7699,"confidence":1.0,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.11441121995449066},{"word":"as","start":1631.07,"end":1631.23,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1594885289669037},{"word":"it","start":1631.23,"end":1631.3099,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09605906903743744},{"word":"was","start":1631.3099,"end":1631.8099,"confidence":0.9609375,"punctuated_word":"was.","sentiment":"neutral","sentiment_score":0.09080355614423752},{"word":"with","start":1632.165,"end":1632.3251,"confidence":1.0,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.07423433661460876},{"word":"the","start":1632.3251,"end":1632.405,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07365831732749939},{"word":"life","start":1632.405,"end":1632.885,"confidence":1.0,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.0913677141070366},{"word":"insurance","start":1632.885,"end":1633.385,"confidence":0.99853516,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":0.06738559901714325},{"word":"you","start":1633.525,"end":1633.8451,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11773358285427094},{"word":"can","start":1633.8451,"end":1634.3451,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11713310331106186},{"word":"direct","start":1634.405,"end":1634.805,"confidence":1.0,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.1063230112195015},{"word":"that","start":1634.805,"end":1635.045,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06165805459022522},{"word":"anywhere","start":1635.045,"end":1635.545,"confidence":0.9338379,"punctuated_word":"anywhere.","sentiment":"neutral","sentiment_score":0.08124944567680359},{"word":"it","start":1635.685,"end":1635.765,"confidence":0.6855469,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.08565008640289307},{"word":"can","start":1635.765,"end":1635.925,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11604580283164978},{"word":"be","start":1635.925,"end":1636.0851,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.13543473184108734},{"word":"to","start":1636.0851,"end":1636.245,"confidence":0.97802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1974366158246994},{"word":"charity","start":1636.245,"end":1636.7251,"confidence":0.9975586,"punctuated_word":"charity,","sentiment":"neutral","sentiment_score":0.1826763153076172},{"word":"children","start":1636.7251,"end":1637.2251,"confidence":0.99902344,"punctuated_word":"children,","sentiment":"neutral","sentiment_score":0.16555671393871307},{"word":"partners","start":1637.285,"end":1637.785,"confidence":0.9904785,"punctuated_word":"partners,","sentiment":"neutral","sentiment_score":0.1446293294429779},{"word":"whatever","start":1638.0851,"end":1638.4851,"confidence":1.0,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.13496167957782745},{"word":"you","start":1638.4851,"end":1638.7251,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11697167903184892},{"word":"like","start":1638.7251,"end":1639.2051,"confidence":0.9951172,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":0.027984900400042537},{"word":"would","start":1639.2051,"end":1639.365,"confidence":1.0,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.11996438354253768},{"word":"you","start":1639.365,"end":1639.4451,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1563940942287445},{"word":"like","start":1639.4451,"end":1639.685,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.11521361768245696},{"word":"me","start":1639.685,"end":1639.8451,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13951969146728516},{"word":"to","start":1639.8451,"end":1640.005,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12838798761367798},{"word":"update","start":1640.005,"end":1640.405,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.1247674748301506},{"word":"that","start":1640.405,"end":1640.5651,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11847680807113647},{"word":"in","start":1640.5651,"end":1640.7251,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1248697191476822},{"word":"any","start":1640.7251,"end":1640.9651,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.12399877607822418},{"word":"way","start":1640.9651,"end":1641.285,"confidence":0.8515625,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.09722781181335448},{"word":"leave","start":1641.285,"end":1641.6051,"confidence":0.99902344,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.08807055652141571},{"word":"that","start":1641.6051,"end":1642.0851,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06998452544212341},{"word":"alone","start":1642.0851,"end":1642.405,"confidence":0.9980469,"punctuated_word":"alone","sentiment":"neutral","sentiment_score":0.10077674686908722},{"word":"for","start":1642.405,"end":1642.645,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06935296207666397},{"word":"the","start":1642.645,"end":1642.805,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14318396151065826},{"word":"time","start":1642.805,"end":1643.045,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1156415045261383},{"word":"being","start":1643.045,"end":1643.545,"confidence":0.99316406,"punctuated_word":"being?","sentiment":"neutral","sentiment_score":0.09691920876502992},{"word":"do","start":1643.765,"end":1643.925,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.0442989356815815},{"word":"you","start":1643.925,"end":1644.005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04053645581007004},{"word":"have","start":1644.005,"end":1644.165,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03952574357390404},{"word":"an","start":1644.165,"end":1644.3251,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.03554403409361839},{"word":"idea","start":1644.3251,"end":1644.8251,"confidence":0.9995117,"punctuated_word":"idea?","sentiment":"neutral","sentiment_score":0.04989141970872879},{"word":"yeah","start":1667.695,"end":1667.775,"confidence":0.8737793,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02250736951828003},{"word":"yeah","start":1667.775,"end":1668.275,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.012322545051574709},{"word":"one","start":1674.11,"end":1674.35,"confidence":0.99121094,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.058324478566646576},{"word":"thing","start":1674.35,"end":1674.67,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.18947741389274597},{"word":"down","start":1674.67,"end":1674.91,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.13257578015327454},{"word":"the","start":1674.91,"end":1674.99,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17843595147132874},{"word":"line","start":1674.99,"end":1675.39,"confidence":1.0,"punctuated_word":"line","sentiment":"neutral","sentiment_score":0.20778146386146543},{"word":"that","start":1675.39,"end":1675.89,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.27538836002349854},{"word":"would","start":1676.03,"end":1676.19,"confidence":1.0,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.3349837064743042},{"word":"be","start":1676.19,"end":1676.4299,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3873657286167145},{"word":"really","start":1676.4299,"end":1676.67,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.36544322967529297},{"word":"good","start":1676.67,"end":1676.83,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.3693178296089173},{"word":"for","start":1676.83,"end":1676.99,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4165882468223572},{"word":"you","start":1676.99,"end":1677.15,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3987582921981811},{"word":"guys","start":1677.15,"end":1677.65,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.3779760897159576},{"word":"is","start":1677.95,"end":1678.45,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12448114156723022},{"word":"sorting","start":1679.63,"end":1680.11,"confidence":0.9970703,"punctuated_word":"sorting","sentiment":"neutral","sentiment_score":0.14219674468040466},{"word":"out","start":1680.11,"end":1680.35,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.12335900962352753},{"word":"the","start":1680.35,"end":1680.51,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13151946663856506},{"word":"wills","start":1680.51,"end":1681.01,"confidence":0.96777344,"punctuated_word":"wills","sentiment":"neutral","sentiment_score":0.12889103591442108},{"word":"possibly","start":1681.605,"end":1682.105,"confidence":1.0,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":0.13208897411823273},{"word":"with","start":1682.165,"end":1682.485,"confidence":0.9345703,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":0.10183513164520264},{"word":"like","start":1682.485,"end":1682.8049,"confidence":0.9970703,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.09635917842388152},{"word":"a","start":1682.8049,"end":1683.045,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1528562307357788},{"word":"testamentary","start":1683.045,"end":1683.545,"confidence":0.99853516,"punctuated_word":"testamentary","sentiment":"neutral","sentiment_score":0.15115264058113098},{"word":"trust","start":1683.765,"end":1684.005,"confidence":0.99902344,"punctuated_word":"trust","sentiment":"neutral","sentiment_score":0.13220691680908203},{"word":"will","start":1684.005,"end":1684.325,"confidence":0.98095703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.10974929481744766},{"word":"at","start":1684.325,"end":1684.485,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14285120368003845},{"word":"some","start":1684.485,"end":1684.645,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.11271746456623076},{"word":"point","start":1684.645,"end":1685.145,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.1144777238368988},{"word":"where","start":1685.605,"end":1686.105,"confidence":0.7265625,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1171720251441002},{"word":"you","start":1686.165,"end":1686.405,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16105696558952332},{"word":"can","start":1686.405,"end":1686.565,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12520641088485718},{"word":"be","start":1686.565,"end":1686.725,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10651449859142303},{"word":"very","start":1686.725,"end":1687.045,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.1003188043832779},{"word":"specific","start":1687.045,"end":1687.525,"confidence":1.0,"punctuated_word":"specific","sentiment":"neutral","sentiment_score":0.10268568992614746},{"word":"in","start":1687.525,"end":1687.6849,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1257598102092743},{"word":"terms","start":1687.6849,"end":1688.1849,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.1189877986907959},{"word":"of","start":1689.285,"end":1689.525,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10802949219942092},{"word":"what","start":1689.525,"end":1689.925,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.09922927618026732},{"word":"assets","start":1689.925,"end":1690.405,"confidence":1.0,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.07356292009353638},{"word":"go","start":1690.405,"end":1690.565,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.08654869347810745},{"word":"to","start":1690.565,"end":1690.645,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11390526592731476},{"word":"your","start":1690.645,"end":1690.885,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09459269046783449},{"word":"estate","start":1690.885,"end":1691.205,"confidence":0.9248047,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.1271662414073944},{"word":"under","start":1691.205,"end":1691.445,"confidence":0.9980469,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.08722038567066193},{"word":"your","start":1691.445,"end":1691.605,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08759203553199768},{"word":"name","start":1691.605,"end":1692.105,"confidence":1.0,"punctuated_word":"name","sentiment":"neutral","sentiment_score":0.10185472667217256},{"word":"and","start":1692.405,"end":1692.565,"confidence":0.8095703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08942793309688568},{"word":"whether","start":1692.565,"end":1693.045,"confidence":0.85595703,"punctuated_word":"whether,","sentiment":"neutral","sentiment_score":0.08824779093265533},{"word":"like","start":1693.045,"end":1693.205,"confidence":0.9941406,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.10623380541801453},{"word":"a","start":1693.205,"end":1693.365,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12087062001228333},{"word":"trust","start":1693.365,"end":1693.605,"confidence":1.0,"punctuated_word":"trust","sentiment":"neutral","sentiment_score":0.0950673371553421},{"word":"fund","start":1693.605,"end":1693.925,"confidence":1.0,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.1175357848405838},{"word":"is","start":1693.925,"end":1694.085,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11703121662139893},{"word":"created","start":1694.085,"end":1694.585,"confidence":1.0,"punctuated_word":"created","sentiment":"neutral","sentiment_score":0.0966891348361969},{"word":"to","start":1694.73,"end":1694.89,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08886690437793732},{"word":"then","start":1694.89,"end":1695.13,"confidence":0.99316406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0900375097990036},{"word":"look","start":1695.13,"end":1695.21,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.062357474118471146},{"word":"after","start":1695.21,"end":1695.53,"confidence":0.99902344,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.06230013817548752},{"word":"the","start":1695.53,"end":1695.77,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08864076435565948},{"word":"children","start":1695.77,"end":1696.09,"confidence":1.0,"punctuated_word":"children","sentiment":"neutral","sentiment_score":0.09343407303094864},{"word":"until","start":1696.09,"end":1696.41,"confidence":1.0,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.07177910208702087},{"word":"they're","start":1696.41,"end":1696.65,"confidence":0.9975586,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.043427638709545135},{"word":"18","start":1696.65,"end":1696.97,"confidence":0.99902344,"punctuated_word":"18","sentiment":"neutral","sentiment_score":0.053363408893346786},{"word":"and","start":1696.97,"end":1697.13,"confidence":0.9506836,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03401273488998413},{"word":"things","start":1697.13,"end":1697.45,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04474131017923355},{"word":"like","start":1697.45,"end":1697.49,"confidence":0.72314453,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04112069681286812},{"word":"and","start":1697.53,"end":1697.61,"confidence":0.751709,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.04712299630045891},{"word":"you","start":1697.61,"end":1697.77,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04835102707147598},{"word":"know","start":1697.77,"end":1698.09,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.06040739268064499},{"word":"income","start":1698.09,"end":1698.41,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.10109740495681764},{"word":"goes","start":1698.41,"end":1698.65,"confidence":1.0,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.07790957391262054},{"word":"out","start":1698.65,"end":1698.8099,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.10305324196815492},{"word":"to","start":1698.8099,"end":1698.89,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07316186279058456},{"word":"them","start":1698.89,"end":1699.0499,"confidence":0.72314453,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.06557365506887436},{"word":"and","start":1699.0499,"end":1699.29,"confidence":0.6352539,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0646907240152359},{"word":"then","start":1699.29,"end":1699.53,"confidence":0.91748047,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06405516713857651},{"word":"all","start":1699.53,"end":1700.03,"confidence":0.34350586,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.051926400512456894},{"word":"that","start":1700.09,"end":1700.25,"confidence":0.9165039,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05474667623639107},{"word":"type","start":1700.25,"end":1700.49,"confidence":0.99316406,"punctuated_word":"type","sentiment":"neutral","sentiment_score":0.046178050339221954},{"word":"of","start":1700.49,"end":1700.65,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.057060666382312775},{"word":"consideration","start":1700.65,"end":1701.15,"confidence":0.9663086,"punctuated_word":"consideration,","sentiment":"neutral","sentiment_score":0.06437318027019501},{"word":"especially","start":1701.45,"end":1701.95,"confidence":1.0,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.09660378098487854},{"word":"if","start":1702.01,"end":1702.1699,"confidence":0.98828125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08843253552913666},{"word":"things","start":1702.1699,"end":1702.41,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.07485717535018921},{"word":"end","start":1702.41,"end":1702.57,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.05533289909362793},{"word":"up","start":1702.57,"end":1703.07,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.05851849913597107},{"word":"incorporating","start":1703.69,"end":1704.1699,"confidence":0.99902344,"punctuated_word":"incorporating","sentiment":"neutral","sentiment_score":0.06548716872930527},{"word":"blended","start":1704.1699,"end":1704.6699,"confidence":1.0,"punctuated_word":"blended","sentiment":"neutral","sentiment_score":0.048825815320014954},{"word":"families","start":1704.73,"end":1705.23,"confidence":1.0,"punctuated_word":"families","sentiment":"neutral","sentiment_score":0.0737529844045639},{"word":"and","start":1705.53,"end":1705.77,"confidence":0.8017578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05013955757021904},{"word":"it","start":1705.77,"end":1705.9299,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03353070095181465},{"word":"just","start":1705.9299,"end":1706.1699,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0352545902132988},{"word":"branches","start":1706.1699,"end":1706.65,"confidence":1.0,"punctuated_word":"branches","sentiment":"neutral","sentiment_score":0.013567687943577766},{"word":"out","start":1706.65,"end":1707.15,"confidence":0.9946289,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.009781419299542904},{"word":"yeah","start":1715.245,"end":1715.745,"confidence":0.92041016,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11079294234514236},{"word":"i","start":1715.885,"end":1716.045,"confidence":0.96435547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12993860244750977},{"word":"just","start":1716.045,"end":1716.2051,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14231747388839722},{"word":"wanted","start":1716.2051,"end":1716.525,"confidence":0.9580078,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.14566552639007568},{"word":"to","start":1716.525,"end":1716.605,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1434120386838913},{"word":"kind","start":1716.605,"end":1716.765,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.16904038190841675},{"word":"of","start":1716.765,"end":1717.265,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17801624536514282},{"word":"plant","start":1717.485,"end":1717.805,"confidence":0.99609375,"punctuated_word":"plant","sentiment":"neutral","sentiment_score":0.14034509658813477},{"word":"that","start":1717.805,"end":1718.045,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18127752840518951},{"word":"seed","start":1718.045,"end":1718.365,"confidence":0.9902344,"punctuated_word":"seed","sentiment":"neutral","sentiment_score":0.11885412037372588},{"word":"and","start":1718.365,"end":1718.525,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1173982173204422},{"word":"say","start":1718.525,"end":1718.685,"confidence":0.99609375,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.12086601555347444},{"word":"at","start":1718.685,"end":1718.8451,"confidence":0.8198242,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1387166678905487},{"word":"some","start":1718.8451,"end":1719.0851,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.12068575620651244},{"word":"point","start":1719.0851,"end":1719.3251,"confidence":0.88256836,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.09627565741539},{"word":"whether","start":1719.3251,"end":1719.5651,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.10959042608737946},{"word":"it's","start":1719.5651,"end":1719.7251,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.08984675258398056},{"word":"this","start":1719.7251,"end":1719.885,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1030312031507492},{"word":"year","start":1719.885,"end":1720.2051,"confidence":0.99560547,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.11140500009059906},{"word":"next","start":1720.2051,"end":1720.4451,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.10751745104789734},{"word":"year","start":1720.4451,"end":1720.685,"confidence":0.9980469,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.13298338651657104},{"word":"the","start":1720.685,"end":1720.765,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12910917401313782},{"word":"year","start":1720.765,"end":1721.005,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.11556290090084076},{"word":"after","start":1721.005,"end":1721.505,"confidence":0.98706055,"punctuated_word":"after,","sentiment":"neutral","sentiment_score":0.08684465289115906},{"word":"something","start":1721.72,"end":1722.04,"confidence":0.9980469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.23991674184799192},{"word":"that","start":1722.04,"end":1722.12,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.25726333260536194},{"word":"just","start":1722.12,"end":1722.28,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.28263646364212036},{"word":"makes","start":1722.28,"end":1722.52,"confidence":1.0,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.27619215846061707},{"word":"it","start":1722.52,"end":1722.6001,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2923927903175354},{"word":"a","start":1722.6001,"end":1722.68,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3725770115852356},{"word":"bit","start":1722.68,"end":1722.92,"confidence":1.0,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.3702751696109772},{"word":"easier","start":1722.92,"end":1723.24,"confidence":1.0,"punctuated_word":"easier","sentiment":"positive","sentiment_score":0.44285112619400024},{"word":"for","start":1723.24,"end":1723.4,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3900135755538941},{"word":"everyone","start":1723.4,"end":1723.9,"confidence":0.861084,"punctuated_word":"everyone.","sentiment":"neutral","sentiment_score":0.289724200963974},{"word":"but","start":1724.12,"end":1724.62,"confidence":0.9941406,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.24333083629608152},{"word":"you","start":1724.76,"end":1724.84,"confidence":0.8774414,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22813951969146729},{"word":"don't","start":1724.84,"end":1725.08,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.2038646638393402},{"word":"have","start":1725.08,"end":1725.16,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24747267365455627},{"word":"to","start":1725.16,"end":1725.24,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1616535484790802},{"word":"rush","start":1725.24,"end":1725.48,"confidence":1.0,"punctuated_word":"rush","sentiment":"neutral","sentiment_score":0.10885214805603027},{"word":"and","start":1725.48,"end":1725.64,"confidence":0.9707031,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04369758069515228},{"word":"do","start":1725.64,"end":1725.8,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06812098622322083},{"word":"anything","start":1725.8,"end":1726.28,"confidence":0.9248047,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.17952078580856323},{"word":"you","start":1726.28,"end":1726.4401,"confidence":0.98095703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2002563625574112},{"word":"know","start":1726.4401,"end":1726.68,"confidence":0.75439453,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2188415825366974},{"word":"like","start":1726.68,"end":1726.84,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.27895423769950867},{"word":"you","start":1726.84,"end":1727.0,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2076180875301361},{"word":"said","start":1727.0,"end":1727.16,"confidence":0.99853516,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.24338063597679135},{"word":"everything","start":1727.16,"end":1727.48,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.23215296864509585},{"word":"kind","start":1727.48,"end":1727.72,"confidence":0.86572266,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.14005082845687866},{"word":"of","start":1727.72,"end":1727.8,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20529991388320923},{"word":"filters","start":1727.8,"end":1728.2001,"confidence":1.0,"punctuated_word":"filters","sentiment":"neutral","sentiment_score":0.13690662384033203},{"word":"out","start":1728.2001,"end":1728.28,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1878121942281723},{"word":"the","start":1728.28,"end":1728.4401,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22089028358459473},{"word":"way","start":1728.4401,"end":1728.6,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.301141619682312},{"word":"it","start":1728.6,"end":1728.76,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.21327286958694455},{"word":"does","start":1728.76,"end":1729.0,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.2270558625459671},{"word":"anyway","start":1729.0,"end":1729.3201,"confidence":0.9394531,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.20486365258693695},{"word":"you","start":1729.3201,"end":1729.48,"confidence":0.9970703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2277657687664032},{"word":"wanna","start":1729.48,"end":1729.72,"confidence":0.93115234,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.24166926741600037},{"word":"look","start":1729.72,"end":1729.96,"confidence":0.9970703,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.17586222290992737},{"word":"after","start":1729.96,"end":1730.2001,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.1898270547389984},{"word":"the","start":1730.2001,"end":1730.36,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21717983484268188},{"word":"kids","start":1730.36,"end":1730.86,"confidence":0.9555664,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":0.2297409176826477},{"word":"your","start":1730.92,"end":1731.16,"confidence":0.8457031,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.11867840588092804},{"word":"your","start":1731.16,"end":1731.3201,"confidence":0.5678711,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11892282962799072},{"word":"spouse","start":1731.3201,"end":1731.64,"confidence":0.99902344,"punctuated_word":"spouse","sentiment":"neutral","sentiment_score":0.10801859945058824},{"word":"will","start":1731.64,"end":1731.8,"confidence":0.9970703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.10434924066066742},{"word":"likely","start":1731.8,"end":1732.28,"confidence":1.0,"punctuated_word":"likely","sentiment":"neutral","sentiment_score":0.10455054044723512},{"word":"retain","start":1732.28,"end":1732.68,"confidence":0.8017578,"punctuated_word":"retain","sentiment":"neutral","sentiment_score":0.0778152272105217},{"word":"guardianship","start":1732.68,"end":1733.18,"confidence":0.99934894,"punctuated_word":"guardianship.","sentiment":"neutral","sentiment_score":0.08988464623689651},{"word":"it's","start":1733.8,"end":1733.96,"confidence":0.99902344,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.14444009959697723},{"word":"just","start":1733.96,"end":1734.46,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12919920682907104},{"word":"those","start":1734.915,"end":1735.0751,"confidence":0.9970703,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.28702878952026367},{"word":"structures","start":1735.0751,"end":1735.555,"confidence":1.0,"punctuated_word":"structures","sentiment":"neutral","sentiment_score":0.24252404272556305},{"word":"would","start":1735.555,"end":1735.7151,"confidence":0.95703125,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.3279931843280792},{"word":"be","start":1735.7151,"end":1735.795,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.32130128145217896},{"word":"nice","start":1735.795,"end":1736.035,"confidence":0.93310547,"punctuated_word":"nice,","sentiment":"neutral","sentiment_score":0.22715619206428528},{"word":"and","start":1736.035,"end":1736.275,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16902345418930054},{"word":"they","start":1736.275,"end":1736.435,"confidence":0.58496094,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.14709651470184326},{"word":"do","start":1736.435,"end":1736.5951,"confidence":0.9614258,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08045844733715057},{"word":"cost","start":1736.5951,"end":1736.915,"confidence":0.9980469,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.051932767033576965},{"word":"a","start":1736.915,"end":1737.0751,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.044515471905469894},{"word":"little","start":1737.0751,"end":1737.2351,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.0008991062641143799},{"word":"bit","start":1737.2351,"end":1737.7351,"confidence":0.9904785,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.04194788634777069},{"word":"so","start":1737.795,"end":1738.295,"confidence":0.7819824,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.06925323605537415},{"word":"yep","start":1739.555,"end":1740.035,"confidence":0.93880206,"punctuated_word":"yep,","sentiment":"neutral","sentiment_score":0.07349123060703278},{"word":"you","start":1740.035,"end":1740.275,"confidence":0.96972656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09923727065324783},{"word":"got","start":1740.275,"end":1740.515,"confidence":0.96972656,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.11208613961935043},{"word":"the","start":1740.515,"end":1740.755,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04298340529203415},{"word":"lawyer","start":1740.755,"end":1741.155,"confidence":0.90771484,"punctuated_word":"lawyer","sentiment":"neutral","sentiment_score":0.04038891941308975},{"word":"there","start":1741.155,"end":1741.3151,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0646028071641922},{"word":"to","start":1741.3151,"end":1741.4751,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.062051668763160706},{"word":"chat","start":1741.4751,"end":1741.635,"confidence":0.984375,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.09019600600004196},{"word":"to","start":1741.635,"end":1741.7151,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08816315978765488},{"word":"that","start":1741.7151,"end":1741.9551,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07070042192935944},{"word":"about","start":1741.9551,"end":1742.435,"confidence":0.9885254,"punctuated_word":"about.","sentiment":"neutral","sentiment_score":0.06322164833545685},{"word":"i'll","start":1742.435,"end":1742.755,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08306334912776947},{"word":"flag","start":1742.755,"end":1742.995,"confidence":1.0,"punctuated_word":"flag","sentiment":"neutral","sentiment_score":0.05846741050481796},{"word":"it","start":1742.995,"end":1743.155,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04337344318628311},{"word":"on","start":1743.155,"end":1743.395,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0658155083656311},{"word":"the","start":1743.395,"end":1743.555,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07909562438726425},{"word":"account","start":1743.555,"end":1744.055,"confidence":0.99194336,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.07072409987449646},{"word":"but","start":1744.3551,"end":1744.675,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.09443910419940948},{"word":"i'll","start":1744.675,"end":1744.915,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.10433189570903778},{"word":"probably","start":1744.915,"end":1745.2351,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.09974148124456406},{"word":"just","start":1745.2351,"end":1745.4751,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0966448336839676},{"word":"remind","start":1745.4751,"end":1745.795,"confidence":1.0,"punctuated_word":"remind","sentiment":"neutral","sentiment_score":0.0785626769065857},{"word":"you","start":1745.795,"end":1745.9551,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0894303172826767},{"word":"in","start":1745.9551,"end":1746.115,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06876841187477112},{"word":"six","start":1746.115,"end":1746.3551,"confidence":0.90283203,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.08443583548069},{"word":"months","start":1746.3551,"end":1746.8551,"confidence":1.0,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.08831867575645447},{"word":"do","start":1748.67,"end":1748.83,"confidence":0.96533203,"punctuated_word":"Do","sentiment":"positive","sentiment_score":0.415988564491272},{"word":"you","start":1748.83,"end":1748.99,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.34436771273612976},{"word":"wanna","start":1748.99,"end":1749.3099,"confidence":0.5698242,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11620491743087769},{"word":"adjust","start":1749.3099,"end":1749.71,"confidence":0.9980469,"punctuated_word":"adjust","sentiment":"neutral","sentiment_score":0.16024364531040192},{"word":"anything","start":1749.71,"end":1750.11,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.09143567830324172},{"word":"in","start":1750.11,"end":1750.27,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05141748487949371},{"word":"terms","start":1750.27,"end":1750.59,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.056452784687280655},{"word":"of","start":1750.59,"end":1750.67,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06313139945268631},{"word":"the","start":1750.67,"end":1750.91,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06231901794672012},{"word":"cover","start":1750.91,"end":1751.3099,"confidence":0.9350586,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.056826211512088776},{"word":"levels","start":1751.3099,"end":1751.79,"confidence":0.9848633,"punctuated_word":"levels?","sentiment":"neutral","sentiment_score":0.05185610428452492},{"word":"because","start":1751.79,"end":1752.03,"confidence":0.97314453,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.003811269998550415},{"word":"i","start":1752.03,"end":1752.19,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.013640344142913818},{"word":"know","start":1752.19,"end":1752.69,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.060729023069143295},{"word":"all","start":1752.75,"end":1752.91,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.08130598068237305},{"word":"the","start":1752.91,"end":1753.07,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07698671519756317},{"word":"debts","start":1753.07,"end":1753.3099,"confidence":0.73046875,"punctuated_word":"debts","sentiment":"neutral","sentiment_score":0.01120927557349205},{"word":"now","start":1753.3099,"end":1753.55,"confidence":0.9472656,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.03604552894830704},{"word":"have","start":1753.55,"end":1753.63,"confidence":0.53222656,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08778564631938934},{"word":"been","start":1753.63,"end":1753.87,"confidence":0.99609375,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.11107775568962096},{"word":"cleared","start":1753.87,"end":1754.37,"confidence":0.99365234,"punctuated_word":"cleared.","sentiment":"neutral","sentiment_score":0.0652419775724411},{"word":"do","start":1754.51,"end":1754.67,"confidence":0.99316406,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.11054012179374696},{"word":"you","start":1754.67,"end":1754.75,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14191392064094543},{"word":"feel","start":1754.75,"end":1754.99,"confidence":1.0,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.10654861479997636},{"word":"like","start":1754.99,"end":1755.23,"confidence":0.9580078,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1291864812374115},{"word":"you","start":1755.23,"end":1755.39,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14898957312107086},{"word":"know","start":1755.39,"end":1755.55,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.15649206936359406},{"word":"that","start":1755.55,"end":1755.71,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2778546214103699},{"word":"million","start":1755.71,"end":1756.11,"confidence":0.9902344,"punctuated_word":"million","sentiment":"neutral","sentiment_score":0.159760981798172},{"word":"dollars","start":1756.11,"end":1756.4299,"confidence":0.99902344,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.18441100418567655},{"word":"to","start":1756.4299,"end":1756.59,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25008636713027954},{"word":"pass","start":1756.59,"end":1756.83,"confidence":1.0,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":0.2541494071483612},{"word":"on","start":1756.83,"end":1757.23,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.34361696243286133},{"word":"between","start":1757.23,"end":1757.71,"confidence":0.5463867,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.2554934024810791},{"word":"the","start":1757.71,"end":1757.79,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.303608775138855},{"word":"kids","start":1757.79,"end":1758.11,"confidence":0.9785156,"punctuated_word":"kids,","sentiment":"neutral","sentiment_score":0.20525667071342468},{"word":"that's","start":1758.11,"end":1758.35,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.27506181597709656},{"word":"still","start":1758.35,"end":1758.59,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.15168210864067078},{"word":"good","start":1758.59,"end":1758.75,"confidence":0.74609375,"punctuated_word":"good?","sentiment":"neutral","sentiment_score":0.16395056247711182},{"word":"because","start":1758.75,"end":1758.99,"confidence":0.9770508,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.17346535623073578},{"word":"it's","start":1758.99,"end":1759.15,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.16573140025138855},{"word":"not","start":1759.15,"end":1759.47,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.11390173435211182},{"word":"very","start":1759.47,"end":1759.79,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.2441082000732422},{"word":"expensive","start":1759.79,"end":1760.29,"confidence":0.99365234,"punctuated_word":"expensive,","sentiment":"neutral","sentiment_score":-0.2307940274477005},{"word":"but","start":1760.855,"end":1760.935,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.2123446762561798},{"word":"it's","start":1760.935,"end":1761.175,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.32304254174232483},{"word":"also","start":1761.175,"end":1761.675,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.22869856655597687},{"word":"no","start":1761.8151,"end":1762.055,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.3144245743751526},{"word":"longer","start":1762.055,"end":1762.375,"confidence":1.0,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.3135339319705963},{"word":"serving","start":1762.375,"end":1762.875,"confidence":1.0,"punctuated_word":"serving","sentiment":"neutral","sentiment_score":-0.2521412968635559},{"word":"as","start":1763.015,"end":1763.255,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0434798002243042},{"word":"much","start":1763.255,"end":1763.495,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.051405951380729675},{"word":"of","start":1763.495,"end":1763.655,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.034506142139434814},{"word":"a","start":1763.655,"end":1763.735,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.033087193965911865},{"word":"purpose","start":1763.735,"end":1764.235,"confidence":0.99658203,"punctuated_word":"purpose.","sentiment":"neutral","sentiment_score":-0.07134909182786942},{"word":"no","start":1773.5901,"end":1773.8301,"confidence":0.7685547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.14591430127620697},{"word":"you're","start":1773.8301,"end":1774.0701,"confidence":0.99853516,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.1453329622745514},{"word":"actually","start":1774.0701,"end":1774.4701,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.11502166092395782},{"word":"right","start":1774.4701,"end":1774.87,"confidence":0.98291016,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.08602911233901978},{"word":"and","start":1774.87,"end":1775.37,"confidence":0.9770508,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.06737907975912094},{"word":"when","start":1776.63,"end":1776.79,"confidence":0.99121094,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.06214064732193947},{"word":"you","start":1776.79,"end":1777.03,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.022521041333675385},{"word":"account","start":1777.03,"end":1777.3501,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":-0.027889352291822433},{"word":"for","start":1777.3501,"end":1777.51,"confidence":0.9863281,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.04088974744081497},{"word":"like","start":1777.51,"end":1777.75,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.05038879066705704},{"word":"inflation","start":1777.75,"end":1778.15,"confidence":0.99902344,"punctuated_word":"inflation","sentiment":"neutral","sentiment_score":-0.035176023840904236},{"word":"and","start":1778.15,"end":1778.31,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05648904666304588},{"word":"things","start":1778.31,"end":1778.63,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.04934084787964821},{"word":"like","start":1778.63,"end":1778.79,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.057995762676000595},{"word":"that","start":1778.79,"end":1778.9501,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04300986975431442},{"word":"in","start":1778.9501,"end":1779.27,"confidence":0.9892578,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.010901348665356636},{"word":"five","start":1779.27,"end":1779.51,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.018305126577615734},{"word":"to","start":1779.51,"end":1779.5901,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.027949990704655647},{"word":"ten","start":1779.5901,"end":1779.91,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.011420204304158688},{"word":"years'","start":1779.91,"end":1780.31,"confidence":0.85131836,"punctuated_word":"years'","sentiment":"neutral","sentiment_score":-0.010692712850868702},{"word":"time","start":1780.31,"end":1780.81,"confidence":0.8173828,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.010237213224172592},{"word":"yep","start":1788.885,"end":1789.385,"confidence":0.9501953,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.07206498831510544},{"word":"we","start":1789.6051,"end":1789.765,"confidence":0.9951172,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.11156371980905531},{"word":"all","start":1789.765,"end":1789.925,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.12467442452907562},{"word":"thought","start":1789.925,"end":1790.165,"confidence":1.0,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.08301732689142227},{"word":"you","start":1790.165,"end":1790.245,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08826038986444473},{"word":"could","start":1790.245,"end":1790.405,"confidence":0.9941406,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.06258078664541245},{"word":"live","start":1790.405,"end":1790.5651,"confidence":0.99902344,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.03735308349132538},{"word":"off","start":1790.5651,"end":1790.645,"confidence":0.9970703,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.03746449202299118},{"word":"a","start":1790.645,"end":1790.7251,"confidence":0.9760742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.021563995629549023},{"word":"million","start":1790.7251,"end":1791.045,"confidence":0.99316406,"punctuated_word":"million","sentiment":"neutral","sentiment_score":-0.00907423347234726},{"word":"for","start":1791.045,"end":1791.2051,"confidence":0.9921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.010246284306049349},{"word":"the","start":1791.2051,"end":1791.285,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016317270696163177},{"word":"rest","start":1791.285,"end":1791.365,"confidence":1.0,"punctuated_word":"rest","sentiment":"neutral","sentiment_score":-0.022131532430648804},{"word":"of","start":1791.365,"end":1791.4451,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.017301566898822784},{"word":"your","start":1791.4451,"end":1791.525,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.032289065420627594},{"word":"life","start":1791.525,"end":1791.64,"confidence":0.99316406,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.014321893453598022},{"word":"if","start":1791.64,"end":1791.755,"confidence":0.9819336,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.009838147088885307},{"word":"you","start":1791.755,"end":1792.005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005375631153583527},{"word":"want","start":1792.005,"end":1792.245,"confidence":0.4338379,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.020546700805425644},{"word":"it","start":1792.245,"end":1792.745,"confidence":0.9296875,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.033942811191082},{"word":"yeah","start":1804.8999,"end":1805.2999,"confidence":0.83569336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04286358505487442},{"word":"and","start":1805.2999,"end":1805.7999,"confidence":0.9902344,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.4113912582397461},{"word":"pricing","start":1807.22,"end":1807.72,"confidence":0.9819336,"punctuated_word":"pricing","sentiment":"neutral","sentiment_score":0.09058304876089096},{"word":"wise","start":1807.7799,"end":1808.2799,"confidence":0.9975586,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.17726574838161469},{"word":"it's","start":1808.4199,"end":1808.6599,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.18638375401496887},{"word":"basically","start":1808.6599,"end":1809.0599,"confidence":0.8640137,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.15537309646606445},{"word":"like","start":1809.0599,"end":1809.2999,"confidence":0.9926758,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.17875322699546814},{"word":"900","start":1809.2999,"end":1809.86,"confidence":0.9995117,"punctuated_word":"900","sentiment":"neutral","sentiment_score":0.19590029120445251},{"word":"a","start":1809.86,"end":1809.94,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1686088889837265},{"word":"year","start":1809.94,"end":1810.1799,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.17303338646888733},{"word":"out","start":1810.1799,"end":1810.34,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2146220505237579},{"word":"of","start":1810.34,"end":1810.4199,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18523934483528137},{"word":"the","start":1810.4199,"end":1810.58,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18613259494304657},{"word":"super","start":1810.58,"end":1810.98,"confidence":0.9526367,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.18668562173843384},{"word":"the","start":1810.98,"end":1811.22,"confidence":0.9970703,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.1771354228258133},{"word":"15%","start":1811.22,"end":1811.86,"confidence":1.0,"punctuated_word":"15%","sentiment":"neutral","sentiment_score":0.2574586868286133},{"word":"rebate","start":1811.86,"end":1812.2599,"confidence":1.0,"punctuated_word":"rebate","sentiment":"neutral","sentiment_score":0.28702905774116516},{"word":"drops","start":1812.2599,"end":1812.585,"confidence":0.9970703,"punctuated_word":"drops","sentiment":"neutral","sentiment_score":0.19815489649772644},{"word":"at","start":1812.585,"end":1812.745,"confidence":0.56152344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.18758490681648257},{"word":"the","start":1812.745,"end":1812.825,"confidence":0.9614258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18531154096126556},{"word":"$7.65","start":1812.825,"end":1813.485,"confidence":0.97387695,"punctuated_word":"$7.65.","sentiment":"neutral","sentiment_score":0.16226062178611755},{"word":"so","start":1815.5449,"end":1815.945,"confidence":0.8925781,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.17671847343444824},{"word":"that","start":1815.945,"end":1816.1849,"confidence":0.9770508,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22525420784950256},{"word":"for","start":1816.1849,"end":1816.3049,"confidence":0.7324219,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.16412606835365295},{"word":"a","start":1816.3049,"end":1816.4249,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22666028141975403},{"word":"bit","start":1816.4249,"end":1816.6649,"confidence":0.98828125,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2055879533290863},{"word":"of","start":1816.6649,"end":1816.745,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19440868496894836},{"word":"peace","start":1816.745,"end":1816.9049,"confidence":0.9921875,"punctuated_word":"peace","sentiment":"neutral","sentiment_score":0.21091467142105105},{"word":"of","start":1816.9049,"end":1817.065,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22198179364204407},{"word":"mind","start":1817.065,"end":1817.565,"confidence":0.72216797,"punctuated_word":"mind.","sentiment":"neutral","sentiment_score":0.18273572623729703},{"word":"looks","start":1818.105,"end":1818.4249,"confidence":0.6748047,"punctuated_word":"Looks","sentiment":"neutral","sentiment_score":-0.02027624286711216},{"word":"like","start":1818.4249,"end":1818.585,"confidence":0.9951172,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.03425265848636627},{"word":"a","start":1818.585,"end":1818.6649,"confidence":0.69140625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0465705506503582},{"word":"good","start":1818.6649,"end":1818.9049,"confidence":0.96972656,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.070420041680336},{"word":"wouldn't","start":1833.88,"end":1834.2,"confidence":0.7541504,"punctuated_word":"Wouldn't","sentiment":"neutral","sentiment_score":-0.06652945280075073},{"word":"that","start":1834.2,"end":1834.44,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0818960890173912},{"word":"be","start":1834.44,"end":1834.6,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.13807621598243713},{"word":"a","start":1834.6,"end":1834.76,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1300765722990036},{"word":"strange","start":1834.76,"end":1835.16,"confidence":1.0,"punctuated_word":"strange","sentiment":"neutral","sentiment_score":-0.1557207703590393},{"word":"turn","start":1835.16,"end":1835.4,"confidence":0.9902344,"punctuated_word":"turn","sentiment":"neutral","sentiment_score":-0.1366971731185913},{"word":"of","start":1835.4,"end":1835.5599,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1413804292678833},{"word":"events","start":1835.5599,"end":1836.0599,"confidence":1.0,"punctuated_word":"events","sentiment":"neutral","sentiment_score":-0.15711042284965515},{"word":"where","start":1836.28,"end":1836.52,"confidence":0.7114258,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.11366760730743408},{"word":"you","start":1836.52,"end":1836.56,"confidence":0.73779297,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1478657424449921},{"word":"we","start":1836.6,"end":1836.76,"confidence":0.97265625,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.13301190733909607},{"word":"set","start":1836.76,"end":1836.9199,"confidence":0.9550781,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.1211683675646782},{"word":"up","start":1836.9199,"end":1837.08,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.09983646869659424},{"word":"all","start":1837.08,"end":1837.24,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.09730447828769684},{"word":"these","start":1837.24,"end":1837.48,"confidence":0.9980469,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.08767097443342209},{"word":"child","start":1837.48,"end":1837.72,"confidence":0.9243164,"punctuated_word":"child","sentiment":"neutral","sentiment_score":-0.07083357870578766},{"word":"builder","start":1837.72,"end":1838.2,"confidence":0.7895508,"punctuated_word":"builder","sentiment":"neutral","sentiment_score":-0.09400646388530733},{"word":"bonds","start":1838.2,"end":1838.6,"confidence":0.9707031,"punctuated_word":"bonds","sentiment":"neutral","sentiment_score":-0.074832983314991},{"word":"and","start":1838.6,"end":1839.045,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11816760897636414},{"word":"different","start":1839.2051,"end":1839.4451,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.12678945064544678},{"word":"investments","start":1839.4451,"end":1839.925,"confidence":1.0,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.06868056952953339},{"word":"and","start":1839.925,"end":1840.245,"confidence":0.9604492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10643236339092256},{"word":"structures","start":1840.245,"end":1840.5651,"confidence":0.9941406,"punctuated_word":"structures","sentiment":"neutral","sentiment_score":-0.0857844352722168},{"word":"and","start":1840.5651,"end":1840.7251,"confidence":0.7241211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09807298332452774},{"word":"all","start":1840.7251,"end":1840.885,"confidence":0.9951172,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.10085482895374298},{"word":"of","start":1840.885,"end":1840.9651,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12485045194625854},{"word":"a","start":1840.9651,"end":1841.045,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11480920761823654},{"word":"sudden","start":1841.045,"end":1841.365,"confidence":0.7253418,"punctuated_word":"sudden.","sentiment":"neutral","sentiment_score":-0.08933721482753754},{"word":"that","start":1841.365,"end":1841.6051,"confidence":0.99902344,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.07056223601102829},{"word":"that","start":1841.6051,"end":1841.765,"confidence":0.98291016,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.05889417231082916},{"word":"would","start":1841.765,"end":1841.925,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.04060887545347214},{"word":"be","start":1841.925,"end":1842.165,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06696575880050659},{"word":"an","start":1842.165,"end":1842.3251,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.06331519037485123},{"word":"interesting","start":1842.3251,"end":1842.805,"confidence":1.0,"punctuated_word":"interesting","sentiment":"neutral","sentiment_score":-0.052954405546188354},{"word":"story","start":1842.805,"end":1843.305,"confidence":0.99853516,"punctuated_word":"story.","sentiment":"neutral","sentiment_score":-0.008726872503757477},{"word":"i","start":1843.685,"end":1843.765,"confidence":0.9135742,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15643030405044556},{"word":"hope","start":1843.765,"end":1844.005,"confidence":0.80810547,"punctuated_word":"hope","sentiment":"neutral","sentiment_score":0.28709638118743896},{"word":"i","start":1844.005,"end":1844.0851,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1810000836849213},{"word":"get","start":1844.0851,"end":1844.405,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.22005262970924375},{"word":"to","start":1844.405,"end":1844.645,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1964424103498459},{"word":"be","start":1844.645,"end":1844.885,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1774824559688568},{"word":"alongside","start":1844.885,"end":1845.365,"confidence":0.99902344,"punctuated_word":"alongside","sentiment":"neutral","sentiment_score":0.13931119441986084},{"word":"that","start":1845.365,"end":1845.865,"confidence":0.99902344,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.16997507214546204},{"word":"uh-oh","start":1851.06,"end":1851.56,"confidence":0.7432251,"punctuated_word":"Uh-oh.","sentiment":"neutral","sentiment_score":0.05272838473320007},{"word":"that'll","start":1857.8601,"end":1858.26,"confidence":0.9951172,"punctuated_word":"That'll","sentiment":"neutral","sentiment_score":0.1411060243844986},{"word":"be","start":1858.26,"end":1858.42,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1714596450328827},{"word":"an","start":1858.42,"end":1858.5801,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.18524974584579468},{"word":"interesting","start":1858.5801,"end":1858.9801,"confidence":1.0,"punctuated_word":"interesting","sentiment":"neutral","sentiment_score":0.11437913030385972},{"word":"one","start":1858.9801,"end":1859.2201,"confidence":1.0,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.10813116282224657},{"word":"i","start":1859.2201,"end":1859.4601,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.025390468537807465},{"word":"do","start":1859.4601,"end":1859.6201,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03072518855333328},{"word":"have","start":1859.6201,"end":1859.78,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.026894621551036835},{"word":"to","start":1859.78,"end":1859.9401,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04893432930111885},{"word":"ask","start":1859.9401,"end":1860.18,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.05870619788765907},{"word":"you","start":1860.18,"end":1860.3401,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06615220010280609},{"word":"about","start":1860.3401,"end":1860.7401,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.08190368115901947},{"word":"your","start":1860.7401,"end":1861.06,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.059533677995204926},{"word":"income","start":1861.06,"end":1861.38,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.12641596794128418},{"word":"protection","start":1861.38,"end":1861.88,"confidence":0.80908203,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":-0.049480170011520386},{"word":"though","start":1861.9401,"end":1862.4401,"confidence":0.8339844,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":-0.04433872550725937},{"word":"because","start":1863.3949,"end":1863.8949,"confidence":0.9980469,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.004830401390790939},{"word":"since","start":1864.195,"end":1864.5149,"confidence":0.9873047,"punctuated_word":"since","sentiment":"neutral","sentiment_score":0.008022870868444443},{"word":"you've","start":1864.5149,"end":1864.6749,"confidence":0.99902344,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.01559730153530836},{"word":"gone","start":1864.6749,"end":1864.995,"confidence":0.99902344,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.0016681402921676636},{"word":"part","start":1864.995,"end":1865.235,"confidence":0.99902344,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.013228971511125565},{"word":"time","start":1865.235,"end":1865.475,"confidence":0.99902344,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.0011369232088327408},{"word":"you've","start":1865.475,"end":1865.715,"confidence":0.97631836,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.010584695264697077},{"word":"got","start":1865.715,"end":1865.875,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.021006489172577855},{"word":"the","start":1865.875,"end":1866.0349,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02147633209824562},{"word":"split","start":1866.0349,"end":1866.4349,"confidence":1.0,"punctuated_word":"split","sentiment":"neutral","sentiment_score":-0.02659635990858078},{"word":"between","start":1866.4349,"end":1866.9349,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.014552189037203789},{"word":"the","start":1867.315,"end":1867.715,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.018548138439655304},{"word":"government","start":1867.715,"end":1868.115,"confidence":1.0,"punctuated_word":"government","sentiment":"neutral","sentiment_score":-0.01625896245241165},{"word":"benefits","start":1868.115,"end":1868.615,"confidence":0.98217773,"punctuated_word":"benefits,","sentiment":"neutral","sentiment_score":-0.017874937504529953},{"word":"child","start":1869.1549,"end":1869.5549,"confidence":0.99902344,"punctuated_word":"child","sentiment":"neutral","sentiment_score":-0.045357756316661835},{"word":"support","start":1869.5549,"end":1870.0549,"confidence":0.9848633,"punctuated_word":"support,","sentiment":"neutral","sentiment_score":-0.017205918207764626},{"word":"and","start":1870.4349,"end":1870.9349,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.003840148448944092},{"word":"your","start":1871.315,"end":1871.715,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.007930394262075424},{"word":"wages","start":1871.715,"end":1872.215,"confidence":0.9604492,"punctuated_word":"wages.","sentiment":"neutral","sentiment_score":0.018897000700235367},{"word":"you're","start":1872.595,"end":1872.995,"confidence":0.9909668,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.01578550413250923},{"word":"insured","start":1872.995,"end":1873.495,"confidence":0.98828125,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":-0.005043305456638336},{"word":"for","start":1874.115,"end":1874.4349,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.004459172487258911},{"word":"an","start":1874.4349,"end":1874.755,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.00038141757249832153},{"word":"income","start":1874.755,"end":1875.255,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.008210606873035431},{"word":"of","start":1875.715,"end":1876.215,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.003342926502227783},{"word":"66,000","start":1876.2749,"end":1877.495,"confidence":0.9960124,"punctuated_word":"66,000.","sentiment":"neutral","sentiment_score":0.001501717953942716},{"word":"okay","start":1883.89,"end":1884.39,"confidence":0.9873047,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.008706953376531601},{"word":"now","start":1884.45,"end":1884.69,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.015813585370779037},{"word":"one","start":1884.69,"end":1884.85,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.01955408602952957},{"word":"of","start":1884.85,"end":1884.9299,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0005874559283256531},{"word":"the","start":1884.9299,"end":1885.01,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014741510152816772},{"word":"things","start":1885.01,"end":1885.25,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.002826675772666931},{"word":"is","start":1885.25,"end":1885.41,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.009407319128513336},{"word":"when","start":1885.41,"end":1885.57,"confidence":0.94384766,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.005784675478935242},{"word":"you","start":1885.57,"end":1885.73,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.002939231693744659},{"word":"go","start":1885.73,"end":1885.89,"confidence":0.8745117,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.003511779010295868},{"word":"to","start":1885.89,"end":1885.97,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.018854979425668716},{"word":"claim","start":1885.97,"end":1886.29,"confidence":0.99902344,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.008064016699790955},{"word":"on","start":1886.29,"end":1886.45,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.017934761941432953},{"word":"the","start":1886.45,"end":1886.61,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02932746335864067},{"word":"income","start":1886.61,"end":1886.9299,"confidence":0.9980469,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.058328449726104736},{"word":"protection","start":1886.9299,"end":1887.4299,"confidence":0.9980469,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":-0.029047878459095955},{"word":"if","start":1887.89,"end":1888.0499,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.16549253463745117},{"word":"the","start":1888.0499,"end":1888.21,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.25172504782676697},{"word":"child","start":1888.21,"end":1888.53,"confidence":1.0,"punctuated_word":"child","sentiment":"neutral","sentiment_score":-0.2934863269329071},{"word":"support","start":1888.53,"end":1888.9299,"confidence":1.0,"punctuated_word":"support","sentiment":"neutral","sentiment_score":-0.32149189710617065},{"word":"continues","start":1888.9299,"end":1889.4299,"confidence":0.99902344,"punctuated_word":"continues,","sentiment":"neutral","sentiment_score":-0.29275476932525635},{"word":"they","start":1889.65,"end":1889.89,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.2941139042377472},{"word":"chop","start":1889.89,"end":1890.13,"confidence":0.9716797,"punctuated_word":"chop","sentiment":"neutral","sentiment_score":-0.2996239960193634},{"word":"that","start":1890.13,"end":1890.37,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.25670716166496277},{"word":"off","start":1890.37,"end":1890.825,"confidence":0.9995117,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":-0.2128625512123108},{"word":"if","start":1890.9049,"end":1890.985,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.1614743173122406},{"word":"the","start":1890.985,"end":1891.225,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16111376881599426},{"word":"government","start":1891.225,"end":1891.625,"confidence":1.0,"punctuated_word":"government","sentiment":"neutral","sentiment_score":-0.14239707589149475},{"word":"benefits","start":1891.625,"end":1892.0249,"confidence":1.0,"punctuated_word":"benefits","sentiment":"neutral","sentiment_score":-0.16642194986343384},{"word":"continue","start":1892.0249,"end":1892.4249,"confidence":0.9995117,"punctuated_word":"continue,","sentiment":"neutral","sentiment_score":-0.17981988191604614},{"word":"they","start":1892.4249,"end":1892.6649,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.17538253962993622},{"word":"chop","start":1892.6649,"end":1892.9049,"confidence":0.9970703,"punctuated_word":"chop","sentiment":"neutral","sentiment_score":-0.16381749510765076},{"word":"that","start":1892.9049,"end":1893.065,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1671105921268463},{"word":"off","start":1893.065,"end":1893.465,"confidence":0.9567871,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":-0.1281592696905136},{"word":"and","start":1893.465,"end":1893.625,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.05030723288655281},{"word":"then","start":1893.625,"end":1893.7849,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03170930594205856},{"word":"if","start":1893.7849,"end":1893.945,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.003029037266969681},{"word":"all","start":1893.945,"end":1894.105,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.013720981776714323},{"word":"that's","start":1894.105,"end":1894.345,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.01827993057668209},{"word":"left","start":1894.345,"end":1894.585,"confidence":0.99316406,"punctuated_word":"left","sentiment":"neutral","sentiment_score":-0.013851433992385864},{"word":"is","start":1894.585,"end":1895.065,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.004709281027317047},{"word":"they're","start":1896.1849,"end":1896.4249,"confidence":0.94189453,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.0032996709924191236},{"word":"gonna","start":1896.4249,"end":1896.6649,"confidence":0.9550781,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.016848575323820114},{"word":"pay","start":1896.6649,"end":1896.825,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.06566861271858215},{"word":"you","start":1896.825,"end":1896.985,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.018147073686122894},{"word":"70%","start":1896.985,"end":1897.705,"confidence":1.0,"punctuated_word":"70%","sentiment":"neutral","sentiment_score":0.034818679094314575},{"word":"of","start":1897.705,"end":1897.7849,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0304572731256485},{"word":"that","start":1897.7849,"end":1898.2849,"confidence":0.98706055,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.037778642028570175},{"word":"which","start":1898.4249,"end":1898.585,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.05352342128753662},{"word":"is","start":1898.585,"end":1898.745,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.028431393206119537},{"word":"about","start":1898.745,"end":1899.065,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.014038391411304474},{"word":"a","start":1899.065,"end":1899.1449,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02288844808936119},{"word":"third","start":1899.1449,"end":1899.385,"confidence":1.0,"punctuated_word":"third","sentiment":"neutral","sentiment_score":0.02115616202354431},{"word":"of","start":1899.385,"end":1899.465,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.036777313798666},{"word":"what","start":1899.465,"end":1899.625,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.022396579384803772},{"word":"you're","start":1899.625,"end":1899.865,"confidence":0.9970703,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.01278714369982481},{"word":"insured","start":1899.865,"end":1900.2649,"confidence":0.9970703,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":-0.01992380991578102},{"word":"for","start":1900.2649,"end":1900.7649,"confidence":0.99902344,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":0.0020329728722572327},{"word":"and","start":1902.505,"end":1902.745,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.015416491776704788},{"word":"in","start":1902.745,"end":1902.9049,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.023673638701438904},{"word":"terms","start":1902.9049,"end":1903.225,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.033027444034814835},{"word":"of","start":1903.225,"end":1903.385,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04248348996043205},{"word":"price","start":1903.385,"end":1903.705,"confidence":0.9980469,"punctuated_word":"price,","sentiment":"neutral","sentiment_score":0.028399668633937836},{"word":"that","start":1903.705,"end":1903.945,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02948474138975143},{"word":"one","start":1903.945,"end":1904.2649,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.030293572694063187},{"word":"is","start":1904.2649,"end":1904.585,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.01222473755478859},{"word":"1,300","start":1904.585,"end":1905.965,"confidence":0.99853516,"punctuated_word":"1,300","sentiment":"neutral","sentiment_score":0.02959389053285122},{"word":"on","start":1906.05,"end":1906.4501,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.01701740175485611},{"word":"its","start":1906.4501,"end":1906.53,"confidence":0.9980469,"punctuated_word":"its","sentiment":"neutral","sentiment_score":0.014134470373392103},{"word":"own","start":1906.53,"end":1907.03,"confidence":0.9995117,"punctuated_word":"own.","sentiment":"neutral","sentiment_score":-0.007316555827856064},{"word":"the","start":1917.5701,"end":1917.7301,"confidence":0.95703125,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.07054175436496735},{"word":"real","start":1917.7301,"end":1917.9701,"confidence":1.0,"punctuated_word":"real","sentiment":"neutral","sentiment_score":-0.12588073313236237},{"word":"question","start":1917.9701,"end":1918.4501,"confidence":1.0,"punctuated_word":"question","sentiment":"neutral","sentiment_score":-0.11799964308738708},{"word":"is","start":1918.4501,"end":1918.9501,"confidence":0.8496094,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.11960399150848389},{"word":"let's","start":1919.01,"end":1919.25,"confidence":1.0,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.10646151006221773},{"word":"say","start":1919.25,"end":1919.75,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.06493553519248962},{"word":"that","start":1920.065,"end":1920.385,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06519308686256409},{"word":"scenario","start":1920.385,"end":1920.865,"confidence":1.0,"punctuated_word":"scenario","sentiment":"neutral","sentiment_score":-0.07406019419431686},{"word":"eventuates","start":1920.865,"end":1921.365,"confidence":0.90234375,"punctuated_word":"eventuates","sentiment":"neutral","sentiment_score":-0.07679982483386993},{"word":"where","start":1921.505,"end":1921.825,"confidence":0.9970703,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.1013847142457962},{"word":"you","start":1921.825,"end":1921.985,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11684784293174744},{"word":"get","start":1921.985,"end":1922.225,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.11164908856153488},{"word":"injured","start":1922.225,"end":1922.545,"confidence":1.0,"punctuated_word":"injured","sentiment":"neutral","sentiment_score":-0.1627400517463684},{"word":"or","start":1922.545,"end":1922.705,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.17398425936698914},{"word":"sick","start":1922.705,"end":1922.945,"confidence":1.0,"punctuated_word":"sick","sentiment":"neutral","sentiment_score":-0.2228983938694},{"word":"and","start":1922.945,"end":1923.1849,"confidence":0.66552734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1351332664489746},{"word":"you're","start":1923.1849,"end":1923.345,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.16309046745300293},{"word":"off","start":1923.345,"end":1923.585,"confidence":1.0,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.10990655422210692},{"word":"work","start":1923.585,"end":1923.745,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.1164063885807991},{"word":"for","start":1923.745,"end":1923.985,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.11553484946489334},{"word":"six","start":1923.985,"end":1924.145,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.11474957317113876},{"word":"months","start":1924.145,"end":1924.645,"confidence":0.85546875,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":-0.09736864268779756},{"word":"this","start":1925.345,"end":1925.585,"confidence":0.9980469,"punctuated_word":"This","sentiment":"neutral","sentiment_score":-0.04659086465835571},{"word":"would","start":1925.585,"end":1925.825,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.033294420689344406},{"word":"normally","start":1925.825,"end":1926.225,"confidence":1.0,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":-0.018947552889585495},{"word":"kick","start":1926.225,"end":1926.465,"confidence":1.0,"punctuated_word":"kick","sentiment":"neutral","sentiment_score":-0.027319177985191345},{"word":"in","start":1926.465,"end":1926.705,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.02954740822315216},{"word":"after","start":1926.705,"end":1927.025,"confidence":1.0,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.03747519850730896},{"word":"thirty","start":1927.025,"end":1927.345,"confidence":1.0,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":-0.02677447721362114},{"word":"days","start":1927.345,"end":1927.845,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":-0.03688691183924675},{"word":"and","start":1927.985,"end":1928.145,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02966477908194065},{"word":"pay","start":1928.145,"end":1928.385,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.04195039346814155},{"word":"you","start":1928.385,"end":1928.545,"confidence":0.9111328,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011063996702432632},{"word":"a","start":1928.545,"end":1928.625,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.010068390518426895},{"word":"monthly","start":1928.625,"end":1929.105,"confidence":1.0,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":-0.0014315694570541382},{"word":"amount","start":1929.105,"end":1929.585,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.004153493791818619},{"word":"up","start":1929.585,"end":1929.745,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.009488966315984726},{"word":"to","start":1929.745,"end":1929.905,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.020038504153490067},{"word":"five","start":1929.905,"end":1930.145,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.01857321336865425},{"word":"years","start":1930.145,"end":1930.465,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.03838396444916725},{"word":"to","start":1930.465,"end":1930.705,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03167831897735596},{"word":"replace","start":1930.705,"end":1931.205,"confidence":1.0,"punctuated_word":"replace","sentiment":"neutral","sentiment_score":-0.02475888282060623},{"word":"70","start":1931.585,"end":1932.065,"confidence":1.0,"punctuated_word":"70","sentiment":"neutral","sentiment_score":-0.002631720155477524},{"word":"percent","start":1932.065,"end":1932.385,"confidence":1.0,"punctuated_word":"percent","sentiment":"neutral","sentiment_score":-0.04155106842517853},{"word":"of","start":1932.385,"end":1932.545,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07019481062889099},{"word":"your","start":1932.545,"end":1932.785,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07241403311491013},{"word":"lost","start":1932.785,"end":1933.1849,"confidence":0.9970703,"punctuated_word":"lost","sentiment":"neutral","sentiment_score":-0.1223062127828598},{"word":"income","start":1933.1849,"end":1933.6849,"confidence":0.9980469,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":-0.10527803748846054},{"word":"so","start":1936.0,"end":1936.24,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.011699356138706207},{"word":"would","start":1936.24,"end":1936.48,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.002046942710876465},{"word":"you","start":1936.48,"end":1936.64,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.006362512707710266},{"word":"be","start":1936.64,"end":1936.8,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0021132901310920715},{"word":"okay","start":1936.8,"end":1937.3,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.04183352738618851},{"word":"to","start":1937.36,"end":1937.86,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.00008451193571090698},{"word":"could","start":1938.24,"end":1938.4,"confidence":0.9980469,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.001375645399093628},{"word":"you","start":1938.4,"end":1938.56,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.016906194388866425},{"word":"get","start":1938.56,"end":1938.8,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.04196437448263168},{"word":"through","start":1938.8,"end":1939.28,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.01894985139369965},{"word":"three","start":1939.28,"end":1939.4401,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.02794480323791504},{"word":"months","start":1939.4401,"end":1939.9401,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.03814387321472168},{"word":"of","start":1940.24,"end":1940.74,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04068800061941147},{"word":"being","start":1941.12,"end":1941.4401,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.08556190133094788},{"word":"injured","start":1941.4401,"end":1941.68,"confidence":1.0,"punctuated_word":"injured","sentiment":"neutral","sentiment_score":-0.0962681695818901},{"word":"enough","start":1941.68,"end":1942.0,"confidence":0.51171875,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.06090090423822403},{"word":"work","start":1942.0,"end":1942.48,"confidence":0.9926758,"punctuated_word":"work?","sentiment":"neutral","sentiment_score":-0.06944887340068817},{"word":"do","start":1942.48,"end":1942.64,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.06516070663928986},{"word":"you","start":1942.64,"end":1942.7201,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03452441841363907},{"word":"have","start":1942.7201,"end":1942.8401,"confidence":0.9970703,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.03694092854857445},{"word":"you","start":1942.8401,"end":1942.9601,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.028305791318416595},{"word":"know","start":1942.9601,"end":1943.36,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.024346791207790375},{"word":"the","start":1943.36,"end":1943.52,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03843710571527481},{"word":"savings","start":1943.52,"end":1943.92,"confidence":1.0,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.05128299444913864},{"word":"behind","start":1943.92,"end":1944.3201,"confidence":1.0,"punctuated_word":"behind","sentiment":"neutral","sentiment_score":-0.022229596972465515},{"word":"you","start":1944.3201,"end":1944.48,"confidence":0.9658203,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.004948820918798447},{"word":"things","start":1944.48,"end":1944.8,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.00773639976978302},{"word":"like","start":1944.8,"end":1944.9601,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.02153594046831131},{"word":"that","start":1944.9601,"end":1945.4601,"confidence":0.8469238,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.012390464544296265},{"word":"or","start":1945.52,"end":1945.92,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05796566605567932},{"word":"would","start":1945.92,"end":1946.16,"confidence":0.97314453,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.01886036992073059},{"word":"that","start":1946.16,"end":1946.66,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.002894856035709381},{"word":"income","start":1946.985,"end":1947.385,"confidence":0.99609375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.06473279744386673},{"word":"protection","start":1947.385,"end":1947.865,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.0063451677560806274},{"word":"benefit","start":1947.865,"end":1948.365,"confidence":1.0,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":-0.01914980262517929},{"word":"be","start":1948.585,"end":1948.745,"confidence":0.9741211,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.02814692258834839},{"word":"able","start":1948.745,"end":1948.905,"confidence":0.9248047,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.0033019334077835083},{"word":"to","start":1948.905,"end":1949.065,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.004561781883239746},{"word":"help","start":1949.065,"end":1949.305,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.00030747056007385254},{"word":"cover","start":1949.305,"end":1949.545,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.04602812975645065},{"word":"bills","start":1949.545,"end":1950.045,"confidence":0.9794922,"punctuated_word":"bills?","sentiment":"neutral","sentiment_score":-0.03725671023130417},{"word":"yeah","start":1966.2,"end":1966.28,"confidence":0.79956055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02021203190088272},{"word":"yeah","start":1966.28,"end":1966.68,"confidence":0.9770508,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.017210647463798523},{"word":"you've","start":1966.68,"end":1967.0,"confidence":0.93237305,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":-0.0004778467118740082},{"word":"it's","start":1967.08,"end":1967.4,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.00904168002307415},{"word":"covering","start":1967.4,"end":1967.8,"confidence":1.0,"punctuated_word":"covering","sentiment":"neutral","sentiment_score":-0.02002590522170067},{"word":"an","start":1967.8,"end":1967.96,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.02762623503804207},{"word":"income","start":1967.96,"end":1968.2,"confidence":0.9980469,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.02955254167318344},{"word":"of","start":1968.2,"end":1968.4401,"confidence":0.99121094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020163796842098236},{"word":"60","start":1968.4401,"end":1968.92,"confidence":0.99316406,"punctuated_word":"60","sentiment":"neutral","sentiment_score":-0.005789123475551605},{"word":"six","start":1968.92,"end":1969.42,"confidence":0.97680664,"punctuated_word":"six.","sentiment":"neutral","sentiment_score":-0.0028530964627861977},{"word":"correct","start":1969.96,"end":1970.4401,"confidence":1.0,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.01977592706680298},{"word":"so","start":1970.4401,"end":1970.76,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02741067484021187},{"word":"they","start":1970.76,"end":1971.0,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.05272353440523147},{"word":"would","start":1971.0,"end":1971.24,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.041823044419288635},{"word":"pay","start":1971.24,"end":1971.48,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.04793384671211243},{"word":"3,870","start":1971.48,"end":1973.16,"confidence":0.9998372,"punctuated_word":"3,870","sentiment":"neutral","sentiment_score":-0.01425066404044628},{"word":"a","start":1973.16,"end":1973.3201,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.046041339635849},{"word":"month","start":1973.3201,"end":1973.715,"confidence":0.94750977,"punctuated_word":"month,","sentiment":"neutral","sentiment_score":-0.042679689824581146},{"word":"but","start":1973.875,"end":1974.195,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0460197888314724},{"word":"only","start":1974.195,"end":1974.515,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.07581351697444916},{"word":"if","start":1974.515,"end":1974.755,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08210606127977371},{"word":"that's","start":1974.755,"end":1974.995,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.07474548369646072},{"word":"the","start":1974.995,"end":1975.1549,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09128128737211227},{"word":"income","start":1975.1549,"end":1975.475,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.10471966862678528},{"word":"that","start":1975.475,"end":1975.635,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09687955677509308},{"word":"you've","start":1975.635,"end":1975.955,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.12446540594100952},{"word":"lost","start":1975.955,"end":1976.455,"confidence":0.9941406,"punctuated_word":"lost.","sentiment":"neutral","sentiment_score":-0.0997837856411934},{"word":"and","start":1984.595,"end":1984.835,"confidence":0.99316406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.10589373111724854},{"word":"it","start":1984.835,"end":1984.995,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14178529381752014},{"word":"depends","start":1984.995,"end":1985.315,"confidence":0.99560547,"punctuated_word":"depends,","sentiment":"neutral","sentiment_score":-0.11829093098640442},{"word":"i","start":1985.315,"end":1985.395,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13455981016159058},{"word":"guess","start":1985.395,"end":1985.635,"confidence":0.9980469,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":-0.13011625409126282},{"word":"on","start":1985.635,"end":1985.715,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.09125319123268127},{"word":"your","start":1985.715,"end":1985.955,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10638076066970824},{"word":"hours","start":1985.955,"end":1986.195,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":-0.1183328926563263},{"word":"too","start":1986.195,"end":1986.4349,"confidence":0.9838867,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":-0.10751835256814957},{"word":"like","start":1986.4349,"end":1986.595,"confidence":0.99316406,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.10564157366752625},{"word":"if","start":1986.595,"end":1986.755,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1039809137582779},{"word":"you've","start":1986.755,"end":1986.995,"confidence":0.99609375,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.1156851276755333},{"word":"jumped","start":1986.995,"end":1987.315,"confidence":1.0,"punctuated_word":"jumped","sentiment":"neutral","sentiment_score":-0.10603637248277664},{"word":"up","start":1987.315,"end":1987.395,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.10744169354438782},{"word":"to","start":1987.395,"end":1987.8,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11006996035575868},{"word":"16","start":1987.88,"end":1988.28,"confidence":0.99609375,"punctuated_word":"16","sentiment":"neutral","sentiment_score":-0.09638504683971404},{"word":"to","start":1988.28,"end":1988.56,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10132922977209093},{"word":"20","start":1988.56,"end":1988.8401,"confidence":0.99658203,"punctuated_word":"20,","sentiment":"neutral","sentiment_score":-0.08418838679790497},{"word":"that's","start":1988.8401,"end":1989.0,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.14681389927864075},{"word":"a","start":1989.0,"end":1989.16,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14852571487426758},{"word":"bit","start":1989.16,"end":1989.3201,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1318061649799347},{"word":"different","start":1989.3201,"end":1989.64,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.1673087477684021},{"word":"than","start":1989.64,"end":1989.8,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.16244539618492126},{"word":"the","start":1989.8,"end":1990.04,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10234475135803224},{"word":"eight","start":1990.04,"end":1990.54,"confidence":0.9946289,"punctuated_word":"eight.","sentiment":"neutral","sentiment_score":-0.0675017386674881},{"word":"what","start":1999.4,"end":1999.64,"confidence":0.99609375,"punctuated_word":"What","sentiment":"negative","sentiment_score":-0.37607768177986145},{"word":"i","start":1999.64,"end":1999.8,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22416627407073977},{"word":"can","start":1999.8,"end":1999.9601,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.12661536037921906},{"word":"do","start":1999.9601,"end":2000.3601,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.19545672833919525},{"word":"potentially","start":2000.3601,"end":2000.8601,"confidence":0.7207031,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":-0.2156479060649872},{"word":"is","start":2001.6349,"end":2001.955,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1220848336815834},{"word":"let's","start":2001.955,"end":2002.2749,"confidence":0.6879883,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.11670088022947311},{"word":"say","start":2002.2749,"end":2002.5149,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.08564965426921844},{"word":"there's","start":2002.5149,"end":2002.995,"confidence":0.96850586,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.0963049829006195},{"word":"a","start":2002.995,"end":2003.075,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09765666723251344},{"word":"bit","start":2003.075,"end":2003.235,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.13326026499271393},{"word":"of","start":2003.235,"end":2003.315,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1087602600455284},{"word":"a","start":2003.315,"end":2003.475,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13970808684825897},{"word":"maximum","start":2003.475,"end":2003.955,"confidence":0.9724121,"punctuated_word":"maximum.","sentiment":"neutral","sentiment_score":-0.12611427903175354},{"word":"let's","start":2003.955,"end":2004.2749,"confidence":1.0,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":-0.045618098229169846},{"word":"say","start":2004.2749,"end":2004.7749,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.04106428474187851},{"word":"in","start":2005.1549,"end":2005.6549,"confidence":0.5151367,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.042639993131160736},{"word":"one","start":2005.715,"end":2006.215,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.04780711606144905},{"word":"one","start":2006.6749,"end":2007.1549,"confidence":0.99316406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.04322756826877594},{"word":"circumstance","start":2007.1549,"end":2007.6549,"confidence":0.8503418,"punctuated_word":"circumstance,","sentiment":"neutral","sentiment_score":-0.03792719915509224},{"word":"you're","start":2007.715,"end":2007.955,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.057159774005413055},{"word":"working","start":2007.955,"end":2008.2749,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.11771968752145769},{"word":"twenty","start":2008.2749,"end":2008.595,"confidence":1.0,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":-0.08990111202001572},{"word":"hours","start":2008.595,"end":2008.835,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":-0.1176789253950119},{"word":"a","start":2008.835,"end":2008.995,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10435149073600768},{"word":"week","start":2008.995,"end":2009.495,"confidence":0.8757324,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.08817485719919205},{"word":"what","start":2009.875,"end":2010.355,"confidence":0.9980469,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.07531806081533432},{"word":"would","start":2010.355,"end":2010.595,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0749264657497406},{"word":"that","start":2010.595,"end":2010.9149,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06051244214177132},{"word":"income","start":2010.9149,"end":2011.4149,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.14392432570457458},{"word":"look","start":2011.475,"end":2011.715,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.07378196716308594},{"word":"like","start":2011.715,"end":2012.215,"confidence":0.9995117,"punctuated_word":"like?","sentiment":"neutral","sentiment_score":-0.09254304319620132},{"word":"would","start":2012.2749,"end":2012.5149,"confidence":0.99902344,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.10857205092906952},{"word":"that","start":2012.5149,"end":2012.835,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0913730412721634},{"word":"be","start":2012.835,"end":2013.335,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.11566607654094696},{"word":"pushing","start":2013.99,"end":2014.23,"confidence":1.0,"punctuated_word":"pushing","sentiment":"neutral","sentiment_score":-0.10308726131916046},{"word":"you","start":2014.23,"end":2014.4299,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10708833485841752},{"word":"up","start":2014.4299,"end":2014.63,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.07172825932502747},{"word":"to","start":2014.63,"end":2014.87,"confidence":0.9758301,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.1003573313355446},{"word":"like","start":2014.87,"end":2015.11,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.11680713295936584},{"word":"forty","start":2015.11,"end":2015.59,"confidence":0.86694336,"punctuated_word":"forty,","sentiment":"neutral","sentiment_score":-0.09064571559429167},{"word":"forty","start":2015.59,"end":2015.91,"confidence":1.0,"punctuated_word":"forty","sentiment":"neutral","sentiment_score":-0.0805690810084343},{"word":"five","start":2015.91,"end":2016.41,"confidence":0.99658203,"punctuated_word":"five?","sentiment":"neutral","sentiment_score":-0.07175605744123459},{"word":"okay","start":2030.885,"end":2031.385,"confidence":0.8642578,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.05746939778327942},{"word":"so","start":2035.685,"end":2036.185,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06154880300164223},{"word":"let's","start":2036.405,"end":2036.725,"confidence":0.99853516,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.040174148976802826},{"word":"say","start":2036.725,"end":2036.885,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.018437456339597705},{"word":"we","start":2036.885,"end":2037.125,"confidence":0.9951172,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04281517118215561},{"word":"left","start":2037.125,"end":2037.365,"confidence":1.0,"punctuated_word":"left","sentiment":"neutral","sentiment_score":-0.06626170873641968},{"word":"it","start":2037.365,"end":2037.525,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.046282071620225906},{"word":"alone","start":2037.525,"end":2037.925,"confidence":1.0,"punctuated_word":"alone","sentiment":"neutral","sentiment_score":-0.08277718722820282},{"word":"for","start":2037.925,"end":2038.085,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.06709267944097519},{"word":"the","start":2038.085,"end":2038.3251,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0716710314154625},{"word":"time","start":2038.3251,"end":2038.5651,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.07385051250457764},{"word":"being","start":2038.5651,"end":2039.0651,"confidence":0.92626953,"punctuated_word":"being.","sentiment":"neutral","sentiment_score":-0.0728415846824646},{"word":"what","start":2039.33,"end":2039.49,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.03972851485013962},{"word":"would","start":2039.49,"end":2039.73,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.05449602007865906},{"word":"end","start":2039.73,"end":2039.97,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.1285788267850876},{"word":"up","start":2039.97,"end":2040.13,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.15705792605876925},{"word":"happening","start":2040.13,"end":2040.61,"confidence":1.0,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":-0.10943929851055144},{"word":"is","start":2040.61,"end":2040.85,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09839659184217452},{"word":"if","start":2040.85,"end":2041.09,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1339825987815857},{"word":"you","start":2041.09,"end":2041.41,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2039486467838287},{"word":"were","start":2041.41,"end":2041.81,"confidence":0.99902344,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.19293546676635745},{"word":"sick","start":2041.81,"end":2042.05,"confidence":1.0,"punctuated_word":"sick","sentiment":"neutral","sentiment_score":-0.23150581121444705},{"word":"or","start":2042.05,"end":2042.13,"confidence":0.9760742,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.2618500292301178},{"word":"injured","start":2042.13,"end":2042.63,"confidence":0.99609375,"punctuated_word":"injured,","sentiment":"neutral","sentiment_score":-0.1653963029384613},{"word":"they","start":2043.25,"end":2043.49,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1503411829471588},{"word":"would","start":2043.49,"end":2043.65,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.11139035224914552},{"word":"basically","start":2043.65,"end":2044.13,"confidence":0.9951172,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.09247075021266936},{"word":"ask","start":2044.13,"end":2044.29,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.09347616136074066},{"word":"you","start":2044.29,"end":2044.45,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14098617434501648},{"word":"to","start":2044.45,"end":2044.61,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1499362736940384},{"word":"hand","start":2044.61,"end":2044.85,"confidence":1.0,"punctuated_word":"hand","sentiment":"neutral","sentiment_score":-0.1630786955356598},{"word":"in","start":2044.85,"end":2045.25,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08816841244697571},{"word":"twelve","start":2045.25,"end":2045.57,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.107126384973526},{"word":"months","start":2045.57,"end":2046.07,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.07304203510284424},{"word":"of","start":2046.45,"end":2046.77,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08272815495729446},{"word":"income","start":2046.77,"end":2047.27,"confidence":0.89331055,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":-0.08829832822084427},{"word":"and","start":2048.21,"end":2048.45,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.005800671875476837},{"word":"whatever","start":2048.45,"end":2048.77,"confidence":0.9980469,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.02117803320288658},{"word":"that","start":2048.77,"end":2048.93,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.006285481154918671},{"word":"is","start":2048.93,"end":2049.09,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.004589591175317764},{"word":"on","start":2049.09,"end":2049.25,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02655138075351715},{"word":"paper","start":2049.25,"end":2049.57,"confidence":0.99902344,"punctuated_word":"paper,","sentiment":"neutral","sentiment_score":0.0005008392035961151},{"word":"they","start":2049.57,"end":2049.73,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.009695857763290404},{"word":"would","start":2049.73,"end":2049.89,"confidence":0.984375,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.00016242265701293945},{"word":"just","start":2049.89,"end":2050.05,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.008433841168880463},{"word":"70%","start":2050.05,"end":2050.77,"confidence":0.9941406,"punctuated_word":"70%","sentiment":"neutral","sentiment_score":0.03974771872162819},{"word":"that","start":2050.77,"end":2051.01,"confidence":0.98535156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.022695686668157578},{"word":"and","start":2051.01,"end":2051.17,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.012914475053548813},{"word":"pay","start":2051.17,"end":2051.33,"confidence":0.98535156,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.013330698013305664},{"word":"it","start":2051.33,"end":2051.49,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.014183223247528076},{"word":"on","start":2051.49,"end":2051.57,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.031423527747392654},{"word":"a","start":2051.57,"end":2051.73,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02035040222108364},{"word":"monthly","start":2051.73,"end":2052.05,"confidence":1.0,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.04186839237809181},{"word":"basis","start":2052.05,"end":2052.45,"confidence":0.9995117,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":0.0011280067265033722},{"word":"so","start":2052.45,"end":2052.885,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.00029522553086280823},{"word":"you","start":2052.885,"end":2053.045,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.005940575152635574},{"word":"would","start":2053.045,"end":2053.285,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.011447958648204803},{"word":"technically","start":2053.285,"end":2053.765,"confidence":0.99121094,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":0.003985587507486343},{"word":"be","start":2053.765,"end":2054.0051,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03709398955106735},{"word":"over","start":2054.0051,"end":2054.325,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.008072085678577423},{"word":"insured","start":2054.325,"end":2054.725,"confidence":0.9016113,"punctuated_word":"insured,","sentiment":"neutral","sentiment_score":-0.03779102116823197},{"word":"but","start":2054.725,"end":2054.885,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.02866806834936142},{"word":"you","start":2054.885,"end":2055.045,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0166204571723938},{"word":"would","start":2055.045,"end":2055.205,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.028161481022834774},{"word":"have","start":2055.205,"end":2055.445,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.033184655010700226},{"word":"a","start":2055.445,"end":2055.525,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04367461800575256},{"word":"buffer","start":2055.525,"end":2056.025,"confidence":1.0,"punctuated_word":"buffer","sentiment":"neutral","sentiment_score":-0.02395455539226532},{"word":"between","start":2056.165,"end":2056.565,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.0484297052025795},{"word":"where","start":2056.565,"end":2056.725,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.03976961225271225},{"word":"you","start":2056.725,"end":2056.885,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.009536407887935638},{"word":"are","start":2056.885,"end":2057.125,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.012658655643463137},{"word":"now","start":2057.125,"end":2057.365,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.004875749349594116},{"word":"and","start":2057.365,"end":2057.525,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.015755176544189453},{"word":"what","start":2057.525,"end":2057.685,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.003620550036430359},{"word":"you","start":2057.685,"end":2057.845,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010820873081684113},{"word":"could","start":2057.845,"end":2058.0051,"confidence":0.9970703,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.01699662208557129},{"word":"earn","start":2058.0051,"end":2058.5051,"confidence":0.861084,"punctuated_word":"earn.","sentiment":"neutral","sentiment_score":-0.04935290291905403},{"word":"yep","start":2087.155,"end":2087.655,"confidence":0.78808594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2517510950565338},{"word":"and","start":2088.2751,"end":2088.595,"confidence":0.8222656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.3217404782772064},{"word":"so","start":2088.595,"end":2088.7551,"confidence":0.9633789,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.34229668974876404},{"word":"you're","start":2088.7551,"end":2088.915,"confidence":0.8547363,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.4141680896282196},{"word":"you","start":2089.155,"end":2089.315,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.40525877475738525},{"word":"kind","start":2089.315,"end":2089.475,"confidence":0.9790039,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.4418814182281494},{"word":"of","start":2089.475,"end":2089.635,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.403540700674057},{"word":"value","start":2089.635,"end":2090.0352,"confidence":1.0,"punctuated_word":"value","sentiment":"positive","sentiment_score":0.3945966362953186},{"word":"having","start":2090.0352,"end":2090.355,"confidence":0.99902344,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.5393410921096802},{"word":"it","start":2090.355,"end":2090.5151,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4799363315105438},{"word":"there","start":2090.5151,"end":2091.0,"confidence":0.7788086,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.40083393454551697},{"word":"yep","start":2092.84,"end":2093.34,"confidence":0.87402344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06464103609323502},{"word":"well","start":2095.8,"end":2096.28,"confidence":0.79248047,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.08341913670301437},{"word":"we'll","start":2096.28,"end":2096.52,"confidence":0.99853516,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.09983627498149872},{"word":"leave","start":2096.52,"end":2096.68,"confidence":0.99902344,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.13288941979408264},{"word":"it","start":2096.68,"end":2096.84,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08424676954746246},{"word":"as","start":2096.84,"end":2097.0,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1337529718875885},{"word":"is","start":2097.0,"end":2097.16,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09143300354480743},{"word":"because","start":2097.16,"end":2097.4,"confidence":0.9604492,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0976434051990509},{"word":"it's","start":2097.4,"end":2097.56,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09872555732727052},{"word":"paid","start":2097.56,"end":2097.8,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.10008858144283296},{"word":"for","start":2097.8,"end":2097.96,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06841914355754852},{"word":"the","start":2097.96,"end":2098.12,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06623431295156479},{"word":"twelve","start":2098.12,"end":2098.44,"confidence":0.99902344,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.08153227716684341},{"word":"months","start":2098.44,"end":2098.84,"confidence":0.8671875,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.08168140053749084},{"word":"and","start":2098.84,"end":2099.0,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10605361312627792},{"word":"then","start":2099.0,"end":2099.16,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10599233210086824},{"word":"what","start":2099.16,"end":2099.32,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10820278525352478},{"word":"we'll","start":2099.32,"end":2099.64,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.10842200368642808},{"word":"do","start":2099.64,"end":2099.8,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08766750991344452},{"word":"is","start":2099.8,"end":2100.12,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11658420413732529},{"word":"i'll","start":2100.12,"end":2100.28,"confidence":0.9926758,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.14067134261131287},{"word":"bring","start":2100.28,"end":2100.52,"confidence":1.0,"punctuated_word":"bring","sentiment":"neutral","sentiment_score":0.12170149385929108},{"word":"back","start":2100.52,"end":2100.76,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.09936390817165376},{"word":"your","start":2100.76,"end":2100.92,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1275818943977356},{"word":"review","start":2100.92,"end":2101.32,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.14207035303115845},{"word":"a","start":2101.32,"end":2101.4,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11461534351110458},{"word":"little","start":2101.4,"end":2101.64,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.08465677499771118},{"word":"bit","start":2101.64,"end":2101.88,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09484785795211792},{"word":"next","start":2101.88,"end":2102.12,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.09883102774620056},{"word":"year","start":2102.12,"end":2102.36,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.08573348820209503},{"word":"before","start":2102.36,"end":2102.68,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.1337856948375702},{"word":"the","start":2102.68,"end":2102.92,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0987788587808609},{"word":"anniversary","start":2102.92,"end":2103.42,"confidence":1.0,"punctuated_word":"anniversary","sentiment":"neutral","sentiment_score":0.0831572413444519},{"word":"date","start":2103.56,"end":2104.06,"confidence":0.91015625,"punctuated_word":"date.","sentiment":"neutral","sentiment_score":0.09789875149726868},{"word":"and","start":2104.345,"end":2104.585,"confidence":0.94384766,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10998421907424928},{"word":"that","start":2104.585,"end":2105.085,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08909127116203308},{"word":"way","start":2105.3052,"end":2105.465,"confidence":0.9345703,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.09244871139526369},{"word":"even","start":2105.465,"end":2105.625,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.07367919385433197},{"word":"if","start":2105.625,"end":2105.865,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.045531317591667175},{"word":"we","start":2105.865,"end":2106.0251,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05198010057210922},{"word":"catch","start":2106.0251,"end":2106.2651,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.013669274747371674},{"word":"up","start":2106.2651,"end":2106.425,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.02188985049724579},{"word":"in","start":2106.425,"end":2106.5051,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.000014387071132659912},{"word":"that","start":2106.5051,"end":2106.745,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00043398886919021606},{"word":"six","start":2106.745,"end":2106.985,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.0007663965225219727},{"word":"months'","start":2106.985,"end":2107.385,"confidence":0.73095703,"punctuated_word":"months'","sentiment":"neutral","sentiment_score":0.008132163435220718},{"word":"time","start":2107.385,"end":2107.885,"confidence":0.9970703,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.012910734862089155},{"word":"maybe","start":2107.945,"end":2108.2651,"confidence":1.0,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.006358243525028229},{"word":"three","start":2108.2651,"end":2108.665,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.018919289112091064},{"word":"to","start":2108.665,"end":2108.825,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.034782737493515015},{"word":"six","start":2108.825,"end":2109.065,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.002357661724090576},{"word":"months","start":2109.065,"end":2109.385,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.001667313277721405},{"word":"after","start":2109.385,"end":2109.625,"confidence":1.0,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.012389913201332092},{"word":"that","start":2109.625,"end":2110.105,"confidence":0.9946289,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.03393562138080597},{"word":"if","start":2110.105,"end":2110.345,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.047830600291490555},{"word":"we","start":2110.345,"end":2110.425,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1331690102815628},{"word":"need","start":2110.425,"end":2110.585,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.1876636892557144},{"word":"to","start":2110.585,"end":2110.825,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16638487577438354},{"word":"reduce","start":2110.825,"end":2111.145,"confidence":1.0,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":-0.15762397646903992},{"word":"it","start":2111.145,"end":2111.385,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13843244314193726},{"word":"down","start":2111.385,"end":2111.705,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.12516596913337708},{"word":"and","start":2111.705,"end":2111.945,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12218788266181946},{"word":"see","start":2111.945,"end":2112.105,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.1234641820192337},{"word":"what's","start":2112.105,"end":2112.425,"confidence":0.9802246,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.09638818353414536},{"word":"happened","start":2112.425,"end":2112.925,"confidence":0.8586426,"punctuated_word":"happened,","sentiment":"neutral","sentiment_score":-0.07390984892845154},{"word":"change","start":2113.145,"end":2113.385,"confidence":0.9199219,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.13038894534111023},{"word":"in","start":2113.385,"end":2113.625,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09570242464542388},{"word":"circumstances","start":2113.625,"end":2114.125,"confidence":0.97143555,"punctuated_word":"circumstances,","sentiment":"neutral","sentiment_score":-0.07265451550483704},{"word":"we","start":2114.345,"end":2114.425,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.07375060766935349},{"word":"can","start":2114.425,"end":2114.925,"confidence":0.79248047,"punctuated_word":"can,","sentiment":"neutral","sentiment_score":-0.051258862018585205},{"word":"especially","start":2115.065,"end":2115.465,"confidence":1.0,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.2213420420885086},{"word":"if","start":2115.465,"end":2115.625,"confidence":0.98828125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.29187893867492676},{"word":"it","start":2115.625,"end":2115.7852,"confidence":1.0,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3965298533439636},{"word":"jumps","start":2115.7852,"end":2116.105,"confidence":1.0,"punctuated_word":"jumps","sentiment":"negative","sentiment_score":-0.40951719880104065},{"word":"up","start":2116.105,"end":2116.2651,"confidence":0.99902344,"punctuated_word":"up","sentiment":"negative","sentiment_score":-0.4301089942455292},{"word":"really","start":2116.2651,"end":2116.5051,"confidence":1.0,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.5370810031890869},{"word":"high","start":2116.5051,"end":2116.665,"confidence":0.9980469,"punctuated_word":"high","sentiment":"negative","sentiment_score":-0.5212090015411377},{"word":"in","start":2116.665,"end":2116.745,"confidence":0.9941406,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.4750881791114807},{"word":"price","start":2116.745,"end":2117.065,"confidence":0.9880371,"punctuated_word":"price.","sentiment":"neutral","sentiment_score":-0.12426388263702393},{"word":"like","start":2117.065,"end":2117.225,"confidence":0.9807129,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.018160484731197357},{"word":"if","start":2117.225,"end":2117.385,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.03597518429160118},{"word":"it","start":2117.385,"end":2117.7,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0643719732761383},{"word":"jumped","start":2117.8599,"end":2118.0999,"confidence":0.69873047,"punctuated_word":"jumped","sentiment":"neutral","sentiment_score":-0.03543800115585327},{"word":"up","start":2118.0999,"end":2118.18,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.027780193835496902},{"word":"another","start":2118.18,"end":2118.5798,"confidence":0.99902344,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.045189909636974335},{"word":"thousand","start":2118.5798,"end":2118.98,"confidence":0.9902344,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":-0.02681094780564308},{"word":"dollars","start":2118.98,"end":2119.38,"confidence":0.9909668,"punctuated_word":"dollars,","sentiment":"neutral","sentiment_score":-0.03131198510527611},{"word":"that","start":2119.38,"end":2119.54,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.045837920159101486},{"word":"might","start":2119.54,"end":2119.78,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.04790228232741356},{"word":"be","start":2119.78,"end":2120.28,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03838365897536278},{"word":"the","start":2120.3398,"end":2120.5,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04370095208287239},{"word":"kicker","start":2120.5,"end":2120.9,"confidence":0.9370117,"punctuated_word":"kicker","sentiment":"neutral","sentiment_score":-0.02065395191311836},{"word":"to","start":2120.9,"end":2121.06,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.006456045433878899},{"word":"kind","start":2121.06,"end":2121.22,"confidence":0.9892578,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.0002469457685947418},{"word":"of","start":2121.22,"end":2121.38,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.002423090860247612},{"word":"trim","start":2121.38,"end":2121.6199,"confidence":0.99609375,"punctuated_word":"trim","sentiment":"neutral","sentiment_score":-0.008757943287491798},{"word":"it","start":2121.6199,"end":2122.1199,"confidence":0.9448242,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.002301061525940895},{"word":"but","start":2122.3398,"end":2122.8398,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.05379310250282288},{"word":"if","start":2122.9,"end":2123.14,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07763869315385818},{"word":"it's","start":2123.14,"end":2123.38,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.06482328474521637},{"word":"not","start":2123.38,"end":2123.6199,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.02757955715060234},{"word":"doing","start":2123.6199,"end":2123.94,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.016468554735183716},{"word":"too","start":2123.94,"end":2124.0999,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.06569444388151169},{"word":"bad","start":2124.0999,"end":2124.5999,"confidence":1.0,"punctuated_word":"bad,","sentiment":"neutral","sentiment_score":0.04424334317445755},{"word":"twelve","start":2124.98,"end":2125.22,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.07843023538589478},{"word":"months","start":2125.22,"end":2125.54,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.06822652369737625},{"word":"is","start":2125.54,"end":2125.7,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11193063855171204},{"word":"fine","start":2125.7,"end":2126.2,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.14578500390052795},{"word":"cool","start":2127.94,"end":2128.44,"confidence":0.9980469,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.6230875849723816},{"word":"alrighty","start":2129.14,"end":2129.64,"confidence":0.99934894,"punctuated_word":"Alrighty.","sentiment":"positive","sentiment_score":0.36359596252441406},{"word":"okay","start":2130.02,"end":2130.42,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13445711135864258},{"word":"so","start":2130.42,"end":2130.92,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.054971396923065186},{"word":"as","start":2131.06,"end":2131.3,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05644726008176803},{"word":"a","start":2131.3,"end":2131.46,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05123606324195862},{"word":"bit","start":2131.46,"end":2131.6199,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.04714973270893097},{"word":"of","start":2131.6199,"end":2131.7,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04395497962832451},{"word":"a","start":2131.7,"end":2131.8599,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04565589129924774},{"word":"recap","start":2131.8599,"end":2132.3599,"confidence":0.9995117,"punctuated_word":"recap,","sentiment":"neutral","sentiment_score":0.07564269006252289},{"word":"the","start":2133.535,"end":2133.695,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08624114841222763},{"word":"super","start":2133.695,"end":2134.095,"confidence":0.9658203,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.10056581348180772},{"word":"portfolio","start":2134.095,"end":2134.595,"confidence":0.7937012,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.06946294009685516},{"word":"we're","start":2134.655,"end":2134.815,"confidence":0.9970703,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.06083168834447861},{"word":"gonna","start":2134.815,"end":2135.135,"confidence":0.9902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.06875139474868774},{"word":"leave","start":2135.135,"end":2135.375,"confidence":0.99902344,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.045501284301280975},{"word":"as","start":2135.375,"end":2135.535,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.043311238288879395},{"word":"is","start":2135.535,"end":2135.7751,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.059185754507780075},{"word":"for","start":2135.7751,"end":2135.935,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04741594567894936},{"word":"the","start":2135.935,"end":2136.095,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06017669290304184},{"word":"time","start":2136.095,"end":2136.335,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.05601736158132553},{"word":"being","start":2136.335,"end":2136.835,"confidence":0.99658203,"punctuated_word":"being.","sentiment":"neutral","sentiment_score":0.05468689650297165},{"word":"i","start":2137.215,"end":2137.455,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.029341327026486397},{"word":"have","start":2137.455,"end":2137.855,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04039759933948517},{"word":"flagged","start":2137.855,"end":2138.355,"confidence":1.0,"punctuated_word":"flagged","sentiment":"neutral","sentiment_score":0.0267237052321434},{"word":"one","start":2138.415,"end":2138.655,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.02668110467493534},{"word":"of","start":2138.655,"end":2138.735,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.023793868720531464},{"word":"the","start":2138.735,"end":2138.895,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030927713960409164},{"word":"eight","start":2138.895,"end":2139.135,"confidence":0.9902344,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.01989746280014515},{"word":"investments","start":2139.135,"end":2139.635,"confidence":1.0,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.008340379223227501},{"word":"to","start":2139.695,"end":2139.855,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.015369011089205742},{"word":"keep","start":2139.855,"end":2140.0151,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.017136164009571075},{"word":"an","start":2140.0151,"end":2140.175,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.025060530751943588},{"word":"eye","start":2140.175,"end":2140.335,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":0.01727495715022087},{"word":"on","start":2140.335,"end":2140.835,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.028726771473884583},{"word":"just","start":2140.895,"end":2141.135,"confidence":0.9448242,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02276410348713398},{"word":"to","start":2141.135,"end":2141.215,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02275090105831623},{"word":"see","start":2141.215,"end":2141.375,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.01918102242052555},{"word":"if","start":2141.375,"end":2141.535,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.01770825684070587},{"word":"i","start":2141.535,"end":2141.615,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01812301948666573},{"word":"need","start":2141.615,"end":2141.855,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.009547986090183258},{"word":"to","start":2141.855,"end":2141.935,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.009280681610107422},{"word":"kind","start":2141.935,"end":2142.095,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.011270705610513687},{"word":"of","start":2142.095,"end":2142.335,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.008875012397766113},{"word":"freshen","start":2142.335,"end":2142.655,"confidence":0.9995117,"punctuated_word":"freshen","sentiment":"neutral","sentiment_score":0.008832733146846294},{"word":"that","start":2142.655,"end":2142.815,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.009065482765436172},{"word":"up","start":2142.815,"end":2143.055,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.015889888629317284},{"word":"a","start":2143.055,"end":2143.135,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.00973084382712841},{"word":"little","start":2143.135,"end":2143.375,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.01591181382536888},{"word":"bit","start":2143.375,"end":2143.535,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.010394137352705002},{"word":"later","start":2143.535,"end":2143.7751,"confidence":1.0,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.01606898568570614},{"word":"in","start":2143.7751,"end":2143.935,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02203448116779327},{"word":"the","start":2143.935,"end":2144.095,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03401535376906395},{"word":"year","start":2144.095,"end":2144.595,"confidence":0.9995117,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.023939121514558792},{"word":"the","start":2145.79,"end":2146.1099,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.004232540726661682},{"word":"insurances","start":2146.1099,"end":2146.6099,"confidence":1.0,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.005457157269120216},{"word":"will","start":2146.67,"end":2146.91,"confidence":0.55322266,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.0013401471078395844},{"word":"keep","start":2146.91,"end":2147.23,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.0013117697089910507},{"word":"for","start":2147.23,"end":2147.39,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.00036228448152542114},{"word":"the","start":2147.39,"end":2147.89,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0009798668324947355},{"word":"next","start":2148.03,"end":2148.3499,"confidence":0.984375,"punctuated_word":"next,","sentiment":"neutral","sentiment_score":0.002472395077347755},{"word":"say","start":2148.3499,"end":2148.8499,"confidence":0.9980469,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.004628509283065796},{"word":"ten","start":2148.91,"end":2149.15,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.007672484032809734},{"word":"months","start":2149.15,"end":2149.47,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.004177737981081009},{"word":"or","start":2149.47,"end":2149.63,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.00021882914006710052},{"word":"so","start":2149.63,"end":2149.95,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.004606686532497406},{"word":"and","start":2149.95,"end":2150.1099,"confidence":0.6977539,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0028449222445487976},{"word":"then","start":2150.1099,"end":2150.27,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.011429795995354652},{"word":"maybe","start":2150.27,"end":2150.5898,"confidence":0.99902344,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.0009169634431600572},{"word":"do","start":2150.5898,"end":2150.67,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0009631682187318802},{"word":"a","start":2150.67,"end":2150.75,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.004088020883500576},{"word":"bit","start":2150.75,"end":2150.91,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.00416933000087738},{"word":"of","start":2150.91,"end":2151.0698,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.00744558684527874},{"word":"an","start":2151.0698,"end":2151.23,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.004349745810031891},{"word":"adjustment","start":2151.23,"end":2151.73,"confidence":1.0,"punctuated_word":"adjustment","sentiment":"neutral","sentiment_score":0.010185368359088898},{"word":"there","start":2153.23,"end":2153.5498,"confidence":1.0,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.03575678914785385},{"word":"estate","start":2153.5498,"end":2153.95,"confidence":0.9921875,"punctuated_word":"Estate","sentiment":"neutral","sentiment_score":0.023040462285280228},{"word":"planning","start":2153.95,"end":2154.45,"confidence":0.99316406,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.04194942116737366},{"word":"will","start":2154.75,"end":2154.91,"confidence":0.65283203,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.04158366098999977},{"word":"keep","start":2154.91,"end":2155.15,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.0480598658323288},{"word":"the","start":2155.15,"end":2155.39,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03350379317998886},{"word":"beneficiaries","start":2155.39,"end":2155.89,"confidence":1.0,"punctuated_word":"beneficiaries","sentiment":"neutral","sentiment_score":0.04331941530108452},{"word":"as","start":2156.1099,"end":2156.27,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04136786609888077},{"word":"they","start":2156.27,"end":2156.43,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.03280434012413025},{"word":"are","start":2156.43,"end":2156.91,"confidence":0.95947266,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.03793403506278992},{"word":"revisit","start":2156.91,"end":2157.39,"confidence":1.0,"punctuated_word":"revisit","sentiment":"neutral","sentiment_score":0.020495858043432236},{"word":"that","start":2157.39,"end":2157.63,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0187472403049469},{"word":"discussion","start":2157.63,"end":2158.13,"confidence":0.9707031,"punctuated_word":"discussion,","sentiment":"neutral","sentiment_score":0.02004164829850197},{"word":"and","start":2158.5051,"end":2158.745,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.027822798117995266},{"word":"then","start":2158.745,"end":2159.245,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04113837704062462},{"word":"i","start":2159.465,"end":2159.625,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03454385697841644},{"word":"will","start":2159.625,"end":2159.945,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.03393365442752838},{"word":"kind","start":2159.945,"end":2160.185,"confidence":0.9980469,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.043321482837200165},{"word":"of","start":2160.185,"end":2160.345,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04837419092655182},{"word":"go","start":2160.345,"end":2160.585,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.048202987760305405},{"word":"across","start":2160.585,"end":2161.085,"confidence":1.0,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.04357699304819107},{"word":"on","start":2161.5452,"end":2161.7852,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05187084525823593},{"word":"the","start":2161.7852,"end":2161.945,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05346193164587021},{"word":"investment","start":2161.945,"end":2162.425,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.01961881667375565},{"word":"account","start":2162.425,"end":2162.905,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.021876920014619827},{"word":"and","start":2162.905,"end":2163.145,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03422340750694275},{"word":"try","start":2163.145,"end":2163.305,"confidence":1.0,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.0478297621011734},{"word":"and","start":2163.305,"end":2163.465,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04899991303682327},{"word":"have","start":2163.465,"end":2163.625,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03915704786777496},{"word":"that","start":2163.625,"end":2163.865,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05356055125594139},{"word":"conversation","start":2163.865,"end":2164.365,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.033099278807640076},{"word":"about","start":2164.425,"end":2164.585,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.026461392641067505},{"word":"whether","start":2164.585,"end":2164.905,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.017179852351546288},{"word":"we","start":2164.905,"end":2165.145,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0334521159529686},{"word":"keep","start":2165.145,"end":2165.385,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.00544271245598793},{"word":"it","start":2165.385,"end":2165.5452,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.022465355694293976},{"word":"as","start":2165.5452,"end":2165.705,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02245381474494934},{"word":"is","start":2165.705,"end":2166.205,"confidence":0.9770508,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.029114270582795143},{"word":"make","start":2166.745,"end":2166.985,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.01689823716878891},{"word":"some","start":2166.985,"end":2167.225,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.00456768274307251},{"word":"adjustments","start":2167.225,"end":2167.725,"confidence":0.99902344,"punctuated_word":"adjustments","sentiment":"neutral","sentiment_score":0.015564491972327232},{"word":"to","start":2167.7852,"end":2168.105,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.002873212099075318},{"word":"restructuring","start":2168.105,"end":2168.605,"confidence":0.9387207,"punctuated_word":"restructuring,","sentiment":"neutral","sentiment_score":0.021074889227747917},{"word":"and","start":2169.145,"end":2169.385,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03905588388442993},{"word":"kind","start":2169.385,"end":2169.625,"confidence":0.9980469,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.027938533574342728},{"word":"of","start":2169.625,"end":2169.7852,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.034786880016326904},{"word":"get","start":2169.7852,"end":2169.945,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04264459013938904},{"word":"that","start":2169.945,"end":2170.185,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07077661156654358},{"word":"ball","start":2170.185,"end":2170.425,"confidence":0.9892578,"punctuated_word":"ball","sentiment":"neutral","sentiment_score":0.06726017594337463},{"word":"rolling","start":2170.425,"end":2170.925,"confidence":0.9941406,"punctuated_word":"rolling.","sentiment":"neutral","sentiment_score":0.031926658004522324},{"word":"but","start":2171.065,"end":2171.305,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.03869398683309555},{"word":"what","start":2171.305,"end":2171.5452,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03515447676181793},{"word":"i'll","start":2171.5452,"end":2171.705,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.04391133412718773},{"word":"do","start":2171.705,"end":2171.865,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.056854844093322754},{"word":"is","start":2171.865,"end":2172.0251,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04851999506354332},{"word":"i'll","start":2172.0251,"end":2172.185,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05987149477005005},{"word":"just","start":2172.185,"end":2172.685,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0649392381310463},{"word":"kind","start":2173.23,"end":2173.47,"confidence":1.0,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.059885043650865555},{"word":"of","start":2173.47,"end":2173.71,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0684690773487091},{"word":"plate","start":2173.71,"end":2173.95,"confidence":0.8027344,"punctuated_word":"plate","sentiment":"neutral","sentiment_score":0.06126762926578522},{"word":"the","start":2173.95,"end":2174.19,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.060012876987457275},{"word":"seat","start":2174.19,"end":2174.43,"confidence":0.6303711,"punctuated_word":"seat","sentiment":"neutral","sentiment_score":0.05380829423666},{"word":"a","start":2174.43,"end":2174.51,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06121939793229103},{"word":"little","start":2174.51,"end":2174.67,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.04835061356425285},{"word":"bit","start":2174.67,"end":2174.91,"confidence":0.98339844,"punctuated_word":"bit,","sentiment":"neutral","sentiment_score":0.05862770229578018},{"word":"have","start":2174.91,"end":2175.07,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.054063580930233},{"word":"the","start":2175.07,"end":2175.31,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05624309182167053},{"word":"conversation","start":2175.31,"end":2175.81,"confidence":0.99902344,"punctuated_word":"conversation.","sentiment":"neutral","sentiment_score":0.04689355194568634},{"word":"i'm","start":2176.83,"end":2177.07,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.03758729994297027},{"word":"about","start":2177.07,"end":2177.31,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.045405063778162},{"word":"to","start":2177.31,"end":2177.47,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04283173009753227},{"word":"go","start":2177.47,"end":2177.79,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.036304451525211334},{"word":"on","start":2177.79,"end":2178.19,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.036593131721019745},{"word":"paternity","start":2178.19,"end":2178.69,"confidence":0.97802734,"punctuated_word":"paternity","sentiment":"neutral","sentiment_score":0.02641547843813896},{"word":"leave","start":2178.75,"end":2179.07,"confidence":0.99902344,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.01868102140724659},{"word":"in","start":2179.07,"end":2179.23,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02593067102134228},{"word":"a","start":2179.23,"end":2179.31,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.033797889947891235},{"word":"couple","start":2179.31,"end":2179.47,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.026394877582788467},{"word":"of","start":2179.47,"end":2179.63,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02584989368915558},{"word":"weeks","start":2179.63,"end":2179.95,"confidence":1.0,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.031350892037153244},{"word":"for","start":2179.95,"end":2180.19,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03346177935600281},{"word":"my","start":2180.19,"end":2180.35,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.04275279492139816},{"word":"third","start":2180.35,"end":2180.85,"confidence":0.9995117,"punctuated_word":"third.","sentiment":"neutral","sentiment_score":0.03898996487259865},{"word":"thank","start":2183.31,"end":2183.63,"confidence":0.9873047,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6484563946723938},{"word":"you","start":2183.63,"end":2184.11,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6034975051879883},{"word":"so","start":2184.11,"end":2184.35,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13808152079582214},{"word":"with","start":2184.35,"end":2184.51,"confidence":0.97802734,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1967497318983078},{"word":"the","start":2184.51,"end":2184.67,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20696915686130524},{"word":"two","start":2184.67,"end":2184.83,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.17963655292987823},{"word":"boys","start":2184.83,"end":2185.07,"confidence":0.9169922,"punctuated_word":"boys,","sentiment":"neutral","sentiment_score":0.1729557067155838},{"word":"i've","start":2185.07,"end":2185.15,"confidence":0.9177246,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.1891403496265411},{"word":"got","start":2185.15,"end":2185.31,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.22270235419273376},{"word":"a","start":2185.31,"end":2185.39,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20641633868217468},{"word":"daughter","start":2185.39,"end":2185.71,"confidence":1.0,"punctuated_word":"daughter","sentiment":"neutral","sentiment_score":0.16713273525238037},{"word":"on","start":2185.71,"end":2185.8699,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.22427579760551453},{"word":"the","start":2185.8699,"end":2185.95,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2112719565629959},{"word":"way","start":2185.95,"end":2186.11,"confidence":0.98706055,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.2378881275653839},{"word":"which","start":2186.11,"end":2186.35,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.2408301830291748},{"word":"we're","start":2186.35,"end":2186.51,"confidence":0.9682617,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.19341246783733368},{"word":"very","start":2186.51,"end":2186.67,"confidence":0.9980469,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.17498637735843658},{"word":"excited","start":2186.67,"end":2187.17,"confidence":0.99902344,"punctuated_word":"excited","sentiment":"positive","sentiment_score":0.6769586205482483},{"word":"for","start":2187.23,"end":2187.705,"confidence":0.97631836,"punctuated_word":"for.","sentiment":"positive","sentiment_score":0.393183559179306},{"word":"yep","start":2189.5452,"end":2189.7852,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15293417870998385},{"word":"the","start":2189.7852,"end":2189.945,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.15193241834640503},{"word":"boys","start":2189.945,"end":2190.2651,"confidence":1.0,"punctuated_word":"boys","sentiment":"neutral","sentiment_score":0.18628130853176117},{"word":"are","start":2190.2651,"end":2190.345,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1424822062253952},{"word":"already","start":2190.345,"end":2190.585,"confidence":1.0,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.15340577065944672},{"word":"talking","start":2190.585,"end":2190.8252,"confidence":0.9980469,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.1403205394744873},{"word":"about","start":2190.8252,"end":2190.985,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1608053892850876},{"word":"all","start":2190.985,"end":2191.145,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.15687334537506104},{"word":"the","start":2191.145,"end":2191.225,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1693231761455536},{"word":"things","start":2191.225,"end":2191.5452,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.22494561970233917},{"word":"they're","start":2191.5452,"end":2191.625,"confidence":0.99658203,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.134866401553154},{"word":"gonna","start":2191.625,"end":2191.865,"confidence":0.9394531,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1868666559457779},{"word":"teach","start":2191.865,"end":2192.105,"confidence":0.99609375,"punctuated_word":"teach","sentiment":"neutral","sentiment_score":0.17450302839279175},{"word":"her","start":2192.105,"end":2192.2651,"confidence":0.96972656,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.13812150061130524},{"word":"to","start":2192.2651,"end":2192.425,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16615627706050873},{"word":"do","start":2192.425,"end":2192.8252,"confidence":0.9406738,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.15732409060001373},{"word":"how","start":2192.8252,"end":2193.0652,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1620723456144333},{"word":"to","start":2193.0652,"end":2193.225,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12555624544620514},{"word":"climb","start":2193.225,"end":2193.5452,"confidence":1.0,"punctuated_word":"climb","sentiment":"neutral","sentiment_score":0.24920564889907837},{"word":"and","start":2193.5452,"end":2193.705,"confidence":0.90625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17197644710540771},{"word":"play","start":2193.705,"end":2194.0251,"confidence":1.0,"punctuated_word":"play","sentiment":"neutral","sentiment_score":0.18751992285251615},{"word":"video","start":2194.0251,"end":2194.2651,"confidence":0.9980469,"punctuated_word":"video","sentiment":"neutral","sentiment_score":0.26803383231163025},{"word":"games","start":2194.2651,"end":2194.585,"confidence":1.0,"punctuated_word":"games","sentiment":"neutral","sentiment_score":0.1995498538017273},{"word":"and","start":2194.585,"end":2194.8252,"confidence":0.47314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11403412371873856},{"word":"footy","start":2194.8252,"end":2195.0652,"confidence":0.6036784,"punctuated_word":"footy.","sentiment":"neutral","sentiment_score":0.10338683426380156},{"word":"and","start":2195.0652,"end":2195.225,"confidence":0.9614258,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08016405999660492},{"word":"i","start":2195.225,"end":2195.3052,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06837562471628189},{"word":"was","start":2195.3052,"end":2195.465,"confidence":0.9970703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.0693410187959671},{"word":"like","start":2195.465,"end":2195.625,"confidence":0.96777344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.061161939054727554},{"word":"she's","start":2195.625,"end":2195.7852,"confidence":0.90966797,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.05895557627081871},{"word":"not","start":2195.7852,"end":2195.945,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.03832463175058365},{"word":"born","start":2195.945,"end":2196.2651,"confidence":0.97265625,"punctuated_word":"born","sentiment":"neutral","sentiment_score":0.06639629602432251},{"word":"yet","start":2196.2651,"end":2196.5051,"confidence":0.99316406,"punctuated_word":"yet,","sentiment":"neutral","sentiment_score":0.04918217658996582},{"word":"guys","start":2196.5051,"end":2197.0051,"confidence":0.9975586,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":0.07541358470916748},{"word":"oh","start":2201.16,"end":2201.48,"confidence":0.9892578,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.07529830932617188},{"word":"yep","start":2201.48,"end":2201.8,"confidence":0.9835612,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.06198310852050781},{"word":"yep","start":2201.8,"end":2202.1199,"confidence":0.9807129,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07090048491954803},{"word":"tear","start":2202.1199,"end":2202.3599,"confidence":0.9277344,"punctuated_word":"Tear","sentiment":"neutral","sentiment_score":0.07965017110109329},{"word":"each","start":2202.3599,"end":2202.5999,"confidence":1.0,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.06521602720022202},{"word":"other","start":2202.5999,"end":2202.84,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.07764119654893875},{"word":"apart","start":2202.84,"end":2203.16,"confidence":0.9970703,"punctuated_word":"apart.","sentiment":"neutral","sentiment_score":0.09651122987270357},{"word":"that'd","start":2203.16,"end":2203.4,"confidence":0.90356445,"punctuated_word":"That'd","sentiment":"neutral","sentiment_score":0.26399895548820496},{"word":"be","start":2203.4,"end":2203.48,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.22968411445617676},{"word":"good","start":2203.48,"end":2203.98,"confidence":0.9921875,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.19862715899944303},{"word":"but","start":2204.5999,"end":2205.08,"confidence":0.7260742,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.10631589591503143},{"word":"i'll","start":2205.08,"end":2205.32,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09384005516767502},{"word":"have","start":2205.32,"end":2205.48,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09913674741983414},{"word":"that","start":2205.48,"end":2205.72,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1196649968624115},{"word":"conversation","start":2205.72,"end":2206.22,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.10761065781116486},{"word":"very","start":2206.28,"end":2206.5999,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.12186134606599808},{"word":"soon","start":2206.5999,"end":2206.92,"confidence":0.97631836,"punctuated_word":"soon,","sentiment":"neutral","sentiment_score":0.13607171177864075},{"word":"and","start":2206.92,"end":2207.0,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12139942497015},{"word":"i'll","start":2207.0,"end":2207.16,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.12432118505239488},{"word":"get","start":2207.16,"end":2207.32,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.14485083520412445},{"word":"you","start":2207.32,"end":2207.48,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1156044974923134},{"word":"an","start":2207.48,"end":2207.64,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.13499289751052856},{"word":"update","start":2207.64,"end":2208.14,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.12694509327411652},{"word":"with","start":2208.2,"end":2208.44,"confidence":0.9921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12437792122364044},{"word":"how","start":2208.44,"end":2208.5999,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1137210577726364},{"word":"that's","start":2208.5999,"end":2208.92,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.12414725124835968},{"word":"going","start":2208.92,"end":2209.42,"confidence":0.99560547,"punctuated_word":"going.","sentiment":"neutral","sentiment_score":0.1317320168018341},{"word":"and","start":2209.56,"end":2209.8,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08599023520946503},{"word":"then","start":2209.8,"end":2210.2,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08710067719221115},{"word":"later","start":2210.2,"end":2210.44,"confidence":0.9951172,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.08054754883050919},{"word":"in","start":2210.44,"end":2210.5999,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0695595070719719},{"word":"the","start":2210.5999,"end":2210.76,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08194993436336517},{"word":"year","start":2210.76,"end":2211.0,"confidence":0.99853516,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.08432482182979584},{"word":"i'll","start":2211.0,"end":2211.16,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09214721620082857},{"word":"try","start":2211.16,"end":2211.32,"confidence":1.0,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.09975302964448927},{"word":"and","start":2211.32,"end":2211.56,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.111177496612072},{"word":"hopefully","start":2211.56,"end":2211.88,"confidence":0.9086914,"punctuated_word":"hopefully","sentiment":"neutral","sentiment_score":0.1255451142787933},{"word":"tee","start":2211.88,"end":2212.04,"confidence":0.99316406,"punctuated_word":"tee","sentiment":"neutral","sentiment_score":0.11731961369514464},{"word":"up","start":2212.04,"end":2212.12,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.11578734964132308},{"word":"a","start":2212.12,"end":2212.2,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12429284304380415},{"word":"bit","start":2212.2,"end":2212.44,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.10957501083612442},{"word":"of","start":2212.44,"end":2212.52,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11579208821058272},{"word":"a","start":2212.52,"end":2212.5999,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10454802215099336},{"word":"joint","start":2212.5999,"end":2212.92,"confidence":1.0,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":0.09826257079839706},{"word":"discussion","start":