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I was gonna say it's it's it's someone else's job to fix. Thank the lord. Yes. Okay. There's a there's a couple of points that I definitely need to touch on aside from that, which I'm happy to to talk about. So let's start with that that point, I guess, is you wanna like, at the end of the year, you're gonna retire. That's exactly what I heard, and that's what we're gonna stick with, is that you're going to retire. So does that mean that your employer is going to you're gonna cease working for your current employer? Nope. You're cease. You're ceasing with your employer. That's that's what yep. Fantastic. Cool. So under the sole trader, you're going to cease the current contract. And then if you get another contract, so be it. Fantastic. Yep. Absolutely nothing wrong with that. A, you're already 60, so it's fine. And, yeah, we can do that. So at the end of the year, from that perspective, what is your intent with doing that? Or what is like, the contract's gonna end at the end of the year, whether it's because you terminated or whether it's because it just ends, runs its course. You're after 60, so you're allowed to declare oh, sorry. Hiccups. You're allowed to declare that you are not getting fully employed at that time, and therefore, what comes with that is the eligibility to potentially access super from a whole lump sum position. Cool. Is that the intent at that time to access the whole benefit? No. My so so the only predicament I'm ever gonna have is if you turn around and tell me that you are going to retire, but you act and then in the same sense that say, I'm I'm going to fill out a form that says that I intend to retire and not return to work, but then I intend to return to work. If you make that declaration to me, I'm not listening. Okay? So what I'm hearing from you is exactly the words, at the end of the year, the contract that I'm working is going to cease. And, again, whether whether that's from you ceasing it or whether that's from us running its course, either either way. At the end of the year, the day that you wanna sign a document that says I intend to permanently retire is the day that you are making the declaration and the day that I confirm that you are making the declaration, and I know none the wiser that you are intending to permanently retire. If another job happens to fall in your lap later, so be it. But at the time that that declaration is made, that is the intent, and that's what you're telling me right now. Correct? Fantastic. So at the end of the year, Rod, when the contract has run its course, what are you wanting to do? And you can tell me exactly what you're wanting to do with your Superfund. Fantastic. So you were looking to do a full withdrawal from the super fund, liquidating the assets, withdrawing to cash to your bank account, holding no further superannuation in the Australian super environment, and you are looking to then utilize that money to finalize your home build over in, I wanna say, Malaysia. Am I right about Philippines? Damn it. Sorry. I spoke to someone at the beginning of the week that was doing a Malaysian house build. Okay. Cool. So can I ask why it's the end of the year and not earlier? He's in the country again. That's beautiful. Yep. Yep. Is it it it's dependent on when you want it to happen. Because at this point, everything is dependent on you, on your making the decision to to tie up the the the contract the current contract. If you wanted to turn around tomorrow and tie up the current contract, you could because you're because you've moved to sole trader. And exactly what your email said the other day, you've moved to sole trader. You're not gonna be making any further super contributions. You're not returning to gainful employment. You can withdraw the funds from your superannuation account once that contract ceases, But it's dependent on when you want to trigger that. So you you may not wanna trigger that for a while longer. Yep. So just before your 60 birthday. Yep. So the benefit of doing it this time is, a, your bank details are already applied to the account. The correct bank details are applied to the account. They've paid out to you, so they're there. B, you don't have to set up a pension account this time because you will be over 60, fully and you will have retired. We can just pull it from an accumulation phase. We just pull it straight from straight from the account. Oh, actually, I lied. We will need to apply your bank details again because it paid out of your pension account last time, not your that's easy. We can we can get the form done today. Like, we can I can get the form done today, and we can load this the form onto the account now? So that way, it's done six months in in advance. And then all you need to do is you would need to call me and say, I have left my employment, and then I'll say, fantastic, Rodney. It is two weeks before you're going to get that money. And that is the time frame. The day that you turn around and tell me that you have left your employer or you've ceased the contract and you are retired, it'll be two weeks before I can get you that money. So we will fill out the form stipulating that you are retired, and we can go from there. Now if you know in advance that you would like to do it earlier, you can call me two to three weeks before you're about to end the contract, and you can say, hi, Larissa. The contract ends on last date. It might be the contract ends at the end of the month, and you can say, I would like to sell my sell my assets down to cash to preemptively prepare to withdraw the funds. I will then, based on your instructions, sell all of the holdings that you have, sit in cash, and then the day that you are on your last day, I will then submit the withdrawal, and it'll pay out within forty eight hours. If you call me first thing in the morning at, you know, seven like, seven to 8AM, my time, I will be able to basically get you the money pretty much the next day providing depending on the bank that you bank with. You know, it could be a couple of day transfer through, but the Hub 24 will payout following day. If you call me in the afternoon or if we speak at 06:00 at night, it'll definitely be two days just because they process payments at, like, 01:00 in the afternoon, if that makes sense. So if I get if I find out at, like, 08:00 in the morning, I can get the I can get the payment. I can get the documents submitted, and I can call my call my friends, and I can make it happen same day. If it's 06:00 in the afternoon, it it won't happen that same day. Yeah. So it just it just depends on how quickly and how you wanna do things. So I'm happy to set calendar points like I did last time. So that way, leading up to your birthday, we touch base. We get the documents done. I submit them the day of life. There's a Monday after your birthday because your birthday was a a Saturday. Submit them the day after your birthday. The points that I'm allowed to trigger them legally, I trigger them. And I can do the same thing this time depending on how you wanna do it. So you said you want September, October. So I can give you a call at the September and say, hey. Where are you at now, and what do you wanna do? Yes. It sure is. Yes. Yes. At that point in September, you will tell me what the time frame looks like. So it's not that you're gonna cease the contract on that day. It's just you're gonna tell me what the time frame looks like. Richardson retirement. I'm putting you in my calendar right now while we're talking. Oh my gosh. I can't spell r o d n e y. Retirement with rural. Discretion. I really can't spell. Wow. Okay. So it is in my calendar. 6PM on the September 1. So what we will do at that time is we will we will call each other. We will talk to each other about when you're intending to cease the contract. And you may say, hey. I've got x y zed still happening, or, hey. The contract doesn't end until blah, or, hey. I wanna do blah. I have to give two weeks notice. Whatever the case may be, like, we're six months down the line. It's just it's dependent on what your workload is and what what where everything looks like. So so it is volatile, but at the same time, like, yesterday's market I haven't looked today. I've been a little bit on my feet all day. But yesterday's market, like, they opened low. They went, which is me going up and down with my hands, and I realized you can't look at me. It went up and down all day, and it pretty much finished, like, where it closed the previous day. Like, it nothing happened for the day. Whilst it was volatile because of all the talks and all the wars and all the everything else and everything that is happening in Iran and the oil prices and everything else, it very much went blah blah blah and finished where it closed. Nothing came out of it. It wasn't up. It wasn't down. It just looked really volatile for the day. Had you been day trading? Yeah. Would have been a sick day to be on the market. We don't day trade, so we're happy days with the slow growth. This fund has been slow growing, which is good. Like, I haven't With no contributions, probably not. If we start putting some money in, I'd have to look at it. Six months. Yeah. I'd say 4,000 is pretty reasonable. Like, it's already over from Christmas to now, so it's, like, two full months. It's already put on nearly $2 from when we pulled the money out at Christmas. Let's just go yeah. Yeah. Like, well, 444% would like, 4% earnings across six months, which, you know, is, like, 8% across the whole year, is something that is reasonable within the, like, growth rate that you're in. It's not an unreasonable return basis. We are looking at short term. Short term obviously increases the volatility risk, but but but it's, you know, it's not unreasonable within your risk profile that you would get within six months full percent. We can obviously if you want, I can touch base with you monthly. Tuesday is the best day for me to do that. It's the only day that I stay back. I made a promise to my family this year that I wasn't gonna be here until 11:00 at night every night. And I've and I've been making a conscious effort to make sure that I'm out of here at a reasonable time. Because I I I'm here in the office from 6AM in the morning. So it's already I've already done yep. It's currently 06:18 Queensland time, so I've already been in the office for just over twelve hours. Yeah. And that that's okay. I I I generally stay in the office until about seven or 08:00 on a Tuesday. It's the one day I do later days just to get things done because when everyone leaves the office is when I get things done because everyone leaves me alone and it's quiet, and the lights go down in the movie theater and all that fun stuff. So so yeah. So it'll have to be Tuesdays because that's the best day for me to call you because I know you like all later calls. I tried to call you last week on Thursday or Friday during the day. You didn't answer, which is fine. I knew you prefer late calls. I just I I figured I'd I figured I'd throw it in the wall and see if I could get you at the time, but I didn't. And that's okay. Yep. Cool. So do you want me to touch base more regularly? Do you want me to say touch base in June, July at the three month mark? Yes. To hear my voice, Rodney. Why else would you wanna talk to me? It's to hear my voice. No. It's just if you were comfortable. If you if you wanted if you wanted me to touch base, we can, you know, touch base on market volatility, see how we're tracking based on the returns just so you are more comfortable. Because we are looking at a shorter time frame, we can just kind of take it step by step with your with your comfort level. Cool. So I'll add a six month touch up, and I'll touch base with you June because we're currently March. Oops. That's crazy. So we'll touch base June, and then we'll touch base September. Now two other points. One, you sent an email saying you want to cease with o two. I'm assuming based on this conversation that you don't wanna cease with o two, and you still want me to continue managing things, or you still want me to get you to September where I then trigger everything, help you retire? Cool. And then I have I got an email from Hub twenty four that there was a rollover or attempted rollover from a Hub account to a Hub account. Do you know did you trigger yeah. Did you trigger anything or try and were you playing around in the hub system? Did you accidentally trigger anything while you were playing around in, like, the app? Or it got rejected. Nothing's happening. The money's safe and secure. They alerted us on a flag, like, under a flag. They let us know, and I was like, cool. Started trying to write an email, realized that it was about 15 feet long, and realized it was gonna be really confusing if I sent you this massive email, so I tried to call you last Friday. Cool. No. That that's okay. I just I ceased it. We literally said it was malicious activity until we spoke to you and then allowed it to go through other than that. So I will continue I will let them know to cease the activities so they won't proceed with it, and we'll leave funds as they are. The only thing I needed No. No. No. It's okay. It's so fine. We we we have a Hub twenty four, we have flags everywhere. So if anything any money moves that we didn't specifically flag, we get notified in, like, three different areas, and it happened. We put a stop to it, and we we it's basically just a hold for now until I get back to them. So I'll get back to Hub, let them know to please cancel the activity based on our conversation and everything we left. Absolutely. No. It's so fine. The client that I've had that's actually done something. I've had clients try and sell stuff stuff accidentally and all sorts of fun things. So it's so fine. It happens from time to time, but we we have these things for we have these systems for a reason, so we're all okay. Cool. Well, I'm gonna I'm gonna put in my calendar that I'm gonna touch base with you in June, touch base with you in September. September will have a game plan moving forward as to how we're specifically retiring and what time frame we have to do that. So long as you don't, in that conversation in September, say, oh, yeah. By the way, I I already hung up my hat, we're fine. Because if you turn around and say we've already hung up our hat, I just wanna remind you two weeks minimum for me to get that money out if that's what you do to me. I'm setting that I'm setting that tone. So it's two weeks for me to get that money, which is why I wanna have that conversation, set the time frame, make sure that we have the time to be able to sell everything and do everything on the time line that you want me to. Cool. Do you wanna do the do you do you wanna do the bank details form now, or do you wanna do it in September so we just in case bank details change, whatever the case may be? No. You can give it to me. Well, okay. Let's do it let's do it this way. Is it the bank details that I paid to previously? No? Oh, I should probably do. Yeah. I do. Give me a second. I'll just grab them up. I can do that. That's okay. Let me it's only held in one section on your account. We don't hold it. So I will just pull that up, and I can tell you. Another question is, which section is that? I know what it is. Probably that one. Oh, there it is. Damn it. I had it, and then I changed page. Go back. Okay. So it is a Bankwest account with the ending four digits of 0517. Perfect. So what I'm gonna do is I'm going to fill out the bank details form because we're gonna have to put the bank details on the accumulation fund because they were previously applied to the pension account, and they're applied at the account level, not the client level. So we will apply it to the accumulation fund. That fund's not gonna change between now and September. I can tell you that with certainty. So I'll we'll apply it to that. I will send you the form. I need you to double check the form. Even though I have them, they've been paid to that account, blah blah blah, I still like you to double check the form, make sure the details are correct. I will send that to you electronically tomorrow morning because all of my admin have left. I'm terrible at doing administration work because it's been too long since I've done it. So it takes me thirty seconds longer than it takes everyone off. So so I will get the team to do it tomorrow morning, send it to you via the electronic signing system. They'll put you in they'll put you a separate email to let you know when it's being sent. So that way, you can find it in case it goes to junk, whatever the case. Double check the form. It's like a two page form. It literally has your account details, your personal details, and your bank details on it. Double check it. Sign it. Once I get it back, I'll send it to Hub. So con Hub will have in the system that they need to have the bank details verified. So at some point between now and you withdrawing, we'll get the details verified. It'll be a phone call. Nice and easy. Nothing we have to take care of now. Just lays it down the track. Okay? Perfect. I will get all the notes updated. I will, right now, book that first call in the June, and, otherwise, I will speak to you then. Absolutely no stress at all. So it looks like it I will be talking to you on the June 2 and then the September 2. Is that what you said? There you go. Second or second. Perfect. There's absolutely nothing wrong with that. You wanna be with your you wanna be with your wife. A trip every now and again is not worth it. You wanna be with you wanna be together for a decent amount of time every year, every day. Yeah. That she will. It'll be my pleasure. Can't wait to speak. You gotta have a good night, and we'll talk soon. Say it, Renee. 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Good name. Larissa from Artem. How are you going? That's good.\n\nHad a good day? Oh, no. See? This is why you drive the manual. Way better.\n\nYep. I was gonna say it's it's it's someone else's job to fix. Thank the lord. Yes. Okay.\n\nThere's a there's a couple of points that I definitely need to touch on aside from that, which I'm happy to to talk about. So let's start with that that point, I guess, is you wanna like, at the end of the year, you're gonna retire. That's exactly what I heard, and that's what we're gonna stick with, is that you're going to retire. So does that mean that your employer is going to you're gonna cease working for your current employer? Nope.\n\nYou're cease. You're ceasing with your employer. That's that's what yep. Fantastic. Cool.\n\nSo under the sole trader, you're going to cease the current contract. And then if you get another contract, so be it. Fantastic. Yep. Absolutely nothing wrong with that.\n\nA, you're already 60, so it's fine. And, yeah, we can do that. So at the end of the year, from that perspective, what is your intent with doing that? Or what is like, the contract's gonna end at the end of the year, whether it's because you terminated or whether it's because it just ends, runs its course. You're after 60, so you're allowed to declare oh, sorry.\n\nHiccups. You're allowed to declare that you are not getting fully employed at that time, and therefore, what comes with that is the eligibility to potentially access super from a whole lump sum position. Cool. Is that the intent at that time to access the whole benefit? No.\n\nMy so so the only predicament I'm ever gonna have is if you turn around and tell me that you are going to retire, but you act and then in the same sense that say, I'm I'm going to fill out a form that says that I intend to retire and not return to work, but then I intend to return to work. If you make that declaration to me, I'm not listening. Okay? So what I'm hearing from you is exactly the words, at the end of the year, the contract that I'm working is going to cease. And, again, whether whether that's from you ceasing it or whether that's from us running its course, either either way.\n\nAt the end of the year, the day that you wanna sign a document that says I intend to permanently retire is the day that you are making the declaration and the day that I confirm that you are making the declaration, and I know none the wiser that you are intending to permanently retire. If another job happens to fall in your lap later, so be it. But at the time that that declaration is made, that is the intent, and that's what you're telling me right now. Correct? Fantastic.\n\nSo at the end of the year, Rod, when the contract has run its course, what are you wanting to do? And you can tell me exactly what you're wanting to do with your Superfund. Fantastic. So you were looking to do a full withdrawal from the super fund, liquidating the assets, withdrawing to cash to your bank account, holding no further superannuation in the Australian super environment, and you are looking to then utilize that money to finalize your home build over in, I wanna say, Malaysia. Am I right about Philippines?\n\nDamn it. Sorry. I spoke to someone at the beginning of the week that was doing a Malaysian house build. Okay. Cool.\n\nSo can I ask why it's the end of the year and not earlier? He's in the country again. That's beautiful. Yep. Yep.\n\nIs it it it's dependent on when you want it to happen. Because at this point, everything is dependent on you, on your making the decision to to tie up the the the contract the current contract. If you wanted to turn around tomorrow and tie up the current contract, you could because you're because you've moved to sole trader. And exactly what your email said the other day, you've moved to sole trader. You're not gonna be making any further super contributions.\n\nYou're not returning to gainful employment. You can withdraw the funds from your superannuation account once that contract ceases, But it's dependent on when you want to trigger that. So you you may not wanna trigger that for a while longer. Yep. So just before your 60 birthday.\n\nYep. So the benefit of doing it this time is, a, your bank details are already applied to the account. The correct bank details are applied to the account. They've paid out to you, so they're there. B, you don't have to set up a pension account this time because you will be over 60, fully and you will have retired.\n\nWe can just pull it from an accumulation phase. We just pull it straight from straight from the account. Oh, actually, I lied. We will need to apply your bank details again because it paid out of your pension account last time, not your that's easy. We can we can get the form done today.\n\nLike, we can I can get the form done today, and we can load this the form onto the account now? So that way, it's done six months in in advance. And then all you need to do is you would need to call me and say, I have left my employment, and then I'll say, fantastic, Rodney. It is two weeks before you're going to get that money. And that is the time frame.\n\nThe day that you turn around and tell me that you have left your employer or you've ceased the contract and you are retired, it'll be two weeks before I can get you that money. So we will fill out the form stipulating that you are retired, and we can go from there. Now if you know in advance that you would like to do it earlier, you can call me two to three weeks before you're about to end the contract, and you can say, hi, Larissa. The contract ends on last date. It might be the contract ends at the end of the month, and you can say, I would like to sell my sell my assets down to cash to preemptively prepare to withdraw the funds.