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I was playing a bit of phone tag and bounced to another meeting, and then the team said you called back in. So I thought I'd catch you while you're available. Mate, do you mind if I just go through a quick security check and run through a couple of things with you? Fantastic. Yeah. I don't think you've got a security question on file. Could you please confirm your date of birth and address, sir? Sensational. Thank you for that, Dane. Mate, I'm registered with Asica's adviser 1273105, and thanks very much for doing that with me. Cool. Mate, there was two things I wanted to run through with you today. You had a bit of a question around some end of financial year contribution logistics and also some, like, investment updates that Carla sent through to you a couple of months ago. Do you mind if I just start with the contribution idea? Because I think you had a question about how to do it. Yep. Yeah. Sensational. So you don't have to send it to us. We can prefill them for you and send it to you for signing unless you wanna have a go at the form yourself, but we're more than happy to do it for you. Yeah. No. I'm that's why I'm glad I caught you today. So the the easy part is once it's all done, let's say you've done that lump sum contribution, we do that form, get that signed, and submit that to the Superfund. Within, like, a week or two, they'll give you a confirmation that they've coded it with the tax office about claiming that lump sum as tax deduction. You need that confirmation letter before you submit your personal tax return in July. So as long as we get the money in before June 28, then it's okay. And then as long as we get that form submitted and the confirmation before you submit the tax return, then you're golden. Yes. We have to make sure you get that confirmation before you do that or around the same time. They just can't submit it beforehand. Otherwise, it locks you out and you can't claim it. Cool. Couple of checks for me just quickly is have you already contributed the money into super, or do you need some payment details for that? Okay. Fantastic. So step one is I'll get my team to send through those BPAY or EFT details to you today so you can make the transaction. Then we will fill in the notice of intent to claim form and shoot that off as well to you to sign. Yep. Last question I've got for you is because you're such a high income earner, you're obviously aware of, like, caps and things like that. Have you checked your myGov carry forward concessional limit? Perfect. So that means that's exactly what I'm kinda looking for because you're pretty well just gonna skirt over the cap for this financial year. So if you've got 58,000 left over for the last five financial years, then that means he's already checked that. Yep. Yeah. That's right. So you'll chop into a little bit of that 58. So conservative 50 sounds pretty good. Just to be, like, a 100% safe, like, you don't have to. Obviously, you can just throw the 50 in based on what the accountant said. But if you can hop on your myGov login, you can actually check that figure, and it just kind of sits there. If you can get in, mate, I can guide you through it in about forty seconds flat. And just for a bit of funnel, sign in too just so I can tell you each button to click, and then we're we're sweet. To the old two factor authentication. Yep. So when you go to the ATO section, it says go to ATO tax office. You'll get at the top left, there'll be three little lines to open up a menu. Yep. And you wanna go into super information and then carry forward concessional. It should say unused cap. There you go. $57.07 80. That's right. Yeah. That's perfect because what basically happens is your employee contributions in South Sac for this financial year are kind of bubbled off separate. That's gonna spill over a little bit and eat into the 7 and a half grand there. And then that 57 is basically the previous five years. So it's we're taking into account six years in one go, essentially. Yep. So 50 is fine, and we will send you the BPA details today, hopefully. And once that goes through, if it's just a flat 50, I can note for the team to fill in that form to claim the 50. Happy days? Awesome. The only other thing I'm gonna do, mate, is we've got, like, an annual review coming up soon, and I'm about to go on paternity leave. But I was wondering, do you mind if the team reaches out to you in a few weeks just to book you in to go through the updated chat? Because we were trying to do a portfolio update, and I just wanna kind of get that squared away in July if you've got a bit of time or August. Fantastic. Alright. I will get that squared away today and tomorrow. We'll get all that done, step you through it, and make sure it's all done by the twenty fifth, did you say, with the accountant for the tax return? Friday, July 24. I'll just add that to your file so the team knows there's a bit of a flag that we need to get a confirmation done by. And then we'll do a bit of a review and some updated advice straight after that. Awesome. Any questions for me? Sensation. Well, I will put a few notes down. Team will be in touch. Just keep an eye out for an email to your Hotmail address. And if we don't hear from you, we'll send you a bit of a text and give you a call just to follow-up. Awesome day, mate. Thank you so much for taking the time today, and I'll talk to you soon. No worries. Cheers. 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day, Dane. It's Tommy here from. How are you doing? Mate, fantastic. Sorry I missed you before.\n\nI was playing a bit of phone tag and bounced to another meeting, and then the team said you called back in. So I thought I'd catch you while you're available. Mate, do you mind if I just go through a quick security check and run through a couple of things with you? Fantastic. Yeah.\n\nI don't think you've got a security question on file. Could you please confirm your date of birth and address, sir? Sensational. Thank you for that, Dane. Mate, I'm registered with Asica's adviser 1273105, and thanks very much for doing that with me.\n\nCool. Mate, there was two things I wanted to run through with you today. You had a bit of a question around some end of financial year contribution logistics and also some, like, investment updates that Carla sent through to you a couple of months ago. Do you mind if I just start with the contribution idea? Because I think you had a question about how to do it.\n\nYep. Yeah. Sensational. So you don't have to send it to us. We can prefill them for you and send it to you for signing unless you wanna have a go at the form yourself, but we're more than happy to do it for you.\n\nYeah. No. I'm that's why I'm glad I caught you today. So the the easy part is once it's all done, let's say you've done that lump sum contribution, we do that form, get that signed, and submit that to the Superfund. Within, like, a week or two, they'll give you a confirmation that they've coded it with the tax office about claiming that lump sum as tax deduction.\n\nYou need that confirmation letter before you submit your personal tax return in July. So as long as we get the money in before June 28, then it's okay. And then as long as we get that form submitted and the confirmation before you submit the tax return, then you're golden. Yes. We have to make sure you get that confirmation before you do that or around the same time.\n\nThey just can't submit it beforehand. Otherwise, it locks you out and you can't claim it. Cool. Couple of checks for me just quickly is have you already contributed the money into super, or do you need some payment details for that? Okay.\n\nFantastic. So step one is I'll get my team to send through those BPAY or EFT details to you today so you can make the transaction. Then we will fill in the notice of intent to claim form and shoot that off as well to you to sign. Yep. Last question I've got for you is because you're such a high income earner, you're obviously aware of, like, caps and things like that.\n\nHave you checked your myGov carry forward concessional limit? Perfect. So that means that's exactly what I'm kinda looking for because you're pretty well just gonna skirt over the cap for this financial year. So if you've got 58,000 left over for the last five financial years, then that means he's already checked that. Yep.\n\nYeah. That's right. So you'll chop into a little bit of that 58. So conservative 50 sounds pretty good. Just to be, like, a 100% safe, like, you don't have to.\n\nObviously, you can just throw the 50 in based on what the accountant said. But if you can hop on your myGov login, you can actually check that figure, and it just kind of sits there. If you can get in, mate, I can guide you through it in about forty seconds flat. And just for a bit of funnel, sign in too just so I can tell you each button to click, and then we're we're sweet. To the old two factor authentication.\n\nYep. So when you go to the ATO section, it says go to ATO tax office. You'll get at the top left, there'll be three little lines to open up a menu. Yep. And you wanna go into super information and then carry forward concessional.\n\nIt should say unused cap. There you go. $57.07 80. That's right. Yeah.\n\nThat's perfect because what basically happens is your employee contributions in South Sac for this financial year are kind of bubbled off separate. That's gonna spill over a little bit and eat into the 7 and a half grand there. And then that 57 is basically the previous five years. So it's we're taking into account six years in one go, essentially. Yep.\n\nSo 50 is fine, and we will send you the BPA details today, hopefully. And once that goes through, if it's just a flat 50, I can note for the team to fill in that form to claim the 50. Happy days? Awesome. The only other thing I'm gonna do, mate, is we've got, like, an annual review coming up soon, and I'm about to go on paternity leave.\n\nBut I was wondering, do you mind if the team reaches out to you in a few weeks just to book you in to go through the updated chat? Because we were trying to do a portfolio update, and I just wanna kind of get that squared away in July if you've got a bit of time or August. Fantastic. Alright. I will get that squared away today and tomorrow.\n\nWe'll get all that done, step you through it, and make sure it's all done by the twenty fifth, did you say, with the accountant for the tax return? Friday, July 24. I'll just add that to your file so the team knows there's a bit of a flag that we need to get a confirmation done by. And then we'll do a bit of a review and some updated advice straight after that. Awesome.\n\nAny questions for me? Sensation. Well, I will put a few notes down. Team will be in touch. Just keep an eye out for an email to your Hotmail address.\n\nAnd if we don't hear from you, we'll send you a bit of a text and give you a call just to follow-up. Awesome day, mate. Thank you so much for taking the time today, and I'll talk to you soon. No worries. Cheers.