{"metadata":{"transaction_key":"deprecated","request_id":"01a037ca-bd6e-7a02-b52f-32db5f60fc5d","sha256":"9e62280e7b4ef5cc81ce17fd6200c87dce83cefd35999aab8ee9aee425b7d725","created":"2026-08-25T07:20:31.202Z","duration":2420.136,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":8760,"output_tokens":105},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":9758,"output_tokens":9777},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":9758,"output_tokens":882}},"results":{"channels":[{"alternatives":[{"transcript":"Fantastic, Michelle. It's Tommy here from Oakview. How are you doing? That's no worries at all. I I know you tried to message in there, so I I didn't come through to the system, but more than happy to have a chat now if you still got a few minutes. Perfect, Michelle. Now as one of the senior advisers, I'm just gonna go through a bit of an updated annual review with you. Just gonna recap what's been going on recently, what changes we can look at making, what has been made, and just see if there's anything else to update on your circumstances as well. Now do you mind if I just go through the quick usual security check with you? No worries, Michelle. So I'm registered with ASIC as adviser one two seven three one zero five. Could I please get your date of birth and address? Mhmm. Sensational. Thank you so much for that. And are you okay for the call to be recorded? Amazing. Now, Michelle, I've got a bit of an annual review pack to send out to you. I know that you already went through and provided your consent to Michelle for the services, and that's so we can remain listed as advisers on your Netwealth account. Now will you be able to look onto the emails with me if I can shoot through this pack to you, or should I just kind of walk you through what's coming by? So I'm just hitting send now, and it's a Oakview Financial annual review pack, and that should come through pretty quickly. You have used our system before the new one, so it should go through pretty instantly. And just let me know if you can see another one of those emails come through from us in the next few seconds also. Hopefully, it doesn't go through to the old spam inbox or anything like that, but I know you have received one not too long ago. And I'll give it a minute to load as well. But just while that's coming through, I did take a note there from Michelle. I think there was a couple of things you wanted to talk about today. Was there anything in particular you wanted me to focus on for this review? Yeah. Yep. Okay. I'll run through that with you. We'll give you an idea of what's been going on with the super there, and we'll go through some updates on the occupation. Now has that come through yet? Well, that's okay. If you wanna give the laptop a couple of minutes to kind of catch up, I can just go through and update some details in the interim, if that works. Cool. So we have no changes to your residential address. We've got your PO box listed, 3596. Are you still okay for that for postage? Sensational. And we've got you obviously in a relationship with Nigel with two children. Perfect. South 32 for the employer, mining industry. Well, I think we had you on about 85,000. Now do you know if that's changed much when you did your your tax return recently? Yeah. Cool. And same duties in terms of yeah. I was just gonna say, has the duties changed at all? I think you were doing a bit of the the water cart trucks loading, operating, that kind of thing. Yep. Awesome. Yeah. The tax one's a bit of fun. Okay. Perfect. Perfect. And last few details to update on my end is just in terms of the assets and liabilities, we had the home listed, some cars, and a motorbike. It looked like you were pretty close to paying off the mortgage at the time. I think last check was about 70,000 owing. Have you managed to kind of get that close to cleared? Or Getting close, though. Must be exciting. That's fair enough. And are you still looking at getting a bit of an investment property down the line once you've got that paid off and some savings under the belt, or what's the the goal? Yeah. I need to wait a little bit for the serviceability, I guess, given prices at the moment. Yep. So that's, I guess would you say that's kind of your main focus for your cash flow too? It's just, you know, putting money into either an offset or savings just to get that finished off and and built up? Yep. Cool. Yeah. Well, once the house is paid off, let's say that, for example, it gets paid off for the next annual review that we do, I'm more than qualified to run through investment advice with you if you wanna look at properties, shares, manage funds, any kind of investment except probably crypto. But if you're interested in that kind of thing, we can do that down the line when it's appropriate. Cool. So I'll put that in, the email. K. Needs to hold on and off again, refresh. Technology can always be a bit fun. Bit rusty, maybe. Fair enough. Michelle, just quickly as well while I've got you there on the the assets and liabilities topic, no other loans or shares or anything pop up yet? Yep. So is this still okay for the I think we had the cars valued at 13,000 combined. Should I change that? Yep. X Trail was sold. No worries. And this is a bit of a new question for us just with the new anti money laundering laws that have come in. A few extra checks for real estate and financial advisers. But have you guys ever gone through, like, a bankruptcy or a part nine debt agreement before? Perfect. And this one's a bit of a weird one, but would you count yourself as a member of a foreign tax residency in terms of any other countries? Perfect. And the last detail that I wanted to check was just in terms of estate planning. Did you end up getting a will in place? Yep. And are you looking to update it, or do you feel it still kind of reflects everything at the moment? Perfect. Easy. And did somebody get that extra 0.01% to to get it split? No. And what about, like, a power of attorney? Did you end up putting that in place when you got the will, or does that ring a bell? Yep. Perfect. Yep. Yep. That's always nice. I would assume, though, hopefully, that it'd be at least with the the registress with the with the government there. It should be yep. So yep. Okay. Oh, hopefully, it's there on the registered with the courts there in case something happens. And just swinging over to the super for a moment. So I have you there wanting to retire as early as possible towards the age of 60 when you can access your super. That's your preservation age. On about a thousand dollars a week with the mortgage paid off, maybe an investment property kind of supplementing things a little bit. Does that still sound right for you? Cool. Yeah. So I guess if our aim is as early as possible, our job basically is to get you as much growth as we can in the next, say, ten years or so. And as you get closer to that, say, mid sixties or early sixties, we do have to have that conversation about reducing risk. So grow it for a certain number of years, and then at some point, you probably don't wanna still be in, like, a medium risk level. If you're about to retire tomorrow, potentially lose a third of your super just before you access it to live on. Does that make sense? Yep. But at the moment, I do see that we've kind of made it a little bit safer. We've put you in a bit more of a balanced balanced growth profile where you're kind of like a three, three and a half out of five on the risk scale. So I would count that as kind of medium risk. You're equally concerned about growth versus protection and risks. Does that sound like you? Cool. I do have a little bit of good news for you in terms of the portfolios. Tiny bit of bad news, obviously, we had the war breakout in Iran. That impacted everybody super with the stock markets and everything. But when the markets dropped in February and March, they went down about 12% depending on the country, but the super only dropped 5% at that time. So you're you're capturing, I guess, less than half of the market risk, if that makes sense. Since then, it's bounced back up, and you're actually positive 5% for the year, which is a tiny bit below the seven percent average that you need for a balanced risk profile. But in a year where the market's tanked, it's it's good to still be positive, whereas some years, it will dip into the negative every now and then, maybe once every seven years. K. So it's basically gone from a 160,000 to a 180,000. Your super has grown. You've had returns and contributions go in. A little bit of premiums for insurances and the like and fees come out, but you're still up about 20,000 overall in terms of net gains and contributions. Cool. Now one of the things that does happen, the only thing I really wanted to show you on that email was just a bit of an investment report. Now has that actually loaded up for you yet or not so much? Cool. I'll walk you through what I'm kind of looking at here. If you can see it, great. If not, it'll be there for you to look at when the computer's catching up. But inside that email, there's a bit of a sign button. It's a purple button, and it brings open your annual review pack to look at. And when you go in there yep. So six of those. Now the first one should just be a super insurance summary where you've got your net wealth and your policy. Yep. That's right. Is there a button there saying next documents? Cool. If you could just click that one for me. Now this might be the test to see if we can actually make out any of these figures, but the there's a big table with all your investments and returns on it. Is it is it possible to do the old pinch zoom where you kinda, like, zoom in a little bit on one spot? I just wanna bring your attention to two spots. So all of your investments are listed on the left hand side, and halfway down, it says blue heading Australian equities, and there's three options in there. And if you zoom in on it, it should say Bennelong, BetaShares, and BetaShares. Where are we at? Global. I've got a little bit below that. That's the one. Yep. So can you see here how it says beta shares twice and Benelon once, and there's those three options there? Yep. Now if you can swing across all the way to the right, there are percentages in a table, and it's got a minus 26, a plus seven, and a plus 13. Can you see those? Cool. So one of the things that happened was when the market was going down, we saw that one of the fund managers inside your portfolio was going down faster than everybody else, and they weren't catching back up with the market. They actually had some bad investments, and some people leave their fund. And we made a decision across all clients to sell you out of it before it got too bad and switch you to the one below it. So, basically, can you see how there's, like, an asterisk next to two of those numbers? So the Benel got sold. That was going down, like, 26%. So we sold out of that and switched it over to the other one, and that's bumped back up 7% already, and it's back into growing properly. The other one that you had still up almost 14 So that one's totally fine. Everything else on that table looks brilliant. So you've got your agriculture shares up 20%. You've your gold's up 23%. Everything is doing really, really well. It was just one bad apple around March that we had to get you out of. And, normally, I would actually go through, like, a full updated strategy document with you. But because of what was happening, we made a decision as a company to just jump on it straight away before it got too bad. It kind of couldn't wait to fix. So, basically, everything in the portfolio now looks really good. The quality is good. Everything is quite low fees. It's performing very, very well. I did a quick comparison. I think you came from Australian Super and Plumb Super back in the day. Does that ring a bell? That's the one. Plumb's owned by MLC, so I'm pretty familiar with all of these funds. And I just did a little comparison to see how it was all going. And Australian Super, they've kind of hit that six and a half percent returns over five years, which is a tiny bit below the seven average that you're aiming for. Plum was just above seven, but they were in a bit of a higher risk option. And your your net worth portfolio is now still averaging around that nine to 10% mark. So it's kind of still outperforming very, very well over the long term as well. Cool. So, basically, we can get some pretty good growth out of this one. It's still tracking very well. It's not high growth. It's not high risk, so it's not gonna shoot the lights out, but it's getting good low fee consistent returns above the benchmark, above a lot of other super funds without putting on too much risk. It's not gonna get you a million dollars in ten years, sorry to say, but it's gonna do pretty well. I just wanna make sure that does all this sound comfortable for you? You know, this idea of medium risk, steady growth. Is that okay? Cool. Yeah. We don't wanna be sitting in the bank account doing nothing, but we don't wanna be gambling it and losing it all. Yep. Easy done. So my job every review will be just to keep an eye on this. I have some other advisers that will look at your stuff as well. And every year, we're just gonna make sure we're consistently getting those good returns. And if we need to tweak things, we'll talk you through a few switches. Cool. Now the last couple of things I wanted to touch on was just in terms of the contributions like you mentioned. There is insurances coming out of the super fund. But just before I do that, your beneficiaries, you do have the super nominated split between Nigel, Jasmine, and Liam. It doesn't actually have it on there. I'm sorry to say. The the Netwealth report, I would have to generate a different one. But I can see here on the adviser login, you've got Nigel, Jasmine, and Liam listed three ways. Yep. Now the Cal Life Insurance, that also has a beneficiary listed, and Nigel is set for 50%, and Jasmine and Liam are set for 25% each. So just wanna make sure, are you still comfortable with all of that? Keep them listed. Leave it as it is. Would you like to change any of that, or is it okay? Cool. We did identify a slight typo on the super side of things. The insurance was fine, but somebody typed in summer spelled with an m and an n instead of a double m. So Michelle So it's the other way around. Sorry. The life insurance company put summer, and the super company put summer. So I do have Michelle there on the phone. She's already called them and said, hey. If you actually look at the form that the client signed, it did have an m and an n, and she's getting that fixed up for you. So I just wanna let you know that we had spotted it and we're on to it. Nothing to worry about there. It wouldn't cause any issues if something happened because, you know, it was valid, legal, signed correctly, written correctly. Cool. Just in terms of the the contribution side of things, we're talking about salary sacrifice, and I know that your work kind of has, like, supplements, different sorry, allowances and things like that. So the payslips were were very important to kind of break down what they're paying the super into. I think you've had about 11,000, just over 11,000 go into the super in terms of contributions. Now bear in mind the concessional cap to get that 15% tax rate, it's 32,500 maximum per year, and that includes what your work puts in and anything additional that you put in. Does that make sense? Fifteen, sixteen. Sorry. What was that? Yes. Yes. It is 16% from work, but they had in total, it was about 11,000. So that's kind of what was received into the account. I just did a little bit of a a contribution check. Now in terms of dollar amounts, 32,500 is the maximum, which is probably a little bit excessive. I don't think you'll probably wanna go that far with it because they've just increased it. But if I give you a little bit of leeway there, let's say, you know, you could do up to $400 a week before tax. But just to give you an idea on budgeting side of things. So if you look up the individual tax rates with the old ATO, I'm just bringing up the new table for this financial year, for every sort of $100 you put in, it costs you around about 70 in the pocket. Because it goes in pretax, Salary sacrifice, they tax you on what's left over. So you put a $100 in, you lose $70 in the pay. Now just based on that, 400 is the maximum. That'll cost you 300 a week out of pocket, but how much would you be thinking to start with? Yep. A $100 a fortnight, $50 per week, bit of a dip your toe in the water kind of thing, bump it up a little bit without, obviously, stopping you from paying off the mortgage and things like that. Yep. That's right. That explains it more as well because when I was looking at the contributions, I was like, I can see the 16%, and we did a full breakdown with your payslip. And then I saw the 11,000. I went, hang on a second. That doesn't actually work out to be 16%. So four months of the year, I've got that added onto our dashboard. Just so anytime anyone looks at it, they go gotcha. Perfect. Perfect. Now for the salary sacrifice, you can actually just go through payroll and say, hey. I would like to do this much, and they'll handle it through the payroll system. And that way, you're getting the the tax deduction on a fortnightly basis without having to wait till tax time. So would that be okay for you to do? Because I think that would be simpler than doing, you know, all the forms at the tax time with the tax return and whatnot. Yep. Now is there anything that I can send you information wise, or do you think they're pretty across it that if you told them or filled in a form, they would be okay to do that? Do you need anything from us? Cool. Yeah. Pretty much. That's pretty much how it works. I I do get the, I guess, 5% of the time, there's a old employee that goes, oh, can you please send through these details and those details? And if they're already paying the super, it's pretty easy for them to hop into the accounting system and and change the salary sacrifice. But if anything does pop up, please give us a call, and we'd be more than happy to generate any reports or information and even cc them in. Oh, interesting. Yeah. They do always say that, but nothing changes. But I'm assuming what tends to happen is payroll tends to carry across pretty well. But sometimes if they are changing payroll systems, they may send out a big notice to all the employees saying, hey. We're changing payroll systems under the new name, and you guys may have to, you know, resign something for your salary sacrifice or whatever it is. But maybe just keep an eye out for any notices or anything like that. Cool. And the last thing to go over with you as well is the insurances. Now if you still have that email open, are you able to skip through through the the next two documents for that next document. Yes. So that that performance table we're looking at, that's like a four page document. And then if you click next document, it should take you to the third one, which is like a big red Vanguard chart with all the different stock market graphs going up and down. Just wanna skip past that one to the green certificate of currency for your insurance policy. Cool. So you have $458,000 worth of life insurance and total disability insurance with no income protection, no trauma cover, but that's a lump sum, comes out of your super, and they charge you about 2,000. There's a 15% rebate tax rebate for that one. But I just wanted to quickly talk to you about the the amounts because, obviously, that clears off the last bit of the mortgage. You've got about 400,000 left over from the insurance payout, and then you're super on top. So call it $500,000 for the family. How does that sound for you guys? Yep. Do you see any need to want to increase or decrease that in terms of, you know, I don't need that much cover or I wanna get some more properties. Let's get a million, $2,000,000 worth of cover. Any need to maybe alter it at all or just keep it as is? Yep. Yes. What will basically happen to so one of the little things I like sorry. Go ahead. Yeah. Easy done. One of the easy calculations that I like to do is go, okay. Debt's number one. We clear out the debts, what's left over. If you're not there, like you said, with that that single income paying the mortgage, that's pretty important. And then without that income, you know, how heavily does the family rely on you getting that income if you were to pass away. Yep. Exactly. Right. So what would basically end up happening for them? So if we go your income after tax, it's about 67,000 a year. And if we go 500,000 worth of super and insurance divided by the 67,000, there'd be seven years worth of your income essentially being replaced to help them get into another house or or something to that effect. Is that important for you, or is that not important? Yep. But nothing there's no big glaring risks or issues where you go, oh, no. That doesn't sound too good. Cool. So what we might do is if that's appropriate still, we'll keep it as is. I wanna keep an eye on the prices a little bit because as you get older, they do increase the price of insurance. So when you go through your fifties, it's gonna start to accelerate. And when you hit 55, it might be $4,000 a year, $5,000 a year. When you hit 60, they might try and charge you $12,000 a year. It's a bit of a hockey stick. So my job is basically, if I see a year where it does a big jump, we talk about decreasing it or shopping around to other providers to try and keep the price low so you're not your soup is not being depleted by fees and premiums. Does that make sense? Yep. Yeah. It's pretty reasonable. And what I like to do is I need to make sure that if your premiums are more than, say, a third of your contributions, I put a red flag on that and go, oh, that's really slowing down the growth of the fund. So at the moment, it's nowhere near that. But if it starts to approach it next year, I'm gonna flag that with you in the review and talk about if we change it. Okay? But at this point, no no red flags or any issues I can see if you're happy with that. Cool. Michelle, that's pretty much all the areas I I wanted to cover with you today. Do you have any questions for me at this point? Yeah. Yeah. So when I go through your portfolio options themselves so like I said, in terms of volatility, it going down 5% when the market dropped 12 is pretty good. It means it's not too high risk. Long term returns are still above the 7% average we're aiming for, so that's fantastic. In terms of areas, we've got infrastructure. That's always good. That's always fun. Gold and agriculture are pretty important, especially, I guess, long term as inflation stays high. Gold's pretty important there as an inflation hedge. We have fixed those Australian equities that weren't doing too well, so we've got a good option in there. We've got you in a big chunk of safe fixed interest, which is kind of like like term deposits, safe options, put your money in, it grows at that four or 5%, but it's not high risk. Those are doing pretty good. The only one I'm gonna kind of flag is your bank hybrids. They're actually gonna phase them out over the next couple of years. So one of your, like, term deposit options inside the Netwealth, there's two of them. One of them, the government's kind of phasing out that type of deposit over the next couple of years. So that'll be one that we will end up it'll automatically switch, but we'd probably keep an eye on some options there in a year's time or so. And your conservative option's doing pretty good. And your international shares, like American shares, your your Microsoft and Google, they're doing brilliant. The only one I would probably keep an eye on is at some point, we gotta make sure we we keep an an eye on the AI side of things as that takes off. Do you have enough exposure to get the returns as those big companies grow, which you've good exposure to. At some point, we may increase that a little bit, but so far, you've got a decent amount. And if things continue on with the old electric vehicles, I know there's been a bit of a like, they went up really high last year. They've come back down, and people are talking about whether that's gonna be heavily invested into or not. I think if we give that six or twelve months, we'll have a good idea of whether we should pump a bit of money into that as well. Any areas that of interest to you that you'd you'd wanna throw into the mix there or anything you've been considering? Yeah. I actually, like, personally invest in both gold and silver. And one of the things that I tend to watch, which is really cool, is the Perth Mint. So in WA, we've got the Perth Mint, and they're kind of the number one Mint in Australia. And I don't know if they're very far from you, the old Perth Mint office. Forty five minutes. So they've got, like, a metal prices graph, and what you tend to see on it, I'm just bringing up the the current one today, is the gold and the silver tend to go up and down in similar percentages alongside each other. Sometimes it changes where one will shoot up or down. What tends to happen is silver might go up a higher percent, but also drop a higher percent. It's a bit more volatile, but they tend to go up and down in similar trends. Like, their graphs look very identical. So I think for your super, as long as we've got the gold in there, that will give you the metals exposure that you need. And the good thing is, you know, when gold shot up and silver shot up at the end of last year, you got a big boost out of that. But then when they came back down, the gold going from set of just under 6,000 wasn't too crazy, but the silver going from, like, a $142 to 80 was huge. And I think that's just maybe a little bit too volatile for the the super. Like, personal investing is one thing, but I don't think I can put you in something that could drop 60% in two months and then give you a call once Do you like, that's we're talking crypto levels volatility there. It's brilliant. I love it. I own some myself alongside the gold, but that's probably a bit stretched for your your medium risk portfolio. Yep. Yeah. It's it just recently, in the last month, jumped back up from it's $81 up to $97 an ounce for silver, which was good. There's 13 bump up there, and gold jumped up from 5,700 to 6,500. So we're getting a good little exposure there and getting some good returns off of that too. Cool. I will put a few I know. Right? But do you know at the start of the call, how I said the new money laundering laws came in, and so that's why I had to ask some extra questions? They've imposed those on the gold buying companies too. So all the ones you see in the shopping center, they're like, we buy gold, sell us your jewelry and your bullion. They have a huge amount of requirements now to find out who you are, where you got your money from. Is it from overseas sale of assets or funding terrorism and all kinds of checks and things like that? So you might see a few of those gold selling shops close-up. The mine is great. Too many hard questions. It's a lot of paperwork to go through to buy someone's old gold rings from a divorce. So Yeah. Interesting times there, Michelle. Interesting times. Cool. No. You're right. Oh, actually, that brings me to the the last two things I wanted to let you know before I do let you go is you had already signed a service agreement with us. So we haven't really had any changes in fees. We still charge the 1.65%. We have added in a tiered fee structure into our service guide. So when you get above 200,000, those discounts will start to be applied. No. Once your balance goes up in your super, once we get you up above $200, everything above that will be charged at a lower percentage. And then once we get you above 500,000, it'll be lower then as well. So it's just one of those things to make sure that we're trying to be alongside you, getting you in the right direction because we wanna see you growing as well too. And the other thing was because you'd already signed that, the only thing I have left in this pack that's actually signable is the last document there. If you still have that email open, I know you just said the phone was sort of refreshing. If you're still on that green certificate, can you just click the next document button for me? Yeah. So the last two documents, there's, like, an updated service guide with our, like, license info, complaints, procedures, and licensing information, and all that kind of thing. There is a tax file number opt in form is the only document to sign, and it's basically just trying to make sure that we still have your consent to hold your tax file number. There has been cybersecurity issues, and we do use that number for applications and and whatnot. So we just wanna make sure that we still have your consent for that. Perfect. Alrighty. It does the old spinning circle, doesn't it? Yep. Thank you very much for doing that. And, Michelle, from here, we will basically, that's come through signed, by the way, so thank you. It's come through signed all good, and I just wanted to double check with you in terms of contact frequency. Now I've got you sorry. I've got you pegged in for the next annual review, but do you want me to put in any contacts before the end of the year to discuss anything with you? Would you like to catch up more frequently, or is it more like if something happens, you'll give us a call and we can talk then? Thank you. Cool. And if anything changes, we can change it then. Yeah. Yeah. That'll be an interesting one. So let me know if you have any trouble with the salary sacrifice. And once we get that beneficiary surname fixed up on the life insurance, I'll get Michelle to send you a message just to let you know that's been all fixed up. So it's the same as the super. Awesome. Well, thank you so much for your time. I know I did catch you at a bad time before, but thank you for for answering this call and going through the details with me. I do appreciate it. No. That's okay. I always leave an hour and a half anyway just in case. Awesome, Michel. Have a fantastic week, man. Thank you. Bye.","confidence":0.99902344,"words":[{"word":"fantastic","start":4.96,"end":5.46,"confidence":0.9375,"punctuated_word":"Fantastic,","sentiment":"positive","sentiment_score":0.7546612620353699},{"word":"michelle","start":5.52,"end":5.8399997,"confidence":0.9909668,"punctuated_word":"Michelle.","sentiment":"positive","sentiment_score":0.7043185234069824},{"word":"it's","start":5.8399997,"end":6.0,"confidence":0.9975586,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.4981713891029358},{"word":"tommy","start":6.0,"end":6.3199997,"confidence":0.9760742,"punctuated_word":"Tommy","sentiment":"positive","sentiment_score":0.5792636871337891},{"word":"here","start":6.3199997,"end":6.48,"confidence":0.9970703,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.3494579792022705},{"word":"from","start":6.48,"end":6.64,"confidence":0.9873047,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.36120977997779846},{"word":"oakview","start":6.64,"end":7.04,"confidence":0.8776042,"punctuated_word":"Oakview.","sentiment":"positive","sentiment_score":0.4159153699874878},{"word":"how","start":7.04,"end":7.2,"confidence":1.0,"punctuated_word":"How","sentiment":"positive","sentiment_score":0.3355756402015686},{"word":"are","start":7.2,"end":7.2799997,"confidence":0.7783203,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3410387337207794},{"word":"you","start":7.2799997,"end":7.3599997,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.38595807552337646},{"word":"doing","start":7.3599997,"end":7.8599997,"confidence":1.0,"punctuated_word":"doing?","sentiment":"positive","sentiment_score":0.3383435904979706},{"word":"that's","start":11.36,"end":11.759999,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.024348139762878414},{"word":"no","start":11.759999,"end":11.92,"confidence":0.9951172,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.02610209584236145},{"word":"worries","start":11.92,"end":12.24,"confidence":1.0,"punctuated_word":"worries","sentiment":"neutral","sentiment_score":-0.011669620871543884},{"word":"at","start":12.24,"end":12.32,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0401834174990654},{"word":"all","start":12.32,"end":12.48,"confidence":1.0,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.1158989816904068},{"word":"i","start":12.48,"end":12.639999,"confidence":0.9790039,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.013147540390491486},{"word":"i","start":12.639999,"end":12.719999,"confidence":0.57421875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.021977178752422333},{"word":"know","start":12.719999,"end":12.88,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.048568740487098694},{"word":"you","start":12.88,"end":13.04,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.025450140237808228},{"word":"tried","start":13.04,"end":13.28,"confidence":0.99609375,"punctuated_word":"tried","sentiment":"neutral","sentiment_score":-0.03393559530377388},{"word":"to","start":13.28,"end":13.36,"confidence":0.8408203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010088898241519928},{"word":"message","start":13.36,"end":13.679999,"confidence":0.9951172,"punctuated_word":"message","sentiment":"neutral","sentiment_score":-0.02822798863053322},{"word":"in","start":13.679999,"end":13.84,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05076034739613533},{"word":"there","start":13.84,"end":14.0,"confidence":0.94873047,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.035419244319200516},{"word":"so","start":14.0,"end":14.24,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04295722767710686},{"word":"i","start":14.24,"end":14.4,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04235294461250305},{"word":"i","start":14.4,"end":14.625,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05550646409392357},{"word":"didn't","start":14.705,"end":14.945,"confidence":1.0,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.036497749388217926},{"word":"come","start":14.945,"end":15.105,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.05755741894245148},{"word":"through","start":15.105,"end":15.345,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.05484743416309357},{"word":"to","start":15.345,"end":15.505,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06360486149787903},{"word":"the","start":15.505,"end":15.665,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.003901250660419464},{"word":"system","start":15.665,"end":15.985,"confidence":0.8359375,"punctuated_word":"system,","sentiment":"neutral","sentiment_score":-0.02545788884162903},{"word":"but","start":15.985,"end":16.305,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.006418012082576752},{"word":"more","start":16.305,"end":16.545,"confidence":0.9951172,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.6189854145050049},{"word":"than","start":16.545,"end":16.705,"confidence":1.0,"punctuated_word":"than","sentiment":"positive","sentiment_score":0.6390543580055237},{"word":"happy","start":16.705,"end":16.945,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.6723526120185852},{"word":"to","start":16.945,"end":17.025,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6250158548355103},{"word":"have","start":17.025,"end":17.185,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.5925145149230957},{"word":"a","start":17.185,"end":17.265,"confidence":0.99316406,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6509953737258911},{"word":"chat","start":17.265,"end":17.505,"confidence":1.0,"punctuated_word":"chat","sentiment":"positive","sentiment_score":0.7231815457344055},{"word":"now","start":17.505,"end":17.744999,"confidence":1.0,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.7250948548316956},{"word":"if","start":17.744999,"end":17.825,"confidence":0.97265625,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.6483029127120972},{"word":"you","start":17.825,"end":17.985,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5458040237426758},{"word":"still","start":17.985,"end":18.145,"confidence":0.9277344,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.5154890418052673},{"word":"got","start":18.145,"end":18.305,"confidence":0.9980469,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.5024505853652954},{"word":"a","start":18.305,"end":18.385,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.526660680770874},{"word":"few","start":18.385,"end":18.545,"confidence":1.0,"punctuated_word":"few","sentiment":"positive","sentiment_score":0.4027920663356781},{"word":"minutes","start":18.545,"end":19.045,"confidence":0.9980469,"punctuated_word":"minutes.","sentiment":"positive","sentiment_score":0.47901374101638794},{"word":"perfect","start":21.265,"end":21.665,"confidence":0.9951172,"punctuated_word":"Perfect,","sentiment":"positive","sentiment_score":0.6439474821090698},{"word":"michelle","start":21.665,"end":22.065,"confidence":0.99365234,"punctuated_word":"Michelle.","sentiment":"positive","sentiment_score":0.556183934211731},{"word":"now","start":22.065,"end":22.385,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.4334867298603058},{"word":"as","start":22.385,"end":22.545,"confidence":0.9819336,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.28664150834083557},{"word":"one","start":22.545,"end":22.705,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.31558018922805786},{"word":"of","start":22.705,"end":22.785,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.37421563267707825},{"word":"the","start":22.785,"end":22.945,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26944851875305176},{"word":"senior","start":22.945,"end":23.265,"confidence":1.0,"punctuated_word":"senior","sentiment":"neutral","sentiment_score":0.21759234368801117},{"word":"advisers","start":23.265,"end":23.765,"confidence":0.9189453,"punctuated_word":"advisers,","sentiment":"neutral","sentiment_score":0.25455814599990845},{"word":"i'm","start":23.825,"end":24.064999,"confidence":0.9941406,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.36977922916412354},{"word":"just","start":24.064999,"end":24.305,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3990353643894195},{"word":"gonna","start":24.305,"end":24.545,"confidence":0.9892578,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.3564815819263458},{"word":"go","start":24.545,"end":24.705,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.320587158203125},{"word":"through","start":24.705,"end":24.865,"confidence":1.0,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.35254865884780884},{"word":"a","start":24.865,"end":25.025,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.38017481565475464},{"word":"bit","start":25.025,"end":25.105,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.28413304686546326},{"word":"of","start":25.105,"end":25.265,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3886526823043823},{"word":"an","start":25.265,"end":25.425,"confidence":1.0,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.36323460936546326},{"word":"updated","start":25.425,"end":25.825,"confidence":0.9980469,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.30872011184692383},{"word":"annual","start":25.825,"end":26.145,"confidence":1.0,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.26750633120536804},{"word":"review","start":26.145,"end":26.465,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.27953681349754333},{"word":"with","start":26.465,"end":26.625,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2748844623565674},{"word":"you","start":26.625,"end":27.03,"confidence":0.7038574,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.36128953099250793},{"word":"just","start":27.11,"end":27.27,"confidence":0.9291992,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.2745296359062195},{"word":"gonna","start":27.27,"end":27.51,"confidence":0.7109375,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.27743035554885864},{"word":"recap","start":27.51,"end":27.75,"confidence":0.9892578,"punctuated_word":"recap","sentiment":"neutral","sentiment_score":0.25903692841529846},{"word":"what's","start":27.75,"end":28.07,"confidence":0.99902344,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.2728077173233032},{"word":"been","start":28.07,"end":28.310001,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.2640950679779053},{"word":"going","start":28.310001,"end":28.550001,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.2825991213321686},{"word":"on","start":28.550001,"end":28.87,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2940642535686493},{"word":"recently","start":28.87,"end":29.37,"confidence":0.94628906,"punctuated_word":"recently,","sentiment":"positive","sentiment_score":0.3498571515083313},{"word":"what","start":29.91,"end":30.150002,"confidence":0.6430664,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3908680677413941},{"word":"changes","start":30.150002,"end":30.650002,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.2625730335712433},{"word":"we","start":30.87,"end":30.95,"confidence":0.9873047,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.23131471872329712},{"word":"can","start":30.95,"end":31.11,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.27085384726524353},{"word":"look","start":31.11,"end":31.35,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.2643549144268036},{"word":"at","start":31.35,"end":31.51,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2218908816576004},{"word":"making","start":31.51,"end":31.83,"confidence":0.9921875,"punctuated_word":"making,","sentiment":"neutral","sentiment_score":0.3027721047401428},{"word":"what","start":31.83,"end":32.07,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3761730194091797},{"word":"has","start":32.07,"end":32.31,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.23740611970424652},{"word":"been","start":32.31,"end":32.55,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.2668873369693756},{"word":"made","start":32.55,"end":33.05,"confidence":0.9758301,"punctuated_word":"made,","sentiment":"neutral","sentiment_score":0.2592777907848358},{"word":"and","start":33.11,"end":33.61,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2990039885044098},{"word":"just","start":33.670002,"end":33.91,"confidence":0.8154297,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3531419336795807},{"word":"see","start":33.91,"end":34.07,"confidence":0.9980469,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.3455759882926941},{"word":"if","start":34.07,"end":34.15,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.30827245116233826},{"word":"there's","start":34.15,"end":34.39,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.3067690134048462},{"word":"anything","start":34.39,"end":34.63,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.3139815926551819},{"word":"else","start":34.63,"end":34.87,"confidence":0.99902344,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.2411922812461853},{"word":"to","start":34.87,"end":35.03,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2435242235660553},{"word":"update","start":35.03,"end":35.53,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.21995174884796145},{"word":"on","start":35.75,"end":35.91,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.18302278220653537},{"word":"your","start":35.91,"end":36.23,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2337782382965088},{"word":"circumstances","start":36.23,"end":36.73,"confidence":1.0,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":0.28681665658950806},{"word":"as","start":37.03,"end":37.190002,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.30484506487846375},{"word":"well","start":37.190002,"end":37.67,"confidence":0.99560547,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2696891725063324},{"word":"now","start":37.67,"end":37.91,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.09922081232070924},{"word":"do","start":37.91,"end":38.07,"confidence":0.94140625,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06378454715013504},{"word":"you","start":38.07,"end":38.15,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06142508238554001},{"word":"mind","start":38.15,"end":38.39,"confidence":1.0,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.07583093643188477},{"word":"if","start":38.39,"end":38.55,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08388100564479828},{"word":"i","start":38.55,"end":38.63,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09448797255754472},{"word":"just","start":38.63,"end":38.79,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08712011575698853},{"word":"go","start":38.79,"end":38.95,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.06932711601257324},{"word":"through","start":38.95,"end":39.11,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06487647444009781},{"word":"the","start":39.11,"end":39.27,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07291769236326218},{"word":"quick","start":39.27,"end":39.525,"confidence":0.9970703,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.08984123915433884},{"word":"usual","start":39.605003,"end":40.005,"confidence":0.9970703,"punctuated_word":"usual","sentiment":"neutral","sentiment_score":0.07143288105726242},{"word":"security","start":40.005,"end":40.325,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.038618363440036774},{"word":"check","start":40.325,"end":40.565002,"confidence":0.9980469,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.047923795878887177},{"word":"with","start":40.565002,"end":40.805,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04454445093870163},{"word":"you","start":40.805,"end":41.305,"confidence":0.99902344,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.05500801280140877},{"word":"no","start":42.965,"end":43.205,"confidence":0.9428711,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.12260391563177107},{"word":"worries","start":43.205,"end":43.525,"confidence":0.99853516,"punctuated_word":"worries,","sentiment":"neutral","sentiment_score":0.12358523905277252},{"word":"michelle","start":43.525,"end":43.845,"confidence":0.9946289,"punctuated_word":"Michelle.","sentiment":"neutral","sentiment_score":0.13731586933135986},{"word":"so","start":43.845,"end":44.005,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09535317122936247},{"word":"i'm","start":44.005,"end":44.245003,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08080579340457916},{"word":"registered","start":44.245003,"end":44.565002,"confidence":0.9970703,"punctuated_word":"registered","sentiment":"neutral","sentiment_score":0.08527953177690506},{"word":"with","start":44.565002,"end":45.065002,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09487421810626984},{"word":"asic","start":45.285,"end":45.605003,"confidence":0.44091797,"punctuated_word":"ASIC","sentiment":"neutral","sentiment_score":0.1022295206785202},{"word":"as","start":45.605003,"end":45.845,"confidence":0.9873047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10971197485923768},{"word":"adviser","start":45.845,"end":46.345,"confidence":0.94140625,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.08119399100542068},{"word":"one","start":46.645,"end":46.885002,"confidence":0.8461914,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.11618730425834656},{"word":"two","start":46.885002,"end":47.125,"confidence":0.99609375,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.10695017874240877},{"word":"seven","start":47.125,"end":47.445,"confidence":1.0,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.09700364619493484},{"word":"three","start":47.445,"end":47.685,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.09393204748630524},{"word":"one","start":47.685,"end":47.845,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.096468485891819},{"word":"zero","start":47.845,"end":48.085,"confidence":1.0,"punctuated_word":"zero","sentiment":"neutral","sentiment_score":0.10119038075208664},{"word":"five","start":48.085,"end":48.585,"confidence":0.99902344,"punctuated_word":"five.","sentiment":"neutral","sentiment_score":0.08395074307918549},{"word":"could","start":48.645,"end":48.885002,"confidence":0.7998047,"punctuated_word":"Could","sentiment":"neutral","sentiment_score":0.061542656272649765},{"word":"i","start":48.885002,"end":49.045002,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05937207117676735},{"word":"please","start":49.045002,"end":49.365,"confidence":1.0,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.05006348341703415},{"word":"get","start":49.365,"end":49.605003,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.05113041400909424},{"word":"your","start":49.605003,"end":49.925003,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04147696495056152},{"word":"date","start":49.925003,"end":50.085,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.0648937001824379},{"word":"of","start":50.085,"end":50.165,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06510798633098602},{"word":"birth","start":50.165,"end":50.405003,"confidence":1.0,"punctuated_word":"birth","sentiment":"neutral","sentiment_score":0.06495186686515808},{"word":"and","start":50.405003,"end":50.565002,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07030051946640015},{"word":"address","start":50.565002,"end":51.065002,"confidence":1.0,"punctuated_word":"address?","sentiment":"neutral","sentiment_score":0.06944549083709717},{"word":"mhmm","start":54.325,"end":54.66,"confidence":0.99401855,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.031264543533325195},{"word":"sensational","start":56.1,"end":56.6,"confidence":0.9943034,"punctuated_word":"Sensational.","sentiment":"neutral","sentiment_score":0.04031263664364815},{"word":"thank","start":58.34,"end":58.5,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.3787439167499542},{"word":"you","start":58.5,"end":58.66,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4191728830337525},{"word":"so","start":58.66,"end":58.82,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4511035084724426},{"word":"much","start":58.82,"end":58.98,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.4847303032875061},{"word":"for","start":58.98,"end":59.14,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4740477502346039},{"word":"that","start":59.14,"end":59.22,"confidence":0.9941406,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.4450688064098358},{"word":"and","start":59.22,"end":59.38,"confidence":0.98828125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1826356053352356},{"word":"are","start":59.38,"end":59.46,"confidence":0.9951172,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.09995511174201964},{"word":"you","start":59.46,"end":59.62,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0990198627114296},{"word":"okay","start":59.62,"end":59.94,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.0855804979801178},{"word":"for","start":59.94,"end":60.02,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10118523240089417},{"word":"the","start":60.02,"end":60.18,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10674070566892624},{"word":"call","start":60.18,"end":60.34,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.09960096329450609},{"word":"to","start":60.34,"end":60.5,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.055356185883283615},{"word":"be","start":60.5,"end":60.66,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08391588926315308},{"word":"recorded","start":60.66,"end":61.16,"confidence":1.0,"punctuated_word":"recorded?","sentiment":"neutral","sentiment_score":0.09905805438756944},{"word":"amazing","start":62.82,"end":63.32,"confidence":0.9980469,"punctuated_word":"Amazing.","sentiment":"positive","sentiment_score":0.388073205947876},{"word":"now","start":63.46,"end":63.86,"confidence":0.9265137,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.2569355368614197},{"word":"michelle","start":63.86,"end":64.34,"confidence":0.9909668,"punctuated_word":"Michelle,","sentiment":"neutral","sentiment_score":0.2832455039024353},{"word":"i've","start":64.34,"end":64.58,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2659303545951843},{"word":"got","start":64.58,"end":65.08,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.22493307292461395},{"word":"a","start":65.14,"end":65.3,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25187888741493225},{"word":"bit","start":65.3,"end":65.46,"confidence":0.8256836,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.23714125156402588},{"word":"of","start":65.46,"end":65.62,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.30018672347068787},{"word":"an","start":65.62,"end":65.78,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.3130320906639099},{"word":"annual","start":65.78,"end":66.1,"confidence":0.99902344,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.21102255582809448},{"word":"review","start":66.1,"end":66.5,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.1721399426460266},{"word":"pack","start":66.5,"end":66.74,"confidence":0.49853516,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.24317345023155212},{"word":"to","start":66.74,"end":66.9,"confidence":0.63378906,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22606123983860016},{"word":"send","start":66.9,"end":67.14,"confidence":0.9375,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.255802720785141},{"word":"out","start":67.14,"end":67.3,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.22836585342884064},{"word":"to","start":67.3,"end":67.46,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25743019580841064},{"word":"you","start":67.46,"end":67.815,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.22196009755134585},{"word":"i","start":67.815,"end":67.975006,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14923948049545288},{"word":"know","start":67.975006,"end":68.215004,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.17473948001861572},{"word":"that","start":68.215004,"end":68.295006,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1598617136478424},{"word":"you","start":68.295006,"end":68.455,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.165008544921875},{"word":"already","start":68.455,"end":68.775,"confidence":0.99902344,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.2097465693950653},{"word":"went","start":68.775,"end":69.015,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.1654173731803894},{"word":"through","start":69.015,"end":69.335,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1439594179391861},{"word":"and","start":69.335,"end":69.575005,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14989937841892242},{"word":"provided","start":69.575005,"end":69.975006,"confidence":1.0,"punctuated_word":"provided","sentiment":"neutral","sentiment_score":0.12525714933872223},{"word":"your","start":69.975006,"end":70.295006,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13946819305419922},{"word":"consent","start":70.295006,"end":70.795006,"confidence":1.0,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":0.1973432749509811},{"word":"to","start":70.935005,"end":71.335,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21726694703102112},{"word":"michelle","start":71.335,"end":71.815,"confidence":0.99902344,"punctuated_word":"Michelle","sentiment":"neutral","sentiment_score":0.18416428565979004},{"word":"for","start":71.815,"end":72.055,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.26270732283592224},{"word":"the","start":72.055,"end":72.215004,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19620651006698608},{"word":"services","start":72.215004,"end":72.715004,"confidence":0.8625488,"punctuated_word":"services,","sentiment":"neutral","sentiment_score":0.20668500661849976},{"word":"and","start":73.175,"end":73.675,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2380729168653488},{"word":"that's","start":73.895004,"end":74.135,"confidence":0.9406738,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.22082822024822235},{"word":"so","start":74.135,"end":74.295006,"confidence":0.97265625,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.2253047674894333},{"word":"we","start":74.295006,"end":74.455,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2203921675682068},{"word":"can","start":74.455,"end":74.615005,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.22779040038585663},{"word":"remain","start":74.615005,"end":75.015,"confidence":1.0,"punctuated_word":"remain","sentiment":"neutral","sentiment_score":0.2305341511964798},{"word":"listed","start":75.015,"end":75.335,"confidence":1.0,"punctuated_word":"listed","sentiment":"neutral","sentiment_score":0.24799203872680664},{"word":"as","start":75.335,"end":75.575005,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.22240188717842105},{"word":"advisers","start":75.575005,"end":76.075005,"confidence":0.91748047,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":0.17692871391773224},{"word":"on","start":76.215004,"end":76.455,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.24616707861423492},{"word":"your","start":76.455,"end":76.695,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.28775373101234436},{"word":"netwealth","start":76.695,"end":77.195,"confidence":0.95336914,"punctuated_word":"Netwealth","sentiment":"neutral","sentiment_score":0.22077682614326477},{"word":"account","start":77.255005,"end":77.755005,"confidence":1.0,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.21677982807159424},{"word":"now","start":77.975006,"end":78.215004,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.16686426103115082},{"word":"will","start":78.215004,"end":78.375,"confidence":0.97314453,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1855265200138092},{"word":"you","start":78.375,"end":78.535,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1905866712331772},{"word":"be","start":78.535,"end":78.615005,"confidence":0.9448242,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2055869698524475},{"word":"able","start":78.615005,"end":78.735,"confidence":0.9980469,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.16880494356155396},{"word":"to","start":78.735,"end":78.855,"confidence":0.9667969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17099902033805847},{"word":"look","start":78.855,"end":79.015,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.11006633937358856},{"word":"onto","start":79.015,"end":79.255005,"confidence":0.54052734,"punctuated_word":"onto","sentiment":"neutral","sentiment_score":0.10904619097709656},{"word":"the","start":79.255005,"end":79.495,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11153730750083923},{"word":"emails","start":79.495,"end":79.815,"confidence":1.0,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":0.10808675736188889},{"word":"with","start":79.815,"end":79.975006,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12093396484851836},{"word":"me","start":79.975006,"end":80.135,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1778641641139984},{"word":"if","start":80.135,"end":80.295,"confidence":0.9921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14762091636657715},{"word":"i","start":80.295,"end":80.375,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16734540462493896},{"word":"can","start":80.375,"end":80.535,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15298476815223694},{"word":"shoot","start":80.535,"end":80.775,"confidence":1.0,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":0.14891937375068665},{"word":"through","start":80.775,"end":81.015,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.15883532166481018},{"word":"this","start":81.015,"end":81.255005,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.18579088151454928},{"word":"pack","start":81.255005,"end":81.415,"confidence":0.99902344,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.13719210028648376},{"word":"to","start":81.415,"end":81.575005,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15889227390289307},{"word":"you","start":81.575005,"end":81.735,"confidence":0.9428711,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.14036180078983307},{"word":"or","start":81.735,"end":81.895004,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.14044982194900513},{"word":"should","start":81.895004,"end":82.055,"confidence":0.93847656,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.13421854376792908},{"word":"i","start":82.055,"end":82.215004,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17322516441345215},{"word":"just","start":82.215004,"end":82.375,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17645074427127838},{"word":"kind","start":82.375,"end":82.535,"confidence":0.9760742,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.2025880217552185},{"word":"of","start":82.535,"end":82.695,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1891924887895584},{"word":"walk","start":82.695,"end":82.855,"confidence":1.0,"punctuated_word":"walk","sentiment":"neutral","sentiment_score":0.196992427110672},{"word":"you","start":82.855,"end":83.015,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14515608549118042},{"word":"through","start":83.015,"end":83.255005,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1517205387353897},{"word":"what's","start":83.255005,"end":83.52,"confidence":1.0,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.10980276763439178},{"word":"coming","start":83.52,"end":83.92,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.08232177048921585},{"word":"by","start":83.92,"end":84.42,"confidence":0.9921875,"punctuated_word":"by?","sentiment":"neutral","sentiment_score":0.07497653365135193},{"word":"so","start":102.525,"end":102.925,"confidence":0.7265625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04644261673092842},{"word":"i'm","start":102.925,"end":103.165,"confidence":0.98535156,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.06887295097112656},{"word":"just","start":103.165,"end":103.325,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08535054326057434},{"word":"hitting","start":103.325,"end":103.805,"confidence":0.9970703,"punctuated_word":"hitting","sentiment":"neutral","sentiment_score":0.06541717797517776},{"word":"send","start":103.805,"end":104.125,"confidence":0.9819336,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.08785693347454071},{"word":"now","start":104.125,"end":104.525,"confidence":0.94677734,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.09945014119148254},{"word":"and","start":104.525,"end":104.765,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1432662457227707},{"word":"it's","start":104.765,"end":105.005,"confidence":0.9748535,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.13917365670204165},{"word":"a","start":105.005,"end":105.505,"confidence":0.9194336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15636008977890015},{"word":"oakview","start":105.645,"end":106.145,"confidence":0.8293457,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.19776102900505063},{"word":"financial","start":106.365,"end":106.865,"confidence":0.6850586,"punctuated_word":"Financial","sentiment":"neutral","sentiment_score":0.216650128364563},{"word":"annual","start":107.165,"end":107.565,"confidence":0.6875,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.1720363348722458},{"word":"review","start":107.565,"end":108.065,"confidence":0.99902344,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.1259939670562744},{"word":"pack","start":108.284996,"end":108.784996,"confidence":0.7824707,"punctuated_word":"pack,","sentiment":"neutral","sentiment_score":0.2188946008682251},{"word":"and","start":109.085,"end":109.244995,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3035150468349457},{"word":"that","start":109.244995,"end":109.405,"confidence":0.97265625,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3641882836818695},{"word":"should","start":109.405,"end":109.65,"confidence":0.8408203,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.34084296226501465},{"word":"come","start":109.73,"end":109.89,"confidence":0.99902344,"punctuated_word":"come","sentiment":"positive","sentiment_score":0.33959662914276123},{"word":"through","start":109.89,"end":110.130005,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2863484025001526},{"word":"pretty","start":110.130005,"end":110.53,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.389900416135788},{"word":"quickly","start":110.53,"end":111.03,"confidence":0.9995117,"punctuated_word":"quickly.","sentiment":"neutral","sentiment_score":0.3109593093395233},{"word":"you","start":111.49,"end":111.73,"confidence":0.7470703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2074808031320572},{"word":"have","start":111.73,"end":111.89,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19552600383758545},{"word":"used","start":111.89,"end":112.21,"confidence":0.99609375,"punctuated_word":"used","sentiment":"neutral","sentiment_score":0.2806495726108551},{"word":"our","start":112.21,"end":112.29,"confidence":0.9941406,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.25264492630958557},{"word":"system","start":112.29,"end":112.69,"confidence":1.0,"punctuated_word":"system","sentiment":"neutral","sentiment_score":0.3090081214904785},{"word":"before","start":112.69,"end":113.01,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.19571703672409055},{"word":"the","start":113.01,"end":113.17,"confidence":0.6982422,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23944251239299777},{"word":"new","start":113.17,"end":113.33,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.17129412293434143},{"word":"one","start":113.33,"end":113.65,"confidence":0.9189453,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.21290522813796997},{"word":"so","start":113.65,"end":113.81,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.29588833451271057},{"word":"it","start":113.81,"end":113.97,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3294004797935486},{"word":"should","start":113.97,"end":114.130005,"confidence":1.0,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.3441614508628845},{"word":"go","start":114.130005,"end":114.37,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.26114368438720703},{"word":"through","start":114.37,"end":114.61,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.28465259075164795},{"word":"pretty","start":114.61,"end":114.93,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.4159072935581207},{"word":"instantly","start":114.93,"end":115.43,"confidence":0.9904785,"punctuated_word":"instantly.","sentiment":"neutral","sentiment_score":0.02243261411786079},{"word":"and","start":115.73,"end":115.97,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04207403585314751},{"word":"just","start":115.97,"end":116.130005,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.040023401379585266},{"word":"let","start":116.130005,"end":116.29,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.04278872534632683},{"word":"me","start":116.29,"end":116.450005,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0567098930478096},{"word":"know","start":116.450005,"end":116.53,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.06254342943429947},{"word":"if","start":116.53,"end":116.69,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.041309721767902374},{"word":"you","start":116.69,"end":116.770004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0426141694188118},{"word":"can","start":116.770004,"end":116.93,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04185086116194725},{"word":"see","start":116.93,"end":117.17,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.06092251092195511},{"word":"another","start":117.17,"end":117.41,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.01288190484046936},{"word":"one","start":117.41,"end":117.57,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.02530953288078308},{"word":"of","start":117.57,"end":117.65,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06726957112550735},{"word":"those","start":117.65,"end":117.97,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.05887390300631523},{"word":"emails","start":117.97,"end":118.47,"confidence":1.0,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":-0.011633813381195068},{"word":"come","start":118.61,"end":118.85,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.05649348348379135},{"word":"through","start":118.85,"end":119.090004,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.04937522113323212},{"word":"from","start":119.090004,"end":119.25,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.04176454618573189},{"word":"us","start":119.25,"end":119.41,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.06701380014419556},{"word":"in","start":119.41,"end":119.57,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09202618896961212},{"word":"the","start":119.57,"end":119.73,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08185580372810364},{"word":"next","start":119.73,"end":119.97,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.08739806711673737},{"word":"few","start":119.97,"end":120.21,"confidence":0.99902344,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.05506887286901474},{"word":"seconds","start":120.21,"end":120.61,"confidence":0.99902344,"punctuated_word":"seconds","sentiment":"neutral","sentiment_score":0.07163397967815399},{"word":"also","start":120.61,"end":121.11,"confidence":0.7619629,"punctuated_word":"also.","sentiment":"neutral","sentiment_score":0.03534393757581711},{"word":"hopefully","start":123.81,"end":124.21,"confidence":0.9941406,"punctuated_word":"Hopefully,","sentiment":"neutral","sentiment_score":-0.028221547603607178},{"word":"it","start":124.21,"end":124.29,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01540442556142807},{"word":"doesn't","start":124.29,"end":124.61,"confidence":0.9995117,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.0647846981883049},{"word":"go","start":124.61,"end":124.935,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.13594576716423035},{"word":"through","start":125.494995,"end":125.55499,"confidence":0.9589844,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.09644171595573424},{"word":"to","start":125.55499,"end":125.615,"confidence":0.65966797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.26572713255882263},{"word":"the","start":125.615,"end":125.675,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19543156027793884},{"word":"old","start":125.675,"end":125.735,"confidence":1.0,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.31427323818206787},{"word":"spam","start":125.735,"end":125.975,"confidence":0.9741211,"punctuated_word":"spam","sentiment":"neutral","sentiment_score":-0.20765921473503113},{"word":"inbox","start":125.975,"end":126.295,"confidence":0.5761719,"punctuated_word":"inbox","sentiment":"neutral","sentiment_score":-0.1830368340015411},{"word":"or","start":126.295,"end":126.534996,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1778229922056198},{"word":"anything","start":126.534996,"end":126.774994,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.16209599375724792},{"word":"like","start":126.774994,"end":126.935,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.16770176589488983},{"word":"that","start":126.935,"end":127.174995,"confidence":0.8725586,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.12742450833320618},{"word":"but","start":127.174995,"end":127.575,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.049695901572704315},{"word":"i","start":127.575,"end":127.735,"confidence":0.64501953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06327754259109497},{"word":"know","start":127.735,"end":127.895,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.03498011827468872},{"word":"you","start":127.895,"end":127.975,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.058237478137016296},{"word":"have","start":127.975,"end":128.215,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03412328287959099},{"word":"received","start":128.215,"end":128.535,"confidence":0.99902344,"punctuated_word":"received","sentiment":"neutral","sentiment_score":-0.044683657586574554},{"word":"one","start":128.535,"end":129.035,"confidence":0.9902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.10521040856838226},{"word":"not","start":129.495,"end":129.735,"confidence":0.9951172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08729175478219986},{"word":"too","start":129.735,"end":129.815,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.1010456457734108},{"word":"long","start":129.815,"end":130.055,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.08617965877056122},{"word":"ago","start":130.055,"end":130.555,"confidence":0.99853516,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":-0.07662560790777206},{"word":"and","start":146.06999,"end":146.56999,"confidence":0.6850586,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.026568518951535225},{"word":"i'll","start":147.83,"end":147.98999,"confidence":0.96606445,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.026051178574562073},{"word":"give","start":147.98999,"end":148.15,"confidence":0.9970703,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.02188672125339508},{"word":"it","start":148.15,"end":148.39,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.021085914224386215},{"word":"a","start":148.39,"end":148.47,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.038057949393987656},{"word":"minute","start":148.47,"end":148.79,"confidence":1.0,"punctuated_word":"minute","sentiment":"neutral","sentiment_score":0.04615805670619011},{"word":"to","start":148.79,"end":149.03,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03499450907111168},{"word":"load","start":149.03,"end":149.26999,"confidence":1.0,"punctuated_word":"load","sentiment":"neutral","sentiment_score":0.03586454316973686},{"word":"as","start":149.26999,"end":149.43,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.045598793774843216},{"word":"well","start":149.43,"end":149.67,"confidence":0.8479004,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.012713592499494553},{"word":"but","start":149.67,"end":149.83,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.025856245309114456},{"word":"just","start":149.83,"end":150.06999,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03012193739414215},{"word":"while","start":150.06999,"end":150.31,"confidence":1.0,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.02374013140797615},{"word":"that's","start":150.31,"end":150.55,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.04350274056196213},{"word":"coming","start":150.55,"end":150.95,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.03412401303648949},{"word":"through","start":150.95,"end":151.45,"confidence":0.9970703,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.05210074782371521},{"word":"i","start":151.675,"end":151.915,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10388156771659852},{"word":"did","start":151.915,"end":151.995,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.11881595849990843},{"word":"take","start":151.995,"end":152.235,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.1089644581079483},{"word":"a","start":152.235,"end":152.315,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10659564286470412},{"word":"note","start":152.315,"end":152.555,"confidence":1.0,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.07564441859722137},{"word":"there","start":152.555,"end":152.715,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.14864952862262726},{"word":"from","start":152.715,"end":152.955,"confidence":0.9892578,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.14230072498321533},{"word":"michelle","start":152.955,"end":153.355,"confidence":0.9836426,"punctuated_word":"Michelle.","sentiment":"neutral","sentiment_score":0.11196402460336684},{"word":"i","start":153.355,"end":153.435,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11010086536407472},{"word":"think","start":153.435,"end":153.595,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.10488972067832948},{"word":"there","start":153.595,"end":153.755,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.14652177691459656},{"word":"was","start":153.755,"end":153.915,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.14925377070903778},{"word":"a","start":153.915,"end":153.995,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11894673854112624},{"word":"couple","start":153.995,"end":154.235,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.08947312831878662},{"word":"of","start":154.235,"end":154.315,"confidence":0.8100586,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10666857659816742},{"word":"things","start":154.315,"end":154.555,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.10952569544315338},{"word":"you","start":154.555,"end":154.715,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1051863580942154},{"word":"wanted","start":154.715,"end":155.115,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.06508637964725494},{"word":"to","start":155.115,"end":155.19499,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09155035018920898},{"word":"talk","start":155.19499,"end":155.435,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.10498607158660889},{"word":"about","start":155.435,"end":155.675,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.14688125252723694},{"word":"today","start":155.675,"end":155.915,"confidence":1.0,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.10968104004859924},{"word":"was","start":155.915,"end":156.155,"confidence":1.0,"punctuated_word":"Was","sentiment":"neutral","sentiment_score":0.06271208822727203},{"word":"there","start":156.155,"end":156.235,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06112433969974518},{"word":"anything","start":156.235,"end":156.555,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.09493141621351242},{"word":"in","start":156.555,"end":156.715,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04286618158221245},{"word":"particular","start":156.715,"end":157.115,"confidence":0.99902344,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":0.02954335510730743},{"word":"you","start":157.115,"end":157.19499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05176887288689613},{"word":"wanted","start":157.19499,"end":157.515,"confidence":0.9921875,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.03144316002726555},{"word":"me","start":157.515,"end":157.595,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.025190159678459167},{"word":"to","start":157.595,"end":157.755,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.021737150847911835},{"word":"focus","start":157.755,"end":158.155,"confidence":1.0,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.040286242961883545},{"word":"on","start":158.155,"end":158.395,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06301060318946838},{"word":"for","start":158.395,"end":158.555,"confidence":0.9790039,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.028096873313188553},{"word":"this","start":158.555,"end":158.715,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.05904688686132431},{"word":"review","start":158.715,"end":159.215,"confidence":0.99902344,"punctuated_word":"review?","sentiment":"neutral","sentiment_score":0.03297868371009827},{"word":"yeah","start":168.25,"end":168.49,"confidence":0.86450195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0670955553650856},{"word":"yep","start":168.49,"end":168.89,"confidence":0.98950195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10383746027946472},{"word":"okay","start":168.89,"end":169.39,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10905613005161284},{"word":"i'll","start":169.53,"end":169.77,"confidence":0.94506836,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.11972060799598694},{"word":"run","start":169.77,"end":170.01,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.11730597913265228},{"word":"through","start":170.01,"end":170.17,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1243625059723854},{"word":"that","start":170.17,"end":170.33,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12123331427574158},{"word":"with","start":170.33,"end":170.49,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14877067506313324},{"word":"you","start":170.49,"end":170.73,"confidence":0.9387207,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.15337273478507996},{"word":"we'll","start":170.73,"end":170.89,"confidence":0.90771484,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.12112321704626083},{"word":"give","start":170.89,"end":171.05,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.1244824081659317},{"word":"you","start":171.05,"end":171.20999,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1535254865884781},{"word":"an","start":171.20999,"end":171.37,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.14960545301437378},{"word":"idea","start":171.37,"end":171.61,"confidence":1.0,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.10736052691936492},{"word":"of","start":171.61,"end":171.69,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11551608145236968},{"word":"what's","start":171.69,"end":171.93,"confidence":1.0,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.09599025547504424},{"word":"been","start":171.93,"end":172.17,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.09173578023910522},{"word":"going","start":172.17,"end":172.33,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.1087295264005661},{"word":"on","start":172.33,"end":172.49,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09287559986114502},{"word":"with","start":172.49,"end":172.73,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05961933732032776},{"word":"the","start":172.73,"end":172.89,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09494177997112274},{"word":"super","start":172.89,"end":173.13,"confidence":0.84277344,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1435297131538391},{"word":"there","start":173.13,"end":173.37,"confidence":0.91186523,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.1043841540813446},{"word":"and","start":173.37,"end":173.53,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.113859623670578},{"word":"we'll","start":173.53,"end":173.77,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.10362287610769272},{"word":"go","start":173.77,"end":173.93,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.11948558688163756},{"word":"through","start":173.93,"end":174.09,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.11872036010026932},{"word":"some","start":174.09,"end":174.25,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0869140475988388},{"word":"updates","start":174.25,"end":174.65,"confidence":1.0,"punctuated_word":"updates","sentiment":"neutral","sentiment_score":0.05391298606991768},{"word":"on","start":174.65,"end":174.81,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06817448139190674},{"word":"the","start":174.81,"end":174.97,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06934665888547897},{"word":"occupation","start":174.97,"end":175.47,"confidence":0.9995117,"punctuated_word":"occupation.","sentiment":"neutral","sentiment_score":0.0806620717048645},{"word":"now","start":177.095,"end":177.41501,"confidence":0.9741211,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.0551285520195961},{"word":"has","start":177.41501,"end":177.655,"confidence":0.9941406,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.052647024393081665},{"word":"that","start":177.655,"end":177.815,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0615827701985836},{"word":"come","start":177.815,"end":178.05501,"confidence":0.99902344,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.03879151493310928},{"word":"through","start":178.05501,"end":178.55501,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.026869405061006543},{"word":"yet","start":178.615,"end":179.115,"confidence":0.99365234,"punctuated_word":"yet?","sentiment":"neutral","sentiment_score":0.007046102546155453},{"word":"well","start":183.815,"end":184.05501,"confidence":0.9885254,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.012865321710705755},{"word":"that's","start":184.05501,"end":184.215,"confidence":0.97143555,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.036975305527448654},{"word":"okay","start":184.215,"end":184.455,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.07347121089696884},{"word":"if","start":184.455,"end":184.535,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.0858238935470581},{"word":"you","start":184.535,"end":184.695,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.034448761492967606},{"word":"wanna","start":184.695,"end":184.935,"confidence":0.9716797,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06270661950111389},{"word":"give","start":184.935,"end":185.095,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.035931047052145004},{"word":"the","start":185.095,"end":185.175,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03400999680161476},{"word":"laptop","start":185.175,"end":185.495,"confidence":1.0,"punctuated_word":"laptop","sentiment":"neutral","sentiment_score":-0.02353256195783615},{"word":"a","start":185.495,"end":185.655,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.037779733538627625},{"word":"couple","start":185.655,"end":185.815,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.04886280745267868},{"word":"of","start":185.815,"end":185.975,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.052108027040958405},{"word":"minutes","start":185.975,"end":186.215,"confidence":1.0,"punctuated_word":"minutes","sentiment":"neutral","sentiment_score":0.06669345498085022},{"word":"to","start":186.215,"end":186.375,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.048616912215948105},{"word":"kind","start":186.375,"end":186.535,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.04182566702365875},{"word":"of","start":186.535,"end":186.695,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03533549606800079},{"word":"catch","start":186.695,"end":186.855,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.0049550533294677734},{"word":"up","start":186.855,"end":186.975,"confidence":0.9909668,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.0314360186457634},{"word":"i","start":186.975,"end":187.095,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11670605093240738},{"word":"can","start":187.095,"end":187.255,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09097455441951752},{"word":"just","start":187.255,"end":187.495,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08636191487312317},{"word":"go","start":187.495,"end":187.655,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.06355547904968262},{"word":"through","start":187.655,"end":187.815,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.05296136811375618},{"word":"and","start":187.815,"end":187.895,"confidence":0.94970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.035137467086315155},{"word":"update","start":187.895,"end":188.215,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.014836344867944716},{"word":"some","start":188.215,"end":188.375,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0207907110452652},{"word":"details","start":188.375,"end":188.77501,"confidence":0.99902344,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.019745301455259323},{"word":"in","start":188.77501,"end":188.935,"confidence":0.9790039,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.038141753524541855},{"word":"the","start":188.935,"end":189.095,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03463219106197357},{"word":"interim","start":189.095,"end":189.495,"confidence":0.75097656,"punctuated_word":"interim,","sentiment":"neutral","sentiment_score":0.016487279906868935},{"word":"if","start":189.495,"end":189.655,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08755673468112946},{"word":"that","start":189.655,"end":189.735,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08591511845588684},{"word":"works","start":189.735,"end":190.05,"confidence":0.9433594,"punctuated_word":"works.","sentiment":"neutral","sentiment_score":0.03756767138838768},{"word":"cool","start":192.05,"end":192.37001,"confidence":0.99316406,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2632475197315216},{"word":"so","start":192.37001,"end":192.61,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1885142922401428},{"word":"we","start":192.61,"end":192.77,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2177165448665619},{"word":"have","start":192.77,"end":193.27,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.18377569317817688},{"word":"no","start":193.33,"end":193.57,"confidence":0.99902344,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.09402056783437727},{"word":"changes","start":193.57,"end":194.05,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.0022492483258247375},{"word":"to","start":194.05,"end":194.13,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07893946766853333},{"word":"your","start":194.13,"end":194.29001,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0737614631652832},{"word":"residential","start":194.29001,"end":194.79001,"confidence":1.0,"punctuated_word":"residential","sentiment":"neutral","sentiment_score":0.06648833304643631},{"word":"address","start":194.93001,"end":195.43001,"confidence":0.9995117,"punctuated_word":"address.","sentiment":"neutral","sentiment_score":0.07359258830547333},{"word":"we've","start":195.81,"end":196.05,"confidence":0.76293945,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.10826053470373154},{"word":"got","start":196.05,"end":196.21,"confidence":0.8730469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.15110228955745697},{"word":"your","start":196.21,"end":196.53,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10845968872308732},{"word":"po","start":196.53,"end":196.85,"confidence":1.0,"punctuated_word":"PO","sentiment":"neutral","sentiment_score":0.08959376066923141},{"word":"box","start":196.85,"end":197.17,"confidence":0.82470703,"punctuated_word":"box","sentiment":"neutral","sentiment_score":0.09957681596279144},{"word":"listed","start":197.17,"end":197.67,"confidence":0.8203125,"punctuated_word":"listed,","sentiment":"neutral","sentiment_score":0.12479336559772491},{"word":"3596","start":197.97,"end":199.01001,"confidence":0.9984131,"punctuated_word":"3596.","sentiment":"neutral","sentiment_score":0.10138383507728577},{"word":"are","start":199.01001,"end":199.17,"confidence":0.99902344,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.0943484678864479},{"word":"you","start":199.17,"end":199.33,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13167786598205566},{"word":"still","start":199.33,"end":199.57,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.09947878122329712},{"word":"okay","start":199.57,"end":199.81,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.08009061217308044},{"word":"for","start":199.81,"end":199.97,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08661825954914093},{"word":"that","start":199.97,"end":200.13,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09224627912044524},{"word":"for","start":200.13,"end":200.37,"confidence":0.82958984,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06875620037317276},{"word":"postage","start":200.37,"end":200.87,"confidence":1.0,"punctuated_word":"postage?","sentiment":"neutral","sentiment_score":0.10149101912975313},{"word":"sensational","start":202.61,"end":203.11,"confidence":0.99609375,"punctuated_word":"Sensational.","sentiment":"neutral","sentiment_score":-0.0032430142164230347},{"word":"and","start":203.965,"end":204.045,"confidence":0.9658203,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03634829819202423},{"word":"we've","start":204.045,"end":204.285,"confidence":1.0,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.042658817023038864},{"word":"got","start":204.285,"end":204.605,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0535782054066658},{"word":"you","start":204.605,"end":204.845,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05059394612908363},{"word":"obviously","start":204.845,"end":205.325,"confidence":0.54589844,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.0501038059592247},{"word":"in","start":205.325,"end":205.405,"confidence":0.9838867,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.046820443123579025},{"word":"a","start":205.405,"end":205.565,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06238488852977753},{"word":"relationship","start":205.565,"end":206.045,"confidence":1.0,"punctuated_word":"relationship","sentiment":"neutral","sentiment_score":0.03840510919690132},{"word":"with","start":206.045,"end":206.365,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07932765036821365},{"word":"nigel","start":206.365,"end":206.865,"confidence":0.9980469,"punctuated_word":"Nigel","sentiment":"neutral","sentiment_score":0.052400052547454834},{"word":"with","start":207.085,"end":207.405,"confidence":0.7524414,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06533105671405792},{"word":"two","start":207.405,"end":207.645,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.05623752623796463},{"word":"children","start":207.645,"end":208.145,"confidence":0.9428711,"punctuated_word":"children.","sentiment":"neutral","sentiment_score":0.07222451269626617},{"word":"perfect","start":210.52501,"end":211.02501,"confidence":0.9941406,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.34804779291152954},{"word":"south","start":211.80501,"end":212.205,"confidence":0.94140625,"punctuated_word":"South","sentiment":"neutral","sentiment_score":0.044094204902648926},{"word":"32","start":212.205,"end":212.765,"confidence":0.9995117,"punctuated_word":"32","sentiment":"neutral","sentiment_score":0.03504280000925064},{"word":"for","start":212.765,"end":213.005,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06043574213981629},{"word":"the","start":213.005,"end":213.245,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10218517482280733},{"word":"employer","start":213.245,"end":213.745,"confidence":0.7381592,"punctuated_word":"employer,","sentiment":"neutral","sentiment_score":0.09149999916553496},{"word":"mining","start":214.205,"end":214.705,"confidence":0.95410156,"punctuated_word":"mining","sentiment":"neutral","sentiment_score":0.07608336210250854},{"word":"industry","start":214.845,"end":215.345,"confidence":0.97802734,"punctuated_word":"industry.","sentiment":"neutral","sentiment_score":0.06515991687774658},{"word":"well","start":215.965,"end":216.125,"confidence":0.982666,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.03249545022845268},{"word":"i","start":216.125,"end":216.205,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.025203924626111984},{"word":"think","start":216.205,"end":216.365,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.017425399273633957},{"word":"we","start":216.365,"end":216.52501,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.028879012912511826},{"word":"had","start":216.52501,"end":216.765,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.015358023345470428},{"word":"you","start":216.765,"end":216.925,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01848255842924118},{"word":"on","start":216.925,"end":217.085,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.011271629482507706},{"word":"about","start":217.085,"end":217.405,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.017350178211927414},{"word":"85,000","start":217.405,"end":218.545,"confidence":0.9965007,"punctuated_word":"85,000.","sentiment":"neutral","sentiment_score":0.025137122720479965},{"word":"now","start":218.93001,"end":219.09001,"confidence":0.7626953,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.004108123481273651},{"word":"do","start":219.09001,"end":219.17001,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.017532292753458023},{"word":"you","start":219.17001,"end":219.25,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.008547313511371613},{"word":"know","start":219.25,"end":219.33,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.02230026200413704},{"word":"if","start":219.33,"end":219.57,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.024363063275814056},{"word":"that's","start":219.57,"end":219.81001,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.03124760091304779},{"word":"changed","start":219.81001,"end":220.13,"confidence":0.99902344,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.0425284244120121},{"word":"much","start":220.13,"end":220.37001,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.04939163848757744},{"word":"when","start":220.37001,"end":220.53,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.03075936809182167},{"word":"you","start":220.53,"end":220.61,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01254596933722496},{"word":"did","start":220.61,"end":220.85,"confidence":0.9980469,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.01676396280527115},{"word":"your","start":220.85,"end":221.33,"confidence":0.984375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.005979754030704498},{"word":"your","start":221.33,"end":221.49,"confidence":0.7973633,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.018683698028326035},{"word":"tax","start":221.49,"end":221.73001,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.0021786466240882874},{"word":"return","start":221.73001,"end":222.13,"confidence":1.0,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.01986270770430565},{"word":"recently","start":222.13,"end":222.63,"confidence":0.99853516,"punctuated_word":"recently?","sentiment":"neutral","sentiment_score":-0.009604467079043388},{"word":"yeah","start":232.69,"end":233.01001,"confidence":0.80566406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09069474786520004},{"word":"cool","start":233.01001,"end":233.415,"confidence":0.99853516,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.17647551000118256},{"word":"and","start":233.735,"end":234.215,"confidence":0.95947266,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06121479347348213},{"word":"same","start":234.215,"end":234.61499,"confidence":0.9941406,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.054539840668439865},{"word":"duties","start":234.61499,"end":235.11499,"confidence":0.99902344,"punctuated_word":"duties","sentiment":"neutral","sentiment_score":-0.009602289646863936},{"word":"in","start":235.17499,"end":235.33499,"confidence":0.9921875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01989825069904327},{"word":"terms","start":235.33499,"end":235.655,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.04903959110379219},{"word":"of","start":235.655,"end":236.155,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02977593429386616},{"word":"yeah","start":237.495,"end":237.73499,"confidence":0.98706055,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.022250602021813393},{"word":"i","start":237.73499,"end":237.89499,"confidence":0.65625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03199950233101845},{"word":"was","start":237.89499,"end":238.135,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.04464512690901756},{"word":"just","start":238.135,"end":238.215,"confidence":0.98291016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03639048710465431},{"word":"gonna","start":238.215,"end":238.53499,"confidence":0.9873047,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.02866315469145775},{"word":"say","start":238.53499,"end":239.03499,"confidence":0.93969727,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.011625941842794418},{"word":"has","start":239.17499,"end":239.33499,"confidence":0.9453125,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.03483682498335838},{"word":"the","start":239.33499,"end":239.495,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04793650284409523},{"word":"duties","start":239.495,"end":239.89499,"confidence":0.9980469,"punctuated_word":"duties","sentiment":"neutral","sentiment_score":-0.054839055985212326},{"word":"changed","start":239.89499,"end":240.215,"confidence":0.9951172,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.05939989537000656},{"word":"at","start":240.215,"end":240.295,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06301765143871307},{"word":"all","start":240.295,"end":240.61499,"confidence":0.99902344,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":-0.023381395265460014},{"word":"i","start":240.61499,"end":240.69499,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.023506566882133484},{"word":"think","start":240.69499,"end":240.855,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.025815363973379135},{"word":"you","start":240.855,"end":241.015,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.029640890657901764},{"word":"were","start":241.015,"end":241.17499,"confidence":1.0,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.007508121430873871},{"word":"doing","start":241.17499,"end":241.415,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.04302779957652092},{"word":"a","start":241.415,"end":241.495,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03297168016433716},{"word":"bit","start":241.495,"end":241.655,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.03211463615298271},{"word":"of","start":241.655,"end":242.155,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03966663032770157},{"word":"the","start":242.53499,"end":242.775,"confidence":0.7890625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03884954750537872},{"word":"the","start":242.775,"end":242.935,"confidence":0.96777344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.040873415768146515},{"word":"water","start":242.935,"end":243.25499,"confidence":0.9951172,"punctuated_word":"water","sentiment":"neutral","sentiment_score":0.03701362758874893},{"word":"cart","start":243.25499,"end":243.575,"confidence":0.47485352,"punctuated_word":"cart","sentiment":"neutral","sentiment_score":0.028015414252877235},{"word":"trucks","start":243.575,"end":244.075,"confidence":0.94140625,"punctuated_word":"trucks","sentiment":"neutral","sentiment_score":0.025857940316200256},{"word":"loading","start":244.135,"end":244.61499,"confidence":0.88134766,"punctuated_word":"loading,","sentiment":"neutral","sentiment_score":0.03199997544288635},{"word":"operating","start":244.61499,"end":245.11499,"confidence":0.97021484,"punctuated_word":"operating,","sentiment":"neutral","sentiment_score":0.02055317349731922},{"word":"that","start":245.17499,"end":245.415,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.021413475275039673},{"word":"kind","start":245.415,"end":245.575,"confidence":0.9243164,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.011575676500797272},{"word":"of","start":245.575,"end":245.73499,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.010429318994283676},{"word":"thing","start":245.73499,"end":246.23499,"confidence":0.9785156,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.04198992997407913},{"word":"yep","start":248.295,"end":248.795,"confidence":0.7775879,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2553132474422455},{"word":"awesome","start":249.94,"end":250.34001,"confidence":0.9975586,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.719831109046936},{"word":"yeah","start":250.34001,"end":250.58,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.24012750387191772},{"word":"the","start":250.58,"end":250.74,"confidence":0.99902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.0014075636863708496},{"word":"tax","start":250.74,"end":250.98001,"confidence":0.9921875,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.07294781506061554},{"word":"one's","start":250.98001,"end":251.22,"confidence":0.796875,"punctuated_word":"one's","sentiment":"neutral","sentiment_score":-0.12207134068012238},{"word":"a","start":251.22,"end":251.38,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12496143579483032},{"word":"bit","start":251.38,"end":251.54001,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.19340917468070984},{"word":"of","start":251.54001,"end":251.70001,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2947366237640381},{"word":"fun","start":251.70001,"end":252.20001,"confidence":0.9951172,"punctuated_word":"fun.","sentiment":"neutral","sentiment_score":-0.20890718698501587},{"word":"okay","start":256.02002,"end":256.42,"confidence":0.8364258,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1548711657524109},{"word":"perfect","start":256.42,"end":256.9,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.48109692335128784},{"word":"perfect","start":256.9,"end":257.4,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.48887062072753906},{"word":"and","start":257.86002,"end":258.18,"confidence":0.70947266,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1995896548032761},{"word":"last","start":258.18,"end":258.42,"confidence":0.9394531,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0976659059524536},{"word":"few","start":258.42,"end":258.66,"confidence":0.99609375,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.11873593926429749},{"word":"details","start":258.66,"end":259.06,"confidence":1.0,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.1681060642004013},{"word":"to","start":259.06,"end":259.22,"confidence":0.96435547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11529764533042908},{"word":"update","start":259.22,"end":259.54,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.13336503505706787},{"word":"on","start":259.54,"end":259.78,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.072208933532238},{"word":"my","start":259.78,"end":259.94,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.06940367817878723},{"word":"end","start":259.94,"end":260.26,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.1252019852399826},{"word":"is","start":260.26,"end":260.42,"confidence":0.9892578,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11723963916301729},{"word":"just","start":260.42,"end":260.74002,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10828875005245207},{"word":"in","start":260.74002,"end":260.82,"confidence":0.9243164,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12918809056282043},{"word":"terms","start":260.82,"end":261.14,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.11114299297332764},{"word":"of","start":261.14,"end":261.22,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15353892743587494},{"word":"the","start":261.22,"end":261.38,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10835957527160645},{"word":"assets","start":261.38,"end":261.7,"confidence":0.98828125,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.08105292916297913},{"word":"and","start":261.7,"end":261.86002,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09517823159694672},{"word":"liabilities","start":261.86002,"end":262.36002,"confidence":0.8737793,"punctuated_word":"liabilities,","sentiment":"neutral","sentiment_score":0.08299729228019714},{"word":"we","start":263.385,"end":263.625,"confidence":0.98095703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06862285733222961},{"word":"had","start":263.625,"end":264.125,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.09369751065969469},{"word":"the","start":264.665,"end":265.065,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04676249623298645},{"word":"home","start":265.065,"end":265.385,"confidence":0.99902344,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.03222876787185669},{"word":"listed","start":265.385,"end":265.885,"confidence":0.92700195,"punctuated_word":"listed,","sentiment":"neutral","sentiment_score":0.053239647299051285},{"word":"some","start":266.345,"end":266.665,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06087631359696388},{"word":"cars","start":266.665,"end":267.14502,"confidence":0.9123535,"punctuated_word":"cars,","sentiment":"neutral","sentiment_score":0.05139244347810745},{"word":"and","start":267.14502,"end":267.385,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.048424553126096725},{"word":"a","start":267.385,"end":267.545,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08518791198730469},{"word":"motorbike","start":267.545,"end":268.045,"confidence":0.9970703,"punctuated_word":"motorbike.","sentiment":"neutral","sentiment_score":0.09148278087377548},{"word":"it","start":268.98502,"end":269.14502,"confidence":0.9658203,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.031855955719947815},{"word":"looked","start":269.14502,"end":269.30502,"confidence":0.96240234,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":0.02750278264284134},{"word":"like","start":269.30502,"end":269.545,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.021554209291934967},{"word":"you","start":269.545,"end":269.625,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.037872351706027985},{"word":"were","start":269.625,"end":269.785,"confidence":0.97509766,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.0022964254021644592},{"word":"pretty","start":269.785,"end":270.025,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.04548295587301254},{"word":"close","start":270.025,"end":270.265,"confidence":1.0,"punctuated_word":"close","sentiment":"neutral","sentiment_score":-0.005188681185245514},{"word":"to","start":270.265,"end":270.345,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.019099056720733643},{"word":"paying","start":270.345,"end":270.58502,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.004436016082763672},{"word":"off","start":270.58502,"end":270.745,"confidence":1.0,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.005362272262573242},{"word":"the","start":270.745,"end":270.825,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.003607846796512604},{"word":"mortgage","start":270.825,"end":271.225,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":-0.01544363796710968},{"word":"at","start":271.225,"end":271.385,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.01407487690448761},{"word":"the","start":271.385,"end":271.465,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06185584515333176},{"word":"time","start":271.465,"end":271.625,"confidence":0.99853516,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.02851288206875324},{"word":"i","start":271.625,"end":271.70502,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0002160258591175079},{"word":"think","start":271.70502,"end":272.025,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0001681894063949585},{"word":"last","start":272.025,"end":272.345,"confidence":0.9980469,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.014979034662246704},{"word":"check","start":272.345,"end":272.845,"confidence":1.0,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.02675962820649147},{"word":"was","start":272.905,"end":273.405,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.001974456012248993},{"word":"about","start":273.785,"end":274.265,"confidence":0.96435547,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.0018427670001983645},{"word":"70,000","start":274.265,"end":275.065,"confidence":0.9995117,"punctuated_word":"70,000","sentiment":"neutral","sentiment_score":0.018939146772027016},{"word":"owing","start":275.065,"end":275.385,"confidence":0.97436523,"punctuated_word":"owing.","sentiment":"neutral","sentiment_score":0.011716999113559725},{"word":"have","start":275.385,"end":275.625,"confidence":0.99902344,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.007328212261199951},{"word":"you","start":275.625,"end":275.86502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.037321537733078},{"word":"managed","start":275.86502,"end":276.265,"confidence":0.9970703,"punctuated_word":"managed","sentiment":"neutral","sentiment_score":0.00021731853485107425},{"word":"to","start":276.265,"end":276.345,"confidence":0.91015625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007228117436170578},{"word":"kind","start":276.345,"end":276.58502,"confidence":0.9863281,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.0063300058245658875},{"word":"of","start":276.58502,"end":276.665,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.011811748147010803},{"word":"get","start":276.665,"end":276.825,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.00919218361377716},{"word":"that","start":276.825,"end":276.98502,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.032793909311294556},{"word":"close","start":276.98502,"end":277.38,"confidence":0.98535156,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.03006616234779358},{"word":"to","start":285.86002,"end":285.88,"confidence":0.8491211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06717724353075027},{"word":"cleared","start":285.88,"end":285.90002,"confidence":0.84106445,"punctuated_word":"cleared?","sentiment":"neutral","sentiment_score":-0.040307119488716125},{"word":"or","start":285.90002,"end":285.92,"confidence":0.9941406,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.03695973753929138},{"word":"getting","start":285.94,"end":286.34,"confidence":0.5180664,"punctuated_word":"Getting","sentiment":"neutral","sentiment_score":0.02436462789773941},{"word":"close","start":286.34,"end":286.66,"confidence":0.8989258,"punctuated_word":"close,","sentiment":"neutral","sentiment_score":0.0118742436170578},{"word":"though","start":286.66,"end":286.98,"confidence":0.94262695,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":-0.032563094049692154},{"word":"must","start":286.98,"end":287.22,"confidence":0.9633789,"punctuated_word":"Must","sentiment":"positive","sentiment_score":0.36812451481819153},{"word":"be","start":287.22,"end":287.38,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3638713359832764},{"word":"exciting","start":287.38,"end":287.88,"confidence":1.0,"punctuated_word":"exciting.","sentiment":"neutral","sentiment_score":0.22040140628814697},{"word":"that's","start":293.91498,"end":294.315,"confidence":0.795166,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1318509876728058},{"word":"fair","start":294.315,"end":294.63498,"confidence":0.99902344,"punctuated_word":"fair","sentiment":"neutral","sentiment_score":0.11031731963157654},{"word":"enough","start":294.63498,"end":294.955,"confidence":0.9770508,"punctuated_word":"enough.","sentiment":"neutral","sentiment_score":0.14955610036849976},{"word":"and","start":294.955,"end":295.275,"confidence":0.9863281,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.051247257739305496},{"word":"are","start":295.275,"end":295.435,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04449492692947388},{"word":"you","start":295.435,"end":295.51498,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06613889336585999},{"word":"still","start":295.51498,"end":295.75497,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.05632006749510765},{"word":"looking","start":295.75497,"end":295.995,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.07902667671442032},{"word":"at","start":295.995,"end":296.155,"confidence":0.9394531,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08438462018966675},{"word":"getting","start":296.155,"end":296.315,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.09080785512924194},{"word":"a","start":296.315,"end":296.395,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1001565232872963},{"word":"bit","start":296.395,"end":296.555,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.11053231358528136},{"word":"of","start":296.555,"end":296.715,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1425001621246338},{"word":"an","start":296.715,"end":296.875,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1289079189300537},{"word":"investment","start":296.875,"end":297.275,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.11522160470485689},{"word":"property","start":297.275,"end":297.595,"confidence":0.99902344,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.12392400205135344},{"word":"down","start":297.595,"end":297.835,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.14179573953151703},{"word":"the","start":297.835,"end":297.91498,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12710924446582794},{"word":"line","start":297.91498,"end":298.155,"confidence":1.0,"punctuated_word":"line","sentiment":"neutral","sentiment_score":0.1340576708316803},{"word":"once","start":298.155,"end":298.395,"confidence":0.9951172,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.10782027244567872},{"word":"you've","start":298.395,"end":298.555,"confidence":0.96972656,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09745796024799348},{"word":"got","start":298.555,"end":298.715,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.09926212579011916},{"word":"that","start":298.715,"end":298.955,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09225427359342576},{"word":"paid","start":298.955,"end":299.115,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.10720916092395782},{"word":"off","start":299.115,"end":299.275,"confidence":1.0,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.082097627222538},{"word":"and","start":299.275,"end":299.51498,"confidence":0.95947266,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12780648469924927},{"word":"some","start":299.51498,"end":299.75497,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.11910934001207352},{"word":"savings","start":299.75497,"end":300.155,"confidence":1.0,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.08813495934009552},{"word":"under","start":300.155,"end":300.395,"confidence":1.0,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.0972595289349556},{"word":"the","start":300.395,"end":300.63498,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07578803598880768},{"word":"belt","start":300.63498,"end":300.875,"confidence":0.83984375,"punctuated_word":"belt,","sentiment":"neutral","sentiment_score":0.06855711340904236},{"word":"or","start":300.875,"end":301.115,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03446010500192642},{"word":"what's","start":301.115,"end":301.35498,"confidence":1.0,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.02666674554347992},{"word":"the","start":301.35498,"end":301.675,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03312350809574127},{"word":"the","start":301.675,"end":301.835,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.012132372707128525},{"word":"goal","start":301.835,"end":302.335,"confidence":0.96118164,"punctuated_word":"goal?","sentiment":"neutral","sentiment_score":0.015591442584991457},{"word":"yeah","start":310.97,"end":311.29,"confidence":0.93115234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.10074330866336824},{"word":"i","start":311.29,"end":311.37,"confidence":0.77441406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14049066603183746},{"word":"need","start":311.37,"end":311.61002,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.1095333695411682},{"word":"to","start":311.61002,"end":311.69,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09022584557533264},{"word":"wait","start":311.69,"end":311.85,"confidence":1.0,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.09013861417770386},{"word":"a","start":311.85,"end":311.93,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1496380865573883},{"word":"little","start":311.93,"end":312.17,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.14342030882835388},{"word":"bit","start":312.17,"end":312.33002,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.16731113195419312},{"word":"for","start":312.33002,"end":312.49,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.13513372838497162},{"word":"the","start":312.49,"end":312.65,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0944972038269043},{"word":"serviceability","start":312.65,"end":313.15,"confidence":0.99348956,"punctuated_word":"serviceability,","sentiment":"neutral","sentiment_score":-0.05226965248584747},{"word":"i","start":313.45,"end":313.61002,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07580365240573883},{"word":"guess","start":313.61002,"end":313.93,"confidence":0.9970703,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":-0.09726996719837187},{"word":"given","start":313.93,"end":314.41,"confidence":1.0,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.08227865397930145},{"word":"prices","start":314.41,"end":314.81,"confidence":0.9604492,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":-0.08517424017190933},{"word":"at","start":314.81,"end":314.89,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.16008320450782776},{"word":"the","start":314.89,"end":315.05,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.136311337351799},{"word":"moment","start":315.05,"end":315.55,"confidence":0.9658203,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.08525394648313522},{"word":"yep","start":318.49,"end":318.81,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10550376027822496},{"word":"so","start":318.81,"end":319.13,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0782942920923233},{"word":"that's","start":319.13,"end":319.45,"confidence":0.9244792,"punctuated_word":"that's,","sentiment":"neutral","sentiment_score":0.08858799934387207},{"word":"i","start":319.45,"end":319.53,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08075098693370819},{"word":"guess","start":319.53,"end":319.69,"confidence":1.0,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":0.07905925065279007},{"word":"would","start":320.04498,"end":320.125,"confidence":0.9970703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0999707132577896},{"word":"you","start":320.125,"end":320.365,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08264106512069702},{"word":"say","start":320.365,"end":320.445,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.09149599075317384},{"word":"that's","start":320.445,"end":320.685,"confidence":0.9951172,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.10168002545833588},{"word":"kind","start":320.685,"end":320.925,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.10330983251333235},{"word":"of","start":320.925,"end":321.005,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1456761360168457},{"word":"your","start":321.005,"end":321.165,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10780417174100876},{"word":"main","start":321.165,"end":321.405,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.17483466863632202},{"word":"focus","start":321.405,"end":321.805,"confidence":1.0,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.11121907085180284},{"word":"for","start":321.805,"end":321.885,"confidence":0.9838867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1962714791297913},{"word":"your","start":321.885,"end":322.125,"confidence":0.9892578,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.18411067128181455},{"word":"cash","start":322.125,"end":322.285,"confidence":1.0,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.18958240747451785},{"word":"flow","start":322.285,"end":322.605,"confidence":0.94970703,"punctuated_word":"flow","sentiment":"neutral","sentiment_score":0.23168981075286865},{"word":"too","start":322.605,"end":323.005,"confidence":0.82128906,"punctuated_word":"too?","sentiment":"neutral","sentiment_score":0.1048942133784294},{"word":"it's","start":323.005,"end":323.165,"confidence":0.8955078,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.04507476091384888},{"word":"just","start":323.165,"end":323.405,"confidence":0.99194336,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":0.03321090340614319},{"word":"you","start":323.405,"end":323.565,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.015893101692199707},{"word":"know","start":323.565,"end":323.965,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.028037823736667633},{"word":"putting","start":323.965,"end":324.205,"confidence":1.0,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.0877937525510788},{"word":"money","start":324.205,"end":324.525,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.09042011201381683},{"word":"into","start":324.525,"end":324.76498,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.09763430804014206},{"word":"either","start":324.76498,"end":325.005,"confidence":1.0,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.05374518036842346},{"word":"an","start":325.005,"end":325.165,"confidence":0.98291016,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07353511452674866},{"word":"offset","start":325.165,"end":325.485,"confidence":0.97802734,"punctuated_word":"offset","sentiment":"neutral","sentiment_score":0.0752425566315651},{"word":"or","start":325.485,"end":325.725,"confidence":0.9863281,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0565066859126091},{"word":"savings","start":325.725,"end":326.205,"confidence":0.99902344,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.04986017942428589},{"word":"just","start":326.205,"end":326.445,"confidence":0.97314453,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04853403568267822},{"word":"to","start":326.445,"end":326.525,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.043541260063648224},{"word":"get","start":326.525,"end":326.76498,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0623539462685585},{"word":"that","start":326.76498,"end":327.245,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04423113912343979},{"word":"finished","start":327.245,"end":327.645,"confidence":0.99902344,"punctuated_word":"finished","sentiment":"neutral","sentiment_score":0.107304684817791},{"word":"off","start":327.645,"end":327.885,"confidence":0.9970703,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.09904765337705612},{"word":"and","start":327.885,"end":328.125,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06174176186323166},{"word":"and","start":328.125,"end":328.365,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05646761134266853},{"word":"built","start":328.365,"end":328.60498,"confidence":0.9980469,"punctuated_word":"built","sentiment":"neutral","sentiment_score":0.12895376980304718},{"word":"up","start":328.60498,"end":329.10498,"confidence":0.8937988,"punctuated_word":"up?","sentiment":"neutral","sentiment_score":0.07996198534965515},{"word":"yep","start":330.525,"end":331.025,"confidence":0.91748047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14576950669288635},{"word":"cool","start":331.965,"end":332.465,"confidence":0.9941406,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.27743250131607056},{"word":"yeah","start":341.87997,"end":342.28,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05401424318552017},{"word":"well","start":342.28,"end":342.78,"confidence":0.9880371,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.06608723849058151},{"word":"once","start":342.84,"end":343.15997,"confidence":1.0,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.08296693116426468},{"word":"the","start":343.15997,"end":343.47998,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11240709573030472},{"word":"house","start":343.47998,"end":343.72,"confidence":0.98828125,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.14758923649787903},{"word":"is","start":343.72,"end":343.87997,"confidence":0.99121094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11267057061195374},{"word":"paid","start":343.87997,"end":344.03998,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.12542077898979187},{"word":"off","start":344.03998,"end":344.28,"confidence":0.9724121,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":0.09183583408594131},{"word":"let's","start":344.28,"end":344.59998,"confidence":1.0,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.08945798128843307},{"word":"say","start":344.59998,"end":345.09998,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.08251690864562988},{"word":"that","start":345.24,"end":345.72,"confidence":0.9296875,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.09569795429706572},{"word":"for","start":345.72,"end":345.96,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06613312661647797},{"word":"example","start":345.96,"end":346.36,"confidence":0.9995117,"punctuated_word":"example,","sentiment":"neutral","sentiment_score":0.08898397535085678},{"word":"it","start":346.36,"end":346.52,"confidence":0.9863281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18235789239406583},{"word":"gets","start":346.52,"end":346.75998,"confidence":1.0,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.15560486912727356},{"word":"paid","start":346.75998,"end":346.91998,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.1506015509366989},{"word":"off","start":346.91998,"end":347.265,"confidence":1.0,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.1208362877368927},{"word":"for","start":347.265,"end":347.42502,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14387188851833344},{"word":"the","start":347.42502,"end":347.665,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1424817144870758},{"word":"next","start":347.665,"end":347.90503,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.11788077652454376},{"word":"annual","start":347.90503,"end":348.225,"confidence":0.99902344,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.1666441708803177},{"word":"review","start":348.225,"end":348.545,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.12178051471710204},{"word":"that","start":348.545,"end":348.70502,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15205171704292297},{"word":"we","start":348.70502,"end":348.785,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17108412086963654},{"word":"do","start":348.785,"end":349.285,"confidence":0.8894043,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.1679491549730301},{"word":"i'm","start":349.74503,"end":349.90503,"confidence":0.8642578,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.22291432321071625},{"word":"more","start":349.90503,"end":350.065,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.2268733382225037},{"word":"than","start":350.065,"end":350.30502,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.1682872474193573},{"word":"qualified","start":350.30502,"end":350.785,"confidence":1.0,"punctuated_word":"qualified","sentiment":"neutral","sentiment_score":0.19942641258239743},{"word":"to","start":350.785,"end":350.945,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24400538206100464},{"word":"run","start":350.945,"end":351.18503,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.22277410328388217},{"word":"through","start":351.18503,"end":351.68503,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.18621574342250824},{"word":"investment","start":351.90503,"end":352.385,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.108768492937088},{"word":"advice","start":352.385,"end":352.785,"confidence":0.99609375,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.15950584411621094},{"word":"with","start":352.785,"end":352.945,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18625250458717343},{"word":"you","start":352.945,"end":353.345,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2144940346479416},{"word":"if","start":353.345,"end":353.505,"confidence":0.54296875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1730530858039856},{"word":"you","start":353.505,"end":353.665,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15645690262317655},{"word":"wanna","start":353.665,"end":353.90503,"confidence":0.8413086,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.14490264654159546},{"word":"look","start":353.90503,"end":354.065,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.08996088802814484},{"word":"at","start":354.065,"end":354.225,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08191843330860138},{"word":"properties","start":354.225,"end":354.725,"confidence":0.9951172,"punctuated_word":"properties,","sentiment":"neutral","sentiment_score":0.09863685071468352},{"word":"shares","start":355.105,"end":355.605,"confidence":0.9970703,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.1183280199766159},{"word":"manage","start":355.74503,"end":356.225,"confidence":0.5859375,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.09608124941587448},{"word":"funds","start":356.225,"end":356.625,"confidence":0.99902344,"punctuated_word":"funds,","sentiment":"neutral","sentiment_score":0.114885114133358},{"word":"any","start":356.625,"end":357.125,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.11988205462694168},{"word":"kind","start":357.42502,"end":357.665,"confidence":0.99902344,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06081325560808182},{"word":"of","start":357.665,"end":357.825,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08258485794067383},{"word":"investment","start":357.825,"end":358.30502,"confidence":0.9819336,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.04053159058094025},{"word":"except","start":358.30502,"end":358.70502,"confidence":0.8588867,"punctuated_word":"except","sentiment":"neutral","sentiment_score":0.08628742396831512},{"word":"probably","start":358.70502,"end":359.18503,"confidence":0.9741211,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.07445225119590759},{"word":"crypto","start":359.18503,"end":359.68503,"confidence":0.97265625,"punctuated_word":"crypto.","sentiment":"neutral","sentiment_score":0.07748734205961227},{"word":"but","start":360.52002,"end":360.76,"confidence":0.9921875,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07803168892860413},{"word":"if","start":360.76,"end":360.92,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08922475576400757},{"word":"you're","start":360.92,"end":361.24,"confidence":0.9802246,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0891355574131012},{"word":"interested","start":361.24,"end":361.56,"confidence":1.0,"punctuated_word":"interested","sentiment":"neutral","sentiment_score":0.1708604097366333},{"word":"in","start":361.56,"end":361.72,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24864472448825836},{"word":"that","start":361.72,"end":361.88,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21977461874485016},{"word":"kind","start":361.88,"end":362.04,"confidence":0.95410156,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.19885483384132385},{"word":"of","start":362.04,"end":362.12,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.24743953347206116},{"word":"thing","start":362.12,"end":362.36002,"confidence":0.9980469,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":0.22992831468582153},{"word":"we","start":362.36002,"end":362.44,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.29647359251976013},{"word":"can","start":362.44,"end":362.84,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24737811088562012},{"word":"do","start":362.84,"end":363.0,"confidence":0.98535156,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.24666781723499295},{"word":"that","start":363.0,"end":363.24,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2587241530418396},{"word":"down","start":363.24,"end":363.36,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.26060447096824646},{"word":"the","start":363.36,"end":363.48,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23979425430297852},{"word":"line","start":363.48,"end":363.80002,"confidence":1.0,"punctuated_word":"line","sentiment":"neutral","sentiment_score":0.27283117175102234},{"word":"when","start":363.80002,"end":364.04,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.24483221769332889},{"word":"it's","start":364.04,"end":364.2,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.16145330667495728},{"word":"appropriate","start":364.2,"end":364.7,"confidence":1.0,"punctuated_word":"appropriate.","sentiment":"neutral","sentiment_score":0.1416259407997131},{"word":"cool","start":367.64,"end":368.04,"confidence":0.98999023,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.3838112652301788},{"word":"so","start":368.04,"end":368.28,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14345119893550873},{"word":"i'll","start":368.28,"end":368.44,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.15272901952266693},{"word":"put","start":368.44,"end":368.6,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.09422750771045683},{"word":"that","start":368.6,"end":368.84,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12679831683635712},{"word":"in","start":368.84,"end":369.34,"confidence":0.68896484,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.1165543496608734},{"word":"the","start":370.2,"end":370.52002,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.034290630370378494},{"word":"email","start":370.52002,"end":371.02002,"confidence":0.9719238,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.04280731827020645},{"word":"k","start":376.375,"end":376.875,"confidence":0.8129883,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":-0.02878743037581444},{"word":"needs","start":379.25497,"end":379.495,"confidence":0.41625977,"punctuated_word":"Needs","sentiment":"neutral","sentiment_score":-0.11780519783496857},{"word":"to","start":379.495,"end":379.57498,"confidence":0.87597656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12609143555164337},{"word":"hold","start":379.57498,"end":379.815,"confidence":0.95703125,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.11027465015649796},{"word":"on","start":379.815,"end":379.97498,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.09730514883995056},{"word":"and","start":379.97498,"end":380.13498,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08614319562911987},{"word":"off","start":380.13498,"end":380.29498,"confidence":1.0,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.05298894643783569},{"word":"again","start":380.29498,"end":380.615,"confidence":0.7788086,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.05670863762497902},{"word":"refresh","start":380.615,"end":381.115,"confidence":0.9584961,"punctuated_word":"refresh.","sentiment":"neutral","sentiment_score":-0.09415298700332642},{"word":"technology","start":381.735,"end":382.235,"confidence":0.9790039,"punctuated_word":"Technology","sentiment":"neutral","sentiment_score":0.05571813881397247},{"word":"can","start":382.29498,"end":382.53497,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.18087565898895264},{"word":"always","start":382.53497,"end":382.61,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.30285948514938354},{"word":"be","start":382.61,"end":382.685,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.17576581239700317},{"word":"a","start":382.685,"end":382.935,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15266209840774536},{"word":"bit","start":382.935,"end":383.175,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.11670750379562378},{"word":"fun","start":383.175,"end":383.675,"confidence":0.9980469,"punctuated_word":"fun.","sentiment":"neutral","sentiment_score":0.09435911476612092},{"word":"bit","start":394.47,"end":394.71,"confidence":0.6459961,"punctuated_word":"Bit","sentiment":"negative","sentiment_score":-0.37313058972358704},{"word":"rusty","start":394.71,"end":395.19,"confidence":0.7753906,"punctuated_word":"rusty,","sentiment":"neutral","sentiment_score":-0.3303619623184204},{"word":"maybe","start":395.19,"end":395.69,"confidence":0.9916992,"punctuated_word":"maybe.","sentiment":"negative","sentiment_score":-0.3609174489974976},{"word":"fair","start":398.87,"end":399.11002,"confidence":0.98828125,"punctuated_word":"Fair","sentiment":"neutral","sentiment_score":0.062036193907260895},{"word":"enough","start":399.11002,"end":399.61002,"confidence":1.0,"punctuated_word":"enough.","sentiment":"neutral","sentiment_score":0.08483821898698807},{"word":"michelle","start":401.375,"end":401.775,"confidence":0.98461914,"punctuated_word":"Michelle,","sentiment":"neutral","sentiment_score":0.05475564673542976},{"word":"just","start":401.775,"end":401.935,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06264705955982208},{"word":"quickly","start":401.935,"end":402.255,"confidence":1.0,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.07658667862415314},{"word":"as","start":402.255,"end":402.41498,"confidence":0.9941406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06763848662376404},{"word":"well","start":402.41498,"end":402.57498,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.06435394287109375},{"word":"while","start":402.57498,"end":402.695,"confidence":0.7949219,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.04800929129123688},{"word":"i've","start":402.695,"end":402.815,"confidence":0.9868164,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.04141026735305786},{"word":"got","start":402.815,"end":402.97498,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06855297088623047},{"word":"you","start":402.97498,"end":403.215,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04993204399943352},{"word":"there","start":403.215,"end":403.535,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.04131774604320526},{"word":"on","start":403.535,"end":404.01498,"confidence":0.8881836,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03955832868814469},{"word":"the","start":404.01498,"end":404.41498,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04433374106884003},{"word":"the","start":404.41498,"end":404.57498,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03733222186565399},{"word":"assets","start":404.57498,"end":405.07498,"confidence":0.9980469,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.024475369602441788},{"word":"and","start":405.13498,"end":405.29498,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.018601693212985992},{"word":"liabilities","start":405.29498,"end":405.79498,"confidence":0.99316406,"punctuated_word":"liabilities","sentiment":"neutral","sentiment_score":0.013588815927505491},{"word":"topic","start":405.85498,"end":406.335,"confidence":0.7988281,"punctuated_word":"topic,","sentiment":"neutral","sentiment_score":0.011118574999272823},{"word":"no","start":406.335,"end":406.57498,"confidence":0.9980469,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.02589404210448265},{"word":"other","start":406.57498,"end":407.055,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.04388491436839104},{"word":"loans","start":407.055,"end":407.535,"confidence":1.0,"punctuated_word":"loans","sentiment":"neutral","sentiment_score":-0.03871604800224304},{"word":"or","start":407.535,"end":408.035,"confidence":0.96875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03477131947875023},{"word":"shares","start":408.655,"end":408.97498,"confidence":0.99902344,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":-0.05384160950779915},{"word":"or","start":408.97498,"end":409.055,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03632836416363716},{"word":"anything","start":409.055,"end":409.455,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.038375385105609894},{"word":"pop","start":409.455,"end":409.69498,"confidence":0.9604492,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":-0.03066777810454369},{"word":"up","start":409.69498,"end":409.85498,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.03702634572982788},{"word":"yet","start":409.85498,"end":410.35498,"confidence":0.9802246,"punctuated_word":"yet?","sentiment":"neutral","sentiment_score":-0.047749947756528854},{"word":"yep","start":419.39,"end":419.79,"confidence":0.984375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0853891372680664},{"word":"so","start":419.79,"end":420.11002,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06347019970417023},{"word":"is","start":420.11002,"end":420.27002,"confidence":0.98535156,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03942863643169403},{"word":"this","start":420.27002,"end":420.43,"confidence":0.5839844,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1246541291475296},{"word":"still","start":420.43,"end":420.59,"confidence":0.94189453,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.10859037935733797},{"word":"okay","start":420.59,"end":420.83002,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.1156521886587143},{"word":"for","start":420.83002,"end":420.99,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08291179686784744},{"word":"the","start":420.99,"end":421.07,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08150111138820648},{"word":"i","start":421.15,"end":421.23,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05198787897825241},{"word":"think","start":421.23,"end":421.47,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.028128743171691895},{"word":"we","start":421.47,"end":421.55002,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06781285256147385},{"word":"had","start":421.55002,"end":421.71,"confidence":0.6928711,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.06582896411418915},{"word":"the","start":421.71,"end":421.87,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05228114873170853},{"word":"cars","start":421.87,"end":422.11002,"confidence":0.98291016,"punctuated_word":"cars","sentiment":"neutral","sentiment_score":0.030122164636850357},{"word":"valued","start":422.11002,"end":422.51,"confidence":0.98291016,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.04365326464176178},{"word":"at","start":422.51,"end":422.75,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.00195205956697464},{"word":"13,000","start":422.75,"end":423.63,"confidence":0.9995117,"punctuated_word":"13,000","sentiment":"neutral","sentiment_score":0.024553030729293823},{"word":"combined","start":423.63,"end":424.13,"confidence":0.9890137,"punctuated_word":"combined.","sentiment":"neutral","sentiment_score":0.03967870771884918},{"word":"should","start":424.19,"end":424.43,"confidence":0.99902344,"punctuated_word":"Should","sentiment":"neutral","sentiment_score":-0.03112884610891342},{"word":"i","start":424.43,"end":424.59,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.002357490360736847},{"word":"change","start":424.59,"end":424.91,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.021582886576652527},{"word":"that","start":424.91,"end":425.265,"confidence":0.99902344,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.01591287925839424},{"word":"yep","start":431.18503,"end":431.68503,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06935503333806992},{"word":"x","start":432.70502,"end":432.945,"confidence":0.38964844,"punctuated_word":"X","sentiment":"neutral","sentiment_score":0.07983459532260895},{"word":"trail","start":432.945,"end":433.265,"confidence":0.7441406,"punctuated_word":"Trail","sentiment":"neutral","sentiment_score":0.07445648312568665},{"word":"was","start":433.265,"end":433.58502,"confidence":0.9970703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.0863209217786789},{"word":"sold","start":433.58502,"end":433.98502,"confidence":0.98999023,"punctuated_word":"sold.","sentiment":"neutral","sentiment_score":0.07050395011901855},{"word":"no","start":433.98502,"end":434.225,"confidence":1.0,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.08715669810771942},{"word":"worries","start":434.225,"end":434.725,"confidence":0.99853516,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.04489582031965256},{"word":"and","start":435.42502,"end":435.58502,"confidence":0.7128906,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.01963084563612938},{"word":"this","start":435.58502,"end":435.825,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.000054776668548583984},{"word":"is","start":435.825,"end":435.90503,"confidence":0.9838867,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.004856675863265991},{"word":"a","start":435.90503,"end":435.98502,"confidence":0.89453125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.007230481132864952},{"word":"bit","start":435.98502,"end":436.14502,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.023564502596855164},{"word":"of","start":436.14502,"end":436.225,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.028730224817991257},{"word":"a","start":436.225,"end":436.30502,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03306056186556816},{"word":"new","start":436.30502,"end":436.545,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.04984038695693016},{"word":"question","start":436.545,"end":436.86502,"confidence":1.0,"punctuated_word":"question","sentiment":"neutral","sentiment_score":-0.02031674236059189},{"word":"for","start":436.86502,"end":437.02502,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.043300434947013855},{"word":"us","start":437.02502,"end":437.265,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.022080525755882263},{"word":"just","start":437.265,"end":437.42502,"confidence":0.82470703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.003276318311691284},{"word":"with","start":437.42502,"end":437.58502,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.013597220182418823},{"word":"the","start":437.58502,"end":437.74503,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.011605404317378998},{"word":"new","start":437.74503,"end":438.065,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.001197226345539093},{"word":"anti","start":438.065,"end":438.385,"confidence":0.98095703,"punctuated_word":"anti","sentiment":"neutral","sentiment_score":-0.027392178773880005},{"word":"money","start":438.385,"end":438.70502,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.0659157931804657},{"word":"laundering","start":438.70502,"end":439.18503,"confidence":1.0,"punctuated_word":"laundering","sentiment":"neutral","sentiment_score":-0.0718001052737236},{"word":"laws","start":439.18503,"end":439.505,"confidence":1.0,"punctuated_word":"laws","sentiment":"neutral","sentiment_score":-0.04150824993848801},{"word":"that","start":439.505,"end":439.665,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0047125667333602905},{"word":"have","start":439.665,"end":439.825,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.006586700677871704},{"word":"come","start":439.825,"end":439.98502,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.02909080684185028},{"word":"in","start":439.98502,"end":440.48502,"confidence":0.78027344,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.009833833202719688},{"word":"a","start":440.65,"end":440.81,"confidence":0.8286133,"punctuated_word":"A","sentiment":"neutral","sentiment_score":-0.0014492124319076538},{"word":"few","start":440.81,"end":440.88998,"confidence":0.99902344,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.007266335189342499},{"word":"extra","start":440.88998,"end":441.21,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.006322689354419708},{"word":"checks","start":441.21,"end":441.53,"confidence":0.9819336,"punctuated_word":"checks","sentiment":"neutral","sentiment_score":-0.0009797774255275726},{"word":"for","start":441.53,"end":441.69,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.00455976277589798},{"word":"real","start":441.69,"end":442.00998,"confidence":0.99902344,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.003041014075279236},{"word":"estate","start":442.00998,"end":442.33,"confidence":0.9902344,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.00084657222032547},{"word":"and","start":442.33,"end":442.49,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02250806987285614},{"word":"financial","start":442.49,"end":442.97,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.003900676965713501},{"word":"advisers","start":442.97,"end":443.47,"confidence":0.77075195,"punctuated_word":"advisers.","sentiment":"neutral","sentiment_score":0.0005074106156826019},{"word":"but","start":443.61,"end":443.84998,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.024255523458123207},{"word":"have","start":443.84998,"end":444.00998,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0487457774579525},{"word":"you","start":444.00998,"end":444.09,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03728434070944786},{"word":"guys","start":444.09,"end":444.33,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.03177754953503609},{"word":"ever","start":444.33,"end":444.56998,"confidence":0.9980469,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.025526564568281177},{"word":"gone","start":444.56998,"end":444.81,"confidence":0.9980469,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.060284439474344254},{"word":"through","start":444.81,"end":445.13,"confidence":0.97680664,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.05215683579444885},{"word":"like","start":445.13,"end":445.37,"confidence":0.9975586,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.043810486793518066},{"word":"a","start":445.37,"end":445.53,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05915971100330353},{"word":"bankruptcy","start":445.53,"end":446.03,"confidence":1.0,"punctuated_word":"bankruptcy","sentiment":"neutral","sentiment_score":-0.06393016874790192},{"word":"or","start":446.25,"end":446.56998,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.08682270348072052},{"word":"a","start":446.56998,"end":446.65,"confidence":0.9506836,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05030382424592972},{"word":"part","start":446.65,"end":446.81,"confidence":0.71875,"punctuated_word":"part","sentiment":"neutral","sentiment_score":-0.035258930176496506},{"word":"nine","start":446.81,"end":447.13,"confidence":0.98828125,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":-0.03414347767829895},{"word":"debt","start":447.13,"end":447.28998,"confidence":0.9921875,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.06771104037761688},{"word":"agreement","start":447.28998,"end":447.69,"confidence":1.0,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":-0.059178587049245834},{"word":"before","start":447.69,"end":448.19,"confidence":0.99853516,"punctuated_word":"before?","sentiment":"neutral","sentiment_score":-0.05587132275104523},{"word":"perfect","start":450.16998,"end":450.56998,"confidence":0.99560547,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.1273060142993927},{"word":"and","start":450.56998,"end":450.81,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.018875543028116223},{"word":"this","start":450.81,"end":450.97,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.007506139576435089},{"word":"one's","start":450.97,"end":451.21,"confidence":0.99609375,"punctuated_word":"one's","sentiment":"neutral","sentiment_score":-0.0038866824470460415},{"word":"a","start":451.21,"end":451.28998,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.015675680711865425},{"word":"bit","start":451.28998,"end":451.44998,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.02862763404846191},{"word":"of","start":451.44998,"end":451.53,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.015575610101222992},{"word":"a","start":451.53,"end":451.69,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02953185513615608},{"word":"weird","start":451.69,"end":451.93,"confidence":1.0,"punctuated_word":"weird","sentiment":"neutral","sentiment_score":-0.027954209595918655},{"word":"one","start":451.93,"end":452.25,"confidence":0.9313965,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":-0.03164064139127731},{"word":"but","start":452.25,"end":452.685,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.029571574181318283},{"word":"would","start":452.845,"end":453.085,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.03487319499254227},{"word":"you","start":453.085,"end":453.165,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.029281947761774063},{"word":"count","start":453.165,"end":453.565,"confidence":1.0,"punctuated_word":"count","sentiment":"neutral","sentiment_score":-0.024792108684778217},{"word":"yourself","start":453.565,"end":454.065,"confidence":1.0,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":-0.007972605526447296},{"word":"as","start":454.125,"end":454.625,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.023044470697641373},{"word":"a","start":455.885,"end":456.04498,"confidence":0.93603516,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01717209629714489},{"word":"member","start":456.04498,"end":456.445,"confidence":0.76123047,"punctuated_word":"member","sentiment":"neutral","sentiment_score":-0.04665794596076012},{"word":"of","start":456.445,"end":456.605,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.003444686532020569},{"word":"a","start":456.605,"end":456.845,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0038979053497314457},{"word":"foreign","start":456.845,"end":457.345,"confidence":1.0,"punctuated_word":"foreign","sentiment":"neutral","sentiment_score":-0.04467954486608505},{"word":"tax","start":457.405,"end":457.805,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.005446791648864746},{"word":"residency","start":457.805,"end":458.305,"confidence":0.99902344,"punctuated_word":"residency","sentiment":"neutral","sentiment_score":-0.021900463849306107},{"word":"in","start":458.845,"end":459.085,"confidence":0.984375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.02081245556473732},{"word":"terms","start":459.085,"end":459.405,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.009878691285848618},{"word":"of","start":459.405,"end":459.565,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05078735202550888},{"word":"any","start":459.565,"end":459.805,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.06488291919231415},{"word":"other","start":459.805,"end":460.04498,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.09109382331371307},{"word":"countries","start":460.04498,"end":460.54498,"confidence":0.9970703,"punctuated_word":"countries?","sentiment":"neutral","sentiment_score":-0.06257246434688568},{"word":"perfect","start":462.445,"end":462.945,"confidence":0.99658203,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.21436172723770144},{"word":"and","start":463.165,"end":463.405,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04927000030875206},{"word":"the","start":463.405,"end":463.565,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03921040520071983},{"word":"last","start":463.565,"end":463.805,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.017326943576335907},{"word":"detail","start":463.805,"end":464.205,"confidence":1.0,"punctuated_word":"detail","sentiment":"neutral","sentiment_score":0.05277127027511597},{"word":"that","start":464.205,"end":464.365,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04113593325018883},{"word":"i","start":464.365,"end":464.525,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02596525102853775},{"word":"wanted","start":464.525,"end":464.845,"confidence":0.99902344,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.015085052698850632},{"word":"to","start":464.845,"end":464.925,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.019879896193742752},{"word":"check","start":464.925,"end":465.165,"confidence":1.0,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.017107658088207245},{"word":"was","start":465.165,"end":465.325,"confidence":0.99121094,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.025707192718982697},{"word":"just","start":465.325,"end":465.565,"confidence":0.98095703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03295499086380005},{"word":"in","start":465.565,"end":465.645,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04549983888864517},{"word":"terms","start":465.645,"end":465.965,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.052368566393852234},{"word":"of","start":465.965,"end":466.125,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07255791127681732},{"word":"estate","start":466.125,"end":466.445,"confidence":0.82714844,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.011395670473575592},{"word":"planning","start":466.445,"end":466.945,"confidence":0.90063477,"punctuated_word":"planning.","sentiment":"neutral","sentiment_score":0.011356201022863388},{"word":"did","start":467.47,"end":467.55002,"confidence":0.95947266,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.007813714444637299},{"word":"you","start":467.55002,"end":467.67,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006902560591697693},{"word":"end","start":467.67,"end":467.79,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.0020974352955818176},{"word":"up","start":467.79,"end":468.03,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.004532922059297562},{"word":"getting","start":468.03,"end":468.19,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.008276332169771194},{"word":"a","start":468.19,"end":468.35,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.004435427486896515},{"word":"will","start":468.35,"end":468.59,"confidence":0.99609375,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.009062953293323517},{"word":"in","start":468.59,"end":468.75,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0005377233028411865},{"word":"place","start":468.75,"end":469.25,"confidence":0.9995117,"punctuated_word":"place?","sentiment":"neutral","sentiment_score":-0.004182739183306694},{"word":"yep","start":475.95,"end":476.45,"confidence":0.9604492,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.003629118902608752},{"word":"and","start":476.51,"end":476.91,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0038628429174423218},{"word":"are","start":476.91,"end":477.15,"confidence":0.9951172,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.005820697173476219},{"word":"you","start":477.15,"end":477.31,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00870092585682869},{"word":"looking","start":477.31,"end":477.55002,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.007205963134765625},{"word":"to","start":477.55002,"end":477.71002,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007255073636770248},{"word":"update","start":477.71002,"end":478.03,"confidence":0.99902344,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.037977732717990875},{"word":"it","start":478.03,"end":478.11002,"confidence":0.9260254,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.0010611917823553083},{"word":"or","start":478.11002,"end":478.27002,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.001596704125404358},{"word":"do","start":478.27002,"end":478.35,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.012687182053923609},{"word":"you","start":478.35,"end":478.43,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.002457559108734131},{"word":"feel","start":478.43,"end":478.67,"confidence":0.99902344,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.027933631092309952},{"word":"it","start":478.67,"end":478.75,"confidence":0.98828125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.017170652747154236},{"word":"still","start":478.75,"end":478.99002,"confidence":0.9838867,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.009183626621961594},{"word":"kind","start":478.99002,"end":479.15,"confidence":0.9667969,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.011009376496076584},{"word":"of","start":479.15,"end":479.31,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0003355443477630615},{"word":"reflects","start":479.31,"end":479.79,"confidence":0.99902344,"punctuated_word":"reflects","sentiment":"neutral","sentiment_score":0.008726418018341064},{"word":"everything","start":479.79,"end":480.27002,"confidence":0.9970703,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.017416905611753464},{"word":"at","start":480.27002,"end":480.35,"confidence":0.98095703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.002365048974752426},{"word":"the","start":480.35,"end":480.43,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023227661848068237},{"word":"moment","start":480.43,"end":480.825,"confidence":0.99902344,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.03848164528608322},{"word":"perfect","start":483.785,"end":484.285,"confidence":0.9916992,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6857463121414185},{"word":"easy","start":487.225,"end":487.725,"confidence":0.96118164,"punctuated_word":"Easy.","sentiment":"positive","sentiment_score":0.4202575385570526},{"word":"and","start":488.02502,"end":488.345,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14746612310409546},{"word":"did","start":488.345,"end":488.505,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.08317860960960388},{"word":"somebody","start":488.505,"end":488.905,"confidence":1.0,"punctuated_word":"somebody","sentiment":"neutral","sentiment_score":0.2007092982530594},{"word":"get","start":488.905,"end":489.065,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12740762531757355},{"word":"that","start":489.065,"end":489.30502,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1971430629491806},{"word":"extra","start":489.30502,"end":489.80502,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.10307498276233672},{"word":"0.01%","start":489.945,"end":491.725,"confidence":0.99746096,"punctuated_word":"0.01%","sentiment":"neutral","sentiment_score":0.0859571322798729},{"word":"to","start":491.785,"end":492.02502,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1150398850440979},{"word":"to","start":492.02502,"end":492.185,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11910391598939896},{"word":"get","start":492.185,"end":492.345,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1067368984222412},{"word":"it","start":492.345,"end":492.505,"confidence":0.96240234,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09264092892408372},{"word":"split","start":492.505,"end":492.84,"confidence":0.9970703,"punctuated_word":"split?","sentiment":"neutral","sentiment_score":0.10697613656520844},{"word":"no","start":495.88,"end":496.38,"confidence":0.5505371,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08288706094026566},{"word":"and","start":497.63998,"end":497.88,"confidence":0.90527344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.03573231399059296},{"word":"what","start":497.88,"end":498.12,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.023769671097397804},{"word":"about","start":498.12,"end":498.62,"confidence":0.7381592,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":-0.023686625063419346},{"word":"like","start":498.68,"end":498.91998,"confidence":0.9436035,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.015883734449744225},{"word":"a","start":498.91998,"end":499.0,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.016390498727560043},{"word":"power","start":499.0,"end":499.24,"confidence":0.9941406,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.019573185592889782},{"word":"of","start":499.24,"end":499.48,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.016842005774378777},{"word":"attorney","start":499.48,"end":499.96,"confidence":0.97802734,"punctuated_word":"attorney?","sentiment":"neutral","sentiment_score":-0.019161872565746307},{"word":"did","start":499.96,"end":500.12,"confidence":1.0,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.015063123777508736},{"word":"you","start":500.12,"end":500.28,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01521642878651619},{"word":"end","start":500.28,"end":500.36,"confidence":0.9970703,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.018738949671387672},{"word":"up","start":500.36,"end":500.6,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.01987086609005928},{"word":"putting","start":500.6,"end":500.91998,"confidence":1.0,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.011563227511942388},{"word":"that","start":500.91998,"end":501.08,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01374746672809124},{"word":"in","start":501.08,"end":501.24,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.010669121518731116},{"word":"place","start":501.24,"end":501.47998,"confidence":1.0,"punctuated_word":"place","sentiment":"neutral","sentiment_score":-0.01896652951836586},{"word":"when","start":501.47998,"end":501.63998,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.007068578153848648},{"word":"you","start":501.63998,"end":501.8,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00028836727142333984},{"word":"got","start":501.8,"end":501.96,"confidence":0.9970703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.005987543612718582},{"word":"the","start":501.96,"end":502.12,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0026777274906635284},{"word":"will","start":502.12,"end":502.36,"confidence":0.88061523,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":-0.015971507877111435},{"word":"or","start":502.36,"end":502.86,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.011330744251608849},{"word":"does","start":503.0,"end":503.16,"confidence":0.9970703,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.0018468685448169708},{"word":"that","start":503.16,"end":503.4,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.010996988043189049},{"word":"ring","start":503.4,"end":503.56,"confidence":1.0,"punctuated_word":"ring","sentiment":"neutral","sentiment_score":0.017540298402309418},{"word":"a","start":503.56,"end":503.63998,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008853839710354805},{"word":"bell","start":503.63998,"end":504.13998,"confidence":0.892334,"punctuated_word":"bell?","sentiment":"neutral","sentiment_score":0.009421778842806816},{"word":"yep","start":506.36,"end":506.86,"confidence":0.82177734,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0002678707242012024},{"word":"perfect","start":513.775,"end":514.275,"confidence":0.9946289,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":-0.00011166371405124664},{"word":"yep","start":514.655,"end":515.155,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.019680704921483994},{"word":"yep","start":515.215,"end":515.615,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07318630069494247},{"word":"that's","start":515.615,"end":516.015,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1273985505104065},{"word":"always","start":516.015,"end":516.335,"confidence":0.99316406,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.16991102695465088},{"word":"nice","start":516.335,"end":516.835,"confidence":0.98999023,"punctuated_word":"nice.","sentiment":"neutral","sentiment_score":0.2599918246269226},{"word":"i","start":518.495,"end":518.655,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.014682948589324951},{"word":"would","start":518.655,"end":518.895,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.01388482004404068},{"word":"assume","start":518.895,"end":519.295,"confidence":0.87475586,"punctuated_word":"assume,","sentiment":"neutral","sentiment_score":0.014939684420824053},{"word":"though","start":519.295,"end":519.695,"confidence":0.9885254,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":0.0031192637979984283},{"word":"hopefully","start":519.695,"end":520.095,"confidence":0.9914551,"punctuated_word":"hopefully,","sentiment":"neutral","sentiment_score":0.027323435992002487},{"word":"that","start":520.095,"end":520.255,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.029399722814559937},{"word":"it'd","start":520.255,"end":520.495,"confidence":0.9851074,"punctuated_word":"it'd","sentiment":"neutral","sentiment_score":0.011016249656677246},{"word":"be","start":520.495,"end":520.895,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.014957156032323836},{"word":"at","start":520.895,"end":520.975,"confidence":0.97314453,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.01687825471162796},{"word":"least","start":520.975,"end":521.295,"confidence":0.99902344,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.0382603257894516},{"word":"with","start":521.295,"end":521.615,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.019383646547794346},{"word":"the","start":521.615,"end":522.115,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.021765992045402527},{"word":"the","start":522.335,"end":522.495,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01804538816213608},{"word":"registress","start":522.495,"end":522.995,"confidence":0.5404053,"punctuated_word":"registress","sentiment":"neutral","sentiment_score":0.02449200488626957},{"word":"with","start":523.41,"end":523.64996,"confidence":0.99121094,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.01069161295890808},{"word":"the","start":523.64996,"end":523.97,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00746358186006546},{"word":"with","start":523.97,"end":524.13,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.005193300545215607},{"word":"the","start":524.13,"end":524.29,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.004709918051958084},{"word":"government","start":524.29,"end":524.79,"confidence":1.0,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.02880922704935074},{"word":"there","start":525.17,"end":525.25,"confidence":0.86621094,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.0035510659217834473},{"word":"it","start":525.25,"end":525.41,"confidence":0.8730469,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.014007512480020525},{"word":"should","start":525.41,"end":525.64996,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.008312936872243881},{"word":"be","start":525.64996,"end":526.14996,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.008741810917854309},{"word":"yep","start":526.93,"end":527.43,"confidence":0.8540039,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.022113369777798653},{"word":"so","start":527.73,"end":528.23,"confidence":0.9140625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.004341533407568932},{"word":"yep","start":530.37,"end":530.85,"confidence":0.9576823,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.022003373131155968},{"word":"okay","start":530.85,"end":531.35,"confidence":0.9970703,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.030057553201913834},{"word":"oh","start":532.45,"end":532.69,"confidence":0.97143555,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.05070585012435913},{"word":"hopefully","start":532.69,"end":533.08997,"confidence":0.9838867,"punctuated_word":"hopefully,","sentiment":"neutral","sentiment_score":0.04604444652795792},{"word":"it's","start":533.08997,"end":533.32996,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.03393569961190224},{"word":"there","start":533.32996,"end":533.57,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.03182414174079895},{"word":"on","start":533.57,"end":533.73,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.028979595750570297},{"word":"the","start":533.73,"end":534.05,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03310965374112129},{"word":"registered","start":534.29,"end":534.69,"confidence":0.7788086,"punctuated_word":"registered","sentiment":"neutral","sentiment_score":0.020001474767923355},{"word":"with","start":534.69,"end":534.85,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.026123512536287308},{"word":"the","start":534.85,"end":535.01,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02741820737719536},{"word":"courts","start":535.01,"end":535.25,"confidence":0.9111328,"punctuated_word":"courts","sentiment":"neutral","sentiment_score":0.018877409398555756},{"word":"there","start":535.25,"end":535.41,"confidence":0.99609375,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.058822810649871826},{"word":"in","start":535.41,"end":535.57,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04265709221363067},{"word":"case","start":535.57,"end":535.81,"confidence":1.0,"punctuated_word":"case","sentiment":"neutral","sentiment_score":0.030632633715867996},{"word":"something","start":535.81,"end":536.13,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.012962769716978071},{"word":"happens","start":536.13,"end":536.63,"confidence":0.9904785,"punctuated_word":"happens.","sentiment":"neutral","sentiment_score":0.008473658934235573},{"word":"and","start":538.91504,"end":539.315,"confidence":0.9863281,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.033443011343479156},{"word":"just","start":539.315,"end":539.715,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0333636999130249},{"word":"swinging","start":539.715,"end":540.11505,"confidence":0.9716797,"punctuated_word":"swinging","sentiment":"neutral","sentiment_score":0.04493463411927223},{"word":"over","start":540.11505,"end":540.35504,"confidence":0.9970703,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.03789606690406799},{"word":"to","start":540.35504,"end":540.515,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03407040610909462},{"word":"the","start":540.515,"end":540.67505,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.045721590518951416},{"word":"super","start":540.67505,"end":540.995,"confidence":0.9873047,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.08742113411426544},{"word":"for","start":540.995,"end":541.155,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.045381173491477966},{"word":"a","start":541.155,"end":541.23505,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04520370811223984},{"word":"moment","start":541.23505,"end":541.635,"confidence":0.8781738,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.054767925292253494},{"word":"so","start":541.635,"end":542.135,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.060426801443099976},{"word":"i","start":542.67505,"end":542.835,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07177279144525528},{"word":"have","start":542.835,"end":542.995,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07504156976938248},{"word":"you","start":542.995,"end":543.155,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0757901519536972},{"word":"there","start":543.155,"end":543.395,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07797351479530334},{"word":"wanting","start":543.395,"end":543.79504,"confidence":0.99609375,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.0824660211801529},{"word":"to","start":543.79504,"end":543.955,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09394093602895735},{"word":"retire","start":543.955,"end":544.455,"confidence":1.0,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.08894994854927063},{"word":"as","start":545.075,"end":545.23505,"confidence":0.9873047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06715599447488785},{"word":"early","start":545.23505,"end":545.55505,"confidence":1.0,"punctuated_word":"early","sentiment":"neutral","sentiment_score":0.08255638182163239},{"word":"as","start":545.55505,"end":545.715,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.012139186263084412},{"word":"possible","start":545.715,"end":546.215,"confidence":1.0,"punctuated_word":"possible","sentiment":"neutral","sentiment_score":0.0301559716463089},{"word":"towards","start":546.515,"end":546.835,"confidence":0.91503906,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.09642650187015532},{"word":"the","start":546.835,"end":546.91504,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09716738015413284},{"word":"age","start":546.91504,"end":547.075,"confidence":1.0,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.05526674911379814},{"word":"of","start":547.075,"end":547.23505,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05855143070220947},{"word":"60","start":547.23505,"end":547.635,"confidence":0.9921875,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.08104274421930313},{"word":"when","start":547.635,"end":547.79504,"confidence":0.96972656,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07612550258636475},{"word":"you","start":547.79504,"end":547.875,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08314323425292969},{"word":"can","start":547.875,"end":548.03503,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08370423316955566},{"word":"access","start":548.03503,"end":548.435,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.07215750217437744},{"word":"your","start":548.435,"end":548.67505,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08992164582014084},{"word":"super","start":548.67505,"end":548.995,"confidence":0.7480469,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.10887932777404784},{"word":"that's","start":548.995,"end":549.23505,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06789091229438782},{"word":"your","start":549.23505,"end":549.395,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07071009278297424},{"word":"preservation","start":549.395,"end":549.895,"confidence":0.9941406,"punctuated_word":"preservation","sentiment":"neutral","sentiment_score":0.10282961279153824},{"word":"age","start":550.03503,"end":550.5,"confidence":0.7866211,"punctuated_word":"age.","sentiment":"neutral","sentiment_score":0.04643827676773071},{"word":"on","start":550.98,"end":551.22,"confidence":0.9863281,"punctuated_word":"On","sentiment":"neutral","sentiment_score":0.04366170242428779},{"word":"about","start":551.22,"end":551.38,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05141439288854599},{"word":"a","start":551.38,"end":551.46,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04792279005050659},{"word":"thousand","start":551.46,"end":551.78,"confidence":0.99902344,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.04119044914841652},{"word":"dollars","start":551.78,"end":552.02,"confidence":0.9970703,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.05979045107960701},{"word":"a","start":552.02,"end":552.1,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.035427674651145935},{"word":"week","start":552.1,"end":552.34,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.038662079721689224},{"word":"with","start":552.34,"end":552.5,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06309196352958679},{"word":"the","start":552.5,"end":552.66,"confidence":0.70458984,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0757824182510376},{"word":"mortgage","start":552.66,"end":553.06,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.09776592254638672},{"word":"paid","start":553.06,"end":553.3,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.08315293490886688},{"word":"off","start":553.3,"end":553.7,"confidence":0.9069824,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