{"metadata":{"transaction_key":"deprecated","request_id":"019db853-dea0-7fe3-ab64-c6c602094fdc","sha256":"d6c7b1422b2d570db5b82b2218452965ef5a09ae1617015612a094ea42a642b0","created":"2026-04-23T03:13:20.490Z","duration":922.6079,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":3572,"output_tokens":126},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":3922,"output_tokens":3930},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":3922,"output_tokens":360}},"results":{"channels":[{"alternatives":[{"transcript":"Yep. Can you hear me, Jamie? Yes. Okay. No. Exactly. I'm glad you did. Now what I will say, I'm not sure if you caught some of it, is that we've done a lot of research on one of the investments that you have in your portfolio, and I would like to look at swapping it. The reason being is it has kind of it's your Benelon Australian equity that you have in your portfolio, and that was added to your portfolio because it was one of the best performing fund managers at the time and have done really well. So the purpose of that one is to actively buy and sell different investments in order to try to outperform the market, which they had done. But more recently, they have underperformed a little bit and been a bit slower in making their decisions. So we wanna make sure we also stay proactive with your investments and that if there is an investment that we foresee not coming back around as much or being as good moving forward, that we we, you know, we do wanna make sure we we look at alternative options if there's some out there that we can swap it for to make sure that we do have your position in the best position because the market and things are always changing, like you've touched on in the last twelve months. So if you are happy for me to do so, what I would like to do is just do a little bit more research on the Benelon and also seeing if I can find a better option that would be suitable for your portfolio overall and put you in a better position moving forward. So are you happy for me to kind of do that for you? Yeah. Great. Now with your portfolio, just wanna confirm that you are happy with your growth risk allocation still. So still kind of focusing on growing your super, having a little bit of fluctuation. And in terms of asset allocation, it's about an eighty twenty split. So 80% is your growth investment, which we typically classify your Australian shares, international shares, property, and commodities, and that is ultimately what is going to grow your portfolio. And then about 20 in your defensive, so that will be your your cash, your gold, your fixed interest, but limit fluctuations a little bit. Are you still comfortable with the same level of kind of risk allocation? Yep. Yeah. From what you kind of told me, some of the questions we we kind of went through, I think it's a good form your risk tolerance side of it. Now from a time frame point of view as well, so typically in a in a growth portfolio, making sure you have enough time in the market before retirement in a growth portfolio, we we wanna allow this to fix it. So you definitely have the time. In a high growth, you have the time capacity to be in more risky, but at the same time, I want you to be comfortable. So I think growth is a good middle ground where you are still focusing on getting that growth without taking your high growth or aggressive approach through fluctuations. So I think that sounds some have seen more fluctuations and not as good of a return as you. And then depending it it also depends on when they bought into the markets. Because some, if they bought at the the perfect time and when it was down, they've still seen a bit of a bit of an increase. But then some, you know, because you have a little bit more of those defensive with your gold as well, which have done really well, you've actually done pretty good where you're at. So I think it's it's good to stay in a growth for you. Yes. And it's one of those things as well that things are quite cyclical where it's like, even a year ago, your your cybersecurity investments were were through the roof, whereas now everything going on with AI bubble space, this is a bit more fluctuation. But that's also why it's usually a smaller portion. So we we allocate a higher portion of your your money in your kind of, you know, your passive funds that's kind of a bit more stable and diversified. And then we have a smaller portion in those funds that can, you know, vary a little bit more, give you a good amount of growth, fluctuate a little bit more, but they only have a smaller allocation because of that. Yep. Yep. Perfect. I'll go and do the research on your, Benelung investment as well and just kind of go through all of them just to see if we need to make any changes. Now what I will do from there is I will, put together a proposal for you, and I'll go through it with you. And then you can let me know if you are happy with it before we make any changes. So it does take me about a week or so to put that together. When is a best time for you to go through that? That's that's that's okay. I can put a tentative in for you. And then if anything changes, you can let me know just because my calendar is filling up really quickly in the next couple of months. So I wanna make sure I can fit you in. Okay. Yeah. Yep. Okay. So what I might do is do you is it normally Wednesday, Thursday, Monday, Tuesday? Which day is usually better for you, or is it really different? Really different. Okay. And morning, afternoon, again, hard hard for you to tell? Okay. Let me see. Yeah. Alright. Yes. Yep. Alright. So about 12:30. Alright. I can put you tentatively on Thursday, the seventh, at 12:30. Is that okay? And, obviously, once you have your roster and if things change, let me know, and then we can always get it shuffled. But then that way, I do make sure I do have a spot allocated for you during that time. And and like I said, if you cannot make it, let me know, and I'll see if I can shuffle a few things around for you. Would you like me to set up a text reminder, like, two hours before the appointment or anything just in case? Because it's a little while. Alright. Alright. Perfect. So that is Thursday, the May 7 at 12:30. Otherwise now just a couple of more documents for me to go through there with you, Jamie, then I will let you go and get on with your day. When you so I have sent you an email when you have a moment later to have a look at it, and you will see part of that is a couple of documents. So one is that twelve month performance report we just kinda went through with your portfolio. You also have your super ending insurance summary that just gives you a bit of an overview of where things are at at the moment. So you have your super in Hub 24, and you do have about a $189,602 in there. Now you also have insurances with Zurich. So you have a life and total permanent disability insurance, and that is $950,796. Are you still happy with that level of cover, or what are your thoughts on on on that? It it is it increases every year with inflation for for the amount for you. And, typically, when it comes through what's, I guess, what's appropriate, it's often very individual in terms of what your goals are. So for example, I usually see, okay. Well, what do you want to have happen? You wanna clear your your debt on your property. Now I know things are changing for you as well, so it could vary a little bit. But let's say at the moment, 950,000 will clear out the mortgage on your property. That at least isn't completely taken care of, and it still gives you and your family extra money if some so still 550,000 if to cover, you know, your loss of income for a couple of years or assist with, you know, if there's any school fees or or if you need any assistance or anything like that. So it also hopefully not. Well, it's also your TPD. Sorry. TPD is also if you're unable to work. So that would still be you'd be around, but, obviously, you wouldn't be able to work. So on top of it, it's also your superannuation. So if you were to pass away or be unable to work, then your super would also be paid up. So that's an additional 189,000. Yeah. So from your debt levels and and stuff, and especially when you only have kind of one financial dependent at the moment, it is pretty suitable for your needs. But like I said, some people go, I only care about covering death. That's it. Whereas some people go, no. I wanna make sure I have x amount of years worth of income if I have small little kids. So it is quite varied. But from your situation of what you have, it is pretty good and still leaves you with enough money afterwards, especially if you don't have investment properties as well. Hopefully, they'll get to a point where they can kind of be self sufficient and pay themselves off. And then that way, you still have, obviously, the equity and everything in the property. If something were to happen, you could always sell the investment property, still have your property completely debt free, and still be in a, you know, relatively okay position. Yep. Now both of those covers for you, you because it's held in Sudsoup, but you get a 15% tax rebate. Total premium is 1,241 although it's true. Now I can see that you don't have income protection and trauma insurance. Are you still comfortable with that? Okay. Okay. Income protection or work cover? Income protection. Oh, that's great. And you have been not having trauma either. That's okay. Yeah. So trauma insurance, it it is a policy you can't have inside super. So this one you have to pay out of pocket. It is an insurance policy that covers you for traumatic events. So, typically, you will see the biggest ones is cancer, stroke, heart attack, neurological condition, and that is a lump sum payment paid tax free to you to assist you if you need be if you do get diagnosed with one of those conditions. Yep. Especially with cash flow and stuff with the investment property. If it ever changes, though, and you do wanna revisit it, like I said, you can always give me a call, and we can always have a look at it. But, otherwise, we will leave that for now. Now the other documents you will see is financial services guide. You would have seen this one before. It's a bit of an updated version. It is one of those compliance documents, but, basically, everything that you need to know about us at Oakview is in there for you. And when you do have a look through the documents, you will see the team director's advices, and you will see me in the document as well if you do wanna put a face to the voice. And you'll also have this is certificate of currency of your Zurich insurances. Basically, just lets you know that that's all paid and up to date. Now what if you are happy to do so as well, it will ask you to sign through documents. So when you click when you get access to the email, before you click on the link, you will see those attachments I just kind of went over with you. And when you click on the link where it says sign now, it will ask you to sign through documents. Now one is a tax file number form. It is a compliance document just to say that we are keeping your tax file number secure on file. And the other one is a one that we would call your lost super authority form. We like to do that every now and then. You may have done it as well when you came on board, but we like to do this every now and then just in case. And it's a form that allows allows us to search with the ATO if you have any other funds open out there that may have been opened by an employer or something like that. And if we do find something, we'll let you know. We can do some research on the account and see if there is some money or some insurances. It's just a good thing to do every now and then. So that's basically what that form is. Yep. Now that was basically everything that I kind of needed to run over on on my end there, Jamie. But do you have any other questions for me or or anything else that you would like to go through today? Yeah. Yeah. Perfect. Let me just get that up again for you. Eight point zero three. Yep. After fees. So Yeah. Yes. It's it's quite good for what's happened in the last twelve months. But like I said, I do wanna do a bit more research, especially on that personal investment moving forward as well. So I do have you booked in, like I said, on Thursday the seventh at seventh sorry, at 12:30. I'll put a text reminder in. If anything changes, though, and you can't make it or when you know your roster, if you do not throw anything, let me know. We'll get it reshuffled. Otherwise, I will send you that cash flow and budget spreadsheet as well as the lawyer information. That way you do have my email address as well if there's anything else that you need. Yep. No problem at all. Thank you so much for your time too, Jamie, and I hope the rest of your afternoon is not so busy. Well, good timing, Dan. Yeah. Hopefully, it's not too crazy. But, yeah, I look forward to speaking with you on the seventh, otherwise. You too. Bye.","confidence":0.99902344,"words":[{"word":"yep","start":4.48,"end":4.7999997,"confidence":0.9560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.007159156259149313},{"word":"can","start":4.7999997,"end":4.96,"confidence":0.9902344,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.00829397328197956},{"word":"you","start":4.96,"end":5.04,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010725827887654305},{"word":"hear","start":5.04,"end":5.2,"confidence":1.0,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.00987156108021736},{"word":"me","start":5.2,"end":5.3599997,"confidence":0.98217773,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.004048340953886509},{"word":"jamie","start":5.3599997,"end":5.8599997,"confidence":0.9812012,"punctuated_word":"Jamie?","sentiment":"neutral","sentiment_score":0.0023481082171201706},{"word":"yes","start":7.3599997,"end":7.8599997,"confidence":0.75512695,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03730335086584091},{"word":"okay","start":7.9199996,"end":8.42,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.10097843408584596},{"word":"no","start":13.935,"end":14.435,"confidence":0.7832031,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.4187723994255066},{"word":"exactly","start":15.375,"end":15.875,"confidence":0.99121094,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.11154942959547044},{"word":"i'm","start":16.095001,"end":16.335,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.33349043130874634},{"word":"glad","start":16.335,"end":16.655,"confidence":1.0,"punctuated_word":"glad","sentiment":"positive","sentiment_score":0.3636384308338166},{"word":"you","start":16.655,"end":16.815,"confidence":0.9921875,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3623039126396179},{"word":"did","start":16.815,"end":17.315,"confidence":0.97631836,"punctuated_word":"did.","sentiment":"neutral","sentiment_score":0.2310606837272644},{"word":"now","start":18.415,"end":18.895,"confidence":0.8095703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.0788457840681076},{"word":"what","start":18.895,"end":19.055,"confidence":0.9140625,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05462849512696266},{"word":"i","start":19.055,"end":19.135,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.037264544516801834},{"word":"will","start":19.135,"end":19.295,"confidence":0.53222656,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.040325671434402466},{"word":"say","start":19.295,"end":19.535,"confidence":0.8979492,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.041877008974552155},{"word":"i'm","start":19.535,"end":19.615,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.03580275923013687},{"word":"not","start":19.615,"end":19.855,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.016038164496421814},{"word":"sure","start":19.855,"end":20.015,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.02730885893106461},{"word":"if","start":20.015,"end":20.175,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.009055614471435549},{"word":"you","start":20.175,"end":20.335,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.012208350002765656},{"word":"caught","start":20.335,"end":20.575,"confidence":0.9633789,"punctuated_word":"caught","sentiment":"neutral","sentiment_score":-0.006665419787168503},{"word":"some","start":20.575,"end":20.735,"confidence":0.9863281,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.021984253078699112},{"word":"of","start":20.735,"end":20.895,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01636515185236931},{"word":"it","start":20.895,"end":21.055,"confidence":0.79663086,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.033720873296260834},{"word":"is","start":21.055,"end":21.215,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.039601825177669525},{"word":"that","start":21.215,"end":21.715,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02576659619808197},{"word":"we've","start":21.935001,"end":22.175,"confidence":0.8391113,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.05570561438798904},{"word":"done","start":22.175,"end":22.415,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.059093814343214035},{"word":"a","start":22.415,"end":22.494999,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09123098850250244},{"word":"lot","start":22.494999,"end":22.654999,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.07747350633144379},{"word":"of","start":22.654999,"end":22.815,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08062277734279633},{"word":"research","start":22.815,"end":23.135,"confidence":1.0,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.1056828573346138},{"word":"on","start":23.135,"end":23.375,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06125838682055473},{"word":"one","start":23.375,"end":23.535,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.060021717101335526},{"word":"of","start":23.535,"end":23.695,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07887382805347443},{"word":"the","start":23.695,"end":23.855,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08273433893918991},{"word":"investments","start":23.855,"end":24.335,"confidence":0.9980469,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.04455181956291199},{"word":"that","start":24.335,"end":24.494999,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06456874310970306},{"word":"you","start":24.494999,"end":24.654999,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06350329518318176},{"word":"have","start":24.654999,"end":24.895,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05636417120695114},{"word":"in","start":24.895,"end":25.055,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0639980360865593},{"word":"your","start":25.055,"end":25.295,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0682239830493927},{"word":"portfolio","start":25.295,"end":25.795,"confidence":0.9460449,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.06184469908475876},{"word":"and","start":26.539999,"end":26.699999,"confidence":0.9448242,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0678754597902298},{"word":"i","start":26.699999,"end":26.859999,"confidence":0.97802734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11817659437656404},{"word":"would","start":26.859999,"end":27.099998,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.14129295945167542},{"word":"like","start":27.099998,"end":27.34,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.16288352012634277},{"word":"to","start":27.34,"end":27.5,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1506369411945343},{"word":"look","start":27.5,"end":27.74,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1428111046552658},{"word":"at","start":27.74,"end":28.06,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1446206122636795},{"word":"swapping","start":28.06,"end":28.46,"confidence":0.99902344,"punctuated_word":"swapping","sentiment":"neutral","sentiment_score":0.15225572884082794},{"word":"it","start":28.46,"end":28.96,"confidence":0.9975586,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.13041450083255768},{"word":"the","start":30.14,"end":30.38,"confidence":0.9375,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.10975732654333116},{"word":"reason","start":30.38,"end":30.699999,"confidence":1.0,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":0.15338054299354553},{"word":"being","start":30.699999,"end":31.019999,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.17493337392807007},{"word":"is","start":31.019999,"end":31.259998,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16753773391246796},{"word":"it","start":31.259998,"end":31.5,"confidence":0.6723633,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18843671679496765},{"word":"has","start":31.5,"end":31.74,"confidence":0.9970703,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.17965736985206604},{"word":"kind","start":31.74,"end":31.98,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1817902773618698},{"word":"of","start":31.98,"end":32.14,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17272385954856873},{"word":"it's","start":32.22,"end":32.379997,"confidence":0.9951172,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1834637820720673},{"word":"your","start":32.379997,"end":32.7,"confidence":0.98535156,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21338807046413424},{"word":"benelon","start":32.7,"end":33.2,"confidence":0.65185547,"punctuated_word":"Benelon","sentiment":"neutral","sentiment_score":0.16759192943572998},{"word":"australian","start":33.34,"end":33.84,"confidence":0.89746094,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.1574888378381729},{"word":"equity","start":33.899998,"end":34.3,"confidence":0.86328125,"punctuated_word":"equity","sentiment":"neutral","sentiment_score":0.1311749666929245},{"word":"that","start":34.3,"end":34.46,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1495019495487213},{"word":"you","start":34.46,"end":34.62,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14889860153198242},{"word":"have","start":34.62,"end":34.78,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1461375057697296},{"word":"in","start":34.78,"end":34.94,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12552806735038757},{"word":"your","start":34.94,"end":35.1,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15657854080200195},{"word":"portfolio","start":35.1,"end":35.6,"confidence":0.85717773,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.12078241258859634},{"word":"and","start":36.46,"end":36.96,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15353301167488098},{"word":"that","start":37.26,"end":37.5,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.28431934118270874},{"word":"was","start":37.5,"end":37.739998,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.24749797582626343},{"word":"added","start":37.739998,"end":38.059998,"confidence":1.0,"punctuated_word":"added","sentiment":"neutral","sentiment_score":0.3165298402309418},{"word":"to","start":38.059998,"end":38.22,"confidence":0.99316406,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.34987083077430725},{"word":"your","start":38.22,"end":38.46,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.36715394258499146},{"word":"portfolio","start":38.46,"end":38.96,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.2049267292022705},{"word":"because","start":39.739998,"end":40.059998,"confidence":0.9160156,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.3290398120880127},{"word":"it","start":40.059998,"end":40.22,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3726974129676819},{"word":"was","start":40.22,"end":40.379997,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.32528916001319885},{"word":"one","start":40.379997,"end":40.54,"confidence":0.99902344,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.3696710467338562},{"word":"of","start":40.54,"end":40.699997,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.32212361693382263},{"word":"the","start":40.699997,"end":40.78,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3706202805042267},{"word":"best","start":40.78,"end":41.025,"confidence":0.9921875,"punctuated_word":"best","sentiment":"positive","sentiment_score":0.42467132210731506},{"word":"performing","start":41.185,"end":41.505,"confidence":0.9980469,"punctuated_word":"performing","sentiment":"positive","sentiment_score":0.441981703042984},{"word":"fund","start":41.505,"end":41.745003,"confidence":0.99609375,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.3240782618522644},{"word":"managers","start":41.745003,"end":42.225002,"confidence":0.9980469,"punctuated_word":"managers","sentiment":"positive","sentiment_score":0.4532594680786133},{"word":"at","start":42.225002,"end":42.305,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.38149070739746094},{"word":"the","start":42.305,"end":42.465,"confidence":0.74853516,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3896394371986389},{"word":"time","start":42.465,"end":42.705,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.44021058082580566},{"word":"and","start":42.705,"end":43.185,"confidence":0.8769531,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3803394138813019},{"word":"have","start":43.185,"end":43.425003,"confidence":0.9003906,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4326430559158325},{"word":"done","start":43.425003,"end":43.665,"confidence":1.0,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.4133930504322052},{"word":"really","start":43.665,"end":43.985,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4629059135913849},{"word":"well","start":43.985,"end":44.485,"confidence":0.9970703,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.3643752336502075},{"word":"so","start":44.625,"end":44.865,"confidence":0.94921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1496058702468872},{"word":"the","start":44.865,"end":45.025,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1811560094356537},{"word":"purpose","start":45.025,"end":45.345,"confidence":0.99902344,"punctuated_word":"purpose","sentiment":"neutral","sentiment_score":0.24163506925106049},{"word":"of","start":45.345,"end":45.505,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.21347954869270325},{"word":"that","start":45.505,"end":45.745003,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2410413473844528},{"word":"one","start":45.745003,"end":45.985,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.27066683769226074},{"word":"is","start":45.985,"end":46.225002,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1991381198167801},{"word":"to","start":46.225002,"end":46.465,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1766085922718048},{"word":"actively","start":46.465,"end":46.945,"confidence":1.0,"punctuated_word":"actively","sentiment":"neutral","sentiment_score":0.2588566541671753},{"word":"buy","start":46.945,"end":47.105003,"confidence":0.9941406,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.19248396158218384},{"word":"and","start":47.105003,"end":47.265,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16058704257011414},{"word":"sell","start":47.265,"end":47.585003,"confidence":1.0,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.1402662992477417},{"word":"different","start":47.585003,"end":47.985,"confidence":0.99902344,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.14247770607471466},{"word":"investments","start":47.985,"end":48.485,"confidence":0.9790039,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.09296372532844543},{"word":"in","start":48.625,"end":48.785,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.175288587808609},{"word":"order","start":48.785,"end":49.025,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":0.1238989681005478},{"word":"to","start":49.025,"end":49.185,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16760210692882538},{"word":"try","start":49.185,"end":49.425003,"confidence":0.95166016,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.2221632748842239},{"word":"to","start":49.425003,"end":49.665,"confidence":0.66308594,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18583925068378448},{"word":"outperform","start":49.665,"end":50.165,"confidence":0.9802246,"punctuated_word":"outperform","sentiment":"neutral","sentiment_score":0.19477567076683044},{"word":"the","start":50.385002,"end":50.625,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1851506233215332},{"word":"market","start":50.625,"end":51.125,"confidence":0.94433594,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":0.16717882454395294},{"word":"which","start":51.825,"end":52.065002,"confidence":0.97998047,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.16569921374320984},{"word":"they","start":52.065002,"end":52.305,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.12706999480724335},{"word":"had","start":52.305,"end":52.465,"confidence":0.99609375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.1268179714679718},{"word":"done","start":52.465,"end":52.865,"confidence":0.967041,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.12964096665382385},{"word":"but","start":52.865,"end":53.265,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.024230986833572388},{"word":"more","start":53.265,"end":53.585,"confidence":0.9770508,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.03821586072444916},{"word":"recently","start":53.585,"end":54.085,"confidence":0.9946289,"punctuated_word":"recently,","sentiment":"neutral","sentiment_score":-0.04152251034975052},{"word":"they","start":54.225002,"end":54.305,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.03277977555990219},{"word":"have","start":54.305,"end":54.705,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07122167944908142},{"word":"underperformed","start":54.705,"end":55.205,"confidence":0.9977214,"punctuated_word":"underperformed","sentiment":"neutral","sentiment_score":-0.031055619940161705},{"word":"a","start":55.425003,"end":55.585,"confidence":0.96972656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0920996218919754},{"word":"little","start":55.585,"end":55.825,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.09679770469665527},{"word":"bit","start":55.825,"end":56.22,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0920845940709114},{"word":"and","start":56.38,"end":56.620003,"confidence":0.75634766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15693426132202148},{"word":"been","start":56.620003,"end":56.660004,"confidence":0.7753906,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.10249528288841248},{"word":"a","start":56.660004,"end":56.7,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14579787850379944},{"word":"bit","start":56.7,"end":57.100002,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1476274132728577},{"word":"slower","start":57.100002,"end":57.5,"confidence":0.99902344,"punctuated_word":"slower","sentiment":"neutral","sentiment_score":-0.13540717959403992},{"word":"in","start":57.5,"end":57.66,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.124405600130558},{"word":"making","start":57.66,"end":58.06,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.1231866180896759},{"word":"their","start":58.06,"end":58.38,"confidence":0.99316406,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.1251906156539917},{"word":"decisions","start":58.38,"end":58.88,"confidence":0.8378906,"punctuated_word":"decisions.","sentiment":"neutral","sentiment_score":-0.07306443154811859},{"word":"so","start":59.100002,"end":59.600002,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06526143848896027},{"word":"we","start":60.06,"end":60.22,"confidence":0.7416992,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12277095764875412},{"word":"wanna","start":60.22,"end":60.54,"confidence":0.984375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.22085949778556824},{"word":"make","start":60.54,"end":60.7,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.12915006279945374},{"word":"sure","start":60.7,"end":60.86,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.19168177247047424},{"word":"we","start":60.86,"end":61.100002,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2109124660491943},{"word":"also","start":61.100002,"end":61.34,"confidence":0.91015625,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1839958429336548},{"word":"stay","start":61.34,"end":61.58,"confidence":0.9951172,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.1410079151391983},{"word":"proactive","start":61.58,"end":62.08,"confidence":0.9980469,"punctuated_word":"proactive","sentiment":"neutral","sentiment_score":0.16434702277183533},{"word":"with","start":62.14,"end":62.300003,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.15671490132808685},{"word":"your","start":62.300003,"end":62.620003,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1437973976135254},{"word":"investments","start":62.620003,"end":63.120003,"confidence":0.98535156,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.08522236347198486},{"word":"and","start":63.260002,"end":63.5,"confidence":0.7128906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20205380022525787},{"word":"that","start":63.5,"end":63.74,"confidence":0.9819336,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21531355381011963},{"word":"if","start":63.74,"end":63.9,"confidence":0.97509766,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.23671995103359225},{"word":"there","start":63.9,"end":64.06,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1601565033197403},{"word":"is","start":64.06,"end":64.22,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1353515982627869},{"word":"an","start":64.22,"end":64.380005,"confidence":0.9970703,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1224239394068718},{"word":"investment","start":64.380005,"end":64.86,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.01168515533208847},{"word":"that","start":64.86,"end":65.020004,"confidence":0.9790039,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08896513283252716},{"word":"we","start":65.020004,"end":65.18,"confidence":0.9902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0859266072511673},{"word":"foresee","start":65.18,"end":65.68,"confidence":0.9472656,"punctuated_word":"foresee","sentiment":"neutral","sentiment_score":0.0682000070810318},{"word":"not","start":66.46,"end":66.7,"confidence":0.9838867,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.035480059683322906},{"word":"coming","start":66.7,"end":67.020004,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.054303184151649475},{"word":"back","start":67.020004,"end":67.26,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.023012682795524597},{"word":"around","start":67.26,"end":67.74,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.015072494745254517},{"word":"as","start":67.74,"end":67.9,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04500561207532883},{"word":"much","start":67.9,"end":68.14,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.0625729188323021},{"word":"or","start":68.14,"end":68.3,"confidence":0.9902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06057235598564148},{"word":"being","start":68.3,"end":68.62,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.07073952257633209},{"word":"as","start":68.62,"end":68.86,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09578680247068404},{"word":"good","start":68.86,"end":69.1,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.11533375084400176},{"word":"moving","start":69.1,"end":69.5,"confidence":0.99902344,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.16794845461845398},{"word":"forward","start":69.5,"end":70.0,"confidence":0.90527344,"punctuated_word":"forward,","sentiment":"neutral","sentiment_score":0.17309875786304474},{"word":"that","start":70.534996,"end":70.695,"confidence":0.96435547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1285324990749359},{"word":"we","start":70.695,"end":70.935,"confidence":0.97509766,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14385059475898743},{"word":"we","start":70.935,"end":71.05499,"confidence":0.7175293,"punctuated_word":"we,","sentiment":"neutral","sentiment_score":0.17014677822589874},{"word":"you","start":71.05499,"end":71.174995,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15891283750534058},{"word":"know","start":71.174995,"end":71.494995,"confidence":0.9641113,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1530916392803192},{"word":"we","start":71.494995,"end":71.655,"confidence":0.5551758,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20135271549224856},{"word":"do","start":71.655,"end":71.895,"confidence":0.9790039,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.18513816595077515},{"word":"wanna","start":71.895,"end":72.395,"confidence":0.9941406,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.23632948100566864},{"word":"make","start":72.534996,"end":72.774994,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.13084153831005096},{"word":"sure","start":72.774994,"end":73.015,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.12817364931106567},{"word":"we","start":73.015,"end":73.174995,"confidence":0.9404297,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1603183150291443},{"word":"we","start":73.174995,"end":73.335,"confidence":0.9951172,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13751664757728577},{"word":"look","start":73.335,"end":73.575,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.08819577097892761},{"word":"at","start":73.575,"end":73.895,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07242796570062637},{"word":"alternative","start":73.895,"end":74.375,"confidence":0.99902344,"punctuated_word":"alternative","sentiment":"neutral","sentiment_score":0.013134345412254332},{"word":"options","start":74.375,"end":74.774994,"confidence":0.99902344,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.01644086092710495},{"word":"if","start":74.774994,"end":74.935,"confidence":0.48754883,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10479547828435898},{"word":"there's","start":74.935,"end":75.09499,"confidence":0.9980469,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.11686913669109344},{"word":"some","start":75.09499,"end":75.335,"confidence":0.98291016,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.07799167186021805},{"word":"out","start":75.335,"end":75.41499,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.09570472687482834},{"word":"there","start":75.41499,"end":75.575,"confidence":0.9921875,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0890129953622818},{"word":"that","start":75.575,"end":75.73499,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16745474934577942},{"word":"we","start":75.73499,"end":75.895,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15134909749031067},{"word":"can","start":75.895,"end":76.134995,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.18892493844032288},{"word":"swap","start":76.134995,"end":76.375,"confidence":0.9902344,"punctuated_word":"swap","sentiment":"neutral","sentiment_score":0.12084467709064484},{"word":"it","start":76.375,"end":76.534996,"confidence":0.97314453,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13794048130512238},{"word":"for","start":76.534996,"end":77.015,"confidence":0.9003906,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11061832308769226},{"word":"to","start":77.015,"end":77.174995,"confidence":0.9248047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1639167219400406},{"word":"make","start":77.174995,"end":77.335,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.18445542454719543},{"word":"sure","start":77.335,"end":77.494995,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.22092905640602112},{"word":"that","start":77.494995,"end":77.655,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24921312928199768},{"word":"we","start":77.655,"end":77.814995,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.23124146461486816},{"word":"do","start":77.814995,"end":77.975,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2574106752872467},{"word":"have","start":77.975,"end":78.134995,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2402535974979401},{"word":"your","start":78.134995,"end":78.295,"confidence":0.75,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1941353976726532},{"word":"position","start":78.295,"end":78.615,"confidence":0.96777344,"punctuated_word":"position","sentiment":"neutral","sentiment_score":0.12767161428928375},{"word":"in","start":78.615,"end":78.774994,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1786181628704071},{"word":"the","start":78.774994,"end":78.935,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19238901138305664},{"word":"best","start":78.935,"end":79.09499,"confidence":0.99902344,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.16198286414146423},{"word":"position","start":79.09499,"end":79.494995,"confidence":0.9980469,"punctuated_word":"position","sentiment":"neutral","sentiment_score":0.13863295316696167},{"word":"because","start":79.494995,"end":79.73499,"confidence":0.82373047,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.13443417847156525},{"word":"the","start":79.73499,"end":79.895,"confidence":0.94970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08354000002145767},{"word":"market","start":79.895,"end":80.215,"confidence":0.92089844,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.01499408483505249},{"word":"and","start":80.215,"end":80.375,"confidence":0.875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07757005095481873},{"word":"things","start":80.375,"end":80.615,"confidence":0.88134766,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.07309932261705399},{"word":"are","start":80.615,"end":80.774994,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07584317773580551},{"word":"always","start":80.774994,"end":81.09499,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.09695443511009216},{"word":"changing","start":81.09499,"end":81.59499,"confidence":0.7626953,"punctuated_word":"changing,","sentiment":"neutral","sentiment_score":0.0502701923251152},{"word":"like","start":81.895,"end":82.05499,"confidence":0.56933594,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.059078559279441833},{"word":"you've","start":82.05499,"end":82.295,"confidence":0.845459,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.03979501500725746},{"word":"touched","start":82.295,"end":82.615,"confidence":0.9980469,"punctuated_word":"touched","sentiment":"neutral","sentiment_score":0.06361030787229538},{"word":"on","start":82.615,"end":82.774994,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09081685543060304},{"word":"in","start":82.774994,"end":82.854996,"confidence":0.98828125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07903598248958588},{"word":"the","start":82.854996,"end":83.015,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06197700649499893},{"word":"last","start":83.015,"end":83.255,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.05486755445599556},{"word":"twelve","start":83.255,"end":83.494995,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.03753111883997917},{"word":"months","start":83.494995,"end":83.655,"confidence":0.99902344,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.0408688485622406},{"word":"so","start":83.655,"end":83.895,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.107552170753479},{"word":"if","start":83.895,"end":84.05499,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1677812784910202},{"word":"you","start":84.05499,"end":84.134995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17975038290023804},{"word":"are","start":84.134995,"end":84.295,"confidence":0.99121094,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.20206578075885773},{"word":"happy","start":84.295,"end":84.615,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.2524752914905548},{"word":"for","start":84.615,"end":84.774994,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2803293764591217},{"word":"me","start":84.774994,"end":85.015,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.25715532898902893},{"word":"to","start":85.015,"end":85.09499,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2846841514110565},{"word":"do","start":85.09499,"end":85.335,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.24273458123207092},{"word":"so","start":85.335,"end":85.83,"confidence":0.9980469,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.28172141313552856},{"word":"what","start":85.91,"end":86.07,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.27915072441101074},{"word":"i","start":86.07,"end":86.23,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.23201671242713928},{"word":"would","start":86.23,"end":86.310005,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.2504807710647583},{"word":"like","start":86.310005,"end":86.43001,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2676868438720703},{"word":"to","start":86.43001,"end":86.55,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2737175524234772},{"word":"do","start":86.55,"end":86.79,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2773602604866028},{"word":"is","start":86.79,"end":87.03,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.27898699045181274},{"word":"just","start":87.03,"end":87.270004,"confidence":0.984375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2971881031990051},{"word":"do","start":87.270004,"end":87.43,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.24126103520393372},{"word":"a","start":87.43,"end":87.51,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26681947708129883},{"word":"little","start":87.51,"end":87.75,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.2255385220050812},{"word":"bit","start":87.75,"end":87.990005,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.23788660764694217},{"word":"more","start":87.990005,"end":88.39,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.21204659342765808},{"word":"research","start":88.39,"end":88.89,"confidence":0.9980469,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.14993485808372498},{"word":"on","start":88.950005,"end":89.19,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.19369566440582275},{"word":"the","start":89.19,"end":89.35,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1073685884475708},{"word":"benelon","start":89.35,"end":89.85,"confidence":0.7739258,"punctuated_word":"Benelon","sentiment":"neutral","sentiment_score":0.12978357076644895},{"word":"and","start":90.39,"end":90.630005,"confidence":0.63427734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2186480611562729},{"word":"also","start":90.630005,"end":90.950005,"confidence":0.8310547,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.23491577804088593},{"word":"seeing","start":90.950005,"end":91.19,"confidence":0.9326172,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.2829711437225342},{"word":"if","start":91.19,"end":91.43,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.261383980512619},{"word":"i","start":91.43,"end":91.51,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2627682387828827},{"word":"can","start":91.51,"end":91.83,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.287009060382843},{"word":"find","start":91.83,"end":92.33,"confidence":1.0,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.21147114038467407},{"word":"a","start":92.71,"end":92.950005,"confidence":0.7626953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24018225073814392},{"word":"better","start":92.950005,"end":93.270004,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.11598271876573564},{"word":"option","start":93.270004,"end":93.590004,"confidence":1.0,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.19602996110916135},{"word":"that","start":93.590004,"end":93.75,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3189367651939392},{"word":"would","start":93.75,"end":93.91,"confidence":0.99902344,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.3446171283721924},{"word":"be","start":93.91,"end":93.990005,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.31991979479789734},{"word":"suitable","start":93.990005,"end":94.47,"confidence":1.0,"punctuated_word":"suitable","sentiment":"neutral","sentiment_score":0.25924620032310486},{"word":"for","start":94.47,"end":94.630005,"confidence":0.7573242,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3268335461616516},{"word":"your","start":94.630005,"end":94.79,"confidence":0.9770508,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3593851923942566},{"word":"portfolio","start":94.79,"end":95.29,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.275875985622406},{"word":"overall","start":95.51,"end":96.01,"confidence":0.9941406,"punctuated_word":"overall","sentiment":"positive","sentiment_score":0.4037416577339173},{"word":"and","start":96.23,"end":96.47,"confidence":0.96435547,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.385309636592865},{"word":"put","start":96.47,"end":96.630005,"confidence":1.0,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.44232094287872314},{"word":"you","start":96.630005,"end":96.79,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4522512257099152},{"word":"in","start":96.79,"end":96.87,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.48583438992500305},{"word":"a","start":96.87,"end":97.03,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.41501444578170776},{"word":"better","start":97.03,"end":97.35,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.2427266538143158},{"word":"position","start":97.35,"end":97.85,"confidence":1.0,"punctuated_word":"position","sentiment":"neutral","sentiment_score":0.27485597133636475},{"word":"moving","start":98.875,"end":99.375,"confidence":1.0,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.403347373008728},{"word":"forward","start":99.435,"end":99.915,"confidence":0.9863281,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":0.27878761291503906},{"word":"so","start":99.915,"end":100.155,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.23718617856502533},{"word":"are","start":100.155,"end":100.315,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.23945799469947815},{"word":"you","start":100.315,"end":100.475,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22461245954036713},{"word":"happy","start":100.475,"end":100.795,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.2688005864620209},{"word":"for","start":100.795,"end":100.875,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15879827737808228},{"word":"me","start":100.875,"end":101.035,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1398405283689499},{"word":"to","start":101.035,"end":101.195,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.33175477385520935},{"word":"kind","start":101.195,"end":101.315,"confidence":0.7163086,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.33461785316467285},{"word":"of","start":101.315,"end":101.435,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17303510010242462},{"word":"do","start":101.435,"end":101.675,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2299195826053619},{"word":"that","start":101.675,"end":101.835,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.30222925543785095},{"word":"for","start":101.835,"end":101.995,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22331297397613523},{"word":"you","start":101.995,"end":102.475,"confidence":0.9995117,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.12145522236824036},{"word":"yeah","start":102.475,"end":102.975,"confidence":0.986084,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12875421345233917},{"word":"great","start":103.995,"end":104.495,"confidence":0.9975586,"punctuated_word":"Great.","sentiment":"positive","sentiment_score":0.5137120485305786},{"word":"now","start":106.075,"end":106.575,"confidence":0.7919922,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2340390980243683},{"word":"with","start":106.955,"end":107.455,"confidence":0.9941406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2130679339170456},{"word":"your","start":107.515,"end":108.015,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.24384050071239471},{"word":"portfolio","start":108.075,"end":108.575,"confidence":0.9970703,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.2078707218170166},{"word":"just","start":108.955,"end":109.275,"confidence":0.7871094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.27144312858581543},{"word":"wanna","start":109.275,"end":109.595,"confidence":0.97509766,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.33866703510284424},{"word":"confirm","start":109.595,"end":110.075,"confidence":0.99902344,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.32675713300704956},{"word":"that","start":110.075,"end":110.315,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3827495574951172},{"word":"you","start":110.315,"end":110.555,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5789310336112976},{"word":"are","start":110.555,"end":110.715,"confidence":1.0,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.5678837895393372},{"word":"happy","start":110.715,"end":111.215,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5518335103988647},{"word":"with","start":111.83,"end":111.990005,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4785287082195282},{"word":"your","start":111.990005,"end":112.47,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5580430626869202},{"word":"growth","start":112.47,"end":112.87,"confidence":0.99316406,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.4192861020565033},{"word":"risk","start":112.87,"end":113.19,"confidence":0.9970703,"punctuated_word":"risk","sentiment":"positive","sentiment_score":0.4854315221309662},{"word":"allocation","start":113.19,"end":113.69,"confidence":0.99316406,"punctuated_word":"allocation","sentiment":"positive","sentiment_score":0.4516524374485016},{"word":"still","start":114.07,"end":114.57,"confidence":0.89453125,"punctuated_word":"still.","sentiment":"positive","sentiment_score":0.4647415578365326},{"word":"so","start":114.79,"end":115.03,"confidence":0.97998047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2253563404083252},{"word":"still","start":115.03,"end":115.35,"confidence":0.9819336,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.17184697091579437},{"word":"kind","start":115.35,"end":115.51,"confidence":0.7734375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.2327850311994553},{"word":"of","start":115.51,"end":115.67,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2600950598716736},{"word":"focusing","start":115.67,"end":116.15,"confidence":1.0,"punctuated_word":"focusing","sentiment":"neutral","sentiment_score":0.26232150197029114},{"word":"on","start":116.15,"end":116.39,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.3196595311164856},{"word":"growing","start":116.39,"end":116.71,"confidence":1.0,"punctuated_word":"growing","sentiment":"positive","sentiment_score":0.3720552623271942},{"word":"your","start":116.71,"end":117.11,"confidence":0.9951172,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.43453797698020935},{"word":"super","start":117.11,"end":117.61,"confidence":0.93188477,"punctuated_word":"super,","sentiment":"positive","sentiment_score":0.3369702994823456},{"word":"having","start":118.15,"end":118.55,"confidence":0.5751953,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.2996363341808319},{"word":"a","start":118.55,"end":118.630005,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2232907712459564},{"word":"little","start":118.630005,"end":118.87,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.12224113196134569},{"word":"bit","start":118.87,"end":118.950005,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.11089910566806792},{"word":"of","start":118.950005,"end":119.19,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2013566642999649},{"word":"fluctuation","start":119.19,"end":119.69,"confidence":0.9202474,"punctuated_word":"fluctuation.","sentiment":"neutral","sentiment_score":0.2172575294971466},{"word":"and","start":120.79,"end":121.29,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.16074496507644653},{"word":"in","start":121.350006,"end":121.590004,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15200749039649963},{"word":"terms","start":121.590004,"end":122.07,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.1284235566854477},{"word":"of","start":122.07,"end":122.47,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1708756983280182},{"word":"asset","start":122.47,"end":122.87,"confidence":1.0,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.1040591299533844},{"word":"allocation","start":122.87,"end":123.37,"confidence":1.0,"punctuated_word":"allocation,","sentiment":"neutral","sentiment_score":0.1302187442779541},{"word":"it's","start":123.67,"end":124.07,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.12927155196666718},{"word":"about","start":124.07,"end":124.31,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10435647517442705},{"word":"an","start":124.31,"end":124.630005,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.13916194438934326},{"word":"eighty","start":124.630005,"end":125.03,"confidence":0.9819336,"punctuated_word":"eighty","sentiment":"neutral","sentiment_score":0.09624812006950378},{"word":"twenty","start":125.03,"end":125.53,"confidence":0.93115234,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.10081955045461656},{"word":"split","start":125.590004,"end":126.045,"confidence":0.9892578,"punctuated_word":"split.","sentiment":"neutral","sentiment_score":0.10622668266296388},{"word":"so","start":126.525,"end":127.025,"confidence":0.984375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13421021401882172},{"word":"80%","start":127.085,"end":127.805,"confidence":0.9980469,"punctuated_word":"80%","sentiment":"neutral","sentiment_score":0.19146397709846497},{"word":"is","start":127.805,"end":127.965,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.23205816745758057},{"word":"your","start":127.965,"end":128.285,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2256447672843933},{"word":"growth","start":128.285,"end":128.685,"confidence":0.82958984,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.17946015298366547},{"word":"investment","start":128.685,"end":129.185,"confidence":0.9577637,"punctuated_word":"investment,","sentiment":"neutral","sentiment_score":0.1802728176116943},{"word":"which","start":129.565,"end":129.885,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.2231559455394745},{"word":"we","start":129.885,"end":130.385,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17221803963184357},{"word":"typically","start":130.765,"end":131.265,"confidence":0.90283203,"punctuated_word":"typically","sentiment":"neutral","sentiment_score":0.14925901591777802},{"word":"classify","start":131.405,"end":131.905,"confidence":0.9970703,"punctuated_word":"classify","sentiment":"neutral","sentiment_score":0.17820978164672852},{"word":"your","start":131.965,"end":132.285,"confidence":0.9472656,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.18745777010917664},{"word":"australian","start":132.285,"end":132.785,"confidence":0.99902344,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.1916702687740326},{"word":"shares","start":132.925,"end":133.425,"confidence":0.99365234,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.1721382588148117},{"word":"international","start":133.805,"end":134.305,"confidence":0.99902344,"punctuated_word":"international","sentiment":"neutral","sentiment_score":0.1875203996896744},{"word":"shares","start":134.525,"end":135.025,"confidence":0.99121094,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.2203461229801178},{"word":"property","start":135.08499,"end":135.485,"confidence":0.90771484,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.20538941025733948},{"word":"and","start":135.485,"end":135.72499,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20085424184799192},{"word":"commodities","start":135.72499,"end":136.22499,"confidence":0.9482422,"punctuated_word":"commodities,","sentiment":"neutral","sentiment_score":0.2057058811187744},{"word":"and","start":136.285,"end":136.44499,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22472165524959564},{"word":"that","start":136.44499,"end":136.605,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.29285871982574463},{"word":"is","start":136.605,"end":136.765,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2304262816905975},{"word":"ultimately","start":136.765,"end":137.245,"confidence":0.984375,"punctuated_word":"ultimately","sentiment":"neutral","sentiment_score":0.2846258282661438},{"word":"what","start":137.245,"end":137.405,"confidence":0.99316406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.25205114483833313},{"word":"is","start":137.405,"end":137.565,"confidence":0.95703125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2616915702819824},{"word":"going","start":137.565,"end":137.805,"confidence":1.0,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.33555808663368225},{"word":"to","start":137.805,"end":137.965,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27970394492149353},{"word":"grow","start":137.965,"end":138.205,"confidence":0.99902344,"punctuated_word":"grow","sentiment":"neutral","sentiment_score":0.29135870933532715},{"word":"your","start":138.205,"end":138.525,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2646729350090027},{"word":"portfolio","start":138.525,"end":139.025,"confidence":0.8857422,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.16350725293159485},{"word":"and","start":139.71,"end":139.87001,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09893910586833954},{"word":"then","start":139.87001,"end":140.11,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08494839072227478},{"word":"about","start":140.11,"end":140.61,"confidence":0.99316406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.06898968666791916},{"word":"20","start":140.67001,"end":141.15001,"confidence":0.99902344,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.09714101254940032},{"word":"in","start":141.15001,"end":141.47,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09372740238904952},{"word":"your","start":141.47,"end":141.79001,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08542901277542114},{"word":"defensive","start":141.79001,"end":142.29001,"confidence":0.78686523,"punctuated_word":"defensive,","sentiment":"neutral","sentiment_score":0.08290420472621918},{"word":"so","start":142.43001,"end":142.59001,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08008674532175064},{"word":"that","start":142.59001,"end":142.75,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10575675964355467},{"word":"will","start":142.75,"end":142.91,"confidence":0.98291016,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.0938558429479599},{"word":"be","start":142.91,"end":143.07,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10805300623178482},{"word":"your","start":143.07,"end":143.39,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09501540660858154},{"word":"your","start":143.39,"end":143.55,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09379921853542328},{"word":"cash","start":143.55,"end":143.87001,"confidence":0.95166016,"punctuated_word":"cash,","sentiment":"neutral","sentiment_score":0.11179986596107484},{"word":"your","start":143.87001,"end":144.03,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1259310096502304},{"word":"gold","start":144.03,"end":144.27,"confidence":0.9951172,"punctuated_word":"gold,","sentiment":"neutral","sentiment_score":0.11361768841743468},{"word":"your","start":144.27,"end":144.43001,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08551130443811417},{"word":"fixed","start":144.43001,"end":144.75,"confidence":0.99902344,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.06758813560009003},{"word":"interest","start":144.75,"end":145.23001,"confidence":0.8444824,"punctuated_word":"interest,","sentiment":"neutral","sentiment_score":0.06124262139201164},{"word":"but","start":145.23001,"end":145.39,"confidence":0.38671875,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.060945063829422},{"word":"limit","start":145.39,"end":145.79001,"confidence":0.95166016,"punctuated_word":"limit","sentiment":"neutral","sentiment_score":0.037494491785764694},{"word":"fluctuations","start":145.79001,"end":146.29001,"confidence":0.8647461,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":0.04696013033390045},{"word":"a","start":146.43001,"end":146.59001,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04948420822620392},{"word":"little","start":146.59001,"end":146.83,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.03549414128065109},{"word":"bit","start":146.83,"end":147.33,"confidence":1.0,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.04480168595910072},{"word":"are","start":147.47,"end":147.63,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.08997752517461777},{"word":"you","start":147.63,"end":147.79001,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10226155817508698},{"word":"still","start":147.79001,"end":148.03,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.0995081588625908},{"word":"comfortable","start":148.03,"end":148.53,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.11157258599996568},{"word":"with","start":148.67001,"end":148.83,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.10154946148395538},{"word":"the","start":148.83,"end":148.99,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09490101039409636},{"word":"same","start":148.99,"end":149.23001,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.1449582874774933},{"word":"level","start":149.23001,"end":149.55,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.10590298473834991},{"word":"of","start":149.55,"end":149.79001,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08750766515731812},{"word":"kind","start":149.79001,"end":150.03,"confidence":0.96777344,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.062387071549892426},{"word":"of","start":150.03,"end":150.11,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07640382647514343},{"word":"risk","start":150.11,"end":150.43001,"confidence":0.99902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.05886900797486305},{"word":"allocation","start":150.43001,"end":150.93001,"confidence":0.9975586,"punctuated_word":"allocation?","sentiment":"neutral","sentiment_score":0.10073539614677428},{"word":"yep","start":153.80501,"end":154.30501,"confidence":0.8989258,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2627030313014984},{"word":"yeah","start":156.925,"end":157.425,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2985030710697174},{"word":"from","start":158.04501,"end":158.285,"confidence":0.99609375,"punctuated_word":"From","sentiment":"positive","sentiment_score":0.3765697479248047},{"word":"what","start":158.285,"end":158.445,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.38014617562294006},{"word":"you","start":158.445,"end":158.68501,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3844958245754242},{"word":"kind","start":158.68501,"end":158.925,"confidence":0.9404297,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.38111671805381775},{"word":"of","start":158.925,"end":159.005,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.37465572357177734},{"word":"told","start":159.005,"end":159.24501,"confidence":1.0,"punctuated_word":"told","sentiment":"neutral","sentiment_score":0.296139657497406},{"word":"me","start":159.24501,"end":159.485,"confidence":0.704834,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.2909611761569977},{"word":"some","start":159.485,"end":159.645,"confidence":0.9472656,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.280192106962204},{"word":"of","start":159.645,"end":159.725,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3027844727039337},{"word":"the","start":159.725,"end":159.88501,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2868782579898834},{"word":"questions","start":159.88501,"end":160.285,"confidence":1.0,"punctuated_word":"questions","sentiment":"positive","sentiment_score":0.3433394432067871},{"word":"we","start":160.285,"end":160.60501,"confidence":0.9526367,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.350192129611969},{"word":"we","start":160.60501,"end":160.845,"confidence":0.98535156,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.35528963804244995},{"word":"kind","start":160.845,"end":161.005,"confidence":0.79003906,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.33075663447380066},{"word":"of","start":161.005,"end":161.16501,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3715245723724365},{"word":"went","start":161.16501,"end":161.405,"confidence":0.90283203,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.32493650913238525},{"word":"through","start":161.405,"end":161.905,"confidence":0.94750977,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.3247370719909668},{"word":"i","start":161.96501,"end":162.125,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6097890138626099},{"word":"think","start":162.125,"end":162.365,"confidence":1.0,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.6141244173049927},{"word":"it's","start":162.365,"end":162.60501,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5821678638458252},{"word":"a","start":162.60501,"end":162.68501,"confidence":0.98095703,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5531052350997925},{"word":"good","start":162.68501,"end":163.18501,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5144712328910828},{"word":"form","start":163.99,"end":164.23,"confidence":0.71728516,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.2582770586013794},{"word":"your","start":164.31,"end":164.55,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.28630703687667847},{"word":"risk","start":164.55,"end":164.87,"confidence":0.99902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.1798783540725708},{"word":"tolerance","start":164.87,"end":165.37,"confidence":0.9970703,"punctuated_word":"tolerance","sentiment":"neutral","sentiment_score":0.2249186784029007},{"word":"side","start":165.59,"end":165.83,"confidence":1.0,"punctuated_word":"side","sentiment":"positive","sentiment_score":0.35791733860969543},{"word":"of","start":165.83,"end":165.99,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3118594288825989},{"word":"it","start":165.99,"end":166.49,"confidence":0.9746094,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.2100302278995514},{"word":"now","start":166.55,"end":166.79001,"confidence":0.99609375,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.17669254541397095},{"word":"from","start":166.79001,"end":167.03,"confidence":0.9951172,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.16843225061893463},{"word":"a","start":167.03,"end":167.19,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18261775374412537},{"word":"time","start":167.19,"end":167.51,"confidence":0.9741211,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1666758954524994},{"word":"frame","start":167.51,"end":167.83,"confidence":1.0,"punctuated_word":"frame","sentiment":"neutral","sentiment_score":0.21271389722824097},{"word":"point","start":167.83,"end":168.07,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.14088095724582672},{"word":"of","start":168.07,"end":168.23,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1681591272354126},{"word":"view","start":168.23,"end":168.47,"confidence":1.0,"punctuated_word":"view","sentiment":"neutral","sentiment_score":0.1727953553199768},{"word":"as","start":168.47,"end":168.63,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.19909913837909696},{"word":"well","start":168.63,"end":168.95,"confidence":0.8557129,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.15714579820632937},{"word":"so","start":168.95,"end":169.19,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.13065746426582336},{"word":"typically","start":169.19,"end":169.59,"confidence":0.84472656,"punctuated_word":"typically","sentiment":"neutral","sentiment_score":0.148469015955925},{"word":"in","start":169.59,"end":169.83,"confidence":0.73291016,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1462513506412506},{"word":"a","start":169.83,"end":169.91,"confidence":0.97802734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14214543998241425},{"word":"in","start":169.91,"end":170.15,"confidence":0.95703125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.123447448015213},{"word":"a","start":170.15,"end":170.31,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14007817208766937},{"word":"growth","start":170.31,"end":170.63,"confidence":0.9941406,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.12258247286081314},{"word":"portfolio","start":170.63,"end":171.13,"confidence":0.9741211,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.119438998401165},{"word":"making","start":171.27,"end":171.51,"confidence":0.9970703,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.16765552759170532},{"word":"sure","start":171.51,"end":171.75,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.14522430300712583},{"word":"you","start":171.75,"end":171.91,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1502186954021454},{"word":"have","start":171.91,"end":172.07,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14189276099205017},{"word":"enough","start":172.07,"end":172.47,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.1344237923622131},{"word":"time","start":172.47,"end":172.95,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1459256261587143},{"word":"in","start":172.95,"end":173.19,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11299286037683488},{"word":"the","start":173.19,"end":173.35,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.126389279961586},{"word":"market","start":173.35,"end":173.85,"confidence":0.9970703,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.13820335268974304},{"word":"before","start":174.71,"end":175.19,"confidence":0.7675781,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.10755299031734468},{"word":"retirement","start":175.19,"end":175.69,"confidence":1.0,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.09147614985704422},{"word":"in","start":175.83,"end":176.07,"confidence":0.59521484,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0982772260904312},{"word":"a","start":176.07,"end":176.15,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10938684642314912},{"word":"growth","start":176.15,"end":176.47,"confidence":0.9980469,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.0896102637052536},{"word":"portfolio","start":176.47,"end":176.97,"confidence":0.9362793,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.10392310470342636},{"word":"we","start":177.11,"end":177.43001,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14643383026123047},{"word":"we","start":177.43001,"end":177.51,"confidence":0.99316406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1727389395236969},{"word":"wanna","start":177.51,"end":177.83,"confidence":0.99316406,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.19197821617126465},{"word":"allow","start":177.83,"end":178.15,"confidence":0.99902344,"punctuated_word":"allow","sentiment":"neutral","sentiment_score":0.17887766659259796},{"word":"this","start":178.15,"end":178.39,"confidence":0.97998047,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.12086735665798189},{"word":"to","start":178.39,"end":178.55,"confidence":0.65478516,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11471115052700044},{"word":"fix","start":178.55,"end":178.71,"confidence":0.55566406,"punctuated_word":"fix","sentiment":"neutral","sentiment_score":0.13195709884166718},{"word":"it","start":178.71,"end":179.21,"confidence":0.89404297,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.10726568102836607},{"word":"so","start":179.475,"end":179.635,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18144626915454865},{"word":"you","start":179.635,"end":179.875,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20625755190849304},{"word":"definitely","start":179.875,"end":180.375,"confidence":0.93847656,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.20346926152706143},{"word":