\n\nBye.","paragraphs":[{"sentences":[{"text":"Good day, Dane.","start":3.28,"end":4.0,"sentiment":"positive","sentiment_score":0.4557467997074127},{"text":"It's Tommy here from.","start":4.0,"end":5.22,"sentiment":"neutral","sentiment_score":0.22056236118078232},{"text":"How are you doing?","start":5.2799997,"end":6.18,"sentiment":"neutral","sentiment_score":0.23388192802667618},{"text":"Mate, fantastic.","start":7.6,"end":8.5,"sentiment":"positive","sentiment_score":0.6518229842185974},{"text":"Sorry I missed you before.","start":8.639999,"end":9.679999,"sentiment":"neutral","sentiment_score":0.04520203471183777}],"sentiment":"neutral","sentiment_score":0.261926316552692,"num_words":18,"start":3.28,"end":9.679999},{"sentences":[{"text":"I was playing a bit of phone tag and bounced to another meeting, and then the team said you called back in.","start":9.679999,"end":14.24,"sentiment":"neutral","sentiment_score":0.06597553997893225},{"text":"So I thought I'd catch you while you're available.","start":14.24,"end":15.975,"sentiment":"neutral","sentiment_score":0.10644239518377516},{"text":"Mate, do you mind if I just go through a quick security check and run through a couple of things with you?","start":24.535,"end":28.92,"sentiment":"neutral","sentiment_score":0.024099823299118063},{"text":"Fantastic.","start":30.6,"end":31.1,"sentiment":"neutral","sentiment_score":-0.01781463623046875},{"text":"Yeah.","start":31.16,"end":31.4,"sentiment":"neutral","sentiment_score":-0.05466544255614281}],"sentiment":"neutral","sentiment_score":0.05213017218153585,"num_words":55,"start":9.679999,"end":31.4},{"sentences":[{"text":"I don't think you've got a security question on file.","start":31.4,"end":35.02,"sentiment":"neutral","sentiment_score":-0.1287800069898367},{"text":"Could you please confirm your date of birth and address, sir?","start":35.239998,"end":38.54,"sentiment":"neutral","sentiment_score":-0.01691451423208822},{"text":"Sensational.","start":49.255,"end":49.755,"sentiment":"neutral","sentiment_score":0.11013191193342207},{"text":"Thank you for that, Dane.","start":50.135002,"end":51.335,"sentiment":"positive","sentiment_score":0.589849877357483},{"text":"Mate, I'm registered with Asica's adviser 1273105, and thanks very much for doing that with me.","start":51.335,"end":59.19,"sentiment":"neutral","sentiment_score":0.3197641223669052}],"sentiment":"neutral","sentiment_score":0.15585459372418564,"num_words":43,"start":31.4,"end":59.19},{"sentences":[{"text":"Cool.","start":59.19,"end":59.67,"sentiment":"neutral","sentiment_score":0.2304648756980896},{"text":"Mate, there was two things I wanted to run through with you today.","start":59.67,"end":62.33,"sentiment":"neutral","sentiment_score":0.08089179259080154},{"text":"You had a bit of a question around some end of financial year contribution logistics and also some, like, investment updates that Carla sent through to you a couple of months ago.","start":63.19,"end":74.365,"sentiment":"neutral","sentiment_score":0.04228277943911962},{"text":"Do you mind if I just start with the contribution idea?","start":75.065,"end":77.385,"sentiment":"neutral","sentiment_score":0.0191637993874875},{"text":"Because I think you had a question about how to do it.","start":77.385,"end":79.725,"sentiment":"neutral","sentiment_score":-0.00956191960722208}],"sentiment":"neutral","sentiment_score":0.03958211419429036,"num_words":69,"start":59.19,"end":79.725},{"sentences":[{"text":"Yep.","start":89.88,"end":90.38,"sentiment":"neutral","sentiment_score":0.035176828503608704},{"text":"Yeah.","start":105.829994,"end":106.329994,"sentiment":"neutral","sentiment_score":0.04756440967321396},{"text":"Sensational.","start":122.965,"end":123.465,"sentiment":"neutral","sentiment_score":0.176005557179451},{"text":"So you don't have to send it to us.","start":124.325,"end":126.424995,"sentiment":"neutral","sentiment_score":0.1428674678835604},{"text":"We can prefill them for you and send it to you for signing unless you wanna have a go at the form yourself, but we're more than happy to do it for you.","start":127.204994,"end":135.26001,"sentiment":"neutral","sentiment_score":0.15758692800547136}],"sentiment":"neutral","sentiment_score":0.1498871695664194,"num_words":45,"start":89.88,"end":135.26001},{"sentences":[{"text":"Yeah.","start":170.405,"end":170.80501,"sentiment":"neutral","sentiment_score":0.12896223366260529},{"text":"No.","start":170.80501,"end":170.965,"sentiment":"neutral","sentiment_score":0.20903412997722623},{"text":"I'm that's why I'm glad I caught you today.","start":170.965,"end":172.80501,"sentiment":"positive","sentiment_score":0.5601570705572764},{"text":"So the the easy part is once it's all done, let's say you've done that lump sum contribution, we do that form, get that signed, and submit that to the Superfund.","start":172.80501,"end":181.705,"sentiment":"neutral","sentiment_score":0.3079715448041116},{"text":"Within, like, a week or two, they'll give you a confirmation that they've coded it with the tax office about claiming that lump sum as tax deduction.","start":182.16501,"end":190.31999,"sentiment":"neutral","sentiment_score":0.2711927631387004}],"sentiment":"neutral","sentiment_score":0.32244539843953174,"num_words":69,"start":170.405,"end":190.31999},{"sentences":[{"text":"You need that confirmation letter before you submit your personal tax return in July.","start":191.73999,"end":196.56,"sentiment":"neutral","sentiment_score":0.08203584301684584},{"text":"So as long as we get the money in before June 28, then it's okay.","start":197.10501,"end":203.365,"sentiment":"neutral","sentiment_score":0.06085676352183024},{"text":"And then as long as we get that form submitted and the confirmation before you submit the tax return, then you're golden.","start":203.425,"end":209.685,"sentiment":"neutral","sentiment_score":0.25686230476606975},{"text":"Yes.","start":214.69,"end":215.01,"sentiment":"neutral","sentiment_score":0.0485515370965004},{"text":"We have to make sure you get that confirmation before you do that or around the same time.","start":215.01,"end":219.65,"sentiment":"neutral","sentiment_score":0.000996816489431593}],"sentiment":"neutral","sentiment_score":0.11112597419747285,"num_words":70,"start":191.73999,"end":219.65},{"sentences":[{"text":"They just can't submit it beforehand.","start":219.65,"end":221.25,"sentiment":"neutral","sentiment_score":-0.1883340080579122},{"text":"Otherwise, it locks you out and you can't claim it.","start":221.25,"end":223.605,"sentiment":"neutral","sentiment_score":-0.25401174947619437},{"text":"Cool.","start":233.845,"end":234.245,"sentiment":"positive","sentiment_score":0.6018585562705994},{"text":"Couple of checks for me just quickly is have you already contributed the money into super, or do you need some payment details for that?","start":234.245,"end":241.15001,"sentiment":"neutral","sentiment_score":0.10343066185712814},{"text":"Okay.","start":250.985,"end":251.485,"sentiment":"neutral","sentiment_score":0.13520824909210205}],"sentiment":"neutral","sentiment_score":-0.00807646956554679,"num_words":43,"start":219.65,"end":251.485},{"sentences":[{"text":"Fantastic.","start":256.185,"end":256.685,"sentiment":"positive","sentiment_score":0.7650673985481262},{"text":"So step one is I'll get my team to send through those BPAY or EFT details to you today so you can make the transaction.","start":256.745,"end":263.725,"sentiment":"neutral","sentiment_score":0.29467721164226535},{"text":"Then we will fill in the notice of intent to claim form and shoot that off as well to you to sign.","start":264.47998,"end":270.72,"sentiment":"neutral","sentiment_score":0.12323670021512291},{"text":"Yep.","start":270.72,"end":271.22,"sentiment":"positive","sentiment_score":0.42903608083724976},{"text":"Last question I've got for you is because you're such a high income earner, you're obviously aware of, like, caps and things like that.","start":272.4,"end":279.345,"sentiment":"neutral","sentiment_score":0.03365016674312452}],"sentiment":"neutral","sentiment_score":0.1654773311919137,"num_words":73,"start":256.185,"end":279.345},{"sentences":[{"text":"Have you checked your myGov carry forward concessional limit?","start":279.585,"end":284.565,"sentiment":"neutral","sentiment_score":0.01258225231948826},{"text":"Perfect.","start":300.0,"end":300.5,"sentiment":"neutral","sentiment_score":0.3291390538215637},{"text":"So that means that's exactly what I'm kinda looking for because you're pretty well just gonna skirt over the cap for this financial year.","start":301.03998,"end":309.135,"sentiment":"neutral","sentiment_score":0.10462592216208577},{"text":"So if you've got 58,000 left over for the last five financial years, then that means he's already checked that.","start":309.195,"end":314.975,"sentiment":"neutral","sentiment_score":0.03614196758717299},{"text":"Yep.","start":322.33,"end":322.83,"sentiment":"neutral","sentiment_score":0.04907650500535965}],"sentiment":"neutral","sentiment_score":0.06773304206065156,"num_words":55,"start":279.585,"end":322.83},{"sentences":[{"text":"Yeah.","start":343.96,"end":344.19998,"sentiment":"neutral","sentiment_score":0.008744580671191216},{"text":"That's right.","start":344.19998,"end":344.84,"sentiment":"neutral","sentiment_score":0.0817989781498909},{"text":"So you'll chop into a little bit of that 58.","start":344.84,"end":347.24,"sentiment":"neutral","sentiment_score":0.09047564417123795},{"text":"So conservative 50 sounds pretty good.","start":347.24,"end":349.9,"sentiment":"positive","sentiment_score":0.6408376097679138},{"text":"Just to be, like, a 100% safe, like, you don't have to.","start":351.24,"end":353.8,"sentiment":"positive","sentiment_score":0.36197470625241596}],"sentiment":"neutral","sentiment_score":0.29889745523612343,"num_words":31,"start":343.96,"end":353.8},{"sentences":[{"text":"Obviously, you can just throw the 50 in based on what the accountant said.","start":353.8,"end":357.225,"sentiment":"neutral","sentiment_score":0.18700761454445974},{"text":"But if you can hop on your myGov login, you can actually check that figure, and it just kind of sits there.","start":357.305,"end":364.36502,"sentiment":"neutral","sentiment_score":0.14909259805625136},{"text":"If you can get in, mate, I can guide you through it in about forty seconds flat.","start":364.505,"end":368.045,"sentiment":"neutral","sentiment_score":0.154429691241068},{"text":"And just for a bit of funnel, sign in too just so I can tell you each button to click, and then we're we're sweet.","start":373.56,"end":378.53998,"sentiment":"neutral","sentiment_score":0.12790068477392197},{"text":"To the old two factor authentication.","start":384.295,"end":385.995,"sentiment":"neutral","sentiment_score":0.05184430070221424}],"sentiment":"neutral","sentiment_score":0.14323846947046973,"num_words":84,"start":353.8,"end":385.995},{"sentences":[{"text":"Yep.","start":393.99,"end":394.31,"sentiment":"neutral","sentiment_score":0.07277444005012512},{"text":"So when you go to the ATO section, it says go to ATO tax office.","start":394.31,"end":398.88998,"sentiment":"neutral","sentiment_score":0.03314821496605873},{"text":"You'll get at the top left, there'll be three little lines to open up a menu.","start":399.19,"end":404.00998,"sentiment":"neutral","sentiment_score":0.03795718483161181},{"text":"Yep.","start":409.365,"end":409.605,"sentiment":"neutral","sentiment_score":0.05372461676597595},{"text":"And you wanna go into super information and then carry forward concessional.","start":409.605,"end":420.28,"sentiment":"neutral","sentiment_score":0.031390718960513674}],"sentiment":"neutral","sentiment_score":0.03572724146975411,"num_words":45,"start":393.99,"end":420.28},{"sentences":[{"text":"It should say unused cap.","start":424.9,"end":426.68,"sentiment":"neutral","sentiment_score":0.0011188726872205733},{"text":"There you go.","start":431.155,"end":432.055,"sentiment":"neutral","sentiment_score":0.02332820122440656},{"text":"$57.07 80.","start":432.355,"end":433.815,"sentiment":"neutral","sentiment_score":0.016087372787296772},{"text":"That's right.","start":443.33,"end":443.88998,"sentiment":"neutral","sentiment_score":0.05386173538863659},{"text":"Yeah.","start":443.88998,"end":444.38998,"sentiment":"neutral","sentiment_score":0.05524410307407379}],"sentiment":"neutral","sentiment_score":0.02082471434886639,"num_words":13,"start":424.9,"end":444.38998},{"sentences":[{"text":"That's perfect because what basically happens is your employee contributions in South Sac for this financial year are kind of bubbled off separate.","start":448.21,"end":455.875,"sentiment":"neutral","sentiment_score":0.1385559295506581},{"text":"That's gonna spill over a little bit and eat into the 7 and a half grand there.","start":455.875,"end":459.73502,"sentiment":"neutral","sentiment_score":0.07856599701678052},{"text":"And then that 57 is basically the previous five years.","start":460.195,"end":463.475,"sentiment":"neutral","sentiment_score":0.02501003537327051},{"text":"So it's we're taking into account six years in one go, essentially.","start":463.475,"end":466.695,"sentiment":"neutral","sentiment_score":0.08132647164165974},{"text":"Yep.","start":468.21,"end":468.53,"sentiment":"neutral","sentiment_score":0.06992025673389435}],"sentiment":"neutral","sentiment_score":0.09235470792249081,"num_words":63,"start":448.21,"end":468.53},{"sentences":[{"text":"So 50 is fine, and we will send you the BPA details today, hopefully.","start":468.53,"end":473.75,"sentiment":"neutral","sentiment_score":0.19197245767073973},{"text":"And once that goes through, if it's just a flat 50, I can note for the team to fill in that form to claim the 50.","start":474.21,"end":481.03,"sentiment":"neutral","sentiment_score":0.12820729384055504},{"text":"Happy days?","start":483.175,"end":484.075,"sentiment":"positive","sentiment_score":0.48138248920440674},{"text":"Awesome.","start":485.335,"end":485.835,"sentiment":"positive","sentiment_score":0.7385038137435913},{"text":"The only other thing I'm gonna do, mate, is we've got, like, an annual review coming up soon, and I'm about to go on paternity