":0.05248009413480759},{"word":"maybe","start":553.7,"end":554.02,"confidence":0.9902344,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.07248230278491974},{"word":"an","start":554.02,"end":554.18,"confidence":0.9902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.10357733070850372},{"word":"investment","start":554.18,"end":554.66,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.06181022897362709},{"word":"property","start":554.66,"end":555.16,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.09789856523275375},{"word":"kind","start":555.38,"end":555.62,"confidence":0.8691406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06929181516170502},{"word":"of","start":555.62,"end":555.78,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08364593237638474},{"word":"supplementing","start":555.78,"end":556.28,"confidence":0.9995117,"punctuated_word":"supplementing","sentiment":"neutral","sentiment_score":0.10190891474485396},{"word":"things","start":556.42,"end":556.74,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.13429495692253113},{"word":"a","start":556.74,"end":556.82,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10697895288467409},{"word":"little","start":556.82,"end":556.98,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.08348474651575089},{"word":"bit","start":556.98,"end":557.22,"confidence":0.99609375,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.06293436884880066},{"word":"does","start":557.22,"end":557.38,"confidence":0.99609375,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.056288011372089386},{"word":"that","start":557.38,"end":557.54,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09914884716272354},{"word":"still","start":557.54,"end":557.78,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.04686984047293663},{"word":"sound","start":557.78,"end":558.02,"confidence":1.0,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.06576868891716003},{"word":"right","start":558.02,"end":558.18,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.06545981764793396},{"word":"for","start":558.18,"end":558.34,"confidence":0.9863281,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02657764777541161},{"word":"you","start":558.34,"end":558.84,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.04639638215303421},{"word":"cool","start":562.66,"end":563.16,"confidence":0.9682617,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.16657420992851257},{"word":"yeah","start":570.78503,"end":571.185,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1183312088251114},{"word":"so","start":571.185,"end":571.505,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07846647500991821},{"word":"i","start":571.505,"end":571.585,"confidence":0.8457031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0965174287557602},{"word":"guess","start":571.585,"end":571.825,"confidence":1.0,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":0.07650439441204071},{"word":"if","start":571.825,"end":571.985,"confidence":0.9580078,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09083130210638046},{"word":"our","start":571.985,"end":572.22504,"confidence":1.0,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.10875974595546722},{"word":"aim","start":572.22504,"end":572.54504,"confidence":1.0,"punctuated_word":"aim","sentiment":"neutral","sentiment_score":0.1280008852481842},{"word":"is","start":572.54504,"end":572.865,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10579676926136015},{"word":"as","start":572.865,"end":573.10504,"confidence":0.921875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1213633194565773},{"word":"early","start":573.10504,"end":573.425,"confidence":1.0,"punctuated_word":"early","sentiment":"neutral","sentiment_score":0.14927059412002563},{"word":"as","start":573.425,"end":573.585,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.061217933893203735},{"word":"possible","start":573.585,"end":574.085,"confidence":0.9914551,"punctuated_word":"possible,","sentiment":"neutral","sentiment_score":0.12684887647628784},{"word":"our","start":574.22504,"end":574.385,"confidence":1.0,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.16113948822021484},{"word":"job","start":574.385,"end":574.705,"confidence":1.0,"punctuated_word":"job","sentiment":"neutral","sentiment_score":0.13014942407608032},{"word":"basically","start":574.705,"end":575.185,"confidence":0.7998047,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.155646413564682},{"word":"is","start":575.185,"end":575.34503,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16210366785526276},{"word":"to","start":575.34503,"end":575.84503,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1656053364276886},{"word":"get","start":576.08,"end":576.32,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.14710533618927002},{"word":"you","start":576.32,"end":576.4,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17043475806713104},{"word":"as","start":576.4,"end":576.48,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.18832089006900787},{"word":"much","start":576.48,"end":576.88,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.19043803215026855},{"word":"growth","start":576.88,"end":577.2,"confidence":1.0,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.24597100913524628},{"word":"as","start":577.2,"end":577.36,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.16719022393226624},{"word":"we","start":577.36,"end":577.52,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21927520632743835},{"word":"can","start":577.52,"end":578.0,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17828379571437836},{"word":"in","start":578.0,"end":578.24,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17017850279808044},{"word":"the","start":578.24,"end":578.32,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1526847928762436},{"word":"next","start":578.32,"end":578.64,"confidence":0.9633789,"punctuated_word":"next,","sentiment":"neutral","sentiment_score":0.09878337383270264},{"word":"say","start":578.64,"end":578.96,"confidence":0.9941406,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.09255747497081757},{"word":"ten","start":578.96,"end":579.12,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.11432774364948271},{"word":"years","start":579.12,"end":579.36,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.11543506383895874},{"word":"or","start":579.36,"end":579.52,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.11517790704965591},{"word":"so","start":579.52,"end":580.02,"confidence":0.98217773,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":0.10314872860908508},{"word":"and","start":580.08,"end":580.4,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0989147275686264},{"word":"as","start":580.4,"end":580.64,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11425933241844176},{"word":"you","start":580.64,"end":580.8,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1262575387954712},{"word":"get","start":580.8,"end":581.2,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07800934463739395},{"word":"closer","start":581.2,"end":581.7,"confidence":1.0,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.062266357243061066},{"word":"to","start":582.16,"end":582.32,"confidence":0.96777344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10774167627096176},{"word":"that","start":582.32,"end":582.64,"confidence":0.967041,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.06780895590782166},{"word":"say","start":582.64,"end":583.04,"confidence":0.9794922,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.0698678195476532},{"word":"mid","start":583.04,"end":583.36,"confidence":1.0,"punctuated_word":"mid","sentiment":"neutral","sentiment_score":0.06925683468580246},{"word":"sixties","start":583.36,"end":583.76,"confidence":0.98950195,"punctuated_word":"sixties","sentiment":"neutral","sentiment_score":0.09209752082824708},{"word":"or","start":583.76,"end":584.0,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07748206704854965},{"word":"early","start":584.0,"end":584.32,"confidence":1.0,"punctuated_word":"early","sentiment":"neutral","sentiment_score":0.04115147888660431},{"word":"sixties","start":584.32,"end":584.82,"confidence":0.9967448,"punctuated_word":"sixties,","sentiment":"neutral","sentiment_score":0.09837102890014648},{"word":"we","start":585.12,"end":585.28,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13784265518188477},{"word":"do","start":585.28,"end":585.6,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08750509470701218},{"word":"have","start":585.6,"end":585.76,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1336800903081894},{"word":"to","start":585.76,"end":586.08,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10371273010969162},{"word":"have","start":586.08,"end":586.32,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07955442368984222},{"word":"that","start":586.32,"end":586.56,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1615321934223175},{"word":"conversation","start":586.56,"end":587.06,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.1356882005929947},{"word":"about","start":587.2,"end":587.44,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10508765280246736},{"word":"reducing","start":587.44,"end":587.94,"confidence":1.0,"punctuated_word":"reducing","sentiment":"neutral","sentiment_score":0.07376636564731598},{"word":"risk","start":588.0,"end":588.5,"confidence":0.98706055,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":-0.01763170212507248},{"word":"so","start":588.8,"end":589.3,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10618262737989426},{"word":"grow","start":589.52,"end":589.76,"confidence":0.9633789,"punctuated_word":"grow","sentiment":"neutral","sentiment_score":0.2133922278881073},{"word":"it","start":589.76,"end":589.92,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.14850741624832153},{"word":"for","start":589.92,"end":590.16,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1320968121290207},{"word":"a","start":590.16,"end":590.24,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11148148775100708},{"word":"certain","start":590.24,"end":590.56,"confidence":1.0,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.11386429518461227},{"word":"number","start":590.56,"end":590.8,"confidence":1.0,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.1129624769091606},{"word":"of","start":590.8,"end":590.96,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12805519998073578},{"word":"years","start":590.96,"end":591.46,"confidence":0.8137207,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.09267987310886384},{"word":"and","start":591.685,"end":591.84503,"confidence":0.96777344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10089267790317535},{"word":"then","start":591.84503,"end":591.92505,"confidence":0.9970703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08957448601722717},{"word":"at","start":591.92505,"end":592.005,"confidence":0.98291016,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.047457851469516754},{"word":"some","start":592.005,"end":592.245,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.003726065158843994},{"word":"point","start":592.245,"end":592.405,"confidence":0.96875,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.0007986500859260559},{"word":"you","start":592.405,"end":592.565,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010728463530540466},{"word":"probably","start":592.565,"end":592.80505,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.017476558685302734},{"word":"don't","start":592.80505,"end":592.965,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.00540488725528121},{"word":"wanna","start":592.965,"end":593.205,"confidence":0.9770508,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.018597189337015152},{"word":"still","start":593.205,"end":593.525,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.009130306541919708},{"word":"be","start":593.525,"end":593.685,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.032793544232845306},{"word":"in","start":593.685,"end":593.84503,"confidence":0.9758301,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.023192189633846283},{"word":"like","start":593.84503,"end":594.085,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0033989623188972473},{"word":"a","start":594.085,"end":594.16504,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.026590149849653244},{"word":"medium","start":594.16504,"end":594.645,"confidence":0.9580078,"punctuated_word":"medium","sentiment":"neutral","sentiment_score":-0.02607399970293045},{"word":"risk","start":594.645,"end":594.885,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.0463874414563179},{"word":"level","start":594.885,"end":595.385,"confidence":0.8786621,"punctuated_word":"level.","sentiment":"neutral","sentiment_score":-0.013992277905344965},{"word":"if","start":595.445,"end":595.685,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.15204590559005737},{"word":"you're","start":595.685,"end":595.84503,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.147743821144104},{"word":"about","start":595.84503,"end":596.085,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.16920897364616394},{"word":"to","start":596.085,"end":596.245,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.18758893013000488},{"word":"retire","start":596.245,"end":596.645,"confidence":1.0,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.12443885952234268},{"word":"tomorrow","start":596.645,"end":597.145,"confidence":0.98999023,"punctuated_word":"tomorrow,","sentiment":"neutral","sentiment_score":-0.20949900150299072},{"word":"potentially","start":597.765,"end":598.265,"confidence":0.984375,"punctuated_word":"potentially","sentiment":"negative","sentiment_score":-0.4037033021450043},{"word":"lose","start":598.325,"end":598.565,"confidence":0.97998047,"punctuated_word":"lose","sentiment":"neutral","sentiment_score":-0.2562447488307953},{"word":"a","start":598.565,"end":598.645,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3025319576263428},{"word":"third","start":598.645,"end":598.80505,"confidence":1.0,"punctuated_word":"third","sentiment":"neutral","sentiment_score":-0.2578490674495697},{"word":"of","start":598.80505,"end":598.965,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.3071366846561432},{"word":"your","start":598.965,"end":599.125,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.3294183015823364},{"word":"super","start":599.125,"end":599.445,"confidence":0.9819336,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.3003877103328705},{"word":"just","start":599.445,"end":599.685,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.22772100567817688},{"word":"before","start":599.685,"end":600.005,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.14824305474758148},{"word":"you","start":600.005,"end":600.16504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15613259375095367},{"word":"access","start":600.16504,"end":600.48505,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.2346959263086319},{"word":"it","start":600.48505,"end":600.72504,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14038127660751343},{"word":"to","start":600.72504,"end":600.80505,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16473954916000366},{"word":"live","start":600.80505,"end":601.04504,"confidence":0.99902344,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.10152844339609146},{"word":"on","start":601.04504,"end":601.28503,"confidence":0.99658203,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.15795186161994934},{"word":"does","start":601.28503,"end":601.445,"confidence":1.0,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.03780039027333259},{"word":"that","start":601.445,"end":601.685,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.069997638463974},{"word":"make","start":601.685,"end":601.84503,"confidence":0.9951172,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.040140360593795776},{"word":"sense","start":601.84503,"end":602.34503,"confidence":1.0,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":-0.08187144994735718},{"word":"yep","start":603.60504,"end":604.02,"confidence":0.9416504,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18496212363243103},{"word":"but","start":604.10004,"end":604.34,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.11480345577001572},{"word":"at","start":604.34,"end":604.42004,"confidence":0.9741211,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.012510165572166445},{"word":"the","start":604.42004,"end":604.5,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04898931831121445},{"word":"moment","start":604.5,"end":604.98004,"confidence":0.99902344,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.0364760160446167},{"word":"i","start":604.98004,"end":605.06,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09325727075338364},{"word":"do","start":605.06,"end":605.30005,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14099952578544617},{"word":"see","start":605.30005,"end":605.46,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.044442251324653625},{"word":"that","start":605.46,"end":605.62,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09249725937843324},{"word":"we've","start":605.62,"end":605.94,"confidence":1.0,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.12981361150741577},{"word":"kind","start":605.94,"end":606.18,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.11058130115270616},{"word":"of","start":606.18,"end":606.58,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1659681499004364},{"word":"made","start":606.58,"end":606.82,"confidence":1.0,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.1469060778617859},{"word":"it","start":606.82,"end":606.98004,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13546353578567505},{"word":"a","start":606.98004,"end":607.06,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13722644746303558},{"word":"little","start":607.06,"end":607.30005,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.08759960532188416},{"word":"bit","start":607.30005,"end":607.62,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.11881612241268158},{"word":"safer","start":607.62,"end":608.12,"confidence":0.9980469,"punctuated_word":"safer.","sentiment":"neutral","sentiment_score":0.06692639738321304},{"word":"we've","start":608.18,"end":608.42004,"confidence":0.99902344,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.18421028554439545},{"word":"put","start":608.42004,"end":608.66003,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.1856456696987152},{"word":"you","start":608.66003,"end":608.82,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23970553278923035},{"word":"in","start":608.82,"end":608.98004,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24839916825294495},{"word":"a","start":608.98004,"end":609.06,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22067008912563324},{"word":"bit","start":609.06,"end":609.22003,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.13371656835079193},{"word":"more","start":609.22003,"end":609.38,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.10740796476602554},{"word":"of","start":609.38,"end":609.54004,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1772908866405487},{"word":"a","start":609.54004,"end":609.7,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21559086441993713},{"word":"balanced","start":609.7,"end":610.18,"confidence":0.74853516,"punctuated_word":"balanced","sentiment":"neutral","sentiment_score":0.18169400095939636},{"word":"balanced","start":610.18,"end":610.68,"confidence":0.8232422,"punctuated_word":"balanced","sentiment":"neutral","sentiment_score":0.22939220070838928},{"word":"growth","start":610.74,"end":611.22003,"confidence":0.9941406,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.2948370575904846},{"word":"profile","start":611.22003,"end":611.72003,"confidence":1.0,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":0.31149137020111084},{"word":"where","start":612.18,"end":612.58,"confidence":0.8491211,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.16665606200695038},{"word":"you're","start":612.58,"end":612.74,"confidence":0.9016113,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.17994868755340576},{"word":"kind","start":612.74,"end":612.98004,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.10678640007972716},{"word":"of","start":612.98004,"end":613.14,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08470216393470764},{"word":"like","start":613.14,"end":613.30005,"confidence":0.9091797,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07972574979066849},{"word":"a","start":613.30005,"end":613.54004,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14220955967903137},{"word":"three","start":613.54004,"end":614.02,"confidence":0.859375,"punctuated_word":"three,","sentiment":"neutral","sentiment_score":0.11508683115243912},{"word":"three","start":614.02,"end":614.18,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.131704181432724},{"word":"and","start":614.18,"end":614.34,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.021386489272117615},{"word":"a","start":614.34,"end":614.5,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06458552181720734},{"word":"half","start":614.5,"end":614.74,"confidence":1.0,"punctuated_word":"half","sentiment":"neutral","sentiment_score":0.07922036200761795},{"word":"out","start":614.74,"end":614.82,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.12655073404312134},{"word":"of","start":614.82,"end":614.98004,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0698661208152771},{"word":"five","start":614.98004,"end":615.46,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.08396372944116592},{"word":"on","start":615.46,"end":615.7,"confidence":0.9873047,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07301715761423111},{"word":"the","start":615.7,"end":615.86005,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06272175163030624},{"word":"risk","start":615.86005,"end":616.10004,"confidence":0.99902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.03992296755313873},{"word":"scale","start":616.10004,"end":616.58,"confidence":0.9604492,"punctuated_word":"scale.","sentiment":"neutral","sentiment_score":-0.00323619693517685},{"word":"so","start":616.58,"end":617.08,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02845403179526329},{"word":"i","start":617.255,"end":617.415,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06170003116130829},{"word":"would","start":617.415,"end":617.65497,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06950247287750244},{"word":"count","start":617.65497,"end":617.89496,"confidence":1.0,"punctuated_word":"count","sentiment":"neutral","sentiment_score":0.05591537058353424},{"word":"that","start":617.89496,"end":618.135,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.034939803183078766},{"word":"as","start":618.135,"end":618.375,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02962253987789154},{"word":"kind","start":618.375,"end":618.615,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06326450407505035},{"word":"of","start":618.615,"end":619.015,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.012694127857685087},{"word":"medium","start":619.015,"end":619.415,"confidence":0.9819336,"punctuated_word":"medium","sentiment":"neutral","sentiment_score":0.0025171637535095215},{"word":"risk","start":619.415,"end":619.915,"confidence":0.9916992,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":-0.010841134935617449},{"word":"you're","start":620.055,"end":620.555,"confidence":0.9885254,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.001087255775928497},{"word":"equally","start":620.77496,"end":621.255,"confidence":1.0,"punctuated_word":"equally","sentiment":"neutral","sentiment_score":-0.07534937560558319},{"word":"concerned","start":621.255,"end":621.755,"confidence":1.0,"punctuated_word":"concerned","sentiment":"neutral","sentiment_score":-0.08451732993125916},{"word":"about","start":621.815,"end":622.315,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.09917153418064116},{"word":"growth","start":622.455,"end":622.955,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.11494164168834686},{"word":"versus","start":623.095,"end":623.595,"confidence":1.0,"punctuated_word":"versus","sentiment":"neutral","sentiment_score":-0.09090157598257063},{"word":"protection","start":623.65497,"end":624.15497,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.1719827950000763},{"word":"and","start":624.455,"end":624.695,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11097961664199828},{"word":"risks","start":624.695,"end":625.175,"confidence":0.90405273,"punctuated_word":"risks.","sentiment":"neutral","sentiment_score":-0.08406373858451843},{"word":"does","start":625.175,"end":625.33496,"confidence":0.9902344,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.0368652381002903},{"word":"that","start":625.33496,"end":625.495,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06399442255496979},{"word":"sound","start":625.495,"end":625.735,"confidence":1.0,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.013462070375680923},{"word":"like","start":625.735,"end":625.89496,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0006028339266777039},{"word":"you","start":625.89496,"end":626.39496,"confidence":0.9941406,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.008690811693668365},{"word":"cool","start":628.055,"end":628.555,"confidence":0.98706055,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.35110893845558167},{"word":"i","start":628.695,"end":628.855,"confidence":0.8076172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.32578766345977783},{"word":"do","start":628.855,"end":629.095,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.30016013979911804},{"word":"have","start":629.095,"end":629.255,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.25498494505882263},{"word":"a","start":629.255,"end":629.33496,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3104659914970398},{"word":"little","start":629.33496,"end":629.575,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1709367036819458},{"word":"bit","start":629.575,"end":629.735,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1753215789794922},{"word":"of","start":629.735,"end":629.815,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2817773222923279},{"word":"good","start":629.815,"end":629.975,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.28380444645881653},{"word":"news","start":629.975,"end":630.21497,"confidence":1.0,"punctuated_word":"news","sentiment":"positive","sentiment_score":0.35149461030960083},{"word":"for","start":630.21497,"end":630.455,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3703680634498596},{"word":"you","start":630.455,"end":630.695,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4638602137565613},{"word":"in","start":630.695,"end":630.855,"confidence":0.9980469,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4377719759941101},{"word":"terms","start":630.855,"end":631.175,"confidence":1.0,"punctuated_word":"terms","sentiment":"positive","sentiment_score":0.4142423868179322},{"word":"of","start":631.175,"end":631.415,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5789961218833923},{"word":"the","start":631.415,"end":631.575,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4800879955291748},{"word":"portfolios","start":631.575,"end":632.075,"confidence":0.9760742,"punctuated_word":"portfolios.","sentiment":"positive","sentiment_score":0.3409096598625183},{"word":"tiny","start":633.38,"end":633.7,"confidence":0.9892578,"punctuated_word":"Tiny","sentiment":"neutral","sentiment_score":-0.121817484498024},{"word":"bit","start":633.7,"end":633.86005,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.13227468729019165},{"word":"of","start":633.86005,"end":633.94,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17827843129634857},{"word":"bad","start":633.94,"end":634.10004,"confidence":1.0,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.3128068149089813},{"word":"news","start":634.10004,"end":634.26,"confidence":0.8171387,"punctuated_word":"news,","sentiment":"neutral","sentiment_score":-0.2982940673828125},{"word":"obviously","start":634.26,"end":634.66003,"confidence":0.83325195,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.27548956871032715},{"word":"we","start":634.66003,"end":634.82,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.25667619705200195},{"word":"had","start":634.82,"end":634.98004,"confidence":0.99609375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.226724237203598},{"word":"the","start":634.98004,"end":635.14,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.33208468556404114},{"word":"war","start":635.14,"end":635.64,"confidence":0.99609375,"punctuated_word":"war","sentiment":"neutral","sentiment_score":-0.3309211730957031},{"word":"breakout","start":635.7,"end":636.2,"confidence":0.9199219,"punctuated_word":"breakout","sentiment":"neutral","sentiment_score":-0.24394406378269196},{"word":"in","start":637.14,"end":637.46,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.264507919549942},{"word":"iran","start":637.46,"end":637.96,"confidence":0.8239746,"punctuated_word":"Iran.","sentiment":"neutral","sentiment_score":-0.28919029235839844},{"word":"that","start":638.34,"end":638.66003,"confidence":0.9902344,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.26427093148231506},{"word":"impacted","start":638.66003,"end":639.06,"confidence":1.0,"punctuated_word":"impacted","sentiment":"neutral","sentiment_score":-0.24803996086120603},{"word":"everybody","start":639.06,"end":639.56,"confidence":0.9970703,"punctuated_word":"everybody","sentiment":"negative","sentiment_score":-0.3665171265602112},{"word":"super","start":639.62,"end":639.94,"confidence":0.7001953,"punctuated_word":"super","sentiment":"negative","sentiment_score":-0.40090179443359375},{"word":"with","start":639.94,"end":640.18,"confidence":0.99609375,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.3440590798854828},{"word":"the","start":640.18,"end":640.26,"confidence":0.99902344,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.39712202548980713},{"word":"stock","start":640.26,"end":640.5,"confidence":0.99902344,"punctuated_word":"stock","sentiment":"negative","sentiment_score":-0.40738946199417114},{"word":"markets","start":640.5,"end":640.98004,"confidence":0.9970703,"punctuated_word":"markets","sentiment":"negative","sentiment_score":-0.3994118273258209},{"word":"and","start":640.98004,"end":641.06,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3393520414829254},{"word":"everything","start":641.06,"end":641.56,"confidence":0.8959961,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.3029310703277588},{"word":"but","start":641.86005,"end":642.34,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.16999490559101105},{"word":"when","start":642.34,"end":642.58,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.20638932287693024},{"word":"the","start":642.58,"end":642.74,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23512102663517},{"word":"markets","start":642.74,"end":643.24,"confidence":0.9892578,"punctuated_word":"markets","sentiment":"negative","sentiment_score":-0.3707294762134552},{"word":"dropped","start":643.3,"end":643.7,"confidence":0.9902344,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.25538837909698486},{"word":"in","start":643.7,"end":644.2,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2567209005355835},{"word":"february","start":644.26,"end":644.76,"confidence":1.0,"punctuated_word":"February","sentiment":"neutral","sentiment_score":-0.23670923709869385},{"word":"and","start":644.9,"end":645.22003,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3802343904972077},{"word":"march","start":645.22003,"end":645.72003,"confidence":1.0,"punctuated_word":"March,","sentiment":"neutral","sentiment_score":-0.28129154443740845},{"word":"they","start":645.925,"end":646.16504,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.30692923069000244},{"word":"went","start":646.16504,"end":646.245,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.31397542357444763},{"word":"down","start":646.245,"end":646.72504,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.26055794954299927},{"word":"about","start":646.72504,"end":647.125,"confidence":1.0,"punctuated_word":"about","sentiment":"negative","sentiment_score":-0.39154359698295593},{"word":"12%","start":647.125,"end":647.84503,"confidence":1.0,"punctuated_word":"12%","sentiment":"neutral","sentiment_score":-0.2781972885131836},{"word":"depending","start":647.84503,"end":648.245,"confidence":0.9741211,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":-0.27161431312561035},{"word":"on","start":648.245,"end":648.405,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.26694703102111816},{"word":"the","start":648.405,"end":648.645,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2904151678085327},{"word":"country","start":648.645,"end":649.145,"confidence":0.83984375,"punctuated_word":"country,","sentiment":"neutral","sentiment_score":-0.2538895905017853},{"word":"but","start":649.60504,"end":649.685,"confidence":0.6015625,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.15502327680587769},{"word":"the","start":649.685,"end":649.84503,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.27185189723968506},{"word":"super","start":649.84503,"end":650.16504,"confidence":0.7050781,"punctuated_word":"super","sentiment":"negative","sentiment_score":-0.3793482184410095},{"word":"only","start":650.16504,"end":650.405,"confidence":0.99902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.27334660291671753},{"word":"dropped","start":650.405,"end":650.72504,"confidence":0.9921875,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.30237093567848206},{"word":"5%","start":650.72504,"end":651.28503,"confidence":0.9995117,"punctuated_word":"5%","sentiment":"neutral","sentiment_score":-0.31059181690216064},{"word":"at","start":651.28503,"end":651.445,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.3290744423866272},{"word":"that","start":651.445,"end":651.685,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.29923316836357117},{"word":"time","start":651.685,"end":652.16504,"confidence":0.9951172,"punctuated_word":"time.","sentiment":"negative","sentiment_score":-0.3602552115917206},{"word":"so","start":652.16504,"end":652.325,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1287163347005844},{"word":"you're","start":652.325,"end":652.565,"confidence":0.8063965,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.0738900899887085},{"word":"you're","start":652.565,"end":652.805,"confidence":0.9875488,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.06333883851766586},{"word":"capturing","start":652.805,"end":653.205,"confidence":0.99609375,"punctuated_word":"capturing,","sentiment":"neutral","sentiment_score":-0.09548930823802948},{"word":"i","start":653.205,"end":653.365,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07081533968448639},{"word":"guess","start":653.365,"end":653.60504,"confidence":0.99902344,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":-0.13316285610198977},{"word":"less","start":653.60504,"end":653.765,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.0840153843164444},{"word":"than","start":653.765,"end":654.085,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.2435513734817505},{"word":"half","start":654.085,"end":654.325,"confidence":0.9941406,"punctuated_word":"half","sentiment":"neutral","sentiment_score":-0.09337728470563889},{"word":"of","start":654.325,"end":654.485,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19240853190422055},{"word":"the","start":654.485,"end":654.645,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2632593512535095},{"word":"market","start":654.645,"end":655.04504,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.3246367871761322},{"word":"risk","start":655.04504,"end":655.28503,"confidence":0.75146484,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":-0.26367563009262085},{"word":"if","start":655.28503,"end":655.445,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1379283368587494},{"word":"that","start":655.445,"end":655.60504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1206127405166626},{"word":"makes","start":655.60504,"end":655.84503,"confidence":0.984375,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.10556109249591827},{"word":"sense","start":655.84503,"end":656.34503,"confidence":0.99609375,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.17769157886505127},{"word":"since","start":658.41,"end":658.64996,"confidence":0.97509766,"punctuated_word":"Since","sentiment":"neutral","sentiment_score":0.15268759429454803},{"word":"then","start":658.64996,"end":658.81,"confidence":0.9199219,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.1883181780576706},{"word":"it's","start":658.81,"end":659.05,"confidence":0.9855957,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.23803524672985077},{"word":"bounced","start":659.05,"end":659.37,"confidence":0.98291016,"punctuated_word":"bounced","sentiment":"neutral","sentiment_score":0.2521247863769531},{"word":"back","start":659.37,"end":659.52997,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.27930089831352234},{"word":"up","start":659.52997,"end":659.85,"confidence":0.89819336,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.255840927362442},{"word":"and","start":659.85,"end":660.08997,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.30528196692466736},{"word":"you're","start":660.08997,"end":660.32996,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.3158005177974701},{"word":"actually","start":660.32996,"end":660.73,"confidence":0.9970703,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.3362716734409332},{"word":"positive","start":660.73,"end":661.20996,"confidence":0.99902344,"punctuated_word":"positive","sentiment":"positive","sentiment_score":0.3550761044025421},{"word":"5%","start":661.20996,"end":661.76996,"confidence":0.99902344,"punctuated_word":"5%","sentiment":"positive","sentiment_score":0.3615073263645172},{"word":"for","start":661.76996,"end":661.93,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2320048362016678},{"word":"the","start":661.93,"end":662.01,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2322021126747131},{"word":"year","start":662.01,"end":662.25,"confidence":0.98950195,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.2414764016866684},{"word":"which","start":662.25,"end":662.41,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.20336204767227173},{"word":"is","start":662.41,"end":662.88995,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1378156840801239},{"word":"a","start":662.88995,"end":662.97,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1260519027709961},{"word":"tiny","start":662.97,"end":663.37,"confidence":1.0,"punctuated_word":"tiny","sentiment":"neutral","sentiment_score":-0.033513352274894714},{"word":"bit","start":663.37,"end":663.52997,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.014529839158058168},{"word":"below","start":663.52997,"end":664.01,"confidence":1.0,"punctuated_word":"below","sentiment":"neutral","sentiment_score":0.03949691355228424},{"word":"the","start":664.01,"end":664.17,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014102190732955933},{"word":"seven","start":664.17,"end":664.41,"confidence":1.0,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.03639437258243561},{"word":"percent","start":664.41,"end":664.81,"confidence":1.0,"punctuated_word":"percent","sentiment":"neutral","sentiment_score":0.1194886639714241},{"word":"average","start":664.81,"end":665.20996,"confidence":0.99902344,"punctuated_word":"average","sentiment":"neutral","sentiment_score":0.06443004310131073},{"word":"that","start":665.20996,"end":665.37,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08473126590251923},{"word":"you","start":665.37,"end":665.61,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06578968465328217},{"word":"need","start":665.61,"end":666.08997,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.05908319354057312},{"word":"for","start":666.08997,"end":666.32996,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03314122557640076},{"word":"a","start":666.32996,"end":666.41,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10449817031621932},{"word":"balanced","start":666.41,"end":666.81,"confidence":0.9375,"punctuated_word":"balanced","sentiment":"neutral","sentiment_score":0.08180801570415497},{"word":"risk","start":666.81,"end":667.05,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.09351467341184616},{"word":"profile","start":667.05,"end":667.55,"confidence":0.96240234,"punctuated_word":"profile.","sentiment":"neutral","sentiment_score":0.05570477247238159},{"word":"but","start":668.08997,"end":668.32996,"confidence":0.96533203,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.08180566132068634},{"word":"in","start":668.32996,"end":668.49,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10822753608226776},{"word":"a","start":668.49,"end":668.57,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08273278176784515},{"word":"year","start":668.57,"end":668.73,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.008467018604278564},{"word":"where","start":668.73,"end":668.88995,"confidence":0.9863281,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.03221212327480316},{"word":"the","start":668.88995,"end":669.05,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.018532902002334595},{"word":"market's","start":669.05,"end":669.45,"confidence":0.9301758,"punctuated_word":"market's","sentiment":"neutral","sentiment_score":-0.0877997875213623},{"word":"tanked","start":669.45,"end":669.85,"confidence":0.9973958,"punctuated_word":"tanked,","sentiment":"neutral","sentiment_score":-0.0496295802295208},{"word":"it's","start":669.85,"end":670.17,"confidence":0.9975586,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.14866244792938232},{"word":"it's","start":670.17,"end":670.41,"confidence":0.99609375,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.22338911890983584},{"word":"good","start":670.41,"end":670.64996,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.24783070385456085},{"word":"to","start":670.64996,"end":670.73,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28497689962387085},{"word":"still","start":670.73,"end":671.05,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.22896435856819153},{"word":"be","start":671.05,"end":671.20996,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1768660843372345},{"word":"positive","start":671.20996,"end":671.70996,"confidence":0.8066406,"punctuated_word":"positive,","sentiment":"neutral","sentiment_score":0.203015074133873},{"word":"whereas","start":672.185,"end":672.505,"confidence":0.96875,"punctuated_word":"whereas","sentiment":"neutral","sentiment_score":0.09625382721424104},{"word":"some","start":672.505,"end":672.745,"confidence":0.99316406,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.11471089720726012},{"word":"years","start":672.745,"end":672.985,"confidence":0.8178711,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.12744654715061188},{"word":"it","start":672.985,"end":673.145,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.15835943818092346},{"word":"will","start":673.145,"end":673.385,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.11391791701316832},{"word":"dip","start":673.385,"end":673.545,"confidence":0.99902344,"punctuated_word":"dip","sentiment":"neutral","sentiment_score":-0.10376494377851486},{"word":"into","start":673.545,"end":673.785,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.18354058265686035},{"word":"the","start":673.785,"end":673.945,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12010572105646132},{"word":"negative","start":673.945,"end":674.345,"confidence":1.0,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.1308917999267578},{"word":"every","start":674.345,"end":674.58496,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.18429426848888397},{"word":"now","start":674.58496,"end":674.745,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.09520257264375688},{"word":"and","start":674.745,"end":674.90497,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12308315187692642},{"word":"then","start":674.90497,"end":675.225,"confidence":0.8613281,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.062309857457876205},{"word":"maybe","start":675.225,"end":675.625,"confidence":1.0,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.1101272776722908},{"word":"once","start":675.625,"end":675.865,"confidence":0.99902344,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.09452333301305772},{"word":"every","start":675.865,"end":676.105,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.053026601672172546},{"word":"seven","start":676.105,"end":676.425,"confidence":0.72216797,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.10726630687713624},{"word":"years","start":676.425,"end":676.925,"confidence":0.9975586,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.0810534879565239},{"word":"k","start":679.625,"end":679.945,"confidence":0.7697754,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.01368503738194704},{"word":"so","start":679.945,"end":680.265,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05828969553112984},{"word":"it's","start":680.265,"end":680.58496,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.0645022913813591},{"word":"basically","start":680.58496,"end":680.985,"confidence":0.97265625,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.08844561129808426},{"word":"gone","start":680.985,"end":681.225,"confidence":0.6503906,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.14174938201904297},{"word":"from","start":681.225,"end":681.305,"confidence":0.96777344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.12550625205039978},{"word":"a","start":681.305,"end":681.385,"confidence":0.5107422,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1363326907157898},{"word":"160,000","start":681.385,"end":682.425,"confidence":0.9987793,"punctuated_word":"160,000","sentiment":"neutral","sentiment_score":0.09964205324649812},{"word":"to","start":682.425,"end":682.58496,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09613686054944992},{"word":"a","start":682.58496,"end":682.665,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1107676476240158},{"word":"180,000","start":682.665,"end":683.625,"confidence":0.98809814,"punctuated_word":"180,000.","sentiment":"neutral","sentiment_score":0.12415869534015656},{"word":"your","start":683.625,"end":683.865,"confidence":0.9506836,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.31605982780456543},{"word":"super","start":683.865,"end":684.185,"confidence":0.93847656,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5401816964149475},{"word":"has","start":684.185,"end":684.425,"confidence":0.8935547,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.3540971577167511},{"word":"grown","start":684.425,"end":684.925,"confidence":0.97143555,"punctuated_word":"grown.","sentiment":"positive","sentiment_score":0.403458833694458},{"word":"you've","start":684.985,"end":685.225,"confidence":0.99609375,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":0.3161083459854126},{"word":"had","start":685.225,"end":685.46497,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.3100779950618744},{"word":"returns","start":685.46497,"end":685.945,"confidence":1.0,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.2902253568172455},{"word":"and","start":685.945,"end":686.105,"confidence":0.97265625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.33271753787994385},{"word":"contributions","start":686.105,"end":686.605,"confidence":1.0,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.2204530239105225},{"word":"go","start":686.985,"end":687.145,"confidence":0.9223633,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.31108152866363525},{"word":"in","start":687.145,"end":687.54,"confidence":0.767334,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.2526645362377167},{"word":"a","start":687.62,"end":687.69995,"confidence":0.9277344,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.23710060119628903},{"word":"little","start":687.69995,"end":687.86,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1855458915233612},{"word":"bit","start":687.86,"end":688.36,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.19485126435756683},{"word":"of","start":688.82,"end":688.98,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18447712063789368},{"word":"premiums","start":688.98,"end":689.45996,"confidence":0.875,"punctuated_word":"premiums","sentiment":"neutral","sentiment_score":0.2162463366985321},{"word":"for","start":689.45996,"end":689.69995,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1867688000202179},{"word":"insurances","start":689.69995,"end":690.19995,"confidence":0.9995117,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.1877843141555786},{"word":"and","start":690.33997,"end":690.5,"confidence":0.8745117,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2030218094587326},{"word":"the","start":690.5,"end":690.66,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21103298664093015},{"word":"like","start":690.66,"end":690.89996,"confidence":0.89501953,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.17392051219940186},{"word":"and","start":690.89996,"end":691.13995,"confidence":0.82470703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20714882016181943},{"word":"fees","start":691.13995,"end":691.54,"confidence":0.9970703,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":0.23313887417316437},{"word":"come","start":691.54,"end":691.77997,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.24816681444644928},{"word":"out","start":691.77997,"end":692.27997,"confidence":0.9663086,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.23578885197639465},{"word":"but","start":692.42,"end":692.66,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.19548434019088745},{"word":"you're","start":692.66,"end":692.82,"confidence":0.9873047,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.28898996114730835},{"word":"still","start":692.82,"end":693.06,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.32821816205978394},{"word":"up","start":693.06,"end":693.56,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.31434428691864014},{"word":"about","start":693.86,"end":694.1,"confidence":0.9741211,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2885833978652954},{"word":"20,000","start":694.1,"end":694.82,"confidence":1.0,"punctuated_word":"20,000","sentiment":"positive","sentiment_score":0.36513471603393555},{"word":"overall","start":694.82,"end":695.32,"confidence":0.99902344,"punctuated_word":"overall","sentiment":"neutral","sentiment_score":0.3141004741191864},{"word":"in","start":695.94,"end":696.1,"confidence":0.9902344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3474362790584564},{"word":"terms","start":696.1,"end":696.42,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.32025372982025146},{"word":"of","start":696.42,"end":696.66,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.30922484397888184},{"word":"net","start":696.66,"end":696.89996,"confidence":1.0,"punctuated_word":"net","sentiment":"neutral","sentiment_score":0.27849048376083374},{"word":"gains","start":696.89996,"end":697.3,"confidence":0.9951172,"punctuated_word":"gains","sentiment":"neutral","sentiment_score":0.24068233370780945},{"word":"and","start":697.3,"end":697.54,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.26851916313171387},{"word":"contributions","start":697.54,"end":698.04,"confidence":1.0,"punctuated_word":"contributions.","sentiment":"neutral","sentiment_score":0.18606579303741455},{"word":"cool","start":700.82,"end":701.32,"confidence":0.92749023,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.3214460611343384},{"word":"now","start":701.51495,"end":701.6749,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.25014567375183105},{"word":"one","start":701.6749,"end":701.83496,"confidence":0.9819336,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.2111756801605225},{"word":"of","start":701.83496,"end":701.915,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19558602571487427},{"word":"the","start":701.915,"end":701.995,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22955167293548584},{"word":"things","start":701.995,"end":702.315,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.26795461773872375},{"word":"that","start":702.315,"end":702.475,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21322591602802277},{"word":"does","start":702.475,"end":702.71497,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.17967502772808075},{"word":"happen","start":702.71497,"end":703.195,"confidence":0.8791504,"punctuated_word":"happen,","sentiment":"neutral","sentiment_score":0.2620212435722351},{"word":"the","start":703.435,"end":703.595,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3046969771385193},{"word":"only","start":703.595,"end":703.915,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.22427260875701904},{"word":"thing","start":703.915,"end":704.15497,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.22054487466812137},{"word":"i","start":704.15497,"end":704.315,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18724606931209564},{"word":"really","start":704.315,"end":704.555,"confidence":0.8881836,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.15097297728061676},{"word":"wanted","start":704.555,"end":704.795,"confidence":0.98828125,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.15917524695396423},{"word":"to","start":704.795,"end":704.95496,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1864292323589325},{"word":"show","start":704.95496,"end":705.195,"confidence":1.0,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.21537435054779053},{"word":"you","start":705.195,"end":705.435,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24035070836544037},{"word":"on","start":705.435,"end":705.595,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2298203408718109},{"word":"that","start":705.595,"end":705.915,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.27294689416885376},{"word":"email","start":705.915,"end":706.415,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.2900078296661377},{"word":"was","start":706.635,"end":706.875,"confidence":0.9970703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.20531724393367767},{"word":"just","start":706.875,"end":707.115,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.20779536664485931},{"word":"a","start":707.115,"end":707.195,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2258982211351395},{"word":"bit","start":707.195,"end":707.355,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.21823924779891968},{"word":"of","start":707.355,"end":707.435,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22284570336341855},{"word":"an","start":707.435,"end":707.595,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2000947147607803},{"word":"investment","start":707.595,"end":708.095,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.13843296468257904},{"word":"report","start":708.235,"end":708.735,"confidence":1.0,"punctuated_word":"report.","sentiment":"neutral","sentiment_score":0.14941535890102386},{"word":"now","start":709.435,"end":709.915,"confidence":0.9970703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.051347702741622925},{"word":"has","start":709.915,"end":710.07495,"confidence":0.9863281,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.05043162405490875},{"word":"that","start":710.07495,"end":710.235,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.057910025119781494},{"word":"actually","start":710.235,"end":710.635,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.045761652290821075},{"word":"loaded","start":710.635,"end":710.95496,"confidence":0.99902344,"punctuated_word":"loaded","sentiment":"neutral","sentiment_score":0.09915941953659058},{"word":"up","start":710.95496,"end":711.115,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.08782444894313812},{"word":"for","start":711.115,"end":711.27496,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04717983305454254},{"word":"you","start":711.27496,"end":711.435,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.027301065623760223},{"word":"yet","start":711.435,"end":711.595,"confidence":1.0,"punctuated_word":"yet","sentiment":"neutral","sentiment_score":0.052945543080568314},{"word":"or","start":711.595,"end":711.83496,"confidence":0.92822266,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.01278308406472206},{"word":"not","start":711.83496,"end":712.07495,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.04372381418943405},{"word":"so","start":712.07495,"end":712.235,"confidence":0.9941406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.018674276769161224},{"word":"much","start":712.235,"end":712.735,"confidence":1.0,"punctuated_word":"much?","sentiment":"neutral","sentiment_score":0.02540447749197483},{"word":"cool","start":717.84,"end":718.24,"confidence":0.9980469,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.6285222768783569},{"word":"i'll","start":718.24,"end":718.48004,"confidence":1.0,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.5169318914413452},{"word":"walk","start":718.48004,"end":718.72003,"confidence":1.0,"punctuated_word":"walk","sentiment":"positive","sentiment_score":0.6219239234924316},{"word":"you","start":718.72003,"end":718.88,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6472153663635254},{"word":"through","start":718.88,"end":719.12,"confidence":1.0,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.6487538814544678},{"word":"what","start":719.12,"end":719.28,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.519596517086029},{"word":"i'm","start":719.28,"end":719.52,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.44495266675949097},{"word":"kind","start":719.52,"end":719.68,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.4595816135406494},{"word":"of","start":719.68,"end":719.84,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4723595082759857},{"word":"looking","start":719.84,"end":720.16003,"confidence":1.0,"punctuated_word":"looking","sentiment":"positive","sentiment_score":0.41710126399993896},{"word":"at","start":720.16003,"end":720.32,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.47370800375938416},{"word":"here","start":720.32,"end":720.82,"confidence":0.9995117,"punctuated_word":"here.","sentiment":"positive","sentiment_score":0.3855479657649994},{"word":"if","start":721.84,"end":722.0,"confidence":0.81933594,"punctuated_word":"If","sentiment":"positive","sentiment_score":0.5176569223403931},{"word":"you","start":722.0,"end":722.16003,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5007852911949158},{"word":"can","start":722.16003,"end":722.4,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4032364785671234},{"word":"see","start":722.4,"end":722.64,"confidence":0.7246094,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.4955759644508362},{"word":"it","start":722.64,"end":722.96,"confidence":0.99121094,"punctuated_word":"it,","sentiment":"positive","sentiment_score":0.5140017867088318},{"word":"great","start":722.96,"end":723.2,"confidence":0.9921875,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.6770646572113037},{"word":"if","start":723.2,"end":723.44,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.3015984892845154},{"word":"not","start":723.44,"end":723.68,"confidence":0.99902344,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":0.2684030830860138},{"word":"it'll","start":723.68,"end":723.92,"confidence":0.7281494,"punctuated_word":"it'll","sentiment":"positive","sentiment_score":0.3767566680908203},{"word":"be","start":723.92,"end":724.08,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2434743195772171},{"word":"there","start":724.08,"end":724.32,"confidence":0.9970703,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.349994957447052},{"word":"for","start":724.32,"end":724.48004,"confidence":0.9951172,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.38876792788505554},{"word":"you","start":724.48004,"end":724.56,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4695134162902832},{"word":"to","start":724.56,"end":724.64,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3434707820415497},{"word":"look","start":724.64,"end":724.8,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.32187196612358093},{"word":"at","start":724.8,"end":724.96,"confidence":0.89501953,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3593086898326874},{"word":"when","start":724.96,"end":725.12,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.32856646180152893},{"word":"the","start":725.12,"end":725.28,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24043866991996765},{"word":"computer's","start":725.28,"end":725.78,"confidence":0.86083984,"punctuated_word":"computer's","sentiment":"neutral","sentiment_score":0.26098620891571045},{"word":"catching","start":725.84,"end":726.24,"confidence":1.0,"punctuated_word":"catching","sentiment":"neutral","sentiment_score":0.2597072124481201},{"word":"up","start":726.24,"end":726.64,"confidence":0.9812012,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.21684376895427704},{"word":"but","start":726.64,"end":727.12,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1615963876247406},{"word":"inside","start":727.12,"end":727.60004,"confidence":1.0,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.14958196878433228},{"word":"that","start":727.60004,"end":727.76,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.26739636063575745},{"word":"email","start":727.76,"end":728.08,"confidence":0.99365234,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.16562733054161072},{"word":"there's","start":728.08,"end":728.32,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.21551105380058289},{"word":"a","start":728.32,"end":728.4,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2584965229034424},{"word":"bit","start":728.4,"end":728.56,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.24453429877758023},{"word":"of","start":728.56,"end":728.72003,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2707427144050598},{"word":"a","start":728.72003,"end":728.96,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2386261820793152},{"word":"sign","start":728.96,"end":729.36,"confidence":0.40576172,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.1014225259423256},{"word":"button","start":729.36,"end":729.68,"confidence":0.94677734,"punctuated_word":"button.","sentiment":"neutral","sentiment_score":0.20175018906593323},{"word":"it's","start":729.68,"end":729.975,"confidence":0.99316406,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2295701950788498},{"word":"a","start":729.975,"end":730.13495,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2630736231803894},{"word":"purple","start":730.13495,"end":730.45496,"confidence":1.0,"punctuated_word":"purple","sentiment":"neutral","sentiment_score":0.2786768674850464},{"word":"button","start":730.45496,"end":730.69495,"confidence":0.97021484,"punctuated_word":"button,","sentiment":"neutral","sentiment_score":0.29580897092819214},{"word":"and","start":730.69495,"end":730.855,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.31255868077278137},{"word":"it","start":730.855,"end":731.01495,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3820408880710602},{"word":"brings","start":731.01495,"end":731.33496,"confidence":1.0,"punctuated_word":"brings","sentiment":"neutral","sentiment_score":0.32675865292549133},{"word":"open","start":731.33496,"end":731.57495,"confidence":0.984375,"punctuated_word":"open","sentiment":"positive","sentiment_score":0.3741772174835205},{"word":"your","start":731.57495,"end":731.815,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4386195242404938},{"word":"annual","start":731.815,"end":732.055,"confidence":0.99609375,"punctuated_word":"annual","sentiment":"positive","sentiment_score":0.38523924350738525},{"word":"review","start":732.055,"end":732.45496,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.27562764286994934},{"word":"pack","start":732.45496,"end":732.69495,"confidence":0.9941406,"punctuated_word":"pack","sentiment":"positive","sentiment_score":0.3920773267745972},{"word":"to","start":732.69495,"end":732.855,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3532028794288635},{"word":"look","start":732.855,"end":733.01495,"confidence":1.0,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.33372050523757935},{"word":"at","start":733.01495,"end":733.51495,"confidence":0.9758301,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.3155508041381836},{"word":"and","start":733.735,"end":734.13495,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1694367229938507},{"word":"when","start":734.13495,"end":734.375,"confidence":0.98828125,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.17783480882644653},{"word":"you","start":734.375,"end":734.535,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18479934334754944},{"word":"go","start":734.535,"end":734.69495,"confidence":0.64404297,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1093488484621048},{"word":"in","start":734.69495,"end":734.77496,"confidence":0.9838867,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13177719712257385},{"word":"there","start":734.77496,"end":734.855,"confidence":0.5419922,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.21627022325992584},{"word":"yep","start":735.01495,"end":735.33496,"confidence":0.98828125,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.2514607906341553},{"word":"so","start":735.33496,"end":735.57495,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.27148929238319397},{"word":"six","start":735.57495,"end":735.815,"confidence":0.99316406,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.21932193636894223},{"word":"of","start":735.815,"end":735.975,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17953577637672424},{"word":"those","start":735.975,"end":736.475,"confidence":0.9926758,"punctuated_word":"those.","sentiment":"neutral","sentiment_score":0.23693549633026123},{"word":"now","start":736.535,"end":736.77496,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.31032800674438477},{"word":"the","start":736.77496,"end":736.855,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3172609806060791},{"word":"first","start":736.855,"end":737.095,"confidence":1.0,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.3196914494037628},{"word":"one","start":737.095,"end":737.255,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.2933979332447052},{"word":"should","start":737.255,"end":737.495,"confidence":0.99902344,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.39702048897743225},{"word":"just","start":737.495,"end":737.65497,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.321841299533844},{"word":"be","start":737.65497,"end":737.815,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.35488760471343994},{"word":"a","start":737.815,"end":737.89496,"confidence":0.99609375,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.33742573857307434},{"word":"super","start":737.89496,"end":738.21497,"confidence":0.8833008,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.41325685381889343},{"word":"insurance","start":738.21497,"end":738.615,"confidence":0.7939453,"punctuated_word":"insurance","sentiment":"positive","sentiment_score":0.34804195165634155},{"word":"summary","start":738.615,"end":739.01495,"confidence":1.0,"punctuated_word":"summary","sentiment":"neutral","sentiment_score":0.2820446193218231},{"word":"where","start":739.01495,"end":739.175,"confidence":0.9394531,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.2735636234283447},{"word":"you've","start":739.175,"end":739.33496,"confidence":0.9995117,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.3131958246231079},{"word":"got","start":739.33496,"end":739.495,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2512646019458771},{"word":"your","start":739.495,"end":739.735,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23293109238147736},{"word":"net","start":739.735,"end":739.975,"confidence":0.83251953,"punctuated_word":"net","sentiment":"neutral","sentiment_score":0.28581878542900085},{"word":"wealth","start":739.975,"end":740.45496,"confidence":0.98095703,"punctuated_word":"wealth","sentiment":"neutral","sentiment_score":0.3282596468925476},{"word":"and","start":740.45496,"end":740.69495,"confidence":0.9970703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3339841663837433},{"word":"your","start":740.69495,"end":740.855,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.27859121561050415},{"word":"policy","start":740.855,"end":741.355,"confidence":0.597229,"punctuated_word":"policy.","sentiment":"neutral","sentiment_score":0.26646167039871216},{"word":"yep","start":748.63,"end":749.02997,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13371741771697998},{"word":"that's","start":749.02997,"end":749.35,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15076999366283417},{"word":"right","start":749.35,"end":749.85,"confidence":1.0,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.1294632852077484},{"word":"is","start":750.31,"end":750.55,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.023481953889131543},{"word":"there","start":750.55,"end":750.70996,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.041905347257852554},{"word":"a","start":750.70996,"end":750.79,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03466598689556122},{"word":"button","start":750.79,"end":751.11,"confidence":1.0,"punctuated_word":"button","sentiment":"neutral","sentiment_score":0.037810586392879486},{"word":"there","start":751.11,"end":751.35,"confidence":0.9394531,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.023798376321792603},{"word":"saying","start":751.35,"end":751.58997,"confidence":0.99609375,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":0.0218509528785944},{"word":"next","start":751.58997,"end":751.91,"confidence":0.9863281,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.02899000234901905},{"word":"documents","start":751.91,"end":752.41,"confidence":0.79711914,"punctuated_word":"documents?","sentiment":"neutral","sentiment_score":0.03847661241889},{"word":"cool","start":753.83,"end":754.005,"confidence":0.99853516,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.259432315826416},{"word":"if","start":754.165,"end":754.325,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.15098914504051208},{"word":"you","start":754.325,"end":754.365,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14323735237121582},{"word":"could","start":754.365,"end":754.405,"confidence":0.9550781,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.15327969193458557},{"word":"just","start":754.405,"end":754.485,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18007759749889374},{"word":"click","start":754.485,"end":754.805,"confidence":0.99902344,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.2781687378883362},{"word":"that","start":754.805,"end":754.965,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23704224824905396},{"word":"one","start":754.965,"end":755.125,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.18008548021316528},{"word":"for","start":755.125,"end":755.28503,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14396576583385468},{"word":"me","start":755.28503,"end":755.445,"confidence":0.7663574,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.16676366329193115},{"word":"now","start":755.445,"end":755.685,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.04227369278669357},{"word":"this","start":755.685,"end":755.84503,"confidence":0.9838867,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.04958643391728401},{"word":"might","start":755.84503,"end":756.005,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.0209747776389122},{"word":"be","start":756.005,"end":756.085,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05260641872882843},{"word":"the","start":756.085,"end":756.245,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024045631289482117},{"word":"test","start":756.245,"end":756.485,"confidence":1.0,"punctuated_word":"test","sentiment":"neutral","sentiment_score":-0.004293754696846008},{"word":"to","start":756.485,"end":756.565,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0054419562220573425},{"word":"see","start":756.565,"end":756.725,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.02011660486459732},{"word":"if","start":756.725,"end":756.805,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02442968636751175},{"word":"we","start":756.805,"end":756.965,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07339423149824142},{"word":"can","start":756.965,"end":757.125,"confidence":0.9863281,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03373844921588898},{"word":"actually","start":757.125,"end":757.365,"confidence":0.9980469,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.049516402184963226},{"word":"make","start":757.365,"end":757.605,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0651889219880104},{"word":"out","start":757.605,"end":757.84503,"confidence":0.9921875,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.08330090343952179},{"word":"any","start":757.84503,"end":758.005,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.09652790427207948},{"word":"of","start":758.005,"end":758.165,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08245210349559784},{"word":"these","start":758.165,"end":758.325,"confidence":1.0,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.07799950987100601},{"word":"figures","start":758.325,"end":758.825,"confidence":0.81152344,"punctuated_word":"figures,","sentiment":"neutral","sentiment_score":0.060532864183187485},{"word":"but","start":758.885,"end":759.28503,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.006206583231687546},{"word":"the","start":759.28503,"end":759.365,"confidence":0.5,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.027291126549243927},{"word":"there's","start":759.445,"end":759.685,"confidence":0.99902344,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.007724886294454336},{"word":"a","start":759.685,"end":759.84503,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024170933291316032},{"word":"big","start":759.84503,"end":760.165,"confidence":1.0,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.02329331636428833},{"word":"table","start":760.165,"end":760.485,"confidence":0.99902344,"punctuated_word":"table","sentiment":"neutral","sentiment_score":0.0325140506029129},{"word":"with","start":760.485,"end":760.725,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03995853289961815},{"word":"all","start":760.725,"end":760.885,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10371288657188416},{"word":"your","start":760.885,"end":761.205,"confidence":0.96972656,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08264468610286713},{"word":"investments","start":761.205,"end":761.685,"confidence":1.0,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.039167843759059906},{"word":"and","start":761.685,"end":761.925,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0990586057305336},{"word":"returns","start":761.925,"end":762.325,"confidence":1.0,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.12663379311561584},{"word":"on","start":762.325,"end":762.485,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10307684540748596},{"word":"it","start":762.485,"end":762.985,"confidence":0.9904785,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.07113274931907654},{"word":"is","start":767.22003,"end":767.46,"confidence":0.9951172,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.05517689883708954},{"word":"it","start":767.46,"end":767.62,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04554064571857453},{"word":"is","start":767.62,"end":767.78,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.04618794471025467},{"word":"it","start":767.78,"end":767.94,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03673361986875534},{"word":"possible","start":767.94,"end":768.26,"confidence":1.0,"punctuated_word":"possible","sentiment":"neutral","sentiment_score":-0.0563214048743248},{"word":"to","start":768.26,"end":768.42004,"confidence":0.9506836,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0377308614552021},{"word":"do","start":768.42004,"end":768.5,"confidence":0.93603516,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.04044396802783013},{"word":"the","start":768.5,"end":768.58,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.023214712738990784},{"word":"old","start":768.58,"end":768.74,"confidence":0.9892578,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.05229803919792175},{"word":"pinch","start":768.74,"end":769.06,"confidence":0.98291016,"punctuated_word":"pinch","sentiment":"neutral","sentiment_score":-0.0636189728975296},{"word":"zoom","start":769.06,"end":769.30005,"confidence":0.9223633,"punctuated_word":"zoom","sentiment":"neutral","sentiment_score":-0.04805036634206772},{"word":"where","start":769.30005,"end":769.46,"confidence":0.93115234,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.02323484793305397},{"word":"you","start":769.46,"end":769.62,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01720362901687622},{"word":"kinda","start":769.62,"end":769.94,"confidence":0.8022461,"punctuated_word":"kinda,","sentiment":"neutral","sentiment_score":-0.026004357263445858},{"word":"like","start":769.94,"end":770.10004,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.01939754374325275},{"word":"zoom","start":770.10004,"end":770.34,"confidence":0.9980469,"punctuated_word":"zoom","sentiment":"neutral","sentiment_score":-0.010438982397317886},{"word":"in","start":770.34,"end":770.5,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.02081218734383583},{"word":"a","start":770.5,"end":770.58,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.022491300478577617},{"word":"little","start":770.58,"end":770.74,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.0234450101852417},{"word":"bit","start":770.74,"end":770.9,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.005106747150421143},{"word":"on","start":770.9,"end":770.98004,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.004661908373236656},{"word":"one","start":770.98004,"end":771.22003,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.0023621022701263428},{"word":"spot","start":771.22003,"end":771.72003,"confidence":0.9980469,"punctuated_word":"spot?","sentiment":"neutral","sentiment_score":0.000608174130320549},{"word":"i","start":773.38,"end":773.54004,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.016404956579208374},{"word":"just","start":773.54004,"end":773.78,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.014580152928829191},{"word":"wanna","start":773.78,"end":774.02,"confidence":0.9291992,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05032210052013397},{"word":"bring","start":774.02,"end":774.18,"confidence":1.0,"punctuated_word":"bring","sentiment":"neutral","sentiment_score":0.018579915165901184},{"word":"your","start":774.18,"end":774.42004,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.028514407575130463},{"word":"attention","start":774.42004,"end":774.9,"confidence":1.0,"punctuated_word":"attention","sentiment":"neutral","sentiment_score":0.03236227482557297},{"word":"to","start":774.9,"end":775.14,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.053467757999897},{"word":"two","start":775.14,"end":775.46,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.03876718506217003},{"word":"spots","start":775.46,"end":775.96,"confidence":0.9951172,"punctuated_word":"spots.","sentiment":"neutral","sentiment_score":0.04093053191900253},{"word":"so","start":776.10004,"end":776.34,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05491553992033005},{"word":"all","start":776.34,"end":776.5,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.0741807371377945},{"word":"of","start":776.5,"end":776.66003,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.064882293343544},{"word":"your","start":776.66003,"end":776.82,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04892031103372574},{"word":"investments","start":776.82,"end":777.30005,"confidence":1.0,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.03179129958152771},{"word":"are","start":777.30005,"end":777.38,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.057421356439590454},{"word":"listed","start":777.38,"end":777.7,"confidence":1.0,"punctuated_word":"listed","sentiment":"neutral","sentiment_score":0.07245169579982758},{"word":"on","start":777.7,"end":777.86005,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07099456340074539},{"word":"the","start":777.86005,"end":777.94,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06215374916791916},{"word":"left","start":777.94,"end":778.18,"confidence":1.0,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.07777808606624603},{"word":"hand","start":778.18,"end":778.42004,"confidence":1.0,"punctuated_word":"hand","sentiment":"neutral","sentiment_score":0.09029851853847504},{"word":"side","start":778.42004,"end":778.875,"confidence":0.83374023,"punctuated_word":"side,","sentiment":"neutral","sentiment_score":0.07008612155914307},{"word":"and","start":779.035,"end":779.275,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0722617506980896},{"word":"halfway","start":779.275,"end":779.775,"confidence":0.9951172,"punctuated_word":"halfway","sentiment":"neutral","sentiment_score":0.08639457821846008},{"word":"down","start":779.835,"end":780.335,"confidence":0.9616699,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.05941249430179596},{"word":"it","start":780.555,"end":780.795,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05645078420639038},{"word":"says","start":780.795,"end":781.295,"confidence":1.0,"punctuated_word":"says","sentiment":"neutral","sentiment_score":0.05633160471916199},{"word":"blue","start":781.595,"end":781.835,"confidence":0.8256836,"punctuated_word":"blue","sentiment":"neutral","sentiment_score":0.09111620485782625},{"word":"heading","start":781.835,"end":782.335,"confidence":0.9790039,"punctuated_word":"heading","sentiment":"neutral","sentiment_score":0.050885722041130066},{"word":"australian","start":782.395,"end":782.895,"confidence":0.8588867,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.06178293004631996},{"word":"equities","start":783.035,"end":783.535,"confidence":0.7919922,"punctuated_word":"equities,","sentiment":"neutral","sentiment_score":0.06518910825252533},{"word":"and","start":783.675,"end":783.995,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10458222031593324},{"word":"there's","start":783.995,"end":784.235,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.11937420070171356},{"word":"three","start":784.235,"end":784.475,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.06664522737264633},{"word":"options","start":784.475,"end":784.875,"confidence":1.0,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.03151075541973114},{"word":"in","start":784.875,"end":785.035,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1008230447769165},{"word":"there","start":785.035,"end":785.355,"confidence":0.9941406,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.09080024808645248},{"word":"and","start":785.355,"end":785.595,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06552588939666748},{"word":"if","start":785.595,"end":785.755,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0612751767039299},{"word":"you","start":785.755,"end":785.915,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05106636881828308},{"word":"zoom","start":785.915,"end":786.155,"confidence":0.99902344,"punctuated_word":"zoom","sentiment":"neutral","sentiment_score":0.039613090455532074},{"word":"in","start":786.155,"end":786.315,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04302018880844116},{"word":"on","start":786.315,"end":786.475,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05519745126366615},{"word":"it","start":786.475,"end":786.795,"confidence":0.99902344,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.053094640374183655},{"word":"it","start":786.795,"end":787.035,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06166508048772812},{"word":"should","start":787.035,"end":787.275,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.06791865825653076},{"word":"say","start":787.275,"end":787.595,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.0426025465130806},{"word":"bennelong","start":787.595,"end":788.095,"confidence":0.819987,"punctuated_word":"Bennelong,","sentiment":"neutral","sentiment_score":0.059418510645627975},{"word":"betashares","start":788.315,"end":788.815,"confidence":0.85221356,"punctuated_word":"BetaShares,","sentiment":"neutral","sentiment_score":0.05396531522274017},{"word":"and","start":789.035,"end":789.195,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.015299264341592789},{"word":"betashares","start":789.195,"end":789.695,"confidence":0.9977214,"punctuated_word":"BetaShares.","sentiment":"neutral","sentiment_score":0.03902830183506012},{"word":"where","start":798.95,"end":799.19,"confidence":0.9873047,"punctuated_word":"Where","sentiment":"neutral","sentiment_score":-0.05657174810767174},{"word":"are","start":799.19,"end":799.27,"confidence":0.6230469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.06678387522697449},{"word":"we","start":799.27,"end":799.58997,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0441838912665844},{"word":"at","start":799.58997,"end":800.08997,"confidence":0.9855957,"punctuated_word":"at?","sentiment":"neutral","sentiment_score":-0.06165330857038498},{"word":"global","start":800.55,"end":800.95,"confidence":0.64624023,"punctuated_word":"Global.","sentiment":"neutral","sentiment_score":-0.022795414552092552},{"word":"i've","start":800.95,"end":801.11,"confidence":0.8183594,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.003473272081464529},{"word":"got","start":801.11,"end":801.27,"confidence":0.97265625,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.008605130016803741},{"word":"a","start":801.27,"end":801.35,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006503695622086525},{"word":"little","start":801.35,"end":801.58997,"confidence":0.9980469,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.0034430474042892456},{"word":"bit","start":801.58997,"end":802.08997,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.00015878677368164062},{"word":"below","start":802.23,"end":802.63,"confidence":0.8330078,"punctuated_word":"below","sentiment":"neutral","sentiment_score":0.022829528898000717},{"word":"that","start":802.63,"end":803.13,"confidence":0.98339844,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.007048176601529121},{"word":"that's","start":805.35,"end":805.67,"confidence":0.80493164,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.04433082044124603},{"word":"the","start":805.67,"end":805.83,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.003509432077407837},{"word":"one","start":805.83,"end":806.145,"confidence":0.984375,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.00414663553237915},{"word":"yep","start":808.22504,"end":808.705,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.02000716887414455},{"word":"so","start":808.705,"end":808.945,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.024846147745847705},{"word":"can","start":808.945,"end":809.10504,"confidence":0.98828125,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.02027377113699913},{"word":"you","start":809.10504,"end":809.265,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.022010283544659615},{"word":"see","start":809.265,"end":809.42505,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.02200513891875744},{"word":"here","start":809.42505,"end":809.745,"confidence":0.96435547,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.02534092217683792},{"word":"how","start":809.745,"end":809.98505,"confidence":0.94384766,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.01862051524221897},{"word":"it","start":809.98505,"end":810.145,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01757637783885002},{"word":"says","start":810.145,"end":810.305,"confidence":1.0,"punctuated_word":"says","sentiment":"neutral","sentiment_score":0.02068631909787655},{"word":"beta","start":810.305,"end":810.805,"confidence":0.29418945,"punctuated_word":"beta","sentiment":"neutral","sentiment_score":0.021387390792369843},{"word":"shares","start":811.185,"end":811.585,"confidence":0.8676758,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":0.01542358472943306},{"word":"twice","start":811.585,"end":811.905,"confidence":0.99902344,"punctuated_word":"twice","sentiment":"neutral","sentiment_score":0.011978119611740112},{"word":"and","start":811.905,"end":812.065,"confidence":0.96777344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.014272792264819143},{"word":"benelon","start":812.065,"end":812.565,"confidence":0.7507324,"punctuated_word":"Benelon","sentiment":"neutral","sentiment_score":0.020643431693315503},{"word":"once","start":812.625,"end":813.025,"confidence":0.83569336,"punctuated_word":"once,","sentiment":"neutral","sentiment_score":0.014902743510901928},{"word":"and","start":813.025,"end":813.265,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01677726022899151},{"word":"there's","start":813.265,"end":813.505,"confidence":0.9980469,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.017861314117908478},{"word":"those","start":813.505,"end":813.745,"confidence":0.9970703,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.011902685277163982},{"word":"three","start":813.745,"end":813.98505,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.008683590218424797},{"word":"options","start":813.98505,"end":814.305,"confidence":1.0,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.006593926344066858},{"word":"there","start":814.305,"end":814.805,"confidence":0.96240234,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":0.017510894685983658},{"word":"yep","start":816.465,"end":816.865,"confidence":0.95581055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.028213676065206528},{"word":"now","start":816.865,"end":817.185,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.02105313166975975},{"word":"if","start":817.185,"end":817.34503,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.022633127868175507},{"word":"you","start":817.34503,"end":817.505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.022478897124528885},{"word":"can","start":817.505,"end":817.825,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.02582227811217308},{"word":"swing","start":817.825,"end":818.065,"confidence":0.99902344,"punctuated_word":"swing","sentiment":"neutral","sentiment_score":0.028491800650954247},{"word":"across","start":818.065,"end":818.54504,"confidence":1.0,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.0204673632979393},{"word":"all","start":818.54504,"end":818.705,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.019733943045139313},{"word":"the","start":818.705,"end":818.865,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01786595769226551},{"word":"way","start":818.865,"end":819.025,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.023110952228307724},{"word":"to","start":819.025,"end":819.185,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02083771303296089},{"word":"the","start":819.185,"end":819.42505,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.022539202123880383},{"word":"right","start":819.42505,"end":819.72,"confidence":0.99658203,"punctuated_word":"right,","sentiment":"neutral","sentiment_score":0.02592669054865837},{"word":"there","start":820.27997,"end":820.51996,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.02246111631393433},{"word":"are","start":820.51996,"end":820.83997,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.01783672720193863},{"word":"percentages","start":820.83997,"end":821.33997,"confidence":1.0,"punctuated_word":"percentages","sentiment":"neutral","sentiment_score":0.01293625496327877},{"word":"in","start":821.63995,"end":821.87994,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.016372408717870712},{"word":"a","start":821.87994,"end":822.12,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02081939578056335},{"word":"table","start":822.12,"end":822.62,"confidence":0.8664551,"punctuated_word":"table,","sentiment":"neutral","sentiment_score":0.018755953758955},{"word":"and","start":822.75995,"end":823.0,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.018497806042432785},{"word":"it's","start":823.0,"end":823.16,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.013229720294475555},{"word":"got","start":823.16,"end":823.39996,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.015519997105002403},{"word":"a","start":823.39996,"end":823.56,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01406639814376831},{"word":"minus","start":823.56,"end":823.95996,"confidence":1.0,"punctuated_word":"minus","sentiment":"neutral","sentiment_score":0.008701620623469353},{"word":"26","start":823.95996,"end":824.86,"confidence":0.99902344,"punctuated_word":"26,","sentiment":"neutral","sentiment_score":0.0016904762014746666},{"word":"a","start":824.92,"end":825.16,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0020980089902877808},{"word":"plus","start":825.16,"end":825.56,"confidence":1.0,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":0.003946180455386639},{"word":"seven","start":825.56,"end":826.04,"confidence":0.99609375,"punctuated_word":"seven,","sentiment":"neutral","sentiment_score":0.0040646446868777275},{"word":"and","start":826.04,"end":826.19995,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.004240768030285835},{"word":"a","start":826.19995,"end":826.36,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0040314700454473495},{"word":"plus","start":826.36,"end":826.68,"confidence":1.0,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":0.00439727958291769},{"word":"13","start":826.68,"end":827.07996,"confidence":1.0,"punctuated_word":"13.","sentiment":"neutral","sentiment_score":0.004180624149739742},{"word":"can","start":827.07996,"end":827.24,"confidence":1.0,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.014542821794748306},{"word":"you","start":827.24,"end":827.39996,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010983280837535858},{"word":"see","start":827.39996,"end":827.48,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.012023242190480232},{"word":"those","start":827.48,"end":827.98,"confidence":0.92993164,"punctuated_word":"those?","sentiment":"neutral","sentiment_score":0.013329237699508669},{"word":"cool","start":829.39996,"end":829.87994,"confidence":0.9790039,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.14901907742023468},{"word":"so","start":829.87994,"end":830.36,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005493812263011932},{"word":"one","start":830.36,"end":830.6,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.052580222487449646},{"word":"of","start":830.6,"end":830.68,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.047486938536167145},{"word":"the","start":830.68,"end":830.75995,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.046385180205106735},{"word":"things","start":830.75995,"end":831.0,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.06320643424987793},{"word":"that","start":831.0,"end":831.16,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06695829331874847},{"word":"happened","start":831.16,"end":831.48,"confidence":0.99316406,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.07354100048542023},{"word":"was","start":831.48,"end":831.63995,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.08844690769910812},{"word":"when","start":831.63995,"end":831.8,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.06546458601951599},{"word":"the","start":831.8,"end":831.95996,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07448938488960266},{"word":"market","start":831.95996,"end":832.36,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.1225246638059616},{"word":"was","start":832.36,"end":832.51996,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.10739240050315856},{"word":"going","start":832.51996,"end":832.83997,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.1027529388666153},{"word":"down","start":832.83997,"end":833.33997,"confidence":0.9946289,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":-0.07527590543031693},{"word":"we","start":834.065,"end":834.385,"confidence":0.99121094,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.07054779678583145},{"word":"saw","start":834.385,"end":834.625,"confidence":1.0,"punctuated_word":"saw","sentiment":"neutral","sentiment_score":-0.09027361869812012},{"word":"that","start":834.625,"end":834.865,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11411212384700777},{"word":"one","start":834.865,"end":835.025,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.1622282862663269},{"word":"of","start":835.025,"end":835.185,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.14896661043167114},{"word":"the","start":835.185,"end":835.34503,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16059623658657074},{"word":"fund","start":835.34503,"end":835.505,"confidence":0.9980469,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":-0.23089714348316193},{"word":"managers","start":835.505,"end":836.005,"confidence":0.99902344,"punctuated_word":"managers","sentiment":"neutral","sentiment_score":-0.18636198341846463},{"word":"inside","start":836.065,"end":836.465,"confidence":1.0,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":-0.1941047161817551},{"word":"your","start":836.465,"end":836.78503,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1356368213891983},{"word":"portfolio","start":836.78503,"end":837.28503,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.16675059497356415},{"word":"was","start":837.745,"end":837.985,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1266729086637497},{"word":"going","start":837.985,"end":838.225,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.17841316759586334},{"word":"down","start":838.225,"end":838.545,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.12624694406986237},{"word":"faster","start":838.545,"end":838.945,"confidence":1.0,"punctuated_word":"faster","sentiment":"neutral","sentiment_score":-0.1623193323612213},{"word":"than","start":838.945,"end":839.185,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.22423844039440155},{"word":"everybody","start":839.185,"end":839.585,"confidence":1.0,"punctuated_word":"everybody","sentiment":"neutral","sentiment_score":-0.2054900974035263},{"word":"else","start":839.585,"end":840.085,"confidence":0.9526367,"punctuated_word":"else,","sentiment":"neutral","sentiment_score":-0.16390344500541687},{"word":"and","start":840.145,"end":840.385,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12186110764741898},{"word":"they","start":840.385,"end":840.545,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.16805291175842285},{"word":"weren't","start":840.545,"end":840.945,"confidence":1.0,"punctuated_word":"weren't","sentiment":"neutral","sentiment_score":-0.18113026022911072},{"word":"catching","start":840.945,"end":841.34503,"confidence":1.0,"punctuated_word":"catching","sentiment":"neutral","sentiment_score":-0.2172146439552307},{"word":"back","start":841.34503,"end":841.585,"confidence":0.9980469,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.17071565985679626},{"word":"up","start":841.585,"end":841.825,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.1813652664422989},{"word":"with","start":841.825,"end":841.985,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2074793577194214},{"word":"the","start":841.985,"end":842.145,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17504212260246277},{"word":"market","start":842.145,"end":842.645,"confidence":1.0,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.1597425788640976},{"word":"they","start":843.025,"end":843.185,"confidence":0.9428711,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.15072818100452423},{"word":"actually","start":843.185,"end":843.585,"confidence":0.99609375,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.1756434291601181},{"word":"had","start":843.585,"end":843.825,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.19886957108974457},{"word":"some","start":843.825,"end":844.145,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.22618579864501953},{"word":"bad","start":844.145,"end":844.465,"confidence":1.0,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.24439696967601776},{"word":"investments","start":844.465,"end":844.965,"confidence":0.7590332,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":-0.27569395303726196},{"word":"and","start":845.425,"end":845.585,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16722822189331055},{"word":"some","start":845.585,"end":845.825,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.2261119484901428},{"word":"people","start":845.825,"end":846.145,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.2122013121843338},{"word":"leave","start":846.145,"end":846.465,"confidence":0.99902344,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.2519635558128357},{"word":"their","start":846.465,"end":846.705,"confidence":1.0,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.2125099301338196},{"word":"fund","start":846.705,"end":847.2,"confidence":0.76293945,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":-0.2061809599399567},{"word":"and","start":847.52,"end":847.92,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.09581277519464491},{"word":"we","start":847.92,"end":848.08,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.10622595995664597},{"word":"made","start":848.08,"end":848.32,"confidence":1.0,"punctuated_word":"made","sentiment":"neutral","sentiment_score":-0.13682743906974792},{"word":"a","start":848.32,"end":848.48004,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15756067633628845},{"word":"decision","start":848.48004,"end":848.98004,"confidence":1.0,"punctuated_word":"decision","sentiment":"neutral","sentiment_score":-0.1369238793849945},{"word":"across","start":849.04004,"end":849.44,"confidence":0.99902344,"punctuated_word":"across","sentiment":"neutral","sentiment_score":-0.1759684830904007},{"word":"all","start":849.44,"end":849.76,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.16567328572273254},{"word":"clients","start":849.76,"end":850.26,"confidence":0.99902344,"punctuated_word":"clients","sentiment":"neutral","sentiment_score":-0.14291483163833618},{"word":"to","start":850.32,"end":850.82,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11027298867702484},{"word":"sell","start":851.04004,"end":851.28,"confidence":1.0,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.10944151878356934},{"word":"you","start":851.28,"end":851.52,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1035459041595459},{"word":"out","start":851.52,"end":851.68,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.09780966490507126},{"word":"of","start":851.68,"end":851.76,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0827629566192627},{"word":"it","start":851.76,"end":852.26,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12242531776428224},{"word":"before","start":852.8,"end":853.12,"confidence":0.796875,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.07161085307598114},{"word":"it","start":853.12,"end":853.28,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10373245924711227},{"word":"got","start":853.28,"end":853.60004,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.10698767751455308},{"word":"too","start":853.60004,"end":853.84,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.11748609691858292},{"word":"bad","start":853.84,"end":854.32,"confidence":1.0,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.11112424731254578},{"word":"and","start":854.32,"end":854.56,"confidence":0.96533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11986234784126282},{"word":"switch","start":854.56,"end":854.8,"confidence":0.99316406,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":-0.09085702896118164},{"word":"you","start":854.8,"end":855.04004,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08474452793598175},{"word":"to","start":855.04004,"end":855.12,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0724053755402565},{"word":"the","start":855.12,"end":855.2,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0630817860364914},{"word":"one","start":855.2,"end":855.44,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.07330401241779327},{"word":"below","start":855.44,"end":855.76,"confidence":1.0,"punctuated_word":"below","sentiment":"neutral","sentiment_score":-0.051259346306324005},{"word":"it","start":855.76,"end":855.92,"confidence":0.99902344,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.07941185683012009},{"word":"so","start":855.92,"end":856.08,"confidence":0.95581055,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.032007381319999695},{"word":"basically","start":856.08,"end":856.4,"confidence":0.951416,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":-0.028072502464056015},{"word":"can","start":856.4,"end":856.56,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.017810963094234467},{"word":"you","start":856.56,"end":856.72003,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.020363053306937218},{"word":"see","start":856.72003,"end":856.88,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.017442818731069565},{"word":"how","start":856.88,"end":856.96,"confidence":0.99609375,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.01895604096353054},{"word":"there's","start":856.96,"end":857.2,"confidence":0.9503581,"punctuated_word":"there's,","sentiment":"neutral","sentiment_score":-0.017886299639940262},{"word":"like","start":857.2,"end":857.36,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.02242288365960121},{"word":"an","start":857.36,"end":857.52,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.017880188301205635},{"word":"asterisk","start":857.52,"end":858.02,"confidence":0.99365234,"punctuated_word":"asterisk","sentiment":"neutral","sentiment_score":-0.02422034554183483},{"word":"next","start":858.08,"end":858.32,"confidence":0.9970703,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.0289154015481472},{"word":"to","start":858.32,"end":858.56,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04057439789175987},{"word":"two","start":858.56,"end":858.72003,"confidence":0.9770508,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.03281664103269577},{"word":"of","start":858.72003,"end":858.88,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04520935937762261},{"word":"those","start":858.88,"end":859.12,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.03524276614189148},{"word":"numbers","start":859.12,"end":859.62,"confidence":0.9980469,"punctuated_word":"numbers?","sentiment":"neutral","sentiment_score":-0.04098798334598541},{"word":"so","start":861.105,"end":861.425,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.019384900107979774},{"word":"the","start":861.425,"end":861.745,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03506411612033844},{"word":"benel","start":861.745,"end":862.225,"confidence":0.7932129,"punctuated_word":"Benel","sentiment":"neutral","sentiment_score":-0.03849055990576744},{"word":"got","start":862.225,"end":862.545,"confidence":0.5810547,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.03880658745765686},{"word":"sold","start":862.545,"end":863.045,"confidence":0.907959,"punctuated_word":"sold.","sentiment":"neutral","sentiment_score":-0.04303304851055145},{"word":"that","start":863.265,"end":863.505,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.044340234249830246},{"word":"was","start":863.505,"end":863.665,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.051129020750522614},{"word":"going","start":863.665,"end":863.90497,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.03324323147535324},{"word":"down","start":863.90497,"end":864.225,"confidence":0.9667969,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":-0.030164776369929314},{"word":"like","start":864.225,"end":864.385,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.031526800245046616},{"word":"26%","start":864.385,"end":865.265,"confidence":0.98795575,"punctuated_word":"26%.","sentiment":"neutral","sentiment_score":-0.03044780157506466},{"word":"so","start":865.265,"end":865.425,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.004664421081542969},{"word":"we","start":865.425,"end":865.58496,"confidence":0.9873047,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0008937418460845947},{"word":"sold","start":865.58496,"end":865.825,"confidence":1.0,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":-0.010649800300598145},{"word":"out","start":865.825,"end":865.985,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.020901408046483994},{"word":"of","start":865.985,"end":866.065,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.014505773782730104},{"word":"that","start":866.065,"end":866.305,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.010793354362249374},{"word":"and","start":866.305,"end":866.46497,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.005576785653829575},{"word":"switched","start":866.46497,"end":866.865,"confidence":0.9980469,"punctuated_word":"switched","sentiment":"neutral","sentiment_score":0.010532468557357788},{"word":"it","start":866.865,"end":867.02496,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.005061473697423935},{"word":"over","start":867.02496,"end":867.265,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.00939171388745308},{"word":"to","start":867.265,"end":867.425,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.002347707748413086},{"word":"the","start":867.425,"end":867.505,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01141357421875},{"word":"other","start":867.505,"end":867.745,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.013427603989839554},{"word":"one","start":867.745,"end":868.065,"confidence":0.93530273,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":-0.003119939938187599},{"word":"and","start":868.065,"end":868.225,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01421784609556198},{"word":"that's","start":868.225,"end":868.625,"confidence":0.73779297,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.002830443438142538},{"word":"bumped","start":868.625,"end":869.02496,"confidence":0.64746094,"punctuated_word":"bumped","sentiment":"neutral","sentiment_score":0.01410843338817358},{"word":"back","start":869.02496,"end":869.345,"confidence":0.8154297,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.00769699364900589},{"word":"up","start":869.345,"end":869.505,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.010511785745620728},{"word":"7%","start":869.505,"end":870.225,"confidence":0.9970703,"punctuated_word":"7%","sentiment":"neutral","sentiment_score":0.03102470189332962},{"word":"already","start":870.225,"end":870.725,"confidence":0.92163086,"punctuated_word":"already,","sentiment":"neutral","sentiment_score":0.014019213616847992},{"word":"and","start":870.865,"end":871.02496,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.010061699897050858},{"word":"it's","start":871.02496,"end":871.265,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.003547193016856909},{"word":"back","start":871.265,"end":871.505,"confidence":0.9970703,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.013082826510071754},{"word":"into","start":871.505,"end":871.825,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.008203364908695221},{"word":"growing","start":871.825,"end":872.225,"confidence":0.99902344,"punctuated_word":"growing","sentiment":"neutral","sentiment_score":0.005829222500324249},{"word":"properly","start":872.225,"end":872.725,"confidence":0.9980469,"punctuated_word":"properly.","sentiment":"neutral","sentiment_score":-0.008908070623874664},{"word":"the","start":873.185,"end":873.345,"confidence":0.8232422,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.00121336430311203},{"word":"other","start":873.345,"end":873.58496,"confidence":0.99316406,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.006572764366865158},{"word":"one","start":873.58496,"end":873.745,"confidence":0.9863281,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.01812080666422844},{"word":"that","start":873.745,"end":873.825,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.019884515553712845},{"word":"you","start":873.825,"end":873.985,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.014207925647497175},{"word":"had","start":873.985,"end":874.305,"confidence":0.99316406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.023402895778417587},{"word":"still","start":874.305,"end":874.46497,"confidence":0.45239258,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.01589164510369301},{"word":"up","start":874.46497,"end":874.785,"confidence":0.9716797,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.012049205601215364},{"word":"almost","start":874.785,"end":875.265,"confidence":0.9404297,"punctuated_word":"almost","sentiment":"neutral","sentiment_score":-0.00765148364007473},{"word":"14","start":875.265,"end":875.765,"confidence":0.9658203,"punctuated_word":"14","sentiment":"neutral","sentiment_score":-0.004600664600729942},{"word":"so","start":875.93,"end":876.08997,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03308646008372307},{"word":"that","start":876.08997,"end":876.25,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05122069641947746},{"word":"one's","start":876.25,"end":876.56995,"confidence":0.97802734,"punctuated_word":"one's","sentiment":"neutral","sentiment_score":0.0243212953209877},{"word":"totally","start":876.56995,"end":876.88995,"confidence":0.99902344,"punctuated_word":"totally","sentiment":"neutral","sentiment_score":0.044235873967409134},{"word":"fine","start":876.88995,"end":877.38995,"confidence":0.9980469,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.044994596391916275},{"word":"everything","start":879.61,"end":880.08997,"confidence":0.98828125,"punctuated_word":"Everything","sentiment":"positive","sentiment_score":0.3594951331615448},{"word":"else","start":880.08997,"end":880.32996,"confidence":1.0,"punctuated_word":"else","sentiment":"positive","sentiment_score":0.4014663100242615},{"word":"on","start":880.32996,"end":880.49,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.40009763836860657},{"word":"that","start":880.49,"end":880.64996,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.436824768781662},{"word":"table","start":880.64996,"end":881.13,"confidence":1.0,"punctuated_word":"table","sentiment":"positive","sentiment_score":0.3652602136135102},{"word":"looks","start":881.13,"end":881.44995,"confidence":0.9980469,"punctuated_word":"looks","sentiment":"positive","sentiment_score":0.5486477613449097},{"word":"brilliant","start":881.44995,"end":881.94995,"confidence":0.9946289,"punctuated_word":"brilliant.","sentiment":"positive","sentiment_score":0.4962403178215027},{"word":"so","start":882.17,"end":882.32996,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.29335397481918335},{"word":"you've","start":882.32996,"end":882.64996,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.31617462635040283},{"word":"got","start":882.64996,"end":883.13,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.27103790640830994},{"word":"your","start":883.13,"end":883.52997,"confidence":0.87841797,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21356406807899475},{"word":"agriculture","start":883.52997,"end":884.02997,"confidence":0.9536133,"punctuated_word":"agriculture","sentiment":"neutral","sentiment_score":0.2247837334871292},{"word":"shares","start":884.08997,"end":884.49,"confidence":0.9277344,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":0.1335332989692688},{"word":"up","start":884.49,"end":884.64996,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1739777773618698},{"word":"20%","start":884.64996,"end":885.29,"confidence":0.94433594,"punctuated_word":"20%.","sentiment":"neutral","sentiment_score":0.17933857440948486},{"word":"you've","start":885.29,"end":885.61,"confidence":0.7988281,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":0.21017079055309296},{"word":"your","start":885.76996,"end":886.00995,"confidence":0.9707031,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19891783595085144},{"word":"gold's","start":886.00995,"end":886.41,"confidence":0.95092773,"punctuated_word":"gold's","sentiment":"neutral","sentiment_score":0.23295599222183228},{"word":"up","start":886.41,"end":886.56995,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.16159461438655853},{"word":"23%","start":886.56995,"end":887.37,"confidence":0.9973958,"punctuated_word":"23%.","sentiment":"neutral","sentiment_score":0.15565809607505798},{"word":"everything","start":887.37,"end":887.69,"confidence":1.0,"punctuated_word":"Everything","sentiment":"positive","sentiment_score":0.4449611008167267},{"word":"is","start":887.69,"end":887.85,"confidence":0.9111328,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4028318226337433},{"word":"doing","start":887.85,"end":888.08997,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.3890177011489868},{"word":"really","start":888.08997,"end":888.32996,"confidence":0.96875,"punctuated_word":"really,","sentiment":"positive","sentiment_score":0.3864161968231201},{"word":"really","start":888.32996,"end":888.49,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4212530255317688},{"word":"well","start":888.49,"end":888.885,"confidence":0.99902344,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.30829519033432007},{"word":"it","start":888.885,"end":889.045,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.05362490564584732},{"word":"was","start":889.045,"end":889.28503,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.09559136629104614},{"word":"just","start":889.28503,"end":889.525,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.11221624165773392},{"word":"one","start":889.525,"end":889.765,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.22158938646316528},{"word":"bad","start":889.765,"end":890.085,"confidence":1.0,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.29424694180488586},{"word":"apple","start":890.085,"end":890.565,"confidence":0.9951172,"punctuated_word":"apple","sentiment":"neutral","sentiment_score":-0.2489292323589325},{"word":"around","start":890.565,"end":890.885,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.18686507642269137},{"word":"march","start":890.885,"end":891.205,"confidence":0.9980469,"punctuated_word":"March","sentiment":"neutral","sentiment_score":-0.21256552636623385},{"word":"that","start":891.205,"end":891.445,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1663529872894287},{"word":"we","start":891.445,"end":891.605,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.159906804561615},{"word":"had","start":891.605,"end":891.765,"confidence":0.92333984,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.16123659908771515},{"word":"to","start":891.765,"end":891.84503,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2220514565706253},{"word":"get","start":891.84503,"end":892.085,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.23115010559558868},{"word":"you","start":892.085,"end":892.245,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.23680226504802704},{"word":"out","start":892.245,"end":892.405,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.23388519883155823},{"word":"of","start":892.405,"end":892.905,"confidence":0.9313965,"punctuated_word":"of.","sentiment":"neutral","sentiment_score":-0.17670240998268127},{"word":"and","start":892.965,"end":893.28503,"confidence":0.7512207,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.09265129268169404},{"word":"normally","start":893.28503,"end":893.685,"confidence":1.0,"punctuated_word":"normally,","sentiment":"neutral","sentiment_score":-0.0880662351846695},{"word":"i","start":893.685,"end":893.84503,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07133149355649948},{"word":"would","start":893.84503,"end":894.085,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.058987539261579514},{"word":"actually","start":894.085,"end":894.405,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.06718084216117859},{"word":"go","start":894.405,"end":894.645,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.07097315788269043},{"word":"through","start":894.645,"end":894.965,"confidence":0.9790039,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.07844594120979309},{"word":"like","start":894.965,"end":895.125,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.05511985719203949},{"word":"a","start":895.125,"end":895.205,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08694741129875183},{"word":"full","start":895.205,"end":895.445,"confidence":0.99902344,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.04072805494070053},{"word":"updated","start":895.445,"end":895.945,"confidence":0.9838867,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":-0.03261216729879379},{"word":"strategy","start":896.005,"end":896.505,"confidence":1.0,"punctuated_word":"strategy","sentiment":"neutral","sentiment_score":-0.06010512635111809},{"word":"document","start":896.565,"end":897.045,"confidence":1.0,"punctuated_word":"document","sentiment":"neutral","sentiment_score":-0.03325006738305092},{"word":"with","start":897.045,"end":897.28503,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.08678899705410004},{"word":"you","start":897.28503,"end":897.78503,"confidence":0.8354492,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.06927171349525452},{"word":"but","start":897.84503,"end":898.245,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.034248773008584976},{"word":"because","start":898.245,"end":898.565,"confidence":0.99121094,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.05906645953655243},{"word":"of","start":898.565,"end":898.72504,"confidence":0.8647461,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04729273542761803},{"word":"what","start":898.72504,"end":898.885,"confidence":0.8574219,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05827334523200989},{"word":"was","start":898.885,"end":899.045,"confidence":0.77246094,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.06270242482423782},{"word":"happening","start":899.045,"end":899.545,"confidence":0.9995117,"punctuated_word":"happening,","sentiment":"neutral","sentiment_score":-0.048363909125328064},{"word":"we","start":899.605,"end":899.84503,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.016036421060562134},{"word":"made","start":899.84503,"end":900.005,"confidence":1.0,"punctuated_word":"made","sentiment":"neutral","sentiment_score":-0.012815423309803007},{"word":"a","start":900.005,"end":900.16504,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02954281121492386},{"word":"decision","start":900.16504,"end":900.565,"confidence":1.0,"punctuated_word":"decision","sentiment":"neutral","sentiment_score":-0.03828812763094902},{"word":"as","start":900.565,"end":900.72504,"confidence":0.98535156,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.06914890557527542},{"word":"a","start":900.72504,"end":900.885,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04617607966065407},{"word":"company","start":900.885,"end":901.28503,"confidence":1.0,"punctuated_word":"company","sentiment":"neutral","sentiment_score":-0.0641612559556961},{"word":"to","start":901.28503,"end":901.365,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05818585306406021},{"word":"just","start":901.365,"end":901.605,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03170301020145416},{"word":"jump","start":901.605,"end":901.925,"confidence":1.0,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":-0.0074493736028671265},{"word":"on","start":901.925,"end":902.085,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.037486396729946136},{"word":"it","start":902.085,"end":902.245,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1033015251159668},{"word":"straight","start":902.245,"end":902.485,"confidence":0.99902344,"punctuated_word":"straight","sentiment":"neutral","sentiment_score":-0.13472872972488403},{"word":"away","start":902.485,"end":902.805,"confidence":0.73339844,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.06340210139751434},{"word":"before","start":902.805,"end":903.045,"confidence":0.9970703,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.0938803404569626},{"word":"it","start":903.045,"end":903.205,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1550416499376297},{"word":"got","start":903.205,"end":903.445,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.13673695921897888},{"word":"too","start":903.445,"end":903.685,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.1046796515583992},{"word":"bad","start":903.685,"end":904.14,"confidence":0.98950195,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":-0.10467925667762756},{"word":"it","start":904.3,"end":904.54004,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.016368888318538666},{"word":"kind","start":904.54004,"end":904.62,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.040359970182180405},{"word":"of","start":904.62,"end":905.02,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.006785482168197632},{"word":"couldn't","start":905.02,"end":905.34,"confidence":1.0,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":0.024018151685595512},{"word":"wait","start":905.34,"end":905.74,"confidence":0.9980469,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.040099918842315674},{"word":"to","start":905.74,"end":905.82,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.033455535769462585},{"word":"fix","start":905.82,"end":906.32,"confidence":0.99853516,"punctuated_word":"fix.","sentiment":"neutral","sentiment_score":-0.004767507314682007},{"word":"so","start":908.78,"end":909.02,"confidence":0.9255371,"punctuated_word":"So,","sentiment":"positive","sentiment_score":0.3853824734687805},{"word":"basically","start":909.02,"end":909.52,"confidence":1.0,"punctuated_word":"basically,","sentiment":"positive","sentiment_score":0.4689527750015259},{"word":"everything","start":910.06,"end":910.54004,"confidence":1.0,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.6155176758766174},{"word":"in","start":910.54004,"end":910.7,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5785534381866455},{"word":"the","start":910.7,"end":910.86,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.593222975730896},{"word":"portfolio","start":910.86,"end":911.34,"confidence":0.99902344,"punctuated_word":"portfolio","sentiment":"positive","sentiment_score":0.5575854778289795},{"word":"now","start":911.34,"end":911.66003,"confidence":0.99902344,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.6268427968025208},{"word":"looks","start":911.66003,"end":911.82,"confidence":1.0,"punctuated_word":"looks","sentiment":"positive","sentiment_score":0.6679434776306152},{"word":"really","start":911.82,"end":912.06,"confidence":0.9980469,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6899489164352417},{"word":"good","start":912.06,"end":912.56,"confidence":0.9941406,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5749184489250183},{"word":"the","start":912.7,"end":912.94,"confidence":1.0,"punctuated_word":"The","sentiment":"positive","sentiment_score":0.6501211524009705},{"word":"quality","start":912.94,"end":913.26,"confidence":0.9980469,"punctuated_word":"quality","sentiment":"positive","sentiment_score":0.6093662977218628},{"word":"is","start":913.26,"end":913.42004,"confidence":0.78759766,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6948727369308472},{"word":"good","start":913.42004,"end":913.66003,"confidence":0.9890137,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6488162279129028},{"word":"everything","start":913.66003,"end":913.98004,"confidence":1.0,"punctuated_word":"Everything","sentiment":"positive","sentiment_score":0.6584999561309814},{"word":"is","start":913.98004,"end":914.14,"confidence":0.99121094,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6068964004516602},{"word":"quite","start":914.14,"end":914.46,"confidence":1.0,"punctuated_word":"quite","sentiment":"positive","sentiment_score":0.6138401031494141},{"word":"low","start":914.46,"end":914.62,"confidence":1.0,"punctuated_word":"low","sentiment":"positive","sentiment_score":0.6599065065383911},{"word":"fees","start":914.62,"end":914.94,"confidence":0.9970703,"punctuated_word":"fees.","sentiment":"positive","sentiment_score":0.5785427093505859},{"word":"it's","start":914.94,"end":915.18,"confidence":1.0,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.6857845783233643},{"word":"performing","start":915.18,"end":915.66003,"confidence":1.0,"punctuated_word":"performing","sentiment":"positive","sentiment_score":0.7322575449943542},{"word":"very","start":915.66003,"end":915.9,"confidence":0.98339844,"punctuated_word":"very,","sentiment":"positive","sentiment_score":0.7858430743217468},{"word":"very","start":915.9,"end":916.22003,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.792793869972229},{"word":"well","start":916.22003,"end":916.695,"confidence":1.0,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.666991651058197},{"word":"i","start":917.575,"end":917.735,"confidence":0.8769531,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2227858304977417},{"word":"did","start":917.735,"end":917.97504,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.1977602243423462},{"word":"a","start":917.97504,"end":918.055,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20196929574012756},{"word":"quick","start":918.055,"end":918.375,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.1848391890525818},{"word":"comparison","start":918.375,"end":918.875,"confidence":0.9995117,"punctuated_word":"comparison.","sentiment":"neutral","sentiment_score":0.1613241732120514},{"word":"i","start":918.935,"end":919.175,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12280973047018053},{"word":"think","start":919.175,"end":919.335,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.0917271077632904},{"word":"you","start":919.335,"end":919.495,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09919600188732149},{"word":"came","start":919.495,"end":919.815,"confidence":1.0,"punctuated_word":"came","sentiment":"neutral","sentiment_score":0.10730954259634018},{"word":"from","start":919.815,"end":920.135,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.13178811967372894},{"word":"australian","start":920.135,"end":920.635,"confidence":0.9970703,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.22273994982242584},{"word":"super","start":920.695,"end":920.935,"confidence":0.5004883,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.21871882677078247},{"word":"and","start":920.935,"end":921.09503,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16750937700271606},{"word":"plumb","start":921.09503,"end":921.495,"confidence":0.8203125,"punctuated_word":"Plumb","sentiment":"neutral","sentiment_score":0.2540145516395569},{"word":"super","start":921.495,"end":921.815,"confidence":0.9770508,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.2610952854156494},{"word":"back","start":921.815,"end":921.97504,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.13537557423114777},{"word":"in","start":921.97504,"end":922.055,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13652561604976654},{"word":"the","start":922.055,"end":922.135,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14287719130516052},{"word":"day","start":922.135,"end":922.375,"confidence":0.9995117,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.09793289750814438},{"word":"does","start":922.375,"end":922.53503,"confidence":0.9951172,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.02438199147582054},{"word":"that","start":922.53503,"end":922.695,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04276791960000992},{"word":"ring","start":922.695,"end":922.855,"confidence":1.0,"punctuated_word":"ring","sentiment":"neutral","sentiment_score":0.033933065831661224},{"word":"a","start":922.855,"end":923.015,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.025599338114261627},{"word":"bell","start":923.015,"end":923.515,"confidence":1.0,"punctuated_word":"bell?","sentiment":"neutral","sentiment_score":0.02857399359345436},{"word":"that's","start":932.54,"end":932.77997,"confidence":0.83203125,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06507386267185211},{"word":"the","start":932.77997,"end":932.94,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0660889744758606},{"word":"one","start":932.94,"end":933.44,"confidence":0.99365234,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.08527436852455139},{"word":"plumb's","start":933.82,"end":934.22,"confidence":0.6430664,"punctuated_word":"Plumb's","sentiment":"neutral","sentiment_score":0.09952572733163834},{"word":"owned","start":934.22,"end":934.45996,"confidence":0.9970703,"punctuated_word":"owned","sentiment":"neutral","sentiment_score":0.11367765069007874},{"word":"by","start":934.45996,"end":934.7,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.11030632257461548},{"word":"mlc","start":934.7,"end":935.2,"confidence":0.89713544,"punctuated_word":"MLC,","sentiment":"neutral","sentiment_score":0.08896182477474213},{"word":"so","start":935.26,"end":935.42,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08102987706661224},{"word":"i'm","start":935.42,"end":935.58,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.09581832587718964},{"word":"pretty","start":935.58,"end":935.82,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.10842718183994292},{"word":"familiar","start":935.82,"end":936.22,"confidence":1.0,"punctuated_word":"familiar","sentiment":"neutral","sentiment_score":0.05817090719938278},{"word":"with","start":936.22,"end":936.38,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.080042764544487},{"word":"all","start":936.38,"end":936.54,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1096491739153862},{"word":"of","start":936.54,"end":936.62,"confidence":0.98828125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08753692358732224},{"word":"these","start":936.62,"end":936.94,"confidence":1.0,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.07693187892436981},{"word":"funds","start":936.94,"end":937.26,"confidence":0.85253906,"punctuated_word":"funds.","sentiment":"neutral","sentiment_score":0.07976707816123962},{"word":"and","start":937.26,"end":937.66,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0802161693572998},{"word":"i","start":937.66,"end":937.74,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08868986368179321},{"word":"just","start":937.74,"end":937.98,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09106824547052383},{"word":"did","start":937.98,"end":938.1,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.07321824133396149},{"word":"a","start":938.1,"end":938.22,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09328287839889526},{"word":"little","start":938.22,"end":938.62,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.07882670313119888},{"word":"comparison","start":938.62,"end":939.12,"confidence":1.0,"punctuated_word":"comparison","sentiment":"neutral","sentiment_score":0.08173839747905731},{"word":"to","start":939.18,"end":939.33997,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06097852438688278},{"word":"see","start":939.33997,"end":939.5,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08080477267503738},{"word":"how","start":939.5,"end":939.66,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.06802543997764587},{"word":"it","start":939.66,"end":939.82,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1044321358203888},{"word":"was","start":939.82,"end":940.06,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06769219040870667},{"word":"all","start":940.06,"end":940.3,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10668595135211945},{"word":"going","start":940.3,"end":940.8,"confidence":0.92211914,"punctuated_word":"going.","sentiment":"neutral","sentiment_score":0.11011158674955368},{"word":"and","start":941.58,"end":941.82,"confidence":0.8305664,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11476511508226396},{"word":"australian","start":941.82,"end":942.32,"confidence":0.98291016,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.18625514209270477},{"word":"super","start":942.38,"end":942.7,"confidence":0.8774414,"punctuated_word":"Super,","sentiment":"neutral","sentiment_score":0.20050126314163208},{"word":"they've","start":942.7,"end":942.94,"confidence":0.99316406,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.205655500292778},{"word":"kind","start":942.94,"end":943.1,"confidence":0.98828125,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.14798521995544434},{"word":"of","start":943.1,"end":943.42,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19306352734565735},{"word":"hit","start":943.42,"end":943.5,"confidence":0.9301758,"punctuated_word":"hit","sentiment":"positive","sentiment_score":0.3354951739311218},{"word":"that","start":943.5,"end":943.755,"confidence":0.44604492,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.285025954246521},{"word":"six","start":944.315,"end":944.715,"confidence":0.99902344,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.2033347487449646},{"word":"and","start":944.715,"end":944.875,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07327575236558914},{"word":"a","start":944.875,"end":944.955,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1719619631767273},{"word":"half","start":944.955,"end":945.355,"confidence":1.0,"punctuated_word":"half","sentiment":"neutral","sentiment_score":0.07188325375318527},{"word":"percent","start":945.355,"end":945.855,"confidence":1.0,"punctuated_word":"percent","sentiment":"neutral","sentiment_score":0.2747662663459778},{"word":"returns","start":945.995,"end":946.495,"confidence":0.9980469,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.2162807583808899},{"word":"over","start":946.555,"end":946.875,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.16671010851860046},{"word":"five","start":946.875,"end":947.115,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.10111526399850844},{"word":"years","start":947.115,"end":947.615,"confidence":0.98999023,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.0827857106924057},{"word":"which","start":947.675,"end":947.835,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.0002569332718849182},{"word":"is","start":947.835,"end":947.995,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.007256753742694855},{"word":"a","start":947.995,"end":948.075,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.021921664476394653},{"word":"tiny","start":948.075,"end":948.395,"confidence":1.0,"punctuated_word":"tiny","sentiment":"neutral","sentiment_score":-0.1563713252544403},{"word":"bit","start":948.395,"end":948.555,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.15161970257759094},{"word":"below","start":948.555,"end":948.875,"confidence":1.0,"punctuated_word":"below","sentiment":"neutral","sentiment_score":-0.0739215612411499},{"word":"the","start":948.875,"end":949.03503,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.030011706054210663},{"word":"seven","start":949.03503,"end":949.355,"confidence":0.99902344,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.0010207891464233398},{"word":"average","start":949.355,"end":949.675,"confidence":0.99902344,"punctuated_word":"average","sentiment":"neutral","sentiment_score":-0.034985192120075226},{"word":"that","start":949.675,"end":949.835,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.001092866063117981},{"word":"you're","start":949.835,"end":949.995,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.008457213640213013},{"word":"aiming","start":949.995,"end":950.495,"confidence":1.0,"punctuated_word":"aiming","sentiment":"neutral","sentiment_score":0.05334522947669029},{"word":"for","start":950.715,"end":951.215,"confidence":0.99658203,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":0.011298757046461104},{"word":"plum","start":951.515,"end":951.835,"confidence":0.7578125,"punctuated_word":"Plum","sentiment":"neutral","sentiment_score":-0.02133670449256897},{"word":"was","start":951.835,"end":952.075,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.019177258014678955},{"word":"just","start":952.075,"end":952.315,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.04213866591453552},{"word":"above","start":952.315,"end":952.715,"confidence":0.9980469,"punctuated_word":"above","sentiment":"neutral","sentiment_score":0.09588117152452467},{"word":"seven","start":952.715,"end":953.195,"confidence":0.99609375,"punctuated_word":"seven,","sentiment":"neutral","sentiment_score":-0.016833309084177017},{"word":"but","start":953.195,"end":953.355,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07296227663755417},{"word":"they","start":953.355,"end":953.515,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.11226077377796172},{"word":"were","start":953.515,"end":953.755,"confidence":0.99902344,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.13909804821014404},{"word":"in","start":953.755,"end":953.915,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.14332807064056396},{"word":"a","start":953.915,"end":953.995,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12207630276679993},{"word":"bit","start":953.995,"end":954.155,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1528274267911911},{"word":"of","start":954.155,"end":954.315,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12367472797632216},{"word":"a","start":954.315,"end":954.475,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13117870688438416},{"word":"higher","start":954.475,"end":954.715,"confidence":0.9970703,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":-0.1303897202014923},{"word":"risk","start":954.715,"end":955.03503,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.16642573475837708},{"word":"option","start":955.03503,"end":955.53503,"confidence":0.8762207,"punctuated_word":"option.","sentiment":"neutral","sentiment_score":-0.10568398237228394},{"word":"and","start":956.01,"end":956.25,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07378622144460678},{"word":"your","start":956.25,"end":956.65,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1953296810388565},{"word":"your","start":956.65,"end":956.89,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1915520876646042},{"word":"net","start":956.89,"end":957.05005,"confidence":0.65722656,"punctuated_word":"net","sentiment":"neutral","sentiment_score":0.24524281919002533},{"word":"worth","start":957.05005,"end":957.37,"confidence":0.5498047,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.18746459484100345},{"word":"portfolio","start":957.37,"end":957.69,"confidence":0.99316406,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.13761115074157715},{"word":"is","start":957.69,"end":957.85004,"confidence":0.99316406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2123293578624725},{"word":"now","start":957.85004,"end":958.09,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.22038476169109344},{"word":"still","start":958.09,"end":958.33,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.21032628417015076},{"word":"averaging","start":958.33,"end":958.65,"confidence":0.99902344,"punctuated_word":"averaging","sentiment":"neutral","sentiment_score":0.244480699300766},{"word":"around","start":958.65,"end":958.89,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.22166702151298523},{"word":"that","start":958.89,"end":959.13,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2570383846759796},{"word":"nine","start":959.13,"end":959.29004,"confidence":1.0,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":0.16677770018577576},{"word":"to","start":959.29004,"end":959.45,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1188112646341324},{"word":"10%","start":959.45,"end":960.09,"confidence":1.0,"punctuated_word":"10%","sentiment":"neutral","sentiment_score":0.2641787528991699},{"word":"mark","start":960.09,"end":960.59,"confidence":0.8630371,"punctuated_word":"mark.","sentiment":"neutral","sentiment_score":0.20985037088394165},{"word":"so","start":960.65,"end":960.89,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.24190641939640045},{"word":"it's","start":960.89,"end":961.13,"confidence":1.0,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.3670145869255066},{"word":"kind","start":961.13,"end":961.37,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.2770898640155792},{"word":"of","start":961.37,"end":961.85004,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3155147433280945},{"word":"still","start":961.85004,"end":962.17004,"confidence":0.9707031,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2754313349723816},{"word":"outperforming","start":962.17004,"end":962.67004,"confidence":0.97631836,"punctuated_word":"outperforming","sentiment":"neutral","sentiment_score":0.32359403371810913},{"word":"very","start":962.81,"end":963.05005,"confidence":0.982666,"punctuated_word":"very,","sentiment":"neutral","sentiment_score":0.30622389912605286},{"word":"very","start":963.05005,"end":963.21,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.34331607818603516},{"word":"well","start":963.21,"end":963.53,"confidence":1.0,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.35005807876586914},{"word":"over","start":963.53,"end":963.69,"confidence":1.0,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.33345499634742737},{"word":"the","start":963.69,"end":963.85004,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22197450697422028},{"word":"long","start":963.85004,"end":964.01,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.25822460651397705},{"word":"term","start":964.01,"end":964.33,"confidence":0.99902344,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.28437674045562744},{"word":"as","start":964.33,"end":964.49,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.29209303855895996},{"word":"well","start":964.49,"end":964.99,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.23503626883029935},{"word":"cool","start":967.29004,"end":967.79004,"confidence":0.7932129,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.5907132625579834},{"word":"so","start":968.41003,"end":968.91003,"confidence":0.93725586,"punctuated_word":"So,","sentiment":"positive","sentiment_score":0.44511955976486206},{"word":"basically","start":969.37,"end":969.87,"confidence":1.0,"punctuated_word":"basically,","sentiment":"positive","sentiment_score":0.440029501914978},{"word":"we","start":970.29504,"end":970.455,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.5373729467391968},{"word":"can","start":970.455,"end":970.61505,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5548352599143982},{"word":"get","start":970.61505,"end":970.695,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.5651521682739258},{"word":"some","start":970.695,"end":971.015,"confidence":1.0,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.48609521985054016},{"word":"pretty","start":971.015,"end":971.255,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.5712264776229858},{"word":"good","start":971.255,"end":971.41504,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5252792239189148},{"word":"growth","start":971.41504,"end":971.73505,"confidence":1.0,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.6885682940483093},{"word":"out","start":971.73505,"end":971.97504,"confidence":1.0,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.5949233770370483},{"word":"of","start":971.97504,"end":972.05505,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5188639163970947},{"word":"this","start":972.05505,"end":972.215,"confidence":1.0,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.5763901472091675},{"word":"one","start":972.215,"end":972.53503,"confidence":0.9980469,"punctuated_word":"one.","sentiment":"positive","sentiment_score":0.43218743801116943},{"word":"it's","start":972.53503,"end":972.85504,"confidence":1.0,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.4655694961547851},{"word":"still","start":972.85504,"end":973.17505,"confidence":1.0,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.47292420268058777},{"word":"tracking","start":973.17505,"end":973.575,"confidence":1.0,"punctuated_word":"tracking","sentiment":"positive","sentiment_score":0.6251093745231628},{"word":"very","start":973.575,"end":974.075,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.5035266876220703},{"word":"well","start":974.455,"end":974.695,"confidence":0.99902344,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.42646151781082153},{"word":"it's","start":974.695,"end":974.935,"confidence":0.90966797,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2055544555187225},{"word":"not","start":974.935,"end":975.255,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.11478013545274734},{"word":"high","start":975.255,"end":975.49506,"confidence":0.9980469,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.08425334095954895},{"word":"growth","start":975.49506,"end":975.73505,"confidence":0.93774414,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.0924782007932663},{"word":"it's","start":975.73505,"end":975.97504,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1235046088695526},{"word":"not","start":975.97504,"end":976.135,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.10405217111110689},{"word":"high","start":976.135,"end":976.375,"confidence":0.9550781,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.037217870354652405},{"word":"risk","start":976.375,"end":976.61505,"confidence":0.86328125,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":0.13360606133937836},{"word":"so","start":976.61505,"end":976.695,"confidence":0.96777344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.16103017330169678},{"word":"it's","start":976.695,"end":976.85504,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.25488054752349854},{"word":"not","start":976.85504,"end":977.015,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.20051127672195437},{"word":"gonna","start":977.015,"end":977.255,"confidence":0.9819336,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.28738266229629517},{"word":"shoot","start":977.255,"end":977.49506,"confidence":0.9980469,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":0.27576354146003723},{"word":"the","start":977.49506,"end":977.655,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2950897812843323},{"word":"lights","start":977.655,"end":977.97504,"confidence":0.9921875,"punctuated_word":"lights","sentiment":"neutral","sentiment_score":0.22115139663219452},{"word":"out","start":977.97504,"end":978.47504,"confidence":0.8469238,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.20449848473072052},{"word":"but","start":978.53503,"end":978.695,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.27293267846107483},{"word":"it's","start":978.695,"end":978.935,"confidence":1.0,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.4776343107223511},{"word":"getting","start":978.935,"end":979.41504,"confidence":1.0,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.5590169429779053},{"word":"good","start":979.41504,"end":979.91504,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5161272883415222},{"word":"low","start":979.97504,"end":980.375,"confidence":0.5830078,"punctuated_word":"low","sentiment":"positive","sentiment_score":0.5485942959785461},{"word":"fee","start":980.375,"end":980.695,"confidence":0.9892578,"punctuated_word":"fee","sentiment":"positive","sentiment_score":0.6067792773246765},{"word":"consistent","start":980.695,"end":981.195,"confidence":0.62060547,"punctuated_word":"consistent","sentiment":"positive","sentiment_score":0.5855370163917542},{"word":"returns","start":981.255,"end":981.755,"confidence":1.0,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.7136662006378174},{"word":"above","start":981.815,"end":982.135,"confidence":0.99902344,"punctuated_word":"above","sentiment":"positive","sentiment_score":0.6722776889801025},{"word":"the","start":982.135,"end":982.29504,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6519836783409119},{"word":"benchmark","start":982.29504,"end":982.775,"confidence":0.89404297,"punctuated_word":"benchmark,","sentiment":"positive","sentiment_score":0.5509353876113892},{"word":"above","start":982.775,"end":983.015,"confidence":1.0,"punctuated_word":"above","sentiment":"positive","sentiment_score":0.6195715665817261},{"word":"a","start":983.015,"end":983.09503,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6014288663864136},{"word":"lot","start":983.09503,"end":983.255,"confidence":1.0,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.5419459342956543},{"word":"of","start":983.255,"end":983.41504,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5046361088752747},{"word":"other","start":983.41504,"end":983.73505,"confidence":0.99902344,"punctuated_word":"other","sentiment":"positive","sentiment_score":0.4704985022544861},{"word":"super","start":983.73505,"end":984.05505,"confidence":0.97265625,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5568642020225525},{"word":"funds","start":984.05505,"end":984.55505,"confidence":0.9580078,"punctuated_word":"funds","sentiment":"positive","sentiment_score":0.5234391093254089},{"word":"without","start":984.89,"end":985.21,"confidence":1.0,"punctuated_word":"without","sentiment":"positive","sentiment_score":0.3705650269985199},{"word":"putting","start":985.21,"end":985.53,"confidence":1.0,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.31041696667671204},{"word":"on","start":985.53,"end":985.77,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.29273343086242676},{"word":"too","start":985.77,"end":986.01,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.19426828622817993},{"word":"much","start":986.01,"end":986.25,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.2018648087978363},{"word":"risk","start":986.25,"end":986.75,"confidence":0.98168945,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":0.1841444969177246},{"word":"it's","start":986.81,"end":987.13,"confidence":0.99853516,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2196202278137207},{"word":"not","start":987.13,"end":987.21,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.09675417095422743},{"word":"gonna","start":987.21,"end":987.45,"confidence":0.9873047,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.20278263092041016},{"word":"get","start":987.45,"end":987.61,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1960214078426361},{"word":"you","start":987.61,"end":987.77,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.187269926071167},{"word":"a","start":987.77,"end":987.93,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09250820428133012},{"word":"million","start":987.93,"end":988.25,"confidence":0.9970703,"punctuated_word":"million","sentiment":"neutral","sentiment_score":0.11383936554193495},{"word":"dollars","start":988.25,"end":988.57,"confidence":1.0,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.2116042524576187},{"word":"in","start":988.57,"end":988.81,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1379140019416809},{"word":"ten","start":988.81,"end":988.97003,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.10850058495998384},{"word":"years","start":988.97003,"end":989.47003,"confidence":0.84350586,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.12194231152534483},{"word":"sorry","start":989.61,"end":989.93,"confidence":0.9980469,"punctuated_word":"sorry","sentiment":"neutral","sentiment_score":-0.029801398515701297},{"word":"to","start":989.93,"end":990.09,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01464053988456726},{"word":"say","start":990.09,"end":990.59,"confidence":0.9663086,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.026821427047252655},{"word":"but","start":991.05,"end":991.29,"confidence":0.5336914,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.059202902019023895},{"word":"it's","start":991.29,"end":991.45,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2158367335796356},{"word":"gonna","start":991.45,"end":991.85004,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.30828332901000977},{"word":"do","start":991.85004,"end":992.09,"confidence":0.99902344,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3450123965740204},{"word":"pretty","start":992.09,"end":992.33,"confidence":0.99902344,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.3536512553691864},{"word":"well","start":992.33,"end":992.83,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2459287941455841},{"word":"i","start":992.89,"end":993.05,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14797630906105042},{"word":"just","start":993.05,"end":993.29,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16448302567005155},{"word":"wanna","start":993.29,"end":993.53,"confidence":0.98828125,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.2244289517402649},{"word":"make","start":993.53,"end":993.69,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.16507384181022644},{"word":"sure","start":993.69,"end":993.93,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.21239343285560608},{"word":"that","start":993.93,"end":994.05,"confidence":0.9863281,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20751604437828064},{"word":"does","start":994.17,"end":994.41003,"confidence":0.9951172,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.16000232100486755},{"word":"all","start":994.41003,"end":994.57,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.23881356418132785},{"word":"this","start":994.57,"end":994.81,"confidence":0.96875,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.22803306579589844},{"word":"sound","start":994.81,"end":995.05,"confidence":0.99902344,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.13147501647472382},{"word":"comfortable","start":995.05,"end":995.53,"confidence":0.99902344,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.1468983143568039},{"word":"for","start":995.53,"end":995.69,"confidence":0.9838867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.204576313495636},{"word":"you","start":995.69,"end":996.09,"confidence":0.88916016,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.13655006885528564},{"word":"you","start":996.09,"end":996.25,"confidence":0.9863281,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.02730884589254856},{"word":"know","start":996.25,"end":996.41003,"confidence":0.873291,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.04201158881187439},{"word":"this","start":996.41003,"end":996.65,"confidence":0.99609375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.043870896100997925},{"word":"idea","start":996.65,"end":996.97003,"confidence":1.0,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.05734540522098541},{"word":"of","start":996.97003,"end":997.13,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06484329700469971},{"word":"medium","start":997.13,"end":997.53,"confidence":0.9506836,"punctuated_word":"medium","sentiment":"neutral","sentiment_score":0.05701399967074394},{"word":"risk","start":997.53,"end":997.845,"confidence":0.9926758,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":0.07533545792102814},{"word":"steady","start":998.08496,"end":998.32495,"confidence":1.0,"punctuated_word":"steady","sentiment":"neutral","sentiment_score":0.07506826519966125},{"word":"growth","start":998.32495,"end":998.82495,"confidence":0.71032715,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.07203686237335205},{"word":"is","start":999.045,"end":999.285,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.0790213793516159},{"word":"that","start":999.285,"end":999.52496,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1008966788649559},{"word":"okay","start":999.52496,"end":1000.02496,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.08990365266799927},{"word":"cool","start":1001.685,"end":1002.185,"confidence":0.9724121,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.14543762803077698},{"word":"yeah","start":1004.725,"end":1004.96497,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04524412006139755},{"word":"we","start":1004.96497,"end":1005.125,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.004945449531078339},{"word":"don't","start":1005.125,"end":1005.20496,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0017536779632791877},{"word":"wanna","start":1005.20496,"end":1005.44495,"confidence":0.99316406,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.009110841900110245},{"word":"be","start":1005.44495,"end":1005.605,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.015498094260692596},{"word":"sitting","start":1005.605,"end":1005.76495,"confidence":1.0,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":-0.05128064006567001},{"word":"in","start":1005.76495,"end":1005.925,"confidence":0.7988281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.10319960117340088},{"word":"the","start":1005.925,"end":1006.00494,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06936777383089066},{"word":"bank","start":1006.00494,"end":1006.245,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":-0.0930228903889656},{"word":"account","start":1006.245,"end":1006.485,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":-0.07663874328136444},{"word":"doing","start":1006.485,"end":1006.64496,"confidence":0.9970703,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.049308307468891144},{"word":"nothing","start":1006.64496,"end":1006.96497,"confidence":0.9980469,"punctuated_word":"nothing,","sentiment":"neutral","sentiment_score":-0.02764478325843811},{"word":"but","start":1006.96497,"end":1007.125,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.02045714855194092},{"word":"we","start":1007.125,"end":1007.20496,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.010284021496772766},{"word":"don't","start":1007.20496,"end":1007.365,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.01365814171731472},{"word":"wanna","start":1007.365,"end":1007.605,"confidence":0.9941406,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.06647500395774841},{"word":"be","start":1007.605,"end":1007.76495,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1008838415145874},{"word":"gambling","start":1007.76495,"end":1008.08496,"confidence":1.0,"punctuated_word":"gambling","sentiment":"neutral","sentiment_score":-0.1405736804008484},{"word":"it","start":1008.08496,"end":1008.245,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.115980863571167},{"word":"and","start":1008.245,"end":1008.40497,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15841986238956451},{"word":"losing","start":1008.40497,"end":1008.725,"confidence":1.0,"punctuated_word":"losing","sentiment":"neutral","sentiment_score":-0.1438048928976059},{"word":"it","start":1008.725,"end":1008.88495,"confidence":0.9770508,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.015639930963516235},{"word":"all","start":1008.88495,"end":1009.38495,"confidence":0.99853516,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.009466402232646942},{"word":"yep","start":1010.40497,"end":1010.90497,"confidence":0.9069824,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2129109352827072},{"word":"easy","start":1010.96497,"end":1011.44495,"confidence":0.9921875,"punctuated_word":"Easy","sentiment":"positive","sentiment_score":0.4092630743980408},{"word":"done","start":1011.44495,"end":1011.84,"confidence":0.99365234,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.3417578637599945},{"word":"so","start":1011.92004,"end":1012.16003,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2362869381904602},{"word":"my","start":1012.16003,"end":1012.32,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.23614676296710968},{"word":"job","start":1012.32,"end":1012.72003,"confidence":1.0,"punctuated_word":"job","sentiment":"neutral","sentiment_score":0.2352394461631775},{"word":"every","start":1012.72003,"end":1012.96,"confidence":0.83740234,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.30810657143592834},{"word":"review","start":1012.96,"end":1013.36005,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.23875921964645383},{"word":"will","start":1013.36005,"end":1013.44,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.24845659732818604},{"word":"be","start":1013.44,"end":1013.68005,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2553425431251526},{"word":"just","start":1013.68005,"end":1013.84,"confidence":0.77685547,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.28333669900894165},{"word":"to","start":1013.84,"end":1014.0,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2149459272623062},{"word":"keep","start":1014.0,"end":1014.16003,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.20438474416732788},{"word":"an","start":1014.16003,"end":1014.32,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2183791846036911},{"word":"eye","start":1014.32,"end":1014.48004,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":0.22086727619171145},{"word":"on","start":1014.48004,"end":1014.56,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2735334634780884},{"word":"this","start":1014.56,"end":1015.06,"confidence":0.97143555,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":0.26125821471214294},{"word":"i","start":1015.60004,"end":1015.76,"confidence":0.65625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2519393563270569},{"word":"have","start":1015.76,"end":1015.92004,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24748311936855316},{"word":"some","start":1015.92004,"end":1016.08,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.23023934662342072},{"word":"other","start":1016.08,"end":1016.32,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.2655075490474701},{"word":"advisers","start":1016.32,"end":1016.72003,"confidence":0.90527344,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":0.2224542200565338},{"word":"that","start":1016.72003,"end":1016.96,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24963653087615967},{"word":"will","start":1016.96,"end":1017.12006,"confidence":0.99609375,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2511121928691864},{"word":"look","start":1017.12006,"end":1017.28,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.23687949776649475},{"word":"at","start":1017.28,"end":1017.44,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.26512327790260315},{"word":"your","start":1017.44,"end":1017.68005,"confidence":0.9819336,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.307636559009552},{"word":"stuff","start":1017.68005,"end":1018.0,"confidence":0.9970703,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.3303578495979309},{"word":"as","start":1018.0,"end":1018.16003,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2920566499233246},{"word":"well","start":1018.16003,"end":1018.64,"confidence":0.8720703,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.26675307750701904},{"word":"and","start":1018.64,"end":1018.96,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.27320370078086853},{"word":"every","start":1018.96,"end":1019.12006,"confidence":0.99902344,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.3105663061141968},{"word":"year","start":1019.12006,"end":1019.28,"confidence":0.9812012,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.29501307010650635},{"word":"we're","start":1019.28,"end":1019.44,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.3123776614665985},{"word":"just","start":1019.44,"end":1019.60004,"confidence":0.9970703,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.36916446685791016},{"word":"gonna","start":1019.60004,"end":1019.84,"confidence":0.99609375,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.36214911937713623},{"word":"make","start":1019.84,"end":1019.92004,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.3145776689052582},{"word":"sure","start":1019.92004,"end":1020.16003,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.33194369077682495},{"word":"we're","start":1020.16003,"end":1020.4,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.37495893239974976},{"word":"consistently","start":1020.4,"end":1020.9,"confidence":1.0,"punctuated_word":"consistently","sentiment":"positive","sentiment_score":0.3884204030036926},{"word":"getting","start":1021.04004,"end":1021.28,"confidence":1.0,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.43234899640083313},{"word":"those","start":1021.28,"end":1021.52,"confidence":1.0,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.43028444051742554},{"word":"good","start":1021.52,"end":1021.76,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4256042242050171},{"word":"returns","start":1021.76,"end":1022.24005,"confidence":0.9880371,"punctuated_word":"returns.","sentiment":"positive","sentiment_score":0.391929566860199},{"word":"and","start":1022.24005,"end":1022.48004,"confidence":0.65283203,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.17401690781116486},{"word":"if","start":1022.48004,"end":1022.56,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.18848612904548645},{"word":"we","start":1022.56,"end":1022.72003,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18370573222637177},{"word":"need","start":1022.72003,"end":1022.88,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.17741945385932922},{"word":"to","start":1022.88,"end":1022.96,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16074584424495697},{"word":"tweak","start":1022.96,"end":1023.2,"confidence":1.0,"punctuated_word":"tweak","sentiment":"neutral","sentiment_score":0.11379493772983552},{"word":"things","start":1023.2,"end":1023.44,"confidence":0.9995117,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.11493827402591704},{"word":"we'll","start":1023.44,"end":1023.68005,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.14316870272159576},{"word":"talk","start":1023.68005,"end":1023.92004,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.16954180598258972},{"word":"you","start":1023.92004,"end":1024.0801,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.128121480345726},{"word":"through","start":1024.0801,"end":1024.3201,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.18344801664352417},{"word":"a","start":1024.3201,"end":1024.4,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14384472370147705},{"word":"few","start":1024.4,"end":1024.56,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.08326604962348938},{"word":"switches","start":1024.56,"end":1025.06,"confidence":1.0,"punctuated_word":"switches.","sentiment":"neutral","sentiment_score":0.08075925707817078},{"word":"cool","start":1027.485,"end":1027.965,"confidence":0.97558594,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.054027557373046875},{"word":"now","start":1027.965,"end":1028.2849,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.03194550424814224},{"word":"the","start":1028.2849,"end":1028.445,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01925922185182571},{"word":"last","start":1028.445,"end":1028.6849,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.02618500031530857},{"word":"couple","start":1028.6849,"end":1028.9249,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.026963364332914352},{"word":"of","start":1028.9249,"end":1029.005,"confidence":0.98291016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.037971775978803635},{"word":"things","start":1029.005,"end":1029.245,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04163580760359764},{"word":"i","start":1029.245,"end":1029.325,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01796342059969902},{"word":"wanted","start":1029.325,"end":1029.565,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.0228513702750206},{"word":"to","start":1029.565,"end":1029.725,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03716052323579788},{"word":"touch","start":1029.725,"end":1029.965,"confidence":1.0,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.05177809298038483},{"word":"on","start":1029.965,"end":1030.125,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05136026814579964},{"word":"was","start":1030.125,"end":1030.2849,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.024928096681833267},{"word":"just","start":1030.2849,"end":1030.5249,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.026948561891913417},{"word":"in","start":1030.5249,"end":1030.6849,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03246038407087326},{"word":"terms","start":1030.6849,"end":1030.845,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.03616435080766678},{"word":"of","start":1030.845,"end":1030.9249,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03386623412370682},{"word":"the","start":1030.9249,"end":1031.1649,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03786034882068634},{"word":"contributions","start":1031.1649,"end":1031.6649,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.04360954090952873},{"word":"like","start":1031.725,"end":1031.885,"confidence":0.78271484,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04838923364877701},{"word":"you","start":1031.885,"end":1032.0449,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05633731931447983},{"word":"mentioned","start":1032.0449,"end":1032.5449,"confidence":0.9370117,"punctuated_word":"mentioned.","sentiment":"neutral","sentiment_score":0.04135124757885933},{"word":"there","start":1033.085,"end":1033.325,"confidence":0.57958984,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.020571116358041763},{"word":"is","start":1033.325,"end":1033.645,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02120259031653404},{"word":"insurances","start":1033.645,"end":1034.145,"confidence":0.99902344,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.02210940793156624},{"word":"coming","start":1034.365,"end":1034.6849,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.016668638214468956},{"word":"out","start":1034.6849,"end":1034.765,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.03741126507520676},{"word":"of","start":1034.765,"end":1034.9249,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02482045441865921},{"word":"the","start":1034.9249,"end":1035.085,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01656019501388073},{"word":"super","start":1035.085,"end":1035.4049,"confidence":0.72216797,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.04352583736181259},{"word":"fund","start":1035.4049,"end":1035.9049,"confidence":0.68652344,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":0.019473083317279816},{"word":"but","start":1036.205,"end":1036.445,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.009129328653216362},{"word":"just","start":1036.445,"end":1036.765,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.004790566861629486},{"word":"before","start":1036.765,"end":1037.245,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.006758165545761585},{"word":"i","start":1037.245,"end":1037.325,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.014011263847351074},{"word":"do","start":1037.325,"end":1037.565,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.009185556322336195},{"word":"that","start":1037.565,"end":1038.065,"confidence":0.9980469,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.007642351556569338},{"word":"your","start":1038.6849,"end":1039.085,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.008468622341752052},{"word":"beneficiaries","start":1039.085,"end":1039.585,"confidence":0.8574219,"punctuated_word":"beneficiaries,","sentiment":"neutral","sentiment_score":0.011264017783105372},{"word":"you","start":1040.4801,"end":1040.8,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01594877988100052},{"word":"do","start":1040.8,"end":1041.04,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.013099492527544498},{"word":"have","start":1041.04,"end":1041.54,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.010454515926539898},{"word":"the","start":1041.6001,"end":1041.92,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010272890329360962},{"word":"super","start":1041.92,"end":1042.42,"confidence":0.98095703,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.015209457837045193},{"word":"nominated","start":1042.56,"end":1043.06,"confidence":0.9941406,"punctuated_word":"nominated","sentiment":"neutral","sentiment_score":0.017061732709407806},{"word":"split","start":1043.52,"end":1043.76,"confidence":0.9223633,"punctuated_word":"split","sentiment":"neutral","sentiment_score":0.0060324519872665405},{"word":"between","start":1043.76,"end":1044.16,"confidence":0.9980469,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.00435349065810442},{"word":"nigel","start":1044.16,"end":1044.64,"confidence":0.99658203,"punctuated_word":"Nigel,","sentiment":"neutral","sentiment_score":-0.013607626780867577},{"word":"jasmine","start":1044.64,"end":1045.14,"confidence":0.97558594,"punctuated_word":"Jasmine,","sentiment":"neutral","sentiment_score":-0.01997660845518112},{"word":"and","start":1045.2001,"end":1045.36,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01946134492754936},{"word":"liam","start":1045.36,"end":1045.86,"confidence":0.9785156,"punctuated_word":"Liam.","sentiment":"neutral","sentiment_score":-0.011007919907569884},{"word":"it","start":1048.3201,"end":1048.4801,"confidence":0.62646484,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.16262862086296082},{"word":"doesn't","start":1048.4801,"end":1048.8,"confidence":0.9975586,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.14115799963474274},{"word":"actually","start":1048.8,"end":1049.12,"confidence":0.9980469,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.13533645868301392},{"word":"have","start":1049.12,"end":1049.28,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.11369461566209792},{"word":"it","start":1049.28,"end":1049.36,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.15150445699691772},{"word":"on","start":1049.36,"end":1049.52,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.14361786842346191},{"word":"there","start":1049.52,"end":1049.68,"confidence":0.76464844,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.13324935734272003},{"word":"i'm","start":1049.68,"end":1049.8401,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.1258334368467331},{"word":"sorry","start":1049.8401,"end":1050.0801,"confidence":1.0,"punctuated_word":"sorry","sentiment":"neutral","sentiment_score":-0.13948705792427063},{"word":"to","start":1050.0801,"end":1050.3201,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12266656756401062},{"word":"say","start":1050.3201,"end":1050.56,"confidence":0.8840332,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":-0.12875929474830627},{"word":"the","start":1050.56,"end":1050.7201,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.11701074987649918},{"word":"the","start":1050.7201,"end":1050.9601,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0991145521402359},{"word":"netwealth","start":1050.9601,"end":1051.4601,"confidence":0.7729492,"punctuated_word":"Netwealth","sentiment":"neutral","sentiment_score":-0.1050260365009308},{"word":"report","start":1051.52,"end":1052.02,"confidence":0.9255371,"punctuated_word":"report,","sentiment":"neutral","sentiment_score":-0.12964707612991333},{"word":"i","start":1052.0801,"end":1052.3201,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13039423525333405},{"word":"would","start":1052.3201,"end":1052.4801,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.1175304278731346},{"word":"have","start":1052.4801,"end":1052.64,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.12261565029621124},{"word":"to","start":1052.64,"end":1052.88,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11206533014774324},{"word":"generate","start":1052.88,"end":1053.28,"confidence":0.90234375,"punctuated_word":"generate","sentiment":"neutral","sentiment_score":-0.08935138583183289},{"word":"a","start":1053.28,"end":1053.36,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12032902240753174},{"word":"different","start":1053.36,"end":1053.68,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.10430901497602464},{"word":"one","start":1053.68,"end":1054.065,"confidence":0.8190918,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.10130423307418825},{"word":"but","start":1054.945,"end":1055.1849,"confidence":0.96435547,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.007590942084789276},{"word":"i","start":1055.1849,"end":1055.345,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.035730063915252686},{"word":"can","start":1055.345,"end":1055.585,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05007724463939667},{"word":"see","start":1055.585,"end":1055.9049,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.05072604492306709},{"word":"here","start":1055.9049,"end":1056.225,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.06383231282234192},{"word":"on","start":1056.225,"end":1056.465,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07384172081947327},{"word":"the","start":1056.465,"end":1056.705,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07752060890197754},{"word":"adviser","start":1056.705,"end":1057.205,"confidence":0.94628906,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.049569711089134216},{"word":"login","start":1057.2649,"end":