"have","start":180.515,"end":180.915,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1492631733417511},{"word":"the","start":180.915,"end":181.155,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12894921004772186},{"word":"time","start":181.155,"end":181.655,"confidence":0.78686523,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.1996774971485138},{"word":"in","start":181.955,"end":182.195,"confidence":0.99902344,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.20773610472679135},{"word":"a","start":182.195,"end":182.275,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19212882220745087},{"word":"high","start":182.275,"end":182.435,"confidence":0.99609375,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.1898338198661804},{"word":"growth","start":182.435,"end":182.755,"confidence":0.99609375,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.17659685015678406},{"word":"you","start":182.755,"end":182.995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19837412238121033},{"word":"have","start":182.995,"end":183.235,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19848491251468656},{"word":"the","start":183.235,"end":183.395,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15977606177330017},{"word":"time","start":183.395,"end":183.875,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.19335031509399417},{"word":"capacity","start":183.875,"end":184.375,"confidence":0.9316406,"punctuated_word":"capacity","sentiment":"neutral","sentiment_score":0.15637417137622833},{"word":"to","start":184.595,"end":184.755,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15713950991630554},{"word":"be","start":184.755,"end":185.075,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.14756640791893005},{"word":"in","start":185.075,"end":185.235,"confidence":0.9873047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14996637403964996},{"word":"more","start":185.235,"end":185.555,"confidence":0.9667969,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.13360284268856049},{"word":"risky","start":185.555,"end":186.055,"confidence":0.87939453,"punctuated_word":"risky,","sentiment":"neutral","sentiment_score":0.1383253037929535},{"word":"but","start":186.115,"end":186.355,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.11774131655693054},{"word":"at","start":186.355,"end":186.515,"confidence":0.9790039,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10971028357744216},{"word":"the","start":186.515,"end":186.595,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1317521631717682},{"word":"same","start":186.595,"end":186.755,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.14122535288333893},{"word":"time","start":186.755,"end":186.915,"confidence":0.98339844,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.16631227731704712},{"word":"i","start":186.915,"end":187.075,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19854047894477844},{"word":"want","start":187.075,"end":187.315,"confidence":0.94384766,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.22332456707954407},{"word":"you","start":187.315,"end":187.395,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18881003558635712},{"word":"to","start":187.395,"end":187.555,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18722069263458252},{"word":"be","start":187.555,"end":187.715,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.12891198694705963},{"word":"comfortable","start":187.715,"end":188.115,"confidence":0.99902344,"punctuated_word":"comfortable.","sentiment":"neutral","sentiment_score":0.2025720775127411},{"word":"so","start":188.115,"end":188.355,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.24097204208374023},{"word":"i","start":188.355,"end":188.435,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2976512610912323},{"word":"think","start":188.435,"end":188.755,"confidence":1.0,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.3468058109283447},{"word":"growth","start":188.755,"end":188.995,"confidence":0.9921875,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.35699138045310974},{"word":"is","start":188.995,"end":189.155,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.27281448245048523},{"word":"a","start":189.155,"end":189.315,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.29090338945388794},{"word":"good","start":189.315,"end":189.555,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.3390071988105774},{"word":"middle","start":189.555,"end":189.875,"confidence":0.99902344,"punctuated_word":"middle","sentiment":"neutral","sentiment_score":0.322183758020401},{"word":"ground","start":189.875,"end":190.275,"confidence":0.99902344,"punctuated_word":"ground","sentiment":"neutral","sentiment_score":0.32800933718681335},{"word":"where","start":190.275,"end":190.755,"confidence":0.9873047,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.2374526560306549},{"word":"you","start":190.755,"end":190.915,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2643200159072876},{"word":"are","start":190.915,"end":191.075,"confidence":0.9482422,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.26027247309684753},{"word":"still","start":191.075,"end":191.315,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.27103227376937866},{"word":"focusing","start":191.315,"end":191.795,"confidence":1.0,"punctuated_word":"focusing","sentiment":"neutral","sentiment_score":0.24729594588279724},{"word":"on","start":191.795,"end":191.955,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2709448039531708},{"word":"getting","start":191.955,"end":192.275,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.22274839878082275},{"word":"that","start":192.275,"end":192.515,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19840508699417111},{"word":"growth","start":192.515,"end":192.995,"confidence":1.0,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.2321012318134308},{"word":"without","start":192.995,"end":193.395,"confidence":0.99902344,"punctuated_word":"without","sentiment":"neutral","sentiment_score":0.09830574691295624},{"word":"taking","start":193.395,"end":193.895,"confidence":0.99902344,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.037897370755672455},{"word":"your","start":194.24,"end":194.40001,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.021461471915245056},{"word":"high","start":194.40001,"end":194.64,"confidence":0.9951172,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.030611269176006317},{"word":"growth","start":194.64,"end":194.88,"confidence":0.99121094,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.046872034668922424},{"word":"or","start":194.88,"end":195.04001,"confidence":0.99316406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.004365317523479462},{"word":"aggressive","start":195.04001,"end":195.52,"confidence":0.9951172,"punctuated_word":"aggressive","sentiment":"neutral","sentiment_score":-0.021360978484153748},{"word":"approach","start":195.52,"end":196.0,"confidence":1.0,"punctuated_word":"approach","sentiment":"neutral","sentiment_score":-0.03005208820104599},{"word":"through","start":196.0,"end":196.40001,"confidence":0.7207031,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0006940066814422607},{"word":"fluctuations","start":196.40001,"end":196.90001,"confidence":0.80322266,"punctuated_word":"fluctuations.","sentiment":"neutral","sentiment_score":0.016030892729759216},{"word":"so","start":197.36,"end":197.52,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05941273272037506},{"word":"i","start":197.52,"end":197.6,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15636837482452393},{"word":"think","start":197.6,"end":197.84,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.20638585090637207},{"word":"that","start":197.84,"end":198.08,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.20724178850650787},{"word":"sounds","start":198.08,"end":198.58,"confidence":0.97802734,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":-0.22378066182136536},{"word":"some","start":204.56,"end":204.8,"confidence":0.5541992,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.3298593759536743},{"word":"have","start":204.8,"end":205.04001,"confidence":0.9892578,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.34002768993377686},{"word":"seen","start":205.04001,"end":205.28,"confidence":0.99902344,"punctuated_word":"seen","sentiment":"negative","sentiment_score":-0.3735264539718628},{"word":"more","start":205.28,"end":205.6,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.32073405385017395},{"word":"fluctuations","start":205.6,"end":206.1,"confidence":0.9980469,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":-0.27265405654907227},{"word":"and","start":206.32,"end":206.56,"confidence":0.98095703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.3300209045410156},{"word":"not","start":206.56,"end":206.72,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.33174842596054077},{"word":"as","start":206.72,"end":206.88,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.25525569915771484},{"word":"good","start":206.88,"end":207.12001,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.23900149762630463},{"word":"of","start":207.12001,"end":207.2,"confidence":0.9560547,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.24886411428451535},{"word":"a","start":207.2,"end":207.36,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.27474847435951233},{"word":"return","start":207.36,"end":207.76001,"confidence":1.0,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.2670443654060364},{"word":"as","start":207.76001,"end":208.0,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.25341275334358215},{"word":"you","start":208.0,"end":208.5,"confidence":0.8063965,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.25374728441238403},{"word":"and","start":209.025,"end":209.265,"confidence":0.99121094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.04041396081447601},{"word":"then","start":209.265,"end":209.505,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03067232295870781},{"word":"depending","start":209.505,"end":209.905,"confidence":0.9941406,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.022501859813928604},{"word":"it","start":210.065,"end":210.14499,"confidence":0.98535156,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0410255528986454},{"word":"it","start":210.14499,"end":210.22499,"confidence":0.48266602,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0303073450922966},{"word":"also","start":210.22499,"end":210.545,"confidence":0.9038086,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.03566388785839081},{"word":"depends","start":210.545,"end":210.785,"confidence":0.99902344,"punctuated_word":"depends","sentiment":"neutral","sentiment_score":0.05291742831468582},{"word":"on","start":210.785,"end":210.94499,"confidence":0.9902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04472027346491814},{"word":"when","start":210.94499,"end":211.105,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.025053787976503372},{"word":"they","start":211.105,"end":211.185,"confidence":0.85839844,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.001510877162218094},{"word":"bought","start":211.185,"end":211.425,"confidence":0.97314453,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.01524209976196289},{"word":"into","start":211.425,"end":211.665,"confidence":0.95703125,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.009005866944789886},{"word":"the","start":211.665,"end":211.825,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01064932346343994},{"word":"markets","start":211.825,"end":212.325,"confidence":0.74487305,"punctuated_word":"markets.","sentiment":"neutral","sentiment_score":0.008054438978433609},{"word":"because","start":212.545,"end":212.785,"confidence":0.94921875,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.01644791290163994},{"word":"some","start":212.785,"end":213.025,"confidence":0.83154297,"punctuated_word":"some,","sentiment":"neutral","sentiment_score":0.028294101357460025},{"word":"if","start":213.025,"end":213.185,"confidence":0.97802734,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03843402862548828},{"word":"they","start":213.185,"end":213.345,"confidence":0.99609375,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.021819893270730972},{"word":"bought","start":213.345,"end":213.665,"confidence":0.9970703,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.04948327317833901},{"word":"at","start":213.665,"end":213.905,"confidence":0.9111328,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.002667061984539032},{"word":"the","start":213.905,"end":214.065,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0780346542596817},{"word":"the","start":214.065,"end":214.145,"confidence":0.9404297,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10898677259683608},{"word":"perfect","start":214.145,"end":214.545,"confidence":0.9970703,"punctuated_word":"perfect","sentiment":"neutral","sentiment_score":0.21177202463150024},{"word":"time","start":214.545,"end":215.045,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.21748797595500943},{"word":"and","start":215.505,"end":215.665,"confidence":0.671875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11900365352630617},{"word":"when","start":215.665,"end":215.905,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1460845172405243},{"word":"it","start":215.905,"end":215.985,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08440730720758438},{"word":"was","start":215.985,"end":216.145,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05554945021867752},{"word":"down","start":216.145,"end":216.545,"confidence":0.99658203,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.03893448784947395},{"word":"they've","start":216.545,"end":216.785,"confidence":0.9304199,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.006024293601512909},{"word":"still","start":216.785,"end":217.025,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.02215198427438736},{"word":"seen","start":217.025,"end":217.265,"confidence":0.9902344,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.011966653168201448},{"word":"a","start":217.265,"end":217.345,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02332691103219986},{"word":"bit","start":217.345,"end":217.505,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.04406546801328659},{"word":"of","start":217.505,"end":217.745,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.013538338243961334},{"word":"a","start":217.745,"end":217.825,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0020827017724514008},{"word":"bit","start":217.825,"end":218.065,"confidence":0.9921875,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.03426840156316757},{"word":"of","start":218.065,"end":218.22499,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0313899964094162},{"word":"an","start":218.22499,"end":218.385,"confidence":0.5541992,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.042237378656864166},{"word":"increase","start":218.385,"end":218.885,"confidence":0.89038086,"punctuated_word":"increase.","sentiment":"neutral","sentiment_score":0.04828352481126785},{"word":"but","start":219.345,"end":219.505,"confidence":0.9951172,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07044286280870438},{"word":"then","start":219.505,"end":219.825,"confidence":0.98291016,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08045333623886108},{"word":"some","start":219.825,"end":220.325,"confidence":0.75683594,"punctuated_word":"some,","sentiment":"neutral","sentiment_score":0.10510046780109406},{"word":"you","start":220.385,"end":220.545,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11577104032039642},{"word":"know","start":220.545,"end":220.785,"confidence":0.8959961,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1140279620885849},{"word":"because","start":220.785,"end":221.105,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1978200078010559},{"word":"you","start":221.105,"end":221.265,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2502947151660919},{"word":"have","start":221.265,"end":221.425,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2317356318235397},{"word":"a","start":221.425,"end":221.505,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2495637834072113},{"word":"little","start":221.505,"end":221.745,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.21927322447299957},{"word":"bit","start":221.745,"end":221.985,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.22132281959056857},{"word":"more","start":221.985,"end":222.145,"confidence":0.8432617,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.2298111617565155},{"word":"of","start":222.145,"end":222.22499,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.248193621635437},{"word":"those","start":222.22499,"end":222.545,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.27738603949546814},{"word":"defensive","start":222.545,"end":223.045,"confidence":0.9580078,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.16035863757133484},{"word":"with","start":223.94,"end":224.26001,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.26061999797821045},{"word":"your","start":224.26001,"end":224.5,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.27578338980674744},{"word":"gold","start":224.5,"end":224.74,"confidence":0.9038086,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.32426518201828003},{"word":"as","start":224.74,"end":224.90001,"confidence":0.9580078,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.3161177933216095},{"word":"well","start":224.90001,"end":225.06,"confidence":0.95874023,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.3353171646595001},{"word":"which","start":225.06,"end":225.3,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.39727282524108887},{"word":"have","start":225.3,"end":225.46,"confidence":0.96533203,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3806730806827545},{"word":"done","start":225.46,"end":225.62001,"confidence":0.9970703,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.4311273396015167},{"word":"really","start":225.62001,"end":225.94,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4090018570423126},{"word":"well","start":225.94,"end":226.42,"confidence":0.8317871,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.4111800789833069},{"word":"you've","start":226.42,"end":226.74,"confidence":0.94921875,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.40760672092437744},{"word":"actually","start":226.74,"end":227.06,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.34955811500549316},{"word":"done","start":227.06,"end":227.3,"confidence":1.0,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.36855044960975647},{"word":"pretty","start":227.3,"end":227.54001,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.5543482303619385},{"word":"good","start":227.54001,"end":228.04001,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4027233123779297},{"word":"where","start":228.5,"end":228.74,"confidence":0.9580078,"punctuated_word":"where","sentiment":"positive","sentiment_score":0.5496689081192017},{"word":"you're","start":228.74,"end":228.98001,"confidence":0.9951172,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.5241377353668213},{"word":"at","start":228.98001,"end":229.38,"confidence":0.9807129,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.1778479367494583},{"word":"so","start":229.38,"end":229.88,"confidence":0.97998047,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3576008379459381},{"word":"i","start":230.26001,"end":230.34001,"confidence":0.9970703,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5170333981513977},{"word":"think","start":230.34001,"end":230.66,"confidence":0.9980469,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.5697776675224304},{"word":"it's","start":230.66,"end":230.90001,"confidence":1.0,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.579150378704071},{"word":"it's","start":230.90001,"end":231.14,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.6904587745666504},{"word":"good","start":231.14,"end":231.38,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.7788118720054626},{"word":"to","start":231.38,"end":231.62001,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6957231760025024},{"word":"stay","start":231.62001,"end":231.86,"confidence":0.9980469,"punctuated_word":"stay","sentiment":"positive","sentiment_score":0.7597751617431641},{"word":"in","start":231.86,"end":232.1,"confidence":0.9941406,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.7145507335662842},{"word":"a","start":232.1,"end":232.18001,"confidence":0.94970703,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7140454053878784},{"word":"growth","start":232.18001,"end":232.58,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.7419105172157288},{"word":"for","start":232.58,"end":232.74,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7220301032066345},{"word":"you","start":232.74,"end":233.24,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6219188570976257},{"word":"yes","start":236.91501,"end":237.41501,"confidence":0.9941406,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.13943997025489807},{"word":"and","start":237.875,"end":238.115,"confidence":0.99316406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13714230060577393},{"word":"it's","start":238.115,"end":238.27501,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.11795002222061156},{"word":"one","start":238.27501,"end":238.515,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.12489955872297288},{"word":"of","start":238.515,"end":238.595,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12643256783485413},{"word":"those","start":238.595,"end":238.755,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.14659152925014496},{"word":"things","start":238.755,"end":238.99501,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.10588879883289336},{"word":"as","start":238.99501,"end":239.155,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07932282984256744},{"word":"well","start":239.155,"end":239.395,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.09934624284505844},{"word":"that","start":239.395,"end":239.63501,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08647453784942627},{"word":"things","start":239.63501,"end":239.955,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.027681484818458557},{"word":"are","start":239.955,"end":240.35501,"confidence":0.98828125,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.034646324813365936},{"word":"quite","start":240.35501,"end":240.755,"confidence":0.9980469,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.016189686954021454},{"word":"cyclical","start":240.755,"end":241.255,"confidence":1.0,"punctuated_word":"cyclical","sentiment":"neutral","sentiment_score":0.00998598337173462},{"word":"where","start":241.315,"end":241.55501,"confidence":0.6743164,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.027279198169708252},{"word":"it's","start":241.55501,"end":241.795,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.03143393620848656},{"word":"like","start":241.795,"end":242.295,"confidence":0.609375,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05827442556619644},{"word":"even","start":242.675,"end":242.99501,"confidence":0.50927734,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.050524741411209106},{"word":"a","start":242.99501,"end":243.155,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05193327367305755},{"word":"year","start":243.155,"end":243.315,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.0498519241809845},{"word":"ago","start":243.315,"end":243.815,"confidence":0.9746094,"punctuated_word":"ago,","sentiment":"neutral","sentiment_score":0.059991829097270966},{"word":"your","start":244.35501,"end":244.595,"confidence":0.97509766,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06573136895895004},{"word":"your","start":244.595,"end":244.835,"confidence":0.98095703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04864378273487091},{"word":"cybersecurity","start":244.835,"end":245.335,"confidence":0.9194336,"punctuated_word":"cybersecurity","sentiment":"neutral","sentiment_score":0.020206227898597717},{"word":"investments","start":245.795,"end":246.295,"confidence":0.97802734,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.006731443107128143},{"word":"were","start":246.35501,"end":246.515,"confidence":0.9970703,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.006925508379936218},{"word":"were","start":246.515,"end":246.835,"confidence":0.98095703,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.015673555433750153},{"word":"through","start":246.835,"end":247.075,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.03066747635602951},{"word":"the","start":247.075,"end":247.235,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05640331655740738},{"word":"roof","start":247.235,"end":247.735,"confidence":0.81225586,"punctuated_word":"roof,","sentiment":"neutral","sentiment_score":0.07919508963823318},{"word":"whereas","start":247.90001,"end":248.22,"confidence":0.9980469,"punctuated_word":"whereas","sentiment":"neutral","sentiment_score":0.008919995278120041},{"word":"now","start":248.22,"end":248.54001,"confidence":0.9892578,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.004399783909320831},{"word":"everything","start":248.54001,"end":248.94,"confidence":0.96875,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.017898283898830414},{"word":"going","start":248.94,"end":249.18001,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.0016964003443717957},{"word":"on","start":249.18001,"end":249.34001,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.003525182604789734},{"word":"with","start":249.34001,"end":249.66,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.028165489435195923},{"word":"ai","start":249.66,"end":249.98001,"confidence":0.9394531,"punctuated_word":"AI","sentiment":"neutral","sentiment_score":-0.0384601354598999},{"word":"bubble","start":249.98001,"end":250.38,"confidence":0.7402344,"punctuated_word":"bubble","sentiment":"neutral","sentiment_score":-0.03554431349039078},{"word":"space","start":250.38,"end":250.78,"confidence":0.90283203,"punctuated_word":"space,","sentiment":"neutral","sentiment_score":-0.02688572183251381},{"word":"this","start":250.78,"end":251.02,"confidence":0.49804688,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.02726522833108902},{"word":"is","start":251.02,"end":251.18001,"confidence":0.93115234,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.011035285890102386},{"word":"a","start":251.18001,"end":251.26001,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005910251289606094},{"word":"bit","start":251.26001,"end":251.42,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03443680703639984},{"word":"more","start":251.42,"end":251.74,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.013123780488967896},{"word":"fluctuation","start":251.74,"end":252.24,"confidence":0.9641927,"punctuated_word":"fluctuation.","sentiment":"neutral","sentiment_score":-0.021033277735114098},{"word":"but","start":252.70001,"end":252.94,"confidence":0.6640625,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.020104777067899704},{"word":"that's","start":252.94,"end":253.1,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0251617431640625},{"word":"also","start":253.1,"end":253.5,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.02828032337129116},{"word":"why","start":253.5,"end":254.0,"confidence":1.0,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.025824004784226418},{"word":"it's","start":254.06,"end":254.22,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.04443375766277313},{"word":"usually","start":254.22,"end":254.70001,"confidence":1.0,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.058404240757226944},{"word":"a","start":254.70001,"end":254.78,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05392806604504585},{"word":"smaller","start":254.78,"end":255.18001,"confidence":0.99902344,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.04479442536830902},{"word":"portion","start":255.18001,"end":255.66,"confidence":0.9333496,"punctuated_word":"portion.","sentiment":"neutral","sentiment_score":0.042842403054237366},{"word":"so","start":255.66,"end":255.82,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10330010950565338},{"word":"we","start":255.82,"end":256.32,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12654319405555725},{"word":"we","start":256.38,"end":256.62,"confidence":0.9921875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1629854291677475},{"word":"allocate","start":256.62,"end":257.1,"confidence":0.9970703,"punctuated_word":"allocate","sentiment":"neutral","sentiment_score":0.15965963900089264},{"word":"a","start":257.1,"end":257.26,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19277267158031464},{"word":"higher","start":257.26,"end":257.58002,"confidence":1.0,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":0.21729569137096405},{"word":"portion","start":257.58002,"end":258.08002,"confidence":0.9970703,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":0.13475759327411652},{"word":"of","start":258.22,"end":258.54,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17462463676929474},{"word":"your","start":258.54,"end":258.78,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19117721915245056},{"word":"your","start":258.78,"end":259.1,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17037424445152283},{"word":"money","start":259.1,"end":259.42,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1600184589624405},{"word":"in","start":259.42,"end":259.58002,"confidence":0.95410156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19105000793933868},{"word":"your","start":259.58002,"end":259.82,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17514967918395996},{"word":"kind","start":259.82,"end":259.98,"confidence":0.984375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.16391593217849731},{"word":"of","start":259.98,"end":260.14,"confidence":0.78808594,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.15864470601081848},{"word":"you","start":260.14,"end":260.30002,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10395342111587524},{"word":"know","start":260.30002,"end":260.54,"confidence":0.9909668,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.14482690393924713},{"word":"your","start":260.54,"end":260.865,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23629409074783325},{"word":"passive","start":261.10498,"end":261.505,"confidence":0.9980469,"punctuated_word":"passive","sentiment":"neutral","sentiment_score":0.2139146029949188},{"word":"funds","start":261.505,"end":261.905,"confidence":0.9921875,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.13252702355384827},{"word":"that's","start":261.905,"end":262.22498,"confidence":0.94384766,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1829525530338287},{"word":"kind","start":262.22498,"end":262.38498,"confidence":0.9980469,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.18233321607112885},{"word":"of","start":262.38498,"end":262.54498,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17759618163108826},{"word":"a","start":262.54498,"end":262.625,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1812078058719635},{"word":"bit","start":262.625,"end":262.785,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.17235863208770752},{"word":"more","start":262.785,"end":262.94498,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.1167754977941513},{"word":"stable","start":262.94498,"end":263.425,"confidence":1.0,"punctuated_word":"stable","sentiment":"neutral","sentiment_score":0.1827891170978546},{"word":"and","start":263.425,"end":263.66498,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21168898046016693},{"word":"diversified","start":263.66498,"end":264.16498,"confidence":0.94108075,"punctuated_word":"diversified.","sentiment":"neutral","sentiment_score":0.1709543913602829},{"word":"and","start":264.785,"end":264.94498,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1445009708404541},{"word":"then","start":264.94498,"end":265.10498,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.17212587594985962},{"word":"we","start":265.10498,"end":265.26498,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1532527506351471},{"word":"have","start":265.26498,"end":265.505,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.21450500190258023},{"word":"a","start":265.505,"end":265.66498,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2549471855163574},{"word":"smaller","start":265.66498,"end":265.985,"confidence":1.0,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.21978993713855743},{"word":"portion","start":265.985,"end":266.38498,"confidence":0.9980469,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":0.1642642468214035},{"word":"in","start":266.38498,"end":266.54498,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18601322174072263},{"word":"those","start":266.54498,"end":266.785,"confidence":0.9951172,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.14730827510356903},{"word":"funds","start":266.785,"end":267.10498,"confidence":0.64746094,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.11189908534288406},{"word":"that","start":267.10498,"end":267.26498,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1962842494249344},{"word":"can","start":267.26498,"end":267.66498,"confidence":0.9980469,"punctuated_word":"can,","sentiment":"neutral","sentiment_score":0.2025686353445053},{"word":"you","start":267.66498,"end":267.745,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17052727937698364},{"word":"know","start":267.745,"end":268.065,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.18638144433498385},{"word":"vary","start":268.065,"end":268.305,"confidence":0.9951172,"punctuated_word":"vary","sentiment":"neutral","sentiment_score":0.2145119607448578},{"word":"a","start":268.305,"end":268.38498,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2199859917163849},{"word":"little","start":268.38498,"end":268.625,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1771678328514099},{"word":"bit","start":268.625,"end":268.785,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.19258487224578855},{"word":"more","start":268.785,"end":269.025,"confidence":0.9304199,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":0.20572423934936523},{"word":"give","start":269.025,"end":269.185,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.2341473698616028},{"word":"you","start":269.185,"end":269.265,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3120867908000946},{"word":"a","start":269.265,"end":269.345,"confidence":0.9316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2776067852973938},{"word":"good","start":269.345,"end":269.505,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.35191044211387634},{"word":"amount","start":269.505,"end":269.82498,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.33171045780181885},{"word":"of","start":269.82498,"end":269.905,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.25884202122688293},{"word":"growth","start":269.905,"end":270.405,"confidence":0.99658203,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.2605769634246826},{"word":"fluctuate","start":270.465,"end":270.965,"confidence":0.9921875,"punctuated_word":"fluctuate","sentiment":"neutral","sentiment_score":0.18068744242191315},{"word":"a","start":271.025,"end":271.10498,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1343487799167633},{"word":"little","start":271.10498,"end":271.345,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.08891399204730988},{"word":"bit","start":271.345,"end":271.425,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.026313461363315582},{"word":"more","start":271.425,"end":271.585,"confidence":0.9692383,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":0.00944738369435072},{"word":"but","start":271.585,"end":271.82498,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.009817250072956083},{"word":"they","start":271.82498,"end":271.985,"confidence":0.9790039,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.0029932893812656403},{"word":"only","start":271.985,"end":272.22498,"confidence":0.99902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.01122775301337242},{"word":"have","start":272.22498,"end":272.38498,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.009820375591516496},{"word":"a","start":272.38498,"end":272.54498,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0026644039899110794},{"word":"smaller","start":272.54498,"end":272.865,"confidence":0.7338867,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":-0.006239984184503555},{"word":"allocation","start":272.865,"end":273.365,"confidence":0.9970703,"punctuated_word":"allocation","sentiment":"neutral","sentiment_score":-0.0021661892533302307},{"word":"because","start":273.425,"end":273.66498,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.011135585606098177},{"word":"of","start":273.66498,"end":273.82498,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04344175383448601},{"word":"that","start":273.82498,"end":274.32498,"confidence":0.99902344,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.04029177129268646},{"word":"yep","start":275.71,"end":276.21,"confidence":0.9645996,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07127518951892853},{"word":"yep","start":276.75,"end":277.07,"confidence":0.7039795,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.273316353559494},{"word":"perfect","start":277.07,"end":277.57,"confidence":0.8256836,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5637348294258118},{"word":"i'll","start":277.71,"end":277.95,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.3844192922115326},{"word":"go","start":277.95,"end":278.11002,"confidence":1.0,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.4336705803871155},{"word":"and","start":278.11002,"end":278.19,"confidence":0.94140625,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4207594692707062},{"word":"do","start":278.19,"end":278.43,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3609065711498261},{"word":"the","start":278.43,"end":278.51,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.33738383650779724},{"word":"research","start":278.51,"end":278.99002,"confidence":1.0,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.2850627899169922},{"word":"on","start":278.99002,"end":279.31,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.275238960981369},{"word":"your","start":279.31,"end":279.71,"confidence":0.59820557,"punctuated_word":"your,","sentiment":"neutral","sentiment_score":0.3069789707660675},{"word":"benelung","start":279.95,"end":280.43,"confidence":0.52042645,"punctuated_word":"Benelung","sentiment":"neutral","sentiment_score":0.23635366559028623},{"word":"investment","start":280.43,"end":280.93,"confidence":0.7475586,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.1961175352334976},{"word":"as","start":281.07,"end":281.23,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2782713770866394},{"word":"well","start":281.23,"end":281.55002,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.3202405273914337},{"word":"and","start":281.55002,"end":281.79,"confidence":0.9243164,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2791713774204254},{"word":"just","start":281.79,"end":282.03,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.271269291639328},{"word":"kind","start":282.03,"end":282.19,"confidence":0.98828125,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.28745320439338684},{"word":"of","start":282.19,"end":282.51,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2726867198944092},{"word":"go","start":282.51,"end":282.75,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.24207712709903717},{"word":"through","start":282.75,"end":282.91,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.26935437321662903},{"word":"all","start":282.91,"end":283.07,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.26357877254486084},{"word":"of","start":283.07,"end":283.15,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2742120921611786},{"word":"them","start":283.15,"end":283.47,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.28988975286483765},{"word":"just","start":283.47,"end":283.63,"confidence":0.9716797,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2746121883392334},{"word":"to","start":283.63,"end":283.71,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2139146327972412},{"word":"see","start":283.71,"end":283.87,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.21005268394947052},{"word":"if","start":283.87,"end":283.95,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2015700042247772},{"word":"we","start":283.95,"end":284.03,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20722800493240356},{"word":"need","start":284.03,"end":284.19,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.18690533936023712},{"word":"to","start":284.19,"end":284.27002,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19626861810684204},{"word":"make","start":284.27002,"end":284.51,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.15336674451828003},{"word":"any","start":284.51,"end":284.75,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.246446430683136},{"word":"changes","start":284.75,"end":285.25,"confidence":1.0,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":0.18526555597782135},{"word":"now","start":286.19,"end":286.43,"confidence":0.98095703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.22784441709518433},{"word":"what","start":286.43,"end":286.59,"confidence":0.9941406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.20600323379039764},{"word":"i","start":286.59,"end":286.75,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2370383143424988},{"word":"will","start":286.75,"end":286.91,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2176969200372696},{"word":"do","start":286.91,"end":287.15,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.23492774367332456},{"word":"from","start":287.15,"end":287.31,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.22726911306381223},{"word":"there","start":287.31,"end":287.55002,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1836487501859665},{"word":"is","start":287.55002,"end":287.87,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1946256458759308},{"word":"i","start":287.87,"end":288.03,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2483115792274475},{"word":"will","start":288.03,"end":288.51,"confidence":0.97753906,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":0.2409988194704056},{"word":"put","start":288.99,"end":289.23,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.2139619737863541},{"word":"together","start":289.23,"end":289.63,"confidence":1.0,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.25642627477645874},{"word":"a","start":289.63,"end":289.71,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24721695482730863},{"word":"proposal","start":289.71,"end":290.21,"confidence":1.0,"punctuated_word":"proposal","sentiment":"neutral","sentiment_score":0.23538000881671903},{"word":"for","start":290.325,"end":290.565,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2529991865158081},{"word":"you","start":290.565,"end":290.96503,"confidence":0.9182129,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.24209697544574735},{"word":"and","start":290.96503,"end":291.20502,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22223444283008575},{"word":"i'll","start":291.20502,"end":291.36502,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2588892877101898},{"word":"go","start":291.36502,"end":291.52502,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.22518830001354215},{"word":"through","start":291.52502,"end":291.765,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.23685643076896667},{"word":"it","start":291.765,"end":291.92502,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3076271414756775},{"word":"with","start":291.92502,"end":292.005,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.27581074833869934},{"word":"you","start":292.005,"end":292.24503,"confidence":0.829834,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2558811902999878},{"word":"and","start":292.24503,"end":292.405,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25588247179985046},{"word":"then","start":292.405,"end":292.565,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2683960199356079},{"word":"you","start":292.565,"end":292.64502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3058857023715973},{"word":"can","start":292.64502,"end":292.885,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.26069629192352295},{"word":"let","start":292.885,"end":292.96503,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.2736961841583252},{"word":"me","start":292.96503,"end":293.125,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.30023205280303955},{"word":"know","start":293.125,"end":293.285,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.30918243527412415},{"word":"if","start":293.285,"end":293.445,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2538685202598572},{"word":"you","start":293.445,"end":293.605,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31519368290901184},{"word":"are","start":293.605,"end":293.765,"confidence":0.8178711,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.26374179124832153},{"word":"happy","start":293.765,"end":294.005,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.30205580592155457},{"word":"with","start":294.005,"end":294.165,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2734485864639282},{"word":"it","start":294.165,"end":294.405,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2731176018714905},{"word":"before","start":294.405,"end":294.64502,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.18404972553253177},{"word":"we","start":294.64502,"end":294.80502,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14369864761829376},{"word":"make","start":294.80502,"end":295.045,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.14076568186283112},{"word":"any","start":295.045,"end":295.285,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.12088073790073396},{"word":"changes","start":295.285,"end":295.785,"confidence":0.9970703,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":0.09896600991487504},{"word":"so","start":296.405,"end":296.725,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05944907292723656},{"word":"it","start":296.725,"end":297.045,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13786423206329346},{"word":"does","start":297.045,"end":297.36502,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.11771225184202194},{"word":"take","start":297.36502,"end":297.765,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.08571186661720276},{"word":"me","start":297.765,"end":298.265,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.1451829969882965},{"word":"about","start":298.405,"end":298.80502,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.1402156949043274},{"word":"a","start":298.80502,"end":298.96503,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13984312117099762},{"word":"week","start":298.96503,"end":299.20502,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":-0.09070172905921936},{"word":"or","start":299.20502,"end":299.445,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1754707545042038},{"word":"so","start":299.445,"end":299.685,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.17346715927124023},{"word":"to","start":299.685,"end":299.845,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1033335104584694},{"word":"put","start":299.845,"end":300.005,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.09560778737068176},{"word":"that","start":300.005,"end":300.325,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08773140609264374},{"word":"together","start":300.325,"end":300.825,"confidence":0.99853516,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":-0.07846701145172119},{"word":"when","start":301.685,"end":302.185,"confidence":1.0,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.003005385398864746},{"word":"is","start":302.24503,"end":302.74503,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0016095563769340515},{"word":"a","start":302.885,"end":303.045,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.007775992155075073},{"word":"best","start":303.045,"end":303.36502,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.005860362201929092},{"word":"time","start":303.36502,"end":303.685,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03758659213781357},{"word":"for","start":303.685,"end":304.005,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.014667775481939316},{"word":"you","start":304.005,"end":304.405,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00620635598897934},{"word":"to","start":304.405,"end":304.48502,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.006317250430583954},{"word":"go","start":304.48502,"end":304.725,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.01163298636674881},{"word":"through","start":304.725,"end":304.96503,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.015486128628253937},{"word":"that","start":304.96503,"end":305.46503,"confidence":0.99853516,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.009649403393268583},{"word":"that's","start":315.55,"end":316.05,"confidence":0.94628906,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.051318131387233734},{"word":"that's","start":316.11,"end":316.61,"confidence":0.92407227,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08299294114112854},{"word":"that's","start":317.15,"end":317.62997,"confidence":0.9797363,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.10519836843013763},{"word":"okay","start":317.62997,"end":318.12997,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.1150866597890854},{"word":"i","start":318.43,"end":318.59,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14007864892482758},{"word":"can","start":318.59,"end":318.90997,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14224272966384888},{"word":"put","start":318.90997,"end":319.06998,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.1489727348089218},{"word":"a","start":319.06998,"end":319.31,"confidence":0.9506836,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1827470660209656},{"word":"tentative","start":319.31,"end":319.81,"confidence":0.99609375,"punctuated_word":"tentative","sentiment":"neutral","sentiment_score":0.13034138083457947},{"word":"in","start":319.94998,"end":320.34998,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1998271644115448},{"word":"for","start":320.34998,"end":320.66998,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22091954946517944},{"word":"you","start":320.66998,"end":321.16998,"confidence":0.829834,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1673932671546936},{"word":"and","start":321.315,"end":321.475,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13504263758659363},{"word":"then","start":321.475,"end":321.715,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.15120357275009155},{"word":"if","start":321.715,"end":321.795,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15470443665981293},{"word":"anything","start":321.795,"end":322.295,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.14416974782943726},{"word":"changes","start":322.515,"end":323.015,"confidence":0.9970703,"punctuated_word":"changes,","sentiment":"neutral","sentiment_score":0.1192917823791504},{"word":"you","start":323.075,"end":323.155,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1647707223892212},{"word":"can","start":323.155,"end":323.395,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13724437355995178},{"word":"let","start":323.395,"end":323.635,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.1373637616634369},{"word":"me","start":323.635,"end":323.875,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.12448783963918686},{"word":"know","start":323.875,"end":324.375,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.1452813446521759},{"word":"just","start":324.995,"end":325.155,"confidence":0.42529297,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1147918775677681},{"word":"because","start":325.155,"end":325.395,"confidence":0.9980469,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.11418049782514572},{"word":"my","start":325.395,"end":325.635,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.12212295085191728},{"word":"calendar","start":325.635,"end":326.115,"confidence":1.0,"punctuated_word":"calendar","sentiment":"neutral","sentiment_score":0.0873187929391861},{"word":"is","start":326.115,"end":326.515,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08862794190645218},{"word":"filling","start":326.515,"end":326.915,"confidence":0.9838867,"punctuated_word":"filling","sentiment":"neutral","sentiment_score":0.1279219090938568},{"word":"up","start":326.915,"end":327.23502,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.14432647824287417},{"word":"really","start":327.23502,"end":327.555,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.0919315218925476},{"word":"quickly","start":327.555,"end":328.055,"confidence":1.0,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.11478832364082336},{"word":"in","start":328.115,"end":328.275,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09137805551290512},{"word":"the","start":328.275,"end":328.435,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0982714593410492},{"word":"next","start":328.435,"end":328.835,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1076369434595108},{"word":"couple","start":328.835,"end":329.075,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.015672091394662857},{"word":"of","start":329.075,"end":329.23502,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.010032009333372116},{"word":"months","start":329.23502,"end":329.73502,"confidence":0.9338379,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.03429146856069565},{"word":"so","start":329.95502,"end":330.195,"confidence":0.96972656,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05096578598022461},{"word":"i","start":330.195,"end":330.355,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06709349900484085},{"word":"wanna","start":330.355,"end":330.675,"confidence":0.9760742,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07717454433441162},{"word":"make","start":330.675,"end":330.915,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.050860725343227386},{"word":"sure","start":330.915,"end":331.315,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1071631759405136},{"word":"i","start":331.315,"end":331.475,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1384478509426117},{"word":"can","start":331.475,"end":331.975,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1393575370311737},{"word":"fit","start":332.835,"end":333.075,"confidence":0.82666016,"punctuated_word":"fit","sentiment":"neutral","sentiment_score":0.10720644891262054},{"word":"you","start":333.075,"end":333.315,"confidence":0.89453125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15597602725028992},{"word":"in","start":333.315,"end":333.75,"confidence":0.99609375,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.04985856264829635},{"word":"okay","start":334.31,"end":334.81,"confidence":0.7722168,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.14081554114818573},{"word":"yeah","start":337.91,"end":338.41,"confidence":0.680542,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13091035187244415},{"word":"yep","start":338.71,"end":339.21,"confidence":0.9147949,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13148212432861328},{"word":"okay","start":339.99,"end":340.49,"confidence":0.9770508,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.15963885188102722},{"word":"so","start":341.67,"end":341.99,"confidence":0.8569336,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08606831729412079},{"word":"what","start":341.99,"end":342.23,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.09075702726840972},{"word":"i","start":342.23,"end":342.39,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08693927526473999},{"word":"might","start":342.39,"end":342.79,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.08350561559200287},{"word":"do","start":342.79,"end":343.29,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09093037247657776},{"word":"is","start":343.35,"end":343.67,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06875334680080414},{"word":"do","start":343.75,"end":343.87,"confidence":0.9223633,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04608578979969025},{"word":"you","start":343.87,"end":343.99,"confidence":0.8432617,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.041429970413446426},{"word":"is","start":344.15,"end":344.31,"confidence":0.9707031,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0356377512216568},{"word":"it","start":344.31,"end":344.47,"confidence":0.8774414,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03188859298825264},{"word":"normally","start":344.47,"end":344.97,"confidence":0.9819336,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.04358205571770668},{"word":"wednesday","start":346.815,"end":347.295,"confidence":0.9975586,"punctuated_word":"Wednesday,","sentiment":"neutral","sentiment_score":0.036813899874687195},{"word":"thursday","start":347.295,"end":347.795,"confidence":0.99902344,"punctuated_word":"Thursday,","sentiment":"neutral","sentiment_score":0.03110327944159508},{"word":"monday","start":347.855,"end":348.255,"confidence":0.9975586,"punctuated_word":"Monday,","sentiment":"neutral","sentiment_score":0.037727463990449905},{"word":"tuesday","start":348.255,"end":348.655,"confidence":0.9199219,"punctuated_word":"Tuesday?","sentiment":"neutral","sentiment_score":0.04430575668811798},{"word":"which","start":348.655,"end":348.975,"confidence":1.0,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":0.04861536622047424},{"word":"day","start":348.975,"end":349.21503,"confidence":0.99609375,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.07067234814167023},{"word":"is","start":349.21503,"end":349.71503,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06102076545357704},{"word":"usually","start":349.77502,"end":350.255,"confidence":0.99609375,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.06787742674350739},{"word":"better","start":350.255,"end":350.49503,"confidence":0.99902344,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.09346242249011992},{"word":"for","start":350.49503,"end":350.655,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09230823814868928},{"word":"you","start":350.655,"end":350.815,"confidence":0.9003906,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.04155400395393371},{"word":"or","start":350.815,"end":351.05502,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.012437254190444946},{"word":"is","start":351.05502,"end":351.21503,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.019006088376045227},{"word":"it","start":351.21503,"end":351.295,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04552428796887398},{"word":"really","start":351.295,"end":351.795,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.015271395444869997},{"word":"different","start":351.935,"end":352.435,"confidence":0.9995117,"punctuated_word":"different?","sentiment":"neutral","sentiment_score":0.0229082889854908},{"word":"really","start":354.095,"end":354.415,"confidence":0.85498047,"punctuated_word":"Really","sentiment":"neutral","sentiment_score":-0.06973198801279068},{"word":"different","start":354.415,"end":354.915,"confidence":0.96972656,"punctuated_word":"different.","sentiment":"neutral","sentiment_score":-0.08927329629659653},{"word":"okay","start":355.61502,"end":356.11502,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.041781336069107056},{"word":"and","start":357.695,"end":358.195,"confidence":0.94140625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0066100843250751495},{"word":"morning","start":358.49503,"end":358.89502,"confidence":0.94018555,"punctuated_word":"morning,","sentiment":"neutral","sentiment_score":0.016486965119838715},{"word":"afternoon","start":358.89502,"end":359.39502,"confidence":0.8684082,"punctuated_word":"afternoon,","sentiment":"neutral","sentiment_score":0.02480148710310459},{"word":"again","start":359.45502,"end":359.855,"confidence":0.98217773,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.009460119530558586},{"word":"hard","start":359.855,"end":360.17502,"confidence":0.9838867,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.07844506204128265},{"word":"hard","start":360.17502,"end":360.415,"confidence":0.98828125,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.09944139420986176},{"word":"for","start":360.415,"end":360.575,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.07228638231754303},{"word":"you","start":360.575,"end":360.73502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0505521185696125},{"word":"to","start":360.73502,"end":360.89502,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0445091538131237},{"word":"tell","start":360.89502,"end":361.39502,"confidence":0.93359375,"punctuated_word":"tell?","sentiment":"neutral","sentiment_score":-0.04116114601492882},{"word":"okay","start":364.14,"end":364.64,"confidence":0.99658203,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02084479108452797},{"word":"let","start":364.78,"end":364.94,"confidence":0.9970703,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.008386289700865746},{"word":"me","start":364.94,"end":365.18,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.015241703018546104},{"word":"see","start":365.18,"end":365.68,"confidence":1.0,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":0.006812653504312038},{"word":"yeah","start":367.5,"end":367.9,"confidence":0.7944336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011716213077306747},{"word":"alright","start":367.9,"end":368.4,"confidence":0.9995117,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.04031180962920189},{"word":"yes","start":369.98,"end":370.48,"confidence":0.9941406,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.02198999933898449},{"word":"yep","start":371.5,"end":371.9,"confidence":0.7548828,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13097165524959564},{"word":"alright","start":371.9,"end":372.38,"confidence":1.0,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.23713085055351257},{"word":"so","start":372.38,"end":372.88,"confidence":0.9550781,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.22499676048755649},{"word":"about","start":373.18,"end":373.68,"confidence":0.9951172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.20659442245960236},{"word":"12:30","start":375.50497,"end":376.305,"confidence":0.9953613,"punctuated_word":"12:30.","sentiment":"neutral","sentiment_score":0.05765332281589508},{"word":"alright","start":376.305,"end":376.705,"confidence":0.99902344,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.12773531675338745},{"word":"i","start":376.705,"end":376.865,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10953252017498016},{"word":"can","start":376.865,"end":377.10498,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1066143363714218},{"word":"put","start":377.10498,"end":377.345,"confidence":0.5258789,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.09185753017663956},{"word":"you","start":377.345,"end":377.585,"confidence":0.9790039,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09908542037010191},{"word":"tentatively","start":377.585,"end":378.085,"confidence":0.9980469,"punctuated_word":"tentatively","sentiment":"neutral","sentiment_score":0.11195623129606248},{"word":"on","start":378.785,"end":379.285,"confidence":0.99609375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07921911776065826},{"word":"thursday","start":379.425,"end":379.925,"confidence":0.8364258,"punctuated_word":"Thursday,","sentiment":"neutral","sentiment_score":0.07254242897033691},{"word":"the","start":380.065,"end":380.22498,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07961460947990417},{"word":"seventh","start":380.22498,"end":380.72498,"confidence":0.7553711,"punctuated_word":"seventh,","sentiment":"neutral","sentiment_score":0.08066613972187042},{"word":"at","start":380.865,"end":381.185,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0715184360742569},{"word":"12:30","start":381.185,"end":382.085,"confidence":0.9995117,"punctuated_word":"12:30.","sentiment":"neutral","sentiment_score":0.08493249118328094},{"word":"is","start":384.305,"end":384.54498,"confidence":0.92089844,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.2127587199211121},{"word":"that","start":384.54498,"end":384.78497,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23783288896083832},{"word":"okay","start":384.78497,"end":385.185,"confidence":0.9995117,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.16136722266674042},{"word":"and","start":385.185,"end":385.425,"confidence":0.967041,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.12094424664974213},{"word":"obviously","start":385.425,"end":385.925,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.1124519780278206},{"word":"once","start":386.065,"end":386.305,"confidence":1.0,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.18837837874889377},{"word":"you","start":386.305,"end":386.54498,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1370755434036255},{"word":"have","start":386.54498,"end":386.705,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1327558010816574},{"word":"your","start":386.705,"end":386.94498,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11674586683511734},{"word":"roster","start":386.94498,"end":387.425,"confidence":0.99902344,"punctuated_word":"roster","sentiment":"neutral","sentiment_score":0.09005792438983917},{"word":"and","start":387.425,"end":387.585,"confidence":0.8911133,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10264091193675996},{"word":"if","start":387.585,"end":387.745,"confidence":0.83447266,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13113506138324738},{"word":"things","start":387.745,"end":388.22498,"confidence":0.9941406,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.08132948726415634},{"word":"change","start":388.22498,"end":388.72498,"confidence":0.94433594,"punctuated_word":"change,","sentiment":"neutral","sentiment_score":0.09473459422588348},{"word":"let","start":389.34,"end":389.58002,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.1202373057603836},{"word":"me","start":389.58002,"end":389.74002,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13733738660812378},{"word":"know","start":389.74002,"end":390.24002,"confidence":0.8642578,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.11588083952665328},{"word":"and","start":390.7,"end":390.94,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.053755853325128555},{"word":"then","start":390.94,"end":391.26,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.020353898406028748},{"word":"we","start":391.26,"end":391.5,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.08883678168058395},{"word":"can","start":391.5,"end":391.74002,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.05423540621995926},{"word":"always","start":391.74002,"end":392.14,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.03385162353515625},{"word":"get","start":392.14,"end":392.38,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.025083869695663452},{"word":"it","start":392.38,"end":392.54,"confidence":0.97802734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.013206206262111664},{"word":"shuffled","start":392.54,"end":392.94,"confidence":0.9291992,"punctuated_word":"shuffled.","sentiment":"neutral","sentiment_score":-0.012302312068641186},{"word":"but","start":392.94,"end":393.18,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09938633441925047},{"word":"then","start":393.18,"end":393.26,"confidence":0.5878906,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14209993183612823},{"word":"that","start":393.26,"end":393.42,"confidence":0.97509766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1262584924697876},{"word":"way","start":393.42,"end":393.66,"confidence":0.9562988,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.1694885492324829},{"word":"i","start":393.66,"end":393.9,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22909367084503177},{"word":"do","start":393.9,"end":394.4,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.22252008318901065},{"word":"make","start":394.62,"end":394.78,"confidence":0.95166016,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.20360392332077024},{"word":"sure","start":394.78,"end":395.02002,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.18621304631233215},{"word":"i","start":395.02002,"end":395.1,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.27854597568511963},{"word":"do","start":395.1,"end":395.18,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.25777190923690796},{"word":"have","start":395.18,"end":395.42,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2299154102802277},{"word":"a","start":395.42,"end":395.5,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23307619988918304},{"word":"spot","start":395.5,"end":395.82,"confidence":0.97802734,"punctuated_word":"spot","sentiment":"neutral","sentiment_score":0.1892494559288025},{"word":"allocated","start":395.82,"end":396.32,"confidence":0.9980469,"punctuated_word":"allocated","sentiment":"neutral","sentiment_score":0.21528227627277377},{"word":"for","start":396.38,"end":396.62,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2692090570926666},{"word":"you","start":396.62,"end":396.86002,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2539103627204895},{"word":"during","start":396.86002,"end":397.1,"confidence":0.9902344,"punctuated_word":"during","sentiment":"neutral","sentiment_score":0.25850582122802734},{"word":"that","start":397.1,"end":397.34,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.227682501077652},{"word":"time","start":397.34,"end":397.58002,"confidence":0.9567871,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.1696890890598297},{"word":"and","start":397.58002,"end":397.74,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14224976301193237},{"word":"and","start":397.74,"end":398.06,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1160576269030571},{"word":"like","start":398.06,"end":398.22,"confidence":0.5605469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.13617825508117676},{"word":"i","start":398.22,"end":398.30002,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09259306639432908},{"word":"said","start":398.30002,"end":398.54,"confidence":0.9995117,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.10999573767185213},{"word":"if","start":398.54,"end":398.7,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07169444113969803},{"word":"you","start":398.7,"end":398.78,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016434751451015472},{"word":"cannot","start":398.78,"end":399.26,"confidence":1.0,"punctuated_word":"cannot","sentiment":"neutral","sentiment_score":-0.011657774448394775},{"word":"make","start":399.26,"end":399.42,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.014757342636585236},{"word":"it","start":399.42,"end":399.92,"confidence":0.99902344,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.015180788934230804},{"word":"let","start":400.38,"end":400.62,"confidence":0.72509766,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.022657282650470737},{"word":"me","start":400.62,"end":400.78,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.07313787937164307},{"word":"know","start":400.78,"end":400.94,"confidence":0.9030762,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10468802601099014},{"word":"and","start":400.94,"end":401.1,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11979231238365172},{"word":"i'll","start":401.1,"end":401.26,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1528303027153015},{"word":"see","start":401.26,"end":401.42,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.11477911472320557},{"word":"if","start":401.42,"end":401.58002,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1165097877383232},{"word":"i","start":401.58002,"end":401.66,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12241313606500626},{"word":"can","start":401.66,"end":401.9,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1120198294520378},{"word":"shuffle","start":401.9,"end":402.22,"confidence":1.0,"punctuated_word":"shuffle","sentiment":"neutral","sentiment_score":0.05457989498972893},{"word":"a","start":402.22,"end":402.38,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06766684353351593},{"word":"few","start":402.38,"end":402.54,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.053036466240882874},{"word":"things","start":402.54,"end":402.86002,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04361193627119064},{"word":"around","start":402.86002,"end":403.18,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.05227863788604736},{"word":"for","start":403.18,"end":403.42,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09140683710575104},{"word":"you","start":403.42,"end":403.875,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.06844277679920197},{"word":"would","start":406.035,"end":406.275,"confidence":0.87890625,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.1808828711509705},{"word":"you","start":406.275,"end":406.435,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16258420050144196},{"word":"like","start":406.435,"end":406.675,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15772461891174316},{"word":"me","start":406.675,"end":406.915,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1677500158548355},{"word":"to","start":406.915,"end":407.155,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16465583443641665},{"word":"set","start":407.155,"end":407.315,"confidence":0.99902344,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.15487882494926453},{"word":"up","start":407.315,"end":407.555,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.14967450499534607},{"word":"a","start":407.555,"end":407.795,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1702348291873932},{"word":"text","start":407.795,"end":408.115,"confidence":0.99902344,"punctuated_word":"text","sentiment":"neutral","sentiment_score":0.15964490175247192},{"word":"reminder","start":408.115,"end":408.615,"confidence":0.9741211,"punctuated_word":"reminder,","sentiment":"neutral","sentiment_score":0.113102987408638},{"word":"like","start":408.835,"end":409.075,"confidence":0.9946289,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.11964936554431917},{"word":"two","start":409.075,"end":409.315,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.11285620927810668},{"word":"hours","start":409.315,"end":409.635,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.10421809554100037},{"word":"before","start":409.635,"end":409.955,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.1174192875623703},{"word":"the","start":409.955,"end":410.115,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03985362499952316},{"word":"appointment","start":410.115,"end":410.515,"confidence":1.0,"punctuated_word":"appointment","sentiment":"neutral","sentiment_score":0.07033208012580872},{"word":"or","start":410.515,"end":410.675,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0650021955370903},{"word":"anything","start":410.675,"end":411.155,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.06721992790699005},{"word":"just","start":411.155,"end":411.395,"confidence":0.8676758,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05536487698554993},{"word":"in","start":411.395,"end":411.635,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06297585368156433},{"word":"case","start":411.635,"end":412.135,"confidence":0.89404297,"punctuated_word":"case?","sentiment":"neutral","sentiment_score":0.08258270472288132},{"word":"because","start":412.355,"end":412.595,"confidence":0.9790039,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.07180546224117279},{"word":"it's","start":412.595,"end":412.995,