leave.","start":485.975,"end":491.575,"sentiment":"neutral","sentiment_score":0.11941928445146634}],"sentiment":"neutral","sentiment_score":0.15691556862514952,"num_words":69,"start":468.53,"end":491.575},{"sentences":[{"text":"But I was wondering, do you mind if the team reaches out to you in a few weeks just to book you in to go through the updated chat?","start":491.575,"end":497.44,"sentiment":"neutral","sentiment_score":0.044074438608669005},{"text":"Because we were trying to do a portfolio update, and I just wanna kind of get that squared away in July if you've got a bit of time or August.","start":497.44,"end":504.1,"sentiment":"neutral","sentiment_score":-0.009763611697902281},{"text":"Fantastic.","start":512.735,"end":513.235,"sentiment":"positive","sentiment_score":0.5100739002227783},{"text":"Alright.","start":513.375,"end":513.875,"sentiment":"positive","sentiment_score":0.3806866407394409},{"text":"I will get that squared away today and tomorrow.","start":514.175,"end":516.675,"sentiment":"neutral","sentiment_score":0.29593321349885726}],"sentiment":"neutral","sentiment_score":0.06484871187380382,"num_words":70,"start":491.575,"end":516.675},{"sentences":[{"text":"We'll get all that done, step you through it, and make sure it's all done by the twenty fifth, did you say, with the accountant for the tax return?","start":516.975,"end":523.15497,"sentiment":"neutral","sentiment_score":0.19909254178918642},{"text":"Friday, July 24.","start":528.52997,"end":530.79004,"sentiment":"neutral","sentiment_score":0.07111052175362904},{"text":"I'll just add that to your file so the team knows there's a bit of a flag that we need to get a confirmation done by.","start":530.85,"end":535.635,"sentiment":"neutral","sentiment_score":0.12072991551114963},{"text":"And then we'll do a bit of a review and some updated advice straight after that.","start":536.755,"end":541.255,"sentiment":"neutral","sentiment_score":0.12451570248231292},{"text":"Awesome.","start":542.755,"end":543.155,"sentiment":"neutral","sentiment_score":0.30942556262016296}],"sentiment":"neutral","sentiment_score":0.1523689317703247,"num_words":75,"start":516.975,"end":543.155},{"sentences":[{"text":"Any questions for me?","start":543.155,"end":544.375,"sentiment":"neutral","sentiment_score":0.09190361388027668},{"text":"Sensation.","start":547.395,"end":547.895,"sentiment":"neutral","sentiment_score":-0.017389187589287758},{"text":"Well, I will put a few notes down.","start":548.115,"end":551.05,"sentiment":"neutral","sentiment_score":0.09479953441768885},{"text":"Team will be in touch.","start":551.05,"end":552.01,"sentiment":"neutral","sentiment_score":0.13779295682907106},{"text":"Just keep an eye out for an email to your Hotmail address.","start":552.01,"end":555.14996,"sentiment":"neutral","sentiment_score":0.09445807586113612}],"sentiment":"neutral","sentiment_score":0.09770277459174395,"num_words":30,"start":543.155,"end":555.14996},{"sentences":[{"text":"And if we don't hear from you, we'll send you a bit of a text and give you a call just to follow-up.","start":556.25,"end":560.82996,"sentiment":"neutral","sentiment_score":0.050793160805883614},{"text":"Awesome day, mate.","start":562.96497,"end":563.685,"sentiment":"positive","sentiment_score":0.5923917690912882},{"text":"Thank you so much for taking the time today, and I'll talk to you soon.","start":563.685,"end":566.665,"sentiment":"positive","sentiment_score":0.6530986785888672},{"text":"No worries.","start":568.565,"end":569.305,"sentiment":"positive","sentiment_score":0.48560141026973724},{"text":"Cheers.","start":569.365,"end":569.76495,"sentiment":"positive","sentiment_score":0.5782673358917236}],"sentiment":"neutral","sentiment_score":0.3248038259334862,"num_words":44,"start":556.25,"end":569.76495},{"sentences":[{"text":"Bye.","start":569.76495,"end":570.26495,"sentiment":"positive","sentiment_score":0.3590090274810791}],"sentiment":"positive","sentiment_score":0.3590090274810791,"num_words":1,"start":569.76495,"end":570.26495}]}}]},{"alternatives":[{"transcript":"Hello. Dane speaking. Good. How are you? Good. Yeah. Yeah. Yeah. Yeah. I'll just yeah. I'll just call I was just in the shower myself. I've just woken up. So that's all good. All good. Not a problem. Yeah. Not a problem. No. Yep. Date of birth is 1989, and address is 28 Ripley Waters Drive, Narain 4211. Not quite a problem. Yes. Yeah. So on so practically, like, we sold property I don't know what it was. It doesn't matter. This financial year. And my accountant said to offset tax wise, the capital gains was to put a bulk contribution in to bring my in my income down. So I just wanted to know because this is the first time I've ever done it. So he sent me a thing saying sent me a document like notice of intent to claim or vary a deduction for personal super contribution. I'm gonna send that to you. Is that how it works? Oh, yeah. No. No. No. That's why I'm ringing you up because it's like a when it comes to, like, the contribution details and all that, it's that's what sort of giving me because I also do salary sacrifice. So that's pre tax. So I'm guessing that wouldn't contribute to what I'm putting in, like, because it's asking for numbers and stuff. But if you guys can do and just send it to me, I just wanted to get it done before, obviously, the financial year. And I didn't know how long it took to do, like, process wise knowing that there's only, like, probably just under two months to get it all done. Yep. Yep. Yep. Yep. Okay. Yes. That's hard. Yep. Yeah. Okay. Because we booked in to do tax on the July 26. Okay. That's fine. Yeah. Yeah. No. That's alright. Yeah. No. So it won't be till the twenty sixth. So yeah. If you yeah. If we can get that ball rolling and then we'll be able to finish with the slate. Yeah. I'll probably yeah. I'll need the payment details as well for that because, you know, I haven't done it. We just got it in the bank account ready to go. We just as I said, I just didn't know what what the steps were, so I thought I'd ask you. Yep. Yep. Okay. Truly. Appreciate it. Yep. Yep. Well, my accountant said I could put up to 50 I think he said it was 58,000 because I so so he yeah. Yeah. So he's told me that because he originally gave us a figure of 58,000, like, a month or two ago. And and he and then I spoke to him last week, and he goes, yeah. Conservatively, just put 50. If you can transfer 50, that will be good because I know in the other one, my salary sacrifice, I know I'm just just about to go over the $30,000 limit on that one. Yeah. So I'm gonna have a look now? Yeah. That's fine. I'll just sign in now, and then I'll let in. Okay. So yep. No worries. I'm just k. Yep. Yep. Swipe's all in. Yep. Just going in there now. Yep. Yep. Yep. Okay. It says yeah. So it says unused concessional contributions, 57,780. So I I still do 250 per week salary sacrifice. So yeah. So that's why you just said just put 50 in. Yep. Yes. Yep. Yep. Yep. No worries. Too lazy. Sounds good. Okay. Yep. Yeah. July. Yeah. July is fine. Any yeah. Anytime you want, really. Up to you guys. Yeah. Yeah. Yeah. I'll be Friday, July 24. So yeah. Yep. Too easy. No. That's that's practically it, man. Yep. Yeah. Not a problem. Appreciate it. Thank you very much. Bye 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Dane speaking. Good. How are you? Good.\n\nYeah. Yeah. Yeah. Yeah. I'll just yeah.\n\nI'll just call I was just in the shower myself. I've just woken up. So that's all good. All good. Not a problem.\n\nYeah. Not a problem. No. Yep. Date of birth is 1989, and address is 28 Ripley Waters Drive, Narain 4211.\n\nNot quite a problem. Yes. Yeah. So on so practically, like, we sold property I don't know what it was. It doesn't matter.\n\nThis financial year. And my accountant said to offset tax wise, the capital gains was to put a bulk contribution in to bring my in my income down. So I just wanted to know because this is the first time I've ever done it. So he sent me a thing saying sent me a document like notice of intent to claim or vary a deduction for personal super contribution. I'm gonna send that to you.\n\nIs that how it works? Oh, yeah. No. No. No.\n\nThat's why I'm ringing you up because it's like a when it comes to, like, the contribution details and all that, it's that's what sort of giving me because I also do salary sacrifice. So that's pre tax. So I'm guessing that wouldn't contribute to what I'm putting in, like, because it's asking for numbers and stuff. But if you guys can do and just send it to me, I just wanted to get it done before, obviously, the financial year. And I didn't know how long it took to do, like, process wise knowing that there's only, like, probably just under two months to get it all done.\n\nYep. Yep. Yep. Yep. Okay.\n\nYes. That's hard. Yep. Yeah. Okay.\n\nBecause we booked in to do tax on the July 26. Okay. That's fine. Yeah. Yeah.\n\nNo. That's alright. Yeah. No. So it won't be till the twenty sixth.\n\nSo yeah. If you yeah. If we can get that ball rolling and then we'll be able to finish with the slate. Yeah. I'll probably yeah.\n\nI'll need the payment details as well for that because, you know, I haven't done it. We just got it in the bank account ready to go. We just as I said, I just didn't know what what the steps were, so I thought I'd ask you. Yep. Yep.\n\nOkay. Truly. Appreciate it. Yep. Yep.\n\nWell, my accountant said I could put up to 50 I think he said it was 58,000 because I so so he yeah. Yeah. So he's told me that because he originally gave us a figure of 58,000, like, a month or two ago. And and he and then I spoke to him last week, and he goes, yeah. Conservatively, just put 50.\n\nIf you can transfer 50, that will be good because I know in the other one, my salary sacrifice, I know I'm just just about to go over the $30,000 limit on that one. Yeah. So I'm gonna have a look now? Yeah. That's fine.\n\nI'll just sign in now, and then I'll let in. Okay. So yep. No worries. I'm just k.\n\nYep. Yep. Swipe's all in. Yep. Just going in there now.\n\nYep. Yep. Yep. Okay. It says yeah.\n\nSo it says unused concessional contributions, 57,780. So I I still do 250 per week salary sacrifice. So yeah. So that's why you just said just put 50 in. Yep.\n\nYes. Yep. Yep. Yep. No worries.\n\nToo lazy. Sounds good. Okay. Yep. Yeah.\n\nJuly. Yeah. July is fine. Any yeah. Anytime you want, really.\n\nUp to you guys. Yeah. Yeah. Yeah. I'll be Friday, July 24.\n\nSo yeah. Yep. Too easy. No. That's that's practically it, man.\n\nYep. Yeah. Not a problem. Appreciate it. Thank you very much.\n\nBye bye.","paragraphs":[{"sentences":[{"text":"Hello.","start":1.8399999,"end":2.24,"sentiment":"neutral","sentiment_score":0.04778385162353515},{"text":"Dane speaking.","start":2.24,"end":3.06,"sentiment":"neutral","sentiment_score":0.06535987555980682},{"text":"Good.","start":6.3999996,"end":6.72,"sentiment":"positive","sentiment_score":0.3523913621902466},{"text":"How are 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just in the shower myself.","start":18.095001,"end":20.095001,"sentiment":"neutral","sentiment_score":0.10249930769205093},{"text":"I've just woken up.","start":20.095001,"end":21.375,"sentiment":"neutral","sentiment_score":0.1692119613289833},{"text":"So that's all good.","start":21.375,"end":23.055,"sentiment":"positive","sentiment_score":0.4381469413638115},{"text":"All good.","start":23.055,"end":23.455,"sentiment":"positive","sentiment_score":0.45841680467128754},{"text":"Not a problem.","start":23.455,"end":24.275002,"sentiment":"neutral","sentiment_score":0.1938450982173284}],"sentiment":"neutral","sentiment_score":0.21533902572548907,"num_words":23,"start":18.095001,"end":24.275002},{"sentences":[{"text":"Yeah.","start":29.04,"end":29.28,"sentiment":"neutral","sentiment_score":-0.0054720379412174225},{"text":"Not a 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it was.","start":80.445,"end":86.7,"sentiment":"neutral","sentiment_score":-0.02004787658474275},{"text":"It doesn't matter.","start":87.1,"end":87.84,"sentiment":"neutral","sentiment_score":-0.0034802425652742386}],"sentiment":"neutral","sentiment_score":0.0007606230919127879,"num_words":23,"start":58.005,"end":87.84},{"sentences":[{"text":"This financial year.","start":87.979996,"end":89.42,"sentiment":"neutral","sentiment_score":-0.01255876881380876},{"text":"And my accountant said to offset tax wise, the capital gains was to put a bulk contribution in to bring my in my income down.","start":89.42,"end":105.455,"sentiment":"neutral","sentiment_score":0.05219506375491619},{"text":"So I just wanted to know because this is the first time I've ever done