\n\nI will then, based on your instructions, sell all of the holdings that you have, sit in cash, and then the day that you are on your last day, I will then submit the withdrawal, and it'll pay out within forty eight hours. If you call me first thing in the morning at, you know, seven like, seven to 8AM, my time, I will be able to basically get you the money pretty much the next day providing depending on the bank that you bank with. You know, it could be a couple of day transfer through, but the Hub 24 will payout following day. If you call me in the afternoon or if we speak at 06:00 at night, it'll definitely be two days just because they process payments at, like, 01:00 in the afternoon, if that makes sense. So if I get if I find out at, like, 08:00 in the morning, I can get the I can get the payment.\n\nI can get the documents submitted, and I can call my call my friends, and I can make it happen same day. If it's 06:00 in the afternoon, it it won't happen that same day. Yeah. So it just it just depends on how quickly and how you wanna do things. So I'm happy to set calendar points like I did last time.\n\nSo that way, leading up to your birthday, we touch base. We get the documents done. I submit them the day of life. There's a Monday after your birthday because your birthday was a a Saturday. Submit them the day after your birthday.\n\nThe points that I'm allowed to trigger them legally, I trigger them. And I can do the same thing this time depending on how you wanna do it. So you said you want September, October. So I can give you a call at the September and say, hey. Where are you at now, and what do you wanna do?\n\nYes. It sure is. Yes. Yes. At that point in September, you will tell me what the time frame looks like.\n\nSo it's not that you're gonna cease the contract on that day. It's just you're gonna tell me what the time frame looks like. Richardson retirement. I'm putting you in my calendar right now while we're talking. Oh my gosh.\n\nI can't spell r o d n e y. Retirement with rural. Discretion. I really can't spell. Wow.\n\nOkay. So it is in my calendar. 6PM on the September 1. So what we will do at that time is we will we will call each other. We will talk to each other about when you're intending to cease the contract.\n\nAnd you may say, hey. I've got x y zed still happening, or, hey. The contract doesn't end until blah, or, hey. I wanna do blah. I have to give two weeks notice.\n\nWhatever the case may be, like, we're six months down the line. It's just it's dependent on what your workload is and what what where everything looks like. So so it is volatile, but at the same time, like, yesterday's market I haven't looked today. I've been a little bit on my feet all day. But yesterday's market, like, they opened low.\n\nThey went, which is me going up and down with my hands, and I realized you can't look at me. It went up and down all day, and it pretty much finished, like, where it closed the previous day. Like, it nothing happened for the day. Whilst it was volatile because of all the talks and all the wars and all the everything else and everything that is happening in Iran and the oil prices and everything else, it very much went blah blah blah and finished where it closed. Nothing came out of it.\n\nIt wasn't up. It wasn't down. It just looked really volatile for the day. Had you been day trading? Yeah.\n\nWould have been a sick day to be on the market. We don't day trade, so we're happy days with the slow growth. This fund has been slow growing, which is good. Like, I haven't With no contributions, probably not. If we start putting some money in, I'd have to look at it.\n\nSix months. Yeah. I'd say 4,000 is pretty reasonable. Like, it's already over from Christmas to now, so it's, like, two full months. It's already put on nearly $2 from when we pulled the money out at Christmas.\n\nLet's just go yeah. Yeah. Like, well, 444% would like, 4% earnings across six months, which, you know, is, like, 8% across the whole year, is something that is reasonable within the, like, growth rate that you're in. It's not an unreasonable return basis. We are looking at short term.\n\nShort term obviously increases the volatility risk, but but but it's, you know, it's not unreasonable within your risk profile that you would get within six months full percent. We can obviously if you want, I can touch base with you monthly. Tuesday is the best day for me to do that. It's the only day that I stay back. I made a promise to my family this year that I wasn't gonna be here until 11:00 at night every night.\n\nAnd I've and I've been making a conscious effort to make sure that I'm out of here at a reasonable time. Because I I I'm here in the office from 6AM in the morning. So it's already I've already done yep. It's currently 06:18 Queensland time, so I've already been in the office for just over twelve hours. Yeah.\n\nAnd that that's okay. I I I generally stay in the office until about seven or 08:00 on a Tuesday. It's the one day I do later days just to get things done because when everyone leaves the office is when I get things done because everyone leaves me alone and it's quiet, and the lights go down in the movie theater and all that fun stuff. So so yeah. So it'll have to be Tuesdays because that's the best day for me to call you because I know you like all later calls.\n\nI tried to call you last week on Thursday or Friday during the day. You didn't answer, which is fine. I knew you prefer late calls. I just I I figured I'd I figured I'd throw it in the wall and see if I could get you at the time, but I didn't. And that's okay.\n\nYep. Cool. So do you want me to touch base more regularly? Do you want me to say touch base in June, July at the three month mark? Yes.\n\nTo hear my voice, Rodney. Why else would you wanna talk to me? It's to hear my voice. No. It's just if you were comfortable.\n\nIf you if you wanted if you wanted me to touch base, we can, you know, touch base on market volatility, see how we're tracking based on the returns just so you are more comfortable. Because we are looking at a shorter time frame, we can just kind of take it step by step with your with your comfort level. Cool. So I'll add a six month touch up, and I'll touch base with you June because we're currently March. Oops.\n\nThat's crazy. So we'll touch base June, and then we'll touch base September. Now two other points. One, you sent an email saying you want to cease with o two. I'm assuming based on this conversation that you don't wanna cease with o two, and you still want me to continue managing things, or you still want me to get you to September where I then trigger everything, help you retire?\n\nCool. And then I have I got an email from Hub twenty four that there was a rollover or attempted rollover from a Hub account to a Hub account. Do you know did you trigger yeah. Did you trigger anything or try and were you playing around in the hub system? Did you accidentally trigger anything while you were playing around in, like, the app?\n\nOr it got rejected. Nothing's happening. The money's safe and secure. They alerted us on a flag, like, under a flag. They let us know, and I was like, cool.\n\nStarted trying to write an email, realized that it was about 15 feet long, and realized it was gonna be really confusing if I sent you this massive email, so I tried to call you last Friday. Cool. No. That that's okay. I just I ceased it.\n\nWe literally said it was malicious activity until we spoke to you and then allowed it to go through other than that. So I will continue I will let them know to cease the activities so they won't proceed with it, and we'll leave funds as they are. The only thing I needed No. No. No.\n\nIt's okay. It's so fine. We we we have a Hub twenty four, we have flags everywhere. So if anything any money moves that we didn't specifically flag, we get notified in, like, three different areas, and it happened. We put a stop to it, and we we it's basically just a hold for now until I get back to them.\n\nSo I'll get back to Hub, let them know to please cancel the activity based on our conversation and everything we left. Absolutely. No. It's so fine. The client that I've had that's actually done something.\n\nI've had clients try and sell stuff stuff accidentally and all sorts of fun things. So it's so fine. It happens from time to time, but we we have these things for we have these systems for a reason, so we're all okay. Cool. Well, I'm gonna I'm gonna put in my calendar that I'm gonna touch base with you in June, touch base with you in September.\n\nSeptember will have a game plan moving forward as to how we're specifically retiring and what time frame we have to do that. So long as you don't, in that conversation in September, say, oh, yeah. By the way, I I already hung up my hat, we're fine. Because if you turn around and say we've already hung up our hat, I just wanna remind you two weeks minimum for me to get that money out if that's what you do to me. I'm setting that I'm setting that tone.\n\nSo it's two weeks for me to get that money, which is why I wanna have that conversation, set the time frame, make sure that we have the time to be able to sell everything and do everything on the time line that you want me to. Cool. Do you wanna do the do you do you wanna do the bank details form now, or do you wanna do it in September so we just in case bank details change, whatever the case may be? No. You can give it to me.\n\nWell, okay. Let's do it let's do it this way. Is it the bank details that I paid to previously? No? Oh, I should probably do.\n\nYeah. I do. Give me a second. I'll just grab them up. I can do that.\n\nThat's okay. Let me it's only held in one section on your account. We don't hold it. So I will just pull that up, and I can tell you. Another question is, which section is that?\n\nI know what it is. Probably that one. Oh, there it is. Damn it. I had it, and then I changed page.\n\nGo back. Okay. So it is a Bankwest account with the ending four digits of 0517. Perfect. So what I'm gonna do is I'm going to fill out the bank details form because we're gonna have to put the bank details on the accumulation fund because they were previously applied to the pension account, and they're applied at the account level, not the client level.\n\nSo we will apply it to the accumulation fund. That fund's not gonna change between now and September. I can tell you that with certainty. So I'll we'll apply it to that. I will send you the form.\n\nI need you to double check the form. Even though I have them, they've been paid to that account, blah blah blah, I still like you to double check the form, make sure the details are correct. I will send that to you electronically tomorrow morning because all of my admin have left. I'm terrible at doing administration work because it's been too long since I've done it. So it takes me thirty seconds longer than it takes everyone off.\n\nSo so I will get the team to do it tomorrow morning, send it to you via the electronic signing system. They'll put you in they'll put you a separate email to let you know when it's being sent. So that way, you can find it in case it goes to junk, whatever the case. Double check the form. It's like a two page form.\n\nIt literally has your account details, your personal details, and your bank details on it. Double check it. Sign it. Once I get it back, I'll send it to Hub. So con Hub will have in the system that they need to have the bank details verified.\n\nSo at some point between now and you withdrawing, we'll get the details verified. It'll be a phone call. Nice and easy. Nothing we have to take care of now. Just lays it down the track.\n\nOkay? Perfect. I will get all the notes updated. I will, right now, book that first call in the June, and, otherwise, I will speak to you then. Absolutely no stress at all.\n\nSo it looks like it I will be talking to you on the June 2 and then the September 2. Is that what you said? There you go. Second or second. Perfect.\n\nThere's absolutely nothing wrong with that. You wanna be with your you wanna be with your wife. A trip every now and again is not worth it. You wanna be with you wanna be together for a decent amount of time every year, every day. Yeah.\n\nThat she will. It'll be my pleasure. Can't wait to speak. You gotta have a good night, and we'll talk soon. Say it, Renee.\n\nBye.","paragraphs":[{"sentences":[{"text":"Hi.","start":3.4399998,"end":3.84,"sentiment":"neutral","sentiment_score":0.21784046292304993},{"text":"Good name.","start":3.84,"end":4.48,"sentiment":"positive","sentiment_score":0.3894534707069397},{"text":"Larissa from Artem.","start":4.48,"end":5.7799997,"sentiment":"positive","sentiment_score":0.3932107488314311},{"text":"How are you going?","start":5.8399997,"end":6.74,"sentiment":"positive","sentiment_score":0.3500787168741226},{"text":"That's good.","start":9.76,"end":11.3,"sentiment":"positive","sentiment_score":0.6738307774066925}],"sentiment":"positive","sentiment_score":0.4103630060950915,"num_words":12,"start":3.4399998,"end":11.3},{"sentences":[{"text":"Had a good day?","start":11.759999,"end":12.82,"sentiment":"positive","sentiment_score":0.47495943307876587},{"text":"Oh, no.","start":23.085,"end":24.305,"sentiment":"neutral","sentiment_score":-0.10492359101772308},{"text":"See?","start":25.53,"end":25.583334,"sentiment":"neutral","sentiment_score":-0.03919511288404465},{"text":"This is why you drive the manual.","start":25.583334,"end":27.79,"sentiment":"neutral","sentiment_score":-0.050362094438501766},{"text":"Way better.","start":27.93,"end":28.67,"sentiment":"neutral","sentiment_score":0.14256504736840725}],"sentiment":"neutral","sentiment_score":0.09896192944142967,"num_words":16,"start":11.759999,"end":28.67},{"sentences":[{"text":"Yep.","start":41.265,"end":41.765,"sentiment":"neutral","sentiment_score":-0.10167890787124634},{"text":"I was gonna say it's it's it's someone else's job to fix.","start":51.440002,"end":54.8,"sentiment":"neutral","sentiment_score":-0.12342924096932013},{"text":"Thank the lord.","start":54.8,"end":55.78,"sentiment":"neutral","sentiment_score":0.20921544233957926},{"text":"Yes.","start":63.695,"end":64.195,"sentiment":"neutral","sentiment_score":0.015697721391916275},{"text":"Okay.","start":83.229996,"end":83.729996,"sentiment":"neutral","sentiment_score":0.0405244454741478}],"sentiment":"neutral","sentiment_score":-0.04994229475657145,"num_words":18,"start":41.265,"end":83.729996},{"sentences":[{"text":"There's a there's a couple of points that I definitely need to touch on aside from that, which I'm happy to to talk about.","start":84.509995,"end":92.049995,"sentiment":"neutral","sentiment_score":0.13204873570551476},{"text":"So let's start with that that point, I guess, is you wanna like, at the end of the year, you're gonna retire.","start":93.945,"end":99.305,"sentiment":"neutral","sentiment_score":0.045557705431499264},{"text":"That's exactly what I heard, and that's what we're gonna stick with, is that you're going to retire.","start":99.305,"end":103.465004,"sentiment":"neutral","sentiment_score":0.013149896326164404},{"text":"So does that mean that your employer is going to you're gonna cease working for your current employer?","start":103.465004,"end":109.005005,"sentiment":"neutral","sentiment_score":-0.08133093888560931},{"text":"Nope.","start":113.36,"end":113.86,"sentiment":"neutral","sentiment_score":-0.14748647809028623}],"sentiment":"neutral","sentiment_score":0.03369510761765113,"num_words":83,"start":84.509995,"end":113.86},{"sentences":[{"text":"You're cease.","start":113.92,"end":114.64,"sentiment":"neutral","sentiment_score":-0.13339893519878387},{"text":"You're ceasing with your employer.","start":114.64,"end":116.08,"sentiment":"neutral","sentiment_score":-0.11524993628263473},{"text":"That's that's what yep.","start":116.08,"end":118.18,"sentiment":"neutral","sentiment_score":-0.03658224083483219},{"text":"Fantastic.","start":122.435,"end":122.935,"sentiment":"neutral","sentiment_score":0.31705713272094727},{"text":"Cool.","start":123.795,"end":124.275,"sentiment":"neutral","sentiment_score":0.16183625161647797}],"sentiment":"neutral","sentiment_score":-0.039267933139434226,"num_words":13,"start":113.92,"end":124.275},{"sentences":[{"text":"So under the sole trader, you're going to cease the current contract.","start":124.275,"end":128.695,"sentiment":"neutral","sentiment_score":0.0038546784004817405},{"text":"And then if you get another contract, so be it.","start":129.475,"end":133.015,"sentiment":"neutral","sentiment_score":-0.000621071830391884},{"text":"Fantastic.","start":135.44,"end":135.94,"sentiment":"positive","sentiment_score":0.381905734539032},{"text":"Yep.","start":136.16,"end":136.64,"sentiment":"neutral","sentiment_score":0.1934632956981659},{"text":"Absolutely nothing wrong with that.","start":136.64,"end":138.18001,"sentiment":"neutral","sentiment_score":0.2566245675086975}],"sentiment":"neutral","sentiment_score":0.0654668031131913,"num_words":29,"start":124.275,"end":138.18001},{"sentences":[{"text":"A, you're already 60, so it's fine.","start":138.32,"end":141.7,"sentiment":"neutral","sentiment_score":0.11853176461798805},{"text":"And, yeah, we can do that.","start":143.12001,"end":145.06,"sentiment":"positive","sentiment_score":0.34828680257002514},{"text":"So at the end of the year, from that perspective, what is your intent with doing that?","start":145.12001,"end":150.325,"sentiment":"neutral","sentiment_score":0.024072937886504567},{"text":"Or what is like, the contract's gonna end at the end of the year, whether it's because you terminated or whether it's because it just ends, runs its course.","start":150.325,"end":159.22499,"sentiment":"neutral","sentiment_score":-0.14877584782140008},{"text":"You're after 60, so you're allowed to declare oh, sorry.","start":159.28499,"end":163.87999,"sentiment":"neutral","sentiment_score":-0.03784443661570549}],"sentiment":"neutral","sentiment_score":-0.019771896248710327,"num_words":69,"start":138.32,"end":163.87999},{"sentences":[{"text":"Hiccups.","start":163.87999,"end":164.37999,"sentiment":"neutral","sentiment_score":-0.28772783279418945},{"text":"You're allowed to declare that you are not getting fully employed at that time, and therefore, what comes with that is the eligibility to potentially access super from a whole lump sum position.","start":164.68,"end":180.435,"sentiment":"neutral","sentiment_score":-0.018310762038736633},{"text":"Cool.","start":183.775,"end":184.275,"sentiment":"positive","sentiment_score":0.5807939767837524},{"text":"Is that the intent at that time to access the whole benefit?","start":184.655,"end":189.875,"sentiment":"neutral","sentiment_score":0.2581034116446972},{"text":"No.","start":209.20499,"end":209.70499,"sentiment":"neutral","sentiment_score":-0.27529406547546387}],"sentiment":"neutral","sentiment_score":0.05230745564525326,"num_words":48,"start":163.87999,"end":209.70499},{"sentences":[{"text":"My so so the only predicament I'm ever gonna have is if you turn around and tell me that you are going to retire, but you act and then in the same sense that say, I'm I'm going to fill out a form that says that I intend to retire and not return to work, but then I intend to return to work.","start":211.605,"end":230.22,"sentiment":"neutral","sentiment_score":-0.23227398842573166},{"text":"If you make that declaration to me, I'm not listening.","start":230.22,"end":233.28,"sentiment":"negative","sentiment_score":-0.6711049497127533},{"text":"Okay?","start":235.34,"end":235.84,"sentiment":"neutral","sentiment_score":-0.18012908101081848},{"text":"So what I'm hearing from you is exactly the words, at the end of the year, the contract that I'm working is going to cease.","start":236.625,"end":244.08499,"sentiment":"negative","sentiment_score":-0.3500426012277603},{"text":"And, again, whether whether that's from you ceasing it or whether that's from us running its course, either either way.","start":244.70499,"end":250.385,"sentiment":"neutral","sentiment_score":-0.2418687529861927}],"sentiment":"neutral","sentiment_score":-0.29506621797796057,"num_words":119,"start":211.605,"end":250.385},{"sentences":[{"text":"At the end of the year, the day that you wanna sign a document that says I intend to permanently retire is the day that you are making the declaration and the day that I confirm that you are making the declaration, and I know none the wiser that you are intending to permanently retire.","start":250.385,"end":264.77,"sentiment":"neutral","sentiment_score":-0.023555685037916357},{"text":"If another job happens to fall in your lap later, so be it.","start":265.585,"end":269.345,"sentiment":"negative","sentiment_score":-0.4180550151146375},{"text":"But at the time that that declaration is made, that is the intent, and that's what you're telling me right now.","start":269.345,"end":274.385,"sentiment":"neutral","sentiment_score":0.007175173344356673},{"text":"Correct?","start":274.385,"end":274.885,"sentiment":"neutral","sentiment_score":0.031695421785116196},{"text":"Fantastic.","start":278.46002,"end":278.96002,"sentiment":"positive","sentiment_score":0.7424678802490234}],"sentiment":"neutral","sentiment_score":-0.06379599924516546,"num_words":91,"start":250.385,"end":278.96002},{"sentences":[{"text":"So at the end of the year, Rod, when the contract has run its course, what are you wanting to do?","start":279.42,"end":288.14,"sentiment":"neutral","sentiment_score":0.15102665445634297},{"text":"And you can tell me exactly what you're wanting to do with your Superfund.","start":288.14,"end":292.56,"sentiment":"neutral","sentiment_score":0.17153524873512133},{"text":"Fantastic.","start":295.535,"end":296.035,"sentiment":"positive","sentiment_score":0.6985623836517334},{"text":"So you were looking to do a full withdrawal from the super fund, liquidating the assets, withdrawing to cash to your bank account, holding no further superannuation in the Australian super environment, and you are looking to then utilize that money to finalize your home build over in, I wanna say, Malaysia.","start":296.095,"end":315.50998,"sentiment":"neutral","sentiment_score":0.1751407627374507},{"text":"Am I right about Philippines?","start":316.53,"end":317.99,"sentiment":"neutral","sentiment_score":-0.015221126563847064}],"sentiment":"neutral","sentiment_score":0.16454655525865414,"num_words":93,"start":279.42,"end":317.99},{"sentences":[{"text":"Damn it.","start":318.44998,"end":319.19,"sentiment":"neutral","sentiment_score":-0.09189886227250099},{"text":"Sorry.","start":319.66498,"end":320.16498,"sentiment":"neutral","sentiment_score":-0.08469561487436295},{"text":"I spoke to someone at the beginning of the week that was doing a Malaysian house build.","start":320.22498,"end":324.245,"sentiment":"neutral","sentiment_score":-0.015936095705803704},{"text":"Okay.","start":332.79,"end":333.19,"sentiment":"neutral","sentiment_score":0.11121542751789092},{"text":"Cool.","start":333.19,"end":333.69,"sentiment":"neutral","sentiment_score":0.2048329561948776}],"sentiment":"neutral","sentiment_score":-0.010152662850239061,"num_words":22,"start":318.44998,"end":333.69},{"sentences":[{"text":"So can I ask why it's the end of the year and not earlier?","start":333.91,"end":337.13,"sentiment":"neutral","sentiment_score":-0.07950966326253754},{"text":"He's in the country again.","start":351.785,"end":352.905,"sentiment":"neutral","sentiment_score":0.04555318653583527},{"text":"That's beautiful.","start":352.905,"end":353.565,"sentiment":"positive","sentiment_score":0.6096133291721344},{"text":"Yep.","start":367.63998,"end":368.13998,"sentiment":"neutral","sentiment_score":-0.0076420060358941555},{"text":"Yep.","start":373.615,"end":374.115,"sentiment":"neutral","sentiment_score":0.0018444763263687491}],"sentiment":"neutral","sentiment_score":0.014263468506017132,"num_words":23,"start":333.91,"end":374.115},{"sentences":[{"text":"Is it it it's dependent on when you want it to happen.","start":376.735,"end":381.29498,"sentiment":"neutral","sentiment_score":-0.0789742839212219},{"text":"Because at this point, everything is dependent on you, on your making the decision to to tie up the the the contract the current contract.","start":381.29498,"end":393.13,"sentiment":"neutral","sentiment_score":-0.08031746834516525},{"text":"If you wanted to turn around tomorrow and tie up the current