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.0766182541847229},{"word":"a","start":412.995,"end":413.155,"confidence":0.9301758,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.048137515783309937},{"word":"little","start":413.155,"end":413.475,"confidence":0.5151367,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.027108315378427505},{"word":"while","start":413.475,"end":413.715,"confidence":0.9382324,"punctuated_word":"while.","sentiment":"neutral","sentiment_score":0.08249412477016449},{"word":"alright","start":413.715,"end":413.955,"confidence":0.77563477,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.21509769558906555},{"word":"alright","start":413.955,"end":414.355,"confidence":0.9802246,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.3620383143424988},{"word":"perfect","start":414.355,"end":414.835,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5003310441970825},{"word":"so","start":414.835,"end":414.995,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3274548351764679},{"word":"that","start":414.995,"end":415.155,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.29423749446868896},{"word":"is","start":415.155,"end":415.655,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2535727024078369},{"word":"thursday","start":415.715,"end":416.215,"confidence":0.8955078,"punctuated_word":"Thursday,","sentiment":"neutral","sentiment_score":0.2590124011039734},{"word":"the","start":416.275,"end":416.595,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22482620179653168},{"word":"may","start":416.595,"end":417.195,"confidence":0.99902344,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.10032684355974196},{"word":"7","start":417.195,"end":417.795,"confidence":0.99902344,"punctuated_word":"7","sentiment":"neutral","sentiment_score":0.08295786380767822},{"word":"at","start":417.795,"end":418.17,"confidence":0.89746094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09414756298065186},{"word":"12:30","start":418.33002,"end":419.45,"confidence":0.86053467,"punctuated_word":"12:30.","sentiment":"neutral","sentiment_score":0.13630825281143188},{"word":"otherwise","start":419.45,"end":419.95,"confidence":0.9941406,"punctuated_word":"Otherwise","sentiment":"neutral","sentiment_score":0.1643776893615723},{"word":"now","start":421.85,"end":422.17,"confidence":0.9790039,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.1326718032360077},{"word":"just","start":422.17,"end":422.41,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12201955914497375},{"word":"a","start":422.41,"end":422.49002,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.121818870306015},{"word":"couple","start":422.49002,"end":422.73,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.08550332486629486},{"word":"of","start":422.73,"end":422.89,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12075573205947876},{"word":"more","start":422.89,"end":423.21002,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.10114393383264542},{"word":"documents","start":423.21002,"end":423.69,"confidence":1.0,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.10962428152561188},{"word":"for","start":423.69,"end":423.85,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17108283936977386},{"word":"me","start":423.85,"end":424.01,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.16873502731323242},{"word":"to","start":424.01,"end":424.17,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18604138493537903},{"word":"go","start":424.17,"end":424.33002,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.17517048120498657},{"word":"through","start":424.33002,"end":424.49002,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.18799377977848053},{"word":"there","start":424.49002,"end":424.73,"confidence":0.96972656,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.20621587336063385},{"word":"with","start":424.73,"end":424.89,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.26126402616500854},{"word":"you","start":424.89,"end":425.05002,"confidence":0.99853516,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.3246127963066101},{"word":"jamie","start":425.05002,"end":425.45,"confidence":0.9375,"punctuated_word":"Jamie,","sentiment":"neutral","sentiment_score":0.27703970670700073},{"word":"then","start":425.45,"end":425.61002,"confidence":0.9980469,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.3574941158294678},{"word":"i","start":425.61002,"end":425.77002,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3643558919429779},{"word":"will","start":425.77002,"end":425.93002,"confidence":1.0,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.35440072417259216},{"word":"let","start":425.93002,"end":426.01,"confidence":1.0,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.379606693983078},{"word":"you","start":426.01,"end":426.17,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4127313792705536},{"word":"go","start":426.17,"end":426.41,"confidence":1.0,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.4260113835334778},{"word":"and","start":426.41,"end":426.57,"confidence":0.9941406,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4018174707889557},{"word":"get","start":426.57,"end":426.81,"confidence":0.9970703,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.38626828789711},{"word":"on","start":426.81,"end":427.05002,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.41494572162628174},{"word":"with","start":427.05002,"end":427.37003,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3957989811897278},{"word":"your","start":427.37003,"end":427.61002,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.41592204570770264},{"word":"day","start":427.61002,"end":428.11002,"confidence":0.9975586,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.3147474229335785},{"word":"when","start":429.93002,"end":430.25,"confidence":0.92333984,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.21560096740722656},{"word":"you","start":430.25,"end":430.33002,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1889036595821381},{"word":"so","start":430.49002,"end":430.65002,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.17907929420471191},{"word":"i","start":430.65002,"end":430.73,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22282692790031433},{"word":"have","start":430.73,"end":430.97,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2179817259311676},{"word":"sent","start":430.97,"end":431.21002,"confidence":0.9892578,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.20825804769992828},{"word":"you","start":431.21002,"end":431.37003,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21135568618774417},{"word":"an","start":431.37003,"end":431.53,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.16428372263908386},{"word":"email","start":431.53,"end":432.01,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.2036292850971222},{"word":"when","start":432.01,"end":432.33002,"confidence":0.9790039,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.2096959799528122},{"word":"you","start":432.33002,"end":432.49002,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2215939462184906},{"word":"have","start":432.49002,"end":432.73,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2023746818304062},{"word":"a","start":432.73,"end":432.81,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21431584656238556},{"word":"moment","start":432.81,"end":433.21002,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.25685057044029236},{"word":"later","start":433.21002,"end":433.53,"confidence":0.9970703,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.2447735071182251},{"word":"to","start":433.53,"end":433.69,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22448967397212985},{"word":"have","start":433.69,"end":433.85,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2450346797704697},{"word":"a","start":433.85,"end":433.93002,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23032227158546448},{"word":"look","start":433.93002,"end":434.145,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.17098087072372437},{"word":"at","start":434.865,"end":435.025,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2092343270778656},{"word":"it","start":435.025,"end":435.10498,"confidence":0.81689453,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.17516912519931793},{"word":"and","start":435.10498,"end":435.50497,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17611591517925262},{"word":"you","start":435.50497,"end":435.66498,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17901970446109772},{"word":"will","start":435.66498,"end":435.985,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.15597516298294067},{"word":"see","start":435.985,"end":436.305,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.15919624269008636},{"word":"part","start":436.305,"end":436.54498,"confidence":0.4790039,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.11681763082742692},{"word":"of","start":436.54498,"end":436.705,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.123850978910923},{"word":"that","start":436.705,"end":437.10498,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10872626304626463},{"word":"is","start":437.10498,"end":437.60498,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12707985937595367},{"word":"a","start":438.22498,"end":438.38498,"confidence":0.7758789,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12339110672473907},{"word":"couple","start":438.38498,"end":438.705,"confidence":0.99902344,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.09963087737560272},{"word":"of","start":438.705,"end":438.865,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11907094717025755},{"word":"documents","start":438.865,"end":439.345,"confidence":0.9995117,"punctuated_word":"documents.","sentiment":"neutral","sentiment_score":0.07350330054759979},{"word":"so","start":439.345,"end":439.585,"confidence":0.97998047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11220033466815948},{"word":"one","start":439.585,"end":439.905,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.08712204545736313},{"word":"is","start":439.905,"end":440.145,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11068839579820632},{"word":"that","start":440.145,"end":440.54498,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18363511562347412},{"word":"twelve","start":440.54498,"end":440.865,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.168637216091156},{"word":"month","start":440.865,"end":441.26498,"confidence":0.96972656,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.15681466460227966},{"word":"performance","start":441.26498,"end":441.66498,"confidence":1.0,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.2023788690567017},{"word":"report","start":441.66498,"end":442.065,"confidence":1.0,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.22597908973693848},{"word":"we","start":442.065,"end":442.22498,"confidence":0.6010742,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1756659895181656},{"word":"just","start":442.22498,"end":442.465,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18527951836586},{"word":"kinda","start":442.465,"end":442.705,"confidence":0.7451172,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.18250161409378052},{"word":"went","start":442.705,"end":443.025,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.19606442749500275},{"word":"through","start":443.025,"end":443.345,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.15528365969657898},{"word":"with","start":443.345,"end":443.50497,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18137040734291077},{"word":"your","start":443.50497,"end":443.82498,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1607913076877594},{"word":"portfolio","start":443.82498,"end":444.32498,"confidence":0.9946289,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.15184751152992249},{"word":"you","start":445.185,"end":445.425,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.22532953321933744},{"word":"also","start":445.425,"end":445.905,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.19042502343654633},{"word":"have","start":445.905,"end":446.22498,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2099494636058807},{"word":"your","start":446.22498,"end":446.625,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2562620937824249},{"word":"super","start":446.625,"end":446.94498,"confidence":0.9770508,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.3284911811351776},{"word":"ending","start":446.94498,"end":447.345,"confidence":0.5571289,"punctuated_word":"ending","sentiment":"neutral","sentiment_score":0.29531368613243103},{"word":"insurance","start":447.345,"end":447.845,"confidence":0.9892578,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.2098907083272934},{"word":"summary","start":447.905,"end":448.305,"confidence":0.99902344,"punctuated_word":"summary","sentiment":"neutral","sentiment_score":0.18503513932228088},{"word":"that","start":448.305,"end":448.54498,"confidence":0.7817383,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23710565268993375},{"word":"just","start":448.54498,"end":448.705,"confidence":0.9741211,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2420351207256317},{"word":"gives","start":448.705,"end":448.89,"confidence":0.63916016,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.20913007855415344},{"word":"you","start":448.89,"end":449.05002,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.249722957611084},{"word":"a","start":449.05002,"end":449.13,"confidence":0.94628906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.257377952337265},{"word":"bit","start":449.13,"end":449.21002,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2831075191497803},{"word":"of","start":449.21002,"end":449.29,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3114793002605438},{"word":"an","start":449.29,"end":449.53003,"confidence":0.9970703,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.26766836643218994},{"word":"overview","start":449.53003,"end":450.03003,"confidence":1.0,"punctuated_word":"overview","sentiment":"neutral","sentiment_score":0.26008957624435425},{"word":"of","start":450.09003,"end":450.33002,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23366110026836395},{"word":"where","start":450.33002,"end":450.49002,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.19981010258197784},{"word":"things","start":450.49002,"end":450.73,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.24689091742038727},{"word":"are","start":450.73,"end":450.89,"confidence":0.9921875,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1834773421287537},{"word":"at","start":450.89,"end":451.13,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.15987180173397064},{"word":"at","start":451.13,"end":451.29,"confidence":0.9472656,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1739347130060196},{"word":"the","start":451.29,"end":451.45,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21589821577072144},{"word":"moment","start":451.45,"end":451.93002,"confidence":0.9995117,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.19896841049194336},{"word":"so","start":451.93002,"end":452.43002,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15748384594917297},{"word":"you","start":452.57,"end":452.73,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1513092964887619},{"word":"have","start":452.73,"end":452.97,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13641799986362457},{"word":"your","start":452.97,"end":453.47,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1751442849636078},{"word":"super","start":453.69,"end":454.01,"confidence":0.92333984,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.23138748109340668},{"word":"in","start":454.01,"end":454.25,"confidence":0.9741211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12833555042743683},{"word":"hub","start":454.25,"end":454.49002,"confidence":0.84716797,"punctuated_word":"Hub","sentiment":"neutral","sentiment_score":0.16261079907417297},{"word":"24","start":454.49002,"end":455.05002,"confidence":0.9893799,"punctuated_word":"24,","sentiment":"neutral","sentiment_score":0.14035041630268097},{"word":"and","start":455.05002,"end":455.29,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12413938343524931},{"word":"you","start":455.29,"end":455.37003,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15133163332939148},{"word":"do","start":455.37003,"end":455.53003,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.19890978932380676},{"word":"have","start":455.53003,"end":455.77002,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1208929643034935},{"word":"about","start":455.77002,"end":456.01,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.11074557155370712},{"word":"a","start":456.01,"end":456.17,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13207755982875824},{"word":"$189,602","start":456.17,"end":458.97,"confidence":0.99956596,"punctuated_word":"$189,602","sentiment":"neutral","sentiment_score":0.1465490311384201},{"word":"in","start":458.97,"end":459.13,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11842764914035796},{"word":"there","start":459.13,"end":459.63,"confidence":0.94677734,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.1524009257555008},{"word":"now","start":460.97,"end":461.47,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1333198845386505},{"word":"you","start":462.045,"end":462.20502,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13505685329437256},{"word":"also","start":462.20502,"end":462.605,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.11776451021432877},{"word":"have","start":462.605,"end":462.925,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1207796037197113},{"word":"insurances","start":462.925,"end":463.425,"confidence":0.9995117,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.130375474691391},{"word":"with","start":463.645,"end":463.885,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.17102698981761932},{"word":"zurich","start":463.885,"end":464.385,"confidence":0.9802246,"punctuated_word":"Zurich.","sentiment":"neutral","sentiment_score":0.17236827313899994},{"word":"so","start":464.605,"end":464.765,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16193072497844696},{"word":"you","start":464.765,"end":465.005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.155123770236969},{"word":"have","start":465.005,"end":465.325,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1437602341175079},{"word":"a","start":465.325,"end":465.565,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15822258591651917},{"word":"life","start":465.565,"end":466.065,"confidence":0.9921875,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.18460318446159363},{"word":"and","start":466.125,"end":466.445,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17371343076229095},{"word":"total","start":466.445,"end":466.845,"confidence":0.9892578,"punctuated_word":"total","sentiment":"neutral","sentiment_score":0.1408964842557907},{"word":"permanent","start":466.845,"end":467.345,"confidence":0.984375,"punctuated_word":"permanent","sentiment":"neutral","sentiment_score":0.11883237212896348},{"word":"disability","start":467.405,"end":467.905,"confidence":1.0,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":0.12694378197193146},{"word":"insurance","start":468.20502,"end":468.70502,"confidence":0.97753906,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":0.1714620590209961},{"word":"and","start":469.325,"end":469.48502,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1413877010345459},{"word":"that","start":469.48502,"end":469.645,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1388984173536301},{"word":"is","start":469.645,"end":470.145,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1093277782201767},{"word":"$950,796","start":470.20502,"end":474.545,"confidence":0.9916016,"punctuated_word":"$950,796.","sentiment":"neutral","sentiment_score":0.11452021449804306},{"word":"are","start":475.08002,"end":475.24002,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.12147902697324751},{"word":"you","start":475.24002,"end":475.4,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17015902698040009},{"word":"still","start":475.4,"end":475.72,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.15079887211322784},{"word":"happy","start":475.72,"end":476.2,"confidence":0.99902344,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.40037646889686584},{"word":"with","start":476.2,"end":476.68,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5250779390335083},{"word":"that","start":476.68,"end":476.92,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6914610862731934},{"word":"level","start":476.92,"end":477.24002,"confidence":1.0,"punctuated_word":"level","sentiment":"positive","sentiment_score":0.5482149124145508},{"word":"of","start":477.24002,"end":477.48,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5978896617889404},{"word":"cover","start":477.48,"end":477.98,"confidence":0.91625977,"punctuated_word":"cover,","sentiment":"positive","sentiment_score":0.5263302326202393},{"word":"or","start":478.04,"end":478.28,"confidence":1.0,"punctuated_word":"or","sentiment":"positive","sentiment_score":0.4920240640640259},{"word":"what","start":478.28,"end":478.44,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.27044951915740967},{"word":"are","start":478.44,"end":478.6,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.24634285271167755},{"word":"your","start":478.6,"end":478.84,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1922026723623276},{"word":"thoughts","start":478.84,"end":479.24002,"confidence":1.0,"punctuated_word":"thoughts","sentiment":"neutral","sentiment_score":0.1472017765045166},{"word":"on","start":479.24002,"end":479.72,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.30349236726760864},{"word":"on","start":479.72,"end":479.88,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.3032126724720001},{"word":"on","start":479.88,"end":480.12,"confidence":0.99316406,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3498000502586365},{"word":"that","start":480.12,"end":480.62,"confidence":0.9995117,"punctuated_word":"that?","sentiment":"positive","sentiment_score":0.3702002763748169},{"word":"it","start":495.175,"end":495.675,"confidence":0.43945312,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.03749760985374451},{"word":"it","start":495.735,"end":495.815,"confidence":0.9428711,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.010683640837669373},{"word":"is","start":495.815,"end":496.315,"confidence":0.9873047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.04090327024459839},{"word":"it","start":497.01498,"end":497.255,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.011517003178596497},{"word":"increases","start":497.255,"end":497.755,"confidence":0.99902344,"punctuated_word":"increases","sentiment":"neutral","sentiment_score":-0.01580198109149933},{"word":"every","start":497.895,"end":498.13498,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.03908762335777283},{"word":"year","start":498.13498,"end":498.375,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.06520327925682068},{"word":"with","start":498.375,"end":498.535,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06625564396381378},{"word":"inflation","start":498.535,"end":499.035,"confidence":1.0,"punctuated_word":"inflation","sentiment":"neutral","sentiment_score":0.07550877332687378},{"word":"for","start":499.095,"end":499.335,"confidence":0.92822266,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03945396840572357},{"word":"for","start":499.335,"end":499.495,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05522340536117554},{"word":"the","start":499.495,"end":499.735,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07971636950969696},{"word":"amount","start":499.735,"end":500.235,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.06183731555938721},{"word":"for","start":500.29498,"end":500.535,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06491048634052277},{"word":"you","start":500.535,"end":501.03,"confidence":0.94262695,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.032545678317546844},{"word":"and","start":501.11,"end":501.27,"confidence":0.8786621,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.003711093217134476},{"word":"typically","start":501.27,"end":501.77,"confidence":1.0,"punctuated_word":"typically,","sentiment":"neutral","sentiment_score":0.012776447460055351},{"word":"when","start":501.91,"end":502.07,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.026541806757450104},{"word":"it","start":502.07,"end":502.23,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.015667259693145752},{"word":"comes","start":502.23,"end":502.47,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.014839991927146912},{"word":"through","start":502.47,"end":502.97,"confidence":0.88964844,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.03242243081331253},{"word":"what's","start":503.03,"end":503.53,"confidence":0.9191081,"punctuated_word":"what's,","sentiment":"neutral","sentiment_score":0.01623939722776413},{"word":"i","start":505.27,"end":505.43,"confidence":0.90234375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.015681765973567963},{"word":"guess","start":505.43,"end":505.67,"confidence":0.9975586,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":0.02618759498000145},{"word":"what's","start":505.67,"end":506.07,"confidence":0.9995117,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.027088014408946037},{"word":"appropriate","start":506.07,"end":506.57,"confidence":0.9741211,"punctuated_word":"appropriate,","sentiment":"neutral","sentiment_score":0.02100854367017746},{"word":"it's","start":506.79,"end":507.11,"confidence":0.9926758,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.050165750086307526},{"word":"often","start":507.11,"end":507.59,"confidence":1.0,"punctuated_word":"often","sentiment":"neutral","sentiment_score":0.07753819972276688},{"word":"very","start":507.59,"end":507.99,"confidence":0.9980469,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.011018708348274233},{"word":"individual","start":507.99,"end":508.49,"confidence":1.0,"punctuated_word":"individual","sentiment":"neutral","sentiment_score":0.07263059914112091},{"word":"in","start":508.55,"end":508.71,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06270217895507812},{"word":"terms","start":508.71,"end":509.03,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.09516525268554688},{"word":"of","start":509.03,"end":509.19,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0743076354265213},{"word":"what","start":509.19,"end":509.43,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05978734791278839},{"word":"your","start":509.43,"end":509.66998,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04786604642868042},{"word":"goals","start":509.66998,"end":510.15,"confidence":1.0,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.010223716497421265},{"word":"are","start":510.15,"end":510.65,"confidence":1.0,"punctuated_word":"are.","sentiment":"neutral","sentiment_score":0.0466323047876358},{"word":"so","start":510.87,"end":511.19,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.01924421638250351},{"word":"for","start":511.19,"end":511.43,"confidence":0.5541992,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.009001944214105606},{"word":"example","start":511.43,"end":511.93,"confidence":0.99853516,"punctuated_word":"example,","sentiment":"neutral","sentiment_score":0.02460807748138905},{"word":"i","start":513.86505,"end":513.945,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01580524444580078},{"word":"usually","start":513.945,"end":514.445,"confidence":1.0,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.021995238959789276},{"word":"see","start":514.505,"end":514.825,"confidence":0.80444336,"punctuated_word":"see,","sentiment":"neutral","sentiment_score":0.012500591576099396},{"word":"okay","start":514.825,"end":515.065,"confidence":0.9147949,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.03753025084733963},{"word":"well","start":515.065,"end":515.565,"confidence":0.9980469,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.02111285924911499},{"word":"what","start":515.625,"end":515.86505,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.06042996793985367},{"word":"do","start":515.86505,"end":516.025,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.061373405158519745},{"word":"you","start":516.025,"end":516.185,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.028197303414344788},{"word":"want","start":516.185,"end":516.42505,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.03779292851686478},{"word":"to","start":516.42505,"end":516.585,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05731868743896485},{"word":"have","start":516.585,"end":516.74506,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05376715213060379},{"word":"happen","start":516.74506,"end":517.22504,"confidence":0.939209,"punctuated_word":"happen?","sentiment":"neutral","sentiment_score":-0.04092734679579735},{"word":"you","start":517.22504,"end":517.385,"confidence":0.9980469,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.01222085952758789},{"word":"wanna","start":517.385,"end":517.705,"confidence":0.9951172,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.02437363564968109},{"word":"clear","start":517.705,"end":518.10504,"confidence":0.99902344,"punctuated_word":"clear","sentiment":"neutral","sentiment_score":-0.05411236733198166},{"word":"your","start":518.10504,"end":518.42505,"confidence":0.9819336,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.059451423585414886},{"word":"your","start":518.42505,"end":518.66504,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0772230327129364},{"word":"debt","start":518.66504,"end":518.905,"confidence":0.99609375,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.07294929772615433},{"word":"on","start":518.905,"end":519.065,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0828702449798584},{"word":"your","start":519.065,"end":519.22504,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05246788263320923},{"word":"property","start":519.22504,"end":519.72504,"confidence":0.94921875,"punctuated_word":"property.","sentiment":"neutral","sentiment_score":-0.07645830512046814},{"word":"now","start":519.78503,"end":519.945,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.05112030357122421},{"word":"i","start":519.945,"end":520.10504,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03639744967222214},{"word":"know","start":520.10504,"end":520.34503,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1093038097023964},{"word":"things","start":520.34503,"end":520.66504,"confidence":0.98291016,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.12448591738939284},{"word":"are","start":520.66504,"end":521.16504,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1106444001197815},{"word":"changing","start":521.22504,"end":521.625,"confidence":1.0,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":-0.11635273694992064},{"word":"for","start":521.625,"end":521.78503,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.09279786050319672},{"word":"you","start":521.78503,"end":521.945,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06206899881362915},{"word":"as","start":521.945,"end":522.10504,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.028537511825561523},{"word":"well","start":522.10504,"end":522.265,"confidence":0.97802734,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.06602288782596588},{"word":"so","start":522.265,"end":522.505,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.07141674309968948},{"word":"it","start":522.505,"end":522.66504,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06133432686328888},{"word":"could","start":522.66504,"end":522.825,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.05379405617713928},{"word":"vary","start":522.825,"end":523.145,"confidence":0.99609375,"punctuated_word":"vary","sentiment":"neutral","sentiment_score":-0.075796939432621},{"word":"a","start":523.145,"end":523.30505,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07316898554563522},{"word":"little","start":523.30505,"end":523.54504,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.08186110109090805},{"word":"bit","start":523.54504,"end":524.04504,"confidence":0.91430664,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.09986351430416109},{"word":"but","start":524.10504,"end":524.34503,"confidence":0.99121094,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.040144987404346466},{"word":"let's","start":524.34503,"end":524.585,"confidence":0.99365234,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.01328974962234497},{"word":"say","start":524.585,"end":524.825,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.015146277844905852},{"word":"at","start":524.825,"end":524.98505,"confidence":0.77441406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.033389151096343994},{"word":"the","start":524.98505,"end":525.145,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03460486978292465},{"word":"moment","start":525.145,"end":525.645,"confidence":0.9970703,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.04113483801484108},{"word":"950,000","start":526.05,"end":527.49,"confidence":0.99785155,"punctuated_word":"950,000","sentiment":"neutral","sentiment_score":0.05899498984217644},{"word":"will","start":527.49,"end":527.73,"confidence":0.96875,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.03825072944164276},{"word":"clear","start":527.73,"end":527.97,"confidence":1.0,"punctuated_word":"clear","sentiment":"neutral","sentiment_score":0.021076515316963196},{"word":"out","start":527.97,"end":528.13,"confidence":0.9536133,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.00034065544605255127},{"word":"the","start":528.13,"end":528.29,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0342722162604332},{"word":"mortgage","start":528.29,"end":528.61,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":-0.07370643317699432},{"word":"on","start":528.61,"end":528.85,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.014866054058074951},{"word":"your","start":528.85,"end":529.09,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02628667652606964},{"word":"property","start":529.09,"end":529.59,"confidence":0.9519043,"punctuated_word":"property.","sentiment":"neutral","sentiment_score":-0.028280768543481827},{"word":"that","start":530.05,"end":530.37,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.04092046618461609},{"word":"at","start":530.37,"end":530.45,"confidence":0.70166016,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05296942591667175},{"word":"least","start":530.45,"end":530.77,"confidence":0.9873047,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.09478998184204102},{"word":"isn't","start":530.77,"end":531.09,"confidence":0.984375,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.012132328003644943},{"word":"completely","start":531.09,"end":531.59,"confidence":0.99902344,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.02700255811214447},{"word":"taken","start":531.73,"end":532.13,"confidence":1.0,"punctuated_word":"taken","sentiment":"neutral","sentiment_score":-0.011518895626068115},{"word":"care","start":532.13,"end":532.37,"confidence":1.0,"punctuated_word":"care","sentiment":"neutral","sentiment_score":-0.004428833723068237},{"word":"of","start":532.37,"end":532.87,"confidence":0.9526367,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.027553319931030273},{"word":"and","start":533.09,"end":533.25,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0566914901137352},{"word":"it","start":533.25,"end":533.49,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.14301246404647827},{"word":"still","start":533.49,"end":533.81,"confidence":0.9941406,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.15868736803531647},{"word":"gives","start":533.81,"end":534.31,"confidence":0.9980469,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.09477883577346802},{"word":"you","start":534.77,"end":535.01,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1525018960237503},{"word":"and","start":535.01,"end":535.25,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17499761283397677},{"word":"your","start":535.25,"end":535.49,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21241848170757296},{"word":"family","start":535.49,"end":535.99,"confidence":1.0,"punctuated_word":"family","sentiment":"neutral","sentiment_score":0.256547212600708},{"word":"extra","start":537.09,"end":537.33,"confidence":0.7709961,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.1575210988521576},{"word":"money","start":537.33,"end":537.83,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.16383765637874603},{"word":"if","start":538.395,"end":538.635,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1402742862701416},{"word":"some","start":538.635,"end":538.755,"confidence":0.8432617,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03784714639186859},{"word":"so","start":538.875,"end":539.03503,"confidence":0.6748047,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03602783381938934},{"word":"still","start":539.03503,"end":539.275,"confidence":0.7651367,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.08160495012998581},{"word":"550,000","start":539.275,"end":540.895,"confidence":0.9962891,"punctuated_word":"550,000","sentiment":"neutral","sentiment_score":0.07624629139900208},{"word":"if","start":541.43506,"end":541.93506,"confidence":0.8222656,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10686881095170976},{"word":"to","start":542.315,"end":542.47504,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02774164080619812},{"word":"cover","start":542.47504,"end":542.875,"confidence":0.9941406,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":-0.010871779173612596},{"word":"you","start":542.875,"end":543.03503,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02735036611557007},{"word":"know","start":543.03503,"end":543.195,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.023953605443239212},{"word":"your","start":543.195,"end":543.35504,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.052274614572525024},{"word":"loss","start":543.35504,"end":543.59503,"confidence":0.99609375,"punctuated_word":"loss","sentiment":"neutral","sentiment_score":-0.08259301632642746},{"word":"of","start":543.59503,"end":543.835,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17152360081672668},{"word":"income","start":543.835,"end":544.23505,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.19788196682929993},{"word":"for","start":544.23505,"end":544.315,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.11122021079063416},{"word":"a","start":544.315,"end":544.47504,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0902191698551178},{"word":"couple","start":544.47504,"end":544.715,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.0643472820520401},{"word":"of","start":544.715,"end":544.875,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.043724216520786285},{"word":"years","start":544.875,"end":545.35504,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.035043902695178986},{"word":"or","start":545.35504,"end":545.67505,"confidence":0.96240234,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.008113622665405273},{"word":"assist","start":545.67505,"end":546.075,"confidence":0.9941406,"punctuated_word":"assist","sentiment":"neutral","sentiment_score":-0.02002067118883133},{"word":"with","start":546.075,"end":546.575,"confidence":0.9187012,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.00914672389626503},{"word":"you","start":547.35504,"end":547.43506,"confidence":0.8588867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02210398018360138},{"word":"know","start":547.43506,"end":547.755,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0241253525018692},{"word":"if","start":547.755,"end":547.91504,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0026610679924488068},{"word":"there's","start":547.91504,"end":548.155,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.039535053074359894},{"word":"any","start":548.155,"end":548.47504,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.031380392611026764},{"word":"school","start":548.47504,"end":548.875,"confidence":0.99902344,"punctuated_word":"school","sentiment":"neutral","sentiment_score":-0.12330706417560576},{"word":"fees","start":548.875,"end":549.375,"confidence":0.9980469,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":-0.051706209778785706},{"word":"or","start":549.515,"end":549.835,"confidence":0.9536133,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03797528147697449},{"word":"or","start":549.835,"end":549.91504,"confidence":0.8984375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04690868407487869},{"word":"if","start":549.91504,"end":550.075,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04187089204788208},{"word":"you","start":550.075,"end":550.155,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.046767883002758026},{"word":"need","start":550.155,"end":550.55505,"confidence":0.9291992,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.0387144461274147},{"word":"any","start":550.55505,"end":550.875,"confidence":0.64208984,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04201865941286087},{"word":"assistance","start":550.875,"end":551.375,"confidence":0.99121094,"punctuated_word":"assistance","sentiment":"neutral","sentiment_score":-0.07988083362579346},{"word":"or","start":551.515,"end":551.67505,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.027529820799827576},{"word":"anything","start":551.67505,"end":552.075,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.040881507098674774},{"word":"like","start":552.075,"end":552.315,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.09036827087402344},{"word":"that","start":552.315,"end":552.815,"confidence":0.9904785,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.0565822497010231},{"word":"so","start":553.275,"end":553.35504,"confidence":0.9838867,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.045856378972530365},{"word":"it","start":553.35504,"end":553.515,"confidence":0.98828125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0548006147146225},{"word":"also","start":553.515,"end":554.015,"confidence":0.98095703,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.04540702700614929},{"word":"hopefully","start":557.33,"end":557.83,"confidence":0.31152344,"punctuated_word":"hopefully","sentiment":"neutral","sentiment_score":-0.14454717934131622},{"word":"not","start":557.89,"end":558.39,"confidence":0.97558594,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.0928354263305664},{"word":"well","start":558.69,"end":558.85,"confidence":0.98535156,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.08333512395620346},{"word":"it's","start":558.85,"end":559.01,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.07617853581905365},{"word":"also","start":559.01,"end":559.25,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.07655677944421768},{"word":"your","start":559.25,"end":559.41003,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.09917127341032028},{"word":"tpd","start":559.41003,"end":559.91003,"confidence":0.91552734,"punctuated_word":"TPD.","sentiment":"neutral","sentiment_score":-0.09541834890842438},{"word":"sorry","start":560.13,"end":560.37,"confidence":0.7340088,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.2256212830543518},{"word":"tpd","start":560.37,"end":560.87,"confidence":1.0,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":-0.19561982154846191},{"word":"is","start":560.93,"end":561.09,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.26831698417663574},{"word":"also","start":561.09,"end":561.41003,"confidence":0.9970703,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.25185951590538025},{"word":"if","start":561.41003,"end":561.57,"confidence":0.99121094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.2763387858867645},{"word":"you're","start":561.57,"end":561.73,"confidence":0.9230957,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.30548563599586487},{"word":"unable","start":561.73,"end":562.13,"confidence":1.0,"punctuated_word":"unable","sentiment":"negative","sentiment_score":-0.3840275704860687},{"word":"to","start":562.13,"end":562.29,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3665393888950348},{"word":"work","start":562.29,"end":562.79,"confidence":0.9904785,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.320134699344635},{"word":"so","start":563.41003,"end":563.65,"confidence":0.61816406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.19831329584121704},{"word":"that","start":563.65,"end":563.89,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.26461726427078247},{"word":"would","start":563.89,"end":564.05,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.23669111728668213},{"word":"still","start":564.05,"end":564.37,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.19128522276878357},{"word":"be","start":564.37,"end":564.61,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.20628023147583008},{"word":"you'd","start":564.61,"end":564.85,"confidence":0.53186035,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.23185157775878903},{"word":"be","start":564.85,"end":565.01,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.17580683529376984},{"word":"around","start":565.01,"end":565.49,"confidence":0.9914551,"punctuated_word":"around,","sentiment":"neutral","sentiment_score":-0.24397042393684387},{"word":"but","start":565.49,"end":565.65,"confidence":0.9145508,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.2507029175758362},{"word":"obviously","start":565.65,"end":566.05,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"negative","sentiment_score":-0.3672077655792236},{"word":"you","start":566.05,"end":566.29,"confidence":1.0,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.40628835558891296},{"word":"wouldn't","start":566.29,"end":566.53,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"negative","sentiment_score":-0.37330496311187744},{"word":"be","start":566.53,"end":566.69,"confidence":1.0,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.3518058657646179},{"word":"able","start":566.69,"end":567.01,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.30667147040367126},{"word":"to","start":567.01,"end":567.17,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3025141656398773},{"word":"work","start":567.17,"end":567.67,"confidence":0.9995117,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.11770649254322052},{"word":"so","start":568.905,"end":569.385,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05728764086961746},{"word":"on","start":569.385,"end":569.54504,"confidence":0.7553711,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04636095464229584},{"word":"top","start":569.54504,"end":569.865,"confidence":0.99902344,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.028762688860297203},{"word":"of","start":569.865,"end":570.10504,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06981921195983887},{"word":"it","start":570.10504,"end":570.60504,"confidence":0.9343262,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.05847639590501785},{"word":"it's","start":570.66504,"end":570.905,"confidence":0.99560547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07479517161846161},{"word":"also","start":570.905,"end":571.145,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.13354045152664185},{"word":"your","start":571.145,"end":571.465,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09852343797683716},{"word":"superannuation","start":571.465,"end":571.965,"confidence":0.99658203,"punctuated_word":"superannuation.","sentiment":"neutral","sentiment_score":0.05825918912887573},{"word":"so","start":572.425,"end":572.66504,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06976175308227539},{"word":"if","start":572.66504,"end":572.825,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.019089791923761368},{"word":"you","start":572.825,"end":572.98505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02733871340751648},{"word":"were","start":572.98505,"end":573.22504,"confidence":1.0,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.0018762573599815369},{"word":"to","start":573.22504,"end":573.305,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02230554074048996},{"word":"pass","start":573.305,"end":573.54504,"confidence":1.0,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.08471579104661942},{"word":"away","start":573.54504,"end":573.945,"confidence":0.99902344,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.06980901211500168},{"word":"or","start":573.945,"end":574.445,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.11128804832696916},{"word":"be","start":574.98505,"end":575.145,"confidence":0.9873047,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06020656228065491},{"word":"unable","start":575.145,"end":575.625,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.049761272966861725},{"word":"to","start":575.625,"end":575.78503,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.030997801572084427},{"word":"work","start":575.78503,"end":576.265,"confidence":0.99902344,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.0006118509918451309},{"word":"then","start":576.265,"end":576.585,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.052720826119184494},{"word":"your","start":576.585,"end":576.825,"confidence":0.92822266,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.015913039445877075},{"word":"super","start":576.825,"end":577.065,"confidence":0.95947266,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.0568116120994091},{"word":"would","start":577.065,"end":577.22504,"confidence":0.94140625,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05572698637843132},{"word":"also","start":577.22504,"end":577.465,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.05254622548818588},{"word":"be","start":577.465,"end":577.625,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.019402015954256054},{"word":"paid","start":577.625,"end":577.865,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.0027408599853515625},{"word":"up","start":577.865,"end":578.025,"confidence":0.7470703,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.015658941119909286},{"word":"so","start":578.025,"end":578.10504,"confidence":0.7651367,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08663855493068695},{"word":"that's","start":578.10504,"end":578.34503,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06498225033283234},{"word":"an","start":578.34503,"end":578.505,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.036529190838336945},{"word":"additional","start":578.505,"end":578.98505,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.04277130216360092},{"word":"189,000","start":578.98505,"end":580.365,"confidence":0.99794924,"punctuated_word":"189,000.","sentiment":"neutral","sentiment_score":0.04243183135986328},{"word":"yeah","start":583.61,"end":584.08997,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17822736501693726},{"word":"so","start":584.08997,"end":584.32996,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2410152554512024},{"word":"from","start":584.32996,"end":584.56995,"confidence":0.9980469,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.25966963171958923},{"word":"your","start":584.56995,"end":584.88995,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19305776059627533},{"word":"debt","start":584.88995,"end":585.12994,"confidence":0.9980469,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":0.10031572729349136},{"word":"levels","start":585.12994,"end":585.62994,"confidence":1.0,"punctuated_word":"levels","sentiment":"neutral","sentiment_score":0.05383997410535813},{"word":"and","start":585.69,"end":586.00995,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15089502930641174},{"word":"and","start":586.00995,"end":586.25,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09088725596666336},{"word":"stuff","start":586.25,"end":586.49,"confidence":0.8796387,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":0.12611529231071472},{"word":"and","start":586.49,"end":586.64996,"confidence":0.57714844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11635905504226685},{"word":"especially","start":586.64996,"end":587.05,"confidence":0.96435547,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.14968262612819672},{"word":"when","start":587.05,"end":587.20996,"confidence":0.9819336,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.13878688216209412},{"word":"you","start":587.20996,"end":587.37,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16139565408229828},{"word":"only","start":587.37,"end":587.61,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.11597330868244173},{"word":"have","start":587.61,"end":587.85,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09741994738578796},{"word":"kind","start":587.85,"end":587.93,"confidence":0.9873047,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1544354110956192},{"word":"of","start":587.93,"end":588.17,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1724899262189865},{"word":"one","start":588.17,"end":588.49,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.09635363519191742},{"word":"financial","start":588.49,"end":588.97,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.04642672836780548},{"word":"dependent","start":588.97,"end":589.37,"confidence":0.99316406,"punctuated_word":"dependent","sentiment":"neutral","sentiment_score":0.0949559435248375},{"word":"at","start":589.37,"end":589.52997,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1729295402765274},{"word":"the","start":589.52997,"end":589.69,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21044987440109253},{"word":"moment","start":589.69,"end":590.19,"confidence":0.9914551,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.2093755602836609},{"word":"it","start":591.05,"end":591.29,"confidence":0.8618164,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2940983474254608},{"word":"is","start":591.29,"end":591.52997,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.22816616296768188},{"word":"pretty","start":591.52997,"end":591.85,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.3415146768093109},{"word":"suitable","start":591.85,"end":592.35,"confidence":1.0,"punctuated_word":"suitable","sentiment":"neutral","sentiment_score":0.18456995487213135},{"word":"for","start":592.49,"end":592.64996,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.25020235776901245},{"word":"your","start":592.64996,"end":592.88995,"confidence":0.9741211,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.27494075894355774},{"word":"needs","start":592.88995,"end":593.29,"confidence":0.96484375,"punctuated_word":"needs.","sentiment":"neutral","sentiment_score":0.2094993144273758},{"word":"but","start":593.29,"end":593.52997,"confidence":0.98535156,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.003686651587486267},{"word":"like","start":593.52997,"end":593.69,"confidence":0.9013672,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.07087970525026321},{"word":"i","start":593.69,"end":593.76996,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03224293887615204},{"word":"said","start":593.76996,"end":594.08997,"confidence":0.9995117,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.05286571383476257},{"word":"some","start":594.08997,"end":594.32996,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.10698413848876952},{"word":"people","start":594.32996,"end":594.64996,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.07673019915819168},{"word":"go","start":594.64996,"end":595.14996,"confidence":0.93603516,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.07471339404582977},{"word":"i","start":595.47504,"end":595.635,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09820334613323212},{"word":"only","start":595.635,"end":595.875,"confidence":0.9970703,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.148525208234787},{"word":"care","start":595.875,"end":596.275,"confidence":0.9980469,"punctuated_word":"care","sentiment":"neutral","sentiment_score":-0.17191700637340546},{"word":"about","start":596.275,"end":596.515,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.19150152802467343},{"word":"covering","start":596.515,"end":597.015,"confidence":0.9980469,"punctuated_word":"covering","sentiment":"neutral","sentiment_score":-0.22210007905960083},{"word":"death","start":597.075,"end":597.395,"confidence":0.8713379,"punctuated_word":"death.","sentiment":"neutral","sentiment_score":-0.15587583184242249},{"word":"that's","start":597.395,"end":597.79504,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.1369534730911255},{"word":"it","start":597.79504,"end":598.29504,"confidence":0.9758301,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.11357003450393675},{"word":"whereas","start":598.435,"end":598.755,"confidence":0.703125,"punctuated_word":"Whereas","sentiment":"neutral","sentiment_score":-0.015131364576518536},{"word":"some","start":598.755,"end":598.91504,"confidence":0.94189453,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.016286954283714294},{"word":"people","start":598.91504,"end":599.315,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.023267507553100582},{"word":"go","start":599.315,"end":599.815,"confidence":0.9980469,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.002906909212470054},{"word":"no","start":599.875,"end":600.195,"confidence":0.9658203,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.03723977506160736},{"word":"i","start":600.195,"end":600.435,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.008872844278812408},{"word":"wanna","start":600.435,"end":600.67505,"confidence":0.9970703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.03946112096309662},{"word":"make","start":600.67505,"end":600.835,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.015615224838256836},{"word":"sure","start":600.835,"end":600.995,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.018511630594730377},{"word":"i","start":600.995,"end":601.155,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03922633081674576},{"word":"have","start":601.155,"end":601.395,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0575074627995491},{"word":"x","start":601.395,"end":601.555,"confidence":0.99609375,"punctuated_word":"x","sentiment":"neutral","sentiment_score":0.06238321214914322},{"word":"amount","start":601.555,"end":601.79504,"confidence":0.9873047,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.035028766840696335},{"word":"of","start":601.79504,"end":601.955,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.024661321192979813},{"word":"years","start":601.955,"end":602.35504,"confidence":0.91503906,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.021672546863555908},{"word":"worth","start":602.35504,"end":602.59503,"confidence":0.6958008,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.006630413234233856},{"word":"of","start":602.59503,"end":602.755,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.009624503552913666},{"word":"income","start":602.755,"end":602.995,"confidence":0.9892578,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.0002485811710357666},{"word":"if","start":602.995,"end":603.155,"confidence":0.9770508,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.007256731390953064},{"word":"i","start":603.155,"end":603.23505,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012581482529640198},{"word":"have","start":603.23505,"end":603.47504,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.008227750658988953},{"word":"small","start":603.47504,"end":603.715,"confidence":0.9248047,"punctuated_word":"small","sentiment":"neutral","sentiment_score":-0.015230514109134674},{"word":"little","start":603.715,"end":603.955,"confidence":0.89746094,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.013256870210170746},{"word":"kids","start":603.955,"end":604.455,"confidence":0.9748535,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":0.02250245586037636},{"word":"so","start":604.995,"end":605.23505,"confidence":0.8491211,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10239927470684052},{"word":"it","start":605.23505,"end":605.47504,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15275757014751434},{"word":"is","start":605.47504,"end":605.715,"confidence":0.4807129,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08976760506629944},{"word":"quite","start":605.715,"end":606.03503,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.04081956297159195},{"word":"varied","start":606.03503,"end":606.53503,"confidence":0.8017578,"punctuated_word":"varied.","sentiment":"neutral","sentiment_score":0.05353923141956329},{"word":"but","start":606.59503,"end":606.835,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.2232436239719391},{"word":"from","start":606.835,"end":607.335,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.2944152355194092},{"word":"your","start":607.47504,"end":607.79504,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3107535243034363},{"word":"situation","start":607.79504,"end":608.29504,"confidence":1.0,"punctuated_word":"situation","sentiment":"neutral","sentiment_score":0.29353392124176025},{"word":"of","start":608.435,"end":608.59503,"confidence":0.9482422,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.310506671667099},{"word":"what","start":608.59503,"end":608.835,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.34923291206359863},{"word":"you","start":608.835,"end":609.075,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4057827591896057},{"word":"have","start":609.075,"end":609.57,"confidence":0.99902344,"punctuated_word":"have,","sentiment":"positive","sentiment_score":0.3756033182144165},{"word":"it","start":609.97003,"end":610.21,"confidence":0.97265625,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5283858776092529},{"word":"is","start":610.21,"end":610.71,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5169819593429565},{"word":"pretty","start":610.77,"end":611.01,"confidence":0.99609375,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.5617271661758423},{"word":"good","start":611.01,"end":611.25,"confidence":0.98828125,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4776496291160583},{"word":"and","start":611.25,"end":611.41003,"confidence":0.54296875,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.47616663575172424},{"word":"still","start":611.41003,"end":611.73,"confidence":0.72558594,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.5134900808334351},{"word":"leaves","start":611.73,"end":612.05,"confidence":0.72021484,"punctuated_word":"leaves","sentiment":"positive","sentiment_score":0.47550690174102783},{"word":"you","start":612.05,"end":612.55,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5362169742584229},{"word":"with","start":612.77,"end":613.25,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5084083080291748},{"word":"enough","start":613.25,"end":613.65,"confidence":1.0,"punctuated_word":"enough","sentiment":"positive","sentiment_score":0.48104357719421387},{"word":"money","start":613.65,"end":614.05,"confidence":1.0,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.47035518288612366},{"word":"afterwards","start":614.05,"end":614.55,"confidence":0.8833008,"punctuated_word":"afterwards,","sentiment":"positive","sentiment_score":0.42108264565467834},{"word":"especially","start":614.69,"end":615.17,"confidence":0.9921875,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.33180028200149536},{"word":"if","start":615.17,"end":615.25,"confidence":0.9838867,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3272697925567627},{"word":"you","start":615.25,"end":615.33,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3292147219181061},{"word":"don't","start":615.33,"end":615.57,"confidence":0.8183594,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.244698166847229},{"word":"have","start":615.57,"end":615.73,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1526775062084198},{"word":"investment","start":615.73,"end":616.13,"confidence":0.9921875,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.06281989812850952},{"word":"properties","start":616.13,"end":616.63,"confidence":0.9980469,"punctuated_word":"properties","sentiment":"neutral","sentiment_score":0.08976119756698608},{"word":"as","start":616.69,"end":616.85004,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2922942042350769},{"word":"well","start":616.85004,"end":617.33,"confidence":0.99316406,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.3093411326408386},{"word":"hopefully","start":617.33,"end":617.73,"confidence":0.99853516,"punctuated_word":"Hopefully,","sentiment":"positive","sentiment_score":0.3366661071777344},{"word":"they'll","start":617.73,"end":617.97003,"confidence":0.9980469,"punctuated_word":"they'll","sentiment":"positive","sentiment_score":0.43727540969848633},{"word":"get","start":617.97003,"end":618.21,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.45791149139404297},{"word":"to","start":618.21,"end":618.29,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5268682241439819},{"word":"a","start":618.29,"end":618.45,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.43292009830474854},{"word":"point","start":618.45,"end":618.69,"confidence":1.0,"punctuated_word":"point","sentiment":"positive","sentiment_score":0.3896280825138092},{"word":"where","start":618.69,"end":618.85004,"confidence":1.0,"punctuated_word":"where","sentiment":"positive","sentiment_score":0.41959208250045776},{"word":"they","start":618.85004,"end":619.01,"confidence":0.99902344,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.36277374625205994},{"word":"can","start":619.01,"end":619.25,"confidence":0.99902344,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3717739284038544},{"word":"kind","start":619.25,"end":619.49,"confidence":0.9921875,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.4011390507221222},{"word":"of","start":619.49,"end":619.65,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3973943591117859},{"word":"be","start":619.65,"end":619.97003,"confidence":0.9980469,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3568517565727234},{"word":"self","start":619.97003,"end":620.29,"confidence":0.99902344,"punctuated_word":"self","sentiment":"positive","sentiment_score":0.34995511174201965},{"word":"sufficient","start":620.29,"end":620.79,"confidence":1.0,"punctuated_word":"sufficient","sentiment":"positive","sentiment_score":0.4210561215877533},{"word":"and","start":621.65,"end":621.89,"confidence":0.95166016,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.41727837920188904},{"word":"pay","start":621.89,"end":622.13,"confidence":0.9838867,"punctuated_word":"pay","sentiment":"positive","sentiment_score":0.3387733995914459},{"word":"themselves","start":622.13,"end":622.61,"confidence":0.99902344,"punctuated_word":"themselves","sentiment":"positive","sentiment_score":0.3448146879673004},{"word":"off","start":622.61,"end":622.85004,"confidence":0.8876953,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":0.29568612575531006},{"word":"and","start":622.85004,"end":622.93,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.21857748925685885},{"word":"then","start":622.93,"end":623.17,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.24463528394699097},{"word":"that","start":623.17,"end":623.33,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.25808238983154297},{"word":"way","start":623.33,"end":623.57,"confidence":0.8076172,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.3174684941768646},{"word":"you","start":623.57,"end":623.73,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.389293372631073},{"word":"still","start":623.73,"end":624.05,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.3288451135158539},{"word":"have","start":624.05,"end":624.55,"confidence":0.8093262,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.27606189250946045},{"word":"obviously","start":625.04504,"end":625.365,"confidence":0.9975586,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.2744203805923462},{"word":"the","start":625.365,"end":625.525,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2902681231498718},{"word":"equity","start":625.525,"end":625.84503,"confidence":1.0,"punctuated_word":"equity","sentiment":"neutral","sentiment_score":0.3029954433441162},{"word":"and","start":625.84503,"end":625.92505,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.25384825468063354},{"word":"everything","start":625.92505,"end":626.325,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.22112876176834104},{"word":"in","start":626.325,"end":626.48505,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19179993867874143},{"word":"the","start":626.48505,"end":626.565,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17200185358524325},{"word":"property","start":626.565,"end":626.965,"confidence":0.9797363,"punctuated_word":"property.","sentiment":"neutral","sentiment_score":0.14734530448913574},{"word":"if","start":626.965,"end":627.125,"confidence":0.9892578,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.1361616551876068},{"word":"something","start":627.125,"end":627.445,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.11689753085374832},{"word":"were","start":627.445,"end":627.565,"confidence":0.9921875,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.06857548654079437},{"word":"to","start":627.565,"end":627.685,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1265568882226944},{"word":"happen","start":627.685,"end":628.005,"confidence":0.99902344,"punctuated_word":"happen,","sentiment":"neutral","sentiment_score":0.12968195974826813},{"word":"you","start":628.005,"end":628.085,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1672983169555664},{"word":"could","start":628.085,"end":628.325,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.1605169177055359},{"word":"always","start":628.325,"end":628.565,"confidence":0.9980469,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.1546831727027893},{"word":"sell","start":628.565,"end":628.805,"confidence":0.99902344,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.14684149622917175},{"word":"the","start":628.805,"end":628.965,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06858581304550171},{"word":"investment","start":628.965,"end":629.445,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.02214333415031433},{"word":"property","start":629.445,"end":629.945,"confidence":0.9655762,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.1489107459783554},{"word":"still","start":630.16504,"end":630.48505,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2451077103614807},{"word":"have","start":630.48505,"end":630.645,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.27685675024986267},{"word":"your","start":630.645,"end":630.885,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.27493560314178467},{"word":"property","start":630.885,"end":631.28503,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.22939543426036835},{"word":"completely","start":631.28503,"end":631.765,"confidence":0.9941406,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.29624295234680176},{"word":"debt","start":631.765,"end":632.005,"confidence":0.9951172,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":0.12269014120101927},{"word":"free","start":632.005,"end":632.505,"confidence":0.92626953,"punctuated_word":"free,","sentiment":"neutral","sentiment_score":0.17344726622104645},{"word":"and","start":632.565,"end":632.805,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12531481683254242},{"word":"still","start":632.805,"end":633.04504,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.19930417835712433},{"word":"be","start":633.04504,"end":633.205,"confidence":0.93359375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1607154905796051},{"word":"in","start":633.205,"end":633.365,"confidence":0.97265625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1280980408191681},{"word":"a","start":633.365,"end":633.525,"confidence":0.95874023,"punctuated_word":"a,","sentiment":"neutral","sentiment_score":0.13688376545906067},{"word":"you","start":633.525,"end":633.685,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08347581326961517},{"word":"know","start":633.685,"end":633.92505,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08294224739074707},{"word":"relatively","start":633.92505,"end":634.42505,"confidence":0.9951172,"punctuated_word":"relatively","sentiment":"neutral","sentiment_score":0.12802237272262573},{"word":"okay","start":634.645,"end":634.965,"confidence":0.99609375,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.044574350118637085},{"word":"position","start":634.965,"end":635.465,"confidence":0.9995117,"punctuated_word":"position.","sentiment":"neutral","sentiment_score":0.07829716801643372},{"word":"yep","start":637.62,"end":638.12,"confidence":0.77490234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13988381624221802},{"word":"now","start":639.13995,"end":639.63995,"confidence":0.8359375,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1017204374074936},{"word":"both","start":639.69995,"end":639.94,"confidence":0.9873047,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.12740059196949005},{"word":"of","start":639.94,"end":640.1,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11982975900173189},{"word":"those","start":640.1,"end":640.42,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.124159038066864},{"word":"covers","start":640.42,"end":640.81995,"confidence":0.9970703,"punctuated_word":"covers","sentiment":"neutral","sentiment_score":0.0683346539735794},{"word":"for","start":640.81995,"end":641.06,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14043329656124115},{"word":"you","start":641.06,"end":641.37994,"confidence":0.93310547,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.11342045664787292},{"word":"you","start":641.37994,"end":641.54,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0965663120150566},{"word":"because","start":641.62,"end":641.94,"confidence":0.99902344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.10054256021976472},{"word":"it's","start":641.94,"end":642.18,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.08658848702907562},{"word":"held","start":642.18,"end":642.42,"confidence":0.99902344,"punctuated_word":"held","sentiment":"neutral","sentiment_score":0.0861198678612709},{"word":"in","start":642.42,"end":642.57996,"confidence":0.6958008,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06714314967393875},{"word":"sudsoup","start":642.57996,"end":643.06,"confidence":0.8182373,"punctuated_word":"Sudsoup,","sentiment":"neutral","sentiment_score":0.09839864820241928},{"word":"but","start":643.06,"end":643.13995,"confidence":0.5620117,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.08902384340763092},{"word":"you","start":643.13995,"end":643.3,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1361287385225296},{"word":"get","start":643.3,"end":643.45996,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.138548344373703},{"word":"a","start":643.45996,"end":643.62,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13071516156196594},{"word":"15%","start":643.62,"end":644.5,"confidence":0.99902344,"punctuated_word":"15%","sentiment":"neutral","sentiment_score":0.2024805247783661},{"word":"tax","start":644.5,"end":644.98,"confidence":0.9902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.17469312250614166},{"word":"rebate","start":644.98,"end":645.48,"confidence":0.9538574,"punctuated_word":"rebate.","sentiment":"neutral","sentiment_score":0.13340197503566742},{"word":"total","start":646.1,"end":646.5,"confidence":0.99902344,"punctuated_word":"Total","sentiment":"neutral","sentiment_score":0.06946533918380737},{"word":"premium","start":646.5,"end":647.0,"confidence":1.0,"punctuated_word":"premium","sentiment":"neutral","sentiment_score":0.0839652419090271},{"word":"is","start":647.22,"end":647.72,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.056708090007305145},{"word":"1,241","start":648.01996,"end":650.68,"confidence":0.9838867,"punctuated_word":