it.","start":107.035,"end":110.415,"sentiment":"neutral","sentiment_score":0.05308300070464611},{"text":"So he sent me a thing saying sent me a document like notice of intent to claim or vary a deduction for personal super contribution.","start":110.635,"end":120.79,"sentiment":"neutral","sentiment_score":0.03235228806734085},{"text":"I'm gonna send that to you.","start":120.85,"end":122.39,"sentiment":"neutral","sentiment_score":0.06783363440384467}],"sentiment":"neutral","sentiment_score":0.04443116409083207,"num_words":75,"start":87.979996,"end":122.39},{"sentences":[{"text":"Is that how it works?","start":123.01,"end":124.23,"sentiment":"neutral","sentiment_score":0.2621798485517502},{"text":"Oh, yeah.","start":127.995,"end":131.91501,"sentiment":"neutral","sentiment_score":0.12526336312294006},{"text":"No.","start":131.91501,"end":132.41501,"sentiment":"neutral","sentiment_score":0.11162443459033966},{"text":"No.","start":134.075,"end":134.235,"sentiment":"neutral","sentiment_score":0.00005952268838882446},{"text":"No.","start":134.235,"end":134.475,"sentiment":"neutral","sentiment_score":-0.12501314282417297}],"sentiment":"neutral","sentiment_score":0.15480967834591866,"num_words":10,"start":123.01,"end":134.475},{"sentences":[{"text":"That's why I'm ringing you up because it's like a when it comes to, like, the contribution details and all that, it's that's what sort of giving me because I also do salary sacrifice.","start":134.475,"end":147.71,"sentiment":"neutral","sentiment_score":0.007195691085037063},{"text":"So that's pre tax.","start":147.71,"end":148.75,"sentiment":"neutral","sentiment_score":-0.07888137735426426},{"text":"So I'm guessing that wouldn't contribute to what I'm putting in, like, because it's asking for numbers and stuff.","start":148.75,"end":155.15001,"sentiment":"neutral","sentiment_score":-0.07950954747043158},{"text":"But if you guys can do and just send it to me, I just wanted to get it done before, obviously, the financial year.","start":155.15001,"end":160.635,"sentiment":"neutral","sentiment_score":0.035299183800816536},{"text":"And I didn't know how long it took to do, like, process wise knowing that there's only, like, probably just under two months to get it all done.","start":160.635,"end":170.13,"sentiment":"neutral","sentiment_score":-0.06534091183649642}],"sentiment":"neutral","sentiment_score":-0.023522188391433944,"num_words":109,"start":134.475,"end":170.13},{"sentences":[{"text":"Yep.","start":178.05,"end":178.55,"sentiment":"neutral","sentiment_score":0.23280560970306396},{"text":"Yep.","start":182.29001,"end":182.79001,"sentiment":"neutral","sentiment_score":0.24261033535003665},{"text":"Yep.","start":189.44499,"end":189.94499,"sentiment":"neutral","sentiment_score":0.1549239605665207},{"text":"Yep.","start":190.885,"end":191.365,"sentiment":"neutral","sentiment_score":0.1054667830467224},{"text":"Okay.","start":191.365,"end":191.865,"sentiment":"neutral","sentiment_score":0.11497485637664796}],"sentiment":"neutral","sentiment_score":0.17015630900859832,"num_words":5,"start":178.05,"end":191.865},{"sentences":[{"text":"Yes.","start":197.365,"end":197.605,"sentiment":"neutral","sentiment_score":0.09509266912937164},{"text":"That's hard.","start":197.605,"end":198.425,"sentiment":"neutral","sentiment_score":0.03177784010767937},{"text":"Yep.","start":209.21,"end":209.71,"sentiment":"neutral","sentiment_score":0.11745798587799072},{"text":"Yeah.","start":210.33,"end":210.57,"sentiment":"neutral","sentiment_score":0.09682496637105942},{"text":"Okay.","start":210.57,"end":210.89001,"sentiment":"neutral","sentiment_score":0.06642791628837585}],"sentiment":"neutral","sentiment_score":0.07322653631369273,"num_words":6,"start":197.365,"end":210.89001},{"sentences":[{"text":"Because we booked in to do tax on the July 26.","start":210.89001,"end":214.11,"sentiment":"neutral","sentiment_score":0.05820273675701835},{"text":"Okay.","start":217.715,"end":218.215,"sentiment":"neutral","sentiment_score":-0.01090102642774582},{"text":"That's fine.","start":218.755,"end":223.795,"sentiment":"neutral","sentiment_score":-0.011294275522232056},{"text":"Yeah.","start":223.795,"end":224.035,"sentiment":"neutral","sentiment_score":0.08954416215419769},{"text":"Yeah.","start":224.035,"end":224.19499,"sentiment":"neutral","sentiment_score":0.04945531487464905}],"sentiment":"neutral","sentiment_score":0.046608750242739916,"num_words":16,"start":210.89001,"end":224.19499},{"sentences":[{"text":"No.","start":224.19499,"end":224.515,"sentiment":"neutral","sentiment_score":-0.08844929188489914},{"text":"That's alright.","start":224.515,"end":224.995,"sentiment":"neutral","sentiment_score":0.0329396640881896},{"text":"Yeah.","start":224.995,"end":225.235,"sentiment":"neutral","sentiment_score":0.07484636455774307},{"text":"No.","start":225.235,"end":225.395,"sentiment":"neutral","sentiment_score":-0.06904515624046326},{"text":"So it won't be till the twenty sixth.","start":225.395,"end":226.915,"sentiment":"neutral","sentiment_score":-0.015106767183169723}],"sentiment":"neutral","sentiment_score":-0.010586376373584453,"num_words":13,"start":224.19499,"end":226.915},{"sentences":[{"text":"So yeah.","start":226.915,"end":227.235,"sentiment":"neutral","sentiment_score":0.1195254810154438},{"text":"If you yeah.","start":227.235,"end":227.955,"sentiment":"neutral","sentiment_score":0.2012986292441686},{"text":"If we can get that ball rolling and then we'll be able to finish with the slate.","start":227.955,"end":233.55,"sentiment":"positive","sentiment_score":0.462065446026185},{"text":"Yeah.","start":242.89,"end":243.05,"sentiment":"neutral","sentiment_score":0.10065014660358428},{"text":"I'll probably yeah.","start":243.05,"end":243.85,"sentiment":"neutral","sentiment_score":0.11876564224561055}],"sentiment":"positive","sentiment_score":0.3521156348288059,"num_words":26,"start":226.915,"end":243.85},{"sentences":[{"text":"I'll need the payment details as well for that because, you know, I haven't done it.","start":243.85,"end":248.05501,"sentiment":"neutral","sentiment_score":0.12522769765928388},{"text":"We just got it in the bank account ready to go.","start":248.05501,"end":250.395,"sentiment":"positive","sentiment_score":0.41853774948553607},{"text":"We just as I said, I just didn't know what what the steps were, so I thought I'd ask you.","start":250.535,"end":255.755,"sentiment":"neutral","sentiment_score":0.054654046765062955},{"text":"Yep.","start":260.53,"end":261.03,"sentiment":"neutral","sentiment_score":0.2139078229665756},{"text":"Yep.","start":264.53,"end":265.03,"sentiment":"neutral","sentiment_score":0.11628258228302002}],"sentiment":"neutral","sentiment_score":0.16389448464163864,"num_words":49,"start":243.85,"end":265.03},{"sentences":[{"text":"Okay.","start":269.88998,"end":270.38998,"sentiment":"neutral","sentiment_score":0.10430450737476347},{"text":"Truly.","start":270.53,"end":271.03,"sentiment":"positive","sentiment_score":0.44517582654953},{"text":"Appreciate it.","start":271.16998,"end":272.15,"sentiment":"positive","sentiment_score":0.6501988172531128},{"text":"Yep.","start":274.61,"end":275.11,"sentiment":"neutral","sentiment_score":0.0513434112071991},{"text":"Yep.","start":276.125,"end":276.625,"sentiment":"neutral","sentiment_score":0.029653137549757957}],"sentiment":"neutral","sentiment_score":0.321812419531246,"num_words":6,"start":269.88998,"end":276.625},{"sentences":[{"text":"Well, my accountant said I could put up to 50 I think he said it was 58,000 because I so so he yeah.","start":287.005,"end":305.555,"sentiment":"neutral","sentiment_score":0.07901916385668775},{"text":"Yeah.","start":315.29498,"end":315.695,"sentiment":"neutral","sentiment_score":0.041455306112766266},{"text":"So he's told me that because he originally gave us a figure of 58,000, like, a month or two ago.","start":315.695,"end":321.94998,"sentiment":"neutral","sentiment_score":0.014055601879954338},{"text":"And and he and then I spoke to him last week, and he goes, yeah.","start":322.72998,"end":327.29,"sentiment":"neutral","sentiment_score":0.03293983141581217},{"text":"Conservatively, just put 50.","start":327.29,"end":329.31,"sentiment":"neutral","sentiment_score":0.020672820508480072}],"sentiment":"neutral","sentiment_score":0.04312375977280594,"num_words":63,"start":287.005,"end":329.31},{"sentences":[{"text":"If you can transfer 50, that will be good because I know in the other one, my salary sacrifice, I know I'm just just about to go over the $30,000 limit on that one.","start":329.645,"end":345.185,"sentiment":"neutral","sentiment_score":0.06923442602376728},{"text":"Yeah.","start":350.34,"end":350.84,"sentiment":"positive","sentiment_score":0.5217818021774292},{"text":"So I'm gonna have a look now?","start":359.11502,"end":364.17502,"sentiment":"neutral","sentiment_score":0.13727258997304098},{"text":"Yeah.","start":368.23502,"end":368.55502,"sentiment":"neutral","sentiment_score":0.20110803842544556},{"text":"That's fine.","start":368.55502,"end":369.035,"sentiment":"neutral","sentiment_score":0.2890644371509552}],"sentiment":"neutral","sentiment_score":0.10257549621164799,"num_words":45,"start":329.645,"end":369.035},{"sentences":[{"text":"I'll just sign in now, and then I'll let in.","start":369.035,"end":372.415,"sentiment":"neutral","sentiment_score":0.14333441480994225},{"text":"Okay.","start":372.715,"end":373.11502,"sentiment":"neutral","sentiment_score":0.14055657386779785},{"text":"So yep.","start":373.11502,"end":379.30002,"sentiment":"neutral","sentiment_score":0.1314406953752041},{"text":"No worries.","start":379.44,"end":380.08002,"sentiment":"neutral","sentiment_score":0.13384642824530602},{"text":"I'm just k.","start":380.08002,"end":389.795,"sentiment":"neutral","sentiment_score":0.07107810055216153}],"sentiment":"neutral","sentiment_score":0.1287616261591514,"num_words":18,"start":369.035,"end":389.795},{"sentences":[{"text":"Yep.","start":389.795,"end":390.295,"sentiment":"neutral","sentiment_score":0.08058784902095795},{"text":"Yep.","start":391.875,"end":392.27502,"sentiment":"neutral","sentiment_score":0.09267812222242355},{"text":"Swipe's all in.","start":392.27502,"end":393.49503,"sentiment":"neutral","sentiment_score":0.09742420415083568},{"text":"Yep.","start":397.315,"end":397.815,"sentiment":"neutral","sentiment_score":0.02836981788277626},{"text":"Just going in there now.","start":406.52002,"end":408.52002,"sentiment":"neutral","sentiment_score":0.037846902012825014}],"sentiment":"neutral","sentiment_score":0.06210390105843544,"num_words":11,"start":389.795,"end":408.52002},{"sentences":[{"text":"Yep.","start":408.52002,"end":409.02002,"sentiment":"neutral","sentiment_score":0.07290270924568176},{"text":"Yep.","start":411.96002,"end":412.46002,"sentiment":"neutral","sentiment_score":0.022736184298992157},{"text":"Yep.","start":421.565,"end":421.805,"sentiment":"neutral","sentiment_score":0.028146591037511826},{"text":"Okay.","start":421.805,"end":422.305,"sentiment":"neutral","sentiment_score":0.019751206040382385},{"text":"It says yeah.","start":422.845,"end":425.32498,"sentiment":"neutral","sentiment_score":0.005838147985438506}],"sentiment":"neutral","sentiment_score":0.02300730493984052,"num_words":7,"start":408.52002,"end":425.32498},{"sentences":[{"text":"So it says unused concessional contributions, 57,780.","start":425.32498,"end":430.945,"sentiment":"neutral","sentiment_score":-0.0003692080665911947},{"text":"So I I still do 250 per week salary sacrifice.","start":434.75,"end":441.97,"sentiment":"neutral","sentiment_score":0.014555919729173184},{"text":"So yeah.","start":443.38998,"end":444.97498,"sentiment":"neutral","sentiment_score":0.04245258867740631},{"text":"So that's why you just said just put 50 in.","start":444.97498,"end":460.25497,"sentiment":"neutral","sentiment_score":0.043667794391512874},{"text":"Yep.","start":460.25497,"end":460.71,"sentiment":"neutral","sentiment_score":0.034758586436510086}],"sentiment":"neutral","sentiment_score":0.023310548284401496,"num_words":30,"start":425.32498,"end":460.71},{"sentences":[{"text":"Yes.","start":467.35,"end":467.85,"sentiment":"neutral","sentiment_score":0.0980498194694519},{"text":"Yep.","start":469.03,"end":469.53,"sentiment":"neutral","sentiment_score":0.00910494476556778},{"text":"Yep.","start":474.47,"end":474.97,"sentiment":"neutral","sentiment_score":0.11548244953155518},{"text":"Yep.","start":481.605,"end":481.92502,"sentiment":"neutral","sentiment_score":0.17172908782958984},{"text":"No worries.","start":481.92502,"end":482.665,"sentiment":"neutral","sentiment_score":0.2940416634082794}],"sentiment":"neutral","sentiment_score":0.16374160473545393,"num_words":6,"start":467.35,"end":482.665},{"sentences":[{"text":"Too