contract, you could because you're because you've moved to sole trader.","start":393.51,"end":400.01,"sentiment":"neutral","sentiment_score":-0.13570900876884875},{"text":"And exactly what your email said the other day, you've moved to sole trader.","start":400.145,"end":402.945,"sentiment":"neutral","sentiment_score":-0.08613588714173862},{"text":"You're not gonna be making any further super contributions.","start":402.945,"end":405.365,"sentiment":"negative","sentiment_score":-0.4981119500266181}],"sentiment":"neutral","sentiment_score":-0.14175717213965325,"num_words":83,"start":376.735,"end":405.365},{"sentences":[{"text":"You're not returning to gainful employment.","start":405.905,"end":407.605,"sentiment":"negative","sentiment_score":-0.42703312635421753},{"text":"You can withdraw the funds from your superannuation account once that contract ceases, But it's dependent on when you want to trigger that.","start":408.385,"end":419.25998,"sentiment":"neutral","sentiment_score":-0.18146904817093973},{"text":"So you you may not wanna trigger that for a while longer.","start":420.44,"end":423.5,"sentiment":"neutral","sentiment_score":-0.2536883590122064},{"text":"Yep.","start":432.535,"end":432.935,"sentiment":"neutral","sentiment_score":0.035408295691013336},{"text":"So just before your 60 birthday.","start":432.935,"end":435.355,"sentiment":"neutral","sentiment_score":0.005298565762738387}],"sentiment":"neutral","sentiment_score":-0.20235515591533235,"num_words":48,"start":405.905,"end":435.355},{"sentences":[{"text":"Yep.","start":438.935,"end":439.435,"sentiment":"neutral","sentiment_score":0.12157981097698212},{"text":"So the benefit of doing it this time is, a, your bank details are already applied to the account.","start":450.31,"end":458.075,"sentiment":"neutral","sentiment_score":0.2598293094258559},{"text":"The correct bank details are applied to the account.","start":459.01498,"end":461.435,"sentiment":"neutral","sentiment_score":0.20182793339093527},{"text":"They've paid out to you, so they're there.","start":461.495,"end":464.555,"sentiment":"positive","sentiment_score":0.3635144904255867},{"text":"B, you don't have to set up a pension account this time because you will be over 60, fully and you will have retired.","start":465.895,"end":472.29,"sentiment":"neutral","sentiment_score":0.18724117738505205}],"sentiment":"neutral","sentiment_score":0.23404413559397713,"num_words":61,"start":438.935,"end":472.29},{"sentences":[{"text":"We can just pull it from an accumulation phase.","start":472.59,"end":474.85,"sentiment":"neutral","sentiment_score":0.16183376477824318},{"text":"We just pull it straight from straight from the account.","start":475.71002,"end":478.51,"sentiment":"neutral","sentiment_score":0.1561521589756012},{"text":"Oh, actually, I lied.","start":478.51,"end":479.47,"sentiment":"neutral","sentiment_score":-0.07285098545253277},{"text":"We will need to apply your bank details again because it paid out of your pension account last time, not your that's easy.","start":479.47,"end":484.66498,"sentiment":"neutral","sentiment_score":-0.1052257894821789},{"text":"We can we can get the form done today.","start":484.66498,"end":486.50497,"sentiment":"neutral","sentiment_score":0.18229800131585863}],"sentiment":"neutral","sentiment_score":0.035402006994594226,"num_words":55,"start":472.59,"end":486.50497},{"sentences":[{"text":"Like, we can I can get the form done today, and we can load this the form onto the account now?","start":486.50497,"end":490.905,"sentiment":"neutral","sentiment_score":0.1825903356075287},{"text":"So that way, it's done six months in in advance.","start":490.905,"end":493.405,"sentiment":"neutral","sentiment_score":0.16368783563375472},{"text":"And then all you need to do is you would need to call me and say, I have left my employment, and then I'll say, fantastic, Rodney.","start":494.025,"end":503.97,"sentiment":"neutral","sentiment_score":0.19174682790482486},{"text":"It is two weeks before you're going to get that money.","start":504.59,"end":509.25,"sentiment":"neutral","sentiment_score":0.1440536610104821},{"text":"And that is the time frame.","start":511.495,"end":512.855,"sentiment":"neutral","sentiment_score":0.021275882919629414}],"sentiment":"neutral","sentiment_score":0.16480913768212,"num_words":75,"start":486.50497,"end":512.855},{"sentences":[{"text":"The day that you turn around and tell me that you have left your employer or you've ceased the contract and you are retired, it'll be two weeks before I can get you that money.","start":512.855,"end":523.495,"sentiment":"neutral","sentiment_score":-0.024128813190119607},{"text":"So we will fill out the form stipulating that you are retired, and we can go from there.","start":523.495,"end":527.73,"sentiment":"neutral","sentiment_score":0.06912754362242089},{"text":"Now if you know in advance that you would like to do it earlier, you can call me two to three weeks before you're about to end the contract, and you can say, hi, Larissa.","start":527.79,"end":538.13,"sentiment":"neutral","sentiment_score":0.05331210329064301},{"text":"The contract ends on last date.","start":538.50995,"end":540.69,"sentiment":"neutral","sentiment_score":0.010855200855682293},{"text":"It might be the contract ends at the end of the month, and you can say, I would like to sell my sell my assets down to cash to preemptively prepare to withdraw the funds.","start":541.915,"end":552.975,"sentiment":"neutral","sentiment_score":0.037853243787373814}],"sentiment":"neutral","sentiment_score":0.028338803693132346,"num_words":129,"start":512.855,"end":552.975},{"sentences":[{"text":"I will then, based on your instructions, sell all of the holdings that you have, sit in cash, and then the day that you are on your last day, I will then submit the withdrawal, and it'll pay out within forty eight hours.","start":553.435,"end":569.69,"sentiment":"neutral","sentiment_score":0.08794102809110353},{"text":"If you call me first thing in the morning at, you know, seven like, seven to 8AM, my time, I will be able to basically get you the money pretty much the next day providing depending on the bank that you bank with.","start":570.065,"end":581.985,"sentiment":"neutral","sentiment_score":0.14159345262965492},{"text":"You know, it could be a couple of day transfer through, but the Hub 24 will payout following day.","start":581.985,"end":587.36,"sentiment":"neutral","sentiment_score":0.09591371566057205},{"text":"If you call me in the afternoon or if we speak at 06:00 at night, it'll definitely be two days just because they process payments at, like, 01:00 in the afternoon, if that makes sense.","start":587.98004,"end":598.64,"sentiment":"neutral","sentiment_score":0.07964679077267647},{"text":"So if I get if I find out at, like, 08:00 in the morning, I can get the I can get the payment.","start":600.90497,"end":604.90497,"sentiment":"neutral","sentiment_score":0.1553737297654152}],"sentiment":"neutral","sentiment_score":0.11075813944902888,"num_words":163,"start":553.435,"end":604.90497},{"sentences":[{"text":"I can get the documents submitted, and I can call my call my friends, and I can make it happen same day.","start":604.90497,"end":610.605,"sentiment":"neutral","sentiment_score":0.1902656243606047},{"text":"If it's 06:00 in the afternoon, it it won't happen that same day.","start":610.745,"end":616.58,"sentiment":"neutral","sentiment_score":0.05837575317575382},{"text":"Yeah.","start":617.52,"end":618.02,"sentiment":"neutral","sentiment_score":0.19894661009311676},{"text":"So it just it just depends on how quickly and how you wanna do things.","start":619.28,"end":626.0,"sentiment":"positive","sentiment_score":0.35382431050141655},{"text":"So I'm happy to set calendar points like I did last time.","start":626.0,"end":630.65497,"sentiment":"positive","sentiment_score":0.5942256723841032}],"sentiment":"neutral","sentiment_score":0.2790753629117731,"num_words":63,"start":604.90497,"end":630.65497},{"sentences":[{"text":"So that way, leading up to your birthday, we touch base.","start":630.65497,"end":633.69495,"sentiment":"neutral","sentiment_score":0.1964123167774894},{"text":"We get the documents done.","start":633.69495,"end":634.975,"sentiment":"neutral","sentiment_score":0.20914580225944518},{"text":"I submit them the day of life.","start":634.975,"end":636.415,"sentiment":"neutral","sentiment_score":0.18282403477600642},{"text":"There's a Monday after your birthday because your birthday was a a Saturday.","start":636.415,"end":639.39496,"sentiment":"neutral","sentiment_score":0.09254691148033509},{"text":"Submit them the day after your birthday.","start":639.935,"end":641.985,"sentiment":"neutral","sentiment_score":0.15829999319144658}],"sentiment":"neutral","sentiment_score":0.15807540792711947,"num_words":43,"start":630.65497,"end":641.985},{"sentences":[{"text":"The points that I'm allowed to trigger them legally, I trigger them.","start":641.985,"end":645.261,"sentiment":"neutral","sentiment_score":0.23466245209177336},{"text":"And I can do the same thing this time depending on how you wanna do it.","start":645.261,"end":649.629,"sentiment":"neutral","sentiment_score":0.2533147633075714},{"text":"So you said you want September, October.","start":649.629,"end":651.54,"sentiment":"neutral","sentiment_score":0.07942906128508705},{"text":"So I can give you a call at the September and say, hey.","start":651.54,"end":655.635,"sentiment":"neutral","sentiment_score":0.08524372772528575},{"text":"Where are you at now, and what do you wanna do?","start":655.715,"end":658.055,"sentiment":"neutral","sentiment_score":0.020408815280957657}],"sentiment":"neutral","sentiment_score":0.148434821958259,"num_words":59,"start":641.985,"end":658.055},{"sentences":[{"text":"Yes.","start":665.395,"end":665.795,"sentiment":"neutral","sentiment_score":0.1428137570619583},{"text":"It sure is.","start":665.795,"end":666.695,"sentiment":"neutral","sentiment_score":0.23369184136390686},{"text":"Yes.","start":691.625,"end":691.865,"sentiment":"neutral","sentiment_score":0.16569320857524872},{"text":"Yes.","start":691.865,"end":692.265,"sentiment":"neutral","sentiment_score":0.12907519936561584},{"text":"At that point in September, you will tell me what the time frame looks like.","start":692.265,"end":697.24,"sentiment":"neutral","sentiment_score":0.05017513831456502}],"sentiment":"neutral","sentiment_score":0.09006117922919137,"num_words":21,"start":665.395,"end":697.24},{"sentences":[{"text":"So it's not that you're gonna cease the contract on that day.","start":697.45996,"end":699.69995,"sentiment":"neutral","sentiment_score":-0.08804536684571455},{"text":"It's just you're gonna tell me what the time frame looks like.","start":699.69995,"end":702.36,"sentiment":"neutral","sentiment_score":-0.09532015475754936},{"text":"Richardson retirement.","start":705.22,"end":706.68,"sentiment":"neutral","sentiment_score":0.005705693736672401},{"text":"I'm putting you in my calendar right now while we're talking.","start":708.09503,"end":711.215,"sentiment":"neutral","sentiment_score":0.06692623821171848},{"text":"Oh my gosh.","start":711.215,"end":712.895,"sentiment":"neutral","sentiment_score":-0.23069324096043906}],"sentiment":"neutral","sentiment_score":-0.0536216493579559,"num_words":40,"start":697.45996,"end":712.895},{"sentences":[{"text":"I can't spell r o d n e y.","start":712.895,"end":716.67505,"sentiment":"neutral","sentiment_score":-0.29449700315793353},{"text":"Retirement with rural.","start":718.41504,"end":720.59503,"sentiment":"neutral","sentiment_score":-0.164870947599411},{"text":"Discretion.","start":722.015,"end":722.515,"sentiment":"neutral","sentiment_score":-0.23915548622608185},{"text":"I really can't spell.","start":724.27997,"end":725.24,"sentiment":"negative","sentiment_score":-0.4325612187385559},{"text":"Wow.","start":725.24,"end":725.48,"sentiment":"neutral","sentiment_score":-0.01867012493312359}],"sentiment":"neutral","sentiment_score":-0.28517535318517023,"num_words":18,"start":712.895,"end":725.48},{"sentences":[{"text":"Okay.","start":725.48,"end":725.88,"sentiment":"neutral","sentiment_score":0.009738260880112648},{"text":"So it is in my calendar.","start":725.88,"end":727.32,"sentiment":"neutral","sentiment_score":0.018346049822866917},{"text":"6PM on the September 1.","start":727.32,"end":729.57996,"sentiment":"neutral","sentiment_score":0.018401115015149117},{"text":"So what we will do at that time is we will we will call each other.","start":729.72,"end":732.27997,"sentiment":"neutral","sentiment_score":-0.07498547865543514},{"text":"We will talk to each other about when you're intending to cease the contract.","start":732.27997,"end":736.13995,"sentiment":"neutral","sentiment_score":-0.12033331766724586}],"sentiment":"neutral","sentiment_score":-0.06363366597465106,"num_words":42,"start":725.48,"end":736.13995},{"sentences":[{"text":"And you may say, hey.","start":736.19995,"end":737.5,"sentiment":"neutral","sentiment_score":-0.09736554399132728},{"text":"I've got x y zed still happening, or, hey.","start":737.595,"end":740.95496,"sentiment":"neutral","sentiment_score":-0.26171699580219054},{"text":"The contract doesn't end until blah, or, hey.","start":740.95496,"end":743.27496,"sentiment":"neutral","sentiment_score":-0.19142577424645424},{"text":"I wanna do blah.","start":743.27496,"end":744.39496,"sentiment":"neutral","sentiment_score":-0.16950683295726776},{"text":"I have to give two weeks notice.","start":744.39496,"end":745.935,"sentiment":"neutral","sentiment_score":-0.07600727145160947}],"sentiment":"neutral","sentiment_score":-0.16920500327691887,"num_words":33,"start":736.19995,"end":745.935},{"sentences":[{"text":"Whatever the case may be, like, we're six months down the line.","start":746.795,"end":749.75494,"sentiment":"neutral","sentiment_score":-0.033601473551243544},{"text":"It's just it's dependent on what your workload is and what what where everything looks like.","start":749.75494,"end":753.57,"sentiment":"neutral","sentiment_score":-0.04877791437320411},{"text":"So so it is volatile, but at the same time, like, yesterday's market I haven't looked today.","start":763.73,"end":769.025,"sentiment":"neutral","sentiment_score":-0.07598329576499321},{"text":"I've been a little bit on my feet all day.","start":769.025,"end":771.285,"sentiment":"neutral","sentiment_score":-0.12109194099903106},{"text":"But yesterday's market, like, they opened low.","start":771.505,"end":774.545,"sentiment":"neutral","sentiment_score":-0.12648152666432516}],"sentiment":"neutral","sentiment_score":-0.07373661995534936,"num_words":62,"start":746.795,"end":774.545},{"sentences":[{"text":"They went, which is me going up and down with my hands, and I realized you can't look at me.","start":774.545,"end":780.085,"sentiment":"neutral","sentiment_score":-0.18758710324764252},{"text":"It went up and down all day, and it pretty much finished, like, where it closed the previous day.","start":781.34,"end":788.0,"sentiment":"neutral","sentiment_score":-0.13918410712166837},{"text":"Like, it nothing happened for the day.","start":788.14,"end":790.46,"sentiment":"neutral","sentiment_score":-0.1941173097917012},{"text":"Whilst it was volatile because of all the talks and all the wars and all the everything else and everything that is happening in Iran and the oil prices and everything else, it very much went blah blah blah and finished where it closed.","start":790.46,"end":803.105,"sentiment":"neutral","sentiment_score":-0.1975524484772574},{"text":"Nothing came out of it.","start":803.645,"end":804.845,"sentiment":"neutral","sentiment_score":-0.12856714576482772}],"sentiment":"neutral","sentiment_score":-0.1798968919013676,"num_words":95,"start":774.545,"end":804.845},{"sentences":[{"text":"It wasn't up.","start":804.845,"end":805.565,"sentiment":"neutral","sentiment_score":-0.20398096243540445},{"text":"It wasn't down.","start":805.565,"end":806.285,"sentiment":"neutral","sentiment_score":-0.22609025239944458},{"text":"It just looked really volatile for the day.","start":806.285,"end":808.5,"sentiment":"neutral","sentiment_score":-0.24990560114383698},{"text":"Had you been day trading?","start":808.5,"end":809.72,"sentiment":"neutral","sentiment_score":-0.053273117542266844},{"text":"Yeah.","start":810.18,"end":810.58,"sentiment":"neutral","sentiment_score":-0.052064407616853714}],"sentiment":"neutral","sentiment_score":-0.18039442244917153,"num_words":20,"start":804.845,"end":810.58},{"sentences":[{"text":"Would have been a sick day to be on the market.","start":810.58,"end":812.76,"sentiment":"neutral","sentiment_score":-0.28479184210300446},{"text":"We don't day trade, so we're happy days with the slow growth.","start":812.82,"end":817.08,"sentiment":"neutral","sentiment_score":-0.12769158060352007},{"text":"This fund has been slow growing, which is good.","start":817.22,"end":820.02,"sentiment":"neutral","sentiment_score":0.06446451942125957},{"text":"Like, I haven't With no contributions, probably not.","start":820.02,"end":836.59,"sentiment":"neutral","sentiment_score":-0.1498316623037681},{"text":"If we start putting some money in, I'd have to look at it.","start":838.49,"end":842.43,"sentiment":"neutral","sentiment_score":-0.15957119487799132}],"sentiment":"neutral","sentiment_score":-0.13882844127222616,"num_words":53,"start":810.58,"end":842.43},{"sentences":[{"text":"Six months.","start":844.25,"end":845.07,"sentiment":"neutral","sentiment_score":-0.07933777198195457},{"text":"Yeah.","start":853.375,"end":853.61505,"sentiment":"neutral","sentiment_score":0.31071698665618896},{"text":"I'd say 4,000 is pretty reasonable.","start":853.61505,"end":855.93506,"sentiment":"positive","sentiment_score":0.3604246477286021},{"text":"Like, it's already over from Christmas to now, so it's, like, two full months.","start":855.93506,"end":860.03503,"sentiment":"neutral","sentiment_score":0.19102322842393601},{"text":"It's already put on nearly $2 from when we pulled the money out at Christmas.","start":860.97504,"end":865.60004,"sentiment":"neutral","sentiment_score":0.08502465337514878}],"sentiment":"neutral","sentiment_score":0.16484958756911128,"num_words":38,"start":844.25,"end":865.60004},{"sentences":[{"text":"Let's just go yeah.","start":868.22003,"end":876.285,"sentiment":"neutral","sentiment_score":0.17058529518544674},{"text":"Yeah.","start":878.285,"end":878.785,"sentiment":"neutral","sentiment_score":0.32742029428482056},{"text":"Like, well, 444% would like, 4% earnings across six months, which, you know, is, like, 8% across the whole year, is something that is reasonable within the, like, growth rate that you're in.","start":879.245,"end":897.29,"sentiment":"positive","sentiment_score":0.3670653375712308},{"text":"It's not an unreasonable return basis.","start":897.29,"end":901.23,"sentiment":"neutral","sentiment_score":0.16677910958727202},{"text":"We are looking at short term.","start":901.53,"end":903.37,"sentiment":"neutral","sentiment_score":-0.004869392141699791}],"sentiment":"neutral","sentiment_score":0.28188751839101317,"num_words":50,"start":868.22003,"end":903.37},{"sentences":[{"text":"Short term obviously increases the volatility risk, but but but it's, you know, it's not unreasonable within your risk profile that you would get within six months full percent.","start":903.37,"end":915.02496,"sentiment":"neutral","sentiment_score":0.04304629230293734},{"text":"We can obviously if you want, I can touch base with you monthly.","start":915.02496,"end":918.005,"sentiment":"neutral","sentiment_score":0.18726678077991193},{"text":"Tuesday is the best day for me to do that.","start":918.46497,"end":920.38495,"sentiment":"neutral","sentiment_score":0.252688130736351},{"text":"It's the only day that I stay back.","start":920.38495,"end":922.32,"sentiment":"neutral","sentiment_score":0.13454595766961575},{"text":"I made a promise to my family this year that I wasn't gonna be here until 11:00 at night every night.","start":922.56,"end":927.7,"sentiment":"neutral","sentiment_score":0.037636129008162586}],"sentiment":"neutral","sentiment_score":0.09970886796068998,"num_words":81,"start":903.37,"end":927.7},{"sentences":[{"text":"And I've and I've been making a conscious effort to make sure that I'm out of here at a reasonable time.","start":930.64,"end":935.28,"sentiment":"neutral","sentiment_score":0.2696788169088818},{"text":"Because I I I'm here in the office from 6AM in the morning.","start":935.28,"end":938.735,"sentiment":"neutral","sentiment_score":0.08850015814487751},{"text":"So it's already I've already done yep.","start":938.875,"end":941.835,"sentiment":"neutral","sentiment_score":0.06537610718182155},{"text":"It's currently 06:18 Queensland time, so I've already been in the office for just over twelve hours.","start":941.835,"end":948.015,"sentiment":"neutral","sentiment_score":0.04740986140335307},{"text":"Yeah.","start":951.25,"end":951.57,"sentiment":"neutral","sentiment_score":0.2524999976158142}],"sentiment":"neutral","sentiment_score":0.14118402716466935,"num_words":59,"start":930.64,"end":951.57},{"sentences":[{"text":"And that that's okay.","start":951.57,"end":952.45,"sentiment":"neutral","sentiment_score":0.2616684064269066},{"text":"I I I generally stay in the office until about seven or 08:00 on a Tuesday.","start":952.45,"end":956.61,"sentiment":"neutral","sentiment_score":0.16836074832826853},{"text":"It's the one day I do later days just to get things done because when everyone leaves the office is when I get things done because everyone leaves me alone and it's quiet, and the lights go down in the movie theater and all that fun stuff.","start":956.61,"end":967.205,"sentiment":"positive","sentiment_score":0.43999580278041517},{"text":"So so yeah.","start":971.025,"end":971.665,"sentiment":"neutral","sentiment_score":0.22775359451770782},{"text":"So it'll have to be Tuesdays because that's the best day for me to call you because I know you like all later calls.","start":971.665,"end":978.065,"sentiment":"neutral","sentiment_score":0.18225694509843984}],"sentiment":"neutral","sentiment_score":0.31359229569739483,"num_words":94,"start":951.57,"end":978.065},{"sentences":[{"text":"I tried to call you last week on Thursday or Friday during the day.","start":978.065,"end":981.72,"sentiment":"neutral","sentiment_score":0.02018737926014832},{"text":"You didn't answer, which is fine.","start":981.72,"end":983.16,"sentiment":"neutral","sentiment_score":-0.0821149672071139},{"text":"I knew you prefer late calls.","start":983.16,"end":985.39996,"sentiment":"neutral","sentiment_score":-0.0194574985653162},{"text":"I just I I figured I'd I figured I'd throw it in the wall and see if I could get you at the time, but I didn't.","start":985.39996,"end":991.16,"sentiment":"neutral","sentiment_score":-0.04707024387877296},{"text":"And that's okay.","start":991.16,"end":991.98,"sentiment":"neutral","sentiment_score":0.04269722787042459}],"sentiment":"neutral","sentiment_score":-0.026243149751930366,"num_words":56,"start":978.065,"end":991.98},{"sentences":[{"text":"Yep.","start":1012.64996,"end":1013.14996,"sentiment":"neutral","sentiment_score":0.1715780943632126},{"text":"Cool.","start":1033.805,"end":1034.305,"sentiment":"neutral","sentiment_score":0.22635182738304135},{"text":"So do you want me to touch base more regularly?","start":1034.845,"end":1037.57,"sentiment":"neutral","sentiment_score":0.12342637777328491},{"text":"Do you want me to say touch base in June, July at the three month mark?","start":1037.57,"end":1041.9099,"sentiment":"neutral","sentiment_score":0.066563619999215},{"text":"Yes.","start":1047.57,"end":1048.07,"sentiment":"neutral","sentiment_score":0.10370230674743652}],"sentiment":"neutral","sentiment_score":0.09658323883496482,"num_words":29,"start":1012.64996,"end":1048.07},{"sentences":[{"text":"To hear my voice, Rodney.","start":1067.36,"end":1068.72,"sentiment":"neutral","sentiment_score":0.20814548134803773},{"text":"Why else would you wanna talk to