1057.7649,"confidence":0.90893555,"punctuated_word":"login,","sentiment":"neutral","sentiment_score":0.05436660349369049},{"word":"you've","start":1057.985,"end":1058.3049,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.04675992578268051},{"word":"got","start":1058.3049,"end":1058.625,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.03887949138879776},{"word":"nigel","start":1058.625,"end":1059.125,"confidence":0.9980469,"punctuated_word":"Nigel,","sentiment":"neutral","sentiment_score":0.02889668196439743},{"word":"jasmine","start":1059.585,"end":1060.085,"confidence":0.98291016,"punctuated_word":"Jasmine,","sentiment":"neutral","sentiment_score":0.03845098987221718},{"word":"and","start":1060.3049,"end":1060.3849,"confidence":0.7319336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03088897466659546},{"word":"liam","start":1060.3849,"end":1060.8849,"confidence":0.99316406,"punctuated_word":"Liam","sentiment":"neutral","sentiment_score":0.04473245143890381},{"word":"listed","start":1060.945,"end":1061.445,"confidence":0.9980469,"punctuated_word":"listed","sentiment":"neutral","sentiment_score":0.04213175177574158},{"word":"three","start":1061.6649,"end":1061.9049,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.02229238487780094},{"word":"ways","start":1061.9049,"end":1062.4049,"confidence":0.99902344,"punctuated_word":"ways.","sentiment":"neutral","sentiment_score":0.032428354024887085},{"word":"yep","start":1063.985,"end":1064.485,"confidence":0.94628906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06474512815475464},{"word":"now","start":1064.705,"end":1065.205,"confidence":0.9970703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.06274059414863586},{"word":"the","start":1065.2649,"end":1065.7649,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05848590284585953},{"word":"cal","start":1065.825,"end":1066.1449,"confidence":0.23059082,"punctuated_word":"Cal","sentiment":"neutral","sentiment_score":0.0855141431093216},{"word":"life","start":1066.1449,"end":1066.465,"confidence":0.57470703,"punctuated_word":"Life","sentiment":"neutral","sentiment_score":0.0892551988363266},{"word":"insurance","start":1066.465,"end":1066.965,"confidence":0.7590332,"punctuated_word":"Insurance,","sentiment":"neutral","sentiment_score":0.07757624983787537},{"word":"that","start":1067.63,"end":1067.95,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07519545406103134},{"word":"also","start":1067.95,"end":1068.35,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.07454299926757812},{"word":"has","start":1068.35,"end":1068.5099,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.0585421621799469},{"word":"a","start":1068.5099,"end":1068.75,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07176119089126587},{"word":"beneficiary","start":1068.75,"end":1069.25,"confidence":1.0,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.07801833748817444},{"word":"listed","start":1069.3899,"end":1069.8899,"confidence":0.81225586,"punctuated_word":"listed,","sentiment":"neutral","sentiment_score":0.10918152332305908},{"word":"and","start":1070.19,"end":1070.69,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0982351377606392},{"word":"nigel","start":1070.83,"end":1071.3099,"confidence":0.99609375,"punctuated_word":"Nigel","sentiment":"neutral","sentiment_score":0.07108163833618164},{"word":"is","start":1071.3099,"end":1071.3899,"confidence":0.41015625,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08645855635404587},{"word":"set","start":1071.3899,"end":1071.71,"confidence":1.0,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.0922943353652954},{"word":"for","start":1071.71,"end":1072.19,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08879345655441284},{"word":"50%","start":1072.19,"end":1073.09,"confidence":0.9061279,"punctuated_word":"50%,","sentiment":"neutral","sentiment_score":0.08318759500980377},{"word":"and","start":1073.1499,"end":1073.47,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06893722712993622},{"word":"jasmine","start":1073.47,"end":1073.87,"confidence":0.99609375,"punctuated_word":"Jasmine","sentiment":"neutral","sentiment_score":0.06864950060844421},{"word":"and","start":1073.87,"end":1074.0299,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.070098876953125},{"word":"liam","start":1074.0299,"end":1074.35,"confidence":0.9633789,"punctuated_word":"Liam","sentiment":"neutral","sentiment_score":0.08079758286476135},{"word":"are","start":1074.35,"end":1074.4299,"confidence":0.7792969,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07766042649745941},{"word":"set","start":1074.4299,"end":1074.6699,"confidence":1.0,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.07985980808734894},{"word":"for","start":1074.6699,"end":1074.99,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06879657506942749},{"word":"25%","start":1074.99,"end":1076.0299,"confidence":1.0,"punctuated_word":"25%","sentiment":"neutral","sentiment_score":0.06563316285610199},{"word":"each","start":1076.0299,"end":1076.5299,"confidence":0.9995117,"punctuated_word":"each.","sentiment":"neutral","sentiment_score":0.045640990138053894},{"word":"so","start":1078.9099,"end":1079.23,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08300908654928207},{"word":"just","start":1079.23,"end":1079.47,"confidence":0.921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09340915828943253},{"word":"wanna","start":1079.47,"end":1079.71,"confidence":0.96777344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.10692185163497923},{"word":"make","start":1079.71,"end":1079.87,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.07861854881048203},{"word":"sure","start":1079.87,"end":1080.0299,"confidence":0.73742676,"punctuated_word":"sure,","sentiment":"neutral","sentiment_score":0.08186635375022888},{"word":"are","start":1080.0299,"end":1080.11,"confidence":0.8569336,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.02831186354160309},{"word":"you","start":1080.11,"end":1080.2699,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08383777737617493},{"word":"still","start":1080.2699,"end":1080.4299,"confidence":0.99121094,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.047071412205696106},{"word":"comfortable","start":1080.4299,"end":1080.9099,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.03548199683427811},{"word":"with","start":1080.9099,"end":1081.07,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08366113901138306},{"word":"all","start":1081.07,"end":1081.3099,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.13347043097019196},{"word":"of","start":1081.3099,"end":1081.3899,"confidence":0.8432617,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09964781254529952},{"word":"that","start":1081.3899,"end":1081.7899,"confidence":0.8400879,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.053909413516521454},{"word":"keep","start":1081.7899,"end":1082.0299,"confidence":0.99902344,"punctuated_word":"Keep","sentiment":"neutral","sentiment_score":0.04263363033533096},{"word":"them","start":1082.0299,"end":1082.2699,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.04438131675124168},{"word":"listed","start":1082.2699,"end":1082.7699,"confidence":0.91430664,"punctuated_word":"listed.","sentiment":"neutral","sentiment_score":0.05640397220849991},{"word":"leave","start":1084.0851,"end":1084.3251,"confidence":0.99902344,"punctuated_word":"Leave","sentiment":"neutral","sentiment_score":0.04035848379135132},{"word":"it","start":1084.3251,"end":1084.5651,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.016461893916130066},{"word":"as","start":1084.5651,"end":1084.645,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04952879250049591},{"word":"it","start":1084.645,"end":1084.805,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.040941692888736725},{"word":"is","start":1084.805,"end":1085.125,"confidence":0.98706055,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.02683328092098236},{"word":"would","start":1085.125,"end":1085.285,"confidence":1.0,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.005141422152519226},{"word":"you","start":1085.285,"end":1085.4451,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021555140614509583},{"word":"like","start":1085.4451,"end":1085.765,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.009215712547302246},{"word":"to","start":1085.765,"end":1085.8451,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03858741372823715},{"word":"change","start":1085.8451,"end":1086.0851,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.04999233782291413},{"word":"any","start":1086.0851,"end":1086.3251,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.02315644174814224},{"word":"of","start":1086.3251,"end":1086.405,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.00009016692638397215},{"word":"that","start":1086.405,"end":1086.645,"confidence":0.9223633,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.004604607820510864},{"word":"or","start":1086.645,"end":1086.805,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.009404197335243223},{"word":"is","start":1086.805,"end":1086.9651,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.019304558634757996},{"word":"it","start":1086.9651,"end":1087.045,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03603023290634155},{"word":"okay","start":1087.045,"end":1087.545,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.010716646909713743},{"word":"cool","start":1092.5651,"end":1093.0651,"confidence":0.986084,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.21579274535179135},{"word":"we","start":1093.4451,"end":1093.6051,"confidence":0.7836914,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.07717373222112656},{"word":"did","start":1093.6051,"end":1093.8451,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.08162633329629898},{"word":"identify","start":1093.8451,"end":1094.3451,"confidence":1.0,"punctuated_word":"identify","sentiment":"neutral","sentiment_score":0.03873182833194733},{"word":"a","start":1094.5651,"end":1094.805,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02706853672862053},{"word":"slight","start":1094.805,"end":1095.24,"confidence":0.9086914,"punctuated_word":"slight","sentiment":"neutral","sentiment_score":-0.04694397747516632},{"word":"typo","start":1095.72,"end":1096.22,"confidence":0.9921875,"punctuated_word":"typo","sentiment":"neutral","sentiment_score":-0.09467720985412598},{"word":"on","start":1096.84,"end":1097.08,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.06607358157634735},{"word":"the","start":1097.08,"end":1097.32,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0489250123500824},{"word":"super","start":1097.32,"end":1097.64,"confidence":0.91015625,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.018121667206287384},{"word":"side","start":1097.64,"end":1097.8,"confidence":0.99121094,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.010526902973651886},{"word":"of","start":1097.8,"end":1097.96,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0091460719704628},{"word":"things","start":1097.96,"end":1098.2,"confidence":0.99194336,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":-0.036481231451034546},{"word":"the","start":1098.2,"end":1098.36,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.0554811954498291},{"word":"insurance","start":1098.36,"end":1098.84,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.06241413950920105},{"word":"was","start":1098.84,"end":1099.0,"confidence":0.9980469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.044076114892959595},{"word":"fine","start":1099.0,"end":1099.5,"confidence":0.88061523,"punctuated_word":"fine,","sentiment":"neutral","sentiment_score":-0.04845314845442772},{"word":"but","start":1100.12,"end":1100.44,"confidence":0.9267578,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.052786003798246384},{"word":"somebody","start":1100.44,"end":1100.94,"confidence":1.0,"punctuated_word":"somebody","sentiment":"neutral","sentiment_score":-0.1185733750462532},{"word":"typed","start":1101.0,"end":1101.32,"confidence":1.0,"punctuated_word":"typed","sentiment":"neutral","sentiment_score":-0.08945395052433014},{"word":"in","start":1101.32,"end":1101.82,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08459775149822235},{"word":"summer","start":1102.6,"end":1103.1,"confidence":0.70410156,"punctuated_word":"summer","sentiment":"neutral","sentiment_score":-0.08844108879566193},{"word":"spelled","start":1103.48,"end":1103.8,"confidence":0.6254883,"punctuated_word":"spelled","sentiment":"neutral","sentiment_score":-0.07139807939529419},{"word":"with","start":1103.8,"end":1103.96,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0478660948574543},{"word":"an","start":1103.96,"end":1104.2,"confidence":0.99609375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.03313858434557915},{"word":"m","start":1104.2,"end":1104.52,"confidence":0.9941406,"punctuated_word":"m","sentiment":"neutral","sentiment_score":-0.037752360105514526},{"word":"and","start":1104.52,"end":1104.76,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08516127616167068},{"word":"an","start":1104.76,"end":1104.92,"confidence":0.99121094,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.06050405278801918},{"word":"n","start":1104.92,"end":1105.42,"confidence":0.9819336,"punctuated_word":"n","sentiment":"neutral","sentiment_score":-0.05853504687547684},{"word":"instead","start":1105.96,"end":1106.28,"confidence":0.9760742,"punctuated_word":"instead","sentiment":"neutral","sentiment_score":-0.09814129769802094},{"word":"of","start":1106.28,"end":1106.52,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0951198786497116},{"word":"a","start":1106.52,"end":1106.6,"confidence":0.97802734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10463044047355652},{"word":"double","start":1106.6,"end":1107.0,"confidence":0.9980469,"punctuated_word":"double","sentiment":"neutral","sentiment_score":-0.0948762744665146},{"word":"m","start":1107.0,"end":1107.5,"confidence":0.9897461,"punctuated_word":"m.","sentiment":"neutral","sentiment_score":-0.08679614961147308},{"word":"so","start":1107.9049,"end":1108.4049,"confidence":0.984375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1059839203953743},{"word":"michelle","start":1111.825,"end":1112.3049,"confidence":0.92822266,"punctuated_word":"Michelle","sentiment":"neutral","sentiment_score":-0.0440215989947319},{"word":"so","start":1122.76,"end":1123.0,"confidence":0.6699219,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.09322403371334076},{"word":"it's","start":1123.0,"end":1123.08,"confidence":0.9760742,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.08755628764629364},{"word":"the","start":1123.08,"end":1123.24,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07785937935113907},{"word":"other","start":1123.24,"end":1123.48,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.08036991953849792},{"word":"way","start":1123.48,"end":1123.72,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.08755847811698914},{"word":"around","start":1123.72,"end":1124.2,"confidence":0.97021484,"punctuated_word":"around.","sentiment":"neutral","sentiment_score":-0.07495757937431335},{"word":"sorry","start":1124.2,"end":1124.7,"confidence":0.99560547,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.12327878177165984},{"word":"the","start":1125.0,"end":1125.32,"confidence":0.9941406,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.11272218823432922},{"word":"life","start":1125.32,"end":1125.64,"confidence":0.9790039,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.13050679862499237},{"word":"insurance","start":1125.64,"end":1126.12,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.10709229111671448},{"word":"company","start":1126.12,"end":1126.44,"confidence":1.0,"punctuated_word":"company","sentiment":"neutral","sentiment_score":-0.11182210594415665},{"word":"put","start":1126.44,"end":1126.84,"confidence":0.7216797,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.11341989785432816},{"word":"summer","start":1126.84,"end":1127.24,"confidence":0.5541992,"punctuated_word":"summer,","sentiment":"neutral","sentiment_score":-0.11792080849409103},{"word":"and","start":1127.24,"end":1127.48,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10902394354343414},{"word":"the","start":1127.48,"end":1127.72,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10284591466188432},{"word":"super","start":1127.72,"end":1127.96,"confidence":0.96240234,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.06679720431566238},{"word":"company","start":1127.96,"end":1128.36,"confidence":0.8964844,"punctuated_word":"company","sentiment":"neutral","sentiment_score":-0.0954725593328476},{"word":"put","start":1128.36,"end":1128.6799,"confidence":0.9165039,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.08672674000263214},{"word":"summer","start":1128.6799,"end":1129.1799,"confidence":0.92944336,"punctuated_word":"summer.","sentiment":"neutral","sentiment_score":-0.07168927043676376},{"word":"so","start":1132.28,"end":1132.78,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11217211931943892},{"word":"i","start":1133.08,"end":1133.24,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17787326872348783},{"word":"do","start":1133.24,"end":1133.4,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.18859148025512695},{"word":"have","start":1133.4,"end":1133.64,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1814129501581192},{"word":"michelle","start":1133.64,"end":1134.0399,"confidence":0.9951172,"punctuated_word":"Michelle","sentiment":"neutral","sentiment_score":0.14312508702278137},{"word":"there","start":1134.0399,"end":1134.28,"confidence":0.99316406,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.20793041586875916},{"word":"on","start":1134.28,"end":1134.36,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2208260148763657},{"word":"the","start":1134.36,"end":1134.52,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19548869132995603},{"word":"phone","start":1134.52,"end":1134.84,"confidence":0.98217773,"punctuated_word":"phone.","sentiment":"neutral","sentiment_score":0.1604996621608734},{"word":"she's","start":1134.84,"end":1135.16,"confidence":1.0,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":0.2163900136947632},{"word":"already","start":1135.16,"end":1135.48,"confidence":1.0,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.27500608563423157},{"word":"called","start":1135.48,"end":1135.72,"confidence":1.0,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.2315517365932465},{"word":"them","start":1135.72,"end":1136.145,"confidence":0.9980469,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.1770448237657547},{"word":"and","start":1136.225,"end":1136.385,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2378474473953247},{"word":"said","start":1136.385,"end":1136.625,"confidence":0.99609375,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.2066209763288498},{"word":"hey","start":1136.625,"end":1136.7051,"confidence":0.96191406,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":0.19114020466804504},{"word":"if","start":1136.7051,"end":1136.865,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.22481362521648407},{"word":"you","start":1136.865,"end":1137.025,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17431850731372833},{"word":"actually","start":1137.025,"end":1137.265,"confidence":0.9980469,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.16376259922981262},{"word":"look","start":1137.265,"end":1137.425,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.19476988911628723},{"word":"at","start":1137.425,"end":1137.585,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2220612466335297},{"word":"the","start":1137.585,"end":1137.665,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2037428319454193},{"word":"form","start":1137.665,"end":1137.905,"confidence":0.99902344,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.17230325937271118},{"word":"that","start":1137.905,"end":1138.0651,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21354272961616516},{"word":"the","start":1138.0651,"end":1138.145,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20730966329574585},{"word":"client","start":1138.145,"end":1138.545,"confidence":0.9980469,"punctuated_word":"client","sentiment":"neutral","sentiment_score":0.17657166719436646},{"word":"signed","start":1138.545,"end":1138.865,"confidence":0.9946289,"punctuated_word":"signed,","sentiment":"neutral","sentiment_score":0.21952560544013977},{"word":"it","start":1138.865,"end":1139.105,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.23140378296375275},{"word":"did","start":1139.105,"end":1139.265,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.16193000972270966},{"word":"have","start":1139.265,"end":1139.425,"confidence":0.9770508,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19491034746170044},{"word":"an","start":1139.425,"end":1139.665,"confidence":0.99316406,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.14027340710163116},{"word":"m","start":1139.665,"end":1139.905,"confidence":0.9892578,"punctuated_word":"m","sentiment":"neutral","sentiment_score":0.16674953699111938},{"word":"and","start":1139.905,"end":1140.0651,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14197897911071777},{"word":"an","start":1140.0651,"end":1140.225,"confidence":0.9863281,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1593153178691864},{"word":"n","start":1140.225,"end":1140.725,"confidence":0.9055176,"punctuated_word":"n,","sentiment":"neutral","sentiment_score":0.1359599530696869},{"word":"and","start":1141.505,"end":1141.665,"confidence":0.8120117,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1979198455810547},{"word":"she's","start":1141.665,"end":1141.8251,"confidence":0.9995117,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.26785025000572205},{"word":"getting","start":1141.8251,"end":1142.145,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.24165239930152893},{"word":"that","start":1142.145,"end":1142.305,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21708829700946808},{"word":"fixed","start":1142.305,"end":1142.545,"confidence":0.99902344,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.27568429708480835},{"word":"up","start":1142.545,"end":1142.7051,"confidence":0.99316406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.25100329518318176},{"word":"for","start":1142.7051,"end":1142.865,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.27829012274742126},{"word":"you","start":1142.865,"end":1143.365,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2052154541015625},{"word":"so","start":1146.545,"end":1146.785,"confidence":0.9790039,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.39744704961776733},{"word":"i","start":1146.785,"end":1146.865,"confidence":0.94189453,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.39283859729766846},{"word":"just","start":1146.865,"end":1147.025,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3549962639808655},{"word":"wanna","start":1147.025,"end":1147.345,"confidence":0.81347656,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.33938226103782654},{"word":"let","start":1147.345,"end":1147.505,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.3242988586425781},{"word":"you","start":1147.505,"end":1147.585,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3555801212787628},{"word":"know","start":1147.585,"end":1148.085,"confidence":1.0,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.3502582609653473},{"word":"that","start":1148.385,"end":1148.625,"confidence":0.96533203,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3754645586013794},{"word":"we","start":1148.625,"end":1148.7051,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3888774812221527},{"word":"had","start":1148.7051,"end":1148.9451,"confidence":0.90478516,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.41532373428344727},{"word":"spotted","start":1148.9451,"end":1149.425,"confidence":0.8408203,"punctuated_word":"spotted","sentiment":"positive","sentiment_score":0.41389232873916626},{"word":"it","start":1149.425,"end":1149.585,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3877339959144592},{"word":"and","start":1149.585,"end":1149.745,"confidence":0.54248047,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4367033243179322},{"word":"we're","start":1149.745,"end":1149.985,"confidence":0.9970703,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.4688003957271576},{"word":"on","start":1149.985,"end":1150.145,"confidence":0.54248047,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.4555852711200714},{"word":"to","start":1150.145,"end":1150.305,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5174279808998108},{"word":"it","start":1150.305,"end":1150.53,"confidence":0.9848633,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.3948367238044739},{"word":"nothing","start":1151.25,"end":1151.65,"confidence":0.97998047,"punctuated_word":"Nothing","sentiment":"positive","sentiment_score":0.3872115910053253},{"word":"to","start":1151.65,"end":1151.97,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.29574424028396606},{"word":"worry","start":1151.97,"end":1152.2101,"confidence":1.0,"punctuated_word":"worry","sentiment":"positive","sentiment_score":0.3809915781021118},{"word":"about","start":1152.2101,"end":1152.4501,"confidence":1.0,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.4005511403083801},{"word":"there","start":1152.4501,"end":1152.6901,"confidence":0.98999023,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.13591820001602173},{"word":"it","start":1152.6901,"end":1152.85,"confidence":1.0,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.3714501857757568},{"word":"wouldn't","start":1152.85,"end":1153.3301,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":0.2850508689880371},{"word":"cause","start":1153.3301,"end":1153.65,"confidence":0.99902344,"punctuated_word":"cause","sentiment":"neutral","sentiment_score":0.1868126094341278},{"word":"any","start":1153.65,"end":1153.81,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.2388114482164383},{"word":"issues","start":1153.81,"end":1154.2101,"confidence":1.0,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":0.10614670068025588},{"word":"if","start":1154.2101,"end":1154.37,"confidence":0.99902344,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.34727805852890015},{"word":"something","start":1154.37,"end":1154.6901,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.3214864730834961},{"word":"happened","start":1154.6901,"end":1155.0901,"confidence":0.99121094,"punctuated_word":"happened","sentiment":"positive","sentiment_score":0.3454350233078003},{"word":"because","start":1155.0901,"end":1155.49,"confidence":0.96069336,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.32470643520355225},{"word":"you","start":1155.49,"end":1155.5701,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3253248929977417},{"word":"know","start":1155.5701,"end":1155.6901,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.31530678272247314},{"word":"it","start":1155.6901,"end":1155.81,"confidence":0.9873047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.28585028648376465},{"word":"was","start":1155.81,"end":1156.31,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.23133282363414764},{"word":"valid","start":1156.77,"end":1157.27,"confidence":0.9812012,"punctuated_word":"valid,","sentiment":"neutral","sentiment_score":0.2813505232334137},{"word":"legal","start":1157.41,"end":1157.91,"confidence":0.98999023,"punctuated_word":"legal,","sentiment":"neutral","sentiment_score":0.3099474310874939},{"word":"signed","start":1158.05,"end":1158.4501,"confidence":1.0,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.2526217997074127},{"word":"correctly","start":1158.4501,"end":1158.9501,"confidence":0.9995117,"punctuated_word":"correctly,","sentiment":"neutral","sentiment_score":0.3267011046409607},{"word":"written","start":1159.3301,"end":1159.73,"confidence":1.0,"punctuated_word":"written","sentiment":"neutral","sentiment_score":0.2487574815750122},{"word":"correctly","start":1159.73,"end":1160.23,"confidence":1.0,"punctuated_word":"correctly.","sentiment":"neutral","sentiment_score":0.2922905683517456},{"word":"cool","start":1161.97,"end":1162.47,"confidence":0.9506836,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.5840580463409424},{"word":"just","start":1162.77,"end":1163.01,"confidence":0.9658203,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.3088207542896271},{"word":"in","start":1163.01,"end":1163.17,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.20870999991893768},{"word":"terms","start":1163.17,"end":1163.67,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.22689901292324063},{"word":"of","start":1163.73,"end":1164.13,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22424529492855072},{"word":"the","start":1164.13,"end":1164.63,"confidence":0.9589844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24789361655712128},{"word":"the","start":1164.945,"end":1165.105,"confidence":0.74072266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2202228456735611},{"word":"contribution","start":1165.105,"end":1165.585,"confidence":0.9970703,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.144700825214386},{"word":"side","start":1165.585,"end":1165.745,"confidence":0.9970703,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.15735214948654175},{"word":"of","start":1165.745,"end":1165.825,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16561685502529144},{"word":"things","start":1165.825,"end":1166.065,"confidence":0.9655762,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.19488462805747983},{"word":"we're","start":1166.065,"end":1166.3049,"confidence":0.99902344,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.1639125794172287},{"word":"talking","start":1166.3049,"end":1166.5449,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.1433238536119461},{"word":"about","start":1166.5449,"end":1166.7849,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.17788144946098328},{"word":"salary","start":1166.7849,"end":1167.265,"confidence":1.0,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.15585032105445862},{"word":"sacrifice","start":1167.265,"end":1167.745,"confidence":0.87402344,"punctuated_word":"sacrifice,","sentiment":"neutral","sentiment_score":0.12233582884073256},{"word":"and","start":1167.745,"end":1167.9049,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13375763595104218},{"word":"i","start":1167.9049,"end":1167.985,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14166058599948883},{"word":"know","start":1167.985,"end":1168.485,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.11622881144285202},{"word":"that","start":1168.7849,"end":1168.945,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11979317665100098},{"word":"your","start":1168.945,"end":1169.1849,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1141495332121849},{"word":"work","start":1169.1849,"end":1169.585,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0926385223865509},{"word":"kind","start":1169.585,"end":1169.745,"confidence":0.9921875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.13499398529529572},{"word":"of","start":1169.745,"end":1169.9049,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14680445194244385},{"word":"has","start":1169.9049,"end":1170.1449,"confidence":0.9519043,"punctuated_word":"has,","sentiment":"neutral","sentiment_score":0.17495955526828766},{"word":"like","start":1170.1449,"end":1170.465,"confidence":0.9941406,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.19846567511558533},{"word":"supplements","start":1170.465,"end":1170.965,"confidence":0.89086914,"punctuated_word":"supplements,","sentiment":"neutral","sentiment_score":0.11189933121204376},{"word":"different","start":1172.1449,"end":1172.465,"confidence":0.94970703,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.11730707436800004},{"word":"sorry","start":1172.705,"end":1172.945,"confidence":0.86694336,"punctuated_word":"sorry,","sentiment":"neutral","sentiment_score":0.10423601418733595},{"word":"allowances","start":1172.945,"end":1173.445,"confidence":1.0,"punctuated_word":"allowances","sentiment":"neutral","sentiment_score":0.10382716357707976},{"word":"and","start":1173.585,"end":1173.825,"confidence":0.80566406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10057313740253448},{"word":"things","start":1173.825,"end":1174.065,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1233249455690384},{"word":"like","start":1174.065,"end":1174.225,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.11276504397392272},{"word":"that","start":1174.225,"end":1174.625,"confidence":0.9719238,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.14791852235794067},{"word":"so","start":1174.625,"end":1174.865,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13930843770503998},{"word":"the","start":1174.865,"end":1175.0249,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1960311233997345},{"word":"payslips","start":1175.0249,"end":1175.5249,"confidence":0.9275716,"punctuated_word":"payslips","sentiment":"neutral","sentiment_score":0.1727389097213745},{"word":"were","start":1175.6649,"end":1176.065,"confidence":0.9980469,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.1994381546974182},{"word":"were","start":1176.065,"end":1176.3049,"confidence":0.96533203,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.1846379786729813},{"word":"very","start":1176.3049,"end":1176.625,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.19481763243675232},{"word":"important","start":1176.625,"end":1177.125,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.17973634600639343},{"word":"to","start":1177.345,"end":1177.505,"confidence":0.94970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22524870932102203},{"word":"kind","start":1177.505,"end":1177.745,"confidence":0.98535156,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.20989254117012024},{"word":"of","start":1177.745,"end":1177.825,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2332761138677597},{"word":"break","start":1177.825,"end":1178.065,"confidence":0.9248047,"punctuated_word":"break","sentiment":"neutral","sentiment_score":0.22994911670684817},{"word":"down","start":1178.065,"end":1178.3049,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.20101334154605863},{"word":"what","start":1178.3049,"end":1178.465,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.21015723049640656},{"word":"they're","start":1178.465,"end":1178.625,"confidence":0.9975586,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.1795663833618164},{"word":"paying","start":1178.625,"end":1178.945,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.15665090084075928},{"word":"the","start":1178.945,"end":1179.105,"confidence":0.63134766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17165154218673706},{"word":"super","start":1179.105,"end":1179.4249,"confidence":0.94921875,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.18794438242912292},{"word":"into","start":1179.4249,"end":1179.9249,"confidence":0.98706055,"punctuated_word":"into.","sentiment":"neutral","sentiment_score":0.15667478740215302},{"word":"i","start":1180.55,"end":1180.71,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12174830585718156},{"word":"think","start":1180.71,"end":1180.95,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.1176251620054245},{"word":"you've","start":1180.95,"end":1181.19,"confidence":0.9995117,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.1458355188369751},{"word":"had","start":1181.19,"end":1181.4299,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.1198689341545105},{"word":"about","start":1181.4299,"end":1181.9299,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1103428304195404},{"word":"11,000","start":1182.3099,"end":1183.19,"confidence":0.9033203,"punctuated_word":"11,000,","sentiment":"neutral","sentiment_score":0.11628833413124084},{"word":"just","start":1183.19,"end":1183.4299,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1164870709180832},{"word":"over","start":1183.4299,"end":1183.75,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.13108548521995544},{"word":"11,000","start":1183.75,"end":1184.65,"confidence":1.0,"punctuated_word":"11,000","sentiment":"neutral","sentiment_score":0.11634733527898788},{"word":"go","start":1184.87,"end":1185.11,"confidence":0.60839844,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.15510991215705872},{"word":"into","start":1185.11,"end":1185.35,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.12170518189668655},{"word":"the","start":1185.35,"end":1185.59,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15066589415073395},{"word":"super","start":1185.59,"end":1186.09,"confidence":0.9970703,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.14996223151683807},{"word":"in","start":1186.3099,"end":1186.55,"confidence":0.9863281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1834774762392044},{"word":"terms","start":1186.55,"end":1186.79,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.1593376249074936},{"word":"of","start":1186.79,"end":1187.03,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14361026883125305},{"word":"contributions","start":1187.03,"end":1187.53,"confidence":0.9995117,"punctuated_word":"contributions.","sentiment":"neutral","sentiment_score":0.10242964327335358},{"word":"now","start":1188.15,"end":1188.55,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.09389026463031767},{"word":"bear","start":1188.55,"end":1188.71,"confidence":0.9863281,"punctuated_word":"bear","sentiment":"neutral","sentiment_score":0.08561733365058899},{"word":"in","start":1188.71,"end":1188.87,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09875982999801636},{"word":"mind","start":1188.87,"end":1189.37,"confidence":0.99902344,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.11966349184513092},{"word":"the","start":1189.75,"end":1190.23,"confidence":0.55371094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12592843174934387},{"word":"concessional","start":1190.23,"end":1190.73,"confidence":0.9980469,"punctuated_word":"concessional","sentiment":"neutral","sentiment_score":0.12800705432891846},{"word":"cap","start":1190.95,"end":1191.45,"confidence":0.9873047,"punctuated_word":"cap","sentiment":"neutral","sentiment_score":0.10488675534725188},{"word":"to","start":1191.67,"end":1191.83,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1193106770515442},{"word":"get","start":1191.83,"end":1191.99,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.09893979132175446},{"word":"that","start":1191.99,"end":1192.3099,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11129871010780334},{"word":"15%","start":1192.3099,"end":1193.03,"confidence":1.0,"punctuated_word":"15%","sentiment":"neutral","sentiment_score":0.10112348198890686},{"word":"tax","start":1193.03,"end":1193.35,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.1647796779870987},{"word":"rate","start":1193.35,"end":1193.775,"confidence":0.93603516,"punctuated_word":"rate,","sentiment":"neutral","sentiment_score":0.14091908931732178},{"word":"it's","start":1193.935,"end":1194.175,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.112235426902771},{"word":"32,500","start":1194.175,"end":1195.615,"confidence":0.99902344,"punctuated_word":"32,500","sentiment":"neutral","sentiment_score":0.09041893482208252},{"word":"maximum","start":1195.615,"end":1196.115,"confidence":0.99902344,"punctuated_word":"maximum","sentiment":"neutral","sentiment_score":0.11874137073755264},{"word":"per","start":1196.255,"end":1196.415,"confidence":1.0,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.09676214307546616},{"word":"year","start":1196.415,"end":1196.915,"confidence":0.8063965,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.1131613478064537},{"word":"and","start":1197.4551,"end":1197.6951,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1305604726076126},{"word":"that","start":1197.6951,"end":1197.855,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10470014065504074},{"word":"includes","start":1197.855,"end":1198.255,"confidence":1.0,"punctuated_word":"includes","sentiment":"neutral","sentiment_score":0.1083574891090393},{"word":"what","start":1198.255,"end":1198.415,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1300891488790512},{"word":"your","start":1198.415,"end":1198.5751,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09125606715679167},{"word":"work","start":1198.5751,"end":1198.8151,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0885787382721901},{"word":"puts","start":1198.8151,"end":1199.135,"confidence":0.99902344,"punctuated_word":"puts","sentiment":"neutral","sentiment_score":0.08068905025720596},{"word":"in","start":1199.135,"end":1199.4551,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07719054818153381},{"word":"and","start":1199.4551,"end":1199.6951,"confidence":0.96777344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13409456610679626},{"word":"anything","start":1199.6951,"end":1200.015,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.126730814576149},{"word":"additional","start":1200.015,"end":1200.495,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.08624443411827087},{"word":"that","start":1200.495,"end":1200.655,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12221553176641464},{"word":"you","start":1200.655,"end":1200.8151,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08849291503429413},{"word":"put","start":1200.8151,"end":1201.055,"confidence":0.99609375,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.08107060939073563},{"word":"in","start":1201.055,"end":1201.215,"confidence":0.9975586,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.07158206403255463},{"word":"does","start":1201.215,"end":1201.4551,"confidence":0.99902344,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.09136263281106947},{"word":"that","start":1201.4551,"end":1201.615,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13147810101509094},{"word":"make","start":1201.615,"end":1201.6951,"confidence":0.9902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.07988837361335754},{"word":"sense","start":1201.6951,"end":1202.1951,"confidence":0.9995117,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.05502832308411598},{"word":"fifteen","start":1209.2599,"end":1209.7599,"confidence":0.79866534,"punctuated_word":"Fifteen,","sentiment":"neutral","sentiment_score":-0.014008895494043829},{"word":"sixteen","start":1209.82,"end":1210.32,"confidence":0.81274414,"punctuated_word":"sixteen.","sentiment":"neutral","sentiment_score":-0.016755731776356697},{"word":"sorry","start":1210.7,"end":1211.2,"confidence":0.97143555,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.04294826462864876},{"word":"what","start":1211.2599,"end":1211.5,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.037385232746601105},{"word":"was","start":1211.5,"end":1211.74,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.043777741491794586},{"word":"that","start":1211.74,"end":1212.24,"confidence":0.9995117,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.022380150854587555},{"word":"yes","start":1219.98,"end":1220.48,"confidence":0.97021484,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10110092908143996},{"word":"yes","start":1221.2599,"end":1221.7599,"confidence":0.9970703,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12273852527141572},{"word":"it","start":1221.82,"end":1221.98,"confidence":0.9980469,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.14987099170684814},{"word":"is","start":1221.98,"end":1222.2999,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1118633821606636},{"word":"16%","start":1222.2999,"end":1223.1799,"confidence":0.9995117,"punctuated_word":"16%","sentiment":"neutral","sentiment_score":0.11573147773742676},{"word":"from","start":1223.1799,"end":1223.4199,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.0833447128534317},{"word":"work","start":1223.4199,"end":1223.835,"confidence":0.88183594,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.07497640699148178},{"word":"but","start":1224.395,"end":1224.715,"confidence":0.94970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.051764022558927536},{"word":"they","start":1224.715,"end":1224.7949,"confidence":0.9970703,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.04308583959937096},{"word":"had","start":1224.7949,"end":1225.0349,"confidence":0.68115234,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.04851282760500908},{"word":"in","start":1225.2749,"end":1225.515,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04525761678814888},{"word":"total","start":1225.515,"end":1225.675,"confidence":0.90405273,"punctuated_word":"total,","sentiment":"neutral","sentiment_score":0.06935611367225647},{"word":"it","start":1225.675,"end":1225.835,"confidence":0.93359375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09772094339132308},{"word":"was","start":1225.835,"end":1225.995,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.07505308091640472},{"word":"about","start":1225.995,"end":1226.315,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07660225033760071},{"word":"11,000","start":1226.315,"end":1227.215,"confidence":0.9916992,"punctuated_word":"11,000.","sentiment":"neutral","sentiment_score":0.09219543635845184},{"word":"so","start":1230.875,"end":1231.355,"confidence":0.9741211,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10392925143241882},{"word":"that's","start":1231.355,"end":1231.595,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1369936466217041},{"word":"kind","start":1231.595,"end":1231.755,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.12906792759895325},{"word":"of","start":1231.755,"end":1231.9149,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14346350729465485},{"word":"what","start":1231.9149,"end":1232.075,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.16854716837406158},{"word":"was","start":1232.075,"end":1232.315,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.14949166774749756},{"word":"received","start":1232.315,"end":1232.7949,"confidence":1.0,"punctuated_word":"received","sentiment":"neutral","sentiment_score":0.13373929262161255},{"word":"into","start":1232.7949,"end":1233.115,"confidence":1.0,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.16382572054862976},{"word":"the","start":1233.115,"end":1233.195,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16542218625545502},{"word":"account","start":1233.195,"end":1233.595,"confidence":0.9526367,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.14617761969566345},{"word":"i","start":1233.595,"end":1233.755,"confidence":0.55566406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10869664698839188},{"word":"just","start":1233.755,"end":1233.9149,"confidence":0.74853516,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1104101538658142},{"word":"did","start":1233.9149,"end":1234.1549,"confidence":0.9941406,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.09949392080307008},{"word":"a","start":1234.1549,"end":1234.235,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11947008967399596},{"word":"little","start":1234.235,"end":1234.395,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.09112763404846191},{"word":"bit","start":1234.395,"end":1234.5549,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.10116970539093018},{"word":"of","start":1234.5549,"end":1234.715,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10806220024824142},{"word":"a","start":1234.715,"end":1234.955,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08283565938472748},{"word":"a","start":1234.955,"end":1235.0349,"confidence":0.9111328,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06261633336544037},{"word":"contribution","start":1235.0349,"end":1235.5349,"confidence":1.0,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.053461119532585144},{"word":"check","start":1235.6749,"end":1236.09,"confidence":0.9995117,"punctuated_word":"check.","sentiment":"neutral","sentiment_score":0.06668619066476822},{"word":"now","start":1236.4099,"end":1236.9099,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.06332321465015411},{"word":"in","start":1237.0499,"end":1237.21,"confidence":0.97509766,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.059406355023384094},{"word":"terms","start":1237.21,"end":1237.5299,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.060203976929187775},{"word":"of","start":1237.5299,"end":1237.9299,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0612012967467308},{"word":"dollar","start":1237.9299,"end":1238.25,"confidence":1.0,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.05716092512011528},{"word":"amounts","start":1238.25,"end":1238.75,"confidence":0.99316406,"punctuated_word":"amounts,","sentiment":"neutral","sentiment_score":0.07331207394599915},{"word":"32,500","start":1239.37,"end":1240.65,"confidence":0.99934894,"punctuated_word":"32,500","sentiment":"neutral","sentiment_score":0.07749754190444946},{"word":"is","start":1240.65,"end":1240.89,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04216162860393524},{"word":"the","start":1240.89,"end":1241.0499,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.041013844311237335},{"word":"maximum","start":1241.0499,"end":1241.5499,"confidence":0.9790039,"punctuated_word":"maximum,","sentiment":"neutral","sentiment_score":0.041907913982868195},{"word":"which","start":1243.77,"end":1243.9299,"confidence":0.7866211,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.07433508336544037},{"word":"is","start":1243.9299,"end":1244.09,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10425187647342682},{"word":"probably","start":1244.09,"end":1244.33,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.1739354431629181},{"word":"a","start":1244.33,"end":1244.4099,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.19187745451927185},{"word":"little","start":1244.4099,"end":1244.57,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.20721466839313507},{"word":"bit","start":1244.57,"end":1244.65,"confidence":0.99121094,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.272762268781662},{"word":"excessive","start":1244.65,"end":1245.0499,"confidence":0.9916992,"punctuated_word":"excessive.","sentiment":"neutral","sentiment_score":-0.28785908222198486},{"word":"i","start":1245.0499,"end":1245.13,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3080642819404602},{"word":"don't","start":1245.13,"end":1245.2899,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.260990709066391},{"word":"think","start":1245.2899,"end":1245.45,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.31412041187286377},{"word":"you'll","start":1245.45,"end":1245.61,"confidence":0.9238281,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":-0.22645780444145203},{"word":"probably","start":1245.61,"end":1245.9299,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.25045281648635864},{"word":"wanna","start":1245.9299,"end":1246.1699,"confidence":0.9589844,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.19664230942726135},{"word":"go","start":1246.1699,"end":1246.33,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.22300836443901065},{"word":"that","start":1246.33,"end":1246.49,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.14997005462646484},{"word":"far","start":1246.49,"end":1246.73,"confidence":1.0,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.23633934557437897},{"word":"with","start":1246.73,"end":1246.89,"confidence":0.9951172,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.206828773021698},{"word":"it","start":1246.89,"end":1247.0499,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.16411259770393372},{"word":"because","start":1247.0499,"end":1247.21,"confidence":0.85839844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.1289728432893753},{"word":"they've","start":1247.21,"end":1247.37,"confidence":0.6101074,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.13396620750427246},{"word":"just","start":1247.37,"end":1247.61,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1690199375152588},{"word":"increased","start":1247.61,"end":1248.09,"confidence":0.9902344,"punctuated_word":"increased","sentiment":"neutral","sentiment_score":-0.12160786241292952},{"word":"it","start":1248.09,"end":1248.435,"confidence":0.97753906,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.1040218025445938},{"word":"but","start":1249.0751,"end":1249.395,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.1166008934378624},{"word":"if","start":1249.395,"end":1249.555,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.09006251394748688},{"word":"i","start":1249.555,"end":1249.635,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09691043943166731},{"word":"give","start":1249.635,"end":1249.795,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.07909837365150452},{"word":"you","start":1249.795,"end":1249.9551,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07492473721504211},{"word":"a","start":1249.9551,"end":1250.035,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.052713543176651},{"word":"little","start":1250.035,"end":1250.1951,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.046839140355587006},{"word":"bit","start":1250.1951,"end":1250.3551,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.05779225379228592},{"word":"of","start":1250.3551,"end":1250.515,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06354944407939911},{"word":"leeway","start":1250.515,"end":1250.9951,"confidence":0.99902344,"punctuated_word":"leeway","sentiment":"neutral","sentiment_score":-0.016575057059526443},{"word":"there","start":1250.9951,"end":1251.2351,"confidence":0.9658203,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.024363093078136444},{"word":"let's","start":1251.2351,"end":1251.555,"confidence":1.0,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.017110619693994522},{"word":"say","start":1251.555,"end":1251.795,"confidence":0.9970703,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.018563583493232727},{"word":"you","start":1251.795,"end":1251.9951,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010335646569728851},{"word":"know","start":1251.9951,"end":1252.1951,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.005947098135948181},{"word":"you","start":1252.1951,"end":1252.3551,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0029319003224372864},{"word":"could","start":1252.3551,"end":1252.515,"confidence":0.9980469,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.018976949155330654},{"word":"do","start":1252.515,"end":1252.755,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.011868581175804138},{"word":"up","start":1252.755,"end":1252.915,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0006213560700416565},{"word":"to","start":1252.915,"end":1253.2351,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.00766388326883316},{"word":"$400","start":1253.2351,"end":1254.1951,"confidence":1.0,"punctuated_word":"$400","sentiment":"neutral","sentiment_score":0.009761743247509004},{"word":"a","start":1254.1951,"end":1254.435,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.024851471185684204},{"word":"week","start":1254.435,"end":1254.915,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":-0.016248025000095367},{"word":"before","start":1254.915,"end":1255.3151,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.006424739956855774},{"word":"tax","start":1255.3151,"end":1255.8151,"confidence":0.81518555,"punctuated_word":"tax.","sentiment":"neutral","sentiment_score":-0.01110287383198738},{"word":"but","start":1256.035,"end":1256.275,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.01213301718235016},{"word":"just","start":1256.275,"end":1256.515,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.015973061323165894},{"word":"to","start":1256.515,"end":1256.5951,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.004584893584251404},{"word":"give","start":1256.5951,"end":1256.755,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.019734442234039307},{"word":"you","start":1256.755,"end":1256.915,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02084352076053619},{"word":"an","start":1256.915,"end":1257.155,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.02892414480447769},{"word":"idea","start":1257.155,"end":1257.635,"confidence":1.0,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.022660359740257263},{"word":"on","start":1257.635,"end":1258.135,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.012227319180965424},{"word":"budgeting","start":1258.1951,"end":1258.6951,"confidence":0.9995117,"punctuated_word":"budgeting","sentiment":"neutral","sentiment_score":0.05265627801418304},{"word":"side","start":1258.755,"end":1258.9951,"confidence":0.9921875,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.04719250649213791},{"word":"of","start":1258.9951,"end":1259.0751,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03150874376296997},{"word":"things","start":1259.0751,"end":1259.5751,"confidence":0.83496094,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.0250835157930851},{"word":"so","start":1260.3551,"end":1260.8551,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.00032651424407958984},{"word":"if","start":1261.0751,"end":1261.3151,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.006756581366062164},{"word":"you","start":1261.3151,"end":1261.4751,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016251854598522186},{"word":"look","start":1261.4751,"end":1261.795,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.03466511517763138},{"word":"up","start":1261.795,"end":1261.9551,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.040314167737960815},{"word":"the","start":1261.9551,"end":1262.435,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00502554327249527},{"word":"individual","start":1262.435,"end":1262.935,"confidence":1.0,"punctuated_word":"individual","sentiment":"neutral","sentiment_score":0.041319236159324646},{"word":"tax","start":1263.0751,"end":1263.395,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.021838031709194183},{"word":"rates","start":1263.395,"end":1263.75,"confidence":0.99316406,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.015113383531570436},{"word":"with","start":1264.95,"end":1265.27,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.007974989712238312},{"word":"the","start":1265.27,"end":1265.43,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0011767372488975525},{"word":"old","start":1265.43,"end":1265.67,"confidence":0.9980469,"punctuated_word":"old","sentiment":"neutral","sentiment_score":0.013110913336277008},{"word":"ato","start":1265.67,"end":1266.15,"confidence":0.7668457,"punctuated_word":"ATO,","sentiment":"neutral","sentiment_score":0.06342679262161255},{"word":"i'm","start":1266.15,"end":1266.31,"confidence":0.9975586,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.04134678840637207},{"word":"just","start":1266.31,"end":1266.55,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03485588729381561},{"word":"bringing","start":1266.55,"end":1266.79,"confidence":0.99902344,"punctuated_word":"bringing","sentiment":"neutral","sentiment_score":0.05001407861709595},{"word":"up","start":1266.79,"end":1266.95,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.06851428747177124},{"word":"the","start":1266.95,"end":1267.11,"confidence":0.97998047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0413563996553421},{"word":"new","start":1267.11,"end":1267.35,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.09343509376049042},{"word":"table","start":1267.35,"end":1267.67,"confidence":1.0,"punctuated_word":"table","sentiment":"neutral","sentiment_score":0.1206061914563179},{"word":"for","start":1267.67,"end":1267.83,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09964849054813384},{"word":"this","start":1267.83,"end":1268.07,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.07706549018621445},{"word":"financial","start":1268.07,"end":1268.55,"confidence":0.9980469,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.11005418002605438},{"word":"year","start":1268.55,"end":1269.05,"confidence":0.67529297,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.06251317262649536},{"word":"for","start":1269.83,"end":1269.99,"confidence":0.32202148,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.019530415534973145},{"word":"every","start":1269.99,"end":1270.31,"confidence":0.875,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.01439589262008667},{"word":"sort","start":1270.31,"end":1270.47,"confidence":0.95410156,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.021921157836914062},{"word":"of","start":1270.47,"end":1270.87,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02457064390182495},{"word":"$100","start":1270.87,"end":1271.51,"confidence":0.98168945,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":-0.00083141028881073},{"word":"you","start":1271.51,"end":1271.67,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0007946789264678955},{"word":"put","start":1271.67,"end":1271.91,"confidence":0.984375,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.007368937134742737},{"word":"in","start":1271.91,"end":1272.41,"confidence":0.9914551,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.012082122266292572},{"word":"it","start":1272.55,"end":1272.79,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02900378406047821},{"word":"costs","start":1272.79,"end":1273.11,"confidence":0.9248047,"punctuated_word":"costs","sentiment":"neutral","sentiment_score":0.02047653496265411},{"word":"you","start":1273.11,"end":1273.43,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011421456933021544},{"word":"around","start":1273.43,"end":1273.83,"confidence":0.9589844,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.008946701884269714},{"word":"about","start":1273.83,"end":1274.33,"confidence":0.9902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.031861886382102966},{"word":"70","start":1275.03,"end":1275.43,"confidence":0.9980469,"punctuated_word":"70","sentiment":"neutral","sentiment_score":-0.008543789386749268},{"word":"in","start":1275.43,"end":1275.59,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02388833463191986},{"word":"the","start":1275.59,"end":1275.75,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02375634014606476},{"word":"pocket","start":1275.75,"end":1276.25,"confidence":0.7573242,"punctuated_word":"pocket.","sentiment":"neutral","sentiment_score":0.03182808309793472},{"word":"because","start":1276.31,"end":1276.55,"confidence":0.48754883,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.06778211146593094},{"word":"it","start":1276.55,"end":1276.63,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04390484094619751},{"word":"goes","start":1276.63,"end":1276.87,"confidence":1.0,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":-0.047777898609638214},{"word":"in","start":1276.87,"end":1277.11,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.039897844195365906},{"word":"pretax","start":1277.11,"end":1277.61,"confidence":0.8286133,"punctuated_word":"pretax,","sentiment":"neutral","sentiment_score":-0.020481348037719727},{"word":"salary","start":1278.145,"end":1278.645,"confidence":0.9980469,"punctuated_word":"Salary","sentiment":"neutral","sentiment_score":-0.030800048261880875},{"word":"sacrifice","start":1278.705,"end":1279.105,"confidence":0.9255371,"punctuated_word":"sacrifice,","sentiment":"neutral","sentiment_score":-0.037891995161771774},{"word":"they","start":1279.105,"end":1279.265,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.08648979663848877},{"word":"tax","start":1279.265,"end":1279.505,"confidence":0.9951172,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.023133963346481323},{"word":"you","start":1279.505,"end":1279.665,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03806208074092865},{"word":"on","start":1279.665,"end":1279.825,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0494454950094223},{"word":"what's","start":1279.825,"end":1280.065,"confidence":0.9995117,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.07435242831707001},{"word":"left","start":1280.065,"end":1280.385,"confidence":0.8959961,"punctuated_word":"left","sentiment":"neutral","sentiment_score":-0.07807434350252151},{"word":"over","start":1280.385,"end":1280.785,"confidence":0.9345703,"punctuated_word":"over.","sentiment":"neutral","sentiment_score":-0.08329983055591583},{"word":"so","start":1280.785,"end":1280.945,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07217683643102646},{"word":"you","start":1280.945,"end":1281.105,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07711192220449448},{"word":"put","start":1281.105,"end":1281.265,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.08405348658561707},{"word":"a","start":1281.265,"end":1281.425,"confidence":0.94921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10926228761672974},{"word":"$100","start":1281.425,"end":1281.905,"confidence":0.9995117,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":-0.1319824606180191},{"word":"in","start":1281.905,"end":1282.305,"confidence":0.89819336,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.15286317467689514},{"word":"you","start":1282.305,"end":1282.545,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18626853823661804},{"word":"lose","start":1282.545,"end":1282.865,"confidence":0.9970703,"punctuated_word":"lose","sentiment":"neutral","sentiment_score":-0.1236814633011818},{"word":"$70","start":1282.865,"end":1283.425,"confidence":1.0,"punctuated_word":"$70","sentiment":"neutral","sentiment_score":-0.10498537868261336},{"word":"in","start":1283.425,"end":1283.585,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1344750076532364},{"word":"the","start":1283.585,"end":1283.745,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14435064792633057},{"word":"pay","start":1283.745,"end":1284.245,"confidence":0.9995117,"punctuated_word":"pay.","sentiment":"neutral","sentiment_score":-0.1022832691669464},{"word":"now","start":1286.705,"end":1287.205,"confidence":0.99609375,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.01505998522043228},{"word":"just","start":1288.865,"end":1289.105,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.024406246840953827},{"word":"based","start":1289.105,"end":1289.345,"confidence":0.99902344,"punctuated_word":"based","sentiment":"neutral","sentiment_score":-0.02021801844239235},{"word":"on","start":1289.345,"end":1289.585,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.004744991660118103},{"word":"that","start":1289.585,"end":1289.905,"confidence":0.9975586,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.014277741312980652},{"word":"400","start":1289.905,"end":1290.385,"confidence":0.9465332,"punctuated_word":"400","sentiment":"neutral","sentiment_score":0.01219043880701065},{"word":"is","start":1290.385,"end":1290.545,"confidence":0.8701172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.035192884504795074},{"word":"the","start":1290.545,"end":1290.625,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.024943727999925613},{"word":"maximum","start":1290.625,"end":1291.125,"confidence":0.8847656,"punctuated_word":"maximum.","sentiment":"neutral","sentiment_score":-0.015773385763168335},{"word":"that'll","start":1291.74,"end":1291.98,"confidence":0.71875,"punctuated_word":"That'll","sentiment":"neutral","sentiment_score":0.004078233148902655},{"word":"cost","start":1291.98,"end":1292.22,"confidence":0.9941406,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.0325264148414135},{"word":"you","start":1292.22,"end":1292.46,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025164954364299778},{"word":"300","start":1292.46,"end":1292.86,"confidence":1.0,"punctuated_word":"300","sentiment":"neutral","sentiment_score":0.045113347470760345},{"word":"a","start":1292.86,"end":1292.9401,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.025911318138241768},{"word":"week","start":1292.9401,"end":1293.18,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.020010463893413544},{"word":"out","start":1293.18,"end":1293.34,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.04280159994959831},{"word":"of","start":1293.34,"end":1293.5,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.005824677646160126},{"word":"pocket","start":1293.5,"end":1293.8201,"confidence":0.8054199,"punctuated_word":"pocket,","sentiment":"neutral","sentiment_score":0.03310622647404671},{"word":"but","start":1293.8201,"end":1294.22,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.027066312730312347},{"word":"how","start":1294.22,"end":1294.38,"confidence":0.99609375,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.0112433023750782},{"word":"much","start":1294.38,"end":1294.62,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.026554368436336517},{"word":"would","start":1294.62,"end":1294.78,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.03973238170146942},{"word":"you","start":1294.78,"end":1294.9401,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03310894966125488},{"word":"be","start":1294.9401,"end":1295.1,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03536006808280945},{"word":"thinking","start":1295.1,"end":1295.5,"confidence":1.0,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":0.03305657580494881},{"word":"to","start":1295.5,"end":1295.66,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.030316971242427822},{"word":"start","start":1295.66,"end":1295.98,"confidence":1.0,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.023791996762156487},{"word":"with","start":1295.98,"end":1296.48,"confidence":0.9995117,"punctuated_word":"with?","sentiment":"neutral","sentiment_score":0.03566896915435791},{"word":"yep","start":1302.38,"end":1302.78,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11208109557628632},{"word":"a","start":1302.78,"end":1302.86,"confidence":0.88720703,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.047775011509656906},{"word":"$100","start":1302.86,"end":1303.42,"confidence":1.0,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":0.06140531599521637},{"word":"a","start":1303.42,"end":1303.5,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06828752160072327},{"word":"fortnight","start":1303.5,"end":1303.98,"confidence":0.9604492,"punctuated_word":"fortnight,","sentiment":"neutral","sentiment_score":0.05160512775182724},{"word":"$50","start":1303.98,"end":1304.54,"confidence":0.99902344,"punctuated_word":"$50","sentiment":"neutral","sentiment_score":0.06579370051622391},{"word":"per","start":1304.54,"end":1304.7,"confidence":0.9291992,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.0442354679107666},{"word":"week","start":1304.7,"end":1305.015,"confidence":0.78222656,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.02146611362695694},{"word":"bit","start":1305.015,"end":1305.175,"confidence":0.9536133,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.020551450550556183},{"word":"of","start":1305.175,"end":1305.335,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03047697991132736},{"word":"a","start":1305.335,"end":1305.415,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02711860090494156},{"word":"dip","start":1305.415,"end":1305.495,"confidence":0.99609375,"punctuated_word":"dip","sentiment":"neutral","sentiment_score":-0.034509651362895966},{"word":"your","start":1305.495,"end":1305.735,"confidence":0.9716797,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.06735486537218094},{"word":"toe","start":1305.735,"end":1305.975,"confidence":0.9970703,"punctuated_word":"toe","sentiment":"neutral","sentiment_score":-0.04738254472613335},{"word":"in","start":1305.975,"end":1306.055,"confidence":0.9873047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06147097796201706},{"word":"the","start":1306.055,"end":1306.215,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.028380408883094788},{"word":"water","start":1306.215,"end":1306.535,"confidence":1.0,"punctuated_word":"water","sentiment":"neutral","sentiment_score":-0.024599231779575348},{"word":"kind","start":1306.535,"end":1306.6951,"confidence":0.86572266,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.030041061341762543},{"word":"of","start":1306.6951,"end":1306.775,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.009169183671474457},{"word":"thing","start":1306.775,"end":1307.095,"confidence":0.77734375,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":-0.005293179303407669},{"word":"bump","start":1307.095,"end":1307.335,"confidence":0.9980469,"punctuated_word":"bump","sentiment":"neutral","sentiment_score":0.03736121952533722},{"word":"it","start":1307.335,"end":1307.495,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.042003169655799866},{"word":"up","start":1307.495,"end":1307.655,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.03195261210203171},{"word":"a","start":1307.655,"end":1307.735,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01015973836183548},{"word":"little","start":1307.735,"end":1307.975,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.004569411277770996},{"word":"bit","start":1307.975,"end":1308.475,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.00998302549123764},{"word":"without","start":1308.615,"end":1309.015,"confidence":0.77490234,"punctuated_word":"without,","sentiment":"neutral","sentiment_score":-0.008281589485704899},{"word":"obviously","start":1309.335,"end":1309.8151,"confidence":0.8654785,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.04183340817689896},{"word":"stopping","start":1309.8151,"end":1310.135,"confidence":1.0,"punctuated_word":"stopping","sentiment":"neutral","sentiment_score":-0.03727639839053154},{"word":"you","start":1310.135,"end":1310.375,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0439331941306591},{"word":"from","start":1310.375,"end":1310.615,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.06547492742538452},{"word":"paying","start":1310.615,"end":1310.855,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.08847057074308395},{"word":"off","start":1310.855,"end":1311.015,"confidence":1.0,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.09687206894159316},{"word":"the","start":1311.015,"end":1311.175,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11384305357933044},{"word":"mortgage","start":1311.175,"end":1311.495,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":-0.09130113571882248},{"word":"and","start":1311.495,"end":1311.655,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08460229635238647},{"word":"things","start":1311.655,"end":1311.975,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.08064260333776474},{"word":"like","start":1311.975,"end":1312.135,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.07627279311418533},{"word":"that","start":1312.135,"end":1312.635,"confidence":0.9995117,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.027049928903579712},{"word":"yep","start":1319.095,"end":1319.595,"confidence":0.98657227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12713679671287537},{"word":"that's","start":1319.655,"end":1320.135,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.17433199286460876},{"word":"right","start":1320.135,"end":1320.48,"confidence":0.9995117,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.22847425937652588},{"word":"that","start":1322.96,"end":1323.2,"confidence":0.9970703,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.21439003944396973},{"word":"explains","start":1323.2,"end":1323.6,"confidence":1.0,"punctuated_word":"explains","sentiment":"neutral","sentiment_score":0.19293247163295743},{"word":"it","start":1323.6,"end":1323.6799,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.12901517748832703},{"word":"more","start":1323.6799,"end":1323.9199,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.13546305894851685},{"word":"as","start":1323.9199,"end":1324.08,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.19476240873336792},{"word":"well","start":1324.08,"end":1324.32,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.21871519088745117},{"word":"because","start":1324.32,"end":1324.48,"confidence":0.56347656,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1563585251569748},{"word":"when","start":1324.48,"end":1324.64,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.17325517535209656},{"word":"i","start":1324.64,"end":1324.72,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1233890950679779},{"word":"was","start":1324.72,"end":1324.7999,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.12799525260925293},{"word":"looking","start":1324.7999,"end":1325.04,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.1296086311340332},{"word":"at","start":1325.04,"end":1325.2,"confidence":0.9614258,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11528770625591278},{"word":"the","start":1325.2,"end":1325.36,"confidence":0.9716797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11340953409671783},{"word":"contributions","start":1325.36,"end":1325.86,"confidence":0.9470215,"punctuated_word":"contributions,","sentiment":"neutral","sentiment_score":0.09496752917766572},{"word":"i","start":1325.9199,"end":1326.08,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09443560242652892},{"word":"was","start":1326.08,"end":1326.16,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06244852393865585},{"word":"like","start":1326.16,"end":1326.4,"confidence":0.9724121,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.09706319868564606},{"word":"i","start":1326.4,"end":1326.48,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11537116765975952},{"word":"can","start":1326.48,"end":1326.72,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10469581931829453},{"word":"see","start":1326.72,"end":1326.96,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07907892763614655},{"word":"the","start":1326.96,"end":1327.12,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07150200009346008},{"word":"16%","start":1327.12,"end":1327.84,"confidence":0.9172363,"punctuated_word":"16%,","sentiment":"neutral","sentiment_score":0.1017485409975052},{"word":"and","start":1327.84,"end":1328.0,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10719425231218338},{"word":"we","start":1328.0,"end":1328.16,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10837216675281525},{"word":"did","start":1328.16,"end":1328.32,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.1200232058763504},{"word":"a","start":1328.32,"end":1328.4,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12644609808921814},{"word":"full","start":1328.4,"end":1328.64,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.14901208877563477},{"word":"breakdown","start":1328.64,"end":1328.96,"confidence":0.9970703,"punctuated_word":"breakdown","sentiment":"neutral","sentiment_score":0.09080033749341963},{"word":"with","start":1328.96,"end":1329.2,"confidence":0.99609375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12550775706768036},{"word":"your","start":1329.2,"end":1329.36,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11468800902366638},{"word":"payslip","start":1329.36,"end":1329.86,"confidence":0.8201497,"punctuated_word":"payslip.","sentiment":"neutral","sentiment_score":0.09440557658672331},{"word":"and","start":1330.0,"end":1330.16,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05935540795326233},{"word":"then","start":1330.16,"end":1330.32,"confidence":0.97802734,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04908771440386772},{"word":"i","start":1330.32,"end":1330.4,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0610690712928772},{"word":"saw","start":1330.4,"end":1330.64,"confidence":0.9980469,"punctuated_word":"saw","sentiment":"neutral","sentiment_score":0.041574254631996155},{"word":"the","start":1330.64,"end":1330.72,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04152669012546539},{"word":"11,000","start":1330.72,"end":1331.16,"confidence":0.8237915,"punctuated_word":"11,000.","sentiment":"neutral","sentiment_score":0.03843369334936142},{"word":"i","start":1331.16,"end":1331.28,"confidence":0.5019531,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.015001174062490463},{"word":"went","start":1331.28,"end":1331.52,"confidence":0.9489746,"punctuated_word":"went,","sentiment":"neutral","sentiment_score":0.00013794749975204468},{"word":"hang","start":1331.52,"end":1331.6799,"confidence":0.99902344,"punctuated_word":"hang","sentiment":"neutral","sentiment_score":-0.005746364593505859},{"word":"on","start":1331.6799,"end":1331.76,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01314493641257286},{"word":"a","start":1331.76,"end":1331.9199,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006004078313708305},{"word":"second","start":1331.9199,"end":1332.16,"confidence":0.9921875,"punctuated_word":"second.","sentiment":"neutral","sentiment_score":-0.007416354492306709},{"word":"that","start":1332.16,"end":1332.32,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.0005075857043266296},{"word":"doesn't","start":1332.32,"end":1332.5599,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.005016244947910309},{"word":"actually","start":1332.5599,"end":1332.7999,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.016035310924053192},{"word":"work","start":1332.7999,"end":1333.04,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.017590761184692383},{"word":"out","start":1333.04,"end":1333.2,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.03553454205393791},{"word":"to","start":1333.2,"end":1333.36,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.030041389167308807},{"word":"be","start":1333.36,"end":1333.44,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04337530210614205},{"word":"16%","start":1333.44,"end":1334.24,"confidence":0.99780273,"punctuated_word":"16%.","sentiment":"neutral","sentiment_score":0.04882213473320007},{"word":"so","start":1334.24,"end":1334.655,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0736389085650444},{"word":"four","start":1334.8151,"end":1334.975,"confidence":0.9941406,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.038642894476652145},{"word":"months","start":1334.975,"end":1335.0549,"confidence":0.99902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.055701687932014465},{"word":"of","start":1335.0549,"end":1335.135,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06903014332056046},{"word":"the","start":1335.135,"end":1335.375,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1039763018488884},{"word":"year","start":1335.375,"end":1335.615,"confidence":0.98950195,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.1155128926038742},{"word":"i've","start":1335.615,"end":1335.855,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.1354580968618393},{"word":"got","start":1335.855,"end":1335.935,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.16966627538204193},{"word":"that","start":1335.935,"end":1336.175,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1456252783536911},{"word":"added","start":1336.175,"end":1336.415,"confidence":1.0,"punctuated_word":"added","sentiment":"neutral","sentiment_score":0.12824364006519318},{"word":"onto","start":1336.415,"end":1336.915,"confidence":0.66845703,"punctuated_word":"onto","sentiment":"neutral","sentiment_score":0.10398736596107484},{"word":"our","start":1337.4551,"end":1337.935,"confidence":0.99316406,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.13094393908977509},{"word":"dashboard","start":1337.935,"end":1338.435,"confidence":0.76831055,"punctuated_word":"dashboard.","sentiment":"neutral","sentiment_score":0.1062437891960144},{"word":"just","start":1338.5751,"end":1338.8151,"confidence":0.98095703,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.06948909163475037},{"word":"so","start":1338.8151,"end":1338.975,"confidence":0.93847656,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.053451426327228546},{"word":"anytime","start":1338.975,"end":1339.375,"confidence":0.9160156,"punctuated_word":"anytime","sentiment":"neutral","sentiment_score":0.044397782534360886},{"word":"anyone","start":1339.375,"end":1339.6951,"confidence":0.9970703,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":0.020654162392020226},{"word":"looks","start":1339.6951,"end":1339.855,"confidence":1.0,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.035843972116708755},{"word":"at","start":1339.855,"end":1340.015,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03561767563223839},{"word":"it","start":1340.015,"end":1340.095,"confidence":0.9782715,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.029524540528655052},{"word":"they","start":1340.095,"end":1340.3351,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.001289665699005127},{"word":"go","start":1340.3351,"end":1340.8151,"confidence":0.9970703,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.00920572504401207},{"word":"gotcha","start":1347.775,"end":1348.275,"confidence":0.99104816,"punctuated_word":"gotcha.","sentiment":"neutral","sentiment_score":0.09652388095855712},{"word":"perfect","start":1354.99,"end":1355.47,"confidence":0.99560547,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5803154110908508},{"word":"perfect","start":1355.47,"end":1355.95,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5325109958648682},{"word":"now","start":1355.95,"end":1356.45,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.23517587780952456},{"word":"for","start":1356.75,"end":1357.15,"confidence":0.9838867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.18438395857810977},{"word":"the","start":1357.15,"end":1357.47,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.188984677195549},{"word":"salary","start":1357.47,"end":1357.97,"confidence":0.99902344,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.15512272715568542},{"word":"sacrifice","start":1358.03,"end":1358.53,"confidence":0.99560547,"punctuated_word":"sacrifice,","sentiment":"neutral","sentiment_score":0.11242944002151488},{"word":"you","start":1359.15,"end":1359.3099,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09561972320079803},{"word":"can","start":1359.3099,"end":1359.47,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12224963307380676},{"word":"actually","start":1359.47,"end":1359.87,"confidence":0.9970703,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.11879463493824004},{"word":"just","start":1359.87,"end":1360.19,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1126948818564415},{"word":"go","start":1360.19,"end":1360.4299,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.08950936794281006},{"word":"through","start":1360.4299,"end":1360.91,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.10206011682748796},{"word":"payroll","start":1360.91,"end":1361.41,"confidence":0.93847656,"punctuated_word":"payroll","sentiment":"neutral","sentiment_score":0.09472844004631042},{"word":"and","start":1361.87,"end":1362.27,"confidence":0.96972656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08603127300739288},{"word":"say","start":1362.27,"end":1362.51,"confidence":0.9926758,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.10575908422470091},{"word":"hey","start":1362.51,"end":1362.83,"confidence":0.9123535,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":0.1360779106616974},{"word":"i","start":1362.83,"end":1362.91,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13036370277404785},{"word":"would","start":1362.91,"end":1363.15,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.13179883360862732},{"word":"like","start":1363.15,"end":1363.39,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.159178227186203},{"word":"to","start":1363.39,"end":1363.5499,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17731857299804688},{"word":"do","start":1363.5499,"end":1363.995,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15822583436965942},{"word":"this","start":1364.155,"end":1364.315,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.18289487063884735},{"word":"much","start":1364.315,"end":1364.475,"confidence":0.93725586,"punctuated_word":"much,","sentiment":"neutral","sentiment_score":0.1826080083847046},{"word":"and","start":1364.475,"end":1364.715,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17612861096858978},{"word":"they'll","start":1364.715,"end":1364.955,"confidence":0.99658203,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.1608821451663971},{"word":"handle","start":1364.955,"end":1365.275,"confidence":1.0,"punctuated_word":"handle","sentiment":"neutral","sentiment_score":0.15992175042629242},{"word":"it","start":1365.275,"end":1365.515,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16834667325019836},{"word":"through","start":1365.515,"end":1365.675,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.15793108940124512},{"word":"the","start":1365.675,"end":1365.915,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.162080317735672},{"word":"payroll","start":1365.915,"end":1366.315,"confidence":1.0,"punctuated_word":"payroll","sentiment":"neutral","sentiment_score":0.07584191858768463},{"word":"system","start":1366.315,"end":1366.815,"confidence":0.9785156,"punctuated_word":"system.","sentiment":"neutral","sentiment_score":0.13358935713768005},{"word":"and","start":1366.955,"end":1367.115,"confidence":0.87841797,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1352386474609375},{"word":"that","start":1367.115,"end":1367.275,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12524095177650452},{"word":"way","start":1367.275,"end":1367.4349,"confidence":0.7636719,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.12163541465997696},{"word":"you're","start":1367.4349,"end":1367.755,"confidence":0.9921875,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.16696976125240326},{"word":"getting","start":1367.755,"end":1367.995,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.13911454379558563},{"word":"the","start":1367.995,"end":1368.395,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1688031256198883},{"word":"the","start":1368.395,"end":1368.555,"confidence":0.9667969,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16904640197753906},{"word":"tax","start":1368.555,"end":1368.795,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.13872668147087097},{"word":"deduction","start":1368.795,"end":1369.275,"confidence":0.9921875,"punctuated_word":"deduction","sentiment":"neutral","sentiment_score":0.1245129257440567},{"word":"on","start":1369.275,"end":1369.4349,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1728615015745163},{"word":"a","start":1369.4349,"end":1369.595,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16718769073486328},{"word":"fortnightly","start":1369.595,"end":1370.095,"confidence":1.0,"punctuated_word":"fortnightly","sentiment":"neutral","sentiment_score":0.1398434937000275},{"word":"basis","start":1370.235,"end":1370.735,"confidence":1.0,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.18162550032138824},{"word":"without","start":1370.955,"end":1371.275,"confidence":0.99902344,"punctuated_word":"without","sentiment":"neutral","sentiment_score":0.09060613811016084},{"word":"having","start":1371.275,"end":1371.515,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.05275706946849823},{"word":"to","start":1371.515,"end":1371.595,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01637963205575943},{"word":"wait","start":1371.595,"end":1371.835,"confidence":1.0,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.019444234669208527},{"word":"till","start":1371.835,"end":1372.075,"confidence":0.81933594,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.017237357795238495},{"word":"tax","start":1372.075,"end":1372.315,"confidence":0.99121094,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.0007096678018569946},{"word":"time","start":1372.315,"end":1372.815,"confidence":0.99853516,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.03312584012746811},{"word":"so","start":1375.515,"end":1376.015,"confidence":0.9863281,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12359336018562316},{"word":"would","start":1376.555,"end":1376.795,"confidence":0.9970703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.11999759078025818},{"word":"that","start":1376.795,"end":1377.035,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12855787575244904},{"word":"be","start":1377.035,"end":1377.4349,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.13624033331871033},{"word":"okay","start":1377.4349,"end":1377.755,"confidence":0.99902344,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.118946835398674},{"word":"for","start":1377.755,"end":1377.915,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14237800240516665},{"word":"you","start":1377.915,"end":1378.075,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10474037379026412},{"word":"to","start":1378.075,"end":1378.155,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11225168406963348},{"word":"do","start":1378.155,"end":1378.395,"confidence":0.9692383,"punctuated_word":"do?","sentiment":"neutral","sentiment_score":0.12260235846042632},{"word":"because","start":1378.395,"end":1378.635,"confidence":0.9614258,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.1367674469947815},{"word":"i","start":1378.635,"end":1378.715,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17961522936820984},{"word":"think","start":1378.715,"end":1378.955,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.2433955520391464},{"word":"that","start":1378.955,"end":1379.195,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2022472769021988},{"word":"would","start":1379.195,"end":1379.355,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.24207432568073273},{"word":"be","start":1379.355,"end":1379.79,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.23408378660678864},{"word":"simpler","start":1380.11,"end":1380.51,"confidence":0.97802734,"punctuated_word":"simpler","sentiment":"neutral","sentiment_score":0.20995783805847168},{"word":"than","start":1380.51,"end":1380.75,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.1320343017578125},{"word":"doing","start":1380.75,"end":1380.99,"confidence":0.9975586,"punctuated_word":"doing,","sentiment":"neutral","sentiment_score":0.1445366144180298},{"word":"you","start":1380.99,"end":1381.23,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10215730965137482},{"word":"know","start":1381.23,"end":1381.73,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10007573664188384},{"word":"all","start":1381.79,"end":1382.03,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07306546717882156},{"word":"the","start":1382.03,"end":1382.1901,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1006634458899498},{"word":"forms","start":1382.1901,"end":1382.51,"confidence":1.0,"punctuated_word":"forms","sentiment":"neutral","sentiment_score":0.015153128653764725},{"word":"at","start":1382.51,"end":1382.67,"confidence":0.78222656,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02456621825695038},{"word":"the","start":1382.67,"end":1382.8301,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06197584420442581},{"word":"tax","start":1382.8301,"end":1383.0701,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.06870094686746597},{"word":"time","start":1383.0701,"end":1383.39,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.08063791692256927},{"word":"with","start":1383.39,"end":1383.55,"confidence":0.94970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07145460695028305},{"word":"the","start":1383.55,"end":1383.63,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05983123183250427},{"word":"tax","start":1383.63,"end":1383.9501,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.0668385922908783},{"word":"return","start":1383.9501,"end":1384.27,"confidence":1.0,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.07214276492595673},{"word":"and","start":1384.27,"end":1384.43,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04908943176269531},{"word":"whatnot","start":1384.43,"end":1384.93,"confidence":0.99283856,"punctuated_word":"whatnot.","sentiment":"neutral","sentiment_score":0.06054101884365082},{"word":"yep","start":1388.43,"end":1388.75,"confidence":0.9914551,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08804987370967865},{"word":"now","start":1388.75,"end":1389.0701,"confidence":0.96972656,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.08759348839521408},{"word":"is","start":1389.0701,"end":1389.23,"confidence":0.9580078,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.085884690284729},{"word":"there","start":1389.23,"end":1389.39,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1250583976507187},{"word":"anything","start":1389.39,"end":1389.7101,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.14658504724502563},{"word":"that","start":1389.7101,"end":1389.87,"confidence":0.68408203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11892947554588318},{"word":"i","start":1389.87,"end":1390.03,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1053539291024208},{"word":"can","start":1390.03,"end":1390.27,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10821343958377838},{"word":"send","start":1390.27,"end":1390.51,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.07749748229980469},{"word":"you","start":1390.51,"end":1390.8301,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0921509861946106},{"word":"information","start":1390.8301,"end":1391.3301,"confidence":0.99121094,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.0951739177107811},{"word":"wise","start":1391.39,"end":1391.7101,"confidence":0.86816406,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.09944061934947968},{"word":"or","start":1391.7101,"end":1391.87,"confidence":0.9941406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08449141681194305},{"word":"do","start":1391.87,"end":1391.9501,"confidence":0.96875,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07339334487915039},{"word":"you","start":1391.9501,"end":1392.11,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08186820149421692},{"word":"think","start":1392.11,"end":1392.27,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.06536544114351273},{"word":"they're","start":1392.27,"end":1392.43,"confidence":0.9970703,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.07417318969964981},{"word":"pretty","start":1392.43,"end":1392.825,"confidence":0.9941406,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.07297586649656296},{"word":"across","start":1392.825,"end":1392.985,"confidence":0.76171875,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.04546738043427467},{"word":"it","start":1392.985,"end":1393.1449,"confidence":0.49951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0755714699625969},{"word":"that","start":1393.1449,"end":1393.2249,"confidence":0.85595703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07808922976255417},{"word":"if","start":1393.2249,"end":1393.3049,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09136073291301729},{"word":"you","start":1393.3049,"end":1393.5449,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08011789619922638},{"word":"told","start":1393.5449,"end":1393.7849,"confidence":0.66796875,"punctuated_word":"told","sentiment":"neutral","sentiment_score":0.09323476254940032},{"word":"them","start":1393.7849,"end":1394.0249,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.06072413548827171},{"word":"or","start":1394.0249,"end":1394.105,"confidence":0.92578125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09840811043977736},{"word":"filled","start":1394.105,"end":1394.345,"confidence":0.984375,"punctuated_word":"filled","sentiment":"neutral","sentiment_score":0.12270691990852356},{"word":"in","start":1394.345,"end":1394.465,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13318832218647003},{"word":"a","start":1394.465,"end":1394.585,"confidence":0.97265625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1175188198685646},{"word":"form","start":1394.585,"end":1394.9049,"confidence":0.8720703,"punctuated_word":"form,","sentiment":"neutral","sentiment_score":0.11337893456220628},{"word":"they","start":1394.9049,"end":1395.065,"confidence":0.8798828,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.12397180497646332},{"word":"would","start":1395.065,"end":1395.225,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.18708306550979617},{"word":"be","start":1395.225,"end":1395.385,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.14865513145923617},{"word":"okay","start":1395.385,"end":1395.7849,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.1111348569393158},{"word":"to","start":1395.7849,"end":1395.865,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11917814612388612},{"word":"do","start":1395.865,"end":1396.105,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07841383665800095},{"word":"that","start":1396.105,"end":1396.605,"confidence":0.9567871,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.04909442365169525},{"word":"do","start":1396.6649,"end":1396.825,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.00805828720331192},{"word":"you","start":1396.825,"end":1396.9049,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0001829303801059723},{"word":"need","start":1396.9049,"end":1397.065,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.006649615243077278},{"word":"anything","start":1397.065,"end":1397.465,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.003133609890937805},{"word":"from","start":1397.465,"end":1397.705,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.010144202038645744},{"word":"us","start":1397.705,"end":1398.205,"confidence":1.0,"punctuated_word":"us?","sentiment":"neutral","sentiment_score":-0.007799909450113773},{"word":"cool","start":1406.745,"end":1406.985,"confidence":0.7208252,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.37198275327682495},{"word":"yeah","start":1406.985,"end":1407.385,"confidence":0.9436035,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2876388430595398},{"word":"pretty","start":1407.385,"end":1407.625,"confidence":0.99609375,"punctuated_word":"Pretty","sentiment":"positive","sentiment_score":0.43762773275375366},{"word":"much","start":1407.625,"end":1407.96,"confidence":0.9995117,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.4224517345428467},{"word":"that's","start":1408.0399,"end":1408.2799,"confidence":0.8510742,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5028418302536011},{"word":"pretty","start":1408.2799,"end":1408.44,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.4570348262786865},{"word":"much","start":1408.44,"end":1408.6,"confidence":0.99902344,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.5125986933708191},{"word":"how","start":1408.6,"end":1408.72,"confidence":0.99609375,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.4822039008140564},{"word":"it","start":1408.72,"end":1408.84,"confidence":0.9951172,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.527248203754425},{"word":"works","start":1408.84,"end":1409.08,"confidence":0.9902344,"punctuated_word":"works.","sentiment":"positive","sentiment_score":0.4446696937084198},{"word":"i","start":1409.08,"end":1409.24,"confidence":0.60302734,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4023739993572235},{"word":"i","start":1409.24,"end":1409.32,"confidence":0.7597656,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3840906023979187},{"word":"do","start":1409.32,"end":1409.5599,"confidence":0.9970703,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3462660610675812},{"word":"get","start":1409.5599,"end":1409.72,"confidence":0.9980469,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.3350973129272461},{"word":"the","start":1409.72,"end":1409.96,"confidence":0.7763672,"punctuated_word":"the,","sentiment":"neutral","sentiment_score":0.29401904344558716},{"word":"i","start":1409.96,"end":1410.12,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.27316439151763916},{"word":"guess","start":1410.12,"end":1410.36,"confidence":0.99560547,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":0.2301311194896698},{"word":"5%","start":1410.36,"end":1410.9199,"confidence":1.0,"punctuated_word":"5%","sentiment":"positive","sentiment_score":0.3356185853481293},{"word":"of","start":1410.9199,"end":1411.08,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.29952606558799744},{"word":"the","start":1411.08,"end":1411.1599,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.29220378398895264},{"word":"time","start":1411.1599,"end":1411.32,"confidence":0.80859375,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.25787657499313354},{"word":"there's","start":1411.32,"end":1411.5599,"confidence":0.99560547,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.2352622747421265},{"word":"a","start":1411.5599,"end":1411.72,"confidence":0.8730469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19311976432800293},{"word":"old","start":1411.72,"end":1411.96,"confidence":0.48999023,"punctuated_word":"old","sentiment":"neutral","sentiment_score":0.127458393573761},{"word":"employee","start":1411.96,"end":1412.2799,"confidence":0.65966797,"punctuated_word":"employee","sentiment":"neutral","sentiment_score":0.07228570431470871},{"word":"that","start":1412.2799,"end":1412.36,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14899194240570068},{"word":"goes","start":1412.36,"end":1412.6799,"confidence":0.98950195,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":0.15805867314338684},{"word":"oh","start":1412.6799,"end":1412.84,"confidence":0.95947266,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.20167994499206543},{"word":"can","start":1412.84,"end":1413.0,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17524293065071106},{"word":"you","start":1413.0,"end":1413.1599,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17550373077392578},{"word":"please","start":1413.1599,"end":1413.48,"confidence":1.0,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.15482047200202942},{"word":"send","start":1413.48,"end":1413.64,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.1665554940700531},{"word":"through","start":1413.64,"end":1413.96,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.23611290752887729},{"word":"these","start":1413.96,"end":1414.2,"confidence":1.0,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.22132115066051483},{"word":"details","start":1414.2,"end":1414.6799,"confidence":1.0,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.12545302510261536},{"word":"and","start":1414.6799,"end":1414.84,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1528860479593277},{"word":"those","start":1414.84,"end":1415.08,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.19032208621501925},{"word":"details","start":1415.08,"end":1415.5599,"confidence":0.9436035,"punctuated_word":"details?","sentiment":"neutral","sentiment_score":0.12422073632478714},{"word":"and","start":1415.5599,"end":1416.0599,"confidence":0.9902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.22767046093940735},{"word":"if","start":1416.2,"end":1416.44,"confidence":0.86328125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.24032707512378693},{"word":"they're","start":1416.44,"end":1416.52,"confidence":0.9394531,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.2642878293991089},{"word":"already","start":1416.52,"end":1416.84,"confidence":1.0,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.3160960376262665},{"word":"paying","start":1416.84,"end":1417.08,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.2452945113182068},{"word":"the","start":1417.08,"end":1417.24,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3221273422241211},{"word":"super","start":1417.24,"end":1417.74,"confidence":0.9946289,"punctuated_word":"super,","sentiment":"positive","sentiment_score":0.38432368636131287},{"word":"it's","start":1417.7999,"end":1418.0399,"confidence":1.0,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.4647002816200256},{"word":"pretty","start":1418.0399,"end":1418.2799,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.4934520721435547},{"word":"easy","start":1418.2799,"end":1418.6,"confidence":1.0,"punctuated_word":"easy","sentiment":"positive","sentiment_score":0.4446305632591248},{"word":"for","start":1418.6,"end":1418.6799,"confidence":0.99316406,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3868812322616577},{"word":"them","start":1418.6799,"end":1418.84,"confidence":0.99609375,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.22838938236236572},{"word":"to","start":1418.84,"end":1418.9199,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2864188551902771},{"word":"hop","start":1418.9199,"end":1419.08,"confidence":1.0,"punctuated_word":"hop","sentiment":"neutral","sentiment_score":0.2662121057510376},{"word":"into","start":1419.08,"end":1419.3999,"confidence":0.9941406,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.23007754981517792},{"word":"the","start":1419.3999,"end":1419.5599,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2398301661014557},{"word":"accounting","start":1419.5599,"end":1419.96,"confidence":1.0,"punctuated_word":"accounting","sentiment":"neutral","sentiment_score":0.13567572832107544},{"word":"system","start":1419.96,"end":1420.2799,"confidence":1.0,"punctuated_word":"system","sentiment":"neutral","sentiment_score":0.12479546666145323},{"word":"and","start":1420.2799,"end":1420.52,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14808356761932373},{"word":"and","start":1420.52,"end":1420.76,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10985105484724043},{"word":"change","start":1420.76,"end":1421.08,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.1634754240512848},{"word":"the","start":1421.08,"end":1421.24,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0869797021150589},{"word":"salary","start":1421.24,"end":1421.74,"confidence":1.0,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.009714394807815552},{"word":"sacrifice","start":1421.7999,"end":1422.2999,"confidence":0.98999023,"punctuated_word":"sacrifice.","sentiment":"neutral","sentiment_score":0.0937865674495697},{"word":"but","start":1424.9651,"end":1425.2051,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.11845305562019348},{"word":"if","start":1425.2051,"end":1425.365,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1115993857383728},{"word":"anything","start":1425.365,"end":1425.685,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.10563667118549348},{"word":"does","start":1425.685,"end":1425.925,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.08942791819572449},{"word":"pop","start":1425.925,"end":1426.0851,"confidence":1.0,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.1019647940993309},{"word":"up","start":1426.0851,"end":1426.3251,"confidence":0.9995117,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.06959770619869232},{"word":"please","start":1426.3251,"end":1426.5651,"confidence":1.0,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.07464970648288727},{"word":"give","start":1426.5651,"end":1426.725,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.08237632364034653},{"word":"us","start":1426.725,"end":1426.8049,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.08110662549734116},{"word":"a","start":1426.8049,"end":1426.885,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1298384815454483},{"word":"call","start":1426.885,"end":1427.285,"confidence":0.9592285,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.1068718209862709},{"word":"and","start":1427.285,"end":1427.525,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08921480923891068},{"word":"we'd","start":1427.525,"end":1427.765,"confidence":0.98339844,"punctuated_word":"we'd","sentiment":"neutral","sentiment_score":0.12037964910268784},{"word":"be","start":1427.765,"end":1427.845,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07182452827692032},{"word":"more","start":1427.845,"end":1428.005,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.29722869396209717},{"word":"than","start":1428.005,"end":1428.165,"confidence":1.0,"punctuated_word":"than","sentiment":"positive","sentiment_score":0.4110521972179413},{"word":"happy","start":1428.165,"end":1428.485,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.4974243640899658},{"word":"to","start":1428.485,"end":1428.5651,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31358957290649414},{"word":"generate","start":1428.5651,"end":1428.9651,"confidence":1.0,"punctuated_word":"generate","sentiment":"neutral","sentiment_score":0.30865195393562317},{"word":"any","start":1428.9651,"end":1429.2051,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.3157998323440552},{"word":"reports","start":1429.2051,"end":1429.605,"confidence":0.9790039,"punctuated_word":"reports","sentiment":"positive","sentiment_score":0.3641695976257324},{"word":"or","start":1429.605,"end":1429.765,"confidence":0.97509766,"punctuated_word":"or","sentiment":"positive","sentiment_score":0.4334803819656372},{"word":"information","start":1429.765,"end":1430.265,"confidence":1.0,"punctuated_word":"information","sentiment":"positive","sentiment_score":0.36260658502578735},{"word":"and","start":1430.5651,"end":1430.805,"confidence":0.890625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24195373058319092},{"word":"even","start":1430.805,"end":1431.045,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.12312997877597807},{"word":"cc","start":1431.045,"end":1431.4451,"confidence":0.7241211,"punctuated_word":"cc","sentiment":"neutral","sentiment_score":0.10508580505847932},{"word":"them","start":1431.4451,"end":1431.685,"confidence":0.9970703,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.09957793354988098},{"word":"in","start":1431.685,"end":1432.185,"confidence":0.99853516,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.11735939979553224},{"word":"oh","start":1443.74,"end":1444.24,"confidence":0.6472168,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.057443708181381226},{"word":"interesting","start":1444.86,"end":1445.36,"confidence":0.9926758,"punctuated_word":"interesting.","sentiment":"neutral","sentiment_score":0.032211050391197205},{"word":"yeah","start":1463.53,"end":1463.85,"confidence":0.86865234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.004450222477316856},{"word":"they","start":1463.85,"end":1464.17,"confidence":0.9970703,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.025832999497652057},{"word":"do","start":1464.17,"end":1464.57,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.007619895040988922},{"word":"always","start":1464.57,"end":1464.97,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.00008184462785720825},{"word":"say","start":1464.97,"end":1465.21,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.016484126448631287},{"word":"that","start":1465.21,"end":1465.45,"confidence":0.8527832,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.018989713862538338},{"word":"but","start":1465.45,"end":1465.69,"confidence":0.73095703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04558731988072395},{"word":"nothing","start":1465.69,"end":1466.09,"confidence":1.0,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.07258191704750061},{"word":"changes","start":1466.09,"end":1466.57,"confidence":0.814209,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":-0.09048150479793549},{"word":"but","start":1466.57,"end":1467.07,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.03480587899684906},{"word":"i'm","start":1467.53,"end":1467.77,"confidence":0.8791504,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.00761875044554472},{"word":"assuming","start":1467.77,"end":1468.27,"confidence":0.97802734,"punctuated_word":"assuming","sentiment":"neutral","sentiment_score":-0.0011920817196369171},{"word":"what","start":1468.89,"end":1469.29,"confidence":0.9838867,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0029653608798980713},{"word":"tends","start":1469.29,"end":1469.53,"confidence":1.0,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":0.0016112513840198517},{"word":"to","start":1469.53,"end":1469.61,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010296769440174105},{"word":"happen","start":1469.61,"end":1469.93,"confidence":1.0,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":0.005668334662914276},{"word":"is","start":1469.93,"end":1470.43,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.003789015114307403},{"word":"payroll","start":1470.73,"end":1471.13,"confidence":0.9707031,"punctuated_word":"payroll","sentiment":"neutral","sentiment_score":-0.034953340888023376},{"word":"tends","start":1471.13,"end":1471.37,"confidence":1.0,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":-0.008840549737215042},{"word":"to","start":1471.37,"end":1471.53,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.005295418202877045},{"word":"carry","start":1471.53,"end":1471.85,"confidence":1.0,"punctuated_word":"carry","sentiment":"neutral","sentiment_score":0.0029200389981269836},{"word":"across","start":1471.85,"end":1472.25,"confidence":1.0,"punctuated_word":"across","sentiment":"neutral","sentiment_score":-0.006308406591415405},{"word":"pretty","start":1472.25,"end":1472.49,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.012839049100875854},{"word":"well","start":1472.49,"end":1472.99,"confidence":0.8864746,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.013793610036373138},{"word":"but","start":1473.45,"end":1473.69,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.014793328940868378},{"word":"sometimes","start":1473.69,"end":1474.19,"confidence":0.9526367,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":-0.020341433584690097},{"word":"if","start":1474.25,"end":1474.49,"confidence":0.67529297,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.02350208535790443},{"word":"they","start":1474.49,"end":1474.65,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.05505327880382538},{"word":"are","start":1474.65,"end":1474.8099,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.03571700304746628},{"word":"changing","start":1474.8099,"end":1475.29,"confidence":1.0,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":-0.0655001550912857},{"word":"payroll","start":1475.29,"end":1475.77,"confidence":1.0,"punctuated_word":"payroll","sentiment":"neutral","sentiment_score":-0.09167982637882233},{"word":"systems","start":1475.77,"end":1476.25,"confidence":0.9975586,"punctuated_word":"systems,","sentiment":"neutral","sentiment_score":-0.05488444119691849},{"word":"they","start":1476.25,"end":1476.41,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.05266220867633819},{"word":"may","start":1476.41,"end":1476.91,"confidence":0.9980469,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.03075038641691208},{"word":"send","start":1476.915,"end":1477.155,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":-0.04953090101480484},{"word":"out","start":1477.155,"end":1477.3151,"confidence":0.99609375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.05122815817594528},{"word":"a","start":1477.3151,"end":1477.395,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0300888791680336},{"word":"big","start":1477.395,"end":1477.7151,"confidence":0.99902344,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.006052695214748383},{"word":"notice","start":1477.7151,"end":1478.115,"confidence":1.0,"punctuated_word":"notice","sentiment":"neutral","sentiment_score":-0.05172191560268402},{"word":"to","start":1478.115,"end":1478.275,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.057186223566532135},{"word":"all","start":1478.275,"end":1478.435,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.020468391478061676},{"word":"the","start":1478.435,"end":1478.5951,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03849615901708603},{"word":"employees","start":1478.5951,"end":1478.915,"confidence":0.9760742,"punctuated_word":"employees","sentiment":"neutral","sentiment_score":-0.03289128094911575},{"word":"saying","start":1478.915,"end":1479.155,"confidence":0.9873047,"punctuated_word":"saying,","sentiment":"neutral","sentiment_score":0.02536267787218094},{"word":"hey","start":1479.155,"end":1479.395,"confidence":0.9477539,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":-0.014532960951328278},{"word":"we're","start":1479.395,"end":1479.555,"confidence":1.0,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.015590488910675049},{"word":"changing","start":1479.555,"end":1479.9551,"confidence":1.0,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":-0.046672523021698},{"word":"payroll","start":1479.9551,"end":1480.355,"confidence":1.0,"punctuated_word":"payroll","sentiment":"neutral","sentiment_score":-0.07285385578870773},{"word":"systems","start":1480.355,"end":1480.755,"confidence":0.99902344,"punctuated_word":"systems","sentiment":"neutral","sentiment_score":-0.07932521402835846},{"word":"under","start":1480.755,"end":1481.0751,"confidence":1.0,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.020871058106422424},{"word":"the","start":1481.0751,"end":1481.155,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.026820167899131775},{"word":"new","start":1481.155,"end":1481.395,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.030280858278274536},{"word":"name","start":1481.395,"end":1481.895,"confidence":0.93310547,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":-0.03925066813826561},{"word":"and","start":1481.9551,"end":1482.1951,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.000015780329704284668},{"word":"you","start":1482.1951,"end":1482.275,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0056438148021698},{"word":"guys","start":1482.275,"end":1482.5951,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.026110313832759857},{"word":"may","start":1482.5951,"end":1482.755,"confidence":0.96777344,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.019491679966449738},{"word":"have","start":1482.755,"end":1482.915,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03706289827823639},{"word":"to","start":1482.915,"end":1483.415,"confidence":0.99902344,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.03637898340821266},{"word":"you","start":1483.4751,"end":1483.635,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.058049045503139496},{"word":"know","start":1483.635,"end":1484.035,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.05204151943325997},{"word":"resign","start":1484.035,"end":1484.535,"confidence":0.64746094,"punctuated_word":"resign","sentiment":"neutral","sentiment_score":-0.052697889506816864},{"word":"something","start":1484.5951,"end":1484.915,"confidence":0.9980469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.10015526413917542},{"word":"for","start":1484.915,"end":1485.0751,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.08689035475254059},{"word":"your","start":1485.0751,"end":1485.3151,"confidence":0.98291016,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07970788329839706},{"word":"salary","start":1485.3151,"end":1485.8151,"confidence":0.9951172,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":-0.11439650505781174},{"word":"sacrifice","start":1485.875,"end":1486.355,"confidence":0.9819336,"punctuated_word":"sacrifice","sentiment":"neutral","sentiment_score":-0.08860373497009277},{"word":"or","start":1486.355,"end":1486.515,"confidence":0.98828125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03791814297437668},{"word":"whatever","start":1486.515,"end":1486.8351,"confidence":1.0,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.02600722759962082},{"word":"it","start":1486.8351,"end":1486.995,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.012258507311344148},{"word":"is","start":1486.995,"end":1487.495,"confidence":0.9309082,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.03352713957428932},{"word":"but","start":1487.635,"end":1488.135,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.017267979681491852},{"word":"maybe","start":1488.1951,"end":1488.515,"confidence":0.7792969,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.013025030493736269},{"word":"just","start":1488.515,"end":1488.755,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.023498788475990295},{"word":"keep","start":1488.755,"end":1488.915,"confidence":0.9951172,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.01022975891828537},{"word":"an","start":1488.915,"end":1489.0751,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.0314556285738945},{"word":"eye","start":1489.0751,"end":1489.235,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":0.00436776876449585},{"word":"out","start":1489.235,"end":1489.395,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.03379509598016739},{"word":"for","start":1489.395,"end":1489.555,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.024712413549423214},{"word":"any","start":1489.555,"end":1489.795,"confidence":0.94628906,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.02173972874879837},{"word":"notices","start":1489.795,"end":1490.275,"confidence":0.27954102,"punctuated_word":"notices","sentiment":"neutral","sentiment_score":0.004693016409873962},{"word":"or","start":1490.275,"end":1490.435,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0035082101821899414},{"word":"anything","start":1490.435,"end":1490.755,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.002001449465751648},{"word":"like","start":1490.755,"end":1490.915,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.0426255464553833},{"word":"that","start":1490.915,"end":1491.21,"confidence":0.99560547,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.01053377240896225},{"word":"cool","start":1493.37,"end":1493.87,"confidence":0.8071289,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.3201846480369568},{"word":"and","start":1494.6499,"end":1495.0499,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.21636223793029785},{"word":"the","start":1495.0499,"end":1495.21,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1914149671792984},{"word":"last","start":1495.21,"end":1495.45,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.14390499889850616},{"word":"thing","start":1495.45,"end":1495.77,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.16894540190696716},{"word":"to","start":1495.77,"end":1495.9299,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14204242825508118},{"word":"go","start":1495.9299,"end":1496.09,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.15427565574645996},{"word":"over","start":1496.09,"end":1496.33,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.15749074518680573},{"word":"with","start":1496.33,"end":1496.49,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12131976336240768},{"word":"you","start":1496.49,"end":1496.6499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15587018430233002},{"word":"as","start":1496.6499,"end":1496.89,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.17987340688705444},{"word":"well","start":1496.89,"end":1497.39,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.1703047156333923},{"word":"is","start":1498.09,"end":1498.49,"confidence":0.9902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13931849598884585},{"word":"the","start":1498.49,"end":1498.99,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14517298340797424},{"word":"insurances","start":1499.13,"end":1499.63,"confidence":0.9996745,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.1472279131412506},{"word":"now","start":1499.85,"end":1500.09,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1250714659690857},{"word":"if","start":1500.09,"end":1500.25,"confidence":0.98828125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14321953058242798},{"word":"you","start":1500.25,"end":1500.4099,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11949215829372406},{"word":"still","start":1500.4099,"end":1500.57,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.1179334819316864},{"word":"have","start":1500.57,"end":1500.73,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11830885708332062},{"word":"that","start":1500.73,"end":1501.0499,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11648048460483552},{"word":"email","start":1501.0499,"end":1501.45,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.09216608107089996},{"word":"open","start":1501.45,"end":1501.95,"confidence":0.99658203,"punctuated_word":"open,","sentiment":"neutral","sentiment_score":0.11206437647342682},{"word":"are","start":1502.57,"end":1502.73,"confidence":0.94189453,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.11541716754436492},{"word":"you","start":1502.73,"end":1502.89,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10694777965545654},{"word":"able","start":1502.89,"end":1503.13,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.11706290394067764},{"word":"to","start":1503.13,"end":1503.2899,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10530507564544678},{"word":"skip","start":1503.2899,"end":1503.61,"confidence":1.0,"punctuated_word":"skip","sentiment":"neutral","sentiment_score":0.11189202964305878},{"word":"through","start":1503.61,"end":1504.11,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0753077045083046},{"word":"through","start":1504.8099,"end":1505.0499,"confidence":0.76953125,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.09786674380302428},{"word":"the","start":1505.0499,"end":1505.37,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10192981362342834},{"word":"the","start":1505.37,"end":1505.87,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10147960484027864},{"word":"next","start":1505.9299,"end":1506.33,"confidence":0.7270508,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.12271791696548462},{"word":"two","start":1506.33,"end":1506.49,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.07388076931238174},{"word":"documents","start":1506.49,"end":1506.99,"confidence":1.0,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.049835748970508575},{"word":"for","start":1507.7451,"end":1507.9851,"confidence":0.6582031,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08937014639377594},{"word":"that","start":1507.9851,"end":1508.2251,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0978679209947586},{"word":"next","start":1508.2251,"end":1508.545,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.10246318578720091},{"word":"document","start":1508.545,"end":1509.045,"confidence":0.8955078,"punctuated_word":"document.","sentiment":"neutral","sentiment_score":0.041804663836956024},{"word":"yes","start":1513.7451,"end":1514.145,"confidence":0.8359375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.017688143998384476},{"word":"so","start":1514.145,"end":1514.645,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0176217183470726},{"word":"that","start":1514.7051,"end":1515.2051,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.017164703458547592},{"word":"that","start":1515.265,"end":1515.505,"confidence":0.89453125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0202522873878479},{"word":"performance","start":1515.505,"end":1515.9851,"confidence":0.99902344,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":-0.0114385187625885},{"word":"table","start":1515.9851,"end":1516.305,"confidence":1.0,"punctuated_word":"table","sentiment":"neutral","sentiment_score":0.012562062591314316},{"word":"we're","start":1516.305,"end":1516.4651,"confidence":0.9916992,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.0033566418569535017},{"word":"looking","start":1516.4651,"end":1516.625,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.007619176059961319},{"word":"at","start":1516.625,"end":1516.785,"confidence":0.9436035,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":-0.03609780967235565},{"word":"that's","start":1516.785,"end":1516.9451,"confidence":0.9909668,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.04284759983420372},{"word":"like","start":1516.9451,"end":1517.185,"confidence":0.6152344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.03418496623635292},{"word":"a","start":1517.185,"end":1517.265,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03355158120393753},{"word":"four","start":1517.265,"end":1517.505,"confidence":0.97265625,"punctuated_word":"four","sentiment":"neutral","sentiment_score":-0.03868382051587105},{"word":"page","start":1517.505,"end":1517.8251,"confidence":1.0,"punctuated_word":"page","sentiment":"neutral","sentiment_score":-0.025890842080116272},{"word":"document","start":1517.8251,"end":1518.3251,"confidence":0.9501953,"punctuated_word":"document.","sentiment":"neutral","sentiment_score":-0.007629100233316421},{"word":"and","start":1518.545,"end":1518.785,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07343272864818573},{"word":"then","start":1518.785,"end":1519.265,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06637472659349442},{"word":"if","start":1519.265,"end":1519.505,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08714769035577774},{"word":"you","start":1519.505,"end":1519.665,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08741722255945206},{"word":"click","start":1519.665,"end":1519.905,"confidence":1.0,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.08369667083024979},{"word":"next","start":1519.905,"end":1520.145,"confidence":0.9980469,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.04840155690908432},{"word":"document","start":1520.145,"end":1520.385,"confidence":0.9946289,"punctuated_word":"document,","sentiment":"neutral","sentiment_score":0.04620835185050965},{"word":"it","start":1520.385,"end":1520.625,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07319565117359161},{"word":"should","start":1520.625,"end":1520.8651,"confidence":0.9980469,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.11157991737127304},{"word":"take","start":1520.8651,"end":1521.025,"confidence":0.9980469,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.11175741255283356},{"word":"you","start":1521.025,"end":1521.1051,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07475370168685913},{"word":"to","start":1521.1051,"end":1521.39,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09695465862751008},{"word":"the","start":1521.39,"end":1521.47,"confidence":0.90234375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08363067358732224},{"word":"third","start":1521.47,"end":1521.79,"confidence":0.99902344,"punctuated_word":"third","sentiment":"neutral","sentiment_score":0.07240372151136398},{"word":"one","start":1521.79,"end":1522.11,"confidence":0.98657227,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.07213445007801056},{"word":"which","start":1522.11,"end":1522.35,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.10236766934394836},{"word":"is","start":1522.35,"end":1522.51,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10760176181793212},{"word":"like","start":1522.51,"end":1522.67,"confidence":0.8339844,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.100704163312912},{"word":"a","start":1522.67,"end":1522.83,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11848744750022888},{"word":"big","start":1522.83,"end":1523.0701,"confidence":0.99902344,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.1629449874162674},{"word":"red","start":1523.0701,"end":1523.39,"confidence":0.9633789,"punctuated_word":"red","sentiment":"neutral","sentiment_score":0.12667544186115265},{"word":"vanguard","start":1523.39,"end":1523.89,"confidence":0.7714844,"punctuated_word":"Vanguard","sentiment":"neutral","sentiment_score":0.09888744354248048},{"word":"chart","start":1524.03,"end":1524.35,"confidence":0.9970703,"punctuated_word":"chart","sentiment":"neutral","sentiment_score":0.1353795826435089},{"word":"with","start":1524.35,"end":1524.51,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1637474149465561},{"word":"all","start":1524.51,"end":1524.67,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.13624291121959686},{"word":"the","start":1524.67,"end":1524.83,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0901724249124527},{"word":"different","start":1524.83,"end":1525.31,"confidence":0.99902344,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.08759567141532898},{"word":"stock","start":1525.31,"end":1525.55,"confidence":0.99902344,"punctuated_word":"stock","sentiment":"neutral","sentiment_score":0.05794524773955345},{"word":"market","start":1525.55,"end":1526.03,"confidence":0.99902344,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.05442433059215546},{"word":"graphs","start":1526.03,"end":1526.35,"confidence":0.9921875,"punctuated_word":"graphs","sentiment":"neutral","sentiment_score":0.06477773189544678},{"word":"going","start":1526.35,"end":1526.75,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.12554548680782318},{"word":"up","start":1526.75,"end":1526.83,"confidence":0.9580078,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1504058837890625},{"word":"and","start":1526.83,"end":1526.91,"confidence":0.88427734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0742032378911972},{"word":"down","start":1526.91,"end":1527.41,"confidence":0.9975586,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":0.061417169868946075},{"word":"just","start":1528.27,"end":1528.51,"confidence":0.98095703,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.04010139778256416},{"word":"wanna","start":1528.51,"end":1528.83,"confidence":0.94189453,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05873763561248779},{"word":"skip","start":1528.83,"end":1529.15,"confidence":0.99902344,"punctuated_word":"skip","sentiment":"neutral","sentiment_score":0.05165939033031464},{"word":"past","start":1529.15,"end":1529.39,"confidence":0.9326172,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.044969767332077026},{"word":"that","start":1529.39,"end":1529.55,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05619457736611366},{"word":"one","start":1529.55,"end":1529.79,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.046825945377349854},{"word":"to","start":1529.79,"end":1529.9501,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04501163586974144},{"word":"the","start":1529.9501,"end":1530.11,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05609210580587387},{"word":"green","start":1530.11,"end":1530.59,"confidence":0.98828125,"punctuated_word":"green","sentiment":"neutral","sentiment_score":0.0693979486823082},{"word":"certificate","start":1530.59,"end":1531.09,"confidence":0.99902344,"punctuated_word":"certificate","sentiment":"neutral","sentiment_score":0.06992825120687485},{"word":"of","start":1531.23,"end":1531.47,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07699364423751831},{"word":"currency","start":1531.47,"end":1531.97,"confidence":0.99902344,"punctuated_word":"currency","sentiment":"neutral","sentiment_score":0.0467158742249012},{"word":"for","start":1532.03,"end":1532.11,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.062345828860998154},{"word":"your","start":1532.11,"end":1532.35,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09418118000030518},{"word":"insurance","start":1532.35,"end":1532.83,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.06042090803384781},{"word":"policy","start":1532.83,"end":1533.33,"confidence":0.9995117,"punctuated_word":"policy.","sentiment":"neutral","sentiment_score":0.06481792032718658},{"word":"cool","start":1535.0701,"end":1535.535,"confidence":0.9946289,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.6527808904647827},{"word":"so","start":1536.495,"end":1536.655,"confidence":1.0,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.404392808675766},{"word":"you","start":1536.655,"end":1536.895,"confidence":0.9970703,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4254615008831024},{"word":"have","start":1536.895,"end":1537.2151,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4094585180282593},{"word":"$458,000","start":1537.2151,"end":1538.975,"confidence":0.998291,"punctuated_word":"$458,000","sentiment":"positive","sentiment_score":0.4192829132080078},{"word":"worth","start":1538.975,"end":1539.2151,"confidence":0.9790039,"punctuated_word":"worth","sentiment":"positive","sentiment_score":0.3402406573295593},{"word":"of","start":1539.2151,"end":1539.375,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3628790080547333},{"word":"life","start":1539.375,"end":1539.615,"confidence":1.0,"punctuated_word":"life","sentiment":"positive","sentiment_score":0.4191053509712219},{"word":"insurance","start":1539.615,"end":1540.115,"confidence":1.0,"punctuated_word":"insurance","sentiment":"positive","sentiment_score":0.4458589851856232},{"word":"and","start":1540.495,"end":1540.895,"confidence":0.94970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.33272257447242737},{"word":"total","start":1540.895,"end":1541.295,"confidence":0.99902344,"punctuated_word":"total","sentiment":"positive","sentiment_score":0.4141080379486084},{"word":"disability","start":1541.295,"end":1541.795,"confidence":1.0,"punctuated_word":"disability","sentiment":"positive","sentiment_score":0.3509777784347534},{"word":"insurance","start":1541.855,"end":1542.355,"confidence":1.0,"punctuated_word":"insurance","sentiment":"positive","sentiment_score":0.37280964851379395},{"word":"with","start":1542.735,"end":1543.055,"confidence":0.9614258,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.23780003190040588},{"word":"no","start":1543.055,"end":1543.295,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.1762763261795044},{"word":"income","start":1543.295,"end":1543.6951,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.1565689742565155},{"word":"protection","start":1543.6951,"end":1544.175,"confidence":0.97802734,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":0.20691922307014465},{"word":"no","start":1544.175,"end":1544.415,"confidence":0.9980469,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.20218278467655185},{"word":"trauma","start":1544.415,"end":1544.895,"confidence":0.99902344,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":0.020493313670158383},{"word":"cover","start":1544.895,"end":1545.395,"confidence":0.8913574,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":0.2356267124414444},{"word":"but","start":1545.6951,"end":1546.0951,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.29719987511634827},{"word":"that's","start":1546.0951,"end":1546.3351,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.3191222548484802},{"word":"a","start":1546.3351,"end":1546.495,"confidence":0.99609375,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3718854784965515},{"word":"lump","start":1546.495,"end":1546.8151,"confidence":1.0,"punctuated_word":"lump","sentiment":"positive","sentiment_score":0.4081040024757385},{"word":"sum","start":1546.8151,"end":1547.2151,"confidence":0.79248047,"punctuated_word":"sum,","sentiment":"positive","sentiment_score":0.4101927876472473},{"word":"comes","start":1547.2151,"end":1547.4551,"confidence":0.9980469,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.32548364996910095},{"word":"out","start":1547.4551,"end":1547.6951,"confidence":0.9951172,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.4430156350135803},{"word":"of","start":1547.6951,"end":1547.775,"confidence":0.9921875,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4487723708152771},{"word":"your","start":1547.775,"end":1548.015,"confidence":0.9790039,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4446069300174713},{"word":"super","start":1548.015,"end":1548.515,"confidence":0.9387207,"punctuated_word":"super,","sentiment":"positive","sentiment_score":0.3850836157798767},{"word":"and","start":1549.375,"end":1549.875,"confidence":0.84472656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32579150795936584},{"word":"they","start":1550.33,"end":1550.49,"confidence":0.9086914,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.3610150814056397},{"word":"charge","start":1550.49,"end":1550.89,"confidence":0.9970703,"punctuated_word":"charge","sentiment":"neutral","sentiment_score":0.3257192373275757},{"word":"you","start":1550.89,"end":1550.97,"confidence":0.98828125,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4088664650917053},{"word":"about","start":1550.97,"end":1551.29,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.28797945380210876},{"word":"2,000","start":1551.29,"end":1551.95,"confidence":0.99328613,"punctuated_word":"2,000.","sentiment":"neutral","sentiment_score":0.3127780854701996},{"word":"there's","start":1552.09,"end":1552.41,"confidence":0.9975586,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.3089759349822998},{"word":"a","start":1552.41,"end":1552.5701,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3140262961387634},{"word":"15%","start":1552.5701,"end":1553.29,"confidence":0.9995117,"punctuated_word":"15%","sentiment":"positive","sentiment_score":0.4302886128425598},{"word":"rebate","start":1553.29,"end":1553.79,"confidence":1.0,"punctuated_word":"rebate","sentiment":"positive","sentiment_score":0.3458429276943207},{"word":"tax","start":1554.25,"end":1554.49,"confidence":1.0,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.3940792381763458},{"word":"rebate","start":1554.49,"end":1554.89,"confidence":0.99902344,"punctuated_word":"rebate","sentiment":"positive","sentiment_score":0.3989915549755096},{"word":"for","start":1554.89,"end":1555.05,"confidence":0.99316406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3140224516391754},{"word":"that","start":1555.05,"end":1555.21,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3963035047054291},{"word":"one","start":1555.21,"end":1555.6901,"confidence":0.9206543,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.284610390663147},{"word":"but","start":1555.6901,"end":1555.93,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.2057923972606659},{"word":"i","start":1555.93,"end":1556.09,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2998373210430145},{"word":"just","start":1556.09,"end":1556.25,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2619113624095917},{"word":"wanted","start":1556.25,"end":1556.49,"confidence":0.99316406,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.26579925417900085},{"word":"to","start":1556.49,"end":1556.5701,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.265473335981369},{"word":"quickly","start":1556.5701,"end":1556.97,"confidence":1.0,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.2842925190925598},{"word":"talk","start":1556.97,"end":1557.13,"confidence":0.9980469,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.20551425218582153},{"word":"to","start":1557.13,"end":1557.29,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26200932264328003},{"word":"you","start":1557.29,"end":1557.37,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3170918822288513},{"word":"about","start":1557.37,"end":1557.61,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2635731101036072},{"word":"the","start":1557.61,"end":1558.01,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2684539258480072},{"word":"the","start":1558.01,"end":1558.17,"confidence":0.8432617,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24772095680236816},{"word":"amounts","start":1558.17,"end":1558.67,"confidence":0.76123047,"punctuated_word":"amounts","sentiment":"neutral","sentiment_score":0.25877246260643005},{"word":"because","start":1558.73,"end":1559.05,"confidence":0.68774414,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.2833390533924103},{"word":"obviously","start":1559.05,"end":1559.37,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"positive","sentiment_score":0.3472304940223694},{"word":"that","start":1559.37,"end":1559.61,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3982678949832916},{"word":"clears","start":1559.61,"end":1559.93,"confidence":1.0,"punctuated_word":"clears","sentiment":"neutral","sentiment_score":0.30119404196739197},{"word":"off","start":1559.93,"end":1560.09,"confidence":0.9951172,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.22417177259922028},{"word":"the","start":1560.09,"end":1560.17,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2628522515296936},{"word":"last","start":1560.17,"end":1560.41,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.06855393201112747},{"word":"bit","start":1560.41,"end":1560.65,"confidence":0.9819336,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.21426290273666385},{"word":"of","start":1560.65,"end":1560.73,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2188080996274948},{"word":"the","start":1560.73,"end":1560.81,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.199515700340271},{"word":"mortgage","start":1560.81,"end":1561.31,"confidence":0.98535156,"punctuated_word":"mortgage.","sentiment":"neutral","sentiment_score":0.2127341479063034},{"word":"you've","start":1561.53,"end":1561.85,"confidence":1.0,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":0.33238840103149414},{"word":"got","start":1561.85,"end":1562.01,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.3243497610092163},{"word":"about","start":1562.01,"end":1562.33,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2732103765010834},{"word":"400,000","start":1562.33,"end":1563.29,"confidence":1.0,"punctuated_word":"400,000","sentiment":"positive","sentiment_score":0.4042240381240845},{"word":"left","start":1563.29,"end":1563.61,"confidence":0.74853516,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.3258872628211975},{"word":"over","start":1563.61,"end":1564.11,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.22917571663856504},{"word":"from","start":1564.17,"end":1564.41,"confidence":1.0,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.381414532661438},{"word":"the","start":1564.41,"end":1564.5701,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2889876961708069},{"word":"insurance","start":1564.5701,"end":1565.0701,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.16698776185512543},{"word":"payout","start":1565.13,"end":1565.63,"confidence":0.7780762,"punctuated_word":"payout,","sentiment":"neutral","sentiment_score":0.32294803857803345},{"word":"and","start":1565.8451,"end":1566.005,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3635985553264618},{"word":"then","start":1566.005,"end":1566.165,"confidence":1.0,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.3394107520580292},{"word":"you're","start":1566.165,"end":1566.3251,"confidence":0.83203125,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.512222945690155},{"word":"super","start":1566.3251,"end":1566.805,"confidence":0.99609375,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.6229881644248962},{"word":"on","start":1566.805,"end":1566.9651,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.4920448660850525},{"word":"top","start":1566.9651,"end":1567.3651,"confidence":0.9501953,"punctuated_word":"top.","sentiment":"positive","sentiment_score":0.36746037006378174},{"word":"so","start":1567.3651,"end":1567.685,"confidence":1.0,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3473411500453949},{"word":"call","start":1567.685,"end":1567.8451,"confidence":0.99121094,"punctuated_word":"call","sentiment":"positive","sentiment_score":0.3377082943916321},{"word":"it","start":1567.8451,"end":1568.0851,"confidence":0.9902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3619294762611389},{"word":"$500,000","start":1568.0851,"end":1569.125,"confidence":0.99853516,"punctuated_word":"$500,000","sentiment":"positive","sentiment_score":0.5109961628913879},{"word":"for","start":1569.125,"end":1569.285,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5048297047615051},{"word":"the","start":1569.285,"end":1569.4451,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5523200035095215},{"word":"family","start":1569.4451,"end":1569.9451,"confidence":0.9980469,"punctuated_word":"family.","sentiment":"positive","sentiment_score":0.5103245377540588},{"word":"how","start":1571.4451,"end":1571.6051,"confidence":0.8408203,"punctuated_word":"How","sentiment":"positive","sentiment_score":0.4268278777599334},{"word":"does","start":1571.6051,"end":1571.765,"confidence":1.0,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.3975878059864044},{"word":"that","start":1571.765,"end":1572.005,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.577684760093689},{"word":"sound","start":1572.005,"end":1572.2451,"confidence":1.0,"punctuated_word":"sound","sentiment":"positive","sentiment_score":0.38001006841659546},{"word":"for","start":1572.2451,"end":1572.405,"confidence":0.98095703,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4371691346168518},{"word":"you","start":1572.405,"end":1572.5651,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.40141040086746216},{"word":"guys","start":1572.5651,"end":1573.0651,"confidence":0.9926758,"punctuated_word":"guys?","sentiment":"positive","sentiment_score":0.36970916390419006},{"word":"yep","start":1578.005,"end":1578.505,"confidence":0.8586426,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1319611519575119},{"word":"do","start":1579.51,"end":1579.75,"confidence":0.9790039,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.13619208335876465},{"word":"you","start":1579.75,"end":1579.91,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17471672594547272},{"word":"see","start":1579.91,"end":1580.15,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.23931226134300232},{"word":"any","start":1580.15,"end":1580.39,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.18302202224731445},{"word":"need","start":1580.39,"end":1580.71,"confidence":0.97265625,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.2752705216407776},{"word":"to","start":1580.71,"end":1580.95,"confidence":0.99609375,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3352724611759186},{"word":"want","start":1580.95,"end":1581.19,"confidence":0.99609375,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.3094571828842163},{"word":"to","start":1581.19,"end":1581.69,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3626258075237274},{"word":"increase","start":1581.91,"end":1582.39,"confidence":1.0,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":-0.282582551240921},{"word":"or","start":1582.39,"end":1582.63,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.3055918514728546},{"word":"decrease","start":1582.63,"end":1583.13,"confidence":1.0,"punctuated_word":"decrease","sentiment":"neutral","sentiment_score":-0.28426235914230347},{"word":"that","start":1583.19,"end":1583.35,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.20527276396751404},{"word":"in","start":1583.35,"end":1583.51,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2217356264591217},{"word":"terms","start":1583.51,"end":1583.75,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.15093368291854858},{"word":"of","start":1583.75,"end":1584.25,"confidence":0.90893555,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.17009779810905457},{"word":"you","start":1584.95,"end":1585.03,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.23917731642723083},{"word":"know","start":1585.03,"end":1585.27,"confidence":0.97802734,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.2399342656135559},{"word":"i","start":1585.27,"end":1585.43,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.31077316403388977},{"word":"don't","start":1585.43,"end":1585.67,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2897666394710541},{"word":"need","start":1585.67,"end":1585.83,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.2928221523761749},{"word":"that","start":1585.83,"end":1586.07,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.29515331983566284},{"word":"much","start":1586.07,"end":1586.3099,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.2854417860507965},{"word":"cover","start":1586.3099,"end":1586.63,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.3066660165786743},{"word":"or","start":1586.63,"end":1586.8301,"confidence":0.61621094,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.31425121426582336},{"word":"i","start":1586.8301,"end":1587.03,"confidence":0.9116211,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.28945833444595337},{"word":"wanna","start":1587.03,"end":1587.35,"confidence":0.9873047,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.20415368676185608},{"word":"get","start":1587.35,"end":1587.59,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2314988374710083},{"word":"some","start":1587.59,"end":1588.07,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.2034019380807877},{"word":"more","start":1588.07,"end":1588.3099,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.22644592821598053},{"word":"properties","start":1588.3099,"end":1588.8099,"confidence":0.7059326,"punctuated_word":"properties.","sentiment":"neutral","sentiment_score":-0.16784065961837769},{"word":"let's","start":1588.87,"end":1589.19,"confidence":0.9428711,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.014373215846717358},{"word":"get","start":1589.19,"end":1589.35,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06937349587678909},{"word":"a","start":1589.35,"end":1589.51,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07002509385347366},{"word":"million","start":1589.51,"end":1589.91,"confidence":0.9567871,"punctuated_word":"million,","sentiment":"neutral","sentiment_score":0.04252967610955238},{"word":"$2,000,000","start":1589.91,"end":1590.63,"confidence":0.99731445,"punctuated_word":"$2,000,000","sentiment":"neutral","sentiment_score":0.07275627553462982},{"word":"worth","start":1590.63,"end":1590.79,"confidence":0.9091797,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.07333339750766754},{"word":"of","start":1590.79,"end":1590.95,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.037917010486125946},{"word":"cover","start":1590.95,"end":1591.395,"confidence":0.97021484,"punctuated_word":"cover.","sentiment":"neutral","sentiment_score":-0.0764695256948471},{"word":"any","start":1591.635,"end":1591.795,"confidence":0.9790039,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":-0.10631381720304488},{"word":"need","start":1591.795,"end":1592.035,"confidence":0.97509766,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.14772376418113708},{"word":"to","start":1592.035,"end":1592.275,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.19242984056472776},{"word":"maybe","start":1592.275,"end":1592.595,"confidence":0.9760742,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.2011350095272064},{"word":"alter","start":1592.595,"end":1592.915,"confidence":0.9941406,"punctuated_word":"alter","sentiment":"neutral","sentiment_score":-0.19061711430549624},{"word":"it","start":1592.915,"end":1593.155,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10197272151708604},{"word":"at","start":1593.155,"end":1593.235,"confidence":0.98535156,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.23167547583580017},{"word":"all","start":1593.235,"end":1593.715,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.1787903904914856},{"word":"or","start":1593.715,"end":1594.1951,"confidence":0.87060547,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.17059442400932312},{"word":"just","start":1594.1951,"end":1594.355,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.09972768276929855},{"word":"keep","start":1594.355,"end":1594.515,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.07038826495409012},{"word":"it","start":1594.515,"end":1594.675,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.003538191318511963},{"word":"as","start":1594.675,"end":1594.915,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.03729894757270813},{"word":"is","start":1594.915,"end":1595.415,"confidence":0.9746094,"punctuated_word":"is?","sentiment":"neutral","sentiment_score":-0.03816103935241699},{"word":"yep","start":1604.07,"end":1604.57,"confidence":0.7277832,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.005211584270000458},{"word":"yes","start":1606.63,"end":1607.13,"confidence":0.8510742,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07472126185894012},{"word":"what","start":1607.6699,"end":1607.9099,"confidence":0.8613281,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.0730142891407013},{"word":"will","start":1607.9099,"end":1608.07,"confidence":0.9160156,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.04982882738113403},{"word":"basically","start":1608.07,"end":1608.47,"confidence":0.9902344,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.051678095012903214},{"word":"happen","start":1608.47,"end":1608.87,"confidence":0.99121094,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.07529441267251968},{"word":"to","start":1608.87,"end":1609.19,"confidence":0.6230469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09609489887952805},{"word":"so","start":1609.27,"end":1609.77,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.08586175739765167},{"word":"one","start":1610.39,"end":1610.63,"confidence":0.99609375,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.09072333574295044},{"word":"of","start":1610.63,"end":1610.71,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13789620995521543},{"word":"the","start":1610.71,"end":1610.7899,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16754844784736633},{"word":"little","start":1610.7899,"end":1611.0299,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.14751628041267395},{"word":"things","start":1611.0299,"end":1611.27,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.1111392006278038},{"word":"i","start":1611.27,"end":1611.51,"confidence":0.6743164,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15321801602840424},{"word":"like","start":1611.51,"end":1611.83,"confidence":0.7714844,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.10461312532424928},{"word":"sorry","start":1612.23,"end":1612.5499,"confidence":0.98413086,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.1756390631198883},{"word":"go","start":1612.5499,"end":1612.7899,"confidence":0.98535156,"punctuated_word":"Go","sentiment":"neutral","sentiment_score":-0.061395496129989624},{"word":"ahead","start":1612.7899,"end":1613.2899,"confidence":0.9980469,"punctuated_word":"ahead.","sentiment":"neutral","sentiment_score":-0.04776035249233246},{"word":"yeah","start":1620.485,"end":1620.985,"confidence":0.81933594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01340905949473381},{"word":"easy","start":1622.725,"end":1623.125,"confidence":0.9580078,"punctuated_word":"Easy","sentiment":"positive","sentiment_score":0.4727098345756531},{"word":"done","start":1623.125,"end":1623.625,"confidence":0.98657227,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.37940698862075806},{"word":"one","start":1623.9249,"end":1624.085,"confidence":0.68603516,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.1672881841659546},{"word":"of","start":1624.085,"end":1624.245,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20952019095420835},{"word":"the","start":1624.245,"end":1624.405,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.29387912154197693},{"word":"easy","start":1624.405,"end":1624.725,"confidence":0.99902344,"punctuated_word":"easy","sentiment":"positive","sentiment_score":0.3975585103034973},{"word":"calculations","start":1624.725,"end":1625.205,"confidence":0.99902344,"punctuated_word":"calculations","sentiment":"neutral","sentiment_score":0.2380361258983612},{"word":"that","start":1625.205,"end":1625.365,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24207790195941925},{"word":"i","start":1625.365,"end":1625.605,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2651936411857605},{"word":"like","start":1625.605,"end":1625.765,"confidence":0.92822266,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.331284761428833},{"word":"to","start":1625.765,"end":1625.9249,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.34336501359939575},{"word":"do","start":1625.9249,"end":1626.4249,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.25528472661972046},{"word":"is","start":1626.485,"end":1626.8049,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.22935956716537476},{"word":"go","start":1626.8049,"end":1627.125,"confidence":0.75878906,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":0.1888997852802277},{"word":"okay","start":1627.125,"end":1627.605,"confidence":0.861084,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2223550081253052},{"word":"debt's","start":1627.605,"end":1627.9249,"confidence":0.66015625,"punctuated_word":"Debt's","sentiment":"neutral","sentiment_score":0.14169073104858398},{"word":"number","start":1627.9249,"end":1628.245,"confidence":0.99902344,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.09809840470552444},{"word":"one","start":1628.245,"end":1628.565,"confidence":0.9555664,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.092603400349617},{"word":"we","start":1628.565,"end":1628.8049,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.11995043605566023},{"word":"clear","start":1628.8049,"end":1629.125,"confidence":0.99121094,"punctuated_word":"clear","sentiment":"neutral","sentiment_score":0.11419831216335297},{"word":"out","start":1629.125,"end":1629.285,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.10843776911497116},{"word":"the","start":1629.285,"end":1629.445,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.038075849413871765},{"word":"debts","start":1629.445,"end":1629.765,"confidence":0.7380371,"punctuated_word":"debts,","sentiment":"neutral","sentiment_score":-0.01911395601928234},{"word":"what's","start":1629.765,"end":1630.085,"confidence":1.0,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.008400954306125641},{"word":"left","start":1630.085,"end":1630.405,"confidence":0.87353516,"punctuated_word":"left","sentiment":"neutral","sentiment_score":-0.03620283305644989},{"word":"over","start":1630.405,"end":1630.89,"confidence":0.9655762,"punctuated_word":"over.","sentiment":"neutral","sentiment_score":-0.01742781698703766},{"word":"if","start":1631.05,"end":1631.29,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.061232320964336395},{"word":"you're","start":1631.29,"end":1631.37,"confidence":0.99658203,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.01775631122291088},{"word":"not","start":1631.37,"end":1631.77,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.04529045522212982},{"word":"there","start":1631.77,"end":1632.17,"confidence":0.970459,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.08434131741523743},{"word":"like","start":1632.17,"end":1632.41,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.07612404227256775},{"word":"you","start":1632.41,"end":1632.5701,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.052623599767684937},{"word":"said","start":1632.5701,"end":1632.81,"confidence":0.9291992,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.003013022243976593},{"word":"with","start":1632.81,"end":1633.05,"confidence":0.8959961,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.11346717178821564},{"word":"that","start":1633.05,"end":1633.29,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.004524797201156616},{"word":"that","start":1633.29,"end":1633.53,"confidence":0.9873047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00486108660697937},{"word":"single","start":1633.53,"end":1633.93,"confidence":1.0,"punctuated_word":"single","sentiment":"neutral","sentiment_score":-0.12821176648139954},{"word":"income","start":1633.93,"end":1634.33,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.05167506635189056},{"word":"paying","start":1634.33,"end":1634.5701,"confidence":0.9277344,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.038688406348228455},{"word":"the","start":1634.5701,"end":1634.73,"confidence":0.96875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10961464047431946},{"word":"mortgage","start":1634.73,"end":1635.13,"confidence":0.9951172,"punctuated_word":"mortgage,","sentiment":"neutral","sentiment_score":-0.07627243548631668},{"word":"that's","start":1635.13,"end":1635.37,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.01842591166496277},{"word":"pretty","start":1635.37,"end":1635.6901,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.1126171350479126},{"word":"important","start":1635.6901,"end":1636.1901,"confidence":0.99194336,"punctuated_word":"important.","sentiment":"neutral","sentiment_score":-0.08238917589187622},{"word":"and","start":1636.41,"end":1636.5701,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.001115843653678894},{"word":"then","start":1636.5701,"end":1636.81,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0056925565004348755},{"word":"without","start":1636.81,"end":1637.13,"confidence":0.9970703,"punctuated_word":"without","sentiment":"neutral","sentiment_score":-0.04942503198981285},{"word":"that","start":1637.13,"end":1637.37,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04200085252523422},{"word":"income","start":1637.37,"end":1637.87,"confidence":0.99853516,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":-0.01756969839334488},{"word":"you","start":1638.17,"end":1638.25,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02661096677184105},{"word":"know","start":1638.25,"end":1638.5701,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.04110221564769745},{"word":"how","start":1638.5701,"end":1638.81,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.05599983036518097},{"word":"heavily","start":1638.81,"end":1639.13,"confidence":1.0,"punctuated_word":"heavily","sentiment":"neutral","sentiment_score":-0.03815263509750366},{"word":"does","start":1639.13,"end":1639.37,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.04717808961868286},{"word":"the","start":1639.37,"end":1639.4501,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.010367229580879211},{"word":"family","start":1639.4501,"end":1639.85,"confidence":1.0,"punctuated_word":"family","sentiment":"neutral","sentiment_score":0.022963374853134155},{"word":"rely","start":1639.85,"end":1640.09,"confidence":1.0,"punctuated_word":"rely","sentiment":"neutral","sentiment_score":-0.007863335311412811},{"word":"on","start":1640.09,"end":1640.25,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.014609269797801971},{"word":"you","start":1640.25,"end":1640.49,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.008462712168693542},{"word":"getting","start":1640.49,"end":1640.73,"confidence":0.9980469,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.02367817610502243},{"word":"that","start":1640.73,"end":1640.89,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.022721078246831897},{"word":"income","start":1640.89,"end":1641.39,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.02329576760530472},{"word":"if","start":1641.53,"end":1641.6901,"confidence":0.88964844,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05818118900060654},{"word":"you","start":1641.6901,"end":1641.85,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06102956086397171},{"word":"were","start":1641.85,"end":1642.35,"confidence":0.98095703,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.07785449177026749},{"word":"to","start":1643.05,"end":1643.21,"confidence":0.671875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08091732114553452},{"word":"pass","start":1643.21,"end":1643.535,"confidence":0.9980469,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.12999746203422546},{"word":"away","start":1650.3351,"end":1650.735,"confidence":0.83374023,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":-0.047639355063438416},{"word":"yep","start":1650.735,"end":1651.2151,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09055860340595244},{"word":"exactly","start":1651.2151,"end":1651.6951,"confidence":0.7487793,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.22045420110225675},{"word":"right","start":1651.6951,"end":1652.1951,"confidence":0.95092773,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.17501859366893768},{"word":"so","start":1652.255,"end":1652.735,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07778844237327576},{"word":"what","start":1652.735,"end":1652.895,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04466509819030762},{"word":"would","start":1652.895,"end":1653.135,"confidence":0.97314453,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06795208156108856},{"word":"basically","start":1653.135,"end":1653.635,"confidence":0.97802734,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.06385780870914459},{"word":"end","start":1654.0951,"end":1654.3351,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.06531719863414764},{"word":"up","start":1654.3351,"end":1654.5751,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.031222335994243625},{"word":"happening","start":1654.5751,"end":1655.055,"confidence":1.0,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":0.04123511165380478},{"word":"for","start":1655.055,"end":1655.2151,"confidence":0.8774414,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0381137952208519},{"word":"them","start":1655.2151,"end":1655.55,"confidence":0.7363281,"punctuated_word":"them?","sentiment":"neutral","sentiment_score":0.05925536155700683},{"word":"so","start":1655.63,"end":1655.87,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03363547846674919},{"word":"if","start":1655.87,"end":1656.03,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05920582264661789},{"word":"we","start":1656.03,"end":1656.1101,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06172867864370346},{"word":"go","start":1656.1101,"end":1656.6101,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07088707387447357},{"word":"your","start":1656.75,"end":1657.15,"confidence":0.6767578,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05008106678724289},{"word":"income","start":1657.15,"end":1657.65,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.0681999996304512},{"word":"after","start":1658.3501,"end":1658.67,"confidence":0.8886719,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.06657233834266663},{"word":"tax","start":1658.67,"end":1658.99,"confidence":0.9453125,"punctuated_word":"tax,","sentiment":"neutral","sentiment_score":0.08020535856485367},{"word":"it's","start":1658.99,"end":1659.15,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.053949251770973206},{"word":"about","start":1659.15,"end":1659.4701,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05354088172316551},{"word":"67,000","start":1659.4701,"end":1660.43,"confidence":0.9996745,"punctuated_word":"67,000","sentiment":"neutral","sentiment_score":0.06415127217769623},{"word":"a","start":1660.43,"end":1660.5901,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07446008920669556},{"word":"year","start":1660.5901,"end":1661.0901,"confidence":0.9604492,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.07622355967760086},{"word":"and","start":1661.63,"end":1662.13,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06472751498222351},{"word":"if","start":1662.27,"end":1662.51,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0746530219912529},{"word":"we","start":1662.51,"end":1662.75,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09163183718919754},{"word":"go","start":1662.75,"end":1663.25,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.09936817735433578},{"word":"500,000","start":1663.55,"end":1664.43,"confidence":0.9996745,"punctuated_word":"500,000","sentiment":"neutral","sentiment_score":0.0937994420528412},{"word":"worth","start":1664.43,"end":1664.67,"confidence":0.9135742,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.06090307980775833},{"word":"of","start":1664.67,"end":1664.8301,"confidence":0.9873047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09319847077131271},{"word":"super","start":1664.8301,"end":1665.0701,"confidence":0.9863281,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.14993536472320557},{"word":"and","start":1665.0701,"end":1665.2301,"confidence":0.7714844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1265876293182373},{"word":"insurance","start":1665.2301,"end":1665.7301,"confidence":0.99902344,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.09756874293088912},{"word":"divided","start":1666.3501,"end":1666.67,"confidence":0.9472656,"punctuated_word":"divided","sentiment":"neutral","sentiment_score":0.08134324848651886},{"word":"by","start":1666.67,"end":1666.91,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.09076189994812012},{"word":"the","start":1666.91,"end":1667.0701,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08433465659618378},{"word":"67,000","start":1667.0701,"end":1668.13,"confidence":0.9991862,"punctuated_word":"67,000,","sentiment":"neutral","sentiment_score":0.06898416578769684},{"word":"there'd","start":1668.3049,"end":1668.5449,"confidence":0.7939453,"punctuated_word":"there'd","sentiment":"neutral","sentiment_score":0.11730694770812988},{"word":"be","start":1668.5449,"end":1668.705,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09814701974391936},{"word":"seven","start":1668.705,"end":1669.105,"confidence":1.0,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.09018786251544952},{"word":"years","start":1669.105,"end":1669.4249,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.04913650453090668},{"word":"worth","start":1669.4249,"end":1669.745,"confidence":0.5913086,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.058660127222537994},{"word":"of","start":1669.745,"end":1669.905,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09364645183086397},{"word":"your","start":1669.905,"end":1670.385,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10622286051511765},{"word":"income","start":1670.385,"end":1670.885,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.08588778972625732},{"word":"essentially","start":1671.265,"end":1671.745,"confidence":0.8574219,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.07371477782726288},{"word":"being","start":1671.745,"end":1672.145,"confidence":0.99902344,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.053045131266117096},{"word":"replaced","start":1672.145,"end":1672.645,"confidence":0.9980469,"punctuated_word":"replaced","sentiment":"neutral","sentiment_score":0.07203341275453568},{"word":"to","start":1672.705,"end":1673.205,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10228382050991058},{"word":"help","start":1673.825,"end":1674.065,"confidence":0.99902344,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.12024904787540436},{"word":"them","start":1674.065,"end":1674.225,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.06517129391431808},{"word":"get","start":1674.225,"end":1674.385,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.036208510398864746},{"word":"into","start":1674.385,"end":1674.625,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.06875384598970413},{"word":"another","start":1674.625,"end":1675.025,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.0680977925658226},{"word":"house","start":1675.025,"end":1675.4249,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.16730336844921112},{"word":"or","start":1675.4249,"end":1675.825,"confidence":0.9921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09711752831935884},{"word":"or","start":1675.825,"end":1676.065,"confidence":0.9921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04283750057220459},{"word":"something","start":1676.065,"end":1676.465,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.01843101531267166},{"word":"to","start":1676.465,"end":1676.625,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07322810590267181},{"word":"that","start":1676.625,"end":1676.785,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08636031299829483},{"word":"effect","start":1676.785,"end":1677.285,"confidence":0.99658203,"punctuated_word":"effect.","sentiment":"neutral","sentiment_score":0.06831000745296478},{"word":"is","start":1677.505,"end":1677.6649,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.013263799250125883},{"word":"that","start":1677.6649,"end":1677.905,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0006690546870231628},{"word":"important","start":1677.905,"end":1678.385,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":-0.04484038054943085},{"word":"for","start":1678.385,"end":1678.465,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0017563104629516602},{"word":"you","start":1678.465,"end":1678.625,"confidence":0.90722656,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.010257788002490996},{"word":"or","start":1678.625,"end":1678.865,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.10368142277002336},{"word":"is","start":1678.865,"end":1678.945,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.07455241680145264},{"word":"that","start":1678.945,"end":1679.1849,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07795713096857071},{"word":"not","start":1679.1849,"end":1679.345,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.09800271689891817},{"word":"important","start":1679.345,"end":1679.845,"confidence":1.0,"punctuated_word":"important?","sentiment":"neutral","sentiment_score":-0.013714492321014404},{"word":"yep","start":1684.8,"end":1685.2,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12562550604343414},{"word":"but","start":1685.2,"end":1685.44,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.01939581334590912},{"word":"nothing","start":1685.44,"end":1685.6799,"confidence":0.99902344,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.10148029029369354},{"word":"there's","start":1685.76,"end":1686.08,"confidence":0.9980469,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.10797294974327087},{"word":"no","start":1686.08,"end":1686.24,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.13282126188278198},{"word":"big","start":1686.24,"end":1686.64,"confidence":1.0,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.33193686604499817},{"word":"glaring","start":1686.64,"end":1687.04,"confidence":0.8886719,"punctuated_word":"glaring","sentiment":"negative","sentiment_score":-0.3989063501358032},{"word":"risks","start":1687.04,