lazy.","start":484.325,"end":485.045,"sentiment":"positive","sentiment_score":0.3366173058748245},{"text":"Sounds good.","start":485.045,"end":485.86502,"sentiment":"positive","sentiment_score":0.6456382572650909},{"text":"Okay.","start":492.11002,"end":492.61002,"sentiment":"neutral","sentiment_score":0.022060710936784744},{"text":"Yep.","start":500.27002,"end":500.77002,"sentiment":"neutral","sentiment_score":-0.016020815819501877},{"text":"Yeah.","start":504.995,"end":505.395,"sentiment":"neutral","sentiment_score":0.023617513477802277}],"sentiment":"neutral","sentiment_score":0.28488121926784515,"num_words":7,"start":484.325,"end":505.395},{"sentences":[{"text":"July.","start":505.395,"end":505.895,"sentiment":"neutral","sentiment_score":0.022792872041463852},{"text":"Yeah.","start":506.51498,"end":506.675,"sentiment":"neutral","sentiment_score":0.044295307248830795},{"text":"July is fine.","start":506.675,"end":507.715,"sentiment":"neutral","sentiment_score":0.07047134513656299},{"text":"Any yeah.","start":507.715,"end":509.155,"sentiment":"neutral","sentiment_score":0.07025369629263878},{"text":"Anytime you want, really.","start":509.155,"end":510.455,"sentiment":"neutral","sentiment_score":0.0598774328827858}],"sentiment":"neutral","sentiment_score":0.05986539443785494,"num_words":11,"start":505.395,"end":510.455},{"sentences":[{"text":"Up to you guys.","start":510.91498,"end":511.715,"sentiment":"neutral","sentiment_score":0.10736387223005295},{"text":"Yeah.","start":511.715,"end":512.21497,"sentiment":"neutral","sentiment_score":0.28001439571380615},{"text":"Yeah.","start":523.89996,"end":524.22,"sentiment":"neutral","sentiment_score":0.05131654441356659},{"text":"Yeah.","start":524.22,"end":524.45996,"sentiment":"neutral","sentiment_score":0.06328397244215012},{"text":"I'll be Friday, July 24.","start":524.45996,"end":526.64,"sentiment":"neutral","sentiment_score":0.0670296609401703}],"sentiment":"neutral","sentiment_score":0.09660155884921551,"num_words":12,"start":510.91498,"end":526.64},{"sentences":[{"text":"So yeah.","start":526.77997,"end":528.31995,"sentiment":"neutral","sentiment_score":0.0841183066368103},{"text":"Yep.","start":535.945,"end":536.445,"sentiment":"neutral","sentiment_score":0.12222491204738616},{"text":"Too easy.","start":541.465,"end":542.205,"sentiment":"neutral","sentiment_score":0.1733109951019287},{"text":"No.","start":544.505,"end":544.745,"sentiment":"neutral","sentiment_score":-0.06100642681121826},{"text":"That's that's practically it, man.","start":544.745,"end":546.765,"sentiment":"neutral","sentiment_score":-0.052169219404459}],"sentiment":"neutral","sentiment_score":0.028657362881031902,"num_words":11,"start":526.77997,"end":546.765},{"sentences":[{"text":"Yep.","start":555.44,"end":555.94,"sentiment":"neutral","sentiment_score":0.06867921352386475},{"text":"Yeah.","start":561.39496,"end":561.635,"sentiment":"neutral","sentiment_score":0.08489114046096802},{"text":"Not a problem.","start":561.635,"end":562.45496,"sentiment":"neutral","sentiment_score":0.23089508215586343},{"text":"Appreciate it.","start":566.915,"end":567.555,"sentiment":"positive","sentiment_score":0.4512215256690979},{"text":"Thank you very much.","start":567.555,"end":568.615,"sentiment":"positive","sentiment_score":0.8667767494916916}],"sentiment":"positive","sentiment_score":0.4741641499779441,"num_words":11,"start":555.44,"end":568.615},{"sentences":[{"text":"Bye bye.","start":570.355,"end":571.01495,"sentiment":"neutral","sentiment_score":0.06828093156218529}],"sentiment":"neutral","sentiment_score":0.06828093156218529,"num_words":2,"start":570.355,"end":571.01495}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello. Dane speaking.\n\nChannel 0: Good day, Dane. It's Tommy here from. How are you doing?\n\nChannel 1: Good. How are you?\n\nChannel 0: Mate, fantastic. Sorry I missed you before. I was playing a bit of phone tag and bounced to another\n\nChannel 1: Good.\n\nChannel 0: meeting, and then the team said you called back in. So I thought I'd catch you while you're available.\n\nChannel 1: Yeah. Yeah. Yeah. Yeah. I'll just yeah.\n\nI'll just call I was just in the shower myself. I've just woken up. So that's all good. All good. Not a problem.\n\nChannel 0: Mate, do you mind if I just go through a quick security check and run through a couple of things with you?\n\nChannel 1: Yeah. Not\n\nChannel 0: Fantastic. Yeah. I don't\n\nChannel 1: a\n\nChannel 0: think you've got a security question\n\nChannel 1: problem.\n\nChannel 0: on file. Could you please confirm\n\nChannel 1: No.\n\nChannel 0: your date of birth and address, sir?\n\nChannel 1: Yep. Date of birth is 1989, and address is 28 Ripley Waters Drive, Narain 4211.\n\nChannel 0: Sensational. Thank you for that, Dane. Mate, I'm registered with Asica's adviser 1273105, and thanks very much for doing that with\n\nChannel 1: Not quite a problem.\n\nChannel 0: me. Cool. Mate, there was two things I wanted to run through with you today. You had a bit of a question around some end of financial year contribution logistics and\n\nChannel 1: Yes.\n\nChannel 0: also some, like, investment updates that Carla sent through to you a couple of months ago. Do you mind if I just start with the contribution idea? Because I think you had a question about how to do it.\n\nChannel 1: Yeah. So on so practically, like, we sold property I don't know what it was. It doesn't matter. This financial year. And\n\nChannel 0: Yep.\n\nChannel 1: my accountant said to offset tax wise, the capital gains was to put a bulk contribution in to bring my in my income down.\n\nChannel 0: Yeah.\n\nChannel 1: So I just wanted to know because this is the first time I've ever done it. So he sent me a thing saying sent me a document like notice of intent to claim or vary a deduction for personal super contribution. I'm gonna send that to you.\n\nChannel 0: Sensational.\n\nChannel 1: Is that how it works?\n\nChannel 0: So you don't have to send it to us. We can\n\nChannel 1: Oh,\n\nChannel 0: prefill them for you and send it to you for signing unless\n\nChannel 1: yeah. No.\n\nChannel 0: you wanna have a go at the form yourself, but we're more than happy\n\nChannel 1: No. No.\n\nChannel 0: to do it\n\nChannel 1: That's\n\nChannel 0: for you.\n\nChannel 1: why I'm ringing you up because it's like a when it comes to, like, the contribution details and all that, it's that's what sort of giving me because I also do salary sacrifice. So that's pre tax. So I'm guessing that wouldn't contribute to what I'm putting in, like, because it's asking for numbers and stuff. But if you guys can do and just send it to me, I just wanted to get it done before, obviously, the financial year. And I didn't know how long it took to do, like, process wise knowing that there's only, like, probably just under two months to get it all done.\n\nChannel 0: Yeah. No. I'm that's why I'm glad I caught you today. So the the easy part is once it's all done, let's say you've done that lump sum contribution, we\n\nChannel 1: Yep.\n\nChannel 0: do that form, get that signed, and submit that to the Superfund. Within,\n\nChannel 1: Yep.\n\nChannel 0: like, a week or two, they'll give you a confirmation that they've coded it with the tax office about claiming that lump sum as\n\nChannel 1: Yep.\n\nChannel 0: tax deduction.\n\nChannel 1: Yep. Okay.\n\nChannel 0: You need that confirmation letter before you submit your personal tax return in July. So\n\nChannel 1: Yes.\n\nChannel 0: as\n\nChannel 1: That's\n\nChannel 0: long as we\n\nChannel 1: hard.\n\nChannel 0: get the money in before June 28, then it's okay. And then as long as we get that form submitted and the confirmation before you submit the tax return, then you're golden.\n\nChannel 1: Yep. Yeah. Okay. Because we booked in to do tax on the July 26.\n\nChannel 0: Yes. We have to make sure you get that confirmation before you do that\n\nChannel 1: Okay.\n\nChannel 0: or\n\nChannel 1: That's\n\nChannel 0: around the same time. They just can't submit it beforehand. Otherwise, it locks you out and you can't claim it.\n\nChannel 1: fine. Yeah. Yeah. No. That's alright.\n\nYeah. No. So it won't be till the twenty sixth. So yeah. If you yeah.\n\nIf we can get that ball rolling and then we'll be able to finish with the slate.\n\nChannel 0: Cool. Couple of checks for me just quickly is have you already contributed the money into super, or do you need some payment details for that?\n\nChannel 1: Yeah. I'll probably yeah. I'll need the payment details as well for that because, you know, I haven't done it. We just got it in the bank account ready to go. We just\n\nChannel 0: Okay.\n\nChannel 1: as I said, I just didn't know what what the steps were, so I thought I'd ask you.\n\nChannel 0: Fantastic. So step one is I'll get my team to send through those BPAY or\n\nChannel 1: Yep.\n\nChannel 0: EFT details to you today so you can make the transaction. Then\n\nChannel 1: Yep.\n\nChannel 0: we will fill in the notice of intent to claim form and shoot that off as well to you\n\nChannel 1: Okay.\n\nChannel 0: to sign.\n\nChannel 1: Truly.\n\nChannel 0: Yep.\n\nChannel 1: Appreciate it.\n\nChannel 0: Last question I've got for you is\n\nChannel 1: Yep.\n\nChannel 0: because you're such a high income\n\nChannel 1: Yep.\n\nChannel 0: earner, you're obviously aware of, like, caps and things like that. Have you checked your myGov carry forward concessional limit?\n\nChannel 1: Well, my accountant said I could put up to 50 I think he said it was 58,000 because I\n\nChannel 0: Perfect. So\n\nChannel 1: so\n\nChannel 0: that means that's exactly\n\nChannel 1: so\n\nChannel 0: what\n\nChannel 1: he\n\nChannel 0: I'm kinda looking for because you're\n\nChannel 1: yeah.\n\nChannel 0: pretty well just gonna skirt over the cap for this financial year. So if you've got 58,000 left over for the last five financial years, then that means he's already checked that.\n\nChannel 1: Yeah. So he's told me that because he originally gave us a figure of 58,000, like, a month or two ago.\n\nChannel 0: Yep.\n\nChannel 1: And and he and then I spoke to him last week, and he goes, yeah. Conservatively, just put 50. If you can transfer 50, that will be good because I know in the other one, my salary sacrifice, I know I'm just just about to go over the $30,000\n\nChannel 0: Yeah.\n\nChannel 1: limit\n\nChannel 0: That's\n\nChannel 1: on that\n\nChannel 0: right.\n\nChannel 1: one.\n\nChannel 0: So you'll chop into a little bit of that 58. So conservative 50 sounds pretty good.\n\nChannel 1: Yeah.\n\nChannel 0: Just to be, like, a 100% safe, like, you don't have to. Obviously, you can just throw the 50 in based on what the accountant said. But if you can hop on your myGov\n\nChannel 1: So\n\nChannel 0: login, you can actually check that figure, and it\n\nChannel 1: I'm\n\nChannel 0: just\n\nChannel 1: gonna\n\nChannel 0: kind\n\nChannel 1: have a look\n\nChannel 0: of sits\n\nChannel 1: now?\n\nChannel 0: there. If you can get in, mate, I can guide you through it in about forty seconds flat.\n\nChannel 1: Yeah. That's fine. I'll just sign in now, and then I'll let in. Okay. So\n\nChannel 0: And just for a bit of funnel, sign in too just so I can tell you each button to click, and then we're we're sweet.\n\nChannel 1: yep. No worries. I'm just\n\nChannel 0: To the old two factor authentication.\n\nChannel 1: k. Yep. Yep. Swipe's all in.\n\nChannel 0: Yep. So when you go to the ATO section, it says go\n\nChannel 1: Yep.\n\nChannel 0: to ATO tax office. You'll get at the top left, there'll be three little lines to open up a menu.\n\nChannel 1: Just going in there now. Yep.\n\nChannel 0: Yep. And you wanna go into super\n\nChannel 1: Yep.\n\nChannel 0: information and then carry forward concessional.\n\nChannel 1: Yep. Okay. It says\n\nChannel 0: It should\n\nChannel 1: yeah.\n\nChannel 0: say\n\nChannel 1: So it\n\nChannel 0: unused\n\nChannel 1: says\n\nChannel 0: cap.\n\nChannel 1: unused concessional contributions, 57,780.\n\nChannel 0: There you go. $57.07 80.\n\nChannel 1: So I I still do 250 per week salary sacrifice.\n\nChannel 0: That's\n\nChannel 1: So\n\nChannel 0: right. Yeah.\n\nChannel 1: yeah. So that's why you just said just put 50\n\nChannel 0: That's perfect because what basically happens is your employee contributions in South Sac for this financial year are kind of bubbled off separate. That's gonna spill over a little bit and eat into the 7 and a half grand there.\n\nChannel 1: in.\n\nChannel 0: And\n\nChannel 1: Yep.