me?","start":1068.72,"end":1070.48,"sentiment":"neutral","sentiment_score":-0.03221957816276699},{"text":"It's to hear my voice.","start":1070.48,"end":1071.78,"sentiment":"neutral","sentiment_score":-0.0008452802198007703},{"text":"No.","start":1076.0651,"end":1076.385,"sentiment":"neutral","sentiment_score":-0.087349072098732},{"text":"It's just if you were comfortable.","start":1076.385,"end":1078.385,"sentiment":"neutral","sentiment_score":-0.009042634628713131}],"sentiment":"neutral","sentiment_score":0.02548558001872152,"num_words":25,"start":1067.36,"end":1078.385},{"sentences":[{"text":"If you if you wanted if you wanted me to touch base, we can, you know, touch base on market volatility, see how we're tracking based on the returns just so you are more comfortable.","start":1078.385,"end":1089.28,"sentiment":"neutral","sentiment_score":0.031065403270934308},{"text":"Because we are looking at a shorter time frame, we can just kind of take it step by step with your with your comfort level.","start":1089.34,"end":1096.16,"sentiment":"neutral","sentiment_score":0.1353161071240902},{"text":"Cool.","start":1098.46,"end":1098.96,"sentiment":"positive","sentiment_score":0.4962895512580872},{"text":"So I'll add a six month touch up, and I'll touch base with you June because we're currently March.","start":1099.835,"end":1106.735,"sentiment":"neutral","sentiment_score":0.11409575943099826},{"text":"Oops.","start":1106.795,"end":1107.295,"sentiment":"neutral","sentiment_score":-0.008265792392194271}],"sentiment":"neutral","sentiment_score":0.08797574050172612,"num_words":81,"start":1078.385,"end":1107.295},{"sentences":[{"text":"That's crazy.","start":1107.355,"end":1108.175,"sentiment":"neutral","sentiment_score":0.013871960691176353},{"text":"So we'll touch base June, and then we'll touch base September.","start":1108.475,"end":1111.135,"sentiment":"neutral","sentiment_score":0.06182758103717457},{"text":"Now two other points.","start":1113.355,"end":1115.09,"sentiment":"neutral","sentiment_score":0.030218958389014006},{"text":"One, you sent an email saying you want to cease with o two.","start":1115.39,"end":1119.25,"sentiment":"neutral","sentiment_score":0.008122854078045258},{"text":"I'm assuming based on this conversation that you don't wanna cease with o two, and you still want me to continue managing things, or you still want me to get you to September where I then trigger everything, help you retire?","start":1120.4299,"end":1130.155,"sentiment":"neutral","sentiment_score":0.026874796087035864}],"sentiment":"neutral","sentiment_score":0.028678688576484337,"num_words":71,"start":1107.355,"end":1130.155},{"sentences":[{"text":"Cool.","start":1147.44,"end":1147.94,"sentiment":"neutral","sentiment_score":0.19945204257965088},{"text":"And then I have I got an email from Hub twenty four that there was a rollover or attempted rollover from a Hub account to a Hub account.","start":1148.08,"end":1156.1799,"sentiment":"neutral","sentiment_score":0.027979021492813314},{"text":"Do you know did you trigger yeah.","start":1156.6849,"end":1159.005,"sentiment":"neutral","sentiment_score":-0.004549612158111164},{"text":"Did you trigger anything or try and were you playing around in the hub system?","start":1159.005,"end":1164.145,"sentiment":"neutral","sentiment_score":-0.015830461432536445},{"text":"Did you accidentally trigger anything while you were playing around in, like, the app?","start":1164.205,"end":1168.765,"sentiment":"neutral","sentiment_score":-0.021224142584417547}],"sentiment":"neutral","sentiment_score":0.006406499101565434,"num_words":65,"start":1147.44,"end":1168.765},{"sentences":[{"text":"Or it got rejected.","start":1168.765,"end":1170.78,"sentiment":"neutral","sentiment_score":-0.04046248598024249},{"text":"Nothing's happening.","start":1171.0,"end":1172.04,"sentiment":"neutral","sentiment_score":0.018490120768547058},{"text":"The money's safe and secure.","start":1172.04,"end":1173.42,"sentiment":"neutral","sentiment_score":0.1459215499460697},{"text":"They alerted us on a flag, like, under a flag.","start":1173.48,"end":1176.38,"sentiment":"neutral","sentiment_score":0.23356698900461198},{"text":"They let us know, and I was like, cool.","start":1176.6,"end":1179.9,"sentiment":"positive","sentiment_score":0.5285055471791161}],"sentiment":"neutral","sentiment_score":0.25656526206682123,"num_words":30,"start":1168.765,"end":1179.9},{"sentences":[{"text":"Started trying to write an email, realized that it was about 15 feet long, and realized it was gonna be really confusing if I sent you this massive email, so I tried to call you last Friday.","start":1181.0,"end":1189.5549,"sentiment":"neutral","sentiment_score":-0.20719916554721626},{"text":"Cool.","start":1197.695,"end":1198.11,"sentiment":"neutral","sentiment_score":0.059732548892498016},{"text":"No.","start":1208.03,"end":1208.4299,"sentiment":"neutral","sentiment_score":-0.2624690532684326},{"text":"That that's okay.","start":1208.4299,"end":1209.71,"sentiment":"neutral","sentiment_score":-0.2692776595552762},{"text":"I just I ceased it.","start":1209.71,"end":1222.715,"sentiment":"neutral","sentiment_score":-0.25830690562725067}],"sentiment":"neutral","sentiment_score":-0.21209517311542592,"num_words":47,"start":1181.0,"end":1222.715},{"sentences":[{"text":"We literally said it was malicious activity until we spoke to you and then allowed it to go through other than that.","start":1222.715,"end":1228.53,"sentiment":"negative","sentiment_score":-0.5259540649977598},{"text":"So I will continue I will let them know to cease the activities so they won't proceed with it, and we'll leave funds as they are.","start":1228.53,"end":1236.23,"sentiment":"neutral","sentiment_score":-0.09914655095109573},{"text":"The only thing I needed No.","start":1236.37,"end":1245.495,"sentiment":"neutral","sentiment_score":-0.08429822884500027},{"text":"No.","start":1247.1549,"end":1247.235,"sentiment":"neutral","sentiment_score":-0.16678117215633392},{"text":"No.","start":1247.235,"end":1247.735,"sentiment":"neutral","sentiment_score":-0.13499301671981812}],"sentiment":"neutral","sentiment_score":-0.26707791636830996,"num_words":56,"start":1222.715,"end":1247.735},{"sentences":[{"text":"It's okay.","start":1247.955,"end":1248.835,"sentiment":"neutral","sentiment_score":0.028834618628025055},{"text":"It's so fine.","start":1248.835,"end":1249.8949,"sentiment":"neutral","sentiment_score":0.23475087682406107},{"text":"We we we have a Hub twenty four, we have flags everywhere.","start":1250.9149,"end":1255.315,"sentiment":"neutral","sentiment_score":0.1185483243316412},{"text":"So if anything any money moves that we didn't specifically flag, we get notified in, like, three different areas, and it happened.","start":1255.315,"end":1263.08,"sentiment":"neutral","sentiment_score":0.05877725322815505},{"text":"We put a stop to it, and we we it's basically just a hold for now until I get back to them.","start":1263.08,"end":1269.56,"sentiment":"neutral","sentiment_score":-0.07072146304629066}],"sentiment":"neutral","sentiment_score":0.03150375645424499,"num_words":61,"start":1247.955,"end":1269.56},{"sentences":[{"text":"So I'll get back to Hub, let them know to please cancel the activity based on our conversation and everything we left.","start":1269.56,"end":1276.515,"sentiment":"neutral","sentiment_score":-0.07606696698348969},{"text":"Absolutely.","start":1296.03,"end":1296.53,"sentiment":"neutral","sentiment_score":0.1041869968175888},{"text":"No.","start":1296.91,"end":1297.41,"sentiment":"neutral","sentiment_score":-0.06073660030961037},{"text":"It's so fine.","start":1297.63,"end":1298.61,"sentiment":"neutral","sentiment_score":0.10576964418093364},{"text":"The client that I've had that's actually done something.","start":1298.83,"end":1302.025,"sentiment":"neutral","sentiment_score":0.0710494468609492}],"sentiment":"neutral","sentiment_score":-0.01870191452326253,"num_words":36,"start":1269.56,"end":1302.025},{"sentences":[{"text":"I've had clients try and sell stuff stuff accidentally and all sorts of fun things.","start":1302.025,"end":1306.745,"sentiment":"neutral","sentiment_score":0.0838345542550087},{"text":"So it's so fine.","start":1306.745,"end":1308.1849,"sentiment":"neutral","sentiment_score":0.2877338044345379},{"text":"It happens from time to time, but we we have these things for we have these systems for a reason, so we're all okay.","start":1308.1849,"end":1314.285,"sentiment":"neutral","sentiment_score":0.20649907427529493},{"text":"Cool.","start":1314.9,"end":1315.14,"sentiment":"positive","sentiment_score":0.43287530541419983},{"text":"Well, I'm gonna I'm gonna put in my calendar that I'm gonna touch base with you in June, touch base with you in September.","start":1315.14,"end":1319.8,"sentiment":"neutral","sentiment_score":0.2534042242914438}],"sentiment":"neutral","sentiment_score":0.204103058861459,"num_words":68,"start":1302.025,"end":1319.8},{"sentences":[{"text":"September will have a game plan moving forward as to how we're specifically retiring and what time frame we have to do that.","start":1320.1001,"end":1325.24,"sentiment":"neutral","sentiment_score":0.19734457588714102},{"text":"So long as you don't, in that conversation in September, say, oh, yeah.","start":1325.38,"end":1328.8201,"sentiment":"neutral","sentiment_score":0.07288420314972217},{"text":"By the way, I I already hung up my hat, we're fine.","start":1328.8201,"end":1331.6549,"sentiment":"neutral","sentiment_score":0.07454631725947063},{"text":"Because if you turn around and say we've already hung up our hat, I just wanna remind you two weeks minimum for me to get that money out if that's what you do to me.","start":1331.6549,"end":1339.755,"sentiment":"neutral","sentiment_score":0.06327359974384308},{"text":"I'm setting that I'm setting that tone.","start":1340.135,"end":1341.895,"sentiment":"neutral","sentiment_score":-0.0233743353081601}],"sentiment":"neutral","sentiment_score":0.09368812597046296,"num_words":90,"start":1320.1001,"end":1341.895},{"sentences":[{"text":"So it's two weeks for me to get that money, which is why I wanna have that conversation, set the time frame, make sure that we have the time to be able to sell everything and do everything on the time line that you want me to.","start":1341.895,"end":1351.3999,"sentiment":"neutral","sentiment_score":0.11866889695854897},{"text":"Cool.","start":1355.5399,"end":1356.0399,"sentiment":"positive","sentiment_score":0.4204034805297851},{"text":"Do you wanna do the do you do you wanna do the bank details form now, or do you wanna do it in September so we just in case bank details change, whatever the case may be?","start":1356.74,"end":1366.275,"sentiment":"neutral","sentiment_score":0.01429699019000337},{"text":"No.","start":1375.47,"end":1375.7899,"sentiment":"neutral","sentiment_score":-0.09124664217233658},{"text":"You can give it to me.","start":1375.7899,"end":1376.6699,"sentiment":"neutral","sentiment_score":-0.06802437702814738}],"sentiment":"neutral","sentiment_score":0.06551562358989664,"num_words":92,"start":1341.895,"end":1376.6699},{"sentences":[{"text":"Well, okay.","start":1376.6699,"end":1377.23,"sentiment":"neutral","sentiment_score":0.046522462740540504},{"text":"Let's do it let's do it this way.","start":1377.23,"end":1378.7699,"sentiment":"neutral","sentiment_score":0.051671539433300495},{"text":"Is it the bank details that I paid to previously?","start":1378.83,"end":1381.49,"sentiment":"neutral","sentiment_score":0.011249924905132502},{"text":"No?","start":1389.1649,"end":1389.6649,"sentiment":"neutral","sentiment_score":-0.08413848280906677},{"text":"Oh, I should probably do.","start":1396.7,"end":1398.4,"sentiment":"neutral","sentiment_score":0.03486056812107563}],"sentiment":"neutral","sentiment_score":0.02727234029981236,"num_words":26,"start":1376.6699,"end":1398.4},{"sentences":[{"text":"Yeah.","start":1398.46,"end":1398.78,"sentiment":"neutral","sentiment_score":0.07000532746315002},{"text":"I do.","start":1398.78,"end":1399.1,"sentiment":"neutral","sentiment_score":0.07859202101826668},{"text":"Give me a second.","start":1399.1,"end":1399.74,"sentiment":"neutral","sentiment_score":0.02433314500376582},{"text":"I'll just grab them up.","start":1399.74,"end":1401.04,"sentiment":"neutral","sentiment_score":0.023312950879335402},{"text":"I can do that.","start":1411.995,"end":1413.535,"sentiment":"neutral","sentiment_score":-0.05755680939182639}],"sentiment":"neutral","sentiment_score":0.013178716646507382,"num_words":16,"start":1398.46,"end":1413.535},{"sentences":[{"text":"That's okay.","start":1414.155,"end":1415.215,"sentiment":"neutral","sentiment_score":0.05075466446578503},{"text":"Let me it's only held in one section on your account.","start":1415.275,"end":1418.955,"sentiment":"neutral","sentiment_score":0.006893702782690525},{"text":"We don't hold it.","start":1418.955,"end":1420.335,"sentiment":"neutral","sentiment_score":-0.023300208151340485},{"text":"So I will just pull that up, and I can tell you.","start":1420.76,"end":1423.5801,"sentiment":"neutral","sentiment_score":0.03430531228271624},{"text":"Another question is, which section is that?","start":1425.3201,"end":1427.66,"sentiment":"neutral","sentiment_score":-0.00898588275802987}],"sentiment":"neutral","sentiment_score":0.01202504986172749,"num_words":36,"start":1414.155,"end":1427.66},{"sentences":[{"text":"I know what it is.","start":1429.16,"end":1430.38,"sentiment":"neutral","sentiment_score":-0.011122912913560868},{"text":"Probably that one.","start":1430.6001,"end":1433.7401,"sentiment":"neutral","sentiment_score":-0.009408479246000448},{"text":"Oh, there it is.","start":1452.06,"end":1452.86,"sentiment":"neutral","sentiment_score":0.0016196237411350012},{"text":"Damn it.","start":1452.86,"end":1453.6,"sentiment":"neutral","sentiment_score":-0.05890410952270031},{"text":"I had it, and then I changed page.","start":1454.22,"end":1455.74,"sentiment":"neutral","sentiment_score":-0.02292520459741354}],"sentiment":"neutral","sentiment_score":-0.017207789234817028,"num_words":22,"start":1429.16,"end":1455.74},{"sentences":[{"text":"Go back.","start":1455.74,"end":1456.4,"sentiment":"neutral","sentiment_score":-0.004695669282227755},{"text":"Okay.","start":1459.42,"end":1459.92,"sentiment":"neutral","sentiment_score":0.0216873437166214},{"text":"So it is a Bankwest account with the ending four digits of 0517.","start":1460.06,"end":1466.775,"sentiment":"neutral","sentiment_score":0.039823044664584674},{"text":"Perfect.","start":1472.355,"end":1472.835,"sentiment":"positive","sentiment_score":0.4485650658607483},{"text":"So what I'm gonna do is I'm going to fill out the bank details form because we're gonna have to put the bank details on the accumulation fund because they were previously applied to the pension account, and they're applied at the account level, not the client level.","start":1472.835,"end":1488.62,"sentiment":"neutral","sentiment_score":0.09114105665745835}],"sentiment":"neutral","sentiment_score":0.08235894417246947,"num_words":65,"start":1455.74,"end":1488.62},{"sentences":[{"text":"So we will apply it to the accumulation fund.","start":1488.92,"end":1492.325,"sentiment":"neutral","sentiment_score":0.11059962213039398},{"text":"That fund's not gonna change between now and September.","start":1492.385,"end":1494.545,"sentiment":"neutral","sentiment_score":0.04398573065797488},{"text":"I can tell you that with certainty.","start":1494.545,"end":1495.845,"sentiment":"neutral","sentiment_score":0.12995940233979905},{"text":"So I'll we'll apply it to that.","start":1497.025,"end":1498.8049,"sentiment":"neutral","sentiment_score":0.15986627766064235},{"text":"I will send you the form.","start":1498.865,"end":1500.325,"sentiment":"neutral","sentiment_score":0.13443948701024055}],"sentiment":"neutral","sentiment_score":0.11122854887262772,"num_words":38,"start":1488.92,"end":1500.325},{"sentences":[{"text":"I need you to double check the form.","start":1501.105,"end":1503.825,"sentiment":"neutral","sentiment_score":0.03474949952214956},{"text":"Even though I have them, they've been paid to that account, blah blah blah, I still like you to double check the form, make sure the details are correct.","start":1503.825,"end":1512.2201,"sentiment":"neutral","sentiment_score":0.0019804029886064858},{"text":"I will send that to you electronically tomorrow morning because all of my admin have left.","start":1512.68,"end":1518.54,"sentiment":"neutral","sentiment_score":0.06650765996892005},{"text":"I'm terrible at doing administration work because it's been too long since I've done it.","start":1520.245,"end":1523.705,"sentiment":"negative","sentiment_score":-0.6784879326820373},{"text":"So it takes me thirty seconds longer than it takes everyone off.","start":1523.765,"end":1526.985,"sentiment":"negative","sentiment_score":-0.541006733973821}],"sentiment":"neutral","sentiment_score":-0.19087311944458635,"num_words":80,"start":1501.105,"end":1526.985},{"sentences":[{"text":"So so I will get the team to do it tomorrow morning, send it to you via the electronic signing system.","start":1527.525,"end":1533.865,"sentiment":"neutral","sentiment_score":0.009079249753128914},{"text":"They'll put you in they'll put you a separate email to let you know when it's being sent.","start":1534.67,"end":1537.95,"sentiment":"neutral","sentiment_score":0.0748608290321297},{"text":"So that way, you can find it in case it goes to junk, whatever the case.","start":1537.95,"end":1541.33,"sentiment":"neutral","sentiment_score":0.029750490561127663},{"text":"Double check the form.","start":1542.67,"end":1543.63,"sentiment":"neutral","sentiment_score":0.03208812419325113},{"text":"It's like a two page form.","start":1543.63,"end":1544.99,"sentiment":"neutral","sentiment_score":0.03988749347627163}],"sentiment":"neutral","sentiment_score":0.036643761138503365,"num_words":65,"start":1527.525,"end":1544.99},{"sentences":[{"text":"It literally has your account details, your personal details, and your bank details on it.","start":1544.99,"end":1549.17,"sentiment":"neutral","sentiment_score":0.05028933957219124},{"text":"Double check it.","start":1549.475,"end":1550.355,"sentiment":"neutral","sentiment_score":0.031752933437625565},{"text":"Sign it.","start":1550.355,"end":1550.915,"sentiment":"neutral","sentiment_score":0.035252634435892105},{"text":"Once I get it back, I'll send it to Hub.","start":1550.915,"end":1553.415,"sentiment":"neutral","sentiment_score":0.04753232523798943},{"text":"So con Hub will have in the system that they need to have the bank details verified.","start":1554.115,"end":1559.735,"sentiment":"neutral","sentiment_score":0.05205508672139224}],"sentiment":"neutral","sentiment_score":0.04851838062576791,"num_words":47,"start":1544.99,"end":1559.735},{"sentences":[{"text":"So at some point between now and you withdrawing, we'll get the details verified.","start":1561.3151,"end":1565.84,"sentiment":"neutral","sentiment_score":0.05227535617138658},{"text":"It'll be a phone call.","start":1565.9,"end":1567.04,"sentiment":"neutral","sentiment_score":0.10294260084629059},{"text":"Nice and easy.","start":1567.26,"end":1568.14,"sentiment":"positive","sentiment_score":0.40010005235671997},{"text":"Nothing we have to take care of now.","start":1568.14,"end":1569.74,"sentiment":"neutral","sentiment_score":-0.02876774687319994},{"text":"Just lays it down the track.","start":1569.74,"end":1571.12,"sentiment":"neutral","sentiment_score":0.044992854818701744}],"sentiment":"neutral","sentiment_score":0.06907453615632322,"num_words":36,"start":1561.3151,"end":1571.12},{"sentences":[{"text":"Okay?","start":1571.5,"end":1572.0,"sentiment":"neutral","sentiment_score":0.08516539633274078},{"text":"Perfect.","start":1575.275,"end":1575.775,"sentiment":"positive","sentiment_score":0.5642262697219849},{"text":"I will get all the notes updated.","start":1575.915,"end":1578.095,"sentiment":"neutral","sentiment_score":0.26960553228855133},{"text":"I will, right now, book that first call in the June, and, otherwise, I will speak to you then.","start":1578.475,"end":1586.735,"sentiment":"neutral","sentiment_score":0.1445634400374011},{"text":"Absolutely no stress at all.","start":1590.79,"end":1592.31,"sentiment":"positive","sentiment_score":0.3394340455532074}],"sentiment":"neutral","sentiment_score":0.21153048425912857,"num_words":33,"start":1571.5,"end":1592.31},{"sentences":[{"text":"So it looks like it I will be talking to you on the June 2 and then the September 2.","start":1592.31,"end":1598.41,"sentiment":"neutral","sentiment_score":0.08604554366320372},{"text":"Is that what you said?","start":1598.7101,"end":1599.3501,"sentiment":"neutral","sentiment_score":0.02681436836719513},{"text":"There you go.","start":1599.3501,"end":1599.99,"sentiment":"neutral","sentiment_score":0.035260638842980065},{"text":"Second or second.","start":1599.99,"end":1600.9701,"sentiment":"neutral","sentiment_score":0.010256361837188402},{"text":"Perfect.","start":1605.315,"end":1605.815,"sentiment":"neutral","sentiment_score":0.26588040590286255}],"sentiment":"neutral","sentiment_score":0.07054419134510681,"num_words":32,"start":1592.31,"end":1605.815},{"sentences":[{"text":"There's absolutely nothing wrong with that.","start":1613.715,"end":1616.0549,"sentiment":"neutral","sentiment_score":0.10293521359562874},{"text":"You wanna be with your you wanna be with your wife.","start":1616.8301,"end":1619.41,"sentiment":"neutral","sentiment_score":0.03581728447567333},{"text":"A trip every now and again is not worth it.","start":1626.5901,"end":1628.75,"sentiment":"negative","sentiment_score":-0.36661423146724703},{"text":"You wanna be with you wanna be together for a decent amount of time every year, every day.","start":1628.75,"end":1633.7351,"sentiment":"neutral","sentiment_score":0.0025149069519506562},{"text":"Yeah.","start":1637.0751,"end":1637.5751,"sentiment":"positive","sentiment_score":0.5131946802139282}],"sentiment":"neutral","sentiment_score":-0.045566910837331547,"num_words":46,"start":1613.715,"end":1637.5751},{"sentences":[{"text":"That she will.","start":1646.45,"end":1647.35,"sentiment":"positive","sentiment_score":0.515831470489502},{"text":"It'll be my pleasure.","start":1647.4099,"end":1648.37,"sentiment":"positive","sentiment_score":0.8335305750370026},{"text":"Can't wait to speak.","start":1648.37,"end":1649.4299,"sentiment":"positive","sentiment_score":0.6695347279310226},{"text":"You gotta have a good night, and we'll talk soon.","start":1649.8099,"end":1651.75,"sentiment":"positive","sentiment_score":0.465879014134407},{"text":"Say it, Renee.","start":1654.9299,"end":1655.83,"sentiment":"neutral","sentiment_score":0.11530915399392445}],"sentiment":"positive","sentiment_score":0.5235197177777687,"num_words":24,"start":1646.45,"end":1655.83},{"sentences":[{"text":"Bye.","start":1656.13,"end":1656.63,"sentiment":"neutral","sentiment_score":0.10703515261411668}],"sentiment":"neutral","sentiment_score":0.10703515261411668,"num_words":1,"start":1656.13,"end":1656.63}]}}]},{"alternatives":[{"transcript":"Hello? Just peachy. Yeah. Yeah. I did accept I broke the automatic gearbox in the truck. Yeah. I mean, do you? Yeah. Yeah. But, you know, it's gonna be expensive job because it was the ECU ECU unit that that in other words, it's the brains trust of the gearbox. So very expensive job to fix that one. But, anyway, lucky lucky I don't pay the bills. Good. You're not wrong there. But but anyway, question. Question. Question. Question. Towards the end of this year, I'm looking at wanting to unofficially retire, but go back to work. Yeah. And then go back and because I'm off. Yeah. Yeah. I'm I'm a I'm a sole trader. Yeah. Basically. Yes. Yes. Yeah. Yeah. Yeah. Yeah. Yep. Well, I I no. Yes and well, what am I gonna put myself in a predicament if I say no or what what what's that gonna mean, like, as far as that note? Like Yep. Right. Yep. Yep. Yep. Yep. That is that is the intent? Yes. It is. Firehand. Testing. Exactly. Philippines. Alright. Okay. Yeah. But that's exactly that's that's exactly the the 10 