"end":1687.36,"confidence":0.92089844,"punctuated_word":"risks","sentiment":"negative","sentiment_score":-0.4008510708808899},{"word":"or","start":1687.36,"end":1687.52,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.31926682591438293},{"word":"issues","start":1687.52,"end":1687.76,"confidence":1.0,"punctuated_word":"issues","sentiment":"negative","sentiment_score":-0.3497128486633301},{"word":"where","start":1687.76,"end":1687.92,"confidence":0.93847656,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.18477356433868408},{"word":"you","start":1687.92,"end":1688.08,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14535051584243774},{"word":"go","start":1688.08,"end":1688.32,"confidence":0.97216797,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.11072181165218352},{"word":"oh","start":1688.32,"end":1688.48,"confidence":0.96728516,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.24160876870155337},{"word":"no","start":1688.48,"end":1688.72,"confidence":0.97509766,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.30973708629608154},{"word":"that","start":1688.72,"end":1688.88,"confidence":0.9970703,"punctuated_word":"That","sentiment":"negative","sentiment_score":-0.49943092465400696},{"word":"doesn't","start":1688.88,"end":1689.2,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"negative","sentiment_score":-0.4088618755340576},{"word":"sound","start":1689.2,"end":1689.36,"confidence":1.0,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":-0.15338914096355438},{"word":"too","start":1689.36,"end":1689.6,"confidence":0.9951172,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.31884443759918213},{"word":"good","start":1689.6,"end":1690.1,"confidence":0.9980469,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.16889306902885437},{"word":"cool","start":1693.04,"end":1693.54,"confidence":0.9375,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.23378247022628784},{"word":"so","start":1694.035,"end":1694.275,"confidence":0.98291016,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.009819552302360536},{"word":"what","start":1694.275,"end":1694.435,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0541406124830246},{"word":"we","start":1694.435,"end":1694.595,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.08116943389177322},{"word":"might","start":1694.595,"end":1694.915,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.059817418456077576},{"word":"do","start":1694.915,"end":1695.415,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.09949305653572084},{"word":"is","start":1695.715,"end":1696.215,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.14386065304279327},{"word":"if","start":1696.435,"end":1696.595,"confidence":0.5463867,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.12151972949504852},{"word":"that's","start":1696.595,"end":1696.915,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.10278777778148653},{"word":"appropriate","start":1696.915,"end":1697.415,"confidence":1.0,"punctuated_word":"appropriate","sentiment":"neutral","sentiment_score":-0.004344098269939423},{"word":"still","start":1697.475,"end":1697.795,"confidence":0.97631836,"punctuated_word":"still,","sentiment":"neutral","sentiment_score":0.044772349298000336},{"word":"we'll","start":1697.795,"end":1697.955,"confidence":0.9711914,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.14030113816261292},{"word":"keep","start":1697.955,"end":1698.115,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.18138939142227173},{"word":"it","start":1698.115,"end":1698.275,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15995067358016968},{"word":"as","start":1698.275,"end":1698.515,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.22587212920188904},{"word":"is","start":1698.515,"end":1698.915,"confidence":0.99560547,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.1516699641942978},{"word":"i","start":1698.915,"end":1699.075,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01879513263702393},{"word":"wanna","start":1699.075,"end":1699.315,"confidence":0.9951172,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05052880197763443},{"word":"keep","start":1699.315,"end":1699.555,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.005659513175487518},{"word":"an","start":1699.555,"end":1699.715,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.022148504853248596},{"word":"eye","start":1699.715,"end":1699.795,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":-0.020835578441619873},{"word":"on","start":1699.795,"end":1699.955,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.025192230939865112},{"word":"the","start":1699.955,"end":1700.115,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.032352134585380554},{"word":"prices","start":1700.115,"end":1700.515,"confidence":0.9980469,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":-0.06693665683269501},{"word":"a","start":1700.515,"end":1700.595,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.012843213975429537},{"word":"little","start":1700.595,"end":1700.755,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.021864324808120728},{"word":"bit","start":1700.755,"end":1701.075,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.015941783785820007},{"word":"because","start":1701.075,"end":1701.575,"confidence":0.82666016,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.034684136509895325},{"word":"as","start":1702.275,"end":1702.435,"confidence":0.97998047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.07994650304317474},{"word":"you","start":1702.435,"end":1702.595,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08733582496643066},{"word":"get","start":1702.595,"end":1702.835,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.11281225085258484},{"word":"older","start":1702.835,"end":1703.235,"confidence":0.9946289,"punctuated_word":"older,","sentiment":"neutral","sentiment_score":-0.10549221932888032},{"word":"they","start":1703.235,"end":1703.395,"confidence":0.9980469,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1893315613269806},{"word":"do","start":1703.395,"end":1703.635,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.06950733065605164},{"word":"increase","start":1703.635,"end":1704.035,"confidence":0.99902344,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":-0.15493616461753845},{"word":"the","start":1704.035,"end":1704.195,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23607847094535828},{"word":"price","start":1704.195,"end":1704.435,"confidence":0.9970703,"punctuated_word":"price","sentiment":"neutral","sentiment_score":-0.2579640746116638},{"word":"of","start":1704.435,"end":1704.595,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.264126181602478},{"word":"insurance","start":1704.595,"end":1705.095,"confidence":0.9890137,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":-0.2029323577880859},{"word":"so","start":1705.475,"end":1705.795,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08008725196123123},{"word":"when","start":1705.795,"end":1706.035,"confidence":0.9892578,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.09512732923030852},{"word":"you","start":1706.035,"end":1706.195,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10949622094631196},{"word":"go","start":1706.195,"end":1706.435,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.136280357837677},{"word":"through","start":1706.435,"end":1706.595,"confidence":0.99121094,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.12864506244659424},{"word":"your","start":1706.595,"end":1706.835,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.12453704327344894},{"word":"fifties","start":1706.835,"end":1707.315,"confidence":0.9975586,"punctuated_word":"fifties,","sentiment":"neutral","sentiment_score":-0.1138065755367279},{"word":"it's","start":1707.315,"end":1707.555,"confidence":0.99316406,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1870950758457184},{"word":"gonna","start":1707.555,"end":1707.875,"confidence":0.99316406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.14921048283576965},{"word":"start","start":1707.875,"end":1708.115,"confidence":0.9819336,"punctuated_word":"start","sentiment":"neutral","sentiment_score":-0.12480497360229492},{"word":"to","start":1708.115,"end":1708.275,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08563098311424255},{"word":"accelerate","start":1708.275,"end":1708.775,"confidence":0.9633789,"punctuated_word":"accelerate.","sentiment":"neutral","sentiment_score":-0.009085271507501602},{"word":"and","start":1709.71,"end":1709.95,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.009913139045238497},{"word":"when","start":1709.95,"end":1710.2699,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.05588340014219284},{"word":"you","start":1710.2699,"end":1710.4299,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05806977301836014},{"word":"hit","start":1710.4299,"end":1710.75,"confidence":1.0,"punctuated_word":"hit","sentiment":"neutral","sentiment_score":-0.04124990850687027},{"word":"55","start":1710.75,"end":1711.57,"confidence":0.9995117,"punctuated_word":"55,","sentiment":"neutral","sentiment_score":-0.008600782603025436},{"word":"it","start":1711.63,"end":1711.7899,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02835230529308319},{"word":"might","start":1711.7899,"end":1712.0299,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.04124888777732849},{"word":"be","start":1712.0299,"end":1712.2699,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.020638607442379},{"word":"$4,000","start":1712.2699,"end":1713.07,"confidence":1.0,"punctuated_word":"$4,000","sentiment":"neutral","sentiment_score":0.0011065807193517685},{"word":"a","start":1713.07,"end":1713.23,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.008842065930366516},{"word":"year","start":1713.23,"end":1713.71,"confidence":0.93310547,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.01241086795926094},{"word":"$5,000","start":1713.71,"end":1714.51,"confidence":0.99902344,"punctuated_word":"$5,000","sentiment":"neutral","sentiment_score":0.04497750476002693},{"word":"a","start":1714.51,"end":1714.59,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0238029882311821},{"word":"year","start":1714.59,"end":1715.07,"confidence":0.9995117,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.04037207365036011},{"word":"when","start":1715.07,"end":1715.3099,"confidence":1.0,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.04290604218840599},{"word":"you","start":1715.3099,"end":1715.39,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05866020172834397},{"word":"hit","start":1715.39,"end":1715.71,"confidence":1.0,"punctuated_word":"hit","sentiment":"neutral","sentiment_score":-0.057700689882040024},{"word":"60","start":1715.71,"end":1716.0299,"confidence":0.9995117,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":-0.03464185446500778},{"word":"they","start":1716.0299,"end":1716.19,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.06696482002735138},{"word":"might","start":1716.19,"end":1716.4299,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.04002922400832176},{"word":"try","start":1716.4299,"end":1716.59,"confidence":1.0,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.0677451491355896},{"word":"and","start":1716.59,"end":1716.75,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08435827493667603},{"word":"charge","start":1716.75,"end":1716.99,"confidence":1.0,"punctuated_word":"charge","sentiment":"neutral","sentiment_score":-0.018293626606464383},{"word":"you","start":1716.99,"end":1717.1499,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05336828529834747},{"word":"$12,000","start":1717.1499,"end":1718.0299,"confidence":1.0,"punctuated_word":"$12,000","sentiment":"neutral","sentiment_score":0.01558125764131546},{"word":"a","start":1718.0299,"end":1718.11,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.011146392673254011},{"word":"year","start":1718.11,"end":1718.2699,"confidence":0.99902344,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.04229798913002014},{"word":"it's","start":1718.2699,"end":1718.4299,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.10714073479175568},{"word":"a","start":1718.4299,"end":1718.51,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13390448689460754},{"word":"bit","start":1718.51,"end":1718.6699,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.11695939302444458},{"word":"of","start":1718.6699,"end":1718.75,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.18989919126033783},{"word":"a","start":1718.75,"end":1718.9099,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1954220235347748},{"word":"hockey","start":1718.9099,"end":1719.23,"confidence":1.0,"punctuated_word":"hockey","sentiment":"neutral","sentiment_score":-0.1449754536151886},{"word":"stick","start":1719.23,"end":1719.73,"confidence":0.9946289,"punctuated_word":"stick.","sentiment":"neutral","sentiment_score":-0.13895121216773987},{"word":"so","start":1719.87,"end":1720.19,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.020917467772960663},{"word":"my","start":1720.19,"end":1720.4299,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.07070685923099518},{"word":"job","start":1720.4299,"end":1720.6699,"confidence":1.0,"punctuated_word":"job","sentiment":"neutral","sentiment_score":0.06936139613389969},{"word":"is","start":1720.6699,"end":1720.9099,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10982997715473176},{"word":"basically","start":1720.9099,"end":1721.4099,"confidence":0.75878906,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.10468138754367828},{"word":"if","start":1721.985,"end":1722.225,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14281578361988068},{"word":"i","start":1722.225,"end":1722.305,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1224447786808014},{"word":"see","start":1722.305,"end":1722.625,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.12901508808135986},{"word":"a","start":1722.625,"end":1722.705,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1468416154384613},{"word":"year","start":1722.705,"end":1722.945,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.12569546699523926},{"word":"where","start":1722.945,"end":1723.1849,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.10282336175441742},{"word":"it","start":1723.1849,"end":1723.265,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08725626766681671},{"word":"does","start":1723.265,"end":1723.505,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.1106785088777542},{"word":"a","start":1723.505,"end":1723.585,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13996747136116028},{"word":"big","start":1723.585,"end":1723.745,"confidence":0.99902344,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.16668125987052915},{"word":"jump","start":1723.745,"end":1724.245,"confidence":0.99658203,"punctuated_word":"jump,","sentiment":"neutral","sentiment_score":0.16103366017341614},{"word":"we","start":1724.305,"end":1724.545,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1466185450553894},{"word":"talk","start":1724.545,"end":1724.705,"confidence":0.9970703,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.13027742505073547},{"word":"about","start":1724.705,"end":1725.205,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1244840770959854},{"word":"decreasing","start":1725.505,"end":1725.985,"confidence":0.9980469,"punctuated_word":"decreasing","sentiment":"neutral","sentiment_score":0.11223570257425308},{"word":"it","start":1725.985,"end":1726.385,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05261848121881485},{"word":"or","start":1726.385,"end":1726.705,"confidence":0.98291016,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06654210388660431},{"word":"shopping","start":1726.705,"end":1727.105,"confidence":1.0,"punctuated_word":"shopping","sentiment":"neutral","sentiment_score":0.07033209502696991},{"word":"around","start":1727.105,"end":1727.425,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.10850076377391817},{"word":"to","start":1727.425,"end":1727.585,"confidence":0.9819336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15478627383708954},{"word":"other","start":1727.585,"end":1727.905,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.09508609771728516},{"word":"providers","start":1727.905,"end":1728.405,"confidence":1.0,"punctuated_word":"providers","sentiment":"neutral","sentiment_score":0.08570820838212967},{"word":"to","start":1728.465,"end":1728.625,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1234111487865448},{"word":"try","start":1728.625,"end":1728.785,"confidence":1.0,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.1486198604106903},{"word":"and","start":1728.785,"end":1728.945,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2105768918991089},{"word":"keep","start":1728.945,"end":1729.265,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.20141734182834625},{"word":"the","start":1729.265,"end":1729.345,"confidence":0.9526367,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24115902185440063},{"word":"price","start":1729.345,"end":1729.745,"confidence":1.0,"punctuated_word":"price","sentiment":"neutral","sentiment_score":0.14213025569915771},{"word":"low","start":1729.745,"end":1730.225,"confidence":0.99902344,"punctuated_word":"low","sentiment":"neutral","sentiment_score":0.1970653235912323},{"word":"so","start":1730.225,"end":1730.465,"confidence":0.5385742,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.23838311433792111},{"word":"you're","start":1730.465,"end":1730.625,"confidence":0.84716797,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.31676703691482544},{"word":"not","start":1730.625,"end":1730.785,"confidence":0.9951172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.20701152086257937},{"word":"your","start":1730.865,"end":1731.025,"confidence":0.8618164,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.24802471697330475},{"word":"soup","start":1731.025,"end":1731.265,"confidence":0.74316406,"punctuated_word":"soup","sentiment":"positive","sentiment_score":0.34311479330062866},{"word":"is","start":1731.265,"end":1731.425,"confidence":0.98095703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.29228848218917847},{"word":"not","start":1731.425,"end":1731.505,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.18124812841415405},{"word":"being","start":1731.505,"end":1731.745,"confidence":0.9980469,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.16337540745735168},{"word":"depleted","start":1731.745,"end":1732.225,"confidence":1.0,"punctuated_word":"depleted","sentiment":"neutral","sentiment_score":-0.10647238790988922},{"word":"by","start":1732.225,"end":1732.465,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.07286462187767029},{"word":"fees","start":1732.465,"end":1732.705,"confidence":0.9970703,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":-0.04811565577983856},{"word":"and","start":1732.705,"end":1732.945,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.047564178705215454},{"word":"premiums","start":1732.945,"end":1733.425,"confidence":0.99902344,"punctuated_word":"premiums.","sentiment":"neutral","sentiment_score":0.043906982988119125},{"word":"does","start":1733.425,"end":1733.505,"confidence":0.9980469,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.14219923317432404},{"word":"that","start":1733.505,"end":1733.665,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21359814703464508},{"word":"make","start":1733.665,"end":1733.905,"confidence":0.9892578,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.15649333596229553},{"word":"sense","start":1733.905,"end":1734.405,"confidence":1.0,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.12430757284164427},{"word":"yep","start":1735.985,"end":1736.46,"confidence":0.98339844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.27104395627975464},{"word":"yeah","start":1745.98,"end":1746.22,"confidence":0.9921875,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.48658719658851624},{"word":"it's","start":1746.22,"end":1746.46,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5248379707336426},{"word":"pretty","start":1746.46,"end":1746.7799,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.5669612288475037},{"word":"reasonable","start":1746.7799,"end":1747.2799,"confidence":0.91967773,"punctuated_word":"reasonable.","sentiment":"neutral","sentiment_score":-0.006321251392364502},{"word":"and","start":1747.58,"end":1748.08,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.007230255752801895},{"word":"what","start":1748.38,"end":1748.7,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.011122740805149078},{"word":"i","start":1748.7,"end":1748.86,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02561298757791519},{"word":"like","start":1748.86,"end":1749.02,"confidence":0.97998047,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.000758729875087738},{"word":"to","start":1749.02,"end":1749.1799,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02005024254322052},{"word":"do","start":1749.1799,"end":1749.26,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0034503862261772156},{"word":"is","start":1749.26,"end":1749.5,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02230583131313324},{"word":"i","start":1749.5,"end":1749.58,"confidence":0.9770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.027043230831623077},{"word":"need","start":1749.58,"end":1749.82,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.05890876054763794},{"word":"to","start":1749.82,"end":1749.8999,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03611619397997856},{"word":"make","start":1749.8999,"end":1750.14,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0144091434776783},{"word":"sure","start":1750.14,"end":1750.64,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.009647827595472336},{"word":"that","start":1750.995,"end":1751.495,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00029367953538894653},{"word":"if","start":1751.555,"end":1751.715,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0021438635885715485},{"word":"your","start":1751.715,"end":1752.115,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0425180122256279},{"word":"premiums","start":1752.115,"end":1752.615,"confidence":0.99902344,"punctuated_word":"premiums","sentiment":"neutral","sentiment_score":-0.04397694766521454},{"word":"are","start":1753.235,"end":1753.395,"confidence":0.9921875,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.004692498594522476},{"word":"more","start":1753.395,"end":1753.555,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0467020682990551},{"word":"than","start":1753.555,"end":1753.715,"confidence":0.9194336,"punctuated_word":"than,","sentiment":"neutral","sentiment_score":-0.06087354198098183},{"word":"say","start":1753.715,"end":1753.955,"confidence":0.9975586,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.029628384858369827},{"word":"a","start":1753.955,"end":1754.035,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01671682298183441},{"word":"third","start":1754.035,"end":1754.355,"confidence":1.0,"punctuated_word":"third","sentiment":"neutral","sentiment_score":-0.028016626834869385},{"word":"of","start":1754.355,"end":1754.435,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01793866977095604},{"word":"your","start":1754.435,"end":1754.675,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0064275823533535},{"word":"contributions","start":1754.675,"end":1755.175,"confidence":0.9970703,"punctuated_word":"contributions,","sentiment":"neutral","sentiment_score":-0.03467046841979027},{"word":"i","start":1755.955,"end":1756.115,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09828638285398485},{"word":"put","start":1756.115,"end":1756.355,"confidence":0.99609375,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.146597221493721},{"word":"a","start":1756.355,"end":1756.435,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12108691781759262},{"word":"red","start":1756.435,"end":1756.675,"confidence":1.0,"punctuated_word":"red","sentiment":"neutral","sentiment_score":-0.17228403687477112},{"word":"flag","start":1756.675,"end":1756.915,"confidence":1.0,"punctuated_word":"flag","sentiment":"neutral","sentiment_score":-0.1258857250213623},{"word":"on","start":1756.915,"end":1757.075,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.13057580590248108},{"word":"that","start":1757.075,"end":1757.235,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.17768627405166626},{"word":"and","start":1757.235,"end":1757.395,"confidence":0.96875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2263662964105606},{"word":"go","start":1757.395,"end":1757.555,"confidence":0.98413086,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.12644097208976746},{"word":"oh","start":1757.555,"end":1757.875,"confidence":0.97314453,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.14957751333713531},{"word":"that's","start":1757.875,"end":1758.195,"confidence":0.982666,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.25696730613708496},{"word":"really","start":1758.195,"end":1758.595,"confidence":1.0,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.3425188362598419},{"word":"slowing","start":1758.595,"end":1758.915,"confidence":1.0,"punctuated_word":"slowing","sentiment":"neutral","sentiment_score":-0.29716503620147705},{"word":"down","start":1758.915,"end":1759.155,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.31348952651023865},{"word":"the","start":1759.155,"end":1759.395,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3103799521923065},{"word":"growth","start":1759.395,"end":1759.715,"confidence":1.0,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.23787562549114227},{"word":"of","start":1759.715,"end":1759.875,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.24732056260108948},{"word":"the","start":1759.875,"end":1760.035,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21842515468597412},{"word":"fund","start":1760.035,"end":1760.535,"confidence":0.9914551,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":-0.1780991554260254},{"word":"so","start":1760.915,"end":1761.235,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06315947324037552},{"word":"at","start":1761.235,"end":1761.395,"confidence":0.95703125,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1083376482129097},{"word":"the","start":1761.395,"end":1761.475,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08217708021402359},{"word":"moment","start":1761.475,"end":1761.875,"confidence":0.9951172,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.09295301139354706},{"word":"it's","start":1761.875,"end":1762.035,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1190558820962906},{"word":"nowhere","start":1762.035,"end":1762.435,"confidence":0.99902344,"punctuated_word":"nowhere","sentiment":"neutral","sentiment_score":-0.2044638693332672},{"word":"near","start":1762.435,"end":1762.675,"confidence":1.0,"punctuated_word":"near","sentiment":"neutral","sentiment_score":-0.1536005735397339},{"word":"that","start":1762.675,"end":1763.075,"confidence":0.8720703,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.11258198320865632},{"word":"but","start":1763.075,"end":1763.235,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.023548774421215057},{"word":"if","start":1763.235,"end":1763.395,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.002015441656112671},{"word":"it","start":1763.395,"end":1763.475,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0575234591960907},{"word":"starts","start":1763.475,"end":1763.875,"confidence":0.99609375,"punctuated_word":"starts","sentiment":"neutral","sentiment_score":-0.012843936681747437},{"word":"to","start":1763.875,"end":1763.955,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01023789495229721},{"word":"approach","start":1763.955,"end":1764.355,"confidence":0.9970703,"punctuated_word":"approach","sentiment":"neutral","sentiment_score":-0.022503428161144257},{"word":"it","start":1764.355,"end":1764.435,"confidence":0.9140625,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.033384427428245544},{"word":"next","start":1764.435,"end":1764.72,"confidence":0.96777344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.03201805055141449},{"word":"year","start":1764.7999,"end":1765.12,"confidence":1.0,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.006444927304983139},{"word":"i'm","start":1765.12,"end":1765.44,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.040207818150520325},{"word":"gonna","start":1765.44,"end":1765.6799,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.035846199840307236},{"word":"flag","start":1765.6799,"end":1765.9199,"confidence":0.9980469,"punctuated_word":"flag","sentiment":"neutral","sentiment_score":0.005179416388273239},{"word":"that","start":1765.9199,"end":1766.1599,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0025940313935279846},{"word":"with","start":1766.1599,"end":1766.32,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0014673024415969849},{"word":"you","start":1766.32,"end":1766.4,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05697336792945862},{"word":"in","start":1766.4,"end":1766.5599,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05961088463664055},{"word":"the","start":1766.5599,"end":1766.72,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07464112341403961},{"word":"review","start":1766.72,"end":1767.22,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.016712531447410583},{"word":"and","start":1767.28,"end":1767.52,"confidence":0.97265625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.00005780532956123352},{"word":"talk","start":1767.52,"end":1767.76,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.03557455912232399},{"word":"about","start":1767.76,"end":1768.08,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.027304086834192276},{"word":"if","start":1768.08,"end":1768.4,"confidence":0.98535156,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.003172263503074646},{"word":"we","start":1768.4,"end":1768.5599,"confidence":0.8745117,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.00029854848980903625},{"word":"change","start":1768.5599,"end":1769.0599,"confidence":0.8125,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.026361625641584396},{"word":"it","start":1771.2,"end":1771.44,"confidence":0.9995117,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.016528666019439697},{"word":"okay","start":1771.44,"end":1771.94,"confidence":0.92089844,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.03392866253852844},{"word":"but","start":1772.1599,"end":1772.32,"confidence":0.9267578,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.036571018397808075},{"word":"at","start":1772.32,"end":1772.48,"confidence":0.9863281,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.021626360714435577},{"word":"this","start":1772.48,"end":1772.64,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.05704568326473236},{"word":"point","start":1772.64,"end":1772.96,"confidence":0.99902344,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.06271931529045105},{"word":"no","start":1772.96,"end":1773.2,"confidence":0.9980469,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.051547832787036896},{"word":"no","start":1773.2,"end":1773.44,"confidence":0.99316406,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.03799160569906235},{"word":"red","start":1773.44,"end":1773.6,"confidence":1.0,"punctuated_word":"red","sentiment":"neutral","sentiment_score":-0.1151897758245468},{"word":"flags","start":1773.6,"end":1773.9199,"confidence":0.99902344,"punctuated_word":"flags","sentiment":"neutral","sentiment_score":-0.09989213943481444},{"word":"or","start":1773.9199,"end":1774.0,"confidence":0.98828125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.034416213631629944},{"word":"any","start":1774.0,"end":1774.1599,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04393025487661362},{"word":"issues","start":1774.1599,"end":1774.5599,"confidence":1.0,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.12824377417564392},{"word":"i","start":1774.5599,"end":1774.64,"confidence":0.94140625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10990848392248154},{"word":"can","start":1774.64,"end":1774.7999,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08133372664451599},{"word":"see","start":1774.7999,"end":1775.0399,"confidence":0.9941406,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.09169262647628784},{"word":"if","start":1775.0399,"end":1775.2,"confidence":0.6689453,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1365058273077011},{"word":"you're","start":1775.2,"end":1775.36,"confidence":0.9980469,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1650196760892868},{"word":"happy","start":1775.36,"end":1775.6799,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.17351999878883362},{"word":"with","start":1775.6799,"end":1775.84,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1709977090358734},{"word":"that","start":1775.84,"end":1776.34,"confidence":0.93066406,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.14784175157546997},{"word":"cool","start":1778.7999,"end":1779.2999,"confidence":0.9980469,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4641358256340027},{"word":"michelle","start":1780.065,"end":1780.565,"confidence":0.9848633,"punctuated_word":"Michelle,","sentiment":"positive","sentiment_score":0.4299166798591614},{"word":"that's","start":1780.7849,"end":1781.1849,"confidence":1.0,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.5297435522079468},{"word":"pretty","start":1781.1849,"end":1781.4249,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.4879271984100342},{"word":"much","start":1781.4249,"end":1781.745,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.401974618434906},{"word":"all","start":1781.745,"end":1781.825,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4054517447948456},{"word":"the","start":1781.825,"end":1781.985,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4150934219360352},{"word":"areas","start":1781.985,"end":1782.3049,"confidence":1.0,"punctuated_word":"areas","sentiment":"positive","sentiment_score":0.4898761808872223},{"word":"i","start":1782.3049,"end":1782.5449,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4566992521286011},{"word":"i","start":1782.5449,"end":1782.865,"confidence":0.98291016,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.45936399698257446},{"word":"wanted","start":1782.865,"end":1783.265,"confidence":0.98828125,"punctuated_word":"wanted","sentiment":"positive","sentiment_score":0.426656574010849},{"word":"to","start":1783.265,"end":1783.4249,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4574607312679291},{"word":"cover","start":1783.4249,"end":1783.745,"confidence":1.0,"punctuated_word":"cover","sentiment":"positive","sentiment_score":0.35829126834869385},{"word":"with","start":1783.745,"end":1783.9049,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.508025050163269},{"word":"you","start":1783.9049,"end":1784.145,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5751345157623291},{"word":"today","start":1784.145,"end":1784.645,"confidence":1.0,"punctuated_word":"today.","sentiment":"positive","sentiment_score":0.4375970959663391},{"word":"do","start":1785.1849,"end":1785.345,"confidence":0.9707031,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.20865856111049652},{"word":"you","start":1785.345,"end":1785.4249,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2285835891962051},{"word":"have","start":1785.4249,"end":1785.505,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19936002790927887},{"word":"any","start":1785.505,"end":1785.6649,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1481367200613022},{"word":"questions","start":1785.6649,"end":1785.985,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.12966075539588928},{"word":"for","start":1785.985,"end":1786.145,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14411835372447968},{"word":"me","start":1786.145,"end":1786.3049,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.18763355910778048},{"word":"at","start":1786.3049,"end":1786.385,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14450746774673462},{"word":"this","start":1786.385,"end":1786.5449,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.20222894847393036},{"word":"point","start":1786.5449,"end":1787.0449,"confidence":0.9995117,"punctuated_word":"point?","sentiment":"neutral","sentiment_score":0.1531640738248825},{"word":"yeah","start":1805.28,"end":1805.6,"confidence":0.9038086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1051912009716034},{"word":"yeah","start":1805.6,"end":1805.9199,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16488578915596008},{"word":"so","start":1805.9199,"end":1806.4199,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2701699435710907},{"word":"when","start":1806.795,"end":1807.035,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.31245166063308716},{"word":"i","start":1807.035,"end":1807.275,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3283300995826721},{"word":"go","start":1807.275,"end":1807.515,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.31716570258140564},{"word":"through","start":1807.515,"end":1808.015,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2818663418292999},{"word":"your","start":1808.0751,"end":1808.5751,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3249267041683197},{"word":"portfolio","start":1809.035,"end":1809.535,"confidence":0.99902344,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.17330506443977356},{"word":"options","start":1809.675,"end":1810.155,"confidence":1.0,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.18652504682540896},{"word":"themselves","start":1810.155,"end":1810.655,"confidence":0.9980469,"punctuated_word":"themselves","sentiment":"neutral","sentiment_score":0.17433157563209534},{"word":"so","start":1811.1151,"end":1811.6151,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.25090742111206055},{"word":"like","start":1811.8351,"end":1812.0751,"confidence":0.7246094,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.18722715973854065},{"word":"i","start":1812.0751,"end":1812.155,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17417088150978088},{"word":"said","start":1812.155,"end":1812.4751,"confidence":0.99365234,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.1521732658147812},{"word":"in","start":1812.4751,"end":1812.555,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1974128484725952},{"word":"terms","start":1812.555,"end":1812.795,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.1578526794910431},{"word":"of","start":1812.795,"end":1813.1151,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1977185159921646},{"word":"volatility","start":1813.1151,"end":1813.6151,"confidence":0.9975586,"punctuated_word":"volatility,","sentiment":"neutral","sentiment_score":0.14714163541793823},{"word":"it","start":1813.995,"end":1814.2351,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2572627067565918},{"word":"going","start":1814.2351,"end":1814.4751,"confidence":0.9838867,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.2934530973434448},{"word":"down","start":1814.4751,"end":1814.795,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.19317959249019623},{"word":"5%","start":1814.795,"end":1815.435,"confidence":0.99902344,"punctuated_word":"5%","sentiment":"neutral","sentiment_score":0.21375402808189392},{"word":"when","start":1815.435,"end":1815.5951,"confidence":0.9863281,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.18398629128932953},{"word":"the","start":1815.5951,"end":1815.755,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20521807670593264},{"word":"market","start":1815.755,"end":1816.0751,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.12185259163379668},{"word":"dropped","start":1816.0751,"end":1816.3151,"confidence":0.9550781,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":0.13794192671775818},{"word":"12","start":1816.3151,"end":1816.7151,"confidence":1.0,"punctuated_word":"12","sentiment":"neutral","sentiment_score":0.22988301515579224},{"word":"is","start":1816.7151,"end":1816.875,"confidence":0.96875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2487676739692688},{"word":"pretty","start":1816.875,"end":1817.1151,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.3663583993911743},{"word":"good","start":1817.1151,"end":1817.515,"confidence":0.99194336,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.24369336664676663},{"word":"it","start":1817.515,"end":1817.675,"confidence":0.9941406,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.336147665977478},{"word":"means","start":1817.675,"end":1817.915,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.269900381565094},{"word":"it's","start":1817.915,"end":1818.155,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.31203579902648926},{"word":"not","start":1818.155,"end":1818.395,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.1952165365219116},{"word":"too","start":1818.395,"end":1818.7151,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.10853514075279236},{"word":"high","start":1818.7151,"end":1819.035,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.004585191607475281},{"word":"risk","start":1819.035,"end":1819.535,"confidence":0.9980469,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":0.09747706353664398},{"word":"long","start":1820.4501,"end":1820.77,"confidence":0.96875,"punctuated_word":"Long","sentiment":"positive","sentiment_score":0.4663948118686676},{"word":"term","start":1820.77,"end":1821.01,"confidence":0.99902344,"punctuated_word":"term","sentiment":"positive","sentiment_score":0.48594507575035095},{"word":"returns","start":1821.01,"end":1821.41,"confidence":0.921875,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.522746741771698},{"word":"are","start":1821.41,"end":1821.49,"confidence":0.9326172,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.4955987930297851},{"word":"still","start":1821.49,"end":1821.73,"confidence":1.0,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.5341445207595825},{"word":"above","start":1821.73,"end":1821.97,"confidence":1.0,"punctuated_word":"above","sentiment":"positive","sentiment_score":0.6687357425689697},{"word":"the","start":1821.97,"end":1822.2101,"confidence":0.99121094,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5859358906745911},{"word":"7%","start":1822.2101,"end":1822.77,"confidence":0.99902344,"punctuated_word":"7%","sentiment":"positive","sentiment_score":0.4965209364891052},{"word":"average","start":1822.77,"end":1823.09,"confidence":0.9980469,"punctuated_word":"average","sentiment":"positive","sentiment_score":0.5142685770988464},{"word":"we're","start":1823.09,"end":1823.25,"confidence":0.9980469,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.44993147253990173},{"word":"aiming","start":1823.25,"end":1823.49,"confidence":1.0,"punctuated_word":"aiming","sentiment":"positive","sentiment_score":0.44818422198295593},{"word":"for","start":1823.49,"end":1823.73,"confidence":0.9555664,"punctuated_word":"for,","sentiment":"positive","sentiment_score":0.3989588022232056},{"word":"so","start":1823.73,"end":1823.81,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5100206136703491},{"word":"that's","start":1823.81,"end":1824.13,"confidence":1.0,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.6532477140426636},{"word":"fantastic","start":1824.13,"end":1824.63,"confidence":1.0,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.6184737086296082},{"word":"in","start":1825.01,"end":1825.25,"confidence":0.99902344,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.2530877888202667},{"word":"terms","start":1825.25,"end":1825.49,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.159942165017128},{"word":"of","start":1825.49,"end":1825.73,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2109169065952301},{"word":"areas","start":1825.73,"end":1826.23,"confidence":0.99853516,"punctuated_word":"areas,","sentiment":"neutral","sentiment_score":0.21572507917881012},{"word":"we've","start":1827.73,"end":1828.13,"confidence":0.9995117,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.2507321834564209},{"word":"got","start":1828.13,"end":1828.63,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.24534907937049863},{"word":"infrastructure","start":1828.93,"end":1829.43,"confidence":0.98168945,"punctuated_word":"infrastructure.","sentiment":"neutral","sentiment_score":0.20171603560447693},{"word":"that's","start":1829.73,"end":1830.05,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.39784497022628784},{"word":"always","start":1830.05,"end":1830.37,"confidence":1.0,"punctuated_word":"always","sentiment":"positive","sentiment_score":0.4245924949645996},{"word":"good","start":1830.37,"end":1830.61,"confidence":0.99316406,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.32993820309638977},{"word":"that's","start":1830.61,"end":1830.85,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4278756976127625},{"word":"always","start":1830.85,"end":1831.17,"confidence":1.0,"punctuated_word":"always","sentiment":"positive","sentiment_score":0.5323477983474731},{"word":"fun","start":1831.17,"end":1831.67,"confidence":0.99902344,"punctuated_word":"fun.","sentiment":"positive","sentiment_score":0.3848438262939453},{"word":"gold","start":1832.61,"end":1832.93,"confidence":0.96777344,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.2283485233783722},{"word":"and","start":1832.93,"end":1833.17,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2088482528924942},{"word":"agriculture","start":1833.17,"end":1833.67,"confidence":0.9970703,"punctuated_word":"agriculture","sentiment":"neutral","sentiment_score":0.21922121942043304},{"word":"are","start":1833.89,"end":1834.05,"confidence":0.9819336,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.22403866052627563},{"word":"pretty","start":1834.05,"end":1834.37,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.2428683042526245},{"word":"important","start":1834.37,"end":1834.87,"confidence":0.9707031,"punctuated_word":"important,","sentiment":"neutral","sentiment_score":0.23314689099788663},{"word":"especially","start":1835.755,"end":1836.255,"confidence":0.9770508,"punctuated_word":"especially,","sentiment":"neutral","sentiment_score":0.2500150799751282},{"word":"i","start":1837.195,"end":1837.355,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2091555893421173},{"word":"guess","start":1837.355,"end":1837.675,"confidence":0.9904785,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":0.22807106375694275},{"word":"long","start":1837.675,"end":1837.835,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.23632210493087769},{"word":"term","start":1837.835,"end":1838.235,"confidence":1.0,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.2404252290725708},{"word":"as","start":1838.235,"end":1838.5549,"confidence":0.6855469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21688181161880493},{"word":"inflation","start":1838.5549,"end":1839.0549,"confidence":1.0,"punctuated_word":"inflation","sentiment":"neutral","sentiment_score":0.196615070104599},{"word":"stays","start":1839.195,"end":1839.595,"confidence":0.9980469,"punctuated_word":"stays","sentiment":"neutral","sentiment_score":0.17485766112804413},{"word":"high","start":1839.595,"end":1839.995,"confidence":0.9511719,"punctuated_word":"high.","sentiment":"neutral","sentiment_score":0.17246967554092407},{"word":"gold's","start":1839.995,"end":1840.395,"confidence":0.9277344,"punctuated_word":"Gold's","sentiment":"neutral","sentiment_score":0.1752402037382126},{"word":"pretty","start":1840.395,"end":1840.635,"confidence":0.99902344,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.19853270053863523},{"word":"important","start":1840.635,"end":1841.115,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.15290363132953644},{"word":"there","start":1841.115,"end":1841.275,"confidence":0.95166016,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.20763294398784635},{"word":"as","start":1841.275,"end":1841.4349,"confidence":0.98291016,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.18192288279533383},{"word":"an","start":1841.4349,"end":1841.595,"confidence":0.99609375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.16700442135334015},{"word":"inflation","start":1841.595,"end":1842.075,"confidence":1.0,"punctuated_word":"inflation","sentiment":"neutral","sentiment_score":0.16688984632492063},{"word":"hedge","start":1842.075,"end":1842.575,"confidence":0.9995117,"punctuated_word":"hedge.","sentiment":"neutral","sentiment_score":0.10292397439479828},{"word":"we","start":1843.035,"end":1843.355,"confidence":0.9980469,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.0909426212310791},{"word":"have","start":1843.355,"end":1843.755,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11423800885677338},{"word":"fixed","start":1843.755,"end":1844.075,"confidence":0.99902344,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.15095004439353943},{"word":"those","start":1844.075,"end":1844.395,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.08275816589593887},{"word":"australian","start":1844.395,"end":1844.875,"confidence":0.99902344,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.13682278990745544},{"word":"equities","start":1844.875,"end":1845.355,"confidence":0.9926758,"punctuated_word":"equities","sentiment":"neutral","sentiment_score":0.1346350610256195},{"word":"that","start":1845.355,"end":1845.515,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03710482269525528},{"word":"weren't","start":1845.515,"end":1845.755,"confidence":0.9995117,"punctuated_word":"weren't","sentiment":"neutral","sentiment_score":0.05785926431417465},{"word":"doing","start":1845.755,"end":1845.995,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.12273089587688446},{"word":"too","start":1845.995,"end":1846.155,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.08932219445705414},{"word":"well","start":1846.155,"end":1846.395,"confidence":0.94873047,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.127735897898674},{"word":"so","start":1846.395,"end":1846.5549,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1337634176015854},{"word":"we've","start":1846.5549,"end":1846.795,"confidence":1.0,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.2107024043798447},{"word":"got","start":1846.795,"end":1846.955,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.19852909445762632},{"word":"a","start":1846.955,"end":1847.035,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15202204883098602},{"word":"good","start":1847.035,"end":1847.275,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.203866183757782},{"word":"option","start":1847.275,"end":1847.595,"confidence":1.0,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.12471075356006622},{"word":"in","start":1847.595,"end":1847.675,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17721053957939148},{"word":"there","start":1847.675,"end":1848.175,"confidence":1.0,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.19144991040229797},{"word":"we've","start":1848.37,"end":1848.53,"confidence":1.0,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.1930126994848251},{"word":"got","start":1848.53,"end":1848.69,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.21470223367214203},{"word":"you","start":1848.69,"end":1848.9299,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1829018592834473},{"word":"in","start":1848.9299,"end":1849.1699,"confidence":0.96533203,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15292103588581085},{"word":"a","start":1849.1699,"end":1849.25,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1742860972881317},{"word":"big","start":1849.25,"end":1849.49,"confidence":0.9980469,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.21512684226036072},{"word":"chunk","start":1849.49,"end":1849.73,"confidence":1.0,"punctuated_word":"chunk","sentiment":"neutral","sentiment_score":0.18952548503875732},{"word":"of","start":1849.73,"end":1850.0499,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15455539524555206},{"word":"safe","start":1850.0499,"end":1850.5499,"confidence":0.99609375,"punctuated_word":"safe","sentiment":"neutral","sentiment_score":0.12689514458179474},{"word":"fixed","start":1850.61,"end":1850.85,"confidence":0.9604492,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.13161683082580566},{"word":"interest","start":1850.85,"end":1851.35,"confidence":0.9765625,"punctuated_word":"interest,","sentiment":"neutral","sentiment_score":0.15793442726135254},{"word":"which","start":1851.8099,"end":1851.97,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.18467646837234497},{"word":"is","start":1851.97,"end":1852.21,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1208065077662468},{"word":"kind","start":1852.21,"end":1852.37,"confidence":0.9980469,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.12955431640148163},{"word":"of","start":1852.37,"end":1852.5299,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1190393716096878},{"word":"like","start":1852.5299,"end":1853.0299,"confidence":0.8798828,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12331052124500276},{"word":"like","start":1853.25,"end":1853.49,"confidence":0.6230469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.13454480469226837},{"word":"term","start":1853.49,"end":1853.73,"confidence":0.98828125,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.12398051470518112},{"word":"deposits","start":1853.73,"end":1854.23,"confidence":0.7680664,"punctuated_word":"deposits,","sentiment":"neutral","sentiment_score":0.06918191909790039},{"word":"safe","start":1854.69,"end":1855.09,"confidence":0.9980469,"punctuated_word":"safe","sentiment":"neutral","sentiment_score":0.08748194575309753},{"word":"options","start":1855.09,"end":1855.59,"confidence":0.7595215,"punctuated_word":"options,","sentiment":"neutral","sentiment_score":0.06521053612232208},{"word":"put","start":1855.89,"end":1856.0499,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.09465508908033372},{"word":"your","start":1856.0499,"end":1856.21,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12583644688129425},{"word":"money","start":1856.21,"end":1856.5299,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.14572003483772278},{"word":"in","start":1856.5299,"end":1856.69,"confidence":0.7722168,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.1189977303147316},{"word":"it","start":1856.69,"end":1856.85,"confidence":0.98828125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.14512139558792114},{"word":"grows","start":1856.85,"end":1857.1699,"confidence":0.99902344,"punctuated_word":"grows","sentiment":"neutral","sentiment_score":0.155143141746521},{"word":"at","start":1857.1699,"end":1857.25,"confidence":0.99121094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1659272164106369},{"word":"that","start":1857.25,"end":1857.49,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17762096226215365},{"word":"four","start":1857.49,"end":1857.73,"confidence":0.99902344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.13654384016990662},{"word":"or","start":1857.73,"end":1857.8099,"confidence":0.5761719,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.124134823679924},{"word":"5%","start":1857.8099,"end":1858.37,"confidence":0.99108887,"punctuated_word":"5%,","sentiment":"neutral","sentiment_score":0.14771567285060885},{"word":"but","start":1858.37,"end":1858.5299,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.10602079331874847},{"word":"it's","start":1858.5299,"end":1858.77,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.11139604449272156},{"word":"not","start":1858.77,"end":1859.27,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.09160400182008745},{"word":"high","start":1859.49,"end":1859.6499,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.02230739593505859},{"word":"risk","start":1859.6499,"end":1860.1499,"confidence":0.98950195,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":0.07884029299020767},{"word":"those","start":1860.69,"end":1860.85,"confidence":0.9453125,"punctuated_word":"Those","sentiment":"positive","sentiment_score":0.3765770196914673},{"word":"are","start":1860.85,"end":1861.09,"confidence":1.0,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.420964390039444},{"word":"doing","start":1861.09,"end":1861.33,"confidence":1.0,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.4407216012477875},{"word":"pretty","start":1861.33,"end":1861.57,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.5038332939147949},{"word":"good","start":1861.57,"end":1861.73,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3739117085933686},{"word":"the","start":1861.73,"end":1861.8099,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.019638188183307648},{"word":"only","start":1861.8099,"end":1861.97,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.03114352375268936},{"word":"one","start":1861.97,"end":1862.21,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.05078234523534775},{"word":"i'm","start":1862.21,"end":1862.2899,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.01273675262928009},{"word":"gonna","start":1862.2899,"end":1862.69,"confidence":0.9892578,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.027572035789489743},{"word":"kind","start":1862.69,"end":1862.9299,"confidence":0.7734375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.021085690706968307},{"word":"of","start":1862.9299,"end":1863.09,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.006848394870758057},{"word":"flag","start":1863.09,"end":1863.33,"confidence":1.0,"punctuated_word":"flag","sentiment":"neutral","sentiment_score":-0.01539943739771843},{"word":"is","start":1863.33,"end":1863.705,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.056730031967163086},{"word":"your","start":1864.345,"end":1864.745,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07999316602945328},{"word":"bank","start":1864.745,"end":1865.1449,"confidence":0.99121094,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":-0.04745820164680481},{"word":"hybrids","start":1865.1449,"end":1865.6449,"confidence":0.9880371,"punctuated_word":"hybrids.","sentiment":"neutral","sentiment_score":-0.06287920475006104},{"word":"they're","start":1865.945,"end":1866.265,"confidence":1.0,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.08007726073265076},{"word":"actually","start":1866.265,"end":1866.505,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.08045431971549988},{"word":"gonna","start":1866.505,"end":1866.745,"confidence":0.97265625,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.08588428795337677},{"word":"phase","start":1866.745,"end":1866.985,"confidence":0.98828125,"punctuated_word":"phase","sentiment":"neutral","sentiment_score":-0.02068600058555603},{"word":"them","start":1866.985,"end":1867.1449,"confidence":0.9892578,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.1169544756412506},{"word":"out","start":1867.1449,"end":1867.3049,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.08256342262029648},{"word":"over","start":1867.3049,"end":1867.465,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.053553178906440735},{"word":"the","start":1867.465,"end":1867.5449,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06297639012336731},{"word":"next","start":1867.5449,"end":1867.7849,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.05660925805568695},{"word":"couple","start":1867.7849,"end":1868.0249,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.058181896805763245},{"word":"of","start":1868.0249,"end":1868.1849,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04577849060297012},{"word":"years","start":1868.1849,"end":1868.6849,"confidence":0.9794922,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.031171562150120735},{"word":"so","start":1868.985,"end":1869.485,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.024844776839017868},{"word":"one","start":1869.625,"end":1870.125,"confidence":0.7988281,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.024070046842098236},{"word":"of","start":1870.9049,"end":1871.065,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.024863315746188164},{"word":"your","start":1871.065,"end":1871.3049,"confidence":0.97924805,"punctuated_word":"your,","sentiment":"neutral","sentiment_score":0.025419291108846664},{"word":"like","start":1871.3049,"end":1871.5449,"confidence":0.9941406,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03495430946350098},{"word":"term","start":1871.5449,"end":1871.865,"confidence":0.98095703,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.04635234177112579},{"word":"deposit","start":1871.865,"end":1872.345,"confidence":1.0,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":0.03815785050392151},{"word":"options","start":1872.345,"end":1872.825,"confidence":1.0,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.0494636595249176},{"word":"inside","start":1872.825,"end":1873.225,"confidence":1.0,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.05932993441820145},{"word":"the","start":1873.225,"end":1873.385,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.061771273612976074},{"word":"netwealth","start":1873.385,"end":1873.885,"confidence":0.7828776,"punctuated_word":"Netwealth,","sentiment":"neutral","sentiment_score":0.05073228478431702},{"word":"there's","start":1874.105,"end":1874.4249,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.02231779508292675},{"word":"two","start":1874.4249,"end":1874.6649,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.005297381430864334},{"word":"of","start":1874.6649,"end":1874.745,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.006280817091464996},{"word":"them","start":1874.745,"end":1875.245,"confidence":0.99853516,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.0025565139949321747},{"word":"one","start":1875.3049,"end":1875.5449,"confidence":1.0,"punctuated_word":"One","sentiment":"neutral","sentiment_score":-0.001987315714359283},{"word":"of","start":1875.5449,"end":1875.705,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0019464120268821716},{"word":"them","start":1875.705,"end":1875.865,"confidence":0.9189453,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.0004391008988022804},{"word":"the","start":1875.865,"end":1876.105,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007334314286708832},{"word":"government's","start":1876.105,"end":1876.585,"confidence":0.9182129,"punctuated_word":"government's","sentiment":"neutral","sentiment_score":-0.01333780400454998},{"word":"kind","start":1876.585,"end":1876.745,"confidence":0.98291016,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.01620292104780674},{"word":"of","start":1876.745,"end":1876.985,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020155644044280052},{"word":"phasing","start":1876.985,"end":1877.3049,"confidence":0.99658203,"punctuated_word":"phasing","sentiment":"neutral","sentiment_score":-0.02416517585515976},{"word":"out","start":1877.3049,"end":1877.5449,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.027667708694934845},{"word":"that","start":1877.5449,"end":1877.865,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.034851379692554474},{"word":"type","start":1877.865,"end":1878.105,"confidence":1.0,"punctuated_word":"type","sentiment":"neutral","sentiment_score":-0.031550560146570206},{"word":"of","start":1878.105,"end":1878.45,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.038149382919073105},{"word":"deposit","start":1878.7699,"end":1879.2699,"confidence":1.0,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":-0.04110448807477951},{"word":"over","start":1879.49,"end":1879.73,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.017967887222766876},{"word":"the","start":1879.73,"end":1879.97,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014886037446558475},{"word":"next","start":1879.97,"end":1880.13,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.010192377492785454},{"word":"couple","start":1880.13,"end":1880.45,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.003946632146835327},{"word":"of","start":1880.45,"end":1880.61,"confidence":0.96240234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0018540024757385256},{"word":"years","start":1880.61,"end":1881.11,"confidence":0.83813477,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.002306024543941021},{"word":"so","start":1881.33,"end":1881.57,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04281528294086456},{"word":"that'll","start":1881.57,"end":1881.8899,"confidence":0.9921875,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.06100838631391525},{"word":"be","start":1881.8899,"end":1882.0499,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0684993639588356},{"word":"one","start":1882.0499,"end":1882.2899,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.02969407290220261},{"word":"that","start":1882.2899,"end":1882.45,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06498506665229797},{"word":"we","start":1882.45,"end":1882.5299,"confidence":0.98828125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06552878022193909},{"word":"will","start":1882.5299,"end":1882.69,"confidence":0.89746094,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.05665936321020126},{"word":"end","start":1882.69,"end":1882.9299,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.0526341088116169},{"word":"up","start":1882.9299,"end":1883.1699,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.04212593659758568},{"word":"it'll","start":1883.4099,"end":1883.8899,"confidence":0.9873047,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":0.05399256944656372},{"word":"automatically","start":1883.8899,"end":1884.3899,"confidence":1.0,"punctuated_word":"automatically","sentiment":"neutral","sentiment_score":0.08371144533157349},{"word":"switch","start":1884.5299,"end":1884.9299,"confidence":0.9921875,"punctuated_word":"switch,","sentiment":"neutral","sentiment_score":0.03330764174461365},{"word":"but","start":1884.9299,"end":1885.09,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.056181520223617554},{"word":"we'd","start":1885.09,"end":1885.33,"confidence":0.95996094,"punctuated_word":"we'd","sentiment":"neutral","sentiment_score":0.09722718596458436},{"word":"probably","start":1885.33,"end":1885.73,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.08450169861316681},{"word":"keep","start":1885.73,"end":1885.8899,"confidence":0.9951172,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.05792957171797752},{"word":"an","start":1885.8899,"end":1886.0499,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07803777605295181},{"word":"eye","start":1886.0499,"end":1886.21,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":0.05466245114803314},{"word":"on","start":1886.21,"end":1886.37,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06755055487155914},{"word":"some","start":1886.37,"end":1886.61,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06796485930681229},{"word":"options","start":1886.61,"end":1887.01,"confidence":1.0,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.04055579751729965},{"word":"there","start":1887.01,"end":1887.51,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06706342846155167},{"word":"in","start":1888.0499,"end":1888.21,"confidence":0.93408203,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05453503131866455},{"word":"a","start":1888.21,"end":1888.2899,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06151196360588074},{"word":"year's","start":1888.2899,"end":1888.69,"confidence":0.9951172,"punctuated_word":"year's","sentiment":"neutral","sentiment_score":0.047495435923337936},{"word":"time","start":1888.69,"end":1889.01,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.05477660149335861},{"word":"or","start":1889.01,"end":1889.1699,"confidence":0.75634766,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05891312286257744},{"word":"so","start":1889.1699,"end":1889.6699,"confidence":0.94921875,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":0.08604505658149719},{"word":"and","start":1892.675,"end":1892.995,"confidence":0.9941406,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.49241259694099426},{"word":"your","start":1892.995,"end":1893.235,"confidence":0.99316406,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6470485925674438},{"word":"conservative","start":1893.235,"end":1893.735,"confidence":0.9951172,"punctuated_word":"conservative","sentiment":"positive","sentiment_score":0.6764516234397888},{"word":"option's","start":1893.795,"end":1894.1951,"confidence":0.77563477,"punctuated_word":"option's","sentiment":"positive","sentiment_score":0.7253168821334839},{"word":"doing","start":1894.1951,"end":1894.515,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.749567449092865},{"word":"pretty","start":1894.515,"end":1894.755,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.7985448241233826},{"word":"good","start":1894.755,"end":1895.0751,"confidence":0.7734375,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6558873653411865},{"word":"and","start":1895.0751,"end":1895.235,"confidence":1.0,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.5533547401428223},{"word":"your","start":1895.235,"end":1895.555,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.7403726577758789},{"word":"international","start":1895.555,"end":1896.055,"confidence":0.99609375,"punctuated_word":"international","sentiment":"positive","sentiment_score":0.6797022819519043},{"word":"shares","start":1896.115,"end":1896.435,"confidence":0.77368164,"punctuated_word":"shares,","sentiment":"positive","sentiment_score":0.5816444754600525},{"word":"like","start":1896.435,"end":1896.675,"confidence":1.0,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.6567054986953735},{"word":"american","start":1896.675,"end":1897.175,"confidence":0.9291992,"punctuated_word":"American","sentiment":"positive","sentiment_score":0.6386221051216125},{"word":"shares","start":1897.395,"end":1897.875,"confidence":0.97314453,"punctuated_word":"shares,","sentiment":"positive","sentiment_score":0.6416864991188049},{"word":"your","start":1897.875,"end":1898.115,"confidence":0.87841797,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6304405927658081},{"word":"your","start":1898.115,"end":1898.435,"confidence":0.9580078,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6009359955787659},{"word":"microsoft","start":1898.435,"end":1898.915,"confidence":0.99902344,"punctuated_word":"Microsoft","sentiment":"positive","sentiment_score":0.6538479924201965},{"word":"and","start":1898.915,"end":1899.155,"confidence":0.9921875,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.608855128288269},{"word":"google","start":1899.155,"end":1899.655,"confidence":0.99560547,"punctuated_word":"Google,","sentiment":"positive","sentiment_score":0.6216061115264893},{"word":"they're","start":1899.715,"end":1899.9551,"confidence":1.0,"punctuated_word":"they're","sentiment":"positive","sentiment_score":0.7237441539764404},{"word":"doing","start":1899.9551,"end":1900.1951,"confidence":1.0,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.6664091944694519},{"word":"brilliant","start":1900.1951,"end":1900.6951,"confidence":1.0,"punctuated_word":"brilliant.","sentiment":"positive","sentiment_score":0.6985431909561157},{"word":"the","start":1903.0751,"end":1903.3151,"confidence":0.9770508,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.06245757266879082},{"word":"only","start":1903.3151,"end":1903.475,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.018798265606164932},{"word":"one","start":1903.475,"end":1903.715,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.008128192275762558},{"word":"i","start":1903.715,"end":1903.795,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01928778365254402},{"word":"would","start":1903.795,"end":1903.9551,"confidence":0.97802734,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.026346396654844284},{"word":"probably","start":1903.9551,"end":1904.275,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.010558325797319412},{"word":"keep","start":1904.275,"end":1904.435,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.007323479279875755},{"word":"an","start":1904.435,"end":1904.595,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.003522343933582306},{"word":"eye","start":1904.595,"end":1904.835,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":0.0028097648173570633},{"word":"on","start":1904.835,"end":1905.06,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.028401073068380356},{"word":"is","start":1905.38,"end":1905.54,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0024922266602516174},{"word":"at","start":1905.54,"end":1905.9401,"confidence":0.8833008,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.007205013185739517},{"word":"some","start":1905.9401,"end":1906.1001,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.0015917792916297913},{"word":"point","start":1906.1001,"end":1906.6001,"confidence":0.9082031,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":-0.003806479275226593},{"word":"we","start":1907.3,"end":1907.54,"confidence":0.89208984,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.01041925698518753},{"word":"gotta","start":1907.54,"end":1907.78,"confidence":0.5498047,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.0036495551466941833},{"word":"make","start":1907.78,"end":1907.9401,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.006963776424527168},{"word":"sure","start":1907.9401,"end":1908.18,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.009198343381285667},{"word":"we","start":1908.18,"end":1908.42,"confidence":0.9741211,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.001106422394514084},{"word":"we","start":1908.42,"end":1908.5801,"confidence":0.6738281,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0032644085586071014},{"word":"keep","start":1908.5801,"end":1908.8201,"confidence":0.59375,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.003984972834587097},{"word":"an","start":1908.8201,"end":1909.2201,"confidence":0.8051758,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.003552515059709549},{"word":"an","start":1909.2201,"end":1909.3,"confidence":0.6645508,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.0022423025220632553},{"word":"eye","start":1909.3,"end":1909.4601,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":0.007715148851275444},{"word":"on","start":1909.4601,"end":1909.6201,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0021683797240257263},{"word":"the","start":1909.6201,"end":1909.8601,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007606219500303268},{"word":"ai","start":1909.8601,"end":1910.18,"confidence":0.9980469,"punctuated_word":"AI","sentiment":"neutral","sentiment_score":0.007335659116506576},{"word":"side","start":1910.18,"end":1910.42,"confidence":1.0,"punctuated_word":"side","sentiment":"neutral","sentiment_score":-0.009182576090097427},{"word":"of","start":1910.42,"end":1910.5801,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.012836778536438942},{"word":"things","start":1910.5801,"end":1911.0801,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.0030349530279636383},{"word":"as","start":1911.38,"end":1911.54,"confidence":0.93603516,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.009762538596987724},{"word":"that","start":1911.54,"end":1911.78,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0015093013644218445},{"word":"takes","start":1911.78,"end":1912.1001,"confidence":1.0,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":-0.0026821494102478027},{"word":"off","start":1912.1001,"end":1912.6001,"confidence":0.99609375,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":-0.013615484349429607},{"word":"do","start":1912.7401,"end":1912.9801,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.02831865102052689},{"word":"you","start":1912.9801,"end":1913.06,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.012840166687965391},{"word":"have","start":1913.06,"end":1913.3,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.003370821475982666},{"word":"enough","start":1913.3,"end":1913.7001,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.00868578627705574},{"word":"exposure","start":1913.7001,"end":1914.18,"confidence":1.0,"punctuated_word":"exposure","sentiment":"neutral","sentiment_score":-0.0049757808446884155},{"word":"to","start":1914.18,"end":1914.3401,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005531754344701767},{"word":"get","start":1914.3401,"end":1914.5,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.011597078293561935},{"word":"the","start":1914.5,"end":1914.66,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010703906416893004},{"word":"returns","start":1914.66,"end":1915.16,"confidence":1.0,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.056305088102817535},{"word":"as","start":1915.3,"end":1915.54,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03777802735567093},{"word":"those","start":1915.54,"end":1916.04,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.050139423459768295},{"word":"big","start":1916.1001,"end":1916.3401,"confidence":0.9970703,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.06174875423312187},{"word":"companies","start":1916.3401,"end":1916.8401,"confidence":1.0,"punctuated_word":"companies","sentiment":"neutral","sentiment_score":0.06298784166574478},{"word":"grow","start":1916.9801,"end":1917.4801,"confidence":0.89746094,"punctuated_word":"grow,","sentiment":"neutral","sentiment_score":0.05934974178671837},{"word":"which","start":1917.54,"end":1917.78,"confidence":0.9970703,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.05668703094124794},{"word":"you've","start":1917.78,"end":1918.275,"confidence":0.810791,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.06099049374461174},{"word":"good","start":1918.515,"end":1918.675,"confidence":0.96972656,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.04300038889050484},{"word":"exposure","start":1918.675,"end":1919.175,"confidence":1.0,"punctuated_word":"exposure","sentiment":"neutral","sentiment_score":0.013177167624235151},{"word":"to","start":1919.235,"end":1919.735,"confidence":0.88378906,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.02811945602297783},{"word":"at","start":1920.915,"end":1921.155,"confidence":0.85839844,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.04155147448182106},{"word":"some","start":1921.155,"end":1921.3151,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.04385386034846306},{"word":"point","start":1921.3151,"end":1921.475,"confidence":0.9890137,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.0742904394865036},{"word":"we","start":1921.475,"end":1921.715,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08790707588195801},{"word":"may","start":1921.715,"end":1921.9551,"confidence":0.99902344,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.05122470483183861},{"word":"increase","start":1921.9551,"end":1922.275,"confidence":1.0,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.05648729205131531},{"word":"that","start":1922.275,"end":1922.515,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05726920813322067},{"word":"a","start":1922.515,"end":1922.595,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.020784389227628708},{"word":"little","start":1922.595,"end":1922.8351,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.02197926491498947},{"word":"bit","start":1922.8351,"end":1923.155,"confidence":0.88183594,"punctuated_word":"bit,","sentiment":"neutral","sentiment_score":0.008321186527609825},{"word":"but","start":1923.155,"end":1923.395,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.047672536224126816},{"word":"so","start":1923.395,"end":1923.635,"confidence":0.96533203,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.13074719905853271},{"word":"far","start":1923.635,"end":1923.795,"confidence":0.87158203,"punctuated_word":"far,","sentiment":"neutral","sentiment_score":0.2528038024902344},{"word":"you've","start":1923.795,"end":1924.035,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.260232537984848},{"word":"got","start":1924.035,"end":1924.275,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.17639121413230896},{"word":"a","start":1924.275,"end":1924.355,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1541728675365448},{"word":"decent","start":1924.355,"end":1924.675,"confidence":1.0,"punctuated_word":"decent","sentiment":"neutral","sentiment_score":0.09786339104175568},{"word":"amount","start":1924.675,"end":1925.175,"confidence":0.9785156,"punctuated_word":"amount.","sentiment":"neutral","sentiment_score":0.08491793274879456},{"word":"and","start":1925.555,"end":1926.055,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.011711608618497849},{"word":"if","start":1926.995,"end":1927.235,"confidence":0.71728516,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0032407809048891068},{"word":"things","start":1927.235,"end":1927.715,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.015504933893680573},{"word":"continue","start":1927.715,"end":1928.215,"confidence":1.0,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":-0.018002375960350037},{"word":"on","start":1928.275,"end":1928.595,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0028321482241153717},{"word":"with","start":1928.595,"end":1929.095,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.02986646629869938},{"word":"the","start":1929.395,"end":1929.635,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.034274306148290634},{"word":"old","start":1929.635,"end":1929.795,"confidence":0.69091797,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.06820857524871826},{"word":"electric","start":1929.795,"end":1930.275,"confidence":0.9941406,"punctuated_word":"electric","sentiment":"neutral","sentiment_score":-0.03310886025428772},{"word":"vehicles","start":1930.275,"end":1930.775,"confidence":0.9536133,"punctuated_word":"vehicles,","sentiment":"neutral","sentiment_score":-0.023913778364658356},{"word":"i","start":1931.3151,"end":1931.475,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.022820400074124336},{"word":"know","start":1931.475,"end":1931.715,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.020206131041049957},{"word":"there's","start":1931.715,"end":1932.115,"confidence":0.99853516,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.021085817366838455},{"word":"been","start":1932.115,"end":1932.275,"confidence":0.60302734,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.02939300239086151},{"word":"a","start":1932.275,"end":1932.355,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.038402531296014786},{"word":"bit","start":1932.355,"end":1932.595,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.04244988411664963},{"word":"of","start":1932.595,"end":1932.8351,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05021815374493599},{"word":"a","start":1932.8351,"end":1933.0176,"confidence":0.4807129,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05809081718325615},{"word":"like","start":1933.2,"end":1933.44,"confidence":0.99316406,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.04920405149459839},{"word":"they","start":1933.44,"end":1933.6,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0936330109834671},{"word":"went","start":1933.6,"end":1933.9199,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.06576436012983322},{"word":"up","start":1933.9199,"end":1934.1599,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0666961595416069},{"word":"really","start":1934.1599,"end":1934.3999,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.08065450191497803},{"word":"high","start":1934.3999,"end":1934.72,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.06417727470397949},{"word":"last","start":1934.72,"end":1935.12,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.06562639772891998},{"word":"year","start":1935.12,"end":1935.5199,"confidence":0.89624023,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.05949358642101288},{"word":"they've","start":1935.5199,"end":1935.9199,"confidence":1.0,"punctuated_word":"They've","sentiment":"neutral","sentiment_score":-0.12709003686904907},{"word":"come","start":1935.9199,"end":1936.1599,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.13990169763565063},{"word":"back","start":1936.1599,"end":1936.3999,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.1525602638721466},{"word":"down","start":1936.3999,"end":1936.8999,"confidence":0.9367676,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":-0.12266187369823456},{"word":"and","start":1937.2799,"end":1937.76,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11422181129455566},{"word":"people","start":1937.76,"end":1938.08,"confidence":0.99902344,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.08086289465427399},{"word":"are","start":1938.08,"end":1938.1599,"confidence":0.99609375,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.08389104902744293},{"word":"talking","start":1938.1599,"end":1938.5599,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.06147145107388496},{"word":"about","start":1938.5599,"end":1938.88,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.07285819947719574},{"word":"whether","start":1938.88,"end":1939.12,"confidence":0.99902344,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.08938101679086685},{"word":"that's","start":1939.12,"end":1939.44,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.09421640634536745},{"word":"gonna","start":1939.44,"end":1939.6,"confidence":0.9589844,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.07795879989862442},{"word":"be","start":1939.6,"end":1939.84,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.07833589613437653},{"word":"heavily","start":1939.84,"end":1940.1599,"confidence":1.0,"punctuated_word":"heavily","sentiment":"neutral","sentiment_score":-0.05123192071914673},{"word":"invested","start":1940.1599,"end":1940.6399,"confidence":1.0,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":-0.09657082706689836},{"word":"into","start":1940.6399,"end":1940.96,"confidence":0.9980469,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.057568322867155075},{"word":"or","start":1940.96,"end":1941.12,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0587092861533165},{"word":"not","start":1941.12,"end":1941.62,"confidence":0.9995117,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.09706313908100128},{"word":"i","start":1941.6799,"end":1941.84,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03509444743394852},{"word":"think","start":1941.84,"end":1942.08,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.030799388885498047},{"word":"if","start":1942.08,"end":1942.32,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.03806763142347336},{"word":"we","start":1942.32,"end":1942.48,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.03755659610033035},{"word":"give","start":1942.48,"end":1942.72,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.043225593864917755},{"word":"that","start":1942.72,"end":1943.22,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.019502967596054077},{"word":"six","start":1943.2799,"end":1943.5199,"confidence":0.99902344,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.022827662527561188},{"word":"or","start":1943.5199,"end":1943.6799,"confidence":0.98291016,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03481133282184601},{"word":"twelve","start":1943.6799,"end":1943.9199,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.02695547789335251},{"word":"months","start":1943.9199,"end":1944.1599,"confidence":0.9975586,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":-0.011140000075101852},{"word":"we'll","start":1944.1599,"end":1944.32,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.011415882036089895},{"word":"have","start":1944.32,"end":1944.48,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03582135587930679},{"word":"a","start":1944.48,"end":1944.5599,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04099335893988609},{"word":"good","start":1944.5599,"end":1944.7999,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.014734648168087006},{"word":"idea","start":1944.7999,"end":1945.2999,"confidence":1.0,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":-0.05294923484325409},{"word":"of","start":1945.385,"end":1945.4651,"confidence":0.8569336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06095138192176819},{"word":"whether","start":1945.4651,"end":1945.7051,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.02855861932039261},{"word":"we","start":1945.7051,"end":1945.785,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06419072300195694},{"word":"should","start":1945.785,"end":1945.9451,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.07119565457105637},{"word":"pump","start":1945.9451,"end":1946.105,"confidence":0.99902344,"punctuated_word":"pump","sentiment":"neutral","sentiment_score":-0.0002322793006896973},{"word":"a","start":1946.105,"end":1946.265,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.059188663959503174},{"word":"bit","start":1946.265,"end":1946.425,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0538158118724823},{"word":"of","start":1946.425,"end":1946.505,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0934712216258049},{"word":"money","start":1946.505,"end":1946.8251,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.025481760501861572},{"word":"into","start":1946.8251,"end":1947.0651,"confidence":1.0,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.021162867546081543},{"word":"that","start":1947.0651,"end":1947.2251,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.042669035494327545},{"word":"as","start":1947.2251,"end":1947.4651,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0006668940186500549},{"word":"well","start":1947.4651,"end":1947.9651,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.010997314006090164},{"word":"any","start":1949.625,"end":1950.025,"confidence":0.9902344,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.06321695446968079},{"word":"areas","start":1950.025,"end":1950.505,"confidence":1.0,"punctuated_word":"areas","sentiment":"neutral","sentiment_score":0.07212887704372406},{"word":"that","start":1950.505,"end":1950.625,"confidence":0.8642578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07809551805257797},{"word":"of","start":1950.745,"end":1950.9851,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06984025985002518},{"word":"interest","start":1950.9851,"end":1951.385,"confidence":1.0,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.06377296894788742},{"word":"to","start":1951.385,"end":1951.4651,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0696663036942482},{"word":"you","start":1951.4651,"end":1951.7051,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07100982218980789},{"word":"that","start":1951.7051,"end":1951.9451,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0857783854007721},{"word":"you'd","start":1951.9451,"end":1952.4451,"confidence":0.9951172,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.0945952534675598},{"word":"you'd","start":1952.505,"end":1952.8251,"confidence":0.98535156,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.09134774655103683},{"word":"wanna","start":1952.8251,"end":1953.0651,"confidence":0.98828125,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.10788827389478683},{"word":"throw","start":1953.0651,"end":1953.2251,"confidence":1.0,"punctuated_word":"throw","sentiment":"neutral","sentiment_score":0.11922449618577956},{"word":"into","start":1953.2251,"end":1953.4651,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.08418911695480347},{"word":"the","start":1953.4651,"end":1953.625,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08700431138277054},{"word":"mix","start":1953.625,"end":1953.8651,"confidence":1.0,"punctuated_word":"mix","sentiment":"neutral","sentiment_score":0.10450085252523422},{"word":"there","start":1953.8651,"end":1954.025,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0851515606045723},{"word":"or","start":1954.025,"end":1954.265,"confidence":0.9394531,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.10018019378185272},{"word":"anything","start":1954.265,"end":1954.5851,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.09171565622091292},{"word":"you've","start":1954.5851,"end":1954.745,"confidence":0.99853516,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.045706938952207565},{"word":"been","start":1954.745,"end":1954.9851,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.0481528639793396},{"word":"considering","start":1954.9851,"end":1955.4851,"confidence":0.9980469,"punctuated_word":"considering?","sentiment":"neutral","sentiment_score":0.04689140245318413},{"word":"yeah","start":1974.135,"end":1974.635,"confidence":0.826416,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08289387077093124},{"word":"i","start":1975.255,"end":1975.4149,"confidence":0.84472656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10243745148181917},{"word":"actually","start":1975.4149,"end":1975.9149,"confidence":0.9797363,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":0.08687271177768707},{"word":"like","start":1976.2949,"end":1976.615,"confidence":0.99365234,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.11013980954885484},{"word":"personally","start":1976.615,"end":1977.115,"confidence":1.0,"punctuated_word":"personally","sentiment":"neutral","sentiment_score":0.1421290785074234},{"word":"invest","start":1977.1749,"end":1977.495,"confidence":0.97265625,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.13928483426570892},{"word":"in","start":1977.495,"end":1977.735,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17406898736953735},{"word":"both","start":1977.735,"end":1978.235,"confidence":0.99902344,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.13842542469501495},{"word":"gold","start":1978.455,"end":1978.695,"confidence":0.9951172,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.14125299453735352},{"word":"and","start":1978.695,"end":1978.9349,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10465791821479796},{"word":"silver","start":1978.9349,"end":1979.4349,"confidence":0.8195801,"punctuated_word":"silver.","sentiment":"neutral","sentiment_score":0.10193394869565964},{"word":"and","start":1979.735,"end":1980.235,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1020629107952118},{"word":"one","start":1980.5349,"end":1980.7749,"confidence":0.9326172,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.13441281020641327},{"word":"of","start":1980.7749,"end":1980.855,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11964906007051468},{"word":"the","start":1980.855,"end":1981.015,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14441801607608795},{"word":"things","start":1981.015,"end":1981.255,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.17065276205539703},{"word":"that","start":1981.255,"end":1981.4149,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1377134472131729},{"word":"i","start":1981.4149,"end":1981.575,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12960579991340637},{"word":"tend","start":1981.575,"end":1981.815,"confidence":0.99902344,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.1521359235048294},{"word":"to","start":1981.815,"end":1981.895,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12871240079402924},{"word":"watch","start":1981.895,"end":1982.135,"confidence":0.8183594,"punctuated_word":"watch,","sentiment":"neutral","sentiment_score":0.14208143949508667},{"word":"which","start":1982.135,"end":1982.375,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.1746423840522766},{"word":"is","start":1982.375,"end":1982.5349,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16098150610923767},{"word":"really","start":1982.5349,"end":1982.855,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.2157077193260193},{"word":"cool","start":1982.855,"end":1983.355,"confidence":0.94018555,"punctuated_word":"cool,","sentiment":"neutral","sentiment_score":0.21095001697540283},{"word":"is","start":1984.33,"end":1984.49,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14032508432865143},{"word":"the","start":1984.49,"end":1984.73,"confidence":0.9291992,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12839072942733765},{"word":"perth","start":1984.73,"end":1985.13,"confidence":0.9550781,"punctuated_word":"Perth","sentiment":"neutral","sentiment_score":0.11618870496749878},{"word":"mint","start":1985.13,"end":1985.63,"confidence":0.9682617,"punctuated_word":"Mint.","sentiment":"neutral","sentiment_score":0.08586391806602478},{"word":"so","start":1986.01,"end":1986.25,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07672955095767975},{"word":"in","start":1986.25,"end":1986.6499,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06259706616401672},{"word":"wa","start":1986.6499,"end":1987.0499,"confidence":0.9890137,"punctuated_word":"WA,","sentiment":"neutral","sentiment_score":0.07907617092132568},{"word":"we've","start":1987.0499,"end":1987.21,"confidence":0.9970703,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.09742093086242676},{"word":"got","start":1987.21,"end":1987.37,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.08235795795917511},{"word":"the","start":1987.37,"end":1987.45,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05823294445872307},{"word":"perth","start":1987.45,"end":1987.7699,"confidence":1.0,"punctuated_word":"Perth","sentiment":"neutral","sentiment_score":0.07644146680831909},{"word":"mint","start":1987.7699,"end":1988.01,"confidence":0.8840332,"punctuated_word":"Mint,","sentiment":"neutral","sentiment_score":0.10302084684371948},{"word":"and","start":1988.01,"end":1988.09,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11219929903745653},{"word":"they're","start":1988.09,"end":1988.33,"confidence":0.9975586,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.12793928384780884},{"word":"kind","start":1988.33,"end":1988.49,"confidence":0.9902344,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.15382839739322662},{"word":"of","start":1988.49,"end":1988.6499,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1311682015657425},{"word":"the","start":1988.6499,"end":1988.8099,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11580421030521391},{"word":"number","start":1988.8099,"end":1989.0499,"confidence":1.0,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.15925398468971252},{"word":"one","start":1989.0499,"end":1989.2899,"confidence":0.99316406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.16069410741329193},{"word":"mint","start":1989.2899,"end":1989.61,"confidence":0.7783203,"punctuated_word":"Mint","sentiment":"neutral","sentiment_score":0.1256440132856369},{"word":"in","start":1989.61,"end":1989.7699,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10320644080638884},{"word":"australia","start":1989.7699,"end":1990.2699,"confidence":0.94140625,"punctuated_word":"Australia.","sentiment":"neutral","sentiment_score":0.11113842576742172},{"word":"and","start":1990.8099,"end":1991.3099,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.041758857667446136},{"word":"i","start":1991.85,"end":1992.01,"confidence":0.9838867,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00704319030046463},{"word":"don't","start":1992.01,"end":1992.1699,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.00004678964614868164},{"word":"know","start":1992.1699,"end":1992.33,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.009394746273756027},{"word":"if","start":1992.33,"end":1992.49,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.020342975854873657},{"word":"they're","start":1992.49,"end":1992.73,"confidence":0.9975586,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.029098784551024437},{"word":"very","start":1992.73,"end":1992.8899,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.03496207296848297},{"word":"far","start":1992.8899,"end":1993.13,"confidence":1.0,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.01428685337305069},{"word":"from","start":1993.13,"end":1993.2899,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.007697619497776032},{"word":"you","start":1993.2899,"end":1993.45,"confidence":0.93359375,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.024463195353746418},{"word":"the","start":1993.45,"end":1993.61,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0189848393201828},{"word":"old","start":1993.61,"end":1994.11,"confidence":0.9892578,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.018011659383773804},{"word":"perth","start":1994.25,"end":1994.57,"confidence":0.99316406,"punctuated_word":"Perth","sentiment":"neutral","sentiment_score":-0.017117634415626526},{"word":"mint","start":1994.57,"end":1994.97,"confidence":1.0,"punctuated_word":"Mint","sentiment":"neutral","sentiment_score":0.015398869290947914},{"word":"office","start":1994.97,"end":1995.47,"confidence":0.9104004,"punctuated_word":"office.","sentiment":"neutral","sentiment_score":0.015223016031086445},{"word":"forty","start":1996.4099,"end":1996.73,"confidence":0.9770508,"punctuated_word":"Forty","sentiment":"neutral","sentiment_score":0.013519147410988808},{"word":"five","start":1996.73,"end":1996.97,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.010089321061968803},{"word":"minutes","start":1996.97,"end":1997.355,"confidence":0.99609375,"punctuated_word":"minutes.","sentiment":"neutral","sentiment_score":0.01733371987938881},{"word":"so","start":1998.315,"end":1998.815,"confidence":0.96435547,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.048310115933418274},{"word":"they've","start":1999.115,"end":1999.355,"confidence":0.99902344,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.0844789370894432},{"word":"got","start":1999.355,"end":1999.515,"confidence":0.9133301,"punctuated_word":"got,","sentiment":"neutral","sentiment_score":0.10101111233234406},{"word":"like","start":1999.515,"end":1999.6749,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0927836149930954},{"word":"a","start":1999.6749,"end":1999.835,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08259294927120209},{"word":"metal","start":1999.835,"end":2000.155,"confidence":0.9560547,"punctuated_word":"metal","sentiment":"neutral","sentiment_score":0.03962678462266922},{"word":"prices","start":2000.155,"end":2000.655,"confidence":0.9951172,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":0.037069279700517654},{"word":"graph","start":2000.715,"end":2001.215,"confidence":0.74157715,"punctuated_word":"graph,","sentiment":"neutral","sentiment_score":0.05864022672176361},{"word":"and","start":2001.755,"end":2002.155,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06767363846302032},{"word":"what","start":2002.155,"end":2002.395,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.09611283242702484},{"word":"you","start":2002.395,"end":2002.635,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0920642390847206},{"word":"tend","start":2002.635,"end":2002.875,"confidence":0.99902344,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.05551393702626228},{"word":"to","start":2002.875,"end":2003.035,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07834102213382721},{"word":"see","start":2003.035,"end":2003.275,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07201453298330307},{"word":"on","start":2003.275,"end":2003.4349,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07845716178417206},{"word":"it","start":2003.4349,"end":2003.9349,"confidence":0.7949219,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.07813072949647903},{"word":"i'm","start":2003.995,"end":2004.235,"confidence":0.9199219,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.10077282041311264},{"word":"just","start":2004.235,"end":2004.395,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07634056359529495},{"word":"bringing","start":2004.395,"end":2004.715,"confidence":0.99902344,"punctuated_word":"bringing","sentiment":"neutral","sentiment_score":0.07120688259601593},{"word":"up","start":2004.715,"end":2004.875,"confidence":0.9604492,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.06061955913901329},{"word":"the","start":2004.875,"end":2005.195,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07820113748311996},{"word":"the","start":2005.195,"end":2005.355,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07193762809038162},{"word":"current","start":2005.355,"end":2005.6749,"confidence":1.0,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.056616559624671936},{"word":"one","start":2005.6749,"end":2005.915,"confidence":0.9863281,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.08383701741695404},{"word":"today","start":2005.915,"end":2006.415,"confidence":0.98339844,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.07067801803350449},{"word":"is","start":2006.475,"end":2006.715,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.057591959834098816},{"word":"the","start":2006.715,"end":2006.875,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05752012878656387},{"word":"gold","start":2006.875,"end":2007.115,"confidence":0.8852539,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.05978725850582123},{"word":"and","start":2007.115,"end":2007.275,"confidence":0.9819336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05098869279026985},{"word":"the","start":2007.275,"end":2007.355,"confidence":0.50390625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04151575639843941},{"word":"silver","start":2007.355,"end":2007.6749,"confidence":1.0,"punctuated_word":"silver","sentiment":"neutral","sentiment_score":-0.00226612389087677},{"word":"tend","start":2007.6749,"end":2007.915,"confidence":0.99902344,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.05598356947302818},{"word":"to","start":2007.915,"end":2007.995,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04478631168603897},{"word":"go","start":2007.995,"end":2008.155,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.057693131268024445},{"word":"up","start":2008.155,"end":2008.315,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.051890160888433456},{"word":"and","start":2008.315,"end":2008.475,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.024059947580099102},{"word":"down","start":2008.475,"end":2008.7949,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.02621959149837494},{"word":"in","start":2008.7949,"end":2009.115,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.012151025235652924},{"word":"similar","start":2009.115,"end":2009.515,"confidence":1.0,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":0.001025073230266571},{"word":"percentages","start":2009.515,"end":2010.015,"confidence":0.99902344,"punctuated_word":"percentages","sentiment":"neutral","sentiment_score":0.011814707890152931},{"word":"alongside","start":2010.155,"end":2010.655,"confidence":0.9951172,"punctuated_word":"alongside","sentiment":"neutral","sentiment_score":-0.013790477067232132},{"word":"each","start":2010.715,"end":2010.955,"confidence":0.99902344,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.00439269095659256},{"word":"other","start":2010.955,"end":2011.455,"confidence":0.9995117,"punctuated_word":"other.","sentiment":"neutral","sentiment_score":0.0027943234890699387},{"word":"sometimes","start":2012.85,"end":2013.09,"confidence":0.99902344,"punctuated_word":"Sometimes","sentiment":"neutral","sentiment_score":-0.020366821438074112},{"word":"it","start":2013.09,"end":2013.49,"confidence":0.890625,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.017410047352313995},{"word":"changes","start":2013.49,"end":2013.99,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.028470084071159363},{"word":"where","start":2014.13,"end":2014.61,"confidence":0.8774414,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.04317568242549896},{"word":"one","start":2014.61,"end":2014.85,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.04659609496593475},{"word":"will","start":2014.85,"end":2015.01,"confidence":0.921875,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.038707539439201355},{"word":"shoot","start":2015.01,"end":2015.33,"confidence":0.9921875,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":-0.02614527568221092},{"word":"up","start":2015.33,"end":2015.49,"confidence":0.9902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.025973744690418243},{"word":"or","start":2015.49,"end":2015.73,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04914212226867676},{"word":"down","start":2015.73,"end":2016.23,"confidence":0.99316406,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.04517744481563568},{"word":"what","start":2016.77,"end":2017.01,"confidence":0.9873047,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.005460385233163834},{"word":"tends","start":2017.01,"end":2017.33,"confidence":0.9970703,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":-0.003535240888595581},{"word":"to","start":2017.33,"end":2017.41,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0020107850432395935},{"word":"happen","start":2017.41,"end":2017.65,"confidence":1.0,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.003341890871524811},{"word":"is","start":2017.65,"end":2017.8099,"confidence":0.98291016,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0278489850461483},{"word":"silver","start":2017.8099,"end":2018.13,"confidence":0.9970703,"punctuated_word":"silver","sentiment":"neutral","sentiment_score":-0.03225621581077576},{"word":"might","start":2018.13,"end":2018.29,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.06923358142375946},{"word":"go","start":2018.29,"end":2018.53,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.019968420267105103},{"word":"up","start":2018.53,"end":2018.61,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.03460218757390976},{"word":"a","start":2018.61,"end":2018.77,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04942005127668381},{"word":"higher","start":2018.77,"end":2018.9299,"confidence":0.9863281,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":-0.04896724224090576},{"word":"percent","start":2018.9299,"end":2019.25,"confidence":0.7753906,"punctuated_word":"percent,","sentiment":"neutral","sentiment_score":-0.05557844415307045},{"word":"but","start":2019.25,"end":2019.49,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07898473739624023},{"word":"also","start":2019.49,"end":2019.8099,"confidence":0.94189453,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.1589842140674591},{"word":"drop","start":2019.8099,"end":2020.0499,"confidence":0.99121094,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.1506608873605728},{"word":"a","start":2020.0499,"end":2020.13,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.20174801349639893},{"word":"higher","start":2020.13,"end":2020.45,"confidence":0.9980469,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":-0.15312257409095764},{"word":"percent","start":2020.45,"end":2020.77,"confidence":0.9897461,"punctuated_word":"percent.","sentiment":"neutral","sentiment_score":-0.10417178273200987},{"word":"it's","start":2020.77,"end":2020.9299,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.0590377077460289},{"word":"a","start":2020.9299,"end":2021.01,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07836459577083588},{"word":"bit","start":2021.01,"end":2021.17,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.135764017701149},{"word":"more","start":2021.17,"end":2021.41,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.1581793576478958},{"word":"volatile","start":2021.41,"end":2021.91,"confidence":0.89819336,"punctuated_word":"volatile,","sentiment":"neutral","sentiment_score":-0.1835835576057434},{"word":"but","start":2022.13,"end":2022.37,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08560160547494888},{"word":"they","start":2022.37,"end":2022.53,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0885731428861618},{"word":"tend","start":2022.53,"end":2022.77,"confidence":1.0,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":-0.06639204919338226},{"word":"to","start":2022.77,"end":2022.9299,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05834085121750832},{"word":"go","start":2022.9299,"end":2023.09,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.050818972289562225},{"word":"up","start":2023.09,"end":2023.17,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.05072436481714249},{"word":"and","start":2023.17,"end":2023.33,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07917098701000214},{"word":"down","start":2023.33,"end":2023.57,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.04585512727499008},{"word":"in","start":2023.57,"end":2023.8099,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06279125809669495},{"word":"similar","start":2023.8099,"end":2024.21,"confidence":1.0,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":-0.093710795044899},{"word":"trends","start":2024.21,"end":2024.53,"confidence":0.9189453,"punctuated_word":"trends.","sentiment":"neutral","sentiment_score":-0.0801907405257225},{"word":"like","start":2024.53,"end":2024.69,"confidence":0.9848633,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.024399753659963608},{"word":"their","start":2024.69,"end":2024.85,"confidence":0.9003906,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.04240749776363373},{"word":"graphs","start":2024.85,"end":2025.25,"confidence":0.94970703,"punctuated_word":"graphs","sentiment":"neutral","sentiment_score":-0.005088344216346741},{"word":"look","start":2025.25,"end":2025.49,"confidence":0.99609375,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.010995261371135712},{"word":"very","start":2025.49,"end":2025.8099,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.019411399960517883},{"word":"identical","start":2025.8099,"end":2026.3099,"confidence":0.99560547,"punctuated_word":"identical.","sentiment":"neutral","sentiment_score":-0.0071359798312187195},{"word":"so","start":2027.8949,"end":2028.0549,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0803074762225151},{"word":"i","start":2028.0549,"end":2028.135,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13393135368824005},{"word":"think","start":2028.135,"end":2028.375,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.15834465622901917},{"word":"for","start":2028.375,"end":2028.5349,"confidence":0.9580078,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19308480620384216},{"word":"your","start":2028.5349,"end":2028.695,"confidence":0.99121094,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19576191902160645},{"word":"super","start":2028.695,"end":2029.015,"confidence":0.74072266,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.22649545967578888},{"word":"as","start":2029.015,"end":2029.095,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2023724764585495},{"word":"long","start":2029.095,"end":2029.255,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.18677157163619995},{"word":"as","start":2029.255,"end":2029.4149,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.17698392271995544},{"word":"we've","start":2029.4149,"end":2029.6549,"confidence":0.9995117,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.18648883700370789},{"word":"got","start":2029.6549,"end":2029.815,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.13595347106456757},{"word":"the","start":2029.815,"end":2029.975,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16857463121414185},{"word":"gold","start":2029.975,"end":2030.2949,"confidence":1.0,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.1803910732269287},{"word":"in","start":2030.2949,"end":2030.455,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1498369574546814},{"word":"there","start":2030.455,"end":2030.955,"confidence":0.98583984,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.1155986338853836},{"word":"that","start":2032.2949,"end":2032.455,"confidence":0.91748047,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3920593857765198},{"word":"will","start":2032.455,"end":2032.695,"confidence":0.9770508,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.3581167161464691},{"word":"give","start":2032.695,"end":2032.855,"confidence":1.0,"punctuated_word":"give","sentiment":"positive","sentiment_score":0.3476022779941559},{"word":"you","start":2032.855,"end":2033.015,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.390788733959198},{"word":"the","start":2033.015,"end":2033.1749,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3576909303665161},{"word":"metals","start":2033.1749,"end":2033.6549,"confidence":0.9667969,"punctuated_word":"metals","sentiment":"neutral","sentiment_score":0.30541956424713135},{"word":"exposure","start":2033.6549,"end":2034.0549,"confidence":0.99902344,"punctuated_word":"exposure","sentiment":"neutral","sentiment_score":0.30640432238578796},{"word":"that","start":2034.0549,"end":2034.215,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4506138563156128},{"word":"you","start":2034.215,"end":2034.375,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.38854286074638367},{"word":"need","start":2034.375,"end":2034.615,"confidence":0.96850586,"punctuated_word":"need.","sentiment":"neutral","sentiment_score":0.29299396276474},{"word":"and","start":2034.615,"end":2034.855,"confidence":1.0,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.45486128330230713},{"word":"the","start":2034.855,"end":2034.9349,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5973638296127319},{"word":"good","start":2034.9349,"end":2035.1749,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6471782922744751},{"word":"thing","start":2035.1749,"end":2035.335,"confidence":1.0,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.6934901475906372},{"word":"is","start":2035.335,"end":2035.835,"confidence":0.99609375,"punctuated_word":"is,","sentiment":"positive","sentiment_score":0.6052811145782471},{"word":"you","start":2036.0549,"end":2036.215,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5673965215682983},{"word":"know","start":2036.215,"end":2036.695,"confidence":1.0,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.615485429763794},{"word":"when","start":2036.695,"end":2037.015,"confidence":1.0,"punctuated_word":"when","sentiment":"positive","sentiment_score":0.7009127140045166},{"word":"gold","start":2037.015,"end":2037.4149,"confidence":1.0,"punctuated_word":"gold","sentiment":"positive","sentiment_score":0.5650599002838135},{"word":"shot","start":2037.4149,"end":2037.6549,"confidence":0.92089844,"punctuated_word":"shot","sentiment":"positive","sentiment_score":0.5342699885368347},{"word":"up","start":2037.6549,"end":2037.735,"confidence":0.9873047,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.5766376852989197},{"word":"and","start":2037.735,"end":2037.975,"confidence":0.9941406,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5171926617622375},{"word":"silver","start":2037.975,"end":2038.375,"confidence":1.0,"punctuated_word":"silver","sentiment":"positive","sentiment_score":0.5121939778327942},{"word":"shot","start":2038.375,"end":2038.5349,"confidence":0.9560547,"punctuated_word":"shot","sentiment":"positive","sentiment_score":0.4994611144065857},{"word":"up","start":2038.5349,"end":2038.695,"confidence":0.96972656,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.5660927891731262},{"word":"at","start":2038.695,"end":2038.855,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3984721899032593},{"word":"the","start":2038.855,"end":2038.9349,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3799743950366974},{"word":"end","start":2038.9349,"end":2039.095,"confidence":1.0,"punctuated_word":"end","sentiment":"positive","sentiment_score":0.42811959981918335},{"word":"of","start":2039.095,"end":2039.255,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.465147852897644},{"word":"last","start":2039.255,"end":2039.495,"confidence":0.99902344,"punctuated_word":"last","sentiment":"positive","sentiment_score":0.386375367641449},{"word":"year","start":2039.495,"end":2039.8949,"confidence":0.9995117,"punctuated_word":"year,","sentiment":"positive","sentiment_score":0.4791764616966248},{"word":"you","start":2039.8949,"end":2040.0549,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6664599776268005},{"word":"got","start":2040.0549,"end":2040.215,"confidence":0.9428711,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.6472575068473816},{"word":"a","start":2040.215,"end":2040.2949,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6473122835159302},{"word":"big","start":2040.2949,"end":2040.5349,"confidence":0.99902344,"punctuated_word":"big","sentiment":"positive","sentiment_score":0.6346662044525146},{"word":"boost","start":2040.5349,"end":2040.855,"confidence":1.0,"punctuated_word":"boost","sentiment":"positive","sentiment_score":0.6067997217178345},{"word":"out","start":2040.855,"end":2041.015,"confidence":0.99902344,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.608717143535614},{"word":"of","start":2041.015,"end":2041.095,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5327072143554688},{"word":"that","start":2041.095,"end":2041.47,"confidence":0.9616699,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.494939237833023},{"word":"but","start":2041.71,"end":2041.87,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.22495463490486145},{"word":"then","start":2041.87,"end":2041.95,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.15746226906776428},{"word":"when","start":2041.95,"end":2042.19,"confidence":0.9951172,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1662314236164093},{"word":"they","start":2042.19,"end":2042.35,"confidence":0.9980469,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.13075250387191772},{"word":"came","start":2042.35,"end":2042.6699,"confidence":1.0,"punctuated_word":"came","sentiment":"neutral","sentiment_score":0.2131791710853577},{"word":"back","start":2042.6699,"end":2042.9099,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2603859007358551},{"word":"down","start":2042.9099,"end":2043.4099,"confidence":0.9980469,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.1441812515258789},{"word":"the","start":2043.71,"end":2043.87,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.29825514554977417},{"word":"gold","start":2043.87,"end":2044.19,"confidence":0.96972656,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.2792031168937683},{"word":"going","start":2044.19,"end":2044.4299,"confidence":0.98828125,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.26359808444976807},{"word":"from","start":2044.4299,"end":2044.83,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.25696098804473877},{"word":"set","start":2044.83,"end":2045.3099,"confidence":0.6064453,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.2227240949869156},{"word":"of","start":2045.3099,"end":2045.47,"confidence":0.40625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20715394616127017},{"word":"just","start":2045.47,"end":2045.63,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1574447900056839},{"word":"under","start":2045.63,"end":2045.95,"confidence":0.9980469,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.30537211894989014},{"word":"6,000","start":2045.95,"end":2046.59,"confidence":0.9995117,"punctuated_word":"6,000","sentiment":"neutral","sentiment_score":0.1919405460357666},{"word":"wasn't","start":2046.59,"end":2046.99,"confidence":0.99902344,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":0.12066646665334702},{"word":"too","start":2046.99,"end":2047.23,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.048548802733421326},{"word":"crazy","start":2047.23,"end":2047.73,"confidence":0.83203125,"punctuated_word":"crazy,","sentiment":"neutral","sentiment_score":0.09683141112327576},{"word":"but","start":2047.87,"end":2048.19,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.10219527781009674},{"word":"the","start":2048.19,"end":2048.43,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3204846978187561},{"word":"silver","start":2048.43,"end":2048.93,"confidence":1.0,"punctuated_word":"silver","sentiment":"neutral","sentiment_score":0.33280959725379944},{"word":"going","start":2049.55,"end":2049.8699,"confidence":0.9550781,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.3141193687915802},{"word":"from","start":2049.8699,"end":2050.19,"confidence":0.98657227,"punctuated_word":"from,","sentiment":"neutral","sentiment_score":0.23341909050941467},{"word":"like","start":2050.19,"end":2050.69,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1770613193511963},{"word":"a","start":2050.99,"end":2051.23,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19230645895004272},{"word":"$142","start":2051.23,"end":2053.01,"confidence":0.99975586,"punctuated_word":"$142","sentiment":"neutral","sentiment_score":0.1384432315826416},{"word":"to","start":2053.07,"end":2053.39,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20923501253128052},{"word":"80","start":2053.39,"end":2053.89,"confidence":0.99902344,"punctuated_word":"80","sentiment":"neutral","sentiment_score":0.22049790620803833},{"word":"was","start":2054.75,"end":2055.07,"confidence":0.9819336,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1910012364387512},{"word":"huge","start":2055.07,"end":2055.525,"confidence":0.97802734,"punctuated_word":"huge.","sentiment":"neutral","sentiment_score":0.2092995047569275},{"word":"and","start":2056.4849,"end":2056.9849,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.013660065829753876},{"word":"i","start":2057.365,"end":2057.525,"confidence":0.96875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11522656679153442},{"word":"think","start":2057.525,"end":2057.765,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.12485647201538086},{"word":"that's","start":2057.765,"end":2058.085,"confidence":0.9926758,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.1413978636264801},{"word":"just","start":2058.085,"end":2058.1648,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1362007111310959},{"word":"maybe","start":2058.1648,"end":2058.4048,"confidence":0.98095703,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.17743968963623047},{"word":"a","start":2058.4048,"end":2058.565,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.18694961071014404},{"word":"little","start":2058.565,"end":2058.7249,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.15919332206249237},{"word":"bit","start":2058.7249,"end":2058.885,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2086450457572937},{"word":"too","start":2058.885,"end":2059.2048,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.24714162945747375},{"word":"volatile","start":2059.2048,"end":2059.7048,"confidence":1.0,"punctuated_word":"volatile","sentiment":"neutral","sentiment_score":-0.27924656867980957},{"word":"for","start":2059.765,"end":2059.9248,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.32964229583740234},{"word":"the","start":2059.9248,"end":2060.085,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.24182842671871185},{"word":"the","start":2060.085,"end":2060.325,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21110111474990845},{"word":"super","start":2060.325,"end":2060.825,"confidence":0.9655762,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.1714041233062744},{"word":"like","start":2061.365,"end":2061.6848,"confidence":0.9890137,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.05533643439412117},{"word":"personal","start":2061.6848,"end":2062.085,"confidence":0.99902344,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":-0.0452045276761055},{"word":"investing","start":2062.085,"end":2062.4849,"confidence":0.99902344,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":-0.04862561821937561},{"word":"is","start":2062.4849,"end":2062.7249,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.04145407676696777},{"word":"one","start":2062.7249,"end":2062.9648,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.02118055522441864},{"word":"thing","start":2062.9648,"end":2063.2048,"confidence":0.97021484,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":-0.025338739156723022},{"word":"but","start":2063.2048,"end":2063.7048,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.048234909772872925},{"word":"i","start":2064.005,"end":2064.1648,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0808761715888977},{"word":"don't","start":2064.1648,"end":2064.4048,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09773236513137816},{"word":"think","start":2064.4048,"end":2064.645,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.15003640949726105},{"word":"i","start":2064.645,"end":2064.7249,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12872463464736938},{"word":"can","start":2064.7249,"end":2064.885,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.1598404049873352},{"word":"put","start":2064.885,"end":2065.045,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.17679131031036377},{"word":"you","start":2065.045,"end":2065.2048,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11482436954975128},{"word":"in","start":2065.2048,"end":2065.365,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.16910198330879211},{"word":"something","start":2065.365,"end":2065.6848,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.1352802813053131},{"word":"that","start":2065.6848,"end":2065.845,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1341336965560913},{"word":"could","start":2065.845,"end":2066.005,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.14219506084918976},{"word":"drop","start":2066.005,"end":2066.325,"confidence":0.99902344,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.11409126222133636},{"word":"60%","start":2066.325,"end":2067.045,"confidence":0.9995117,"punctuated_word":"60%","sentiment":"neutral","sentiment_score":-0.1112496182322502},{"word":"in","start":2067.045,"end":2067.2048,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1636335849761963},{"word":"two","start":2067.2048,"end":2067.4448,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.1346595138311386},{"word":"months","start":2067.4448,"end":2067.9248,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.1274418979883194},{"word":"and","start":2067.9248,"end":2068.085,"confidence":0.8510742,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1869027018547058},{"word":"then","start":2068.085,"end":2068.325,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.15825392305850983},{"word":"give","start":2068.325,"end":2068.565,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.19731755554676056},{"word":"you","start":2068.565,"end":2068.645,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18017233908176425},{"word":"a","start":2068.645,"end":2068.805,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1839858740568161},{"word":"call","start":2068.805,"end":2068.9648,"confidence":0.99121094,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.1704903095960617},{"word":"once","start":2068.9648,"end":2069.4648,"confidence":0.66308594,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.044788677245378494},{"word":"do","start":2069.75,"end":2069.91,"confidence":0.41796875,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.05468614026904106},{"word":"you","start":2069.91,"end":2070.0698,"confidence":0.8076172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04102516919374466},{"word":"like","start":2070.15,"end":2070.3098,"confidence":0.8918457,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.04100613296031952},{"word":"that's","start":2070.3098,"end":2070.5098,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.017198553308844566},{"word":"we're","start":2070.71,"end":2070.95,"confidence":0.99853516,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.00865735299885273},{"word":"talking","start":2070.95,"end":2071.3499,"confidence":0.99902344,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.02391941100358963},{"word":"crypto","start":2071.3499,"end":2071.67,"confidence":0.9941406,"punctuated_word":"crypto","sentiment":"neutral","sentiment_score":-0.02909310907125473},{"word":"levels","start":2071.67,"end":2072.0698,"confidence":0.9790039,"punctuated_word":"levels","sentiment":"neutral","sentiment_score":-0.032599423080682755},{"word":"volatility","start":2072.0698,"end":2072.5698,"confidence":0.94140625,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":-0.013889804482460022},{"word":"there","start":2072.71,"end":2073.1099,"confidence":0.9975586,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.007988341152668},{"word":"it's","start":2073.1099,"end":2073.43,"confidence":1.0,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.4843634963035583},{"word":"brilliant","start":2073.43,"end":2073.91,"confidence":0.99853516,"punctuated_word":"brilliant.","sentiment":"positive","sentiment_score":0.4863695502281189},{"word":"i","start":2073.91,"end":2074.0698,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4998404383659363},{"word":"love","start":2074.0698,"end":2074.23,"confidence":1.0,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.5634534955024719},{"word":"it","start":2074.23,"end":2074.47,"confidence":1.0,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.447406142950058},{"word":"i","start":2074.47,"end":2074.63,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22773650288581848},{"word":"own","start":2074.63,"end":2074.8699,"confidence":0.9941406,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.191410630941391},{"word":"some","start":2074.8699,"end":2075.1099,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1864837408065796},{"word":"myself","start":2075.1099,"end":2075.5898,"confidence":1.0,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":0.24309760332107544},{"word":"alongside","start":2075.5898,"end":2076.0898,"confidence":0.97998047,"punctuated_word":"alongside","sentiment":"neutral","sentiment_score":0.17952130734920502},{"word":"the","start":2076.15,"end":2076.3098,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1513139009475708},{"word":"gold","start":2076.3098,"end":2076.79,"confidence":0.9494629,"punctuated_word":"gold,","sentiment":"neutral","sentiment_score":0.0982760488986969},{"word":"but","start":2076.79,"end":2077.03,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.03255936875939369},{"word":"that's","start":2077.03,"end":2077.3499,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.05610452592372894},{"word":"probably","start":2077.3499,"end":2077.67,"confidence":0.9970703,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.06821112334728241},{"word":"a","start":2077.67,"end":2077.8298,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.004902489483356476},{"word":"bit","start":2077.8298,"end":2078.0698,"confidence":0.99316406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.07735419273376465},{"word":"stretched","start":2078.0698,"end":2078.39,"confidence":0.7915039,"punctuated_word":"stretched","sentiment":"neutral","sentiment_score":0.04889758676290512},{"word":"for","start":2078.39,"end":2078.5498,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04671700298786163},{"word":"your","start":2078.5498,"end":2078.8699,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.061129502952098846},{"word":"your","start":2078.8699,"end":2079.1099,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05316753685474396},{"word":"medium","start":2079.1099,"end":2079.51,"confidence":0.9980469,"punctuated_word":"medium","sentiment":"neutral","sentiment_score":-0.0979783684015274},{"word":"risk","start":2079.51,"end":2079.8298,"confidence":0.9980469,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.01441630721092224},{"word":"portfolio","start":2079.8298,"end":2080.3298,"confidence":1.0,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.001382412388920784},{"word":"yep","start":2082.3098,"end":2082.735,"confidence":0.829834,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.058109693229198456},{"word":"yeah","start":2092.495,"end":2092.995,"confidence":0.9848633,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016047246754169464},{"word":"it's","start":2094.0952,"end":2094.5952,"confidence":0.986084,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.033466823399066925},{"word":"it","start":2094.975,"end":2095.215,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03802833706140518},{"word":"just","start":2095.215,"end":2095.455,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12004126608371736},{"word":"recently","start":2095.455,"end":2095.955,"confidence":0.8684082,"punctuated_word":"recently,","sentiment":"neutral","sentiment_score":0.2186393439769745},{"word":"in","start":2096.0952,"end":2096.2551,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.25918248295783997},{"word":"the","start":2096.2551,"end":2096.415,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19030046463012695},{"word":"last","start":2096.415,"end":2096.735,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.16325584053993225},{"word":"month","start":2096.735,"end":2097.12,"confidence":0.9970703,"punctuated_word":"month,","sentiment":"neutral","sentiment_score":0.16119903326034546},{"word":"jumped","start":2097.4402,"end":2097.6802,"confidence":0.9770508,"punctuated_word":"jumped","sentiment":"neutral","sentiment_score":0.2437589317560196},{"word":"back","start":2097.6802,"end":2098.0,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2931946814060211},{"word":"up","start":2098.0,"end":2098.2402,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.2183451950550079},{"word":"from","start":2098.2402,"end":2098.4802,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.23143593966960907},{"word":"it's","start":2099.12,"end":2099.62,"confidence":0.9741211,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.19504103064537048},{"word":"$81","start":2099.76,"end":2100.6401,"confidence":0.9995117,"punctuated_word":"$81","sentiment":"neutral","sentiment_score":0.2628035247325897},{"word":"up","start":2100.6401,"end":2100.8801,"confidence":0.99609375,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.2386912703514099},{"word":"to","start":2100.8801,"end":2101.04,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26061615347862244},{"word":"$97","start":2101.04,"end":2101.9202,"confidence":0.99975586,"punctuated_word":"$97","sentiment":"neutral","sentiment_score":0.23967036604881287},{"word":"an","start":2101.9202,"end":2102.0,"confidence":0.9902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.17285758256912231},{"word":"ounce","start":2102.0,"end":2102.2402,"confidence":1.0,"punctuated_word":"ounce","sentiment":"neutral","sentiment_score":0.17171165347099304},{"word":"for","start":2102.2402,"end":2102.4802,"confidence":0.9902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.25780409574508667},{"word":"silver","start":2102.4802,"end":2102.9802,"confidence":0.99316406,"punctuated_word":"silver,","sentiment":"neutral","sentiment_score":0.22817058861255649},{"word":"which","start":2103.04,"end":2103.28,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.413049578666687},{"word":"was","start":2103.28,"end":2103.6,"confidence":0.77441406,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.5090007781982422},{"word":"good","start":2103.6,"end":2104.1,"confidence":0.7331543,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.08919061720371246},{"word":"there's","start":2104.32,"end":2104.56,"confidence":0.70825195,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.33118027448654175},{"word":"13","start":2104.56,"end":2105.36,"confidence":0.9680176,"punctuated_word":"13","sentiment":"positive","sentiment_score":0.37919825315475464},{"word":"bump","start":2105.36,"end":2105.6,"confidence":0.9941406,"punctuated_word":"bump","sentiment":"neutral","sentiment_score":0.33243611454963684},{"word":"up","start":2105.6,"end":2105.84,"confidence":0.9970703,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.3353866934776306},{"word":"there","start":2105.84,"end":2106.2402,"confidence":0.93310547,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.24116453528404236},{"word":"and","start":2106.2402,"end":2106.4802,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2554911673069},{"word":"gold","start":2106.4802,"end":2106.8801,"confidence":0.9892578,"punctuated_word":"gold","sentiment":"positive","sentiment_score":0.4120377600193024},{"word":"jumped","start":2106.8801,"end":2107.12,"confidence":1.0,"punctuated_word":"jumped","sentiment":"positive","sentiment_score":0.5034310221672058},{"word":"up","start":2107.12,"end":2107.28,"confidence":0.99902344,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.4560522735118866},{"word":"from","start":2107.28,"end":2107.6,"confidence":1.0,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.4213850200176239},{"word":"5,700","start":2107.6,"end":2109.06,"confidence":0.99902344,"punctuated_word":"5,700","sentiment":"neutral","sentiment_score":0.2866916060447693},{"word":"to","start":2109.295,"end":2109.375,"confidence":0.95703125,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3663644790649414},{"word":"6,500","start":2109.375,"end":2110.495,"confidence":0.9975586,"punctuated_word":"6,500.","sentiment":"neutral","sentiment_score":0.2492603063583374},{"word":"so","start":2110.495,"end":2110.735,"confidence":1.0,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4290494918823242},{"word":"we're","start":2110.735,"end":2110.895,"confidence":1.0,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.6283532977104187},{"word":"getting","start":2110.895,"end":2111.055,"confidence":1.0,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.5843214988708496},{"word":"a","start":2111.055,"end":2111.215,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5968475341796875},{"word":"good","start":2111.215,"end":2111.455,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6498619914054871},{"word":"little","start":2111.455,"end":2111.695,"confidence":0.9873047,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.6433987617492676},{"word":"exposure","start":2111.695,"end":2112.175,"confidence":1.0,"punctuated_word":"exposure","sentiment":"positive","sentiment_score":0.684610903263092},{"word":"there","start":2112.175,"end":2112.335,"confidence":1.0,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.5801251530647278},{"word":"and","start":2112.335,"end":2112.495,"confidence":0.96533203,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5031925439834595},{"word":"getting","start":2112.495,"end":2112.735,"confidence":1.0,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.5930652022361755},{"word":"some","start":2112.735,"end":2112.895,"confidence":1.0,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.5807449817657471},{"word":"good","start":2112.895,"end":2113.135,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6273046731948853},{"word":"returns","start":2113.135,"end":2113.535,"confidence":0.99902344,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.659574031829834},{"word":"off","start":2113.535,"end":2113.695,"confidence":0.9873047,"punctuated_word":"off","sentiment":"positive","sentiment_score":0.617807924747467},{"word":"of","start":2113.695,"end":2113.775,"confidence":0.9863281,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5255177617073059},{"word":"that","start":2113.775,"end":2114.015,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5549731850624084},{"word":"too","start":2114.015,"end":2114.515,"confidence":0.9970703,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.535041093826294},{"word":"cool","start":2116.895,"end":2117.395,"confidence":0.8984375,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.7528116106987},{"word":"i","start":2117.935,"end":2118.095,"confidence":0.8642578,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5463544130325317},{"word":"will","start":2118.095,"end":2118.335,"confidence":0.9892578,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.577183723449707},{"word":"put","start":2118.335,"end":2118.495,"confidence":0.9941406,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.4981263875961304},{"word":"a","start":2118.495,"end":2118.655,"confidence":0.7167969,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4362947046756744},{"word":"few","start":2118.655,"end":2118.815,"confidence":0.9970703,"punctuated_word":"few","sentiment":"positive","sentiment_score":0.5530820488929749},{"word":"i","start":2122.415,"end":2122.575,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09801740944385529},{"word":"know","start":2122.575,"end":2122.975,"confidence":0.9675293,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.11937971413135529},{"word":"right","start":2122.975,"end":2123.455,"confidence":0.98950195,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":0.062164224684238434},{"word":"but","start":2123.455,"end":2123.955,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.004290413111448288},{"word":"do","start":2124.13,"end":2124.29,"confidence":0.6816406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.034569378942251205},{"word":"you","start":2124.29,"end":2124.3699,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03377770259976387},{"word":"know","start":2124.3699,"end":2124.45,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.024293242022395137},{"word":"at","start":2124.45,"end":2124.8499,"confidence":0.453125,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04890083521604538},{"word":"the","start":2124.8499,"end":2124.93,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03023390658199787},{"word":"start","start":2124.93,"end":2125.09,"confidence":0.9921875,"punctuated_word":"start","sentiment":"neutral","sentiment_score":-0.02065093442797661},{"word":"of","start":2125.09,"end":2125.17,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.032015036791563034},{"word":"the","start":2125.17,"end":2125.25,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.000279303640127182},{"word":"call","start":2125.25,"end":2125.49,"confidence":0.7364502,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":-0.0038907695561647415},{"word":"how","start":2125.49,"end":2125.5698,"confidence":0.82470703,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.012429144233465196},{"word":"i","start":2125.5698,"end":2125.65,"confidence":0.5727539,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.014615796506404877},{"word":"said","start":2125.65,"end":2125.97,"confidence":0.99316406,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.010566603392362596},{"word":"the","start":2125.97,"end":2126.13,"confidence":0.9394531,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07051874697208405},{"word":"new","start":2126.13,"end":2126.45,"confidence":0.99902344,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.09228985011577606},{"word":"money","start":2126.45,"end":2126.8499,"confidence":0.99609375,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.07302028685808182},{"word":"laundering","start":2126.8499,"end":2127.25,"confidence":1.0,"punctuated_word":"laundering","sentiment":"neutral","sentiment_score":-0.07650237530469894},{"word":"laws","start":2127.25,"end":2127.57,"confidence":0.99902344,"punctuated_word":"laws","sentiment":"neutral","sentiment_score":-0.10083453357219696},{"word":"came","start":2127.57,"end":2127.73,"confidence":1.0,"punctuated_word":"came","sentiment":"neutral","sentiment_score":-0.07347150146961212},{"word":"in","start":2127.73,"end":2127.97,"confidence":0.7636719,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.06596622616052628},{"word":"and","start":2127.97,"end":2128.05,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05127521604299545},{"word":"so","start":2128.05,"end":2128.13,"confidence":0.9404297,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.013515878468751907},{"word":"that's","start":2128.13,"end":2128.29,"confidence":0.9890137,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.028987281024456024},{"word":"why","start":2128.29,"end":2128.45,"confidence":0.99316406,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.03301819786429405},{"word":"i","start":2128.45,"end":2128.53,"confidence":0.75634766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.012136470526456831},{"word":"had","start":2128.53,"end":2128.69,"confidence":0.98291016,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.012306872755289078},{"word":"to","start":2128.69,"end":2128.77,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.009838074445724487},{"word":"ask","start":2128.77,"end":2129.01,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.018939286470413208},{"word":"some","start":2129.01,"end":2129.09,"confidence":0.9614258,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.017145972698926926},{"word":"extra","start":2129.09,"end":2129.41,"confidence":0.99902344,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.032428257167339325},{"word":"questions","start":2129.41,"end":2129.91,"confidence":0.97265625,"punctuated_word":"questions?","sentiment":"neutral","sentiment_score":-0.01159251295030117},{"word":"they've","start":2131.97,"end":2132.45,"confidence":0.8046875,"punctuated_word":"They've","sentiment":"neutral","sentiment_score":-0.052892833948135376},{"word":"imposed","start":2132.45,"end":2132.93,"confidence":0.99902344,"punctuated_word":"imposed","sentiment":"neutral","sentiment_score":-0.07506494224071503},{"word":"those","start":2132.93,"end":2133.33,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.0985197201371193},{"word":"on","start":2133.33,"end":2133.65,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.12391968071460724},{"word":"the","start":2133.65,"end":2134.05,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1337989866733551},{"word":"gold","start":2134.05,"end":2134.45,"confidence":0.9980469,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":-0.0842275619506836},{"word":"buying","start":2134.45,"end":2134.93,"confidence":1.0,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":-0.06854419410228729},{"word":"companies","start":2134.93,"end":2135.43,"confidence":1.0,"punctuated_word":"companies","sentiment":"neutral","sentiment_score":-0.11128474771976472},{"word":"too","start":2135.57,"end":2136.045,"confidence":0.99121094,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":-0.04661724716424942},{"word":"so","start":2136.125,"end":2136.285,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02473805472254753},{"word":"all","start":2136.285,"end":2136.3647,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.04113203659653664},{"word":"the","start":2136.3647,"end":2136.4448,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.026083406060934067},{"word":"ones","start":2136.4448,"end":2136.6848,"confidence":1.0,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":-0.06011546403169632},{"word":"you","start":2136.6848,"end":2136.765,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00778777152299881},{"word":"see","start":2136.765,"end":2136.9248,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.00980795919895172},{"word":"in","start":2136.9248,"end":2137.085,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.013910170644521712},{"word":"the","start":2137.085,"end":2137.2449,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0011009350419044497},{"word":"shopping","start":2137.2449,"end":2137.565,"confidence":0.99902344,"punctuated_word":"shopping","sentiment":"neutral","sentiment_score":0.001115795224905014},{"word":"center","start":2137.565,"end":2137.885,"confidence":0.9499512,"punctuated_word":"center,","sentiment":"neutral","sentiment_score":-0.013752134516835213},{"word":"they're","start":2137.885,"end":2138.045,"confidence":0.9970703,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.034558653831481934},{"word":"like","start":2138.045,"end":2138.2048,"confidence":0.94018555,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.026850027963519096},{"word":"we","start":2138.2048,"end":2138.4448,"confidence":0.5830078,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.022949103266000748},{"word":"buy","start":2138.4448,"end":2138.6848,"confidence":0.99902344,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":-0.023836497217416763},{"word":"gold","start":2138.6848,"end":2139.085,"confidence":0.873291,"punctuated_word":"gold,","sentiment":"neutral","sentiment_score":-0.024687929078936577},{"word":"sell","start":2139.085,"end":2139.2449,"confidence":0.98828125,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.027026381343603138},{"word":"us","start":2139.2449,"end":2139.405,"confidence":0.99902344,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.03911896422505379},{"word":"your","start":2139.405,"end":2139.565,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.04251967370510101},{"word":"jewelry","start":2139.565,"end":2139.9648,"confidence":1.0,"punctuated_word":"jewelry","sentiment":"neutral","sentiment_score":-0.018069598823785785},{"word":"and","start":2139.9648,"end":2140.125,"confidence":0.74902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.033528875559568405},{"word":"your","start":2140.125,"end":2140.285,"confidence":0.9375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05020115152001381},{"word":"bullion","start":2140.285,"end":2140.785,"confidence":0.94905597,"punctuated_word":"bullion.","sentiment":"neutral","sentiment_score":-0.04136627912521362},{"word":"they","start":2141.4849,"end":2141.805,"confidence":0.8251953,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.0756722241640091},{"word":"have","start":2141.805,"end":2142.125,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07663974165916443},{"word":"a","start":2142.125,"end":2142.605,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.058517079800367355},{"word":"huge","start":2142.605,"end":2143.005,"confidence":1.0,"punctuated_word":"huge","sentiment":"neutral","sentiment_score":-0.091861754655838},{"word":"amount","start":2143.005,"end":2143.325,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.07294189929962158},{"word":"of","start":2143.325,"end":2143.4849,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07178869843482971},{"word":"requirements","start":2143.4849,"end":2143.9849,"confidence":0.99902344,"punctuated_word":"requirements","sentiment":"neutral","sentiment_score":-0.10291415452957152},{"word":"now","start":2144.2048,"end":2144.7048,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.05572403967380524},{"word":"to","start":2144.765,"end":2144.9248,"confidence":0.98828125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06970139592885971},{"word":"find","start":2144.9248,"end":2145.2449,"confidence":1.0,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.06676530838012695},{"word":"out","start":2145.2449,"end":2145.405,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.04646478593349457},{"word":"who","start":2145.405,"end":2145.645,"confidence":1.0,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.04886643588542938},{"word":"you","start":2145.645,"end":2145.885,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03888337314128876},{"word":"are","start":2145.885,"end":2146.385,"confidence":0.99902344,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":-0.04306445270776749},{"word":"where","start":2146.525,"end":2146.765,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.0666186660528183},{"word":"you","start":2146.765,"end":2146.845,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04519996792078018},{"word":"got","start":2146.845,"end":2147.085,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.059659406542778015},{"word":"your","start":2147.085,"end":2147.2449,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05128737911581993},{"word":"money","start":2147.2449,"end":2147.565,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.04199181869626045},{"word":"from","start":2147.565,"end":2148.045,"confidence":0.83984375,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":-0.04890786111354828},{"word":"is","start":2148.045,"end":2148.285,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.03841941058635712},{"word":"it","start":2148.285,"end":2148.4448,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.026824885979294777},{"word":"from","start":2148.4448,"end":2148.845,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.05313965305685997},{"word":"overseas","start":2148.845,"end":2149.345,"confidence":0.96972656,"punctuated_word":"overseas","sentiment":"neutral","sentiment_score":-0.06741607934236526},{"word":"sale","start":2149.565,"end":2149.805,"confidence":0.9980469,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":-0.03286157548427582},{"word":"of","start":2149.805,"end":2149.9648,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04687712341547012},{"word":"assets","start":2149.9648,"end":2150.4448,"confidence":1.0,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.04764347895979881},{"word":"or","start":2150.4448,"end":2150.605,"confidence":0.9453125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05363517254590988},{"word":"funding","start":2150.605,"end":2151.005,"confidence":1.0,"punctuated_word":"funding","sentiment":"neutral","sentiment_score":-0.04848493263125419},{"word":"terrorism","start":2151.005,"end":2151.505,"confidence":0.99902344,"punctuated_word":"terrorism","sentiment":"neutral","sentiment_score":-0.053760185837745667},{"word":"and","start":2151.565,"end":2152.02,"confidence":0.89746094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04853232204914093},{"word":"all","start":2152.18,"end":2152.42,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.033469781279563904},{"word":"kinds","start":2152.42,"end":2152.74,"confidence":1.0,"punctuated_word":"kinds","sentiment":"neutral","sentiment_score":-0.03263164684176445},{"word":"of","start":2152.74,"end":2152.9,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03595353662967682},{"word":"checks","start":2152.9,"end":2153.1401,"confidence":0.9980469,"punctuated_word":"checks","sentiment":"neutral","sentiment_score":-0.023700103163719177},{"word":"and","start":2153.1401,"end":2153.3,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.034162551164627075},{"word":"things","start":2153.3,"end":2153.62,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.03944533318281174},{"word":"like","start":2153.62,"end":2153.7,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.03336383029818535},{"word":"that","start":2153.7,"end":2154.02,"confidence":0.9519043,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.015004146844148636},{"word":"so","start":2154.02,"end":2154.5,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0033882595598697662},{"word":"you","start":2154.5,"end":2154.66,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0013575069606304169},{"word":"might","start":2154.66,"end":2154.9,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.00033742934465408325},{"word":"see","start":2154.9,"end":2155.06,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.005365166813135147},{"word":"a","start":2155.06,"end":2155.1401,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0036487458273768425},{"word":"few","start":2155.1401,"end":2155.3801,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.004506994038820267},{"word":"of","start":2155.3801,"end":2155.46,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0022065043449401855},{"word":"those","start":2155.46,"end":2155.78,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.03351409360766411},{"word":"gold","start":2155.78,"end":2156.02,"confidence":0.99609375,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.018104735761880875},{"word":"selling","start":2156.02,"end":2156.34,"confidence":0.9951172,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":0.01632292941212654},{"word":"shops","start":2156.34,"end":2156.66,"confidence":0.9980469,"punctuated_word":"shops","sentiment":"neutral","sentiment_score":0.000423777848482132},{"word":"close-up","start":2156.66,"end":2157.16,"confidence":0.9908447,"punctuated_word":"close-up.","sentiment":"neutral","sentiment_score":0.017718583345413208},{"word":"the","start":2161.22,"end":2161.3801,"confidence":0.9790039,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.1868727058172226},{"word":"mine","start":2161.3801,"end":2161.62,"confidence":0.36987305,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":-0.25211137533187866},{"word":"is","start":2161.62,"end":2161.86,"confidence":0.9970703,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.3649287521839142},{"word":"great","start":2161.86,"end":2162.36,"confidence":0.9133301,"punctuated_word":"great.","sentiment":"negative","sentiment_score":-0.4296149015426636},{"word":"too","start":2163.06,"end":2163.3,"confidence":0.9970703,"punctuated_word":"Too","sentiment":"neutral","sentiment_score":-0.2749573886394501},{"word":"many","start":2163.3,"end":2163.54,"confidence":1.0,"punctuated_word":"many","sentiment":"neutral","sentiment_score":-0.2922631502151489},{"word":"hard","start":2163.54,"end":2163.7,"confidence":0.9892578,"punctuated_word":"hard","sentiment":"negative","sentiment_score":-0.34625133872032166},{"word":"questions","start":2163.7,"end":2164.1,"confidence":0.98657227,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":-0.3268643021583557},{"word":"it's","start":2164.1,"end":2164.26,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.28603729605674744},{"word":"a","start":2164.26,"end":2164.42,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.27718544006347656},{"word":"lot","start":2164.42,"end":2164.66,"confidence":0.9980469,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.28765684366226196},{"word":"of","start":2164.66,"end":2164.74,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.33209019899368286},{"word":"paperwork","start":2164.74,"end":2165.24,"confidence":0.99609375,"punctuated_word":"paperwork","sentiment":"neutral","sentiment_score":-0.32526695728302},{"word":"to","start":2165.3,"end":2165.3801,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3770032525062561},{"word":"go","start":2165.3801,"end":2165.54,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.3220449388027191},{"word":"through","start":2165.54,"end":2165.86,"confidence":1.0,"punctuated_word":"through","sentiment":"negative","sentiment_score":-0.3478999137878418},{"word":"to","start":2165.86,"end":2166.02,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.31448784470558167},{"word":"buy","start":2166.02,"end":2166.18,"confidence":1.0,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":-0.2906246781349182},{"word":"someone's","start":2166.18,"end":2166.68,"confidence":1.0,"punctuated_word":"someone's","sentiment":"neutral","sentiment_score":-0.2742501199245453},{"word":"old","start":2167.175,"end":2167.335,"confidence":0.97998047,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.27084973454475403},{"word":"gold","start":2167.335,"end":2167.815,"confidence":0.97314453,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":-0.253449410200119},{"word":"rings","start":2167.815,"end":2167.975,"confidence":0.99902344,"punctuated_word":"rings","sentiment":"neutral","sentiment_score":-0.18244807422161105},{"word":"from","start":2167.975,"end":2168.135,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.2799151837825775},{"word":"a","start":2168.135,"end":2168.375,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.27533844113349915},{"word":"divorce","start":2168.375,"end":2168.875,"confidence":1.0,"punctuated_word":"divorce.","sentiment":"neutral","sentiment_score":-0.2536628544330597},{"word":"so","start":2172.455,"end":2172.855,"confidence":0.9038086,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.008654620498418808},{"word":"yeah","start":2173.415,"end":2173.815,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02687188982963562},{"word":"interesting","start":2173.815,"end":2174.315,"confidence":0.99609375,"punctuated_word":"Interesting","sentiment":"neutral","sentiment_score":0.04865368455648422},{"word":"times","start":2174.375,"end":2174.695,"confidence":0.99902344,"punctuated_word":"times","sentiment":"neutral","sentiment_score":0.08030518889427185},{"word":"there","start":2174.695,"end":2174.935,"confidence":0.99902344,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.10288593918085098},{"word":"michelle","start":2174.935,"end":2175.435,"confidence":0.9819336,"punctuated_word":"Michelle.","sentiment":"neutral","sentiment_score":0.10651283711194992},{"word":"interesting","start":2176.055,"end":2176.555,"confidence":0.8027344,"punctuated_word":"Interesting","sentiment":"neutral","sentiment_score":0.02897948212921619},{"word":"times","start":2176.695,"end":2177.195,"confidence":0.9975586,"punctuated_word":"times.","sentiment":"neutral","sentiment_score":0.0087990527972579},{"word":"cool","start":2179.255,"end":2179.755,"confidence":0.9970703,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":-0.04657993838191032},{"word":"no","start":2181.175,"end":2181.415,"confidence":0.9458008,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11364731937646866},{"word":"you're","start":2181.415,"end":2181.655,"confidence":0.9995117,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.08563262224197388},{"word":"right","start":2181.655,"end":2181.9,"confidence":0.96875,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.04479600489139557},{"word":"oh","start":2182.38,"end":2182.6199,"confidence":0.9428711,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.009028049185872078},{"word":"actually","start":2182.6199,"end":2183.02,"confidence":0.9802246,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":-0.0010630767792463305},{"word":"that","start":2183.02,"end":2183.26,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0008455663919448853},{"word":"brings","start":2183.26,"end":2183.5798,"confidence":1.0,"punctuated_word":"brings","sentiment":"neutral","sentiment_score":-0.0016392134130001068},{"word":"me","start":2183.5798,"end":2183.74,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.002150498330593109},{"word":"to","start":2183.74,"end":2183.98,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.003824211657047272},{"word":"the","start":2183.98,"end":2184.22,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0019875355064868927},{"word":"the","start":2184.22,"end":2184.38,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0052298903465271},{"word":"last","start":2184.38,"end":2184.6199,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.004763931035995483},{"word":"two","start":2184.6199,"end":2184.7798,"confidence":0.97998047,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.009233374148607254},{"word":"things","start":2184.7798,"end":2185.02,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.02024945616722107},{"word":"i","start":2185.02,"end":2185.0999,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.003311309963464737},{"word":"wanted","start":2185.0999,"end":2185.3398,"confidence":0.9951172,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.0034207552671432495},{"word":"to","start":2185.3398,"end":2185.42,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.008703731000423431},{"word":"let","start":2185.42,"end":2185.5798,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.01101214438676834},{"word":"you","start":2185.5798,"end":2185.66,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012417241930961607},{"word":"know","start":2185.66,"end":2185.9,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.017584610730409622},{"word":"before","start":2185.9,"end":2186.14,"confidence":0.9921875,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.010887842625379562},{"word":"i","start":2186.14,"end":2186.22,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0005150251090526581},{"word":"do","start":2186.22,"end":2186.38,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.007844679057598114},{"word":"let","start":2186.38,"end":2186.6199,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.006125342100858688},{"word":"you","start":2186.6199,"end":2186.7,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01939205825328827},{"word":"go","start":2186.7,"end":2187.2,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.011721942573785782},{"word":"is","start":2187.26,"end":2187.76,"confidence":0.80566406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.028161466121673584},{"word":"you","start":2188.2998,"end":2188.5398,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016031328588724136},{"word":"had","start":2188.5398,"end":2188.7798,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.014724180102348328},{"word":"already","start":2188.7798,"end":2189.26,"confidence":1.0,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.04161294922232628},{"word":"signed","start":2189.26,"end":2189.66,"confidence":1.0,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.013039059937000276},{"word":"a","start":2189.66,"end":2189.9,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02857541106641293},{"word":"service","start":2189.9,"end":2190.38,"confidence":1.0,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.015889309346675873},{"word":"agreement","start":2190.38,"end":2190.8599,"confidence":1.0,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.0441838875412941},{"word":"with","start":2190.8599,"end":2191.02,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.029208527877926823},{"word":"us","start":2191.02,"end":2191.52,"confidence":0.89746094,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":0.0218526441603899},{"word":"so","start":2191.5798,"end":2192.0798,"confidence":0.9291992,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.007989924401044846},{"word":"we","start":2192.6199,"end":2193.1199,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.004252590239048004},{"word":"haven't","start":2193.18,"end":2193.5,"confidence":1.0,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.027623511850833893},{"word":"really","start":2193.5,"end":2193.74,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.029663193970918655},{"word":"had","start":2193.74,"end":2193.9,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.050911761820316315},{"word":"any","start":2193.9,"end":2194.14,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.049361176788806915},{"word":"changes","start":2194.14,"end":2194.5398,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.09643523395061492},{"word":"in","start":2194.5398,"end":2195.0398,"confidence":0.8041992,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.14049021899700165},{"word":"fees","start":2195.26,"end":2195.5798,"confidence":0.6920166,"punctuated_word":"fees.","sentiment":"neutral","sentiment_score":-0.09160216152668},{"word":"we","start":2195.5798,"end":2195.74,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.05666274204850197},{"word":"still","start":2195.74,"end":2195.98,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.03180462867021561},{"word":"charge","start":2195.98,"end":2196.2998,"confidence":0.94970703,"punctuated_word":"charge","sentiment":"neutral","sentiment_score":-0.026903696358203888},{"word":"the","start":2196.2998,"end":2196.38,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0010924413800239563},{"word":"1.65%","start":2196.38,"end":2197.8398,"confidence":0.99228513,"punctuated_word":"1.65%.","sentiment":"neutral","sentiment_score":0.012249717488884926},{"word":"we","start":2198.115,"end":2198.275,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.007787544280290604},{"word":"have","start":2198.275,"end":2198.595,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.021810069680213928},{"word":"added","start":2198.595,"end":2198.915,"confidence":1.0,"punctuated_word":"added","sentiment":"neutral","sentiment_score":0.034033000469207764},{"word":"in","start":2198.915,"end":2199.415,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.048645514994859695},{"word":"a","start":2199.795,"end":2200.115,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04130614921450615},{"word":"tiered","start":2200.115,"end":2200.615,"confidence":1.0,"punctuated_word":"tiered","sentiment":"neutral","sentiment_score":0.028011873364448547},{"word":"fee","start":2200.675,"end":2200.915,"confidence":0.99902344,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.019024036824703217},{"word":"structure","start":2200.915,"end":2201.415,"confidence":1.0,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":0.03961626812815666},{"word":"into","start":2201.715,"end":2201.955,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.05623626708984375},{"word":"our","start":2201.955,"end":2202.195,"confidence":0.9741211,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.03888779506087303},{"word":"service","start":2202.195,"end":2202.595,"confidence":1.0,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.035140905529260635},{"word":"guide","start":2202.595,"end":2203.095,"confidence":0.8876953,"punctuated_word":"guide.","sentiment":"neutral","sentiment_score":0.03595166653394699},{"word":"so","start":2203.155,"end":2203.475,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.031657055020332336},{"word":"when","start":2203.475,"end":2203.715,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.011841826140880585},{"word":"you","start":2203.715,"end":2203.795,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.020619139075279236},{"word":"get","start":2203.795,"end":2203.955,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.032531723380088806},{"word":"above","start":2203.955,"end":2204.355,"confidence":0.9980469,"punctuated_word":"above","sentiment":"neutral","sentiment_score":0.023725897073745728},{"word":"200,000","start":2204.355,"end":2205.335,"confidence":0.99886066,"punctuated_word":"200,000,","sentiment":"neutral","sentiment_score":0.03669852390885353},{"word":"those","start":2205.475,"end":2205.795,"confidence":0.4350586,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.05300038307905197},{"word":"discounts","start":2205.795,"end":2206.275,"confidence":0.98535156,"punctuated_word":"discounts","sentiment":"neutral","sentiment_score":0.03434443473815918},{"word":"will","start":2206.275,"end":2206.515,"confidence":0.9970703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.02546376734972},{"word":"start","start":2206.515,"end":2206.755,"confidence":1.0,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.019127625972032547},{"word":"to","start":2206.755,"end":2206.835,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0416739359498024},{"word":"be","start":2206.835,"end":2206.995,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.031740836799144745},{"word":"applied","start":2206.995,"end":2207.495,"confidence":1.0,"punctuated_word":"applied.","sentiment":"neutral","sentiment_score":0.02725645899772644},{"word":"no","start":2212.96,"end":2213.28,"confidence":0.7717285,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09300249069929124},{"word":"once","start":2213.28,"end":2213.52,"confidence":0.9951172,"punctuated_word":"Once","sentiment":"neutral","sentiment_score":-0.11956384032964706},{"word":"your","start":2213.52,"end":2213.76,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.059962280094623566},{"word":"balance","start":2213.76,"end":2214.08,"confidence":1.0,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.07002419978380203},{"word":"goes","start":2214.08,"end":2214.32,"confidence":1.0,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":-0.022069670259952545},{"word":"up","start":2214.32,"end":2214.4001,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0024868249893188477},{"word":"in","start":2214.4001,"end":2214.56,"confidence":0.9560547,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.026315808296203613},{"word":"your","start":2214.56,"end":2214.72,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.008456610143184662},{"word":"super","start":2214.72,"end":2214.96,"confidence":0.8881836,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.005202407017350197},{"word":"once","start":2214.96,"end":2215.2,"confidence":0.99902344,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.046755049377679825},{"word":"we","start":2215.2,"end":2215.28,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.006139844655990601},{"word":"get","start":2215.28,"end":2215.44,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.0028971880674362183},{"word":"you","start":2215.44,"end":2215.6,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01342494785785675},{"word":"up","start":2215.6,"end":2215.76,"confidence":0.9970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.02749011665582657},{"word":"above","start":2215.76,"end":2216.0,"confidence":1.0,"punctuated_word":"above","sentiment":"neutral","sentiment_score":-0.03280084580183029},{"word":"$200","start":2216.0,"end":2217.06,"confidence":0.99975586,"punctuated_word":"$200,","sentiment":"neutral","sentiment_score":-0.00767904706299305},{"word":"everything","start":2217.12,"end":2217.6,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.026184670627117157},{"word":"above","start":2217.6,"end":2217.9202,"confidence":1.0,"punctuated_word":"above","sentiment":"neutral","sentiment_score":-0.04889360070228577},{"word":"that","start":2217.9202,"end":2218.32,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.029993880540132523},{"word":"will","start":2218.32,"end":2218.56,"confidence":0.9902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.04742821678519249},{"word":"be","start":2218.56,"end":2218.72,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.014522664248943329},{"word":"charged","start":2218.72,"end":2219.04,"confidence":0.9951172,"punctuated_word":"charged","sentiment":"neutral","sentiment_score":-0.006688393652439117},{"word":"at","start":2219.04,"end":2219.2,"confidence":0.8461914,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.01941758766770363},{"word":"a","start":2219.2,"end":2219.28,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04437897354364395},{"word":"lower","start":2219.28,"end":2219.6,"confidence":0.9941406,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.048492543399333954},{"word":"percentage","start":2219.6,"end":2220.08,"confidence":0.9707031,"punctuated_word":"percentage.","sentiment":"neutral","sentiment_score":0.035197868943214417},{"word":"and","start":2220.08,"end":2220.32,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.01376263052225113},{"word":"then","start":2220.32,"end":2220.4001,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.033192865550518036},{"word":"once","start":2220.4001,"end":2220.6401,"confidence":1.0,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.03063381463289261},{"word":"we","start":2220.6401,"end":2220.72,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03150705248117447},{"word":"get","start":2220.72,"end":2220.8801,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04100604355335235},{"word":"you","start":2220.8801,"end":2221.04,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.061768826097249985},{"word":"above","start":2221.04,"end":2221.36,"confidence":0.98828125,"punctuated_word":"above","sentiment":"neutral","sentiment_score":0.03216595947742462},{"word":"500,000","start":2221.36,"end":2222.1602,"confidence":0.9996745,"punctuated_word":"500,000,","sentiment":"neutral","sentiment_score":0.052082400768995285},{"word":"it'll","start":2222.1602,"end":2222.4001,"confidence":0.9848633,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":0.013965440914034843},{"word":"be","start":2222.4001,"end":2222.56,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03397645056247711},{"word":"lower","start":2222.56,"end":2222.8801,"confidence":0.99609375,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.02735210210084915},{"word":"then","start":2222.8801,"end":2223.04,"confidence":0.9199219,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.002908959984779358},{"word":"as","start":2223.04,"end":2223.2,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02065582573413849},{"word":"well","start":2223.2,"end":2223.6,"confidence":0.9980469,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.03389648720622063},{"word":"so","start":2223.6,"end":2223.84,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2543574273586273},{"word":"it's","start":2223.84,"end":2224.0,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.32722437381744385},{"word":"just","start":2224.0,"end":2224.24,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.33996838331222534},{"word":"one","start":2224.24,"end":2224.4001,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.2989517152309418},{"word":"of","start":2224.4001,"end":2224.48,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.25952112674713135},{"word":"those","start":2224.48,"end":2224.6401,"confidence":1.0,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.4122890830039978},{"word":"things","start":2224.6401,"end":2224.8801,"confidence":1.0,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.4248034358024597},{"word":"to","start":2224.8801,"end":2225.04,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3950146436691284},{"word":"make","start":2225.04,"end":2225.28,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.3640947639942169},{"word":"sure","start":2225.28,"end":2225.44,"confidence":1.0,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.4125773310661316},{"word":"that","start":2225.44,"end":2225.68,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4523998200893402},{"word":"we're","start":2225.68,"end":2225.9202,"confidence":0.9980469,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.4155595302581787},{"word":"trying","start":2225.9202,"end":2226.1602,"confidence":0.9980469,"punctuated_word":"trying","sentiment":"positive","sentiment_score":0.4541748762130738},{"word":"to","start":2226.1602,"end":2226.24,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4693228006362915},{"word":"be","start":2226.24,"end":2226.4001,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4328603446483612},{"word":"alongside","start":2226.4001,"end":2226.9001,"confidence":0.99902344,"punctuated_word":"alongside","sentiment":"positive","sentiment_score":0.4656985402107239},{"word":"you","start":2227.04,"end":2227.455,"confidence":0.