\n\nChannel 0: then that 57 is basically the previous five years. So it's we're taking into account six years in one go, essentially.\n\nChannel 1: Yes.\n\nChannel 0: Yep. So 50\n\nChannel 1: Yep.\n\nChannel 0: is fine, and we will send you the BPA details today, hopefully. And\n\nChannel 1: Yep.\n\nChannel 0: once that goes through, if it's just a flat 50, I can note for the team to fill in that form to claim the 50.\n\nChannel 1: Yep. No worries.\n\nChannel 0: Happy days?\n\nChannel 1: Too lazy. Sounds\n\nChannel 0: Awesome.\n\nChannel 1: good.\n\nChannel 0: The only other thing I'm gonna do, mate, is we've got, like, an annual review coming up soon, and I'm about to go on paternity leave. But I was\n\nChannel 1: Okay.\n\nChannel 0: wondering, do you mind if the team reaches out to you in a few weeks just to book you in to go through the updated chat? Because we were trying to do a portfolio update, and I just\n\nChannel 1: Yep.\n\nChannel 0: wanna kind of get that squared away in July if you've got a bit of time or August.\n\nChannel 1: Yeah. July. Yeah. July is fine. Any yeah.\n\nAnytime you want, really. Up to you guys. Yeah.\n\nChannel 0: Fantastic. Alright. I will get that squared away today and tomorrow. We'll get all that done, step you through it, and make sure it's all done by the twenty fifth, did you say, with the accountant for the tax return?\n\nChannel 1: Yeah. Yeah. I'll be Friday, July 24. So yeah.\n\nChannel 0: Friday, July 24. I'll just add that to your file so the team knows there's a bit of a flag that we need to get a confirmation done by.\n\nChannel 1: Yep.\n\nChannel 0: And then we'll do a bit of a review and some updated advice straight after that.\n\nChannel 1: Too easy.\n\nChannel 0: Awesome. Any questions for me?\n\nChannel 1: No. That's that's practically it, man.\n\nChannel 0: Sensation. Well, I will put a few notes down. Team will be in touch. Just keep an eye out for an email to your Hotmail address.\n\nChannel 1: Yep.\n\nChannel 0: And if we don't hear from you, we'll send you a bit of a text and give you a call just to follow-up.\n\nChannel 1: Yeah. Not a problem.\n\nChannel 0: Awesome day, mate. Thank you so much for taking the time today, and I'll talk to you soon.\n\nChannel 1: Appreciate it. Thank you very much.\n\nChannel 0: No worries. Cheers. Bye.\n\nChannel 1: Bye bye.","paragraphs":[{"sentences":[{"text":"Hello.","start":1.8399999,"end":2.24,"sentiment":"neutral","sentiment_score":0.04778385162353515},{"text":"Dane speaking.","start":2.24,"end":3.06,"sentiment":"neutral","sentiment_score":0.06535987555980682}],"sentiment":"neutral","sentiment_score":0.059501200914382935,"channel":1,"num_words":3,"start":1.8399999,"end":3.06},{"sentences":[{"text":"Good day, Dane.","start":3.28,"end":4.0,"sentiment":"positive","sentiment_score":0.4557467997074127},{"text":"It's Tommy here from.","start":4.0,"end":5.22,"sentiment":"neutral","sentiment_score":0.22056236118078232},{"text":"How are you doing?","start":5.2799997,"end":6.18,"sentiment":"neutral","sentiment_score":0.23388192802667618}],"sentiment":"neutral","sentiment_score":0.2895470505410975,"channel":0,"num_words":11,"start":3.28,"end":6.18},{"sentences":[{"text":"Good.","start":6.3999996,"end":6.72,"sentiment":"positive","sentiment_score":0.3523913621902466},{"text":"How are you?","start":6.72,"end":7.54,"sentiment":"neutral","sentiment_score":0.24414174258708954}],"sentiment":"neutral","sentiment_score":0.2712041474878788,"channel":1,"num_words":4,"start":6.3999996,"end":7.54},{"sentences":[{"text":"Mate, fantastic.","start":7.6,"end":8.5,"sentiment":"positive","sentiment_score":0.6518229842185974},{"text":"Sorry I missed you before.","start":8.639999,"end":9.679999,"sentiment":"neutral","sentiment_score":0.04520203471183777},{"text":"I was playing a bit of phone tag and bounced to another","start":9.679999,"end":12.08,"sentiment":"neutral","sentiment_score":0.019003995849440496}],"sentiment":"neutral","sentiment_score":0.09251074169419314,"channel":0,"num_words":19,"start":7.6,"end":12.08},{"sentences":[{"text":"Good.","start":12.08,"end":12.58,"sentiment":"neutral","sentiment_score":0.28802627325057983}],"sentiment":"neutral","sentiment_score":0.28802627325057983,"channel":1,"num_words":1,"start":12.08,"end":12.58},{"sentences":[{"text":"meeting, and then the team said you called back in.","start":12.08,"end":14.24,"sentiment":"neutral","sentiment_score":0.12234139293432236},{"text":"So I thought I'd catch you while you're available.","start":14.24,"end":15.975,"sentiment":"neutral","sentiment_score":0.10644239518377516}],"sentiment":"neutral","sentiment_score":0.11481028873669474,"channel":0,"num_words":19,"start":12.08,"end":15.975},{"sentences":[{"text":"Yeah.","start":16.495,"end":16.655,"sentiment":"neutral","sentiment_score":0.09020519256591795},{"text":"Yeah.","start":16.655,"end":16.735,"sentiment":"neutral","sentiment_score":0.087221160531044},{"text":"Yeah.","start":16.735,"end":16.815,"sentiment":"neutral","sentiment_score":0.09330283105373384},{"text":"Yeah.","start":16.815,"end":17.215,"sentiment":"neutral","sentiment_score":0.11280687153339386},{"text":"I'll just yeah.","start":17.215,"end":18.095001,"sentiment":"neutral","sentiment_score":0.09989406416813533}],"sentiment":"neutral","sentiment_score":0.09760260688407081,"channel":1,"num_words":7,"start":16.495,"end":18.095001},{"sentences":[{"text":"I'll just call I was just in the shower myself.","start":18.095001,"end":20.095001,"sentiment":"neutral","sentiment_score":0.10249930769205093},{"text":"I've just woken up.","start":20.095001,"end":21.375,"sentiment":"neutral","sentiment_score":0.1692119613289833},{"text":"So that's all good.","start":21.375,"end":23.055,"sentiment":"positive","sentiment_score":0.4381469413638115},{"text":"All good.","start":23.055,"end":23.455,"sentiment":"positive","sentiment_score":0.45841680467128754},{"text":"Not a problem.","start":23.455,"end":24.275002,"sentiment":"neutral","sentiment_score":0.1938450982173284}],"sentiment":"neutral","sentiment_score":0.21533902572548907,"channel":1,"num_words":23,"start":18.095001,"end":24.275002},{"sentences":[{"text":"Mate, do you mind if I just go through a quick security check and run through a couple of things with you?","start":24.535,"end":28.92,"sentiment":"neutral","sentiment_score":0.024099823299118063}],"sentiment":"neutral","sentiment_score":0.024099823299118063,"channel":0,"num_words":22,"start":24.535,"end":28.92},{"sentences":[{"text":"Yeah.","start":29.04,"end":29.28,"sentiment":"neutral","sentiment_score":-0.0054720379412174225},{"text":"Not","start":29.28,"end":29.78,"sentiment":"neutral","sentiment_score":-0.18449737131595612}],"sentiment":"neutral","sentiment_score":-0.09498470462858677,"channel":1,"num_words":2,"start":29.04,"end":29.78},{"sentences":[{"text":"Fantastic.","start":30.6,"end":31.1,"sentiment":"neutral","sentiment_score":-0.01781463623046875},{"text":"Yeah.","start":31.16,"end":31.4,"sentiment":"neutral","sentiment_score":-0.05466544255614281},{"text":"I don't","start":31.4,"end":31.8,"sentiment":"neutral","sentiment_score":-0.12889210507273674}],"sentiment":"neutral","sentiment_score":-0.08256607223302126,"channel":0,"num_words":4,"start":30.6,"end":31.8},{"sentences":[{"text":"a","start":31.7,"end":32.2,"sentiment":"neutral","sentiment_score":-0.1027718186378479}],"sentiment":"neutral","sentiment_score":-0.1027718186378479,"channel":1,"num_words":1,"start":31.7,"end":32.2},{"sentences":[{"text":"think you've got a security question","start":31.8,"end":34.28,"sentiment":"neutral","sentiment_score":-0.15872562428315481}],"sentiment":"neutral","sentiment_score":-0.15872562428315481,"channel":0,"num_words":6,"start":31.8,"end":34.28},{"sentences":[{"text":"problem.","start":34.12,"end":34.62,"sentiment":"neutral","sentiment_score":-0.15890848636627197}],"sentiment":"neutral","sentiment_score":-0.15890848636627197,"channel":1,"num_words":1,"start":34.12,"end":34.62},{"sentences":[{"text":"on file.","start":34.28,"end":35.02,"sentiment":"neutral","sentiment_score":-0.03883105702698231},{"text":"Could you please confirm","start":35.239998,"end":36.7,"sentiment":"neutral","sentiment_score":-0.014644017443060875}],"sentiment":"neutral","sentiment_score":-0.022706363971034687,"channel":0,"num_words":6,"start":34.28,"end":36.7},{"sentences":[{"text":"No.","start":36.54,"end":37.04,"sentiment":"neutral","sentiment_score":-0.02712056040763855}],"sentiment":"neutral","sentiment_score":-0.02712056040763855,"channel":1,"num_words":1,"start":36.54,"end":37.04},{"sentences":[{"text":"your date of birth and address, sir?","start":36.76,"end":38.54,"sentiment":"neutral","sentiment_score":-0.01821194096867527}],"sentiment":"neutral","sentiment_score":-0.01821194096867527,"channel":0,"num_words":7,"start":36.76,"end":38.54},{"sentences":[{"text":"Yep.","start":38.96,"end":39.46,"sentiment":"neutral","sentiment_score":0.009081551805138588},{"text":"Date of birth is 1989, and address is 28 Ripley Waters Drive, Narain 4211.","start":39.52,"end":48.585003,"sentiment":"neutral","sentiment_score":0.010231391593281711}],"sentiment":"neutral","sentiment_score":0.010154735607405504,"channel":1,"num_words":15,"start":38.96,"end":48.585003},{"sentences":[{"text":"Sensational.","start":49.255,"end":49.755,"sentiment":"neutral","sentiment_score":0.11013191193342207},{"text":"Thank you for that, Dane.","start":50.135002,"end":51.335,"sentiment":"positive","sentiment_score":0.589849877357483},{"text":"Mate, I'm registered with Asica's adviser 1273105, and thanks very much for doing that with","start":51.335,"end":57.77,"sentiment":"positive","sentiment_score":0.3345701664686203}],"sentiment":"positive","sentiment_score":0.38466351408334004,"channel":0,"num_words":21,"start":49.255,"end":57.77},{"sentences":[{"text":"Not quite a problem.","start":58.005,"end":58.95,"sentiment":"neutral","sentiment_score":0.061621892265975475}],"sentiment":"neutral","sentiment_score":0.061621892265975475,"channel":1,"num_words":4,"start":58.005,"end":58.95},{"sentences":[{"text":"me.","start":58.87,"end":59.19,"sentiment":"neutral","sentiment_score":0.0976734608411789},{"text":"Cool.","start":59.19,"end":59.67,"sentiment":"neutral","sentiment_score":0.2304648756980896},{"text":"Mate, there was two things I wanted to run through with you today.","start":59.67,"end":62.33,"sentiment":"neutral","sentiment_score":0.08089179259080154},{"text":"You had a bit of a question around some end of financial year contribution logistics and","start":63.19,"end":68.745,"sentiment":"neutral","sentiment_score":0.02310340356780216}],"sentiment":"neutral","sentiment_score":0.056431809590468486,"channel":0,"num_words":31,"start":58.87,"end":68.745},{"sentences":[{"text":"Yes.","start":68.71,"end":69.21,"sentiment":"neutral","sentiment_score":0.05381192639470101}],"sentiment":"neutral","sentiment_score":0.05381192639470101,"channel":1,"num_words":1,"start":68.71,"end":69.21},{"sentences":[{"text":"also some, like, investment updates that Carla sent through to you a couple of months ago.","start":68.745,"end":74.365,"sentiment":"neutral","sentiment_score":0.06146215531043708},{"text":"Do you mind if I just start with the contribution idea?","start":75.065,"end":77.385,"sentiment":"neutral","sentiment_score":0.0191637993874875},{"text":"Because I think you had a question about how to do it.","start":77.385,"end":79.725,"sentiment":"neutral","sentiment_score":-0.00956191960722208}],"sentiment":"neutral","sentiment_score":0.027678288280581817,"channel":0,"num_words":39,"start":68.745,"end":79.725},{"sentences":[{"text":"Yeah.","start":80.045,"end":80.445,"sentiment":"neutral","sentiment_score":0.008305835537612438},{"text":"So on so practically, like, we sold property I don't know what it was.","start":80.445,"end":86.7,"sentiment":"neutral","sentiment_score":-0.02004787658474275},{"text":"It doesn't matter.","start":87.1,"end":87.84,"sentiment":"neutral","sentiment_score":-0.0034802425652742386},{"text":"This financial year.","start":87.979996,"end":89.42,"sentiment":"neutral","sentiment_score":-0.01255876881380876},{"text":"And","start":89.42,"end":89.92,"sentiment":"neutral","sentiment_score":0.01629997231066227}],"sentiment":"neutral","sentiment_score":-0.013826431748880581,"channel":1,"num_words":22,"start":80.045,"end":89.92},{"sentences":[{"text":"Yep.","start":89.88,"end":90.38,"sentiment":"neutral","sentiment_score":0.035176828503608704}],"sentiment":"neutral","sentiment_score":0.035176828503608704,"channel":0,"num_words":1,"start":89.88,"end":90.38},{"sentences":[{"text":"my accountant said to offset tax wise, the capital gains was to put a bulk contribution in to