for the money. Just a just a thing that I sort of because my wife just rocked up on Saturday. So we were just discuss yeah. Yeah. Yeah. It was just so we were just discussing it, and we and we thought, you know, the end of the year that that that was just a, you know, that was just a a a thing that come up. You know, like yeah. Should it be earlier? As far as as far as it could be earlier, you know, as far as that goes. Well, Yes. No. Yeah. Well, yeah. Yeah. Well, I I was when when I when you say the end of the year, September, October? Yeah. Look, I'm I'll be 61 in November. But yeah. I mean, if we can I would certainly, if that's the case, would like to get the ball rolling, you know, mid September? Yep. Right. Right. Yes. Yes. Yes. Yep. Yep. Right. Yes. Yes. Yep. Yep. Yep. Right. Right. Yes. Right. Yes. Yes. Right. Yep. Yep. Right. Okay. Yep. Yep. Yep. Yep. Yep. Yep. Fine. Yeah. Of course. Yep. Yep. Yep. No. That that sounds really, really good. Will I'm yep. Yep. Okay. That's I'm just I'm now I'm just what I'm doing, the September 1 is a Tuesday. So I'm mark I'm gonna I'm gonna mark it on my calendar that you will call me, and we will discuss where we're at. And but I can tell you where we're where where we'll be, and and that is, yeah, I mean, you will call me, and I'll organize to the contract receipt, and we can go from there. Yes. No. Yes. No worries. Right. Yep. Yep. Yep. Yep. That's that's the whole thing. And how how volatile is the market at the moment, Larissa, because of what's going on in Iran? Yep. Yep. Yeah. Yeah. Yeah. Yeah. It has. Yeah. The do you do you think do you think I'll make it back? Okay. There's only, you know, roughly, you know, six to seven months roughly. But did you think I'll make it back to 01/20? If there's no if there was no if there was no contributions, what do you reckon? Would it would it gain 4,000? Yeah. Yeah. Yeah. If I can if if I'd I'd I'd be happy if it was ran went around the $1.15, and anything more is a bonus. Yep. Yep. Yep. Of course. Yes. Yep. Yep. Right. Yeah. That's that's a good idea. Yeah. Yeah. Yeah. It's a good time to go home. Right. Yep. Oh, it's probably yeah. Yeah. Yeah. No. I I yeah. No. You're doing the you know, you're in, like, you're in and out of the truck, and and I can look on that's to be quite truthful. I don't look at my phone. You know? But, yeah, there you go. But, yeah, anyway but no. Look. That's that's where that's where that's where I sit. So and that's that's our plan. And I think I think that's fair and reasonable. And I know I'm and I'm quite sure when we touch base in September, I will I will have news for you on on when which is actually going to take place. Oh, look. It's you know, it it is well, I'm not I'm not being rude, but is there any need is there any need for you to, you know, look at like, you know you know roughly what's what's happening. We touch base in September. You have I'll give you exactly when I'm when I'm, you know, want this to happen, and we just go from there. Look. I'm I'm easy. Larissa, it doesn't worry me. I have to hear your voice. Oh, jeez. Alright then. No. Well, I'll I'll I'll I'll say that. Yeah. Alright. Yeah. Yep. That's cool. That sounds really good. It's really good enough. Yep. Yep. Oh, yeah. Yeah. I wanna I wanna I wanna I wanna I want you to I want you to get me there. You know? So I know I know that that that entails over you, but, you know, like, that's the thing. You've taken over me portfolio, so I want you to get me there. So that's all good. Really? Yeah. No worries. Yeah. No. No. I no. No. I've got I've got no intentions of of of moving it anyway. Well, look look, I must admit, whether I did trigger something in the app, but it would have only been by mistake that, you know, but but yeah. But other than that, no other no other women super companies touching touching with my my bloody money. Yeah. Yes. Yes. Definitely. Wow. Jesus. My if if if if I did do that Jesus. I'm I'm I'm bloody sorry. Wow. I didn't realize to call that. Jeez. Yep. And and I'm bloody sorry if I did trigger something in the app. But, yeah, that's if I did, it it it is definitely my fault because no other company I'm not even interested in any other company. So that so that that that would probably be me, and I'm sorry for that. Yes. Yep. Yep. Yep. Yep. Yep. Not. Yep. Sounds good, my yep. That does sound good. Appreciate that. No. That Yeah. So what what will you do? Will you will you will can I verbally give it to you over the phone, or or is it gonna be filled out by me? Well, I'm sorry, but I'll I'll have well, I'm not too this is the thing. Yeah. Have you have you got the bank details there in front of you? Well, because I'll you're gonna have to tell me what the the four the the last four digits of the account that you paid it into? Because I forget. Sorry. Yes. That's the one that you will get it paid into. Yep. Yep. Yep. Right. Yes. Yes. Okay. Yes. Yep. Yep. Yeah. Not so good. Yes. Okay. Right. Yep. Yep. That sounds good. Yep. Sounds good. Really good. Absolutely. Yep. That sounds really good. Appreciate that. Yep. That's in. That's that's in. Yep. That's mighty good, mate. Real good. So then I'm I'm I'm determined to get out and well, I couldn't say it, but I'm determined to get out of this place. Well, that's that's what I would do. Exactly. This is the thing. You know? So no. You know? Well, that's exactly right. That's very true, mate. Very true. But now that that's that's great, mate. I appreciate that. And and yeah. I mean, I'll be I'll be hearing your voice in in a few months. Peachy, mate. Peachy. See you. See you. Bye bye. 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Just peachy. Yeah. Yeah. I did accept I broke the automatic gearbox in the truck.\n\nYeah. I mean, do you? Yeah. Yeah. But, you know, it's gonna be expensive job because it was the ECU ECU unit that that in other words, it's the brains trust of the gearbox.\n\nSo very expensive job to fix that one. But, anyway, lucky lucky I don't pay the bills. Good. You're not wrong there. But but anyway, question.\n\nQuestion. Question. Question. Towards the end of this year, I'm looking at wanting to unofficially retire, but go back to work. Yeah.\n\nAnd then go back and because I'm off. Yeah. Yeah. I'm I'm a I'm a sole trader. Yeah.\n\nBasically. Yes. Yes. Yeah. Yeah.\n\nYeah. Yeah. Yep. Well, I I no. Yes and well, what am I gonna put myself in a predicament if I say no or what what what's that gonna mean, like, as far as that note?\n\nLike Yep. Right. Yep. Yep. Yep.\n\nYep. That is that is the intent? Yes. It is. Firehand.\n\nTesting. Exactly. Philippines. Alright. Okay.\n\nYeah. But that's exactly that's that's exactly the the 10 for the money. Just a just a thing that I sort of because my wife just rocked up on Saturday. So we were just discuss yeah. Yeah.\n\nYeah. It was just so we were just discussing it, and we and we thought, you know, the end of the year that that that was just a, you know, that was just a a a thing that come up. You know, like yeah. Should it be earlier? As far as as far as it could be earlier, you know, as far as that goes.\n\nWell, Yes. No. Yeah. Well, yeah. Yeah.\n\nWell, I I was when when I when you say the end of the year, September, October? Yeah. Look, I'm I'll be 61 in November. But yeah. I mean, if we can I would certainly, if that's the case, would like to get the ball rolling, you know, mid September?\n\nYep. Right. Right. Yes. Yes.\n\nYes. Yep. Yep. Right. Yes.\n\nYes. Yep. Yep. Yep. Right.\n\nRight. Yes. Right. Yes. Yes.\n\nRight. Yep. Yep. Right. Okay.\n\nYep. Yep. Yep. Yep. Yep.\n\nYep. Fine. Yeah. Of course. Yep.\n\nYep. Yep. No. That that sounds really, really good. Will I'm yep.\n\nYep. Okay. That's I'm just I'm now I'm just what I'm doing, the September 1 is a Tuesday. So I'm mark I'm gonna I'm gonna mark it on my calendar that you will call me, and we will discuss where we're at. And but I can tell you where we're where where we'll be, and and that is, yeah, I mean, you will call me, and I'll organize to the contract receipt, and we can go from there.\n\nYes. No. Yes. No worries. Right.\n\nYep. Yep. Yep. Yep. That's that's the whole thing.\n\nAnd how how volatile is the market at the moment, Larissa, because of what's going on in Iran? Yep. Yep. Yeah. Yeah.\n\nYeah. Yeah. It has. Yeah. The do you do you think do you think I'll make it back?\n\nOkay. There's only, you know, roughly, you know, six to seven months roughly. But did you think I'll make it back to 01/20? If there's no if there was no if there was no contributions, what do you reckon? Would it would it gain 4,000?\n\nYeah. Yeah. Yeah. If I can if if I'd I'd I'd be happy if it was ran went around the $1.15, and anything more is a bonus. Yep.\n\nYep. Yep. Of course. Yes. Yep.\n\nYep. Right. Yeah. That's that's a good idea. Yeah.\n\nYeah. Yeah. It's a good time to go home. Right. Yep.\n\nOh, it's probably yeah. Yeah. Yeah. No. I I yeah.\n\nNo. You're doing the you know, you're in, like, you're in and out of the truck, and and I can look on that's to be quite truthful. I don't look at my phone. You know? But, yeah, there you go.\n\nBut, yeah, anyway but no. Look. That's that's where that's where that's where I sit. So and that's that's our plan. And I think I think that's fair and reasonable.\n\nAnd I know I'm and I'm quite sure when we touch base in September, I will I will have news for you on on when which is actually going to take place. Oh, look. It's you know, it it is well, I'm not I'm not being rude, but is there any need is there any need for you to, you know, look at like, you know you know roughly what's what's happening. We touch base in September. You have I'll give you exactly when I'm when I'm, you know, want this to happen, and we just go from there.\n\nLook. I'm I'm easy. Larissa, it doesn't worry me. I have to hear your voice. Oh, jeez.\n\nAlright then. No. Well, I'll I'll I'll I'll say that. Yeah. Alright.\n\nYeah. Yep. That's cool. That sounds really good. It's really good enough.\n\nYep. Yep. Oh, yeah. Yeah. I wanna I wanna I wanna I wanna I want you to I want you to get me there.\n\nYou know? So I know I know that that that entails over you, but, you know, like, that's the thing. You've taken over me portfolio, so I want you to get me there. So that's all good. Really?\n\nYeah. No worries. Yeah. No. No.\n\nI no. No. I've got I've got no intentions of of of moving it anyway. Well, look look, I must admit, whether I did trigger something in the app, but it would have only been by mistake that, you know, but but yeah. But other than that, no other no other women super companies touching touching with my my bloody money.\n\nYeah. Yes. Yes. Definitely. Wow.\n\nJesus. My if if if if I did do that Jesus. I'm I'm I'm bloody sorry. Wow. I didn't realize to call that.\n\nJeez. Yep. And and I'm bloody sorry if I did trigger something in the app. But, yeah, that's if I did, it it it is definitely my fault because no other company I'm not even interested in any other company. So that so that that that would probably be me, and I'm sorry for that.\n\nYes. Yep. Yep. Yep. Yep.\n\nYep. Not. Yep. Sounds good, my yep. That does sound good.\n\nAppreciate that. No. That Yeah. So what what will you do? Will you will you will can I verbally give it to you over the phone, or or is it gonna be filled out by me?\n\nWell, I'm sorry, but I'll I'll have well, I'm not too this is the thing. Yeah. Have you have you got the bank details there in front of you? Well, because I'll you're gonna have to tell me what the the four the the last four digits of the account that you paid it into? Because I forget.\n\nSorry. Yes. That's the one that you will get it paid into. Yep. Yep.\n\nYep. Right. Yes. Yes. Okay.\n\nYes. Yep. Yep. Yeah. Not so good.\n\nYes. Okay. Right. Yep. Yep.\n\nThat sounds good. Yep. Sounds good. Really good. Absolutely.\n\nYep. That sounds really good. Appreciate that. Yep. That's in.\n\nThat's that's in. Yep. That's mighty good, mate. Real good. So then I'm I'm I'm determined to get out and well, I couldn't say it, but I'm determined to get out of this place.\n\nWell, that's that's what I would do. Exactly. This is the thing. You know? So no.\n\nYou know? Well, that's exactly right. That's very true, mate. Very true. But now that that's that's great, mate.\n\nI appreciate that. And and yeah. I mean, I'll be I'll be hearing your voice in in a few months. Peachy, mate. Peachy.\n\nSee you. See you. Bye bye. Bye bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":1.5999999,"end":2.1,"sentiment":"neutral","sentiment_score":0.036239780485630035},{"text":"Just peachy.","start":7.7599998,"end":8.42,"sentiment":"positive","sentiment_score":0.5124915242195129},{"text":"Yeah.","start":14.455,"end":14.775,"sentiment":"neutral","sentiment_score":0.1040426269173622},{"text":"Yeah.","start":14.775,"end":15.015,"sentiment":"neutral","sentiment_score":0.06254211068153381},{"text":"I did accept I broke the automatic gearbox in the truck.","start":15.015,"end":21.195,"sentiment":"neutral","sentiment_score":-0.1511082500219345}],"sentiment":"neutral","sentiment_score":-0.02714894898235798,"num_words":16,"start":1.5999999,"end":21.195},{"sentences":[{"text":"Yeah.","start":25.015,"end":25.515,"sentiment":"neutral","sentiment_score":-0.04972289130091667},{"text":"I mean, do 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know?","start":1626.73,"end":1627.47,"sentiment":"neutral","sentiment_score":-0.15498603880405426},{"text":"Well, that's exactly right.","start":1632.8099,"end":1634.17,"sentiment":"neutral","sentiment_score":0.01455503178294748},{"text":"That's very true, mate.","start":1634.17,"end":1635.21,"sentiment":"positive","sentiment_score":0.6741299778223038},{"text":"Very true.","start":1635.21,"end":1636.11,"sentiment":"positive","sentiment_score":0.5546852946281433},{"text":"But now that that's that's great, mate.","start":1636.41,"end":1639.035,"sentiment":"positive","sentiment_score":0.7402283379009792}],"sentiment":"positive","sentiment_score":0.4597756271250546,"num_words":19,"start":1626.73,"end":1639.035},{"sentences":[{"text":"I appreciate that.","start":1639.035,"end":1640.075,"sentiment":"positive","sentiment_score":0.8379073540369669},{"text":"And and yeah.","start":1640.075,"end":1641.4349,"sentiment":"positive","sentiment_score":0.4451449116071065},{"text":"I mean, I'll be I'll be hearing your voice in in a few months.","start":1641.4349,"end":1645.375,"sentiment":"neutral","sentiment_score":0.27161825767585207},{"text":"Peachy, mate.","start":1651.891,"end":1652.611,"sentiment":"neutral","sentiment_score":0.2861749231815338},{"text":"Peachy.","start":1652.611,"end":1653.111,"sentiment":"neutral","sentiment_score":0.17133089900016785}],"sentiment":"positive","sentiment_score":0.3650214412937994,"num_words":23,"start":1639.035,"end":1653.111},{"sentences":[{"text":"See you.","start":1653.1709,"end":1653.991,"sentiment":"neutral","sentiment_score":0.15771182626485825},{"text":"See you.","start":1655.011,"end":1655.3309,"sentiment":"neutral","sentiment_score":0.125828068703413},{"text":"Bye bye.","start":1655.3309,"end":1655.971,"sentiment":"neutral","sentiment_score":0.1113520972430706},{"text":"Bye bye.","start":1655.971,"end":1656.7109,"sentiment":"neutral","sentiment_score":0.07976612821221352}],"sentiment":"neutral","sentiment_score":0.11866453010588884,"num_words":8,"start":1653.1709,"end":1656.7109}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Hi. Good name. Larissa from Artem. How are you going?\n\nChannel 1: Just peachy.\n\nChannel 0: That's good. Had a good day?\n\nChannel 1: Yeah. Yeah. I did accept I broke the automatic gearbox in the truck.\n\nChannel 0: Oh, no.\n\nChannel 1: Yeah.\n\nChannel 0: See?\n\nChannel 1: I\n\nChannel 0: This is\n\nChannel 1: mean,\n\nChannel 0: why\n\nChannel 1: do you?\n\nChannel 0: you drive the manual. Way better.\n\nChannel 1: Yeah. Yeah. But, you know, it's gonna be expensive job because it was the ECU ECU unit that that in other words, it's the brains trust of the gearbox.\n\nChannel 0: Yep.\n\nChannel 1: So very expensive job to fix that one. But, anyway, lucky lucky I don't pay the bills.\n\nChannel 0: I was gonna say it's it's it's someone else's job to fix. Thank the lord.\n\nChannel 1: Good. You're not wrong there. But but anyway, question.\n\nChannel 0: Yes.\n\nChannel 1: Question. Question. Question. Towards the end of this year, I'm looking at wanting to unofficially retire, but go back to work.\n\nChannel 0: Okay. There's a there's a couple of points that I definitely need to touch on aside from that, which I'm happy to to talk about. So let's start with that that point, I guess, is you wanna like, at the end of the year, you're gonna retire. That's exactly what I heard, and that's what we're gonna stick with, is that you're going to retire. So does that mean that your employer is going to you're gonna cease working for your current employer?\n\nChannel 1: Yeah. And then go back and because\n\nChannel 0: Nope.\n\nChannel 1: I'm off.\n\nChannel 0: You're cease. You're ceasing with your employer. That's\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: that's what\n\nChannel 1: I'm I'm a\n\nChannel 0: yep.\n\nChannel 1: I'm a sole trader.\n\nChannel 0: Fantastic. Cool. So under the sole trader, you're going to cease the current contract. And then if you get another contract, so be it.\n\nChannel 1: Yeah. Basically. Yes. Yes.\n\nChannel 0: Fantastic. Yep. Absolutely nothing wrong with that. A, you're already 60, so it's fine. And, yeah, we can do that.\n\nSo at\n\nChannel 1: Yeah.\n\nChannel 0: the end of the year, from that perspective, what is your intent with doing that? Or what is like, the contract's gonna end at the end of the year, whether it's because you terminated or whether it's because it just ends, runs its course. You're after\n\nChannel 1: Yeah.\n\nChannel 0: 60, so you're allowed to declare oh, sorry. Hiccups. You're allowed to declare that you are not getting fully employed at that time, and therefore, what comes with that is the eligibility to potentially access super from a whole lump sum position.\n\nChannel 1: Yeah. Yeah. Yep.\n\nChannel 0: Cool. Is that the intent at that time to access the whole benefit?\n\nChannel 1: Well, I I no. Yes and well, what am I gonna put myself in a predicament if I say no or what what what's that gonna mean, like, as far\n\nChannel 0: No.\n\nChannel 1: as that note?\n\nChannel 0: My\n\nChannel 1: Like\n\nChannel 0: so so the only predicament I'm ever gonna have is if you turn around and tell me that you are going to retire, but you act and then in the same sense that say, I'm I'm going to fill out a form that says that I intend to retire and not return to work, but\n\nChannel 1: Yep.\n\nChannel 0: then I intend to return to work. If you make that declaration to me, I'm not listening.\n\nChannel 1: Right.\n\nChannel 0: Okay?\n\nChannel 1: Yep.\n\nChannel 0: So what I'm hearing from you is exactly the words, at the end of the year, the contract that I'm working is going to cease. And, again, whether whether that's from you ceasing it or whether that's from us running its course, either either way. At the\n\nChannel 1: Yep.\n\nChannel 0: end of the year, the day that you wanna sign a document that says I intend to permanently retire is the day that you are making the declaration and the day that I confirm that you are making the declaration, and I know none the wiser that you are intending to permanently retire. If\n\nChannel 1: Yep.\n\nChannel 0: another job happens to fall in your lap later, so be it. But at\n\nChannel 1: Yep.\n\nChannel 0: the time that that declaration is made, that is the intent, and that's\n\nChannel 1: That\n\nChannel 0: what\n\nChannel 1: is\n\nChannel 0: you're telling me right now. Correct?\n\nChannel 1: that is the intent? Yes. It is.\n\nChannel 0: Fantastic. So at the end of the year, Rod, when the contract has run its course, what are you wanting to do? And you can tell me exactly what you're wanting to do with your Superfund.\n\nChannel 1: Firehand.\n\nChannel 0: Fantastic. So you were looking to do a full withdrawal from the super fund, liquidating the assets, withdrawing to cash to your bank account, holding no further superannuation in the Australian super environment, and\n\nChannel 1: Testing.\n\nChannel 0: you are looking to then utilize that money to finalize your home build over in,\n\nChannel 1: Exactly.\n\nChannel 0: I wanna say, Malaysia.\n\nChannel 1: Philippines.\n\nChannel 0: Am I right about Philippines? Damn it. Sorry. I spoke to someone at the beginning of the week that was doing a Malaysian house build.\n\nChannel 1: Alright. Okay. Yeah. But that's exactly that's that's exactly the the 10 for the money.\n\nChannel 0: Okay. Cool. So can I ask why it's the end of the year and not earlier?\n\nChannel 1: Just a just a thing that I sort of because my wife just rocked up on Saturday. So we were just discuss\n\nChannel 0: He's in\n\nChannel 1: yeah.\n\nChannel 0: the country again. That's beautiful.\n\nChannel 1: Yeah. Yeah. It was just so we were just discussing it, and we and we thought, you know, the end of the year that that that was just a, you know, that was just a a a thing that come up. You know, like\n\nChannel 0: Yep.\n\nChannel 1: yeah. Should it be earlier?\n\nChannel 0: Yep.\n\nChannel 1: As far as as far as it could be earlier, you know, as far as that\n\nChannel 0: Is\n\nChannel 1: goes.\n\nChannel 0: it it it's dependent on when you want it to happen. Because at this point, everything is dependent on you,\n\nChannel 1: Well,\n\nChannel 0: on your making the decision to to tie up the the the contract the current contract. If\n\nChannel 1: Yes.\n\nChannel 0: you wanted to turn around tomorrow and tie up the current contract, you could because you're because you've moved to sole trader. And exactly what your email said the other day, you've moved to sole trader. You're not gonna be making any further super contributions. You're\n\nChannel 1: No.\n\nChannel 0: not returning to gainful employment. You can withdraw the funds from your superannuation account once that contract ceases,\n\nChannel 1: Yeah.\n\nChannel 0: But it's dependent on when you want to trigger that. So you\n\nChannel 1: Well,\n\nChannel 0: you may\n\nChannel 1: yeah.\n\nChannel 0: not wanna trigger that for a while longer.\n\nChannel 1: Yeah. Well, I I was when when I when you say the end of the year, September, October?\n\nChannel 0: Yep. So just before your 60 birthday.\n\nChannel 1: Yeah. Look, I'm I'll be 61 in November. But\n\nChannel 0: Yep.\n\nChannel 1: yeah. I mean, if we can I would certainly, if that's the case, would like to get the ball rolling, you know, mid September?\n\nChannel 0: So the benefit of doing it this time is, a, your bank details are already applied to the account. The correct bank details are applied to the account. They've paid\n\nChannel 1: Yep.\n\nChannel 0: out to you, so they're there. B, you don't have to set up a pension account this time because you will be over 60, fully and you will have retired. We can just pull it from an accumulation phase.\n\nChannel 1: Right.\n\nChannel 0: We\n\nChannel 1: Right.\n\nChannel 0: just pull it straight from straight from the account. Oh, actually, I lied. We will need to apply your bank details again because it paid out of your pension account last time, not your that's easy. We can we can get the form done today. Like, we can I can get the form done today, and we can load this the form onto the account now?\n\nSo that way, it's done six months in in advance.\n\nChannel 1: Yes.\n\nChannel 0: And then\n\nChannel 1: Yes.\n\nChannel 0: all you need to do is you would need to call me and say, I have left my employment,\n\nChannel 1: Yes.\n\nChannel 0: and then I'll say, fantastic, Rodney. It is two weeks before you're going to get that money.\n\nChannel 1: Yep. Yep. Right.\n\nChannel 0: And that is the time frame. The day that you turn around and tell me that you have left your employer or you've ceased the contract and you are retired,\n\nChannel 1: Yes. Yes.