93408203,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.5242108106613159},{"word":"getting","start":2227.615,"end":2227.855,"confidence":1.0,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.5125231742858887},{"word":"you","start":2227.855,"end":2227.935,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5327524542808533},{"word":"in","start":2227.935,"end":2228.095,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5404656529426575},{"word":"the","start":2228.095,"end":2228.2551,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5270282030105591},{"word":"right","start":2228.2551,"end":2228.495,"confidence":1.0,"punctuated_word":"right","sentiment":"positive","sentiment_score":0.5807183384895325},{"word":"direction","start":2228.495,"end":2228.995,"confidence":1.0,"punctuated_word":"direction","sentiment":"positive","sentiment_score":0.5399863719940186},{"word":"because","start":2230.895,"end":2231.2952,"confidence":0.3798828,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.47909754514694214},{"word":"we","start":2231.2952,"end":2231.455,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.5816962122917175},{"word":"wanna","start":2231.455,"end":2231.695,"confidence":0.9892578,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.6894125938415527},{"word":"see","start":2231.695,"end":2231.855,"confidence":0.9941406,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.6987602710723877},{"word":"you","start":2231.855,"end":2232.0151,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6823738217353821},{"word":"growing","start":2232.0151,"end":2232.335,"confidence":0.9980469,"punctuated_word":"growing","sentiment":"positive","sentiment_score":0.7164366245269775},{"word":"as","start":2232.335,"end":2232.5752,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.7048456072807312},{"word":"well","start":2232.5752,"end":2232.735,"confidence":1.0,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.6474697589874268},{"word":"too","start":2232.735,"end":2233.235,"confidence":0.9980469,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.5091496109962463},{"word":"and","start":2237.215,"end":2237.455,"confidence":0.75634766,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2613131105899811},{"word":"the","start":2237.455,"end":2237.615,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19258473813533783},{"word":"other","start":2237.615,"end":2237.7751,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.21530304849147797},{"word":"thing","start":2237.7751,"end":2238.095,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.1841132789850235},{"word":"was","start":2238.095,"end":2238.335,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1334109008312225},{"word":"because","start":2238.335,"end":2238.655,"confidence":0.5498047,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.14848683774471283},{"word":"you'd","start":2238.655,"end":2238.895,"confidence":0.96850586,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.19446909427642825},{"word":"already","start":2238.895,"end":2239.215,"confidence":1.0,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.22868798673152924},{"word":"signed","start":2239.215,"end":2239.455,"confidence":0.9819336,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.149733766913414},{"word":"that","start":2239.455,"end":2239.695,"confidence":0.97924805,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.1869688630104065},{"word":"the","start":2239.695,"end":2239.855,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1781923621892929},{"word":"only","start":2239.855,"end":2240.095,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.07433471828699112},{"word":"thing","start":2240.095,"end":2240.2551,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.14340370893478394},{"word":"i","start":2240.2551,"end":2240.415,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13269591331481934},{"word":"have","start":2240.415,"end":2240.655,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09966548532247543},{"word":"left","start":2240.655,"end":2240.975,"confidence":1.0,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.1637222021818161},{"word":"in","start":2240.975,"end":2241.215,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12766273319721222},{"word":"this","start":2241.215,"end":2241.455,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.16358599066734314},{"word":"pack","start":2241.455,"end":2241.695,"confidence":0.98291016,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.11890636384487152},{"word":"that's","start":2241.695,"end":2241.935,"confidence":0.9975586,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1323966532945633},{"word":"actually","start":2241.935,"end":2242.415,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.11180710792541504},{"word":"signable","start":2242.415,"end":2242.915,"confidence":0.9970703,"punctuated_word":"signable","sentiment":"neutral","sentiment_score":0.09545165300369264},{"word":"is","start":2243.45,"end":2243.6099,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10740800946950912},{"word":"the","start":2243.6099,"end":2243.93,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12730246782302856},{"word":"last","start":2243.93,"end":2244.3298,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.08628109097480774},{"word":"document","start":2244.3298,"end":2244.8098,"confidence":1.0,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.08290140330791473},{"word":"there","start":2244.8098,"end":2245.3098,"confidence":0.99902344,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.08583248406648636},{"word":"if","start":2245.5298,"end":2245.69,"confidence":0.9980469,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.14722460508346558},{"word":"you","start":2245.69,"end":2245.8499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14663827419281006},{"word":"still","start":2245.8499,"end":2246.0898,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.10146690905094148},{"word":"have","start":2246.0898,"end":2246.25,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12693126499652865},{"word":"that","start":2246.25,"end":2246.49,"confidence":0.9863281,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2141094207763672},{"word":"email","start":2246.49,"end":2246.8098,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.15308304131031036},{"word":"open","start":2246.8098,"end":2247.13,"confidence":0.8327637,"punctuated_word":"open,","sentiment":"neutral","sentiment_score":0.1581752598285675},{"word":"i","start":2247.13,"end":2247.21,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.23002877831459043},{"word":"know","start":2247.21,"end":2247.3699,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.16728049516677856},{"word":"you","start":2247.3699,"end":2247.45,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2101965993642807},{"word":"just","start":2247.45,"end":2247.6099,"confidence":0.95947266,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2058950513601303},{"word":"said","start":2247.6099,"end":2247.7698,"confidence":0.9838867,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.2172575145959854},{"word":"the","start":2247.7698,"end":2247.93,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3320264518260956},{"word":"phone","start":2247.93,"end":2248.17,"confidence":0.99609375,"punctuated_word":"phone","sentiment":"positive","sentiment_score":0.3362644910812378},{"word":"was","start":2248.17,"end":2248.41,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.2834029793739319},{"word":"sort","start":2248.41,"end":2248.5698,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2070474922657013},{"word":"of","start":2248.5698,"end":2248.8098,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23176592588424683},{"word":"refreshing","start":2248.8098,"end":2249.3098,"confidence":0.8647461,"punctuated_word":"refreshing.","sentiment":"neutral","sentiment_score":0.1636696606874466},{"word":"if","start":2249.6099,"end":2249.8499,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.07505973428487778},{"word":"you're","start":2249.8499,"end":2250.0898,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.07026957720518112},{"word":"still","start":2250.0898,"end":2250.41,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06276196986436844},{"word":"on","start":2250.41,"end":2250.73,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06729404628276825},{"word":"that","start":2250.73,"end":2251.0498,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13358694314956665},{"word":"green","start":2251.0498,"end":2251.45,"confidence":0.9921875,"punctuated_word":"green","sentiment":"neutral","sentiment_score":0.06937272846698761},{"word":"certificate","start":2251.45,"end":2251.95,"confidence":0.9975586,"punctuated_word":"certificate,","sentiment":"neutral","sentiment_score":0.059652820229530334},{"word":"can","start":2252.49,"end":2252.65,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.042072493582963943},{"word":"you","start":2252.65,"end":2252.8098,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05647404864430427},{"word":"just","start":2252.8098,"end":2253.0498,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.051496922969818115},{"word":"click","start":2253.0498,"end":2253.3699,"confidence":1.0,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.04673447087407112},{"word":"the","start":2253.3699,"end":2253.7698,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06401102244853973},{"word":"next","start":2253.7698,"end":2254.0898,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.04170171171426773},{"word":"document","start":2254.0898,"end":2254.5698,"confidence":1.0,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.02572827786207199},{"word":"button","start":2254.5698,"end":2254.89,"confidence":1.0,"punctuated_word":"button","sentiment":"neutral","sentiment_score":0.036549631506204605},{"word":"for","start":2254.89,"end":2255.0498,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.042405351996421814},{"word":"me","start":2255.0498,"end":2255.235,"confidence":0.9580078,"punctuated_word":"me?","sentiment":"neutral","sentiment_score":0.03532060980796814},{"word":"yeah","start":2263.875,"end":2264.2751,"confidence":0.9580078,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05433475226163864},{"word":"so","start":2264.2751,"end":2264.5952,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0476127527654171},{"word":"the","start":2264.5952,"end":2264.8352,"confidence":0.98095703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05556147173047066},{"word":"last","start":2264.8352,"end":2265.0752,"confidence":0.99609375,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.040421970188617706},{"word":"two","start":2265.0752,"end":2265.3152,"confidence":0.9970703,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.036967359483242035},{"word":"documents","start":2265.3152,"end":2265.715,"confidence":0.78808594,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.05155082046985626},{"word":"there's","start":2265.715,"end":2265.955,"confidence":0.95003253,"punctuated_word":"there's,","sentiment":"neutral","sentiment_score":0.06030433997511864},{"word":"like","start":2265.955,"end":2266.0352,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0664452463388443},{"word":"an","start":2266.0352,"end":2266.195,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07554901391267776},{"word":"updated","start":2266.195,"end":2266.675,"confidence":0.99902344,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.07535337656736374},{"word":"service","start":2266.675,"end":2267.0752,"confidence":1.0,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.0545007586479187},{"word":"guide","start":2267.0752,"end":2267.3152,"confidence":0.9921875,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.06634102761745453},{"word":"with","start":2267.3152,"end":2267.475,"confidence":0.5917969,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.094007670879364},{"word":"our","start":2267.475,"end":2267.7952,"confidence":0.98657227,"punctuated_word":"our,","sentiment":"neutral","sentiment_score":0.0813026875257492},{"word":"like","start":2267.7952,"end":2268.0352,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07859128713607788},{"word":"license","start":2268.0352,"end":2268.5151,"confidence":0.96533203,"punctuated_word":"license","sentiment":"neutral","sentiment_score":0.04635527729988098},{"word":"info","start":2268.5151,"end":2269.0151,"confidence":0.98535156,"punctuated_word":"info,","sentiment":"neutral","sentiment_score":0.059656865894794464},{"word":"complaints","start":2270.7698,"end":2271.2698,"confidence":0.83935547,"punctuated_word":"complaints,","sentiment":"neutral","sentiment_score":0.0578295923769474},{"word":"procedures","start":2271.3298,"end":2271.8298,"confidence":0.9628906,"punctuated_word":"procedures,","sentiment":"neutral","sentiment_score":0.06811285763978958},{"word":"and","start":2272.0498,"end":2272.5498,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07717376947402954},{"word":"licensing","start":2272.69,"end":2273.19,"confidence":1.0,"punctuated_word":"licensing","sentiment":"neutral","sentiment_score":0.04772202670574188},{"word":"information","start":2273.3298,"end":2273.8298,"confidence":0.7753906,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":0.061194464564323425},{"word":"and","start":2274.5298,"end":2274.7698,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06986644864082336},{"word":"all","start":2274.7698,"end":2274.93,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.05974849313497543},{"word":"that","start":2274.93,"end":2275.17,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05630754679441452},{"word":"kind","start":2275.17,"end":2275.3298,"confidence":0.93847656,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.058048948645591736},{"word":"of","start":2275.3298,"end":2275.41,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06382465362548828},{"word":"thing","start":2275.41,"end":2275.91,"confidence":0.93725586,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.08292891085147858},{"word":"there","start":2276.2898,"end":2276.45,"confidence":0.8691406,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.06973360478878021},{"word":"is","start":2276.45,"end":2276.69,"confidence":0.98095703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06585956364870071},{"word":"a","start":2276.69,"end":2276.93,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07729184627532959},{"word":"tax","start":2276.93,"end":2277.17,"confidence":0.9892578,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.07486821711063385},{"word":"file","start":2277.17,"end":2277.49,"confidence":0.90771484,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.048948734998703},{"word":"number","start":2277.49,"end":2277.89,"confidence":1.0,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.05563666298985481},{"word":"opt","start":2277.89,"end":2278.13,"confidence":0.97802734,"punctuated_word":"opt","sentiment":"neutral","sentiment_score":0.059865400195121765},{"word":"in","start":2278.13,"end":2278.3699,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04544783383607864},{"word":"form","start":2278.3699,"end":2278.7698,"confidence":0.99316406,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.061349056661129},{"word":"is","start":2278.7698,"end":2279.0098,"confidence":0.48754883,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04675082117319107},{"word":"the","start":2279.0098,"end":2279.17,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04709583148360253},{"word":"only","start":2279.17,"end":2279.41,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.0251927450299263},{"word":"document","start":2279.41,"end":2279.89,"confidence":0.99902344,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.03159099817276001},{"word":"to","start":2279.89,"end":2280.0498,"confidence":0.9316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03124583326280117},{"word":"sign","start":2280.0498,"end":2280.5298,"confidence":0.9135742,"punctuated_word":"sign,","sentiment":"neutral","sentiment_score":0.05104377120733261},{"word":"and","start":2280.5298,"end":2280.7698,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07324524223804474},{"word":"it's","start":2280.7698,"end":2281.0898,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.06943901628255844},{"word":"basically","start":2281.0898,"end":2281.49,"confidence":0.97998047,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.0720747709274292},{"word":"just","start":2281.49,"end":2281.73,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06916242092847824},{"word":"trying","start":2281.73,"end":2281.97,"confidence":0.99609375,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.08554771542549133},{"word":"to","start":2281.97,"end":2282.13,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07474295794963837},{"word":"make","start":2282.13,"end":2282.2898,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.047942522913217545},{"word":"sure","start":2282.2898,"end":2282.45,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.0591641366481781},{"word":"that","start":2282.45,"end":2282.69,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07928499579429626},{"word":"we","start":2282.69,"end":2282.8499,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08013390004634857},{"word":"still","start":2282.8499,"end":2283.0898,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06489210575819016},{"word":"have","start":2283.0898,"end":2283.25,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.046648915857076645},{"word":"your","start":2283.25,"end":2283.49,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04589639604091644},{"word":"consent","start":2283.49,"end":2283.89,"confidence":1.0,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":0.05047665163874626},{"word":"to","start":2283.89,"end":2284.0498,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0580216646194458},{"word":"hold","start":2284.0498,"end":2284.2898,"confidence":1.0,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.04601776972413063},{"word":"your","start":2284.2898,"end":2284.5298,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06205907464027405},{"word":"tax","start":2284.5298,"end":2284.7698,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.05770954489707947},{"word":"file","start":2284.7698,"end":2285.0098,"confidence":0.9589844,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.027630247175693512},{"word":"number","start":2285.0098,"end":2285.505,"confidence":1.0,"punctuated_word":"number.","sentiment":"neutral","sentiment_score":0.041468266397714615},{"word":"there","start":2286.065,"end":2286.3848,"confidence":0.9614258,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.005688272416591644},{"word":"has","start":2286.3848,"end":2286.625,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.016894906759262085},{"word":"been","start":2286.625,"end":2287.125,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.013891901820898056},{"word":"cybersecurity","start":2287.1848,"end":2287.6848,"confidence":0.8305664,"punctuated_word":"cybersecurity","sentiment":"neutral","sentiment_score":-0.010102152824401855},{"word":"issues","start":2287.825,"end":2288.1448,"confidence":0.9567871,"punctuated_word":"issues,","sentiment":"neutral","sentiment_score":-0.017011206597089767},{"word":"and","start":2288.1448,"end":2288.305,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0034451670944690704},{"word":"we","start":2288.305,"end":2288.4648,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.006051689386367798},{"word":"do","start":2288.4648,"end":2288.7048,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02774236351251602},{"word":"use","start":2288.7048,"end":2288.9448,"confidence":1.0,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.008418243378400803},{"word":"that","start":2288.9448,"end":2289.1848,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.026753488928079605},{"word":"number","start":2289.1848,"end":2289.6848,"confidence":1.0,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.012818746268749235},{"word":"for","start":2290.1448,"end":2290.545,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.010730309411883354},{"word":"applications","start":2290.545,"end":2291.045,"confidence":1.0,"punctuated_word":"applications","sentiment":"neutral","sentiment_score":0.014455834403634071},{"word":"and","start":2291.4248,"end":2291.7449,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.005313914269208908},{"word":"and","start":2291.7449,"end":2291.9849,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0024028196930885315},{"word":"whatnot","start":2291.9849,"end":2292.4849,"confidence":0.9685872,"punctuated_word":"whatnot.","sentiment":"neutral","sentiment_score":0.01261201035231352},{"word":"so","start":2292.7048,"end":2292.9448,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.021910034120082855},{"word":"we","start":2292.9448,"end":2293.105,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02919764444231987},{"word":"just","start":2293.105,"end":2293.265,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.031218845397233963},{"word":"wanna","start":2293.265,"end":2293.505,"confidence":0.99609375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05072196573019028},{"word":"make","start":2293.505,"end":2293.6648,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.03116336651146412},{"word":"sure","start":2293.6648,"end":2293.825,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.03427361696958542},{"word":"that","start":2293.825,"end":2293.9849,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.045223984867334366},{"word":"we","start":2293.9849,"end":2294.065,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04184639826416969},{"word":"still","start":2294.065,"end":2294.305,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.03488354757428169},{"word":"have","start":2294.305,"end":2294.4648,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.022859912365674973},{"word":"your","start":2294.4648,"end":2294.7048,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.023117903620004657},{"word":"consent","start":2294.7048,"end":2295.1848,"confidence":1.0,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":0.02728428691625595},{"word":"for","start":2295.1848,"end":2295.4248,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0385255292057991},{"word":"that","start":2295.4248,"end":2295.9248,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.04384497180581093},{"word":"perfect","start":2299.7449,"end":2300.2449,"confidence":0.967041,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5343942642211914},{"word":"alrighty","start":2305.3098,"end":2305.8098,"confidence":0.9944661,"punctuated_word":"Alrighty.","sentiment":"neutral","sentiment_score":0.15708625316619873},{"word":"it","start":2305.8699,"end":2305.95,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.0814952626824379},{"word":"does","start":2305.95,"end":2306.19,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.06975121051073074},{"word":"the","start":2306.19,"end":2306.27,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.064944326877594},{"word":"old","start":2306.27,"end":2306.51,"confidence":0.99902344,"punctuated_word":"old","sentiment":"neutral","sentiment_score":0.060215696692466736},{"word":"spinning","start":2306.51,"end":2306.91,"confidence":1.0,"punctuated_word":"spinning","sentiment":"neutral","sentiment_score":0.053784698247909546},{"word":"circle","start":2306.91,"end":2307.23,"confidence":0.95874023,"punctuated_word":"circle,","sentiment":"neutral","sentiment_score":0.06911144405603409},{"word":"doesn't","start":2307.23,"end":2307.55,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.07207765430212021},{"word":"it","start":2307.55,"end":2308.05,"confidence":0.9995117,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.0852377712726593},{"word":"yep","start":2309.15,"end":2309.55,"confidence":0.8391113,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14157132804393768},{"word":"thank","start":2309.55,"end":2309.71,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5914092659950256},{"word":"you","start":2309.71,"end":2309.8699,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6412423253059387},{"word":"very","start":2309.8699,"end":2310.1099,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.6220084428787231},{"word":"much","start":2310.1099,"end":2310.27,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.6657282710075378},{"word":"for","start":2310.27,"end":2310.43,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.696357786655426},{"word":"doing","start":2310.43,"end":2310.67,"confidence":1.0,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.6620612144470215},{"word":"that","start":2310.67,"end":2311.17,"confidence":0.99902344,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.6338406801223755},{"word":"and","start":2312.75,"end":2312.91,"confidence":0.79174805,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.2927166223526001},{"word":"michelle","start":2312.91,"end":2313.39,"confidence":0.98999023,"punctuated_word":"Michelle,","sentiment":"neutral","sentiment_score":0.25681397318840027},{"word":"from","start":2313.39,"end":2313.63,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.27846696972846985},{"word":"here","start":2313.63,"end":2314.035,"confidence":0.98999023,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.2153051197528839},{"word":"we","start":2315.155,"end":2315.395,"confidence":0.9760742,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.31546857953071594},{"word":"will","start":2315.395,"end":2315.5151,"confidence":0.984375,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.34806111454963684},{"word":"basically","start":2315.635,"end":2315.9548,"confidence":0.9719238,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.2638114392757416},{"word":"that's","start":2315.9548,"end":2316.1948,"confidence":0.9904785,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2743823230266571},{"word":"come","start":2316.1948,"end":2316.4348,"confidence":0.9970703,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.27657219767570496},{"word":"through","start":2316.4348,"end":2316.6748,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.20932810008525848},{"word":"signed","start":2316.6748,"end":2316.9949,"confidence":0.68188477,"punctuated_word":"signed,","sentiment":"neutral","sentiment_score":0.2662070691585541},{"word":"by","start":2316.9949,"end":2317.075,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.29363274574279785},{"word":"the","start":2317.075,"end":2317.2349,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3020063638687134},{"word":"way","start":2317.2349,"end":2317.395,"confidence":0.79003906,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.3148314952850342},{"word":"so","start":2317.395,"end":2317.635,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.3100011944770813},{"word":"thank","start":2317.635,"end":2317.795,"confidence":1.0,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.4415593445301056},{"word":"you","start":2317.795,"end":2318.295,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.3193495273590088},{"word":"it's","start":2321.2349,"end":2321.4749,"confidence":0.97094727,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2541305422782898},{"word":"come","start":2321.4749,"end":2321.635,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.21941466629505155},{"word":"through","start":2321.635,"end":2321.9548,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.25439006090164185},{"word":"signed","start":2321.9548,"end":2322.355,"confidence":0.7680664,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.27573904395103455},{"word":"all","start":2322.355,"end":2322.515,"confidence":0.8354492,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3682211041450501},{"word":"good","start":2322.515,"end":2322.9148,"confidence":0.85253906,"punctuated_word":"good,","sentiment":"neutral","sentiment_score":0.30642104148864746},{"word":"and","start":2322.9148,"end":2323.315,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21074511110782623},{"word":"i","start":2323.315,"end":2323.4749,"confidence":0.9941406,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6036854386329651},{"word":"just","start":2323.4749,"end":2323.7148,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2596032917499542},{"word":"wanted","start":2323.7148,"end":2324.115,"confidence":0.9970703,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.24934080243110657},{"word":"to","start":2324.115,"end":2324.275,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2074822038412094},{"word":"double","start":2324.275,"end":2324.6748,"confidence":1.0,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.16232715547084808},{"word":"check","start":2324.6748,"end":2324.9148,"confidence":1.0,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.165510892868042},{"word":"with","start":2324.9148,"end":2325.075,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.16945262253284454},{"word":"you","start":2325.075,"end":2325.2349,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16442576050758362},{"word":"in","start":2325.2349,"end":2325.395,"confidence":0.98095703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1731390804052353},{"word":"terms","start":2325.395,"end":2325.7148,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.17871218919754028},{"word":"of","start":2325.7148,"end":2325.9548,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22097478806972504},{"word":"contact","start":2325.9548,"end":2326.4548,"confidence":1.0,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.16822145879268646},{"word":"frequency","start":2326.515,"end":2327.015,"confidence":0.99853516,"punctuated_word":"frequency.","sentiment":"neutral","sentiment_score":0.1618354618549347},{"word":"now","start":2327.49,"end":2327.81,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.215494304895401},{"word":"i've","start":2327.81,"end":2328.31,"confidence":0.98413086,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.21120797097682953},{"word":"got","start":2329.25,"end":2329.49,"confidence":0.9526367,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.036959510296583176},{"word":"you","start":2329.49,"end":2329.99,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03951539844274521},{"word":"sorry","start":2330.85,"end":2331.25,"confidence":0.98291016,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.03739535063505173},{"word":"i've","start":2331.25,"end":2331.41,"confidence":0.99902344,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.01172942202538252},{"word":"got","start":2331.41,"end":2331.57,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.018290221691131592},{"word":"you","start":2331.57,"end":2331.73,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02307717502117157},{"word":"pegged","start":2331.73,"end":2331.97,"confidence":0.7441406,"punctuated_word":"pegged","sentiment":"neutral","sentiment_score":0.04105006903409958},{"word":"in","start":2331.97,"end":2332.13,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04566209763288498},{"word":"for","start":2332.13,"end":2332.37,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05912342295050621},{"word":"the","start":2332.37,"end":2332.53,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.057503920048475266},{"word":"next","start":2332.53,"end":2332.77,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.06789109110832214},{"word":"annual","start":2332.77,"end":2333.17,"confidence":0.9980469,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.05110703408718109},{"word":"review","start":2333.17,"end":2333.67,"confidence":0.8679199,"punctuated_word":"review,","sentiment":"neutral","sentiment_score":0.04417119547724724},{"word":"but","start":2333.73,"end":2334.05,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.001245364546775818},{"word":"do","start":2334.05,"end":2334.21,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.02301627397537231},{"word":"you","start":2334.21,"end":2334.37,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006121918559074402},{"word":"want","start":2334.37,"end":2334.53,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.004133827984333038},{"word":"me","start":2334.53,"end":2334.69,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.05223158746957779},{"word":"to","start":2334.69,"end":2334.85,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04017186909914017},{"word":"put","start":2334.85,"end":2335.09,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.04288682714104653},{"word":"in","start":2335.09,"end":2335.33,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04007769748568535},{"word":"any","start":2335.33,"end":2335.73,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.06335148215293884},{"word":"contacts","start":2335.73,"end":2336.21,"confidence":0.98535156,"punctuated_word":"contacts","sentiment":"neutral","sentiment_score":0.05793370306491852},{"word":"before","start":2336.21,"end":2336.53,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.05333123356103897},{"word":"the","start":2336.53,"end":2336.61,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.059955403208732605},{"word":"end","start":2336.61,"end":2336.77,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.10877247154712676},{"word":"of","start":2336.77,"end":2336.93,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10820290446281432},{"word":"the","start":2336.93,"end":2337.09,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1104619950056076},{"word":"year","start":2337.09,"end":2337.33,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.1346389353275299},{"word":"to","start":2337.33,"end":2337.41,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10890993475914},{"word":"discuss","start":2337.41,"end":2337.89,"confidence":1.0,"punctuated_word":"discuss","sentiment":"neutral","sentiment_score":0.14040371775627136},{"word":"anything","start":2337.89,"end":2338.29,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.19470366835594177},{"word":"with","start":2338.29,"end":2338.45,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1253931224346161},{"word":"you","start":2338.45,"end":2338.95,"confidence":0.9914551,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.08351555466651917},{"word":"would","start":2339.33,"end":2339.49,"confidence":0.72021484,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.03753817081451416},{"word":"you","start":2339.49,"end":2339.65,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07440166920423508},{"word":"like","start":2339.65,"end":2339.89,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07261091470718384},{"word":"to","start":2339.89,"end":2339.97,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07559986412525177},{"word":"catch","start":2339.97,"end":2340.29,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.09232062101364136},{"word":"up","start":2340.29,"end":2340.45,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.055780548602342606},{"word":"more","start":2340.45,"end":2340.69,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.051154982298612595},{"word":"frequently","start":2340.69,"end":2341.19,"confidence":0.81640625,"punctuated_word":"frequently,","sentiment":"neutral","sentiment_score":0.09325619041919708},{"word":"or","start":2341.815,"end":2342.055,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0643502026796341},{"word":"is","start":2342.055,"end":2342.2148,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03968922421336174},{"word":"it","start":2342.2148,"end":2342.375,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.082318976521492},{"word":"more","start":2342.375,"end":2342.535,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.043425366282463074},{"word":"like","start":2342.535,"end":2342.775,"confidence":0.8027344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04681188985705376},{"word":"if","start":2342.775,"end":2343.015,"confidence":0.8364258,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08589930832386017},{"word":"something","start":2343.015,"end":2343.255,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.09292954206466676},{"word":"happens","start":2343.255,"end":2343.575,"confidence":0.97094727,"punctuated_word":"happens,","sentiment":"neutral","sentiment_score":0.08248557895421982},{"word":"you'll","start":2343.575,"end":2343.7349,"confidence":0.9020996,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.08230232447385788},{"word":"give","start":2343.7349,"end":2343.9749,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.07049461454153061},{"word":"us","start":2343.9749,"end":2344.135,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.09726935625076294},{"word":"a","start":2344.135,"end":2344.2148,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06989336013793945},{"word":"call","start":2344.2148,"end":2344.375,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.07975894957780838},{"word":"and","start":2344.375,"end":2344.535,"confidence":0.5961914,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.113907128572464},{"word":"we","start":2344.535,"end":2344.695,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14366579055786133},{"word":"can","start":2344.695,"end":2344.855,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13434754312038422},{"word":"talk","start":2344.855,"end":2345.095,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.1277572512626648},{"word":"then","start":2345.095,"end":2345.595,"confidence":0.97875977,"punctuated_word":"then?","sentiment":"neutral","sentiment_score":0.03703833371400833},{"word":"thank","start":2352.695,"end":2352.935,"confidence":0.9980469,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.8325958251953125},{"word":"you","start":2352.935,"end":2353.435,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.8160010576248169},{"word":"cool","start":2360.56,"end":2361.04,"confidence":0.9885254,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.5427574515342712},{"word":"and","start":2361.04,"end":2361.28,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.32620295882225037},{"word":"if","start":2361.28,"end":2361.52,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.29868075251579285},{"word":"anything","start":2361.52,"end":2361.84,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.23361484706401825},{"word":"changes","start":2361.84,"end":2362.32,"confidence":0.9995117,"punctuated_word":"changes,","sentiment":"neutral","sentiment_score":0.20416668057441711},{"word":"we","start":2362.32,"end":2362.48,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.19894525408744812},{"word":"can","start":2362.48,"end":2362.6401,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23498359322547913},{"word":"change","start":2362.6401,"end":2362.8801,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.22565236687660217},{"word":"it","start":2362.8801,"end":2363.04,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.27834320068359375},{"word":"then","start":2363.04,"end":2363.54,"confidence":0.96655273,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.2574429512023926},{"word":"yeah","start":2372.9749,"end":2373.295,"confidence":0.8901367,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09358859062194824},{"word":"yeah","start":2373.295,"end":2373.4548,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11600780487060548},{"word":"that'll","start":2373.4548,"end":2373.6948,"confidence":0.99609375,"punctuated_word":"That'll","sentiment":"neutral","sentiment_score":0.1945069283246994},{"word":"be","start":2373.6948,"end":2373.855,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1917194128036499},{"word":"an","start":2373.855,"end":2374.015,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.20036837458610535},{"word":"interesting","start":2374.015,"end":2374.335,"confidence":1.0,"punctuated_word":"interesting","sentiment":"neutral","sentiment_score":0.14096330106258392},{"word":"one","start":2374.335,"end":2374.575,"confidence":0.984375,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.11324051767587662},{"word":"so","start":2374.575,"end":2374.815,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08633744716644287},{"word":"let","start":2374.815,"end":2374.9749,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.05243193358182907},{"word":"me","start":2374.9749,"end":2375.055,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0916292369365692},{"word":"know","start":2375.055,"end":2375.295,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.07317943871021271},{"word":"if","start":2375.295,"end":2375.375,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03050887957215309},{"word":"you","start":2375.375,"end":2375.4548,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005249336361885071},{"word":"have","start":2375.4548,"end":2375.615,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06757865846157074},{"word":"any","start":2375.615,"end":2375.855,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04890807718038559},{"word":"trouble","start":2375.855,"end":2376.1748,"confidence":1.0,"punctuated_word":"trouble","sentiment":"neutral","sentiment_score":-0.1393074244260788},{"word":"with","start":2376.1748,"end":2376.255,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1715337634086609},{"word":"the","start":2376.255,"end":2376.4148,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1248486340045929},{"word":"salary","start":2376.4148,"end":2376.9148,"confidence":1.0,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":-0.0930834710597992},{"word":"sacrifice","start":2376.9749,"end":2377.4749,"confidence":0.9650879,"punctuated_word":"sacrifice.","sentiment":"neutral","sentiment_score":-0.08597883582115173},{"word":"and","start":2377.9348,"end":2378.4348,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0368538498878479},{"word":"once","start":2379.295,"end":2379.615,"confidence":0.99902344,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.0699249729514122},{"word":"we","start":2379.615,"end":2379.855,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05892316251993179},{"word":"get","start":2379.855,"end":2380.095,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04248803108930588},{"word":"that","start":2380.095,"end":2380.4949,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0740143209695816},{"word":"beneficiary","start":2380.4949,"end":2380.9949,"confidence":0.99316406,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.12405981868505478},{"word":"surname","start":2381.1348,"end":2381.535,"confidence":0.71875,"punctuated_word":"surname","sentiment":"neutral","sentiment_score":0.06764663755893707},{"word":"fixed","start":2381.535,"end":2381.775,"confidence":0.97998047,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.09608511626720428},{"word":"up","start":2381.775,"end":2381.9348,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07717416435480118},{"word":"on","start":2381.9348,"end":2382.095,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07732327282428741},{"word":"the","start":2382.095,"end":2382.255,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08180941641330719},{"word":"life","start":2382.255,"end":2382.4949,"confidence":0.9951172,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.08897146582603455},{"word":"insurance","start":2382.4949,"end":2382.8948,"confidence":0.9916992,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":0.08744247257709503},{"word":"i'll","start":2382.8948,"end":2383.055,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1272130161523819},{"word":"get","start":2383.055,"end":2383.2148,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12455400824546814},{"word":"michelle","start":2383.2148,"end":2383.615,"confidence":0.9921875,"punctuated_word":"Michelle","sentiment":"neutral","sentiment_score":0.15609166026115415},{"word":"to","start":2383.615,"end":2383.6948,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15287324786186218},{"word":"send","start":2383.6948,"end":2383.9348,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.14818300306797028},{"word":"you","start":2383.9348,"end":2384.095,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1688269078731537},{"word":"a","start":2384.095,"end":2384.1748,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1487915813922882},{"word":"message","start":2384.1748,"end":2384.4949,"confidence":1.0,"punctuated_word":"message","sentiment":"neutral","sentiment_score":0.11248546093702316},{"word":"just","start":2384.4949,"end":2384.6548,"confidence":0.9741211,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15138272941112518},{"word":"to","start":2384.6548,"end":2384.815,"confidence":0.7651367,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11117498576641084},{"word":"let","start":2384.815,"end":2384.9749,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.13468942046165466},{"word":"you","start":2384.9749,"end":2385.1348,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12264454364776611},{"word":"know","start":2385.1348,"end":2385.2148,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.15627892315387726},{"word":"that's","start":2385.2148,"end":2385.51,"confidence":0.9733887,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.11359982192516328},{"word":"been","start":2385.51,"end":2385.67,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.18009284138679504},{"word":"all","start":2385.67,"end":2385.99,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07938452064990997},{"word":"fixed","start":2385.99,"end":2386.23,"confidence":1.0,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.1076178103685379},{"word":"up","start":2386.23,"end":2386.6301,"confidence":0.76000977,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.07817681133747101},{"word":"so","start":2386.6301,"end":2386.79,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08751034736633301},{"word":"it's","start":2386.79,"end":2387.03,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09582331031560898},{"word":"the","start":2387.03,"end":2387.19,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09456124901771544},{"word":"same","start":2387.19,"end":2387.35,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.0969533771276474},{"word":"as","start":2387.35,"end":2387.51,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0925728902220726},{"word":"the","start":2387.51,"end":2387.75,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13067586719989777},{"word":"super","start":2387.75,"end":2388.25,"confidence":0.9765625,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.1441067010164261},{"word":"awesome","start":2390.31,"end":2390.81,"confidence":0.9909668,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.5631532669067383},{"word":"well","start":2390.95,"end":2391.27,"confidence":0.9765625,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.4148750901222229},{"word":"thank","start":2391.27,"end":2391.43,"confidence":1.0,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.5789176821708679},{"word":"you","start":2391.43,"end":2391.59,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6519954800605774},{"word":"so","start":2391.59,"end":2391.75,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5814193487167358},{"word":"much","start":2391.75,"end":2391.91,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.6479894518852234},{"word":"for","start":2391.91,"end":2392.07,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.567757785320282},{"word":"your","start":2392.07,"end":2392.23,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6131907105445862},{"word":"time","start":2392.23,"end":2392.39,"confidence":0.9995117,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.632897138595581},{"word":"i","start":2392.39,"end":2392.55,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.20012661814689636},{"word":"know","start":2392.55,"end":2392.87,"confidence":0.9980469,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.1235138550400734},{"word":"i","start":2392.87,"end":2393.03,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11442524939775468},{"word":"did","start":2393.03,"end":2393.19,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.13154973089694977},{"word":"catch","start":2393.19,"end":2393.43,"confidence":0.9980469,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.12124507874250412},{"word":"you","start":2393.43,"end":2393.51,"confidence":0.4309082,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1649215817451477},{"word":"at","start":2393.51,"end":2393.5898,"confidence":0.9550781,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.01190274953842163},{"word":"a","start":2393.5898,"end":2393.67,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018325693905353543},{"word":"bad","start":2393.67,"end":2393.91,"confidence":1.0,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.029385730624198914},{"word":"time","start":2393.91,"end":2394.15,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.012423381209373474},{"word":"before","start":2394.15,"end":2394.39,"confidence":0.98950195,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":0.01665423810482025},{"word":"but","start":2394.39,"end":2394.71,"confidence":0.99609375,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.08322999626398087},{"word":"thank","start":2394.71,"end":2394.87,"confidence":0.99902344,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.3400771915912628},{"word":"you","start":2394.87,"end":2395.11,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4393081068992615},{"word":"for","start":2395.11,"end":2395.61,"confidence":0.9941406,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.43422171473503113},{"word":"for","start":2395.75,"end":2396.07,"confidence":0.9980469,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4693005681037903},{"word":"answering","start":2396.07,"end":2396.55,"confidence":0.90625,"punctuated_word":"answering","sentiment":"positive","sentiment_score":0.3988223671913147},{"word":"this","start":2396.55,"end":2396.71,"confidence":0.9970703,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.3089297413825989},{"word":"call","start":2396.71,"end":2396.95,"confidence":0.99902344,"punctuated_word":"call","sentiment":"positive","sentiment_score":0.3703130781650543},{"word":"and","start":2396.95,"end":2397.11,"confidence":0.984375,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.40911805629730225},{"word":"going","start":2397.11,"end":2397.35,"confidence":0.99902344,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.4942027032375336},{"word":"through","start":2397.35,"end":2397.51,"confidence":0.99609375,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.44648054242134094},{"word":"the","start":2397.51,"end":2397.67,"confidence":0.9838867,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3929350674152374},{"word":"details","start":2397.67,"end":2398.07,"confidence":0.9941406,"punctuated_word":"details","sentiment":"positive","sentiment_score":0.3680197894573212},{"word":"with","start":2398.07,"end":2398.23,"confidence":0.9472656,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.33049410581588745},{"word":"me","start":2398.23,"end":2398.31,"confidence":0.9790039,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.2499659359455109},{"word":"i","start":2398.31,"end":2398.39,"confidence":0.9003906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06340281665325165},{"word":"do","start":2398.39,"end":2398.875,"confidence":0.94189453,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.08045931160449982},{"word":"appreciate","start":2405.915,"end":2406.395,"confidence":0.86572266,"punctuated_word":"appreciate","sentiment":"neutral","sentiment_score":0.21846020221710205},{"word":"it","start":2406.395,"end":2406.475,"confidence":0.99658203,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.13329869508743286},{"word":"no","start":2406.475,"end":2406.715,"confidence":0.9433594,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08369097113609314},{"word":"that's","start":2406.715,"end":2406.955,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.01678403839468956},{"word":"okay","start":2406.955,"end":2407.275,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.01703653857111931},{"word":"i","start":2407.275,"end":2407.435,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0030774176120758057},{"word":"always","start":2407.435,"end":2407.675,"confidence":0.9970703,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.08036256581544876},{"word":"leave","start":2407.675,"end":2407.995,"confidence":0.99902344,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.005885586142539978},{"word":"an","start":2407.995,"end":2408.155,"confidence":0.984375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.010090410709381104},{"word":"hour","start":2408.155,"end":2408.315,"confidence":1.0,"punctuated_word":"hour","sentiment":"neutral","sentiment_score":0.04685100167989731},{"word":"and","start":2408.315,"end":2408.395,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.023427285254001617},{"word":"a","start":2408.395,"end":2408.475,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11154264211654664},{"word":"half","start":2408.475,"end":2408.635,"confidence":1.0,"punctuated_word":"half","sentiment":"neutral","sentiment_score":0.006804242730140686},{"word":"anyway","start":2408.635,"end":2409.035,"confidence":0.9038086,"punctuated_word":"anyway","sentiment":"neutral","sentiment_score":0.004763379693031311},{"word":"just","start":2409.035,"end":2409.195,"confidence":0.7416992,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05169936269521713},{"word":"in","start":2409.195,"end":2409.435,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03453785926103592},{"word":"case","start":2409.435,"end":2409.935,"confidence":0.9995117,"punctuated_word":"case.","sentiment":"neutral","sentiment_score":0.03455941379070282},{"word":"awesome","start":2412.341,"end":2412.661,"confidence":0.9914551,"punctuated_word":"Awesome,","sentiment":"positive","sentiment_score":0.7638663053512573},{"word":"michel","start":2412.661,"end":2412.981,"confidence":0.7446289,"punctuated_word":"Michel.","sentiment":"positive","sentiment_score":0.7170324325561523},{"word":"have","start":2412.981,"end":2413.221,"confidence":1.0,"punctuated_word":"Have","sentiment":"positive","sentiment_score":0.787316620349884},{"word":"a","start":2413.221,"end":2413.381,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7346073985099792},{"word":"fantastic","start":2413.381,"end":2413.881,"confidence":1.0,"punctuated_word":"fantastic","sentiment":"positive","sentiment_score":0.823689341545105},{"word":"week","start":2413.941,"end":2414.181,"confidence":0.9951172,"punctuated_word":"week,","sentiment":"positive","sentiment_score":0.7955503463745117},{"word":"man","start":2414.181,"end":2414.681,"confidence":0.88012695,"punctuated_word":"man.","sentiment":"positive","sentiment_score":0.8204027414321899},{"word":"thank","start":2417.1409,"end":2417.461,"confidence":0.99609375,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5972932577133179},{"word":"you","start":2417.461,"end":2417.781,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5992540121078491},{"word":"bye","start":2417.781,"end":2418.281,"confidence":0.9941406,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.3216278553009033}],"paragraphs":{"transcript":"\nFantastic, Michelle. It's Tommy here from Oakview. How are you doing? That's no worries at all. I I know you tried to message in there, so I I didn't come through to the system, but more than happy to have a chat now if you still got a few minutes.\n\nPerfect, Michelle. Now as one of the senior advisers, I'm just gonna go through a bit of an updated annual review with you. Just gonna recap what's been going on recently, what changes we can look at making, what has been made, and just see if there's anything else to update on your circumstances as well. Now do you mind if I just go through the quick usual security check with you? No worries, Michelle.\n\nSo I'm registered with ASIC as adviser one two seven three one zero five. Could I please get your date of birth and address? Mhmm. Sensational. Thank you so much for that.\n\nAnd are you okay for the call to be recorded? Amazing. Now, Michelle, I've got a bit of an annual review pack to send out to you. I know that you already went through and provided your consent to Michelle for the services, and that's so we can remain listed as advisers on your Netwealth account. Now will you be able to look onto the emails with me if I can shoot through this pack to you, or should I just kind of walk you through what's coming by?\n\nSo I'm just hitting send now, and it's a Oakview Financial annual review pack, and that should come through pretty quickly. You have used our system before the new one, so it should go through pretty instantly. And just let me know if you can see another one of those emails come through from us in the next few seconds also. Hopefully, it doesn't go through to the old spam inbox or anything like that, but I know you have received one not too long ago. And I'll give it a minute to load as well.\n\nBut just while that's coming through, I did take a note there from Michelle. I think there was a couple of things you wanted to talk about today. Was there anything in particular you wanted me to focus on for this review? Yeah. Yep.\n\nOkay. I'll run through that with you. We'll give you an idea of what's been going on with the super there, and we'll go through some updates on the occupation. Now has that come through yet? Well, that's okay.\n\nIf you wanna give the laptop a couple of minutes to kind of catch up, I can just go through and update some details in the interim, if that works. Cool. So we have no changes to your residential address. We've got your PO box listed, 3596. Are you still okay for that for postage?\n\nSensational. And we've got you obviously in a relationship with Nigel with two children. Perfect. South 32 for the employer, mining industry. Well, I think we had you on about 85,000.\n\nNow do you know if that's changed much when you did your your tax return recently? Yeah. Cool. And same duties in terms of yeah. I was just gonna say, has the duties changed at all?\n\nI think you were doing a bit of the the water cart trucks loading, operating, that kind of thing. Yep. Awesome. Yeah. The tax one's a bit of fun.\n\nOkay. Perfect. Perfect. And last few details to update on my end is just in terms of the assets and liabilities, we had the home listed, some cars, and a motorbike. It looked like you were pretty close to paying off the mortgage at the time.\n\nI think last check was about 70,000 owing. Have you managed to kind of get that close to cleared? Or Getting close, though. Must be exciting. That's fair enough.\n\nAnd are you still looking at getting a bit of an investment property down the line once you've got that paid off and some savings under the belt, or what's the the goal? Yeah. I need to wait a little bit for the serviceability, I guess, given prices at the moment. Yep. So that's, I guess would you say that's kind of your main focus for your cash flow too?\n\nIt's just, you know, putting money into either an offset or savings just to get that finished off and and built up? Yep. Cool. Yeah. Well, once the house is paid off, let's say that, for example, it gets paid off for the next annual review that we do, I'm more than qualified to run through investment advice with you if you wanna look at properties, shares, manage funds, any kind of investment except probably crypto.\n\nBut if you're interested in that kind of thing, we can do that down the line when it's appropriate. Cool. So I'll put that in, the email. K. Needs to hold on and off again, refresh.\n\nTechnology can always be a bit fun. Bit rusty, maybe. Fair enough. Michelle, just quickly as well while I've got you there on the the assets and liabilities topic, no other loans or shares or anything pop up yet? Yep.\n\nSo is this still okay for the I think we had the cars valued at 13,000 combined. Should I change that? Yep. X Trail was sold. No worries.\n\nAnd this is a bit of a new question for us just with the new anti money laundering laws that have come in. A few extra checks for real estate and financial advisers. But have you guys ever gone through, like, a bankruptcy or a part nine debt agreement before? Perfect. And this one's a bit of a weird one, but would you count yourself as a member of a foreign tax residency in terms of any other countries?\n\nPerfect. And the last detail that I wanted to check was just in terms of estate planning. Did you end up getting a will in place? Yep. And are you looking to update it, or do you feel it still kind of reflects everything at the moment?\n\nPerfect. Easy. And did somebody get that extra 0.01% to to get it split? No. And what about, like, a power of attorney?\n\nDid you end up putting that in place when you got the will, or does that ring a bell? Yep. Perfect. Yep. Yep.\n\nThat's always nice. I would assume, though, hopefully, that it'd be at least with the the registress with the with the government there. It should be yep. So yep. Okay.\n\nOh, hopefully, it's there on the registered with the courts there in case something happens. And just swinging over to the super for a moment. So I have you there wanting to retire as early as possible towards the age of 60 when you can access your super. That's your preservation age. On about a thousand dollars a week with the mortgage paid off, maybe an investment property kind of supplementing things a little bit.\n\nDoes that still sound right for you? Cool. Yeah. So I guess if our aim is as early as possible, our job basically is to get you as much growth as we can in the next, say, ten years or so. And as you get closer to that, say, mid sixties or early sixties, we do have to have that conversation about reducing risk.\n\nSo grow it for a certain number of years, and then at some point, you probably don't wanna still be in, like, a medium risk level. If you're about to retire tomorrow, potentially lose a third of your super just before you access it to live on. Does that make sense? Yep. But at the moment, I do see that we've kind of made it a little bit safer.\n\nWe've put you in a bit more of a balanced balanced growth profile where you're kind of like a three, three and a half out of five on the risk scale. So I would count that as kind of medium risk. You're equally concerned about growth versus protection and risks. Does that sound like you? Cool.\n\nI do have a little bit of good news for you in terms of the portfolios. Tiny bit of bad news, obviously, we had the war breakout in Iran. That impacted everybody super with the stock markets and everything. But when the markets dropped in February and March, they went down about 12% depending on the country, but the super only dropped 5% at that time. So you're you're capturing, I guess, less than half of the market risk, if that makes sense.\n\nSince then, it's bounced back up, and you're actually positive 5% for the year, which is a tiny bit below the seven percent average that you need for a balanced risk profile. But in a year where the market's tanked, it's it's good to still be positive, whereas some years, it will dip into the negative every now and then, maybe once every seven years. K. So it's basically gone from a 160,000 to a 180,000. Your super has grown.\n\nYou've had returns and contributions go in. A little bit of premiums for insurances and the like and fees come out, but you're still up about 20,000 overall in terms of net gains and contributions. Cool. Now one of the things that does happen, the only thing I really wanted to show you on that email was just a bit of an investment report. Now has that actually loaded up for you yet or not so much?\n\nCool. I'll walk you through what I'm kind of looking at here. If you can see it, great. If not, it'll be there for you to look at when the computer's catching up. But inside that email, there's a bit of a sign button.\n\nIt's a purple button, and it brings open your annual review pack to look at. And when you go in there yep. So six of those. Now the first one should just be a super insurance summary where you've got your net wealth and your policy. Yep.\n\nThat's right. Is there a button there saying next documents? Cool. If you could just click that one for me. Now this might be the test to see if we can actually make out any of these figures, but the there's a big table with all your investments and returns on it.\n\nIs it is it possible to do the old pinch zoom where you kinda, like, zoom in a little bit on one spot? I just wanna bring your attention to two spots. So all of your investments are listed on the left hand side, and halfway down, it says blue heading Australian equities, and there's three options in there. And if you zoom in on it, it should say Bennelong, BetaShares, and BetaShares. Where are we at?\n\nGlobal. I've got a little bit below that. That's the one. Yep. So can you see here how it says beta shares twice and Benelon once, and there's those three options there?\n\nYep. Now if you can swing across all the way to the right, there are percentages in a table, and it's got a minus 26, a plus seven, and a plus 13. Can you see those? Cool. So one of the things that happened was when the market was going down, we saw that one of the fund managers inside your portfolio was going down faster than everybody else, and they weren't catching back up with the market.\n\nThey actually had some bad investments, and some people leave their fund. And we made a decision across all clients to sell you out of it before it got too bad and switch you to the one below it. So, basically, can you see how there's, like, an asterisk next to two of those numbers? So the Benel got sold. That was going down, like, 26%.\n\nSo we sold out of that and switched it over to the other one, and that's bumped back up 7% already, and it's back into growing properly. The other one that you had still up almost 14 So that one's totally fine. Everything else on that table looks brilliant. So you've got your agriculture shares up 20%. You've your gold's up 23%.\n\nEverything is doing really, really well. It was just one bad apple around March that we had to get you out of. And, normally, I would actually go through, like, a full updated strategy document with you. But because of what was happening, we made a decision as a company to just jump on it straight away before it got too bad. It kind of couldn't wait to fix.\n\nSo, basically, everything in the portfolio now looks really good. The quality is good. Everything is quite low fees. It's performing very, very well. I did a quick comparison.\n\nI think you came from Australian Super and Plumb Super back in the day. Does that ring a bell? That's the one. Plumb's owned by MLC, so I'm pretty familiar with all of these funds. And I just did a little comparison to see how it was all going.\n\nAnd Australian Super, they've kind of hit that six and a half percent returns over five years, which is a tiny bit below the seven average that you're aiming for. Plum was just above seven, but they were in a bit of a higher risk option. And your your net worth portfolio is now still averaging around that nine to 10% mark. So it's kind of still outperforming very, very well over the long term as well. Cool.\n\nSo, basically, we can get some pretty good growth out of this one. It's still tracking very well. It's not high growth. It's not high risk, so it's not gonna shoot the lights out, but it's getting good low fee consistent returns above the benchmark, above a lot of other super funds without putting on too much risk. It's not gonna get you a million dollars in ten years, sorry to say, but it's gonna do pretty well.\n\nI just wanna make sure that does all this sound comfortable for you? You know, this idea of medium risk, steady growth. Is that okay? Cool. Yeah.\n\nWe don't wanna be sitting in the bank account doing nothing, but we don't wanna be gambling it and losing it all. Yep. Easy done. So my job every review will be just to keep an eye on this. I have some other advisers that will look at your stuff as well.\n\nAnd every year, we're just gonna make sure we're consistently getting those good returns. And if we need to tweak things, we'll talk you through a few switches. Cool. Now the last couple of things I wanted to touch on was just in terms of the contributions like you mentioned. There is insurances coming out of the super fund.\n\nBut just before I do that, your beneficiaries, you do have the super nominated split between Nigel, Jasmine, and Liam. It doesn't actually have it on there. I'm sorry to say. The the Netwealth report, I would have to generate a different one. But I can see here on the adviser login, you've got Nigel, Jasmine, and Liam listed three ways.\n\nYep. Now the Cal Life Insurance, that also has a beneficiary listed, and Nigel is set for 50%, and Jasmine and Liam are set for 25% each. So just wanna make sure, are you still comfortable with all of that? Keep them listed. Leave it as it is.\n\nWould you like to change any of that, or is it okay? Cool. We did identify a slight typo on the super side of things. The insurance was fine, but somebody typed in summer spelled with an m and an n instead of a double m. So Michelle So it's the other way around.\n\nSorry. The life insurance company put summer, and the super company put summer. So I do have Michelle there on the phone. She's already called them and said, hey. If you actually look at the form that the client signed, it did have an m and an n, and she's getting that fixed up for you.\n\nSo I just wanna let you know that we had spotted it and we're on to it. Nothing to worry about there. It wouldn't cause any issues if something happened because, you know, it was valid, legal, signed correctly, written correctly. Cool. Just in terms of the the contribution side of things, we're talking about salary sacrifice, and I know that your work kind of has, like, supplements, different sorry, allowances and things like that.\n\nSo the payslips were were very important to kind of break down what they're paying the super into. I think you've had about 11,000, just over 11,000 go into the super in terms of contributions. Now bear in mind the concessional cap to get that 15% tax rate, it's 32,500 maximum per year, and that includes what your work puts in and anything additional that you put in. Does that make sense? Fifteen, sixteen.\n\nSorry. What was that? Yes. Yes. It is 16% from work, but they had in total, it was about 11,000.\n\nSo that's kind of what was received into the account. I just did a little bit of a a contribution check. Now in terms of dollar amounts, 32,500 is the maximum, which is probably a little bit excessive. I don't think you'll probably wanna go that far with it because they've just increased it. But if I give you a little bit of leeway there, let's say, you know, you could do up to $400 a week before tax.\n\nBut just to give you an idea on budgeting side of things. So if you look up the individual tax rates with the old ATO, I'm just bringing up the new table for this financial year, for every sort of $100 you put in, it costs you around about 70 in the pocket. Because it goes in pretax, Salary sacrifice, they tax you on what's left over. So you put a $100 in, you lose $70 in the pay. Now just based on that, 400 is the maximum.\n\nThat'll cost you 300 a week out of pocket, but how much would you be thinking to start with? Yep. A $100 a fortnight, $50 per week, bit of a dip your toe in the water kind of thing, bump it up a little bit without, obviously, stopping you from paying off the mortgage and things like that. Yep. That's right.\n\nThat explains it more as well because when I was looking at the contributions, I was like, I can see the 16%, and we did a full breakdown with your payslip. And then I saw the 11,000. I went, hang on a second. That doesn't actually work out to be 16%. So four months of the year, I've got that added onto our dashboard.\n\nJust so anytime anyone looks at it, they go gotcha. Perfect. Perfect. Now for the salary sacrifice, you can actually just go through payroll and say, hey. I would like to do this much, and they'll handle it through the payroll system.\n\nAnd that way, you're getting the the tax deduction on a fortnightly basis without having to wait till tax time. So would that be okay for you to do? Because I think that would be simpler than doing, you know, all the forms at the tax time with the tax return and whatnot. Yep. Now is there anything that I can send you information wise, or do you think they're pretty across it that if you told them or filled in a form, they would be okay to do that?\n\nDo you need anything from us? Cool. Yeah. Pretty much. That's pretty much how it works.\n\nI I do get the, I guess, 5% of the time, there's a old employee that goes, oh, can you please send through these details and those details? And if they're already paying the super, it's pretty easy for them to hop into the accounting system and and change the salary sacrifice. But if anything does pop up, please give us a call, and we'd be more than happy to generate any reports or information and even cc them in. Oh, interesting. Yeah.\n\nThey do always say that, but nothing changes. But I'm assuming what tends to happen is payroll tends to carry across pretty well. But sometimes if they are changing payroll systems, they may send out a big notice to all the employees saying, hey. We're changing payroll systems under the new name, and you guys may have to, you know, resign something for your salary sacrifice or whatever it is. But maybe just keep an eye out for any notices or anything like that.\n\nCool. And the last thing to go over with you as well is the insurances. Now if you still have that email open, are you able to skip through through the the next two documents for that next document. Yes. So that that performance table we're looking at, that's like a four page document.\n\nAnd then if you click next document, it should take you to the third one, which is like a big red Vanguard chart with all the different stock market graphs going up and down. Just wanna skip past that one to the green certificate of currency for your insurance policy. Cool. So you have $458,000 worth of life insurance and total disability insurance with no income protection, no trauma cover, but that's a lump sum, comes out of your super, and they charge you about 2,000. There's a 15% rebate tax rebate for that one.\n\nBut I just wanted to quickly talk to you about the the amounts because, obviously, that clears off the last bit of the mortgage. You've got about 400,000 left over from the insurance payout, and then you're super on top. So call it $500,000 for the family. How does that sound for you guys? Yep.\n\nDo you see any need to want to increase or decrease that in terms of, you know, I don't need that much cover or I wanna get some more properties. Let's get a million, $2,000,000 worth of cover. Any need to maybe alter it at all or just keep it as is? Yep. Yes.\n\nWhat will basically happen to so one of the little things I like sorry. Go ahead. Yeah. Easy done. One of the easy calculations that I like to do is go, okay.\n\nDebt's number one. We clear out the debts, what's left over. If you're not there, like you said, with that that single income paying the mortgage, that's pretty important. And then without that income, you know, how heavily does the family rely on you getting that income if you were to pass away. Yep.\n\nExactly. Right. So what would basically end up happening for them? So if we go your income after tax, it's about 67,000 a year. And if we go 500,000 worth of super and insurance divided by the 67,000, there'd be seven years worth of your income essentially being replaced to help them get into another house or or something to that effect.\n\nIs that important for you, or is that not important? Yep. But nothing there's no big glaring risks or issues where you go, oh, no. That doesn't sound too good. Cool.\n\nSo what we might do is if that's appropriate still, we'll keep it as is. I wanna keep an eye on the prices a little bit because as you get older, they do increase the price of insurance. So when you go through your fifties, it's gonna start to accelerate. And when you hit 55, it might be $4,000 a year, $5,000 a year. When you hit 60, they might try and charge you $12,000 a year.\n\nIt's a bit of a hockey stick. So my job is basically, if I see a year where it does a big jump, we talk about decreasing it or shopping around to other providers to try and keep the price low so you're not your soup is not being depleted by fees and premiums. Does that make sense? Yep. Yeah.\n\nIt's pretty reasonable. And what I like to do is I need to make sure that if your premiums are more than, say, a third of your contributions, I put a red flag on that and go, oh, that's really slowing down the growth of the fund. So at the moment, it's nowhere near that. But if it starts to approach it next year, I'm gonna flag that with you in the review and talk about if we change it. Okay?\n\nBut at this point, no no red flags or any issues I can see if you're happy with that. Cool. Michelle, that's pretty much all the areas I I wanted to cover with you today. Do you have any questions for me at this point? Yeah.\n\nYeah. So when I go through your portfolio options themselves so like I said, in terms of volatility, it going down 5% when the market dropped 12 is pretty good. It means it's not too high risk. Long term returns are still above the 7% average we're aiming for, so that's fantastic. In terms of areas, we've got infrastructure.\n\nThat's always good. That's always fun. Gold and agriculture are pretty important, especially, I guess, long term as inflation stays high. Gold's pretty important there as an inflation hedge. We have fixed those Australian equities that weren't doing too well, so we've got a good option in there.\n\nWe've got you in a big chunk of safe fixed interest, which is kind of like like term deposits, safe options, put your money in, it grows at that four or 5%, but it's not high risk. Those are doing pretty good. The only one I'm gonna kind of flag is your bank hybrids. They're actually gonna phase them out over the next couple of years. So one of your, like, term deposit options inside the Netwealth, there's two of them.\n\nOne of them, the government's kind of phasing out that type of deposit over the next couple of years. So that'll be one that we will end up it'll automatically switch, but we'd probably keep an eye on some options there in a year's time or so. And your conservative option's doing pretty good. And your international shares, like American shares, your your Microsoft and Google, they're doing brilliant. The only one I would probably keep an eye on is at some point, we gotta make sure we we keep an an eye on the AI side of things as that takes off.\n\nDo you have enough exposure to get the returns as those big companies grow, which you've good exposure to. At some point, we may increase that a little bit, but so far, you've got a decent amount. And if things continue on with the old electric vehicles, I know there's been a bit of a like, they went up really high last year. They've come back down, and people are talking about whether that's gonna be heavily invested into or not. I think if we give that six or twelve months, we'll have a good idea of whether we should pump a bit of money into that as well.\n\nAny areas that of interest to you that you'd you'd wanna throw into the mix there or anything you've been considering? Yeah. I actually, like, personally invest in both gold and silver. And one of the things that I tend to watch, which is really cool, is the Perth Mint. So in WA, we've got the Perth Mint, and they're kind of the number one Mint in Australia.\n\nAnd I don't know if they're very far from you, the old Perth Mint office. Forty five minutes. So they've got, like, a metal prices graph, and what you tend to see on it, I'm just bringing up the the current one today, is the gold and the silver tend to go up and down in similar percentages alongside each other. Sometimes it changes where one will shoot up or down. What tends to happen is silver might go up a higher percent, but also drop a higher percent.\n\nIt's a bit more volatile, but they tend to go up and down in similar trends. Like, their graphs look very identical. So I think for your super, as long as we've got the gold in there, that will give you the metals exposure that you need. And the good thing is, you know, when gold shot up and silver shot up at the end of last year, you got a big boost out of that. But then when they came back down, the gold going from set of just under 6,000 wasn't too crazy, but the silver going from, like, a $142 to 80 was huge.\n\nAnd I think that's just maybe a little bit too volatile for the the super. Like, personal investing is one thing, but I don't think I can put you in something that could drop 60% in two months and then give you a call once Do you like, that's we're talking crypto levels volatility there. It's brilliant. I love it. I own some myself alongside the gold, but that's probably a bit stretched for your your medium risk portfolio.\n\nYep. Yeah. It's it just recently, in the last month, jumped back up from it's $81 up to $97 an ounce for silver, which was good. There's 13 bump up there, and gold jumped up from 5,700 to 6,500. So we're getting a good little exposure there and getting some good returns off of that too.\n\nCool. I will put a few I know. Right? But do you know at the start of the call, how I said the new money laundering laws came in, and so that's why I had to ask some extra questions? They've imposed those on the gold buying companies too.\n\nSo all the ones you see in the shopping center, they're like, we buy gold, sell us your jewelry and your bullion. They have a huge amount of requirements now to find out who you are, where you got your money from. Is it from overseas sale of assets or funding terrorism and all kinds of checks and things like that? So you might see a few of those gold selling shops close-up. The mine is great.\n\nToo many hard questions. It's a lot of paperwork to go through to buy someone's old gold rings from a divorce. So Yeah. Interesting times there, Michelle. Interesting times.\n\nCool. No. You're right. Oh, actually, that brings me to the the last two things I wanted to let you know before I do let you go is you had already signed a service agreement with us. So we haven't really had any changes in fees.\n\nWe still charge the 1.65%. We have added in a tiered fee structure into our service guide. So when you get above 200,000, those discounts will start to be applied. No. Once your balance goes up in your super, once we get you up above $200, everything above that will be charged at a lower percentage.\n\nAnd then once we get you above 500,000, it'll be lower then as well. So it's just one of those things to make sure that we're trying to be alongside you, getting you in the right direction because we wanna see you growing as well too. And the other thing was because you'd already signed that, the only thing I have left in this pack that's actually signable is the last document there. If you still have that email open, I know you just said the phone was sort of refreshing. If you're still on that green certificate, can you just click the next document button for me?\n\nYeah. So the last two documents, there's, like, an updated service guide with our, like, license info, complaints, procedures, and licensing information, and all that kind of thing. There is a tax file number opt in form is the only document to sign, and it's basically just trying to make sure that we still have your consent to hold your tax file number. There has been cybersecurity issues, and we do use that number for applications and and whatnot. So we just wanna make sure that we still have your consent for that.\n\nPerfect. Alrighty. It does the old spinning circle, doesn't it? Yep. Thank you very much for doing that.\n\nAnd, Michelle, from here, we will basically, that's come through signed, by the way, so thank you. It's come through signed all good, and I just wanted to double check with you in terms of contact frequency. Now I've got you sorry. I've got you pegged in for the next annual review, but do you want me to put in any contacts before the end of the year to discuss anything with you? Would you like to catch up more frequently, or is it more like if something happens, you'll give us a call and we can talk then?\n\nThank you. Cool. And if anything changes, we can change it then. Yeah. Yeah.\n\nThat'll be an interesting one. So let me know if you have any trouble with the salary sacrifice. And once we get that beneficiary surname fixed up on the life insurance, I'll get Michelle to send you a message just to let you know that's been all fixed up. So it's the same as the super. Awesome.\n\nWell, thank you so much for your time. I know I did catch you at a bad time before, but thank you for for answering this call and going through the details with me. I do appreciate it. No. That's okay.\n\nI always leave an hour and a half anyway just in case. Awesome, Michel. Have a fantastic week, man. Thank you. Bye.","paragraphs":[{"sentences":[{"text":"Fantastic, Michelle.","start":4.96,"end":5.8399997,"sentiment":"positive","sentiment_score":0.7294898927211761},{"text":"It's Tommy here from Oakview.","start":5.8399997,"end":7.04,"sentiment":"positive","sentiment_score":0.44080364108085635},{"text":"How are you doing?","start":7.04,"end":7.8599997,"sentiment":"positive","sentiment_score":0.35022900998592377},{"text":"That's no worries at all.","start":11.36,"end":12.48,"sentiment":"neutral","sentiment_score":0.03897260278463364},{"text":"I I know you tried to message in there, so I I didn't come through to the system, but more than happy to have a chat now if you still got a few minutes.","start":12.48,"end":19.045,"sentiment":"neutral","sentiment_score":0.2421079170616234}],"sentiment":"neutral","sentiment_score":0.2698089244961739,"num_words":50,"start":4.96,"end":19.045},{"sentences":[{"text":"Perfect, Michelle.","start":21.265,"end":22.065,"sentiment":"positive","sentiment_score":0.6000657081604004},{"text":"Now as one of the senior advisers, I'm just gonna go through a bit of an updated annual review with you.","start":22.065,"end":27.03,"sentiment":"neutral","sentiment_score":0.32657559357938315},{"text":"Just gonna recap what's been going on recently, what changes we can look at making, what has been made, and just see if there's anything else to update on your circumstances as well.","start":27.11,"end":37.67,"sentiment":"neutral","sentiment_score":0.28085930916396057},{"text":"Now do you mind if I just go through the quick usual security check with you?","start":37.67,"end":41.305,"sentiment":"neutral","sentiment_score":0.07001503114588559},{"text":"No worries, Michelle.","start":42.965,"end":43.845,"sentiment":"neutral","sentiment_score":0.12783500800530115}],"sentiment":"neutral","sentiment_score":0.2510709547499816,"num_words":75,"start":21.265,"end":43.845},{"sentences":[{"text":"So I'm registered with ASIC as adviser one two seven three one zero five.","start":43.845,"end":48.585,"sentiment":"neutral","sentiment_score":0.09608078481895584},{"text":"Could I please get your date of birth and address?","start":48.645,"end":51.065002,"sentiment":"neutral","sentiment_score":0.05982851535081864},{"text":"Mhmm.","start":54.325,"end":54.66,"sentiment":"neutral","sentiment_score":0.031264543533325195},{"text":"Sensational.","start":56.1,"end":56.6,"sentiment":"neutral","sentiment_score":0.04031263664364815},{"text":"Thank you so much for that.","start":58.34,"end":59.22,"sentiment":"positive","sentiment_score":0.4421445280313492}],"sentiment":"neutral","sentiment_score":0.1458706402918324,"num_words":32,"start":43.845,"end":59.22},{"sentences":[{"text":"And are you okay for the call to be recorded?","start":59.22,"end":61.16,"sentiment":"neutral","sentiment_score":0.10130481086671353},{"text":"Amazing.","start":62.82,"end":63.32,"sentiment":"positive","sentiment_score":0.388073205947876},{"text":"Now, Michelle, I've got a bit of an annual review pack to send out to you.","start":63.46,"end":67.815,"sentiment":"neutral","sentiment_score":0.2468274673447013},{"text":"I know that you already went through and provided your consent to Michelle for the services, and that's so we can remain listed as advisers on your Netwealth account.","start":67.815,"end":77.755005,"sentiment":"neutral","sentiment_score":0.20098942672384196},{"text":"Now will you be able to look onto the emails with me if I can shoot through this pack to you, or should I just kind of walk you through what's coming by?","start":77.975006,"end":84.42,"sentiment":"neutral","sentiment_score":0.1515436624035691}],"sentiment":"neutral","sentiment_score":0.18179769692628572,"num_words":89,"start":59.22,"end":84.42},{"sentences":[{"text":"So I'm just hitting send now, and it's a Oakview Financial annual review pack, and that should come through pretty quickly.","start":102.525,"end":111.03,"sentiment":"neutral","sentiment_score":0.19804178408923603},{"text":"You have used our system before the new one, so it should go through pretty instantly.","start":111.49,"end":115.43,"sentiment":"neutral","sentiment_score":0.25114092347212136},{"text":"And just let me know if you can see another one of those emails come through from us in the next few seconds also.","start":115.73,"end":121.11,"sentiment":"neutral","sentiment_score":0.05089632282033563},{"text":"Hopefully, it doesn't go through to the old spam inbox or anything like that, but I know you have received one not too long ago.","start":123.81,"end":130.555,"sentiment":"neutral","sentiment_score":-0.11533289805054664},{"text":"And I'll give it a minute to load as well.","start":146.06999,"end":149.67,"sentiment":"neutral","sentiment_score":0.025584273971617222}],"sentiment":"neutral","sentiment_score":0.07053296122467145,"num_words":96,"start":102.525,"end":149.67},{"sentences":[{"text":"But just while that's coming through, I did take a note there from Michelle.","start":149.67,"end":153.355,"sentiment":"neutral","sentiment_score":0.08044729568064213},{"text":"I think there was a couple of things you wanted to talk about today.","start":153.355,"end":155.915,"sentiment":"neutral","sentiment_score":0.11133940890431404},{"text":"Was there anything in particular you wanted me to focus on for this review?","start":155.915,"end":159.215,"sentiment":"neutral","sentiment_score":0.04605257245046752},{"text":"Yeah.","start":168.25,"end":168.49,"sentiment":"neutral","sentiment_score":0.0670955553650856},{"text":"Yep.","start":168.49,"end":168.89,"sentiment":"neutral","sentiment_score":0.10383746027946472}],"sentiment":"neutral","sentiment_score":0.07956097486682913,"num_words":44,"start":149.67,"end":168.89},{"sentences":[{"text":"Okay.","start":168.89,"end":169.39,"sentiment":"neutral","sentiment_score":0.10905613005161284},{"text":"I'll run through that with you.","start":169.53,"end":170.73,"sentiment":"neutral","sentiment_score":0.1307943028708299},{"text":"We'll give you an idea of what's been going on with the super there, and we'll go through some updates on the occupation.","start":170.73,"end":175.47,"sentiment":"neutral","sentiment_score":0.10339643530871558},{"text":"Now has that come through yet?","start":177.095,"end":179.115,"sentiment":"neutral","sentiment_score":0.040344228191922106},{"text":"Well, that's okay.","start":183.815,"end":184.455,"sentiment":"neutral","sentiment_score":0.03252706490457058}],"sentiment":"neutral","sentiment_score":0.09260478264723833,"num_words":39,"start":168.89,"end":184.455},{"sentences":[{"text":"If you wanna give the laptop a couple of minutes to kind of catch up, I can just go through and update some details in the interim, if that works.","start":184.455,"end":190.05,"sentiment":"neutral","sentiment_score":0.04661236225316922},{"text":"Cool.","start":192.05,"end":192.37001,"sentiment":"neutral","sentiment_score":0.2632475197315216},{"text":"So we have no changes to your residential address.","start":192.37001,"end":195.43001,"sentiment":"neutral","sentiment_score":0.10828441133101781},{"text":"We've got your PO box listed, 3596.","start":195.81,"end":199.01001,"sentiment":"neutral","sentiment_score":0.11188147004161562},{"text":"Are you still okay for that for postage?","start":199.01001,"end":200.87,"sentiment":"neutral","sentiment_score":0.09433843567967415}],"sentiment":"neutral","sentiment_score":0.07589192481880838,"num_words":55,"start":184.455,"end":200.87},{"sentences":[{"text":"Sensational.","start":202.61,"end":203.11,"sentiment":"neutral","sentiment_score":-0.0032430142164230347},{"text":"And we've got you obviously in a relationship with Nigel with two children.","start":203.965,"end":208.145,"sentiment":"neutral","sentiment_score":0.05433956247109633},{"text":"Perfect.","start":210.52501,"end":211.02501,"sentiment":"positive","sentiment_score":0.34804779291152954},{"text":"South 32 for the employer, mining industry.","start":211.80501,"end":215.345,"sentiment":"neutral","sentiment_score":0.0677858857171876},{"text":"Well, I think we had you on about 85,000.","start":215.965,"end":218.545,"sentiment":"neutral","sentiment_score":0.02128925547003746}],"sentiment":"neutral","sentiment_score":0.055397535163548686,"num_words":31,"start":202.61,"end":218.545},{"sentences":[{"text":"Now do you know if that's changed much when you did your your tax return recently?","start":218.93001,"end":222.63,"sentiment":"neutral","sentiment_score":-0.017019661492668092},{"text":"Yeah.","start":232.69,"end":233.01001,"sentiment":"neutral","sentiment_score":0.09069474786520004},{"text":"Cool.","start":233.01001,"end":233.415,"sentiment":"neutral","sentiment_score":0.17647551000118256},{"text":"And same duties in terms of yeah.","start":233.735,"end":237.73499,"sentiment":"neutral","sentiment_score":0.017580521426030567},{"text":"I was just gonna say, has the duties changed at all?","start":237.73499,"end":240.61499,"sentiment":"neutral","sentiment_score":-0.039703230796889824}],"sentiment":"neutral","sentiment_score":-0.00885600596666336,"num_words":36,"start":218.93001,"end":240.61499},{"sentences":[{"text":"I think you were doing a bit of the the water cart trucks loading, operating, that kind of thing.","start":240.61499,"end":246.23499,"sentiment":"neutral","sentiment_score":0.028569641277978296},{"text":"Yep.","start":248.295,"end":248.795,"sentiment":"neutral","sentiment_score":0.2553132474422455},{"text":"Awesome.","start":249.94,"end":250.34001,"sentiment":"positive","sentiment_score":0.719831109046936},{"text":"Yeah.","start":250.34001,"end":250.58,"sentiment":"neutral","sentiment_score":0.24012750387191772},{"text":"The tax one's a bit of fun.","start":250.58,"end":252.20001,"sentiment":"neutral","sentiment_score":-0.12464935864721026}],"sentiment":"neutral","sentiment_score":0.03053619083145569,"num_words":29,"start":240.61499,"end":252.20001},{"sentences":[{"text":"Okay.","start":256.02002,"end":256.42,"sentiment":"neutral","sentiment_score":0.1548711657524109},{"text":"Perfect.","start":256.42,"end":256.9,"sentiment":"positive","sentiment_score":0.48109692335128784},{"text":"Perfect.","start":256.9,"end":257.4,"sentiment":"positive","sentiment_score":0.48887062072753906},{"text":"And last few details to update on my end is just in terms of the assets and liabilities, we had the home listed, some cars, and a motorbike.","start":257.86002,"end":268.045,"sentiment":"neutral","sentiment_score":0.09708844830415078},{"text":"It looked like you were pretty close to paying off the mortgage at the time.","start":268.98502,"end":271.625,"sentiment":"neutral","sentiment_score":0.01755230538547039}],"sentiment":"neutral","sentiment_score":0.08927390963325034,"num_words":46,"start":256.02002,"end":271.625},{"sentences":[{"text":"I think last check was about 70,000 owing.","start":271.625,"end":275.385,"sentiment":"neutral","sentiment_score":0.005327033111825585},{"text":"Have you managed to kind of get that close to cleared?","start":275.385,"end":285.90002,"sentiment":"neutral","sentiment_score":0.0003418593921444633},{"text":"Or Getting close, though.","start":285.90002,"end":286.98,"sentiment":"neutral","sentiment_score":-0.008320990018546581},{"text":"Must be exciting.","start":286.98,"end":287.88,"sentiment":"neutral","sentiment_score":0.31746575236320496},{"text":"That's fair enough.","start":293.91498,"end":294.955,"sentiment":"neutral","sentiment_score":0.13057480255762735}],"sentiment":"neutral","sentiment_score":0.046800497341258775,"num_words":29,"start":271.625,"end":294.955},{"sentences":[{"text":"And are you still looking at getting a bit of an investment property down the line once you've got that paid off and some savings under the belt, or what's the the goal?","start":294.955,"end":302.335,"sentiment":"neutral","sentiment_score":0.08731383435202367},{"text":"Yeah.","start":310.97,"end":311.29,"sentiment":"neutral","sentiment_score":-0.10074330866336824},{"text":"I need to wait a little bit for the serviceability, I guess, given prices at the moment.","start":311.29,"end":315.55,"sentiment":"neutral","sentiment_score":-0.11146080055657555},{"text":"Yep.","start":318.49,"end":318.81,"sentiment":"neutral","sentiment_score":0.10550376027822496},{"text":"So that's, I guess would you say that's kind of your main focus for your cash flow too?","start":318.81,"end":323.005,"sentiment":"neutral","sentiment_score":0.12510404363274574}],"sentiment":"neutral","sentiment_score":0.04633080230227538,"num_words":70,"start":294.955,"end":323.005},{"sentences":[{"text":"It's just, you know, putting money into either an offset or savings just to get that finished off and and built up?","start":323.005,"end":329.10498,"sentiment":"neutral","sentiment_score":0.06541328758678654},{"text":"Yep.","start":330.525,"end":331.025,"sentiment":"neutral","sentiment_score":0.14576950669288635},{"text":"Cool.","start":331.965,"end":332.465,"sentiment":"neutral","sentiment_score":0.27743250131607056},{"text":"Yeah.","start":341.87997,"end":342.28,"sentiment":"neutral","sentiment_score":-0.05401424318552017},{"text":"Well, once the house is paid off, let's say that, for example, it gets paid off for the next annual review that we do, I'm more than qualified to run through investment advice with you if you wanna look at properties, shares, manage funds, any kind of investment except probably crypto.","start":342.28,"end":359.68503,"sentiment":"neutral","sentiment_score":0.13158218986263462}],"sentiment":"neutral","sentiment_score":0.11209173387798824,"num_words":76,"start":323.005,"end":359.68503},{"sentences":[{"text":"But if you're interested in that kind of thing, we can do that down the line when it's appropriate.","start":360.52002,"end":364.7,"sentiment":"neutral","sentiment_score":0.20748839331300636},{"text":"Cool.","start":367.64,"end":368.04,"sentiment":"positive","sentiment_score":0.3838112652301788},{"text":"So I'll put that in, the email.","start":368.04,"end":371.02002,"sentiment":"neutral","sentiment_score":0.10155119161520686},{"text":"K.","start":376.375,"end":376.875,"sentiment":"neutral","sentiment_score":-0.02878743037581444},{"text":"Needs to hold on and off again, refresh.","start":379.25497,"end":381.115,"sentiment":"neutral","sentiment_score":-0.09268377488479018}],"sentiment":"neutral","sentiment_score":0.11851920694526699,"num_words":36,"start":360.52002,"end":381.115},{"sentences":[{"text":"Technology can always be a bit fun.","start":381.735,"end":383.675,"sentiment":"neutral","sentiment_score":0.15413540175982884},{"text":"Bit rusty, maybe.","start":394.47,"end":395.69,"sentiment":"negative","sentiment_score":-0.354803333679835},{"text":"Fair enough.","start":398.87,"end":399.61002,"sentiment":"neutral","sentiment_score":0.07343720644712448},{"text":"Michelle, just quickly as well while I've got you there on the the assets and liabilities topic, no other loans or shares or anything pop up yet?","start":401.375,"end":410.35498,"sentiment":"neutral","sentiment_score":0.013961375001128073},{"text":"Yep.","start":419.39,"end":419.79,"sentiment":"neutral","sentiment_score":0.0853891372680664}],"sentiment":"neutral","sentiment_score":0.015593962161801755,"num_words":40,"start":381.735,"end":419.79},{"sentences":[{"text":"So is this still okay for the I think we had the cars valued at 13,000 combined.","start":419.79,"end":424.13,"sentiment":"neutral","sentiment_score":0.060129838612149746},{"text":"Should I change that?","start":424.19,"end":425.265,"sentiment":"neutral","sentiment_score":-0.01774552557617426},{"text":"Yep.","start":431.18503,"end":431.68503,"sentiment":"neutral","sentiment_score":0.06935503333806992},{"text":"X Trail was sold.","start":432.70502,"end":433.98502,"sentiment":"neutral","sentiment_score":0.07777898758649826},{"text":"No worries.","start":433.98502,"end":434.725,"sentiment":"neutral","sentiment_score":0.06602625921368599}],"sentiment":"neutral","sentiment_score":0.052276737721902986,"num_words":28,"start":419.79,"end":434.725},{"sentences":[{"text":"And this is a bit of a new question for us just with the new anti money laundering laws that have come in.","start":435.42502,"end":440.48502,"sentiment":"neutral","sentiment_score":-0.017264287108960358},{"text":"A few extra checks for real estate and financial advisers.","start":440.65,"end":443.47,"sentiment":"neutral","sentiment_score":0.0024758636951446532},{"text":"But have you guys ever gone through, like, a bankruptcy or a part nine debt agreement before?","start":443.61,"end":448.19,"sentiment":"neutral","sentiment_score":-0.04918948725304183},{"text":"Perfect.","start":450.16998,"end":450.56998,"sentiment":"neutral","sentiment_score":0.1273060142993927},{"text":"And this one's a bit of a weird one, but would you count yourself as a member of a foreign tax residency in terms of any other countries?","start":450.56998,"end":460.54498,"sentiment":"neutral","sentiment_score":-0.026224498287774622}],"sentiment":"neutral","sentiment_score":-0.02298128085588164,"num_words":79,"start":435.42502,"end":460.54498},{"sentences":[{"text":"Perfect.","start":462.445,"end":462.945,"sentiment":"neutral","sentiment_score":0.21436172723770144},{"text":"And the last detail that I wanted to check was just in terms of estate planning.","start":463.165,"end":466.945,"sentiment":"neutral","sentiment_score":0.031675090081989765},{"text":"Did you end up getting a will in place?","start":467.47,"end":469.25,"sentiment":"neutral","sentiment_score":-0.0016483703835142984},{"text":"Yep.","start":475.95,"end":476.45,"sentiment":"neutral","sentiment_score":-0.003629118902608752},{"text":"And are you looking to update it, or do you feel it still kind of reflects everything at the moment?","start":476.51,"end":480.825,"sentiment":"neutral","sentiment_score":0.005164192523807287}],"sentiment":"neutral","sentiment_score":0.017148565248328636,"num_words":47,"start":462.445,"end":480.825},{"sentences":[{"text":"Perfect.","start":483.785,"end":484.285,"sentiment":"positive","sentiment_score":0.6857463121414185},{"text":"Easy.","start":487.225,"end":487.725,"sentiment":"positive","sentiment_score":0.4202575385570526},{"text":"And did somebody get that extra 0.01% to to get it split?","start":488.02502,"end":492.84,"sentiment":"neutral","sentiment_score":0.12378621660172939},{"text":"No.","start":495.88,"end":496.38,"sentiment":"neutral","sentiment_score":-0.08288706094026566},{"text":"And what about, like, a power of attorney?","start":497.63998,"end":499.96,"sentiment":"neutral","sentiment_score":-0.021379988407716155}],"sentiment":"neutral","sentiment_score":0.1016309339877056,"num_words":23,"start":483.785,"end":499.96},{"sentences":[{"text":"Did you end up putting that in place when you got the will, or does that ring a bell?","start":499.96,"end":504.13998,"sentiment":"neutral","sentiment_score":-0.006236863616657884},{"text":"Yep.","start":506.36,"end":506.86,"sentiment":"neutral","sentiment_score":0.0002678707242012024},{"text":"Perfect.","start":513.775,"end":514.275,"sentiment":"neutral","sentiment_score":-0.00011166371405124664},{"text":"Yep.","start":514.655,"end":515.155,"sentiment":"neutral","sentiment_score":0.019680704921483994},{"text":"Yep.","start":515.215,"end":515.615,"sentiment":"neutral","sentiment_score":0.07318630069494247}],"sentiment":"neutral","sentiment_score":-0.0011077041778227558,"num_words":23,"start":499.96,"end":515.615},{"sentences":[{"text":"That's always nice.","start":515.615,"end":516.835,"sentiment":"neutral","sentiment_score":0.18576713403066},{"text":"I would assume, though, hopefully, that it'd be at least with the the registress with the with the government there.","start":518.495,"end":525.25,"sentiment":"neutral","sentiment_score":0.010559415351599455},{"text":"It should be yep.","start":525.25,"end":527.43,"sentiment":"neutral","sentiment_score":0.013293907511979342},{"text":"So yep.","start":527.73,"end":530.85,"sentiment":"neutral","sentiment_score":0.01317245326936245},{"text":"Okay.","start":530.85,"end":531.35,"sentiment":"neutral","sentiment_score":0.030057553201913834}],"sentiment":"neutral","sentiment_score":0.029268926630417507,"num_words":30,"start":515.615,"end":531.35},{"sentences":[{"text":"Oh, hopefully, it's there on the registered with the courts there in case something happens.","start":532.45,"end":536.63,"sentiment":"neutral","sentiment_score":0.029642894491553308},{"text":"And just swinging over to the super for a moment.","start":538.91504,"end":541.635,"sentiment":"neutral","sentiment_score":0.0462203349918127},{"text":"So I have you there wanting to retire as early as possible towards the age of 60 when you can access your super.","start":541.635,"end":548.995,"sentiment":"neutral","sentiment_score":0.07481545744382817},{"text":"That's your preservation age.","start":548.995,"end":550.5,"sentiment":"neutral","sentiment_score":0.07196722365915775},{"text":"On about a thousand dollars a week with the mortgage paid off, maybe an investment property kind of supplementing things a little bit.","start":550.98,"end":557.22,"sentiment":"neutral","sentiment_score":0.07255004297779954}],"sentiment":"neutral","sentiment_score":0.0611216289550066,"num_words":75,"start":532.45,"end":557.22},{"sentences":[{"text":"Does that still sound right for you?","start":557.22,"end":558.84,"sentiment":"neutral","sentiment_score":0.05807274792875562},{"text":"Cool.","start":562.66,"end":563.16,"sentiment":"neutral","sentiment_score":0.16657420992851257},{"text":"Yeah.","start":570.78503,"end":571.185,"sentiment":"neutral","sentiment_score":0.1183312088251114},{"text":"So I guess if our aim is as early as possible, our job basically is to get you as much growth as we can in the next, say, ten years or so.","start":571.185,"end":580.02,"sentiment":"neutral","sentiment_score":0.1371104654390365},{"text":"And as you get closer to that, say, mid sixties or early sixties, we do have to have that conversation about reducing risk.","start":580.08,"end":588.5,"sentiment":"neutral","sentiment_score":0.09148792987284453}],"sentiment":"neutral","sentiment_score":0.11223706149030477,"num_words":64,"start":557.22,"end":588.5},{"sentences":[{"text":"So grow it for a certain number of years, and then at some point, you probably don't wanna still be in, like, a medium risk level.","start":588.8,"end":595.385,"sentiment":"neutral","sentiment_score":0.04992301520318366},{"text":"If you're about to retire tomorrow, potentially lose a third of your super just before you access it to live on.","start":595.445,"end":601.28503,"sentiment":"neutral","sentiment_score":-0.21329480835369655},{"text":"Does that make sense?","start":601.28503,"end":602.34503,"sentiment":"neutral","sentiment_score":-0.05745245981961489},{"text":"Yep.","start":603.60504,"end":604.02,"sentiment":"neutral","sentiment_score":0.18496212363243103},{"text":"But at the moment, I do see that we've kind of made it a little bit safer.","start":604.10004,"end":608.12,"sentiment":"neutral","sentiment_score":0.09901626539580963}],"sentiment":"neutral","sentiment_score":-0.022358895421190107,"num_words":69,"start":588.8,"end":608.12},{"sentences":[{"text":"We've put you in a bit more of a balanced balanced growth profile where you're kind of like a three, three and a half out of five on the risk scale.","start":608.18,"end":616.58,"sentiment":"neutral","sentiment_score":0.14047967522375046},{"text":"So I would count that as kind of medium risk.","start":616.58,"end":619.915,"sentiment":"neutral","sentiment_score":0.03477689102292061},{"text":"You're equally concerned about growth versus protection and risks.","start":620.055,"end":625.175,"sentiment":"neutral","sentiment_score":-0.09231337242656285},{"text":"Does that sound like you?","start":625.175,"end":626.39496,"sentiment":"neutral","sentiment_score":0.024723075330257416},{"text":"Cool.","start":628.055,"end":628.555,"sentiment":"positive","sentiment_score":0.35110893845558167}],"sentiment":"neutral","sentiment_score":0.07761683581130845,"num_words":56,"start":608.18,"end":628.555},{"sentences":[{"text":"I do have a little bit of good news for you in terms of the portfolios.","start":628.695,"end":632.075,"sentiment":"positive","sentiment_score":0.34631061367690563},{"text":"Tiny bit of bad news, obviously, we had the war breakout in Iran.","start":633.38,"end":637.96,"sentiment":"neutral","sentiment_score":-0.2510007402071586},{"text":"That impacted everybody super with the stock markets and everything.","start":638.34,"end":641.56,"sentiment":"negative","sentiment_score":-0.3469995319843292},{"text":"But when the markets dropped in February and March, they went down about 12% depending on the country, but the super only dropped 5% at that time.","start":641.86005,"end":652.16504,"sentiment":"neutral","sentiment_score":-0.2854720127803308},{"text":"So you're you're capturing, I guess, less than half of the market risk, if that makes sense.","start":652.16504,"end":656.34503,"sentiment":"neutral","sentiment_score":-0.1513018152293037}],"sentiment":"neutral","sentiment_score":-0.13821578708039708,"num_words":83,"start":628.695,"end":656.34503},{"sentences":[{"text":"Since then, it's bounced back up, and you're actually positive 5% for the year, which is a tiny bit below the seven percent average that you need for a balanced risk profile.","start":658.41,"end":667.55,"sentiment":"neutral","sentiment_score":0.15679056872613728},{"text":"But in a year where the market's tanked, it's it's good to still be positive, whereas some years, it will dip into the negative every now and then, maybe once every seven years.","start":668.08997,"end":676.925,"sentiment":"neutral","sentiment_score":-0.007897199554876848},{"text":"K.","start":679.625,"end":679.945,"sentiment":"neutral","sentiment_score":0.01368503738194704},{"text":"So it's basically gone from a 160,000 to a 180,000.","start":679.945,"end":683.625,"sentiment":"neutral","sentiment_score":0.10455311797559261},{"text":"Your super has grown.","start":683.625,"end":684.925,"sentiment":"positive","sentiment_score":0.4034493789076805}],"sentiment":"neutral","sentiment_score":0.09287130433367566,"num_words":80,"start":658.41,"end":684.925},{"sentences":[{"text":"You've had returns and contributions go in.","start":684.985,"end":687.54,"sentiment":"neutral","sentiment_score":0.2904754749366215},{"text":"A little bit of premiums for insurances and the like and fees come out, but you're still up about 20,000 overall in terms of net gains and contributions.","start":687.62,"end":698.04,"sentiment":"neutral","sentiment_score":0.24823289151702607},{"text":"Cool.","start":700.82,"end":701.32,"sentiment":"neutral","sentiment_score":0.3214460611343384},{"text":"Now one of the things that does happen, the only thing I really wanted to show you on that email was just a bit of an investment report.","start":701.51495,"end":708.735,"sentiment":"neutral","sentiment_score":0.21640045674783842},{"text":"Now has that actually loaded up for you yet or not so much?","start":709.435,"end":712.735,"sentiment":"neutral","sentiment_score":0.03616035514726089}],"sentiment":"neutral","sentiment_score":0.2056440617405362,"num_words":77,"start":684.985,"end":712.735},{"sentences":[{"text":"Cool.","start":717.84,"end":718.24,"sentiment":"positive","sentiment_score":0.6285222768783569},{"text":"I'll walk you through what I'm kind of looking at here.","start":718.24,"end":720.82,"sentiment":"positive","sentiment_score":0.5097884183580225},{"text":"If you can see it, great.","start":721.84,"end":723.2,"sentiment":"positive","sentiment_score":0.5180535167455673},{"text":"If not, it'll be there for you to look at when the computer's catching up.","start":723.2,"end":726.64,"sentiment":"neutral","sentiment_score":0.3153135081132253},{"text":"But inside that email, there's a bit of a sign button.","start":726.64,"end":729.68,"sentiment":"neutral","sentiment_score":0.2068441395055164}],"sentiment":"positive","sentiment_score":0.371579639444297,"num_words":44,"start":717.84,"end":729.68},{"sentences":[{"text":"It's a purple button, and it brings open your annual review pack to look at.","start":729.68,"end":733.51495,"sentiment":"neutral","sentiment_score":0.3304468681414922},{"text":"And when you go in there yep.","start":733.735,"end":735.33496,"sentiment":"neutral","sentiment_score":0.1772754192352295},{"text":"So six of those.","start":735.33496,"end":736.475,"sentiment":"neutral","sentiment_score":0.22682062536478043},{"text":"Now the first one should just be a super insurance summary where you've got your net wealth and your policy.","start":736.535,"end":741.355,"sentiment":"neutral","sentiment_score":0.3129633776843548},{"text":"Yep.","start":748.63,"end":749.02997,"sentiment":"neutral","sentiment_score":0.13371741771697998}],"sentiment":"neutral","sentiment_score":0.2871893282900465,"num_words":47,"start":729.68,"end":749.02997},{"sentences":[{"text":"That's right.","start":749.02997,"end":749.85,"sentiment":"neutral","sentiment_score":0.1401166394352913},{"text":"Is there a button there saying next documents?","start":750.31,"end":752.41,"sentiment":"neutral","sentiment_score":0.03137247730046511},{"text":"Cool.","start":753.83,"end":754.005,"sentiment":"neutral","sentiment_score":0.259432315826416},{"text":"If you could just click that one for me.","start":754.165,"end":755.445,"sentiment":"neutral","sentiment_score":0.1815121869246165},{"text":"Now this might be the test to see if we can actually make out any of these figures, but the there's a big table with all your investments and returns on it.","start":755.445,"end":762.985,"sentiment":"neutral","sentiment_score":0.04929450490453746}],"sentiment":"neutral","sentiment_score":0.0769553702378359,"num_words":52,"start":749.02997,"end":762.985},{"sentences":[{"text":"Is it is it possible to do the old pinch zoom where you kinda, like, zoom in a little bit on one spot?","start":767.22003,"end":771.72003,"sentiment":"neutral","sentiment_score":-0.029559472899722015},{"text":"I just wanna bring your attention to two spots.","start":773.38,"end":775.96,"sentiment":"neutral","sentiment_score":0.03265880917509397},{"text":"So all of your investments are listed on the left hand side, and halfway down, it says blue heading Australian equities, and there's three options in there.","start":776.10004,"end":785.355,"sentiment":"neutral","sentiment_score":0.06997907948162821},{"text":"And if you zoom in on it, it should say Bennelong, BetaShares, and BetaShares.","start":785.355,"end":789.695,"sentiment":"neutral","sentiment_score":0.05062074879450457},{"text":"Where are we at?","start":798.95,"end":800.08997,"sentiment":"neutral","sentiment_score":-0.0572982057929039}],"sentiment":"neutral","sentiment_score":0.025753171582307135,"num_words":77,"start":767.22003,"end":800.08997},{"sentences":[{"text":"Global.","start":800.55,"end":800.95,"sentiment":"neutral","sentiment_score":-0.022795414552092552},{"text":"I've got a little bit below that.","start":800.95,"end":803.13,"sentiment":"neutral","sentiment_score":0.002082838344254664},{"text":"That's the one.","start":805.35,"end":806.145,"sentiment":"neutral","sentiment_score":0.014989341298739115},{"text":"Yep.","start":808.22504,"end":808.705,"sentiment":"neutral","sentiment_score":-0.02000716887414455},{"text":"So can you see here how it says beta shares twice and Benelon once, and there's those three options there?","start":808.705,"end":814.805,"sentiment":"neutral","sentiment_score":0.01746486045885831}],"sentiment":"neutral","sentiment_score":0.011438828689279035,"num_words":32,"start":800.55,"end":814.805},{"sentences":[{"text":"Yep.","start":816.465,"end":816.865,"sentiment":"neutral","sentiment_score":0.028213676065206528},{"text":"Now if you can swing across all the way to the right, there are percentages in a table, and it's got a minus 26, a plus seven, and a plus 13.","start":816.865,"end":827.07996,"sentiment":"neutral","sentiment_score":0.015445416402672567},{"text":"Can you see those?","start":827.07996,"end":827.98,"sentiment":"neutral","sentiment_score":0.012719645630568266},{"text":"Cool.","start":829.39996,"end":829.87994,"sentiment":"neutral","sentiment_score":0.14901907742023468},{"text":"So one of the things that happened was when the market was going down, we saw that one of the fund managers inside your portfolio was going down faster than everybody else, and they weren't catching back up with the market.","start":829.87994,"end":842.645,"sentiment":"neutral","sentiment_score":-0.1322527523266106}],"sentiment":"neutral","sentiment_score":-0.06045440513974963,"num_words":78,"start":816.465,"end":842.645},{"sentences":[{"text":"They actually had some bad investments, and some people leave their fund.","start":843.025,"end":847.2,"sentiment":"neutral","sentiment_score":-0.2123094859222571},{"text":"And we made a decision across all clients to sell you out of it before it got too bad and switch you to the one below it.","start":847.52,"end":855.92,"sentiment":"neutral","sentiment_score":-0.10703827026817533},{"text":"So, basically, can you see how there's, like, an asterisk next to two of those numbers?","start":855.92,"end":859.62,"sentiment":"neutral","sentiment_score":-0.027550564147531986},{"text":"So the Benel got sold.","start":861.105,"end":863.045,"sentiment":"neutral","sentiment_score":-0.034955842420458794},{"text":"That was going down, like, 26%.","start":863.265,"end":865.265,"sentiment":"neutral","sentiment_score":-0.03680864411095778}],"sentiment":"neutral","sentiment_score":-0.09506344290055109,"num_words":66,"start":843.025,"end":865.265},{"sentences":[{"text":"So we sold out of that and switched it over to the other one, and that's bumped back up 7% already, and it's back into growing properly.","start":865.265,"end":872.725,"sentiment":"neutral","sentiment_score":0.0017594538836015596},{"text":"The other one that you had still up almost 14 So that one's totally fine.","start":873.185,"end":877.38995,"sentiment":"neutral","sentiment_score":0.005989060550928116},{"text":"Everything else on that table looks brilliant.","start":879.61,"end":881.94995,"sentiment":"positive","sentiment_score":0.4297188775879996},{"text":"So you've got your agriculture shares up 20%.","start":882.17,"end":885.29,"sentiment":"neutral","sentiment_score":0.22572049498558044},{"text":"You've your gold's up 23%.","start":885.29,"end":887.37,"sentiment":"neutral","sentiment_score":0.19185946583747865}],"sentiment":"neutral","sentiment_score":0.09532959024692254,"num_words":62,"start":865.265,"end":887.37},{"sentences":[{"text":"Everything is doing really, really well.","start":887.37,"end":888.885,"sentiment":"positive","sentiment_score":0.3921291728814443},{"text":"It was just one bad apple around March that we had to get you out of.","start":888.885,"end":892.905,"sentiment":"neutral","sentiment_score":-0.18835728149861097},{"text":"And, normally, I would actually go through, like, a full updated strategy document with you.","start":892.965,"end":897.78503,"sentiment":"neutral","sentiment_score":-0.0661639931301276},{"text":"But because of what was happening, we made a decision as a company to just jump on it straight away before it got too bad.","start":897.84503,"end":904.14,"sentiment":"neutral","sentiment_score":-0.06469566076993942},{"text":"It kind of couldn't wait to fix.","start":904.3,"end":906.32,"sentiment":"neutral","sentiment_score":-0.012154482038957732}],"sentiment":"neutral","sentiment_score":-0.04863585879945237,"num_words":69,"start":887.37,"end":906.32},{"sentences":[{"text":"So, basically, everything in the portfolio now looks really good.","start":908.78,"end":912.56,"sentiment":"positive","sentiment_score":0.5758868455886841},{"text":"The quality is good.","start":912.7,"end":913.66003,"sentiment":"positive","sentiment_score":0.6507941037416458},{"text":"Everything is quite low fees.","start":913.66003,"end":914.94,"sentiment":"positive","sentiment_score":0.6235371351242065},{"text":"It's performing very, very well.","start":914.94,"end":916.695,"sentiment":"positive","sentiment_score":0.7327341437339783},{"text":"I did a quick comparison.","start":917.575,"end":918.875,"sentiment":"neutral","sentiment_score":0.19373574256896972}],"sentiment":"positive","sentiment_score":0.5555889647582481,"num_words":29,"start":908.78,"end":918.875},{"sentences":[{"text":"I think you came from Australian Super and Plumb Super back in the day.","start":918.935,"end":922.375,"sentiment":"neutral","sentiment_score":0.15640141229544366},{"text":"Does that ring a bell?","start":922.375,"end":923.515,"sentiment":"neutral","sentiment_score":0.031051261723041533},{"text":"That's the one.","start":932.54,"end":933.44,"sentiment":"neutral","sentiment_score":0.07214573522408803},{"text":"Plumb's owned by MLC, so I'm pretty familiar with all of these funds.","start":933.82,"end":937.26,"sentiment":"neutral","sentiment_score":0.09152658742207748},{"text":"And I just did a little comparison to see how it was all going.","start":937.26,"end":940.8,"sentiment":"neutral","sentiment_score":0.08469793573021889}],"sentiment":"neutral","sentiment_score":0.1007536739415052,"num_words":49,"start":918.935,"end":940.8},{"sentences":[{"text":"And Australian Super, they've kind of hit that six and a half percent returns over five years, which is a tiny bit below the seven average that you're aiming for.","start":941.58,"end":951.215,"sentiment":"neutral","sentiment_score":0.08758483355244001},{"text":"Plum was just above seven, but they were in a bit of a higher risk option.","start":951.515,"end":955.53503,"sentiment":"neutral","sentiment_score":-0.0877194085624069},{"text":"And your your net worth portfolio is now still averaging around that nine to 10% mark.","start":956.01,"end":960.59,"sentiment":"neutral","sentiment_score":0.1973019470460713},{"text":"So it's kind of still outperforming very, very well over the long term as well.","start":960.65,"end":964.99,"sentiment":"neutral","sentiment_score":0.29502061307430266},{"text":"Cool.","start":967.29004,"end":967.79004,"sentiment":"positive","sentiment_score":0.5907132625579834}],"sentiment":"neutral","sentiment_score":0.12047292411518402,"num_words":78,"start":941.58,"end":967.79004},{"sentences":[{"text":"So, basically, we can get some pretty good growth out of this one.","start":968.41003,"end":972.53503,"sentiment":"positive","sentiment_score":0.5335418100540454},{"text":"It's still tracking very well.","start":972.53503,"end":974.695,"sentiment":"positive","sentiment_score":0.49871825575828554},{"text":"It's not high growth.","start":974.695,"end":975.73505,"sentiment":"neutral","sentiment_score":0.12426653318107128},{"text":"It's not high risk, so it's not gonna shoot the lights out, but it's getting good low fee consistent returns above the benchmark, above a lot of other super funds without putting on too much risk.","start":975.73505,"end":986.75,"sentiment":"positive","sentiment_score":0.3840708513226774},{"text":"It's not gonna get you a million dollars in ten years, sorry to say, but it's gonna do pretty well.","start":986.81,"end":992.83,"sentiment":"neutral","sentiment_score":0.16141665317118167}],"sentiment":"positive","sentiment_score":0.3459177519648503,"num_words":78,"start":968.41003,"end":992.83},{"sentences":[{"text":"I just wanna make sure that does all this sound comfortable for you?","start":992.89,"end":996.09,"sentiment":"neutral","sentiment_score":0.1821707899753864},{"text":"You know, this idea of medium risk, steady growth.","start":996.09,"end":998.82495,"sentiment":"neutral","sentiment_score":0.057203846466210156},{"text":"Is that okay?","start":999.045,"end":1000.02496,"sentiment":"neutral","sentiment_score":0.08994057029485703},{"text":"Cool.","start":1001.685,"end":1002.185,"sentiment":"neutral","sentiment_score":0.14543762803077698},{"text":"Yeah.","start":1004.725,"end":1004.96497,"sentiment":"neutral","sentiment_score":0.04524412006139755}],"sentiment":"neutral","sentiment_score":0.1238354943278763,"num_words":27,"start":992.89,"end":1004.96497},{"sentences":[{"text":"We don't wanna be sitting in the bank account doing nothing, but we don't wanna be gambling it and losing it all.","start":1004.96497,"end":1009.38495,"sentiment":"neutral","sentiment_score":-0.05486857041780075},{"text":"Yep.","start":1010.40497,"end":1010.90497,"sentiment":"neutral","sentiment_score":0.2129109352827072},{"text":"Easy done.","start":1010.96497,"end":1011.84,"sentiment":"positive","sentiment_score":0.37551046907901764},{"text":"So my job every review will be just to keep an eye on this.","start":1011.92004,"end":1015.06,"sentiment":"neutral","sentiment_score":0.2453602563057627},{"text":"I have some other advisers that will look at your stuff as well.","start":1015.60004,"end":1018.64,"sentiment":"neutral","sentiment_score":0.26285994052886963}],"sentiment":"neutral","sentiment_score":0.12709704114240594,"num_words":52,"start":1004.96497,"end":1018.64},{"sentences":[{"text":"And every year, we're just gonna make sure we're consistently getting those good returns.","start":1018.64,"end":1022.24005,"sentiment":"positive","sentiment_score":0.35803873198372976},{"text":"And if we need to tweak things, we'll talk you through a few switches.","start":1022.24005,"end":1025.06,"sentiment":"neutral","sentiment_score":0.14608980821711676},{"text":"Cool.","start":1027.485,"end":1027.965,"sentiment":"neutral","sentiment_score":0.054027557373046875},{"text":"Now the last couple of things I wanted to touch on was just in terms of the contributions like you mentioned.","start":1027.965,"end":1032.5449,"sentiment":"neutral","sentiment_score":0.0355709365436009},{"text":"There is insurances coming out of the super fund.","start":1033.085,"end":1035.9049,"sentiment":"neutral","sentiment_score":0.02470473200082779}],"sentiment":"neutral","sentiment_score":0.13696880297640623,"num_words":59,"start":1018.64,"end":1035.9049},{"sentences":[{"text":"But just before I do that, your beneficiaries, you do have the super nominated split between Nigel, Jasmine, and Liam.","start":1036.205,"end":1045.86,"sentiment":"neutral","sentiment_score":0.004546110169030726},{"text":"It doesn't actually have it on there.","start":1048.3201,"end":1049.68,"sentiment":"neutral","sentiment_score":-0.1401699110865593},{"text":"I'm sorry to say.","start":1049.68,"end":1050.56,"sentiment":"neutral","sentiment_score":-0.12918658927083015},{"text":"The the Netwealth report, I would have to generate a different one.","start":1050.56,"end":1054.065,"sentiment":"neutral","sentiment_score":-0.11239147620896499},{"text":"But I can see here on the adviser login, you've got Nigel, Jasmine, and Liam listed three ways.","start":1054.945,"end":1062.4049,"sentiment":"neutral","sentiment_score":0.043817569915619164}],"sentiment":"neutral","sentiment_score":-0.032245819464509114,"num_words":61,"start":1036.205,"end":1062.4049},{"sentences":[{"text":"Yep.","start":1063.985,"end":1064.485,"sentiment":"neutral","sentiment_score":0.06474512815475464},{"text":"Now the Cal Life Insurance, that also has a beneficiary listed, and Nigel is set for 50%, and Jasmine and Liam are set for 25% each.","start":1064.705,"end":1076.5299,"sentiment":"neutral","sentiment_score":0.07642071636823508},{"text":"So just wanna make sure, are you still comfortable with all of that?","start":1078.9099,"end":1081.7899,"sentiment":"neutral","sentiment_score":0.07763206500273484},{"text":"Keep them listed.","start":1081.7899,"end":1082.7699,"sentiment":"neutral","sentiment_score":0.04780630643169085},{"text":"Leave it as it is.","start":1084.0851,"end":1085.125,"sentiment":"neutral","sentiment_score":0.03482482880353928}],"sentiment":"neutral","sentiment_score":0.07038424295994143,"num_words":48,"start":1063.985,"end":1085.125},{"sentences":[{"text":"Would you like to change any of that, or is it okay?","start":1085.125,"end":1087.545,"sentiment":"neutral","sentiment_score":0.018968212107817333},{"text":"Cool.","start":1092.5651,"end":1093.0651,"sentiment":"neutral","sentiment_score":0.21579274535179135},{"text":"We did identify a slight typo on the super side of things.","start":1093.4451,"end":1098.2,"sentiment":"neutral","sentiment_score":-0.007103451527655125},{"text":"The insurance was fine, but somebody typed in summer spelled with an m and an n instead of a double m.","start":1098.2,"end":1107.5,"sentiment":"neutral","sentiment_score":-0.07229506206654367},{"text":"So Michelle So it's the other way around.","start":1107.9049,"end":1124.2,"sentiment":"neutral","sentiment_score":-0.08144139964133501}],"sentiment":"neutral","sentiment_score":-0.0335473634854511,"num_words":54,"start":1085.125,"end":1124.2},{"sentences":[{"text":"Sorry.","start":1124.2,"end":1124.7,"sentiment":"neutral","sentiment_score":-0.12327878177165984},{"text":"The life insurance company put summer, and the super company put summer.","start":1125.0,"end":1129.1799,"sentiment":"neutral","sentiment_score":-0.10216997688015302},{"text":"So I do have Michelle there on the phone.","start":1132.28,"end":1134.84,"sentiment":"neutral","sentiment_score":0.17643552107943428},{"text":"She's already called them and said, hey.","start":1134.84,"end":1136.7051,"sentiment":"neutral","sentiment_score":0.21937161258288793},{"text":"If you actually look at the form that the client signed, it did have an m and an n, and she's getting that fixed up for you.","start":1136.7051,"end":1143.365,"sentiment":"neutral","sentiment_score":0.20147951554369042}],"sentiment":"neutral","sentiment_score":0.1288240963060941,"num_words":56,"start":1124.2,"end":1143.365},{"sentences":[{"text":"So I just wanna let you know that we had spotted it and we're on to it.","start":1146.545,"end":1150.53,"sentiment":"positive","sentiment_score":0.3982027769088745},{"text":"Nothing to worry about there.","start":1151.25,"end":1152.6901,"sentiment":"neutral","sentiment_score":0.320083349943161},{"text":"It wouldn't cause any issues if something happened because, you know, it was valid, legal, signed correctly, written correctly.","start":1152.6901,"end":1160.23,"sentiment":"neutral","sentiment_score":0.28403481566592265},{"text":"Cool.","start":1161.97,"end":1162.47,"sentiment":"positive","sentiment_score":0.5840580463409424},{"text":"Just in terms of the the contribution side of things, we're talking about salary sacrifice, and I know that your work kind of has, like, supplements, different sorry, allowances and things like that.","start":1162.77,"end":1174.625,"sentiment":"neutral","sentiment_score":0.15630161152644592}],"sentiment":"neutral","sentiment_score":0.2601138224204381,"num_words":75,"start":1146.545,"end":1174.625},{"sentences":[{"text":"So the payslips were were very important to kind of break down what they're paying the super into.","start":1174.625,"end":1179.9249,"sentiment":"neutral","sentiment_score":0.19048520177602768},{"text":"I think you've had about 11,000, just over 11,000 go into the super in terms of contributions.","start":1180.55,"end":1187.53,"sentiment":"neutral","sentiment_score":0.1330545417526189},{"text":"Now bear in mind the concessional cap to get that 15% tax rate, it's 32,500 maximum per year, and that includes what your work puts in and anything additional that you put in.","start":1188.15,"end":1201.215,"sentiment":"neutral","sentiment_score":0.10746352735793951},{"text":"Does that make sense?","start":1201.215,"end":1202.1951,"sentiment":"neutral","sentiment_score":0.08943935763090849},{"text":"Fifteen, sixteen.","start":1209.2599,"end":1210.32,"sentiment":"neutral","sentiment_score":-0.015382313635200262}],"sentiment":"neutral","sentiment_score":0.12924256821389538,"num_words":74,"start":1174.625,"end":1210.32},{"sentences":[{"text":"Sorry.","start":1210.7,"end":1211.2,"sentiment":"neutral","sentiment_score":-0.04294826462864876},{"text":"What was that?","start":1211.2599,"end":1212.24,"sentiment":"neutral","sentiment_score":-0.034514375030994415},{"text":"Yes.","start":1219.98,"end":1220.48,"sentiment":"neutral","sentiment_score":0.10110092908143996},{"text":"Yes.","start":1221.2599,"end":1221.7599,"sentiment":"neutral","sentiment_score":0.12273852527141572},{"text":"It is 16% from work, but they had in total, it was about 11,000.","start":1221.82,"end":1227.215,"sentiment":"neutral","sentiment_score":0.08109536447695323}],"sentiment":"neutral","sentiment_score":0.060634158365428445,"num_words":20,"start":1210.7,"end":1227.215},{"sentences":[{"text":"So that's kind of what was received into the account.","start":1230.875,"end":1233.595,"sentiment":"neutral","sentiment_score":0.1440657988190651},{"text":"I just did a little bit of a a contribution check.","start":1233.595,"end":1236.09,"sentiment":"neutral","sentiment_score":0.09127542308785698},{"text":"Now in terms of dollar amounts, 32,500 is the maximum, which is probably a little bit excessive.","start":1236.4099,"end":1245.0499,"sentiment":"neutral","sentiment_score":-0.04323806504116339},{"text":"I don't think you'll probably wanna go that far with it because they've just increased it.","start":1245.0499,"end":1248.435,"sentiment":"neutral","sentiment_score":-0.19966100761666894},{"text":"But if I give you a little bit of leeway there, let's say, you know, you could do up to $400 a week before tax.","start":1249.0751,"end":1255.8151,"sentiment":"neutral","sentiment_score":-0.03127640530467033}],"sentiment":"neutral","sentiment_score":-0.028694249595267864,"num_words":79,"start":1230.875,"end":1255.8151},{"sentences":[{"text":"But just to give you an idea on budgeting side of things.","start":1256.035,"end":1259.5751,"sentiment":"neutral","sentiment_score":0.019011654891073704},{"text":"So if you look up the individual tax rates with the old ATO, I'm just bringing up the new table for this financial year, for every sort of $100 you put in, it costs you around about 70 in the pocket.","start":1260.3551,"end":1276.25,"sentiment":"neutral","sentiment_score":0.02261242779289804},{"text":"Because it goes in pretax, Salary sacrifice, they tax you on what's left over.","start":1276.31,"end":1280.785,"sentiment":"neutral","sentiment_score":-0.051528144627809525},{"text":"So you put a $100 in, you lose $70 in the pay.","start":1280.785,"end":1284.245,"sentiment":"neutral","sentiment_score":-0.11862453942497571},{"text":"Now just based on that, 400 is the maximum.","start":1286.705,"end":1291.125,"sentiment":"neutral","sentiment_score":-0.012478508055210114}],"sentiment":"neutral","sentiment_score":-0.01252210991118442,"num_words":88,"start":1256.035,"end":1291.125},{"sentences":[{"text":"That'll cost you 300 a week out of pocket, but how much would you be thinking to start with?","start":1291.74,"end":1296.48,"sentiment":"neutral","sentiment_score":0.02791774378305203},{"text":"Yep.","start":1302.38,"end":1302.78,"sentiment":"neutral","sentiment_score":0.11208109557628632},{"text":"A $100 a fortnight, $50 per week, bit of a dip your toe in the water kind of thing, bump it up a little bit without, obviously, stopping you from paying off the mortgage and things like that.","start":1302.78,"end":1312.635,"sentiment":"neutral","sentiment_score":-0.020387093217945414},{"text":"Yep.","start":1319.095,"end":1319.595,"sentiment":"neutral","sentiment_score":0.12713679671287537},{"text":"That's right.","start":1319.655,"end":1320.48,"sentiment":"neutral","sentiment_score":0.20140312612056732}],"sentiment":"neutral","sentiment_score":0.006520520231579659,"num_words":61,"start":1291.74,"end":1320.48},{"sentences":[{"text":"That explains it more as well because when I was looking at the contributions, I was like, I can see the 16%, and we did a full breakdown with your payslip.","start":1322.96,"end":1329.86,"sentiment":"neutral","sentiment_score":0.12523687318448098},{"text":"And then I saw the 11,000.","start":1330.0,"end":1331.16,"sentiment":"neutral","sentiment_score":0.04850780529280504},{"text":"I went, hang on a second.","start":1331.16,"end":1332.16,"sentiment":"neutral","sentiment_score":-0.002862102041641871},{"text":"That doesn't actually work out to be 16%.","start":1332.16,"end":1334.24,"sentiment":"neutral","sentiment_score":0.02461540885269642},{"text":"So four months of the year, I've got that added onto our dashboard.","start":1334.24,"end":1338.435,"sentiment":"neutral","sentiment_score":0.10589778566589722}],"sentiment":"neutral","sentiment_score":0.08952830894850194,"num_words":64,"start":1322.96,"end":1338.435},{"sentences":[{"text":"Just so anytime anyone looks at it, they go gotcha.","start":1338.5751,"end":1348.275,"sentiment":"neutral","sentiment_score":0.03959979228675366},{"text":"Perfect.","start":1354.99,"end":1355.47,"sentiment":"positive","sentiment_score":0.5803154110908508},{"text":"Perfect.","start":1355.47,"end":1355.95,"sentiment":"positive","sentiment_score":0.5325109958648682},{"text":"Now for the salary sacrifice, you can actually just go through payroll and say, hey.","start":1355.95,"end":1362.83,"sentiment":"neutral","sentiment_score":0.12930811643600465},{"text":"I would like to do this much, and they'll handle it through the payroll system.","start":1362.83,"end":1366.815,"sentiment":"neutral","sentiment_score":0.15447399417559307}],"sentiment":"neutral","sentiment_score":0.13727514259517193,"num_words":42,"start":1338.5751,"end":1366.815},{"sentences":[{"text":"And that way, you're getting the the tax deduction on a fortnightly basis without having to wait till tax time.","start":1366.955,"end":1372.815,"sentiment":"neutral","sentiment_score":0.10547094233334064},{"text":"So would that be okay for you to do?","start":1375.515,"end":1378.395,"sentiment":"neutral","sentiment_score":0.12325649046235615},{"text":"Because I think that would be simpler than doing, you know, all the forms at the tax time with the tax return and whatnot.","start":1378.395,"end":1384.93,"sentiment":"neutral","sentiment_score":0.11381691802913944},{"text":"Yep.","start":1388.43,"end":1388.75,"sentiment":"neutral","sentiment_score":0.08804987370967865},{"text":"Now is there anything that I can send you information wise, or do you think they're pretty across it that if you told them or filled in a form, they would be okay to do that?","start":1388.75,"end":1396.605,"sentiment":"neutral","sentiment_score":0.09781796981890996}],"sentiment":"neutral","sentiment_score":0.1062203342301978,"num_words":90,"start":1366.955,"end":1396.605},{"sentences":[{"text":"Do you need anything from us?","start":1396.6649,"end":1398.205,"sentiment":"neutral","sentiment_score":-0.004889245610684156},{"text":"Cool.","start":1406.745,"end":1406.985,"sentiment":"positive","sentiment_score":0.37198275327682495},{"text":"Yeah.","start":1406.985,"end":1407.385,"sentiment":"neutral","sentiment_score":0.2876388430595398},{"text":"Pretty much.","start":1407.385,"end":1407.96,"sentiment":"positive","sentiment_score":0.43003973364830017},{"text":"That's pretty much how it works.","start":1408.0399,"end":1409.08,"sentiment":"positive","sentiment_score":0.48776619136333466}],"sentiment":"neutral","sentiment_score":0.27606017113430426,"num_words":16,"start":1396.6649,"end":1409.08},{"sentences":[{"text":"I I do get the, I guess, 5% of the time, there's a old employee that goes, oh, can you please send through these details and those details?","start":1409.08,"end":1415.5599,"sentiment":"neutral","sentiment_score":0.2253451006753104},{"text":"And if they're already paying the super, it's pretty easy for them to hop into the accounting system and and change the salary sacrifice.","start":1415.5599,"end":1422.2999,"sentiment":"neutral","sentiment_score":0.24637837739040455},{"text":"But if anything does pop up, please give us a call, and we'd be more than happy to generate any reports or information and even cc them in.","start":1424.9651,"end":1432.185,"sentiment":"neutral","sentiment_score":0.19085898223732198},{"text":"Oh, interesting.","start":1443.74,"end":1445.36,"sentiment":"neutral","sentiment_score":0.044827379286289215},{"text":"Yeah.","start":1463.53,"end":1463.85,"sentiment":"neutral","sentiment_score":-0.004450222477316856}],"sentiment":"neutral","sentiment_score":0.21267469777130937,"num_words":83,"start":1409.08,"end":1463.85},{"sentences":[{"text":"They do always say that, but nothing changes.","start":1463.85,"end":1466.57,"sentiment":"neutral","sentiment_score":-0.03468695399351418},{"text":"But I'm assuming what tends to happen is payroll tends to carry across pretty well.","start":1466.57,"end":1472.99,"sentiment":"neutral","sentiment_score":-0.0071213671937584875},{"text":"But sometimes if they are changing payroll systems, they may send out a big notice to all the employees saying, hey.","start":1473.45,"end":1479.395,"sentiment":"neutral","sentiment_score":-0.03674852546481859},{"text":"We're changing payroll systems under the new name, and you guys may have to, you know, resign something for your salary sacrifice or whatever it is.","start":1479.395,"end":1487.495,"sentiment":"neutral","sentiment_score":-0.04610082765038197},{"text":"But maybe just keep an eye out for any notices or anything like that.","start":1487.635,"end":1491.21,"sentiment":"neutral","sentiment_score":0.011014299733298165}],"sentiment":"neutral","sentiment_score":-0.026195910681659978,"num_words":84,"start":1463.85,"end":1491.21},{"sentences":[{"text":"Cool.","start":1493.37,"end":1493.87,"sentiment":"neutral","sentiment_score":0.3201846480369568},{"text":"And the last thing to go over with you as well is the insurances.","start":1494.6499,"end":1499.63,"sentiment":"neutral","sentiment_score":0.15953742127333367},{"text":"Now if you still have that email open, are you able to skip through through the the next two documents for that next document.","start":1499.85,"end":1509.045,"sentiment":"neutral","sentiment_score":0.10232856714477141},{"text":"Yes.","start":1513.7451,"end":1514.145,"sentiment":"neutral","sentiment_score":0.017688143998384476},{"text":"So that that performance table we're looking at, that's like a four page document.","start":1514.145,"end":1518.3251,"sentiment":"neutral","sentiment_score":-0.018701790515998646}],"sentiment":"neutral","sentiment_score":0.08824920803912122,"num_words":54,"start":1493.37,"end":1518.3251},{"sentences":[{"text":"And then if you click next document, it should take you to the third one, which is like a big red Vanguard chart with all the different stock market graphs going up and down.","start":1518.545,"end":1527.41,"sentiment":"neutral","sentiment_score":0.09437103361329612},{"text":"Just wanna skip past that one to the green certificate of currency for your insurance policy.","start":1528.27,"end":1533.33,"sentiment":"neutral","sentiment_score":0.05902462569065392},{"text":"Cool.","start":1535.0701,"end":1535.535,"sentiment":"positive","sentiment_score":0.6527808904647827},{"text":"So you have $458,000 worth of life insurance and total disability insurance with no income protection, no trauma cover, but that's a lump sum, comes out of your super, and they charge you about 2,000.","start":1536.495,"end":1551.95,"sentiment":"positive","sentiment_score":0.33739375940391},{"text":"There's a 15% rebate tax rebate for that one.","start":1552.09,"end":1555.6901,"sentiment":"positive","sentiment_score":0.35412676797972786}],"sentiment":"neutral","sentiment_score":0.2084390793191759,"num_words":95,"start":1518.545,"end":1555.6901},{"sentences":[{"text":"But I just wanted to quickly talk to you about the the amounts because, obviously, that clears off the last bit of the mortgage.","start":1555.6901,"end":1561.31,"sentiment":"neutral","sentiment_score":0.25571551639586687},{"text":"You've got about 400,000 left over from the insurance payout, and then you're super on top.","start":1561.53,"end":1567.3651,"sentiment":"positive","sentiment_score":0.3592062024399638},{"text":"So call it $500,000 for the family.","start":1567.3651,"end":1569.9451,"sentiment":"positive","sentiment_score":0.4464927613735199},{"text":"How does that sound for you guys?","start":1571.4451,"end":1573.0651,"sentiment":"positive","sentiment_score":0.4271998873778752},{"text":"Yep.","start":1578.005,"end":1578.505,"sentiment":"neutral","sentiment_score":0.1319611519575119}],"sentiment":"neutral","sentiment_score":0.32967784228650004,"num_words":55,"start":1555.6901,"end":1578.505},{"sentences":[{"text":"Do you see any need to want to increase or decrease that in terms of, you know, I don't need that much cover or I wanna get some more properties.","start":1579.51,"end":1588.8099,"sentiment":"neutral","sentiment_score":-0.25110436528921126},{"text":"Let's get a million, $2,000,000 worth of cover.","start":1588.87,"end":1591.395,"sentiment":"neutral","sentiment_score":0.0285005773184821},{"text":"Any need to maybe alter it at all or just keep it as is?","start":1591.635,"end":1595.415,"sentiment":"neutral","sentiment_score":-0.12645476311445236},{"text":"Yep.","start":1604.07,"end":1604.57,"sentiment":"neutral","sentiment_score":-0.005211584270000458},{"text":"Yes.","start":1606.63,"end":1607.13,"sentiment":"neutral","sentiment_score":0.07472126185894012}],"sentiment":"neutral","sentiment_score":-0.16677746937299767,"num_words":54,"start":1579.51,"end":1607.13},{"sentences":[{"text":"What will basically happen to so one of the little things I like sorry.","start":1607.6699,"end":1612.5499,"sentiment":"neutral","sentiment_score":-0.1085761399673564},{"text":"Go ahead.","start":1612.5499,"end":1613.2899,"sentiment":"neutral","sentiment_score":-0.05457792431116104},{"text":"Yeah.","start":1620.485,"end":1620.985,"sentiment":"neutral","sentiment_score":0.01340905949473381},{"text":"Easy done.","start":1622.725,"end":1623.625,"sentiment":"positive","sentiment_score":0.42605841159820557},{"text":"One of the easy calculations that I like to do is go, okay.","start":1623.9249,"end":1627.605,"sentiment":"neutral","sentiment_score":0.260315579863695}],"sentiment":"neutral","sentiment_score":0.08188770664855838,"num_words":32,"start":1607.6699,"end":1627.605},{"sentences":[{"text":"Debt's number one.","start":1627.605,"end":1628.565,"sentiment":"neutral","sentiment_score":0.11079751203457515},{"text":"We clear out the debts, what's left over.","start":1628.565,"end":1630.89,"sentiment":"neutral","sentiment_score":0.037439600797370076},{"text":"If you're not there, like you said, with that that single income paying the mortgage, that's pretty important.","start":1631.05,"end":1636.1901,"sentiment":"neutral","sentiment_score":-0.03911517757094569},{"text":"And then without that income, you know, how heavily does the family rely on you getting that income if you were to pass away.","start":1636.41,"end":1650.735,"sentiment":"neutral","sentiment_score":-0.034495735075324774},{"text":"Yep.","start":1650.735,"end":1651.2151,"sentiment":"neutral","sentiment_score":0.09055860340595244}],"sentiment":"neutral","sentiment_score":-0.01499079429992923,"num_words":54,"start":1627.605,"end":1651.2151},{"sentences":[{"text":"Exactly.","start":1651.2151,"end":1651.6951,"sentiment":"neutral","sentiment_score":0.22045420110225675},{"text":"Right.","start":1651.6951,"end":1652.1951,"sentiment":"neutral","sentiment_score":0.17501859366893768},{"text":"So what would basically end up happening for them?","start":1652.255,"end":1655.55,"sentiment":"neutral","sentiment_score":0.05437858154376348},{"text":"So if we go your income after tax, it's about 67,000 a year.","start":1655.63,"end":1661.0901,"sentiment":"neutral","sentiment_score":0.06252622088560691},{"text":"And if we go 500,000 worth of super and insurance divided by the 67,000, there'd be seven years worth of your income essentially being replaced to help them get into another house or or something to that effect.","start":1661.63,"end":1677.285,"sentiment":"neutral","sentiment_score":0.08395100757479668}],"sentiment":"neutral","sentiment_score":0.07883643851645532,"num_words":62,"start":1651.2151,"end":1677.285},{"sentences":[{"text":"Is that important for you, or is that not important?","start":1677.505,"end":1679.845,"sentiment":"neutral","sentiment_score":-0.04108298048377037},{"text":"Yep.","start":1684.8,"end":1685.2,"sentiment":"neutral","sentiment_score":0.12562550604343414},{"text":"But nothing there's no big glaring risks or issues where you go, oh, no.","start":1685.2,"end":1688.72,"sentiment":"neutral","sentiment_score":-0.22255317121744156},{"text":"That doesn't sound too good.","start":1688.72,"end":1690.1,"sentiment":"neutral","sentiment_score":-0.3098838895559311},{"text":"Cool.","start":1693.04,"end":1693.54,"sentiment":"neutral","sentiment_score":0.23378247022628784}],"sentiment":"neutral","sentiment_score":-0.15214792494812318,"num_words":31,"start":1677.505,"end":1693.54},{"sentences":[{"text":"So what we might do is if that's appropriate still, we'll keep it as is.","start":1694.035,"end":1698.915,"sentiment":"neutral","sentiment_score":0.016442827880382538},{"text":"I wanna keep an eye on the prices a little bit because as you get older, they do increase the price of insurance.","start":1698.915,"end":1705.095,"sentiment":"neutral","sentiment_score":-0.08315615777088248},{"text":"So when you go through your fifties, it's gonna start to accelerate.","start":1705.475,"end":1708.775,"sentiment":"neutral","sentiment_score":-0.11198388567815225},{"text":"And when you hit 55, it might be $4,000 a year, $5,000 a year.","start":1709.71,"end":1715.07,"sentiment":"neutral","sentiment_score":-0.021664336722876345},{"text":"When you hit 60, they might try and charge you $12,000 a year.","start":1715.07,"end":1718.2699,"sentiment":"neutral","sentiment_score":-0.04327163787988516}],"sentiment":"neutral","sentiment_score":-0.05033230967819691,"num_words":77,"start":1694.035,"end":1718.2699},{"sentences":[{"text":"It's a bit of a hockey stick.","start":1718.2699,"end":1719.73,"sentiment":"neutral","sentiment_score":-0.14675035646983556},{"text":"So my job is basically, if I see a year where it does a big jump, we talk about decreasing it or shopping around to other providers to try and keep the price low so you're not your soup is not being depleted by fees and premiums.","start":1719.87,"end":1733.425,"sentiment":"neutral","sentiment_score":0.12726432568532356},{"text":"Does that make sense?","start":1733.425,"end":1734.405,"sentiment":"neutral","sentiment_score":0.15914957225322723},{"text":"Yep.","start":1735.985,"end":1736.46,"sentiment":"neutral","sentiment_score":0.27104395627975464},{"text":"Yeah.","start":1745.98,"end":1746.22,"sentiment":"positive","sentiment_score":0.48658719658851624}],"sentiment":"neutral","sentiment_score":0.10580667089670896,"num_words":60,"start":1718.2699,"end":1746.22},{"sentences":[{"text":"It's pretty reasonable.","start":1746.22,"end":1747.2799,"sentiment":"positive","sentiment_score":0.36182598272959393},{"text":"And what I like to do is I need to make sure that if your premiums are more than, say, a third of your contributions, I put a red flag on that and go, oh, that's really slowing down the growth of the fund.","start":1747.58,"end":1760.535,"sentiment":"neutral","sentiment_score":-0.09116726825860413},{"text":"So at the moment, it's nowhere near that.","start":1760.915,"end":1763.075,"sentiment":"neutral","sentiment_score":-0.11704119015485048},{"text":"But if it starts to approach it next year, I'm gonna flag that with you in the review and talk about if we change it.","start":1763.075,"end":1771.44,"sentiment":"neutral","sentiment_score":0.00580779418349266},{"text":"Okay?","start":1771.44,"end":1771.94,"sentiment":"neutral","sentiment_score":0.03392866253852844}],"sentiment":"neutral","sentiment_score":-0.04547022048521925,"num_words":81,"start":1746.22,"end":1771.94},{"sentences":[{"text":"But at this point, no no red flags or any issues I can see if you're happy with that.","start":1772.1599,"end":1776.34,"sentiment":"neutral","sentiment_score":0.044561381402768586},{"text":"Cool.","start":1778.7999,"end":1779.2999,"sentiment":"positive","sentiment_score":0.4641358256340027},{"text":"Michelle, that's pretty much all the areas I I wanted to cover with you today.","start":1780.065,"end":1784.645,"sentiment":"positive","sentiment_score":0.4559474587440491},{"text":"Do you have any questions for me at this point?","start":1785.1849,"end":1787.0449,"sentiment":"neutral","sentiment_score":0.17460520565509796},{"text":"Yeah.","start":1805.28,"end":1805.6,"sentiment":"neutral","sentiment_score":0.1051912009716034}],"sentiment":"neutral","sentiment_score":0.21741863502108533,"num_words":46,"start":1772.1599,"end":1805.6},{"sentences":[{"text":"Yeah.","start":1805.6,"end":1805.9199,"sentiment":"neutral","sentiment_score":0.16488578915596008},{"text":"So when I go through your portfolio options themselves so like I said, in terms of volatility, it going down 5% when the market dropped 12 is pretty good.","start":1805.9199,"end":1817.515,"sentiment":"neutral","sentiment_score":0.22513887286186218},{"text":"It means it's not too high risk.","start":1817.515,"end":1819.535,"sentiment":"neutral","sentiment_score":0.18912825414112636},{"text":"Long term returns are still above the 7% average we're aiming for, so that's fantastic.","start":1820.4501,"end":1824.63,"sentiment":"positive","sentiment_score":0.5232738415400188},{"text":"In terms of areas, we've got infrastructure.","start":1825.01,"end":1829.43,"sentiment":"neutral","sentiment_score":0.21963846257754735}],"sentiment":"neutral","sentiment_score":0.29498962275052476,"num_words":59,"start":1805.6,"end":1829.43},{"sentences":[{"text":"That's always good.","start":1829.73,"end":1830.61,"sentiment":"positive","sentiment_score":0.3841252227624257},{"text":"That's always fun.","start":1830.61,"end":1831.67,"sentiment":"positive","sentiment_score":0.448355774084727},{"text":"Gold and agriculture are pretty important, especially, I guess, long term as inflation stays high.","start":1832.61,"end":1839.995,"sentiment":"neutral","sentiment_score":0.21875234246253966},{"text":"Gold's pretty important there as an inflation hedge.","start":1839.995,"end":1842.575,"sentiment":"neutral","sentiment_score":0.16913132555782795},{"text":"We have fixed those Australian equities that weren't doing too well, so we've got a good option in there.","start":1843.035,"end":1848.175,"sentiment":"neutral","sentiment_score":0.13354495363800148}],"sentiment":"neutral","sentiment_score":0.20144026773050427,"num_words":48,"start":1829.73,"end":1848.175},{"sentences":[{"text":"We've got you in a big chunk of safe fixed interest, which is kind of like like term deposits, safe options, put your money in, it grows at that four or 5%, but it's not high risk.","start":1848.37,"end":1860.1499,"sentiment":"neutral","sentiment_score":0.13510404970194842},{"text":"Those are doing pretty good.","start":1860.69,"end":1861.73,"sentiment":"positive","sentiment_score":0.42320160269737245},{"text":"The only one I'm gonna kind of flag is your bank hybrids.","start":1861.73,"end":1865.6449,"sentiment":"neutral","sentiment_score":-0.032749216382702194},{"text":"They're actually gonna phase them out over the next couple of years.","start":1865.945,"end":1868.6849,"sentiment":"neutral","sentiment_score":-0.06457421199108164},{"text":"So one of your, like, term deposit options inside the Netwealth, there's two of them.","start":1868.985,"end":1875.245,"sentiment":"neutral","sentiment_score":0.031419904281695686}],"sentiment":"neutral","sentiment_score":0.07923796637282696,"num_words":81,"start":1848.37,"end":1875.245},{"sentences":[{"text":"One of them, the government's kind of phasing out that type of deposit over the next couple of years.","start":1875.3049,"end":1881.11,"sentiment":"neutral","sentiment_score":-0.016029206202610544},{"text":"So that'll be one that we will end up it'll automatically switch, but we'd probably keep an eye on some options there in a year's time or so.","start":1881.33,"end":1889.6699,"sentiment":"neutral","sentiment_score":0.06035407406411001},{"text":"And your conservative option's doing pretty good.","start":1892.675,"end":1895.0751,"sentiment":"positive","sentiment_score":0.6778899048055921},{"text":"And your international shares, like American shares, your your Microsoft and Google, they're doing brilliant.","start":1895.0751,"end":1900.6951,"sentiment":"positive","sentiment_score":0.6464313745498658},{"text":"The only one I would probably keep an eye on is at some point, we gotta make sure we we keep an an eye on the AI side of things as that takes off.","start":1903.0751,"end":1912.6001,"sentiment":"neutral","sentiment_score":0.002053359002970597}],"sentiment":"neutral","sentiment_score":0.1543385758634331,"num_words":103,"start":1875.3049,"end":1912.6001},{"sentences":[{"text":"Do you have enough exposure to get the returns as those big companies grow, which you've good exposure to.","start":1912.7401,"end":1919.735,"sentiment":"neutral","sentiment_score":0.0266666626067538},{"text":"At some point, we may increase that a little bit, but so far, you've got a decent amount.","start":1920.915,"end":1925.175,"sentiment":"neutral","sentiment_score":0.09269279872791635},{"text":"And if things continue on with the old electric vehicles, I know there's been a bit of a like, they went up really high last year.","start":1925.555,"end":1935.5199,"sentiment":"neutral","sentiment_score":-0.040198334492743015},{"text":"They've come back down, and people are talking about whether that's gonna be heavily invested into or not.","start":1935.5199,"end":1941.62,"sentiment":"neutral","sentiment_score":-0.09203082736995485},{"text":"I think if we give that six or twelve months, we'll have a good idea of whether we should pump a bit of money into that as well.","start":1941.6799,"end":1947.9651,"sentiment":"neutral","sentiment_score":-0.035302778772477596}],"sentiment":"neutral","sentiment_score":-0.013899563563936347,"num_words":109,"start":1912.7401,"end":1947.9651},{"sentences":[{"text":"Any areas that of interest to you that you'd you'd wanna throw into the mix there or anything you've been considering?","start":1949.625,"end":1955.4851,"sentiment":"neutral","sentiment_score":0.08000275031441734},{"text":"Yeah.","start":1974.135,"end":1974.635,"sentiment":"neutral","sentiment_score":0.08289387077093124},{"text":"I actually, like, personally invest in both gold and silver.","start":1975.255,"end":1979.4349,"sentiment":"neutral","sentiment_score":0.12412031590938569},{"text":"And one of the things that I tend to watch, which is really cool, is the Perth Mint.","start":1979.735,"end":1985.63,"sentiment":"neutral","sentiment_score":0.14413859074314436},{"text":"So in WA, we've got the Perth Mint, and they're kind of the number one Mint in Australia.","start":1986.01,"end":1990.2699,"sentiment":"neutral","sentiment_score":0.10759740550484923}],"sentiment":"neutral","sentiment_score":0.11081474586663877,"num_words":68,"start":1949.625,"end":1990.2699},{"sentences":[{"text":"And I don't know if they're very far from you, the old Perth Mint office.","start":1990.8099,"end":1995.47,"sentiment":"neutral","sentiment_score":-0.00765931053707997},{"text":"Forty five minutes.","start":1996.4099,"end":1997.355,"sentiment":"neutral","sentiment_score":0.013647396117448807},{"text":"So they've got, like, a metal prices graph, and what you tend to see on it, I'm just bringing up the the current one today, is the gold and the silver tend to go up and down in similar percentages alongside each other.","start":1998.315,"end":2011.455,"sentiment":"neutral","sentiment_score":0.055283465790887214},{"text":"Sometimes it changes where one will shoot up or down.","start":2012.85,"end":2016.23,"sentiment":"neutral","sentiment_score":-0.034116485714912416},{"text":"What tends to happen is silver might go up a higher percent, but also drop a higher percent.","start":2016.77,"end":2020.77,"sentiment":"neutral","sentiment_score":-0.06356653716001245}],"sentiment":"neutral","sentiment_score":0.009189652059269086,"num_words":89,"start":1990.8099,"end":2020.77},{"sentences":[{"text":"It's a bit more volatile, but they tend to go up and down in similar trends.","start":2020.77,"end":2024.53,"sentiment":"neutral","sentiment_score":-0.08606869564391673},{"text":"Like, their graphs look very identical.","start":2024.53,"end":2026.3099,"sentiment":"neutral","sentiment_score":-0.014574619010090828},{"text":"So I think for your super, as long as we've got the gold in there, that will give you the metals exposure that you need.","start":2027.8949,"end":2034.615,"sentiment":"neutral","sentiment_score":0.2432451942563057},{"text":"And the good thing is, you know, when gold shot up and silver shot up at the end of last year, you got a big boost out of that.","start":2034.615,"end":2041.47,"sentiment":"positive","sentiment_score":0.5527242278230602},{"text":"But then when they came back down, the gold going from set of just under 6,000 wasn't too crazy, but the silver going from, like, a $142 to 80 was huge.","start":2041.71,"end":2055.525,"sentiment":"neutral","sentiment_score":0.20602320543219965}],"sentiment":"neutral","sentiment_score":0.2526383643673959,"num_words":107,"start":2020.77,"end":2055.525},{"sentences":[{"text":"And I think that's just maybe a little bit too volatile for the the super.","start":2056.4849,"end":2060.825,"sentiment":"neutral","sentiment_score":-0.1811075583100319},{"text":"Like, personal investing is one thing, but I don't think I can put you in something that could drop 60% in two months and then give you a call once Do you like, that's we're talking crypto levels volatility there.","start":2061.365,"end":2073.1099,"sentiment":"neutral","sentiment_score":-0.09504963904619217},{"text":"It's brilliant.","start":2073.1099,"end":2073.91,"sentiment":"positive","sentiment_score":0.4853665232658386},{"text":"I love it.","start":2073.91,"end":2074.47,"sentiment":"positive","sentiment_score":0.503566692272822},{"text":"I own some myself alongside the gold, but that's probably a bit stretched for your your medium risk portfolio.","start":2074.47,"end":2080.3298,"sentiment":"neutral","sentiment_score":0.0614719444787816}],"sentiment":"neutral","sentiment_score":-0.036318973013305965,"num_words":79,"start":2056.4849,"end":2080.3298},{"sentences":[{"text":"Yep.","start":2082.3098,"end":2082.735,"sentiment":"neutral","sentiment_score":0.058109693229198456},{"text":"Yeah.","start":2092.495,"end":2092.995,"sentiment":"neutral","sentiment_score":0.016047246754169464},{"text":"It's it just recently, in the last month, jumped back up from it's $81 up to $97 an ounce for silver, which was good.","start":2094.0952,"end":2104.1,"sentiment":"neutral","sentiment_score":0.21706064914663634},{"text":"There's 13 bump up there, and gold jumped up from 5,700 to 6,500.","start":2104.32,"end":2110.495,"sentiment":"positive","sentiment_score":0.3515445773418133},{"text":"So we're getting a good little exposure there and getting some good returns off of that too.","start":2110.495,"end":2114.515,"sentiment":"positive","sentiment_score":0.5878700017929077}],"sentiment":"positive","sentiment_score":0.3544193224183151,"num_words":56,"start":2082.3098,"end":2114.515},{"sentences":[{"text":"Cool.","start":2116.895,"end":2117.395,"sentiment":"positive","sentiment_score":0.7528116106987},{"text":"I will put a few I know.","start":2117.935,"end":2122.975,"sentiment":"positive","sentiment_score":0.4040626287460327},{"text":"Right?","start":2122.975,"end":2123.455,"sentiment":"neutral","sentiment_score":0.062164224684238434},{"text":"But do you know at the start of the call, how I said the new money laundering laws came in, and so that's why I had to ask some extra questions?","start":2123.455,"end":2129.91,"sentiment":"neutral","sentiment_score":-0.03405547682796755},{"text":"They've imposed those on the gold buying companies too.","start":2131.97,"end":2136.045,"sentiment":"neutral","sentiment_score":-0.08831887940565745}],"sentiment":"neutral","sentiment_score":0.03658825592422972,"num_words":49,"start":2116.895,"end":2136.045},{"sentences":[{"text":"So all the ones you see in the shopping center, they're like, we buy gold, sell us your jewelry and your bullion.","start":2136.125,"end":2140.785,"sentiment":"neutral","sentiment_score":-0.026355609213086693},{"text":"They have a huge amount of requirements now to find out who you are, where you got your money from.","start":2141.4849,"end":2148.045,"sentiment":"neutral","sentiment_score":-0.06167352218180895},{"text":"Is it from overseas sale of assets or funding terrorism and all kinds of checks and things like that?","start":2148.045,"end":2154.02,"sentiment":"neutral","sentiment_score":-0.040280302594366824},{"text":"So you might see a few of those gold selling shops close-up.","start":2154.02,"end":2157.16,"sentiment":"neutral","sentiment_score":0.00848390495715042},{"text":"The mine is great.","start":2161.22,"end":2162.36,"sentiment":"neutral","sentiment_score":-0.30838193371891975}],"sentiment":"neutral","sentiment_score":-0.04818623988320688,"num_words":77,"start":2136.125,"end":2162.36},{"sentences":[{"text":"Too many hard questions.","start":2163.06,"end":2164.1,"sentiment":"neutral","sentiment_score":-0.3100840449333191},{"text":"It's a lot of paperwork to go through to buy someone's old gold rings from a divorce.","start":2164.1,"end":2168.875,"sentiment":"neutral","sentiment_score":-0.29118889307274537},{"text":"So Yeah.","start":2172.455,"end":2173.815,"sentiment":"neutral","sentiment_score":0.017763255164027214},{"text":"Interesting times there, Michelle.","start":2173.815,"end":2175.435,"sentiment":"neutral","sentiment_score":0.08458941243588924},{"text":"Interesting times.","start":2176.055,"end":2177.195,"sentiment":"neutral","sentiment_score":0.018889267463237047}],"sentiment":"neutral","sentiment_score":-0.19927188506799526,"num_words":29,"start":2163.06,"end":2177.195},{"sentences":[{"text":"Cool.","start":2179.255,"end":2179.755,"sentiment":"neutral","sentiment_score":-0.04657993838191032},{"text":"No.","start":2181.175,"end":2181.415,"sentiment":"neutral","sentiment_score":-0.11364731937646866},{"text":"You're right.","start":2181.415,"end":2181.9,"sentiment":"neutral","sentiment_score":-0.06521431356668472},{"text":"Oh, actually, that brings me to the the last two things I wanted to let you know before I do let you go is you had already signed a service agreement with us.","start":2182.38,"end":2191.52,"sentiment":"neutral","sentiment_score":0.011491171281897661},{"text":"So we haven't really had any changes in fees.","start":2191.5798,"end":2195.5798,"sentiment":"neutral","sentiment_score":-0.0553699748383628}],"sentiment":"neutral","sentiment_score":-0.008908195785530235,"num_words":46,"start":2179.255,"end":2195.5798},{"sentences":[{"text":"We still charge the 1.65%.","start":2195.5798,"end":2197.8398,"sentiment":"neutral","sentiment_score":-0.020405781641602515},{"text":"We have added in a tiered fee structure into our service guide.","start":2198.115,"end":2203.095,"sentiment":"neutral","sentiment_score":0.03387092426419258},{"text":"So when you get above 200,000, those discounts will start to be applied.","start":2203.155,"end":2207.495,"sentiment":"neutral","sentiment_score":0.029975508268062886},{"text":"No.","start":2212.96,"end":2213.28,"sentiment":"neutral","sentiment_score":-0.09300249069929124},{"text":"Once your balance goes up in your super, once we get you up above $200, everything above that will be charged at a lower percentage.","start":2213.28,"end":2220.08,"sentiment":"neutral","sentiment_score":-0.018683532774448394}],"sentiment":"neutral","sentiment_score":0.0023930889354752643,"num_words":56,"start":2195.5798,"end":2220.08},{"sentences":[{"text":"And then once we get you above 500,000, it'll be lower then as well.","start":2220.08,"end":2223.6,"sentiment":"neutral","sentiment_score":0.025375997514597008},{"text":"So it's just one of those things to make sure that we're trying to be alongside you, getting you in the right direction because we wanna see you growing as well too.","start":2223.6,"end":2233.235,"sentiment":"positive","sentiment_score":0.48892953898757696},{"text":"And the other thing was because you'd already signed that, the only thing I have left in this pack that's actually signable is the last document there.","start":2237.215,"end":2245.3098,"sentiment":"neutral","sentiment_score":0.14543044346350212},{"text":"If you still have that email open, I know you just said the phone was sort of refreshing.","start":2245.5298,"end":2249.3098,"sentiment":"neutral","sentiment_score":0.20180356750885645},{"text":"If you're still on that green certificate, can you just click the next document button for me?","start":2249.6099,"end":2255.235,"sentiment":"neutral","sentiment_score":0.05767602122881833}],"sentiment":"neutral","sentiment_score":0.22722766446639542,"num_words":108,"start":2220.08,"end":2255.235},{"sentences":[{"text":"Yeah.","start":2263.875,"end":2264.2751,"sentiment":"neutral","sentiment_score":0.05433475226163864},{"text":"So the last two documents, there's, like, an updated service guide with our, like, license info, complaints, procedures, and licensing information, and all that kind of thing.","start":2264.2751,"end":2275.91,"sentiment":"neutral","sentiment_score":0.06271406069949821},{"text":"There is a tax file number opt in form is the only document to sign, and it's basically just trying to make sure that we still have your consent to hold your tax file number.","start":2276.2898,"end":2285.505,"sentiment":"neutral","sentiment_score":0.05724226390676839},{"text":"There has been cybersecurity issues, and we do use that number for applications and and whatnot.","start":2286.065,"end":2292.4849,"sentiment":"neutral","sentiment_score":0.004477647307794541},{"text":"So we just wanna make sure that we still have your consent for that.","start":2292.7048,"end":2295.9248,"sentiment":"neutral","sentiment_score":0.03400514341358628}],"sentiment":"neutral","sentiment_score":0.04622374185591295,"num_words":93,"start":2263.875,"end":2295.9248},{"sentences":[{"text":"Perfect.","start":2299.7449,"end":2300.2449,"sentiment":"positive","sentiment_score":0.5343942642211914},{"text":"Alrighty.","start":2305.3098,"end":2305.8098,"sentiment":"neutral","sentiment_score":0.15708625316619873},{"text":"It does the old spinning circle, doesn't it?","start":2305.8699,"end":2308.05,"sentiment":"neutral","sentiment_score":0.06957725808024406},{"text":"Yep.","start":2309.15,"end":2309.55,"sentiment":"neutral","sentiment_score":0.14157132804393768},{"text":"Thank you very much for doing that.","start":2309.55,"end":2311.17,"sentiment":"positive","sentiment_score":0.6446639980588641}],"sentiment":"neutral","sentiment_score":0.3279065498047405,"num_words":18,"start":2299.7449,"end":2311.17},{"sentences":[{"text":"And, Michelle, from here, we will basically, that's come through signed, by the way, so thank you.","start":2312.75,"end":2318.295,"sentiment":"neutral","sentiment_score":0.29285377526984496},{"text":"It's come through signed all good, and I just wanted to double check with you in terms of contact frequency.","start":2321.2349,"end":2327.015,"sentiment":"neutral","sentiment_score":0.23868863582611083},{"text":"Now I've got you sorry.","start":2327.49,"end":2331.25,"sentiment":"neutral","sentiment_score":0.07735020741820335},{"text":"I've got you pegged in for the next annual review, but do you want me to put in any contacts before the end of the year to discuss anything with you?","start":2331.25,"end":2338.95,"sentiment":"neutral","sentiment_score":0.06159915321416432},{"text":"Would you like to catch up more frequently, or is it more like if something happens, you'll give us a call and we can talk then?","start":2339.33,"end":2345.595,"sentiment":"neutral","sentiment_score":0.07873106547273122}],"sentiment":"neutral","sentiment_score":0.14237999378919902,"num_words":99,"start":2312.75,"end":2345.595},{"sentences":[{"text":"Thank you.","start":2352.695,"end":2353.435,"sentiment":"positive","sentiment_score":0.8242984414100647},{"text":"Cool.","start":2360.56,"end":2361.04,"sentiment":"positive","sentiment_score":0.5427574515342712},{"text":"And if anything changes, we can change it then.","start":2361.04,"end":2363.54,"sentiment":"neutral","sentiment_score":0.2508925116724438},{"text":"Yeah.","start":2372.9749,"end":2373.295,"sentiment":"neutral","sentiment_score":0.09358859062194824},{"text":"Yeah.","start":2373.295,"end":2373.4548,"sentiment":"neutral","sentiment_score":0.11600780487060548}],"sentiment":"neutral","sentiment_score":0.3327845239213535,"num_words":14,"start":2352.695,"end":2373.4548},{"sentences":[{"text":"That'll be an interesting one.","start":2373.4548,"end":2374.575,"sentiment":"neutral","sentiment_score":0.16815970689058304},{"text":"So let me know if you have any trouble with the salary sacrifice.","start":2374.575,"end":2377.4749,"sentiment":"neutral","sentiment_score":-0.030953943442839842},{"text":"And once we get that beneficiary surname fixed up on the life insurance, I'll get Michelle to send you a message just to let you know that's been all fixed up.","start":2377.9348,"end":2386.6301,"sentiment":"neutral","sentiment_score":0.10828316115563916},{"text":"So it's the same as the super.","start":2386.6301,"end":2388.25,"sentiment":"neutral","sentiment_score":0.10602910603795733},{"text":"Awesome.","start":2390.31,"end":2390.81,"sentiment":"positive","sentiment_score":0.5631532669067383}],"sentiment":"neutral","sentiment_score":0.08948302236303948,"num_words":57,"start":2373.4548,"end":2390.81},{"sentences":[{"text":"Well, thank you so much for your time.","start":2390.95,"end":2392.39,"sentiment":"positive","sentiment_score":0.5861303359270096},{"text":"I know I did catch you at a bad time before, but thank you for for answering this call and going through the details with me.","start":2392.39,"end":2398.31,"sentiment":"neutral","sentiment_score":0.24696620811636633},{"text":"I do appreciate it.","start":2398.31,"end":2406.475,"sentiment":"neutral","sentiment_score":0.05197419226169586},{"text":"No.","start":2406.475,"end":2406.715,"sentiment":"neutral","sentiment_score":-0.08369097113609314},{"text":"That's okay.","start":2406.715,"end":2407.275,"sentiment":"neutral","sentiment_score":-0.00012625008821487427}],"sentiment":"neutral","sentiment_score":0.2740028633213625,"num_words":41,"start":2390.95,"end":2407.275},{"sentences":[{"text":"I always leave an hour and a half anyway just in case.","start":2407.275,"end":2409.935,"sentiment":"neutral","sentiment_score":0.03348583293457826},{"text":"Awesome, Michel.","start":2412.341,"end":2412.981,"sentiment":"positive","sentiment_score":0.7404493689537048},{"text":"Have a fantastic week, man.","start":2412.981,"end":2414.681,"sentiment":"positive","sentiment_score":0.7923132896423339},{"text":"Thank you.","start":2417.1409,"end":2417.781,"sentiment":"positive","sentiment_score":0.5982736349105835},{"text":"Bye.","start":2417.781,"end":2418.281,"sentiment":"neutral","sentiment_score":0.3216278553009033}],"sentiment":"positive","sentiment_score":0.3346577412025495,"num_words":22,"start":2407.275,"end":2418.281}]}}]},{"alternatives":[{"transcript":"Hi. How are you going? Yeah. Good. Thank you. I'm so sorry about that before. Yes. Yes. Hey, guys. Second to the third seventy seven and 4 Rassmont Place in Crudenup. Yes. Yep. Go ahead. Sorry. I'm trying I've got my the little laptop open. Otherwise, I've got my phone, and I'm just trying to find the what was it that you're sending through? Yeah. Yeah. Sorry. It just because I mainly use my phone, but they're on that. I don't know why it's not in the email on my normal phone. Oh, it's just basically seller effect sacrificing some, like, you know, like, $100 that I'm a pay just to bring my tax down, basically. On my phone, it has, but not on the laptop. Yeah. Yep. Yes. Yes. That's correct. That's rented at the time. Yeah. Yeah. Nothing's really changed there. I end up having more tax taken up. Sorry? Yes. That's correct. That's all the same. I'm still operating. I'm I haven't haven't gone up a level in in pay rate or anything like that. No. No. I've got, say, 47,000 still left on it. Sorry. Yeah. Yeah. Well, when it's only one person paying it. Yeah. Yeah. I was hoping to. I was actually hoping to buy another house now, but I don't actually earn enough to go off my single income. Yeah. That's right. Yeah. Yes. Yep. Yep. My main goal. I wouldn't mind investing, but I don't have the spare cash to to invest. I'd rather just pay the house off and then go from there, I suppose. Yep. Yep. I still try yep. I'm just yeah. I've got it on my phone, but not on the actual computer. I Really don't know what's going on with that. Oh, because I don't use the computer. It doesn't get used. So yeah. Well, me too. No. No. I've gotten sold the the X Trail, so I've only got the one car and one motorbike. Yeah. Probably only 7,000 now, maybe. No. I have not. No. No. I have. It has been in place probably eleven years. I think it reflects everything. It goes split split three ways. No. No. Yes. I've I've got my sister. But the place that did the will is no longer in. I've got to chase up who took it over from there because it was left with the actual company. Oh, I suppose so. Yeah. It was done through a an accountant. So the do wills. Mhmm. Yeah. Yeah. It's it's unrealistic in hindsight. Yeah. Fitting when I'm 60, but it's nice. Yeah. Yeah. That's right. Mhmm. Yes. Yes. Yep. Yep. Ron. Okay. Yep. Mhmm. No. I'll put it on my mobile. That that will have to to the boss for now. Yep. I've got the right PIN. Yep. I got Netwealth, the $1.79 something, and then Tall. Yep. Four five o. Yes. Yeah. I've got my glasses on it. It's still hard to see. Yeah. Yeah. Gonna have gonna have to. Sorry. What BetaShares Global Agricultural. Which one did you want me to look So they've got cash. You've got cash, alternative, Australian equities. Australian equities. Yeah. Yep. Yep. Yep. Yes. I can. Mhmm. Yep. Yes. Mhmm. Yep. Okay. Mhmm. Yeah. Oh, I can. Yep. Yeah. I've originally had Australian Super and then Plum. Mhmm. Okay. Lovely. That's good to hear. Mhmm. Yes. Yes. I was trying to want it to be dormant anyway. Put it that way. That's correct. Mhmm. Where are they? Sorry. Which which place of paper am I looking at now? Oh, I see. Yep. Yep. Yep. Uh-huh. Well, he no. Leave it as these for that one. Yep. No. No. No. No. No. No. It's summer, s for summer, s for s for Sam, u for umbrella, m for Michelle, n for Nigel, e r. Okay. Yep. Yep. Lovely. Thank you. Yep. Yep. Sorry. What did you say 15, not 16? Oh, I'm supposed to be getting 16% from work for super. Yep. Yep. Okay. Yep. Okay. Yeah. No. Definitely not. Yeah. Yeah. Sorry. Go ahead. Oh, I need a $100 per pay, which is $50 per week. Yeah. Yeah. Yeah. Because I'm I'm only still job share at the moment, so I only work four months of the year. Yep. Yeah. It's it's it's around about that. Yeah. You know? Because we we do a a rotating roster. It's never the same. And then I'm only doing half of that compared to the Nigel. Okay. Oh, yeah. Yep. Okay. Yeah. Alright. I'll do that then. Yeah. Yeah. Yeah. Definitely. Yeah. No. I'll go through payroll then. I don't think I do. I'm not sure. I say I want suit pay my suit card. They gotta pay it, don't they? Yeah. Okay. Yep. Yeah. Now we the the company that I'm working for, South thirty two, is supposed to be don't know if it's still going through yet, but be changing over to Alcoa. Yeah. Yeah. And that's supposed to be within the next year. But they said everything's staying the same, but I'd I'd just you know, besides the name change, so but I don't exactly know what it really means work wise. Mhmm. Okay. Yep. No worries. Page two and three or three and something else? Sorry. Yep. Got that one? Yep. Yep. I got that one. Oh, I don't think I should need much cover, really. As long as it pays out the bills, that's the main thing. I don't know what I don't yeah. I don't know what most people have, so I've got no nothing to compare it with. I don't talk to anyone about this stuff, so you guys are the ones that handle it. Does those two have someone else to have bring incoming? Yeah. Yes. I would wanna make sure they got something, you know. I don't know. Mhmm. K. Yeah. Yeah. I mean, it's it's it's fairly it's fairly low now. Like, you know, like, payout figure was. I think that's fairly low, not being greedy or anything. Okay. Yep. No. Just the market, how it's going with the wool, basically. And, you know, is there something I should be putting investing the super into more than the other? Mhmm. Okay. What's that, Doreen? Yeah. Okay. Okay. Yeah. Okay. Yep. Okay. Yep. I wasn't too sure how the the silver is fairing because that's supposed to be going back up again. I I know it's not a not a big return thing compared to gold, but they have gone has gone up. Yep. Yes. No. It's forty five minutes. Yep. Mhmm. Mhmm. Yeah. Yep. Yeah. Okay. Yeah. Yeah. Okay. Yep. No. Definitely not. Yep. Yeah. Okay. Yep. No worries. Yeah. I was just wondering because my sister keeps on saying, oh, no. No. It's gonna it's the grass. All that stuff's like they're going up. They're going up. They're going up. So I wasn't too sure. Yeah. Awesome. And to be good to be out gold prospecting now and making a living. Oh, yeah? Hello? Alright. Okay. Too many hard questions. Yeah. Yeah. Wow. Yeah. Definitely. Sorry. My phone is just gone. Mhmm. Why do you have to earn