"1,241","sentiment":"neutral","sentiment_score":0.07231751084327698},{"word":"although","start":651.385,"end":651.885,"confidence":0.75927734,"punctuated_word":"although","sentiment":"neutral","sentiment_score":0.02067952416837215},{"word":"it's","start":653.0383,"end":653.5383,"confidence":0.9616699,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.019454076886177063},{"word":"true","start":654.69165,"end":655.19165,"confidence":0.9604492,"punctuated_word":"true.","sentiment":"neutral","sentiment_score":0.03809821978211403},{"word":"now","start":656.345,"end":656.745,"confidence":0.82470703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.006886471062898636},{"word":"i","start":656.745,"end":656.90497,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.024531736969947815},{"word":"can","start":656.90497,"end":657.065,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0042177364230155945},{"word":"see","start":657.065,"end":657.225,"confidence":0.984375,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.01814538612961769},{"word":"that","start":657.225,"end":657.46497,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.048753418028354645},{"word":"you","start":657.46497,"end":657.625,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07205989956855774},{"word":"don't","start":657.625,"end":657.865,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08771451562643051},{"word":"have","start":657.865,"end":658.105,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10869066417217256},{"word":"income","start":658.105,"end":658.425,"confidence":0.99316406,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.13257169723510742},{"word":"protection","start":658.425,"end":658.90497,"confidence":0.99902344,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.1084214374423027},{"word":"and","start":658.90497,"end":659.225,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.18798157572746277},{"word":"trauma","start":659.225,"end":659.705,"confidence":0.98095703,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.19430093467235565},{"word":"insurance","start":659.705,"end":660.205,"confidence":0.99902344,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":-0.12147754430770874},{"word":"are","start":660.265,"end":660.425,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.07345269620418549},{"word":"you","start":660.425,"end":660.585,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08217966556549072},{"word":"still","start":660.585,"end":660.90497,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.07602572441101074},{"word":"comfortable","start":660.90497,"end":661.40497,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.05843395367264747},{"word":"with","start":661.545,"end":661.785,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04646899551153183},{"word":"that","start":661.785,"end":662.285,"confidence":1.0,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.046435531228780746},{"word":"okay","start":666.12,"end":666.62,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02817114070057869},{"word":"okay","start":667.48,"end":667.98,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0033342428505420685},{"word":"income","start":668.04004,"end":668.44,"confidence":0.8491211,"punctuated_word":"Income","sentiment":"neutral","sentiment_score":-0.0177371297031641},{"word":"protection","start":668.44,"end":668.84,"confidence":0.99902344,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.013272080570459366},{"word":"or","start":668.84,"end":669.0,"confidence":0.99316406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.012311328202486038},{"word":"work","start":669.0,"end":669.32,"confidence":0.9667969,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.01754753477871418},{"word":"cover","start":669.32,"end":669.82,"confidence":0.99365234,"punctuated_word":"cover?","sentiment":"neutral","sentiment_score":-0.00553827453404665},{"word":"income","start":672.04004,"end":672.36,"confidence":0.9980469,"punctuated_word":"Income","sentiment":"neutral","sentiment_score":-0.0027398280799388885},{"word":"protection","start":672.36,"end":672.84,"confidence":0.97143555,"punctuated_word":"protection.","sentiment":"neutral","sentiment_score":0.023535899817943573},{"word":"oh","start":672.84,"end":672.92,"confidence":0.99609375,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.145436629652977},{"word":"that's","start":672.92,"end":673.24,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.19217535853385925},{"word":"great","start":673.24,"end":673.74,"confidence":0.99853516,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":0.2427802681922913},{"word":"and","start":674.60004,"end":674.76,"confidence":0.58984375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10429476201534273},{"word":"you","start":674.76,"end":675.0,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10742180794477464},{"word":"have","start":675.0,"end":675.24,"confidence":0.9375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0070399269461631775},{"word":"been","start":675.24,"end":675.4,"confidence":0.99316406,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.03337816894054413},{"word":"not","start":675.4,"end":675.64,"confidence":0.9892578,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.017423711717128754},{"word":"having","start":675.64,"end":675.96,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.10488039255142212},{"word":"trauma","start":675.96,"end":676.46,"confidence":0.9980469,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.1652379184961319},{"word":"either","start":676.76,"end":677.08,"confidence":0.9326172,"punctuated_word":"either.","sentiment":"neutral","sentiment_score":-0.0531190000474453},{"word":"that's","start":677.08,"end":677.4,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.009778276085853577},{"word":"okay","start":677.4,"end":677.9,"confidence":0.9189453,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.048755429685115814},{"word":"yeah","start":682.285,"end":682.605,"confidence":0.97094727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04306953772902489},{"word":"so","start":682.605,"end":682.925,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07063543051481247},{"word":"trauma","start":682.925,"end":683.32495,"confidence":0.99609375,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.1253991276025772},{"word":"insurance","start":683.32495,"end":683.82495,"confidence":0.9785156,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":-0.06757732480764389},{"word":"it","start":684.365,"end":684.685,"confidence":0.8588867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05586051940917969},{"word":"it","start":684.685,"end":684.845,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.046574242413043976},{"word":"is","start":684.845,"end":685.00494,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09595060348510742},{"word":"a","start":685.00494,"end":685.08496,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07479585707187653},{"word":"policy","start":685.08496,"end":685.485,"confidence":0.98535156,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":-0.07447966933250427},{"word":"you","start":685.485,"end":685.64496,"confidence":0.96875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07844880223274231},{"word":"can't","start":685.64496,"end":685.88495,"confidence":0.9885254,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.06527703255414963},{"word":"have","start":685.88495,"end":686.045,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0664888322353363},{"word":"inside","start":686.045,"end":686.44495,"confidence":0.98828125,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":-0.07334518432617188},{"word":"super","start":686.44495,"end":686.76495,"confidence":0.58251953,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.0386207215487957},{"word":"so","start":686.76495,"end":686.925,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04365088418126106},{"word":"this","start":686.925,"end":687.165,"confidence":0.5048828,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.05623494461178779},{"word":"one","start":687.165,"end":687.32495,"confidence":0.9580078,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.03877459466457367},{"word":"you","start":687.32495,"end":687.485,"confidence":0.7446289,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04501582682132721},{"word":"have","start":687.485,"end":687.565,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07786133140325546},{"word":"to","start":687.565,"end":687.64496,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05810733139514923},{"word":"pay","start":687.64496,"end":687.805,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.06022970378398895},{"word":"out","start":687.805,"end":687.96497,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.05855041742324829},{"word":"of","start":687.96497,"end":688.125,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09046761691570282},{"word":"pocket","start":688.125,"end":688.625,"confidence":0.9975586,"punctuated_word":"pocket.","sentiment":"neutral","sentiment_score":-0.059566110372543335},{"word":"it","start":689.08496,"end":689.32495,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.00024600327014923096},{"word":"is","start":689.32495,"end":689.64496,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02783019095659256},{"word":"an","start":689.64496,"end":689.96497,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.001645632088184357},{"word":"insurance","start":689.96497,"end":690.46497,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.04714978486299515},{"word":"policy","start":690.52496,"end":690.845,"confidence":1.0,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":-0.03450298309326172},{"word":"that","start":690.845,"end":691.00494,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.011696696281433104},{"word":"covers","start":691.00494,"end":691.32495,"confidence":1.0,"punctuated_word":"covers","sentiment":"neutral","sentiment_score":0.004831813275814056},{"word":"you","start":691.32495,"end":691.485,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00574105978012085},{"word":"for","start":691.485,"end":691.64496,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.025577709078788757},{"word":"traumatic","start":691.64496,"end":692.14496,"confidence":0.99902344,"punctuated_word":"traumatic","sentiment":"neutral","sentiment_score":-0.05437008664011955},{"word":"events","start":692.285,"end":692.785,"confidence":0.8173828,"punctuated_word":"events.","sentiment":"neutral","sentiment_score":-0.01834823004901409},{"word":"so","start":693.32996,"end":693.73,"confidence":0.8967285,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.016614120453596115},{"word":"typically","start":693.73,"end":694.23,"confidence":1.0,"punctuated_word":"typically,","sentiment":"neutral","sentiment_score":-0.054407741874456406},{"word":"you","start":694.44995,"end":694.69,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0706714540719986},{"word":"will","start":694.69,"end":694.85,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.044584959745407104},{"word":"see","start":694.85,"end":695.08997,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.040028877556324005},{"word":"the","start":695.08997,"end":695.25,"confidence":0.9536133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12547987699508667},{"word":"biggest","start":695.25,"end":695.56995,"confidence":1.0,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":-0.12449532002210616},{"word":"ones","start":695.56995,"end":695.88995,"confidence":0.8041992,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":-0.11615154892206192},{"word":"is","start":695.88995,"end":696.20996,"confidence":0.9921875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.13859233260154724},{"word":"cancer","start":696.20996,"end":696.70996,"confidence":0.9951172,"punctuated_word":"cancer,","sentiment":"neutral","sentiment_score":-0.11244332790374756},{"word":"stroke","start":696.76996,"end":697.08997,"confidence":0.9951172,"punctuated_word":"stroke,","sentiment":"neutral","sentiment_score":-0.1426980346441269},{"word":"heart","start":697.08997,"end":697.32996,"confidence":0.99902344,"punctuated_word":"heart","sentiment":"neutral","sentiment_score":-0.14541864395141602},{"word":"attack","start":697.32996,"end":697.82996,"confidence":0.9909668,"punctuated_word":"attack,","sentiment":"neutral","sentiment_score":-0.12310843169689178},{"word":"neurological","start":697.88995,"end":698.38995,"confidence":0.99902344,"punctuated_word":"neurological","sentiment":"neutral","sentiment_score":-0.13481351733207703},{"word":"condition","start":698.61,"end":699.11,"confidence":0.8222656,"punctuated_word":"condition,","sentiment":"neutral","sentiment_score":-0.07312268018722534},{"word":"and","start":699.88995,"end":700.05,"confidence":0.6948242,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0032993555068969727},{"word":"that","start":700.05,"end":700.20996,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04972243309020996},{"word":"is","start":700.20996,"end":700.37,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.008221611380577087},{"word":"a","start":700.37,"end":700.61,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07916577160358429},{"word":"lump","start":700.61,"end":700.85,"confidence":1.0,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":0.12189046293497086},{"word":"sum","start":700.85,"end":701.17,"confidence":1.0,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":0.13892817497253418},{"word":"payment","start":701.17,"end":701.64996,"confidence":0.99902344,"punctuated_word":"payment","sentiment":"neutral","sentiment_score":0.14967459440231323},{"word":"paid","start":701.64996,"end":702.13,"confidence":0.99609375,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.24005000293254852},{"word":"tax","start":702.13,"end":702.44995,"confidence":0.96777344,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.4616202116012573},{"word":"free","start":702.44995,"end":702.69,"confidence":0.99316406,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.3093443512916565},{"word":"to","start":702.69,"end":702.85,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30515408515930176},{"word":"you","start":702.85,"end":703.17,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3791881203651428},{"word":"to","start":703.17,"end":703.32996,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3248235285282135},{"word":"assist","start":703.32996,"end":703.73,"confidence":1.0,"punctuated_word":"assist","sentiment":"positive","sentiment_score":0.35180389881134033},{"word":"you","start":703.73,"end":703.97,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3780248761177063},{"word":"if","start":703.97,"end":704.13,"confidence":0.9941406,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.3796830177307129},{"word":"you","start":704.13,"end":704.29,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.157522052526474},{"word":"need","start":704.29,"end":704.52997,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.18613535165786743},{"word":"be","start":704.52997,"end":704.76996,"confidence":0.8432617,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05622883141040802},{"word":"if","start":704.76996,"end":704.85,"confidence":0.59716797,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04034821689128876},{"word":"you","start":704.85,"end":705.08997,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04242457449436188},{"word":"do","start":705.08997,"end":705.56995,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.039050355553627014},{"word":"get","start":705.56995,"end":705.88995,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.02984696626663208},{"word":"diagnosed","start":705.88995,"end":706.29,"confidence":0.9892578,"punctuated_word":"diagnosed","sentiment":"neutral","sentiment_score":-0.016018837690353394},{"word":"with","start":706.29,"end":706.52997,"confidence":0.98291016,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.10526444762945177},{"word":"one","start":706.52997,"end":706.69,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.08124144375324249},{"word":"of","start":706.69,"end":706.76996,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.008981451392173767},{"word":"those","start":706.76996,"end":707.00995,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.03736269474029541},{"word":"conditions","start":707.00995,"end":707.50995,"confidence":0.8496094,"punctuated_word":"conditions.","sentiment":"neutral","sentiment_score":-0.04411863908171654},{"word":"yep","start":712.435,"end":712.935,"confidence":0.85668945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14152657985687256},{"word":"especially","start":713.55505,"end":713.955,"confidence":0.97265625,"punctuated_word":"Especially","sentiment":"neutral","sentiment_score":-0.03855559229850769},{"word":"with","start":713.955,"end":714.195,"confidence":0.9526367,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.009863436222076416},{"word":"cash","start":714.195,"end":714.435,"confidence":0.99902344,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.051963433623313904},{"word":"flow","start":714.435,"end":714.59503,"confidence":0.97265625,"punctuated_word":"flow","sentiment":"neutral","sentiment_score":0.08166742324829102},{"word":"and","start":714.59503,"end":714.755,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.014041677117347716},{"word":"stuff","start":714.755,"end":715.155,"confidence":0.99902344,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.010489463806152344},{"word":"with","start":715.155,"end":715.315,"confidence":0.6801758,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04566822946071625},{"word":"the","start":715.315,"end":715.47504,"confidence":0.97998047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07723347842693329},{"word":"investment","start":715.47504,"end":715.955,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.06372056901454926},{"word":"property","start":715.955,"end":716.455,"confidence":0.96972656,"punctuated_word":"property.","sentiment":"neutral","sentiment_score":0.02785957977175713},{"word":"if","start":717.155,"end":717.315,"confidence":0.88964844,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.030994199216365818},{"word":"it","start":717.315,"end":717.47504,"confidence":0.9863281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14540788531303406},{"word":"ever","start":717.47504,"end":717.715,"confidence":0.9970703,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.036907702684402466},{"word":"changes","start":717.715,"end":718.11505,"confidence":0.6611328,"punctuated_word":"changes,","sentiment":"neutral","sentiment_score":-0.13200977444648743},{"word":"though","start":718.11505,"end":718.195,"confidence":0.9711914,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":-0.1087067499756813},{"word":"and","start":718.195,"end":718.35504,"confidence":0.96435547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.053345829248428345},{"word":"you","start":718.35504,"end":718.435,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01915585994720459},{"word":"do","start":718.435,"end":718.59503,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.014288529753684998},{"word":"wanna","start":718.59503,"end":718.835,"confidence":0.9760742,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06179843842983246},{"word":"revisit","start":718.835,"end":719.155,"confidence":0.9980469,"punctuated_word":"revisit","sentiment":"neutral","sentiment_score":0.05218367278575897},{"word":"it","start":719.155,"end":719.315,"confidence":0.9885254,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.017662301659584045},{"word":"like","start":719.315,"end":719.47504,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0738803893327713},{"word":"i","start":719.47504,"end":719.55505,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08657166361808777},{"word":"said","start":719.55505,"end":719.715,"confidence":0.99902344,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.0916271060705185},{"word":"you","start":719.715,"end":719.79504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07919211685657501},{"word":"can","start":719.79504,"end":720.03503,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08637136965990067},{"word":"always","start":720.03503,"end":720.195,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.10594311356544496},{"word":"give","start":720.195,"end":720.35504,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.02230743318796158},{"word":"me","start":720.35504,"end":720.515,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.07649169117212296},{"word":"a","start":720.515,"end":720.59503,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.029615700244903564},{"word":"call","start":720.59503,"end":720.755,"confidence":0.8054199,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.08180204033851624},{"word":"and","start":720.755,"end":720.91504,"confidence":0.69433594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12410539388656616},{"word":"we","start":720.91504,"end":721.075,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11654511094093324},{"word":"can","start":721.075,"end":721.155,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15990948677062988},{"word":"always","start":721.155,"end":721.47504,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.18950694799423215},{"word":"have","start":721.47504,"end":721.635,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11914725601673126},{"word":"a","start":721.635,"end":721.79504,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1071266457438469},{"word":"look","start":721.79504,"end":721.955,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0690617486834526},{"word":"at","start":721.955,"end":722.11505,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0754963755607605},{"word":"it","start":722.11505,"end":722.49,"confidence":0.98535156,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.01057681441307068},{"word":"but","start":723.13,"end":723.45,"confidence":0.8811035,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.007602579891681671},{"word":"otherwise","start":723.45,"end":723.93,"confidence":1.0,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":-0.0032253116369247437},{"word":"we","start":723.93,"end":724.08997,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.023183830082416534},{"word":"will","start":724.08997,"end":724.41,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.0289488285779953},{"word":"leave","start":724.41,"end":724.89,"confidence":0.99609375,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.04861389100551605},{"word":"that","start":724.89,"end":725.39,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.017064213752746582},{"word":"for","start":725.45,"end":725.69,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.022537320852279663},{"word":"now","start":725.69,"end":726.19,"confidence":1.0,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.07989253848791122},{"word":"now","start":727.20996,"end":727.45,"confidence":0.9482422,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1072993129491806},{"word":"the","start":727.45,"end":727.69,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13457511365413666},{"word":"other","start":727.69,"end":727.93,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.11227909475564957},{"word":"documents","start":727.93,"end":728.41,"confidence":0.984375,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.07682396471500397},{"word":"you","start":728.41,"end":728.64996,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14405739307403564},{"word":"will","start":728.64996,"end":729.05,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.15614140033721924},{"word":"see","start":729.05,"end":729.55,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1674393266439438},{"word":"is","start":729.61,"end":730.08997,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13745465874671936},{"word":"financial","start":730.08997,"end":730.58997,"confidence":0.50878906,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.13996313512325287},{"word":"services","start":730.64996,"end":731.14996,"confidence":1.0,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.08979572355747223},{"word":"guide","start":731.29,"end":731.79,"confidence":0.99658203,"punctuated_word":"guide.","sentiment":"neutral","sentiment_score":0.14399784803390503},{"word":"you","start":731.93,"end":732.01,"confidence":0.98291016,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.18420587480068207},{"word":"would","start":732.01,"end":732.17,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.19142590463161469},{"word":"have","start":732.17,"end":732.33,"confidence":0.88427734,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1611330360174179},{"word":"seen","start":732.33,"end":732.57,"confidence":1.0,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.15175211429595947},{"word":"this","start":732.57,"end":732.73,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.17993782460689545},{"word":"one","start":732.73,"end":732.89,"confidence":0.9790039,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.13520225882530212},{"word":"before","start":732.89,"end":733.20996,"confidence":0.9970703,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":0.12801584601402283},{"word":"it's","start":733.20996,"end":733.45,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.20448097586631775},{"word":"a","start":733.45,"end":733.52997,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18916593492031095},{"word":"bit","start":733.52997,"end":733.69,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.15748611092567444},{"word":"of","start":733.69,"end":733.77,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14238883554935455},{"word":"an","start":733.77,"end":734.01,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.15047919750213623},{"word":"updated","start":734.01,"end":734.51,"confidence":0.99902344,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.11677096784114838},{"word":"version","start":734.57,"end":735.07,"confidence":1.0,"punctuated_word":"version.","sentiment":"neutral","sentiment_score":0.1585596799850464},{"word":"it","start":735.48505,"end":735.645,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.2768931984901428},{"word":"is","start":735.645,"end":735.80505,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.21736058592796328},{"word":"one","start":735.80505,"end":735.885,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.2212667465209961},{"word":"of","start":735.885,"end":736.04504,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18686142563819885},{"word":"those","start":736.04504,"end":736.445,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.2569109797477722},{"word":"compliance","start":736.445,"end":736.945,"confidence":0.9790039,"punctuated_word":"compliance","sentiment":"neutral","sentiment_score":0.2392723113298416},{"word":"documents","start":737.085,"end":737.48505,"confidence":0.8449707,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.19120511412620544},{"word":"but","start":737.48505,"end":737.80505,"confidence":0.8461914,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.23692765831947327},{"word":"basically","start":737.80505,"end":738.28503,"confidence":1.0,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.2773869037628174},{"word":"everything","start":738.28503,"end":738.60504,"confidence":1.0,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.4057500958442688},{"word":"that","start":738.60504,"end":738.68506,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.37431392073631287},{"word":"you","start":738.68506,"end":739.005,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.36128532886505127},{"word":"need","start":739.005,"end":739.16504,"confidence":0.9707031,"punctuated_word":"need","sentiment":"positive","sentiment_score":0.3500249683856964},{"word":"to","start":739.16504,"end":739.325,"confidence":0.9863281,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.33741074800491333},{"word":"know","start":739.325,"end":739.645,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.24790391325950625},{"word":"about","start":739.645,"end":739.885,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2562379837036133},{"word":"us","start":739.885,"end":740.36505,"confidence":0.9970703,"punctuated_word":"us","sentiment":"positive","sentiment_score":0.3505420982837677},{"word":"at","start":740.36505,"end":740.60504,"confidence":0.71972656,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.41787922382354736},{"word":"oakview","start":740.60504,"end":741.085,"confidence":0.77246094,"punctuated_word":"Oakview","sentiment":"positive","sentiment_score":0.34467262029647827},{"word":"is","start":741.085,"end":741.24506,"confidence":0.9707031,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4863761365413666},{"word":"in","start":741.24506,"end":741.325,"confidence":0.9921875,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.46567368507385254},{"word":"there","start":741.325,"end":741.565,"confidence":0.95947266,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.4767654538154602},{"word":"for","start":741.565,"end":741.72504,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3943268060684204},{"word":"you","start":741.72504,"end":742.22504,"confidence":0.99658203,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.3047853410243988},{"word":"and","start":742.36505,"end":742.68506,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2352333068847656},{"word":"when","start":742.68506,"end":742.92505,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.2483842372894287},{"word":"you","start":742.92505,"end":743.005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2609587013721466},{"word":"do","start":743.005,"end":743.24506,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.26069846749305725},{"word":"have","start":743.24506,"end":743.405,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.26737508177757263},{"word":"a","start":743.405,"end":743.48505,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24287357926368713},{"word":"look","start":743.48505,"end":743.72504,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.15558990836143494},{"word":"through","start":743.72504,"end":743.965,"confidence":0.9980469,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.18703019618988037},{"word":"the","start":743.965,"end":744.125,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1714642494916916},{"word":"documents","start":744.125,"end":744.60504,"confidence":0.98706055,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.16532225906848907},{"word":"you","start":744.60504,"end":744.765,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.220159649848938},{"word":"will","start":744.765,"end":744.92505,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.20029035210609436},{"word":"see","start":744.92505,"end":745.42505,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.20497220754623413},{"word":"the","start":745.48505,"end":745.645,"confidence":0.8881836,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18051078915596008},{"word":"team","start":745.645,"end":745.965,"confidence":0.96435547,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.1188644915819168},{"word":"director's","start":745.965,"end":746.465,"confidence":0.8354492,"punctuated_word":"director's","sentiment":"neutral","sentiment_score":0.16896173357963562},{"word":"advices","start":746.60504,"end":747.10504,"confidence":0.8829753,"punctuated_word":"advices,","sentiment":"neutral","sentiment_score":0.1720496416091919},{"word":"and","start":747.16504,"end":747.325,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19360508024692535},{"word":"you","start":747.325,"end":747.405,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1977512687444687},{"word":"will","start":747.405,"end":747.645,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2104407548904419},{"word":"see","start":747.645,"end":747.80505,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.20088918507099152},{"word":"me","start":747.80505,"end":748.04504,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.19432182610034943},{"word":"in","start":748.04504,"end":748.525,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1974850296974182},{"word":"the","start":748.525,"end":748.68506,"confidence":0.9790039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1761234849691391},{"word":"document","start":748.68506,"end":749.085,"confidence":0.9790039,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.1130487620830536},{"word":"as","start":749.085,"end":749.24506,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1924850195646286},{"word":"well","start":749.24506,"end":749.405,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.2158841043710709},{"word":"if","start":749.405,"end":749.565,"confidence":0.86865234,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2124522030353546},{"word":"you","start":749.565,"end":749.645,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16268321871757507},{"word":"do","start":749.645,"end":749.80505,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11664382368326189},{"word":"wanna","start":749.80505,"end":750.04504,"confidence":0.9873047,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.15232384204864502},{"word":"put","start":750.04504,"end":750.205,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.08317101001739502},{"word":"a","start":750.205,"end":750.28503,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09974046051502228},{"word":"face","start":750.28503,"end":750.525,"confidence":0.99902344,"punctuated_word":"face","sentiment":"neutral","sentiment_score":0.14395059645175934},{"word":"to","start":750.525,"end":750.68506,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10361579060554504},{"word":"the","start":750.68506,"end":750.84503,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09374119341373444},{"word":"voice","start":750.84503,"end":751.34503,"confidence":0.9675293,"punctuated_word":"voice.","sentiment":"neutral","sentiment_score":0.08001068234443665},{"word":"and","start":754.74,"end":754.98,"confidence":0.9921875,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.4668256342411041},{"word":"you'll","start":754.98,"end":755.3,"confidence":0.96875,"punctuated_word":"you'll","sentiment":"positive","sentiment_score":0.4688783586025238},{"word":"also","start":755.3,"end":755.54,"confidence":1.0,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.4101977050304413},{"word":"have","start":755.54,"end":755.66003,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4301929771900177},{"word":"this","start":755.78,"end":756.02,"confidence":0.58154297,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.407043993473053},{"word":"is","start":756.02,"end":756.26,"confidence":0.85498047,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4161476492881775},{"word":"certificate","start":756.26,"end":756.66003,"confidence":0.56396484,"punctuated_word":"certificate","sentiment":"positive","sentiment_score":0.4606351256370544},{"word":"of","start":756.66003,"end":756.82,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4796355068683624},{"word":"currency","start":756.82,"end":757.22003,"confidence":0.9980469,"punctuated_word":"currency","sentiment":"positive","sentiment_score":0.4391768276691437},{"word":"of","start":757.22003,"end":757.38,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5046671032905579},{"word":"your","start":757.38,"end":757.54,"confidence":0.99121094,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.528190016746521},{"word":"zurich","start":757.54,"end":757.86,"confidence":0.9980469,"punctuated_word":"Zurich","sentiment":"positive","sentiment_score":0.4326686561107635},{"word":"insurances","start":757.86,"end":758.36,"confidence":0.94401044,"punctuated_word":"insurances.","sentiment":"positive","sentiment_score":0.4160558879375458},{"word":"basically","start":758.74,"end":759.14,"confidence":0.9650879,"punctuated_word":"Basically,","sentiment":"positive","sentiment_score":0.36409375071525574},{"word":"just","start":759.14,"end":759.38,"confidence":0.5756836,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.36980247497558594},{"word":"lets","start":759.38,"end":759.62,"confidence":0.4794922,"punctuated_word":"lets","sentiment":"neutral","sentiment_score":0.30364060401916504},{"word":"you","start":759.62,"end":759.78,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4172478914260864},{"word":"know","start":759.78,"end":759.94,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.3315924406051636},{"word":"that","start":759.94,"end":760.1,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.35855400562286377},{"word":"that's","start":760.1,"end":760.34,"confidence":0.99658203,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4008364677429199},{"word":"all","start":760.34,"end":760.66003,"confidence":0.99902344,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.37086543440818787},{"word":"paid","start":760.66003,"end":761.06,"confidence":1.0,"punctuated_word":"paid","sentiment":"positive","sentiment_score":0.47753459215164185},{"word":"and","start":761.06,"end":761.46,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.43104249238967896},{"word":"up","start":761.46,"end":761.78,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.2916634678840637},{"word":"to","start":761.78,"end":762.02,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.43524301052093506},{"word":"date","start":762.02,"end":762.52,"confidence":0.99902344,"punctuated_word":"date.","sentiment":"positive","sentiment_score":0.3692679703235626},{"word":"now","start":763.22003,"end":763.72003,"confidence":0.9970703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.3252410292625427},{"word":"what","start":764.32495,"end":764.485,"confidence":0.9951172,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.34184613823890686},{"word":"if","start":764.56494,"end":764.725,"confidence":0.9980469,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.3381243050098419},{"word":"you","start":764.725,"end":764.88495,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35466256737709045},{"word":"are","start":764.88495,"end":765.045,"confidence":0.96777344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.33096957206726074},{"word":"happy","start":765.045,"end":765.365,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.33915257453918457},{"word":"to","start":765.365,"end":765.44495,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3735664784908294},{"word":"do","start":765.44495,"end":765.685,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3735566735267639},{"word":"so","start":765.685,"end":765.845,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4232810437679291},{"word":"as","start":765.845,"end":766.00494,"confidence":0.99609375,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.480782151222229},{"word":"well","start":766.00494,"end":766.245,"confidence":0.99853516,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.4303287863731384},{"word":"it","start":766.245,"end":766.40497,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.40619057416915894},{"word":"will","start":766.40497,"end":766.64496,"confidence":1.0,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.3567820191383362},{"word":"ask","start":766.64496,"end":766.805,"confidence":0.99902344,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.33194413781166077},{"word":"you","start":766.805,"end":767.045,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2817124128341675},{"word":"to","start":767.045,"end":767.365,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2649933099746704},{"word":"sign","start":767.365,"end":767.865,"confidence":1.0,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.1938105970621109},{"word":"through","start":767.925,"end":768.40497,"confidence":0.99316406,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.24172228574752808},{"word":"documents","start":768.40497,"end":768.90497,"confidence":0.98706055,"punctuated_word":"documents.","sentiment":"neutral","sentiment_score":0.23720446228981015},{"word":"so","start":770.32495,"end":770.725,"confidence":0.7133789,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21090444922447205},{"word":"when","start":770.725,"end":770.88495,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.20148366689682007},{"word":"you","start":770.88495,"end":771.045,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1868702471256256},{"word":"click","start":771.045,"end":771.365,"confidence":1.0,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.1540035754442215},{"word":"when","start":771.44495,"end":771.685,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1936109960079193},{"word":"you","start":771.685,"end":771.845,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19984102249145508},{"word":"get","start":771.845,"end":772.165,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.17788439989089966},{"word":"access","start":772.165,"end":772.56494,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.15430065989494324},{"word":"to","start":772.56494,"end":772.725,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16962307691574097},{"word":"the","start":772.725,"end":772.88495,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1864263266324997},{"word":"email","start":772.88495,"end":773.285,"confidence":0.95458984,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.17335809767246246},{"word":"before","start":773.285,"end":773.605,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.1928909569978714},{"word":"you","start":773.605,"end":773.76495,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16974259912967682},{"word":"click","start":773.76495,"end":773.925,"confidence":1.0,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.1023920327425003},{"word":"on","start":773.925,"end":774.08496,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1558481007814407},{"word":"the","start":774.08496,"end":774.165,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15372270345687866},{"word":"link","start":774.165,"end":774.40497,"confidence":0.9975586,"punctuated_word":"link,","sentiment":"neutral","sentiment_score":0.1656307578086853},{"word":"you","start":774.40497,"end":774.56494,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22519832849502563},{"word":"will","start":774.56494,"end":774.725,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.23946067690849304},{"word":"see","start":774.725,"end":774.88495,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.23516710102558136},{"word":"those","start":774.88495,"end":775.20496,"confidence":0.90478516,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.2294829785823822},{"word":"attachments","start":775.20496,"end":775.70496,"confidence":0.9941406,"punctuated_word":"attachments","sentiment":"neutral","sentiment_score":0.2169296145439148},{"word":"i","start":775.76495,"end":775.925,"confidence":0.90283203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3275860548019409},{"word":"just","start":775.925,"end":776.165,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2997203767299652},{"word":"kind","start":776.165,"end":776.32495,"confidence":0.96875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.3296947479248047},{"word":"of","start":776.32495,"end":776.40497,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.32140427827835083},{"word":"went","start":776.40497,"end":776.64496,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.31029191613197327},{"word":"over","start":776.64496,"end":777.045,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.288637638092041},{"word":"with","start":777.045,"end":777.20496,"confidence":0.97509766,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2788540720939636},{"word":"you","start":777.20496,"end":777.70496,"confidence":0.9790039,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.28268641233444214},{"word":"and","start":777.89,"end":778.05,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1775929033756256},{"word":"when","start":778.05,"end":778.21,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.20185059309005737},{"word":"you","start":778.21,"end":778.29,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1807306557893753},{"word":"click","start":778.29,"end":778.69,"confidence":1.0,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.1544644832611084},{"word":"on","start":778.69,"end":778.77,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14746339619159698},{"word":"the","start":778.77,"end":778.93,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14658018946647644},{"word":"link","start":778.93,"end":779.17,"confidence":1.0,"punctuated_word":"link","sentiment":"neutral","sentiment_score":0.1434991955757141},{"word":"where","start":779.17,"end":779.41,"confidence":0.9873047,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1602562516927719},{"word":"it","start":779.41,"end":779.49,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1803981214761734},{"word":"says","start":779.49,"end":779.89,"confidence":0.99902344,"punctuated_word":"says","sentiment":"neutral","sentiment_score":0.14989224076271057},{"word":"sign","start":779.89,"end":780.13,"confidence":0.9526367,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.10814040899276732},{"word":"now","start":780.13,"end":780.45,"confidence":0.99902344,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.1948215514421463},{"word":"it","start":780.45,"end":780.61,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24962913990020752},{"word":"will","start":780.61,"end":780.85,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.18424084782600403},{"word":"ask","start":780.85,"end":781.01,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.2119385004043579},{"word":"you","start":781.01,"end":781.25,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20618589222431183},{"word":"to","start":781.25,"end":781.41,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.169700026512146},{"word":"sign","start":781.41,"end":781.65,"confidence":1.0,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.09236714243888856},{"word":"through","start":781.65,"end":781.97,"confidence":0.9980469,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.15992587804794312},{"word":"documents","start":781.97,"end":782.47,"confidence":0.9367676,"punctuated_word":"documents.","sentiment":"neutral","sentiment_score":0.15603509545326233},{"word":"now","start":783.17,"end":783.67,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.19095152616500857},{"word":"one","start":783.73,"end":784.13,"confidence":0.99121094,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.17968499660491943},{"word":"is","start":784.13,"end":784.63,"confidence":0.9873047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2280651032924652},{"word":"a","start":784.69,"end":785.19,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.27208834886550903},{"word":"tax","start":785.25,"end":785.57,"confidence":0.99609375,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.32746821641921997},{"word":"file","start":785.57,"end":785.81,"confidence":0.9614258,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.20758777856826785},{"word":"number","start":785.81,"end":786.31,"confidence":0.9980469,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.21233892440795896},{"word":"form","start":786.93,"end":787.43,"confidence":0.8005371,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.2145020067691803},{"word":"it","start":787.49,"end":787.65,"confidence":0.890625,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.24649834632873535},{"word":"is","start":787.65,"end":787.81,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.21213385462760925},{"word":"a","start":787.81,"end":787.89,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23735934495925903},{"word":"compliance","start":787.89,"end":788.39,"confidence":0.99316406,"punctuated_word":"compliance","sentiment":"neutral","sentiment_score":0.28992027044296265},{"word":"document","start":788.45,"end":788.85,"confidence":0.9838867,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.25498393177986145},{"word":"just","start":788.85,"end":789.09,"confidence":0.92578125,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3391549587249756},{"word":"to","start":789.09,"end":789.17,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.288491815328598},{"word":"say","start":789.17,"end":789.33,"confidence":0.99316406,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.27259498834609985},{"word":"that","start":789.33,"end":789.49,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3027895987033844},{"word":"we","start":789.49,"end":789.65,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.33148154616355896},{"word":"are","start":789.65,"end":789.81,"confidence":1.0,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3663629591464996},{"word":"keeping","start":789.81,"end":790.05,"confidence":1.0,"punctuated_word":"keeping","sentiment":"positive","sentiment_score":0.4432353675365448},{"word":"your","start":790.05,"end":790.29,"confidence":0.99609375,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3573925197124481},{"word":"tax","start":790.29,"end":790.52997,"confidence":0.9970703,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.35302606225013733},{"word":"file","start":790.52997,"end":790.69,"confidence":0.8886719,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.24141475558280945},{"word":"number","start":790.69,"end":791.01,"confidence":0.9140625,"punctuated_word":"number","sentiment":"positive","sentiment_score":0.3662610948085785},{"word":"secure","start":791.01,"end":791.51,"confidence":0.94970703,"punctuated_word":"secure","sentiment":"neutral","sentiment_score":0.2569635212421417},{"word":"on","start":791.57,"end":791.97,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3767790496349334},{"word":"file","start":791.97,"end":792.47,"confidence":0.88916016,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.28698092699050903},{"word":"and","start":793.015,"end":793.415,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.21845883131027224},{"word":"the","start":793.415,"end":793.575,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19423352181911469},{"word":"other","start":793.575,"end":793.895,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.14661775529384613},{"word":"one","start":793.895,"end":794.375,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.15633821487426758},{"word":"is","start":794.375,"end":794.855,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.20580725371837616},{"word":"a","start":794.855,"end":794.975,"confidence":0.9819336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2234685719013214},{"word":"one","start":795.095,"end":795.255,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.18934474885463717},{"word":"that","start":795.255,"end":795.415,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24043244123458865},{"word":"we","start":795.415,"end":795.575,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2672257423400879},{"word":"would","start":795.575,"end":795.815,"confidence":0.9526367,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.3061182200908661},{"word":"call","start":795.815,"end":796.21497,"confidence":0.9980469,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.2072455883026123},{"word":"your","start":796.21497,"end":796.455,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.26603060960769653},{"word":"lost","start":796.455,"end":796.77496,"confidence":0.77246094,"punctuated_word":"lost","sentiment":"neutral","sentiment_score":0.09631791710853577},{"word":"super","start":796.77496,"end":797.27496,"confidence":0.9892578,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2382713109254837},{"word":"authority","start":797.33496,"end":797.83496,"confidence":0.9873047,"punctuated_word":"authority","sentiment":"neutral","sentiment_score":0.25213858485221863},{"word":"form","start":797.895,"end":798.395,"confidence":0.9980469,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.21709789335727692},{"word":"we","start":798.695,"end":798.935,"confidence":1.0,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.3656187355518341},{"word":"like","start":798.935,"end":799.175,"confidence":0.86621094,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.3907734453678131},{"word":"to","start":799.175,"end":799.33496,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.42813992500305176},{"word":"do","start":799.33496,"end":799.495,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.43714267015457153},{"word":"that","start":799.495,"end":799.735,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4047807455062866},{"word":"every","start":799.735,"end":800.055,"confidence":1.0,"punctuated_word":"every","sentiment":"positive","sentiment_score":0.3428051471710205},{"word":"now","start":800.055,"end":800.21497,"confidence":1.0,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.4077906012535095},{"word":"and","start":800.21497,"end":800.295,"confidence":0.9970703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3754652738571167},{"word":"then","start":800.295,"end":800.535,"confidence":0.9970703,"punctuated_word":"then.","sentiment":"positive","sentiment_score":0.35280880331993103},{"word":"you","start":800.535,"end":800.695,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2681666910648346},{"word":"may","start":800.695,"end":800.855,"confidence":1.0,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.15730053186416626},{"word":"have","start":800.855,"end":801.015,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.23575709760189056},{"word":"done","start":801.015,"end":801.255,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.23907218873500824},{"word":"it","start":801.255,"end":801.495,"confidence":0.88964844,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2858954668045044},{"word":"as","start":801.495,"end":801.65497,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2546502649784088},{"word":"well","start":801.65497,"end":801.815,"confidence":0.9873047,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.2799052298069},{"word":"when","start":801.815,"end":801.975,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.2687695324420929},{"word":"you","start":801.975,"end":802.135,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2796468138694763},{"word":"came","start":802.135,"end":802.375,"confidence":1.0,"punctuated_word":"came","sentiment":"neutral","sentiment_score":0.2773304283618927},{"word":"on","start":802.375,"end":802.535,"confidence":0.8027344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2898158133029938},{"word":"board","start":802.535,"end":802.77496,"confidence":0.9941406,"punctuated_word":"board,","sentiment":"neutral","sentiment_score":0.2785321772098541},{"word":"but","start":802.77496,"end":802.935,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.24400806427001953},{"word":"we","start":802.935,"end":803.095,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3341510593891144},{"word":"like","start":803.095,"end":803.255,"confidence":0.95703125,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.3676165044307709},{"word":"to","start":803.255,"end":803.33496,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4155433475971222},{"word":"do","start":803.33496,"end":803.495,"confidence":0.9980469,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4341389536857605},{"word":"this","start":803.495,"end":803.815,"confidence":0.5048828,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.4098730385303498},{"word":"every","start":803.815,"end":804.055,"confidence":0.99902344,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.31806454062461853},{"word":"now","start":804.055,"end":804.295,"confidence":1.0,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.3477252125740051},{"word":"and","start":804.295,"end":804.455,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3309061527252197},{"word":"then","start":804.455,"end":804.955,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.3322356045246124},{"word":"just","start":805.175,"end":805.495,"confidence":0.5859375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.3123475909233093},{"word":"in","start":805.495,"end":805.735,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.30098962783813477},{"word":"case","start":805.735,"end":806.235,"confidence":0.9675293,"punctuated_word":"case.","sentiment":"neutral","sentiment_score":0.04204155132174492},{"word":"and","start":806.60004,"end":806.76,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13821984827518463},{"word":"it's","start":806.76,"end":807.0,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1650746613740921},{"word":"a","start":807.0,"end":807.24005,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17998045682907104},{"word":"form","start":807.24005,"end":807.74005,"confidence":1.0,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.13985490798950195},{"word":"that","start":808.12006,"end":808.52,"confidence":0.98535156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15867817401885986},{"word":"allows","start":808.52,"end":809.0,"confidence":0.8769531,"punctuated_word":"allows","sentiment":"neutral","sentiment_score":0.10655549168586732},{"word":"allows","start":809.0,"end":809.48004,"confidence":0.97802734,"punctuated_word":"allows","sentiment":"neutral","sentiment_score":0.10823798179626463},{"word":"us","start":809.48004,"end":809.64,"confidence":0.99902344,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.13603614270687103},{"word":"to","start":809.64,"end":810.12006,"confidence":0.65283203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15400898456573486},{"word":"search","start":810.12006,"end":810.36005,"confidence":0.9326172,"punctuated_word":"search","sentiment":"neutral","sentiment_score":0.10981670767068864},{"word":"with","start":810.36005,"end":810.60004,"confidence":0.99316406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11180637031793594},{"word":"the","start":810.60004,"end":810.76,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12389965355396272},{"word":"ato","start":810.76,"end":811.26,"confidence":0.97314453,"punctuated_word":"ATO","sentiment":"neutral","sentiment_score":0.0808262825012207},{"word":"if","start":811.4,"end":811.64,"confidence":0.9111328,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11850020289421082},{"word":"you","start":811.64,"end":811.80005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09660565853118896},{"word":"have","start":811.80005,"end":812.04004,"confidence":0.9941406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.072238489985466},{"word":"any","start":812.04004,"end":812.28,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.0740382969379425},{"word":"other","start":812.28,"end":812.60004,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.0691220685839653},{"word":"funds","start":812.60004,"end":813.10004,"confidence":0.20178223,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.05501972511410713},{"word":"open","start":813.32,"end":813.72003,"confidence":0.8154297,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.05985497310757637},{"word":"out","start":813.72003,"end":813.88,"confidence":0.99609375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.08447305858135223},{"word":"there","start":813.88,"end":814.38,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.08969556540250778},{"word":"that","start":814.60004,"end":814.84,"confidence":0.97802734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08082582801580429},{"word":"may","start":814.84,"end":815.0,"confidence":1.0,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.048713743686676025},{"word":"have","start":815.0,"end":815.5,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07149700075387955},{"word":"been","start":815.72003,"end":816.2,"confidence":0.96533203,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.06709709763526917},{"word":"opened","start":816.2,"end":816.60004,"confidence":0.92089844,"punctuated_word":"opened","sentiment":"neutral","sentiment_score":0.05553598701953888},{"word":"by","start":816.60004,"end":816.84,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.05327845737338066},{"word":"an","start":816.84,"end":817.0,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07638578116893768},{"word":"employer","start":817.0,"end":817.5,"confidence":1.0,"punctuated_word":"employer","sentiment":"neutral","sentiment_score":0.04019941762089729},{"word":"or","start":817.56006,"end":817.72003,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07388853281736374},{"word":"something","start":817.72003,"end":818.12006,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.06579325348138809},{"word":"like","start":818.12006,"end":818.36005,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.09158969670534134},{"word":"that","start":818.36005,"end":818.86005,"confidence":0.99316406,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.13159658014774325},{"word":"and","start":819.4,"end":819.80005,"confidence":0.96875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15930211544036865},{"word":"if","start":819.80005,"end":819.96,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2597871422767639},{"word":"we","start":819.96,"end":820.2,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21816183626651764},{"word":"do","start":820.2,"end":820.44,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1817634552717209},{"word":"find","start":820.44,"end":820.76,"confidence":1.0,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.14180846512317655},{"word":"something","start":820.76,"end":821.08,"confidence":0.99658203,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":0.17169739305973053},{"word":"we'll","start":821.08,"end":821.32,"confidence":0.99853516,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.2010498344898224},{"word":"let","start":821.32,"end":821.48004,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.20721589028835297},{"word":"you","start":821.48004,"end":821.64,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18522591888904572},{"word":"know","start":821.64,"end":822.12006,"confidence":0.9682617,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.2294480800628662},{"word":"we","start":822.12006,"end":822.255,"confidence":0.9838867,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.25857028365135193},{"word":"can","start":822.335,"end":822.415,"confidence":0.9589844,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.29261013865470886},{"word":"do","start":822.415,"end":822.655,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.30126625299453735},{"word":"some","start":822.655,"end":822.735,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2868771553039551},{"word":"research","start":822.735,"end":823.215,"confidence":1.0,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.2442421317100525},{"word":"on","start":823.215,"end":823.375,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.29043346643447876},{"word":"the","start":823.375,"end":823.455,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24791114032268524},{"word":"account","start":823.455,"end":823.775,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.18755480647087097},{"word":"and","start":823.775,"end":823.935,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24380064010620117},{"word":"see","start":823.935,"end":824.09503,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2707855701446533},{"word":"if","start":824.09503,"end":824.175,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2350795418024063},{"word":"there","start":824.175,"end":824.335,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.22544702887535095},{"word":"is","start":824.335,"end":824.495,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2243531346321106},{"word":"some","start":824.495,"end":824.655,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2379187047481537},{"word":"money","start":824.655,"end":824.895,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1838180273771286},{"word":"or","start":824.895,"end":825.055,"confidence":0.98095703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.21430067718029025},{"word":"some","start":825.055,"end":825.375,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.204535111784935},{"word":"insurances","start":825.375,"end":825.875,"confidence":0.96451825,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.2187139987945557},{"word":"it's","start":826.015,"end":826.255,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5872944593429565},{"word":"just","start":826.255,"end":826.415,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.5761624574661255},{"word":"a","start":826.415,"end":826.495,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6669653654098511},{"word":"good","start":826.495,"end":826.655,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.700928270816803},{"word":"thing","start":826.655,"end":826.895,"confidence":1.0,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.7017923593521118},{"word":"to","start":826.895,"end":827.055,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6348053812980652},{"word":"do","start":827.055,"end":827.215,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.6372553110122681},{"word":"every","start":827.215,"end":827.455,"confidence":1.0,"punctuated_word":"every","sentiment":"positive","sentiment_score":0.6143487691879272},{"word":"now","start":827.455,"end":827.615,"confidence":1.0,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.5830267071723938},{"word":"and","start":827.615,"end":827.775,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5948158502578735},{"word":"then","start":827.775,"end":828.015,"confidence":0.97753906,"punctuated_word":"then.","sentiment":"positive","sentiment_score":0.43438178300857544},{"word":"so","start":828.015,"end":828.175,"confidence":0.5732422,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1406639963388443},{"word":"that's","start":828.175,"end":828.415,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.13405528664588928},{"word":"basically","start":828.415,"end":828.815,"confidence":0.9902344,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.06681953370571136},{"word":"what","start":828.815,"end":828.975,"confidence":0.9951172,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08765759319067001},{"word":"that","start":828.975,"end":829.135,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09741394966840744},{"word":"form","start":829.135,"end":829.455,"confidence":0.94189453,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.09043273329734802},{"word":"is","start":829.455,"end":829.955,"confidence":0.99365234,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.10000494122505188},{"word":"yep","start":830.015,"end":830.515,"confidence":0.80371094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17952755093574524},{"word":"now","start":832.255,"end":832.575,"confidence":0.9482422,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.35055452585220337},{"word":"that","start":832.575,"end":832.735,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.32721203565597534},{"word":"was","start":832.735,"end":833.055,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.26927295327186584},{"word":"basically","start":833.055,"end":833.53503,"confidence":0.9921875,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.20837394893169403},{"word":"everything","start":833.53503,"end":833.855,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.2400616556406021},{"word":"that","start":833.855,"end":834.09503,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18833070993423465},{"word":"i","start":834.09503,"end":834.255,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14964748919010162},{"word":"kind","start":834.255,"end":834.495,"confidence":0.73583984,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.161158949136734},{"word":"of","start":834.495,"end":834.575,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16708816587924957},{"word":"needed","start":834.575,"end":834.84,"confidence":0.98828125,"punctuated_word":"needed","sentiment":"neutral","sentiment_score":0.18476875126361847},{"word":"to","start":835.24005,"end":835.32,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1559382528066635},{"word":"run","start":835.32,"end":835.64,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.1533215045928955},{"word":"over","start":835.64,"end":836.12006,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.1671181470155716},{"word":"on","start":836.12006,"end":836.44,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13356176018714905},{"word":"on","start":836.44,"end":836.76,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1886606514453888},{"word":"my","start":836.76,"end":837.08,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.20272092521190643},{"word":"end","start":837.08,"end":837.4,"confidence":0.99902344,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.20011886954307556},{"word":"there","start":837.4,"end":837.72003,"confidence":0.9970703,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.2356560081243515},{"word":"jamie","start":837.72003,"end":838.2,"confidence":0.88061523,"punctuated_word":"Jamie.","sentiment":"neutral","sentiment_score":0.1969128251075745},{"word":"but","start":838.2,"end":838.44,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1065603643655777},{"word":"do","start":838.44,"end":838.68005,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06252310425043106},{"word":"you","start":838.68005,"end":838.84,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09126441925764084},{"word":"have","start":838.84,"end":839.0,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08412826061248779},{"word":"any","start":839.0,"end":839.16003,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.08303297311067581},{"word":"other","start":839.16003,"end":839.4,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.08789566904306412},{"word":"questions","start":839.4,"end":839.9,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.07658439874649048},{"word":"for","start":839.96,"end":840.2,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06125093996524811},{"word":"me","start":840.2,"end":840.52,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.10185080766677856},{"word":"or","start":840.52,"end":841.0,"confidence":0.9526367,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.11308305710554124},{"word":"or","start":841.0,"end":841.24005,"confidence":0.99121094,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09604637324810028},{"word":"anything","start":841.24005,"end":841.72003,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.12192483991384506},{"word":"else","start":841.72003,"end":842.12006,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.11145566403865814},{"word":"that","start":842.12006,"end":842.36005,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0902642011642456},{"word":"you","start":842.36005,"end":842.52,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08541203290224075},{"word":"would","start":842.52,"end":842.68005,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08802357316017151},{"word":"like","start":842.68005,"end":842.92004,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08627777546644211},{"word":"to","start":842.92004,"end":843.0,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.096049502491951},{"word":"go","start":843.0,"end":843.24005,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.10403025895357132},{"word":"through","start":843.24005,"end":843.48004,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.10249874740839005},{"word":"today","start":843.48004,"end":843.98004,"confidence":1.0,"punctuated_word":"today?","sentiment":"neutral","sentiment_score":0.09423509985208511},{"word":"yeah","start":846.36005,"end":846.76,"confidence":0.9663086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11202302575111388},{"word":"yeah","start":846.76,"end":847.26,"confidence":0.9550781,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.218806192278862},{"word":"perfect","start":847.56,"end":848.06,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.35284414887428284},{"word":"let","start":853.38495,"end":853.545,"confidence":0.9472656,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.097623810172081},{"word":"me","start":853.545,"end":853.865,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.11505715548992156},{"word":"just","start":853.865,"end":854.02496,"confidence":0.9580078,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12559176981449127},{"word":"get","start":854.02496,"end":854.185,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.09713233262300491},{"word":"that","start":854.185,"end":854.345,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09710715711116792},{"word":"up","start":854.345,"end":854.58496,"confidence":0.9863281,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07714682072401047},{"word":"again","start":854.58496,"end":854.90497,"confidence":1.0,"punctuated_word":"again","sentiment":"neutral","sentiment_score":0.09946243464946748},{"word":"for","start":854.90497,"end":855.14496,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08445141464471817},{"word":"you","start":855.14496,"end":855.545,"confidence":0.99365234,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.07490939646959305},{"word":"eight","start":855.545,"end":855.785,"confidence":0.9941406,"punctuated_word":"Eight","sentiment":"neutral","sentiment_score":0.006477867253124714},{"word":"point","start":855.785,"end":856.105,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.0014101341366767883},{"word":"zero","start":856.105,"end":856.505,"confidence":0.9980469,"punctuated_word":"zero","sentiment":"neutral","sentiment_score":0.0002496689558029175},{"word":"three","start":856.505,"end":857.005,"confidence":0.98217773,"punctuated_word":"three.","sentiment":"neutral","sentiment_score":0.002614131197333336},{"word":"yep","start":858.745,"end":859.245,"confidence":0.79296875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.026704294607043263},{"word":"after","start":859.38495,"end":859.785,"confidence":0.9550781,"punctuated_word":"After","sentiment":"neutral","sentiment_score":0.007600677199661732},{"word":"fees","start":859.785,"end":860.285,"confidence":0.7182617,"punctuated_word":"fees.","sentiment":"neutral","sentiment_score":0.006794648244976997},{"word":"so","start":860.425,"end":860.665,"confidence":0.72265625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.005478613078594208},{"word":"yeah","start":861.56,"end":862.06,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01928654313087463},{"word":"yes","start":864.27997,"end":864.6,"confidence":0.9914551,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.23804575204849243},{"word":"it's","start":864.6,"end":865.0,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.30471348762512207},{"word":"it's","start":865.0,"end":865.32,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.3911325335502625},{"word":"quite","start":865.32,"end":865.56,"confidence":1.0,"punctuated_word":"quite","sentiment":"positive","sentiment_score":0.4250449240207672},{"word":"good","start":865.56,"end":865.72,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4294601380825043},{"word":"for","start":865.72,"end":865.95996,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4695315957069397},{"word":"what's","start":865.95996,"end":866.2,"confidence":0.9812012,"punctuated_word":"what's","sentiment":"positive","sentiment_score":0.4639154374599457},{"word":"happened","start":866.2,"end":866.52,"confidence":0.9902344,"punctuated_word":"happened","sentiment":"positive","sentiment_score":0.47312724590301514},{"word":"in","start":866.52,"end":866.6,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.45203566551208496},{"word":"the","start":866.6,"end":866.68,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4221734404563904},{"word":"last","start":866.68,"end":867.0,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.2794240713119507},{"word":"twelve","start":867.0,"end":867.24,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.2508625388145447},{"word":"months","start":867.24,"end":867.74,"confidence":0.96118164,"punctuated_word":"months.","sentiment":"positive","sentiment_score":0.3339381814002991},{"word":"but","start":868.04,"end":868.27997,"confidence":0.6870117,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