\n\nChannel 0: it'll be two weeks before I can get you that money. So we will fill out the form stipulating that you are retired, and we can go\n\nChannel 1: Yep.\n\nChannel 0: from there. Now\n\nChannel 1: Yep.\n\nChannel 0: if you know in advance that you would like to do it earlier, you can call me two to three weeks before you're about to end the contract, and you can say, hi, Larissa. The contract\n\nChannel 1: Yep.\n\nChannel 0: ends on last date. It might be\n\nChannel 1: Right.\n\nChannel 0: the contract ends at the end of the month, and you can say, I would like to sell my\n\nChannel 1: Right.\n\nChannel 0: sell my assets down to cash\n\nChannel 1: Yes.\n\nChannel 0: to preemptively prepare to withdraw the funds. I will\n\nChannel 1: Right.\n\nChannel 0: then, based on your instructions, sell all of the holdings that you have,\n\nChannel 1: Yes.\n\nChannel 0: sit in cash, and then the day that you are on your last day, I will then submit the withdrawal, and it'll pay out within forty eight hours.\n\nChannel 1: Yes.\n\nChannel 0: If you call me\n\nChannel 1: Right.\n\nChannel 0: first thing in the morning at, you know, seven like, seven to 8AM, my time, I will be able to basically get you the money pretty much the next day providing depending on the bank that you bank with. You know, it could be a couple of day transfer through, but the Hub 24 will payout following\n\nChannel 1: Yep.\n\nChannel 0: day. If you call me in the afternoon or if we speak at 06:00 at night, it'll definitely be two days\n\nChannel 1: Yep.\n\nChannel 0: just because they process payments at, like, 01:00 in the afternoon, if\n\nChannel 1: Right.\n\nChannel 0: that makes\n\nChannel 1: Okay.\n\nChannel 0: sense.\n\nChannel 1: Yep. Yep. Yep.\n\nChannel 0: So\n\nChannel 1: Yep.\n\nChannel 0: if I get if I find out at, like, 08:00 in the morning, I can get the I can get the payment. I can get the documents submitted, and I\n\nChannel 1: Yep.\n\nChannel 0: can call my call my friends, and I\n\nChannel 1: Yep.\n\nChannel 0: can make it happen same day. If it's 06:00 in the afternoon, it it won't happen that\n\nChannel 1: Fine.\n\nChannel 0: same day.\n\nChannel 1: Yeah. Of course. Yep.\n\nChannel 0: Yeah.\n\nChannel 1: Yep. Yep.\n\nChannel 0: So\n\nChannel 1: No. That that sounds\n\nChannel 0: it just\n\nChannel 1: really, really good.\n\nChannel 0: it just depends on how quickly and how you wanna do things. So I'm happy to set calendar points like I did last time. So that way, leading up to your birthday, we touch base. We get the documents done. I submit them the day of life.\n\nThere's a Monday after your birthday because your birthday was a a Saturday. Submit them the day after your birthday. The points that I'm allowed to trigger them legally, I trigger them. And I can do the same thing this time depending on how you wanna do it. So you said you want September, October.\n\nSo I can give\n\nChannel 1: Will\n\nChannel 0: you a call at the September and say, hey. Where are you at now,\n\nChannel 1: I'm\n\nChannel 0: and what\n\nChannel 1: yep.\n\nChannel 0: do you wanna do?\n\nChannel 1: Yep. Okay. That's I'm just I'm now I'm just what I'm doing, the September 1 is a Tuesday. So\n\nChannel 0: Yes.\n\nChannel 1: I'm mark\n\nChannel 0: It sure is.\n\nChannel 1: I'm gonna I'm gonna mark it on my calendar that you will call me, and we will discuss where we're at. And but I can tell you where we're where where we'll be, and and that is, yeah, I mean, you will call me, and I'll organize to the contract receipt, and we can go from there.\n\nChannel 0: Yes. Yes. At that point in September, you will tell me what the time frame looks like. So it's not that you're gonna cease the contract on that day. It's just you're gonna tell\n\nChannel 1: Yes.\n\nChannel 0: me what\n\nChannel 1: No.\n\nChannel 0: the time frame looks like.\n\nChannel 1: Yes.\n\nChannel 0: Richardson retirement. I'm putting you in my calendar right now while we're talking. Oh my gosh. I can't spell r o d n e y. Retirement with rural.\n\nDiscretion. I really can't spell. Wow. Okay. So it is in my calendar.\n\n6PM on the September 1. So what we\n\nChannel 1: No\n\nChannel 0: will\n\nChannel 1: worries.\n\nChannel 0: do at that time is we will we will call each other. We will talk to each other about when you're intending to cease the contract. And you may\n\nChannel 1: Right.\n\nChannel 0: say, hey. I've got x y zed still happening, or, hey. The contract doesn't end until blah, or, hey. I wanna do blah. I have to give two weeks notice.\n\nChannel 1: Yep.\n\nChannel 0: Whatever\n\nChannel 1: Yep.\n\nChannel 0: the case may be, like, we're six months down the line. It's just it's dependent on what your workload is and what what where everything looks like.\n\nChannel 1: Yep. Yep. That's that's the whole thing. And how how volatile is the market at the moment, Larissa, because of what's going on in Iran?\n\nChannel 0: So so it is volatile, but at the same time, like, yesterday's market I haven't looked today. I've been a little bit on my feet all day. But yesterday's market, like, they opened low. They went, which is me going up and down with my hands, and I realized you can't look at me. It went up and down all day, and it pretty much finished, like, where it closed the previous day.\n\nLike,\n\nChannel 1: Yep.\n\nChannel 0: it nothing happened for the day. Whilst it was volatile because of all the talks and all the wars and all the everything else and everything that is happening in Iran and the oil prices and everything else, it very much went blah\n\nChannel 1: Yep.\n\nChannel 0: blah blah and\n\nChannel 1: Yeah.\n\nChannel 0: finished where it closed. Nothing\n\nChannel 1: Yeah.\n\nChannel 0: came out of it. It wasn't up. It wasn't down. It just looked really volatile for the day. Had you\n\nChannel 1: Yeah.\n\nChannel 0: been day trading? Yeah. Would have been a sick day to be on the market. We don't\n\nChannel 1: Yeah.\n\nChannel 0: day trade, so we're happy days with the slow growth. This fund has been slow growing, which\n\nChannel 1: It\n\nChannel 0: is good.\n\nChannel 1: has.\n\nChannel 0: Like,\n\nChannel 1: Yeah.\n\nChannel 0: I haven't\n\nChannel 1: The do you do you think do you think I'll make it back? Okay. There's only, you know, roughly, you know, six to seven months roughly. But did you think I'll make it back to 01/20?\n\nChannel 0: With no contributions, probably not. If we start putting some money in, I'd have to look at it.\n\nChannel 1: If there's\n\nChannel 0: Six\n\nChannel 1: no if\n\nChannel 0: months.\n\nChannel 1: there was no if there was no contributions, what do you reckon? Would it would it gain 4,000?\n\nChannel 0: Yeah. I'd say 4,000 is pretty reasonable. Like, it's already over from Christmas to now, so it's, like, two full months. It's already put on nearly $2 from\n\nChannel 1: Yeah.\n\nChannel 0: when we pulled the money out at Christmas.\n\nChannel 1: Yeah.\n\nChannel 0: Let's just go\n\nChannel 1: Yeah. If I can if if I'd I'd I'd be happy if it was ran went around the $1.15, and anything\n\nChannel 0: yeah.\n\nChannel 1: more is a bonus.\n\nChannel 0: Yeah. Like, well, 444% would like, 4% earnings across six months, which, you know, is, like, 8% across the whole year, is\n\nChannel 1: Yep.\n\nChannel 0: something that is reasonable within the, like, growth rate that you're in. It's\n\nChannel 1: Yep.\n\nChannel 0: not an unreasonable return basis.\n\nChannel 1: Yep.\n\nChannel 0: We are looking at short term. Short term obviously increases the volatility risk,\n\nChannel 1: Of course.\n\nChannel 0: but but but it's, you know, it's not unreasonable within your\n\nChannel 1: Yes.\n\nChannel 0: risk profile\n\nChannel 1: Yep.\n\nChannel 0: that you would get within six months full percent. We can\n\nChannel 1: Yep.\n\nChannel 0: obviously if you want, I can touch base with you monthly. Tuesday is the best day for me to do that. It's the only day that I stay back. I made a promise\n\nChannel 1: Right.\n\nChannel 0: to my family this year that I wasn't gonna be here until 11:00 at night every night.\n\nChannel 1: Yeah. That's that's a good idea.\n\nChannel 0: And I've and I've been making a conscious effort to make sure that I'm out of here at a reasonable time. Because I I I'm here in the office from 6AM in the morning. So it's\n\nChannel 1: Yeah.\n\nChannel 0: already I've already done yep. It's currently 06:18 Queensland time, so I've already been in the office for just over twelve hours.\n\nChannel 1: Yeah. Yeah. It's a good time to go home.\n\nChannel 0: Yeah. And that that's okay. I I I generally stay in the office until about seven or 08:00 on a Tuesday. It's the one day I do later days just to\n\nChannel 1: Right.\n\nChannel 0: get things done because when everyone leaves the office is when I get things done because everyone leaves me alone and it's quiet, and the lights go down in the movie theater and all that fun stuff.\n\nChannel 1: Yep.\n\nChannel 0: So so yeah. So it'll have to be Tuesdays because that's the best day for me to call you because I know you like all later calls. I tried to call you last week on Thursday or Friday during the day. You didn't answer, which is fine. I knew you\n\nChannel 1: Oh, it's\n\nChannel 0: prefer\n\nChannel 1: probably\n\nChannel 0: late calls.\n\nChannel 1: yeah.\n\nChannel 0: I just I\n\nChannel 1: Yeah.\n\nChannel 0: I figured I'd I figured I'd throw it in the wall and see if I could get you at the time, but I didn't. And that's okay.\n\nChannel 1: Yeah. No. I I yeah. No. You're doing the you know, you're in, like, you're in and out of the truck, and and I can look on that's to be quite truthful.\n\nI don't look at my phone. You know? But, yeah, there you go. But, yeah, anyway but no. Look.\n\nThat's that's where that's where that's where I sit.\n\nChannel 0: Yep.\n\nChannel 1: So and that's that's our plan. And I think I think that's fair and reasonable. And I know I'm and I'm quite sure when we touch base in September, I will I will have news for you on on when which is actually going to take place.\n\nChannel 0: Cool. So do you want me to touch base more regularly? Do you want me to say touch base in June, July at the\n\nChannel 1: Oh,\n\nChannel 0: three\n\nChannel 1: look.\n\nChannel 0: month\n\nChannel 1: It's\n\nChannel 0: mark?\n\nChannel 1: you know, it it is well, I'm not I'm not being rude, but is there any\n\nChannel 0: Yes.\n\nChannel 1: need is there any need for you to, you know, look at like, you know you know roughly what's what's happening. We touch base in September. You have I'll give you exactly when I'm when I'm, you know, want this to happen, and we just go from there. Look. I'm I'm easy.\n\nLarissa, it doesn't worry me.\n\nChannel 0: To hear my voice, Rodney. Why else would you wanna talk to me? It's to hear my voice.\n\nChannel 1: I have to hear your voice. Oh, jeez. Alright then. No.\n\nChannel 0: No.\n\nChannel 1: Well,\n\nChannel 0: It's\n\nChannel 1: I'll\n\nChannel 0: just\n\nChannel 1: I'll I'll\n\nChannel 0: if you\n\nChannel 1: I'll\n\nChannel 0: were\n\nChannel 1: say\n\nChannel 0: comfortable.\n\nChannel 1: that.\n\nChannel 0: If you if you wanted if you wanted me to touch base, we can, you know, touch base on market volatility, see how we're tracking based on the returns\n\nChannel 1: Yeah. Alright.\n\nChannel 0: just so you are more comfortable. Because we are looking at a shorter time frame,\n\nChannel 1: Yeah.\n\nChannel 0: we can just kind of take it step by step with your with your comfort level.\n\nChannel 1: Yep. That's cool. That sounds really good.\n\nChannel 0: Cool.\n\nChannel 1: It's really\n\nChannel 0: So\n\nChannel 1: good\n\nChannel 0: I'll add\n\nChannel 1: enough.\n\nChannel 0: a six month touch up, and I'll touch base with you June because\n\nChannel 1: Yep.\n\nChannel 0: we're currently March. Oops. That's crazy. So we'll touch base June, and then we'll touch base September.\n\nChannel 1: Yep.\n\nChannel 0: Now two other points. One, you sent an email saying you want to cease with o two. I'm assuming based on this conversation that you don't wanna cease with o two, and you still want me to continue managing things, or you still want me to get you to September where I\n\nChannel 1: Oh, yeah.\n\nChannel 0: then trigger\n\nChannel 1: Yeah. I\n\nChannel 0: everything,\n\nChannel 1: wanna\n\nChannel 0: help\n\nChannel 1: I wanna\n\nChannel 0: you retire?\n\nChannel 1: I wanna I wanna I want you to I want you to get me there. You know? So I know I know that that that entails over you, but, you know, like, that's the thing. You've taken over me portfolio, so I want you to get me there. So that's all good.\n\nChannel 0: Cool. And then I have I got an email from Hub twenty four that there was a rollover or attempted rollover from a Hub account to a Hub account. Do you know\n\nChannel 1: Really?\n\nChannel 0: did you trigger yeah. Did you trigger anything or try and were you playing around in the hub system? Did you accidentally trigger anything while you were playing around in, like, the app? Or it got rejected. Nothing's happening.\n\nThe money's safe and secure. They alerted us on a flag, like, under a flag. They let us know, and I was like, cool.\n\nChannel 1: Yeah.\n\nChannel 0: Started\n\nChannel 1: No\n\nChannel 0: trying\n\nChannel 1: worries.\n\nChannel 0: to write an email, realized that it was about 15 feet long, and realized it was gonna be really confusing if I sent you this massive email, so I tried to call you last Friday.\n\nChannel 1: Yeah. No. No. I no. No.\n\nI've got I've got no intentions of of of moving it anyway. Well,\n\nChannel 0: Cool.\n\nChannel 1: look look, I must admit, whether I did trigger something in the app, but it would have only been by mistake\n\nChannel 0: No. That that's\n\nChannel 1: that, you know,\n\nChannel 0: okay. I\n\nChannel 1: but\n\nChannel 0: just\n\nChannel 1: but\n\nChannel 0: I\n\nChannel 1: yeah. But other than that, no other no other women super companies touching touching with my my bloody money.\n\nChannel 0: ceased it. We literally said it was malicious activity until we spoke to you and then allowed it to go through other than that. So I will continue I will let them know to cease the activities so they won't proceed with it,\n\nChannel 1: Yeah. Yes.\n\nChannel 0: and we'll leave funds as they are.\n\nChannel 1: Yes.\n\nChannel 0: The only thing\n\nChannel 1: Definitely.\n\nChannel 0: I needed\n\nChannel 1: Wow. Jesus. My if if if if I did do that Jesus. I'm I'm I'm bloody sorry. Wow.\n\nI didn't realize to call\n\nChannel 0: No.\n\nChannel 1: that. Jeez.\n\nChannel 0: No. No. It's okay. It's so fine. We we we have a Hub twenty four, we have flags everywhere.\n\nSo if anything any money moves that we didn't specifically flag, we get notified in, like, three different areas, and it\n\nChannel 1: Yep.\n\nChannel 0: happened. We put a stop to it, and we we it's basically just a hold for now until I get back to them. So I'll get back to Hub, let them know to please cancel the activity based on our conversation and\n\nChannel 1: And\n\nChannel 0: everything we left.\n\nChannel 1: and I'm bloody sorry if I did trigger something in the app. But, yeah, that's if I did, it it it is definitely my fault because no other company I'm not even interested in any other company. So that so that that that would probably be me, and I'm sorry for that.\n\nChannel 0: Absolutely. No. It's so fine. The client that I've had that's actually done something. I've had clients try and sell stuff stuff accidentally and all sorts of fun things.\n\nSo it's so fine. It happens from time to time, but we we have these things for we have these systems for a reason, so we're all okay.\n\nChannel 1: Yes.\n\nChannel 0: Cool. Well, I'm gonna I'm gonna put in my calendar that I'm gonna touch base with you in June, touch base with you in September. September\n\nChannel 1: Yep.\n\nChannel 0: will have a game plan moving forward as to how we're specifically retiring and what time frame we have to do that.\n\nChannel 1: Yep.\n\nChannel 0: So long as you don't, in that conversation in September, say, oh, yeah. By the way, I I already hung up my hat, we're fine. Because if you turn around and say we've already hung up our hat, I just wanna remind you two weeks minimum for me to\n\nChannel 1: Yep.\n\nChannel 0: get that money out if that's what you do to me.\n\nChannel 1: Yep. Yep.\n\nChannel 0: I'm setting\n\nChannel 1: Not.\n\nChannel 0: that I'm setting that tone. So it's two weeks for me to get that money, which is why I wanna have that conversation, set the time frame, make sure that we have the time to be able to sell everything and do everything on the time line that you want me to.\n\nChannel 1: Yep. Sounds good, my yep. That does sound good.\n\nChannel 0: Cool.\n\nChannel 1: Appreciate\n\nChannel 0: Do\n\nChannel 1: that.\n\nChannel 0: you wanna\n\nChannel 1: No. That\n\nChannel 0: do the do you do you wanna do the bank details form now, or do you wanna do it in September so we just in case bank details change, whatever the case may be?\n\nChannel 1: Yeah. So what what will you do? Will you will you will can I verbally give it to you over the phone, or or is it gonna be filled out by me?\n\nChannel 0: No. You can give it to me. Well, okay. Let's do it let's do it this way. Is it the bank details that I paid to previously?\n\nChannel 1: Well, I'm sorry, but I'll\n\nChannel 0: No?\n\nChannel 1: I'll have well, I'm not too this is the thing. Yeah. Have you have you got the bank details there in front of you?\n\nChannel 0: Oh, I should probably do. Yeah. I do.\n\nChannel 1: Well,\n\nChannel 0: Give me a second. I'll just grab them up.\n\nChannel 1: because I'll you're gonna have to tell me what the the four the the last four digits of the account that you paid it into? Because I\n\nChannel 0: I\n\nChannel 1: forget.\n\nChannel 0: can\n\nChannel 1: Sorry.\n\nChannel 0: do that. That's okay. Let me it's only held in one section on your account. We don't hold it. So I will just pull that up, and I can tell you.\n\nAnother question is, which section is that? I know what it is. Probably that one. Oh, there it is. Damn it.\n\nI had it, and then I changed page. Go back. Okay. So it is a Bankwest account\n\nChannel 1: Yes.\n\nChannel 0: with the ending four digits of 0517.\n\nChannel 1: That's the one that you will get it paid into.\n\nChannel 0: Perfect. So what I'm gonna\n\nChannel 1: Yep.\n\nChannel 0: do is I'm going to fill out the bank details form because\n\nChannel 1: Yep.\n\nChannel 0: we're gonna have to put the bank details on the accumulation fund because they were previously applied to the pension account, and they're applied\n\nChannel 1: Yep.\n\nChannel 0: at the account level, not the client level.\n\nChannel 1: Right.\n\nChannel 0: So we will apply it to the accumulation fund. That fund's not gonna change between now and September. I can tell you that with certainty. So I'll we'll apply it to that. I\n\nChannel 1: Yes.\n\nChannel 0: will send you the form.\n\nChannel 1: Yes.\n\nChannel 0: I need you to double check the form. Even though I have them, they've been paid to that account, blah blah blah, I still like you to double check the form,\n\nChannel 1: Okay.\n\nChannel 0: make sure the details are correct.\n\nChannel 1: Yes.\n\nChannel 0: I will send that to you electronically\n\nChannel 1: Yep.\n\nChannel 0: tomorrow morning because all of my admin have left.\n\nChannel 1: Yep.\n\nChannel 0: I'm terrible at doing administration work because it's been too long since I've done it. So it takes me thirty seconds longer than it takes everyone off.\n\nChannel 1: Yeah. Not so\n\nChannel 0: So\n\nChannel 1: good.\n\nChannel 0: so I will get the team to do it tomorrow morning, send it to you via the electronic signing system.\n\nChannel 1: Yes.\n\nChannel 0: They'll put you in they'll put you a separate email to let you know when it's being sent. So that way, you can find it in case it goes to junk, whatever the case.\n\nChannel 1: Okay.\n\nChannel 0: Double check the form. It's like a two page form. It literally has your account details, your personal details, and your bank details on it. Double check it. Sign it.\n\nOnce I get it back, I'll send it to Hub. So con Hub will have in the system that they need to have the bank details verified. So\n\nChannel 1: Right.\n\nChannel 0: at some point between now and you withdrawing, we'll get the details verified. It'll be a phone call. Nice and easy. Nothing\n\nChannel 1: Yep.\n\nChannel 0: we have to take care of now. Just lays it down the track.\n\nChannel 1: Yep.\n\nChannel 0: Okay?\n\nChannel 1: That sounds good. Yep. Sounds good. Really good.\n\nChannel 0: Perfect.\n\nChannel 1: Absolutely.\n\nChannel 0: I will get all the notes updated. I will, right now, book that first call in the June, and, otherwise, I will speak to you then.\n\nChannel 1: Yep. That sounds really good. Appreciate that.\n\nChannel 0: Absolutely no stress at all. So it looks like it I will be talking to you on the June 2 and then the September 2. Is\n\nChannel 1: Yep.\n\nChannel 0: that what you said?\n\nChannel 1: That's\n\nChannel 0: There\n\nChannel 1: in.\n\nChannel 0: you go.\n\nChannel 1: That's\n\nChannel 0: Second\n\nChannel 1: that's\n\nChannel 0: or second.\n\nChannel 1: in. Yep. That's mighty good, mate. Real good. So then I'm I'm\n\nChannel 0: Perfect.\n\nChannel 1: I'm determined to get out and well, I couldn't say it, but I'm determined to get out of this place.\n\nChannel 0: There's absolutely nothing wrong with that.\n\nChannel 1: Well, that's\n\nChannel 0: You\n\nChannel 1: that's\n\nChannel 0: wanna be\n\nChannel 1: what\n\nChannel 0: with\n\nChannel 1: I\n\nChannel 0: your\n\nChannel 1: would\n\nChannel 0: you\n\nChannel 1: do.\n\nChannel 0: wanna be with your wife.\n\nChannel 1: Exactly. This is the thing. You know? So no.\n\nChannel 0: A\n\nChannel 1: You\n\nChannel 0: trip\n\nChannel 1: know?\n\nChannel 0: every now and again is not worth it. You wanna be with you wanna be together for a decent amount of time every year,\n\nChannel 1: Well, that's\n\nChannel 0: every\n\nChannel 1: exactly\n\nChannel 0: day.\n\nChannel 1: right. That's very true, mate. Very true. But\n\nChannel 0: Yeah.\n\nChannel 1: now that that's that's great, mate. I appreciate that. And and yeah. I mean, I'll be I'll be hearing your voice in in a few months.\n\nChannel 0: That she will. It'll be my pleasure. Can't wait to speak. You gotta have a good night, and we'll talk soon.\n\nChannel 1: Peachy, mate. Peachy. See you.\n\nChannel 0: Say\n\nChannel 1: See\n\nChannel 0: it,\n\nChannel 1: you.\n\nChannel 0: Renee.\n\nChannel 1: Bye bye. Bye\n\nChannel 0: Bye.