2212.92,"end":2213.4,"confidence":0.99902344,"punctuated_word":"discussion","sentiment":"neutral","sentiment_score":0.101344995200634},{"word":"for","start":2213.4,"end":2213.56,"confidence":0.92822266,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0938197672367096},{"word":"that","start":2213.56,"end":2213.925,"confidence":0.9995117,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.08401688933372498},{"word":"k","start":2215.845,"end":2216.345,"confidence":0.93481445,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.06161552667617798},{"word":"alrighty","start":2219.0452,"end":2219.5452,"confidence":0.8959961,"punctuated_word":"Alrighty.","sentiment":"positive","sentiment_score":0.5068065524101257},{"word":"yep","start":2223.685,"end":2224.085,"confidence":0.9880371,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1783873289823532},{"word":"i'm","start":2224.085,"end":2224.325,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.23591911792755127},{"word":"gonna","start":2224.325,"end":2224.725,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.2105615884065628},{"word":"basically","start":2224.725,"end":2225.205,"confidence":0.96875,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.16515755653381348},{"word":"just","start":2225.205,"end":2225.705,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15720809996128082},{"word":"box","start":2227.08,"end":2227.4001,"confidence":0.97802734,"punctuated_word":"box","sentiment":"neutral","sentiment_score":0.1789107769727707},{"word":"ourselves","start":2227.4001,"end":2227.8801,"confidence":0.9980469,"punctuated_word":"ourselves","sentiment":"neutral","sentiment_score":0.19052618741989136},{"word":"into","start":2227.8801,"end":2228.12,"confidence":1.0,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.20390406250953672},{"word":"the","start":2228.12,"end":2228.2002,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18126341700553897},{"word":"house","start":2228.2002,"end":2228.52,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.1826706975698471},{"word":"for","start":2228.52,"end":2228.6,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13580331206321716},{"word":"a","start":2228.6,"end":2228.6802,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12150593101978302},{"word":"little","start":2228.6802,"end":2228.9202,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.09844869375228882},{"word":"bit","start":2228.9202,"end":2229.4202,"confidence":0.8000488,"punctuated_word":"bit,","sentiment":"neutral","sentiment_score":0.10207532346248628},{"word":"not","start":2230.04,"end":2230.28,"confidence":0.9892578,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.0950429067015648},{"word":"talk","start":2230.28,"end":2230.4402,"confidence":0.984375,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.07864180207252502},{"word":"to","start":2230.4402,"end":2230.6,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11645437031984328},{"word":"anyone","start":2230.6,"end":2230.9202,"confidence":0.9980469,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":0.07791535556316376},{"word":"for","start":2230.9202,"end":2231.08,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08959595859050751},{"word":"a","start":2231.08,"end":2231.1602,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11750367283821106},{"word":"few","start":2231.1602,"end":2231.32,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.0641690194606781},{"word":"weeks","start":2231.32,"end":2231.56,"confidence":1.0,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.12565955519676208},{"word":"and","start":2231.56,"end":2231.6401,"confidence":0.54248047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18287090957164764},{"word":"just","start":2231.6401,"end":2231.9602,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.26654359698295593},{"word":"enjoy","start":2231.9602,"end":2232.2002,"confidence":1.0,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.3407458961009979},{"word":"that","start":2232.2002,"end":2232.7002,"confidence":0.98535156,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.32415592670440674},{"word":"bought","start":2233.0,"end":2233.32,"confidence":0.6381836,"punctuated_word":"Bought","sentiment":"neutral","sentiment_score":0.31177207827568054},{"word":"my","start":2233.32,"end":2233.4001,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.30951744318008423},{"word":"wife","start":2233.4001,"end":2233.6401,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.3191480040550232},{"word":"a","start":2233.6401,"end":2233.72,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.32977089285850525},{"word":"bit","start":2233.72,"end":2233.9602,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2803046703338623},{"word":"of","start":2233.9602,"end":2234.04,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3044201135635376},{"word":"a","start":2234.04,"end":2234.12,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.32442212104797363},{"word":"coffee","start":2234.12,"end":2234.4402,"confidence":1.0,"punctuated_word":"coffee","sentiment":"neutral","sentiment_score":0.2602650225162506},{"word":"machine","start":2234.4402,"end":2234.9402,"confidence":1.0,"punctuated_word":"machine","sentiment":"positive","sentiment_score":0.35961511731147766},{"word":"for","start":2235.4001,"end":2235.56,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.24862797558307648},{"word":"the","start":2235.56,"end":2235.9602,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34634679555892944},{"word":"the","start":2235.9602,"end":2236.12,"confidence":0.88134766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2626342177391052},{"word":"push","start":2236.12,"end":2236.4402,"confidence":0.9633789,"punctuated_word":"push","sentiment":"neutral","sentiment_score":0.24290256202220917},{"word":"present","start":2236.4402,"end":2236.76,"confidence":0.9873047,"punctuated_word":"present","sentiment":"neutral","sentiment_score":0.17497766017913818},{"word":"there","start":2236.76,"end":2237.26,"confidence":0.9777832,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.3432424068450928},{"word":"so","start":2239.72,"end":2240.22,"confidence":0.94555664,"punctuated_word":"So,","sentiment":"positive","sentiment_score":0.3383018672466278},{"word":"yeah","start":2241.445,"end":2241.945,"confidence":0.9760742,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.1311255842447281},{"word":"absolutely","start":2242.085,"end":2242.585,"confidence":0.9831543,"punctuated_word":"absolutely.","sentiment":"neutral","sentiment_score":0.19915741682052612},{"word":"the","start":2243.605,"end":2243.845,"confidence":0.66748047,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.06886231899261475},{"word":"last","start":2243.845,"end":2244.085,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.03588547185063362},{"word":"thing","start":2244.085,"end":2244.165,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.05609134957194328},{"word":"i","start":2244.165,"end":2244.325,"confidence":0.96240234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04500540345907211},{"word":"wanna","start":2244.325,"end":2244.565,"confidence":0.8305664,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06129144504666328},{"word":"just","start":2244.565,"end":2244.645,"confidence":0.984375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04574262350797653},{"word":"quickly","start":2244.645,"end":2245.045,"confidence":1.0,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.04025498405098915},{"word":"ask","start":2245.045,"end":2245.2048,"confidence":0.9980469,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.05915449559688568},{"word":"you","start":2245.2048,"end":2245.365,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07688005268573761},{"word":"as","start":2245.365,"end":2245.525,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08032603561878204},{"word":"well","start":2245.525,"end":2245.845,"confidence":0.80200195,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.07676931470632553},{"word":"so","start":2245.845,"end":2246.165,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.028542397543787956},{"word":"just","start":2246.165,"end":2246.405,"confidence":0.90771484,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02364616096019745},{"word":"so","start":2246.405,"end":2246.565,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.027468161657452583},{"word":"you've","start":2246.565,"end":2246.805,"confidence":0.9946289,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.03822466358542442},{"word":"got","start":2246.805,"end":2246.9648,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04121273010969162},{"word":"this","start":2246.9648,"end":2247.125,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.04488575458526611},{"word":"in","start":2247.125,"end":2247.365,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05372089147567749},{"word":"your","start":2247.365,"end":2247.525,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05986468121409416},{"word":"mind","start":2247.525,"end":2248.025,"confidence":0.9562988,"punctuated_word":"mind,","sentiment":"neutral","sentiment_score":0.0564131885766983},{"word":"the","start":2248.7249,"end":2249.045,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.003285743296146393},{"word":"excuse","start":2249.445,"end":2249.765,"confidence":1.0,"punctuated_word":"excuse","sentiment":"neutral","sentiment_score":-0.00393645279109478},{"word":"me","start":2249.765,"end":2250.265,"confidence":0.94262695,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.009243501350283624},{"word":"the","start":2251.2048,"end":2251.365,"confidence":0.97314453,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.004584254696965218},{"word":"joint","start":2251.365,"end":2251.685,"confidence":0.67089844,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":0.010054160840809344},{"word":"investment","start":2251.685,"end":2252.185,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.0024081915616989136},{"word":"account","start":2252.2449,"end":2252.645,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.0015431549400091171},{"word":"is","start":2252.645,"end":2253.145,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.004897360689938068},{"word":"dual","start":2253.78,"end":2254.18,"confidence":0.9741211,"punctuated_word":"dual","sentiment":"neutral","sentiment_score":0.017915375530719757},{"word":"signatory","start":2254.18,"end":2254.68,"confidence":0.9995117,"punctuated_word":"signatory","sentiment":"neutral","sentiment_score":0.013467119075357914},{"word":"for","start":2254.74,"end":2254.98,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.01112411543726921},{"word":"any","start":2254.98,"end":2255.22,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.009934598580002785},{"word":"changes","start":2255.22,"end":2255.72,"confidence":0.9980469,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":0.008601158857345581},{"word":"k","start":2257.3801,"end":2257.78,"confidence":0.7890625,"punctuated_word":"K?","sentiment":"neutral","sentiment_score":0.022280987352132797},{"word":"so","start":2257.78,"end":2258.1,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02291351929306984},{"word":"nothing","start":2258.1,"end":2258.42,"confidence":1.0,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":0.015747902914881706},{"word":"changes","start":2258.42,"end":2258.82,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.006453828886151314},{"word":"without","start":2258.82,"end":2259.06,"confidence":0.9902344,"punctuated_word":"without","sentiment":"neutral","sentiment_score":0.0011934638023376465},{"word":"both","start":2259.06,"end":2259.3,"confidence":1.0,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.014357337728142738},{"word":"of","start":2259.3,"end":2259.46,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0286856759339571},{"word":"you","start":2259.46,"end":2259.54,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03016149252653122},{"word":"guys","start":2259.54,"end":2259.78,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.04010575637221336},{"word":"signing","start":2259.78,"end":2260.1,"confidence":1.0,"punctuated_word":"signing","sentiment":"neutral","sentiment_score":0.025549663230776787},{"word":"off","start":2260.1,"end":2260.34,"confidence":0.97509766,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.019721681252121925},{"word":"on","start":2260.34,"end":2260.42,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03869444876909256},{"word":"it","start":2260.42,"end":2260.92,"confidence":0.9980469,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.03953727334737778},{"word":"there","start":2262.18,"end":2262.5,"confidence":0.984375,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.02908506616950035},{"word":"is","start":2262.5,"end":2262.82,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.020603898912668228},{"word":"both","start":2262.98,"end":2263.22,"confidence":0.99902344,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.03289765119552612},{"word":"of","start":2263.22,"end":2263.3,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03307746723294258},{"word":"you","start":2263.3,"end":2263.46,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.030998051166534424},{"word":"guys","start":2263.46,"end":2263.7,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.03750334680080414},{"word":"obviously","start":2263.7,"end":2263.94,"confidence":0.78759766,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.022937409579753876},{"word":"have","start":2263.94,"end":2264.1,"confidence":0.98583984,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.02575262077152729},{"word":"like","start":2264.1,"end":2264.26,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.039345696568489075},{"word":"logins","start":2264.26,"end":2264.58,"confidence":0.92822266,"punctuated_word":"logins","sentiment":"neutral","sentiment_score":0.04118060320615768},{"word":"for","start":2264.58,"end":2264.82,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.052339255809783936},{"word":"everything","start":2264.82,"end":2265.1401,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.05913775414228439},{"word":"to","start":2265.1401,"end":2265.3,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06180323287844658},{"word":"keep","start":2265.3,"end":2265.46,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.05155827850103378},{"word":"track","start":2265.46,"end":2265.7,"confidence":1.0,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.038812682032585144},{"word":"of","start":2265.7,"end":2265.86,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0565292090177536},{"word":"it","start":2265.86,"end":2266.02,"confidence":0.95532227,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.06593181192874908},{"word":"and","start":2266.02,"end":2266.18,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.046111948788166046},{"word":"we'll","start":2266.18,"end":2266.42,"confidence":0.99853516,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.05242147296667099},{"word":"do","start":2266.42,"end":2266.58,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05132408067584038},{"word":"the","start":2266.58,"end":2266.74,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04900938272476196},{"word":"reports","start":2266.74,"end":2267.24,"confidence":0.9970703,"punctuated_word":"reports","sentiment":"neutral","sentiment_score":0.044647976756095886},{"word":"as","start":2267.3,"end":2267.46,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0385383814573288},{"word":"we","start":2267.46,"end":2267.62,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04736265540122986},{"word":"do","start":2267.62,"end":2268.12,"confidence":0.9812012,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.034423526376485825},{"word":"and","start":2268.5151,"end":2268.675,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03975289314985275},{"word":"then","start":2268.675,"end":2269.175,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.01241186074912548},{"word":"yeah","start":2279.235,"end":2279.475,"confidence":0.98999023,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.009407615289092064},{"word":"no","start":2279.475,"end":2279.635,"confidence":0.98291016,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.03148939460515976},{"word":"we","start":2279.635,"end":2279.7952,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.0011805295944213867},{"word":"sorted","start":2279.7952,"end":2280.195,"confidence":0.98535156,"punctuated_word":"sorted","sentiment":"neutral","sentiment_score":0.01472184807062149},{"word":"that","start":2280.195,"end":2280.355,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03291160613298416},{"word":"out","start":2280.355,"end":2280.5151,"confidence":0.9926758,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.027278311550617215},{"word":"that's","start":2280.5151,"end":2280.7551,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.18371322751045227},{"word":"all","start":2280.7551,"end":2280.915,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.22182635962963104},{"word":"good","start":2280.915,"end":2281.32,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.14113624393939972},{"word":"cool","start":2283.32,"end":2283.72,"confidence":0.9970703,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.1978498101234436},{"word":"so","start":2283.72,"end":2284.2,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10428416728973389},{"word":"i","start":2284.2,"end":2284.36,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12681934237480164},{"word":"will","start":2284.36,"end":2284.6,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.14882054924964905},{"word":"definitely","start":2284.6,"end":2285.0,"confidence":1.0,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.17103220522403717},{"word":"send","start":2285.0,"end":2285.24,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.15554672479629517},{"word":"you","start":2285.24,"end":2285.4001,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11171744763851166},{"word":"a","start":2285.4001,"end":2285.48,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12249524891376495},{"word":"report","start":2285.48,"end":2285.96,"confidence":1.0,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.1462508589029312},{"word":"just","start":2285.96,"end":2286.2,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1887802928686142},{"word":"to","start":2286.2,"end":2286.28,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15256130695343018},{"word":"bring","start":2286.28,"end":2286.52,"confidence":1.0,"punctuated_word":"bring","sentiment":"neutral","sentiment_score":0.13009914755821228},{"word":"with","start":2286.52,"end":2286.6802,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1494777798652649},{"word":"your","start":2286.6802,"end":2286.9202,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1368875950574875},{"word":"accountants","start":2286.9202,"end":2287.4202,"confidence":0.9082031,"punctuated_word":"accountants","sentiment":"neutral","sentiment_score":0.12099149823188782},{"word":"for","start":2288.04,"end":2288.52,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.16043588519096377},{"word":"the","start":2288.52,"end":2289.02,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1437501311302185},{"word":"tax","start":2289.24,"end":2289.56,"confidence":0.88427734,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.17118069529533386},{"word":"return","start":2289.56,"end":2289.8801,"confidence":0.9741211,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.12912091612815857},{"word":"side","start":2289.8801,"end":2290.04,"confidence":0.9970703,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.15297988057136536},{"word":"of","start":2290.04,"end":2290.2,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17420253157615662},{"word":"things","start":2290.2,"end":2290.7,"confidence":0.79345703,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.15149709582328796},{"word":"and","start":2291.0,"end":2291.48,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1307520568370819},{"word":"i'll","start":2291.48,"end":2291.6401,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.07590684294700623},{"word":"flag","start":2291.6401,"end":2291.96,"confidence":1.0,"punctuated_word":"flag","sentiment":"neutral","sentiment_score":0.05098751187324524},{"word":"if","start":2291.96,"end":2292.04,"confidence":0.9892578,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04565718397498131},{"word":"there's","start":2292.04,"end":2292.28,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.03470155596733093},{"word":"any","start":2292.28,"end":2292.4402,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.014036640524864197},{"word":"major","start":2292.4402,"end":2292.76,"confidence":1.0,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.030657563358545303},{"word":"issues","start":2292.76,"end":2293.1602,"confidence":1.0,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.03996480256319046},{"word":"there","start":2293.1602,"end":2293.32,"confidence":0.85253906,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.01630430854856968},{"word":"but","start":2293.32,"end":2293.48,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0010193809866905212},{"word":"i","start":2293.48,"end":2293.56,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03809578716754913},{"word":"don't","start":2293.56,"end":2293.72,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.02073672041296959},{"word":"think","start":2293.72,"end":2293.96,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.036633461713790894},{"word":"there's","start":2293.96,"end":2294.2,"confidence":0.99902344,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.04288144037127495},{"word":"gonna","start":2294.2,"end":2294.52,"confidence":0.8828125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.035835281014442444},{"word":"be","start":2294.52,"end":2294.76,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.020993925631046295},{"word":"too","start":2294.76,"end":2294.9202,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.07918847352266312},{"word":"much","start":2294.9202,"end":2295.4202,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.05128920823335648},{"word":"in","start":2295.585,"end":2295.825,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08199062198400497},{"word":"the","start":2295.825,"end":2295.905,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04120835289359093},{"word":"way","start":2295.905,"end":2295.9849,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.07209516316652298},{"word":"of","start":2295.9849,"end":2296.065,"confidence":0.99609375,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.04960191994905472},{"word":"like","start":2296.065,"end":2296.145,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.06285236775875092},{"word":"dividends","start":2296.145,"end":2296.645,"confidence":1.0,"punctuated_word":"dividends","sentiment":"neutral","sentiment_score":-0.034890249371528625},{"word":"or","start":2296.865,"end":2297.025,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.06900031864643097},{"word":"anything","start":2297.025,"end":2297.345,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.05368748307228088},{"word":"like","start":2297.345,"end":2297.505,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.07623864710330963},{"word":"that","start":2297.505,"end":2297.7449,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03134588152170181},{"word":"that'll","start":2297.7449,"end":2298.065,"confidence":0.9445801,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.00038942944956943393},{"word":"impact","start":2298.065,"end":2298.4648,"confidence":0.9980469,"punctuated_word":"impact","sentiment":"neutral","sentiment_score":-0.007246874272823334},{"word":"things","start":2298.4648,"end":2298.9648,"confidence":1.0,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.005616128444671631},{"word":"k","start":2300.545,"end":2301.045,"confidence":0.8508301,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.08768193423748016},{"word":"that's","start":2304.625,"end":2304.945,"confidence":0.99560547,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09590435028076172},{"word":"okay","start":2304.945,"end":2305.445,"confidence":0.9975586,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.07821855694055557},{"word":"absolutely","start":2308.56,"end":2309.06,"confidence":0.9995117,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.06539857387542725},{"word":"now","start":2310.6401,"end":2310.9602,"confidence":0.98657227,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.05790095031261444},{"word":"hailey","start":2310.9602,"end":2311.36,"confidence":0.90755206,"punctuated_word":"Hailey,","sentiment":"neutral","sentiment_score":0.06405709683895111},{"word":"i've","start":2311.36,"end":2311.52,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.06659146398305893},{"word":"left","start":2311.52,"end":2311.76,"confidence":1.0,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.06887465715408325},{"word":"that","start":2311.76,"end":2312.26,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07292106002569199},{"word":"annual","start":2312.56,"end":2312.9602,"confidence":0.88964844,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.06234881281852722},{"word":"review","start":2312.9602,"end":2313.28,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.051725905388593674},{"word":"pack","start":2313.28,"end":2313.6,"confidence":0.9941406,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.07495920360088348},{"word":"with","start":2313.6,"end":2313.76,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07161268591880798},{"word":"you","start":2313.76,"end":2314.08,"confidence":0.9794922,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.07726801931858063},{"word":"which","start":2314.08,"end":2314.32,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.0532790943980217},{"word":"is","start":2314.32,"end":2314.6401,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04507620632648468},{"word":"all","start":2314.6401,"end":2315.12,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.02417474426329136},{"word":"your","start":2315.12,"end":2315.6,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03649778664112091},{"word":"documents","start":2315.6,"end":2316.1,"confidence":1.0,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.03661803901195526},{"word":"in","start":2316.1602,"end":2316.4001,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.030417686328291893},{"word":"terms","start":2316.4001,"end":2316.6401,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.05187374725937843},{"word":"of","start":2316.6401,"end":2316.8801,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0417240709066391},{"word":"service","start":2316.8801,"end":2317.28,"confidence":1.0,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.04758536070585251},{"word":"agreement","start":2317.28,"end":2317.78,"confidence":0.7937012,"punctuated_word":"agreement,","sentiment":"neutral","sentiment_score":0.044933244585990906},{"word":"super","start":2317.9202,"end":2318.24,"confidence":0.96655273,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.06135154515504837},{"word":"and","start":2318.24,"end":2318.48,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.034672707319259644},{"word":"insurance","start":2318.48,"end":2318.98,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.05350875109434128},{"word":"with","start":2319.52,"end":2319.6802,"confidence":0.9370117,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03139013051986694},{"word":"the","start":2319.6802,"end":2319.9202,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02220202051103115},{"word":"reports","start":2319.9202,"end":2320.4202,"confidence":1.0,"punctuated_word":"reports","sentiment":"neutral","sentiment_score":0.04062268137931824},{"word":"there","start":2320.48,"end":2320.905,"confidence":0.9980469,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.02723119221627712},{"word":"i'm","start":2320.985,"end":2321.145,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.023572808131575584},{"word":"gonna","start":2321.145,"end":2321.385,"confidence":0.98535156,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.02343374863266945},{"word":"send","start":2321.385,"end":2321.625,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.009198252111673357},{"word":"a","start":2321.625,"end":2321.865,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.003305036574602127},{"word":"separate","start":2321.865,"end":2322.185,"confidence":1.0,"punctuated_word":"separate","sentiment":"neutral","sentiment_score":0.015096388757228851},{"word":"one","start":2322.185,"end":2322.425,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.028348777443170547},{"word":"for","start":2322.425,"end":2322.585,"confidence":0.9472656,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.026847604662179947},{"word":"the","start":2322.585,"end":2322.745,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03646383434534073},{"word":"investment","start":2322.745,"end":2323.225,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.04136823117733002},{"word":"account","start":2323.225,"end":2323.625,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.04785965383052826},{"word":"just","start":2323.625,"end":2323.865,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.019207261502742767},{"word":"to","start":2323.865,"end":2324.0251,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.009876124560832976},{"word":"make","start":2324.0251,"end":2324.185,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.022499125450849533},{"word":"sure","start":2324.185,"end":2324.425,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.04150807484984398},{"word":"that","start":2324.425,"end":2324.745,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03562996909022331},{"word":"both","start":2324.745,"end":2324.985,"confidence":0.8041992,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.029582258313894272},{"word":"signatures","start":2324.985,"end":2325.465,"confidence":0.99902344,"punctuated_word":"signatures","sentiment":"neutral","sentiment_score":0.02435138262808323},{"word":"are","start":2325.465,"end":2325.625,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.029597189277410507},{"word":"there","start":2325.625,"end":2326.0251,"confidence":0.9909668,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.0333193764090538},{"word":"but","start":2326.0251,"end":2326.185,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.027553018182516095},{"word":"i'll","start":2326.185,"end":2326.345,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.01897876337170601},{"word":"keep","start":2326.345,"end":2326.5051,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.03696662560105324},{"word":"it","start":2326.5051,"end":2326.665,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0394146628677845},{"word":"separate","start":2326.665,"end":2327.145,"confidence":1.0,"punctuated_word":"separate","sentiment":"neutral","sentiment_score":0.03730710223317146},{"word":"to","start":2327.145,"end":2327.305,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05293480306863785},{"word":"your","start":2327.305,"end":2327.805,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04258144646883011},{"word":"personal","start":2327.945,"end":2328.425,"confidence":0.9970703,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.10168170928955078},{"word":"super","start":2328.425,"end":2328.925,"confidence":0.98706055,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.143525630235672},{"word":"alrighty","start":2331.065,"end":2331.565,"confidence":0.9977214,"punctuated_word":"Alrighty.","sentiment":"positive","sentiment_score":0.39430803060531616},{"word":"any","start":2331.625,"end":2331.865,"confidence":1.0,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.07615368068218231},{"word":"questions","start":2331.865,"end":2332.185,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.09811415523290634},{"word":"for","start":2332.185,"end":2332.345,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08931440114974976},{"word":"me","start":2332.345,"end":2332.5051,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13469573855400083},{"word":"before","start":2332.5051,"end":2332.745,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.06163320690393448},{"word":"i","start":2332.745,"end":2332.825,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07091721147298813},{"word":"let","start":2332.825,"end":2332.985,"confidence":0.9980469,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.07468095421791077},{"word":"you","start":2332.985,"end":2333.145,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1197386160492897},{"word":"go","start":2333.145,"end":2333.46,"confidence":0.99902344,"punctuated_word":"go?","sentiment":"neutral","sentiment_score":0.1423572152853012},{"word":"that's","start":2338.98,"end":2339.3,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5138897895812988},{"word":"okay","start":2339.3,"end":2339.54,"confidence":1.0,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.4160478711128235},{"word":"thank","start":2339.54,"end":2339.78,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6533860564231873},{"word":"you","start":2339.78,"end":2339.94,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7501538991928101},{"word":"so","start":2339.94,"end":2340.0999,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7372797131538391},{"word":"much","start":2340.0999,"end":2340.42,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.7544353604316711},{"word":"for","start":2340.42,"end":2340.82,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7328218817710876},{"word":"going","start":2340.82,"end":2340.98,"confidence":1.0,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.7905811071395874},{"word":"through","start":2340.98,"end":2341.22,"confidence":1.0,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.6538928151130676},{"word":"a","start":2341.22,"end":2341.3,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.705735981464386},{"word":"tough","start":2341.3,"end":2341.54,"confidence":1.0,"punctuated_word":"tough","sentiment":"positive","sentiment_score":0.4890139698982239},{"word":"conversation","start":2341.54,"end":2342.02,"confidence":1.0,"punctuated_word":"conversation","sentiment":"positive","sentiment_score":0.7178025245666504},{"word":"with","start":2342.02,"end":2342.26,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.6400786638259888},{"word":"me","start":2342.26,"end":2342.42,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.7016185522079468},{"word":"this","start":2342.42,"end":2342.58,"confidence":1.0,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.6687589287757874},{"word":"morning","start":2342.58,"end":2342.98,"confidence":0.9526367,"punctuated_word":"morning,","sentiment":"positive","sentiment_score":0.6034320592880249},{"word":"but","start":2342.98,"end":2343.48,"confidence":1.0,"punctuated_word":"but","sentiment":"positive","sentiment_score":0.5482054352760315},{"word":"i","start":2343.54,"end":2343.7,"confidence":0.9980469,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7701610922813416},{"word":"appreciate","start":2343.7,"end":2344.18,"confidence":1.0,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.7406812310218811},{"word":"it","start":2344.18,"end":2344.3398,"confidence":0.83081055,"punctuated_word":"it,","sentiment":"positive","sentiment_score":0.7320574522018433},{"word":"and","start":2344.3398,"end":2344.5,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7620289325714111},{"word":"it","start":2344.5,"end":2344.58,"confidence":0.96435547,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.7734788656234741},{"word":"means","start":2344.58,"end":2344.9,"confidence":1.0,"punctuated_word":"means","sentiment":"positive","sentiment_score":0.7308679819107056},{"word":"we","start":2344.9,"end":2344.98,"confidence":0.9980469,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.7710596919059753},{"word":"can","start":2344.98,"end":2345.22,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.8073124289512634},{"word":"keep","start":2345.22,"end":2345.38,"confidence":1.0,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.7891771197319031},{"word":"things","start":2345.38,"end":2345.6199,"confidence":1.0,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.8285689353942871},{"word":"nice","start":2345.6199,"end":2345.8599,"confidence":1.0,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.7911586165428162},{"word":"and","start":2345.8599,"end":2346.02,"confidence":0.99902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7479571104049683},{"word":"clean","start":2346.02,"end":2346.26,"confidence":1.0,"punctuated_word":"clean","sentiment":"positive","sentiment_score":0.7817196249961853},{"word":"for","start":2346.26,"end":2346.5,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8288131952285767},{"word":"you","start":2346.5,"end":2346.873,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.7153875827789307},{"word":"thanks","start":2349.673,"end":2349.9932,"confidence":0.935791,"punctuated_word":"Thanks,","sentiment":"positive","sentiment_score":0.824550449848175},{"word":"hailey","start":2349.9932,"end":2350.313,"confidence":0.929362,"punctuated_word":"Hailey.","sentiment":"positive","sentiment_score":0.7876490950584412},{"word":"have","start":2350.313,"end":2350.4731,"confidence":1.0,"punctuated_word":"Have","sentiment":"positive","sentiment_score":0.7578594088554382},{"word":"a","start":2350.4731,"end":2350.553,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.770557701587677},{"word":"great","start":2350.553,"end":2350.793,"confidence":1.0,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.8316012024879456},{"word":"day","start":2350.793,"end":2351.293,"confidence":1.0,"punctuated_word":"day.","sentiment":"positive","sentiment_score":0.7909384965896606},{"word":"bye","start":2352.9531,"end":2353.4531,"confidence":0.9975586,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.10676876455545424}],"paragraphs":{"transcript":"\nGood morning, Hailey. It's Tommy here, senior adviser from. How are you going? Living the dream. It's a beautiful rainy day on the Gold Coast.\n\nWhat about your end? It's miserable, isn't it? Oh, man. I'm just giving you a call to go through your annual review. How are you going for time this morning?\n\nThat's okay. I've got a six year old and a three year old. I know exactly what it's like. So if you need to pause, you just let me know. Okay?\n\nPerfect. Now before I get started, I've got an email pack I'm gonna shoot through to you, and I'm just gonna quickly go through security with you. Are you okay for the calls to be recorded? Perfect. And I'm registered with ASIC as adviser 1273105.\n\nCould you please confirm your date of birth and address? Correct. Absolutely. Let's get that one updated. Alright.\n\nDo you wanna start there? Let's just grab your new address, and I'll get it all updated on all the systems. Oh, yes. I do have that. Okay.\n\nSo that is the new current address. Alright. I'm just gonna have a quick look see on the super just to see if that's already been updated or if I need to switch that up. Yeah. I'll have to update your add your address on the super fund as well.\n\nK. I can get that sorted. No worries at all. Now is there anything in particular that you would like to get out of this year's review? Yep.\n\nRight. That's okay. Yep. So one of the things I'll mainly just go off kind of round figures for most of the assets, and it's not gonna impact things too much. I just need to make sure that in that situation that your super fund, the insurances, your estate planning is all cleaned up, if that makes sense.\n\nOkay. So leave the beneficiary as is. No. That's totally fine. When it comes to so we'll update the address.\n\nThat's all good there. Now we've got the change of address. With the separation, are you guys going through or have you gone through, like, property settlement or anything to that degree? Okay. Yep.\n\nSo I'll go through what we've got on file. To the best of your knowledge, just let me know what's changed or about to change, and I'll put some placeholder flags on that part of the file. K. So we'll start with vehicles. We have Land Cruiser and a Prado.\n\nK. So we got this. And we've got Hailey. And in terms of there was a box trailer. K.\n\nPerfect. Now we have we had three properties listed, main residence and two investment properties. Okay. So the main that's right. The new inherited property, so that will go across there.\n\nAnd the so it was the Blackstone property that will be yours to live in? Alright. Yep. That's perfect. Alright.\n\nSo all three properties, would they be all clear of debt then? K. So sold off one and just paid everything off. Yep. Sensation.\n\nOkay. So that's that's nice and easy. Is the the property that you're retaining, is that the exact same as your that's not Glenelg Street, is it? Yeah. Okay.\n\nSorry. Someone had a typo day naming it Blackstone, and I was like, that's not the same as Blackstone. Yep. Gotcha. Gotcha.\n\nOkay. So I'll just do an updated value online. That's totally fine. So estate planning stays the same. Did you end up putting in place, like, a a will or a power of attorney between your last call?\n\nYeah. Yep. Yep. Totally fair. Easy done.\n\nAnd the only other thing in terms of assets was there was about 250,000 in terms of, like, home contents. I'm just wondering if you can give me a bit of a rough estimate on on splitting that. K. Okay. Yeah.\n\nGotcha. Yep. No worries. That's so fine. It doesn't really impact the strategies too much, but that helps.\n\nI'll chop that one off. When I'm having a look at the insurance kind of thing so I'll go through the insurance with you in a moment and the super and the investment account. One thing that I wanted to let you know as well is that because you guys have that joint investment account, which I'll touch on in a moment, we're we're still gonna retain the the fee discount because between both of you guys, you kind of have, like, one and a half accounts each. So we're we're just gonna kind of leave that as the one point 1% for however long you guys are clients of Oakview. And in addition to that, so I'm kind of as the senior adviser here, I've been flagged to be your dedicated adviser moving forward so that I can obviously give you advice that's in your best interest, and then we'll have a separate adviser for your your spouse.\n\nAnd we'll kind of keep things nice and separate. So because yeah. Yes. Okay. Right.\n\nYeah. Yeah. This one's held jointly in personal names, not in trust. Yeah. Yeah.\n\nYeah. Yeah. It makes perfect sense. So a couple of considerations that we need to take into account and especially exactly what you just said is if this gets invested for fifteen years and there's lots of contributions going in, there's going to be the the tax issues to consider as well. So at this point, it's staying in in both names at the moment.\n\nI'll have to have a bit of a think around the tax side of things when it comes to like, if he's putting in consistent contributions into it to grow it, whether that will still hit you both $50.50 and so on. But for the time being so I'm gonna do a report to see if there's been any realized gains that may impact your tax return come the end of financial year, and I'll get that sent through to you. I don't believe there really has been anything. Like, it's not an issue where we've sold down investments and switched it around and things like that. Yeah.\n\nYeah. And we do do a lot of, like, child investments where I don't know if we've ever discussed with you things like child bonds before. Correct. Yeah. So this is one thing we might do is the way it stands like okay.\n\nIt's great. You can invest it. You can grow it. And then with all the changes that have just happened in the budget, as soon as they come through, there's gonna be a huge capital gains tax implication for selling these in ten, fifteen years' time. So one thing that we're gonna have to do is, yeah, definitely have that either joint or split liaison conversations about possibly looking at something like child bonds where if you invest in it for, say, ten years, it can be passed on to the beneficiary being the children kind of tax free at that point.\n\nYeah. And that just allows it to be because if the intention is for it to go to them, you know, they're 18. Here's your house deposit, whatever it is. This is kind of like the next best thing to super. And that's exactly what happened is you would sell it all, and then you would just have a huge lump sum taken out, and then you pass it on to the children.\n\nAnd then that's and then timing the sale between the both of you would be difficult about obviously, you could just say, hey. When they're 18, that's the day we do it. But then is the market up? Is the market down? All these type of things come into account.\n\nYeah. But that's the thing too is I'm gonna make sure that, obviously, that your best interests are looked after too to make sure that we're not just gonna do a decision on one side that's gonna heavily impact your financial future because that's just not okay. No. Look. I really appreciate you you talking through such a difficult situation with me this morning.\n\nAnd at the moment, the the good news is the the investment account's been doing great. It's grown 15%. It's grown $23,000. It's doing really well. I'll send through any reports to see if there's any tax implications for your tax return, and then we'll just tee up a time where I can also go back to Ben and with his adviser as well, and we can just poach that idea to him, broach it with him, and see if he'd consider it.\n\nAnd then if we do a joint discussion or separate, I'm sure there's a way that we can structure things for you guys. Yep. I think my main thing is just in terms of your regular income personal financials. So I've got you previously working as an anesthetic nurse part time. Cool.\n\nSo we had that income at around about 20,000 from that side of things. That's okay. I'll just get that closed. Yeah. And it's mainly just so I can work out things like contributions to super.\n\nIf you're on 40 five, but only 20 is getting paid contributions from work, I can just make sure projections are accurate. Oh, yeah. Absolutely. And look, I've I see the contributions coming in, and that's been doing wonders even though it seems like a small amount. But then on the flip side, if the the tax brackets are the way they are and you're only gonna be getting a very small benefit from that, it's kind of like, you know, anything above 45,000 is perfect.\n\nAnything below that, the impact's only a few percent. But, of course, the growth the growth in the super is great when you get extra contributions in. At the moment, I'm just having a look at your account. I'm just gonna switch over from the investment account to the super. We've got actually, I do apologize.\n\nYour annual review pack, your email address, is your b h clear fifteen Hotmail address still okay? Okay. Gotcha. Gotcha. Gotcha.\n\nGotcha. So I'll send that through so you've got it. And then what I'm looking at with the super is you're sitting at 80,641, and contributions going in very regularly, which is great. Just having a look at the investments here for a moment. Alright.\n\nWe've got the there it is. So your super account still in the positive, still grown about $6,000 and a few grand extra in terms of contribution. So it was sitting at 72. It's cleared 80 now, so it's going there. Obviously, market's kind of up and down at the moment, which is affecting everything.\n\nOne thing I wanted to double check with you, Hailey, is in terms of just risk level, just to make sure that we're on the same page with it, you're in a growth portfolio. So it's a four out of five on the risk scale, 80% in growth assets, like shares, property, and gold. So the whole point there is you would have started off in, like, a a medium risk where you started in your first super fund. We've bumped you up one peg to get some extra long term growth, not high risk. And then the whole goal is get a bit extra returns, grow it a bit quicker.\n\nAnd then when you're close to retirement, we then have to reduce that because you don't wanna be, you know, medium to high risk at 64, and you lose half your super. Does that make sense? That is something that I wanted to ask you about because we can we can fiddle with things in the background a little bit. And we originally had you wanting to kind of have, like, an early retirement towards the age of 60. I know retirement is so far away for our generation, but are you Yep.\n\nYep. Maximum of 16. No. I love it. There's always plenty of time to catch up on retirement funds after the kids are out of home.\n\nYou know? Yeah. And for your age, you still have a healthy balance, so that's not too bad. Yep. Absolutely.\n\nI think there's two really good options here for you. So right now, we we need to kind of keep things as they are because, obviously, income changes, tax returns, the stock market's going crazy. One thing that I wanna consider in next year is either we bump up the contributions a little bit or we maybe even go high growth for a little while. And if this is something that's just gonna grow in the background for thirty years, we could potentially go a little bit more foot on the gas, let it do its heavy lifting for you, and then you can focus everything on your personal financial situation. So there there is both options there.\n\nYeah. And the way I would explain it is, like, you get through these, we call them market cycles where it's like the stock market grows for six years, and then, oh, there's a GFC, a COVID, a war, and the stock market crashes. And your super tends to continuously buy in. So when the market drops, you get to buy shares and property for a cheaper price. And then when the market goes up for six years, you get all this great growth out of it.\n\nWe repeat that seven, fourteen, twenty one years. And then the last nine years, we then slowly start reducing your growth assets down. So I wouldn't go high growth today, but it's something where in twelve months' time, we'll do another review. We'll talk about contributions versus growth assets, and we can kind of work out what what suits you. Absolutely.\n\nSo outside of that, I just wanna update a couple of goals. I know you probably have so much on your mind and so many things day to day, but is there anything that you're focusing on for the next one to five years, or is it really just work part time, look after the kids, enjoy life? Yep. Okay. Yep.\n\nYeah. So nice stable base. And then outside of that, we can look at other investment opportunities long term, and I'll mix in a bit of that conversation around the investments for the children as well. Can I just quickly ask the the ages of your two children? Six and eight in October.\n\nCool. So we've kind of got that ten to twelve years with that goal of have some funds there for 18, which basically means, hopefully, sometime this year, maybe towards before Christmas time, we can maybe have that discussion. Because if we do that strategy I was talking about, we can basically make it like a a ten year strategy to then have something there for the first child and then two years later for the next child. And then that's kind of just a a set and not set and forget, but a very well structured plan start to finish. Yeah.\n\nNo. I'll put that down as a bit of a a future consideration, and then I will make sure that before this year ends that I have a bit of a catch up. I'll broach some ideas on the other side of the field, and then I'll catch up with you towards the end of the year as well and see if we can maybe have that joint discussion sooner rather than later if time and and circumstance permits. Yep. Okay.\n\nYes. ClearView is a fun one. They're one of my favorite insurers because they will always the moment your anniversary hits on the May 4, they will shoot you out a premium due letter. And I've seen every client under the sun go, oh my god. Do I have to pay this out of pocket?\n\nWhat's going on? Isn't it coming out of my super? Yes. Yep. And it's already paid until this time next year, so they automatically generate them even though the premium comes out the next day.\n\nThey're really good for tradies, but they don't consider that every working family probably doesn't wanna get a due letter every time a premium's about to come out automatically, but it is what it is. Yep. So no reason to panic. If there's any issues with premiums, we'll flag it with you well and truly before any lapsing and notifications happen, but this one's cleared nice and nice and easy. Can I just double check with you as a the sort of final thing is the insurances that you do have?\n\nSo you have a solid 1,100,000 of life and total disability insurance, which is your your lump sums if you pass away, can never work again. So the superannuation, you wanted to leave the beneficiary as it was. With the life insurance, you can direct that anywhere. It can be to charity, children, partners, whatever you like. Would you like me to update that in any way, leave that alone for the time being?\n\nDo you have an idea? Yeah. Yeah. One thing down the line that would be really good for you guys is sorting out the wills possibly with, like, a testamentary trust will at some point where you can be very specific in terms of what assets go to your estate under your name and whether, like, a trust fund is created to then look after the children until they're 18 and things like and, you know, income goes out to them and then all that type of consideration, especially if things end up incorporating blended families and it just branches out. Yeah.\n\nI just wanted to kind of plant that seed and say at some point, whether it's this year, next year, the year after, something that just makes it a bit easier for everyone. But you don't have to rush and do anything. You know, like you said, everything kind of filters out the way it does anyway. You wanna look after the kids. Your your spouse will likely retain guardianship.\n\nIt's just those structures would be nice, and they do cost a little bit. So, yep, you got the lawyer there to chat to that about. I'll flag it on the account, but I'll probably just remind you in six months. Do you wanna adjust anything in terms of the cover levels? Because I know all the debts now have been cleared.\n\nDo you feel like, you know, that million dollars to pass on between the kids, that's still good? Because it's not very expensive, but it's also no longer serving as much of a purpose. No. You're actually right. And when you account for, like, inflation and things like that in five to ten years' time, Yep.\n\nWe all thought you could live off a million for the rest of your life if you want it. Yeah. And pricing wise, it's basically, like, 900 a year out of the super. The 15% rebate drops at the $7.65. So that for a bit of peace of mind.\n\nLooks like a good Wouldn't that be a strange turn of events where you we set up all these child builder bonds and different investments and structures and all of a sudden. That that would be an interesting story. I hope I get to be alongside that. Uh-oh. That'll be an interesting one.\n\nI do have to ask you about your income protection, though. Because since you've gone part time, you've got the split between the government benefits, child support, and your wages. You're insured for an income of 66,000. Okay. Now one of the things is when you go to claim on the income protection, if the child support continues, they chop that off.\n\nIf the government benefits continue, they chop that off. And then if all that's left is they're gonna pay you 70% of that, which is about a third of what you're insured for. And in terms of price, that one is 1,300 on its own. The real question is, let's say that scenario eventuates where you get injured or sick and you're off work for six months. This would normally kick in after thirty days and pay you a monthly amount up to five years to replace 70 percent of your lost income.\n\nSo would you be okay to could you get through three months of being injured enough work? Do you have, you know, the savings behind you, things like that, or would that income protection benefit be able to help cover bills? Yeah. Yeah. You've it's covering an income of 60 six.\n\nCorrect. So they would pay 3,870 a month, but only if that's the income that you've lost. And it depends, I guess, on your hours too. Like, if you've jumped up to 16 to 20, that's a bit different than the eight. What I can do potentially is let's say there's a bit of a maximum.\n\nLet's say in one one circumstance, you're working twenty hours a week. What would that income look like? Would that be pushing you up to, like, forty, forty five? Okay. So let's say we left it alone for the time being.\n\nWhat would end up happening is if you were sick or injured, they would basically ask you to hand in twelve months of income. And whatever that is on paper, they would just 70% that and pay it on a monthly basis. So you would technically be over insured, but you would have a buffer between where you are now and what you could earn. Yep. And so you're you kind of value having it there.\n\nYep. Well, we'll leave it as is because it's paid for the twelve months. And then what we'll do is I'll bring back your review a little bit next year before the anniversary date. And that way, even if we catch up in that six months' time, maybe three to six months after that, if we need to reduce it down and see what's happened, change in circumstances, we can, especially if it jumps up really high in price. Like, if it jumped up another thousand dollars, that might be the kicker to kind of trim it.\n\nBut if it's not doing too bad, twelve months is fine. Cool. Alrighty. Okay. So as a bit of a recap, the super portfolio, we're gonna leave as is for the time being.\n\nI have flagged one of the eight investments to keep an eye on just to see if I need to kind of freshen that up a little bit later in the year. The insurances will keep for the next, say, ten months or so and then maybe do a bit of an adjustment there. Estate planning will keep the beneficiaries as they are, revisit that discussion, and then I will kind of go across on the investment account and try and have that conversation about whether we keep it as is, make some adjustments to restructuring, and kind of get that ball rolling. But what I'll do is I'll just kind of plate the seat a little bit, have the conversation. I'm about to go on paternity leave in a couple of weeks for my third.\n\nThank you. So with the two boys, I've got a daughter on the way, which we're very excited for. Yep. The boys are already talking about all the things they're gonna teach her to do, how to climb and play video games and footy. And I was like, she's not born yet, guys.\n\nOh, yep. Yep. Tear each other apart. That'd be good. But I'll have that conversation very soon, and I'll get you an update with how that's going.\n\nAnd then later in the year, I'll try and hopefully tee up a bit of a joint discussion for that. K. Alrighty. Yep. I'm gonna basically just box ourselves into the house for a little bit, not talk to anyone for a few weeks and just enjoy that.\n\nBought my wife a bit of a coffee machine for the the push present there. So, yeah, absolutely. The last thing I wanna just quickly ask you as well. So just so you've got this in your mind, the excuse me. The joint investment account is dual signatory for any changes.\n\nK? So nothing changes without both of you guys signing off on it. There is both of you guys obviously have, like, logins for everything to keep track of it, and we'll do the reports as we do. And then yeah. No.\n\nWe sorted that out. That's all good. Cool. So I will definitely send you a report just to bring with your accountants for the tax return side of things, and I'll flag if there's any major issues there. But I don't think there's gonna be too much in the way of, like, dividends or anything like that that'll impact things.\n\nK. That's okay. Absolutely. Now, Hailey, I've left that annual review pack with you, which is all your documents in terms of service agreement, super, and insurance with the reports there. I'm gonna send a separate one for the investment account just to make sure that both signatures are there, but I'll keep it separate to your personal super.\n\nAlrighty. Any questions for me before I let you go? That's okay. Thank you so much for going through a tough conversation with me this morning, but I appreciate it, and it means we can keep things nice and clean for you. Thanks, Hailey.\n\nHave a great day. Bye.","paragraphs":[{"sentences":[{"text":"Good morning, Hailey.","start":2.24,"end":3.12,"sentiment":"positive","sentiment_score":0.4021401007970174},{"text":"It's Tommy here, senior adviser from.","start":3.12,"end":5.22,"sentiment":"neutral","sentiment_score":0.2897027184565862},{"text":"How are you going?","start":5.2799997,"end":6.3399997,"sentiment":"neutral","sentiment_score":0.2830563113093376},{"text":"Living the dream.","start":8.24,"end":8.96,"sentiment":"positive","sentiment_score":0.5811614990234375},{"text":"It's a beautiful rainy day on the Gold Coast.","start":8.96,"end":10.8,"sentiment":"positive","sentiment_score":0.6518468658129374}],"sentiment":"positive","sentiment_score":0.46747872591018674,"num_words":25,"start":2.24,"end":10.8},{"sentences":[{"text":"What about your end?","start":10.8,"end":11.94,"sentiment":"neutral","sentiment_score":0.03235870786011219},{"text":"It's miserable, isn't it?","start":13.935,"end":15.795,"sentiment":"negative","sentiment_score":-0.45051732659339905},{"text":"Oh, man.","start":18.495,"end":19.315,"sentiment":"neutral","sentiment_score":0.025471532717347145},{"text":"I'm just giving you a call to go through your annual review.","start":19.455,"end":22.335,"sentiment":"neutral","sentiment_score":0.08635161506632964},{"text":"How are you going for time this morning?","start":22.335,"end":24.03,"sentiment":"neutral","sentiment_score":0.06758341239765286}],"sentiment":"neutral","sentiment_score":-0.0014934909840424856,"num_words":30,"start":10.8,"end":24.03},{"sentences":[{"text":"That's okay.","start":34.67,"end":35.23,"sentiment":"neutral","sentiment_score":0.05748860538005829},{"text":"I've got a six year old and a three year old.","start":35.23,"end":37.07,"sentiment":"neutral","sentiment_score":-0.021575621244582264},{"text":"I know exactly what it's like.","start":37.07,"end":38.355,"sentiment":"neutral","sentiment_score":-0.02126313994328181},{"text":"So if you need to pause, you just let me know.","start":38.355,"end":39.954998,"sentiment":"neutral","sentiment_score":-0.0022985751486637378},{"text":"Okay?","start":39.954998,"end":40.454998,"sentiment":"neutral","sentiment_score":0.03919103369116783}],"sentiment":"neutral","sentiment_score":-0.007613766307552014,"num_words":31,"start":34.67,"end":40.454998},{"sentences":[{"text":"Perfect.","start":42.195,"end":42.595,"sentiment":"neutral","sentiment_score":0.2748469114303589},{"text":"Now before I get started, I've got an email pack I'm gonna shoot through to you, and I'm just gonna quickly go through security with you.","start":42.595,"end":49.815,"sentiment":"neutral","sentiment_score":0.03467197191471664},{"text":"Are you okay for the calls to be recorded?","start":50.595,"end":52.535,"sentiment":"neutral","sentiment_score":0.005270346274806393},{"text":"Perfect.","start":54.81,"end":55.210003,"sentiment":"neutral","sentiment_score":0.20259739458560944},{"text":"And I'm registered with ASIC as adviser 1273105.","start":55.210003,"end":59.370003,"sentiment":"neutral","sentiment_score":0.07775063579902053}],"sentiment":"neutral","sentiment_score":0.04551897285920051,"num_words":45,"start":42.195,"end":59.370003},{"sentences":[{"text":"Could you please confirm your date of birth and address?","start":59.370003,"end":61.95,"sentiment":"neutral","sentiment_score":0.034503225423395636},{"text":"Correct.","start":71.225,"end":71.725,"sentiment":"neutral","sentiment_score":0.0196460485458374},{"text":"Absolutely.","start":74.665,"end":75.165,"sentiment":"neutral","sentiment_score":-0.01079065166413784},{"text":"Let's get that one updated.","start":75.465004,"end":76.845,"sentiment":"neutral","sentiment_score":0.002071090182289481},{"text":"Alright.","start":77.670006,"end":78.07,"sentiment":"neutral","sentiment_score":0.03889543563127518}],"sentiment":"neutral","sentiment_score":0.022396585425465472,"num_words":18,"start":59.370003,"end":78.07},{"sentences":[{"text":"Do you wanna start there?","start":78.07,"end":79.19,"sentiment":"neutral","sentiment_score":0.02015926465392113},{"text":"Let's just grab your new address, and I'll get it all updated on all the systems.","start":79.19,"end":82.89,"sentiment":"neutral","sentiment_score":0.05845072376541793},{"text":"Oh, yes.","start":90.085,"end":90.485,"sentiment":"neutral","sentiment_score":0.06915716826915741},{"text":"I do have that.","start":90.485,"end":91.205,"sentiment":"neutral","sentiment_score":0.06177082285284996},{"text":"Okay.","start":91.205,"end":91.445,"sentiment":"neutral","sentiment_score":0.05264619365334511}],"sentiment":"neutral","sentiment_score":0.0526447044685483,"num_words":28,"start":78.07,"end":91.445},{"sentences":[{"text":"So that is the new current address.","start":91.445,"end":94.985,"sentiment":"neutral","sentiment_score":0.015286737786872047},{"text":"Alright.","start":96.245,"end":96.645004,"sentiment":"neutral","sentiment_score":-0.003677759552374482},{"text":"I'm just gonna have a quick look see on the super just to see if that's already been updated or if I need to switch that up.","start":96.645004,"end":103.945,"sentiment":"neutral","sentiment_score":0.08113478689833924},{"text":"Yeah.","start":104.54,"end":104.700005,"sentiment":"neutral","sentiment_score":0.11009280383586884},{"text":"I'll have to update your add your address on the super fund as well.","start":104.700005,"end":107.920006,"sentiment":"neutral","sentiment_score":0.18618713106427873}],"sentiment":"neutral","sentiment_score":0.10021362579893321,"num_words":50,"start":91.445,"end":107.920006},{"sentences":[{"text":"K.","start":110.14,"end":110.380005,"sentiment":"neutral","sentiment_score":0.17684811353683472},{"text":"I can get that sorted.","start":110.380005,"end":111.58,"sentiment":"neutral","sentiment_score":0.2966580092906952},{"text":"No worries at all.","start":111.58,"end":112.54,"sentiment":"neutral","sentiment_score":0.23204350471496582},{"text":"Now is there anything in particular that you would like to get out of this year's review?","start":112.54,"end":117.28,"sentiment":"neutral","sentiment_score":0.09996545139481039},{"text":"Yep.","start":137.25,"end":137.75,"sentiment":"neutral","sentiment_score":-0.06978395581245422}],"sentiment":"neutral","sentiment_score":0.150640746312482,"num_words":28,"start":110.14,"end":137.75},{"sentences":[{"text":"Right.","start":142.30501,"end":142.80501,"sentiment":"neutral","sentiment_score":-0.12157002091407776},{"text":"That's okay.","start":159.04,"end":159.78,"sentiment":"neutral","sentiment_score":-0.014366772957146168},{"text":"Yep.","start":163.76,"end":164.26,"sentiment":"neutral","sentiment_score":-0.04242475330829621},{"text":"So one of the things I'll mainly just go off kind of round figures for most of the assets, and it's not gonna impact things too much.","start":165.695,"end":172.895,"sentiment":"neutral","sentiment_score":-0.05223378211397816},{"text":"I just need to make sure that in that situation that your super fund, the insurances, your estate planning is all cleaned up, if that makes sense.","start":172.895,"end":180.275,"sentiment":"neutral","sentiment_score":-0.030418576189765224}],"sentiment":"neutral","sentiment_score":-0.04179899990237478,"num_words":58,"start":142.30501,"end":180.275},{"sentences":[{"text":"Okay.","start":194.295,"end":194.775,"sentiment":"neutral","sentiment_score":0.020268866792321205},{"text":"So leave the beneficiary as is.","start":194.775,"end":197.035,"sentiment":"neutral","sentiment_score":0.027407781531413395},{"text":"No.","start":200.215,"end":200.375,"sentiment":"neutral","sentiment_score":0.02148866280913353},{"text":"That's totally fine.","start":200.375,"end":201.515,"sentiment":"neutral","sentiment_score":0.138167438407739},{"text":"When it comes to so we'll update the address.","start":202.295,"end":204.535,"sentiment":"neutral","sentiment_score":0.17682983643478817}],"sentiment":"neutral","sentiment_score":0.11060875309631228,"num_words":20,"start":194.295,"end":204.535},{"sentences":[{"text":"That's all good there.","start":204.535,"end":205.755,"sentiment":"positive","sentiment_score":0.42731260508298874},{"text":"Now we've got the change of address.","start":206.13,"end":208.47,"sentiment":"neutral","sentiment_score":0.17183696904352733},{"text":"With the separation, are you guys going through or have you gone through, like, property settlement or anything to that degree?","start":208.69,"end":215.75,"sentiment":"neutral","sentiment_score":0.0074474797362372985},{"text":"Okay.","start":224.065,"end":224.545,"sentiment":"neutral","sentiment_score":0.05148666352033615},{"text":"Yep.","start":224.545,"end":225.045,"sentiment":"neutral","sentiment_score":0.048418328166008}],"sentiment":"neutral","sentiment_score":0.09318856675835217,"num_words":34,"start":204.535,"end":225.045},{"sentences":[{"text":"So I'll go through what we've got on file.","start":225.505,"end":228.065,"sentiment":"neutral","sentiment_score":0.05094368755817413},{"text":"To the best of your knowledge, just let me know what's changed or about to change, and I'll put some placeholder flags on that part of the file.","start":228.065,"end":236.31,"sentiment":"neutral","sentiment_score":0.018644297839533204},{"text":"K.","start":237.65001,"end":237.97,"sentiment":"neutral","sentiment_score":0.01555001363158226},{"text":"So we'll start with vehicles.","start":237.97,"end":240.55,"sentiment":"neutral","sentiment_score":0.025526375323534013},{"text":"We have Land Cruiser and a Prado.","start":240.77,"end":242.95001,"sentiment":"neutral","sentiment_score":0.03186571704489844}],"sentiment":"neutral","sentiment_score":0.026935508741880766,"num_words":50,"start":225.505,"end":242.95001},{"sentences":[{"text":"K.","start":249.00499,"end":249.165,"sentiment":"neutral","sentiment_score":0.022814106196165085},{"text":"So we got this.","start":249.165,"end":250.14499,"sentiment":"neutral","sentiment_score":0.03821357432752848},{"text":"And we've got Hailey.","start":251.165,"end":252.385,"sentiment":"neutral","sentiment_score":0.04475095774978399},{"text":"And in terms of there was a box trailer.","start":252.84499,"end":255.105,"sentiment":"neutral","sentiment_score":0.02871667469541232},{"text":"K.","start":257.18,"end":257.68,"sentiment":"neutral","sentiment_score":0.029067140072584152}],"sentiment":"neutral","sentiment_score":0.03379944457035316,"num_words":19,"start":249.00499,"end":257.68},{"sentences":[{"text":"Perfect.","start":257.74,"end":258.24,"sentiment":"positive","sentiment_score":0.4464038610458374},{"text":"Now we have we had three properties listed, main residence and two investment properties.","start":260.38,"end":265.91998,"sentiment":"neutral","sentiment_score":0.05924647194998605},{"text":"Okay.","start":282.41,"end":282.88998,"sentiment":"neutral","sentiment_score":0.02369106002151966},{"text":"So the main that's right.","start":282.88998,"end":284.72998,"sentiment":"neutral","sentiment_score":0.02790091373026371},{"text":"The new inherited property, so that will go across there.","start":284.72998,"end":289.06998,"sentiment":"neutral","sentiment_score":0.03418624307960272}],"sentiment":"neutral","sentiment_score":0.05744879121982282,"num_words":31,"start":257.74,"end":289.06998},{"sentences":[{"text":"And the so it was the Blackstone property that will be yours to live in?","start":289.53,"end":296.19498,"sentiment":"neutral","sentiment_score":0.023743940517306328},{"text":"Alright.","start":297.25497,"end":297.75497,"sentiment":"neutral","sentiment_score":0.06699599325656891},{"text":"Yep.","start":303.335,"end":303.655,"sentiment":"neutral","sentiment_score":0.009385550394654274},{"text":"That's perfect.","start":303.655,"end":304.47498,"sentiment":"neutral","sentiment_score":0.09868554025888443},{"text":"Alright.","start":307.67,"end":308.15,"sentiment":"neutral","sentiment_score":0.06111554428935051}],"sentiment":"neutral","sentiment_score":0.03455136381089687,"num_words":20,"start":289.53,"end":308.15},{"sentences":[{"text":"So all three properties, would they be all clear of debt then?","start":308.15,"end":311.29,"sentiment":"neutral","sentiment_score":0.026739390566945076},{"text":"K.","start":313.59,"end":314.09,"sentiment":"neutral","sentiment_score":0.030566219240427017},{"text":"So sold off one and just paid everything off.","start":314.47,"end":317.205,"sentiment":"neutral","sentiment_score":0.01928657065663073},{"text":"Yep.","start":318.16498,"end":318.66498,"sentiment":"neutral","sentiment_score":0.055276524275541306},{"text":"Sensation.","start":318.805,"end":319.28497,"sentiment":"neutral","sentiment_score":0.058853499591350555}],"sentiment":"neutral","sentiment_score":0.026631169409180682,"num_words":24,"start":308.15,"end":319.28497},{"sentences":[{"text":"Okay.","start":319.28497,"end":319.525,"sentiment":"neutral","sentiment_score":0.257651686668396},{"text":"So that's that's nice and easy.","start":319.525,"end":321.22498,"sentiment":"positive","sentiment_score":0.5354593644539515},{"text":"Is the the property that you're retaining, is that the exact same as your that's not Glenelg Street, is it?","start":322.72498,"end":329.91,"sentiment":"neutral","sentiment_score":0.00011361646465957165},{"text":"Yeah.","start":332.47,"end":332.71,"sentiment":"neutral","sentiment_score":-0.01157436240464449},{"text":"Okay.","start":332.71,"end":332.95,"sentiment":"neutral","sentiment_score":-0.03557667136192322}],"sentiment":"neutral","sentiment_score":0.11812169547995617,"num_words":29,"start":319.28497,"end":332.95},{"sentences":[{"text":"Sorry.","start":332.95,"end":333.35,"sentiment":"neutral","sentiment_score":-0.06281481683254242},{"text":"Someone had a typo day naming it Blackstone, and I was like, that's not the same as Blackstone.","start":333.35,"end":340.73,"sentiment":"neutral","sentiment_score":-0.07782473901493682},{"text":"Yep.","start":340.79,"end":341.11002,"sentiment":"neutral","sentiment_score":0.044862136244773865},{"text":"Gotcha.","start":341.11002,"end":341.43,"sentiment":"neutral","sentiment_score":0.06224214285612106},{"text":"Gotcha.","start":341.43,"end":341.75,"sentiment":"neutral","sentiment_score":0.052641041576862335}],"sentiment":"neutral","sentiment_score":-0.059268854473802174,"num_words":22,"start":332.95,"end":341.75},{"sentences":[{"text":"Okay.","start":341.75,"end":341.99,"sentiment":"neutral","sentiment_score":0.09022092819213869},{"text":"So I'll just do an updated value online.","start":341.99,"end":343.99,"sentiment":"neutral","sentiment_score":0.12282208073884249},{"text":"That's totally fine.","start":343.99,"end":345.13,"sentiment":"positive","sentiment_score":0.3764277994632721},{"text":"So estate planning stays the same.","start":346.185,"end":347.945,"sentiment":"neutral","sentiment_score":0.05015303008258343},{"text":"Did you end up putting in place, like, a a will or a power of attorney between your last call?","start":347.945,"end":352.525,"sentiment":"neutral","sentiment_score":0.007377707958221435}],"sentiment":"neutral","sentiment_score":0.06975140295138485,"num_words":38,"start":341.75,"end":352.525},{"sentences":[{"text":"Yeah.","start":358.84,"end":359.34,"sentiment":"neutral","sentiment_score":-0.042413800954818726},{"text":"Yep.","start":365.24,"end":365.74,"sentiment":"neutral","sentiment_score":-0.24025607109069824},{"text":"Yep.","start":369.08,"end":369.58,"sentiment":"neutral","sentiment_score":0.015620223246514795},{"text":"Totally fair.","start":369.63998,"end":370.69998,"sentiment":"neutral","sentiment_score":0.11591742932796478},{"text":"Easy done.","start":373.475,"end":374.115,"sentiment":"neutral","sentiment_score":0.10267416760325432}],"sentiment":"neutral","sentiment_score":0.024304792151919434,"num_words":7,"start":358.84,"end":374.115},{"sentences":[{"text":"And the only other thing in terms of assets was there was about 250,000 in terms of, like, home contents.","start":374.115,"end":380.45502,"sentiment":"neutral","sentiment_score":-0.035751089733093974},{"text":"I'm just wondering if you can give me a bit of a rough estimate on on splitting that.","start":380.755,"end":384.57,"sentiment":"neutral","sentiment_score":-0.028253215985993545},{"text":"K.","start":393.53,"end":394.03,"sentiment":"neutral","sentiment_score":-0.026153698563575745},{"text":"Okay.","start":398.985,"end":399.485,"sentiment":"neutral","sentiment_score":0.007826892659068108},{"text":"Yeah.","start":426.615,"end":427.115,"sentiment":"neutral","sentiment_score":-0.01946181431412697}],"sentiment":"neutral","sentiment_score":-0.030765080551912145,"num_words":41,"start":374.115,"end":427.115},{"sentences":[{"text":"Gotcha.","start":427.495,"end":427.995,"sentiment":"neutral","sentiment_score":-0.03093765303492546},{"text":"Yep.","start":438.63,"end":439.11002,"sentiment":"neutral","sentiment_score":-0.01600494235754013},{"text":"No worries.","start":439.11002,"end":439.85,"sentiment":"neutral","sentiment_score":-0.06509412080049515},{"text":"That's so fine.","start":441.91,"end":442.55002,"sentiment":"neutral","sentiment_score":0.11346248475213845},{"text":"It doesn't really impact the strategies too much, but that helps.","start":442.55002,"end":445.59,"sentiment":"neutral","sentiment_score":0.004103150980716402}],"sentiment":"neutral","sentiment_score":0.01157729322504666,"num_words":18,"start":427.495,"end":445.59},{"sentences":[{"text":"I'll chop that one off.","start":445.59,"end":447.13,"sentiment":"neutral","sentiment_score":0.1440172702074051},{"text":"When I'm having a look at the insurance kind of thing so I'll go through the insurance with you in a moment and the super and the investment account.","start":448.495,"end":457.715,"sentiment":"neutral","sentiment_score":0.1642100271479837},{"text":"One thing that I wanted to let you know as well is that because you guys have that joint investment account, which I'll touch on in a moment, we're we're still gonna retain the the fee discount because between both of you guys, you kind of have, like, one and a half accounts each.","start":457.775,"end":473.88998,"sentiment":"neutral","sentiment_score":0.2243250571191311},{"text":"So we're we're just gonna kind of leave that as the one point 1% for however long you guys are clients of Oakview.","start":474.19498,"end":480.85498,"sentiment":"neutral","sentiment_score":0.1875664899530618},{"text":"And in addition to that, so I'm kind of as the senior adviser here, I've been flagged to be your dedicated adviser moving forward so that I can obviously give you advice that's in your best interest, and then we'll have a separate adviser for your your spouse.","start":481.395,"end":500.46002,"sentiment":"neutral","sentiment_score":0.25742495448018116}],"sentiment":"neutral","sentiment_score":0.21551042331277198,"num_words":159,"start":445.59,"end":500.46002},{"sentences":[{"text":"And we'll kind of keep things nice and separate.","start":500.84,"end":502.84,"sentiment":"neutral","sentiment_score":0.24787895547019112},{"text":"So because yeah.","start":502.84,"end":510.1925,"sentiment":"neutral","sentiment_score":0.20594757795333862},{"text":"Yes.","start":530.835,"end":531.335,"sentiment":"neutral","sentiment_score":0.25902611017227173},{"text":"Okay.","start":540.13,"end":540.63,"sentiment":"neutral","sentiment_score":-0.019706927239894867},{"text":"Right.","start":545.64996,"end":546.14996,"sentiment":"neutral","sentiment_score":-0.04716261476278305}],"sentiment":"neutral","sentiment_score":0.2027273267507553,"num_words":15,"start":500.84,"end":546.14996},{"sentences":[{"text":"Yeah.","start":570.0,"end":570.5,"sentiment":"neutral","sentiment_score":-0.041148796677589417},{"text":"Yeah.","start":581.215,"end":581.53503,"sentiment":"neutral","sentiment_score":0.013346901163458824},{"text":"This one's held jointly in personal names, not in trust.","start":581.53503,"end":585.635,"sentiment":"neutral","sentiment_score":-0.00008903383277356608},{"text":"Yeah.","start":588.43,"end":588.93,"sentiment":"neutral","sentiment_score":-0.03804516047239304},{"text":"Yeah.","start":597.70996,"end":598.20996,"sentiment":"neutral","sentiment_score":0.030332699418067932}],"sentiment":"neutral","sentiment_score":-0.002600335349727954,"num_words":14,"start":570.0,"end":598.20996},{"sentences":[{"text":"Yeah.","start":623.82,"end":624.32,"sentiment":"neutral","sentiment_score":0.03425013646483421},{"text":"Yeah.","start":640.2,"end":640.7,"sentiment":"neutral","sentiment_score":-0.13650912046432495},{"text":"It makes perfect sense.","start":646.12,"end":647.8,"sentiment":"neutral","sentiment_score":0.15404300019145012},{"text":"So a couple of considerations that we need to take into account and especially exactly what you just said is if this gets invested for fifteen years and there's lots of contributions going in, there's going to be the the tax issues to consider as well.","start":647.8,"end":663.195,"sentiment":"neutral","sentiment_score":0.03856606558775124},{"text":"So at this point, it's staying in in both names at the moment.","start":663.57,"end":667.67004,"sentiment":"neutral","sentiment_score":0.039459213184622616}],"sentiment":"neutral","sentiment_score":0.04309110469543017,"num_words":65,"start":623.82,"end":667.67004},{"sentences":[{"text":"I'll have to have a bit of a think around the tax side of things when it comes to like, if he's putting in consistent contributions into it to grow it, whether that will still hit you both $50.50 and so on.","start":668.29004,"end":680.65497,"sentiment":"neutral","sentiment_score":0.040922130546754316},{"text":"But for the time being so I'm gonna do a report to see if there's been any realized gains that may impact your tax return come the end of financial year, and I'll get that sent through to you.","start":682.235,"end":693.88,"sentiment":"neutral","sentiment_score":0.20416728005959436},{"text":"I don't believe there really has been anything.","start":694.02,"end":696.1,"sentiment":"neutral","sentiment_score":-0.26167562417685986},{"text":"Like, it's not an issue where we've sold down investments and switched it around and things like that.","start":696.1,"end":701.32,"sentiment":"neutral","sentiment_score":-0.09868436451587412},{"text":"Yeah.","start":718.05,"end":718.55,"sentiment":"neutral","sentiment_score":-0.025168072432279587}],"sentiment":"neutral","sentiment_score":0.05357742387180527,"num_words":108,"start":668.29004,"end":718.55},{"sentences":[{"text":"Yeah.","start":736.545,"end":737.045,"sentiment":"neutral","sentiment_score":0.00953242927789688},{"text":"And we do do a lot of, like, child investments where I don't know if we've ever discussed with you things like child bonds before.","start":737.265,"end":745.39,"sentiment":"neutral","sentiment_score":-0.0011452624201774596},{"text":"Correct.","start":751.05,"end":751.55,"sentiment":"neutral","sentiment_score":0.01769918203353882},{"text":"Yeah.","start":758.905,"end":759.405,"sentiment":"neutral","sentiment_score":-0.01582733914256096},{"text":"So this is one thing we might do is the way it stands like okay.","start":760.105,"end":765.225,"sentiment":"neutral","sentiment_score":0.05936297724644343}],"sentiment":"neutral","sentiment_score":0.020307380706071854,"num_words":43,"start":736.545,"end":765.225},{"sentences":[{"text":"It's great.","start":765.225,"end":765.705,"sentiment":"positive","sentiment_score":0.5629057884216309},{"text":"You can invest it.","start":765.705,"end":766.505,"sentiment":"neutral","sentiment_score":0.31974443420767784},{"text":"You can grow it.","start":766.505,"end":767.145,"sentiment":"positive","sentiment_score":0.35856902599334717},{"text":"And then with all the changes that have just happened in the budget, as soon as they come through, there's gonna be a huge capital gains tax implication for selling these in ten, fifteen years' time.","start":767.145,"end":776.60004,"sentiment":"neutral","sentiment_score":-0.010084154187805124},{"text":"So one thing that we're gonna have to do is, yeah, definitely have that either joint or split liaison conversations about possibly looking at something like child bonds where if you invest in it for, say, ten years, it can be passed on to the beneficiary being the children kind of tax free at that point.","start":777.94,"end":796.92,"sentiment":"neutral","sentiment_score":0.06707448299442019}],"sentiment":"neutral","sentiment_score":0.07090398935856772,"num_words":102,"start":765.225,"end":796.92},{"sentences":[{"text":"Yeah.","start":799.95996,"end":800.27997,"sentiment":"neutral","sentiment_score":0.17415234446525574},{"text":"And that just allows it to be because if the intention is for it to go to them, you know, they're 18.","start":800.27997,"end":804.6,"sentiment":"neutral","sentiment_score":0.14195536043156276},{"text":"Here's your house deposit, whatever it is.","start":804.6,"end":806.7,"sentiment":"neutral","sentiment_score":0.05665873682924679},{"text":"This is kind of like the next best thing to super.","start":806.83997,"end":809.98,"sentiment":"neutral","sentiment_score":0.027725363488901745},{"text":"And that's exactly what happened is you would sell it all, and then you would just have a huge lump sum taken out, and then you pass it on to the children.","start":819.14496,"end":827.71,"sentiment":"neutral","sentiment_score":-0.04476475587580353}],"sentiment":"neutral","sentiment_score":0.03515463345365165,"num_words":73,"start":799.95996,"end":827.71},{"sentences":[{"text":"And then that's and then timing the sale between the both of you would be difficult about obviously, you could just say, hey.","start":828.09,"end":834.33,"sentiment":"neutral","sentiment_score":0.01734673288529334},{"text":"When they're 18, that's the day we do it.","start":834.33,"end":836.51,"sentiment":"neutral","sentiment_score":0.010073003462619252},{"text":"But then is the market up?","start":836.57,"end":838.095,"sentiment":"neutral","sentiment_score":-0.013702901701132456},{"text":"Is the market down?","start":838.095,"end":839.135,"sentiment":"neutral","sentiment_score":-0.05126635357737541},{"text":"All these type of things come into account.","start":839.135,"end":841.075,"sentiment":"neutral","sentiment_score":-0.04784012585878372}],"sentiment":"neutral","sentiment_score":-0.003607438877224922,"num_words":50,"start":828.09,"end":841.075},{"sentences":[{"text":"Yeah.","start":849.455,"end":849.955,"sentiment":"neutral","sentiment_score":0.04920981824398041},{"text":"But that's the thing too is I'm gonna make sure that, obviously, that your best interests are looked after too to make sure that we're not just gonna do a decision on one side that's gonna heavily impact your financial future because that's just not okay.","start":850.76996,"end":863.02997,"sentiment":"neutral","sentiment_score":0.04776987141889075},{"text":"No.","start":867.645,"end":867.885,"sentiment":"neutral","sentiment_score":-0.04483429715037346},{"text":"Look.","start":867.885,"end":868.125,"sentiment":"neutral","sentiment_score":0.196463406085968},{"text":"I really appreciate you you talking through such a difficult situation with me this morning.","start":868.125,"end":871.965,"sentiment":"positive","sentiment_score":0.39507531821727754}],"sentiment":"neutral","sentiment_score":0.130068481026683,"num_words":64,"start":849.455,"end":871.965},{"sentences":[{"text":"And at the moment, the the good news is the the investment account's been doing great.","start":871.965,"end":876.28503,"sentiment":"positive","sentiment_score":0.7033955398947},{"text":"It's grown 15%.","start":876.28503,"end":878.04004,"sentiment":"positive","sentiment_score":0.8041487534840902},{"text":"It's grown $23,000.","start":878.04004,"end":880.12,"sentiment":"positive","sentiment_score":0.7420353492101034},{"text":"It's doing really well.","start":880.12,"end":881.34,"sentiment":"positive","sentiment_score":0.7767793536186218},{"text":"I'll send through any reports to see if there's any tax implications for your tax return, and then we'll just tee up a time where I can also go back to Ben and with his adviser as well, and we can just poach that idea to him, broach it with him, and see if he'd consider it.","start":882.2,"end":898.455,"sentiment":"neutral","sentiment_score":0.08921518588536664}],"sentiment":"neutral","sentiment_score":0.29018390308841163,"num_words":83,"start":871.965,"end":898.455},{"sentences":[{"text":"And then if we do a joint discussion or separate, I'm sure there's a way that we can structure things for you guys.","start":898.455,"end":903.675,"sentiment":"neutral","sentiment_score":0.10086944083804669},{"text":"Yep.","start":915.11,"end":915.61,"sentiment":"neutral","sentiment_score":0.008840808644890785},{"text":"I think my main thing is just in terms of your regular income personal financials.","start":933.62006,"end":939.08,"sentiment":"neutral","sentiment_score":0.042077440520127615},{"text":"So I've got you previously working as an anesthetic nurse part time.","start":939.62006,"end":946.59503,"sentiment":"neutral","sentiment_score":0.035064894861231245},{"text":"Cool.","start":946.59503,"end":947.09503,"sentiment":"neutral","sentiment_score":0.11614646017551422}],"sentiment":"neutral","sentiment_score":0.06724855296600324,"num_words":52,"start":898.455,"end":947.09503},{"sentences":[{"text":"So we had that income at around about 20,000 from that side of things.","start":947.555,"end":952.215,"sentiment":"neutral","sentiment_score":0.08688543630497796},{"text":"That's okay.","start":966.37,"end":966.93005,"sentiment":"neutral","sentiment_score":0.08402538299560547},{"text":"I'll just get that closed.","start":966.93005,"end":968.31,"sentiment":"neutral","sentiment_score":0.05396854802966118},{"text":"Yeah.","start":970.165,"end":970.485,"sentiment":"neutral","sentiment_score":0.05155026912689209},{"text":"And it's mainly just so I can work out things like contributions to super.","start":970.485,"end":974.085,"sentiment":"neutral","sentiment_score":0.0432533858610051}],"sentiment":"neutral","sentiment_score":0.06420520237750477,"num_words":36,"start":947.555,"end":974.085},{"sentences":[{"text":"If you're on 40 five, but only 20 is getting paid contributions from work, I can just make sure projections are accurate.","start":974.085,"end":981.46497,"sentiment":"neutral","sentiment_score":0.028154652735049076},{"text":"Oh, yeah.","start":1008.54,"end":1009.01996,"sentiment":"neutral","sentiment_score":0.10930207744240761},{"text":"Absolutely.","start":1009.01996,"end":1009.51996,"sentiment":"neutral","sentiment_score":0.2820931077003479},{"text":"And look, I've I see the contributions coming in, and that's been doing wonders even though it seems like a small amount.","start":1009.57996,"end":1015.04,"sentiment":"neutral","sentiment_score":0.31734679199077864},{"text":"But then on the flip side, if the the tax brackets are the way they are and you're only gonna be getting a very small benefit from that, it's kind of like, you know, anything above 45,000 is perfect.","start":1015.18,"end":1026.585,"sentiment":"neutral","sentiment_score":0.12896834953855246}],"sentiment":"neutral","sentiment_score":0.15269179858787116,"num_words":86,"start":974.085,"end":1026.585},{"sentences":[{"text":"Anything below that, the impact's only a few percent.","start":1026.805,"end":1029.545,"sentiment":"neutral","sentiment_score":0.004782628164523178},{"text":"But, of course, the growth the growth in the super is great when you get extra contributions in.","start":1031.045,"end":1035.545,"sentiment":"positive","sentiment_score":0.4064086104432742},{"text":"At the moment, I'm just having a look at your account.","start":1036.06,"end":1038.3,"sentiment":"neutral","sentiment_score":0.07506428591229698},{"text":"I'm just gonna switch over from the investment account to the super.","start":1038.3,"end":1042.24,"sentiment":"neutral","sentiment_score":0.045323687295118965},{"text":"We've got actually, I do apologize.","start":1042.9401,"end":1044.88,"sentiment":"neutral","sentiment_score":-0.019899082835763693}],"sentiment":"neutral","sentiment_score":0.15372492030395993,"num_words":56,"start":1026.805,"end":1044.88},{"sentences":[{"text":"Your annual review pack, your email address, is your b h clear fifteen Hotmail address still okay?","start":1045.8201,"end":1051.9651,"sentiment":"neutral","sentiment_score":0.0006167390109861599},{"text":"Okay.","start":1052.985,"end":1053.485,"sentiment":"neutral","sentiment_score":-0.0019404152408242223},{"text":"Gotcha.","start":1059.4651,"end":1059.9651,"sentiment":"neutral","sentiment_score":-0.07305895537137985},{"text":"Gotcha.","start":1061.0,"end":1061.3201,"sentiment":"neutral","sentiment_score":0.015040351077914238},{"text":"Gotcha.","start":1061.3201,"end":1061.4801,"sentiment":"neutral","sentiment_score":0.020517390221357346}],"sentiment":"neutral","sentiment_score":-0.001378907910769894,"num_words":21,"start":1045.8201,"end":1061.4801},{"sentences":[{"text":"Gotcha.","start":1061.4801,"end":1061.8,"sentiment":"neutral","sentiment_score":0.023427104577422145},{"text":"So I'll send that through so you've got it.","start":1061.8,"end":1063.4801,"sentiment":"neutral","sentiment_score":0.048774778842926025},{"text":"And then what I'm looking at with the super is you're sitting at 80,641, and contributions going in very regularly, which is great.","start":1063.4801,"end":1071.9801,"sentiment":"neutral","sentiment_score":0.1992730475638224},{"text":"Just having a look at the investments here for a moment.","start":1072.6001,"end":1075.18,"sentiment":"neutral","sentiment_score":0.19642828811298718},{"text":"Alright.","start":1076.955,"end":1077.355,"sentiment":"neutral","sentiment_score":0.17635592818260193}],"sentiment":"neutral","sentiment_score":0.16406105123460293,"num_words":45,"start":1061.4801,"end":1077.355},{"sentences":[{"text":"We've got the there it is.","start":1077.355,"end":1080.655,"sentiment":"neutral","sentiment_score":0.1958479086558024},{"text":"So your super account still in the positive, still grown about $6,000 and a few grand extra in terms of contribution.","start":1081.1951,"end":1091.0701,"sentiment":"neutral","sentiment_score":0.27339769190266017},{"text":"So it was sitting at 72.","start":1091.13,"end":1092.8301,"sentiment":"neutral","sentiment_score":0.08114406342307727},{"text":"It's cleared 80 now, so it's going there.","start":1092.89,"end":1095.79,"sentiment":"neutral","sentiment_score":0.027792108012363315},{"text":"Obviously, market's kind of up and down at the moment, which is affecting everything.","start":1096.0901,"end":1100.5549,"sentiment":"neutral","sentiment_score":-0.19578829833439418}],"sentiment":"neutral","sentiment_score":0.08881098272448236,"num_words":55,"start":1077.355,"end":1100.5549},{"sentences":[{"text":"One thing I wanted to double check with you, Hailey, is in terms of just risk level, just to make sure that we're on the same page with it, you're in a growth portfolio.","start":1102.2949,"end":1111.195,"sentiment":"neutral","sentiment_score":-0.01719082928577657},{"text":"So it's a four out of five on the risk scale, 80% in growth assets, like shares, property, and gold.","start":1111.575,"end":1118.1,"sentiment":"neutral","sentiment_score":0.045215435698628424},{"text":"So the whole point there is you would have started off in, like, a a medium risk where you started in your first super fund.","start":1118.3201,"end":1124.72,"sentiment":"neutral","sentiment_score":0.08379004694521427},{"text":"We've bumped you up one peg to get some extra long term growth, not high risk.","start":1124.72,"end":1128.8201,"sentiment":"neutral","sentiment_score":0.3036201596260071},{"text":"And then the whole goal is get a bit extra returns, grow it a bit quicker.","start":1129.245,"end":1133.085,"sentiment":"positive","sentiment_score":0.4168588723987341}],"sentiment":"neutral","sentiment_score":0.12560573157011154,"num_words":111,"start":1102.2949,"end":1133.085},{"sentences":[{"text":"And then when you're close to retirement, we then have to reduce that because you don't wanna be, you know, medium to high risk at 64, and you lose half your super.","start":1133.085,"end":1141.265,"sentiment":"neutral","sentiment_score":-0.1962352772243321},{"text":"Does that make sense?","start":1142.81,"end":1143.9501,"sentiment":"neutral","sentiment_score":0.06968780886381865},{"text":"That is something that I wanted to ask you about because we can we can fiddle with things in the background a little bit.","start":1155.625,"end":1161.805,"sentiment":"neutral","sentiment_score":-0.016468025743961334},{"text":"And we originally had you wanting to kind of have, like, an early retirement towards the age of 60.","start":1161.8651,"end":1166.685,"sentiment":"neutral","sentiment_score":-0.05879153722995206},{"text":"I know retirement is so far away for our generation, but are you Yep.","start":1166.7799,"end":1174.3999,"sentiment":"neutral","sentiment_score":-0.16747447475790977}],"sentiment":"neutral","sentiment_score":-0.10599668932858333,"num_words":93,"start":1133.085,"end":1174.3999},{"sentences":[{"text":"Yep.","start":1183.9149,"end":1184.315,"sentiment":"neutral","sentiment_score":0.04430281370878219},{"text":"Maximum of 16.","start":1184.315,"end":1185.455,"sentiment":"neutral","sentiment_score":0.046839763720830284},{"text":"No.","start":1201.85,"end":1202.09,"sentiment":"neutral","sentiment_score":-0.18155688047409055},{"text":"I love it.","start":1202.09,"end":1202.65,"sentiment":"neutral","sentiment_score":0.198158731063207},{"text":"There's always plenty of time to catch up on retirement funds after the kids are out of home.","start":1202.65,"end":1207.2251,"sentiment":"neutral","sentiment_score":0.14282129808432525}],"sentiment":"neutral","sentiment_score":0.12186633781171761,"num_words":26,"start":1183.9149,"end":1207.2251},{"sentences":[{"text":"You know?","start":1207.2251,"end":1207.805,"sentiment":"neutral","sentiment_score":-0.023448554798960686},{"text":"Yeah.","start":1209.305,"end":1209.805,"sentiment":"neutral","sentiment_score":0.007842827588319778},{"text":"And for your age, you still have a healthy balance, so that's not too bad.","start":1213.785,"end":1217.9651,"sentiment":"neutral","sentiment_score":0.07477843724191188},{"text":"Yep.","start":1242.73,"end":1243.23,"sentiment":"positive","sentiment_score":0.3394760489463806},{"text":"Absolutely.","start":1250.33,"end":1250.83,"sentiment":"positive","sentiment_score":0.5579438209533691}],"sentiment":"neutral","sentiment_score":0.09900210732594132,"num_words":20,"start":1207.2251,"end":1250.83},{"sentences":[{"text":"I think there's two really good options here for you.","start":1250.97,"end":1253.61,"sentiment":"positive","sentiment_score":0.5721781760454178},{"text":"So right now, we we need to kind of keep things as they are because, obviously, income changes, tax returns, the stock market's going crazy.","start":1253.61,"end":1261.6951,"sentiment":"neutral","sentiment_score":0.08975881572812795},{"text":"One thing that I wanna consider in next year is either we bump up the contributions a little bit or we maybe even go high growth for a little while.","start":1261.995,"end":1273.94,"sentiment":"neutral","sentiment_score":0.17149636720617611},{"text":"And if this is something that's just gonna grow in the background for thirty years, we could potentially go a little bit more foot on the gas, let it do its heavy lifting for you, and then you can focus everything on your personal financial situation.","start":1274.1599,"end":1287.105,"sentiment":"neutral","sentiment_score":0.2469403827967851},{"text":"So there there is both options there.","start":1287.105,"end":1289.125,"sentiment":"neutral","sentiment_score":0.18937946643148149}],"sentiment":"neutral","sentiment_score":0.2186064156230097,"num_words":118,"start":1250.97,"end":1289.125},{"sentences":[{"text":"Yeah.","start":1306.72,"end":1306.96,"sentiment":"neutral","sentiment_score":0.0033940263092517853},{"text":"And the way I would explain it is, like, you get through these, we call them market cycles where it's like the stock market grows for six years, and then, oh, there's a GFC, a COVID, a war, and the stock market crashes.","start":1306.96,"end":1317.3049,"sentiment":"neutral","sentiment_score":0.019018507042769774},{"text":"And your super tends to continuously buy in.","start":1317.9249,"end":1320.645,"sentiment":"neutral","sentiment_score":0.1146636363118887},{"text":"So when the market drops, you get to buy shares and property for a cheaper price.","start":1320.645,"end":1324.2,"sentiment":"neutral","sentiment_score":0.10517710796557367},{"text":"And then when the market goes up for six years, you get all this great growth out of it.","start":1324.2799,"end":1327.7999,"sentiment":"positive","sentiment_score":0.3833505950475994}],"sentiment":"neutral","sentiment_score":0.12304590750571298,"num_words":87,"start":1306.72,"end":1327.7999},{"sentences":[{"text":"We repeat that seven, fourteen, twenty one years.","start":1327.7999,"end":1331.6599,"sentiment":"neutral","sentiment_score":0.09772492479532957},{"text":"And then the last nine years, we then slowly start reducing your growth assets down.","start":1331.72,"end":1337.82,"sentiment":"neutral","sentiment_score":-0.052435557295878725},{"text":"So I wouldn't go high growth today, but it's something where in twelve months' time, we'll do another review.","start":1339.065,"end":1345.225,"sentiment":"neutral","sentiment_score":-0.014239410330590448},{"text":"We'll talk about contributions versus growth assets, and we can kind of work out what what suits you.","start":1345.225,"end":1350.57,"sentiment":"neutral","sentiment_score":0.048986576290594205},{"text":"Absolutely.","start":1360.49,"end":1360.99,"sentiment":"neutral","sentiment_score":0.2178567051887512}],"sentiment":"neutral","sentiment_score":0.013513644607584984,"num_words":61,"start":1327.7999,"end":1360.99},{"sentences":[{"text":"So outside of that, I just wanna update a couple of goals.","start":1361.45,"end":1365.45,"sentiment":"neutral","sentiment_score":0.2306531916062037},{"text":"I know you probably have so much on your mind and so many things day to day, but is there anything that you're focusing on for the next one to five years, or is it really just work part time, look after the kids, enjoy life?","start":1365.45,"end":1377.8451,"sentiment":"neutral","sentiment_score":0.14106243435779345},{"text":"Yep.","start":1398.095,"end":1398.595,"sentiment":"neutral","sentiment_score":0.047568753361701965},{"text":"Okay.","start":1426.62,"end":1427.12,"sentiment":"neutral","sentiment_score":0.12559913098812103},{"text":"Yep.","start":1428.78,"end":1429.28,"sentiment":"neutral","sentiment_score":0.2153002023696899}],"sentiment":"neutral","sentiment_score":0.15811767813856484,"num_words":61,"start":1361.45,"end":1429.28},{"sentences":[{"text":"Yeah.","start":1436.22,"end":1436.62,"sentiment":"positive","sentiment_score":0.4751614928245544},{"text":"So nice stable base.","start":1436.62,"end":1438.16,"sentiment":"positive","sentiment_score":0.6753711849451065},{"text":"And then outside of that, we can look at other investment opportunities long term, and I'll mix in a bit of that conversation around the investments for the children as well.","start":1438.3,"end":1447.395,"sentiment":"neutral","sentiment_score":0.22001722671331897},{"text":"Can I just quickly ask the the ages of your two children?","start":1447.535,"end":1450.755,"sentiment":"neutral","sentiment_score":0.06606847792863846},{"text":"Six and eight in October.","start":1457.31,"end":1459.0901,"sentiment":"neutral","sentiment_score":0.06980909034609795}],"sentiment":"neutral","sentiment_score":0.21017070655834,"num_words":53,"start":1436.22,"end":1459.0901},{"sentences":[{"text":"Cool.","start":1459.4701,"end":1459.79,"sentiment":"positive","sentiment_score":0.4144788980484009},{"text":"So we've kind of got that ten to twelve years with that goal of have some funds there for 18, which basically means, hopefully, sometime this year, maybe towards before Christmas time, we can maybe have that discussion.","start":1459.79,"end":1475.4049,"sentiment":"neutral","sentiment_score":0.2185278321175199},{"text":"Because if we do that strategy I was talking about, we can basically make it like a a ten year strategy to then have something there for the first child and then two years later for the next child.","start":1475.4049,"end":1486.83,"sentiment":"neutral","sentiment_score":0.13681549970538187},{"text":"And then that's kind of just a a set and not set and forget, but a very well structured plan start to finish.","start":1486.97,"end":1494.03,"sentiment":"neutral","sentiment_score":0.03701404393043207},{"text":"Yeah.","start":1509.99,"end":1510.49,"sentiment":"neutral","sentiment_score":0.032655440270900726}],"sentiment":"neutral","sentiment_score":0.14645411233034203,"num_words":102,"start":1459.4701,"end":1510.49},{"sentences":[{"text":"No.","start":1510.55,"end":1510.87,"sentiment":"neutral","sentiment_score":-0.027599841356277462},{"text":"I'll put that down as a bit of a a future consideration, and then I will make sure that before this year ends that I have a bit of a catch up.","start":1510.87,"end":1518.795,"sentiment":"neutral","sentiment_score":0.034927856679132674},{"text":"I'll broach some ideas on the other side of the field, and then I'll catch up with you towards the end of the year as well and see if we can maybe have that joint discussion sooner rather than later if time and and circumstance permits.","start":1519.275,"end":1531.4551,"sentiment":"neutral","sentiment_score":0.1446458862527557},{"text":"Yep.","start":1536.51,"end":1537.01,"sentiment":"neutral","sentiment_score":0.04576903581619263},{"text":"Okay.","start":1537.07,"end":1537.57,"sentiment":"neutral","sentiment_score":0.054006218910217285}],"sentiment":"neutral","sentiment_score":0.09683429129295235,"num_words":81,"start":1510.55,"end":1537.57},{"sentences":[{"text":"Yes.","start":1552.125,"end":1552.525,"sentiment":"neutral","sentiment_score":0.1970601975917816},{"text":"ClearView is a fun one.","start":1552.525,"end":1554.0449,"sentiment":"positive","sentiment_score":0.41683299243450167},{"text":"They're one of my favorite insurers because they will always the moment your anniversary hits on the May 4, they will shoot you out a premium due letter.","start":1554.0449,"end":1562.38,"sentiment":"neutral","sentiment_score":0.2836538829973766},{"text":"And I've seen every client under the sun go, oh my god.","start":1562.52,"end":1565.0,"sentiment":"neutral","sentiment_score":-0.012099844714005789},{"text":"Do I have to pay this out of pocket?","start":1565.0,"end":1566.7001,"sentiment":"neutral","sentiment_score":-0.05625542336040073}],"sentiment":"neutral","sentiment_score":0.17403703521598468,"num_words":55,"start":1552.125,"end":1566.7001},{"sentences":[{"text":"What's going on?","start":1566.76,"end":1567.4,"sentiment":"neutral","sentiment_score":-0.03803533626099428},{"text":"Isn't it coming out of my super?","start":1567.4,"end":1568.9401,"sentiment":"neutral","sentiment_score":-0.01816905995032617},{"text":"Yes.","start":1569.8,"end":1570.28,"sentiment":"neutral","sentiment_score":0.04635892063379288},{"text":"Yep.","start":1570.28,"end":1570.52,"sentiment":"neutral","sentiment_score":0.05452684685587883},{"text":"And it's already paid until this time next year, so they automatically generate them even though the premium comes out the next day.","start":1570.52,"end":1579.515,"sentiment":"neutral","sentiment_score":0.0361362093978602}],"sentiment":"neutral","sentiment_score":0.01973511872014829,"num_words":35,"start":1566.76,"end":1579.515},{"sentences":[{"text":"They're really good for tradies, but they don't consider that every working family probably doesn't wanna get a due letter every time a premium's about to come out automatically, but it is what it is.","start":1582.775,"end":1594.76,"sentiment":"neutral","sentiment_score":0.07757194449326822},{"text":"Yep.","start":1597.46,"end":1597.96,"sentiment":"neutral","sentiment_score":0.1241517886519432},{"text":"So no reason to panic.","start":1598.1,"end":1599.22,"sentiment":"neutral","sentiment_score":0.11487331762909889},{"text":"If there's any issues with premiums, we'll flag it with you well and truly before any lapsing and notifications happen, but this one's cleared nice and nice and easy.","start":1599.22,"end":1608.9951,"sentiment":"neutral","sentiment_score":0.2223676873435234},{"text":"Can I just double check with you as a the sort of final thing is the insurances that you do have?","start":1610.7351,"end":1615.875,"sentiment":"neutral","sentiment_score":0.10933910931150119}],"sentiment":"neutral","sentiment_score":0.13360791936885197,"num_words":91,"start":1582.775,"end":1615.875},{"sentences":[{"text":"So you have a solid 1,100,000 of life and total disability insurance, which is your your lump sums if you pass away, can never work again.","start":1616.83,"end":1625.8099,"sentiment":"neutral","sentiment_score":-0.02706242338396036},{"text":"So the superannuation, you wanted to leave the beneficiary as it was.","start":1626.75,"end":1631.8099,"sentiment":"neutral","sentiment_score":0.09265232055137555},{"text":"With the life insurance, you can direct that anywhere.","start":1632.165,"end":1635.545,"sentiment":"neutral","sentiment_score":0.08786035163535012},{"text":"It can be to charity, children, partners, whatever you like.","start":1635.685,"end":1639.2051,"sentiment":"neutral","sentiment_score":0.13073478545993567},{"text":"Would you like me to update that in any way, leave that alone for the time being?","start":1639.2051,"end":1643.545,"sentiment":"neutral","sentiment_score":0.113691166481551}],"sentiment":"neutral","sentiment_score":0.05998710389374881,"num_words":74,"start":1616.83,"end":1643.545},{"sentences":[{"text":"Do you have an idea?","start":1643.765,"end":1644.8251,"sentiment":"neutral","sentiment_score":0.04195931777358055},{"text":"Yeah.","start":1667.695,"end":1667.775,"sentiment":"neutral","sentiment_score":0.02250736951828003},{"text":"Yeah.","start":1667.775,"end":1668.275,"sentiment":"neutral","sentiment_score":0.012322545051574709},{"text":"One thing down the line that would be really good for you guys is sorting out the wills possibly with, like, a testamentary trust will at some point where you can be very specific in terms of what assets go to your estate under your name and whether, like, a trust fund is created to then look after the children until they're 18 and things like and, you know, income goes out to them and then all that type of consideration, especially if things end up incorporating blended families and it just branches out.","start":1674.11,"end":1707.15,"sentiment":"neutral","sentiment_score":0.11505894332212653},{"text":"Yeah.","start":1715.245,"end":1715.745,"sentiment":"neutral","sentiment_score":0.11079294234514236}],"sentiment":"neutral","sentiment_score":0.10951921684375289,"num_words":102,"start":1643.765,"end":1715.745},{"sentences":[{"text":"I just wanted to kind of plant that seed and say at some point, whether it's this year, next year, the year after, something that just makes it a bit easier for everyone.","start":1715.885,"end":1723.9,"sentiment":"neutral","sentiment_score":0.18613766201517798},{"text":"But you don't have to rush and do anything.","start":1724.12,"end":1726.28,"sentiment":"neutral","sentiment_score":0.164961415860388},{"text":"You know, like you said, everything kind of filters out the way it does anyway.","start":1726.28,"end":1729.3201,"sentiment":"neutral","sentiment_score":0.2145665148893992},{"text":"You wanna look after the kids.","start":1729.3201,"end":1730.86,"sentiment":"neutral","sentiment_score":0.21367417772610983},{"text":"Your your spouse will likely retain guardianship.","start":1730.92,"end":1733.18,"sentiment":"neutral","sentiment_score":0.10317421278783254}],"sentiment":"neutral","sentiment_score":0.1835708266922406,"num_words":70,"start":1715.885,"end":1733.18},{"sentences":[{"text":"It's just those structures would be nice, and they do cost a little bit.","start":1733.8,"end":1737.7351,"sentiment":"neutral","sentiment_score":0.15825117459254606},{"text":"So, yep, you got the lawyer there to chat to that about.","start":1737.795,"end":1742.435,"sentiment":"neutral","sentiment_score":0.07303132613499959},{"text":"I'll flag it on the account, but I'll probably just remind you in six months.","start":1742.435,"end":1746.8551,"sentiment":"neutral","sentiment_score":0.08034751117229462},{"text":"Do you wanna adjust anything in terms of the cover levels?","start":1748.67,"end":1751.79,"sentiment":"neutral","sentiment_score":0.13365850191224704},{"text":"Because I know all the debts now have been cleared.","start":1751.79,"end":1754.37,"sentiment":"neutral","sentiment_score":0.054783351719379425}],"sentiment":"neutral","sentiment_score":0.10185777522142857,"num_words":62,"start":1733.8,"end":1754.37},{"sentences":[{"text":"Do you feel like, you know, that million dollars to pass on between the kids, that's still good?","start":1754.51,"end":1758.75,"sentiment":"neutral","sentiment_score":0.20103352558281687},{"text":"Because it's not very expensive, but it's also no longer serving as much of a purpose.","start":1758.75,"end":1764.235,"sentiment":"neutral","sentiment_score":-0.17537590535357594},{"text":"No.","start":1773.5901,"end":1773.8301,"sentiment":"neutral","sentiment_score":-0.14591430127620697},{"text":"You're actually right.","start":1773.8301,"end":1774.87,"sentiment":"neutral","sentiment_score":-0.11546124517917633},{"text":"And when you account for, like, inflation and things like that in five to ten years' time, Yep.","start":1774.87,"end":1789.385,"sentiment":"neutral","sentiment_score":-0.03748843301501539}],"sentiment":"neutral","sentiment_score":-0.006330372433045081,"num_words":56,"start":1754.51,"end":1789.385},{"sentences":[{"text":"We all thought you could live off a million for the rest of your life if you want it.","start":1789.6051,"end":1792.745,"sentiment":"neutral","sentiment_score":-0.03880898879939004},{"text":"Yeah.","start":1804.8999,"end":1805.2999,"sentiment":"neutral","sentiment_score":0.04286358505487442},{"text":"And pricing wise, it's basically, like, 900 a year out of the super.","start":1805.2999,"end":1810.98,"sentiment":"neutral","sentiment_score":0.19307479319664148},{"text":"The 15% rebate drops at the $7.65.","start":1810.98,"end":1813.485,"sentiment":"neutral","sentiment_score":0.2078478762081691},{"text":"So that for a bit of peace of mind.","start":1815.5449,"end":1817.565,"sentiment":"neutral","sentiment_score":0.2009319845173094}],"sentiment":"neutral","sentiment_score":0.10364873680685248,"num_words":49,"start":1789.6051,"end":1817.565},{"sentences":[{"text":"Looks like a good Wouldn't that be a strange turn of events where you we set up all these child builder bonds and different investments and structures and all of a sudden.","start":1818.105,"end":1841.365,"sentiment":"neutral","sentiment_score":-0.10165575955761597},{"text":"That that would be an interesting story.","start":1841.365,"end":1843.305,"sentiment":"neutral","sentiment_score":-0.05171821585723332},{"text":"I hope I get to be alongside that.","start":1843.685,"end":1845.865,"sentiment":"neutral","sentiment_score":0.1909738164395094},{"text":"Uh-oh.","start":1851.06,"end":1851.56,"sentiment":"neutral","sentiment_score":0.05272838473320007},{"text":"That'll be an interesting one.","start":1857.8601,"end":1859.2201,"sentiment":"neutral","sentiment_score":0.14406514167785645}],"sentiment":"neutral","sentiment_score":-0.024795607400109183,"num_words":53,"start":1818.105,"end":1859.2201},{"sentences":[{"text":"I do have to ask you about your income protection, though.","start":1859.2201,"end":1862.4401,"sentiment":"neutral","sentiment_score":-0.05622502077709545},{"text":"Because since you've gone part time, you've got the split between the government benefits, child support, and your wages.","start":1863.3949,"end":1872.215,"sentiment":"neutral","sentiment_score":-0.007244521408881012},{"text":"You're insured for an income of 66,000.","start":1872.595,"end":1877.495,"sentiment":"neutral","sentiment_score":0.0003622351713212473},{"text":"Okay.","start":1883.89,"end":1884.39,"sentiment":"neutral","sentiment_score":0.008706953376531601},{"text":"Now one of the things is when you go to claim on the income protection, if the child support continues, they chop that off.","start":1884.45,"end":1890.825,"sentiment":"neutral","sentiment_score":-0.10854135445939998}],"sentiment":"neutral","sentiment_score":-0.05403017810913884,"num_words":62,"start":1859.2201,"end":1890.825},{"sentences":[{"text":"If the government benefits continue, they chop that off.","start":1890.9049,"end":1893.465,"sentiment":"neutral","sentiment_score":-0.1606329878171285},{"text":"And then if all that's left is they're gonna pay you 70% of that, which is about a third of what you're insured for.","start":1893.465,"end":1900.7649,"sentiment":"neutral","sentiment_score":0.004197944877281164},{"text":"And in terms of price, that one is 1,300 on its own.","start":1902.505,"end":1907.03,"sentiment":"neutral","sentiment_score":0.02236941596493125},{"text":"The real question is, let's say that scenario eventuates where you get injured or sick and you're off work for six months.","start":1917.5701,"end":1924.645,"sentiment":"neutral","sentiment_score":-0.11650774390860037},{"text":"This would normally kick in after thirty days and pay you a monthly amount up to five years to replace 70 percent of your lost income.","start":1925.345,"end":1933.6849,"sentiment":"neutral","sentiment_score":-0.03509486029640986}],"sentiment":"neutral","sentiment_score":-0.0489478489829688,"num_words":93,"start":1890.9049,"end":1933.6849},{"sentences":[{"text":"So would you be okay to could you get through three months of being injured enough work?","start":1936.0,"end":1942.48,"sentiment":"neutral","sentiment_score":-0.02799261098398882},{"text":"Do you have, you know, the savings behind you, things like that, or would that income protection benefit be able to help cover bills?","start":1942.48,"end":1950.045,"sentiment":"neutral","sentiment_score":-0.024703585853179295},{"text":"Yeah.","start":1966.2,"end":1966.28,"sentiment":"neutral","sentiment_score":0.02021203190088272},{"text":"Yeah.","start":1966.28,"end":1966.68,"sentiment":"neutral","sentiment_score":0.017210647463798523},{"text":"You've it's covering an income of 60 six.","start":1966.68,"end":1969.42,"sentiment":"neutral","sentiment_score":-0.014441278181038797}],"sentiment":"neutral","sentiment_score":-0.022487607711524357,"num_words":51,"start":1936.0,"end":1969.42},{"sentences":[{"text":"Correct.","start":1969.96,"end":1970.4401,"sentiment":"neutral","sentiment_score":0.01977592706680298},{"text":"So they would pay 3,870 a month, but only if that's the income that you've lost.","start":1970.4401,"end":1976.455,"sentiment":"neutral","sentiment_score":-0.0667923343135044},{"text":"And it depends, I guess, on your hours too.","start":1984.595,"end":1986.4349,"sentiment":"neutral","sentiment_score":-0.11712569081121021},{"text":"Like, if you've jumped up to 16 to 20, that's a bit different than the eight.","start":1986.4349,"end":1990.54,"sentiment":"neutral","sentiment_score":-0.11609404487535357},{"text":"What I can do potentially is let's say there's a bit of a maximum.","start":1999.4,"end":2003.955,"sentiment":"neutral","sentiment_score":-0.15458598999040468}],"sentiment":"neutral","sentiment_score":-0.10937037887716931,"num_words":56,"start":1969.96,"end":2003.955},{"sentences":[{"text":"Let's say in one one circumstance, you're working twenty hours a week.","start":2003.955,"end":2009.495,"sentiment":"neutral","sentiment_score":-0.0694391755387187},{"text":"What would that income look like?","start":2009.875,"end":2012.215,"sentiment":"neutral","sentiment_score":-0.08683438412845135},{"text":"Would that be pushing you up to, like, forty, forty five?","start":2012.2749,"end":2016.41,"sentiment":"neutral","sentiment_score":-0.09615003114396875},{"text":"Okay.","start":2030.885,"end":2031.385,"sentiment":"neutral","sentiment_score":-0.05746939778327942},{"text":"So let's say we left it alone for the time being.","start":2035.685,"end":2039.0651,"sentiment":"neutral","sentiment_score":-0.05852294137532061}],"sentiment":"neutral","sentiment_score":-0.07593045138367792,"num_words":41,"start":2003.955,"end":2039.0651},{"sentences":[{"text":"What would end up happening is if you were sick or injured, they would basically ask you to hand in twelve months of income.","start":2039.33,"end":2047.27,"sentiment":"neutral","sentiment_score":-0.1299316224952539},{"text":"And whatever that is on paper, they would just 70% that and pay it on a monthly basis.","start":2048.21,"end":2052.45,"sentiment":"neutral","sentiment_score":0.01160878822621372},{"text":"So you would technically be over insured, but you would have a buffer between where you are now and what you could earn.","start":2052.45,"end":2058.5051,"sentiment":"neutral","sentiment_score":-0.018375694751739502},{"text":"Yep.","start":2087.155,"end":2087.655,"sentiment":"neutral","sentiment_score":0.2517510950565338},{"text":"And so you're you kind of value having it there.","start":2088.2751,"end":2091.0,"sentiment":"positive","sentiment_score":0.41435941457748415}],"sentiment":"neutral","sentiment_score":0.013990835654304215,"num_words":76,"start":2039.33,"end":2091.0},{"sentences":[{"text":"Yep.","start":2092.84,"end":2093.34,"sentiment":"neutral","sentiment_score":0.06464103609323502},{"text":"Well, we'll leave it as is because it's paid for the twelve months.","start":2095.8,"end":2098.84,"sentiment":"neutral","sentiment_score":0.09383863497238892},{"text":"And then what we'll do is I'll bring back your review a little bit next year before the anniversary date.","start":2098.84,"end":2104.06,"sentiment":"neutral","sentiment_score":0.10783082395792007},{"text":"And that way, even if we catch up in that six months' time, maybe three to six months after that, if we need to reduce it down and see what's happened, change in circumstances, we can, especially if it jumps up really high in price.","start":2104.345,"end":2117.065,"sentiment":"neutral","sentiment_score":-0.10687974169850349},{"text":"Like, if it jumped up another thousand dollars, that might be the kicker to kind of trim it.","start":2117.065,"end":2122.1199,"sentiment":"neutral","sentiment_score":-0.027872362898455724}],"sentiment":"neutral","sentiment_score":-0.019279702460950184,"num_words":97,"start":2092.84,"end":2122.1199},{"sentences":[{"text":"But if it's not doing too bad, twelve months is fine.","start":2122.3398,"end":2126.2,"sentiment":"neutral","sentiment_score":0.06860121644356033},{"text":"Cool.","start":2127.94,"end":2128.44,"sentiment":"positive","sentiment_score":0.6230875849723816},{"text":"Alrighty.","start":2129.14,"end":2129.64,"sentiment":"positive","sentiment_score":0.36359596252441406},{"text":"Okay.","start":2130.02,"end":2130.42,"sentiment":"neutral","sentiment_score":0.13445711135864258},{"text":"So as a bit of a recap, the super portfolio, we're gonna leave as is for the time being.","start":2130.42,"end":2136.835,"sentiment":"neutral","sentiment_score":0.05932664067337388}],"sentiment":"neutral","sentiment_score":0.09099879431905168,"num_words":33,"start":2122.3398,"end":2136.835},{"sentences":[{"text":"I have flagged one of the eight investments to keep an eye on just to see if I need to kind of freshen that up a little bit later in the year.","start":2137.215,"end":2144.595,"sentiment":"neutral","sentiment_score":0.019220472691813484},{"text":"The insurances will keep for the next, say, ten months or so and then maybe do a bit of an adjustment there.","start":2145.79,"end":2153.5498,"sentiment":"neutral","sentiment_score":0.004934672689573331},{"text":"Estate planning will keep the beneficiaries as they are, revisit that discussion, and then I will kind of go across on the investment account and try and have that conversation about whether we keep it as is, make some adjustments to restructuring, and kind of get that ball rolling.","start":2153.5498,"end":2170.925,"sentiment":"neutral","sentiment_score":0.03386526087260976},{"text":"But what I'll do is I'll just kind of plate the seat a little bit, have the conversation.","start":2171.065,"end":2175.81,"sentiment":"neutral","sentiment_score":0.05426590165330304},{"text":"I'm about to go on paternity leave in a couple of weeks for my third.","start":2176.83,"end":2180.85,"sentiment":"neutral","sentiment_score":0.033489796022574105}],"sentiment":"neutral","sentiment_score":0.028398153515916097,"num_words":136,"start":2137.215,"end":2180.85},{"sentences":[{"text":"Thank you.","start":2183.31,"end":2184.11,"sentiment":"positive","sentiment_score":0.625976949930191},{"text":"So with the two boys, I've got a daughter on the way, which we're very excited for.","start":2184.11,"end":2187.705,"sentiment":"neutral","sentiment_score":0.23721126686124241},{"text":"Yep.","start":2189.5452,"end":2189.7852,"sentiment":"neutral","sentiment_score":0.15293417870998385},{"text":"The boys are already talking about all the things they're gonna teach her to do, how to climb and play video games and footy.","start":2189.7852,"end":2195.0652,"sentiment":"neutral","sentiment_score":0.16773095758010945},{"text":"And I was like, she's not born yet, guys.","start":2195.0652,"end":2197.0051,"sentiment":"neutral","sentiment_score":0.06303498976760441}],"sentiment":"neutral","sentiment_score":0.18925165103853875,"num_words":53,"start":2183.31,"end":2197.0051},{"sentences":[{"text":"Oh, yep.","start":2201.16,"end":2201.8,"sentiment":"neutral","sentiment_score":0.06864070892333984},{"text":"Yep.","start":2201.8,"end":2202.1199,"sentiment":"neutral","sentiment_score":0.07090048491954803},{"text":"Tear each other apart.","start":2202.1199,"end":2203.16,"sentiment":"neutral","sentiment_score":0.0797546561807394},{"text":"That'd be good.","start":2203.16,"end":2203.98,"sentiment":"neutral","sentiment_score":0.23077007631460825},{"text":"But I'll have that conversation very soon, and I'll get you an update with how that's going.","start":2204.5999,"end":2209.42,"sentiment":"neutral","sentiment_score":0.1203878583276973}],"sentiment":"neutral","sentiment_score":0.12096682770384683,"num_words":27,"start":2201.16,"end":2209.42},{"sentences":[{"text":"And then later in the year, I'll try and hopefully tee up a bit of a joint discussion for that.","start":2209.56,"end":2213.925,"sentiment":"neutral","sentiment_score":0.09914273656904697},{"text":"K.","start":2215.845,"end":2216.345,"sentiment":"neutral","sentiment_score":0.06161552667617798},{"text":"Alrighty.","start":2219.0452,"end":2219.5452,"sentiment":"positive","sentiment_score":0.5068065524101257},{"text":"Yep.","start":2223.685,"end":2224.085,"sentiment":"neutral","sentiment_score":0.1783873289823532},{"text":"I'm gonna basically just box ourselves into the house for a little bit, not talk to anyone for a few weeks and just enjoy that.","start":2224.085,"end":2232.7002,"sentiment":"neutral","sentiment_score":0.1617301493883133}],"sentiment":"neutral","sentiment_score":0.1411024557116131,"num_words":48,"start":2209.56,"end":2232.7002},{"sentences":[{"text":"Bought my wife a bit of a coffee machine for the the push present there.","start":2233.0,"end":2237.26,"sentiment":"neutral","sentiment_score":0.2945311387379964},{"text":"So, yeah, absolutely.","start":2239.72,"end":2242.585,"sentiment":"neutral","sentiment_score":0.22286162277062735},{"text":"The last thing I wanna just quickly ask you as well.","start":2243.605,"end":2245.845,"sentiment":"neutral","sentiment_score":0.0587512268261476},{"text":"So just so you've got this in your mind, the excuse me.","start":2245.845,"end":2250.265,"sentiment":"neutral","sentiment_score":0.03188095179696878},{"text":"The joint investment account is dual signatory for any changes.","start":2251.2048,"end":2255.72,"sentiment":"neutral","sentiment_score":0.008452949021011591}],"sentiment":"neutral","sentiment_score":0.12156698737731751,"num_words":51,"start":2233.0,"end":2255.72},{"sentences":[{"text":"K?","start":2257.3801,"end":2257.78,"sentiment":"neutral","sentiment_score":0.022280987352132797},{"text":"So nothing changes without both of you guys signing off on it.","start":2257.78,"end":2260.92,"sentiment":"neutral","sentiment_score":0.023593503671387833},{"text":"There is both of you guys obviously have, like, logins for everything to keep track of it, and we'll do the reports as we do.","start":2262.18,"end":2268.12,"sentiment":"neutral","sentiment_score":0.0425333384424448},{"text":"And then yeah.","start":2268.5151,"end":2279.475,"sentiment":"neutral","sentiment_score":0.014252379536628723},{"text":"No.","start":2279.475,"end":2279.635,"sentiment":"neutral","sentiment_score":-0.03148939460515976}],"sentiment":"neutral","sentiment_score":0.0328572437255865,"num_words":42,"start":2257.3801,"end":2279.635},{"sentences":[{"text":"We sorted that out.","start":2279.635,"end":2280.5151,"sentiment":"neutral","sentiment_score":-0.011662149801850319},{"text":"That's all good.","start":2280.5151,"end":2281.32,"sentiment":"neutral","sentiment_score":0.18222527702649435},{"text":"Cool.","start":2283.32,"end":2283.72,"sentiment":"neutral","sentiment_score":0.1978498101234436},{"text":"So I will definitely send you a report just to bring with your accountants for the tax return side of things, and I'll flag if there's any major issues there.","start":2283.72,"end":2293.32,"sentiment":"neutral","sentiment_score":0.11155516784638167},{"text":"But I don't think there's gonna be too much in the way of, like, dividends or anything like that that'll impact things.","start":2293.32,"end":2298.9648,"sentiment":"neutral","sentiment_score":-0.040946636404524644}],"sentiment":"neutral","sentiment_score":0.05239510127479055,"num_words":60,"start":2279.635,"end":2298.9648},{"sentences":[{"text":"K.","start":2300.545,"end":2301.045,"sentiment":"neutral","sentiment_score":0.08768193423748016},{"text":"That's okay.","start":2304.625,"end":2305.445,"sentiment":"neutral","sentiment_score":0.08706145361065865},{"text":"Absolutely.","start":2308.56,"end":2309.06,"sentiment":"neutral","sentiment_score":0.06539857387542725},{"text":"Now, Hailey, I've left that annual review pack with you, which is all your documents in terms of service agreement, super, and insurance with the reports there.","start":2310.6401,"end":2320.905,"sentiment":"neutral","sentiment_score":0.05005255051785045},{"text":"I'm gonna send a separate one for the investment account just to make sure that both signatures are there, but I'll keep it separate to your personal super.","start":2320.985,"end":2328.925,"sentiment":"neutral","sentiment_score":0.03578603068100555}],"sentiment":"neutral","sentiment_score":0.045434426074310884,"num_words":59,"start":2300.545,"end":2328.925},{"sentences":[{"text":"Alrighty.","start":2331.065,"end":2331.565,"sentiment":"positive","sentiment_score":0.39430803060531616},{"text":"Any questions for me before I let you go?","start":2331.625,"end":2333.46,"sentiment":"neutral","sentiment_score":0.09640057550536262},{"text":"That's okay.","start":2338.98,"end":2339.54,"sentiment":"positive","sentiment_score":0.46496883034706116},{"text":"Thank you so much for going through a tough conversation with me this morning, but I appreciate it, and it means we can keep things nice and clean for you.","start":2339.54,"end":2346.873,"sentiment":"positive","sentiment_score":0.7239208936691284},{"text":"Thanks, Hailey.","start":2349.673,"end":2350.313,"sentiment":"positive","sentiment_score":0.8060997724533081}],"sentiment":"positive","sentiment_score":0.580038118768822,"num_words":44,"start":2331.065,"end":2350.313},{"sentences":[{"text":"Have a great day.","start":2350.313,"end":2351.293,"sentiment":"positive","sentiment_score":0.7877392023801804},{"text":"Bye.","start":2352.9531,"end":2353.4531,"sentiment":"neutral","sentiment_score":-0.10676876455545424}],"sentiment":"positive","sentiment_score":0.6088376089930534,"num_words":5,"start":2350.313,"end":2353.4531}]}}]},{"alternatives":[{"transcript":"Hello? Good. How are you? It's it's it's exactly the same here. Yeah, it's not great at all, actually, but that's okay. Yeah. I should be okay. I'll probably be interrupted by the kids because I homeschool them there. You know? Always got a question at some point, but I should be okay. Yes. No worries. Thank you. Mhmm. Yeah. Yeah. That's fine. Yep. Yep. So thirteenth of the eleventh nineteen ninety three. The address you probably have is 281 Church Lane, Castle Way 27 49, New South Wales. I will have to change that, though, but that's what it is now for you guys. Yep. So the new address is what was we had for a couple of years prior, which is 23 Glenel Street, Blaxland. Yep. So it's back to the what it was. Yep. That's fine. Not in particular. Some details we'll need to change, which I don't Yes, Abigail. I'm sorry. I can't help you. Just sound it out or choose something else. The details I'll have to change, which I don't want to, but it is what it is, is that my husband and I are currently separated. So there's I don't know what you call it. There'd be, like, issues, I guess, surrounding that. Yeah. So I don't know. I I can just only answer to the best of my knowledge and ability with all the financial stuff, but assets and stuff will have changed and things like that. Yeah. Yeah. Yeah. I mean, look, he's still listed as the, I think, non lapsing or whatever beneficiary. And I just keep it at that because, honestly, if something happened to me, he'd have to look after the kids and he might as well have the money to do it. So yeah. Yeah. Just I'll just leave that. It's yep. Yep. Yeah. So it's, yeah, it's about to be finalized. Consent orders kind of being done now. So yeah. Yep. Yeah. Yeah. Yeah. Yep. Yep. Yes. So he will retain the Land Cruiser, and I've got the Prado. He's got that one. He will retain that. Yep. Yes. Yep. So Jordan Springs, that's been sold, so that's not a thing anymore. And the Black Swan House will be in my name, and he will retain his Castleway property that his inherited property. Yep. Yeah. Blackfront. Yep. Yep. So, yeah, both of those are fully paid off if that, I don't know, changes anything financially. Yep. Yeah. We have no debt. Even on cars, there's no debt. Yep. Yep. Yeah. Yeah. Yeah. No. It is. It is. Oh, no. It's it's the Glenel Street one. Yeah. Yeah. Yeah. No. We didn't. I I wanted to do that with him, but then it all just you know, things just happen and yeah. It he yeah. I don't know what he's done, if he's doing that. I personally haven't done that yet, particularly because things are just still kind of up in the air. Yeah. So, no, that hasn't been done. Yeah. So no. So that's kind of whatever we had put down, he would be retaining all of that. That would include another vehicle that he has that's about maybe 60 k or something. But, like, you guys can go through that with him. Okay. Have a break then. That all of that Okay, Abby. Thank you. That's really great. Can I'm just on the phone. Can you you can go do something with Will. Okay? No. I'm fine. Okay. That amount of money is was purely for what was it? Castle Ray. So it's he's retaining all of that. Look. If if there's household contents here, honestly, I don't know. I think I'm gonna, at most, list it for about $10,000. Like, you know, it's really not much here. Yeah. Yep. Yep. Yep. Yep. Yeah. Okay. Thank you. Yeah. Yep. Mhmm. Yeah. Yeah. Yep. And collaborate. Yeah. Like, you yeah. The advisers can collaborate on the joint account. With that, if you wanted to make a note, so that joint investment account, my husband wanted I look. The long story short is we initially set that up to further, like, property portfolio down the track, which is very clear in, like, the statement of advice and whatever we signed. However, he changed his mind and wanted that to be for our kids, and, apparently, that was always the intention. But, anyway and that really wasn't relayed to me or or you guys, hence the documentation. But I just, you know, I just everything's too much. So I we had agreed with the lawyers that if that's what he wants, he wants it to be for the kids. But I don't know how that works with you guys because I know there's tax implications, particularly for me because I'm on, like, a really low income, and I'd have to pay tax on any kind of growth in that because it's considered income. And then I didn't know how it works because he wanted he he's labeling it as a trust, and I'm like, it's not a trust, though. Like, trust is a completely different thing. It's an investment thing. Yeah. I know. And even my lawyer is a bit like it doesn't it's a bit weird, like, the whole how it's all I just you know, how when you got a tug of war, I just don't wanna keep pulling, like, whatever makes him happy at the end of the day. So I don't know. That's probably another conversation. And him and I I'm happy to work with him. We still are amicable, and it's probably another discussion that we maybe we have to have altogether because he still wants it in both of our names. He just wants it to go to the kids. Like, he wants to have it held for, you know, another fifteen whatever years and growing. And I don't know if you guys set things up where I don't know because I know in a few years, it's gonna hit me hard with tax if I've got this huge amount that's in my name, but I'm reaping no benefits at all. And I'm a super low income and can't get any support because it looks like I'm earning a lot, but I actually, yeah, I don't know if that makes sense. Like, I just Mhmm. Yeah. Yeah. Yeah. Yeah. Yeah. Yep. Yeah. No. It's I'm not yeah. Yep. It's not now that it would be an issue. It's in about you know, if it grows in another five years and, you know, I still am planning to be some kind of a stay at home mom. So I don't really want to because I need to be here for the kids and teach them and things like that. But, anyway, that we can have another meeting even with Ben and even if he gets his own financial adviser. Like, I'm happy to collaborate. Or I don't know if you guys set up things where it can be in children's names, but we're just like the overseas or something like that. I don't I don't know what you guys have on offer. Right. Well, no. Because this investment was set up for not the children, but he look. If we wanted it for the kids we have our kids' bank accounts. Like, this is the weird thing. If he really wanted it for the kids, it could have been done that. But, anyway, maybe we'll have to change it to that. Yeah. Yeah. Yeah. Yeah. Oh, that probably sounds better. Yeah. That's what it that's what he wants. Yeah. Yeah. And I would rather do that because I don't wanna have to pay a whole heap of money and reap absolutely no benefit of it. I'd rather not have any tax since my kids still go to yeah. That yeah. Honestly, I would just be leaving it in his hands as long as he doesn't like, the end goal is that they get the money. He can decide when yeah. Thank you. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. No. No. Thank you. Thank you for that. Sorry. I just yeah. Yeah. Yep. Yeah. Yep. Yeah. Yep. No. That that's sounds good. But sorry. I don't know. So there was that part that we it can just stay as it is for now until another meeting or whatever happens. Did you want to know updated income? Because it would look like I don't know what other income you would need to adjust. I don't know. Because obviously, it's not really combined. He does pay child support if that's, I don't know, a part of your considerations. But mhmm. Yep. Yep. Still the same. Yeah. Yeah. It's pretty much that. And, I mean, I get some, at the moment anyway, government benefits, which probably top it up to about 35. I can't be exact with the dollar, but I assume I have to declare that with you anyway. Yeah. Yeah. Yeah. Yeah. I think long term, I was gonna have another discussion once things are a bit more clearer with probably you again to be like because I'm happy even with money from the government to slip some of that into super or make a larger contribution. Because at the moment, I think it's I still do, like, $30 a fortnight or something really small, but I'm happy to contribute more. But it's just looking at the overall financial picture, which is really hard. Yep. Yeah. Yeah. Mhmm. Yeah. That's mine. Yeah. Yep. Yep. That's that's still mine. I know it looks like a combined. That's just because I managed most most things, but he doesn't use that one. Yeah. Yeah. Yeah. Mhmm. Okay. Yep. Yep. Yeah. Yep. Mhmm. Mhmm. Yep. Yes. Yes. Yep. Yeah. And you lose yeah. Yeah. Yeah. That makes sense. Yeah. Yeah. That's fine. You can keep it at that. I mean, I'll go off your advice. I don't know if you advise single moms anything different. But anyway, I'll be right. Well, I'm partially retired anyway. Like, I only work one day a week, and I actually endeavor to, at most, only work. So I work eight hours a week, and at most, I would only do sixteen anyway while my kids are in school particularly. So for the next ten to fifteen years, I might pick up one extra day. I know that sounds ridiculous and, like, I could do more, but my kids I I would rather be there for them and sacrifice some luxuries. Yeah. Well, look and I don't have a mortgage, so that is something that is incredibly rare anyway for most people. For my yeah. Yeah. Yeah. I mean, I I'm happy to, you know, in another discussion, look at particularly after I lodge this tax return and everything's a bit more clearer for the next financial year going ahead, I'm happy to sacrifice or even, like I said, put some of my if if I picked up an extra day, for example, put half of that into super or something, like, sacrifice heaps more so it actually grows and things like that. But, anyway, that's a conversation for another day. Yep. Yeah. Yeah. Yeah. Yep. Mhmm. Yep. Yeah. Yeah. Yeah. I mean, that's I'm well aware that in the stocks and things like shares and investments, it's a long term thing. It's never a one to five year kind of thing. It's usually the long haul on those kind of things where the growth happens. Yeah. Yeah. There's something. Yeah. Mhmm. Yeah. Yep. Yep. Yep. No. Yeah. Yeah. Yep. Yep. No. That's that's perfect. That we'll we'll probably look at that next year and things hopefully are a bit more solidified. But yep. It definitely is that, which is happening now anyway. Like, we have a good family balance here. Yeah. I think it must be potentially picking up only another eight hours if I had to. So that'd be about sixteen, potentially twenty hours if I if I did things like night shift because they're only ten hour shifts, but stay part time. Look. I am a little bit of a I do like to have goals. I wouldn't mind in something like potentially five years if I was able to rally up some savings and buy an investment property either using the equity that I have and the savings. I don't know. I always like to have a few different kind of things going for me where if one falls, I've got backup in few different things, if if that makes sense. Yeah. But that that's like it's not a have to. Obviously, I I'm doing fine anyway. Yeah. Mhmm. Yeah. Mhmm. Yeah. So that there there'll be six and eight in October. Yeah. Yep. Yep. Mhmm. Yeah. Yeah. Yeah. No. It is like that, isn't it? Yeah. Yeah. Yeah. And, I mean, I would look at contributing to that. I dare I say, I wouldn't be contributing as much, look, as my husband because he actually earns a decent amount, but, you know, I'll contribute something. Mhmm. Yeah. Yep. Mhmm. Yep. Yep. No. I think towards the end of the year is probably okay anyway, yep, for that kind of thing. I did get an email about paying, I think, for insurance or something. It was from Clearview. Something about yeah. Yes. That was it. Well, it comes out of a super. Is that right? Yeah. Yeah. Yeah. Okay. Good. So it's been transaction. Okay. Do they? Okay. Okay. No worries. That's hilarious. Okay. That's okay. Well, I'll note that for next year. That's fine. Perfect. Yep. Perfect. Yep. Mhmm. Yep. Yeah. Mhmm. Look. Just leave it. I mean, he'll probably change his, and that's fine. I'll just leave mine. I know I'm a bit weird, but I just figure if I died tomorrow, he'd be better off with the finances to then manage the kids, or he does whatever he does. It's out of my hands, but I'd rather he have it while the kids are young. Particularly when yeah. Anyway, it's I know I'm a bit weird, but, yeah, that's just mhmm. Yep. Yeah. Yeah. Yeah. Yeah. If if that probably yeah. Yeah. Definitely. I've had spoken to my lawyer about that. So I will get there with that. It's yeah. Yeah. Mhmm. Yep. Yep. Yeah. Mhmm. Yep. Yep. Thank you. Yeah. I mean, a million dollars isn't even that much these days. I'm sorry. It is, but compared to when I was a kid, like, I'm, like, a million dollars isn't. Yeah. Yeah. It's not really gonna be gosh. I remember when I was, like, $101,000,000 dollars, like, that was a lot. It it really isn't today. Right? Yeah. No. I think I'll leave it because yeah. I'll just leave it. I don't have any interest in reducing it. Yeah. I'm happy to keep paying that. Yeah. Yeah. Yeah. No. I'm I'm happy for that. I think as years go on, I may end up, who knows, increasing it so that the kids get a benefit or if I ever end up getting back with my husband, he can benefit or whatever. But, yeah. Well, I hope I get to be there too. I will there. I'm one of those weird people that I'll always stand by my husband despite whatever. So yeah. Yep. Yep. Yeah. That's pretty much what I'd be probably getting including child support. Mhmm. Yep. Okay. Yep. Yep. Right. I don't know. What do you I think so. I would need Mhmm. Mhmm. Yeah. Yeah. Yeah. Yeah. I think I'll yeah. I mean, look, I will have the savings, but I'm always a fan of backup protection if if I can afford to cover for that. So so what was it? I had 66. Is that right? And then they pay, what, 70 percent of that? Yeah. So the income that I would lose, That's a really hard okay. Mhmm. If I was working twenty hours, probably be closer to the 60 just with penalty rates. And if they're night shift, like, that'd probably be closer to the 60 mark. Yeah. Yep. Yep. Yeah. Yeah. Yeah. Yeah. I think if that happened today and they only paid 70%, I would be okay. I mean, even considering I'm I'd still get probably some government thing, and then, yeah, like, the child support's just a bonus, but I do have savings. And I could probably, potentially, if I had to, sell the house or something, like, sell the car. Yeah. I feel like it's probably fine to just leave it as it is. Yeah. Yeah. I think so. I'd rather something be there if yeah. Yeah. Yep. Yeah. Yeah. Mhmm. Yeah. Yeah. Yeah. Yeah. Yep. Yep. Yep. Perfect. Yep. Mhmm. Mhmm. Yes. Mhmm. Mhmm. Mhmm. Congratulations. That's wonderful. Yep. That's beautiful. You'll love that. Oh, wonderful. Oh, we'll see how long that lasts as well. Yep. Yep. Yeah. Yep. No. That's that sounds good. Perfect. Thank you so much for that, and enjoy your leave. Okay? Soak it up. Yep. Wonderful. You're a good husband. I love to hear that. That's wonderful. She'll appreciate you. Mhmm. And the coffee. Yeah. Yep. Mhmm. Yeah. Yeah. That's right. Yep. Yep. Oh, good. Did he manage to get a login? Because he was telling me that I only had access to it, and I said he had to call you guys because I couldn't create his own login or something. So okay. Great. Okay. Good. Yep. Mhmm. Perfect. Alright. Two good. Thank you so much for that, and I'll talk to you whenever you get back and, yep, we'll sort things out towards the end of the year. Mhmm. Mhmm. Mhmm. Yep. Yeah. Yep. Perfect. Thank you. No. That's all good. Thank you for listening and updating the changes. Absolutely. Thank you so much for that. You too. Bye.","confidence":0.99609375,"words":[{"word":"hello","start":0.48,"end":0.98,"confidence":0.9128418,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.05998998507857323},{"word":"good","start":6.56,"end":7.04,"confidence":0.97753906,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.48264145851135254},{"word":"how","start":7.04,"end":7.2,"confidence":1.0,"punctuated_word":"How","sentiment":"positive","sentiment_score":0.3696669340133667},{"word":"are","start":7.2,"end":7.3599997,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.27631476521492004},{"word":"you","start":7.3599997,"end":7.8599997,"confidence":1.0,"punctuated_word":"you?","sentiment":"positive","sentiment_score":0.37514615058898926},{"word":"it's","start":11.12,"end":11.62,"confidence":0.9265137,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.022233977913856503},{"word":"it's","start":11.759999,"end":11.92,"confidence":0.9951172,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.20587441325187683},{"word":"it's","start":11.92,"end":12.4,"confidence":0.935791,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2997852563858032},{"word":"exactly","start":12.4,"end":12.9,"confidence":0.99121094,"punctuated_word":"exactly","sentiment":"negative","sentiment_score":-0.3388122022151947},{"word":"the","start":13.12,"end":13.28,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.25242865085601807},{"word":"same","start":13.28,"end":13.679999,"confidence":0.9951172,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.24903234839439392},{"word":"here","start":13.679999,"end":14.179999,"confidence":0.91259766,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.17959217727184296},{"word":"yeah","start":15.315,"end":15.554999,"confidence":0.9916992,"punctuated_word":"Yeah,","sentiment":"neutral","sentiment_score":-0.2407360076904297},{"word":"it's","start":15.554999,"end":15.955,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.3477823734283447},{"word":"not","start":15.955,"end":16.195,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.42311298847198486},{"word":"great","start":16.195,"end":16.515,"confidence":0.9951172,"punctuated_word":"great","sentiment":"negative","sentiment_score":-0.3589571416378021},{"word":"at","start":16.515,"end":16.595,"confidence":1.0,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.4218698740005493},{"word":"all","start":16.595,"end":16.835,"confidence":0.8725586,"punctuated_word":"all,","sentiment":"neutral","sentiment_score":-0.323486864566803},{"word":"actually","start":16.835,"end":17.335,"confidence":0.83325195,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":-0.31585484743118286},{"word":"but","start":17.635,"end":17.955,"confidence":0.9951172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.16974568367004397},{"word":"that's","start":17.955,"end":18.275,"confidence":0.9926758,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.2343045175075531},{"word":"okay","start":18.275,"end":18.775,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.14173603057861328},{"word":"yeah","start":22.755,"end":23.255,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0505894273519516},{"word":"i","start":24.595,"end":24.755,"confidence":0.7661133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0024044066667556763},{"word":"should","start":24.755,"end":24.994999,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.0742083266377449},{"word":"be","start":24.994999,"end":25.154999,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.018472187221050262},{"word":"okay","start":25.154999,"end":25.395,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.007073085755109787},{"word":"i'll","start":25.395,"end":25.555,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.08513092249631882},{"word":"probably","start":25.555,"end":25.955,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.11623264849185944},{"word":"be","start":25.955,"end":26.115,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.12701356410980225},{"word":"interrupted","start":26.115,"end":26.615,"confidence":1.0,"punctuated_word":"interrupted","sentiment":"neutral","sentiment_score":-0.11546742916107178},{"word":"by","start":26.675,"end":26.835,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.1344382017850876},{"word":"the","start":26.835,"end":26.994999,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1441839039325714},{"word":"kids","start":26.994999,"end":27.314999,"confidence":1.0,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":-0.07906438410282135},{"word":"because","start":27.314999,"end":27.555,"confidence":0.8676758,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.10354474186897278},{"word":"i","start":27.555,"end":27.715,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08544078469276428},{"word":"homeschool","start":27.715,"end":28.215,"confidence":0.84033203,"punctuated_word":"homeschool","sentiment":"neutral","sentiment_score":-0.06809161603450775},{"word":"them","start":28.355,"end":28.515,"confidence":0.8076172,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.06413139402866364},{"word":"there","start":28.515,"end":29.015,"confidence":0.6850586,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.07703989744186401},{"word":"you","start":29.154999,"end":29.314999,"confidence":0.9980469,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.03865944594144821},{"word":"know","start":29.314999,"end":29.814999,"confidence":0.80322266,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.0400005467236042},{"word":"always","start":30.369999,"end":30.529999,"confidence":0.8144531,"punctuated_word":"Always","sentiment":"neutral","sentiment_score":-0.06400845944881439},{"word":"got","start":30.529999,"end":30.689999,"confidence":0.9370117,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.06935685873031616},{"word":"a","start":30.689999,"end":30.929998,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07213824987411499},{"word":"question","start":30.929998,"end":31.41,"confidence":1.0,"punctuated_word":"question","sentiment":"neutral","sentiment_score":-0.0670580118894577},{"word":"at","start":31.41,"end":31.49,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.11731860041618349},{"word":"some","start":31.49,"end":31.73,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.08290933817625046},{"word":"point","start":31.73,"end":32.05,"confidence":0.8937988,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":-0.0604022853076458},{"word":"but","start":32.05,"end":32.55,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.013051241636276243},{"word":"i","start":33.09,"end":33.17,"confidence":0.82958984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.016274288296699524},{"word":"should","start":33.17,"end":33.41,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.06793344020843506},{"word":"be","start":33.41,"end":33.649998,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.013105832040309906},{"word":"okay","start":33.649998,"end":34.149998,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.022254355251789093},{"word":"yes","start":39.09,"end":39.59,"confidence":0.8562012,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.022154495120048523},{"word":"no","start":40.61,"end":40.85,"confidence":0.9892578,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.09249982237815856},{"word":"worries","start":40.85,"end":41.25,"confidence":0.9970703,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.13559377193450928},{"word":"thank","start":41.25,"end":41.489998,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.35791876912117004},{"word":"you","start":41.489998,"end":41.989998,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.29289427399635315},{"word":"mhmm","start":46.655,"end":47.155,"confidence":0.98913574,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.015880195423960686},{"word":"yeah","start":52.015,"end":52.515,"confidence":0.9428711,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0035585686564445496},{"word":"yeah","start":53.135,"end":53.614998,"confidence":0.9855957,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.047810256481170654},{"word":"that's","start":53.614998,"end":53.934998,"confidence":0.99560547,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.08966317772865295},{"word":"fine","start":53.934998,"end":54.434998,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.113058440387249},{"word":"yep","start":54.575,"end":55.075,"confidence":0.84106445,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12976333498954773},{"word":"yep","start":62.58,"end":62.82,"confidence":0.826416,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.014081880450248718},{"word":"so","start":62.82,"end":63.22,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.007719199173152447},{"word":"thirteenth","start":63.22,"end":63.62,"confidence":0.9220378,"punctuated_word":"thirteenth","sentiment":"neutral","sentiment_score":0.007616368588060141},{"word":"of","start":63.62,"end":63.78,"confidence":0.96240234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0077124349772930145},{"word":"the","start":63.78,"end":63.94,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.009061167016625404},{"word":"eleventh","start":63.94,"end":64.42,"confidence":0.99658203,"punctuated_word":"eleventh","sentiment":"neutral","sentiment_score":0.00986651796847582},{"word":"nineteen","start":64.42,"end":64.9,"confidence":0.97265625,"punctuated_word":"nineteen","sentiment":"neutral","sentiment_score":0.0183275006711483},{"word":"ninety","start":64.9,"end":65.3,"confidence":1.0,"punctuated_word":"ninety","sentiment":"neutral","sentiment_score":0.020117459818720818},{"word":"three","start":65.3,"end":65.8,"confidence":0.9753418,"punctuated_word":"three.","sentiment":"neutral","sentiment_score":0.01843548938632011},{"word":"the","start":66.34,"end":66.66,"confidence":0.67041016,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.0015865527093410492},{"word":"address","start":66.66,"end":67.06,"confidence":1.0,"punctuated_word":"address","sentiment":"neutral","sentiment_score":-0.0012905169278383255},{"word":"you","start":67.06,"end":67.3,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0045417845249176025},{"word":"probably","start":67.3,"end":67.7,"confidence":0.9970703,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.009226463735103607},{"word":"have","start":67.7,"end":68.02,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.002823973074555397},{"word":"is","start":68.02,"end":68.26,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.00376463495194912},{"word":"281","start":68.26,"end":69.14,"confidence":0.9996745,"punctuated_word":"281","sentiment":"neutral","sentiment_score":0.007669069804251194},{"word":"church","start":69.14,"end":69.46,"confidence":0.99609375,"punctuated_word":"Church","sentiment":"neutral","sentiment_score":0.0114121176302433},{"word":"lane","start":69.46,"end":69.86,"confidence":0.921875,"punctuated_word":"Lane,","sentiment":"neutral","sentiment_score":0.009762945584952831},{"word":"castle","start":69.86,"end":70.26,"confidence":0.99316406,"punctuated_word":"Castle","sentiment":"neutral","sentiment_score":0.01887836679816246},{"word":"way","start":70.26,"end":70.76,"confidence":0.37817383,"punctuated_word":"Way","sentiment":"neutral","sentiment_score":0.02391390316188335},{"word":"27","start":70.9,"end":71.46,"confidence":0.91186523,"punctuated_word":"27","sentiment":"neutral","sentiment_score":0.02526884712278843},{"word":"49","start":71.46,"end":71.94,"confidence":0.9300537,"punctuated_word":"49,","sentiment":"neutral","sentiment_score":0.003626627381891012},{"word":"new","start":71.94,"end":72.1,"confidence":0.9873047,"punctuated_word":"New","sentiment":"neutral","sentiment_score":0.00637960247695446},{"word":"south","start":72.1,"end":72.34,"confidence":0.9941406,"punctuated_word":"South","sentiment":"neutral","sentiment_score":0.01242310367524624},{"word":"wales","start":72.34,"end":72.66,"confidence":0.99902344,"punctuated_word":"Wales.","sentiment":"neutral","sentiment_score":0.0031147301197052},{"word":"i","start":72.66,"end":72.74,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.022859392687678337},{"word":"will","start":72.74,"end":72.979996,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.05210123583674431},{"word":"have","start":72.979996,"end":73.14,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.037530239671468735},{"word":"to","start":73.14,"end":73.38,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03916788473725319},{"word":"change","start":73.38,"end":73.7,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.04364261403679848},{"word":"that","start":73.7,"end":74.020004,"confidence":0.7631836,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.04898742958903313},{"word":"though","start":74.020004,"end":74.520004,"confidence":0.7758789,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":-0.040391504764556885},{"word":"but","start":75.125,"end":75.285,"confidence":0.9838867,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.017486805096268654},{"word":"that's","start":75.285,"end":75.525,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.007017936557531357},{"word":"what","start":75.525,"end":75.765,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.00908920168876648},{"word":"it","start":75.765,"end":75.845,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0026160292327404022},{"word":"is","start":75.845,"end":76.085,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.001746945083141327},{"word":"now","start":76.085,"end":76.585,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.002689853310585022},{"word":"for","start":77.205,"end":77.445,"confidence":0.6953125,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.009513996541500092},{"word":"you","start":77.445,"end":77.605,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.013396691530942915},{"word":"guys","start":77.605,"end":78.105,"confidence":0.97753906,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":0.01937491074204445},{"word":"yep","start":82.165,"end":82.645004,"confidence":0.904541,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03785577788949013},{"word":"so","start":82.645004,"end":83.045,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02526776492595673},{"word":"the","start":83.045,"end":83.285,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.031754881143569946},{"word":"new","start":83.285,"end":83.525,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.03279466927051544},{"word":"address","start":83.525,"end":83.925,"confidence":0.99902344,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.01593683660030365},{"word":"is","start":83.925,"end":84.085,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.015581609681248665},{"word":"what","start":84.085,"end":84.245,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.021647203713655472},{"word":"was","start":84.245,"end":84.485,"confidence":0.9667969,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.008615892380475998},{"word":"we","start":84.645004,"end":84.725006,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.023126378655433655},{"word":"had","start":84.725006,"end":84.965004,"confidence":0.98535156,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.01967496797442436},{"word":"for","start":84.965004,"end":85.08501,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.01501789502799511},{"word":"a","start":85.08501,"end":85.205,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.023615624755620956},{"word":"couple","start":85.205,"end":85.525,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.01685839146375656},{"word":"of","start":85.525,"end":85.605,"confidence":0.60253906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.025609973818063736},{"word":"years","start":85.605,"end":85.845,"confidence":0.9970703,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.020881351083517075},{"word":"prior","start":85.845,"end":86.165,"confidence":0.9189453,"punctuated_word":"prior,","sentiment":"neutral","sentiment_score":0.02772250585258007},{"word":"which","start":86.165,"end":86.485,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.02880213037133217},{"word":"is","start":86.485,"end":86.725006,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.026090580970048904},{"word":"23","start":86.725006,"end":87.625,"confidence":1.0,"punctuated_word":"23","sentiment":"neutral","sentiment_score":0.03701753169298172},{"word":"glenel","start":87.845,"end":88.345,"confidence":0.7692871,"punctuated_word":"Glenel","sentiment":"neutral","sentiment_score":0.025914689525961876},{"word":"street","start":88.405,"end":88.725006,"confidence":0.970459,"punctuated_word":"Street,","sentiment":"neutral","sentiment_score":0.020725548267364505},{"word":"blaxland","start":88.725006,"end":89.225006,"confidence":0.8322754,"punctuated_word":"Blaxland.","sentiment":"neutral","sentiment_score":0.02705406583845615},{"word":"yep","start":91.55,"end":91.950005,"confidence":0.73828125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04160165786743164},{"word":"so","start":91.950005,"end":92.19,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03446134179830551},{"word":"it's","start":92.19,"end":92.51,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.006124827079474926},{"word":"back","start":92.51,"end":92.75,"confidence":0.9970703,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.01093875616788864},{"word":"to","start":92.75,"end":92.91,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005334720015525818},{"word":"the","start":92.91,"end":93.39,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.004271559417247772},{"word":"what","start":93.47,"end":93.630005,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.01149359717965126},{"word":"it","start":93.630005,"end":93.79,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.003971714526414871},{"word":"was","start":93.79,"end":94.29,"confidence":0.99194336,"punctuated_word":"was.","sentiment":"neutral","sentiment_score":-0.0014017028734087944},{"word":"yep","start":106.895004,"end":107.395004,"confidence":0.7423096,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15138885378837583},{"word":"that's","start":108.095,"end":108.495,"confidence":0.9790039,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.45698750019073486},{"word":"fine","start":108.495,"end":108.995,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.3321385383605957},{"word":"not","start":119.32,"end":119.64,"confidence":0.8828125,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.05122004821896553},{"word":"in","start":119.64,"end":119.88,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07862621545791626},{"word":"particular","start":119.88,"end":120.36,"confidence":0.9902344,"punctuated_word":"particular.","sentiment":"neutral","sentiment_score":-0.07813866436481476},{"word":"some","start":120.36,"end":120.68,"confidence":0.9941406,"punctuated_word":"Some","sentiment":"neutral","sentiment_score":-0.11101444810628892},{"word":"details","start":120.68,"end":121.159996,"confidence":0.9980469,"punctuated_word":"details","sentiment":"neutral","sentiment_score":-0.1353854387998581},{"word":"we'll","start":121.159996,"end":121.399994,"confidence":0.5373535,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.10804617404937744},{"word":"need","start":121.399994,"end":121.71999,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.1078970655798912},{"word":"to","start":121.71999,"end":121.88,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1149054542183876},{"word":"change","start":121.88,"end":122.28,"confidence":0.84472656,"punctuated_word":"change,","sentiment":"neutral","sentiment_score":-0.09675094485282898},{"word":"which","start":122.28,"end":122.759995,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.10140836983919144},{"word":"i","start":122.759995,"end":123.0,"confidence":0.84716797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09741294384002686},{"word":"don't","start":123.0,"end":123.479996,"confidence":0.99560547,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08031126111745834},{"word":"yes","start":123.88,"end":124.36,"confidence":0.9250488,"punctuated_word":"Yes,","sentiment":"neutral","sentiment_score":-0.07277677953243256},{"word":"abigail","start":124.36,"end":124.86,"confidence":0.88952637,"punctuated_word":"Abigail.","sentiment":"neutral","sentiment_score":-0.11181575804948808},{"word":"i'm","start":126.03999,"end":126.36,"confidence":0.8647461,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.15978258848190308},{"word":"sorry","start":126.36,"end":126.759995,"confidence":0.97753906,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.20103606581687927},{"word":"i","start":126.759995,"end":126.92,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.26425808668136597},{"word":"can't","start":126.92,"end":127.159996,"confidence":0.99902344,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.20721064507961273},{"word":"help","start":127.159996,"end":127.399994,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":-0.16525611281394958},{"word":"you","start":127.399994,"end":127.56,"confidence":0.94873047,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.1828119307756424},{"word":"just","start":127.56,"end":127.799995,"confidence":0.9741211,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.17181627452373505},{"word":"sound","start":127.799995,"end":128.04,"confidence":0.47802734,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":-0.1061265617609024},{"word":"it","start":128.04,"end":128.2,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.102228581905365},{"word":"out","start":128.2,"end":128.44,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.10313758254051208},{"word":"or","start":128.44,"end":128.59999,"confidence":0.9394531,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.10772955417633057},{"word":"choose","start":128.59999,"end":128.92,"confidence":0.984375,"punctuated_word":"choose","sentiment":"neutral","sentiment_score":-0.1279960721731186},{"word":"something","start":128.92,"end":129.31999,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.11401733011007308},{"word":"else","start":129.31999,"end":129.81999,"confidence":0.95581055,"punctuated_word":"else.","sentiment":"neutral","sentiment_score":-0.12318995594978333},{"word":"the","start":132.78499,"end":132.94499,"confidence":0.89990234,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.11140309274196623},{"word":"details","start":132.94499,"end":133.42499,"confidence":0.99316406,"punctuated_word":"details","sentiment":"neutral","sentiment_score":-0.1215965375304222},{"word":"i'll","start":133.42499,"end":133.665,"confidence":0.8156738,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.110988549888134},{"word":"have","start":133.665,"end":133.905,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.12717512249946594},{"word":"to","start":133.905,"end":134.22499,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12384775280952454},{"word":"change","start":134.22499,"end":134.625,"confidence":0.9538574,"punctuated_word":"change,","sentiment":"neutral","sentiment_score":-0.1246819719672203},{"word":"which","start":134.625,"end":134.94499,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.13315169513225555},{"word":"i","start":134.94499,"end":135.105,"confidence":0.98291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13249240815639496},{"word":"don't","start":135.105,"end":135.265,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.12178099155426024},{"word":"want","start":135.265,"end":135.50499,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.1248743012547493},{"word":"to","start":135.50499,"end":135.665,"confidence":0.8857422,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.12625183165073395},{"word":"but","start":135.665,"end":135.825,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08507979661226273},{"word":"it","start":135.825,"end":135.98499,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08798067271709442},{"word":"is","start":135.98499,"end":136.14499,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10674786567687988},{"word":"what","start":136.14499,"end":136.305,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0807422548532486},{"word":"it","start":136.305,"end":136.465,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05175779014825821},{"word":"is","start":136.465,"end":136.965,"confidence":0.89453125,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.06214172393083573},{"word":"is","start":137.745,"end":137.905,"confidence":0.98095703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10530460625886916},{"word":"that","start":137.905,"end":138.405,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09035898745059968},{"word":"my","start":139.105,"end":139.34499,"confidence":0.97509766,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1231704130768776},{"word":"husband","start":139.34499,"end":139.745,"confidence":0.9970703,"punctuated_word":"husband","sentiment":"neutral","sentiment_score":-0.15661978721618652},{"word":"and","start":139.745,"end":139.825,"confidence":0.97509766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12844030559062958},{"word":"i","start":139.825,"end":139.98499,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15517811477184296},{"word":"are","start":139.98499,"end":140.06499,"confidence":0.6152344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.17061644792556763},{"word":"currently","start":140.06499,"end":140.545,"confidence":1.0,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.22935733199119568},{"word":"separated","start":140.545,"end":141.045,"confidence":0.91430664,"punctuated_word":"separated.","sentiment":"neutral","sentiment_score":-0.17954164743423462},{"word":"so","start":141.34499,"end":141.84499,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1292213648557663},{"word":"there's","start":142.465,"end":142.94499,"confidence":0.90966797,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.13790148496627808},{"word":"i","start":143.34499,"end":143.50499,"confidence":0.7661133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13302212953567505},{"word":"don't","start":143.50499,"end":143.745,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.16821417212486267},{"word":"know","start":143.745,"end":143.905,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.15243221819400787},{"word":"what","start":143.905,"end":144.14499,"confidence":0.9838867,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.1607835590839386},{"word":"you","start":144.14499,"end":144.305,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17225520312786102},{"word":"call","start":144.305,"end":144.465,"confidence":0.9526367,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.1974169164896011},{"word":"it","start":144.465,"end":144.625,"confidence":0.97998047,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.1763192117214203},{"word":"there'd","start":144.625,"end":144.86499,"confidence":0.8742676,"punctuated_word":"There'd","sentiment":"neutral","sentiment_score":-0.16902384161949158},{"word":"be","start":144.86499,"end":145.025,"confidence":0.8913574,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":-0.15325695276260376},{"word":"like","start":145.025,"end":145.525,"confidence":0.9951172,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1457526534795761},{"word":"issues","start":147.38,"end":147.86,"confidence":0.986084,"punctuated_word":"issues,","sentiment":"neutral","sentiment_score":-0.18613415956497192},{"word":"i","start":147.86,"end":148.02,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1913115531206131},{"word":"guess","start":148.02,"end":148.34001,"confidence":0.9885254,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":-0.18973784148693085},{"word":"surrounding","start":148.34001,"end":148.82,"confidence":1.0,"punctuated_word":"surrounding","sentiment":"neutral","sentiment_score":-0.1992430239915848},{"word":"that","start":148.82,"end":149.32,"confidence":0.98657227,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.19441699981689453},{"word":"yeah","start":151.46,"end":151.94,"confidence":0.8171387,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07670564949512482},{"word":"so","start":151.94,"end":152.42001,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07569539546966553},{"word":"i","start":152.42001,"end":152.58,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08364088833332062},{"word":"don't","start":152.58,"end":152.82,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08797567337751389},{"word":"know","start":152.82,"end":153.32,"confidence":0.935791,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.1065906137228012},{"word":"i","start":154.42001,"end":154.54001,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11235690861940384},{"word":"i","start":154.54001,"end":154.66,"confidence":0.73046875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0922415852546692},{"word":"can","start":154.66,"end":154.82,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.06159885972738266},{"word":"just","start":154.82,"end":155.06001,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.06043055281043053},{"word":"only","start":155.06001,"end":155.38,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.06786921620368958},{"word":"answer","start":155.38,"end":155.78,"confidence":1.0,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":-0.06483712792396545},{"word":"to","start":155.78,"end":155.94,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.029189888387918472},{"word":"the","start":155.94,"end":156.1,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.021853037178516388},{"word":"best","start":156.1,"end":156.34001,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":-0.0017169266939163208},{"word":"of","start":156.34001,"end":156.84001,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01135978102684021},{"word":"my","start":156.98001,"end":157.22,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.02098819613456726},{"word":"knowledge","start":157.22,"end":157.62001,"confidence":1.0,"punctuated_word":"knowledge","sentiment":"neutral","sentiment_score":-0.04553490877151489},{"word":"and","start":157.62001,"end":157.78,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00933677703142166},{"word":"ability","start":157.78,"end":158.28,"confidence":1.0,"punctuated_word":"ability","sentiment":"neutral","sentiment_score":-0.03414344787597656},{"word":"with","start":158.74,"end":158.98001,"confidence":0.9506836,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.025595255196094513},{"word":"all","start":158.98001,"end":159.22,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.01911405473947525},{"word":"the","start":159.22,"end":159.38,"confidence":0.93408203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.033242709934711456},{"word":"financial","start":159.38,"end":159.88,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.021391920745372772},{"word":"stuff","start":160.02,"end":160.34001,"confidence":0.8586426,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":-0.05856594815850258},{"word":"but","start":160.34001,"end":160.84001,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.025357715785503387},{"word":"assets","start":161.46501,"end":161.865,"confidence":0.9760742,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.09212754666805267},{"word":"and","start":161.865,"end":162.02501,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07839982956647873},{"word":"stuff","start":162.02501,"end":162.345,"confidence":0.9741211,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":-0.12134528160095216},{"word":"will","start":162.345,"end":162.585,"confidence":0.96435547,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.08845732361078262},{"word":"have","start":162.585,"end":162.825,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05287734791636467},{"word":"changed","start":162.825,"end":163.325,"confidence":0.99902344,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.047487642616033554},{"word":"and","start":163.46501,"end":163.785,"confidence":0.96240234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05982894450426102},{"word":"things","start":163.785,"end":164.185,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.06085974350571632},{"word":"like","start":164.185,"end":164.425,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.04633740708231926},{"word":"that","start":164.425,"end":164.925,"confidence":0.9995117,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.04105006530880928},{"word":"yeah","start":171.465,"end":171.965,"confidence":0.98535156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07215601950883865},{"word":"yeah","start":173.225,"end":173.52,"confidence":0.9597168,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03192049264907837},{"word":"yeah","start":180.48001,"end":180.98001,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.015250859782099724},{"word":"i","start":181.04001,"end":181.2,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006226532161235809},{"word":"mean","start":181.2,"end":181.44,"confidence":0.95874023,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.021667521446943283},{"word":"look","start":181.44,"end":181.94,"confidence":0.8276367,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.024883011355996132},{"word":"he's","start":182.0,"end":182.32,"confidence":0.9824219,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.029011625796556473},{"word":"still","start":182.32,"end":182.64,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.04998815432190895},{"word":"listed","start":182.64,"end":182.96,"confidence":1.0,"punctuated_word":"listed","sentiment":"neutral","sentiment_score":0.042651496827602386},{"word":"as","start":182.96,"end":183.2,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.026148293167352676},{"word":"the","start":183.2,"end":183.7,"confidence":0.9453125,"punctuated_word":"the,","sentiment":"neutral","sentiment_score":0.013682607561349869},{"word":"i","start":185.28,"end":185.44,"confidence":0.85546875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.004203923046588898},{"word":"think","start":185.44,"end":185.76001,"confidence":0.9797363,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.010718369856476784},{"word":"non","start":185.76001,"end":186.0,"confidence":0.9248047,"punctuated_word":"non","sentiment":"neutral","sentiment_score":0.02530255913734436},{"word":"lapsing","start":186.0,"end":186.32,"confidence":0.8833008,"punctuated_word":"lapsing","sentiment":"neutral","sentiment_score":0.0008322944631800056},{"word":"or","start":186.32,"end":186.48001,"confidence":0.9560547,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.012545011937618256},{"word":"whatever","start":186.48001,"end":186.8,"confidence":0.99121094,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.008793964982032776},{"word":"beneficiary","start":186.8,"end":187.3,"confidence":0.73046875,"punctuated_word":"beneficiary.","sentiment":"neutral","sentiment_score":0.019362308084964752},{"word":"and","start":187.36,"end":187.52,"confidence":0.9921875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.034025758504867554},{"word":"i","start":187.52,"end":187.68001,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03782907873392105},{"word":"just","start":187.68001,"end":187.92,"confidence":0.8798828,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04751056432723999},{"word":"keep","start":187.92,"end":188.16,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.03429768234491348},{"word":"it","start":188.16,"end":188.32,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.024611562490463257},{"word":"at","start":188.32,"end":188.40001,"confidence":0.99316406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.006552472710609436},{"word":"that","start":188.40001,"end":188.64,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03207740932703018},{"word":"because","start":188.64,"end":189.135,"confidence":0.7607422,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.02226845547556877},{"word":"honestly","start":189.295,"end":189.775,"confidence":0.9995117,"punctuated_word":"honestly,","sentiment":"neutral","sentiment_score":-0.0011350102722644806},{"word":"if","start":189.775,"end":189.855,"confidence":0.9086914,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.005908548831939697},{"word":"something","start":189.855,"end":190.17499,"confidence":0.9980469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.03720293939113617},{"word":"happened","start":190.17499,"end":190.415,"confidence":0.97509766,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.060623154044151306},{"word":"to","start":190.415,"end":190.575,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08547785878181458},{"word":"me","start":190.575,"end":190.81499,"confidence":0.98583984,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":-0.06574392318725586},{"word":"he'd","start":190.81499,"end":191.055,"confidence":0.9980469,"punctuated_word":"he'd","sentiment":"neutral","sentiment_score":-0.051959261298179626},{"word":"have","start":191.055,"end":191.215,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09066665917634964},{"word":"to","start":191.215,"end":191.295,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07731276750564575},{"word":"look","start":191.295,"end":191.53499,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.06329246610403061},{"word":"after","start":191.53499,"end":191.775,"confidence":0.99902344,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.07398230582475662},{"word":"the","start":191.775,"end":191.855,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04594278335571289},{"word":"kids","start":191.855,"end":192.17499,"confidence":0.99902344,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":-0.023222126066684723},{"word":"and","start":192.17499,"end":192.25499,"confidence":0.5004883,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.017940156161785126},{"word":"he","start":192.25499,"end":192.33499,"confidence":0.984375,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.00668620690703392},{"word":"might","start":192.33499,"end":192.575,"confidence":0.99316406,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.006667271256446838},{"word":"as","start":192.575,"end":192.735,"confidence":0.9941406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.006377033889293671},{"word":"well","start":192.735,"end":192.89499,"confidence":0.9951172,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.01975468546152115},{"word":"have","start":192.89499,"end":193.055,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.038675032556056976},{"word":"the","start":193.055,"end":193.135,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05231592059135437},{"word":"money","start":193.135,"end":193.45499,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.008924894034862518},{"word":"to","start":193.45499,"end":193.61499,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01681441068649292},{"word":"do","start":193.61499,"end":193.69499,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.05417297035455704},{"word":"it","start":193.69499,"end":194.015,"confidence":0.97631836,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.022654950618743896},{"word":"so","start":194.015,"end":194.515,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.015124168246984482},{"word":"yeah","start":195.61499,"end":196.11499,"confidence":0.95751953,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.029939033091068268},{"word":"yeah","start":196.33499,"end":196.735,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04058445617556572},{"word":"just","start":196.735,"end":197.235,"confidence":0.99121094,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.05351463332772255},{"word":"i'll","start":197.61499,"end":197.855,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.055173587054014206},{"word":"just","start":197.855,"end":198.095,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04880456626415253},{"word":"leave","start":198.095,"end":198.415,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.029031887650489807},{"word":"that","start":198.415,"end":198.655,"confidence":0.9770508,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.061181239783763885},{"word":"it's","start":198.655,"end":198.81499,"confidence":0.99902344,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.06929322332143784},{"word":"yep","start":199.215,"end":199.715,"confidence":0.84277344,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.05155376344919205},{"word":"yep","start":201.23,"end":201.73,"confidence":0.7922363,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15785327553749084},{"word":"yeah","start":214.43,"end":214.90999,"confidence":0.982666,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011105320416390896},{"word":"so","start":214.90999,"end":215.15,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.005248385481536388},{"word":"it's","start":215.15,"end":215.415,"confidence":0.9767253,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.014752998016774654},{"word":"yeah","start":215.575,"end":215.81499,"confidence":0.9069824,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.04654136300086975},{"word":"it's","start":215.81499,"end":216.295,"confidence":0.9975586,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05633857101202011},{"word":"about","start":216.295,"end":216.61499,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.058852456510066986},{"word":"to","start":216.61499,"end":216.855,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0724603533744812},{"word":"be","start":216.855,"end":217.09499,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06641927361488342},{"word":"finalized","start":217.09499,"end":217.59499,"confidence":0.970459,"punctuated_word":"finalized.","sentiment":"neutral","sentiment_score":0.06674966961145401},{"word":"consent","start":219.655,"end":220.155,"confidence":0.97802734,"punctuated_word":"Consent","sentiment":"neutral","sentiment_score":0.028850659728050232},{"word":"orders","start":220.215,"end":220.715,"confidence":0.6870117,"punctuated_word":"orders","sentiment":"neutral","sentiment_score":0.035117290914058685},{"word":"kind","start":221.81499,"end":222.055,"confidence":0.46972656,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.01510319486260414},{"word":"of","start":222.055,"end":222.555,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02603992819786072},{"word":"being","start":222.61499,"end":223.015,"confidence":0.97314453,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.04145532101392746},{"word":"done","start":223.015,"end":223.33499,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.02851630002260208},{"word":"now","start":223.33499,"end":223.81499,"confidence":0.9260254,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.04060213267803192},{"word":"so","start":223.81499,"end":224.055,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0394098199903965},{"word":"yeah","start":224.295,"end":224.795,"confidence":0.99609375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.046240098774433136},{"word":"yep","start":228.45499,"end":228.95499,"confidence":0.80737305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04241422936320305},{"word":"yeah","start":230.135,"end":230.55,"confidence":0.96313477,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010169398039579391},{"word":"yeah","start":232.31,"end":232.47,"confidence":0.9863281,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010771105997264383},{"word":"yeah","start":232.47,"end":232.97,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02090688794851303},{"word":"yep","start":235.27,"end":235.77,"confidence":0.9370117,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.014855990186333656},{"word":"yep","start":236.47,"end":236.97,"confidence":0.8635254,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.021973347291350365},{"word":"yes","start":243.685,"end":244.005,"confidence":0.8815918,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06293915212154388},{"word":"so","start":244.005,"end":244.505,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07479488104581833},{"word":"he","start":244.645,"end":244.88501,"confidence":0.9970703,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.08373621851205826},{"word":"will","start":244.88501,"end":245.125,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.08339040726423264},{"word":"retain","start":245.125,"end":245.625,"confidence":0.99609375,"punctuated_word":"retain","sentiment":"neutral","sentiment_score":0.08243920654058456},{"word":"the","start":245.925,"end":246.24501,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06867063790559769},{"word":"land","start":246.24501,"end":246.565,"confidence":0.97998047,"punctuated_word":"Land","sentiment":"neutral","sentiment_score":0.04216892644762993},{"word":"cruiser","start":246.565,"end":247.045,"confidence":0.85498047,"punctuated_word":"Cruiser,","sentiment":"neutral","sentiment_score":0.052373647689819336},{"word":"and","start":247.045,"end":247.205,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06436022371053696},{"word":"i've","start":247.205,"end":247.365,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.059535570442676544},{"word":"got","start":247.365,"end":247.60501,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.05785445868968963},{"word":"the","start":247.60501,"end":247.765,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04860209673643112},{"word":"prado","start":247.765,"end":248.265,"confidence":0.9871419,"punctuated_word":"Prado.","sentiment":"neutral","sentiment_score":0.025203360244631767},{"word":"he's","start":255.60501,"end":255.925,"confidence":0.99658203,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":0.03415743261575699},{"word":"got","start":255.925,"end":256.165,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04164862632751465},{"word":"that","start":256.165,"end":256.405,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04552863538265228},{"word":"one","start":256.405,"end":256.77,"confidence":0.9980469,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.02596115879714489},{"word":"he","start":257.00998,"end":257.16998,"confidence":0.9970703,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.03077879548072815},{"word":"will","start":257.16998,"end":257.25,"confidence":0.9873047,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.034197695553302765},{"word":"retain","start":257.25,"end":257.72998,"confidence":0.98535156,"punctuated_word":"retain","sentiment":"neutral","sentiment_score":0.03242950886487961},{"word":"that","start":257.72998,"end":258.12997,"confidence":0.99853516,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.05959053337574005},{"word":"yep","start":258.12997,"end":258.62997,"confidence":0.86450195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18516623973846436},{"word":"yes","start":264.05,"end":264.55,"confidence":0.78027344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0447569340467453},{"word":"yep","start":265.81,"end":266.31,"confidence":0.9748535,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02882147580385208},{"word":"so","start":266.44998,"end":266.94998,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.017561372369527817},{"word":"jordan","start":267.40997,"end":267.90997,"confidence":0.9838867,"punctuated_word":"Jordan","sentiment":"neutral","sentiment_score":0.0038576126098632817},{"word":"springs","start":267.97,"end":268.47,"confidence":0.95166016,"punctuated_word":"Springs,","sentiment":"neutral","sentiment_score":-0.001926565542817116},{"word":"that's","start":269.09,"end":269.49,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.012097920291125774},{"word":"been","start":269.49,"end":269.97,"confidence":0.92333984,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.01573478803038597},{"word":"sold","start":269.97,"end":270.47,"confidence":0.7330322,"punctuated_word":"sold,","sentiment":"neutral","sentiment_score":-0.030974378809332848},{"word":"so","start":270.69,"end":270.93,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.023599866777658463},{"word":"that's","start":270.93,"end":271.275,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.04647737368941307},{"word":"not","start":271.755,"end":272.255,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07437650114297867},{"word":"a","start":272.435,"end":272.935,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.049904897809028625},{"word":"thing","start":273.115,"end":273.35498,"confidence":0.9951172,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.07771758735179901},{"word":"anymore","start":273.35498,"end":273.85498,"confidence":0.95874023,"punctuated_word":"anymore.","sentiment":"neutral","sentiment_score":-0.02561100944876671},{"word":"and","start":274.875,"end":275.115,"confidence":0.6640625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03753342851996422},{"word":"the","start":275.115,"end":275.35498,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04232592508196831},{"word":"black","start":275.35498,"end":275.595,"confidence":0.7294922,"punctuated_word":"Black","sentiment":"neutral","sentiment_score":0.02993166819214821},{"word":"swan","start":275.595,"end":275.995,"confidence":0.38671875,"punctuated_word":"Swan","sentiment":"neutral","sentiment_score":0.04173029959201813},{"word":"house","start":275.995,"end":276.495,"confidence":0.63964844,"punctuated_word":"House","sentiment":"neutral","sentiment_score":0.031069833785295486},{"word":"will","start":276.63498,"end":276.875,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.05735307186841965},{"word":"be","start":276.875,"end":277.115,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06147982180118561},{"word":"in","start":277.115,"end":277.275,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05704230070114136},{"word":"my","start":277.275,"end":277.51498,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.061628904193639755},{"word":"name","start":277.51498,"end":277.995,"confidence":0.8977051,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.04796229302883148},{"word":"and","start":277.995,"end":278.495,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.053715452551841736},{"word":"he","start":278.63498,"end":278.875,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.05494756996631622},{"word":"will","start":278.875,"end":279.115,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.055351585149765015},{"word":"retain","start":279.115,"end":279.615,"confidence":0.99609375,"punctuated_word":"retain","sentiment":"neutral","sentiment_score":0.046105556190013885},{"word":"his","start":279.995,"end":280.395,"confidence":0.9980469,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.04272953048348427},{"word":"castleway","start":280.395,"end":280.875,"confidence":0.4140625,"punctuated_word":"Castleway","sentiment":"neutral","sentiment_score":0.046658944338560104},{"word":"property","start":280.875,"end":281.375,"confidence":0.9863281,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.03784362971782684},{"word":"that","start":281.51498,"end":281.835,"confidence":0.6557617,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05234470218420029},{"word":"his","start":281.995,"end":282.235,"confidence":0.84228516,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.013670509681105614},{"word":"inherited","start":282.235,"end":282.715,"confidence":1.0,"punctuated_word":"inherited","sentiment":"neutral","sentiment_score":0.016316428780555725},{"word":"property","start":282.715,"end":283.215,"confidence":0.97314453,"punctuated_word":"property.","sentiment":"neutral","sentiment_score":0.009238554164767264},{"word":"yep","start":283.35498,"end":283.85498,"confidence":0.81103516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.018624527379870415},{"word":"yeah","start":293.69,"end":294.01,"confidence":0.9785156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03029808029532433},{"word":"blackfront","start":294.01,"end":294.51,"confidence":0.6438802,"punctuated_word":"Blackfront.","sentiment":"neutral","sentiment_score":0.03080202452838421},{"word":"yep","start":294.89,"end":295.39,"confidence":0.8769531,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.026762669906020164},{"word":"yep","start":295.45,"end":295.95,"confidence":0.85595703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.015234104357659817},{"word":"so","start":298.51498,"end":298.995,"confidence":0.77563477,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.06712840497493744},{"word":"yeah","start":298.995,"end":299.495,"confidence":0.9807129,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.08129359781742096},{"word":"both","start":299.555,"end":299.79498,"confidence":0.9199219,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.09376420825719832},{"word":"of","start":299.79498,"end":299.955,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08758769929409027},{"word":"those","start":299.955,"end":300.115,"confidence":0.99609375,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.08550713956356049},{"word":"are","start":300.115,"end":300.275,"confidence":0.98291016,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07374776154756546},{"word":"fully","start":300.275,"end":300.775,"confidence":1.0,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.11622027307748796},{"word":"paid","start":300.91498,"end":301.235,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.06824564933776855},{"word":"off","start":301.235,"end":301.735,"confidence":0.9980469,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.04347404092550278},{"word":"if","start":301.955,"end":302.275,"confidence":0.86572266,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07505042850971222},{"word":"that","start":302.275,"end":302.775,"confidence":0.9135742,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.05683770775794983},{"word":"i","start":303.315,"end":303.47498,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0409274697303772},{"word":"don't","start":303.47498,"end":303.63498,"confidence":0.9975586,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.014766344800591469},{"word":"know","start":303.63498,"end":303.955,"confidence":0.9970703,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.004585406742990017},{"word":"changes","start":303.955,"end":304.435,"confidence":0.99121094,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.07797432690858841},{"word":"anything","start":304.435,"end":304.935,"confidence":0.9980469,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.007156461477279663},{"word":"financially","start":305.315,"end":305.815,"confidence":0.99560547,"punctuated_word":"financially.","sentiment":"neutral","sentiment_score":0.03281397745013237},{"word":"yep","start":306.035,"end":306.535,"confidence":0.9543457,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03523675724864006},{"word":"yeah","start":311.33002,"end":311.65,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04957432299852371},{"word":"we","start":311.65,"end":311.97,"confidence":0.99609375,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06776317954063416},{"word":"have","start":311.97,"end":312.13,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.035839054733514786},{"word":"no","start":312.13,"end":312.37,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.020530808717012405},{"word":"debt","start":312.37,"end":312.87,"confidence":0.97753906,"punctuated_word":"debt.","sentiment":"neutral","sentiment_score":-0.0063099972903728485},{"word":"even","start":314.37,"end":314.69,"confidence":0.99902344,"punctuated_word":"Even","sentiment":"neutral","sentiment_score":0.0297927875071764},{"word":"on","start":314.69,"end":314.85,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.025459524244070053},{"word":"cars","start":314.85,"end":315.17,"confidence":0.96899414,"punctuated_word":"cars,","sentiment":"neutral","sentiment_score":0.006598562002182007},{"word":"there's","start":315.17,"end":315.49,"confidence":0.99853516,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.0015308832516893744},{"word":"no","start":315.49,"end":315.73,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.009582288563251495},{"word":"debt","start":315.73,"end":316.23,"confidence":0.99902344,"punctuated_word":"debt.","sentiment":"neutral","sentiment_score":-0.019964348524808884},{"word":"yep","start":317.17,"end":317.67,"confidence":0.9680176,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07730478048324585},{"word":"yep","start":317.89,"end":318.39,"confidence":0.9248047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06731528788805008},{"word":"yeah","start":321.33002,"end":321.825,"confidence":0.97021484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15375640988349917},{"word":"yeah","start":321.905,"end":322.405,"confidence":0.8190918,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0897333100438118},{"word":"yeah","start":329.825,"end":330.14502,"confidence":0.984375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.023437032476067543},{"word":"no","start":330.14502,"end":330.30502,"confidence":0.87597656,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11607251316308977},{"word":"it","start":330.30502,"end":330.46503,"confidence":0.9980469,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.08367837965488434},{"word":"is","start":330.46503,"end":330.70502,"confidence":0.9926758,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.07027122378349304},{"word":"it","start":330.70502,"end":330.86502,"confidence":0.9970703,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.07096870243549347},{"word":"is","start":330.86502,"end":331.36502,"confidence":1.0,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.05821669846773147},{"word":"oh","start":336.385,"end":336.885,"confidence":0.7036133,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.0990460366010666},{"word":"no","start":338.33002,"end":338.65,"confidence":0.94018555,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.11264343559741974},{"word":"it's","start":338.65,"end":338.89,"confidence":0.9951172,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.04566887766122818},{"word":"it's","start":338.89,"end":339.21002,"confidence":0.9667969,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.026891976594924927},{"word":"the","start":339.21002,"end":339.45,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.020474717020988464},{"word":"glenel","start":339.45,"end":339.93002,"confidence":0.81030273,"punctuated_word":"Glenel","sentiment":"neutral","sentiment_score":-0.018124807626008987},{"word":"street","start":339.93002,"end":340.25,"confidence":0.83447266,"punctuated_word":"Street","sentiment":"neutral","sentiment_score":-0.02451866865158081},{"word":"one","start":340.25,"end":340.49002,"confidence":0.9975586,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.012245233170688152},{"word":"yeah","start":340.49002,"end":340.99002,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013011299073696136},{"word":"yeah","start":341.61002,"end":342.11002,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06941445916891098},{"word":"yeah","start":345.13,"end":345.63,"confidence":0.92041016,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09685061872005464},{"word":"no","start":353.045,"end":353.285,"confidence":0.8010254,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11674205958843233},{"word":"we","start":353.285,"end":353.605,"confidence":0.9980469,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.11100094765424728},{"word":"didn't","start":353.605,"end":353.92502,"confidence":0.9930013,"punctuated_word":"didn't.","sentiment":"neutral","sentiment_score":-0.10073722898960114},{"word":"i","start":353.92502,"end":354.245,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1374904215335846},{"word":"i","start":354.245,"end":354.405,"confidence":0.890625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10313107818365096},{"word":"wanted","start":354.405,"end":354.725,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.0881345346570015},{"word":"to","start":354.725,"end":354.885,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08243539929389954},{"word":"do","start":354.885,"end":355.045,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.08173239231109619},{"word":"that","start":355.045,"end":355.285,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09311177581548692},{"word":"with","start":355.285,"end":355.445,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.08579293638467789},{"word":"him","start":355.445,"end":355.605,"confidence":0.9255371,"punctuated_word":"him,","sentiment":"neutral","sentiment_score":-0.14148443937301636},{"word":"but","start":355.605,"end":355.765,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.11326964199543},{"word":"then","start":355.765,"end":356.005,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.10243770480155943},{"word":"it","start":356.005,"end":356.085,"confidence":0.9863281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07799740135669708},{"word":"all","start":356.085,"end":356.325,"confidence":0.9394531,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.07390401512384415},{"word":"just","start":356.325,"end":356.48502,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08708221465349197},{"word":"you","start":356.64502,"end":356.805,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12102799117565156},{"word":"know","start":356.805,"end":357.125,"confidence":0.9736328,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1423768848180771},{"word":"things","start":357.125,"end":357.365,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.07443509995937347},{"word":"just","start":357.365,"end":357.685,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07428327202796936},{"word":"happen","start":357.685,"end":358.085,"confidence":0.91259766,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.05336800962686539},{"word":"and","start":358.085,"end":358.585,"confidence":0.6123047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05487519130110741},{"word":"yeah","start":359.285,"end":359.685,"confidence":0.9970703,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.05014459788799286},{"word":"it","start":359.685,"end":359.845,"confidence":0.55810547,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.08345604687929153},{"word":"he","start":359.92502,"end":360.165,"confidence":0.9941406,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.0746413990855217},{"word":"yeah","start":360.325,"end":360.725,"confidence":0.939209,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.08507445454597473},{"word":"i","start":360.725,"end":360.885,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17184239625930786},{"word":"don't","start":360.885,"end":361.045,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.16227012872695923},{"word":"know","start":361.045,"end":361.285,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.16700398921966553},{"word":"what","start":361.285,"end":361.525,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.17939086258411407},{"word":"he's","start":361.525,"end":361.845,"confidence":0.99853516,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.1594657301902771},{"word":"done","start":361.845,"end":362.165,"confidence":0.7663574,"punctuated_word":"done,","sentiment":"neutral","sentiment_score":-0.1653830111026764},{"word":"if","start":362.165,"end":362.325,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.16352081298828125},{"word":"he's","start":362.325,"end":362.565,"confidence":1.0,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.162421852350235},{"word":"doing","start":362.565,"end":362.805,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.17455756664276123},{"word":"that","start":362.805,"end":363.045,"confidence":0.9921875,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.1637541651725769},{"word":"i","start":363.045,"end":363.20502,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2472238540649414},{"word":"personally","start":363.20502,"end":363.685,"confidence":0.9589844,"punctuated_word":"personally","sentiment":"neutral","sentiment_score":-0.30805084109306335},{"word":"haven't","start":363.685,"end":364.005,"confidence":0.9995117,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.2420500814914703},{"word":"done","start":364.005,"end":364.245,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.2448613792657852},{"word":"that","start":364.245,"end":364.405,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3177700638771057},{"word":"yet","start":364.405,"end":364.725,"confidence":0.8371582,"punctuated_word":"yet,","sentiment":"negative","sentiment_score":-0.3498513996601105},{"word":"particularly","start":364.725,"end":365.225,"confidence":1.0,"punctuated_word":"particularly","sentiment":"neutral","sentiment_score":-0.3289361596107483},{"word":"because","start":365.365,"end":365.845,"confidence":0.8647461,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.3019786775112152},{"word":"things","start":365.845,"end":366.245,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.3276180326938629},{"word":"are","start":366.245,"end":366.325,"confidence":0.9941406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.3063865900039673},{"word":"just","start":366.325,"end":366.6,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2615092098712921},{"word":"still","start":367.08002,"end":367.32,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.28735312819480896},{"word":"kind","start":367.32,"end":367.56,"confidence":0.9873047,"punctuated_word":"kind","sentiment":"negative","sentiment_score":-0.376463919878006},{"word":"of","start":367.56,"end":367.72,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.32481780648231506},{"word":"up","start":367.72,"end":367.88,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.32398489117622375},{"word":"in","start":367.88,"end":368.12,"confidence":1.0,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.34644615650177},{"word":"the","start":368.12,"end":368.2,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3072880506515503},{"word":"air","start":368.2,"end":368.7,"confidence":0.9980469,"punctuated_word":"air.","sentiment":"neutral","sentiment_score":-0.1929190307855606},{"word":"yeah","start":370.52002,"end":370.92,"confidence":0.9194336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011190488934516908},{"word":"so","start":370.92,"end":371.16,"confidence":0.75683594,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.016301674768328667},{"word":"no","start":371.16,"end":371.48,"confidence":0.95874023,"punctuated_word":"no,","sentiment":"neutral","sentiment_score":-0.06065261736512184},{"word":"that","start":371.48,"end":371.72,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11575545370578766},{"word":"hasn't","start":371.72,"end":372.12,"confidence":1.0,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.1064486876130104},{"word":"been","start":372.12,"end":372.36002,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.11555549502372742},{"word":"done","start":372.36002,"end":372.86002,"confidence":0.9995117,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":-0.08696780353784561},{"word":"yeah","start":381.445,"end":381.945,"confidence":0.78222656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.019239526242017743},{"word":"so","start":383.125,"end":383.625,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.030628185719251633},{"word":"no","start":385.285,"end":385.785,"confidence":0.9980469,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.10703800618648528},{"word":"so","start":385.845,"end":386.345,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10933290421962738},{"word":"that's","start":388.005,"end":388.48502,"confidence":0.7182617,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.09666630625724792},{"word":"kind","start":388.48502,"end":388.725,"confidence":0.9770508,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.10592608153820038},{"word":"of","start":388.725,"end":389.20502,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10606571286916731},{"word":"whatever","start":389.20502,"end":389.685,"confidence":0.5517578,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.0984867513179779},{"word":"we","start":389.685,"end":389.925,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.08749551326036453},{"word":"had","start":389.925,"end":390.085,"confidence":0.9770508,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.08984001725912094},{"word":"put","start":390.085,"end":390.325,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.07031908631324768},{"word":"down","start":390.325,"end":390.725,"confidence":0.9501953,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":-0.07506704330444336},{"word":"he","start":390.725,"end":390.885,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.07665587961673737},{"word":"would","start":390.885,"end":391.045,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.08147325366735458},{"word":"be","start":391.045,"end":391.285,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.07543780654668808},{"word":"retaining","start":391.285,"end":391.785,"confidence":0.9941406,"punctuated_word":"retaining","sentiment":"neutral","sentiment_score":-0.0679115429520607},{"word":"all","start":391.925,"end":392.085,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.03867810219526291},{"word":"of","start":392.085,"end":392.325,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04183419421315193},{"word":"that","start":392.325,"end":392.825,"confidence":0.9914551,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.05148620158433914},{"word":"that","start":392.965,"end":393.125,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.018673738464713097},{"word":"would","start":393.125,"end":393.365,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.013752320781350136},{"word":"include","start":393.365,"end":393.865,"confidence":0.99902344,"punctuated_word":"include","sentiment":"neutral","sentiment_score":-0.019951507449150085},{"word":"another","start":394.21,"end":394.53,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.027331842109560966},{"word":"vehicle","start":394.53,"end":395.00998,"confidence":1.0,"punctuated_word":"vehicle","sentiment":"neutral","sentiment_score":-0.0182472113519907},{"word":"that","start":395.00998,"end":395.16998,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0264847818762064},{"word":"he","start":395.16998,"end":395.40997,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.028410885483026505},{"word":"has","start":395.40997,"end":395.72998,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.03714565187692642},{"word":"that's","start":395.72998,"end":396.12997,"confidence":0.9562988,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.031107068061828613},{"word":"about","start":396.12997,"end":396.53,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.032569292932748795},{"word":"maybe","start":396.53,"end":396.93,"confidence":0.9091797,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.03268522769212723},{"word":"60","start":396.93,"end":397.33,"confidence":0.9980469,"punctuated_word":"60","sentiment":"neutral","sentiment_score":-0.022724702954292297},{"word":"k","start":397.33,"end":397.56998,"confidence":0.99902344,"punctuated_word":"k","sentiment":"neutral","sentiment_score":-0.02996014803647995},{"word":"or","start":397.56998,"end":397.81,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.041244156658649445},{"word":"something","start":397.81,"end":398.31,"confidence":0.8305664,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.03564905747771263},{"word":"but","start":399.97,"end":400.28998,"confidence":0.89819336,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.0007670074701309204},{"word":"like","start":400.28998,"end":400.53,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.010244397446513176},{"word":"you","start":400.53,"end":400.69,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021178580820560455},{"word":"guys","start":400.69,"end":401.00998,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.022321168333292007},{"word":"can","start":401.00998,"end":401.16998,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0043933577835559845},{"word":"go","start":401.16998,"end":401.40997,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0010994523763656616},{"word":"through","start":401.40997,"end":401.56998,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.004996791481971741},{"word":"that","start":401.56998,"end":401.81,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.005988966673612595},{"word":"with","start":401.81,"end":401.97,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.02215280383825302},{"word":"him","start":401.97,"end":402.47,"confidence":0.9909668,"punctuated_word":"him.","sentiment":"neutral","sentiment_score":-0.008475052192807198},{"word":"okay","start":404.61,"end":405.09,"confidence":0.984375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03637772053480148},{"word":"have","start":405.09,"end":405.33,"confidence":0.9980469,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.08769094198942184},{"word":"a","start":405.33,"end":405.40997,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04411197826266289},{"word":"break","start":405.40997,"end":405.81,"confidence":0.99609375,"punctuated_word":"break","sentiment":"neutral","sentiment_score":0.05846871808171272},{"word":"then","start":405.81,"end":406.31,"confidence":0.97631836,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.06328710168600082},{"word":"that","start":409.005,"end":409.485,"confidence":0.8701172,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.0677972063422203},{"word":"all","start":409.565,"end":409.805,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.09677109122276306},{"word":"of","start":409.805,"end":410.04498,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06734371185302734},{"word":"that","start":410.04498,"end":410.54498,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.068094901740551},{"word":"okay","start":411.16498,"end":411.645,"confidence":0.7963867,"punctuated_word":"Okay,","sentiment":"neutral","sentiment_score":0.2143372893333435},{"word":"abby","start":411.645,"end":412.04498,"confidence":0.9416504,"punctuated_word":"Abby.","sentiment":"neutral","sentiment_score":0.2650386095046997},{"word":"thank","start":412.04498,"end":412.365,"confidence":0.9980469,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5829657316207886},{"word":"you","start":412.365,"end":412.60498,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5349107980728149},{"word":"that's","start":412.60498,"end":412.925,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.637738823890686},{"word":"really","start":412.925,"end":413.245,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6519924998283386},{"word":"great","start":413.245,"end":413.72498,"confidence":0.99902344,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.5699166059494019},{"word":"can","start":413.72498,"end":413.88498,"confidence":0.99121094,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.1293730586767197},{"word":"i'm","start":414.04498,"end":414.205,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1230863556265831},{"word":"just","start":414.205,"end":414.44498,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10617038607597352},{"word":"on","start":414.44498,"end":414.60498,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12807577848434448},{"word":"the","start":414.60498,"end":414.76498,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07659462094306946},{"word":"phone","start":414.76498,"end":415.26498,"confidence":0.99365234,"punctuated_word":"phone.","sentiment":"neutral","sentiment_score":0.0764281302690506},{"word":"can","start":415.405,"end":415.645,"confidence":1.0,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.0355149544775486},{"word":"you","start":415.645,"end":416.145,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04158695414662361},{"word":"you","start":416.685,"end":416.845,"confidence":0.9838867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.049012646079063416},{"word":"can","start":416.845,"end":417.085,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.059650350362062454},{"word":"go","start":417.085,"end":417.485,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07035446912050247},{"word":"do","start":417.485,"end":417.645,"confidence":0.9892578,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06740833818912506},{"word":"something","start":417.645,"end":418.04498,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.05346519127488136},{"word":"with","start":418.04498,"end":418.205,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.049550991505384445},{"word":"will","start":418.205,"end":418.60498,"confidence":0.98291016,"punctuated_word":"Will.","sentiment":"neutral","sentiment_score":0.07203303277492523},{"word":"okay","start":418.60498,"end":419.1,"confidence":0.9975586,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.031992100179195404},{"word":"no","start":419.26,"end":419.58002,"confidence":0.8083496,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05826619267463684},{"word":"i'm","start":419.58002,"end":420.08002,"confidence":0.569458,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.012529435567557812},{"word":"fine","start":420.22,"end":420.72,"confidence":0.8786621,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":-0.009192436933517456},{"word":"okay","start":421.9,"end":422.14,"confidence":0.9946289,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.01898164674639702},{"word":"that","start":422.14,"end":422.46,"confidence":0.93359375,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.04824027419090271},{"word":"amount","start":422.46,"end":422.7,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.043670713901519775},{"word":"of","start":422.7,"end":422.86002,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.038283899426460266},{"word":"money","start":422.86002,"end":423.26,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.02786144986748695},{"word":"is","start":423.26,"end":423.58002,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.061381746083498},{"word":"was","start":423.66,"end":423.9,"confidence":0.99609375,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.06717485934495926},{"word":"purely","start":423.9,"end":424.38,"confidence":1.0,"punctuated_word":"purely","sentiment":"neutral","sentiment_score":-0.0720910131931305},{"word":"for","start":424.38,"end":424.46,"confidence":0.98828125,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03880516439676285},{"word":"what","start":424.46,"end":424.7,"confidence":0.7260742,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05571337044239044},{"word":"was","start":424.7,"end":424.86002,"confidence":0.9902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.05140339583158493},{"word":"it","start":424.86002,"end":425.1,"confidence":0.4489746,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.03281742334365845},{"word":"castle","start":425.1,"end":425.58002,"confidence":0.9526367,"punctuated_word":"Castle","sentiment":"neutral","sentiment_score":-0.02403658628463745},{"word":"ray","start":425.58002,"end":426.06,"confidence":0.70532227,"punctuated_word":"Ray.","sentiment":"neutral","sentiment_score":-0.02697356604039669},{"word":"so","start":426.06,"end":426.56,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02686154469847679},{"word":"it's","start":427.74,"end":428.22,"confidence":0.71606445,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.04297696799039841},{"word":"he's","start":428.30002,"end":428.62,"confidence":0.99316406,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.05302685499191284},{"word":"retaining","start":428.62,"end":429.1,"confidence":0.99609375,"punctuated_word":"retaining","sentiment":"neutral","sentiment_score":-0.04310021549463272},{"word":"all","start":429.1,"end":429.18,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.027024690061807632},{"word":"of","start":429.18,"end":429.26,"confidence":0.69628906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0400465652346611},{"word":"that","start":429.26,"end":429.5,"confidence":0.92700195,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.038800857961177826},{"word":"look","start":429.5,"end":429.66,"confidence":0.8027344,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":-0.03318289294838905},{"word":"if","start":429.66,"end":429.82,"confidence":0.98828125,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.060817066580057144},{"word":"if","start":429.82,"end":429.98,"confidence":0.99121094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05166817456483841},{"word":"there's","start":429.98,"end":430.30002,"confidence":0.9592285,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.05832397937774658},{"word":"household","start":430.30002,"end":430.80002,"confidence":0.8886719,"punctuated_word":"household","sentiment":"neutral","sentiment_score":-0.08737482130527496},{"word":"contents","start":430.86002,"end":431.36002,"confidence":0.81396484,"punctuated_word":"contents","sentiment":"neutral","sentiment_score":-0.06513406336307526},{"word":"here","start":431.42,"end":431.92,"confidence":0.9580078,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":-0.08257241547107697},{"word":"honestly","start":432.86502,"end":433.36502,"confidence":0.9819336,"punctuated_word":"honestly,","sentiment":"neutral","sentiment_score":-0.11066078394651412},{"word":"i","start":433.585,"end":433.665,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09794822335243224},{"word":"don't","start":433.665,"end":433.905,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10023686289787292},{"word":"know","start":433.905,"end":434.065,"confidence":0.9880371,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.08968975394964218},{"word":"i","start":434.065,"end":434.225,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05584404245018959},{"word":"think","start":434.225,"end":434.725,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.06105672940611839},{"word":"i'm","start":435.025,"end":435.345,"confidence":0.9951172,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.048036180436611176},{"word":"gonna","start":435.345,"end":435.845,"confidence":0.7819824,"punctuated_word":"gonna,","sentiment":"neutral","sentiment_score":-0.06645290553569794},{"word":"at","start":435.905,"end":436.14502,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09719517827033997},{"word":"most","start":436.14502,"end":436.465,"confidence":0.9941406,"punctuated_word":"most,","sentiment":"neutral","sentiment_score":-0.06842397153377533},{"word":"list","start":436.465,"end":436.70502,"confidence":0.97802734,"punctuated_word":"list","sentiment":"neutral","sentiment_score":-0.08400221168994904},{"word":"it","start":436.70502,"end":436.86502,"confidence":0.9760742,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05119534954428673},{"word":"for","start":436.86502,"end":437.025,"confidence":0.85498047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.06299817562103271},{"word":"about","start":437.025,"end":437.185,"confidence":0.86279297,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.05770484730601311},{"word":"$10,000","start":437.185,"end":438.325,"confidence":0.9194336,"punctuated_word":"$10,000.","sentiment":"neutral","sentiment_score":-0.04028613120317459},{"word":"like","start":438.385,"end":438.785,"confidence":0.95532227,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.02224656566977501},{"word":"you","start":438.785,"end":439.025,"confidence":0.90771484,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03656148910522461},{"word":"know","start":439.025,"end":439.525,"confidence":0.9909668,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.019806690514087677},{"word":"it's","start":439.745,"end":440.065,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.21282240748405457},{"word":"really","start":440.065,"end":440.305,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.26150402426719666},{"word":"not","start":440.305,"end":440.545,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.18624545633792877},{"word":"much","start":440.545,"end":440.865,"confidence":0.9970703,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.1793210357427597},{"word":"here","start":440.865,"end":441.365,"confidence":0.9831543,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.19846075773239136},{"word":"yeah","start":444.865,"end":445.365,"confidence":0.85009766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.31074097752571106},{"word":"yep","start":447.0,"end":447.5,"confidence":0.97680664,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1360110640525818},{"word":"yep","start":453.3075,"end":453.8075,"confidence":0.90063477,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1098792478442192},{"word":"yep","start":464.255,"end":464.41498,"confidence":0.8779297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20074817538261416},{"word":"yep","start":464.41498,"end":464.91498,"confidence":0.7614746,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2332926243543625},{"word":"yeah","start":474.22,"end":474.72,"confidence":0.72680664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20381832122802737},{"word":"okay","start":477.02,"end":477.52,"confidence":0.93359375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.15149803459644318},{"word":"thank","start":477.58,"end":477.9,"confidence":0.97509766,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5148504376411438},{"word":"you","start":477.9,"end":478.4,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5904208421707153},{"word":"yeah","start":478.46,"end":478.96,"confidence":0.75512695,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.33200642466545105},{"word":"yep","start":481.58,"end":482.08,"confidence":0.8461914,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2354961335659027},{"word":"mhmm","start":492.015,"end":492.415,"confidence":0.9831543,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.20802298188209536},{"word":"yeah","start":492.415,"end":492.915,"confidence":0.9519043,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.359438419342041},{"word":"yeah","start":496.33502,"end":496.83502,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19306796789169312},{"word":"yep","start":500.495,"end":500.995,"confidence":0.798584,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19491204619407657},{"word":"and","start":502.575,"end":502.89502,"confidence":0.98291016,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2128472924232483},{"word":"collaborate","start":502.89502,"end":503.39502,"confidence":0.93896484,"punctuated_word":"collaborate.","sentiment":"neutral","sentiment_score":0.2572299838066101},{"word":"yeah","start":503.91,"end":504.07,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20277684926986697},{"word":"like","start":504.07,"end":504.39,"confidence":0.84399414,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.18901407718658447},{"word":"you","start":504.39,"end":504.71002,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2328287363052368},{"word":"yeah","start":504.87003,"end":505.11002,"confidence":0.99072266,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.2620089054107666},{"word":"the","start":505.11002,"end":505.51,"confidence":0.97314453,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.2680821120738983},{"word":"advisers","start":505.51,"end":505.99002,"confidence":0.5522461,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":0.17811203002929688},{"word":"can","start":505.99002,"end":506.31003,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23788131773471832},{"word":"collaborate","start":506.31003,"end":506.71002,"confidence":0.99902344,"punctuated_word":"collaborate","sentiment":"neutral","sentiment_score":0.23517505824565887},{"word":"on","start":506.71002,"end":506.87003,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.28660720586776733},{"word":"the","start":506.87003,"end":506.95,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.30341315269470215},{"word":"joint","start":506.95,"end":507.27002,"confidence":0.98291016,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":0.2875133156776428},{"word":"account","start":507.27002,"end":507.77002,"confidence":0.9863281,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.2631291449069977},{"word":"with","start":507.91,"end":508.15002,"confidence":0.9980469,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.17763753235340118},{"word":"that","start":508.15002,"end":508.47,"confidence":0.98706055,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.18774288892745972},{"word":"if","start":508.47,"end":508.63,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.20594657957553864},{"word":"you","start":508.63,"end":508.79,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16720399260520935},{"word":"wanted","start":508.79,"end":509.03,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.1248614341020584},{"word":"to","start":509.03,"end":509.19,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1403048038482666},{"word":"make","start":509.19,"end":509.35,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.13049322366714478},{"word":"a","start":509.35,"end":509.51,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13762015104293823},{"word":"note","start":509.51,"end":510.01,"confidence":0.80200195,"punctuated_word":"note,","sentiment":"neutral","sentiment_score":0.12766684591770172},{"word":"so","start":510.47,"end":510.97,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.16826894879341123},{"word":"that","start":511.27002,"end":511.59003,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24487221240997312},{"word":"joint","start":511.59003,"end":512.09,"confidence":0.98828125,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":0.20476946234703064},{"word":"investment","start":512.23004,"end":512.73004,"confidence":0.99609375,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.10330240428447723},{"word":"account","start":512.87,"end":513.37,"confidence":0.92944336,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.1416202187538147},{"word":"my","start":515.75,"end":515.91003,"confidence":0.85595703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.16604337096214294},{"word":"husband","start":515.91003,"end":516.41003,"confidence":0.99902344,"punctuated_word":"husband","sentiment":"neutral","sentiment_score":0.11218331754207612},{"word":"wanted","start":517.27496,"end":517.77496,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.12879112362861633},{"word":"i","start":517.995,"end":518.395,"confidence":0.87841797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14259777963161469},{"word":"look","start":518.795,"end":519.27496,"confidence":0.94921875,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.15427236258983612},{"word":"the","start":519.27496,"end":519.51495,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.11244940012693404},{"word":"long","start":519.51495,"end":519.755,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.10192638635635376},{"word":"story","start":519.755,"end":520.075,"confidence":0.99902344,"punctuated_word":"story","sentiment":"neutral","sentiment_score":0.08589982241392136},{"word":"short","start":520.075,"end":520.39496,"confidence":0.9951172,"punctuated_word":"short","sentiment":"neutral","sentiment_score":0.07988906651735306},{"word":"is","start":520.39496,"end":520.635,"confidence":0.9873047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0911126360297203},{"word":"we","start":520.635,"end":520.875,"confidence":0.8935547,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14583130180835724},{"word":"initially","start":520.875,"end":521.375,"confidence":0.9980469,"punctuated_word":"initially","sentiment":"neutral","sentiment_score":0.07969007641077042},{"word":"set","start":521.435,"end":521.675,"confidence":0.99902344,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.11936847120523451},{"word":"that","start":521.675,"end":521.83496,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1217554286122322},{"word":"up","start":521.83496,"end":522.33496,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.11085767298936844},{"word":"to","start":523.755,"end":523.995,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09188196063041688},{"word":"further","start":523.995,"end":524.315,"confidence":0.9055176,"punctuated_word":"further,","sentiment":"neutral","sentiment_score":0.10030502825975418},{"word":"like","start":524.315,"end":524.635,"confidence":0.9980469,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0757748931646347},{"word":"property","start":524.635,"end":525.115,"confidence":0.9707031,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.15808244049549103},{"word":"portfolio","start":525.115,"end":525.615,"confidence":0.9980469,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.08094549924135208},{"word":"down","start":525.675,"end":525.915,"confidence":0.98535156,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1480463743209839},{"word":"the","start":525.915,"end":526.075,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.151374489068985},{"word":"track","start":526.075,"end":526.315,"confidence":0.951416,"punctuated_word":"track,","sentiment":"neutral","sentiment_score":0.11469461023807526},{"word":"which","start":526.315,"end":526.475,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.13160380721092224},{"word":"is","start":526.475,"end":526.71497,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12426576018333436},{"word":"very","start":526.71497,"end":526.95496,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.15470443665981293},{"word":"clear","start":526.95496,"end":527.27496,"confidence":0.99902344,"punctuated_word":"clear","sentiment":"neutral","sentiment_score":0.11007023602724075},{"word":"in","start":527.27496,"end":527.435,"confidence":0.99365234,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.09579145908355712},{"word":"like","start":527.435,"end":527.675,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.09691338241100313},{"word":"the","start":527.675,"end":527.83496,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12998618185520172},{"word":"statement","start":527.83496,"end":528.235,"confidence":0.99609375,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.17283347249031067},{"word":"of","start":528.235,"end":528.475,"confidence":0.9589844,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10859966278076172},{"word":"advice","start":528.475,"end":528.795,"confidence":0.9902344,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.06850699335336685},{"word":"and","start":528.795,"end":528.875,"confidence":0.9243164,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10881763696670532},{"word":"whatever","start":528.875,"end":529.27496,"confidence":0.9951172,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.0908576026558876},{"word":"we","start":529.27496,"end":529.51495,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10261772572994232},{"word":"signed","start":529.51495,"end":529.915,"confidence":0.98950195,"punctuated_word":"signed.","sentiment":"neutral","sentiment_score":0.050458602607250214},{"word":"however","start":529.915,"end":530.415,"confidence":0.9995117,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":0.0997299626469612},{"word":"he","start":531.41,"end":531.91,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.20588728785514832},{"word":"changed","start":533.81,"end":534.05,"confidence":0.6557617,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.10082979500293732},{"word":"his","start":534.05,"end":534.29,"confidence":1.0,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.053536295890808105},{"word":"mind","start":534.29,"end":534.79,"confidence":1.0,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.13599085807800293},{"word":"and","start":534.85,"end":535.35,"confidence":0.97314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2651464641094208},{"word":"wanted","start":535.56995,"end":536.05,"confidence":0.99902344,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.15551884472370148},{"word":"that","start":536.05,"end":536.20996,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3210708796977997},{"word":"to","start":536.20996,"end":536.37,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17666368186473846},{"word":"be","start":536.37,"end":536.52997,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.19554811716079712},{"word":"for","start":536.52997,"end":536.76996,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19564051926136017},{"word":"our","start":536.76996,"end":537.00995,"confidence":0.99902344,"punctuated_word":"our","sentiment":"positive","sentiment_score":0.36393097043037415},{"word":"kids","start":537.00995,"end":537.32996,"confidence":0.8076172,"punctuated_word":"kids,","sentiment":"positive","sentiment_score":0.3909568786621094},{"word":"and","start":537.32996,"end":537.56995,"confidence":0.7614746,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.2173919528722763},{"word":"apparently","start":537.56995,"end":537.97,"confidence":0.9995117,"punctuated_word":"apparently,","sentiment":"neutral","sentiment_score":0.1641656756401062},{"word":"that","start":537.97,"end":538.13,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2494560182094574},{"word":"was","start":538.13,"end":538.29,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06742531061172485},{"word":"always","start":538.29,"end":538.69,"confidence":0.99902344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.11873602867126463},{"word":"the","start":538.69,"end":538.85,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08464176952838898},{"word":"intention","start":538.85,"end":539.35,"confidence":0.95825195,"punctuated_word":"intention.","sentiment":"neutral","sentiment_score":0.010570667684078217},{"word":"but","start":539.41,"end":539.91,"confidence":0.72509766,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.04265134781599045},{"word":"anyway","start":540.69,"end":541.00995,"confidence":0.9980469,"punctuated_word":"anyway","sentiment":"neutral","sentiment_score":-0.05918724089860916},{"word":"and","start":541.25,"end":541.56995,"confidence":0.9633789,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07855910062789917},{"word":"that","start":541.56995,"end":541.81,"confidence":0.9838867,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08558468520641327},{"word":"really","start":541.81,"end":542.05,"confidence":0.99316406,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.1170412302017212},{"word":"wasn't","start":542.05,"end":542.37,"confidence":1.0,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.12743613123893738},{"word":"relayed","start":542.37,"end":542.76996,"confidence":0.984375,"punctuated_word":"relayed","sentiment":"neutral","sentiment_score":-0.1721884310245514},{"word":"to","start":542.76996,"end":542.93,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2099534273147583},{"word":"me","start":542.93,"end":543.25,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.15127858519554138},{"word":"or","start":543.25,"end":543.73,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.10110750049352646},{"word":"or","start":543.73,"end":543.97,"confidence":0.9838867,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.12033301591873168},{"word":"you","start":543.97,"end":544.20996,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0818764865398407},{"word":"guys","start":544.20996,"end":544.61,"confidence":0.9436035,"punctuated_word":"guys,","sentiment":"neutral","sentiment_score":-0.0723557248711586},{"word":"hence","start":544.61,"end":544.93,"confidence":0.9980469,"punctuated_word":"hence","sentiment":"neutral","sentiment_score":-0.0724140927195549},{"word":"the","start":544.93,"end":545.17,"confidence":0.82666016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07151494920253754},{"word":"documentation","start":545.17,"end":545.67,"confidence":0.79785156,"punctuated_word":"documentation.","sentiment":"neutral","sentiment_score":-0.08889803290367126},{"word":"but","start":546.37,"end":546.825,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.2312845438718796},{"word":"i","start":547.065,"end":547.22504,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.451132208108902},{"word":"just","start":547.22504,"end":547.625,"confidence":0.9038086,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":-0.260679692029953},{"word":"you","start":547.625,"end":547.78503,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.32957080006599426},{"word":"know","start":547.78503,"end":548.10504,"confidence":0.99316406,"punctuated_word":"know,","sentiment":"negative","sentiment_score":-0.39921003580093384},{"word":"i","start":548.10504,"end":548.265,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6106894016265869},{"word":"just","start":548.265,"end":548.505,"confidence":0.9941406,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.4695071578025818},{"word":"everything's","start":548.66504,"end":549.16504,"confidence":0.7186279,"punctuated_word":"everything's","sentiment":"negative","sentiment_score":-0.6614669561386108},{"word":"too","start":549.305,"end":549.545,"confidence":0.99902344,"punctuated_word":"too","sentiment":"negative","sentiment_score":-0.6406511664390564},{"word":"much","start":549.545,"end":549.865,"confidence":0.8273926,"punctuated_word":"much.","sentiment":"negative","sentiment_score":-0.5630093812942505},{"word":"so","start":549.865,"end":550.025,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.29060250520706177},{"word":"i","start":550.025,"end":550.185,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16653922200202942},{"word":"we","start":550.34503,"end":550.505,"confidence":0.9892578,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.08298651874065399},{"word":"had","start":550.505,"end":550.66504,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.08489683270454407},{"word":"agreed","start":550.66504,"end":551.065,"confidence":1.0,"punctuated_word":"agreed","sentiment":"neutral","sentiment_score":-0.05286532640457153},{"word":"with","start":551.065,"end":551.305,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.02186894416809082},{"word":"the","start":551.305,"end":551.465,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1292722374200821},{"word":"lawyers","start":551.465,"end":551.965,"confidence":0.9980469,"punctuated_word":"lawyers","sentiment":"neutral","sentiment_score":-0.1599859595298767},{"word":"that","start":552.825,"end":553.145,"confidence":0.9873047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01412038505077362},{"word":"if","start":553.145,"end":553.305,"confidence":0.9770508,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03858661651611328},{"word":"that's","start":553.305,"end":553.545,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.02104709111154079},{"word":"what","start":553.545,"end":553.78503,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.016495108604431152},{"word":"he","start":553.78503,"end":554.025,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.0023566633462905884},{"word":"wants","start":554.025,"end":554.505,"confidence":0.99365234,"punctuated_word":"wants,","sentiment":"neutral","sentiment_score":0.016196265816688538},{"word":"he","start":554.505,"end":554.745,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.09004072099924088},{"word":"wants","start":554.745,"end":555.065,"confidence":1.0,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":0.08603143692016602},{"word":"it","start":555.065,"end":555.22504,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2892502546310425},{"word":"to","start":555.22504,"end":555.385,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.056707412004470825},{"word":"be","start":555.385,"end":555.545,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.13789819180965424},{"word":"for","start":555.545,"end":555.705,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15613871812820437},{"word":"the","start":555.705,"end":555.865,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19795843958854675},{"word":"kids","start":555.865,"end":556.10504,"confidence":0.93481445,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":-0.06503098458051682},{"word":"but","start":556.10504,"end":556.34503,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.053018439561128616},{"word":"i","start":556.34503,"end":556.425,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1812385618686676},{"word":"don't","start":556.425,"end":556.66504,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.16013923287391665},{"word":"know","start":556.66504,"end":556.825,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.197964608669281},{"word":"how","start":556.825,"end":556.985,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.1630946695804596},{"word":"that","start":556.985,"end":557.22504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15604853630065918},{"word":"works","start":557.22504,"end":557.545,"confidence":1.0,"punctuated_word":"works","sentiment":"neutral","sentiment_score":-0.16008895635604858},{"word":"with","start":557.545,"end":557.78503,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1706002801656723},{"word":"you","start":557.78503,"end":557.945,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16905733942985535},{"word":"guys","start":557.945,"end":558.265,"confidence":0.9941406,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.1894819438457489},{"word":"because","start":558.265,"end":558.66504,"confidence":0.75927734,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.13179881870746613},{"word":"i","start":558.66504,"end":558.825,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16381829977035522},{"word":"know","start":558.825,"end":558.985,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1914648860692978},{"word":"there's","start":558.985,"end":559.305,"confidence":0.98876953,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.2364465445280075},{"word":"tax","start":559.305,"end":559.625,"confidence":1.0,"punctuated_word":"tax","sentiment":"negative","sentiment_score":-0.349504292011261},{"word":"implications","start":559.625,"end":560.125,"confidence":0.8244629,"punctuated_word":"implications,","sentiment":"neutral","sentiment_score":-0.29132279753685},{"word":"particularly","start":560.425,"end":560.925,"confidence":1.0,"punctuated_word":"particularly","sentiment":"negative","sentiment_score":-0.3402724266052246},{"word":"for","start":561.66,"end":561.82,"confidence":0.9921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2607605755329132},{"word":"me","start":561.82,"end":561.98,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.279365599155426},{"word":"because","start":561.98,"end":562.38,"confidence":0.7714844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.15353450179100037},{"word":"i'm","start":562.38,"end":562.54,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.23249483108520508},{"word":"on","start":562.54,"end":562.77997,"confidence":0.9460449,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.2897644639015198},{"word":"like","start":562.77997,"end":563.01996,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2860659956932068},{"word":"a","start":563.01996,"end":563.26,"confidence":1.0,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.3590269684791565},{"word":"really","start":563.26,"end":563.57996,"confidence":1.0,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.4045088291168213},{"word":"low","start":563.57996,"end":563.98,"confidence":1.0,"punctuated_word":"low","sentiment":"negative","sentiment_score":-0.4300839304924011},{"word":"income","start":563.98,"end":564.48,"confidence":0.79248047,"punctuated_word":"income,","sentiment":"negative","sentiment_score":-0.42061346769332886},{"word":"and","start":564.54,"end":564.77997,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.27004191279411316},{"word":"i'd","start":564.77997,"end":564.94,"confidence":0.9863281,"punctuated_word":"I'd","sentiment":"negative","sentiment_score":-0.3448837697505951},{"word":"have","start":564.94,"end":565.18,"confidence":1.0,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.34167999029159546},{"word":"to","start":565.18,"end":565.26,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2966099679470062},{"word":"pay","start":565.26,"end":565.57996,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"negative","sentiment_score":-0.40386962890625},{"word":"tax","start":565.57996,"end":566.07996,"confidence":0.9980469,"punctuated_word":"tax","sentiment":"negative","sentiment_score":-0.33728542923927307},{"word":"on","start":566.38,"end":566.88,"confidence":0.42797852,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.37436991930007935},{"word":"any","start":567.66,"end":567.98,"confidence":0.9951172,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.32389891147613525},{"word":"kind","start":567.98,"end":568.3,"confidence":0.99902344,"punctuated_word":"kind","sentiment":"negative","sentiment_score":-0.3443737030029297},{"word":"of","start":568.3,"end":568.77997,"confidence":0.99902344,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.40649670362472534},{"word":"growth","start":568.77997,"end":569.26,"confidence":0.9604492,"punctuated_word":"growth","sentiment":"negative","sentiment_score":-0.4300768375396729},{"word":"in","start":569.26,"end":569.42,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2122455388307571},{"word":"that","start":569.42,"end":569.74,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2274585962295532},{"word":"because","start":569.74,"end":569.98,"confidence":0.9350586,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.14246724545955658},{"word":"it's","start":569.98,"end":570.22,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.14021800458431244},{"word":"considered","start":570.22,"end":570.72,"confidence":1.0,"punctuated_word":"considered","sentiment":"neutral","sentiment_score":-0.052097976207733154},{"word":"income","start":570.77997,"end":571.27997,"confidence":0.9770508,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":-0.052878521382808685},{"word":"and","start":571.5,"end":571.66,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.027774706482887268},{"word":"then","start":571.66,"end":571.82,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.014041279442608356},{"word":"i","start":571.82,"end":571.98,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04169752448797226},{"word":"didn't","start":571.98,"end":572.3,"confidence":1.0,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.04717208072543144},{"word":"know","start":572.3,"end":572.45996,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.06728072464466095},{"word":"how","start":572.45996,"end":572.62,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.0457027405500412},{"word":"it","start":572.62,"end":572.77997,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02826584316790104},{"word":"works","start":572.77997,"end":573.1,"confidence":0.99902344,"punctuated_word":"works","sentiment":"neutral","sentiment_score":-0.027494344860315323},{"word":"because","start":573.1,"end":573.33997,"confidence":0.9316406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.021002376452088356},{"word":"he","start":573.33997,"end":573.5,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.01736767590045929},{"word":"wanted","start":573.5,"end":573.89996,"confidence":0.94921875,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.02638249844312668},{"word":"he","start":573.98,"end":574.13995,"confidence":0.9316406,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.010813080705702305},{"word":"he's","start":574.635,"end":574.875,"confidence":0.9995117,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.015669958665966988},{"word":"labeling","start":574.875,"end":575.275,"confidence":0.9892578,"punctuated_word":"labeling","sentiment":"neutral","sentiment_score":-0.025526199489831924},{"word":"it","start":575.275,"end":575.435,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01620647683739662},{"word":"as","start":575.435,"end":575.67505,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.019550751894712448},{"word":"a","start":575.67505,"end":575.835,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.019063960760831833},{"word":"trust","start":575.835,"end":576.075,"confidence":0.8041992,"punctuated_word":"trust,","sentiment":"neutral","sentiment_score":-0.024062275886535645},{"word":"and","start":576.075,"end":576.23505,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02172468602657318},{"word":"i'm","start":576.23505,"end":576.395,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.02685585990548134},{"word":"like","start":576.395,"end":576.555,"confidence":0.8942871,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.027399081736803055},{"word":"it's","start":576.555,"end":576.79504,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.033313047140836716},{"word":"not","start":576.79504,"end":576.955,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.03500264137983322},{"word":"a","start":576.955,"end":577.115,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05150105431675911},{"word":"trust","start":577.115,"end":577.59503,"confidence":0.80444336,"punctuated_word":"trust,","sentiment":"neutral","sentiment_score":-0.06129499152302742},{"word":"though","start":577.59503,"end":578.09503,"confidence":0.9819336,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":-0.04571845009922981},{"word":"like","start":578.23505,"end":578.73505,"confidence":0.97631836,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.034350790083408356},{"word":"trust","start":579.03503,"end":579.275,"confidence":0.5703125,"punctuated_word":"trust","sentiment":"neutral","sentiment_score":-0.03795032948255539},{"word":"is","start":579.275,"end":579.435,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.028113391250371933},{"word":"a","start":579.435,"end":579.59503,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.018569432199001312},{"word":"completely","start":579.59503,"end":579.995,"confidence":0.9951172,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":-0.032142523676157},{"word":"different","start":579.995,"end":580.315,"confidence":0.9970703,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.04035746678709984},{"word":"thing","start":580.315,"end":580.715,"confidence":0.9951172,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":-0.007932784035801888},{"word":"it's","start":580.715,"end":580.875,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.008650213479995728},{"word":"an","start":580.875,"end":581.115,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.01568671315908432},{"word":"investment","start":581.115,"end":581.615,"confidence":0.9951172,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.001686280593276024},{"word":"thing","start":581.755,"end":582.255,"confidence":0.9975586,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.014849665574729444},{"word":"yeah","start":583.755,"end":584.255,"confidence":0.98657227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0023275362327694893},{"word":"i","start":585.03503,"end":585.115,"confidence":0.95410156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.010086260735988615},{"word":"know","start":585.115,"end":585.59503,"confidence":0.97265625,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.007247774861752987},{"word":"and","start":585.59503,"end":585.995,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.00900558102875948},{"word":"even","start":585.995,"end":586.495,"confidence":0.9970703,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.017759693786501884},{"word":"my","start":586.635,"end":586.875,"confidence":0.99609375,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.03056473657488823},{"word":"lawyer","start":586.875,"end":587.275,"confidence":0.92333984,"punctuated_word":"lawyer","sentiment":"neutral","sentiment_score":-0.02540573477745056},{"word":"is","start":587.275,"end":587.35504,"confidence":0.55810547,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.025238044559955597},{"word":"a","start":587.35504,"end":587.435,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03139111027121544},{"word":"bit","start":587.435,"end":587.59503,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.048644617199897766},{"word":"like","start":587.59503,"end":587.835,"confidence":0.7402344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.04210112243890762},{"word":"it","start":587.835,"end":587.91504,"confidence":0.8051758,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03742297738790512},{"word":"doesn't","start":587.91504,"end":588.315,"confidence":0.9980469,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.03154967725276947},{"word":"it's","start":588.555,"end":588.79504,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.06718164682388306},{"word":"a","start":588.79504,"end":588.955,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08543136715888977},{"word":"bit","start":588.955,"end":589.195,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.11508411169052124},{"word":"weird","start":589.195,"end":589.67505,"confidence":0.8305664,"punctuated_word":"weird,","sentiment":"neutral","sentiment_score":-0.17824655771255493},{"word":"like","start":589.67505,"end":589.995,"confidence":0.8894043,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1845802664756775},{"word":"the","start":589.995,"end":590.37,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18269246816635132},{"word":"whole","start":591.17,"end":591.25,"confidence":0.9902344,"punctuated_word":"whole","sentiment":"neutral","sentiment_score":-0.18755249679088593},{"word":"how","start":591.33,"end":591.49,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.1571267992258072},{"word":"it's","start":591.49,"end":591.73,"confidence":0.9875488,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.17298488318920135},{"word":"all","start":591.73,"end":591.81,"confidence":0.9448242,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.13245442509651184},{"word":"i","start":593.33,"end":593.49,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11643590033054352},{"word":"just","start":593.49,"end":593.65,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.12611441314220428},{"word":"you","start":593.81,"end":593.89,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14069142937660217},{"word":"know","start":593.89,"end":594.05,"confidence":0.7565918,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1308426558971405},{"word":"how","start":594.05,"end":594.21,"confidence":0.9970703,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.10549677908420564},{"word":"when","start":594.21,"end":594.45,"confidence":0.9135742,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.0931764394044876},{"word":"you","start":594.45,"end":594.61,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10347969084978104},{"word":"got","start":594.61,"end":594.85,"confidence":0.7626953,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.1194681003689766},{"word":"a","start":594.85,"end":594.93,"confidence":0.9790039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16989006102085114},{"word":"tug","start":594.93,"end":595.17,"confidence":0.99902344,"punctuated_word":"tug","sentiment":"neutral","sentiment_score":-0.21497347950935364},{"word":"of","start":595.17,"end":595.25,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2788339853286743},{"word":"war","start":595.25,"end":595.49,"confidence":0.97021484,"punctuated_word":"war,","sentiment":"neutral","sentiment_score":-0.16947504878044128},{"word":"i","start":595.49,"end":595.65,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1944894790649414},{"word":"just","start":595.65,"end":595.89,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.16115692257881165},{"word":"don't","start":595.89,"end":596.05,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.18595758080482483},{"word":"wanna","start":596.05,"end":596.37,"confidence":0.9892578,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.17798860371112823},{"word":"keep","start":596.37,"end":596.61,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.18096742033958435},{"word":"pulling","start":596.61,"end":596.85,"confidence":0.95458984,"punctuated_word":"pulling,","sentiment":"neutral","sentiment_score":-0.15280795097351074},{"word":"like","start":596.85,"end":597.35,"confidence":0.9970703,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.09512563794851304},{"word":"whatever","start":597.65,"end":598.15,"confidence":0.9941406,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.06508769094944},{"word":"makes","start":598.37,"end":598.69,"confidence":0.99609375,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.11092041432857512},{"word":"him","start":598.69,"end":598.85,"confidence":0.99609375,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.19092398881912231},{"word":"happy","start":598.85,"end":599.25,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.25517982244491577},{"word":"at","start":599.25,"end":599.41,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2077163457870483},{"word":"the","start":599.41,"end":599.49,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1919274479150772},{"word":"end","start":599.49,"end":599.65,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.32831889390945435},{"word":"of","start":599.65,"end":599.81,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22105546295642853},{"word":"the","start":599.81,"end":599.97,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.241037517786026},{"word":"day","start":599.97,"end":600.29,"confidence":0.98291016,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.13614419102668762},{"word":"so","start":600.29,"end":600.79,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07626372575759888},{"word":"i","start":602.835,"end":602.995,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16267627477645874},{"word":"don't","start":602.995,"end":603.23505,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.116966150701046},{"word":"know","start":603.23505,"end":603.715,"confidence":0.8498535,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.09590118378400804},{"word":"that's","start":603.715,"end":604.03503,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.029783299192786217},{"word":"probably","start":604.03503,"end":604.35504,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.024208784103393555},{"word":"another","start":604.35504,"end":604.755,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.021112091839313507},{"word":"conversation","start":604.755,"end":605.255,"confidence":0.7631836,"punctuated_word":"conversation.","sentiment":"neutral","sentiment_score":0.015276025980710983},{"word":"and","start":605.47504,"end":605.635,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2676647901535034},{"word":"him","start":605.635,"end":605.875,"confidence":0.9970703,"punctuated_word":"him","sentiment":"positive","sentiment_score":0.3630642890930176},{"word":"and","start":605.875,"end":606.03503,"confidence":0.99902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.38850855827331543},{"word":"i","start":606.03503,"end":606.53503,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4537324607372284},{"word":"i'm","start":606.67505,"end":606.91504,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.6280332207679749},{"word":"happy","start":606.91504,"end":607.23505,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.7198638916015625},{"word":"to","start":607.23505,"end":607.315,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.77396160364151},{"word":"work","start":607.315,"end":607.635,"confidence":1.0,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.785288393497467},{"word":"with","start":607.635,"end":607.875,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.8107925653457642},{"word":"him","start":607.875,"end":608.375,"confidence":0.9970703,"punctuated_word":"him.","sentiment":"positive","sentiment_score":0.6556566953659058},{"word":"we","start":609.875,"end":610.11505,"confidence":0.92822266,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.5820811986923218},{"word":"still","start":610.11505,"end":610.515,"confidence":0.92822266,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.6167327165603638},{"word":"are","start":610.515,"end":610.67505,"confidence":0.7573242,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.651866614818573},{"word":"amicable","start":610.67505,"end":611.155,"confidence":0.929362,"punctuated_word":"amicable,","sentiment":"positive","sentiment_score":0.6392421722412109},{"word":"and","start":611.155,"end":611.315,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4786222577095032},{"word":"it's","start":611.315,"end":611.47504,"confidence":1.0,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.4806508719921112},{"word":"probably","start":611.47504,"end":611.875,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"positive","sentiment_score":0.39636465907096863},{"word":"another","start":611.875,"end":612.275,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.28235483169555664},{"word":"discussion","start":612.275,"end":612.755,"confidence":1.0,"punctuated_word":"discussion","sentiment":"positive","sentiment_score":0.35595405101776123},{"word":"that","start":612.755,"end":612.91504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2319917678833008},{"word":"we","start":612.91504,"end":613.155,"confidence":0.99316406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17685697972774506},{"word":"maybe","start":613.155,"end":613.47504,"confidence":0.50878906,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.21338027715682983},{"word":"we","start":613.47504,"end":613.555,"confidence":0.7050781,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17011341452598572},{"word":"have","start":613.555,"end":613.715,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2587352991104126},{"word":"to","start":613.715,"end":613.875,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25780004262924194},{"word":"have","start":613.875,"end":614.11505,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.29088902473449707},{"word":"altogether","start":614.11505,"end":614.61505,"confidence":0.81347656,"punctuated_word":"altogether","sentiment":"positive","sentiment_score":0.3687114119529724},{"word":"because","start":615.075,"end":615.395,"confidence":0.66552734,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2625383138656616},{"word":"he","start":615.395,"end":615.63,"confidence":1.0,"punctuated_word":"he","sentiment":"positive","sentiment_score":0.4564173221588135},{"word":"still","start":615.63,"end":615.87,"confidence":1.0,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.4777550101280213},{"word":"wants","start":615.87,"end":615.99,"confidence":0.9970703,"punctuated_word":"wants","sentiment":"positive","sentiment_score":0.5587891936302185},{"word":"it","start":615.99,"end":616.11,"confidence":0.9770508,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5249106884002686},{"word":"in","start":616.11,"end":616.35,"confidence":0.99902344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4316634237766266},{"word":"both","start":616.35,"end":616.59,"confidence":1.0,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.3956836760044098},{"word":"of","start":616.59,"end":616.75,"confidence":0.9980469,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4685119092464447},{"word":"our","start":616.75,"end":616.91003,"confidence":0.9951172,"punctuated_word":"our","sentiment":"positive","sentiment_score":0.4399002194404602},{"word":"names","start":616.91003,"end":617.31,"confidence":0.9460449,"punctuated_word":"names.","sentiment":"positive","sentiment_score":0.37869471311569214},{"word":"he","start":617.31,"end":617.55,"confidence":1.0,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.32915955781936646},{"word":"just","start":617.55,"end":617.79,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.22894687950611117},{"word":"wants","start":617.79,"end":618.03,"confidence":0.99902344,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":0.33078932762145996},{"word":"it","start":618.03,"end":618.15,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.43243178725242615},{"word":"to","start":618.15,"end":618.27,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.35782015323638916},{"word":"go","start":618.27,"end":618.51,"confidence":1.0,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.3650951385498047},{"word":"to","start":618.51,"end":618.67,"confidence":0.9951172,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4455327093601227},{"word":"the","start":618.67,"end":618.83,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.36179840564727783},{"word":"kids","start":618.83,"end":619.07,"confidence":0.9250488,"punctuated_word":"kids.","sentiment":"positive","sentiment_score":0.37672004103660583},{"word":"like","start":619.07,"end":619.23,"confidence":0.9436035,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.17926326394081116},{"word":"he","start":619.23,"end":619.47003,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.22229038178920743},{"word":"wants","start":619.47003,"end":619.71,"confidence":0.99902344,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":0.17389537394046783},{"word":"to","start":619.71,"end":619.87,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19997061789035797},{"word":"have","start":619.87,"end":620.03,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1577872335910797},{"word":"it","start":620.03,"end":620.19,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.20784643292427063},{"word":"held","start":620.19,"end":620.51,"confidence":0.9980469,"punctuated_word":"held","sentiment":"neutral","sentiment_score":0.18607015907764435},{"word":"for","start":620.51,"end":620.67,"confidence":0.9729004,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.07643789798021317},{"word":"you","start":620.67,"end":620.75,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04179907590150833},{"word":"know","start":620.75,"end":620.91003,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.07294464111328125},{"word":"another","start":620.91003,"end":621.41003,"confidence":0.99609375,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.09751986712217332},{"word":"fifteen","start":621.63,"end":622.13,"confidence":0.9980469,"punctuated_word":"fifteen","sentiment":"neutral","sentiment_score":0.08688335120677948},{"word":"whatever","start":622.19,"end":622.67,"confidence":0.56152344,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.08788445591926575},{"word":"years","start":622.67,"end":623.17,"confidence":0.9863281,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.07997256517410278},{"word":"and","start":624.35,"end":624.67,"confidence":0.95410156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.004992358386516571},{"word":"growing","start":624.67,"end":625.17,"confidence":0.9406738,"punctuated_word":"growing.","sentiment":"neutral","sentiment_score":0.020291361957788467},{"word":"and","start":625.23,"end":625.47003,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.07170836627483368},{"word":"i","start":625.47003,"end":625.63,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.148829385638237},{"word":"don't","start":625.63,"end":625.79,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.14410051703453064},{"word":"know","start":625.79,"end":625.95,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.20421288907527924},{"word":"if","start":625.95,"end":626.19,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.22128617763519287},{"word":"you","start":626.19,"end":626.27,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17560386657714844},{"word":"guys","start":626.27,"end":626.67,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.15483900904655457},{"word":"set","start":626.67,"end":626.91003,"confidence":0.99902344,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.12472839653491974},{"word":"things","start":626.91003,"end":627.23,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.11385122686624528},{"word":"up","start":627.23,"end":627.73,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.11513107270002364},{"word":"where","start":627.95,"end":628.19,"confidence":0.99316406,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.09419123828411102},{"word":"i","start":628.91003,"end":629.07,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14580795168876648},{"word":"don't","start":629.07,"end":629.31,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.13936977088451383},{"word":"know","start":629.31,"end":629.55,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1596566140651703},{"word":"because","start":629.55,"end":630.05,"confidence":0.54541016,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.13200435042381287},{"word":"i","start":630.44495,"end":630.605,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18748416006565097},{"word":"know","start":630.605,"end":631.105,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.21379709243774417},{"word":"in","start":631.245,"end":631.485,"confidence":0.88134766,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2116263210773468},{"word":"a","start":631.485,"end":631.565,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2347884178161621},{"word":"few","start":631.565,"end":631.805,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.2382449507713318},{"word":"years","start":631.805,"end":632.125,"confidence":0.9086914,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.2195844054222107},{"word":"it's","start":632.125,"end":632.365,"confidence":1.0,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.3382868766784668},{"word":"gonna","start":632.365,"end":632.605,"confidence":0.99609375,"punctuated_word":"gonna","sentiment":"negative","sentiment_score":-0.35313478112220764},{"word":"hit","start":632.605,"end":632.845,"confidence":0.99902344,"punctuated_word":"hit","sentiment":"negative","sentiment_score":-0.4356341361999512},{"word":"me","start":632.845,"end":633.00494,"confidence":1.0,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.5107079148292542},{"word":"hard","start":633.00494,"end":633.32495,"confidence":0.9951172,"punctuated_word":"hard","sentiment":"negative","sentiment_score":-0.4248940050601959},{"word":"with","start":633.32495,"end":633.485,"confidence":0.9970703,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.4941922426223755},{"word":"tax","start":633.485,"end":633.805,"confidence":0.9873047,"punctuated_word":"tax","sentiment":"negative","sentiment_score":-0.4982866048812866},{"word":"if","start":633.805,"end":633.96497,"confidence":0.95166016,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.3997156620025635},{"word":"i've","start":633.96497,"end":634.125,"confidence":0.9580078,"punctuated_word":"I've","sentiment":"negative","sentiment_score":-0.38338467478752136},{"word":"got","start":634.125,"end":634.285,"confidence":1.0,"punctuated_word":"got","sentiment":"negative","sentiment_score":-0.38918671011924744},{"word":"this","start":634.285,"end":634.52496,"confidence":0.9819336,"punctuated_word":"this","sentiment":"negative","sentiment_score":-0.3443634510040283},{"word":"huge","start":634.52496,"end":634.845,"confidence":1.0,"punctuated_word":"huge","sentiment":"neutral","sentiment_score":-0.3017081618309021},{"word":"amount","start":634.845,"end":635.165,"confidence":1.0,"punctuated_word":"amount","sentiment":"negative","sentiment_score":-0.33513933420181274},{"word":"that's","start":635.165,"end":635.40497,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.29764169454574585},{"word":"in","start":635.40497,"end":635.565,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.27081990242004395},{"word":"my","start":635.565,"end":635.64496,"confidence":1.0,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.36380094289779663},{"word":"name","start":635.64496,"end":635.88495,"confidence":0.9008789,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":-0.26202279329299927},{"word":"but","start":635.88495,"end":636.125,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.32076939940452576},{"word":"i'm","start":636.125,"end":636.285,"confidence":1.0,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.4991338849067688},{"word":"reaping","start":636.285,"end":636.605,"confidence":0.98291016,"punctuated_word":"reaping","sentiment":"negative","sentiment_score":-0.5129556655883789},{"word":"no","start":636.605,"end":636.925,"confidence":0.99902344,"punctuated_word":"no","sentiment":"negative","sentiment_score":-0.5881723761558533},{"word":"benefits","start":636.925,"end":637.425,"confidence":1.0,"punctuated_word":"benefits","sentiment":"negative","sentiment_score":-0.5213021039962769},{"word":"at","start":637.485,"end":637.64496,"confidence":1.0,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.5853757262229919},{"word":"all","start":637.64496,"end":637.805,"confidence":0.7158203,"punctuated_word":"all.","sentiment":"negative","sentiment_score":-0.44014042615890503},{"word":"and","start":637.805,"end":638.045,"confidence":0.97802734,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.23710444569587708},{"word":"i'm","start":638.045,"end":638.125,"confidence":0.9082031,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2631931006908417},{"word":"a","start":638.125,"end":638.285,"confidence":0.82910156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.31099408864974976},{"word":"super","start":638.285,"end":638.605,"confidence":0.9980469,"punctuated_word":"super","sentiment":"negative","sentiment_score":-0.4163944721221924},{"word":"low","start":638.605,"end":638.76495,"confidence":0.9970703,"punctuated_word":"low","sentiment":"negative","sentiment_score":-0.4353113770484924},{"word":"income","start":638.76495,"end":639.08496,"confidence":1.0,"punctuated_word":"income","sentiment":"negative","sentiment_score":-0.44373583793640137},{"word":"and","start":639.08496,"end":639.32495,"confidence":0.9277344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.29704055190086365},{"word":"can't","start":639.32495,"end":639.485,"confidence":0.99853516,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.3278929889202118},{"word":"get","start":639.485,"end":639.725,"confidence":0.9951172,"punctuated_word":"get","sentiment":"negative","sentiment_score":-0.4090303778648377},{"word":"any","start":639.725,"end":639.96497,"confidence":0.99609375,"punctuated_word":"any","sentiment":"negative","sentiment_score":-0.38382047414779663},{"word":"support","start":639.96497,"end":640.365,"confidence":1.0,"punctuated_word":"support","sentiment":"negative","sentiment_score":-0.40041717886924744},{"word":"because","start":640.365,"end":640.685,"confidence":0.90234375,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.13023680448532104},{"word":"it","start":640.685,"end":640.845,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1087852194905281},{"word":"looks","start":640.845,"end":641.08496,"confidence":1.0,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":-0.09885343909263612},{"word":"like","start":641.08496,"end":641.32495,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.09631171077489852},{"word":"i'm","start":641.32495,"end":641.485,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0850180983543396},{"word":"earning","start":641.485,"end":641.805,"confidence":1.0,"punctuated_word":"earning","sentiment":"neutral","sentiment_score":-0.15160347521305084},{"word":"a","start":641.805,"end":641.88495,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09577400982379912},{"word":"lot","start":641.88495,"end":642.125,"confidence":0.8815918,"punctuated_word":"lot,","sentiment":"neutral","sentiment_score":-0.0848565399646759},{"word":"but","start":642.125,"end":642.285,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07900887727737427},{"word":"i","start":642.285,"end":642.52496,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13125410676002502},{"word":"actually","start":642.52496,"end":643.02496,"confidence":0.88964844,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":-0.1034732311964035},{"word":"yeah","start":643.98,"end":644.06,"confidence":0.9189453,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.1094108521938324},{"word":"i","start":644.06,"end":644.14,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16085869073867798},{"word":"don't","start":644.14,"end":644.3,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.13334336876869202},{"word":"know","start":644.3,"end":644.46,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.13416969776153564},{"word":"if","start":644.46,"end":644.7,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.14211009442806244},{"word":"that","start":644.7,"end":644.78,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10975952446460724},{"word":"makes","start":644.78,"end":645.02,"confidence":0.97265625,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.1229088008403778},{"word":"sense","start":645.02,"end":645.5,"confidence":0.97436523,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.1098884642124176},{"word":"like","start":645.5,"end":645.66,"confidence":0.9633789,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.0048656947910785675},{"word":"i","start":645.66,"end":645.82,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.005170077085494995},{"word":"just","start":645.82,"end":646.32,"confidence":0.9394531,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.01995106041431427},{"word":"mhmm","start":658.22,"end":658.72,"confidence":0.8779297,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.009719100780785084},{"word":"yeah","start":663.15497,"end":663.65497,"confidence":0.8835449,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0024994192644953728},{"word":"yeah","start":666.995,"end":667.495,"confidence":0.9914551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.057411350309848785},{"word":"yeah","start":670.355,"end":670.855,"confidence":0.9794922,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026300881057977676},{"word":"yeah","start":671.315,"end":671.61,"confidence":0.9628906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023786796256899834},{"word":"yeah","start":681.05,"end":681.55,"confidence":0.95458984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08311834186315536},{"word":"yep","start":696.345,"end":696.845,"confidence":0.8959961,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.10058604925870895},{"word":"yeah","start":696.985,"end":697.485,"confidence":0.9770508,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08897210657596588},{"word":"no","start":697.77997,"end":698.02,"confidence":0.99658203,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10820144414901732},{"word":"it's","start":698.02,"end":698.26,"confidence":0.9975586,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.1208275705575943},{"word":"i'm","start":698.33997,"end":698.5,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.15085025131702423},{"word":"not","start":698.5,"end":699.0,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.10562270879745483},{"word":"yeah","start":699.81995,"end":700.31995,"confidence":0.77612305,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.08574818819761276},{"word":"yep","start":700.42,"end":700.92,"confidence":0.8244629,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.06040993332862854},{"word":"it's","start":701.22,"end":701.54,"confidence":0.9980469,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.15858034789562225},{"word":"not","start":701.54,"end":701.77997,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.16525903344154358},{"word":"now","start":701.77997,"end":702.02,"confidence":0.99902344,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.2259943038225174},{"word":"that","start":702.02,"end":702.26,"confidence":0.9838867,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1923666000366211},{"word":"it","start":702.26,"end":702.33997,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.29043442010879517},{"word":"would","start":702.33997,"end":702.5,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.31441575288772583},{"word":"be","start":702.5,"end":702.74,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.3010596036911011},{"word":"an","start":702.74,"end":702.9,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.2658819556236267},{"word":"issue","start":702.9,"end":703.14,"confidence":0.9707031,"punctuated_word":"issue.","sentiment":"neutral","sentiment_score":-0.2373219728469849},{"word":"it's","start":703.14,"end":703.38,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.14642897248268127},{"word":"in","start":703.38,"end":703.62,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.13211989402770996},{"word":"about","start":703.62,"end":703.94,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.10488677024841309},{"word":"you","start":704.33997,"end":704.5,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11262834072113036},{"word":"know","start":704.5,"end":704.74,"confidence":0.9838867,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.11484148353338242},{"word":"if","start":704.74,"end":704.9,"confidence":0.9873047,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1125870645046234},{"word":"it","start":704.9,"end":704.98,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14547476172447205},{"word":"grows","start":704.98,"end":705.3,"confidence":0.99316406,"punctuated_word":"grows","sentiment":"neutral","sentiment_score":-0.1110895648598671},{"word":"in","start":705.3,"end":705.54,"confidence":0.8388672,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.148331880569458},{"word":"another","start":705.54,"end":705.94,"confidence":0.99902344,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.14897246658802032},{"word":"five","start":705.94,"end":706.26,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.17794078588485718},{"word":"years","start":706.26,"end":706.66,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.13139744102954865},{"word":"and","start":706.66,"end":707.06,"confidence":0.77685547,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.16201835870742798},{"word":"you","start":707.06,"end":707.22,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1601652950048447},{"word":"know","start":707.22,"end":707.62,"confidence":0.9980469,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.16500195860862732},{"word":"i","start":707.62,"end":707.77997,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19235698878765103},{"word":"still","start":707.77997,"end":708.02,"confidence":0.8925781,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.15551316738128662},{"word":"am","start":708.02,"end":708.18,"confidence":0.97314453,"punctuated_word":"am","sentiment":"neutral","sentiment_score":-0.12342820316553116},{"word":"planning","start":708.18,"end":708.66,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":-0.08149122446775436},{"word":"to","start":708.66,"end":708.82,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09820929914712906},{"word":"be","start":708.82,"end":709.32,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10722141712903976},{"word":"some","start":710.59503,"end":710.91504,"confidence":0.99609375,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.14058244228363037},{"word":"kind","start":710.91504,"end":711.075,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.12170013040304184},{"word":"of","start":711.075,"end":711.235,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10139787942171095},{"word":"a","start":711.235,"end":711.395,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1028260737657547},{"word":"stay","start":711.395,"end":711.555,"confidence":0.9838867,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":-0.026745080947875977},{"word":"at","start":711.555,"end":711.715,"confidence":0.9873047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05177430063486099},{"word":"home","start":711.715,"end":712.115,"confidence":0.99902344,"punctuated_word":"home","sentiment":"neutral","sentiment_score":-0.053787991404533386},{"word":"mom","start":712.115,"end":712.435,"confidence":0.8129883,"punctuated_word":"mom.","sentiment":"neutral","sentiment_score":-0.10076139867305756},{"word":"so","start":712.435,"end":712.59503,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.25136011838912964},{"word":"i","start":712.59503,"end":712.755,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4000568389892578},{"word":"don't","start":712.755,"end":712.91504,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.27369293570518494},{"word":"really","start":712.91504,"end":713.235,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.30991053581237793},{"word":"want","start":713.235,"end":713.47504,"confidence":1.0,"punctuated_word":"want","sentiment":"negative","sentiment_score":-0.34197089076042175},{"word":"to","start":713.47504,"end":713.795,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.33089640736579895},{"word":"because","start":713.795,"end":714.03503,"confidence":0.5683594,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.2548694908618927},{"word":"i","start":714.03503,"end":714.195,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4173265397548675},{"word":"need","start":714.195,"end":714.435,"confidence":0.6660156,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.3194797933101654},{"word":"to","start":714.435,"end":714.515,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.33602532744407654},{"word":"be","start":714.515,"end":714.755,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.3040715456008911},{"word":"here","start":714.755,"end":714.91504,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.26172733306884766},{"word":"for","start":714.91504,"end":715.075,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.22330111265182495},{"word":"the","start":715.075,"end":715.155,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.25438785552978516},{"word":"kids","start":715.155,"end":715.555,"confidence":1.0,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":-0.1605282574892044},{"word":"and","start":715.555,"end":715.715,"confidence":0.96777344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.24700288474559784},{"word":"teach","start":715.715,"end":716.03503,"confidence":1.0,"punctuated_word":"teach","sentiment":"neutral","sentiment_score":-0.10234668850898744},{"word":"them","start":716.03503,"end":716.275,"confidence":0.9980469,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.1250430941581726},{"word":"and","start":716.275,"end":716.435,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2116631418466568},{"word":"things","start":716.435,"end":716.835,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.19364863634109497},{"word":"like","start":716.835,"end":717.075,"confidence":0.99121094,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.25525763630867004},{"word":"that","start":717.075,"end":717.575,"confidence":0.9921875,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.28246501088142395},{"word":"but","start":719.075,"end":719.315,"confidence":0.7753906,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.008888278156518936},{"word":"anyway","start":719.315,"end":719.715,"confidence":0.9995117,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.04822854697704315},{"word":"that","start":719.715,"end":720.195,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05357782915234566},{"word":"we","start":720.435,"end":720.675,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09904283285140993},{"word":"can","start":720.675,"end":720.91504,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12360480427742004},{"word":"have","start":720.91504,"end":721.075,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16125646233558655},{"word":"another","start":721.075,"end":721.47504,"confidence":0.99902344,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.115189827978611},{"word":"meeting","start":721.47504,"end":721.955,"confidence":0.9980469,"punctuated_word":"meeting","sentiment":"neutral","sentiment_score":0.144515261054039},{"word":"even","start":721.955,"end":722.195,"confidence":0.9760742,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.1520393192768097},{"word":"with","start":722.195,"end":722.515,"confidence":0.99316406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1908998191356659},{"word":"ben","start":722.515,"end":722.755,"confidence":0.9951172,"punctuated_word":"Ben","sentiment":"neutral","sentiment_score":0.14864911139011383},{"word":"and","start":722.755,"end":722.995,"confidence":0.8359375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11981746554374696},{"word":"even","start":722.995,"end":723.495,"confidence":0.99609375,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.11261038482189178},{"word":"if","start":723.555,"end":723.715,"confidence":0.9428711,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12339448928833008},{"word":"he","start":723.715,"end":723.875,"confidence":0.9790039,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.1285962164402008},{"word":"gets","start":723.875,"end":724.115,"confidence":0.9707031,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.14483588933944702},{"word":"his","start":724.115,"end":724.355,"confidence":0.9536133,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.13412734866142273},{"word":"own","start":724.355,"end":724.675,"confidence":0.9428711,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.1263270527124405},{"word":"financial","start":724.675,"end":725.07,"confidence":0.8154297,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.09750726073980331},{"word":"adviser","start":725.23,"end":725.55,"confidence":0.73046875,"punctuated_word":"adviser.","sentiment":"neutral","sentiment_score":0.12408918142318726},{"word":"like","start":725.55,"end":725.79,"confidence":0.982666,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.15750862658023834},{"word":"i'm","start":725.79,"end":726.03,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.30972644686698914},{"word":"happy","start":726.03,"end":726.27,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.3771313428878784},{"word":"to","start":726.27,"end":726.43,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27954792976379395},{"word":"collaborate","start":726.43,"end":726.93,"confidence":0.91430664,"punctuated_word":"collaborate.","sentiment":"neutral","sentiment_score":0.1969391405582428},{"word":"or","start":727.63,"end":727.87,"confidence":0.9951172,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.08077789843082428},{"word":"i","start":727.87,"end":728.03,"confidence":0.9667969,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006853554397821426},{"word":"don't","start":728.03,"end":728.19,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.011948737315833569},{"word":"know","start":728.19,"end":728.35004,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.009982816874980928},{"word":"if","start":728.35004,"end":728.59,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.009223420172929764},{"word":"you","start":728.59,"end":728.67,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016506634652614594},{"word":"guys","start":728.67,"end":728.91003,"confidence":0.9970703,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.022838547825813293},{"word":"set","start":728.91003,"end":729.15,"confidence":0.9863281,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.01080453023314476},{"word":"up","start":729.15,"end":729.31,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.005649395287036896},{"word":"things","start":729.31,"end":729.55,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04239262267947197},{"word":"where","start":729.55,"end":729.79,"confidence":0.9980469,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.00562778115272522},{"word":"it","start":729.79,"end":729.87,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.020303264260292053},{"word":"can","start":729.87,"end":730.11,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.0016133785247802734},{"word":"be","start":730.11,"end":730.19,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.016121577471494675},{"word":"in","start":730.19,"end":730.43,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.001681886613368988},{"word":"children's","start":730.43,"end":730.91003,"confidence":0.9980469,"punctuated_word":"children's","sentiment":"neutral","sentiment_score":0.006998164113610983},{"word":"names","start":730.91003,"end":731.23,"confidence":0.8845215,"punctuated_word":"names,","sentiment":"neutral","sentiment_score":-0.030398398637771606},{"word":"but","start":731.23,"end":731.47003,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06119411066174507},{"word":"we're","start":731.47003,"end":731.71,"confidence":0.876709,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.07796359062194824},{"word":"just","start":731.71,"end":731.95,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07234597206115723},{"word":"like","start":731.95,"end":732.27,"confidence":0.5185547,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.06923629343509674},{"word":"the","start":732.27,"end":732.51,"confidence":0.97265625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04455848038196564},{"word":"overseas","start":732.51,"end":733.01,"confidence":0.9199219,"punctuated_word":"overseas","sentiment":"neutral","sentiment_score":-0.033307209610939026},{"word":"or","start":733.07,"end":733.31,"confidence":0.99316406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0728578120470047},{"word":"something","start":733.31,"end":733.71,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.0718490332365036},{"word":"like","start":733.71,"end":733.87,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.10275304317474364},{"word":"that","start":733.87,"end":734.11,"confidence":0.9941406,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.08589473366737366},{"word":"i","start":734.11,"end":734.27,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18941852450370789},{"word":"don't","start":734.27,"end":734.51,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1280687302350998},{"word":"i","start":734.51,"end":734.59,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2087121903896332},{"word":"don't","start":734.59,"end":734.91003,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.15757785737514496},{"word":"know","start":734.91003,"end":735.23,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.12957611680030823},{"word":"what","start":735.23,"end":735.55,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.07510319352149963},{"word":"you","start":735.55,"end":735.71,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08798030018806458},{"word":"guys","start":735.71,"end":736.11,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.06033020839095116},{"word":"have","start":736.11,"end":736.35004,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08385375142097473},{"word":"on","start":736.35004,"end":736.51,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.07731306552886963},{"word":"offer","start":736.51,"end":737.01,"confidence":0.99658203,"punctuated_word":"offer.","sentiment":"neutral","sentiment_score":-0.11603384464979172},{"word":"right","start":742.085,"end":742.585,"confidence":0.98657227,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.004956015385687351},{"word":"well","start":746.085,"end":746.405,"confidence":0.7805176,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.06609340012073517},{"word":"no","start":746.405,"end":746.72504,"confidence":0.8979492,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.0801205039024353},{"word":"because","start":746.72504,"end":747.125,"confidence":0.99902344,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.0981290489435196},{"word":"this","start":747.125,"end":747.445,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.08823923766613007},{"word":"investment","start":747.445,"end":747.925,"confidence":0.97998047,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.0714309960603714},{"word":"was","start":747.925,"end":748.165,"confidence":0.9970703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.08907733857631683},{"word":"set","start":748.165,"end":748.405,"confidence":0.9863281,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.0739637166261673},{"word":"up","start":748.405,"end":748.565,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.06440886855125427},{"word":"for","start":748.565,"end":748.965,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05406958609819412},{"word":"not","start":748.965,"end":749.28503,"confidence":0.7788086,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.04903385043144226},{"word":"the","start":749.28503,"end":749.445,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06520142406225204},{"word":"children","start":749.445,"end":749.925,"confidence":0.86865234,"punctuated_word":"children,","sentiment":"neutral","sentiment_score":-0.06594676524400711},{"word":"but","start":749.925,"end":750.085,"confidence":0.99316406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06061973050236702},{"word":"he","start":750.085,"end":750.245,"confidence":0.9716797,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.04290023446083069},{"word":"look","start":750.85,"end":751.09,"confidence":0.7973633,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":-0.03131513297557831},{"word":"if","start":751.09,"end":751.17,"confidence":0.9980469,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.05195062980055809},{"word":"we","start":751.17,"end":751.33,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.036416929215192795},{"word":"wanted","start":751.33,"end":751.65,"confidence":0.9921875,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.05332207679748535},{"word":"it","start":751.65,"end":751.73,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.005553990602493286},{"word":"for","start":751.73,"end":751.97003,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05777878314256668},{"word":"the","start":751.97003,"end":752.05,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04382029175758362},{"word":"kids","start":752.05,"end":752.29,"confidence":0.99609375,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":-0.03191772848367691},{"word":"we","start":752.37,"end":752.61,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06043700873851776},{"word":"have","start":752.61,"end":753.01,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03217612951993942},{"word":"our","start":753.01,"end":753.25,"confidence":0.79296875,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.06814106553792953},{"word":"kids'","start":753.25,"end":753.65,"confidence":0.8544922,"punctuated_word":"kids'","sentiment":"neutral","sentiment_score":-0.05567045509815216},{"word":"bank","start":753.65,"end":753.89,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.0005911141633987427},{"word":"accounts","start":753.89,"end":754.29,"confidence":0.7832031,"punctuated_word":"accounts.","sentiment":"neutral","sentiment_score":-0.06681077927350998},{"word":"like","start":754.29,"end":754.53,"confidence":0.9855957,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.1936524510383606},{"word":"this","start":754.53,"end":754.77,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.2093636393547058},{"word":"is","start":754.77,"end":754.85,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.223392590880394},{"word":"the","start":754.85,"end":755.01,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1870390623807907},{"word":"weird","start":755.01,"end":755.25,"confidence":1.0,"punctuated_word":"weird","sentiment":"neutral","sentiment_score":-0.19358627498149872},{"word":"thing","start":755.25,"end":755.49,"confidence":0.98535156,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":-0.15494266152381897},{"word":"if","start":755.49,"end":755.65,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.17708083987236023},{"word":"he","start":755.65,"end":755.81,"confidence":0.6821289,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.13420580327510834},{"word":"really","start":755.81,"end":755.97003,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.18617767095565796},{"word":"wanted","start":755.97003,"end":756.29,"confidence":0.99902344,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.1416741907596588},{"word":"it","start":756.29,"end":756.37,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07686664164066315},{"word":"for","start":756.37,"end":756.61,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.1494491845369339},{"word":"the","start":756.61,"end":756.69,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1756179928779602},{"word":"kids","start":756.69,"end":757.01,"confidence":0.9941406,"punctuated_word":"kids,","sentiment":"neutral","sentiment_score":-0.129278302192688},{"word":"it","start":757.01,"end":757.17,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.19690252840518951},{"word":"could","start":757.17,"end":757.33,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.13353559374809265},{"word":"have","start":757.33,"end":757.49,"confidence":0.6064453,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09582789242267609},{"word":"been","start":757.49,"end":757.73,"confidence":0.99609375,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.17884314060211182},{"word":"done","start":757.73,"end":757.97003,"confidence":0.98828125,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.20954260230064392},{"word":"that","start":757.97003,"end":758.47003,"confidence":0.7976074,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.16359451413154602},{"word":"but","start":758.69,"end":759.01,"confidence":0.701416,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.039287809282541275},{"word":"anyway","start":759.01,"end":759.51,"confidence":0.99316406,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.0020396914333105087},{"word":"maybe","start":760.21,"end":760.45,"confidence":1.0,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.03601942956447601},{"word":"we'll","start":760.45,"end":760.77,"confidence":0.9980469,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.04533960670232773},{"word":"have","start":760.77,"end":760.93,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02196779102087021},{"word":"to","start":760.93,"end":761.09,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04901067167520523},{"word":"change","start":761.09,"end":761.41,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.013779230415821075},{"word":"it","start":761.41,"end":761.65,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.005199447274208069},{"word":"to","start":761.65,"end":761.81,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.007071696221828461},{"word":"that","start":761.81,"end":762.31,"confidence":0.9970703,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.01160823181271553},{"word":"yeah","start":774.745,"end":775.245,"confidence":0.9807129,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01260427851229906},{"word":"yeah","start":776.58496,"end":777.08496,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.054433878511190414},{"word":"yeah","start":783.16,"end":783.66,"confidence":0.890625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05048822239041328},{"word":"yeah","start":784.76,"end":785.26,"confidence":0.9890137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.052970342338085175},{"word":"oh","start":796.775,"end":797.275,"confidence":0.82299805,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.10500028729438782},{"word":"that","start":797.655,"end":797.895,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15276125073432922},{"word":"probably","start":797.895,"end":798.395,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.16269344091415405},{"word":"sounds","start":798.455,"end":798.855,"confidence":1.0,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":0.14404189586639404},{"word":"better","start":798.855,"end":799.355,"confidence":0.9980469,"punctuated_word":"better.","sentiment":"neutral","sentiment_score":0.1523204743862152},{"word":"yeah","start":806.71,"end":807.19,"confidence":0.9880371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04891900718212128},{"word":"that's","start":807.19,"end":807.43,"confidence":0.9941406,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.00252860295586288},{"word":"what","start":807.43,"end":807.67004,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.019456133246421817},{"word":"it","start":807.67004,"end":807.91003,"confidence":0.96240234,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02458363026380539},{"word":"that's","start":808.15,"end":808.39,"confidence":0.7993164,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.004832034464925528},{"word":"what","start":808.39,"end":808.63,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.007061131298542023},{"word":"he","start":808.63,"end":808.71,"confidence":0.9658203,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.020635025575757027},{"word":"wants","start":808.71,"end":809.21,"confidence":0.9975586,"punctuated_word":"wants.","sentiment":"neutral","sentiment_score":0.01446533203125},{"word":"yeah","start":809.83,"end":810.33,"confidence":0.7406006,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.035809192806482315},{"word":"yeah","start":810.55005,"end":811.05005,"confidence":0.97021484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.009308390319347382},{"word":"and","start":811.27,"end":811.51,"confidence":0.97998047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02930489182472229},{"word":"i","start":811.51,"end":811.67004,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10832776129245758},{"word":"would","start":811.67004,"end":811.91003,"confidence":0.9970703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.12225338071584702},{"word":"rather","start":811.91003,"end":812.31,"confidence":0.9980469,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":-0.25750720500946045},{"word":"do","start":812.31,"end":812.55005,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.05781775712966919},{"word":"that","start":812.55005,"end":812.71,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01859581470489502},{"word":"because","start":812.71,"end":813.03,"confidence":0.8964844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.04963582009077072},{"word":"i","start":813.03,"end":813.19,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09507303684949876},{"word":"don't","start":813.19,"end":813.35004,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0971093624830246},{"word":"wanna","start":813.35004,"end":813.59,"confidence":0.98291016,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.14133627712726593},{"word":"have","start":813.59,"end":813.75,"confidence":0.9941406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.11660867929458618},{"word":"to","start":813.75,"end":813.91003,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20235061645507812},{"word":"pay","start":813.91003,"end":814.07,"confidence":0.9970703,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.271992564201355},{"word":"a","start":814.07,"end":814.15,"confidence":0.93603516,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2472231388092041},{"word":"whole","start":814.15,"end":814.39,"confidence":0.98828125,"punctuated_word":"whole","sentiment":"neutral","sentiment_score":-0.28834837675094604},{"word":"heap","start":814.39,"end":814.55005,"confidence":0.9970703,"punctuated_word":"heap","sentiment":"neutral","sentiment_score":-0.3087124228477478},{"word":"of","start":814.55005,"end":814.63,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2614021301269531},{"word":"money","start":814.63,"end":814.87,"confidence":0.9970703,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.2545015215873718},{"word":"and","start":814.87,"end":815.03,"confidence":0.98535156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.230599582195282},{"word":"reap","start":815.03,"end":815.53,"confidence":0.7866211,"punctuated_word":"reap","sentiment":"neutral","sentiment_score":-0.08630861341953278},{"word":"absolutely","start":815.765,"end":816.165,"confidence":0.96875,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":-0.19404378533363345},{"word":"no","start":816.165,"end":816.325,"confidence":0.9980469,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.16566202044487},{"word":"benefit","start":816.325,"end":816.805,"confidence":0.9980469,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":-0.06736470758914948},{"word":"of","start":816.805,"end":816.965,"confidence":0.98095703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08658143877983093},{"word":"it","start":816.965,"end":817.285,"confidence":0.99902344,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.16288188099861145},{"word":"i'd","start":817.285,"end":817.525,"confidence":0.9995117,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.1433718353509903},{"word":"rather","start":817.525,"end":818.025,"confidence":1.0,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":-0.21799440681934357},{"word":"not","start":819.045,"end":819.205,"confidence":0.99121094,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.12405920028686523},{"word":"have","start":819.205,"end":819.365,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.16972586512565613},{"word":"any","start":819.365,"end":819.605,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.2109723836183548},{"word":"tax","start":819.605,"end":819.925,"confidence":0.8911133,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.17206522822380066},{"word":"since","start":819.925,"end":820.245,"confidence":0.8339844,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.13785715401172638},{"word":"my","start":820.245,"end":820.485,"confidence":0.9863281,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1437947154045105},{"word":"kids","start":820.485,"end":820.805,"confidence":0.98535156,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":-0.11916475743055344},{"word":"still","start":820.805,"end":821.125,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.17034593224525452},{"word":"go","start":821.125,"end":821.525,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.11438694596290588},{"word":"to","start":821.525,"end":822.025,"confidence":0.8647461,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15206244587898254},{"word":"yeah","start":828.165,"end":828.66,"confidence":0.9885254,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.009590290486812592},{"word":"that","start":836.25995,"end":836.75995,"confidence":0.99121094,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.0014711134135723114},{"word":"yeah","start":838.02997,"end":838.52997,"confidence":0.98950195,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.03050539828836918},{"word":"honestly","start":841.645,"end":842.045,"confidence":0.8991699,"punctuated_word":"Honestly,","sentiment":"neutral","sentiment_score":-0.0618610605597496},{"word":"i","start":842.045,"end":842.205,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11972834914922714},{"word":"would","start":842.205,"end":842.445,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.07330978661775589},{"word":"just","start":842.445,"end":842.605,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.052163220942020416},{"word":"be","start":842.605,"end":842.765,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.09114107489585876},{"word":"leaving","start":842.765,"end":843.085,"confidence":0.9921875,"punctuated_word":"leaving","sentiment":"neutral","sentiment_score":-0.1596536934375763},{"word":"it","start":843.085,"end":843.165,"confidence":0.9658203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.058000028133392334},{"word":"in","start":843.165,"end":843.325,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.11482637375593184},{"word":"his","start":843.325,"end":843.565,"confidence":1.0,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.04798795282840729},{"word":"hands","start":843.565,"end":843.885,"confidence":0.95947266,"punctuated_word":"hands","sentiment":"neutral","sentiment_score":0.02281820774078369},{"word":"as","start":843.885,"end":844.045,"confidence":0.92578125,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0034522563219070435},{"word":"long","start":844.045,"end":844.365,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.027205735445022583},{"word":"as","start":844.365,"end":844.525,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.025415495038032532},{"word":"he","start":844.525,"end":844.685,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.03653038293123245},{"word":"doesn't","start":844.685,"end":845.165,"confidence":0.9995117,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.04070238769054413},{"word":"like","start":845.245,"end":845.745,"confidence":0.97143555,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.03687562420964241},{"word":"the","start":846.045,"end":846.205,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00964432954788208},{"word":"end","start":846.205,"end":846.445,"confidence":0.9970703,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.005448594689369202},{"word":"goal","start":846.445,"end":846.685,"confidence":1.0,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.01249205321073532},{"word":"is","start":846.685,"end":847.005,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.050126224756240845},{"word":"that","start":847.005,"end":847.505,"confidence":0.9741211,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05775847285985947},{"word":"they","start":847.885,"end":848.125,"confidence":0.99121094,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.0168708935379982},{"word":"get","start":848.125,"end":848.365,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.023294717073440552},{"word":"the","start":848.365,"end":848.525,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0006138458847999573},{"word":"money","start":848.525,"end":849.025,"confidence":0.95581055,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.014445487409830092},{"word":"he","start":849.485,"end":849.645,"confidence":0.9970703,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.04322852939367294},{"word":"can","start":849.645,"end":849.96497,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.058565400540828705},{"word":"decide","start":849.96497,"end":850.46497,"confidence":1.0,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.024643220007419583},{"word":"when","start":850.525,"end":850.96497,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03791895508766174},{"word":"yeah","start":851.40497,"end":851.90497,"confidence":0.88964844,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0909200757741928},{"word":"thank","start":855.165,"end":855.485,"confidence":0.99609375,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":0.33127251267433167},{"word":"you","start":855.485,"end":855.985,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.3299264907836914},{"word":"yeah","start":856.045,"end":856.41,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06790999323129654},{"word":"yeah","start":861.20996,"end":861.52997,"confidence":0.9536133,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03819604218006134},{"word":"yeah","start":861.52997,"end":861.85,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02549177408218384},{"word":"yeah","start":861.85,"end":862.17,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02084568701684475},{"word":"yeah","start":862.17,"end":862.67,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.14252467453479767},{"word":"yeah","start":863.37,"end":863.52997,"confidence":0.9848633,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07898105680942535},{"word":"no","start":863.52997,"end":863.76996,"confidence":0.7714844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.18711666762828827},{"word":"no","start":863.76996,"end":864.08997,"confidence":0.9645996,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1298758089542389},{"word":"thank","start":864.08997,"end":864.32996,"confidence":0.96972656,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":0.06802953779697418},{"word":"you","start":864.32996,"end":864.64996,"confidence":0.99609375,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.027582086622714996},{"word":"thank","start":864.64996,"end":864.88995,"confidence":1.0,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":0.17910416424274445},{"word":"you","start":864.88995,"end":865.12994,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2520042061805725},{"word":"for","start":865.12994,"end":865.29,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.21297749876976013},{"word":"that","start":865.29,"end":865.52997,"confidence":0.9995117,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.2252837121486664},{"word":"sorry","start":865.52997,"end":865.85,"confidence":0.99609375,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.03597375005483627},{"word":"i","start":865.85,"end":866.00995,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.036188069730997086},{"word":"just","start":866.00995,"end":866.32996,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.047786664217710495},{"word":"yeah","start":866.73,"end":867.23,"confidence":0.98999023,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.02884034812450409},{"word":"yeah","start":881.67004,"end":882.17004,"confidence":0.8413086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.24588952958583832},{"word":"yep","start":887.43,"end":887.93,"confidence":0.8413086,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0823352038860321},{"word":"yeah","start":893.555,"end":894.055,"confidence":0.982666,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09167557954788208},{"word":"yep","start":896.435,"end":896.935,"confidence":0.9013672,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08616366237401962},{"word":"yeah","start":903.555,"end":904.055,"confidence":0.9748535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07958649098873138},{"word":"yep","start":904.115,"end":904.615,"confidence":0.7644043,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05987744778394699},{"word":"no","start":904.755,"end":904.995,"confidence":0.96533203,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.01875257678329945},{"word":"that","start":904.995,"end":905.395,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.04097166284918785},{"word":"that's","start":905.555,"end":905.94,"confidence":0.9748535,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.042735617607831955},{"word":"sounds","start":906.42,"end":906.74,"confidence":0.984375,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":0.05319718271493912},{"word":"good","start":906.74,"end":907.24,"confidence":0.78759766,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.03632716089487076},{"word":"but","start":907.78,"end":907.86,"confidence":0.9970703,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.048410650342702866},{"word":"sorry","start":907.94,"end":908.18,"confidence":0.9926758,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.08893429487943649},{"word":"i","start":908.18,"end":908.34,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08876389265060425},{"word":"don't","start":908.34,"end":908.5,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.095611572265625},{"word":"know","start":908.5,"end":908.74,"confidence":0.99902344,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.10357453674077988},{"word":"so","start":908.74,"end":908.9,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06851538270711899},{"word":"there","start":908.9,"end":909.14,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.04736824706196785},{"word":"was","start":909.14,"end":909.46,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.05184426158666611},{"word":"that","start":909.46,"end":909.78,"confidence":0.9580078,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03437841311097145},{"word":"part","start":909.78,"end":910.02,"confidence":0.99609375,"punctuated_word":"part","sentiment":"neutral","sentiment_score":-0.02529124543070793},{"word":"that","start":910.02,"end":910.26,"confidence":0.96435547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04411875456571579},{"word":"we","start":910.26,"end":910.42,"confidence":0.9316406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0490967333316803},{"word":"it","start":910.5,"end":910.66,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05305413529276848},{"word":"can","start":910.66,"end":910.82,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.0520259253680706},{"word":"just","start":910.82,"end":911.06,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.058907900005578995},{"word":"stay","start":911.06,"end":911.3,"confidence":0.50683594,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":-0.06943812221288681},{"word":"as","start":911.3,"end":911.46,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.04989808797836304},{"word":"it","start":911.46,"end":911.62,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05334710702300072},{"word":"is","start":911.62,"end":911.86,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.06888680160045624},{"word":"for","start":911.86,"end":912.02,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04049396887421608},{"word":"now","start":912.02,"end":912.42,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.056570496410131454},{"word":"until","start":912.42,"end":912.9,"confidence":0.97314453,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.06030499190092087},{"word":"another","start":912.9,"end":913.38,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.07553289830684662},{"word":"meeting","start":913.38,"end":913.78,"confidence":0.99902344,"punctuated_word":"meeting","sentiment":"neutral","sentiment_score":-0.0690883994102478},{"word":"or","start":913.78,"end":913.86,"confidence":0.8461914,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.06918443739414215},{"word":"whatever","start":913.86,"end":914.26,"confidence":0.99316406,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.06946217268705368},{"word":"happens","start":914.26,"end":914.76,"confidence":0.9851074,"punctuated_word":"happens.","sentiment":"neutral","sentiment_score":-0.03775351867079735},{"word":"did","start":915.06,"end":915.3,"confidence":0.99902344,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.0033671464771032333},{"word":"you","start":915.3,"end":915.46,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00782460905611515},{"word":"want","start":915.46,"end":915.7,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.006571121513843536},{"word":"to","start":915.7,"end":915.86,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.005169274285435677},{"word":"know","start":915.86,"end":916.18,"confidence":0.88183594,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.014326773583889008},{"word":"updated","start":916.18,"end":916.68,"confidence":0.9980469,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":-0.007379744201898575},{"word":"income","start":916.74,"end":917.14,"confidence":0.89453125,"punctuated_word":"income?","sentiment":"neutral","sentiment_score":-0.017025243490934372},{"word":"because","start":917.14,"end":917.38,"confidence":0.9863281,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.041244760155677795},{"word":"it","start":917.38,"end":917.54,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.029814232140779495},{"word":"would","start":917.54,"end":917.78,"confidence":0.578125,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.04934591054916382},{"word":"look","start":917.78,"end":918.02,"confidence":0.9951172,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.030068617314100266},{"word":"like","start":918.02,"end":918.52,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.05430693179368973},{"word":"i","start":919.245,"end":919.325,"confidence":0.9326172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04946858808398247},{"word":"don't","start":919.325,"end":919.485,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.056909944862127304},{"word":"know","start":919.485,"end":919.645,"confidence":0.9980469,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.07706234604120255},{"word":"what","start":919.645,"end":919.805,"confidence":0.99121094,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.07285307347774506},{"word":"other","start":919.805,"end":920.125,"confidence":0.99121094,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.08128498494625092},{"word":"income","start":920.125,"end":920.625,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.06183929368853569},{"word":"you","start":921.72504,"end":922.205,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10216692835092545},{"word":"would","start":922.205,"end":922.445,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.07997415214776993},{"word":"need","start":922.445,"end":922.765,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.06897258758544922},{"word":"to","start":922.765,"end":923.005,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07306402176618576},{"word":"adjust","start":923.005,"end":923.505,"confidence":0.95532227,"punctuated_word":"adjust.","sentiment":"neutral","sentiment_score":-0.042016200721263885},{"word":"i","start":923.885,"end":924.04504,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07010245323181152},{"word":"don't","start":924.04504,"end":924.205,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.07563154399394989},{"word":"know","start":924.205,"end":924.705,"confidence":0.9367676,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.06480512022972107},{"word":"because","start":925.72504,"end":926.04504,"confidence":0.7753906,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.06995165348052979},{"word":"obviously","start":926.04504,"end":926.445,"confidence":0.66918945,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.05313456803560257},{"word":"it's","start":926.445,"end":926.60504,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.04191712290048599},{"word":"not","start":926.60504,"end":926.765,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.05642203986644745},{"word":"really","start":926.765,"end":927.085,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.05227471515536308},{"word":"combined","start":927.085,"end":927.565,"confidence":0.9909668,"punctuated_word":"combined.","sentiment":"neutral","sentiment_score":-0.03840617090463638},{"word":"he","start":927.565,"end":927.645,"confidence":0.9980469,"punctuated_word":"He","sentiment":"neutral","sentiment_score":-0.014649279415607452},{"word":"does","start":927.645,"end":927.965,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.02247897908091545},{"word":"pay","start":927.965,"end":928.205,"confidence":0.94628906,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.029826905578374863},{"word":"child","start":928.205,"end":928.60504,"confidence":0.99316406,"punctuated_word":"child","sentiment":"neutral","sentiment_score":-0.060980424284935},{"word":"support","start":928.60504,"end":929.005,"confidence":0.9970703,"punctuated_word":"support","sentiment":"neutral","sentiment_score":-0.07564791291952133},{"word":"if","start":929.005,"end":929.16504,"confidence":0.8520508,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04190496355295181},{"word":"that's","start":929.16504,"end":929.565,"confidence":0.95133466,"punctuated_word":"that's,","sentiment":"neutral","sentiment_score":-0.03217128664255142},{"word":"i","start":929.565,"end":929.72504,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.030208226293325424},{"word":"don't","start":929.72504,"end":929.965,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.03644384443759918},{"word":"know","start":929.965,"end":930.28503,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.04023325070738792},{"word":"a","start":930.28503,"end":930.365,"confidence":0.9667969,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.013559991493821144},{"word":"part","start":930.365,"end":930.60504,"confidence":1.0,"punctuated_word":"part","sentiment":"neutral","sentiment_score":-0.01614408940076828},{"word":"of","start":930.60504,"end":930.685,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.004841797053813934},{"word":"your","start":930.685,"end":931.185,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.010299112647771835},{"word":"considerations","start":931.885,"end":932.385,"confidence":0.81469727,"punctuated_word":"considerations.","sentiment":"neutral","sentiment_score":0.0008545840973965824},{"word":"but","start":932.765,"end":933.265,"confidence":0.9370117,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.013437259942293169},{"word":"mhmm","start":938.31,"end":938.81,"confidence":0.9798584,"punctuated_word":"mhmm.","sentiment":"neutral","sentiment_score":0.03044658899307251},{"word":"yep","start":939.67,"end":940.17,"confidence":0.8520508,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.052798476070165634},{"word":"yep","start":943.75,"end":944.25,"confidence":0.95947266,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.024001996964216232},{"word":"still","start":944.47,"end":944.79,"confidence":0.92333984,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":0.03105909004807472},{"word":"the","start":944.79,"end":944.87,"confidence":0.9741211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.031353987753391266},{"word":"same","start":944.87,"end":945.35,"confidence":0.9970703,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":0.04241234064102173},{"word":"yeah","start":945.35,"end":945.85,"confidence":0.87109375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.052104800939559937},{"word":"yeah","start":952.405,"end":952.885,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06169256567955017},{"word":"it's","start":952.885,"end":953.205,"confidence":0.99902344,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.04856858402490616},{"word":"pretty","start":953.205,"end":953.445,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.04574628546833992},{"word":"much","start":953.445,"end":953.765,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.04872014001011848},{"word":"that","start":953.765,"end":954.005,"confidence":0.75634766,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.03570455312728882},{"word":"and","start":954.005,"end":954.325,"confidence":0.8874512,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.02394413761794567},{"word":"i","start":954.325,"end":954.405,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.011943869292736052},{"word":"mean","start":954.405,"end":954.645,"confidence":0.9995117,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.0218565184623003},{"word":"i","start":954.645,"end":954.805,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.014606576412916183},{"word":"get","start":954.805,"end":955.045,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.020507339388132095},{"word":"some","start":955.045,"end":955.545,"confidence":0.8952637,"punctuated_word":"some,","sentiment":"neutral","sentiment_score":0.014555489644408226},{"word":"at","start":956.085,"end":956.245,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0065749213099479675},{"word":"the","start":956.245,"end":956.325,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015324804931879044},{"word":"moment","start":956.325,"end":956.725,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.02090911939740181},{"word":"anyway","start":956.725,"end":957.205,"confidence":0.8383789,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.020167725160717964},{"word":"government","start":957.205,"end":957.705,"confidence":0.9980469,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.026065275073051453},{"word":"benefits","start":957.84503,"end":958.34503,"confidence":0.8376465,"punctuated_word":"benefits,","sentiment":"neutral","sentiment_score":0.01471940241754055},{"word":"which","start":958.405,"end":958.725,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.0282750241458416},{"word":"probably","start":958.725,"end":959.225,"confidence":0.9902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.02413941919803619},{"word":"top","start":961.7,"end":961.94,"confidence":0.9667969,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.06447327136993408},{"word":"it","start":961.94,"end":962.10004,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05389552190899849},{"word":"up","start":962.10004,"end":962.26,"confidence":0.99609375,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.052483491599559784},{"word":"to","start":962.26,"end":962.42,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04321452975273132},{"word":"about","start":962.42,"end":962.9,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.01994509994983673},{"word":"35","start":962.9,"end":963.72003,"confidence":0.9959717,"punctuated_word":"35.","sentiment":"neutral","sentiment_score":0.024848707020282745},{"word":"i","start":964.10004,"end":964.18,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.013643965125083923},{"word":"can't","start":964.18,"end":964.5,"confidence":1.0,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.0159364752471447},{"word":"be","start":964.5,"end":964.66003,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.012232095003128052},{"word":"exact","start":964.66003,"end":965.06,"confidence":0.9980469,"punctuated_word":"exact","sentiment":"neutral","sentiment_score":-0.01423652097582817},{"word":"with","start":965.06,"end":965.22003,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.01580924168229103},{"word":"the","start":965.22003,"end":965.46,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007769837975502014},{"word":"dollar","start":965.46,"end":965.86,"confidence":0.97094727,"punctuated_word":"dollar,","sentiment":"neutral","sentiment_score":0.004465894773602486},{"word":"but","start":965.86,"end":966.36,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0013964790850877762},{"word":"i","start":966.9,"end":967.06,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06202095001935959},{"word":"assume","start":967.06,"end":967.38,"confidence":0.9951172,"punctuated_word":"assume","sentiment":"neutral","sentiment_score":0.0953192412853241},{"word":"i","start":967.38,"end":967.54004,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04867588356137276},{"word":"have","start":967.54004,"end":967.62,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.060379669070243835},{"word":"to","start":967.62,"end":967.86,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03168092295527458},{"word":"declare","start":967.86,"end":968.18,"confidence":1.0,"punctuated_word":"declare","sentiment":"neutral","sentiment_score":0.05717848241329193},{"word":"that","start":968.18,"end":968.42,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.043900441378355026},{"word":"with","start":968.42,"end":968.66003,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03683996573090553},{"word":"you","start":968.66003,"end":968.9,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.033405665308237076},{"word":"anyway","start":968.9,"end":969.4,"confidence":0.9946289,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.055792197585105896},{"word":"yeah","start":975.38,"end":975.585,"confidence":0.8432617,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.021614115685224533},{"word":"yeah","start":981.98505,"end":982.305,"confidence":0.82421875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010648917406797407},{"word":"yeah","start":982.305,"end":982.805,"confidence":0.9707031,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09299227595329285},{"word":"yeah","start":983.025,"end":983.525,"confidence":0.9279785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12847919762134552},{"word":"i","start":983.585,"end":983.745,"confidence":0.97314453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17146259546279907},{"word":"think","start":983.745,"end":984.065,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.18636454641819},{"word":"long","start":984.065,"end":984.305,"confidence":0.8798828,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.15705077350139618},{"word":"term","start":984.305,"end":984.54504,"confidence":0.87939453,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":0.1803346276283264},{"word":"i","start":984.54504,"end":984.705,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.20281296968460083},{"word":"was","start":984.705,"end":984.86505,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.18659645318984985},{"word":"gonna","start":984.86505,"end":985.10504,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1848471462726593},{"word":"have","start":985.10504,"end":985.265,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16179905831813812},{"word":"another","start":985.265,"end":985.66504,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.129997119307518},{"word":"discussion","start":985.66504,"end":986.16504,"confidence":1.0,"punctuated_word":"discussion","sentiment":"neutral","sentiment_score":0.12069034576416016},{"word":"once","start":986.22504,"end":986.465,"confidence":0.92822266,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.10348797589540482},{"word":"things","start":986.465,"end":986.705,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.11621212959289552},{"word":"are","start":986.705,"end":986.86505,"confidence":0.890625,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07691100239753723},{"word":"a","start":986.86505,"end":986.945,"confidence":0.9506836,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10870624333620071},{"word":"bit","start":986.945,"end":987.10504,"confidence":0.9921875,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07944294065237045},{"word":"more","start":987.10504,"end":987.265,"confidence":0.97998047,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.08001801371574402},{"word":"clearer","start":987.265,"end":987.66504,"confidence":0.8198242,"punctuated_word":"clearer","sentiment":"neutral","sentiment_score":0.1234087496995926},{"word":"with","start":987.66504,"end":988.16504,"confidence":0.9921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12563833594322205},{"word":"probably","start":988.38995,"end":988.70996,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.1300080269575119},{"word":"you","start":988.70996,"end":988.94995,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12559852004051208},{"word":"again","start":988.94995,"end":989.19,"confidence":0.9770508,"punctuated_word":"again","sentiment":"neutral","sentiment_score":0.1297447681427002},{"word":"to","start":989.19,"end":989.43,"confidence":0.94384766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12799185514450073},{"word":"be","start":989.43,"end":989.67,"confidence":0.96435547,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.12250152230262756},{"word":"like","start":989.67,"end":989.82996,"confidence":0.6542969,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15152910351753235},{"word":"because","start":989.91,"end":990.14996,"confidence":0.9980469,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.22814622521400452},{"word":"i'm","start":990.14996,"end":990.38995,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5495316982269287},{"word":"happy","start":990.38995,"end":990.88995,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5103858709335327},{"word":"even","start":991.02997,"end":991.35,"confidence":0.9223633,"punctuated_word":"even","sentiment":"positive","sentiment_score":0.5717920064926147},{"word":"with","start":991.35,"end":991.51,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5977039337158203},{"word":"money","start":991.51,"end":991.82996,"confidence":1.0,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.5755257606506348},{"word":"from","start":991.82996,"end":991.99,"confidence":1.0,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.5953755974769592},{"word":"the","start":991.99,"end":992.14996,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6423944234848022},{"word":"government","start":992.14996,"end":992.64996,"confidence":1.0,"punctuated_word":"government","sentiment":"positive","sentiment_score":0.6512172222137451},{"word":"to","start":992.70996,"end":993.20996,"confidence":0.99609375,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4755275845527649},{"word":"slip","start":993.75,"end":994.07,"confidence":0.9550781,"punctuated_word":"slip","sentiment":"positive","sentiment_score":0.4041911959648132},{"word":"some","start":994.07,"end":994.19,"confidence":1.0,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.3796830177307129},{"word":"of","start":994.19,"end":994.31,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5093379616737366},{"word":"that","start":994.31,"end":994.55,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5223771929740906},{"word":"into","start":994.55,"end":994.94995,"confidence":0.9980469,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.438210129737854},{"word":"super","start":994.94995,"end":995.35,"confidence":0.9428711,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5156233906745911},{"word":"or","start":995.35,"end":995.58997,"confidence":0.9404297,"punctuated_word":"or","sentiment":"positive","sentiment_score":0.4065386652946472},{"word":"make","start":995.58997,"end":995.82996,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.39015793800354},{"word":"a","start":995.82996,"end":995.99,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.48303067684173584},{"word":"larger","start":995.99,"end":996.38995,"confidence":0.99902344,"punctuated_word":"larger","sentiment":"positive","sentiment_score":0.4074469208717346},{"word":"contribution","start":996.38995,"end":996.79,"confidence":0.7055664,"punctuated_word":"contribution.","sentiment":"neutral","sentiment_score":0.31026023626327515},{"word":"because","start":996.79,"end":997.02997,"confidence":0.98291016,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.03700094670057297},{"word":"at","start":997.02997,"end":997.19,"confidence":0.96240234,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.07956034690141678},{"word":"the","start":997.19,"end":997.26996,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05284967273473739},{"word":"moment","start":997.26996,"end":997.58997,"confidence":0.9848633,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.051199059933424},{"word":"i","start":997.58997,"end":997.67,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04588839411735535},{"word":"think","start":997.67,"end":997.82996,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0442025288939476},{"word":"it's","start":997.82996,"end":997.99,"confidence":0.9970703,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.06891641020774841},{"word":"i","start":998.14996,"end":998.23,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006243377923965454},{"word":"still","start":998.23,"end":998.47,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.014986857771873474},{"word":"do","start":998.47,"end":998.70996,"confidence":0.93237305,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":-0.052171628922224045},{"word":"like","start":998.70996,"end":998.87,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.07111893594264984},{"word":"$30","start":998.87,"end":999.51,"confidence":0.9885254,"punctuated_word":"$30","sentiment":"neutral","sentiment_score":0.024927347898483276},{"word":"a","start":999.51,"end":999.58997,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04998714476823807},{"word":"fortnight","start":999.58997,"end":1000.07,"confidence":0.99902344,"punctuated_word":"fortnight","sentiment":"neutral","sentiment_score":-0.06541167199611664},{"word":"or","start":1000.07,"end":1000.23,"confidence":0.9326172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03934374451637268},{"word":"something","start":1000.23,"end":1000.63,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.02842830866575241},{"word":"really","start":1000.63,"end":1000.94995,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.045083045959472656},{"word":"small","start":1000.94995,"end":1001.44995,"confidence":0.90625,"punctuated_word":"small,","sentiment":"neutral","sentiment_score":-0.023602891713380817},{"word":"but","start":1001.785,"end":1002.105,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.045630693435668945},{"word":"i'm","start":1002.105,"end":1002.265,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.38293537497520447},{"word":"happy","start":1002.265,"end":1002.665,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.4532291293144226},{"word":"to","start":1002.665,"end":1003.165,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3692972958087921},{"word":"contribute","start":1003.225,"end":1003.705,"confidence":1.0,"punctuated_word":"contribute","sentiment":"positive","sentiment_score":0.3721391856670379},{"word":"more","start":1003.705,"end":1004.025,"confidence":0.9499512,"punctuated_word":"more.","sentiment":"neutral","sentiment_score":0.14764860272407532},{"word":"but","start":1004.025,"end":1004.345,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.17034077644348145},{"word":"it's","start":1004.345,"end":1004.585,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.30012521147727966},{"word":"just","start":1004.585,"end":1004.745,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2782217562198639},{"word":"looking","start":1004.745,"end":1004.985,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.31196993589401245},{"word":"at","start":1004.985,"end":1005.145,"confidence":1.0,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.4077318608760834},{"word":"the","start":1005.145,"end":1005.305,"confidence":0.99902344,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.45349645614624023},{"word":"overall","start":1005.305,"end":1005.785,"confidence":1.0,"punctuated_word":"overall","sentiment":"negative","sentiment_score":-0.3950570523738861},{"word":"financial","start":1005.785,"end":1006.285,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.3306454122066498},{"word":"picture","start":1006.425,"end":1006.745,"confidence":0.9279785,"punctuated_word":"picture,","sentiment":"negative","sentiment_score":-0.42053914070129395},{"word":"which","start":1006.745,"end":1007.065,"confidence":1.0,"punctuated_word":"which","sentiment":"negative","sentiment_score":-0.4850940406322479},{"word":"is","start":1007.065,"end":1007.225,"confidence":0.9980469,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.4748155176639557},{"word":"really","start":1007.225,"end":1007.545,"confidence":1.0,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.4970588982105255},{"word":"hard","start":1007.545,"end":1008.045,"confidence":0.99609375,"punctuated_word":"hard.","sentiment":"neutral","sentiment_score":-0.2441261261701584},{"word":"yep","start":1027.28,"end":1027.78,"confidence":0.88964844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.026167992502450943},{"word":"yeah","start":1030.08,"end":1030.545,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11759227514266968},{"word":"yeah","start":1030.7051,"end":1031.2051,"confidence":0.7340088,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15027737617492676},{"word":"mhmm","start":1050.0,"end":1050.0801,"confidence":0.94506836,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.003099186811596155},{"word":"yeah","start":1050.0801,"end":1050.56,"confidence":0.97021484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010852370411157608},{"word":"that's","start":1050.56,"end":1050.9601,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.001963659655302763},{"word":"mine","start":1050.9601,"end":1051.4601,"confidence":0.9975586,"punctuated_word":"mine.","sentiment":"neutral","sentiment_score":0.0002878881059587002},{"word":"yeah","start":1051.68,"end":1052.18,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013635829091072084},{"word":"yep","start":1052.2401,"end":1052.64,"confidence":0.9758301,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.017792217433452606},{"word":"yep","start":1052.64,"end":1052.9601,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.015131041407585144},{"word":"that's","start":1052.9601,"end":1053.3601,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.005643660202622414},{"word":"that's","start":1053.3601,"end":1053.68,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.029239367693662643},{"word":"still","start":1053.68,"end":1053.92,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.03026558645069599},{"word":"mine","start":1053.92,"end":1054.0801,"confidence":0.9016113,"punctuated_word":"mine.","sentiment":"neutral","sentiment_score":-0.0299592949450016},{"word":"i","start":1054.0801,"end":1054.16,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05209075286984444},{"word":"know","start":1054.16,"end":1054.3201,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.05557573214173317},{"word":"it","start":1054.3201,"end":1054.4801,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.045133985579013824},{"word":"looks","start":1054.4801,"end":1054.7201,"confidence":0.99902344,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":-0.03058374673128128},{"word":"like","start":1054.7201,"end":1054.88,"confidence":0.9970703,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.033116936683654785},{"word":"a","start":1054.88,"end":1055.04,"confidence":0.46972656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.030681094154715535},{"word":"combined","start":1055.04,"end":1055.4401,"confidence":0.7915039,"punctuated_word":"combined.","sentiment":"neutral","sentiment_score":-0.03808263689279556},{"word":"that's","start":1055.4401,"end":1055.68,"confidence":0.8144531,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.0383489727973938},{"word":"just","start":1055.68,"end":1055.8401,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03059116005897522},{"word":"because","start":1055.8401,"end":1056.0801,"confidence":0.96875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.00684882327914238},{"word":"i","start":1056.0801,"end":1056.2401,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.013781797140836716},{"word":"managed","start":1056.2401,"end":1056.7401,"confidence":0.94628906,"punctuated_word":"managed","sentiment":"neutral","sentiment_score":-0.032467618584632874},{"word":"most","start":1056.8,"end":1057.3,"confidence":0.9873047,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.00250403955578804},{"word":"most","start":1057.76,"end":1058.145,"confidence":0.9980469,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.0027982667088508606},{"word":"things","start":1058.225,"end":1058.625,"confidence":0.9416504,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":-0.038780272006988525},{"word":"but","start":1058.625,"end":1058.865,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.057836346328258514},{"word":"he","start":1058.865,"end":1059.105,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.08020567893981934},{"word":"doesn't","start":1059.105,"end":1059.425,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.06915248930454254},{"word":"use","start":1059.425,"end":1059.745,"confidence":0.99902344,"punctuated_word":"use","sentiment":"neutral","sentiment_score":-0.07239702343940735},{"word":"that","start":1059.745,"end":1059.985,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.05448122322559357},{"word":"one","start":1059.985,"end":1060.465,"confidence":0.99560547,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.05206406116485596},{"word":"yeah","start":1060.465,"end":1060.965,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01678628660738468},{"word":"yeah","start":1063.905,"end":1064.405,"confidence":0.75927734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.040941447019577026},{"word":"yeah","start":1068.305,"end":1068.805,"confidence":0.76538086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18274152278900144},{"word":"mhmm","start":1086.735,"end":1087.235,"confidence":0.9428711,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.19335824251174927},{"word":"okay","start":1093.295,"end":1093.795,"confidence":0.9848633,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.025546006858348846},{"word":"yep","start":1094.815,"end":1095.315,"confidence":0.84228516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.032691821455955505},{"word":"yep","start":1096.255,"end":1096.755,"confidence":0.80371094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.07022526115179062},{"word":"yeah","start":1098.895,"end":1099.395,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.11876053363084792},{"word":"yep","start":1101.25,"end":1101.75,"confidence":0.8413086,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.01759447157382965},{"word":"mhmm","start":1108.28,"end":1108.53,"confidence":0.9954834,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.016115939244627953},{"word":"mhmm","start":1108.53,"end":1109.03,"confidence":0.8514404,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.017640676349401474},{"word":"yep","start":1112.13,"end":1112.325,"confidence":0.83496094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0839698314666748},{"word":"yes","start":1122.725,"end":1123.225,"confidence":0.8261719,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12131116539239883},{"word":"yes","start":1124.885,"end":1125.36,"confidence":0.8847656,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.256719708442688},{"word":"yep","start":1134.96,"end":1135.46,"confidence":0.7512207,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1263095587491989},{"word":"yeah","start":1138.0,"end":1138.5,"confidence":0.95825195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09210647642612456},{"word":"and","start":1140.885,"end":1141.125,"confidence":0.9892578,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.2159789800643921},{"word":"you","start":1141.125,"end":1141.285,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2260059416294098},{"word":"lose","start":1141.285,"end":1141.605,"confidence":0.98535156,"punctuated_word":"lose","sentiment":"neutral","sentiment_score":-0.23062238097190857},{"word":"yeah","start":1141.685,"end":1141.925,"confidence":0.99365234,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.2055620551109314},{"word":"yeah","start":1141.925,"end":1142.0851,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.019665969535708427},{"word":"yeah","start":1142.0851,"end":1142.405,"confidence":0.74975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.025040674954652783},{"word":"that","start":1142.405,"end":1142.725,"confidence":0.99121094,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.06362144649028778},{"word":"makes","start":1142.725,"end":1142.9651,"confidence":0.9873047,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.032236866652965546},{"word":"sense","start":1142.9651,"end":1143.4651,"confidence":1.0,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.08083248138427734},{"word":"yeah","start":1143.845,"end":1144.005,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09540922939777374},{"word":"yeah","start":1144.005,"end":1144.245,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14666853845119476},{"word":"that's","start":1144.245,"end":1144.645,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2237985134124756},{"word":"fine","start":1144.645,"end":1144.885,"confidence":0.99902344,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2496727555990219},{"word":"you","start":1144.885,"end":1145.125,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.21976861357688904},{"word":"can","start":1145.125,"end":1145.285,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.18764689564704895},{"word":"keep","start":1145.285,"end":1145.525,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.24049779772758484},{"word":"it","start":1145.525,"end":1146.025,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1444268822669983},{"word":"at","start":1146.3251,"end":1146.485,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14858829975128174},{"word":"that","start":1146.485,"end":1146.725,"confidence":0.99902344,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.18771792948246},{"word":"i","start":1146.725,"end":1146.885,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0011598318815231323},{"word":"mean","start":1146.885,"end":1147.2051,"confidence":0.9970703,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.022218789905309677},{"word":"i'll","start":1147.2051,"end":1147.365,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.06689812242984772},{"word":"go","start":1147.365,"end":1147.605,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.10329055786132812},{"word":"off","start":1147.605,"end":1147.925,"confidence":0.95703125,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.10299615561962128},{"word":"your","start":1147.925,"end":1148.245,"confidence":0.9892578,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.08856577426195145},{"word":"advice","start":1148.245,"end":1148.5651,"confidence":0.9760742,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":-0.1357688009738922},{"word":"i","start":1148.5651,"end":1148.725,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0977243185043335},{"word":"don't","start":1148.725,"end":1148.885,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10057437419891356},{"word":"know","start":1148.885,"end":1149.045,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.12215545028448103},{"word":"if","start":1149.045,"end":1149.2051,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1389663815498352},{"word":"you","start":1149.2051,"end":1149.365,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12861967086791992},{"word":"advise","start":1149.365,"end":1149.865,"confidence":0.94140625,"punctuated_word":"advise","sentiment":"neutral","sentiment_score":-0.11570807546377182},{"word":"single","start":1150.405,"end":1150.725,"confidence":0.99902344,"punctuated_word":"single","sentiment":"neutral","sentiment_score":-0.10322824865579604},{"word":"moms","start":1150.725,"end":1151.2051,"confidence":0.96533203,"punctuated_word":"moms","sentiment":"neutral","sentiment_score":-0.1001470685005188},{"word":"anything","start":1151.2051,"end":1151.685,"confidence":0.9902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.07839137315750122},{"word":"different","start":1151.685,"end":1152.185,"confidence":0.7705078,"punctuated_word":"different.","sentiment":"neutral","sentiment_score":-0.09578133374452592},{"word":"but","start":1152.9651,"end":1153.2051,"confidence":0.9013672,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.026965856552124023},{"word":"anyway","start":1153.2051,"end":1153.7051,"confidence":0.79785156,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.00007131509482860565},{"word":"i'll","start":1155.52,"end":1155.84,"confidence":0.99072266,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.010760560631752014},{"word":"be","start":1155.84,"end":1156.34,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.016998879611492157},{"word":"right","start":1159.4401,"end":1159.9401,"confidence":0.97143555,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.030025720596313477},{"word":"well","start":1169.875,"end":1170.1151,"confidence":0.80615234,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.039541348814964294},{"word":"i'm","start":1170.1151,"end":1170.3551,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.01657520793378353},{"word":"partially","start":1170.3551,"end":1170.8351,"confidence":0.98828125,"punctuated_word":"partially","sentiment":"neutral","sentiment_score":0.004692360758781433},{"word":"retired","start":1170.8351,"end":1171.155,"confidence":0.99902344,"punctuated_word":"retired","sentiment":"neutral","sentiment_score":-0.011558152735233309},{"word":"anyway","start":1171.155,"end":1171.555,"confidence":0.91845703,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.04066552221775055},{"word":"like","start":1171.555,"end":1171.7151,"confidence":0.9758301,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.013118918985128404},{"word":"i","start":1171.7151,"end":1171.795,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.026740483939647675},{"word":"only","start":1171.795,"end":1172.1151,"confidence":0.9970703,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.03377687186002731},{"word":"work","start":1172.1151,"end":1172.3551,"confidence":0.9873047,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.030010275542736053},{"word":"one","start":1172.3551,"end":1172.5951,"confidence":0.9951172,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.007040180265903473},{"word":"day","start":1172.5951,"end":1172.8351,"confidence":0.9970703,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.010026633739471436},{"word":"a","start":1172.8351,"end":1172.915,"confidence":0.95703125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.025345057249069217},{"word":"week","start":1172.915,"end":1173.3151,"confidence":0.84521484,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.023630548268556595},{"word":"and","start":1173.3151,"end":1173.555,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02228204905986786},{"word":"i","start":1173.555,"end":1173.875,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.041716307401657104},{"word":"actually","start":1173.875,"end":1174.375,"confidence":0.9716797,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.0620676688849926},{"word":"endeavor","start":1174.435,"end":1174.8351,"confidence":0.984375,"punctuated_word":"endeavor","sentiment":"neutral","sentiment_score":0.049608491361141205},{"word":"to","start":1174.8351,"end":1175.155,"confidence":0.7841797,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.035981714725494385},{"word":"at","start":1175.155,"end":1175.395,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.016786932945251465},{"word":"most","start":1175.395,"end":1175.895,"confidence":0.98657227,"punctuated_word":"most,","sentiment":"neutral","sentiment_score":-0.0033482536673545837},{"word":"only","start":1177.0751,"end":1177.395,"confidence":0.98291016,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.011632055044174194},{"word":"work","start":1177.395,"end":1177.875,"confidence":0.97753906,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.010654360055923462},{"word":"so","start":1177.875,"end":1178.035,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.008485101163387299},{"word":"i","start":1178.035,"end":1178.1951,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01894599199295044},{"word":"work","start":1178.1951,"end":1178.5951,"confidence":0.99609375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.009832821786403656},{"word":"eight","start":1178.5951,"end":1178.8351,"confidence":0.9838867,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.03620409965515137},{"word":"hours","start":1178.8351,"end":1179.2351,"confidence":0.9980469,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.02641431987285614},{"word":"a","start":1179.2351,"end":1179.3151,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06636643409729004},{"word":"week","start":1179.3151,"end":1179.8151,"confidence":0.8352051,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.05527494475245476},{"word":"and","start":1180.275,"end":1180.515,"confidence":0.7602539,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02899739146232605},{"word":"at","start":1180.515,"end":1180.675,"confidence":0.8457031,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.016916945576667786},{"word":"most","start":1180.675,"end":1180.995,"confidence":0.90063477,"punctuated_word":"most,","sentiment":"neutral","sentiment_score":0.02079330012202263},{"word":"i","start":1180.995,"end":1181.0751,"confidence":0.9838867,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.023013360798358917},{"word":"would","start":1181.0751,"end":1181.2351,"confidence":0.9921875,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.011951036751270294},{"word":"only","start":1181.2351,"end":1181.4751,"confidence":0.97802734,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.0025477930903434753},{"word":"do","start":1181.4751,"end":1181.94,"confidence":0.9667969,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.01428317278623581},{"word":"sixteen","start":1182.34,"end":1182.82,"confidence":0.9873047,"punctuated_word":"sixteen","sentiment":"neutral","sentiment_score":0.06477829813957214},{"word":"anyway","start":1182.82,"end":1183.32,"confidence":0.73828125,"punctuated_word":"anyway","sentiment":"neutral","sentiment_score":0.02024247497320175},{"word":"while","start":1184.82,"end":1185.0599,"confidence":0.6855469,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.035464633256196976},{"word":"my","start":1185.0599,"end":1185.22,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.06816918402910233},{"word":"kids","start":1185.22,"end":1185.46,"confidence":1.0,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":0.12503355741500854},{"word":"are","start":1185.46,"end":1185.62,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0827813521027565},{"word":"in","start":1185.62,"end":1185.86,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07462655752897263},{"word":"school","start":1185.86,"end":1186.36,"confidence":1.0,"punctuated_word":"school","sentiment":"neutral","sentiment_score":0.04893030971288681},{"word":"particularly","start":1186.4199,"end":1186.9199,"confidence":0.7224121,"punctuated_word":"particularly.","sentiment":"neutral","sentiment_score":0.0815255269408226},{"word":"so","start":1186.98,"end":1187.22,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08321927487850189},{"word":"for","start":1187.22,"end":1187.3799,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04065081477165222},{"word":"the","start":1187.3799,"end":1187.5399,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06715923547744751},{"word":"next","start":1187.5399,"end":1187.7799,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.05538592487573624},{"word":"ten","start":1187.7799,"end":1188.1,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.10856291651725768},{"word":"to","start":1188.1,"end":1188.2599,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.011049821972846985},{"word":"fifteen","start":1188.2599,"end":1188.6599,"confidence":1.0,"punctuated_word":"fifteen","sentiment":"neutral","sentiment_score":0.13389605283737183},{"word":"years","start":1188.6599,"end":1189.1599,"confidence":0.97143555,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.07565692067146301},{"word":"i","start":1190.82,"end":1190.98,"confidence":0.9560547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09034115821123125},{"word":"might","start":1190.98,"end":1191.22,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.04442140460014343},{"word":"pick","start":1191.22,"end":1191.46,"confidence":0.9970703,"punctuated_word":"pick","sentiment":"neutral","sentiment_score":0.0032900720834732056},{"word":"up","start":1191.46,"end":1191.62,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.038368113338947296},{"word":"one","start":1191.62,"end":1191.94,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06032008677721024},{"word":"extra","start":1191.94,"end":1192.2599,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.02340075373649597},{"word":"day","start":1192.2599,"end":1192.58,"confidence":0.99902344,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":-0.012320178560912607},{"word":"i","start":1192.58,"end":1192.74,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1696237027645111},{"word":"know","start":1192.74,"end":1192.8999,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.17664343118667605},{"word":"that","start":1192.8999,"end":1193.1399,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.25503697991371155},{"word":"sounds","start":1193.1399,"end":1193.6399,"confidence":0.99902344,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":-0.26004570722579956},{"word":"ridiculous","start":1194.1799,"end":1194.6799,"confidence":1.0,"punctuated_word":"ridiculous","sentiment":"negative","sentiment_score":-0.4399761855602264},{"word":"and","start":1194.74,"end":1194.8999,"confidence":0.7939453,"punctuated_word":"and,","sentiment":"negative","sentiment_score":-0.3663207292556762},{"word":"like","start":1194.8999,"end":1195.1399,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2827722728252411},{"word":"i","start":1195.1399,"end":1195.22,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3527936637401581},{"word":"could","start":1195.22,"end":1195.46,"confidence":1.0,"punctuated_word":"could","sentiment":"negative","sentiment_score":-0.3866710364818573},{"word":"do","start":1195.46,"end":1195.62,"confidence":1.0,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.3859354853630066},{"word":"more","start":1195.62,"end":1195.86,"confidence":0.9621582,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.3201867938041687},{"word":"but","start":1195.86,"end":1196.0199,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.2822045087814331},{"word":"my","start":1196.0199,"end":1196.1799,"confidence":1.0,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.45163366198539734},{"word":"kids","start":1196.1799,"end":1196.565,"confidence":0.99902344,"punctuated_word":"kids","sentiment":"negative","sentiment_score":-0.39250001311302185},{"word":"i","start":1197.365,"end":1197.7649,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4326590895652771},{"word":"i","start":1197.7649,"end":1197.9249,"confidence":0.9951172,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.503040075302124},{"word":"would","start":1197.9249,"end":1198.1649,"confidence":1.0,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.5037186741828918},{"word":"rather","start":1198.1649,"end":1198.4049,"confidence":1.0,"punctuated_word":"rather","sentiment":"negative","sentiment_score":-0.4876919686794281},{"word":"be","start":1198.4049,"end":1198.565,"confidence":0.99902344,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.5095683932304382},{"word":"there","start":1198.565,"end":1198.8049,"confidence":1.0,"punctuated_word":"there","sentiment":"negative","sentiment_score":-0.41869300603866577},{"word":"for","start":1198.8049,"end":1198.965,"confidence":0.9980469,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.44155430793762207},{"word":"them","start":1198.965,"end":1199.125,"confidence":1.0,"punctuated_word":"them","sentiment":"negative","sentiment_score":-0.38019657135009766},{"word":"and","start":1199.125,"end":1199.445,"confidence":0.90283203,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.4253528118133545},{"word":"sacrifice","start":1199.445,"end":1199.945,"confidence":0.9506836,"punctuated_word":"sacrifice","sentiment":"negative","sentiment_score":-0.4662148356437683},{"word":"some","start":1200.0049,"end":1200.245,"confidence":0.47753906,"punctuated_word":"some","sentiment":"negative","sentiment_score":-0.3897233009338379},{"word":"luxuries","start":1200.245,"end":1200.745,"confidence":0.99869794,"punctuated_word":"luxuries.","sentiment":"neutral","sentiment_score":-0.19563311338424683},{"word":"yeah","start":1205.365,"end":1205.7649,"confidence":0.9494629,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13365106284618378},{"word":"well","start":1205.7649,"end":1206.085,"confidence":0.8840332,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.06089124083518982},{"word":"look","start":1206.085,"end":1206.325,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.036547936499118805},{"word":"and","start":1206.565,"end":1206.8049,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0645693838596344},{"word":"i","start":1206.8049,"end":1206.965,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07871547341346741},{"word":"don't","start":1206.965,"end":1207.205,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.011381007730960846},{"word":"have","start":1207.205,"end":1207.365,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.01259271427989006},{"word":"a","start":1207.365,"end":1207.5249,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03373602032661438},{"word":"mortgage","start":1207.5249,"end":1208.0249,"confidence":0.83569336,"punctuated_word":"mortgage,","sentiment":"neutral","sentiment_score":-0.0303206667304039},{"word":"so","start":1208.1649,"end":1208.485,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.023377330973744392},{"word":"that","start":1208.485,"end":1208.985,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00028575584292411804},{"word":"is","start":1209.7649,"end":1210.1649,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0372685082256794},{"word":"something","start":1210.1649,"end":1210.6449,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.02028810977935791},{"word":"that","start":1210.6449,"end":1210.8849,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03491496294736862},{"word":"is","start":1210.8849,"end":1211.3849,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.04870866984128952},{"word":"incredibly","start":1211.445,"end":1211.945,"confidence":1.0,"punctuated_word":"incredibly","sentiment":"neutral","sentiment_score":-0.03870768845081329},{"word":"rare","start":1212.0049,"end":1212.5049,"confidence":1.0,"punctuated_word":"rare","sentiment":"neutral","sentiment_score":-0.07700955867767334},{"word":"anyway","start":1212.7001,"end":1213.2001,"confidence":0.9980469,"punctuated_word":"anyway","sentiment":"neutral","sentiment_score":-0.06536203622817993},{"word":"for","start":1213.74,"end":1214.24,"confidence":0.7841797,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0041122958064079285},{"word":"most","start":1214.4601,"end":1214.86,"confidence":0.9980469,"punctuated_word":"most","sentiment":"neutral","sentiment_score":-0.017115309834480286},{"word":"people","start":1214.86,"end":1215.36,"confidence":0.6936035,"punctuated_word":"people.","sentiment":"neutral","sentiment_score":0.01521313190460205},{"word":"for","start":1215.42,"end":1215.66,"confidence":0.5722656,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.06824049353599548},{"word":"my","start":1215.66,"end":1216.16,"confidence":0.9892578,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.17023861408233645},{"word":"yeah","start":1216.7001,"end":1217.18,"confidence":0.99365234,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.19078579545021057},{"word":"yeah","start":1217.18,"end":1217.68,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04275974631309509},{"word":"yeah","start":1219.02,"end":1219.42,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2749119997024536},{"word":"i","start":1219.42,"end":1219.5,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3218792676925659},{"word":"mean","start":1219.5,"end":1219.8201,"confidence":0.99609375,"punctuated_word":"mean,","sentiment":"positive","sentiment_score":0.3442881107330322},{"word":"i","start":1219.8201,"end":1219.9,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5059553980827332},{"word":"i'm","start":1219.98,"end":1220.2201,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.6191625595092773},{"word":"happy","start":1220.2201,"end":1220.62,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.6243109703063965},{"word":"to","start":1220.62,"end":1221.12,"confidence":0.89819336,"punctuated_word":"to,","sentiment":"positive","sentiment_score":0.5361475944519043},{"word":"you","start":1221.18,"end":1221.3401,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4341907799243927},{"word":"know","start":1221.3401,"end":1221.5801,"confidence":0.9926758,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.4630467891693115},{"word":"in","start":1221.5801,"end":1221.74,"confidence":0.9970703,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.486063152551651},{"word":"another","start":1221.74,"end":1222.2201,"confidence":1.0,"punctuated_word":"another","sentiment":"positive","sentiment_score":0.4814849197864533},{"word":"discussion","start":1222.2201,"end":1222.7201,"confidence":0.9506836,"punctuated_word":"discussion,","sentiment":"positive","sentiment_score":0.3634357750415802},{"word":"look","start":1223.02,"end":1223.26,"confidence":0.99609375,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.3822821080684662},{"word":"at","start":1223.26,"end":1223.42,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.3233296275138855},{"word":"particularly","start":1223.8201,"end":1224.3201,"confidence":0.9980469,"punctuated_word":"particularly","sentiment":"positive","sentiment_score":0.3609015941619873},{"word":"after","start":1224.4601,"end":1224.9401,"confidence":0.8569336,"punctuated_word":"after","sentiment":"positive","sentiment_score":0.36475154757499695},{"word":"i","start":1224.9401,"end":1225.02,"confidence":0.99316406,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4079909920692444},{"word":"lodge","start":1225.02,"end":1225.3401,"confidence":0.88964844,"punctuated_word":"lodge","sentiment":"neutral","sentiment_score":0.2867264449596405},{"word":"this","start":1225.3401,"end":1225.5801,"confidence":0.9863281,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.4268570840358734},{"word":"tax","start":1225.5801,"end":1225.9,"confidence":1.0,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.3790592849254608},{"word":"return","start":1225.9,"end":1226.14,"confidence":1.0,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.3620375990867615},{"word":"and","start":1226.14,"end":1226.3,"confidence":0.87841797,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3410060703754425},{"word":"everything's","start":1226.3,"end":1226.78,"confidence":0.95532227,"punctuated_word":"everything's","sentiment":"positive","sentiment_score":0.4050089716911316},{"word":"a","start":1226.78,"end":1226.86,"confidence":0.9863281,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.38396793603897095},{"word":"bit","start":1226.86,"end":1227.02,"confidence":0.9350586,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.27117279171943665},{"word":"more","start":1227.02,"end":1227.18,"confidence":0.9902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.3147718012332916},{"word":"clearer","start":1227.18,"end":1227.66,"confidence":0.9658203,"punctuated_word":"clearer","sentiment":"positive","sentiment_score":0.4058491289615631},{"word":"for","start":1227.66,"end":1227.74,"confidence":0.984375,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.41816872358322144},{"word":"the","start":1227.74,"end":1227.9,"confidence":0.984375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4312884211540222},{"word":"next","start":1227.9,"end":1228.095,"confidence":0.8881836,"punctuated_word":"next","sentiment":"positive","sentiment_score":0.3802887797355652},{"word":"financial","start":1228.335,"end":1228.695,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.25769859552383423},{"word":"year","start":1228.695,"end":1229.0549,"confidence":0.9980469,"punctuated_word":"year","sentiment":"positive","sentiment_score":0.3597184717655182},{"word":"going","start":1229.0549,"end":1229.375,"confidence":0.99902344,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.4561479091644287},{"word":"ahead","start":1229.375,"end":1229.875,"confidence":0.8503418,"punctuated_word":"ahead,","sentiment":"positive","sentiment_score":0.4456854462623596},{"word":"i'm","start":1230.655,"end":1230.815,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5204027891159058},{"word":"happy","start":1230.815,"end":1231.0549,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5351420640945435},{"word":"to","start":1231.0549,"end":1231.2949,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4781549274921417},{"word":"sacrifice","start":1231.2949,"end":1231.7949,"confidence":1.0,"punctuated_word":"sacrifice","sentiment":"neutral","sentiment_score":0.3262593150138855},{"word":"or","start":1232.4149,"end":1232.655,"confidence":0.9160156,"punctuated_word":"or","sentiment":"positive","sentiment_score":0.42672276496887207},{"word":"even","start":1232.655,"end":1233.155,"confidence":0.95336914,"punctuated_word":"even,","sentiment":"positive","sentiment_score":0.3484814465045929},{"word":"like","start":1233.215,"end":1233.455,"confidence":1.0,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.3997081518173218},{"word":"i","start":1233.455,"end":1233.615,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2956054210662842},{"word":"said","start":1233.615,"end":1234.115,"confidence":0.99853516,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.2501903772354126},{"word":"put","start":1234.495,"end":1234.895,"confidence":1.0,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.3540043234825134},{"word":"some","start":1234.895,"end":1235.135,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.3154522776603699},{"word":"of","start":1235.135,"end":1235.215,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3885236382484436},{"word":"my","start":1235.215,"end":1235.615,"confidence":1.0,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.343099445104599},{"word":"if","start":1236.4149,"end":1236.655,"confidence":0.99316406,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.38763201236724854},{"word":"if","start":1236.655,"end":1236.735,"confidence":0.86279297,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3284575939178467},{"word":"i","start":1236.735,"end":1236.895,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.29796046018600464},{"word":"picked","start":1236.895,"end":1237.135,"confidence":0.99316406,"punctuated_word":"picked","sentiment":"positive","sentiment_score":0.3825555443763733},{"word":"up","start":1237.135,"end":1237.2949,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.2995712459087372},{"word":"an","start":1237.2949,"end":1237.455,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.31938886642456055},{"word":"extra","start":1237.455,"end":1237.855,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.2362837791442871},{"word":"day","start":1237.855,"end":1238.095,"confidence":0.9797363,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":0.27252310514450073},{"word":"for","start":1238.095,"end":1238.255,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.20849177241325376},{"word":"example","start":1238.255,"end":1238.755,"confidence":0.99853516,"punctuated_word":"example,","sentiment":"neutral","sentiment_score":0.2492792308330536},{"word":"put","start":1239.2949,"end":1239.615,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.3318728804588318},{"word":"half","start":1239.615,"end":1239.9349,"confidence":1.0,"punctuated_word":"half","sentiment":"positive","sentiment_score":0.4311084449291229},{"word":"of","start":1239.9349,"end":1240.095,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.34946954250335693},{"word":"that","start":1240.095,"end":1240.595,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3202669024467468},{"word":"into","start":1240.98,"end":1241.3,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.2667877972126007},{"word":"super","start":1241.3,"end":1241.7,"confidence":0.90771484,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.3827947974205017},{"word":"or","start":1241.7,"end":1241.94,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.26097244024276733},{"word":"something","start":1241.94,"end":1242.42,"confidence":0.8815918,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":0.2422293722629547},{"word":"like","start":1242.42,"end":1242.9,"confidence":0.8408203,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.2745664119720459},{"word":"sacrifice","start":1242.9,"end":1243.4,"confidence":0.98291016,"punctuated_word":"sacrifice","sentiment":"neutral","sentiment_score":0.14694632589817047},{"word":"heaps","start":1243.46,"end":1243.86,"confidence":0.9880371,"punctuated_word":"heaps","sentiment":"positive","sentiment_score":0.4189539849758148},{"word":"more","start":1243.86,"end":1244.26,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.27736538648605347},{"word":"so","start":1244.26,"end":1244.42,"confidence":0.76464844,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.34877467155456543},{"word":"it","start":1244.42,"end":1244.58,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3739622235298157},{"word":"actually","start":1244.58,"end":1244.98,"confidence":0.9980469,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.3072887063026428},{"word":"grows","start":1244.98,"end":1245.38,"confidence":0.99902344,"punctuated_word":"grows","sentiment":"positive","sentiment_score":0.38210201263427734},{"word":"and","start":1245.38,"end":1245.62,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2748618721961975},{"word":"things","start":1245.62,"end":1245.94,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.19558513164520264},{"word":"like","start":1245.94,"end":1246.1,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1613890379667282},{"word":"that","start":1246.1,"end":1246.5,"confidence":0.7272949,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.2054586410522461},{"word":"but","start":1246.5,"end":1247.0,"confidence":0.673584,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.10554923117160796},{"word":"anyway","start":1247.62,"end":1248.02,"confidence":0.99902344,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.15436075627803802},{"word":"that's","start":1248.02,"end":1248.26,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.17937517166137695},{"word":"a","start":1248.26,"end":1248.42,"confidence":0.78466797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20105630159378052},{"word":"conversation","start":1248.42,"end":1248.92,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.19700270891189575},{"word":"for","start":1248.98,"end":1249.22,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1364547163248062},{"word":"another","start":1249.22,"end":1249.54,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.1534568816423416},{"word":"day","start":1249.54,"end":1250.04,"confidence":0.9802246,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.22039911150932312},{"word":"yep","start":1257.335,"end":1257.835,"confidence":0.7437744,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06265854090452194},{"word":"yeah","start":1265.255,"end":1265.575,"confidence":0.92944336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06640060245990753},{"word":"yeah","start":1265.575,"end":1266.055,"confidence":0.8798828,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1118900328874588},{"word":"yeah","start":1266.055,"end":1266.3,"confidence":0.7841797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1393125206232071},{"word":"yep","start":1269.18,"end":1269.68,"confidence":0.9724121,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18212829530239105},{"word":"mhmm","start":1281.3401,"end":1281.735,"confidence":0.9309082,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.25220832228660583},{"word":"yep","start":1284.135,"end":1284.635,"confidence":0.9675293,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2521011531352997},{"word":"yeah","start":1287.415,"end":1287.915,"confidence":0.9916992,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.21733394265174863},{"word":"yeah","start":1289.095,"end":1289.595,"confidence":0.88549805,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2063932865858078},{"word":"yeah","start":1289.735,"end":1290.215,"confidence":0.8413086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19779962301254272},{"word":"i","start":1290.215,"end":1290.375,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14257821440696716},{"word":"mean","start":1290.375,"end":1290.615,"confidence":0.94628906,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.16128525137901306},{"word":"that's","start":1290.615,"end":1291.115,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1557423174381256},{"word":"i'm","start":1291.655,"end":1291.895,"confidence":0.9970703,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.17321030795574188},{"word":"well","start":1291.895,"end":1292.0549,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.16347548365592957},{"word":"aware","start":1292.0549,"end":1292.455,"confidence":1.0,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":0.1579834520816803},{"word":"that","start":1292.455,"end":1292.775,"confidence":0.9716797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13806289434432983},{"word":"in","start":1292.775,"end":1293.095,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15987244248390198},{"word":"the","start":1293.095,"end":1293.595,"confidence":0.50146484,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1930473893880844},{"word":"stocks","start":1293.9199,"end":1294.24,"confidence":0.99902344,"punctuated_word":"stocks","sentiment":"neutral","sentiment_score":0.15345972776412964},{"word":"and","start":1294.24,"end":1294.32,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18151864409446716},{"word":"things","start":1294.32,"end":1294.72,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1590956151485443},{"word":"like","start":1294.72,"end":1294.96,"confidence":0.9506836,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15322467684745789},{"word":"shares","start":1294.96,"end":1295.2799,"confidence":0.9951172,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":0.21229325234889984},{"word":"and","start":1295.2799,"end":1295.52,"confidence":0.9633789,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19731883704662323},{"word":"investments","start":1295.52,"end":1295.9199,"confidence":0.9338379,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.11119680106639862},{"word":"it's","start":1295.9199,"end":1296.1599,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1432650089263916},{"word":"a","start":1296.1599,"end":1296.24,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16866075992584229},{"word":"long","start":1296.24,"end":1296.48,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.18450427055358887},{"word":"term","start":1296.48,"end":1296.72,"confidence":0.9980469,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.23812012374401093},{"word":"thing","start":1296.72,"end":1296.96,"confidence":0.9885254,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.17871147394180298},{"word":"it's","start":1296.96,"end":1297.2,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.04543478414416313},{"word":"never","start":1297.2,"end":1297.7,"confidence":1.0,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.04985585063695907},{"word":"a","start":1298.24,"end":1298.48,"confidence":0.91015625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.059550896286964417},{"word":"one","start":1298.48,"end":1298.72,"confidence":0.97802734,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.01798368990421295},{"word":"to","start":1298.72,"end":1298.96,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04210919141769409},{"word":"five","start":1298.96,"end":1299.2799,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.03299177438020706},{"word":"year","start":1299.2799,"end":1299.7799,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.04975614696741104},{"word":"kind","start":1300.0,"end":1300.24,"confidence":0.9760742,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.019547969102859497},{"word":"of","start":1300.24,"end":1300.32,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01331542432308197},{"word":"thing","start":1300.32,"end":1300.82,"confidence":0.9995117,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.11175516247749329},{"word":"it's","start":1302.48,"end":1302.72,"confidence":0.98339844,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.11768185347318648},{"word":"usually","start":1302.72,"end":1303.12,"confidence":0.9980469,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.225161537528038},{"word":"the","start":1303.12,"end":1303.2799,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19035114347934723},{"word":"long","start":1303.2799,"end":1303.52,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.21485859155654907},{"word":"haul","start":1303.52,"end":1304.0,"confidence":0.97314453,"punctuated_word":"haul","sentiment":"neutral","sentiment_score":0.2203649580478668},{"word":"on","start":1304.0,"end":1304.1599,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13258114457130432},{"word":"those","start":1304.1599,"end":1304.4,"confidence":0.99316406,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.14309541881084442},{"word":"kind","start":1304.4,"end":1304.64,"confidence":0.94921875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06097199022769928},{"word":"of","start":1304.64,"end":1304.7999,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1182745173573494},{"word":"things","start":1304.7999,"end":1305.12,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1942477226257324},{"word":"where","start":1305.12,"end":1305.36,"confidence":0.9243164,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.11913113296031952},{"word":"the","start":1305.36,"end":1305.44,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1709100902080536},{"word":"growth","start":1305.44,"end":1305.76,"confidence":1.0,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.19410359859466553},{"word":"happens","start":1305.76,"end":1306.26,"confidence":0.7597656,"punctuated_word":"happens.","sentiment":"neutral","sentiment_score":0.10833575576543808},{"word":"yeah","start":1315.275,"end":1315.775,"confidence":0.7416992,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01339823380112648},{"word":"yeah","start":1315.915,"end":1316.155,"confidence":0.8071289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.028396185487508777},{"word":"there's","start":1316.155,"end":1316.635,"confidence":0.9785156,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.04448731988668442},{"word":"something","start":1316.635,"end":1317.135,"confidence":0.9785156,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.05379735678434372},{"word":"yeah","start":1317.515,"end":1318.015,"confidence":0.7504883,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.007287492975592613},{"word":"mhmm","start":1325.0399,"end":1325.5399,"confidence":0.9425049,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.284306138753891},{"word":"yeah","start":1328.0,"end":1328.5,"confidence":0.953125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08961206674575806},{"word":"yep","start":1332.08,"end":1332.58,"confidence":0.90185547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.004277374595403671},{"word":"yep","start":1338.735,"end":1338.815,"confidence":0.86572266,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04407379776239395},{"word":"yep","start":1338.815,"end":1339.315,"confidence":0.9880371,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.047335185110569},{"word":"no","start":1339.615,"end":1340.115,"confidence":0.8249512,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08275499939918518},{"word":"yeah","start":1341.295,"end":1341.795,"confidence":0.66308594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011231226846575735},{"word":"yeah","start":1345.375,"end":1345.875,"confidence":0.7624512,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.030786588788032532},{"word":"yep","start":1348.335,"end":1348.59,"confidence":0.80810547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04095685854554176},{"word":"yep","start":1351.5499,"end":1352.0299,"confidence":0.86816406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1133081242442131},{"word":"no","start":1352.0299,"end":1352.19,"confidence":0.9338379,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.07488632202148438},{"word":"that's","start":1352.19,"end":1352.6699,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.25750434398651123},{"word":"that's","start":1352.6699,"end":1353.07,"confidence":0.9980469,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.34153708815574646},{"word":"perfect","start":1353.07,"end":1353.57,"confidence":0.951416,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.4461764097213745},{"word":"that","start":1353.63,"end":1354.13,"confidence":0.6977539,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.30969667434692383},{"word":"we'll","start":1354.4299,"end":1354.6699,"confidence":0.9885254,"punctuated_word":"we'll","sentiment":"positive","sentiment_score":0.3525279760360718},{"word":"we'll","start":1354.6699,"end":1354.83,"confidence":0.99853516,"punctuated_word":"we'll","sentiment":"positive","sentiment_score":0.3383217751979828},{"word":"probably","start":1354.83,"end":1355.07,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.25595563650131226},{"word":"look","start":1355.07,"end":1355.3099,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.16988584399223328},{"word":"at","start":1355.3099,"end":1355.39,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.18150803446769712},{"word":"that","start":1355.39,"end":1355.63,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18280047178268433},{"word":"next","start":1355.63,"end":1355.87,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.09606870263814926},{"word":"year","start":1355.87,"end":1356.11,"confidence":0.99316406,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.17356468737125397},{"word":"and","start":1356.11,"end":1356.27,"confidence":0.7680664,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15971703827381134},{"word":"things","start":1356.27,"end":1356.59,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.24988076090812683},{"word":"hopefully","start":1356.59,"end":1356.99,"confidence":0.76123047,"punctuated_word":"hopefully","sentiment":"neutral","sentiment_score":0.18081918358802795},{"word":"are","start":1356.99,"end":1357.15,"confidence":0.70703125,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2315191626548767},{"word":"a","start":1357.15,"end":1357.23,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1599516719579697},{"word":"bit","start":1357.23,"end":1357.39,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.11961814761161804},{"word":"more","start":1357.39,"end":1357.89,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.08986254781484604},{"word":"solidified","start":1358.51,"end":1359.01,"confidence":0.8391927,"punctuated_word":"solidified.","sentiment":"neutral","sentiment_score":0.17544108629226685},{"word":"but","start":1359.39,"end":1359.89,"confidence":0.9770508,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07089405506849289},{"word":"yep","start":1360.19,"end":1360.605,"confidence":0.92333984,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.0975051447749138},{"word":"it","start":1379.74,"end":1380.0599,"confidence":0.7285156,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.22584600746631625},{"word":"definitely","start":1380.0599,"end":1380.5599,"confidence":0.9892578,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.3387172222137451},{"word":"is","start":1380.62,"end":1380.7,"confidence":0.984375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.23542720079421997},{"word":"that","start":1380.7,"end":1381.2,"confidence":0.90722656,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.28583353757858276},{"word":"which","start":1382.3,"end":1382.54,"confidence":0.9375,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.3160119950771332},{"word":"is","start":1382.54,"end":1382.7,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.25616517663002014},{"word":"happening","start":1382.7,"end":1383.1,"confidence":1.0,"punctuated_word":"happening","sentiment":"positive","sentiment_score":0.3851340413093567},{"word":"now","start":1383.1,"end":1383.26,"confidence":1.0,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.3575597405433655},{"word":"anyway","start":1383.26,"end":1383.74,"confidence":0.91674805,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.29710590839385986},{"word":"like","start":1383.74,"end":1384.14,"confidence":0.99609375,"punctuated_word":"Like,","sentiment":"positive","sentiment_score":0.36318761110305786},{"word":"we","start":1384.14,"end":1384.3,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.49779802560806274},{"word":"have","start":1384.3,"end":1384.46,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4196479022502899},{"word":"a","start":1384.46,"end":1384.62,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3745619058609009},{"word":"good","start":1384.62,"end":1385.02,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4089818000793457},{"word":"family","start":1385.02,"end":1385.42,"confidence":0.9980469,"punctuated_word":"family","sentiment":"positive","sentiment_score":0.5014269351959229},{"word":"balance","start":1385.42,"end":1385.9,"confidence":1.0,"punctuated_word":"balance","sentiment":"positive","sentiment_score":0.38935062289237976},{"word":"here","start":1385.9,"end":1386.14,"confidence":0.99609375,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.29162079095840454},{"word":"yeah","start":1386.14,"end":1386.38,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1383811980485916},{"word":"i","start":1386.38,"end":1386.54,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13503222167491913},{"word":"think","start":1386.54,"end":1386.78,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.15116670727729797},{"word":"it","start":1386.78,"end":1386.94,"confidence":0.5473633,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1480225771665573},{"word":"must","start":1386.94,"end":1387.26,"confidence":0.3161621,"punctuated_word":"must","sentiment":"neutral","sentiment_score":0.13853418827056885},{"word":"be","start":1387.26,"end":1387.76,"confidence":0.58154297,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1564777046442032},{"word":"potentially","start":1388.265,"end":1388.5851,"confidence":1.0,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.1017431914806366},{"word":"picking","start":1388.5851,"end":1388.905,"confidence":1.0,"punctuated_word":"picking","sentiment":"neutral","sentiment_score":0.1116461530327797},{"word":"up","start":1388.905,"end":1389.145,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.13118940591812134},{"word":"only","start":1389.145,"end":1389.385,"confidence":0.9980469,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.10749902576208116},{"word":"another","start":1389.385,"end":1389.7051,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.08022355288267136},{"word":"eight","start":1389.7051,"end":1389.9451,"confidence":1.0,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.08194324374198914},{"word":"hours","start":1389.9451,"end":1390.265,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.0537196509540081},{"word":"if","start":1390.265,"end":1390.505,"confidence":0.9770508,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10089589655399324},{"word":"i","start":1390.505,"end":1390.5851,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07549735903739929},{"word":"had","start":1390.5851,"end":1390.745,"confidence":0.99609375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05826316028833389},{"word":"to","start":1390.745,"end":1391.245,"confidence":0.9250488,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.04107558727264404},{"word":"so","start":1392.425,"end":1392.665,"confidence":0.78271484,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05708944797515869},{"word":"that'd","start":1392.665,"end":1392.985,"confidence":0.75268555,"punctuated_word":"that'd","sentiment":"neutral","sentiment_score":0.07841213047504425},{"word":"be","start":1392.985,"end":1393.145,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11202862113714218},{"word":"about","start":1393.145,"end":1393.545,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07771869003772736},{"word":"sixteen","start":1393.545,"end":1394.045,"confidence":0.80908203,"punctuated_word":"sixteen,","sentiment":"neutral","sentiment_score":0.07804717123508453},{"word":"potentially","start":1395.7051,"end":1396.2051,"confidence":1.0,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.062046900391578674},{"word":"twenty","start":1396.265,"end":1396.5851,"confidence":0.90478516,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.08992889523506165},{"word":"hours","start":1396.5851,"end":1396.8251,"confidence":0.9819336,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.05113637447357178},{"word":"if","start":1396.8251,"end":1396.985,"confidence":0.87841797,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.085576131939888},{"word":"i","start":1396.985,"end":1397.145,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05526770278811455},{"word":"if","start":1397.145,"end":1397.305,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08552741259336472},{"word":"i","start":1397.305,"end":1397.465,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06674061715602875},{"word":"did","start":1397.465,"end":1397.625,"confidence":0.97998047,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.07558093219995499},{"word":"things","start":1397.625,"end":1397.785,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.07769283652305603},{"word":"like","start":1397.785,"end":1398.025,"confidence":0.94140625,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04367099702358246},{"word":"night","start":1398.025,"end":1398.265,"confidence":0.9970703,"punctuated_word":"night","sentiment":"neutral","sentiment_score":0.06353618204593658},{"word":"shift","start":1398.265,"end":1398.505,"confidence":0.5317383,"punctuated_word":"shift","sentiment":"neutral","sentiment_score":0.06433073431253433},{"word":"because","start":1398.505,"end":1398.745,"confidence":0.75683594,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.04882735013961792},{"word":"they're","start":1398.745,"end":1398.985,"confidence":0.91796875,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.04493790492415428},{"word":"only","start":1398.985,"end":1399.305,"confidence":0.99609375,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.0386304147541523},{"word":"ten","start":1399.305,"end":1399.465,"confidence":0.9980469,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.058512985706329346},{"word":"hour","start":1399.465,"end":1399.785,"confidence":0.9838867,"punctuated_word":"hour","sentiment":"neutral","sentiment_score":0.05248630419373512},{"word":"shifts","start":1399.785,"end":1400.105,"confidence":0.5509033,"punctuated_word":"shifts,","sentiment":"neutral","sentiment_score":0.055201247334480286},{"word":"but","start":1400.105,"end":1400.605,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.05350716412067413},{"word":"stay","start":1401.385,"end":1401.625,"confidence":0.94189453,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.04292472079396248},{"word":"part","start":1401.625,"end":1401.9451,"confidence":0.99902344,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.08665576577186584},{"word":"time","start":1401.9451,"end":1402.4451,"confidence":0.9428711,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.07753665745258331},{"word":"look","start":1403.37,"end":1403.61,"confidence":0.7976074,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.16398990154266355},{"word":"i","start":1403.61,"end":1403.85,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.204016774892807},{"word":"am","start":1403.85,"end":1404.09,"confidence":0.99902344,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.23769959807395935},{"word":"a","start":1404.09,"end":1404.17,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2516213059425354},{"word":"little","start":1404.17,"end":1404.41,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.2082202434539795},{"word":"bit","start":1404.41,"end":1404.57,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.22047603130340576},{"word":"of","start":1404.57,"end":1405.07,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20564500987529755},{"word":"a","start":1405.29,"end":1405.53,"confidence":0.9716797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2217115014791489},{"word":"i","start":1405.93,"end":1406.09,"confidence":0.5463867,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21715274453163147},{"word":"do","start":1406.09,"end":1406.25,"confidence":0.8408203,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.34132617712020874},{"word":"like","start":1406.25,"end":1406.49,"confidence":0.99902344,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.33591732382774353},{"word":"to","start":1406.49,"end":1406.57,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32448968291282654},{"word":"have","start":1406.57,"end":1406.81,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.38556548953056335},{"word":"goals","start":1406.81,"end":1407.13,"confidence":0.92822266,"punctuated_word":"goals.","sentiment":"neutral","sentiment_score":0.25612521171569824},{"word":"i","start":1407.13,"end":1407.21,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2429748773574829},{"word":"wouldn't","start":1407.21,"end":1407.53,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":0.2080368846654892},{"word":"mind","start":1407.53,"end":1407.85,"confidence":1.0,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.2352409660816193},{"word":"in","start":1407.85,"end":1408.01,"confidence":0.91015625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.21648091077804563},{"word":"something","start":1408.01,"end":1408.33,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.1690327376127243},{"word":"like","start":1408.33,"end":1408.65,"confidence":0.7709961,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.10185448825359344},{"word":"potentially","start":1408.65,"end":1409.15,"confidence":0.89208984,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.1299462616443634},{"word":"five","start":1409.21,"end":1409.45,"confidence":0.99609375,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.15735329687595367},{"word":"years","start":1409.45,"end":1409.6901,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.17029361426830292},{"word":"if","start":1409.6901,"end":1409.85,"confidence":0.9301758,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.19588938355445865},{"word":"i","start":1409.85,"end":1409.93,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16268375515937805},{"word":"was","start":1409.93,"end":1410.17,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.17795410752296448},{"word":"able","start":1410.17,"end":1410.41,"confidence":0.99902344,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.19004902243614197},{"word":"to","start":1410.41,"end":1410.49,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16534766554832458},{"word":"rally","start":1410.49,"end":1410.81,"confidence":0.99902344,"punctuated_word":"rally","sentiment":"neutral","sentiment_score":0.21942546963691711},{"word":"up","start":1410.81,"end":1410.97,"confidence":0.9658203,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.18707120418548584},{"word":"some","start":1410.97,"end":1411.29,"confidence":0.9716797,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1876290887594223},{"word":"savings","start":1411.29,"end":1411.6901,"confidence":1.0,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.20948919653892517},{"word":"and","start":1411.6901,"end":1411.85,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18165302276611328},{"word":"buy","start":1411.85,"end":1412.01,"confidence":0.94384766,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.19915646314620972},{"word":"an","start":1412.01,"end":1412.17,"confidence":0.99316406,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1985958367586136},{"word":"investment","start":1412.17,"end":1412.65,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.15098848938941956},{"word":"property","start":1412.65,"end":1413.13,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.2028032094240189},{"word":"either","start":1413.13,"end":1413.45,"confidence":0.8359375,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.17870837450027466},{"word":"using","start":1413.45,"end":1413.77,"confidence":1.0,"punctuated_word":"using","sentiment":"neutral","sentiment_score":0.17353612184524536},{"word":"the","start":1413.77,"end":1413.93,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1776035875082016},{"word":"equity","start":1413.93,"end":1414.33,"confidence":1.0,"punctuated_word":"equity","sentiment":"neutral","sentiment_score":0.16379982233047485},{"word":"that","start":1414.33,"end":1414.57,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18860960006713867},{"word":"i","start":1414.57,"end":1414.73,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1642310917377472},{"word":"have","start":1414.73,"end":1415.175,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.192557156085968},{"word":"and","start":1415.5751,"end":1415.655,"confidence":0.89501953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11640752106904984},{"word":"the","start":1415.655,"end":1416.055,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18938469886779785},{"word":"savings","start":1416.055,"end":1416.555,"confidence":0.9538574,"punctuated_word":"savings.","sentiment":"neutral","sentiment_score":0.13066750764846802},{"word":"i","start":1418.295,"end":1418.375,"confidence":0.8076172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0160493366420269},{"word":"don't","start":1418.375,"end":1418.615,"confidence":0.9926758,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.030907321721315384},{"word":"know","start":1418.615,"end":1418.6951,"confidence":0.98706055,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.006920644082129002},{"word":"i","start":1418.6951,"end":1418.8551,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22429560124874115},{"word":"always","start":1418.8551,"end":1419.175,"confidence":0.8251953,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.3022504448890686},{"word":"like","start":1419.175,"end":1419.3351,"confidence":0.9902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.3297145962715149},{"word":"to","start":1419.3351,"end":1419.495,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.29683586955070496},{"word":"have","start":1419.495,"end":1419.995,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.31781601905822754},{"word":"a","start":1420.535,"end":1420.6951,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.255095899105072},{"word":"few","start":1420.6951,"end":1421.015,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.2518719434738159},{"word":"different","start":1421.015,"end":1421.515,"confidence":0.99902344,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.2700694501399994},{"word":"kind","start":1421.5751,"end":1421.8151,"confidence":0.921875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.25186631083488464},{"word":"of","start":1421.8151,"end":1422.3151,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.288260281085968},{"word":"things","start":1422.775,"end":1423.175,"confidence":0.9951172,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.2694742977619171},{"word":"going","start":1423.175,"end":1423.495,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.3196966350078583},{"word":"for","start":1423.495,"end":1423.655,"confidence":0.94921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2707407474517822},{"word":"me","start":1423.655,"end":1423.895,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.21534211933612823},{"word":"where","start":1423.895,"end":1424.2151,"confidence":0.7573242,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1725897490978241},{"word":"if","start":1424.2151,"end":1424.4551,"confidence":0.9194336,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.20999927818775177},{"word":"one","start":1424.4551,"end":1424.6951,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.10446509718894958},{"word":"falls","start":1424.6951,"end":1425.0951,"confidence":0.95288086,"punctuated_word":"falls,","sentiment":"neutral","sentiment_score":0.1492791622877121},{"word":"i've","start":1425.0951,"end":1425.3351,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.17965726554393768},{"word":"got","start":1425.3351,"end":1425.5751,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.17448435723781586},{"word":"backup","start":1425.5751,"end":1426.055,"confidence":0.56933594,"punctuated_word":"backup","sentiment":"neutral","sentiment_score":0.10949106514453888},{"word":"in","start":1426.055,"end":1426.535,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1878108382225037},{"word":"few","start":1426.535,"end":1426.6951,"confidence":0.734375,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.1920994520187378},{"word":"different","start":1426.6951,"end":1427.015,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.04937043786048889},{"word":"things","start":1427.015,"end":1427.415,"confidence":0.76586914,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.10633167624473572},{"word":"if","start":1427.415,"end":1427.655,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14061160385608673},{"word":"if","start":1427.655,"end":1427.895,"confidence":0.82373047,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.17544278502464294},{"word":"that","start":1427.895,"end":1428.055,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1953260600566864},{"word":"makes","start":1428.055,"end":1428.295,"confidence":0.9140625,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.16034510731697085},{"word":"sense","start":1428.295,"end":1428.795,"confidence":0.9770508,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.18654915690422055},{"word":"yeah","start":1430.46,"end":1430.94,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23376399278640747},{"word":"but","start":1430.94,"end":1431.1799,"confidence":0.97265625,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.24220260977745056},{"word":"that","start":1431.1799,"end":1431.26,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2411925047636032},{"word":"that's","start":1431.4199,"end":1431.74,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2661284804344177},{"word":"like","start":1431.74,"end":1432.0599,"confidence":0.7734375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.25410741567611694},{"word":"it's","start":1432.0599,"end":1432.2999,"confidence":0.73547363,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.26931437849998474},{"word":"not","start":1432.2999,"end":1432.54,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.17511050403118134},{"word":"a","start":1432.54,"end":1432.62,"confidence":0.97802734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19814711809158325},{"word":"have","start":1432.62,"end":1432.86,"confidence":0.91845703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12172380089759828},{"word":"to","start":1432.86,"end":1433.1799,"confidence":0.814209,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.17185893654823303},{"word":"obviously","start":1433.1799,"end":1433.6799,"confidence":0.98168945,"punctuated_word":"Obviously,","sentiment":"positive","sentiment_score":0.3807857930660248},{"word":"i","start":1433.74,"end":1434.0599,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4935429096221924},{"word":"i'm","start":1434.2999,"end":1434.54,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5407602787017822},{"word":"doing","start":1434.54,"end":1434.86,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.5653473138809204},{"word":"fine","start":1434.86,"end":1435.1799,"confidence":1.0,"punctuated_word":"fine","sentiment":"positive","sentiment_score":0.6145826578140259},{"word":"anyway","start":1435.1799,"end":1435.6799,"confidence":0.9663086,"punctuated_word":"anyway.","sentiment":"positive","sentiment_score":0.5679003000259399},{"word":"yeah","start":1441.82,"end":1442.235,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17152661085128784},{"word":"mhmm","start":1446.875,"end":1447.375,"confidence":0.98913574,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.10712672770023346},{"word":"yeah","start":1447.515,"end":1448.015,"confidence":0.9880371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08049657940864563},{"word":"mhmm","start":1450.795,"end":1451.295,"confidence":0.932251,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.04121406376361847},{"word":"yeah","start":1451.355,"end":1451.6749,"confidence":0.8618164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05730351060628891},{"word":"so","start":1451.6749,"end":1451.995,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05342952162027359},{"word":"that","start":1451.995,"end":1452.475,"confidence":0.5629883,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06888087093830109},{"word":"there","start":1452.635,"end":1452.875,"confidence":0.58154297,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06257874518632889},{"word":"there'll","start":1454.235,"end":1454.475,"confidence":0.9265137,"punctuated_word":"there'll","sentiment":"neutral","sentiment_score":0.08091636002063751},{"word":"be","start":1454.475,"end":1454.635,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07781706005334854},{"word":"six","start":1454.635,"end":1454.875,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.07150252163410187},{"word":"and","start":1454.875,"end":1455.115,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.053754761815071106},{"word":"eight","start":1455.115,"end":1455.515,"confidence":0.9980469,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.06619509309530258},{"word":"in","start":1455.515,"end":1455.915,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0622645802795887},{"word":"october","start":1455.915,"end":1456.415,"confidence":0.9951172,"punctuated_word":"October.","sentiment":"neutral","sentiment_score":0.07368963956832886},{"word":"yeah","start":1462.9099,"end":1463.4099,"confidence":0.97021484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2047009915113449},{"word":"yep","start":1465.3099,"end":1465.8099,"confidence":0.9428711,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12446622550487518},{"word":"yep","start":1466.9099,"end":1467.4099,"confidence":0.9152832,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12450842559337616},{"word":"mhmm","start":1474.605,"end":1475.105,"confidence":0.8758545,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.07703455537557602},{"word":"yeah","start":1475.8049,"end":1476.3049,"confidence":0.9790039,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07450562715530396},{"word":"yeah","start":1481.8049,"end":1482.3049,"confidence":0.9609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11456052213907242},{"word":"yeah","start":1491.14,"end":1491.38,"confidence":0.9736328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0035292180255055428},{"word":"no","start":1491.38,"end":1491.62,"confidence":0.7348633,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12397179752588272},{"word":"it","start":1491.62,"end":1491.7001,"confidence":0.9604492,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.11078400909900664},{"word":"is","start":1491.7001,"end":1491.9401,"confidence":0.9892578,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11163658648729324},{"word":"like","start":1491.9401,"end":1492.18,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.14339697360992432},{"word":"that","start":1492.18,"end":1492.5,"confidence":0.9033203,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.08472226560115814},{"word":"isn't","start":1492.5,"end":1492.8201,"confidence":0.99902344,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.06602750718593597},{"word":"it","start":1492.8201,"end":1493.06,"confidence":0.9970703,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.0634911060333252},{"word":"yeah","start":1493.06,"end":1493.56,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.00103769451379776},{"word":"yeah","start":1494.42,"end":1494.92,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04569632560014725},{"word":"yeah","start":1495.3151,"end":1495.555,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05573774501681328},{"word":"and","start":1495.555,"end":1495.795,"confidence":0.76782227,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.05653306841850281},{"word":"i","start":1495.795,"end":1495.875,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.050600312650203705},{"word":"mean","start":1495.875,"end":1496.115,"confidence":0.9995117,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.06947427242994308},{"word":"i","start":1496.115,"end":1496.1951,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07792579382658005},{"word":"would","start":1496.1951,"end":1496.355,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.09839891642332076},{"word":"look","start":1496.355,"end":1496.595,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.09777723252773284},{"word":"at","start":1496.595,"end":1496.755,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.12345347553491592},{"word":"contributing","start":1496.755,"end":1497.255,"confidence":1.0,"punctuated_word":"contributing","sentiment":"neutral","sentiment_score":0.09036284685134888},{"word":"to","start":1497.3151,"end":1497.475,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12933684885501862},{"word":"that","start":1497.475,"end":1497.7151,"confidence":0.9848633,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.10732407867908478},{"word":"i","start":1497.7151,"end":1497.795,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03449300676584244},{"word":"dare","start":1498.035,"end":1498.275,"confidence":0.96875,"punctuated_word":"dare","sentiment":"neutral","sentiment_score":0.015704475343227386},{"word":"i","start":1498.275,"end":1498.355,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.028591841459274292},{"word":"say","start":1498.355,"end":1498.595,"confidence":0.8171387,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.03391740843653679},{"word":"i","start":1498.595,"end":1498.675,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.004673399031162262},{"word":"wouldn't","start":1498.675,"end":1498.995,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":0.007946662604808807},{"word":"be","start":1498.995,"end":1499.235,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.005288228392601013},{"word":"contributing","start":1499.235,"end":1499.735,"confidence":1.0,"punctuated_word":"contributing","sentiment":"neutral","sentiment_score":-0.011881910264492037},{"word":"as","start":1499.795,"end":1499.9551,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.027371399104595184},{"word":"much","start":1499.9551,"end":1500.4551,"confidence":0.86035156,"punctuated_word":"much,","sentiment":"neutral","sentiment_score":0.020170975476503372},{"word":"look","start":1502.035,"end":1502.275,"confidence":0.9707031,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.012064121663570404},{"word":"as","start":1502.275,"end":1502.515,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04358860105276108},{"word":"my","start":1502.515,"end":1502.675,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.06865648925304413},{"word":"husband","start":1502.675,"end":1503.0751,"confidence":1.0,"punctuated_word":"husband","sentiment":"neutral","sentiment_score":0.09855801612138748},{"word":"because","start":1503.0751,"end":1503.475,"confidence":0.7182617,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.074997678399086},{"word":"he","start":1503.475,"end":1503.975,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.11088106781244278},{"word":"actually","start":1504.275,"end":1504.775,"confidence":0.9448242,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.10063421726226808},{"word":"earns","start":1505.235,"end":1505.475,"confidence":0.8095703,"punctuated_word":"earns","sentiment":"neutral","sentiment_score":0.10733358561992644},{"word":"a","start":1505.475,"end":1505.555,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12072782963514328},{"word":"decent","start":1505.555,"end":1505.9551,"confidence":1.0,"punctuated_word":"decent","sentiment":"neutral","sentiment_score":0.16357910633087158},{"word":"amount","start":1505.9551,"end":1506.275,"confidence":0.7980957,"punctuated_word":"amount,","sentiment":"neutral","sentiment_score":0.12575885653495789},{"word":"but","start":1506.275,"end":1506.775,"confidence":0.986084,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.05831892415881157},{"word":"you","start":1507.77,"end":1508.01,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.029239363968372345},{"word":"know","start":1508.01,"end":1508.25,"confidence":0.9975586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.05419298633933067},{"word":"i'll","start":1508.25,"end":1508.49,"confidence":0.8815918,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.07575919479131699},{"word":"contribute","start":1508.49,"end":1508.9701,"confidence":0.99902344,"punctuated_word":"contribute","sentiment":"neutral","sentiment_score":0.05720115453004837},{"word":"something","start":1508.9701,"end":1509.4701,"confidence":1.0,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":0.06793931871652603},{"word":"mhmm","start":1513.77,"end":1514.27,"confidence":0.8985596,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.033700957894325256},{"word":"yeah","start":1524.425,"end":1524.8251,"confidence":0.9128418,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12119154632091522},{"word":"yep","start":1524.8251,"end":1525.3251,"confidence":0.98950195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1244029849767685},{"word":"mhmm","start":1528.8251,"end":1529.3251,"confidence":0.99523926,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.06333208829164505},{"word":"yep","start":1532.025,"end":1532.525,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.037755753844976425},{"word":"yep","start":1532.665,"end":1533.03,"confidence":0.9909668,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01977797970175743},{"word":"no","start":1533.1901,"end":1533.43,"confidence":0.97265625,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.061091821640729904},{"word":"i","start":1533.43,"end":1533.51,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07452072203159332},{"word":"think","start":1533.51,"end":1533.8301,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.06967594474554062},{"word":"towards","start":1533.8301,"end":1534.23,"confidence":0.99609375,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":-0.07737982273101807},{"word":"the","start":1534.23,"end":1534.39,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.054497092962265015},{"word":"end","start":1534.39,"end":1534.55,"confidence":0.9941406,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.07384391129016876},{"word":"of","start":1534.55,"end":1534.63,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04755350574851036},{"word":"the","start":1534.63,"end":1534.7101,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007898271083831787},{"word":"year","start":1534.7101,"end":1534.9501,"confidence":0.9970703,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.004964325577020645},{"word":"is","start":1534.9501,"end":1535.03,"confidence":0.90478516,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.023116499185562137},{"word":"probably","start":1535.03,"end":1535.43,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.05651151388883591},{"word":"okay","start":1535.43,"end":1535.93,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":-0.005345895886421204},{"word":"anyway","start":1537.1901,"end":1537.6901,"confidence":0.46411133,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.07940922677516937},{"word":"yep","start":1538.79,"end":1539.03,"confidence":0.95686847,"punctuated_word":"yep,","sentiment":"neutral","sentiment_score":0.10602474212646484},{"word":"for","start":1539.03,"end":1539.1901,"confidence":0.81347656,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14779238402843475},{"word":"that","start":1539.1901,"end":1539.43,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1761387437582016},{"word":"kind","start":1539.43,"end":1539.67,"confidence":0.9980469,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.12980306148529053},{"word":"of","start":1539.67,"end":1539.75,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19115422666072843},{"word":"thing","start":1539.75,"end":1540.25,"confidence":0.9995117,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.14672677218914032},{"word":"i","start":1540.63,"end":1540.79,"confidence":0.9604492,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12130187451839448},{"word":"did","start":1540.79,"end":1541.03,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.13711223006248474},{"word":"get","start":1541.03,"end":1541.1901,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.11614593863487244},{"word":"an","start":1541.1901,"end":1541.35,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07477129995822906},{"word":"email","start":1541.35,"end":1541.85,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.0999668836593628},{"word":"about","start":1543.03,"end":1543.53,"confidence":0.9838867,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05151611566543579},{"word":"paying","start":1544.7101,"end":1545.2101,"confidence":0.96972656,"punctuated_word":"paying,","sentiment":"neutral","sentiment_score":0.05890483409166336},{"word":"i","start":1546.0701,"end":1546.23,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05735059455037117},{"word":"think","start":1546.23,"end":1546.55,"confidence":0.97753906,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.04223811626434326},{"word":"for","start":1546.55,"end":1547.03,"confidence":0.7602539,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04328446835279465},{"word":"insurance","start":1547.03,"end":1547.53,"confidence":0.99609375,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.052850961685180664},{"word":"or","start":1547.75,"end":1547.91,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04410799592733383},{"word":"something","start":1547.91,"end":1548.41,"confidence":0.9904785,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":0.05033013969659805},{"word":"it","start":1549.975,"end":1550.135,"confidence":0.9873047,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.06929514557123184},{"word":"was","start":1550.135,"end":1550.295,"confidence":0.9980469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05218427628278732},{"word":"from","start":1550.295,"end":1550.615,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.07177677005529404},{"word":"clearview","start":1550.615,"end":1551.115,"confidence":0.79817706,"punctuated_word":"Clearview.","sentiment":"neutral","sentiment_score":0.09632822126150133},{"word":"something","start":1552.455,"end":1552.855,"confidence":0.99609375,"punctuated_word":"Something","sentiment":"neutral","sentiment_score":0.2115991711616516},{"word":"about","start":1552.855,"end":1553.355,"confidence":0.9863281,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.3162483274936676},{"word":"yeah","start":1559.975,"end":1560.475,"confidence":0.8659668,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.2613130211830139},{"word":"yes","start":1562.46,"end":1562.78,"confidence":0.984375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06817790865898132},{"word":"that","start":1562.78,"end":1563.02,"confidence":0.9980469,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.00263010710477829},{"word":"was","start":1563.02,"end":1563.26,"confidence":0.9970703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.026606597006320953},{"word":"it","start":1563.26,"end":1563.76,"confidence":0.9995117,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.00016085244715213776},{"word":"well","start":1567.26,"end":1567.5,"confidence":0.94873047,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.024193840101361275},{"word":"it","start":1567.5,"end":1567.66,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.034577626734972},{"word":"comes","start":1567.66,"end":1567.82,"confidence":0.99902344,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.03313997760415077},{"word":"out","start":1567.82,"end":1568.06,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.03667103499174118},{"word":"of","start":1568.06,"end":1568.22,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01489631086587906},{"word":"a","start":1568.22,"end":1568.3,"confidence":0.66748047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.011363107711076736},{"word":"super","start":1568.3,"end":1568.7,"confidence":0.9536133,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.011815800331532955},{"word":"is","start":1568.7,"end":1568.86,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.01330098882317543},{"word":"that","start":1568.86,"end":1569.02,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.011452440172433851},{"word":"right","start":1569.02,"end":1569.52,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.010528027079999449},{"word":"yeah","start":1569.66,"end":1570.16,"confidence":0.85253906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023218801245093346},{"word":"yeah","start":1570.46,"end":1570.78,"confidence":0.82666016,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04746309667825699},{"word":"yeah","start":1570.78,"end":1571.28,"confidence":0.8510742,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.020460039377212524},{"word":"okay","start":1573.82,"end":1574.14,"confidence":0.8339844,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.124088317155838},{"word":"good","start":1574.14,"end":1574.38,"confidence":0.99902344,"punctuated_word":"Good.","sentiment":"neutral","sentiment_score":0.270327091217041},{"word":"so","start":1574.38,"end":1574.54,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0753651112318039},{"word":"it's","start":1574.54,"end":1574.78,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10287834703922272},{"word":"been","start":1574.78,"end":1575.02,"confidence":0.734375,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.08834324777126312},{"word":"transaction","start":1575.02,"end":1575.52,"confidence":0.84106445,"punctuated_word":"transaction.","sentiment":"neutral","sentiment_score":0.0735732764005661},{"word":"okay","start":1575.82,"end":1576.32,"confidence":0.8815918,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02629915066063404},{"word":"do","start":1576.86,"end":1577.02,"confidence":0.63427734,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.01119578443467617},{"word":"they","start":1577.02,"end":1577.475,"confidence":0.98168945,"punctuated_word":"they?","sentiment":"neutral","sentiment_score":0.014925437979400158},{"word":"okay","start":1577.875,"end":1578.375,"confidence":0.9921875,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.022130701690912247},{"word":"okay","start":1579.715,"end":1580.215,"confidence":0.99560547,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08006894588470459},{"word":"no","start":1580.355,"end":1580.4349,"confidence":0.9970703,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.1352088451385498},{"word":"worries","start":1580.4349,"end":1580.835,"confidence":0.99853516,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.10937220603227615},{"word":"that's","start":1580.835,"end":1581.155,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.23124240338802335},{"word":"hilarious","start":1581.155,"end":1581.655,"confidence":1.0,"punctuated_word":"hilarious.","sentiment":"neutral","sentiment_score":0.21307134628295896},{"word":"okay","start":1581.875,"end":1582.375,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.14011454582214355},{"word":"that's","start":1594.03,"end":1594.35,"confidence":0.8486328,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.03763663023710251},{"word":"okay","start":1594.35,"end":1594.75,"confidence":0.99853516,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.09336621314287186},{"word":"well","start":1594.75,"end":1595.23,"confidence":0.9851074,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.09205304086208344},{"word":"i'll","start":1595.23,"end":1595.7101,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.12190261483192444},{"word":"note","start":1595.7101,"end":1596.03,"confidence":0.9970703,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.11977481842041016},{"word":"that","start":1596.03,"end":1596.1901,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1106540784239769},{"word":"for","start":1596.1901,"end":1596.43,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08437267690896988},{"word":"next","start":1596.43,"end":1596.67,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.08119134604930878},{"word":"year","start":1596.67,"end":1596.99,"confidence":0.9855957,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.137250155210495},{"word":"that's","start":1596.99,"end":1597.39,"confidence":0.9970703,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2035201191902161},{"word":"fine","start":1597.39,"end":1597.89,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.1953104138374329},{"word":"perfect","start":1598.43,"end":1598.93,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.24779176712036133},{"word":"yep","start":1606.11,"end":1606.335,"confidence":0.9436035,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2539636790752411},{"word":"perfect","start":1609.2949,"end":1609.7949,"confidence":0.9926758,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4865020513534546},{"word":"yep","start":1616.335,"end":1616.835,"confidence":0.9206543,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03314543142914772},{"word":"mhmm","start":1622.02,"end":1622.52,"confidence":0.9628906,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.02139369025826454},{"word":"yep","start":1626.26,"end":1626.76,"confidence":0.9187012,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06389495730400085},{"word":"yeah","start":1632.1799,"end":1632.6799,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09014958143234252},{"word":"mhmm","start":1634.515,"end":1635.015,"confidence":0.9851074,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.07730038464069366},{"word":"look","start":1645.155,"end":1645.655,"confidence":0.81274414,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.090212844312191},{"word":"just","start":1647.01,"end":1647.33,"confidence":0.9980469,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.03413049131631851},{"word":"leave","start":1647.33,"end":1647.57,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.034689344465732574},{"word":"it","start":1647.57,"end":1647.89,"confidence":0.99902344,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.08123850077390671},{"word":"i","start":1647.89,"end":1648.0499,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.055100880563259125},{"word":"mean","start":1648.0499,"end":1648.2899,"confidence":0.9951172,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.045121852308511734},{"word":"he'll","start":1648.2899,"end":1648.53,"confidence":0.9238281,"punctuated_word":"he'll","sentiment":"neutral","sentiment_score":0.0756397470831871},{"word":"probably","start":1648.53,"end":1648.85,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.05868746340274811},{"word":"change","start":1648.85,"end":1649.1699,"confidence":0.9902344,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.05123898386955261},{"word":"his","start":1649.1699,"end":1649.49,"confidence":0.79956055,"punctuated_word":"his,","sentiment":"neutral","sentiment_score":0.02100565657019615},{"word":"and","start":1649.49,"end":1649.65,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12828651070594788},{"word":"that's","start":1649.65,"end":1650.0499,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2112019509077072},{"word":"fine","start":1650.0499,"end":1650.5499,"confidence":0.99902344,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.1657378375530243},{"word":"i'll","start":1650.61,"end":1650.85,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06273385882377625},{"word":"just","start":1650.85,"end":1651.35,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06366579234600067},{"word":"leave","start":1651.57,"end":1651.97,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.018528632819652557},{"word":"mine","start":1651.97,"end":1652.47,"confidence":0.9995117,"punctuated_word":"mine.","sentiment":"neutral","sentiment_score":0.03977711871266365},{"word":"i","start":1653.65,"end":1653.8099,"confidence":0.9404297,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08575940132141113},{"word":"know","start":1653.8099,"end":1654.0499,"confidence":0.99609375,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1086697354912758},{"word":"i'm","start":1654.0499,"end":1654.2899,"confidence":0.77001953,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.17070046067237854},{"word":"a","start":1654.2899,"end":1654.37,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.19140076637268064},{"word":"bit","start":1654.37,"end":1654.61,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.20645715296268463},{"word":"weird","start":1654.61,"end":1654.9299,"confidence":0.94873047,"punctuated_word":"weird,","sentiment":"neutral","sentiment_score":-0.1913812160491943},{"word":"but","start":1654.9299,"end":1655.25,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.1418093740940094},{"word":"i","start":1655.25,"end":1655.33,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2760130763053894},{"word":"just","start":1655.33,"end":1655.57,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.18287760019302368},{"word":"figure","start":1655.57,"end":1655.97,"confidence":0.6035156,"punctuated_word":"figure","sentiment":"negative","sentiment_score":-0.33734557032585144},{"word":"if","start":1655.97,"end":1656.13,"confidence":0.9760742,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.3200529217720032},{"word":"i","start":1656.13,"end":1656.2899,"confidence":0.9980469,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.45863619446754456},{"word":"died","start":1656.2899,"end":1656.61,"confidence":0.89453125,"punctuated_word":"died","sentiment":"negative","sentiment_score":-0.3651863932609558},{"word":"tomorrow","start":1656.61,"end":1657.11,"confidence":0.9748535,"punctuated_word":"tomorrow,","sentiment":"negative","sentiment_score":-0.33832478523254395},{"word":"he'd","start":1657.8099,"end":1658.13,"confidence":0.99560547,"punctuated_word":"he'd","sentiment":"negative","sentiment_score":-0.40525221824646},{"word":"be","start":1658.13,"end":1658.21,"confidence":0.99609375,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.4691902697086334},{"word":"better","start":1658.21,"end":1658.53,"confidence":0.99902344,"punctuated_word":"better","sentiment":"negative","sentiment_score":-0.4621976912021637},{"word":"off","start":1658.53,"end":1658.77,"confidence":0.9902344,"punctuated_word":"off","sentiment":"negative","sentiment_score":-0.34040504693984985},{"word":"with","start":1658.77,"end":1658.9299,"confidence":0.99902344,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.37911176681518555},{"word":"the","start":1658.9299,"end":1659.09,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3076765835285187},{"word":"finances","start":1659.09,"end":1659.59,"confidence":0.9970703,"punctuated_word":"finances","sentiment":"neutral","sentiment_score":-0.24062500894069672},{"word":"to","start":1659.73,"end":1659.89,"confidence":0.98291016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2988518476486206},{"word":"then","start":1659.89,"end":1660.13,"confidence":0.984375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.2206408679485321},{"word":"manage","start":1660.13,"end":1660.53,"confidence":0.9970703,"punctuated_word":"manage","sentiment":"negative","sentiment_score":-0.34118199348449707},{"word":"the","start":1660.53,"end":1660.61,"confidence":0.9716797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2219272255897522},{"word":"kids","start":1660.61,"end":1660.6176,"confidence":0.7199707,"punctuated_word":"kids,","sentiment":"neutral","sentiment_score":-0.16860055923461914},{"word":"or","start":1660.6176,"end":1660.6252,"confidence":0.9667969,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.13568297028541565},{"word":"he","start":1660.6252,"end":1660.6328,"confidence":0.9291992,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.14937540888786316},{"word":"does","start":1660.6328,"end":1660.6405,"confidence":0.94628906,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.2084239423274994},{"word":"whatever","start":1660.6405,"end":1660.6481,"confidence":0.62890625,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.1115970015525818},{"word":"he","start":1660.6481,"end":1660.6558,"confidence":0.6230469,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.2082104384899139},{"word":"does","start":1660.6558,"end":1660.6633,"confidence":0.8540039,"punctuated_word":"does.","sentiment":"neutral","sentiment_score":-0.24952317774295807},{"word":"it's","start":1660.6633,"end":1660.6709,"confidence":0.94677734,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.31742042303085327},{"word":"out","start":1660.6709,"end":1660.6786,"confidence":0.6274414,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.3646249771118164},{"word":"of","start":1660.6786,"end":1660.6862,"confidence":0.76416016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.31468191742897034},{"word":"my","start":1660.6862,"end":1660.6938,"confidence":0.79248047,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.35431599617004395},{"word":"hands","start":1660.6938,"end":1660.7014,"confidence":0.66137695,"punctuated_word":"hands,","sentiment":"neutral","sentiment_score":-0.3179374635219574},{"word":"but","start":1660.7014,"end":1660.7091,"confidence":0.8613281,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.16675451397895813},{"word":"i'd","start":1660.7091,"end":1660.7167,"confidence":0.90405273,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.1597546637058258},{"word":"rather","start":1660.7167,"end":1660.7242,"confidence":0.86035156,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":-0.15977847576141355},{"word":"he","start":1660.7242,"end":1660.7319,"confidence":0.7890625,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.02118552476167679},{"word":"have","start":1660.7319,"end":1660.7395,"confidence":0.7753906