more to get the discounts then? Yep. Yep. Definitely. Definitely. Yeah. Where do you I I just sign here for the signature. Oh, I do. Yeah. Yep. It's just loading at the moment. I've signed it, updated it, and it's trying to load. Yeah. Yep. That's right. That's right. Sorry. What was that? Oh, lovely. Yep. Lynn, thank you. Sorry. I think it basically you guys are doing a good job. You're looking after me. You're doing the check ins? We'll just leave it how it is. Yeah. Yeah. No worries. Yeah. Like, I'll I'll let you know what happens with the company changing over to El Powa. Okay. Yep. No worries. No. No. Thank you very much yourself. I'm sorry that I wasn't available at that correct time. No worries. Thanks very much. You too. No worries. Bye.","confidence":0.97802734,"words":[{"word":"hi","start":2.3999999,"end":2.72,"confidence":0.81640625,"punctuated_word":"Hi.","sentiment":"neutral","sentiment_score":0.16358807682991028},{"word":"how","start":2.72,"end":2.8799999,"confidence":0.9921875,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.21049106121063232},{"word":"are","start":2.8799999,"end":2.96,"confidence":0.85546875,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.20631861686706543},{"word":"you","start":2.96,"end":3.12,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1762748658657074},{"word":"going","start":3.12,"end":3.62,"confidence":0.82666016,"punctuated_word":"going?","sentiment":"neutral","sentiment_score":0.25756505131721497},{"word":"yeah","start":8.08,"end":8.32,"confidence":0.9436035,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2626579999923706},{"word":"good","start":8.32,"end":8.559999,"confidence":0.9980469,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.4881613552570343},{"word":"thank","start":8.559999,"end":8.88,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5391921401023865},{"word":"you","start":8.88,"end":9.12,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.47712886333465576},{"word":"i'm","start":9.12,"end":9.28,"confidence":0.9970703,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.02235700748860836},{"word":"so","start":9.28,"end":9.5199995,"confidence":0.9863281,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.062281593680381775},{"word":"sorry","start":9.5199995,"end":9.76,"confidence":1.0,"punctuated_word":"sorry","sentiment":"neutral","sentiment_score":-0.1934866160154343},{"word":"about","start":9.76,"end":10.08,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.15120241045951843},{"word":"that","start":10.08,"end":10.32,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1421218067407608},{"word":"before","start":10.32,"end":10.82,"confidence":0.9995117,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":-0.15326352417469025},{"word":"yes","start":16.035,"end":16.535,"confidence":0.9904785,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.34819841384887695},{"word":"yes","start":19.715,"end":20.215,"confidence":0.9367676,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.34842732548713684},{"word":"hey","start":41.739998,"end":41.9,"confidence":0.56152344,"punctuated_word":"Hey,","sentiment":"neutral","sentiment_score":0.05807347223162651},{"word":"guys","start":41.9,"end":42.4,"confidence":0.8808594,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":0.07979444414377213},{"word":"second","start":51.995,"end":52.315,"confidence":0.8510742,"punctuated_word":"Second","sentiment":"neutral","sentiment_score":0.028619924560189247},{"word":"to","start":52.315,"end":52.475,"confidence":0.8828125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.020220164209604263},{"word":"the","start":52.475,"end":52.635,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.021184131503105164},{"word":"third","start":52.635,"end":52.954998,"confidence":0.9921875,"punctuated_word":"third","sentiment":"neutral","sentiment_score":0.02435815893113613},{"word":"seventy","start":52.954998,"end":53.355,"confidence":0.625,"punctuated_word":"seventy","sentiment":"neutral","sentiment_score":0.02265147864818573},{"word":"seven","start":53.355,"end":53.855,"confidence":0.9291992,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.031728245317935944},{"word":"and","start":54.315,"end":54.635,"confidence":0.49267578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017720073461532593},{"word":"4","start":54.635,"end":54.875,"confidence":0.9428711,"punctuated_word":"4","sentiment":"neutral","sentiment_score":0.01879817061126232},{"word":"rassmont","start":54.875,"end":55.375,"confidence":0.4584961,"punctuated_word":"Rassmont","sentiment":"neutral","sentiment_score":0.02160005271434784},{"word":"place","start":55.61,"end":55.93,"confidence":0.92578125,"punctuated_word":"Place","sentiment":"neutral","sentiment_score":0.016347721219062805},{"word":"in","start":55.93,"end":56.43,"confidence":0.6074219,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.013848512433469296},{"word":"crudenup","start":60.809998,"end":61.309998,"confidence":0.67541504,"punctuated_word":"Crudenup.","sentiment":"neutral","sentiment_score":0.01601903699338436},{"word":"yes","start":61.61,"end":62.11,"confidence":0.99853516,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1714000701904297},{"word":"yep","start":87.130005,"end":87.630005,"confidence":0.84521484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04605017229914665},{"word":"go","start":87.85,"end":88.090004,"confidence":0.99121094,"punctuated_word":"Go","sentiment":"neutral","sentiment_score":0.03701949492096901},{"word":"ahead","start":88.090004,"end":88.590004,"confidence":0.9995117,"punctuated_word":"ahead.","sentiment":"neutral","sentiment_score":0.04937552660703659},{"word":"sorry","start":88.89,"end":89.39,"confidence":0.99560547,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.05907939374446869},{"word":"i'm","start":90.01,"end":90.090004,"confidence":0.8713379,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.09154748916625977},{"word":"trying","start":90.090004,"end":90.21001,"confidence":0.6567383,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.14085417985916138},{"word":"i've","start":90.33,"end":90.490005,"confidence":0.9970703,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.10860632359981535},{"word":"got","start":90.490005,"end":90.73,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.1034744754433632},{"word":"my","start":90.73,"end":91.23,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1103280559182167},{"word":"the","start":91.53,"end":91.85,"confidence":0.96972656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13323275744915009},{"word":"little","start":91.85,"end":92.35,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.058777906000614166},{"word":"laptop","start":92.490005,"end":92.990005,"confidence":1.0,"punctuated_word":"laptop","sentiment":"neutral","sentiment_score":-0.07505403459072113},{"word":"open","start":93.05,"end":93.55,"confidence":0.91259766,"punctuated_word":"open.","sentiment":"neutral","sentiment_score":-0.1081429272890091},{"word":"otherwise","start":93.69,"end":94.17,"confidence":0.9921875,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":-0.0645037442445755},{"word":"i've","start":94.17,"end":94.25,"confidence":0.9946289,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.04547695443034172},{"word":"got","start":94.25,"end":94.490005,"confidence":0.95947266,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.0461205430328846},{"word":"my","start":94.490005,"end":94.73,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.06536392867565155},{"word":"phone","start":94.73,"end":95.23,"confidence":0.7897949,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":-0.04946969449520111},{"word":"and","start":96.17,"end":96.490005,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.038664866238832474},{"word":"i'm","start":96.490005,"end":96.73,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.03476237878203392},{"word":"just","start":96.73,"end":97.05,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.005802340805530548},{"word":"trying","start":97.05,"end":97.55,"confidence":0.90283203,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.04253197833895683},{"word":"to","start":98.41,"end":98.91,"confidence":0.9448242,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.047025166451931},{"word":"find","start":98.97,"end":99.37,"confidence":0.98535156,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.024106428027153015},{"word":"the","start":99.37,"end":99.53,"confidence":0.9633789,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.027251869440078735},{"word":"what","start":100.365005,"end":100.525,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.018993839621543884},{"word":"was","start":100.525,"end":100.765,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02025677263736725},{"word":"it","start":100.765,"end":100.925,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01563866436481476},{"word":"that","start":100.925,"end":101.085,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.018746986985206604},{"word":"you're","start":101.085,"end":101.245,"confidence":0.967041,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.003423283575102687},{"word":"sending","start":101.245,"end":101.565,"confidence":0.9980469,"punctuated_word":"sending","sentiment":"neutral","sentiment_score":0.0006796792149543762},{"word":"through","start":101.565,"end":102.065,"confidence":0.9951172,"punctuated_word":"through?","sentiment":"neutral","sentiment_score":-0.02022054977715015},{"word":"yeah","start":131.435,"end":131.935,"confidence":0.8190918,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010550081729888916},{"word":"yeah","start":132.075,"end":132.315,"confidence":0.8959961,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.001999547705054283},{"word":"sorry","start":132.315,"end":132.815,"confidence":0.99072266,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.04933889955282211},{"word":"it","start":132.955,"end":133.035,"confidence":0.58691406,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.041660238057374954},{"word":"just","start":133.035,"end":133.115,"confidence":0.5961914,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0443601980805397},{"word":"because","start":133.675,"end":134.175,"confidence":0.99121094,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.04167619347572327},{"word":"i","start":135.515,"end":135.755,"confidence":0.9560547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05974181368947029},{"word":"mainly","start":135.755,"end":136.235,"confidence":0.9375,"punctuated_word":"mainly","sentiment":"neutral","sentiment_score":-0.04555533081293106},{"word":"use","start":136.235,"end":136.475,"confidence":0.98828125,"punctuated_word":"use","sentiment":"neutral","sentiment_score":-0.03698575124144554},{"word":"my","start":136.475,"end":136.715,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.05573944002389908},{"word":"phone","start":136.715,"end":137.195,"confidence":0.873291,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":-0.0465816855430603},{"word":"but","start":137.195,"end":137.695,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03306162729859352},{"word":"they're","start":139.355,"end":139.675,"confidence":0.7270508,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.07613313943147659},{"word":"on","start":139.675,"end":139.915,"confidence":0.98095703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.07648482173681259},{"word":"that","start":139.915,"end":140.25,"confidence":0.95751953,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.07239823043346405},{"word":"i","start":140.33,"end":140.41,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10696636140346528},{"word":"don't","start":140.41,"end":140.65,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08480304479598999},{"word":"know","start":140.65,"end":140.89,"confidence":0.9980469,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.11960643529891968},{"word":"why","start":140.89,"end":141.13,"confidence":0.9951172,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.13414178788661957},{"word":"it's","start":141.13,"end":141.37,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.09378916025161745},{"word":"not","start":141.37,"end":141.87,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08735167235136032},{"word":"in","start":144.41,"end":144.73,"confidence":0.55810547,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.10640066862106325},{"word":"the","start":144.73,"end":144.97,"confidence":0.7944336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07158203423023224},{"word":"email","start":144.97,"end":145.47,"confidence":0.99902344,"punctuated_word":"email","sentiment":"neutral","sentiment_score":-0.08643607795238495},{"word":"on","start":146.01,"end":146.25,"confidence":0.67529297,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.05000397562980652},{"word":"my","start":146.25,"end":146.65,"confidence":0.89990234,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.026298556476831436},{"word":"normal","start":146.65,"end":147.05,"confidence":0.94628906,"punctuated_word":"normal","sentiment":"neutral","sentiment_score":-0.005755577236413956},{"word":"phone","start":147.05,"end":147.55,"confidence":0.9970703,"punctuated_word":"phone.","sentiment":"neutral","sentiment_score":-0.012556329369544985},{"word":"oh","start":158.815,"end":159.135,"confidence":0.9477539,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.11858483403921127},{"word":"it's","start":159.135,"end":159.215,"confidence":0.8005371,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1795588582754135},{"word":"just","start":159.215,"end":159.535,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.22541305422782895},{"word":"basically","start":159.535,"end":160.035,"confidence":0.94189453,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.22082582116127017},{"word":"seller","start":160.255,"end":160.655,"confidence":0.87890625,"punctuated_word":"seller","sentiment":"neutral","sentiment_score":-0.23572969436645508},{"word":"effect","start":160.655,"end":160.975,"confidence":0.6196289,"punctuated_word":"effect","sentiment":"neutral","sentiment_score":-0.27647677063941956},{"word":"sacrificing","start":161.295,"end":161.795,"confidence":0.99902344,"punctuated_word":"sacrificing","sentiment":"neutral","sentiment_score":-0.24023473262786865},{"word":"some","start":162.255,"end":162.755,"confidence":0.84814453,"punctuated_word":"some,","sentiment":"negative","sentiment_score":-0.4232367277145386},{"word":"like","start":163.135,"end":163.375,"confidence":0.9147949,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.31932348012924194},{"word":"you","start":163.375,"end":163.535,"confidence":0.9980469,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.3565787672996521},{"word":"know","start":163.535,"end":163.775,"confidence":0.98339844,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.3061927556991577},{"word":"like","start":163.775,"end":164.095,"confidence":0.9316406,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.22355197370052335},{"word":"$100","start":164.095,"end":164.655,"confidence":0.94555664,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":-0.26398947834968567},{"word":"that","start":164.655,"end":164.815,"confidence":0.36010742,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.24148394167423248},{"word":"i'm","start":164.815,"end":164.975,"confidence":0.8901367,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.30569201707839966},{"word":"a","start":164.975,"end":165.135,"confidence":0.48754883,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.30225175619125366},{"word":"pay","start":165.135,"end":165.635,"confidence":0.9428711,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.25098732113838196},{"word":"just","start":165.775,"end":166.015,"confidence":0.9013672,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2543005347251892},{"word":"to","start":166.015,"end":166.095,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.30783018469810486},{"word":"bring","start":166.095,"end":166.335,"confidence":0.9980469,"punctuated_word":"bring","sentiment":"negative","sentiment_score":-0.3399806618690491},{"word":"my","start":166.335,"end":166.495,"confidence":0.9863281,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.3104907274246216},{"word":"tax","start":166.495,"end":166.735,"confidence":0.99609375,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.18795473873615265},{"word":"down","start":166.735,"end":166.975,"confidence":0.94628906,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":-0.19540175795555115},{"word":"basically","start":166.975,"end":167.475,"confidence":0.99853516,"punctuated_word":"basically.","sentiment":"neutral","sentiment_score":-0.19268488883972168},{"word":"on","start":179.85999,"end":180.09999,"confidence":0.99609375,"punctuated_word":"On","sentiment":"neutral","sentiment_score":-0.05595966801047325},{"word":"my","start":180.09999,"end":180.26,"confidence":0.5961914,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08832506090402603},{"word":"phone","start":180.26,"end":180.57999,"confidence":0.8479004,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":-0.07826751470565796},{"word":"it","start":180.57999,"end":180.73999,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.099002905189991},{"word":"has","start":180.73999,"end":181.06,"confidence":0.87890625,"punctuated_word":"has,","sentiment":"neutral","sentiment_score":-0.10238964855670928},{"word":"but","start":181.06,"end":181.37999,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06735660880804062},{"word":"not","start":181.37999,"end":181.7,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0953010767698288},{"word":"on","start":181.7,"end":182.01999,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.08675233274698257},{"word":"the","start":182.01999,"end":182.51999,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09263499081134796},{"word":"laptop","start":182.57999,"end":183.07999,"confidence":0.8781738,"punctuated_word":"laptop.","sentiment":"neutral","sentiment_score":-0.09662903845310213},{"word":"yeah","start":190.75499,"end":191.155,"confidence":0.92749023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08551549911499023},{"word":"yep","start":191.155,"end":191.655,"confidence":0.9655762,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15172940492630005},{"word":"yes","start":207.96,"end":208.46,"confidence":0.9355469,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10204581916332243},{"word":"yes","start":208.76001,"end":209.0,"confidence":0.99121094,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12025251984596252},{"word":"that's","start":209.0,"end":209.40001,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.18490520119667053},{"word":"correct","start":209.40001,"end":209.90001,"confidence":1.0,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.26497405767440796},{"word":"that's","start":224.45,"end":224.85,"confidence":0.5601196,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.012853453867137432},{"word":"rented","start":224.85,"end":225.25,"confidence":0.19335938,"punctuated_word":"rented","sentiment":"neutral","sentiment_score":-0.010041317902505398},{"word":"at","start":225.25,"end":225.49,"confidence":0.39624023,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.01674964278936386},{"word":"the","start":225.49,"end":225.57,"confidence":0.71875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0034380853176116943},{"word":"time","start":225.57,"end":226.07,"confidence":0.70581055,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.007426129654049873},{"word":"yeah","start":228.69,"end":229.19,"confidence":0.84472656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.002308715134859085},{"word":"yeah","start":229.81,"end":230.29001,"confidence":0.8430176,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.010791312903165816},{"word":"nothing's","start":230.29001,"end":230.77,"confidence":0.8798828,"punctuated_word":"Nothing's","sentiment":"neutral","sentiment_score":-0.04398799687623978},{"word":"really","start":230.77,"end":231.17,"confidence":0.9863281,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.0778665617108345},{"word":"changed","start":231.17,"end":231.65001,"confidence":0.9589844,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.08352946490049362},{"word":"there","start":231.65001,"end":232.15001,"confidence":0.9760742,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.05315485596656799},{"word":"i","start":233.41,"end":233.57,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04832965135574341},{"word":"end","start":233.57,"end":233.81,"confidence":0.8798828,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.045840874314308167},{"word":"up","start":233.81,"end":233.97,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.04067838937044144},{"word":"having","start":233.97,"end":234.47,"confidence":0.99121094,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.0410735048353672},{"word":"more","start":234.53,"end":234.85,"confidence":0.73583984,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.004408672451972961},{"word":"tax","start":234.85,"end":235.25,"confidence":0.6826172,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.016241345554590225},{"word":"taken","start":235.25,"end":235.57,"confidence":0.6826172,"punctuated_word":"taken","sentiment":"neutral","sentiment_score":0.04953409731388092},{"word":"up","start":235.57,"end":236.07,"confidence":0.795166,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.06207035481929779},{"word":"sorry","start":236.29001,"end":236.79001,"confidence":0.85253906,"punctuated_word":"Sorry?","sentiment":"neutral","sentiment_score":-0.036364953964948654},{"word":"yes","start":246.715,"end":247.035,"confidence":0.89404297,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.13093137741088867},{"word":"that's","start":247.035,"end":247.275,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.21190643310546875},{"word":"correct","start":247.275,"end":247.775,"confidence":0.9995117,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.251405268907547},{"word":"that's","start":248.235,"end":248.475,"confidence":0.9909668,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.25201770663261414},{"word":"all","start":248.475,"end":248.715,"confidence":0.99316406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.31173175573349},{"word":"the","start":248.715,"end":248.875,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.29456275701522827},{"word":"same","start":248.875,"end":249.375,"confidence":0.99853516,"punctuated_word":"same.","sentiment":"positive","sentiment_score":0.3963835835456848},{"word":"i'm","start":250.15,"end":250.39,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.34024208784103394},{"word":"still","start":250.39,"end":250.79,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.0890994668006897},{"word":"operating","start":250.79,"end":251.29,"confidence":0.86938477,"punctuated_word":"operating.","sentiment":"neutral","sentiment_score":-0.010578148066997528},{"word":"i'm","start":251.34999,"end":251.43,"confidence":0.8010254,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.220675989985466},{"word":"i","start":251.51,"end":251.67,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2692037522792816},{"word":"haven't","start":251.67,"end":251.98999,"confidence":0.9995117,"punctuated_word":"haven't","sentiment":"negative","sentiment_score":-0.33944183588027954},{"word":"haven't","start":251.98999,"end":252.39,"confidence":0.76049805,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.15091192722320557},{"word":"gone","start":252.39,"end":252.62999,"confidence":0.9951172,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.20278862118721008},{"word":"up","start":252.62999,"end":252.79,"confidence":0.99121094,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.1908240467309952},{"word":"a","start":252.79,"end":252.87,"confidence":0.9589844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1295241266489029},{"word":"level","start":252.87,"end":253.18999,"confidence":0.9980469,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.1191973015666008},{"word":"in","start":253.18999,"end":253.43,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.10638383775949478},{"word":"in","start":253.43,"end":253.67,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.10041135549545288},{"word":"pay","start":253.67,"end":253.90999,"confidence":0.9873047,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.12975633144378662},{"word":"rate","start":253.90999,"end":254.15,"confidence":0.8388672,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":-0.047152284532785416},{"word":"or","start":254.15,"end":254.23,"confidence":0.9741211,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1570379137992859},{"word":"anything","start":254.23,"end":254.62999,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.09043073654174805},{"word":"like","start":254.62999,"end":254.87,"confidence":0.89501953,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.17216524481773376},{"word":"that","start":254.87,"end":255.03,"confidence":0.9848633,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.09829601645469666},{"word":"no","start":255.03,"end":255.53,"confidence":0.9851074,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04446957632899285},{"word":"no","start":278.96,"end":279.28,"confidence":0.7624512,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.21486738324165344},{"word":"i've","start":279.28,"end":279.6,"confidence":0.9802246,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.22877973318099976},{"word":"got","start":279.6,"end":280.1,"confidence":0.83813477,"punctuated_word":"got,","sentiment":"neutral","sentiment_score":-0.2852449417114258},{"word":"say","start":282.24,"end":282.72,"confidence":0.82421875,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.24311482906341553},{"word":"47,000","start":282.72,"end":284.0,"confidence":0.99332684,"punctuated_word":"47,000","sentiment":"neutral","sentiment_score":-0.13951648771762848},{"word":"still","start":284.0,"end":284.24,"confidence":0.51708984,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.15875205397605896},{"word":"left","start":284.24,"end":284.48,"confidence":0.9199219,"punctuated_word":"left","sentiment":"neutral","sentiment_score":-0.17202924191951752},{"word":"on","start":284.48,"end":284.72,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.16584545373916626},{"word":"it","start":284.72,"end":285.04,"confidence":0.9916992,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.18327784538269043},{"word":"sorry","start":285.04,"end":285.54,"confidence":0.986084,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.0695875883102417},{"word":"yeah","start":288.64,"end":288.96,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07102051377296448},{"word":"yeah","start":288.96,"end":289.2,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06241334229707718},{"word":"well","start":289.2,"end":289.52,"confidence":0.9941406,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.004691362380981445},{"word":"when","start":289.52,"end":289.68,"confidence":0.98291016,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.013057023286819458},{"word":"it's","start":289.68,"end":289.84,"confidence":0.9855957,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.013541891239583492},{"word":"only","start":289.84,"end":290.16,"confidence":0.9951172,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.018319156020879745},{"word":"one","start":290.16,"end":290.4,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.013990700244903564},{"word":"person","start":290.4,"end":290.8,"confidence":1.0,"punctuated_word":"person","sentiment":"neutral","sentiment_score":-0.0162278413772583},{"word":"paying","start":290.8,"end":291.12,"confidence":0.8339844,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.012995563447475432},{"word":"it","start":291.12,"end":291.28,"confidence":0.97216797,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.017719510942697525},{"word":"yeah","start":291.28,"end":291.78,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09255236387252808},{"word":"yeah","start":301.535,"end":301.935,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04076020419597626},{"word":"i","start":301.935,"end":302.01498,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06253166496753693},{"word":"was","start":302.01498,"end":302.255,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.09301237761974336},{"word":"hoping","start":302.255,"end":302.735,"confidence":0.99902344,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":-0.03471533954143524},{"word":"to","start":302.735,"end":303.235,"confidence":0.96850586,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":-0.021711088716983795},{"word":"i","start":303.455,"end":303.615,"confidence":0.7841797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1340903639793396},{"word":"was","start":303.615,"end":303.85498,"confidence":0.9951172,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1553407609462738},{"word":"actually","start":303.85498,"end":304.175,"confidence":0.9951172,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.09604018926620483},{"word":"hoping","start":304.175,"end":304.495,"confidence":0.99902344,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":-0.07476068288087845},{"word":"to","start":304.495,"end":304.655,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.040876343846321106},{"word":"buy","start":304.655,"end":304.895,"confidence":1.0,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":-0.02180817723274231},{"word":"another","start":304.895,"end":305.215,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.08623994886875153},{"word":"house","start":305.215,"end":305.615,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.004384756088256836},{"word":"now","start":305.615,"end":305.935,"confidence":0.9904785,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.08455505967140198},{"word":"but","start":305.935,"end":306.335,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.10272444784641266},{"word":"i","start":306.335,"end":306.495,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23965205252170563},{"word":"don't","start":306.495,"end":306.735,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.22034883499145508},{"word":"actually","start":306.735,"end":307.13498,"confidence":0.9980469,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.197319358587265},{"word":"earn","start":307.13498,"end":307.375,"confidence":0.9921875,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":-0.217057541012764},{"word":"enough","start":307.375,"end":307.875,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.2087879180908203},{"word":"to","start":308.01498,"end":308.31,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2472609579563141},{"word":"go","start":308.31,"end":308.47,"confidence":0.9941406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.19680970907211304},{"word":"off","start":308.47,"end":308.79,"confidence":0.9921875,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.15514782071113586},{"word":"my","start":308.79,"end":308.87,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.16811279952526093},{"word":"single","start":308.87,"end":309.37,"confidence":0.99902344,"punctuated_word":"single","sentiment":"neutral","sentiment_score":-0.1895975172519684},{"word":"income","start":309.51,"end":310.01,"confidence":1.0,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":-0.12696078419685364},{"word":"yeah","start":315.91,"end":316.23,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07064476609230042},{"word":"that's","start":316.23,"end":316.71,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1087198480963707},{"word":"right","start":316.71,"end":317.19,"confidence":0.9995117,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.13546350598335266},{"word":"yeah","start":317.19,"end":317.69,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12149950861930849},{"word":"yes","start":329.28497,"end":329.685,"confidence":0.77612305,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11319246888160706},{"word":"yep","start":329.685,"end":329.925,"confidence":0.9719238,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09913229942321776},{"word":"yep","start":329.925,"end":330.245,"confidence":0.95874023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1114685758948326},{"word":"my","start":330.245,"end":330.485,"confidence":0.9760742,"punctuated_word":"My","sentiment":"neutral","sentiment_score":0.12329791486263277},{"word":"main","start":330.485,"end":330.72498,"confidence":0.9921875,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.20001520216464996},{"word":"goal","start":330.72498,"end":331.22498,"confidence":0.9399414,"punctuated_word":"goal.","sentiment":"neutral","sentiment_score":0.16088028252124786},{"word":"i","start":331.845,"end":332.085,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2666351795196533},{"word":"wouldn't","start":332.085,"end":332.405,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":0.10104202479124068},{"word":"mind","start":332.405,"end":332.645,"confidence":1.0,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.17475852370262146},{"word":"investing","start":332.645,"end":333.145,"confidence":0.9880371,"punctuated_word":"investing,","sentiment":"neutral","sentiment_score":0.0979561284184456},{"word":"but","start":333.28497,"end":333.76498,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.025616154074668884},{"word":"i","start":333.76498,"end":333.925,"confidence":0.9301758,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1361931711435318},{"word":"don't","start":333.925,"end":334.16498,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08711721003055573},{"word":"have","start":334.16498,"end":334.405,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09417358040809631},{"word":"the","start":334.405,"end":334.565,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1046881377696991},{"word":"spare","start":334.565,"end":334.965,"confidence":1.0,"punctuated_word":"spare","sentiment":"neutral","sentiment_score":-0.118839293718338},{"word":"cash","start":334.965,"end":335.365,"confidence":1.0,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":-0.10482053458690643},{"word":"to","start":335.365,"end":335.865,"confidence":0.96435547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05818822979927063},{"word":"to","start":336.74,"end":336.98,"confidence":0.88720703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05798718333244324},{"word":"invest","start":336.98,"end":337.38,"confidence":0.9975586,"punctuated_word":"invest.","sentiment":"neutral","sentiment_score":-0.00842738151550293},{"word":"i'd","start":337.38,"end":337.54,"confidence":0.99853516,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.008195487782359123},{"word":"rather","start":337.54,"end":337.86002,"confidence":1.0,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":-0.07953555881977081},{"word":"just","start":337.86002,"end":338.1,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02588936686515808},{"word":"pay","start":338.1,"end":338.34,"confidence":0.96240234,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.10884596407413484},{"word":"the","start":338.34,"end":338.5,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06726782023906708},{"word":"house","start":338.5,"end":338.74,"confidence":0.99609375,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.1003103256225586},{"word":"off","start":338.74,"end":338.9,"confidence":0.97802734,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.08952414244413376},{"word":"and","start":338.9,"end":339.14,"confidence":0.94189453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10702301561832428},{"word":"then","start":339.14,"end":339.64,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.07933788746595383},{"word":"go","start":339.78,"end":340.02,"confidence":0.97509766,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.08125758916139603},{"word":"from","start":340.02,"end":340.18,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.050201356410980225},{"word":"there","start":340.18,"end":340.42,"confidence":0.9838867,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.03454585745930672},{"word":"i","start":340.42,"end":340.5,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09011365473270416},{"word":"suppose","start":340.5,"end":341.0,"confidence":0.99853516,"punctuated_word":"suppose.","sentiment":"neutral","sentiment_score":0.08759348094463348},{"word":"yep","start":361.07498,"end":361.57498,"confidence":0.9128418,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1668197363615036},{"word":"yep","start":366.04,"end":366.54,"confidence":0.92089844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24116866290569303},{"word":"i","start":367.72,"end":367.96002,"confidence":0.85839844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2133731245994568},{"word":"still","start":367.96002,"end":368.36002,"confidence":0.46875,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.17559480667114258},{"word":"try","start":368.36002,"end":368.76,"confidence":0.39453125,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.14401081204414368},{"word":"yep","start":369.48,"end":369.96002,"confidence":0.9835612,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.1142934113740921},{"word":"i'm","start":369.96002,"end":370.12003,"confidence":0.9892578,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.028772272169589996},{"word":"just","start":370.12003,"end":370.62003,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03888482227921486},{"word":"yeah","start":371.48,"end":371.80002,"confidence":0.9746094,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.033911366015672684},{"word":"i've","start":371.80002,"end":372.04,"confidence":0.88134766,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.01803365722298622},{"word":"got","start":372.04,"end":372.2,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.017370320856571198},{"word":"it","start":372.2,"end":372.36002,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02604600414633751},{"word":"on","start":372.36002,"end":372.52002,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.019275348633527756},{"word":"my","start":372.52002,"end":372.76,"confidence":0.99316406,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.027240730822086338},{"word":"phone","start":372.76,"end":373.16,"confidence":0.8881836,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":0.021351519972085953},{"word":"but","start":373.16,"end":373.40002,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.009095275774598122},{"word":"not","start":373.40002,"end":373.72,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.019939646124839783},{"word":"on","start":373.72,"end":373.88,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01696186140179634},{"word":"the","start":373.88,"end":374.12,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.015998993068933487},{"word":"actual","start":374.12,"end":374.52002,"confidence":1.0,"punctuated_word":"actual","sentiment":"neutral","sentiment_score":-0.03097470849752426},{"word":"computer","start":374.52002,"end":375.02002,"confidence":0.9975586,"punctuated_word":"computer.","sentiment":"neutral","sentiment_score":0.0012345295399427414},{"word":"i","start":376.04,"end":376.365,"confidence":0.60595703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.033893369138240814},{"word":"really","start":376.44498,"end":376.76498,"confidence":0.72802734,"punctuated_word":"Really","sentiment":"neutral","sentiment_score":-0.222000852227211},{"word":"don't","start":376.76498,"end":376.845,"confidence":0.99365234,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.15122218430042267},{"word":"know","start":376.845,"end":377.125,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.23080717027187347},{"word":"what's","start":377.125,"end":377.405,"confidence":1.0,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.23999431729316711},{"word":"going","start":377.405,"end":377.685,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.1938640773296356},{"word":"on","start":377.685,"end":377.965,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2045123428106308},{"word":"with","start":377.965,"end":378.125,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2132219821214676},{"word":"that","start":378.125,"end":378.625,"confidence":0.9941406,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.18982531130313873},{"word":"oh","start":385.485,"end":385.645,"confidence":0.94628906,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.11642859876155852},{"word":"because","start":385.645,"end":385.88498,"confidence":0.96972656,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.13918527960777283},{"word":"i","start":385.88498,"end":385.965,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21074315905570984},{"word":"don't","start":385.965,"end":386.205,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.188494011759758},{"word":"use","start":386.205,"end":386.525,"confidence":0.9970703,"punctuated_word":"use","sentiment":"neutral","sentiment_score":-0.183861181139946},{"word":"the","start":386.525,"end":386.685,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2213510125875473},{"word":"computer","start":386.685,"end":387.185,"confidence":0.98583984,"punctuated_word":"computer.","sentiment":"neutral","sentiment_score":-0.20760291814804077},{"word":"it","start":390.525,"end":390.685,"confidence":0.94921875,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.26882538199424744},{"word":"doesn't","start":390.685,"end":390.925,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.23219868540763855},{"word":"get","start":390.925,"end":391.16498,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.20145529508590695},{"word":"used","start":391.16498,"end":391.66498,"confidence":0.94628906,"punctuated_word":"used.","sentiment":"neutral","sentiment_score":-0.2429428994655609},{"word":"so","start":391.83,"end":392.33,"confidence":0.64501953,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.24064277112483975},{"word":"yeah","start":396.47,"end":396.71,"confidence":0.98291016,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.07481925934553146},{"word":"well","start":396.71,"end":397.03,"confidence":0.98828125,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.0033951159566640854},{"word":"me","start":397.03,"end":397.34998,"confidence":0.9873047,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.00158696249127388},{"word":"too","start":397.34998,"end":397.84998,"confidence":0.9875488,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.012404462322592735},{"word":"no","start":408.655,"end":409.155,"confidence":0.76220703,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04518138989806175},{"word":"no","start":410.01498,"end":410.255,"confidence":0.83691406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.092866450548172},{"word":"i've","start":410.255,"end":410.575,"confidence":0.99121094,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.07944215834140778},{"word":"gotten","start":410.575,"end":411.075,"confidence":0.9536133,"punctuated_word":"gotten","sentiment":"neutral","sentiment_score":-0.07747718691825867},{"word":"sold","start":411.855,"end":412.335,"confidence":0.81396484,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":-0.0671008974313736},{"word":"the","start":412.335,"end":412.835,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.037151820957660675},{"word":"the","start":413.215,"end":413.455,"confidence":0.9038086,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.009692974388599396},{"word":"x","start":413.455,"end":413.695,"confidence":0.7001953,"punctuated_word":"X","sentiment":"neutral","sentiment_score":-0.021693076938390732},{"word":"trail","start":413.695,"end":414.01498,"confidence":0.76904297,"punctuated_word":"Trail,","sentiment":"neutral","sentiment_score":-0.015589725226163864},{"word":"so","start":414.01498,"end":414.175,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04199782386422157},{"word":"i've","start":414.175,"end":414.335,"confidence":0.9980469,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.030576597899198532},{"word":"only","start":414.335,"end":414.575,"confidence":0.99902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.04012150317430496},{"word":"got","start":414.575,"end":415.075,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.034194253385066986},{"word":"the","start":415.935,"end":416.255,"confidence":0.9482422,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.009838096797466278},{"word":"one","start":416.255,"end":416.575,"confidence":0.9951172,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.014568466693162918},{"word":"car","start":416.575,"end":416.895,"confidence":1.0,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.007517609745264053},{"word":"and","start":416.895,"end":417.055,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.013775084167718887},{"word":"one","start":417.055,"end":417.29498,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.011681634932756424},{"word":"motorbike","start":417.29498,"end":417.79498,"confidence":0.9921875,"punctuated_word":"motorbike.","sentiment":"neutral","sentiment_score":0.019184406846761703},{"word":"yeah","start":427.21,"end":427.44998,"confidence":0.96484375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.003795824944972992},{"word":"probably","start":427.44998,"end":427.85,"confidence":0.99316406,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.04933959245681763},{"word":"only","start":427.85,"end":428.16998,"confidence":0.9428711,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.039119865745306015},{"word":"7,000","start":428.16998,"end":429.07,"confidence":0.99902344,"punctuated_word":"7,000","sentiment":"neutral","sentiment_score":-0.015108827501535416},{"word":"now","start":429.44998,"end":429.77,"confidence":0.60595703,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.04288279637694359},{"word":"maybe","start":429.77,"end":430.27,"confidence":0.99121094,"punctuated_word":"maybe.","sentiment":"neutral","sentiment_score":-0.022144854068756104},{"word":"no","start":448.51,"end":448.83002,"confidence":0.986084,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13566842675209043},{"word":"i","start":448.83002,"end":448.99,"confidence":0.9472656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1502768248319626},{"word":"have","start":448.99,"end":449.23,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.11644811928272247},{"word":"not","start":449.23,"end":449.73,"confidence":0.9921875,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.11277884244918825},{"word":"no","start":459.39,"end":459.89,"confidence":0.9975586,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04892623424530029},{"word":"no","start":460.91,"end":461.41,"confidence":0.7675781,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.03301961347460747},{"word":"i","start":461.565,"end":462.065,"confidence":0.49902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09064380079507828},{"word":"have","start":470.525,"end":471.025,"confidence":0.7186279,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":-0.006820201873779297},{"word":"it","start":471.405,"end":471.565,"confidence":0.88134766,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.02191779389977455},{"word":"has","start":471.565,"end":471.805,"confidence":0.99609375,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.00947503000497818},{"word":"been","start":471.805,"end":472.20502,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.023003820329904556},{"word":"in","start":472.20502,"end":472.365,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.008792601525783539},{"word":"place","start":472.365,"end":472.845,"confidence":0.98828125,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.0034566670656204224},{"word":"probably","start":472.845,"end":473.345,"confidence":0.87841797,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.0023324191570281982},{"word":"eleven","start":474.62,"end":474.93997,"confidence":0.99902344,"punctuated_word":"eleven","sentiment":"neutral","sentiment_score":-0.01317550241947174},{"word":"years","start":474.93997,"end":475.43997,"confidence":0.98291016,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.016495976597070694},{"word":"i","start":481.25998,"end":481.41998,"confidence":0.3527832,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12088622152805328},{"word":"think","start":481.41998,"end":481.65997,"confidence":0.97509766,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.13487344980239868},{"word":"it","start":481.65997,"end":481.81998,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.105821892619133},{"word":"reflects","start":481.81998,"end":482.21997,"confidence":0.97802734,"punctuated_word":"reflects","sentiment":"neutral","sentiment_score":0.11042024195194244},{"word":"everything","start":482.21997,"end":482.71997,"confidence":0.9753418,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.19412557780742645},{"word":"it","start":483.9,"end":484.06,"confidence":0.6513672,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.4391329884529114},{"word":"goes","start":484.06,"end":484.46,"confidence":0.44726562,"punctuated_word":"goes","sentiment":"positive","sentiment_score":0.4087526500225067},{"word":"split","start":484.46,"end":484.93997,"confidence":0.8510742,"punctuated_word":"split","sentiment":"positive","sentiment_score":0.49698641896247864},{"word":"split","start":484.93997,"end":485.34,"confidence":0.890625,"punctuated_word":"split","sentiment":"positive","sentiment_score":0.4949089586734772},{"word":"three","start":485.34,"end":485.58,"confidence":0.9550781,"punctuated_word":"three","sentiment":"positive","sentiment_score":0.4353287816047669},{"word":"ways","start":485.58,"end":486.075,"confidence":0.99316406,"punctuated_word":"ways.","sentiment":"positive","sentiment_score":0.4279622733592987},{"word":"no","start":494.55502,"end":495.05502,"confidence":0.8718262,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08374377340078354},{"word":"no","start":496.39502,"end":496.89502,"confidence":0.87231445,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07593932747840881},{"word":"yes","start":503.31,"end":503.71,"confidence":0.8601074,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.01911892741918564},{"word":"i've","start":503.71,"end":504.03,"confidence":0.6520996,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.0330163836479187},{"word":"i've","start":504.03,"end":504.19,"confidence":0.93188477,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.028183793649077415},{"word":"got","start":504.19,"end":504.35,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.022059176117181774},{"word":"my","start":504.35,"end":504.50998,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.012857519090175629},{"word":"sister","start":504.50998,"end":505.00998,"confidence":0.7648926,"punctuated_word":"sister.","sentiment":"neutral","sentiment_score":-0.01144240889698267},{"word":"but","start":506.91,"end":507.41,"confidence":0.9863281,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.038137007504701614},{"word":"the","start":508.03,"end":508.27,"confidence":0.8144531,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0760965421795845},{"word":"place","start":508.27,"end":508.59,"confidence":0.9604492,"punctuated_word":"place","sentiment":"neutral","sentiment_score":-0.07755982130765915},{"word":"that","start":508.59,"end":508.75,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07604411244392395},{"word":"did","start":508.75,"end":508.99,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.07892686128616333},{"word":"the","start":508.99,"end":509.15,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11865144968032836},{"word":"will","start":509.15,"end":509.65,"confidence":0.36669922,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.14792472124099731},{"word":"is","start":509.71,"end":509.94998,"confidence":0.98828125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.20705612003803253},{"word":"no","start":509.94998,"end":510.19,"confidence":0.99316406,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.21016407012939453},{"word":"longer","start":510.19,"end":510.59,"confidence":0.99902344,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.14159080386161804},{"word":"in","start":510.59,"end":510.83,"confidence":0.6821289,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":-0.11685897409915924},{"word":"i've","start":510.83,"end":510.99,"confidence":0.9873047,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.09141898155212402},{"word":"got","start":510.99,"end":511.15,"confidence":0.55029297,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.10921642929315568},{"word":"to","start":511.15,"end":511.31,"confidence":0.546875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07981576770544052},{"word":"chase","start":511.31,"end":511.71,"confidence":0.98828125,"punctuated_word":"chase","sentiment":"neutral","sentiment_score":-0.08387700468301773},{"word":"up","start":511.71,"end":512.20996,"confidence":0.98828125,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.07611484080553055},{"word":"who","start":512.43,"end":512.83,"confidence":0.93408203,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.07838764786720276},{"word":"took","start":512.83,"end":512.99,"confidence":0.9970703,"punctuated_word":"took","sentiment":"neutral","sentiment_score":-0.048234954476356506},{"word":"it","start":512.99,"end":513.23,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05583199858665466},{"word":"over","start":513.23,"end":513.55,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.059889055788517},{"word":"from","start":513.55,"end":513.79,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.05280555784702301},{"word":"there","start":513.79,"end":514.185,"confidence":0.9819336,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.019110796973109245},{"word":"because","start":515.625,"end":515.945,"confidence":0.81396484,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.10229986906051636},{"word":"it","start":515.945,"end":516.025,"confidence":0.9892578,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18345461785793304},{"word":"was","start":516.025,"end":516.185,"confidence":0.9980469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.15558022260665894},{"word":"left","start":516.185,"end":516.425,"confidence":0.9863281,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.23480431735515592},{"word":"with","start":516.425,"end":516.585,"confidence":0.74072266,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03063858672976494},{"word":"the","start":516.585,"end":516.745,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.056420281529426575},{"word":"actual","start":516.745,"end":517.065,"confidence":1.0,"punctuated_word":"actual","sentiment":"neutral","sentiment_score":0.05288679152727127},{"word":"company","start":517.065,"end":517.565,"confidence":0.9645996,"punctuated_word":"company.","sentiment":"neutral","sentiment_score":0.06239762529730797},{"word":"oh","start":525.305,"end":525.545,"confidence":0.8256836,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.026676427572965625},{"word":"i","start":525.545,"end":525.625,"confidence":0.86572266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.005624566227197647},{"word":"suppose","start":525.625,"end":526.025,"confidence":0.74658203,"punctuated_word":"suppose","sentiment":"neutral","sentiment_score":0.003091588616371155},{"word":"so","start":526.025,"end":526.265,"confidence":0.7246094,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":0.014348387718200684},{"word":"yeah","start":526.265,"end":526.765,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026818227022886276},{"word":"it","start":526.90497,"end":526.985,"confidence":0.8642578,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.0166634414345026},{"word":"was","start":526.985,"end":527.225,"confidence":0.99316406,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.004383593797683716},{"word":"done","start":527.225,"end":527.545,"confidence":0.99121094,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.008024090901017189},{"word":"through","start":527.545,"end":527.705,"confidence":0.9980469,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.006042106077075005},{"word":"a","start":527.705,"end":527.865,"confidence":0.93603516,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.003945446573197842},{"word":"an","start":528.505,"end":528.665,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.005911264568567276},{"word":"accountant","start":528.665,"end":529.165,"confidence":0.72314453,"punctuated_word":"accountant.","sentiment":"neutral","sentiment_score":0.01149140577763319},{"word":"so","start":529.305,"end":529.805,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.015968255698680878},{"word":"the","start":530.37,"end":530.53,"confidence":0.47583008,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01805341430008411},{"word":"do","start":530.53,"end":530.85004,"confidence":0.69384766,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.019483868032693863},{"word":"wills","start":530.85004,"end":531.35004,"confidence":0.6386719,"punctuated_word":"wills.","sentiment":"neutral","sentiment_score":0.020033324137330055},{"word":"mhmm","start":537.09,"end":537.59,"confidence":0.97509766,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.033215828239917755},{"word":"yeah","start":558.12,"end":558.62,"confidence":0.77978516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04408693313598633},{"word":"yeah","start":559.48,"end":559.98,"confidence":0.84716797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08352013677358627},{"word":"it's","start":562.83997,"end":563.33997,"confidence":0.7873535,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.10435771942138672},{"word":"it's","start":563.56,"end":563.96,"confidence":0.75390625,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.21052131056785583},{"word":"unrealistic","start":563.96,"end":564.46,"confidence":0.9902344,"punctuated_word":"unrealistic","sentiment":"neutral","sentiment_score":-0.31208038330078125},{"word":"in","start":564.92,"end":565.16,"confidence":0.98828125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.31027400493621826},{"word":"hindsight","start":565.16,"end":565.66,"confidence":0.75634766,"punctuated_word":"hindsight.","sentiment":"neutral","sentiment_score":-0.24051900207996368},{"word":"yeah","start":565.8,"end":566.3,"confidence":0.7246094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12707649171352386},{"word":"fitting","start":566.68,"end":567.0,"confidence":0.6446533,"punctuated_word":"Fitting","sentiment":"neutral","sentiment_score":0.22034229338169095},{"word":"when","start":567.0,"end":567.24,"confidence":0.99609375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.19051945209503177},{"word":"i'm","start":567.24,"end":567.56,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2266397327184677},{"word":"60","start":567.56,"end":567.96,"confidence":0.9279785,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.30055704712867737},{"word":"but","start":567.96,"end":568.46,"confidence":0.9760742,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.1942434012889862},{"word":"it's","start":569.16,"end":569.4,"confidence":0.3735962,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.32194802165031433},{"word":"nice","start":569.4,"end":569.9,"confidence":0.78344727,"punctuated_word":"nice.","sentiment":"neutral","sentiment_score":0.2874179184436798},{"word":"yeah","start":601.875,"end":602.355,"confidence":0.8054199,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04362387955188751},{"word":"yeah","start":602.355,"end":602.675,"confidence":0.9641113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09872070699930192},{"word":"that's","start":602.675,"end":602.995,"confidence":0.9770508,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15736788511276245},{"word":"right","start":602.995,"end":603.495,"confidence":0.9980469,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.2042052447795868},{"word":"mhmm","start":620.66003,"end":620.985,"confidence":0.92492676,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0016903365030884745},{"word":"yes","start":626.58496,"end":627.065,"confidence":0.9614258,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09919527173042296},{"word":"yes","start":627.065,"end":627.565,"confidence":0.9343262,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.15728750824928284},{"word":"yep","start":637.43,"end":637.93,"confidence":0.9519043,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.21224896609783173},{"word":"yep","start":657.32495,"end":657.82495,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10530053079128264},{"word":"ron","start":678.69,"end":679.19,"confidence":0.7368164,"punctuated_word":"Ron.","sentiment":"neutral","sentiment_score":0.012423912063241003},{"word":"okay","start":699.38,"end":699.88,"confidence":0.93652344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.19151289761066437},{"word":"yep","start":699.94,"end":700.44,"confidence":0.9838867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2343384027481079},{"word":"mhmm","start":709.99506,"end":710.49506,"confidence":0.9383545,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.05712698772549629},{"word":"no","start":712.395,"end":712.79504,"confidence":0.92089844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.03240121901035309},{"word":"i'll","start":712.79504,"end":712.875,"confidence":0.88183594,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06847651302814484},{"word":"put","start":712.875,"end":713.03503,"confidence":0.9970703,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.08284653723239899},{"word":"it","start":713.03503,"end":713.195,"confidence":0.9873047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1025017648935318},{"word":"on","start":713.195,"end":713.43506,"confidence":0.9404297,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06526131182909012},{"word":"my","start":713.43506,"end":713.59503,"confidence":0.98291016,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.05619921535253525},{"word":"mobile","start":713.59503,"end":714.09503,"confidence":0.6982422,"punctuated_word":"mobile.","sentiment":"neutral","sentiment_score":0.07424713671207428},{"word":"that","start":714.155,"end":714.47504,"confidence":0.5786133,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.0380137637257576},{"word":"that","start":714.47504,"end":714.79504,"confidence":0.6357422,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04503486305475235},{"word":"will","start":714.79504,"end":714.955,"confidence":0.9550781,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.053032174706459045},{"word":"have","start":714.955,"end":715.195,"confidence":0.9902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07135167717933655},{"word":"to","start":715.195,"end":715.59503,"confidence":0.9370117,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0624450147151947},{"word":"to","start":715.59503,"end":716.09503,"confidence":0.67626953,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07988444715738297},{"word":"the","start":716.155,"end":716.315,"confidence":0.49902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1116148829460144},{"word":"boss","start":716.315,"end":716.715,"confidence":0.34472656,"punctuated_word":"boss","sentiment":"neutral","sentiment_score":-0.05661439895629883},{"word":"for","start":716.715,"end":716.875,"confidence":0.9580078,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0026775598526000977},{"word":"now","start":716.875,"end":717.375,"confidence":0.9082031,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.07221607863903046},{"word":"yep","start":733.41,"end":733.64996,"confidence":0.967041,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2716235816478729},{"word":"i've","start":733.64996,"end":733.81,"confidence":0.99609375,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.216356098651886},{"word":"got","start":733.81,"end":733.97,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.20775504410266876},{"word":"the","start":733.97,"end":734.13,"confidence":0.87841797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21358180046081543},{"word":"right","start":734.13,"end":734.45,"confidence":0.28833008,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.23294168710708615},{"word":"pin","start":734.45,"end":734.835,"confidence":0.9248047,"punctuated_word":"PIN.","sentiment":"neutral","sentiment_score":0.1509697139263153},{"word":"yep","start":742.755,"end":743.255,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1960546374320984},{"word":"i","start":743.315,"end":743.395,"confidence":0.78027344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15201988816261292},{"word":"got","start":743.395,"end":743.715,"confidence":0.9819336,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.14697903394699097},{"word":"netwealth","start":743.715,"end":744.215,"confidence":0.43001303,"punctuated_word":"Netwealth,","sentiment":"neutral","sentiment_score":0.18110446631908417},{"word":"the","start":744.35504,"end":744.755,"confidence":0.7241211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17541882395744324},{"word":"$1.79","start":744.755,"end":745.955,"confidence":0.9946289,"punctuated_word":"$1.79","sentiment":"neutral","sentiment_score":0.14706093072891235},{"word":"something","start":745.955,"end":746.35504,"confidence":0.80249023,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":0.13441899418830872},{"word":"and","start":746.35504,"end":746.59503,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.141135573387146},{"word":"then","start":746.59503,"end":746.91504,"confidence":0.9970703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1399843692779541},{"word":"tall","start":746.91504,"end":747.315,"confidence":0.26327515,"punctuated_word":"Tall.","sentiment":"neutral","sentiment_score":0.15124031901359558},{"word":"yep","start":747.315,"end":747.72,"confidence":0.7619629,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14268603920936584},{"word":"four","start":748.75995,"end":749.24,"confidence":0.94970703,"punctuated_word":"Four","sentiment":"neutral","sentiment_score":0.1389158070087433},{"word":"five","start":749.24,"end":749.63995,"confidence":0.83935547,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.13747285306453705},{"word":"o","start":749.63995,"end":750.13995,"confidence":0.74658203,"punctuated_word":"o.","sentiment":"neutral","sentiment_score":0.033436305820941925},{"word":"yes","start":753.0,"end":753.5,"confidence":0.90771484,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.14219999313354492},{"word":"yeah","start":760.21497,"end":760.71497,"confidence":0.79589844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07573698461055756},{"word":"i've","start":763.415,"end":763.915,"confidence":0.9255371,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.05611439794301987},{"word":"got","start":763.975,"end":764.21497,"confidence":0.9243164,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.07226148992776871},{"word":"my","start":764.21497,"end":764.45496,"confidence":0.6660156,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.15276038646697998},{"word":"glasses","start":764.45496,"end":764.855,"confidence":0.9951172,"punctuated_word":"glasses","sentiment":"neutral","sentiment_score":-0.11594173312187196},{"word":"on","start":764.855,"end":765.095,"confidence":0.99316406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1356583535671234},{"word":"it","start":765.095,"end":765.175,"confidence":0.7993164,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.1258191019296646},{"word":"it's","start":765.175,"end":765.255,"confidence":0.90844727,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.24289339780807495},{"word":"still","start":765.255,"end":765.495,"confidence":0.98095703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.2647860646247864},{"word":"hard","start":765.495,"end":765.815,"confidence":0.9941406,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.32686495780944824},{"word":"to","start":765.815,"end":765.89496,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2643912434577942},{"word":"see","start":765.89496,"end":766.39496,"confidence":0.9699707,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":-0.22872743010520935},{"word":"yeah","start":770.695,"end":771.015,"confidence":0.982666,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0010832827538251877},{"word":"yeah","start":771.015,"end":771.33496,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0007160855457186699},{"word":"gonna","start":771.33496,"end":771.78,"confidence":0.8220215,"punctuated_word":"Gonna","sentiment":"neutral","sentiment_score":-0.0013218745589256289},{"word":"have","start":771.94,"end":772.10004,"confidence":0.5102539,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.011318996548652647},{"word":"gonna","start":772.10004,"end":772.26,"confidence":0.9116211,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.01640411838889122},{"word":"have","start":772.26,"end":772.76,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01716051995754242},{"word":"to","start":775.94,"end":776.44,"confidence":0.9946289,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.03322375565767288},{"word":"sorry","start":793.28503,"end":793.765,"confidence":0.8046875,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.08908042311668396},{"word":"what","start":793.765,"end":794.005,"confidence":0.63964844,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.07160922884941101},{"word":"betashares","start":794.24506,"end":794.74506,"confidence":0.7739258,"punctuated_word":"BetaShares","sentiment":"neutral","sentiment_score":-0.03073965758085251},{"word":"global","start":795.125,"end":795.625,"confidence":0.7817383,"punctuated_word":"Global","sentiment":"neutral","sentiment_score":-0.09174364805221558},{"word":"agricultural","start":796.24506,"end":796.74506,"confidence":0.39953613,"punctuated_word":"Agricultural.","sentiment":"neutral","sentiment_score":-0.037399835884571075},{"word":"which","start":798.565,"end":798.80505,"confidence":0.97314453,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":-0.08060868829488754},{"word":"one","start":798.80505,"end":798.965,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.048939336091279984},{"word":"did","start":798.965,"end":799.04504,"confidence":0.9980469,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.08809583634138107},{"word":"you","start":799.04504,"end":799.125,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06530703604221344},{"word":"want","start":799.125,"end":799.36505,"confidence":0.9970703,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.07316578924655914},{"word":"me","start":799.36505,"end":799.525,"confidence":0.9707031,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.07391895353794098},{"word":"to","start":799.525,"end":799.60504,"confidence":0.97265625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08791954815387726},{"word":"look","start":799.60504,"end":800.01,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.02568640187382698},{"word":"so","start":800.57,"end":800.81,"confidence":0.9770508,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005205128341913223},{"word":"they've","start":800.81,"end":801.05,"confidence":0.8696289,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.003089552279561758},{"word":"got","start":801.05,"end":801.29004,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.003641340881586075},{"word":"cash","start":801.29004,"end":801.79004,"confidence":0.54711914,"punctuated_word":"cash.","sentiment":"neutral","sentiment_score":-0.013495614752173424},{"word":"you've","start":802.01,"end":802.25,"confidence":0.58203125,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":0.015032624825835228},{"word":"got","start":802.25,"end":802.41003,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.006033256649971008},{"word":"cash","start":802.41003,"end":802.91003,"confidence":0.6368408,"punctuated_word":"cash,","sentiment":"neutral","sentiment_score":0.009895652532577516},{"word":"alternative","start":802.97003,"end":803.47003,"confidence":0.77783203,"punctuated_word":"alternative,","sentiment":"neutral","sentiment_score":-0.002488506957888603},{"word":"australian","start":803.93,"end":804.43,"confidence":0.9892578,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.025018244981765747},{"word":"equities","start":804.49,"end":804.99,"confidence":0.7342122,"punctuated_word":"equities.","sentiment":"neutral","sentiment_score":0.017551187425851822},{"word":"australian","start":806.81,"end":807.21,"confidence":0.92822266,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.022344395518302917},{"word":"equities","start":807.21,"end":807.69,"confidence":0.98291016,"punctuated_word":"equities.","sentiment":"neutral","sentiment_score":0.015997784212231636},{"word":"yeah","start":807.69,"end":808.19,"confidence":0.81762695,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06366631388664246},{"word":"yep","start":815.775,"end":816.275,"confidence":0.74609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.031455665826797485},{"word":"yep","start":825.215,"end":825.715,"confidence":0.84155273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0034567732363939285},{"word":"yep","start":827.53503,"end":828.03503,"confidence":0.9213867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.027969840914011},{"word":"yes","start":829.135,"end":829.53503,"confidence":0.80126953,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07985685765743256},{"word":"i","start":829.53503,"end":829.695,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1213242933154106},{"word":"can","start":829.695,"end":830.195,"confidence":0.9995117,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.1024596095085144},{"word":"mhmm","start":840.52,"end":841.02,"confidence":0.9892578,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.13953563570976257},{"word":"yep","start":852.65497,"end":853.15497,"confidence":0.95996094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.059475284069776535},{"word":"yes","start":859.935,"end":860.435,"confidence":0.99902344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.001115810126066208},{"word":"mhmm","start":871.38,"end":871.88,"confidence":0.99108887,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.014799142256379128},{"word":"yep","start":877.865,"end":878.185,"confidence":0.8408203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06823647022247314},{"word":"okay","start":878.185,"end":878.685,"confidence":0.9741211,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1348080039024353},{"word":"mhmm","start":890.09,"end":890.59,"confidence":0.89416504,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.2265234887599945},{"word":"yeah","start":898.17,"end":898.67,"confidence":0.57928467,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.042850323021411896},{"word":"oh","start":904.41003,"end":904.57,"confidence":0.63708496,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.016368497163057327},{"word":"i","start":904.57,"end":904.65,"confidence":0.51464844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.00608101487159729},{"word":"can","start":904.65,"end":905.15,"confidence":0.5313721,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.02807559445500374},{"word":"yep","start":907.555,"end":908.055,"confidence":0.9650879,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18431508541107175},{"word":"yeah","start":925.97,"end":926.37,"confidence":0.77246094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0864516943693161},{"word":"i've","start":926.37,"end":926.77,"confidence":0.84594727,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.0598154179751873},{"word":"originally","start":926.77,"end":927.27,"confidence":0.9741211,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":0.04140757769346237},{"word":"had","start":927.33,"end":927.64996,"confidence":0.9941406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.048171401023864746},{"word":"australian","start":927.64996,"end":928.14996,"confidence":0.90722656,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.07693124562501907},{"word":"super","start":928.21,"end":928.61,"confidence":0.6513672,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.07797522842884064},{"word":"and","start":928.61,"end":928.85,"confidence":0.95410156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04486534371972084},{"word":"then","start":928.85,"end":929.35,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0428202711045742},{"word":"plum","start":930.93,"end":931.43,"confidence":0.8457031,"punctuated_word":"Plum.","sentiment":"neutral","sentiment_score":0.039759986102581024},{"word":"mhmm","start":956.21,"end":956.71,"confidence":0.9699707,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.100545272231102},{"word":"okay","start":965.54504,"end":965.945,"confidence":0.8647461,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.3535640835762024},{"word":"lovely","start":965.945,"end":966.445,"confidence":0.9970703,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.6310915350914001},{"word":"that's","start":966.505,"end":966.745,"confidence":0.9667969,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5815872550010681},{"word":"good","start":966.745,"end":966.985,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6798477172851562},{"word":"to","start":966.985,"end":967.065,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6416262984275818},{"word":"hear","start":967.065,"end":967.565,"confidence":0.9951172,"punctuated_word":"hear.","sentiment":"positive","sentiment_score":0.5789914131164551},{"word":"mhmm","start":989.985,"end":990.485,"confidence":0.91015625,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.05768899619579315},{"word":"yes","start":996.545,"end":997.045,"confidence":0.9511719,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06301853060722351},{"word":"yes","start":1000.465,"end":1000.965,"confidence":0.93847656,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09515482187271118},{"word":"i","start":1001.61,"end":1001.65,"confidence":0.30371094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.102390855550766},{"word":"was","start":1001.65,"end":1001.69,"confidence":0.6894531,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.08747369050979614},{"word":"trying","start":1001.69,"end":1001.89,"confidence":0.36938477,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.060326848179101944},{"word":"to","start":1001.89,"end":1002.09,"confidence":0.8173828,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.052013952285051346},{"word":"want","start":1002.09,"end":1002.25,"confidence":0.3642578,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.06244007125496864},{"word":"it","start":1002.25,"end":1002.33,"confidence":0.83251953,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06519860029220581},{"word":"to","start":1002.33,"end":1002.57,"confidence":0.94140625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04972025752067566},{"word":"be","start":1002.57,"end":1002.73,"confidence":0.8774414,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.032994240522384644},{"word":"dormant","start":1002.73,"end":1003.13,"confidence":0.9350586,"punctuated_word":"dormant","sentiment":"neutral","sentiment_score":0.045705921947956085},{"word":"anyway","start":1003.13,"end":1003.53,"confidence":0.7788086,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.08814390003681183},{"word":"put","start":1003.53,"end":1003.77,"confidence":0.78466797,"punctuated_word":"Put","sentiment":"neutral","sentiment_score":0.05551528558135033},{"word":"it","start":1003.77,"end":1003.85,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07418542355298996},{"word":"that","start":1003.85,"end":1004.01,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09558747708797456},{"word":"way","start":1004.01,"end":1004.51,"confidence":1.0,"punctuated_word":"way.","sentiment":"neutral","sentiment_score":0.08573947101831436},{"word":"that's","start":1009.21,"end":1009.61,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.11207443475723268},{"word":"correct","start":1009.61,"end":1010.11,"confidence":0.99902344,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.17697501182556152},{"word":"mhmm","start":1026.505,"end":1027.005,"confidence":0.8411255,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.09443363547325134},{"word":"where","start":1043.675,"end":1043.915,"confidence":0.7783203,"punctuated_word":"Where","sentiment":"neutral","sentiment_score":-0.005014834925532341},{"word":"are","start":1043.915,"end":1043.995,"confidence":0.7963867,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.003829238004982471},{"word":"they","start":1043.995,"end":1044.395,"confidence":0.9538574,"punctuated_word":"they?","sentiment":"neutral","sentiment_score":0.0008434574119746685},{"word":"sorry","start":1044.395,"end":1044.895,"confidence":0.7116699,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.04202395677566528},{"word":"which","start":1045.195,"end":1045.595,"confidence":0.890625,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":-0.025738870725035667},{"word":"which","start":1045.595,"end":1046.095,"confidence":0.99121094,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.02798164263367653},{"word":"place","start":1046.155,"end":1046.475,"confidence":0.515625,"punctuated_word":"place","sentiment":"neutral","sentiment_score":-0.03400776535272598},{"word":"of","start":1046.475,"end":1046.635,"confidence":0.92822266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.026803556829690933},{"word":"paper","start":1046.635,"end":1046.955,"confidence":0.9550781,"punctuated_word":"paper","sentiment":"neutral","sentiment_score":-0.029290996491909027},{"word":"am","start":1046.955,"end":1047.115,"confidence":0.30981445,"punctuated_word":"am","sentiment":"neutral","sentiment_score":-0.028044357895851135},{"word":"i","start":1047.115,"end":1047.195,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0221707820892334},{"word":"looking","start":1047.195,"end":1047.515,"confidence":0.9941406,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.0220402367413044},{"word":"at","start":1047.515,"end":1047.675,"confidence":0.9892578,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.036511410027742386},{"word":"now","start":1047.675,"end":1048.175,"confidence":0.9975586,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":-0.03549698367714882},{"word":"oh","start":1054.395,"end":1054.5549,"confidence":0.91845703,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.004690659232437611},{"word":"i","start":1054.5549,"end":1054.715,"confidence":0.69140625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.002184567973017693},{"word":"see","start":1054.715,"end":1055.035,"confidence":0.94018555,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":0.0029148655012249947},{"word":"yep","start":1055.035,"end":1055.37,"confidence":0.9812012,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.030171822756528854},{"word":"yep","start":1061.05,"end":1061.55,"confidence":0.9580078,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.022030314430594444},{"word":"yep","start":1062.8099,"end":1063.3099,"confidence":0.66882324,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05177818238735199},{"word":"uh-huh","start":1077.875,"end":1078.375,"confidence":0.98701173,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.07311367988586426},{"word":"well","start":1089.04,"end":1089.28,"confidence":0.89575195,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.0403328612446785},{"word":"he","start":1089.28,"end":1089.52,"confidence":0.9350586,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.06747402250766754},{"word":"no","start":1089.76,"end":1090.08,"confidence":0.97509766,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.1061447411775589},{"word":"leave","start":1090.08,"end":1090.32,"confidence":0.984375,"punctuated_word":"Leave","sentiment":"neutral","sentiment_score":-0.11192387342453004},{"word":"it","start":1090.32,"end":1090.48,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0676366537809372},{"word":"as","start":1090.48,"end":1090.64,"confidence":0.9921875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.068727508187294},{"word":"these","start":1090.64,"end":1090.96,"confidence":0.3713379,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.0670049786567688},{"word":"for","start":1090.96,"end":1091.12,"confidence":0.93408203,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.06237569451332092},{"word":"that","start":1091.12,"end":1091.28,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.05143614858388901},{"word":"one","start":1091.28,"end":1091.52,"confidence":0.99658203,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.033151693642139435},{"word":"yep","start":1091.52,"end":1092.02,"confidence":0.98657227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13173402845859528},{"word":"no","start":1108.275,"end":1108.595,"confidence":0.80688477,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1718132197856903},{"word":"no","start":1108.595,"end":1108.915,"confidence":0.99121094,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.17630523443222046},{"word":"no","start":1108.915,"end":1108.995,"confidence":0.99560547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.18030402064323425},{"word":"no","start":1108.995,"end":1109.155,"confidence":0.9941406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.20533213019371033},{"word":"no","start":1109.155,"end":1109.315,"confidence":0.9458008,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.18089959025382996},{"word":"no","start":1109.315,"end":1109.815,"confidence":0.70202637,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13497379422187805},{"word":"it's","start":1109.9299,"end":1110.4299,"confidence":0.9782715,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.08552860468626022},{"word":"summer","start":1110.8099,"end":1111.3099,"confidence":0.46136475,"punctuated_word":"summer,","sentiment":"neutral","sentiment_score":-0.05482427030801773},{"word":"s","start":1112.01,"end":1112.41,"confidence":0.9941406,"punctuated_word":"s","sentiment":"neutral","sentiment_score":-0.03897033631801605},{"word":"for","start":1112.41,"end":1112.73,"confidence":0.97802734,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03627137467265129},{"word":"summer","start":1112.73,"end":1113.23,"confidence":0.9321289,"punctuated_word":"summer,","sentiment":"neutral","sentiment_score":-0.04587886482477188},{"word":"s","start":1113.49,"end":1113.99,"confidence":0.9970703,"punctuated_word":"s","sentiment":"neutral","sentiment_score":-0.03974572569131851},{"word":"for","start":1114.25,"end":1114.41,"confidence":0.61083984,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04180373251438141},{"word":"s","start":1114.41,"end":1114.65,"confidence":0.77246094,"punctuated_word":"s","sentiment":"neutral","sentiment_score":-0.035349201411008835},{"word":"for","start":1114.65,"end":1114.97,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.038731347769498825},{"word":"sam","start":1114.97,"end":1115.47,"confidence":0.9980469,"punctuated_word":"Sam,","sentiment":"neutral","sentiment_score":-0.03185627982020378},{"word":"u","start":1115.77,"end":1116.09,"confidence":0.9980469,"punctuated_word":"u","sentiment":"neutral","sentiment_score":-0.027645155787467957},{"word":"for","start":1116.09,"end":1116.59,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03602436184883118},{"word":"umbrella","start":1116.8099,"end":1117.3099,"confidence":0.9995117,"punctuated_word":"umbrella,","sentiment":"neutral","sentiment_score":-0.035094499588012695},{"word":"m","start":1118.01,"end":1118.25,"confidence":0.9970703,"punctuated_word":"m","sentiment":"neutral","sentiment_score":-0.03653347119688988},{"word":"for","start":1118.25,"end":1118.49,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.039175767451524734},{"word":"michelle","start":1118.49,"end":1118.99,"confidence":0.99658203,"punctuated_word":"Michelle,","sentiment":"neutral","sentiment_score":-0.03575544431805611},{"word":"n","start":1119.61,"end":1119.9299,"confidence":0.99902344,"punctuated_word":"n","sentiment":"neutral","sentiment_score":-0.04510524868965149},{"word":"for","start":1119.9299,"end":1120.25,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04747315123677254},{"word":"nigel","start":1120.25,"end":1120.75,"confidence":0.99365234,"punctuated_word":"Nigel,","sentiment":"neutral","sentiment_score":-0.0524134561419487},{"word":"e","start":1121.21,"end":1121.53,"confidence":0.9892578,"punctuated_word":"e","sentiment":"neutral","sentiment_score":-0.0514034666121006},{"word":"r","start":1121.53,"end":1121.865,"confidence":0.99560547,"punctuated_word":"r.","sentiment":"neutral","sentiment_score":-0.06181341037154198},{"word":"okay","start":1130.585,"end":1131.085,"confidence":0.7780762,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07085470110177994},{"word":"yep","start":1131.225,"end":1131.725,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10267247259616852},{"word":"yep","start":1141.07,"end":1141.57,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16794024407863617},{"word":"lovely","start":1145.3099,"end":1145.71,"confidence":1.0,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.6121790409088135},{"word":"thank","start":1145.71,"end":1145.87,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6765637993812561},{"word":"you","start":1145.87,"end":1146.37,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6203758120536804},{"word":"yep","start":1160.935,"end":1161.435,"confidence":0.99658203,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.5381251573562622},{"word":"yep","start":1203.16,"end":1203.4,"confidence":0.89160156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.021380355581641197},{"word":"sorry","start":1203.4,"end":1203.72,"confidence":0.9926758,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.02117442712187767},{"word":"what","start":1203.72,"end":1203.8,"confidence":0.52978516,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.026743412017822266},{"word":"did","start":1203.88,"end":1204.04,"confidence":0.9970703,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.028035514056682587},{"word":"you","start":1204.04,"end":1204.2,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.027841845527291294},{"word":"say","start":1204.2,"end":1204.6,"confidence":0.99609375,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.027676615864038467},{"word":"15","start":1204.6,"end":1205.1,"confidence":0.84155273,"punctuated_word":"15,","sentiment":"neutral","sentiment_score":-0.01547202654182911},{"word":"not","start":1205.16,"end":1205.4,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.03446141257882118},{"word":"16","start":1205.4,"end":1205.9,"confidence":0.99902344,"punctuated_word":"16?","sentiment":"neutral","sentiment_score":-0.022591400891542435},{"word":"oh","start":1214.735,"end":1214.895,"confidence":0.93652344,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.00030381977558135986},{"word":"i'm","start":1214.895,"end":1215.135,"confidence":0.98461914,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.008751578629016876},{"word":"supposed","start":1215.135,"end":1215.535,"confidence":0.8569336,"punctuated_word":"supposed","sentiment":"neutral","sentiment_score":0.012632831931114197},{"word":"to","start":1215.535,"end":1215.615,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04355219006538391},{"word":"be","start":1215.615,"end":1215.695,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04315540939569473},{"word":"getting","start":1215.695,"end":1216.195,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.03594386577606201},{"word":"16%","start":1216.255,"end":1217.715,"confidence":0.99853516,"punctuated_word":"16%","sentiment":"neutral","sentiment_score":0.04288163781166077},{"word":"from","start":1217.775,"end":1218.275,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.043604109436273575},{"word":"work","start":1218.495,"end":1218.995,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.005661718547344208},{"word":"for","start":1219.53,"end":1219.77,"confidence":0.9741211,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.019231267273426056},{"word":"super","start":1219.77,"end":1220.27,"confidence":0.9458008,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.0872926115989685},{"word":"yep","start":1221.53,"end":1222.03,"confidence":0.83496094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14704489707946777},{"word":"yep","start":1227.8501,"end":1228.3301,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08783971518278122},{"word":"okay","start":1228.3301,"end":1228.81,"confidence":0.9951172,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08833320438861847},{"word":"yep","start":1228.81,"end":1229.31,"confidence":0.9604492,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10517576336860655},{"word":"okay","start":1242.245,"end":1242.645,"confidence":0.89819336,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.016161656007170677},{"word":"yeah","start":1242.645,"end":1243.145,"confidence":0.83032227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01646454632282257},{"word":"no","start":1247.34,"end":1247.74,"confidence":0.9746094,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.15458527207374573},{"word":"definitely","start":1247.74,"end":1248.24,"confidence":0.99609375,"punctuated_word":"Definitely","sentiment":"neutral","sentiment_score":-0.11856942623853683},{"word":"not","start":1248.3,"end":1248.8,"confidence":0.9719238,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.1309572607278824},{"word":"yeah","start":1285.7001,"end":1286.2001,"confidence":0.9577637,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.025229111313819885},{"word":"yeah","start":1287.9401,"end":1288.34,"confidence":0.6738281,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.004636634141206741},{"word":"sorry","start":1288.34,"end":1288.74,"confidence":0.9921875,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.05205321311950683},{"word":"go","start":1288.74,"end":1288.9,"confidence":0.9980469,"punctuated_word":"Go","sentiment":"neutral","sentiment_score":-0.0313262939453125},{"word":"ahead","start":1288.9,"end":1289.295,"confidence":1.0,"punctuated_word":"ahead.","sentiment":"neutral","sentiment_score":-0.025598153471946716},{"word":"oh","start":1297.615,"end":1297.8551,"confidence":0.9453125,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.0050538815557956696},{"word":"i","start":1297.8551,"end":1298.015,"confidence":0.5683594,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.008979249745607376},{"word":"need","start":1298.015,"end":1298.515,"confidence":0.9604492,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.001043703407049179},{"word":"a","start":1298.735,"end":1298.895,"confidence":0.76464844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.006419040262699127},{"word":"$100","start":1298.895,"end":1299.6951,"confidence":0.9970703,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":0.02532104030251503},{"word":"per","start":1299.6951,"end":1299.935,"confidence":0.9941406,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.02117455005645752},{"word":"pay","start":1299.935,"end":1300.255,"confidence":0.9206543,"punctuated_word":"pay,","sentiment":"neutral","sentiment_score":0.0015151835978031158},{"word":"which","start":1300.255,"end":1300.495,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.012999923899769785},{"word":"is","start":1300.495,"end":1300.655,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.009479084983468056},{"word":"$50","start":1300.655,"end":1301.295,"confidence":1.0,"punctuated_word":"$50","sentiment":"neutral","sentiment_score":0.017547335475683212},{"word":"per","start":1301.295,"end":1301.615,"confidence":0.99902344,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.013678308576345444},{"word":"week","start":1301.615,"end":1302.115,"confidence":0.9980469,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.022845914587378505},{"word":"yeah","start":1308.8301,"end":1309.3301,"confidence":0.9758301,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02175263874232769},{"word":"yeah","start":1312.67,"end":1313.17,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011025914922356606},{"word":"yeah","start":1313.31,"end":1313.55,"confidence":0.98461914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.006208527833223343},{"word":"because","start":1313.55,"end":1313.9501,"confidence":0.9819336,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.019502710551023483},{"word":"i'm","start":1313.9501,"end":1314.1901,"confidence":0.98999023,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.016289185732603073},{"word":"i'm","start":1314.1901,"end":1314.27,"confidence":0.98339844,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.027010533958673477},{"word":"only","start":1314.27,"end":1314.59,"confidence":0.9902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.06001445651054382},{"word":"still","start":1314.59,"end":1314.8301,"confidence":0.99609375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.06467729061841965},{"word":"job","start":1314.8301,"end":1315.0701,"confidence":0.87841797,"punctuated_word":"job","sentiment":"neutral","sentiment_score":-0.038742050528526306},{"word":"share","start":1315.0701,"end":1315.39,"confidence":0.9741211,"punctuated_word":"share","sentiment":"neutral","sentiment_score":-0.03732315078377724},{"word":"at","start":1315.39,"end":1315.47,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.03715993091464043},{"word":"the","start":1315.47,"end":1315.63,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02791754901409149},{"word":"moment","start":1315.63,"end":1315.87,"confidence":0.8249512,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.04820182919502258},{"word":"so","start":1315.87,"end":1316.11,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.035265859216451645},{"word":"i","start":1316.11,"end":1316.1901,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02960875630378723},{"word":"only","start":1316.1901,"end":1316.43,"confidence":0.9980469,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.03757110610604286},{"word":"work","start":1316.43,"end":1316.93,"confidence":0.9980469,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.03294004499912262},{"word":"four","start":1317.15,"end":1317.31,"confidence":0.89208984,"punctuated_word":"four","sentiment":"neutral","sentiment_score":-0.02782464027404785},{"word":"months","start":1317.31,"end":1317.63,"confidence":0.99902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.018764279782772064},{"word":"of","start":1317.63,"end":1317.71,"confidence":0.91015625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01394171267747879},{"word":"the","start":1317.71,"end":1317.87,"confidence":0.90527344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.019704915583133698},{"word":"year","start":1317.87,"end":1318.245,"confidence":0.99902344,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.002056967467069626},{"word":"yep","start":1330.405,"end":1330.905,"confidence":0.9333496,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.054565321654081345},{"word":"yeah","start":1339.0801,"end":1339.4,"confidence":0.95654297,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.025278884917497635},{"word":"it's","start":1339.4,"end":1339.64,"confidence":0.9069824,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03415535390377045},{"word":"it's","start":1339.64,"end":1340.12,"confidence":0.9604492,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.030463024973869324},{"word":"it's","start":1340.12,"end":1340.28,"confidence":0.75634766,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.010680186562240124},{"word":"around","start":1340.28,"end":1340.68,"confidence":0.7265625,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.009188853204250336},{"word":"about","start":1340.68,"end":1341.16,"confidence":0.72802734,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.00343456119298935},{"word":"that","start":1341.16,"end":1341.3201,"confidence":0.84814453,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.02230128087103367},{"word":"yeah","start":1341.3201,"end":1341.7201,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.053508587181568146},{"word":"you","start":1341.7201,"end":1341.8,"confidence":0.9951172,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.027347756549715996},{"word":"know","start":1341.8,"end":1342.3,"confidence":0.80249023,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.047242265194654465},{"word":"because","start":1343.56,"end":1343.88,"confidence":0.9111328,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0703788697719574},{"word":"we","start":1343.88,"end":1344.12,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09952860325574876},{"word":"we","start":1344.12,"end":1344.28,"confidence":0.9111328,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10971947014331818},{"word":"do","start":1344.28,"end":1344.52,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12226353585720062},{"word":"a","start":1344.52,"end":1345.02,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12152592837810516},{"word":"a","start":1345.4801,"end":1345.64,"confidence":0.6933594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11701929569244383},{"word":"rotating","start":1345.64,"end":1346.14,"confidence":0.9951172,"punctuated_word":"rotating","sentiment":"neutral","sentiment_score":0.12741991877555847},{"word":"roster","start":1346.2001,"end":1346.7001,"confidence":0.93896484,"punctuated_word":"roster.","sentiment":"neutral","sentiment_score":0.09408995509147644},{"word":"it's","start":1347.375,"end":1347.615,"confidence":0.9951172,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1828039586544037},{"word":"never","start":1347.615,"end":1347.935,"confidence":0.9980469,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.15321218967437744},{"word":"the","start":1347.935,"end":1348.175,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05216442793607712},{"word":"same","start":1348.175,"end":1348.675,"confidence":0.7758789,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":0.06569383293390274},{"word":"and","start":1348.735,"end":1348.975,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02911512553691864},{"word":"then","start":1348.975,"end":1349.375,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04737250134348869},{"word":"i'm","start":1349.375,"end":1349.6951,"confidence":0.9914551,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.02674042247235775},{"word":"only","start":1349.6951,"end":1350.015,"confidence":0.99902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.02820000052452087},{"word":"doing","start":1350.015,"end":1350.335,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.031046338379383087},{"word":"half","start":1350.335,"end":1350.5751,"confidence":1.0,"punctuated_word":"half","sentiment":"neutral","sentiment_score":0.07949422299861908},{"word":"of","start":1350.5751,"end":1350.735,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09067736566066742},{"word":"that","start":1350.735,"end":1350.975,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06065940856933594},{"word":"compared","start":1350.975,"end":1351.4551,"confidence":0.99609375,"punctuated_word":"compared","sentiment":"neutral","sentiment_score":0.06407519429922104},{"word":"to","start":1351.4551,"end":1351.9551,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08285434544086456},{"word":"the","start":1352.8151,"end":1352.975,"confidence":0.69140625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10094805806875227},{"word":"nigel","start":1352.975,"end":1353.475,"confidence":0.9187012,"punctuated_word":"Nigel.","sentiment":"neutral","sentiment_score":0.08929258584976196},{"word":"okay","start":1362.4199,"end":1362.9199,"confidence":0.90771484,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.11478793621063232},{"word":"oh","start":1367.2999,"end":1367.5399,"confidence":0.64331055,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.16870297491550446},{"word":"yeah","start":1367.5399,"end":1368.0399,"confidence":0.83325195,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.13709498941898346},{"word":"yep","start":1371.22,"end":1371.72,"confidence":0.92749023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04265272244811058},{"word":"okay","start":1373.2999,"end":1373.7799,"confidence":0.8532715,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07591031491756439},{"word":"yeah","start":1373.7799,"end":1374.1,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08545403182506561},{"word":"alright","start":1374.1,"end":1374.6,"confidence":0.7800293,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.12448233366012572},{"word":"i'll","start":1375.215,"end":1375.375,"confidence":0.84106445,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.11962628364562988},{"word":"do","start":1375.375,"end":1375.695,"confidence":0.9760742,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0990261808037758},{"word":"that","start":1375.695,"end":1375.9349,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1082429140806198},{"word":"then","start":1375.9349,"end":1376.4349,"confidence":0.9951172,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.11588777601718904},{"word":"yeah","start":1382.1749,"end":1382.6749,"confidence":0.90112305,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04929634928703308},{"word":"yeah","start":1384.735,"end":1385.0549,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09124286472797394},{"word":"yeah","start":1385.0549,"end":1385.295,"confidence":0.93725586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12517495453357697},{"word":"definitely","start":1385.295,"end":1385.795,"confidence":0.98999023,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.14366526901721954},{"word":"yeah","start":1386.1749,"end":1386.415,"confidence":0.98999023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06524622440338135},{"word":"no","start":1386.415,"end":1386.655,"confidence":0.95214844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.009293707087635994},{"word":"i'll","start":1386.655,"end":1386.815,"confidence":0.99609375,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0007566710701212287},{"word":"go","start":1386.815,"end":1386.975,"confidence":0.984375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.017607271671295166},{"word":"through","start":1386.975,"end":1387.295,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.019637316465377808},{"word":"payroll","start":1387.295,"end":1387.775,"confidence":0.96240234,"punctuated_word":"payroll","sentiment":"neutral","sentiment_score":-0.022584713995456696},{"word":"then","start":1387.775,"end":1388.25,"confidence":0.9904785,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.03565739840269089},{"word":"i","start":1398.57,"end":1399.07,"confidence":0.67822266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.20131132006645203},{"word":"don't","start":1399.29,"end":1399.61,"confidence":0.9975586,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.20652882754802704},{"word":"think","start":1399.61,"end":1399.93,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.23866574466228485},{"word":"i","start":1399.93,"end":1400.17,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2443827688694},{"word":"do","start":1400.17,"end":1400.49,"confidence":0.986084,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.28803810477256775},{"word":"i'm","start":1400.49,"end":1400.73,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.22306880354881287},{"word":"not","start":1400.73,"end":1400.97,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.19302624464035031},{"word":"sure","start":1400.97,"end":1401.47,"confidence":0.9916992,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.1965346336364746},{"word":"i","start":1401.945,"end":1402.105,"confidence":0.3647461,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1516026258468628},{"word":"say","start":1402.105,"end":1402.345,"confidence":0.87597656,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.10406127572059631},{"word":"i","start":1402.345,"end":1402.585,"confidence":0.9199219,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13187271356582642},{"word":"want","start":1402.585,"end":1403.085,"confidence":0.9873047,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.12093958258628844},{"word":"suit","start":1403.225,"end":1403.5449,"confidence":0.7758789,"punctuated_word":"suit","sentiment":"neutral","sentiment_score":-0.1061718761920929},{"word":"pay","start":1403.705,"end":1403.865,"confidence":0.91259766,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.1036508083343506},{"word":"my","start":1403.865,"end":1404.1849,"confidence":0.9921875,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1459614783525467},{"word":"suit","start":1404.1849,"end":1404.4249,"confidence":0.46118164,"punctuated_word":"suit","sentiment":"neutral","sentiment_score":-0.07697547227144241},{"word":"card","start":1404.4249,"end":1404.9249,"confidence":0.45861816,"punctuated_word":"card.","sentiment":"neutral","sentiment_score":-0.1293310523033142},{"word":"they","start":1405.225,"end":1405.385,"confidence":0.47680664,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.0957185924053192},{"word":"gotta","start":1405.385,"end":1405.705,"confidence":0.45141602,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.06523486226797104},{"word":"pay","start":1405.705,"end":1405.865,"confidence":0.9667969,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.08037936687469482},{"word":"it","start":1405.865,"end":1406.0249,"confidence":0.8701172,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.08318326622247696},{"word":"don't","start":1406.0249,"end":1406.1849,"confidence":0.9748535,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.07561062276363373},{"word":"they","start":1406.1849,"end":1406.6849,"confidence":0.98876953,"punctuated_word":"they?","sentiment":"neutral","sentiment_score":-0.04309868812561035},{"word":"yeah","start":1422.79,"end":1423.11,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1369660645723343},{"word":"okay","start":1423.11,"end":1423.59,"confidence":0.9394531,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.14386895298957825},{"word":"yep","start":1423.59,"end":1424.09,"confidence":0.9741211,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1636781543493271},{"word":"yeah","start":1427.83,"end":1428.285,"confidence":0.7861328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16107474267482758},{"word":"now","start":1430.605,"end":1431.005,"confidence":0.78027344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.140142560005188},{"word":"we","start":1431.005,"end":1431.505,"confidence":0.8769531,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11231591552495956},{"word":"the","start":1432.4451,"end":1432.9451,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030426383018493652},{"word":"the","start":1433.005,"end":1433.165,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0038276948034763336},{"word":"company","start":1433.165,"end":1433.665,"confidence":0.99902344,"punctuated_word":"company","sentiment":"neutral","sentiment_score":0.01136178895831108},{"word":"that","start":1433.885,"end":1434.125,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.006535045802593231},{"word":"i'm","start":1434.125,"end":1434.285,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0326765701174736},{"word":"working","start":1434.285,"end":1434.525,"confidence":0.9951172,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.01885926723480225},{"word":"for","start":1434.525,"end":1434.765,"confidence":0.71154785,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.03899434208869934},{"word":"south","start":1434.765,"end":1435.165,"confidence":0.77001953,"punctuated_word":"South","sentiment":"neutral","sentiment_score":0.07690583169460297},{"word":"thirty","start":1435.165,"end":1435.485,"confidence":0.7866211,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":0.09640629589557648},{"word":"two","start":1435.485,"end":1435.985,"confidence":0.9760742,"punctuated_word":"two,","sentiment":"neutral","sentiment_score":0.054428450763225555},{"word":"is","start":1436.685,"end":1437.005,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02996300533413887},{"word":"supposed","start":1437.005,"end":1437.505,"confidence":0.99902344,"punctuated_word":"supposed","sentiment":"neutral","sentiment_score":0.03933186084032059},{"word":"to","start":1437.5651,"end":1437.725,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.027830783277750015},{"word":"be","start":1437.725,"end":1438.225,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.027815580368041992},{"word":"don't","start":1438.8451,"end":1439.0851,"confidence":0.9655762,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.015108071267604828},{"word":"know","start":1439.0851,"end":1439.245,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.02219942957162857},{"word":"if","start":1439.245,"end":1439.405,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.007519770413637161},{"word":"it's","start":1439.405,"end":1439.5651,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.027213215827941895},{"word":"still","start":1439.5651,"end":1439.805,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.013874363154172896},{"word":"going","start":1439.805,"end":1440.045,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.02440612018108368},{"word":"through","start":1440.045,"end":1440.285,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.01540699228644371},{"word":"yet","start":1440.285,"end":1440.605,"confidence":0.96484375,"punctuated_word":"yet,","sentiment":"neutral","sentiment_score":0.008820414543151855},{"word":"but","start":1440.605,"end":1440.8451,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.010289616882801056},{"word":"be","start":1440.8451,"end":1441.0851,"confidence":0.9560547,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.016298696398735046},{"word":"changing","start":1441.0851,"end":1441.5651,"confidence":1.0,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":0.0028360113501548767},{"word":"over","start":1441.5651,"end":1441.885,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.009050346910953522},{"word":"to","start":1441.885,"end":1442.285,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005882915109395981},{"word":"alcoa","start":1442.285,"end":1442.785,"confidence":0.9345703,"punctuated_word":"Alcoa.","sentiment":"neutral","sentiment_score":0.030789362266659737},{"word":"yeah","start":1445.0701,"end":1445.5701,"confidence":0.7546387,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04295319318771362},{"word":"yeah","start":1446.11,"end":1446.61,"confidence":0.97436523,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04160251095890999},{"word":"and","start":1447.31,"end":1447.63,"confidence":0.875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03498478978872299},{"word":"that's","start":1447.63,"end":1447.9501,"confidence":0.93725586,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.029041729867458344},{"word":"supposed","start":1447.9501,"end":1448.1901,"confidence":0.48950195,"punctuated_word":"supposed","sentiment":"neutral","sentiment_score":0.02918691188097},{"word":"to","start":1448.1901,"end":1448.27,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.033420827239751816},{"word":"be","start":1448.27,"end":1448.59,"confidence":0.9892578,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.020334355533123016},{"word":"within","start":1448.59,"end":1449.0701,"confidence":0.50927734,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.02046338841319084},{"word":"the","start":1449.0701,"end":1449.23,"confidence":0.7788086,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02747134119272232},{"word":"next","start":1449.23,"end":1449.63,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.039668697863817215},{"word":"year","start":1449.63,"end":1450.13,"confidence":0.92211914,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.03369006887078285},{"word":"but","start":1451.15,"end":1451.65,"confidence":0.99609375,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.013448148965835571},{"word":"they","start":1451.9501,"end":1452.1901,"confidence":0.9658203,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.037456411868333817},{"word":"said","start":1452.1901,"end":1452.35,"confidence":0.9970703,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.021448954939842224},{"word":"everything's","start":1452.35,"end":1452.8301,"confidence":0.9423828,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":-0.020319728180766106},{"word":"staying","start":1452.8301,"end":1453.23,"confidence":0.9970703,"punctuated_word":"staying","sentiment":"neutral","sentiment_score":-0.04106137901544571},{"word":"the","start":1453.23,"end":1453.39,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.040486231446266174},{"word":"same","start":1453.39,"end":1453.87,"confidence":0.97143555,"punctuated_word":"same,","sentiment":"neutral","sentiment_score":0.001673288643360138},{"word":"but","start":1453.87,"end":1454.11,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.019330911338329315},{"word":"i'd","start":1454.11,"end":1454.35,"confidence":0.93969727,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.019626446068286896},{"word":"i'd","start":1454.35,"end":1454.59,"confidence":0.99316406,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.02924392744898796},{"word":"just","start":1454.59,"end":1454.8301,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03796028718352318},{"word":"you","start":1454.99,"end":1455.0701,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.036757804453372955},{"word":"know","start":1455.0701,"end":1455.31,"confidence":0.95703125,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.02523916587233543},{"word":"besides","start":1455.31,"end":1455.79,"confidence":0.94140625,"punctuated_word":"besides","sentiment":"neutral","sentiment_score":-0.014554902911186218},{"word":"the","start":1455.79,"end":1455.9501,"confidence":0.89501953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0293470062315464},{"word":"name","start":1455.9501,"end":1456.1901,"confidence":0.9951172,"punctuated_word":"name","sentiment":"neutral","sentiment_score":-0.08129562437534332},{"word":"change","start":1456.1901,"end":1456.51,"confidence":0.689209,"punctuated_word":"change,","sentiment":"neutral","sentiment_score":-0.05110210180282593},{"word":"so","start":1456.51,"end":1456.59,"confidence":0.4921875,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.05095691233873367},{"word":"but","start":1456.67,"end":1456.91,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05297958478331566},{"word":"i","start":1456.91,"end":1456.99,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08562615513801575},{"word":"don't","start":1456.99,"end":1457.23,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09712949395179749},{"word":"exactly","start":1457.23,"end":1457.7101,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.08597363531589508},{"word":"know","start":1457.7101,"end":1457.9501,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.09147173166275024},{"word":"what","start":1457.9501,"end":1458.1901,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.09831003844738008},{"word":"it","start":1458.1901,"end":1458.405,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.047783538699150085},{"word":"really","start":1458.9651,"end":1459.365,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.04434365779161453},{"word":"means","start":1459.365,"end":1459.865,"confidence":0.99902344,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.044055111706256866},{"word":"work","start":1461.2051,"end":1461.4451,"confidence":0.4230957,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.036550313234329224},{"word":"wise","start":1461.4451,"end":1461.9451,"confidence":0.9074707,"punctuated_word":"wise.","sentiment":"neutral","sentiment_score":-0.03132911026477814},{"word":"mhmm","start":1487.905,"end":1488.405,"confidence":0.9748535,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.009848622605204582},{"word":"okay","start":1491.825,"end":1492.305,"confidence":0.9941406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12802469730377197},{"word":"yep","start":1492.305,"end":1492.805,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15854597091674805},{"word":"no","start":1493.025,"end":1493.265,"confidence":0.99609375,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.2039563953876495},{"word":"worries","start":1493.265,"end":1493.765,"confidence":0.99560547,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.2568538188934326},{"word":"page","start":1508.71,"end":1509.11,"confidence":0.7631836,"punctuated_word":"Page","sentiment":"neutral","sentiment_score":-0.0013565905392169952},{"word":"two","start":1509.11,"end":1509.4299,"confidence":0.9790039,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.008960869163274765},{"word":"and","start":1509.4299,"end":1509.6699,"confidence":0.97998047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.005110962316393852},{"word":"three","start":1509.6699,"end":1510.07,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.001973189413547516},{"word":"or","start":1510.07,"end":1510.3899,"confidence":0.8051758,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.003144511952996254},{"word":"three","start":1510.3899,"end":1510.8899,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.002860961481928826},{"word":"and","start":1510.95,"end":1511.45,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.006091620773077011},{"word":"something","start":1512.1499,"end":1512.5499,"confidence":0.80908203,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.010801445692777634},{"word":"else","start":1512.5499,"end":1513.0499,"confidence":0.78881836,"punctuated_word":"else?","sentiment":"neutral","sentiment_score":0.005037838593125343},{"word":"sorry","start":1513.35,"end":1513.85,"confidence":0.657959,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.03779260814189911},{"word":"yep","start":1526.0951,"end":1526.5951,"confidence":0.98168945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08725535869598389},{"word":"got","start":1527.135,"end":1527.375,"confidence":0.76123047,"punctuated_word":"Got","sentiment":"neutral","sentiment_score":0.04712533205747605},{"word":"that","start":1527.375,"end":1527.535,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10010580718517303},{"word":"one","start":1527.535,"end":1527.96,"confidence":0.8391113,"punctuated_word":"one?","sentiment":"neutral","sentiment_score":0.05399380996823311},{"word":"yep","start":1531.7999,"end":1532.2999,"confidence":0.68688965,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08206771314144135},{"word":"yep","start":1533.88,"end":1534.0399,"confidence":0.88134766,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.25603020191192627},{"word":"i","start":1534.0399,"end":1534.12,"confidence":0.43164062,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4466972053050995},{"word":"got","start":1534.12,"end":1534.36,"confidence":0.7680664,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.4049220383167267},{"word":"that","start":1534.36,"end":1534.52,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4808293581008911},{"word":"one","start":1534.52,"end":1535.02,"confidence":0.986084,"punctuated_word":"one.","sentiment":"positive","sentiment_score":0.42142415046691895},{"word":"oh","start":1597.51,"end":1598.01,"confidence":0.73095703,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.2497558146715164},{"word":"i","start":1599.35,"end":1599.51,"confidence":0.7871094,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.37729570269584656},{"word":"don't","start":1599.51,"end":1599.6699,"confidence":0.9975586,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.27872490882873535},{"word":"think","start":1599.6699,"end":1599.9099,"confidence":0.9980469,"punctuated_word":"think","sentiment":"negative","sentiment_score":-0.3835054039955139},{"word":"i","start":1599.9099,"end":1600.07,"confidence":0.9790039,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.475797563791275},{"word":"should","start":1600.07,"end":1600.3099,"confidence":0.6855469,"punctuated_word":"should","sentiment":"negative","sentiment_score":-0.40149351954460144},{"word":"need","start":1600.3099,"end":1600.63,"confidence":0.96777344,"punctuated_word":"need","sentiment":"negative","sentiment_score":-0.3662988543510437},{"word":"much","start":1600.63,"end":1601.0299,"confidence":0.8852539,"punctuated_word":"much","sentiment":"negative","sentiment_score":-0.3748555779457092},{"word":"cover","start":1601.0299,"end":1601.5299,"confidence":0.8469238,"punctuated_word":"cover,","sentiment":"negative","sentiment_score":-0.3442765176296234},{"word":"really","start":1601.6699,"end":1602.1699,"confidence":0.7973633,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.30576974153518677},{"word":"as","start":1602.255,"end":1602.755,"confidence":0.45922852,"punctuated_word":"As","sentiment":"neutral","sentiment_score":-0.105860598385334},{"word":"long","start":1603.455,"end":1603.695,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.03174837678670883},{"word":"as","start":1603.695,"end":1603.775,"confidence":0.97998047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0007881149649620056},{"word":"it","start":1603.775,"end":1603.935,"confidence":0.95166016,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.023297853767871857},{"word":"pays","start":1603.935,"end":1604.255,"confidence":0.9038086,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":-0.03278712183237076},{"word":"out","start":1604.255,"end":1604.415,"confidence":0.9838867,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.0019306689500808716},{"word":"the","start":1604.415,"end":1604.655,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.005461364984512329},{"word":"bills","start":1604.655,"end":1605.155,"confidence":0.7565918,"punctuated_word":"bills,","sentiment":"neutral","sentiment_score":0.0007728487253189087},{"word":"that's","start":1606.175,"end":1606.415,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.001576937735080719},{"word":"the","start":1606.415,"end":1606.575,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03470606356859207},{"word":"main","start":1606.575,"end":1606.8151,"confidence":0.99902344,"punctuated_word":"main","sentiment":"neutral","sentiment_score":-0.05203518271446228},{"word":"thing","start":1606.8151,"end":1607.3151,"confidence":0.9995117,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.013210542500019072},{"word":"i","start":1610.575,"end":1610.655,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12046943604946136},{"word":"don't","start":1610.655,"end":1610.895,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.13607390224933624},{"word":"know","start":1610.895,"end":1610.975,"confidence":0.9951172,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.17486423254013062},{"word":"what","start":1610.975,"end":1611.475,"confidence":0.9633789,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.15936145186424255},{"word":"i","start":1612.735,"end":1612.8151,"confidence":0.55908203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03730764985084534},{"word":"don't","start":1612.8151,"end":1613.135,"confidence":0.9941406,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.12103503942489624},{"word":"yeah","start":1613.455,"end":1613.935,"confidence":0.9855957,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.12495078891515732},{"word":"i","start":1613.935,"end":1614.095,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23454922437667847},{"word":"don't","start":1614.095,"end":1614.335,"confidence":0.85595703,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1844531148672104},{"word":"know","start":1614.335,"end":1614.495,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.2524358034133911},{"word":"what","start":1614.495,"end":1614.8151,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.2263149917125702},{"word":"most","start":1614.8151,"end":1615.055,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":-0.19639796018600464},{"word":"people","start":1615.055,"end":1615.375,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.17625883221626282},{"word":"have","start":1615.375,"end":1615.535,"confidence":0.8972168,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.17462775111198425},{"word":"so","start":1615.535,"end":1615.775,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.14826717972755432},{"word":"i've","start":1615.775,"end":1615.855,"confidence":0.9526367,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.15273308753967285},{"word":"got","start":1615.855,"end":1616.175,"confidence":0.9941406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.17880702018737793},{"word":"no","start":1616.175,"end":1616.335,"confidence":0.9301758,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.2389705777168274},{"word":"nothing","start":1616.415,"end":1616.8151,"confidence":0.7397461,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.285520076751709},{"word":"to","start":1616.8151,"end":1616.895,"confidence":0.9980469,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3469148278236389},{"word":"compare","start":1616.895,"end":1617.295,"confidence":1.0,"punctuated_word":"compare","sentiment":"negative","sentiment_score":-0.3516960144042969},{"word":"it","start":1617.295,"end":1617.375,"confidence":0.9404297,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2136375457048416},{"word":"with","start":1617.375,"end":1617.615,"confidence":0.9831543,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":-0.24012839794158936},{"word":"i","start":1617.615,"end":1617.775,"confidence":0.95947266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2599552571773529},{"word":"don't","start":1617.775,"end":1617.935,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1988838165998459},{"word":"talk","start":1617.935,"end":1618.14,"confidence":0.9838867,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.25494512915611267},{"word":"to","start":1618.22,"end":1618.3,"confidence":0.96533203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.26225921511650085},{"word":"anyone","start":1618.3,"end":1618.62,"confidence":0.99902344,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":-0.2719194293022156},{"word":"about","start":1618.62,"end":1618.9401,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.2925247251987457},{"word":"this","start":1618.9401,"end":1619.18,"confidence":0.99121094,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.302826464176178},{"word":"stuff","start":1619.18,"end":1619.42,"confidence":0.7783203,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":-0.23142346739768985},{"word":"so","start":1619.42,"end":1619.92,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.12605449557304382},{"word":"you","start":1620.22,"end":1620.38,"confidence":0.9863281,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11144818365573884},{"word":"guys","start":1620.38,"end":1620.7001,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.1439637690782547},{"word":"are","start":1620.7001,"end":1620.78,"confidence":0.9838867,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.005588889122009277},{"word":"the","start":1620.78,"end":1620.86,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05541179329156875},{"word":"ones","start":1620.86,"end":1621.18,"confidence":0.9892578,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.06420010328292847},{"word":"that","start":1621.18,"end":1621.34,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0996086522936821},{"word":"handle","start":1621.34,"end":1621.58,"confidence":0.9921875,"punctuated_word":"handle","sentiment":"neutral","sentiment_score":0.051895663142204285},{"word":"it","start":1621.58,"end":1622.08,"confidence":0.9433594,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.07008300721645355},{"word":"does","start":1647.1799,"end":1647.5,"confidence":0.3659668,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.07299130409955978},{"word":"those","start":1647.5,"end":1647.74,"confidence":0.36157227,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.11561867594718932},{"word":"two","start":1647.74,"end":1647.9,"confidence":0.8442383,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.11160938441753387},{"word":"have","start":1647.9,"end":1648.14,"confidence":0.9589844,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10011179745197296},{"word":"someone","start":1648.14,"end":1648.46,"confidence":0.9941406,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.10698719322681428},{"word":"else","start":1648.46,"end":1648.7,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":-0.1043565571308136},{"word":"to","start":1648.7,"end":1648.94,"confidence":0.80078125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12978973984718323},{"word":"have","start":1648.94,"end":1649.1,"confidence":0.48388672,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.11315181851387024},{"word":"bring","start":1649.1,"end":1649.5,"confidence":0.68066406,"punctuated_word":"bring","sentiment":"neutral","sentiment_score":-0.10399603098630904},{"word":"incoming","start":1649.5,"end":1650.0,"confidence":0.66625977,"punctuated_word":"incoming?","sentiment":"neutral","sentiment_score":-0.09753268212080002},{"word":"yeah","start":1650.94,"end":1651.44,"confidence":0.8208008,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14213335514068604},{"word":"yes","start":1680.9099,"end":1681.23,"confidence":0.7307129,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.14058786630630493},{"word":"i","start":1681.23,"end":1681.47,"confidence":0.8803711,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.045869603753089905},{"word":"would","start":1681.47,"end":1681.7899,"confidence":0.9199219,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.07866258919239044},{"word":"wanna","start":1681.7899,"end":1682.11,"confidence":0.9716797,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.1259233057498932},{"word":"make","start":1682.11,"end":1682.19,"confidence":0.9970703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.12385394424200058},{"word":"sure","start":1682.19,"end":1682.35,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.20354098081588745},{"word":"they","start":1682.35,"end":1682.5099,"confidence":0.9951172,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.1807069331407547},{"word":"got","start":1682.5099,"end":1682.75,"confidence":0.6455078,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.23219896852970123},{"word":"something","start":1682.75,"end":1683.23,"confidence":0.720459,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":0.15793642401695251},{"word":"you","start":1683.23,"end":1683.3899,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12685474753379822},{"word":"know","start":1683.3899,"end":1683.8899,"confidence":0.7788086,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.1655329018831253},{"word":"i","start":1690.815,"end":1691.315,"confidence":0.49316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06667336821556091},{"word":"don't","start":1695.0549,"end":1695.5549,"confidence":0.9736328,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.14218547940254211},{"word":"know","start":1696.815,"end":1697.315,"confidence":0.5810547,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.049207575619220734},{"word":"mhmm","start":1716.53,"end":1717.03,"confidence":0.98779297,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.02862420678138733},{"word":"k","start":1720.29,"end":1720.725,"confidence":0.72094727,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.0633370578289032},{"word":"yeah","start":1734.485,"end":1734.965,"confidence":0.8376465,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17516207695007324},{"word":"yeah","start":1734.965,"end":1735.465,"confidence":0.85961914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2276609241962433},{"word":"i","start":1735.74,"end":1735.9,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18511304259300232},{"word":"mean","start":1735.9,"end":1736.1799,"confidence":0.9863281,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.17249640822410583},{"word":"it's","start":1736.1799,"end":1736.46,"confidence":0.9423828,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.20466086268424988},{"word":"it's","start":1736.46,"end":1736.62,"confidence":0.6328125,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1757441759109497},{"word":"it's","start":1736.62,"end":1737.12,"confidence":0.6933594,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.16730765998363495},{"word":"fairly","start":1737.26,"end":1737.74,"confidence":0.8027344,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.2327422797679901},{"word":"it's","start":1737.74,"end":1737.98,"confidence":0.9650879,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.15909668803215027},{"word":"fairly","start":1737.98,"end":1738.46,"confidence":0.9873047,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.22682619094848633},{"word":"low","start":1738.46,"end":1738.62,"confidence":0.984375,"punctuated_word":"low","sentiment":"neutral","sentiment_score":0.17298643290996552},{"word":"now","start":1738.62,"end":1738.94,"confidence":0.7331543,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.19525498151779175},{"word":"like","start":1738.94,"end":1739.42,"confidence":0.9121094,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.18053549528121948},{"word":"you","start":1739.42,"end":1739.66,"confidence":0.8413086,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13659299910068512},{"word":"know","start":1739.66,"end":1739.98,"confidence":0.95288086,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.13165470957756042},{"word":"like","start":1739.98,"end":1740.48,"confidence":0.82470703,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.17295771837234497},{"word":"payout","start":1741.1,"end":1741.6,"confidence":0.7841797,"punctuated_word":"payout","sentiment":"neutral","sentiment_score":0.22717559337615967},{"word":"figure","start":1741.66,"end":1742.06,"confidence":0.9941406,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":0.20647725462913513},{"word":"was","start":1742.06,"end":1742.56,"confidence":0.57788086,"punctuated_word":"was.","sentiment":"neutral","sentiment_score":0.18566301465034485},{"word":"i","start":1742.7,"end":1742.86,"confidence":0.99316406,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3395613431930542},{"word":"think","start":1742.86,"end":1743.02,"confidence":0.97314453,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.33459705114364624},{"word":"that's","start":1743.02,"end":1743.34,"confidence":0.9941406,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.31537553668022156},{"word":"fairly","start":1743.34,"end":1743.66,"confidence":0.98828125,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.33190053701400757},{"word":"low","start":1743.66,"end":1743.9,"confidence":0.73205566,"punctuated_word":"low,","sentiment":"neutral","sentiment_score":0.2626628577709198},{"word":"not","start":1743.9,"end":1744.06,"confidence":0.9667969,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.17066074907779694},{"word":"being","start":1744.06,"end":1744.3,"confidence":0.8491211,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.002230316400527954},{"word":"greedy","start":1744.3,"end":1744.7,"confidence":0.99121094,"punctuated_word":"greedy","sentiment":"neutral","sentiment_score":-0.06408009678125381},{"word":"or","start":1744.7,"end":1744.78,"confidence":0.9370117,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.22598625719547272},{"word":"anything","start":1744.78,"end":1745.28,"confidence":0.9770508,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.24651071429252625},{"word":"okay","start":1770.25,"end":1770.75,"confidence":0.967041,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0066651515662670135},{"word":"yep","start":1777.6101,"end":1778.1101,"confidence":0.9165039,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3115329146385193},{"word":"no","start":1788.4349,"end":1788.9349,"confidence":0.9484863,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.01890597864985466},{"word":"just","start":1789.635,"end":1790.035,"confidence":0.5292969,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.02066116034984589},{"word":"the","start":1790.035,"end":1790.275,"confidence":0.8232422,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.026341542601585388},{"word":"market","start":1790.275,"end":1790.775,"confidence":0.7927246,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":0.03207400441169739},{"word":"how","start":1794.0299,"end":1794.2699,"confidence":0.9667969,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.003002338111400604},{"word":"it's","start":1794.2699,"end":1794.4299,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.012958860024809836},{"word":"going","start":1794.4299,"end":1794.6699,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.06503764539957047},{"word":"with","start":1794.6699,"end":1794.83,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.007261253893375397},{"word":"the","start":1794.83,"end":1794.9099,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00848802924156189},{"word":"wool","start":1794.9099,"end":1795.23,"confidence":0.62353516,"punctuated_word":"wool,","sentiment":"neutral","sentiment_score":-0.02425026148557663},{"word":"basically","start":1795.23,"end":1795.73,"confidence":0.7161865,"punctuated_word":"basically.","sentiment":"neutral","sentiment_score":-0.022194674238562584},{"word":"and","start":1796.6699,"end":1797.1699,"confidence":0.94677734,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.015129290521144869},{"word":"you","start":1797.3899,"end":1797.5499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01296822354197502},{"word":"know","start":1797.5499,"end":1798.0499,"confidence":0.99658203,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0045467559248209},{"word":"is","start":1798.83,"end":1798.99,"confidence":0.9863281,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.001360870897769928},{"word":"there","start":1798.99,"end":1799.23,"confidence":0.97998047,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.031757429242134094},{"word":"something","start":1799.23,"end":1799.63,"confidence":0.9951172,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.007262036204338074},{"word":"i","start":1799.63,"end":1799.71,"confidence":0.73828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02295401692390442},{"word":"should","start":1799.71,"end":1799.95,"confidence":0.97802734,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.021427582949399948},{"word":"be","start":1799.95,"end":1800.19,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.012977786362171171},{"word":"putting","start":1800.19,"end":1800.69,"confidence":1.0,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.01013467088341713},{"word":"investing","start":1801.71,"end":1802.21,"confidence":1.0,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.01690572500228882},{"word":"the","start":1802.2699,"end":1802.4299,"confidence":0.9707031,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01606389880180359},{"word":"super","start":1802.4299,"end":1802.6699,"confidence":0.94628906,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.10536017268896104},{"word":"into","start":1802.6699,"end":1803.07,"confidence":0.98535156,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.018801208585500717},{"word":"more","start":1803.07,"end":1803.23,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.008213445544242859},{"word":"than","start":1803.23,"end":1803.5499,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.015256032347679138},{"word":"the","start":1803.5499,"end":1803.71,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02897537127137184},{"word":"other","start":1803.71,"end":1804.21,"confidence":0.9951172,"punctuated_word":"other?","sentiment":"neutral","sentiment_score":0.003723718225955963},{"word":"mhmm","start":1843.145,"end":1843.645,"confidence":0.97924805,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.10089412331581116},{"word":"okay","start":1855.17,"end":1855.67,"confidence":0.9807129,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10851307213306428},{"word":"what's","start":1868.905,"end":1869.145,"confidence":0.98583984,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":0.01947193220257759},{"word":"that","start":1869.145,"end":1869.465,"confidence":0.86743164,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.030038541182875633},{"word":"doreen","start":1869.465,"end":1869.965,"confidence":0.7642212,"punctuated_word":"Doreen?","sentiment":"neutral","sentiment_score":0.02880296111106873},{"word":"yeah","start":1874.505,"end":1875.005,"confidence":0.89819336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011083866469562054},{"word":"okay","start":1880.11,"end":1880.61,"confidence":0.9655762,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.003794443793594837},{"word":"okay","start":1901.535,"end":1902.035,"confidence":0.9494629,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12548106908798218},{"word":"yeah","start":1911.87,"end":1912.37,"confidence":0.8234863,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011178775690495968},{"word":"okay","start":1925.6849,"end":1926.1849,"confidence":0.7976074,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.024637993425130844},{"word":"yep","start":1931.845,"end":1932.345,"confidence":0.70288086,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.01011392753571272},{"word":"okay","start":1948.28,"end":1948.76,"confidence":0.79956055,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03817287087440491},{"word":"yep","start":1948.76,"end":1949.26,"confidence":0.94555664,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04061916843056679},{"word":"i","start":1955.865,"end":1955.945,"confidence":0.42773438,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06587561219930649},{"word":"wasn't","start":1955.945,"end":1956.265,"confidence":0.9995117,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.0771651491522789},{"word":"too","start":1956.265,"end":1956.585,"confidence":0.97314453,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.07678888738155365},{"word":"sure","start":1956.585,"end":1956.825,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.11263635754585266},{"word":"how","start":1956.825,"end":1957.065,"confidence":0.9770508,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.12158183008432388},{"word":"the","start":1957.065,"end":1957.565,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14433462917804718},{"word":"the","start":1957.625,"end":1957.705,"confidence":0.84716797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10809396952390672},{"word":"silver","start":1957.705,"end":1958.1849,"confidence":0.90478516,"punctuated_word":"silver","sentiment":"neutral","sentiment_score":-0.07124728709459305},{"word":"is","start":1958.1849,"end":1958.265,"confidence":0.48657227,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.07057347893714905},{"word":"fairing","start":1958.265,"end":1958.585,"confidence":0.76586914,"punctuated_word":"fairing","sentiment":"neutral","sentiment_score":-0.02499612420797348},{"word":"because","start":1958.585,"end":1958.905,"confidence":0.8183594,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.07469462603330612},{"word":"that's","start":1958.905,"end":1959.225,"confidence":0.97094727,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.039403386414051056},{"word":"supposed","start":1959.225,"end":1959.5449,"confidence":0.99902344,"punctuated_word":"supposed","sentiment":"neutral","sentiment_score":-0.07057424634695053},{"word":"to","start":1959.5449,"end":1959.625,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04376295208930969},{"word":"be","start":1959.625,"end":1959.865,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0454840362071991},{"word":"going","start":1959.865,"end":1960.1849,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.02211947739124298},{"word":"back","start":1960.1849,"end":1960.505,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.017778024077415466},{"word":"up","start":1960.505,"end":1960.665,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.028620943427085876},{"word":"again","start":1960.665,"end":1961.165,"confidence":0.99658203,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.06556558609008789},{"word":"i","start":1962.265,"end":1962.505,"confidence":0.55371094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08511166274547577},{"word":"i","start":1962.505,"end":1962.585,"confidence":0.50927734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08587188273668289},{"word":"know","start":1962.585,"end":1962.745,"confidence":0.9980469,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.07210441678762436},{"word":"it's","start":1962.745,"end":1962.985,"confidence":0.98657227,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0527217797935009},{"word":"not","start":1962.985,"end":1963.225,"confidence":0.9892578,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08734431862831116},{"word":"a","start":1963.225,"end":1963.725,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0658411756157875},{"word":"not","start":1965.0499,"end":1965.21,"confidence":0.99609375,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06855976581573486},{"word":"a","start":1965.21,"end":1965.61,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07072360813617706},{"word":"big","start":1965.61,"end":1966.01,"confidence":0.99609375,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.07085617631673813},{"word":"return","start":1966.01,"end":1966.51,"confidence":0.9980469,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.05846244841814041},{"word":"thing","start":1967.13,"end":1967.61,"confidence":0.98535156,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.06134510785341263},{"word":"compared","start":1967.61,"end":1968.01,"confidence":0.9921875,"punctuated_word":"compared","sentiment":"neutral","sentiment_score":-0.06329774856567383},{"word":"to","start":1968.01,"end":1968.25,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04176709055900574},{"word":"gold","start":1968.25,"end":1968.75,"confidence":0.82250977,"punctuated_word":"gold,","sentiment":"neutral","sentiment_score":-0.04795852303504944},{"word":"but","start":1969.77,"end":1970.27,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0674644261598587},{"word":"they","start":1971.61,"end":1971.85,"confidence":0.94628906,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.06956556439399719},{"word":"have","start":1971.85,"end":1972.09,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09986872225999832},{"word":"gone","start":1972.09,"end":1972.41,"confidence":0.9980469,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.057995714247226715},{"word":"has","start":1972.49,"end":1972.73,"confidence":0.875,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.06529061496257782},{"word":"gone","start":1972.73,"end":1973.0499,"confidence":1.0,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.0398557186126709},{"word":"up","start":1973.0499,"end":1973.5499,"confidence":0.9970703,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.04657696187496185},{"word":"yep","start":1979.77,"end":1980.225,"confidence":0.9616699,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1289094239473343},{"word":"yes","start":1986.3049,"end":1986.8049,"confidence":0.7126465,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0779077485203743},{"word":"no","start":1994.46,"end":1994.86,"confidence":0.71447754,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.004277581349015236},{"word":"it's","start":1994.86,"end":1994.9401,"confidence":0.8095703,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.015536757186055183},{"word":"forty","start":1994.9401,"end":1995.18,"confidence":0.99609375,"punctuated_word":"forty","sentiment":"neutral","sentiment_score":0.018932057544589043},{"word":"five","start":1995.18,"end":1995.42,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.008478114381432533},{"word":"minutes","start":1995.42,"end":1995.92,"confidence":0.9980469,"punctuated_word":"minutes.","sentiment":"neutral","sentiment_score":0.012169954366981983},{"word":"yep","start":1997.8201,"end":1998.3201,"confidence":0.81762695,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01894061267375946},{"word":"mhmm","start":2011.925,"end":2012.425,"confidence":0.98376465,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0035946527495980263},{"word":"mhmm","start":2027.17,"end":2027.67,"confidence":0.95288086,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.04780518636107445},{"word":"yeah","start":2031.3301,"end":2031.8301,"confidence":0.86938477,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3230542242527008},{"word":"yep","start":2041.985,"end":2042.485,"confidence":0.9421387,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14499765634536743},{"word":"yeah","start":2056.24,"end":2056.6401,"confidence":0.9411621,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02631770260632038},{"word":"okay","start":2056.6401,"end":2057.04,"confidence":0.7751465,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.010096261277794838},{"word":"yeah","start":2057.04,"end":2057.54,"confidence":0.7976074,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03370921313762665},{"word":"yeah","start":2061.52,"end":2061.84,"confidence":0.9645996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04367230832576752},{"word":"okay","start":2061.84,"end":2062.16,"confidence":0.7729492,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.035109084099531174},{"word":"yep","start":2062.16,"end":2062.66,"confidence":0.88916016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.03040904924273491},{"word":"no","start":2067.915,"end":2068.395,"confidence":0.8640137,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.17846441268920898},{"word":"definitely","start":2068.395,"end":2068.895,"confidence":0.90527344,"punctuated_word":"Definitely","sentiment":"neutral","sentiment_score":-0.19735145568847656},{"word":"not","start":2068.9548,"end":2069.4548,"confidence":0.9941406,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.13893941044807434},{"word":"yep","start":2073.515,"end":2074.015,"confidence":0.9926758,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2628743052482605},{"word":"yeah","start":2081.02,"end":2081.18,"confidence":0.9289551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03578873351216316},{"word":"okay","start":2081.18,"end":2081.58,"confidence":0.97143555,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04448169469833374},{"word":"yep","start":2081.58,"end":2082.08,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04688362032175064},{"word":"no","start":2082.3801,"end":2082.62,"confidence":0.9873047,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.058462150394916534},{"word":"worries","start":2082.62,"end":2082.94,"confidence":0.9951172,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.03186254948377609},{"word":"yeah","start":2082.94,"end":2083.1,"confidence":0.9296875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03853606432676315},{"word":"i","start":2083.1,"end":2083.18,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012551933526992798},{"word":"was","start":2083.18,"end":2083.4202,"confidence":0.9116211,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.004658937454223633},{"word":"just","start":2083.4202,"end":2083.58,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.004495542496442795},{"word":"wondering","start":2083.58,"end":2084.06,"confidence":0.99902344,"punctuated_word":"wondering","sentiment":"neutral","sentiment_score":0.003660790622234345},{"word":"because","start":2084.06,"end":2084.56,"confidence":0.9194336,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.01295388862490654},{"word":"my","start":2084.62,"end":2084.78,"confidence":0.87158203,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.010145895183086395},{"word":"sister","start":2084.78,"end":2085.1,"confidence":0.97802734,"punctuated_word":"sister","sentiment":"neutral","sentiment_score":-0.024149149656295776},{"word":"keeps","start":2085.1,"end":2085.4202,"confidence":0.9921875,"punctuated_word":"keeps","sentiment":"neutral","sentiment_score":-0.022167164832353592},{"word":"on","start":2085.4202,"end":2085.6602,"confidence":0.9819336,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.021685700863599777},{"word":"saying","start":2085.6602,"end":2085.9001,"confidence":0.96972656,"punctuated_word":"saying,","sentiment":"neutral","sentiment_score":0.011459657922387125},{"word":"oh","start":2085.9001,"end":2086.1401,"confidence":0.9824219,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.016471248120069504},{"word":"no","start":2086.1401,"end":2086.3,"confidence":0.96972656,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.06093752756714821},{"word":"no","start":2086.3,"end":2086.62,"confidence":0.99658203,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07033322751522064},{"word":"it's","start":2086.62,"end":2086.94,"confidence":0.94189453,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.03887860104441643},{"word":"gonna","start":2086.94,"end":2087.26,"confidence":0.45629883,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.03388112783432007},{"word":"it's","start":2087.4202,"end":2087.58,"confidence":0.9797363,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.007557067088782787},{"word":"the","start":2087.58,"end":2087.82,"confidence":0.9316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0054925233125686646},{"word":"grass","start":2087.82,"end":2088.3,"confidence":0.6298828,"punctuated_word":"grass.","sentiment":"neutral","sentiment_score":0.0123697929084301},{"word":"all","start":2088.3,"end":2088.54,"confidence":0.46411133,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.033476002514362335},{"word":"that","start":2088.54,"end":2088.78,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00445982813835144},{"word":"stuff's","start":2088.78,"end":2089.18,"confidence":0.6480713,"punctuated_word":"stuff's","sentiment":"neutral","sentiment_score":0.0046419305726885796},{"word":"like","start":2089.18,"end":2089.4202,"confidence":0.56591797,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.0015871524810791016},{"word":"they're","start":2089.4202,"end":2089.6602,"confidence":0.46496582,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.02481471374630928},{"word":"going","start":2089.6602,"end":2089.9001,"confidence":0.5600586,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.09220854938030244},{"word":"up","start":2089.9001,"end":2090.1401,"confidence":0.77001953,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.056189849972724915},{"word":"they're","start":2090.1401,"end":2090.3801,"confidence":0.97680664,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.06606310606002808},{"word":"going","start":2090.3801,"end":2090.7,"confidence":0.9951172,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.14307396113872528},{"word":"up","start":2090.7,"end":2090.78,"confidence":0.95947266,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.09104159474372864},{"word":"they're","start":2090.78,"end":2091.02,"confidence":0.9194336,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.04987247288227081},{"word":"going","start":2091.02,"end":2091.4202,"confidence":0.93359375,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.1162075325846672},{"word":"up","start":2091.4202,"end":2091.58,"confidence":0.95581055,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.04589473456144333},{"word":"so","start":2091.58,"end":2092.08,"confidence":0.71191406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0026677772402763367},{"word":"i","start":2092.355,"end":2092.4348,"confidence":0.98535156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.027228306978940964},{"word":"wasn't","start":2092.4348,"end":2092.755,"confidence":0.9975586,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.007627912797033787},{"word":"too","start":2092.755,"end":2093.255,"confidence":0.78759766,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.010088310576975346},{"word":"sure","start":2094.9949,"end":2095.4949,"confidence":0.842041,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.07822979241609573},{"word":"yeah","start":2115.99,"end":2116.3098,"confidence":0.8059082,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.7336902618408203},{"word":"awesome","start":2116.3098,"end":2116.8098,"confidence":0.99365234,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.827056884765625},{"word":"and","start":2117.75,"end":2117.91,"confidence":0.20800781,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.5341553092002869},{"word":"to","start":2117.91,"end":2118.15,"confidence":0.9633789,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5445937514305115},{"word":"be","start":2118.15,"end":2118.39,"confidence":0.9428711,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.521084189414978},{"word":"good","start":2118.63,"end":2118.7898,"confidence":0.9892578,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.49937841296195984},{"word":"to","start":2118.7898,"end":2119.0298,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.46454131603240967},{"word":"be","start":2119.0298,"end":2119.19,"confidence":0.97314453,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.47267946600914},{"word":"out","start":2119.19,"end":2119.43,"confidence":0.64208984,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.5016912221908569},{"word":"gold","start":2119.43,"end":2119.75,"confidence":0.83740234,"punctuated_word":"gold","sentiment":"positive","sentiment_score":0.5715952515602112},{"word":"prospecting","start":2119.75,"end":2120.25,"confidence":0.99853516,"punctuated_word":"prospecting","sentiment":"positive","sentiment_score":0.5430238246917725},{"word":"now","start":2120.39,"end":2120.63,"confidence":0.99902344,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.5309019088745117},{"word":"and","start":2120.63,"end":2120.8699,"confidence":0.9013672,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4960754215717316},{"word":"making","start":2120.8699,"end":2121.19,"confidence":0.99902344,"punctuated_word":"making","sentiment":"positive","sentiment_score":0.4899202883243561},{"word":"a","start":2121.19,"end":2121.2698,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5151410102844238},{"word":"living","start":2121.2698,"end":2121.735,"confidence":0.9951172,"punctuated_word":"living.","sentiment":"positive","sentiment_score":0.3757855296134949},{"word":"oh","start":2130.375,"end":2130.615,"confidence":0.9621582,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.017860719934105873},{"word":"yeah","start":2130.615,"end":2131.115,"confidence":0.74194336,"punctuated_word":"yeah?","sentiment":"neutral","sentiment_score":-0.012869058176875114},{"word":"hello","start":2145.3398,"end":2145.8398,"confidence":0.8327637,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":-0.03126310929656029},{"word":"alright","start":2159.155,"end":2159.655,"confidence":0.7095947,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.001449505565688014},{"word":"okay","start":2159.875,"end":2160.375,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.03229110315442085},{"word":"too","start":2161.235,"end":2161.395,"confidence":0.9658203,"punctuated_word":"Too","sentiment":"neutral","sentiment_score":-0.2955794930458069},{"word":"many","start":2161.395,"end":2161.795,"confidence":1.0,"punctuated_word":"many","sentiment":"neutral","sentiment_score":-0.33260858058929443},{"word":"hard","start":2161.795,"end":2162.115,"confidence":0.9921875,"punctuated_word":"hard","sentiment":"negative","sentiment_score":-0.4720280170440674},{"word":"questions","start":2162.115,"end":2162.615,"confidence":0.9951172,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":-0.2979687452316284},{"word":"yeah","start":2169.5,"end":2170.0,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06874829530715942},{"word":"yeah","start":2170.14,"end":2170.64,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03392285108566284},{"word":"wow","start":2172.22,"end":2172.72,"confidence":0.98583984,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.007190881296992302},{"word":"yeah","start":2176.14,"end":2176.64,"confidence":0.94433594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.020377803593873978},{"word":"definitely","start":2177.865,"end":2178.365,"confidence":0.9250488,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.027706487104296684},{"word":"sorry","start":2178.745,"end":2178.985,"confidence":0.8598633,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.048591405153274536},{"word":"my","start":2178.985,"end":2179.145,"confidence":0.89453125,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.06792999804019928},{"word":"phone","start":2179.145,"end":2179.305,"confidence":0.7871094,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":-0.05814232677221298},{"word":"is","start":2179.305,"end":2179.545,"confidence":0.6503906,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.14897248148918152},{"word":"just","start":2179.545,"end":2179.785,"confidence":0.62646484,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.12932147085666656},{"word":"gone","start":2179.785,"end":2180.285,"confidence":0.3809204,"punctuated_word":"gone.","sentiment":"neutral","sentiment_score":-0.056827567517757416},{"word":"mhmm","start":2190.745,"end":2191.245,"confidence":0.9782715,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.019184844568371773},{"word":"why","start":2208.915,"end":2209.155,"confidence":0.4663086,"punctuated_word":"Why","sentiment":"neutral","sentiment_score":-0.14657361805438995},{"word":"do","start":2209.155,"end":2209.3152,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1527557075023651},{"word":"you","start":2209.3152,"end":2209.395,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08838393539190292},{"word":"have","start":2209.395,"end":2209.5552,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1135103479027748},{"word":"to","start":2209.5552,"end":2209.7952,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08518841862678528},{"word":"earn","start":2209.7952,"end":2210.1152,"confidence":1.0,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":-0.11277657002210616},{"word":"more","start":2210.1152,"end":2210.3552,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.11162291467189787},{"word":"to","start":2210.3552,"end":2210.5151,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13412807881832123},{"word":"get","start":2210.5151,"end":2210.8352,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.053683169186115265},{"word":"the","start":2210.8352,"end":2210.995,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.052064359188079834},{"word":"discounts","start":2210.995,"end":2211.495,"confidence":0.86279297,"punctuated_word":"discounts","sentiment":"neutral","sentiment_score":-0.011544577777385712},{"word":"then","start":2211.635,"end":2212.135,"confidence":0.98291016,"punctuated_word":"then?","sentiment":"neutral","sentiment_score":-0.03766010329127312},{"word":"yep","start":2218.915,"end":2219.415,"confidence":0.8461914,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.016193890944123268},{"word":"yep","start":2229.79,"end":2230.29,"confidence":0.8745117,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.5228993892669678},{"word":"definitely","start":2235.31,"end":2235.81,"confidence":0.9848633,"punctuated_word":"Definitely.","sentiment":"positive","sentiment_score":0.5092998743057251},{"word":"definitely","start":2236.1099,"end":2236.6099,"confidence":0.97680664,"punctuated_word":"Definitely.","sentiment":"positive","sentiment_score":0.4083326756954193},{"word":"yeah","start":2249.845,"end":2250.24,"confidence":0.84643555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06853464245796204},{"word":"where","start":2259.2,"end":2259.52,"confidence":0.90527344,"punctuated_word":"Where","sentiment":"neutral","sentiment_score":-0.0018454696983098984},{"word":"do","start":2259.52,"end":2259.68,"confidence":0.36572266,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0004560239613056183},{"word":"you","start":2259.68,"end":2259.76,"confidence":0.8496094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01632050983607769},{"word":"i","start":2260.0,"end":2260.32,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.018973827362060547},{"word":"i","start":2260.32,"end":2260.4,"confidence":0.50927734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.021345220506191257},{"word":"just","start":2260.4,"end":2260.72,"confidence":0.9667969,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.020614564418792725},{"word":"sign","start":2260.72,"end":2261.04,"confidence":0.5625,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.01291201449930668},{"word":"here","start":2261.04,"end":2261.54,"confidence":0.9760742,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.021004216745495796},{"word":"for","start":2261.6,"end":2261.84,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.017431961372494698},{"word":"the","start":2261.84,"end":2262.32,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024391889572143555},{"word":"signature","start":2262.32,"end":2262.82,"confidence":0.9609375,"punctuated_word":"signature.","sentiment":"neutral","sentiment_score":0.02005729265511036},{"word":"oh","start":2285.87,"end":2286.03,"confidence":0.63916016,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.020899245515465736},{"word":"i","start":2286.03,"end":2286.11,"confidence":0.5288086,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012083541601896286},{"word":"do","start":2286.11,"end":2286.35,"confidence":0.7102051,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.014762737788259985},{"word":"yeah","start":2286.35,"end":2286.85,"confidence":0.8979492,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.005338474176824093},{"word":"yep","start":2296.125,"end":2296.445,"confidence":0.7841797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1160082146525383},{"word":"it's","start":2296.445,"end":2296.765,"confidence":0.9946289,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1517581194639206},{"word":"just","start":2296.765,"end":2297.265,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15904439985752106},{"word":"loading","start":2297.565,"end":2298.045,"confidence":0.9604492,"punctuated_word":"loading","sentiment":"neutral","sentiment_score":0.24591143429279327},{"word":"at","start":2298.045,"end":2298.205,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17229101061820984},{"word":"the","start":2298.205,"end":2298.445,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15652801096439362},{"word":"moment","start":2298.445,"end":2298.945,"confidence":0.9995117,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.19677430391311648},{"word":"i've","start":2300.045,"end":2300.205,"confidence":0.9633789,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.33570683002471924},{"word":"signed","start":2300.205,"end":2300.525,"confidence":0.9291992,"punctuated_word":"signed","sentiment":"positive","sentiment_score":0.37150511145591736},{"word":"it","start":2300.525,"end":2300.845,"confidence":0.7849121,"punctuated_word":"it,","sentiment":"positive","sentiment_score":0.3474203944206238},{"word":"updated","start":2300.845,"end":2301.345,"confidence":0.9472656,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.3174595534801483},{"word":"it","start":2301.405,"end":2301.905,"confidence":0.9946289,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.3046838045120239},{"word":"and","start":2302.205,"end":2302.445,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.29868245124816895},{"word":"it's","start":2302.445,"end":2302.765,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2891765236854553},{"word":"trying","start":2302.765,"end":2303.085,"confidence":1.0,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.3191882073879242},{"word":"to","start":2303.085,"end":2303.2449,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2872605621814728},{"word":"load","start":2303.2449,"end":2303.7449,"confidence":0.99853516,"punctuated_word":"load.","sentiment":"neutral","sentiment_score":0.2245631366968155},{"word":"yeah","start":2308.06,"end":2308.3801,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08035529404878616},{"word":"yep","start":2308.3801,"end":2308.8801,"confidence":0.93530273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10530953109264374},{"word":"that's","start":2309.1802,"end":2309.4202,"confidence":0.9470215,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2621067762374878},{"word":"right","start":2309.4202,"end":2309.9202,"confidence":0.7211914,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.3102063238620758},{"word":"that's","start":2311.34,"end":2311.74,"confidence":0.7331543,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.41465112566947937},{"word":"right","start":2311.74,"end":2312.24,"confidence":0.9567871,"punctuated_word":"right.","sentiment":"positive","sentiment_score":0.4015544056892395},{"word":"sorry","start":2319.5652,"end":2319.885,"confidence":0.92211914,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":0.0307136420160532},{"word":"what","start":2319.885,"end":2320.0452,"confidence":0.9980469,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.02350173518061638},{"word":"was","start":2320.0452,"end":2320.205,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.025560591369867325},{"word":"that","start":2320.205,"end":2320.705,"confidence":0.9995117,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.06327648460865021},{"word":"oh","start":2323.245,"end":2323.405,"confidence":0.8195801,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.35635292530059814},{"word":"lovely","start":2323.405,"end":2323.885,"confidence":0.98999023,"punctuated_word":"lovely.","sentiment":"positive","sentiment_score":0.5083197355270386},{"word":"yep","start":2323.885,"end":2324.385,"confidence":0.81103516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.23783111572265625},{"word":"lynn","start":2327.405,"end":2327.8052,"confidence":0.7529297,"punctuated_word":"Lynn,","sentiment":"neutral","sentiment_score":0.12140771746635436},{"word":"thank","start":2327.8052,"end":2328.125,"confidence":0.9760742,"punctuated_word":"thank","sentiment":"neutral","sentiment_score":0.2942909002304077},{"word":"you","start":2328.125,"end":2328.625,"confidence":0.99560547,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.20535875856876373},{"word":"sorry","start":2329.485,"end":2329.985,"confidence":0.9970703,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.016132045537233353},{"word":"i","start":2348.725,"end":2348.8052,"confidence":0.65283203,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7327900528907776},{"word":"think","start":2348.8052,"end":2349.0452,"confidence":0.99902344,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.7265657782554626},{"word":"it","start":2349.0452,"end":2349.205,"confidence":0.9301758,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.7022855281829834},{"word":"basically","start":2349.205,"end":2349.705,"confidence":0.6401367,"punctuated_word":"basically","sentiment":"positive","sentiment_score":0.6679421067237854},{"word":"you","start":2350.165,"end":2350.405,"confidence":0.86035156,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7571835517883301},{"word":"guys","start":2350.405,"end":2350.645,"confidence":0.9902344,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.7995953559875488},{"word":"are","start":2350.645,"end":2350.8052,"confidence":0.99902344,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.8031105995178223},{"word":"doing","start":2350.8052,"end":2351.0452,"confidence":1.0,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.8528881072998047},{"word":"a","start":2351.0452,"end":2351.205,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.845466136932373},{"word":"good","start":2351.205,"end":2351.365,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.838238000869751},{"word":"job","start":2351.365,"end":2351.865,"confidence":0.97314453,"punctuated_word":"job.","sentiment":"positive","sentiment_score":0.8050629496574402},{"word":"you're","start":2354.5652,"end":2354.725,"confidence":0.9663086,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.48318666219711304},{"word":"looking","start":2354.725,"end":2355.0452,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"positive","sentiment_score":0.44818806648254395},{"word":"after","start":2355.0452,"end":2355.365,"confidence":0.9970703,"punctuated_word":"after","sentiment":"positive","sentiment_score":0.4469834864139557},{"word":"me","start":2355.365,"end":2355.865,"confidence":0.9550781,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.35883986949920654},{"word":"you're","start":2357.365,"end":2357.605,"confidence":0.8391113,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.17355673015117645},{"word":"doing","start":2357.605,"end":2357.845,"confidence":0.9951172,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.25188368558883667},{"word":"the","start":2357.845,"end":2357.925,"confidence":0.8959961,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2784440517425537},{"word":"check","start":2357.925,"end":2358.165,"confidence":0.9277344,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.31305599212646484},{"word":"ins","start":2358.165,"end":2358.485,"confidence":0.5963135,"punctuated_word":"ins?","sentiment":"neutral","sentiment_score":0.2167312353849411},{"word":"we'll","start":2358.485,"end":2358.645,"confidence":0.9914551,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.22826287150382996},{"word":"just","start":2358.645,"end":2358.965,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2444181889295578},{"word":"leave","start":2358.965,"end":2359.125,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.2965978682041168},{"word":"it","start":2359.125,"end":2359.2852,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.31820791959762573},{"word":"how","start":2359.2852,"end":2359.445,"confidence":0.9951172,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.3560243546962738},{"word":"it","start":2359.445,"end":2359.605,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.41968920826911926},{"word":"is","start":2359.605,"end":2360.105,"confidence":0.9140625,"punctuated_word":"is.","sentiment":"positive","sentiment_score":0.37825459241867065},{"word":"yeah","start":2363.92,"end":2364.24,"confidence":0.8352051,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0864722952246666},{"word":"yeah","start":2364.24,"end":2364.5598,"confidence":0.9382324,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06861136853694916},{"word":"no","start":2364.5598,"end":2364.7998,"confidence":0.9921875,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.07134681940078735},{"word":"worries","start":2364.7998,"end":2365.2,"confidence":0.9951172,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.04586264491081238},{"word":"yeah","start":2365.2,"end":2365.44,"confidence":0.99072266,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04706687852740288},{"word":"like","start":2365.44,"end":2365.5999,"confidence":0.8378906,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.029387740418314937},{"word":"i'll","start":2365.5999,"end":2365.8398,"confidence":0.97216797,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0646229237318039},{"word":"i'll","start":2365.8398,"end":2366.0,"confidence":0.9790039,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08078761398792267},{"word":"let","start":2366.0,"end":2366.16,"confidence":0.9980469,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.11505956947803496},{"word":"you","start":2366.16,"end":2366.24,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08028102666139603},{"word":"know","start":2366.24,"end":2366.74,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.06802843511104584},{"word":"what","start":2367.2,"end":2367.44,"confidence":0.95166016,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.029494017362594604},{"word":"happens","start":2367.44,"end":2367.8398,"confidence":0.98095703,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":0.010768324136734009},{"word":"with","start":2367.8398,"end":2368.3398,"confidence":0.8286133,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0012813955545425415},{"word":"the","start":2368.48,"end":2368.72,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02665986865758896},{"word":"company","start":2368.72,"end":2369.2,"confidence":0.93847656,"punctuated_word":"company","sentiment":"neutral","sentiment_score":-0.011762358248233795},{"word":"changing","start":2369.2,"end":2369.68,"confidence":1.0,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":0.016891449689865112},{"word":"over","start":2369.68,"end":2370.18,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.022782541811466217},{"word":"to","start":2370.88,"end":2371.38,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.016280286014080048},{"word":"el","start":2371.44,"end":2371.68,"confidence":0.45141602,"punctuated_word":"El","sentiment":"neutral","sentiment_score":0.044694934040308},{"word":"powa","start":2371.68,"end":2372.18,"confidence":0.47843423,"punctuated_word":"Powa.","sentiment":"neutral","sentiment_score":0.04526308178901672},{"word":"okay","start":2378.0452,"end":2378.5452,"confidence":0.9802246,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06005693972110748},{"word":"yep","start":2388.74,"end":2389.06,"confidence":0.9416504,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10667899250984192},{"word":"no","start":2389.06,"end":2389.3,"confidence":0.99902344,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.19992054998874664},{"word":"worries","start":2389.3,"end":2389.8,"confidence":0.9995117,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.25832197070121765},{"word":"no","start":2399.94,"end":2400.18,"confidence":0.68322754,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1619582325220108},{"word":"no","start":2400.18,"end":2400.42,"confidence":0.96875,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1948269754648209},{"word":"thank","start":2400.42,"end":2400.66,"confidence":0.99316406,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":0.10673226416110992},{"word":"you","start":2400.66,"end":2400.8198,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17420005798339844},{"word":"very","start":2400.8198,"end":2401.06,"confidence":0.99902344,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.08219477534294128},{"word":"much","start":2401.06,"end":2401.38,"confidence":0.99902344,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.2439766228199005},{"word":"yourself","start":2401.38,"end":2401.88,"confidence":0.80859375,"punctuated_word":"yourself.","sentiment":"neutral","sentiment_score":0.07210496068000793},{"word":"i'm","start":2402.26,"end":2402.42,"confidence":0.859375,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2364163398742676},{"word":"sorry","start":2402.42,"end":2402.8198,"confidence":0.8642578,"punctuated_word":"sorry","sentiment":"neutral","sentiment_score":-0.32579219341278076},{"word":"that","start":2402.8198,"end":2403.3,"confidence":0.98828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2730697691440582},{"word":"i","start":2403.3,"end":2403.46,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2760775089263916},{"word":"wasn't","start":2403.46,"end":2403.915,"confidence":0.9941406,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.3144777715206146},{"word":"available","start":2403.995,"end":2404.395,"confidence":0.9980469,"punctuated_word":"available","sentiment":"negative","sentiment_score":-0.34255269169807434},{"word":"at","start":2404.395,"end":2404.895,"confidence":0.91748047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.31308895349502563},{"word":"that","start":2405.0352,"end":2405.315,"confidence":0.8774414,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.26456326246261597},{"word":"correct","start":2405.315,"end":2405.595,"confidence":0.8535156,"punctuated_word":"correct","sentiment":"neutral","sentiment_score":-0.17825010418891907},{"word":"time","start":2405.595,"end":2406.095,"confidence":0.9914551,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.15330061316490173},{"word":"no","start":2410.395,"end":2410.795,"confidence":0.77685547,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.17973554134368896},{"word":"worries","start":2410.795,"end":2411.295,"confidence":0.95825195,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.2082694172859192},{"word":"thanks","start":2412.315,"end":2412.715,"confidence":0.36108398,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.7002388834953308},{"word":"very","start":2412.715,"end":2412.955,"confidence":0.9770508,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.7623233199119568},{"word":"much","start":2412.955,"end":2413.455,"confidence":0.99902344,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.7769775390625},{"word":"you","start":2415.0352,"end":2415.355,"confidence":0.96240234,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.5655785799026489},{"word":"too","start":2415.355,"end":2415.855,"confidence":0.99658203,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.553795576095581},{"word":"no","start":2418.451,"end":2418.6108,"confidence":0.50146484,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.12533456087112427},{"word":"worries","start":2418.6108,"end":2418.931,"confidence":0.99853516,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.1380068212747574},{"word":"bye","start":2418.931,"end":2419.431,"confidence":0.99365234,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.0908031165599823}],"paragraphs":{"transcript":"\nHi. How are you going? Yeah. Good. Thank you.