bring my in my income down.","start":91.02,"end":105.455,"sentiment":"neutral","sentiment_score":0.053690692565093436}],"sentiment":"neutral","sentiment_score":0.053690692565093436,"channel":1,"num_words":24,"start":91.02,"end":105.455},{"sentences":[{"text":"Yeah.","start":105.829994,"end":106.329994,"sentiment":"neutral","sentiment_score":0.04756440967321396}],"sentiment":"neutral","sentiment_score":0.04756440967321396,"channel":0,"num_words":1,"start":105.829994,"end":106.329994},{"sentences":[{"text":"So I just wanted to know because this is the first time I've ever done it.","start":107.035,"end":110.415,"sentiment":"neutral","sentiment_score":0.05308300070464611},{"text":"So he sent me a thing saying sent me a document like notice of intent to claim or vary a deduction for personal super contribution.","start":110.635,"end":120.79,"sentiment":"neutral","sentiment_score":0.03235228806734085},{"text":"I'm gonna send that to you.","start":120.85,"end":122.39,"sentiment":"neutral","sentiment_score":0.06783363440384467}],"sentiment":"neutral","sentiment_score":0.04393908551874313,"channel":1,"num_words":47,"start":107.035,"end":122.39},{"sentences":[{"text":"Sensational.","start":122.965,"end":123.465,"sentiment":"neutral","sentiment_score":0.176005557179451}],"sentiment":"neutral","sentiment_score":0.176005557179451,"channel":0,"num_words":1,"start":122.965,"end":123.465},{"sentences":[{"text":"Is that how it works?","start":123.01,"end":124.23,"sentiment":"neutral","sentiment_score":0.2621798485517502}],"sentiment":"neutral","sentiment_score":0.2621798485517502,"channel":1,"num_words":5,"start":123.01,"end":124.23},{"sentences":[{"text":"So you don't have to send it to us.","start":124.325,"end":126.424995,"sentiment":"neutral","sentiment_score":0.1428674678835604},{"text":"We can","start":127.204994,"end":128.00499,"sentiment":"neutral","sentiment_score":0.1417820155620575}],"sentiment":"neutral","sentiment_score":0.14267011291601442,"channel":0,"num_words":11,"start":124.325,"end":128.00499},{"sentences":[{"text":"Oh,","start":127.995,"end":128.495,"sentiment":"neutral","sentiment_score":0.19905422627925873}],"sentiment":"neutral","sentiment_score":0.19905422627925873,"channel":1,"num_words":1,"start":127.995,"end":128.495},{"sentences":[{"text":"prefill them for you and send it to you for signing unless","start":128.00499,"end":131.96,"sentiment":"neutral","sentiment_score":0.1442031596476833}],"sentiment":"neutral","sentiment_score":0.1442031596476833,"channel":0,"num_words":12,"start":128.00499,"end":131.96},{"sentences":[{"text":"yeah.","start":131.675,"end":131.91501,"sentiment":"neutral","sentiment_score":0.0514724999666214},{"text":"No.","start":131.91501,"end":132.41501,"sentiment":"neutral","sentiment_score":0.11162443459033966}],"sentiment":"neutral","sentiment_score":0.08154846727848053,"channel":1,"num_words":2,"start":131.675,"end":132.41501},{"sentences":[{"text":"you wanna have a go at the form yourself, but we're more than happy","start":131.96,"end":134.28,"sentiment":"neutral","sentiment_score":0.21394466768418038}],"sentiment":"neutral","sentiment_score":0.21394466768418038,"channel":0,"num_words":14,"start":131.96,"end":134.28},{"sentences":[{"text":"No.","start":134.075,"end":134.235,"sentiment":"neutral","sentiment_score":0.00005952268838882446},{"text":"No.","start":134.235,"end":134.475,"sentiment":"neutral","sentiment_score":-0.12501314282417297}],"sentiment":"neutral","sentiment_score":-0.062476810067892075,"channel":1,"num_words":2,"start":134.075,"end":134.475},{"sentences":[{"text":"to do 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return?","start":516.975,"end":523.15497,"sentiment":"neutral","sentiment_score":0.19909254178918642}],"sentiment":"neutral","sentiment_score":0.2331960793584585,"channel":0,"num_words":40,"start":512.735,"end":523.15497},{"sentences":[{"text":"Yeah.","start":523.89996,"end":524.22,"sentiment":"neutral","sentiment_score":0.05131654441356659},{"text":"Yeah.","start":524.22,"end":524.45996,"sentiment":"neutral","sentiment_score":0.06328397244215012},{"text":"I'll be Friday, July 24.","start":524.45996,"end":526.64,"sentiment":"neutral","sentiment_score":0.0670296609401703},{"text":"So yeah.","start":526.77997,"end":528.31995,"sentiment":"neutral","sentiment_score":0.0841183066368103}],"sentiment":"neutral","sentiment_score":0.06866504831446542,"channel":1,"num_words":9,"start":523.89996,"end":528.31995},{"sentences":[{"text":"Friday, July 24.","start":528.52997,"end":530.79004,"sentiment":"neutral","sentiment_score":0.07111052175362904},{"text":"I'll just add that to your file so the team knows there's a bit of a flag that we need to get a confirmation done by.","start":530.85,"end":535.635,"sentiment":"neutral","sentiment_score":0.12072991551114963}],"sentiment":"neutral","sentiment_score":0.11559687477761302,"channel":0,"num_words":29,"start":528.52997,"end":535.635},{"sentences":[{"text":"Yep.","start":535.945,"end":536.445,"sentiment":"neutral","sentiment_score":0.12222491204738616}],"sentiment":"neutral","sentiment_score":0.12222491204738616,"channel":1,"num_words":1,"start":535.945,"end":536.445},{"sentences":[{"text":"And then we'll do a bit of a review and some updated advice straight after that.","start":536.755,"end":541.255,"sentiment":"neutral","sentiment_score":0.12451570248231292}],"sentiment":"neutral","sentiment_score":0.12451570248231292,"channel":0,"num_words":16,"start":536.755,"end":541.255},{"sentences":[{"text":"Too easy.","start":541.465,"end":542.205,"sentiment":"neutral","sentiment_score":0.1733109951019287}],"sentiment":"neutral","sentiment_score":0.1733109951019287,"channel":1,"num_words":2,"start":541.465,"end":542.205},{"sentences":[{"text":"Awesome.","start":542.755,"end":543.155,"sentiment":"neutral","sentiment_score":0.30942556262016296},{"text":"Any questions for me?","start":543.155,"end":544.375,"sentiment":"neutral","sentiment_score":0.09190361388027668}],"sentiment":"neutral","sentiment_score":0.13540800362825395,"channel":0,"num_words":5,"start":542.755,"end":544.375},{"sentences":[{"text":"No.","start":544.505,"end":544.745,"sentiment":"neutral","sentiment_score":-0.06100642681121826},{"text":"That's that's practically it, man.","start":544.745,"end":546.765,"sentiment":"neutral","sentiment_score":-0.052169219404459}],"sentiment":"neutral","sentiment_score":-0.05364208730558554,"channel":1,"num_words":6,"start":544.505,"end":546.765},{"sentences":[{"text":"Sensation.","start":547.395,"end":547.895,"sentiment":"neutral","sentiment_score":-0.017389187589287758},{"text":"Well, I will put a few notes down.","start":548.115,"end":551.05,"sentiment":"neutral","sentiment_score":0.09479953441768885},{"text":"Team will be in touch.","start":551.05,"end":552.01,"sentiment":"neutral","sentiment_score":0.13779295682907106},{"text":"Just keep an eye out for an email to your Hotmail address.","start":552.01,"end":555.14996,"sentiment":"neutral","sentiment_score":0.09445807586113612}],"sentiment":"neutral","sentiment_score":0.0985949531627389,"channel":0,"num_words":26,"start":547.395,"end":555.14996},{"sentences":[{"text":"Yep.","start":555.44,"end":555.94,"sentiment":"neutral","sentiment_score":0.06867921352386475}],"sentiment":"neutral","sentiment_score":0.06867921352386475,"channel":1,"num_words":1,"start":555.44,"end":555.94},{"sentences":[{"text":"And if we don't hear from you, we'll send you a bit of a text and give you a call just to follow-up.","start":556.25,"end":560.82996,"sentiment":"neutral","sentiment_score":0.050793160805883614}],"sentiment":"neutral","sentiment_score":0.050793160805883614,"channel":0,"num_words":23,"start":556.25,"end":560.82996},{"sentences":[{"text":"Yeah.","start":561.39496,"end":561.635,"sentiment":"neutral","sentiment_score":0.08489114046096802},{"text":"Not a problem.","start":561.635,"end":562.45496,"sentiment":"neutral","sentiment_score":0.23089508215586343}],"sentiment":"neutral","sentiment_score":0.1943940967321396,"channel":1,"num_words":4,"start":561.39496,"end":562.45496},{"sentences":[{"text":"Awesome day, mate.","start":562.96497,"end":563.685,"sentiment":"positive","sentiment_score":0.5923917690912882},{"text":"Thank you so much for taking the time today, and I'll talk to you soon.","start":563.685,"end":566.665,"sentiment":"positive","sentiment_score":0.6530986785888672}],"sentiment":"positive","sentiment_score":0.6429808603392707,"channel":0,"num_words":18,"start":562.96497,"end":566.665},{"sentences":[{"text":"Appreciate it.","start":566.915,"end":567.555,"sentiment":"positive","sentiment_score":0.4512215256690979},{"text":"Thank you very much.","start":567.555,"end":568.615,"sentiment":"positive","sentiment_score":0.8667767494916916}],"sentiment":"positive","sentiment_score":0.728258341550827,"channel":1,"num_words":6,"start":566.915,"end":568.615},{"sentences":[{"text":"No worries.","start":568.565,"end":569.305,"sentiment":"positive","sentiment_score":0.48560141026973724},{"text":"Cheers.","start":569.365,"end":569.76495,"sentiment":"positive","sentiment_score":0.5782673358917236},{"text":"Bye.","start":569.76495,"end":570.26495,"sentiment":"positive","sentiment_score":0.3590090274810791}],"sentiment":"positive","sentiment_score":0.4771197959780693,"channel":0,"num_words":4,"start":568.565,"end":570.26495},{"sentences":[{"text":"Bye bye.","start":570.355,"end":571.01495,"sentiment":"neutral","sentiment_score":0.06828093156218529}],"sentiment":"neutral","sentiment_score":0.06828093156218529,"channel":1,"num_words":2,"start":570.355,"end":571.01495}]},"summary":{"result":"success","short":"Dane contacts Asica's adviser to confirm a financial year contribution and asks about a payment. The agent explains that a confirmation letter will be sent within a week or two and that Dane's tax deduction will be processed once it is submitted. The agent also guides Dane through filling out a tax form and signing it, and reminds them to put a cap on their account. The call ends with the agent thanking Dane and saying they will keep an eye out for an email and text."},"intents":{"segments":[{"text":"So you don't have to send it to us. We can Oh, prefill them for you and send it to you for signing unless yeah. No.","start_word":349,"end_word":374,"intents":[{"intent":"Send form","confidence_score":0.053193975}]},{"text":"You need that confirmation letter before you submit your personal tax return in July. So Yes.","start_word":579,"end_word":594,"intents":[{"intent":"Get confirmation letter","confidence_score":0.008684634}]},{"text":"If you can transfer 50, that will be good because I know in the other one, my salary sacrifice, I know I'm just just about to go over the $30,000 Yeah.","start_word":999,"end_word":1029,"intents":[{"intent":"Transfer money","confidence_score":0.00031565124}]},{"text":"If you can get in, mate, I can guide you through it in about forty seconds flat. Yeah.","start_word":1108,"end_word":1125,"intents":[{"intent":"Guide through logging in","confidence_score":0.00878671},{"intent":"Guide through navigating menu","confidence_score":0.012916423},{"intent":"Guide through menu","confidence_score":0.008588026}]},{"text":"unused concessional contributions, 57,780. There you go. $57.07 80. So I I still do 250 per week salary sacrifice. That's So right.","start_word":1248,"end_word":1269,"intents":[{"intent":"Provide concessional contributions","confidence_score":0.005463376}]},{"text":"So I I still do 250 per week salary sacrifice. That's So right.","start_word":1257,"end_word":1269,"intents":[{"intent":"Explain cost reduction","confidence_score":0.0000740742}]},{"text":"then that 57 is basically the previous five years. So it's we're taking into account six years in one go, essentially. Yes.","start_word":1324,"end_word":1345,"intents":[{"intent":"Explain how to get in account","confidence_score":0.000021741142}]},{"text":"is fine, and we will send you the BPA details today, hopefully. And Yep.","start_word":1351,"end_word":1364,"intents":[{"intent":"Provide bpa details","confidence_score":0.007112376}]},{"text":"The only other thing I'm gonna do, mate, is we've got, like, an annual review coming up soon, and I'm about to go on paternity leave. But I was Okay.","start_word":1399,"end_word":1428,"intents":[{"intent":"Schedule paternity leave","confidence_score":0.0012810435}]},{"text":"Because we were trying to do a portfolio update, and I just Yep. wanna kind of get that squared away in July if you've got a bit of time or August. Yeah. July.","start_word":1455,"end_word":1487,"intents":[{"intent":"Provide portfolio update","confidence_score":0.01965377}]},{"text":"I will get that squared away