,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0023881644010543823},{"word":"it","start":1660.7395,"end":1660.7472,"confidence":0.9482422,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07821589708328247},{"word":"while","start":1660.7472,"end":1660.7548,"confidence":0.91015625,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.1471775770187378},{"word":"the","start":1660.7548,"end":1660.7625,"confidence":0.8803711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12040069699287416},{"word":"kids","start":1660.7625,"end":1660.77,"confidence":0.9604492,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":-0.11009584367275238},{"word":"are","start":1660.77,"end":1661.02,"confidence":0.9394531,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.14343617856502533},{"word":"young","start":1661.02,"end":1661.52,"confidence":0.8166504,"punctuated_word":"young.","sentiment":"neutral","sentiment_score":-0.09708209335803986},{"word":"particularly","start":1668.995,"end":1669.235,"confidence":0.5419922,"punctuated_word":"Particularly","sentiment":"neutral","sentiment_score":0.006718318909406662},{"word":"when","start":1669.235,"end":1669.735,"confidence":0.87597656,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.00023669004440307617},{"word":"yeah","start":1670.515,"end":1670.835,"confidence":0.9951172,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.027894584462046623},{"word":"anyway","start":1670.835,"end":1671.315,"confidence":0.97021484,"punctuated_word":"Anyway,","sentiment":"neutral","sentiment_score":0.03019721806049347},{"word":"it's","start":1671.315,"end":1671.7949,"confidence":0.9641113,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.025712616741657257},{"word":"i","start":1672.115,"end":1672.1951,"confidence":0.9526367,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.00040931254625320435},{"word":"know","start":1672.1951,"end":1672.275,"confidence":0.9560547,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.019778914749622345},{"word":"i'm","start":1672.275,"end":1672.355,"confidence":0.89624023,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.06033322960138321},{"word":"a","start":1672.355,"end":1672.515,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.059513069689273834},{"word":"bit","start":1672.515,"end":1672.6749,"confidence":0.9550781,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0833214819431305},{"word":"weird","start":1672.6749,"end":1672.995,"confidence":0.828125,"punctuated_word":"weird,","sentiment":"neutral","sentiment_score":-0.07480456680059433},{"word":"but","start":1672.995,"end":1673.495,"confidence":0.79125977,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.0034011509269475937},{"word":"yeah","start":1674.275,"end":1674.515,"confidence":0.9199219,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.09356582164764404},{"word":"that's","start":1674.515,"end":1674.6749,"confidence":0.9260254,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.133681982755661},{"word":"just","start":1674.6749,"end":1675.05,"confidence":0.98291016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17034262418746948},{"word":"mhmm","start":1677.93,"end":1678.43,"confidence":0.989624,"punctuated_word":"mhmm.","sentiment":"neutral","sentiment_score":0.26821818947792053},{"word":"yep","start":1685.53,"end":1686.03,"confidence":0.8757324,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1269233077764511},{"word":"yeah","start":1696.255,"end":1696.335,"confidence":0.9658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06373298168182373},{"word":"yeah","start":1696.335,"end":1696.835,"confidence":0.8947754,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06325423717498779},{"word":"yeah","start":1697.0549,"end":1697.5549,"confidence":0.72753906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0572449155151844},{"word":"yeah","start":1706.6101,"end":1707.0901,"confidence":0.7578125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02215263992547989},{"word":"if","start":1707.0901,"end":1707.41,"confidence":0.7915039,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.004808411002159119},{"word":"if","start":1707.41,"end":1707.5701,"confidence":0.9819336,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.001952227205038071},{"word":"that","start":1707.5701,"end":1707.9701,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.003506045788526535},{"word":"probably","start":1707.9701,"end":1708.37,"confidence":0.80908203,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.024733413010835648},{"word":"yeah","start":1708.6901,"end":1709.1901,"confidence":0.9916992,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.0070082396268844604},{"word":"yeah","start":1711.5701,"end":1712.05,"confidence":0.91918945,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0726073682308197},{"word":"definitely","start":1712.05,"end":1712.55,"confidence":0.9399414,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.14663873612880707},{"word":"i've","start":1712.6901,"end":1713.01,"confidence":0.74279785,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.09693615138530733},{"word":"had","start":1713.01,"end":1713.17,"confidence":0.8457031,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.08561432361602783},{"word":"spoken","start":1713.17,"end":1713.49,"confidence":0.9716797,"punctuated_word":"spoken","sentiment":"neutral","sentiment_score":0.051875703036785126},{"word":"to","start":1713.49,"end":1713.65,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06836535036563873},{"word":"my","start":1713.65,"end":1713.89,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.04981909692287445},{"word":"lawyer","start":1713.89,"end":1714.2101,"confidence":0.9980469,"punctuated_word":"lawyer","sentiment":"neutral","sentiment_score":0.0457390621304512},{"word":"about","start":1714.2101,"end":1714.6101,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0452248677611351},{"word":"that","start":1714.6101,"end":1714.93,"confidence":0.76586914,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.045203905552625656},{"word":"so","start":1714.93,"end":1715.43,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0932689905166626},{"word":"i","start":1715.81,"end":1715.9701,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10488947480916976},{"word":"will","start":1715.9701,"end":1716.2101,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.16828653216362},{"word":"get","start":1716.2101,"end":1716.4501,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.14639711380004883},{"word":"there","start":1716.4501,"end":1716.9501,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.14117659628391266},{"word":"with","start":1717.3301,"end":1717.5701,"confidence":0.8691406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1421229988336563},{"word":"that","start":1717.5701,"end":1717.7301,"confidence":0.6693115,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.1652146279811859},{"word":"it's","start":1717.7301,"end":1718.025,"confidence":0.97753906,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1686265915632248},{"word":"yeah","start":1718.745,"end":1719.245,"confidence":0.9916992,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.13256347179412842},{"word":"yeah","start":1721.7051,"end":1722.2051,"confidence":0.98950195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20757509768009183},{"word":"mhmm","start":1730.745,"end":1731.225,"confidence":0.8741455,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.07315924018621445},{"word":"yep","start":1731.225,"end":1731.42,"confidence":0.8137207,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09318596124649048},{"word":"yep","start":1733.9801,"end":1734.4801,"confidence":0.8754883,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.123613178730011},{"word":"yeah","start":1737.9801,"end":1738.4801,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0904802903532982},{"word":"mhmm","start":1742.54,"end":1743.04,"confidence":0.9871826,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0654841735959053},{"word":"yep","start":1747.185,"end":1747.685,"confidence":0.904541,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0956074446439743},{"word":"yep","start":1748.2251,"end":1748.625,"confidence":0.967041,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.051446329802274704},{"word":"thank","start":1748.625,"end":1748.8651,"confidence":0.9980469,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.444901704788208},{"word":"you","start":1748.8651,"end":1749.3651,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2431044578552246},{"word":"yeah","start":1764.7699,"end":1765.2699,"confidence":0.8496094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05414552241563797},{"word":"i","start":1768.0499,"end":1768.21,"confidence":0.8911133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08026311546564102},{"word":"mean","start":1768.21,"end":1768.5299,"confidence":0.99316406,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.07762101292610168},{"word":"a","start":1768.5299,"end":1768.69,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10275013744831084},{"word":"million","start":1768.69,"end":1768.9299,"confidence":0.99902344,"punctuated_word":"million","sentiment":"neutral","sentiment_score":-0.09693281352519988},{"word":"dollars","start":1768.9299,"end":1769.33,"confidence":0.99609375,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":-0.08533059060573578},{"word":"isn't","start":1769.33,"end":1769.57,"confidence":0.9980469,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.09891504049301147},{"word":"even","start":1769.57,"end":1769.8899,"confidence":0.99902344,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.10076555609703064},{"word":"that","start":1769.8899,"end":1770.0499,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.12826716899871826},{"word":"much","start":1770.0499,"end":1770.45,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.0878496840596199},{"word":"these","start":1770.45,"end":1770.7699,"confidence":0.99902344,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.10892225056886672},{"word":"days","start":1770.7699,"end":1771.2699,"confidence":0.9880371,"punctuated_word":"days.","sentiment":"neutral","sentiment_score":-0.1036536693572998},{"word":"i'm","start":1771.57,"end":1771.73,"confidence":0.9111328,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.08653119206428528},{"word":"sorry","start":1771.73,"end":1772.0499,"confidence":0.9543457,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.08636987209320068},{"word":"it","start":1772.0499,"end":1772.2899,"confidence":0.9980469,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.06830483675003052},{"word":"is","start":1772.2899,"end":1772.45,"confidence":0.74780273,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.05295174941420555},{"word":"but","start":1772.45,"end":1772.95,"confidence":0.9951172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05241043120622635},{"word":"compared","start":1773.8899,"end":1774.21,"confidence":0.69970703,"punctuated_word":"compared","sentiment":"neutral","sentiment_score":-0.1084713339805603},{"word":"to","start":1774.21,"end":1774.37,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10166867077350616},{"word":"when","start":1774.37,"end":1774.61,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.060717497020959854},{"word":"i","start":1774.61,"end":1774.7699,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08322230726480484},{"word":"was","start":1774.7699,"end":1774.9299,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.05029121786355972},{"word":"a","start":1774.9299,"end":1775.0099,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06298701465129852},{"word":"kid","start":1775.0099,"end":1775.25,"confidence":0.939209,"punctuated_word":"kid,","sentiment":"neutral","sentiment_score":-0.07305208593606949},{"word":"like","start":1775.25,"end":1775.49,"confidence":0.95336914,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.07767745852470398},{"word":"i'm","start":1775.49,"end":1775.6499,"confidence":0.7636719,"punctuated_word":"I'm,","sentiment":"neutral","sentiment_score":-0.07508550584316254},{"word":"like","start":1775.6499,"end":1775.8099,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.07113948464393616},{"word":"a","start":1775.8099,"end":1775.97,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06483486294746399},{"word":"million","start":1775.97,"end":1776.2899,"confidence":1.0,"punctuated_word":"million","sentiment":"neutral","sentiment_score":-0.07174862921237946},{"word":"dollars","start":1776.2899,"end":1776.69,"confidence":0.95703125,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":-0.04492802917957306},{"word":"isn't","start":1776.69,"end":1777.19,"confidence":0.8487956,"punctuated_word":"isn't.","sentiment":"neutral","sentiment_score":-0.062076594680547714},{"word":"yeah","start":1778.905,"end":1779.405,"confidence":0.98583984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.018125619739294052},{"word":"yeah","start":1781.145,"end":1781.4651,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08394376188516617},{"word":"it's","start":1781.4651,"end":1781.7051,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.19011741876602173},{"word":"not","start":1781.7051,"end":1781.865,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.23986029624938965},{"word":"really","start":1781.865,"end":1782.1051,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.20531849563121796},{"word":"gonna","start":1782.1051,"end":1782.425,"confidence":1.0,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.235061913728714},{"word":"be","start":1782.425,"end":1782.925,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.22761870920658112},{"word":"gosh","start":1784.025,"end":1784.3451,"confidence":0.92496747,"punctuated_word":"gosh.","sentiment":"neutral","sentiment_score":-0.2475513070821762},{"word":"i","start":1784.3451,"end":1784.425,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13651321828365326},{"word":"remember","start":1784.425,"end":1784.905,"confidence":0.9980469,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":-0.08849033713340759},{"word":"when","start":1784.905,"end":1785.0651,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.08253876119852066},{"word":"i","start":1785.0651,"end":1785.2251,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.113017737865448},{"word":"was","start":1785.2251,"end":1785.4651,"confidence":0.9177246,"punctuated_word":"was,","sentiment":"neutral","sentiment_score":-0.08765716850757599},{"word":"like","start":1785.4651,"end":1785.865,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.07536320388317108},{"word":"$101,000,000","start":1785.865,"end":1786.8251,"confidence":0.6768799,"punctuated_word":"$101,000,000","sentiment":"neutral","sentiment_score":-0.05285102128982544},{"word":"dollars","start":1786.8251,"end":1787.305,"confidence":0.76586914,"punctuated_word":"dollars,","sentiment":"neutral","sentiment_score":-0.08671140670776367},{"word":"like","start":1787.305,"end":1787.545,"confidence":0.9824219,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.13562574982643127},{"word":"that","start":1787.545,"end":1787.7051,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1628338098526001},{"word":"was","start":1787.7051,"end":1787.865,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1299929320812225},{"word":"a","start":1787.865,"end":1788.025,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16687381267547607},{"word":"lot","start":1788.025,"end":1788.3451,"confidence":0.9675293,"punctuated_word":"lot.","sentiment":"neutral","sentiment_score":-0.15230336785316467},{"word":"it","start":1788.3451,"end":1788.665,"confidence":0.89501953,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.08611682057380676},{"word":"it","start":1788.665,"end":1788.8251,"confidence":0.9199219,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.069739431142807},{"word":"really","start":1788.8251,"end":1789.0651,"confidence":0.97314453,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.06317654252052307},{"word":"isn't","start":1789.0651,"end":1789.4651,"confidence":0.9970703,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.14088332653045654},{"word":"today","start":1789.4651,"end":1789.9651,"confidence":0.99560547,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":-0.14302785694599152},{"word":"right","start":1791.545,"end":1792.045,"confidence":0.9406738,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":-0.013694548048079014},{"word":"yeah","start":1792.1051,"end":1792.505,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.013343775644898416},{"word":"no","start":1792.505,"end":1793.005,"confidence":0.99316406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.23804406821727753},{"word":"i","start":1793.9901,"end":1794.15,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2596929967403412},{"word":"think","start":1794.15,"end":1794.4701,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.19400827586650848},{"word":"i'll","start":1794.4701,"end":1794.7101,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.2088466584682465},{"word":"leave","start":1794.7101,"end":1794.9501,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.2414693981409073},{"word":"it","start":1794.9501,"end":1795.27,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13275951147079468},{"word":"because","start":1795.27,"end":1795.77,"confidence":0.8964844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.12186229228973389},{"word":"yeah","start":1798.9501,"end":1799.27,"confidence":0.98706055,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.138345867395401},{"word":"i'll","start":1799.27,"end":1799.43,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.15256962180137634},{"word":"just","start":1799.43,"end":1799.75,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.14146147668361664},{"word":"leave","start":1799.75,"end":1799.91,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.13178983330726624},{"word":"it","start":1799.91,"end":1800.2301,"confidence":0.99902344,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.17929305136203766},{"word":"i","start":1800.2301,"end":1800.39,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.359058678150177},{"word":"don't","start":1800.39,"end":1800.89,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.30446547269821167},{"word":"have","start":1800.9501,"end":1801.43,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2856348156929016},{"word":"any","start":1801.43,"end":1801.75,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.29659268260002136},{"word":"interest","start":1801.75,"end":1802.0701,"confidence":0.9970703,"punctuated_word":"interest","sentiment":"negative","sentiment_score":-0.359645813703537},{"word":"in","start":1802.0701,"end":1802.31,"confidence":1.0,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.34763893485069275},{"word":"reducing","start":1802.31,"end":1802.79,"confidence":1.0,"punctuated_word":"reducing","sentiment":"neutral","sentiment_score":-0.318907767534256},{"word":"it","start":1802.79,"end":1803.29,"confidence":0.9970703,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.30774688720703125},{"word":"yeah","start":1805.03,"end":1805.1901,"confidence":0.97802734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1522194743156433},{"word":"i'm","start":1805.1901,"end":1805.3501,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2913980484008789},{"word":"happy","start":1805.3501,"end":1805.67,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.4647303223609924},{"word":"to","start":1805.67,"end":1805.8301,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4891066551208496},{"word":"keep","start":1805.8301,"end":1806.0701,"confidence":1.0,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.4506639838218689},{"word":"paying","start":1806.0701,"end":1806.31,"confidence":0.9951172,"punctuated_word":"paying","sentiment":"positive","sentiment_score":0.4457486867904663},{"word":"that","start":1806.31,"end":1806.525,"confidence":0.9941406,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.4061148166656494},{"word":"yeah","start":1806.525,"end":1807.025,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12645670771598816},{"word":"yeah","start":1807.725,"end":1808.225,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1275264322757721},{"word":"yeah","start":1818.045,"end":1818.545,"confidence":0.9916992,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029180483892560005},{"word":"no","start":1818.605,"end":1819.005,"confidence":0.9641113,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.18806204199790957},{"word":"i'm","start":1819.005,"end":1819.505,"confidence":0.9926758,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.14487668871879578},{"word":"i'm","start":1819.5651,"end":1819.885,"confidence":0.99365234,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0030586570501327515},{"word":"happy","start":1819.885,"end":1820.22,"confidence":0.9790039,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.20243777334690097},{"word":"for","start":1820.2999,"end":1820.46,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19157949090003967},{"word":"that","start":1820.46,"end":1820.62,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.03829258680343628},{"word":"i","start":1820.62,"end":1820.7,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02984191477298737},{"word":"think","start":1820.7,"end":1821.02,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.08257986605167389},{"word":"as","start":1821.02,"end":1821.26,"confidence":0.95947266,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0889030322432518},{"word":"years","start":1821.26,"end":1821.5,"confidence":0.42626953,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.1277870535850525},{"word":"go","start":1821.5,"end":1821.6599,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0863073319196701},{"word":"on","start":1821.6599,"end":1821.82,"confidence":0.9494629,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.10818943381309508},{"word":"i","start":1821.82,"end":1821.98,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05692145973443985},{"word":"may","start":1821.98,"end":1822.14,"confidence":0.9970703,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.09006144851446152},{"word":"end","start":1822.14,"end":1822.38,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.0948047786951065},{"word":"up","start":1822.38,"end":1822.88,"confidence":0.9592285,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.061444368213415146},{"word":"who","start":1822.94,"end":1823.1799,"confidence":0.9863281,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.007634051144123077},{"word":"knows","start":1823.1799,"end":1823.6799,"confidence":0.9807129,"punctuated_word":"knows,","sentiment":"neutral","sentiment_score":0.067999467253685},{"word":"increasing","start":1824.0599,"end":1824.46,"confidence":1.0,"punctuated_word":"increasing","sentiment":"neutral","sentiment_score":0.11834224313497543},{"word":"it","start":1824.46,"end":1824.96,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1528119444847107},{"word":"so","start":1825.26,"end":1825.5,"confidence":0.82470703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.12312179058790208},{"word":"that","start":1825.5,"end":1825.6599,"confidence":0.5527344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15683043003082275},{"word":"the","start":1825.6599,"end":1825.74,"confidence":0.9526367,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1771921664476395},{"word":"kids","start":1825.74,"end":1826.14,"confidence":0.99902344,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":0.19290728867053983},{"word":"get","start":1826.14,"end":1826.2999,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.20406422019004825},{"word":"a","start":1826.2999,"end":1826.46,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1390778124332428},{"word":"benefit","start":1826.46,"end":1826.86,"confidence":0.9970703,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.19288873672485352},{"word":"or","start":1826.86,"end":1827.1,"confidence":0.45922852,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09804099798202516},{"word":"if","start":1827.1,"end":1827.26,"confidence":0.9760742,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.038990605622529984},{"word":"i","start":1827.26,"end":1827.76,"confidence":0.8198242,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0005871504545211792},{"word":"ever","start":1828.38,"end":1828.7,"confidence":0.88134766,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.08219316601753235},{"word":"end","start":1828.7,"end":1829.02,"confidence":0.9863281,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.04528478533029556},{"word":"up","start":1829.02,"end":1829.4199,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.04259691387414932},{"word":"getting","start":1829.4199,"end":1829.74,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.05557676404714584},{"word":"back","start":1829.74,"end":1830.0599,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.06322721391916275},{"word":"with","start":1830.0599,"end":1830.2999,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0131799578666687},{"word":"my","start":1830.2999,"end":1830.46,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.01966896653175354},{"word":"husband","start":1830.46,"end":1830.96,"confidence":0.9428711,"punctuated_word":"husband,","sentiment":"neutral","sentiment_score":0.03365432098507881},{"word":"he","start":1831.6599,"end":1831.9,"confidence":0.8432617,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.0772988423705101},{"word":"can","start":1831.9,"end":1832.0599,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06034059822559357},{"word":"benefit","start":1832.0599,"end":1832.5599,"confidence":1.0,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.08509758114814758},{"word":"or","start":1832.62,"end":1832.7,"confidence":0.9941406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.011666610836982729},{"word":"whatever","start":1832.7,"end":1833.2,"confidence":0.9030762,"punctuated_word":"whatever.","sentiment":"neutral","sentiment_score":-0.02947628498077393},{"word":"but","start":1833.26,"end":1833.76,"confidence":0.9230957,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.04472934454679489},{"word":"yeah","start":1834.395,"end":1834.895,"confidence":0.796875,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.09852716326713562},{"word":"well","start":1845.995,"end":1846.395,"confidence":0.9926758,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.20910903811454773},{"word":"i","start":1846.395,"end":1846.555,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2741895318031311},{"word":"hope","start":1846.555,"end":1846.795,"confidence":0.99902344,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.3772561848163605},{"word":"i","start":1846.795,"end":1846.875,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.25614726543426514},{"word":"get","start":1846.875,"end":1847.1951,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2845321595668793},{"word":"to","start":1847.1951,"end":1847.675,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2881379723548889},{"word":"be","start":1847.675,"end":1847.8351,"confidence":0.9819336,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2619873285293579},{"word":"there","start":1847.8351,"end":1848.155,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.28782641887664795},{"word":"too","start":1848.155,"end":1848.555,"confidence":0.8041992,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.3486205041408539},{"word":"i","start":1848.555,"end":1848.7151,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18760958313941956},{"word":"will","start":1848.7151,"end":1849.035,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.28815558552742004},{"word":"there","start":1849.1951,"end":1849.56,"confidence":0.8840332,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.22960346937179563},{"word":"i'm","start":1849.64,"end":1849.9601,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1421225517988205},{"word":"one","start":1849.9601,"end":1850.0,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.12970495223999023},{"word":"of","start":1850.0,"end":1850.04,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10376141220331192},{"word":"those","start":1850.04,"end":1850.4401,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.09424728155136108},{"word":"weird","start":1850.4401,"end":1850.76,"confidence":1.0,"punctuated_word":"weird","sentiment":"neutral","sentiment_score":0.01849837601184845},{"word":"people","start":1850.76,"end":1851.0,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.0942765846848488},{"word":"that","start":1851.0,"end":1851.2401,"confidence":0.8774414,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09965866059064864},{"word":"i'll","start":1851.2401,"end":1851.4801,"confidence":0.920166,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.25138384103775024},{"word":"always","start":1851.4801,"end":1851.88,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.2966421842575073},{"word":"stand","start":1851.88,"end":1852.38,"confidence":0.96533203,"punctuated_word":"stand","sentiment":"neutral","sentiment_score":0.23714953660964969},{"word":"by","start":1853.0,"end":1853.2401,"confidence":0.99902344,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.2844550907611847},{"word":"my","start":1853.2401,"end":1853.4,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.2293587327003479},{"word":"husband","start":1853.4,"end":1853.88,"confidence":1.0,"punctuated_word":"husband","sentiment":"neutral","sentiment_score":0.2035372257232666},{"word":"despite","start":1853.88,"end":1854.38,"confidence":0.9506836,"punctuated_word":"despite","sentiment":"neutral","sentiment_score":0.17854554951190948},{"word":"whatever","start":1855.0801,"end":1855.5801,"confidence":0.9284668,"punctuated_word":"whatever.","sentiment":"neutral","sentiment_score":0.08333523571491241},{"word":"so","start":1855.7201,"end":1856.1201,"confidence":0.97998047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04859737679362297},{"word":"yeah","start":1856.92,"end":1857.42,"confidence":0.9609375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.027214590460062027},{"word":"yep","start":1858.2001,"end":1858.7001,"confidence":0.7188721,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16384750604629517},{"word":"yep","start":1862.4401,"end":1862.835,"confidence":0.89404297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.032613422721624374},{"word":"yeah","start":1870.2749,"end":1870.7749,"confidence":0.9321289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.018002504482865334},{"word":"that's","start":1877.955,"end":1878.42,"confidence":0.9970703,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.00341719388961792},{"word":"pretty","start":1878.5,"end":1878.74,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.031070329248905185},{"word":"much","start":1878.74,"end":1878.9,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.018902212381362915},{"word":"what","start":1878.9,"end":1879.2201,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.014576107263565063},{"word":"i'd","start":1879.2201,"end":1879.38,"confidence":0.9975586,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.006029444746673107},{"word":"be","start":1879.38,"end":1879.88,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.010577239096164703},{"word":"probably","start":1880.9,"end":1881.38,"confidence":0.9614258,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.0166507288813591},{"word":"getting","start":1881.38,"end":1881.78,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.02088197320699692},{"word":"including","start":1881.78,"end":1882.28,"confidence":0.53027344,"punctuated_word":"including","sentiment":"neutral","sentiment_score":-0.003610968589782715},{"word":"child","start":1882.42,"end":1882.8201,"confidence":0.9980469,"punctuated_word":"child","sentiment":"neutral","sentiment_score":-0.06122870370745659},{"word":"support","start":1882.8201,"end":1883.3201,"confidence":0.9995117,"punctuated_word":"support.","sentiment":"neutral","sentiment_score":-0.03748718649148941},{"word":"mhmm","start":1887.86,"end":1888.36,"confidence":0.9921875,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.05299076065421104},{"word":"yep","start":1891.035,"end":1891.535,"confidence":0.90185547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.09733875840902328},{"word":"okay","start":1893.675,"end":1894.175,"confidence":0.9914551,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.01945345103740692},{"word":"yep","start":1898.875,"end":1899.375,"confidence":0.904541,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.024048566818237305},{"word":"yep","start":1901.115,"end":1901.615,"confidence":0.94921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04064414277672768},{"word":"right","start":1907.6901,"end":1908.1901,"confidence":0.96191406,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.030869366601109505},{"word":"i","start":1910.3301,"end":1910.49,"confidence":0.89208984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1003650426864624},{"word":"don't","start":1910.49,"end":1910.7301,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10803570598363876},{"word":"know","start":1910.7301,"end":1910.89,"confidence":0.79003906,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.13900671899318695},{"word":"what","start":1910.89,"end":1911.2101,"confidence":0.99902344,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.1569727510213852},{"word":"do","start":1911.2101,"end":1911.4501,"confidence":0.99316406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1180146187543869},{"word":"you","start":1911.4501,"end":1911.53,"confidence":0.9604492,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11599822342395782},{"word":"i","start":1912.3301,"end":1912.49,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11358526349067688},{"word":"think","start":1912.49,"end":1912.89,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.1111980676651001},{"word":"so","start":1912.89,"end":1913.39,"confidence":0.8166504,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.08146797865629196},{"word":"i","start":1913.77,"end":1913.93,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06885525584220886},{"word":"would","start":1913.93,"end":1914.17,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.05629605054855347},{"word":"need","start":1914.17,"end":1914.67,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.04891581833362579},{"word":"mhmm","start":1923.565,"end":1924.065,"confidence":0.9699707,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.07260899245738983},{"word":"mhmm","start":1924.765,"end":1925.265,"confidence":0.9970703,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.019474316388368607},{"word":"yeah","start":1928.205,"end":1928.705,"confidence":0.7687988,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.005040678195655346},{"word":"yeah","start":1931.885,"end":1932.33,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03751568868756294},{"word":"yeah","start":1934.57,"end":1935.07,"confidence":0.96972656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.004683732986450195},{"word":"yeah","start":1935.69,"end":1936.19,"confidence":0.78027344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0014815591275691986},{"word":"i","start":1951.065,"end":1951.225,"confidence":0.5678711,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.010249048471450806},{"word":"think","start":1951.225,"end":1951.465,"confidence":0.9980469,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.026762165129184723},{"word":"i'll","start":1951.465,"end":1951.965,"confidence":0.9926758,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.014253410510718822},{"word":"yeah","start":1952.505,"end":1952.905,"confidence":0.9941406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.044844768941402435},{"word":"i","start":1952.905,"end":1952.985,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04229088872671127},{"word":"mean","start":1952.985,"end":1953.225,"confidence":0.97753906,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.03992033004760742},{"word":"look","start":1953.225,"end":1953.5449,"confidence":0.81225586,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.05115969106554985},{"word":"i","start":1953.5449,"end":1954.025,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09078630059957504},{"word":"will","start":1954.025,"end":1954.345,"confidence":0.90722656,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.07821141928434372},{"word":"have","start":1954.345,"end":1954.585,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10411252826452257},{"word":"the","start":1954.585,"end":1954.825,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08250254392623901},{"word":"savings","start":1954.825,"end":1955.325,"confidence":0.9328613,"punctuated_word":"savings,","sentiment":"neutral","sentiment_score":0.040878117084503174},{"word":"but","start":1955.385,"end":1955.885,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04277162253856659},{"word":"i'm","start":1957.065,"end":1957.5449,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.10077249258756638},{"word":"always","start":1957.5449,"end":1957.945,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.19826388359069824},{"word":"a","start":1957.945,"end":1958.105,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17873239517211914},{"word":"fan","start":1958.105,"end":1958.345,"confidence":0.9980469,"punctuated_word":"fan","sentiment":"neutral","sentiment_score":0.18795542418956757},{"word":"of","start":1958.345,"end":1958.585,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17195843160152435},{"word":"backup","start":1958.585,"end":1959.085,"confidence":0.9589844,"punctuated_word":"backup","sentiment":"neutral","sentiment_score":0.06348676979541779},{"word":"protection","start":1959.61,"end":1960.01,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.1121930181980133},{"word":"if","start":1960.01,"end":1960.4099,"confidence":0.9453125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12121912091970444},{"word":"if","start":1960.4099,"end":1960.57,"confidence":0.95703125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08145106583833694},{"word":"i","start":1960.57,"end":1960.6499,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.001133158802986145},{"word":"can","start":1960.6499,"end":1960.8899,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.028332382440567017},{"word":"afford","start":1960.8899,"end":1961.2899,"confidence":0.99902344,"punctuated_word":"afford","sentiment":"neutral","sentiment_score":0.0008501559495925903},{"word":"to","start":1961.2899,"end":1961.45,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.042587026953697205},{"word":"cover","start":1961.45,"end":1961.85,"confidence":0.99316406,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.00991317629814148},{"word":"for","start":1961.85,"end":1962.01,"confidence":0.9526367,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.017648816108703613},{"word":"that","start":1962.01,"end":1962.51,"confidence":0.99365234,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.01729084551334381},{"word":"so","start":1963.0499,"end":1963.5499,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.01091187819838524},{"word":"so","start":1963.69,"end":1963.9299,"confidence":0.99121094,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.012094121426343918},{"word":"what","start":1963.9299,"end":1964.1699,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.005181603133678436},{"word":"was","start":1964.1699,"end":1964.33,"confidence":0.99609375,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.0003781616687774658},{"word":"it","start":1964.33,"end":1964.49,"confidence":0.826416,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.010319406166672708},{"word":"i","start":1964.49,"end":1964.6499,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.004084158688783646},{"word":"had","start":1964.6499,"end":1964.97,"confidence":0.94628906,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.011913344264030457},{"word":"66","start":1964.97,"end":1965.87,"confidence":0.9909668,"punctuated_word":"66.","sentiment":"neutral","sentiment_score":0.0071049705147743225},{"word":"is","start":1966.09,"end":1966.25,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.005309082567691803},{"word":"that","start":1966.25,"end":1966.4099,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01670561544597149},{"word":"right","start":1966.4099,"end":1966.8099,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.009398864582180975},{"word":"and","start":1966.8099,"end":1966.97,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.006946183741092682},{"word":"then","start":1966.97,"end":1967.21,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.006292380392551422},{"word":"they","start":1967.21,"end":1967.37,"confidence":0.99316406,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.025693774223327637},{"word":"pay","start":1967.37,"end":1967.69,"confidence":0.9086914,"punctuated_word":"pay,","sentiment":"neutral","sentiment_score":-0.021406123414635655},{"word":"what","start":1967.69,"end":1968.01,"confidence":0.97314453,"punctuated_word":"what,","sentiment":"neutral","sentiment_score":-0.030527280643582344},{"word":"70","start":1968.01,"end":1968.4099,"confidence":1.0,"punctuated_word":"70","sentiment":"neutral","sentiment_score":-0.010627716779708862},{"word":"percent","start":1968.4099,"end":1968.73,"confidence":1.0,"punctuated_word":"percent","sentiment":"neutral","sentiment_score":-0.009956002235412598},{"word":"of","start":1968.73,"end":1968.8899,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01918862387537956},{"word":"that","start":1968.8899,"end":1969.3899,"confidence":0.9316406,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.022596126422286034},{"word":"yeah","start":1978.825,"end":1979.225,"confidence":0.95703125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.052448540925979614},{"word":"so","start":1979.225,"end":1979.385,"confidence":0.8354492,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0883394330739975},{"word":"the","start":1979.385,"end":1979.5449,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10610581934452055},{"word":"income","start":1979.5449,"end":1979.865,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.1297842264175415},{"word":"that","start":1979.865,"end":1980.025,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1411440074443817},{"word":"i","start":1980.025,"end":1980.1849,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1748427450656891},{"word":"would","start":1980.1849,"end":1980.4249,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.1679454743862152},{"word":"lose","start":1980.4249,"end":1980.9249,"confidence":0.7988281,"punctuated_word":"lose,","sentiment":"neutral","sentiment_score":-0.12526613473892212},{"word":"that's","start":1994.28,"end":1994.6,"confidence":0.9812012,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.5733599066734314},{"word":"a","start":1994.6,"end":1994.76,"confidence":0.8535156,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.6118370890617371},{"word":"really","start":1994.76,"end":1995.16,"confidence":0.99902344,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.6538843512535095},{"word":"hard","start":1995.16,"end":1995.32,"confidence":0.9863281,"punctuated_word":"hard","sentiment":"negative","sentiment_score":-0.5579184889793396},{"word":"okay","start":1999.415,"end":1999.915,"confidence":0.97094727,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.23106449842453003},{"word":"mhmm","start":2009.5751,"end":2010.0751,"confidence":0.96984863,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.048137541860342026},{"word":"if","start":2017.28,"end":2017.52,"confidence":0.7685547,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.1094047874212265},{"word":"i","start":2017.52,"end":2017.6799,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1071615219116211},{"word":"was","start":2017.6799,"end":2017.92,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.12802807986736298},{"word":"working","start":2017.92,"end":2018.4,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.13267052173614502},{"word":"twenty","start":2018.4,"end":2018.9,"confidence":0.99902344,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":-0.10923094302415848},{"word":"hours","start":2019.84,"end":2020.34,"confidence":0.9753418,"punctuated_word":"hours,","sentiment":"neutral","sentiment_score":-0.12577632069587708},{"word":"probably","start":2022.88,"end":2023.36,"confidence":0.9243164,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.181090384721756},{"word":"be","start":2023.36,"end":2023.44,"confidence":0.7397461,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1518397033214569},{"word":"closer","start":2023.44,"end":2023.84,"confidence":0.86865234,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":-0.13883428275585177},{"word":"to","start":2023.84,"end":2024.0,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14462852478027344},{"word":"the","start":2024.0,"end":2024.08,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16847670078277588},{"word":"60","start":2024.08,"end":2024.5599,"confidence":0.9970703,"punctuated_word":"60","sentiment":"neutral","sentiment_score":-0.13545294106006622},{"word":"just","start":2024.5599,"end":2024.7999,"confidence":0.9199219,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.18516917526721952},{"word":"with","start":2024.7999,"end":2024.96,"confidence":0.9741211,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.16482605040073395},{"word":"penalty","start":2024.96,"end":2025.44,"confidence":0.99902344,"punctuated_word":"penalty","sentiment":"neutral","sentiment_score":-0.13351653516292572},{"word":"rates","start":2025.44,"end":2025.76,"confidence":0.72998047,"punctuated_word":"rates.","sentiment":"neutral","sentiment_score":-0.15949344635009766},{"word":"and","start":2025.76,"end":2025.92,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.06722584366798401},{"word":"if","start":2025.92,"end":2026.08,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08001837134361267},{"word":"they're","start":2026.08,"end":2026.32,"confidence":0.96899414,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.08237620443105698},{"word":"night","start":2026.32,"end":2026.72,"confidence":0.9892578,"punctuated_word":"night","sentiment":"neutral","sentiment_score":-0.05629054456949234},{"word":"shift","start":2026.72,"end":2027.22,"confidence":0.7980957,"punctuated_word":"shift,","sentiment":"neutral","sentiment_score":-0.0738975927233696},{"word":"like","start":2027.44,"end":2027.94,"confidence":0.9140625,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.058900341391563416},{"word":"that'd","start":2030.885,"end":2031.2051,"confidence":0.82958984,"punctuated_word":"that'd","sentiment":"neutral","sentiment_score":-0.08658912032842636},{"word":"probably","start":2031.2051,"end":2031.525,"confidence":0.9951172,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.11213842034339903},{"word":"be","start":2031.525,"end":2031.685,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10825397074222563},{"word":"closer","start":2031.685,"end":2032.085,"confidence":0.9819336,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":-0.106362983584404},{"word":"to","start":2032.085,"end":2032.165,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10653306543827055},{"word":"the","start":2032.165,"end":2032.405,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10999950766563416},{"word":"60","start":2032.405,"end":2032.905,"confidence":0.99902344,"punctuated_word":"60","sentiment":"neutral","sentiment_score":-0.08417871594429016},{"word":"mark","start":2032.965,"end":2033.465,"confidence":0.9941406,"punctuated_word":"mark.","sentiment":"neutral","sentiment_score":-0.09689927101135254},{"word":"yeah","start":2038.805,"end":2039.305,"confidence":0.9790039,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.012495150789618492},{"word":"yep","start":2039.605,"end":2040.105,"confidence":0.8334961,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.05550460517406464},{"word":"yep","start":2043.2201,"end":2043.7201,"confidence":0.94628906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1105441302061081},{"word":"yeah","start":2047.62,"end":2048.12,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.007844991981983185},{"word":"yeah","start":2048.26,"end":2048.76,"confidence":0.7487793,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.006773695349693298},{"word":"yeah","start":2053.285,"end":2053.785,"confidence":0.95703125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.00465051457285881},{"word":"yeah","start":2058.965,"end":2059.465,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0167684368789196},{"word":"i","start":2059.525,"end":2059.685,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.007154688239097595},{"word":"think","start":2059.685,"end":2059.925,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.018200255930423737},{"word":"if","start":2059.925,"end":2060.165,"confidence":0.98828125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03452625870704651},{"word":"that","start":2060.165,"end":2060.325,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.009311914443969728},{"word":"happened","start":2060.325,"end":2060.645,"confidence":0.9951172,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.04721724987030029},{"word":"today","start":2060.645,"end":2061.125,"confidence":1.0,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.016194693744182587},{"word":"and","start":2061.125,"end":2061.285,"confidence":0.8198242,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02810695767402649},{"word":"they","start":2061.285,"end":2061.445,"confidence":0.85498047,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.04931938648223877},{"word":"only","start":2061.445,"end":2061.685,"confidence":0.99902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.08884032815694809},{"word":"paid","start":2061.685,"end":2061.925,"confidence":0.99609375,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.06887207925319672},{"word":"70%","start":2061.925,"end":2062.825,"confidence":0.9975586,"punctuated_word":"70%,","sentiment":"neutral","sentiment_score":0.020035207271575928},{"word":"i","start":2063.045,"end":2063.125,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05327090620994568},{"word":"would","start":2063.125,"end":2063.365,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10463270545005798},{"word":"be","start":2063.365,"end":2063.605,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.033678457140922546},{"word":"okay","start":2063.605,"end":2064.105,"confidence":0.9562988,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.08159148693084717},{"word":"i","start":2064.325,"end":2064.565,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.00540517270565033},{"word":"mean","start":2064.565,"end":2064.965,"confidence":0.99853516,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.030092548578977585},{"word":"even","start":2064.965,"end":2065.365,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.0351492315530777},{"word":"considering","start":2065.365,"end":2065.865,"confidence":1.0,"punctuated_word":"considering","sentiment":"neutral","sentiment_score":-0.0009474754333496094},{"word":"i'm","start":2066.805,"end":2066.965,"confidence":0.7751465,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0154233630746603},{"word":"i'd","start":2067.045,"end":2067.205,"confidence":0.9926758,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.02466176450252533},{"word":"still","start":2067.205,"end":2067.445,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.01857289671897888},{"word":"get","start":2067.445,"end":2067.685,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.03369378298521042},{"word":"probably","start":2067.685,"end":2068.0051,"confidence":0.94140625,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.06939739733934402},{"word":"some","start":2068.0051,"end":2068.35,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.09678062796592712},{"word":"government","start":2068.51,"end":2068.83,"confidence":1.0,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.016088977456092834},{"word":"thing","start":2068.83,"end":2069.07,"confidence":0.6779785,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":-0.013397596776485445},{"word":"and","start":2069.07,"end":2069.31,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0013615116477012634},{"word":"then","start":2069.31,"end":2069.81,"confidence":0.79907227,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.01821320876479149},{"word":"yeah","start":2070.35,"end":2070.6702,"confidence":0.99072266,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.00387858971953392},{"word":"like","start":2070.6702,"end":2070.9102,"confidence":0.9411621,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.010248377919197084},{"word":"the","start":2070.9102,"end":2071.07,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03860694169998169},{"word":"child","start":2071.07,"end":2071.3901,"confidence":0.99609375,"punctuated_word":"child","sentiment":"neutral","sentiment_score":0.0157356858253479},{"word":"support's","start":2071.3901,"end":2071.87,"confidence":0.88916016,"punctuated_word":"support's","sentiment":"neutral","sentiment_score":0.015263756737113},{"word":"just","start":2071.87,"end":2072.03,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.009168043732643127},{"word":"a","start":2072.03,"end":2072.1902,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02721330150961876},{"word":"bonus","start":2072.1902,"end":2072.6702,"confidence":0.8847656,"punctuated_word":"bonus,","sentiment":"neutral","sentiment_score":0.022263817489147183},{"word":"but","start":2072.6702,"end":2072.9102,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04591795802116394},{"word":"i","start":2072.9102,"end":2073.07,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05499368906021118},{"word":"do","start":2073.07,"end":2073.23,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1313190758228302},{"word":"have","start":2073.23,"end":2073.55,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.040193453431129456},{"word":"savings","start":2073.55,"end":2074.05,"confidence":0.8015137,"punctuated_word":"savings.","sentiment":"neutral","sentiment_score":-0.019296586513519287},{"word":"and","start":2074.9102,"end":2075.31,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.06920374184846878},{"word":"i","start":2075.31,"end":2075.4702,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08689377456903458},{"word":"could","start":2075.4702,"end":2075.6301,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.06318718194961548},{"word":"probably","start":2075.6301,"end":2076.1301,"confidence":0.6933594,"punctuated_word":"probably,","sentiment":"neutral","sentiment_score":-0.06308285892009735},{"word":"potentially","start":2076.9102,"end":2077.4102,"confidence":0.8864746,"punctuated_word":"potentially,","sentiment":"neutral","sentiment_score":-0.09541507065296172},{"word":"if","start":2077.9502,"end":2078.11,"confidence":0.9941406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.10108023881912231},{"word":"i","start":2078.11,"end":2078.1902,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13649982213974},{"word":"had","start":2078.1902,"end":2078.4302,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.11338336765766144},{"word":"to","start":2078.4302,"end":2078.75,"confidence":0.8874512,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.1659235954284668},{"word":"sell","start":2078.75,"end":2078.99,"confidence":1.0,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.16549424827098846},{"word":"the","start":2078.99,"end":2079.07,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1391555815935135},{"word":"house","start":2079.07,"end":2079.4702,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.04912692308425903},{"word":"or","start":2079.4702,"end":2079.6301,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.12030767649412157},{"word":"something","start":2079.6301,"end":2080.11,"confidence":0.9499512,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":-0.1405615210533142},{"word":"like","start":2080.11,"end":2080.61,"confidence":0.9814453,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.14255291223526},{"word":"sell","start":2080.99,"end":2081.23,"confidence":0.9980469,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.14287759363651276},{"word":"the","start":2081.23,"end":2081.4702,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08229511231184006},{"word":"car","start":2081.4702,"end":2081.9702,"confidence":0.92163086,"punctuated_word":"car.","sentiment":"neutral","sentiment_score":-0.027607467025518417},{"word":"yeah","start":2084.105,"end":2084.345,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1100962907075882},{"word":"i","start":2084.345,"end":2084.585,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10752302408218384},{"word":"feel","start":2084.585,"end":2084.905,"confidence":0.9980469,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.15977658331394196},{"word":"like","start":2084.905,"end":2085.305,"confidence":0.9707031,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.18489396572113037},{"word":"it's","start":2085.305,"end":2085.625,"confidence":0.9748535,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.22539982199668884},{"word":"probably","start":2085.625,"end":2086.125,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.30233660340309143},{"word":"fine","start":2086.1848,"end":2086.4248,"confidence":0.99902344,"punctuated_word":"fine","sentiment":"neutral","sentiment_score":0.23779310286045072},{"word":"to","start":2086.4248,"end":2086.665,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30653998255729675},{"word":"just","start":2086.665,"end":2086.825,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.26070988178253174},{"word":"leave","start":2086.825,"end":2087.065,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.18799395859241488},{"word":"it","start":2087.065,"end":2087.2249,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.19513890147209167},{"word":"as","start":2087.2249,"end":2087.385,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3586421012878418},{"word":"it","start":2087.385,"end":2087.545,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2666139602661133},{"word":"is","start":2087.545,"end":2088.045,"confidence":1.0,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.2415943443775177},{"word":"yeah","start":2088.265,"end":2088.765,"confidence":0.9680176,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3043791353702545},{"word":"yeah","start":2091.545,"end":2092.025,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1984097808599472},{"word":"i","start":2092.025,"end":2092.1848,"confidence":0.9790039,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16663651168346405},{"word":"think","start":2092.1848,"end":2092.505,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.17455606162548065},{"word":"so","start":2092.505,"end":2092.825,"confidence":0.9970703,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":0.1552264243364334},{"word":"i'd","start":2092.825,"end":2093.065,"confidence":1.0,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.12211154401302338},{"word":"rather","start":2093.065,"end":2093.545,"confidence":1.0,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":0.0006157159805297852},{"word":"something","start":2093.545,"end":2094.025,"confidence":0.9838867,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.02140321582555771},{"word":"be","start":2094.025,"end":2094.1848,"confidence":0.95410156,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.019065752625465393},{"word":"there","start":2094.1848,"end":2094.4248,"confidence":0.9921875,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.022115983068943024},{"word":"if","start":2094.4248,"end":2094.665,"confidence":0.98535156,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.022318579256534576},{"word":"yeah","start":2094.825,"end":2095.325,"confidence":0.9951172,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.05169764533638954},{"word":"yeah","start":2095.7048,"end":2096.2048,"confidence":0.85009766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09974092245101927},{"word":"yep","start":2099.2249,"end":2099.4,"confidence":0.7956543,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10465574264526369},{"word":"yeah","start":2103.96,"end":2104.46,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10512645542621613},{"word":"yeah","start":2109.48,"end":2109.98,"confidence":0.96972656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0007227454334497452},{"word":"mhmm","start":2110.2798,"end":2110.7798,"confidence":0.97839355,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.08011072129011154},{"word":"yeah","start":2114.695,"end":2115.195,"confidence":0.90893555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.11410704255104064},{"word":"yeah","start":2115.335,"end":2115.835,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1781834214925766},{"word":"yeah","start":2120.615,"end":2121.115,"confidence":0.9790039,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0003792140632867813},{"word":"yeah","start":2121.335,"end":2121.835,"confidence":0.7753906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00030841492116451263},{"word":"yep","start":2122.055,"end":2122.555,"confidence":0.7709961,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05552121251821518},{"word":"yep","start":2126.375,"end":2126.875,"confidence":0.83374023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16511660814285278},{"word":"yep","start":2127.575,"end":2127.825,"confidence":0.8671875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3180437684059143},{"word":"perfect","start":2127.825,"end":2128.325,"confidence":0.94799805,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.7163641452789307},{"word":"yep","start":2136.96,"end":2137.46,"confidence":0.99902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04587868973612785},{"word":"mhmm","start":2141.12,"end":2141.62,"confidence":0.9851074,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0169357992708683},{"word":"mhmm","start":2144.725,"end":2145.225,"confidence":0.99609375,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.011324930004775524},{"word":"yes","start":2152.645,"end":2153.145,"confidence":0.8051758,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.033032581210136414},{"word":"mhmm","start":2157.125,"end":2157.6,"confidence":0.99609375,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.01886729896068573},{"word":"mhmm","start":2166.56,"end":2167.06,"confidence":0.9942627,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.021377474069595337},{"word":"mhmm","start":2181.3452,"end":2181.5852,"confidence":0.89819336,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.19275175034999847},{"word":"congratulations","start":2181.5852,"end":2182.0852,"confidence":0.9326172,"punctuated_word":"Congratulations.","sentiment":"positive","sentiment_score":0.5615068674087524},{"word":"that's","start":2182.625,"end":2182.945,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6542150974273682},{"word":"wonderful","start":2182.945,"end":2183.445,"confidence":0.99902344,"punctuated_word":"wonderful.","sentiment":"positive","sentiment_score":0.7061694860458374},{"word":"yep","start":2183.745,"end":2184.245,"confidence":0.85791016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20812317728996277},{"word":"that's","start":2186.59,"end":2187.07,"confidence":0.97753906,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5256595015525818},{"word":"beautiful","start":2187.07,"end":2187.57,"confidence":0.9970703,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.5865212678909302},{"word":"you'll","start":2187.95,"end":2188.19,"confidence":0.8935547,"punctuated_word":"You'll","sentiment":"positive","sentiment_score":0.5684716105461121},{"word":"love","start":2188.19,"end":2188.51,"confidence":0.99609375,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.6732451915740967},{"word":"that","start":2188.51,"end":2189.01,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.4897260367870331},{"word":"oh","start":2193.15,"end":2193.39,"confidence":0.97753906,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.19683310389518735},{"word":"wonderful","start":2193.39,"end":2193.89,"confidence":0.9995117,"punctuated_word":"wonderful.","sentiment":"neutral","sentiment_score":0.28813526034355164},{"word":"oh","start":2194.51,"end":2194.75,"confidence":0.8967285,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.1180059015750885},{"word":"we'll","start":2194.75,"end":2195.25,"confidence":0.64782715,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.12830542027950287},{"word":"see","start":2198.83,"end":2199.07,"confidence":0.9873047,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.054711371660232544},{"word":"how","start":2199.07,"end":2199.23,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.03919966518878937},{"word":"long","start":2199.23,"end":2199.47,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.058947011828422546},{"word":"that","start":2199.47,"end":2199.71,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0831250324845314},{"word":"lasts","start":2199.71,"end":2200.005,"confidence":0.9428711,"punctuated_word":"lasts","sentiment":"neutral","sentiment_score":0.07876672595739365},{"word":"as","start":2200.085,"end":2200.325,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09029776602983476},{"word":"well","start":2200.325,"end":2200.825,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.07316605746746063},{"word":"yep","start":2208.6448,"end":2209.1448,"confidence":0.9050293,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10625945776700974},{"word":"yep","start":2209.4448,"end":2209.9448,"confidence":0.98657227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07002271711826324},{"word":"yeah","start":2213.9248,"end":2214.33,"confidence":0.91503906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08232554793357849},{"word":"yep","start":2215.29,"end":2215.6902,"confidence":0.9645996,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0525963231921196},{"word":"no","start":2215.6902,"end":2216.01,"confidence":0.9951172,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.03758943080902099},{"word":"that's","start":2216.01,"end":2216.51,"confidence":0.9951172,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.20679983496665957},{"word":"that","start":2217.37,"end":2217.53,"confidence":0.3786621,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2736667990684509},{"word":"sounds","start":2217.53,"end":2217.9302,"confidence":0.88427734,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.3770487904548645},{"word":"good","start":2217.9302,"end":2218.4302,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.18177032470703125},{"word":"perfect","start":2218.57,"end":2219.07,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5776918530464172},{"word":"thank","start":2219.1301,"end":2219.37,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7243762612342834},{"word":"you","start":2219.37,"end":2219.53,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7588587999343872},{"word":"so","start":2219.53,"end":2219.6902,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7263939380645752},{"word":"much","start":2219.6902,"end":2220.01,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.7889401912689209},{"word":"for","start":2220.01,"end":2220.1702,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7572186589241028},{"word":"that","start":2220.1702,"end":2220.4102,"confidence":0.89868164,"punctuated_word":"that,","sentiment":"positive","sentiment_score":0.7639148831367493},{"word":"and","start":2220.4102,"end":2220.73,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6903349161148071},{"word":"enjoy","start":2220.73,"end":2221.1301,"confidence":1.0,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.6908244490623474},{"word":"your","start":2221.1301,"end":2221.37,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6916145086288452},{"word":"leave","start":2221.37,"end":2221.77,"confidence":0.9946289,"punctuated_word":"leave.","sentiment":"positive","sentiment_score":0.6881445646286011},{"word":"okay","start":2221.77,"end":2222.27,"confidence":0.9914551,"punctuated_word":"Okay?","sentiment":"positive","sentiment_score":0.3923088014125824},{"word":"soak","start":2222.33,"end":2222.57,"confidence":0.9926758,"punctuated_word":"Soak","sentiment":"neutral","sentiment_score":0.286405086517334},{"word":"it","start":2222.57,"end":2222.73,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.33429038524627686},{"word":"up","start":2222.73,"end":2223.23,"confidence":0.99902344,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.28990107774734497},{"word":"yep","start":2229.4502,"end":2229.765,"confidence":0.9641113,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.075043223798275},{"word":"wonderful","start":2235.765,"end":2236.265,"confidence":0.9885254,"punctuated_word":"Wonderful.","sentiment":"positive","sentiment_score":0.5466187596321106},{"word":"you're","start":2236.565,"end":2236.805,"confidence":0.99658203,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.3679140508174896},{"word":"a","start":2236.805,"end":2236.9648,"confidence":0.97314453,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5703360438346863},{"word":"good","start":2236.9648,"end":2237.285,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.506491482257843},{"word":"husband","start":2237.285,"end":2237.785,"confidence":0.9975586,"punctuated_word":"husband.","sentiment":"positive","sentiment_score":0.6104682087898254},{"word":"i","start":2237.845,"end":2238.005,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6334445476531982},{"word":"love","start":2238.005,"end":2238.325,"confidence":0.98291016,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.7717235684394836},{"word":"to","start":2238.325,"end":2238.4849,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.7355265021324158},{"word":"hear","start":2238.4849,"end":2238.6448,"confidence":1.0,"punctuated_word":"hear","sentiment":"positive","sentiment_score":0.7653598785400391},{"word":"that","start":2238.6448,"end":2238.9648,"confidence":0.9995117,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.7051210403442383},{"word":"that's","start":2238.9648,"end":2239.285,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.7730636596679688},{"word":"wonderful","start":2239.285,"end":2239.785,"confidence":1.0,"punctuated_word":"wonderful.","sentiment":"positive","sentiment_score":0.7264379262924194},{"word":"she'll","start":2240.2449,"end":2240.4849,"confidence":0.9970703,"punctuated_word":"She'll","sentiment":"positive","sentiment_score":0.4943121671676636},{"word":"appreciate","start":2240.4849,"end":2240.9849,"confidence":1.0,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.4902153015136719},{"word":"you","start":2241.125,"end":2241.525,"confidence":0.9147949,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.38940465450286865},{"word":"mhmm","start":2241.525,"end":2241.9248,"confidence":0.9564209,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.12929286062717438},{"word":"and","start":2241.9248,"end":2242.1648,"confidence":0.9902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1701812446117401},{"word":"the","start":2242.1648,"end":2242.325,"confidence":0.97265625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17380867898464203},{"word":"coffee","start":2242.325,"end":2242.825,"confidence":0.9946289,"punctuated_word":"coffee.","sentiment":"neutral","sentiment_score":0.15285488963127136},{"word":"yeah","start":2245.85,"end":2246.35,"confidence":0.8552246,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03387077897787094},{"word":"yep","start":2248.09,"end":2248.59,"confidence":0.9641113,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.029272407293319706},{"word":"mhmm","start":2252.97,"end":2253.47,"confidence":0.9909668,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.012573529966175556},{"word":"yeah","start":2255.53,"end":2256.03,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02770792879164219},{"word":"yeah","start":2256.09,"end":2256.59,"confidence":0.74731445,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023698430508375168},{"word":"that's","start":2260.4448,"end":2260.765,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05617168173193931},{"word":"right","start":2260.765,"end":2261.2449,"confidence":0.9980469,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.06917912513017654},{"word":"yep","start":2261.2449,"end":2261.7449,"confidence":0.9980469,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04559023305773735},{"word":"yep","start":2262.4448,"end":2262.9448,"confidence":0.8874512,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.031059980392456055},{"word":"oh","start":2268.285,"end":2268.525,"confidence":0.9772949,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.03137371689081192},{"word":"good","start":2268.525,"end":2268.765,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.05599811300635338},{"word":"did","start":2268.765,"end":2268.9248,"confidence":1.0,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.006806682795286179},{"word":"he","start":2268.9248,"end":2269.085,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.030647609382867813},{"word":"manage","start":2269.085,"end":2269.5,"confidence":0.99121094,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.019368931651115417},{"word":"to","start":2269.5,"end":2269.58,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.015134301036596298},{"word":"get","start":2269.58,"end":2269.74,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.011668384075164797},{"word":"a","start":2269.74,"end":2269.9,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.004017926752567291},{"word":"login","start":2269.9,"end":2270.22,"confidence":0.86499023,"punctuated_word":"login?","sentiment":"neutral","sentiment_score":-0.0038052350282669063},{"word":"because","start":2270.22,"end":2270.46,"confidence":0.9892578,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.03015671484172344},{"word":"he","start":2270.46,"end":2270.54,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.027944494038820267},{"word":"was","start":2270.54,"end":2270.7,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.06336682289838791},{"word":"telling","start":2270.7,"end":2271.02,"confidence":1.0,"punctuated_word":"telling","sentiment":"neutral","sentiment_score":-0.04629617929458618},{"word":"me","start":2271.02,"end":2271.18,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.030670691281557083},{"word":"that","start":2271.18,"end":2271.42,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04281692951917648},{"word":"i","start":2271.42,"end":2271.58,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.025776758790016174},{"word":"only","start":2271.58,"end":2271.82,"confidence":0.9970703,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.04642622172832489},{"word":"had","start":2271.82,"end":2272.14,"confidence":0.99121094,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.036143381148576736},{"word":"access","start":2272.14,"end":2272.54,"confidence":0.99609375,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.04520156979560852},{"word":"to","start":2272.54,"end":2272.7,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02527296543121338},{"word":"it","start":2272.7,"end":2272.86,"confidence":0.80908203,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.02644602209329605},{"word":"and","start":2272.86,"end":2273.02,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.034574344754219055},{"word":"i","start":2273.02,"end":2273.18,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.015700116753578186},{"word":"said","start":2273.18,"end":2273.58,"confidence":1.0,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.028763871639966965},{"word":"he","start":2273.58,"end":2273.74,"confidence":0.9580078,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.0228190403431654},{"word":"had","start":2273.74,"end":2273.9,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.050316061824560165},{"word":"to","start":2273.9,"end":2274.06,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04325709491968155},{"word":"call","start":2274.06,"end":2274.38,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.052874933928251266},{"word":"you","start":2274.38,"end":2274.54,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04596641659736633},{"word":"guys","start":2274.54,"end":2274.78,"confidence":0.99316406,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.05652361363172531},{"word":"because","start":2274.78,"end":2275.1,"confidence":0.8989258,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.04938517138361931},{"word":"i","start":2275.1,"end":2275.26,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.041853271424770355},{"word":"couldn't","start":2275.26,"end":2275.76,"confidence":1.0,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":-0.0421806275844574},{"word":"create","start":2276.78,"end":2277.18,"confidence":1.0,"punctuated_word":"create","sentiment":"neutral","sentiment_score":-0.052712198346853256},{"word":"his","start":2277.18,"end":2277.42,"confidence":0.9970703,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.05330811068415642},{"word":"own","start":2277.42,"end":2277.58,"confidence":0.99609375,"punctuated_word":"own","sentiment":"neutral","sentiment_score":-0.07160031050443649},{"word":"login","start":2277.58,"end":2278.08,"confidence":0.9770508,"punctuated_word":"login","sentiment":"neutral","sentiment_score":-0.038045018911361694},{"word":"or","start":2278.14,"end":2278.3,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05608823150396347},{"word":"something","start":2278.3,"end":2278.8,"confidence":0.9797363,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.03798847645521164},{"word":"so","start":2279.1,"end":2279.6,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0007805339992046356},{"word":"okay","start":2281.02,"end":2281.42,"confidence":0.9980469,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.13937830924987793},{"word":"great","start":2281.42,"end":2281.82,"confidence":1.0,"punctuated_word":"Great.","sentiment":"neutral","sentiment_score":0.2338545918464661},{"word":"okay","start":2281.82,"end":2282.14,"confidence":1.0,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1633170247077942},{"word":"good","start":2282.14,"end":2282.64,"confidence":0.99853516,"punctuated_word":"Good.","sentiment":"neutral","sentiment_score":0.2340288758277893},{"word":"yep","start":2291.105,"end":2291.605,"confidence":0.921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07944627106189728},{"word":"mhmm","start":2299.47,"end":2299.55,"confidence":0.90808105,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.03899430483579635},{"word":"perfect","start":2299.55,"end":2300.05,"confidence":0.9013672,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.10935957729816435},{"word":"alright","start":2300.51,"end":2301.01,"confidence":0.9975586,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.07853199541568756},{"word":"two","start":2301.23,"end":2301.55,"confidence":0.68652344,"punctuated_word":"Two","sentiment":"neutral","sentiment_score":0.12810061872005463},{"word":"good","start":2301.55,"end":2302.05,"confidence":0.9050293,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.16548852622509003},{"word":"thank","start":2302.59,"end":2302.83,"confidence":1.0,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":0.2464044988155365},{"word":"you","start":2302.83,"end":2303.07,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2384922951459885},{"word":"so","start":2303.07,"end":2303.31,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.20139320194721225},{"word":"much","start":2303.31,"end":2303.55,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.24913540482521057},{"word":"for","start":2303.55,"end":2303.71,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2711470127105713},{"word":"that","start":2303.71,"end":2304.19,"confidence":0.77197266,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.2235240638256073},{"word":"and","start":2304.19,"end":2304.69,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14262382686138153},{"word":"i'll","start":2304.75,"end":2305.1501,"confidence":0.9199219,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08165229856967926},{"word":"talk","start":2305.1501,"end":2305.3901,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.07159304618835449},{"word":"to","start":2305.3901,"end":2305.55,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07873792946338654},{"word":"you","start":2305.55,"end":2305.71,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0908174142241478},{"word":"whenever","start":2305.71,"end":2306.11,"confidence":1.0,"punctuated_word":"whenever","sentiment":"neutral","sentiment_score":0.08031700551509857},{"word":"you","start":2306.11,"end":2306.27,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06642849743366241},{"word":"get","start":2306.27,"end":2306.51,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.058538295328617096},{"word":"back","start":2306.51,"end":2306.75,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.08225291967391968},{"word":"and","start":2306.75,"end":2307.25,"confidence":0.7145996,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.06086568906903267},{"word":"yep","start":2307.31,"end":2307.79,"confidence":0.9274089,"punctuated_word":"yep,","sentiment":"neutral","sentiment_score":0.06480254232883453},{"word":"we'll","start":2307.79,"end":2308.11,"confidence":0.90112305,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.08929690718650818},{"word":"sort","start":2308.11,"end":2308.35,"confidence":0.99609375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.09241998195648192},{"word":"things","start":2308.35,"end":2308.59,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.10082758963108064},{"word":"out","start":2308.59,"end":2308.75,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.02162162773311138},{"word":"towards","start":2308.75,"end":2309.1501,"confidence":0.9970703,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.03850757330656051},{"word":"the","start":2309.1501,"end":2309.23,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05220363289117813},{"word":"end","start":2309.23,"end":2309.47,"confidence":0.99902344,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.0606229230761528},{"word":"of","start":2309.47,"end":2309.6301,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.058863431215286255},{"word":"the","start":2309.6301,"end":2309.79,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05751671642065048},{"word":"year","start":2309.79,"end":2310.165,"confidence":0.9914551,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.052127525210380554},{"word":"mhmm","start":2314.485,"end":2314.985,"confidence":0.9857178,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.03714751452207565},{"word":"mhmm","start":2319.605,"end":2320.105,"confidence":0.9954834,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.03640776127576828},{"word":"mhmm","start":2321.2852,"end":2321.7852,"confidence":0.9868164,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.00924969557672739},{"word":"yep","start":2327.94,"end":2328.44,"confidence":0.98339844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.048199914395809174},{"word":"yeah","start":2329.14,"end":2329.46,"confidence":0.986084,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12029953300952911},{"word":"yep","start":2329.46,"end":2329.78,"confidence":0.9406738,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19673383235931396},{"word":"perfect","start":2329.78,"end":2330.28,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.7183011770248413},{"word":"thank","start":2330.66,"end":2330.98,"confidence":0.9970703,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7361781597137451},{"word":"you","start":2330.98,"end":2331.48,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6843510866165161},{"word":"no","start":2333.94,"end":2334.26,"confidence":0.9941406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07582680881023407},{"word":"that's","start":2334.26,"end":2334.5798,"confidence":0.9941406,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3717287480831146},{"word":"all","start":2334.5798,"end":2334.8198,"confidence":0.9902344,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4112861156463623},{"word":"good","start":2334.8198,"end":2335.0598,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.3156149387359619},{"word":"thank","start":2335.0598,"end":2335.3,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.607703685760498},{"word":"you","start":2335.3,"end":2335.46,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6821455955505371},{"word":"for","start":2335.46,"end":2335.7,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6737440824508667},{"word":"listening","start":2335.7,"end":2336.0999,"confidence":1.0,"punctuated_word":"listening","sentiment":"positive","sentiment_score":0.6997098922729492},{"word":"and","start":2336.0999,"end":2336.5999,"confidence":0.99121094,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6405354142189026},{"word":"updating","start":2336.66,"end":2337.16,"confidence":1.0,"punctuated_word":"updating","sentiment":"positive","sentiment_score":0.6305205225944519},{"word":"the","start":2337.22,"end":2337.38,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5192845463752747},{"word":"changes","start":2337.38,"end":2337.88,"confidence":0.9995117,"punctuated_word":"changes.","sentiment":"positive","sentiment_score":0.5777068138122559},{"word":"absolutely","start":2347.105,"end":2347.605,"confidence":0.9914551,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.7613359093666077},{"word":"thank","start":2347.905,"end":2348.145,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7905961871147156},{"word":"you","start":2348.145,"end":2348.385,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8382174372673035},{"word":"so","start":2348.385,"end":2348.545,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.8235188126564026},{"word":"much","start":2348.545,"end":2348.785,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.8670574426651001},{"word":"for","start":2348.785,"end":2348.9448,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.845008909702301},{"word":"that","start":2348.9448,"end":2349.4448,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.8631062507629395},{"word":"you","start":2351.345,"end":2351.585,"confidence":0.99609375,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.5708032846450806},{"word":"too","start":2351.585,"end":2351.9849,"confidence":0.99902344,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.5513302087783813},{"word":"bye","start":2351.9849,"end":2352.4849,"confidence":0.99853516,"punctuated_word":"Bye.","sentiment":"positive","sentiment_score":0.3520504832267761}],"paragraphs":{"transcript":"\nHello? Good. How are you? It's it's it's exactly the same here. Yeah, it's not great at all, actually, but that's okay.\n\nYeah. I should be okay. I'll probably be interrupted by the kids because I homeschool them there. You know? Always got a question at some point, but I should be okay.\n\nYes. No worries. Thank you. Mhmm. Yeah.\n\nYeah. That's fine. Yep. Yep. So thirteenth of the eleventh nineteen ninety three.\n\nThe address you probably have is 281 Church Lane, Castle Way 27 49, New South Wales. I will have to change that, though, but that's what it is now for you guys. Yep. So the new address is what was we had for a couple of years prior, which is 23 Glenel Street, Blaxland. Yep.\n\nSo it's back to the what it was. Yep. That's fine. Not in particular. Some details we'll need to change, which I don't Yes, Abigail.\n\nI'm sorry. I can't help you. Just sound it out or choose something else. The details I'll have to change, which I don't want to, but it is what it is, is that my husband and I are currently separated. So there's I don't know what you call it.\n\nThere'd be, like, issues, I guess, surrounding that. Yeah. So I don't know. I I can just only answer to the best of my knowledge and ability with all the financial stuff, but assets and stuff will have changed and things like that. Yeah.\n\nYeah. Yeah. I mean, look, he's still listed as the, I think, non lapsing or whatever beneficiary. And I just keep it at that because, honestly, if something happened to me, he'd have to look after the kids and he might as well have the money to do it. So yeah.\n\nYeah. Just I'll just leave that. It's yep. Yep. Yeah.\n\nSo it's, yeah, it's about to be finalized. Consent orders kind of being done now. So yeah. Yep. Yeah.\n\nYeah. Yeah. Yep. Yep. Yes.\n\nSo he will retain the Land Cruiser, and I've got the Prado. He's got that one. He will retain that. Yep. Yes.\n\nYep. So Jordan Springs, that's been sold, so that's not a thing anymore. And the Black Swan House will be in my name, and he will retain his Castleway property that his inherited property. Yep. Yeah.\n\nBlackfront. Yep. Yep. So, yeah, both of those are fully paid off if that, I don't know, changes anything financially. Yep.\n\nYeah. We have no debt. Even on cars, there's no debt. Yep. Yep.\n\nYeah. Yeah. Yeah. No. It is.\n\nIt is. Oh, no. It's it's the Glenel Street one. Yeah. Yeah.\n\nYeah. No. We didn't. I I wanted to do that with him, but then it all just you know, things just happen and yeah. It he yeah.\n\nI don't know what he's done, if he's doing that. I personally haven't done that yet, particularly because things are just still kind of up in the air. Yeah. So, no, that hasn't been done. Yeah.\n\nSo no. So that's kind of whatever we had put down, he would be retaining all of that. That would include another vehicle that he has that's about maybe 60 k or something. But, like, you guys can go through that with him. Okay.\n\nHave a break then. That all of that Okay, Abby. Thank you. That's really great. Can I'm just on the phone.\n\nCan you you can go do something with Will. Okay? No. I'm fine. Okay.\n\nThat amount of money is was purely for what was it? Castle Ray. So it's he's retaining all of that. Look. If if there's household contents here, honestly, I don't know.\n\nI think I'm gonna, at most, list it for about $10,000. Like, you know, it's really not much here. Yeah. Yep. Yep.\n\nYep. Yep. Yeah. Okay. Thank you.\n\nYeah. Yep. Mhmm. Yeah. Yeah.\n\nYep. And collaborate. Yeah. Like, you yeah. The advisers can collaborate on the joint account.\n\nWith that, if you wanted to make a note, so that joint investment account, my husband wanted I look. The long story short is we initially set that up to further, like, property portfolio down the track, which is very clear in, like, the statement of advice and whatever we signed. However, he changed his mind and wanted that to be for our kids, and, apparently, that was always the intention. But, anyway and that really wasn't relayed to me or or you guys, hence the documentation. But I just, you know, I just everything's too much.\n\nSo I we had agreed with the lawyers that if that's what he wants, he wants it to be for the kids. But I don't know how that works with you guys because I know there's tax implications, particularly for me because I'm on, like, a really low income, and I'd have to pay tax on any kind of growth in that because it's considered income. And then I didn't know how it works because he wanted he he's labeling it as a trust, and I'm like, it's not a trust, though. Like, trust is a completely different thing. It's an investment thing.\n\nYeah. I know. And even my lawyer is a bit like it doesn't it's a bit weird, like, the whole how it's all I just you know, how when you got a tug of war, I just don't wanna keep pulling, like, whatever makes him happy at the end of the day. So I don't know. That's probably another conversation.\n\nAnd him and I I'm happy to work with him. We still are amicable, and it's probably another discussion that we maybe we have to have altogether because he still wants it in both of our names. He just wants it to go to the kids. Like, he wants to have it held for, you know, another fifteen whatever years and growing. And I don't know if you guys set things up where I don't know because I know in a few years, it's gonna hit me hard with tax if I've got this huge amount that's in my name, but I'm reaping no benefits at all.\n\nAnd I'm a super low income and can't get any support because it looks like I'm earning a lot, but I actually, yeah, I don't know if that makes sense. Like, I just Mhmm. Yeah. Yeah. Yeah.\n\nYeah. Yeah. Yep. Yeah. No.\n\nIt's I'm not yeah. Yep. It's not now that it would be an issue. It's in about you know, if it grows in another five years and, you know, I still am planning to be some kind of a stay at home mom. So I don't really want to because I need to be here for the kids and teach them and things like that.\n\nBut, anyway, that we can have another meeting even with Ben and even if he gets his own financial adviser. Like, I'm happy to collaborate. Or I don't know if you guys set up things where it can be in children's names, but we're just like the overseas or something like that. I don't I don't know what you guys have on offer. Right.\n\nWell, no. Because this investment was set up for not the children, but he look. If we wanted it for the kids we have our kids' bank accounts. Like, this is the weird thing. If he really wanted it for the kids, it could have been done that.\n\nBut, anyway, maybe we'll have to change it to that. Yeah. Yeah. Yeah. Yeah.\n\nOh, that probably sounds better. Yeah. That's what it that's what he wants. Yeah. Yeah.\n\nAnd I would rather do that because I don't wanna have to pay a whole heap of money and reap absolutely no benefit of it. I'd rather not have any tax since my kids still go to yeah. That yeah. Honestly, I would just be leaving it in his hands as long as he doesn't like, the end goal is that they get the money. He can decide when yeah.\n\nThank you. Yeah. Yeah. Yeah. Yeah.\n\nYeah. Yeah. No. No. Thank you.\n\nThank you for that. Sorry. I just yeah. Yeah. Yep.\n\nYeah. Yep. Yeah. Yep. No.\n\nThat that's sounds good. But sorry. I don't know. So there was that part that we it can just stay as it is for now until another meeting or whatever happens. Did you want to know updated income?\n\nBecause it would look like I don't know what other income you would need to adjust. I don't know. Because obviously, it's not really combined. He does pay child support if that's, I don't know, a part of your considerations. But mhmm.\n\nYep. Yep. Still the same. Yeah. Yeah.\n\nIt's pretty much that. And, I mean, I get some, at the moment anyway, government benefits, which probably top it up to about 35. I can't be exact with the dollar, but I assume I have to declare that with you anyway. Yeah. Yeah.\n\nYeah. Yeah. I think long term, I was gonna have another discussion once things are a bit more clearer with probably you again to be like because I'm happy even with money from the government to slip some of that into super or make a larger contribution. Because at the moment, I think it's I still do, like, $30 a fortnight or something really small, but I'm happy to contribute more. But it's just looking at the overall financial picture, which is really hard.\n\nYep. Yeah. Yeah. Mhmm. Yeah.\n\nThat's mine. Yeah. Yep. Yep. That's that's still mine.\n\nI know it looks like a combined. That's just because I managed most most things, but he doesn't use that one. Yeah. Yeah. Yeah.\n\nMhmm. Okay. Yep. Yep. Yeah.\n\nYep. Mhmm. Mhmm. Yep. Yes.\n\nYes. Yep. Yeah. And you lose yeah. Yeah.\n\nYeah. That makes sense. Yeah. Yeah. That's fine.\n\nYou can keep it at that. I mean, I'll go off your advice. I don't know if you advise single moms anything different. But anyway, I'll be right. Well, I'm partially retired anyway.\n\nLike, I only work one day a week, and I actually endeavor to, at most, only work. So I work eight hours a week, and at most, I would only do sixteen anyway while my kids are in school particularly. So for the next ten to fifteen years, I might pick up one extra day. I know that sounds ridiculous and, like, I could do more, but my kids I I would rather be there for them and sacrifice some luxuries. Yeah.\n\nWell, look and I don't have a mortgage, so that is something that is incredibly rare anyway for most people. For my yeah. Yeah. Yeah. I mean, I I'm happy to, you know, in another discussion, look at particularly after I lodge this tax return and everything's a bit more clearer for the next financial year going ahead, I'm happy to sacrifice or even, like I said, put some of my if if I picked up an extra day, for example, put half of that into super or something, like, sacrifice heaps more so it actually grows and things like that.\n\nBut, anyway, that's a conversation for another day. Yep. Yeah. Yeah. Yeah.\n\nYep. Mhmm. Yep. Yeah. Yeah.\n\nYeah. I mean, that's I'm well aware that in the stocks and things like shares and investments, it's a long term thing. It's never a one to five year kind of thing. It's usually the long haul on those kind of things where the growth happens. Yeah.\n\nYeah. There's something. Yeah. Mhmm. Yeah.\n\nYep. Yep. Yep. No. Yeah.\n\nYeah. Yep. Yep. No. That's that's perfect.\n\nThat we'll we'll probably look at that next year and things hopefully are a bit more solidified. But yep. It definitely is that, which is happening now anyway. Like, we have a good family balance here. Yeah.\n\nI think it must be potentially picking up only another eight hours if I had to. So that'd be about sixteen, potentially twenty hours if I if I did things like night shift because they're only ten hour shifts, but stay part time. Look. I am a little bit of a I do like to have goals. I wouldn't mind in something like potentially five years if I was able to rally up some savings and buy an investment property either using the equity that I have and the savings.\n\nI don't know. I always like to have a few different kind of things going for me where if one falls, I've got backup in few different things, if if that makes sense. Yeah. But that that's like it's not a have to. Obviously, I I'm doing fine anyway.\n\nYeah. Mhmm. Yeah. Mhmm. Yeah.\n\nSo that there there'll be six and eight in October. Yeah. Yep. Yep. Mhmm.\n\nYeah. Yeah. Yeah. No. It is like that, isn't it?\n\nYeah. Yeah. Yeah. And, I mean, I would look at contributing to that. I dare I say, I wouldn't be contributing as much, look, as my husband because he actually earns a decent amount, but, you know, I'll contribute something.\n\nMhmm. Yeah. Yep. Mhmm. Yep.\n\nYep. No. I think towards the end of the year is probably okay anyway, yep, for that kind of thing. I did get an email about paying, I think, for insurance or something. It was from Clearview.\n\nSomething about yeah. Yes. That was it. Well, it comes out of a super. Is that right?\n\nYeah. Yeah. Yeah. Okay. Good.\n\nSo it's been transaction. Okay. Do they? Okay. Okay.\n\nNo worries. That's hilarious. Okay. That's okay. Well, I'll note that for next year.\n\nThat's fine. Perfect. Yep. Perfect. Yep.\n\nMhmm. Yep. Yeah. Mhmm. Look.\n\nJust leave it. I mean, he'll probably change his, and that's fine. I'll just leave mine. I know I'm a bit weird, but I just figure if I died tomorrow, he'd be better off with the finances to then manage the kids, or he does whatever he does. It's out of my hands, but I'd rather he have it while the kids are young.\n\nParticularly when yeah. Anyway, it's I know I'm a bit weird, but, yeah, that's just mhmm. Yep. Yeah. Yeah.\n\nYeah. Yeah. If if that probably yeah. Yeah. Definitely.\n\nI've had spoken to my lawyer about that. So I will get there with that. It's yeah. Yeah. Mhmm.\n\nYep. Yep. Yeah. Mhmm. Yep.\n\nYep. Thank you. Yeah. I mean, a million dollars isn't even that much these days. I'm sorry.\n\nIt is, but compared to when I was a kid, like, I'm, like, a million dollars isn't. Yeah. Yeah. It's not really gonna be gosh. I remember when I was, like, $101,000,000 dollars, like, that was a lot.\n\nIt it really isn't today. Right? Yeah. No. I think I'll leave it because yeah.\n\nI'll just leave it. I don't have any interest in reducing it. Yeah. I'm happy to keep paying that. Yeah.\n\nYeah. Yeah. No. I'm I'm happy for that. I think as years go on, I may end up, who knows, increasing it so that the kids get a benefit or if I ever end up getting back with my husband, he can benefit or whatever.\n\nBut, yeah. Well, I hope I get to be there too. I will there. I'm one of those weird people that I'll always stand by my husband despite whatever. So yeah.\n\nYep. Yep. Yeah. That's pretty much what I'd be probably getting including child support. Mhmm.\n\nYep. Okay. Yep. Yep. Right.\n\nI don't know. What do you I think so. I would need Mhmm. Mhmm. Yeah.\n\nYeah. Yeah. Yeah. I think I'll yeah. I mean, look, I will have the savings, but I'm always a fan of backup protection if if I can afford to cover for that.\n\nSo so what was it? I had 66. Is that right? And then they pay, what, 70 percent of that? Yeah.\n\nSo the income that I would lose, That's a really hard okay. Mhmm. If I was working twenty hours, probably be closer to the 60 just with penalty rates. And if they're night shift, like, that'd probably be closer to the 60 mark. Yeah.\n\nYep. Yep. Yeah. Yeah. Yeah.\n\nYeah. I think if that happened today and they only paid 70%, I would be okay. I mean, even considering I'm I'd still get probably some government thing, and then, yeah, like, the child support's just a bonus, but I do have savings. And I could probably, potentially, if I had to, sell the house or something, like, sell the car. Yeah.\n\nI feel like it's probably fine to just leave it as it is. Yeah. Yeah. I think so. I'd rather something be there if yeah.\n\nYeah. Yep. Yeah. Yeah. Mhmm.\n\nYeah. Yeah. Yeah. Yeah. Yep.\n\nYep. Yep. Perfect. Yep. Mhmm.\n\nMhmm. Yes. Mhmm. Mhmm. Mhmm.\n\nCongratulations. That's wonderful. Yep. That's beautiful. You'll love that.\n\nOh, wonderful. Oh, we'll see how long that lasts as well. Yep. Yep. Yeah.\n\nYep. No. That's that sounds good. Perfect. Thank you so much for that, and enjoy your leave.\n\nOkay? Soak it up. Yep. Wonderful. You're a good husband.\n\nI love to hear that. That's wonderful. She'll appreciate you. Mhmm. And the coffee.\n\nYeah. Yep. Mhmm. Yeah. Yeah.\n\nThat's right. Yep. Yep. Oh, good. Did he manage to get a login?\n\nBecause he was telling me that I only had access to it, and I said he had to call you guys because I couldn't create his own login or something. So okay. Great. Okay. Good.\n\nYep. Mhmm. Perfect. Alright. Two good.\n\nThank you so much for that, and I'll talk to you whenever you get back and, yep, we'll sort things out towards the end of the year. Mhmm. Mhmm. Mhmm. Yep.\n\nYeah. Yep. Perfect. Thank you. No.\n\nThat's all good. Thank you for listening and updating the changes. Absolutely. Thank you so much for that. You too.\n\nBye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.48,"end":0.98,"sentiment":"neutral","sentiment_score":0.05998998507857323},{"text":"Good.","start":6.56,"end":7.04,"sentiment":"positive","sentiment_score":0.48264145851135254},{"text":"How are you?","start":7.04,"end":7.8599997,"sentiment":"positive","sentiment_score":0.340375949939092},{"text":"It's it's it's exactly the same here.","start":11.12,"end":14.179999,"sentiment":"neutral","sentiment_score":-0.2147558672087533},{"text":"Yeah, it's not great at all, actually, but that's okay.","start":15.315,"end":18.775,"sentiment":"neutral","sentiment_score":-0.2977586328983307}],"sentiment":"neutral","sentiment_score":-0.13259627754715356,"num_words":22,"start":0.48,"end":18.775},{"sentences":[{"text":"Yeah.","start":22.755,"end":23.255,"sentiment":"neutral","sentiment_score":0.0505894273519516},{"text":"I should be okay.","start":24.595,"end":25.395,"sentiment":"neutral","sentiment_score":0.016303407959640026},{"text":"I'll probably be interrupted by the kids because I homeschool them there.","start":25.395,"end":29.015,"sentiment":"neutral","sentiment_score":-0.09998162401219209},{"text":"You know?","start":29.154999,"end":29.814999,"sentiment":"neutral","sentiment_score":-0.03932999633252621},{"text":"Always got a question at some point, but I should be okay.","start":30.369999,"end":34.149998,"sentiment":"neutral","sentiment_score":-0.040452947529653706}],"sentiment":"neutral","sentiment_score":-0.05316360619279646,"num_words":31,"start":22.755,"end":34.149998},{"sentences":[{"text":"Yes.","start":39.09,"end":39.59,"sentiment":"neutral","sentiment_score":0.022154495120048523},{"text":"No worries.","start":40.61,"end":41.25,"sentiment":"neutral","sentiment_score":0.11404679715633392},{"text":"Thank you.","start":41.25,"end":41.989998,"sentiment":"neutral","sentiment_score":0.3254065215587616},{"text":"Mhmm.","start":46.655,"end":47.155,"sentiment":"neutral","sentiment_score":0.015880195423960686},{"text":"Yeah.","start":52.015,"end":52.515,"sentiment":"neutral","sentiment_score":0.0035585686564445496}],"sentiment":"neutral","sentiment_score":0.13149998523294926,"num_words":7,"start":39.09,"end":52.515},{"sentences":[{"text":"Yeah.","start":53.135,"end":53.614998,"sentiment":"neutral","sentiment_score":0.047810256481170654},{"text":"That's fine.","start":53.614998,"end":54.434998,"sentiment":"neutral","sentiment_score":0.10136080905795097},{"text":"Yep.","start":54.575,"end":55.075,"sentiment":"neutral","sentiment_score":0.12976333498954773},{"text":"Yep.","start":62.58,"end":62.82,"sentiment":"neutral","sentiment_score":0.014081880450248718},{"text":"So thirteenth of the eleventh nineteen ninety three.","start":62.82,"end":65.8,"sentiment":"neutral","sentiment_score":0.012357017199974507}],"sentiment":"neutral","sentiment_score":0.0379410175105127,"num_words":13,"start":53.135,"end":65.8},{"sentences":[{"text":"The address you probably have is 281 Church Lane, Castle Way 27 49, New South Wales.","start":66.34,"end":72.66,"sentiment":"neutral","sentiment_score":0.008943887864006683},{"text":"I will have to change that, though, but that's what it is now for you guys.","start":72.66,"end":78.105,"sentiment":"neutral","sentiment_score":-0.017363088438287377},{"text":"Yep.","start":82.165,"end":82.645004,"sentiment":"neutral","sentiment_score":0.03785577788949013},{"text":"So the new address is what was we had for a couple of years prior, which is 23 Glenel Street, Blaxland.","start":82.645004,"end":89.225006,"sentiment":"neutral","sentiment_score":0.023319547286345846},{"text":"Yep.","start":91.55,"end":91.950005,"sentiment":"neutral","sentiment_score":0.04160165786743164}],"sentiment":"neutral","sentiment_score":0.007899285810576244,"num_words":55,"start":66.34,"end":91.950005},{"sentences":[{"text":"So it's back to the what it was.","start":91.950005,"end":94.29,"sentiment":"neutral","sentiment_score":0.0093993516638875},{"text":"Yep.","start":106.895004,"end":107.395004,"sentiment":"neutral","sentiment_score":0.15138885378837583},{"text":"That's fine.","start":108.095,"end":108.995,"sentiment":"positive","sentiment_score":0.3945630192756653},{"text":"Not in particular.","start":119.32,"end":120.36,"sentiment":"neutral","sentiment_score":-0.06932830934723218},{"text":"Some details we'll need to change, which I don't Yes, Abigail.","start":120.36,"end":124.86,"sentiment":"neutral","sentiment_score":-0.10342951254411177}],"sentiment":"neutral","sentiment_score":-0.013199994415044785,"num_words":25,"start":91.950005,"end":124.86},{"sentences":[{"text":"I'm sorry.","start":126.03999,"end":126.759995,"sentiment":"neutral","sentiment_score":-0.18040932714939117},{"text":"I can't help you.","start":126.759995,"end":127.56,"sentiment":"neutral","sentiment_score":-0.20488419383764267},{"text":"Just sound it out or choose something else.","start":127.56,"end":129.81999,"sentiment":"neutral","sentiment_score":-0.11953023914247751},{"text":"The details I'll have to change, which I don't want to, but it is what it is, is that my husband and I are currently separated.","start":132.78499,"end":141.045,"sentiment":"neutral","sentiment_score":-0.12197238464768116},{"text":"So there's I don't know what you call it.","start":141.34499,"end":144.625,"sentiment":"neutral","sentiment_score":-0.158618473344379}],"sentiment":"neutral","sentiment_score":-0.1374580735454754,"num_words":49,"start":126.03999,"end":144.625},{"sentences":[{"text":"There'd be, like, issues, I guess, surrounding that.","start":144.625,"end":149.32,"sentiment":"neutral","sentiment_score":-0.17860962823033333},{"text":"Yeah.","start":151.46,"end":151.94,"sentiment":"neutral","sentiment_score":-0.07670564949512482},{"text":"So I don't know.","start":151.94,"end":153.32,"sentiment":"neutral","sentiment_score":-0.08847564272582531},{"text":"I I can just only answer to the best of my knowledge and ability with all the financial stuff, but assets and stuff will have changed and things like that.","start":154.42001,"end":164.925,"sentiment":"neutral","sentiment_score":-0.049425879617532094},{"text":"Yeah.","start":171.465,"end":171.965,"sentiment":"neutral","sentiment_score":-0.07215601950883865}],"sentiment":"neutral","sentiment_score":-0.07760040123354305,"num_words":44,"start":144.625,"end":171.965},{"sentences":[{"text":"Yeah.","start":173.225,"end":173.52,"sentiment":"neutral","sentiment_score":-0.03192049264907837},{"text":"Yeah.","start":180.48001,"end":180.98001,"sentiment":"neutral","sentiment_score":0.015250859782099724},{"text":"I mean, look, he's still listed as the, I think, non lapsing or whatever beneficiary.","start":181.04001,"end":187.3,"sentiment":"neutral","sentiment_score":0.018561982945539058},{"text":"And I just keep it at that because, honestly, if something happened to me, he'd have to look after the kids and he might as well have the money to do it.","start":187.36,"end":194.015,"sentiment":"neutral","sentiment_score":-0.02169626101385802},{"text":"So yeah.","start":194.015,"end":196.11499,"sentiment":"neutral","sentiment_score":0.022531600669026375}],"sentiment":"neutral","sentiment_score":-0.007597196858613661,"num_words":51,"start":173.225,"end":196.11499},{"sentences":[{"text":"Yeah.","start":196.33499,"end":196.735,"sentiment":"neutral","sentiment_score":0.04058445617556572},{"text":"Just I'll just leave that.","start":196.735,"end":198.655,"sentiment":"neutral","sentiment_score":0.049541182816028595},{"text":"It's yep.","start":198.655,"end":199.715,"sentiment":"neutral","sentiment_score":0.06042349338531494},{"text":"Yep.","start":201.23,"end":201.73,"sentiment":"neutral","sentiment_score":0.15785327553749084},{"text":"Yeah.","start":214.43,"end":214.90999,"sentiment":"neutral","sentiment_score":0.011105320416390896}],"sentiment":"neutral","sentiment_score":0.05780959529802203,"num_words":10,"start":196.33499,"end":214.90999},{"sentences":[{"text":"So it's, yeah, it's about to be finalized.","start":214.90999,"end":217.59499,"sentiment":"neutral","sentiment_score":0.048420383827760816},{"text":"Consent orders kind of being done now.","start":219.655,"end":223.81499,"sentiment":"neutral","sentiment_score":0.03081211820244789},{"text":"So yeah.","start":223.81499,"end":224.795,"sentiment":"neutral","sentiment_score":0.04282495938241482},{"text":"Yep.","start":228.45499,"end":228.95499,"sentiment":"neutral","sentiment_score":0.04241422936320305},{"text":"Yeah.","start":230.135,"end":230.55,"sentiment":"neutral","sentiment_score":0.010169398039579391}],"sentiment":"neutral","sentiment_score":0.03901481285299126,"num_words":19,"start":214.90999,"end":230.55},{"sentences":[{"text":"Yeah.","start":232.31,"end":232.47,"sentiment":"neutral","sentiment_score":0.010771105997264383},{"text":"Yeah.","start":232.47,"end":232.97,"sentiment":"neutral","sentiment_score":0.02090688794851303},{"text":"Yep.","start":235.27,"end":235.77,"sentiment":"neutral","sentiment_score":0.014855990186333656},{"text":"Yep.","start":236.47,"end":236.97,"sentiment":"neutral","sentiment_score":0.021973347291350365},{"text":"Yes.","start":243.685,"end":244.005,"sentiment":"neutral","sentiment_score":0.06293915212154388}],"sentiment":"neutral","sentiment_score":0.026289296709001063,"num_words":5,"start":232.31,"end":244.005},{"sentences":[{"text":"So he will retain the Land Cruiser, and I've got the Prado.","start":244.005,"end":248.265,"sentiment":"neutral","sentiment_score":0.06192746960247556},{"text":"He's got that one.","start":255.60501,"end":256.77,"sentiment":"neutral","sentiment_score":0.0368239632807672},{"text":"He will retain that.","start":257.00998,"end":258.12997,"sentiment":"neutral","sentiment_score":0.03924913331866264},{"text":"Yep.","start":258.12997,"end":258.62997,"sentiment":"neutral","sentiment_score":0.18516623973846436},{"text":"Yes.","start":264.05,"end":264.55,"sentiment":"neutral","sentiment_score":0.0447569340467453}],"sentiment":"neutral","sentiment_score":0.0580611452460289,"num_words":22,"start":244.005,"end":264.55},{"sentences":[{"text":"Yep.","start":265.81,"end":266.31,"sentiment":"neutral","sentiment_score":0.02882147580385208},{"text":"So Jordan Springs, that's been sold, so that's not a thing anymore.","start":266.44998,"end":273.85498,"sentiment":"neutral","sentiment_score":-0.028083491992826264},{"text":"And the Black Swan House will be in my name, and he will retain his Castleway property that his inherited property.","start":274.875,"end":283.215,"sentiment":"neutral","sentiment_score":0.04271333380824044},{"text":"Yep.","start":283.35498,"end":283.85498,"sentiment":"neutral","sentiment_score":0.018624527379870415},{"text":"Yeah.","start":293.69,"end":294.01,"sentiment":"neutral","sentiment_score":0.03029808029532433}],"sentiment":"neutral","sentiment_score":0.017714505264949467,"num_words":36,"start":265.81,"end":294.01},{"sentences":[{"text":"Blackfront.","start":294.01,"end":294.51,"sentiment":"neutral","sentiment_score":0.03080202452838421},{"text":"Yep.","start":294.89,"end":295.39,"sentiment":"neutral","sentiment_score":0.026762669906020164},{"text":"Yep.","start":295.45,"end":295.95,"sentiment":"neutral","sentiment_score":0.015234104357659817},{"text":"So, yeah, both of those are fully paid off if that, I don't know, changes anything financially.","start":298.51498,"end":305.815,"sentiment":"neutral","sentiment_score":0.0572979101253783},{"text":"Yep.","start":306.035,"end":306.535,"sentiment":"neutral","sentiment_score":0.03523675724864006}],"sentiment":"neutral","sentiment_score":0.051528572770101685,"num_words":21,"start":294.01,"end":306.535},{"sentences":[{"text":"Yeah.","start":311.33002,"end":311.65,"sentiment":"neutral","sentiment_score":0.04957432299852371},{"text":"We have no debt.","start":311.65,"end":312.87,"sentiment":"neutral","sentiment_score":0.029455761425197124},{"text":"Even on cars, there's no debt.","start":314.37,"end":316.23,"sentiment":"neutral","sentiment_score":0.008833282840593407},{"text":"Yep.","start":317.17,"end":317.67,"sentiment":"neutral","sentiment_score":0.07730478048324585},{"text":"Yep.","start":317.89,"end":318.39,"sentiment":"neutral","sentiment_score":0.06731528788805008}],"sentiment":"neutral","sentiment_score":0.028078241085705277,"num_words":13,"start":311.33002,"end":318.39},{"sentences":[{"text":"Yeah.","start":321.33002,"end":321.825,"sentiment":"neutral","sentiment_score":0.15375640988349917},{"text":"Yeah.","start":321.905,"end":322.405,"sentiment":"neutral","sentiment_score":0.0897333100438118},{"text":"Yeah.","start":329.825,"end":330.14502,"sentiment":"neutral","sentiment_score":-0.023437032476067543},{"text":"No.","start":330.14502,"end":330.30502,"sentiment":"neutral","sentiment_score":-0.11607251316308977},{"text":"It is.","start":330.30502,"end":330.70502,"sentiment":"neutral","sentiment_score":-0.07697480171918869}],"sentiment":"neutral","sentiment_score":-0.008328238191703953,"num_words":6,"start":321.33002,"end":330.70502},{"sentences":[{"text":"It is.","start":330.70502,"end":331.36502,"sentiment":"neutral","sentiment_score":-0.06459270045161247},{"text":"Oh, no.","start":336.385,"end":338.65,"sentiment":"neutral","sentiment_score":-0.10584473609924316},{"text":"It's it's the Glenel Street one.","start":338.65,"end":340.49002,"sentiment":"neutral","sentiment_score":-0.02465404678756992},{"text":"Yeah.","start":340.49002,"end":340.99002,"sentiment":"neutral","sentiment_score":0.013011299073696136},{"text":"Yeah.","start":341.61002,"end":342.11002,"sentiment":"neutral","sentiment_score":0.06941445916891098}],"sentiment":"neutral","sentiment_score":-0.03386444963204364,"num_words":12,"start":330.70502,"end":342.11002},{"sentences":[{"text":"Yeah.","start":345.13,"end":345.63,"sentiment":"neutral","sentiment_score":0.09685061872005464},{"text":"No.","start":353.045,"end":353.285,"sentiment":"neutral","sentiment_score":-0.11674205958843233},{"text":"We didn't.","start":353.285,"end":353.92502,"sentiment":"neutral","sentiment_score":-0.10586908832192421},{"text":"I I wanted to do that with him, but then it all just you know, things just happen and yeah.","start":353.92502,"end":359.685,"sentiment":"neutral","sentiment_score":-0.09192575011402368},{"text":"It he yeah.","start":359.685,"end":360.725,"sentiment":"neutral","sentiment_score":-0.08105730017026265}],"sentiment":"neutral","sentiment_score":-0.08567838964086992,"num_words":27,"start":345.13,"end":360.725},{"sentences":[{"text":"I don't know what he's done, if he's doing that.","start":360.725,"end":363.045,"sentiment":"neutral","sentiment_score":-0.16696105152368546},{"text":"I personally haven't done that yet, particularly because things are just still kind of up in the air.","start":363.045,"end":368.7,"sentiment":"neutral","sentiment_score":-0.29975051515632206},{"text":"Yeah.","start":370.52002,"end":370.92,"sentiment":"neutral","sentiment_score":0.011190488934516908},{"text":"So, no, that hasn't been done.","start":370.92,"end":372.86002,"sentiment":"neutral","sentiment_score":-0.0836136220023036},{"text":"Yeah.","start":381.445,"end":381.945,"sentiment":"neutral","sentiment_score":-0.019239526242017743}],"sentiment":"neutral","sentiment_score":-0.21041251548255482,"num_words":36,"start":360.725,"end":381.945},{"sentences":[{"text":"So no.","start":383.125,"end":385.785,"sentiment":"neutral","sentiment_score":-0.06883309595286846},{"text":"So that's kind of whatever we had put down, he would be retaining all of that.","start":385.845,"end":392.825,"sentiment":"neutral","sentiment_score":-0.07954227481968701},{"text":"That would include another vehicle that he has that's about maybe 60 k or something.","start":392.965,"end":398.31,"sentiment":"neutral","sentiment_score":-0.027729172880450886},{"text":"But, like, you guys can go through that with him.","start":399.97,"end":402.47,"sentiment":"neutral","sentiment_score":0.0018390350043773652},{"text":"Okay.","start":404.61,"end":405.09,"sentiment":"neutral","sentiment_score":0.03637772053480148}],"sentiment":"neutral","sentiment_score":-0.04026163890111176,"num_words":44,"start":383.125,"end":405.09},{"sentences":[{"text":"Have a break then.","start":405.09,"end":406.31,"sentiment":"neutral","sentiment_score":0.06338968500494957},{"text":"That all of that Okay, Abby.","start":409.005,"end":412.04498,"sentiment":"neutral","sentiment_score":0.12989713499943414},{"text":"Thank you.","start":412.04498,"end":412.60498,"sentiment":"positive","sentiment_score":0.5589382648468018},{"text":"That's really great.","start":412.60498,"end":413.72498,"sentiment":"positive","sentiment_score":0.6198826432228088},{"text":"Can I'm just on the phone.","start":413.72498,"end":415.26498,"sentiment":"neutral","sentiment_score":0.1066213883459568}],"sentiment":"neutral","sentiment_score":0.221437825688294,"num_words":21,"start":405.09,"end":415.26498},{"sentences":[{"text":"Can you you can go do something with Will.","start":415.405,"end":418.60498,"sentiment":"neutral","sentiment_score":0.05539743643667963},{"text":"Okay?","start":418.60498,"end":419.1,"sentiment":"neutral","sentiment_score":0.031992100179195404},{"text":"No.","start":419.26,"end":419.58002,"sentiment":"neutral","sentiment_score":-0.05826619267463684},{"text":"I'm fine.","start":419.58002,"end":420.72,"sentiment":"neutral","sentiment_score":-0.010860936250537634},{"text":"Okay.","start":421.9,"end":422.14,"sentiment":"neutral","sentiment_score":-0.01898164674639702}],"sentiment":"neutral","sentiment_score":0.03082852258480021,"num_words":14,"start":415.405,"end":422.14},{"sentences":[{"text":"That amount of money is was purely for what was it?","start":422.14,"end":425.1,"sentiment":"neutral","sentiment_score":-0.048858482729304924},{"text":"Castle Ray.","start":425.1,"end":426.06,"sentiment":"neutral","sentiment_score":-0.02550507616251707},{"text":"So it's he's retaining all of that.","start":426.06,"end":429.5,"sentiment":"neutral","sentiment_score":-0.03883395663329533},{"text":"Look.","start":429.5,"end":429.66,"sentiment":"neutral","sentiment_score":-0.03318289294838905},{"text":"If if there's household contents here, honestly, I don't know.","start":429.66,"end":434.065,"sentiment":"neutral","sentiment_score":-0.08044261448085308}],"sentiment":"neutral","sentiment_score":-0.05477097408185082,"num_words":31,"start":422.14,"end":434.065},{"sentences":[{"text":"I think I'm gonna, at most, list it for about $10,000.","start":434.065,"end":438.325,"sentiment":"neutral","sentiment_score":-0.06301779299974442},{"text":"Like, you know, it's really not much here.","start":438.385,"end":441.365,"sentiment":"neutral","sentiment_score":-0.1396210533566773},{"text":"Yeah.","start":444.865,"end":445.365,"sentiment":"neutral","sentiment_score":0.31074097752571106},{"text":"Yep.","start":447.0,"end":447.5,"sentiment":"neutral","sentiment_score":0.1360110640525818},{"text":"Yep.","start":453.3075,"end":453.8075,"sentiment":"neutral","sentiment_score":0.1098792478442192}],"sentiment":"neutral","sentiment_score":-0.05697876638309522,"num_words":22,"start":434.065,"end":453.8075},{"sentences":[{"text":"Yep.","start":464.255,"end":464.41498,"sentiment":"neutral","sentiment_score":0.20074817538261416},{"text":"Yep.","start":464.41498,"end":464.91498,"sentiment":"neutral","sentiment_score":0.2332926243543625},{"text":"Yeah.","start":474.22,"end":474.72,"sentiment":"neutral","sentiment_score":0.20381832122802737},{"text":"Okay.","start":477.02,"end":477.52,"sentiment":"neutral","sentiment_score":0.15149803459644318},{"text":"Thank you.","start":477.58,"end":478.4,"sentiment":"positive","sentiment_score":0.5526356399059296}],"sentiment":"neutral","sentiment_score":0.315771405895551,"num_words":6,"start":464.255,"end":478.4},{"sentences":[{"text":"Yeah.","start":478.46,"end":478.96,"sentiment":"neutral","sentiment_score":0.33200642466545105},{"text":"Yep.","start":481.58,"end":482.08,"sentiment":"neutral","sentiment_score":0.2354961335659027},{"text":"Mhmm.","start":492.015,"end":492.415,"sentiment":"neutral","sentiment_score":0.20802298188209536},{"text":"Yeah.","start":492.415,"end":492.915,"sentiment":"positive","sentiment_score":0.359438419342041},{"text":"Yeah.","start":496.33502,"end":496.83502,"sentiment":"neutral","sentiment_score":0.19306796789169312}],"sentiment":"neutral","sentiment_score":0.26560638546943666,"num_words":5,"start":478.46,"end":496.83502},{"sentences":[{"text":"Yep.","start":500.495,"end":500.995,"sentiment":"neutral","sentiment_score":0.19491204619407657},{"text":"And collaborate.","start":502.575,"end":503.39502,"sentiment":"neutral","sentiment_score":0.2350386381149292},{"text":"Yeah.","start":503.91,"end":504.07,"sentiment":"neutral","sentiment_score":0.20277684926986697},{"text":"Like, you yeah.","start":504.07,"end":505.11002,"sentiment":"neutral","sentiment_score":0.2279505729675293},{"text":"The advisers can collaborate on the joint account.","start":505.11002,"end":507.77002,"sentiment":"neutral","sentiment_score":0.2574891671538353}],"sentiment":"neutral","sentiment_score":0.2407687485218048,"num_words":15,"start":500.495,"end":507.77002},{"sentences":[{"text":"With that, if you wanted to make a note, so that joint investment account, my husband wanted I look.","start":507.91,"end":519.27496,"sentiment":"neutral","sentiment_score":0.15611571857803747},{"text":"The long story short is we initially set that up to further, like, property portfolio down the track, which is very clear in, like, the statement of advice and whatever we signed.","start":519.27496,"end":529.915,"sentiment":"neutral","sentiment_score":0.1098722661845386},{"text":"However, he changed his mind and wanted that to be for our kids, and, apparently, that was always the intention.","start":529.915,"end":539.35,"sentiment":"neutral","sentiment_score":0.1786418989300728},{"text":"But, anyway and that really wasn't relayed to me or or you guys, hence the documentation.","start":539.41,"end":545.67,"sentiment":"neutral","sentiment_score":-0.10327374888584018},{"text":"But I just, you know, I just everything's too much.","start":546.37,"end":549.865,"sentiment":"negative","sentiment_score":-0.4617201343178749}],"sentiment":"neutral","sentiment_score":0.03902441055811558,"num_words":97,"start":507.91,"end":549.865},{"sentences":[{"text":"So I we had agreed with the lawyers that if that's what he wants, he wants it to be for the kids.","start":549.865,"end":556.10504,"sentiment":"neutral","sentiment_score":0.003616480241444979},{"text":"But I don't know how that works with you guys because I know there's tax implications, particularly for me because I'm on, like, a really low income, and I'd have to pay tax on any kind of growth in that because it's considered income.","start":556.10504,"end":571.27997,"sentiment":"neutral","sentiment_score":-0.25278482848609035},{"text":"And then I didn't know how it works because he wanted he he's labeling it as a trust, and I'm like, it's not a trust, though.","start":571.5,"end":578.09503,"sentiment":"neutral","sentiment_score":-0.030687858135654375},{"text":"Like, trust is a completely different thing.","start":578.23505,"end":580.715,"sentiment":"neutral","sentiment_score":-0.02848810250205653},{"text":"It's an investment thing.","start":580.715,"end":582.255,"sentiment":"neutral","sentiment_score":0.009375077905133367}],"sentiment":"neutral","sentiment_score":-0.11653175345142779,"num_words":103,"start":549.865,"end":582.255},{"sentences":[{"text":"Yeah.","start":583.755,"end":584.255,"sentiment":"neutral","sentiment_score":0.0023275362327694893},{"text":"I know.","start":585.03503,"end":585.59503,"sentiment":"neutral","sentiment_score":-0.008667017798870802},{"text":"And even my lawyer is a bit like it doesn't it's a bit weird, like, the whole how it's all I just you know, how when you got a tug of war, I just don't wanna keep pulling, like, whatever makes him happy at the end of the day.","start":585.59503,"end":600.29,"sentiment":"neutral","sentiment_score":-0.05840109187957584},{"text":"So I don't know.","start":600.29,"end":603.715,"sentiment":"neutral","sentiment_score":-0.11295183375477791},{"text":"That's probably another conversation.","start":603.715,"end":605.255,"sentiment":"neutral","sentiment_score":-0.014957037288695574}],"sentiment":"neutral","sentiment_score":-0.05647159142730137,"num_words":60,"start":583.755,"end":605.255},{"sentences":[{"text":"And him and I I'm happy to work with him.","start":605.47504,"end":608.375,"sentiment":"positive","sentiment_score":0.5846566468477249},{"text":"We still are amicable, and it's probably another discussion that we maybe we have to have altogether because he still wants it in both of our names.","start":609.875,"end":617.31,"sentiment":"positive","sentiment_score":0.4017485948624434},{"text":"He just wants it to go to the kids.","start":617.31,"end":619.07,"sentiment":"positive","sentiment_score":0.3586993333366182},{"text":"Like, he wants to have it held for, you know, another fifteen whatever years and growing.","start":619.07,"end":625.17,"sentiment":"neutral","sentiment_score":0.11786652007140219},{"text":"And I don't know if you guys set things up where I don't know because I know in a few years, it's gonna hit me hard with tax if I've got this huge amount that's in my name, but I'm reaping no benefits at all.","start":625.23,"end":637.805,"sentiment":"neutral","sentiment_score":-0.2960359033611086}],"sentiment":"neutral","sentiment_score":0.07931141308117136,"num_words":107,"start":605.47504,"end":637.805},{"sentences":[{"text":"And I'm a super low income and can't get any support because it looks like I'm earning a lot, but I actually, yeah, I don't know if that makes sense.","start":637.805,"end":645.5,"sentiment":"neutral","sentiment_score":-0.2037519966562589},{"text":"Like, I just Mhmm.","start":645.5,"end":658.72,"sentiment":"neutral","sentiment_score":0.007493635872378945},{"text":"Yeah.","start":663.15497,"end":663.65497,"sentiment":"neutral","sentiment_score":0.0024994192644953728},{"text":"Yeah.","start":666.995,"end":667.495,"sentiment":"neutral","sentiment_score":0.057411350309848785},{"text":"Yeah.","start":670.355,"end":670.855,"sentiment":"neutral","sentiment_score":0.026300881057977676}],"sentiment":"neutral","sentiment_score":-0.16206415420448458,"num_words":37,"start":637.805,"end":670.855},{"sentences":[{"text":"Yeah.","start":671.315,"end":671.61,"sentiment":"neutral","sentiment_score":0.023786796256899834},{"text":"Yeah.","start":681.05,"end":681.55,"sentiment":"neutral","sentiment_score":0.08311834186315536},{"text":"Yep.","start":696.345,"end":696.845,"sentiment":"neutral","sentiment_score":-0.10058604925870895},{"text":"Yeah.","start":696.985,"end":697.485,"sentiment":"neutral","sentiment_score":-0.08897210657596588},{"text":"No.","start":697.77997,"end":698.02,"sentiment":"neutral","sentiment_score":-0.10820144414901732}],"sentiment":"neutral","sentiment_score":-0.038170892372727395,"num_words":5,"start":671.315,"end":698.02},{"sentences":[{"text":"It's I'm not yeah.","start":698.02,"end":700.31995,"sentiment":"neutral","sentiment_score":-0.11576217971742153},{"text":"Yep.","start":700.42,"end":700.92,"sentiment":"neutral","sentiment_score":-0.06040993332862854},{"text":"It's not now that it would be an issue.","start":701.22,"end":703.14,"sentiment":"neutral","sentiment_score":-0.2390348878171709},{"text":"It's in about you know, if it grows in another five years and, you know, I still am planning to be some kind of a stay at home mom.","start":703.14,"end":712.435,"sentiment":"neutral","sentiment_score":-0.12178209090027316},{"text":"So I don't really want to because I need to be here for the kids and teach them and things like that.","start":712.435,"end":717.575,"sentiment":"neutral","sentiment_score":-0.2662287307056514}],"sentiment":"neutral","sentiment_score":-0.18559208237207853,"num_words":65,"start":698.02,"end":717.575},{"sentences":[{"text":"But, anyway, that we can have another meeting even with Ben and even if he gets his own financial adviser.","start":719.075,"end":725.55,"sentiment":"neutral","sentiment_score":0.1178598690778017},{"text":"Like, I'm happy to collaborate.","start":725.55,"end":726.93,"sentiment":"neutral","sentiment_score":0.2641706973314285},{"text":"Or I don't know if you guys set up things where it can be in children's names, but we're just like the overseas or something like that.","start":727.63,"end":734.11,"sentiment":"neutral","sentiment_score":-0.02005689589444686},{"text":"I don't I don't know what you guys have on offer.","start":734.11,"end":737.01,"sentiment":"neutral","sentiment_score":-0.11945161663673141},{"text":"Right.","start":742.085,"end":742.585,"sentiment":"neutral","sentiment_score":0.004956015385687351}],"sentiment":"neutral","sentiment_score":0.028554732991324272,"num_words":64,"start":719.075,"end":742.585},{"sentences":[{"text":"Well, no.","start":746.085,"end":746.72504,"sentiment":"neutral","sentiment_score":-0.07310695201158524},{"text":"Because this investment was set up for not the children, but he look.","start":746.72504,"end":751.09,"sentiment":"neutral","sentiment_score":-0.06571814847680238},{"text":"If we wanted it for the kids we have our kids' bank accounts.","start":751.09,"end":754.29,"sentiment":"neutral","sentiment_score":-0.042484367123016946},{"text":"Like, this is the weird thing.","start":754.29,"end":755.49,"sentiment":"neutral","sentiment_score":-0.1936627800265948},{"text":"If he really wanted it for the kids, it could have been done that.","start":755.49,"end":758.47003,"sentiment":"neutral","sentiment_score":-0.15347120698009217}],"sentiment":"neutral","sentiment_score":-0.1013212538479517,"num_words":48,"start":746.085,"end":758.47003},{"sentences":[{"text":"But, anyway, maybe we'll have to change it to that.","start":758.69,"end":762.31,"sentiment":"neutral","sentiment_score":0.010064723901450634},{"text":"Yeah.","start":774.745,"end":775.245,"sentiment":"neutral","sentiment_score":-0.01260427851229906},{"text":"Yeah.","start":776.58496,"end":777.08496,"sentiment":"neutral","sentiment_score":0.054433878511190414},{"text":"Yeah.","start":783.16,"end":783.66,"sentiment":"neutral","sentiment_score":0.05048822239041328},{"text":"Yeah.","start":784.76,"end":785.26,"sentiment":"neutral","sentiment_score":0.052970342338085175}],"sentiment":"neutral","sentiment_score":0.017566814552992582,"num_words":14,"start":758.69,"end":785.26},{"sentences":[{"text":"Oh, that probably sounds better.","start":796.775,"end":799.355,"sentiment":"neutral","sentiment_score":0.14336346983909606},{"text":"Yeah.","start":806.71,"end":807.19,"sentiment":"neutral","sentiment_score":0.04891900718212128},{"text":"That's what it that's what he wants.","start":807.19,"end":809.21,"sentiment":"neutral","sentiment_score":-0.0005973865876772574},{"text":"Yeah.","start":809.83,"end":810.33,"sentiment":"neutral","sentiment_score":0.035809192806482315},{"text":"Yeah.","start":810.55005,"end":811.05005,"sentiment":"neutral","sentiment_score":0.009308390319347382}],"sentiment":"neutral","sentiment_score":0.05377814889264603,"num_words":15,"start":796.775,"end":811.05005},{"sentences":[{"text":"And I would rather do that because I don't wanna have to pay a whole heap of money and reap absolutely no benefit of it.","start":811.27,"end":817.285,"sentiment":"neutral","sentiment_score":-0.15686171144247055},{"text":"I'd rather not have any tax since my kids still go to yeah.","start":817.285,"end":828.66,"sentiment":"neutral","sentiment_score":-0.14355465999016395},{"text":"That yeah.","start":836.25995,"end":838.52997,"sentiment":"neutral","sentiment_score":-0.014517142437398434},{"text":"Honestly, I would just be leaving it in his hands as long as he doesn't like, the end goal is that they get the money.","start":841.645,"end":849.025,"sentiment":"neutral","sentiment_score":-0.02597547173500061},{"text":"He can decide when yeah.","start":849.485,"end":851.90497,"sentiment":"neutral","sentiment_score":0.051055236160755156}],"sentiment":"neutral","sentiment_score":-0.08872711804828473,"num_words":70,"start":811.27,"end":851.90497},{"sentences":[{"text":"Thank you.","start":855.165,"end":855.985,"sentiment":"neutral","sentiment_score":0.33059950172901154},{"text":"Yeah.","start":856.045,"end":856.41,"sentiment":"neutral","sentiment_score":0.06790999323129654},{"text":"Yeah.","start":861.20996,"end":861.52997,"sentiment":"neutral","sentiment_score":-0.03819604218006134},{"text":"Yeah.","start":861.52997,"end":861.85,"sentiment":"neutral","sentiment_score":-0.02549177408218384},{"text":"Yeah.","start":861.85,"end":862.17,"sentiment":"neutral","sentiment_score":-0.02084568701684475}],"sentiment":"neutral","sentiment_score":0.10742924890170495,"num_words":6,"start":855.165,"end":862.17},{"sentences":[{"text":"Yeah.","start":862.17,"end":862.67,"sentiment":"neutral","sentiment_score":-0.14252467453479767},{"text":"Yeah.","start":863.37,"end":863.52997,"sentiment":"neutral","sentiment_score":-0.07898105680942535},{"text":"No.","start":863.52997,"end":863.76996,"sentiment":"neutral","sentiment_score":-0.18711666762828827},{"text":"No.","start":863.76996,"end":864.08997,"sentiment":"neutral","sentiment_score":-0.1298758089542389},{"text":"Thank you.","start":864.08997,"end":864.64996,"sentiment":"neutral","sentiment_score":0.04780581220984459}],"sentiment":"neutral","sentiment_score":-0.07381443058451016,"num_words":6,"start":862.17,"end":864.64996},{"sentences":[{"text":"Thank you for that.","start":864.64996,"end":865.52997,"sentiment":"neutral","sentiment_score":0.21734239533543587},{"text":"Sorry.","start":865.52997,"end":865.85,"sentiment":"neutral","sentiment_score":-0.03597375005483627},{"text":"I just yeah.","start":865.85,"end":867.23,"sentiment":"neutral","sentiment_score":-0.03760502735773722},{"text":"Yeah.","start":881.67004,"end":882.17004,"sentiment":"neutral","sentiment_score":0.24588952958583832},{"text":"Yep.","start":887.43,"end":887.93,"sentiment":"neutral","sentiment_score":0.0823352038860321}],"sentiment":"neutral","sentiment_score":0.1048805482685566,"num_words":10,"start":864.64996,"end":887.93},{"sentences":[{"text":"Yeah.","start":893.555,"end":894.055,"sentiment":"neutral","sentiment_score":0.09167557954788208},{"text":"Yep.","start":896.435,"end":896.935,"sentiment":"neutral","sentiment_score":0.08616366237401962},{"text":"Yeah.","start":903.555,"end":904.055,"sentiment":"neutral","sentiment_score":0.07958649098873138},{"text":"Yep.","start":904.115,"end":904.615,"sentiment":"neutral","sentiment_score":0.05987744778394699},{"text":"No.","start":904.755,"end":904.995,"sentiment":"neutral","sentiment_score":0.01875257678329945}],"sentiment":"neutral","sentiment_score":0.06721115149557591,"num_words":5,"start":893.555,"end":904.995},{"sentences":[{"text":"That that's sounds good.","start":904.995,"end":907.24,"sentiment":"neutral","sentiment_score":0.04330790601670742},{"text":"But sorry.","start":907.78,"end":908.18,"sentiment":"neutral","sentiment_score":-0.06867247261106968},{"text":"I don't know.","start":908.18,"end":908.74,"sentiment":"neutral","sentiment_score":-0.09598333388566971},{"text":"So there was that part that we it can just stay as it is for now until another meeting or whatever happens.","start":908.74,"end":914.76,"sentiment":"neutral","sentiment_score":-0.054752818224104965},{"text":"Did you want to know updated income?","start":915.06,"end":917.14,"sentiment":"neutral","sentiment_score":-0.007847088522144727}],"sentiment":"neutral","sentiment_score":-0.03977776166835898,"num_words":38,"start":904.995,"end":917.14},{"sentences":[{"text":"Because it would look like I don't know what other income you would need to adjust.","start":917.14,"end":923.505,"sentiment":"neutral","sentiment_score":-0.06064953585155308},{"text":"I don't know.","start":923.885,"end":924.705,"sentiment":"neutral","sentiment_score":-0.07017970581849416},{"text":"Because obviously, it's not really combined.","start":925.72504,"end":927.565,"sentiment":"neutral","sentiment_score":-0.05201771172384421},{"text":"He does pay child support if that's, I don't know, a part of your considerations.","start":927.565,"end":932.385,"sentiment":"neutral","sentiment_score":-0.028569031960796566},{"text":"But mhmm.","start":932.765,"end":938.81,"sentiment":"neutral","sentiment_score":0.02194192446768284}],"sentiment":"neutral","sentiment_score":-0.044706895045237616,"num_words":42,"start":917.14,"end":938.81},{"sentences":[{"text":"Yep.","start":939.67,"end":940.17,"sentiment":"neutral","sentiment_score":0.052798476070165634},{"text":"Yep.","start":943.75,"end":944.25,"sentiment":"neutral","sentiment_score":0.024001996964216232},{"text":"Still the same.","start":944.47,"end":945.35,"sentiment":"neutral","sentiment_score":0.0349418061474959},{"text":"Yeah.","start":945.35,"end":945.85,"sentiment":"neutral","sentiment_score":0.052104800939559937},{"text":"Yeah.","start":952.405,"end":952.885,"sentiment":"neutral","sentiment_score":0.06169256567955017}],"sentiment":"neutral","sentiment_score":0.04220332258513996,"num_words":7,"start":939.67,"end":952.885},{"sentences":[{"text":"It's pretty much that.","start":952.885,"end":954.005,"sentiment":"neutral","sentiment_score":0.044684890657663345},{"text":"And, I mean, I get some, at the moment anyway, government benefits, which probably top it up to about 35.","start":954.005,"end":963.72003,"sentiment":"neutral","sentiment_score":0.026122512202709912},{"text":"I can't be exact with the dollar, but I assume I have to declare that with you anyway.","start":964.10004,"end":969.4,"sentiment":"neutral","sentiment_score":0.02492414994372262},{"text":"Yeah.","start":975.38,"end":975.585,"sentiment":"neutral","sentiment_score":0.021614115685224533},{"text":"Yeah.","start":981.98505,"end":982.305,"sentiment":"neutral","sentiment_score":0.010648917406797407}],"sentiment":"neutral","sentiment_score":0.02686562588099729,"num_words":44,"start":952.885,"end":982.305},{"sentences":[{"text":"Yeah.","start":982.305,"end":982.805,"sentiment":"neutral","sentiment_score":0.09299227595329285},{"text":"Yeah.","start":983.025,"end":983.525,"sentiment":"neutral","sentiment_score":0.12847919762134552},{"text":"I think long term, I was gonna have another discussion once things are a bit more clearer with probably you again to be like because I'm happy even with money from the government to slip some of that into super or make a larger contribution.","start":983.585,"end":996.79,"sentiment":"neutral","sentiment_score":0.29883583270841174},{"text":"Because at the moment, I think it's I still do, like, $30 a fortnight or something really small, but I'm happy to contribute more.","start":996.79,"end":1004.025,"sentiment":"neutral","sentiment_score":0.043012475750098624},{"text":"But it's just looking at the overall financial picture, which is really hard.","start":1004.025,"end":1008.045,"sentiment":"negative","sentiment_score":-0.36686324500120604}],"sentiment":"neutral","sentiment_score":0.1182400140290459,"num_words":84,"start":982.305,"end":1008.045},{"sentences":[{"text":"Yep.","start":1027.28,"end":1027.78,"sentiment":"neutral","sentiment_score":0.026167992502450943},{"text":"Yeah.","start":1030.08,"end":1030.545,"sentiment":"neutral","sentiment_score":0.11759227514266968},{"text":"Yeah.","start":1030.7051,"end":1031.2051,"sentiment":"neutral","sentiment_score":0.15027737617492676},{"text":"Mhmm.","start":1050.0,"end":1050.0801,"sentiment":"neutral","sentiment_score":0.003099186811596155},{"text":"Yeah.","start":1050.0801,"end":1050.56,"sentiment":"neutral","sentiment_score":0.010852370411157608}],"sentiment":"neutral","sentiment_score":0.061597840208560226,"num_words":5,"start":1027.28,"end":1050.56},{"sentences":[{"text":"That's mine.","start":1050.56,"end":1051.4601,"sentiment":"neutral","sentiment_score":0.0011257738806307316},{"text":"Yeah.","start":1051.68,"end":1052.18,"sentiment":"neutral","sentiment_score":0.013635829091072084},{"text":"Yep.","start":1052.2401,"end":1052.64,"sentiment":"neutral","sentiment_score":0.017792217433452606},{"text":"Yep.","start":1052.64,"end":1052.9601,"sentiment":"neutral","sentiment_score":0.015131041407585144},{"text":"That's that's still mine.","start":1052.9601,"end":1054.0801,"sentiment":"neutral","sentiment_score":-0.020955147221684456}],"sentiment":"neutral","sentiment_score":-0.0038899947992629474,"num_words":9,"start":1050.56,"end":1054.0801},{"sentences":[{"text":"I know it looks like a combined.","start":1054.0801,"end":1055.4401,"sentiment":"neutral","sentiment_score":-0.040752126436148374},{"text":"That's just because I managed most most things, but he doesn't use that one.","start":1055.4401,"end":1060.465,"sentiment":"neutral","sentiment_score":-0.03868951142898628},{"text":"Yeah.","start":1060.465,"end":1060.965,"sentiment":"neutral","sentiment_score":0.01678628660738468},{"text":"Yeah.","start":1063.905,"end":1064.405,"sentiment":"neutral","sentiment_score":0.040941447019577026},{"text":"Yeah.","start":1068.305,"end":1068.805,"sentiment":"neutral","sentiment_score":0.18274152278900144}],"sentiment":"neutral","sentiment_score":-0.024435366193453472,"num_words":24,"start":1054.0801,"end":1068.805},{"sentences":[{"text":"Mhmm.","start":1086.735,"end":1087.235,"sentiment":"neutral","sentiment_score":0.19335824251174927},{"text":"Okay.","start":1093.295,"end":1093.795,"sentiment":"neutral","sentiment_score":0.025546006858348846},{"text":"Yep.","start":1094.815,"end":1095.315,"sentiment":"neutral","sentiment_score":0.032691821455955505},{"text":"Yep.","start":1096.255,"end":1096.755,"sentiment":"neutral","sentiment_score":-0.07022526115179062},{"text":"Yeah.","start":1098.895,"end":1099.395,"sentiment":"neutral","sentiment_score":-0.11876053363084792}],"sentiment":"neutral","sentiment_score":0.012522055208683016,"num_words":5,"start":1086.735,"end":1099.395},{"sentences":[{"text":"Yep.","start":1101.25,"end":1101.75,"sentiment":"neutral","sentiment_score":-0.01759447157382965},{"text":"Mhmm.","start":1108.28,"end":1108.53,"sentiment":"neutral","sentiment_score":0.016115939244627953},{"text":"Mhmm.","start":1108.53,"end":1109.03,"sentiment":"neutral","sentiment_score":0.017640676349401474},{"text":"Yep.","start":1112.13,"end":1112.325,"sentiment":"neutral","sentiment_score":0.0839698314666748},{"text":"Yes.","start":1122.725,"end":1123.225,"sentiment":"neutral","sentiment_score":0.12131116539239883}],"sentiment":"neutral","sentiment_score":0.04428862817585468,"num_words":5,"start":1101.25,"end":1123.225},{"sentences":[{"text":"Yes.","start":1124.885,"end":1125.36,"sentiment":"neutral","sentiment_score":0.256719708442688},{"text":"Yep.","start":1134.96,"end":1135.46,"sentiment":"neutral","sentiment_score":-0.1263095587491989},{"text":"Yeah.","start":1138.0,"end":1138.5,"sentiment":"neutral","sentiment_score":-0.09210647642612456},{"text":"And you lose yeah.","start":1140.885,"end":1141.925,"sentiment":"neutral","sentiment_score":-0.21954233944416046},{"text":"Yeah.","start":1141.925,"end":1142.0851,"sentiment":"neutral","sentiment_score":-0.019665969535708427}],"sentiment":"neutral","sentiment_score":-0.10744145675562322,"num_words":8,"start":1124.885,"end":1142.0851},{"sentences":[{"text":"Yeah.","start":1142.0851,"end":1142.405,"sentiment":"neutral","sentiment_score":0.025040674954652783},{"text":"That makes sense.","start":1142.405,"end":1143.4651,"sentiment":"neutral","sentiment_score":0.05889693150917689},{"text":"Yeah.","start":1143.845,"end":1144.005,"sentiment":"neutral","sentiment_score":0.09540922939777374},{"text":"Yeah.","start":1144.005,"end":1144.245,"sentiment":"neutral","sentiment_score":0.14666853845119476},{"text":"That's fine.","start":1144.245,"end":1144.885,"sentiment":"neutral","sentiment_score":0.23673563450574875}],"sentiment":"neutral","sentiment_score":0.11466006329283118,"num_words":8,"start":1142.0851,"end":1144.885},{"sentences":[{"text":"You can keep it at that.","start":1144.885,"end":1146.725,"sentiment":"neutral","sentiment_score":0.18810773640871048},{"text":"I mean, I'll go off your advice.","start":1146.725,"end":1148.5651,"sentiment":"neutral","sentiment_score":-0.07441400470478195},{"text":"I don't know if you advise single moms anything different.","start":1148.5651,"end":1152.185,"sentiment":"neutral","sentiment_score":-0.1081296294927597},{"text":"But anyway, I'll be right.","start":1152.9651,"end":1159.9401,"sentiment":"neutral","sentiment_score":-0.0006214279681444168},{"text":"Well, I'm partially retired anyway.","start":1169.875,"end":1171.555,"sentiment":"neutral","sentiment_score":-0.02072957418859005}],"sentiment":"neutral","sentiment_score":-0.0175849369755297,"num_words":33,"start":1144.885,"end":1171.555},{"sentences":[{"text":"Like, I only work one day a week, and I actually endeavor to, at most, only work.","start":1171.555,"end":1177.875,"sentiment":"neutral","sentiment_score":0.010143101434497273},{"text":"So I work eight hours a week, and at most, I would only do sixteen anyway while my kids are in school particularly.","start":1177.875,"end":1186.9199,"sentiment":"neutral","sentiment_score":0.040938200348097344},{"text":"So for the next ten to fifteen years, I might pick up one extra day.","start":1186.98,"end":1192.58,"sentiment":"neutral","sentiment_score":0.05177339098105828},{"text":"I know that sounds ridiculous and, like, I could do more, but my kids I I would rather be there for them and sacrifice some luxuries.","start":1192.58,"end":1200.745,"sentiment":"negative","sentiment_score":-0.3721688584639476},{"text":"Yeah.","start":1205.365,"end":1205.7649,"sentiment":"neutral","sentiment_score":0.13365106284618378}],"sentiment":"neutral","sentiment_score":-0.09331862268424253,"num_words":82,"start":1171.555,"end":1205.7649},{"sentences":[{"text":"Well, look and I don't have a mortgage, so that is something that is incredibly rare anyway for most people.","start":1205.7649,"end":1215.36,"sentiment":"neutral","sentiment_score":-0.00955094387754798},{"text":"For my yeah.","start":1215.42,"end":1217.18,"sentiment":"neutral","sentiment_score":0.1430883010228475},{"text":"Yeah.","start":1217.18,"end":1217.68,"sentiment":"neutral","sentiment_score":0.04275974631309509},{"text":"Yeah.","start":1219.02,"end":1219.42,"sentiment":"neutral","sentiment_score":0.2749119997024536},{"text":"I mean, I I'm happy to, you know, in another discussion, look at particularly after I lodge this tax return and everything's a bit more clearer for the next financial year going ahead, I'm happy to sacrifice or even, like I said, put some of my if if I picked up an extra day, for example, put half of that into super or something, like, sacrifice heaps more so it actually grows and things like that.","start":1219.42,"end":1246.5,"sentiment":"positive","sentiment_score":0.3587016024087605}],"sentiment":"neutral","sentiment_score":0.27541821341187056,"num_words":101,"start":1205.7649,"end":1246.5},{"sentences":[{"text":"But, anyway, that's a conversation for another day.","start":1246.5,"end":1250.04,"sentiment":"neutral","sentiment_score":0.16845685988664627},{"text":"Yep.","start":1257.335,"end":1257.835,"sentiment":"neutral","sentiment_score":0.06265854090452194},{"text":"Yeah.","start":1265.255,"end":1265.575,"sentiment":"neutral","sentiment_score":0.06640060245990753},{"text":"Yeah.","start":1265.575,"end":1266.055,"sentiment":"neutral","sentiment_score":0.1118900328874588},{"text":"Yeah.","start":1266.055,"end":1266.3,"sentiment":"neutral","sentiment_score":0.1393125206232071}],"sentiment":"neutral","sentiment_score":0.14399304799735546,"num_words":12,"start":1246.5,"end":1266.3},{"sentences":[{"text":"Yep.","start":1269.18,"end":1269.68,"sentiment":"neutral","sentiment_score":0.18212829530239105},{"text":"Mhmm.","start":1281.3401,"end":1281.735,"sentiment":"neutral","sentiment_score":0.25220832228660583},{"text":"Yep.","start":1284.135,"end":1284.635,"sentiment":"neutral","sentiment_score":0.2521011531352997},{"text":"Yeah.","start":1287.415,"end":1287.915,"sentiment":"neutral","sentiment_score":0.21733394265174863},{"text":"Yeah.","start":1289.095,"end":1289.595,"sentiment":"neutral","sentiment_score":0.2063932865858078}],"sentiment":"neutral","sentiment_score":0.2220329999923706,"num_words":5,"start":1269.18,"end":1289.595},{"sentences":[{"text":"Yeah.","start":1289.735,"end":1290.215,"sentiment":"neutral","sentiment_score":0.19779962301254272},{"text":"I mean, that's I'm well aware that in the stocks and things like shares and investments, it's a long term thing.","start":1290.215,"end":1296.96,"sentiment":"neutral","sentiment_score":0.16793461640675864},{"text":"It's never a one to five year kind of thing.","start":1296.96,"end":1300.82,"sentiment":"neutral","sentiment_score":0.02170356400310993},{"text":"It's usually the long haul on those kind of things where the growth happens.","start":1302.48,"end":1306.26,"sentiment":"neutral","sentiment_score":0.15786210394331388},{"text":"Yeah.","start":1315.275,"end":1315.775,"sentiment":"neutral","sentiment_score":-0.01339823380112648}],"sentiment":"neutral","sentiment_score":0.1305985835955498,"num_words":47,"start":1289.735,"end":1315.775},{"sentences":[{"text":"Yeah.","start":1315.915,"end":1316.155,"sentiment":"neutral","sentiment_score":-0.028396185487508777},{"text":"There's something.","start":1316.155,"end":1317.135,"sentiment":"neutral","sentiment_score":-0.04914233833551407},{"text":"Yeah.","start":1317.515,"end":1318.015,"sentiment":"neutral","sentiment_score":-0.007287492975592613},{"text":"Mhmm.","start":1325.0399,"end":1325.5399,"sentiment":"neutral","sentiment_score":0.284306138753891},{"text":"Yeah.","start":1328.0,"end":1328.5,"sentiment":"neutral","sentiment_score":0.08961206674575806}],"sentiment":"neutral","sentiment_score":0.03999164172758659,"num_words":6,"start":1315.915,"end":1328.5},{"sentences":[{"text":"Yep.","start":1332.08,"end":1332.58,"sentiment":"neutral","sentiment_score":0.004277374595403671},{"text":"Yep.","start":1338.735,"end":1338.815,"sentiment":"neutral","sentiment_score":0.04407379776239395},{"text":"Yep.","start":1338.815,"end":1339.315,"sentiment":"neutral","sentiment_score":0.047335185110569},{"text":"No.","start":1339.615,"end":1340.115,"sentiment":"neutral","sentiment_score":-0.08275499939918518},{"text":"Yeah.","start":1341.295,"end":1341.795,"sentiment":"neutral","sentiment_score":-0.011231226846575735}],"sentiment":"neutral","sentiment_score":0.0003400262445211414,"num_words":5,"start":1332.08,"end":1341.795},{"sentences":[{"text":"Yeah.","start":1345.375,"end":1345.875,"sentiment":"neutral","sentiment_score":0.030786588788032532},{"text":"Yep.","start":1348.335,"end":1348.59,"sentiment":"neutral","sentiment_score":0.04095685854554176},{"text":"Yep.","start":1351.5499,"end":1352.0299,"sentiment":"neutral","sentiment_score":0.1133081242442131},{"text":"No.","start":1352.0299,"end":1352.19,"sentiment":"neutral","sentiment_score":0.07488632202148438},{"text":"That's that's