\n\nI'm so sorry about that before. Yes. Yes. Hey, guys. Second to the third seventy seven and 4 Rassmont Place in Crudenup.\n\nYes. Yep. Go ahead. Sorry. I'm trying I've got my the little laptop open.\n\nOtherwise, I've got my phone, and I'm just trying to find the what was it that you're sending through? Yeah. Yeah. Sorry. It just because I mainly use my phone, but they're on that.\n\nI don't know why it's not in the email on my normal phone. Oh, it's just basically seller effect sacrificing some, like, you know, like, $100 that I'm a pay just to bring my tax down, basically. On my phone, it has, but not on the laptop. Yeah. Yep.\n\nYes. Yes. That's correct. That's rented at the time. Yeah.\n\nYeah. Nothing's really changed there. I end up having more tax taken up. Sorry? Yes.\n\nThat's correct. That's all the same. I'm still operating. I'm I haven't haven't gone up a level in in pay rate or anything like that. No.\n\nNo. I've got, say, 47,000 still left on it. Sorry. Yeah. Yeah.\n\nWell, when it's only one person paying it. Yeah. Yeah. I was hoping to. I was actually hoping to buy another house now, but I don't actually earn enough to go off my single income.\n\nYeah. That's right. Yeah. Yes. Yep.\n\nYep. My main goal. I wouldn't mind investing, but I don't have the spare cash to to invest. I'd rather just pay the house off and then go from there, I suppose. Yep.\n\nYep. I still try yep. I'm just yeah. I've got it on my phone, but not on the actual computer. I Really don't know what's going on with that.\n\nOh, because I don't use the computer. It doesn't get used. So yeah. Well, me too. No.\n\nNo. I've gotten sold the the X Trail, so I've only got the one car and one motorbike. Yeah. Probably only 7,000 now, maybe. No.\n\nI have not. No. No. I have. It has been in place probably eleven years.\n\nI think it reflects everything. It goes split split three ways. No. No. Yes.\n\nI've I've got my sister. But the place that did the will is no longer in. I've got to chase up who took it over from there because it was left with the actual company. Oh, I suppose so. Yeah.\n\nIt was done through a an accountant. So the do wills. Mhmm. Yeah. Yeah.\n\nIt's it's unrealistic in hindsight. Yeah. Fitting when I'm 60, but it's nice. Yeah. Yeah.\n\nThat's right. Mhmm. Yes. Yes. Yep.\n\nYep. Ron. Okay. Yep. Mhmm.\n\nNo. I'll put it on my mobile. That that will have to to the boss for now. Yep. I've got the right PIN.\n\nYep. I got Netwealth, the $1.79 something, and then Tall. Yep. Four five o. Yes.\n\nYeah. I've got my glasses on it. It's still hard to see. Yeah. Yeah.\n\nGonna have gonna have to. Sorry. What BetaShares Global Agricultural. Which one did you want me to look So they've got cash. You've got cash, alternative, Australian equities.\n\nAustralian equities. Yeah. Yep. Yep. Yep.\n\nYes. I can. Mhmm. Yep. Yes.\n\nMhmm. Yep. Okay. Mhmm. Yeah.\n\nOh, I can. Yep. Yeah. I've originally had Australian Super and then Plum. Mhmm.\n\nOkay. Lovely. That's good to hear. Mhmm. Yes.\n\nYes. I was trying to want it to be dormant anyway. Put it that way. That's correct. Mhmm.\n\nWhere are they? Sorry. Which which place of paper am I looking at now? Oh, I see. Yep.\n\nYep. Yep. Uh-huh. Well, he no. Leave it as these for that one.\n\nYep. No. No. No. No.\n\nNo. No. It's summer, s for summer, s for s for Sam, u for umbrella, m for Michelle, n for Nigel, e r. Okay. Yep.\n\nYep. Lovely. Thank you. Yep. Yep.\n\nSorry. What did you say 15, not 16? Oh, I'm supposed to be getting 16% from work for super. Yep. Yep.\n\nOkay. Yep. Okay. Yeah. No.\n\nDefinitely not. Yeah. Yeah. Sorry. Go ahead.\n\nOh, I need a $100 per pay, which is $50 per week. Yeah. Yeah. Yeah. Because I'm I'm only still job share at the moment, so I only work four months of the year.\n\nYep. Yeah. It's it's it's around about that. Yeah. You know?\n\nBecause we we do a a rotating roster. It's never the same. And then I'm only doing half of that compared to the Nigel. Okay. Oh, yeah.\n\nYep. Okay. Yeah. Alright. I'll do that then.\n\nYeah. Yeah. Yeah. Definitely. Yeah.\n\nNo. I'll go through payroll then. I don't think I do. I'm not sure. I say I want suit pay my suit card.\n\nThey gotta pay it, don't they? Yeah. Okay. Yep. Yeah.\n\nNow we the the company that I'm working for, South thirty two, is supposed to be don't know if it's still going through yet, but be changing over to Alcoa. Yeah. Yeah. And that's supposed to be within the next year. But they said everything's staying the same, but I'd I'd just you know, besides the name change, so but I don't exactly know what it really means work wise.\n\nMhmm. Okay. Yep. No worries. Page two and three or three and something else?\n\nSorry. Yep. Got that one? Yep. Yep.\n\nI got that one. Oh, I don't think I should need much cover, really. As long as it pays out the bills, that's the main thing. I don't know what I don't yeah. I don't know what most people have, so I've got no nothing to compare it with.\n\nI don't talk to anyone about this stuff, so you guys are the ones that handle it. Does those two have someone else to have bring incoming? Yeah. Yes. I would wanna make sure they got something, you know.\n\nI don't know. Mhmm. K. Yeah. Yeah.\n\nI mean, it's it's it's fairly it's fairly low now. Like, you know, like, payout figure was. I think that's fairly low, not being greedy or anything. Okay. Yep.\n\nNo. Just the market, how it's going with the wool, basically. And, you know, is there something I should be putting investing the super into more than the other? Mhmm. Okay.\n\nWhat's that, Doreen? Yeah. Okay. Okay. Yeah.\n\nOkay. Yep. Okay. Yep. I wasn't too sure how the the silver is fairing because that's supposed to be going back up again.\n\nI I know it's not a not a big return thing compared to gold, but they have gone has gone up. Yep. Yes. No. It's forty five minutes.\n\nYep. Mhmm. Mhmm. Yeah. Yep.\n\nYeah. Okay. Yeah. Yeah. Okay.\n\nYep. No. Definitely not. Yep. Yeah.\n\nOkay. Yep. No worries. Yeah. I was just wondering because my sister keeps on saying, oh, no.\n\nNo. It's gonna it's the grass. All that stuff's like they're going up. They're going up. They're going up.\n\nSo I wasn't too sure. Yeah. Awesome. And to be good to be out gold prospecting now and making a living. Oh, yeah?\n\nHello? Alright. Okay. Too many hard questions. Yeah.\n\nYeah. Wow. Yeah. Definitely. Sorry.\n\nMy phone is just gone. Mhmm. Why do you have to earn more to get the discounts then? Yep. Yep.\n\nDefinitely. Definitely. Yeah. Where do you I I just sign here for the signature. Oh, I do.\n\nYeah. Yep. It's just loading at the moment. I've signed it, updated it, and it's trying to load. Yeah.\n\nYep. That's right. That's right. Sorry. What was that?\n\nOh, lovely. Yep. Lynn, thank you. Sorry. I think it basically you guys are doing a good job.\n\nYou're looking after me. You're doing the check ins? We'll just leave it how it is. Yeah. Yeah.\n\nNo worries. Yeah. Like, I'll I'll let you know what happens with the company changing over to El Powa. Okay. Yep.\n\nNo worries. No. No. Thank you very much yourself. I'm sorry that I wasn't available at that correct time.\n\nNo worries. Thanks very much. You too. No worries. Bye.","paragraphs":[{"sentences":[{"text":"Hi.","start":2.3999999,"end":2.72,"sentiment":"neutral","sentiment_score":0.16358807682991028},{"text":"How are you going?","start":2.72,"end":3.62,"sentiment":"neutral","sentiment_score":0.21266239881515503},{"text":"Yeah.","start":8.08,"end":8.32,"sentiment":"neutral","sentiment_score":0.2626579999923706},{"text":"Good.","start":8.32,"end":8.559999,"sentiment":"positive","sentiment_score":0.4881613552570343},{"text":"Thank you.","start":8.559999,"end":9.12,"sentiment":"positive","sentiment_score":0.5081605017185211}],"sentiment":"neutral","sentiment_score":0.30904200341966415,"num_words":9,"start":2.3999999,"end":9.12},{"sentences":[{"text":"I'm so sorry about that before.","start":9.12,"end":10.82,"sentiment":"neutral","sentiment_score":-0.1133331572636962},{"text":"Yes.","start":16.035,"end":16.535,"sentiment":"positive","sentiment_score":0.34819841384887695},{"text":"Yes.","start":19.715,"end":20.215,"sentiment":"positive","sentiment_score":0.34842732548713684},{"text":"Hey, guys.","start":41.739998,"end":42.4,"sentiment":"neutral","sentiment_score":0.06893395818769932},{"text":"Second to the third seventy seven and 4 Rassmont Place in Crudenup.","start":51.995,"end":61.309998,"sentiment":"neutral","sentiment_score":0.021091305883601308}],"sentiment":"neutral","sentiment_score":0.01852683557874777,"num_words":22,"start":9.12,"end":61.309998},{"sentences":[{"text":"Yes.","start":61.61,"end":62.11,"sentiment":"neutral","sentiment_score":0.1714000701904297},{"text":"Yep.","start":87.130005,"end":87.630005,"sentiment":"neutral","sentiment_score":0.04605017229914665},{"text":"Go ahead.","start":87.85,"end":88.590004,"sentiment":"neutral","sentiment_score":0.0431975107640028},{"text":"Sorry.","start":88.89,"end":89.39,"sentiment":"neutral","sentiment_score":-0.05907939374446869},{"text":"I'm trying I've got my the little laptop open.","start":90.01,"end":93.55,"sentiment":"neutral","sentiment_score":-0.10333534992403454}],"sentiment":"neutral","sentiment_score":-0.0489465913602284,"num_words":14,"start":61.61,"end":93.55},{"sentences":[{"text":"Otherwise, I've got my phone, and I'm just trying to find the what was it that you're sending through?","start":93.69,"end":102.065,"sentiment":"neutral","sentiment_score":-0.02695065478206073},{"text":"Yeah.","start":131.435,"end":131.935,"sentiment":"neutral","sentiment_score":0.010550081729888916},{"text":"Yeah.","start":132.075,"end":132.315,"sentiment":"neutral","sentiment_score":0.001999547705054283},{"text":"Sorry.","start":132.315,"end":132.815,"sentiment":"neutral","sentiment_score":-0.04933889955282211},{"text":"It just because I mainly use my phone, but they're on that.","start":132.955,"end":140.25,"sentiment":"neutral","sentiment_score":-0.05253153915206591}],"sentiment":"neutral","sentiment_score":-0.03468324061181834,"num_words":34,"start":93.69,"end":140.25},{"sentences":[{"text":"I don't know why it's not in the email on my normal phone.","start":140.33,"end":147.55,"sentiment":"neutral","sentiment_score":-0.07582243703878842},{"text":"Oh, it's just basically seller effect sacrificing some, like, you know, like, $100 that I'm a pay just to bring my tax down, basically.","start":158.815,"end":167.475,"sentiment":"neutral","sentiment_score":-0.2616148116067052},{"text":"On my phone, it has, but not on the laptop.","start":179.85999,"end":183.07999,"sentiment":"neutral","sentiment_score":-0.08626188449561596},{"text":"Yeah.","start":190.75499,"end":191.155,"sentiment":"neutral","sentiment_score":0.08551549911499023},{"text":"Yep.","start":191.155,"end":191.655,"sentiment":"neutral","sentiment_score":0.15172940492630005}],"sentiment":"neutral","sentiment_score":-0.16101675716285802,"num_words":49,"start":140.33,"end":191.655},{"sentences":[{"text":"Yes.","start":207.96,"end":208.46,"sentiment":"neutral","sentiment_score":0.10204581916332243},{"text":"Yes.","start":208.76001,"end":209.0,"sentiment":"neutral","sentiment_score":0.12025251984596252},{"text":"That's correct.","start":209.0,"end":209.90001,"sentiment":"neutral","sentiment_score":0.22493962943553925},{"text":"That's rented at the time.","start":224.45,"end":226.07,"sentiment":"neutral","sentiment_score":-0.010101725906133651},{"text":"Yeah.","start":228.69,"end":229.19,"sentiment":"neutral","sentiment_score":0.002308715134859085}],"sentiment":"neutral","sentiment_score":0.06239776834845543,"num_words":10,"start":207.96,"end":229.19},{"sentences":[{"text":"Yeah.","start":229.81,"end":230.29001,"sentiment":"neutral","sentiment_score":-0.010791312903165816},{"text":"Nothing's really changed there.","start":230.29001,"end":232.15001,"sentiment":"neutral","sentiment_score":-0.06463471986353397},{"text":"I end up having more tax taken up.","start":233.41,"end":236.07,"sentiment":"neutral","sentiment_score":0.037419943138957024},{"text":"Sorry?","start":236.29001,"end":236.79001,"sentiment":"neutral","sentiment_score":-0.036364953964948654},{"text":"Yes.","start":246.715,"end":247.035,"sentiment":"neutral","sentiment_score":0.13093137741088867}],"sentiment":"neutral","sentiment_score":0.008306385080019633,"num_words":15,"start":229.81,"end":247.035},{"sentences":[{"text":"That's correct.","start":247.035,"end":247.775,"sentiment":"neutral","sentiment_score":0.23165585100650787},{"text":"That's all the same.","start":248.235,"end":249.375,"sentiment":"neutral","sentiment_score":0.3136739507317543},{"text":"I'm still operating.","start":250.15,"end":251.29,"sentiment":"neutral","sentiment_score":0.13958780219157538},{"text":"I'm I haven't haven't gone up a level in in pay rate or anything like that.","start":251.34999,"end":255.03,"sentiment":"neutral","sentiment_score":-0.15776258264668286},{"text":"No.","start":255.03,"end":255.53,"sentiment":"neutral","sentiment_score":-0.04446957632899285}],"sentiment":"neutral","sentiment_score":-0.016611537967736904,"num_words":26,"start":247.035,"end":255.53},{"sentences":[{"text":"No.","start":278.96,"end":279.28,"sentiment":"neutral","sentiment_score":-0.21486738324165344},{"text":"I've got, say, 47,000 still left on it.","start":279.28,"end":285.04,"sentiment":"neutral","sentiment_score":-0.19707007333636284},{"text":"Sorry.","start":285.04,"end":285.54,"sentiment":"neutral","sentiment_score":-0.0695875883102417},{"text":"Yeah.","start":288.64,"end":288.96,"sentiment":"neutral","sentiment_score":0.07102051377296448},{"text":"Yeah.","start":288.96,"end":289.2,"sentiment":"neutral","sentiment_score":0.06241334229707718}],"sentiment":"neutral","sentiment_score":-0.14396514184772968,"num_words":12,"start":278.96,"end":289.2},{"sentences":[{"text":"Well, when it's only one person paying it.","start":289.2,"end":291.28,"sentiment":"neutral","sentiment_score":-0.01264504052232951},{"text":"Yeah.","start":291.28,"end":291.78,"sentiment":"neutral","sentiment_score":0.09255236387252808},{"text":"Yeah.","start":301.535,"end":301.935,"sentiment":"neutral","sentiment_score":0.04076020419597626},{"text":"I was hoping to.","start":301.935,"end":303.235,"sentiment":"neutral","sentiment_score":-0.05299261771142483},{"text":"I was actually hoping to buy another house now, but I don't actually earn enough to go off my single income.","start":303.455,"end":310.01,"sentiment":"neutral","sentiment_score":-0.14132742974020185}],"sentiment":"neutral","sentiment_score":-0.08993412147143058,"num_words":35,"start":289.2,"end":310.01},{"sentences":[{"text":"Yeah.","start":315.91,"end":316.23,"sentiment":"neutral","sentiment_score":0.07064476609230042},{"text":"That's right.","start":316.23,"end":317.19,"sentiment":"neutral","sentiment_score":0.12209167703986168},{"text":"Yeah.","start":317.19,"end":317.69,"sentiment":"neutral","sentiment_score":0.12149950861930849},{"text":"Yes.","start":329.28497,"end":329.685,"sentiment":"neutral","sentiment_score":0.11319246888160706},{"text":"Yep.","start":329.685,"end":329.925,"sentiment":"neutral","sentiment_score":0.09913229942321776}],"sentiment":"neutral","sentiment_score":0.10810873284935951,"num_words":6,"start":315.91,"end":329.925},{"sentences":[{"text":"Yep.","start":329.925,"end":330.245,"sentiment":"neutral","sentiment_score":0.1114685758948326},{"text":"My main goal.","start":330.245,"end":331.22498,"sentiment":"neutral","sentiment_score":0.1613977998495102},{"text":"I wouldn't mind investing, but I don't have the spare cash to to invest.","start":331.845,"end":337.38,"sentiment":"neutral","sentiment_score":-0.011118501424789429},{"text":"I'd rather just pay the house off and then go from there, I suppose.","start":337.38,"end":341.0,"sentiment":"neutral","sentiment_score":0.05958424388830151},{"text":"Yep.","start":361.07498,"end":361.57498,"sentiment":"neutral","sentiment_score":0.1668197363615036}],"sentiment":"neutral","sentiment_score":0.04366673049375867,"num_words":33,"start":329.925,"end":361.57498},{"sentences":[{"text":"Yep.","start":366.04,"end":366.54,"sentiment":"neutral","sentiment_score":0.24116866290569303},{"text":"I still try yep.","start":367.72,"end":369.96002,"sentiment":"neutral","sentiment_score":0.16181803867220879},{"text":"I'm just yeah.","start":369.96002,"end":371.80002,"sentiment":"neutral","sentiment_score":0.03385615348815918},{"text":"I've got it on my phone, but not on the actual computer.","start":371.80002,"end":375.02002,"sentiment":"neutral","sentiment_score":0.00464768148958683},{"text":"I Really don't know what's going on with that.","start":376.04,"end":378.625,"sentiment":"neutral","sentiment_score":-0.18659351186619866}],"sentiment":"neutral","sentiment_score":-0.021846901753853107,"num_words":29,"start":366.04,"end":378.625},{"sentences":[{"text":"Oh, because I don't use the computer.","start":385.485,"end":387.185,"sentiment":"neutral","sentiment_score":-0.18109516586576188},{"text":"It doesn't get used.","start":390.525,"end":391.66498,"sentiment":"neutral","sentiment_score":-0.23635556548833847},{"text":"So yeah.","start":391.83,"end":396.71,"sentiment":"neutral","sentiment_score":-0.15773101523518562},{"text":"Well, me too.","start":396.71,"end":397.84998,"sentiment":"neutral","sentiment_score":0.0024741279582182565},{"text":"No.","start":408.655,"end":409.155,"sentiment":"neutral","sentiment_score":-0.04518138989806175}],"sentiment":"neutral","sentiment_score":-0.15095937997102737,"num_words":17,"start":385.485,"end":409.155},{"sentences":[{"text":"No.","start":410.01498,"end":410.255,"sentiment":"neutral","sentiment_score":-0.092866450548172},{"text":"I've gotten sold the the X Trail, so I've only got the one car and one motorbike.","start":410.255,"end":417.79498,"sentiment":"neutral","sentiment_score":-0.028129369677866205},{"text":"Yeah.","start":427.21,"end":427.44998,"sentiment":"neutral","sentiment_score":-0.003795824944972992},{"text":"Probably only 7,000 now, maybe.","start":427.44998,"end":430.27,"sentiment":"neutral","sentiment_score":-0.03371918722987175},{"text":"No.","start":448.51,"end":448.83002,"sentiment":"neutral","sentiment_score":-0.13566842675209043}],"sentiment":"neutral","sentiment_score":-0.03516503691673279,"num_words":25,"start":410.01498,"end":448.83002},{"sentences":[{"text":"I have not.","start":448.83002,"end":449.73,"sentiment":"neutral","sentiment_score":-0.12650126218795776},{"text":"No.","start":459.39,"end":459.89,"sentiment":"neutral","sentiment_score":-0.04892623424530029},{"text":"No.","start":460.91,"end":461.41,"sentiment":"neutral","sentiment_score":-0.03301961347460747},{"text":"I have.","start":461.565,"end":471.025,"sentiment":"neutral","sentiment_score":0.04191179946064949},{"text":"It has been in place probably eleven years.","start":471.405,"end":475.43997,"sentiment":"neutral","sentiment_score":-0.006759960670024157}],"sentiment":"neutral","sentiment_score":-0.028780381381511688,"num_words":15,"start":448.83002,"end":475.43997},{"sentences":[{"text":"I think it reflects everything.","start":481.25998,"end":482.71997,"sentiment":"neutral","sentiment_score":0.13322547674179078},{"text":"It goes split split three ways.","start":483.9,"end":486.075,"sentiment":"positive","sentiment_score":0.45051201184590656},{"text":"No.","start":494.55502,"end":495.05502,"sentiment":"neutral","sentiment_score":-0.08374377340078354},{"text":"No.","start":496.39502,"end":496.89502,"sentiment":"neutral","sentiment_score":-0.07593932747840881},{"text":"Yes.","start":503.31,"end":503.71,"sentiment":"neutral","sentiment_score":0.01911892741918564}],"sentiment":"neutral","sentiment_score":0.23061680580888475,"num_words":14,"start":481.25998,"end":503.71},{"sentences":[{"text":"I've I've got my sister.","start":503.71,"end":505.00998,"sentiment":"neutral","sentiment_score":-0.02151185628026724},{"text":"But the place that did the will is no longer in.","start":506.91,"end":510.83,"sentiment":"neutral","sentiment_score":-0.11718277125196024},{"text":"I've got to chase up who took it over from there because it was left with the actual company.","start":510.83,"end":517.565,"sentiment":"neutral","sentiment_score":0.006514698757152807},{"text":"Oh, I suppose so.","start":525.305,"end":526.265,"sentiment":"neutral","sentiment_score":0.012435242533683777},{"text":"Yeah.","start":526.265,"end":526.765,"sentiment":"neutral","sentiment_score":0.026818227022886276}],"sentiment":"neutral","sentiment_score":-0.029905782290734352,"num_words":40,"start":503.71,"end":526.765},{"sentences":[{"text":"It was done through a an accountant.","start":526.90497,"end":529.165,"sentiment":"neutral","sentiment_score":0.00806590701852526},{"text":"So the do wills.","start":529.305,"end":531.35004,"sentiment":"neutral","sentiment_score":0.018384715542197227},{"text":"Mhmm.","start":537.09,"end":537.59,"sentiment":"neutral","sentiment_score":0.033215828239917755},{"text":"Yeah.","start":558.12,"end":558.62,"sentiment":"neutral","sentiment_score":0.04408693313598633},{"text":"Yeah.","start":559.48,"end":559.98,"sentiment":"neutral","sentiment_score":0.08352013677358627}],"sentiment":"neutral","sentiment_score":0.020773079246282578,"num_words":14,"start":526.90497,"end":559.98},{"sentences":[{"text":"It's it's unrealistic in hindsight.","start":562.83997,"end":565.66,"sentiment":"neutral","sentiment_score":-0.23555048406124116},{"text":"Yeah.","start":565.8,"end":566.3,"sentiment":"neutral","sentiment_score":0.12707649171352386},{"text":"Fitting when I'm 60, but it's nice.","start":566.68,"end":569.9,"sentiment":"neutral","sentiment_score":0.24880969524383545},{"text":"Yeah.","start":601.875,"end":602.355,"sentiment":"neutral","sentiment_score":0.04362387955188751},{"text":"Yeah.","start":602.355,"end":602.675,"sentiment":"neutral","sentiment_score":0.09872070699930192}],"sentiment":"neutral","sentiment_score":0.05555576831102371,"num_words":15,"start":562.83997,"end":602.675},{"sentences":[{"text":"That's right.","start":602.675,"end":603.495,"sentiment":"neutral","sentiment_score":0.18078656494617462},{"text":"Mhmm.","start":620.66003,"end":620.985,"sentiment":"neutral","sentiment_score":0.0016903365030884745},{"text":"Yes.","start":626.58496,"end":627.065,"sentiment":"neutral","sentiment_score":0.09919527173042296},{"text":"Yes.","start":627.065,"end":627.565,"sentiment":"neutral","sentiment_score":0.15728750824928284},{"text":"Yep.","start":637.43,"end":637.93,"sentiment":"neutral","sentiment_score":-0.21224896609783173}],"sentiment":"neutral","sentiment_score":0.06791621337955196,"num_words":6,"start":602.675,"end":637.93},{"sentences":[{"text":"Yep.","start":657.32495,"end":657.82495,"sentiment":"neutral","sentiment_score":0.10530053079128264},{"text":"Ron.","start":678.69,"end":679.19,"sentiment":"neutral","sentiment_score":0.012423912063241003},{"text":"Okay.","start":699.38,"end":699.88,"sentiment":"neutral","sentiment_score":0.19151289761066437},{"text":"Yep.","start":699.94,"end":700.44,"sentiment":"neutral","sentiment_score":0.2343384027481079},{"text":"Mhmm.","start":709.99506,"end":710.49506,"sentiment":"neutral","sentiment_score":0.05712698772549629}],"sentiment":"neutral","sentiment_score":0.12014054618775845,"num_words":5,"start":657.32495,"end":710.49506},{"sentences":[{"text":"No.","start":712.395,"end":712.79504,"sentiment":"neutral","sentiment_score":-0.03240121901035309},{"text":"I'll put it on my mobile.","start":712.79504,"end":714.09503,"sentiment":"neutral","sentiment_score":0.07492207984129588},{"text":"That that will have to to the boss for now.","start":714.155,"end":717.375,"sentiment":"neutral","sentiment_score":-0.044309758394956586},{"text":"Yep.","start":733.41,"end":733.64996,"sentiment":"neutral","sentiment_score":0.2716235816478729},{"text":"I've got the right PIN.","start":733.64996,"end":734.835,"sentiment":"neutral","sentiment_score":0.20432086884975434}],"sentiment":"neutral","sentiment_score":0.055098330521065254,"num_words":23,"start":712.395,"end":734.835},{"sentences":[{"text":"Yep.","start":742.755,"end":743.255,"sentiment":"neutral","sentiment_score":0.1960546374320984},{"text":"I got Netwealth, the $1.79 something, and then Tall.","start":743.315,"end":747.315,"sentiment":"neutral","sentiment_score":0.15215137766467202},{"text":"Yep.","start":747.315,"end":747.72,"sentiment":"neutral","sentiment_score":0.14268603920936584},{"text":"Four five o.","start":748.75995,"end":750.13995,"sentiment":"neutral","sentiment_score":0.10327498863140742},{"text":"Yes.","start":753.0,"end":753.5,"sentiment":"neutral","sentiment_score":0.14219999313354492}],"sentiment":"neutral","sentiment_score":0.14400853564341862,"num_words":15,"start":742.755,"end":753.5},{"sentences":[{"text":"Yeah.","start":760.21497,"end":760.71497,"sentiment":"neutral","sentiment_score":0.07573698461055756},{"text":"I've got my glasses on it.","start":763.415,"end":765.175,"sentiment":"neutral","sentiment_score":-0.10975924382607143},{"text":"It's still hard to see.","start":765.175,"end":766.39496,"sentiment":"neutral","sentiment_score":-0.2655326187610626},{"text":"Yeah.","start":770.695,"end":771.015,"sentiment":"neutral","sentiment_score":-0.0010832827538251877},{"text":"Yeah.","start":771.015,"end":771.33496,"sentiment":"neutral","sentiment_score":-0.0007160855457186699}],"sentiment":"neutral","sentiment_score":-0.13659149574648058,"num_words":14,"start":760.21497,"end":771.33496},{"sentences":[{"text":"Gonna have gonna have to.","start":771.33496,"end":776.44,"sentiment":"neutral","sentiment_score":0.015357103198766708},{"text":"Sorry.","start":793.28503,"end":793.765,"sentiment":"neutral","sentiment_score":-0.08908042311668396},{"text":"What BetaShares Global Agricultural.","start":793.765,"end":796.74506,"sentiment":"neutral","sentiment_score":-0.05787309259176254},{"text":"Which one did you want me to look So they've got cash.","start":798.565,"end":801.79004,"sentiment":"neutral","sentiment_score":-0.04742276881976674},{"text":"You've got cash, alternative, Australian equities.","start":802.01,"end":804.99,"sentiment":"neutral","sentiment_score":0.011840409909685453}],"sentiment":"neutral","sentiment_score":-0.026493501566749598,"num_words":28,"start":771.33496,"end":804.99},{"sentences":[{"text":"Australian equities.","start":806.81,"end":807.69,"sentiment":"neutral","sentiment_score":0.019171089865267277},{"text":"Yeah.","start":807.69,"end":808.19,"sentiment":"neutral","sentiment_score":0.06366631388664246},{"text":"Yep.","start":815.775,"end":816.275,"sentiment":"neutral","sentiment_score":0.031455665826797485},{"text":"Yep.","start":825.215,"end":825.715,"sentiment":"neutral","sentiment_score":0.0034567732363939285},{"text":"Yep.","start":827.53503,"end":828.03503,"sentiment":"neutral","sentiment_score":0.027969840914011}],"sentiment":"neutral","sentiment_score":0.027481795599063236,"num_words":6,"start":806.81,"end":828.03503},{"sentences":[{"text":"Yes.","start":829.135,"end":829.53503,"sentiment":"neutral","sentiment_score":0.07985685765743256},{"text":"I can.","start":829.53503,"end":830.195,"sentiment":"neutral","sentiment_score":0.11189195141196251},{"text":"Mhmm.","start":840.52,"end":841.02,"sentiment":"neutral","sentiment_score":-0.13953563570976257},{"text":"Yep.","start":852.65497,"end":853.15497,"sentiment":"neutral","sentiment_score":-0.059475284069776535},{"text":"Yes.","start":859.935,"end":860.435,"sentiment":"neutral","sentiment_score":-0.001115810126066208}],"sentiment":"neutral","sentiment_score":0.017252338429292042,"num_words":6,"start":829.135,"end":860.435},{"sentences":[{"text":"Mhmm.","start":871.38,"end":871.88,"sentiment":"neutral","sentiment_score":-0.014799142256379128},{"text":"Yep.","start":877.865,"end":878.185,"sentiment":"neutral","sentiment_score":0.06823647022247314},{"text":"Okay.","start":878.185,"end":878.685,"sentiment":"neutral","sentiment_score":0.1348080039024353},{"text":"Mhmm.","start":890.09,"end":890.59,"sentiment":"neutral","sentiment_score":-0.2265234887599945},{"text":"Yeah.","start":898.17,"end":898.67,"sentiment":"neutral","sentiment_score":-0.042850323021411896}],"sentiment":"neutral","sentiment_score":-0.016225695982575415,"num_words":5,"start":871.38,"end":898.67},{"sentences":[{"text":"Oh, I can.","start":904.41003,"end":905.15,"sentiment":"neutral","sentiment_score":0.012787692248821259},{"text":"Yep.","start":907.555,"end":908.055,"sentiment":"neutral","sentiment_score":0.18431508541107175},{"text":"Yeah.","start":925.97,"end":926.37,"sentiment":"neutral","sentiment_score":0.0864516943693161},{"text":"I've originally had Australian Super and then Plum.","start":926.37,"end":931.43,"sentiment":"neutral","sentiment_score":0.053968308959156275},{"text":"Mhmm.","start":956.21,"end":956.71,"sentiment":"neutral","sentiment_score":0.100545272231102}],"sentiment":"neutral","sentiment_score":0.06010154288794313,"num_words":14,"start":904.41003,"end":956.71},{"sentences":[{"text":"Okay.","start":965.54504,"end":965.945,"sentiment":"positive","sentiment_score":0.3535640835762024},{"text":"Lovely.","start":965.945,"end":966.445,"sentiment":"positive","sentiment_score":0.6310915350914001},{"text":"That's good to hear.","start":966.505,"end":967.565,"sentiment":"positive","sentiment_score":0.6205131709575653},{"text":"Mhmm.","start":989.985,"end":990.485,"sentiment":"neutral","sentiment_score":0.05768899619579315},{"text":"Yes.","start":996.545,"end":997.045,"sentiment":"neutral","sentiment_score":0.06301853060722351}],"sentiment":"positive","sentiment_score":0.44842697866261005,"num_words":8,"start":965.54504,"end":997.045},{"sentences":[{"text":"Yes.","start":1000.465,"end":1000.965,"sentiment":"neutral","sentiment_score":0.09515482187271118},{"text":"I was trying to want it to be dormant anyway.","start":1001.61,"end":1003.53,"sentiment":"neutral","sentiment_score":0.0646408338099718},{"text":"Put it that way.","start":1003.53,"end":1004.51,"sentiment":"neutral","sentiment_score":0.0777569143101573},{"text":"That's correct.","start":1009.21,"end":1010.11,"sentiment":"neutral","sentiment_score":0.1445247232913971},{"text":"Mhmm.","start":1026.505,"end":1027.005,"sentiment":"neutral","sentiment_score":0.09443363547325134}],"sentiment":"neutral","sentiment_score":0.079781883292728,"num_words":18,"start":1000.465,"end":1027.005},{"sentences":[{"text":"Where are they?","start":1043.675,"end":1044.395,"sentiment":"neutral","sentiment_score":-0.0026668718395133815},{"text":"Sorry.","start":1044.395,"end":1044.895,"sentiment":"neutral","sentiment_score":-0.04202395677566528},{"text":"Which which place of paper am I looking at now?","start":1045.195,"end":1048.175,"sentiment":"neutral","sentiment_score":-0.028808660246431826},{"text":"Oh, I see.","start":1054.395,"end":1055.035,"sentiment":"neutral","sentiment_score":-0.0013201205680767696},{"text":"Yep.","start":1055.035,"end":1055.37,"sentiment":"neutral","sentiment_score":0.030171822756528854}],"sentiment":"neutral","sentiment_score":-0.017327761872568063,"num_words":18,"start":1043.675,"end":1055.37},{"sentences":[{"text":"Yep.","start":1061.05,"end":1061.55,"sentiment":"neutral","sentiment_score":0.022030314430594444},{"text":"Yep.","start":1062.8099,"end":1063.3099,"sentiment":"neutral","sentiment_score":0.05177818238735199},{"text":"Uh-huh.","start":1077.875,"end":1078.375,"sentiment":"neutral","sentiment_score":0.07311367988586426},{"text":"Well, he no.","start":1089.04,"end":1090.08,"sentiment":"neutral","sentiment_score":-0.07131720830996831},{"text":"Leave it as these for that one.","start":1090.08,"end":1091.52,"sentiment":"neutral","sentiment_score":-0.06603665011269706}],"sentiment":"neutral","sentiment_score":-0.04071430761653643,"num_words":13,"start":1061.05,"end":1091.52},{"sentences":[{"text":"Yep.","start":1091.52,"end":1092.02,"sentiment":"neutral","sentiment_score":0.13173402845859528},{"text":"No.","start":1108.275,"end":1108.595,"sentiment":"neutral","sentiment_score":-0.1718132197856903},{"text":"No.","start":1108.595,"end":1108.915,"sentiment":"neutral","sentiment_score":-0.17630523443222046},{"text":"No.","start":1108.915,"end":1108.995,"sentiment":"neutral","sentiment_score":-0.18030402064323425},{"text":"No.","start":1108.995,"end":1109.155,"sentiment":"neutral","sentiment_score":-0.20533213019371033}],"sentiment":"neutral","sentiment_score":-0.12040411531925202,"num_words":5,"start":1091.52,"end":1109.155},{"sentences":[{"text":"No.","start":1109.155,"end":1109.315,"sentiment":"neutral","sentiment_score":-0.18089959025382996},{"text":"No.","start":1109.315,"end":1109.815,"sentiment":"neutral","sentiment_score":-0.13497379422187805},{"text":"It's summer, s for summer, s for s for Sam, u for umbrella, m for Michelle, n for Nigel, e r.","start":1109.9299,"end":1121.865,"sentiment":"neutral","sentiment_score":-0.0436855795837584},{"text":"Okay.","start":1130.585,"end":1131.085,"sentiment":"neutral","sentiment_score":0.07085470110177994},{"text":"Yep.","start":1131.225,"end":1131.725,"sentiment":"neutral","sentiment_score":0.10267247259616852}],"sentiment":"neutral","sentiment_score":-0.04238973528146744,"num_words":25,"start":1109.155,"end":1131.725},{"sentences":[{"text":"Yep.","start":1141.07,"end":1141.57,"sentiment":"neutral","sentiment_score":0.16794024407863617},{"text":"Lovely.","start":1145.3099,"end":1145.71,"sentiment":"positive","sentiment_score":0.6121790409088135},{"text":"Thank you.","start":1145.71,"end":1146.37,"sentiment":"positive","sentiment_score":0.6484698057174683},{"text":"Yep.","start":1160.935,"end":1161.435,"sentiment":"positive","sentiment_score":0.5381251573562622},{"text":"Yep.","start":1203.16,"end":1203.4,"sentiment":"neutral","sentiment_score":0.021380355581641197}],"sentiment":"positive","sentiment_score":0.4394274015600483,"num_words":6,"start":1141.07,"end":1203.4},{"sentences":[{"text":"Sorry.","start":1203.4,"end":1203.72,"sentiment":"neutral","sentiment_score":-0.02117442712187767},{"text":"What did you say 15, not 16?","start":1203.72,"end":1205.9,"sentiment":"neutral","sentiment_score":-0.026117461068289622},{"text":"Oh, I'm supposed to be getting 16% from work for super.","start":1214.735,"end":1220.27,"sentiment":"neutral","sentiment_score":0.031127581880851227},{"text":"Yep.","start":1221.53,"end":1222.03,"sentiment":"neutral","sentiment_score":0.14704489707946777},{"text":"Yep.","start":1227.8501,"end":1228.3301,"sentiment":"neutral","sentiment_score":0.08783971518278122}],"sentiment":"neutral","sentiment_score":0.017775778969128925,"num_words":21,"start":1203.4,"end":1228.3301},{"sentences":[{"text":"Okay.","start":1228.3301,"end":1228.81,"sentiment":"neutral","sentiment_score":0.08833320438861847},{"text":"Yep.","start":1228.81,"end":1229.31,"sentiment":"neutral","sentiment_score":0.10517576336860655},{"text":"Okay.","start":1242.245,"end":1242.645,"sentiment":"neutral","sentiment_score":0.016161656007170677},{"text":"Yeah.","start":1242.645,"end":1243.145,"sentiment":"neutral","sentiment_score":-0.01646454632282257},{"text":"No.","start":1247.34,"end":1247.74,"sentiment":"neutral","sentiment_score":-0.15458527207374573}],"sentiment":"neutral","sentiment_score":0.007724161073565483,"num_words":5,"start":1228.3301,"end":1247.74},{"sentences":[{"text":"Definitely not.","start":1247.74,"end":1248.8,"sentiment":"neutral","sentiment_score":-0.12476334348320962},{"text":"Yeah.","start":1285.7001,"end":1286.2001,"sentiment":"neutral","sentiment_score":0.025229111313819885},{"text":"Yeah.","start":1287.9401,"end":1288.34,"sentiment":"neutral","sentiment_score":-0.004636634141206741},{"text":"Sorry.","start":1288.34,"end":1288.74,"sentiment":"neutral","sentiment_score":-0.05205321311950683},{"text":"Go ahead.","start":1288.74,"end":1289.295,"sentiment":"neutral","sentiment_score":-0.028462223708629608}],"sentiment":"neutral","sentiment_score":-0.04827312433293888,"num_words":7,"start":1247.74,"end":1289.295},{"sentences":[{"text":"Oh, I need a $100 per pay, which is $50 per week.","start":1297.615,"end":1302.115,"sentiment":"neutral","sentiment_score":0.010500942512104908},{"text":"Yeah.","start":1308.8301,"end":1309.3301,"sentiment":"neutral","sentiment_score":-0.02175263874232769},{"text":"Yeah.","start":1312.67,"end":1313.17,"sentiment":"neutral","sentiment_score":0.011025914922356606},{"text":"Yeah.","start":1313.31,"end":1313.55,"sentiment":"neutral","sentiment_score":0.006208527833223343},{"text":"Because I'm I'm only still job share at the moment, so I only work four months of the year.","start":1313.55,"end":1318.245,"sentiment":"neutral","sentiment_score":-0.031073843962267825}],"sentiment":"neutral","sentiment_score":-0.013791468268369926,"num_words":34,"start":1297.615,"end":1318.245},{"sentences":[{"text":"Yep.","start":1330.405,"end":1330.905,"sentiment":"neutral","sentiment_score":0.054565321654081345},{"text":"Yeah.","start":1339.0801,"end":1339.4,"sentiment":"neutral","sentiment_score":0.025278884917497635},{"text":"It's it's it's around about that.","start":1339.4,"end":1341.3201,"sentiment":"neutral","sentiment_score":0.018370543451358873},{"text":"Yeah.","start":1341.3201,"end":1341.7201,"sentiment":"neutral","sentiment_score":0.053508587181568146},{"text":"You know?","start":1341.7201,"end":1342.3,"sentiment":"neutral","sentiment_score":0.03729501087218523}],"sentiment":"neutral","sentiment_score":0.028924188745970077,"num_words":11,"start":1330.405,"end":1342.3},{"sentences":[{"text":"Because we we do a a rotating roster.","start":1343.56,"end":1346.7001,"sentiment":"neutral","sentiment_score":0.10774319712072611},{"text":"It's never the same.","start":1347.375,"end":1348.675,"sentiment":"neutral","sentiment_score":0.11346860229969025},{"text":"And then I'm only doing half of that compared to the Nigel.","start":1348.735,"end":1353.475,"sentiment":"neutral","sentiment_score":0.06087296409532428},{"text":"Okay.","start":1362.4199,"end":1362.9199,"sentiment":"neutral","sentiment_score":0.11478793621063232},{"text":"Oh, yeah.","start":1367.2999,"end":1368.0399,"sentiment":"neutral","sentiment_score":0.15289898216724396}],"sentiment":"neutral","sentiment_score":0.09136597984642894,"num_words":27,"start":1343.56,"end":1368.0399},{"sentences":[{"text":"Yep.","start":1371.22,"end":1371.72,"sentiment":"neutral","sentiment_score":0.04265272244811058},{"text":"Okay.","start":1373.2999,"end":1373.7799,"sentiment":"neutral","sentiment_score":0.07591031491756439},{"text":"Yeah.","start":1373.7799,"end":1374.1,"sentiment":"neutral","sentiment_score":0.08545403182506561},{"text":"Alright.","start":1374.1,"end":1374.6,"sentiment":"neutral","sentiment_score":0.12448233366012572},{"text":"I'll do that then.","start":1375.215,"end":1376.4349,"sentiment":"neutral","sentiment_score":0.11069578863680363}],"sentiment":"neutral","sentiment_score":0.0964103196747601,"num_words":8,"start":1371.22,"end":1376.4349},{"sentences":[{"text":"Yeah.","start":1382.1749,"end":1382.6749,"sentiment":"neutral","sentiment_score":0.04929634928703308},{"text":"Yeah.","start":1384.735,"end":1385.0549,"sentiment":"neutral","sentiment_score":0.09124286472797394},{"text":"Yeah.","start":1385.0549,"end":1385.295,"sentiment":"neutral","sentiment_score":0.12517495453357697},{"text":"Definitely.","start":1385.295,"end":1385.795,"sentiment":"neutral","sentiment_score":0.14366526901721954},{"text":"Yeah.","start":1386.1749,"end":1386.415,"sentiment":"neutral","sentiment_score":0.06524622440338135}],"sentiment":"neutral","sentiment_score":0.09492513239383697,"num_words":5,"start":1382.1749,"end":1386.415},{"sentences":[{"text":"No.","start":1386.415,"end":1386.655,"sentiment":"neutral","sentiment_score":0.009293707087635994},{"text":"I'll go through payroll then.","start":1386.655,"end":1388.25,"sentiment":"neutral","sentiment_score":-0.0046830465318635104},{"text":"I don't think I do.","start":1398.57,"end":1400.49,"sentiment":"neutral","sentiment_score":-0.23578535318374633},{"text":"I'm not sure.","start":1400.49,"end":1401.47,"sentiment":"neutral","sentiment_score":-0.20420989394187927},{"text":"I say I want suit pay my suit card.","start":1401.945,"end":1404.9249,"sentiment":"neutral","sentiment_score":-0.11895187613036898}],"sentiment":"neutral","sentiment_score":-0.1250541242821466,"num_words":23,"start":1386.415,"end":1404.9249},{"sentences":[{"text":"They gotta pay it, don't they?","start":1405.225,"end":1406.6849,"sentiment":"neutral","sentiment_score":-0.07387089977661769},{"text":"Yeah.","start":1422.79,"end":1423.11,"sentiment":"neutral","sentiment_score":0.1369660645723343},{"text":"Okay.","start":1423.11,"end":1423.59,"sentiment":"neutral","sentiment_score":0.14386895298957825},{"text":"Yep.","start":1423.59,"end":1424.09,"sentiment":"neutral","sentiment_score":0.1636781543493271},{"text":"Yeah.","start":1427.83,"end":1428.285,"sentiment":"neutral","sentiment_score":0.16107474267482758}],"sentiment":"neutral","sentiment_score":0.016236251592636107,"num_words":10,"start":1405.225,"end":1428.285},{"sentences":[{"text":"Now we the the company that I'm working for, South thirty two, is supposed to be don't know if it's still going through yet, but be changing over to Alcoa.","start":1430.605,"end":1442.785,"sentiment":"neutral","sentiment_score":0.028061350745459398},{"text":"Yeah.","start":1445.0701,"end":1445.5701,"sentiment":"neutral","sentiment_score":0.04295319318771362},{"text":"Yeah.","start":1446.11,"end":1446.61,"sentiment":"neutral","sentiment_score":0.04160251095890999},{"text":"And that's supposed to be within the next year.","start":1447.31,"end":1450.13,"sentiment":"neutral","sentiment_score":0.029806901183393266},{"text":"But they said everything's staying the same, but I'd I'd just you know, besides the name change, so but I don't exactly know what it really means work wise.","start":1451.15,"end":1461.9451,"sentiment":"neutral","sentiment_score":-0.04425913885492703}],"sentiment":"neutral","sentiment_score":-0.0012693812804562706,"num_words":70,"start":1430.605,"end":1461.9451},{"sentences":[{"text":"Mhmm.","start":1487.905,"end":1488.405,"sentiment":"neutral","sentiment_score":0.009848622605204582},{"text":"Okay.","start":1491.825,"end":1492.305,"sentiment":"neutral","sentiment_score":0.12802469730377197},{"text":"Yep.","start":1492.305,"end":1492.805,"sentiment":"neutral","sentiment_score":0.15854597091674805},{"text":"No worries.","start":1493.025,"end":1493.765,"sentiment":"neutral","sentiment_score":0.23040510714054108},{"text":"Page two and three or three and something else?","start":1508.71,"end":1513.0499,"sentiment":"neutral","sentiment_score":-0.0019267304903931087}],"sentiment":"neutral","sentiment_score":0.05284920933523348,"num_words":14,"start":1487.905,"end":1513.0499},{"sentences":[{"text":"Sorry.","start":1513.35,"end":1513.85,"sentiment":"neutral","sentiment_score":-0.03779260814189911},{"text":"Yep.","start":1526.0951,"end":1526.5951,"sentiment":"neutral","sentiment_score":0.08725535869598389},{"text":"Got that one?","start":1527.135,"end":1527.96,"sentiment":"neutral","sentiment_score":0.06707498307029407},{"text":"Yep.","start":1531.7999,"end":1532.2999,"sentiment":"neutral","sentiment_score":0.08206771314144135},{"text":"Yep.","start":1533.88,"end":1534.0399,"sentiment":"neutral","sentiment_score":0.25603020191192627}],"sentiment":"neutral","sentiment_score":0.08411223068833351,"num_words":7,"start":1513.35,"end":1534.0399},{"sentences":[{"text":"I got that one.","start":1534.0399,"end":1535.02,"sentiment":"positive","sentiment_score":0.43846818804740906},{"text":"Oh, I don't think I should need much cover, really.","start":1597.51,"end":1602.1699,"sentiment":"negative","sentiment_score":-0.3557773604989052},{"text":"As long as it pays out the bills, that's the main thing.","start":1602.255,"end":1607.3151,"sentiment":"neutral","sentiment_score":-0.018549830963214237},{"text":"I don't know what I don't yeah.","start":1610.575,"end":1613.935,"sentiment":"neutral","sentiment_score":-0.12486607155629567},{"text":"I don't know what most people have, so I've got no nothing to compare it with.","start":1613.935,"end":1617.615,"sentiment":"neutral","sentiment_score":-0.22510702535510063}],"sentiment":"neutral","sentiment_score":-0.13269946389660545,"num_words":49,"start":1534.0399,"end":1617.615},{"sentences":[{"text":"I don't talk to anyone about this stuff, so you guys are the ones that handle it.","start":1617.615,"end":1622.08,"sentiment":"neutral","sentiment_score":-0.12408328494604896},{"text":"Does those two have someone else to have bring incoming?","start":1647.1799,"end":1650.0,"sentiment":"neutral","sentiment_score":-0.10561451837420463},{"text":"Yeah.","start":1650.94,"end":1651.44,"sentiment":"neutral","sentiment_score":0.14213335514068604},{"text":"Yes.","start":1680.9099,"end":1681.23,"sentiment":"neutral","sentiment_score":0.14058786630630493},{"text":"I would wanna make sure they got something, you know.","start":1681.23,"end":1683.8899,"sentiment":"neutral","sentiment_score":0.14410803988575935}],"sentiment":"neutral","sentiment_score":-0.0369681899364178,"num_words":39,"start":1617.615,"end":1683.8899},{"sentences":[{"text":"I don't know.","start":1690.815,"end":1697.315,"sentiment":"neutral","sentiment_score":-0.04157322893540064},{"text":"Mhmm.","start":1716.53,"end":1717.03,"sentiment":"neutral","sentiment_score":-0.02862420678138733},{"text":"K.","start":1720.29,"end":1720.725,"sentiment":"neutral","sentiment_score":0.0633370578289032},{"text":"Yeah.","start":1734.485,"end":1734.965,"sentiment":"neutral","sentiment_score":0.17516207695007324},{"text":"Yeah.","start":1734.965,"end":1735.465,"sentiment":"neutral","sentiment_score":0.2276609241962433}],"sentiment":"neutral","sentiment_score":0.04468802362680435,"num_words":7,"start":1690.815,"end":1735.465},{"sentences":[{"text":"I mean, it's it's it's fairly it's fairly low now.","start":1735.74,"end":1738.94,"sentiment":"neutral","sentiment_score":0.18922287225723267},{"text":"Like, you know, like, payout figure was.","start":1738.94,"end":1742.56,"sentiment":"neutral","sentiment_score":0.17729382642677852},{"text":"I think that's fairly low, not being greedy or anything.","start":1742.7,"end":1745.28,"sentiment":"neutral","sentiment_score":0.21654052659869194},{"text":"Okay.","start":1770.25,"end":1770.75,"sentiment":"neutral","sentiment_score":0.0066651515662670135},{"text":"Yep.","start":1777.6101,"end":1778.1101,"sentiment":"neutral","sentiment_score":0.3115329146385193}],"sentiment":"neutral","sentiment_score":0.19368582206039592,"num_words":29,"start":1735.74,"end":1778.1101},{"sentences":[{"text":"No.","start":1788.4349,"end":1788.9349,"sentiment":"neutral","sentiment_score":0.01890597864985466},{"text":"Just the market, how it's going with the wool, basically.","start":1789.635,"end":1795.73,"sentiment":"neutral","sentiment_score":0.010639916360378265},{"text":"And, you know, is there something I should be putting investing the super into more than the other?","start":1796.6699,"end":1804.21,"sentiment":"neutral","sentiment_score":0.007613423694339063},{"text":"Mhmm.","start":1843.145,"end":1843.645,"sentiment":"neutral","sentiment_score":0.10089412331581116},{"text":"Okay.","start":1855.17,"end":1855.67,"sentiment":"neutral","sentiment_score":0.10851307213306428}],"sentiment":"neutral","sentiment_score":0.015217869812923094,"num_words":31,"start":1788.4349,"end":1855.67},{"sentences":[{"text":"What's that, Doreen?","start":1868.905,"end":1869.965,"sentiment":"neutral","sentiment_score":0.026104478165507317},{"text":"Yeah.","start":1874.505,"end":1875.005,"sentiment":"neutral","sentiment_score":0.011083866469562054},{"text":"Okay.","start":1880.11,"end":1880.61,"sentiment":"neutral","sentiment_score":0.003794443793594837},{"text":"Okay.","start":1901.535,"end":1902.035,"sentiment":"neutral","sentiment_score":0.12548106908798218},{"text":"Yeah.","start":1911.87,"end":1912.37,"sentiment":"neutral","sentiment_score":-0.011178775690495968}],"sentiment":"neutral","sentiment_score":0.02964200545102358,"num_words":7,"start":1868.905,"end":1912.37},{"sentences":[{"text":"Okay.","start":1925.6849,"end":1926.1849,"sentiment":"neutral","sentiment_score":0.024637993425130844},{"text":"Yep.","start":1931.845,"end":1932.345,"sentiment":"neutral","sentiment_score":-0.01011392753571272},{"text":"Okay.","start":1948.28,"end":1948.76,"sentiment":"neutral","sentiment_score":0.03817287087440491},{"text":"Yep.","start":1948.76,"end":1949.26,"sentiment":"neutral","sentiment_score":0.04061916843056679},{"text":"I wasn't too sure how the the silver is fairing because that's supposed to be going back up again.","start":1955.865,"end":1961.165,"sentiment":"neutral","sentiment_score":-0.06743666333587546}],"sentiment":"neutral","sentiment_score":-0.05165132600814104,"num_words":23,"start":1925.6849,"end":1961.165},{"sentences":[{"text":"I I know it's not a not a big return thing compared to gold, but they have gone has gone up.","start":1962.265,"end":1973.5499,"sentiment":"neutral","sentiment_score":-0.06564682988183838},{"text":"Yep.","start":1979.77,"end":1980.225,"sentiment":"neutral","sentiment_score":0.1289094239473343},{"text":"Yes.","start":1986.3049,"end":1986.8049,"sentiment":"neutral","sentiment_score":0.0779077485203743},{"text":"No.","start":1994.46,"end":1994.86,"sentiment":"neutral","sentiment_score":0.004277581349015236},{"text":"It's forty five minutes.","start":1994.86,"end":1995.92,"sentiment":"neutral","sentiment_score":0.013779220869764686}],"sentiment":"neutral","sentiment_score":-0.03972756393652942,"num_words":28,"start":1962.265,"end":1995.92},{"sentences":[{"text":"Yep.","start":1997.8201,"end":1998.3201,"sentiment":"neutral","sentiment_score":0.01894061267375946},{"text":"Mhmm.","start":2011.925,"end":2012.425,"sentiment":"neutral","sentiment_score":0.0035946527495980263},{"text":"Mhmm.","start":2027.17,"end":2027.67,"sentiment":"neutral","sentiment_score":0.04780518636107445},{"text":"Yeah.","start":2031.3301,"end":2031.8301,"sentiment":"neutral","sentiment_score":0.3230542242527008},{"text":"Yep.","start":2041.985,"end":2042.485,"sentiment":"neutral","sentiment_score":0.14499765634536743}],"sentiment":"neutral","sentiment_score":0.10767846647650003,"num_words":5,"start":1997.8201,"end":2042.485},{"sentences":[{"text":"Yeah.","start":2056.24,"end":2056.6401,"sentiment":"neutral","sentiment_score":0.02631770260632038},{"text":"Okay.","start":2056.6401,"end":2057.04,"sentiment":"neutral","sentiment_score":0.010096261277794838},{"text":"Yeah.","start":2057.04,"end":2057.54,"sentiment":"neutral","sentiment_score":-0.03370921313762665},{"text":"Yeah.","start":2061.52,"end":2061.84,"sentiment":"neutral","sentiment_score":-0.04367230832576752},{"text":"Okay.","start":2061.84,"end":2062.16,"sentiment":"neutral","sentiment_score":-0.035109084099531174}],"sentiment":"neutral","sentiment_score":-0.015215328335762024,"num_words":5,"start":2056.24,"end":2062.16},{"sentences":[{"text":"Yep.","start":2062.16,"end":2062.66,"sentiment":"neutral","sentiment_score":-0.03040904924273491},{"text":"No.","start":2067.915,"end":2068.395,"sentiment":"neutral","sentiment_score":-0.17846441268920898},{"text":"Definitely not.","start":2068.395,"end":2069.4548,"sentiment":"neutral","sentiment_score":-0.16814543306827545},{"text":"Yep.","start":2073.515,"end":2074.015,"sentiment":"neutral","sentiment_score":0.2628743052482605},{"text":"Yeah.","start":2081.02,"end":2081.18,"sentiment":"neutral","sentiment_score":0.03578873351216316}],"sentiment":"neutral","sentiment_score":-0.041083548218011856,"num_words":6,"start":2062.16,"end":2081.18},{"sentences":[{"text":"Okay.","start":2081.18,"end":2081.58,"sentiment":"neutral","sentiment_score":0.04448169469833374},{"text":"Yep.","start":2081.58,"end":2082.08,"sentiment":"neutral","sentiment_score":0.04688362032175064},{"text":"No worries.","start":2082.3801,"end":2082.94,"sentiment":"neutral","sentiment_score":0.045162349939346313},{"text":"Yeah.","start":2082.94,"end":2083.1,"sentiment":"neutral","sentiment_score":0.03853606432676315},{"text":"I was just wondering because my sister keeps on saying, oh, no.","start":2083.1,"end":2086.3,"sentiment":"neutral","sentiment_score":-0.01175013231113553}],"sentiment":"neutral","sentiment_score":0.004660264205406694,"num_words":17,"start":2081.18,"end":2086.3},{"sentences":[{"text":"No.","start":2086.3,"end":2086.62,"sentiment":"neutral","sentiment_score":-0.07033322751522064},{"text":"It's gonna it's the grass.","start":2086.62,"end":2088.3,"sentiment":"neutral","sentiment_score":-0.014687905274331569},{"text":"All that stuff's like they're going up.","start":2088.3,"end":2090.1401,"sentiment":"neutral","sentiment_score":0.03060053169195141},{"text":"They're going up.","start":2090.1401,"end":2090.78,"sentiment":"neutral","sentiment_score":0.10005955398082733},{"text":"They're going up.","start":2090.78,"end":2091.58,"sentiment":"neutral","sentiment_score":0.07065824667612712}],"sentiment":"neutral","sentiment_score":0.03066233525934972,"num_words":19,"start":2086.3,"end":2091.58},{"sentences":[{"text":"So I wasn't too sure.","start":2091.58,"end":2095.4949,"sentiment":"neutral","sentiment_score":0.010158821195363998},{"text":"Yeah.","start":2115.99,"end":2116.3098,"sentiment":"positive","sentiment_score":0.7336902618408203},{"text":"Awesome.","start":2116.3098,"end":2116.8098,"sentiment":"positive","sentiment_score":0.827056884765625},{"text":"And to be good to be out gold prospecting now and making a living.","start":2117.75,"end":2121.735,"sentiment":"positive","sentiment_score":0.5043262072971889},{"text":"Oh, yeah?","start":2130.375,"end":2131.115,"sentiment":"neutral","sentiment_score":-0.015364889055490494}],"sentiment":"positive","sentiment_score":0.3757121033318665,"num_words":23,"start":2091.58,"end":2131.115},{"sentences":[{"text":"Hello?","start":2145.3398,"end":2145.8398,"sentiment":"neutral","sentiment_score":-0.03126310929656029},{"text":"Alright.","start":2159.155,"end":2159.655,"sentiment":"neutral","sentiment_score":0.001449505565688014},{"text":"Okay.","start":2159.875,"end":2160.375,"sentiment":"neutral","sentiment_score":-0.03229110315442085},{"text":"Too many hard questions.","start":2161.235,"end":2162.615,"sentiment":"negative","sentiment_score":-0.3495462089776993},{"text":"Yeah.","start":2169.5,"end":2170.0,"sentiment":"neutral","sentiment_score":-0.06874829530715942}],"sentiment":"neutral","sentiment_score":-0.1911297297629062,"num_words":8,"start":2145.3398,"end":2170.0},{"sentences":[{"text":"Yeah.","start":2170.14,"end":2170.64,"sentiment":"neutral","sentiment_score":-0.03392285108566284},{"text":"Wow.","start":2172.22,"end":2172.72,"sentiment":"neutral","sentiment_score":0.007190881296992302},{"text":"Yeah.","start":2176.14,"end":2176.64,"sentiment":"neutral","sentiment_score":0.020377803593873978},{"text":"Definitely.","start":2177.865,"end":2178.365,"sentiment":"neutral","sentiment_score":0.027706487104296684},{"text":"Sorry.","start":2178.745,"end":2178.985,"sentiment":"neutral","sentiment_score":-0.048591405153274536}],"sentiment":"neutral","sentiment_score":-0.005447816848754883,"num_words":5,"start":2170.14,"end":2178.985},{"sentences":[{"text":"My phone is just gone.","start":2178.985,"end":2180.285,"sentiment":"neutral","sentiment_score":-0.09223876893520355},{"text":"Mhmm.","start":2190.745,"end":2191.245,"sentiment":"neutral","sentiment_score":0.019184844568371773},{"text":"Why do you have to earn more to get the discounts then?","start":2208.915,"end":2212.135,"sentiment":"neutral","sentiment_score":-0.09165765003611644},{"text":"Yep.","start":2218.915,"end":2219.415,"sentiment":"neutral","sentiment_score":0.016193890944123268},{"text":"Yep.","start":2229.79,"end":2230.29,"sentiment":"positive","sentiment_score":0.5228993892669678}],"sentiment":"neutral","sentiment_score":-0.05014037601649761,"num_words":20,"start":2178.985,"end":2230.29},{"sentences":[{"text":"Definitely.","start":2235.31,"end":2235.81,"sentiment":"positive","sentiment_score":0.5092998743057251},{"text":"Definitely.","start":2236.1099,"end":2236.6099,"sentiment":"positive","sentiment_score":0.4083326756954193},{"text":"Yeah.","start":2249.845,"end":2250.24,"sentiment":"neutral","sentiment_score":0.06853464245796204},{"text":"Where do you I I just sign here for the signature.","start":2259.2,"end":2262.82,"sentiment":"neutral","sentiment_score":0.015605641020969912},{"text":"Oh, I do.","start":2285.87,"end":2286.35,"sentiment":"neutral","sentiment_score":0.01591517496854067}],"sentiment":"neutral","sentiment_score":0.07091616285855279,"num_words":17,"start":2235.31,"end":2286.35},{"sentences":[{"text":"Yeah.","start":2286.35,"end":2286.85,"sentiment":"neutral","sentiment_score":0.005338474176824093},{"text":"Yep.","start":2296.125,"end":2296.445,"sentiment":"neutral","sentiment_score":0.1160082146525383},{"text":"It's just loading at the moment.","start":2296.445,"end":2298.945,"sentiment":"neutral","sentiment_score":0.1803845465183258},{"text":"I've signed it, updated it, and it's trying to load.","start":2300.045,"end":2303.7449,"sentiment":"neutral","sentiment_score":0.30956465750932693},{"text":"Yeah.","start":2308.06,"end":2308.3801,"sentiment":"neutral","sentiment_score":0.08035529404878616}],"sentiment":"neutral","sentiment_score":0.2305082019516512,"num_words":19,"start":2286.35,"end":2308.3801},{"sentences":[{"text":"Yep.","start":2308.3801,"end":2308.8801,"sentiment":"neutral","sentiment_score":0.10530953109264374},{"text":"That's right.","start":2309.1802,"end":2309.9202,"sentiment":"neutral","sentiment_score":0.2861565500497818},{"text":"That's right.","start":2311.34,"end":2312.24,"sentiment":"positive","sentiment_score":0.40810276567935944},{"text":"Sorry.","start":2319.5652,"end":2319.885,"sentiment":"neutral","sentiment_score":0.0307136420160532},{"text":"What was that?","start":2319.885,"end":2320.705,"sentiment":"neutral","sentiment_score":0.03744627038637797}],"sentiment":"neutral","sentiment_score":0.18187562396956813,"num_words":9,"start":2308.3801,"end":2320.705},{"sentences":[{"text":"Oh, lovely.","start":2323.245,"end":2323.885,"sentiment":"positive","sentiment_score":0.43233633041381836},{"text":"Yep.","start":2323.885,"end":2324.385,"sentiment":"neutral","sentiment_score":0.23783111572265625},{"text":"Lynn, thank you.","start":2327.405,"end":2328.625,"sentiment":"neutral","sentiment_score":0.20701912542184195},{"text":"Sorry.","start":2329.485,"end":2329.985,"sentiment":"neutral","sentiment_score":-0.016132045537233353},{"text":"I think it basically you guys are doing a good job.","start":2348.725,"end":2351.865,"sentiment":"positive","sentiment_score":0.7755571061914618}],"sentiment":"positive","sentiment_score":0.5688087375213703,"num_words":18,"start":2323.245,"end":2351.865},{"sentences":[{"text":"You're looking after me.","start":2354.5652,"end":2355.865,"sentiment":"positive","sentiment_score":0.4342995211482048},{"text":"You're doing the check ins?","start":2357.365,"end":2358.485,"sentiment":"neutral","sentiment_score":0.24673433899879454},{"text":"We'll just leave it how it is.","start":2358.485,"end":2360.105,"sentiment":"neutral","sentiment_score":0.32020785765988485},{"text":"Yeah.","start":2363.92,"end":2364.24,"sentiment":"neutral","sentiment_score":0.0864722952246666},{"text":"Yeah.","start":2364.24,"end":2364.5598,"sentiment":"neutral","sentiment_score":0.06861136853694916}],"sentiment":"neutral","sentiment_score":0.29818935816486675,"num_words":18,"start":2354.5652,"end":2364.5598},{"sentences":[{"text":"No worries.","start":2364.5598,"end":2365.2,"sentiment":"neutral","sentiment_score":0.058604732155799866},{"text":"Yeah.","start":2365.2,"end":2365.44,"sentiment":"neutral","sentiment_score":0.04706687852740288},{"text":"Like, I'll I'll let you know what happens with the company changing over to El Powa.","start":2365.44,"end":2372.18,"sentiment":"neutral","sentiment_score":0.04003255313728005},{"text":"Okay.","start":2378.0452,"end":2378.5452,"sentiment":"neutral","sentiment_score":0.06005693972110748},{"text":"Yep.","start":2388.74,"end":2389.06,"sentiment":"neutral","sentiment_score":0.10667899250984192}],"sentiment":"neutral","sentiment_score":0.04626348215554442,"num_words":21,"start":2364.5598,"end":2389.06},{"sentences":[{"text":"No worries.","start":2389.06,"end":2389.8,"sentiment":"neutral","sentiment_score":0.22912126034498215},{"text":"No.","start":2399.94,"end":2400.18,"sentiment":"neutral","sentiment_score":-0.1619582325220108},{"text":"No.","start":2400.18,"end":2400.42,"sentiment":"neutral","sentiment_score":-0.1948269754648209},{"text":"Thank you very much yourself.","start":2400.42,"end":2401.88,"sentiment":"neutral","sentiment_score":0.1358417361974716},{"text":"I'm sorry that I wasn't available at that correct time.","start":2402.26,"end":2406.095,"sentiment":"neutral","sentiment_score":-0.26775892078876495}],"sentiment":"neutral","sentiment_score":-0.09983806390511363,"num_words":19,"start":2389.06,"end":2406.095},{"sentences":[{"text":"No worries.","start":2410.395,"end":2411.295,"sentiment":"neutral","sentiment_score":0.19400247931480408},{"text":"Thanks very much.","start":2412.315,"end":2413.455,"sentiment":"positive","sentiment_score":0.7465132474899292},{"text":"You too.","start":2415.0352,"end":2415.855,"sentiment":"positive","sentiment_score":0.559687077999115},{"text":"No worries.","start":2418.451,"end":2418.931,"sentiment":"neutral","sentiment_score":0.13167069107294083},{"text":"Bye.","start":2418.931,"end":2419.431,"sentiment":"neutral","sentiment_score":-0.0908031165599823}],"sentiment":"positive","sentiment_score":0.3919457122683525,"num_words":10,"start":2410.395,"end":2419.431}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hi. How are you going?\n\nChannel 0: Fantastic, Michelle. It's Tommy here from Oakview. How are you doing?\n\nChannel 1: Yeah. Good. Thank you. I'm so sorry about that before.\n\nChannel 0: That's no worries at all. I I know you tried to message in there, so I I didn't come through to the system, but\n\nChannel 1: Yes.\n\nChannel 0: more than happy to have a chat now if you still got a few minutes.\n\nChannel 1: Yes.\n\nChannel 0: Perfect, Michelle. Now as one of the senior advisers, I'm just gonna go through a bit of an updated annual review with you. Just gonna recap what's been going on recently, what changes we can look at making, what has been made, and just see if there's anything else to update on your circumstances as well. Now do you mind if I just go through the quick usual security check with you?\n\nChannel 1: Hey, guys.\n\nChannel 0: No worries, Michelle. So I'm registered with ASIC as adviser one two seven three one zero five. Could I please get your date of birth and address?\n\nChannel 1: Second to the third seventy seven and\n\nChannel 0: Mhmm.\n\nChannel 1: 4 Rassmont Place in\n\nChannel 0: Sensational. Thank you so much for that. And are you okay for the call to be recorded?\n\nChannel 1: Crudenup. Yes.\n\nChannel 0: Amazing. Now, Michelle, I've got a bit of an annual review pack to send out to you. I know that you already went through and provided your consent to Michelle for the services, and that's so we can remain listed as advisers on your Netwealth account. Now will you be able to look onto the emails with me if I can shoot through this pack to you, or should I just kind of walk you through what's coming by?\n\nChannel 1: Yep. Go ahead. Sorry. I'm trying I've got my the little laptop open. Otherwise, I've got my phone, and I'm just trying to find the what was it that you're sending through?\n\nChannel 0: So I'm just hitting send now, and it's a Oakview Financial annual review pack, and that should come through pretty quickly. You have used our system before the new one, so it should go through pretty instantly. And just let me know if you can see another one of those emails come through from us in the next few seconds also. Hopefully, it doesn't go through to the old spam inbox or anything like that, but I know you have received one not too long ago.\n\nChannel 1: Yeah. Yeah. Sorry. It just because I mainly use my phone, but they're on that. I don't know why it's not in the email on\n\nChannel 0: And\n\nChannel 1: my normal phone.\n\nChannel 0: I'll give it a minute to load as well. But just while that's coming through, I did take a note there from Michelle. I think there was a couple of things you wanted to talk about today. Was there anything in particular you wanted me to focus on for this review?\n\nChannel 1: Oh, it's just basically seller effect sacrificing some, like, you know, like, $100 that I'm a pay just to bring my tax down, basically.\n\nChannel 0: Yeah. Yep. Okay. I'll run through that with you. We'll give you an idea of what's been going on with the super there, and we'll go through some updates on the occupation.\n\nNow has that come through yet?\n\nChannel 1: On my phone, it has, but not on the laptop.\n\nChannel 0: Well, that's okay. If you wanna give the laptop a couple of minutes to kind of catch up, I can just go through and update some details in the interim, if that works.\n\nChannel 1: Yeah. Yep.\n\nChannel 0: Cool. So we have no changes to your residential address. We've got your PO box listed, 3596. Are you still okay for that for postage? Sensational.\n\nAnd we've got you obviously in a relationship with Nigel with two children.\n\nChannel 1: Yes. Yes. That's correct.\n\nChannel 0: Perfect. South 32 for the employer, mining industry. Well, I think we had you on about 85,000. Now do you know if that's changed much when you did your your tax return recently?\n\nChannel 1: That's rented at the time. Yeah. Yeah. Nothing's really changed there.\n\nChannel 0: Yeah. Cool.\n\nChannel 1: I end\n\nChannel 0: And\n\nChannel 1: up having\n\nChannel 0: same\n\nChannel 1: more\n\nChannel 0: duties\n\nChannel 1: tax\n\nChannel 0: in\n\nChannel 1: taken\n\nChannel 0: terms\n\nChannel 1: up.\n\nChannel 0: of\n\nChannel 1: Sorry?\n\nChannel 0: yeah. I was just gonna say, has the duties changed at all? I think you were doing a bit of the the water cart trucks loading, operating, that kind of thing.\n\nChannel 1: Yes. That's correct. That's\n\nChannel 0: Yep.\n\nChannel 1: all the same.\n\nChannel 0: Awesome.\n\nChannel 1: I'm\n\nChannel 0: Yeah.\n\nChannel 1: still\n\nChannel 0: The tax\n\nChannel 1: operating.\n\nChannel 0: one's a\n\nChannel 1: I'm\n\nChannel 0: bit\n\nChannel 1: I\n\nChannel 0: of\n\nChannel 1: haven't\n\nChannel 0: fun.\n\nChannel 1: haven't gone up a level in in pay rate or anything like that. No.\n\nChannel 0: Okay. Perfect. Perfect. And last few details to update on my end is just in terms of the assets and liabilities, we had the home listed, some cars, and a motorbike. It looked like you were pretty close to paying off the mortgage at the time.\n\nI think last check was about 70,000 owing. Have you managed to kind of get that close\n\nChannel 1: No. I've got, say, 47,000 still left on it. Sorry.\n\nChannel 0: to cleared? Or Getting close, though. Must be exciting.\n\nChannel 1: Yeah. Yeah. Well, when it's only one person paying it. Yeah.\n\nChannel 0: That's fair enough. And are you still looking at getting a bit of an investment property down the line once you've got that paid off and some savings under the belt, or what's the\n\nChannel 1: Yeah.\n\nChannel 0: the goal?\n\nChannel 1: I was hoping to. I was actually hoping to buy another house now, but I don't actually earn enough to go off my single income.\n\nChannel 0: Yeah. I need to wait a little bit for the serviceability, I guess, given prices at the moment.\n\nChannel 1: Yeah. That's right. Yeah.\n\nChannel 0: Yep. So that's, I guess would you say that's kind of your main focus for your cash flow too? It's just, you know, putting money into either an offset or savings just to get that finished off and and built up?\n\nChannel 1: Yes. Yep. Yep. My main\n\nChannel 0: Yep.\n\nChannel 1: goal. I\n\nChannel 0: Cool.\n\nChannel 1: wouldn't mind investing, but I don't have the spare cash to to invest. I'd rather just pay the house off and then go from there, I suppose.\n\nChannel 0: Yeah. Well, once the house is paid off, let's say that, for example, it gets paid off for the next annual review that we do, I'm more than qualified to run through investment advice with you if you wanna look at properties, shares, manage funds, any kind of investment except probably crypto. But if you're\n\nChannel 1: Yep.\n\nChannel 0: interested in that kind of thing, we can do that down the line when it's appropriate.\n\nChannel 1: Yep.\n\nChannel 0: Cool.\n\nChannel 1: I still\n\nChannel 0: So I'll\n\nChannel 1: try\n\nChannel 0: put that in,\n\nChannel 1: yep. I'm just\n\nChannel 0: the email.\n\nChannel 1: yeah. I've got it on my phone, but not on the actual computer. I\n\nChannel 0: K.\n\nChannel 1: Really don't know what's going on with that.\n\nChannel 0: Needs to hold on and off again, refresh. Technology can always be a bit fun.\n\nChannel 1: Oh, because I don't use the computer. It doesn't get used. So\n\nChannel 0: Bit rusty, maybe.\n\nChannel 1: yeah. Well, me too.\n\nChannel 0: Fair enough. Michelle, just quickly as well while I've got you there on the the assets and liabilities topic, no other loans or\n\nChannel 1: No.\n\nChannel 0: shares or anything pop up yet?\n\nChannel 1: No. I've gotten sold the the X Trail, so I've only got the one car and one motorbike.\n\nChannel 0: Yep. So is this still okay for the I think we had the cars valued at 13,000 combined. Should I change that?\n\nChannel 1: Yeah. Probably only 7,000 now, maybe.\n\nChannel 0: Yep. X Trail was sold. No worries. And this is a bit of a new question for us just with the new anti money laundering laws that have come in. A few extra checks for real estate and financial advisers.\n\nBut have you guys ever gone through, like, a bankruptcy or a part nine debt agreement before?\n\nChannel 1: No. I have not.\n\nChannel 0: Perfect. And this one's a bit of a weird one, but would you count yourself as a member of a foreign tax residency in terms\n\nChannel 1: No.\n\nChannel 0: of any other countries?\n\nChannel 1: No. I\n\nChannel 0: Perfect. And the last detail that I wanted to check was just in terms of estate planning. Did you end up getting a will in place?\n\nChannel 1: have. It has been in place probably eleven years.\n\nChannel 0: Yep. And are you looking to update it, or do you feel it still kind of reflects everything at the moment?\n\nChannel 1: I think it reflects everything.\n\nChannel 0: Perfect.\n\nChannel 1: It goes split split three ways.\n\nChannel 0: Easy. And did somebody get that extra 0.01% to to get it split?\n\nChannel 1: No.\n\nChannel 0: No.\n\nChannel 1: No.\n\nChannel 0: And what about, like, a power of attorney? Did you end up putting that in place when you got the will, or does that\n\nChannel 1: Yes.\n\nChannel 0: ring a bell?\n\nChannel 1: I've I've got my sister.\n\nChannel 0: Yep.\n\nChannel 1: But the place that did the will is no longer in. I've got to chase up who took it over from\n\nChannel 0: Perfect.\n\nChannel 1: there\n\nChannel 0: Yep. Yep. That's\n\nChannel 1: because it\n\nChannel 0: always\n\nChannel 1: was left\n\nChannel 0: nice.\n\nChannel 1: with the actual company.\n\nChannel 0: I would assume, though, hopefully, that it'd be at least with the the registress with the with the government there. It\n\nChannel 1: Oh,\n\nChannel 0: should\n\nChannel 1: I suppose\n\nChannel 0: be\n\nChannel 1: so. Yeah. It\n\nChannel 0: yep.\n\nChannel 1: was done through a\n\nChannel 0: So\n\nChannel 1: an accountant. So the\n\nChannel 0: yep.\n\nChannel 1: do\n\nChannel 0: Okay.\n\nChannel 1: wills.\n\nChannel 0: Oh, hopefully, it's there on the registered with the courts there in case something happens.\n\nChannel 1: Mhmm.\n\nChannel 0: And just swinging over to the super for a moment. So I have you there wanting to retire as early as possible towards the age of 60 when you can access your super. That's your preservation age. On about a thousand dollars a week with the mortgage paid off, maybe an investment property kind of supplementing things a little bit. Does that still sound right\n\nChannel 1: Yeah.\n\nChannel 0: for you?\n\nChannel 1: Yeah.\n\nChannel 0: Cool.\n\nChannel 1: It's it's unrealistic in hindsight. Yeah. Fitting when I'm 60, but it's nice.\n\nChannel 0: Yeah. So I guess if our aim is as early as possible, our job basically is to get you as much growth as we can in the next, say, ten years or so. And as you get closer to that, say, mid sixties or early sixties, we do have to have that conversation about reducing risk. So grow it for a certain number of years, and then at some point, you probably don't wanna still be in, like, a medium risk level. If you're about to retire tomorrow, potentially lose a third of your super just before you access it to live on.\n\nDoes that make sense?\n\nChannel 1: Yeah. Yeah. That's right.\n\nChannel 0: Yep. But at the moment, I do see that we've kind of made it a little bit safer. We've put you in a bit more of a balanced balanced growth profile where you're kind of like a three, three and a half out of five on the risk scale. So I would count that as kind of medium risk. You're\n\nChannel 1: Mhmm.\n\nChannel 0: equally concerned about growth versus protection and risks. Does that sound like you?\n\nChannel 1: Yes. Yes.\n\nChannel 0: Cool. I do have a little bit of good news for you in terms of the portfolios. Tiny bit of bad news, obviously, we had the war breakout in\n\nChannel 1: Yep.\n\nChannel 0: Iran. That impacted everybody super with the stock markets and everything. But when the markets dropped in February and March, they went down about 12% depending on the country, but the super only dropped 5% at that time. So you're you're capturing, I guess, less than half of the market risk, if that makes sense.\n\nChannel 1: Yep.\n\nChannel 0: Since then, it's bounced back up, and you're actually positive 5% for the year, which is a tiny bit below the seven percent average that you need for a balanced risk profile. But in a year where the market's tanked, it's it's good to still be positive, whereas some years, it will dip into the negative every now and then, maybe once every seven years.\n\nChannel 1: Ron.\n\nChannel 0: K. So it's basically gone from a 160,000 to a 180,000. Your super has grown. You've had returns and contributions go in. A little bit of premiums for insurances and the like and fees come out, but you're still up about 20,000 overall in terms of net gains and contributions.\n\nChannel 1: Okay. Yep.\n\nChannel 0: Cool. Now one of the things that does happen, the only thing I really wanted to show you on that email was just a bit of an investment report. Now has\n\nChannel 1: Mhmm.\n\nChannel 0: that actually loaded up for you yet or not so much?\n\nChannel 1: No. I'll put it on my mobile. That that will have to to the boss for now.\n\nChannel 0: Cool. I'll walk you through what I'm kind of looking at here. If you can see it, great. If not, it'll be there for you to look at when the computer's catching up. But inside that email, there's a bit of a sign button.\n\nIt's a purple button, and it brings open your annual review pack to look at.\n\nChannel 1: Yep. I've\n\nChannel 0: And\n\nChannel 1: got the right\n\nChannel 0: when you\n\nChannel 1: PIN.\n\nChannel 0: go in there yep. So six of those. Now the first one should just be a super insurance summary where you've got your net wealth and your policy.\n\nChannel 1: Yep. I got Netwealth, the $1.79 something, and then Tall. Yep.\n\nChannel 0: Yep.\n\nChannel 1: Four\n\nChannel 0: That's\n\nChannel 1: five\n\nChannel 0: right.\n\nChannel 1: o.\n\nChannel 0: Is there a button there saying next documents?\n\nChannel 1: Yes.\n\nChannel 0: Cool. If you could just click that one for me. Now this might be the test to see if we can actually make out any of these figures, but the there's a big table\n\nChannel 1: Yeah.\n\nChannel 0: with all your investments and returns on it.\n\nChannel 1: I've got my glasses on it. It's still hard to see.\n\nChannel 0: Is it is it possible to do the old pinch zoom where you kinda, like, zoom in a little\n\nChannel 1: Yeah.\n\nChannel 0: bit on one\n\nChannel 1: Yeah.\n\nChannel 0: spot?\n\nChannel 1: Gonna have gonna have\n\nChannel 0: I just wanna bring your attention to two spots.\n\nChannel 1: to.\n\nChannel 0: So all of your investments are listed on the left hand side, and halfway down, it says blue heading Australian equities, and there's three options in there. And if you zoom in on it, it should say Bennelong, BetaShares, and BetaShares.\n\nChannel 1: Sorry. What BetaShares Global Agricultural. Which one\n\nChannel 0: Where\n\nChannel 1: did you want\n\nChannel 0: are we\n\nChannel 1: me to\n\nChannel 0: at?\n\nChannel 1: look\n\nChannel 0: Global.\n\nChannel 1: So they've\n\nChannel 0: I've\n\nChannel 1: got\n\nChannel 0: got a\n\nChannel 1: cash.\n\nChannel 0: little bit\n\nChannel 1: You've\n\nChannel 0: below\n\nChannel 1: got cash,\n\nChannel 0: that.\n\nChannel 1: alternative, Australian equities.\n\nChannel 0: That's the one.\n\nChannel 1: Australian equities. Yeah.\n\nChannel 0: Yep. So can you see here how it says beta shares twice and Benelon once, and there's those three options there?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Now if you can swing across all the way to the right, there are percentages in a table, and it's got a minus 26, a plus\n\nChannel 1: Yep.\n\nChannel 0: seven, and a plus 13. Can you see those?\n\nChannel 1: Yep. Yes.\n\nChannel 0: Cool.\n\nChannel 1: I can.\n\nChannel 0: So one of the things that happened was when the market was going down, we saw that one of the fund managers inside your portfolio was going down faster than everybody else, and they\n\nChannel 1: Mhmm.\n\nChannel 0: weren't catching back up with the market. They actually had some bad investments, and some people leave their fund. And we made a decision across all clients to sell you out of it\n\nChannel 1: Yep.\n\nChannel 0: before it got too bad and switch you to the one below it. So, basically, can you see how there's, like, an asterisk next to two of those numbers?\n\nChannel 1: Yes.\n\nChannel 0: So the Benel got sold. That was going down, like, 26%. So we sold out of that and switched it over to the other one, and that's bumped back up 7% already, and it's back\n\nChannel 1: Mhmm.\n\nChannel 0: into growing properly. The other one that you had still up almost 14 So that one's totally fine.\n\nChannel 1: Yep. Okay.\n\nChannel 0: Everything else on that table looks brilliant. So you've got your agriculture shares up 20%. You've your gold's up 23%. Everything is doing really, really well. It was just one bad apple\n\nChannel 1: Mhmm.\n\nChannel 0: around March that we had to get you out of. And, normally, I would actually go through, like, a full updated strategy document with you. But\n\nChannel 1: Yeah.\n\nChannel 0: because of what was happening, we made a decision as a company to just jump on it straight away before it got too bad. It\n\nChannel 1: Oh,\n\nChannel 0: kind\n\nChannel 1: I\n\nChannel 0: of\n\nChannel 1: can.\n\nChannel 0: couldn't wait to fix.\n\nChannel 1: Yep.\n\nChannel 0: So, basically, everything in the portfolio now looks really good. The quality is good. Everything is quite low fees. It's performing very, very well. I did a quick comparison.\n\nI think you came from Australian Super and Plumb Super back in the day. Does that ring a bell?\n\nChannel 1: Yeah. I've originally had Australian Super and then Plum.\n\nChannel 0: That's the one. Plumb's owned by MLC, so I'm pretty familiar with all of these funds. And I just did a little comparison to see how it was all going. And Australian Super, they've kind of hit that six and a half percent returns over five years, which is a tiny bit below the seven average that you're aiming for. Plum was just above seven, but they were in a bit of a higher risk option.\n\nAnd\n\nChannel 1: Mhmm.\n\nChannel 0: your your net worth portfolio is now still averaging around that nine to 10% mark. So it's kind of still outperforming very, very well over the long term as well.\n\nChannel 1: Okay. Lovely. That's good to hear.\n\nChannel 0: Cool. So, basically, we can get some pretty good growth out of this one. It's still tracking very well. It's not high growth. It's not high risk, so it's not gonna shoot the lights out, but it's getting good low fee consistent returns above the benchmark, above a lot of other super funds without putting on too much risk.\n\nIt's not gonna get you a million dollars in ten years, sorry to\n\nChannel 1: Mhmm.\n\nChannel 0: say, but it's gonna do pretty well. I just wanna make sure that does all this sound comfortable for you? You know, this\n\nChannel 1: Yes.\n\nChannel 0: idea of medium risk, steady growth. Is that okay?\n\nChannel 1: Yes. I was\n\nChannel 0: Cool.\n\nChannel 1: trying to want it to be dormant anyway. Put it that way.\n\nChannel 0: Yeah. We don't wanna be sitting in the bank account doing nothing, but we don't wanna be gambling it and losing it all.\n\nChannel 1: That's correct.\n\nChannel 0: Yep. Easy done. So my job every review will be just to keep an eye on this. I have some other advisers that will look at your stuff as well. And every year, we're just gonna make sure we're consistently getting those good returns.\n\nAnd if we need to tweak things, we'll talk you through a few switches.\n\nChannel 1: Mhmm.\n\nChannel 0: Cool. Now the last couple of things I wanted to touch on was just in terms of the contributions like you mentioned. There is insurances coming out of the super fund. But just before I do that, your beneficiaries, you do have the super nominated split\n\nChannel 1: Where\n\nChannel 0: between\n\nChannel 1: are they?\n\nChannel 0: Nigel,\n\nChannel 1: Sorry.\n\nChannel 0: Jasmine,\n\nChannel 1: Which\n\nChannel 0: and Liam.\n\nChannel 1: which place of paper am I looking at now?\n\nChannel 0: It doesn't actually have it on there. I'm sorry to say. The the Netwealth report, I would have to generate a different one.\n\nChannel 1: Oh, I see.\n\nChannel 0: But\n\nChannel 1: Yep.\n\nChannel 0: I can see here on the adviser login, you've got Nigel, Jasmine, and Liam listed\n\nChannel 1: Yep.\n\nChannel 0: three ways.\n\nChannel 1: Yep.\n\nChannel 0: Yep. Now the Cal Life Insurance, that also has a beneficiary listed, and Nigel is set for 50%, and Jasmine and Liam are set for 25% each.\n\nChannel 1: Uh-huh.\n\nChannel 0: So just wanna make sure, are you still comfortable with all of that? Keep them listed. Leave it as it is. Would you like to change any of that, or is it okay?\n\nChannel 1: Well, he no. Leave it as these for that one. Yep.\n\nChannel 0: Cool. We did identify a slight typo on the super side of things. The insurance was fine, but somebody typed in summer spelled with an m and an n instead of a double m. So\n\nChannel 1: No. No. No. No. No.\n\nNo. It's summer,\n\nChannel 0: Michelle\n\nChannel 1: s for summer, s for s for Sam, u for umbrella, m for Michelle, n for Nigel, e r.\n\nChannel 0: So it's the other way around. Sorry. The life insurance company put summer, and the super company put summer.\n\nChannel 1: Okay. Yep.\n\nChannel 0: So I do have Michelle there on the phone. She's already called them and said, hey. If you actually look at the form that the client signed, it did have an m and an n,\n\nChannel 1: Yep.\n\nChannel 0: and she's getting that fixed up for you.\n\nChannel 1: Lovely. Thank you.\n\nChannel 0: So I just wanna let you know that we had spotted it and we're on to it. Nothing to worry about there. It wouldn't cause any issues if something happened because, you know, it was valid, legal, signed correctly, written correctly.\n\nChannel 1: Yep.\n\nChannel 0: Cool. Just in terms of the the contribution side of things, we're talking about salary sacrifice, and I know that your work kind of has, like, supplements, different sorry, allowances and things like that. So the payslips were were very important to kind of break down what they're paying the super into. I think you've had about 11,000, just over 11,000 go into the super in terms of contributions. Now bear in mind the concessional cap to get that 15% tax rate, it's 32,500 maximum per year, and that includes what your work puts in and anything additional that you put in.\n\nDoes that make sense?\n\nChannel 1: Yep. Sorry. What did you say 15, not 16?\n\nChannel 0: Fifteen, sixteen. Sorry. What was that?\n\nChannel 1: Oh, I'm supposed to be getting 16% from work for super.\n\nChannel 0: Yes. Yes.\n\nChannel 1: Yep.\n\nChannel 0: It is 16% from work, but they had in total, it was about 11,000.\n\nChannel 1: Yep. Okay. Yep.\n\nChannel 0: So that's kind of what was received into the account. I just did a little bit of a a contribution check. Now in terms of dollar amounts, 32,500 is the maximum,\n\nChannel 1: Okay. Yeah.\n\nChannel 0: which is probably a little bit excessive. I don't think you'll probably wanna go that far with it because they've\n\nChannel 1: No.\n\nChannel 0: just increased\n\nChannel 1: Definitely\n\nChannel 0: it.\n\nChannel 1: not.\n\nChannel 0: But if I give you a little bit of leeway there, let's say, you know, you could do up to $400 a week before tax. But just to give you an idea on budgeting side of things. So if you look up the individual tax rates with the old ATO, I'm just bringing up the new table for this financial year, for every sort of $100 you put in, it costs you around about 70 in the pocket. Because it goes in pretax, Salary sacrifice, they tax you on what's left over. So you put a $100 in, you lose $70 in the pay.\n\nChannel 1: Yeah.\n\nChannel 0: Now\n\nChannel 1: Yeah. Sorry. Go\n\nChannel 0: just\n\nChannel 1: ahead.\n\nChannel 0: based on that, 400 is the maximum. That'll cost you 300 a week out of pocket, but how much would you be thinking to start with?\n\nChannel 1: Oh, I need a $100 per pay, which is $50 per week.\n\nChannel 0: Yep. A $100 a fortnight, $50 per week, bit of a dip your toe in the water kind of thing, bump it up a little bit without,\n\nChannel 1: Yeah.\n\nChannel 0: obviously, stopping you from paying off the mortgage and things like that.\n\nChannel 1: Yeah. Yeah. Because I'm I'm only still job share at the moment, so I only work four months of the year.\n\nChannel 0: Yep. That's right. That explains it more as well because when I was looking at the contributions, I was like, I can see the 16%, and we did a full breakdown with your payslip. And then I saw\n\nChannel 1: Yep.\n\nChannel 0: the 11,000. I went, hang on a second. That doesn't actually work out to be 16%. So four months of the year, I've got that added onto our dashboard. Just so anytime\n\nChannel 1: Yeah.\n\nChannel 0: anyone\n\nChannel 1: It's it's\n\nChannel 0: looks at it, they\n\nChannel 1: it's around\n\nChannel 0: go\n\nChannel 1: about that. Yeah. You know? Because we we do a a rotating roster. It's never\n\nChannel 0: gotcha.\n\nChannel 1: the same. And then I'm only doing half of that compared to the Nigel.\n\nChannel 0: Perfect. Perfect. Now for the salary sacrifice, you can actually just go through payroll and say,\n\nChannel 1: Okay.\n\nChannel 0: hey. I would like to do this much, and they'll handle it through the payroll system. And that way,\n\nChannel 1: Oh,\n\nChannel 0: you're\n\nChannel 1: yeah.\n\nChannel 0: getting the the tax deduction on a fortnightly basis without\n\nChannel 1: Yep.\n\nChannel 0: having to wait till tax time.\n\nChannel 1: Okay. Yeah. Alright. I'll do\n\nChannel 0: So\n\nChannel 1: that then.\n\nChannel 0: would that be okay for you to do? Because I think that would be simpler than doing, you know, all the\n\nChannel 1: Yeah.\n\nChannel 0: forms at the tax time with the tax return and whatnot.\n\nChannel 1: Yeah. Yeah. Definitely. Yeah. No.\n\nI'll go through payroll then.\n\nChannel 0: Yep. Now is there anything that I can send you information wise, or do you think they're pretty across it that if you told them or filled in a form, they would be okay to do that? Do you need anything from us?\n\nChannel 1: I don't think I do. I'm not sure. I say I want suit pay my suit card. They gotta pay it, don't they?\n\nChannel 0: Cool. Yeah. Pretty much. That's pretty much how it works. I I do get the, I guess, 5% of the time, there's a old employee that goes, oh, can you please send through these details and those details?\n\nAnd if they're already paying the super, it's pretty easy for them to hop into the accounting system and and change the salary sacrifice.\n\nChannel 1: Yeah. Okay. Yep.\n\nChannel 0: But if anything does pop up, please give us a call, and we'd be\n\nChannel 1: Yeah.\n\nChannel 0: more than happy to generate any reports or information and\n\nChannel 1: Now\n\nChannel 0: even\n\nChannel 1: we\n\nChannel 0: cc them in.\n\nChannel 1: the the company that I'm working for, South thirty two, is supposed to be don't know if it's still going through yet, but be changing over to Alcoa.\n\nChannel 0: Oh, interesting.\n\nChannel 1: Yeah. Yeah. And that's supposed to be within the next year. But they said everything's staying the same, but I'd I'd just you know, besides the name change, so but I don't exactly know what it really means work wise.\n\nChannel 0: Yeah. They do always say that, but nothing changes. But I'm assuming what tends to happen is payroll tends to carry across pretty well. But sometimes if they are changing payroll systems, they may send out a big notice to all the employees saying, hey. We're changing payroll systems under the new name, and you guys may have to, you know, resign something for your salary sacrifice or whatever it is.\n\nBut\n\nChannel 1: Mhmm.\n\nChannel 0: maybe just keep an eye out for any notices or anything like that.\n\nChannel 1: Okay. Yep. No worries.\n\nChannel 0: Cool. And the last thing to go over with you as well is the insurances. Now if you still have that email open, are you able to skip through through the the next two documents for that next document.\n\nChannel 1: Page two and three or three and something else? Sorry.\n\nChannel 0: Yes. So that that performance table we're looking at, that's like a four page document. And then if you click next document, it should take you to the third one, which is like a big red Vanguard chart with all the different stock market graphs\n\nChannel 1: Yep.\n\nChannel 0: going up and down.\n\nChannel 1: Got that one?\n\nChannel 0: Just wanna skip past that one to the green certificate of currency\n\nChannel 1: Yep.\n\nChannel 0: for your insurance policy.\n\nChannel 1: Yep. I got that one.\n\nChannel 0: Cool. So you have $458,000 worth of life insurance and total disability insurance with no income protection, no trauma cover, but that's a lump sum, comes out of your super, and they charge you about 2,000. There's a 15% rebate tax rebate for that one. But I just wanted to quickly talk to you about the the amounts because, obviously, that clears off the last bit of the mortgage. You've got about 400,000 left over from the insurance payout, and then you're super on top.\n\nSo call it $500,000 for the family. How does that sound for you guys? Yep. Do you see any need to want to increase or decrease that in terms of, you know, I don't need that much cover or I wanna get some more properties. Let's get a million, $2,000,000 worth of cover.\n\nAny need to maybe alter it at all or just keep it as is?\n\nChannel 1: Oh, I don't think I should need much cover, really. As long as it pays\n\nChannel 0: Yep.\n\nChannel 1: out the bills, that's the main\n\nChannel 0: Yes.\n\nChannel 1: thing.\n\nChannel 0: What will basically happen to so one\n\nChannel 1: I\n\nChannel 0: of\n\nChannel 1: don't\n\nChannel 0: the little\n\nChannel 1: know what\n\nChannel 0: things I like sorry. Go\n\nChannel 1: I\n\nChannel 0: ahead.\n\nChannel 1: don't yeah. I don't know what most people have, so I've got no nothing to compare it with. I don't talk to anyone about this stuff, so you guys\n\nChannel 0: Yeah.\n\nChannel 1: are the ones that handle it.\n\nChannel 0: Easy done. One of the easy calculations that I like to do is go, okay. Debt's number one. We clear out the debts, what's left over. If you're not there, like you said, with that that single income paying the mortgage, that's pretty important.\n\nAnd then without that income, you know, how heavily does the family rely on you getting that income if you were to pass\n\nChannel 1: Does those two have someone else to have bring incoming?\n\nChannel 0: away. Yep.\n\nChannel 1: Yeah.\n\nChannel 0: Exactly. Right. So what would basically end up happening for them? So if we go your income after tax, it's about 67,000 a year. And if we go 500,000 worth of super and insurance divided by the 67,000, there'd be seven years worth of your income essentially being replaced to help them get into another house or or something to that effect.\n\nIs that important for you, or is that not important?\n\nChannel 1: Yes. I would wanna make sure they got something, you know.\n\nChannel 0: Yep. But nothing there's no big glaring risks or issues where you go, oh, no. That doesn't sound too good.\n\nChannel 1: I\n\nChannel 0: Cool. So what we might do\n\nChannel 1: don't\n\nChannel 0: is if that's\n\nChannel 1: know.\n\nChannel 0: appropriate still, we'll keep it as is. I wanna keep an eye on the prices a little bit because as you get older, they do increase the price of insurance. So when you go through your fifties, it's gonna start to accelerate. And when you hit 55, it might be $4,000 a year, $5,000 a year. When you hit 60, they might try\n\nChannel 1: Mhmm.\n\nChannel 0: and charge you $12,000 a year. It's a bit of a hockey stick. So my\n\nChannel 1: K.\n\nChannel 0: job is basically, if I see a year where it does a big jump, we talk about decreasing it or shopping around to other providers to try and keep the price low so you're not your soup is not being depleted by fees and premiums. Does that make sense?\n\nChannel 1: Yeah. Yeah. I mean,\n\nChannel 0: Yep.\n\nChannel 1: it's it's it's fairly it's fairly low now. Like, you know, like, payout figure was. I think that's fairly low, not being greedy or anything.\n\nChannel 0: Yeah. It's pretty reasonable. And what I like to do is I need to make sure that if your premiums are more than, say, a third of your contributions, I put a red flag on that and go, oh, that's really slowing down the growth of the fund. So at the moment, it's nowhere near that. But if it starts to approach it next year, I'm gonna flag that with you in the review and talk about if we change\n\nChannel 1: Okay.\n\nChannel 0: it. Okay? But at this point, no no red flags or any issues I can see if you're happy with that.\n\nChannel 1: Yep.\n\nChannel 0: Cool. Michelle, that's pretty much all the areas I I wanted to cover with you today. Do you have any questions for me at this point?\n\nChannel 1: No. Just the market, how it's going with the wool, basically. And, you know, is there something I should be putting investing the super into more than the other?\n\nChannel 0: Yeah. Yeah. So when I go through your portfolio options themselves so like I said, in terms of volatility, it going down 5% when the market dropped 12 is pretty good. It means it's not too high risk. Long term returns are still above the 7% average we're aiming for, so that's fantastic.\n\nIn terms of areas, we've got infrastructure. That's always good. That's always fun. Gold and agriculture are pretty important, especially, I guess, long term as inflation stays high. Gold's pretty important there as an inflation hedge.\n\nWe\n\nChannel 1: Mhmm.\n\nChannel 0: have fixed those Australian equities that weren't doing too well, so we've got a good option in there. We've got you in a big chunk of safe fixed interest, which is kind of like like term deposits, safe options,\n\nChannel 1: Okay.\n\nChannel 0: put your money in, it grows at that four or 5%, but it's not high risk. Those are doing pretty good. The only one I'm gonna kind of flag is your bank hybrids. They're actually gonna phase them out over the next couple of years.\n\nChannel 1: What's\n\nChannel 0: So\n\nChannel 1: that, Doreen?\n\nChannel 0: one of your, like, term deposit options inside the Netwealth, there's two\n\nChannel 1: Yeah.\n\nChannel 0: of them. One of them, the government's kind of phasing out that type of deposit over the next\n\nChannel 1: Okay.\n\nChannel 0: couple of years. So that'll be one that we will end up it'll automatically switch, but we'd probably keep an eye on some options there in a year's time or so. And your conservative option's doing pretty good. And your international shares, like American shares, your your Microsoft and Google, they're doing brilliant.\n\nChannel 1: Okay.\n\nChannel 0: The only one I would probably keep an eye on is at some point, we gotta make sure we we keep an an eye on the AI side of things as that takes\n\nChannel 1: Yeah.\n\nChannel 0: off. Do you have enough exposure to get the returns as those big companies grow, which you've good exposure to. At some point, we may increase that a little bit, but so far, you've got a decent amount. And\n\nChannel 1: Okay.\n\nChannel 0: if things continue on with the old electric vehicles, I know there's\n\nChannel 1: Yep.\n\nChannel 0: been a bit of a like, they went up really high last year. They've come back down, and people are talking about whether that's gonna be heavily invested into or not. I think if we give that six or twelve months, we'll have a good idea of whether we should pump a bit of money into that as well.\n\nChannel 1: Okay. Yep.\n\nChannel 0: Any areas that of interest to you that you'd you'd wanna throw into the mix there or anything you've been considering?\n\nChannel 1: I wasn't too sure how the the silver is fairing because that's supposed to be going back up again. I I know it's not a not a big return thing compared to gold, but they have gone has gone up.\n\nChannel 0: Yeah. I actually, like, personally invest in both gold and silver. And\n\nChannel 1: Yep.\n\nChannel 0: one of the things that I tend to watch, which is really cool, is the Perth Mint. So in\n\nChannel 1: Yes.\n\nChannel 0: WA, we've got the Perth Mint, and they're kind of the number one Mint in Australia. And I don't know if they're very far from you, the old Perth\n\nChannel 1: No.\n\nChannel 0: Mint\n\nChannel 1: It's forty\n\nChannel 0: office.\n\nChannel 1: five minutes.\n\nChannel 0: Forty five minutes.\n\nChannel 1: Yep.\n\nChannel 0: So they've got, like, a metal prices graph, and what you tend to see on it, I'm just bringing up the the current one today, is the gold and the silver tend to go up and down in similar percentages alongside each other.\n\nChannel 1: Mhmm.\n\nChannel 0: Sometimes it changes where one will shoot up or down. What tends to happen is silver might go up a higher percent, but also drop a higher percent. It's a bit more volatile, but they tend to go up and down in similar trends. Like, their graphs look very identical.\n\nChannel 1: Mhmm.\n\nChannel 0: So I think for your super, as long as we've got the gold in there,\n\nChannel 1: Yeah.\n\nChannel 0: that will give you the metals exposure that you need. And the good thing is, you know, when gold shot up and silver shot up at the end of last year, you got a big boost out of that. But then when\n\nChannel 1: Yep.\n\nChannel 0: they came back down, the gold going from set of just under 6,000 wasn't too crazy, but the silver going from, like, a $142 to 80 was huge.\n\nChannel 1: Yeah.\n\nChannel 0: And\n\nChannel 1: Okay. Yeah.\n\nChannel 0: I think that's just maybe a little bit too volatile for the the super. Like,\n\nChannel 1: Yeah.\n\nChannel 0: personal\n\nChannel 1: Okay.\n\nChannel 0: investing\n\nChannel 1: Yep.\n\nChannel 0: is one thing, but I don't think I can put you in something that could drop 60% in two months\n\nChannel 1: No.\n\nChannel 0: and then give\n\nChannel 1: Definitely\n\nChannel 0: you a call\n\nChannel 1: not.\n\nChannel 0: once Do you like, that's we're talking crypto levels volatility there. It's brilliant.\n\nChannel 1: Yep.\n\nChannel 0: I love it. I own some myself alongside the gold, but that's probably a bit stretched for your your medium risk portfolio.\n\nChannel 1: Yeah. Okay. Yep.\n\nChannel 0: Yep.\n\nChannel 1: No worries. Yeah. I was just wondering because my sister keeps on saying, oh, no. No. It's gonna it's the grass.\n\nAll that stuff's like they're going up. They're going up. They're going up. So I wasn't\n\nChannel 0: Yeah.\n\nChannel 1: too\n\nChannel 0: It's it\n\nChannel 1: sure.\n\nChannel 0: just recently, in the last month, jumped back up from it's $81 up to $97 an ounce for silver, which was good. There's 13 bump up there, and gold jumped up from 5,700 to 6,500. So we're getting a good little exposure there and getting some good returns off of that too.\n\nChannel 1: Yeah. Awesome.\n\nChannel 0: Cool.\n\nChannel 1: And to\n\nChannel 0: I will\n\nChannel 1: be\n\nChannel 0: put a\n\nChannel 1: good\n\nChannel 0: few\n\nChannel 1: to be out gold prospecting now and making a living.\n\nChannel 0: I know. Right? But do you know at the start of the call, how I said the new money laundering laws came in, and so that's why I had to ask some extra questions?\n\nChannel 1: Oh, yeah?\n\nChannel 0: They've imposed those on the gold buying companies too. So all the ones you see in the shopping center, they're like, we buy gold, sell us your jewelry and your bullion. They have a huge amount of requirements now to find out\n\nChannel 1: Hello?\n\nChannel 0: who you are, where you got your money from. Is it from overseas sale of assets or funding terrorism and all kinds of checks and things like that? So you might see a few of those gold selling shops close-up.\n\nChannel 1: Alright. Okay.\n\nChannel 0: The\n\nChannel 1: Too\n\nChannel 0: mine\n\nChannel 1: many\n\nChannel 0: is\n\nChannel 1: hard\n\nChannel 0: great.\n\nChannel 1: questions.\n\nChannel 0: Too many hard questions. It's a lot of paperwork to go through to buy someone's old gold rings from a divorce.\n\nChannel 1: Yeah. Yeah. Wow.\n\nChannel 0: So Yeah. Interesting times there, Michelle. Interesting\n\nChannel 1: Yeah.\n\nChannel 0: times.\n\nChannel 1: Definitely. Sorry. My phone\n\nChannel 0: Cool.\n\nChannel 1: is just gone.\n\nChannel 0: No. You're right. Oh, actually, that brings me to the the last two things I wanted to let you know before I do let you go is you had already signed a service agreement\n\nChannel 1: Mhmm.\n\nChannel 0: with us. So we haven't really had any changes in fees. We still charge the 1.65%. We have added in a tiered fee structure into our service guide. So when you get above 200,000, those discounts will start to be applied.\n\nChannel 1: Why do you have to earn more to get the discounts then?\n\nChannel 0: No. Once your balance goes up in your super, once we get you up above $200, everything above that will be charged\n\nChannel 1: Yep.\n\nChannel 0: at a lower percentage. And then once we get you above 500,000, it'll be lower then as well. So it's just one of those things to make sure that we're trying to be alongside you, getting you in the right direction\n\nChannel 1: Yep.\n\nChannel 0: because we wanna see you growing as well too.\n\nChannel 1: Definitely. Definitely.\n\nChannel 0: And the other thing was because you'd already signed that, the only thing I have left in this pack that's actually signable is the last document there. If you still have that email open, I know you just said the phone was sort of refreshing. If\n\nChannel 1: Yeah.\n\nChannel 0: you're still on that green certificate, can you just click the next document button for me?\n\nChannel 1: Where do you I I just sign here for the signature.\n\nChannel 0: Yeah. So the last two documents, there's, like, an updated service guide with our, like, license info, complaints, procedures, and licensing information, and all that kind of thing. There is a tax file number opt in form is the only document to sign, and it's basically just trying to make sure that we still have your consent to hold your tax file number.\n\nChannel 1: Oh, I\n\nChannel 0: There\n\nChannel 1: do. Yeah.\n\nChannel 0: has been cybersecurity issues, and we do use that number for applications and and whatnot. So we just wanna make sure that we still have your consent for that.\n\nChannel 1: Yep. It's just loading at the moment.\n\nChannel 0: Perfect.\n\nChannel 1: I've signed it, updated it, and it's trying to load.\n\nChannel 0: Alrighty. It does the old spinning circle, doesn't it?\n\nChannel 1: Yeah. Yep.\n\nChannel 0: Yep.\n\nChannel 1: That's right.\n\nChannel 0: Thank you very much for doing that.\n\nChannel 1: That's right.\n\nChannel 0: And, Michelle, from here, we will basically, that's come through signed, by the way, so thank you.\n\nChannel 1: Sorry. What was that?\n\nChannel 0: It's come through signed all good, and\n\nChannel 1: Oh,\n\nChannel 0: I\n\nChannel 1: lovely.\n\nChannel 0: just wanted\n\nChannel 1: Yep.\n\nChannel 0: to double check with you in terms of contact frequency.\n\nChannel 1: Lynn,\n\nChannel 0: Now\n\nChannel 1: thank\n\nChannel 0: I've\n\nChannel 1: you.\n\nChannel 0: got\n\nChannel 1: Sorry.\n\nChannel 0: you sorry. I've got you pegged in for the next annual review, but do you want me to put in any contacts before the end of the year to discuss anything with you? Would you like to catch up more frequently, or is it more like if something happens, you'll give us a call and we can talk then?\n\nChannel 1: I think it basically you guys are doing a good job.\n\nChannel 0: Thank you.\n\nChannel 1: You're looking after me. You're doing the check ins? We'll just leave it how it is.\n\nChannel 0: Cool. And if anything changes, we can change it then.\n\nChannel 1: Yeah. Yeah. No worries. Yeah. Like, I'll I'll let you know what happens with the company changing over to El Powa.\n\nChannel 0: Yeah. Yeah. That'll be an interesting one. So let me know if you have any trouble with the salary sacrifice. And\n\nChannel 1: Okay.\n\nChannel 0: once we get that beneficiary surname fixed up on the life insurance, I'll get Michelle to send you a message just to let you know that's been all fixed up. So it's the same as the super.\n\nChannel 1: Yep. No worries.\n\nChannel 0: Awesome. Well, thank you so much for your time. I know I did catch you at a bad time before, but thank you for for answering this call and going through the details with me. I do\n\nChannel 1: No. No. Thank you very much yourself. I'm sorry that I wasn't available at that correct time.\n\nChannel 0: appreciate it. No. That's okay. I always leave an hour and a half anyway just in case.\n\nChannel 1: No worries. Thanks\n\nChannel 0: Awesome, Michel.\n\nChannel 1: very much.\n\nChannel 0: Have a fantastic week, man.\n\nChannel 1: You too.\n\nChannel 0: Thank you. Bye.\n\nChannel 1: No worries. Bye.","paragraphs":[{"sentences":[{"text":"Hi.","start":2.3999999,"end":2.72,"sentiment":"neutral","sentiment_score":0.16358807682991028},{"text":"How are you going?","start":2.72,"end":3.62,"sentiment":"neutral","sentiment_score":0.21266239881515503}],"sentiment":"neutral","sentiment_score":0.20284753441810607,"channel":1,"num_words":5,"start":2.3999999,"end":3.62},{"sentences":[{"text":"Fantastic, Michelle.","start":4.96,"end":5.8399997,"sentiment":"positive","sentiment_score":0.7294898927211761},{"text":"It's Tommy here from Oakview.","start":5.8399997,"end":7.04,"sentiment":"positive","sentiment_score":0.44080364108085635},{"text":"How are you doing?","start":7.04,"end":7.8599997,"sentiment":"positive","sentiment_score":0.35022900998592377}],"sentiment":"positive","sentiment_score":0.460355820980939,"channel":0,"num_words":11,"start":4.96,"end":7.8599997},{"sentences":[{"text":"Yeah.","start":8.08,"end":8.32,"sentiment":"neutral","sentiment_score":0.2626579999923706},{"text":"Good.","start":8.32,"end":8.559999,"sentiment":"positive","sentiment_score":0.4881613552570343},{"text":"Thank you.","start":8.559999,"end":9.12,"sentiment":"positive","sentiment_score":0.5081605017185211},{"text":"I'm so sorry about that before.","start":9.12,"end":10.82,"sentiment":"neutral","sentiment_score":-0.1133331572636962}],"sentiment":"neutral","sentiment_score":0.10871414151042699,"channel":1,"num_words":10,"start":8.08,"end":10.82},{"sentences":[{"text":"That's no worries at all.","start":11.36,"end":12.48,"sentiment":"neutral","sentiment_score":0.03897260278463364},{"text":"I I know you tried to message in there, so I I didn't come through to the system, but","start":12.48,"end":16.305,"sentiment":"neutral","sentiment_score":-0.0334757052754101}],"sentiment":"neutral","sentiment_score":-0.01838230776290099,"channel":0,"num_words":24,"start":11.36,"end":16.305},{"sentences":[{"text":"Yes.","start":16.035,"end":16.535,"sentiment":"positive","sentiment_score":0.34819841384887695}],"sentiment":"positive","sentiment_score":0.34819841384887695,"channel":1,"num_words":1,"start":16.035,"end":16.535},{"sentences":[{"text":"more than happy to have a chat now if you still got a few minutes.","start":16.305,"end":19.045,"sentiment":"positive","sentiment_score":0.5911805053551992}],"sentiment":"positive","sentiment_score":0.5911805053551992,"channel":0,"num_words":15,"start":16.305,"end":19.045},{"sentences":[{"text":"Yes.","start":19.715,"end":20.215,"sentiment":"positive","sentiment_score":0.34842732548713684}],"sentiment":"positive","sentiment_score":0.34842732548713684,"channel":1,"num_words":1,"start":19.715,"end":20.215},{"sentences":[{"text":"Perfect, Michelle.","start":21.265,"end":22.065,"sentiment":"positive","sentiment_score":0.6000657081604004},{"text":"Now as one of the senior advisers, I'm just gonna go through a bit of an updated annual review with you.","start":22.065,"end":27.03,"sentiment":"neutral","sentiment_score":0.32657559357938315},{"text":"Just gonna recap what's been going on recently, what changes we can look at making, what has been made, and just see if there's anything else to update on your circumstances as well.","start":27.11,"end":37.67,"sentiment":"neutral","sentiment_score":0.28085930916396057},{"text":"Now do you mind if I just go through the quick usual security check with you?","start":37.67,"end":41.305,"sentiment":"neutral","sentiment_score":0.07001503114588559}],"sentiment":"neutral","sentiment_score":0.2562057858643432,"channel":0,"num_words":72,"start":21.265,"end":41.305},{"sentences":[{"text":"Hey, guys.","start":41.739998,"end":42.4,"sentiment":"neutral","sentiment_score":0.06893395818769932}],"sentiment":"neutral","sentiment_score":0.06893395818769932,"channel":1,"num_words":2,"start":41.739998,"end":42.4},{"sentences":[{"text":"No worries, Michelle.","start":42.965,"end":43.845,"sentiment":"neutral","sentiment_score":0.12783500800530115},{"text":"So I'm registered with ASIC as adviser one two seven three one zero five.","start":43.845,"end":48.585,"sentiment":"neutral","sentiment_score":0.09608078481895584},{"text":"Could I please get your date of birth and address?","start":48.645,"end":51.065002,"sentiment":"neutral","sentiment_score":0.05982851535081864}],"sentiment":"neutral","sentiment_score":0.08618226536998043,"channel":0,"num_words":27,"start":42.965,"end":51.065002},{"sentences":[{"text":"Second to the third seventy seven and","start":51.995,"end":54.635,"sentiment":"neutral","sentiment_score":0.023783168090241297}],"sentiment":"neutral","sentiment_score":0.023783168090241297,"channel":1,"num_words":7,"start":51.995,"end":54.635},{"sentences":[{"text":"Mhmm.","start":54.325,"end":54.66,"sentiment":"neutral","sentiment_score":0.031264543533325195}],"sentiment":"neutral","sentiment_score":0.031264543533325195,"channel":0,"num_words":1,"start":54.325,"end":54.66},{"sentences":[{"text":"4 Rassmont Place in","start":54.635,"end":56.43,"sentiment":"neutral","sentiment_score":0.017648614244535565}],"sentiment":"neutral","sentiment_score":0.017648614244535565,"channel":1,"num_words":4,"start":54.635,"end":56.43},{"sentences":[{"text":"Sensational.","start":56.1,"end":56.6,"sentiment":"neutral","sentiment_score":0.04031263664364815},{"text":"Thank you so much for that.","start":58.34,"end":59.22,"sentiment":"positive","sentiment_score":0.4421445280313492},{"text":"And are you okay for the call to be recorded?","start":59.22,"end":61.16,"sentiment":"neutral","sentiment_score":0.10130481086671353}],"sentiment":"neutral","sentiment_score":0.21801340667640462,"channel":0,"num_words":17,"start":56.1,"end":61.16},{"sentences":[{"text":"Crudenup.","start":60.809998,"end":61.309998,"sentiment":"neutral","sentiment_score":0.01601903699338436},{"text":"Yes.","start":61.61,"end":62.11,"sentiment":"neutral","sentiment_score":0.1714000701904297}],"sentiment":"neutral","sentiment_score":0.09370955359190702,"channel":1,"num_words":2,"start":60.809998,"end":62.11},{"sentences":[{"text":"Amazing.","start":62.82,"end":63.32,"sentiment":"positive","sentiment_score":0.388073205947876},{"text":"Now, Michelle, I've got a bit of an annual review pack to send out to you.","start":63.46,"end":67.815,"sentiment":"neutral","sentiment_score":0.2468274673447013},{"text":"I know that you already went through and provided your consent to Michelle for the services, and that's so we can remain listed as advisers on your Netwealth account.","start":67.815,"end":77.755005,"sentiment":"neutral","sentiment_score":0.20098942672384196},{"text":"Now will you be able to look onto the emails with me if I can shoot through this pack to you, or should I just kind of walk you through what's coming by?","start":77.975006,"end":84.42,"sentiment":"neutral","sentiment_score":0.1515436624035691}],"sentiment":"neutral","sentiment_score":0.1919866698452189,"channel":0,"num_words":79,"start":62.82,"end":84.42},{"sentences":[{"text":"Yep.","start":87.130005,"end":87.630005,"sentiment":"neutral","sentiment_score":0.04605017229914665},{"text":"Go ahead.","start":87.85,"end":88.590004,"sentiment":"neutral","sentiment_score":0.0431975107640028},{"text":"Sorry.","start":88.89,"end":89.39,"sentiment":"neutral","sentiment_score":-0.05907939374446869},{"text":"I'm trying I've got my the little laptop open.","start":90.01,"end":93.55,"sentiment":"neutral","sentiment_score":-0.10333534992403454},{"text":"Otherwise, I've got my phone, and I'm just trying to find the what was it that you're sending through?","start":93.69,"end":102.065,"sentiment":"neutral","sentiment_score":-0.02695065478206073}],"sentiment":"neutral","sentiment_score":-0.04277233719039941,"channel":1,"num_words":32,"start":87.130005,"end":102.065},{"sentences":[{"text":"So I'm just hitting send now, and it's a Oakview Financial annual review pack, and that should come through pretty quickly.","start":102.525,"end":111.03,"sentiment":"neutral","sentiment_score":0.19804178408923603},{"text":"You have used our system before the new one, so it should go through pretty instantly.","start":111.49,"end":115.43,"sentiment":"neutral","sentiment_score":0.25114092347212136},{"text":"And just let me know if you can see another one of those emails come through from us in the next few seconds also.","start":115.73,"end":121.11,"sentiment":"neutral","sentiment_score":0.05089632282033563},{"text":"Hopefully, it doesn't go through to the old spam inbox or anything like that, but I know you have received one not too long ago.","start":123.81,"end":130.555,"sentiment":"neutral","sentiment_score":-0.11533289805054664}],"sentiment":"neutral","sentiment_score":0.07575955276572427,"channel":0,"num_words":86,"start":102.525,"end":130.555},{"sentences":[{"text":"Yeah.","start":131.435,"end":131.935,"sentiment":"neutral","sentiment_score":0.010550081729888916},{"text":"Yeah.","start":132.075,"end":132.315,"sentiment":"neutral","sentiment_score":0.001999547705054283},{"text":"Sorry.","start":132.315,"end":132.815,"sentiment":"neutral","sentiment_score":-0.04933889955282211},{"text":"It just because I mainly use my phone, but they're on that.","start":132.955,"end":140.25,"sentiment":"neutral","sentiment_score":-0.05253153915206591},{"text":"I don't know why it's not in the email on","start":140.33,"end":146.25,"sentiment":"neutral","sentiment_score":-0.09410812184214593}],"sentiment":"neutral","sentiment_score":-0.06432995833456516,"channel":1,"num_words":25,"start":131.435,"end":146.25},{"sentences":[{"text":"And","start":146.06999,"end":146.56999,"sentiment":"neutral","sentiment_score":-0.026568518951535225}],"sentiment":"neutral","sentiment_score":-0.026568518951535225,"channel":0,"num_words":1,"start":146.06999,"end":146.56999},{"sentences":[{"text":"my normal phone.","start":146.25,"end":147.55,"sentiment":"neutral","sentiment_score":-0.014870154360930124}],"sentiment":"neutral","sentiment_score":-0.014870154360930124,"channel":1,"num_words":3,"start":146.25,"end":147.55},{"sentences":[{"text":"I'll give it a minute to load as well.","start":147.83,"end":149.67,"sentiment":"neutral","sentiment_score":0.03137902874085638},{"text":"But just while that's coming through, I did take a note there from Michelle.","start":149.67,"end":153.355,"sentiment":"neutral","sentiment_score":0.08044729568064213},{"text":"I think there was a couple of things you wanted to talk about today.","start":153.355,"end":155.915,"sentiment":"neutral","sentiment_score":0.11133940890431404},{"text":"Was there anything in particular you wanted me to focus on for this review?","start":155.915,"end":159.215,"sentiment":"neutral","sentiment_score":0.04605257245046752}],"sentiment":"neutral","sentiment_score":0.07082668896399293,"channel":0,"num_words":51,"start":147.83,"end":159.215},{"sentences":[{"text":"Oh, it's just basically seller effect sacrificing some, like, you know, like, $100 that I'm a pay just to bring my tax down, basically.","start":158.815,"end":167.475,"sentiment":"neutral","sentiment_score":-0.2616148116067052}],"sentiment":"neutral","sentiment_score":-0.2616148116067052,"channel":1,"num_words":24,"start":158.815,"end":167.475},{"sentences":[{"text":"Yeah.","start":168.25,"end":168.49,"sentiment":"neutral","sentiment_score":0.0670955553650856},{"text":"Yep.","start":168.49,"end":168.89,"sentiment":"neutral","sentiment_score":0.10383746027946472},{"text":"Okay.","start":168.89,"end":169.39,"sentiment":"neutral","sentiment_score":0.10905613005161284},{"text":"I'll run through that with you.","start":169.53,"end":170.73,"sentiment":"neutral","sentiment_score":0.1307943028708299},{"text":"We'll give you an idea of what's been going on with the super there, and we'll go through some updates on the occupation.","start":170.73,"end":175.47,"sentiment":"neutral","sentiment_score":0.10339643530871558}],"sentiment":"neutral","sentiment_score":0.10758978046942502,"channel":0,"num_words":32,"start":168.25,"end":175.47},{"sentences":[{"text":"Now has that come through yet?","start":177.095,"end":179.115,"sentiment":"neutral","sentiment_score":0.040344228191922106}],"sentiment":"neutral","sentiment_score":0.040344228191922106,"channel":0,"num_words":6,"start":177.095,"end":179.115},{"sentences":[{"text":"On my phone, it has, but not on the laptop.","start":179.85999,"end":183.07999,"sentiment":"neutral","sentiment_score":-0.08626188449561596}],"sentiment":"neutral","sentiment_score":-0.08626188449561596,"channel":1,"num_words":10,"start":179.85999,"end":183.07999},{"sentences":[{"text":"Well, that's okay.","start":183.815,"end":184.455,"sentiment":"neutral","sentiment_score":0.03252706490457058},{"text":"If you wanna give the laptop a couple of minutes to kind of catch up, I can just go through and update some details in the interim, if that works.","start":184.455,"end":190.05,"sentiment":"neutral","sentiment_score":0.04661236225316922}],"sentiment":"neutral","sentiment_score":0.04533188067602389,"channel":0,"num_words":33,"start":183.815,"end":190.05},{"sentences":[{"text":"Yeah.","start":190.75499,"end":191.155,"sentiment":"neutral","sentiment_score":0.08551549911499023},{"text":"Yep.","start":191.155,"end":191.655,"sentiment":"neutral","sentiment_score":0.15172940492630005}],"sentiment":"neutral","sentiment_score":0.11862245202064514,"channel":1,"num_words":2,"start":190.75499,"end":191.655},{"sentences":[{"text":"Cool.","start":192.05,"end":192.37001,"sentiment":"neutral","sentiment_score":0.2632475197315216},{"text":"So we have no changes to your residential address.","start":192.37001,"end":195.43001,"sentiment":"neutral","sentiment_score":0.10828441133101781},{"text":"We've got your PO box listed, 3596.","start":195.81,"end":199.01001,"sentiment":"neutral","sentiment_score":0.11188147004161562},{"text":"Are you still okay for that for postage?","start":199.01001,"end":200.87,"sentiment":"neutral","sentiment_score":0.09433843567967415},{"text":"Sensational.","start":202.61,"end":203.11,"sentiment":"neutral","sentiment_score":-0.0032430142164230347}],"sentiment":"neutral","sentiment_score":0.1066323839701139,"channel":0,"num_words":26,"start":192.05,"end":203.11},{"sentences":[{"text":"And we've got you obviously in a relationship with Nigel with two children.","start":203.965,"end":208.145,"sentiment":"neutral","sentiment_score":0.05433956247109633}],"sentiment":"neutral","sentiment_score":0.05433956247109633,"channel":0,"num_words":13,"start":203.965,"end":208.145},{"sentences":[{"text":"Yes.","start":207.96,"end":208.46,"sentiment":"neutral","sentiment_score":0.10204581916332243},{"text":"Yes.","start":208.76001,"end":209.0,"sentiment":"neutral","sentiment_score":0.12025251984596252},{"text":"That's correct.","start":209.0,"end":209.90001,"sentiment":"neutral","sentiment_score":0.22493962943553925}],"sentiment":"neutral","sentiment_score":0.16804439947009087,"channel":1,"num_words":4,"start":207.96,"end":209.90001},{"sentences":[{"text":"Perfect.","start":210.52501,"end":211.02501,"sentiment":"positive","sentiment_score":0.34804779291152954},{"text":"South 32 for the employer, mining industry.","start":211.80501,"end":215.345,"sentiment":"neutral","sentiment_score":0.0677858857171876},{"text":"Well, I think we had you on about 85,000.","start":215.965,"end":218.545,"sentiment":"neutral","sentiment_score":0.02128925547003746},{"text":"Now do you know if that's changed much when you did your your tax return recently?","start":218.93001,"end":222.63,"sentiment":"neutral","sentiment_score":-0.017019661492668092}],"sentiment":"neutral","sentiment_score":0.022479930553923954,"channel":0,"num_words":33,"start":210.52501,"end":222.63},{"sentences":[{"text":"That's rented at the time.","start":224.45,"end":226.07,"sentiment":"neutral","sentiment_score":-0.010101725906133651},{"text":"Yeah.","start":228.69,"end":229.19,"sentiment":"neutral","sentiment_score":0.002308715134859085},{"text":"Yeah.","start":229.81,"end":230.29001,"sentiment":"neutral","sentiment_score":-0.010791312903165816},{"text":"Nothing's really changed there.","start":230.29001,"end":232.15001,"sentiment":"neutral","sentiment_score":-0.06463471986353397}],"sentiment":"neutral","sentiment_score":-0.0288663733411919,"channel":1,"num_words":11,"start":224.45,"end":232.15001},{"sentences":[{"text":"Yeah.","start":232.69,"end":233.01001,"sentiment":"neutral","sentiment_score":0.09069474786520004},{"text":"Cool.","start":233.01001,"end":233.415,"sentiment":"neutral","sentiment_score":0.17647551000118256}],"sentiment":"neutral","sentiment_score":0.1335851289331913,"channel":0,"num_words":2,"start":232.69,"end":233.415},{"sentences":[{"text":"I end","start":233.41,"end":233.81,"sentiment":"neutral","sentiment_score":0.04708526283502579}],"sentiment":"neutral","sentiment_score":0.04708526283502579,"channel":1,"num_words":2,"start":233.41,"end":233.81},{"sentences":[{"text":"And","start":233.735,"end":234.215,"sentiment":"neutral","sentiment_score":0.06121479347348213}],"sentiment":"neutral","sentiment_score":0.06121479347348213,"channel":0,"num_words":1,"start":233.735,"end":234.215},{"sentences":[{"text":"up having","start":233.81,"end":234.47,"sentiment":"neutral","sentiment_score":0.04087594710290432}],"sentiment":"neutral","sentiment_score":0.04087594710290432,"channel":1,"num_words":2,"start":233.81,"end":234.47},{"sentences":[{"text":"same","start":234.215,"end":234.61499,"sentiment":"neutral","sentiment_score":0.054539840668439865}],"sentiment":"neutral","sentiment_score":0.054539840668439865,"channel":0,"num_words":1,"start":234.215,"end":234.61499},{"sentences":[{"text":"more","start":234.53,"end":234.85,"sentiment":"neutral","sentiment_score":-0.004408672451972961}],"sentiment":"neutral","sentiment_score":-0.004408672451972961,"channel":1,"num_words":1,"start":234.53,"end":234.85},{"sentences":[{"text":"duties","start":234.61499,"end":235.11499,"sentiment":"neutral","sentiment_score":-0.009602289646863936}],"sentiment":"neutral","sentiment_score":-0.009602289646863936,"channel":0,"num_words":1,"start":234.61499,"end":235.11499},{"sentences":[{"text":"tax","start":234.85,"end":235.25,"sentiment":"neutral","sentiment_score":0.016241345554590225}],"sentiment":"neutral","sentiment_score":0.016241345554590225,"channel":1,"num_words":1,"start":234.85,"end":235.25},{"sentences":[{"text":"in","start":235.17499,"end":235.33499,"sentiment":"neutral","sentiment_score":0.01989825069904327}],"sentiment":"neutral","sentiment_score":0.01989825069904327,"channel":0,"num_words":1,"start":235.17499,"end":235.33499},{"sentences":[{"text":"taken","start":235.25,"end":235.57,"sentiment":"neutral","sentiment_score":0.04953409731388092}],"sentiment":"neutral","sentiment_score":0.04953409731388092,"channel":1,"num_words":1,"start":235.25,"end":235.57},{"sentences":[{"text":"terms","start":235.33499,"end":235.655,"sentiment":"neutral","sentiment_score":0.04903959110379219}],"sentiment":"neutral","sentiment_score":0.04903959110379219,"channel":0,"num_words":1,"start":235.33499,"end":235.655},{"sentences":[{"text":"up.","start":235.57,"end":236.07,"sentiment":"neutral","sentiment_score":0.06207035481929779}],"sentiment":"neutral","sentiment_score":0.06207035481929779,"channel":1,"num_words":1,"start":235.57,"end":236.07},{"sentences":[{"text":"of","start":235.655,"end":236.155,"sentiment":"neutral","sentiment_score":-0.02977593429386616}],"sentiment":"neutral","sentiment_score":-0.02977593429386616,"channel":0,"num_words":1,"start":235.655,"end":236.155},{"sentences":[{"text":"Sorry?","start":236.29001,"end":236.79001,"sentiment":"neutral","sentiment_score":-0.036364953964948654}],"sentiment":"neutral","sentiment_score":-0.036364953964948654,"channel":1,"num_words":1,"start":236.29001,"end":236.79001},{"sentences":[{"text":"yeah.","start":237.495,"end":237.73499,"sentiment":"neutral","sentiment_score":-0.022250602021813393},{"text":"I was just gonna say, has the duties changed at all?","start":237.73499,"end":240.61499,"sentiment":"neutral","sentiment_score":-0.039703230796889824},{"text":"I think you were doing a bit of the the water cart trucks loading, operating, that kind of thing.","start":240.61499,"end":246.23499,"sentiment":"neutral","sentiment_score":0.028569641277978296}],"sentiment":"neutral","sentiment_score":0.00270442075787052,"channel":0,"num_words":31,"start":237.495,"end":246.23499},{"sentences":[{"text":"Yes.","start":246.715,"end":247.035,"sentiment":"neutral","sentiment_score":0.13093137741088867},{"text":"That's correct.","start":247.035,"end":247.775,"sentiment":"neutral","sentiment_score":0.23165585100650787},{"text":"That's","start":248.235,"end":248.475,"sentiment":"neutral","sentiment_score":0.25201770663261414}],"sentiment":"neutral","sentiment_score":0.21156519651412964,"channel":1,"num_words":4,"start":246.715,"end":248.475},{"sentences":[{"text":"Yep.","start":248.295,"end":248.795,"sentiment":"neutral","sentiment_score":0.2553132474422455}],"sentiment":"neutral","sentiment_score":0.2553132474422455,"channel":0,"num_words":1,"start":248.295,"end":248.795},{"sentences":[{"text":"all the same.","start":248.475,"end":249.375,"sentiment":"positive","sentiment_score":0.33422603209813434}],"sentiment":"positive","sentiment_score":0.33422603209813434,"channel":1,"num_words":3,"start":248.475,"end":249.375},{"sentences":[{"text":"Awesome.","start":249.94,"end":250.34001,"sentiment":"positive","sentiment_score":0.719831109046936}],"sentiment":"positive","sentiment_score":0.719831109046936,"channel":0,"num_words":1,"start":249.94,"end":250.34001},{"sentences":[{"text":"I'm","start":250.15,"end":250.39,"sentiment":"positive","sentiment_score":0.34024208784103394}],"sentiment":"positive","sentiment_score":0.34024208784103394,"channel":1,"num_words":1,"start":250.15,"end":250.39},{"sentences":[{"text":"Yeah.","start":250.34001,"end":250.58,"sentiment":"neutral","sentiment_score":0.24012750387191772}],"sentiment":"neutral","sentiment_score":0.24012750387191772,"channel":0,"num_words":1,"start":250.34001,"end":250.58},{"sentences":[{"text":"still","start":250.39,"end":250.79,"sentiment":"neutral","sentiment_score":0.0890994668006897}],"sentiment":"neutral","sentiment_score":0.0890994668006897,"channel":1,"num_words":1,"start":250.39,"end":250.79},{"sentences":[{"text":"The tax","start":250.58,"end":250.98001,"sentiment":"neutral","sentiment_score":0.035770125687122345}],"sentiment":"neutral","sentiment_score":0.035770125687122345,"channel":0,"num_words":2,"start":250.58,"end":250.98001},{"sentences":[{"text":"operating.","start":250.79,"end":251.29,"sentiment":"neutral","sentiment_score":-0.010578148066997528}],"sentiment":"neutral","sentiment_score":-0.010578148066997528,"channel":1,"num_words":1,"start":250.79,"end":251.29},{"sentences":[{"text":"one's a","start":250.98001,"end":251.38,"sentiment":"neutral","sentiment_score":-0.12351638823747635}],"sentiment":"neutral","sentiment_score":-0.12351638823747635,"channel":0,"num_words":2,"start":250.98001,"end":251.38},{"sentences":[{"text":"I'm","start":251.34999,"end":251.43,"sentiment":"neutral","sentiment_score":-0.220675989985466}],"sentiment":"neutral","sentiment_score":-0.220675989985466,"channel":1,"num_words":1,"start":251.34999,"end":251.43},{"sentences":[{"text":"bit","start":251.38,"end":251.54001,"sentiment":"neutral","sentiment_score":-0.19340917468070984}],"sentiment":"neutral","sentiment_score":-0.19340917468070984,"channel":0,"num_words":1,"start":251.38,"end":251.54001},{"sentences":[{"text":"I","start":251.51,"end":251.67,"sentiment":"neutral","sentiment_score":-0.2692037522792816}],"sentiment":"neutral","sentiment_score":-0.2692037522792816,"channel":1,"num_words":1,"start":251.51,"end":251.67},{"sentences":[{"text":"of","start":251.54001,"end":251.70001,"sentiment":"neutral","sentiment_score":-0.2947366237640381}],"sentiment":"neutral","sentiment_score":-0.2947366237640381,"channel":0,"num_words":1,"start":251.54001,"end":251.70001},{"sentences":[{"text":"haven't","start":251.67,"end":251.98999,"sentiment":"negative","sentiment_score":-0.33944183588027954}],"sentiment":"negative","sentiment_score":-0.33944183588027954,"channel":1,"num_words":1,"start":251.67,"end":251.98999},{"sentences":[{"text":"fun.","start":251.70001,"end":252.20001,"sentiment":"neutral","sentiment_score":-0.20890718698501587}],"sentiment":"neutral","sentiment_score":-0.20890718698501587,"channel":0,"num_words":1,"start":251.70001,"end":252.20001},{"sentences":[{"text":"haven't gone up a level in in pay rate or anything like that.","start":251.98999,"end":255.03,"sentiment":"neutral","sentiment_score":-0.13037536493860757},{"text":"No.","start":255.03,"end":255.53,"sentiment":"neutral","sentiment_score":-0.04446957632899285}],"sentiment":"neutral","sentiment_score":-0.12423923718077796,"channel":1,"num_words":14,"start":251.98999,"end":255.53},{"sentences":[{"text":"Okay.","start":256.02002,"end":256.42,"sentiment":"neutral","sentiment_score":0.1548711657524109},{"text":"Perfect.","start":256.42,"end":256.9,"sentiment":"positive","sentiment_score":0.48109692335128784},{"text":"Perfect.","start":256.9,"end":257.4,"sentiment":"positive","sentiment_score":0.48887062072753906},{"text":"And last few details to update on my end is just in terms of the assets and liabilities, we had the home listed, some cars, and a motorbike.","start":257.86002,"end":268.045,"sentiment":"neutral","sentiment_score":0.09708844830415078},{"text":"It looked like you were pretty close to paying off the mortgage at the time.","start":268.98502,"end":271.625,"sentiment":"neutral","sentiment_score":0.01755230538547039}],"sentiment":"neutral","sentiment_score":0.08927390963325034,"channel":0,"num_words":46,"start":256.02002,"end":271.625},{"sentences":[{"text":"I think last check was about 70,000 owing.","start":271.625,"end":275.385,"sentiment":"neutral","sentiment_score":0.005327033111825585},{"text":"Have you managed to kind of get that close","start":275.385,"end":277.38,"sentiment":"neutral","sentiment_score":0.012360535148117278}],"sentiment":"neutral","sentiment_score":0.009050651836921187,"channel":0,"num_words":17,"start":271.625,"end":277.38},{"sentences":[{"text":"No.","start":278.96,"end":279.28,"sentiment":"neutral","sentiment_score":-0.21486738324165344},{"text":"I've got, say, 47,000 still left on it.","start":279.28,"end":285.04,"sentiment":"neutral","sentiment_score":-0.19707007333636284},{"text":"Sorry.","start":285.04,"end":285.54,"sentiment":"neutral","sentiment_score":-0.0695875883102417}],"sentiment":"neutral","sentiment_score":-0.18610155582427979,"channel":1,"num_words":10,"start":278.96,"end":285.54},{"sentences":[{"text":"to cleared?","start":285.86002,"end":285.90002,"sentiment":"neutral","sentiment_score":-0.0537421815097332},{"text":"Or Getting close, though.","start":285.90002,"end":286.98,"sentiment":"neutral","sentiment_score":-0.008320990018546581},{"text":"Must be exciting.","start":286.98,"end":287.88,"sentiment":"neutral","sentiment_score":0.31746575236320496}],"sentiment":"neutral","sentiment_score":0.09018099266621801,"channel":0,"num_words":9,"start":285.86002,"end":287.88},{"sentences":[{"text":"Yeah.","start":288.64,"end":288.96,"sentiment":"neutral","sentiment_score":0.07102051377296448},{"text":"Yeah.","start":288.96,"end":289.2,"sentiment":"neutral","sentiment_score":0.06241334229707718},{"text":"Well, when it's only one person paying it.","start":289.2,"end":291.28,"sentiment":"neutral","sentiment_score":-0.01264504052232951},{"text":"Yeah.","start":291.28,"end":291.78,"sentiment":"neutral","sentiment_score":0.09255236387252808}],"sentiment":"neutral","sentiment_score":0.011347808705812151,"channel":1,"num_words":11,"start":288.64,"end":291.78},{"sentences":[{"text":"That's fair enough.","start":293.91498,"end":294.955,"sentiment":"neutral","sentiment_score":0.13057480255762735},{"text":"And are you still looking at getting a bit of an investment property down the line once you've got that paid off and some savings under the belt, or what's the","start":294.955,"end":301.675,"sentiment":"neutral","sentiment_score":0.09205266833305359}],"sentiment":"neutral","sentiment_score":0.09545168017639834,"channel":0,"num_words":34,"start":293.91498,"end":301.675},{"sentences":[{"text":"Yeah.","start":301.535,"end":301.935,"sentiment":"neutral","sentiment_score":0.04076020419597626}],"sentiment":"neutral","sentiment_score":0.04076020419597626,"channel":1,"num_words":1,"start":301.535,"end":301.935},{"sentences":[{"text":"the goal?","start":301.675,"end":302.335,"sentiment":"neutral","sentiment_score":0.01386190764605999}],"sentiment":"neutral","sentiment_score":0.01386190764605999,"channel":0,"num_words":2,"start":301.675,"end":302.335},{"sentences":[{"text":"I was hoping to.","start":301.935,"end":303.235,"sentiment":"neutral","sentiment_score":-0.05299261771142483},{"text":"I was actually hoping to buy another house now, but I don't actually earn enough to go off my single income.","start":303.455,"end":310.01,"sentiment":"neutral","sentiment_score":-0.14132742974020185}],"sentiment":"neutral","sentiment_score":-0.12719385981559753,"channel":1,"num_words":25,"start":301.935,"end":310.01},{"sentences":[{"text":"Yeah.","start":310.97,"end":311.29,"sentiment":"neutral","sentiment_score":-0.10074330866336824},{"text":"I need to wait a little bit for the serviceability, I guess, given prices at the moment.","start":311.29,"end":315.55,"sentiment":"neutral","sentiment_score":-0.11146080055657555}],"sentiment":"neutral","sentiment_score":-0.11086538434028625,"channel":0,"num_words":18,"start":310.97,"end":315.55},{"sentences":[{"text":"Yeah.","start":315.91,"end":316.23,"sentiment":"neutral","sentiment_score":0.07064476609230042},{"text":"That's right.","start":316.23,"end":317.19,"sentiment":"neutral","sentiment_score":0.12209167703986168},{"text":"Yeah.","start":317.19,"end":317.69,"sentiment":"neutral","sentiment_score":0.12149950861930849}],"sentiment":"neutral","sentiment_score":0.10908190719783306,"channel":1,"num_words":4,"start":315.91,"end":317.69},{"sentences":[{"text":"Yep.","start":318.49,"end":318.81,"sentiment":"neutral","sentiment_score":0.10550376027822496},{"text":"So that's, I guess would you say that's kind of your main focus for your cash flow too?","start":318.81,"end":323.005,"sentiment":"neutral","sentiment_score":0.12510404363274574},{"text":"It's just, you know, putting money into either an offset or savings just to get that finished off and and built up?","start":323.005,"end":329.10498,"sentiment":"neutral","sentiment_score":0.06541328758678654}],"sentiment":"neutral","sentiment_score":0.09259680177016956,"channel":0,"num_words":41,"start":318.49,"end":329.10498},{"sentences":[{"text":"Yes.","start":329.28497,"end":329.685,"sentiment":"neutral","sentiment_score":0.11319246888160706},{"text":"Yep.","start":329.685,"end":329.925,"sentiment":"neutral","sentiment_score":0.09913229942321776},{"text":"Yep.","start":329.925,"end":330.245,"sentiment":"neutral","sentiment_score":0.1114685758948326},{"text":"My main","start":330.245,"end":330.72498,"sentiment":"neutral","sentiment_score":0.16165655851364136}],"sentiment":"neutral","sentiment_score":0.12942129224538804,"channel":1,"num_words":5,"start":329.28497,"end":330.72498},{"sentences":[{"text":"Yep.","start":330.525,"end":331.025,"sentiment":"neutral","sentiment_score":0.14576950669288635}],"sentiment":"neutral","sentiment_score":0.14576950669288635,"channel":0,"num_words":1,"start":330.525,"end":331.025},{"sentences":[{"text":"goal.","start":330.72498,"end":331.22498,"sentiment":"neutral","sentiment_score":0.16088028252124786},{"text":"I","start":331.845,"end":332.085,"sentiment":"neutral","sentiment_score":0.2666351795196533}],"sentiment":"neutral","sentiment_score":0.2137577310204506,"channel":1,"num_words":2,"start":330.72498,"end":332.085},{"sentences":[{"text":"Cool.","start":331.965,"end":332.465,"sentiment":"neutral","sentiment_score":0.27743250131607056}],"sentiment":"neutral","sentiment_score":0.27743250131607056,"channel":0,"num_words":1,"start":331.965,"end":332.465},{"sentences":[{"text":"wouldn't mind investing, but I don't have the spare cash to to invest.","start":332.085,"end":337.38,"sentiment":"neutral","sentiment_score":-0.032484169189746566},{"text":"I'd rather just pay the house off and then go from there, I suppose.","start":337.38,"end":341.0,"sentiment":"neutral","sentiment_score":0.05958424388830151}],"sentiment":"neutral","sentiment_score":0.015255007961833919,"channel":1,"num_words":27,"start":332.085,"end":341.0},{"sentences":[{"text":"Yeah.","start":341.87997,"end":342.28,"sentiment":"neutral","sentiment_score":-0.05401424318552017},{"text":"Well, once the house is paid off, let's say that, for example, it gets paid off for the next annual review that we do, I'm more than qualified to run through investment advice with you if you wanna look at properties, shares, manage funds, any kind of investment except probably crypto.","start":342.28,"end":359.68503,"sentiment":"neutral","sentiment_score":0.13158218986263462},{"text":"But if you're","start":360.52002,"end":361.24,"sentiment":"neutral","sentiment_score":0.0854640007019043}],"sentiment":"neutral","sentiment_score":0.1256921716711738,"channel":0,"num_words":55,"start":341.87997,"end":361.24},{"sentences":[{"text":"Yep.","start":361.07498,"end":361.57498,"sentiment":"neutral","sentiment_score":0.1668197363615036}],"sentiment":"neutral","sentiment_score":0.1668197363615036,"channel":1,"num_words":1,"start":361.07498,"end":361.57498},{"sentences":[{"text":"interested in that kind of thing, we can do that down the line when it's appropriate.","start":361.24,"end":364.7,"sentiment":"neutral","sentiment_score":0.23036796692758799}],"sentiment":"neutral","sentiment_score":0.23036796692758799,"channel":0,"num_words":16,"start":361.24,"end":364.7},{"sentences":[{"text":"Yep.","start":366.04,"end":366.54,"sentiment":"neutral","sentiment_score":0.24116866290569303}],"sentiment":"neutral","sentiment_score":0.24116866290569303,"channel":1,"num_words":1,"start":366.04,"end":366.54},{"sentences":[{"text":"Cool.","start":367.64,"end":368.04,"sentiment":"positive","sentiment_score":0.3838112652301788}],"sentiment":"positive","sentiment_score":0.3838112652301788,"channel":0,"num_words":1,"start":367.64,"end":368.04},{"sentences":[{"text":"I still","start":367.72,"end":368.36002,"sentiment":"neutral","sentiment_score":0.19448396563529968}],"sentiment":"neutral","sentiment_score":0.19448396563529968,"channel":1,"num_words":2,"start":367.72,"end":368.36002},{"sentences":[{"text":"So I'll","start":368.04,"end":368.44,"sentiment":"neutral","sentiment_score":0.14809010922908783}],"sentiment":"neutral","sentiment_score":0.14809010922908783,"channel":0,"num_words":2,"start":368.04,"end":368.44},{"sentences":[{"text":"try","start":368.36002,"end":368.76,"sentiment":"neutral","sentiment_score":0.14401081204414368}],"sentiment":"neutral","sentiment_score":0.14401081204414368,"channel":1,"num_words":1,"start":368.36002,"end":368.76},{"sentences":[{"text":"put that in,","start":368.44,"end":369.34,"sentiment":"neutral","sentiment_score":0.1125267247358958}],"sentiment":"neutral","sentiment_score":0.1125267247358958,"channel":0,"num_words":3,"start":368.44,"end":369.34},{"sentences":[{"text":"yep.","start":369.48,"end":369.96002,"sentiment":"neutral","sentiment_score":0.1142934113740921},{"text":"I'm just","start":369.96002,"end":370.62003,"sentiment":"neutral","sentiment_score":0.03382854722440243}],"sentiment":"neutral","sentiment_score":0.06065016860763232,"channel":1,"num_words":3,"start":369.48,"end":370.62003},{"sentences":[{"text":"the email.","start":370.2,"end":371.02002,"sentiment":"neutral","sentiment_score":0.03854897432029247}],"sentiment":"neutral","sentiment_score":0.03854897432029247,"channel":0,"num_words":2,"start":370.2,"end":371.02002},{"sentences":[{"text":"yeah.","start":371.48,"end":371.80002,"sentiment":"neutral","sentiment_score":0.033911366015672684},{"text":"I've got it on my phone, but not on the actual computer.","start":371.80002,"end":375.02002,"sentiment":"neutral","sentiment_score":0.00464768148958683},{"text":"I","start":376.04,"end":376.365,"sentiment":"neutral","sentiment_score":-0.033893369138240814}],"sentiment":"neutral","sentiment_score":0.00398501248231956,"channel":1,"num_words":14,"start":371.48,"end":376.365},{"sentences":[{"text":"K.","start":376.375,"end":376.875,"sentiment":"neutral","sentiment_score":-0.02878743037581444}],"sentiment":"neutral","sentiment_score":-0.02878743037581444,"channel":0,"num_words":1,"start":376.375,"end":376.875},{"sentences":[{"text":"Really don't know what's going on with that.","start":376.44498,"end":378.625,"sentiment":"neutral","sentiment_score":-0.20568102970719337}],"sentiment":"neutral","sentiment_score":-0.20568102970719337,"channel":1,"num_words":8,"start":376.44498,"end":378.625},{"sentences":[{"text":"Needs to hold on and off again, refresh.","start":379.25497,"end":381.115,"sentiment":"neutral","sentiment_score":-0.09268377488479018},{"text":"Technology can always be a bit fun.","start":381.735,"end":383.675,"sentiment":"neutral","sentiment_score":0.15413540175982884}],"sentiment":"neutral","sentiment_score":0.022498507549365363,"channel":0,"num_words":15,"start":379.25497,"end":383.675},{"sentences":[{"text":"Oh, because I don't use the computer.","start":385.485,"end":387.185,"sentiment":"neutral","sentiment_score":-0.18109516586576188},{"text":"It doesn't get used.","start":390.525,"end":391.66498,"sentiment":"neutral","sentiment_score":-0.23635556548833847},{"text":"So","start":391.83,"end":392.33,"sentiment":"neutral","sentiment_score":-0.24064277112483975}],"sentiment":"neutral","sentiment_score":-0.2044775995115439,"channel":1,"num_words":12,"start":385.485,"end":392.33},{"sentences":[{"text":"Bit rusty, maybe.","start":394.47,"end":395.69,"sentiment":"negative","sentiment_score":-0.354803333679835}],"sentiment":"negative","sentiment_score":-0.354803333679835,"channel":0,"num_words":3,"start":394.47,"end":395.69},{"sentences":[{"text":"yeah.","start":396.47,"end":396.71,"sentiment":"neutral","sentiment_score":-0.07481925934553146},{"text":"Well, me too.","start":396.71,"end":397.84998,"sentiment":"neutral","sentiment_score":0.0024741279582182565}],"sentiment":"neutral","sentiment_score":-0.016849218867719173,"channel":1,"num_words":4,"start":396.47,"end":397.84998},{"sentences":[{"text":"Fair enough.","start":398.87,"end":399.61002,"sentiment":"neutral","sentiment_score":0.07343720644712448},{"text":"Michelle, just quickly as well while I've got you there on the the assets and liabilities topic, no other loans or","start":401.375,"end":408.035,"sentiment":"neutral","sentiment_score":0.02956888359040022}],"sentiment":"neutral","sentiment_score":0.03338352036055015,"channel":0,"num_words":23,"start":398.87,"end":408.035},{"sentences":[{"text":"No.","start":408.655,"end":409.155,"sentiment":"neutral","sentiment_score":-0.04518138989806175}],"sentiment":"neutral","sentiment_score":-0.04518138989806175,"channel":1,"num_words":1,"start":408.655,"end":409.155},{"sentences":[{"text":"shares or anything pop up yet?","start":408.655,"end":410.35498,"sentiment":"neutral","sentiment_score":-0.04066490506132444}],"sentiment":"neutral","sentiment_score":-0.04066490506132444,"channel":0,"num_words":6,"start":408.655,"end":410.35498},{"sentences":[{"text":"No.","start":410.01498,"end":410.255,"sentiment":"neutral","sentiment_score":-0.092866450548172},{"text":"I've gotten sold the the X Trail, so I've only got the one car and one motorbike.","start":410.255,"end":417.79498,"sentiment":"neutral","sentiment_score":-0.028129369677866205}],"sentiment":"neutral","sentiment_score":-0.03172587417066097,"channel":1,"num_words":18,"start":410.01498,"end":417.79498},{"sentences":[{"text":"Yep.","start":419.39,"end":419.79,"sentiment":"neutral","sentiment_score":0.0853891372680664},{"text":"So is this still okay for the I think we had the cars valued at 13,000 combined.","start":419.79,"end":424.13,"sentiment":"neutral","sentiment_score":0.060129838612149746},{"text":"Should I change that?","start":424.19,"end":425.265,"sentiment":"neutral","sentiment_score":-0.01774552557617426}],"sentiment":"neutral","sentiment_score":0.04711883142590523,"channel":0,"num_words":22,"start":419.39,"end":425.265},{"sentences":[{"text":"Yeah.","start":427.21,"end":427.44998,"sentiment":"neutral","sentiment_score":-0.003795824944972992},{"text":"Probably only 7,000 now, maybe.","start":427.44998,"end":430.27,"sentiment":"neutral","sentiment_score":-0.03371918722987175}],"sentiment":"neutral","sentiment_score":-0.028731960182388622,"channel":1,"num_words":6,"start":427.21,"end":430.27},{"sentences":[{"text":"Yep.","start":431.18503,"end":431.68503,"sentiment":"neutral","sentiment_score":0.06935503333806992},{"text":"X Trail was sold.","start":432.70502,"end":433.98502,"sentiment":"neutral","sentiment_score":0.07777898758649826},{"text":"No worries.","start":433.98502,"end":434.725,"sentiment":"neutral","sentiment_score":0.06602625921368599},{"text":"And this is a bit of a new question for us just with the new anti money laundering laws that have come in.","start":435.42502,"end":440.48502,"sentiment":"neutral","sentiment_score":-0.017264287108960358},{"text":"A few extra checks for real estate and financial advisers.","start":440.65,"end":443.47,"sentiment":"neutral","sentiment_score":0.0024758636951446532}],"sentiment":"neutral","sentiment_score":0.0035050883889198303,"channel":0,"num_words":40,"start":431.18503,"end":443.47},{"sentences":[{"text":"But have you guys ever gone through, like, a bankruptcy or a part nine debt agreement before?","start":443.61,"end":448.19,"sentiment":"neutral","sentiment_score":-0.04918948725304183}],"sentiment":"neutral","sentiment_score":-0.04918948725304183,"channel":0,"num_words":17,"start":443.61,"end":448.19},{"sentences":[{"text":"No.","start":448.51,"end":448.83002,"sentiment":"neutral","sentiment_score":-0.13566842675209043},{"text":"I have not.","start":448.83002,"end":449.73,"sentiment":"neutral","sentiment_score":-0.12650126218795776}],"sentiment":"neutral","sentiment_score":-0.12879305332899094,"channel":1,"num_words":4,"start":448.51,"end":449.73},{"sentences":[{"text":"Perfect.","start":450.16998,"end":450.56998,"sentiment":"neutral","sentiment_score":0.1273060142993927},{"text":"And this one's a bit of a weird one, but would you count yourself as a member of a foreign tax residency in terms","start":450.56998,"end":459.405,"sentiment":"neutral","sentiment_score":-0.019372891382469486}],"sentiment":"neutral","sentiment_score":-0.013505735155194997,"channel":0,"num_words":25,"start":450.16998,"end":459.405},{"sentences":[{"text":"No.","start":459.39,"end":459.89,"sentiment":"neutral","sentiment_score":-0.04892623424530029}],"sentiment":"neutral","sentiment_score":-0.04892623424530029,"channel":1,"num_words":1,"start":459.39,"end":459.89},{"sentences":[{"text":"of any other countries?","start":459.405,"end":460.54498,"sentiment":"neutral","sentiment_score":-0.06733413971960545}],"sentiment":"neutral","sentiment_score":-0.06733413971960545,"channel":0,"num_words":4,"start":459.405,"end":460.54498},{"sentences":[{"text":"No.","start":460.91,"end":461.41,"sentiment":"neutral","sentiment_score":-0.03301961347460747},{"text":"I","start":461.565,"end":462.065,"sentiment":"neutral","sentiment_score":0.09064380079507828}],"sentiment":"neutral","sentiment_score":0.028812093660235405,"channel":1,"num_words":2,"start":460.91,"end":462.065},{"sentences":[{"text":"Perfect.","start":462.445,"end":462.945,"sentiment":"neutral","sentiment_score":0.21436172723770144},{"text":"And the last detail that I wanted to check was just in terms of estate planning.","start":463.165,"end":466.945,"sentiment":"neutral","sentiment_score":0.031675090081989765},{"text":"Did you end up getting a will in place?","start":467.47,"end":469.25,"sentiment":"neutral","sentiment_score":-0.0016483703835142984}],"sentiment":"neutral","sentiment_score":0.02716645519607342,"channel":0,"num_words":26,"start":462.445,"end":469.25},{"sentences":[{"text":"have.","start":470.525,"end":471.025,"sentiment":"neutral","sentiment_score":-0.006820201873779297},{"text":"It has been in place probably eleven years.","start":471.405,"end":475.43997,"sentiment":"neutral","sentiment_score":-0.006759960670024157}],"sentiment":"neutral","sentiment_score":-0.0067666541371080614,"channel":1,"num_words":9,"start":470.525,"end":475.43997},{"sentences":[{"text":"Yep.","start":475.95,"end":476.45,"sentiment":"neutral","sentiment_score":-0.003629118902608752},{"text":"And are you looking to update it, or do you feel it still kind of reflects everything at the moment?","start":476.51,"end":480.825,"sentiment":"neutral","sentiment_score":0.005164192523807287}],"sentiment":"neutral","sentiment_score":0.004745463408263666,"channel":0,"num_words":21,"start":475.95,"end":480.825},{"sentences":[{"text":"I think it reflects everything.","start":481.25998,"end":482.71997,"sentiment":"neutral","sentiment_score":0.13322547674179078}],"sentiment":"neutral","sentiment_score":0.13322547674179078,"channel":1,"num_words":5,"start":481.25998,"end":482.71997},{"sentences":[{"text":"Perfect.","start":483.785,"end":484.285,"sentiment":"positive","sentiment_score":0.6857463121414185}],"sentiment":"positive","sentiment_score":0.6857463121414185,"channel":0,"num_words":1,"start":483.785,"end":484.285},{"sentences":[{"text":"It goes split split three ways.","start":483.9,"end":486.075,"sentiment":"positive","sentiment_score":0.45051201184590656}],"sentiment":"positive","sentiment_score":0.45051201184590656,"channel":1,"num_words":6,"start":483.9,"end":486.075},{"sentences":[{"text":"Easy.","start":487.225,"end":487.725,"sentiment":"positive","sentiment_score":0.4202575385570526},{"text":"And did somebody get that extra 0.01% to to get it split?","start":488.02502,"end":492.84,"sentiment":"neutral","sentiment_score":0.12378621660172939}],"sentiment":"neutral","sentiment_score":0.14659170290598503,"channel":0,"num_words":13,"start":487.225,"end":492.84},{"sentences":[{"text":"No.","start":494.55502,"end":495.05502,"sentiment":"neutral","sentiment_score":-0.08374377340078354}],"sentiment":"neutral","sentiment_score":-0.08374377340078354,"channel":1,"num_words":1,"start":494.55502,"end":495.05502},{"sentences":[{"text":"No.","start":495.88,"end":496.38,"sentiment":"neutral","sentiment_score":-0.08288706094026566}],"sentiment":"neutral","sentiment_score":-0.08288706094026566,"channel":0,"num_words":1,"start":495.88,"end":496.38},{"sentences":[{"text":"No.","start":496.39502,"end":496.89502,"sentiment":"neutral","sentiment_score":-0.07593932747840881}],"sentiment":"neutral","sentiment_score":-0.07593932747840881,"channel":1,"num_words":1,"start":496.39502,"end":496.89502},{"sentences":[{"text":"And what about, like, a power of attorney?","start":497.63998,"end":499.96,"sentiment":"neutral","sentiment_score":-0.021379988407716155},{"text":"Did you end up putting that in place when you got the will, or does that","start":499.96,"end":503.4,"sentiment":"neutral","sentiment_score":-0.009644770354498178}],"sentiment":"neutral","sentiment_score":-0.013556509705570837,"channel":0,"num_words":24,"start":497.63998,"end":503.4},{"sentences":[{"text":"Yes.","start":503.31,"end":503.71,"sentiment":"neutral","sentiment_score":0.01911892741918564}],"sentiment":"neutral","sentiment_score":0.01911892741918564,"channel":1,"num_words":1,"start":503.31,"end":503.71},{"sentences":[{"text":"ring a bell?","start":503.4,"end":504.13998,"sentiment":"neutral","sentiment_score":0.011938638985157013}],"sentiment":"neutral","sentiment_score":0.011938638985157013,"channel":0,"num_words":3,"start":503.4,"end":504.13998},{"sentences":[{"text":"I've I've got my sister.","start":503.71,"end":505.00998,"sentiment":"neutral","sentiment_score":-0.02151185628026724}],"sentiment":"neutral","sentiment_score":-0.02151185628026724,"channel":1,"num_words":5,"start":503.71,"end":505.00998},{"sentences":[{"text":"Yep.","start":506.36,"end":506.86,"sentiment":"neutral","sentiment_score":0.0002678707242012024}],"sentiment":"neutral","sentiment_score":0.0002678707242012024,"channel":0,"num_words":1,"start":506.36,"end":506.86},{"sentences":[{"text":"But the place that did the will is no longer in.","start":506.91,"end":510.83,"sentiment":"neutral","sentiment_score":-0.11718277125196024},{"text":"I've got to chase up who took it over from","start":510.83,"end":513.79,"sentiment":"neutral","sentiment_score":-0.07355922386050225}],"sentiment":"neutral","sentiment_score":-0.09640965344650405,"channel":1,"num_words":21,"start":506.91,"end":513.79},{"sentences":[{"text":"Perfect.","start":513.775,"end":514.275,"sentiment":"neutral","sentiment_score":-0.00011166371405124664}],"sentiment":"neutral","sentiment_score":-0.00011166371405124664,"channel":0,"num_words":1,"start":513.775,"end":514.275},{"sentences":[{"text":"there","start":513.79,"end":514.185,"sentiment":"neutral","sentiment_score":-0.019110796973109245}],"sentiment":"neutral","sentiment_score":-0.019110796973109245,"channel":1,"num_words":1,"start":513.79,"end":514.185},{"sentences":[{"text":"Yep.","start":514.655,"end":515.155,"sentiment":"neutral","sentiment_score":0.019680704921483994},{"text":"Yep.","start":515.215,"end":515.615,"sentiment":"neutral","sentiment_score":0.07318630069494247},{"text":"That's","start":515.615,"end":516.015,"sentiment":"neutral","sentiment_score":0.1273985505104065}],"sentiment":"neutral","sentiment_score":0.07342185204227765,"channel":0,"num_words":3,"start":514.655,"end":516.015},{"sentences":[{"text":"because it","start":515.625,"end":516.025,"sentiment":"neutral","sentiment_score":0.1428772434592247}],"sentiment":"neutral","sentiment_score":0.1428772434592247,"channel":1,"num_words":2,"start":515.625,"end":516.025},{"sentences":[{"text":"always","start":516.015,"end":516.335,"sentiment":"neutral","sentiment_score":0.16991102695465088}],"sentiment":"neutral","sentiment_score":0.16991102695465088,"channel":0,"num_words":1,"start":516.015,"end":516.335},{"sentences":[{"text":"was left","start":516.025,"end":516.425,"sentiment":"neutral","sentiment_score":0.19519226998090744}],"sentiment":"neutral","sentiment_score":0.19519226998090744,"channel":1,"num_words":2,"start":516.025,"end":516.425},{"sentences":[{"text":"nice.","start":516.335,"end":516.835,"sentiment":"neutral","sentiment_score":0.2599918246269226}],"sentiment":"neutral","sentiment_score":0.2599918246269226,"channel":0,"num_words":1,"start":516.335,"end":516.835},{"sentences":[{"text":"with the actual company.","start":516.425,"end":517.565,"sentiment":"neutral","sentiment_score":0.05058582127094269}],"sentiment":"neutral","sentiment_score":0.05058582127094269,"channel":1,"num_words":4,"start":516.425,"end":517.565},{"sentences":[{"text":"I would assume, though, hopefully, that it'd be at least with the the registress with the with the government there.","start":518.495,"end":525.25,"sentiment":"neutral","sentiment_score":0.010559415351599455},{"text":"It","start":525.25,"end":525.41,"sentiment":"neutral","sentiment_score":0.014007512480020525}],"sentiment":"neutral","sentiment_score":0.01072361045295284,"channel":0,"num_words":21,"start":518.495,"end":525.41},{"sentences":[{"text":"Oh,","start":525.305,"end":525.545,"sentiment":"neutral","sentiment_score":0.026676427572965625}],"sentiment":"neutral","sentiment_score":0.026676427572965625,"channel":1,"num_words":1,"start":525.305,"end":525.545},{"sentences":[{"text":"should","start":525.41,"end":525.64996,"sentiment":"neutral","sentiment_score":0.008312936872243881}],"sentiment":"neutral","sentiment_score":0.008312936872243881,"channel":0,"num_words":1,"start":525.41,"end":525.64996},{"sentences":[{"text":"I suppose","start":525.545,"end":526.025,"sentiment":"neutral","sentiment_score":0.004358077421784401}],"sentiment":"neutral","sentiment_score":0.004358077421784401,"channel":1,"num_words":2,"start":525.545,"end":526.025},{"sentences":[{"text":"be","start":525.64996,"end":526.14996,"sentiment":"neutral","sentiment_score":0.008741810917854309}],"sentiment":"neutral","sentiment_score":0.008741810917854309,"channel":0,"num_words":1,"start":525.64996,"end":526.14996},{"sentences":[{"text":"so.","start":526.025,"end":526.265,"sentiment":"neutral","sentiment_score":0.014348387718200684},{"text":"Yeah.","start":526.265,"end":526.765,"sentiment":"neutral","sentiment_score":0.026818227022886276},{"text":"It","start":526.90497,"end":526.985,"sentiment":"neutral","sentiment_score":0.0166634414345026}],"sentiment":"neutral","sentiment_score":0.019276685391863186,"channel":1,"num_words":3,"start":526.025,"end":526.985},{"sentences":[{"text":"yep.","start":526.93,"end":527.43,"sentiment":"neutral","sentiment_score":0.022113369777798653}],"sentiment":"neutral","sentiment_score":0.022113369777798653,"channel":0,"num_words":1,"start":526.93,"end":527.43},{"sentences":[{"text":"was done through a","start":526.985,"end":527.865,"sentiment":"neutral","sentiment_score":0.005598809337243438}],"sentiment":"neutral","sentiment_score":0.005598809337243438,"channel":1,"num_words":4,"start":526.985,"end":527.865},{"sentences":[{"text":"So","start":527.73,"end":528.23,"sentiment":"neutral","sentiment_score":0.004341533407568932}],"sentiment":"neutral","sentiment_score":0.004341533407568932,"channel":0,"num_words":1,"start":527.73,"end":528.23},{"sentences":[{"text":"an accountant.","start":528.505,"end":529.165,"sentiment":"neutral","sentiment_score":0.008701335173100233},{"text":"So the","start":529.305,"end":530.53,"sentiment":"neutral","sentiment_score":0.017010834999382496}],"sentiment":"neutral","sentiment_score":0.012856085086241364,"channel":1,"num_words":4,"start":528.505,"end":530.53},{"sentences":[{"text":"yep.","start":530.37,"end":530.85,"sentiment":"neutral","sentiment_score":0.022003373131155968}],"sentiment":"neutral","sentiment_score":0.022003373131155968,"channel":0,"num_words":1,"start":530.37,"end":530.85},{"sentences":[{"text":"do","start":530.53,"end":530.85004,"sentiment":"neutral","sentiment_score":0.019483868032693863}],"sentiment":"neutral","sentiment_score":0.019483868032693863,"channel":1,"num_words":1,"start":530.53,"end":530.85004},{"sentences":[{"text":"Okay.","start":530.85,"end":531.35,"sentiment":"neutral","sentiment_score":0.030057553201913834}],"sentiment":"neutral","sentiment_score":0.030057553201913834,"channel":0,"num_words":1,"start":530.85,"end":531.35},{"sentences":[{"text":"wills.","start":530.85004,"end":531.35004,"sentiment":"neutral","sentiment_score":0.020033324137330055}],"sentiment":"neutral","sentiment_score":0.020033324137330055,"channel":1,"num_words":1,"start":530.85004,"end":531.35004},{"sentences":[{"text":"Oh, hopefully, it's there on the registered with the courts there in case something happens.","start":532.45,"end":536.63,"sentiment":"neutral","sentiment_score":0.029642894491553308}],"sentiment":"neutral","sentiment_score":0.029642894491553308,"channel":0,"num_words":15,"start":532.45,"end":536.63},{"sentences":[{"text":"Mhmm.","start":537.09,"end":537.59,"sentiment":"neutral","sentiment_score":0.033215828239917755}],"sentiment":"neutral","sentiment_score":0.033215828239917755,"channel":1,"num_words":1,"start":537.09,"end":537.59},{"sentences":[{"text":"And just swinging over to the super for a moment.","start":538.91504,"end":541.635,"sentiment":"neutral","sentiment_score":0.0462203349918127},{"text":"So I have you there wanting to retire as early as possible towards the age of 60 when you can access your super.","start":541.635,"end":548.995,"sentiment":"neutral","sentiment_score":0.07481545744382817},{"text":"That's your preservation age.","start":548.995,"end":550.5,"sentiment":"neutral","sentiment_score":0.07196722365915775},{"text":"On about a thousand dollars a week with the mortgage paid off, maybe an investment property kind of supplementing things a little bit.","start":550.98,"end":557.22,"sentiment":"neutral","sentiment_score":0.07255004297779954},{"text":"Does that still sound right","start":557.22,"end":558.18,"sentiment":"neutral","sentiment_score":0.06670704111456871}],"sentiment":"neutral","sentiment_score":0.06881559938192368,"channel":0,"num_words":65,"start":538.91504,"end":558.18},{"sentences":[{"text":"Yeah.","start":558.12,"end":558.62,"sentiment":"neutral","sentiment_score":0.04408693313598633}],"sentiment":"neutral","sentiment_score":0.04408693313598633,"channel":1,"num_words":1,"start":558.12,"end":558.62},{"sentences":[{"text":"for you?","start":558.18,"end":558.84,"sentiment":"neutral","sentiment_score":0.03648701496422291}],"sentiment":"neutral","sentiment_score":0.03648701496422291,"channel":0,"num_words":2,"start":558.18,"end":558.84},{"sentences":[{"text":"Yeah.","start":559.48,"end":559.98,"sentiment":"neutral","sentiment_score":0.08352013677358627}],"sentiment":"neutral","sentiment_score":0.08352013677358627,"channel":1,"num_words":1,"start":559.48,"end":559.98},{"sentences":[{"text":"Cool.","start":562.66,"end":563.16,"sentiment":"neutral","sentiment_score":0.16657420992851257}],"sentiment":"neutral","sentiment_score":0.16657420992851257,"channel":0,"num_words":1,"start":562.66,"end":563.16},{"sentences":[{"text":"It's it's unrealistic in hindsight.","start":562.83997,"end":565.66,"sentiment":"neutral","sentiment_score":-0.23555048406124116},{"text":"Yeah.","start":565.8,"end":566.3,"sentiment":"neutral","sentiment_score":0.12707649171352386},{"text":"Fitting when I'm 60, but it's nice.","start":566.68,"end":569.9,"sentiment":"neutral","sentiment_score":0.24880969524383545}],"sentiment":"neutral","sentiment_score":0.05315322600878202,"channel":1,"num_words":13,"start":562.83997,"end":569.9},{"sentences":[{"text":"Yeah.","start":570.78503,"end":571.185,"sentiment":"neutral","sentiment_score":0.1183312088251114},{"text":"So I guess if our aim is as early as possible, our job basically is to get you as much growth as we can in the next, say, ten years or so.","start":571.185,"end":580.02,"sentiment":"neutral","sentiment_score":0.1371104654390365},{"text":"And as you get closer to that, say, mid sixties or early sixties, we do have to have that conversation about reducing risk.","start":580.08,"end":588.5,"sentiment":"neutral","sentiment_score":0.09148792987284453},{"text":"So grow it for a certain number of years, and then at some point, you probably don't wanna still be in, like, a medium risk level.","start":588.8,"end":595.385,"sentiment":"neutral","sentiment_score":0.04992301520318366},{"text":"If you're about to retire tomorrow, potentially lose a third of your super just before you access it to live on.","start":595.445,"end":601.28503,"sentiment":"neutral","sentiment_score":-0.21329480835369655}],"sentiment":"neutral","sentiment_score":0.033290251551503405,"channel":0,"num_words":103,"start":570.78503,"end":601.28503},{"sentences":[{"text":"Does that make sense?","start":601.28503,"end":602.34503,"sentiment":"neutral","sentiment_score":-0.05745245981961489}],"sentiment":"neutral","sentiment_score":-0.05745245981961489,"channel":0,"num_words":4,"start":601.28503,"end":602.34503},{"sentences":[{"text":"Yeah.","start":601.875,"end":602.355,"sentiment":"neutral","sentiment_score":0.04362387955188751},{"text":"Yeah.","start":602.355,"end":602.675,"sentiment":"neutral","sentiment_score":0.09872070699930192},{"text":"That's right.","start":602.675,"end":603.495,"sentiment":"neutral","sentiment_score":0.18078656494617462}],"sentiment":"neutral","sentiment_score":0.12597942911088467,"channel":1,"num_words":4,"start":601.875,"end":603.495},{"sentences":[{"text":"Yep.","start":603.60504,"end":604.02,"sentiment":"neutral","sentiment_score":0.18496212363243103},{"text":"But at the moment, I do see that we've kind of made it a little bit safer.","start":604.10004,"end":608.12,"sentiment":"neutral","sentiment_score":0.09901626539580963},{"text":"We've put you in a bit more of a balanced balanced growth profile where you're kind of like a three, three and a half out of five on the risk scale.","start":608.18,"end":616.58,"sentiment":"neutral","sentiment_score":0.14047967522375046},{"text":"So I would count that as kind of medium risk.","start":616.58,"end":619.915,"sentiment":"neutral","sentiment_score":0.03477689102292061},{"text":"You're","start":620.055,"end":620.555,"sentiment":"neutral","sentiment_score":0.001087255775928497}],"sentiment":"neutral","sentiment_score":0.10953274555504322,"channel":0,"num_words":60,"start":603.60504,"end":620.555},{"sentences":[{"text":"Mhmm.","start":620.66003,"end":620.985,"sentiment":"neutral","sentiment_score":0.0016903365030884745}],"sentiment":"neutral","sentiment_score":0.0016903365030884745,"channel":1,"num_words":1,"start":620.66003,"end":620.985},{"sentences":[{"text":"equally concerned about growth versus protection and risks.","start":620.77496,"end":625.175,"sentiment":"neutral","sentiment_score":-0.10398845095187426},{"text":"Does that sound like you?","start":625.175,"end":626.39496,"sentiment":"neutral","sentiment_score":0.024723075330257416}],"sentiment":"neutral","sentiment_score":-0.054484017766439,"channel":0,"num_words":13,"start":620.77496,"end":626.39496},{"sentences":[{"text":"Yes.","start":626.58496,"end":627.065,"sentiment":"neutral","sentiment_score":0.09919527173042296},{"text":"Yes.","start":627.065,"end":627.565,"sentiment":"neutral","sentiment_score":0.15728750824928284}],"sentiment":"neutral","sentiment_score":0.1282413899898529,"channel":1,"num_words":2,"start":626.58496,"end":627.565},{"sentences":[{"text":"Cool.","start":628.055,"end":628.555,"sentiment":"positive","sentiment_score":0.35110893845558167},{"text":"I do have a little bit of good news for you in terms of the portfolios.","start":628.695,"end":632.075,"sentiment":"positive","sentiment_score":0.34631061367690563},{"text":"Tiny bit of bad news, obviously, we had the war breakout in","start":633.38,"end":637.46,"sentiment":"neutral","sentiment_score":-0.24781827752788863}],"sentiment":"neutral","sentiment_score":0.10062963541211753,"channel":0,"num_words":29,"start":628.055,"end":637.46},{"sentences":[{"text":"Yep.","start":637.43,"end":637.93,"sentiment":"neutral","sentiment_score":-0.21224896609783173}],"sentiment":"neutral","sentiment_score":-0.21224896609783173,"channel":1,"num_words":1,"start":637.43,"end":637.93},{"sentences":[{"text":"Iran.","start":637.46,"end":637.96,"sentiment":"neutral","sentiment_score":-0.28919029235839844},{"text":"That impacted everybody super with the stock markets and everything.","start":638.34,"end":641.56,"sentiment":"negative","sentiment_score":-0.3469995319843292},{"text":"But when the markets dropped in February and March, they went down about 12% depending on the country, but the super only dropped 5% at that time.","start":641.86005,"end":652.16504,"sentiment":"neutral","sentiment_score":-0.2854720127803308},{"text":"So you're you're capturing, I guess, less than half of the market risk, if that makes sense.","start":652.16504,"end":656.34503,"sentiment":"neutral","sentiment_score":-0.1513018152293037}],"sentiment":"neutral","sentiment_score":-0.2552556512030688,"channel":0,"num_words":55,"start":637.46,"end":656.34503},{"sentences":[{"text":"Yep.","start":657.32495,"end":657.82495,"sentiment":"neutral","sentiment_score":0.10530053079128264}],"sentiment":"neutral","sentiment_score":0.10530053079128264,"channel":1,"num_words":1,"start":657.32495,"end":657.82495},{"sentences":[{"text":"Since then, it's bounced back up, and you're actually positive 5% for the year, which is a tiny bit below the seven percent average that you need for a balanced risk profile.","start":658.41,"end":667.55,"sentiment":"neutral","sentiment_score":0.15679056872613728},{"text":"But in a year where the market's tanked, it's it's good to still be positive, whereas some years, it will dip into the negative every now and then, maybe once every seven years.","start":668.08997,"end":676.925,"sentiment":"neutral","sentiment_score":-0.007897199554876848}],"sentiment":"neutral","sentiment_score":0.07317985559885319,"channel":0,"num_words":65,"start":658.41,"end":676.925},{"sentences":[{"text":"Ron.","start":678.69,"end":679.19,"sentiment":"neutral","sentiment_score":0.012423912063241003}],"sentiment":"neutral","sentiment_score":0.012423912063241003,"channel":1,"num_words":1,"start":678.69,"end":679.19},{"sentences":[{"text":"K.","start":679.625,"end":679.945,"sentiment":"neutral","sentiment_score":0.01368503738194704},{"text":"So it's basically gone from a 160,000 to a 180,000.","start":679.945,"end":683.625,"sentiment":"neutral","sentiment_score":0.10455311797559261},{"text":"Your super has grown.","start":683.625,"end":684.925,"sentiment":"positive","sentiment_score":0.4034493789076805},{"text":"You've had returns and contributions go in.","start":684.985,"end":687.54,"sentiment":"neutral","sentiment_score":0.2904754749366215},{"text":"A little bit of premiums for insurances and the like and fees come out, but you're still up about 20,000 overall in terms of net gains and contributions.","start":687.62,"end":698.04,"sentiment":"neutral","sentiment_score":0.24823289151702607}],"sentiment":"neutral","sentiment_score":0.23313726039603352,"channel":0,"num_words":50,"start":679.625,"end":698.04},{"sentences":[{"text":"Okay.","start":699.38,"end":699.88,"sentiment":"neutral","sentiment_score":0.19151289761066437},{"text":"Yep.","start":699.94,"end":700.44,"sentiment":"neutral","sentiment_score":0.2343384027481079}],"sentiment":"neutral","sentiment_score":0.21292565017938614,"channel":1,"num_words":2,"start":699.38,"end":700.44},{"sentences":[{"text":"Cool.","start":700.82,"end":701.32,"sentiment":"neutral","sentiment_score":0.3214460611343384},{"text":"Now one of the things that does happen, the only thing I really wanted to show you on that email was just a bit of an investment report.","start":701.51495,"end":708.735,"sentiment":"neutral","sentiment_score":0.21640045674783842},{"text":"Now has","start":709.435,"end":710.07495,"sentiment":"neutral","sentiment_score":0.05088966339826584}],"sentiment":"neutral","sentiment_score":0.2091109089313015,"channel":0,"num_words":31,"start":700.82,"end":710.07495},{"sentences":[{"text":"Mhmm.","start":709.99506,"end":710.49506,"sentiment":"neutral","sentiment_score":0.05712698772549629}],"sentiment":"neutral","sentiment_score":0.05712698772549629,"channel":1,"num_words":1,"start":709.99506,"end":710.49506},{"sentences":[{"text":"that actually loaded up for you yet or not so much?","start":710.07495,"end":712.735,"sentiment":"neutral","sentiment_score":0.03348229910162362}],"sentiment":"neutral","sentiment_score":0.03348229910162362,"channel":0,"num_words":11,"start":710.07495,"end":712.735},{"sentences":[{"text":"No.","start":712.395,"end":712.79504,"sentiment":"neutral","sentiment_score":-0.03240121901035309},{"text":"I'll put it on my mobile.","start":712.79504,"end":714.09503,"sentiment":"neutral","sentiment_score":0.07492207984129588},{"text":"That that will have to to the boss for now.","start":714.155,"end":717.375,"sentiment":"neutral","sentiment_score":-0.044309758394956586}],"sentiment":"neutral","sentiment_score":-0.0015274308183613945,"channel":1,"num_words":17,"start":712.395,"end":717.375},{"sentences":[{"text":"Cool.","start":717.84,"end":718.24,"sentiment":"positive","sentiment_score":0.6285222768783569},{"text":"I'll walk you through what I'm kind of looking at here.","start":718.24,"end":720.82,"sentiment":"positive","sentiment_score":0.5097884183580225},{"text":"If you can see it, great.","start":721.84,"end":723.2,"sentiment":"positive","sentiment_score":0.5180535167455673},{"text":"If not, it'll be there for you to look at when the computer's catching up.","start":723.2,"end":726.64,"sentiment":"neutral","sentiment_score":0.3153135081132253},{"text":"But inside that email, there's a bit of a sign button.","start":726.64,"end":729.68,"sentiment":"neutral","sentiment_score":0.2068441395055164}],"sentiment":"positive","sentiment_score":0.371579639444297,"channel":0,"num_words":44,"start":717.84,"end":729.68},{"sentences":[{"text":"It's a purple button, and it brings open your annual review pack to look at.","start":729.68,"end":733.51495,"sentiment":"neutral","sentiment_score":0.3304468681414922}],"sentiment":"neutral","sentiment_score":0.3304468681414922,"channel":0,"num_words":15,"start":729.68,"end":733.51495},{"sentences":[{"text":"Yep.","start":733.41,"end":733.64996,"sentiment":"neutral","sentiment_score":0.2716235816478729},{"text":"I've","start":733.64996,"end":733.81,"sentiment":"neutral","sentiment_score":0.216356098651886}],"sentiment":"neutral","sentiment_score":0.24398984014987946,"channel":1,"num_words":2,"start":733.41,"end":733.81},{"sentences":[{"text":"And","start":733.735,"end":734.13495,"sentiment":"neutral","sentiment_score":0.1694367229938507}],"sentiment":"neutral","sentiment_score":0.1694367229938507,"channel":0,"num_words":1,"start":733.735,"end":734.13495},{"sentences":[{"text":"got the right","start":733.81,"end":734.45,"sentiment":"neutral","sentiment_score":0.21809284389019012}],"sentiment":"neutral","sentiment_score":0.21809284389019012,"channel":1,"num_words":3,"start":733.81,"end":734.45},{"sentences":[{"text":"when you","start":734.13495,"end":734.535,"sentiment":"neutral","sentiment_score":0.18131707608699799}],"sentiment":"neutral","sentiment_score":0.18131707608699799,"channel":0,"num_words":2,"start":734.13495,"end":734.535},{"sentences":[{"text":"PIN.","start":734.45,"end":734.835,"sentiment":"neutral","sentiment_score":0.1509697139263153}],"sentiment":"neutral","sentiment_score":0.1509697139263153,"channel":1,"num_words":1,"start":734.45,"end":734.835},{"sentences":[{"text":"go in there yep.","start":734.535,"end":735.33496,"sentiment":"neutral","sentiment_score":0.17721426486968994},{"text":"So six of those.","start":735.33496,"end":736.475,"sentiment":"neutral","sentiment_score":0.22682062536478043},{"text":"Now the first one should just be a super insurance summary where you've got your net wealth and your policy.","start":736.535,"end":741.355,"sentiment":"neutral","sentiment_score":0.3129633776843548}],"sentiment":"neutral","sentiment_score":0.2812645398080349,"channel":0,"num_words":28,"start":734.535,"end":741.355},{"sentences":[{"text":"Yep.","start":742.755,"end":743.255,"sentiment":"neutral","sentiment_score":0.1960546374320984},{"text":"I got Netwealth, the $1.79 something, and then Tall.","start":743.315,"end":747.315,"sentiment":"neutral","sentiment_score":0.15215137766467202},{"text":"Yep.","start":747.315,"end":747.72,"sentiment":"neutral","sentiment_score":0.14268603920936584}],"sentiment":"neutral","sentiment_score":0.15528209778395566,"channel":1,"num_words":11,"start":742.755,"end":747.72},{"sentences":[{"text":"Yep.","start":748.63,"end":749.02997,"sentiment":"neutral","sentiment_score":0.13371741771697998}],"sentiment":"neutral","sentiment_score":0.13371741771697998,"channel":0,"num_words":1,"start":748.63,"end":749.02997},{"sentences":[{"text":"Four","start":748.75995,"end":749.24,"sentiment":"neutral","sentiment_score":0.1389158070087433}],"sentiment":"neutral","sentiment_score":0.1389158070087433,"channel":1,"num_words":1,"start":748.75995,"end":749.24},{"sentences":[{"text":"That's","start":749.02997,"end":749.35,"sentiment":"neutral","sentiment_score":0.15076999366283417}],"sentiment":"neutral","sentiment_score":0.15076999366283417,"channel":0,"num_words":1,"start":749.02997,"end":749.35},{"sentences":[{"text":"five","start":749.24,"end":749.63995,"sentiment":"neutral","sentiment_score":0.13747285306453705}],"sentiment":"neutral","sentiment_score":0.13747285306453705,"channel":1,"num_words":1,"start":749.24,"end":749.63995},{"sentences":[{"text":"right.","start":749.35,"end":749.85,"sentiment":"neutral","sentiment_score":0.1294632852077484}],"sentiment":"neutral","sentiment_score":0.1294632852077484,"channel":0,"num_words":1,"start":749.35,"end":749.85},{"sentences":[{"text":"o.","start":749.63995,"end":750.13995,"sentiment":"neutral","sentiment_score":0.033436305820941925}],"sentiment":"neutral","sentiment_score":0.033436305820941925,"channel":1,"num_words":1,"start":749.63995,"end":750.13995},{"sentences":[{"text":"Is