today and tomorrow. We'll get all that done, step you through it, and make sure it's all done by the twenty fifth, did you say, with the accountant for the tax return? Yeah.","start_word":1505,"end_word":1543,"intents":[{"intent":"Confirm completion","confidence_score":0.035914868}]},{"text":"I will get that squared away today and tomorrow. We'll get all that done, step you through it, and make sure it's all done by the twenty fifth, did you say, with the accountant for the tax return? Yeah. Yeah.","start_word":1505,"end_word":1544,"intents":[{"intent":"Add tax return to file","confidence_score":0.09037326}]},{"text":"And if we don't hear from you, we'll send you a bit of a text and give you a call just to follow-up. Yeah.","start_word":1638,"end_word":1661,"intents":[{"intent":"Follow up with text","confidence_score":0.0037799154}]}]},"sentiments":{"segments":[{"text":"Hello. Dane speaking.","start_word":0,"end_word":2,"sentiment":"neutral","sentiment_score":0.059501200914382935},{"text":"Good day, Dane.","start_word":3,"end_word":5,"sentiment":"positive","sentiment_score":0.4391621947288513},{"text":"It's Tommy here from. How are you doing?","start_word":6,"end_word":13,"sentiment":"neutral","sentiment_score":0.2346029281616211},{"text":"Good.","start_word":14,"end_word":14,"sentiment":"positive","sentiment_score":0.3523913621902466},{"text":"How are you?","start_word":15,"end_word":17,"sentiment":"neutral","sentiment_score":0.2495083063840866},{"text":"Mate, fantastic.","start_word":18,"end_word":19,"sentiment":"positive","sentiment_score":0.6518229842185974},{"text":"Sorry I missed you before. I was playing a bit of phone tag and bounced to another meeting, Good. and then the team said you called back in. So I thought I'd catch you while you're available. Yeah. Yeah. Yeah. Yeah. I'll just yeah. I'll just call I was just in the shower myself. I've just woken up.","start_word":20,"end_word":77,"sentiment":"neutral","sentiment_score":0.09718311578035356},{"text":"So that's all good. All good.","start_word":78,"end_word":83,"sentiment":"positive","sentiment_score":0.4493109881877899},{"text":"Not a problem. Mate, do you mind if I just go through a quick security check and run through a couple of things with you? Yeah. Not Fantastic. Yeah. I don't a think you've got a security question problem. on file. Could you please confirm No. your date of birth and address, sir? Yep. Date of birth is 1989, and address is 28 Ripley Waters Drive, Narain 4211. Sensational.","start_word":84,"end_word":152,"sentiment":"neutral","sentiment_score":-0.007327244617044926},{"text":"Thank you for that, Dane.","start_word":153,"end_word":157,"sentiment":"positive","sentiment_score":0.5748801231384277},{"text":"Mate, I'm registered with Asica's adviser 1273105, and thanks very much for doing that with Not quite a problem. me. Cool. Mate, there was two things I wanted to run through with you today. You had a bit of a question around some end of financial year contribution logistics and Yes. also some, like, investment updates that Carla sent through to you a couple of months ago. Do you mind if I just start with the contribution idea? Because I think you had a question about how to do it. Yeah. So on so practically, like, we sold property I don't know what it was. It doesn't matter. This financial year. And Yep. my accountant said to offset tax wise, the capital gains was to put a bulk contribution in to bring my in my income down. Yeah. So I just wanted to know because this is the first time I've ever done it. So he sent me a thing saying sent me a document like notice of intent to claim or vary a deduction for personal super contribution. I'm gonna send that to you. Sensational. Is that how it works? So you don't have to send it to us. We can Oh, prefill them for you and send it to you for signing unless yeah. No. you wanna have a go at the form yourself, but we're more than happy No. No. to do it That's for you. why I'm ringing you up because it's like a when it comes to, like, the contribution details and all that, it's that's what sort of giving me because I also do salary sacrifice. So that's pre tax. So I'm guessing that wouldn't contribute to what I'm putting in, like, because it's asking for numbers and stuff. But if you guys can do and just send it to me, I just wanted to get it done before, obviously, the financial year. And I didn't know how long it took to do, like, process wise knowing that there's only, like, probably just under two months to get it all done. Yeah. No.","start_word":158,"end_word":506,"sentiment":"neutral","sentiment_score":0.04982308729586424},{"text":"I'm that's why I'm glad I caught you today.","start_word":507,"end_word":515,"sentiment":"positive","sentiment_score":0.5176839828491211},{"text":"So the the easy part is once it's all done, let's say you've done that lump sum contribution, we Yep. do that form, get that signed, and submit that to the Superfund. Within, Yep. like, a week or two, they'll give you a confirmation that they've coded it with the tax office about claiming that lump sum as Yep. tax deduction. Yep. Okay. You need that confirmation letter before you submit your personal tax return in July. So Yes. as That's long as we hard. get the money in before June 28, then it's okay. And then as long as we get that form submitted and the confirmation before you submit the tax return, then you're golden. Yep. Yeah. Okay. Because we booked in to do tax on the July 26. Yes. We have to make sure you get that confirmation before you do that Okay. or That's around the same time. They just can't submit it beforehand. Otherwise, it locks you out and you can't claim it. fine. Yeah. Yeah. No. That's alright. Yeah. No. So it won't be till the twenty sixth. So yeah. If you yeah.","start_word":516,"end_word":704,"sentiment":"neutral","sentiment_score":0.12694050261267908},{"text":"If we can get that ball rolling and then we'll be able to finish with the slate. Cool.","start_word":705,"end_word":722,"sentiment":"positive","sentiment_score":0.4737507998943329},{"text":"Couple of checks for me just quickly is have you already contributed the money into super, or do you need some payment details for that? Yeah. I'll probably yeah. I'll need the payment details as well for that because, you know, I haven't done it.","start_word":723,"end_word":767,"sentiment":"neutral","sentiment_score":0.11274989694356918},{"text":"We just got it in the bank account ready to go.","start_word":768,"end_word":778,"sentiment":"positive","sentiment_score":0.41108688712120056},{"text":"We just Okay. as I said, I just didn't know what what the steps were, so I thought I'd ask you.","start_word":779,"end_word":799,"sentiment":"neutral","sentiment_score":0.06178845837712288},{"text":"Fantastic.","start_word":800,"end_word":800,"sentiment":"positive","sentiment_score":0.7650673985481262},{"text":"So step one is I'll get my team to send through those BPAY or Yep. EFT details to you today so you can make the transaction. Then Yep. we will fill in the notice of intent to claim form and shoot that off as well to you Okay. to sign.","start_word":801,"end_word":850,"sentiment":"neutral","sentiment_score":0.2086721807718277},{"text":"Truly. Yep. Appreciate it.","start_word":851,"end_word":854,"sentiment":"positive","sentiment_score":0.5419759154319763},{"text":"Last question I've got for you is Yep. because you're such a high income Yep. earner, you're obviously aware of, like, caps and things like that. Have you checked your myGov carry forward concessional limit? Well, my accountant said I could put up to 50 I think he said it was 58,000 because I Perfect. So so that means that's exactly so what he I'm kinda looking for because you're yeah. pretty well just gonna skirt over the cap for this financial year. So if you've got 58,000 left over for the last five financial years, then that means he's already checked that. Yeah. So he's told me that because he originally gave us a figure of 58,000, like, a month or two ago. Yep. And and he and then I spoke to him last week, and he goes, yeah. Conservatively, just put 50. If you can transfer 50, that will be good because I know in the other one, my salary sacrifice, I know I'm just just about to go over the $30,000 Yeah. limit That's on that right. one. So you'll chop into a little bit of that 58.","start_word":855,"end_word":1045,"sentiment":"neutral","sentiment_score":0.0568013679996835},{"text":"So conservative 50 sounds pretty good. Yeah. Just to be, like, a 100% safe, like, you don't have to.","start_word":1046,"end_word":1064,"sentiment":"positive","sentiment_score":0.43955209851264954},{"text":"Obviously, you can just throw the 50 in based on what the accountant said. But if you can hop on your myGov So login, you can actually check that figure, and it I'm just gonna kind have a look of sits now? there. If you can get in, mate, I can guide you through it in about forty seconds flat. Yeah. That's fine. I'll just sign in now, and then I'll let in. Okay. So And just for a bit of funnel, sign in too just so I can tell you each button to click, and then we're we're sweet. yep. No worries. I'm just To the old two factor authentication. k. Yep. Yep. Swipe's all in. Yep. So when you go to the ATO section, it says go Yep. to ATO tax office. You'll get at the top left, there'll be three little lines to open up a menu. Just going in there now. Yep. Yep. And you wanna go into super Yep. information and then carry forward concessional. Yep. Okay. It says It should yeah. say So it unused says cap. unused concessional contributions, 57,780. There you go. $57.07 80. So I I still do 250 per week salary sacrifice. That's So right. Yeah. yeah. So that's why you just said just put 50 That's perfect because what basically happens is your employee contributions in South Sac for this financial year are kind of bubbled off separate. That's gonna spill over a little bit and eat into the 7 and a half grand there. in. And Yep. then that 57 is basically the previous five years. So it's we're taking into account six years in one go, essentially. Yes. Yep. So 50 Yep. is fine, and we will send you the BPA details today, hopefully. And Yep. once that goes through, if it's just a flat 50, I can note for the team to fill in that form to claim the 50. Yep. No worries.","start_word":1065,"end_word":1391,"sentiment":"neutral","sentiment_score":0.09834837141113544},{"text":"Happy days? Too lazy. Sounds Awesome. good.","start_word":1392,"end_word":1398,"sentiment":"positive","sentiment_score":0.5375041961669922},{"text":"The only other thing I'm gonna do, mate, is we've got, like, an annual review coming up soon, and I'm about to go on paternity leave. But I was Okay. wondering, do you mind if the team reaches out to you in a few weeks just to book you in to go through the updated chat? Because we were trying to do a portfolio update, and I just Yep. wanna kind of get that squared away in July if you've got a bit of time or August. Yeah. July. Yeah. July is fine. Any yeah. Anytime you want, really. Up to you guys. Yeah.","start_word":1399,"end_word":1502,"sentiment":"neutral","sentiment_score":0.05585361644625664},{"text":"Fantastic. Alright.","start_word":1503,"end_word":1504,"sentiment":"positive","sentiment_score":0.4324415624141693},{"text":"I will get that squared away today and tomorrow. We'll get all that done, step you through it, and make sure it's all done by the twenty fifth, did you say, with the accountant for the tax return? Yeah. Yeah. I'll be Friday, July 24. So yeah. Friday, July 24. I'll just add that to your file so the team knows there's a bit of a flag that we need to get a confirmation done by. Yep. And then we'll do a bit of a review and some updated advice straight after that. Too easy. Awesome. Any questions for me? No. That's that's practically it, man. Sensation. Well, I will put a few notes down. Team will be in touch. Just keep an eye out for an email to your Hotmail address. Yep. And if we don't hear from you, we'll send you a bit of a text and give you a call just to follow-up. Yeah. Not a problem.","start_word":1505,"end_word":1664,"sentiment":"neutral","sentiment_score":0.1152474209666252},{"text":"Awesome day, mate. Thank you so much for taking the time today, and I'll talk to you soon. Appreciate it. Thank you very much. No worries. Cheers. Bye.","start_word":1665,"end_word":1692,"sentiment":"positive","sentiment_score":0.6225002663476127},{"text":"Bye bye.","start_word":1693,"end_word":1694,"sentiment":"neutral","sentiment_score":0.23489557206630707}],"average":{"sentiment":"neutral","sentiment_score":0.11669780927835052}}}}