perfect.","start":1352.19,"end":1353.57,"sentiment":"positive","sentiment_score":0.3484059472878774}],"sentiment":"neutral","sentiment_score":0.18645081935184343,"num_words":7,"start":1345.375,"end":1353.57},{"sentences":[{"text":"That we'll we'll probably look at that next year and things hopefully are a bit more solidified.","start":1353.63,"end":1359.01,"sentiment":"neutral","sentiment_score":0.20159643537857952},{"text":"But yep.","start":1359.39,"end":1360.605,"sentiment":"neutral","sentiment_score":0.08419959992170334},{"text":"It definitely is that, which is happening now anyway.","start":1379.74,"end":1383.74,"sentiment":"neutral","sentiment_score":0.29975564777851105},{"text":"Like, we have a good family balance here.","start":1383.74,"end":1386.14,"sentiment":"positive","sentiment_score":0.40582194924354553},{"text":"Yeah.","start":1386.14,"end":1386.38,"sentiment":"neutral","sentiment_score":0.1383811980485916}],"sentiment":"neutral","sentiment_score":0.2615755736022382,"num_words":37,"start":1353.63,"end":1386.38},{"sentences":[{"text":"I think it must be potentially picking up only another eight hours if I had to.","start":1386.38,"end":1391.245,"sentiment":"neutral","sentiment_score":0.10455810162238777},{"text":"So that'd be about sixteen, potentially twenty hours if I if I did things like night shift because they're only ten hour shifts, but stay part time.","start":1392.425,"end":1402.4451,"sentiment":"neutral","sentiment_score":0.06605749232349573},{"text":"Look.","start":1403.37,"end":1403.61,"sentiment":"neutral","sentiment_score":0.16398990154266355},{"text":"I am a little bit of a I do like to have goals.","start":1403.61,"end":1407.13,"sentiment":"neutral","sentiment_score":0.2623051611276773},{"text":"I wouldn't mind in something like potentially five years if I was able to rally up some savings and buy an investment property either using the equity that I have and the savings.","start":1407.13,"end":1416.555,"sentiment":"neutral","sentiment_score":0.17986228587952527}],"sentiment":"neutral","sentiment_score":0.14406549276577102,"num_words":90,"start":1386.38,"end":1416.555},{"sentences":[{"text":"I don't know.","start":1418.295,"end":1418.6951,"sentiment":"neutral","sentiment_score":-0.017959100815157097},{"text":"I always like to have a few different kind of things going for me where if one falls, I've got backup in few different things, if if that makes sense.","start":1418.6951,"end":1428.795,"sentiment":"neutral","sentiment_score":0.21190611024697623},{"text":"Yeah.","start":1430.46,"end":1430.94,"sentiment":"neutral","sentiment_score":0.23376399278640747},{"text":"But that that's like it's not a have to.","start":1430.94,"end":1433.1799,"sentiment":"neutral","sentiment_score":0.21553174985779655},{"text":"Obviously, I I'm doing fine anyway.","start":1433.1799,"end":1435.6799,"sentiment":"positive","sentiment_score":0.5271532088518143}],"sentiment":"neutral","sentiment_score":0.23754642856288322,"num_words":49,"start":1418.295,"end":1435.6799},{"sentences":[{"text":"Yeah.","start":1441.82,"end":1442.235,"sentiment":"neutral","sentiment_score":0.17152661085128784},{"text":"Mhmm.","start":1446.875,"end":1447.375,"sentiment":"neutral","sentiment_score":0.10712672770023346},{"text":"Yeah.","start":1447.515,"end":1448.015,"sentiment":"neutral","sentiment_score":0.08049657940864563},{"text":"Mhmm.","start":1450.795,"end":1451.295,"sentiment":"neutral","sentiment_score":0.04121406376361847},{"text":"Yeah.","start":1451.355,"end":1451.6749,"sentiment":"neutral","sentiment_score":0.05730351060628891}],"sentiment":"neutral","sentiment_score":0.09153349846601486,"num_words":5,"start":1441.82,"end":1451.6749},{"sentences":[{"text":"So that there there'll be six and eight in October.","start":1451.6749,"end":1456.415,"sentiment":"neutral","sentiment_score":0.06710291542112827},{"text":"Yeah.","start":1462.9099,"end":1463.4099,"sentiment":"neutral","sentiment_score":0.2047009915113449},{"text":"Yep.","start":1465.3099,"end":1465.8099,"sentiment":"neutral","sentiment_score":0.12446622550487518},{"text":"Yep.","start":1466.9099,"end":1467.4099,"sentiment":"neutral","sentiment_score":0.12450842559337616},{"text":"Mhmm.","start":1474.605,"end":1475.105,"sentiment":"neutral","sentiment_score":0.07703455537557602}],"sentiment":"neutral","sentiment_score":0.08583852515688964,"num_words":14,"start":1451.6749,"end":1475.105},{"sentences":[{"text":"Yeah.","start":1475.8049,"end":1476.3049,"sentiment":"neutral","sentiment_score":0.07450562715530396},{"text":"Yeah.","start":1481.8049,"end":1482.3049,"sentiment":"neutral","sentiment_score":0.11456052213907242},{"text":"Yeah.","start":1491.14,"end":1491.38,"sentiment":"neutral","sentiment_score":0.0035292180255055428},{"text":"No.","start":1491.38,"end":1491.62,"sentiment":"neutral","sentiment_score":-0.12397179752588272},{"text":"It is like that, isn't it?","start":1491.62,"end":1493.06,"sentiment":"neutral","sentiment_score":-0.09667640800277393}],"sentiment":"neutral","sentiment_score":-0.05114348782226443,"num_words":10,"start":1475.8049,"end":1493.06},{"sentences":[{"text":"Yeah.","start":1493.06,"end":1493.56,"sentiment":"neutral","sentiment_score":-0.00103769451379776},{"text":"Yeah.","start":1494.42,"end":1494.92,"sentiment":"neutral","sentiment_score":0.04569632560014725},{"text":"Yeah.","start":1495.3151,"end":1495.555,"sentiment":"neutral","sentiment_score":0.05573774501681328},{"text":"And, I mean, I would look at contributing to that.","start":1495.555,"end":1497.7151,"sentiment":"neutral","sentiment_score":0.09011868461966514},{"text":"I dare I say, I wouldn't be contributing as much, look, as my husband because he actually earns a decent amount, but, you know, I'll contribute something.","start":1497.7151,"end":1509.4701,"sentiment":"neutral","sentiment_score":0.056140101618236966}],"sentiment":"neutral","sentiment_score":0.0629341491498053,"num_words":40,"start":1493.06,"end":1509.4701},{"sentences":[{"text":"Mhmm.","start":1513.77,"end":1514.27,"sentiment":"neutral","sentiment_score":0.033700957894325256},{"text":"Yeah.","start":1524.425,"end":1524.8251,"sentiment":"neutral","sentiment_score":0.12119154632091522},{"text":"Yep.","start":1524.8251,"end":1525.3251,"sentiment":"neutral","sentiment_score":0.1244029849767685},{"text":"Mhmm.","start":1528.8251,"end":1529.3251,"sentiment":"neutral","sentiment_score":0.06333208829164505},{"text":"Yep.","start":1532.025,"end":1532.525,"sentiment":"neutral","sentiment_score":0.037755753844976425}],"sentiment":"neutral","sentiment_score":0.0760766662657261,"num_words":5,"start":1513.77,"end":1532.525},{"sentences":[{"text":"Yep.","start":1532.665,"end":1533.03,"sentiment":"neutral","sentiment_score":0.01977797970175743},{"text":"No.","start":1533.1901,"end":1533.43,"sentiment":"neutral","sentiment_score":-0.061091821640729904},{"text":"I think towards the end of the year is probably okay anyway, yep, for that kind of thing.","start":1533.43,"end":1540.25,"sentiment":"neutral","sentiment_score":0.02676342510514789},{"text":"I did get an email about paying, I think, for insurance or something.","start":1540.63,"end":1548.41,"sentiment":"neutral","sentiment_score":0.07306780408208187},{"text":"It was from Clearview.","start":1549.975,"end":1551.115,"sentiment":"neutral","sentiment_score":0.07239610329270363}],"sentiment":"neutral","sentiment_score":0.04540253178896131,"num_words":37,"start":1532.665,"end":1551.115},{"sentences":[{"text":"Something about yeah.","start":1552.455,"end":1560.475,"sentiment":"neutral","sentiment_score":0.2630535066127777},{"text":"Yes.","start":1562.46,"end":1562.78,"sentiment":"neutral","sentiment_score":0.06817790865898132},{"text":"That was it.","start":1562.78,"end":1563.76,"sentiment":"neutral","sentiment_score":-0.007938545818130175},{"text":"Well, it comes out of a super.","start":1567.26,"end":1568.7,"sentiment":"neutral","sentiment_score":-0.023808242620101998},{"text":"Is that right?","start":1568.7,"end":1569.52,"sentiment":"neutral","sentiment_score":0.011760485358536243}],"sentiment":"neutral","sentiment_score":0.0413027381634011,"num_words":17,"start":1552.455,"end":1569.52},{"sentences":[{"text":"Yeah.","start":1569.66,"end":1570.16,"sentiment":"neutral","sentiment_score":0.023218801245093346},{"text":"Yeah.","start":1570.46,"end":1570.78,"sentiment":"neutral","sentiment_score":0.04746309667825699},{"text":"Yeah.","start":1570.78,"end":1571.28,"sentiment":"neutral","sentiment_score":0.020460039377212524},{"text":"Okay.","start":1573.82,"end":1574.14,"sentiment":"neutral","sentiment_score":0.124088317155838},{"text":"Good.","start":1574.14,"end":1574.38,"sentiment":"neutral","sentiment_score":0.270327091217041}],"sentiment":"neutral","sentiment_score":0.09711146913468838,"num_words":5,"start":1569.66,"end":1574.38},{"sentences":[{"text":"So it's been transaction.","start":1574.38,"end":1575.52,"sentiment":"neutral","sentiment_score":0.08503999561071396},{"text":"Okay.","start":1575.82,"end":1576.32,"sentiment":"neutral","sentiment_score":0.02629915066063404},{"text":"Do they?","start":1576.86,"end":1577.475,"sentiment":"neutral","sentiment_score":0.013060611207038164},{"text":"Okay.","start":1577.875,"end":1578.375,"sentiment":"neutral","sentiment_score":0.022130701690912247},{"text":"Okay.","start":1579.715,"end":1580.215,"sentiment":"neutral","sentiment_score":0.08006894588470459}],"sentiment":"neutral","sentiment_score":0.05497555589924256,"num_words":9,"start":1574.38,"end":1580.215},{"sentences":[{"text":"No worries.","start":1580.355,"end":1580.835,"sentiment":"neutral","sentiment_score":0.12229052558541298},{"text":"That's hilarious.","start":1580.835,"end":1581.655,"sentiment":"neutral","sentiment_score":0.22215687483549115},{"text":"Okay.","start":1581.875,"end":1582.375,"sentiment":"neutral","sentiment_score":0.14011454582214355},{"text":"That's okay.","start":1594.03,"end":1594.75,"sentiment":"neutral","sentiment_score":0.06550142168998718},{"text":"Well, I'll note that for next year.","start":1594.75,"end":1596.99,"sentiment":"neutral","sentiment_score":0.1067426758153098}],"sentiment":"neutral","sentiment_score":0.12194363719650678,"num_words":14,"start":1580.355,"end":1596.99},{"sentences":[{"text":"That's fine.","start":1596.99,"end":1597.89,"sentiment":"neutral","sentiment_score":0.1994152665138245},{"text":"Perfect.","start":1598.43,"end":1598.93,"sentiment":"neutral","sentiment_score":0.24779176712036133},{"text":"Yep.","start":1606.11,"end":1606.335,"sentiment":"neutral","sentiment_score":0.2539636790752411},{"text":"Perfect.","start":1609.2949,"end":1609.7949,"sentiment":"positive","sentiment_score":0.4865020513534546},{"text":"Yep.","start":1616.335,"end":1616.835,"sentiment":"neutral","sentiment_score":0.03314543142914772}],"sentiment":"neutral","sentiment_score":0.2367055770009756,"num_words":6,"start":1596.99,"end":1616.835},{"sentences":[{"text":"Mhmm.","start":1622.02,"end":1622.52,"sentiment":"neutral","sentiment_score":-0.02139369025826454},{"text":"Yep.","start":1626.26,"end":1626.76,"sentiment":"neutral","sentiment_score":0.06389495730400085},{"text":"Yeah.","start":1632.1799,"end":1632.6799,"sentiment":"neutral","sentiment_score":0.09014958143234252},{"text":"Mhmm.","start":1634.515,"end":1635.015,"sentiment":"neutral","sentiment_score":0.07730038464069366},{"text":"Look.","start":1645.155,"end":1645.655,"sentiment":"neutral","sentiment_score":0.090212844312191}],"sentiment":"neutral","sentiment_score":0.0600328154861927,"num_words":5,"start":1622.02,"end":1645.655},{"sentences":[{"text":"Just leave it.","start":1647.01,"end":1647.89,"sentiment":"neutral","sentiment_score":0.050019445518652596},{"text":"I mean, he'll probably change his, and that's fine.","start":1647.89,"end":1650.5499,"sentiment":"neutral","sentiment_score":0.09022454255157047},{"text":"I'll just leave mine.","start":1650.61,"end":1652.47,"sentiment":"neutral","sentiment_score":0.036912034265697},{"text":"I know I'm a bit weird, but I just figure if I died tomorrow, he'd be better off with the finances to then manage the kids, or he does whatever he does.","start":1653.65,"end":1660.6633,"sentiment":"neutral","sentiment_score":-0.2591590208467096},{"text":"It's out of my hands, but I'd rather he have it while the kids are young.","start":1660.6633,"end":1661.52,"sentiment":"neutral","sentiment_score":-0.17705495981499553}],"sentiment":"neutral","sentiment_score":-0.15650376043049619,"num_words":64,"start":1647.01,"end":1661.52},{"sentences":[{"text":"Particularly when yeah.","start":1668.995,"end":1670.835,"sentiment":"neutral","sentiment_score":0.011458737775683403},{"text":"Anyway, it's I know I'm a bit weird, but, yeah, that's just mhmm.","start":1670.835,"end":1678.43,"sentiment":"neutral","sentiment_score":0.03231974820104929},{"text":"Yep.","start":1685.53,"end":1686.03,"sentiment":"neutral","sentiment_score":0.1269233077764511},{"text":"Yeah.","start":1696.255,"end":1696.335,"sentiment":"neutral","sentiment_score":0.06373298168182373},{"text":"Yeah.","start":1696.335,"end":1696.835,"sentiment":"neutral","sentiment_score":0.06325423717498779}],"sentiment":"neutral","sentiment_score":0.0372864982407344,"num_words":19,"start":1668.995,"end":1696.835},{"sentences":[{"text":"Yeah.","start":1697.0549,"end":1697.5549,"sentiment":"neutral","sentiment_score":0.0572449155151844},{"text":"Yeah.","start":1706.6101,"end":1707.0901,"sentiment":"neutral","sentiment_score":0.02215263992547989},{"text":"If if that probably yeah.","start":1707.0901,"end":1709.1901,"sentiment":"neutral","sentiment_score":-0.00569741204380989},{"text":"Yeah.","start":1711.5701,"end":1712.05,"sentiment":"neutral","sentiment_score":0.0726073682308197},{"text":"Definitely.","start":1712.05,"end":1712.55,"sentiment":"neutral","sentiment_score":0.14663873612880707}],"sentiment":"neutral","sentiment_score":0.030017399953471288,"num_words":9,"start":1697.0549,"end":1712.55},{"sentences":[{"text":"I've had spoken to my lawyer about that.","start":1712.6901,"end":1714.93,"sentiment":"neutral","sentiment_score":0.06109730759635568},{"text":"So I will get there with that.","start":1714.93,"end":1717.7301,"sentiment":"neutral","sentiment_score":0.1373366191983223},{"text":"It's yeah.","start":1717.7301,"end":1719.245,"sentiment":"neutral","sentiment_score":0.1505950316786766},{"text":"Yeah.","start":1721.7051,"end":1722.2051,"sentiment":"neutral","sentiment_score":0.20757509768009183},{"text":"Mhmm.","start":1730.745,"end":1731.225,"sentiment":"neutral","sentiment_score":0.07315924018621445}],"sentiment":"neutral","sentiment_score":0.10695048402014531,"num_words":19,"start":1712.6901,"end":1731.225},{"sentences":[{"text":"Yep.","start":1731.225,"end":1731.42,"sentiment":"neutral","sentiment_score":0.09318596124649048},{"text":"Yep.","start":1733.9801,"end":1734.4801,"sentiment":"neutral","sentiment_score":0.123613178730011},{"text":"Yeah.","start":1737.9801,"end":1738.4801,"sentiment":"neutral","sentiment_score":0.0904802903532982},{"text":"Mhmm.","start":1742.54,"end":1743.04,"sentiment":"neutral","sentiment_score":0.0654841735959053},{"text":"Yep.","start":1747.185,"end":1747.685,"sentiment":"neutral","sentiment_score":0.0956074446439743}],"sentiment":"neutral","sentiment_score":0.09367420971393585,"num_words":5,"start":1731.225,"end":1747.685},{"sentences":[{"text":"Yep.","start":1748.2251,"end":1748.625,"sentiment":"neutral","sentiment_score":0.051446329802274704},{"text":"Thank you.","start":1748.625,"end":1749.3651,"sentiment":"positive","sentiment_score":0.3440030813217163},{"text":"Yeah.","start":1764.7699,"end":1765.2699,"sentiment":"neutral","sentiment_score":-0.05414552241563797},{"text":"I mean, a million dollars isn't even that much these days.","start":1768.0499,"end":1771.2699,"sentiment":"neutral","sentiment_score":-0.09738827632232146},{"text":"I'm sorry.","start":1771.57,"end":1772.0499,"sentiment":"neutral","sentiment_score":-0.08645053207874298}],"sentiment":"neutral","sentiment_score":-0.03287441962782074,"num_words":17,"start":1748.2251,"end":1772.0499},{"sentences":[{"text":"It is, but compared to when I was a kid, like, I'm, like, a million dollars isn't.","start":1772.0499,"end":1777.19,"sentiment":"neutral","sentiment_score":-0.06950398293488166},{"text":"Yeah.","start":1778.905,"end":1779.405,"sentiment":"neutral","sentiment_score":-0.018125619739294052},{"text":"Yeah.","start":1781.145,"end":1781.4651,"sentiment":"neutral","sentiment_score":-0.08394376188516617},{"text":"It's not really gonna be gosh.","start":1781.4651,"end":1784.3451,"sentiment":"neutral","sentiment_score":-0.22425469011068344},{"text":"I remember when I was, like, $101,000,000 dollars, like, that was a lot.","start":1784.3451,"end":1788.3451,"sentiment":"neutral","sentiment_score":-0.11313634824294311}],"sentiment":"neutral","sentiment_score":-0.10789309892999499,"num_words":38,"start":1772.0499,"end":1788.3451},{"sentences":[{"text":"It it really isn't today.","start":1788.3451,"end":1789.9651,"sentiment":"neutral","sentiment_score":-0.10058879554271698},{"text":"Right?","start":1791.545,"end":1792.045,"sentiment":"neutral","sentiment_score":-0.013694548048079014},{"text":"Yeah.","start":1792.1051,"end":1792.505,"sentiment":"neutral","sentiment_score":-0.013343775644898416},{"text":"No.","start":1792.505,"end":1793.005,"sentiment":"neutral","sentiment_score":-0.23804406821727753},{"text":"I think I'll leave it because yeah.","start":1793.9901,"end":1799.27,"sentiment":"neutral","sentiment_score":-0.1852835714817047}],"sentiment":"neutral","sentiment_score":-0.13766742466638485,"num_words":15,"start":1788.3451,"end":1799.27},{"sentences":[{"text":"I'll just leave it.","start":1799.27,"end":1800.2301,"sentiment":"neutral","sentiment_score":-0.15127849578857422},{"text":"I don't have any interest in reducing it.","start":1800.2301,"end":1803.29,"sentiment":"neutral","sentiment_score":-0.3224613815546036},{"text":"Yeah.","start":1805.03,"end":1805.1901,"sentiment":"neutral","sentiment_score":0.1522194743156433},{"text":"I'm happy to keep paying that.","start":1805.1901,"end":1806.525,"sentiment":"positive","sentiment_score":0.42462708552678424},{"text":"Yeah.","start":1806.525,"end":1807.025,"sentiment":"neutral","sentiment_score":0.12645670771598816}],"sentiment":"neutral","sentiment_score":-0.01791831701993942,"num_words":20,"start":1799.27,"end":1807.025},{"sentences":[{"text":"Yeah.","start":1807.725,"end":1808.225,"sentiment":"neutral","sentiment_score":0.1275264322757721},{"text":"Yeah.","start":1818.045,"end":1818.545,"sentiment":"neutral","sentiment_score":0.029180483892560005},{"text":"No.","start":1818.605,"end":1819.005,"sentiment":"neutral","sentiment_score":-0.18806204199790957},{"text":"I'm I'm happy for that.","start":1819.005,"end":1820.62,"sentiment":"neutral","sentiment_score":0.058098363876342776},{"text":"I think as years go on, I may end up, who knows, increasing it so that the kids get a benefit or if I ever end up getting back with my husband, he can benefit or whatever.","start":1820.62,"end":1833.2,"sentiment":"neutral","sentiment_score":0.07817518177467424}],"sentiment":"neutral","sentiment_score":0.0700359648714463,"num_words":45,"start":1807.725,"end":1833.2},{"sentences":[{"text":"But, yeah.","start":1833.26,"end":1834.895,"sentiment":"neutral","sentiment_score":-0.07162825390696526},{"text":"Well, I hope I get to be there too.","start":1845.995,"end":1848.555,"sentiment":"neutral","sentiment_score":0.28753404484854805},{"text":"I will there.","start":1848.555,"end":1849.56,"sentiment":"neutral","sentiment_score":0.23512287934621176},{"text":"I'm one of those weird people that I'll always stand by my husband despite whatever.","start":1849.64,"end":1855.5801,"sentiment":"neutral","sentiment_score":0.16311181435982386},{"text":"So yeah.","start":1855.7201,"end":1857.42,"sentiment":"neutral","sentiment_score":0.0379059836268425}],"sentiment":"neutral","sentiment_score":0.1829808940810542,"num_words":31,"start":1833.26,"end":1857.42},{"sentences":[{"text":"Yep.","start":1858.2001,"end":1858.7001,"sentiment":"neutral","sentiment_score":0.16384750604629517},{"text":"Yep.","start":1862.4401,"end":1862.835,"sentiment":"neutral","sentiment_score":0.032613422721624374},{"text":"Yeah.","start":1870.2749,"end":1870.7749,"sentiment":"neutral","sentiment_score":0.018002504482865334},{"text":"That's pretty much what I'd be probably getting including child support.","start":1877.955,"end":1883.3201,"sentiment":"neutral","sentiment_score":-0.00959942972456867},{"text":"Mhmm.","start":1887.86,"end":1888.36,"sentiment":"neutral","sentiment_score":-0.05299076065421104}],"sentiment":"neutral","sentiment_score":0.003725263041754564,"num_words":15,"start":1858.2001,"end":1888.36},{"sentences":[{"text":"Yep.","start":1891.035,"end":1891.535,"sentiment":"neutral","sentiment_score":-0.09733875840902328},{"text":"Okay.","start":1893.675,"end":1894.175,"sentiment":"neutral","sentiment_score":-0.01945345103740692},{"text":"Yep.","start":1898.875,"end":1899.375,"sentiment":"neutral","sentiment_score":0.024048566818237305},{"text":"Yep.","start":1901.115,"end":1901.615,"sentiment":"neutral","sentiment_score":0.04064414277672768},{"text":"Right.","start":1907.6901,"end":1908.1901,"sentiment":"neutral","sentiment_score":-0.030869366601109505}],"sentiment":"neutral","sentiment_score":-0.016593773290514945,"num_words":5,"start":1891.035,"end":1908.1901},{"sentences":[{"text":"I don't know.","start":1910.3301,"end":1910.89,"sentiment":"neutral","sentiment_score":-0.11580248922109604},{"text":"What do you I think so.","start":1910.89,"end":1913.39,"sentiment":"neutral","sentiment_score":-0.11620615050196648},{"text":"I would need Mhmm.","start":1913.77,"end":1924.065,"sentiment":"neutral","sentiment_score":-0.06166902929544449},{"text":"Mhmm.","start":1924.765,"end":1925.265,"sentiment":"neutral","sentiment_score":-0.019474316388368607},{"text":"Yeah.","start":1928.205,"end":1928.705,"sentiment":"neutral","sentiment_score":-0.005040678195655346}],"sentiment":"neutral","sentiment_score":-0.08772236549605926,"num_words":15,"start":1910.3301,"end":1928.705},{"sentences":[{"text":"Yeah.","start":1931.885,"end":1932.33,"sentiment":"neutral","sentiment_score":-0.03751568868756294},{"text":"Yeah.","start":1934.57,"end":1935.07,"sentiment":"neutral","sentiment_score":-0.004683732986450195},{"text":"Yeah.","start":1935.69,"end":1936.19,"sentiment":"neutral","sentiment_score":0.0014815591275691986},{"text":"I think I'll yeah.","start":1951.065,"end":1952.905,"sentiment":"neutral","sentiment_score":0.024027348263189197},{"text":"I mean, look, I will have the savings, but I'm always a fan of backup protection if if I can afford to cover for that.","start":1952.905,"end":1962.51,"sentiment":"neutral","sentiment_score":0.07546381011605263}],"sentiment":"neutral","sentiment_score":0.06068708698148839,"num_words":32,"start":1931.885,"end":1962.51},{"sentences":[{"text":"So so what was it?","start":1963.0499,"end":1964.49,"sentiment":"neutral","sentiment_score":0.005704392865300179},{"text":"I had 66.","start":1964.49,"end":1965.87,"sentiment":"neutral","sentiment_score":-0.0029641774793465934},{"text":"Is that right?","start":1966.09,"end":1966.8099,"sentiment":"neutral","sentiment_score":0.01047118753194809},{"text":"And then they pay, what, 70 percent of that?","start":1966.8099,"end":1969.3899,"sentiment":"neutral","sentiment_score":-0.017026023525330756},{"text":"Yeah.","start":1978.825,"end":1979.225,"sentiment":"neutral","sentiment_score":-0.052448540925979614}],"sentiment":"neutral","sentiment_score":-0.007363798008078621,"num_words":21,"start":1963.0499,"end":1979.225},{"sentences":[{"text":"So the income that I would lose, That's a really hard okay.","start":1979.225,"end":1999.915,"sentiment":"neutral","sentiment_score":-0.2967910145719846},{"text":"Mhmm.","start":2009.5751,"end":2010.0751,"sentiment":"neutral","sentiment_score":-0.048137541860342026},{"text":"If I was working twenty hours, probably be closer to the 60 just with penalty rates.","start":2017.28,"end":2025.76,"sentiment":"neutral","sentiment_score":-0.14222499495372176},{"text":"And if they're night shift, like, that'd probably be closer to the 60 mark.","start":2025.76,"end":2033.465,"sentiment":"neutral","sentiment_score":-0.08783313951322011},{"text":"Yeah.","start":2038.805,"end":2039.305,"sentiment":"neutral","sentiment_score":-0.012495150789618492}],"sentiment":"neutral","sentiment_score":-0.1619861077263274,"num_words":44,"start":1979.225,"end":2039.305},{"sentences":[{"text":"Yep.","start":2039.605,"end":2040.105,"sentiment":"neutral","sentiment_score":-0.05550460517406464},{"text":"Yep.","start":2043.2201,"end":2043.7201,"sentiment":"neutral","sentiment_score":-0.1105441302061081},{"text":"Yeah.","start":2047.62,"end":2048.12,"sentiment":"neutral","sentiment_score":-0.007844991981983185},{"text":"Yeah.","start":2048.26,"end":2048.76,"sentiment":"neutral","sentiment_score":0.006773695349693298},{"text":"Yeah.","start":2053.285,"end":2053.785,"sentiment":"neutral","sentiment_score":-0.00465051457285881}],"sentiment":"neutral","sentiment_score":-0.034354109317064285,"num_words":5,"start":2039.605,"end":2053.785},{"sentences":[{"text":"Yeah.","start":2058.965,"end":2059.465,"sentiment":"neutral","sentiment_score":0.0167684368789196},{"text":"I think if that happened today and they only paid 70%, I would be okay.","start":2059.525,"end":2064.105,"sentiment":"neutral","sentiment_score":0.00641603817542394},{"text":"I mean, even considering I'm I'd still get probably some government thing, and then, yeah, like, the child support's just a bonus, but I do have savings.","start":2064.325,"end":2074.05,"sentiment":"neutral","sentiment_score":0.0051907118823793195},{"text":"And I could probably, potentially, if I had to, sell the house or something, like, sell the car.","start":2074.9102,"end":2081.9702,"sentiment":"neutral","sentiment_score":-0.10581381598280536},{"text":"Yeah.","start":2084.105,"end":2084.345,"sentiment":"neutral","sentiment_score":0.1100962907075882}],"sentiment":"neutral","sentiment_score":-0.024861196236264323,"num_words":62,"start":2058.965,"end":2084.345},{"sentences":[{"text":"I feel like it's probably fine to just leave it as it is.","start":2084.345,"end":2088.045,"sentiment":"neutral","sentiment_score":0.23345817167025346},{"text":"Yeah.","start":2088.265,"end":2088.765,"sentiment":"neutral","sentiment_score":0.3043791353702545},{"text":"Yeah.","start":2091.545,"end":2092.025,"sentiment":"neutral","sentiment_score":0.1984097808599472},{"text":"I think so.","start":2092.025,"end":2092.825,"sentiment":"neutral","sentiment_score":0.16547299921512604},{"text":"I'd rather something be there if yeah.","start":2092.825,"end":2095.325,"sentiment":"neutral","sentiment_score":0.03704691944377763}],"sentiment":"neutral","sentiment_score":0.17173970326781274,"num_words":25,"start":2084.345,"end":2095.325},{"sentences":[{"text":"Yeah.","start":2095.7048,"end":2096.2048,"sentiment":"neutral","sentiment_score":0.09974092245101927},{"text":"Yep.","start":2099.2249,"end":2099.4,"sentiment":"neutral","sentiment_score":0.10465574264526369},{"text":"Yeah.","start":2103.96,"end":2104.46,"sentiment":"neutral","sentiment_score":0.10512645542621613},{"text":"Yeah.","start":2109.48,"end":2109.98,"sentiment":"neutral","sentiment_score":-0.0007227454334497452},{"text":"Mhmm.","start":2110.2798,"end":2110.7798,"sentiment":"neutral","sentiment_score":-0.08011072129011154}],"sentiment":"neutral","sentiment_score":0.04573793075978756,"num_words":5,"start":2095.7048,"end":2110.7798},{"sentences":[{"text":"Yeah.","start":2114.695,"end":2115.195,"sentiment":"neutral","sentiment_score":-0.11410704255104064},{"text":"Yeah.","start":2115.335,"end":2115.835,"sentiment":"neutral","sentiment_score":-0.1781834214925766},{"text":"Yeah.","start":2120.615,"end":2121.115,"sentiment":"neutral","sentiment_score":-0.0003792140632867813},{"text":"Yeah.","start":2121.335,"end":2121.835,"sentiment":"neutral","sentiment_score":0.00030841492116451263},{"text":"Yep.","start":2122.055,"end":2122.555,"sentiment":"neutral","sentiment_score":0.05552121251821518}],"sentiment":"neutral","sentiment_score":-0.04736801013350487,"num_words":5,"start":2114.695,"end":2122.555},{"sentences":[{"text":"Yep.","start":2126.375,"end":2126.875,"sentiment":"neutral","sentiment_score":0.16511660814285278},{"text":"Yep.","start":2127.575,"end":2127.825,"sentiment":"neutral","sentiment_score":0.3180437684059143},{"text":"Perfect.","start":2127.825,"end":2128.325,"sentiment":"positive","sentiment_score":0.7163641452789307},{"text":"Yep.","start":2136.96,"end":2137.46,"sentiment":"neutral","sentiment_score":0.04587868973612785},{"text":"Mhmm.","start":2141.12,"end":2141.62,"sentiment":"neutral","sentiment_score":0.0169357992708683}],"sentiment":"neutral","sentiment_score":0.25246780216693876,"num_words":5,"start":2126.375,"end":2141.62},{"sentences":[{"text":"Mhmm.","start":2144.725,"end":2145.225,"sentiment":"neutral","sentiment_score":0.011324930004775524},{"text":"Yes.","start":2152.645,"end":2153.145,"sentiment":"neutral","sentiment_score":0.033032581210136414},{"text":"Mhmm.","start":2157.125,"end":2157.6,"sentiment":"neutral","sentiment_score":0.01886729896068573},{"text":"Mhmm.","start":2166.56,"end":2167.06,"sentiment":"neutral","sentiment_score":0.021377474069595337},{"text":"Mhmm.","start":2181.3452,"end":2181.5852,"sentiment":"neutral","sentiment_score":0.19275175034999847}],"sentiment":"neutral","sentiment_score":0.055470806919038294,"num_words":5,"start":2144.725,"end":2181.5852},{"sentences":[{"text":"Congratulations.","start":2181.5852,"end":2182.0852,"sentiment":"positive","sentiment_score":0.5615068674087524},{"text":"That's wonderful.","start":2182.625,"end":2183.445,"sentiment":"positive","sentiment_score":0.6801922917366028},{"text":"Yep.","start":2183.745,"end":2184.245,"sentiment":"neutral","sentiment_score":0.20812317728996277},{"text":"That's beautiful.","start":2186.59,"end":2187.57,"sentiment":"positive","sentiment_score":0.556090384721756},{"text":"You'll love that.","start":2187.95,"end":2189.01,"sentiment":"positive","sentiment_score":0.5771476129690806}],"sentiment":"positive","sentiment_score":0.5526264707247416,"num_words":9,"start":2181.5852,"end":2189.01},{"sentences":[{"text":"Oh, wonderful.","start":2193.15,"end":2193.89,"sentiment":"neutral","sentiment_score":0.2424841821193695},{"text":"Oh, we'll see how long that lasts as well.","start":2194.51,"end":2200.825,"sentiment":"neutral","sentiment_score":0.08050277249680625},{"text":"Yep.","start":2208.6448,"end":2209.1448,"sentiment":"neutral","sentiment_score":0.10625945776700974},{"text":"Yep.","start":2209.4448,"end":2209.9448,"sentiment":"neutral","sentiment_score":0.07002271711826324},{"text":"Yeah.","start":2213.9248,"end":2214.33,"sentiment":"neutral","sentiment_score":0.08232554793357849}],"sentiment":"neutral","sentiment_score":0.1048643599663462,"num_words":14,"start":2193.15,"end":2214.33},{"sentences":[{"text":"Yep.","start":2215.29,"end":2215.6902,"sentiment":"neutral","sentiment_score":0.0525963231921196},{"text":"No.","start":2215.6902,"end":2216.01,"sentiment":"neutral","sentiment_score":0.03758943080902099},{"text":"That's that sounds good.","start":2216.01,"end":2218.4302,"sentiment":"neutral","sentiment_score":0.25982143729925156},{"text":"Perfect.","start":2218.57,"end":2219.07,"sentiment":"positive","sentiment_score":0.5776918530464172},{"text":"Thank you so much for that, and enjoy your leave.","start":2219.1301,"end":2221.77,"sentiment":"positive","sentiment_score":0.728062117099762}],"sentiment":"positive","sentiment_score":0.5286932074848343,"num_words":17,"start":2215.29,"end":2221.77},{"sentences":[{"text":"Okay?","start":2221.77,"end":2222.27,"sentiment":"positive","sentiment_score":0.3923088014125824},{"text":"Soak it up.","start":2222.33,"end":2223.23,"sentiment":"neutral","sentiment_score":0.3035321831703186},{"text":"Yep.","start":2229.4502,"end":2229.765,"sentiment":"neutral","sentiment_score":0.075043223798275},{"text":"Wonderful.","start":2235.765,"end":2236.265,"sentiment":"positive","sentiment_score":0.5466187596321106},{"text":"You're a good husband.","start":2236.565,"end":2237.785,"sentiment":"positive","sentiment_score":0.5138024464249611}],"sentiment":"positive","sentiment_score":0.3979777120053768,"num_words":10,"start":2221.77,"end":2237.785},{"sentences":[{"text":"I love to hear that.","start":2237.845,"end":2238.9648,"sentiment":"positive","sentiment_score":0.722235107421875},{"text":"That's wonderful.","start":2238.9648,"end":2239.785,"sentiment":"positive","sentiment_score":0.7497507929801941},{"text":"She'll appreciate you.","start":2240.2449,"end":2241.525,"sentiment":"positive","sentiment_score":0.4579773743947347},{"text":"Mhmm.","start":2241.525,"end":2241.9248,"sentiment":"neutral","sentiment_score":0.12929286062717438},{"text":"And the coffee.","start":2241.9248,"end":2242.825,"sentiment":"neutral","sentiment_score":0.16561493774255118}],"sentiment":"positive","sentiment_score":0.5079104942934853,"num_words":14,"start":2237.845,"end":2242.825},{"sentences":[{"text":"Yeah.","start":2245.85,"end":2246.35,"sentiment":"neutral","sentiment_score":0.03387077897787094},{"text":"Yep.","start":2248.09,"end":2248.59,"sentiment":"neutral","sentiment_score":0.029272407293319706},{"text":"Mhmm.","start":2252.97,"end":2253.47,"sentiment":"neutral","sentiment_score":0.012573529966175556},{"text":"Yeah.","start":2255.53,"end":2256.03,"sentiment":"neutral","sentiment_score":0.02770792879164219},{"text":"Yeah.","start":2256.09,"end":2256.59,"sentiment":"neutral","sentiment_score":0.023698430508375168}],"sentiment":"neutral","sentiment_score":0.025424615107476713,"num_words":5,"start":2245.85,"end":2256.59},{"sentences":[{"text":"That's right.","start":2260.4448,"end":2261.2449,"sentiment":"neutral","sentiment_score":0.06267540343105793},{"text":"Yep.","start":2261.2449,"end":2261.7449,"sentiment":"neutral","sentiment_score":0.04559023305773735},{"text":"Yep.","start":2262.4448,"end":2262.9448,"sentiment":"neutral","sentiment_score":0.031059980392456055},{"text":"Oh, good.","start":2268.285,"end":2268.765,"sentiment":"neutral","sentiment_score":0.04368591494858265},{"text":"Did he manage to get a login?","start":2268.765,"end":2270.22,"sentiment":"neutral","sentiment_score":0.007495139858552388}],"sentiment":"neutral","sentiment_score":0.026295294555333946,"num_words":13,"start":2260.4448,"end":2270.22},{"sentences":[{"text":"Because he was telling me that I only had access to it, and I said he had to call you guys because I couldn't create his own login or something.","start":2270.22,"end":2278.8,"sentiment":"neutral","sentiment_score":-0.041349188735087715},{"text":"So okay.","start":2279.1,"end":2281.42,"sentiment":"neutral","sentiment_score":0.06929888762533665},{"text":"Great.","start":2281.42,"end":2281.82,"sentiment":"neutral","sentiment_score":0.2338545918464661},{"text":"Okay.","start":2281.82,"end":2282.14,"sentiment":"neutral","sentiment_score":0.1633170247077942},{"text":"Good.","start":2282.14,"end":2282.64,"sentiment":"neutral","sentiment_score":0.2340288758277893}],"sentiment":"neutral","sentiment_score":-0.01344792555485453,"num_words":35,"start":2270.22,"end":2282.64},{"sentences":[{"text":"Yep.","start":2291.105,"end":2291.605,"sentiment":"neutral","sentiment_score":0.07944627106189728},{"text":"Mhmm.","start":2299.47,"end":2299.55,"sentiment":"neutral","sentiment_score":0.03899430483579635},{"text":"Perfect.","start":2299.55,"end":2300.05,"sentiment":"neutral","sentiment_score":0.10935957729816435},{"text":"Alright.","start":2300.51,"end":2301.01,"sentiment":"neutral","sentiment_score":0.07853199541568756},{"text":"Two good.","start":2301.23,"end":2302.05,"sentiment":"neutral","sentiment_score":0.14679457247257233}],"sentiment":"neutral","sentiment_score":0.09998688225944836,"num_words":6,"start":2291.105,"end":2302.05},{"sentences":[{"text":"Thank you so much for that, and I'll talk to you whenever you get back and, yep, we'll sort things out towards the end of the year.","start":2302.59,"end":2310.165,"sentiment":"neutral","sentiment_score":0.1086197722427271},{"text":"Mhmm.","start":2314.485,"end":2314.985,"sentiment":"neutral","sentiment_score":0.03714751452207565},{"text":"Mhmm.","start":2319.605,"end":2320.105,"sentiment":"neutral","sentiment_score":0.03640776127576828},{"text":"Mhmm.","start":2321.2852,"end":2321.7852,"sentiment":"neutral","sentiment_score":0.00924969557672739},{"text":"Yep.","start":2327.94,"end":2328.44,"sentiment":"neutral","sentiment_score":0.048199914395809174}],"sentiment":"neutral","sentiment_score":0.09883028181690362,"num_words":31,"start":2302.59,"end":2328.44},{"sentences":[{"text":"Yeah.","start":2329.14,"end":2329.46,"sentiment":"neutral","sentiment_score":0.12029953300952911},{"text":"Yep.","start":2329.46,"end":2329.78,"sentiment":"neutral","sentiment_score":0.19673383235931396},{"text":"Perfect.","start":2329.78,"end":2330.28,"sentiment":"positive","sentiment_score":0.7183011770248413},{"text":"Thank you.","start":2330.66,"end":2331.48,"sentiment":"positive","sentiment_score":0.7102646231651306},{"text":"No.","start":2333.94,"end":2334.26,"sentiment":"neutral","sentiment_score":-0.07582680881023407}],"sentiment":"positive","sentiment_score":0.3966728299856186,"num_words":6,"start":2329.14,"end":2334.26},{"sentences":[{"text":"That's all good.","start":2334.26,"end":2335.0598,"sentiment":"positive","sentiment_score":0.3662099341551463},{"text":"Thank you for listening and updating the changes.","start":2335.0598,"end":2337.88,"sentiment":"positive","sentiment_score":0.628918819129467},{"text":"Absolutely.","start":2347.105,"end":2347.605,"sentiment":"positive","sentiment_score":0.7613359093666077},{"text":"Thank you so much for that.","start":2347.905,"end":2349.4448,"sentiment":"positive","sentiment_score":0.8379175066947937},{"text":"You too.","start":2351.345,"end":2351.9849,"sentiment":"positive","sentiment_score":0.561066746711731}],"sentiment":"positive","sentiment_score":0.6520477399230004,"num_words":20,"start":2334.26,"end":2351.9849},{"sentences":[{"text":"Bye.","start":2351.9849,"end":2352.4849,"sentiment":"positive","sentiment_score":0.3520504832267761}],"sentiment":"positive","sentiment_score":0.3520504832267761,"num_words":1,"start":2351.9849,"end":2352.4849}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Good morning, Hailey. It's Tommy here, senior adviser from. How are you going?\n\nChannel 1: Good. How are you?\n\nChannel 0: Living the dream. It's a beautiful rainy day on the Gold Coast. What about\n\nChannel 1: It's\n\nChannel 0: your end?\n\nChannel 1: it's it's exactly the same here.\n\nChannel 0: It's miserable, isn't it?\n\nChannel 1: Yeah, it's not great at all, actually, but that's okay.\n\nChannel 0: Oh, man. I'm just giving you a call to go through your annual review. How are you going\n\nChannel 1: Yeah.\n\nChannel 0: for time this morning?\n\nChannel 1: I should be okay. I'll probably be interrupted by the kids because I homeschool them there. You know? Always got a question at some point, but I should be okay.\n\nChannel 0: That's okay. I've got a six year old and a three year old. I know exactly what it's like. So if you need to pause, you\n\nChannel 1: Yes.\n\nChannel 0: just let me know. Okay?\n\nChannel 1: No worries. Thank you.\n\nChannel 0: Perfect. Now before I get started, I've got an email pack I'm gonna shoot through to you, and\n\nChannel 1: Mhmm.\n\nChannel 0: I'm just gonna quickly go through security with you. Are you okay for the calls to be\n\nChannel 1: Yeah.\n\nChannel 0: recorded?\n\nChannel 1: Yeah. That's fine. Yep.\n\nChannel 0: Perfect. And I'm registered with ASIC as adviser 1273105. Could you please confirm your date of birth and address?\n\nChannel 1: Yep. So thirteenth of the eleventh nineteen ninety three. The address you probably have is 281 Church Lane, Castle Way 27\n\nChannel 0: Correct.\n\nChannel 1: 49, New South Wales. I will have to change that, though,\n\nChannel 0: Absolutely.\n\nChannel 1: but that's\n\nChannel 0: Let's\n\nChannel 1: what it\n\nChannel 0: get\n\nChannel 1: is\n\nChannel 0: that\n\nChannel 1: now\n\nChannel 0: one updated.\n\nChannel 1: for you guys.\n\nChannel 0: Alright. Do you wanna start there? Let's just grab your new address, and I'll get it all updated on all\n\nChannel 1: Yep.\n\nChannel 0: the systems.\n\nChannel 1: So the new address is what was we had for a couple of years prior, which is 23 Glenel Street, Blaxland.\n\nChannel 0: Oh, yes. I do have that. Okay. So\n\nChannel 1: Yep.\n\nChannel 0: that is\n\nChannel 1: So\n\nChannel 0: the\n\nChannel 1: it's back to the\n\nChannel 0: new\n\nChannel 1: what it was.\n\nChannel 0: current address. Alright. I'm just gonna have a quick look see on the super just to see if that's already been updated or if I need to switch that up. Yeah. I'll have to update your add your address on the super\n\nChannel 1: Yep.\n\nChannel 0: fund as well.\n\nChannel 1: That's fine.\n\nChannel 0: K. I can get that sorted. No worries at all. Now is there anything in particular that you would like to get out of this year's review?\n\nChannel 1: Not in particular. Some details we'll need to change, which I don't Yes, Abigail. I'm sorry. I can't help you. Just sound it out or choose something else.\n\nThe details I'll have to change, which I don't want to, but it is what it is,\n\nChannel 0: Yep.\n\nChannel 1: is that my husband and I are currently separated. So\n\nChannel 0: Right.\n\nChannel 1: there's I don't know what you call it. There'd be, like, issues, I guess, surrounding that. Yeah. So I don't know. I I can just only answer to the best of my knowledge and ability with all\n\nChannel 0: That's\n\nChannel 1: the\n\nChannel 0: okay.\n\nChannel 1: financial stuff, but assets and stuff will have changed and\n\nChannel 0: Yep.\n\nChannel 1: things like that.\n\nChannel 0: So one of the things I'll mainly just go off kind of round figures for most of the assets, and it's not gonna\n\nChannel 1: Yeah.\n\nChannel 0: impact things too much. I just need\n\nChannel 1: Yeah.\n\nChannel 0: to make sure that in that situation that your super fund, the insurances, your estate planning is all cleaned up, if that makes sense.\n\nChannel 1: Yeah. I mean, look, he's still listed as the, I think, non lapsing or whatever beneficiary. And I just keep it at that because, honestly, if something happened to me, he'd have to look after the kids and he might as well have the money to do it. So\n\nChannel 0: Okay. So leave the\n\nChannel 1: yeah.\n\nChannel 0: beneficiary as\n\nChannel 1: Yeah.\n\nChannel 0: is.\n\nChannel 1: Just I'll just leave that. It's yep.\n\nChannel 0: No. That's totally fine.\n\nChannel 1: Yep.\n\nChannel 0: When it comes to so we'll update the address. That's all good there. Now we've got the change of address. With the separation, are you guys going through or have you gone through, like, property settlement or\n\nChannel 1: Yeah.\n\nChannel 0: anything\n\nChannel 1: So\n\nChannel 0: to that\n\nChannel 1: it's,\n\nChannel 0: degree?\n\nChannel 1: yeah, it's about to be finalized. Consent orders kind of being done now. So\n\nChannel 0: Okay.\n\nChannel 1: yeah.\n\nChannel 0: Yep. So I'll go through what we've got on file. To the best\n\nChannel 1: Yep.\n\nChannel 0: of your knowledge, just let me know\n\nChannel 1: Yeah.\n\nChannel 0: what's changed or about to change, and\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: I'll put some placeholder flags on that\n\nChannel 1: Yep.\n\nChannel 0: part of the file.\n\nChannel 1: Yep.\n\nChannel 0: K. So we'll start with vehicles. We have Land Cruiser and a Prado.\n\nChannel 1: Yes. So he will retain the Land Cruiser, and I've got the Prado.\n\nChannel 0: K. So we got this. And we've got Hailey. And in terms of there was a box trailer.\n\nChannel 1: He's got that one. He will\n\nChannel 0: K.\n\nChannel 1: retain that.\n\nChannel 0: Perfect.\n\nChannel 1: Yep.\n\nChannel 0: Now we have we had three properties listed, main\n\nChannel 1: Yes.\n\nChannel 0: residence and two investment properties.\n\nChannel 1: Yep. So Jordan Springs, that's been sold, so that's not a thing anymore. And the Black Swan House will be in my name, and he will retain his Castleway property that his inherited\n\nChannel 0: Okay.\n\nChannel 1: property.\n\nChannel 0: So the\n\nChannel 1: Yep.\n\nChannel 0: main that's right. The new inherited property, so that will go across there. And the so it was the Blackstone property that will be\n\nChannel 1: Yeah.\n\nChannel 0: yours to\n\nChannel 1: Blackfront.\n\nChannel 0: live\n\nChannel 1: Yep. Yep.\n\nChannel 0: in? Alright.\n\nChannel 1: So, yeah, both of those are fully paid off if that, I\n\nChannel 0: Yep.\n\nChannel 1: don't know,\n\nChannel 0: That's\n\nChannel 1: changes\n\nChannel 0: perfect.\n\nChannel 1: anything financially. Yep.\n\nChannel 0: Alright. So all three properties, would they be all clear of debt then?\n\nChannel 1: Yeah. We have no debt.\n\nChannel 0: K.\n\nChannel 1: Even\n\nChannel 0: So\n\nChannel 1: on cars,\n\nChannel 0: sold\n\nChannel 1: there's\n\nChannel 0: off one\n\nChannel 1: no\n\nChannel 0: and\n\nChannel 1: debt.\n\nChannel 0: just paid everything off.\n\nChannel 1: Yep. Yep.\n\nChannel 0: Yep. Sensation. Okay. So that's that's nice and easy.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: Is the the property that you're retaining, is that the exact same as your that's not Glenelg Street, is it?\n\nChannel 1: Yeah. No. It is. It is.\n\nChannel 0: Yeah. Okay. Sorry. Someone had a typo day naming it Blackstone, and I\n\nChannel 1: Oh,\n\nChannel 0: was like, that's not the same as\n\nChannel 1: no. It's it's the Glenel Street\n\nChannel 0: Blackstone.\n\nChannel 1: one. Yeah.\n\nChannel 0: Yep. Gotcha. Gotcha.\n\nChannel 1: Yeah.\n\nChannel 0: Okay. So I'll just do an updated value online. That's totally fine.\n\nChannel 1: Yeah.\n\nChannel 0: So estate planning stays the same. Did you end up putting in place, like, a a will or a power of attorney between your last call?\n\nChannel 1: No. We didn't. I I wanted to do that with him, but then it all just you know, things just happen and\n\nChannel 0: Yeah.\n\nChannel 1: yeah. It he yeah. I don't know what he's done, if he's doing that. I personally haven't done that yet, particularly\n\nChannel 0: Yep.\n\nChannel 1: because things are just still kind of up in the air.\n\nChannel 0: Yep. Totally fair.\n\nChannel 1: Yeah. So, no, that hasn't been done.\n\nChannel 0: Easy done. And the only other thing in terms of assets was there was about 250,000 in terms of, like, home contents. I'm just wondering if you\n\nChannel 1: Yeah.\n\nChannel 0: can give me a bit of a rough estimate on\n\nChannel 1: So\n\nChannel 0: on splitting that.\n\nChannel 1: no. So that's kind of whatever we had put down, he would be retaining all of that. That would include\n\nChannel 0: K.\n\nChannel 1: another vehicle that he has that's about maybe 60 k or something.\n\nChannel 0: Okay.\n\nChannel 1: But, like, you guys can go through that with him. Okay. Have a break then. That all of that Okay, Abby. Thank you.\n\nThat's really great. Can I'm just on the phone. Can you you can go do something with Will. Okay? No.\n\nI'm fine. Okay. That amount of money is was purely for what was it? Castle Ray. So\n\nChannel 0: Yeah. Gotcha.\n\nChannel 1: it's he's retaining all of that. Look. If if there's household contents here, honestly, I don't know. I think I'm gonna, at most, list it for about $10,000. Like,\n\nChannel 0: Yep.\n\nChannel 1: you know,\n\nChannel 0: No worries.\n\nChannel 1: it's really not much here.\n\nChannel 0: That's so fine. It doesn't really impact the strategies too much, but\n\nChannel 1: Yeah.\n\nChannel 0: that helps. I'll chop that one off.\n\nChannel 1: Yep.\n\nChannel 0: When I'm having a look at the insurance\n\nChannel 1: Yep.\n\nChannel 0: kind of thing so I'll go through the insurance with you in a moment and the super and the investment account. One thing that I wanted to let you know as well is that because you guys have that joint investment account, which I'll touch on in a moment,\n\nChannel 1: Yep. Yep.\n\nChannel 0: we're we're still gonna retain the the fee discount because between both of you guys, you kind of have, like, one and a half accounts each. So\n\nChannel 1: Yeah.\n\nChannel 0: we're we're just gonna kind of leave that as the one\n\nChannel 1: Okay.\n\nChannel 0: point 1%\n\nChannel 1: Thank you.\n\nChannel 0: for\n\nChannel 1: Yeah.\n\nChannel 0: however long you guys are clients of Oakview. And\n\nChannel 1: Yep.\n\nChannel 0: in addition to that, so I'm kind of as the senior adviser here, I've been flagged to be your dedicated adviser moving forward\n\nChannel 1: Mhmm.\n\nChannel 0: so that\n\nChannel 1: Yeah.\n\nChannel 0: I can obviously give you advice that's in your best interest, and\n\nChannel 1: Yeah.\n\nChannel 0: then we'll have a separate adviser for your your spouse.\n\nChannel 1: Yep.\n\nChannel 0: And we'll kind of keep things nice and separate.\n\nChannel 1: And\n\nChannel 0: So\n\nChannel 1: collaborate.\n\nChannel 0: because\n\nChannel 1: Yeah. Like, you yeah. The advisers can collaborate on the joint account. With that, if you wanted to make a note,\n\nChannel 0: yeah.\n\nChannel 1: so that joint investment account, my husband wanted I look. The long story short is we initially set that up to further, like, property portfolio down the track, which is very clear in, like, the statement of advice and whatever we signed. However,\n\nChannel 0: Yes.\n\nChannel 1: he changed his mind and wanted that to be for our kids, and, apparently, that was always the intention. But,\n\nChannel 0: Okay.\n\nChannel 1: anyway and that really wasn't relayed to me or or you guys, hence the documentation.\n\nChannel 0: Right.\n\nChannel 1: But I just, you know, I just everything's too much. So I we had agreed with the lawyers that if that's what he wants, he wants it to be for the kids. But I don't know how that works with you guys because I know there's tax implications, particularly for me because I'm on, like, a really low income, and I'd have to pay tax on any kind of growth in that because it's\n\nChannel 0: Yeah.\n\nChannel 1: considered income. And then I didn't know how it works because he wanted he he's labeling it as a trust, and I'm like, it's not a trust, though. Like, trust is a completely different thing. It's an investment\n\nChannel 0: Yeah. This one's\n\nChannel 1: thing.\n\nChannel 0: held jointly in\n\nChannel 1: Yeah.\n\nChannel 0: personal names, not in\n\nChannel 1: I know.\n\nChannel 0: trust.\n\nChannel 1: And even my lawyer is a bit like it doesn't\n\nChannel 0: Yeah.\n\nChannel 1: it's a bit weird, like, the whole how it's all I just you know, how when you got a tug of war, I just don't wanna keep pulling, like, whatever\n\nChannel 0: Yeah.\n\nChannel 1: makes him happy at the end of the day. So I don't know. That's probably another conversation. And him and I I'm happy to work with him. We still are amicable, and it's probably another discussion that we maybe we have to have altogether because he still wants it in both of our names.\n\nHe just wants it to go to the kids. Like, he wants to have it held for, you know, another fifteen whatever years\n\nChannel 0: Yeah.\n\nChannel 1: and growing. And I don't know if you guys set things up where I don't know because I know in a few years, it's gonna hit me hard with tax if I've got this huge amount that's in my name, but I'm reaping no benefits at all. And I'm a super low income and can't get any support\n\nChannel 0: Yeah.\n\nChannel 1: because it looks like I'm earning a lot, but I actually, yeah, I don't know if that makes sense. Like, I just\n\nChannel 0: It makes perfect sense. So a couple of considerations that we need to take into account and especially exactly what you just said is if this gets invested for fifteen years and there's lots of contributions going in,\n\nChannel 1: Mhmm.\n\nChannel 0: there's going to be the the tax issues to consider as well.\n\nChannel 1: Yeah.\n\nChannel 0: So at this point, it's staying in in both names at\n\nChannel 1: Yeah.\n\nChannel 0: the moment. I'll have to have a bit of a think\n\nChannel 1: Yeah.\n\nChannel 0: around\n\nChannel 1: Yeah.\n\nChannel 0: the tax side of things when it comes to like, if he's putting in consistent contributions into it to grow it, whether that will still hit you both $50.50 and so on.\n\nChannel 1: Yeah.\n\nChannel 0: But for the time being so I'm gonna do a report to see if there's been any realized gains that may impact your tax return come the end of financial year, and I'll get that sent through to you. I don't believe there really has been anything. Like,\n\nChannel 1: Yep.\n\nChannel 0: it's not an issue\n\nChannel 1: Yeah.\n\nChannel 0: where we've\n\nChannel 1: No. It's\n\nChannel 0: sold\n\nChannel 1: I'm\n\nChannel 0: down\n\nChannel 1: not\n\nChannel 0: investments and switched it\n\nChannel 1: yeah.\n\nChannel 0: around and things\n\nChannel 1: Yep.\n\nChannel 0: like that.\n\nChannel 1: It's not now that it would be an issue. It's in about you know, if it grows in another five years and, you know, I still am planning to be some kind of a stay at home mom. So I don't really want to because I need to be here for the kids and teach them and things like that.\n\nChannel 0: Yeah.\n\nChannel 1: But, anyway, that we can have another meeting even with Ben and even if he gets his own financial adviser. Like, I'm happy to collaborate. Or I don't know if you guys set up things where it can be in children's names, but we're just like the overseas or something like that. I don't I don't know what you guys have on offer.\n\nChannel 0: Yeah. And we do do a lot of, like, child investments where\n\nChannel 1: Right.\n\nChannel 0: I don't know if we've ever discussed with you things like child bonds before.\n\nChannel 1: Well, no. Because this investment was set up for not the children, but he look.\n\nChannel 0: Correct.\n\nChannel 1: If we wanted it for the kids we have our kids' bank accounts. Like, this is the weird thing. If he really wanted it for the kids, it could have been done that. But,\n\nChannel 0: Yeah.\n\nChannel 1: anyway,\n\nChannel 0: So\n\nChannel 1: maybe we'll\n\nChannel 0: this\n\nChannel 1: have\n\nChannel 0: is\n\nChannel 1: to\n\nChannel 0: one\n\nChannel 1: change\n\nChannel 0: thing we\n\nChannel 1: it\n\nChannel 0: might\n\nChannel 1: to that.\n\nChannel 0: do is the way it stands like okay. It's great. You can invest it. You can grow it. And then with all the changes that have just happened in the budget, as soon as they come through, there's gonna be a huge capital gains tax implication for selling these\n\nChannel 1: Yeah.\n\nChannel 0: in ten, fifteen years' time.\n\nChannel 1: Yeah.\n\nChannel 0: So one thing that we're gonna have to do is, yeah, definitely have that either joint or split liaison\n\nChannel 1: Yeah.\n\nChannel 0: conversations about\n\nChannel 1: Yeah.\n\nChannel 0: possibly looking at something like child bonds where if you invest in it for, say, ten years, it can be passed on to the beneficiary being the children kind of tax free at that point.\n\nChannel 1: Oh, that probably sounds better.\n\nChannel 0: Yeah. And that just allows it to be because if the intention is for it to go to them, you know, they're 18. Here's your house deposit, whatever it is.\n\nChannel 1: Yeah.\n\nChannel 0: This is\n\nChannel 1: That's\n\nChannel 0: kind\n\nChannel 1: what\n\nChannel 0: of like\n\nChannel 1: it that's\n\nChannel 0: the\n\nChannel 1: what\n\nChannel 0: next\n\nChannel 1: he wants.\n\nChannel 0: best thing to super.\n\nChannel 1: Yeah. Yeah. And I would rather do that because I don't wanna have to pay a whole heap of money and reap absolutely no benefit of it. I'd rather not\n\nChannel 0: And\n\nChannel 1: have\n\nChannel 0: that's\n\nChannel 1: any\n\nChannel 0: exactly\n\nChannel 1: tax since\n\nChannel 0: what\n\nChannel 1: my\n\nChannel 0: happened\n\nChannel 1: kids\n\nChannel 0: is\n\nChannel 1: still\n\nChannel 0: you\n\nChannel 1: go\n\nChannel 0: would\n\nChannel 1: to\n\nChannel 0: sell it all, and then you would just have a huge lump sum taken out, and then you pass it on to the children. And\n\nChannel 1: yeah.\n\nChannel 0: then that's and then timing the sale between the both of you would be difficult about obviously, you could just say, hey. When they're 18, that's the day we do it.\n\nChannel 1: That\n\nChannel 0: But then is the market up?\n\nChannel 1: yeah.\n\nChannel 0: Is the market down? All these type of things come into account.\n\nChannel 1: Honestly, I would just be leaving it in his hands as long as he doesn't like, the end goal is that they get the money.\n\nChannel 0: Yeah.\n\nChannel 1: He can decide when\n\nChannel 0: But that's the thing\n\nChannel 1: yeah.\n\nChannel 0: too is I'm gonna make sure that, obviously, that your best interests are looked after too\n\nChannel 1: Thank you.\n\nChannel 0: to make sure\n\nChannel 1: Yeah.\n\nChannel 0: that we're not just gonna do a decision on one side that's gonna heavily impact your financial future\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: because\n\nChannel 1: Yeah.\n\nChannel 0: that's just\n\nChannel 1: Yeah.\n\nChannel 0: not okay.\n\nChannel 1: Yeah. No. No. Thank you. Thank you for that.\n\nSorry. I just yeah.\n\nChannel 0: No. Look. I really appreciate you you talking through such a difficult situation with me this morning. And at the moment, the the good news is the the investment account's been doing great. It's grown 15%.\n\nIt's grown $23,000. It's doing really well.\n\nChannel 1: Yeah.\n\nChannel 0: I'll send through any reports to see if there's any tax implications for your tax return, and then we'll\n\nChannel 1: Yep.\n\nChannel 0: just tee up a time where I can also go back to Ben and with his adviser as well,\n\nChannel 1: Yeah.\n\nChannel 0: and we can just poach that idea to him, broach\n\nChannel 1: Yep.\n\nChannel 0: it with him, and see if he'd consider it. And then if we do a joint discussion or separate, I'm sure there's a way that we can structure things for you guys.\n\nChannel 1: Yeah. Yep. No. That that's sounds good. But sorry.\n\nI don't know. So there was that part that we it can just stay as it is for now until another meeting or whatever happens. Did\n\nChannel 0: Yep.\n\nChannel 1: you want to know updated income? Because it would look like I don't know what other income you would need to adjust. I don't know. Because obviously, it's not really combined. He does pay child support if that's, I don't know, a part of your considerations.\n\nBut\n\nChannel 0: I think my main thing is just in terms of your regular income personal\n\nChannel 1: mhmm.\n\nChannel 0: financials. So\n\nChannel 1: Yep.\n\nChannel 0: I've got you previously working as an anesthetic nurse\n\nChannel 1: Yep.\n\nChannel 0: part\n\nChannel 1: Still the same. Yeah.\n\nChannel 0: time. Cool. So we had that income at around about 20,000 from that side of things.\n\nChannel 1: Yeah. It's pretty much that. And, I mean, I get some, at the moment anyway, government benefits, which probably top it up to about 35. I can't be exact with the dollar, but\n\nChannel 0: That's okay.\n\nChannel 1: I\n\nChannel 0: I'll\n\nChannel 1: assume\n\nChannel 0: just\n\nChannel 1: I\n\nChannel 0: get\n\nChannel 1: have\n\nChannel 0: that\n\nChannel 1: to\n\nChannel 0: closed.\n\nChannel 1: declare that with you anyway.\n\nChannel 0: Yeah. And it's mainly just so I can work out things like contributions to super. If you're on 40\n\nChannel 1: Yeah.\n\nChannel 0: five, but only 20 is getting paid contributions from work, I can just make sure projections are accurate.\n\nChannel 1: Yeah. Yeah. Yeah. I think long term, I was gonna have another discussion once things are a bit more clearer with probably you again to be like because I'm happy even with money from the government to slip some of that into super or make a larger contribution. Because at the moment, I think it's I still do, like, $30 a fortnight or something really small, but I'm happy to contribute more.\n\nBut it's just looking at the overall financial picture, which is really hard.\n\nChannel 0: Oh, yeah. Absolutely. And look, I've I see the contributions coming in, and that's been doing wonders even though it seems like a small amount. But then on the flip side, if the the tax brackets are the way they are and you're only gonna be getting a very small benefit from that, it's kind of like, you know, anything above 45,000 is perfect. Anything below\n\nChannel 1: Yep.\n\nChannel 0: that, the impact's only a few percent.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: But, of course, the growth the growth in the super is great when you get extra contributions in. At the moment, I'm just having a look at your account. I'm just gonna switch over from the investment account to the super. We've got actually, I do apologize. Your annual review pack, your email address, is your b h clear fifteen\n\nChannel 1: Mhmm. Yeah.\n\nChannel 0: Hotmail\n\nChannel 1: That's\n\nChannel 0: address\n\nChannel 1: mine.\n\nChannel 0: still okay?\n\nChannel 1: Yeah. Yep. Yep. That's\n\nChannel 0: Okay.\n\nChannel 1: that's still mine. I know it looks like a combined. That's just because I managed most most things, but he doesn't use\n\nChannel 0: Gotcha.\n\nChannel 1: that one. Yeah.\n\nChannel 0: Gotcha. Gotcha. Gotcha. So I'll send that through so you've got it. And then what\n\nChannel 1: Yeah.\n\nChannel 0: I'm looking at with the super is you're sitting at 80,641,\n\nChannel 1: Yeah.\n\nChannel 0: and contributions going in very regularly, which is great. Just having a look at the investments here for a moment. Alright. We've got the there it is. So your super account still in the positive, still grown about\n\nChannel 1: Mhmm.\n\nChannel 0: $6,000 and a few grand extra in terms of contribution. So it was sitting at 72. It's cleared\n\nChannel 1: Okay.\n\nChannel 0: 80 now, so it's\n\nChannel 1: Yep.\n\nChannel 0: going there. Obviously,\n\nChannel 1: Yep.\n\nChannel 0: market's kind of up and down at the moment, which is\n\nChannel 1: Yeah.\n\nChannel 0: affecting everything.\n\nChannel 1: Yep.\n\nChannel 0: One thing I wanted to double check with you, Hailey, is in terms of just risk level, just to make sure that we're on the same page with\n\nChannel 1: Mhmm.\n\nChannel 0: it,\n\nChannel 1: Mhmm.\n\nChannel 0: you're in a growth portfolio. So it's a\n\nChannel 1: Yep.\n\nChannel 0: four out of five on the risk scale, 80% in growth assets, like shares, property, and gold. So the whole point there is you would have started off in, like, a a medium risk where\n\nChannel 1: Yes.\n\nChannel 0: you started in your first super fund. We've\n\nChannel 1: Yes.\n\nChannel 0: bumped you up one peg to get some extra long term growth, not high risk. And then the whole goal is get a bit extra returns, grow it a bit quicker. And then when you're close to retirement, we then\n\nChannel 1: Yep.\n\nChannel 0: have to reduce that because you don't wanna be, you know, medium\n\nChannel 1: Yeah.\n\nChannel 0: to high risk at 64, and you lose half your super.\n\nChannel 1: And you lose yeah. Yeah. Yeah. That makes\n\nChannel 0: Does\n\nChannel 1: sense.\n\nChannel 0: that make sense?\n\nChannel 1: Yeah. Yeah. That's fine. You can keep it at that. I mean, I'll go off your advice.\n\nI don't know if you advise single moms anything different. But anyway, I'll\n\nChannel 0: That\n\nChannel 1: be\n\nChannel 0: is something that I wanted to ask you about because we can we\n\nChannel 1: right.\n\nChannel 0: can fiddle with things in the background a little bit. And we originally had you wanting to kind of have, like, an early retirement towards the age of 60. I know retirement is so far away for our generation,\n\nChannel 1: Well,\n\nChannel 0: but\n\nChannel 1: I'm partially\n\nChannel 0: are you\n\nChannel 1: retired anyway. Like, I only work one day a week, and I actually\n\nChannel 0: Yep.\n\nChannel 1: endeavor to, at most, only work. So I work eight hours a week, and at most, I would only do sixteen anyway\n\nChannel 0: Yep. Maximum of\n\nChannel 1: while\n\nChannel 0: 16.\n\nChannel 1: my kids are in school particularly. So for the next ten to fifteen years, I might pick up one extra day. I know that sounds ridiculous and, like, I could do more, but my kids I I would rather be there for them and sacrifice some luxuries.\n\nChannel 0: No. I love it. There's always plenty of time to catch up on retirement funds\n\nChannel 1: Yeah. Well,\n\nChannel 0: after\n\nChannel 1: look\n\nChannel 0: the kids are\n\nChannel 1: and\n\nChannel 0: out\n\nChannel 1: I\n\nChannel 0: of home.\n\nChannel 1: don't have\n\nChannel 0: You know?\n\nChannel 1: a mortgage, so that\n\nChannel 0: Yeah.\n\nChannel 1: is something that is incredibly rare anyway for\n\nChannel 0: And for your\n\nChannel 1: most\n\nChannel 0: age, you\n\nChannel 1: people.\n\nChannel 0: still have a\n\nChannel 1: For\n\nChannel 0: healthy\n\nChannel 1: my\n\nChannel 0: balance, so\n\nChannel 1: yeah.\n\nChannel 0: that's not\n\nChannel 1: Yeah.\n\nChannel 0: too bad.\n\nChannel 1: Yeah. I mean, I I'm happy to, you know, in another discussion, look at particularly after I lodge this tax return and everything's a bit more clearer for the next financial year going ahead, I'm happy to sacrifice or even, like I said, put some of my if if I picked up an extra day, for example, put half of that into super or something, like,\n\nChannel 0: Yep.\n\nChannel 1: sacrifice heaps more so it actually grows and things like that. But, anyway, that's a conversation for another day.\n\nChannel 0: Absolutely. I think there's two really good options here for you. So right now, we we need to kind of keep things as they are because, obviously,\n\nChannel 1: Yep.\n\nChannel 0: income changes, tax returns, the stock market's going crazy. One thing that I wanna consider in next\n\nChannel 1: Yeah.\n\nChannel 0: year\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: is either we bump up the contributions a little bit\n\nChannel 1: Yep.\n\nChannel 0: or we maybe even go high growth for a little while. And if this is something that's just gonna grow in the background for thirty years, we could potentially go a little bit more foot on the gas, let\n\nChannel 1: Mhmm.\n\nChannel 0: it do its heavy lifting for you, and\n\nChannel 1: Yep.\n\nChannel 0: then you can focus everything on your personal financial situation. So there\n\nChannel 1: Yeah.\n\nChannel 0: there is both options there.\n\nChannel 1: Yeah. Yeah. I mean, that's I'm well aware that in the stocks and things like shares and investments, it's a long term thing. It's never a one to five year kind of thing. It's usually the long haul on those kind of things where the growth happens.\n\nChannel 0: Yeah. And the way I would explain it is, like, you get through these, we call them market cycles where it's like the stock market grows for six years, and then, oh, there's a GFC, a COVID,\n\nChannel 1: Yeah.\n\nChannel 0: a war,\n\nChannel 1: Yeah.\n\nChannel 0: and the\n\nChannel 1: There's\n\nChannel 0: stock market\n\nChannel 1: something.\n\nChannel 0: crashes.\n\nChannel 1: Yeah.\n\nChannel 0: And your super tends to continuously buy in. So when the market drops, you get to buy shares and property for a cheaper price. And then when the market\n\nChannel 1: Mhmm.\n\nChannel 0: goes up for six years, you get all this great growth out of it. We\n\nChannel 1: Yeah.\n\nChannel 0: repeat that seven, fourteen, twenty one years. And then\n\nChannel 1: Yep.\n\nChannel 0: the last nine years, we then slowly start reducing your growth assets down.\n\nChannel 1: Yep. Yep.\n\nChannel 0: So I\n\nChannel 1: No.\n\nChannel 0: wouldn't go high growth today,\n\nChannel 1: Yeah.\n\nChannel 0: but it's something where in twelve months' time, we'll do another review. We'll\n\nChannel 1: Yeah.\n\nChannel 0: talk about contributions versus growth assets, and we can\n\nChannel 1: Yep.\n\nChannel 0: kind of work out what what suits you.\n\nChannel 1: Yep. No. That's that's perfect. That we'll we'll probably look at that next year and things hopefully are a bit more solidified. But yep.\n\nChannel 0: Absolutely. So outside of that, I just wanna update a couple of goals. I know you probably have so much on your mind and so many things day to day, but is there anything that you're focusing on for the next one to five years, or is it really just work part time, look after the kids, enjoy life?\n\nChannel 1: It definitely is that, which is happening now anyway. Like, we have a good family balance here. Yeah. I think it must be potentially picking up only another eight hours if I had to. So that'd be about sixteen, potentially twenty hours if I if I did things like night\n\nChannel 0: Yep.\n\nChannel 1: shift because they're only ten hour shifts, but stay part time. Look. I am a little bit of a I do like to have goals. I wouldn't mind in something like potentially five years if I was able to rally up some savings and buy an investment property either using the equity that I have and the savings. I don't know.\n\nI always like to have a few different kind of things going for me where if one falls, I've got backup in few\n\nChannel 0: Okay.\n\nChannel 1: different things, if if that makes sense.\n\nChannel 0: Yep.\n\nChannel 1: Yeah. But that that's like it's not a have to. Obviously, I I'm doing fine anyway.\n\nChannel 0: Yeah. So nice stable base. And then outside of that, we can look at other investment opportunities long\n\nChannel 1: Yeah.\n\nChannel 0: term, and I'll mix in a bit of that conversation around the investments for the children as\n\nChannel 1: Mhmm.\n\nChannel 0: well.\n\nChannel 1: Yeah.\n\nChannel 0: Can I just quickly ask the the ages of your two children?\n\nChannel 1: Mhmm. Yeah. So that there there'll be six and eight in October.\n\nChannel 0: Six and eight in October. Cool. So we've kind of got that ten to twelve years with that goal\n\nChannel 1: Yeah.\n\nChannel 0: of have some funds there for\n\nChannel 1: Yep.\n\nChannel 0: 18,\n\nChannel 1: Yep.\n\nChannel 0: which basically means, hopefully, sometime this year, maybe towards before Christmas time, we can maybe have\n\nChannel 1: Mhmm.\n\nChannel 0: that discussion. Because if\n\nChannel 1: Yeah.\n\nChannel 0: we do that strategy I was talking about, we can basically make it like a a ten year strategy\n\nChannel 1: Yeah.\n\nChannel 0: to then have something there for the first child and then two years later for the next child. And then that's kind of just a a set and not set and forget, but a\n\nChannel 1: Yeah.\n\nChannel 0: very\n\nChannel 1: No.\n\nChannel 0: well\n\nChannel 1: It is\n\nChannel 0: structured\n\nChannel 1: like that,\n\nChannel 0: plan\n\nChannel 1: isn't it?\n\nChannel 0: start\n\nChannel 1: Yeah.\n\nChannel 0: to finish.\n\nChannel 1: Yeah. Yeah. And, I mean, I would look at contributing to that. I dare I say, I wouldn't be contributing as much, look, as my husband because he actually earns a decent amount, but, you know, I'll contribute something.\n\nChannel 0: Yeah. No. I'll put that down as a bit of a a future consideration, and then\n\nChannel 1: Mhmm.\n\nChannel 0: I will make sure that before this year ends that I have a bit of a catch up. I'll broach some ideas on the other side of the field, and then I'll catch up with you towards the end of the year as well\n\nChannel 1: Yeah.\n\nChannel 0: and\n\nChannel 1: Yep.\n\nChannel 0: see if we can maybe have that joint discussion sooner rather than later\n\nChannel 1: Mhmm.\n\nChannel 0: if time and and circumstance permits.\n\nChannel 1: Yep. Yep. No. I think towards the end of the year is probably okay\n\nChannel 0: Yep. Okay.\n\nChannel 1: anyway, yep, for that kind of thing. I did get an email about paying, I think, for insurance or something. It was from Clearview.\n\nChannel 0: Yes.\n\nChannel 1: Something\n\nChannel 0: ClearView\n\nChannel 1: about\n\nChannel 0: is a fun one. They're one of my favorite insurers because they will always the moment your anniversary hits on the May 4, they\n\nChannel 1: yeah.\n\nChannel 0: will shoot you out a premium due letter.\n\nChannel 1: Yes.\n\nChannel 0: And I've\n\nChannel 1: That\n\nChannel 0: seen\n\nChannel 1: was\n\nChannel 0: every\n\nChannel 1: it.\n\nChannel 0: client under the sun go, oh my god. Do I have to pay this out of pocket? What's going on?\n\nChannel 1: Well,\n\nChannel 0: Isn't\n\nChannel 1: it\n\nChannel 0: it\n\nChannel 1: comes\n\nChannel 0: coming\n\nChannel 1: out\n\nChannel 0: out\n\nChannel 1: of\n\nChannel 0: of\n\nChannel 1: a\n\nChannel 0: my\n\nChannel 1: super.\n\nChannel 0: super?\n\nChannel 1: Is that right? Yeah.\n\nChannel 0: Yes. Yep.\n\nChannel 1: Yeah.\n\nChannel 0: And it's\n\nChannel 1: Yeah.\n\nChannel 0: already paid until this time next year,\n\nChannel 1: Okay.\n\nChannel 0: so\n\nChannel 1: Good. So it's\n\nChannel 0: they\n\nChannel 1: been transaction.\n\nChannel 0: automatically\n\nChannel 1: Okay.\n\nChannel 0: generate them\n\nChannel 1: Do they?\n\nChannel 0: even though the premium\n\nChannel 1: Okay.\n\nChannel 0: comes out the next day.\n\nChannel 1: Okay. No worries. That's hilarious. Okay.\n\nChannel 0: They're really good for tradies, but they don't consider that every working family probably doesn't wanna get a due letter every time a premium's about to come out automatically, but it is what\n\nChannel 1: That's\n\nChannel 0: it is.\n\nChannel 1: okay. Well, I'll note that for next year. That's fine.\n\nChannel 0: Yep. So no reason\n\nChannel 1: Perfect.\n\nChannel 0: to panic. If there's any issues with premiums, we'll flag it with you well and truly before any lapsing and notifications happen, but\n\nChannel 1: Yep.\n\nChannel 0: this one's cleared nice and nice and easy.\n\nChannel 1: Perfect.\n\nChannel 0: Can I just double check with you as a the sort of final thing is the insurances that you do have?\n\nChannel 1: Yep.\n\nChannel 0: So you have a solid 1,100,000 of life and total disability insurance, which\n\nChannel 1: Mhmm.\n\nChannel 0: is your your lump sums if you pass away, can never work again.\n\nChannel 1: Yep.\n\nChannel 0: So the superannuation, you wanted to leave the beneficiary as it was. With\n\nChannel 1: Yeah.\n\nChannel 0: the life insurance, you can direct\n\nChannel 1: Mhmm.\n\nChannel 0: that anywhere. It can be to charity, children, partners, whatever you like. Would you like me to update that in any way, leave that alone for the time being? Do you have an idea?\n\nChannel 1: Look. Just leave it. I mean, he'll probably change his, and that's fine. I'll just leave mine. I know I'm a bit weird, but I just figure if I died tomorrow, he'd be better off with the finances to then manage the kids, or he does whatever he does.\n\nIt's out of my hands, but I'd rather he have it while the kids are young.\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: Particularly when yeah. Anyway, it's I know I'm a bit weird, but,\n\nChannel 0: One\n\nChannel 1: yeah,\n\nChannel 0: thing\n\nChannel 1: that's\n\nChannel 0: down\n\nChannel 1: just\n\nChannel 0: the line that would be really good for you guys\n\nChannel 1: mhmm.\n\nChannel 0: is sorting out the wills possibly with, like, a testamentary trust will at some point\n\nChannel 1: Yep.\n\nChannel 0: where you can be very specific in terms of what assets go to your estate under your name and whether, like, a trust fund is created to then look after the children until\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: they're 18 and\n\nChannel 1: Yeah.\n\nChannel 0: things like and, you know, income goes out to them and then all that type of consideration, especially if things end up incorporating blended families and it just branches\n\nChannel 1: Yeah.\n\nChannel 0: out.\n\nChannel 1: If if that probably yeah. Yeah. Definitely. I've had spoken to my lawyer about that. So\n\nChannel 0: Yeah.\n\nChannel 1: I\n\nChannel 0: I\n\nChannel 1: will\n\nChannel 0: just wanted\n\nChannel 1: get there\n\nChannel 0: to kind of\n\nChannel 1: with\n\nChannel 0: plant\n\nChannel 1: that. It's\n\nChannel 0: that seed and say at\n\nChannel 1: yeah.\n\nChannel 0: some point, whether it's this year, next year, the year after,\n\nChannel 1: Yeah.\n\nChannel 0: something that just makes it a bit easier for everyone. But you don't have to rush and do anything. You know, like you said, everything kind of filters out the way it does anyway. You wanna look after the kids.\n\nChannel 1: Mhmm.\n\nChannel 0: Your your\n\nChannel 1: Yep.\n\nChannel 0: spouse will likely retain guardianship. It's just\n\nChannel 1: Yep.\n\nChannel 0: those structures would be nice, and they do cost a little bit. So,\n\nChannel 1: Yeah.\n\nChannel 0: yep, you got the lawyer there to chat to that about. I'll\n\nChannel 1: Mhmm.\n\nChannel 0: flag it on the account, but I'll probably just remind you in six months.\n\nChannel 1: Yep. Yep. Thank\n\nChannel 0: Do you\n\nChannel 1: you.\n\nChannel 0: wanna adjust anything in terms of the cover levels? Because I know all the debts now have been cleared. Do you feel like, you know, that million dollars to pass on between the kids, that's still good? Because it's not very expensive, but it's also no longer serving as much of a purpose.\n\nChannel 1: Yeah. I mean, a million dollars isn't even that much these days. I'm sorry. It is, but\n\nChannel 0: No. You're\n\nChannel 1: compared\n\nChannel 0: actually\n\nChannel 1: to when\n\nChannel 0: right.\n\nChannel 1: I was\n\nChannel 0: And\n\nChannel 1: a kid, like, I'm, like, a million dollars\n\nChannel 0: when\n\nChannel 1: isn't.\n\nChannel 0: you account for, like, inflation and things like that\n\nChannel 1: Yeah.\n\nChannel 0: in five to ten years' time,\n\nChannel 1: Yeah. It's not really gonna be gosh. I remember when I was, like, $101,000,000 dollars, like, that was a lot. It it really\n\nChannel 0: Yep.\n\nChannel 1: isn't today.\n\nChannel 0: We all thought you could live off a million for the rest of your life\n\nChannel 1: Right?\n\nChannel 0: if you want\n\nChannel 1: Yeah.\n\nChannel 0: it.\n\nChannel 1: No. I think I'll leave it because yeah. I'll just leave it. I don't have any interest in reducing it.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah. I'm\n\nChannel 0: And\n\nChannel 1: happy to keep paying that. Yeah.\n\nChannel 0: pricing\n\nChannel 1: Yeah.\n\nChannel 0: wise, it's basically, like, 900 a year out of the super. The 15% rebate drops at the $7.65. So that for a bit of peace of mind.\n\nChannel 1: Yeah.\n\nChannel 0: Looks like a\n\nChannel 1: No.\n\nChannel 0: good\n\nChannel 1: I'm I'm happy for that. I think as years go on, I may end up, who knows, increasing it so that the kids get a benefit or if I ever end up getting back with my husband, he can benefit or whatever. But,\n\nChannel 0: Wouldn't that\n\nChannel 1: yeah.\n\nChannel 0: be a strange turn of events where you we set up all these child builder bonds and different investments and structures and all of a sudden. That that would be an interesting story. I hope I get to be alongside that.\n\nChannel 1: Well, I hope I get to be there too. I will there. I'm one of those weird people that\n\nChannel 0: Uh-oh.\n\nChannel 1: I'll always stand by my husband despite whatever. So yeah.\n\nChannel 0: That'll\n\nChannel 1: Yep.\n\nChannel 0: be an interesting one. I do have to ask you about your income protection, though.\n\nChannel 1: Yep.\n\nChannel 0: Because since you've gone part time, you've got the split between the government benefits, child support,\n\nChannel 1: Yeah.\n\nChannel 0: and your wages. You're insured for an income of 66,000.\n\nChannel 1: That's pretty much what I'd be probably getting including child support.\n\nChannel 0: Okay. Now one of the things is when you go to claim on the income protection,\n\nChannel 1: Mhmm.\n\nChannel 0: if the child support continues, they chop that off. If the\n\nChannel 1: Yep.\n\nChannel 0: government benefits continue, they chop that off. And then\n\nChannel 1: Okay.\n\nChannel 0: if all that's left is they're gonna pay you 70% of that, which is about\n\nChannel 1: Yep.\n\nChannel 0: a third of what you're insured for.\n\nChannel 1: Yep.\n\nChannel 0: And in terms of price, that one is 1,300 on its own.\n\nChannel 1: Right. I don't know. What do you I think so. I would need\n\nChannel 0: The real question is, let's say that scenario eventuates where you get injured or sick and you're off\n\nChannel 1: Mhmm.\n\nChannel 0: work for six months.\n\nChannel 1: Mhmm.\n\nChannel 0: This would normally kick in after thirty days and pay\n\nChannel 1: Yeah.\n\nChannel 0: you a monthly amount up to five years to replace 70\n\nChannel 1: Yeah.\n\nChannel 0: percent of your lost income.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: So would you be okay to could you get through three months of being injured enough work? Do you have, you know, the savings behind you, things like that, or would that income protection benefit be able to help cover bills?\n\nChannel 1: I think I'll yeah. I mean, look, I will have the savings, but I'm always a fan of backup protection if if I can afford to cover for that. So so what was it? I had 66. Is\n\nChannel 0: Yeah.\n\nChannel 1: that\n\nChannel 0: Yeah.\n\nChannel 1: right?\n\nChannel 0: You've\n\nChannel 1: And then\n\nChannel 0: it's\n\nChannel 1: they pay,\n\nChannel 0: covering\n\nChannel 1: what,\n\nChannel 0: an income\n\nChannel 1: 70\n\nChannel 0: of\n\nChannel 1: percent\n\nChannel 0: 60\n\nChannel 1: of that?\n\nChannel 0: six. Correct. So they would pay 3,870 a month, but only if that's the income that you've lost.\n\nChannel 1: Yeah. So the income that I would lose,\n\nChannel 0: And it depends, I guess, on your hours too. Like, if you've jumped up to 16 to 20, that's a bit different than the eight.\n\nChannel 1: That's a really hard\n\nChannel 0: What\n\nChannel 1: okay.\n\nChannel 0: I can do potentially is let's say there's a bit of a maximum. Let's say in one one circumstance, you're working twenty hours a week.\n\nChannel 1: Mhmm.\n\nChannel 0: What would that income look like? Would that be pushing you up to, like, forty, forty five?\n\nChannel 1: If I was working twenty hours, probably be closer to the 60 just with penalty rates. And if they're night shift, like, that'd\n\nChannel 0: Okay.\n\nChannel 1: probably be closer to the 60 mark.\n\nChannel 0: So let's say we left it alone for the time being.\n\nChannel 1: Yeah.\n\nChannel 0: What would\n\nChannel 1: Yep.\n\nChannel 0: end up happening is if you were sick or injured,\n\nChannel 1: Yep.\n\nChannel 0: they would basically ask you to hand in twelve months of income.\n\nChannel 1: Yeah.\n\nChannel 0: And\n\nChannel 1: Yeah.\n\nChannel 0: whatever that is on paper, they would just 70% that and pay it on a monthly basis. So you would\n\nChannel 1: Yeah.\n\nChannel 0: technically be over insured, but you would have a buffer between where you are now and what you could earn.\n\nChannel 1: Yeah. I think if that happened today and they only paid 70%, I would be okay. I mean, even considering I'm I'd still get probably some government thing, and then, yeah, like, the child support's just a bonus, but I do have savings. And I could probably, potentially, if I had to, sell the house or something, like, sell the car. Yeah.\n\nI feel like it's probably fine to just leave it\n\nChannel 0: Yep.\n\nChannel 1: as it is. Yeah.\n\nChannel 0: And so you're you kind of value having it there.\n\nChannel 1: Yeah. I think so. I'd\n\nChannel 0: Yep.\n\nChannel 1: rather something be there if yeah. Yeah.\n\nChannel 0: Well, we'll leave it as is because it's paid for the twelve months. And then what\n\nChannel 1: Yep.\n\nChannel 0: we'll do is I'll bring back your review a little bit next year before the anniversary date.\n\nChannel 1: Yeah.\n\nChannel 0: And that way, even if we catch up in that six months' time, maybe three to six months after\n\nChannel 1: Yeah.\n\nChannel 0: that, if\n\nChannel 1: Mhmm.\n\nChannel 0: we need to reduce it down and see what's happened, change in circumstances, we can,\n\nChannel 1: Yeah.\n\nChannel 0: especially\n\nChannel 1: Yeah.\n\nChannel 0: if it jumps up really high in price. Like, if it jumped up another thousand dollars, that might be the kicker\n\nChannel 1: Yeah.\n\nChannel 0: to kind of\n\nChannel 1: Yeah.\n\nChannel 0: trim it.\n\nChannel 1: Yep.\n\nChannel 0: But if it's not doing too bad, twelve months is fine.\n\nChannel 1: Yep. Yep. Perfect.\n\nChannel 0: Cool. Alrighty. Okay. So as a bit of a recap, the super portfolio, we're gonna leave as is for the time being.\n\nChannel 1: Yep.\n\nChannel 0: I have flagged one of the eight investments to keep an eye on just\n\nChannel 1: Mhmm.\n\nChannel 0: to see if I need to kind of freshen that up a little bit later in the year.\n\nChannel 1: Mhmm.\n\nChannel 0: The insurances will keep for the next, say, ten months or so and then maybe do a bit of an adjustment\n\nChannel 1: Yes.\n\nChannel 0: there. Estate planning will keep the beneficiaries as they are, revisit\n\nChannel 1: Mhmm.\n\nChannel 0: that discussion, and then I will kind of go across on the investment account and try and have that conversation about whether we keep it as is,\n\nChannel 1: Mhmm.\n\nChannel 0: make some adjustments to restructuring, and kind of get that ball rolling. But what I'll do is I'll just kind of plate the seat a little bit, have the conversation. I'm about to go on paternity leave in a couple of weeks for my third.\n\nChannel 1: Mhmm. Congratulations. That's wonderful.\n\nChannel 0: Thank you.\n\nChannel 1: Yep.\n\nChannel 0: So with the two boys, I've got a daughter on the way, which we're very\n\nChannel 1: That's\n\nChannel 0: excited\n\nChannel 1: beautiful.\n\nChannel 0: for.\n\nChannel 1: You'll love that.\n\nChannel 0: Yep. The boys are already talking about all the things they're gonna teach her to do, how to\n\nChannel 1: Oh,\n\nChannel 0: climb\n\nChannel 1: wonderful.\n\nChannel 0: and play video games\n\nChannel 1: Oh,\n\nChannel 0: and\n\nChannel 1: we'll\n\nChannel 0: footy. And I was like, she's not born yet, guys.\n\nChannel 1: see how long that lasts as well.\n\nChannel 0: Oh, yep. Yep. Tear each other apart. That'd be good. But I'll have that conversation very soon, and I'll get you an update with how that's\n\nChannel 1: Yep.\n\nChannel 0: going.\n\nChannel 1: Yep.\n\nChannel 0: And then later in the year, I'll try and hopefully tee up a bit of a joint discussion for that.\n\nChannel 1: Yeah. Yep. No.\n\nChannel 0: K.\n\nChannel 1: That's that sounds good. Perfect.\n\nChannel 0: Alrighty.\n\nChannel 1: Thank you so much for that, and enjoy your leave. Okay? Soak it up.\n\nChannel 0: Yep. I'm gonna basically just box ourselves into the house for a little bit,\n\nChannel 1: Yep.\n\nChannel 0: not talk to anyone for a few weeks and just enjoy that. Bought my wife a bit of a coffee machine for the\n\nChannel 1: Wonderful.\n\nChannel 0: the push present\n\nChannel 1: You're\n\nChannel 0: there.\n\nChannel 1: a good husband. I love to hear that. That's wonderful.\n\nChannel 0: So,\n\nChannel 1: She'll appreciate you.\n\nChannel 0: yeah,\n\nChannel 1: Mhmm. And\n\nChannel 0: absolutely.\n\nChannel 1: the coffee.\n\nChannel 0: The last thing I wanna just quickly ask you as well. So\n\nChannel 1: Yeah.\n\nChannel 0: just so you've got this in your mind,\n\nChannel 1: Yep.\n\nChannel 0: the excuse me. The joint investment account is\n\nChannel 1: Mhmm.\n\nChannel 0: dual signatory for any changes.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: K? So nothing changes without both of you guys signing off on it.\n\nChannel 1: That's right. Yep.\n\nChannel 0: There\n\nChannel 1: Yep.\n\nChannel 0: is both of you guys obviously have, like, logins for everything to keep track of it, and we'll do the reports as we do.\n\nChannel 1: Oh,\n\nChannel 0: And\n\nChannel 1: good.\n\nChannel 0: then\n\nChannel 1: Did he manage to get a login? Because he was telling me that I only had access to it, and I said he had to call you guys because I couldn't create his own login or something. So\n\nChannel 0: yeah. No. We sorted that out. That's all good.\n\nChannel 1: okay. Great. Okay. Good.\n\nChannel 0: Cool. So I will definitely send you a report just to bring with your accountants for the tax return side of things, and\n\nChannel 1: Yep.\n\nChannel 0: I'll flag if there's any major issues there. But I don't think there's gonna be too much in the way of, like, dividends or anything like that that'll impact things.\n\nChannel 1: Mhmm. Perfect. Alright.\n\nChannel 0: K.\n\nChannel 1: Two good. Thank you so much for that, and\n\nChannel 0: That's\n\nChannel 1: I'll\n\nChannel 0: okay.\n\nChannel 1: talk to you whenever you get back and, yep, we'll sort things\n\nChannel 0: Absolutely.\n\nChannel 1: out towards the end of the year.\n\nChannel 0: Now, Hailey, I've left that annual review pack with you, which is\n\nChannel 1: Mhmm.\n\nChannel 0: all your documents in terms of service agreement, super, and insurance with\n\nChannel 1: Mhmm.\n\nChannel 0: the reports there. I'm gonna\n\nChannel 1: Mhmm.\n\nChannel 0: send a separate one for the investment account just to make sure that both signatures are there, but I'll keep it separate to your\n\nChannel 1: Yep.\n\nChannel 0: personal super.\n\nChannel 1: Yeah. Yep. Perfect. Thank you.\n\nChannel 0: Alrighty. Any questions for me before I let you go?\n\nChannel 1: No. That's all good. Thank you for listening and updating the changes.\n\nChannel 0: That's okay. Thank you so much for going through a tough conversation with me this morning, but I appreciate it, and it means we can keep things nice and clean for you.\n\nChannel 1: Absolutely. Thank you so much for that.\n\nChannel 0: Thanks, Hailey. Have a great day.\n\nChannel 1: You too. Bye.\n\nChannel 0: Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.48,"end":0.98,"sentiment":"neutral","sentiment_score":0.05998998507857323}],"sentiment":"neutral","sentiment_score":0.05998998507857323,"channel":1,"num_words":1,"start":0.48,"end":0.98},{"sentences":[{"text":"Good morning, Hailey.","start":2.24,"end":3.12,"sentiment":"positive","sentiment_score":0.4021401007970174},{"text":"It's Tommy here, senior adviser from.","start":3.12,"end":5.22,"sentiment":"neutral","sentiment_score":0.2897027184565862},{"text":"How are you going?","start":5.2799997,"end":6.3399997,"sentiment":"neutral","sentiment_score":0.2830563113093376}],"sentiment":"neutral","sentiment_score":0.3136047583359938,"channel":0,"num_words":13,"start":2.24,"end":6.3399997},{"sentences":[{"text":"Good.","start":6.56,"end":7.04,"sentiment":"positive","sentiment_score":0.48264145851135254},{"text":"How are you?","start":7.04,"end":7.8599997,"sentiment":"positive","sentiment_score":0.340375949939092}],"sentiment":"positive","sentiment_score":0.37594232708215714,"channel":1,"num_words":4,"start":6.56,"end":7.8599997},{"sentences":[{"text":"Living the dream.","start":8.24,"end":8.96,"sentiment":"positive","sentiment_score":0.5811614990234375},{"text":"It's a beautiful rainy day on the Gold Coast.","start":8.96,"end":10.8,"sentiment":"positive","sentiment_score":0.6518468658129374},{"text":"What about","start":10.8,"end":11.2,"sentiment":"neutral","sentiment_score":0.05345582030713558}],"sentiment":"positive","sentiment_score":0.5512155664286443,"channel":0,"num_words":14,"start":8.24,"end":11.2},{"sentences":[{"text":"It's","start":11.12,"end":11.62,"sentiment":"neutral","sentiment_score":0.022233977913856503}],"sentiment":"neutral","sentiment_score":0.022233977913856503,"channel":1,"num_words":1,"start":11.12,"end":11.62},{"sentences":[{"text":"your end?","start":11.2,"end":11.94,"sentiment":"neutral","sentiment_score":0.011261595413088799}],"sentiment":"neutral","sentiment_score":0.011261595413088799,"channel":0,"num_words":2,"start":11.2,"end":11.94},{"sentences":[{"text":"it's it's exactly the same here.","start":11.759999,"end":14.179999,"sentiment":"neutral","sentiment_score":-0.25425417472918826}],"sentiment":"neutral","sentiment_score":-0.25425417472918826,"channel":1,"num_words":6,"start":11.759999,"end":14.179999},{"sentences":[{"text":"It's miserable, isn't it?","start":13.935,"end":15.795,"sentiment":"negative","sentiment_score":-0.45051732659339905}],"sentiment":"negative","sentiment_score":-0.45051732659339905,"channel":0,"num_words":4,"start":13.935,"end":15.795},{"sentences":[{"text":"Yeah, it's not great at all, actually, but that's okay.","start":15.315,"end":18.775,"sentiment":"neutral","sentiment_score":-0.2977586328983307}],"sentiment":"neutral","sentiment_score":-0.2977586328983307,"channel":1,"num_words":10,"start":15.315,"end":18.775},{"sentences":[{"text":"Oh, man.","start":18.495,"end":19.315,"sentiment":"neutral","sentiment_score":0.025471532717347145},{"text":"I'm just giving you a call to go through your annual review.","start":19.455,"end":22.335,"sentiment":"neutral","sentiment_score":0.08635161506632964},{"text":"How are you going","start":22.335,"end":22.975,"sentiment":"neutral","sentiment_score":0.11218714527785778}],"sentiment":"neutral","sentiment_score":0.08532839040789339,"channel":0,"num_words":18,"start":18.495,"end":22.975},{"sentences":[{"text":"Yeah.","start":22.755,"end":23.255,"sentiment":"neutral","sentiment_score":0.0505894273519516}],"sentiment":"neutral","sentiment_score":0.0505894273519516,"channel":1,"num_words":1,"start":22.755,"end":23.255},{"sentences":[{"text":"for time this morning?","start":22.975,"end":24.03,"sentiment":"neutral","sentiment_score":0.02297967951744795}],"sentiment":"neutral","sentiment_score":0.02297967951744795,"channel":0,"num_words":4,"start":22.975,"end":24.03},{"sentences":[{"text":"I should be okay.","start":24.595,"end":25.395,"sentiment":"neutral","sentiment_score":0.016303407959640026},{"text":"I'll probably be interrupted by the kids because I homeschool them there.","start":25.395,"end":29.015,"sentiment":"neutral","sentiment_score":-0.09998162401219209},{"text":"You know?","start":29.154999,"end":29.814999,"sentiment":"neutral","sentiment_score":-0.03932999633252621},{"text":"Always got a question at some point, but I should be okay.","start":30.369999,"end":34.149998,"sentiment":"neutral","sentiment_score":-0.040452947529653706}],"sentiment":"neutral","sentiment_score":-0.056622040644288066,"channel":1,"num_words":30,"start":24.595,"end":34.149998},{"sentences":[{"text":"That's okay.","start":34.67,"end":35.23,"sentiment":"neutral","sentiment_score":0.05748860538005829},{"text":"I've got a six year old and a three year old.","start":35.23,"end":37.07,"sentiment":"neutral","sentiment_score":-0.021575621244582264},{"text":"I know exactly what it's like.","start":37.07,"end":38.355,"sentiment":"neutral","sentiment_score":-0.02126313994328181},{"text":"So if you need to pause, you","start":38.355,"end":39.315,"sentiment":"neutral","sentiment_score":-0.020045504639191285}],"sentiment":"neutral","sentiment_score":-0.015009692117858391,"channel":0,"num_words":26,"start":34.67,"end":39.315},{"sentences":[{"text":"Yes.","start":39.09,"end":39.59,"sentiment":"neutral","sentiment_score":0.022154495120048523}],"sentiment":"neutral","sentiment_score":0.022154495120048523,"channel":1,"num_words":1,"start":39.09,"end":39.59},{"sentences":[{"text":"just let me know.","start":39.315,"end":39.954998,"sentiment":"neutral","sentiment_score":0.028758551459759474},{"text":"Okay?","start":39.954998,"end":40.454998,"sentiment":"neutral","sentiment_score":0.03919103369116783}],"sentiment":"neutral","sentiment_score":0.030845047906041145,"channel":0,"num_words":5,"start":39.315,"end":40.454998},{"sentences":[{"text":"No worries.","start":40.61,"end":41.25,"sentiment":"neutral","sentiment_score":0.11404679715633392},{"text":"Thank you.","start":41.25,"end":41.989998,"sentiment":"neutral","sentiment_score":0.3254065215587616}],"sentiment":"neutral","sentiment_score":0.21972665935754776,"channel":1,"num_words":4,"start":40.61,"end":41.989998},{"sentences":[{"text":"Perfect.","start":42.195,"end":42.595,"sentiment":"neutral","sentiment_score":0.2748469114303589},{"text":"Now before I get started, I've got an email pack I'm gonna shoot through to you, and","start":42.595,"end":46.835,"sentiment":"neutral","sentiment_score":0.04507650018614881}],"sentiment":"neutral","sentiment_score":0.057841523033049375,"channel":0,"num_words":18,"start":42.195,"end":46.835},{"sentences":[{"text":"Mhmm.","start":46.655,"end":47.155,"sentiment":"neutral","sentiment_score":0.015880195423960686}],"sentiment":"neutral","sentiment_score":0.015880195423960686,"channel":1,"num_words":1,"start":46.655,"end":47.155},{"sentences":[{"text":"I'm just gonna quickly go through security with you.","start":46.835,"end":49.815,"sentiment":"neutral","sentiment_score":0.015018974068678088},{"text":"Are you okay for the calls to be","start":50.595,"end":52.035,"sentiment":"neutral","sentiment_score":0.004867277108132839}],"sentiment":"neutral","sentiment_score":0.010241704910774441,"channel":0,"num_words":17,"start":46.835,"end":52.035},{"sentences":[{"text":"Yeah.","start":52.015,"end":52.515,"sentiment":"neutral","sentiment_score":0.0035585686564445496}],"sentiment":"neutral","sentiment_score":0.0035585686564445496,"channel":1,"num_words":1,"start":52.015,"end":52.515},{"sentences":[{"text":"recorded?","start":52.035,"end":52.535,"sentiment":"neutral","sentiment_score":0.008494899608194828}],"sentiment":"neutral","sentiment_score":0.008494899608194828,"channel":0,"num_words":1,"start":52.035,"end":52.535},{"sentences":[{"text":"Yeah.","start":53.135,"end":53.614998,"sentiment":"neutral","sentiment_score":0.047810256481170654},{"text":"That's fine.","start":53.614998,"end":54.434998,"sentiment":"neutral","sentiment_score":0.10136080905795097},{"text":"Yep.","start":54.575,"end":55.075,"sentiment":"neutral","sentiment_score":0.12976333498954773}],"sentiment":"neutral","sentiment_score":0.09507380239665508,"channel":1,"num_words":4,"start":53.135,"end":55.075},{"sentences":[{"text":"Perfect.","start":54.81,"end":55.210003,"sentiment":"neutral","sentiment_score":0.20259739458560944},{"text":"And I'm registered with ASIC as adviser 1273105.","start":55.210003,"end":59.370003,"sentiment":"neutral","sentiment_score":0.07775063579902053},{"text":"Could you please confirm your date of birth and address?","start":59.370003,"end":61.95,"sentiment":"neutral","sentiment_score":0.034503225423395636}],"sentiment":"neutral","sentiment_score":0.06155972290588053,"channel":0,"num_words":19,"start":54.81,"end":61.95},{"sentences":[{"text":"Yep.","start":62.58,"end":62.82,"sentiment":"neutral","sentiment_score":0.014081880450248718},{"text":"So thirteenth of the eleventh nineteen ninety three.","start":62.82,"end":65.8,"sentiment":"neutral","sentiment_score":0.012357017199974507},{"text":"The address you probably have is 281 Church Lane, Castle Way 27","start":66.34,"end":71.46,"sentiment":"neutral","sentiment_score":0.009796511847525835}],"sentiment":"neutral","sentiment_score":0.010976007629540704,"channel":1,"num_words":21,"start":62.58,"end":71.46},{"sentences":[{"text":"Correct.","start":71.225,"end":71.725,"sentiment":"neutral","sentiment_score":0.0196460485458374}],"sentiment":"neutral","sentiment_score":0.0196460485458374,"channel":0,"num_words":1,"start":71.225,"end":71.725},{"sentences":[{"text":"49, New South Wales.","start":71.46,"end":72.66,"sentiment":"neutral","sentiment_score":0.006386015913449228},{"text":"I will have to change that, though,","start":72.66,"end":74.520004,"sentiment":"neutral","sentiment_score":-0.040668614474790435}],"sentiment":"neutral","sentiment_score":-0.02355783978815783,"channel":1,"num_words":11,"start":71.46,"end":74.520004},{"sentences":[{"text":"Absolutely.","start":74.665,"end":75.165,"sentiment":"neutral","sentiment_score":-0.01079065166413784}],"sentiment":"neutral","sentiment_score":-0.01079065166413784,"channel":0,"num_words":1,"start":74.665,"end":75.165},{"sentences":[{"text":"but that's","start":75.125,"end":75.525,"sentiment":"neutral","sentiment_score":-0.012252370826900005}],"sentiment":"neutral","sentiment_score":-0.012252370826900005,"channel":1,"num_words":2,"start":75.125,"end":75.525},{"sentences":[{"text":"Let's","start":75.465004,"end":75.785,"sentiment":"neutral","sentiment_score":0.0020019549410790205}],"sentiment":"neutral","sentiment_score":0.0020019549410790205,"channel":0,"num_words":1,"start":75.465004,"end":75.785},{"sentences":[{"text":"what it","start":75.525,"end":75.845,"sentiment":"neutral","sentiment_score":-0.0032365862280130386}],"sentiment":"neutral","sentiment_score":-0.0032365862280130386,"channel":1,"num_words":2,"start":75.525,"end":75.845},{"sentences":[{"text":"get","start":75.785,"end":75.945,"sentiment":"neutral","sentiment_score":-0.002750840038061142}],"sentiment":"neutral","sentiment_score":-0.002750840038061142,"channel":0,"num_words":1,"start":75.785,"end":75.945},{"sentences":[{"text":"is","start":75.845,"end":76.085,"sentiment":"neutral","sentiment_score":-0.001746945083141327}],"sentiment":"neutral","sentiment_score":-0.001746945083141327,"channel":1,"num_words":1,"start":75.845,"end":76.085},{"sentences":[{"text":"that","start":75.945,"end":76.105,"sentiment":"neutral","sentiment_score":0.01642807573080063}],"sentiment":"neutral","sentiment_score":0.01642807573080063,"channel":0,"num_words":1,"start":75.945,"end":76.105},{"sentences":[{"text":"now","start":76.085,"end":76.585,"sentiment":"neutral","sentiment_score":-0.002689853310585022}],"sentiment":"neutral","sentiment_score":-0.002689853310585022,"channel":1,"num_words":1,"start":76.085,"end":76.585},{"sentences":[{"text":"one updated.","start":76.105,"end":76.845,"sentiment":"neutral","sentiment_score":-0.0026618698611855507}],"sentiment":"neutral","sentiment_score":-0.0026618698611855507,"channel":0,"num_words":2,"start":76.105,"end":76.845},{"sentences":[{"text":"for you guys.","start":77.205,"end":78.105,"sentiment":"neutral","sentiment_score":0.014095199604829153}],"sentiment":"neutral","sentiment_score":0.014095199604829153,"channel":1,"num_words":3,"start":77.205,"end":78.105},{"sentences":[{"text":"Alright.","start":77.670006,"end":78.07,"sentiment":"neutral","sentiment_score":0.03889543563127518},{"text":"Do you wanna start there?","start":78.07,"end":79.19,"sentiment":"neutral","sentiment_score":0.02015926465392113},{"text":"Let's just grab your new address, and I'll get it all updated on all","start":79.19,"end":82.310005,"sentiment":"neutral","sentiment_score":0.0633880855249507}],"sentiment":"neutral","sentiment_score":0.05135624781250954,"channel":0,"num_words":20,"start":77.670006,"end":82.310005},{"sentences":[{"text":"Yep.","start":82.165,"end":82.645004,"sentiment":"neutral","sentiment_score":0.03785577788949013}],"sentiment":"neutral","sentiment_score":0.03785577788949013,"channel":1,"num_words":1,"start":82.165,"end":82.645004},{"sentences":[{"text":"the systems.","start":82.310005,"end":82.89,"sentiment":"neutral","sentiment_score":0.023889191448688507}],"sentiment":"neutral","sentiment_score":0.023889191448688507,"channel":0,"num_words":2,"start":82.310005,"end":82.89},{"sentences":[{"text":"So the new address is what was we had for a couple of years prior, which is 23 Glenel Street, Blaxland.","start":82.645004,"end":89.225006,"sentiment":"neutral","sentiment_score":0.023319547286345846}],"sentiment":"neutral","sentiment_score":0.023319547286345846,"channel":1,"num_words":21,"start":82.645004,"end":89.225006},{"sentences":[{"text":"Oh, yes.","start":90.085,"end":90.485,"sentiment":"neutral","sentiment_score":0.06915716826915741},{"text":"I do have that.","start":90.485,"end":91.205,"sentiment":"neutral","sentiment_score":0.06177082285284996},{"text":"Okay.","start":91.205,"end":91.445,"sentiment":"neutral","sentiment_score":0.05264619365334511},{"text":"So","start":91.445,"end":91.605,"sentiment":"neutral","sentiment_score":0.039541762322187424}],"sentiment":"neutral","sentiment_score":0.0596981979906559,"channel":0,"num_words":8,"start":90.085,"end":91.605},{"sentences":[{"text":"Yep.","start":91.55,"end":91.950005,"sentiment":"neutral","sentiment_score":0.04160165786743164}],"sentiment":"neutral","sentiment_score":0.04160165786743164,"channel":1,"num_words":1,"start":91.55,"end":91.950005},{"sentences":[{"text":"that is","start":91.605,"end":92.085,"sentiment":"neutral","sentiment_score":0.03512778505682945}],"sentiment":"neutral","sentiment_score":0.03512778505682945,"channel":0,"num_words":2,"start":91.605,"end":92.085},{"sentences":[{"text":"So","start":91.950005,"end":92.19,"sentiment":"neutral","sentiment_score":0.03446134179830551}],"sentiment":"neutral","sentiment_score":0.03446134179830551,"channel":1,"num_words":1,"start":91.950005,"end":92.19},{"sentences":[{"text":"the","start":92.085,"end":92.585,"sentiment":"neutral","sentiment_score":0.00294431671500206}],"sentiment":"neutral","sentiment_score":0.00294431671500206,"channel":0,"num_words":1,"start":92.085,"end":92.585},{"sentences":[{"text":"it's back to the","start":92.19,"end":93.39,"sentiment":"neutral","sentiment_score":0.006667465670034289}],"sentiment":"neutral","sentiment_score":0.006667465670034289,"channel":1,"num_words":4,"start":92.19,"end":93.39},{"sentences":[{"text":"new","start":93.445,"end":93.925,"sentiment":"neutral","sentiment_score":0.022640187293291092}],"sentiment":"neutral","sentiment_score":0.022640187293291092,"channel":0,"num_words":1,"start":93.445,"end":93.925},{"sentences":[{"text":"what it was.","start":93.47,"end":94.29,"sentiment":"neutral","sentiment_score":0.004687869610885779}],"sentiment":"neutral","sentiment_score":0.004687869610885779,"channel":1,"num_words":3,"start":93.47,"end":94.29},{"sentences":[{"text":"current address.","start":93.925,"end":94.985,"sentiment":"neutral","sentiment_score":-0.014187335968017578},{"text":"Alright.","start":96.245,"end":96.645004,"sentiment":"neutral","sentiment_score":-0.003677759552374482},{"text":"I'm just gonna have a quick look see on the super just to see if that's already been updated or if I need to switch that up.","start":96.645004,"end":103.945,"sentiment":"neutral","sentiment_score":0.08113478689833924},{"text":"Yeah.","start":104.54,"end":104.700005,"sentiment":"neutral","sentiment_score":0.11009280383586884},{"text":"I'll have to update your add your address on the super","start":104.700005,"end":106.94,"sentiment":"neutral","sentiment_score":0.18591801144860007}],"sentiment":"neutral","sentiment_score":0.10270899391755284,"channel":0,"num_words":42,"start":93.925,"end":106.94},{"sentences":[{"text":"Yep.","start":106.895004,"end":107.395004,"sentiment":"neutral","sentiment_score":0.15138885378837583}],"sentiment":"neutral","sentiment_score":0.15138885378837583,"channel":1,"num_words":1,"start":106.895004,"end":107.395004},{"sentences":[{"text":"fund as well.","start":106.94,"end":107.920006,"sentiment":"neutral","sentiment_score":0.18717390298843384}],"sentiment":"neutral","sentiment_score":0.18717390298843384,"channel":0,"num_words":3,"start":106.94,"end":107.920006},{"sentences":[{"text":"That's fine.","start":108.095,"end":108.995,"sentiment":"positive","sentiment_score":0.3945630192756653}],"sentiment":"positive","sentiment_score":0.3945630192756653,"channel":1,"num_words":2,"start":108.095,"end":108.995},{"sentences":[{"text":"K.","start":110.14,"end":110.380005,"sentiment":"neutral","sentiment_score":0.17684811353683472},{"text":"I can get that sorted.","start":110.380005,"end":111.58,"sentiment":"neutral","sentiment_score":0.2966580092906952},{"text":"No worries at all.","start":111.58,"end":112.54,"sentiment":"neutral","sentiment_score":0.23204350471496582},{"text":"Now is there anything in particular that you would like to get out of this year's review?","start":112.54,"end":117.28,"sentiment":"neutral","sentiment_score":0.09996545139481039}],"sentiment":"neutral","sentiment_score":0.15880462416896113,"channel":0,"num_words":27,"start":110.14,"end":117.28},{"sentences":[{"text":"Not in particular.","start":119.32,"end":120.36,"sentiment":"neutral","sentiment_score":-0.06932830934723218},{"text":"Some details we'll need to change, which I don't Yes, Abigail.","start":120.36,"end":124.86,"sentiment":"neutral","sentiment_score":-0.10342951254411177},{"text":"I'm sorry.","start":126.03999,"end":126.759995,"sentiment":"neutral","sentiment_score":-0.18040932714939117},{"text":"I can't help you.","start":126.759995,"end":127.56,"sentiment":"neutral","sentiment_score":-0.20488419383764267},{"text":"Just sound it out or choose something else.","start":127.56,"end":129.81999,"sentiment":"neutral","sentiment_score":-0.11953023914247751}],"sentiment":"neutral","sentiment_score":-0.12436810388628926,"channel":1,"num_words":28,"start":119.32,"end":129.81999},{"sentences":[{"text":"The details I'll have to change, which I don't want to, but it is what it is,","start":132.78499,"end":136.965,"sentiment":"neutral","sentiment_score":-0.10780555053668864}],"sentiment":"neutral","sentiment_score":-0.10780555053668864,"channel":1,"num_words":17,"start":132.78499,"end":136.965},{"sentences":[{"text":"Yep.","start":137.25,"end":137.75,"sentiment":"neutral","sentiment_score":-0.06978395581245422}],"sentiment":"neutral","sentiment_score":-0.06978395581245422,"channel":0,"num_words":1,"start":137.25,"end":137.75},{"sentences":[{"text":"is that my husband and I are currently separated.","start":137.745,"end":141.045,"sentiment":"neutral","sentiment_score":-0.14873196019066703},{"text":"So","start":141.34499,"end":141.84499,"sentiment":"neutral","sentiment_score":-0.1292213648557663}],"sentiment":"neutral","sentiment_score":-0.14678090065717697,"channel":1,"num_words":10,"start":137.745,"end":141.84499},{"sentences":[{"text":"Right.","start":142.30501,"end":142.80501,"sentiment":"neutral","sentiment_score":-0.12157002091407776}],"sentiment":"neutral","sentiment_score":-0.12157002091407776,"channel":0,"num_words":1,"start":142.30501,"end":142.80501},{"sentences":[{"text":"there's I don't know what you call it.","start":142.465,"end":144.625,"sentiment":"neutral","sentiment_score":-0.1622931119054556},{"text":"There'd be, like, issues, I guess, surrounding that.","start":144.625,"end":149.32,"sentiment":"neutral","sentiment_score":-0.17860962823033333},{"text":"Yeah.","start":151.46,"end":151.94,"sentiment":"neutral","sentiment_score":-0.07670564949512482},{"text":"So I don't know.","start":151.94,"end":153.32,"sentiment":"neutral","sentiment_score":-0.08847564272582531},{"text":"I I can just only answer to the best of my knowledge and ability with all","start":154.42001,"end":159.22,"sentiment":"neutral","sentiment_score":-0.0409654350951314}],"sentiment":"neutral","sentiment_score":-0.10306154332450919,"channel":1,"num_words":37,"start":142.465,"end":159.22},{"sentences":[{"text":"That's","start":159.04,"end":159.28,"sentiment":"neutral","sentiment_score":-0.0219870712608099}],"sentiment":"neutral","sentiment_score":-0.0219870712608099,"channel":0,"num_words":1,"start":159.04,"end":159.28},{"sentences":[{"text":"the","start":159.22,"end":159.38,"sentiment":"neutral","sentiment_score":-0.033242709934711456}],"sentiment":"neutral","sentiment_score":-0.033242709934711456,"channel":1,"num_words":1,"start":159.22,"end":159.38},{"sentences":[{"text":"okay.","start":159.28,"end":159.78,"sentiment":"neutral","sentiment_score":-0.006746474653482437}],"sentiment":"neutral","sentiment_score":-0.006746474653482437,"channel":0,"num_words":1,"start":159.28,"end":159.78},{"sentences":[{"text":"financial stuff, but assets and stuff will have changed and","start":159.38,"end":163.785,"sentiment":"neutral","sentiment_score":-0.06458395011723042}],"sentiment":"neutral","sentiment_score":-0.06458395011723042,"channel":1,"num_words":10,"start":159.38,"end":163.785},{"sentences":[{"text":"Yep.","start":163.76,"end":164.26,"sentiment":"neutral","sentiment_score":-0.04242475330829621}],"sentiment":"neutral","sentiment_score":-0.04242475330829621,"channel":0,"num_words":1,"start":163.76,"end":164.26},{"sentences":[{"text":"things like that.","start":163.785,"end":164.925,"sentiment":"neutral","sentiment_score":-0.049415738632281624}],"sentiment":"neutral","sentiment_score":-0.049415738632281624,"channel":1,"num_words":3,"start":163.785,"end":164.925},{"sentences":[{"text":"So one of the things I'll mainly just go off kind of round figures for most of the assets, and it's not gonna","start":165.695,"end":171.695,"sentiment":"neutral","sentiment_score":-0.02942339432142351}],"sentiment":"neutral","sentiment_score":-0.02942339432142351,"channel":0,"num_words":23,"start":165.695,"end":171.695},{"sentences":[{"text":"Yeah.","start":171.465,"end":171.965,"sentiment":"neutral","sentiment_score":-0.07215601950883865}],"sentiment":"neutral","sentiment_score":-0.07215601950883865,"channel":1,"num_words":1,"start":171.465,"end":171.965},{"sentences":[{"text":"impact things too much.","start":171.695,"end":172.895,"sentiment":"neutral","sentiment_score":-0.18339351192116737},{"text":"I just need","start":172.895,"end":173.375,"sentiment":"neutral","sentiment_score":-0.06697443872690201}],"sentiment":"neutral","sentiment_score":-0.13349962340933935,"channel":0,"num_words":7,"start":171.695,"end":173.375},{"sentences":[{"text":"Yeah.","start":173.225,"end":173.52,"sentiment":"neutral","sentiment_score":-0.03192049264907837}],"sentiment":"neutral","sentiment_score":-0.03192049264907837,"channel":1,"num_words":1,"start":173.225,"end":173.52},{"sentences":[{"text":"to make sure that in that situation that your super fund, the insurances, your estate planning is all cleaned up, if that makes sense.","start":173.375,"end":180.275,"sentiment":"neutral","sentiment_score":-0.025849093372623127}],"sentiment":"neutral","sentiment_score":-0.025849093372623127,"channel":0,"num_words":24,"start":173.375,"end":180.275},{"sentences":[{"text":"Yeah.","start":180.48001,"end":180.98001,"sentiment":"neutral","sentiment_score":0.015250859782099724},{"text":"I mean, look, he's still listed as the, I think, non lapsing or whatever beneficiary.","start":181.04001,"end":187.3,"sentiment":"neutral","sentiment_score":0.018561982945539058},{"text":"And I just keep it at that because, honestly, if something happened to me, he'd have to look after the kids and he might as well have the money to do it.","start":187.36,"end":194.015,"sentiment":"neutral","sentiment_score":-0.02169626101385802},{"text":"So","start":194.015,"end":194.515,"sentiment":"neutral","sentiment_score":0.015124168246984482}],"sentiment":"neutral","sentiment_score":-0.007866848576148706,"channel":1,"num_words":49,"start":180.48001,"end":194.515},{"sentences":[{"text":"Okay.","start":194.295,"end":194.775,"sentiment":"neutral","sentiment_score":0.020268866792321205},{"text":"So leave the","start":194.775,"end":195.655,"sentiment":"neutral","sentiment_score":0.019573412835597992}],"sentiment":"neutral","sentiment_score":0.019747276324778795,"channel":0,"num_words":4,"start":194.295,"end":195.655},{"sentences":[{"text":"yeah.","start":195.61499,"end":196.11499,"sentiment":"neutral","sentiment_score":0.029939033091068268}],"sentiment":"neutral","sentiment_score":0.029939033091068268,"channel":1,"num_words":1,"start":195.61499,"end":196.11499},{"sentences":[{"text":"beneficiary as","start":195.655,"end":196.535,"sentiment":"neutral","sentiment_score":0.034847475588321686}],"sentiment":"neutral","sentiment_score":0.034847475588321686,"channel":0,"num_words":2,"start":195.655,"end":196.535},{"sentences":[{"text":"Yeah.","start":196.33499,"end":196.735,"sentiment":"neutral","sentiment_score":0.04058445617556572}],"sentiment":"neutral","sentiment_score":0.04058445617556572,"channel":1,"num_words":1,"start":196.33499,"end":196.735},{"sentences":[{"text":"is.","start":196.535,"end":197.035,"sentiment":"neutral","sentiment_score":0.03603149950504303}],"sentiment":"neutral","sentiment_score":0.03603149950504303,"channel":0,"num_words":1,"start":196.535,"end":197.035},{"sentences":[{"text":"Just I'll just leave that.","start":196.735,"end":198.655,"sentiment":"neutral","sentiment_score":0.049541182816028595},{"text":"It's yep.","start":198.655,"end":199.715,"sentiment":"neutral","sentiment_score":0.06042349338531494}],"sentiment":"neutral","sentiment_score":0.052650414407253265,"channel":1,"num_words":7,"start":196.735,"end":199.715},{"sentences":[{"text":"No.","start":200.215,"end":200.375,"sentiment":"neutral","sentiment_score":0.02148866280913353},{"text":"That's totally fine.","start":200.375,"end":201.515,"sentiment":"neutral","sentiment_score":0.138167438407739}],"sentiment":"neutral","sentiment_score":0.10899774450808764,"channel":0,"num_words":4,"start":200.215,"end":201.515},{"sentences":[{"text":"Yep.","start":201.23,"end":201.73,"sentiment":"neutral","sentiment_score":0.15785327553749084}],"sentiment":"neutral","sentiment_score":0.15785327553749084,"channel":1,"num_words":1,"start":201.23,"end":201.73},{"sentences":[{"text":"When it comes to so we'll update the address.","start":202.295,"end":204.535,"sentiment":"neutral","sentiment_score":0.17682983643478817},{"text":"That's all good there.","start":204.535,"end":205.755,"sentiment":"positive","sentiment_score":0.42731260508298874},{"text":"Now we've got the change of address.","start":206.13,"end":208.47,"sentiment":"neutral","sentiment_score":0.17183696904352733},{"text":"With the separation, are you guys going through or have you gone through, like, property settlement or","start":208.69,"end":214.45,"sentiment":"neutral","sentiment_score":0.005668586339144146}],"sentiment":"neutral","sentiment_score":0.12432280268419434,"channel":0,"num_words":37,"start":202.295,"end":214.45},{"sentences":[{"text":"Yeah.","start":214.43,"end":214.90999,"sentiment":"neutral","sentiment_score":0.011105320416390896}],"sentiment":"neutral","sentiment_score":0.011105320416390896,"channel":1,"num_words":1,"start":214.43,"end":214.90999},{"sentences":[{"text":"anything","start":214.45,"end":214.93,"sentiment":"neutral","sentiment_score":0.012712590396404266}],"sentiment":"neutral","sentiment_score":0.012712590396404266,"channel":0,"num_words":1,"start":214.45,"end":214.93},{"sentences":[{"text":"So","start":214.90999,"end":215.15,"sentiment":"neutral","sentiment_score":0.005248385481536388}],"sentiment":"neutral","sentiment_score":0.005248385481536388,"channel":1,"num_words":1,"start":214.90999,"end":215.15},{"sentences":[{"text":"to that","start":214.93,"end":215.25,"sentiment":"neutral","sentiment_score":0.015364499762654305}],"sentiment":"neutral","sentiment_score":0.015364499762654305,"channel":0,"num_words":2,"start":214.93,"end":215.25},{"sentences":[{"text":"it's,","start":215.15,"end":215.415,"sentiment":"neutral","sentiment_score":0.014752998016774654}],"sentiment":"neutral","sentiment_score":0.014752998016774654,"channel":1,"num_words":1,"start":215.15,"end":215.415},{"sentences":[{"text":"degree?","start":215.25,"end":215.75,"sentiment":"neutral","sentiment_score":0.016589516773819923}],"sentiment":"neutral","sentiment_score":0.016589516773819923,"channel":0,"num_words":1,"start":215.25,"end":215.75},{"sentences":[{"text":"yeah, it's about to be finalized.","start":215.575,"end":217.59499,"sentiment":"neutral","sentiment_score":0.06122694785396258},{"text":"Consent orders kind of being done now.","start":219.655,"end":223.81499,"sentiment":"neutral","sentiment_score":0.03081211820244789},{"text":"So","start":223.81499,"end":224.055,"sentiment":"neutral","sentiment_score":0.0394098199903965}],"sentiment":"neutral","sentiment_score":0.04446116675223623,"channel":1,"num_words":14,"start":215.575,"end":224.055},{"sentences":[{"text":"Okay.","start":224.065,"end":224.545,"sentiment":"neutral","sentiment_score":0.05148666352033615}],"sentiment":"neutral","sentiment_score":0.05148666352033615,"channel":0,"num_words":1,"start":224.065,"end":224.545},{"sentences":[{"text":"yeah.","start":224.295,"end":224.795,"sentiment":"neutral","sentiment_score":0.046240098774433136}],"sentiment":"neutral","sentiment_score":0.046240098774433136,"channel":1,"num_words":1,"start":224.295,"end":224.795},{"sentences":[{"text":"Yep.","start":224.545,"end":225.045,"sentiment":"neutral","sentiment_score":0.048418328166008},{"text":"So I'll go through what we've got on file.","start":225.505,"end":228.065,"sentiment":"neutral","sentiment_score":0.05094368755817413},{"text":"To the best","start":228.065,"end":228.545,"sentiment":"neutral","sentiment_score":0.047764282673597336}],"sentiment":"neutral","sentiment_score":0.0500157203238744,"channel":0,"num_words":13,"start":224.545,"end":228.545},{"sentences":[{"text":"Yep.","start":228.45499,"end":228.95499,"sentiment":"neutral","sentiment_score":0.04241422936320305}],"sentiment":"neutral","sentiment_score":0.04241422936320305,"channel":1,"num_words":1,"start":228.45499,"end":228.95499},{"sentences":[{"text":"of your knowledge, just let me know","start":228.545,"end":230.08499,"sentiment":"neutral","sentiment_score":0.023367221068058695}],"sentiment":"neutral","sentiment_score":0.023367221068058695,"channel":0,"num_words":7,"start":228.545,"end":230.08499},{"sentences":[{"text":"Yeah.","start":230.135,"end":230.55,"sentiment":"neutral","sentiment_score":0.010169398039579391}],"sentiment":"neutral","sentiment_score":0.010169398039579391,"channel":1,"num_words":1,"start":230.135,"end":230.55},{"sentences":[{"text":"what's changed or about to change, and","start":230.45001,"end":232.55,"sentiment":"neutral","sentiment_score":-0.007186211466822507}],"sentiment":"neutral","sentiment_score":-0.007186211466822507,"channel":0,"num_words":7,"start":230.45001,"end":232.55},{"sentences":[{"text":"Yeah.","start":232.31,"end":232.47,"sentiment":"neutral","sentiment_score":0.010771105997264383},{"text":"Yeah.","start":232.47,"end":232.97,"sentiment":"neutral","sentiment_score":0.02090688794851303}],"sentiment":"neutral","sentiment_score":0.015838996972888708,"channel":1,"num_words":2,"start":232.31,"end":232.97},{"sentences":[{"text":"I'll put some placeholder flags on that","start":232.85,"end":235.33,"sentiment":"neutral","sentiment_score":0.02638813161424228}],"sentiment":"neutral","sentiment_score":0.02638813161424228,"channel":0,"num_words":7,"start":232.85,"end":235.33},{"sentences":[{"text":"Yep.","start":235.27,"end":235.77,"sentiment":"neutral","sentiment_score":0.014855990186333656}],"sentiment":"neutral","sentiment_score":0.014855990186333656,"channel":1,"num_words":1,"start":235.27,"end":235.77},{"sentences":[{"text":"part of the file.","start":235.33,"end":236.31,"sentiment":"neutral","sentiment_score":0.020190875744447112}],"sentiment":"neutral","sentiment_score":0.020190875744447112,"channel":0,"num_words":4,"start":235.33,"end":236.31},{"sentences":[{"text":"Yep.","start":236.47,"end":236.97,"sentiment":"neutral","sentiment_score":0.021973347291350365}],"sentiment":"neutral","sentiment_score":0.021973347291350365,"channel":1,"num_words":1,"start":236.47,"end":236.97},{"sentences":[{"text":"K.","start":237.65001,"end":237.97,"sentiment":"neutral","sentiment_score":0.01555001363158226},{"text":"So we'll start with vehicles.","start":237.97,"end":240.55,"sentiment":"neutral","sentiment_score":0.025526375323534013},{"text":"We have Land Cruiser and a Prado.","start":240.77,"end":242.95001,"sentiment":"neutral","sentiment_score":0.03186571704489844}],"sentiment":"neutral","sentiment_score":0.028172454581810877,"channel":0,"num_words":13,"start":237.65001,"end":242.95001},{"sentences":[{"text":"Yes.","start":243.685,"end":244.005,"sentiment":"neutral","sentiment_score":0.06293915212154388},{"text":"So he will retain the Land Cruiser, and I've got the Prado.","start":244.005,"end":248.265,"sentiment":"neutral","sentiment_score":0.06192746960247556}],"sentiment":"neutral","sentiment_score":0.06200529133471159,"channel":1,"num_words":13,"start":243.685,"end":248.265},{"sentences":[{"text":"K.","start":249.00499,"end":249.165,"sentiment":"neutral","sentiment_score":0.022814106196165085},{"text":"So we got this.","start":249.165,"end":250.14499,"sentiment":"neutral","sentiment_score":0.03821357432752848},{"text":"And we've got Hailey.","start":251.165,"end":252.385,"sentiment":"neutral","sentiment_score":0.04475095774978399},{"text":"And in terms of there was a box trailer.","start":252.84499,"end":255.105,"sentiment":"neutral","sentiment_score":0.02871667469541232}],"sentiment":"neutral","sentiment_score":0.03406235037578477,"channel":0,"num_words":18,"start":249.00499,"end":255.105},{"sentences":[{"text":"He's got that one.","start":255.60501,"end":256.77,"sentiment":"neutral","sentiment_score":0.0368239632807672},{"text":"He will","start":257.00998,"end":257.25,"sentiment":"neutral","sentiment_score":0.03248824551701546}],"sentiment":"neutral","sentiment_score":0.035378724026183285,"channel":1,"num_words":6,"start":255.60501,"end":257.25},{"sentences":[{"text":"K.","start":257.18,"end":257.68,"sentiment":"neutral","sentiment_score":0.029067140072584152}],"sentiment":"neutral","sentiment_score":0.029067140072584152,"channel":0,"num_words":1,"start":257.18,"end":257.68},{"sentences":[{"text":"retain that.","start":257.25,"end":258.12997,"sentiment":"neutral","sentiment_score":0.04601002112030983}],"sentiment":"neutral","sentiment_score":0.04601002112030983,"channel":1,"num_words":2,"start":257.25,"end":258.12997},{"sentences":[{"text":"Perfect.","start":257.74,"end":258.24,"sentiment":"positive","sentiment_score":0.4464038610458374}],"sentiment":"positive","sentiment_score":0.4464038610458374,"channel":0,"num_words":1,"start":257.74,"end":258.24},{"sentences":[{"text":"Yep.","start":258.12997,"end":258.62997,"sentiment":"neutral","sentiment_score":0.18516623973846436}],"sentiment":"neutral","sentiment_score":0.18516623973846436,"channel":1,"num_words":1,"start":258.12997,"end":258.62997},{"sentences":[{"text":"Now we have we had three properties listed, main","start":260.38,"end":264.06,"sentiment":"neutral","sentiment_score":0.06945418938994408}],"sentiment":"neutral","sentiment_score":0.06945418938994408,"channel":0,"num_words":9,"start":260.38,"end":264.06},{"sentences":[{"text":"Yes.","start":264.05,"end":264.55,"sentiment":"neutral","sentiment_score":0.0447569340467453}],"sentiment":"neutral","sentiment_score":0.0447569340467453,"channel":1,"num_words":1,"start":264.05,"end":264.55},{"sentences":[{"text":"residence and two investment properties.","start":264.06,"end":265.91998,"sentiment":"neutral","sentiment_score":0.0408725805580616}],"sentiment":"neutral","sentiment_score":0.0408725805580616,"channel":0,"num_words":5,"start":264.06,"end":265.91998},{"sentences":[{"text":"Yep.","start":265.81,"end":266.31,"sentiment":"neutral","sentiment_score":0.02882147580385208},{"text":"So Jordan Springs, that's been sold, so that's not a thing anymore.","start":266.44998,"end":273.85498,"sentiment":"neutral","sentiment_score":-0.028083491992826264},{"text":"And the Black Swan House will be in my name, and he will retain his Castleway property that his inherited","start":274.875,"end":282.715,"sentiment":"neutral","sentiment_score":0.044387072790414095}],"sentiment":"neutral","sentiment_score":0.01756245538479451,"channel":1,"num_words":33,"start":265.81,"end":282.715},{"sentences":[{"text":"Okay.","start":282.41,"end":282.88998,"sentiment":"neutral","sentiment_score":0.02369106002151966}],"sentiment":"neutral","sentiment_score":0.02369106002151966,"channel":0,"num_words":1,"start":282.41,"end":282.88998},{"sentences":[{"text":"property.","start":282.715,"end":283.215,"sentiment":"neutral","sentiment_score":0.009238554164767264}],"sentiment":"neutral","sentiment_score":0.009238554164767264,"channel":1,"num_words":1,"start":282.715,"end":283.215},{"sentences":[{"text":"So the","start":282.88998,"end":283.37,"sentiment":"neutral","sentiment_score":0.027974083088338375}],"sentiment":"neutral","sentiment_score":0.027974083088338375,"channel":0,"num_words":2,"start":282.88998,"end":283.37},{"sentences":[{"text":"Yep.","start":283.35498,"end":283.85498,"sentiment":"neutral","sentiment_score":0.018624527379870415}],"sentiment":"neutral","sentiment_score":0.018624527379870415,"channel":1,"num_words":1,"start":283.35498,"end":283.85498},{"sentences":[{"text":"main that's right.","start":283.37,"end":284.72998,"sentiment":"neutral","sentiment_score":0.027852134158213932},{"text":"The new inherited property, so that will go across there.","start":284.72998,"end":289.06998,"sentiment":"neutral","sentiment_score":0.03418624307960272},{"text":"And the so it was the Blackstone property that will be","start":289.53,"end":293.06998,"sentiment":"neutral","sentiment_score":0.02384417402473363}],"sentiment":"neutral","sentiment_score":0.028654364480947454,"channel":0,"num_words":24,"start":283.37,"end":293.06998},{"sentences":[{"text":"Yeah.","start":293.69,"end":294.01,"sentiment":"neutral","sentiment_score":0.03029808029532433}],"sentiment":"neutral","sentiment_score":0.03029808029532433,"channel":1,"num_words":1,"start":293.69,"end":294.01},{"sentences":[{"text":"yours to","start":293.735,"end":294.13498,"sentiment":"neutral","sentiment_score":0.029350983910262585}],"sentiment":"neutral","sentiment_score":0.029350983910262585,"channel":0,"num_words":2,"start":293.735,"end":294.13498},{"sentences":[{"text":"Blackfront.","start":294.01,"end":294.51,"sentiment":"neutral","sentiment_score":0.03080202452838421}],"sentiment":"neutral","sentiment_score":0.03080202452838421,"channel":1,"num_words":1,"start":294.01,"end":294.51},{"sentences":[{"text":"live","start":294.13498,"end":294.63498,"sentiment":"neutral","sentiment_score":0.026923565194010735}],"sentiment":"neutral","sentiment_score":0.026923565194010735,"channel":0,"num_words":1,"start":294.13498,"end":294.63498},{"sentences":[{"text":"Yep.","start":294.89,"end":295.39,"sentiment":"neutral","sentiment_score":0.026762669906020164},{"text":"Yep.","start":295.45,"end":295.95,"sentiment":"neutral","sentiment_score":0.015234104357659817}],"sentiment":"neutral","sentiment_score":0.02099838713183999,"channel":1,"num_words":2,"start":294.89,"end":295.95},{"sentences":[{"text":"in?","start":295.69498,"end":296.19498,"sentiment":"neutral","sentiment_score":0.008247660472989082},{"text":"Alright.","start":297.25497,"end":297.75497,"sentiment":"neutral","sentiment_score":0.06699599325656891}],"sentiment":"neutral","sentiment_score":0.037621826864778996,"channel":0,"num_words":2,"start":295.69498,"end":297.75497},{"sentences":[{"text":"So, yeah, both of those are fully paid off if that, I","start":298.51498,"end":303.47498,"sentiment":"neutral","sentiment_score":0.0741486983994643}],"sentiment":"neutral","sentiment_score":0.0741486983994643,"channel":1,"num_words":12,"start":298.51498,"end":303.47498},{"sentences":[{"text":"Yep.","start":303.335,"end":303.655,"sentiment":"neutral","sentiment_score":0.009385550394654274}],"sentiment":"neutral","sentiment_score":0.009385550394654274,"channel":0,"num_words":1,"start":303.335,"end":303.655},{"sentences":[{"text":"don't know,","start":303.47498,"end":303.955,"sentiment":"neutral","sentiment_score":-0.009675875771790743}],"sentiment":"neutral","sentiment_score":-0.009675875771790743,"channel":1,"num_words":2,"start":303.47498,"end":303.955},{"sentences":[{"text":"That's","start":303.655,"end":303.97498,"sentiment":"neutral","sentiment_score":0.10964132845401764}],"sentiment":"neutral","sentiment_score":0.10964132845401764,"channel":0,"num_words":1,"start":303.655,"end":303.97498},{"sentences":[{"text":"changes","start":303.955,"end":304.435,"sentiment":"neutral","sentiment_score":0.07797432690858841}],"sentiment":"neutral","sentiment_score":0.07797432690858841,"channel":1,"num_words":1,"start":303.955,"end":304.435},{"sentences":[{"text":"perfect.","start":303.97498,"end":304.47498,"sentiment":"neutral","sentiment_score":0.08772975206375122}],"sentiment":"neutral","sentiment_score":0.08772975206375122,"channel":0,"num_words":1,"start":303.97498,"end":304.47498},{"sentences":[{"text":"anything financially.","start":304.435,"end":305.815,"sentiment":"neutral","sentiment_score":0.012828757986426353},{"text":"Yep.","start":306.035,"end":306.535,"sentiment":"neutral","sentiment_score":0.03523675724864006}],"sentiment":"neutral","sentiment_score":0.02029809107383092,"channel":1,"num_words":3,"start":304.435,"end":306.535},{"sentences":[{"text":"Alright.","start":307.67,"end":308.15,"sentiment":"neutral","sentiment_score":0.06111554428935051},{"text":"So all three properties, would they be all clear of debt then?","start":308.15,"end":311.29,"sentiment":"neutral","sentiment_score":0.026739390566945076}],"sentiment":"neutral","sentiment_score":0.029383710084053185,"channel":0,"num_words":13,"start":307.67,"end":311.29},{"sentences":[{"text":"Yeah.","start":311.33002,"end":311.65,"sentiment":"neutral","sentiment_score":0.04957432299852371},{"text":"We have no debt.","start":311.65,"end":312.87,"sentiment":"neutral","sentiment_score":0.029455761425197124}],"sentiment":"neutral","sentiment_score":0.033479473739862445,"channel":1,"num_words":5,"start":311.33002,"end":312.87},{"sentences":[{"text":"K.","start":313.59,"end":314.09,"sentiment":"neutral","sentiment_score":0.030566219240427017}],"sentiment":"neutral","sentiment_score":0.030566219240427017,"channel":0,"num_words":1,"start":313.59,"end":314.09},{"sentences":[{"text":"Even","start":314.37,"end":314.69,"sentiment":"neutral","sentiment_score":0.0297927875071764}],"sentiment":"neutral","sentiment_score":0.0297927875071764,"channel":1,"num_words":1,"start":314.37,"end":314.69},{"sentences":[{"text":"So","start":314.47,"end":314.87,"sentiment":"neutral","sentiment_score":0.022158460691571236}],"sentiment":"neutral","sentiment_score":0.022158460691571236,"channel":0,"num_words":1,"start":314.47,"end":314.87},{"sentences":[{"text":"on cars,","start":314.69,"end":315.17,"sentiment":"neutral","sentiment_score":0.01602904312312603}],"sentiment":"neutral","sentiment_score":0.01602904312312603,"channel":1,"num_words":2,"start":314.69,"end":315.17},{"sentences":[{"text":"sold","start":314.87,"end":315.19,"sentiment":"neutral","sentiment_score":0.0008061230182647705}],"sentiment":"neutral","sentiment_score":0.0008061230182647705,"channel":0,"num_words":1,"start":314.87,"end":315.19},{"sentences":[{"text":"there's","start":315.17,"end":315.49,"sentiment":"neutral","sentiment_score":0.0015308832516893744}],"sentiment":"neutral","sentiment_score":0.0015308832516893744,"channel":1,"num_words":1,"start":315.17,"end":315.49},{"sentences":[{"text":"off one","start":315.19,"end":315.67,"sentiment":"neutral","sentiment_score":0.0021999794989824295}],"sentiment":"neutral","sentiment_score":0.0021999794989824295,"channel":0,"num_words":2,"start":315.19,"end":315.67},{"sentences":[{"text":"no","start":315.49,"end":315.73,"sentiment":"neutral","sentiment_score":0.009582288563251495}],"sentiment":"neutral","sentiment_score":0.009582288563251495,"channel":1,"num_words":1,"start":315.49,"end":315.73},{"sentences":[{"text":"and","start":315.67,"end":315.91,"sentiment":"neutral","sentiment_score":-0.01901637390255928}],"sentiment":"neutral","sentiment_score":-0.01901637390255928,"channel":0,"num_words":1,"start":315.67,"end":315.91},{"sentences":[{"text":"debt.","start":315.73,"end":316.23,"sentiment":"neutral","sentiment_score":-0.019964348524808884}],"sentiment":"neutral","sentiment_score":-0.019964348524808884,"channel":1,"num_words":1,"start":315.73,"end":316.23},{"sentences":[{"text":"just paid everything off.","start":315.91,"end":317.205,"sentiment":"neutral","sentiment_score":0.04130774177610874}],"sentiment":"neutral","sentiment_score":0.04130774177610874,"channel":0,"num_words":4,"start":315.91,"end":317.205},{"sentences":[{"text":"Yep.","start":317.17,"end":317.67,"sentiment":"neutral","sentiment_score":0.07730478048324585},{"text":"Yep.","start":317.89,"end":318.39,"sentiment":"neutral","sentiment_score":0.06731528788805008}],"sentiment":"neutral","sentiment_score":0.07231003418564796,"channel":1,"num_words":2,"start":317.17,"end":318.39},{"sentences":[{"text":"Yep.","start":318.16498,"end":318.66498,"sentiment":"neutral","sentiment_score":0.055276524275541306},{"text":"Sensation.","start":318.805,"end":319.28497,"sentiment":"neutral","sentiment_score":0.058853499591350555},{"text":"Okay.","start":319.28497,"end":319.525,"sentiment":"neutral","sentiment_score":0.257651686668396},{"text":"So that's that's nice and easy.","start":319.525,"end":321.22498,"sentiment":"positive","sentiment_score":0.5354593644539515}],"sentiment":"positive","sentiment_score":0.398281988584333,"channel":0,"num_words":9,"start":318.16498,"end":321.22498},{"sentences":[{"text":"Yeah.","start":321.33002,"end":321.825,"sentiment":"neutral","sentiment_score":0.15375640988349917},{"text":"Yeah.","start":321.905,"end":322.405,"sentiment":"neutral","sentiment_score":0.0897333100438118}],"sentiment":"neutral","sentiment_score":0.12174485996365549,"channel":1,"num_words":2,"start":321.33002,"end":322.405},{"sentences":[{"text":"Is the the property that you're retaining, is that the exact same as your that's not Glenelg Street, is it?","start":322.72498,"end":329.91,"sentiment":"neutral","sentiment_score":0.00011361646465957165}],"sentiment":"neutral","sentiment_score":0.00011361646465957165,"channel":0,"num_words":20,"start":322.72498,"end":329.91},{"sentences":[{"text":"Yeah.","start":329.825,"end":330.14502,"sentiment":"neutral","sentiment_score":-0.023437032476067543},{"text":"No.","start":330.14502,"end":330.30502,"sentiment":"neutral","sentiment_score":-0.11607251316308977},{"text":"It is.","start":330.30502,"end":330.70502,"sentiment":"neutral","sentiment_score":-0.07697480171918869},{"text":"It is.","start":330.70502,"end":331.36502,"sentiment":"neutral","sentiment_score":-0.06459270045161247}],"sentiment":"neutral","sentiment_score":-0.0704407583301266,"channel":1,"num_words":6,"start":329.825,"end":331.36502},{"sentences":[{"text":"Yeah.","start":332.47,"end":332.71,"sentiment":"neutral","sentiment_score":-0.01157436240464449},{"text":"Okay.","start":332.71,"end":332.95,"sentiment":"neutral","sentiment_score":-0.03557667136192322},{"text":"Sorry.","start":332.95,"end":333.35,"sentiment":"neutral","sentiment_score":-0.06281481683254242},{"text":"Someone had a typo day naming it Blackstone, and I","start":333.35,"end":336.39,"sentiment":"neutral","sentiment_score":-0.037992378883063796}],"sentiment":"neutral","sentiment_score":-0.037683818417672925,"channel":0,"num_words":13,"start":332.47,"end":336.39},{"sentences":[{"text":"Oh,","start":336.385,"end":336.885,"sentiment":"neutral","sentiment_score":-0.0990460366010666}],"sentiment":"neutral","sentiment_score":-0.0990460366010666,"channel":1,"num_words":1,"start":336.385,"end":336.885},{"sentences":[{"text":"was like, that's not the same as","start":336.39,"end":338.09,"sentiment":"neutral","sentiment_score":-0.14219858816691808}],"sentiment":"neutral","sentiment_score":-0.14219858816691808,"channel":0,"num_words":7,"start":336.39,"end":338.09},{"sentences":[{"text":"no.","start":338.33002,"end":338.65,"sentiment":"neutral","sentiment_score":-0.11264343559741974},{"text":"It's it's the Glenel Street","start":338.65,"end":340.25,"sentiment":"neutral","sentiment_score":-0.027135809510946275}],"sentiment":"neutral","sentiment_score":-0.04138708052535852,"channel":1,"num_words":6,"start":338.33002,"end":340.25},{"sentences":[{"text":"Blackstone.","start":340.23,"end":340.73,"sentiment":"neutral","sentiment_score":-0.02553139626979828}],"sentiment":"neutral","sentiment_score":-0.02553139626979828,"channel":0,"num_words":1,"start":340.23,"end":340.73},{"sentences":[{"text":"one.","start":340.25,"end":340.49002,"sentiment":"neutral","sentiment_score":-0.012245233170688152},{"text":"Yeah.","start":340.49002,"end":340.99002,"sentiment":"neutral","sentiment_score":0.013011299073696136}],"sentiment":"neutral","sentiment_score":0.0003830329515039921,"channel":1,"num_words":2,"start":340.25,"end":340.99002},{"sentences":[{"text":"Yep.","start":340.79,"end":341.11002,"sentiment":"neutral","sentiment_score":0.044862136244773865},{"text":"Gotcha.","start":341.11002,"end":341.43,"sentiment":"neutral","sentiment_score":0.06224214285612106},{"text":"Gotcha.","start":341.43,"end":341.75,"sentiment":"neutral","sentiment_score":0.052641041576862335}],"sentiment":"neutral","sentiment_score":0.05324844022591909,"channel":0,"num_words":3,"start":340.79,"end":341.75},{"sentences":[{"text":"Yeah.","start":341.61002,"end":342.11002,"sentiment":"neutral","sentiment_score":0.06941445916891098}],"sentiment":"neutral","sentiment_score":0.06941445916891098,"channel":1,"num_words":1,"start":341.61002,"end":342.11002},{"sentences":[{"text":"Okay.","start":341.75,"end":341.99,"sentiment":"neutral","sentiment_score":0.09022092819213869},{"text":"So I'll just do an updated value online.","start":341.99,"end":343.99,"sentiment":"neutral","sentiment_score":0.12282208073884249},{"text":"That's totally fine.","start":343.99,"end":345.13,"sentiment":"positive","sentiment_score":0.3764277994632721}],"sentiment":"neutral","sentiment_score":0.18350674770772457,"channel":0,"num_words":12,"start":341.75,"end":345.13},{"sentences":[{"text":"Yeah.","start":345.13,"end":345.63,"sentiment":"neutral","sentiment_score":0.09685061872005464}],"sentiment":"neutral","sentiment_score":0.09685061872005464,"channel":1,"num_words":1,"start":345.13,"end":345.63},{"sentences":[{"text":"So estate planning stays the same.","start":346.185,"end":347.945,"sentiment":"neutral","sentiment_score":0.05015303008258343},{"text":"Did you end up putting in place, like, a a will or a power of attorney between your last call?","start":347.945,"end":352.525,"sentiment":"neutral","sentiment_score":0.007377707958221435}],"sentiment":"neutral","sentiment_score":0.01724893614076651,"channel":0,"num_words":26,"start":346.185,"end":352.525},{"sentences":[{"text":"No.","start":353.045,"end":353.285,"sentiment":"neutral","sentiment_score":-0.11674205958843233},{"text":"We didn't.","start":353.285,"end":353.92502,"sentiment":"neutral","sentiment_score":-0.10586908832192421},{"text":"I I wanted to do that with him, but then it all just you know, things just happen and","start":353.92502,"end":358.585,"sentiment":"neutral","sentiment_score":-0.09412475812592004}],"sentiment":"neutral","sentiment_score":-0.0962204836647619,"channel":1,"num_words":22,"start":353.045,"end":358.585},{"sentences":[{"text":"Yeah.","start":358.84,"end":359.34,"sentiment":"neutral","sentiment_score":-0.042413800954818726}],"sentiment":"neutral","sentiment_score":-0.042413800954818726,"channel":0,"num_words":1,"start":358.84,"end":359.34},{"sentences":[{"text":"yeah.","start":359.285,"end":359.685,"sentiment":"neutral","sentiment_score":-0.05014459788799286},{"text":"It he yeah.","start":359.685,"end":360.725,"sentiment":"neutral","sentiment_score":-0.08105730017026265},{"text":"I don't know what he's done, if he's doing that.","start":360.725,"end":363.045,"sentiment":"neutral","sentiment_score":-0.16696105152368546},{"text":"I personally haven't done that yet, particularly","start":363.045,"end":365.225,"sentiment":"neutral","sentiment_score":-0.2912491112947464}],"sentiment":"neutral","sentiment_score":-0.19055575203327907,"channel":1,"num_words":21,"start":359.285,"end":365.225},{"sentences":[{"text":"Yep.","start":365.24,"end":365.74,"sentiment":"neutral","sentiment_score":-0.24025607109069824}],"sentiment":"neutral","sentiment_score":-0.24025607109069824,"channel":0,"num_words":1,"start":365.24,"end":365.74},{"sentences":[{"text":"because things are just still kind of up in the air.","start":365.365,"end":368.7,"sentiment":"neutral","sentiment_score":-0.3051604994318702}],"sentiment":"neutral","sentiment_score":-0.3051604994318702,"channel":1,"num_words":11,"start":365.365,"end":368.7},{"sentences":[{"text":"Yep.","start":369.08,"end":369.58,"sentiment":"neutral","sentiment_score":0.015620223246514795},{"text":"Totally fair.","start":369.63998,"end":370.69998,"sentiment":"neutral","sentiment_score":0.11591742932796478}],"sentiment":"neutral","sentiment_score":0.08248502730081479,"channel":0,"num_words":3,"start":369.08,"end":370.69998},{"sentences":[{"text":"Yeah.","start":370.52002,"end":370.92,"sentiment":"neutral","sentiment_score":0.011190488934516908},{"text":"So, no, that hasn't been done.","start":370.92,"end":372.86002,"sentiment":"neutral","sentiment_score":-0.0836136220023036}],"sentiment":"neutral","sentiment_score":-0.07007017758275781,"channel":1,"num_words":7,"start":370.52002,"end":372.86002},{"sentences":[{"text":"Easy done.","start":373.475,"end":374.115,"sentiment":"neutral","sentiment_score":0.10267416760325432},{"text":"And the only other thing in terms of assets was there was about 250,000 in terms of, like, home contents.","start":374.115,"end":380.45502,"sentiment":"neutral","sentiment_score":-0.035751089733093974},{"text":"I'm just wondering if you","start":380.755,"end":381.475,"sentiment":"neutral","sentiment_score":-0.020344098284840583}],"sentiment":"neutral","sentiment_score":-0.02264422040294718,"channel":0,"num_words":27,"start":373.475,"end":381.475},{"sentences":[{"text":"Yeah.","start":381.445,"end":381.945,"sentiment":"neutral","sentiment_score":-0.019239526242017743}],"sentiment":"neutral","sentiment_score":-0.019239526242017743,"channel":1,"num_words":1,"start":381.445,"end":381.945},{"sentences":[{"text":"can give me a bit of a rough estimate on","start":381.475,"end":383.315,"sentiment":"neutral","sentiment_score":-0.029432539641857148}],"sentiment":"neutral","sentiment_score":-0.029432539641857148,"channel":0,"num_words":10,"start":381.475,"end":383.315},{"sentences":[{"text":"So","start":383.125,"end":383.625,"sentiment":"neutral","sentiment_score":-0.030628185719251633}],"sentiment":"neutral","sentiment_score":-0.030628185719251633,"channel":1,"num_words":1,"start":383.125,"end":383.625},{"sentences":[{"text":"on splitting that.","start":383.315,"end":384.57,"sentiment":"neutral","sentiment_score":-0.037503999968369804}],"sentiment":"neutral","sentiment_score":-0.037503999968369804,"channel":0,"num_words":3,"start":383.315,"end":384.57},{"sentences":[{"text":"no.","start":385.285,"end":385.785,"sentiment":"neutral","sentiment_score":-0.10703800618648528},{"text":"So that's kind of whatever we had put down, he would be retaining all of that.","start":385.845,"end":392.825,"sentiment":"neutral","sentiment_score":-0.07954227481968701},{"text":"That would include","start":392.965,"end":393.865,"sentiment":"neutral","sentiment_score":-0.017459188898404438}],"sentiment":"neutral","sentiment_score":-0.07160459849983454,"channel":1,"num_words":20,"start":385.285,"end":393.865},{"sentences":[{"text":"K.","start":393.53,"end":394.03,"sentiment":"neutral","sentiment_score":-0.026153698563575745}],"sentiment":"neutral","sentiment_score":-0.026153698563575745,"channel":0,"num_words":1,"start":393.53,"end":394.03},{"sentences":[{"text":"another vehicle that he has that's about maybe 60 k or something.","start":394.21,"end":398.31,"sentiment":"neutral","sentiment_score":-0.030296668875962496}],"sentiment":"neutral","sentiment_score":-0.030296668875962496,"channel":1,"num_words":12,"start":394.21,"end":398.31},{"sentences":[{"text":"Okay.","start":398.985,"end":399.485,"sentiment":"neutral","sentiment_score":0.007826892659068108}],"sentiment":"neutral","sentiment_score":0.007826892659068108,"channel":0,"num_words":1,"start":398.985,"end":399.485},{"sentences":[{"text":"But, like, you guys can go through that with him.","start":399.97,"end":402.47,"sentiment":"neutral","sentiment_score":0.0018390350043773652},{"text":"Okay.","start":404.61,"end":405.09,"sentiment":"neutral","sentiment_score":0.03637772053480148},{"text":"Have a break then.","start":405.09,"end":406.31,"sentiment":"neutral","sentiment_score":0.06338968500494957},{"text":"That all of that Okay, Abby.","start":409.005,"end":412.04498,"sentiment":"neutral","sentiment_score":0.12989713499943414},{"text":"Thank you.","start":412.04498,"end":412.60498,"sentiment":"positive","sentiment_score":0.5589382648468018}],"sentiment":"neutral","sentiment_score":0.09589505001254704,"channel":1,"num_words":23,"start":399.97,"end":412.60498},{"sentences":[{"text":"That's really great.","start":412.60498,"end":413.72498,"sentiment":"positive","sentiment_score":0.6198826432228088},{"text":"Can I'm just on the phone.","start":413.72498,"end":415.26498,"sentiment":"neutral","sentiment_score":0.1066213883459568},{"text":"Can you you can go do something with Will.","start":415.405,"end":418.60498,"sentiment":"neutral","sentiment_score":0.05539743643667963},{"text":"Okay?","start":418.60498,"end":419.1,"sentiment":"neutral","sentiment_score":0.031992100179195404},{"text":"No.","start":419.26,"end":419.58002,"sentiment":"neutral","sentiment_score":-0.05826619267463684}],"sentiment":"neutral","sentiment_score":0.14858395475894212,"channel":1,"num_words":20,"start":412.60498,"end":419.58002},{"sentences":[{"text":"I'm fine.","start":419.58002,"end":420.72,"sentiment":"neutral","sentiment_score":-0.010860936250537634},{"text":"Okay.","start":421.9,"end":422.14,"sentiment":"neutral","sentiment_score":-0.01898164674639702},{"text":"That amount of money is was purely for what was it?","start":422.14,"end":425.1,"sentiment":"neutral","sentiment_score":-0.048858482729304924},{"text":"Castle Ray.","start":425.1,"end":426.06,"sentiment":"neutral","sentiment_score":-0.02550507616251707},{"text":"So","start":426.06,"end":426.56,"sentiment":"neutral","sentiment_score":-0.02686154469847679}],"sentiment":"neutral","sentiment_score":-0.038589325076078665,"channel":1,"num_words":17,"start":419.58002,"end":426.56},{"sentences":[{"text":"Yeah.","start":426.615,"end":427.115,"sentiment":"neutral","sentiment_score":-0.01946181431412697},{"text":"Gotcha.","start":427.495,"end":427.995,"sentiment":"neutral","sentiment_score":-0.03093765303492546}],"sentiment":"neutral","sentiment_score":-0.025199733674526215,"channel":0,"num_words":2,"start":426.615,"end":427.995},{"sentences":[{"text":"it's he's retaining all of that.","start":427.74,"end":429.5,"sentiment":"neutral","sentiment_score":-0.040829358622431755},{"text":"Look.","start":429.5,"end":429.66,"sentiment":"neutral","sentiment_score":-0.03318289294838905},{"text":"If if there's household contents here, honestly, I don't know.","start":429.66,"end":434.065,"sentiment":"neutral","sentiment_score":-0.08044261448085308},{"text":"I think I'm gonna, at most, list it for about $10,000.","start":434.065,"end":438.325,"sentiment":"neutral","sentiment_score":-0.06301779299974442},{"text":"Like,","start":438.385,"end":438.785,"sentiment":"neutral","sentiment_score":-0.02224656566977501}],"sentiment":"neutral","sentiment_score":-0.062000947522706,"channel":1,"num_words":29,"start":427.74,"end":438.785},{"sentences":[{"text":"Yep.","start":438.63,"end":439.11002,"sentiment":"neutral","sentiment_score":-0.01600494235754013}],"sentiment":"neutral","sentiment_score":-0.01600494235754013,"channel":0,"num_words":1,"start":438.63,"end":439.11002},{"sentences":[{"text":"you know,","start":438.785,"end":439.525,"sentiment":"neutral","sentiment_score":-0.028184089809656143}],"sentiment":"neutral","sentiment_score":-0.028184089809656143,"channel":1,"num_words":2,"start":438.785,"end":439.525},{"sentences":[{"text":"No worries.","start":439.11002,"end":439.85,"sentiment":"neutral","sentiment_score":-0.06509412080049515}],"sentiment":"neutral","sentiment_score":-0.06509412080049515,"channel":0,"num_words":2,"start":439.11002,"end":439.85},{"sentences":[{"text":"it's really not much here.","start":439.745,"end":441.365,"sentiment":"neutral","sentiment_score":-0.2076707363128662}],"sentiment":"neutral","sentiment_score":-0.2076707363128662,"channel":1,"num_words":5,"start":439.745,"end":441.365},{"sentences":[{"text":"That's so fine.","start":441.91,"end":442.55002,"sentiment":"neutral","sentiment_score":0.11346248475213845},{"text":"It doesn't really impact the strategies too much, but","start":442.55002,"end":444.87,"sentiment":"neutral","sentiment_score":-0.08689404889527294}],"sentiment":"neutral","sentiment_score":-0.036804915483420096,"channel":0,"num_words":12,"start":441.91,"end":444.87},{"sentences":[{"text":"Yeah.","start":444.865,"end":445.365,"sentiment":"neutral","sentiment_score":0.31074097752571106}],"sentiment":"neutral","sentiment_score":0.31074097752571106,"channel":1,"num_words":1,"start":444.865,"end":445.365},{"sentences":[{"text":"that helps.","start":444.87,"end":445.59,"sentiment":"positive","sentiment_score":0.41359055042266846},{"text":"I'll chop that one off.","start":445.59,"end":447.13,"sentiment":"neutral","sentiment_score":0.1440172702074051}],"sentiment":"neutral","sentiment_score":0.22103820741176605,"channel":0,"num_words":7,"start":444.87,"end":447.13},{"sentences":[{"text":"Yep.","start":447.0,"end":447.5,"sentiment":"neutral","sentiment_score":0.1360110640525818}],"sentiment":"neutral","sentiment_score":0.1360110640525818,"channel":1,"num_words":1,"start":447.0,"end":447.5},{"sentences":[{"text":"When I'm having a look at the insurance","start":448.495,"end":453.555,"sentiment":"neutral","sentiment_score":0.11035849433392286}],"sentiment":"neutral","sentiment_score":0.11035849433392286,"channel":0,"num_words":8,"start":448.495,"end":453.555},{"sentences":[{"text":"Yep.","start":453.3075,"end":453.8075,"sentiment":"neutral","sentiment_score":0.1098792478442192}],"sentiment":"neutral","sentiment_score":0.1098792478442192,"channel":1,"num_words":1,"start":453.3075,"end":453.8075},{"sentences":[{"text":"kind of thing so I'll go through the insurance with you in a moment and the super and the investment account.","start":453.615,"end":457.715,"sentiment":"neutral","sentiment_score":0.18472489679143542},{"text":"One thing that I wanted to let you know as well is that because you guys have that joint investment account, which I'll touch on in a moment,","start":457.775,"end":464.68997,"sentiment":"neutral","sentiment_score":0.2475567992244448}],"sentiment":"neutral","sentiment_score":0.22062884103886934,"channel":0,"num_words":49,"start":453.615,"end":464.68997},{"sentences":[{"text":"Yep.","start":464.255,"end":464.41498,"sentiment":"neutral","sentiment_score":0.20074817538261416},{"text":"Yep.","start":464.41498,"end":464.91498,"sentiment":"neutral","sentiment_score":0.2332926243543625}],"sentiment":"neutral","sentiment_score":0.2170203998684883,"channel":1,"num_words":2,"start":464.255,"end":464.91498},{"sentences":[{"text":"we're we're still gonna retain the the fee discount because between both of you guys, you kind of have, like, one and a half