1906844526529312},{"word":"like","start":868.27997,"end":868.44,"confidence":0.88427734,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.11663977056741714},{"word":"i","start":868.44,"end":868.52,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14865675568580627},{"word":"said","start":868.52,"end":868.76,"confidence":0.9995117,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.14154353737831116},{"word":"i","start":868.76,"end":868.83997,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1912599802017212},{"word":"do","start":868.83997,"end":869.0,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2146243005990982},{"word":"wanna","start":869.0,"end":869.32,"confidence":0.97509766,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.23205974698066711},{"word":"do","start":869.32,"end":869.39996,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2064921408891678},{"word":"a","start":869.39996,"end":869.56,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2077690362930298},{"word":"bit","start":869.56,"end":869.72,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.16111908853054047},{"word":"more","start":869.72,"end":869.88,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.13886845111846924},{"word":"research","start":869.88,"end":870.2,"confidence":0.8449707,"punctuated_word":"research,","sentiment":"neutral","sentiment_score":0.14402669668197632},{"word":"especially","start":870.2,"end":870.6,"confidence":0.9980469,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.20192450284957889},{"word":"on","start":870.6,"end":870.76,"confidence":0.9135742,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.18468108773231504},{"word":"that","start":870.76,"end":870.92,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24472637474536896},{"word":"personal","start":870.92,"end":871.24,"confidence":0.10632324,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.1619947850704193},{"word":"investment","start":871.24,"end":871.74,"confidence":0.75683594,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.16574612259864807},{"word":"moving","start":872.12,"end":872.44,"confidence":0.8935547,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.2358892858028412},{"word":"forward","start":872.44,"end":872.83997,"confidence":1.0,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.26675093173980713},{"word":"as","start":872.83997,"end":873.08,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.26331543922424316},{"word":"well","start":873.08,"end":873.39996,"confidence":0.99902344,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.23923686146736145},{"word":"so","start":873.39996,"end":873.89996,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13791607320308685},{"word":"i","start":874.12,"end":874.2,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1593710333108902},{"word":"do","start":874.2,"end":874.44,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15885011851787567},{"word":"have","start":874.44,"end":874.6,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14243999123573303},{"word":"you","start":874.6,"end":874.76,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12979741394519806},{"word":"booked","start":874.76,"end":875.0,"confidence":0.99902344,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.15640082955360413},{"word":"in","start":875.0,"end":875.16,"confidence":0.9875488,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.13822631537914276},{"word":"like","start":875.16,"end":875.32,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15488240122795105},{"word":"i","start":875.32,"end":875.48,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1350012719631195},{"word":"said","start":875.48,"end":875.72,"confidence":0.9970703,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.10599847137928008},{"word":"on","start":875.72,"end":875.88,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11259402334690094},{"word":"thursday","start":875.88,"end":876.36,"confidence":1.0,"punctuated_word":"Thursday","sentiment":"neutral","sentiment_score":0.1202077940106392},{"word":"the","start":876.36,"end":876.52,"confidence":0.51171875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10683713108301164},{"word":"seventh","start":876.52,"end":877.02,"confidence":0.99902344,"punctuated_word":"seventh","sentiment":"neutral","sentiment_score":0.09740570932626724},{"word":"at","start":877.29504,"end":877.53503,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08432318270206451},{"word":"seventh","start":877.53503,"end":877.93506,"confidence":0.67626953,"punctuated_word":"seventh","sentiment":"neutral","sentiment_score":0.08685967326164246},{"word":"sorry","start":878.335,"end":878.655,"confidence":0.7426758,"punctuated_word":"sorry,","sentiment":"neutral","sentiment_score":0.0926389992237091},{"word":"at","start":878.655,"end":878.97504,"confidence":0.9951172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10596073418855669},{"word":"12:30","start":878.97504,"end":879.875,"confidence":0.99731445,"punctuated_word":"12:30.","sentiment":"neutral","sentiment_score":0.12323801219463348},{"word":"i'll","start":880.17505,"end":880.335,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08478038012981415},{"word":"put","start":880.335,"end":880.49506,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.07184235751628876},{"word":"a","start":880.49506,"end":880.575,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08364129066467285},{"word":"text","start":880.575,"end":880.895,"confidence":1.0,"punctuated_word":"text","sentiment":"neutral","sentiment_score":0.07696741074323654},{"word":"reminder","start":880.895,"end":881.375,"confidence":1.0,"punctuated_word":"reminder","sentiment":"neutral","sentiment_score":0.03967870771884918},{"word":"in","start":881.375,"end":881.875,"confidence":0.9440918,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.03527425229549408},{"word":"if","start":882.015,"end":882.255,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.010069269686937332},{"word":"anything","start":882.255,"end":882.73505,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.014646168798208237},{"word":"changes","start":882.73505,"end":883.135,"confidence":0.8762207,"punctuated_word":"changes,","sentiment":"neutral","sentiment_score":-0.0040250252932310104},{"word":"though","start":883.135,"end":883.29504,"confidence":0.9980469,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":-0.008755778893828392},{"word":"and","start":883.29504,"end":883.455,"confidence":0.98535156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01177678257226944},{"word":"you","start":883.455,"end":883.61505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.017565451562404633},{"word":"can't","start":883.61505,"end":883.85504,"confidence":0.9995117,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.023288697004318237},{"word":"make","start":883.85504,"end":884.09503,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.03227634355425835},{"word":"it","start":884.09503,"end":884.335,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0010595284402370453},{"word":"or","start":884.335,"end":884.575,"confidence":0.81640625,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.01539088413119316},{"word":"when","start":884.575,"end":884.73505,"confidence":0.99609375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.000609908252954483},{"word":"you","start":884.73505,"end":884.895,"confidence":0.96435547,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.001833353191614151},{"word":"know","start":884.895,"end":884.97504,"confidence":0.9980469,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.008883781731128693},{"word":"your","start":884.97504,"end":885.215,"confidence":0.65185547,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.011941127479076384},{"word":"roster","start":885.215,"end":885.61505,"confidence":0.90063477,"punctuated_word":"roster,","sentiment":"neutral","sentiment_score":0.0066443756222724915},{"word":"if","start":885.61505,"end":885.775,"confidence":0.9838867,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.020701801404356956},{"word":"you","start":885.775,"end":885.85504,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.015255942940711977},{"word":"do","start":885.85504,"end":886.015,"confidence":0.9482422,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.012966711074113846},{"word":"not","start":886.015,"end":886.255,"confidence":0.99121094,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.015408892184495926},{"word":"throw","start":886.255,"end":886.49506,"confidence":0.60839844,"punctuated_word":"throw","sentiment":"neutral","sentiment_score":0.004666768014431},{"word":"anything","start":886.49506,"end":886.99506,"confidence":0.99658203,"punctuated_word":"anything,","sentiment":"neutral","sentiment_score":0.005328623577952385},{"word":"let","start":887.455,"end":887.61505,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.017671316862106323},{"word":"me","start":887.61505,"end":887.85504,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.04857684671878815},{"word":"know","start":887.85504,"end":888.09503,"confidence":0.9890137,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.021824680268764496},{"word":"we'll","start":888.09503,"end":888.335,"confidence":0.93237305,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.03861237317323685},{"word":"get","start":888.335,"end":888.49506,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.046629950404167175},{"word":"it","start":888.49506,"end":888.73505,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.030199691653251648},{"word":"reshuffled","start":888.73505,"end":889.23505,"confidence":0.9963379,"punctuated_word":"reshuffled.","sentiment":"neutral","sentiment_score":0.047593213617801666},{"word":"otherwise","start":890.655,"end":891.135,"confidence":0.84936523,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.02731180191040039},{"word":"i","start":891.135,"end":891.215,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12542101740837097},{"word":"will","start":891.215,"end":891.715,"confidence":0.7495117,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.12812025845050812},{"word":"send","start":891.95996,"end":892.19995,"confidence":0.9770508,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.14268188178539276},{"word":"you","start":892.19995,"end":892.43994,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1612018346786499},{"word":"that","start":892.43994,"end":892.68,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18121521174907684},{"word":"cash","start":892.68,"end":892.92,"confidence":1.0,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.13166919350624084},{"word":"flow","start":892.92,"end":893.39996,"confidence":0.97314453,"punctuated_word":"flow","sentiment":"neutral","sentiment_score":0.176758274435997},{"word":"and","start":893.39996,"end":893.56,"confidence":0.95410156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14665862917900083},{"word":"budget","start":893.56,"end":893.95996,"confidence":0.7915039,"punctuated_word":"budget","sentiment":"neutral","sentiment_score":0.1240616887807846},{"word":"spreadsheet","start":893.95996,"end":894.43994,"confidence":1.0,"punctuated_word":"spreadsheet","sentiment":"neutral","sentiment_score":0.15047481656074524},{"word":"as","start":894.43994,"end":894.6,"confidence":0.9301758,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1394806206226349},{"word":"well","start":894.6,"end":894.75995,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.143236443400383},{"word":"as","start":894.75995,"end":894.92,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1593472808599472},{"word":"the","start":894.92,"end":895.07996,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17124734818935394},{"word":"lawyer","start":895.07996,"end":895.56,"confidence":1.0,"punctuated_word":"lawyer","sentiment":"neutral","sentiment_score":0.12060392647981644},{"word":"information","start":895.56,"end":896.06,"confidence":0.99316406,"punctuated_word":"information.","sentiment":"neutral","sentiment_score":0.14957895874977112},{"word":"that","start":896.6,"end":896.83997,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.1605226844549179},{"word":"way","start":896.83997,"end":897.0,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.2208472192287445},{"word":"you","start":897.0,"end":897.16,"confidence":0.50390625,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21761776506900787},{"word":"do","start":897.16,"end":897.31995,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.20778344571590424},{"word":"have","start":897.31995,"end":897.48,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.207791268825531},{"word":"my","start":897.48,"end":897.72,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.17341093719005585},{"word":"email","start":897.72,"end":898.04,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.1678461730480194},{"word":"address","start":898.04,"end":898.36,"confidence":0.99902344,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.17156797647476196},{"word":"as","start":898.36,"end":898.51996,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.19903507828712463},{"word":"well","start":898.51996,"end":898.75995,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.19284173846244812},{"word":"if","start":898.75995,"end":898.92,"confidence":0.9350586,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.20301398634910583},{"word":"there's","start":898.92,"end":899.16,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.15410014986991882},{"word":"anything","start":899.16,"end":899.39996,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.18829858303070068},{"word":"else","start":899.39996,"end":899.72,"confidence":0.99902344,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.16495734453201294},{"word":"that","start":899.72,"end":899.87994,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1518058031797409},{"word":"you","start":899.87994,"end":900.04,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14227890968322754},{"word":"need","start":900.04,"end":900.54,"confidence":0.99853516,"punctuated_word":"need.","sentiment":"neutral","sentiment_score":0.13570937514305115},{"word":"yep","start":902.27997,"end":902.77997,"confidence":0.98583984,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.6136934757232666},{"word":"no","start":903.48,"end":903.915,"confidence":0.89990234,"punctuated_word":"No","sentiment":"positive","sentiment_score":0.3598096966743469},{"word":"problem","start":903.995,"end":904.235,"confidence":0.9902344,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.4227807223796845},{"word":"at","start":904.235,"end":904.39496,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2602856457233429},{"word":"all","start":904.39496,"end":904.555,"confidence":1.0,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.32027754187583923},{"word":"thank","start":904.555,"end":904.795,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5703957080841064},{"word":"you","start":904.795,"end":904.875,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6441119909286499},{"word":"so","start":904.875,"end":905.035,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6501419544219971},{"word":"much","start":905.035,"end":905.27496,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.6777990460395813},{"word":"for","start":905.27496,"end":905.51495,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7029770612716675},{"word":"your","start":905.51495,"end":905.675,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6668777465820312},{"word":"time","start":905.675,"end":905.755,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.7037529349327087},{"word":"too","start":905.755,"end":905.995,"confidence":0.99560547,"punctuated_word":"too,","sentiment":"positive","sentiment_score":0.6744524240493774},{"word":"jamie","start":905.995,"end":906.315,"confidence":0.9211426,"punctuated_word":"Jamie,","sentiment":"positive","sentiment_score":0.5446470975875854},{"word":"and","start":906.315,"end":906.395,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4922061264514923},{"word":"i","start":906.395,"end":906.475,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5268271565437317},{"word":"hope","start":906.475,"end":906.71497,"confidence":1.0,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.5335528254508972},{"word":"the","start":906.71497,"end":906.795,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4930837452411651},{"word":"rest","start":906.795,"end":906.95496,"confidence":1.0,"punctuated_word":"rest","sentiment":"positive","sentiment_score":0.5053507685661316},{"word":"of","start":906.95496,"end":907.035,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5174258947372437},{"word":"your","start":907.035,"end":907.195,"confidence":0.94970703,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4716255366802216},{"word":"afternoon","start":907.195,"end":907.675,"confidence":1.0,"punctuated_word":"afternoon","sentiment":"positive","sentiment_score":0.5102968215942383},{"word":"is","start":907.675,"end":907.755,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4960523843765259},{"word":"not","start":907.755,"end":907.995,"confidence":1.0,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.4782219827175141},{"word":"so","start":907.995,"end":908.15497,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.2546672821044922},{"word":"busy","start":908.15497,"end":908.65497,"confidence":0.9995117,"punctuated_word":"busy.","sentiment":"neutral","sentiment_score":0.12437477707862854},{"word":"well","start":912.70294,"end":913.02295,"confidence":0.9470215,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.3139440715312958},{"word":"good","start":913.02295,"end":913.26294,"confidence":0.9970703,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6438510417938232},{"word":"timing","start":913.26294,"end":913.6629,"confidence":0.7702637,"punctuated_word":"timing,","sentiment":"positive","sentiment_score":0.481891006231308},{"word":"dan","start":913.6629,"end":913.90295,"confidence":0.38604736,"punctuated_word":"Dan.","sentiment":"positive","sentiment_score":0.4038296341896057},{"word":"yeah","start":913.90295,"end":914.14294,"confidence":0.96875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3183715343475342},{"word":"hopefully","start":914.14294,"end":914.5429,"confidence":0.96777344,"punctuated_word":"Hopefully,","sentiment":"positive","sentiment_score":0.4109761416912079},{"word":"it's","start":914.5429,"end":914.6229,"confidence":0.9941406,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.3676347732543946},{"word":"not","start":914.6229,"end":914.7829,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.26076996326446533},{"word":"too","start":914.7829,"end":914.94293,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.207999050617218},{"word":"crazy","start":914.94293,"end":915.1829,"confidence":0.8293457,"punctuated_word":"crazy.","sentiment":"neutral","sentiment_score":0.2950506806373596},{"word":"but","start":915.1829,"end":915.4229,"confidence":0.91674805,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.26339995861053467},{"word":"yeah","start":915.4229,"end":915.5029,"confidence":0.99560547,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.413191556930542},{"word":"i","start":915.5029,"end":915.58295,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7295739054679871},{"word":"look","start":915.58295,"end":915.7429,"confidence":0.96972656,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.6634586453437805},{"word":"forward","start":915.7429,"end":915.9829,"confidence":1.0,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.6877652406692505},{"word":"to","start":915.9829,"end":916.14294,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6828597784042358},{"word":"speaking","start":916.14294,"end":916.46295,"confidence":1.0,"punctuated_word":"speaking","sentiment":"positive","sentiment_score":0.6549398899078369},{"word":"with","start":916.46295,"end":916.6229,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.6317423582077026},{"word":"you","start":916.6229,"end":916.70294,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5720516443252563},{"word":"on","start":916.70294,"end":916.7829,"confidence":0.99902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.5296339988708496},{"word":"the","start":916.7829,"end":916.94293,"confidence":0.96972656,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3946233689785004},{"word":"seventh","start":916.94293,"end":917.3429,"confidence":0.74316406,"punctuated_word":"seventh,","sentiment":"neutral","sentiment_score":0.2545895576477051},{"word":"otherwise","start":917.3429,"end":917.8429,"confidence":0.9946289,"punctuated_word":"otherwise.","sentiment":"neutral","sentiment_score":0.297213077545166},{"word":"you","start":920.3029,"end":920.5429,"confidence":0.7475586,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.4821907877922058},{"word":"too","start":920.5429,"end":920.94293,"confidence":0.99853516,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.43695759773254395},{"word":"bye","start":920.94293,"end":921.44293,"confidence":0.98999023,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.29441022872924805}],"paragraphs":{"transcript":"\nYep. Can you hear me, Jamie? Yes. Okay. No.\n\nExactly. I'm glad you did. Now what I will say, I'm not sure if you caught some of it, is that we've done a lot of research on one of the investments that you have in your portfolio, and I would like to look at swapping it. The reason being is it has kind of it's your Benelon Australian equity that you have in your portfolio, and that was added to your portfolio because it was one of the best performing fund managers at the time and have done really well. So the purpose of that one is to actively buy and sell different investments in order to try to outperform the market, which they had done.\n\nBut more recently, they have underperformed a little bit and been a bit slower in making their decisions. So we wanna make sure we also stay proactive with your investments and that if there is an investment that we foresee not coming back around as much or being as good moving forward, that we we, you know, we do wanna make sure we we look at alternative options if there's some out there that we can swap it for to make sure that we do have your position in the best position because the market and things are always changing, like you've touched on in the last twelve months. So if you are happy for me to do so, what I would like to do is just do a little bit more research on the Benelon and also seeing if I can find a better option that would be suitable for your portfolio overall and put you in a better position moving forward. So are you happy for me to kind of do that for you? Yeah.\n\nGreat. Now with your portfolio, just wanna confirm that you are happy with your growth risk allocation still. So still kind of focusing on growing your super, having a little bit of fluctuation. And in terms of asset allocation, it's about an eighty twenty split. So 80% is your growth investment, which we typically classify your Australian shares, international shares, property, and commodities, and that is ultimately what is going to grow your portfolio.\n\nAnd then about 20 in your defensive, so that will be your your cash, your gold, your fixed interest, but limit fluctuations a little bit. Are you still comfortable with the same level of kind of risk allocation? Yep. Yeah. From what you kind of told me, some of the questions we we kind of went through, I think it's a good form your risk tolerance side of it.\n\nNow from a time frame point of view as well, so typically in a in a growth portfolio, making sure you have enough time in the market before retirement in a growth portfolio, we we wanna allow this to fix it. So you definitely have the time. In a high growth, you have the time capacity to be in more risky, but at the same time, I want you to be comfortable. So I think growth is a good middle ground where you are still focusing on getting that growth without taking your high growth or aggressive approach through fluctuations. So I think that sounds some have seen more fluctuations and not as good of a return as you.\n\nAnd then depending it it also depends on when they bought into the markets. Because some, if they bought at the the perfect time and when it was down, they've still seen a bit of a bit of an increase. But then some, you know, because you have a little bit more of those defensive with your gold as well, which have done really well, you've actually done pretty good where you're at. So I think it's it's good to stay in a growth for you. Yes.\n\nAnd it's one of those things as well that things are quite cyclical where it's like, even a year ago, your your cybersecurity investments were were through the roof, whereas now everything going on with AI bubble space, this is a bit more fluctuation. But that's also why it's usually a smaller portion. So we we allocate a higher portion of your your money in your kind of, you know, your passive funds that's kind of a bit more stable and diversified. And then we have a smaller portion in those funds that can, you know, vary a little bit more, give you a good amount of growth, fluctuate a little bit more, but they only have a smaller allocation because of that. Yep.\n\nYep. Perfect. I'll go and do the research on your, Benelung investment as well and just kind of go through all of them just to see if we need to make any changes. Now what I will do from there is I will, put together a proposal for you, and I'll go through it with you. And then you can let me know if you are happy with it before we make any changes.\n\nSo it does take me about a week or so to put that together. When is a best time for you to go through that? That's that's that's okay. I can put a tentative in for you. And then if anything changes, you can let me know just because my calendar is filling up really quickly in the next couple of months.\n\nSo I wanna make sure I can fit you in. Okay. Yeah. Yep. Okay.\n\nSo what I might do is do you is it normally Wednesday, Thursday, Monday, Tuesday? Which day is usually better for you, or is it really different? Really different. Okay. And morning, afternoon, again, hard hard for you to tell?\n\nOkay. Let me see. Yeah. Alright. Yes.\n\nYep. Alright. So about 12:30. Alright. I can put you tentatively on Thursday, the seventh, at 12:30.\n\nIs that okay? And, obviously, once you have your roster and if things change, let me know, and then we can always get it shuffled. But then that way, I do make sure I do have a spot allocated for you during that time. And and like I said, if you cannot make it, let me know, and I'll see if I can shuffle a few things around for you. Would you like me to set up a text reminder, like, two hours before the appointment or anything just in case?\n\nBecause it's a little while. Alright. Alright. Perfect. So that is Thursday, the May 7 at 12:30.\n\nOtherwise now just a couple of more documents for me to go through there with you, Jamie, then I will let you go and get on with your day. When you so I have sent you an email when you have a moment later to have a look at it, and you will see part of that is a couple of documents. So one is that twelve month performance report we just kinda went through with your portfolio. You also have your super ending insurance summary that just gives you a bit of an overview of where things are at at the moment. So you have your super in Hub 24, and you do have about a $189,602 in there.\n\nNow you also have insurances with Zurich. So you have a life and total permanent disability insurance, and that is $950,796. Are you still happy with that level of cover, or what are your thoughts on on on that? It it is it increases every year with inflation for for the amount for you. And, typically, when it comes through what's, I guess, what's appropriate, it's often very individual in terms of what your goals are.\n\nSo for example, I usually see, okay. Well, what do you want to have happen? You wanna clear your your debt on your property. Now I know things are changing for you as well, so it could vary a little bit. But let's say at the moment, 950,000 will clear out the mortgage on your property.\n\nThat at least isn't completely taken care of, and it still gives you and your family extra money if some so still 550,000 if to cover, you know, your loss of income for a couple of years or assist with, you know, if there's any school fees or or if you need any assistance or anything like that. So it also hopefully not. Well, it's also your TPD. Sorry. TPD is also if you're unable to work.\n\nSo that would still be you'd be around, but, obviously, you wouldn't be able to work. So on top of it, it's also your superannuation. So if you were to pass away or be unable to work, then your super would also be paid up. So that's an additional 189,000. Yeah.\n\nSo from your debt levels and and stuff, and especially when you only have kind of one financial dependent at the moment, it is pretty suitable for your needs. But like I said, some people go, I only care about covering death. That's it. Whereas some people go, no. I wanna make sure I have x amount of years worth of income if I have small little kids.\n\nSo it is quite varied. But from your situation of what you have, it is pretty good and still leaves you with enough money afterwards, especially if you don't have investment properties as well. Hopefully, they'll get to a point where they can kind of be self sufficient and pay themselves off. And then that way, you still have, obviously, the equity and everything in the property. If something were to happen, you could always sell the investment property, still have your property completely debt free, and still be in a, you know, relatively okay position.\n\nYep. Now both of those covers for you, you because it's held in Sudsoup, but you get a 15% tax rebate. Total premium is 1,241 although it's true. Now I can see that you don't have income protection and trauma insurance. Are you still comfortable with that?\n\nOkay. Okay. Income protection or work cover? Income protection. Oh, that's great.\n\nAnd you have been not having trauma either. That's okay. Yeah. So trauma insurance, it it is a policy you can't have inside super. So this one you have to pay out of pocket.\n\nIt is an insurance policy that covers you for traumatic events. So, typically, you will see the biggest ones is cancer, stroke, heart attack, neurological condition, and that is a lump sum payment paid tax free to you to assist you if you need be if you do get diagnosed with one of those conditions. Yep. Especially with cash flow and stuff with the investment property. If it ever changes, though, and you do wanna revisit it, like I said, you can always give me a call, and we can always have a look at it.\n\nBut, otherwise, we will leave that for now. Now the other documents you will see is financial services guide. You would have seen this one before. It's a bit of an updated version. It is one of those compliance documents, but, basically, everything that you need to know about us at Oakview is in there for you.\n\nAnd when you do have a look through the documents, you will see the team director's advices, and you will see me in the document as well if you do wanna put a face to the voice. And you'll also have this is certificate of currency of your Zurich insurances. Basically, just lets you know that that's all paid and up to date. Now what if you are happy to do so as well, it will ask you to sign through documents. So when you click when you get access to the email, before you click on the link, you will see those attachments I just kind of went over with you.\n\nAnd when you click on the link where it says sign now, it will ask you to sign through documents. Now one is a tax file number form. It is a compliance document just to say that we are keeping your tax file number secure on file. And the other one is a one that we would call your lost super authority form. We like to do that every now and then.\n\nYou may have done it as well when you came on board, but we like to do this every now and then just in case. And it's a form that allows allows us to search with the ATO if you have any other funds open out there that may have been opened by an employer or something like that. And if we do find something, we'll let you know. We can do some research on the account and see if there is some money or some insurances. It's just a good thing to do every now and then.\n\nSo that's basically what that form is. Yep. Now that was basically everything that I kind of needed to run over on on my end there, Jamie. But do you have any other questions for me or or anything else that you would like to go through today? Yeah.\n\nYeah. Perfect. Let me just get that up again for you. Eight point zero three. Yep.\n\nAfter fees. So Yeah. Yes. It's it's quite good for what's happened in the last twelve months. But like I said, I do wanna do a bit more research, especially on that personal investment moving forward as well.\n\nSo I do have you booked in, like I said, on Thursday the seventh at seventh sorry, at 12:30. I'll put a text reminder in. If anything changes, though, and you can't make it or when you know your roster, if you do not throw anything, let me know. We'll get it reshuffled. Otherwise, I will send you that cash flow and budget spreadsheet as well as the lawyer information.\n\nThat way you do have my email address as well if there's anything else that you need. Yep. No problem at all. Thank you so much for your time too, Jamie, and I hope the rest of your afternoon is not so busy. Well, good timing, Dan.\n\nYeah. Hopefully, it's not too crazy. But, yeah, I look forward to speaking with you on the seventh, otherwise. You too. Bye.","paragraphs":[{"sentences":[{"text":"Yep.","start":4.48,"end":4.7999997,"sentiment":"neutral","sentiment_score":0.007159156259149313},{"text":"Can you hear me, Jamie?","start":4.7999997,"end":5.8599997,"sentiment":"neutral","sentiment_score":-0.004498982615768909},{"text":"Yes.","start":7.3599997,"end":7.8599997,"sentiment":"neutral","sentiment_score":0.03730335086584091},{"text":"Okay.","start":7.9199996,"end":8.42,"sentiment":"neutral","sentiment_score":-0.10097843408584596},{"text":"No.","start":13.935,"end":14.435,"sentiment":"negative","sentiment_score":-0.4187723994255066}],"sentiment":"neutral","sentiment_score":-0.05530924882946743,"num_words":9,"start":4.48,"end":14.435},{"sentences":[{"text":"Exactly.","start":15.375,"end":15.875,"sentiment":"neutral","sentiment_score":0.11154942959547044},{"text":"I'm glad you did.","start":16.095001,"end":17.315,"sentiment":"neutral","sentiment_score":0.3226233646273613},{"text":"Now what I will say, I'm not sure if you caught some of it, is that we've done a lot of research on one of the investments that you have in your portfolio, and I would like to look at swapping it.","start":18.415,"end":28.96,"sentiment":"neutral","sentiment_score":0.0634506605565548},{"text":"The reason being is it has kind of it's your Benelon Australian equity that you have in your portfolio, and that was added to your portfolio because it was one of the best performing fund managers at the time and have done really well.","start":30.14,"end":44.485,"sentiment":"neutral","sentiment_score":0.27161393213001167},{"text":"So the purpose of that one is to actively buy and sell different investments in order to try to outperform the market, which they had done.","start":44.625,"end":52.865,"sentiment":"neutral","sentiment_score":0.17815739374894363}],"sentiment":"neutral","sentiment_score":0.17649637506558344,"num_words":117,"start":15.375,"end":52.865},{"sentences":[{"text":"But more recently, they have underperformed a little bit and been a bit slower in making their decisions.","start":52.865,"end":58.88,"sentiment":"neutral","sentiment_score":-0.08920309226959944},{"text":"So we wanna make sure we also stay proactive with your investments and that if there is an investment that we foresee not coming back around as much or being as good moving forward, that we we, you know, we do wanna make sure we we look at alternative options if there's some out there that we can swap it for to make sure that we do have your position in the best position because the market and things are always changing, like you've touched on in the last twelve months.","start":59.100002,"end":83.655,"sentiment":"neutral","sentiment_score":0.12299281690310646},{"text":"So if you are happy for me to do so, what I would like to do is just do a little bit more research on the Benelon and also seeing if I can find a better option that would be suitable for your portfolio overall and put you in a better position moving forward.","start":83.655,"end":99.915,"sentiment":"neutral","sentiment_score":0.2681025830959832},{"text":"So are you happy for me to kind of do that for you?","start":99.915,"end":102.475,"sentiment":"neutral","sentiment_score":0.22961698357875532},{"text":"Yeah.","start":102.475,"end":102.975,"sentiment":"neutral","sentiment_score":0.12875421345233917}],"sentiment":"neutral","sentiment_score":0.15354805177677486,"num_words":177,"start":52.865,"end":102.975},{"sentences":[{"text":"Great.","start":103.995,"end":104.495,"sentiment":"positive","sentiment_score":0.5137120485305786},{"text":"Now with your portfolio, just wanna confirm that you are happy with your growth risk allocation still.","start":106.075,"end":114.57,"sentiment":"positive","sentiment_score":0.39851569603471193},{"text":"So still kind of focusing on growing your super, having a little bit of fluctuation.","start":114.79,"end":119.69,"sentiment":"neutral","sentiment_score":0.2526873007416725},{"text":"And in terms of asset allocation, it's about an eighty twenty split.","start":120.79,"end":126.045,"sentiment":"neutral","sentiment_score":0.12686782578627268},{"text":"So 80% is your growth investment, which we typically classify your Australian shares, international shares, property, and commodities, and that is ultimately what is going to grow your portfolio.","start":126.525,"end":139.025,"sentiment":"neutral","sentiment_score":0.21786935730227108}],"sentiment":"neutral","sentiment_score":0.25566775220874194,"num_words":74,"start":103.995,"end":139.025},{"sentences":[{"text":"And then about 20 in your defensive, so that will be your your cash, your gold, your fixed interest, but limit fluctuations a little bit.","start":139.71,"end":147.33,"sentiment":"neutral","sentiment_score":0.08118064567446709},{"text":"Are you still comfortable with the same level of kind of risk allocation?","start":147.47,"end":150.93001,"sentiment":"neutral","sentiment_score":0.09511804150847289},{"text":"Yep.","start":153.80501,"end":154.30501,"sentiment":"neutral","sentiment_score":0.2627030313014984},{"text":"Yeah.","start":156.925,"end":157.425,"sentiment":"neutral","sentiment_score":0.2985030710697174},{"text":"From what you kind of told me, some of the questions we we kind of went through, I think it's a good form your risk tolerance side of it.","start":158.04501,"end":166.49,"sentiment":"positive","sentiment_score":0.3606055774565401}],"sentiment":"neutral","sentiment_score":0.20702635550844498,"num_words":69,"start":139.71,"end":166.49},{"sentences":[{"text":"Now from a time frame point of view as well, so typically in a in a growth portfolio, making sure you have enough time in the market before retirement in a growth portfolio, we we wanna allow this to fix it.","start":166.55,"end":179.21,"sentiment":"neutral","sentiment_score":0.14259184878773806},{"text":"So you definitely have the time.","start":179.475,"end":181.655,"sentiment":"neutral","sentiment_score":0.17817716052134833},{"text":"In a high growth, you have the time capacity to be in more risky, but at the same time, I want you to be comfortable.","start":181.955,"end":188.115,"sentiment":"neutral","sentiment_score":0.16781507402658463},{"text":"So I think growth is a good middle ground where you are still focusing on getting that growth without taking your high growth or aggressive approach through fluctuations.","start":188.115,"end":196.90001,"sentiment":"neutral","sentiment_score":0.18588344965662276},{"text":"So I think that sounds some have seen more fluctuations and not as good of a return as you.","start":197.36,"end":208.5,"sentiment":"neutral","sentiment_score":-0.2602018188489111}],"sentiment":"neutral","sentiment_score":0.0955597281205554,"num_words":119,"start":166.55,"end":208.5},{"sentences":[{"text":"And then depending it it also depends on when they bought into the markets.","start":209.025,"end":212.325,"sentiment":"neutral","sentiment_score":0.016111889854073524},{"text":"Because some, if they bought at the the perfect time and when it was down, they've still seen a bit of a bit of an increase.","start":212.545,"end":218.885,"sentiment":"neutral","sentiment_score":0.05447911170239632},{"text":"But then some, you know, because you have a little bit more of those defensive with your gold as well, which have done really well, you've actually done pretty good where you're at.","start":219.345,"end":229.38,"sentiment":"neutral","sentiment_score":0.29234410393418686},{"text":"So I think it's it's good to stay in a growth for you.","start":229.38,"end":233.24,"sentiment":"positive","sentiment_score":0.6509836063935206},{"text":"Yes.","start":236.91501,"end":237.41501,"sentiment":"neutral","sentiment_score":0.13943997025489807}],"sentiment":"neutral","sentiment_score":0.22863914534963412,"num_words":87,"start":209.025,"end":237.41501},{"sentences":[{"text":"And it's one of those things as well that things are quite cyclical where it's like, even a year ago, your your cybersecurity investments were were through the roof, whereas now everything going on with AI bubble space, this is a bit more fluctuation.","start":237.875,"end":252.24,"sentiment":"neutral","sentiment_score":0.034671049946072424},{"text":"But that's also why it's usually a smaller portion.","start":252.70001,"end":255.66,"sentiment":"neutral","sentiment_score":0.0381970823638969},{"text":"So we we allocate a higher portion of your your money in your kind of, you know, your passive funds that's kind of a bit more stable and diversified.","start":255.66,"end":264.16498,"sentiment":"neutral","sentiment_score":0.1687048838056367},{"text":"And then we have a smaller portion in those funds that can, you know, vary a little bit more, give you a good amount of growth, fluctuate a little bit more, but they only have a smaller allocation because of that.","start":264.785,"end":274.32498,"sentiment":"neutral","sentiment_score":0.14833718776793742},{"text":"Yep.","start":275.71,"end":276.21,"sentiment":"neutral","sentiment_score":0.07127518951892853}],"sentiment":"neutral","sentiment_score":0.10415194723604908,"num_words":124,"start":237.875,"end":276.21},{"sentences":[{"text":"Yep.","start":276.75,"end":277.07,"sentiment":"neutral","sentiment_score":0.273316353559494},{"text":"Perfect.","start":277.07,"end":277.57,"sentiment":"positive","sentiment_score":0.5637348294258118},{"text":"I'll go and do the research on your, Benelung investment as well and just kind of go through all of them just to see if we need to make any changes.","start":277.71,"end":285.25,"sentiment":"neutral","sentiment_score":0.26970085453602577},{"text":"Now what I will do from there is I will, put together a proposal for you, and I'll go through it with you.","start":286.19,"end":292.24503,"sentiment":"neutral","sentiment_score":0.23691015010294708},{"text":"And then you can let me know if you are happy with it before we make any changes.","start":292.24503,"end":295.785,"sentiment":"neutral","sentiment_score":0.24131988609830538}],"sentiment":"neutral","sentiment_score":0.25662796048296466,"num_words":74,"start":276.75,"end":295.785},{"sentences":[{"text":"So it does take me about a week or so to put that together.","start":296.405,"end":300.825,"sentiment":"neutral","sentiment_score":-0.11648275676582541},{"text":"When is a best time for you to go through that?","start":301.685,"end":305.46503,"sentiment":"neutral","sentiment_score":0.010344274342060089},{"text":"That's that's that's okay.","start":315.55,"end":318.12997,"sentiment":"neutral","sentiment_score":0.08864902518689632},{"text":"I can put a tentative in for you.","start":318.43,"end":321.16998,"sentiment":"neutral","sentiment_score":0.16656531766057014},{"text":"And then if anything changes, you can let me know just because my calendar is filling up really quickly in the next couple of months.","start":321.315,"end":329.73502,"sentiment":"neutral","sentiment_score":0.11107410162687302}],"sentiment":"neutral","sentiment_score":0.04753225170556576,"num_words":62,"start":296.405,"end":329.73502},{"sentences":[{"text":"So I wanna make sure I can fit you in.","start":329.95502,"end":333.75,"sentiment":"neutral","sentiment_score":0.09441041573882103},{"text":"Okay.","start":334.31,"end":334.81,"sentiment":"neutral","sentiment_score":0.14081554114818573},{"text":"Yeah.","start":337.91,"end":338.41,"sentiment":"neutral","sentiment_score":0.13091035187244415},{"text":"Yep.","start":338.71,"end":339.21,"sentiment":"neutral","sentiment_score":0.13148212432861328},{"text":"Okay.","start":339.99,"end":340.49,"sentiment":"neutral","sentiment_score":0.15963885188102722}],"sentiment":"neutral","sentiment_score":0.1076393590441772,"num_words":14,"start":329.95502,"end":340.49},{"sentences":[{"text":"So what I might do is do you is it normally Wednesday, Thursday, Monday, Tuesday?","start":341.67,"end":348.655,"sentiment":"neutral","sentiment_score":0.057035234322150546},{"text":"Which day is usually better for you, or is it really different?","start":348.655,"end":352.435,"sentiment":"neutral","sentiment_score":0.049221490509808064},{"text":"Really different.","start":354.095,"end":354.915,"sentiment":"neutral","sentiment_score":-0.0795026421546936},{"text":"Okay.","start":355.61502,"end":356.11502,"sentiment":"neutral","sentiment_score":0.041781336069107056},{"text":"And morning, afternoon, again, hard hard for you to tell?","start":357.695,"end":361.39502,"sentiment":"neutral","sentiment_score":-0.03479568399488926}],"sentiment":"neutral","sentiment_score":0.024525140319019555,"num_words":40,"start":341.67,"end":361.39502},{"sentences":[{"text":"Okay.","start":364.14,"end":364.64,"sentiment":"neutral","sentiment_score":0.02084479108452797},{"text":"Let me see.","start":364.78,"end":365.68,"sentiment":"neutral","sentiment_score":0.010146882074574629},{"text":"Yeah.","start":367.5,"end":367.9,"sentiment":"neutral","sentiment_score":-0.011716213077306747},{"text":"Alright.","start":367.9,"end":368.4,"sentiment":"neutral","sentiment_score":-0.04031180962920189},{"text":"Yes.","start":369.98,"end":370.48,"sentiment":"neutral","sentiment_score":0.02198999933898449}],"sentiment":"neutral","sentiment_score":0.003035344848675387,"num_words":7,"start":364.14,"end":370.48},{"sentences":[{"text":"Yep.","start":371.5,"end":371.9,"sentiment":"neutral","sentiment_score":0.13097165524959564},{"text":"Alright.","start":371.9,"end":372.38,"sentiment":"neutral","sentiment_score":0.23713085055351257},{"text":"So about 12:30.","start":372.38,"end":376.305,"sentiment":"neutral","sentiment_score":0.16308150192101797},{"text":"Alright.","start":376.305,"end":376.705,"sentiment":"neutral","sentiment_score":0.12773531675338745},{"text":"I can put you tentatively on Thursday, the seventh, at 12:30.","start":376.705,"end":382.085,"sentiment":"neutral","sentiment_score":0.0897762965072285}],"sentiment":"neutral","sentiment_score":0.1160365641117096,"num_words":17,"start":371.5,"end":382.085},{"sentences":[{"text":"Is that okay?","start":384.305,"end":385.185,"sentiment":"neutral","sentiment_score":0.20398627718289694},{"text":"And, obviously, once you have your roster and if things change, let me know, and then we can always get it shuffled.","start":385.185,"end":392.94,"sentiment":"neutral","sentiment_score":0.07254555114460262},{"text":"But then that way, I do make sure I do have a spot allocated for you during that time.","start":392.94,"end":397.58002,"sentiment":"neutral","sentiment_score":0.20850011000507757},{"text":"And and like I said, if you cannot make it, let me know, and I'll see if I can shuffle a few things around for you.","start":397.58002,"end":403.875,"sentiment":"neutral","sentiment_score":0.07860847605535617},{"text":"Would you like me to set up a text reminder, like, two hours before the appointment or anything just in case?","start":406.035,"end":412.135,"sentiment":"neutral","sentiment_score":0.11802894338255837}],"sentiment":"neutral","sentiment_score":0.11749331027801548,"num_words":91,"start":384.305,"end":412.135},{"sentences":[{"text":"Because it's a little while.","start":412.355,"end":413.715,"sentiment":"neutral","sentiment_score":0.061232734471559525},{"text":"Alright.","start":413.715,"end":413.955,"sentiment":"neutral","sentiment_score":0.21509769558906555},{"text":"Alright.","start":413.955,"end":414.355,"sentiment":"positive","sentiment_score":0.3620383143424988},{"text":"Perfect.","start":414.355,"end":414.835,"sentiment":"positive","sentiment_score":0.5003310441970825},{"text":"So that is Thursday, the May 7 at 12:30.","start":414.835,"end":419.45,"sentiment":"neutral","sentiment_score":0.19698268423477808}],"sentiment":"neutral","sentiment_score":0.1856749932117322,"num_words":17,"start":412.355,"end":419.45},{"sentences":[{"text":"Otherwise now just a couple of more documents for me to go through there with you, Jamie, then I will let you go and get on with your day.","start":419.45,"end":428.11002,"sentiment":"neutral","sentiment_score":0.26000590442583477},{"text":"When you so I have sent you an email when you have a moment later to have a look at it, and you will see part of that is a couple of documents.","start":429.93002,"end":439.345,"sentiment":"neutral","sentiment_score":0.18118584201191412},{"text":"So one is that twelve month performance report we just kinda went through with your portfolio.","start":439.345,"end":444.32498,"sentiment":"neutral","sentiment_score":0.1647662604227662},{"text":"You also have your super ending insurance summary that just gives you a bit of an overview of where things are at at the moment.","start":445.185,"end":451.93002,"sentiment":"neutral","sentiment_score":0.23323703825473785},{"text":"So you have your super in Hub 24, and you do have about a $189,602 in there.","start":451.93002,"end":459.63,"sentiment":"neutral","sentiment_score":0.1493243636453853}],"sentiment":"neutral","sentiment_score":0.20437503599872192,"num_words":120,"start":419.45,"end":459.63},{"sentences":[{"text":"Now you also have insurances with Zurich.","start":460.97,"end":464.385,"sentiment":"neutral","sentiment_score":0.14009879848786763},{"text":"So you have a life and total permanent disability insurance, and that is $950,796.","start":464.605,"end":474.545,"sentiment":"neutral","sentiment_score":0.1456873384969575},{"text":"Are you still happy with that level of cover, or what are your thoughts on on on that?","start":475.08002,"end":480.62,"sentiment":"positive","sentiment_score":0.3559285265703996},{"text":"It it is it increases every year with inflation for for the amount for you.","start":495.175,"end":501.03,"sentiment":"neutral","sentiment_score":0.03242486963669459},{"text":"And, typically, when it comes through what's, I guess, what's appropriate, it's often very individual in terms of what your goals are.","start":501.11,"end":510.65,"sentiment":"neutral","sentiment_score":0.036944540894844315}],"sentiment":"neutral","sentiment_score":0.14113395724837718,"num_words":76,"start":460.97,"end":510.65},{"sentences":[{"text":"So for example, I usually see, okay.","start":510.87,"end":515.065,"sentiment":"neutral","sentiment_score":0.020097937701003894},{"text":"Well, what do you want to have happen?","start":515.065,"end":517.22504,"sentiment":"neutral","sentiment_score":-0.045114956330507994},{"text":"You wanna clear your your debt on your property.","start":517.22504,"end":519.72504,"sentiment":"neutral","sentiment_score":-0.05148664199643665},{"text":"Now I know things are changing for you as well, so it could vary a little bit.","start":519.78503,"end":524.04504,"sentiment":"neutral","sentiment_score":-0.07735103193451376},{"text":"But let's say at the moment, 950,000 will clear out the mortgage on your property.","start":524.10504,"end":529.59,"sentiment":"neutral","sentiment_score":0.004265545556942622}],"sentiment":"neutral","sentiment_score":-0.03454639686138502,"num_words":56,"start":510.87,"end":529.59},{"sentences":[{"text":"That at least isn't completely taken care of, and it still gives you and your family extra money if some so still 550,000 if to cover, you know, your loss of income for a couple of years or assist with, you know, if there's any school fees or or if you need any assistance or anything like that.","start":530.05,"end":552.815,"sentiment":"neutral","sentiment_score":0.001670726478613656},{"text":"So it also hopefully not.","start":553.275,"end":558.39,"sentiment":"neutral","sentiment_score":-0.07668932527303696},{"text":"Well, it's also your TPD.","start":558.69,"end":559.91003,"sentiment":"neutral","sentiment_score":-0.08613201230764389},{"text":"Sorry.","start":560.13,"end":560.37,"sentiment":"neutral","sentiment_score":-0.2256212830543518},{"text":"TPD is also if you're unable to work.","start":560.37,"end":562.79,"sentiment":"neutral","sentiment_score":-0.29604030027985573}],"sentiment":"neutral","sentiment_score":-0.04300192516151961,"num_words":77,"start":530.05,"end":562.79},{"sentences":[{"text":"So that would still be you'd be around, but, obviously, you wouldn't be able to work.","start":563.41003,"end":567.67,"sentiment":"neutral","sentiment_score":-0.26406362280249596},{"text":"So on top of it, it's also your superannuation.","start":568.905,"end":571.965,"sentiment":"neutral","sentiment_score":0.06953612694309817},{"text":"So if you were to pass away or be unable to work, then your super would also be paid up.","start":572.425,"end":578.025,"sentiment":"neutral","sentiment_score":-0.0021930686198174953},{"text":"So that's an additional 189,000.","start":578.025,"end":580.365,"sentiment":"neutral","sentiment_score":0.05467062592506409},{"text":"Yeah.","start":583.61,"end":584.08997,"sentiment":"neutral","sentiment_score":0.17822736501693726}],"sentiment":"neutral","sentiment_score":-0.06257791568835576,"num_words":51,"start":563.41003,"end":584.08997},{"sentences":[{"text":"So from your debt levels and and stuff, and especially when you only have kind of one financial dependent at the moment, it is pretty suitable for your needs.","start":584.08997,"end":593.29,"sentiment":"neutral","sentiment_score":0.17020074457957826},{"text":"But like I said, some people go, I only care about covering death.","start":593.29,"end":597.395,"sentiment":"neutral","sentiment_score":-0.10760403367189261},{"text":"That's it.","start":597.395,"end":598.29504,"sentiment":"neutral","sentiment_score":-0.12526175379753113},{"text":"Whereas some people go, no.","start":598.435,"end":600.195,"sentiment":"neutral","sentiment_score":-0.018966502137482168},{"text":"I wanna make sure I have x amount of years worth of income if I have small little kids.","start":600.195,"end":604.455,"sentiment":"neutral","sentiment_score":0.017201402273617293}],"sentiment":"neutral","sentiment_score":0.05174176147043267,"num_words":68,"start":584.08997,"end":604.455},{"sentences":[{"text":"So it is quite varied.","start":604.995,"end":606.53503,"sentiment":"neutral","sentiment_score":0.08785664886236191},{"text":"But from your situation of what you have, it is pretty good and still leaves you with enough money afterwards, especially if you don't have investment properties as well.","start":606.59503,"end":617.33,"sentiment":"positive","sentiment_score":0.3679297864437103},{"text":"Hopefully, they'll get to a point where they can kind of be self sufficient and pay themselves off.","start":617.33,"end":622.85004,"sentiment":"positive","sentiment_score":0.3921310090356403},{"text":"And then that way, you still have, obviously, the equity and everything in the property.","start":622.85004,"end":626.965,"sentiment":"neutral","sentiment_score":0.25911813974380493},{"text":"If something were to happen, you could always sell the investment property, still have your property completely debt free, and still be in a, you know, relatively okay position.","start":626.965,"end":635.465,"sentiment":"neutral","sentiment_score":0.14597094547131967}],"sentiment":"neutral","sentiment_score":0.27382848675673205,"num_words":96,"start":604.995,"end":635.465},{"sentences":[{"text":"Yep.","start":637.62,"end":638.12,"sentiment":"neutral","sentiment_score":0.13988381624221802},{"text":"Now both of those covers for you, you because it's held in Sudsoup, but you get a 15% tax rebate.","start":639.13995,"end":645.48,"sentiment":"neutral","sentiment_score":0.11678244844079018},{"text":"Total premium is 1,241 although it's true.","start":646.1,"end":655.19165,"sentiment":"neutral","sentiment_score":0.051526857540011406},{"text":"Now I can see that you don't have income protection and trauma insurance.","start":656.345,"end":660.205,"sentiment":"neutral","sentiment_score":-0.08411881556877723},{"text":"Are you still comfortable with that?","start":660.265,"end":662.285,"sentiment":"neutral","sentiment_score":-0.06383276109894116}],"sentiment":"neutral","sentiment_score":0.028929353592560648,"num_words":47,"start":637.62,"end":662.285},{"sentences":[{"text":"Okay.","start":666.12,"end":666.62,"sentiment":"neutral","sentiment_score":0.02817114070057869},{"text":"Okay.","start":667.48,"end":667.98,"sentiment":"neutral","sentiment_score":0.0033342428505420685},{"text":"Income protection or work cover?","start":668.04004,"end":669.82,"sentiment":"neutral","sentiment_score":-0.013281269557774067},{"text":"Income protection.","start":672.04004,"end":672.84,"sentiment":"neutral","sentiment_score":0.010398035869002342},{"text":"Oh, that's great.","start":672.84,"end":673.74,"sentiment":"neutral","sentiment_score":0.19346408545970917}],"sentiment":"neutral","sentiment_score":0.04719061365661522,"num_words":12,"start":666.12,"end":673.74},{"sentences":[{"text":"And you have been not having trauma either.","start":674.60004,"end":677.08,"sentiment":"neutral","sentiment_score":-0.02117031859233975},{"text":"That's okay.","start":677.08,"end":677.9,"sentiment":"neutral","sentiment_score":0.029266852885484695},{"text":"Yeah.","start":682.285,"end":682.605,"sentiment":"neutral","sentiment_score":-0.04306953772902489},{"text":"So trauma insurance, it it is a policy you can't have inside super.","start":682.605,"end":686.76495,"sentiment":"neutral","sentiment_score":-0.07180410365645702},{"text":"So this one you have to pay out of pocket.","start":686.76495,"end":688.625,"sentiment":"neutral","sentiment_score":-0.05884587615728378}],"sentiment":"neutral","sentiment_score":-0.04928854381775155,"num_words":34,"start":674.60004,"end":688.625},{"sentences":[{"text":"It is an insurance policy that covers you for traumatic events.","start":689.08496,"end":692.785,"sentiment":"neutral","sentiment_score":-0.016692525453188202},{"text":"So, typically, you will see the biggest ones is cancer, stroke, heart attack, neurological condition, and that is a lump sum payment paid tax free to you to assist you if you need be if you do get diagnosed with one of those conditions.","start":693.32996,"end":707.50995,"sentiment":"neutral","sentiment_score":0.04884919939054684},{"text":"Yep.","start":712.435,"end":712.935,"sentiment":"neutral","sentiment_score":0.14152657985687256},{"text":"Especially with cash flow and stuff with the investment property.","start":713.55505,"end":716.455,"sentiment":"neutral","sentiment_score":0.03439516983926296},{"text":"If it ever changes, though, and you do wanna revisit it, like I said, you can always give me a call, and we can always have a look at it.","start":717.155,"end":722.49,"sentiment":"neutral","sentiment_score":0.04297862475117047}],"sentiment":"neutral","sentiment_score":0.03896441681232924,"num_words":96,"start":689.08496,"end":722.49},{"sentences":[{"text":"But, otherwise, we will leave that for now.","start":723.13,"end":726.19,"sentiment":"neutral","sentiment_score":0.026176591403782368},{"text":"Now the other documents you will see is financial services guide.","start":727.20996,"end":731.79,"sentiment":"neutral","sentiment_score":0.12816608832641083},{"text":"You would have seen this one before.","start":731.93,"end":733.20996,"sentiment":"neutral","sentiment_score":0.1616675513131278},{"text":"It's a bit of an updated version.","start":733.20996,"end":735.07,"sentiment":"neutral","sentiment_score":0.15990452894142695},{"text":"It is one of those compliance documents, but, basically, everything that you need to know about us at Oakview is in there for you.","start":735.48505,"end":742.22504,"sentiment":"neutral","sentiment_score":0.3199180519829194}],"sentiment":"neutral","sentiment_score":0.2026013598630303,"num_words":57,"start":723.13,"end":742.22504},{"sentences":[{"text":"And when you do have a look through the documents, you will see the team director's advices, and you will see me in the document as well if you do wanna put a face to the voice.","start":742.36505,"end":751.34503,"sentiment":"neutral","sentiment_score":0.17840827538354978},{"text":"And you'll also have this is certificate of currency of your Zurich insurances.","start":754.74,"end":758.36,"sentiment":"positive","sentiment_score":0.45079349554502046},{"text":"Basically, just lets you know that that's all paid and up to date.","start":758.74,"end":762.52,"sentiment":"positive","sentiment_score":0.37856804636808544},{"text":"Now what if you are happy to do so as well, it will ask you to sign through documents.","start":763.22003,"end":768.90497,"sentiment":"positive","sentiment_score":0.3382037431001663},{"text":"So when you click when you get access to the email, before you click on the link, you will see those attachments I just kind of went over with you.","start":770.32495,"end":777.70496,"sentiment":"neutral","sentiment_score":0.2177882621685664}],"sentiment":"neutral","sentiment_score":0.2709136180180524,"num_words":112,"start":742.36505,"end":777.70496},{"sentences":[{"text":"And when you click on the link where it says sign now, it will ask you to sign through documents.","start":777.89,"end":782.47,"sentiment":"neutral","sentiment_score":0.16878562569618225},{"text":"Now one is a tax file number form.","start":783.17,"end":787.43,"sentiment":"neutral","sentiment_score":0.22908586263656616},{"text":"It is a compliance document just to say that we are keeping your tax file number secure on file.","start":787.49,"end":792.47,"sentiment":"neutral","sentiment_score":0.30651710064787613},{"text":"And the other one is a one that we would call your lost super authority form.","start":793.015,"end":798.395,"sentiment":"neutral","sentiment_score":0.2140717003494501},{"text":"We like to do that every now and then.","start":798.695,"end":800.535,"sentiment":"positive","sentiment_score":0.3894805941316817}],"sentiment":"neutral","sentiment_score":0.24948190111252996,"num_words":72,"start":777.89,"end":800.535},{"sentences":[{"text":"You may have done it as well when you came on board, but we like to do this every now and then just in case.","start":800.535,"end":806.235,"sentiment":"neutral","sentiment_score":0.2921793393790722},{"text":"And it's a form that allows allows us to search with the ATO if you have any other funds open out there that may have been opened by an employer or something like that.","start":806.60004,"end":818.86005,"sentiment":"neutral","sentiment_score":0.09673367878969978},{"text":"And if we do find something, we'll let you know.","start":819.4,"end":822.12006,"sentiment":"neutral","sentiment_score":0.19554601311683656},{"text":"We can do some research on the account and see if there is some money or some insurances.","start":822.12006,"end":825.875,"sentiment":"neutral","sentiment_score":0.24267876727713478},{"text":"It's just a good thing to do every now and then.","start":826.015,"end":828.015,"sentiment":"positive","sentiment_score":0.6119797013022683}],"sentiment":"neutral","sentiment_score":0.24131513489600348,"num_words":98,"start":800.535,"end":828.015},{"sentences":[{"text":"So that's basically what that form is.","start":828.015,"end":829.955,"sentiment":"neutral","sentiment_score":0.10243543343884605},{"text":"Yep.","start":830.015,"end":830.515,"sentiment":"neutral","sentiment_score":0.17952755093574524},{"text":"Now that was basically everything that I kind of needed to run over on on my end there, Jamie.","start":832.255,"end":838.2,"sentiment":"neutral","sentiment_score":0.20423569098899239},{"text":"But do you have any other questions for me or or anything else that you would like to go through today?","start":838.2,"end":843.98004,"sentiment":"neutral","sentiment_score":0.09259009822493508},{"text":"Yeah.","start":846.36005,"end":846.76,"sentiment":"neutral","sentiment_score":0.11202302575111388}],"sentiment":"neutral","sentiment_score":0.13945854698516885,"num_words":49,"start":828.015,"end":846.76},{"sentences":[{"text":"Yeah.","start":846.76,"end":847.26,"sentiment":"neutral","sentiment_score":0.218806192278862},{"text":"Perfect.","start":847.56,"end":848.06,"sentiment":"positive","sentiment_score":0.35284414887428284},{"text":"Let me just get that up again for you.","start":853.38495,"end":855.545,"sentiment":"neutral","sentiment_score":0.09649803241093953},{"text":"Eight point zero three.","start":855.545,"end":857.005,"sentiment":"neutral","sentiment_score":0.002687950385734439},{"text":"Yep.","start":858.745,"end":859.245,"sentiment":"neutral","sentiment_score":0.026704294607043263}],"sentiment":"neutral","sentiment_score":0.09234929556259885,"num_words":16,"start":846.76,"end":859.245},{"sentences":[{"text":"After fees.","start":859.38495,"end":860.285,"sentiment":"neutral","sentiment_score":0.0071976627223193645},{"text":"So Yeah.","start":860.425,"end":862.06,"sentiment":"neutral","sentiment_score":0.012382578104734419},{"text":"Yes.","start":864.27997,"end":864.6,"sentiment":"neutral","sentiment_score":0.23804575204849243},{"text":"It's it's quite good for what's happened in the last twelve months.","start":864.6,"end":867.74,"sentiment":"positive","sentiment_score":0.3912799383203189},{"text":"But like I said, I do wanna do a bit more research, especially on that personal investment moving forward as well.","start":868.04,"end":873.39996,"sentiment":"neutral","sentiment_score":0.19323854041951044}],"sentiment":"neutral","sentiment_score":0.2376467063777933,"num_words":38,"start":859.38495,"end":873.39996},{"sentences":[{"text":"So I do have you booked in, like I said, on Thursday the seventh at seventh sorry, at 12:30.","start":873.39996,"end":879.875,"sentiment":"neutral","sentiment_score":0.12362890416070034},{"text":"I'll put a text reminder in.","start":880.17505,"end":881.875,"sentiment":"neutral","sentiment_score":0.0653640665113926},{"text":"If anything changes, though, and you can't make it or when you know your roster, if you do not throw anything, let me know.","start":882.015,"end":888.09503,"sentiment":"neutral","sentiment_score":0.003495987349500259},{"text":"We'll get it reshuffled.","start":888.09503,"end":889.23505,"sentiment":"neutral","sentiment_score":0.040758807212114334},{"text":"Otherwise, I will send you that cash flow and budget spreadsheet as well as the lawyer information.","start":890.655,"end":896.06,"sentiment":"neutral","sentiment_score":0.13994524627923965}],"sentiment":"neutral","sentiment_score":0.07667345271578857,"num_words":70,"start":873.39996,"end":896.06},{"sentences":[{"text":"That way you do have my email address as well if there's anything else that you need.","start":896.6,"end":900.54,"sentiment":"neutral","sentiment_score":0.17996637873789845},{"text":"Yep.","start":902.27997,"end":902.77997,"sentiment":"positive","sentiment_score":0.6136934757232666},{"text":"No problem at all.","start":903.48,"end":904.555,"sentiment":"positive","sentiment_score":0.3407884016633034},{"text":"Thank you so much for your time too, Jamie, and I hope the rest of your afternoon is not so busy.","start":904.555,"end":908.65497,"sentiment":"positive","sentiment_score":0.5351829174019042},{"text":"Well, good timing, Dan.","start":912.70294,"end":913.90295,"sentiment":"positive","sentiment_score":0.4608789384365082}],"sentiment":"positive","sentiment_score":0.38550282000227176,"num_words":47,"start":896.6,"end":913.90295},{"sentences":[{"text":"Yeah.","start":913.90295,"end":914.14294,"sentiment":"neutral","sentiment_score":0.3183715343475342},{"text":"Hopefully, it's not too crazy.","start":914.14294,"end":915.1829,"sentiment":"neutral","sentiment_score":0.30848612189292907},{"text":"But, yeah, I look forward to speaking with you on the seventh, otherwise.","start":915.1829,"end":917.8429,"sentiment":"positive","sentiment_score":0.5211571523776422},{"text":"You too.","start":920.3029,"end":920.94293,"sentiment":"positive","sentiment_score":0.4595741927623749},{"text":"Bye.","start":920.94293,"end":921.44293,"sentiment":"neutral","sentiment_score":0.29441022872924805}],"sentiment":"positive","sentiment_score":0.4477001699534329,"num_words":22,"start":913.90295,"end":921.44293}]}}]},{"alternatives":[{"transcript":"Hello? You there? Yes. I can. Yeah. Yeah. I was like, I'm very I couldn't hear you. I thought it's rude if I don't say something to pretend I can hear you, but then I thought I better off just saying something to be rude. Every second word. Yep. Yep. Yep. Yes. Yes. Yes. Yep. Yep. Yeah. That's fine. Yes. Yes. I am. Yep. Yep. Yeah. I think so. If you agree that's probably what's best for staying at, then I'll agree as well. Because a lot of people a lot of people who've done done high growth would have done pretty poorly then over these last twelve months. Yep. Yep. Eye care. Yep. Precious metals are bloody gone through the roof. Yeah. Yep. Okay. Now we'll leave it where he is then. I cannot. Yep. My my life, you know, I'd have to I I sort of live couple of days at a time with my rosters and things, so it's a bit hard. So we don't tell them on nights and arbours and weekends and yeah. Yep. Okay. You're wet. Just whenever you think you've got it done, if you can put your time to have it done, just, yeah, let me send me the text or link of the appointment, and then, yeah, I'll try and make that work. Yeah. Just yeah. It's different every single week of my life. But yeah. Yep. Yep. I'd say around this time of the day, like, between twelve twelve or one is usually about the best if I'm not on a night shift and asleep because then I'll get up at three, but anyway. 