\n\nChannel 1: bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":1.5999999,"end":2.1,"sentiment":"neutral","sentiment_score":0.036239780485630035}],"sentiment":"neutral","sentiment_score":0.036239780485630035,"channel":1,"num_words":1,"start":1.5999999,"end":2.1},{"sentences":[{"text":"Hi.","start":3.4399998,"end":3.84,"sentiment":"neutral","sentiment_score":0.21784046292304993},{"text":"Good name.","start":3.84,"end":4.48,"sentiment":"positive","sentiment_score":0.3894534707069397},{"text":"Larissa from Artem.","start":4.48,"end":5.7799997,"sentiment":"positive","sentiment_score":0.3932107488314311},{"text":"How are you going?","start":5.8399997,"end":6.74,"sentiment":"positive","sentiment_score":0.3500787168741226}],"sentiment":"positive","sentiment_score":0.3576694518327713,"channel":0,"num_words":10,"start":3.4399998,"end":6.74},{"sentences":[{"text":"Just peachy.","start":7.7599998,"end":8.42,"sentiment":"positive","sentiment_score":0.5124915242195129}],"sentiment":"positive","sentiment_score":0.5124915242195129,"channel":1,"num_words":2,"start":7.7599998,"end":8.42},{"sentences":[{"text":"That's good.","start":9.76,"end":11.3,"sentiment":"positive","sentiment_score":0.6738307774066925},{"text":"Had a good day?","start":11.759999,"end":12.82,"sentiment":"positive","sentiment_score":0.47495943307876587}],"sentiment":"positive","sentiment_score":0.5412498811880747,"channel":0,"num_words":6,"start":9.76,"end":12.82},{"sentences":[{"text":"Yeah.","start":14.455,"end":14.775,"sentiment":"neutral","sentiment_score":0.1040426269173622},{"text":"Yeah.","start":14.775,"end":15.015,"sentiment":"neutral","sentiment_score":0.06254211068153381},{"text":"I did accept I broke the automatic gearbox in the truck.","start":15.015,"end":21.195,"sentiment":"neutral","sentiment_score":-0.1511082500219345}],"sentiment":"neutral","sentiment_score":-0.11504661635710643,"channel":1,"num_words":13,"start":14.455,"end":21.195},{"sentences":[{"text":"Oh, no.","start":23.085,"end":24.305,"sentiment":"neutral","sentiment_score":-0.10492359101772308}],"sentiment":"neutral","sentiment_score":-0.10492359101772308,"channel":0,"num_words":2,"start":23.085,"end":24.305},{"sentences":[{"text":"Yeah.","start":25.015,"end":25.515,"sentiment":"neutral","sentiment_score":-0.04972289130091667}],"sentiment":"neutral","sentiment_score":-0.04972289130091667,"channel":1,"num_words":1,"start":25.015,"end":25.515},{"sentences":[{"text":"See?","start":25.53,"end":25.583334,"sentiment":"neutral","sentiment_score":-0.03919511288404465}],"sentiment":"neutral","sentiment_score":-0.03919511288404465,"channel":0,"num_words":1,"start":25.53,"end":25.583334},{"sentences":[{"text":"I","start":25.575,"end":25.654999,"sentiment":"neutral","sentiment_score":-0.055090319365262985}],"sentiment":"neutral","sentiment_score":-0.055090319365262985,"channel":1,"num_words":1,"start":25.575,"end":25.654999},{"sentences":[{"text":"This is","start":25.583334,"end":25.69,"sentiment":"neutral","sentiment_score":-0.06427254527807236}],"sentiment":"neutral","sentiment_score":-0.06427254527807236,"channel":0,"num_words":2,"start":25.583334,"end":25.69},{"sentences":[{"text":"mean,","start":25.654999,"end":26.154999,"sentiment":"neutral","sentiment_score":-0.05715557932853699}],"sentiment":"neutral","sentiment_score":-0.05715557932853699,"channel":1,"num_words":1,"start":25.654999,"end":26.154999},{"sentences":[{"text":"why","start":25.69,"end":26.19,"sentiment":"neutral","sentiment_score":-0.06686457246541977}],"sentiment":"neutral","sentiment_score":-0.06686457246541977,"channel":0,"num_words":1,"start":25.69,"end":26.19},{"sentences":[{"text":"do you?","start":26.535,"end":27.195,"sentiment":"neutral","sentiment_score":-0.051702605560421944}],"sentiment":"neutral","sentiment_score":-0.051702605560421944,"channel":1,"num_words":2,"start":26.535,"end":27.195},{"sentences":[{"text":"you drive the manual.","start":26.730001,"end":27.79,"sentiment":"neutral","sentiment_score":-0.03928124951198697},{"text":"Way better.","start":27.93,"end":28.67,"sentiment":"neutral","sentiment_score":0.14256504736840725}],"sentiment":"neutral","sentiment_score":0.021334182781477775,"channel":0,"num_words":6,"start":26.730001,"end":28.67},{"sentences":[{"text":"Yeah.","start":29.300001,"end":29.380001,"sentiment":"neutral","sentiment_score":-0.02803604118525982},{"text":"Yeah.","start":29.380001,"end":29.78,"sentiment":"neutral","sentiment_score":-0.0401669442653656},{"text":"But, you know, it's gonna be expensive job because it was the ECU ECU unit that that in other words, it's the brains trust of the gearbox.","start":29.78,"end":40.6,"sentiment":"neutral","sentiment_score":-0.1493854025999705}],"sentiment":"neutral","sentiment_score":-0.14143478812585616,"channel":1,"num_words":29,"start":29.300001,"end":40.6},{"sentences":[{"text":"Yep.","start":41.265,"end":41.765,"sentiment":"neutral","sentiment_score":-0.10167890787124634}],"sentiment":"neutral","sentiment_score":-0.10167890787124634,"channel":0,"num_words":1,"start":41.265,"end":41.765},{"sentences":[{"text":"So very expensive job to fix that one.","start":42.355,"end":45.815,"sentiment":"neutral","sentiment_score":-0.2640203759074211},{"text":"But, anyway, lucky lucky I don't pay the bills.","start":47.155,"end":51.094997,"sentiment":"neutral","sentiment_score":-0.16687259740299648}],"sentiment":"neutral","sentiment_score":-0.2125891990521375,"channel":1,"num_words":17,"start":42.355,"end":51.094997},{"sentences":[{"text":"I was gonna say it's it's it's someone else's job to fix.","start":51.440002,"end":54.8,"sentiment":"neutral","sentiment_score":-0.12342924096932013},{"text":"Thank the lord.","start":54.8,"end":55.78,"sentiment":"neutral","sentiment_score":0.20921544233957926}],"sentiment":"neutral","sentiment_score":-0.056900304307540256,"channel":0,"num_words":15,"start":51.440002,"end":55.78},{"sentences":[{"text":"Good.","start":55.98,"end":56.3,"sentiment":"neutral","sentiment_score":0.2662016451358795},{"text":"You're not wrong there.","start":56.3,"end":57.44,"sentiment":"neutral","sentiment_score":0.1110260896384716},{"text":"But but anyway, question.","start":58.14,"end":62.56,"sentiment":"neutral","sentiment_score":0.018806396517902613}],"sentiment":"neutral","sentiment_score":0.08728128775126404,"channel":1,"num_words":9,"start":55.98,"end":62.56},{"sentences":[{"text":"Yes.","start":63.695,"end":64.195,"sentiment":"neutral","sentiment_score":0.015697721391916275}],"sentiment":"neutral","sentiment_score":0.015697721391916275,"channel":0,"num_words":1,"start":63.695,"end":64.195},{"sentences":[{"text":"Question.","start":64.38,"end":64.88,"sentiment":"neutral","sentiment_score":0.0017992397770285606},{"text":"Question.","start":64.94,"end":65.42,"sentiment":"neutral","sentiment_score":0.00017770007252693176},{"text":"Question.","start":65.42,"end":65.92,"sentiment":"neutral","sentiment_score":-0.0003470107913017273},{"text":"Towards the end of this year, I'm looking at wanting to unofficially retire, but go back to work.","start":70.205,"end":81.425,"sentiment":"neutral","sentiment_score":-0.005206226953305304}],"sentiment":"neutral","sentiment_score":-0.004384864576249605,"channel":1,"num_words":21,"start":64.38,"end":81.425},{"sentences":[{"text":"Okay.","start":83.229996,"end":83.729996,"sentiment":"neutral","sentiment_score":0.0405244454741478},{"text":"There's a there's a couple of points that I definitely need to touch on aside from that, which I'm happy to to talk about.","start":84.509995,"end":92.049995,"sentiment":"neutral","sentiment_score":0.13204873570551476},{"text":"So let's start with that that point, I guess, is you wanna like, at the end of the year, you're gonna retire.","start":93.945,"end":99.305,"sentiment":"neutral","sentiment_score":0.045557705431499264},{"text":"That's exactly what I heard, and that's what we're gonna stick with, is that you're going to retire.","start":99.305,"end":103.465004,"sentiment":"neutral","sentiment_score":0.013149896326164404},{"text":"So does that mean that your employer is going to you're gonna cease working for your current employer?","start":103.465004,"end":109.005005,"sentiment":"neutral","sentiment_score":-0.08133093888560931}],"sentiment":"neutral","sentiment_score":0.03596029946782503,"channel":0,"num_words":83,"start":83.229996,"end":109.005005},{"sentences":[{"text":"Yeah.","start":111.06,"end":111.299995,"sentiment":"neutral","sentiment_score":-0.04622093588113785},{"text":"And then go back and because","start":111.299995,"end":113.53999,"sentiment":"neutral","sentiment_score":-0.04950149916112423}],"sentiment":"neutral","sentiment_score":-0.04903284726398332,"channel":1,"num_words":7,"start":111.06,"end":113.53999},{"sentences":[{"text":"Nope.","start":113.36,"end":113.86,"sentiment":"neutral","sentiment_score":-0.14748647809028623}],"sentiment":"neutral","sentiment_score":-0.14748647809028623,"channel":0,"num_words":1,"start":113.36,"end":113.86},{"sentences":[{"text":"I'm off.","start":113.53999,"end":114.28,"sentiment":"neutral","sentiment_score":-0.1523658111691475}],"sentiment":"neutral","sentiment_score":-0.1523658111691475,"channel":1,"num_words":2,"start":113.53999,"end":114.28},{"sentences":[{"text":"You're cease.","start":113.92,"end":114.64,"sentiment":"neutral","sentiment_score":-0.13339893519878387},{"text":"You're ceasing with your employer.","start":114.64,"end":116.08,"sentiment":"neutral","sentiment_score":-0.11524993628263473},{"text":"That's","start":116.08,"end":116.58,"sentiment":"neutral","sentiment_score":-0.03615957498550415}],"sentiment":"neutral","sentiment_score":-0.1099008908495307,"channel":0,"num_words":8,"start":113.92,"end":116.58},{"sentences":[{"text":"Yeah.","start":116.42,"end":116.82,"sentiment":"neutral","sentiment_score":-0.026728633791208267},{"text":"Yeah.","start":116.82,"end":117.21999,"sentiment":"neutral","sentiment_score":-0.029874783009290695}],"sentiment":"neutral","sentiment_score":-0.02830170840024948,"channel":1,"num_words":2,"start":116.42,"end":117.21999},{"sentences":[{"text":"that's what","start":116.88,"end":117.36,"sentiment":"neutral","sentiment_score":-0.03694505803287029}],"sentiment":"neutral","sentiment_score":-0.03694505803287029,"channel":0,"num_words":2,"start":116.88,"end":117.36},{"sentences":[{"text":"I'm I'm a","start":117.21999,"end":117.86,"sentiment":"neutral","sentiment_score":-0.025900236641367275}],"sentiment":"neutral","sentiment_score":-0.025900236641367275,"channel":1,"num_words":3,"start":117.21999,"end":117.86},{"sentences":[{"text":"yep.","start":117.68,"end":118.18,"sentiment":"neutral","sentiment_score":-0.03627927228808403}],"sentiment":"neutral","sentiment_score":-0.03627927228808403,"channel":0,"num_words":1,"start":117.68,"end":118.18},{"sentences":[{"text":"I'm a sole trader.","start":117.86,"end":119.399994,"sentiment":"neutral","sentiment_score":-0.0038225977477850392}],"sentiment":"neutral","sentiment_score":-0.0038225977477850392,"channel":1,"num_words":4,"start":117.86,"end":119.399994},{"sentences":[{"text":"Fantastic.","start":122.435,"end":122.935,"sentiment":"neutral","sentiment_score":0.31705713272094727},{"text":"Cool.","start":123.795,"end":124.275,"sentiment":"neutral","sentiment_score":0.16183625161647797},{"text":"So under the sole trader, you're going to cease the current contract.","start":124.275,"end":128.695,"sentiment":"neutral","sentiment_score":0.0038546784004817405},{"text":"And then if you get another contract, so be it.","start":129.475,"end":133.015,"sentiment":"neutral","sentiment_score":-0.000621071830391884}],"sentiment":"neutral","sentiment_score":0.021622450284970302,"channel":0,"num_words":24,"start":122.435,"end":133.015},{"sentences":[{"text":"Yeah.","start":133.22499,"end":133.625,"sentiment":"neutral","sentiment_score":0.033595625311136246},{"text":"Basically.","start":133.625,"end":134.125,"sentiment":"neutral","sentiment_score":0.03583408519625664},{"text":"Yes.","start":134.265,"end":134.745,"sentiment":"neutral","sentiment_score":0.08065140247344971},{"text":"Yes.","start":134.745,"end":135.245,"sentiment":"neutral","sentiment_score":0.15411746501922607}],"sentiment":"neutral","sentiment_score":0.07604964450001717,"channel":1,"num_words":4,"start":133.22499,"end":135.245},{"sentences":[{"text":"Fantastic.","start":135.44,"end":135.94,"sentiment":"positive","sentiment_score":0.381905734539032},{"text":"Yep.","start":136.16,"end":136.64,"sentiment":"neutral","sentiment_score":0.1934632956981659},{"text":"Absolutely nothing wrong with that.","start":136.64,"end":138.18001,"sentiment":"neutral","sentiment_score":0.2566245675086975},{"text":"A, you're already 60, so it's fine.","start":138.32,"end":141.7,"sentiment":"neutral","sentiment_score":0.11853176461798805},{"text":"And, yeah, we can do that.","start":143.12001,"end":145.06,"sentiment":"positive","sentiment_score":0.34828680257002514}],"sentiment":"neutral","sentiment_score":0.23889675177633762,"channel":0,"num_words":20,"start":135.44,"end":145.06},{"sentences":[{"text":"So 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second.","start":1399.1,"end":1399.74,"sentiment":"neutral","sentiment_score":0.02433314500376582},{"text":"I'll just grab them up.","start":1399.74,"end":1401.04,"sentiment":"neutral","sentiment_score":0.023312950879335402}],"sentiment":"neutral","sentiment_score":0.023766370490193367,"channel":0,"num_words":9,"start":1399.1,"end":1401.04},{"sentences":[{"text":"because I'll you're gonna have to tell me what the the four the the last four digits of the account that you paid it into?","start":1400.925,"end":1410.92,"sentiment":"neutral","sentiment_score":0.003106354232877493},{"text":"Because I","start":1411.62,"end":1412.02,"sentiment":"neutral","sentiment_score":-0.07312589511275291}],"sentiment":"neutral","sentiment_score":-0.0025404790519840187,"channel":1,"num_words":27,"start":1400.925,"end":1412.02},{"sentences":[{"text":"I","start":1411.995,"end":1412.315,"sentiment":"neutral","sentiment_score":-0.09778434783220293}],"sentiment":"neutral","sentiment_score":-0.09778434783220293,"channel":0,"num_words":1,"start":1411.995,"end":1412.315},{"sentences":[{"text":"forget.","start":1412.02,"end":1412.42,"sentiment":"neutral","sentiment_score":-0.049685731530189514}],"sentiment":"neutral","sentiment_score":-0.049685731530189514,"channel":1,"num_words":1,"start":1412.02,"end":1412.42},{"sentences":[{"text":"can","start":1412.315,"end":1412.635,"sentiment":"neutral","sentiment_score":-0.03092011995613575}],"sentiment":"neutral","sentiment_score":-0.03092011995613575,"channel":0,"num_words":1,"start":1412.315,"end":1412.635},{"sentences":[{"text":"Sorry.","start":1412.42,"end":1412.92,"sentiment":"neutral","sentiment_score":-0.08266173303127289}],"sentiment":"neutral","sentiment_score":-0.08266173303127289,"channel":1,"num_words":1,"start":1412.42,"end":1412.92},{"sentences":[{"text":"do 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Even though I have them, they've been paid to that account, blah blah blah, I still like you to double check the form, Okay.","start_word":4309,"end_word":4340,"intents":[{"intent":"Double check form","confidence_score":0.07222241}]},{"text":"I will send that to you electronically Yep. tomorrow morning because all of my admin have left.","start_word":4348,"end_word":4364,"intents":[{"intent":"Send form electronically","confidence_score":0.77039075}]},{"text":"so I will get the team to do it tomorrow morning, send it to you via the electronic signing system. Yes.","start_word":4398,"end_word":4418,"intents":[{"intent":"Schedule call","confidence_score":0.35093665}]},{"text":"I appreciate that. And and yeah.","start_word":4749,"end_word":4754,"intents":[{"intent":"Express appreciation","confidence_score":0.057503726}]},{"text":"You gotta have a good night, and we'll talk soon.","start_word":4780,"end_word":4789,"intents":[{"intent":"Wish good night","confidence_score":0.03503712}]},{"text":"See you. Say See it, you. Renee. Bye bye. Bye Bye. bye.","start_word":4793,"end_word":4804,"intents":[{"intent":"Confirm understanding","confidence_score":0.034367066}]}]},"sentiments":{"segments":[{"text":"Hello? Hi.","start_word":0,"end_word":1,"sentiment":"neutral","sentiment_score":0.12704011797904968},{"text":"Good name. Larissa from Artem. How are you going? Just peachy. That's good. Had a good day?","start_word":2,"end_word":18,"sentiment":"positive","sentiment_score":0.46481719613075256},{"text":"Yeah. Yeah. I did accept I broke the automatic gearbox in the truck. Oh, no. Yeah. See? I This is mean, why do you? you drive the manual. Way better. Yeah. Yeah. But, you know, it's gonna be expensive job because it was the ECU ECU unit that that in other words, it's the brains trust of the gearbox. Yep. So very expensive job to fix that one. But, anyway, lucky lucky I don't pay the bills. I was gonna say it's it's it's someone else's job to fix. Thank the lord. Good. You're not wrong there. But but anyway, question. Yes. Question. Question. Question. Towards the end of this year, I'm looking at wanting to unofficially retire, but go back to work. Okay. There's a there's a couple of points that I definitely need to touch on aside from that, which I'm happy to to talk about. So let's start with that that point, I guess, is you wanna like, at the end of the year, you're gonna retire. That's exactly what I heard, and that's what we're gonna stick with, is that you're going to retire. So does that mean that your employer is going to you're gonna cease working for your current employer? Yeah. And then go back and because Nope. I'm off. You're cease. You're ceasing with your employer. That's Yeah. Yeah. that's what I'm I'm a yep. I'm a sole trader. Fantastic. Cool. So under the sole trader, you're going to cease the current contract. And then if you get another contract, so be it. Yeah. Basically. Yes. Yes.","start_word":19,"end_word":282,"sentiment":"neutral","sentiment_score":-0.028090309351682663},{"text":"Fantastic.","start_word":283,"end_word":283,"sentiment":"positive","sentiment_score":0.381905734539032},{"text":"Yep. Absolutely nothing wrong with that. A, you're already 60, so it's fine. And, yeah, we can do that. So at Yeah. the end of the year, from that perspective, what is your intent with doing that? Or what is like, the contract's gonna end at the end of the year, whether it's because you terminated or whether it's because it just ends, runs its course. You're after Yeah. 60, so you're allowed to declare oh, sorry. Hiccups. You're allowed to declare that you are not getting fully employed at that time, and therefore, what comes with that is the eligibility to potentially access super from a whole lump sum position. Yeah. Yeah. Yep.","start_word":284,"end_word":397,"sentiment":"neutral","sentiment_score":-0.007683350100067624},{"text":"Cool.","start_word":398,"end_word":398,"sentiment":"positive","sentiment_score":0.5807939767837524},{"text":"Is that the intent at that time to access the whole benefit?","start_word":399,"end_word":410,"sentiment":"neutral","sentiment_score":0.26110902428627014},{"text":"Well, I I no. Yes and well, what am I gonna put myself in a predicament if I say no or what what what's that gonna mean, like, as far No.","start_word":411,"end_word":441,"sentiment":"negative","sentiment_score":-0.4387324154376984},{"text":"as that note? My Like so so the only predicament I'm ever gonna have is if you turn around and tell me that you are going to retire, but you act and then in the same sense that say, I'm I'm going to fill out a form that says that I intend to retire and not return to work, but Yep. then I intend to return to work.","start_word":442,"end_word":509,"sentiment":"neutral","sentiment_score":-0.22795943915843964},{"text":"If you make that declaration to me, I'm not listening.","start_word":510,"end_word":519,"sentiment":"negative","sentiment_score":-0.6923285126686096},{"text":"Right. Okay? Yep.","start_word":520,"end_word":522,"sentiment":"neutral","sentiment_score":-0.18817131221294403},{"text":"So what I'm hearing from you is exactly the words, at the end of the year, the contract that I'm working is going to cease.","start_word":523,"end_word":547,"sentiment":"negative","sentiment_score":-0.3482785224914551},{"text":"And, again, whether whether that's from you ceasing it or whether that's from us running its course, either either way. At the Yep. end of the year, the day that you wanna sign a document that says I intend to permanently retire is the day that you are making the declaration and the day that I confirm that you are making the declaration, and I know none the wiser that you are intending to permanently retire. If Yep.","start_word":548,"end_word":625,"sentiment":"neutral","sentiment_score":-0.1002301275730133},{"text":"another job happens to fall in your lap later, so be it.","start_word":626,"end_word":637,"sentiment":"negative","sentiment_score":-0.4146626591682434},{"text":"But at Yep. the time that that declaration is made, that is the intent, and that's That what is you're telling me right now. Correct? that is the intent?","start_word":638,"end_word":666,"sentiment":"neutral","sentiment_score":0.012829854377898676},{"text":"Yes. It is. Fantastic.","start_word":667,"end_word":670,"sentiment":"positive","sentiment_score":0.5214200615882874},{"text":"So at the end of the year, Rod, when the contract has run its course, what are you wanting to do? And you can tell me exactly what you're wanting to do with your Superfund. Firehand.","start_word":671,"end_word":706,"sentiment":"neutral","sentiment_score":0.16753828525543213},{"text":"Fantastic.","start_word":707,"end_word":707,"sentiment":"positive","sentiment_score":0.6985623836517334},{"text":"So you were looking to do a full withdrawal from the super fund, liquidating the assets, withdrawing to cash to your bank account, holding no further superannuation in the Australian super environment, and Testing. you are looking to then utilize that money to finalize your home build over in, Exactly. I wanna say, Malaysia. Philippines. Am I right about Philippines? Damn it. Sorry. I spoke to someone at the beginning of the week that was doing a Malaysian house build. Alright. Okay. Yeah. But that's exactly that's that's exactly the the 10 for the money. Okay. Cool. So can I ask why it's the end of the year and not earlier? Just a just a thing that I sort of because my wife just rocked up on Saturday. So we were just discuss He's in yeah. the country again.","start_word":708,"end_word":846,"sentiment":"neutral","sentiment_score":0.07251027226448059},{"text":"That's beautiful.","start_word":847,"end_word":848,"sentiment":"positive","sentiment_score":0.6198281645774841},{"text":"Yeah. Yeah. It was just so we were just discussing it, and we and we thought, you know, the end of the year that that that was just a, you know, that was just a a a thing that come up. You know, like Yep. yeah. Should it be earlier? Yep. As far as as far as it could be earlier, you know, as far as that Is goes. it it it's dependent on when you want it to happen. Because at this point, everything is dependent on you, Well, on your making the decision to to tie up the the the contract the current contract. If Yes. you wanted to turn around tomorrow and tie up the current contract, you could because you're because you've moved to sole trader. And exactly what your email said the other day, you've moved to sole trader.","start_word":849,"end_word":992,"sentiment":"neutral","sentiment_score":-0.0643940418958664},{"text":"You're not gonna be making any further super contributions.","start_word":993,"end_word":1001,"sentiment":"negative","sentiment_score":-0.49771997332572937},{"text":"You're No.","start_word":1002,"end_word":1003,"sentiment":"neutral","sentiment_score":-0.33318886160850525},{"text":"not returning to gainful employment.","start_word":1004,"end_word":1008,"sentiment":"negative","sentiment_score":-0.47035014629364014},{"text":"You can withdraw the funds from your superannuation account once that contract ceases, Yeah. But it's dependent on when you want to trigger that. So you Well, you may yeah. not wanna trigger that for a while longer. Yeah. Well, I I was when when I when you say the end of the year, September, October? Yep. So just before your 60 birthday. Yeah. Look, I'm I'll be 61 in November. But Yep. yeah. I mean, if we can I would certainly, if that's the case, would like to get the ball rolling, you know, mid September? So the benefit of doing it this time is, a, your bank details are already applied to the account. The correct bank details are applied to the account. They've paid Yep.","start_word":1009,"end_word":1136,"sentiment":"neutral","sentiment_score":0.0420195646584034},{"text":"out to you, so they're there.","start_word":1137,"end_word":1142,"sentiment":"positive","sentiment_score":0.3747490644454956},{"text":"B, you don't have to set up a pension account this time because you will be over 60, fully and you will have retired. We can just pull it from an accumulation phase. Right. We Right. just pull it straight from straight from the account. Oh, actually, I lied. We will need to apply your bank details again because it paid out of your pension account last time, not your that's easy. We can we can get the form done today. Like, we can I can get the form done today, and we can load this the form onto the account now? So that way, it's done six