accounts each.","start":464.99,"end":473.88998,"sentiment":"neutral","sentiment_score":0.19930625792879325},{"text":"So","start":474.19498,"end":474.69498,"sentiment":"neutral","sentiment_score":0.16639935970306396}],"sentiment":"neutral","sentiment_score":0.1980874839204329,"channel":0,"num_words":27,"start":464.99,"end":474.69498},{"sentences":[{"text":"Yeah.","start":474.22,"end":474.72,"sentiment":"neutral","sentiment_score":0.20381832122802737}],"sentiment":"neutral","sentiment_score":0.20381832122802737,"channel":1,"num_words":1,"start":474.22,"end":474.72},{"sentences":[{"text":"we're we're just gonna kind of leave that as the one","start":474.995,"end":477.07498,"sentiment":"neutral","sentiment_score":0.16768727925690738}],"sentiment":"neutral","sentiment_score":0.16768727925690738,"channel":0,"num_words":11,"start":474.995,"end":477.07498},{"sentences":[{"text":"Okay.","start":477.02,"end":477.52,"sentiment":"neutral","sentiment_score":0.15149803459644318}],"sentiment":"neutral","sentiment_score":0.15149803459644318,"channel":1,"num_words":1,"start":477.02,"end":477.52},{"sentences":[{"text":"point 1%","start":477.07498,"end":478.055,"sentiment":"neutral","sentiment_score":0.1113051436841488}],"sentiment":"neutral","sentiment_score":0.1113051436841488,"channel":0,"num_words":2,"start":477.07498,"end":478.055},{"sentences":[{"text":"Thank you.","start":477.58,"end":478.4,"sentiment":"positive","sentiment_score":0.5526356399059296}],"sentiment":"positive","sentiment_score":0.5526356399059296,"channel":1,"num_words":2,"start":477.58,"end":478.4},{"sentences":[{"text":"for","start":478.19498,"end":478.595,"sentiment":"neutral","sentiment_score":0.3193467855453491}],"sentiment":"neutral","sentiment_score":0.3193467855453491,"channel":0,"num_words":1,"start":478.19498,"end":478.595},{"sentences":[{"text":"Yeah.","start":478.46,"end":478.96,"sentiment":"neutral","sentiment_score":0.33200642466545105}],"sentiment":"neutral","sentiment_score":0.33200642466545105,"channel":1,"num_words":1,"start":478.46,"end":478.96},{"sentences":[{"text":"however long you guys are clients of Oakview.","start":478.595,"end":480.85498,"sentiment":"neutral","sentiment_score":0.22013909555971622},{"text":"And","start":481.395,"end":481.895,"sentiment":"neutral","sentiment_score":0.2019881159067154}],"sentiment":"neutral","sentiment_score":0.21812232004271614,"channel":0,"num_words":9,"start":478.595,"end":481.895},{"sentences":[{"text":"Yep.","start":481.58,"end":482.08,"sentiment":"neutral","sentiment_score":0.2354961335659027}],"sentiment":"neutral","sentiment_score":0.2354961335659027,"channel":1,"num_words":1,"start":481.58,"end":482.08},{"sentences":[{"text":"in addition to that, so I'm kind of as the senior adviser here, I've been flagged to be your dedicated adviser moving forward","start":482.51498,"end":491.82,"sentiment":"neutral","sentiment_score":0.2555946539277616}],"sentiment":"neutral","sentiment_score":0.2555946539277616,"channel":0,"num_words":23,"start":482.51498,"end":491.82},{"sentences":[{"text":"Mhmm.","start":492.015,"end":492.415,"sentiment":"neutral","sentiment_score":0.20802298188209536}],"sentiment":"neutral","sentiment_score":0.20802298188209536,"channel":1,"num_words":1,"start":492.015,"end":492.415},{"sentences":[{"text":"so that","start":492.04,"end":492.86002,"sentiment":"neutral","sentiment_score":0.15293512493371964}],"sentiment":"neutral","sentiment_score":0.15293512493371964,"channel":0,"num_words":2,"start":492.04,"end":492.86002},{"sentences":[{"text":"Yeah.","start":492.415,"end":492.915,"sentiment":"positive","sentiment_score":0.359438419342041}],"sentiment":"positive","sentiment_score":0.359438419342041,"channel":1,"num_words":1,"start":492.415,"end":492.915},{"sentences":[{"text":"I can obviously give you advice that's in your best interest, and","start":492.92,"end":496.44,"sentiment":"positive","sentiment_score":0.4101966793338458}],"sentiment":"positive","sentiment_score":0.4101966793338458,"channel":0,"num_words":12,"start":492.92,"end":496.44},{"sentences":[{"text":"Yeah.","start":496.33502,"end":496.83502,"sentiment":"neutral","sentiment_score":0.19306796789169312}],"sentiment":"neutral","sentiment_score":0.19306796789169312,"channel":1,"num_words":1,"start":496.33502,"end":496.83502},{"sentences":[{"text":"then we'll have a separate adviser for your your spouse.","start":496.44,"end":500.46002,"sentiment":"neutral","sentiment_score":0.10475022569298745}],"sentiment":"neutral","sentiment_score":0.10475022569298745,"channel":0,"num_words":10,"start":496.44,"end":500.46002},{"sentences":[{"text":"Yep.","start":500.495,"end":500.995,"sentiment":"neutral","sentiment_score":0.19491204619407657}],"sentiment":"neutral","sentiment_score":0.19491204619407657,"channel":1,"num_words":1,"start":500.495,"end":500.995},{"sentences":[{"text":"And we'll kind of keep things nice and separate.","start":500.84,"end":502.84,"sentiment":"neutral","sentiment_score":0.24787895547019112}],"sentiment":"neutral","sentiment_score":0.24787895547019112,"channel":0,"num_words":9,"start":500.84,"end":502.84},{"sentences":[{"text":"And","start":502.575,"end":502.89502,"sentiment":"neutral","sentiment_score":0.2128472924232483}],"sentiment":"neutral","sentiment_score":0.2128472924232483,"channel":1,"num_words":1,"start":502.575,"end":502.89502},{"sentences":[{"text":"So","start":502.84,"end":503.0,"sentiment":"neutral","sentiment_score":0.25218045711517334}],"sentiment":"neutral","sentiment_score":0.25218045711517334,"channel":0,"num_words":1,"start":502.84,"end":503.0},{"sentences":[{"text":"collaborate.","start":502.89502,"end":503.39502,"sentiment":"neutral","sentiment_score":0.2572299838066101}],"sentiment":"neutral","sentiment_score":0.2572299838066101,"channel":1,"num_words":1,"start":502.89502,"end":503.39502},{"sentences":[{"text":"because","start":503.0,"end":503.5,"sentiment":"neutral","sentiment_score":0.16731439530849457}],"sentiment":"neutral","sentiment_score":0.16731439530849457,"channel":0,"num_words":1,"start":503.0,"end":503.5},{"sentences":[{"text":"Yeah.","start":503.91,"end":504.07,"sentiment":"neutral","sentiment_score":0.20277684926986697},{"text":"Like, you yeah.","start":504.07,"end":505.11002,"sentiment":"neutral","sentiment_score":0.2279505729675293},{"text":"The advisers can collaborate on the joint account.","start":505.11002,"end":507.77002,"sentiment":"neutral","sentiment_score":0.2574891671538353},{"text":"With that, if you wanted to make a note,","start":507.91,"end":510.01,"sentiment":"neutral","sentiment_score":0.15549749467107984}],"sentiment":"neutral","sentiment_score":0.2069533027353741,"channel":1,"num_words":21,"start":503.91,"end":510.01},{"sentences":[{"text":"yeah.","start":509.6925,"end":510.1925,"sentiment":"neutral","sentiment_score":0.19834788143634796}],"sentiment":"neutral","sentiment_score":0.19834788143634796,"channel":0,"num_words":1,"start":509.6925,"end":510.1925},{"sentences":[{"text":"so that joint investment account, my husband wanted I look.","start":510.47,"end":519.27496,"sentiment":"neutral","sentiment_score":0.15667212009429932},{"text":"The long story short is we initially set that up to further, like, property portfolio down the track, which is very clear in, like, the statement of advice and whatever we signed.","start":519.27496,"end":529.915,"sentiment":"neutral","sentiment_score":0.1098722661845386},{"text":"However,","start":529.915,"end":530.415,"sentiment":"neutral","sentiment_score":0.0997299626469612}],"sentiment":"neutral","sentiment_score":0.1205200856161672,"channel":1,"num_words":43,"start":510.47,"end":530.415},{"sentences":[{"text":"Yes.","start":530.835,"end":531.335,"sentiment":"neutral","sentiment_score":0.25902611017227173}],"sentiment":"neutral","sentiment_score":0.25902611017227173,"channel":0,"num_words":1,"start":530.835,"end":531.335},{"sentences":[{"text":"he changed his mind and wanted that to be for our kids, and, apparently, that was always the intention.","start":531.41,"end":539.35,"sentiment":"neutral","sentiment_score":0.18279515873444707},{"text":"But,","start":539.41,"end":539.91,"sentiment":"neutral","sentiment_score":-0.04265134781599045}],"sentiment":"neutral","sentiment_score":0.1715228334069252,"channel":1,"num_words":20,"start":531.41,"end":539.91},{"sentences":[{"text":"Okay.","start":540.13,"end":540.63,"sentiment":"neutral","sentiment_score":-0.019706927239894867}],"sentiment":"neutral","sentiment_score":-0.019706927239894867,"channel":0,"num_words":1,"start":540.13,"end":540.63},{"sentences":[{"text":"anyway and that really wasn't relayed to me or or you guys, hence the documentation.","start":540.69,"end":545.67,"sentiment":"neutral","sentiment_score":-0.10731524229049683}],"sentiment":"neutral","sentiment_score":-0.10731524229049683,"channel":1,"num_words":15,"start":540.69,"end":545.67},{"sentences":[{"text":"Right.","start":545.64996,"end":546.14996,"sentiment":"neutral","sentiment_score":-0.04716261476278305}],"sentiment":"neutral","sentiment_score":-0.04716261476278305,"channel":0,"num_words":1,"start":545.64996,"end":546.14996},{"sentences":[{"text":"But I just, you know, I just everything's too much.","start":546.37,"end":549.865,"sentiment":"negative","sentiment_score":-0.4617201343178749},{"text":"So I we had agreed with the lawyers that if that's what he wants, he wants it to be for the kids.","start":549.865,"end":556.10504,"sentiment":"neutral","sentiment_score":0.003616480241444979},{"text":"But I don't know how that works with you guys because I know there's tax implications, particularly for me because I'm on, like, a really low income, and I'd have to pay tax on any kind of growth in that because it's","start":556.10504,"end":570.22,"sentiment":"neutral","sentiment_score":-0.26232276085231987}],"sentiment":"neutral","sentiment_score":-0.21020533423870802,"channel":1,"num_words":74,"start":546.37,"end":570.22},{"sentences":[{"text":"Yeah.","start":570.0,"end":570.5,"sentiment":"neutral","sentiment_score":-0.041148796677589417}],"sentiment":"neutral","sentiment_score":-0.041148796677589417,"channel":0,"num_words":1,"start":570.0,"end":570.5},{"sentences":[{"text":"considered income.","start":570.22,"end":571.27997,"sentiment":"neutral","sentiment_score":-0.05248824879527092},{"text":"And then I didn't know how it works because he wanted he he's labeling it as a trust, and I'm like, it's not a trust, though.","start":571.5,"end":578.09503,"sentiment":"neutral","sentiment_score":-0.030687858135654375},{"text":"Like, trust is a completely different thing.","start":578.23505,"end":580.715,"sentiment":"neutral","sentiment_score":-0.02848810250205653},{"text":"It's an investment","start":580.715,"end":581.615,"sentiment":"neutral","sentiment_score":0.007550215348601341}],"sentiment":"neutral","sentiment_score":-0.028411233699635455,"channel":1,"num_words":38,"start":570.22,"end":581.615},{"sentences":[{"text":"Yeah.","start":581.215,"end":581.53503,"sentiment":"neutral","sentiment_score":0.013346901163458824},{"text":"This one's","start":581.53503,"end":582.17505,"sentiment":"neutral","sentiment_score":0.010145440232008696}],"sentiment":"neutral","sentiment_score":0.011212593875825405,"channel":0,"num_words":3,"start":581.215,"end":582.17505},{"sentences":[{"text":"thing.","start":581.755,"end":582.255,"sentiment":"neutral","sentiment_score":0.014849665574729444}],"sentiment":"neutral","sentiment_score":0.014849665574729444,"channel":1,"num_words":1,"start":581.755,"end":582.255},{"sentences":[{"text":"held jointly in","start":582.17505,"end":583.775,"sentiment":"neutral","sentiment_score":0.005656955763697624}],"sentiment":"neutral","sentiment_score":0.005656955763697624,"channel":0,"num_words":3,"start":582.17505,"end":583.775},{"sentences":[{"text":"Yeah.","start":583.755,"end":584.255,"sentiment":"neutral","sentiment_score":0.0023275362327694893}],"sentiment":"neutral","sentiment_score":0.0023275362327694893,"channel":1,"num_words":1,"start":583.755,"end":584.255},{"sentences":[{"text":"personal names, not in","start":583.775,"end":585.135,"sentiment":"neutral","sentiment_score":-0.00684905971866101}],"sentiment":"neutral","sentiment_score":-0.00684905971866101,"channel":0,"num_words":4,"start":583.775,"end":585.135},{"sentences":[{"text":"I know.","start":585.03503,"end":585.59503,"sentiment":"neutral","sentiment_score":-0.008667017798870802}],"sentiment":"neutral","sentiment_score":-0.008667017798870802,"channel":1,"num_words":2,"start":585.03503,"end":585.59503},{"sentences":[{"text":"trust.","start":585.135,"end":585.635,"sentiment":"neutral","sentiment_score":-0.010755847208201883}],"sentiment":"neutral","sentiment_score":-0.010755847208201883,"channel":0,"num_words":1,"start":585.135,"end":585.635},{"sentences":[{"text":"And even my lawyer is a bit like it doesn't","start":585.59503,"end":588.315,"sentiment":"neutral","sentiment_score":-0.029908329527825118}],"sentiment":"neutral","sentiment_score":-0.029908329527825118,"channel":1,"num_words":10,"start":585.59503,"end":588.315},{"sentences":[{"text":"Yeah.","start":588.43,"end":588.93,"sentiment":"neutral","sentiment_score":-0.03804516047239304}],"sentiment":"neutral","sentiment_score":-0.03804516047239304,"channel":0,"num_words":1,"start":588.43,"end":588.93},{"sentences":[{"text":"it's a bit weird, like, the whole how it's all I just you know, how when you got a tug of war, I just don't wanna keep pulling, like, whatever","start":588.555,"end":598.15,"sentiment":"neutral","sentiment_score":-0.14819314305981}],"sentiment":"neutral","sentiment_score":-0.14819314305981,"channel":1,"num_words":30,"start":588.555,"end":598.15},{"sentences":[{"text":"Yeah.","start":597.70996,"end":598.20996,"sentiment":"neutral","sentiment_score":0.030332699418067932}],"sentiment":"neutral","sentiment_score":0.030332699418067932,"channel":0,"num_words":1,"start":597.70996,"end":598.20996},{"sentences":[{"text":"makes him happy at the end of the day.","start":598.37,"end":600.29,"sentiment":"neutral","sentiment_score":0.2092471205525928},{"text":"So I don't know.","start":600.29,"end":603.715,"sentiment":"neutral","sentiment_score":-0.11295183375477791},{"text":"That's probably another conversation.","start":603.715,"end":605.255,"sentiment":"neutral","sentiment_score":-0.014957037288695574},{"text":"And him and I I'm happy to work with him.","start":605.47504,"end":608.375,"sentiment":"positive","sentiment_score":0.5846566468477249},{"text":"We still are amicable, and it's probably another discussion that we maybe we have to have altogether because he still wants it in both of our names.","start":609.875,"end":617.31,"sentiment":"positive","sentiment_score":0.4017485948624434}],"sentiment":"positive","sentiment_score":0.3345438357511604,"channel":1,"num_words":54,"start":598.37,"end":617.31},{"sentences":[{"text":"He just wants it to go to the kids.","start":617.31,"end":619.07,"sentiment":"positive","sentiment_score":0.3586993333366182},{"text":"Like, he wants to have it held for, you know, another fifteen whatever years","start":619.07,"end":623.17,"sentiment":"neutral","sentiment_score":0.13361180839794023}],"sentiment":"neutral","sentiment_score":0.2216895355478577,"channel":1,"num_words":23,"start":617.31,"end":623.17},{"sentences":[{"text":"Yeah.","start":623.82,"end":624.32,"sentiment":"neutral","sentiment_score":0.03425013646483421}],"sentiment":"neutral","sentiment_score":0.03425013646483421,"channel":0,"num_words":1,"start":623.82,"end":624.32},{"sentences":[{"text":"and growing.","start":624.35,"end":625.17,"sentiment":"neutral","sentiment_score":0.007649501785635948},{"text":"And I don't know if you guys set things up where I don't know because I know in a few years, it's gonna hit me hard with tax if I've got this huge amount that's in my name, but I'm reaping no benefits at all.","start":625.23,"end":637.805,"sentiment":"neutral","sentiment_score":-0.2960359033611086},{"text":"And I'm a super low income and can't get any support","start":637.805,"end":640.365,"sentiment":"negative","sentiment_score":-0.3568122630769556}],"sentiment":"neutral","sentiment_score":-0.2970905438193987,"channel":1,"num_words":58,"start":624.35,"end":640.365},{"sentences":[{"text":"Yeah.","start":640.2,"end":640.7,"sentiment":"neutral","sentiment_score":-0.13650912046432495}],"sentiment":"neutral","sentiment_score":-0.13650912046432495,"channel":0,"num_words":1,"start":640.2,"end":640.7},{"sentences":[{"text":"because it looks like I'm earning a lot, but I actually, yeah, I don't know if that makes sense.","start":640.365,"end":645.5,"sentiment":"neutral","sentiment_score":-0.11513815820217133},{"text":"Like, I just","start":645.5,"end":646.32,"sentiment":"neutral","sentiment_score":0.006751814236243566}],"sentiment":"neutral","sentiment_score":-0.09851679832420566,"channel":1,"num_words":22,"start":640.365,"end":646.32},{"sentences":[{"text":"It makes perfect sense.","start":646.12,"end":647.8,"sentiment":"neutral","sentiment_score":0.15404300019145012},{"text":"So a couple of considerations that we need to take into account and especially exactly what you just said is if this gets invested for fifteen years and there's lots of contributions going in,","start":647.8,"end":658.555,"sentiment":"neutral","sentiment_score":0.05876080198761295}],"sentiment":"neutral","sentiment_score":0.06879050706170108,"channel":0,"num_words":38,"start":646.12,"end":658.555},{"sentences":[{"text":"Mhmm.","start":658.22,"end":658.72,"sentiment":"neutral","sentiment_score":0.009719100780785084}],"sentiment":"neutral","sentiment_score":0.009719100780785084,"channel":1,"num_words":1,"start":658.22,"end":658.72},{"sentences":[{"text":"there's going to be the the tax issues to consider as well.","start":659.575,"end":663.195,"sentiment":"neutral","sentiment_score":-0.01865235421185692}],"sentiment":"neutral","sentiment_score":-0.01865235421185692,"channel":0,"num_words":12,"start":659.575,"end":663.195},{"sentences":[{"text":"Yeah.","start":663.15497,"end":663.65497,"sentiment":"neutral","sentiment_score":0.0024994192644953728}],"sentiment":"neutral","sentiment_score":0.0024994192644953728,"channel":1,"num_words":1,"start":663.15497,"end":663.65497},{"sentences":[{"text":"So at this point, it's staying in in both names at","start":663.57,"end":667.09,"sentiment":"neutral","sentiment_score":0.042026887901804665}],"sentiment":"neutral","sentiment_score":0.042026887901804665,"channel":0,"num_words":11,"start":663.57,"end":667.09},{"sentences":[{"text":"Yeah.","start":666.995,"end":667.495,"sentiment":"neutral","sentiment_score":0.057411350309848785}],"sentiment":"neutral","sentiment_score":0.057411350309848785,"channel":1,"num_words":1,"start":666.995,"end":667.495},{"sentences":[{"text":"the moment.","start":667.09,"end":667.67004,"sentiment":"neutral","sentiment_score":0.025337002240121365},{"text":"I'll have to have a bit of a think","start":668.29004,"end":670.71,"sentiment":"neutral","sentiment_score":0.029772889489928882}],"sentiment":"neutral","sentiment_score":0.028966364535418423,"channel":0,"num_words":11,"start":667.09,"end":670.71},{"sentences":[{"text":"Yeah.","start":670.355,"end":670.855,"sentiment":"neutral","sentiment_score":0.026300881057977676}],"sentiment":"neutral","sentiment_score":0.026300881057977676,"channel":1,"num_words":1,"start":670.355,"end":670.855},{"sentences":[{"text":"around","start":670.85004,"end":671.35004,"sentiment":"neutral","sentiment_score":0.020390911027789116}],"sentiment":"neutral","sentiment_score":0.020390911027789116,"channel":0,"num_words":1,"start":670.85004,"end":671.35004},{"sentences":[{"text":"Yeah.","start":671.315,"end":671.61,"sentiment":"neutral","sentiment_score":0.023786796256899834}],"sentiment":"neutral","sentiment_score":0.023786796256899834,"channel":1,"num_words":1,"start":671.315,"end":671.61},{"sentences":[{"text":"the tax side of things when it comes to like, if he's putting in consistent contributions into it to grow it, whether that will still hit you both $50.50 and so on.","start":671.81,"end":680.65497,"sentiment":"neutral","sentiment_score":0.04469945520395413}],"sentiment":"neutral","sentiment_score":0.04469945520395413,"channel":0,"num_words":32,"start":671.81,"end":680.65497},{"sentences":[{"text":"Yeah.","start":681.05,"end":681.55,"sentiment":"neutral","sentiment_score":0.08311834186315536}],"sentiment":"neutral","sentiment_score":0.08311834186315536,"channel":1,"num_words":1,"start":681.05,"end":681.55},{"sentences":[{"text":"But for the time being so I'm gonna do a report to see if there's been any realized gains that may impact your tax return come the end of financial year, and I'll get that sent through to you.","start":682.235,"end":693.88,"sentiment":"neutral","sentiment_score":0.20416728005959436},{"text":"I don't believe there really has been anything.","start":694.02,"end":696.1,"sentiment":"neutral","sentiment_score":-0.26167562417685986},{"text":"Like,","start":696.1,"end":696.42,"sentiment":"neutral","sentiment_score":-0.13016130030155182}],"sentiment":"neutral","sentiment_score":0.11956161726266146,"channel":0,"num_words":48,"start":682.235,"end":696.42},{"sentences":[{"text":"Yep.","start":696.345,"end":696.845,"sentiment":"neutral","sentiment_score":-0.10058604925870895}],"sentiment":"neutral","sentiment_score":-0.10058604925870895,"channel":1,"num_words":1,"start":696.345,"end":696.845},{"sentences":[{"text":"it's not an issue","start":696.42,"end":697.14,"sentiment":"neutral","sentiment_score":-0.13512271828949451}],"sentiment":"neutral","sentiment_score":-0.13512271828949451,"channel":0,"num_words":4,"start":696.42,"end":697.14},{"sentences":[{"text":"Yeah.","start":696.985,"end":697.485,"sentiment":"neutral","sentiment_score":-0.08897210657596588}],"sentiment":"neutral","sentiment_score":-0.08897210657596588,"channel":1,"num_words":1,"start":696.985,"end":697.485},{"sentences":[{"text":"where we've","start":697.14,"end":697.88,"sentiment":"neutral","sentiment_score":-0.05896378681063652}],"sentiment":"neutral","sentiment_score":-0.05896378681063652,"channel":0,"num_words":2,"start":697.14,"end":697.88},{"sentences":[{"text":"No.","start":697.77997,"end":698.02,"sentiment":"neutral","sentiment_score":-0.10820144414901732},{"text":"It's","start":698.02,"end":698.26,"sentiment":"neutral","sentiment_score":-0.1208275705575943}],"sentiment":"neutral","sentiment_score":-0.11451450735330582,"channel":1,"num_words":2,"start":697.77997,"end":698.26},{"sentences":[{"text":"sold","start":698.02,"end":698.34,"sentiment":"neutral","sentiment_score":-0.08334547281265259}],"sentiment":"neutral","sentiment_score":-0.08334547281265259,"channel":0,"num_words":1,"start":698.02,"end":698.34},{"sentences":[{"text":"I'm","start":698.33997,"end":698.5,"sentiment":"neutral","sentiment_score":-0.15085025131702423}],"sentiment":"neutral","sentiment_score":-0.15085025131702423,"channel":1,"num_words":1,"start":698.33997,"end":698.5},{"sentences":[{"text":"down","start":698.34,"end":698.66,"sentiment":"neutral","sentiment_score":-0.09461674094200134}],"sentiment":"neutral","sentiment_score":-0.09461674094200134,"channel":0,"num_words":1,"start":698.34,"end":698.66},{"sentences":[{"text":"not","start":698.5,"end":699.0,"sentiment":"neutral","sentiment_score":-0.10562270879745483}],"sentiment":"neutral","sentiment_score":-0.10562270879745483,"channel":1,"num_words":1,"start":698.5,"end":699.0},{"sentences":[{"text":"investments and switched it","start":698.66,"end":699.86,"sentiment":"neutral","sentiment_score":-0.11742104962468147}],"sentiment":"neutral","sentiment_score":-0.11742104962468147,"channel":0,"num_words":4,"start":698.66,"end":699.86},{"sentences":[{"text":"yeah.","start":699.81995,"end":700.31995,"sentiment":"neutral","sentiment_score":-0.08574818819761276}],"sentiment":"neutral","sentiment_score":-0.08574818819761276,"channel":1,"num_words":1,"start":699.81995,"end":700.31995},{"sentences":[{"text":"around and things","start":699.86,"end":700.66,"sentiment":"neutral","sentiment_score":-0.035860211898883186}],"sentiment":"neutral","sentiment_score":-0.035860211898883186,"channel":0,"num_words":3,"start":699.86,"end":700.66},{"sentences":[{"text":"Yep.","start":700.42,"end":700.92,"sentiment":"neutral","sentiment_score":-0.06040993332862854}],"sentiment":"neutral","sentiment_score":-0.06040993332862854,"channel":1,"num_words":1,"start":700.42,"end":700.92},{"sentences":[{"text":"like that.","start":700.66,"end":701.32,"sentiment":"neutral","sentiment_score":-0.11625588312745094}],"sentiment":"neutral","sentiment_score":-0.11625588312745094,"channel":0,"num_words":2,"start":700.66,"end":701.32},{"sentences":[{"text":"It's not now that it would be an issue.","start":701.22,"end":703.14,"sentiment":"neutral","sentiment_score":-0.2390348878171709},{"text":"It's in about you know, if it grows in another five years and, you know, I still am planning to be some kind of a stay at home mom.","start":703.14,"end":712.435,"sentiment":"neutral","sentiment_score":-0.12178209090027316},{"text":"So I don't really want to because I need to be here for the kids and teach them and things like that.","start":712.435,"end":717.575,"sentiment":"neutral","sentiment_score":-0.2662287307056514}],"sentiment":"neutral","sentiment_score":-0.1923337783664465,"channel":1,"num_words":60,"start":701.22,"end":717.575},{"sentences":[{"text":"Yeah.","start":718.05,"end":718.55,"sentiment":"neutral","sentiment_score":-0.025168072432279587}],"sentiment":"neutral","sentiment_score":-0.025168072432279587,"channel":0,"num_words":1,"start":718.05,"end":718.55},{"sentences":[{"text":"But, anyway, that we can have another meeting even with Ben and even if he gets his own financial adviser.","start":719.075,"end":725.55,"sentiment":"neutral","sentiment_score":0.1178598690778017},{"text":"Like, I'm happy to collaborate.","start":725.55,"end":726.93,"sentiment":"neutral","sentiment_score":0.2641706973314285},{"text":"Or I don't know if you guys set up things where it can be in children's names, but we're just like the overseas or something like that.","start":727.63,"end":734.11,"sentiment":"neutral","sentiment_score":-0.02005689589444686},{"text":"I don't I don't know what you guys have on offer.","start":734.11,"end":737.01,"sentiment":"neutral","sentiment_score":-0.11945161663673141}],"sentiment":"neutral","sentiment_score":0.028929315810461365,"channel":1,"num_words":63,"start":719.075,"end":737.01},{"sentences":[{"text":"Yeah.","start":736.545,"end":737.045,"sentiment":"neutral","sentiment_score":0.00953242927789688},{"text":"And we do do a lot of, like, child investments where","start":737.265,"end":742.01,"sentiment":"neutral","sentiment_score":0.03244850632141937}],"sentiment":"neutral","sentiment_score":0.030538833234459162,"channel":0,"num_words":12,"start":736.545,"end":742.01},{"sentences":[{"text":"Right.","start":742.085,"end":742.585,"sentiment":"neutral","sentiment_score":0.004956015385687351}],"sentiment":"neutral","sentiment_score":0.004956015385687351,"channel":1,"num_words":1,"start":742.085,"end":742.585},{"sentences":[{"text":"I don't know if we've ever discussed with you things like child bonds before.","start":742.25,"end":745.39,"sentiment":"neutral","sentiment_score":-0.027540366431432112}],"sentiment":"neutral","sentiment_score":-0.027540366431432112,"channel":0,"num_words":14,"start":742.25,"end":745.39},{"sentences":[{"text":"Well, no.","start":746.085,"end":746.72504,"sentiment":"neutral","sentiment_score":-0.07310695201158524},{"text":"Because this investment was set up for not the children, but he look.","start":746.72504,"end":751.09,"sentiment":"neutral","sentiment_score":-0.06571814847680238}],"sentiment":"neutral","sentiment_score":-0.0667033222814401,"channel":1,"num_words":15,"start":746.085,"end":751.09},{"sentences":[{"text":"Correct.","start":751.05,"end":751.55,"sentiment":"neutral","sentiment_score":0.01769918203353882}],"sentiment":"neutral","sentiment_score":0.01769918203353882,"channel":0,"num_words":1,"start":751.05,"end":751.55},{"sentences":[{"text":"If we wanted it for the kids we have our kids' bank accounts.","start":751.09,"end":754.29,"sentiment":"neutral","sentiment_score":-0.042484367123016946},{"text":"Like, this is the weird thing.","start":754.29,"end":755.49,"sentiment":"neutral","sentiment_score":-0.1936627800265948},{"text":"If he really wanted it for the kids, it could have been done that.","start":755.49,"end":758.47003,"sentiment":"neutral","sentiment_score":-0.15347120698009217},{"text":"But,","start":758.69,"end":759.01,"sentiment":"neutral","sentiment_score":-0.039287809282541275}],"sentiment":"neutral","sentiment_score":-0.11476935764007709,"channel":1,"num_words":34,"start":751.09,"end":759.01},{"sentences":[{"text":"Yeah.","start":758.905,"end":759.405,"sentiment":"neutral","sentiment_score":-0.01582733914256096}],"sentiment":"neutral","sentiment_score":-0.01582733914256096,"channel":0,"num_words":1,"start":758.905,"end":759.405},{"sentences":[{"text":"anyway,","start":759.01,"end":759.51,"sentiment":"neutral","sentiment_score":0.0020396914333105087}],"sentiment":"neutral","sentiment_score":0.0020396914333105087,"channel":1,"num_words":1,"start":759.01,"end":759.51},{"sentences":[{"text":"So","start":760.105,"end":760.585,"sentiment":"neutral","sentiment_score":0.009105004370212557}],"sentiment":"neutral","sentiment_score":0.009105004370212557,"channel":0,"num_words":1,"start":760.105,"end":760.585},{"sentences":[{"text":"maybe we'll","start":760.21,"end":760.77,"sentiment":"neutral","sentiment_score":0.04067951813340187}],"sentiment":"neutral","sentiment_score":0.04067951813340187,"channel":1,"num_words":2,"start":760.21,"end":760.77},{"sentences":[{"text":"this","start":760.585,"end":760.825,"sentiment":"neutral","sentiment_score":0.030779436230659485}],"sentiment":"neutral","sentiment_score":0.030779436230659485,"channel":0,"num_words":1,"start":760.585,"end":760.825},{"sentences":[{"text":"have","start":760.77,"end":760.93,"sentiment":"neutral","sentiment_score":0.02196779102087021}],"sentiment":"neutral","sentiment_score":0.02196779102087021,"channel":1,"num_words":1,"start":760.77,"end":760.93},{"sentences":[{"text":"is","start":760.825,"end":760.985,"sentiment":"neutral","sentiment_score":0.029471777379512787}],"sentiment":"neutral","sentiment_score":0.029471777379512787,"channel":0,"num_words":1,"start":760.825,"end":760.985},{"sentences":[{"text":"to","start":760.93,"end":761.09,"sentiment":"neutral","sentiment_score":0.04901067167520523}],"sentiment":"neutral","sentiment_score":0.04901067167520523,"channel":1,"num_words":1,"start":760.93,"end":761.09},{"sentences":[{"text":"one","start":760.985,"end":761.145,"sentiment":"neutral","sentiment_score":0.025317251682281498}],"sentiment":"neutral","sentiment_score":0.025317251682281498,"channel":0,"num_words":1,"start":760.985,"end":761.145},{"sentences":[{"text":"change","start":761.09,"end":761.41,"sentiment":"neutral","sentiment_score":-0.013779230415821075}],"sentiment":"neutral","sentiment_score":-0.013779230415821075,"channel":1,"num_words":1,"start":761.09,"end":761.41},{"sentences":[{"text":"thing we","start":761.145,"end":761.545,"sentiment":"neutral","sentiment_score":0.0009227432310581207}],"sentiment":"neutral","sentiment_score":0.0009227432310581207,"channel":0,"num_words":2,"start":761.145,"end":761.545},{"sentences":[{"text":"it","start":761.41,"end":761.65,"sentiment":"neutral","sentiment_score":-0.005199447274208069}],"sentiment":"neutral","sentiment_score":-0.005199447274208069,"channel":1,"num_words":1,"start":761.41,"end":761.65},{"sentences":[{"text":"might","start":761.545,"end":761.865,"sentiment":"neutral","sentiment_score":0.0033472254872322083}],"sentiment":"neutral","sentiment_score":0.0033472254872322083,"channel":0,"num_words":1,"start":761.545,"end":761.865},{"sentences":[{"text":"to that.","start":761.65,"end":762.31,"sentiment":"neutral","sentiment_score":0.002268267795443535}],"sentiment":"neutral","sentiment_score":0.002268267795443535,"channel":1,"num_words":2,"start":761.65,"end":762.31},{"sentences":[{"text":"do is the way it stands like okay.","start":761.865,"end":765.225,"sentiment":"neutral","sentiment_score":0.09882230963557959},{"text":"It's great.","start":765.225,"end":765.705,"sentiment":"positive","sentiment_score":0.5629057884216309},{"text":"You can invest it.","start":765.705,"end":766.505,"sentiment":"neutral","sentiment_score":0.31974443420767784},{"text":"You can grow it.","start":766.505,"end":767.145,"sentiment":"positive","sentiment_score":0.35856902599334717},{"text":"And then with all the changes that have just happened in the budget, as soon as they come through, there's gonna be a huge capital gains tax implication for selling these","start":767.145,"end":774.98004,"sentiment":"neutral","sentiment_score":-0.01350677031422815}],"sentiment":"neutral","sentiment_score":0.08593742887736583,"channel":0,"num_words":49,"start":761.865,"end":774.98004},{"sentences":[{"text":"Yeah.","start":774.745,"end":775.245,"sentiment":"neutral","sentiment_score":-0.01260427851229906}],"sentiment":"neutral","sentiment_score":-0.01260427851229906,"channel":1,"num_words":1,"start":774.745,"end":775.245},{"sentences":[{"text":"in ten, fifteen years' time.","start":774.98004,"end":776.60004,"sentiment":"neutral","sentiment_score":0.011136065796017646}],"sentiment":"neutral","sentiment_score":0.011136065796017646,"channel":0,"num_words":5,"start":774.98004,"end":776.60004},{"sentences":[{"text":"Yeah.","start":776.58496,"end":777.08496,"sentiment":"neutral","sentiment_score":0.054433878511190414}],"sentiment":"neutral","sentiment_score":0.054433878511190414,"channel":1,"num_words":1,"start":776.58496,"end":777.08496},{"sentences":[{"text":"So one thing that we're gonna have to do is, yeah, definitely have that either joint or split liaison","start":777.94,"end":782.785,"sentiment":"neutral","sentiment_score":0.07709131448676712}],"sentiment":"neutral","sentiment_score":0.07709131448676712,"channel":0,"num_words":19,"start":777.94,"end":782.785},{"sentences":[{"text":"Yeah.","start":783.16,"end":783.66,"sentiment":"neutral","sentiment_score":0.05048822239041328}],"sentiment":"neutral","sentiment_score":0.05048822239041328,"channel":1,"num_words":1,"start":783.16,"end":783.66},{"sentences":[{"text":"conversations about","start":783.40497,"end":784.925,"sentiment":"neutral","sentiment_score":0.040871161967515945}],"sentiment":"neutral","sentiment_score":0.040871161967515945,"channel":0,"num_words":2,"start":783.40497,"end":784.925},{"sentences":[{"text":"Yeah.","start":784.76,"end":785.26,"sentiment":"neutral","sentiment_score":0.052970342338085175}],"sentiment":"neutral","sentiment_score":0.052970342338085175,"channel":1,"num_words":1,"start":784.76,"end":785.26},{"sentences":[{"text":"possibly looking at something like child bonds where if you invest in it for, say, ten years, it can be passed on to the beneficiary being the children kind of tax free at that point.","start":784.925,"end":796.92,"sentiment":"neutral","sentiment_score":0.0631341071001121}],"sentiment":"neutral","sentiment_score":0.0631341071001121,"channel":0,"num_words":35,"start":784.925,"end":796.92},{"sentences":[{"text":"Oh, that probably sounds better.","start":796.775,"end":799.355,"sentiment":"neutral","sentiment_score":0.14336346983909606}],"sentiment":"neutral","sentiment_score":0.14336346983909606,"channel":1,"num_words":5,"start":796.775,"end":799.355},{"sentences":[{"text":"Yeah.","start":799.95996,"end":800.27997,"sentiment":"neutral","sentiment_score":0.17415234446525574},{"text":"And that just allows it to be because if the intention is for it to go to them, you know, they're 18.","start":800.27997,"end":804.6,"sentiment":"neutral","sentiment_score":0.14195536043156276},{"text":"Here's your house deposit, whatever it is.","start":804.6,"end":806.7,"sentiment":"neutral","sentiment_score":0.05665873682924679}],"sentiment":"neutral","sentiment_score":0.1231260477254788,"channel":0,"num_words":30,"start":799.95996,"end":806.7},{"sentences":[{"text":"Yeah.","start":806.71,"end":807.19,"sentiment":"neutral","sentiment_score":0.04891900718212128}],"sentiment":"neutral","sentiment_score":0.04891900718212128,"channel":1,"num_words":1,"start":806.71,"end":807.19},{"sentences":[{"text":"This is","start":806.83997,"end":807.32,"sentiment":"neutral","sentiment_score":0.020273049362003803}],"sentiment":"neutral","sentiment_score":0.020273049362003803,"channel":0,"num_words":2,"start":806.83997,"end":807.32},{"sentences":[{"text":"That's","start":807.19,"end":807.43,"sentiment":"neutral","sentiment_score":0.00252860295586288}],"sentiment":"neutral","sentiment_score":0.00252860295586288,"channel":1,"num_words":1,"start":807.19,"end":807.43},{"sentences":[{"text":"kind","start":807.32,"end":807.56,"sentiment":"neutral","sentiment_score":-0.0032489746809005737}],"sentiment":"neutral","sentiment_score":-0.0032489746809005737,"channel":0,"num_words":1,"start":807.32,"end":807.56},{"sentences":[{"text":"what","start":807.43,"end":807.67004,"sentiment":"neutral","sentiment_score":-0.019456133246421817}],"sentiment":"neutral","sentiment_score":-0.019456133246421817,"channel":1,"num_words":1,"start":807.43,"end":807.67004},{"sentences":[{"text":"of like","start":807.56,"end":808.13995,"sentiment":"neutral","sentiment_score":-0.04026917554438114}],"sentiment":"neutral","sentiment_score":-0.04026917554438114,"channel":0,"num_words":2,"start":807.56,"end":808.13995},{"sentences":[{"text":"it that's","start":807.67004,"end":808.39,"sentiment":"neutral","sentiment_score":-0.014707832364365458}],"sentiment":"neutral","sentiment_score":-0.014707832364365458,"channel":1,"num_words":2,"start":807.67004,"end":808.39},{"sentences":[{"text":"the","start":808.36,"end":808.51996,"sentiment":"neutral","sentiment_score":-0.02130930870771408}],"sentiment":"neutral","sentiment_score":-0.02130930870771408,"channel":0,"num_words":1,"start":808.36,"end":808.51996},{"sentences":[{"text":"what","start":808.39,"end":808.63,"sentiment":"neutral","sentiment_score":0.007061131298542023}],"sentiment":"neutral","sentiment_score":0.007061131298542023,"channel":1,"num_words":1,"start":808.39,"end":808.63},{"sentences":[{"text":"next","start":808.51996,"end":808.83997,"sentiment":"neutral","sentiment_score":0.020091552287340164}],"sentiment":"neutral","sentiment_score":0.020091552287340164,"channel":0,"num_words":1,"start":808.51996,"end":808.83997},{"sentences":[{"text":"he wants.","start":808.63,"end":809.21,"sentiment":"neutral","sentiment_score":0.017550178803503513}],"sentiment":"neutral","sentiment_score":0.017550178803503513,"channel":1,"num_words":2,"start":808.63,"end":809.21},{"sentences":[{"text":"best thing to super.","start":808.83997,"end":809.98,"sentiment":"neutral","sentiment_score":0.08735949546098709}],"sentiment":"neutral","sentiment_score":0.08735949546098709,"channel":0,"num_words":4,"start":808.83997,"end":809.98},{"sentences":[{"text":"Yeah.","start":809.83,"end":810.33,"sentiment":"neutral","sentiment_score":0.035809192806482315},{"text":"Yeah.","start":810.55005,"end":811.05005,"sentiment":"neutral","sentiment_score":0.009308390319347382},{"text":"And I would rather do that because I don't wanna have to pay a whole heap of money and reap absolutely no benefit of it.","start":811.27,"end":817.285,"sentiment":"neutral","sentiment_score":-0.15686171144247055},{"text":"I'd rather not","start":817.285,"end":819.205,"sentiment":"neutral","sentiment_score":-0.16180848081906637}],"sentiment":"neutral","sentiment_score":-0.14539502151310443,"channel":1,"num_words":30,"start":809.83,"end":819.205},{"sentences":[{"text":"And","start":819.14496,"end":819.305,"sentiment":"neutral","sentiment_score":-0.105546735227108}],"sentiment":"neutral","sentiment_score":-0.105546735227108,"channel":0,"num_words":1,"start":819.14496,"end":819.305},{"sentences":[{"text":"have","start":819.205,"end":819.365,"sentiment":"neutral","sentiment_score":-0.16972586512565613}],"sentiment":"neutral","sentiment_score":-0.16972586512565613,"channel":1,"num_words":1,"start":819.205,"end":819.365},{"sentences":[{"text":"that's","start":819.305,"end":819.545,"sentiment":"neutral","sentiment_score":-0.1876494288444519}],"sentiment":"neutral","sentiment_score":-0.1876494288444519,"channel":0,"num_words":1,"start":819.305,"end":819.545},{"sentences":[{"text":"any","start":819.365,"end":819.605,"sentiment":"neutral","sentiment_score":-0.2109723836183548}],"sentiment":"neutral","sentiment_score":-0.2109723836183548,"channel":1,"num_words":1,"start":819.365,"end":819.605},{"sentences":[{"text":"exactly","start":819.545,"end":820.02496,"sentiment":"neutral","sentiment_score":-0.16596487164497375}],"sentiment":"neutral","sentiment_score":-0.16596487164497375,"channel":0,"num_words":1,"start":819.545,"end":820.02496},{"sentences":[{"text":"tax since","start":819.605,"end":820.245,"sentiment":"neutral","sentiment_score":-0.15496119111776352}],"sentiment":"neutral","sentiment_score":-0.15496119111776352,"channel":1,"num_words":2,"start":819.605,"end":820.245},{"sentences":[{"text":"what","start":820.02496,"end":820.26495,"sentiment":"neutral","sentiment_score":-0.15541790425777435}],"sentiment":"neutral","sentiment_score":-0.15541790425777435,"channel":0,"num_words":1,"start":820.02496,"end":820.26495},{"sentences":[{"text":"my","start":820.245,"end":820.485,"sentiment":"neutral","sentiment_score":-0.1437947154045105}],"sentiment":"neutral","sentiment_score":-0.1437947154045105,"channel":1,"num_words":1,"start":820.245,"end":820.485},{"sentences":[{"text":"happened","start":820.26495,"end":820.58496,"sentiment":"neutral","sentiment_score":-0.08983364701271057}],"sentiment":"neutral","sentiment_score":-0.08983364701271057,"channel":0,"num_words":1,"start":820.26495,"end":820.58496},{"sentences":[{"text":"kids","start":820.485,"end":820.805,"sentiment":"neutral","sentiment_score":-0.11916475743055344}],"sentiment":"neutral","sentiment_score":-0.11916475743055344,"channel":1,"num_words":1,"start":820.485,"end":820.805},{"sentences":[{"text":"is","start":820.58496,"end":820.985,"sentiment":"neutral","sentiment_score":-0.11199196428060532}],"sentiment":"neutral","sentiment_score":-0.11199196428060532,"channel":0,"num_words":1,"start":820.58496,"end":820.985},{"sentences":[{"text":"still","start":820.805,"end":821.125,"sentiment":"neutral","sentiment_score":-0.17034593224525452}],"sentiment":"neutral","sentiment_score":-0.17034593224525452,"channel":1,"num_words":1,"start":820.805,"end":821.125},{"sentences":[{"text":"you","start":820.985,"end":821.14496,"sentiment":"neutral","sentiment_score":-0.1100303679704666}],"sentiment":"neutral","sentiment_score":-0.1100303679704666,"channel":0,"num_words":1,"start":820.985,"end":821.14496},{"sentences":[{"text":"go","start":821.125,"end":821.525,"sentiment":"neutral","sentiment_score":-0.11438694596290588}],"sentiment":"neutral","sentiment_score":-0.11438694596290588,"channel":1,"num_words":1,"start":821.125,"end":821.525},{"sentences":[{"text":"would","start":821.14496,"end":821.545,"sentiment":"neutral","sentiment_score":-0.11058249324560164}],"sentiment":"neutral","sentiment_score":-0.11058249324560164,"channel":0,"num_words":1,"start":821.14496,"end":821.545},{"sentences":[{"text":"to","start":821.525,"end":822.025,"sentiment":"neutral","sentiment_score":-0.15206244587898254}],"sentiment":"neutral","sentiment_score":-0.15206244587898254,"channel":1,"num_words":1,"start":821.525,"end":822.025},{"sentences":[{"text":"sell it all, and then you would just have a huge lump sum taken out, and then you pass it on to the children.","start":821.545,"end":827.71,"sentiment":"neutral","sentiment_score":-0.016477282314250868},{"text":"And","start":828.09,"end":828.17,"sentiment":"neutral","sentiment_score":0.007445149123668671}],"sentiment":"neutral","sentiment_score":-0.015520385056734086,"channel":0,"num_words":25,"start":821.545,"end":828.17},{"sentences":[{"text":"yeah.","start":828.165,"end":828.66,"sentiment":"neutral","sentiment_score":0.009590290486812592}],"sentiment":"neutral","sentiment_score":0.009590290486812592,"channel":1,"num_words":1,"start":828.165,"end":828.66},{"sentences":[{"text":"then that's and then timing the sale between the both of you would be difficult about obviously, you could just say, hey.","start":828.17,"end":834.33,"sentiment":"neutral","sentiment_score":0.017796804874458096},{"text":"When they're 18, that's the day we do it.","start":834.33,"end":836.51,"sentiment":"neutral","sentiment_score":0.010073003462619252}],"sentiment":"neutral","sentiment_score":0.015554410916182303,"channel":0,"num_words":31,"start":828.17,"end":836.51},{"sentences":[{"text":"That","start":836.25995,"end":836.75995,"sentiment":"neutral","sentiment_score":0.0014711134135723114}],"sentiment":"neutral","sentiment_score":0.0014711134135723114,"channel":1,"num_words":1,"start":836.25995,"end":836.75995},{"sentences":[{"text":"But then is the market up?","start":836.57,"end":838.095,"sentiment":"neutral","sentiment_score":-0.013702901701132456}],"sentiment":"neutral","sentiment_score":-0.013702901701132456,"channel":0,"num_words":6,"start":836.57,"end":838.095},{"sentences":[{"text":"yeah.","start":838.02997,"end":838.52997,"sentiment":"neutral","sentiment_score":-0.03050539828836918}],"sentiment":"neutral","sentiment_score":-0.03050539828836918,"channel":1,"num_words":1,"start":838.02997,"end":838.52997},{"sentences":[{"text":"Is the market down?","start":838.095,"end":839.135,"sentiment":"neutral","sentiment_score":-0.05126635357737541},{"text":"All these type of things come into account.","start":839.135,"end":841.075,"sentiment":"neutral","sentiment_score":-0.04784012585878372}],"sentiment":"neutral","sentiment_score":-0.04898220176498095,"channel":0,"num_words":12,"start":838.095,"end":841.075},{"sentences":[{"text":"Honestly, I would just be leaving it in his hands as long as he doesn't like, the end goal is that they get the money.","start":841.645,"end":849.025,"sentiment":"neutral","sentiment_score":-0.02597547173500061}],"sentiment":"neutral","sentiment_score":-0.02597547173500061,"channel":1,"num_words":25,"start":841.645,"end":849.025},{"sentences":[{"text":"Yeah.","start":849.455,"end":849.955,"sentiment":"neutral","sentiment_score":0.04920981824398041}],"sentiment":"neutral","sentiment_score":0.04920981824398041,"channel":0,"num_words":1,"start":849.455,"end":849.955},{"sentences":[{"text":"He can decide when","start":849.485,"end":850.96497,"sentiment":"neutral","sentiment_score":0.041089026257395744}],"sentiment":"neutral","sentiment_score":0.041089026257395744,"channel":1,"num_words":4,"start":849.485,"end":850.96497},{"sentences":[{"text":"But that's the thing","start":850.76996,"end":851.49,"sentiment":"neutral","sentiment_score":0.05692002736032009}],"sentiment":"neutral","sentiment_score":0.05692002736032009,"channel":0,"num_words":4,"start":850.76996,"end":851.49},{"sentences":[{"text":"yeah.","start":851.40497,"end":851.90497,"sentiment":"neutral","sentiment_score":0.0909200757741928}],"sentiment":"neutral","sentiment_score":0.0909200757741928,"channel":1,"num_words":1,"start":851.40497,"end":851.90497},{"sentences":[{"text":"too is I'm gonna make sure that, obviously, that your best interests are looked after too","start":851.49,"end":855.49,"sentiment":"neutral","sentiment_score":0.2145282980054617}],"sentiment":"neutral","sentiment_score":0.2145282980054617,"channel":0,"num_words":16,"start":851.49,"end":855.49},{"sentences":[{"text":"Thank you.","start":855.165,"end":855.985,"sentiment":"neutral","sentiment_score":0.33059950172901154}],"sentiment":"neutral","sentiment_score":0.33059950172901154,"channel":1,"num_words":2,"start":855.165,"end":855.985},{"sentences":[{"text":"to make sure","start":855.49,"end":856.13,"sentiment":"neutral","sentiment_score":0.09773149838050206}],"sentiment":"neutral","sentiment_score":0.09773149838050206,"channel":0,"num_words":3,"start":855.49,"end":856.13},{"sentences":[{"text":"Yeah.","start":856.045,"end":856.41,"sentiment":"neutral","sentiment_score":0.06790999323129654}],"sentiment":"neutral","sentiment_score":0.06790999323129654,"channel":1,"num_words":1,"start":856.045,"end":856.41},{"sentences":[{"text":"that we're not just gonna do a decision on one side that's gonna heavily impact your financial future","start":856.13,"end":861.57,"sentiment":"neutral","sentiment_score":-0.0635478471716245}],"sentiment":"neutral","sentiment_score":-0.0635478471716245,"channel":0,"num_words":18,"start":856.13,"end":861.57},{"sentences":[{"text":"Yeah.","start":861.20996,"end":861.52997,"sentiment":"neutral","sentiment_score":-0.03819604218006134},{"text":"Yeah.","start":861.52997,"end":861.85,"sentiment":"neutral","sentiment_score":-0.02549177408218384}],"sentiment":"neutral","sentiment_score":-0.03184390813112259,"channel":1,"num_words":2,"start":861.20996,"end":861.85},{"sentences":[{"text":"because","start":861.57,"end":861.88995,"sentiment":"neutral","sentiment_score":-0.027790546417236328}],"sentiment":"neutral","sentiment_score":-0.027790546417236328,"channel":0,"num_words":1,"start":861.57,"end":861.88995},{"sentences":[{"text":"Yeah.","start":861.85,"end":862.17,"sentiment":"neutral","sentiment_score":-0.02084568701684475}],"sentiment":"neutral","sentiment_score":-0.02084568701684475,"channel":1,"num_words":1,"start":861.85,"end":862.17},{"sentences":[{"text":"that's just","start":861.88995,"end":862.37,"sentiment":"neutral","sentiment_score":-0.05585271865129471}],"sentiment":"neutral","sentiment_score":-0.05585271865129471,"channel":0,"num_words":2,"start":861.88995,"end":862.37},{"sentences":[{"text":"Yeah.","start":862.17,"end":862.67,"sentiment":"neutral","sentiment_score":-0.14252467453479767}],"sentiment":"neutral","sentiment_score":-0.14252467453479767,"channel":1,"num_words":1,"start":862.17,"end":862.67},{"sentences":[{"text":"not okay.","start":862.37,"end":863.02997,"sentiment":"neutral","sentiment_score":-0.23627802729606628}],"sentiment":"neutral","sentiment_score":-0.23627802729606628,"channel":0,"num_words":2,"start":862.37,"end":863.02997},{"sentences":[{"text":"Yeah.","start":863.37,"end":863.52997,"sentiment":"neutral","sentiment_score":-0.07898105680942535},{"text":"No.","start":863.52997,"end":863.76996,"sentiment":"neutral","sentiment_score":-0.18711666762828827},{"text":"No.","start":863.76996,"end":864.08997,"sentiment":"neutral","sentiment_score":-0.1298758089542389},{"text":"Thank you.","start":864.08997,"end":864.64996,"sentiment":"neutral","sentiment_score":0.04780581220984459},{"text":"Thank you for that.","start":864.64996,"end":865.52997,"sentiment":"neutral","sentiment_score":0.21734239533543587}],"sentiment":"neutral","sentiment_score":0.06322307470772001,"channel":1,"num_words":9,"start":863.37,"end":865.52997},{"sentences":[{"text":"Sorry.","start":865.52997,"end":865.85,"sentiment":"neutral","sentiment_score":-0.03597375005483627},{"text":"I just yeah.","start":865.85,"end":867.23,"sentiment":"neutral","sentiment_score":-0.03760502735773722}],"sentiment":"neutral","sentiment_score":-0.037197208032011986,"channel":1,"num_words":4,"start":865.52997,"end":867.23},{"sentences":[{"text":"No.","start":867.645,"end":867.885,"sentiment":"neutral","sentiment_score":-0.04483429715037346},{"text":"Look.","start":867.885,"end":868.125,"sentiment":"neutral","sentiment_score":0.196463406085968},{"text":"I really appreciate you you talking through such a difficult situation with me this morning.","start":868.125,"end":871.965,"sentiment":"positive","sentiment_score":0.39507531821727754},{"text":"And at the moment, the the good news is the the investment account's been doing great.","start":871.965,"end":876.28503,"sentiment":"positive","sentiment_score":0.7033955398947},{"text":"It's grown 15%.","start":876.28503,"end":878.04004,"sentiment":"positive","sentiment_score":0.8041487534840902}],"sentiment":"positive","sentiment_score":0.5484592716933953,"channel":0,"num_words":36,"start":867.645,"end":878.04004},{"sentences":[{"text":"It's grown $23,000.","start":878.04004,"end":880.12,"sentiment":"positive","sentiment_score":0.7420353492101034},{"text":"It's doing really well.","start":880.12,"end":881.34,"sentiment":"positive","sentiment_score":0.7767793536186218}],"sentiment":"positive","sentiment_score":0.7618890660149711,"channel":0,"num_words":7,"start":878.04004,"end":881.34},{"sentences":[{"text":"Yeah.","start":881.67004,"end":882.17004,"sentiment":"neutral","sentiment_score":0.24588952958583832}],"sentiment":"neutral","sentiment_score":0.24588952958583832,"channel":1,"num_words":1,"start":881.67004,"end":882.17004},{"sentences":[{"text":"I'll send through any reports to see if there's any tax implications for your tax return, and then we'll","start":882.2,"end":887.48004,"sentiment":"neutral","sentiment_score":0.08392479917720745}],"sentiment":"neutral","sentiment_score":0.08392479917720745,"channel":0,"num_words":19,"start":882.2,"end":887.48004},{"sentences":[{"text":"Yep.","start":887.43,"end":887.93,"sentiment":"neutral","sentiment_score":0.0823352038860321}],"sentiment":"neutral","sentiment_score":0.0823352038860321,"channel":1,"num_words":1,"start":887.43,"end":887.93},{"sentences":[{"text":"just tee up a time where I can also go back to Ben and with his adviser as well,","start":887.48004,"end":893.815,"sentiment":"neutral","sentiment_score":0.0890927977467838}],"sentiment":"neutral","sentiment_score":0.0890927977467838,"channel":0,"num_words":19,"start":887.48004,"end":893.815},{"sentences":[{"text":"Yeah.","start":893.555,"end":894.055,"sentiment":"neutral","sentiment_score":0.09167557954788208}],"sentiment":"neutral","sentiment_score":0.09167557954788208,"channel":1,"num_words":1,"start":893.555,"end":894.055},{"sentences":[{"text":"and we can just poach that idea to him, broach","start":893.815,"end":896.53503,"sentiment":"neutral","sentiment_score":0.09720413535833358}],"sentiment":"neutral","sentiment_score":0.09720413535833358,"channel":0,"num_words":10,"start":893.815,"end":896.53503},{"sentences":[{"text":"Yep.","start":896.435,"end":896.935,"sentiment":"neutral","sentiment_score":0.08616366237401962}],"sentiment":"neutral","sentiment_score":0.08616366237401962,"channel":1,"num_words":1,"start":896.435,"end":896.935},{"sentences":[{"text":"it with him, and see if he'd consider it.","start":896.53503,"end":898.455,"sentiment":"neutral","sentiment_score":0.09176554448074764},{"text":"And then if we do a joint discussion or separate, I'm sure there's a way that we can structure things for you guys.","start":898.455,"end":903.675,"sentiment":"neutral","sentiment_score":0.10086944083804669}],"sentiment":"neutral","sentiment_score":0.09830896998755634,"channel":0,"num_words":32,"start":896.53503,"end":903.675},{"sentences":[{"text":"Yeah.","start":903.555,"end":904.055,"sentiment":"neutral","sentiment_score":0.07958649098873138},{"text":"Yep.","start":904.115,"end":904.615,"sentiment":"neutral","sentiment_score":0.05987744778394699},{"text":"No.","start":904.755,"end":904.995,"sentiment":"neutral","sentiment_score":0.01875257678329945},{"text":"That that's sounds good.","start":904.995,"end":907.24,"sentiment":"neutral","sentiment_score":0.04330790601670742},{"text":"But sorry.","start":907.78,"end":908.18,"sentiment":"neutral","sentiment_score":-0.06867247261106968}],"sentiment":"neutral","sentiment_score":0.02156702160007424,"channel":1,"num_words":9,"start":903.555,"end":908.18},{"sentences":[{"text":"I don't know.","start":908.18,"end":908.74,"sentiment":"neutral","sentiment_score":-0.09598333388566971},{"text":"So there was that part that we it can just stay as it is for now until another meeting or whatever happens.","start":908.74,"end":914.76,"sentiment":"neutral","sentiment_score":-0.054752818224104965},{"text":"Did","start":915.06,"end":915.3,"sentiment":"neutral","sentiment_score":0.0033671464771032333}],"sentiment":"neutral","sentiment_score":-0.0572748021580852,"channel":1,"num_words":26,"start":908.18,"end":915.3},{"sentences":[{"text":"Yep.","start":915.11,"end":915.61,"sentiment":"neutral","sentiment_score":0.008840808644890785}],"sentiment":"neutral","sentiment_score":0.008840808644890785,"channel":0,"num_words":1,"start":915.11,"end":915.61},{"sentences":[{"text":"you want to know updated income?","start":915.3,"end":917.14,"sentiment":"neutral","sentiment_score":-0.009716127688686052},{"text":"Because it would look like I don't know what other income you would need to adjust.","start":917.14,"end":923.505,"sentiment":"neutral","sentiment_score":-0.06064953585155308},{"text":"I don't know.","start":923.885,"end":924.705,"sentiment":"neutral","sentiment_score":-0.07017970581849416},{"text":"Because obviously, it's not really combined.","start":925.72504,"end":927.565,"sentiment":"neutral","sentiment_score":-0.05201771172384421},{"text":"He does pay child support if that's, I don't know, a part of your considerations.","start":927.565,"end":932.385,"sentiment":"neutral","sentiment_score":-0.028569031960796566}],"sentiment":"neutral","sentiment_score":-0.04304065667320569,"channel":1,"num_words":46,"start":915.3,"end":932.385},{"sentences":[{"text":"But","start":932.765,"end":933.265,"sentiment":"neutral","sentiment_score":0.013437259942293169}],"sentiment":"neutral","sentiment_score":0.013437259942293169,"channel":1,"num_words":1,"start":932.765,"end":933.265},{"sentences":[{"text":"I think my main thing is just in terms of your regular income personal","start":933.62006,"end":938.58,"sentiment":"neutral","sentiment_score":0.042820608509438376}],"sentiment":"neutral","sentiment_score":0.042820608509438376,"channel":0,"num_words":14,"start":933.62006,"end":938.58},{"sentences":[{"text":"mhmm.","start":938.31,"end":938.81,"sentiment":"neutral","sentiment_score":0.03044658899307251}],"sentiment":"neutral","sentiment_score":0.03044658899307251,"channel":1,"num_words":1,"start":938.31,"end":938.81},{"sentences":[{"text":"financials.","start":938.58,"end":939.08,"sentiment":"neutral","sentiment_score":0.031673088669776917},{"text":"So","start":939.62006,"end":940.02,"sentiment":"neutral","sentiment_score":0.04684968292713165}],"sentiment":"neutral","sentiment_score":0.039261385798454285,"channel":0,"num_words":2,"start":938.58,"end":940.02},{"sentences":[{"text":"Yep.","start":939.67,"end":940.17,"sentiment":"neutral","sentiment_score":0.052798476070165634}],"sentiment":"neutral","sentiment_score":0.052798476070165634,"channel":1,"num_words":1,"start":939.67,"end":940.17},{"sentences":[{"text":"I've got you previously working as an anesthetic nurse","start":940.02,"end":943.635,"sentiment":"neutral","sentiment_score":0.032818496227264404}],"sentiment":"neutral","sentiment_score":0.032818496227264404,"channel":0,"num_words":9,"start":940.02,"end":943.635},{"sentences":[{"text":"Yep.","start":943.75,"end":944.25,"sentiment":"neutral","sentiment_score":0.024001996964216232}],"sentiment":"neutral","sentiment_score":0.024001996964216232,"channel":1,"num_words":1,"start":943.75,"end":944.25},{"sentences":[{"text":"part","start":944.115,"end":944.615,"sentiment":"neutral","sentiment_score":0.017573216930031776}],"sentiment":"neutral","sentiment_score":0.017573216930031776,"channel":0,"num_words":1,"start":944.115,"end":944.615},{"sentences":[{"text":"Still the same.","start":944.47,"end":945.35,"sentiment":"neutral","sentiment_score":0.0349418061474959},{"text":"Yeah.","start":945.35,"end":945.85,"sentiment":"neutral","sentiment_score":0.052104800939559937}],"sentiment":"neutral","sentiment_score":0.03923255484551191,"channel":1,"num_words":4,"start":944.47,"end":945.85},{"sentences":[{"text":"time.","start":946.355,"end":946.59503,"sentiment":"neutral","sentiment_score":0.0609893724322319},{"text":"Cool.","start":946.59503,"end":947.09503,"sentiment":"neutral","sentiment_score":0.11614646017551422},{"text":"So we had that income at around about 20,000 from that side of things.","start":947.555,"end":952.215,"sentiment":"neutral","sentiment_score":0.08688543630497796}],"sentiment":"neutral","sentiment_score":0.08709574630483985,"channel":0,"num_words":16,"start":946.355,"end":952.215},{"sentences":[{"text":"Yeah.","start":952.405,"end":952.885,"sentiment":"neutral","sentiment_score":0.06169256567955017},{"text":"It's pretty much that.","start":952.885,"end":954.005,"sentiment":"neutral","sentiment_score":0.044684890657663345},{"text":"And, I mean, I get some, at the moment anyway, government benefits, which probably top it up to about 35.","start":954.005,"end":963.72003,"sentiment":"neutral","sentiment_score":0.026122512202709912},{"text":"I can't be exact with the dollar, but","start":964.10004,"end":966.36,"sentiment":"neutral","sentiment_score":-0.009569840040057898}],"sentiment":"neutral","sentiment_score":0.0207976864255739,"channel":1,"num_words":33,"start":952.405,"end":966.36},{"sentences":[{"text":"That's okay.","start":966.37,"end":966.93005,"sentiment":"neutral","sentiment_score":0.08402538299560547}],"sentiment":"neutral","sentiment_score":0.08402538299560547,"channel":0,"num_words":2,"start":966.37,"end":966.93005},{"sentences":[{"text":"I","start":966.9,"end":967.06,"sentiment":"neutral","sentiment_score":0.06202095001935959}],"sentiment":"neutral","sentiment_score":0.06202095001935959,"channel":1,"num_words":1,"start":966.9,"end":967.06},{"sentences":[{"text":"I'll","start":966.93005,"end":967.17004,"sentiment":"neutral","sentiment_score":0.06952714174985886}],"sentiment":"neutral","sentiment_score":0.06952714174985886,"channel":0,"num_words":1,"start":966.93005,"end":967.17004},{"sentences":[{"text":"assume","start":967.06,"end":967.38,"sentiment":"neutral","sentiment_score":0.0953192412853241}],"sentiment":"neutral","sentiment_score":0.0953192412853241,"channel":1,"num_words":1,"start":967.06,"end":967.38},{"sentences":[{"text":"just","start":967.17004,"end":967.41003,"sentiment":"neutral","sentiment_score":0.04986467584967613}],"sentiment":"neutral","sentiment_score":0.04986467584967613,"channel":0,"num_words":1,"start":967.17004,"end":967.41003},{"sentences":[{"text":"I","start":967.38,"end":967.54004,"sentiment":"neutral","sentiment_score":0.04867588356137276}],"sentiment":"neutral","sentiment_score":0.04867588356137276,"channel":1,"num_words":1,"start":967.38,"end":967.54004},{"sentences":[{"text":"get","start":967.41003,"end":967.57,"sentiment":"neutral","sentiment_score":0.046366602182388306}],"sentiment":"neutral","sentiment_score":0.046366602182388306,"channel":0,"num_words":1,"start":967.41003,"end":967.57},{"sentences":[{"text":"have","start":967.54004,"end":967.62,"sentiment":"neutral","sentiment_score":0.060379669070243835}],"sentiment":"neutral","sentiment_score":0.060379669070243835,"channel":1,"num_words":1,"start":967.54004,"end":967.62},{"sentences":[{"text":"that","start":967.57,"end":967.81,"sentiment":"neutral","sentiment_score":0.04559820890426636}],"sentiment":"neutral","sentiment_score":0.04559820890426636,"channel":0,"num_words":1,"start":967.57,"end":967.81},{"sentences":[{"text":"to","start":967.62,"end":967.86,"sentiment":"neutral","sentiment_score":0.03168092295527458}],"sentiment":"neutral","sentiment_score":0.03168092295527458,"channel":1,"num_words":1,"start":967.62,"end":967.86},{"sentences":[{"text":"closed.","start":967.81,"end":968.31,"sentiment":"neutral","sentiment_score":0.05848611146211624}],"sentiment":"neutral","sentiment_score":0.05848611146211624,"channel":0,"num_words":1,"start":967.81,"end":968.31},{"sentences":[{"text":"declare that with you anyway.","start":967.86,"end":969.4,"sentiment":"neutral","sentiment_score":0.045423350483179095}],"sentiment":"neutral","sentiment_score":0.045423350483179095,"channel":1,"num_words":5,"start":967.86,"end":969.4},{"sentences":[{"text":"Yeah.","start":970.165,"end":970.485,"sentiment":"neutral","sentiment_score":0.05155026912689209},{"text":"And it's mainly just so I can work out things like contributions to super.","start":970.485,"end":974.085,"sentiment":"neutral","sentiment_score":0.0432533858610051},{"text":"If you're on 40","start":974.085,"end":975.545,"sentiment":"neutral","sentiment_score":0.016444356413558125}],"sentiment":"neutral","sentiment_score":0.038046057728168214,"channel":0,"num_words":19,"start":970.165,"end":975.545},{"sentences":[{"text":"Yeah.","start":975.38,"end":975.585,"sentiment":"neutral","sentiment_score":0.021614115685224533}],"sentiment":"neutral","sentiment_score":0.021614115685224533,"channel":1,"num_words":1,"start":975.38,"end":975.585},{"sentences":[{"text":"five, but only 20 is getting paid contributions from work, I can just make sure projections are accurate.","start":975.605,"end":981.46497,"sentiment":"neutral","sentiment_score":0.03075694080649151}],"sentiment":"neutral","sentiment_score":0.03075694080649151,"channel":0,"num_words":18,"start":975.605,"end":981.46497},{"sentences":[{"text":"Yeah.","start":981.98505,"end":982.305,"sentiment":"neutral","sentiment_score":0.010648917406797407},{"text":"Yeah.","start":982.305,"end":982.805,"sentiment":"neutral","sentiment_score":0.09299227595329285},{"text":"Yeah.","start":983.025,"end":983.525,"sentiment":"neutral","sentiment_score":0.12847919762134552},{"text":"I think long term, I was gonna have another discussion once things are a bit more clearer with probably you again to be like because I'm happy even with money from the government to slip some of that into super or make a larger contribution.","start":983.585,"end":996.79,"sentiment":"neutral","sentiment_score":0.29883583270841174},{"text":"Because at the moment, I think it's I still do, like, $30 a fortnight or something really small, but I'm happy to contribute more.","start":996.79,"end":1004.025,"sentiment":"neutral","sentiment_score":0.043012475750098624}],"sentiment":"neutral","sentiment_score":0.2043337816786435,"channel":1,"num_words":72,"start":981.98505,"end":1004.025},{"sentences":[{"text":"But it's just looking at the overall financial picture, which is really hard.","start":1004.025,"end":1008.045,"sentiment":"negative","sentiment_score":-0.36686324500120604}],"sentiment":"negative","sentiment_score":-0.36686324500120604,"channel":1,"num_words":13,"start":1004.025,"end":1008.045},{"sentences":[{"text":"Oh, yeah.","start":1008.54,"end":1009.01996,"sentiment":"neutral","sentiment_score":0.10930207744240761},{"text":"Absolutely.","start":1009.01996,"end":1009.51996,"sentiment":"neutral","sentiment_score":0.2820931077003479},{"text":"And look, I've I see the contributions coming in, and that's been doing wonders even though it seems like a small amount.","start":1009.57996,"end":1015.04,"sentiment":"neutral","sentiment_score":0.31734679199077864},{"text":"But then on the flip side, if the the tax brackets are the way they are and you're only gonna be getting a very small benefit from that, it's kind of like, you know, anything above 45,000 is perfect.","start":1015.18,"end":1026.585,"sentiment":"neutral","sentiment_score":0.12896834953855246},{"text":"Anything below","start":1026.805,"end":1027.605,"sentiment":"neutral","sentiment_score":0.001129593700170517}],"sentiment":"neutral","sentiment_score":0.18961138645130576,"channel":0,"num_words":66,"start":1008.54,"end":1027.605},{"sentences":[{"text":"Yep.","start":1027.28,"end":1027.78,"sentiment":"neutral","sentiment_score":0.026167992502450943}],"sentiment":"neutral","sentiment_score":0.026167992502450943,"channel":1,"num_words":1,"start":1027.28,"end":1027.78},{"sentences":[{"text":"that, the impact's only a few percent.","start":1027.605,"end":1029.545,"sentiment":"neutral","sentiment_score":0.005826352297195366}],"sentiment":"neutral","sentiment_score":0.005826352297195366,"channel":0,"num_words":7,"start":1027.605,"end":1029.545},{"sentences":[{"text":"Yeah.","start":1030.08,"end":1030.545,"sentiment":"neutral","sentiment_score":0.11759227514266968},{"text":"Yeah.","start":1030.7051,"end":1031.2051,"sentiment":"neutral","sentiment_score":0.15027737617492676}],"sentiment":"neutral","sentiment_score":0.13393482565879822,"channel":1,"num_words":2,"start":1030.08,"end":1031.2051},{"sentences":[{"text":"But, of course, the growth the growth in the super is great when you get extra contributions in.","start":1031.045,"end":1035.545,"sentiment":"positive","sentiment_score":0.4064086104432742},{"text":"At the moment, I'm just having a look at your account.","start":1036.06,"end":1038.3,"sentiment":"neutral","sentiment_score":0.07506428591229698},{"text":"I'm just gonna switch over from the investment account to the super.","start":1038.3,"end":1042.24,"sentiment":"neutral","sentiment_score":0.045323687295118965},{"text":"We've got actually, I do apologize.","start":1042.9401,"end":1044.88,"sentiment":"neutral","sentiment_score":-0.019899082835763693},{"text":"Your annual review pack, your email address, is your b h clear fifteen","start":1045.8201,"end":1050.4451,"sentiment":"neutral","sentiment_score":-0.0013114140870479436}],"sentiment":"neutral","sentiment_score":0.14247505834015708,"channel":0,"num_words":60,"start":1031.045,"end":1050.4451},{"sentences":[{"text":"Mhmm.","start":1050.0,"end":1050.0801,"sentiment":"neutral","sentiment_score":0.003099186811596155},{"text":"Yeah.","start":1050.0801,"end":1050.56,"sentiment":"neutral","sentiment_score":0.010852370411157608}],"sentiment":"neutral","sentiment_score":0.006975778611376882,"channel":1,"num_words":2,"start":1050.0,"end":1050.56},{"sentences":[{"text":"Hotmail","start":1050.505,"end":1050.905,"sentiment":"neutral","sentiment_score":0.001703016459941864}],"sentiment":"neutral","sentiment_score":0.001703016459941864,"channel":0,"num_words":1,"start":1050.505,"end":1050.905},{"sentences":[{"text":"That's","start":1050.56,"end":1050.9601,"sentiment":"neutral","sentiment_score":0.001963659655302763}],"sentiment":"neutral","sentiment_score":0.001963659655302763,"channel":1,"num_words":1,"start":1050.56,"end":1050.9601},{"sentences":[{"text":"address","start":1050.905,"end":1051.225,"sentiment":"neutral","sentiment_score":0.0007896870374679565}],"sentiment":"neutral","sentiment_score":0.0007896870374679565,"channel":0,"num_words":1,"start":1050.905,"end":1051.225},{"sentences":[{"text":"mine.","start":1050.9601,"end":1051.4601,"sentiment":"neutral","sentiment_score":0.0002878881059587002}],"sentiment":"neutral","sentiment_score":0.0002878881059587002,"channel":1,"num_words":1,"start":1050.9601,"end":1051.4601},{"sentences":[{"text":"still okay?","start":1051.225,"end":1051.9651,"sentiment":"neutral","sentiment_score":0.012520121410489082}],"sentiment":"neutral","sentiment_score":0.012520121410489082,"channel":0,"num_words":2,"start":1051.225,"end":1051.9651},{"sentences":[{"text":"Yeah.","start":1051.68,"end":1052.18,"sentiment":"neutral","sentiment_score":0.013635829091072084},{"text":"Yep.","start":1052.2401,"end":1052.64,"sentiment":"neutral","sentiment_score":0.017792217433452606},{"text":"Yep.","start":1052.64,"end":1052.9601,"sentiment":"neutral","sentiment_score":0.015131041407585144},{"text":"That's","start":1052.9601,"end":1053.3601,"sentiment":"neutral","sentiment_score":0.005643660202622414}],"sentiment":"neutral","sentiment_score":0.013050687033683062,"channel":1,"num_words":4,"start":1051.68,"end":1053.3601},{"sentences":[{"text":"Okay.","start":1052.985,"end":1053.485,"sentiment":"neutral","sentiment_score":-0.0019404152408242223}],"sentiment":"neutral","sentiment_score":-0.0019404152408242223,"channel":0,"num_words":1,"start":1052.985,"end":1053.485},{"sentences":[{"text":"that's still mine.","start":1053.3601,"end":1054.0801,"sentiment":"neutral","sentiment_score":-0.02982141636312008},{"text":"I know it looks like a combined.","start":1054.0801,"end":1055.4401,"sentiment":"neutral","sentiment_score":-0.040752126436148374},{"text":"That's just because I managed most most things, but he doesn't use","start":1055.4401,"end":1059.745,"sentiment":"neutral","sentiment_score":-0.036258989634613194}],"sentiment":"neutral","sentiment_score":-0.036810773170807144,"channel":1,"num_words":22,"start":1053.3601,"end":1059.745},{"sentences":[{"text":"Gotcha.","start":1059.4651,"end":1059.9651,"sentiment":"neutral","sentiment_score":-0.07305895537137985}],"sentiment":"neutral","sentiment_score":-0.07305895537137985,"channel":0,"num_words":1,"start":1059.4651,"end":1059.9651},{"sentences":[{"text":"that one.","start":1059.745,"end":1060.465,"sentiment":"neutral","sentiment_score":-0.05327264219522476},{"text":"Yeah.","start":1060.465,"end":1060.965,"sentiment":"neutral","sentiment_score":0.01678628660738468}],"sentiment":"neutral","sentiment_score":-0.029919665927688282,"channel":1,"num_words":3,"start":1059.745,"end":1060.965},{"sentences":[{"text":"Gotcha.","start":1061.0,"end":1061.3201,"sentiment":"neutral","sentiment_score":0.015040351077914238},{"text":"Gotcha.","start":1061.3201,"end":1061.4801,"sentiment":"neutral","sentiment_score":0.020517390221357346},{"text":"Gotcha.","start":1061.4801,"end":1061.8,"sentiment":"neutral","sentiment_score":0.023427104577422145},{"text":"So I'll send that through so you've got it.","start":1061.8,"end":1063.4801,"sentiment":"neutral","sentiment_score":0.048774778842926025},{"text":"And then what","start":1063.4801,"end":1063.9601,"sentiment":"neutral","sentiment_score":0.022545794645945232}],"sentiment":"neutral","sentiment_score":0.03770634929339091,"channel":0,"num_words":15,"start":1061.0,"end":1063.9601},{"sentences":[{"text":"Yeah.","start":1063.905,"end":1064.405,"sentiment":"neutral","sentiment_score":0.040941447019577026}],"sentiment":"neutral","sentiment_score":0.040941447019577026,"channel":1,"num_words":1,"start":1063.905,"end":1064.405},{"sentences":[{"text":"I'm looking at with the super is you're sitting at 80,641,","start":1063.9601,"end":1068.3,"sentiment":"neutral","sentiment_score":0.0698295459151268}],"sentiment":"neutral","sentiment_score":0.0698295459151268,"channel":0,"num_words":11,"start":1063.9601,"end":1068.3},{"sentences":[{"text":"Yeah.","start":1068.305,"end":1068.805,"sentiment":"neutral","sentiment_score":0.18274152278900144}],"sentiment":"neutral","sentiment_score":0.18274152278900144,"channel":1,"num_words":1,"start":1068.305,"end":1068.805},{"sentences":[{"text":"and contributions going in very regularly, which is great.","start":1068.4401,"end":1071.9801,"sentiment":"positive","sentiment_score":0.416390856107076},{"text":"Just having a look at the investments here for a moment.","start":1072.6001,"end":1075.18,"sentiment":"neutral","sentiment_score":0.19642828811298718},{"text":"Alright.","start":1076.955,"end":1077.355,"sentiment":"neutral","sentiment_score":0.17635592818260193},{"text":"We've got the there it is.","start":1077.355,"end":1080.655,"sentiment":"neutral","sentiment_score":0.1958479086558024},{"text":"So your super account still in the positive, still grown about","start":1081.1951,"end":1087.135,"sentiment":"neutral","sentiment_score":0.29490604590285907}],"sentiment":"neutral","sentiment_score":0.27641154629619497,"channel":0,"num_words":38,"start":1068.4401,"end":1087.135},{"sentences":[{"text":"Mhmm.","start":1086.735,"end":1087.235,"sentiment":"neutral","sentiment_score":0.19335824251174927}],"sentiment":"neutral","sentiment_score":0.19335824251174927,"channel":1,"num_words":1,"start":1086.735,"end":1087.235},{"sentences":[{"text":"$6,000 and a few grand extra in terms of contribution.","start":1087.77,"end":1091.0701,"sentiment":"neutral","sentiment_score":0.2497385025024414},{"text":"So it was sitting at 72.","start":1091.13,"end":1092.8301,"sentiment":"neutral","sentiment_score":0.08114406342307727},{"text":"It's cleared","start":1092.89,"end":1093.61,"sentiment":"neutral","sentiment_score":0.022429173812270164}],"sentiment":"neutral","sentiment_score":0.16828376406596768,"channel":0,"num_words":18,"start":1087.77,"end":1093.61},{"sentences":[{"text":"Okay.","start":1093.295,"end":1093.795,"sentiment":"neutral","sentiment_score":0.025546006858348846}],"sentiment":"neutral","sentiment_score":0.025546006858348846,"channel":1,"num_words":1,"start":1093.295,"end":1093.795},{"sentences":[{"text":"80 now, so it's","start":1093.61,"end":1095.05,"sentiment":"neutral","sentiment_score":0.02388328406959772}],"sentiment":"neutral","sentiment_score":0.02388328406959772,"channel":0,"num_words":4,"start":1093.61,"end":1095.05},{"sentences":[{"text":"Yep.","start":1094.815,"end":1095.315,"sentiment":"neutral","sentiment_score":0.032691821455955505}],"sentiment":"neutral","sentiment_score":0.032691821455955505,"channel":1,"num_words":1,"start":1094.815,"end":1095.315},{"sentences":[{"text":"going there.","start":1095.05,"end":1095.79,"sentiment":"neutral","sentiment_score":0.04097269009798765},{"text":"Obviously,","start":1096.0901,"end":1096.5901,"sentiment":"neutral","sentiment_score":-0.06596331298351288}],"sentiment":"neutral","sentiment_score":0.005327355737487475,"channel":0,"num_words":3,"start":1095.05,"end":1096.5901},{"sentences":[{"text":"Yep.","start":1096.255,"end":1096.755,"sentiment":"neutral","sentiment_score":-0.07022526115179062}],"sentiment":"neutral","sentiment_score":-0.07022526115179062,"channel":1,"num_words":1,"start":1096.255,"end":1096.755},{"sentences":[{"text":"market's kind of up and down at the moment, which is","start":1096.65,"end":1098.97,"sentiment":"neutral","sentiment_score":-0.20532573624090714}],"sentiment":"neutral","sentiment_score":-0.20532573624090714,"channel":0,"num_words":11,"start":1096.65,"end":1098.97},{"sentences":[{"text":"Yeah.","start":1098.895,"end":1099.395,"sentiment":"neutral","sentiment_score":-0.11876053363084792}],"sentiment":"neutral","sentiment_score":-0.11876053363084792,"channel":1,"num_words":1,"start":1098.895,"end":1099.395},{"sentences":[{"text":"affecting everything.","start":1098.97,"end":1100.5549,"sentiment":"neutral","sentiment_score":-0.20824488252401352}],"sentiment":"neutral","sentiment_score":-0.20824488252401352,"channel":0,"num_words":2,"start":1098.97,"end":1100.5549},{"sentences":[{"text":"Yep.","start":1101.25,"end":1101.75,"sentiment":"neutral","sentiment_score":-0.01759447157382965}],"sentiment":"neutral","sentiment_score":-0.01759447157382965,"channel":1,"num_words":1,"start":1101.25,"end":1101.75},{"sentences":[{"text":"One thing I wanted to double check with you, Hailey, is in terms of just risk level, just to make sure that we're on the same page with","start":1102.2949,"end":1108.2949,"sentiment":"neutral","sentiment_score":-0.02908384704746173}],"sentiment":"neutral","sentiment_score":-0.02908384704746173,"channel":0,"num_words":28,"start":1102.2949,"end":1108.2949},{"sentences":[{"text":"Mhmm.","start":1108.28,"end":1108.53,"sentiment":"neutral","sentiment_score":0.016115939244627953}],"sentiment":"neutral","sentiment_score":0.016115939244627953,"channel":1,"num_words":1,"start":1108.28,"end":1108.53},{"sentences":[{"text":"it,","start":1108.2949,"end":1108.7949,"sentiment":"neutral","sentiment_score":0.028583349660038948}],"sentiment":"neutral","sentiment_score":0.028583349660038948,"channel":0,"num_words":1,"start":1108.2949,"end":1108.7949},{"sentences":[{"text":"Mhmm.","start":1108.53,"end":1109.03,"sentiment":"neutral","sentiment_score":0.017640676349401474}],"sentiment":"neutral","sentiment_score":0.017640676349401474,"channel":1,"num_words":1,"start":1108.53,"end":1109.03},{"sentences":[{"text":"you're in a growth portfolio.","start":1109.335,"end":1111.195,"sentiment":"neutral","sentiment_score":0.040255234390497205},{"text":"So it's a","start":1111.575,"end":1112.215,"sentiment":"neutral","sentiment_score":0.07244554534554482}],"sentiment":"neutral","sentiment_score":0.05232660099864006,"channel":0,"num_words":8,"start":1109.335,"end":1112.215},{"sentences":[{"text":"Yep.","start":1112.13,"end":1112.325,"sentiment":"neutral","sentiment_score":0.0839698314666748}],"sentiment":"neutral","sentiment_score":0.0839698314666748,"channel":1,"num_words":1,"start":1112.13,"end":1112.325},{"sentences":[{"text":"four out of five on the risk scale, 80% in growth assets, like shares, property, and gold.","start":1112.215,"end":1118.1,"sentiment":"neutral","sentiment_score":0.040410122231525535},{"text":"So the whole point there is you would have started off in, like, a a medium risk where","start":1118.3201,"end":1122.8,"sentiment":"neutral","sentiment_score":0.02726635140263372}],"sentiment":"neutral","sentiment_score":0.033650468662381174,"channel":0,"num_words":35,"start":1112.215,"end":1122.8},{"sentences":[{"text":"Yes.","start":1122.725,"end":1123.225,"sentiment":"neutral","sentiment_score":0.12131116539239883}],"sentiment":"neutral","sentiment_score":0.12131116539239883,"channel":1,"num_words":1,"start":1122.725,"end":1123.225},{"sentences":[{"text":"you started in your first super fund.","start":1122.8,"end":1124.72,"sentiment":"neutral","sentiment_score":0.2291366926261357},{"text":"We've","start":1124.72,"end":1125.04,"sentiment":"neutral","sentiment_score":0.2259775847196579}],"sentiment":"neutral","sentiment_score":0.22874180413782597,"channel":0,"num_words":8,"start":1122.8,"end":1125.04},{"sentences":[{"text":"Yes.","start":1124.885,"end":1125.36,"sentiment":"neutral","sentiment_score":0.256719708442688}],"sentiment":"neutral","sentiment_score":0.256719708442688,"channel":1,"num_words":1,"start":1124.885,"end":1125.36},{"sentences":[{"text":"bumped you up one peg to get some extra long term growth, not high risk.","start":1125.04,"end":1128.8201,"sentiment":"neutral","sentiment_score":0.30879633128643036},{"text":"And then the whole goal is get a bit extra returns, grow it a bit quicker.","start":1129.245,"end":1133.085,"sentiment":"positive","sentiment_score":0.4168588723987341},{"text":"And then when you're close to retirement, we then","start":1133.085,"end":1135.085,"sentiment":"neutral","sentiment_score":-0.0850980422563023}],"sentiment":"neutral","sentiment_score":0.263395113684237,"channel":0,"num_words":40,"start":1125.04,"end":1135.085},{"sentences":[{"text":"Yep.","start":1134.96,"end":1135.46,"sentiment":"neutral","sentiment_score":-0.1263095587491989}],"sentiment":"neutral","sentiment_score":-0.1263095587491989,"channel":1,"num_words":1,"start":1134.96,"end":1135.46},{"sentences":[{"text":"have to reduce that because you don't wanna be, you know, medium","start":1135.085,"end":1138.205,"sentiment":"neutral","sentiment_score":-0.1513558148096005}],"sentiment":"neutral","sentiment_score":-0.1513558148096005,"channel":0,"num_words":12,"start":1135.085,"end":1138.205},{"sentences":[{"text":"Yeah.","start":1138.0,"end":1138.5,"sentiment":"neutral","sentiment_score":-0.09210647642612456}],"sentiment":"neutral","sentiment_score":-0.09210647642612456,"channel":1,"num_words":1,"start":1138.0,"end":1138.5},{"sentences":[{"text":"to high risk at 64, and you lose half your super.","start":1138.205,"end":1141.265,"sentiment":"negative","sentiment_score":-0.3361251557415182}],"sentiment":"negative","sentiment_score":-0.3361251557415182,"channel":0,"num_words":11,"start":1138.205,"end":1141.265},{"sentences":[{"text":"And you lose yeah.","start":1140.885,"end":1141.925,"sentiment":"neutral","sentiment_score":-0.21954233944416046},{"text":"Yeah.","start":1141.925,"end":1142.0851,"sentiment":"neutral","sentiment_score":-0.019665969535708427},{"text":"Yeah.","start":1142.0851,"end":1142.405,"sentiment":"neutral","sentiment_score":0.025040674954652783},{"text":"That makes","start":1142.405,"end":1142.9651,"sentiment":"neutral","sentiment_score":0.04792915657162666}],"sentiment":"neutral","sentiment_score":-0.09711704240180552,"channel":1,"num_words":8,"start":1140.885,"end":1142.9651},{"sentences":[{"text":"Does","start":1142.81,"end":1143.05,"sentiment":"neutral","sentiment_score":0.03288693353533745}],"sentiment":"neutral","sentiment_score":0.03288693353533745,"channel":0,"num_words":1,"start":1142.81,"end":1143.05},{"sentences":[{"text":"sense.","start":1142.9651,"end":1143.4651,"sentiment":"neutral","sentiment_score":0.08083248138427734}],"sentiment":"neutral","sentiment_score":0.08083248138427734,"channel":1,"num_words":1,"start":1142.9651,"end":1143.4651},{"sentences":[{"text":"that make sense?","start":1143.05,"end":1143.9501,"sentiment":"neutral","sentiment_score":0.0819547673066457}],"sentiment":"neutral","sentiment_score":0.0819547673066457,"channel":0,"num_words":3,"start":1143.05,"end":1143.9501},{"sentences":[{"text":"Yeah.","start":1143.845,"end":1144.005,"sentiment":"neutral","sentiment_score":0.09540922939777374},{"text":"Yeah.","start":1144.005,"end":1144.245,"sentiment":"neutral","sentiment_score":0.14666853845119476},{"text":"That's fine.","start":1144.245,"end":1144.885,"sentiment":"neutral","sentiment_score":0.23673563450574875},{"text":"You can keep it at that.","start":1144.885,"end":1146.725,"sentiment":"neutral","sentiment_score":0.18810773640871048},{"text":"I mean, I'll go off your advice.","start":1146.725,"end":1148.5651,"sentiment":"neutral","sentiment_score":-0.07441400470478195}],"sentiment":"neutral","sentiment_score":0.07784102484583855,"channel":1,"num_words":17,"start":1143.845,"end":1148.5651},{"sentences":[{"text":"I don't know if you advise single moms anything different.","start":1148.5651,"end":1152.185,"sentiment":"neutral","sentiment_score":-0.1081296294927597},{"text":"But anyway, I'll","start":1152.9651,"end":1155.84,"sentiment":"neutral","sentiment_score":-0.005377993608514468}],"sentiment":"neutral","sentiment_score":-0.08441771351947235,"channel":1,"num_words":13,"start":1148.5651,"end":1155.84},{"sentences":[{"text":"That","start":1155.625,"end":1155.8651,"sentiment":"neutral","sentiment_score":-0.008978668600320816}],"sentiment":"neutral","sentiment_score":-0.008978668600320816,"channel":0,"num_words":1,"start":1155.625,"end":1155.8651},{"sentences":[{"text":"be","start":1155.84,"end":1156.34,"sentiment":"neutral","sentiment_score":-0.016998879611492157}],"sentiment":"neutral","sentiment_score":-0.016998879611492157,"channel":1,"num_words":1,"start":1155.84,"end":1156.34},{"sentences":[{"text":"is something that I wanted to ask you about because we can we","start":1155.8651,"end":1159.4651,"sentiment":"neutral","sentiment_score":0.022670578498106737}],"sentiment":"neutral","sentiment_score":0.022670578498106737,"channel":0,"num_words":13,"start":1155.8651,"end":1159.4651},{"sentences":[{"text":"right.","start":1159.4401,"end":1159.9401,"sentiment":"neutral","sentiment_score":0.030025720596313477}],"sentiment":"neutral","sentiment_score":0.030025720596313477,"channel":1,"num_words":1,"start":1159.4401,"end":1159.9401},{"sentences":[{"text":"can fiddle with things in the background a little bit.","start":1159.4651,"end":1161.805,"sentiment":"neutral","sentiment_score":-0.06809714697301388},{"text":"And we originally had you wanting to kind of have, like, an early retirement towards the age of 60.","start":1161.8651,"end":1166.685,"sentiment":"neutral","sentiment_score":-0.05879153722995206},{"text":"I know retirement is so far away for our generation,","start":1166.7799,"end":1169.44,"sentiment":"neutral","sentiment_score":-0.23551536798477174}],"sentiment":"neutral","sentiment_score":-0.1064913937678704,"channel":0,"num_words":39,"start":1159.4651,"end":1169.44},{"sentences":[{"text":"Well,","start":1169.875,"end":1170.1151,"sentiment":"neutral","sentiment_score":-0.039541348814964294}],"sentiment":"neutral","sentiment_score":-0.039541348814964294,"channel":1,"num_words":1,"start":1169.875,"end":1170.1151},{"sentences":[{"text":"but","start":1170.0599,"end":1170.5399,"sentiment":"neutral","sentiment_score":-0.034805215895175934}],"sentiment":"neutral","sentiment_score":-0.034805215895175934,"channel":0,"num_words":1,"start":1170.0599,"end":1170.5399},{"sentences":[{"text":"I'm partially","start":1170.1151,"end":1170.8351,"sentiment":"neutral","sentiment_score":-0.005941423587501049}],"sentiment":"neutral","sentiment_score":-0.005941423587501049,"channel":1,"num_words":2,"start":1170.1151,"end":1170.8351},{"sentences":[{"text":"are you","start":1170.5399,"end":1170.86,"sentiment":"neutral","sentiment_score":-0.004925239831209183}],"sentiment":"neutral","sentiment_score":-0.004925239831209183,"channel":0,"num_words":2,"start":1170.5399,"end":1170.86},{"sentences":[{"text":"retired anyway.","start":1170.8351,"end":1171.555,"sentiment":"neutral","sentiment_score":-0.026111837476491928},{"text":"Like, I only work one day a week, and I actually","start":1171.555,"end":1174.375,"sentiment":"neutral","sentiment_score":0.006761957637288354}],"sentiment":"neutral","sentiment_score":0.0017044506967067719,"channel":1,"num_words":13,"start":1170.8351,"end":1174.375},{"sentences":[{"text":"Yep.","start":1173.8999,"end":1174.3999,"sentiment":"neutral","sentiment_score":0.05516672879457474}],"sentiment":"neutral","sentiment_score":0.05516672879457474,"channel":0,"num_words":1,"start":1173.8999,"end":1174.3999},{"sentences":[{"text":"endeavor to, at most, only work.","start":1174.435,"end":1177.875,"sentiment":"neutral","sentiment_score":0.016341865062713623},{"text":"So I work eight hours a week, and at most, I would only do sixteen anyway","start":1177.875,"end":1183.32,"sentiment":"neutral","sentiment_score":0.026565467938780785}],"sentiment":"neutral","sentiment_score":0.023777212608944286,"channel":1,"num_words":22,"start":1174.435,"end":1183.32},{"sentences":[{"text":"Yep.","start":1183.9149,"end":1184.315,"sentiment":"neutral","sentiment_score":0.04430281370878219},{"text":"Maximum of","start":1184.315,"end":1184.955,"sentiment":"neutral","sentiment_score":0.03592744469642639}],"sentiment":"neutral","sentiment_score":0.03871923436721166,"channel":0,"num_words":3,"start":1183.9149,"end":1184.955},{"sentences":[{"text":"while","start":1184.82,"end":1185.0599,"sentiment":"neutral","sentiment_score":0.035464633256196976}],"sentiment":"neutral","sentiment_score":0.035464633256196976,"channel":1,"num_words":1,"start":1184.82,"end":1185.0599},{"sentences":[{"text":"16.","start":1184.955,"end":1185.455,"sentiment":"neutral","sentiment_score":0.06866440176963806}],"sentiment":"neutral","sentiment_score":0.06866440176963806,"channel":0,"num_words":1,"start":1184.955,"end":1185.455},{"sentences":[{"text":"my kids are in school particularly.","start":1185.0599,"end":1186.9199,"sentiment":"neutral","sentiment_score":0.0801777479549249},{"text":"So for the next ten to fifteen years, I might pick up one extra day.","start":1186.98,"end":1192.58,"sentiment":"neutral","sentiment_score":0.05177339098105828},{"text":"I know that sounds ridiculous and, like, I could do more, but my kids I I would rather be there for them and sacrifice some luxuries.","start":1192.58,"end":1200.745,"sentiment":"negative","sentiment_score":-0.3721688584639476}],"sentiment":"neutral","sentiment_score":-0.17912176526845136,"channel":1,"num_words":47,"start":1185.0599,"end":1200.745},{"sentences":[{"text":"No.","start":1201.85,"end":1202.09,"sentiment":"neutral","sentiment_score":-0.18155688047409055},{"text":"I love it.","start":1202.09,"end":1202.65,"sentiment":"neutral","sentiment_score":0.198158731063207},{"text":"There's always plenty of time to catch up on retirement funds","start":1202.65,"end":1205.785,"sentiment":"neutral","sentiment_score":0.18170268156311728}],"sentiment":"neutral","sentiment_score":0.16077658732732136,"channel":0,"num_words":15,"start":1201.85,"end":1205.785},{"sentences":[{"text":"Yeah.","start":1205.365,"end":1205.7649,"sentiment":"neutral","sentiment_score":0.13365106284618378},{"text":"Well,","start":1205.7649,"end":1206.085,"sentiment":"neutral","sentiment_score":0.06089124083518982}],"sentiment":"neutral","sentiment_score":0.0972711518406868,"channel":1,"num_words":2,"start":1205.365,"end":1206.085},{"sentences":[{"text":"after","start":1205.785,"end":1206.105,"sentiment":"neutral","sentiment_score":0.04335715249180794}],"sentiment":"neutral","sentiment_score":0.04335715249180794,"channel":0,"num_words":1,"start":1205.785,"end":1206.105},{"sentences":[{"text":"look","start":1206.085,"end":1206.325,"sentiment":"neutral","sentiment_score":0.036547936499118805}],"sentiment":"neutral","sentiment_score":0.036547936499118805,"channel":1,"num_words":1,"start":1206.085,"end":1206.325},{"sentences":[{"text":"the kids are","start":1206.105,"end":1206.665,"sentiment":"neutral","sentiment_score":0.11209164808193843}],"sentiment":"neutral","sentiment_score":0.11209164808193843,"channel":0,"num_words":3,"start":1206.105,"end":1206.665},{"sentences":[{"text":"and","start":1206.565,"end":1206.8049,"sentiment":"neutral","sentiment_score":0.0645693838596344}],"sentiment":"neutral","sentiment_score":0.0645693838596344,"channel":1,"num_words":1,"start":1206.565,"end":1206.8049},{"sentences":[{"text":"out","start":1206.665,"end":1206.8251,"sentiment":"neutral","sentiment_score":0.06612187623977661}],"sentiment":"neutral","sentiment_score":0.06612187623977661,"channel":0,"num_words":1,"start":1206.665,"end":1206.8251},{"sentences":[{"text":"I","start":1206.8049,"end":1206.965,"sentiment":"neutral","sentiment_score":0.07871547341346741}],"sentiment":"neutral","sentiment_score":0.07871547341346741,"channel":1,"num_words":1,"start":1206.8049,"end":1206.965},{"sentences":[{"text":"of home.","start":1206.8251,"end":1207.2251,"sentiment":"neutral","sentiment_score":0.06314994767308235}],"sentiment":"neutral","sentiment_score":0.06314994767308235,"channel":0,"num_words":2,"start":1206.8251,"end":1207.2251},{"sentences":[{"text":"don't have","start":1206.965,"end":1207.365,"sentiment":"neutral","sentiment_score":-0.011986861005425453}],"sentiment":"neutral","sentiment_score":-0.011986861005425453,"channel":1,"num_words":2,"start":1206.965,"end":1207.365},{"sentences":[{"text":"You know?","start":1207.2251,"end":1207.805,"sentiment":"neutral","sentiment_score":-0.023448554798960686}],"sentiment":"neutral","sentiment_score":-0.023448554798960686,"channel":0,"num_words":2,"start":1207.2251,"end":1207.805},{"sentences":[{"text":"a mortgage, so that","start":1207.365,"end":1208.985,"sentiment":"neutral","sentiment_score":-0.021929943468421698}],"sentiment":"neutral","sentiment_score":-0.021929943468421698,"channel":1,"num_words":4,"start":1207.365,"end":1208.985},{"sentences":[{"text":"Yeah.","start":1209.305,"end":1209.805,"sentiment":"neutral","sentiment_score":0.007842827588319778}],"sentiment":"neutral","sentiment_score":0.007842827588319778,"channel":0,"num_words":1,"start":1209.305,"end":1209.805},{"sentences":[{"text":"is something that is incredibly rare anyway for","start":1209.7649,"end":1214.24,"sentiment":"neutral","sentiment_score":-0.03976840479299426}],"sentiment":"neutral","sentiment_score":-0.03976840479299426,"channel":1,"num_words":8,"start":1209.7649,"end":1214.24},{"sentences":[{"text":"And for your","start":1213.785,"end":1214.5851,"sentiment":"neutral","sentiment_score":-0.01645669589440028}],"sentiment":"neutral","sentiment_score":-0.01645669589440028,"channel":0,"num_words":3,"start":1213.785,"end":1214.5851},{"sentences":[{"text":"most","start":1214.4601,"end":1214.86,"sentiment":"neutral","sentiment_score":-0.017115309834480286}],"sentiment":"neutral","sentiment_score":-0.017115309834480286,"channel":1,"num_words":1,"start":1214.4601,"end":1214.86},{"sentences":[{"text":"age, you","start":1214.5851,"end":1214.985,"sentiment":"neutral","sentiment_score":-0.013767282478511332}],"sentiment":"neutral","sentiment_score":-0.013767282478511332,"channel":0,"num_words":2,"start":1214.5851,"end":1214.985},{"sentences":[{"text":"people.","start":1214.86,"end":1215.36,"sentiment":"neutral","sentiment_score":0.01521313190460205}],"sentiment":"neutral","sentiment_score":0.01521313190460205,"channel":1,"num_words":1,"start":1214.86,"end":1215.36},{"sentences":[{"text":"still have a","start":1214.985,"end":1215.4651,"sentiment":"neutral","sentiment_score":0.05444587270418803}],"sentiment":"neutral","sentiment_score":0.05444587270418803,"channel":0,"num_words":3,"start":1214.985,"end":1215.4651},{"sentences":[{"text":"For","start":1215.42,"end":1215.66,"sentiment":"neutral","sentiment_score":0.06824049353599548}],"sentiment":"neutral","sentiment_score":0.06824049353599548,"channel":1,"num_words":1,"start":1215.42,"end":1215.66},{"sentences":[{"text":"healthy","start":1215.4651,"end":1215.865,"sentiment":"neutral","sentiment_score":0.25645309686660767}],"sentiment":"neutral","sentiment_score":0.25645309686660767,"channel":0,"num_words":1,"start":1215.4651,"end":1215.865},{"sentences":[{"text":"my","start":1215.66,"end":1216.16,"sentiment":"neutral","sentiment_score":0.17023861408233645}],"sentiment":"neutral","sentiment_score":0.17023861408233645,"channel":1,"num_words":1,"start":1215.66,"end":1216.16},{"sentences":[{"text":"balance, so","start":1215.865,"end":1216.745,"sentiment":"neutral","sentiment_score":0.16038476675748825}],"sentiment":"neutral","sentiment_score":0.16038476675748825,"channel":0,"num_words":2,"start":1215.865,"end":1216.745},{"sentences":[{"text":"yeah.","start":1216.7001,"end":1217.18,"sentiment":"neutral","sentiment_score":0.19078579545021057}],"sentiment":"neutral","sentiment_score":0.19078579545021057,"channel":1,"num_words":1,"start":1216.7001,"end":1217.18},{"sentences":[{"text":"that's not","start":1216.745,"end":1217.2251,"sentiment":"neutral","sentiment_score":0.11645915359258652}],"sentiment":"neutral","sentiment_score":0.11645915359258652,"channel":0,"num_words":2,"start":1216.745,"end":1217.2251},{"sentences":[{"text":"Yeah.","start":1217.18,"end":1217.68,"sentiment":"neutral","sentiment_score":0.04275974631309509}],"sentiment":"neutral","sentiment_score":0.04275974631309509,"channel":1,"num_words":1,"start":1217.18,"end":1217.68},{"sentences":[{"text":"too bad.","start":1217.2251,"end":1217.9651,"sentiment":"neutral","sentiment_score":0.11255132779479027}],"sentiment":"neutral","sentiment_score":0.11255132779479027,"channel":0,"num_words":2,"start":1217.2251,"end":1217.9651},{"sentences":[{"text":"Yeah.","start":1219.02,"end":1219.42,"sentiment":"neutral","sentiment_score":0.2749119997024536},{"text":"I mean, I I'm happy to, you know, in another discussion, look at particularly after I lodge this tax return and everything's a bit more clearer for the next financial year going ahead, I'm happy to sacrifice or even, like I said, put some of my if if I picked up an extra day, for example, put half of that into super or something, like,","start":1219.42,"end":1242.9,"sentiment":"positive","sentiment_score":0.3718251352126782}],"sentiment":"positive","sentiment_score":0.3703567543716142,"channel":1,"num_words":66,"start":1219.02,"end":1242.9},{"sentences":[{"text":"Yep.","start":1242.73,"end":1243.23,"sentiment":"positive","sentiment_score":0.3394760489463806}],"sentiment":"positive","sentiment_score":0.3394760489463806,"channel":0,"num_words":1,"start":1242.73,"end":1243.23},{"sentences":[{"text":"sacrifice heaps more so it actually grows and things like that.","start":1242.9,"end":1246.5,"sentiment":"neutral","sentiment_score":0.28115345402197406},{"text":"But, anyway, that's a conversation for another day.","start":1246.5,"end":1250.04,"sentiment":"neutral","sentiment_score":0.16845685988664627}],"sentiment":"neutral","sentiment_score":0.2337022564913097,"channel":1,"num_words":19,"start":1242.9,"end":1250.04},{"sentences":[{"text":"Absolutely.","start":1250.33,"end":1250.83,"sentiment":"positive","sentiment_score":0.5579438209533691},{"text":"I think there's two really good options here for you.","start":1250.97,"end":1253.61,"sentiment":"positive","sentiment_score":0.5721781760454178},{"text":"So right now, we we need to kind of keep things as they are because, obviously,","start":1253.61,"end":1257.5499,"sentiment":"neutral","sentiment_score":0.12041306914761662}],"sentiment":"neutral","sentiment_score":0.3039383217692375,"channel":0,"num_words":27,"start":1250.33,"end":1257.5499},{"sentences":[{"text":"Yep.","start":1257.335,"end":1257.835,"sentiment":"neutral","sentiment_score":0.06265854090452194}],"sentiment":"neutral","sentiment_score":0.06265854090452194,"channel":1,"num_words":1,"start":1257.335,"end":1257.835},{"sentences":[{"text":"income changes, tax returns, the stock market's going crazy.","start":1257.755,"end":1261.6951,"sentiment":"neutral","sentiment_score":0.03526236520459255},{"text":"One thing that I wanna consider in next","start":1261.995,"end":1265.275,"sentiment":"neutral","sentiment_score":0.08706559613347054}],"sentiment":"neutral","sentiment_score":0.05964035622994689,"channel":0,"num_words":17,"start":1257.755,"end":1265.275},{"sentences":[{"text":"Yeah.","start":1265.255,"end":1265.575,"sentiment":"neutral","sentiment_score":0.06640060245990753}],"sentiment":"neutral","sentiment_score":0.06640060245990753,"channel":1,"num_words":1,"start":1265.255,"end":1265.575},{"sentences":[{"text":"year","start":1265.275,"end":1265.775,"sentiment":"neutral","sentiment_score":0.0415426567196846}],"sentiment":"neutral","sentiment_score":0.0415426567196846,"channel":0,"num_words":1,"start":1265.275,"end":1265.775},{"sentences":[{"text":"Yeah.","start":1265.575,"end":1266.055,"sentiment":"neutral","sentiment_score":0.1118900328874588},{"text":"Yeah.","start":1266.055,"end":1266.3,"sentiment":"neutral","sentiment_score":0.1393125206232071}],"sentiment":"neutral","sentiment_score":0.12560127675533295,"channel":1,"num_words":2,"start":1265.575,"end":1266.3},{"sentences":[{"text":"is either we bump up the contributions a little bit","start":1266.2351,"end":1269.2151,"sentiment":"neutral","sentiment_score":0.1962987869977951}],"sentiment":"neutral","sentiment_score":0.1962987869977951,"channel":0,"num_words":10,"start":1266.2351,"end":1269.2151},{"sentences":[{"text":"Yep.","start":1269.18,"end":1269.68,"sentiment":"neutral","sentiment_score":0.18212829530239105}],"sentiment":"neutral","sentiment_score":0.18212829530239105,"channel":1,"num_words":1,"start":1269.18,"end":1269.68},{"sentences":[{"text":"or we maybe even go high growth for a little while.","start":1269.435,"end":1273.94,"sentiment":"neutral","sentiment_score":0.22216688367453488},{"text":"And if this is something that's just gonna grow in the background for thirty years, we could potentially go a little bit more foot on the gas, let","start":1274.1599,"end":1281.5199,"sentiment":"neutral","sentiment_score":0.21222923057419912}],"sentiment":"neutral","sentiment_score":0.21503215837172973,"channel":0,"num_words":39,"start":1269.435,"end":1281.5199},{"sentences":[{"text":"Mhmm.","start":1281.3401,"end":1281.735,"sentiment":"neutral","sentiment_score":0.25220832228660583}],"sentiment":"neutral","sentiment_score":0.25220832228660583,"channel":1,"num_words":1,"start":1281.3401,"end":1281.735},{"sentences":[{"text":"it do its heavy lifting for you, and","start":1281.5199,"end":1284.145,"sentiment":"positive","sentiment_score":0.36832183599472046}],"sentiment":"positive","sentiment_score":0.36832183599472046,"channel":0,"num_words":8,"start":1281.5199,"end":1284.145},{"sentences":[{"text":"Yep.","start":1284.135,"end":1284.635,"sentiment":"neutral","sentiment_score":0.2521011531352997}],"sentiment":"neutral","sentiment_score":0.2521011531352997,"channel":1,"num_words":1,"start":1284.135,"end":1284.635},{"sentences":[{"text":"then you can focus everything on your personal financial situation.","start":1284.145,"end":1287.105,"sentiment":"neutral","sentiment_score":0.24702644646167754},{"text":"So there","start":1287.105,"end":1287.585,"sentiment":"neutral","sentiment_score":0.15273621678352356}],"sentiment":"neutral","sentiment_score":0.23131140818198523,"channel":0,"num_words":12,"start":1284.145,"end":1287.585},{"sentences":[{"text":"Yeah.","start":1287.415,"end":1287.915,"sentiment":"neutral","sentiment_score":0.21733394265174863}],"sentiment":"neutral","sentiment_score":0.21733394265174863,"channel":1,"num_words":1,"start":1287.415,"end":1287.915},{"sentences":[{"text":"there is both options there.","start":1287.585,"end":1289.125,"sentiment":"neutral","sentiment_score":0.20403676629066467}],"sentiment":"neutral","sentiment_score":0.20403676629066467,"channel":0,"num_words":5,"start":1287.585,"end":1289.125},{"sentences":[{"text":"Yeah.","start":1289.095,"end":1289.595,"sentiment":"neutral","sentiment_score":0.2063932865858078},{"text":"Yeah.","start":1289.735,"end":1290.215,"sentiment":"neutral","sentiment_score":0.19779962301254272},{"text":"I mean, that's I'm well aware that in the stocks and things like shares and investments, it's a long term thing.","start":1290.215,"end":1296.96,"sentiment":"neutral","sentiment_score":0.16793461640675864},{"text":"It's never a one to five year kind of thing.","start":1296.96,"end":1300.82,"sentiment":"neutral","sentiment_score":0.02170356400310993},{"text":"It's usually the long haul on those kind of things where the growth happens.","start":1302.48,"end":1306.26,"sentiment":"neutral","sentiment_score":0.15786210394331388}],"sentiment":"neutral","sentiment_score":0.13527499892293138,"channel":1,"num_words":47,"start":1289.095,"end":1306.26},{"sentences":[{"text":"Yeah.","start":1306.72,"end":1306.96,"sentiment":"neutral","sentiment_score":0.0033940263092517853},{"text":"And the way I would explain it is, like, you get through these, we call them market cycles where it's like the stock market grows for six years, and then, oh, there's a GFC, a COVID,","start":1306.96,"end":1315.445,"sentiment":"neutral","sentiment_score":0.030960727819345064}],"sentiment":"neutral","sentiment_score":0.030215681832585786,"channel":0,"num_words":37,"start":1306.72,"end":1315.445},{"sentences":[{"text":"Yeah.","start":1315.275,"end":1315.775,"sentiment":"neutral","sentiment_score":-0.01339823380112648}],"sentiment":"neutral","sentiment_score":-0.01339823380112648,"channel":1,"num_words":1,"start":1315.275,"end":1315.775},{"sentences":[{"text":"a war,","start":1315.445,"end":1315.9249,"sentiment":"neutral","sentiment_score":-0.02514871396124363}],"sentiment":"neutral","sentiment_score":-0.02514871396124363,"channel":0,"num_words":2,"start":1315.445,"end":1315.9249},{"sentences":[{"text":"Yeah.","start":1315.915,"end":1316.155,"sentiment":"neutral","sentiment_score":-0.028396185487508777}],"sentiment":"neutral","sentiment_score":-0.028396185487508777,"channel":1,"num_words":1,"start":1315.915,"end":1316.155},{"sentences":[{"text":"and the","start":1315.9249,"end":1316.325,"sentiment":"neutral","sentiment_score":-0.025417232885956764}],"sentiment":"neutral","sentiment_score":-0.025417232885956764,"channel":0,"num_words":2,"start":1315.9249,"end":1316.325},{"sentences":[{"text":"There's","start":1316.155,"end":1316.635,"sentiment":"neutral","sentiment_score":-0.04448731988668442}],"sentiment":"neutral","sentiment_score":-0.04448731988668442,"channel":1,"num_words":1,"start":1316.155,"end":1316.635},{"sentences":[{"text":"stock market","start":1316.325,"end":1316.8049,"sentiment":"neutral","sentiment_score":-0.059902116656303406}],"sentiment":"neutral","sentiment_score":-0.059902116656303406,"channel":0,"num_words":2,"start":1316.325,"end":1316.8049},{"sentences":[{"text":"something.","start":1316.635,"end":1317.135,"sentiment":"neutral","sentiment_score":-0.05379735678434372}],"sentiment":"neutral","sentiment_score":-0.05379735678434372,"channel":1,"num_words":1,"start":1316.635,"end":1317.135},{"sentences":[{"text":"crashes.","start":1316.8049,"end":1317.3049,"sentiment":"neutral","sentiment_score":-0.07585427165031433}],"sentiment":"neutral","sentiment_score":-0.07585427165031433,"channel":0,"num_words":1,"start":1316.8049,"end":1317.3049},{"sentences":[{"text":"Yeah.","start":1317.515,"end":1318.015,"sentiment":"neutral","sentiment_score":-0.007287492975592613}],"sentiment":"neutral","sentiment_score":-0.007287492975592613,"channel":1,"num_words":1,"start":1317.515,"end":1318.015},{"sentences":[{"text":"And your super tends to continuously buy in.","start":1317.9249,"end":1320.645,"sentiment":"neutral","sentiment_score":0.1146636363118887},{"text":"So when the market drops, you get to buy shares and property for a cheaper price.","start":1320.645,"end":1324.2,"sentiment":"neutral","sentiment_score":0.10517710796557367},{"text":"And then when the market","start":1324.2799,"end":1325.08,"sentiment":"neutral","sentiment_score":0.2597295641899109}],"sentiment":"neutral","sentiment_score":0.1344410565135808,"channel":0,"num_words":29,"start":1317.9249,"end":1325.08},{"sentences":[{"text":"Mhmm.","start":1325.0399,"end":1325.5399,"sentiment":"neutral","sentiment_score":0.284306138753891}],"sentiment":"neutral","sentiment_score":0.284306138753891,"channel":1,"num_words":1,"start":1325.0399,"end":1325.5399},{"sentences":[{"text":"goes up for six years, you get all this great growth out of it.","start":1325.08,"end":1327.7999,"sentiment":"positive","sentiment_score":0.42750096321105957},{"text":"We","start":1327.7999,"end":1328.12,"sentiment":"neutral","sentiment_score":0.16766925156116486}],"sentiment":"positive","sentiment_score":0.4101788491010666,"channel":0,"num_words":15,"start":1325.08,"end":1328.12},{"sentences":[{"text":"Yeah.","start":1328.0,"end":1328.5,"sentiment":"neutral","sentiment_score":0.08961206674575806}],"sentiment":"neutral","sentiment_score":0.08961206674575806,"channel":1,"num_words":1,"start":1328.0,"end":1328.5},{"sentences":[{"text":"repeat that seven, fourteen, twenty one years.","start":1328.12,"end":1331.6599,"sentiment":"neutral","sentiment_score":0.08773287811449595},{"text":"And then","start":1331.72,"end":1332.2,"sentiment":"neutral","sentiment_score":0.013783156871795654}],"sentiment":"neutral","sentiment_score":0.07129960672722922,"channel":0,"num_words":9,"start":1328.12,"end":1332.2},{"sentences":[{"text":"Yep.","start":1332.08,"end":1332.58,"sentiment":"neutral","sentiment_score":0.004277374595403671}],"sentiment":"neutral","sentiment_score":0.004277374595403671,"channel":1,"num_words":1,"start":1332.08,"end":1332.58},{"sentences":[{"text":"the last nine years, we then slowly start reducing your growth assets down.","start":1332.2,"end":1337.82,"sentiment":"neutral","sentiment_score":-0.06262305178321324}],"sentiment":"neutral","sentiment_score":-0.06262305178321324,"channel":0,"num_words":13,"start":1332.2,"end":1337.82},{"sentences":[{"text":"Yep.","start":1338.735,"end":1338.815,"sentiment":"neutral","sentiment_score":0.04407379776239395},{"text":"Yep.","start":1338.815,"end":1339.315,"sentiment":"neutral","sentiment_score":0.047335185110569}],"sentiment":"neutral","sentiment_score":0.045704491436481476,"channel":1,"num_words":2,"start":1338.735,"end":1339.315},{"sentences":[{"text":"So I","start":1339.065,"end":1339.705,"sentiment":"neutral","sentiment_score":0.0008300729095935822}],"sentiment":"neutral","sentiment_score":0.0008300729095935822,"channel":0,"num_words":2,"start":1339.065,"end":1339.705},{"sentences":[{"text":"No.","start":1339.615,"end":1340.115,"sentiment":"neutral","sentiment_score":-0.08275499939918518}],"sentiment":"neutral","sentiment_score":-0.08275499939918518,"channel":1,"num_words":1,"start":1339.615,"end":1340.115},{"sentences":[{"text":"wouldn't go high growth today,","start":1339.705,"end":1341.085,"sentiment":"neutral","sentiment_score":-0.08099784255027771}],"sentiment":"neutral","sentiment_score":-0.08099784255027771,"channel":0,"num_words":5,"start":1339.705,"end":1341.085},{"sentences":[{"text":"Yeah.","start":1341.295,"end":1341.795,"sentiment":"neutral","sentiment_score":-0.011231226846575735}],"sentiment":"neutral","sentiment_score":-0.011231226846575735,"channel":1,"num_words":1,"start":1341.295,"end":1341.795},{"sentences":[{"text":"but it's something where in twelve months' time, we'll do another review.","start":1341.785,"end":1345.225,"sentiment":"neutral","sentiment_score":0.011065022554248571},{"text":"We'll","start":1345.225,"end":1345.465,"sentiment":"neutral","sentiment_score":0.03905833140015602}],"sentiment":"neutral","sentiment_score":0.01321835400393376,"channel":0,"num_words":13,"start":1341.785,"end":1345.465},{"sentences":[{"text":"Yeah.","start":1345.375,"end":1345.875,"sentiment":"neutral","sentiment_score":0.030786588788032532}],"sentiment":"neutral","sentiment_score":0.030786588788032532,"channel":1,"num_words":1,"start":1345.375,"end":1345.875},{"sentences":[{"text":"talk about contributions versus growth assets, and we can","start":1345.465,"end":1348.505,"sentiment":"neutral","sentiment_score":0.032552994787693024}],"sentiment":"neutral","sentiment_score":0.032552994787693024,"channel":0,"num_words":9,"start":1345.465,"end":1348.505},{"sentences":[{"text":"Yep.","start":1348.335,"end":1348.59,"sentiment":"neutral","sentiment_score":0.04095685854554176}],"sentiment":"neutral","sentiment_score":0.04095685854554176,"channel":1,"num_words":1,"start":1348.335,"end":1348.59},{"sentences":[{"text":"kind of work out what what suits you.","start":1348.505,"end":1350.57,"sentiment":"neutral","sentiment_score":0.06871538609266281}],"sentiment":"neutral","sentiment_score":0.06871538609266281,"channel":0,"num_words":8,"start":1348.505,"end":1350.57},{"sentences":[{"text":"Yep.","start":1351.5499,"end":1352.0299,"sentiment":"neutral","sentiment_score":0.1133081242442131},{"text":"No.","start":1352.0299,"end":1352.19,"sentiment":"neutral","sentiment_score":0.07488632202148438},{"text":"That's that's perfect.","start":1352.19,"end":1353.57,"sentiment":"positive","sentiment_score":0.3484059472878774},{"text":"That we'll we'll probably look at that next year and things hopefully are a bit more solidified.","start":1353.63,"end":1359.01,"sentiment":"neutral","sentiment_score":0.20159643537857952},{"text":"But yep.","start":1359.39,"end":1360.605,"sentiment":"neutral","sentiment_score":0.08419959992170334}],"sentiment":"neutral","sentiment_score":0.20120628705869117,"channel":1,"num_words":24,"start":1351.5499,"end":1360.605},{"sentences":[{"text":"Absolutely.","start":1360.49,"end":1360.99,"sentiment":"neutral","sentiment_score":0.2178567051887512},{"text":"So outside of that, I just wanna update a couple of goals.","start":1361.45,"end":1365.45,"sentiment":"neutral","sentiment_score":0.2306531916062037},{"text":"I know you probably have so much on your mind and so many things day to day, but is there anything that you're focusing on for the next one to five years, or is it really just work part time, look after the kids, enjoy life?","start":1365.45,"end":1377.8451,"sentiment":"neutral","sentiment_score":0.14106243435779345}],"sentiment":"neutral","sentiment_score":0.1605858811003677,"channel":0,"num_words":59,"start":1360.49,"end":1377.8451},{"sentences":[{"text":"It definitely is that, which is happening now anyway.","start":1379.74,"end":1383.74,"sentiment":"neutral","sentiment_score":0.29975564777851105},{"text":"Like, we have a good family balance here.","start":1383.74,"end":1386.14,"sentiment":"positive","sentiment_score":0.40582194924354553},{"text":"Yeah.","start":1386.14,"end":1386.38,"sentiment":"neutral","sentiment_score":0.1383811980485916},{"text":"I think it must be potentially picking up only another eight hours if I had to.","start":1386.38,"end":1391.245,"sentiment":"neutral","sentiment_score":0.10455810162238777},{"text":"So that'd be about sixteen, potentially twenty hours if I if I did things like night","start":1392.425,"end":1398.265,"sentiment":"neutral","sentiment_score":0.07250006520189345}],"sentiment":"neutral","sentiment_score":0.1783137658238411,"channel":1,"num_words":50,"start":1379.74,"end":1398.265},{"sentences":[{"text":"Yep.","start":1398.095,"end":1398.595,"sentiment":"neutral","sentiment_score":0.047568753361701965}],"sentiment":"neutral","sentiment_score":0.047568753361701965,"channel":0,"num_words":1,"start":1398.095,"end":1398.595},{"sentences":[{"text":"shift because they're only ten hour shifts, but stay part time.","start":1398.265,"end":1402.4451,"sentiment":"neutral","sentiment_score":0.056686477227644486},{"text":"Look.","start":1403.37,"end":1403.61,"sentiment":"neutral","sentiment_score":0.16398990154266355},{"text":"I am a little bit of a I do like to have goals.","start":1403.61,"end":1407.13,"sentiment":"neutral","sentiment_score":0.2623051611276773},{"text":"I wouldn't mind in something like potentially five years if I was able to rally up some savings and buy an investment property either using the equity that I have and the savings.","start":1407.13,"end":1416.555,"sentiment":"neutral","sentiment_score":0.17986228587952527},{"text":"I don't know.","start":1418.295,"end":1418.6951,"sentiment":"neutral","sentiment_score":-0.017959100815157097}],"sentiment":"neutral","sentiment_score":0.16523092421779378,"channel":1,"num_words":61,"start":1398.265,"end":1418.6951},{"sentences":[{"text":"I always like to have a few different kind of things going for me where if one falls, I've got backup in few","start":1418.6951,"end":1426.6951,"sentiment":"neutral","sentiment_score":0.23231332522371542}],"sentiment":"neutral","sentiment_score":0.23231332522371542,"channel":1,"num_words":23,"start":1418.6951,"end":1426.6951},{"sentences":[{"text":"Okay.","start":1426.62,"end":1427.12,"sentiment":"neutral","sentiment_score":0.12559913098812103}],"sentiment":"neutral","sentiment_score":0.12559913098812103,"channel":0,"num_words":1,"start":1426.62,"end":1427.12},{"sentences":[{"text":"different things, if if that makes sense.","start":1426.6951,"end":1428.795,"sentiment":"neutral","sentiment_score":0.14485383246626174}],"sentiment":"neutral","sentiment_score":0.14485383246626174,"channel":1,"num_words":7,"start":1426.6951,"end":1428.795},{"sentences":[{"text":"Yep.","start":1428.78,"end":1429.28,"sentiment":"neutral","sentiment_score":0.2153002023696899}],"sentiment":"neutral","sentiment_score":0.2153002023696899,"channel":0,"num_words":1,"start":1428.78,"end":1429.28},{"sentences":[{"text":"Yeah.","start":1430.46,"end":1430.94,"sentiment":"neutral","sentiment_score":0.23376399278640747},{"text":"But that that's like it's not a have to.","start":1430.94,"end":1433.1799,"sentiment":"neutral","sentiment_score":0.21553174985779655},{"text":"Obviously, I I'm doing fine anyway.","start":1433.1799,"end":1435.6799,"sentiment":"positive","sentiment_score":0.5271532088518143}],"sentiment":"positive","sentiment_score":0.3335293121635914,"channel":1,"num_words":16,"start":1430.46,"end":1435.6799},{"sentences":[{"text":"Yeah.","start":1436.22,"end":1436.62,"sentiment":"positive","sentiment_score":0.4751614928245544},{"text":"So nice stable base.","start":1436.62,"end":1438.16,"sentiment":"positive","sentiment_score":0.6753711849451065},{"text":"And then outside of that, we can look at other investment opportunities long","start":1438.3,"end":1441.9,"sentiment":"neutral","sentiment_score":0.2580175113219481}],"sentiment":"positive","sentiment_score":0.362826326655017,"channel":0,"num_words":18,"start":1436.22,"end":1441.9},{"sentences":[{"text":"Yeah.","start":1441.82,"end":1442.235,"sentiment":"neutral","sentiment_score":0.17152661085128784}],"sentiment":"neutral","sentiment_score":0.17152661085128784,"channel":1,"num_words":1,"start":1441.82,"end":1442.235},{"sentences":[{"text":"term, and I'll mix in a bit of that conversation around the investments for the children as","start":1441.9,"end":1446.895,"sentiment":"neutral","sentiment_score":0.19707592269953558}],"sentiment":"neutral","sentiment_score":0.19707592269953558,"channel":0,"num_words":17,"start":1441.9,"end":1446.895},{"sentences":[{"text":"Mhmm.","start":1446.875,"end":1447.375,"sentiment":"neutral","sentiment_score":0.10712672770023346}],"sentiment":"neutral","sentiment_score":0.10712672770023346,"channel":1,"num_words":1,"start":1446.875,"end":1447.375},{"sentences":[{"text":"well.","start":1446.895,"end":1447.395,"sentiment":"neutral","sentiment_score":0.1160156950354576}],"sentiment":"neutral","sentiment_score":0.1160156950354576,"channel":0,"num_words":1,"start":1446.895,"end":1447.395},{"sentences":[{"text":"Yeah.","start":1447.515,"end":1448.015,"sentiment":"neutral","sentiment_score":0.08049657940864563}],"sentiment":"neutral","sentiment_score":0.08049657940864563,"channel":1,"num_words":1,"start":1447.515,"end":1448.015},{"sentences":[{"text":"Can I just quickly ask the the ages of your two children?","start":1447.535,"end":1450.755,"sentiment":"neutral","sentiment_score":0.06606847792863846}],"sentiment":"neutral","sentiment_score":0.06606847792863846,"channel":0,"num_words":12,"start":1447.535,"end":1450.755},{"sentences":[{"text":"Mhmm.","start":1450.795,"end":1451.295,"sentiment":"neutral","sentiment_score":0.04121406376361847},{"text":"Yeah.","start":1451.355,"end":1451.6749,"sentiment":"neutral","sentiment_score":0.05730351060628891},{"text":"So that there there'll be six and eight in October.","start":1451.6749,"end":1456.415,"sentiment":"neutral","sentiment_score":0.06710291542112827}],"sentiment":"neutral","sentiment_score":0.06412889404843251,"channel":1,"num_words":12,"start":1450.795,"end":1456.415},{"sentences":[{"text":"Six and eight in October.","start":1457.31,"end":1459.0901,"sentiment":"neutral","sentiment_score":0.06980909034609795},{"text":"Cool.","start":1459.4701,"end":1459.79,"sentiment":"positive","sentiment_score":0.4144788980484009},{"text":"So we've kind of got that ten to twelve years with that goal","start":1459.79,"end":1463.15,"sentiment":"positive","sentiment_score":0.36586831166194034}],"sentiment":"neutral","sentiment_score":0.29051644217811134,"channel":0,"num_words":19,"start":1457.31,"end":1463.15},{"sentences":[{"text":"Yeah.","start":1462.9099,"end":1463.4099,"sentiment":"neutral","sentiment_score":0.2047009915113449}],"sentiment":"neutral","sentiment_score":0.2047009915113449,"channel":1,"num_words":1,"start":1462.9099,"end":1463.4099},{"sentences":[{"text":"of have some funds there for","start":1463.15,"end":1465.55,"sentiment":"neutral","sentiment_score":0.16856813182433447}],"sentiment":"neutral","sentiment_score":0.16856813182433447,"channel":0,"num_words":6,"start":1463.15,"end":1465.55},{"sentences":[{"text":"Yep.","start":1465.3099,"end":1465.8099,"sentiment":"neutral","sentiment_score":0.12446622550487518}],"sentiment":"neutral","sentiment_score":0.12446622550487518,"channel":1,"num_words":1,"start":1465.3099,"end":1465.8099},{"sentences":[{"text":"18,","start":1465.55,"end":1466.05,"sentiment":"neutral","sentiment_score":0.10158271342515944}],"sentiment":"neutral","sentiment_score":0.10158271342515944,"channel":0,"num_words":1,"start":1465.55,"end":1466.05},{"sentences":[{"text":"Yep.","start":1466.9099,"end":1467.4099,"sentiment":"neutral","sentiment_score":0.12450842559337616}],"sentiment":"neutral","sentiment_score":0.12450842559337616,"channel":1,"num_words":1,"start":1466.9099,"end":1467.4099},{"sentences":[{"text":"which basically means, hopefully, sometime this year, maybe towards before Christmas time, we can maybe have","start":1467.965,"end":1474.7649,"sentiment":"neutral","sentiment_score":0.14082087902352214}],"sentiment":"neutral","sentiment_score":0.14082087902352214,"channel":0,"num_words":16,"start":1467.965,"end":1474.7649},{"sentences":[{"text":"Mhmm.","start":1474.605,"end":1475.105,"sentiment":"neutral","sentiment_score":0.07703455537557602}],"sentiment":"neutral","sentiment_score":0.07703455537557602,"channel":1,"num_words":1,"start":1474.605,"end":1475.105},{"sentences":[{"text":"that discussion.","start":1474.7649,"end":1475.4049,"sentiment":"neutral","sentiment_score":0.0908220000565052},{"text":"Because if","start":1475.4049,"end":1475.8049,"sentiment":"neutral","sentiment_score":0.05785850249230862}],"sentiment":"neutral","sentiment_score":0.07434025127440691,"channel":0,"num_words":4,"start":1474.7649,"end":1475.8049},{"sentences":[{"text":"Yeah.","start":1475.8049,"end":1476.3049,"sentiment":"neutral","sentiment_score":0.07450562715530396}],"sentiment":"neutral","sentiment_score":0.07450562715530396,"channel":1,"num_words":1,"start":1475.8049,"end":1476.3049},{"sentences":[{"text":"we do that strategy I was talking about, we can basically make it like a a ten year strategy","start":1475.8049,"end":1481.345,"sentiment":"neutral","sentiment_score":0.13806826699721186}],"sentiment":"neutral","sentiment_score":0.13806826699721186,"channel":0,"num_words":19,"start":1475.8049,"end":1481.345},{"sentences":[{"text":"Yeah.","start":1481.8049,"end":1482.3049,"sentiment":"neutral","sentiment_score":0.11456052213907242}],"sentiment":"neutral","sentiment_score":0.11456052213907242,"channel":1,"num_words":1,"start":1481.8049,"end":1482.3049},{"sentences":[{"text":"to then have something there for the first child and then two years later for the next child.","start":1482.09,"end":1486.83,"sentiment":"neutral","sentiment_score":0.14426613392101395},{"text":"And then that's kind of just a a set and not set and forget, but a","start":1486.97,"end":1491.29,"sentiment":"neutral","sentiment_score":0.06939948140643537}],"sentiment":"neutral","sentiment_score":0.1090347680318005,"channel":0,"num_words":34,"start":1482.09,"end":1491.29},{"sentences":[{"text":"Yeah.","start":1491.14,"end":1491.38,"sentiment":"neutral","sentiment_score":0.0035292180255055428}],"sentiment":"neutral","sentiment_score":0.0035292180255055428,"channel":1,"num_words":1,"start":1491.14,"end":1491.38},{"sentences":[{"text":"very","start":1491.29,"end":1491.53,"sentiment":"neutral","sentiment_score":-0.0267019085586071}],"sentiment":"neutral","sentiment_score":-0.0267019085586071,"channel":0,"num_words":1,"start":1491.29,"end":1491.53},{"sentences":[{"text":"No.","start":1491.38,"end":1491.62,"sentiment":"neutral","sentiment_score":-0.12397179752588272}],"sentiment":"neutral","sentiment_score":-0.12397179752588272,"channel":1,"num_words":1,"start":1491.38,"end":1491.62},{"sentences":[{"text":"well","start":1491.53,"end":1491.85,"sentiment":"neutral","sentiment_score":-0.08305060863494873}],"sentiment":"neutral","sentiment_score":-0.08305060863494873,"channel":0,"num_words":1,"start":1491.53,"end":1491.85},{"sentences":[{"text":"It is","start":1491.62,"end":1491.9401,"sentiment":"neutral","sentiment_score":-0.11121029779314995}],"sentiment":"neutral","sentiment_score":-0.11121029779314995,"channel":1,"num_words":2,"start":1491.62,"end":1491.9401},{"sentences":[{"text":"structured","start":1491.85,"end":1492.33,"sentiment":"neutral","sentiment_score":-0.1100199967622757}],"sentiment":"neutral","sentiment_score":-0.1100199967622757,"channel":0,"num_words":1,"start":1491.85,"end":1492.33},{"sentences":[{"text":"like that,","start":1491.9401,"end":1492.5,"sentiment":"neutral","sentiment_score":-0.11405961960554123}],"sentiment":"neutral","sentiment_score":-0.11405961960554123,"channel":1,"num_words":2,"start":1491.9401,"end":1492.5},{"sentences":[{"text":"plan","start":1492.33,"end":1492.83,"sentiment":"neutral","sentiment_score":-0.05309910327196121}],"sentiment":"neutral","sentiment_score":-0.05309910327196121,"channel":0,"num_words":1,"start":1492.33,"end":1492.83},{"sentences":[{"text":"isn't it?","start":1492.5,"end":1493.06,"sentiment":"neutral","sentiment_score":-0.06475930660963058}],"sentiment":"neutral","sentiment_score":-0.06475930660963058,"channel":1,"num_words":2,"start":1492.5,"end":1493.06},{"sentences":[{"text":"start","start":1492.97,"end":1493.29,"sentiment":"neutral","sentiment_score":-0.006564732640981674}],"sentiment":"neutral","sentiment_score":-0.006564732640981674,"channel":0,"num_words":1,"start":1492.97,"end":1493.29},{"sentences":[{"text":"Yeah.","start":1493.06,"end":1493.56,"sentiment":"neutral","sentiment_score":-0.00103769451379776}],"sentiment":"neutral","sentiment_score":-0.00103769451379776,"channel":1,"num_words":1,"start":1493.06,"end":1493.56},{"sentences":[{"text":"to finish.","start":1493.29,"end":1494.03,"sentiment":"neutral","sentiment_score":0.010183828882873058}],"sentiment":"neutral","sentiment_score":0.010183828882873058,"channel":0,"num_words":2,"start":1493.29,"end":1494.03},{"sentences":[{"text":"Yeah.","start":1494.42,"end":1494.92,"sentiment":"neutral","sentiment_score":0.04569632560014725},{"text":"Yeah.","start":1495.3151,"end":1495.555,"sentiment":"neutral","sentiment_score":0.05573774501681328},{"text":"And, I mean, I would look at contributing to that.","start":1495.555,"end":1497.7151,"sentiment":"neutral","sentiment_score":0.09011868461966514},{"text":"I dare I say, I wouldn't be contributing as much, look, as my husband because he actually earns a decent amount, but, you know, I'll contribute something.","start":1497.7151,"end":1509.4701,"sentiment":"neutral","sentiment_score":0.056140101618236966}],"sentiment":"neutral","sentiment_score":0.06457445283348744,"channel":1,"num_words":39,"start":1494.42,"end":1509.4701},{"sentences":[{"text":"Yeah.","start":1509.99,"end":1510.49,"sentiment":"neutral","sentiment_score":0.032655440270900726},{"text":"No.","start":1510.55,"end":1510.87,"sentiment":"neutral","sentiment_score":-0.027599841356277462},{"text":"I'll put that down as a bit of a a future consideration, and then","start":1510.87,"end":1513.99,"sentiment":"neutral","sentiment_score":-0.024670991697348654}],"sentiment":"neutral","sentiment_score":-0.02127114280301612,"channel":0,"num_words":16,"start":1509.99,"end":1513.99},{"sentences":[{"text":"Mhmm.","start":1513.77,"end":1514.27,"sentiment":"neutral","sentiment_score":0.033700957894325256}],"sentiment":"neutral","sentiment_score":0.033700957894325256,"channel":1,"num_words":1,"start":1513.77,"end":1514.27},{"sentences":[{"text":"I will make sure that before this year ends that I have a bit of a catch up.","start":1513.99,"end":1518.795,"sentiment":"neutral","sentiment_score":0.08128251652750704},{"text":"I'll broach some ideas on the other side of the field, and then I'll catch up with you towards the end of the year as well","start":1519.275,"end":1524.495,"sentiment":"neutral","sentiment_score":0.1661248768751438}],"sentiment":"neutral","sentiment_score":0.13141663855111058,"channel":0,"num_words":44,"start":1513.99,"end":1524.495},{"sentences":[{"text":"Yeah.","start":1524.425,"end":1524.8251,"sentiment":"neutral","sentiment_score":0.12119154632091522}],"sentiment":"neutral","sentiment_score":0.12119154632091522,"channel":1,"num_words":1,"start":1524.425,"end":1524.8251},{"sentences":[{"text":"and","start":1524.635,"end":1524.9551,"sentiment":"neutral","sentiment_score":0.1059444546699524}],"sentiment":"neutral","sentiment_score":0.1059444546699524,"channel":0,"num_words":1,"start":1524.635,"end":1524.9551},{"sentences":[{"text":"Yep.","start":1524.8251,"end":1525.3251,"sentiment":"neutral","sentiment_score":0.1244029849767685}],"sentiment":"neutral","sentiment_score":0.1244029849767685,"channel":1,"num_words":1,"start":1524.8251,"end":1525.3251},{"sentences":[{"text":"see if we can maybe have that joint discussion sooner rather than later","start":1524.9551,"end":1528.5751,"sentiment":"neutral","sentiment_score":0.15291648071545821}],"sentiment":"neutral","sentiment_score":0.15291648071545821,"channel":0,"num_words":13,"start":1524.9551,"end":1528.5751},{"sentences":[{"text":"Mhmm.","start":1528.8251,"end":1529.3251,"sentiment":"neutral","sentiment_score":0.06333208829164505}],"sentiment":"neutral","sentiment_score":0.06333208829164505,"channel":1,"num_words":1,"start":1528.8251,"end":1529.3251},{"sentences":[{"text":"if time and and circumstance permits.","start":1528.875,"end":1531.4551,"sentiment":"neutral","sentiment_score":0.040100877483685814}],"sentiment":"neutral","sentiment_score":0.040100877483685814,"channel":0,"num_words":6,"start":1528.875,"end":1531.4551},{"sentences":[{"text":"Yep.","start":1532.025,"end":1532.525,"sentiment":"neutral","sentiment_score":0.037755753844976425},{"text":"Yep.","start":1532.665,"end":1533.03,"sentiment":"neutral","sentiment_score":0.01977797970175743},{"text":"No.","start":1533.1901,"end":1533.43,"sentiment":"neutral","sentiment_score":-0.061091821640729904},{"text":"I think towards the end of the year is probably okay","start":1533.43,"end":1535.93,"sentiment":"neutral","sentiment_score":-0.045027955011887985}],"sentiment":"neutral","sentiment_score":-0.035633256658911705,"channel":1,"num_words":14,"start":1532.025,"end":1535.93},{"sentences":[{"text":"Yep.","start":1536.51,"end":1537.01,"sentiment":"neutral","sentiment_score":0.04576903581619263},{"text":"Okay.","start":1537.07,"end":1537.57,"sentiment":"neutral","sentiment_score":0.054006218910217285}],"sentiment":"neutral","sentiment_score":0.049887627363204956,"channel":0,"num_words":2,"start":1536.51,"end":1537.57},{"sentences":[{"text":"anyway, yep, for that kind of thing.","start":1537.1901,"end":1540.25,"sentiment":"neutral","sentiment_score":0.13957845100334712},{"text":"I did get an email about paying, I think, for insurance or something.","start":1540.63,"end":1548.41,"sentiment":"neutral","sentiment_score":0.07306780408208187},{"text":"It was from Clearview.","start":1549.975,"end":1551.115,"sentiment":"neutral","sentiment_score":0.07239610329270363}],"sentiment":"neutral","sentiment_score":0.09235479263588786,"channel":1,"num_words":24,"start":1537.1901,"end":1551.115},{"sentences":[{"text":"Yes.","start":1552.125,"end":1552.525,"sentiment":"neutral","sentiment_score":0.1970601975917816}],"sentiment":"neutral","sentiment_score":0.1970601975917816,"channel":0,"num_words":1,"start":1552.125,"end":1552.525},{"sentences":[{"text":"Something","start":1552.455,"end":1552.855,"sentiment":"neutral","sentiment_score":0.2115991711616516}],"sentiment":"neutral","sentiment_score":0.2115991711616516,"channel":1,"num_words":1,"start":1552.455,"end":1552.855},{"sentences":[{"text":"ClearView","start":1552.525,"end":1553.005,"sentiment":"neutral","sentiment_score":0.24309636652469635}],"sentiment":"neutral","sentiment_score":0.24309636652469635,"channel":0,"num_words":1,"start":1552.525,"end":1553.005},{"sentences":[{"text":"about","start":1552.855,"end":1553.355,"sentiment":"neutral","sentiment_score":0.3162483274936676}],"sentiment":"neutral","sentiment_score":0.3162483274936676,"channel":1,"num_words":1,"start":1552.855,"end":1553.355},{"sentences":[{"text":"is a fun one.","start":1553.005,"end":1554.0449,"sentiment":"positive","sentiment_score":0.460267148911953},{"text":"They're one of my favorite insurers because they will always the moment your anniversary hits on the May 4, they","start":1554.0449,"end":1560.04,"sentiment":"neutral","sentiment_score":0.3106850743293762}],"sentiment":"positive","sentiment_score":0.335615420093139,"channel":0,"num_words":24,"start":1553.005,"end":1560.04},{"sentences":[{"text":"yeah.","start":1559.975,"end":1560.475,"sentiment":"neutral","sentiment_score":0.2613130211830139}],"sentiment":"neutral","sentiment_score":0.2613130211830139,"channel":1,"num_words":1,"start":1559.975,"end":1560.475},{"sentences":[{"text":"will shoot you out a premium due letter.","start":1560.04,"end":1562.38,"sentiment":"neutral","sentiment_score":0.21607590466737747}],"sentiment":"neutral","sentiment_score":0.21607590466737747,"channel":0,"num_words":8,"start":1560.04,"end":1562.38},{"sentences":[{"text":"Yes.","start":1562.46,"end":1562.78,"sentiment":"neutral","sentiment_score":0.06817790865898132}],"sentiment":"neutral","sentiment_score":0.06817790865898132,"channel":1,"num_words":1,"start":1562.46,"end":1562.78},{"sentences":[{"text":"And I've","start":1562.52,"end":1562.92,"sentiment":"neutral","sentiment_score":0.03499196469783783}],"sentiment":"neutral","sentiment_score":0.03499196469783783,"channel":0,"num_words":2,"start":1562.52,"end":1562.92},{"sentences":[{"text":"That","start":1562.78,"end":1563.02,"sentiment":"neutral","sentiment_score":0.00263010710477829}],"sentiment":"neutral","sentiment_score":0.00263010710477829,"channel":1,"num_words":1,"start":1562.78,"end":1563.02},{"sentences":[{"text":"seen","start":1562.92,"end":1563.24,"sentiment":"neutral","sentiment_score":0.005325779318809509}],"sentiment":"neutral","sentiment_score":0.005325779318809509,"channel":0,"num_words":1,"start":1562.92,"end":1563.24},{"sentences":[{"text":"was","start":1563.02,"end":1563.26,"sentiment":"neutral","sentiment_score":-0.026606597006320953}],"sentiment":"neutral","sentiment_score":-0.026606597006320953,"channel":1,"num_words":1,"start":1563.02,"end":1563.26},{"sentences":[{"text":"every","start":1563.24,"end":1563.56,"sentiment":"neutral","sentiment_score":-0.009520817548036575}],"sentiment":"neutral","sentiment_score":-0.009520817548036575,"channel":0,"num_words":1,"start":1563.24,"end":1563.56},{"sentences":[{"text":"it.","start":1563.26,"end":1563.76,"sentiment":"neutral","sentiment_score":0.00016085244715213776}],"sentiment":"neutral","sentiment_score":0.00016085244715213776,"channel":1,"num_words":1,"start":1563.26,"end":1563.76},{"sentences":[{"text":"client under the sun go, oh my god.","start":1563.56,"end":1565.0,"sentiment":"neutral","sentiment_score":-0.026373378466814756},{"text":"Do I have to pay this out of pocket?","start":1565.0,"end":1566.7001,"sentiment":"neutral","sentiment_score":-0.05625542336040073},{"text":"What's going on?","start":1566.76,"end":1567.4,"sentiment":"neutral","sentiment_score":-0.03803533626099428}],"sentiment":"neutral","sentiment_score":-0.04156959233805537,"channel":0,"num_words":20,"start":1563.56,"end":1567.4},{"sentences":[{"text":"Well,","start":1567.26,"end":1567.5,"sentiment":"neutral","sentiment_score":-0.024193840101361275}],"sentiment":"neutral","sentiment_score":-0.024193840101361275,"channel":1,"num_words":1,"start":1567.26,"end":1567.5},{"sentences":[{"text":"Isn't","start":1567.4,"end":1567.64,"sentiment":"neutral","sentiment_score":-0.04172118753194809}],"sentiment":"neutral","sentiment_score":-0.04172118753194809,"channel":0,"num_words":1,"start":1567.4,"end":1567.64},{"sentences":[{"text":"it","start":1567.5,"end":1567.66,"sentiment":"neutral","sentiment_score":-0.034577626734972}],"sentiment":"neutral","sentiment_score":-0.034577626734972,"channel":1,"num_words":1,"start":1567.5,"end":1567.66},{"sentences":[{"text":"it","start":1567.64,"end":1567.8,"sentiment":"neutral","sentiment_score":-0.03279329836368561}],"sentiment":"neutral","sentiment_score":-0.03279329836368561,"channel":0,"num_words":1,"start":1567.64,"end":1567.8},{"sentences":[{"text":"comes","start":1567.66,"end":1567.82,"sentiment":"neutral","sentiment_score":-0.03313997760415077}],"sentiment":"neutral","sentiment_score":-0.03313997760415077,"channel":1,"num_words":1,"start":1567.66,"end":1567.82},{"sentences":[{"text":"coming","start":1567.8,"end":1568.04,"sentiment":"neutral","sentiment_score":-0.024842269718647003}],"sentiment":"neutral","sentiment_score":-0.024842269718647003,"channel":0,"num_words":1,"start":1567.8,"end":1568.04},{"sentences":[{"text":"out","start":1567.82,"end":1568.06,"sentiment":"neutral","sentiment_score":-0.03667103499174118}],"sentiment":"neutral","sentiment_score":-0.03667103499174118,"channel":1,"num_words":1,"start":1567.82,"end":1568.06},{"sentences":[{"text":"out","start":1568.04,"end":1568.2001,"sentiment":"neutral","sentiment_score":-0.011350758373737335}],"sentiment":"neutral","sentiment_score":-0.011350758373737335,"channel":0,"num_words":1,"start":1568.04,"end":1568.2001},{"sentences":[{"text":"of","start":1568.06,"end":1568.22,"sentiment":"neutral","sentiment_score":-0.01489631086587906}],"sentiment":"neutral","sentiment_score":-0.01489631086587906,"channel":1,"num_words":1,"start":1568.06,"end":1568.22},{"sentences":[{"text":"of","start":1568.2001,"end":1568.28,"sentiment":"neutral","sentiment_score":-0.004792351275682449}],"sentiment":"neutral","sentiment_score":-0.004792351275682449,"channel":0,"num_words":1,"start":1568.2001,"end":1568.28},{"sentences":[{"text":"a","start":1568.22,"end":1568.3,"sentiment":"neutral","sentiment_score":-0.011363107711076736}],"sentiment":"neutral","sentiment_score":-0.011363107711076736,"channel":1,"num_words":1,"start":1568.22,"end":1568.3},{"sentences":[{"text":"my","start":1568.28,"end":1568.4401,"sentiment":"neutral","sentiment_score":-0.009717002511024477}],"sentiment":"neutral","sentiment_score":-0.009717002511024477,"channel":0,"num_words":1,"start":1568.28,"end":1568.4401},{"sentences":[{"text":"super.","start":1568.3,"end":1568.7,"sentiment":"neutral","sentiment_score":-0.011815800331532955}],"sentiment":"neutral","sentiment_score":-0.011815800331532955,"channel":1,"num_words":1,"start":1568.3,"end":1568.7},{"sentences":[{"text":"super?","start":1568.4401,"end":1568.9401,"sentiment":"neutral","sentiment_score":-0.0019665518775582314}],"sentiment":"neutral","sentiment_score":-0.0019665518775582314,"channel":0,"num_words":1,"start":1568.4401,"end":1568.9401},{"sentences":[{"text":"Is that right?","start":1568.7,"end":1569.52,"sentiment":"neutral","sentiment_score":0.011760485358536243},{"text":"Yeah.","start":1569.66,"end":1570.16,"sentiment":"neutral","sentiment_score":0.023218801245093346}],"sentiment":"neutral","sentiment_score":0.014625064330175519,"channel":1,"num_words":4,"start":1568.7,"end":1570.16},{"sentences":[{"text":"Yes.","start":1569.8,"end":1570.28,"sentiment":"neutral","sentiment_score":0.04635892063379288},{"text":"Yep.","start":1570.28,"end":1570.52,"sentiment":"neutral","sentiment_score":0.05452684685587883}],"sentiment":"neutral","sentiment_score":0.050442883744835854,"channel":0,"num_words":2,"start":1569.8,"end":1570.52},{"sentences":[{"text":"Yeah.","start":1570.46,"end":1570.78,"sentiment":"neutral","sentiment_score":0.04746309667825699}],"sentiment":"neutral","sentiment_score":0.04746309667825699,"channel":1,"num_words":1,"start":1570.46,"end":1570.78},{"sentences":[{"text":"And it's","start":1570.52,"end":1570.92,"sentiment":"neutral","sentiment_score":0.041702255606651306}],"sentiment":"neutral","sentiment_score":0.041702255606651306,"channel":0,"num_words":2,"start":1570.52,"end":1570.92},{"sentences":[{"text":"Yeah.","start":1570.78,"end":1571.28,"sentiment":"neutral","sentiment_score":0.020460039377212524}],"sentiment":"neutral","sentiment_score":0.020460039377212524,"channel":1,"num_words":1,"start":1570.78,"end":1571.28},{"sentences":[{"text":"already paid until this time next year,","start":1570.92,"end":1573.8201,"sentiment":"neutral","sentiment_score":0.024289348295756748}],"sentiment":"neutral","sentiment_score":0.024289348295756748,"channel":0,"num_words":7,"start":1570.92,"end":1573.8201},{"sentences":[{"text":"Okay.","start":1573.82,"end":1574.14,"sentiment":"neutral","sentiment_score":0.124088317155838}],"sentiment":"neutral","sentiment_score":0.124088317155838,"channel":1,"num_words":1,"start":1573.82,"end":1574.14},{"sentences":[{"text":"so","start":1573.88,"end":1574.38,"sentiment":"neutral","sentiment_score":0.23206187784671783}],"sentiment":"neutral","sentiment_score":0.23206187784671783,"channel":0,"num_words":1,"start":1573.88,"end":1574.38},{"sentences":[{"text":"Good.","start":1574.14,"end":1574.38,"sentiment":"neutral","sentiment_score":0.270327091217041},{"text":"So it's","start":1574.38,"end":1574.78,"sentiment":"neutral","sentiment_score":0.0891217291355133}],"sentiment":"neutral","sentiment_score":0.14952351649602255,"channel":1,"num_words":3,"start":1574.14,"end":1574.78},{"sentences":[{"text":"they","start":1574.775,"end":1575.0951,"sentiment":"neutral","sentiment_score":0.09888701140880583}],"sentiment":"neutral","sentiment_score":0.09888701140880583,"channel":0,"num_words":1,"start":1574.775,"end":1575.0951},{"sentences":[{"text":"been transaction.","start":1574.78,"end":1575.52,"sentiment":"neutral","sentiment_score":0.08095826208591461}],"sentiment":"neutral","sentiment_score":0.08095826208591461,"channel":1,"num_words":2,"start":1574.78,"end":1575.52},{"sentences":[{"text":"automatically","start":1575.0951,"end":1575.5951,"sentiment":"neutral","sentiment_score":0.04030716046690941}],"sentiment":"neutral","sentiment_score":0.04030716046690941,"channel":0,"num_words":1,"start":1575.0951,"end":1575.5951},{"sentences":[{"text":"Okay.","start":1575.82,"end":1576.32,"sentiment":"neutral","sentiment_score":0.02629915066063404}],"sentiment":"neutral","sentiment_score":0.02629915066063404,"channel":1,"num_words":1,"start":1575.82,"end":1576.32},{"sentences":[{"text":"generate them","start":1575.975,"end":1576.9551,"sentiment":"neutral","sentiment_score":0.027410774491727352}],"sentiment":"neutral","sentiment_score":0.027410774491727352,"channel":0,"num_words":2,"start":1575.975,"end":1576.9551},{"sentences":[{"text":"Do they?","start":1576.86,"end":1577.475,"sentiment":"neutral","sentiment_score":0.013060611207038164}],"sentiment":"neutral","sentiment_score":0.013060611207038164,"channel":1,"num_words":2,"start":1576.86,"end":1577.475},{"sentences":[{"text":"even though the premium","start":1577.175,"end":1578.135,"sentiment":"neutral","sentiment_score":0.000761768314987421}],"sentiment":"neutral","sentiment_score":0.000761768314987421,"channel":0,"num_words":4,"start":1577.175,"end":1578.135},{"sentences":[{"text":"Okay.","start":1577.875,"end":1578.375,"sentiment":"neutral","sentiment_score":0.022130701690912247}],"sentiment":"neutral","sentiment_score":0.022130701690912247,"channel":1,"num_words":1,"start":1577.875,"end":1578.375},{"sentences":[{"text":"comes out the next day.","start":1578.135,"end":1579.515,"sentiment":"neutral","sentiment_score":0.02971563898026943}],"sentiment":"neutral","sentiment_score":0.02971563898026943,"channel":0,"num_words":5,"start":1578.135,"end":1579.515},{"sentences":[{"text":"Okay.","start":1579.715,"end":1580.215,"sentiment":"neutral","sentiment_score":0.08006894588470459},{"text":"No worries.","start":1580.355,"end":1580.835,"sentiment":"neutral","sentiment_score":0.12229052558541298},{"text":"That's hilarious.","start":1580.835,"end":1581.655,"sentiment":"neutral","sentiment_score":0.22215687483549115},{"text":"Okay.","start":1581.875,"end":1582.375,"sentiment":"neutral","sentiment_score":0.14011454582214355}],"sentiment":"neutral","sentiment_score":0.15151304875810942,"channel":1,"num_words":6,"start":1579.715,"end":1582.375},{"sentences":[{"text":"They're really good for tradies, but they don't consider that every working family probably doesn't wanna get a due letter every time a premium's about to come out automatically, but it is what","start":1582.775,"end":1594.1799,"sentiment":"neutral","sentiment_score":0.07953934532336214}],"sentiment":"neutral","sentiment_score":0.07953934532336214,"channel":0,"num_words":33,"start":1582.775,"end":1594.1799},{"sentences":[{"text":"That's","start":1594.03,"end":1594.35,"sentiment":"neutral","sentiment_score":0.03763663023710251}],"sentiment":"neutral","sentiment_score":0.03763663023710251,"channel":1,"num_words":1,"start":1594.03,"end":1594.35},{"sentences":[{"text":"it is.","start":1594.1799,"end":1594.76,"sentiment":"neutral","sentiment_score":0.0451098307967186}],"sentiment":"neutral","sentiment_score":0.0451098307967186,"channel":0,"num_words":2,"start":1594.1799,"end":1594.76},{"sentences":[{"text":"okay.","start":1594.35,"end":1594.75,"sentiment":"neutral","sentiment_score":0.09336621314287186},{"text":"Well, I'll note that for next year.","start":1594.75,"end":1596.99,"sentiment":"neutral","sentiment_score":0.1067426758153098},{"text":"That's fine.","start":1596.99,"end":1597.89,"sentiment":"neutral","sentiment_score":0.1994152665138245}],"sentiment":"neutral","sentiment_score":0.12393954768776894,"channel":1,"num_words":10,"start":1594.35,"end":1597.89},{"sentences":[{"text":"Yep.","start":1597.46,"end":1597.96,"sentiment":"neutral","sentiment_score":0.1241517886519432},{"text":"So no reason","start":1598.1,"end":1598.74,"sentiment":"neutral","sentiment_score":0.08879931395252545}],"sentiment":"neutral","sentiment_score":0.0976374326273799,"channel":0,"num_words":4,"start":1597.46,"end":1598.74},{"sentences":[{"text":"Perfect.","start":1598.43,"end":1598.93,"sentiment":"neutral","sentiment_score":0.24779176712036133}],"sentiment":"neutral","sentiment_score":0.24779176712036133,"channel":1,"num_words":1,"start":1598.43,"end":1598.93},{"sentences":[{"text":"to panic.","start":1598.74,"end":1599.22,"sentiment":"neutral","sentiment_score":0.15398432314395905},{"text":"If there's any issues with premiums, we'll flag it with you well and truly before any lapsing and notifications happen, but","start":1599.22,"end":1606.175,"sentiment":"neutral","sentiment_score":0.09420550987124443}],"sentiment":"neutral","sentiment_score":0.09940366754713266,"channel":0,"num_words":23,"start":1598.74,"end":1606.175},{"sentences":[{"text":"Yep.","start":1606.11,"end":1606.335,"sentiment":"neutral","sentiment_score":0.2539636790752411}],"sentiment":"neutral","sentiment_score":0.2539636790752411,"channel":1,"num_words":1,"start":1606.11,"end":1606.335},{"sentences":[{"text":"this one's cleared nice and nice and easy.","start":1606.175,"end":1608.9951,"sentiment":"positive","sentiment_score":0.5587934032082558}],"sentiment":"positive","sentiment_score":0.5587934032082558,"channel":0,"num_words":8,"start":1606.175,"end":1608.9951},{"sentences":[{"text":"Perfect.","start":1609.2949,"end":1609.7949,"sentiment":"positive","sentiment_score":0.4865020513534546}],"sentiment":"positive","sentiment_score":0.4865020513534546,"channel":1,"num_words":1,"start":1609.2949,"end":1609.7949},{"sentences":[{"text":"Can I just double check with you as a the sort of final thing is the insurances that you do have?","start":1610.7351,"end":1615.875,"sentiment":"neutral","sentiment_score":0.10933910931150119}],"sentiment":"neutral","sentiment_score":0.10933910931150119,"channel":0,"num_words":21,"start":1610.7351,"end":1615.875},{"sentences":[{"text":"Yep.","start":1616.335,"end":1616.835,"sentiment":"neutral","sentiment_score":0.03314543142914772}],"sentiment":"neutral","sentiment_score":0.03314543142914772,"channel":1,"num_words":1,"start":1616.335,"end":1616.835},{"sentences":[{"text":"So you have a solid 1,100,000 of life and total disability insurance, which","start":1616.83,"end":1622.11,"sentiment":"neutral","sentiment_score":0.031576981338170856}],"sentiment":"neutral","sentiment_score":0.031576981338170856,"channel":0,"num_words":13,"start":1616.83,"end":1622.11},{"sentences":[{"text":"Mhmm.","start":1622.02,"end":1622.52,"sentiment":"neutral","sentiment_score":-0.02139369025826454}],"sentiment":"neutral","sentiment_score":-0.02139369025826454,"channel":1,"num_words":1,"start":1622.02,"end":1622.52},{"sentences":[{"text":"is your your lump sums if you pass away, can never work again.","start":1622.11,"end":1625.8099,"sentiment":"neutral","sentiment_score":-0.08570182810609157}],"sentiment":"neutral","sentiment_score":-0.08570182810609157,"channel":0,"num_words":13,"start":1622.11,"end":1625.8099},{"sentences":[{"text":"Yep.","start":1626.26,"end":1626.76,"sentiment":"neutral","sentiment_score":0.06389495730400085}],"sentiment":"neutral","sentiment_score":0.06389495730400085,"channel":1,"num_words":1,"start":1626.26,"end":1626.76},{"sentences":[{"text":"So the superannuation, you wanted to leave the beneficiary as it was.","start":1626.75,"end":1631.8099,"sentiment":"neutral","sentiment_score":0.09265232055137555},{"text":"With","start":1632.165,"end":1632.3251,"sentiment":"neutral","sentiment_score":0.07423433661460876}],"sentiment":"neutral","sentiment_score":0.09123555255623964,"channel":0,"num_words":13,"start":1626.75,"end":1632.3251},{"sentences":[{"text":"Yeah.","start":1632.1799,"end":1632.6799,"sentiment":"neutral","sentiment_score":0.09014958143234252}],"sentiment":"neutral","sentiment_score":0.09014958143234252,"channel":1,"num_words":1,"start":1632.1799,"end":1632.6799},{"sentences":[{"text":"the life insurance, you can direct","start":1632.3251,"end":1634.805,"sentiment":"neutral","sentiment_score":0.09560022130608559}],"sentiment":"neutral","sentiment_score":0.09560022130608559,"channel":0,"num_words":6,"start":1632.3251,"end":1634.805},{"sentences":[{"text":"Mhmm.","start":1634.515,"end":1635.015,"sentiment":"neutral","sentiment_score":0.07730038464069366}],"sentiment":"neutral","sentiment_score":0.07730038464069366,"channel":1,"num_words":1,"start":1634.515,"end":1635.015},{"sentences":[{"text":"that anywhere.","start":1634.805,"end":1635.545,"sentiment":"neutral","sentiment_score":0.0714537501335144},{"text":"It can be to charity, children, partners, whatever you like.","start":1635.685,"end":1639.2051,"sentiment":"neutral","sentiment_score":0.13073478545993567},{"text":"Would you like me to update that in any way, leave that alone for the time being?","start":1639.2051,"end":1643.545,"sentiment":"neutral","sentiment_score":0.113691166481551},{"text":"Do you have an idea?","start":1643.765,"end":1644.8251,"sentiment":"neutral","sentiment_score":0.04195931777358055}],"sentiment":"neutral","sentiment_score":0.10567064040943104,"channel":0,"num_words":34,"start":1634.805,"end":1644.8251},{"sentences":[{"text":"Look.","start":1645.155,"end":1645.655,"sentiment":"neutral","sentiment_score":0.090212844312191},{"text":"Just leave it.","start":1647.01,"end":1647.89,"sentiment":"neutral","sentiment_score":0.050019445518652596},{"text":"I mean, he'll probably change his, and that's fine.","start":1647.89,"end":1650.5499,"sentiment":"neutral","sentiment_score":0.09022454255157047},{"text":"I'll just leave mine.","start":1650.61,"end":1652.47,"sentiment":"neutral","sentiment_score":0.036912034265697},{"text":"I know I'm a bit weird, but I just figure if I died tomorrow, he'd be better off with the finances to then manage the kids, or he does whatever he does.","start":1653.65,"end":1660.6633,"sentiment":"neutral","sentiment_score":-0.2591590208467096}],"sentiment":"neutral","sentiment_score":-0.14475813196325787,"channel":1,"num_words":49,"start":1645.155,"end":1660.6633},{"sentences":[{"text":"It's out of my hands, but I'd rather he have it while the kids are young.","start":1660.6633,"end":1661.52,"sentiment":"neutral","sentiment_score":-0.17705495981499553}],"sentiment":"neutral","sentiment_score":-0.17705495981499553,"channel":1,"num_words":16,"start":1660.6633,"end":1661.52},{"sentences":[{"text":"Yeah.","start":1667.695,"end":1667.775,"sentiment":"neutral","sentiment_score":0.02250736951828003},{"text":"Yeah.","start":1667.775,"end":1668.275,"sentiment":"neutral","sentiment_score":0.012322545051574709}],"sentiment":"neutral","sentiment_score":0.017414957284927368,"channel":0,"num_words":2,"start":1667.695,"end":1668.275},{"sentences":[{"text":"Particularly when yeah.","start":1668.995,"end":1670.835,"sentiment":"neutral","sentiment_score":0.011458737775683403},{"text":"Anyway, it's I know I'm a bit