60% chance you'll probably get me that time. Yeah. Okay. Yep. Not a problem. Yep. Okay. Not a problem. Yes, please. Yep. Yes, please. Yep. Okay. Yep. Okay. Maybe just do you think that's enough with how much inflation's been happening the last few years? That's why I haven't changed it. I don't think from since it's originated. I don't know if that's enough these days or should I be having more or what? Okay. Okay. Yep. Yep. Yep. Till the until the wife finds it till the wife finds another partner. Okay. Yep. Okay. Now let's leave it underneath. That's fine. Yep. K. Yep. Okay. Yep. That's fine. I'll leave that. Okay. My work pays that for all employees, so I do have it. Yep. Income protection. Yep. Yep. I would even know. What do you mean by trauma? Oops. Okay. Now I might look into that down the future, but I think I'm right at the moment. Okay. Okay. Yep. No problem. Yep. Okay. Yep. Yeah. Correct. Yep. That's fine. That's good. Nothing. We've covered everything. So the the main one was just about 8.1%, was it? That's what it would have grown the last twelve months. Sorry. Okay. Yep. Yep. Okay. I suppose with what's been going on, I suppose I can live with that for twelve months. Yep. Yep. No problem. Okay. Great. Thanks for all your help today and your time. Oh, I'm about to walk into work, so who knows? Anyway. Okay. Thank you. Have a good day. Bye.","confidence":0.96118164,"words":[{"word":"hello","start":3.04,"end":3.52,"confidence":0.90625,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.00097757950425148},{"word":"you","start":3.52,"end":3.76,"confidence":0.73828125,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.005119317211210728},{"word":"there","start":3.76,"end":4.26,"confidence":0.99658203,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":0.0011646193452179432},{"word":"yes","start":6.24,"end":6.72,"confidence":0.9572754,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03813759237527847},{"word":"i","start":6.72,"end":6.7999997,"confidence":0.66308594,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04055492579936981},{"word":"can","start":6.7999997,"end":7.12,"confidence":0.6972656,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.05304224044084549},{"word":"yeah","start":7.12,"end":7.3599997,"confidence":0.9399414,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03277108818292618},{"word":"yeah","start":7.3599997,"end":7.7599998,"confidence":0.96069336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.006528355181217194},{"word":"i","start":7.7599998,"end":7.8399997,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09162336587905884},{"word":"was","start":7.8399997,"end":8.0,"confidence":0.9951172,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.08673872798681259},{"word":"like","start":8.0,"end":8.4,"confidence":0.6621094,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1349983513355255},{"word":"i'm","start":8.4,"end":8.559999,"confidence":0.8388672,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.26599907875061035},{"word":"very","start":8.559999,"end":8.8,"confidence":0.62158203,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.31097692251205444},{"word":"i","start":8.88,"end":8.96,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.31904271245002747},{"word":"couldn't","start":8.96,"end":9.28,"confidence":0.99902344,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":-0.30232399702072144},{"word":"hear","start":9.28,"end":9.44,"confidence":0.99609375,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.27945980429649353},{"word":"you","start":9.44,"end":9.679999,"confidence":0.6765137,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.2619287371635437},{"word":"i","start":9.679999,"end":9.84,"confidence":0.9277344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2866135537624359},{"word":"thought","start":9.84,"end":10.0,"confidence":0.97314453,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.3045700192451477},{"word":"it's","start":10.0,"end":10.08,"confidence":0.81225586,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.41437312960624695},{"word":"rude","start":10.08,"end":10.32,"confidence":0.9980469,"punctuated_word":"rude","sentiment":"negative","sentiment_score":-0.3915230035781861},{"word":"if","start":10.32,"end":10.4,"confidence":0.8100586,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.40819308161735535},{"word":"i","start":10.4,"end":10.559999,"confidence":0.9951172,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.33501917123794556},{"word":"don't","start":10.559999,"end":10.719999,"confidence":0.90356445,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2856546938419342},{"word":"say","start":10.719999,"end":10.88,"confidence":0.9980469,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.30850836634635925},{"word":"something","start":10.88,"end":11.2,"confidence":0.9980469,"punctuated_word":"something","sentiment":"negative","sentiment_score":-0.3665280342102051},{"word":"to","start":11.2,"end":11.36,"confidence":0.86572266,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.376735121011734},{"word":"pretend","start":11.36,"end":11.599999,"confidence":0.9892578,"punctuated_word":"pretend","sentiment":"neutral","sentiment_score":-0.2510288953781128},{"word":"i","start":11.599999,"end":11.759999,"confidence":0.98095703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.30307045578956604},{"word":"can","start":11.759999,"end":11.92,"confidence":0.9838867,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.27902036905288696},{"word":"hear","start":11.92,"end":12.08,"confidence":0.91748047,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.2327416241168976},{"word":"you","start":12.08,"end":12.16,"confidence":0.9199219,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.28443390130996704},{"word":"but","start":12.16,"end":12.4,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.21810775995254517},{"word":"then","start":12.4,"end":12.559999,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.2069122344255447},{"word":"i","start":12.559999,"end":12.639999,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2823929488658905},{"word":"thought","start":12.639999,"end":13.12,"confidence":0.9980469,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.26768815517425537},{"word":"i","start":13.12,"end":13.28,"confidence":0.48754883,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.37009602785110474},{"word":"better","start":13.28,"end":13.44,"confidence":0.57714844,"punctuated_word":"better","sentiment":"negative","sentiment_score":-0.43326690793037415},{"word":"off","start":13.44,"end":13.599999,"confidence":0.59033203,"punctuated_word":"off","sentiment":"negative","sentiment_score":-0.4195544123649597},{"word":"just","start":13.599999,"end":13.759999,"confidence":0.9003906,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.4082641303539276},{"word":"saying","start":13.759999,"end":14.0,"confidence":0.9667969,"punctuated_word":"saying","sentiment":"negative","sentiment_score":-0.36530157923698425},{"word":"something","start":14.0,"end":14.15,"confidence":0.93847656,"punctuated_word":"something","sentiment":"negative","sentiment_score":-0.4323526918888092},{"word":"to","start":14.15,"end":14.4,"confidence":0.53564453,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4868045151233673},{"word":"be","start":14.4,"end":14.639999,"confidence":0.73828125,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.4506453275680542},{"word":"rude","start":14.639999,"end":15.139999,"confidence":0.9609375,"punctuated_word":"rude.","sentiment":"negative","sentiment_score":-0.3718328773975372},{"word":"every","start":16.785,"end":17.105,"confidence":0.9863281,"punctuated_word":"Every","sentiment":"neutral","sentiment_score":0.32783567905426025},{"word":"second","start":17.105,"end":17.425,"confidence":0.94628906,"punctuated_word":"second","sentiment":"neutral","sentiment_score":0.10508914291858672},{"word":"word","start":17.425,"end":17.925,"confidence":0.9855957,"punctuated_word":"word.","sentiment":"neutral","sentiment_score":0.09587928652763368},{"word":"yep","start":17.985,"end":18.385,"confidence":0.9526367,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08359432220458984},{"word":"yep","start":18.385,"end":18.885,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08420553058385849},{"word":"yep","start":27.025,"end":27.525,"confidence":0.9562988,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15863043069839478},{"word":"yes","start":36.620003,"end":37.120003,"confidence":0.9416504,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2477589845657349},{"word":"yes","start":52.055,"end":52.555,"confidence":0.7714844,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.13537919521331787},{"word":"yes","start":82.274994,"end":82.774994,"confidence":0.99194336,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07081375271081924},{"word":"yep","start":87.16,"end":87.66,"confidence":0.94091797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.22149503231048584},{"word":"yep","start":97.16,"end":97.66,"confidence":0.9658203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2506544291973114},{"word":"yeah","start":100.585,"end":100.905,"confidence":0.96118164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.24168655276298523},{"word":"that's","start":100.905,"end":101.225,"confidence":0.99658203,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.35604652762413025},{"word":"fine","start":101.225,"end":101.725,"confidence":0.9946289,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.3042449951171875},{"word":"yes","start":103.064995,"end":103.465,"confidence":0.9914551,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.15574674308300018},{"word":"yes","start":103.465,"end":103.784996,"confidence":0.9941406,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.17983749508857727},{"word":"i","start":103.784996,"end":104.025,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3321632146835327},{"word":"am","start":104.025,"end":104.265,"confidence":1.0,"punctuated_word":"am.","sentiment":"neutral","sentiment_score":0.30899345874786377},{"word":"yep","start":104.265,"end":104.765,"confidence":0.9980469,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06150011718273163},{"word":"yep","start":148.14,"end":148.64,"confidence":0.7290039,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10630925744771956},{"word":"yeah","start":151.98,"end":152.46,"confidence":0.94970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18011784553527832},{"word":"i","start":152.46,"end":152.62,"confidence":0.97265625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.23476509749889377},{"word":"think","start":152.62,"end":152.86,"confidence":0.9873047,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.21636945009231567},{"word":"so","start":152.86,"end":153.1,"confidence":0.9641113,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":0.22355979681015015},{"word":"if","start":153.1,"end":153.26001,"confidence":0.9980469,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.2686898708343506},{"word":"you","start":153.26001,"end":153.42,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2191499024629593},{"word":"agree","start":153.42,"end":153.74,"confidence":0.9941406,"punctuated_word":"agree","sentiment":"neutral","sentiment_score":0.27867400646209717},{"word":"that's","start":153.74,"end":153.98,"confidence":0.8457031,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2509022653102875},{"word":"probably","start":153.98,"end":154.3,"confidence":0.98291016,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.2773866057395935},{"word":"what's","start":154.3,"end":154.46,"confidence":0.59924316,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.250110924243927},{"word":"best","start":154.46,"end":154.7,"confidence":0.9951172,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.21210429072380063},{"word":"for","start":154.7,"end":154.86,"confidence":0.4802246,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23864804208278656},{"word":"staying","start":154.86,"end":155.1,"confidence":0.6274414,"punctuated_word":"staying","sentiment":"neutral","sentiment_score":0.30504077672958374},{"word":"at","start":155.1,"end":155.26001,"confidence":0.97387695,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.2572762370109558},{"word":"then","start":155.26001,"end":155.5,"confidence":0.99609375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.25299546122550964},{"word":"i'll","start":155.5,"end":155.895,"confidence":0.90844727,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2332838773727417},{"word":"agree","start":156.85501,"end":157.015,"confidence":0.9111328,"punctuated_word":"agree","sentiment":"neutral","sentiment_score":0.18040430545806885},{"word":"as","start":157.015,"end":157.515,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2990598678588867},{"word":"well","start":163.255,"end":163.755,"confidence":0.9980469,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.45123547315597534},{"word":"because","start":194.82999,"end":195.32999,"confidence":0.35668945,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.012991584837436676},{"word":"a","start":198.18999,"end":198.26999,"confidence":0.9589844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.29628199338912964},{"word":"lot","start":198.26999,"end":198.34999,"confidence":0.99902344,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.3001425266265869},{"word":"of","start":198.34999,"end":198.43,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.301054984331131},{"word":"people","start":198.43,"end":198.93,"confidence":0.9970703,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.28634724020957947},{"word":"a","start":198.98999,"end":199.15,"confidence":0.6381836,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.26122117042541504},{"word":"lot","start":199.15,"end":199.23,"confidence":0.9970703,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.30388253927230835},{"word":"of","start":199.23,"end":199.31,"confidence":0.99121094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.27742254734039307},{"word":"people","start":199.31,"end":199.62999,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.2850556969642639},{"word":"who've","start":199.62999,"end":199.79,"confidence":0.6699219,"punctuated_word":"who've","sentiment":"neutral","sentiment_score":-0.2738608121871948},{"word":"done","start":199.79,"end":200.03,"confidence":0.609375,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.31662318110466003},{"word":"done","start":200.03,"end":200.26999,"confidence":0.72216797,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.2964954972267151},{"word":"high","start":200.26999,"end":200.43,"confidence":0.8354492,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.2459843158721924},{"word":"growth","start":200.43,"end":200.75,"confidence":0.99609375,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.1903197169303894},{"word":"would","start":200.75,"end":200.90999,"confidence":0.7709961,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.3634476065635681},{"word":"have","start":200.90999,"end":200.98999,"confidence":0.5883789,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.3745145499706268},{"word":"done","start":200.98999,"end":201.15,"confidence":0.95703125,"punctuated_word":"done","sentiment":"negative","sentiment_score":-0.41856732964515686},{"word":"pretty","start":201.15,"end":201.39,"confidence":0.9951172,"punctuated_word":"pretty","sentiment":"negative","sentiment_score":-0.4085092842578888},{"word":"poorly","start":201.39,"end":201.70999,"confidence":0.99902344,"punctuated_word":"poorly","sentiment":"negative","sentiment_score":-0.46477705240249634},{"word":"then","start":201.70999,"end":201.87,"confidence":0.8520508,"punctuated_word":"then","sentiment":"negative","sentiment_score":-0.3602282404899597},{"word":"over","start":201.87,"end":202.03,"confidence":0.9873047,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.32600972056388855},{"word":"these","start":202.03,"end":202.18999,"confidence":0.82910156,"punctuated_word":"these","sentiment":"negative","sentiment_score":-0.3620196282863617},{"word":"last","start":202.18999,"end":202.43,"confidence":0.98535156,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.3082526624202728},{"word":"twelve","start":202.43,"end":202.67,"confidence":0.9951172,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.319812148809433},{"word":"months","start":202.67,"end":203.17,"confidence":0.9995117,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":-0.2932266592979431},{"word":"yep","start":209.295,"end":209.615,"confidence":0.9238281,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.01912498287856579},{"word":"yep","start":209.615,"end":210.115,"confidence":0.99194336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.025332093238830566},{"word":"eye","start":213.455,"end":213.69499,"confidence":0.19213867,"punctuated_word":"Eye","sentiment":"neutral","sentiment_score":0.012554392218589784},{"word":"care","start":213.69499,"end":214.19499,"confidence":0.9345703,"punctuated_word":"care.","sentiment":"neutral","sentiment_score":0.03310368210077286},{"word":"yep","start":227.18999,"end":227.68999,"confidence":0.8269043,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.35352620482444763},{"word":"precious","start":233.82501,"end":234.225,"confidence":0.7807617,"punctuated_word":"Precious","sentiment":"neutral","sentiment_score":-0.001582518219947815},{"word":"metals","start":234.225,"end":234.625,"confidence":0.88964844,"punctuated_word":"metals","sentiment":"neutral","sentiment_score":0.05260356515645981},{"word":"are","start":234.625,"end":234.705,"confidence":0.57910156,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.05312693119049072},{"word":"bloody","start":234.705,"end":235.185,"confidence":0.9921875,"punctuated_word":"bloody","sentiment":"neutral","sentiment_score":-0.14507392048835754},{"word":"gone","start":235.185,"end":235.345,"confidence":0.5410156,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.11583003401756288},{"word":"through","start":235.345,"end":235.585,"confidence":0.9277344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.041920676827430725},{"word":"the","start":235.585,"end":235.66501,"confidence":0.9790039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0811423510313034},{"word":"roof","start":235.66501,"end":236.16501,"confidence":0.6113281,"punctuated_word":"roof.","sentiment":"neutral","sentiment_score":0.05581787973642349},{"word":"yeah","start":253.2,"end":253.7,"confidence":0.7312012,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.038695190101861954},{"word":"yep","start":271.265,"end":271.765,"confidence":0.72509766,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04912397265434265},{"word":"okay","start":274.91998,"end":275.16,"confidence":0.9890137,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08881913125514984},{"word":"now","start":275.16,"end":275.32,"confidence":0.8125,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.08097168803215027},{"word":"we'll","start":275.32,"end":275.4,"confidence":0.73706055,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.08133764564990997},{"word":"leave","start":275.4,"end":275.56,"confidence":0.6665039,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.09763188660144806},{"word":"it","start":275.56,"end":275.72,"confidence":0.7089844,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09687183797359468},{"word":"where","start":275.72,"end":275.88,"confidence":0.8251953,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.07177899777889252},{"word":"he","start":275.88,"end":275.96,"confidence":0.5517578,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.08051446080207825},{"word":"is","start":275.96,"end":276.12,"confidence":0.7998047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07422897219657898},{"word":"then","start":276.12,"end":276.62,"confidence":0.76708984,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.10635069757699966},{"word":"i","start":296.675,"end":296.835,"confidence":0.56689453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12244276702404022},{"word":"cannot","start":296.835,"end":297.335,"confidence":0.91430664,"punctuated_word":"cannot.","sentiment":"neutral","sentiment_score":-0.11119268089532852},{"word":"yep","start":302.3,"end":302.8,"confidence":0.9050293,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.007680236361920834},{"word":"my","start":307.02,"end":307.25998,"confidence":0.8232422,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.05365763232111931},{"word":"my","start":307.25998,"end":307.34,"confidence":0.7836914,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.065696120262146},{"word":"life","start":307.34,"end":307.66,"confidence":0.77001953,"punctuated_word":"life,","sentiment":"neutral","sentiment_score":-0.06225278973579407},{"word":"you","start":307.66,"end":307.81998,"confidence":0.7495117,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06498207151889801},{"word":"know","start":307.81998,"end":308.3,"confidence":0.8881836,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.06198865175247192},{"word":"i'd","start":308.3,"end":308.53998,"confidence":0.7067871,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.0556674525141716},{"word":"have","start":308.53998,"end":308.78,"confidence":0.9560547,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05085001885890961},{"word":"to","start":308.78,"end":308.94,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05747750401496887},{"word":"i","start":309.09998,"end":309.25998,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05775158852338791},{"word":"i","start":309.25998,"end":309.41998,"confidence":0.75634766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06520873308181763},{"word":"sort","start":309.41998,"end":309.58,"confidence":0.87597656,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.07097277045249939},{"word":"of","start":309.58,"end":309.74,"confidence":0.7089844,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05790725722908974},{"word":"live","start":309.74,"end":309.97998,"confidence":0.6010742,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.062257956713438034},{"word":"couple","start":309.97998,"end":310.3,"confidence":0.578125,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.04965388402342796},{"word":"of","start":310.3,"end":310.38,"confidence":0.5214844,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04446928948163986},{"word":"days","start":310.38,"end":310.62,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":-0.029793594032526016},{"word":"at","start":310.62,"end":310.78,"confidence":0.9506836,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06764301657676697},{"word":"a","start":310.78,"end":310.94,"confidence":0.9550781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.045515529811382294},{"word":"time","start":310.94,"end":311.09998,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.0309392549097538},{"word":"with","start":311.09998,"end":311.25998,"confidence":0.9658203,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.08251442015171051},{"word":"my","start":311.25998,"end":311.41998,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08754652738571167},{"word":"rosters","start":311.41998,"end":311.81998,"confidence":0.5991211,"punctuated_word":"rosters","sentiment":"neutral","sentiment_score":-0.062019772827625275},{"word":"and","start":311.81998,"end":311.9,"confidence":0.8984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.077019102871418},{"word":"things","start":311.9,"end":312.13998,"confidence":0.33325195,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":-0.06516849994659424},{"word":"so","start":312.13998,"end":312.3,"confidence":0.9160156,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.08798130601644516},{"word":"it's","start":312.3,"end":312.46,"confidence":0.9406738,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0971434935927391},{"word":"a","start":312.46,"end":312.53998,"confidence":0.95947266,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10582950711250304},{"word":"bit","start":312.53998,"end":312.78,"confidence":0.9941406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.15333595871925354},{"word":"hard","start":312.78,"end":313.18,"confidence":0.8847656,"punctuated_word":"hard.","sentiment":"neutral","sentiment_score":-0.11575725674629211},{"word":"so","start":313.18,"end":313.34,"confidence":0.4091797,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.048461467027664185},{"word":"we","start":313.34,"end":313.5,"confidence":0.8676758,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04257123917341232},{"word":"don't","start":313.5,"end":313.66,"confidence":0.7988281,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.03982032835483551},{"word":"tell","start":313.66,"end":313.9,"confidence":0.7246094,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":-0.039934854954481125},{"word":"them","start":313.9,"end":313.97998,"confidence":0.88427734,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.02870574966073036},{"word":"on","start":313.97998,"end":314.13998,"confidence":0.74902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0312807597219944},{"word":"nights","start":314.13998,"end":314.38,"confidence":0.9873047,"punctuated_word":"nights","sentiment":"neutral","sentiment_score":-0.02115058526396751},{"word":"and","start":314.38,"end":314.62,"confidence":0.8925781,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04127915948629379},{"word":"arbours","start":314.62,"end":315.02,"confidence":0.5464681,"punctuated_word":"arbours","sentiment":"neutral","sentiment_score":-0.015956781804561615},{"word":"and","start":315.02,"end":315.375,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02494250610470772},{"word":"weekends","start":315.535,"end":316.035,"confidence":0.99609375,"punctuated_word":"weekends","sentiment":"neutral","sentiment_score":-0.015360478311777117},{"word":"and","start":318.095,"end":318.595,"confidence":0.82714844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11208561062812804},{"word":"yeah","start":322.095,"end":322.595,"confidence":0.9042969,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.09041599929332732},{"word":"yep","start":328.575,"end":328.895,"confidence":0.9616699,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03621109947562218},{"word":"okay","start":328.895,"end":329.395,"confidence":0.9941406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04661380499601364},{"word":"you're","start":330.68002,"end":330.92,"confidence":0.6413574,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.09895210713148116},{"word":"wet","start":330.92,"end":331.42,"confidence":0.54589844,"punctuated_word":"wet.","sentiment":"neutral","sentiment_score":0.13433128595352173},{"word":"just","start":331.88,"end":332.12003,"confidence":0.9770508,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.15724268555641174},{"word":"whenever","start":332.12003,"end":332.52002,"confidence":0.9902344,"punctuated_word":"whenever","sentiment":"neutral","sentiment_score":0.13479779660701752},{"word":"you","start":332.52002,"end":332.68002,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13358533382415771},{"word":"think","start":332.68002,"end":332.84003,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.10787828266620636},{"word":"you've","start":332.84003,"end":333.08002,"confidence":0.98999023,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.1496838927268982},{"word":"got","start":333.08002,"end":333.24002,"confidence":0.99609375,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.17257991433143616},{"word":"it","start":333.24002,"end":333.32,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1205952912569046},{"word":"done","start":333.32,"end":333.72,"confidence":0.8273926,"punctuated_word":"done,","sentiment":"neutral","sentiment_score":0.11806655675172806},{"word":"if","start":333.72,"end":333.8,"confidence":0.35058594,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12829917669296265},{"word":"you","start":333.8,"end":333.88,"confidence":0.9819336,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10032561421394348},{"word":"can","start":333.88,"end":333.96002,"confidence":0.359375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09185338765382768},{"word":"put","start":333.96002,"end":334.12003,"confidence":0.7480469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.10976191610097884},{"word":"your","start":334.12003,"end":334.28003,"confidence":0.92822266,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09063081443309784},{"word":"time","start":334.28003,"end":334.52002,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.09369751811027528},{"word":"to","start":334.52002,"end":334.6,"confidence":0.96435547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11815274506807329},{"word":"have","start":334.6,"end":334.76,"confidence":0.9951172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16750672459602356},{"word":"it","start":334.76,"end":334.84003,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15635719895362854},{"word":"done","start":334.84003,"end":335.08002,"confidence":0.97265625,"punctuated_word":"done,","sentiment":"neutral","sentiment_score":0.13628098368644714},{"word":"just","start":335.08002,"end":335.48,"confidence":0.8432617,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":0.1375187337398529},{"word":"yeah","start":335.64,"end":335.88,"confidence":0.85131836,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.16095224022865295},{"word":"let","start":335.88,"end":336.04,"confidence":0.9980469,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.14234647154808044},{"word":"me","start":336.04,"end":336.2,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.132595956325531},{"word":"send","start":336.28003,"end":336.52002,"confidence":0.9970703,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.12312549352645874},{"word":"me","start":336.52002,"end":336.6,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.11190634965896606},{"word":"the","start":336.6,"end":337.1,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14128415286540985},{"word":"text","start":337.24002,"end":337.56003,"confidence":0.96972656,"punctuated_word":"text","sentiment":"neutral","sentiment_score":0.14859823882579803},{"word":"or","start":337.56003,"end":338.06003,"confidence":0.97265625,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07520544528961182},{"word":"link","start":338.2,"end":338.44,"confidence":0.9970703,"punctuated_word":"link","sentiment":"neutral","sentiment_score":0.1515771597623825},{"word":"of","start":338.44,"end":338.6,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1850004345178604},{"word":"the","start":338.6,"end":338.76,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16570650041103363},{"word":"appointment","start":338.76,"end":339.24002,"confidence":0.8312988,"punctuated_word":"appointment,","sentiment":"neutral","sentiment_score":0.12876060605049133},{"word":"and","start":339.24002,"end":339.40002,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07586060464382172},{"word":"then","start":339.40002,"end":339.64,"confidence":0.986084,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.08965839445590973},{"word":"yeah","start":339.80002,"end":340.04,"confidence":0.94091797,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.06923968344926834},{"word":"i'll","start":340.04,"end":340.12003,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.22641710937023163},{"word":"try","start":340.12003,"end":340.36002,"confidence":0.99902344,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.25653788447380066},{"word":"and","start":340.36002,"end":340.44,"confidence":0.8408203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24812225997447968},{"word":"make","start":340.44,"end":340.6,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2388994991779327},{"word":"that","start":340.6,"end":340.76,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21712972223758695},{"word":"work","start":340.76,"end":341.26,"confidence":0.99853516,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.18641439080238345},{"word":"yeah","start":352.375,"end":352.615,"confidence":0.9367676,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.016264548525214195},{"word":"just","start":352.615,"end":352.775,"confidence":0.6503906,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.04207715392112732},{"word":"yeah","start":352.855,"end":353.095,"confidence":0.9851074,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.03825628384947777},{"word":"it's","start":353.095,"end":353.255,"confidence":0.986084,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.050181299448013306},{"word":"different","start":353.255,"end":353.655,"confidence":0.61621094,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.053836096078157425},{"word":"every","start":353.655,"end":353.815,"confidence":0.9970703,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.043943628668785095},{"word":"single","start":353.815,"end":354.215,"confidence":1.0,"punctuated_word":"single","sentiment":"neutral","sentiment_score":-0.09775319695472716},{"word":"week","start":354.215,"end":354.375,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":-0.07007192820310593},{"word":"of","start":354.375,"end":354.535,"confidence":0.8540039,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05839897692203522},{"word":"my","start":354.535,"end":354.695,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.07610341906547546},{"word":"life","start":354.695,"end":354.935,"confidence":0.75268555,"punctuated_word":"life.","sentiment":"neutral","sentiment_score":-0.08071203529834747},{"word":"but","start":354.935,"end":355.095,"confidence":0.38256836,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.01733757182955742},{"word":"yeah","start":355.175,"end":355.495,"confidence":0.95825195,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.016079163178801537},{"word":"yep","start":355.495,"end":355.815,"confidence":0.96972656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03644752502441406},{"word":"yep","start":355.815,"end":356.315,"confidence":0.9182129,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.030195709317922592},{"word":"i'd","start":361.82,"end":362.06,"confidence":0.9819336,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.018580228090286255},{"word":"say","start":362.06,"end":362.3,"confidence":0.9921875,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.0018013156950473783},{"word":"around","start":362.3,"end":362.62,"confidence":0.96875,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.004548102617263794},{"word":"this","start":362.62,"end":362.78,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.006775408983230591},{"word":"time","start":362.78,"end":363.02,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.0152142271399498},{"word":"of","start":363.02,"end":363.1,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.010766444727778436},{"word":"the","start":363.1,"end":363.26,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024377381429076195},{"word":"day","start":363.26,"end":363.76,"confidence":0.82250977,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":0.021874383091926575},{"word":"like","start":364.38,"end":364.54,"confidence":0.9042969,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.013705562800168993},{"word":"between","start":364.54,"end":364.94,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.001941939815878868},{"word":"twelve","start":364.94,"end":365.26,"confidence":0.94140625,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.01670200750231743},{"word":"twelve","start":365.26,"end":365.5,"confidence":0.58203125,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.018454186618328094},{"word":"or","start":365.5,"end":365.58002,"confidence":0.44140625,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.023174889385700222},{"word":"one","start":365.58002,"end":365.74,"confidence":0.99609375,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.01103535294532776},{"word":"is","start":365.74,"end":365.9,"confidence":0.73046875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0349268764257431},{"word":"usually","start":365.9,"end":366.22,"confidence":0.99902344,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.04596499353647232},{"word":"about","start":366.22,"end":366.46,"confidence":0.9838867,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.043731726706027985},{"word":"the","start":366.46,"end":366.62,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04401806741952896},{"word":"best","start":366.62,"end":367.12,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.03770250454545021},{"word":"if","start":367.42,"end":367.66,"confidence":0.42529297,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.033388711512088776},{"word":"i'm","start":367.66,"end":367.82,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.04494502395391464},{"word":"not","start":367.82,"end":367.98,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.05955620855093002},{"word":"on","start":367.98,"end":368.14,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03774452582001686},{"word":"a","start":368.14,"end":368.3,"confidence":0.96875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03274949640035629},{"word":"night","start":368.3,"end":368.46,"confidence":0.99902344,"punctuated_word":"night","sentiment":"neutral","sentiment_score":-0.01941070705652237},{"word":"shift","start":368.46,"end":368.78,"confidence":0.98828125,"punctuated_word":"shift","sentiment":"neutral","sentiment_score":0.015595156699419022},{"word":"and","start":368.78,"end":368.94,"confidence":0.6435547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01074744388461113},{"word":"asleep","start":368.94,"end":369.26,"confidence":0.8100586,"punctuated_word":"asleep","sentiment":"neutral","sentiment_score":-0.0027577392756938934},{"word":"because","start":369.26,"end":369.42,"confidence":0.62890625,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.013914570212364197},{"word":"then","start":369.42,"end":369.58002,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.007264506071805954},{"word":"i'll","start":369.58002,"end":369.74,"confidence":0.8625488,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.0033892556093633175},{"word":"get","start":369.74,"end":369.9,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.006332661956548691},{"word":"up","start":369.9,"end":370.06,"confidence":0.94970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.009312238544225693},{"word":"at","start":370.06,"end":370.22,"confidence":0.83984375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02037341706454754},{"word":"three","start":370.22,"end":370.46,"confidence":0.75683594,"punctuated_word":"three,","sentiment":"neutral","sentiment_score":0.028246399015188217},{"word":"but","start":370.46,"end":370.62,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04558120667934418},{"word":"anyway","start":370.62,"end":371.12,"confidence":0.68603516,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.08050940930843353},{"word":"60%","start":372.835,"end":373.475,"confidence":0.4453125,"punctuated_word":"60%","sentiment":"neutral","sentiment_score":0.2618749439716339},{"word":"chance","start":373.475,"end":373.875,"confidence":0.9921875,"punctuated_word":"chance","sentiment":"neutral","sentiment_score":0.19656212627887729},{"word":"you'll","start":373.875,"end":374.035,"confidence":0.70092773,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.23167923092842105},{"word":"probably","start":374.035,"end":374.275,"confidence":0.98095703,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.19619455933570865},{"word":"get","start":374.275,"end":374.355,"confidence":0.7451172,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12984256446361542},{"word":"me","start":374.355,"end":374.51498,"confidence":0.31518555,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1401175707578659},{"word":"that","start":374.51498,"end":374.755,"confidence":0.9160156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13184921443462372},{"word":"time","start":374.755,"end":375.255,"confidence":0.9057617,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.11858027428388596},{"word":"yeah","start":379.315,"end":379.815,"confidence":0.84399414,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09138525277376176},{"word":"okay","start":383.155,"end":383.655,"confidence":0.99560547,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.19550547003746033},{"word":"yep","start":389.96002,"end":390.46002,"confidence":0.9790039,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0933852642774582},{"word":"not","start":390.84,"end":391.16,"confidence":0.8041992,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.02227733284235001},{"word":"a","start":391.16,"end":391.41,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.010556887835264206},{"word":"problem","start":391.41,"end":391.91,"confidence":1.0,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":-0.036129459738731384},{"word":"yep","start":400.645,"end":401.145,"confidence":0.7561035,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07958531379699707},{"word":"okay","start":404.405,"end":404.725,"confidence":0.93530273,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0999908372759819},{"word":"not","start":404.725,"end":404.88498,"confidence":0.9707031,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.15121924877166748},{"word":"a","start":404.88498,"end":404.965,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.140197291970253},{"word":"problem","start":404.965,"end":405.465,"confidence":1.0,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.1874549239873886},{"word":"yes","start":409.685,"end":409.845,"confidence":0.9375,"punctuated_word":"Yes,","sentiment":"neutral","sentiment_score":0.1038386970758438},{"word":"please","start":409.845,"end":410.345,"confidence":0.9416504,"punctuated_word":"please.","sentiment":"neutral","sentiment_score":0.09360702335834505},{"word":"yep","start":411.925,"end":412.23,"confidence":0.9057617,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08790060877799988},{"word":"yes","start":412.63,"end":413.13,"confidence":0.9650879,"punctuated_word":"Yes,","sentiment":"neutral","sentiment_score":0.0778665542602539},{"word":"please","start":416.47,"end":416.97,"confidence":0.9875488,"punctuated_word":"please.","sentiment":"neutral","sentiment_score":0.1777571141719818},{"word":"yep","start":428.985,"end":429.485,"confidence":0.9152832,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20937621593475345},{"word":"okay","start":460.805,"end":461.305,"confidence":0.97802734,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.14933957159519196},{"word":"yep","start":469.68002,"end":470.18002,"confidence":0.907959,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12458091974258424},{"word":"okay","start":475.6,"end":476.1,"confidence":0.97631836,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.3062756061553955},{"word":"maybe","start":482.715,"end":483.195,"confidence":0.9199219,"punctuated_word":"Maybe","sentiment":"neutral","sentiment_score":0.054137662053108215},{"word":"just","start":483.195,"end":483.355,"confidence":0.5126953,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.014952100813388824},{"word":"do","start":483.355,"end":483.435,"confidence":0.5859375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.015845254063606262},{"word":"you","start":483.435,"end":483.515,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.007635220885276794},{"word":"think","start":483.515,"end":483.755,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.01486101746559143},{"word":"that's","start":483.755,"end":483.99503,"confidence":0.99609375,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.02510717883706093},{"word":"enough","start":483.99503,"end":484.39502,"confidence":0.7475586,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.02378128468990326},{"word":"with","start":484.39502,"end":484.715,"confidence":0.97314453,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.02658487856388092},{"word":"how","start":484.715,"end":484.95502,"confidence":0.9951172,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.023717723786830906},{"word":"much","start":484.95502,"end":485.45502,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.009340256452560425},{"word":"inflation's","start":485.83502,"end":486.33502,"confidence":0.751709,"punctuated_word":"inflation's","sentiment":"neutral","sentiment_score":0.00026636323309503496},{"word":"been","start":486.39502,"end":486.55502,"confidence":0.97802734,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.12473520636558531},{"word":"happening","start":486.55502,"end":486.875,"confidence":0.9980469,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":-0.036555372178554535},{"word":"the","start":486.875,"end":487.035,"confidence":0.640625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.028428278863430023},{"word":"last","start":487.035,"end":487.27502,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.028729110956192017},{"word":"few","start":487.27502,"end":487.435,"confidence":0.9770508,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.00777580589056015},{"word":"years","start":487.435,"end":487.67502,"confidence":0.9309082,"punctuated_word":"years?","sentiment":"neutral","sentiment_score":-0.01068597286939621},{"word":"that's","start":487.67502,"end":487.795,"confidence":0.8059082,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.25385648012161255},{"word":"why","start":487.795,"end":487.915,"confidence":0.86328125,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.2331438958644867},{"word":"i","start":487.915,"end":488.075,"confidence":0.9892578,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3767298758029938},{"word":"haven't","start":488.075,"end":488.315,"confidence":0.98583984,"punctuated_word":"haven't","sentiment":"negative","sentiment_score":-0.37095382809638977},{"word":"changed","start":488.315,"end":488.715,"confidence":0.9716797,"punctuated_word":"changed","sentiment":"negative","sentiment_score":-0.4021907150745392},{"word":"it","start":488.715,"end":488.795,"confidence":0.71520996,"punctuated_word":"it.","sentiment":"negative","sentiment_score":-0.3642687201499939},{"word":"i","start":488.795,"end":488.875,"confidence":0.9658203,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3691223263740539},{"word":"don't","start":488.875,"end":489.035,"confidence":0.9655762,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.28472626209259033},{"word":"think","start":489.035,"end":489.355,"confidence":0.9863281,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.2584664225578308},{"word":"from","start":489.355,"end":489.515,"confidence":0.5390625,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.2996593415737152},{"word":"since","start":489.595,"end":489.83502,"confidence":1.0,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.3046465218067169},{"word":"it's","start":489.83502,"end":490.315,"confidence":0.9543457,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.286510705947876},{"word":"originated","start":490.315,"end":490.815,"confidence":0.95751953,"punctuated_word":"originated.","sentiment":"neutral","sentiment_score":-0.25536805391311646},{"word":"i","start":491.035,"end":491.195,"confidence":0.9658203,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3465532958507538},{"word":"don't","start":491.195,"end":491.355,"confidence":0.9580078,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2563026547431946},{"word":"know","start":491.355,"end":491.435,"confidence":0.98095703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.3212626576423645},{"word":"if","start":491.435,"end":491.515,"confidence":0.9921875,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.3359416723251343},{"word":"that's","start":491.515,"end":491.755,"confidence":0.9875488,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.31119486689567566},{"word":"enough","start":491.755,"end":492.075,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.2981911897659302},{"word":"these","start":492.075,"end":492.315,"confidence":0.9941406,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.2402355968952179},{"word":"days","start":492.315,"end":492.635,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":-0.19166386127471924},{"word":"or","start":492.635,"end":493.035,"confidence":0.4724121,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.27417701482772827},{"word":"should","start":493.035,"end":493.27502,"confidence":0.9770508,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.29623058438301086},{"word":"i","start":493.27502,"end":493.355,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.20613671839237213},{"word":"be","start":493.355,"end":493.435,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.24210190773010257},{"word":"having","start":493.435,"end":493.755,"confidence":0.99902344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.21103832125663757},{"word":"more","start":493.755,"end":493.995,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.21545818448066711},{"word":"or","start":493.995,"end":494.315,"confidence":0.78808594,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.182500883936882},{"word":"what","start":494.315,"end":494.815,"confidence":0.7783203,"punctuated_word":"what?","sentiment":"neutral","sentiment_score":-0.15323765575885773},{"word":"okay","start":501.7,"end":502.2,"confidence":0.85180664,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01935410499572754},{"word":"okay","start":511.465,"end":511.965,"confidence":0.9108887,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04054234176874161},{"word":"yep","start":524.745,"end":525.245,"confidence":0.98999023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.024035431444644928},{"word":"yep","start":533.83997,"end":534.33997,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1473970115184784},{"word":"yep","start":541.955,"end":542.455,"confidence":0.782959,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0360286608338356},{"word":"till","start":552.77997,"end":553.01996,"confidence":0.43359375,"punctuated_word":"Till","sentiment":"neutral","sentiment_score":-0.02620343118906021},{"word":"the","start":553.01996,"end":553.25995,"confidence":0.9277344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03805576637387276},{"word":"until","start":553.25995,"end":553.57996,"confidence":0.97265625,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.023999586701393127},{"word":"the","start":553.57996,"end":553.74,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06720273196697235},{"word":"wife","start":553.74,"end":554.06,"confidence":0.98535156,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.0920371264219284},{"word":"finds","start":554.06,"end":554.45996,"confidence":0.93847656,"punctuated_word":"finds","sentiment":"neutral","sentiment_score":-0.07421861588954926},{"word":"it","start":554.45996,"end":554.62,"confidence":0.8017578,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09281518310308456},{"word":"till","start":554.62,"end":554.94,"confidence":0.40820312,"punctuated_word":"till","sentiment":"neutral","sentiment_score":-0.0676625445485115},{"word":"the","start":554.94,"end":555.01996,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09489475190639496},{"word":"wife","start":555.01996,"end":555.25995,"confidence":0.99902344,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.09982389956712724},{"word":"finds","start":555.25995,"end":555.5,"confidence":0.9921875,"punctuated_word":"finds","sentiment":"neutral","sentiment_score":-0.11862781643867493},{"word":"another","start":555.5,"end":555.82,"confidence":0.99121094,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.14493708312511444},{"word":"partner","start":555.82,"end":556.32,"confidence":0.81225586,"punctuated_word":"partner.","sentiment":"neutral","sentiment_score":-0.11570250242948532},{"word":"okay","start":563.57996,"end":564.07996,"confidence":0.9379883,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.19352009892463684},{"word":"yep","start":581.165,"end":581.485,"confidence":0.74902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08989641070365906},{"word":"okay","start":581.485,"end":581.725,"confidence":0.81933594,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08996149152517319},{"word":"now","start":581.725,"end":581.805,"confidence":0.47973633,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.08690571039915085},{"word":"let's","start":581.805,"end":581.96497,"confidence":0.65515137,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.07361414283514023},{"word":"leave","start":581.96497,"end":582.205,"confidence":0.9863281,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.06904929876327515},{"word":"it","start":582.205,"end":582.365,"confidence":0.8984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.056291479617357254},{"word":"underneath","start":582.365,"end":582.845,"confidence":0.619751,"punctuated_word":"underneath.","sentiment":"neutral","sentiment_score":0.07318249344825745},{"word":"that's","start":582.845,"end":583.165,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2467777580022812},{"word":"fine","start":583.165,"end":583.56,"confidence":0.9975586,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2243155688047409},{"word":"yep","start":605.255,"end":605.655,"confidence":0.7988281,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13819783926010132},{"word":"k","start":605.655,"end":606.155,"confidence":0.86083984,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.08471599221229553},{"word":"yep","start":621.85004,"end":622.35004,"confidence":0.9428711,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3658633232116699},{"word":"okay","start":636.65497,"end":637.055,"confidence":0.96972656,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12018705904483797},{"word":"yep","start":637.055,"end":637.295,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14065170288085938},{"word":"that's","start":637.295,"end":637.615,"confidence":0.90356445,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2162677496671677},{"word":"fine","start":637.615,"end":638.115,"confidence":0.9946289,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2134778797626495},{"word":"i'll","start":638.255,"end":638.415,"confidence":0.6574707,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.12215003371238708},{"word":"leave","start":638.415,"end":638.65497,"confidence":0.9658203,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.1063155010342598},{"word":"that","start":638.65497,"end":639.0,"confidence":0.8952637,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.09537290036678314},{"word":"okay","start":653.30505,"end":653.80505,"confidence":0.9941406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04367886856198311},{"word":"my","start":663.145,"end":663.385,"confidence":0.48754883,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.01576320081949234},{"word":"work","start":663.385,"end":663.705,"confidence":0.9921875,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.013692587614059448},{"word":"pays","start":663.705,"end":663.945,"confidence":0.9970703,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":-0.01472310721874237},{"word":"that","start":663.945,"end":664.10504,"confidence":0.5883789,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.024413131177425385},{"word":"for","start":664.10504,"end":664.42505,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.036647990345954895},{"word":"all","start":664.42505,"end":664.74506,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.03774581849575043},{"word":"employees","start":664.74506,"end":665.24506,"confidence":0.8601074,"punctuated_word":"employees,","sentiment":"neutral","sentiment_score":0.033944517374038696},{"word":"so","start":665.385,"end":665.885,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.045804448425769806},{"word":"i","start":665.945,"end":666.10504,"confidence":0.89501953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02378544956445694},{"word":"do","start":666.10504,"end":666.34503,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.033261705189943314},{"word":"have","start":666.34503,"end":666.505,"confidence":0.9941406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01715599186718464},{"word":"it","start":666.505,"end":667.005,"confidence":0.9975586,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.007000211626291275},{"word":"yep","start":670.08,"end":670.58,"confidence":0.7895508,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02025983110070229},{"word":"income","start":671.04,"end":671.36,"confidence":0.8457031,"punctuated_word":"Income","sentiment":"neutral","sentiment_score":-0.007130414247512817},{"word":"protection","start":671.36,"end":671.86,"confidence":0.9626465,"punctuated_word":"protection.","sentiment":"neutral","sentiment_score":0.007858436554670334},{"word":"yep","start":674.92,"end":675.42,"confidence":0.9057617,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.058278873562812805},{"word":"yep","start":678.48,"end":678.98,"confidence":0.9628906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.007571333553642035},{"word":"i","start":679.28,"end":679.36,"confidence":0.3408203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04694158211350441},{"word":"would","start":679.36,"end":679.52,"confidence":0.4658203,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0539560504257679},{"word":"even","start":679.52,"end":679.76,"confidence":0.41064453,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.019185256212949753},{"word":"know","start":679.76,"end":679.92,"confidence":0.7854004,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.050359394401311874},{"word":"what","start":679.92,"end":680.08,"confidence":0.99902344,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.08729087561368942},{"word":"do","start":680.08,"end":680.16,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.07634513080120087},{"word":"you","start":680.16,"end":680.24,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06611541658639908},{"word":"mean","start":680.24,"end":680.4,"confidence":1.0,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.06814733892679214},{"word":"by","start":680.4,"end":680.56,"confidence":0.99316406,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.08660297840833664},{"word":"trauma","start":680.56,"end":681.06,"confidence":0.99658203,"punctuated_word":"trauma?","sentiment":"neutral","sentiment_score":-0.08350160717964172},{"word":"oops","start":681.2,"end":681.7,"confidence":0.7355957,"punctuated_word":"Oops.","sentiment":"neutral","sentiment_score":-0.07722079753875732},{"word":"okay","start":708.795,"end":709.295,"confidence":0.83203125,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01484888419508934},{"word":"now","start":709.835,"end":710.075,"confidence":0.53564453,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.03764140605926514},{"word":"i","start":710.075,"end":710.155,"confidence":0.9350586,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10636235773563384},{"word":"might","start":710.155,"end":710.315,"confidence":0.9658203,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.029441088438034058},{"word":"look","start":710.315,"end":710.635,"confidence":0.91748047,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.08024968206882477},{"word":"into","start":710.635,"end":710.875,"confidence":0.58447266,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.05910177528858185},{"word":"that","start":710.875,"end":711.115,"confidence":0.95410156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08618806302547455},{"word":"down","start":711.115,"end":711.355,"confidence":0.58935547,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.04111069440841675},{"word":"the","start":711.355,"end":711.435,"confidence":0.49902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05975625663995743},{"word":"future","start":711.435,"end":711.755,"confidence":0.9772949,"punctuated_word":"future,","sentiment":"neutral","sentiment_score":0.004387464374303818},{"word":"but","start":711.755,"end":711.915,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04297954589128494},{"word":"i","start":711.915,"end":711.995,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03957602381706238},{"word":"think","start":711.995,"end":712.155,"confidence":0.9970703,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.14968134462833405},{"word":"i'm","start":712.155,"end":712.315,"confidence":0.99194336,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1437712162733078},{"word":"right","start":712.315,"end":712.475,"confidence":0.8798828,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.24808982014656067},{"word":"at","start":712.475,"end":712.555,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.029108017683029175},{"word":"the","start":712.555,"end":712.635,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09342902898788452},{"word":"moment","start":712.635,"end":713.135,"confidence":1.0,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.10861636698246002},{"word":"okay","start":723.66,"end":724.16,"confidence":0.7524414,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04541943222284317},{"word":"okay","start":752.83,"end":753.31,"confidence":0.9699707,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.21060439944267273},{"word":"yep","start":753.31,"end":753.55005,"confidence":0.6816406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24645325541496277},{"word":"no","start":753.55005,"end":753.63,"confidence":0.90771484,"punctuated_word":"No","sentiment":"positive","sentiment_score":0.36408376693725586},{"word":"problem","start":753.63,"end":754.13,"confidence":0.97924805,"punctuated_word":"problem.","sentiment":"positive","sentiment_score":0.4549722671508789},{"word":"yep","start":778.39,"end":778.89,"confidence":0.9692383,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14395061135292053},{"word":"okay","start":783.67,"end":784.17,"confidence":0.8725586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.22798699140548703},{"word":"yep","start":815.38,"end":815.88,"confidence":0.75634766,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07041361927986145},{"word":"yeah","start":828.805,"end":829.045,"confidence":0.9785156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10684791952371596},{"word":"correct","start":829.045,"end":829.545,"confidence":0.9904785,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.101213276386261},{"word":"yep","start":830.32495,"end":830.56494,"confidence":0.9445801,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24849072098731995},{"word":"that's","start":830.56494,"end":830.805,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5048577785491943},{"word":"fine","start":830.805,"end":831.125,"confidence":0.9951172,"punctuated_word":"fine.","sentiment":"positive","sentiment_score":0.4839255213737488},{"word":"that's","start":831.125,"end":831.365,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.7539417147636414},{"word":"good","start":831.365,"end":831.78,"confidence":0.9946289,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6576478481292725},{"word":"nothing","start":844.795,"end":845.115,"confidence":0.704834,"punctuated_word":"Nothing.","sentiment":"neutral","sentiment_score":0.010852162726223469},{"word":"we've","start":845.115,"end":845.355,"confidence":0.97436523,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.02149348333477974},{"word":"covered","start":845.355,"end":845.755,"confidence":1.0,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.04422636330127716},{"word":"everything","start":845.755,"end":846.255,"confidence":0.99365234,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.017274361103773117},{"word":"so","start":848.155,"end":848.395,"confidence":0.9160156,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15322980284690857},{"word":"the","start":848.395,"end":848.635,"confidence":0.9243164,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16325333714485168},{"word":"the","start":848.635,"end":848.715,"confidence":0.90234375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12229741364717484},{"word":"main","start":848.715,"end":848.875,"confidence":0.99902344,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.14551380276679993},{"word":"one","start":848.875,"end":849.03503,"confidence":0.9951172,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.16680166125297546},{"word":"was","start":849.03503,"end":849.195,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.12161000072956084},{"word":"just","start":849.195,"end":849.435,"confidence":0.92822266,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07915915548801422},{"word":"about","start":849.435,"end":849.755,"confidence":0.4567871,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08128806948661804},{"word":"8.1%","start":849.755,"end":850.715,"confidence":0.9506836,"punctuated_word":"8.1%,","sentiment":"neutral","sentiment_score":0.07806651294231415},{"word":"was","start":850.715,"end":850.875,"confidence":0.9951172,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.09696108102798462},{"word":"it","start":850.875,"end":851.03503,"confidence":0.91430664,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.09249700605869292},{"word":"that's","start":851.03503,"end":851.435,"confidence":0.9794922,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.03341877460479736},{"word":"what","start":851.435,"end":851.59503,"confidence":0.4428711,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06907760351896286},{"word":"it","start":851.59503,"end":851.675,"confidence":0.3630371,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07321003824472427},{"word":"would","start":851.675,"end":851.755,"confidence":0.15625,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0627962127327919},{"word":"have","start":851.755,"end":851.835,"confidence":0.6328125,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11559411138296127},{"word":"grown","start":851.835,"end":851.995,"confidence":0.5419922,"punctuated_word":"grown","sentiment":"neutral","sentiment_score":0.1347087025642395},{"word":"the","start":851.995,"end":852.075,"confidence":0.5605469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.025563403964042664},{"word":"last","start":852.075,"end":852.315,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.04385003447532654},{"word":"twelve","start":852.315,"end":852.555,"confidence":0.9941406,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.04643760621547699},{"word":"months","start":852.555,"end":853.055,"confidence":0.9379883,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.0840400978922844},{"word":"sorry","start":855.675,"end":856.175,"confidence":0.91503906,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.006036275066435337},{"word":"okay","start":857.7,"end":857.94,"confidence":0.8562012,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.027648041024804115},{"word":"yep","start":857.94,"end":858.42004,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0387655608355999},{"word":"yep","start":858.42004,"end":858.92004,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03494817018508911},{"word":"okay","start":859.62,"end":859.94,"confidence":0.9885254,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.004468241240829229},{"word":"i","start":859.94,"end":860.10004,"confidence":0.86572266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.005715489387512207},{"word":"suppose","start":860.10004,"end":860.60004,"confidence":0.9550781,"punctuated_word":"suppose","sentiment":"neutral","sentiment_score":0.00029840879142284393},{"word":"with","start":860.98004,"end":861.22003,"confidence":0.6669922,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0050327368080616},{"word":"what's","start":861.22003,"end":861.46,"confidence":0.9916992,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.00482792966067791},{"word":"been","start":861.46,"end":861.62,"confidence":0.98828125,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.008827624842524529},{"word":"going","start":861.62,"end":861.78,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.03320245072245598},{"word":"on","start":861.78,"end":861.94,"confidence":0.9375,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.03206617385149002},{"word":"i","start":861.94,"end":862.10004,"confidence":0.97802734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03050166741013527},{"word":"suppose","start":862.10004,"end":862.34,"confidence":0.99316406,"punctuated_word":"suppose","sentiment":"neutral","sentiment_score":0.023118216544389725},{"word":"i","start":862.34,"end":862.42004,"confidence":0.7949219,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0414973646402359},{"word":"can","start":862.42004,"end":862.58,"confidence":0.61376953,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03799429535865784},{"word":"live","start":862.58,"end":862.74005,"confidence":0.9135742,"punctuated_word":"live","sentiment":"neutral","sentiment_score":0.02277734875679016},{"word":"with","start":862.74005,"end":862.82,"confidence":0.9716797,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.02372784912586212},{"word":"that","start":862.82,"end":862.98004,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03131598234176636},{"word":"for","start":862.98004,"end":863.14,"confidence":0.8671875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.023884564638137817},{"word":"twelve","start":863.14,"end":863.38,"confidence":0.59814453,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.001643795520067215},{"word":"months","start":863.38,"end":863.88,"confidence":0.9682617,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.03978477045893669},{"word":"yep","start":880.66504,"end":881.16504,"confidence":0.9562988,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05069524794816971},{"word":"yep","start":887.86,"end":888.36,"confidence":0.9345703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03561469167470932},{"word":"no","start":890.58,"end":890.82,"confidence":0.7871094,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.045348599553108215},{"word":"problem","start":890.82,"end":891.32,"confidence":0.9980469,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.09634235501289368},{"word":"okay","start":901.16504,"end":901.565,"confidence":0.8696289,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.31394582986831665},{"word":"great","start":901.565,"end":901.885,"confidence":0.710083,"punctuated_word":"Great.","sentiment":"positive","sentiment_score":0.5923115015029907},{"word":"thanks","start":901.885,"end":902.045,"confidence":0.9980469,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.6632703542709351},{"word":"for","start":902.045,"end":902.28503,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6690568327903748},{"word":"all","start":902.28503,"end":902.365,"confidence":0.99121094,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.5949955582618713},{"word":"your","start":902.365,"end":902.525,"confidence":0.9951172,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6471208333969116},{"word":"help","start":902.525,"end":902.685,"confidence":1.0,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.7377133369445801},{"word":"today","start":902.685,"end":903.085,"confidence":0.99902344,"punctuated_word":"today","sentiment":"positive","sentiment_score":0.6937259435653687},{"word":"and","start":903.085,"end":903.16504,"confidence":0.7089844,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6083873510360718},{"word":"your","start":903.16504,"end":903.325,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6335585117340088},{"word":"time","start":903.325,"end":903.825,"confidence":0.9970703,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.5271834135055542},{"word":"oh","start":909.085,"end":909.245,"confidence":0.7624512,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.05409945920109749},{"word":"i'm","start":909.245,"end":909.405,"confidence":0.9667969,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05232385918498039},{"word":"about","start":909.405,"end":909.565,"confidence":0.5854492,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04119499772787094},{"word":"to","start":909.565,"end":909.645,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0851183757185936},{"word":"walk","start":909.645,"end":909.805,"confidence":0.9951172,"punctuated_word":"walk","sentiment":"neutral","sentiment_score":0.13295187056064606},{"word":"into","start":909.805,"end":910.045,"confidence":0.9003906,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.023340173065662384},{"word":"work","start":910.045,"end":910.365,"confidence":0.8483887,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.038926832377910614},{"word":"so","start":910.365,"end":910.685,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.022898584604263306},{"word":"who","start":910.685,"end":910.84503,"confidence":0.9902344,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.08595268428325653},{"word":"knows","start":910.84503,"end":911.34503,"confidence":0.91015625,"punctuated_word":"knows?","sentiment":"neutral","sentiment_score":-0.005738362669944763},{"word":"anyway","start":913.405,"end":913.905,"confidence":0.6710205,"punctuated_word":"Anyway.","sentiment":"positive","sentiment_score":0.5106831789016724},{"word":"okay","start":918.4229,"end":918.7429,"confidence":0.96069336,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.4870895743370056},{"word":"thank","start":918.7429,"end":918.9829,"confidence":0.9980469,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.8072801828384399},{"word":"you","start":918.9829,"end":919.14294,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.7580909729003906},{"word":"have","start":919.14294,"end":919.26294,"confidence":0.9980469,"punctuated_word":"Have","sentiment":"positive","sentiment_score":0.6755161285400391},{"word":"a","start":919.26294,"end":919.38293,"confidence":0.99316406,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7185615301132202},{"word":"good","start":919.38293,"end":919.5429,"confidence":0.99902344,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.7196505665779114},{"word":"day","start":919.5429,"end":920.0429,"confidence":0.9995117,"punctuated_word":"day.","sentiment":"positive","sentiment_score":0.6841044425964355},{"word":"bye","start":921.7829,"end":922.2829,"confidence":0.8273926,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.1287209391593933}],"paragraphs":{"transcript":"\nHello? You there? Yes. I can. Yeah.\n\nYeah. I was like, I'm very I couldn't hear you. I thought it's rude if I don't say something to pretend I can hear you, but then I thought I better off just saying something to be rude. Every second word. Yep.\n\nYep. Yep. Yes. Yes. Yes.\n\nYep. Yep. Yeah. That's fine. Yes.\n\nYes. I am. Yep. Yep. Yeah.\n\nI think so. If you agree that's probably what's best for staying at, then I'll agree as well. Because a lot of people a lot of people who've done done high growth would have done pretty poorly then over these last twelve months. Yep. Yep.\n\nEye care. Yep. Precious metals are bloody gone through the roof. Yeah. Yep.\n\nOkay. Now we'll leave it where he is then. I cannot. Yep. My my life, you know, I'd have to I I sort of live couple of days at a time with my rosters and things, so it's a bit hard.\n\nSo we don't tell them on nights and arbours and weekends and yeah. Yep. Okay. You're wet. Just whenever you think you've got it done, if you can put your time to have it done, just, yeah, let me send me the text or link of the appointment, and then, yeah, I'll try and make that work.\n\nYeah. Just yeah. It's different every single week of my life. But yeah. Yep.\n\nYep. I'd say around this time of the day, like, between twelve twelve or one is usually about the best if I'm not on a night shift and asleep because then I'll get up at three, but anyway. 60% chance you'll probably get me that time. Yeah. Okay.\n\nYep. Not a problem. Yep. Okay. Not a problem.\n\nYes, please. Yep. Yes, please. Yep. Okay.\n\nYep. Okay. Maybe just do you think that's enough with how much inflation's been happening the last few years? That's why I haven't changed it. I don't think from since it's originated.\n\nI don't know if that's enough these days or should I be having more or what? Okay. Okay. Yep. Yep.\n\nYep. Till the until the wife finds it till the wife finds another partner. Okay. Yep. Okay.\n\nNow let's leave it underneath. That's fine. Yep. K. Yep.\n\nOkay. Yep. That's fine. I'll leave that. Okay.\n\nMy work pays that for all employees, so I do have it. Yep. Income protection. Yep. Yep.\n\nI would even know. What do you mean by trauma? Oops. Okay. Now I might look into that down the future, but I think I'm right at the moment.\n\nOkay. Okay. Yep. No problem. Yep.\n\nOkay. Yep. Yeah. Correct. Yep.\n\nThat's fine. That's good. Nothing. We've covered everything. So the the main one was just about 8.1%, was it?\n\nThat's what it would have grown the last twelve months. Sorry. Okay. Yep. Yep.\n\nOkay. I suppose with what's been going on, I suppose I can live with that for twelve months. Yep. Yep. No problem.\n\nOkay. Great. Thanks for all your help today and your time. Oh, I'm about to walk into work, so who knows? Anyway.\n\nOkay. Thank you. Have a good day. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":3.04,"end":3.52,"sentiment":"neutral","sentiment_score":0.00097757950425148},{"text":"You there?","start":3.52,"end":4.26,"sentiment":"neutral","sentiment_score":-0.0019773489329963923},{"text":"Yes.","start":6.24,"end":6.72,"sentiment":"neutral","sentiment_score":0.03813759237527847},{"text":"I can.","start":6.72,"end":7.12,"sentiment":"neutral","sentiment_score":0.04679858312010765},{"text":"Yeah.","start":7.12,"end":7.3599997,"sentiment":"neutral","sentiment_score":0.03277108818292618}],"sentiment":"neutral","sentiment_score":0.023075532633811235,"num_words":7,"start":3.04,"end":7.3599997},{"sentences":[{"text":"Yeah.","start":7.3599997,"end":7.7599998,"sentiment":"neutral","sentiment_score":0.006528355181217194},{"text":"I was like, I'm very I couldn't hear you.","start":7.7599998,"end":9.679999,"sentiment":"neutral","sentiment_score":-0.22812129971053866},{"text":"I thought it's rude if I don't say something to pretend I can hear you, but then I thought I better off just saying something to be rude.","start":9.679999,"end":15.139999,"sentiment":"negative","sentiment_score":-0.34075832100851194},{"text":"Every second word.","start":16.785,"end":17.925,"sentiment":"neutral","sentiment_score":0.17626803616682687},{"text":"Yep.","start":17.985,"end":18.385,"sentiment":"neutral","sentiment_score":0.08359432220458984}],"sentiment":"neutral","sentiment_score":-0.2613189976130213,"num_words":42,"start":7.3599997,"end":18.385},{"sentences":[{"text":"Yep.","start":18.385,"end":18.885,"sentiment":"neutral","sentiment_score":0.08420553058385849},{"text":"Yep.","start":27.025,"end":27.525,"sentiment":"neutral","sentiment_score":0.15863043069839478},{"text":"Yes.","start":36.620003,"end":37.120003,"sentiment":"neutral","sentiment_score":0.2477589845657349},{"text":"Yes.","start":52.055,"end":52.555,"sentiment":"neutral","sentiment_score":0.13537919521331787},{"text":"Yes.","start":82.274994,"end":82.774994,"sentiment":"neutral","sentiment_score":0.07081375271081924}],"sentiment":"neutral","sentiment_score":0.13935757875442506,"num_words":5,"start":18.385,"end":82.774994},{"sentences":[{"text":"Yep.","start":87.16,"end":87.66,"sentiment":"neutral","sentiment_score":0.22149503231048584},{"text":"Yep.","start":97.16,"end":97.66,"sentiment":"neutral","sentiment_score":0.2506544291973114},{"text":"Yeah.","start":100.585,"end":100.905,"sentiment":"neutral","sentiment_score":0.24168655276298523},{"text":"That's fine.","start":100.905,"end":101.725,"sentiment":"neutral","sentiment_score":0.3301457613706589},{"text":"Yes.","start":103.064995,"end":103.465,"sentiment":"neutral","sentiment_score":0.15574674308300018}],"sentiment":"neutral","sentiment_score":0.25497904668251675,"num_words":6,"start":87.16,"end":103.465},{"sentences":[{"text":"Yes.","start":103.465,"end":103.784996,"sentiment":"neutral","sentiment_score":0.17983749508857727},{"text":"I am.","start":103.784996,"end":104.265,"sentiment":"neutral","sentiment_score":0.32057833671569824},{"text":"Yep.","start":104.265,"end":104.765,"sentiment":"neutral","sentiment_score":0.06150011718273163},{"text":"Yep.","start":148.14,"end":148.64,"sentiment":"neutral","sentiment_score":0.10630925744771956},{"text":"Yeah.","start":151.98,"end":152.46,"sentiment":"neutral","sentiment_score":0.18011784553527832}],"sentiment":"neutral","sentiment_score":0.1948202314476172,"num_words":6,"start":103.465,"end":152.46},{"sentences":[{"text":"I think so.","start":152.46,"end":153.1,"sentiment":"neutral","sentiment_score":0.22489811480045319},{"text":"If you agree that's probably what's best for staying at, then I'll agree as well.","start":153.1,"end":163.755,"sentiment":"neutral","sentiment_score":0.2649974604447683},{"text":"Because a lot of people a lot of people who've done done high growth would have done pretty poorly then over these last twelve months.","start":194.82999,"end":203.17,"sentiment":"neutral","sentiment_score":-0.30484262079000474},{"text":"Yep.","start":209.295,"end":209.615,"sentiment":"neutral","sentiment_score":-0.01912498287856579},{"text":"Yep.","start":209.615,"end":210.115,"sentiment":"neutral","sentiment_score":0.025332093238830566}],"sentiment":"neutral","sentiment_score":-0.06589338129593267,"num_words":45,"start":152.46,"end":210.115},{"sentences":[{"text":"Eye care.","start":213.455,"end":214.19499,"sentiment":"neutral","sentiment_score":0.02282903715968132},{"text":"Yep.","start":227.18999,"end":227.68999,"sentiment":"positive","sentiment_score":0.35352620482444763},{"text":"Precious metals are bloody gone through the roof.","start":233.82501,"end":236.16501,"sentiment":"neutral","sentiment_score":-0.01051611639559269},{"text":"Yeah.","start":253.2,"end":253.7,"sentiment":"neutral","sentiment_score":0.038695190101861954},{"text":"Yep.","start":271.265,"end":271.765,"sentiment":"neutral","sentiment_score":0.04912397265434265}],"sentiment":"neutral","sentiment_score":0.030990346979636412,"num_words":13,"start":213.455,"end":271.765},{"sentences":[{"text":"Okay.","start":274.91998,"end":275.16,"sentiment":"neutral","sentiment_score":0.08881913125514984},{"text":"Now we'll leave it where he is then.","start":275.16,"end":276.62,"sentiment":"neutral","sentiment_score":0.08621077332645655},{"text":"I cannot.","start":296.675,"end":297.335,"sentiment":"neutral","sentiment_score":-0.11681772395968437},{"text":"Yep.","start":302.3,"end":302.8,"sentiment":"neutral","sentiment_score":0.007680236361920834},{"text":"My my life, you know, I'd have to I I sort of live couple of days at a time with my rosters and things, so it's a bit hard.","start":307.02,"end":313.18,"sentiment":"neutral","sentiment_score":-0.06858624004084489}],"sentiment":"neutral","sentiment_score":-0.035035386704271886,"num_words":41,"start":274.91998,"end":313.18},{"sentences":[{"text":"So we don't tell them on nights and arbours and weekends and yeah.","start":313.18,"end":322.595,"sentiment":"neutral","sentiment_score":-0.011304792303305406},{"text":"Yep.","start":328.575,"end":328.895,"sentiment":"neutral","sentiment_score":0.03621109947562218},{"text":"Okay.","start":328.895,"end":329.395,"sentiment":"neutral","sentiment_score":0.04661380499601364},{"text":"You're wet.","start":330.68002,"end":331.42,"sentiment":"neutral","sentiment_score":0.11664169654250145},{"text":"Just whenever you think you've got it done, if you can put your time to have it done, just, yeah, let me send me the text or link of the appointment, and then, yeah, I'll try and make that work.","start":331.88,"end":341.26,"sentiment":"neutral","sentiment_score":0.14250382911413909}],"sentiment":"neutral","sentiment_score":0.10297016073998652,"num_words":57,"start":313.18,"end":341.26},{"sentences":[{"text":"Yeah.","start":352.375,"end":352.615,"sentiment":"neutral","sentiment_score":-0.016264548525214195},{"text":"Just yeah.","start":352.615,"end":353.095,"sentiment":"neutral","sentiment_score":-0.040166718885302544},{"text":"It's different every single week of my life.","start":353.095,"end":354.935,"sentiment":"neutral","sentiment_score":-0.06637507257983088},{"text":"But yeah.","start":354.935,"end":355.495,"sentiment":"neutral","sentiment_score":-0.0006292043253779411},{"text":"Yep.","start":355.495,"end":355.815,"sentiment":"neutral","sentiment_score":0.03644752502441406}],"sentiment":"neutral","sentiment_score":-0.04231496075434344,"num_words":14,"start":352.375,"end":355.815},{"sentences":[{"text":"Yep.","start":355.815,"end":356.315,"sentiment":"neutral","sentiment_score":0.030195709317922592},{"text":"I'd say around this time of the day, like, between twelve twelve or one is usually about the best if I'm not on a night shift and asleep because then I'll get up at three, but anyway.","start":361.82,"end":371.12,"sentiment":"neutral","sentiment_score":0.00964946296015704},{"text":"60% chance you'll probably get me that time.","start":372.835,"end":375.255,"sentiment":"neutral","sentiment_score":0.17583756055682898},{"text":"Yeah.","start":379.315,"end":379.815,"sentiment":"neutral","sentiment_score":0.09138525277376176},{"text":"Okay.","start":383.155,"end":383.655,"sentiment":"neutral","sentiment_score":0.19550547003746033}],"sentiment":"neutral","sentiment_score":0.04335035512728306,"num_words":48,"start":355.815,"end":383.655},{"sentences":[{"text":"Yep.","start":389.96002,"end":390.46002,"sentiment":"neutral","sentiment_score":0.0933852642774582},{"text":"Not a problem.","start":390.84,"end":391.91,"sentiment":"neutral","sentiment_score":-0.00813633824388186},{"text":"Yep.","start":400.645,"end":401.145,"sentiment":"neutral","sentiment_score":0.07958531379699707},{"text":"Okay.","start":404.405,"end":404.725,"sentiment":"neutral","sentiment_score":0.0999908372759819},{"text":"Not a problem.","start":404.725,"end":405.465,"sentiment":"neutral","sentiment_score":0.15962382157643637}],"sentiment":"neutral","sentiment_score":0.08082487392756674,"num_words":9,"start":389.96002,"end":405.465},{"sentences":[{"text":"Yes, please.","start":409.685,"end":410.345,"sentiment":"neutral","sentiment_score":0.09872286021709442},{"text":"Yep.","start":411.925,"end":412.23,"sentiment":"neutral","sentiment_score":0.08790060877799988},{"text":"Yes, please.","start":412.63,"end":416.97,"sentiment":"neutral","sentiment_score":0.12781183421611786},{"text":"Yep.","start":428.985,"end":429.485,"sentiment":"neutral","sentiment_score":0.20937621593475345},{"text":"Okay.","start":460.805,"end":461.305,"sentiment":"neutral","sentiment_score":0.14933957159519196}],"sentiment":"neutral","sentiment_score":0.1285265407391957,"num_words":7,"start":409.685,"end":461.305},{"sentences":[{"text":"Yep.","start":469.68002,"end":470.18002,"sentiment":"neutral","sentiment_score":0.12458091974258424},{"text":"Okay.","start":475.6,"end":476.1,"sentiment":"neutral","sentiment_score":0.3062756061553955},{"text":"Maybe just do you think that's enough with how much inflation's been happening the last few years?","start":482.715,"end":487.67502,"sentiment":"neutral","sentiment_score":-0.008725672448396353},{"text":"That's why I haven't changed it.","start":487.67502,"end":488.795,"sentiment":"negative","sentiment_score":-0.3335239191850026},{"text":"I don't think from since it's originated.","start":488.795,"end":490.815,"sentiment":"neutral","sentiment_score":-0.29407137632369995}],"sentiment":"neutral","sentiment_score":-0.11803509547189606,"num_words":32,"start":469.68002,"end":490.815},{"sentences":[{"text":"I don't know if that's enough these days or should I be having more or what?","start":491.035,"end":494.815,"sentiment":"neutral","sentiment_score":-0.255139191634953},{"text":"Okay.","start":501.7,"end":502.2,"sentiment":"neutral","sentiment_score":0.01935410499572754},{"text":"Okay.","start":511.465,"end":511.965,"sentiment":"neutral","sentiment_score":0.04054234176874161},{"text":"Yep.","start":524.745,"end":525.245,"sentiment":"neutral","sentiment_score":0.024035431444644928},{"text":"Yep.","start":533.83997,"end":534.33997,"sentiment":"neutral","sentiment_score":0.1473970115184784}],"sentiment":"neutral","sentiment_score":-0.1925449088215828,"num_words":20,"start":491.035,"end":534.33997},{"sentences":[{"text":"Yep.","start":541.955,"end":542.455,"sentiment":"neutral","sentiment_score":0.0360286608338356},{"text":"Till the until the wife finds it till the wife finds another partner.","start":552.77997,"end":556.32,"sentiment":"neutral","sentiment_score":-0.08124469535855147},{"text":"Okay.","start":563.57996,"end":564.07996,"sentiment":"neutral","sentiment_score":-0.19352009892463684},{"text":"Yep.","start":581.165,"end":581.485,"sentiment":"neutral","sentiment_score":0.08989641070365906},{"text":"Okay.","start":581.485,"end":581.725,"sentiment":"neutral","sentiment_score":0.08996149152517319}],"sentiment":"neutral","sentiment_score":-0.060812622089596355,"num_words":17,"start":541.955,"end":581.725},{"sentences":[{"text":"Now let's leave it underneath.","start":581.725,"end":582.845,"sentiment":"neutral","sentiment_score":0.07180862501263618},{"text":"That's fine.","start":582.845,"end":583.56,"sentiment":"neutral","sentiment_score":0.23554666340351105},{"text":"Yep.","start":605.255,"end":605.655,"sentiment":"neutral","sentiment_score":0.13819783926010132},{"text":"K.","start":605.655,"end":606.155,"sentiment":"neutral","sentiment_score":0.08471599221229553},{"text":"Yep.","start":621.85004,"end":622.35004,"sentiment":"positive","sentiment_score":0.3658633232116699}],"sentiment":"neutral","sentiment_score":0.14189136065542698,"num_words":10,"start":581.725,"end":622.35004},{"sentences":[{"text":"Okay.","start":636.65497,"end":637.055,"sentiment":"neutral","sentiment_score":0.12018705904483797},{"text":"Yep.","start":637.055,"end":637.295,"sentiment":"neutral","sentiment_score":0.14065170288085938},{"text":"That's fine.","start":637.295,"end":638.115,"sentiment":"neutral","sentiment_score":0.2148728147149086},{"text":"I'll leave that.","start":638.255,"end":639.0,"sentiment":"neutral","sentiment_score":0.10794614503781001},{"text":"Okay.","start":653.30505,"end":653.80505,"sentiment":"neutral","sentiment_score":0.04367886856198311}],"sentiment":"neutral","sentiment_score":0.13226271187886596,"num_words":8,"start":636.65497,"end":653.80505},{"sentences":[{"text":"My work pays that for all employees, so I do have it.","start":663.145,"end":667.005,"sentiment":"neutral","sentiment_score":0.0179650307012101},{"text":"Yep.","start":670.08,"end":670.58,"sentiment":"neutral","sentiment_score":0.02025983110070229},{"text":"Income protection.","start":671.04,"end":671.86,"sentiment":"neutral","sentiment_score":0.00036401115357875824},{"text":"Yep.","start":674.92,"end":675.42,"sentiment":"neutral","sentiment_score":0.058278873562812805},{"text":"Yep.","start":678.48,"end":678.98,"sentiment":"neutral","sentiment_score":0.007571333553642035}],"sentiment":"neutral","sentiment_score":0.017789319349343285,"num_words":17,"start":663.145,"end":678.98},{"sentences":[{"text":"I would even know.","start":679.28,"end":679.92,"sentiment":"neutral","sentiment_score":-0.042610570788383484},{"text":"What do you mean by trauma?","start":679.92,"end":681.06,"sentiment":"neutral","sentiment_score":-0.07800055791934331},{"text":"Oops.","start":681.2,"end":681.7,"sentiment":"neutral","sentiment_score":-0.07722079753875732},{"text":"Okay.","start":708.795,"end":709.295,"sentiment":"neutral","sentiment_score":0.01484888419508934},{"text":"Now I might look into that down the future, but I think I'm right at the moment.","start":709.835,"end":713.135,"sentiment":"neutral","sentiment_score":0.021163970889414057}],"sentiment":"neutral","sentiment_score":-0.011759656513559407,"num_words":29,"start":679.28,"end":713.135},{"sentences":[{"text":"Okay.","start":723.66,"end":724.16,"sentiment":"neutral","sentiment_score":0.04541943222284317},{"text":"Okay.","start":752.83,"end":753.31,"sentiment":"neutral","sentiment_score":0.21060439944267273},{"text":"Yep.","start":753.31,"end":753.55005,"sentiment":"neutral","sentiment_score":0.24645325541496277},{"text":"No problem.","start":753.55005,"end":754.13,"sentiment":"positive","sentiment_score":0.4095280170440674},{"text":"Yep.","start":778.39,"end":778.89,"sentiment":"neutral","sentiment_score":0.14395061135292053}],"sentiment":"neutral","sentiment_score":0.244247288753589,"num_words":6,"start":723.66,"end":778.89},{"sentences":[{"text":"Okay.","start":783.67,"end":784.17,"sentiment":"neutral","sentiment_score":0.22798699140548703},{"text":"Yep.","start":815.38,"end":815.88,"sentiment":"neutral","sentiment_score":0.07041361927986145},{"text":"Yeah.","start":828.805,"end":829.045,"sentiment":"neutral","sentiment_score":0.10684791952371596},{"text":"Correct.","start":829.045,"end":829.545,"sentiment":"neutral","sentiment_score":0.101213276386261},{"text":"Yep.","start":830.32495,"end":830.56494,"sentiment":"neutral","sentiment_score":0.24849072098731995}],"sentiment":"neutral","sentiment_score":0.1509905055165291,"num_words":5,"start":783.67,"end":830.56494},{"sentences":[{"text":"That's fine.","start":830.56494,"end":831.125,"sentiment":"positive","sentiment_score":0.49439164996147156},{"text":"That's good.","start":831.125,"end":831.78,"sentiment":"positive","sentiment_score":0.7057947814464569},{"text":"Nothing.","start":844.795,"end":845.115,"sentiment":"neutral","sentiment_score":0.010852162726223469},{"text":"We've covered everything.","start":845.115,"end":846.255,"sentiment":"neutral","sentiment_score":0.027664735913276672},{"text":"So the the main one was just about 8.1%, was it?","start":848.155,"end":851.03503,"sentiment":"neutral","sentiment_score":0.11824344030835411}],"sentiment":"neutral","sentiment_score":0.19973142508809505,"num_words":19,"start":830.56494,"end":851.03503},{"sentences":[{"text":"That's what it would have grown the last twelve months.","start":851.03503,"end":853.055,"sentiment":"neutral","sentiment_score":0.06886965855956077},{"text":"Sorry.","start":855.675,"end":856.175,"sentiment":"neutral","sentiment_score":-0.006036275066435337},{"text":"Okay.","start":857.7,"end":857.94,"sentiment":"neutral","sentiment_score":0.027648041024804115},{"text":"Yep.","start":857.94,"end":858.42004,"sentiment":"neutral","sentiment_score":0.0387655608355999},{"text":"Yep.","start":858.42004,"end":858.92004,"sentiment":"neutral","sentiment_score":0.03494817018508911}],"sentiment":"neutral","sentiment_score":0.05600157732676182,"num_words":14,"start":851.03503,"end":858.92004},{"sentences":[{"text":"Okay.","start":859.62,"end":859.94,"sentiment":"neutral","sentiment_score":0.004468241240829229},{"text":"I suppose with what's been going on, I suppose I can live with that for twelve months.","start":859.94,"end":863.88,"sentiment":"neutral","sentiment_score":0.021348769283469987},{"text":"Yep.","start":880.66504,"end":881.16504,"sentiment":"neutral","sentiment_score":0.05069524794816971},{"text":"Yep.","start":887.86,"end":888.36,"sentiment":"neutral","sentiment_score":0.03561469167470932},{"text":"No problem.","start":890.58,"end":891.32,"sentiment":"neutral","sentiment_score":0.07084547728300095}],"sentiment":"neutral","sentiment_score":0.027063555147668176,"num_words":22,"start":859.62,"end":891.32},{"sentences":[{"text":"Okay.","start":901.16504,"end":901.565,"sentiment":"neutral","sentiment_score":0.31394582986831665},{"text":"Great.","start":901.565,"end":901.885,"sentiment":"positive","sentiment_score":0.5923115015029907},{"text":"Thanks for all your help today and your time.","start":901.885,"end":903.825,"sentiment":"positive","sentiment_score":0.6416680150561862},{"text":"Oh, I'm about to walk into work, so who knows?","start":909.085,"end":911.34503,"sentiment":"neutral","sentiment_score":0.03133659362792969},{"text":"Anyway.","start":913.405,"end":913.905,"sentiment":"positive","sentiment_score":0.5106831789016724}],"sentiment":"positive","sentiment_score":0.34115084463899786,"num_words":22,"start":901.16504,"end":913.905},{"sentences":[{"text":"Okay.","start":918.4229,"end":918.7429,"sentiment":"positive","sentiment_score":0.4870895743370056},{"text":"Thank you.","start":918.7429,"end":919.14294,"sentiment":"positive","sentiment_score":0.7826855778694153},{"text":"Have a good day.","start":919.14294,"end":920.0429,"sentiment":"positive","sentiment_score":0.6994581669569016},{"text":"Bye.","start":921.7829,"end":922.2829,"sentiment":"neutral","sentiment_score":-0.1287209391593933}],"sentiment":"positive","sentiment_score":0.5901965573430061,"num_words":8,"start":918.4229,"end":922.2829}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello? You there?\n\nChannel 0: Yep. Can you hear me, Jamie?\n\nChannel 1: Yes. I can. Yeah. Yeah.\n\nChannel 0: Yes.\n\nChannel 1: I was\n\nChannel 0: Okay.\n\nChannel 1: like, I'm very I couldn't hear you. I thought it's rude if I don't say something to pretend I can hear you, but then I thought I better off just saying\n\nChannel 0: No.\n\nChannel 1: something to be rude.\n\nChannel 0: Exactly. I'm glad you\n\nChannel 1: Every\n\nChannel 0: did.\n\nChannel 1: second word. Yep. Yep.\n\nChannel 0: Now what I will say, I'm not sure if you caught some of it, is that we've done a lot of research on one of the investments that you have in your portfolio, and I would\n\nChannel 1: Yep.\n\nChannel 0: like to look at swapping it. The reason being is it has kind of it's your Benelon Australian equity that you have in your portfolio, and\n\nChannel 1: Yes.\n\nChannel 0: that was added to your portfolio because it was one of the best performing fund managers at the time and have done really well. So the purpose of that one is to actively buy and sell different investments in order to try to outperform the market, which\n\nChannel 1: Yes.\n\nChannel 0: they had done. But more recently, they have underperformed a little bit and been a bit slower in making their decisions. So we wanna make sure we also stay proactive with your investments and that if there is an investment that we foresee not coming back around as much or being as good moving forward, that we we, you know, we do wanna make sure we we look at alternative options if there's some out there that we can swap it for to make sure that we do have your position in the best position because the market and things are always changing, like you've\n\nChannel 1: Yes.\n\nChannel 0: touched on in the last twelve months. So if you are happy for me to do so, what I would like to do is just\n\nChannel 1: Yep.\n\nChannel 0: do a little bit more research on the Benelon and also seeing if I can find a better option that would be suitable for your portfolio overall and put you in a better\n\nChannel 1: Yep.\n\nChannel 0: position moving forward. So are you happy\n\nChannel 1: Yeah.\n\nChannel 0: for me\n\nChannel 1: That's\n\nChannel 0: to kind\n\nChannel 1: fine.\n\nChannel 0: of do that for you? Yeah.\n\nChannel 1: Yes. Yes. I\n\nChannel 0: Great.\n\nChannel 1: am. Yep.\n\nChannel 0: Now with your portfolio, just wanna confirm that you are happy with your growth risk allocation still. So still kind of focusing on growing your super, having a little bit of fluctuation. And in terms of asset allocation, it's about an eighty twenty split. So 80% is your growth investment, which we typically classify your Australian shares, international shares, property, and commodities, and that is ultimately what is going to grow your portfolio. And then about 20 in your defensive, so that will be your your cash, your gold, your fixed interest, but limit fluctuations a little bit.\n\nAre you still comfortable\n\nChannel 1: Yep.\n\nChannel 0: with the same level of kind of risk allocation?\n\nChannel 1: Yeah. I think so. If you agree that's\n\nChannel 0: Yep.\n\nChannel 1: probably what's best for staying at, then I'll agree\n\nChannel 0: Yeah.\n\nChannel 1: as\n\nChannel 0: From what you kind of told me, some of the questions we we kind of went through, I think it's a good\n\nChannel 1: well.\n\nChannel 0: form your risk tolerance side of it. Now from a time frame point of view as well, so typically in a in a growth portfolio, making sure you have enough time in the market before retirement in a growth portfolio, we we wanna allow this to fix it. So you definitely have the time. In a high growth, you have the time capacity to be in more risky, but at the same time, I want you to be comfortable. So I think growth is a good middle ground where you are still focusing on getting that growth without taking your high growth\n\nChannel 1: Because\n\nChannel 0: or aggressive approach through fluctuations. So I think that sounds\n\nChannel 1: a lot of people a lot of people who've done done high growth would have done pretty poorly then over these last twelve months.\n\nChannel 0: some have seen more fluctuations and not as good of a return as you. And then\n\nChannel 1: Yep.\n\nChannel 0: depending\n\nChannel 1: Yep.\n\nChannel 0: it it also depends on when they bought into the markets. Because some, if they bought\n\nChannel 1: Eye\n\nChannel 0: at\n\nChannel 1: care.\n\nChannel 0: the the perfect time and when it was down, they've still seen a bit of a bit of an increase. But then some, you know, because you have a little bit more of those defensive with your gold as well, which have done really well, you've actually done\n\nChannel 1: Yep.\n\nChannel 0: pretty good where you're at. So I think it's it's good to stay in a growth for you.\n\nChannel 1: Precious metals are bloody gone through the roof.\n\nChannel 0: Yes. And it's one of those things as well that things are quite cyclical where it's like, even a year ago, your your cybersecurity investments were were through the roof, whereas now everything going on with AI bubble space, this is a bit more fluctuation. But that's also\n\nChannel 1: Yeah.\n\nChannel 0: why it's usually a smaller portion. So we we allocate a higher portion of your your money in your kind of, you know, your passive funds that's kind of a bit more stable and diversified. And then we have a smaller portion in those funds that can, you know, vary a little bit more, give you a good amount of growth, fluctuate a little\n\nChannel 1: Yep.\n\nChannel 0: bit more, but they only have a smaller allocation because of that.\n\nChannel 1: Okay. Now we'll leave it\n\nChannel 0: Yep.\n\nChannel 1: where he is then.\n\nChannel 0: Yep. Perfect. I'll go and do the research on your, Benelung investment as well and just kind of go through all of them just to see if we need to make any changes. Now what I will do from there is I will, put together a proposal for you, and I'll go through it with you. And then you can let me know if you are happy with it before we make any changes.\n\nSo\n\nChannel 1: I\n\nChannel 0: it\n\nChannel 1: cannot.\n\nChannel 0: does take me about a week or so to put that together. When is\n\nChannel 1: Yep.\n\nChannel 0: a best time for you to go through that?\n\nChannel 1: My my life, you know, I'd have to I I sort of live couple of days at a time with my rosters and things, so it's a bit hard. So we don't tell them on nights and arbours and weekends\n\nChannel 0: That's that's that's okay.\n\nChannel 1: and\n\nChannel 0: I can put a tentative in for you. And then if anything\n\nChannel 1: yeah.\n\nChannel 0: changes, you can let me know just because my calendar is filling up really quickly in the next\n\nChannel 1: Yep.\n\nChannel 0: couple\n\nChannel 1: Okay.\n\nChannel 0: of months. So I wanna make\n\nChannel 1: You're\n\nChannel 0: sure\n\nChannel 1: wet.\n\nChannel 0: I can\n\nChannel 1: Just whenever you think\n\nChannel 0: fit\n\nChannel 1: you've\n\nChannel 0: you\n\nChannel 1: got it\n\nChannel 0: in.\n\nChannel 1: done, if you can put your time\n\nChannel 0: Okay.\n\nChannel 1: to have it done, just, yeah, let me send me the text or\n\nChannel 0: Yeah.\n\nChannel 1: link of the\n\nChannel 0: Yep.\n\nChannel 1: appointment, and then, yeah,\n\nChannel 0: Okay.\n\nChannel 1: I'll try and make that work.\n\nChannel 0: So what I might do is do you is it normally Wednesday, Thursday, Monday, Tuesday? Which day is usually better for you, or is it really different?\n\nChannel 1: Yeah. Just yeah. It's different every single\n\nChannel 0: Really\n\nChannel 1: week of\n\nChannel 0: different.\n\nChannel 1: my life. But yeah. Yep.\n\nChannel 0: Okay.\n\nChannel 1: Yep.\n\nChannel 0: And morning, afternoon, again, hard hard for you to tell?\n\nChannel 1: I'd say around this time of the day,\n\nChannel 0: Okay.\n\nChannel 1: like, between\n\nChannel 0: Let\n\nChannel 1: twelve\n\nChannel 0: me see.\n\nChannel 1: twelve or one is usually about the best if\n\nChannel 0: Yeah.\n\nChannel 1: I'm not\n\nChannel 0: Alright.\n\nChannel 1: on a night shift and asleep because then I'll get up\n\nChannel 0: Yes.\n\nChannel 1: at three, but anyway.\n\nChannel 0: Yep. Alright. So\n\nChannel 1: 60%\n\nChannel 0: about\n\nChannel 1: chance you'll probably get me that time.\n\nChannel 0: 12:30. Alright. I can put you tentatively on\n\nChannel 1: Yeah.\n\nChannel 0: Thursday, the seventh, at 12:30.\n\nChannel 1: Okay.\n\nChannel 0: Is that okay? And, obviously, once you have your roster and if things change, let me know,\n\nChannel 1: Yep.\n\nChannel 0: and\n\nChannel 1: Not\n\nChannel 0: then\n\nChannel 1: a\n\nChannel 0: we\n\nChannel 1: problem.\n\nChannel 0: can always get it shuffled. But then that way, I do make sure I do have a spot allocated for you during that time. And and like I said, if you cannot make it, let me\n\nChannel 1: Yep.\n\nChannel 0: know, and I'll see if I can shuffle a few things around for you.\n\nChannel 1: Okay. Not a problem.\n\nChannel 0: Would you like me to set up a text reminder, like, two hours before\n\nChannel 1: Yes, please.\n\nChannel 0: the appointment or anything just in case?\n\nChannel 1: Yep.\n\nChannel 0: Because it's\n\nChannel 1: Yes,\n\nChannel 0: a little while. Alright. Alright. Perfect. So that is Thursday, the\n\nChannel 1: please.\n\nChannel 0: May 7 at 12:30. Otherwise now just a couple of more documents for me to go through there with you, Jamie, then I will let you go and get on with your day.\n\nChannel 1: Yep.\n\nChannel 0: When you so I have sent you an email when you have a moment later to have a look at it, and you will see part of that is a couple of documents. So one is that twelve month performance report we just kinda went through with your portfolio. You also have your super ending insurance summary that just gives you a bit of an overview of where things are at at the moment. So you have your super in Hub 24, and you do have about a $189,602 in there.\n\nChannel 1: Okay.\n\nChannel 0: Now you also have insurances with Zurich. So you have a life and total permanent disability insurance, and that is\n\nChannel 1: Yep.\n\nChannel 0: $950,796. Are you still\n\nChannel 1: Okay.\n\nChannel 0: happy with that level of cover, or what are your thoughts on on on that?\n\nChannel 1: Maybe just do you think that's enough with how much inflation's been happening the last few years? That's why I haven't changed it. I don't think from since it's originated. I don't know if that's enough these days or should I be having more or what?\n\nChannel 0: It it is it increases every year with inflation for for the amount for you. And, typically,\n\nChannel 1: Okay.\n\nChannel 0: when it comes through what's, I guess, what's appropriate, it's often very individual in terms of what your goals are. So for example,\n\nChannel 1: Okay.\n\nChannel 0: I usually see, okay. Well, what do you want to have happen? You wanna clear your your debt on your property. Now I know things are changing for you as well, so it could vary a little bit. But let's say\n\nChannel 1: Yep.\n\nChannel 0: at the moment, 950,000 will clear out the mortgage on your property. That at least isn't completely taken care of, and it still gives\n\nChannel 1: Yep.\n\nChannel 0: you and your family extra money if some so still 550,000 if\n\nChannel 1: Yep.\n\nChannel 0: to cover, you know, your loss of income for a couple of years or assist with, you know, if there's any school fees or or if you need any assistance or anything like that.\n\nChannel 1: Till the until\n\nChannel 0: So it also\n\nChannel 1: the wife finds it till the wife finds another partner.\n\nChannel 0: hopefully not. Well, it's also your TPD. Sorry. TPD is also if you're unable to work. So\n\nChannel 1: Okay.\n\nChannel 0: that would still be you'd be around, but, obviously, you wouldn't be able to work. So on top of it, it's also your superannuation. So if you were to pass away or be unable to work, then your super would also be paid up. So that's an additional 189,000.\n\nChannel 1: Yep. Okay. Now let's leave it underneath. That's fine.\n\nChannel 0: Yeah. So from your debt levels and and stuff, and especially when you only have kind of one financial dependent at the moment, it is pretty suitable for your needs. But like I said, some people go, I only care about covering death. That's it. Whereas some people go, no.\n\nI wanna make sure I have x amount of years worth of income if I have small little kids. So it\n\nChannel 1: Yep.\n\nChannel 0: is\n\nChannel 1: K.\n\nChannel 0: quite varied. But from your situation of what you have, it is pretty good and still leaves you with enough money afterwards, especially if you don't have investment properties as well. Hopefully, they'll get to a point where they can kind of be self sufficient and\n\nChannel 1: Yep.\n\nChannel 0: pay themselves off. And then that way, you still have, obviously, the equity and everything in the property. If something were to happen, you could always sell the investment property, still have your property completely debt free, and still be in a, you know, relatively okay position.\n\nChannel 1: Okay. Yep. That's fine.\n\nChannel 0: Yep.\n\nChannel 1: I'll leave that.\n\nChannel 0: Now both of those covers for you, you because it's held in Sudsoup, but you get a 15% tax rebate. Total premium is 1,241 although it's\n\nChannel 1: Okay.\n\nChannel 0: true. Now I can see that you don't have income protection and trauma insurance. Are you still comfortable with that?\n\nChannel 1: My work pays that for all employees, so I do\n\nChannel 0: Okay.\n\nChannel 1: have it.\n\nChannel 0: Okay. Income protection or work cover?\n\nChannel 1: Yep. Income protection.\n\nChannel 0: Income protection. Oh, that's great. And you\n\nChannel 1: Yep.\n\nChannel 0: have been not having trauma either. That's okay.\n\nChannel 1: Yep. I would even know. What do you mean by trauma? Oops.\n\nChannel 0: Yeah. So trauma insurance, it it is a policy you can't have inside super. So this one you have to pay out of pocket. It is an insurance policy that covers you for traumatic events. So, typically, you will see the biggest ones is cancer, stroke, heart attack, neurological condition, and that is a lump sum payment paid tax free to you to assist you if you need be if you do get diagnosed with one of those conditions.\n\nChannel 1: Okay. Now I might look into that down the future, but I think I'm right\n\nChannel 0: Yep.\n\nChannel 1: at the moment.\n\nChannel 0: Especially with cash flow and stuff with the investment property. If it ever changes, though, and you do wanna revisit it, like I said, you can always give me a call, and we can always have a look at it. But, otherwise,\n\nChannel 1: Okay.\n\nChannel 0: we will leave that for now. Now the other documents you will see is financial services guide. You would have seen this one before. It's a bit of an updated version. It is one of those compliance documents, but, basically, everything that you need to know about us at Oakview is in there for you.\n\nAnd when you do have a look through the documents, you will see the team director's advices, and you will see me in the document as well if you do wanna put a face to the voice.\n\nChannel 1: Okay. Yep. No problem.\n\nChannel 0: And you'll also have this is certificate of currency of your Zurich insurances. Basically, just lets you know that that's all paid and up to date. Now what if you are happy to do so as well, it will ask you to sign through documents. So when you click when you get access to the email, before you click on the link, you will see those attachments I just kind of went over with you. And when you click\n\nChannel 1: Yep.\n\nChannel 0: on the link where it says sign now, it will ask you to sign through documents. Now\n\nChannel 1: Okay.\n\nChannel 0: one is a tax file number form. It is a compliance document just to say that we are keeping your tax file number secure on file. And the other one is a one that we would call your lost super authority form. We like to do that every now and then. You may have done it as well when you came on board, but we like to do this every now and then just in case.\n\nAnd it's a form that allows allows us to search with the ATO if you have any other funds open out there that may have\n\nChannel 1: Yep.\n\nChannel 0: been opened by an employer or something like that. And if we do find something, we'll let you know. We can do some research on the account and see if there is some money or some insurances. It's just a good thing to do every now and then. So that's basically\n\nChannel 1: Yeah.\n\nChannel 0: what that\n\nChannel 1: Correct.\n\nChannel 0: form is. Yep.\n\nChannel 1: Yep. That's fine. That's good.\n\nChannel 0: Now that was basically everything that I kind of needed to run over on on my end there, Jamie. But do you have any other questions for me or or anything else that you would like to go through today?\n\nChannel 1: Nothing. We've covered everything.\n\nChannel 0: Yeah. Yeah. Perfect.\n\nChannel 1: So the the main one was just about 8.1%, was it? That's what it would have grown the last twelve months.\n\nChannel 0: Let me just get that up again for you. Eight\n\nChannel 1: Sorry.\n\nChannel 0: point zero three.\n\nChannel 1: Okay. Yep. Yep.\n\nChannel 0: Yep. After\n\nChannel 1: Okay.\n\nChannel 0: fees.\n\nChannel 1: I suppose\n\nChannel 0: So\n\nChannel 1: with what's been\n\nChannel 0: Yeah.\n\nChannel 1: going on, I suppose I can live with that for twelve months.\n\nChannel 0: Yes. It's it's quite good for what's happened in the last twelve months. But like I said, I do wanna do a bit more research, especially on that personal investment moving forward as well. So I do have you booked in, like I said, on Thursday the seventh at seventh sorry, at 12:30. I'll put a text\n\nChannel 1: Yep.\n\nChannel 0: reminder in. If anything changes, though, and you can't make it or when you know your roster, if you do not throw anything, let me know.\n\nChannel 1: Yep.\n\nChannel 0: We'll get it reshuffled.\n\nChannel 1: No\n\nChannel 0: Otherwise,\n\nChannel 1: problem.\n\nChannel 0: I will send you that cash flow and budget spreadsheet as well as the lawyer information. That way you do have my email address as well if there's anything else that you need.\n\nChannel 1: Okay. Great. Thanks for\n\nChannel 0: Yep.\n\nChannel 1: all your help today and your time.\n\nChannel 0: No problem at all. Thank you so much for your time too, Jamie, and I hope the rest of your afternoon is not so busy.\n\nChannel 1: Oh, I'm about to walk into work, so who knows?\n\nChannel 0: Well, good timing,\n\nChannel 1: Anyway.\n\nChannel 0: Dan. Yeah. Hopefully, it's not too crazy. But, yeah, I look forward to speaking with you on the seventh, otherwise.\n\nChannel 1: Okay. Thank you. Have a good day.\n\nChannel 0: You too. Bye.\n\nChannel 1: Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":3.04,"end":3.52,"sentiment":"neutral","sentiment_score":0.00097757950425148},{"text":"You there?","start":3.52,"end":4.26,"sentiment":"neutral","sentiment_score":-0.0019773489329963923}],"sentiment":"neutral","sentiment_score":-0.0009923727872471015,"channel":1,"num_words":3,"start":3.04,"end":4.26},{"sentences":[{"text":"Yep.","start":4.48,"end":4.7999997,"sentiment":"neutral","sentiment_score":0.007159156259149313},{"text":"Can you hear me, Jamie?","start":4.7999997,"end":5.8599997,"sentiment":"neutral","sentiment_score":-0.004498982615768909}],"sentiment":"neutral","sentiment_score":-0.002555959469949206,"channel":0,"num_words":6,"start":4.48,"end":5.8599997},{"sentences":[{"text":"Yes.","start":6.24,"end":6.72,"sentiment":"neutral","sentiment_score":0.03813759237527847},{"text":"I can.","start":6.72,"end":7.12,"sentiment":"neutral","sentiment_score":0.04679858312010765},{"text":"Yeah.","start":7.12,"end":7.3599997,"sentiment":"neutral","sentiment_score":0.03277108818292618},{"text":"Yeah.","start":7.3599997,"end":7.7599998,"sentiment":"neutral","sentiment_score":0.006528355181217194}],"sentiment":"neutral","sentiment_score":0.03420684039592743,"channel":1,"num_words":5,"start":6.24,"end":7.7599998},{"sentences":[{"text":"Yes.","start":7.3599997,"end":7.8599997,"sentiment":"neutral","sentiment_score":0.03730335086584091}],"sentiment":"neutral","sentiment_score":0.03730335086584091,"channel":0,"num_words":1,"start":7.3599997,"end":7.8599997},{"sentences":[{"text":"I was","start":7.7599998,"end":8.0,"sentiment":"neutral","sentiment_score":-0.08918104693293571}],"sentiment":"neutral","sentiment_score":-0.08918104693293571,"channel":1,"num_words":2,"start":7.7599998,"end":8.0},{"sentences":[{"text":"Okay.","start":7.9199996,"end":8.42,"sentiment":"neutral","sentiment_score":-0.10097843408584596}],"sentiment":"neutral","sentiment_score":-0.10097843408584596,"channel":0,"num_words":1,"start":7.9199996,"end":8.42},{"sentences":[{"text":"like, I'm very I couldn't hear you.","start":8.0,"end":9.679999,"sentiment":"neutral","sentiment_score":-0.2678185147898538},{"text":"I thought it's rude if I don't say something to pretend I can hear you, but then I thought I better off just saying","start":9.679999,"end":14.0,"sentiment":"neutral","sentiment_score":-0.3249832323441903}],"sentiment":"neutral","sentiment_score":-0.31207507031579174,"channel":1,"num_words":31,"start":8.0,"end":14.0},{"sentences":[{"text":"No.","start":13.935,"end":14.435,"sentiment":"negative","sentiment_score":-0.4187723994255066}],"sentiment":"negative","sentiment_score":-0.4187723994255066,"channel":0,"num_words":1,"start":13.935,"end":14.435},{"sentences":[{"text":"something to be rude.","start":14.0,"end":15.139999,"sentiment":"negative","sentiment_score":-0.435408852994442}],"sentiment":"negative","sentiment_score":-0.435408852994442,"channel":1,"num_words":4,"start":14.0,"end":15.139999},{"sentences":[{"text":"Exactly.","start":15.375,"end":15.875,"sentiment":"neutral","sentiment_score":0.11154942959547044},{"text":"I'm glad you","start":16.095001,"end":16.815,"sentiment":"positive","sentiment_score":0.35314425826072693}],"sentiment":"neutral","sentiment_score":0.2927455510944128,"channel":0,"num_words":4,"start":15.375,"end":16.815},{"sentences":[{"text":"Every","start":16.785,"end":17.105,"sentiment":"neutral","sentiment_score":0.32783567905426025}],"sentiment":"neutral","sentiment_score":0.32783567905426025,"channel":1,"num_words":1,"start":16.785,"end":17.105},{"sentences":[{"text":"did.","start":16.815,"end":17.315,"sentiment":"neutral","sentiment_score":0.2310606837272644}],"sentiment":"neutral","sentiment_score":0.2310606837272644,"channel":0,"num_words":1,"start":16.815,"end":17.315},{"sentences":[{"text":"second word.","start":17.105,"end":17.925,"sentiment":"neutral","sentiment_score":0.1004842147231102},{"text":"Yep.","start":17.985,"end":18.385,"sentiment":"neutral","sentiment_score":0.08359432220458984},{"text":"Yep.","start":18.385,"end":18.885,"sentiment":"neutral","sentiment_score":0.08420553058385849}],"sentiment":"neutral","sentiment_score":0.09219207055866718,"channel":1,"num_words":4,"start":17.105,"end":18.885},{"sentences":[{"text":"Now what I will say, I'm not sure if you caught some of it, is that we've done a lot of research on one of the investments that you have in your portfolio, and I would","start":18.415,"end":27.099998,"sentiment":"neutral","sentiment_score":0.04948070376283593}],"sentiment":"neutral","sentiment_score":0.04948070376283593,"channel":0,"num_words":36,"start":18.415,"end":27.099998},{"sentences":[{"text":"Yep.","start":27.025,"end":27.525,"sentiment":"neutral","sentiment_score":0.15863043069839478}],"sentiment":"neutral","sentiment_score":0.15863043069839478,"channel":1,"num_words":1,"start":27.025,"end":27.525},{"sentences":[{"text":"like to look at swapping it.","start":27.099998,"end":28.96,"sentiment":"neutral","sentiment_score":0.147270401318868},{"text":"The reason being is it has kind of it's your Benelon Australian equity that you have in your portfolio, and","start":30.14,"end":36.96,"sentiment":"neutral","sentiment_score":0.1591142438352108}],"sentiment":"neutral","sentiment_score":0.15638104940836245,"channel":0,"num_words":26,"start":27.099998,"end":36.96},{"sentences":[{"text":"Yes.","start":36.620003,"end":37.120003,"sentiment":"neutral","sentiment_score":0.2477589845657349}],"sentiment":"neutral","sentiment_score":0.2477589845657349,"channel":1,"num_words":1,"start":36.620003,"end":37.120003},{"sentences":[{"text":"that was added to your portfolio because it was one of the best performing fund managers at the time and have done really well.","start":37.26,"end":44.485,"sentiment":"positive","sentiment_score":0.365363672375679},{"text":"So the purpose of that one is to actively buy and sell different investments in order to try to outperform the market, which","start":44.625,"end":52.065002,"sentiment":"neutral","sentiment_score":0.18472014367580414}],"sentiment":"neutral","sentiment_score":0.27696364769276155,"channel":0,"num_words":47,"start":37.26,"end":52.065002},{"sentences":[{"text":"Yes.","start":52.055,"end":52.555,"sentiment":"neutral","sentiment_score":0.13537919521331787}],"sentiment":"neutral","sentiment_score":0.13537919521331787,"channel":1,"num_words":1,"start":52.055,"end":52.555},{"sentences":[{"text":"they had done.","start":52.065002,"end":52.865,"sentiment":"neutral","sentiment_score":0.127842977643013},{"text":"But more recently, they have underperformed a little bit and been a bit slower in making their decisions.","start":52.865,"end":58.88,"sentiment":"neutral","sentiment_score":-0.08920309226959944},{"text":"So we wanna make sure we also stay proactive with your investments and that if there is an investment that we foresee not coming back around as much or being as good moving forward, that we we, you know, we do wanna make sure we we look at alternative options if there's some out there that we can swap it for to make sure that we do have your position in the best position because the market and things are always changing, like you've","start":59.100002,"end":82.295,"sentiment":"neutral","sentiment_score":0.12813855552424988}],"sentiment":"neutral","sentiment_score":0.0908715422486975,"channel":0,"num_words":105,"start":52.065002,"end":82.295},{"sentences":[{"text":"Yes.","start":82.274994,"end":82.774994,"sentiment":"neutral","sentiment_score":0.07081375271081924}],"sentiment":"neutral","sentiment_score":0.07081375271081924,"channel":1,"num_words":1,"start":82.274994,"end":82.774994},{"sentences":[{"text":"touched on in the last twelve months.","start":82.295,"end":83.655,"sentiment":"neutral","sentiment_score":0.061243953449385505},{"text":"So if you are happy for me to do so, what I would like to do is just","start":83.655,"end":87.270004,"sentiment":"neutral","sentiment_score":0.2451576507753796}],"sentiment":"neutral","sentiment_score":0.19366181552410125,"channel":0,"num_words":25,"start":82.295,"end":87.270004},{"sentences":[{"text":"Yep.","start":87.16,"end":87.66,"sentiment":"neutral","sentiment_score":0.22149503231048584}],"sentiment":"neutral","sentiment_score":0.22149503231048584,"channel":1,"num_words":1,"start":87.16,"end":87.66},{"sentences":[{"text":"do a little bit more research on the Benelon and also seeing if I can find a better option that would be suitable for your portfolio overall and put you in a better","start":87.270004,"end":97.35,"sentiment":"neutral","sentiment_score":0.27599123684745847}],"sentiment":"neutral","sentiment_score":0.27599123684745847,"channel":0,"num_words":33,"start":87.270004,"end":97.35},{"sentences":[{"text":"Yep.","start":97.16,"end":97.66,"sentiment":"neutral","sentiment_score":0.2506544291973114}],"sentiment":"neutral","sentiment_score":0.2506544291973114,"channel":1,"num_words":1,"start":97.16,"end":97.66},{"sentences":[{"text":"position moving forward.","start":97.35,"end":99.915,"sentiment":"neutral","sentiment_score":0.31899698575337726},{"text":"So are you happy","start":99.915,"end":100.795,"sentiment":"neutral","sentiment_score":0.24251430481672287}],"sentiment":"neutral","sentiment_score":0.2752925966467176,"channel":0,"num_words":7,"start":97.35,"end":100.795},{"sentences":[{"text":"Yeah.","start":100.585,"end":100.905,"sentiment":"neutral","sentiment_score":0.24168655276298523}],"sentiment":"neutral","sentiment_score":0.24168655276298523,"channel":1,"num_words":1,"start":100.585,"end":100.905},{"sentences":[{"text":"for me","start":100.795,"end":101.035,"sentiment":"neutral","sentiment_score":0.14931940287351608}],"sentiment":"neutral","sentiment_score":0.14931940287351608,"channel":0,"num_words":2,"start":100.795,"end":101.035},{"sentences":[{"text":"That's","start":100.905,"end":101.225,"sentiment":"positive","sentiment_score":0.35604652762413025}],"sentiment":"positive","sentiment_score":0.35604652762413025,"channel":1,"num_words":1,"start":100.905,"end":101.225},{"sentences":[{"text":"to kind","start":101.035,"end":101.315,"sentiment":"neutral","sentiment_score":0.3331863135099411}],"sentiment":"neutral","sentiment_score":0.3331863135099411,"channel":0,"num_words":2,"start":101.035,"end":101.315},{"sentences":[{"text":"fine.","start":101.225,"end":101.725,"sentiment":"neutral","sentiment_score":0.3042449951171875}],"sentiment":"neutral","sentiment_score":0.3042449951171875,"channel":1,"num_words":1,"start":101.225,"end":101.725},{"sentences":[{"text":"of do that for you?","start":101.315,"end":102.475,"sentiment":"neutral","sentiment_score":0.20999042689800262},{"text":"Yeah.","start":102.475,"end":102.975,"sentiment":"neutral","sentiment_score":0.12875421345233917}],"sentiment":"neutral","sentiment_score":0.19645105799039206,"channel":0,"num_words":6,"start":101.315,"end":102.975},{"sentences":[{"text":"Yes.","start":103.064995,"end":103.465,"sentiment":"neutral","sentiment_score":0.15574674308300018},{"text":"Yes.","start":103.465,"end":103.784996,"sentiment":"neutral","sentiment_score":0.17983749508857727},{"text":"I","start":103.784996,"end":104.025,"sentiment":"neutral","sentiment_score":0.3321632146835327}],"sentiment":"neutral","sentiment_score":0.2225824842850367,"channel":1,"num_words":3,"start":103.064995,"end":104.025},{"sentences":[{"text":"Great.","start":103.995,"end":104.495,"sentiment":"positive","sentiment_score":0.5137120485305786}],"sentiment":"positive","sentiment_score":0.5137120485305786,"channel":0,"num_words":1,"start":103.995,"end":104.495},{"sentences":[{"text":"am.","start":104.025,"end":104.265,"sentiment":"neutral","sentiment_score":0.30899345874786377},{"text":"Yep.","start":104.265,"end":104.765,"sentiment":"neutral","sentiment_score":0.06150011718273163}],"sentiment":"neutral","sentiment_score":0.1852467879652977,"channel":1,"num_words":2,"start":104.025,"end":104.765},{"sentences":[{"text":"Now with your portfolio, just wanna confirm that you are happy with your growth risk allocation still.","start":106.075,"end":114.57,"sentiment":"positive","sentiment_score":0.39851569603471193},{"text":"So still kind of focusing on growing your super, having a little bit of fluctuation.","start":114.79,"end":119.69,"sentiment":"neutral","sentiment_score":0.2526873007416725},{"text":"And in terms of asset allocation, it's about an eighty twenty split.","start":120.79,"end":126.045,"sentiment":"neutral","sentiment_score":0.12686782578627268},{"text":"So 80% is your growth investment, which we typically classify your Australian shares, international shares, property, and commodities, and that is ultimately what is going to grow your portfolio.","start":126.525,"end":139.025,"sentiment":"neutral","sentiment_score":0.21786935730227108},{"text":"And then about 20 in your defensive, so that will be your your cash, your gold, your fixed interest, but limit fluctuations a little bit.","start":139.71,"end":147.33,"sentiment":"neutral","sentiment_score":0.08118064567446709}],"sentiment":"neutral","sentiment_score":0.2085226301712041,"channel":0,"num_words":98,"start":106.075,"end":147.33},{"sentences":[{"text":"Are you still comfortable","start":147.47,"end":148.53,"sentiment":"neutral","sentiment_score":0.1008299570530653}],"sentiment":"neutral","sentiment_score":0.1008299570530653,"channel":0,"num_words":4,"start":147.47,"end":148.53},{"sentences":[{"text":"Yep.","start":148.14,"end":148.64,"sentiment":"neutral","sentiment_score":0.10630925744771956}],"sentiment":"neutral","sentiment_score":0.10630925744771956,"channel":1,"num_words":1,"start":148.14,"end":148.64},{"sentences":[{"text":"with the same level of kind of risk allocation?","start":148.67001,"end":150.93001,"sentiment":"neutral","sentiment_score":0.09257941237754291}],"sentiment":"neutral","sentiment_score":0.09257941237754291,"channel":0,"num_words":9,"start":148.67001,"end":150.93001},{"sentences":[{"text":"Yeah.","start":151.98,"end":152.46,"sentiment":"neutral","sentiment_score":0.18011784553527832},{"text":"I think so.","start":152.46,"end":153.1,"sentiment":"neutral","sentiment_score":0.22489811480045319},{"text":"If you agree that's","start":153.1,"end":153.98,"sentiment":"neutral","sentiment_score":0.25435401126742363}],"sentiment":"neutral","sentiment_score":0.23402852937579155,"channel":1,"num_words":8,"start":151.98,"end":153.98},{"sentences":[{"text":"Yep.","start":153.80501,"end":154.30501,"sentiment":"neutral","sentiment_score":0.2627030313014984}],"sentiment":"neutral","sentiment_score":0.2627030313014984,"channel":0,"num_words":1,"start":153.80501,"end":154.30501},{"sentences":[{"text":"probably what's best for staying at, then I'll agree","start":153.98,"end":157.015,"sentiment":"neutral","sentiment_score":0.2452500578429964}],"sentiment":"neutral","sentiment_score":0.2452500578429964,"channel":1,"num_words":9,"start":153.98,"end":157.015},{"sentences":[{"text":"Yeah.","start":156.925,"end":157.425,"sentiment":"neutral","sentiment_score":0.2985030710697174}],"sentiment":"neutral","sentiment_score":0.2985030710697174,"channel":0,"num_words":1,"start":156.925,"end":157.425},{"sentences":[{"text":"as","start":157.015,"end":157.515,"sentiment":"neutral","sentiment_score":0.2990598678588867}],"sentiment":"neutral","sentiment_score":0.2990598678588867,"channel":1,"num_words":1,"start":157.015,"end":157.515},{"sentences":[{"text":"From what you kind of told me, some of the questions we we kind of went through, I think it's a good","start":158.04501,"end":163.18501,"sentiment":"positive","sentiment_score":0.3921988010406494}],"sentiment":"positive","sentiment_score":0.3921988010406494,"channel":0,"num_words":22,"start":158.04501,"end":163.18501},{"sentences":[{"text":"well.","start":163.255,"end":163.755,"sentiment":"positive","sentiment_score":0.45123547315597534}],"sentiment":"positive","sentiment_score":0.45123547315597534,"channel":1,"num_words":1,"start":163.255,"end":163.755},{"sentences":[{"text":"form your risk tolerance side of it.","start":163.99,"end":166.49,"sentiment":"neutral","sentiment_score":0.2613125890493393},{"text":"Now from a time frame point of view as well, so typically in a in a growth portfolio, making sure you have enough time in the market before retirement in a growth portfolio, we we wanna allow this to fix it.","start":166.55,"end":179.21,"sentiment":"neutral","sentiment_score":0.14259184878773806},{"text":"So you definitely have the time.","start":179.475,"end":181.655,"sentiment":"neutral","sentiment_score":0.17817716052134833},{"text":"In a high growth, you have the time capacity to be in more risky, but at the same time, I want you to be comfortable.","start":181.955,"end":188.115,"sentiment":"neutral","sentiment_score":0.16781507402658463},{"text":"So I think growth is a good middle ground where you are still focusing on getting that growth without taking your high growth","start":188.115,"end":194.88,"sentiment":"neutral","sentiment_score":0.22761128000591113}],"sentiment":"neutral","sentiment_score":0.17818581546638526,"channel":0,"num_words":102,"start":163.99,"end":194.88},{"sentences":[{"text":"Because","start":194.82999,"end":195.32999,"sentiment":"neutral","sentiment_score":0.012991584837436676}],"sentiment":"neutral","sentiment_score":0.012991584837436676,"channel":1,"num_words":1,"start":194.82999,"end":195.32999},{"sentences":[{"text":"or aggressive approach through fluctuations.","start":194.88,"end":196.90001,"sentiment":"neutral","sentiment_score":-0.00606456995010376},{"text":"So I think that sounds","start":197.36,"end":198.58,"sentiment":"neutral","sentiment_score":-0.17063788175582886}],"sentiment":"neutral","sentiment_score":-0.08835122585296631,"channel":0,"num_words":10,"start":194.88,"end":198.58},{"sentences":[{"text":"a lot of people a lot of people who've done done high growth would have done pretty poorly then over these last twelve months.","start":198.18999,"end":203.17,"sentiment":"neutral","sentiment_score":-0.3180857126911481}],"sentiment":"neutral","sentiment_score":-0.3180857126911481,"channel":1,"num_words":24,"start":198.18999,"end":203.17},{"sentences":[{"text":"some have seen more fluctuations and not as good of a return as you.","start":204.56,"end":208.5,"sentiment":"neutral","sentiment_score":-0.2921889392392976},{"text":"And then","start":209.025,"end":209.505,"sentiment":"neutral","sentiment_score":-0.03554314188659191}],"sentiment":"neutral","sentiment_score":-0.2601082145702094,"channel":0,"num_words":16,"start":204.56,"end":209.505},{"sentences":[{"text":"Yep.","start":209.295,"end":209.615,"sentiment":"neutral","sentiment_score":-0.01912498287856579}],"sentiment":"neutral","sentiment_score":-0.01912498287856579,"channel":1,"num_words":1,"start":209.295,"end":209.615},{"sentences":[{"text":"depending","start":209.505,"end":209.905,"sentiment":"neutral","sentiment_score":0.022501859813928604}],"sentiment":"neutral","sentiment_score":0.022501859813928604,"channel":0,"num_words":1,"start":209.505,"end":209.905},{"sentences":[{"text":"Yep.","start":209.615,"end":210.115,"sentiment":"neutral","sentiment_score":0.025332093238830566}],"sentiment":"neutral","sentiment_score":0.025332093238830566,"channel":1,"num_words":1,"start":209.615,"end":210.115},{"sentences":[{"text":"it it also depends on when they bought into the markets.","start":210.065,"end":212.325,"sentiment":"neutral","sentiment_score":0.02492280744693496},{"text":"Because some, if they bought","start":212.545,"end":213.665,"sentiment":"neutral","sentiment_score":0.030895841866731645}],"sentiment":"neutral","sentiment_score":0.026789380703121424,"channel":0,"num_words":16,"start":210.065,"end":213.665},{"sentences":[{"text":"Eye","start":213.455,"end":213.69499,"sentiment":"neutral","sentiment_score":0.012554392218589784}],"sentiment":"neutral","sentiment_score":0.012554392218589784,"channel":1,"num_words":1,"start":213.455,"end":213.69499},{"sentences":[{"text":"at","start":213.665,"end":213.905,"sentiment":"neutral","sentiment_score":0.002667061984539032}],"sentiment":"neutral","sentiment_score":0.002667061984539032,"channel":0,"num_words":1,"start":213.665,"end":213.905},{"sentences":[{"text":"care.","start":213.69499,"end":214.19499,"sentiment":"neutral","sentiment_score":0.03310368210077286}],"sentiment":"neutral","sentiment_score":0.03310368210077286,"channel":1,"num_words":1,"start":213.69499,"end":214.19499},{"sentences":[{"text":"the the perfect time and when it was down, they've still seen a bit of a bit of an increase.","start":213.905,"end":218.885,"sentiment":"neutral","sentiment_score":0.06296553164720535},{"text":"But then some, you know, because you have a little bit more of those defensive with your gold as well, which have done really well, you've actually done","start":219.345,"end":227.3,"sentiment":"neutral","sentiment_score":0.26566533238760065}],"sentiment":"neutral","sentiment_score":0.1812070820791026,"channel":0,"num_words":48,"start":213.905,"end":227.3},{"sentences":[{"text":"Yep.","start":227.18999,"end":227.68999,"sentiment":"positive","sentiment_score":0.35352620482444763}],"sentiment":"positive","sentiment_score":0.35352620482444763,"channel":1,"num_words":1,"start":227.18999,"end":227.68999},{"sentences":[{"text":"pretty good where you're at.","start":227.3,"end":229.38,"sentiment":"positive","sentiment_score":0.4417452245950699},{"text":"So I think it's it's good to stay in a growth for you.","start":229.38,"end":233.24,"sentiment":"positive","sentiment_score":0.6509836063935206}],"sentiment":"positive","sentiment_score":0.5928618336717287,"channel":0,"num_words":18,"start":227.3,"end":233.24},{"sentences":[{"text":"Precious metals are bloody gone through the roof.","start":233.82501,"end":236.16501,"sentiment":"neutral","sentiment_score":-0.01051611639559269}],"sentiment":"neutral","sentiment_score":-0.01051611639559269,"channel":1,"num_words":8,"start":233.82501,"end":236.16501},{"sentences":[{"text":"Yes.","start":236.91501,"end":237.41501,"sentiment":"neutral","sentiment_score":0.13943997025489807},{"text":"And it's one of those things as well that things are quite cyclical where it's like, even a year ago, your your cybersecurity investments were were through the roof, whereas now everything going on with AI bubble space, this is a bit more fluctuation.","start":237.875,"end":252.24,"sentiment":"neutral","sentiment_score":0.034671049946072424},{"text":"But that's also","start":252.70001,"end":253.5,"sentiment":"neutral","sentiment_score":0.02451561453441779}],"sentiment":"neutral","sentiment_score":0.03621902107261121,"channel":0,"num_words":48,"start":236.91501,"end":253.5},{"sentences":[{"text":"Yeah.","start":253.2,"end":253.7,"sentiment":"neutral","sentiment_score":0.038695190101861954}],"sentiment":"neutral","sentiment_score":0.038695190101861954,"channel":1,"num_words":1,"start":253.2,"end":253.7},{"sentences":[{"text":"why it's usually a smaller portion.","start":253.5,"end":255.66,"sentiment":"neutral","sentiment_score":0.045037816278636456},{"text":"So we we allocate a higher portion of your your money in your kind of, you know, your passive funds that's kind of a bit more stable and diversified.","start":255.66,"end":264.16498,"sentiment":"neutral","sentiment_score":0.1687048838056367},{"text":"And then we have a smaller portion in those funds that can, you know, vary a little bit more, give you a good amount of growth, fluctuate a little","start":264.785,"end":271.345,"sentiment":"neutral","sentiment_score":0.20569565866527886}],"sentiment":"neutral","sentiment_score":0.17387254108325578,"channel":0,"num_words":64,"start":253.5,"end":271.345},{"sentences":[{"text":"Yep.","start":271.265,"end":271.765,"sentiment":"neutral","sentiment_score":0.04912397265434265}],"sentiment":"neutral","sentiment_score":0.04912397265434265,"channel":1,"num_words":1,"start":271.265,"end":271.765},{"sentences":[{"text":"bit more, but they only have a smaller allocation because of that.","start":271.345,"end":274.32498,"sentiment":"neutral","sentiment_score":0.009720883099362254}],"sentiment":"neutral","sentiment_score":0.009720883099362254,"channel":0,"num_words":12,"start":271.345,"end":274.32498},{"sentences":[{"text":"Okay.","start":274.91998,"end":275.16,"sentiment":"neutral","sentiment_score":0.08881913125514984},{"text":"Now we'll leave it","start":275.16,"end":275.72,"sentiment":"neutral","sentiment_score":0.08920326456427574}],"sentiment":"neutral","sentiment_score":0.08912643790245056,"channel":1,"num_words":5,"start":274.91998,"end":275.72},{"sentences":[{"text":"Yep.","start":275.71,"end":276.21,"sentiment":"neutral","sentiment_score":0.07127518951892853}],"sentiment":"neutral","sentiment_score":0.07127518951892853,"channel":0,"num_words":1,"start":275.71,"end":276.21},{"sentences":[{"text":"where he is then.","start":275.72,"end":276.62,"sentiment":"neutral","sentiment_score":0.08321828208863735}],"sentiment":"neutral","sentiment_score":0.08321828208863735,"channel":1,"num_words":4,"start":275.72,"end":276.62},{"sentences":[{"text":"Yep.","start":276.75,"end":277.07,"sentiment":"neutral","sentiment_score":0.273316353559494},{"text":"Perfect.","start":277.07,"end":277.57,"sentiment":"positive","sentiment_score":0.5637348294258118},{"text":"I'll go and do the research on your, Benelung investment as well and just kind of go through all of them just to see if we need to make any changes.","start":277.71,"end":285.25,"sentiment":"neutral","sentiment_score":0.26970085453602577},{"text":"Now what I will do from there is I will, put together a proposal for you, and I'll go through it with you.","start":286.19,"end":292.24503,"sentiment":"neutral","sentiment_score":0.23691015010294708},{"text":"And then you can let me know if you are happy with it before we make any changes.","start":292.24503,"end":295.785,"sentiment":"neutral","sentiment_score":0.24131988609830538}],"sentiment":"neutral","sentiment_score":0.25662796048296466,"channel":0,"num_words":74,"start":276.75,"end":295.785},{"sentences":[{"text":"So","start":296.405,"end":296.725,"sentiment":"neutral","sentiment_score":-0.05944907292723656}],"sentiment":"neutral","sentiment_score":-0.05944907292723656,"channel":0,"num_words":1,"start":296.405,"end":296.725},{"sentences":[{"text":"I","start":296.675,"end":296.835,"sentiment":"neutral","sentiment_score":-0.12244276702404022}],"sentiment":"neutral","sentiment_score":-0.12244276702404022,"channel":1,"num_words":1,"start":296.675,"end":296.835},{"sentences":[{"text":"it","start":296.725,"end":297.045,"sentiment":"neutral","sentiment_score":-0.13786423206329346}],"sentiment":"neutral","sentiment_score":-0.13786423206329346,"channel":0,"num_words":1,"start":296.725,"end":297.045},{"sentences":[{"text":"cannot.","start":296.835,"end":297.335,"sentiment":"neutral","sentiment_score":-0.11119268089532852}],"sentiment":"neutral","sentiment_score":-0.11119268089532852,"channel":1,"num_words":1,"start":296.835,"end":297.335},{"sentences":[{"text":"does take me about a week or so to put that together.","start":297.045,"end":300.825,"sentiment":"neutral","sentiment_score":-0.11945377414425214},{"text":"When is","start":301.685,"end":302.74503,"sentiment":"neutral","sentiment_score":-0.0006979145109653473}],"sentiment":"neutral","sentiment_score":-0.10248865133949689,"channel":0,"num_words":14,"start":297.045,"end":302.74503},{"sentences":[{"text":"Yep.","start":302.3,"end":302.8,"sentiment":"neutral","sentiment_score":0.007680236361920834}],"sentiment":"neutral","sentiment_score":0.007680236361920834,"channel":1,"num_words":1,"start":302.3,"end":302.8},{"sentences":[{"text":"a best time for you to go through that?","start":302.885,"end":305.46503,"sentiment":"neutral","sentiment_score":0.012798094087176852}],"sentiment":"neutral","sentiment_score":0.012798094087176852,"channel":0,"num_words":9,"start":302.885,"end":305.46503},{"sentences":[{"text":"My my life, you know, I'd have to I I sort of live couple of days at a time with my rosters and things, so it's a bit hard.","start":307.02,"end":313.18,"sentiment":"neutral","sentiment_score":-0.06858624004084489},{"text":"So we don't tell them on nights and arbours and weekends","start":313.18,"end":316.035,"sentiment":"neutral","sentiment_score":-0.031769446351311424}],"sentiment":"neutral","sentiment_score":-0.05846162177622318,"channel":1,"num_words":40,"start":307.02,"end":316.035},{"sentences":[{"text":"That's that's that's okay.","start":315.55,"end":318.12997,"sentiment":"neutral","sentiment_score":0.08864902518689632}],"sentiment":"neutral","sentiment_score":0.08864902518689632,"channel":0,"num_words":4,"start":315.55,"end":318.12997},{"sentences":[{"text":"and","start":318.095,"end":318.595,"sentiment":"neutral","sentiment_score":0.11208561062812804}],"sentiment":"neutral","sentiment_score":0.11208561062812804,"channel":1,"num_words":1,"start":318.095,"end":318.595},{"sentences":[{"text":"I can put a tentative in for you.","start":318.43,"end":321.16998,"sentiment":"neutral","sentiment_score":0.16656531766057014},{"text":"And then if anything","start":321.315,"end":322.295,"sentiment":"neutral","sentiment_score":0.14628009870648384}],"sentiment":"neutral","sentiment_score":0.15980357800920805,"channel":0,"num_words":12,"start":318.43,"end":322.295},{"sentences":[{"text":"yeah.","start":322.095,"end":322.595,"sentiment":"neutral","sentiment_score":0.09041599929332732}],"sentiment":"neutral","sentiment_score":0.09041599929332732,"channel":1,"num_words":1,"start":322.095,"end":322.595},{"sentences":[{"text":"changes, you can let me know just because my calendar is filling up really quickly in the next","start":322.515,"end":328.835,"sentiment":"neutral","sentiment_score":0.11842980980873108}],"sentiment":"neutral","sentiment_score":0.11842980980873108,"channel":0,"num_words":18,"start":322.515,"end":328.835},{"sentences":[{"text":"Yep.","start":328.575,"end":328.895,"sentiment":"neutral","sentiment_score":0.03621109947562218}],"sentiment":"neutral","sentiment_score":0.03621109947562218,"channel":1,"num_words":1,"start":328.575,"end":328.895},{"sentences":[{"text":"couple","start":328.835,"end":329.075,"sentiment":"neutral","sentiment_score":0.015672091394662857}],"sentiment":"neutral","sentiment_score":0.015672091394662857,"channel":0,"num_words":1,"start":328.835,"end":329.075},{"sentences":[{"text":"Okay.","start":328.895,"end":329.395,"sentiment":"neutral","sentiment_score":0.04661380499601364}],"sentiment":"neutral","sentiment_score":0.04661380499601364,"channel":1,"num_words":1,"start":328.895,"end":329.395},{"sentences":[{"text":"of months.","start":329.075,"end":329.73502,"sentiment":"neutral","sentiment_score":0.022161738947033882},{"text":"So I wanna make","start":329.95502,"end":330.915,"sentiment":"neutral","sentiment_score":0.06152363866567612}],"sentiment":"neutral","sentiment_score":0.04840300542612871,"channel":0,"num_words":6,"start":329.075,"end":330.915},{"sentences":[{"text":"You're","start":330.68002,"end":330.92,"sentiment":"neutral","sentiment_score":0.09895210713148116}],"sentiment":"neutral","sentiment_score":0.09895210713148116,"channel":1,"num_words":1,"start":330.68002,"end":330.92},{"sentences":[{"text":"sure","start":330.915,"end":331.315,"sentiment":"neutral","sentiment_score":0.1071631759405136}],"sentiment":"neutral","sentiment_score":0.1071631759405136,"channel":0,"num_words":1,"start":330.915,"end":331.315},{"sentences":[{"text":"wet.","start":330.92,"end":331.42,"sentiment":"neutral","sentiment_score":0.13433128595352173}],"sentiment":"neutral","sentiment_score":0.13433128595352173,"channel":1,"num_words":1,"start":330.92,"end":331.42},{"sentences":[{"text":"I can","start":331.315,"end":331.975,"sentiment":"neutral","sentiment_score":0.1389026939868927}],"sentiment":"neutral","sentiment_score":0.1389026939868927,"channel":0,"num_words":2,"start":331.315,"end":331.975},{"sentences":[{"text":"Just whenever you think","start":331.88,"end":332.84003,"sentiment":"neutral","sentiment_score":0.13337602466344833}],"sentiment":"neutral","sentiment_score":0.13337602466344833,"channel":1,"num_words":4,"start":331.88,"end":332.84003},{"sentences":[{"text":"fit","start":332.835,"end":333.075,"sentiment":"neutral","sentiment_score":0.10720644891262054}],"sentiment":"neutral","sentiment_score":0.10720644891262054,"channel":0,"num_words":1,"start":332.835,"end":333.075},{"sentences":[{"text":"you've","start":332.84003,"end":333.08002,"sentiment":"neutral","sentiment_score":0.1496838927268982}],"sentiment":"neutral","sentiment_score":0.1496838927268982,"channel":1,"num_words":1,"start":332.84003,"end":333.08002},{"sentences":[{"text":"you","start":333.075,"end":333.315,"sentiment":"neutral","sentiment_score":0.15597602725028992}],"sentiment":"neutral","sentiment_score":0.15597602725028992,"channel":0,"num_words":1,"start":333.075,"end":333.315},{"sentences":[{"text":"got it","start":333.08002,"end":333.32,"sentiment":"neutral","sentiment_score":0.14658760279417038}],"sentiment":"neutral","sentiment_score":0.14658760279417038,"channel":1,"num_words":2,"start":333.08002,"end":333.32},{"sentences":[{"text":"in.","start":333.315,"end":333.75,"sentiment":"neutral","sentiment_score":0.04985856264829635}],"sentiment":"neutral","sentiment_score":0.04985856264829635,"channel":0,"num_words":1,"start":333.315,"end":333.75},{"sentences":[{"text":"done, if you can put your time","start":333.32,"end":334.52002,"sentiment":"neutral","sentiment_score":0.10466214056525912}],"sentiment":"neutral","sentiment_score":0.10466214056525912,"channel":1,"num_words":7,"start":333.32,"end":334.52002},{"sentences":[{"text":"Okay.","start":334.31,"end":334.81,"sentiment":"neutral","sentiment_score":0.14081554114818573}],"sentiment":"neutral","sentiment_score":0.14081554114818573,"channel":0,"num_words":1,"start":334.31,"end":334.81},{"sentences":[{"text":"to have it done, just, yeah, let me send me the text or","start":334.52002,"end":338.06003,"sentiment":"neutral","sentiment_score":0.1347562103317334}],"sentiment":"neutral","sentiment_score":0.1347562103317334,"channel":1,"num_words":13,"start":334.52002,"end":338.06003},{"sentences":[{"text":"Yeah.","start":337.91,"end":338.41,"sentiment":"neutral","sentiment_score":0.13091035187244415}],"sentiment":"neutral","sentiment_score":0.13091035187244415,"channel":0,"num_words":1,"start":337.91,"end":338.41},{"sentences":[{"text":"link of the","start":338.2,"end":338.76,"sentiment":"neutral","sentiment_score":0.16742803156375885}],"sentiment":"neutral","sentiment_score":0.16742803156375885,"channel":1,"num_words":3,"start":338.2,"end":338.76},{"sentences":[{"text":"Yep.","start":338.71,"end":339.21,"sentiment":"neutral","sentiment_score":0.13148212432861328}],"sentiment":"neutral","sentiment_score":0.13148212432861328,"channel":0,"num_words":1,"start":338.71,"end":339.21},{"sentences":[{"text":"appointment, and then, yeah,","start":338.76,"end":340.04,"sentiment":"neutral","sentiment_score":0.09087982214987278}],"sentiment":"neutral","sentiment_score":0.09087982214987278,"channel":1,"num_words":4,"start":338.76,"end":340.04},{"sentences":[{"text":"Okay.","start":339.99,"end":340.49,"sentiment":"neutral","sentiment_score":0.15963885188102722}],"sentiment":"neutral","sentiment_score":0.15963885188102722,"channel":0,"num_words":1,"start":339.99,"end":340.49},{"sentences":[{"text":"I'll try and make that work.","start":340.04,"end":341.26,"sentiment":"neutral","sentiment_score":0.22892014433940253}],"sentiment":"neutral","sentiment_score":0.22892014433940253,"channel":1,"num_words":6,"start":340.04,"end":341.26},{"sentences":[{"text":"So what I might do is do you is it normally Wednesday, Thursday, Monday, Tuesday?","start":341.67,"end":348.655,"sentiment":"neutral","sentiment_score":0.057035234322150546},{"text":"Which day is usually better for you, or is it really different?","start":348.655,"end":352.435,"sentiment":"neutral","sentiment_score":0.049221490509808064}],"sentiment":"neutral","sentiment_score":0.053562459294442775,"channel":0,"num_words":27,"start":341.67,"end":352.435},{"sentences":[{"text":"Yeah.","start":352.375,"end":352.615,"sentiment":"neutral","sentiment_score":-0.016264548525214195},{"text":"Just yeah.","start":352.615,"end":353.095,"sentiment":"neutral","sentiment_score":-0.040166718885302544},{"text":"It's different every single","start":353.095,"end":354.215,"sentiment":"neutral","sentiment_score":-0.06142855528742075}],"sentiment":"neutral","sentiment_score":-0.04890174392078604,"channel":1,"num_words":7,"start":352.375,"end":354.215},{"sentences":[{"text":"Really","start":354.095,"end":354.415,"sentiment":"neutral","sentiment_score":-0.06973198801279068}],"sentiment":"neutral","sentiment_score":-0.06973198801279068,"channel":0,"num_words":1,"start":354.095,"end":354.415},{"sentences":[{"text":"week of","start":354.215,"end":354.535,"sentiment":"neutral","sentiment_score":-0.06423545256257057}],"sentiment":"neutral","sentiment_score":-0.06423545256257057,"channel":1,"num_words":2,"start":354.215,"end":354.535},{"sentences":[{"text":"different.","start":354.415,"end":354.915,"sentiment":"neutral","sentiment_score":-0.08927329629659653}],"sentiment":"neutral","sentiment_score":-0.08927329629659653,"channel":0,"num_words":1,"start":354.415,"end":354.915},{"sentences":[{"text":"my life.","start":354.535,"end":354.935,"sentiment":"neutral","sentiment_score":-0.07840772718191147},{"text":"But yeah.","start":354.935,"end":355.495,"sentiment":"neutral","sentiment_score":-0.0006292043253779411},{"text":"Yep.","start":355.495,"end":355.815,"sentiment":"neutral","sentiment_score":0.03644752502441406}],"sentiment":"neutral","sentiment_score":-0.02432526759803295,"channel":1,"num_words":5,"start":354.535,"end":355.815},{"sentences":[{"text":"Okay.","start":355.61502,"end":356.11502,"sentiment":"neutral","sentiment_score":0.041781336069107056}],"sentiment":"neutral","sentiment_score":0.041781336069107056,"channel":0,"num_words":1,"start":355.61502,"end":356.11502},{"sentences":[{"text":"Yep.","start":355.815,"end":356.315,"sentiment":"neutral","sentiment_score":0.030195709317922592}],"sentiment":"neutral","sentiment_score":0.030195709317922592,"channel":1,"num_words":1,"start":355.815,"end":356.315},{"sentences":[{"text":"And morning, afternoon, again, hard hard for you to tell?","start":357.695,"end":361.39502,"sentiment":"neutral","sentiment_score":-0.03479568399488926}],"sentiment":"neutral","sentiment_score":-0.03479568399488926,"channel":0,"num_words":10,"start":357.695,"end":361.39502},{"sentences":[{"text":"I'd say around this time of the day,","start":361.82,"end":363.76,"sentiment":"neutral","sentiment_score":0.006759774871170521}],"sentiment":"neutral","sentiment_score":0.006759774871170521,"channel":1,"num_words":8,"start":361.82,"end":363.76},{"sentences":[{"text":"Okay.","start":364.14,"end":364.64,"sentiment":"neutral","sentiment_score":0.02084479108452797}],"sentiment":"neutral","sentiment_score":0.02084479108452797,"channel":0,"num_words":1,"start":364.14,"end":364.64},{"sentences":[{"text":"like, between","start":364.38,"end":364.94,"sentiment":"neutral","sentiment_score":0.00782375130802393}],"sentiment":"neutral","sentiment_score":0.00782375130802393,"channel":1,"num_words":2,"start":364.38,"end":364.94},{"sentences":[{"text":"Let","start":364.78,"end":364.94,"sentiment":"neutral","sentiment_score":0.008386289700865746}],"sentiment":"neutral","sentiment_score":0.008386289700865746,"channel":0,"num_words":1,"start":364.78,"end":364.94},{"sentences":[{"text":"twelve","start":364.94,"end":365.26,"sentiment":"neutral","sentiment_score":0.01670200750231743}],"sentiment":"neutral","sentiment_score":0.01670200750231743,"channel":1,"num_words":1,"start":364.94,"end":365.26},{"sentences":[{"text":"me see.","start":364.94,"end":365.68,"sentiment":"neutral","sentiment_score":0.011027178261429071}],"sentiment":"neutral","sentiment_score":0.011027178261429071,"channel":0,"num_words":2,"start":364.94,"end":365.68},{"sentences":[{"text":"twelve or one is usually about the best if","start":365.26,"end":367.66,"sentiment":"neutral","sentiment_score":0.03248858989940749}],"sentiment":"neutral","sentiment_score":0.03248858989940749,"channel":1,"num_words":9,"start":365.26,"end":367.66},{"sentences":[{"text":"Yeah.","start":367.5,"end":367.9,"sentiment":"neutral","sentiment_score":-0.011716213077306747}],"sentiment":"neutral","sentiment_score":-0.011716213077306747,"channel":0,"num_words":1,"start":367.5,"end":367.9},{"sentences":[{"text":"I'm not","start":367.66,"end":367.98,"sentiment":"neutral","sentiment_score":-0.05225061625242233}],"sentiment":"neutral","sentiment_score":-0.05225061625242233,"channel":1,"num_words":2,"start":367.66,"end":367.98},{"sentences":[{"text":"Alright.","start":367.9,"end":368.4,"sentiment":"neutral","sentiment_score":-0.04031180962920189}],"sentiment":"neutral","sentiment_score":-0.04031180962920189,"channel":0,"num_words":1,"start":367.9,"end":368.4},{"sentences":[{"text":"on a night shift and asleep because then I'll get up","start":367.98,"end":370.06,"sentiment":"neutral","sentiment_score":-0.008364008019932291}],"sentiment":"neutral","sentiment_score":-0.008364008019932291,"channel":1,"num_words":11,"start":367.98,"end":370.06},{"sentences":[{"text":"Yes.","start":369.98,"end":370.48,"sentiment":"neutral","sentiment_score":0.02198999933898449}],"sentiment":"neutral","sentiment_score":0.02198999933898449,"channel":0,"num_words":1,"start":369.98,"end":370.48},{"sentences":[{"text":"at three, but anyway.","start":370.06,"end":371.12,"sentiment":"neutral","sentiment_score":0.043677608016878366}],"sentiment":"neutral","sentiment_score":0.043677608016878366,"channel":1,"num_words":4,"start":370.06,"end":371.12},{"sentences":[{"text":"Yep.","start":371.5,"end":371.9,"sentiment":"neutral","sentiment_score":0.13097165524959564},{"text":"Alright.","start":371.9,"end":372.38,"sentiment":"neutral","sentiment_score":0.23713085055351257},{"text":"So","start":372.38,"end":372.88,"sentiment":"neutral","sentiment_score":0.22499676048755649}],"sentiment":"neutral","sentiment_score":0.19769975543022156,"channel":0,"num_words":3,"start":371.5,"end":372.88},{"sentences":[{"text":"60%","start":372.835,"end":373.475,"sentiment":"neutral","sentiment_score":0.2618749439716339}],"sentiment":"neutral","sentiment_score":0.2618749439716339,"channel":1,"num_words":1,"start":372.835,"end":373.475},{"sentences":[{"text":"about","start":373.18,"end":373.68,"sentiment":"neutral","sentiment_score":0.20659442245960236}],"sentiment":"neutral","sentiment_score":0.20659442245960236,"channel":0,"num_words":1,"start":373.18,"end":373.68},{"sentences":[{"text":"chance you'll probably get me that time.","start":373.475,"end":375.255,"sentiment":"neutral","sentiment_score":0.16354650578328542}],"sentiment":"neutral","sentiment_score":0.16354650578328542,"channel":1,"num_words":7,"start":373.475,"end":375.255},{"sentences":[{"text":"12:30.","start":375.50497,"end":376.305,"sentiment":"neutral","sentiment_score":0.05765332281589508},{"text":"Alright.","start":376.305,"end":376.705,"sentiment":"neutral","sentiment_score":0.12773531675338745},{"text":"I can put you tentatively