months in in advance. Yes. And then Yes. all you need to do is you would need to call me and say, I have left my employment, Yes.","start_word":1143,"end_word":1278,"sentiment":"neutral","sentiment_score":0.11380737274885178},{"text":"and then I'll say, fantastic, Rodney.","start_word":1279,"end_word":1284,"sentiment":"positive","sentiment_score":0.42059797048568726},{"text":"It is two weeks before you're going to get that money. Yep. Yep. Right. And that is the time frame. The day that you turn around and tell me that you have left your employer or you've ceased the contract and you are retired, Yes. Yes. it'll be two weeks before I can get you that money. So we will fill out the form stipulating that you are retired, and we can go Yep. from there. Now Yep. if you know in advance that you would like to do it earlier, you can call me two to three weeks before you're about to end the contract, and you can say, hi, Larissa. The contract Yep. ends on last date. It might be Right. the contract ends at the end of the month, and you can say, I would like to sell my Right. sell my assets down to cash Yes. to preemptively prepare to withdraw the funds. I will Right. then, based on your instructions, sell all of the holdings that you have, Yes. sit in cash, and then the day that you are on your last day, I will then submit the withdrawal, and it'll pay out within forty eight hours. Yes. If you call me Right. first thing in the morning at, you know, seven like, seven to 8AM, my time, I will be able to basically get you the money pretty much the next day providing depending on the bank that you bank with. You know, it could be a couple of day transfer through, but the Hub 24 will payout following Yep. day. If you call me in the afternoon or if we speak at 06:00 at night, it'll definitely be two days Yep. just because they process payments at, like, 01:00 in the afternoon, if Right. that makes Okay. sense. Yep. Yep. Yep. So Yep. if I get if I find out at, like, 08:00 in the morning, I can get the I can get the payment. I can get the documents submitted, and I Yep. can call my call my friends, and I Yep. can make it happen same day. If it's 06:00 in the afternoon, it it won't happen that Fine. same day. Yeah. Of course. Yep. Yeah. Yep. Yep. So No.","start_word":1285,"end_word":1663,"sentiment":"neutral","sentiment_score":0.08447013835184335},{"text":"That that sounds it just really, really good. it just depends on how quickly and how you wanna do things. So I'm happy to set calendar points like I did last time.","start_word":1664,"end_word":1695,"sentiment":"positive","sentiment_score":0.49321380257606506},{"text":"So that way, leading up to your birthday, we touch base. We get the documents done. I submit them the day of life. There's a Monday after your birthday because your birthday was a a Saturday. Submit them the day after your birthday. The points that I'm allowed to trigger them legally, I trigger them. And I can do the same thing this time depending on how you wanna do it. So you said you want September, October. So I can give Will you a call at the September and say, hey. Where are you at now, I'm and what yep. do you wanna do? Yep. Okay. That's I'm just I'm now I'm just what I'm doing, the September 1 is a Tuesday. So Yes. I'm mark It sure is. I'm gonna I'm gonna mark it on my calendar that you will call me, and we will discuss where we're at. And but I can tell you where we're where where we'll be, and and that is, yeah, I mean, you will call me, and I'll organize to the contract receipt, and we can go from there. Yes. Yes. At that point in September, you will tell me what the time frame looks like. So it's not that you're gonna cease the contract on that day. It's just you're gonna tell Yes. me what No. the time frame looks like. Yes. Richardson retirement. I'm putting you in my calendar right now while we're talking. Oh my gosh. I can't spell r o d n e y. Retirement with rural. Discretion.","start_word":1696,"end_word":1955,"sentiment":"neutral","sentiment_score":0.091743141412735},{"text":"I really can't spell.","start_word":1956,"end_word":1959,"sentiment":"negative","sentiment_score":-0.4043683111667633},{"text":"Wow. Okay. So it is in my calendar. 6PM on the September 1. So what we No will worries. do at that time is we will we will call each other. We will talk to each other about when you're intending to cease the contract. And you may Right. say, hey. I've got x y zed still happening, or, hey. The contract doesn't end until blah, or, hey. I wanna do blah. I have to give two weeks notice. Yep. Whatever Yep. the case may be, like, we're six months down the line. It's just it's dependent on what your workload is and what what where everything looks like. Yep. Yep. That's that's the whole thing. And how how volatile is the market at the moment, Larissa, because of what's going on in Iran? So so it is volatile, but at the same time, like, yesterday's market I haven't looked today. I've been a little bit on my feet all day. But yesterday's market, like, they opened low. They went, which is me going up and down with my hands, and I realized you can't look at me. It went up and down all day, and it pretty much finished, like, where it closed the previous day. Like, Yep. it nothing happened for the day. Whilst it was volatile because of all the talks and all the wars and all the everything else and everything that is happening in Iran and the oil prices and everything else, it very much went blah Yep. blah blah and Yeah. finished where it closed. Nothing Yeah. came out of it. It wasn't up. It wasn't down. It just looked really volatile for the day. Had you Yeah. been day trading? Yeah. Would have been a sick day to be on the market. We don't Yeah. day trade, so we're happy days with the slow growth. This fund has been slow growing, which It is good. has. Like, Yeah. I haven't The do you do you think do you think I'll make it back? Okay. There's only, you know, roughly, you know, six to seven months roughly. But did you think I'll make it back to 01/20? With no contributions, probably not. If we start putting some money in, I'd have to look at it. If there's Six no if months. there was no if there was no contributions, what do you reckon? Would it would it gain 4,000? Yeah.","start_word":1960,"end_word":2365,"sentiment":"neutral","sentiment_score":-0.11006223749864864},{"text":"I'd say 4,000 is pretty reasonable.","start_word":2366,"end_word":2371,"sentiment":"positive","sentiment_score":0.34223565459251404},{"text":"Like, it's already over from Christmas to now, so it's, like, two full months. It's already put on nearly $2 from Yeah. when we pulled the money out at Christmas. Yeah. Let's just go Yeah.","start_word":2372,"end_word":2406,"sentiment":"neutral","sentiment_score":0.142487034201622},{"text":"If I can if if I'd I'd I'd be happy if it was ran went around the $1.15, and anything yeah. more is a bonus.","start_word":2407,"end_word":2431,"sentiment":"positive","sentiment_score":0.4235413670539856},{"text":"Yeah.","start_word":2432,"end_word":2432,"sentiment":"neutral","sentiment_score":0.32742029428482056},{"text":"Like, well, 444% would like, 4% earnings across six months, which, you know, is, like, 8% across the whole year, is Yep. something that is reasonable within the, like, growth rate that you're in.","start_word":2433,"end_word":2466,"sentiment":"positive","sentiment_score":0.3677581250667572},{"text":"It's Yep. not an unreasonable return basis. Yep. We are looking at short term. Short term obviously increases the volatility risk, Of course. but but but it's, you know, it's not unreasonable within your Yes. risk profile Yep. that you would get within six months full percent. We can Yep. obviously if you want, I can touch base with you monthly. Tuesday is the best day for me to do that. It's the only day that I stay back. I made a promise Right. to my family this year that I wasn't gonna be here until 11:00 at night every night.","start_word":2467,"end_word":2567,"sentiment":"neutral","sentiment_score":0.10388541221618652},{"text":"Yeah. That's that's a good idea.","start_word":2568,"end_word":2573,"sentiment":"positive","sentiment_score":0.6558607816696167},{"text":"And I've and I've been making a conscious effort to make sure that I'm out of here at a reasonable time. Because I I I'm here in the office from 6AM in the morning. So it's Yeah. already I've already done yep. It's currently 06:18 Queensland time, so I've already been in the office for just over twelve hours. Yeah. Yeah.","start_word":2574,"end_word":2634,"sentiment":"neutral","sentiment_score":0.13946057856082916},{"text":"It's a good time to go home.","start_word":2635,"end_word":2641,"sentiment":"positive","sentiment_score":0.4340113997459411},{"text":"Yeah. And that that's okay. I I I generally stay in the office until about seven or 08:00 on a Tuesday. It's the one day I do later days just to Right.","start_word":2642,"end_word":2673,"sentiment":"neutral","sentiment_score":0.19141332805156708},{"text":"get things done because when everyone leaves the office is when I get things done because everyone leaves me alone and it's quiet, and the lights go down in the movie theater and all that fun stuff.","start_word":2674,"end_word":2710,"sentiment":"positive","sentiment_score":0.5123900771141052},{"text":"Yep. So so yeah. So it'll have to be Tuesdays because that's the best day for me to call you because I know you like all later calls. I tried to call you last week on Thursday or Friday during the day. You didn't answer, which is fine. I knew you Oh, it's prefer probably late calls. yeah. I just I Yeah. I figured I'd I figured I'd throw it in the wall and see if I could get you at the time, but I didn't. And that's okay. Yeah. No. I I yeah. No. You're doing the you know, you're in, like, you're in and out of the truck, and and I can look on that's to be quite truthful. I don't look at my phone. You know? But, yeah, there you go. But, yeah, anyway but no. Look. That's that's where that's where that's where I sit. Yep.","start_word":2711,"end_word":2860,"sentiment":"neutral","sentiment_score":-0.0126103600487113},{"text":"So and that's that's our plan. And I think I think that's fair and reasonable.","start_word":2861,"end_word":2875,"sentiment":"positive","sentiment_score":0.4068344831466675},{"text":"And I know I'm and I'm quite sure when we touch base in September, I will I will have news for you on on when which is actually going to take place. Cool. So do you want me to touch base more regularly? Do you want me to say touch base in June, July at the Oh, three look. month It's mark? you know, it it is well, I'm not I'm not being rude, but is there any Yes. need is there any need for you to, you know, look at like, you know you know roughly what's what's happening. We touch base in September. You have I'll give you exactly when I'm when I'm, you know, want this to happen, and we just go from there. Look. I'm I'm easy. Larissa, it doesn't worry me. To hear my voice, Rodney. Why else would you wanna talk to me? It's to hear my voice. I have to hear your voice. Oh, jeez. Alright then. No. No. Well, It's I'll just I'll I'll if you I'll were say comfortable. that. If you if you wanted if you wanted me to touch base, we can, you know, touch base on market volatility, see how we're tracking based on the returns Yeah. Alright. just so you are more comfortable. Because we are looking at a shorter time frame, Yeah. we can just kind of take it step by step with your with your comfort level. Yep.","start_word":2876,"end_word":3118,"sentiment":"neutral","sentiment_score":0.09539559290364936},{"text":"That's cool. That sounds really good. Cool.","start_word":3119,"end_word":3125,"sentiment":"positive","sentiment_score":0.6211614608764648},{"text":"It's really So good I'll add enough. a six month touch up, and I'll touch base with you June because Yep. we're currently March. Oops. That's crazy. So we'll touch base June, and then we'll touch base September. Yep. Now two other points. One, you sent an email saying you want to cease with o two. I'm assuming based on this conversation that you don't wanna cease with o two, and you still want me to continue managing things, or you still want me to get you to September where I Oh, yeah. then trigger Yeah. I everything, wanna help I wanna you retire? I wanna I wanna I want you to I want you to get me there. You know? So I know I know that that that entails over you, but, you know, like, that's the thing. You've taken over me portfolio, so I want you to get me there.","start_word":3126,"end_word":3277,"sentiment":"neutral","sentiment_score":0.08328192681074142},{"text":"So that's all good.","start_word":3278,"end_word":3281,"sentiment":"positive","sentiment_score":0.3637297451496124},{"text":"Cool. And then I have I got an email from Hub twenty four that there was a rollover or attempted rollover from a Hub account to a Hub account. Do you know Really? did you trigger yeah. Did you trigger anything or try and were you playing around in the hub system? Did you accidentally trigger anything while you were playing around in, like, the app? Or it got rejected. Nothing's happening. The money's safe and secure. They alerted us on a flag, like, under a flag.","start_word":3282,"end_word":3368,"sentiment":"neutral","sentiment_score":0.04345574456898645},{"text":"They let us know, and I was like, cool.","start_word":3369,"end_word":3377,"sentiment":"positive","sentiment_score":0.5176829695701599},{"text":"Yeah. Started No trying worries. to write an email, realized that it was about 15 feet long, and realized it was gonna be really confusing if I sent you this massive email, so I tried to call you last Friday. Yeah. No.","start_word":3378,"end_word":3419,"sentiment":"neutral","sentiment_score":-0.18574106693267825},{"text":"No. I no. No. I've got I've got no intentions of of of moving it anyway.","start_word":3420,"end_word":3435,"sentiment":"negative","sentiment_score":-0.4649228751659394},{"text":"Well, Cool. look look, I must admit, whether I did trigger something in the app, but it would have only been by mistake No. That that's that, you know, okay. I but just but I yeah.","start_word":3436,"end_word":3471,"sentiment":"neutral","sentiment_score":-0.13623912632465365},{"text":"But other than that, no other no other women super companies touching touching with my my bloody money. ceased it. We literally said it was malicious activity until we spoke to you and then allowed it to go through other than that.","start_word":3472,"end_word":3513,"sentiment":"negative","sentiment_score":-0.4836193025112152},{"text":"So I will continue I will let them know to cease the activities so they won't proceed with it, Yeah. Yes. and we'll leave funds as they are. Yes. The only thing Definitely. I needed Wow. Jesus. My if if if if I did do that Jesus. I'm I'm I'm bloody sorry. Wow. I didn't realize to call No. that. Jeez. No. No. It's okay. It's so fine. We we we have a Hub twenty four, we have flags everywhere. So if anything any money moves that we didn't specifically flag, we get notified in, like, three different areas, and it Yep. happened. We put a stop to it, and we we it's basically just a hold for now until I get back to them. So I'll get back to Hub, let them know to please cancel the activity based on our conversation and And everything we left.","start_word":3514,"end_word":3661,"sentiment":"neutral","sentiment_score":-0.06264099478721619},{"text":"and I'm bloody sorry if I did trigger something in the app. But, yeah, that's if I did, it it it is definitely my fault because no other company I'm not even interested in any other company.","start_word":3662,"end_word":3698,"sentiment":"negative","sentiment_score":-0.4695145189762115},{"text":"So that so that that that would probably be me, and I'm sorry for that. Absolutely. No. It's so fine. The client that I've had that's actually done something. I've had clients try and sell stuff stuff accidentally and all sorts of fun things. So it's so fine. It happens from time to time, but we we have these things for we have these systems for a reason, so we're all okay. Yes.","start_word":3699,"end_word":3771,"sentiment":"neutral","sentiment_score":0.07716964185237885},{"text":"Cool.","start_word":3772,"end_word":3772,"sentiment":"positive","sentiment_score":0.43287530541419983},{"text":"Well, I'm gonna I'm gonna put in my calendar that I'm gonna touch base with you in June, touch base with you in September. September Yep. will have a game plan moving forward as to how we're specifically retiring and what time frame we have to do that. Yep. So long as you don't, in that conversation in September, say, oh, yeah. By the way, I I already hung up my hat, we're fine. Because if you turn around and say we've already hung up our hat, I just wanna remind you two weeks minimum for me to Yep. get that money out if that's what you do to me. Yep. Yep. I'm setting Not. that I'm setting that tone. So it's two weeks for me to get that money, which is why I wanna have that conversation, set the time frame, make sure that we have the time to be able to sell everything and do everything on the time line that you want me to. Yep.","start_word":3773,"end_word":3940,"sentiment":"neutral","sentiment_score":0.12194252014160156},{"text":"Sounds good, my yep. That does sound good. Cool.","start_word":3941,"end_word":3949,"sentiment":"positive","sentiment_score":0.42552685737609863},{"text":"Appreciate Do that. you wanna No. That do the do you do you wanna do the bank details form now, or do you wanna do it in September so we just in case bank details change, whatever the case may be? Yeah. So what what will you do? Will you will you will can I verbally give it to you over the phone, or or is it gonna be filled out by me? No. You can give it to me. Well, okay. Let's do it let's do it this way. Is it the bank details that I paid to previously? Well, I'm sorry, but I'll No? I'll have well, I'm not too this is the thing. Yeah. Have you have you got the bank details there in front of you? Oh, I should probably do. Yeah. I do. Well, Give me a second. I'll just grab them up. because I'll you're gonna have to tell me what the the four the the last four digits of the account that you paid it into? Because I I forget. can Sorry. do that. That's okay. Let me it's only held in one section on your account. We don't hold it. So I will just pull that up, and I can tell you. Another question is, which section is that? I know what it is. Probably that one. Oh, there it is. Damn it. I had it, and then I changed page. Go back. Okay. So it is a Bankwest account Yes. with the ending four digits of 0517. That's the one that you will get it paid into.","start_word":3950,"end_word":4215,"sentiment":"neutral","sentiment_score":0.005625343295094326},{"text":"Perfect.","start_word":4216,"end_word":4216,"sentiment":"positive","sentiment_score":0.4485650658607483},{"text":"So what I'm gonna Yep. do is I'm going to fill out the bank details form because Yep. we're gonna have to put the bank details on the accumulation fund because they were previously applied to the pension account, and they're applied Yep. at the account level, not the client level. Right. So we will apply it to the accumulation fund. That fund's not gonna change between now and September. I can tell you that with certainty. So I'll we'll apply it to that. I Yes. will send you the form. Yes. I need you to double check the form. Even though I have them, they've been paid to that account, blah blah blah, I still like you to double check the form, Okay. make sure the details are correct. Yes. I will send that to you electronically Yep. tomorrow morning because all of my admin have left.","start_word":4217,"end_word":4364,"sentiment":"neutral","sentiment_score":0.07108724117279053},{"text":"Yep. I'm terrible at doing administration work because it's been too long since I've done it. So it takes me thirty seconds longer than it takes everyone off.","start_word":4365,"end_word":4392,"sentiment":"negative","sentiment_score":-0.6068638563156128},{"text":"Yeah.","start_word":4393,"end_word":4393,"sentiment":"neutral","sentiment_score":-0.15280048549175262},{"text":"Not so So good.","start_word":4394,"end_word":4397,"sentiment":"negative","sentiment_score":-0.4281449317932129},{"text":"so I will get the team to do it tomorrow morning, send it to you via the electronic signing system. Yes. They'll put you in they'll put you a separate email to let you know when it's being sent. So that way, you can find it in case it goes to junk, whatever the case. Okay. Double check the form. It's like a two page form. It literally has your account details, your personal details, and your bank details on it. Double check it. Sign it. Once I get it back, I'll send it to Hub. So con Hub will have in the system that they need to have the bank details verified. So Right. at some point between now and you withdrawing, we'll get the details verified. It'll be a phone call.","start_word":4398,"end_word":4530,"sentiment":"neutral","sentiment_score":0.05081953853368759},{"text":"Nice and easy.","start_word":4531,"end_word":4533,"sentiment":"positive","sentiment_score":0.3997378349304199},{"text":"Nothing Yep. we have to take care of now. Just lays it down the track. Yep. Okay? That sounds good. Yep.","start_word":4534,"end_word":4554,"sentiment":"neutral","sentiment_score":0.06640481948852539},{"text":"Sounds good. Really good. Perfect. Absolutely.","start_word":4555,"end_word":4560,"sentiment":"positive","sentiment_score":0.4644511342048645},{"text":"I will get all the notes updated. I will, right now, book that first call in the June, and, otherwise, I will speak to you then. Yep.","start_word":4561,"end_word":4587,"sentiment":"neutral","sentiment_score":0.17632804811000824},{"text":"That sounds really good. Appreciate that. Absolutely no stress at all.","start_word":4588,"end_word":4598,"sentiment":"positive","sentiment_score":0.46654999256134033},{"text":"So it looks like it I will be talking to you on the June 2 and then the September 2. Is Yep. that what you said? That's There in. you go. That's Second that's or second. in. Yep.","start_word":4599,"end_word":4636,"sentiment":"neutral","sentiment_score":0.05191194638609886},{"text":"That's mighty good, mate. Real good.","start_word":4637,"end_word":4642,"sentiment":"positive","sentiment_score":0.44659945368766785},{"text":"So then I'm I'm Perfect. I'm determined to get out and well, I couldn't say it, but I'm determined to get out of this place. There's absolutely nothing wrong with that. Well, that's You that's wanna be what with I your would you do. wanna be with your wife. Exactly. This is the thing. You know? So no. A You trip know?","start_word":4643,"end_word":4704,"sentiment":"neutral","sentiment_score":0.07255786657333374},{"text":"every now and again is not worth it.","start_word":4705,"end_word":4712,"sentiment":"negative","sentiment_score":-0.3942645490169525},{"text":"You wanna be with you wanna be together for a decent amount of time every year, Well, that's every exactly day. right.","start_word":4713,"end_word":4734,"sentiment":"neutral","sentiment_score":0.007215993013232946},{"text":"That's very true, mate. Very true. But Yeah. now that that's that's great, mate. I appreciate that. And and yeah.","start_word":4735,"end_word":4754,"sentiment":"positive","sentiment_score":0.6838772892951965},{"text":"I mean, I'll be I'll be hearing your voice in in a few months.","start_word":4755,"end_word":4768,"sentiment":"neutral","sentiment_score":0.28447312116622925},{"text":"That she will. It'll be my pleasure. Can't wait to speak. You gotta have a good night, and we'll talk soon.","start_word":4769,"end_word":4789,"sentiment":"positive","sentiment_score":0.586402177810669},{"text":"Peachy, mate. Peachy. See you. Say See it, you. Renee. Bye bye. Bye Bye. bye.","start_word":4790,"end_word":4804,"sentiment":"neutral","sentiment_score":0.15425948798656464}],"average":{"sentiment":"neutral","sentiment_score":0.03648141416138558}}}}