weird, but,","start":1670.835,"end":1673.495,"sentiment":"neutral","sentiment_score":-0.027294654606117144}],"sentiment":"neutral","sentiment_score":-0.017606306510667007,"channel":1,"num_words":12,"start":1668.995,"end":1673.495},{"sentences":[{"text":"One","start":1674.11,"end":1674.35,"sentiment":"neutral","sentiment_score":0.058324478566646576}],"sentiment":"neutral","sentiment_score":0.058324478566646576,"channel":0,"num_words":1,"start":1674.11,"end":1674.35},{"sentences":[{"text":"yeah,","start":1674.275,"end":1674.515,"sentiment":"neutral","sentiment_score":0.09356582164764404}],"sentiment":"neutral","sentiment_score":0.09356582164764404,"channel":1,"num_words":1,"start":1674.275,"end":1674.515},{"sentences":[{"text":"thing","start":1674.35,"end":1674.67,"sentiment":"neutral","sentiment_score":0.18947741389274597}],"sentiment":"neutral","sentiment_score":0.18947741389274597,"channel":0,"num_words":1,"start":1674.35,"end":1674.67},{"sentences":[{"text":"that's","start":1674.515,"end":1674.6749,"sentiment":"neutral","sentiment_score":0.133681982755661}],"sentiment":"neutral","sentiment_score":0.133681982755661,"channel":1,"num_words":1,"start":1674.515,"end":1674.6749},{"sentences":[{"text":"down","start":1674.67,"end":1674.91,"sentiment":"neutral","sentiment_score":0.13257578015327454}],"sentiment":"neutral","sentiment_score":0.13257578015327454,"channel":0,"num_words":1,"start":1674.67,"end":1674.91},{"sentences":[{"text":"just","start":1674.6749,"end":1675.05,"sentiment":"neutral","sentiment_score":0.17034262418746948}],"sentiment":"neutral","sentiment_score":0.17034262418746948,"channel":1,"num_words":1,"start":1674.6749,"end":1675.05},{"sentences":[{"text":"the line that would be really good for you guys","start":1674.91,"end":1677.65,"sentiment":"neutral","sentiment_score":0.33120388984680177}],"sentiment":"neutral","sentiment_score":0.33120388984680177,"channel":0,"num_words":10,"start":1674.91,"end":1677.65},{"sentences":[{"text":"mhmm.","start":1677.93,"end":1678.43,"sentiment":"neutral","sentiment_score":0.26821818947792053}],"sentiment":"neutral","sentiment_score":0.26821818947792053,"channel":1,"num_words":1,"start":1677.93,"end":1678.43},{"sentences":[{"text":"is sorting out the wills possibly with, like, a testamentary trust will at some point","start":1677.95,"end":1685.145,"sentiment":"neutral","sentiment_score":0.12644947717587154}],"sentiment":"neutral","sentiment_score":0.12644947717587154,"channel":0,"num_words":15,"start":1677.95,"end":1685.145},{"sentences":[{"text":"Yep.","start":1685.53,"end":1686.03,"sentiment":"neutral","sentiment_score":0.1269233077764511}],"sentiment":"neutral","sentiment_score":0.1269233077764511,"channel":1,"num_words":1,"start":1685.53,"end":1686.03},{"sentences":[{"text":"where you can be very specific in terms of what assets go to your estate under your name and whether, like, a trust fund is created to then look after the children until","start":1685.605,"end":1696.41,"sentiment":"neutral","sentiment_score":0.10078555514866655}],"sentiment":"neutral","sentiment_score":0.10078555514866655,"channel":0,"num_words":33,"start":1685.605,"end":1696.41},{"sentences":[{"text":"Yeah.","start":1696.255,"end":1696.335,"sentiment":"neutral","sentiment_score":0.06373298168182373},{"text":"Yeah.","start":1696.335,"end":1696.835,"sentiment":"neutral","sentiment_score":0.06325423717498779}],"sentiment":"neutral","sentiment_score":0.06349360942840576,"channel":1,"num_words":2,"start":1696.255,"end":1696.835},{"sentences":[{"text":"they're 18 and","start":1696.41,"end":1697.13,"sentiment":"neutral","sentiment_score":0.04360126083095869}],"sentiment":"neutral","sentiment_score":0.04360126083095869,"channel":0,"num_words":3,"start":1696.41,"end":1697.13},{"sentences":[{"text":"Yeah.","start":1697.0549,"end":1697.5549,"sentiment":"neutral","sentiment_score":0.0572449155151844}],"sentiment":"neutral","sentiment_score":0.0572449155151844,"channel":1,"num_words":1,"start":1697.0549,"end":1697.5549},{"sentences":[{"text":"things like and, you know, income goes out to them and then all that type of consideration, especially if things end up incorporating blended families and it just branches","start":1697.13,"end":1706.65,"sentiment":"neutral","sentiment_score":0.06068529040905936}],"sentiment":"neutral","sentiment_score":0.06068529040905936,"channel":0,"num_words":29,"start":1697.13,"end":1706.65},{"sentences":[{"text":"Yeah.","start":1706.6101,"end":1707.0901,"sentiment":"neutral","sentiment_score":0.02215263992547989}],"sentiment":"neutral","sentiment_score":0.02215263992547989,"channel":1,"num_words":1,"start":1706.6101,"end":1707.0901},{"sentences":[{"text":"out.","start":1706.65,"end":1707.15,"sentiment":"neutral","sentiment_score":0.009781419299542904}],"sentiment":"neutral","sentiment_score":0.009781419299542904,"channel":0,"num_words":1,"start":1706.65,"end":1707.15},{"sentences":[{"text":"If if that probably yeah.","start":1707.0901,"end":1709.1901,"sentiment":"neutral","sentiment_score":-0.00569741204380989},{"text":"Yeah.","start":1711.5701,"end":1712.05,"sentiment":"neutral","sentiment_score":0.0726073682308197},{"text":"Definitely.","start":1712.05,"end":1712.55,"sentiment":"neutral","sentiment_score":0.14663873612880707},{"text":"I've had spoken to my lawyer about that.","start":1712.6901,"end":1714.93,"sentiment":"neutral","sentiment_score":0.06109730759635568},{"text":"So","start":1714.93,"end":1715.43,"sentiment":"neutral","sentiment_score":0.0932689905166626}],"sentiment":"neutral","sentiment_score":0.04830040596425533,"channel":1,"num_words":16,"start":1707.0901,"end":1715.43},{"sentences":[{"text":"Yeah.","start":1715.245,"end":1715.745,"sentiment":"neutral","sentiment_score":0.11079294234514236}],"sentiment":"neutral","sentiment_score":0.11079294234514236,"channel":0,"num_words":1,"start":1715.245,"end":1715.745},{"sentences":[{"text":"I","start":1715.81,"end":1715.9701,"sentiment":"neutral","sentiment_score":0.10488947480916976}],"sentiment":"neutral","sentiment_score":0.10488947480916976,"channel":1,"num_words":1,"start":1715.81,"end":1715.9701},{"sentences":[{"text":"I","start":1715.885,"end":1716.045,"sentiment":"neutral","sentiment_score":0.12993860244750977}],"sentiment":"neutral","sentiment_score":0.12993860244750977,"channel":0,"num_words":1,"start":1715.885,"end":1716.045},{"sentences":[{"text":"will","start":1715.9701,"end":1716.2101,"sentiment":"neutral","sentiment_score":0.16828653216362}],"sentiment":"neutral","sentiment_score":0.16828653216362,"channel":1,"num_words":1,"start":1715.9701,"end":1716.2101},{"sentences":[{"text":"just wanted","start":1716.045,"end":1716.525,"sentiment":"neutral","sentiment_score":0.14399150013923645}],"sentiment":"neutral","sentiment_score":0.14399150013923645,"channel":0,"num_words":2,"start":1716.045,"end":1716.525},{"sentences":[{"text":"get there","start":1716.2101,"end":1716.9501,"sentiment":"neutral","sentiment_score":0.14378685504198074}],"sentiment":"neutral","sentiment_score":0.14378685504198074,"channel":1,"num_words":2,"start":1716.2101,"end":1716.9501},{"sentences":[{"text":"to kind of","start":1716.525,"end":1717.265,"sentiment":"neutral","sentiment_score":0.1634895553191503}],"sentiment":"neutral","sentiment_score":0.1634895553191503,"channel":0,"num_words":3,"start":1716.525,"end":1717.265},{"sentences":[{"text":"with","start":1717.3301,"end":1717.5701,"sentiment":"neutral","sentiment_score":0.1421229988336563}],"sentiment":"neutral","sentiment_score":0.1421229988336563,"channel":1,"num_words":1,"start":1717.3301,"end":1717.5701},{"sentences":[{"text":"plant","start":1717.485,"end":1717.805,"sentiment":"neutral","sentiment_score":0.14034509658813477}],"sentiment":"neutral","sentiment_score":0.14034509658813477,"channel":0,"num_words":1,"start":1717.485,"end":1717.805},{"sentences":[{"text":"that.","start":1717.5701,"end":1717.7301,"sentiment":"neutral","sentiment_score":0.1652146279811859},{"text":"It's","start":1717.7301,"end":1718.025,"sentiment":"neutral","sentiment_score":0.1686265915632248}],"sentiment":"neutral","sentiment_score":0.16692060977220535,"channel":1,"num_words":2,"start":1717.5701,"end":1718.025},{"sentences":[{"text":"that seed and say at","start":1717.805,"end":1718.8451,"sentiment":"neutral","sentiment_score":0.13542250990867616}],"sentiment":"neutral","sentiment_score":0.13542250990867616,"channel":0,"num_words":5,"start":1717.805,"end":1718.8451},{"sentences":[{"text":"yeah.","start":1718.745,"end":1719.245,"sentiment":"neutral","sentiment_score":0.13256347179412842}],"sentiment":"neutral","sentiment_score":0.13256347179412842,"channel":1,"num_words":1,"start":1718.745,"end":1719.245},{"sentences":[{"text":"some point, whether it's this year, next year, the year after,","start":1718.8451,"end":1721.505,"sentiment":"neutral","sentiment_score":0.10935021462765607}],"sentiment":"neutral","sentiment_score":0.10935021462765607,"channel":0,"num_words":11,"start":1718.8451,"end":1721.505},{"sentences":[{"text":"Yeah.","start":1721.7051,"end":1722.2051,"sentiment":"neutral","sentiment_score":0.20757509768009183}],"sentiment":"neutral","sentiment_score":0.20757509768009183,"channel":1,"num_words":1,"start":1721.7051,"end":1722.2051},{"sentences":[{"text":"something that just makes it a bit easier for everyone.","start":1721.72,"end":1723.9,"sentiment":"neutral","sentiment_score":0.32138425707817075},{"text":"But you don't have to rush and do anything.","start":1724.12,"end":1726.28,"sentiment":"neutral","sentiment_score":0.164961415860388},{"text":"You know, like you said, everything kind of filters out the way it does anyway.","start":1726.28,"end":1729.3201,"sentiment":"neutral","sentiment_score":0.2145665148893992},{"text":"You wanna look after the kids.","start":1729.3201,"end":1730.86,"sentiment":"neutral","sentiment_score":0.21367417772610983}],"sentiment":"neutral","sentiment_score":0.22997595258057119,"channel":0,"num_words":40,"start":1721.72,"end":1730.86},{"sentences":[{"text":"Mhmm.","start":1730.745,"end":1731.225,"sentiment":"neutral","sentiment_score":0.07315924018621445}],"sentiment":"neutral","sentiment_score":0.07315924018621445,"channel":1,"num_words":1,"start":1730.745,"end":1731.225},{"sentences":[{"text":"Your your","start":1730.92,"end":1731.3201,"sentiment":"neutral","sentiment_score":0.11880061775445938}],"sentiment":"neutral","sentiment_score":0.11880061775445938,"channel":0,"num_words":2,"start":1730.92,"end":1731.3201},{"sentences":[{"text":"Yep.","start":1731.225,"end":1731.42,"sentiment":"neutral","sentiment_score":0.09318596124649048}],"sentiment":"neutral","sentiment_score":0.09318596124649048,"channel":1,"num_words":1,"start":1731.225,"end":1731.42},{"sentences":[{"text":"spouse will likely retain guardianship.","start":1731.3201,"end":1733.18,"sentiment":"neutral","sentiment_score":0.09692365080118179},{"text":"It's just","start":1733.8,"end":1734.46,"sentiment":"neutral","sentiment_score":0.13681965321302414}],"sentiment":"neutral","sentiment_score":0.10832250863313675,"channel":0,"num_words":7,"start":1731.3201,"end":1734.46},{"sentences":[{"text":"Yep.","start":1733.9801,"end":1734.4801,"sentiment":"neutral","sentiment_score":0.123613178730011}],"sentiment":"neutral","sentiment_score":0.123613178730011,"channel":1,"num_words":1,"start":1733.9801,"end":1734.4801},{"sentences":[{"text":"those structures would be nice, and they do cost a little bit.","start":1734.915,"end":1737.7351,"sentiment":"neutral","sentiment_score":0.16182309482246637},{"text":"So,","start":1737.795,"end":1738.295,"sentiment":"neutral","sentiment_score":0.06925323605537415}],"sentiment":"neutral","sentiment_score":0.15470233645576698,"channel":0,"num_words":13,"start":1734.915,"end":1738.295},{"sentences":[{"text":"Yeah.","start":1737.9801,"end":1738.4801,"sentiment":"neutral","sentiment_score":0.0904802903532982}],"sentiment":"neutral","sentiment_score":0.0904802903532982,"channel":1,"num_words":1,"start":1737.9801,"end":1738.4801},{"sentences":[{"text":"yep, you got the lawyer there to chat to that about.","start":1739.555,"end":1742.435,"sentiment":"neutral","sentiment_score":0.073374788869511},{"text":"I'll","start":1742.435,"end":1742.755,"sentiment":"neutral","sentiment_score":0.08306334912776947}],"sentiment":"neutral","sentiment_score":0.07418216889103253,"channel":0,"num_words":12,"start":1739.555,"end":1742.755},{"sentences":[{"text":"Mhmm.","start":1742.54,"end":1743.04,"sentiment":"neutral","sentiment_score":0.0654841735959053}],"sentiment":"neutral","sentiment_score":0.0654841735959053,"channel":1,"num_words":1,"start":1742.54,"end":1743.04},{"sentences":[{"text":"flag it on the account, but I'll probably just remind you in six months.","start":1742.755,"end":1746.8551,"sentiment":"neutral","sentiment_score":0.08015352274690356}],"sentiment":"neutral","sentiment_score":0.08015352274690356,"channel":0,"num_words":14,"start":1742.755,"end":1746.8551},{"sentences":[{"text":"Yep.","start":1747.185,"end":1747.685,"sentiment":"neutral","sentiment_score":0.0956074446439743},{"text":"Yep.","start":1748.2251,"end":1748.625,"sentiment":"neutral","sentiment_score":0.051446329802274704},{"text":"Thank","start":1748.625,"end":1748.8651,"sentiment":"positive","sentiment_score":0.444901704788208}],"sentiment":"neutral","sentiment_score":0.19731849307815233,"channel":1,"num_words":3,"start":1747.185,"end":1748.8651},{"sentences":[{"text":"Do you","start":1748.67,"end":1748.99,"sentiment":"positive","sentiment_score":0.38017813861370087}],"sentiment":"positive","sentiment_score":0.38017813861370087,"channel":0,"num_words":2,"start":1748.67,"end":1748.99},{"sentences":[{"text":"you.","start":1748.8651,"end":1749.3651,"sentiment":"neutral","sentiment_score":0.2431044578552246}],"sentiment":"neutral","sentiment_score":0.2431044578552246,"channel":1,"num_words":1,"start":1748.8651,"end":1749.3651},{"sentences":[{"text":"wanna adjust anything in terms of the cover levels?","start":1748.99,"end":1751.79,"sentiment":"neutral","sentiment_score":0.07887636042303509},{"text":"Because I know all the debts now have been cleared.","start":1751.79,"end":1754.37,"sentiment":"neutral","sentiment_score":0.054783351719379425},{"text":"Do you feel like, you know, that million dollars to pass on between the kids, that's still good?","start":1754.51,"end":1758.75,"sentiment":"neutral","sentiment_score":0.20103352558281687},{"text":"Because it's not very expensive, but it's also no longer serving as much of a purpose.","start":1758.75,"end":1764.235,"sentiment":"neutral","sentiment_score":-0.17537590535357594}],"sentiment":"neutral","sentiment_score":0.03906244784593582,"channel":0,"num_words":53,"start":1748.99,"end":1764.235},{"sentences":[{"text":"Yeah.","start":1764.7699,"end":1765.2699,"sentiment":"neutral","sentiment_score":-0.05414552241563797},{"text":"I mean, a million dollars isn't even that much these days.","start":1768.0499,"end":1771.2699,"sentiment":"neutral","sentiment_score":-0.09738827632232146},{"text":"I'm sorry.","start":1771.57,"end":1772.0499,"sentiment":"neutral","sentiment_score":-0.08645053207874298},{"text":"It is, but","start":1772.0499,"end":1772.95,"sentiment":"neutral","sentiment_score":-0.05788900579015414}],"sentiment":"neutral","sentiment_score":-0.08658733196994838,"channel":1,"num_words":17,"start":1764.7699,"end":1772.95},{"sentences":[{"text":"No.","start":1773.5901,"end":1773.8301,"sentiment":"neutral","sentiment_score":-0.14591430127620697},{"text":"You're","start":1773.8301,"end":1774.0701,"sentiment":"neutral","sentiment_score":-0.1453329622745514}],"sentiment":"neutral","sentiment_score":-0.14562363177537918,"channel":0,"num_words":2,"start":1773.5901,"end":1774.0701},{"sentences":[{"text":"compared","start":1773.8899,"end":1774.21,"sentiment":"neutral","sentiment_score":-0.1084713339805603}],"sentiment":"neutral","sentiment_score":-0.1084713339805603,"channel":1,"num_words":1,"start":1773.8899,"end":1774.21},{"sentences":[{"text":"actually","start":1774.0701,"end":1774.4701,"sentiment":"neutral","sentiment_score":-0.11502166092395782}],"sentiment":"neutral","sentiment_score":-0.11502166092395782,"channel":0,"num_words":1,"start":1774.0701,"end":1774.4701},{"sentences":[{"text":"to when","start":1774.21,"end":1774.61,"sentiment":"neutral","sentiment_score":-0.08119308389723301}],"sentiment":"neutral","sentiment_score":-0.08119308389723301,"channel":1,"num_words":2,"start":1774.21,"end":1774.61},{"sentences":[{"text":"right.","start":1774.4701,"end":1774.87,"sentiment":"neutral","sentiment_score":-0.08602911233901978}],"sentiment":"neutral","sentiment_score":-0.08602911233901978,"channel":0,"num_words":1,"start":1774.4701,"end":1774.87},{"sentences":[{"text":"I was","start":1774.61,"end":1774.9299,"sentiment":"neutral","sentiment_score":-0.06675676256418228}],"sentiment":"neutral","sentiment_score":-0.06675676256418228,"channel":1,"num_words":2,"start":1774.61,"end":1774.9299},{"sentences":[{"text":"And","start":1774.87,"end":1775.37,"sentiment":"neutral","sentiment_score":-0.06737907975912094}],"sentiment":"neutral","sentiment_score":-0.06737907975912094,"channel":0,"num_words":1,"start":1774.87,"end":1775.37},{"sentences":[{"text":"a kid, like, I'm, like, a million dollars","start":1774.9299,"end":1776.69,"sentiment":"neutral","sentiment_score":-0.0676816338673234}],"sentiment":"neutral","sentiment_score":-0.0676816338673234,"channel":1,"num_words":8,"start":1774.9299,"end":1776.69},{"sentences":[{"text":"when","start":1776.63,"end":1776.79,"sentiment":"neutral","sentiment_score":-0.06214064732193947}],"sentiment":"neutral","sentiment_score":-0.06214064732193947,"channel":0,"num_words":1,"start":1776.63,"end":1776.79},{"sentences":[{"text":"isn't.","start":1776.69,"end":1777.19,"sentiment":"neutral","sentiment_score":-0.062076594680547714}],"sentiment":"neutral","sentiment_score":-0.062076594680547714,"channel":1,"num_words":1,"start":1776.69,"end":1777.19},{"sentences":[{"text":"you account for, like, inflation and things like that","start":1776.79,"end":1778.9501,"sentiment":"neutral","sentiment_score":-0.04263338694969813}],"sentiment":"neutral","sentiment_score":-0.04263338694969813,"channel":0,"num_words":9,"start":1776.79,"end":1778.9501},{"sentences":[{"text":"Yeah.","start":1778.905,"end":1779.405,"sentiment":"neutral","sentiment_score":-0.018125619739294052}],"sentiment":"neutral","sentiment_score":-0.018125619739294052,"channel":1,"num_words":1,"start":1778.905,"end":1779.405},{"sentences":[{"text":"in five to ten years' time,","start":1778.9501,"end":1780.81,"sentiment":"neutral","sentiment_score":-0.014917766054471334}],"sentiment":"neutral","sentiment_score":-0.014917766054471334,"channel":0,"num_words":6,"start":1778.9501,"end":1780.81},{"sentences":[{"text":"Yeah.","start":1781.145,"end":1781.4651,"sentiment":"neutral","sentiment_score":-0.08394376188516617},{"text":"It's not really gonna be gosh.","start":1781.4651,"end":1784.3451,"sentiment":"neutral","sentiment_score":-0.22425469011068344},{"text":"I remember when I was, like, $101,000,000 dollars, like, that was a lot.","start":1784.3451,"end":1788.3451,"sentiment":"neutral","sentiment_score":-0.11313634824294311},{"text":"It it really","start":1788.3451,"end":1789.0651,"sentiment":"neutral","sentiment_score":-0.07301093141237895}],"sentiment":"neutral","sentiment_score":-0.1356207488671593,"channel":1,"num_words":23,"start":1781.145,"end":1789.0651},{"sentences":[{"text":"Yep.","start":1788.885,"end":1789.385,"sentiment":"neutral","sentiment_score":-0.07206498831510544}],"sentiment":"neutral","sentiment_score":-0.07206498831510544,"channel":0,"num_words":1,"start":1788.885,"end":1789.385},{"sentences":[{"text":"isn't today.","start":1789.0651,"end":1789.9651,"sentiment":"neutral","sentiment_score":-0.14195559173822403}],"sentiment":"neutral","sentiment_score":-0.14195559173822403,"channel":1,"num_words":2,"start":1789.0651,"end":1789.9651},{"sentences":[{"text":"We all thought you could live off a million for the rest of your life","start":1789.6051,"end":1791.64,"sentiment":"neutral","sentiment_score":-0.04451116646329562}],"sentiment":"neutral","sentiment_score":-0.04451116646329562,"channel":0,"num_words":15,"start":1789.6051,"end":1791.64},{"sentences":[{"text":"Right?","start":1791.545,"end":1792.045,"sentiment":"neutral","sentiment_score":-0.013694548048079014}],"sentiment":"neutral","sentiment_score":-0.013694548048079014,"channel":1,"num_words":1,"start":1791.545,"end":1792.045},{"sentences":[{"text":"if you want","start":1791.64,"end":1792.245,"sentiment":"neutral","sentiment_score":-0.011920159682631493}],"sentiment":"neutral","sentiment_score":-0.011920159682631493,"channel":0,"num_words":3,"start":1791.64,"end":1792.245},{"sentences":[{"text":"Yeah.","start":1792.1051,"end":1792.505,"sentiment":"neutral","sentiment_score":-0.013343775644898416}],"sentiment":"neutral","sentiment_score":-0.013343775644898416,"channel":1,"num_words":1,"start":1792.1051,"end":1792.505},{"sentences":[{"text":"it.","start":1792.245,"end":1792.745,"sentiment":"neutral","sentiment_score":-0.033942811191082}],"sentiment":"neutral","sentiment_score":-0.033942811191082,"channel":0,"num_words":1,"start":1792.245,"end":1792.745},{"sentences":[{"text":"No.","start":1792.505,"end":1793.005,"sentiment":"neutral","sentiment_score":-0.23804406821727753},{"text":"I think I'll leave it because yeah.","start":1793.9901,"end":1799.27,"sentiment":"neutral","sentiment_score":-0.1852835714817047},{"text":"I'll just leave it.","start":1799.27,"end":1800.2301,"sentiment":"neutral","sentiment_score":-0.15127849578857422},{"text":"I don't have any interest in reducing it.","start":1800.2301,"end":1803.29,"sentiment":"neutral","sentiment_score":-0.3224613815546036}],"sentiment":"neutral","sentiment_score":-0.2359917052090168,"channel":1,"num_words":20,"start":1792.505,"end":1803.29},{"sentences":[{"text":"Yeah.","start":1804.8999,"end":1805.2999,"sentiment":"neutral","sentiment_score":0.04286358505487442}],"sentiment":"neutral","sentiment_score":0.04286358505487442,"channel":0,"num_words":1,"start":1804.8999,"end":1805.2999},{"sentences":[{"text":"Yeah.","start":1805.03,"end":1805.1901,"sentiment":"neutral","sentiment_score":0.1522194743156433},{"text":"I'm","start":1805.1901,"end":1805.3501,"sentiment":"neutral","sentiment_score":0.2913980484008789}],"sentiment":"neutral","sentiment_score":0.2218087613582611,"channel":1,"num_words":2,"start":1805.03,"end":1805.3501},{"sentences":[{"text":"And","start":1805.2999,"end":1805.7999,"sentiment":"positive","sentiment_score":0.4113912582397461}],"sentiment":"positive","sentiment_score":0.4113912582397461,"channel":0,"num_words":1,"start":1805.2999,"end":1805.7999},{"sentences":[{"text":"happy to keep paying that.","start":1805.3501,"end":1806.525,"sentiment":"positive","sentiment_score":0.4512728929519653},{"text":"Yeah.","start":1806.525,"end":1807.025,"sentiment":"neutral","sentiment_score":0.12645670771598816}],"sentiment":"positive","sentiment_score":0.3971368620793025,"channel":1,"num_words":6,"start":1805.3501,"end":1807.025},{"sentences":[{"text":"pricing","start":1807.22,"end":1807.72,"sentiment":"neutral","sentiment_score":0.09058304876089096}],"sentiment":"neutral","sentiment_score":0.09058304876089096,"channel":0,"num_words":1,"start":1807.22,"end":1807.72},{"sentences":[{"text":"Yeah.","start":1807.725,"end":1808.225,"sentiment":"neutral","sentiment_score":0.1275264322757721}],"sentiment":"neutral","sentiment_score":0.1275264322757721,"channel":1,"num_words":1,"start":1807.725,"end":1808.225},{"sentences":[{"text":"wise, it's basically, like, 900 a year out of the super.","start":1807.7799,"end":1810.98,"sentiment":"neutral","sentiment_score":0.18254527314142746},{"text":"The 15% rebate drops at the $7.65.","start":1810.98,"end":1813.485,"sentiment":"neutral","sentiment_score":0.2078478762081691},{"text":"So that for a bit of peace of mind.","start":1815.5449,"end":1817.565,"sentiment":"neutral","sentiment_score":0.2009319845173094}],"sentiment":"neutral","sentiment_score":0.1952341110618026,"channel":0,"num_words":27,"start":1807.7799,"end":1817.565},{"sentences":[{"text":"Yeah.","start":1818.045,"end":1818.545,"sentiment":"neutral","sentiment_score":0.029180483892560005}],"sentiment":"neutral","sentiment_score":0.029180483892560005,"channel":1,"num_words":1,"start":1818.045,"end":1818.545},{"sentences":[{"text":"Looks like a","start":1818.105,"end":1818.6649,"sentiment":"neutral","sentiment_score":-0.03369981733461221}],"sentiment":"neutral","sentiment_score":-0.03369981733461221,"channel":0,"num_words":3,"start":1818.105,"end":1818.6649},{"sentences":[{"text":"No.","start":1818.605,"end":1819.005,"sentiment":"neutral","sentiment_score":-0.18806204199790957}],"sentiment":"neutral","sentiment_score":-0.18806204199790957,"channel":1,"num_words":1,"start":1818.605,"end":1819.005},{"sentences":[{"text":"good","start":1818.6649,"end":1818.9049,"sentiment":"neutral","sentiment_score":-0.070420041680336}],"sentiment":"neutral","sentiment_score":-0.070420041680336,"channel":0,"num_words":1,"start":1818.6649,"end":1818.9049},{"sentences":[{"text":"I'm I'm happy for that.","start":1819.005,"end":1820.62,"sentiment":"neutral","sentiment_score":0.058098363876342776},{"text":"I think as years go on, I may end up, who knows, increasing it so that the kids get a benefit or if I ever end up getting back with my husband, he can benefit or whatever.","start":1820.62,"end":1833.2,"sentiment":"neutral","sentiment_score":0.07817518177467424},{"text":"But,","start":1833.26,"end":1833.76,"sentiment":"neutral","sentiment_score":-0.04472934454679489}],"sentiment":"neutral","sentiment_score":0.07298242326739222,"channel":1,"num_words":43,"start":1819.005,"end":1833.76},{"sentences":[{"text":"Wouldn't that","start":1833.88,"end":1834.44,"sentiment":"neutral","sentiment_score":-0.07421277090907097}],"sentiment":"neutral","sentiment_score":-0.07421277090907097,"channel":0,"num_words":2,"start":1833.88,"end":1834.44},{"sentences":[{"text":"yeah.","start":1834.395,"end":1834.895,"sentiment":"neutral","sentiment_score":-0.09852716326713562}],"sentiment":"neutral","sentiment_score":-0.09852716326713562,"channel":1,"num_words":1,"start":1834.395,"end":1834.895},{"sentences":[{"text":"be a strange turn of events where you we set up all these child builder bonds and different investments and structures and all of a sudden.","start":1834.44,"end":1841.365,"sentiment":"neutral","sentiment_score":-0.11280920270543832},{"text":"That that would be an interesting story.","start":1841.365,"end":1843.305,"sentiment":"neutral","sentiment_score":-0.05171821585723332},{"text":"I hope I get to be alongside that.","start":1843.685,"end":1845.865,"sentiment":"neutral","sentiment_score":0.1909738164395094}],"sentiment":"neutral","sentiment_score":-0.04310429877624279,"channel":0,"num_words":41,"start":1834.44,"end":1845.865},{"sentences":[{"text":"Well, I hope I get to be there too.","start":1845.995,"end":1848.555,"sentiment":"neutral","sentiment_score":0.28753404484854805},{"text":"I will there.","start":1848.555,"end":1849.56,"sentiment":"neutral","sentiment_score":0.23512287934621176},{"text":"I'm one of those weird people that","start":1849.64,"end":1851.2401,"sentiment":"neutral","sentiment_score":0.09746711701154709}],"sentiment":"neutral","sentiment_score":0.20923394003981038,"channel":1,"num_words":19,"start":1845.995,"end":1851.2401},{"sentences":[{"text":"Uh-oh.","start":1851.06,"end":1851.56,"sentiment":"neutral","sentiment_score":0.05272838473320007}],"sentiment":"neutral","sentiment_score":0.05272838473320007,"channel":0,"num_words":1,"start":1851.06,"end":1851.56},{"sentences":[{"text":"I'll always stand by my husband despite whatever.","start":1851.2401,"end":1855.5801,"sentiment":"neutral","sentiment_score":0.22055092453956604},{"text":"So yeah.","start":1855.7201,"end":1857.42,"sentiment":"neutral","sentiment_score":0.0379059836268425}],"sentiment":"neutral","sentiment_score":0.18402193635702133,"channel":1,"num_words":10,"start":1851.2401,"end":1857.42},{"sentences":[{"text":"That'll","start":1857.8601,"end":1858.26,"sentiment":"neutral","sentiment_score":0.1411060243844986}],"sentiment":"neutral","sentiment_score":0.1411060243844986,"channel":0,"num_words":1,"start":1857.8601,"end":1858.26},{"sentences":[{"text":"Yep.","start":1858.2001,"end":1858.7001,"sentiment":"neutral","sentiment_score":0.16384750604629517}],"sentiment":"neutral","sentiment_score":0.16384750604629517,"channel":1,"num_words":1,"start":1858.2001,"end":1858.7001},{"sentences":[{"text":"be an interesting one.","start":1858.26,"end":1859.2201,"sentiment":"neutral","sentiment_score":0.1448049210011959},{"text":"I do have to ask you about your income protection, though.","start":1859.2201,"end":1862.4401,"sentiment":"neutral","sentiment_score":-0.05622502077709545}],"sentiment":"neutral","sentiment_score":-0.00261703630288442,"channel":0,"num_words":15,"start":1858.26,"end":1862.4401},{"sentences":[{"text":"Yep.","start":1862.4401,"end":1862.835,"sentiment":"neutral","sentiment_score":0.032613422721624374}],"sentiment":"neutral","sentiment_score":0.032613422721624374,"channel":1,"num_words":1,"start":1862.4401,"end":1862.835},{"sentences":[{"text":"Because since you've gone part time, you've got the split between the government benefits, child support,","start":1863.3949,"end":1870.0549,"sentiment":"neutral","sentiment_score":-0.010519590636249632}],"sentiment":"neutral","sentiment_score":-0.010519590636249632,"channel":0,"num_words":16,"start":1863.3949,"end":1870.0549},{"sentences":[{"text":"Yeah.","start":1870.2749,"end":1870.7749,"sentiment":"neutral","sentiment_score":0.018002504482865334}],"sentiment":"neutral","sentiment_score":0.018002504482865334,"channel":1,"num_words":1,"start":1870.2749,"end":1870.7749},{"sentences":[{"text":"and your wages.","start":1870.4349,"end":1872.215,"sentiment":"neutral","sentiment_score":0.010222514470418295},{"text":"You're insured for an income of 66,000.","start":1872.595,"end":1877.495,"sentiment":"neutral","sentiment_score":0.0003622351713212473}],"sentiment":"neutral","sentiment_score":0.0033203189610503613,"channel":0,"num_words":10,"start":1870.4349,"end":1877.495},{"sentences":[{"text":"That's pretty much what I'd be probably getting including child support.","start":1877.955,"end":1883.3201,"sentiment":"neutral","sentiment_score":-0.00959942972456867}],"sentiment":"neutral","sentiment_score":-0.00959942972456867,"channel":1,"num_words":11,"start":1877.955,"end":1883.3201},{"sentences":[{"text":"Okay.","start":1883.89,"end":1884.39,"sentiment":"neutral","sentiment_score":0.008706953376531601},{"text":"Now one of the things is when you go to claim on the income protection,","start":1884.45,"end":1887.4299,"sentiment":"neutral","sentiment_score":-0.014448954537510873}],"sentiment":"neutral","sentiment_score":-0.013001710292883217,"channel":0,"num_words":16,"start":1883.89,"end":1887.4299},{"sentences":[{"text":"Mhmm.","start":1887.86,"end":1888.36,"sentiment":"neutral","sentiment_score":-0.05299076065421104}],"sentiment":"neutral","sentiment_score":-0.05299076065421104,"channel":1,"num_words":1,"start":1887.86,"end":1888.36},{"sentences":[{"text":"if the child support continues, they chop that off.","start":1887.89,"end":1890.825,"sentiment":"neutral","sentiment_score":-0.2653620209958818},{"text":"If the","start":1890.9049,"end":1891.225,"sentiment":"neutral","sentiment_score":-0.16129404306411743}],"sentiment":"neutral","sentiment_score":-0.24644057046283374,"channel":0,"num_words":11,"start":1887.89,"end":1891.225},{"sentences":[{"text":"Yep.","start":1891.035,"end":1891.535,"sentiment":"neutral","sentiment_score":-0.09733875840902328}],"sentiment":"neutral","sentiment_score":-0.09733875840902328,"channel":1,"num_words":1,"start":1891.035,"end":1891.535},{"sentences":[{"text":"government benefits continue, they chop that off.","start":1891.225,"end":1893.465,"sentiment":"neutral","sentiment_score":-0.16044411488941737},{"text":"And then","start":1893.465,"end":1893.7849,"sentiment":"neutral","sentiment_score":-0.04100826941430569}],"sentiment":"neutral","sentiment_score":-0.13390281589494812,"channel":0,"num_words":9,"start":1891.225,"end":1893.7849},{"sentences":[{"text":"Okay.","start":1893.675,"end":1894.175,"sentiment":"neutral","sentiment_score":-0.01945345103740692}],"sentiment":"neutral","sentiment_score":-0.01945345103740692,"channel":1,"num_words":1,"start":1893.675,"end":1894.175},{"sentences":[{"text":"if all that's left is they're gonna pay you 70% of that, which is about","start":1893.7849,"end":1899.065,"sentiment":"neutral","sentiment_score":0.005643493728712201}],"sentiment":"neutral","sentiment_score":0.005643493728712201,"channel":0,"num_words":15,"start":1893.7849,"end":1899.065},{"sentences":[{"text":"Yep.","start":1898.875,"end":1899.375,"sentiment":"neutral","sentiment_score":0.024048566818237305}],"sentiment":"neutral","sentiment_score":0.024048566818237305,"channel":1,"num_words":1,"start":1898.875,"end":1899.375},{"sentences":[{"text":"a third of what you're insured for.","start":1899.065,"end":1900.7649,"sentiment":"neutral","sentiment_score":0.0140164014218109}],"sentiment":"neutral","sentiment_score":0.0140164014218109,"channel":0,"num_words":7,"start":1899.065,"end":1900.7649},{"sentences":[{"text":"Yep.","start":1901.115,"end":1901.615,"sentiment":"neutral","sentiment_score":0.04064414277672768}],"sentiment":"neutral","sentiment_score":0.04064414277672768,"channel":1,"num_words":1,"start":1901.115,"end":1901.615},{"sentences":[{"text":"And in terms of price, that one is 1,300 on its own.","start":1902.505,"end":1907.03,"sentiment":"neutral","sentiment_score":0.02236941596493125}],"sentiment":"neutral","sentiment_score":0.02236941596493125,"channel":0,"num_words":12,"start":1902.505,"end":1907.03},{"sentences":[{"text":"Right.","start":1907.6901,"end":1908.1901,"sentiment":"neutral","sentiment_score":-0.030869366601109505},{"text":"I don't know.","start":1910.3301,"end":1910.89,"sentiment":"neutral","sentiment_score":-0.11580248922109604},{"text":"What do you I think so.","start":1910.89,"end":1913.39,"sentiment":"neutral","sentiment_score":-0.11620615050196648},{"text":"I would need","start":1913.77,"end":1914.67,"sentiment":"neutral","sentiment_score":-0.05802237490812937}],"sentiment":"neutral","sentiment_score":-0.09612160476927574,"channel":1,"num_words":13,"start":1907.6901,"end":1914.67},{"sentences":[{"text":"The real question is, let's say that scenario eventuates where you get injured or sick and you're off","start":1917.5701,"end":1923.585,"sentiment":"neutral","sentiment_score":-0.11772838400469886}],"sentiment":"neutral","sentiment_score":-0.11772838400469886,"channel":0,"num_words":18,"start":1917.5701,"end":1923.585},{"sentences":[{"text":"Mhmm.","start":1923.565,"end":1924.065,"sentiment":"neutral","sentiment_score":-0.07260899245738983}],"sentiment":"neutral","sentiment_score":-0.07260899245738983,"channel":1,"num_words":1,"start":1923.565,"end":1924.065},{"sentences":[{"text":"work for six months.","start":1923.585,"end":1924.645,"sentiment":"neutral","sentiment_score":-0.11101486347615719}],"sentiment":"neutral","sentiment_score":-0.11101486347615719,"channel":0,"num_words":4,"start":1923.585,"end":1924.645},{"sentences":[{"text":"Mhmm.","start":1924.765,"end":1925.265,"sentiment":"neutral","sentiment_score":-0.019474316388368607}],"sentiment":"neutral","sentiment_score":-0.019474316388368607,"channel":1,"num_words":1,"start":1924.765,"end":1925.265},{"sentences":[{"text":"This would normally kick in after thirty days and pay","start":1925.345,"end":1928.385,"sentiment":"neutral","sentiment_score":-0.032845118455588816}],"sentiment":"neutral","sentiment_score":-0.032845118455588816,"channel":0,"num_words":10,"start":1925.345,"end":1928.385},{"sentences":[{"text":"Yeah.","start":1928.205,"end":1928.705,"sentiment":"neutral","sentiment_score":-0.005040678195655346}],"sentiment":"neutral","sentiment_score":-0.005040678195655346,"channel":1,"num_words":1,"start":1928.205,"end":1928.705},{"sentences":[{"text":"you a monthly amount up to five years to replace 70","start":1928.385,"end":1932.065,"sentiment":"neutral","sentiment_score":-0.015661001882769844}],"sentiment":"neutral","sentiment_score":-0.015661001882769844,"channel":0,"num_words":11,"start":1928.385,"end":1932.065},{"sentences":[{"text":"Yeah.","start":1931.885,"end":1932.33,"sentiment":"neutral","sentiment_score":-0.03751568868756294}],"sentiment":"neutral","sentiment_score":-0.03751568868756294,"channel":1,"num_words":1,"start":1931.885,"end":1932.33},{"sentences":[{"text":"percent of your lost income.","start":1932.065,"end":1933.6849,"sentiment":"neutral","sentiment_score":-0.08234883248805999}],"sentiment":"neutral","sentiment_score":-0.08234883248805999,"channel":0,"num_words":5,"start":1932.065,"end":1933.6849},{"sentences":[{"text":"Yeah.","start":1934.57,"end":1935.07,"sentiment":"neutral","sentiment_score":-0.004683732986450195},{"text":"Yeah.","start":1935.69,"end":1936.19,"sentiment":"neutral","sentiment_score":0.0014815591275691986}],"sentiment":"neutral","sentiment_score":-0.0016010869294404984,"channel":1,"num_words":2,"start":1934.57,"end":1936.19},{"sentences":[{"text":"So would you be okay to could you get through three months of being injured enough work?","start":1936.0,"end":1942.48,"sentiment":"neutral","sentiment_score":-0.02799261098398882},{"text":"Do you have, you know, the savings behind you, things like that, or would that income protection benefit be able to help cover bills?","start":1942.48,"end":1950.045,"sentiment":"neutral","sentiment_score":-0.024703585853179295}],"sentiment":"neutral","sentiment_score":-0.026067327980588122,"channel":0,"num_words":41,"start":1936.0,"end":1950.045},{"sentences":[{"text":"I think I'll yeah.","start":1951.065,"end":1952.905,"sentiment":"neutral","sentiment_score":0.024027348263189197},{"text":"I mean, look, I will have the savings, but I'm always a fan of backup protection if if I can afford to cover for that.","start":1952.905,"end":1962.51,"sentiment":"neutral","sentiment_score":0.07546381011605263},{"text":"So so what was it?","start":1963.0499,"end":1964.49,"sentiment":"neutral","sentiment_score":0.005704392865300179},{"text":"I had 66.","start":1964.49,"end":1965.87,"sentiment":"neutral","sentiment_score":-0.0029641774793465934},{"text":"Is","start":1966.09,"end":1966.25,"sentiment":"neutral","sentiment_score":0.005309082567691803}],"sentiment":"neutral","sentiment_score":0.05283271474763751,"channel":1,"num_words":38,"start":1951.065,"end":1966.25},{"sentences":[{"text":"Yeah.","start":1966.2,"end":1966.28,"sentiment":"neutral","sentiment_score":0.02021203190088272}],"sentiment":"neutral","sentiment_score":0.02021203190088272,"channel":0,"num_words":1,"start":1966.2,"end":1966.28},{"sentences":[{"text":"that","start":1966.25,"end":1966.4099,"sentiment":"neutral","sentiment_score":0.01670561544597149}],"sentiment":"neutral","sentiment_score":0.01670561544597149,"channel":1,"num_words":1,"start":1966.25,"end":1966.4099},{"sentences":[{"text":"Yeah.","start":1966.28,"end":1966.68,"sentiment":"neutral","sentiment_score":0.017210647463798523}],"sentiment":"neutral","sentiment_score":0.017210647463798523,"channel":0,"num_words":1,"start":1966.28,"end":1966.68},{"sentences":[{"text":"right?","start":1966.4099,"end":1966.8099,"sentiment":"neutral","sentiment_score":0.009398864582180975}],"sentiment":"neutral","sentiment_score":0.009398864582180975,"channel":1,"num_words":1,"start":1966.4099,"end":1966.8099},{"sentences":[{"text":"You've","start":1966.68,"end":1967.0,"sentiment":"neutral","sentiment_score":-0.0004778467118740082}],"sentiment":"neutral","sentiment_score":-0.0004778467118740082,"channel":0,"num_words":1,"start":1966.68,"end":1967.0},{"sentences":[{"text":"And then","start":1966.8099,"end":1967.21,"sentiment":"neutral","sentiment_score":-0.006619282066822052}],"sentiment":"neutral","sentiment_score":-0.006619282066822052,"channel":1,"num_words":2,"start":1966.8099,"end":1967.21},{"sentences":[{"text":"it's","start":1967.08,"end":1967.4,"sentiment":"neutral","sentiment_score":-0.00904168002307415}],"sentiment":"neutral","sentiment_score":-0.00904168002307415,"channel":0,"num_words":1,"start":1967.08,"end":1967.4},{"sentences":[{"text":"they pay,","start":1967.21,"end":1967.69,"sentiment":"neutral","sentiment_score":-0.023549948818981647}],"sentiment":"neutral","sentiment_score":-0.023549948818981647,"channel":1,"num_words":2,"start":1967.21,"end":1967.69},{"sentences":[{"text":"covering","start":1967.4,"end":1967.8,"sentiment":"neutral","sentiment_score":-0.02002590522170067}],"sentiment":"neutral","sentiment_score":-0.02002590522170067,"channel":0,"num_words":1,"start":1967.4,"end":1967.8},{"sentences":[{"text":"what,","start":1967.69,"end":1968.01,"sentiment":"neutral","sentiment_score":-0.030527280643582344}],"sentiment":"neutral","sentiment_score":-0.030527280643582344,"channel":1,"num_words":1,"start":1967.69,"end":1968.01},{"sentences":[{"text":"an income","start":1967.8,"end":1968.2,"sentiment":"neutral","sentiment_score":-0.028589388355612755}],"sentiment":"neutral","sentiment_score":-0.028589388355612755,"channel":0,"num_words":2,"start":1967.8,"end":1968.2},{"sentences":[{"text":"70","start":1968.01,"end":1968.4099,"sentiment":"neutral","sentiment_score":-0.010627716779708862}],"sentiment":"neutral","sentiment_score":-0.010627716779708862,"channel":1,"num_words":1,"start":1968.01,"end":1968.4099},{"sentences":[{"text":"of","start":1968.2,"end":1968.4401,"sentiment":"neutral","sentiment_score":-0.020163796842098236}],"sentiment":"neutral","sentiment_score":-0.020163796842098236,"channel":0,"num_words":1,"start":1968.2,"end":1968.4401},{"sentences":[{"text":"percent","start":1968.4099,"end":1968.73,"sentiment":"neutral","sentiment_score":-0.009956002235412598}],"sentiment":"neutral","sentiment_score":-0.009956002235412598,"channel":1,"num_words":1,"start":1968.4099,"end":1968.73},{"sentences":[{"text":"60","start":1968.4401,"end":1968.92,"sentiment":"neutral","sentiment_score":-0.005789123475551605}],"sentiment":"neutral","sentiment_score":-0.005789123475551605,"channel":0,"num_words":1,"start":1968.4401,"end":1968.92},{"sentences":[{"text":"of that?","start":1968.73,"end":1969.3899,"sentiment":"neutral","sentiment_score":-0.020892375148832798}],"sentiment":"neutral","sentiment_score":-0.020892375148832798,"channel":1,"num_words":2,"start":1968.73,"end":1969.3899},{"sentences":[{"text":"six.","start":1968.92,"end":1969.42,"sentiment":"neutral","sentiment_score":-0.0028530964627861977},{"text":"Correct.","start":1969.96,"end":1970.4401,"sentiment":"neutral","sentiment_score":0.01977592706680298},{"text":"So they would pay 3,870 a month, but only if that's the income that you've lost.","start":1970.4401,"end":1976.455,"sentiment":"neutral","sentiment_score":-0.0667923343135044}],"sentiment":"neutral","sentiment_score":-0.058430806578447424,"channel":0,"num_words":18,"start":1968.92,"end":1976.455},{"sentences":[{"text":"Yeah.","start":1978.825,"end":1979.225,"sentiment":"neutral","sentiment_score":-0.052448540925979614},{"text":"So the income that I would lose,","start":1979.225,"end":1980.9249,"sentiment":"neutral","sentiment_score":-0.13334683435303823}],"sentiment":"neutral","sentiment_score":-0.12323454767465591,"channel":1,"num_words":8,"start":1978.825,"end":1980.9249},{"sentences":[{"text":"And it depends, I guess, on your hours too.","start":1984.595,"end":1986.4349,"sentiment":"neutral","sentiment_score":-0.11712569081121021},{"text":"Like, if you've jumped up to 16 to 20, that's a bit different than the eight.","start":1986.4349,"end":1990.54,"sentiment":"neutral","sentiment_score":-0.11609404487535357}],"sentiment":"neutral","sentiment_score":-0.11646543741226197,"channel":0,"num_words":25,"start":1984.595,"end":1990.54},{"sentences":[{"text":"That's a really hard","start":1994.28,"end":1995.32,"sentiment":"negative","sentiment_score":-0.5992499589920044}],"sentiment":"negative","sentiment_score":-0.5992499589920044,"channel":1,"num_words":4,"start":1994.28,"end":1995.32},{"sentences":[{"text":"What","start":1999.4,"end":1999.64,"sentiment":"negative","sentiment_score":-0.37607768177986145}],"sentiment":"negative","sentiment_score":-0.37607768177986145,"channel":0,"num_words":1,"start":1999.4,"end":1999.64},{"sentences":[{"text":"okay.","start":1999.415,"end":1999.915,"sentiment":"neutral","sentiment_score":-0.23106449842453003}],"sentiment":"neutral","sentiment_score":-0.23106449842453003,"channel":1,"num_words":1,"start":1999.415,"end":1999.915},{"sentences":[{"text":"I can do potentially is let's say there's a bit of a maximum.","start":1999.64,"end":2003.955,"sentiment":"neutral","sentiment_score":-0.13754816754506186},{"text":"Let's say in one one circumstance, you're working twenty hours a week.","start":2003.955,"end":2009.495,"sentiment":"neutral","sentiment_score":-0.0694391755387187}],"sentiment":"neutral","sentiment_score":-0.10485585138201714,"channel":0,"num_words":25,"start":1999.64,"end":2009.495},{"sentences":[{"text":"Mhmm.","start":2009.5751,"end":2010.0751,"sentiment":"neutral","sentiment_score":-0.048137541860342026}],"sentiment":"neutral","sentiment_score":-0.048137541860342026,"channel":1,"num_words":1,"start":2009.5751,"end":2010.0751},{"sentences":[{"text":"What would that income look like?","start":2009.875,"end":2012.215,"sentiment":"neutral","sentiment_score":-0.08683438412845135},{"text":"Would that be pushing you up to, like, forty, forty five?","start":2012.2749,"end":2016.41,"sentiment":"neutral","sentiment_score":-0.09615003114396875}],"sentiment":"neutral","sentiment_score":-0.09286215572672732,"channel":0,"num_words":17,"start":2009.875,"end":2016.41},{"sentences":[{"text":"If I was working twenty hours, probably be closer to the 60 just with penalty rates.","start":2017.28,"end":2025.76,"sentiment":"neutral","sentiment_score":-0.14222499495372176},{"text":"And if they're night shift, like, that'd","start":2025.76,"end":2031.2051,"sentiment":"neutral","sentiment_score":-0.07218543120792933}],"sentiment":"neutral","sentiment_score":-0.12090860598761102,"channel":1,"num_words":23,"start":2017.28,"end":2031.2051},{"sentences":[{"text":"Okay.","start":2030.885,"end":2031.385,"sentiment":"neutral","sentiment_score":-0.05746939778327942}],"sentiment":"neutral","sentiment_score":-0.05746939778327942,"channel":0,"num_words":1,"start":2030.885,"end":2031.385},{"sentences":[{"text":"probably be closer to the 60 mark.","start":2031.2051,"end":2033.465,"sentiment":"neutral","sentiment_score":-0.10348084781851087}],"sentiment":"neutral","sentiment_score":-0.10348084781851087,"channel":1,"num_words":7,"start":2031.2051,"end":2033.465},{"sentences":[{"text":"So let's say we left it alone for the time being.","start":2035.685,"end":2039.0651,"sentiment":"neutral","sentiment_score":-0.05852294137532061}],"sentiment":"neutral","sentiment_score":-0.05852294137532061,"channel":0,"num_words":11,"start":2035.685,"end":2039.0651},{"sentences":[{"text":"Yeah.","start":2038.805,"end":2039.305,"sentiment":"neutral","sentiment_score":-0.012495150789618492}],"sentiment":"neutral","sentiment_score":-0.012495150789618492,"channel":1,"num_words":1,"start":2038.805,"end":2039.305},{"sentences":[{"text":"What would","start":2039.33,"end":2039.73,"sentiment":"neutral","sentiment_score":-0.04711226746439934}],"sentiment":"neutral","sentiment_score":-0.04711226746439934,"channel":0,"num_words":2,"start":2039.33,"end":2039.73},{"sentences":[{"text":"Yep.","start":2039.605,"end":2040.105,"sentiment":"neutral","sentiment_score":-0.05550460517406464}],"sentiment":"neutral","sentiment_score":-0.05550460517406464,"channel":1,"num_words":1,"start":2039.605,"end":2040.105},{"sentences":[{"text":"end up happening is if you were sick or injured,","start":2039.73,"end":2042.63,"sentiment":"neutral","sentiment_score":-0.16830914989113807}],"sentiment":"neutral","sentiment_score":-0.16830914989113807,"channel":0,"num_words":10,"start":2039.73,"end":2042.63},{"sentences":[{"text":"Yep.","start":2043.2201,"end":2043.7201,"sentiment":"neutral","sentiment_score":-0.1105441302061081}],"sentiment":"neutral","sentiment_score":-0.1105441302061081,"channel":1,"num_words":1,"start":2043.2201,"end":2043.7201},{"sentences":[{"text":"they would basically ask you to hand in twelve months of income.","start":2043.25,"end":2047.27,"sentiment":"neutral","sentiment_score":-0.11175357550382614}],"sentiment":"neutral","sentiment_score":-0.11175357550382614,"channel":0,"num_words":12,"start":2043.25,"end":2047.27},{"sentences":[{"text":"Yeah.","start":2047.62,"end":2048.12,"sentiment":"neutral","sentiment_score":-0.007844991981983185}],"sentiment":"neutral","sentiment_score":-0.007844991981983185,"channel":1,"num_words":1,"start":2047.62,"end":2048.12},{"sentences":[{"text":"And","start":2048.21,"end":2048.45,"sentiment":"neutral","sentiment_score":0.005800671875476837}],"sentiment":"neutral","sentiment_score":0.005800671875476837,"channel":0,"num_words":1,"start":2048.21,"end":2048.45},{"sentences":[{"text":"Yeah.","start":2048.26,"end":2048.76,"sentiment":"neutral","sentiment_score":0.006773695349693298}],"sentiment":"neutral","sentiment_score":0.006773695349693298,"channel":1,"num_words":1,"start":2048.26,"end":2048.76},{"sentences":[{"text":"whatever that is on paper, they would just 70% that and pay it on a monthly basis.","start":2048.45,"end":2052.45,"sentiment":"neutral","sentiment_score":0.011950442129198243},{"text":"So you would","start":2052.45,"end":2053.285,"sentiment":"neutral","sentiment_score":0.005697769423325856}],"sentiment":"neutral","sentiment_score":0.011012541223317384,"channel":0,"num_words":20,"start":2048.45,"end":2053.285},{"sentences":[{"text":"Yeah.","start":2053.285,"end":2053.785,"sentiment":"neutral","sentiment_score":-0.00465051457285881}],"sentiment":"neutral","sentiment_score":-0.00465051457285881,"channel":1,"num_words":1,"start":2053.285,"end":2053.785},{"sentences":[{"text":"technically be over insured, but you would have a buffer between where you are now and what you could earn.","start":2053.285,"end":2058.5051,"sentiment":"neutral","sentiment_score":-0.021986714377999306}],"sentiment":"neutral","sentiment_score":-0.021986714377999306,"channel":0,"num_words":20,"start":2053.285,"end":2058.5051},{"sentences":[{"text":"Yeah.","start":2058.965,"end":2059.465,"sentiment":"neutral","sentiment_score":0.0167684368789196},{"text":"I think if that happened today and they only paid 70%, I would be okay.","start":2059.525,"end":2064.105,"sentiment":"neutral","sentiment_score":0.00641603817542394},{"text":"I mean, even considering I'm I'd still get probably some government thing, and then, yeah, like, the child support's just a bonus, but I do have savings.","start":2064.325,"end":2074.05,"sentiment":"neutral","sentiment_score":0.0051907118823793195},{"text":"And I could probably, potentially, if I had to, sell the house or something, like, sell the car.","start":2074.9102,"end":2081.9702,"sentiment":"neutral","sentiment_score":-0.10581381598280536},{"text":"Yeah.","start":2084.105,"end":2084.345,"sentiment":"neutral","sentiment_score":0.1100962907075882}],"sentiment":"neutral","sentiment_score":-0.024861196236264323,"channel":1,"num_words":62,"start":2058.965,"end":2084.345},{"sentences":[{"text":"I feel like it's probably fine to just leave it","start":2084.345,"end":2087.2249,"sentiment":"neutral","sentiment_score":0.21681058257818223}],"sentiment":"neutral","sentiment_score":0.21681058257818223,"channel":1,"num_words":10,"start":2084.345,"end":2087.2249},{"sentences":[{"text":"Yep.","start":2087.155,"end":2087.655,"sentiment":"neutral","sentiment_score":0.2517510950565338}],"sentiment":"neutral","sentiment_score":0.2517510950565338,"channel":0,"num_words":1,"start":2087.155,"end":2087.655},{"sentences":[{"text":"as it is.","start":2087.2249,"end":2088.045,"sentiment":"neutral","sentiment_score":0.2889501353104909},{"text":"Yeah.","start":2088.265,"end":2088.765,"sentiment":"neutral","sentiment_score":0.3043791353702545}],"sentiment":"neutral","sentiment_score":0.2928073853254318,"channel":1,"num_words":4,"start":2087.2249,"end":2088.765},{"sentences":[{"text":"And so you're you kind of value having it there.","start":2088.2751,"end":2091.0,"sentiment":"positive","sentiment_score":0.41435941457748415}],"sentiment":"positive","sentiment_score":0.41435941457748415,"channel":0,"num_words":10,"start":2088.2751,"end":2091.0},{"sentences":[{"text":"Yeah.","start":2091.545,"end":2092.025,"sentiment":"neutral","sentiment_score":0.1984097808599472},{"text":"I think so.","start":2092.025,"end":2092.825,"sentiment":"neutral","sentiment_score":0.16547299921512604},{"text":"I'd","start":2092.825,"end":2093.065,"sentiment":"neutral","sentiment_score":0.12211154401302338}],"sentiment":"neutral","sentiment_score":0.16338806450366974,"channel":1,"num_words":5,"start":2091.545,"end":2093.065},{"sentences":[{"text":"Yep.","start":2092.84,"end":2093.34,"sentiment":"neutral","sentiment_score":0.06464103609323502}],"sentiment":"neutral","sentiment_score":0.06464103609323502,"channel":0,"num_words":1,"start":2092.84,"end":2093.34},{"sentences":[{"text":"rather something be there if yeah.","start":2093.065,"end":2095.325,"sentiment":"neutral","sentiment_score":0.022869482015570004},{"text":"Yeah.","start":2095.7048,"end":2096.2048,"sentiment":"neutral","sentiment_score":0.09974092245101927}],"sentiment":"neutral","sentiment_score":0.03385111636349133,"channel":1,"num_words":7,"start":2093.065,"end":2096.2048},{"sentences":[{"text":"Well, we'll leave it as is because it's paid for the twelve months.","start":2095.8,"end":2098.84,"sentiment":"neutral","sentiment_score":0.09383863497238892},{"text":"And then what","start":2098.84,"end":2099.32,"sentiment":"neutral","sentiment_score":0.1067495768268903}],"sentiment":"neutral","sentiment_score":0.09625943657010794,"channel":0,"num_words":16,"start":2095.8,"end":2099.32},{"sentences":[{"text":"Yep.","start":2099.2249,"end":2099.4,"sentiment":"neutral","sentiment_score":0.10465574264526369}],"sentiment":"neutral","sentiment_score":0.10465574264526369,"channel":1,"num_words":1,"start":2099.2249,"end":2099.4},{"sentences":[{"text":"we'll do is I'll bring back your review a little bit next year before the anniversary date.","start":2099.32,"end":2104.06,"sentiment":"neutral","sentiment_score":0.10802163227516062}],"sentiment":"neutral","sentiment_score":0.10802163227516062,"channel":0,"num_words":17,"start":2099.32,"end":2104.06},{"sentences":[{"text":"Yeah.","start":2103.96,"end":2104.46,"sentiment":"neutral","sentiment_score":0.10512645542621613}],"sentiment":"neutral","sentiment_score":0.10512645542621613,"channel":1,"num_words":1,"start":2103.96,"end":2104.46},{"sentences":[{"text":"And that way, even if we catch up in that six months' time, maybe three to six months after","start":2104.345,"end":2109.625,"sentiment":"neutral","sentiment_score":0.022491702907963804}],"sentiment":"neutral","sentiment_score":0.022491702907963804,"channel":0,"num_words":19,"start":2104.345,"end":2109.625},{"sentences":[{"text":"Yeah.","start":2109.48,"end":2109.98,"sentiment":"neutral","sentiment_score":-0.0007227454334497452}],"sentiment":"neutral","sentiment_score":-0.0007227454334497452,"channel":1,"num_words":1,"start":2109.48,"end":2109.98},{"sentences":[{"text":"that, if","start":2109.625,"end":2110.345,"sentiment":"neutral","sentiment_score":-0.04088311083614826}],"sentiment":"neutral","sentiment_score":-0.04088311083614826,"channel":0,"num_words":2,"start":2109.625,"end":2110.345},{"sentences":[{"text":"Mhmm.","start":2110.2798,"end":2110.7798,"sentiment":"neutral","sentiment_score":-0.08011072129011154}],"sentiment":"neutral","sentiment_score":-0.08011072129011154,"channel":1,"num_words":1,"start":2110.2798,"end":2110.7798},{"sentences":[{"text":"we need to reduce it down and see what's happened, change in circumstances, we can,","start":2110.345,"end":2114.925,"sentiment":"neutral","sentiment_score":-0.11654302775859833}],"sentiment":"neutral","sentiment_score":-0.11654302775859833,"channel":0,"num_words":15,"start":2110.345,"end":2114.925},{"sentences":[{"text":"Yeah.","start":2114.695,"end":2115.195,"sentiment":"neutral","sentiment_score":-0.11410704255104064}],"sentiment":"neutral","sentiment_score":-0.11410704255104064,"channel":1,"num_words":1,"start":2114.695,"end":2115.195},{"sentences":[{"text":"especially","start":2115.065,"end":2115.465,"sentiment":"neutral","sentiment_score":-0.2213420420885086}],"sentiment":"neutral","sentiment_score":-0.2213420420885086,"channel":0,"num_words":1,"start":2115.065,"end":2115.465},{"sentences":[{"text":"Yeah.","start":2115.335,"end":2115.835,"sentiment":"neutral","sentiment_score":-0.1781834214925766}],"sentiment":"neutral","sentiment_score":-0.1781834214925766,"channel":1,"num_words":1,"start":2115.335,"end":2115.835},{"sentences":[{"text":"if it jumps up really high in price.","start":2115.465,"end":2117.065,"sentiment":"negative","sentiment_score":-0.3982096314430237},{"text":"Like, if it jumped up another thousand dollars, that might be the kicker","start":2117.065,"end":2120.9,"sentiment":"neutral","sentiment_score":-0.03703980348431147}],"sentiment":"neutral","sentiment_score":-0.1746283093733447,"channel":0,"num_words":21,"start":2115.465,"end":2120.9},{"sentences":[{"text":"Yeah.","start":2120.615,"end":2121.115,"sentiment":"neutral","sentiment_score":-0.0003792140632867813}],"sentiment":"neutral","sentiment_score":-0.0003792140632867813,"channel":1,"num_words":1,"start":2120.615,"end":2121.115},{"sentences":[{"text":"to kind of","start":2120.9,"end":2121.38,"sentiment":"neutral","sentiment_score":-0.0030420273542404175}],"sentiment":"neutral","sentiment_score":-0.0030420273542404175,"channel":0,"num_words":3,"start":2120.9,"end":2121.38},{"sentences":[{"text":"Yeah.","start":2121.335,"end":2121.835,"sentiment":"neutral","sentiment_score":0.00030841492116451263}],"sentiment":"neutral","sentiment_score":0.00030841492116451263,"channel":1,"num_words":1,"start":2121.335,"end":2121.835},{"sentences":[{"text":"trim it.","start":2121.38,"end":2122.1199,"sentiment":"neutral","sentiment_score":-0.005529502406716347}],"sentiment":"neutral","sentiment_score":-0.005529502406716347,"channel":0,"num_words":2,"start":2121.38,"end":2122.1199},{"sentences":[{"text":"Yep.","start":2122.055,"end":2122.555,"sentiment":"neutral","sentiment_score":0.05552121251821518}],"sentiment":"neutral","sentiment_score":0.05552121251821518,"channel":1,"num_words":1,"start":2122.055,"end":2122.555},{"sentences":[{"text":"But if it's not doing too bad, twelve months is fine.","start":2122.3398,"end":2126.2,"sentiment":"neutral","sentiment_score":0.06860121644356033}],"sentiment":"neutral","sentiment_score":0.06860121644356033,"channel":0,"num_words":11,"start":2122.3398,"end":2126.2},{"sentences":[{"text":"Yep.","start":2126.375,"end":2126.875,"sentiment":"neutral","sentiment_score":0.16511660814285278},{"text":"Yep.","start":2127.575,"end":2127.825,"sentiment":"neutral","sentiment_score":0.3180437684059143},{"text":"Perfect.","start":2127.825,"end":2128.325,"sentiment":"positive","sentiment_score":0.7163641452789307}],"sentiment":"positive","sentiment_score":0.39984150727589923,"channel":1,"num_words":3,"start":2126.375,"end":2128.325},{"sentences":[{"text":"Cool.","start":2127.94,"end":2128.44,"sentiment":"positive","sentiment_score":0.6230875849723816},{"text":"Alrighty.","start":2129.14,"end":2129.64,"sentiment":"positive","sentiment_score":0.36359596252441406},{"text":"Okay.","start":2130.02,"end":2130.42,"sentiment":"neutral","sentiment_score":0.13445711135864258},{"text":"So as a bit of a recap, the super portfolio, we're gonna leave as is for the time being.","start":2130.42,"end":2136.835,"sentiment":"neutral","sentiment_score":0.05932664067337388}],"sentiment":"neutral","sentiment_score":0.10219758325679736,"channel":0,"num_words":22,"start":2127.94,"end":2136.835},{"sentences":[{"text":"Yep.","start":2136.96,"end":2137.46,"sentiment":"neutral","sentiment_score":0.04587868973612785}],"sentiment":"neutral","sentiment_score":0.04587868973612785,"channel":1,"num_words":1,"start":2136.96,"end":2137.46},{"sentences":[{"text":"I have flagged one of the eight investments to keep an eye on just","start":2137.215,"end":2141.135,"sentiment":"neutral","sentiment_score":0.023745335638523102}],"sentiment":"neutral","sentiment_score":0.023745335638523102,"channel":0,"num_words":14,"start":2137.215,"end":2141.135},{"sentences":[{"text":"Mhmm.","start":2141.12,"end":2141.62,"sentiment":"neutral","sentiment_score":0.0169357992708683}],"sentiment":"neutral","sentiment_score":0.0169357992708683,"channel":1,"num_words":1,"start":2141.12,"end":2141.62},{"sentences":[{"text":"to see if I need to kind of freshen that up a little bit later in the year.","start":2141.135,"end":2144.595,"sentiment":"neutral","sentiment_score":0.01570113484437267}],"sentiment":"neutral","sentiment_score":0.01570113484437267,"channel":0,"num_words":18,"start":2141.135,"end":2144.595},{"sentences":[{"text":"Mhmm.","start":2144.725,"end":2145.225,"sentiment":"neutral","sentiment_score":0.011324930004775524}],"sentiment":"neutral","sentiment_score":0.011324930004775524,"channel":1,"num_words":1,"start":2144.725,"end":2145.225},{"sentences":[{"text":"The insurances will keep for the next, say, ten months or so and then maybe do a bit of an adjustment","start":2145.79,"end":2151.73,"sentiment":"neutral","sentiment_score":0.00346695285822664}],"sentiment":"neutral","sentiment_score":0.00346695285822664,"channel":0,"num_words":21,"start":2145.79,"end":2151.73},{"sentences":[{"text":"Yes.","start":2152.645,"end":2153.145,"sentiment":"neutral","sentiment_score":0.033032581210136414}],"sentiment":"neutral","sentiment_score":0.033032581210136414,"channel":1,"num_words":1,"start":2152.645,"end":2153.145},{"sentences":[{"text":"there.","start":2153.23,"end":2153.5498,"sentiment":"neutral","sentiment_score":0.03575678914785385},{"text":"Estate planning will keep the beneficiaries as they are, revisit","start":2153.5498,"end":2157.39,"sentiment":"neutral","sentiment_score":0.0364058718085289}],"sentiment":"neutral","sentiment_score":0.03634686429392208,"channel":0,"num_words":11,"start":2153.23,"end":2157.39},{"sentences":[{"text":"Mhmm.","start":2157.125,"end":2157.6,"sentiment":"neutral","sentiment_score":0.01886729896068573}],"sentiment":"neutral","sentiment_score":0.01886729896068573,"channel":1,"num_words":1,"start":2157.125,"end":2157.6},{"sentences":[{"text":"that discussion, and then I will kind of go across on the investment account and try and have that conversation about whether we keep it as is,","start":2157.39,"end":2166.205,"sentiment":"neutral","sentiment_score":0.03407300808639438}],"sentiment":"neutral","sentiment_score":0.03407300808639438,"channel":0,"num_words":27,"start":2157.39,"end":2166.205},{"sentences":[{"text":"Mhmm.","start":2166.56,"end":2167.06,"sentiment":"neutral","sentiment_score":0.021377474069595337}],"sentiment":"neutral","sentiment_score":0.021377474069595337,"channel":1,"num_words":1,"start":2166.56,"end":2167.06},{"sentences":[{"text":"make some adjustments to restructuring, and kind of get that ball rolling.","start":2166.745,"end":2170.925,"sentiment":"neutral","sentiment_score":0.031280653861661754},{"text":"But what I'll do is I'll just kind of plate the seat a little bit, have the conversation.","start":2171.065,"end":2175.81,"sentiment":"neutral","sentiment_score":0.05426590165330304},{"text":"I'm about to go on paternity leave in a couple of weeks for my third.","start":2176.83,"end":2180.85,"sentiment":"neutral","sentiment_score":0.033489796022574105}],"sentiment":"neutral","sentiment_score":0.041211133698622386,"channel":0,"num_words":45,"start":2166.745,"end":2180.85},{"sentences":[{"text":"Mhmm.","start":2181.3452,"end":2181.5852,"sentiment":"neutral","sentiment_score":0.19275175034999847},{"text":"Congratulations.","start":2181.5852,"end":2182.0852,"sentiment":"positive","sentiment_score":0.5615068674087524},{"text":"That's wonderful.","start":2182.625,"end":2183.445,"sentiment":"positive","sentiment_score":0.6801922917366028}],"sentiment":"positive","sentiment_score":0.5286608003079891,"channel":1,"num_words":4,"start":2181.3452,"end":2183.445},{"sentences":[{"text":"Thank you.","start":2183.31,"end":2184.11,"sentiment":"positive","sentiment_score":0.625976949930191}],"sentiment":"positive","sentiment_score":0.625976949930191,"channel":0,"num_words":2,"start":2183.31,"end":2184.11},{"sentences":[{"text":"Yep.","start":2183.745,"end":2184.245,"sentiment":"neutral","sentiment_score":0.20812317728996277}],"sentiment":"neutral","sentiment_score":0.20812317728996277,"channel":1,"num_words":1,"start":2183.745,"end":2184.245},{"sentences":[{"text":"So with the two boys, I've got a daughter on the way, which we're very","start":2184.11,"end":2186.67,"sentiment":"neutral","sentiment_score":0.19749662379423777}],"sentiment":"neutral","sentiment_score":0.19749662379423777,"channel":0,"num_words":15,"start":2184.11,"end":2186.67},{"sentences":[{"text":"That's","start":2186.59,"end":2187.07,"sentiment":"positive","sentiment_score":0.5256595015525818}],"sentiment":"positive","sentiment_score":0.5256595015525818,"channel":1,"num_words":1,"start":2186.59,"end":2187.07},{"sentences":[{"text":"excited","start":2186.67,"end":2187.17,"sentiment":"positive","sentiment_score":0.6769586205482483}],"sentiment":"positive","sentiment_score":0.6769586205482483,"channel":0,"num_words":1,"start":2186.67,"end":2187.17},{"sentences":[{"text":"beautiful.","start":2187.07,"end":2187.57,"sentiment":"positive","sentiment_score":0.5865212678909302}],"sentiment":"positive","sentiment_score":0.5865212678909302,"channel":1,"num_words":1,"start":2187.07,"end":2187.57},{"sentences":[{"text":"for.","start":2187.23,"end":2187.705,"sentiment":"positive","sentiment_score":0.393183559179306}],"sentiment":"positive","sentiment_score":0.393183559179306,"channel":0,"num_words":1,"start":2187.23,"end":2187.705},{"sentences":[{"text":"You'll love that.","start":2187.95,"end":2189.01,"sentiment":"positive","sentiment_score":0.5771476129690806}],"sentiment":"positive","sentiment_score":0.5771476129690806,"channel":1,"num_words":3,"start":2187.95,"end":2189.01},{"sentences":[{"text":"Yep.","start":2189.5452,"end":2189.7852,"sentiment":"neutral","sentiment_score":0.15293417870998385},{"text":"The boys are already talking about all the things they're gonna teach her to do, how to","start":2189.7852,"end":2193.225,"sentiment":"neutral","sentiment_score":0.16069625405704274}],"sentiment":"neutral","sentiment_score":0.1602650276488728,"channel":0,"num_words":18,"start":2189.5452,"end":2193.225},{"sentences":[{"text":"Oh,","start":2193.15,"end":2193.39,"sentiment":"neutral","sentiment_score":0.19683310389518735}],"sentiment":"neutral","sentiment_score":0.19683310389518735,"channel":1,"num_words":1,"start":2193.15,"end":2193.39},{"sentences":[{"text":"climb","start":2193.225,"end":2193.5452,"sentiment":"neutral","sentiment_score":0.24920564889907837}],"sentiment":"neutral","sentiment_score":0.24920564889907837,"channel":0,"num_words":1,"start":2193.225,"end":2193.5452},{"sentences":[{"text":"wonderful.","start":2193.39,"end":2193.89,"sentiment":"neutral","sentiment_score":0.28813526034355164}],"sentiment":"neutral","sentiment_score":0.28813526034355164,"channel":1,"num_words":1,"start":2193.39,"end":2193.89},{"sentences":[{"text":"and play video games","start":2193.5452,"end":2194.585,"sentiment":"neutral","sentiment_score":0.20677001401782036}],"sentiment":"neutral","sentiment_score":0.20677001401782036,"channel":0,"num_words":4,"start":2193.5452,"end":2194.585},{"sentences":[{"text":"Oh,","start":2194.51,"end":2194.75,"sentiment":"neutral","sentiment_score":0.1180059015750885}],"sentiment":"neutral","sentiment_score":0.1180059015750885,"channel":1,"num_words":1,"start":2194.51,"end":2194.75},{"sentences":[{"text":"and","start":2194.585,"end":2194.8252,"sentiment":"neutral","sentiment_score":0.11403412371873856}],"sentiment":"neutral","sentiment_score":0.11403412371873856,"channel":0,"num_words":1,"start":2194.585,"end":2194.8252},{"sentences":[{"text":"we'll","start":2194.75,"end":2195.25,"sentiment":"neutral","sentiment_score":0.12830542027950287}],"sentiment":"neutral","sentiment_score":0.12830542027950287,"channel":1,"num_words":1,"start":2194.75,"end":2195.25},{"sentences":[{"text":"footy.","start":2194.8252,"end":2195.0652,"sentiment":"neutral","sentiment_score":0.10338683426380156},{"text":"And I was like, she's not born yet, guys.","start":2195.0652,"end":2197.0051,"sentiment":"neutral","sentiment_score":0.06303498976760441}],"sentiment":"neutral","sentiment_score":0.06707017421722412,"channel":0,"num_words":10,"start":2194.8252,"end":2197.0051},{"sentences":[{"text":"see how long that lasts as well.","start":2198.83,"end":2200.825,"sentiment":"neutral","sentiment_score":0.06831623294523784}],"sentiment":"neutral","sentiment_score":0.06831623294523784,"channel":1,"num_words":7,"start":2198.83,"end":2200.825},{"sentences":[{"text":"Oh, yep.","start":2201.16,"end":2201.8,"sentiment":"neutral","sentiment_score":0.06864070892333984},{"text":"Yep.","start":2201.8,"end":2202.1199,"sentiment":"neutral","sentiment_score":0.07090048491954803},{"text":"Tear each other apart.","start":2202.1199,"end":2203.16,"sentiment":"neutral","sentiment_score":0.0797546561807394},{"text":"That'd be good.","start":2203.16,"end":2203.98,"sentiment":"neutral","sentiment_score":0.23077007631460825},{"text":"But I'll have that conversation very soon, and I'll get you an update with how that's","start":2204.5999,"end":2208.92,"sentiment":"neutral","sentiment_score":0.11967884842306376}],"sentiment":"neutral","sentiment_score":0.12055278196930885,"channel":0,"num_words":26,"start":2201.16,"end":2208.92},{"sentences":[{"text":"Yep.","start":2208.6448,"end":2209.1448,"sentiment":"neutral","sentiment_score":0.10625945776700974}],"sentiment":"neutral","sentiment_score":0.10625945776700974,"channel":1,"num_words":1,"start":2208.6448,"end":2209.1448},{"sentences":[{"text":"going.","start":2208.92,"end":2209.42,"sentiment":"neutral","sentiment_score":0.1317320168018341}],"sentiment":"neutral","sentiment_score":0.1317320168018341,"channel":0,"num_words":1,"start":2208.92,"end":2209.42},{"sentences":[{"text":"Yep.","start":2209.4448,"end":2209.9448,"sentiment":"neutral","sentiment_score":0.07002271711826324}],"sentiment":"neutral","sentiment_score":0.07002271711826324,"channel":1,"num_words":1,"start":2209.4448,"end":2209.9448},{"sentences":[{"text":"And then later in the year, I'll try and hopefully tee up a bit of a joint discussion for that.","start":2209.56,"end":2213.925,"sentiment":"neutral","sentiment_score":0.09914273656904697}],"sentiment":"neutral","sentiment_score":0.09914273656904697,"channel":0,"num_words":20,"start":2209.56,"end":2213.925},{"sentences":[{"text":"Yeah.","start":2213.9248,"end":2214.33,"sentiment":"neutral","sentiment_score":0.08232554793357849},{"text":"Yep.","start":2215.29,"end":2215.6902,"sentiment":"neutral","sentiment_score":0.0525963231921196},{"text":"No.","start":2215.6902,"end":2216.01,"sentiment":"neutral","sentiment_score":0.03758943080902099}],"sentiment":"neutral","sentiment_score":0.05750376731157303,"channel":1,"num_words":3,"start":2213.9248,"end":2216.01},{"sentences":[{"text":"K.","start":2215.845,"end":2216.345,"sentiment":"neutral","sentiment_score":0.06161552667617798}],"sentiment":"neutral","sentiment_score":0.06161552667617798,"channel":0,"num_words":1,"start":2215.845,"end":2216.345},{"sentences":[{"text":"That's that sounds good.","start":2216.01,"end":2218.4302,"sentiment":"neutral","sentiment_score":0.25982143729925156},{"text":"Perfect.","start":2218.57,"end":2219.07,"sentiment":"positive","sentiment_score":0.5776918530464172}],"sentiment":"neutral","sentiment_score":0.3233955204486847,"channel":1,"num_words":5,"start":2216.01,"end":2219.07},{"sentences":[{"text":"Alrighty.","start":2219.0452,"end":2219.5452,"sentiment":"positive","sentiment_score":0.5068065524101257}],"sentiment":"positive","sentiment_score":0.5068065524101257,"channel":0,"num_words":1,"start":2219.0452,"end":2219.5452},{"sentences":[{"text":"Thank you so much for that, and enjoy your leave.","start":2219.1301,"end":2221.77,"sentiment":"positive","sentiment_score":0.728062117099762},{"text":"Okay?","start":2221.77,"end":2222.27,"sentiment":"positive","sentiment_score":0.3923088014125824},{"text":"Soak it up.","start":2222.33,"end":2223.23,"sentiment":"neutral","sentiment_score":0.3035321831703186}],"sentiment":"positive","sentiment_score":0.6131090372800827,"channel":1,"num_words":14,"start":2219.1301,"end":2223.23},{"sentences":[{"text":"Yep.","start":2223.685,"end":2224.085,"sentiment":"neutral","sentiment_score":0.1783873289823532},{"text":"I'm gonna basically just box ourselves into the house for a little bit,","start":2224.085,"end":2229.4202,"sentiment":"neutral","sentiment_score":0.16645805881573603}],"sentiment":"neutral","sentiment_score":0.16731014954192297,"channel":0,"num_words":14,"start":2223.685,"end":2229.4202},{"sentences":[{"text":"Yep.","start":2229.4502,"end":2229.765,"sentiment":"neutral","sentiment_score":0.075043223798275}],"sentiment":"neutral","sentiment_score":0.075043223798275,"channel":1,"num_words":1,"start":2229.4502,"end":2229.765},{"sentences":[{"text":"not talk to anyone for a few weeks and just enjoy that.","start":2230.04,"end":2232.7002,"sentiment":"neutral","sentiment_score":0.15660824750860533},{"text":"Bought my wife a bit of a coffee machine for the","start":2233.0,"end":2235.9602,"sentiment":"neutral","sentiment_score":0.3085645667531274}],"sentiment":"neutral","sentiment_score":0.2292830088864202,"channel":0,"num_words":23,"start":2230.04,"end":2235.9602},{"sentences":[{"text":"Wonderful.","start":2235.765,"end":2236.265,"sentiment":"positive","sentiment_score":0.5466187596321106}],"sentiment":"positive","sentiment_score":0.5466187596321106,"channel":1,"num_words":1,"start":2235.765,"end":2236.265},{"sentences":[{"text":"the push present","start":2235.9602,"end":2236.76,"sentiment":"neutral","sentiment_score":0.22683814664681753}],"sentiment":"neutral","sentiment_score":0.22683814664681753,"channel":0,"num_words":3,"start":2235.9602,"end":2236.76},{"sentences":[{"text":"You're","start":2236.565,"end":2236.805,"sentiment":"positive","sentiment_score":0.3679140508174896}],"sentiment":"positive","sentiment_score":0.3679140508174896,"channel":1,"num_words":1,"start":2236.565,"end":2236.805},{"sentences":[{"text":"there.","start":2236.76,"end":2237.26,"sentiment":"positive","sentiment_score":0.3432424068450928}],"sentiment":"positive","sentiment_score":0.3432424068450928,"channel":0,"num_words":1,"start":2236.76,"end":2237.26},{"sentences":[{"text":"a good husband.","start":2236.805,"end":2237.785,"sentiment":"positive","sentiment_score":0.5624319116274515},{"text":"I love to hear that.","start":2237.845,"end":2238.9648,"sentiment":"positive","sentiment_score":0.722235107421875},{"text":"That's wonderful.","start":2238.9648,"end":2239.785,"sentiment":"positive","sentiment_score":0.7497507929801941}],"sentiment":"positive","sentiment_score":0.6797972857952118,"channel":1,"num_words":10,"start":2236.805,"end":2239.785},{"sentences":[{"text":"So,","start":2239.72,"end":2240.22,"sentiment":"positive","sentiment_score":0.3383018672466278}],"sentiment":"positive","sentiment_score":0.3383018672466278,"channel":0,"num_words":1,"start":2239.72,"end":2240.22},{"sentences":[{"text":"She'll appreciate you.","start":2240.2449,"end":2241.525,"sentiment":"positive","sentiment_score":0.4579773743947347}],"sentiment":"positive","sentiment_score":0.4579773743947347,"channel":1,"num_words":3,"start":2240.2449,"end":2241.525},{"sentences":[{"text":"yeah,","start":2241.445,"end":2241.945,"sentiment":"neutral","sentiment_score":0.1311255842447281}],"sentiment":"neutral","sentiment_score":0.1311255842447281,"channel":0,"num_words":1,"start":2241.445,"end":2241.945},{"sentences":[{"text":"Mhmm.","start":2241.525,"end":2241.9248,"sentiment":"neutral","sentiment_score":0.12929286062717438},{"text":"And","start":2241.9248,"end":2242.1648,"sentiment":"neutral","sentiment_score":0.1701812446117401}],"sentiment":"neutral","sentiment_score":0.14973705261945724,"channel":1,"num_words":2,"start":2241.525,"end":2242.1648},{"sentences":[{"text":"absolutely.","start":2242.085,"end":2242.585,"sentiment":"neutral","sentiment_score":0.19915741682052612}],"sentiment":"neutral","sentiment_score":0.19915741682052612,"channel":0,"num_words":1,"start":2242.085,"end":2242.585},{"sentences":[{"text":"the coffee.","start":2242.1648,"end":2242.825,"sentiment":"neutral","sentiment_score":0.1633317843079567}],"sentiment":"neutral","sentiment_score":0.1633317843079567,"channel":1,"num_words":2,"start":2242.1648,"end":2242.825},{"sentences":[{"text":"The last thing I wanna just quickly ask you as well.","start":2243.605,"end":2245.845,"sentiment":"neutral","sentiment_score":0.0587512268261476},{"text":"So","start":2245.845,"end":2246.165,"sentiment":"neutral","sentiment_score":0.028542397543787956}],"sentiment":"neutral","sentiment_score":0.05623382438595096,"channel":0,"num_words":12,"start":2243.605,"end":2246.165},{"sentences":[{"text":"Yeah.","start":2245.85,"end":2246.35,"sentiment":"neutral","sentiment_score":0.03387077897787094}],"sentiment":"neutral","sentiment_score":0.03387077897787094,"channel":1,"num_words":1,"start":2245.85,"end":2246.35},{"sentences":[{"text":"just so you've got this in your mind,","start":2246.165,"end":2248.025,"sentiment":"neutral","sentiment_score":0.04317952902056277}],"sentiment":"neutral","sentiment_score":0.04317952902056277,"channel":0,"num_words":8,"start":2246.165,"end":2248.025},{"sentences":[{"text":"Yep.","start":2248.09,"end":2248.59,"sentiment":"neutral","sentiment_score":0.029272407293319706}],"sentiment":"neutral","sentiment_score":0.029272407293319706,"channel":1,"num_words":1,"start":2248.09,"end":2248.59},{"sentences":[{"text":"the excuse me.","start":2248.7249,"end":2250.265,"sentiment":"neutral","sentiment_score":0.0028642639517784123},{"text":"The joint investment account is","start":2251.2048,"end":2253.145,"sentiment":"neutral","sentiment_score":0.0046974245458841326}],"sentiment":"neutral","sentiment_score":0.004009989323094487,"channel":0,"num_words":8,"start":2248.7249,"end":2253.145},{"sentences":[{"text":"Mhmm.","start":2252.97,"end":2253.47,"sentiment":"neutral","sentiment_score":0.012573529966175556}],"sentiment":"neutral","sentiment_score":0.012573529966175556,"channel":1,"num_words":1,"start":2252.97,"end":2253.47},{"sentences":[{"text":"dual signatory for any changes.","start":2253.78,"end":2255.72,"sentiment":"neutral","sentiment_score":0.01220847349613905}],"sentiment":"neutral","sentiment_score":0.01220847349613905,"channel":0,"num_words":5,"start":2253.78,"end":2255.72},{"sentences":[{"text":"Yeah.","start":2255.53,"end":2256.03,"sentiment":"neutral","sentiment_score":0.02770792879164219},{"text":"Yeah.","start":2256.09,"end":2256.59,"sentiment":"neutral","sentiment_score":0.023698430508375168}],"sentiment":"neutral","sentiment_score":0.02570317965000868,"channel":1,"num_words":2,"start":2255.53,"end":2256.59},{"sentences":[{"text":"K?","start":2257.3801,"end":2257.78,"sentiment":"neutral","sentiment_score":0.022280987352132797},{"text":"So nothing changes without both of you guys signing off on it.","start":2257.78,"end":2260.92,"sentiment":"neutral","sentiment_score":0.023593503671387833}],"sentiment":"neutral","sentiment_score":0.023492540877598982,"channel":0,"num_words":13,"start":2257.3801,"end":2260.92},{"sentences":[{"text":"That's right.","start":2260.4448,"end":2261.2449,"sentiment":"neutral","sentiment_score":0.06267540343105793},{"text":"Yep.","start":2261.2449,"end":2261.7449,"sentiment":"neutral","sentiment_score":0.04559023305773735}],"sentiment":"neutral","sentiment_score":0.05698034663995107,"channel":1,"num_words":3,"start":2260.4448,"end":2261.7449},{"sentences":[{"text":"There","start":2262.18,"end":2262.5,"sentiment":"neutral","sentiment_score":0.02908506616950035}],"sentiment":"neutral","sentiment_score":0.02908506616950035,"channel":0,"num_words":1,"start":2262.18,"end":2262.5},{"sentences":[{"text":"Yep.","start":2262.4448,"end":2262.9448,"sentiment":"neutral","sentiment_score":0.031059980392456055}],"sentiment":"neutral","sentiment_score":0.031059980392456055,"channel":1,"num_words":1,"start":2262.4448,"end":2262.9448},{"sentences":[{"text":"is both of you guys obviously have, like, logins for everything to keep track of it, and we'll do the reports as we do.","start":2262.5,"end":2268.12,"sentiment":"neutral","sentiment_score":0.04309368312048415}],"sentiment":"neutral","sentiment_score":0.04309368312048415,"channel":0,"num_words":24,"start":2262.5,"end":2268.12},{"sentences":[{"text":"Oh,","start":2268.285,"end":2268.525,"sentiment":"neutral","sentiment_score":0.03137371689081192}],"sentiment":"neutral","sentiment_score":0.03137371689081192,"channel":1,"num_words":1,"start":2268.285,"end":2268.525},{"sentences":[{"text":"And","start":2268.5151,"end":2268.675,"sentiment":"neutral","sentiment_score":0.03975289314985275}],"sentiment":"neutral","sentiment_score":0.03975289314985275,"channel":0,"num_words":1,"start":2268.5151,"end":2268.675},{"sentences":[{"text":"good.","start":2268.525,"end":2268.765,"sentiment":"neutral","sentiment_score":0.05599811300635338}],"sentiment":"neutral","sentiment_score":0.05599811300635338,"channel":1,"num_words":1,"start":2268.525,"end":2268.765},{"sentences":[{"text":"then","start":2268.675,"end":2269.175,"sentiment":"neutral","sentiment_score":0.01241186074912548}],"sentiment":"neutral","sentiment_score":0.01241186074912548,"channel":0,"num_words":1,"start":2268.675,"end":2269.175},{"sentences":[{"text":"Did he manage to get a login?","start":2268.765,"end":2270.22,"sentiment":"neutral","sentiment_score":0.007495139858552388},{"text":"Because he was telling me that I only had access to it, and I said he had to call you guys because I couldn't create his own login or something.","start":2270.22,"end":2278.8,"sentiment":"neutral","sentiment_score":-0.041349188735087715},{"text":"So","start":2279.1,"end":2279.6,"sentiment":"neutral","sentiment_score":-0.0007805339992046356}],"sentiment":"neutral","sentiment_score":-0.03128395308005182,"channel":1,"num_words":38,"start":2268.765,"end":2279.6},{"sentences":[{"text":"yeah.","start":2279.235,"end":2279.475,"sentiment":"neutral","sentiment_score":-0.009407615289092064},{"text":"No.","start":2279.475,"end":2279.635,"sentiment":"neutral","sentiment_score":-0.03148939460515976},{"text":"We sorted that out.","start":2279.635,"end":2280.5151,"sentiment":"neutral","sentiment_score":-0.011662149801850319},{"text":"That's all good.","start":2280.5151,"end":2281.32,"sentiment":"neutral","sentiment_score":0.18222527702649435}],"sentiment":"neutral","sentiment_score":0.05101446910864777,"channel":0,"num_words":9,"start":2279.235,"end":2281.32},{"sentences":[{"text":"okay.","start":2281.02,"end":2281.42,"sentiment":"neutral","sentiment_score":0.13937830924987793},{"text":"Great.","start":2281.42,"end":2281.82,"sentiment":"neutral","sentiment_score":0.2338545918464661},{"text":"Okay.","start":2281.82,"end":2282.14,"sentiment":"neutral","sentiment_score":0.1633170247077942},{"text":"Good.","start":2282.14,"end":2282.64,"sentiment":"neutral","sentiment_score":0.2340288758277893}],"sentiment":"neutral","sentiment_score":0.19264470040798187,"channel":1,"num_words":4,"start":2281.02,"end":2282.64},{"sentences":[{"text":"Cool.","start":2283.32,"end":2283.72,"sentiment":"neutral","sentiment_score":0.1978498101234436},{"text":"So I will definitely send you a report just to bring with your accountants for the tax return side of things, and","start":2283.72,"end":2291.48,"sentiment":"neutral","sentiment_score":0.14453106170350855}],"sentiment":"neutral","sentiment_score":0.1468492681565492,"channel":0,"num_words":23,"start":2283.32,"end":2291.48},{"sentences":[{"text":"Yep.","start":2291.105,"end":2291.605,"sentiment":"neutral","sentiment_score":0.07944627106189728}],"sentiment":"neutral","sentiment_score":0.07944627106189728,"channel":1,"num_words":1,"start":2291.105,"end":2291.605},{"sentences":[{"text":"I'll flag if there's any major issues there.","start":2291.48,"end":2293.32,"sentiment":"neutral","sentiment_score":0.020871459739282727},{"text":"But I don't think there's gonna be too much in the way of, like, dividends or anything like that that'll impact things.","start":2293.32,"end":2298.9648,"sentiment":"neutral","sentiment_score":-0.040946636404524644}],"sentiment":"neutral","sentiment_score":-0.02446181076617601,"channel":0,"num_words":30,"start":2291.48,"end":2298.9648},{"sentences":[{"text":"Mhmm.","start":2299.47,"end":2299.55,"sentiment":"neutral","sentiment_score":0.03899430483579635},{"text":"Perfect.","start":2299.55,"end":2300.05,"sentiment":"neutral","sentiment_score":0.10935957729816435},{"text":"Alright.","start":2300.51,"end":2301.01,"sentiment":"neutral","sentiment_score":0.07853199541568756}],"sentiment":"neutral","sentiment_score":0.07562862584988275,"channel":1,"num_words":3,"start":2299.47,"end":2301.01},{"sentences":[{"text":"K.","start":2300.545,"end":2301.045,"sentiment":"neutral","sentiment_score":0.08768193423748016}],"sentiment":"neutral","sentiment_score":0.08768193423748016,"channel":0,"num_words":1,"start":2300.545,"end":2301.045},{"sentences":[{"text":"Two good.","start":2301.23,"end":2302.05,"sentiment":"neutral","sentiment_score":0.14679457247257233},{"text":"Thank you so much for that, and","start":2302.59,"end":2304.69,"sentiment":"neutral","sentiment_score":0.22467432916164398}],"sentiment":"neutral","sentiment_score":0.2073677165640725,"channel":1,"num_words":9,"start":2301.23,"end":2304.69},{"sentences":[{"text":"That's","start":2304.625,"end":2304.945,"sentiment":"neutral","sentiment_score":0.09590435028076172}],"sentiment":"neutral","sentiment_score":0.09590435028076172,"channel":0,"num_words":1,"start":2304.625,"end":2304.945},{"sentences":[{"text":"I'll","start":2304.75,"end":2305.1501,"sentiment":"neutral","sentiment_score":0.08165229856967926}],"sentiment":"neutral","sentiment_score":0.08165229856967926,"channel":1,"num_words":1,"start":2304.75,"end":2305.1501},{"sentences":[{"text":"okay.","start":2304.945,"end":2305.445,"sentiment":"neutral","sentiment_score":0.07821855694055557}],"sentiment":"neutral","sentiment_score":0.07821855694055557,"channel":0,"num_words":1,"start":2304.945,"end":2305.445},{"sentences":[{"text":"talk to you whenever you get back and, yep, we'll sort things","start":2305.1501,"end":2308.59,"sentiment":"neutral","sentiment_score":0.07807481816659372}],"sentiment":"neutral","sentiment_score":0.07807481816659372,"channel":1,"num_words":12,"start":2305.1501,"end":2308.59},{"sentences":[{"text":"Absolutely.","start":2308.56,"end":2309.06,"sentiment":"neutral","sentiment_score":0.06539857387542725}],"sentiment":"neutral","sentiment_score":0.06539857387542725,"channel":0,"num_words":1,"start":2308.56,"end":2309.06},{"sentences":[{"text":"out towards the end of the year.","start":2308.59,"end":2310.165,"sentiment":"neutral","sentiment_score":0.04878048997904573}],"sentiment":"neutral","sentiment_score":0.04878048997904573,"channel":1,"num_words":7,"start":2308.59,"end":2310.165},{"sentences":[{"text":"Now, Hailey, I've left that annual review pack with you, which is","start":2310.6401,"end":2314.6401,"sentiment":"neutral","sentiment_score":0.06388459634035826}],"sentiment":"neutral","sentiment_score":0.06388459634035826,"channel":0,"num_words":12,"start":2310.6401,"end":2314.6401},{"sentences":[{"text":"Mhmm.","start":2314.485,"end":2314.985,"sentiment":"neutral","sentiment_score":0.03714751452207565}],"sentiment":"neutral","sentiment_score":0.03714751452207565,"channel":1,"num_words":1,"start":2314.485,"end":2314.985},{"sentences":[{"text":"all your documents in terms of service agreement, super, and insurance with","start":2314.6401,"end":2319.6802,"sentiment":"neutral","sentiment_score":0.041228984482586384}],"sentiment":"neutral","sentiment_score":0.041228984482586384,"channel":0,"num_words":12,"start":2314.6401,"end":2319.6802},{"sentences":[{"text":"Mhmm.","start":2319.605,"end":2320.105,"sentiment":"neutral","sentiment_score":0.03640776127576828}],"sentiment":"neutral","sentiment_score":0.03640776127576828,"channel":1,"num_words":1,"start":2319.605,"end":2320.105},{"sentences":[{"text":"the reports there.","start":2319.6802,"end":2320.905,"sentiment":"neutral","sentiment_score":0.030018631368875504},{"text":"I'm gonna","start":2320.985,"end":2321.385,"sentiment":"neutral","sentiment_score":0.023503278382122517}],"sentiment":"neutral","sentiment_score":0.027412490174174308,"channel":0,"num_words":5,"start":2319.6802,"end":2321.385},{"sentences":[{"text":"Mhmm.","start":2321.2852,"end":2321.7852,"sentiment":"neutral","sentiment_score":0.00924969557672739}],"sentiment":"neutral","sentiment_score":0.00924969557672739,"channel":1,"num_words":1,"start":2321.2852,"end":2321.7852},{"sentences":[{"text":"send a separate one for the investment account just to make sure that both signatures are there, but I'll keep it separate to your","start":2321.385,"end":2327.805,"sentiment":"neutral","sentiment_score":0.029574790115778644}],"sentiment":"neutral","sentiment_score":0.029574790115778644,"channel":0,"num_words":24,"start":2321.385,"end":2327.805},{"sentences":[{"text":"Yep.","start":2327.94,"end":2328.44,"sentiment":"neutral","sentiment_score":0.048199914395809174}],"sentiment":"neutral","sentiment_score":0.048199914395809174,"channel":1,"num_words":1,"start":2327.94,"end":2328.44},{"sentences":[{"text":"personal super.","start":2327.945,"end":2328.925,"sentiment":"neutral","sentiment_score":0.12260366976261139}],"sentiment":"neutral","sentiment_score":0.12260366976261139,"channel":0,"num_words":2,"start":2327.945,"end":2328.925},{"sentences":[{"text":"Yeah.","start":2329.14,"end":2329.46,"sentiment":"neutral","sentiment_score":0.12029953300952911},{"text":"Yep.","start":2329.46,"end":2329.78,"sentiment":"neutral","sentiment_score":0.19673383235931396},{"text":"Perfect.","start":2329.78,"end":2330.28,"sentiment":"positive","sentiment_score":0.7183011770248413},{"text":"Thank you.","start":2330.66,"end":2331.48,"sentiment":"positive","sentiment_score":0.7102646231651306}],"sentiment":"positive","sentiment_score":0.49117275774478913,"channel":1,"num_words":5,"start":2329.14,"end":2331.48},{"sentences":[{"text":"Alrighty.","start":2331.065,"end":2331.565,"sentiment":"positive","sentiment_score":0.39430803060531616},{"text":"Any questions for me before I let you go?","start":2331.625,"end":2333.46,"sentiment":"neutral","sentiment_score":0.09640057550536262}],"sentiment":"neutral","sentiment_score":0.12619132101535796,"channel":0,"num_words":10,"start":2331.065,"end":2333.46},{"sentences":[{"text":"No.","start":2333.94,"end":2334.26,"sentiment":"neutral","sentiment_score":-0.07582680881023407},{"text":"That's all good.","start":2334.26,"end":2335.0598,"sentiment":"positive","sentiment_score":0.3662099341551463},{"text":"Thank you for listening and updating the changes.","start":2335.0598,"end":2337.88,"sentiment":"positive","sentiment_score":0.628918819129467}],"sentiment":"positive","sentiment_score":0.5045127955575784,"channel":1,"num_words":12,"start":2333.94,"end":2337.88},{"sentences":[{"text":"That's okay.","start":2338.98,"end":2339.54,"sentiment":"positive","sentiment_score":0.46496883034706116},{"text":"Thank you so much for going through a tough conversation with me this morning, but I appreciate it, and it means we can keep things nice and clean for you.","start":2339.54,"end":2346.873,"sentiment":"positive","sentiment_score":0.7239208936691284}],"sentiment":"positive","sentiment_score":0.7077363897114992,"channel":0,"num_words":32,"start":2338.98,"end":2346.873},{"sentences":[{"text":"Absolutely.","start":2347.105,"end":2347.605,"sentiment":"positive","sentiment_score":0.7613359093666077},{"text":"Thank you so much for that.","start":2347.905,"end":2349.4448,"sentiment":"positive","sentiment_score":0.8379175066947937}],"sentiment":"positive","sentiment_score":0.8269772785050529,"channel":1,"num_words":7,"start":2347.105,"end":2349.4448},{"sentences":[{"text":"Thanks, Hailey.","start":2349.673,"end":2350.313,"sentiment":"positive","sentiment_score":0.8060997724533081},{"text":"Have a great day.","start":2350.313,"end":2351.293,"sentiment":"positive","sentiment_score":0.7877392023801804}],"sentiment":"positive","sentiment_score":0.7938593924045563,"channel":0,"num_words":6,"start":2349.673,"end":2351.293},{"sentences":[{"text":"You too.","start":2351.345,"end":2351.9849,"sentiment":"positive","sentiment_score":0.561066746711731},{"text":"Bye.","start":2351.9849,"end":2352.4849,"sentiment":"positive","sentiment_score":0.3520504832267761}],"sentiment":"positive","sentiment_score":0.49139465888341266,"channel":1,"num_words":3,"start":2351.345,"end":2352.4849},{"sentences":[{"text":"Bye.","start":2352.9531,"end":2353.4531,"sentiment":"neutral","sentiment_score":-0.10676876455545424}],"sentiment":"neutral","sentiment_score":-0.10676876455545424,"channel":0,"num_words":1,"start":2352.9531,"end":2353.4531}]},"summary":{"result":"success","short":"The speaker discusses their annual review and personal information updates, including updating their address and closing out properties. They also mention retirement of properties and potential tax implications. The speaker discusses their retirement plans and goals for children, including plans to invest in properties and reduce growth assets. They also discuss their insurance coverage and retirement plans for children. The speaker plans to review and make adjustments to their investment account in the future. They mention a previous annual review pack and plans to send a report for tax return purposes."},"intents":{"segments":[{"text":"I'm just giving you a call to go through your annual review. How are you going Yeah.","start_word":57,"end_word":73,"intents":[{"intent":"Review annual review","confidence_score":0.030826215}]},{"text":"I'll probably be interrupted by the kids because I homeschool them there. You know? Always got a question at some point, but I should be okay. That's okay. I've got a six year old and a three year old. I know exactly what it's like. So if you need to pause, you Yes. just let me know.","start_word":82,"end_word":138,"intents":[{"intent":"Pause conversation with kids","confidence_score":0.0003452166}]},{"text":"Could you please confirm your date of birth and address?","start_word":195,"end_word":204,"intents":[{"intent":"Confirm information","confidence_score":0.027253827}]},{"text":"So thirteenth of the eleventh nineteen ninety three. The address you probably have is 281 Church Lane, Castle Way 27 Correct.","start_word":206,"end_word":226,"intents":[{"intent":"Update address","confidence_score":0.30050513}]},{"text":"Let's just grab your new address, and I'll get it all updated on all Yep. the systems. So the new address is what was we had for a couple of years prior, which is 23 Glenel Street, Blaxland.","start_word":259,"end_word":296,"intents":[{"intent":"Obtain new address","confidence_score":0.0035257712}]},{"text":"I'll have to update your add your address on the super Yep. fund as well.","start_word":349,"end_word":363,"intents":[{"intent":"Update address","confidence_score":0.8190145}]},{"text":"I'll have to update your add your address on the super Yep. fund as well. That's fine. K. I can get that sorted. No worries at all. Now is there anything in particular that you would like to get out of this year's review?","start_word":349,"end_word":392,"intents":[{"intent":"Update address for future review","confidence_score":0.010970604}]},{"text":"is that my husband and I are currently separated. So Right.","start_word":439,"end_word":449,"intents":[{"intent":"Discuss separation and assets","confidence_score":0.0000670386}]},{"text":"to make sure that in that situation that your super fund, the insurances, your estate planning is all cleaned up, if that makes sense. Yeah.","start_word":536,"end_word":560,"intents":[{"intent":"Clarify estate planning for future generations","confidence_score":4.1607e-8}]},{"text":"I mean, look, he's still listed as the, I think, non lapsing or whatever beneficiary. And I just keep it at that because, honestly, if something happened to me, he'd have to look after the kids and he might as well have the money to do it. So Okay.","start_word":561,"end_word":609,"intents":[{"intent":"Clarify beneficiary list","confidence_score":0.044499256}]},{"text":"So leave the yeah. beneficiary as Yeah. is.","start_word":610,"end_word":617,"intents":[{"intent":"Leave beneficiary name","confidence_score":0.0071028345}]},{"text":"yeah, it's about to be finalized. Consent orders kind of being done now. So Okay.","start_word":674,"end_word":688,"intents":[{"intent":"Finalize consent orders","confidence_score":0.3547777}]},{"text":"So Jordan Springs, that's been sold, so that's not a thing anymore. And the Black Swan House will be in my name, and he will retain his Castleway property that his inherited Okay. property.","start_word":805,"end_word":838,"intents":[{"intent":"Update property ownership","confidence_score":0.006600464}]},{"text":"So I'll just do an updated value online. That's totally fine.","start_word":1004,"end_word":1014,"intents":[{"intent":"Request an update","confidence_score":0.00031923843}]},{"text":"we're we're still gonna retain the the fee discount because between both of you guys, you kind of have, like, one and a half accounts each. So Yeah.","start_word":1366,"end_word":1393,"intents":[{"intent":"Keep expenses","confidence_score":0.000011780457}]},{"text":"But I don't know how that works with you guys because I know there's tax implications, particularly for me because I'm on, like, a really low income, and I'd have to pay tax on any kind of growth in that because it's Yeah.","start_word":1622,"end_word":1664,"intents":[{"intent":"Discuss tax implications and investment","confidence_score":0.0030776777},{"intent":"Discuss tax implications","confidence_score":0.3560468},{"intent":"Discuss tax implications","confidence_score":0.0533918}]},{"text":"And then I didn't know how it works because he wanted he he's labeling it as a trust, and I'm like, it's not a trust, though. Like, trust is a completely different thing. It's an investment Yeah.","start_word":1666,"end_word":1702,"intents":[{"intent":"Discuss ownership of trust","confidence_score":0.00043720106},{"intent":"Discuss growth of trust","confidence_score":0.00089188485}]},{"text":"So a couple of considerations that we need to take into account and especially exactly what you just said is if this gets invested for fifteen years and there's lots of contributions going in, Mhmm. there's going to be the the tax issues to consider as well. Yeah.","start_word":1922,"end_word":1969,"intents":[{"intent":"Consider investment considerations","confidence_score":0.030218882}]},{"text":"the tax side of things when it comes to like, if he's putting in consistent contributions into it to grow it, whether that will still hit you both $50.50 and so on.","start_word":1996,"end_word":2027,"intents":[{"intent":"Assess tax impact","confidence_score":0.06242696}]},{"text":"And then with all the changes that have just happened in the budget, as soon as they come through, there's gonna be a huge capital gains tax implication for selling these Yeah.","start_word":2338,"end_word":2369,"intents":[{"intent":"Discuss capital gains tax implication","confidence_score":0.032038745}]},{"text":"possibly looking at something like child bonds where if you invest in it for, say, ten years, it can be passed on to the beneficiary being the children kind of tax free at that point.","start_word":2399,"end_word":2433,"intents":[{"intent":"Discuss child bond investments","confidence_score":0.014703913},{"intent":"Discuss timing sale of child bonds","confidence_score":0.000014293203}]},{"text":"Is the market down?","start_word":2600,"end_word":2603,"intents":[{"intent":"Discuss current market","confidence_score":0.0003296926}]},{"text":"too is I'm gonna make sure that, obviously, that your best interests are looked after too Thank you.","start_word":2647,"end_word":2664,"intents":[{"intent":"Evaluate best interests","confidence_score":0.0012736584}]},{"text":"I'll send through any reports to see if there's any tax implications for your tax return, and then we'll Yep.","start_word":2753,"end_word":2772,"intents":[{"intent":"Discuss tax implications","confidence_score":0.06654696}]},{"text":"I think long term, I was gonna have another discussion once things are a bit more clearer with probably you again to be like because I'm happy even with money from the government to slip some of that into super or make a larger contribution.","start_word":3059,"end_word":3103,"intents":[{"intent":"Discuss contributions","confidence_score":0.22335956}]},{"text":"Your annual review pack, your email address, is your b h clear fifteen Mhmm. Yeah.","start_word":3264,"end_word":3278,"intents":[{"intent":"Review account","confidence_score":0.1789035}]},{"text":"So I'll send that through so you've got it. And then what Yeah.","start_word":3319,"end_word":3331,"intents":[{"intent":"Send email","confidence_score":0.48338306}]},{"text":"Just having a look at the investments here for a moment.","start_word":3353,"end_word":3363,"intents":[{"intent":"Discuss investments","confidence_score":0.036736272}]},{"text":"There's always plenty of time to catch up on retirement funds Yeah.","start_word":3772,"end_word":3783,"intents":[{"intent":"Discuss retirement funds","confidence_score":0.35282677}]},{"text":"Absolutely.","start_word":3919,"end_word":3919,"intents":[{"intent":"Plan financial future","confidence_score":0.0004701788}]},{"text":"So outside of that, I just wanna update a couple of goals. I know you probably have so much on your mind and so many things day to day, but is there anything that you're focusing on for the next one to five years, or is it really just work part time, look after the kids, enjoy life?","start_word":4279,"end_word":4336,"intents":[{"intent":"Update goals","confidence_score":0.64419615}]},{"text":"well It is structured like that, plan isn't it? start Yeah. to finish.","start_word":4668,"end_word":4680,"intents":[{"intent":"Plan and discuss","confidence_score":0.0011700938}]},{"text":"I did get an email about paying, I think, for insurance or something. It was from Clearview.","start_word":4827,"end_word":4843,"intents":[{"intent":"Pay insurance","confidence_score":0.13919348}]},{"text":"Do I have to pay this out of pocket? What's going on?","start_word":4897,"end_word":4908,"intents":[{"intent":"Confirm payment method","confidence_score":0.02185392},{"intent":"Provide payment information","confidence_score":0.00289351}]},{"text":"So it's they been transaction. automatically Okay. generate them Do they? even though the premium Okay.","start_word":4943,"end_word":4958,"intents":[{"intent":"Ensure payment is generated","confidence_score":0.0004129868}]},{"text":"If there's any issues with premiums, we'll flag it with you well and truly before any lapsing and notifications happen, but Yep. this one's cleared nice and nice and easy. Perfect.","start_word":5023,"end_word":5053,"intents":[{"intent":"Flag due letter","confidence_score":0.02475925}]},{"text":"Can I just double check with you as a the sort of final thing is the insurances that you do have? Yep.","start_word":5054,"end_word":5075,"intents":[{"intent":"Provide final information","confidence_score":0.001921862}]},{"text":"It can be to charity, children, partners, whatever you like.","start_word":5127,"end_word":5136,"intents":[{"intent":"Provide beneficiaries","confidence_score":0.0029526472},{"intent":"Direct funds to charity","confidence_score":0.060447425}]},{"text":"Would you like me to update that in any way, leave that alone for the time being? Do you have an idea?","start_word":5138,"end_word":5159,"intents":[{"intent":"Update wills","confidence_score":0.311859}]},{"text":"is sorting out the wills possibly with, like, a testamentary trust will at some point Yep. where you can be very specific in terms of what assets go to your estate under your name and whether, like, a trust fund is created to then look after the children until Yeah.","start_word":5255,"end_word":5304,"intents":[{"intent":"Leave wills","confidence_score":0.28266206}]},{"text":"yep, you got the lawyer there to chat to that about. I'll Mhmm. flag it on the account, but I'll probably just remind you in six months.","start_word":5456,"end_word":5482,"intents":[{"intent":"Remind about upcoming legal discussion","confidence_score":6.623893e-7}]},{"text":"wanna adjust anything in terms of the cover levels?","start_word":5489,"end_word":5497,"intents":[{"intent":"Adjust cover levels","confidence_score":0.8537326}]},{"text":"Do you feel like, you know, that million dollars to pass on between the kids, that's still good?","start_word":5508,"end_word":5525,"intents":[{"intent":"Pass on debts","confidence_score":0.5070107}]},{"text":"you account for, like, inflation and things like that Yeah.","start_word":5579,"end_word":5588,"intents":[{"intent":"Account for inflation","confidence_score":0.22136924}]},{"text":"I'm And happy to keep paying that. Yeah.","start_word":5664,"end_word":5671,"intents":[{"intent":"Keep paying","confidence_score":0.13774857}]},{"text":"wise, it's basically, like, 900 a year out of the super. The 15% rebate drops at the $7.65. So that for a bit of peace of mind.","start_word":5674,"end_word":5700,"intents":[{"intent":"Discuss rebate drops","confidence_score":0.0058899717}]},{"text":"good I'm I'm happy for that. I think as years go on, I may end up, who knows, increasing it so that the kids get a benefit or if I ever end up getting back with my husband, he can benefit or whatever.","start_word":5706,"end_word":5748,"intents":[{"intent":"Discuss benefits for kids","confidence_score":0.015792975},{"intent":"Express hope for return to husband","confidence_score":0.000056996574}]},{"text":"I do have to ask you about your income protection, though.","start_word":5830,"end_word":5840,"intents":[{"intent":"Clarify income plan","confidence_score":0.00023368963}]},{"text":"What would that income look like? Would that be pushing you up to, like, forty, forty five? If I was working twenty hours, probably be closer to the 60 just with penalty rates. And if they're night shift, like, Okay. that'd probably be closer to the 60 mark. So let's say we left it alone for the time being. Yeah. What would Yep.","start_word":6204,"end_word":6266,"intents":[{"intent":"Consolidate income","confidence_score":0.000903272}]},{"text":"we'll do is I'll bring back your review a little bit next year before the anniversary date. Yeah.","start_word":6451,"end_word":6468,"intents":[{"intent":"Provide review","confidence_score":0.01197633}]},{"text":"So as a bit of a recap, the super portfolio, we're gonna leave as is for the time being.","start_word":6556,"end_word":6574,"intents":[{"intent":"Discuss super portfolio","confidence_score":0.021568421}]}]},"sentiments":{"segments":[{"text":"Hello?","start_word":0,"end_word":0,"sentiment":"neutral","sentiment_score":0.05998998507857323},{"text":"Good morning, Hailey.","start_word":1,"end_word":3,"sentiment":"positive","sentiment_score":0.3980644643306732},{"text":"It's Tommy here, senior adviser from. How are you going?","start_word":4,"end_word":13,"sentiment":"neutral","sentiment_score":0.2948911488056183},{"text":"Good. How are you? Living the dream. It's a beautiful rainy day on the Gold Coast.","start_word":14,"end_word":29,"sentiment":"positive","sentiment_score":0.5733287334442139},{"text":"What about It's your end? it's it's exactly the same here.","start_word":30,"end_word":40,"sentiment":"neutral","sentiment_score":-0.13173827528953552},{"text":"It's miserable, isn't it?","start_word":41,"end_word":44,"sentiment":"negative","sentiment_score":-0.4472432732582092},{"text":"Yeah, it's not great at all, actually, but that's okay. Oh, man. I'm just giving you a call to go through your annual review. How are you going Yeah. for time this morning? I should be okay. I'll probably be interrupted by the kids because I homeschool them there. You know? Always got a question at some point, but I should be okay. That's okay. I've got a six year old and a three year old. I know exactly what it's like. So if you need to pause, you Yes. just let me know. Okay? No worries. Thank you. Perfect. Now before I get started, I've got an email pack I'm gonna shoot through to you, and Mhmm. I'm just gonna quickly go through security with you. Are you okay for the calls to be Yeah. recorded? Yeah. That's fine. Yep. Perfect. And I'm registered with ASIC as adviser 1273105. Could you please confirm your date of birth and address? Yep. So thirteenth of the eleventh nineteen ninety three. The address you probably have is 281 Church Lane, Castle Way 27 Correct. 49, New South Wales. I will have to change that, though, Absolutely. but that's Let's what it get is that now one updated. for you guys. Alright. Do you wanna start there? Let's just grab your new address, and I'll get it all updated on all Yep. the systems. So the new address is what was we had for a couple of years prior, which is 23 Glenel Street, Blaxland. Oh, yes. I do have that. Okay. So Yep. that is So the it's back to the new what it was. current address. Alright. I'm just gonna have a quick look see on the super just to see if that's already been updated or if I need to switch that up. Yeah. I'll have to update your add your address on the super Yep. fund as well.","start_word":45,"end_word":363,"sentiment":"neutral","sentiment_score":0.02419448112572622},{"text":"That's fine.","start_word":364,"end_word":365,"sentiment":"positive","sentiment_score":0.40704795718193054},{"text":"K. I can get that sorted. No worries at all. Now is there anything in particular that you would like to get out of this year's review? Not in particular. Some details we'll need to change, which I don't Yes, Abigail. I'm sorry. I can't help you. Just sound it out or choose something else. The details I'll have to change, which I don't want to, but it is what it is, Yep. is that my husband and I are currently separated. So Right. there's I don't know what you call it. There'd be, like, issues, I guess, surrounding that. Yeah. So I don't know. I I can just only answer to the best of my knowledge and ability with all That's the okay. financial stuff, but assets and stuff will have changed and Yep. things like that. So one of the things I'll mainly just go off kind of round figures for most of the assets, and it's not gonna Yeah. impact things too much. I just need Yeah. to make sure that in that situation that your super fund, the insurances, your estate planning is all cleaned up, if that makes sense. Yeah. I mean, look, he's still listed as the, I think, non lapsing or whatever beneficiary. And I just keep it at that because, honestly, if something happened to me, he'd have to look after the kids and he might as well have the money to do it. So Okay. So leave the yeah. beneficiary as Yeah. is. Just I'll just leave that. It's yep. No. That's totally fine. Yep. When it comes to so we'll update the address.","start_word":366,"end_word":638,"sentiment":"neutral","sentiment_score":-0.027030890807509422},{"text":"That's all good there.","start_word":639,"end_word":642,"sentiment":"positive","sentiment_score":0.4310408532619476},{"text":"Now we've got the change of address. With the separation, are you guys going through or have you gone through, like, property settlement or Yeah. anything So to that it's, degree? yeah, it's about to be finalized. Consent orders kind of being done now. So Okay. yeah. Yep. So I'll go through what we've got on file. To the best Yep. of your knowledge, just let me know Yeah. what's changed or about to change, and Yeah. Yeah. I'll put some placeholder flags on that Yep. part of the file. Yep. K. So we'll start with vehicles. We have Land Cruiser and a Prado. Yes. So he will retain the Land Cruiser, and I've got the Prado. K. So we got this. And we've got Hailey. And in terms of there was a box trailer. He's got that one. He will K. retain that.","start_word":643,"end_word":786,"sentiment":"neutral","sentiment_score":0.038509737933054566},{"text":"Perfect.","start_word":787,"end_word":787,"sentiment":"positive","sentiment_score":0.4464038610458374},{"text":"Yep. Now we have we had three properties listed, main Yes. residence and two investment properties. Yep. So Jordan Springs, that's been sold, so that's not a thing anymore. And the Black Swan House will be in my name, and he will retain his Castleway property that his inherited Okay. property. So the Yep. main that's right. The new inherited property, so that will go across there. And the so it was the Blackstone property that will be Yeah. yours to Blackfront. live Yep. Yep. in? Alright. So, yeah, both of those are fully paid off if that, I Yep. don't know, That's changes perfect. anything financially. Yep. Alright. So all three properties, would they be all clear of debt then? Yeah. We have no debt. K. Even So on cars, sold there's off one no and debt. just paid everything off. Yep. Yep. Yep. Sensation. Okay.","start_word":788,"end_word":934,"sentiment":"neutral","sentiment_score":0.03605246916413307},{"text":"So that's that's nice and easy.","start_word":935,"end_word":940,"sentiment":"positive","sentiment_score":0.525607705116272},{"text":"Yeah. Yeah. Is the the property that you're retaining, is that the exact same as your that's not Glenelg Street, is it? Yeah. No. It is. It is. Yeah. Okay. Sorry. Someone had a typo day naming it Blackstone, and I Oh, was like, that's not the same as no. It's it's the Glenel Street Blackstone. one. Yeah. Yep. Gotcha. Gotcha. Yeah. Okay. So I'll just do an updated value online.","start_word":941,"end_word":1011,"sentiment":"neutral","sentiment_score":-0.009660037667293784},{"text":"That's totally fine.","start_word":1012,"end_word":1014,"sentiment":"positive","sentiment_score":0.3762390017509461},{"text":"Yeah. So estate planning stays the same. Did you end up putting in place, like, a a will or a power of attorney between your last call? No. We didn't. I I wanted to do that with him, but then it all just you know, things just happen and Yeah. yeah. It he yeah. I don't know what he's done, if he's doing that. I personally haven't done that yet, particularly Yep. because things are just still kind of up in the air. Yep. Totally fair. Yeah. So, no, that hasn't been done. Easy done. And the only other thing in terms of assets was there was about 250,000 in terms of, like, home contents. I'm just wondering if you Yeah. can give me a bit of a rough estimate on So on splitting that. no. So that's kind of whatever we had put down, he would be retaining all of that. That would include K. another vehicle that he has that's about maybe 60 k or something. Okay. But, like, you guys can go through that with him. Okay. Have a break then. That all of that Okay, Abby.","start_word":1015,"end_word":1204,"sentiment":"neutral","sentiment_score":-0.05815505608916283},{"text":"Thank you. That's really great.","start_word":1205,"end_word":1209,"sentiment":"positive","sentiment_score":0.5953143835067749},{"text":"Can I'm just on the phone. Can you you can go do something with Will. Okay? No. I'm fine. Okay. That amount of money is was purely for what was it? Castle Ray. So Yeah. Gotcha. it's he's retaining all of that. Look. If if there's household contents here, honestly, I don't know. I think I'm gonna, at most, list it for about $10,000. Like, Yep. you know, No worries. it's really not much here. That's so fine. It doesn't really impact the strategies too much, but Yeah.","start_word":1210,"end_word":1297,"sentiment":"neutral","sentiment_score":-0.02806915770369497},{"text":"that helps.","start_word":1298,"end_word":1299,"sentiment":"positive","sentiment_score":0.40555012226104736},{"text":"I'll chop that one off. Yep. When I'm having a look at the insurance Yep. kind of thing so I'll go through the insurance with you in a moment and the super and the investment account. One thing that I wanted to let you know as well is that because you guys have that joint investment account, which I'll touch on in a moment, Yep. Yep. we're we're still gonna retain the the fee discount because between both of you guys, you kind of have, like, one and a half accounts each. So Yeah. we're we're just gonna kind of leave that as the one Okay.","start_word":1300,"end_word":1405,"sentiment":"neutral","sentiment_score":0.19374951720237732},{"text":"point 1% Thank you.","start_word":1406,"end_word":1409,"sentiment":"positive","sentiment_score":0.3434315621852875},{"text":"for Yeah. however long you guys are clients of Oakview. And Yep. in addition to that, so I'm kind of as the senior adviser here, I've been flagged to be your dedicated adviser moving forward Mhmm. so that Yeah.","start_word":1410,"end_word":1448,"sentiment":"neutral","sentiment_score":0.24846307933330536},{"text":"I can obviously give you advice that's in your best interest, and Yeah.","start_word":1449,"end_word":1461,"sentiment":"positive","sentiment_score":0.3860568404197693},{"text":"then we'll have a separate adviser for your your spouse. Yep. And we'll kind of keep things nice and separate. And So collaborate. because Yeah. Like, you yeah. The advisers can collaborate on the joint account. With that, if you wanted to make a note, yeah. so that joint investment account, my husband wanted I look. The long story short is we initially set that up to further, like, property portfolio down the track, which is very clear in, like, the statement of advice and whatever we signed. However, Yes. he changed his mind and wanted that to be for our kids, and, apparently, that was always the intention. But, Okay. anyway and that really wasn't relayed to me or or you guys, hence the documentation. Right.","start_word":1462,"end_word":1588,"sentiment":"neutral","sentiment_score":0.12358826398849489},{"text":"But I just, you know, I just everything's too much.","start_word":1589,"end_word":1598,"sentiment":"negative","sentiment_score":-0.4775356352329254},{"text":"So I we had agreed with the lawyers that if that's what he wants, he wants it to be for the kids. But I don't know how that works with you guys because I know there's tax implications, particularly for me because I'm on, like, a really low income, and I'd have to pay tax on any kind of growth in that because it's Yeah. considered income. And then I didn't know how it works because he wanted he he's labeling it as a trust, and I'm like, it's not a trust, though. Like, trust is a completely different thing. It's an investment Yeah. This one's thing. held jointly in Yeah. personal names, not in I know. trust. And even my lawyer is a bit like it doesn't Yeah. it's a bit weird, like, the whole how it's all I just you know, how when you got a tug of war, I just don't wanna keep pulling, like, whatever Yeah. makes him happy at the end of the day. So I don't know. That's probably another conversation.","start_word":1599,"end_word":1775,"sentiment":"neutral","sentiment_score":-0.08276604884172563},{"text":"And him and I I'm happy to work with him. We still are amicable, and it's probably another discussion that we maybe we have to have altogether because he still wants it in both of our names. He just wants it to go to the kids.","start_word":1776,"end_word":1821,"sentiment":"positive","sentiment_score":0.4548185169696808},{"text":"Like, he wants to have it held for, you know, another fifteen whatever years Yeah. and growing. And I don't know if you guys set things up where I don't know because I know in a few years, it's gonna hit me hard with tax if I've got this huge amount that's in my name, but I'm reaping no benefits at all. And I'm a super low income and can't get any support Yeah. because it looks like I'm earning a lot, but I actually, yeah, I don't know if that makes sense. Like, I just It makes perfect sense. So a couple of considerations that we need to take into account and especially exactly what you just said is if this gets invested for fifteen years and there's lots of contributions going in, Mhmm. there's going to be the the tax issues to consider as well. Yeah. So at this point, it's staying in in both names at Yeah. the moment. I'll have to have a bit of a think Yeah. around Yeah. the tax side of things when it comes to like, if he's putting in consistent contributions into it to grow it, whether that will still hit you both $50.50 and so on. Yeah. But for the time being so I'm gonna do a report to see if there's been any realized gains that may impact your tax return come the end of financial year, and I'll get that sent through to you. I don't believe there really has been anything. Like, Yep. it's not an issue Yeah. where we've No. sold It's I'm down not investments and switched it yeah. around and things Yep. like that. It's not now that it would be an issue. It's in about you know, if it grows in another five years and, you know, I still am planning to be some kind of a stay at home mom. So I don't really want to because I need to be here for the kids and teach them and things like that. Yeah. But, anyway, that we can have another meeting even with Ben and even if he gets his own financial adviser. Like, I'm happy to collaborate. Or I don't know if you guys set up things where it can be in children's names, but we're just like the overseas or something like that. I don't I don't know what you guys have on offer. Yeah. And we do do a lot of, like, child investments where Right. I don't know if we've ever discussed with you things like child bonds before. Well, no. Because this investment was set up for not the children, but he look. Correct. If we wanted it for the kids we have our kids' bank accounts. Like, this is the weird thing. If he really wanted it for the kids, it could have been done that. But, Yeah. anyway, So maybe we'll this have is to one change thing we it might to that. do is the way it stands like okay.","start_word":1822,"end_word":2327,"sentiment":"neutral","sentiment_score":-0.04790189424198371},{"text":"It's great. You can invest it. You can grow it.","start_word":2328,"end_word":2337,"sentiment":"positive","sentiment_score":0.417233008146286},{"text":"And then with all the changes that have just happened in the budget, as soon as they come through, there's gonna be a huge capital gains tax implication for selling these Yeah. in ten, fifteen years' time. Yeah. So one thing that we're gonna have to do is, yeah, definitely have that either joint or split liaison Yeah. conversations about Yeah. possibly looking at something like child bonds where if you invest in it for, say, ten years, it can be passed on to the beneficiary being the children kind of tax free at that point. Oh, that probably sounds better. Yeah. And that just allows it to be because if the intention is for it to go to them, you know, they're 18. Here's your house deposit, whatever it is. Yeah. This is That's kind what of like it that's the what next he wants. best thing to super. Yeah. Yeah. And I would rather do that because I don't wanna have to pay a whole heap of money and reap absolutely no benefit of it. I'd rather not And have that's any exactly tax since what my happened kids is still you go would to sell it all, and then you would just have a huge lump sum taken out, and then you pass it on to the children. And yeah. then that's and then timing the sale between the both of you would be difficult about obviously, you could just say, hey. When they're 18, that's the day we do it. That But then is the market up? yeah. Is the market down? All these type of things come into account. Honestly, I would just be leaving it in his hands as long as he doesn't like, the end goal is that they get the money. Yeah. He can decide when But that's the thing yeah. too is I'm gonna make sure that, obviously, that your best interests are looked after too Thank you. to make sure Yeah. that we're not just gonna do a decision on one side that's gonna heavily impact your financial future Yeah. Yeah. because Yeah. that's just Yeah. not okay. Yeah. No. No. Thank you. Thank you for that. Sorry. I just yeah. No. Look.","start_word":2338,"end_word":2710,"sentiment":"neutral","sentiment_score":0.009871000786069731},{"text":"I really appreciate you you talking through such a difficult situation with me this morning. And at the moment, the the good news is the the investment account's been doing great. It's grown 15%. It's grown $23,000. It's doing really well.","start_word":2711,"end_word":2751,"sentiment":"positive","sentiment_score":0.6397702693939209},{"text":"Yeah. I'll send through any reports to see if there's any tax implications for your tax return, and then we'll Yep. just tee up a time where I can also go back to Ben and with his adviser as well, Yeah. and we can just poach that idea to him, broach Yep. it with him, and see if he'd consider it. And then if we do a joint discussion or separate, I'm sure there's a way that we can structure things for you guys. Yeah. Yep. No. That that's sounds good. But sorry. I don't know. So there was that part that we it can just stay as it is for now until another meeting or whatever happens. Did Yep. you want to know updated income? Because it would look like I don't know what other income you would need to adjust. I don't know. Because obviously, it's not really combined. He does pay child support if that's, I don't know, a part of your considerations. But I think my main thing is just in terms of your regular income personal mhmm. financials. So Yep. I've got you previously working as an anesthetic nurse Yep. part Still the same. Yeah. time. Cool. So we had that income at around about 20,000 from that side of things. Yeah. It's pretty much that. And, I mean, I get some, at the moment anyway, government benefits, which probably top it up to about 35. I can't be exact with the dollar, but That's okay. I I'll assume just I get have that to closed. declare that with you anyway. Yeah. And it's mainly just so I can work out things like contributions to super. If you're on 40 Yeah. five, but only 20 is getting paid contributions from work, I can just make sure projections are accurate. Yeah. Yeah. Yeah. I think long term, I was gonna have another discussion once things are a bit more clearer with probably you again to be like because I'm happy even with money from the government to slip some of that into super or make a larger contribution. Because at the moment, I think it's I still do, like, $30 a fortnight or something really small, but I'm happy to contribute more.","start_word":2752,"end_word":3127,"sentiment":"neutral","sentiment_score":0.06516364020632302},{"text":"But it's just looking at the overall financial picture, which is really hard.","start_word":3128,"end_word":3140,"sentiment":"negative","sentiment_score":-0.35494929552078247},{"text":"Oh, yeah. Absolutely.","start_word":3141,"end_word":3143,"sentiment":"neutral","sentiment_score":0.16689908504486084},{"text":"And look, I've I see the contributions coming in, and that's been doing wonders even though it seems like a small amount.","start_word":3144,"end_word":3165,"sentiment":"positive","sentiment_score":0.3334400951862335},{"text":"But then on the flip side, if the the tax brackets are the way they are and you're only gonna be getting a very small benefit from that, it's kind of like, you know, anything above 45,000 is perfect. Anything below Yep. that, the impact's only a few percent. Yeah. Yeah.","start_word":3166,"end_word":3216,"sentiment":"neutral","sentiment_score":0.1065811812877655},{"text":"But, of course, the growth the growth in the super is great when you get extra contributions in.","start_word":3217,"end_word":3234,"sentiment":"positive","sentiment_score":0.3851364850997925},{"text":"At the moment, I'm just having a look at your account. I'm just gonna switch over from the investment account to the super. We've got actually, I do apologize. Your annual review pack, your email address, is your b h clear fifteen Mhmm. Yeah. Hotmail That's address mine. still okay? Yeah. Yep. Yep. That's Okay. that's still mine. I know it looks like a combined. That's just because I managed most most things, but he doesn't use Gotcha. that one. Yeah. Gotcha. Gotcha. Gotcha. So I'll send that through so you've got it. And then what Yeah. I'm looking at with the super is you're sitting at 80,641, Yeah.","start_word":3235,"end_word":3343,"sentiment":"neutral","sentiment_score":0.016547182574868202},{"text":"and contributions going in very regularly, which is great.","start_word":3344,"end_word":3352,"sentiment":"positive","sentiment_score":0.4231630861759186},{"text":"Just having a look at the investments here for a moment. Alright. We've got the there it is. So your super account still in the positive, still grown about Mhmm. $6,000 and a few grand extra in terms of contribution. So it was sitting at 72. It's cleared Okay. 80 now, so it's Yep. going there. Obviously, Yep. market's kind of up and down at the moment, which is Yeah. affecting everything. Yep. One thing I wanted to double check with you, Hailey, is in terms of just risk level, just to make sure that we're on the same page with Mhmm. it, Mhmm. you're in a growth portfolio. So it's a Yep. four out of five on the risk scale, 80% in growth assets, like shares, property, and gold. So the whole point there is you would have started off in, like, a a medium risk where Yes. you started in your first super fund. We've Yes. bumped you up one peg to get some extra long term growth, not high risk.","start_word":3353,"end_word":3525,"sentiment":"neutral","sentiment_score":0.08522198321243932},{"text":"And then the whole goal is get a bit extra returns, grow it a bit quicker.","start_word":3526,"end_word":3541,"sentiment":"positive","sentiment_score":0.42174479365348816},{"text":"And then when you're close to retirement, we then Yep. have to reduce that because you don't wanna be, you know, medium Yeah.","start_word":3542,"end_word":3564,"sentiment":"neutral","sentiment_score":-0.12487537413835526},{"text":"to high risk at 64, and you lose half your super.","start_word":3565,"end_word":3575,"sentiment":"negative","sentiment_score":-0.33763381838798523},{"text":"And you lose yeah. Yeah. Yeah. That makes Does sense. that make sense? Yeah. Yeah. That's fine. You can keep it at that. I mean, I'll go off your advice. I don't know if you advise single moms anything different. But anyway, I'll That be is something that I wanted to ask you about because we can we right. can fiddle with things in the background a little bit. And we originally had you wanting to kind of have, like, an early retirement towards the age of 60. I know retirement is so far away for our generation, Well, but I'm partially are you retired anyway. Like, I only work one day a week, and I actually Yep. endeavor to, at most, only work. So I work eight hours a week, and at most, I would only do sixteen anyway Yep. Maximum of while 16. my kids are in school particularly. So for the next ten to fifteen years, I might pick up one extra day.","start_word":3576,"end_word":3741,"sentiment":"neutral","sentiment_score":-0.007495880126953125},{"text":"I know that sounds ridiculous and, like, I could do more, but my kids I I would rather be there for them and sacrifice some luxuries.","start_word":3742,"end_word":3767,"sentiment":"negative","sentiment_score":-0.34630918502807617},{"text":"No. I love it. There's always plenty of time to catch up on retirement funds Yeah. Well, after look the kids are and out I of home. don't have You know? a mortgage, so that Yeah. is something that is incredibly rare anyway for And for your most age, you people. still have a For healthy my balance, so yeah. that's not Yeah. too bad. Yeah.","start_word":3768,"end_word":3833,"sentiment":"neutral","sentiment_score":0.06945157796144485},{"text":"I mean, I I'm happy to, you know, in another discussion, look at particularly after I lodge this tax return and everything's a bit more clearer for the next financial year going ahead, I'm happy to sacrifice or even, like I said, put some of my if if I picked up an extra day, for example, put half of that into super or something, like, Yep.","start_word":3834,"end_word":3899,"sentiment":"positive","sentiment_score":0.37721338868141174},{"text":"sacrifice heaps more so it actually grows and things like that. But, anyway, that's a conversation for another day.","start_word":3900,"end_word":3918,"sentiment":"neutral","sentiment_score":0.22610636055469513},{"text":"Absolutely. I think there's two really good options here for you.","start_word":3919,"end_word":3929,"sentiment":"positive","sentiment_score":0.570594072341919},{"text":"So right now, we we need to kind of keep things as they are because, obviously, Yep. income changes, tax returns, the stock market's going crazy. One thing that I wanna consider in next Yeah. year Yeah. Yeah. is either we bump up the contributions a little bit Yep. or we maybe even go high growth for a little while. And if this is something that's just gonna grow in the background for thirty years, we could potentially go a little bit more foot on the gas, let Mhmm.","start_word":3930,"end_word":4018,"sentiment":"neutral","sentiment_score":0.1542467623949051},{"text":"it do its heavy lifting for you, and Yep.","start_word":4019,"end_word":4027,"sentiment":"positive","sentiment_score":0.3362407088279724},{"text":"then you can focus everything on your personal financial situation. So there Yeah. there is both options there. Yeah. Yeah. I mean, that's I'm well aware that in the stocks and things like shares and investments, it's a long term thing. It's never a one to five year kind of thing. It's usually the long haul on those kind of things where the growth happens. Yeah. And the way I would explain it is, like, you get through these, we call them market cycles where it's like the stock market grows for six years, and then, oh, there's a GFC, a COVID, Yeah. a war, Yeah. and the There's stock market something. crashes. Yeah. And your super tends to continuously buy in. So when the market drops, you get to buy shares and property for a cheaper price. And then when the market Mhmm.","start_word":4028,"end_word":4171,"sentiment":"neutral","sentiment_score":0.10104382208858928},{"text":"goes up for six years, you get all this great growth out of it.","start_word":4172,"end_word":4185,"sentiment":"positive","sentiment_score":0.42097926139831543},{"text":"We Yeah. repeat that seven, fourteen, twenty one years. And then Yep. the last nine years, we then slowly start reducing your growth assets down. Yep. Yep. So I No. wouldn't go high growth today, Yeah. but it's something where in twelve months' time, we'll do another review. We'll Yeah. talk about contributions versus growth assets, and we can Yep. kind of work out what what suits you. Yep. No.","start_word":4186,"end_word":4255,"sentiment":"neutral","sentiment_score":0.016171177849173546},{"text":"That's that's perfect.","start_word":4256,"end_word":4258,"sentiment":"positive","sentiment_score":0.33618465065956116},{"text":"That we'll we'll probably look at that next year and things hopefully are a bit more solidified. But yep. Absolutely. So outside of that, I just wanna update a couple of goals. I know you probably have so much on your mind and so many things day to day, but is there anything that you're focusing on for the next one to five years, or is it really just work part time, look after the kids, enjoy life? It definitely is that, which is happening now anyway.","start_word":4259,"end_word":4345,"sentiment":"neutral","sentiment_score":0.18488465249538424},{"text":"Like, we have a good family balance here.","start_word":4346,"end_word":4353,"sentiment":"positive","sentiment_score":0.3887223303318024},{"text":"Yeah. I think it must be potentially picking up only another eight hours if I had to. So that'd be about sixteen, potentially twenty hours if I if I did things like night Yep. shift because they're only ten hour shifts, but stay part time. Look. I am a little bit of a I do like to have goals. I wouldn't mind in something like potentially five years if I was able to rally up some savings and buy an investment property either using the equity that I have and the savings. I don't know. I always like to have a few different kind of things going for me where if one falls, I've got backup in few Okay. different things, if if that makes sense. Yep. Yeah. But that that's like it's not a have to.","start_word":4354,"end_word":4490,"sentiment":"neutral","sentiment_score":0.1534913297552262},{"text":"Obviously, I I'm doing fine anyway. Yeah. So nice stable base.","start_word":4491,"end_word":4501,"sentiment":"positive","sentiment_score":0.5500478744506836},{"text":"And then outside of that, we can look at other investment opportunities long Yeah. term, and I'll mix in a bit of that conversation around the investments for the children as Mhmm. well. Yeah. Can I just quickly ask the the ages of your two children? Mhmm. Yeah. So that there there'll be six and eight in October. Six and eight in October.","start_word":4502,"end_word":4564,"sentiment":"neutral","sentiment_score":0.13524596393108368},{"text":"Cool. So we've kind of got that ten to twelve years with that goal Yeah.","start_word":4565,"end_word":4579,"sentiment":"positive","sentiment_score":0.35047659277915955},{"text":"of have some funds there for Yep. 18, Yep. which basically means, hopefully, sometime this year, maybe towards before Christmas time, we can maybe have Mhmm. that discussion. Because if we Yeah. do that strategy I was talking about, we can basically make it like a a ten year strategy Yeah. to then have something there for the first child and then two years later for the next child. And then that's kind of just a a set and not set and forget, but a Yeah. very No. well It is structured like that, plan isn't it? start Yeah. to finish. Yeah. Yeah. And, I mean, I would look at contributing to that. I dare I say, I wouldn't be contributing as much, look, as my husband because he actually earns a decent amount, but, you know, I'll contribute something. Yeah. No. I'll put that down as a bit of a a future consideration, and then Mhmm. I will make sure that before this year ends that I have a bit of a catch up. I'll broach some ideas on the other side of the field, and then I'll catch up with you towards the end of the year as well Yeah. and Yep. see if we can maybe have that joint discussion sooner rather than later Mhmm. if time and and circumstance permits. Yep. Yep. No. I think towards the end of the year is probably okay Yep. Okay. anyway, yep, for that kind of thing. I did get an email about paying, I think, for insurance or something. It was from Clearview. Yes.","start_word":4580,"end_word":4844,"sentiment":"neutral","sentiment_score":0.07903335111321143},{"text":"Something ClearView about is a fun one.","start_word":4845,"end_word":4851,"sentiment":"positive","sentiment_score":0.3660295009613037},{"text":"They're one of my favorite insurers because they will always the moment your anniversary hits on the May 4, they yeah. will shoot you out a premium due letter. Yes. And I've That seen was every it. client under the sun go, oh my god. Do I have to pay this out of pocket? What's going on? Well, Isn't it it comes coming out out of of a my super. super? Is that right? Yeah. Yes. Yep. Yeah. And it's Yeah. already paid until this time next year, Okay. so Good. So it's they been transaction. automatically Okay. generate them Do they? even though the premium Okay. comes out the next day. Okay. No worries. That's hilarious. Okay. They're really good for tradies, but they don't consider that every working family probably doesn't wanna get a due letter every time a premium's about to come out automatically, but it is what That's it is. okay. Well, I'll note that for next year. That's fine. Yep. So no reason Perfect. to panic. If there's any issues with premiums, we'll flag it with you well and truly before any lapsing and notifications happen, but Yep.","start_word":4852,"end_word":5044,"sentiment":"neutral","sentiment_score":0.08866244554519653},{"text":"this one's cleared nice and nice and easy. Perfect.","start_word":5045,"end_word":5053,"sentiment":"positive","sentiment_score":0.525752067565918},{"text":"Can I just double check with you as a the sort of final thing is the insurances that you do have? Yep. So you have a solid 1,100,000 of life and total disability insurance, which Mhmm. is your your lump sums if you pass away, can never work again. Yep. So the superannuation, you wanted to leave the beneficiary as it was. With Yeah. the life insurance, you can direct Mhmm. that anywhere. It can be to charity, children, partners, whatever you like. Would you like me to update that in any way, leave that alone for the time being? Do you have an idea? Look. Just leave it. I mean, he'll probably change his, and that's fine. I'll just leave mine. I know I'm a bit weird, but I just figure if I died tomorrow, he'd be better off with the finances to then manage the kids, or he does whatever he does. It's out of my hands, but I'd rather he have it while the kids are young. Yeah. Yeah. Particularly when yeah. Anyway, it's I know I'm a bit weird, but, One yeah, thing that's down just the line that would be really good for you guys mhmm. is sorting out the wills possibly with, like, a testamentary trust will at some point Yep. where you can be very specific in terms of what assets go to your estate under your name and whether, like, a trust fund is created to then look after the children until Yeah. Yeah. they're 18 and Yeah. things like and, you know, income goes out to them and then all that type of consideration, especially if things end up incorporating blended families and it just branches Yeah. out. If if that probably yeah. Yeah. Definitely. I've had spoken to my lawyer about that. So Yeah. I I will just wanted get there to kind of with plant that. It's that seed and say at yeah. some point, whether it's this year, next year, the year after, Yeah. something that just makes it a bit easier for everyone. But you don't have to rush and do anything. You know, like you said, everything kind of filters out the way it does anyway. You wanna look after the kids. Mhmm. Your your Yep. spouse will likely retain guardianship. It's just Yep. those structures would be nice, and they do cost a little bit. So, Yeah. yep, you got the lawyer there to chat to that about. I'll Mhmm. flag it on the account, but I'll probably just remind you in six months. Yep. Yep.","start_word":5054,"end_word":5484,"sentiment":"neutral","sentiment_score":0.0632460891872022},{"text":"Thank Do you you.","start_word":5485,"end_word":5488,"sentiment":"positive","sentiment_score":0.3382933735847473},{"text":"wanna adjust anything in terms of the cover levels? Because I know all the debts now have been cleared. Do you feel like, you know, that million dollars to pass on between the kids, that's still good? Because it's not very expensive, but it's also no longer serving as much of a purpose. Yeah. I mean, a million dollars isn't even that much these days. I'm sorry. It is, but No. You're compared actually to when right. I was And a kid, like, I'm, like, a million dollars when isn't. you account for, like, inflation and things like that Yeah. in five to ten years' time, Yeah. It's not really gonna be gosh. I remember when I was, like, $101,000,000 dollars, like, that was a lot. It it really Yep. isn't today. We all thought you could live off a million for the rest of your life Right? if you want Yeah. it. No. I think I'll leave it because yeah. I'll just leave it. I don't have any interest in reducing it. Yeah. Yeah.","start_word":5489,"end_word":5663,"sentiment":"neutral","sentiment_score":-0.06817784160375595},{"text":"I'm And happy to keep paying that.","start_word":5664,"end_word":5670,"sentiment":"positive","sentiment_score":0.3948064744472504},{"text":"Yeah. pricing Yeah. wise, it's basically, like, 900 a year out of the super. The 15% rebate drops at the $7.65. So that for a bit of peace of mind. Yeah. Looks like a No. good I'm I'm happy for that. I think as years go on, I may end up, who knows, increasing it so that the kids get a benefit or if I ever end up getting back with my husband, he can benefit or whatever. But, Wouldn't that yeah. be a strange turn of events where you we set up all these child builder bonds and different investments and structures and all of a sudden. That that would be an interesting story. I hope I get to be alongside that. Well, I hope I get to be there too. I will there. I'm one of those weird people that Uh-oh. I'll always stand by my husband despite whatever. So yeah. That'll Yep. be an interesting one. I do have to ask you about your income protection, though. Yep. Because since you've gone part time, you've got the split between the government benefits, child support, Yeah. and your wages. You're insured for an income of 66,000. That's pretty much what I'd be probably getting including child support. Okay. Now one of the things is when you go to claim on the income protection, Mhmm. if the child support continues, they chop that off. If the Yep. government benefits continue, they chop that off. And then Okay. if all that's left is they're gonna pay you 70% of that, which is about Yep. a third of what you're insured for. Yep. And in terms of price, that one is 1,300 on its own. Right. I don't know. What do you I think so. I would need The real question is, let's say that scenario eventuates where you get injured or sick and you're off Mhmm. work for six months. Mhmm. This would normally kick in after thirty days and pay Yeah. you a monthly amount up to five years to replace 70 Yeah. percent of your lost income. Yeah. Yeah. So would you be okay to could you get through three months of being injured enough work? Do you have, you know, the savings behind you, things like that, or would that income protection benefit be able to help cover bills? I think I'll yeah. I mean, look, I will have the savings, but I'm always a fan of backup protection if if I can afford to cover for that. So so what was it? I had 66. Is Yeah. that Yeah. right? You've And then it's they pay, covering what, an income 70 of percent 60 of that? six. Correct. So they would pay 3,870 a month, but only if that's the income that you've lost. Yeah. So the income that I would lose, And it depends, I guess, on your hours too. Like, if you've jumped up to 16 to 20, that's a bit different than the eight.","start_word":5671,"end_word":6171,"sentiment":"neutral","sentiment_score":0.00015834732326918733},{"text":"That's a really hard What okay.","start_word":6172,"end_word":6177,"sentiment":"negative","sentiment_score":-0.4993763566017151},{"text":"I can do potentially is let's say there's a bit of a maximum. Let's say in one one circumstance, you're working twenty hours a week. Mhmm. What would that income look like? Would that be pushing you up to, like, forty, forty five? If I was working twenty hours, probably be closer to the 60 just with penalty rates. And if they're night shift, like, Okay. that'd probably be closer to the 60 mark. So let's say we left it alone for the time being. Yeah. What would Yep. end up happening is if you were sick or injured, Yep. they would basically ask you to hand in twelve months of income. Yeah. And Yeah. whatever that is on paper, they would just 70% that and pay it on a monthly basis. So you would technically Yeah. be over insured, but you would have a buffer between where you are now and what you could earn. Yeah. I think if that happened today and they only paid 70%, I would be okay. I mean, even considering I'm I'd still get probably some government thing, and then, yeah, like, the child support's just a bonus, but I do have savings. And I could probably, potentially, if I had to, sell the house or something, like, sell the car. Yeah. I feel like it's probably fine to just leave it Yep. as it is. Yeah.","start_word":6178,"end_word":6410,"sentiment":"neutral","sentiment_score":-0.04010691866278648},{"text":"And so you're you kind of value having it there.","start_word":6411,"end_word":6420,"sentiment":"positive","sentiment_score":0.4132895767688751},{"text":"Yeah. I think so. I'd Yep. rather something be there if yeah. Yeah. Well, we'll leave it as is because it's paid for the twelve months. And then what Yep. we'll do is I'll bring back your review a little bit next year before the anniversary date. Yeah. And that way, even if we catch up in that six months' time, maybe three to six months after Yeah. that, if Mhmm. we need to reduce it down and see what's happened, change in circumstances, we can, Yeah. especially Yeah.","start_word":6421,"end_word":6509,"sentiment":"neutral","sentiment_score":0.03345675393939018},{"text":"if it jumps up really high in price.","start_word":6510,"end_word":6517,"sentiment":"negative","sentiment_score":-0.4204758405685425},{"text":"Like, if it jumped up another thousand dollars, that might be the kicker Yeah. to kind of Yeah. trim it. Yep. But if it's not doing too bad, twelve months is fine. Yep. Yep.","start_word":6518,"end_word":6551,"sentiment":"neutral","sentiment_score":0.04004314914345741},{"text":"Perfect. Cool. Alrighty.","start_word":6552,"end_word":6554,"sentiment":"positive","sentiment_score":0.5166609287261963},{"text":"Okay. So as a bit of a recap, the super portfolio, we're gonna leave as is for the time being. Yep. I have flagged one of the eight investments to keep an eye on just Mhmm. to see if I need to kind of freshen that up a little bit later in the year. Mhmm. The insurances will keep for the next, say, ten months or so and then maybe do a bit of an adjustment Yes. there. Estate planning will keep the beneficiaries as they are, revisit Mhmm. that discussion, and then I will kind of go across on the investment account and try and have that conversation about whether we keep it as is, Mhmm. make some adjustments to restructuring, and kind of get that ball rolling. But what I'll do is I'll just kind of plate the seat a little bit, have the conversation. I'm about to go on paternity leave in a couple of weeks for my third. Mhmm.","start_word":6555,"end_word":6717,"sentiment":"neutral","sentiment_score":0.03587351739406586},{"text":"Congratulations. That's wonderful. Thank you.","start_word":6718,"end_word":6722,"sentiment":"positive","sentiment_score":0.6353449821472168},{"text":"Yep. So with the two boys, I've got a daughter on the way, which we're very That's excited beautiful.","start_word":6723,"end_word":6741,"sentiment":"neutral","sentiment_score":0.2708439826965332},{"text":"for. You'll love that.","start_word":6742,"end_word":6745,"sentiment":"positive","sentiment_score":0.5180599093437195},{"text":"Yep. The boys are already talking about all the things they're gonna teach her to do, how to Oh, climb wonderful. and play video games Oh, and we'll footy. And I was like, she's not born yet, guys. see how long that lasts as well. Oh, yep. Yep. Tear each other apart. That'd be good. But I'll have that conversation very soon, and I'll get you an update with how that's Yep. going. Yep. And then later in the year, I'll try and hopefully tee up a bit of a joint discussion for that. Yeah. Yep. No. K. That's that sounds good.","start_word":6746,"end_word":6847,"sentiment":"neutral","sentiment_score":0.1220288947224617},{"text":"Perfect. Alrighty. Thank you so much for that, and enjoy your leave. Okay?","start_word":6848,"end_word":6860,"sentiment":"positive","sentiment_score":0.6349954009056091},{"text":"Soak it up. Yep. I'm gonna basically just box ourselves into the house for a little bit, Yep. not talk to anyone for a few weeks and just enjoy that.","start_word":6861,"end_word":6890,"sentiment":"neutral","sentiment_score":0.1776299625635147},{"text":"Bought my wife a bit of a coffee machine for the Wonderful.","start_word":6891,"end_word":6902,"sentiment":"positive","sentiment_score":0.3391285240650177},{"text":"the push present You're there.","start_word":6903,"end_word":6907,"sentiment":"neutral","sentiment_score":0.30884265899658203},{"text":"a good husband. I love to hear that. That's wonderful. So, She'll appreciate you.","start_word":6908,"end_word":6921,"sentiment":"positive","sentiment_score":0.5993762016296387},{"text":"yeah, Mhmm. And absolutely. the coffee. The last thing I wanna just quickly ask you as well. So Yeah. just so you've got this in your mind, Yep. the excuse me. The joint investment account is Mhmm. dual signatory for any changes. Yeah. Yeah. K? So nothing changes without both of you guys signing off on it. That's right. Yep. There Yep. is both of you guys obviously have, like, logins for everything to keep track of it, and we'll do the reports as we do. Oh, And good. then Did he manage to get a login? Because he was telling me that I only had access to it, and I said he had to call you guys because I couldn't create his own login or something. So yeah. No. We sorted that out. That's all good. okay. Great. Okay. Good. Cool. So I will definitely send you a report just to bring with your accountants for the tax return side of things, and Yep. I'll flag if there's any major issues there. But I don't think there's gonna be too much in the way of, like, dividends or anything like that that'll impact things. Mhmm. Perfect. Alright. K. Two good. Thank you so much for that, and That's I'll okay. talk to you whenever you get back and, yep, we'll sort things Absolutely. out towards the end of the year. Now, Hailey, I've left that annual review pack with you, which is Mhmm. all your documents in terms of service agreement, super, and insurance with Mhmm. the reports there. I'm gonna Mhmm. send a separate one for the investment account just to make sure that both signatures are there, but I'll keep it separate to your Yep. personal super. Yeah. Yep.","start_word":6922,"end_word":7213,"sentiment":"neutral","sentiment_score":0.04843568623270074},{"text":"Perfect. Thank you. Alrighty.","start_word":7214,"end_word":7217,"sentiment":"positive","sentiment_score":0.5687460899353027},{"text":"Any questions for me before I let you go? No.","start_word":7218,"end_word":7227,"sentiment":"neutral","sentiment_score":0.07152573764324188},{"text":"That's all good. Thank you for listening and updating the changes. That's okay. Thank you so much for going through a tough conversation with me this morning, but I appreciate it, and it means we can keep things nice and clean for you. Absolutely. Thank you so much for that. Thanks, Hailey. Have a great day. You too. Bye.","start_word":7228,"end_word":7286,"sentiment":"positive","sentiment_score":0.6685270667076111},{"text":"Bye.","start_word":7287,"end_word":7287,"sentiment":"neutral","sentiment_score":0.2747430205345154}],"average":{"sentiment":"neutral","sentiment_score":0.06041357815839881}}}}