on","start":376.705,"end":379.285,"sentiment":"neutral","sentiment_score":0.0997108593583107}],"sentiment":"neutral","sentiment_score":0.09795672446489334,"channel":0,"num_words":8,"start":375.50497,"end":379.285},{"sentences":[{"text":"Yeah.","start":379.315,"end":379.815,"sentiment":"neutral","sentiment_score":0.09138525277376176}],"sentiment":"neutral","sentiment_score":0.09138525277376176,"channel":1,"num_words":1,"start":379.315,"end":379.815},{"sentences":[{"text":"Thursday, the seventh, at 12:30.","start":379.425,"end":382.085,"sentiment":"neutral","sentiment_score":0.07785482108592987}],"sentiment":"neutral","sentiment_score":0.07785482108592987,"channel":0,"num_words":5,"start":379.425,"end":382.085},{"sentences":[{"text":"Okay.","start":383.155,"end":383.655,"sentiment":"neutral","sentiment_score":0.19550547003746033}],"sentiment":"neutral","sentiment_score":0.19550547003746033,"channel":1,"num_words":1,"start":383.155,"end":383.655},{"sentences":[{"text":"Is that okay?","start":384.305,"end":385.185,"sentiment":"neutral","sentiment_score":0.20398627718289694},{"text":"And, obviously, once you have your roster and if things change, let me know,","start":385.185,"end":390.24002,"sentiment":"neutral","sentiment_score":0.1201218089887074}],"sentiment":"neutral","sentiment_score":0.13492142102297613,"channel":0,"num_words":17,"start":384.305,"end":390.24002},{"sentences":[{"text":"Yep.","start":389.96002,"end":390.46002,"sentiment":"neutral","sentiment_score":0.0933852642774582}],"sentiment":"neutral","sentiment_score":0.0933852642774582,"channel":1,"num_words":1,"start":389.96002,"end":390.46002},{"sentences":[{"text":"and","start":390.7,"end":390.94,"sentiment":"neutral","sentiment_score":0.053755853325128555}],"sentiment":"neutral","sentiment_score":0.053755853325128555,"channel":0,"num_words":1,"start":390.7,"end":390.94},{"sentences":[{"text":"Not","start":390.84,"end":391.16,"sentiment":"neutral","sentiment_score":0.02227733284235001}],"sentiment":"neutral","sentiment_score":0.02227733284235001,"channel":1,"num_words":1,"start":390.84,"end":391.16},{"sentences":[{"text":"then","start":390.94,"end":391.26,"sentiment":"neutral","sentiment_score":0.020353898406028748}],"sentiment":"neutral","sentiment_score":0.020353898406028748,"channel":0,"num_words":1,"start":390.94,"end":391.26},{"sentences":[{"text":"a","start":391.16,"end":391.41,"sentiment":"neutral","sentiment_score":-0.010556887835264206}],"sentiment":"neutral","sentiment_score":-0.010556887835264206,"channel":1,"num_words":1,"start":391.16,"end":391.41},{"sentences":[{"text":"we","start":391.26,"end":391.5,"sentiment":"neutral","sentiment_score":-0.08883678168058395}],"sentiment":"neutral","sentiment_score":-0.08883678168058395,"channel":0,"num_words":1,"start":391.26,"end":391.5},{"sentences":[{"text":"problem.","start":391.41,"end":391.91,"sentiment":"neutral","sentiment_score":-0.036129459738731384}],"sentiment":"neutral","sentiment_score":-0.036129459738731384,"channel":1,"num_words":1,"start":391.41,"end":391.91},{"sentences":[{"text":"can always get it shuffled.","start":391.5,"end":392.94,"sentiment":"neutral","sentiment_score":-0.014195234142243862},{"text":"But then that way, I do make sure I do have a spot allocated for you during that time.","start":392.94,"end":397.58002,"sentiment":"neutral","sentiment_score":0.20850011000507757},{"text":"And and like I said, if you cannot make it, let me","start":397.58002,"end":400.78,"sentiment":"neutral","sentiment_score":0.06414703962703545}],"sentiment":"neutral","sentiment_score":0.12945251096971333,"channel":0,"num_words":36,"start":391.5,"end":400.78},{"sentences":[{"text":"Yep.","start":400.645,"end":401.145,"sentiment":"neutral","sentiment_score":0.07958531379699707}],"sentiment":"neutral","sentiment_score":0.07958531379699707,"channel":1,"num_words":1,"start":400.645,"end":401.145},{"sentences":[{"text":"know, and I'll see if I can shuffle a few things around for you.","start":400.78,"end":403.875,"sentiment":"neutral","sentiment_score":0.09100399299391679}],"sentiment":"neutral","sentiment_score":0.09100399299391679,"channel":0,"num_words":14,"start":400.78,"end":403.875},{"sentences":[{"text":"Okay.","start":404.405,"end":404.725,"sentiment":"neutral","sentiment_score":0.0999908372759819},{"text":"Not a problem.","start":404.725,"end":405.465,"sentiment":"neutral","sentiment_score":0.15962382157643637}],"sentiment":"neutral","sentiment_score":0.14471557550132275,"channel":1,"num_words":4,"start":404.405,"end":405.465},{"sentences":[{"text":"Would you like me to set up a text reminder, like, two hours before","start":406.035,"end":409.955,"sentiment":"neutral","sentiment_score":0.14537689621959413}],"sentiment":"neutral","sentiment_score":0.14537689621959413,"channel":0,"num_words":14,"start":406.035,"end":409.955},{"sentences":[{"text":"Yes, please.","start":409.685,"end":410.345,"sentiment":"neutral","sentiment_score":0.09872286021709442}],"sentiment":"neutral","sentiment_score":0.09872286021709442,"channel":1,"num_words":2,"start":409.685,"end":410.345},{"sentences":[{"text":"the appointment or anything just in case?","start":409.955,"end":412.135,"sentiment":"neutral","sentiment_score":0.06333303770848683}],"sentiment":"neutral","sentiment_score":0.06333303770848683,"channel":0,"num_words":7,"start":409.955,"end":412.135},{"sentences":[{"text":"Yep.","start":411.925,"end":412.23,"sentiment":"neutral","sentiment_score":0.08790060877799988}],"sentiment":"neutral","sentiment_score":0.08790060877799988,"channel":1,"num_words":1,"start":411.925,"end":412.23},{"sentences":[{"text":"Because it's","start":412.355,"end":412.995,"sentiment":"neutral","sentiment_score":0.07421185821294785}],"sentiment":"neutral","sentiment_score":0.07421185821294785,"channel":0,"num_words":2,"start":412.355,"end":412.995},{"sentences":[{"text":"Yes,","start":412.63,"end":413.13,"sentiment":"neutral","sentiment_score":0.0778665542602539}],"sentiment":"neutral","sentiment_score":0.0778665542602539,"channel":1,"num_words":1,"start":412.63,"end":413.13},{"sentences":[{"text":"a little while.","start":412.995,"end":413.715,"sentiment":"neutral","sentiment_score":0.05257998531063398},{"text":"Alright.","start":413.715,"end":413.955,"sentiment":"neutral","sentiment_score":0.21509769558906555},{"text":"Alright.","start":413.955,"end":414.355,"sentiment":"positive","sentiment_score":0.3620383143424988},{"text":"Perfect.","start":414.355,"end":414.835,"sentiment":"positive","sentiment_score":0.5003310441970825},{"text":"So that is Thursday, the","start":414.835,"end":416.595,"sentiment":"neutral","sentiment_score":0.27182072699069976}],"sentiment":"neutral","sentiment_score":0.23584642227400432,"channel":0,"num_words":11,"start":412.995,"end":416.595},{"sentences":[{"text":"please.","start":416.47,"end":416.97,"sentiment":"neutral","sentiment_score":0.1777571141719818}],"sentiment":"neutral","sentiment_score":0.1777571141719818,"channel":1,"num_words":1,"start":416.47,"end":416.97},{"sentences":[{"text":"May 7 at 12:30.","start":416.595,"end":419.45,"sentiment":"neutral","sentiment_score":0.10343513078987598},{"text":"Otherwise now just a couple of more documents for me to go through there with you, Jamie, then I will let you go and get on with your day.","start":419.45,"end":428.11002,"sentiment":"neutral","sentiment_score":0.26000590442583477}],"sentiment":"neutral","sentiment_score":0.24102762883359735,"channel":0,"num_words":33,"start":416.595,"end":428.11002},{"sentences":[{"text":"Yep.","start":428.985,"end":429.485,"sentiment":"neutral","sentiment_score":0.20937621593475345}],"sentiment":"neutral","sentiment_score":0.20937621593475345,"channel":1,"num_words":1,"start":428.985,"end":429.485},{"sentences":[{"text":"When you so I have sent you an email when you have a moment later to have a look at it, and you will see part of that is a couple of documents.","start":429.93002,"end":439.345,"sentiment":"neutral","sentiment_score":0.18118584201191412},{"text":"So one is that twelve month performance report we just kinda went through with your portfolio.","start":439.345,"end":444.32498,"sentiment":"neutral","sentiment_score":0.1647662604227662},{"text":"You also have your super ending insurance summary that just gives you a bit of an overview of where things are at at the moment.","start":445.185,"end":451.93002,"sentiment":"neutral","sentiment_score":0.23323703825473785},{"text":"So you have your super in Hub 24, and you do have about a $189,602 in there.","start":451.93002,"end":459.63,"sentiment":"neutral","sentiment_score":0.1493243636453853}],"sentiment":"neutral","sentiment_score":0.18664651748898264,"channel":0,"num_words":91,"start":429.93002,"end":459.63},{"sentences":[{"text":"Okay.","start":460.805,"end":461.305,"sentiment":"neutral","sentiment_score":0.14933957159519196}],"sentiment":"neutral","sentiment_score":0.14933957159519196,"channel":1,"num_words":1,"start":460.805,"end":461.305},{"sentences":[{"text":"Now you also have insurances with Zurich.","start":460.97,"end":464.385,"sentiment":"neutral","sentiment_score":0.14009879848786763},{"text":"So you have a life and total permanent disability insurance, and that is","start":464.605,"end":470.145,"sentiment":"neutral","sentiment_score":0.14808480957379708}],"sentiment":"neutral","sentiment_score":0.14528970569372177,"channel":0,"num_words":20,"start":460.97,"end":470.145},{"sentences":[{"text":"Yep.","start":469.68002,"end":470.18002,"sentiment":"neutral","sentiment_score":0.12458091974258424}],"sentiment":"neutral","sentiment_score":0.12458091974258424,"channel":1,"num_words":1,"start":469.68002,"end":470.18002},{"sentences":[{"text":"$950,796.","start":470.20502,"end":474.545,"sentiment":"neutral","sentiment_score":0.11452021449804306},{"text":"Are you still","start":475.08002,"end":475.72,"sentiment":"neutral","sentiment_score":0.14747897535562515}],"sentiment":"neutral","sentiment_score":0.13923928514122963,"channel":0,"num_words":4,"start":470.20502,"end":475.72},{"sentences":[{"text":"Okay.","start":475.6,"end":476.1,"sentiment":"neutral","sentiment_score":0.3062756061553955}],"sentiment":"neutral","sentiment_score":0.3062756061553955,"channel":1,"num_words":1,"start":475.6,"end":476.1},{"sentences":[{"text":"happy with that level of cover, or what are your thoughts on on on that?","start":475.72,"end":480.62,"sentiment":"positive","sentiment_score":0.3976184368133545}],"sentiment":"positive","sentiment_score":0.3976184368133545,"channel":0,"num_words":15,"start":475.72,"end":480.62},{"sentences":[{"text":"Maybe just do you think that's enough with how much inflation's been happening the last few years?","start":482.715,"end":487.67502,"sentiment":"neutral","sentiment_score":-0.008725672448396353},{"text":"That's why I haven't changed it.","start":487.67502,"end":488.795,"sentiment":"negative","sentiment_score":-0.3335239191850026},{"text":"I don't think from since it's originated.","start":488.795,"end":490.815,"sentiment":"neutral","sentiment_score":-0.29407137632369995},{"text":"I don't know if that's enough these days or should I be having more or what?","start":491.035,"end":494.815,"sentiment":"neutral","sentiment_score":-0.255139191634953}],"sentiment":"neutral","sentiment_score":-0.18022188363386743,"channel":1,"num_words":46,"start":482.715,"end":494.815},{"sentences":[{"text":"It it is it increases every year with inflation for for the amount for you.","start":495.175,"end":501.03,"sentiment":"neutral","sentiment_score":0.03242486963669459},{"text":"And, typically,","start":501.11,"end":501.77,"sentiment":"neutral","sentiment_score":0.004532677121460438}],"sentiment":"neutral","sentiment_score":0.029143435223137632,"channel":0,"num_words":17,"start":495.175,"end":501.77},{"sentences":[{"text":"Okay.","start":501.7,"end":502.2,"sentiment":"neutral","sentiment_score":0.01935410499572754}],"sentiment":"neutral","sentiment_score":0.01935410499572754,"channel":1,"num_words":1,"start":501.7,"end":502.2},{"sentences":[{"text":"when it comes through what's, I guess, what's appropriate, it's often very individual in terms of what your goals are.","start":501.91,"end":510.65,"sentiment":"neutral","sentiment_score":0.040185727272182704},{"text":"So for example,","start":510.87,"end":511.93,"sentiment":"neutral","sentiment_score":0.01761807935933272}],"sentiment":"neutral","sentiment_score":0.037242121022680534,"channel":0,"num_words":23,"start":501.91,"end":511.93},{"sentences":[{"text":"Okay.","start":511.465,"end":511.965,"sentiment":"neutral","sentiment_score":0.04054234176874161}],"sentiment":"neutral","sentiment_score":0.04054234176874161,"channel":1,"num_words":1,"start":511.465,"end":511.965},{"sentences":[{"text":"I usually see, okay.","start":513.86505,"end":515.065,"sentiment":"neutral","sentiment_score":0.02195783145725727},{"text":"Well, what do you want to have happen?","start":515.065,"end":517.22504,"sentiment":"neutral","sentiment_score":-0.045114956330507994},{"text":"You wanna clear your your debt on your property.","start":517.22504,"end":519.72504,"sentiment":"neutral","sentiment_score":-0.05148664199643665},{"text":"Now I know things are changing for you as well, so it could vary a little bit.","start":519.78503,"end":524.04504,"sentiment":"neutral","sentiment_score":-0.07735103193451376},{"text":"But let's say","start":524.10504,"end":524.825,"sentiment":"neutral","sentiment_score":-0.012762819727261862}],"sentiment":"neutral","sentiment_score":-0.05096888060613376,"channel":0,"num_words":41,"start":513.86505,"end":524.825},{"sentences":[{"text":"Yep.","start":524.745,"end":525.245,"sentiment":"neutral","sentiment_score":0.024035431444644928}],"sentiment":"neutral","sentiment_score":0.024035431444644928,"channel":1,"num_words":1,"start":524.745,"end":525.245},{"sentences":[{"text":"at the moment, 950,000 will clear out the mortgage on your property.","start":524.825,"end":529.59,"sentiment":"neutral","sentiment_score":0.008522636877993742},{"text":"That at least isn't completely taken care of, and it still gives","start":530.05,"end":534.31,"sentiment":"neutral","sentiment_score":0.02626923006027937}],"sentiment":"neutral","sentiment_score":0.017395933469136555,"channel":0,"num_words":24,"start":524.825,"end":534.31},{"sentences":[{"text":"Yep.","start":533.83997,"end":534.33997,"sentiment":"neutral","sentiment_score":0.1473970115184784}],"sentiment":"neutral","sentiment_score":0.1473970115184784,"channel":1,"num_words":1,"start":533.83997,"end":534.33997},{"sentences":[{"text":"you and your family extra money if some so still 550,000 if","start":534.77,"end":541.93506,"sentiment":"neutral","sentiment_score":0.13305777311325073}],"sentiment":"neutral","sentiment_score":0.13305777311325073,"channel":0,"num_words":12,"start":534.77,"end":541.93506},{"sentences":[{"text":"Yep.","start":541.955,"end":542.455,"sentiment":"neutral","sentiment_score":0.0360286608338356}],"sentiment":"neutral","sentiment_score":0.0360286608338356,"channel":1,"num_words":1,"start":541.955,"end":542.455},{"sentences":[{"text":"to cover, you know, your loss of income for a couple of years or assist with, you know, if there's any school fees or or if you need any assistance or anything like that.","start":542.315,"end":552.815,"sentiment":"neutral","sentiment_score":-0.05338299712714027}],"sentiment":"neutral","sentiment_score":-0.05338299712714027,"channel":0,"num_words":34,"start":542.315,"end":552.815},{"sentences":[{"text":"Till the until","start":552.77997,"end":553.57996,"sentiment":"neutral","sentiment_score":-0.029419594754775364}],"sentiment":"neutral","sentiment_score":-0.029419594754775364,"channel":1,"num_words":3,"start":552.77997,"end":553.57996},{"sentences":[{"text":"So it also","start":553.275,"end":554.015,"sentiment":"neutral","sentiment_score":-0.04868800689776739}],"sentiment":"neutral","sentiment_score":-0.04868800689776739,"channel":0,"num_words":3,"start":553.275,"end":554.015},{"sentences":[{"text":"the wife finds it till the wife finds another partner.","start":553.57996,"end":556.32,"sentiment":"neutral","sentiment_score":-0.09679222553968429}],"sentiment":"neutral","sentiment_score":-0.09679222553968429,"channel":1,"num_words":10,"start":553.57996,"end":556.32},{"sentences":[{"text":"hopefully not.","start":557.33,"end":558.39,"sentiment":"neutral","sentiment_score":-0.11869130283594131},{"text":"Well, it's also your TPD.","start":558.69,"end":559.91003,"sentiment":"neutral","sentiment_score":-0.08613201230764389},{"text":"Sorry.","start":560.13,"end":560.37,"sentiment":"neutral","sentiment_score":-0.2256212830543518},{"text":"TPD is also if you're unable to work.","start":560.37,"end":562.79,"sentiment":"neutral","sentiment_score":-0.29604030027985573},{"text":"So","start":563.41003,"end":563.65,"sentiment":"neutral","sentiment_score":-0.19831329584121704}],"sentiment":"neutral","sentiment_score":-0.20354703813791275,"channel":0,"num_words":17,"start":557.33,"end":563.65},{"sentences":[{"text":"Okay.","start":563.57996,"end":564.07996,"sentiment":"neutral","sentiment_score":-0.19352009892463684}],"sentiment":"neutral","sentiment_score":-0.19352009892463684,"channel":1,"num_words":1,"start":563.57996,"end":564.07996},{"sentences":[{"text":"that would still be you'd be around, but, obviously, you wouldn't be able to work.","start":563.65,"end":567.67,"sentiment":"neutral","sentiment_score":-0.2684469779332479},{"text":"So on top of it, it's also your superannuation.","start":568.905,"end":571.965,"sentiment":"neutral","sentiment_score":0.06953612694309817},{"text":"So if you were to pass away or be unable to work, then your super would also be paid up.","start":572.425,"end":578.025,"sentiment":"neutral","sentiment_score":-0.0021930686198174953},{"text":"So that's an additional 189,000.","start":578.025,"end":580.365,"sentiment":"neutral","sentiment_score":0.05467062592506409}],"sentiment":"neutral","sentiment_score":-0.06472219937309927,"channel":0,"num_words":49,"start":563.65,"end":580.365},{"sentences":[{"text":"Yep.","start":581.165,"end":581.485,"sentiment":"neutral","sentiment_score":0.08989641070365906},{"text":"Okay.","start":581.485,"end":581.725,"sentiment":"neutral","sentiment_score":0.08996149152517319},{"text":"Now let's leave it underneath.","start":581.725,"end":582.845,"sentiment":"neutral","sentiment_score":0.07180862501263618},{"text":"That's fine.","start":582.845,"end":583.56,"sentiment":"neutral","sentiment_score":0.23554666340351105}],"sentiment":"neutral","sentiment_score":0.11222159489989281,"channel":1,"num_words":9,"start":581.165,"end":583.56},{"sentences":[{"text":"Yeah.","start":583.61,"end":584.08997,"sentiment":"neutral","sentiment_score":0.17822736501693726},{"text":"So from your debt levels and and stuff, and especially when you only have kind of one financial dependent at the moment, it is pretty suitable for your needs.","start":584.08997,"end":593.29,"sentiment":"neutral","sentiment_score":0.17020074457957826},{"text":"But like I said, some people go, I only care about covering death.","start":593.29,"end":597.395,"sentiment":"neutral","sentiment_score":-0.10760403367189261},{"text":"That's it.","start":597.395,"end":598.29504,"sentiment":"neutral","sentiment_score":-0.12526175379753113},{"text":"Whereas some people go, no.","start":598.435,"end":600.195,"sentiment":"neutral","sentiment_score":-0.018966502137482168}],"sentiment":"neutral","sentiment_score":0.0673968100361526,"channel":0,"num_words":50,"start":583.61,"end":600.195},{"sentences":[{"text":"I wanna make sure I have x amount of years worth of income if I have small little kids.","start":600.195,"end":604.455,"sentiment":"neutral","sentiment_score":0.017201402273617293},{"text":"So it","start":604.995,"end":605.47504,"sentiment":"neutral","sentiment_score":0.12757842242717743}],"sentiment":"neutral","sentiment_score":0.02771349943109921,"channel":0,"num_words":21,"start":600.195,"end":605.47504},{"sentences":[{"text":"Yep.","start":605.255,"end":605.655,"sentiment":"neutral","sentiment_score":0.13819783926010132}],"sentiment":"neutral","sentiment_score":0.13819783926010132,"channel":1,"num_words":1,"start":605.255,"end":605.655},{"sentences":[{"text":"is","start":605.47504,"end":605.715,"sentiment":"neutral","sentiment_score":0.08976760506629944}],"sentiment":"neutral","sentiment_score":0.08976760506629944,"channel":0,"num_words":1,"start":605.47504,"end":605.715},{"sentences":[{"text":"K.","start":605.655,"end":606.155,"sentiment":"neutral","sentiment_score":0.08471599221229553}],"sentiment":"neutral","sentiment_score":0.08471599221229553,"channel":1,"num_words":1,"start":605.655,"end":606.155},{"sentences":[{"text":"quite varied.","start":605.715,"end":606.53503,"sentiment":"neutral","sentiment_score":0.04717939719557762},{"text":"But from your situation of what you have, it is pretty good and still leaves you with enough money afterwards, especially if you don't have investment properties as well.","start":606.59503,"end":617.33,"sentiment":"positive","sentiment_score":0.3679297864437103},{"text":"Hopefully, they'll get to a point where they can kind of be self sufficient and","start":617.33,"end":621.89,"sentiment":"positive","sentiment_score":0.4052722632884979}],"sentiment":"positive","sentiment_score":0.3661610119692657,"channel":0,"num_words":46,"start":605.715,"end":621.89},{"sentences":[{"text":"Yep.","start":621.85004,"end":622.35004,"sentiment":"positive","sentiment_score":0.3658633232116699}],"sentiment":"positive","sentiment_score":0.3658633232116699,"channel":1,"num_words":1,"start":621.85004,"end":622.35004},{"sentences":[{"text":"pay themselves off.","start":621.89,"end":622.85004,"sentiment":"neutral","sentiment_score":0.3264247377713521},{"text":"And then that way, you still have, obviously, the equity and everything in the property.","start":622.85004,"end":626.965,"sentiment":"neutral","sentiment_score":0.25911813974380493},{"text":"If something were to happen, you could always sell the investment property, still have your property completely debt free, and still be in a, you know, relatively okay position.","start":626.965,"end":635.465,"sentiment":"neutral","sentiment_score":0.14597094547131967}],"sentiment":"neutral","sentiment_score":0.1936000793221149,"channel":0,"num_words":47,"start":621.89,"end":635.465},{"sentences":[{"text":"Okay.","start":636.65497,"end":637.055,"sentiment":"neutral","sentiment_score":0.12018705904483797},{"text":"Yep.","start":637.055,"end":637.295,"sentiment":"neutral","sentiment_score":0.14065170288085938},{"text":"That's fine.","start":637.295,"end":638.115,"sentiment":"neutral","sentiment_score":0.2148728147149086}],"sentiment":"neutral","sentiment_score":0.17264609783887863,"channel":1,"num_words":4,"start":636.65497,"end":638.115},{"sentences":[{"text":"Yep.","start":637.62,"end":638.12,"sentiment":"neutral","sentiment_score":0.13988381624221802}],"sentiment":"neutral","sentiment_score":0.13988381624221802,"channel":0,"num_words":1,"start":637.62,"end":638.12},{"sentences":[{"text":"I'll leave that.","start":638.255,"end":639.0,"sentiment":"neutral","sentiment_score":0.10794614503781001}],"sentiment":"neutral","sentiment_score":0.10794614503781001,"channel":1,"num_words":3,"start":638.255,"end":639.0},{"sentences":[{"text":"Now both of those covers for you, you because it's held in Sudsoup, but you get a 15% tax rebate.","start":639.13995,"end":645.48,"sentiment":"neutral","sentiment_score":0.11678244844079018},{"text":"Total premium is 1,241 although it's","start":646.1,"end":653.5383,"sentiment":"neutral","sentiment_score":0.053764963832994304}],"sentiment":"neutral","sentiment_score":0.10223995199283728,"channel":0,"num_words":26,"start":639.13995,"end":653.5383},{"sentences":[{"text":"Okay.","start":653.30505,"end":653.80505,"sentiment":"neutral","sentiment_score":0.04367886856198311}],"sentiment":"neutral","sentiment_score":0.04367886856198311,"channel":1,"num_words":1,"start":653.30505,"end":653.80505},{"sentences":[{"text":"true.","start":654.69165,"end":655.19165,"sentiment":"neutral","sentiment_score":0.03809821978211403},{"text":"Now I can see that you don't have income protection and trauma insurance.","start":656.345,"end":660.205,"sentiment":"neutral","sentiment_score":-0.08411881556877723},{"text":"Are you still comfortable with that?","start":660.265,"end":662.285,"sentiment":"neutral","sentiment_score":-0.06383276109894116}],"sentiment":"neutral","sentiment_score":-0.07192214746028185,"channel":0,"num_words":20,"start":654.69165,"end":662.285},{"sentences":[{"text":"My work pays that for all employees, so I do","start":663.145,"end":666.34503,"sentiment":"neutral","sentiment_score":0.01914241649210453}],"sentiment":"neutral","sentiment_score":0.01914241649210453,"channel":1,"num_words":10,"start":663.145,"end":666.34503},{"sentences":[{"text":"Okay.","start":666.12,"end":666.62,"sentiment":"neutral","sentiment_score":0.02817114070057869}],"sentiment":"neutral","sentiment_score":0.02817114070057869,"channel":0,"num_words":1,"start":666.12,"end":666.62},{"sentences":[{"text":"have it.","start":666.34503,"end":667.005,"sentiment":"neutral","sentiment_score":0.012078101746737957}],"sentiment":"neutral","sentiment_score":0.012078101746737957,"channel":1,"num_words":2,"start":666.34503,"end":667.005},{"sentences":[{"text":"Okay.","start":667.48,"end":667.98,"sentiment":"neutral","sentiment_score":0.0033342428505420685},{"text":"Income protection or work cover?","start":668.04004,"end":669.82,"sentiment":"neutral","sentiment_score":-0.013281269557774067}],"sentiment":"neutral","sentiment_score":-0.010512017489721378,"channel":0,"num_words":6,"start":667.48,"end":669.82},{"sentences":[{"text":"Yep.","start":670.08,"end":670.58,"sentiment":"neutral","sentiment_score":0.02025983110070229},{"text":"Income protection.","start":671.04,"end":671.86,"sentiment":"neutral","sentiment_score":0.00036401115357875824}],"sentiment":"neutral","sentiment_score":0.006995951135953269,"channel":1,"num_words":3,"start":670.08,"end":671.86},{"sentences":[{"text":"Income protection.","start":672.04004,"end":672.84,"sentiment":"neutral","sentiment_score":0.010398035869002342},{"text":"Oh, that's great.","start":672.84,"end":673.74,"sentiment":"neutral","sentiment_score":0.19346408545970917},{"text":"And you","start":674.60004,"end":675.0,"sentiment":"neutral","sentiment_score":0.10585828498005868}],"sentiment":"neutral","sentiment_score":0.1161292711538928,"channel":0,"num_words":7,"start":672.04004,"end":675.0},{"sentences":[{"text":"Yep.","start":674.92,"end":675.42,"sentiment":"neutral","sentiment_score":0.058278873562812805}],"sentiment":"neutral","sentiment_score":0.058278873562812805,"channel":1,"num_words":1,"start":674.92,"end":675.42},{"sentences":[{"text":"have been not having trauma either.","start":675.0,"end":677.08,"sentiment":"neutral","sentiment_score":-0.0635131864498059},{"text":"That's okay.","start":677.08,"end":677.9,"sentiment":"neutral","sentiment_score":0.029266852885484695}],"sentiment":"neutral","sentiment_score":-0.04031817661598325,"channel":0,"num_words":8,"start":675.0,"end":677.9},{"sentences":[{"text":"Yep.","start":678.48,"end":678.98,"sentiment":"neutral","sentiment_score":0.007571333553642035},{"text":"I would even know.","start":679.28,"end":679.92,"sentiment":"neutral","sentiment_score":-0.042610570788383484},{"text":"What do you mean by trauma?","start":679.92,"end":681.06,"sentiment":"neutral","sentiment_score":-0.07800055791934331},{"text":"Oops.","start":681.2,"end":681.7,"sentiment":"neutral","sentiment_score":-0.07722079753875732}],"sentiment":"neutral","sentiment_score":-0.05900792455455909,"channel":1,"num_words":12,"start":678.48,"end":681.7},{"sentences":[{"text":"Yeah.","start":682.285,"end":682.605,"sentiment":"neutral","sentiment_score":-0.04306953772902489},{"text":"So trauma insurance, it it is a policy you can't have inside super.","start":682.605,"end":686.76495,"sentiment":"neutral","sentiment_score":-0.07180410365645702},{"text":"So this one you have to pay out of pocket.","start":686.76495,"end":688.625,"sentiment":"neutral","sentiment_score":-0.05884587615728378},{"text":"It is an insurance policy that covers you for traumatic events.","start":689.08496,"end":692.785,"sentiment":"neutral","sentiment_score":-0.016692525453188202},{"text":"So, typically, you will see the biggest ones is cancer, stroke, heart attack, neurological condition, and that is a lump sum payment paid tax free to you to assist you if you need be if you do get diagnosed with one of those conditions.","start":693.32996,"end":707.50995,"sentiment":"neutral","sentiment_score":0.04884919939054684}],"sentiment":"neutral","sentiment_score":0.0050729790678884406,"channel":0,"num_words":79,"start":682.285,"end":707.50995},{"sentences":[{"text":"Okay.","start":708.795,"end":709.295,"sentiment":"neutral","sentiment_score":0.01484888419508934},{"text":"Now I might look into that down the future, but I think I'm right","start":709.835,"end":712.475,"sentiment":"neutral","sentiment_score":0.00918814939047609}],"sentiment":"neutral","sentiment_score":0.00956553171078364,"channel":1,"num_words":15,"start":708.795,"end":712.475},{"sentences":[{"text":"Yep.","start":712.435,"end":712.935,"sentiment":"neutral","sentiment_score":0.14152657985687256}],"sentiment":"neutral","sentiment_score":0.14152657985687256,"channel":0,"num_words":1,"start":712.435,"end":712.935},{"sentences":[{"text":"at the moment.","start":712.475,"end":713.135,"sentiment":"neutral","sentiment_score":0.0770511378844579}],"sentiment":"neutral","sentiment_score":0.0770511378844579,"channel":1,"num_words":3,"start":712.475,"end":713.135},{"sentences":[{"text":"Especially with cash flow and stuff with the investment property.","start":713.55505,"end":716.455,"sentiment":"neutral","sentiment_score":0.03439516983926296},{"text":"If it ever changes, though, and you do wanna revisit it, like I said, you can always give me a call, and we can always have a look at it.","start":717.155,"end":722.49,"sentiment":"neutral","sentiment_score":0.04297862475117047},{"text":"But, otherwise,","start":723.13,"end":723.93,"sentiment":"neutral","sentiment_score":-0.005413945764303207}],"sentiment":"neutral","sentiment_score":0.038630536890455654,"channel":0,"num_words":42,"start":713.55505,"end":723.93},{"sentences":[{"text":"Okay.","start":723.66,"end":724.16,"sentiment":"neutral","sentiment_score":0.04541943222284317}],"sentiment":"neutral","sentiment_score":0.04541943222284317,"channel":1,"num_words":1,"start":723.66,"end":724.16},{"sentences":[{"text":"we will leave that for now.","start":723.93,"end":726.19,"sentiment":"neutral","sentiment_score":0.03670677045981089},{"text":"Now the other documents you will see is financial services guide.","start":727.20996,"end":731.79,"sentiment":"neutral","sentiment_score":0.12816608832641083},{"text":"You would have seen this one before.","start":731.93,"end":733.20996,"sentiment":"neutral","sentiment_score":0.1616675513131278},{"text":"It's a bit of an updated version.","start":733.20996,"end":735.07,"sentiment":"neutral","sentiment_score":0.15990452894142695},{"text":"It is one of those compliance documents, but, basically, everything that you need to know about us at Oakview is in there for you.","start":735.48505,"end":742.22504,"sentiment":"neutral","sentiment_score":0.3199180519829194}],"sentiment":"neutral","sentiment_score":0.21016555279493332,"channel":0,"num_words":55,"start":723.93,"end":742.22504},{"sentences":[{"text":"And when you do have a look through the documents, you will see the team director's advices, and you will see me in the document as well if you do wanna put a face to the voice.","start":742.36505,"end":751.34503,"sentiment":"neutral","sentiment_score":0.17840827538354978}],"sentiment":"neutral","sentiment_score":0.17840827538354978,"channel":0,"num_words":37,"start":742.36505,"end":751.34503},{"sentences":[{"text":"Okay.","start":752.83,"end":753.31,"sentiment":"neutral","sentiment_score":0.21060439944267273},{"text":"Yep.","start":753.31,"end":753.55005,"sentiment":"neutral","sentiment_score":0.24645325541496277},{"text":"No problem.","start":753.55005,"end":754.13,"sentiment":"positive","sentiment_score":0.4095280170440674}],"sentiment":"neutral","sentiment_score":0.31902842223644257,"channel":1,"num_words":4,"start":752.83,"end":754.13},{"sentences":[{"text":"And you'll also have this is certificate of currency of your Zurich insurances.","start":754.74,"end":758.36,"sentiment":"positive","sentiment_score":0.45079349554502046},{"text":"Basically, just lets you know that that's all paid and up to date.","start":758.74,"end":762.52,"sentiment":"positive","sentiment_score":0.37856804636808544},{"text":"Now what if you are happy to do so as well, it will ask you to sign through documents.","start":763.22003,"end":768.90497,"sentiment":"positive","sentiment_score":0.3382037431001663},{"text":"So when you click when you get access to the email, before you click on the link, you will see those attachments I just kind of went over with you.","start":770.32495,"end":777.70496,"sentiment":"neutral","sentiment_score":0.2177882621685664},{"text":"And when you click","start":777.89,"end":778.69,"sentiment":"neutral","sentiment_score":0.17865965887904167}],"sentiment":"neutral","sentiment_score":0.3095678185360341,"channel":0,"num_words":79,"start":754.74,"end":778.69},{"sentences":[{"text":"Yep.","start":778.39,"end":778.89,"sentiment":"neutral","sentiment_score":0.14395061135292053}],"sentiment":"neutral","sentiment_score":0.14395061135292053,"channel":1,"num_words":1,"start":778.39,"end":778.89},{"sentences":[{"text":"on the link where it says sign now, it will ask you to sign through documents.","start":778.69,"end":782.47,"sentiment":"neutral","sentiment_score":0.1663171174004674},{"text":"Now","start":783.17,"end":783.67,"sentiment":"neutral","sentiment_score":0.19095152616500857}],"sentiment":"neutral","sentiment_score":0.16776620026896982,"channel":0,"num_words":17,"start":778.69,"end":783.67},{"sentences":[{"text":"Okay.","start":783.67,"end":784.17,"sentiment":"neutral","sentiment_score":0.22798699140548703}],"sentiment":"neutral","sentiment_score":0.22798699140548703,"channel":1,"num_words":1,"start":783.67,"end":784.17},{"sentences":[{"text":"one is a tax file number form.","start":783.73,"end":787.43,"sentiment":"neutral","sentiment_score":0.23453362498964583},{"text":"It is a compliance document just to say that we are keeping your tax file number secure on file.","start":787.49,"end":792.47,"sentiment":"neutral","sentiment_score":0.30651710064787613},{"text":"And the other one is a one that we would call your lost super authority form.","start":793.015,"end":798.395,"sentiment":"neutral","sentiment_score":0.2140717003494501},{"text":"We like to do that every now and then.","start":798.695,"end":800.535,"sentiment":"positive","sentiment_score":0.3894805941316817},{"text":"You may have done it as well when you came on board, but we like to do this every now and then just in case.","start":800.535,"end":806.235,"sentiment":"neutral","sentiment_score":0.2921793393790722}],"sentiment":"neutral","sentiment_score":0.2855331095327672,"channel":0,"num_words":76,"start":783.73,"end":806.235},{"sentences":[{"text":"And it's a form that allows allows us to search with the ATO if you have any other funds open out there that may have","start":806.60004,"end":815.5,"sentiment":"neutral","sentiment_score":0.10534321099519729}],"sentiment":"neutral","sentiment_score":0.10534321099519729,"channel":0,"num_words":25,"start":806.60004,"end":815.5},{"sentences":[{"text":"Yep.","start":815.38,"end":815.88,"sentiment":"neutral","sentiment_score":0.07041361927986145}],"sentiment":"neutral","sentiment_score":0.07041361927986145,"channel":1,"num_words":1,"start":815.38,"end":815.88},{"sentences":[{"text":"been opened by an employer or something like that.","start":815.72003,"end":818.86005,"sentiment":"neutral","sentiment_score":0.07281831155220668},{"text":"And if we do find something, we'll let you know.","start":819.4,"end":822.12006,"sentiment":"neutral","sentiment_score":0.19554601311683656},{"text":"We can do some research on the account and see if there is some money or some insurances.","start":822.12006,"end":825.875,"sentiment":"neutral","sentiment_score":0.24267876727713478},{"text":"It's just a good thing to do every now and then.","start":826.015,"end":828.015,"sentiment":"positive","sentiment_score":0.6119797013022683},{"text":"So that's basically","start":828.015,"end":828.815,"sentiment":"neutral","sentiment_score":0.11384627223014832}],"sentiment":"neutral","sentiment_score":0.2755364368067068,"channel":0,"num_words":51,"start":815.72003,"end":828.815},{"sentences":[{"text":"Yeah.","start":828.805,"end":829.045,"sentiment":"neutral","sentiment_score":0.10684791952371596}],"sentiment":"neutral","sentiment_score":0.10684791952371596,"channel":1,"num_words":1,"start":828.805,"end":829.045},{"sentences":[{"text":"what that","start":828.815,"end":829.135,"sentiment":"neutral","sentiment_score":0.09253577142953873}],"sentiment":"neutral","sentiment_score":0.09253577142953873,"channel":0,"num_words":2,"start":828.815,"end":829.135},{"sentences":[{"text":"Correct.","start":829.045,"end":829.545,"sentiment":"neutral","sentiment_score":0.101213276386261}],"sentiment":"neutral","sentiment_score":0.101213276386261,"channel":1,"num_words":1,"start":829.045,"end":829.545},{"sentences":[{"text":"form is.","start":829.135,"end":829.955,"sentiment":"neutral","sentiment_score":0.09521883726119995},{"text":"Yep.","start":830.015,"end":830.515,"sentiment":"neutral","sentiment_score":0.17952755093574524}],"sentiment":"neutral","sentiment_score":0.12332174181938171,"channel":0,"num_words":3,"start":829.135,"end":830.515},{"sentences":[{"text":"Yep.","start":830.32495,"end":830.56494,"sentiment":"neutral","sentiment_score":0.24849072098731995},{"text":"That's fine.","start":830.56494,"end":831.125,"sentiment":"positive","sentiment_score":0.49439164996147156},{"text":"That's good.","start":831.125,"end":831.78,"sentiment":"positive","sentiment_score":0.7057947814464569}],"sentiment":"positive","sentiment_score":0.5297727167606354,"channel":1,"num_words":5,"start":830.32495,"end":831.78},{"sentences":[{"text":"Now that was basically everything that I kind of needed to run over on on my end there, Jamie.","start":832.255,"end":838.2,"sentiment":"neutral","sentiment_score":0.20423569098899239},{"text":"But do you have any other questions for me or or anything else that you would like to go through today?","start":838.2,"end":843.98004,"sentiment":"neutral","sentiment_score":0.09259009822493508}],"sentiment":"neutral","sentiment_score":0.1456217547878623,"channel":0,"num_words":40,"start":832.255,"end":843.98004},{"sentences":[{"text":"Nothing.","start":844.795,"end":845.115,"sentiment":"neutral","sentiment_score":0.010852162726223469},{"text":"We've covered everything.","start":845.115,"end":846.255,"sentiment":"neutral","sentiment_score":0.027664735913276672}],"sentiment":"neutral","sentiment_score":0.02346159261651337,"channel":1,"num_words":4,"start":844.795,"end":846.255},{"sentences":[{"text":"Yeah.","start":846.36005,"end":846.76,"sentiment":"neutral","sentiment_score":0.11202302575111388},{"text":"Yeah.","start":846.76,"end":847.26,"sentiment":"neutral","sentiment_score":0.218806192278862},{"text":"Perfect.","start":847.56,"end":848.06,"sentiment":"positive","sentiment_score":0.35284414887428284}],"sentiment":"neutral","sentiment_score":0.22789112230141959,"channel":0,"num_words":3,"start":846.36005,"end":848.06},{"sentences":[{"text":"So the the main one was just about 8.1%, was it?","start":848.155,"end":851.03503,"sentiment":"neutral","sentiment_score":0.11824344030835411},{"text":"That's what it would have grown the last twelve months.","start":851.03503,"end":853.055,"sentiment":"neutral","sentiment_score":0.06886965855956077}],"sentiment":"neutral","sentiment_score":0.09473211566607158,"channel":1,"num_words":21,"start":848.155,"end":853.055},{"sentences":[{"text":"Let me just get that up again for you.","start":853.38495,"end":855.545,"sentiment":"neutral","sentiment_score":0.09649803241093953},{"text":"Eight","start":855.545,"end":855.785,"sentiment":"neutral","sentiment_score":0.006477867253124714}],"sentiment":"neutral","sentiment_score":0.08749601589515806,"channel":0,"num_words":10,"start":853.38495,"end":855.785},{"sentences":[{"text":"Sorry.","start":855.675,"end":856.175,"sentiment":"neutral","sentiment_score":-0.006036275066435337}],"sentiment":"neutral","sentiment_score":-0.006036275066435337,"channel":1,"num_words":1,"start":855.675,"end":856.175},{"sentences":[{"text":"point zero three.","start":855.785,"end":857.005,"sentiment":"neutral","sentiment_score":0.001424644763271014}],"sentiment":"neutral","sentiment_score":0.001424644763271014,"channel":0,"num_words":3,"start":855.785,"end":857.005},{"sentences":[{"text":"Okay.","start":857.7,"end":857.94,"sentiment":"neutral","sentiment_score":0.027648041024804115},{"text":"Yep.","start":857.94,"end":858.42004,"sentiment":"neutral","sentiment_score":0.0387655608355999},{"text":"Yep.","start":858.42004,"end":858.92004,"sentiment":"neutral","sentiment_score":0.03494817018508911}],"sentiment":"neutral","sentiment_score":0.03378725734849771,"channel":1,"num_words":3,"start":857.7,"end":858.92004},{"sentences":[{"text":"Yep.","start":858.745,"end":859.245,"sentiment":"neutral","sentiment_score":0.026704294607043263},{"text":"After","start":859.38495,"end":859.785,"sentiment":"neutral","sentiment_score":0.007600677199661732}],"sentiment":"neutral","sentiment_score":0.0171524859033525,"channel":0,"num_words":2,"start":858.745,"end":859.785},{"sentences":[{"text":"Okay.","start":859.62,"end":859.94,"sentiment":"neutral","sentiment_score":0.004468241240829229}],"sentiment":"neutral","sentiment_score":0.004468241240829229,"channel":1,"num_words":1,"start":859.62,"end":859.94},{"sentences":[{"text":"fees.","start":859.785,"end":860.285,"sentiment":"neutral","sentiment_score":0.006794648244976997}],"sentiment":"neutral","sentiment_score":0.006794648244976997,"channel":0,"num_words":1,"start":859.785,"end":860.285},{"sentences":[{"text":"I suppose","start":859.94,"end":860.60004,"sentiment":"neutral","sentiment_score":0.0030069490894675255}],"sentiment":"neutral","sentiment_score":0.0030069490894675255,"channel":1,"num_words":2,"start":859.94,"end":860.60004},{"sentences":[{"text":"So","start":860.425,"end":860.665,"sentiment":"neutral","sentiment_score":0.005478613078594208}],"sentiment":"neutral","sentiment_score":0.005478613078594208,"channel":0,"num_words":1,"start":860.425,"end":860.665},{"sentences":[{"text":"with what's been","start":860.98004,"end":861.62,"sentiment":"neutral","sentiment_score":0.006229430437088013}],"sentiment":"neutral","sentiment_score":0.006229430437088013,"channel":1,"num_words":3,"start":860.98004,"end":861.62},{"sentences":[{"text":"Yeah.","start":861.56,"end":862.06,"sentiment":"neutral","sentiment_score":0.01928654313087463}],"sentiment":"neutral","sentiment_score":0.01928654313087463,"channel":0,"num_words":1,"start":861.56,"end":862.06},{"sentences":[{"text":"going on, I suppose I can live with that for twelve months.","start":861.62,"end":863.88,"sentiment":"neutral","sentiment_score":0.028185574027399223}],"sentiment":"neutral","sentiment_score":0.028185574027399223,"channel":1,"num_words":12,"start":861.62,"end":863.88},{"sentences":[{"text":"Yes.","start":864.27997,"end":864.6,"sentiment":"neutral","sentiment_score":0.23804575204849243},{"text":"It's it's quite good for what's happened in the last twelve months.","start":864.6,"end":867.74,"sentiment":"positive","sentiment_score":0.3912799383203189},{"text":"But like I said, I do wanna do a bit more research, especially on that personal investment moving forward as well.","start":868.04,"end":873.39996,"sentiment":"neutral","sentiment_score":0.19323854041951044},{"text":"So I do have you booked in, like I said, on Thursday the seventh at seventh sorry, at 12:30.","start":873.39996,"end":879.875,"sentiment":"neutral","sentiment_score":0.12362890416070034},{"text":"I'll put a text","start":880.17505,"end":880.895,"sentiment":"neutral","sentiment_score":0.07930785976350307}],"sentiment":"neutral","sentiment_score":0.20451921015455013,"channel":0,"num_words":57,"start":864.27997,"end":880.895},{"sentences":[{"text":"Yep.","start":880.66504,"end":881.16504,"sentiment":"neutral","sentiment_score":0.05069524794816971}],"sentiment":"neutral","sentiment_score":0.05069524794816971,"channel":1,"num_words":1,"start":880.66504,"end":881.16504},{"sentences":[{"text":"reminder in.","start":880.895,"end":881.875,"sentiment":"neutral","sentiment_score":0.03747648000717163},{"text":"If anything changes, though, and you can't make it or when you know your roster, if you do not throw anything, let me know.","start":882.015,"end":888.09503,"sentiment":"neutral","sentiment_score":0.003495987349500259}],"sentiment":"neutral","sentiment_score":0.006109871400090365,"channel":0,"num_words":26,"start":880.895,"end":888.09503},{"sentences":[{"text":"Yep.","start":887.86,"end":888.36,"sentiment":"neutral","sentiment_score":0.03561469167470932}],"sentiment":"neutral","sentiment_score":0.03561469167470932,"channel":1,"num_words":1,"start":887.86,"end":888.36},{"sentences":[{"text":"We'll get it reshuffled.","start":888.09503,"end":889.23505,"sentiment":"neutral","sentiment_score":0.040758807212114334}],"sentiment":"neutral","sentiment_score":0.040758807212114334,"channel":0,"num_words":4,"start":888.09503,"end":889.23505},{"sentences":[{"text":"No","start":890.58,"end":890.82,"sentiment":"neutral","sentiment_score":0.045348599553108215}],"sentiment":"neutral","sentiment_score":0.045348599553108215,"channel":1,"num_words":1,"start":890.58,"end":890.82},{"sentences":[{"text":"Otherwise,","start":890.655,"end":891.135,"sentiment":"neutral","sentiment_score":0.02731180191040039}],"sentiment":"neutral","sentiment_score":0.02731180191040039,"channel":0,"num_words":1,"start":890.655,"end":891.135},{"sentences":[{"text":"problem.","start":890.82,"end":891.32,"sentiment":"neutral","sentiment_score":0.09634235501289368}],"sentiment":"neutral","sentiment_score":0.09634235501289368,"channel":1,"num_words":1,"start":890.82,"end":891.32},{"sentences":[{"text":"I will send you that cash flow and budget spreadsheet as well as the lawyer information.","start":891.135,"end":896.06,"sentiment":"neutral","sentiment_score":0.1469848365522921},{"text":"That way you do have my email address as well if there's anything else that you need.","start":896.6,"end":900.54,"sentiment":"neutral","sentiment_score":0.17996637873789845}],"sentiment":"neutral","sentiment_score":0.16397532798124081,"channel":0,"num_words":33,"start":891.135,"end":900.54},{"sentences":[{"text":"Okay.","start":901.16504,"end":901.565,"sentiment":"neutral","sentiment_score":0.31394582986831665},{"text":"Great.","start":901.565,"end":901.885,"sentiment":"positive","sentiment_score":0.5923115015029907},{"text":"Thanks for","start":901.885,"end":902.28503,"sentiment":"positive","sentiment_score":0.6661635935306549}],"sentiment":"positive","sentiment_score":0.5596461296081543,"channel":1,"num_words":4,"start":901.16504,"end":902.28503},{"sentences":[{"text":"Yep.","start":902.27997,"end":902.77997,"sentiment":"positive","sentiment_score":0.6136934757232666}],"sentiment":"positive","sentiment_score":0.6136934757232666,"channel":0,"num_words":1,"start":902.27997,"end":902.77997},{"sentences":[{"text":"all your help today and your time.","start":902.28503,"end":903.825,"sentiment":"positive","sentiment_score":0.6346692783491952}],"sentiment":"positive","sentiment_score":0.6346692783491952,"channel":1,"num_words":7,"start":902.28503,"end":903.825},{"sentences":[{"text":"No problem at all.","start":903.48,"end":904.555,"sentiment":"positive","sentiment_score":0.3407884016633034},{"text":"Thank you so much for your time too, Jamie, and I hope the rest of your afternoon is not so busy.","start":904.555,"end":908.65497,"sentiment":"positive","sentiment_score":0.5351829174019042}],"sentiment":"positive","sentiment_score":0.504079794883728,"channel":0,"num_words":25,"start":903.48,"end":908.65497},{"sentences":[{"text":"Oh, I'm about to walk into work, so who knows?","start":909.085,"end":911.34503,"sentiment":"neutral","sentiment_score":0.03133659362792969}],"sentiment":"neutral","sentiment_score":0.03133659362792969,"channel":1,"num_words":10,"start":909.085,"end":911.34503},{"sentences":[{"text":"Well, good timing,","start":912.70294,"end":913.6629,"sentiment":"positive","sentiment_score":0.47989537318547565}],"sentiment":"positive","sentiment_score":0.47989537318547565,"channel":0,"num_words":3,"start":912.70294,"end":913.6629},{"sentences":[{"text":"Anyway.","start":913.405,"end":913.905,"sentiment":"positive","sentiment_score":0.5106831789016724}],"sentiment":"positive","sentiment_score":0.5106831789016724,"channel":1,"num_words":1,"start":913.405,"end":913.905},{"sentences":[{"text":"Dan.","start":913.6629,"end":913.90295,"sentiment":"positive","sentiment_score":0.4038296341896057},{"text":"Yeah.","start":913.90295,"end":914.14294,"sentiment":"neutral","sentiment_score":0.3183715343475342},{"text":"Hopefully, it's not too crazy.","start":914.14294,"end":915.1829,"sentiment":"neutral","sentiment_score":0.30848612189292907},{"text":"But, yeah, I look forward to speaking with you on the seventh, otherwise.","start":915.1829,"end":917.8429,"sentiment":"positive","sentiment_score":0.5211571523776422}],"sentiment":"positive","sentiment_score":0.45198373794555663,"channel":0,"num_words":20,"start":913.6629,"end":917.8429},{"sentences":[{"text":"Okay.","start":918.4229,"end":918.7429,"sentiment":"positive","sentiment_score":0.4870895743370056},{"text":"Thank you.","start":918.7429,"end":919.14294,"sentiment":"positive","sentiment_score":0.7826855778694153},{"text":"Have a good day.","start":919.14294,"end":920.0429,"sentiment":"positive","sentiment_score":0.6994581669569016}],"sentiment":"positive","sentiment_score":0.692899056843349,"channel":1,"num_words":7,"start":918.4229,"end":920.0429},{"sentences":[{"text":"You too.","start":920.3029,"end":920.94293,"sentiment":"positive","sentiment_score":0.4595741927623749},{"text":"Bye.","start":920.94293,"end":921.44293,"sentiment":"neutral","sentiment_score":0.29441022872924805}],"sentiment":"positive","sentiment_score":0.40451953808466595,"channel":0,"num_words":3,"start":920.3029,"end":921.44293},{"sentences":[{"text":"Bye.","start":921.7829,"end":922.2829,"sentiment":"neutral","sentiment_score":-0.1287209391593933}],"sentiment":"neutral","sentiment_score":-0.1287209391593933,"channel":1,"num_words":1,"start":921.7829,"end":922.2829}]},"summary":{"result":"success","short":"The speaker discusses their portfolio with a caller and plans to put together a proposal for them to review. They explain their risk tolerance and allocate, and plan to send a text reminder for the appointment. They also discuss the volatility of high growth and offer to put together a proposal for the customer. The speaker provides information on their coverage and debt levels, insurance coverage for accidents, and financial services and certificates. They also discuss the benefits of a workers' compensation policy and offer to help them revisit the topic in the future. The customer is booked for a meeting on Thursday and receives a reminder text and email address for future reference."},"intents":{"segments":[{"text":"like to look at swapping it.","start_word":101,"end_word":106,"intents":[{"intent":"Swap investment","confidence_score":0.08085523}]},{"text":"Now with your portfolio, just wanna confirm that you are happy with your growth risk allocation still.","start_word":369,"end_word":385,"intents":[{"intent":"Align portfolio","confidence_score":0.004326966}]},{"text":"Now with your portfolio, just wanna confirm that you are happy with your growth risk allocation still. So still kind of focusing on growing your super, having a little bit of fluctuation. And in terms of asset allocation, it's about an eighty twenty split. So 80% is your growth investment, which we typically classify your Australian shares, international shares, property, and commodities, and that is ultimately what is going to grow your portfolio.","start_word":369,"end_word":441,"intents":[{"intent":"Discuss growth portfolio","confidence_score":0.0017909853}]},{"text":"So still kind of focusing on growing your super, having a little bit of fluctuation.","start_word":385,"end_word":399,"intents":[{"intent":"Discuss growth and decline","confidence_score":0.000025485908}]},{"text":"Are you still comfortable Yep. with the same level of kind of risk allocation? Yeah. I think so.","start_word":466,"end_word":483,"intents":[{"intent":"Confirm comfort","confidence_score":0.00031939437}]},{"text":"with the same level of kind of risk allocation? Yeah. I think so.","start_word":471,"end_word":483,"intents":[{"intent":"Confirm investment level","confidence_score":0.015243698}]},{"text":"as From what you kind of told me, some of the questions we we kind of went through, I think it's a good well. form your risk tolerance side of it.","start_word":499,"end_word":529,"intents":[{"intent":"Assess risk tolerance","confidence_score":0.08718523}]},{"text":"Now from a time frame point of view as well, so typically in a in a growth portfolio, making sure you have enough time in the market before retirement in a growth portfolio, we we wanna allow this to fix it. So you definitely have the time.","start_word":530,"end_word":576,"intents":[{"intent":"Discuss time frame","confidence_score":0.12563269}]},{"text":"So I think that sounds a lot of people a lot of people who've done done high growth would have done pretty poorly then over these last twelve months. some have seen more fluctuations and not as good of a return as you. And then Yep.","start_word":631,"end_word":676,"intents":[{"intent":"Discuss market fluctuations","confidence_score":0.12800042},{"intent":"Evaluate market situation","confidence_score":0.000085382744}]},{"text":"Now what I will do from there is I will, put together a proposal for you, and I'll go through it with you. And then you can let me know if you are happy with it before we make any changes. So I it cannot.","start_word":942,"end_word":986,"intents":[{"intent":"Put together proposal","confidence_score":0.0035300667}]},{"text":"done, if you can put your time Okay.","start_word":1112,"end_word":1119,"intents":[{"intent":"Schedule appointment","confidence_score":0.7525561}]},{"text":"So one is that twelve month performance report we just kinda went through with your portfolio.","start_word":1460,"end_word":1475,"intents":[{"intent":"Discuss portfolio status","confidence_score":0.00048532095}]},{"text":"So from your debt levels and and stuff, and especially when you only have kind of one financial dependent at the moment, it is pretty suitable for your needs. But like I said, some people go, I only care about covering death. That's it. Whereas some people go, no. I wanna make sure I have x amount of years worth of income if I have small little kids. So it Yep.","start_word":1854,"end_word":1924,"intents":[{"intent":"Cover debts and incomes","confidence_score":0.0025582532}]},{"text":"So, typically, you will see the biggest ones is cancer, stroke, heart attack, neurological condition, and that is a lump sum payment paid tax free to you to assist you if you need be if you do get diagnosed with one of those conditions. Okay.","start_word":2162,"end_word":2206,"intents":[{"intent":"Assist with cancer","confidence_score":0.09878025}]},{"text":"Now the other documents you will see is financial services guide. You would have seen this one before. It's a bit of an updated version. It is one of those compliance documents, but, basically, everything that you need to know about us at Oakview is in there for you.","start_word":2273,"end_word":2321,"intents":[{"intent":"Update documents","confidence_score":0.04501144},{"intent":"Update documents","confidence_score":0.005964891}]},{"text":"Now what if you are happy to do so as well, it will ask you to sign through documents. So when you click when you get access to the email, before you click on the link, you will see those attachments I just kind of went over with you. And when you click Yep. on the link where it says sign now, it will ask you to sign through documents.","start_word":2389,"end_word":2458,"intents":[{"intent":"Sign through documents","confidence_score":0.47303915}]},{"text":"one is a tax file number form. It is a compliance document just to say that we are keeping your tax file number secure on file.","start_word":2461,"end_word":2486,"intents":[{"intent":"Maintain tax file number","confidence_score":0.02397007}]},{"text":"And it's a form that allows allows us to search with the ATO if you have any other funds open out there that may have Yep.","start_word":2538,"end_word":2563,"intents":[{"intent":"Review form","confidence_score":0.0154367285},{"intent":"Explore account","confidence_score":0.013346369}]},{"text":"We'll get it reshuffled. No Otherwise, problem.","start_word":2819,"end_word":2825,"intents":[{"intent":"Reshuffle roster","confidence_score":0.168491}]},{"text":"I will send you that cash flow and budget spreadsheet as well as the lawyer information. That way you do have my email address as well if there's anything else that you need. Okay.","start_word":2826,"end_word":2859,"intents":[{"intent":"Send cash flow spreadsheet","confidence_score":0.08579814},{"intent":"Send attorney information","confidence_score":0.00092204195}]}]},"sentiments":{"segments":[{"text":"Hello? You there? Yep. Can you hear me, Jamie? Yes. I can. Yeah. Yes. Yeah. I was Okay. like, I'm very I couldn't hear you.","start_word":0,"end_word":24,"sentiment":"neutral","sentiment_score":-0.07925482839345932},{"text":"I thought it's rude if I don't say something to pretend I can hear you, but then I thought I better off just saying No. something to be rude.","start_word":25,"end_word":53,"sentiment":"negative","sentiment_score":-0.34711605310440063},{"text":"Exactly. I'm glad you Every did. second word. Yep. Yep. Now what I will say, I'm not sure if you caught some of it, is that we've done a lot of research on one of the investments that you have in your portfolio, and I would Yep. like to look at swapping it. The reason being is it has kind of it's your Benelon Australian equity that you have in your portfolio, and Yes.","start_word":54,"end_word":127,"sentiment":"neutral","sentiment_score":0.11678537726402284},{"text":"that was added to your portfolio because it was one of the best performing fund managers at the time and have done really well.","start_word":128,"end_word":151,"sentiment":"positive","sentiment_score":0.3653241693973541},{"text":"So the purpose of that one is to actively buy and sell different investments in order to try to outperform the market, which Yes. they had done. But more recently, they have underperformed a little bit and been a bit slower in making their decisions. So we wanna make sure we also stay proactive with your investments and that if there is an investment that we foresee not coming back around as much or being as good moving forward, that we we, you know, we do wanna make sure we we look at alternative options if there's some out there that we can swap it for to make sure that we do have your position in the best position because the market and things are always changing, like you've Yes. touched on in the last twelve months. So if you are happy for me to do so, what I would like to do is just Yep. do a little bit more research on the Benelon and also seeing if I can find a better option that would be suitable for your portfolio overall and put you in a better Yep. position moving forward. So are you happy Yeah. for me That's to kind fine. of do that for you? Yeah. Yes. Yes.","start_word":152,"end_word":363,"sentiment":"neutral","sentiment_score":0.15758250653743744},{"text":"I Great.","start_word":364,"end_word":365,"sentiment":"positive","sentiment_score":0.4531958103179931},{"text":"am. Yep.","start_word":366,"end_word":367,"sentiment":"neutral","sentiment_score":0.22000928223133087},{"text":"Now with your portfolio, just wanna confirm that you are happy with your growth risk allocation still.","start_word":368,"end_word":384,"sentiment":"positive","sentiment_score":0.3893023133277893},{"text":"So still kind of focusing on growing your super, having a little bit of fluctuation. And in terms of asset allocation, it's about an eighty twenty split. So 80% is your growth investment, which we typically classify your Australian shares, international shares, property, and commodities, and that is ultimately what is going to grow your portfolio. And then about 20 in your defensive, so that will be your your cash, your gold, your fixed interest, but limit fluctuations a little bit. Are you still comfortable Yep. with the same level of kind of risk allocation? Yeah. I think so. If you agree that's Yep. probably what's best for staying at, then I'll agree Yeah.","start_word":385,"end_word":498,"sentiment":"neutral","sentiment_score":0.17477130889892578},{"text":"as From what you kind of told me, some of the questions we we kind of went through, I think it's a good well.","start_word":499,"end_word":522,"sentiment":"positive","sentiment_score":0.405434787273407},{"text":"form your risk tolerance side of it. Now from a time frame point of view as well, so typically in a in a growth portfolio, making sure you have enough time in the market before retirement in a growth portfolio, we we wanna allow this to fix it. So you definitely have the time. In a high growth, you have the time capacity to be in more risky, but at the same time, I want you to be comfortable. So I think growth is a good middle ground where you are still focusing on getting that growth without taking your high growth Because or aggressive approach through fluctuations. So I think that sounds a lot of people a lot of people who've done done high growth would have done pretty poorly then over these last twelve months. some have seen more fluctuations and not as good of a return as you. And then Yep. depending Yep. it it also depends on when they bought into the markets. Because some, if they bought Eye at care. the the perfect time and when it was down, they've still seen a bit of a bit of an increase. But then some, you know, because you have a little bit more of those defensive with your gold as well, which have done really well, you've actually done Yep.","start_word":523,"end_word":746,"sentiment":"neutral","sentiment_score":0.07054504007101059},{"text":"pretty good where you're at. So I think it's it's good to stay in a growth for you.","start_word":747,"end_word":764,"sentiment":"positive","sentiment_score":0.6125460200839572},{"text":"Precious metals are bloody gone through the roof. Yes. And it's one of those things as well that things are quite cyclical where it's like, even a year ago, your your cybersecurity investments were were through the roof, whereas now everything going on with AI bubble space, this is a bit more fluctuation. But that's also Yeah. why it's usually a smaller portion. So we we allocate a higher portion of your your money in your kind of, you know, your passive funds that's kind of a bit more stable and diversified. And then we have a smaller portion in those funds that can, you know, vary a little bit more, give you a good amount of growth, fluctuate a little Yep. bit more, but they only have a smaller allocation because of that. Okay. Now we'll leave it Yep. where he is then. Yep.","start_word":765,"end_word":909,"sentiment":"neutral","sentiment_score":0.09600183367729188},{"text":"Perfect.","start_word":910,"end_word":910,"sentiment":"positive","sentiment_score":0.5637348294258118},{"text":"I'll go and do the research on your, Benelung investment as well and just kind of go through all of them just to see if we need to make any changes. Now what I will do from there is I will, put together a proposal for you, and I'll go through it with you. And then you can let me know if you are happy with it before we make any changes. So I it cannot. does take me about a week or so to put that together. When is Yep. a best time for you to go through that? My my life, you know, I'd have to I I sort of live couple of days at a time with my rosters and things, so it's a bit hard. So we don't tell them on nights and arbours and weekends That's that's that's okay. and I can put a tentative in for you. And then if anything yeah. changes, you can let me know just because my calendar is filling up really quickly in the next Yep. couple Okay. of months. So I wanna make You're sure wet. I can Just whenever you think fit you've you got it in. done, if you can put your time Okay. to have it done, just, yeah, let me send me the text or Yeah. link of the Yep. appointment, and then, yeah, Okay. I'll try and make that work. So what I might do is do you is it normally Wednesday, Thursday, Monday, Tuesday? Which day is usually better for you, or is it really different? Yeah. Just yeah. It's different every single Really week of different. my life. But yeah. Yep. Okay. Yep. And morning, afternoon, again, hard hard for you to tell? I'd say around this time of the day, Okay. like, between Let me twelve see. twelve or one is usually about the best if Yeah. I'm not Alright. on a night shift and asleep because then I'll get up Yes. at three, but anyway. Yep. Alright. So 60% about chance you'll probably get me that time. 12:30. Alright. I can put you tentatively on Yeah. Thursday, the seventh, at 12:30. Okay. Is that okay? And, obviously, once you have your roster and if things change, let me know, Yep. and Not then a we problem. can always get it shuffled. But then that way, I do make sure I do have a spot allocated for you during that time. And and like I said, if you cannot make it, let me Yep. know, and I'll see if I can shuffle a few things around for you. Okay. Not a problem. Would you like me to set up a text reminder, like, two hours before Yes, please. the appointment or anything just in case? Yep. Because it's Yes, a little while. Alright.","start_word":911,"end_word":1383,"sentiment":"neutral","sentiment_score":0.08842526792093765},{"text":"Alright. Perfect.","start_word":1384,"end_word":1385,"sentiment":"positive","sentiment_score":0.4173554480075836},{"text":"So that is Thursday, the please. May 7 at 12:30. Otherwise now just a couple of more documents for me to go through there with you, Jamie, then I will let you go and get on with your day. Yep. When you so I have sent you an email when you have a moment later to have a look at it, and you will see part of that is a couple of documents. So one is that twelve month performance report we just kinda went through with your portfolio. You also have your super ending insurance summary that just gives you a bit of an overview of where things are at at the moment. So you have your super in Hub 24, and you do have about a $189,602 in there. Okay. Now you also have insurances with Zurich. So you have a life and total permanent disability insurance, and that is Yep. $950,796. Are you still Okay.","start_word":1386,"end_word":1543,"sentiment":"neutral","sentiment_score":0.19113052692971652},{"text":"happy with that level of cover, or what are your thoughts on on on that?","start_word":1544,"end_word":1558,"sentiment":"positive","sentiment_score":0.40357691049575806},{"text":"Maybe just do you think that's enough with how much inflation's been happening the last few years? That's why I haven't changed it. I don't think from since it's originated. I don't know if that's enough these days or should I be having more or what? It it is it increases every year with inflation for for the amount for you. And, typically, Okay. when it comes through what's, I guess, what's appropriate, it's often very individual in terms of what your goals are. So for example, Okay. I usually see, okay. Well, what do you want to have happen? You wanna clear your your debt on your property. Now I know things are changing for you as well, so it could vary a little bit. But let's say Yep. at the moment, 950,000 will clear out the mortgage on your property. That at least isn't completely taken care of, and it still gives Yep. you and your family extra money if some so still 550,000 if Yep. to cover, you know, your loss of income for a couple of years or assist with, you know, if there's any school fees or or if you need any assistance or anything like that. Till the until So it also the wife finds it till the wife finds another partner. hopefully not. Well, it's also your TPD. Sorry. TPD is also if you're unable to work. So Okay. that would still be you'd be around, but, obviously, you wouldn't be able to work. So on top of it, it's also your superannuation. So if you were to pass away or be unable to work, then your super would also be paid up. So that's an additional 189,000. Yep. Okay. Now let's leave it underneath. That's fine. Yeah. So from your debt levels and and stuff, and especially when you only have kind of one financial dependent at the moment, it is pretty suitable for your needs. But like I said, some people go, I only care about covering death. That's it. Whereas some people go, no. I wanna make sure I have x amount of years worth of income if I have small little kids. So it Yep. is K. quite varied.","start_word":1559,"end_word":1928,"sentiment":"neutral","sentiment_score":-0.03645793869084603},{"text":"But from your situation of what you have, it is pretty good and still leaves you with enough money afterwards, especially if you don't have investment properties as well. Hopefully, they'll get to a point where they can kind of be self sufficient and Yep.","start_word":1929,"end_word":1973,"sentiment":"positive","sentiment_score":0.37500229477882385},{"text":"pay themselves off. And then that way, you still have, obviously, the equity and everything in the property. If something were to happen, you could always sell the investment property, still have your property completely debt free, and still be in a, you know, relatively okay position. Okay. Yep. That's fine. Yep. I'll leave that. Now both of those covers for you, you because it's held in Sudsoup, but you get a 15% tax rebate. Total premium is 1,241 although it's Okay. true. Now I can see that you don't have income protection and trauma insurance. Are you still comfortable with that? My work pays that for all employees, so I do Okay. have it. Okay. Income protection or work cover? Yep. Income protection. Income protection. Oh, that's great. And you Yep. have been not having trauma either. That's okay. Yep. I would even know. What do you mean by trauma? Oops. Yeah. So trauma insurance, it it is a policy you can't have inside super. So this one you have to pay out of pocket. It is an insurance policy that covers you for traumatic events. So, typically, you will see the biggest ones is cancer, stroke, heart attack, neurological condition, and that is a lump sum payment paid tax free to you to assist you if you need be if you do get diagnosed with one of those conditions. Okay. Now I might look into that down the future, but I think I'm right Yep. at the moment. Especially with cash flow and stuff with the investment property. If it ever changes, though, and you do wanna revisit it, like I said, you can always give me a call, and we can always have a look at it. But, otherwise, Okay. we will leave that for now. Now the other documents you will see is financial services guide. You would have seen this one before. It's a bit of an updated version. It is one of those compliance documents, but, basically, everything that you need to know about us at Oakview is in there for you. And when you do have a look through the documents, you will see the team director's advices, and you will see me in the document as well if you do wanna put a face to the voice. Okay. Yep.","start_word":1974,"end_word":2360,"sentiment":"neutral","sentiment_score":0.08477440494707081},{"text":"No problem. And you'll also have this is certificate of currency of your Zurich insurances. Basically, just lets you know that that's all paid and up to date. Now what if you are happy to do so as well, it will ask you to sign through documents.","start_word":2361,"end_word":2407,"sentiment":"positive","sentiment_score":0.38670364022254944},{"text":"So when you click when you get access to the email, before you click on the link, you will see those attachments I just kind of went over with you. And when you click Yep. on the link where it says sign now, it will ask you to sign through documents. Now Okay. one is a tax file number form. It is a compliance document just to say that we are keeping your tax file number secure on file. And the other one is a one that we would call your lost super authority form.","start_word":2408,"end_word":2502,"sentiment":"neutral","sentiment_score":0.2229073196649551},{"text":"We like to do that every now and then.","start_word":2503,"end_word":2511,"sentiment":"positive","sentiment_score":0.385813444852829},{"text":"You may have done it as well when you came on board, but we like to do this every now and then just in case. And it's a form that allows allows us to search with the ATO if you have any other funds open out there that may have Yep. been opened by an employer or something like that. And if we do find something, we'll let you know. We can do some research on the account and see if there is some money or some insurances.","start_word":2512,"end_word":2599,"sentiment":"neutral","sentiment_score":0.19657461192797532},{"text":"It's just a good thing to do every now and then.","start_word":2600,"end_word":2610,"sentiment":"positive","sentiment_score":0.6005141735076904},{"text":"So that's basically Yeah. what that Correct. form is. Yep. Yep.","start_word":2611,"end_word":2621,"sentiment":"neutral","sentiment_score":0.13926702737808228},{"text":"That's fine. That's good.","start_word":2622,"end_word":2625,"sentiment":"positive","sentiment_score":0.6059545278549194},{"text":"Now that was basically everything that I kind of needed to run over on on my end there, Jamie. But do you have any other questions for me or or anything else that you would like to go through today? Nothing. We've covered everything. Yeah. Yeah.","start_word":2626,"end_word":2671,"sentiment":"neutral","sentiment_score":0.13051441311836243},{"text":"Perfect.","start_word":2672,"end_word":2672,"sentiment":"positive","sentiment_score":0.35284414887428284},{"text":"So the the main one was just about 8.1%, was it? That's what it would have grown the last twelve months. Let me just get that up again for you. Eight Sorry. point zero three. Okay. Yep. Yep. Yep. After Okay. fees. I suppose So with what's been Yeah. going on, I suppose I can live with that for twelve months. Yes.","start_word":2673,"end_word":2734,"sentiment":"neutral","sentiment_score":0.054474685341119766},{"text":"It's it's quite good for what's happened in the last twelve months.","start_word":2735,"end_word":2746,"sentiment":"positive","sentiment_score":0.3867800533771515},{"text":"But like I said, I do wanna do a bit more research, especially on that personal investment moving forward as well. So I do have you booked in, like I said, on Thursday the seventh at seventh sorry, at 12:30. I'll put a text Yep. reminder in. If anything changes, though, and you can't make it or when you know your roster, if you do not throw anything, let me know. Yep. We'll get it reshuffled. No Otherwise, problem. I will send you that cash flow and budget spreadsheet as well as the lawyer information. That way you do have my email address as well if there's anything else that you need. Okay.","start_word":2747,"end_word":2859,"sentiment":"neutral","sentiment_score":0.10766255110502244},{"text":"Great. Thanks for Yep. all your help today and your time. No problem at all. Thank you so much for your time too, Jamie, and I hope the rest of your afternoon is not so busy.","start_word":2860,"end_word":2895,"sentiment":"positive","sentiment_score":0.5481176376342773},{"text":"Oh, I'm about to walk into work, so who knows?","start_word":2896,"end_word":2905,"sentiment":"neutral","sentiment_score":0.03368677571415901},{"text":"Well, good timing, Anyway. Dan.","start_word":2906,"end_word":2910,"sentiment":"positive","sentiment_score":0.4516162872314453},{"text":"Yeah.","start_word":2911,"end_word":2911,"sentiment":"neutral","sentiment_score":0.3183715343475342},{"text":"Hopefully, it's not too crazy. But, yeah, I look forward to speaking with you on the seventh, otherwise. Okay. Thank you. Have a good day. You too.","start_word":2912,"end_word":2938,"sentiment":"positive","sentiment_score":0.4939606189727783},{"text":"Bye. Bye.","start_word":2939,"end_word":2940,"sentiment":"neutral","sentiment_score":0.23218250274658203}],"average":{"sentiment":"neutral","sentiment_score":0.12213947791179627}}}}