there a button there saying next documents?","start":750.31,"end":752.41,"sentiment":"neutral","sentiment_score":0.03137247730046511}],"sentiment":"neutral","sentiment_score":0.03137247730046511,"channel":0,"num_words":8,"start":750.31,"end":752.41},{"sentences":[{"text":"Yes.","start":753.0,"end":753.5,"sentiment":"neutral","sentiment_score":0.14219999313354492}],"sentiment":"neutral","sentiment_score":0.14219999313354492,"channel":1,"num_words":1,"start":753.0,"end":753.5},{"sentences":[{"text":"Cool.","start":753.83,"end":754.005,"sentiment":"neutral","sentiment_score":0.259432315826416},{"text":"If you could just click that one for me.","start":754.165,"end":755.445,"sentiment":"neutral","sentiment_score":0.1815121869246165},{"text":"Now this might be the test to see if we can actually make out any of these figures, but the there's a big table","start":755.445,"end":760.485,"sentiment":"neutral","sentiment_score":0.03800159225162739}],"sentiment":"neutral","sentiment_score":0.08250235918197124,"channel":0,"num_words":34,"start":753.83,"end":760.485},{"sentences":[{"text":"Yeah.","start":760.21497,"end":760.71497,"sentiment":"neutral","sentiment_score":0.07573698461055756}],"sentiment":"neutral","sentiment_score":0.07573698461055756,"channel":1,"num_words":1,"start":760.21497,"end":760.71497},{"sentences":[{"text":"with all your investments and returns on it.","start":760.485,"end":762.985,"sentiment":"neutral","sentiment_score":0.08317324286326766}],"sentiment":"neutral","sentiment_score":0.08317324286326766,"channel":0,"num_words":8,"start":760.485,"end":762.985},{"sentences":[{"text":"I've got my glasses on it.","start":763.415,"end":765.175,"sentiment":"neutral","sentiment_score":-0.10975924382607143},{"text":"It's still hard to see.","start":765.175,"end":766.39496,"sentiment":"neutral","sentiment_score":-0.2655326187610626}],"sentiment":"neutral","sentiment_score":-0.1805653233419765,"channel":1,"num_words":11,"start":763.415,"end":766.39496},{"sentences":[{"text":"Is it is it possible to do the old pinch zoom where you kinda, like, zoom in a little","start":767.22003,"end":770.74,"sentiment":"neutral","sentiment_score":-0.035176068054218045}],"sentiment":"neutral","sentiment_score":-0.035176068054218045,"channel":0,"num_words":19,"start":767.22003,"end":770.74},{"sentences":[{"text":"Yeah.","start":770.695,"end":771.015,"sentiment":"neutral","sentiment_score":-0.0010832827538251877}],"sentiment":"neutral","sentiment_score":-0.0010832827538251877,"channel":1,"num_words":1,"start":770.695,"end":771.015},{"sentences":[{"text":"bit on one","start":770.74,"end":771.22003,"sentiment":"neutral","sentiment_score":-0.00404358593126138}],"sentiment":"neutral","sentiment_score":-0.00404358593126138,"channel":0,"num_words":3,"start":770.74,"end":771.22003},{"sentences":[{"text":"Yeah.","start":771.015,"end":771.33496,"sentiment":"neutral","sentiment_score":-0.0007160855457186699}],"sentiment":"neutral","sentiment_score":-0.0007160855457186699,"channel":1,"num_words":1,"start":771.015,"end":771.33496},{"sentences":[{"text":"spot?","start":771.22003,"end":771.72003,"sentiment":"neutral","sentiment_score":0.000608174130320549}],"sentiment":"neutral","sentiment_score":0.000608174130320549,"channel":0,"num_words":1,"start":771.22003,"end":771.72003},{"sentences":[{"text":"Gonna have gonna have","start":771.33496,"end":772.76,"sentiment":"neutral","sentiment_score":0.010890440084040165}],"sentiment":"neutral","sentiment_score":0.010890440084040165,"channel":1,"num_words":4,"start":771.33496,"end":772.76},{"sentences":[{"text":"I just wanna bring your attention to two spots.","start":773.38,"end":775.96,"sentiment":"neutral","sentiment_score":0.03265880917509397}],"sentiment":"neutral","sentiment_score":0.03265880917509397,"channel":0,"num_words":9,"start":773.38,"end":775.96},{"sentences":[{"text":"to.","start":775.94,"end":776.44,"sentiment":"neutral","sentiment_score":0.03322375565767288}],"sentiment":"neutral","sentiment_score":0.03322375565767288,"channel":1,"num_words":1,"start":775.94,"end":776.44},{"sentences":[{"text":"So all of your investments are listed on the left hand side, and halfway down, it says blue heading Australian equities, and there's three options in there.","start":776.10004,"end":785.355,"sentiment":"neutral","sentiment_score":0.06997907948162821},{"text":"And if you zoom in on it, it should say Bennelong, BetaShares, and BetaShares.","start":785.355,"end":789.695,"sentiment":"neutral","sentiment_score":0.05062074879450457}],"sentiment":"neutral","sentiment_score":0.06336891778358598,"channel":0,"num_words":41,"start":776.10004,"end":789.695},{"sentences":[{"text":"Sorry.","start":793.28503,"end":793.765,"sentiment":"neutral","sentiment_score":-0.08908042311668396},{"text":"What BetaShares Global Agricultural.","start":793.765,"end":796.74506,"sentiment":"neutral","sentiment_score":-0.05787309259176254},{"text":"Which one","start":798.565,"end":798.965,"sentiment":"neutral","sentiment_score":-0.06477401219308376}],"sentiment":"neutral","sentiment_score":-0.06430297398141452,"channel":1,"num_words":7,"start":793.28503,"end":798.965},{"sentences":[{"text":"Where","start":798.95,"end":799.19,"sentiment":"neutral","sentiment_score":-0.05657174810767174}],"sentiment":"neutral","sentiment_score":-0.05657174810767174,"channel":0,"num_words":1,"start":798.95,"end":799.19},{"sentences":[{"text":"did you want","start":798.965,"end":799.36505,"sentiment":"neutral","sentiment_score":-0.07552288721005122}],"sentiment":"neutral","sentiment_score":-0.07552288721005122,"channel":1,"num_words":3,"start":798.965,"end":799.36505},{"sentences":[{"text":"are we","start":799.19,"end":799.58997,"sentiment":"neutral","sentiment_score":-0.05548388324677944}],"sentiment":"neutral","sentiment_score":-0.05548388324677944,"channel":0,"num_words":2,"start":799.19,"end":799.58997},{"sentences":[{"text":"me to","start":799.36505,"end":799.60504,"sentiment":"neutral","sentiment_score":-0.08091925084590912}],"sentiment":"neutral","sentiment_score":-0.08091925084590912,"channel":1,"num_words":2,"start":799.36505,"end":799.60504},{"sentences":[{"text":"at?","start":799.58997,"end":800.08997,"sentiment":"neutral","sentiment_score":-0.06165330857038498}],"sentiment":"neutral","sentiment_score":-0.06165330857038498,"channel":0,"num_words":1,"start":799.58997,"end":800.08997},{"sentences":[{"text":"look","start":799.60504,"end":800.01,"sentiment":"neutral","sentiment_score":-0.02568640187382698}],"sentiment":"neutral","sentiment_score":-0.02568640187382698,"channel":1,"num_words":1,"start":799.60504,"end":800.01},{"sentences":[{"text":"Global.","start":800.55,"end":800.95,"sentiment":"neutral","sentiment_score":-0.022795414552092552}],"sentiment":"neutral","sentiment_score":-0.022795414552092552,"channel":0,"num_words":1,"start":800.55,"end":800.95},{"sentences":[{"text":"So they've","start":800.57,"end":801.05,"sentiment":"neutral","sentiment_score":-0.004147340310737491}],"sentiment":"neutral","sentiment_score":-0.004147340310737491,"channel":1,"num_words":2,"start":800.57,"end":801.05},{"sentences":[{"text":"I've","start":800.95,"end":801.11,"sentiment":"neutral","sentiment_score":-0.003473272081464529}],"sentiment":"neutral","sentiment_score":-0.003473272081464529,"channel":0,"num_words":1,"start":800.95,"end":801.11},{"sentences":[{"text":"got","start":801.05,"end":801.29004,"sentiment":"neutral","sentiment_score":-0.003641340881586075}],"sentiment":"neutral","sentiment_score":-0.003641340881586075,"channel":1,"num_words":1,"start":801.05,"end":801.29004},{"sentences":[{"text":"got a","start":801.11,"end":801.35,"sentiment":"neutral","sentiment_score":-0.007554412819445133}],"sentiment":"neutral","sentiment_score":-0.007554412819445133,"channel":0,"num_words":2,"start":801.11,"end":801.35},{"sentences":[{"text":"cash.","start":801.29004,"end":801.79004,"sentiment":"neutral","sentiment_score":-0.013495614752173424}],"sentiment":"neutral","sentiment_score":-0.013495614752173424,"channel":1,"num_words":1,"start":801.29004,"end":801.79004},{"sentences":[{"text":"little bit","start":801.35,"end":802.08997,"sentiment":"neutral","sentiment_score":0.0016421303153038025}],"sentiment":"neutral","sentiment_score":0.0016421303153038025,"channel":0,"num_words":2,"start":801.35,"end":802.08997},{"sentences":[{"text":"You've","start":802.01,"end":802.25,"sentiment":"neutral","sentiment_score":0.015032624825835228}],"sentiment":"neutral","sentiment_score":0.015032624825835228,"channel":1,"num_words":1,"start":802.01,"end":802.25},{"sentences":[{"text":"below","start":802.23,"end":802.63,"sentiment":"neutral","sentiment_score":0.022829528898000717}],"sentiment":"neutral","sentiment_score":0.022829528898000717,"channel":0,"num_words":1,"start":802.23,"end":802.63},{"sentences":[{"text":"got cash,","start":802.25,"end":802.91003,"sentiment":"neutral","sentiment_score":0.007964454591274261}],"sentiment":"neutral","sentiment_score":0.007964454591274261,"channel":1,"num_words":2,"start":802.25,"end":802.91003},{"sentences":[{"text":"that.","start":802.63,"end":803.13,"sentiment":"neutral","sentiment_score":0.007048176601529121}],"sentiment":"neutral","sentiment_score":0.007048176601529121,"channel":0,"num_words":1,"start":802.63,"end":803.13},{"sentences":[{"text":"alternative, Australian equities.","start":802.97003,"end":804.99,"sentiment":"neutral","sentiment_score":0.013360308483242989}],"sentiment":"neutral","sentiment_score":0.013360308483242989,"channel":1,"num_words":3,"start":802.97003,"end":804.99},{"sentences":[{"text":"That's the one.","start":805.35,"end":806.145,"sentiment":"neutral","sentiment_score":0.014989341298739115}],"sentiment":"neutral","sentiment_score":0.014989341298739115,"channel":0,"num_words":3,"start":805.35,"end":806.145},{"sentences":[{"text":"Australian equities.","start":806.81,"end":807.69,"sentiment":"neutral","sentiment_score":0.019171089865267277},{"text":"Yeah.","start":807.69,"end":808.19,"sentiment":"neutral","sentiment_score":0.06366631388664246}],"sentiment":"neutral","sentiment_score":0.03400283120572567,"channel":1,"num_words":3,"start":806.81,"end":808.19},{"sentences":[{"text":"Yep.","start":808.22504,"end":808.705,"sentiment":"neutral","sentiment_score":-0.02000716887414455},{"text":"So can you see here how it says beta shares twice and Benelon once, and there's those three options there?","start":808.705,"end":814.805,"sentiment":"neutral","sentiment_score":0.01746486045885831}],"sentiment":"neutral","sentiment_score":0.0156804781096677,"channel":0,"num_words":21,"start":808.22504,"end":814.805},{"sentences":[{"text":"Yep.","start":815.775,"end":816.275,"sentiment":"neutral","sentiment_score":0.031455665826797485}],"sentiment":"neutral","sentiment_score":0.031455665826797485,"channel":1,"num_words":1,"start":815.775,"end":816.275},{"sentences":[{"text":"Yep.","start":816.465,"end":816.865,"sentiment":"neutral","sentiment_score":0.028213676065206528},{"text":"Now if you can swing across all the way to the right, there are percentages in a table, and it's got a minus 26, a plus","start":816.865,"end":825.56,"sentiment":"neutral","sentiment_score":0.01761127392259928}],"sentiment":"neutral","sentiment_score":0.018003955483436584,"channel":0,"num_words":27,"start":816.465,"end":825.56},{"sentences":[{"text":"Yep.","start":825.215,"end":825.715,"sentiment":"neutral","sentiment_score":0.0034567732363939285}],"sentiment":"neutral","sentiment_score":0.0034567732363939285,"channel":1,"num_words":1,"start":825.215,"end":825.715},{"sentences":[{"text":"seven, and a plus 13.","start":825.56,"end":827.07996,"sentiment":"neutral","sentiment_score":0.004182957299053669},{"text":"Can you see those?","start":827.07996,"end":827.98,"sentiment":"neutral","sentiment_score":0.012719645630568266}],"sentiment":"neutral","sentiment_score":0.007977041001949046,"channel":0,"num_words":9,"start":825.56,"end":827.98},{"sentences":[{"text":"Yep.","start":827.53503,"end":828.03503,"sentiment":"neutral","sentiment_score":0.027969840914011},{"text":"Yes.","start":829.135,"end":829.53503,"sentiment":"neutral","sentiment_score":0.07985685765743256}],"sentiment":"neutral","sentiment_score":0.05391334928572178,"channel":1,"num_words":2,"start":827.53503,"end":829.53503},{"sentences":[{"text":"Cool.","start":829.39996,"end":829.87994,"sentiment":"neutral","sentiment_score":0.14901907742023468}],"sentiment":"neutral","sentiment_score":0.14901907742023468,"channel":0,"num_words":1,"start":829.39996,"end":829.87994},{"sentences":[{"text":"I can.","start":829.53503,"end":830.195,"sentiment":"neutral","sentiment_score":0.11189195141196251}],"sentiment":"neutral","sentiment_score":0.11189195141196251,"channel":1,"num_words":2,"start":829.53503,"end":830.195},{"sentences":[{"text":"So one of the things that happened was when the market was going down, we saw that one of the fund managers inside your portfolio was going down faster than everybody else, and they","start":829.87994,"end":840.545,"sentiment":"neutral","sentiment_score":-0.1214609692859299}],"sentiment":"neutral","sentiment_score":-0.1214609692859299,"channel":0,"num_words":34,"start":829.87994,"end":840.545},{"sentences":[{"text":"Mhmm.","start":840.52,"end":841.02,"sentiment":"neutral","sentiment_score":-0.13953563570976257}],"sentiment":"neutral","sentiment_score":-0.13953563570976257,"channel":1,"num_words":1,"start":840.52,"end":841.02},{"sentences":[{"text":"weren't catching back up with the market.","start":840.545,"end":842.645,"sentiment":"neutral","sentiment_score":-0.18466998423848832},{"text":"They actually had some bad investments, and some people leave their fund.","start":843.025,"end":847.2,"sentiment":"neutral","sentiment_score":-0.2123094859222571},{"text":"And we made a decision across all clients to sell you out of it","start":847.52,"end":852.26,"sentiment":"neutral","sentiment_score":-0.12458326295018196}],"sentiment":"neutral","sentiment_score":-0.16922937581936517,"channel":0,"num_words":33,"start":840.545,"end":852.26},{"sentences":[{"text":"Yep.","start":852.65497,"end":853.15497,"sentiment":"neutral","sentiment_score":-0.059475284069776535}],"sentiment":"neutral","sentiment_score":-0.059475284069776535,"channel":1,"num_words":1,"start":852.65497,"end":853.15497},{"sentences":[{"text":"before it got too bad and switch you to the one below it.","start":852.8,"end":855.92,"sentiment":"neutral","sentiment_score":-0.0881436627644759},{"text":"So, basically, can you see how there's, like, an asterisk next to two of those numbers?","start":855.92,"end":859.62,"sentiment":"neutral","sentiment_score":-0.027550564147531986}],"sentiment":"neutral","sentiment_score":-0.05471298766547236,"channel":0,"num_words":29,"start":852.8,"end":859.62},{"sentences":[{"text":"Yes.","start":859.935,"end":860.435,"sentiment":"neutral","sentiment_score":-0.001115810126066208}],"sentiment":"neutral","sentiment_score":-0.001115810126066208,"channel":1,"num_words":1,"start":859.935,"end":860.435},{"sentences":[{"text":"So the Benel got sold.","start":861.105,"end":863.045,"sentiment":"neutral","sentiment_score":-0.034955842420458794},{"text":"That was going down, like, 26%.","start":863.265,"end":865.265,"sentiment":"neutral","sentiment_score":-0.03680864411095778},{"text":"So we sold out of that and switched it over to the other one, and that's bumped back up 7% already, and it's back","start":865.265,"end":871.505,"sentiment":"neutral","sentiment_score":0.002449477828728656}],"sentiment":"neutral","sentiment_score":-0.009624103110815798,"channel":0,"num_words":35,"start":861.105,"end":871.505},{"sentences":[{"text":"Mhmm.","start":871.38,"end":871.88,"sentiment":"neutral","sentiment_score":-0.014799142256379128}],"sentiment":"neutral","sentiment_score":-0.014799142256379128,"channel":1,"num_words":1,"start":871.38,"end":871.88},{"sentences":[{"text":"into growing properly.","start":871.505,"end":872.725,"sentiment":"neutral","sentiment_score":-0.003760737677415212},{"text":"The other one that you had still up almost 14 So that one's totally fine.","start":873.185,"end":877.38995,"sentiment":"neutral","sentiment_score":0.005989060550928116}],"sentiment":"neutral","sentiment_score":0.004364094179537561,"channel":0,"num_words":18,"start":871.505,"end":877.38995},{"sentences":[{"text":"Yep.","start":877.865,"end":878.185,"sentiment":"neutral","sentiment_score":0.06823647022247314},{"text":"Okay.","start":878.185,"end":878.685,"sentiment":"neutral","sentiment_score":0.1348080039024353}],"sentiment":"neutral","sentiment_score":0.10152223706245422,"channel":1,"num_words":2,"start":877.865,"end":878.685},{"sentences":[{"text":"Everything else on that table looks brilliant.","start":879.61,"end":881.94995,"sentiment":"positive","sentiment_score":0.4297188775879996},{"text":"So you've got your agriculture shares up 20%.","start":882.17,"end":885.29,"sentiment":"neutral","sentiment_score":0.22572049498558044},{"text":"You've your gold's up 23%.","start":885.29,"end":887.37,"sentiment":"neutral","sentiment_score":0.19185946583747865},{"text":"Everything is doing really, really well.","start":887.37,"end":888.885,"sentiment":"positive","sentiment_score":0.3921291728814443},{"text":"It was just one bad apple","start":888.885,"end":890.565,"sentiment":"neutral","sentiment_score":-0.1710330123702685}],"sentiment":"neutral","sentiment_score":0.22186469985172153,"channel":0,"num_words":32,"start":879.61,"end":890.565},{"sentences":[{"text":"Mhmm.","start":890.09,"end":890.59,"sentiment":"neutral","sentiment_score":-0.2265234887599945}],"sentiment":"neutral","sentiment_score":-0.2265234887599945,"channel":1,"num_words":1,"start":890.09,"end":890.59},{"sentences":[{"text":"around March that we had to get you out of.","start":890.565,"end":892.905,"sentiment":"neutral","sentiment_score":-0.19875184297561646},{"text":"And, normally, I would actually go through, like, a full updated strategy document with you.","start":892.965,"end":897.78503,"sentiment":"neutral","sentiment_score":-0.0661639931301276},{"text":"But","start":897.84503,"end":898.245,"sentiment":"neutral","sentiment_score":-0.034248773008584976}],"sentiment":"neutral","sentiment_score":-0.11593181152756397,"channel":0,"num_words":26,"start":890.565,"end":898.245},{"sentences":[{"text":"Yeah.","start":898.17,"end":898.67,"sentiment":"neutral","sentiment_score":-0.042850323021411896}],"sentiment":"neutral","sentiment_score":-0.042850323021411896,"channel":1,"num_words":1,"start":898.17,"end":898.67},{"sentences":[{"text":"because of what was happening, we made a decision as a company to just jump on it straight away before it got too bad.","start":898.245,"end":904.14,"sentiment":"neutral","sentiment_score":-0.06596428109332919},{"text":"It","start":904.3,"end":904.54004,"sentiment":"neutral","sentiment_score":0.016368888318538666}],"sentiment":"neutral","sentiment_score":-0.06267095431685447,"channel":0,"num_words":25,"start":898.245,"end":904.54004},{"sentences":[{"text":"Oh,","start":904.41003,"end":904.57,"sentiment":"neutral","sentiment_score":0.016368497163057327}],"sentiment":"neutral","sentiment_score":0.016368497163057327,"channel":1,"num_words":1,"start":904.41003,"end":904.57},{"sentences":[{"text":"kind","start":904.54004,"end":904.62,"sentiment":"neutral","sentiment_score":-0.040359970182180405}],"sentiment":"neutral","sentiment_score":-0.040359970182180405,"channel":0,"num_words":1,"start":904.54004,"end":904.62},{"sentences":[{"text":"I","start":904.57,"end":904.65,"sentiment":"neutral","sentiment_score":-0.00608101487159729}],"sentiment":"neutral","sentiment_score":-0.00608101487159729,"channel":1,"num_words":1,"start":904.57,"end":904.65},{"sentences":[{"text":"of","start":904.62,"end":905.02,"sentiment":"neutral","sentiment_score":-0.006785482168197632}],"sentiment":"neutral","sentiment_score":-0.006785482168197632,"channel":0,"num_words":1,"start":904.62,"end":905.02},{"sentences":[{"text":"can.","start":904.65,"end":905.15,"sentiment":"neutral","sentiment_score":0.02807559445500374}],"sentiment":"neutral","sentiment_score":0.02807559445500374,"channel":1,"num_words":1,"start":904.65,"end":905.15},{"sentences":[{"text":"couldn't wait to fix.","start":905.02,"end":906.32,"sentiment":"neutral","sentiment_score":-0.013576202560216188}],"sentiment":"neutral","sentiment_score":-0.013576202560216188,"channel":0,"num_words":4,"start":905.02,"end":906.32},{"sentences":[{"text":"Yep.","start":907.555,"end":908.055,"sentiment":"neutral","sentiment_score":0.18431508541107175}],"sentiment":"neutral","sentiment_score":0.18431508541107175,"channel":1,"num_words":1,"start":907.555,"end":908.055},{"sentences":[{"text":"So, basically, everything in the portfolio now looks really good.","start":908.78,"end":912.56,"sentiment":"positive","sentiment_score":0.5758868455886841},{"text":"The quality is good.","start":912.7,"end":913.66003,"sentiment":"positive","sentiment_score":0.6507941037416458},{"text":"Everything is quite low fees.","start":913.66003,"end":914.94,"sentiment":"positive","sentiment_score":0.6235371351242065},{"text":"It's performing very, very well.","start":914.94,"end":916.695,"sentiment":"positive","sentiment_score":0.7327341437339783},{"text":"I did a quick comparison.","start":917.575,"end":918.875,"sentiment":"neutral","sentiment_score":0.19373574256896972}],"sentiment":"positive","sentiment_score":0.5555889647582481,"channel":0,"num_words":29,"start":908.78,"end":918.875},{"sentences":[{"text":"I think you came from Australian Super and Plumb Super back in the day.","start":918.935,"end":922.375,"sentiment":"neutral","sentiment_score":0.15640141229544366},{"text":"Does that ring a bell?","start":922.375,"end":923.515,"sentiment":"neutral","sentiment_score":0.031051261723041533}],"sentiment":"neutral","sentiment_score":0.12341453056586416,"channel":0,"num_words":19,"start":918.935,"end":923.515},{"sentences":[{"text":"Yeah.","start":925.97,"end":926.37,"sentiment":"neutral","sentiment_score":0.0864516943693161},{"text":"I've originally had Australian Super and then Plum.","start":926.37,"end":931.43,"sentiment":"neutral","sentiment_score":0.053968308959156275}],"sentiment":"neutral","sentiment_score":0.05757757400472959,"channel":1,"num_words":9,"start":925.97,"end":931.43},{"sentences":[{"text":"That's the one.","start":932.54,"end":933.44,"sentiment":"neutral","sentiment_score":0.07214573522408803},{"text":"Plumb's owned by MLC, so I'm pretty familiar with all of these funds.","start":933.82,"end":937.26,"sentiment":"neutral","sentiment_score":0.09152658742207748},{"text":"And I just did a little comparison to see how it was all going.","start":937.26,"end":940.8,"sentiment":"neutral","sentiment_score":0.08469793573021889},{"text":"And Australian Super, they've kind of hit that six and a half percent returns over five years, which is a tiny bit below the seven average that you're aiming for.","start":941.58,"end":951.215,"sentiment":"neutral","sentiment_score":0.08758483355244001},{"text":"Plum was just above seven, but they were in a bit of a higher risk option.","start":951.515,"end":955.53503,"sentiment":"neutral","sentiment_score":-0.0877194085624069}],"sentiment":"neutral","sentiment_score":0.050211689631013495,"channel":0,"num_words":76,"start":932.54,"end":955.53503},{"sentences":[{"text":"And","start":956.01,"end":956.25,"sentiment":"neutral","sentiment_score":0.07378622144460678}],"sentiment":"neutral","sentiment_score":0.07378622144460678,"channel":0,"num_words":1,"start":956.01,"end":956.25},{"sentences":[{"text":"Mhmm.","start":956.21,"end":956.71,"sentiment":"neutral","sentiment_score":0.100545272231102}],"sentiment":"neutral","sentiment_score":0.100545272231102,"channel":1,"num_words":1,"start":956.21,"end":956.71},{"sentences":[{"text":"your your net worth portfolio is now still averaging around that nine to 10% mark.","start":956.25,"end":960.59,"sentiment":"neutral","sentiment_score":0.2055363287528356},{"text":"So it's kind of still outperforming very, very well over the long term as well.","start":960.65,"end":964.99,"sentiment":"neutral","sentiment_score":0.29502061307430266}],"sentiment":"neutral","sentiment_score":0.25027847091356914,"channel":0,"num_words":30,"start":956.25,"end":964.99},{"sentences":[{"text":"Okay.","start":965.54504,"end":965.945,"sentiment":"positive","sentiment_score":0.3535640835762024},{"text":"Lovely.","start":965.945,"end":966.445,"sentiment":"positive","sentiment_score":0.6310915350914001},{"text":"That's good to hear.","start":966.505,"end":967.565,"sentiment":"positive","sentiment_score":0.6205131709575653}],"sentiment":"positive","sentiment_score":0.5777847170829773,"channel":1,"num_words":6,"start":965.54504,"end":967.565},{"sentences":[{"text":"Cool.","start":967.29004,"end":967.79004,"sentiment":"positive","sentiment_score":0.5907132625579834},{"text":"So, basically, we can get some pretty good growth out of this one.","start":968.41003,"end":972.53503,"sentiment":"positive","sentiment_score":0.5335418100540454},{"text":"It's still tracking very well.","start":972.53503,"end":974.695,"sentiment":"positive","sentiment_score":0.49871825575828554},{"text":"It's not high growth.","start":974.695,"end":975.73505,"sentiment":"neutral","sentiment_score":0.12426653318107128},{"text":"It's not high risk, so it's not gonna shoot the lights out, but it's getting good low fee consistent returns above the benchmark, above a lot of other super funds without putting on too much risk.","start":975.73505,"end":986.75,"sentiment":"positive","sentiment_score":0.3840708513226774}],"sentiment":"positive","sentiment_score":0.41260957376936735,"channel":0,"num_words":59,"start":967.29004,"end":986.75},{"sentences":[{"text":"It's not gonna get you a million dollars in ten years, sorry to","start":986.81,"end":990.09,"sentiment":"neutral","sentiment_score":0.12873817120607084}],"sentiment":"neutral","sentiment_score":0.12873817120607084,"channel":0,"num_words":13,"start":986.81,"end":990.09},{"sentences":[{"text":"Mhmm.","start":989.985,"end":990.485,"sentiment":"neutral","sentiment_score":0.05768899619579315}],"sentiment":"neutral","sentiment_score":0.05768899619579315,"channel":1,"num_words":1,"start":989.985,"end":990.485},{"sentences":[{"text":"say, but it's gonna do pretty well.","start":990.09,"end":992.83,"sentiment":"neutral","sentiment_score":0.22210526253495896},{"text":"I just wanna make sure that does all this sound comfortable for you?","start":992.89,"end":996.09,"sentiment":"neutral","sentiment_score":0.1821707899753864},{"text":"You know, this","start":996.09,"end":996.65,"sentiment":"neutral","sentiment_score":0.03773044360180696}],"sentiment":"neutral","sentiment_score":0.175484714705659,"channel":0,"num_words":23,"start":990.09,"end":996.65},{"sentences":[{"text":"Yes.","start":996.545,"end":997.045,"sentiment":"neutral","sentiment_score":0.06301853060722351}],"sentiment":"neutral","sentiment_score":0.06301853060722351,"channel":1,"num_words":1,"start":996.545,"end":997.045},{"sentences":[{"text":"idea of medium risk, steady growth.","start":996.65,"end":998.82495,"sentiment":"neutral","sentiment_score":0.06694054789841175},{"text":"Is that okay?","start":999.045,"end":1000.02496,"sentiment":"neutral","sentiment_score":0.08994057029485703}],"sentiment":"neutral","sentiment_score":0.07460722203056018,"channel":0,"num_words":9,"start":996.65,"end":1000.02496},{"sentences":[{"text":"Yes.","start":1000.465,"end":1000.965,"sentiment":"neutral","sentiment_score":0.09515482187271118},{"text":"I was","start":1001.61,"end":1001.69,"sentiment":"neutral","sentiment_score":0.09493227303028107}],"sentiment":"neutral","sentiment_score":0.09500645597775777,"channel":1,"num_words":3,"start":1000.465,"end":1001.69},{"sentences":[{"text":"Cool.","start":1001.685,"end":1002.185,"sentiment":"neutral","sentiment_score":0.14543762803077698}],"sentiment":"neutral","sentiment_score":0.14543762803077698,"channel":0,"num_words":1,"start":1001.685,"end":1002.185},{"sentences":[{"text":"trying to want it to be dormant anyway.","start":1001.69,"end":1003.53,"sentiment":"neutral","sentiment_score":0.057067974004894495},{"text":"Put it that way.","start":1003.53,"end":1004.51,"sentiment":"neutral","sentiment_score":0.0777569143101573}],"sentiment":"neutral","sentiment_score":0.0639642874399821,"channel":1,"num_words":12,"start":1001.69,"end":1004.51},{"sentences":[{"text":"Yeah.","start":1004.725,"end":1004.96497,"sentiment":"neutral","sentiment_score":0.04524412006139755},{"text":"We don't wanna be sitting in the bank account doing nothing, but we don't wanna be gambling it and losing it all.","start":1004.96497,"end":1009.38495,"sentiment":"neutral","sentiment_score":-0.05486857041780075}],"sentiment":"neutral","sentiment_score":-0.05051584474479213,"channel":0,"num_words":23,"start":1004.725,"end":1009.38495},{"sentences":[{"text":"That's correct.","start":1009.21,"end":1010.11,"sentiment":"neutral","sentiment_score":0.1445247232913971}],"sentiment":"neutral","sentiment_score":0.1445247232913971,"channel":1,"num_words":2,"start":1009.21,"end":1010.11},{"sentences":[{"text":"Yep.","start":1010.40497,"end":1010.90497,"sentiment":"neutral","sentiment_score":0.2129109352827072},{"text":"Easy done.","start":1010.96497,"end":1011.84,"sentiment":"positive","sentiment_score":0.37551046907901764},{"text":"So my job every review will be just to keep an eye on this.","start":1011.92004,"end":1015.06,"sentiment":"neutral","sentiment_score":0.2453602563057627},{"text":"I have some other advisers that will look at your stuff as well.","start":1015.60004,"end":1018.64,"sentiment":"neutral","sentiment_score":0.26285994052886963},{"text":"And every year, we're just gonna make sure we're consistently getting those good returns.","start":1018.64,"end":1022.24005,"sentiment":"positive","sentiment_score":0.35803873198372976}],"sentiment":"neutral","sentiment_score":0.29156129400838504,"channel":0,"num_words":44,"start":1010.40497,"end":1022.24005},{"sentences":[{"text":"And if we need to tweak things, we'll talk you through a few switches.","start":1022.24005,"end":1025.06,"sentiment":"neutral","sentiment_score":0.14608980821711676}],"sentiment":"neutral","sentiment_score":0.14608980821711676,"channel":0,"num_words":14,"start":1022.24005,"end":1025.06},{"sentences":[{"text":"Mhmm.","start":1026.505,"end":1027.005,"sentiment":"neutral","sentiment_score":0.09443363547325134}],"sentiment":"neutral","sentiment_score":0.09443363547325134,"channel":1,"num_words":1,"start":1026.505,"end":1027.005},{"sentences":[{"text":"Cool.","start":1027.485,"end":1027.965,"sentiment":"neutral","sentiment_score":0.054027557373046875},{"text":"Now the last couple of things I wanted to touch on was just in terms of the contributions like you mentioned.","start":1027.965,"end":1032.5449,"sentiment":"neutral","sentiment_score":0.0355709365436009},{"text":"There is insurances coming out of the super fund.","start":1033.085,"end":1035.9049,"sentiment":"neutral","sentiment_score":0.02470473200082779},{"text":"But just before I do that, your beneficiaries, you do have the super nominated split","start":1036.205,"end":1043.76,"sentiment":"neutral","sentiment_score":0.010621946273992459}],"sentiment":"neutral","sentiment_score":0.025710630584913102,"channel":0,"num_words":46,"start":1027.485,"end":1043.76},{"sentences":[{"text":"Where","start":1043.675,"end":1043.915,"sentiment":"neutral","sentiment_score":-0.005014834925532341}],"sentiment":"neutral","sentiment_score":-0.005014834925532341,"channel":1,"num_words":1,"start":1043.675,"end":1043.915},{"sentences":[{"text":"between","start":1043.76,"end":1044.16,"sentiment":"neutral","sentiment_score":-0.00435349065810442}],"sentiment":"neutral","sentiment_score":-0.00435349065810442,"channel":0,"num_words":1,"start":1043.76,"end":1044.16},{"sentences":[{"text":"are they?","start":1043.915,"end":1044.395,"sentiment":"neutral","sentiment_score":-0.0014928902965039013}],"sentiment":"neutral","sentiment_score":-0.0014928902965039013,"channel":1,"num_words":2,"start":1043.915,"end":1044.395},{"sentences":[{"text":"Nigel,","start":1044.16,"end":1044.64,"sentiment":"neutral","sentiment_score":-0.013607626780867577}],"sentiment":"neutral","sentiment_score":-0.013607626780867577,"channel":0,"num_words":1,"start":1044.16,"end":1044.64},{"sentences":[{"text":"Sorry.","start":1044.395,"end":1044.895,"sentiment":"neutral","sentiment_score":-0.04202395677566528}],"sentiment":"neutral","sentiment_score":-0.04202395677566528,"channel":1,"num_words":1,"start":1044.395,"end":1044.895},{"sentences":[{"text":"Jasmine,","start":1044.64,"end":1045.14,"sentiment":"neutral","sentiment_score":-0.01997660845518112}],"sentiment":"neutral","sentiment_score":-0.01997660845518112,"channel":0,"num_words":1,"start":1044.64,"end":1045.14},{"sentences":[{"text":"Which","start":1045.195,"end":1045.595,"sentiment":"neutral","sentiment_score":-0.025738870725035667}],"sentiment":"neutral","sentiment_score":-0.025738870725035667,"channel":1,"num_words":1,"start":1045.195,"end":1045.595},{"sentences":[{"text":"and Liam.","start":1045.2001,"end":1045.86,"sentiment":"neutral","sentiment_score":-0.01523463241755962}],"sentiment":"neutral","sentiment_score":-0.01523463241755962,"channel":0,"num_words":2,"start":1045.2001,"end":1045.86},{"sentences":[{"text":"which place of paper am I looking at now?","start":1045.595,"end":1048.175,"sentiment":"neutral","sentiment_score":-0.0291497479710314}],"sentiment":"neutral","sentiment_score":-0.0291497479710314,"channel":1,"num_words":9,"start":1045.595,"end":1048.175},{"sentences":[{"text":"It doesn't actually have it on there.","start":1048.3201,"end":1049.68,"sentiment":"neutral","sentiment_score":-0.1401699110865593},{"text":"I'm sorry to say.","start":1049.68,"end":1050.56,"sentiment":"neutral","sentiment_score":-0.12918658927083015},{"text":"The the Netwealth report, I would have to generate a different one.","start":1050.56,"end":1054.065,"sentiment":"neutral","sentiment_score":-0.11239147620896499}],"sentiment":"neutral","sentiment_score":-0.12376667170420937,"channel":0,"num_words":23,"start":1048.3201,"end":1054.065},{"sentences":[{"text":"Oh, I see.","start":1054.395,"end":1055.035,"sentiment":"neutral","sentiment_score":-0.0013201205680767696}],"sentiment":"neutral","sentiment_score":-0.0013201205680767696,"channel":1,"num_words":3,"start":1054.395,"end":1055.035},{"sentences":[{"text":"But","start":1054.945,"end":1055.1849,"sentiment":"neutral","sentiment_score":0.007590942084789276}],"sentiment":"neutral","sentiment_score":0.007590942084789276,"channel":0,"num_words":1,"start":1054.945,"end":1055.1849},{"sentences":[{"text":"Yep.","start":1055.035,"end":1055.37,"sentiment":"neutral","sentiment_score":0.030171822756528854}],"sentiment":"neutral","sentiment_score":0.030171822756528854,"channel":1,"num_words":1,"start":1055.035,"end":1055.37},{"sentences":[{"text":"I can see here on the adviser login, you've got Nigel, Jasmine, and Liam listed","start":1055.1849,"end":1061.445,"sentiment":"neutral","sentiment_score":0.04842697183291118}],"sentiment":"neutral","sentiment_score":0.04842697183291118,"channel":0,"num_words":15,"start":1055.1849,"end":1061.445},{"sentences":[{"text":"Yep.","start":1061.05,"end":1061.55,"sentiment":"neutral","sentiment_score":0.022030314430594444}],"sentiment":"neutral","sentiment_score":0.022030314430594444,"channel":1,"num_words":1,"start":1061.05,"end":1061.55},{"sentences":[{"text":"three ways.","start":1061.6649,"end":1062.4049,"sentiment":"neutral","sentiment_score":0.027360369451344013}],"sentiment":"neutral","sentiment_score":0.027360369451344013,"channel":0,"num_words":2,"start":1061.6649,"end":1062.4049},{"sentences":[{"text":"Yep.","start":1062.8099,"end":1063.3099,"sentiment":"neutral","sentiment_score":0.05177818238735199}],"sentiment":"neutral","sentiment_score":0.05177818238735199,"channel":1,"num_words":1,"start":1062.8099,"end":1063.3099},{"sentences":[{"text":"Yep.","start":1063.985,"end":1064.485,"sentiment":"neutral","sentiment_score":0.06474512815475464},{"text":"Now the Cal Life Insurance, that also has a beneficiary listed, and Nigel is set for 50%, and Jasmine and Liam are set for 25% each.","start":1064.705,"end":1076.5299,"sentiment":"neutral","sentiment_score":0.07642071636823508}],"sentiment":"neutral","sentiment_score":0.07598828717514321,"channel":0,"num_words":27,"start":1063.985,"end":1076.5299},{"sentences":[{"text":"Uh-huh.","start":1077.875,"end":1078.375,"sentiment":"neutral","sentiment_score":0.07311367988586426}],"sentiment":"neutral","sentiment_score":0.07311367988586426,"channel":1,"num_words":1,"start":1077.875,"end":1078.375},{"sentences":[{"text":"So just wanna make sure, are you still comfortable with all of that?","start":1078.9099,"end":1081.7899,"sentiment":"neutral","sentiment_score":0.07763206500273484},{"text":"Keep them listed.","start":1081.7899,"end":1082.7699,"sentiment":"neutral","sentiment_score":0.04780630643169085},{"text":"Leave it as it is.","start":1084.0851,"end":1085.125,"sentiment":"neutral","sentiment_score":0.03482482880353928},{"text":"Would you like to change any of that, or is it okay?","start":1085.125,"end":1087.545,"sentiment":"neutral","sentiment_score":0.018968212107817333}],"sentiment":"neutral","sentiment_score":0.04710237738309485,"channel":0,"num_words":33,"start":1078.9099,"end":1087.545},{"sentences":[{"text":"Well, he no.","start":1089.04,"end":1090.08,"sentiment":"neutral","sentiment_score":-0.07131720830996831},{"text":"Leave it as these for that one.","start":1090.08,"end":1091.52,"sentiment":"neutral","sentiment_score":-0.06603665011269706},{"text":"Yep.","start":1091.52,"end":1092.02,"sentiment":"neutral","sentiment_score":0.13173402845859528}],"sentiment":"neutral","sentiment_score":-0.04949764975092628,"channel":1,"num_words":11,"start":1089.04,"end":1092.02},{"sentences":[{"text":"Cool.","start":1092.5651,"end":1093.0651,"sentiment":"neutral","sentiment_score":0.21579274535179135},{"text":"We did identify a slight typo on the super side of things.","start":1093.4451,"end":1098.2,"sentiment":"neutral","sentiment_score":-0.007103451527655125},{"text":"The insurance was fine, but somebody typed in summer spelled with an m and an n instead of a double m.","start":1098.2,"end":1107.5,"sentiment":"neutral","sentiment_score":-0.07229506206654367},{"text":"So","start":1107.9049,"end":1108.4049,"sentiment":"neutral","sentiment_score":-0.1059839203953743}],"sentiment":"neutral","sentiment_score":-0.04267511133636747,"channel":0,"num_words":35,"start":1092.5651,"end":1108.4049},{"sentences":[{"text":"No.","start":1108.275,"end":1108.595,"sentiment":"neutral","sentiment_score":-0.1718132197856903},{"text":"No.","start":1108.595,"end":1108.915,"sentiment":"neutral","sentiment_score":-0.17630523443222046},{"text":"No.","start":1108.915,"end":1108.995,"sentiment":"neutral","sentiment_score":-0.18030402064323425},{"text":"No.","start":1108.995,"end":1109.155,"sentiment":"neutral","sentiment_score":-0.20533213019371033},{"text":"No.","start":1109.155,"end":1109.315,"sentiment":"neutral","sentiment_score":-0.18089959025382996}],"sentiment":"neutral","sentiment_score":-0.18293083906173707,"channel":1,"num_words":5,"start":1108.275,"end":1109.315},{"sentences":[{"text":"No.","start":1109.315,"end":1109.815,"sentiment":"neutral","sentiment_score":-0.13497379422187805},{"text":"It's summer,","start":1109.9299,"end":1111.3099,"sentiment":"neutral","sentiment_score":-0.07017643749713898}],"sentiment":"neutral","sentiment_score":-0.09177555640538533,"channel":1,"num_words":3,"start":1109.315,"end":1111.3099},{"sentences":[{"text":"Michelle","start":1111.825,"end":1112.3049,"sentiment":"neutral","sentiment_score":-0.0440215989947319}],"sentiment":"neutral","sentiment_score":-0.0440215989947319,"channel":0,"num_words":1,"start":1111.825,"end":1112.3049},{"sentences":[{"text":"s for summer, s for s for Sam, u for umbrella, m for Michelle, n for Nigel, e r.","start":1112.01,"end":1121.865,"sentiment":"neutral","sentiment_score":-0.04089706822445518}],"sentiment":"neutral","sentiment_score":-0.04089706822445518,"channel":1,"num_words":19,"start":1112.01,"end":1121.865},{"sentences":[{"text":"So it's the other way around.","start":1122.76,"end":1124.2,"sentiment":"neutral","sentiment_score":-0.08358761295676231},{"text":"Sorry.","start":1124.2,"end":1124.7,"sentiment":"neutral","sentiment_score":-0.12327878177165984},{"text":"The life insurance company put summer, and the super company put summer.","start":1125.0,"end":1129.1799,"sentiment":"neutral","sentiment_score":-0.10216997688015302}],"sentiment":"neutral","sentiment_score":-0.09741285168810894,"channel":0,"num_words":19,"start":1122.76,"end":1129.1799},{"sentences":[{"text":"Okay.","start":1130.585,"end":1131.085,"sentiment":"neutral","sentiment_score":0.07085470110177994},{"text":"Yep.","start":1131.225,"end":1131.725,"sentiment":"neutral","sentiment_score":0.10267247259616852}],"sentiment":"neutral","sentiment_score":0.08676358684897423,"channel":1,"num_words":2,"start":1130.585,"end":1131.725},{"sentences":[{"text":"So I do have Michelle there on the phone.","start":1132.28,"end":1134.84,"sentiment":"neutral","sentiment_score":0.17643552107943428},{"text":"She's already called them and said, hey.","start":1134.84,"end":1136.7051,"sentiment":"neutral","sentiment_score":0.21937161258288793},{"text":"If you actually look at the form that the client signed, it did have an m and an n,","start":1136.7051,"end":1140.725,"sentiment":"neutral","sentiment_score":0.18448647150867864}],"sentiment":"neutral","sentiment_score":0.1893932553274291,"channel":0,"num_words":35,"start":1132.28,"end":1140.725},{"sentences":[{"text":"Yep.","start":1141.07,"end":1141.57,"sentiment":"neutral","sentiment_score":0.16794024407863617}],"sentiment":"neutral","sentiment_score":0.16794024407863617,"channel":1,"num_words":1,"start":1141.07,"end":1141.57},{"sentences":[{"text":"and she's getting that fixed up for you.","start":1141.505,"end":1143.365,"sentiment":"neutral","sentiment_score":0.24183799512684345}],"sentiment":"neutral","sentiment_score":0.24183799512684345,"channel":0,"num_words":8,"start":1141.505,"end":1143.365},{"sentences":[{"text":"Lovely.","start":1145.3099,"end":1145.71,"sentiment":"positive","sentiment_score":0.6121790409088135},{"text":"Thank you.","start":1145.71,"end":1146.37,"sentiment":"positive","sentiment_score":0.6484698057174683}],"sentiment":"positive","sentiment_score":0.6363728841145834,"channel":1,"num_words":3,"start":1145.3099,"end":1146.37},{"sentences":[{"text":"So I just wanna let you know that we had spotted it and we're on to it.","start":1146.545,"end":1150.53,"sentiment":"positive","sentiment_score":0.3982027769088745},{"text":"Nothing to worry about there.","start":1151.25,"end":1152.6901,"sentiment":"neutral","sentiment_score":0.320083349943161},{"text":"It wouldn't cause any issues if something happened because, you know, it was valid, legal, signed correctly, written correctly.","start":1152.6901,"end":1160.23,"sentiment":"neutral","sentiment_score":0.28403481566592265}],"sentiment":"positive","sentiment_score":0.3357689135321757,"channel":0,"num_words":41,"start":1146.545,"end":1160.23},{"sentences":[{"text":"Yep.","start":1160.935,"end":1161.435,"sentiment":"positive","sentiment_score":0.5381251573562622}],"sentiment":"positive","sentiment_score":0.5381251573562622,"channel":1,"num_words":1,"start":1160.935,"end":1161.435},{"sentences":[{"text":"Cool.","start":1161.97,"end":1162.47,"sentiment":"positive","sentiment_score":0.5840580463409424},{"text":"Just in terms of the the contribution side of things, we're talking about salary sacrifice, and I know that your work kind of has, like, supplements, different sorry, allowances and things like that.","start":1162.77,"end":1174.625,"sentiment":"neutral","sentiment_score":0.15630161152644592},{"text":"So the payslips were were very important to kind of break down what they're paying the super into.","start":1174.625,"end":1179.9249,"sentiment":"neutral","sentiment_score":0.19048520177602768},{"text":"I think you've had about 11,000, just over 11,000 go into the super in terms of contributions.","start":1180.55,"end":1187.53,"sentiment":"neutral","sentiment_score":0.1330545417526189},{"text":"Now bear in mind the concessional cap to get that 15% tax rate, it's 32,500 maximum per year, and that includes what your work puts in and anything additional that you put in.","start":1188.15,"end":1201.215,"sentiment":"neutral","sentiment_score":0.10746352735793951}],"sentiment":"neutral","sentiment_score":0.14685263207145766,"channel":0,"num_words":102,"start":1161.97,"end":1201.215},{"sentences":[{"text":"Does that make sense?","start":1201.215,"end":1202.1951,"sentiment":"neutral","sentiment_score":0.08943935763090849}],"sentiment":"neutral","sentiment_score":0.08943935763090849,"channel":0,"num_words":4,"start":1201.215,"end":1202.1951},{"sentences":[{"text":"Yep.","start":1203.16,"end":1203.4,"sentiment":"neutral","sentiment_score":0.021380355581641197},{"text":"Sorry.","start":1203.4,"end":1203.72,"sentiment":"neutral","sentiment_score":-0.02117442712187767},{"text":"What did you say 15, not 16?","start":1203.72,"end":1205.9,"sentiment":"neutral","sentiment_score":-0.026117461068289622}],"sentiment":"neutral","sentiment_score":-0.020290699890918203,"channel":1,"num_words":9,"start":1203.16,"end":1205.9},{"sentences":[{"text":"Fifteen, sixteen.","start":1209.2599,"end":1210.32,"sentiment":"neutral","sentiment_score":-0.015382313635200262},{"text":"Sorry.","start":1210.7,"end":1211.2,"sentiment":"neutral","sentiment_score":-0.04294826462864876},{"text":"What was that?","start":1211.2599,"end":1212.24,"sentiment":"neutral","sentiment_score":-0.034514375030994415}],"sentiment":"neutral","sentiment_score":-0.029542669498672087,"channel":0,"num_words":6,"start":1209.2599,"end":1212.24},{"sentences":[{"text":"Oh, I'm supposed to be getting 16% from work for super.","start":1214.735,"end":1220.27,"sentiment":"neutral","sentiment_score":0.031127581880851227}],"sentiment":"neutral","sentiment_score":0.031127581880851227,"channel":1,"num_words":11,"start":1214.735,"end":1220.27},{"sentences":[{"text":"Yes.","start":1219.98,"end":1220.48,"sentiment":"neutral","sentiment_score":0.10110092908143996},{"text":"Yes.","start":1221.2599,"end":1221.7599,"sentiment":"neutral","sentiment_score":0.12273852527141572}],"sentiment":"neutral","sentiment_score":0.11191972717642784,"channel":0,"num_words":2,"start":1219.98,"end":1221.7599},{"sentences":[{"text":"Yep.","start":1221.53,"end":1222.03,"sentiment":"neutral","sentiment_score":0.14704489707946777}],"sentiment":"neutral","sentiment_score":0.14704489707946777,"channel":1,"num_words":1,"start":1221.53,"end":1222.03},{"sentences":[{"text":"It is 16% from work, but they had in total, it was about 11,000.","start":1221.82,"end":1227.215,"sentiment":"neutral","sentiment_score":0.08109536447695323}],"sentiment":"neutral","sentiment_score":0.08109536447695323,"channel":0,"num_words":14,"start":1221.82,"end":1227.215},{"sentences":[{"text":"Yep.","start":1227.8501,"end":1228.3301,"sentiment":"neutral","sentiment_score":0.08783971518278122},{"text":"Okay.","start":1228.3301,"end":1228.81,"sentiment":"neutral","sentiment_score":0.08833320438861847},{"text":"Yep.","start":1228.81,"end":1229.31,"sentiment":"neutral","sentiment_score":0.10517576336860655}],"sentiment":"neutral","sentiment_score":0.09378289431333542,"channel":1,"num_words":3,"start":1227.8501,"end":1229.31},{"sentences":[{"text":"So that's kind of what was received into the account.","start":1230.875,"end":1233.595,"sentiment":"neutral","sentiment_score":0.1440657988190651},{"text":"I just did a little bit of a a contribution check.","start":1233.595,"end":1236.09,"sentiment":"neutral","sentiment_score":0.09127542308785698},{"text":"Now in terms of dollar amounts, 32,500 is the maximum,","start":1236.4099,"end":1241.5499,"sentiment":"neutral","sentiment_score":0.05771887712180614}],"sentiment":"neutral","sentiment_score":0.09747988430242385,"channel":0,"num_words":31,"start":1230.875,"end":1241.5499},{"sentences":[{"text":"Okay.","start":1242.245,"end":1242.645,"sentiment":"neutral","sentiment_score":0.016161656007170677},{"text":"Yeah.","start":1242.645,"end":1243.145,"sentiment":"neutral","sentiment_score":-0.01646454632282257}],"sentiment":"neutral","sentiment_score":-0.0001514451578259468,"channel":1,"num_words":2,"start":1242.245,"end":1243.145},{"sentences":[{"text":"which is probably a little bit excessive.","start":1243.77,"end":1245.0499,"sentiment":"neutral","sentiment_score":-0.18746226813111985},{"text":"I don't think you'll probably wanna go that far with it because they've","start":1245.0499,"end":1247.37,"sentiment":"neutral","sentiment_score":-0.2153789630303016}],"sentiment":"neutral","sentiment_score":-0.205608119815588,"channel":0,"num_words":20,"start":1243.77,"end":1247.37},{"sentences":[{"text":"No.","start":1247.34,"end":1247.74,"sentiment":"neutral","sentiment_score":-0.15458527207374573}],"sentiment":"neutral","sentiment_score":-0.15458527207374573,"channel":1,"num_words":1,"start":1247.34,"end":1247.74},{"sentences":[{"text":"just increased","start":1247.37,"end":1248.09,"sentiment":"neutral","sentiment_score":-0.14531389996409416}],"sentiment":"neutral","sentiment_score":-0.14531389996409416,"channel":0,"num_words":2,"start":1247.37,"end":1248.09},{"sentences":[{"text":"Definitely","start":1247.74,"end":1248.24,"sentiment":"neutral","sentiment_score":-0.11856942623853683}],"sentiment":"neutral","sentiment_score":-0.11856942623853683,"channel":1,"num_words":1,"start":1247.74,"end":1248.24},{"sentences":[{"text":"it.","start":1248.09,"end":1248.435,"sentiment":"neutral","sentiment_score":-0.1040218025445938}],"sentiment":"neutral","sentiment_score":-0.1040218025445938,"channel":0,"num_words":1,"start":1248.09,"end":1248.435},{"sentences":[{"text":"not.","start":1248.3,"end":1248.8,"sentiment":"neutral","sentiment_score":-0.1309572607278824}],"sentiment":"neutral","sentiment_score":-0.1309572607278824,"channel":1,"num_words":1,"start":1248.3,"end":1248.8},{"sentences":[{"text":"But if I give you a little bit of leeway there, let's say, you know, you could do up to $400 a week before tax.","start":1249.0751,"end":1255.8151,"sentiment":"neutral","sentiment_score":-0.03127640530467033},{"text":"But just to give you an idea on budgeting side of things.","start":1256.035,"end":1259.5751,"sentiment":"neutral","sentiment_score":0.019011654891073704},{"text":"So if you look up the individual tax rates with the old ATO, I'm just bringing up the new table for this financial year, for every sort of $100 you put in, it costs you around about 70 in the pocket.","start":1260.3551,"end":1276.25,"sentiment":"neutral","sentiment_score":0.02261242779289804},{"text":"Because it goes in pretax, Salary sacrifice, they tax you on what's left over.","start":1276.31,"end":1280.785,"sentiment":"neutral","sentiment_score":-0.051528144627809525},{"text":"So you put a $100 in, you lose $70 in the pay.","start":1280.785,"end":1284.245,"sentiment":"neutral","sentiment_score":-0.11862453942497571}],"sentiment":"neutral","sentiment_score":-0.017034127233693235,"channel":0,"num_words":104,"start":1249.0751,"end":1284.245},{"sentences":[{"text":"Yeah.","start":1285.7001,"end":1286.2001,"sentiment":"neutral","sentiment_score":0.025229111313819885}],"sentiment":"neutral","sentiment_score":0.025229111313819885,"channel":1,"num_words":1,"start":1285.7001,"end":1286.2001},{"sentences":[{"text":"Now","start":1286.705,"end":1287.205,"sentiment":"neutral","sentiment_score":0.01505998522043228}],"sentiment":"neutral","sentiment_score":0.01505998522043228,"channel":0,"num_words":1,"start":1286.705,"end":1287.205},{"sentences":[{"text":"Yeah.","start":1287.9401,"end":1288.34,"sentiment":"neutral","sentiment_score":-0.004636634141206741},{"text":"Sorry.","start":1288.34,"end":1288.74,"sentiment":"neutral","sentiment_score":-0.05205321311950683},{"text":"Go","start":1288.74,"end":1288.9,"sentiment":"neutral","sentiment_score":-0.0313262939453125}],"sentiment":"neutral","sentiment_score":-0.029338713735342026,"channel":1,"num_words":3,"start":1287.9401,"end":1288.9},{"sentences":[{"text":"just","start":1288.865,"end":1289.105,"sentiment":"neutral","sentiment_score":-0.024406246840953827}],"sentiment":"neutral","sentiment_score":-0.024406246840953827,"channel":0,"num_words":1,"start":1288.865,"end":1289.105},{"sentences":[{"text":"ahead.","start":1288.9,"end":1289.295,"sentiment":"neutral","sentiment_score":-0.025598153471946716}],"sentiment":"neutral","sentiment_score":-0.025598153471946716,"channel":1,"num_words":1,"start":1288.9,"end":1289.295},{"sentences":[{"text":"based on that, 400 is the maximum.","start":1289.105,"end":1291.125,"sentiment":"neutral","sentiment_score":-0.014708615839481354},{"text":"That'll cost you 300 a week out of pocket, but how much would you be thinking to start with?","start":1291.74,"end":1296.48,"sentiment":"neutral","sentiment_score":0.02791774378305203}],"sentiment":"neutral","sentiment_score":0.016441416192369964,"channel":0,"num_words":26,"start":1289.105,"end":1296.48},{"sentences":[{"text":"Oh, I need a $100 per pay, which is $50 per week.","start":1297.615,"end":1302.115,"sentiment":"neutral","sentiment_score":0.010500942512104908}],"sentiment":"neutral","sentiment_score":0.010500942512104908,"channel":1,"num_words":12,"start":1297.615,"end":1302.115},{"sentences":[{"text":"Yep.","start":1302.38,"end":1302.78,"sentiment":"neutral","sentiment_score":0.11208109557628632},{"text":"A $100 a fortnight, $50 per week, bit of a dip your toe in the water kind of thing, bump it up a little bit without,","start":1302.78,"end":1309.015,"sentiment":"neutral","sentiment_score":0.0028024167897036443}],"sentiment":"neutral","sentiment_score":0.006849775263280781,"channel":0,"num_words":27,"start":1302.38,"end":1309.015},{"sentences":[{"text":"Yeah.","start":1308.8301,"end":1309.3301,"sentiment":"neutral","sentiment_score":-0.02175263874232769}],"sentiment":"neutral","sentiment_score":-0.02175263874232769,"channel":1,"num_words":1,"start":1308.8301,"end":1309.3301},{"sentences":[{"text":"obviously, stopping you from paying off the mortgage and things like that.","start":1309.335,"end":1312.635,"sentiment":"neutral","sentiment_score":-0.07063103156785171}],"sentiment":"neutral","sentiment_score":-0.07063103156785171,"channel":0,"num_words":12,"start":1309.335,"end":1312.635},{"sentences":[{"text":"Yeah.","start":1312.67,"end":1313.17,"sentiment":"neutral","sentiment_score":0.011025914922356606},{"text":"Yeah.","start":1313.31,"end":1313.55,"sentiment":"neutral","sentiment_score":0.006208527833223343},{"text":"Because I'm I'm only still job share at the moment, so I only work four months of the year.","start":1313.55,"end":1318.245,"sentiment":"neutral","sentiment_score":-0.031073843962267825}],"sentiment":"neutral","sentiment_score":-0.02729374250130994,"channel":1,"num_words":21,"start":1312.67,"end":1318.245},{"sentences":[{"text":"Yep.","start":1319.095,"end":1319.595,"sentiment":"neutral","sentiment_score":0.12713679671287537},{"text":"That's right.","start":1319.655,"end":1320.48,"sentiment":"neutral","sentiment_score":0.20140312612056732},{"text":"That explains it more as well because when I was looking at the contributions, I was like, I can see the 16%, and we did a full breakdown with your payslip.","start":1322.96,"end":1329.86,"sentiment":"neutral","sentiment_score":0.12523687318448098},{"text":"And then I saw","start":1330.0,"end":1330.64,"sentiment":"neutral","sentiment_score":0.05277161207050085}],"sentiment":"neutral","sentiment_score":0.12166769910407693,"channel":0,"num_words":38,"start":1319.095,"end":1330.64},{"sentences":[{"text":"Yep.","start":1330.405,"end":1330.905,"sentiment":"neutral","sentiment_score":0.054565321654081345}],"sentiment":"neutral","sentiment_score":0.054565321654081345,"channel":1,"num_words":1,"start":1330.405,"end":1330.905},{"sentences":[{"text":"the 11,000.","start":1330.64,"end":1331.16,"sentiment":"neutral","sentiment_score":0.039980191737413406},{"text":"I went, hang on a second.","start":1331.16,"end":1332.16,"sentiment":"neutral","sentiment_score":-0.002862102041641871},{"text":"That doesn't actually work out to be 16%.","start":1332.16,"end":1334.24,"sentiment":"neutral","sentiment_score":0.02461540885269642},{"text":"So four months of the year, I've got that added onto our dashboard.","start":1334.24,"end":1338.435,"sentiment":"neutral","sentiment_score":0.10589778566589722},{"text":"Just so anytime","start":1338.5751,"end":1339.375,"sentiment":"neutral","sentiment_score":0.05577943349877993}],"sentiment":"neutral","sentiment_score":0.05636626738123596,"channel":0,"num_words":32,"start":1330.64,"end":1339.375},{"sentences":[{"text":"Yeah.","start":1339.0801,"end":1339.4,"sentiment":"neutral","sentiment_score":0.025278884917497635}],"sentiment":"neutral","sentiment_score":0.025278884917497635,"channel":1,"num_words":1,"start":1339.0801,"end":1339.4},{"sentences":[{"text":"anyone","start":1339.375,"end":1339.6951,"sentiment":"neutral","sentiment_score":0.020654162392020226}],"sentiment":"neutral","sentiment_score":0.020654162392020226,"channel":0,"num_words":1,"start":1339.375,"end":1339.6951},{"sentences":[{"text":"It's it's","start":1339.4,"end":1340.12,"sentiment":"neutral","sentiment_score":0.032309189438819885}],"sentiment":"neutral","sentiment_score":0.032309189438819885,"channel":1,"num_words":2,"start":1339.4,"end":1340.12},{"sentences":[{"text":"looks at it, they","start":1339.6951,"end":1340.3351,"sentiment":"neutral","sentiment_score":0.02556896349415183}],"sentiment":"neutral","sentiment_score":0.02556896349415183,"channel":0,"num_words":4,"start":1339.6951,"end":1340.3351},{"sentences":[{"text":"it's around","start":1340.12,"end":1340.68,"sentiment":"neutral","sentiment_score":0.00993451988324523}],"sentiment":"neutral","sentiment_score":0.00993451988324523,"channel":1,"num_words":2,"start":1340.12,"end":1340.68},{"sentences":[{"text":"go","start":1340.3351,"end":1340.8151,"sentiment":"neutral","sentiment_score":0.00920572504401207}],"sentiment":"neutral","sentiment_score":0.00920572504401207,"channel":0,"num_words":1,"start":1340.3351,"end":1340.8151},{"sentences":[{"text":"about that.","start":1340.68,"end":1341.3201,"sentiment":"neutral","sentiment_score":0.012867921032011509},{"text":"Yeah.","start":1341.3201,"end":1341.7201,"sentiment":"neutral","sentiment_score":0.053508587181568146},{"text":"You know?","start":1341.7201,"end":1342.3,"sentiment":"neutral","sentiment_score":0.03729501087218523},{"text":"Because we we do a a rotating roster.","start":1343.56,"end":1346.7001,"sentiment":"neutral","sentiment_score":0.10774319712072611},{"text":"It's never","start":1347.375,"end":1347.935,"sentiment":"neutral","sentiment_score":0.16800807416439056}],"sentiment":"neutral","sentiment_score":0.09011974508563678,"channel":1,"num_words":15,"start":1340.68,"end":1347.935},{"sentences":[{"text":"gotcha.","start":1347.775,"end":1348.275,"sentiment":"neutral","sentiment_score":0.09652388095855712}],"sentiment":"neutral","sentiment_score":0.09652388095855712,"channel":0,"num_words":1,"start":1347.775,"end":1348.275},{"sentences":[{"text":"the same.","start":1347.935,"end":1348.675,"sentiment":"neutral","sentiment_score":0.05892913043498993},{"text":"And then I'm only doing half of that compared to the Nigel.","start":1348.735,"end":1353.475,"sentiment":"neutral","sentiment_score":0.06087296409532428}],"sentiment":"neutral","sentiment_score":0.060595273572419374,"channel":1,"num_words":14,"start":1347.935,"end":1353.475},{"sentences":[{"text":"Perfect.","start":1354.99,"end":1355.47,"sentiment":"positive","sentiment_score":0.5803154110908508},{"text":"Perfect.","start":1355.47,"end":1355.95,"sentiment":"positive","sentiment_score":0.5325109958648682},{"text":"Now for the salary sacrifice, you can actually just go through payroll and say,","start":1355.95,"end":1362.51,"sentiment":"neutral","sentiment_score":0.128824559705598}],"sentiment":"neutral","sentiment_score":0.1822731401771307,"channel":0,"num_words":16,"start":1354.99,"end":1362.51},{"sentences":[{"text":"Okay.","start":1362.4199,"end":1362.9199,"sentiment":"neutral","sentiment_score":0.11478793621063232}],"sentiment":"neutral","sentiment_score":0.11478793621063232,"channel":1,"num_words":1,"start":1362.4199,"end":1362.9199},{"sentences":[{"text":"hey.","start":1362.51,"end":1362.83,"sentiment":"neutral","sentiment_score":0.1360779106616974},{"text":"I would like to do this much, and they'll handle it through the payroll system.","start":1362.83,"end":1366.815,"sentiment":"neutral","sentiment_score":0.15447399417559307},{"text":"And that way,","start":1366.955,"end":1367.4349,"sentiment":"neutral","sentiment_score":0.12737167129913965}],"sentiment":"neutral","sentiment_score":0.1492264651154217,"channel":0,"num_words":19,"start":1362.51,"end":1367.4349},{"sentences":[{"text":"Oh,","start":1367.2999,"end":1367.5399,"sentiment":"neutral","sentiment_score":0.16870297491550446}],"sentiment":"neutral","sentiment_score":0.16870297491550446,"channel":1,"num_words":1,"start":1367.2999,"end":1367.5399},{"sentences":[{"text":"you're","start":1367.4349,"end":1367.755,"sentiment":"neutral","sentiment_score":0.16696976125240326}],"sentiment":"neutral","sentiment_score":0.16696976125240326,"channel":0,"num_words":1,"start":1367.4349,"end":1367.755},{"sentences":[{"text":"yeah.","start":1367.5399,"end":1368.0399,"sentiment":"neutral","sentiment_score":0.13709498941898346}],"sentiment":"neutral","sentiment_score":0.13709498941898346,"channel":1,"num_words":1,"start":1367.5399,"end":1368.0399},{"sentences":[{"text":"getting the the tax deduction on a fortnightly basis without","start":1367.755,"end":1371.275,"sentiment":"neutral","sentiment_score":0.14923280030488967}],"sentiment":"neutral","sentiment_score":0.14923280030488967,"channel":0,"num_words":10,"start":1367.755,"end":1371.275},{"sentences":[{"text":"Yep.","start":1371.22,"end":1371.72,"sentiment":"neutral","sentiment_score":0.04265272244811058}],"sentiment":"neutral","sentiment_score":0.04265272244811058,"channel":1,"num_words":1,"start":1371.22,"end":1371.72},{"sentences":[{"text":"having to wait till tax time.","start":1371.275,"end":1372.815,"sentiment":"neutral","sentiment_score":0.011334344744682312}],"sentiment":"neutral","sentiment_score":0.011334344744682312,"channel":0,"num_words":6,"start":1371.275,"end":1372.815},{"sentences":[{"text":"Okay.","start":1373.2999,"end":1373.7799,"sentiment":"neutral","sentiment_score":0.07591031491756439},{"text":"Yeah.","start":1373.7799,"end":1374.1,"sentiment":"neutral","sentiment_score":0.08545403182506561},{"text":"Alright.","start":1374.1,"end":1374.6,"sentiment":"neutral","sentiment_score":0.12448233366012572},{"text":"I'll do","start":1375.215,"end":1375.695,"sentiment":"neutral","sentiment_score":0.10932623222470284}],"sentiment":"neutral","sentiment_score":0.10089982897043229,"channel":1,"num_words":5,"start":1373.2999,"end":1375.695},{"sentences":[{"text":"So","start":1375.515,"end":1376.015,"sentiment":"neutral","sentiment_score":0.12359336018562316}],"sentiment":"neutral","sentiment_score":0.12359336018562316,"channel":0,"num_words":1,"start":1375.515,"end":1376.015},{"sentences":[{"text":"that then.","start":1375.695,"end":1376.4349,"sentiment":"neutral","sentiment_score":0.11206534504890442}],"sentiment":"neutral","sentiment_score":0.11206534504890442,"channel":1,"num_words":2,"start":1375.695,"end":1376.4349},{"sentences":[{"text":"would that be okay for you to do?","start":1376.555,"end":1378.395,"sentiment":"neutral","sentiment_score":0.12321438174694777},{"text":"Because I think that would be simpler than doing, you know, all the","start":1378.395,"end":1382.1901,"sentiment":"neutral","sentiment_score":0.16159033316832322}],"sentiment":"neutral","sentiment_score":0.14697092310303733,"channel":0,"num_words":21,"start":1376.555,"end":1382.1901},{"sentences":[{"text":"Yeah.","start":1382.1749,"end":1382.6749,"sentiment":"neutral","sentiment_score":0.04929634928703308}],"sentiment":"neutral","sentiment_score":0.04929634928703308,"channel":1,"num_words":1,"start":1382.1749,"end":1382.6749},{"sentences":[{"text":"forms at the tax time with the tax return and whatnot.","start":1382.1901,"end":1384.93,"sentiment":"neutral","sentiment_score":0.05735742741010406}],"sentiment":"neutral","sentiment_score":0.05735742741010406,"channel":0,"num_words":11,"start":1382.1901,"end":1384.93},{"sentences":[{"text":"Yeah.","start":1384.735,"end":1385.0549,"sentiment":"neutral","sentiment_score":0.09124286472797394},{"text":"Yeah.","start":1385.0549,"end":1385.295,"sentiment":"neutral","sentiment_score":0.12517495453357697},{"text":"Definitely.","start":1385.295,"end":1385.795,"sentiment":"neutral","sentiment_score":0.14366526901721954},{"text":"Yeah.","start":1386.1749,"end":1386.415,"sentiment":"neutral","sentiment_score":0.06524622440338135},{"text":"No.","start":1386.415,"end":1386.655,"sentiment":"neutral","sentiment_score":0.009293707087635994}],"sentiment":"neutral","sentiment_score":0.08692460395395755,"channel":1,"num_words":5,"start":1384.735,"end":1386.655},{"sentences":[{"text":"I'll go through payroll then.","start":1386.655,"end":1388.25,"sentiment":"neutral","sentiment_score":-0.0046830465318635104}],"sentiment":"neutral","sentiment_score":-0.0046830465318635104,"channel":1,"num_words":5,"start":1386.655,"end":1388.25},{"sentences":[{"text":"Yep.","start":1388.43,"end":1388.75,"sentiment":"neutral","sentiment_score":0.08804987370967865},{"text":"Now is there anything that I can send you information wise, or do you think they're pretty across it that if you told them or filled in a form, they would be okay to do that?","start":1388.75,"end":1396.605,"sentiment":"neutral","sentiment_score":0.09781796981890996},{"text":"Do you need anything from us?","start":1396.6649,"end":1398.205,"sentiment":"neutral","sentiment_score":-0.004889245610684156}],"sentiment":"neutral","sentiment_score":0.08325956543084494,"channel":0,"num_words":43,"start":1388.43,"end":1398.205},{"sentences":[{"text":"I don't think I do.","start":1398.57,"end":1400.49,"sentiment":"neutral","sentiment_score":-0.23578535318374633},{"text":"I'm not sure.","start":1400.49,"end":1401.47,"sentiment":"neutral","sentiment_score":-0.20420989394187927},{"text":"I say I want suit pay my suit card.","start":1401.945,"end":1404.9249,"sentiment":"neutral","sentiment_score":-0.11895187613036898},{"text":"They gotta pay it, don't they?","start":1405.225,"end":1406.6849,"sentiment":"neutral","sentiment_score":-0.07387089977661769}],"sentiment":"neutral","sentiment_score":-0.14371081441640854,"channel":1,"num_words":23,"start":1398.57,"end":1406.6849},{"sentences":[{"text":"Cool.","start":1406.745,"end":1406.985,"sentiment":"positive","sentiment_score":0.37198275327682495},{"text":"Yeah.","start":1406.985,"end":1407.385,"sentiment":"neutral","sentiment_score":0.2876388430595398},{"text":"Pretty much.","start":1407.385,"end":1407.96,"sentiment":"positive","sentiment_score":0.43003973364830017},{"text":"That's pretty much how it works.","start":1408.0399,"end":1409.08,"sentiment":"positive","sentiment_score":0.48776619136333466},{"text":"I I do get the, I guess, 5% of the time, there's a old employee that goes, oh, can you please send through these details and those details?","start":1409.08,"end":1415.5599,"sentiment":"neutral","sentiment_score":0.2253451006753104}],"sentiment":"neutral","sentiment_score":0.2830516060716228,"channel":0,"num_words":38,"start":1406.745,"end":1415.5599},{"sentences":[{"text":"And if they're already paying the super, it's pretty easy for them to hop into the accounting system and and change the salary sacrifice.","start":1415.5599,"end":1422.2999,"sentiment":"neutral","sentiment_score":0.24637837739040455}],"sentiment":"neutral","sentiment_score":0.24637837739040455,"channel":0,"num_words":24,"start":1415.5599,"end":1422.2999},{"sentences":[{"text":"Yeah.","start":1422.79,"end":1423.11,"sentiment":"neutral","sentiment_score":0.1369660645723343},{"text":"Okay.","start":1423.11,"end":1423.59,"sentiment":"neutral","sentiment_score":0.14386895298957825},{"text":"Yep.","start":1423.59,"end":1424.09,"sentiment":"neutral","sentiment_score":0.1636781543493271}],"sentiment":"neutral","sentiment_score":0.14817105730374655,"channel":1,"num_words":3,"start":1422.79,"end":1424.09},{"sentences":[{"text":"But if anything does pop up, please give us a call, and we'd be","start":1424.9651,"end":1427.845,"sentiment":"neutral","sentiment_score":0.0966386768434729}],"sentiment":"neutral","sentiment_score":0.0966386768434729,"channel":0,"num_words":14,"start":1424.9651,"end":1427.845},{"sentences":[{"text":"Yeah.","start":1427.83,"end":1428.285,"sentiment":"neutral","sentiment_score":0.16107474267482758}],"sentiment":"neutral","sentiment_score":0.16107474267482758,"channel":1,"num_words":1,"start":1427.83,"end":1428.285},{"sentences":[{"text":"more than happy to generate any reports or information and","start":1427.845,"end":1430.805,"sentiment":"positive","sentiment_score":0.35459569096565247}],"sentiment":"positive","sentiment_score":0.35459569096565247,"channel":0,"num_words":10,"start":1427.845,"end":1430.805},{"sentences":[{"text":"Now","start":1430.605,"end":1431.005,"sentiment":"neutral","sentiment_score":0.140142560005188}],"sentiment":"neutral","sentiment_score":0.140142560005188,"channel":1,"num_words":1,"start":1430.605,"end":1431.005},{"sentences":[{"text":"even","start":1430.805,"end":1431.045,"sentiment":"neutral","sentiment_score":0.12312997877597807}],"sentiment":"neutral","sentiment_score":0.12312997877597807,"channel":0,"num_words":1,"start":1430.805,"end":1431.045},{"sentences":[{"text":"we","start":1431.005,"end":1431.505,"sentiment":"neutral","sentiment_score":0.11231591552495956}],"sentiment":"neutral","sentiment_score":0.11231591552495956,"channel":1,"num_words":1,"start":1431.005,"end":1431.505},{"sentences":[{"text":"cc them in.","start":1431.045,"end":1432.185,"sentiment":"neutral","sentiment_score":0.10734104613463084}],"sentiment":"neutral","sentiment_score":0.10734104613463084,"channel":0,"num_words":3,"start":1431.045,"end":1432.185},{"sentences":[{"text":"the the company that I'm working for, South thirty two, is supposed to be don't know if it's still going through yet, but be changing over to Alcoa.","start":1432.4451,"end":1442.785,"sentiment":"neutral","sentiment_score":0.021049358815486943}],"sentiment":"neutral","sentiment_score":0.021049358815486943,"channel":1,"num_words":28,"start":1432.4451,"end":1442.785},{"sentences":[{"text":"Oh, interesting.","start":1443.74,"end":1445.36,"sentiment":"neutral","sentiment_score":0.044827379286289215}],"sentiment":"neutral","sentiment_score":0.044827379286289215,"channel":0,"num_words":2,"start":1443.74,"end":1445.36},{"sentences":[{"text":"Yeah.","start":1445.0701,"end":1445.5701,"sentiment":"neutral","sentiment_score":0.04295319318771362},{"text":"Yeah.","start":1446.11,"end":1446.61,"sentiment":"neutral","sentiment_score":0.04160251095890999},{"text":"And that's supposed to be within the next year.","start":1447.31,"end":1450.13,"sentiment":"neutral","sentiment_score":0.029806901183393266},{"text":"But they said everything's staying the same, but I'd I'd just you know, besides the name change, so but I don't exactly know what it really means work wise.","start":1451.15,"end":1461.9451,"sentiment":"neutral","sentiment_score":-0.04425913885492703}],"sentiment":"neutral","sentiment_score":-0.023267430299893022,"channel":1,"num_words":40,"start":1445.0701,"end":1461.9451},{"sentences":[{"text":"Yeah.","start":1463.53,"end":1463.85,"sentiment":"neutral","sentiment_score":-0.004450222477316856},{"text":"They do always say that, but nothing changes.","start":1463.85,"end":1466.57,"sentiment":"neutral","sentiment_score":-0.03468695399351418},{"text":"But I'm assuming what tends to happen is payroll tends to carry across pretty well.","start":1466.57,"end":1472.99,"sentiment":"neutral","sentiment_score":-0.0071213671937584875},{"text":"But sometimes if they are changing payroll systems, they may send out a big notice to all the employees saying, hey.","start":1473.45,"end":1479.395,"sentiment":"neutral","sentiment_score":-0.03674852546481859},{"text":"We're changing payroll systems under the new name, and you guys may have to, you know, resign something for your salary sacrifice or whatever it is.","start":1479.395,"end":1487.495,"sentiment":"neutral","sentiment_score":-0.04610082765038197}],"sentiment":"neutral","sentiment_score":-0.03322685797187224,"channel":0,"num_words":71,"start":1463.53,"end":1487.495},{"sentences":[{"text":"But","start":1487.635,"end":1488.135,"sentiment":"neutral","sentiment_score":0.017267979681491852}],"sentiment":"neutral","sentiment_score":0.017267979681491852,"channel":0,"num_words":1,"start":1487.635,"end":1488.135},{"sentences":[{"text":"Mhmm.","start":1487.905,"end":1488.405,"sentiment":"neutral","sentiment_score":0.009848622605204582}],"sentiment":"neutral","sentiment_score":0.009848622605204582,"channel":1,"num_words":1,"start":1487.905,"end":1488.405},{"sentences":[{"text":"maybe just keep an eye out for any notices or anything like that.","start":1488.1951,"end":1491.21,"sentiment":"neutral","sentiment_score":0.010533247429590959}],"sentiment":"neutral","sentiment_score":0.010533247429590959,"channel":0,"num_words":13,"start":1488.1951,"end":1491.21},{"sentences":[{"text":"Okay.","start":1491.825,"end":1492.305,"sentiment":"neutral","sentiment_score":0.12802469730377197},{"text":"Yep.","start":1492.305,"end":1492.805,"sentiment":"neutral","sentiment_score":0.15854597091674805},{"text":"No worries.","start":1493.025,"end":1493.765,"sentiment":"neutral","sentiment_score":0.23040510714054108}],"sentiment":"neutral","sentiment_score":0.18684522062540054,"channel":1,"num_words":4,"start":1491.825,"end":1493.765},{"sentences":[{"text":"Cool.","start":1493.37,"end":1493.87,"sentiment":"neutral","sentiment_score":0.3201846480369568},{"text":"And the last thing to go over with you as well is the insurances.","start":1494.6499,"end":1499.63,"sentiment":"neutral","sentiment_score":0.15953742127333367},{"text":"Now if you still have that email open, are you able to skip through through the the next two documents for that next document.","start":1499.85,"end":1509.045,"sentiment":"neutral","sentiment_score":0.10232856714477141}],"sentiment":"neutral","sentiment_score":0.12845113223943955,"channel":0,"num_words":39,"start":1493.37,"end":1509.045},{"sentences":[{"text":"Page two and three or three and something else?","start":1508.71,"end":1513.0499,"sentiment":"neutral","sentiment_score":-0.0019267304903931087},{"text":"Sorry.","start":1513.35,"end":1513.85,"sentiment":"neutral","sentiment_score":-0.03779260814189911}],"sentiment":"neutral","sentiment_score":-0.005513318255543709,"channel":1,"num_words":10,"start":1508.71,"end":1513.85},{"sentences":[{"text":"Yes.","start":1513.7451,"end":1514.145,"sentiment":"neutral","sentiment_score":0.017688143998384476},{"text":"So that that performance table we're looking at, that's like a four page document.","start":1514.145,"end":1518.3251,"sentiment":"neutral","sentiment_score":-0.018701790515998646},{"text":"And then if you click next document, it should take you to the third one, which is like a big red Vanguard chart with all the different stock market graphs","start":1518.545,"end":1526.35,"sentiment":"neutral","sentiment_score":0.0932347788165013}],"sentiment":"neutral","sentiment_score":0.05673125425043205,"channel":0,"num_words":45,"start":1513.7451,"end":1526.35},{"sentences":[{"text":"Yep.","start":1526.0951,"end":1526.5951,"sentiment":"neutral","sentiment_score":0.08725535869598389}],"sentiment":"neutral","sentiment_score":0.08725535869598389,"channel":1,"num_words":1,"start":1526.0951,"end":1526.5951},{"sentences":[{"text":"going up and down.","start":1526.35,"end":1527.41,"sentiment":"neutral","sentiment_score":0.10289294458925724}],"sentiment":"neutral","sentiment_score":0.10289294458925724,"channel":0,"num_words":4,"start":1526.35,"end":1527.41},{"sentences":[{"text":"Got that one?","start":1527.135,"end":1527.96,"sentiment":"neutral","sentiment_score":0.06707498307029407}],"sentiment":"neutral","sentiment_score":0.06707498307029407,"channel":1,"num_words":3,"start":1527.135,"end":1527.96},{"sentences":[{"text":"Just wanna skip past that one to the green certificate of currency","start":1528.27,"end":1531.97,"sentiment":"neutral","sentiment_score":0.055219014485677086}],"sentiment":"neutral","sentiment_score":0.055219014485677086,"channel":0,"num_words":12,"start":1528.27,"end":1531.97},{"sentences":[{"text":"Yep.","start":1531.7999,"end":1532.2999,"sentiment":"neutral","sentiment_score":0.08206771314144135}],"sentiment":"neutral","sentiment_score":0.08206771314144135,"channel":1,"num_words":1,"start":1531.7999,"end":1532.2999},{"sentences":[{"text":"for your insurance policy.","start":1532.03,"end":1533.33,"sentiment":"neutral","sentiment_score":0.07044145930558443}],"sentiment":"neutral","sentiment_score":0.07044145930558443,"channel":0,"num_words":4,"start":1532.03,"end":1533.33},{"sentences":[{"text":"Yep.","start":1533.88,"end":1534.0399,"sentiment":"neutral","sentiment_score":0.25603020191192627},{"text":"I got that one.","start":1534.0399,"end":1535.02,"sentiment":"positive","sentiment_score":0.43846818804740906}],"sentiment":"positive","sentiment_score":0.4019805908203125,"channel":1,"num_words":5,"start":1533.88,"end":1535.02},{"sentences":[{"text":"Cool.","start":1535.0701,"end":1535.535,"sentiment":"positive","sentiment_score":0.6527808904647827},{"text":"So you have $458,000 worth of life insurance and total disability insurance with no income protection, no trauma cover, but that's a lump sum, comes out of your super, and they charge you about 2,000.","start":1536.495,"end":1551.95,"sentiment":"positive","sentiment_score":0.33739375940391},{"text":"There's a 15% rebate tax rebate for that one.","start":1552.09,"end":1555.6901,"sentiment":"positive","sentiment_score":0.35412676797972786},{"text":"But I just wanted to quickly talk to you about the the amounts because, obviously, that clears off the last bit of the mortgage.","start":1555.6901,"end":1561.31,"sentiment":"neutral","sentiment_score":0.25571551639586687},{"text":"You've got about 400,000 left over from the insurance payout, and then you're super on top.","start":1561.53,"end":1567.3651,"sentiment":"positive","sentiment_score":0.3592062024399638}],"sentiment":"neutral","sentiment_score":0.32391970604658127,"channel":0,"num_words":85,"start":1535.0701,"end":1567.3651},{"sentences":[{"text":"So call it $500,000 for the family.","start":1567.3651,"end":1569.9451,"sentiment":"positive","sentiment_score":0.4464927613735199},{"text":"How does that sound for you guys?","start":1571.4451,"end":1573.0651,"sentiment":"positive","sentiment_score":0.4271998873778752},{"text":"Yep.","start":1578.005,"end":1578.505,"sentiment":"neutral","sentiment_score":0.1319611519575119},{"text":"Do you see any need to want to increase or decrease that in terms of, you know, I don't need that much cover or I wanna get some more properties.","start":1579.51,"end":1588.8099,"sentiment":"neutral","sentiment_score":-0.25110436528921126},{"text":"Let's get a million, $2,000,000 worth of cover.","start":1588.87,"end":1591.395,"sentiment":"neutral","sentiment_score":0.0285005773184821}],"sentiment":"neutral","sentiment_score":-0.019949370696437808,"channel":0,"num_words":53,"start":1567.3651,"end":1591.395},{"sentences":[{"text":"Any need to maybe alter it at all or just keep it as is?","start":1591.635,"end":1595.415,"sentiment":"neutral","sentiment_score":-0.12645476311445236}],"sentiment":"neutral","sentiment_score":-0.12645476311445236,"channel":0,"num_words":14,"start":1591.635,"end":1595.415},{"sentences":[{"text":"Oh, I don't think I should need much cover, really.","start":1597.51,"end":1602.1699,"sentiment":"negative","sentiment_score":-0.3557773604989052},{"text":"As long as it pays","start":1602.255,"end":1604.255,"sentiment":"neutral","sentiment_score":-0.029577271640300752}],"sentiment":"neutral","sentiment_score":-0.24704399754603704,"channel":1,"num_words":15,"start":1597.51,"end":1604.255},{"sentences":[{"text":"Yep.","start":1604.07,"end":1604.57,"sentiment":"neutral","sentiment_score":-0.005211584270000458}],"sentiment":"neutral","sentiment_score":-0.005211584270000458,"channel":0,"num_words":1,"start":1604.07,"end":1604.57},{"sentences":[{"text":"out the bills, that's the main","start":1604.255,"end":1606.8151,"sentiment":"neutral","sentiment_score":-0.014653692642847696}],"sentiment":"neutral","sentiment_score":-0.014653692642847696,"channel":1,"num_words":6,"start":1604.255,"end":1606.8151},{"sentences":[{"text":"Yes.","start":1606.63,"end":1607.13,"sentiment":"neutral","sentiment_score":0.07472126185894012}],"sentiment":"neutral","sentiment_score":0.07472126185894012,"channel":0,"num_words":1,"start":1606.63,"end":1607.13},{"sentences":[{"text":"thing.","start":1606.8151,"end":1607.3151,"sentiment":"neutral","sentiment_score":0.013210542500019072}],"sentiment":"neutral","sentiment_score":0.013210542500019072,"channel":1,"num_words":1,"start":1606.8151,"end":1607.3151},{"sentences":[{"text":"What will basically happen to so one","start":1607.6699,"end":1610.63,"sentiment":"neutral","sentiment_score":-0.07464223088962692}],"sentiment":"neutral","sentiment_score":-0.07464223088962692,"channel":0,"num_words":7,"start":1607.6699,"end":1610.63},{"sentences":[{"text":"I","start":1610.575,"end":1610.655,"sentiment":"neutral","sentiment_score":-0.12046943604946136}],"sentiment":"neutral","sentiment_score":-0.12046943604946136,"channel":1,"num_words":1,"start":1610.575,"end":1610.655},{"sentences":[{"text":"of","start":1610.63,"end":1610.71,"sentiment":"neutral","sentiment_score":-0.13789620995521543}],"sentiment":"neutral","sentiment_score":-0.13789620995521543,"channel":0,"num_words":1,"start":1610.63,"end":1610.71},{"sentences":[{"text":"don't","start":1610.655,"end":1610.895,"sentiment":"neutral","sentiment_score":-0.13607390224933624}],"sentiment":"neutral","sentiment_score":-0.13607390224933624,"channel":1,"num_words":1,"start":1610.655,"end":1610.895},{"sentences":[{"text":"the little","start":1610.71,"end":1611.0299,"sentiment":"neutral","sentiment_score":-0.15753236413002014}],"sentiment":"neutral","sentiment_score":-0.15753236413002014,"channel":0,"num_words":2,"start":1610.71,"end":1611.0299},{"sentences":[{"text":"know what","start":1610.895,"end":1611.475,"sentiment":"neutral","sentiment_score":-0.16711284220218658}],"sentiment":"neutral","sentiment_score":-0.16711284220218658,"channel":1,"num_words":2,"start":1610.895,"end":1611.475},{"sentences":[{"text":"things I like sorry.","start":1611.0299,"end":1612.5499,"sentiment":"neutral","sentiment_score":-0.1361523512750864},{"text":"Go","start":1612.5499,"end":1612.7899,"sentiment":"neutral","sentiment_score":-0.061395496129989624}],"sentiment":"neutral","sentiment_score":-0.12120098024606704,"channel":0,"num_words":5,"start":1611.0299,"end":1612.7899},{"sentences":[{"text":"I","start":1612.735,"end":1612.8151,"sentiment":"neutral","sentiment_score":-0.03730764985084534}],"sentiment":"neutral","sentiment_score":-0.03730764985084534,"channel":1,"num_words":1,"start":1612.735,"end":1612.8151},{"sentences":[{"text":"ahead.","start":1612.7899,"end":1613.2899,"sentiment":"neutral","sentiment_score":-0.04776035249233246}],"sentiment":"neutral","sentiment_score":-0.04776035249233246,"channel":0,"num_words":1,"start":1612.7899,"end":1613.2899},{"sentences":[{"text":"don't yeah.","start":1612.8151,"end":1613.935,"sentiment":"neutral","sentiment_score":-0.12299291417002678},{"text":"I don't know what most people have, so I've got no nothing to compare it with.","start":1613.935,"end":1617.615,"sentiment":"neutral","sentiment_score":-0.22510702535510063},{"text":"I don't talk to anyone about this stuff, so you guys","start":1617.615,"end":1620.7001,"sentiment":"neutral","sentiment_score":-0.22329126840287988}],"sentiment":"neutral","sentiment_score":-0.21737593746390835,"channel":1,"num_words":29,"start":1612.8151,"end":1620.7001},{"sentences":[{"text":"Yeah.","start":1620.485,"end":1620.985,"sentiment":"neutral","sentiment_score":0.01340905949473381}],"sentiment":"neutral","sentiment_score":0.01340905949473381,"channel":0,"num_words":1,"start":1620.485,"end":1620.985},{"sentences":[{"text":"are the ones that handle it.","start":1620.7001,"end":1622.08,"sentiment":"neutral","sentiment_score":0.057798018058141075}],"sentiment":"neutral","sentiment_score":0.057798018058141075,"channel":1,"num_words":6,"start":1620.7001,"end":1622.08},{"sentences":[{"text":"Easy done.","start":1622.725,"end":1623.625,"sentiment":"positive","sentiment_score":0.42605841159820557},{"text":"One of the easy calculations that I like to do is go, okay.","start":1623.9249,"end":1627.605,"sentiment":"neutral","sentiment_score":0.260315579863695},{"text":"Debt's number one.","start":1627.605,"end":1628.565,"sentiment":"neutral","sentiment_score":0.11079751203457515},{"text":"We clear out the debts, what's left over.","start":1628.565,"end":1630.89,"sentiment":"neutral","sentiment_score":0.037439600797370076},{"text":"If you're not there, like you said, with that that single income paying the mortgage, that's pretty important.","start":1631.05,"end":1636.1901,"sentiment":"neutral","sentiment_score":-0.03911517757094569}],"sentiment":"neutral","sentiment_score":0.09463762517341158,"channel":0,"num_words":44,"start":1622.725,"end":1636.1901},{"sentences":[{"text":"And then without that income, you know, how heavily does the family rely on you getting that income if you were to pass","start":1636.41,"end":1643.535,"sentiment":"neutral","sentiment_score":-0.033924273336711136}],"sentiment":"neutral","sentiment_score":-0.033924273336711136,"channel":0,"num_words":23,"start":1636.41,"end":1643.535},{"sentences":[{"text":"Does those two have someone else to have bring incoming?","start":1647.1799,"end":1650.0,"sentiment":"neutral","sentiment_score":-0.10561451837420463}],"sentiment":"neutral","sentiment_score":-0.10561451837420463,"channel":1,"num_words":10,"start":1647.1799,"end":1650.0},{"sentences":[{"text":"away.","start":1650.3351,"end":1650.735,"sentiment":"neutral","sentiment_score":-0.047639355063438416},{"text":"Yep.","start":1650.735,"end":1651.2151,"sentiment":"neutral","sentiment_score":0.09055860340595244}],"sentiment":"neutral","sentiment_score":0.021459624171257012,"channel":0,"num_words":2,"start":1650.3351,"end":1651.2151},{"sentences":[{"text":"Yeah.","start":1650.94,"end":1651.44,"sentiment":"neutral","sentiment_score":0.14213335514068604}],"sentiment":"neutral","sentiment_score":0.14213335514068604,"channel":1,"num_words":1,"start":1650.94,"end":1651.44},{"sentences":[{"text":"Exactly.","start":1651.2151,"end":1651.6951,"sentiment":"neutral","sentiment_score":0.22045420110225675},{"text":"Right.","start":1651.6951,"end":1652.1951,"sentiment":"neutral","sentiment_score":0.17501859366893768},{"text":"So what would basically end up happening for them?","start":1652.255,"end":1655.55,"sentiment":"neutral","sentiment_score":0.05437858154376348},{"text":"So if we go your income after tax, it's about 67,000 a year.","start":1655.63,"end":1661.0901,"sentiment":"neutral","sentiment_score":0.06252622088560691},{"text":"And if we go 500,000 worth of super and insurance divided by the 67,000, there'd be seven years worth of your income essentially being replaced to help them get into another house or or something to that effect.","start":1661.63,"end":1677.285,"sentiment":"neutral","sentiment_score":0.08395100757479668}],"sentiment":"neutral","sentiment_score":0.07883643851645532,"channel":0,"num_words":62,"start":1651.2151,"end":1677.285},{"sentences":[{"text":"Is that important for you, or is that not important?","start":1677.505,"end":1679.845,"sentiment":"neutral","sentiment_score":-0.04108298048377037}],"sentiment":"neutral","sentiment_score":-0.04108298048377037,"channel":0,"num_words":10,"start":1677.505,"end":1679.845},{"sentences":[{"text":"Yes.","start":1680.9099,"end":1681.23,"sentiment":"neutral","sentiment_score":0.14058786630630493},{"text":"I would wanna make sure they got something, you know.","start":1681.23,"end":1683.8899,"sentiment":"neutral","sentiment_score":0.14410803988575935}],"sentiment":"neutral","sentiment_score":0.14378802410580896,"channel":1,"num_words":11,"start":1680.9099,"end":1683.8899},{"sentences":[{"text":"Yep.","start":1684.8,"end":1685.2,"sentiment":"neutral","sentiment_score":0.12562550604343414},{"text":"But nothing there's no big glaring risks or issues where you go, oh, no.","start":1685.2,"end":1688.72,"sentiment":"neutral","sentiment_score":-0.22255317121744156},{"text":"That doesn't sound too good.","start":1688.72,"end":1690.1,"sentiment":"neutral","sentiment_score":-0.3098838895559311}],"sentiment":"neutral","sentiment_score":-0.22697691693902017,"channel":0,"num_words":20,"start":1684.8,"end":1690.1},{"sentences":[{"text":"I","start":1690.815,"end":1691.315,"sentiment":"neutral","sentiment_score":0.06667336821556091}],"sentiment":"neutral","sentiment_score":0.06667336821556091,"channel":1,"num_words":1,"start":1690.815,"end":1691.315},{"sentences":[{"text":"Cool.","start":1693.04,"end":1693.54,"sentiment":"neutral","sentiment_score":0.23378247022628784},{"text":"So what we might do","start":1694.035,"end":1695.415,"sentiment":"neutral","sentiment_score":-0.056960193812847136}],"sentiment":"neutral","sentiment_score":-0.008503083139657976,"channel":0,"num_words":6,"start":1693.04,"end":1695.415},{"sentences":[{"text":"don't","start":1695.0549,"end":1695.5549,"sentiment":"neutral","sentiment_score":-0.14218547940254211}],"sentiment":"neutral","sentiment_score":-0.14218547940254211,"channel":1,"num_words":1,"start":1695.0549,"end":1695.5549},{"sentences":[{"text":"is if that's","start":1695.715,"end":1696.915,"sentiment":"neutral","sentiment_score":-0.12272272010644276}],"sentiment":"neutral","sentiment_score":-0.12272272010644276,"channel":0,"num_words":3,"start":1695.715,"end":1696.915},{"sentences":[{"text":"know.","start":1696.815,"end":1697.315,"sentiment":"neutral","sentiment_score":-0.049207575619220734}],"sentiment":"neutral","sentiment_score":-0.049207575619220734,"channel":1,"num_words":1,"start":1696.815,"end":1697.315},{"sentences":[{"text":"appropriate still, we'll keep it as is.","start":1696.915,"end":1698.915,"sentiment":"neutral","sentiment_score":0.1285159353699003},{"text":"I wanna keep an eye on the prices a little bit because as you get older, they do increase the price of insurance.","start":1698.915,"end":1705.095,"sentiment":"neutral","sentiment_score":-0.08315615777088248},{"text":"So when you go through your fifties, it's gonna start to accelerate.","start":1705.475,"end":1708.775,"sentiment":"neutral","sentiment_score":-0.11198388567815225},{"text":"And when you hit 55, it might be $4,000 a year, $5,000 a year.","start":1709.71,"end":1715.07,"sentiment":"neutral","sentiment_score":-0.021664336722876345},{"text":"When you hit 60, they might try","start":1715.07,"end":1716.59,"sentiment":"neutral","sentiment_score":-0.05266399734786579}],"sentiment":"neutral","sentiment_score":-0.04807516515609764,"channel":0,"num_words":63,"start":1696.915,"end":1716.59},{"sentences":[{"text":"Mhmm.","start":1716.53,"end":1717.03,"sentiment":"neutral","sentiment_score":-0.02862420678138733}],"sentiment":"neutral","sentiment_score":-0.02862420678138733,"channel":1,"num_words":1,"start":1716.53,"end":1717.03},{"sentences":[{"text":"and charge you $12,000 a year.","start":1716.59,"end":1718.2699,"sentiment":"neutral","sentiment_score":-0.032313885167241096},{"text":"It's a bit of a hockey stick.","start":1718.2699,"end":1719.73,"sentiment":"neutral","sentiment_score":-0.14675035646983556},{"text":"So my","start":1719.87,"end":1720.4299,"sentiment":"neutral","sentiment_score":0.04581216350197792}],"sentiment":"neutral","sentiment_score":-0.0753007652858893,"channel":0,"num_words":15,"start":1716.59,"end":1720.4299},{"sentences":[{"text":"K.","start":1720.29,"end":1720.725,"sentiment":"neutral","sentiment_score":0.0633370578289032}],"sentiment":"neutral","sentiment_score":0.0633370578289032,"channel":1,"num_words":1,"start":1720.29,"end":1720.725},{"sentences":[{"text":"job is basically, if I see a year where it does a big jump, we talk about decreasing it or shopping around to other providers to try and keep the price low so you're not your soup is not being depleted by fees and premiums.","start":1720.4299,"end":1733.425,"sentiment":"neutral","sentiment_score":0.13088442178236115},{"text":"Does that make sense?","start":1733.425,"end":1734.405,"sentiment":"neutral","sentiment_score":0.15914957225322723}],"sentiment":"neutral","sentiment_score":0.13319178100447265,"channel":0,"num_words":49,"start":1720.4299,"end":1734.405},{"sentences":[{"text":"Yeah.","start":1734.485,"end":1734.965,"sentiment":"neutral","sentiment_score":0.17516207695007324},{"text":"Yeah.","start":1734.965,"end":1735.465,"sentiment":"neutral","sentiment_score":0.2276609241962433},{"text":"I mean,","start":1735.74,"end":1736.1799,"sentiment":"neutral","sentiment_score":0.17880472540855408}],"sentiment":"neutral","sentiment_score":0.19010811299085617,"channel":1,"num_words":4,"start":1734.485,"end":1736.1799},{"sentences":[{"text":"Yep.","start":1735.985,"end":1736.46,"sentiment":"neutral","sentiment_score":0.27104395627975464}],"sentiment":"neutral","sentiment_score":0.27104395627975464,"channel":0,"num_words":1,"start":1735.985,"end":1736.46},{"sentences":[{"text":"it's it's it's fairly it's fairly low now.","start":1736.1799,"end":1738.94,"sentiment":"neutral","sentiment_score":0.1918274089694023},{"text":"Like, you know, like, payout figure was.","start":1738.94,"end":1742.56,"sentiment":"neutral","sentiment_score":0.17729382642677852},{"text":"I think that's fairly low, not being greedy or anything.","start":1742.7,"end":1745.28,"sentiment":"neutral","sentiment_score":0.21654052659869194}],"sentiment":"neutral","sentiment_score":0.1976432529091835,"channel":1,"num_words":25,"start":1736.1799,"end":1745.28},{"sentences":[{"text":"Yeah.","start":1745.98,"end":1746.22,"sentiment":"positive","sentiment_score":0.48658719658851624},{"text":"It's pretty reasonable.","start":1746.22,"end":1747.2799,"sentiment":"positive","sentiment_score":0.36182598272959393},{"text":"And what I like to do is I need to make sure that if your premiums are more than, say, a third of your contributions, I put a red flag on that and go, oh, that's really slowing down the growth of the fund.","start":1747.58,"end":1760.535,"sentiment":"neutral","sentiment_score":-0.09116726825860413},{"text":"So at the moment, it's nowhere near that.","start":1760.915,"end":1763.075,"sentiment":"neutral","sentiment_score":-0.11704119015485048},{"text":"But if it starts to approach it next year, I'm gonna flag that with you in the review and talk about if we change","start":1763.075,"end":1769.0599,"sentiment":"neutral","sentiment_score":0.0053610911903282}],"sentiment":"neutral","sentiment_score":-0.04058697489090264,"channel":0,"num_words":80,"start":1745.98,"end":1769.0599},{"sentences":[{"text":"Okay.","start":1770.25,"end":1770.75,"sentiment":"neutral","sentiment_score":0.0066651515662670135}],"sentiment":"neutral","sentiment_score":0.0066651515662670135,"channel":1,"num_words":1,"start":1770.25,"end":1770.75},{"sentences":[{"text":"it.","start":1771.2,"end":1771.44,"sentiment":"neutral","sentiment_score":0.016528666019439697},{"text":"Okay?","start":1771.44,"end":1771.94,"sentiment":"neutral","sentiment_score":0.03392866253852844},{"text":"But at this point, no no red flags or any issues I can see if you're happy with that.","start":1772.1599,"end":1776.34,"sentiment":"neutral","sentiment_score":0.044561381402768586}],"sentiment":"neutral","sentiment_score":0.04272017024812244,"channel":0,"num_words":21,"start":1771.2,"end":1776.34},{"sentences":[{"text":"Yep.","start":1777.6101,"end":1778.1101,"sentiment":"neutral","sentiment_score":0.3115329146385193}],"sentiment":"neutral","sentiment_score":0.3115329146385193,"channel":1,"num_words":1,"start":1777.6101,"end":1778.1101},{"sentences":[{"text":"Cool.","start":1778.7999,"end":1779.2999,"sentiment":"positive","sentiment_score":0.4641358256340027},{"text":"Michelle, that's pretty much all the areas I I wanted to cover with you today.","start":1780.065,"end":1784.645,"sentiment":"positive","sentiment_score":0.4559474587440491},{"text":"Do you have any questions for me at this point?","start":1785.1849,"end":1787.0449,"sentiment":"neutral","sentiment_score":0.17460520565509796}],"sentiment":"positive","sentiment_score":0.3480538370517584,"channel":0,"num_words":26,"start":1778.7999,"end":1787.0449},{"sentences":[{"text":"No.","start":1788.4349,"end":1788.9349,"sentiment":"neutral","sentiment_score":0.01890597864985466},{"text":"Just the market, how it's going with the wool, basically.","start":1789.635,"end":1795.73,"sentiment":"neutral","sentiment_score":0.010639916360378265},{"text":"And, you know, is there something I should be putting investing the super into more than the other?","start":1796.6699,"end":1804.21,"sentiment":"neutral","sentiment_score":0.007613423694339063}],"sentiment":"neutral","sentiment_score":0.009046440301784154,"channel":1,"num_words":29,"start":1788.4349,"end":1804.21},{"sentences":[{"text":"Yeah.","start":1805.28,"end":1805.6,"sentiment":"neutral","sentiment_score":0.1051912009716034},{"text":"Yeah.","start":1805.6,"end":1805.9199,"sentiment":"neutral","sentiment_score":0.16488578915596008},{"text":"So when I go through your portfolio options themselves so like I said, in terms of volatility, it going down 5% when the market dropped 12 is pretty good.","start":1805.9199,"end":1817.515,"sentiment":"neutral","sentiment_score":0.22513887286186218},{"text":"It means it's not too high risk.","start":1817.515,"end":1819.535,"sentiment":"neutral","sentiment_score":0.18912825414112636},{"text":"Long term returns are still above the 7% average we're aiming for, so that's fantastic.","start":1820.4501,"end":1824.63,"sentiment":"positive","sentiment_score":0.5232738415400188}],"sentiment":"neutral","sentiment_score":0.30136056047565535,"channel":0,"num_words":53,"start":1805.28,"end":1824.63},{"sentences":[{"text":"In terms of areas, we've got infrastructure.","start":1825.01,"end":1829.43,"sentiment":"neutral","sentiment_score":0.21963846257754735},{"text":"That's always good.","start":1829.73,"end":1830.61,"sentiment":"positive","sentiment_score":0.3841252227624257},{"text":"That's always fun.","start":1830.61,"end":1831.67,"sentiment":"positive","sentiment_score":0.448355774084727},{"text":"Gold and agriculture are pretty important, especially, I guess, long term as inflation stays high.","start":1832.61,"end":1839.995,"sentiment":"neutral","sentiment_score":0.21875234246253966},{"text":"Gold's pretty important there as an inflation hedge.","start":1839.995,"end":1842.575,"sentiment":"neutral","sentiment_score":0.16913132555782795}],"sentiment":"neutral","sentiment_score":0.24081244361069468,"channel":0,"num_words":36,"start":1825.01,"end":1842.575},{"sentences":[{"text":"We","start":1843.035,"end":1843.355,"sentiment":"neutral","sentiment_score":0.0909426212310791}],"sentiment":"neutral","sentiment_score":0.0909426212310791,"channel":0,"num_words":1,"start":1843.035,"end":1843.355},{"sentences":[{"text":"Mhmm.","start":1843.145,"end":1843.645,"sentiment":"neutral","sentiment_score":0.10089412331581116}],"sentiment":"neutral","sentiment_score":0.10089412331581116,"channel":1,"num_words":1,"start":1843.145,"end":1843.645},{"sentences":[{"text":"have fixed those Australian equities that weren't doing too well, so we've got a good option in there.","start":1843.355,"end":1848.175,"sentiment":"neutral","sentiment_score":0.1359117498828305},{"text":"We've got you in a big chunk of safe fixed interest, which is kind of like like term deposits, safe options,","start":1848.37,"end":1855.59,"sentiment":"neutral","sentiment_score":0.14529833126635777}],"sentiment":"neutral","sentiment_score":0.14096606293549904,"channel":0,"num_words":39,"start":1843.355,"end":1855.59},{"sentences":[{"text":"Okay.","start":1855.17,"end":1855.67,"sentiment":"neutral","sentiment_score":0.10851307213306428}],"sentiment":"neutral","sentiment_score":0.10851307213306428,"channel":1,"num_words":1,"start":1855.17,"end":1855.67},{"sentences":[{"text":"put your money in, it grows at that four or 5%, but it's not high risk.","start":1855.89,"end":1860.1499,"sentiment":"neutral","sentiment_score":0.12172405514866114},{"text":"Those are doing pretty good.","start":1860.69,"end":1861.73,"sentiment":"positive","sentiment_score":0.42320160269737245},{"text":"The only one I'm gonna kind of flag is your bank hybrids.","start":1861.73,"end":1865.6449,"sentiment":"neutral","sentiment_score":-0.032749216382702194},{"text":"They're actually gonna phase them out over the next couple of years.","start":1865.945,"end":1868.6849,"sentiment":"neutral","sentiment_score":-0.06457421199108164}],"sentiment":"neutral","sentiment_score":0.06434915011955632,"channel":0,"num_words":45,"start":1855.89,"end":1868.6849},{"sentences":[{"text":"What's","start":1868.905,"end":1869.145,"sentiment":"neutral","sentiment_score":0.01947193220257759}],"sentiment":"neutral","sentiment_score":0.01947193220257759,"channel":1,"num_words":1,"start":1868.905,"end":1869.145},{"sentences":[{"text":"So","start":1868.985,"end":1869.485,"sentiment":"neutral","sentiment_score":0.024844776839017868}],"sentiment":"neutral","sentiment_score":0.024844776839017868,"channel":0,"num_words":1,"start":1868.985,"end":1869.485},{"sentences":[{"text":"that, Doreen?","start":1869.145,"end":1869.965,"sentiment":"neutral","sentiment_score":0.02942075114697218}],"sentiment":"neutral","sentiment_score":0.02942075114697218,"channel":1,"num_words":2,"start":1869.145,"end":1869.965},{"sentences":[{"text":"one of your, like, term deposit options inside the Netwealth, there's two","start":1869.625,"end":1874.6649,"sentiment":"neutral","sentiment_score":0.03689412369082371}],"sentiment":"neutral","sentiment_score":0.03689412369082371,"channel":0,"num_words":12,"start":1869.625,"end":1874.6649},{"sentences":[{"text":"Yeah.","start":1874.505,"end":1875.005,"sentiment":"neutral","sentiment_score":0.011083866469562054}],"sentiment":"neutral","sentiment_score":0.011083866469562054,"channel":1,"num_words":1,"start":1874.505,"end":1875.005},{"sentences":[{"text":"of them.","start":1874.6649,"end":1875.245,"sentiment":"neutral","sentiment_score":0.0018621515482664108},{"text":"One of them, the government's kind of phasing out that type of deposit over the next","start":1875.3049,"end":1880.13,"sentiment":"neutral","sentiment_score":-0.018816269235685468}],"sentiment":"neutral","sentiment_score":-0.01651866692635748,"channel":0,"num_words":18,"start":1874.6649,"end":1880.13},{"sentences":[{"text":"Okay.","start":1880.11,"end":1880.61,"sentiment":"neutral","sentiment_score":0.003794443793594837}],"sentiment":"neutral","sentiment_score":0.003794443793594837,"channel":1,"num_words":1,"start":1880.11,"end":1880.61},{"sentences":[{"text":"couple of years.","start":1880.13,"end":1881.11,"sentiment":"neutral","sentiment_score":-0.001164870026210944},{"text":"So that'll be one that we will end up it'll automatically switch, but we'd probably keep an eye on some options there in a year's time or so.","start":1881.33,"end":1889.6699,"sentiment":"neutral","sentiment_score":0.06035407406411001},{"text":"And your conservative option's doing pretty good.","start":1892.675,"end":1895.0751,"sentiment":"positive","sentiment_score":0.6778899048055921},{"text":"And your international shares, like American shares, your your Microsoft and Google, they're doing brilliant.","start":1895.0751,"end":1900.6951,"sentiment":"positive","sentiment_score":0.6464313745498658}],"sentiment":"neutral","sentiment_score":0.30430413991704863,"channel":0,"num_words":53,"start":1880.13,"end":1900.6951},{"sentences":[{"text":"Okay.","start":1901.535,"end":1902.035,"sentiment":"neutral","sentiment_score":0.12548106908798218}],"sentiment":"neutral","sentiment_score":0.12548106908798218,"channel":1,"num_words":1,"start":1901.535,"end":1902.035},{"sentences":[{"text":"The only one I would probably keep an eye on is at some point, we gotta make sure we we keep an an eye on the AI side of things as that takes","start":1903.0751,"end":1912.1001,"sentiment":"neutral","sentiment_score":0.0025281724378918157}],"sentiment":"neutral","sentiment_score":0.0025281724378918157,"channel":0,"num_words":33,"start":1903.0751,"end":1912.1001},{"sentences":[{"text":"Yeah.","start":1911.87,"end":1912.37,"sentiment":"neutral","sentiment_score":-0.011178775690495968}],"sentiment":"neutral","sentiment_score":-0.011178775690495968,"channel":1,"num_words":1,"start":1911.87,"end":1912.37},{"sentences":[{"text":"off.","start":1912.1001,"end":1912.6001,"sentiment":"neutral","sentiment_score":-0.013615484349429607},{"text":"Do you have enough exposure to get the returns as those big companies grow, which you've good exposure to.","start":1912.7401,"end":1919.735,"sentiment":"neutral","sentiment_score":0.0266666626067538},{"text":"At some point, we may increase that a little bit, but so far, you've got a decent amount.","start":1920.915,"end":1925.175,"sentiment":"neutral","sentiment_score":0.09269279872791635},{"text":"And","start":1925.555,"end":1926.055,"sentiment":"neutral","sentiment_score":0.011711608618497849}],"sentiment":"neutral","sentiment_score":0.05572392540768935,"channel":0,"num_words":39,"start":1912.1001,"end":1926.055},{"sentences":[{"text":"Okay.","start":1925.6849,"end":1926.1849,"sentiment":"neutral","sentiment_score":0.024637993425130844}],"sentiment":"neutral","sentiment_score":0.024637993425130844,"channel":1,"num_words":1,"start":1925.6849,"end":1926.1849},{"sentences":[{"text":"if things continue on with the old electric vehicles, I know there's","start":1926.995,"end":1932.115,"sentiment":"neutral","sentiment_score":-0.024422047814975183}],"sentiment":"neutral","sentiment_score":-0.024422047814975183,"channel":0,"num_words":12,"start":1926.995,"end":1932.115},{"sentences":[{"text":"Yep.","start":1931.845,"end":1932.345,"sentiment":"neutral","sentiment_score":-0.01011392753571272}],"sentiment":"neutral","sentiment_score":-0.01011392753571272,"channel":1,"num_words":1,"start":1931.845,"end":1932.345},{"sentences":[{"text":"been a bit of a like, they went up really high last year.","start":1932.115,"end":1935.5199,"sentiment":"neutral","sentiment_score":-0.058754133203854926},{"text":"They've come back down, and people are talking about whether that's gonna be heavily invested into or not.","start":1935.5199,"end":1941.62,"sentiment":"neutral","sentiment_score":-0.09203082736995485},{"text":"I think if we give that six or twelve months, we'll have a good idea of whether we should pump a bit of money into that as well.","start":1941.6799,"end":1947.9651,"sentiment":"neutral","sentiment_score":-0.035302778772477596}],"sentiment":"neutral","sentiment_score":-0.05777688864302837,"channel":0,"num_words":59,"start":1932.115,"end":1947.9651},{"sentences":[{"text":"Okay.","start":1948.28,"end":1948.76,"sentiment":"neutral","sentiment_score":0.03817287087440491},{"text":"Yep.","start":1948.76,"end":1949.26,"sentiment":"neutral","sentiment_score":0.04061916843056679}],"sentiment":"neutral","sentiment_score":0.03939601965248585,"channel":1,"num_words":2,"start":1948.28,"end":1949.26},{"sentences":[{"text":"Any areas that of interest to you that you'd you'd wanna throw into the mix there or anything you've been considering?","start":1949.625,"end":1955.4851,"sentiment":"neutral","sentiment_score":0.08000275031441734}],"sentiment":"neutral","sentiment_score":0.08000275031441734,"channel":0,"num_words":21,"start":1949.625,"end":1955.4851},{"sentences":[{"text":"I wasn't too sure how the the silver is fairing because that's supposed to be going back up again.","start":1955.865,"end":1961.165,"sentiment":"neutral","sentiment_score":-0.06743666333587546},{"text":"I I know it's not a not a big return thing compared to gold, but they have gone has gone up.","start":1962.265,"end":1973.5499,"sentiment":"neutral","sentiment_score":-0.06564682988183838}],"sentiment":"neutral","sentiment_score":-0.066497000772506,"channel":1,"num_words":40,"start":1955.865,"end":1973.5499},{"sentences":[{"text":"Yeah.","start":1974.135,"end":1974.635,"sentiment":"neutral","sentiment_score":0.08289387077093124},{"text":"I actually, like, personally invest in both gold and silver.","start":1975.255,"end":1979.4349,"sentiment":"neutral","sentiment_score":0.12412031590938569},{"text":"And","start":1979.735,"end":1980.235,"sentiment":"neutral","sentiment_score":0.1020629107952118}],"sentiment":"neutral","sentiment_score":0.11884666172166665,"channel":0,"num_words":12,"start":1974.135,"end":1980.235},{"sentences":[{"text":"Yep.","start":1979.77,"end":1980.225,"sentiment":"neutral","sentiment_score":0.1289094239473343}],"sentiment":"neutral","sentiment_score":0.1289094239473343,"channel":1,"num_words":1,"start":1979.77,"end":1980.225},{"sentences":[{"text":"one of the things that I tend to watch, which is really cool, is the Perth Mint.","start":1980.5349,"end":1985.63,"sentiment":"neutral","sentiment_score":0.14661363074008157},{"text":"So in","start":1986.01,"end":1986.6499,"sentiment":"neutral","sentiment_score":0.06966330856084824}],"sentiment":"neutral","sentiment_score":0.13851359682647804,"channel":0,"num_words":19,"start":1980.5349,"end":1986.6499},{"sentences":[{"text":"Yes.","start":1986.3049,"end":1986.8049,"sentiment":"neutral","sentiment_score":0.0779077485203743}],"sentiment":"neutral","sentiment_score":0.0779077485203743,"channel":1,"num_words":1,"start":1986.3049,"end":1986.8049},{"sentences":[{"text":"WA, we've got the Perth Mint, and they're kind of the number one Mint in Australia.","start":1986.6499,"end":1990.2699,"sentiment":"neutral","sentiment_score":0.11233916762284935},{"text":"And I don't know if they're very far from you, the old Perth","start":1990.8099,"end":1994.57,"sentiment":"neutral","sentiment_score":-0.011193195644479532}],"sentiment":"neutral","sentiment_score":0.05696259098577088,"channel":0,"num_words":29,"start":1986.6499,"end":1994.57},{"sentences":[{"text":"No.","start":1994.46,"end":1994.86,"sentiment":"neutral","sentiment_score":0.004277581349015236}],"sentiment":"neutral","sentiment_score":0.004277581349015236,"channel":1,"num_words":1,"start":1994.46,"end":1994.86},{"sentences":[{"text":"Mint","start":1994.57,"end":1994.97,"sentiment":"neutral","sentiment_score":0.015398869290947914}],"sentiment":"neutral","sentiment_score":0.015398869290947914,"channel":0,"num_words":1,"start":1994.57,"end":1994.97},{"sentences":[{"text":"It's forty","start":1994.86,"end":1995.18,"sentiment":"neutral","sentiment_score":0.017234407365322113}],"sentiment":"neutral","sentiment_score":0.017234407365322113,"channel":1,"num_words":2,"start":1994.86,"end":1995.18},{"sentences":[{"text":"office.","start":1994.97,"end":1995.47,"sentiment":"neutral","sentiment_score":0.015223016031086445}],"sentiment":"neutral","sentiment_score":0.015223016031086445,"channel":0,"num_words":1,"start":1994.97,"end":1995.47},{"sentences":[{"text":"five minutes.","start":1995.18,"end":1995.92,"sentiment":"neutral","sentiment_score":0.010324034374207258}],"sentiment":"neutral","sentiment_score":0.010324034374207258,"channel":1,"num_words":2,"start":1995.18,"end":1995.92},{"sentences":[{"text":"Forty five minutes.","start":1996.4099,"end":1997.355,"sentiment":"neutral","sentiment_score":0.013647396117448807}],"sentiment":"neutral","sentiment_score":0.013647396117448807,"channel":0,"num_words":3,"start":1996.4099,"end":1997.355},{"sentences":[{"text":"Yep.","start":1997.8201,"end":1998.3201,"sentiment":"neutral","sentiment_score":0.01894061267375946}],"sentiment":"neutral","sentiment_score":0.01894061267375946,"channel":1,"num_words":1,"start":1997.8201,"end":1998.3201},{"sentences":[{"text":"So they've got, like, a metal prices graph, and what you tend to see on it, I'm just bringing up the the current one today, is the gold and the silver tend to go up and down in similar percentages alongside each other.","start":1998.315,"end":2011.455,"sentiment":"neutral","sentiment_score":0.055283465790887214}],"sentiment":"neutral","sentiment_score":0.055283465790887214,"channel":0,"num_words":43,"start":1998.315,"end":2011.455},{"sentences":[{"text":"Mhmm.","start":2011.925,"end":2012.425,"sentiment":"neutral","sentiment_score":0.0035946527495980263}],"sentiment":"neutral","sentiment_score":0.0035946527495980263,"channel":1,"num_words":1,"start":2011.925,"end":2012.425},{"sentences":[{"text":"Sometimes it changes where one will shoot up or down.","start":2012.85,"end":2016.23,"sentiment":"neutral","sentiment_score":-0.034116485714912416},{"text":"What tends to happen is silver might go up a higher percent, but also drop a higher percent.","start":2016.77,"end":2020.77,"sentiment":"neutral","sentiment_score":-0.06356653716001245},{"text":"It's a bit more volatile, but they tend to go up and down in similar trends.","start":2020.77,"end":2024.53,"sentiment":"neutral","sentiment_score":-0.08606869564391673},{"text":"Like, their graphs look very identical.","start":2024.53,"end":2026.3099,"sentiment":"neutral","sentiment_score":-0.014574619010090828}],"sentiment":"neutral","sentiment_score":-0.05899818740785122,"channel":0,"num_words":50,"start":2012.85,"end":2026.3099},{"sentences":[{"text":"Mhmm.","start":2027.17,"end":2027.67,"sentiment":"neutral","sentiment_score":0.04780518636107445}],"sentiment":"neutral","sentiment_score":0.04780518636107445,"channel":1,"num_words":1,"start":2027.17,"end":2027.67},{"sentences":[{"text":"So I think for your super, as long as we've got the gold in there,","start":2027.8949,"end":2030.955,"sentiment":"neutral","sentiment_score":0.16605981638034184}],"sentiment":"neutral","sentiment_score":0.16605981638034184,"channel":0,"num_words":15,"start":2027.8949,"end":2030.955},{"sentences":[{"text":"Yeah.","start":2031.3301,"end":2031.8301,"sentiment":"neutral","sentiment_score":0.3230542242527008}],"sentiment":"neutral","sentiment_score":0.3230542242527008,"channel":1,"num_words":1,"start":2031.3301,"end":2031.8301},{"sentences":[{"text":"that will give you the metals exposure that you need.","start":2032.2949,"end":2034.615,"sentiment":"positive","sentiment_score":0.35902326107025145},{"text":"And the good thing is, you know, when gold shot up and silver shot up at the end of last year, you got a big boost out of that.","start":2034.615,"end":2041.47,"sentiment":"positive","sentiment_score":0.5527242278230602},{"text":"But then when","start":2041.71,"end":2042.19,"sentiment":"neutral","sentiment_score":0.1828827758630117}],"sentiment":"positive","sentiment_score":0.4801877034561975,"channel":0,"num_words":42,"start":2032.2949,"end":2042.19},{"sentences":[{"text":"Yep.","start":2041.985,"end":2042.485,"sentiment":"neutral","sentiment_score":0.14499765634536743}],"sentiment":"neutral","sentiment_score":0.14499765634536743,"channel":1,"num_words":1,"start":2041.985,"end":2042.485},{"sentences":[{"text":"they came back down, the gold going from set of just under 6,000 wasn't too crazy, but the silver going from, like, a $142 to 80 was huge.","start":2042.19,"end":2055.525,"sentiment":"neutral","sentiment_score":0.20850253717175551}],"sentiment":"neutral","sentiment_score":0.20850253717175551,"channel":0,"num_words":28,"start":2042.19,"end":2055.525},{"sentences":[{"text":"Yeah.","start":2056.24,"end":2056.6401,"sentiment":"neutral","sentiment_score":0.02631770260632038}],"sentiment":"neutral","sentiment_score":0.02631770260632038,"channel":1,"num_words":1,"start":2056.24,"end":2056.6401},{"sentences":[{"text":"And","start":2056.4849,"end":2056.9849,"sentiment":"neutral","sentiment_score":0.013660065829753876}],"sentiment":"neutral","sentiment_score":0.013660065829753876,"channel":0,"num_words":1,"start":2056.4849,"end":2056.9849},{"sentences":[{"text":"Okay.","start":2056.6401,"end":2057.04,"sentiment":"neutral","sentiment_score":0.010096261277794838},{"text":"Yeah.","start":2057.04,"end":2057.54,"sentiment":"neutral","sentiment_score":-0.03370921313762665}],"sentiment":"neutral","sentiment_score":-0.011806475929915905,"channel":1,"num_words":2,"start":2056.6401,"end":2057.54},{"sentences":[{"text":"I think that's just maybe a little bit too volatile for the the super.","start":2057.365,"end":2060.825,"sentiment":"neutral","sentiment_score":-0.19501953146287374},{"text":"Like,","start":2061.365,"end":2061.6848,"sentiment":"neutral","sentiment_score":-0.05533643439412117}],"sentiment":"neutral","sentiment_score":-0.18570732499162357,"channel":0,"num_words":15,"start":2057.365,"end":2061.6848},{"sentences":[{"text":"Yeah.","start":2061.52,"end":2061.84,"sentiment":"neutral","sentiment_score":-0.04367230832576752}],"sentiment":"neutral","sentiment_score":-0.04367230832576752,"channel":1,"num_words":1,"start":2061.52,"end":2061.84},{"sentences":[{"text":"personal","start":2061.6848,"end":2062.085,"sentiment":"neutral","sentiment_score":-0.0452045276761055}],"sentiment":"neutral","sentiment_score":-0.0452045276761055,"channel":0,"num_words":1,"start":2061.6848,"end":2062.085},{"sentences":[{"text":"Okay.","start":2061.84,"end":2062.16,"sentiment":"neutral","sentiment_score":-0.035109084099531174}],"sentiment":"neutral","sentiment_score":-0.035109084099531174,"channel":1,"num_words":1,"start":2061.84,"end":2062.16},{"sentences":[{"text":"investing","start":2062.085,"end":2062.4849,"sentiment":"neutral","sentiment_score":-0.04862561821937561}],"sentiment":"neutral","sentiment_score":-0.04862561821937561,"channel":0,"num_words":1,"start":2062.085,"end":2062.4849},{"sentences":[{"text":"Yep.","start":2062.16,"end":2062.66,"sentiment":"neutral","sentiment_score":-0.03040904924273491}],"sentiment":"neutral","sentiment_score":-0.03040904924273491,"channel":1,"num_words":1,"start":2062.16,"end":2062.66},{"sentences":[{"text":"is one thing, but I don't think I can put you in something that could drop 60% in two months","start":2062.4849,"end":2067.9248,"sentiment":"neutral","sentiment_score":-0.11384104229509831}],"sentiment":"neutral","sentiment_score":-0.11384104229509831,"channel":0,"num_words":20,"start":2062.4849,"end":2067.9248},{"sentences":[{"text":"No.","start":2067.915,"end":2068.395,"sentiment":"neutral","sentiment_score":-0.17846441268920898}],"sentiment":"neutral","sentiment_score":-0.17846441268920898,"channel":1,"num_words":1,"start":2067.915,"end":2068.395},{"sentences":[{"text":"and then give","start":2067.9248,"end":2068.565,"sentiment":"neutral","sentiment_score":-0.18082472681999207}],"sentiment":"neutral","sentiment_score":-0.18082472681999207,"channel":0,"num_words":3,"start":2067.9248,"end":2068.565},{"sentences":[{"text":"Definitely","start":2068.395,"end":2068.895,"sentiment":"neutral","sentiment_score":-0.19735145568847656}],"sentiment":"neutral","sentiment_score":-0.19735145568847656,"channel":1,"num_words":1,"start":2068.395,"end":2068.895},{"sentences":[{"text":"you a call","start":2068.565,"end":2068.9648,"sentiment":"neutral","sentiment_score":-0.17821617424488068}],"sentiment":"neutral","sentiment_score":-0.17821617424488068,"channel":0,"num_words":3,"start":2068.565,"end":2068.9648},{"sentences":[{"text":"not.","start":2068.9548,"end":2069.4548,"sentiment":"neutral","sentiment_score":-0.13893941044807434}],"sentiment":"neutral","sentiment_score":-0.13893941044807434,"channel":1,"num_words":1,"start":2068.9548,"end":2069.4548},{"sentences":[{"text":"once Do you like, that's we're talking crypto levels volatility there.","start":2068.9648,"end":2073.1099,"sentiment":"neutral","sentiment_score":-0.02717049386013638},{"text":"It's brilliant.","start":2073.1099,"end":2073.91,"sentiment":"positive","sentiment_score":0.4853665232658386}],"sentiment":"neutral","sentiment_score":0.05168135492847516,"channel":0,"num_words":13,"start":2068.9648,"end":2073.91},{"sentences":[{"text":"Yep.","start":2073.515,"end":2074.015,"sentiment":"neutral","sentiment_score":0.2628743052482605}],"sentiment":"neutral","sentiment_score":0.2628743052482605,"channel":1,"num_words":1,"start":2073.515,"end":2074.015},{"sentences":[{"text":"I love it.","start":2073.91,"end":2074.47,"sentiment":"positive","sentiment_score":0.503566692272822},{"text":"I own some myself alongside the gold, but that's probably a bit stretched for your your medium risk portfolio.","start":2074.47,"end":2080.3298,"sentiment":"neutral","sentiment_score":0.0614719444787816}],"sentiment":"neutral","sentiment_score":0.12175759190524166,"channel":0,"num_words":22,"start":2073.91,"end":2080.3298},{"sentences":[{"text":"Yeah.","start":2081.02,"end":2081.18,"sentiment":"neutral","sentiment_score":0.03578873351216316},{"text":"Okay.","start":2081.18,"end":2081.58,"sentiment":"neutral","sentiment_score":0.04448169469833374},{"text":"Yep.","start":2081.58,"end":2082.08,"sentiment":"neutral","sentiment_score":0.04688362032175064}],"sentiment":"neutral","sentiment_score":0.04238468284408251,"channel":1,"num_words":3,"start":2081.02,"end":2082.08},{"sentences":[{"text":"Yep.","start":2082.3098,"end":2082.735,"sentiment":"neutral","sentiment_score":0.058109693229198456}],"sentiment":"neutral","sentiment_score":0.058109693229198456,"channel":0,"num_words":1,"start":2082.3098,"end":2082.735},{"sentences":[{"text":"No worries.","start":2082.3801,"end":2082.94,"sentiment":"neutral","sentiment_score":0.045162349939346313},{"text":"Yeah.","start":2082.94,"end":2083.1,"sentiment":"neutral","sentiment_score":0.03853606432676315},{"text":"I was just wondering because my sister keeps on saying, oh, no.","start":2083.1,"end":2086.3,"sentiment":"neutral","sentiment_score":-0.01175013231113553},{"text":"No.","start":2086.3,"end":2086.62,"sentiment":"neutral","sentiment_score":-0.07033322751522064},{"text":"It's gonna it's the grass.","start":2086.62,"end":2088.3,"sentiment":"neutral","sentiment_score":-0.014687905274331569}],"sentiment":"neutral","sentiment_score":-0.007424456067383289,"channel":1,"num_words":21,"start":2082.3801,"end":2088.3},{"sentences":[{"text":"All that stuff's like they're going up.","start":2088.3,"end":2090.1401,"sentiment":"neutral","sentiment_score":0.03060053169195141},{"text":"They're going up.","start":2090.1401,"end":2090.78,"sentiment":"neutral","sentiment_score":0.10005955398082733},{"text":"They're going up.","start":2090.78,"end":2091.58,"sentiment":"neutral","sentiment_score":0.07065824667612712},{"text":"So I wasn't","start":2091.58,"end":2092.755,"sentiment":"neutral","sentiment_score":-0.012507999005417028}],"sentiment":"neutral","sentiment_score":0.04305207042489201,"channel":1,"num_words":16,"start":2088.3,"end":2092.755},{"sentences":[{"text":"Yeah.","start":2092.495,"end":2092.995,"sentiment":"neutral","sentiment_score":0.016047246754169464}],"sentiment":"neutral","sentiment_score":0.016047246754169464,"channel":0,"num_words":1,"start":2092.495,"end":2092.995},{"sentences":[{"text":"too","start":2092.755,"end":2093.255,"sentiment":"neutral","sentiment_score":0.010088310576975346}],"sentiment":"neutral","sentiment_score":0.010088310576975346,"channel":1,"num_words":1,"start":2092.755,"end":2093.255},{"sentences":[{"text":"It's it","start":2094.0952,"end":2095.215,"sentiment":"neutral","sentiment_score":0.03574758023023605}],"sentiment":"neutral","sentiment_score":0.03574758023023605,"channel":0,"num_words":2,"start":2094.0952,"end":2095.215},{"sentences":[{"text":"sure.","start":2094.9949,"end":2095.4949,"sentiment":"neutral","sentiment_score":0.07822979241609573}],"sentiment":"neutral","sentiment_score":0.07822979241609573,"channel":1,"num_words":1,"start":2094.9949,"end":2095.4949},{"sentences":[{"text":"just recently, in the last month, jumped back up from it's $81 up to $97 an ounce for silver, which was good.","start":2095.215,"end":2104.1,"sentiment":"neutral","sentiment_score":0.2335436554117636},{"text":"There's 13 bump up there, and gold jumped up from 5,700 to 6,500.","start":2104.32,"end":2110.495,"sentiment":"positive","sentiment_score":0.3515445773418133},{"text":"So we're getting a good little exposure there and getting some good returns off of that too.","start":2110.495,"end":2114.515,"sentiment":"positive","sentiment_score":0.5878700017929077}],"sentiment":"positive","sentiment_score":0.3788813452881116,"channel":0,"num_words":52,"start":2095.215,"end":2114.515},{"sentences":[{"text":"Yeah.","start":2115.99,"end":2116.3098,"sentiment":"positive","sentiment_score":0.7336902618408203},{"text":"Awesome.","start":2116.3098,"end":2116.8098,"sentiment":"positive","sentiment_score":0.827056884765625}],"sentiment":"positive","sentiment_score":0.7803735733032227,"channel":1,"num_words":2,"start":2115.99,"end":2116.8098},{"sentences":[{"text":"Cool.","start":2116.895,"end":2117.395,"sentiment":"positive","sentiment_score":0.7528116106987}],"sentiment":"positive","sentiment_score":0.7528116106987,"channel":0,"num_words":1,"start":2116.895,"end":2117.395},{"sentences":[{"text":"And to","start":2117.75,"end":2118.15,"sentiment":"positive","sentiment_score":0.5393745303153992}],"sentiment":"positive","sentiment_score":0.5393745303153992,"channel":1,"num_words":2,"start":2117.75,"end":2118.15},{"sentences":[{"text":"I will","start":2117.935,"end":2118.335,"sentiment":"positive","sentiment_score":0.5617690682411194}],"sentiment":"positive","sentiment_score":0.5617690682411194,"channel":0,"num_words":2,"start":2117.935,"end":2118.335},{"sentences":[{"text":"be","start":2118.15,"end":2118.39,"sentiment":"positive","sentiment_score":0.521084189414978}],"sentiment":"positive","sentiment_score":0.521084189414978,"channel":1,"num_words":1,"start":2118.15,"end":2118.39},{"sentences":[{"text":"put a","start":2118.335,"end":2118.655,"sentiment":"positive","sentiment_score":0.4672105461359024}],"sentiment":"positive","sentiment_score":0.4672105461359024,"channel":0,"num_words":2,"start":2118.335,"end":2118.655},{"sentences":[{"text":"good","start":2118.63,"end":2118.7898,"sentiment":"positive","sentiment_score":0.49937841296195984}],"sentiment":"positive","sentiment_score":0.49937841296195984,"channel":1,"num_words":1,"start":2118.63,"end":2118.7898},{"sentences":[{"text":"few","start":2118.655,"end":2118.815,"sentiment":"positive","sentiment_score":0.5530820488929749}],"sentiment":"positive","sentiment_score":0.5530820488929749,"channel":0,"num_words":1,"start":2118.655,"end":2118.815},{"sentences":[{"text":"to be out gold prospecting now and making a living.","start":2118.7898,"end":2121.735,"sentiment":"positive","sentiment_score":0.4961355239152908}],"sentiment":"positive","sentiment_score":0.4961355239152908,"channel":1,"num_words":10,"start":2118.7898,"end":2121.735},{"sentences":[{"text":"I know.","start":2122.415,"end":2122.975,"sentiment":"neutral","sentiment_score":0.10869856178760529},{"text":"Right?","start":2122.975,"end":2123.455,"sentiment":"neutral","sentiment_score":0.062164224684238434},{"text":"But do you know at the start of the call, how I said the new money laundering laws came in, and so that's why I had to ask some extra questions?","start":2123.455,"end":2129.91,"sentiment":"neutral","sentiment_score":-0.03405547682796755}],"sentiment":"neutral","sentiment_score":-0.02282818921786897,"channel":0,"num_words":34,"start":2122.415,"end":2129.91},{"sentences":[{"text":"Oh, yeah?","start":2130.375,"end":2131.115,"sentiment":"neutral","sentiment_score":-0.015364889055490494}],"sentiment":"neutral","sentiment_score":-0.015364889055490494,"channel":1,"num_words":2,"start":2130.375,"end":2131.115},{"sentences":[{"text":"They've imposed those on the gold buying companies too.","start":2131.97,"end":2136.045,"sentiment":"neutral","sentiment_score":-0.08831887940565745},{"text":"So all the ones you see in the shopping center, they're like, we buy gold, sell us your jewelry and your bullion.","start":2136.125,"end":2140.785,"sentiment":"neutral","sentiment_score":-0.026355609213086693},{"text":"They have a huge amount of requirements now to find out","start":2141.4849,"end":2145.405,"sentiment":"neutral","sentiment_score":-0.07172646204178984}],"sentiment":"neutral","sentiment_score":-0.05151629523329791,"channel":0,"num_words":42,"start":2131.97,"end":2145.405},{"sentences":[{"text":"Hello?","start":2145.3398,"end":2145.8398,"sentiment":"neutral","sentiment_score":-0.03126310929656029}],"sentiment":"neutral","sentiment_score":-0.03126310929656029,"channel":1,"num_words":1,"start":2145.3398,"end":2145.8398},{"sentences":[{"text":"who you are, where you got your money from.","start":2145.405,"end":2148.045,"sentiment":"neutral","sentiment_score":-0.049386595686276756},{"text":"Is it from overseas sale of assets or funding terrorism and all kinds of checks and things like that?","start":2148.045,"end":2154.02,"sentiment":"neutral","sentiment_score":-0.040280302594366824},{"text":"So you might see a few of those gold selling shops close-up.","start":2154.02,"end":2157.16,"sentiment":"neutral","sentiment_score":0.00848390495715042}],"sentiment":"neutral","sentiment_score":-0.027699956274591386,"channel":0,"num_words":40,"start":2145.405,"end":2157.16},{"sentences":[{"text":"Alright.","start":2159.155,"end":2159.655,"sentiment":"neutral","sentiment_score":0.001449505565688014},{"text":"Okay.","start":2159.875,"end":2160.375,"sentiment":"neutral","sentiment_score":-0.03229110315442085}],"sentiment":"neutral","sentiment_score":-0.01542079879436642,"channel":1,"num_words":2,"start":2159.155,"end":2160.375},{"sentences":[{"text":"The","start":2161.22,"end":2161.3801,"sentiment":"neutral","sentiment_score":-0.1868727058172226}],"sentiment":"neutral","sentiment_score":-0.1868727058172226,"channel":0,"num_words":1,"start":2161.22,"end":2161.3801},{"sentences":[{"text":"Too","start":2161.235,"end":2161.395,"sentiment":"neutral","sentiment_score":-0.2955794930458069}],"sentiment":"neutral","sentiment_score":-0.2955794930458069,"channel":1,"num_words":1,"start":2161.235,"end":2161.395},{"sentences":[{"text":"mine","start":2161.3801,"end":2161.62,"sentiment":"neutral","sentiment_score":-0.25211137533187866}],"sentiment":"neutral","sentiment_score":-0.25211137533187866,"channel":0,"num_words":1,"start":2161.3801,"end":2161.62},{"sentences":[{"text":"many","start":2161.395,"end":2161.795,"sentiment":"neutral","sentiment_score":-0.33260858058929443}],"sentiment":"neutral","sentiment_score":-0.33260858058929443,"channel":1,"num_words":1,"start":2161.395,"end":2161.795},{"sentences":[{"text":"is","start":2161.62,"end":2161.86,"sentiment":"negative","sentiment_score":-0.3649287521839142}],"sentiment":"negative","sentiment_score":-0.3649287521839142,"channel":0,"num_words":1,"start":2161.62,"end":2161.86},{"sentences":[{"text":"hard","start":2161.795,"end":2162.115,"sentiment":"negative","sentiment_score":-0.4720280170440674}],"sentiment":"negative","sentiment_score":-0.4720280170440674,"channel":1,"num_words":1,"start":2161.795,"end":2162.115},{"sentences":[{"text":"great.","start":2161.86,"end":2162.36,"sentiment":"negative","sentiment_score":-0.4296149015426636}],"sentiment":"negative","sentiment_score":-0.4296149015426636,"channel":0,"num_words":1,"start":2161.86,"end":2162.36},{"sentences":[{"text":"questions.","start":2162.115,"end":2162.615,"sentiment":"neutral","sentiment_score":-0.2979687452316284}],"sentiment":"neutral","sentiment_score":-0.2979687452316284,"channel":1,"num_words":1,"start":2162.115,"end":2162.615},{"sentences":[{"text":"Too many hard questions.","start":2163.06,"end":2164.1,"sentiment":"neutral","sentiment_score":-0.3100840449333191},{"text":"It's a lot of paperwork to go through to buy someone's old gold rings from a divorce.","start":2164.1,"end":2168.875,"sentiment":"neutral","sentiment_score":-0.29118889307274537}],"sentiment":"neutral","sentiment_score":-0.29478796961761655,"channel":0,"num_words":21,"start":2163.06,"end":2168.875},{"sentences":[{"text":"Yeah.","start":2169.5,"end":2170.0,"sentiment":"neutral","sentiment_score":-0.06874829530715942},{"text":"Yeah.","start":2170.14,"end":2170.64,"sentiment":"neutral","sentiment_score":-0.03392285108566284},{"text":"Wow.","start":2172.22,"end":2172.72,"sentiment":"neutral","sentiment_score":0.007190881296992302}],"sentiment":"neutral","sentiment_score":-0.03182675503194332,"channel":1,"num_words":3,"start":2169.5,"end":2172.72},{"sentences":[{"text":"So Yeah.","start":2172.455,"end":2173.815,"sentiment":"neutral","sentiment_score":0.017763255164027214},{"text":"Interesting times there, Michelle.","start":2173.815,"end":2175.435,"sentiment":"neutral","sentiment_score":0.08458941243588924},{"text":"Interesting","start":2176.055,"end":2176.555,"sentiment":"neutral","sentiment_score":0.02897948212921619}],"sentiment":"neutral","sentiment_score":0.05755194888583252,"channel":0,"num_words":7,"start":2172.455,"end":2176.555},{"sentences":[{"text":"Yeah.","start":2176.14,"end":2176.64,"sentiment":"neutral","sentiment_score":0.020377803593873978}],"sentiment":"neutral","sentiment_score":0.020377803593873978,"channel":1,"num_words":1,"start":2176.14,"end":2176.64},{"sentences":[{"text":"times.","start":2176.695,"end":2177.195,"sentiment":"neutral","sentiment_score":0.0087990527972579}],"sentiment":"neutral","sentiment_score":0.0087990527972579,"channel":0,"num_words":1,"start":2176.695,"end":2177.195},{"sentences":[{"text":"Definitely.","start":2177.865,"end":2178.365,"sentiment":"neutral","sentiment_score":0.027706487104296684},{"text":"Sorry.","start":2178.745,"end":2178.985,"sentiment":"neutral","sentiment_score":-0.048591405153274536},{"text":"My phone","start":2178.985,"end":2179.305,"sentiment":"neutral","sentiment_score":-0.06303616240620613}],"sentiment":"neutral","sentiment_score":-0.03673931071534753,"channel":1,"num_words":4,"start":2177.865,"end":2179.305},{"sentences":[{"text":"Cool.","start":2179.255,"end":2179.755,"sentiment":"neutral","sentiment_score":-0.04657993838191032}],"sentiment":"neutral","sentiment_score":-0.04657993838191032,"channel":0,"num_words":1,"start":2179.255,"end":2179.755},{"sentences":[{"text":"is just gone.","start":2179.305,"end":2180.285,"sentiment":"neutral","sentiment_score":-0.1117071732878685}],"sentiment":"neutral","sentiment_score":-0.1117071732878685,"channel":1,"num_words":3,"start":2179.305,"end":2180.285},{"sentences":[{"text":"No.","start":2181.175,"end":2181.415,"sentiment":"neutral","sentiment_score":-0.11364731937646866},{"text":"You're right.","start":2181.415,"end":2181.9,"sentiment":"neutral","sentiment_score":-0.06521431356668472},{"text":"Oh, actually, that brings me to the the last two things I wanted to let you know before I do let you go is you had already signed a service agreement","start":2182.38,"end":2190.8599,"sentiment":"neutral","sentiment_score":0.010585402589171164}],"sentiment":"neutral","sentiment_score":0.0024726921692490578,"channel":0,"num_words":34,"start":2181.175,"end":2190.8599},{"sentences":[{"text":"Mhmm.","start":2190.745,"end":2191.245,"sentiment":"neutral","sentiment_score":0.019184844568371773}],"sentiment":"neutral","sentiment_score":0.019184844568371773,"channel":1,"num_words":1,"start":2190.745,"end":2191.245},{"sentences":[{"text":"with us.","start":2190.8599,"end":2191.52,"sentiment":"neutral","sentiment_score":0.025530586019158363},{"text":"So we haven't really had any changes in fees.","start":2191.5798,"end":2195.5798,"sentiment":"neutral","sentiment_score":-0.0553699748383628},{"text":"We still charge the 1.65%.","start":2195.5798,"end":2197.8398,"sentiment":"neutral","sentiment_score":-0.020405781641602515},{"text":"We have added in a tiered fee structure into our service guide.","start":2198.115,"end":2203.095,"sentiment":"neutral","sentiment_score":0.03387092426419258},{"text":"So when you get above 200,000, those discounts will start to be applied.","start":2203.155,"end":2207.495,"sentiment":"neutral","sentiment_score":0.029975508268062886}],"sentiment":"neutral","sentiment_score":0.006020370461955303,"channel":0,"num_words":41,"start":2190.8599,"end":2207.495},{"sentences":[{"text":"Why do you have to earn more to get the discounts then?","start":2208.915,"end":2212.135,"sentiment":"neutral","sentiment_score":-0.09165765003611644}],"sentiment":"neutral","sentiment_score":-0.09165765003611644,"channel":1,"num_words":12,"start":2208.915,"end":2212.135},{"sentences":[{"text":"No.","start":2212.96,"end":2213.28,"sentiment":"neutral","sentiment_score":-0.09300249069929124},{"text":"Once your balance goes up in your super, once we get you up above $200, everything above that will be charged","start":2213.28,"end":2219.04,"sentiment":"neutral","sentiment_score":-0.029265490138814562}],"sentiment":"neutral","sentiment_score":-0.03216262652792714,"channel":0,"num_words":22,"start":2212.96,"end":2219.04},{"sentences":[{"text":"Yep.","start":2218.915,"end":2219.415,"sentiment":"neutral","sentiment_score":0.016193890944123268}],"sentiment":"neutral","sentiment_score":0.016193890944123268,"channel":1,"num_words":1,"start":2218.915,"end":2219.415},{"sentences":[{"text":"at a lower percentage.","start":2219.04,"end":2220.08,"sentiment":"neutral","sentiment_score":0.03687174338847399},{"text":"And then once we get you above 500,000, it'll be lower then as well.","start":2220.08,"end":2223.6,"sentiment":"neutral","sentiment_score":0.025375997514597008},{"text":"So it's just one of those things to make sure that we're trying to be alongside you, getting you in the right direction","start":2223.6,"end":2228.995,"sentiment":"positive","sentiment_score":0.4320218783357869}],"sentiment":"neutral","sentiment_score":0.25461595464588666,"channel":0,"num_words":41,"start":2219.04,"end":2228.995},{"sentences":[{"text":"Yep.","start":2229.79,"end":2230.29,"sentiment":"positive","sentiment_score":0.5228993892669678}],"sentiment":"positive","sentiment_score":0.5228993892669678,"channel":1,"num_words":1,"start":2229.79,"end":2230.29},{"sentences":[{"text":"because we wanna see you growing as well too.","start":2230.895,"end":2233.235,"sentiment":"positive","sentiment_score":0.6343602273199294}],"sentiment":"positive","sentiment_score":0.6343602273199294,"channel":0,"num_words":9,"start":2230.895,"end":2233.235},{"sentences":[{"text":"Definitely.","start":2235.31,"end":2235.81,"sentiment":"positive","sentiment_score":0.5092998743057251},{"text":"Definitely.","start":2236.1099,"end":2236.6099,"sentiment":"positive","sentiment_score":0.4083326756954193}],"sentiment":"positive","sentiment_score":0.4588162750005722,"channel":1,"num_words":2,"start":2235.31,"end":2236.6099},{"sentences":[{"text":"And the other thing was because you'd already signed that, the only thing I have left in this pack that's actually signable is the last document there.","start":2237.215,"end":2245.3098,"sentiment":"neutral","sentiment_score":0.14543044346350212},{"text":"If you still have that email open, I know you just said the phone was sort of refreshing.","start":2245.5298,"end":2249.3098,"sentiment":"neutral","sentiment_score":0.20180356750885645},{"text":"If","start":2249.6099,"end":2249.8499,"sentiment":"neutral","sentiment_score":0.07505973428487778}],"sentiment":"neutral","sentiment_score":0.16595969397736632,"channel":0,"num_words":46,"start":2237.215,"end":2249.8499},{"sentences":[{"text":"Yeah.","start":2249.845,"end":2250.24,"sentiment":"neutral","sentiment_score":0.06853464245796204}],"sentiment":"neutral","sentiment_score":0.06853464245796204,"channel":1,"num_words":1,"start":2249.845,"end":2250.24},{"sentences":[{"text":"you're still on that green certificate, can you just click the next document button for me?","start":2249.8499,"end":2255.235,"sentiment":"neutral","sentiment_score":0.05658953916281462}],"sentiment":"neutral","sentiment_score":0.05658953916281462,"channel":0,"num_words":16,"start":2249.8499,"end":2255.235},{"sentences":[{"text":"Where do you I I just sign here for the signature.","start":2259.2,"end":2262.82,"sentiment":"neutral","sentiment_score":0.015605641020969912}],"sentiment":"neutral","sentiment_score":0.015605641020969912,"channel":1,"num_words":11,"start":2259.2,"end":2262.82},{"sentences":[{"text":"Yeah.","start":2263.875,"end":2264.2751,"sentiment":"neutral","sentiment_score":0.05433475226163864},{"text":"So the last two documents, there's, like, an updated service guide with our, like, license info, complaints, procedures, and licensing information, and all that kind of thing.","start":2264.2751,"end":2275.91,"sentiment":"neutral","sentiment_score":0.06271406069949821},{"text":"There is a tax file number opt in form is the only document to sign, and it's basically just trying to make sure that we still have your consent to hold your tax file number.","start":2276.2898,"end":2285.505,"sentiment":"neutral","sentiment_score":0.05724226390676839}],"sentiment":"neutral","sentiment_score":0.05954116869658705,"channel":0,"num_words":63,"start":2263.875,"end":2285.505},{"sentences":[{"text":"Oh, I","start":2285.87,"end":2286.11,"sentiment":"neutral","sentiment_score":0.01649139355868101}],"sentiment":"neutral","sentiment_score":0.01649139355868101,"channel":1,"num_words":2,"start":2285.87,"end":2286.11},{"sentences":[{"text":"There","start":2286.065,"end":2286.3848,"sentiment":"neutral","sentiment_score":0.005688272416591644}],"sentiment":"neutral","sentiment_score":0.005688272416591644,"channel":0,"num_words":1,"start":2286.065,"end":2286.3848},{"sentences":[{"text":"do.","start":2286.11,"end":2286.35,"sentiment":"neutral","sentiment_score":0.014762737788259985},{"text":"Yeah.","start":2286.35,"end":2286.85,"sentiment":"neutral","sentiment_score":0.005338474176824093}],"sentiment":"neutral","sentiment_score":0.010050605982542038,"channel":1,"num_words":2,"start":2286.11,"end":2286.85},{"sentences":[{"text":"has been cybersecurity issues, and we do use that number for applications and and whatnot.","start":2286.3848,"end":2292.4849,"sentiment":"neutral","sentiment_score":0.0043969389672080675},{"text":"So we just wanna make sure that we still have your consent for that.","start":2292.7048,"end":2295.9248,"sentiment":"neutral","sentiment_score":0.03400514341358628}],"sentiment":"neutral","sentiment_score":0.01869055490683893,"channel":0,"num_words":29,"start":2286.3848,"end":2295.9248},{"sentences":[{"text":"Yep.","start":2296.125,"end":2296.445,"sentiment":"neutral","sentiment_score":0.1160082146525383},{"text":"It's just loading at the moment.","start":2296.445,"end":2298.945,"sentiment":"neutral","sentiment_score":0.1803845465183258}],"sentiment":"neutral","sentiment_score":0.17118792768035615,"channel":1,"num_words":7,"start":2296.125,"end":2298.945},{"sentences":[{"text":"Perfect.","start":2299.7449,"end":2300.2449,"sentiment":"positive","sentiment_score":0.5343942642211914}],"sentiment":"positive","sentiment_score":0.5343942642211914,"channel":0,"num_words":1,"start":2299.7449,"end":2300.2449},{"sentences":[{"text":"I've signed it, updated it, and it's trying to load.","start":2300.045,"end":2303.7449,"sentiment":"neutral","sentiment_score":0.30956465750932693}],"sentiment":"neutral","sentiment_score":0.30956465750932693,"channel":1,"num_words":10,"start":2300.045,"end":2303.7449},{"sentences":[{"text":"Alrighty.","start":2305.3098,"end":2305.8098,"sentiment":"neutral","sentiment_score":0.15708625316619873},{"text":"It does the old spinning circle, doesn't it?","start":2305.8699,"end":2308.05,"sentiment":"neutral","sentiment_score":0.06957725808024406}],"sentiment":"neutral","sentiment_score":0.07930047975646125,"channel":0,"num_words":9,"start":2305.3098,"end":2308.05},{"sentences":[{"text":"Yeah.","start":2308.06,"end":2308.3801,"sentiment":"neutral","sentiment_score":0.08035529404878616},{"text":"Yep.","start":2308.3801,"end":2308.8801,"sentiment":"neutral","sentiment_score":0.10530953109264374}],"sentiment":"neutral","sentiment_score":0.09283241257071495,"channel":1,"num_words":2,"start":2308.06,"end":2308.8801},{"sentences":[{"text":"Yep.","start":2309.15,"end":2309.55,"sentiment":"neutral","sentiment_score":0.14157132804393768}],"sentiment":"neutral","sentiment_score":0.14157132804393768,"channel":0,"num_words":1,"start":2309.15,"end":2309.55},{"sentences":[{"text":"That's right.","start":2309.1802,"end":2309.9202,"sentiment":"neutral","sentiment_score":0.2861565500497818}],"sentiment":"neutral","sentiment_score":0.2861565500497818,"channel":1,"num_words":2,"start":2309.1802,"end":2309.9202},{"sentences":[{"text":"Thank you very much for doing that.","start":2309.55,"end":2311.17,"sentiment":"positive","sentiment_score":0.6446639980588641}],"sentiment":"positive","sentiment_score":0.6446639980588641,"channel":0,"num_words":7,"start":2309.55,"end":2311.17},{"sentences":[{"text":"That's right.","start":2311.34,"end":2312.24,"sentiment":"positive","sentiment_score":0.40810276567935944}],"sentiment":"positive","sentiment_score":0.40810276567935944,"channel":1,"num_words":2,"start":2311.34,"end":2312.24},{"sentences":[{"text":"And, Michelle, from here, we will basically, that's come through signed, by the way, so thank you.","start":2312.75,"end":2318.295,"sentiment":"neutral","sentiment_score":0.29285377526984496}],"sentiment":"neutral","sentiment_score":0.29285377526984496,"channel":0,"num_words":17,"start":2312.75,"end":2318.295},{"sentences":[{"text":"Sorry.","start":2319.5652,"end":2319.885,"sentiment":"neutral","sentiment_score":0.0307136420160532},{"text":"What was that?","start":2319.885,"end":2320.705,"sentiment":"neutral","sentiment_score":0.03744627038637797}],"sentiment":"neutral","sentiment_score":0.03576311329379678,"channel":1,"num_words":4,"start":2319.5652,"end":2320.705},{"sentences":[{"text":"It's come through signed all good, and","start":2321.2349,"end":2323.315,"sentiment":"neutral","sentiment_score":0.26986593859536306}],"sentiment":"neutral","sentiment_score":0.26986593859536306,"channel":0,"num_words":7,"start":2321.2349,"end":2323.315},{"sentences":[{"text":"Oh,","start":2323.245,"end":2323.405,"sentiment":"positive","sentiment_score":0.35635292530059814}],"sentiment":"positive","sentiment_score":0.35635292530059814,"channel":1,"num_words":1,"start":2323.245,"end":2323.405},{"sentences":[{"text":"I","start":2323.315,"end":2323.4749,"sentiment":"positive","sentiment_score":0.6036854386329651}],"sentiment":"positive","sentiment_score":0.6036854386329651,"channel":0,"num_words":1,"start":2323.315,"end":2323.4749},{"sentences":[{"text":"lovely.","start":2323.405,"end":2323.885,"sentiment":"positive","sentiment_score":0.5083197355270386}],"sentiment":"positive","sentiment_score":0.5083197355270386,"channel":1,"num_words":1,"start":2323.405,"end":2323.885},{"sentences":[{"text":"just wanted","start":2323.4749,"end":2324.115,"sentiment":"neutral","sentiment_score":0.2544720470905304}],"sentiment":"neutral","sentiment_score":0.2544720470905304,"channel":0,"num_words":2,"start":2323.4749,"end":2324.115},{"sentences":[{"text":"Yep.","start":2323.885,"end":2324.385,"sentiment":"neutral","sentiment_score":0.23783111572265625}],"sentiment":"neutral","sentiment_score":0.23783111572265625,"channel":1,"num_words":1,"start":2323.885,"end":2324.385},{"sentences":[{"text":"to double check with you in terms of contact frequency.","start":2324.115,"end":2327.015,"sentiment":"neutral","sentiment_score":0.17720816135406495}],"sentiment":"neutral","sentiment_score":0.17720816135406495,"channel":0,"num_words":10,"start":2324.115,"end":2327.015},{"sentences":[{"text":"Lynn,","start":2327.405,"end":2327.8052,"sentiment":"neutral","sentiment_score":0.12140771746635436}],"sentiment":"neutral","sentiment_score":0.12140771746635436,"channel":1,"num_words":1,"start":2327.405,"end":2327.8052},{"sentences":[{"text":"Now","start":2327.49,"end":2327.81,"sentiment":"neutral","sentiment_score":0.215494304895401}],"sentiment":"neutral","sentiment_score":0.215494304895401,"channel":0,"num_words":1,"start":2327.49,"end":2327.81},{"sentences":[{"text":"thank","start":2327.8052,"end":2328.125,"sentiment":"neutral","sentiment_score":0.2942909002304077}],"sentiment":"neutral","sentiment_score":0.2942909002304077,"channel":1,"num_words":1,"start":2327.8052,"end":2328.125},{"sentences":[{"text":"I've","start":2327.81,"end":2328.31,"sentiment":"neutral","sentiment_score":0.21120797097682953}],"sentiment":"neutral","sentiment_score":0.21120797097682953,"channel":0,"num_words":1,"start":2327.81,"end":2328.31},{"sentences":[{"text":"you.","start":2328.125,"end":2328.625,"sentiment":"neutral","sentiment_score":0.20535875856876373}],"sentiment":"neutral","sentiment_score":0.20535875856876373,"channel":1,"num_words":1,"start":2328.125,"end":2328.625},{"sentences":[{"text":"got","start":2329.25,"end":2329.49,"sentiment":"neutral","sentiment_score":0.036959510296583176}],"sentiment":"neutral","sentiment_score":0.036959510296583176,"channel":0,"num_words":1,"start":2329.25,"end":2329.49},{"sentences":[{"text":"Sorry.","start":2329.485,"end":2329.985,"sentiment":"neutral","sentiment_score":-0.016132045537233353}],"sentiment":"neutral","sentiment_score":-0.016132045537233353,"channel":1,"num_words":1,"start":2329.485,"end":2329.985},{"sentences":[{"text":"you sorry.","start":2329.49,"end":2331.25,"sentiment":"neutral","sentiment_score":-0.03845537453889847},{"text":"I've got you pegged in for the next annual review, but do you want me to put in any contacts before the end of the year to discuss anything with you?","start":2331.25,"end":2338.95,"sentiment":"neutral","sentiment_score":0.06159915321416432},{"text":"Would you like to catch up more frequently, or is it more like if something happens, you'll give us a call and we can talk then?","start":2339.33,"end":2345.595,"sentiment":"neutral","sentiment_score":0.07873106547273122}],"sentiment":"neutral","sentiment_score":0.0657571305568188,"channel":0,"num_words":59,"start":2329.49,"end":2345.595},{"sentences":[{"text":"I think it basically you guys are doing a good job.","start":2348.725,"end":2351.865,"sentiment":"positive","sentiment_score":0.7755571061914618}],"sentiment":"positive","sentiment_score":0.7755571061914618,"channel":1,"num_words":11,"start":2348.725,"end":2351.865},{"sentences":[{"text":"Thank you.","start":2352.695,"end":2353.435,"sentiment":"positive","sentiment_score":0.8242984414100647}],"sentiment":"positive","sentiment_score":0.8242984414100647,"channel":0,"num_words":2,"start":2352.695,"end":2353.435},{"sentences":[{"text":"You're looking after me.","start":2354.5652,"end":2355.865,"sentiment":"positive","sentiment_score":0.4342995211482048},{"text":"You're doing the check ins?","start":2357.365,"end":2358.485,"sentiment":"neutral","sentiment_score":0.24673433899879454},{"text":"We'll just leave it how it is.","start":2358.485,"end":2360.105,"sentiment":"neutral","sentiment_score":0.32020785765988485}],"sentiment":"neutral","sentiment_score":0.3257702989503741,"channel":1,"num_words":16,"start":2354.5652,"end":2360.105},{"sentences":[{"text":"Cool.","start":2360.56,"end":2361.04,"sentiment":"positive","sentiment_score":0.5427574515342712},{"text":"And if anything changes, we can change it then.","start":2361.04,"end":2363.54,"sentiment":"neutral","sentiment_score":0.2508925116724438}],"sentiment":"neutral","sentiment_score":0.28007900565862653,"channel":0,"num_words":10,"start":2360.56,"end":2363.54},{"sentences":[{"text":"Yeah.","start":2363.92,"end":2364.24,"sentiment":"neutral","sentiment_score":0.0864722952246666},{"text":"Yeah.","start":2364.24,"end":2364.5598,"sentiment":"neutral","sentiment_score":0.06861136853694916},{"text":"No worries.","start":2364.5598,"end":2365.2,"sentiment":"neutral","sentiment_score":0.058604732155799866},{"text":"Yeah.","start":2365.2,"end":2365.44,"sentiment":"neutral","sentiment_score":0.04706687852740288},{"text":"Like, I'll I'll let you know what happens with the company changing over to El Powa.","start":2365.44,"end":2372.18,"sentiment":"neutral","sentiment_score":0.04003255313728005}],"sentiment":"neutral","sentiment_score":0.04570861222843329,"channel":1,"num_words":21,"start":2363.92,"end":2372.18},{"sentences":[{"text":"Yeah.","start":2372.9749,"end":2373.295,"sentiment":"neutral","sentiment_score":0.09358859062194824},{"text":"Yeah.","start":2373.295,"end":2373.4548,"sentiment":"neutral","sentiment_score":0.11600780487060548},{"text":"That'll be an interesting one.","start":2373.4548,"end":2374.575,"sentiment":"neutral","sentiment_score":0.16815970689058304},{"text":"So let me know if you have any trouble with the salary sacrifice.","start":2374.575,"end":2377.4749,"sentiment":"neutral","sentiment_score":-0.030953943442839842},{"text":"And","start":2377.9348,"end":2378.4348,"sentiment":"neutral","sentiment_score":0.0368538498878479}],"sentiment":"neutral","sentiment_score":0.032611786432209466,"channel":0,"num_words":21,"start":2372.9749,"end":2378.4348},{"sentences":[{"text":"Okay.","start":2378.0452,"end":2378.5452,"sentiment":"neutral","sentiment_score":0.06005693972110748}],"sentiment":"neutral","sentiment_score":0.06005693972110748,"channel":1,"num_words":1,"start":2378.0452,"end":2378.5452},{"sentences":[{"text":"once we get that beneficiary surname fixed up on the life insurance, I'll get Michelle to send you a message just to let you know that's been all fixed up.","start":2379.295,"end":2386.6301,"sentiment":"neutral","sentiment_score":0.11066413819789886},{"text":"So it's the same as the super.","start":2386.6301,"end":2388.25,"sentiment":"neutral","sentiment_score":0.10602910603795733}],"sentiment":"neutral","sentiment_score":0.10978724022169371,"channel":0,"num_words":37,"start":2379.295,"end":2388.25},{"sentences":[{"text":"Yep.","start":2388.74,"end":2389.06,"sentiment":"neutral","sentiment_score":0.10667899250984192},{"text":"No worries.","start":2389.06,"end":2389.8,"sentiment":"neutral","sentiment_score":0.22912126034498215}],"sentiment":"neutral","sentiment_score":0.18830717106660208,"channel":1,"num_words":3,"start":2388.74,"end":2389.8},{"sentences":[{"text":"Awesome.","start":2390.31,"end":2390.81,"sentiment":"positive","sentiment_score":0.5631532669067383},{"text":"Well, thank you so much for your time.","start":2390.95,"end":2392.39,"sentiment":"positive","sentiment_score":0.5861303359270096},{"text":"I know I did catch you at a bad time before, but thank you for for answering this call and going through the details with me.","start":2392.39,"end":2398.31,"sentiment":"neutral","sentiment_score":0.24696620811636633},{"text":"I do","start":2398.31,"end":2398.875,"sentiment":"neutral","sentiment_score":-0.07193106412887573}],"sentiment":"neutral","sentiment_score":0.31160689829974564,"channel":0,"num_words":37,"start":2390.31,"end":2398.875},{"sentences":[{"text":"No.","start":2399.94,"end":2400.18,"sentiment":"neutral","sentiment_score":-0.1619582325220108},{"text":"No.","start":2400.18,"end":2400.42,"sentiment":"neutral","sentiment_score":-0.1948269754648209},{"text":"Thank you very much yourself.","start":2400.42,"end":2401.88,"sentiment":"neutral","sentiment_score":0.1358417361974716},{"text":"I'm sorry that I wasn't available at that correct time.","start":2402.26,"end":2406.095,"sentiment":"neutral","sentiment_score":-0.26775892078876495}],"sentiment":"neutral","sentiment_score":-0.13853916087571314,"channel":1,"num_words":17,"start":2399.94,"end":2406.095},{"sentences":[{"text":"appreciate it.","start":2405.915,"end":2406.475,"sentiment":"neutral","sentiment_score":0.17587944865226746},{"text":"No.","start":2406.475,"end":2406.715,"sentiment":"neutral","sentiment_score":-0.08369097113609314},{"text":"That's okay.","start":2406.715,"end":2407.275,"sentiment":"neutral","sentiment_score":-0.00012625008821487427},{"text":"I always leave an hour and a half anyway just in case.","start":2407.275,"end":2409.935,"sentiment":"neutral","sentiment_score":0.03348583293457826}],"sentiment":"neutral","sentiment_score":0.03939090712982066,"channel":0,"num_words":17,"start":2405.915,"end":2409.935},{"sentences":[{"text":"No worries.","start":2410.395,"end":2411.295,"sentiment":"neutral","sentiment_score":0.19400247931480408},{"text":"Thanks","start":2412.315,"end":2412.715,"sentiment":"positive","sentiment_score":0.7002388834953308}],"sentiment":"positive","sentiment_score":0.3627479473749797,"channel":1,"num_words":3,"start":2410.395,"end":2412.715},{"sentences":[{"text":"Awesome, Michel.","start":2412.341,"end":2412.981,"sentiment":"positive","sentiment_score":0.7404493689537048}],"sentiment":"positive","sentiment_score":0.7404493689537048,"channel":0,"num_words":2,"start":2412.341,"end":2412.981},{"sentences":[{"text":"very much.","start":2412.715,"end":2413.455,"sentiment":"positive","sentiment_score":0.7696504294872284}],"sentiment":"positive","sentiment_score":0.7696504294872284,"channel":1,"num_words":2,"start":2412.715,"end":2413.455},{"sentences":[{"text":"Have a fantastic week, man.","start":2412.981,"end":2414.681,"sentiment":"positive","sentiment_score":0.7923132896423339}],"sentiment":"positive","sentiment_score":0.7923132896423339,"channel":0,"num_words":5,"start":2412.981,"end":2414.681},{"sentences":[{"text":"You too.","start":2415.0352,"end":2415.855,"sentiment":"positive","sentiment_score":0.559687077999115}],"sentiment":"positive","sentiment_score":0.559687077999115,"channel":1,"num_words":2,"start":2415.0352,"end":2415.855},{"sentences":[{"text":"Thank you.","start":2417.1409,"end":2417.781,"sentiment":"positive","sentiment_score":0.5982736349105835},{"text":"Bye.","start":2417.781,"end":2418.281,"sentiment":"neutral","sentiment_score":0.3216278553009033}],"sentiment":"positive","sentiment_score":0.5060583750406901,"channel":0,"num_words":3,"start":2417.1409,"end":2418.281},{"sentences":[{"text":"No worries.","start":2418.451,"end":2418.931,"sentiment":"neutral","sentiment_score":0.13167069107294083},{"text":"Bye.","start":2418.931,"end":2419.431,"sentiment":"neutral","sentiment_score":-0.0908031165599823}],"sentiment":"neutral","sentiment_score":0.05751275519529978,"channel":1,"num_words":3,"start":2418.451,"end":2419.431}]},"summary":{"result":"success","short":"The representative from Oakview Financial discusses the annual review and annual review pack with Michelle, while also offering investment advice. They also show Michelle's financial goals and assets and liabilities, and discuss her retirement plans and estate planning. The speaker emphasizes the importance of steady growth and maintaining a low-risk portfolio, as well as the need for consistent growth in beneficiaries. They also discuss the importance of privacy and updating service records for tax purposes. The conversation ends with the speaker thanking Michelle and wishing her a good week."},"intents":{"segments":[{"text":"Now as one of the senior advisers, I'm just gonna go through a bit of an updated annual review with you. Just gonna recap what's been going on recently, what changes we can look at making, what has been made, and just see if there's anything else to update on your circumstances as well.","start_word":69,"end_word":122,"intents":[{"intent":"Update circumstances and discuss options","confidence_score":0.000017932452}]},{"text":"Oh, it's just basically seller effect sacrificing some, like, you know, like, $100 that I'm a pay just to bring my tax down, basically. Yeah.","start_word":476,"end_word":500,"intents":[{"intent":"Discuss tax changes","confidence_score":0.016925698}]},{"text":"I'll run through that with you. We'll give you an idea of what's been going on with the super there, and we'll go through some updates on the occupation. Now has that come through yet?","start_word":503,"end_word":537,"intents":[{"intent":"Discuss and update details on super","confidence_score":0.00030622893}]},{"text":"If you wanna give the laptop a couple of minutes to kind of catch up, I can just go through and update some details in the interim, if that works. Yeah. Yep.","start_word":551,"end_word":582,"intents":[{"intent":"Update account details and information","confidence_score":3.610105e-7}]},{"text":"I think you were doing a bit of the the water cart trucks loading, operating, that kind of thing. Yes.","start_word":700,"end_word":719,"intents":[{"intent":"Inform about past operations","confidence_score":0.000007012769}]},{"text":"I've got, say, 47,000 still left on it. Sorry.","start_word":819,"end_word":827,"intents":[{"intent":"Resolve owed balance","confidence_score":3.2702206e-7}]},{"text":"I was actually hoping to buy another house now, but I don't actually earn enough to go off my single income. Yeah.","start_word":889,"end_word":910,"intents":[{"intent":"Express desire to buy house","confidence_score":0.03690843}]},{"text":"I need to wait a little bit for the serviceability, I guess, given prices at the moment. Yeah.","start_word":911,"end_word":928,"intents":[{"intent":"Express desire for serviceability","confidence_score":0.021191582}]},{"text":"So that's, I guess would you say that's kind of your main focus for your cash flow too? It's just, you know, putting money into either an offset or savings just to get that finished off and and built up? Yes. Yep.","start_word":933,"end_word":974,"intents":[{"intent":"Emphasize need for cash flow","confidence_score":0.0020249723},{"intent":"Confirm financial commitment","confidence_score":3.830761e-7}]},{"text":"And are you looking to update it, or do you feel it still kind of reflects everything at the moment?","start_word":1359,"end_word":1378,"intents":[{"intent":"Update power of attorney","confidence_score":0.10054168}]},{"text":"And what about, like, a power of attorney? Did you end up putting that in place when you got the will, or does that Yes.","start_word":1406,"end_word":1430,"intents":[{"intent":"Retrieve power of attorney","confidence_score":0.10333139}]},{"text":"And just swinging over to the super for a moment.","start_word":1535,"end_word":1544,"intents":[{"intent":"Reach super","confidence_score":0.09127378},{"intent":"Reach super","confidence_score":0.107824415}]},{"text":"So I have you there wanting to retire as early as possible towards the age of 60 when you can access your super. That's your preservation age. On about a thousand dollars a week with the mortgage paid off, maybe an investment property kind of supplementing things a little bit. Does that still sound right Yeah.","start_word":1545,"end_word":1600,"intents":[{"intent":"Discuss retirement age","confidence_score":0.009717284},{"intent":"Plan retirement age","confidence_score":0.039561775}]},{"text":"for you? Yeah.","start_word":1601,"end_word":1603,"intents":[{"intent":"Identify personal needs","confidence_score":0.000039367605}]},{"text":"So I guess if our aim is as early as possible, our job basically is to get you as much growth as we can in the next, say, ten years or so.","start_word":1619,"end_word":1650,"intents":[{"intent":"Discuss growth","confidence_score":0.010891901}]},{"text":"So I guess if our aim is as early as possible, our job basically is to get you as much growth as we can in the next, say, ten years or so. And as you get closer to that, say, mid sixties or early sixties, we do have to have that conversation about reducing risk.","start_word":1619,"end_word":1673,"intents":[{"intent":"Reduce risk","confidence_score":0.13463682}]},{"text":"But at the moment, I do see that we've kind of made it a little bit safer. We've put you in a bit more of a balanced balanced growth profile where you're kind of like a three, three and a half out of five on the risk scale. So I would count that as kind of medium risk. You're Mhmm.","start_word":1730,"end_word":1789,"intents":[{"intent":"Assess super risks","confidence_score":0.026641699}]},{"text":"with all your investments and returns on it.","start_word":2226,"end_word":2233,"intents":[{"intent":"Represent investments","confidence_score":0.00042464474}]},{"text":"So one of the things that happened was when the market was going down, we saw that one of the fund managers inside your portfolio was going down faster than everybody else, and they Mhmm. weren't catching back up with the market. They actually had some bad investments, and some people leave their fund. And we made a decision across all clients to sell you out of it Yep.","start_word":2430,"end_word":2498,"intents":[{"intent":"Sell portfolio","confidence_score":0.0076811183}]},{"text":"your your net worth portfolio is now still averaging around that nine to 10% mark. So it's kind of still outperforming very, very well over the long term as well. Okay. Lovely.","start_word":2815,"end_word":2846,"intents":[{"intent":"Assess portfolio performance","confidence_score":0.057987314}]},{"text":"Just in terms of the the contribution side of things, we're talking about salary sacrifice, and I know that your work kind of has, like, supplements, different sorry, allowances and things like that. So the payslips were were very important to kind of break down what they're paying the super into. I think you've had about 11,000, just over 11,000 go into the super in terms of contributions.","start_word":3415,"end_word":3482,"intents":[{"intent":"Explain contribution","confidence_score":0.023490964}]},{"text":"I think you've had about 11,000, just over 11,000 go into the super in terms of contributions. Now bear in mind the concessional cap to get that 15% tax rate, it's 32,500 maximum per year, and that includes what your work puts in and anything additional that you put in. Does that make sense?","start_word":3466,"end_word":3519,"intents":[{"intent":"Explain contribution rate","confidence_score":0.0012575379}]},{"text":"I just did a little bit of a a contribution check. Now in terms of dollar amounts, 32,500 is the maximum, Okay. Yeah.","start_word":3576,"end_word":3598,"intents":[{"intent":"Explain contribution check","confidence_score":0.3626923}]},{"text":"So if you look up the individual tax rates with the old ATO, I'm just bringing up the new table for this financial year, for every sort of $100 you put in, it costs you around about 70 in the pocket. Because it goes in pretax, Salary sacrifice, they tax you on what's left over. So you put a $100 in, you lose $70 in the pay. Yeah.","start_word":3662,"end_word":3729,"intents":[{"intent":"Explain budgeting","confidence_score":0.022485517}]},{"text":"Oh, I need a $100 per pay, which is $50 per week.","start_word":3762,"end_word":3773,"intents":[{"intent":"Estimate salaries","confidence_score":0.00011636}]},{"text":"That's pretty much how it works. I I do get the, I guess, 5% of the time, there's a old employee that goes, oh, can you please send through these details and those details? And if they're already paying the super, it's pretty easy for them to hop into the accounting system and and change the salary sacrifice. Yeah.","start_word":4124,"end_word":4182,"intents":[{"intent":"Provide information","confidence_score":0.011665958}]},{"text":"I I do get the, I guess, 5% of the time, there's a old employee that goes, oh, can you please send through these details and those details? And if they're already paying the super, it's pretty easy for them to hop into the accounting system and and change the salary sacrifice. Yeah. Okay.","start_word":4130,"end_word":4183,"intents":[{"intent":"Submit information","confidence_score":0.0028141653}]},{"text":"But if anything does pop up, please give us a call, and we'd be Yeah.","start_word":4185,"end_word":4199,"intents":[{"intent":"Request call back","confidence_score":0.00059648725}]},{"text":"more than happy to generate any reports or information and Now even we cc them in. the the company that I'm working for, South thirty two, is supposed to be don't know if it's still going through yet, but be changing over to Alcoa.","start_word":4200,"end_word":4243,"intents":[{"intent":"Generate reports","confidence_score":0.029586257}]},{"text":"They do always say that, but nothing changes. But I'm assuming what tends to happen is payroll tends to carry across pretty well. But sometimes if they are changing payroll systems, they may send out a big notice to all the employees saying, hey. We're changing payroll systems under the new name, and you guys may have to, you know, resign something for your salary sacrifice or whatever it is. But Mhmm.","start_word":4287,"end_word":4358,"intents":[{"intent":"Resign","confidence_score":0.0061104577},{"intent":"Check payroll system","confidence_score":0.0100222165}]},{"text":"So if we go your income after tax, it's about 67,000 a year. And if we go 500,000 worth of super and insurance divided by the 67,000, there'd be seven years worth of your income essentially being replaced to help them get into another house or or something to that effect. Is that important for you, or is that not important? Yes.","start_word":4824,"end_word":4885,"intents":[{"intent":"Evaluate income implications","confidence_score":0.0088484995}]},{"text":"And what I like to do is I need to make sure that if your premiums are more than, say, a third of your contributions, I put a red flag on that and go, oh, that's really slowing down the growth of the fund.","start_word":5092,"end_word":5135,"intents":[{"intent":"Check premium growth","confidence_score":0.0005462385}]},{"text":"Just the market, how it's going with the wool, basically. And, you know, is there something I should be putting investing the super into more than the other? Yeah.","start_word":5217,"end_word":5245,"intents":[{"intent":"Describe investment strategy","confidence_score":0.000029569572}]},{"text":"Just the market, how it's going with the wool, basically. And, you know, is there something I should be putting investing the super into more than the other? Yeah. Yeah.","start_word":5217,"end_word":5246,"intents":[{"intent":"Discuss portfolio options","confidence_score":0.37568754},{"intent":"Discuss financial options","confidence_score":0.0010042193}]},{"text":"Long term returns are still above the 7% average we're aiming for, so that's fantastic.","start_word":5283,"end_word":5297,"intents":[{"intent":"Discuss long-term returns","confidence_score":0.03215209}]},{"text":"Gold and agriculture are pretty important, especially, I guess, long term as inflation stays high.","start_word":5311,"end_word":5325,"intents":[{"intent":"Discuss gold and agriculture","confidence_score":0.12827438}]},{"text":"We've got you in a big chunk of safe fixed interest, which is kind of like like term deposits, safe options, Okay.","start_word":5354,"end_word":5375,"intents":[{"intent":"Discuss term deposits and commodity options","confidence_score":0.000008592639}]},{"text":"The only one I'm gonna kind of flag is your bank hybrids. They're actually gonna phase them out over the next couple of years.","start_word":5397,"end_word":5420,"intents":[{"intent":"Discuss future bank hybrids","confidence_score":0.000016727261}]},{"text":"if things continue on with the old electric vehicles, I know there's Yep. been a bit of a like, they went up really high last year. They've come back down, and people are talking about whether that's gonna be heavily invested into or not. I think if we give that six or twelve months, we'll have a good idea of whether we should pump a bit of money into that as well. Okay.","start_word":5585,"end_word":5657,"intents":[{"intent":"Evaluate investment options","confidence_score":0.17779288}]},{"text":"So they've got, like, a metal prices graph, and what you tend to see on it, I'm just bringing up the the current one today, is the gold and the silver tend to go up and down in similar percentages alongside each other. Mhmm.","start_word":5794,"end_word":5837,"intents":[{"intent":"Discuss metal prices graph","confidence_score":0.02689198},{"intent":"Discuss gold and silver","confidence_score":0.008539679},{"intent":"Analyze gold and silver trends","confidence_score":0.0024863884},{"intent":"Discuss silver price","confidence_score":0.014023514}]},{"text":"I think that's just maybe a little bit too volatile for the the super. Like, Yeah. personal Okay. investing Yep. is one thing, but I don't think I can put you in something that could drop 60% in two months No. and then give Definitely you a call not. once Do you like, that's we're talking crypto levels volatility there. It's brilliant.","start_word":5979,"end_word":6040,"intents":[{"intent":"Discuss crypto levels volatility","confidence_score":0.35251063},{"intent":"Discuss crypto levels volatility","confidence_score":0.5124786}]},{"text":"I own some myself alongside the gold, but that's probably a bit stretched for your your medium risk portfolio. Yeah.","start_word":6045,"end_word":6064,"intents":[{"intent":"Discuss portfolio investments","confidence_score":0.000002552188}]},{"text":"And to I will be put a good few to be out gold prospecting now and making a living.","start_word":6165,"end_word":6183,"intents":[{"intent":"Discuss gold prospecting and making a living","confidence_score":0.014012079}]},{"text":"But do you know at the start of the call, how I said the new money laundering laws came in, and so that's why I had to ask some extra questions? Oh, yeah?","start_word":6187,"end_word":6219,"intents":[{"intent":"Inquire about the new money laundering laws","confidence_score":0.0028156876}]},{"text":"They've imposed those on the gold buying companies too. So all the ones you see in the shopping center, they're like, we buy gold, sell us your jewelry and your bullion. They have a huge amount of requirements now to find out Hello? who you are, where you got your money from. Is it from overseas sale of assets or funding terrorism and all kinds of checks and things like that?","start_word":6220,"end_word":6290,"intents":[{"intent":"Discuss the new information on gold buying and selling","confidence_score":0.000001774455}]},{"text":"So we haven't really had any changes in fees. We still charge the 1.65%. We have added in a tiered fee structure into our service guide. So when you get above 200,000, those discounts will start to be applied. Why do you have to earn more to get the discounts then? No.","start_word":6391,"end_word":6442,"intents":[{"intent":"Discuss the new fee structure","confidence_score":0.0069257193},{"intent":"Discuss the current fee structure and applies to a current fee","confidence_score":5.545918e-12}]},{"text":"I've got you pegged in for the next annual review, but do you want me to put in any contacts before the end of the year to discuss anything with you? Would you like to catch up more frequently, or is it more like if something happens, you'll give us a call and we can talk then?","start_word":6783,"end_word":6839,"intents":[{"intent":"Discuss topics","confidence_score":0.015071079}]}]},"sentiments":{"segments":[{"text":"Hi. How are you going?","start_word":0,"end_word":4,"sentiment":"neutral","sentiment_score":0.2050558179616928},{"text":"Fantastic, Michelle. It's Tommy here from Oakview. How are you doing?","start_word":5,"end_word":15,"sentiment":"positive","sentiment_score":0.48274508118629456},{"text":"Yeah.","start_word":16,"end_word":16,"sentiment":"neutral","sentiment_score":0.2626579999923706},{"text":"Good. Thank you.","start_word":17,"end_word":19,"sentiment":"positive","sentiment_score":0.49395447969436646},{"text":"I'm so sorry about that before. That's no worries at all. I I know you tried to message in there, so I I didn't come through to the system, but Yes.","start_word":20,"end_word":50,"sentiment":"neutral","sentiment_score":-0.011966770514845848},{"text":"more than happy to have a chat now if you still got a few minutes. Yes. Perfect, Michelle.","start_word":51,"end_word":68,"sentiment":"positive","sentiment_score":0.5707919001579285},{"text":"Now as one of the senior advisers, I'm just gonna go through a bit of an updated annual review with you. Just gonna recap what's been going on recently, what changes we can look at making, what has been made, and just see if there's anything else to update on your circumstances as well. Now do you mind if I just go through the quick usual security check with you? Hey, guys. No worries, Michelle. So I'm registered with ASIC as adviser one two seven three one zero five. Could I please get your date of birth and address? Second to the third seventy seven and Mhmm. 4 Rassmont Place in Sensational.","start_word":69,"end_word":180,"sentiment":"neutral","sentiment_score":0.1761035919189453},{"text":"Thank you so much for that.","start_word":181,"end_word":186,"sentiment":"positive","sentiment_score":0.4425623416900635},{"text":"And are you okay for the call to be recorded? Crudenup. Yes.","start_word":187,"end_word":198,"sentiment":"neutral","sentiment_score":0.08935190737247467},{"text":"Amazing.","start_word":199,"end_word":199,"sentiment":"positive","sentiment_score":0.388073205947876},{"text":"Now, Michelle, I've got a bit of an annual review pack to send out to you. I know that you already went through and provided your consent to Michelle for the services, and that's so we can remain listed as advisers on your Netwealth account. Now will you be able to look onto the emails with me if I can shoot through this pack to you, or should I just kind of walk you through what's coming by? Yep. Go ahead. Sorry. I'm trying I've got my the little laptop open. Otherwise, I've got my phone, and I'm just trying to find the what was it that you're sending through? So I'm just hitting send now, and it's a Oakview Financial annual review pack, and that should come through pretty quickly. You have used our system before the new one, so it should go through pretty instantly. And just let me know if you can see another one of those emails come through from us in the next few seconds also. Hopefully, it doesn't go through to the old spam inbox or anything like that, but I know you have received one not too long ago. Yeah. Yeah. Sorry. It just because I mainly use my phone, but they're on that. I don't know why it's not in the email on And my normal phone. I'll give it a minute to load as well. But just while that's coming through, I did take a note there from Michelle. I think there was a couple of things you wanted to talk about today. Was there anything in particular you wanted me to focus on for this review? Oh, it's just basically seller effect sacrificing some, like, you know, like, $100 that I'm a pay just to bring my tax down, basically. Yeah. Yep. Okay. I'll run through that with you. We'll give you an idea of what's been going on with the super there, and we'll go through some updates on the occupation. Now has that come through yet? On my phone, it has, but not on the laptop. Well, that's okay. If you wanna give the laptop a couple of minutes to kind of catch up, I can just go through and update some details in the interim, if that works. Yeah. Yep. Cool. So we have no changes to your residential address. We've got your PO box listed, 3596. Are you still okay for that for postage? Sensational. And we've got you obviously in a relationship with Nigel with two children. Yes. Yes. That's correct.","start_word":200,"end_word":625,"sentiment":"neutral","sentiment_score":0.053052407971412786},{"text":"Perfect.","start_word":626,"end_word":626,"sentiment":"positive","sentiment_score":0.34804779291152954},{"text":"South 32 for the employer, mining industry. Well, I think we had you on about 85,000. Now do you know if that's changed much when you did your your tax return recently? That's rented at the time. Yeah. Yeah. Nothing's really changed there. Yeah. Cool. I end And up having same more duties tax in taken terms up. of Sorry? yeah. I was just gonna say, has the duties changed at all? I think you were doing a bit of the the water cart trucks loading, operating, that kind of thing. Yes. That's correct. That's Yep.","start_word":627,"end_word":722,"sentiment":"neutral","sentiment_score":0.02825028251390904},{"text":"all the same. Awesome.","start_word":723,"end_word":726,"sentiment":"positive","sentiment_score":0.473120629787445},{"text":"I'm Yeah. still The tax operating. one's a I'm bit I of haven't fun. haven't gone up a level in in pay rate or anything like that. No. Okay.","start_word":727,"end_word":755,"sentiment":"neutral","sentiment_score":-0.08827069401741028},{"text":"Perfect. Perfect.","start_word":756,"end_word":757,"sentiment":"positive","sentiment_score":0.48498377203941345},{"text":"And last few details to update on my end is just in terms of the assets and liabilities, we had the home listed, some cars, and a motorbike. It looked like you were pretty close to paying off the mortgage at the time. I think last check was about 70,000 owing. Have you managed to kind of get that close No. I've got, say, 47,000 still left on it. Sorry. to cleared? Or Getting close, though. Must be exciting. Yeah. Yeah. Well, when it's only one person paying it. Yeah. That's fair enough. And are you still looking at getting a bit of an investment property down the line once you've got that paid off and some savings under the belt, or what's the Yeah. the goal? I was hoping to. I was actually hoping to buy another house now, but I don't actually earn enough to go off my single income. Yeah. I need to wait a little bit for the serviceability, I guess, given prices at the moment. Yeah. That's right. Yeah. Yep. So that's, I guess would you say that's kind of your main focus for your cash flow too? It's just, you know, putting money into either an offset or savings just to get that finished off and and built up? Yes. Yep. Yep. My main Yep. goal. I Cool. wouldn't mind investing, but I don't have the spare cash to to invest. I'd rather just pay the house off and then go from there, I suppose. Yeah. Well, once the house is paid off, let's say that, for example, it gets paid off for the next annual review that we do, I'm more than qualified to run through investment advice with you if you wanna look at properties, shares, manage funds, any kind of investment except probably crypto. But if you're Yep. interested in that kind of thing, we can do that down the line when it's appropriate. Yep.","start_word":758,"end_word":1081,"sentiment":"neutral","sentiment_score":0.05316181915501753},{"text":"Cool.","start_word":1082,"end_word":1082,"sentiment":"positive","sentiment_score":0.3838112652301788},{"text":"I still So I'll try put that in, yep. I'm just the email. yeah. I've got it on my phone, but not on the actual computer. I K. Really don't know what's going on with that. Needs to hold on and off again, refresh. Technology can always be a bit fun. Oh, because I don't use the computer. It doesn't get used. So Bit rusty, maybe. yeah. Well, me too. Fair enough. Michelle, just quickly as well while I've got you there on the the assets and liabilities topic, no other loans or shares No. or anything pop up yet? No. I've gotten sold the the X Trail, so I've only got the one car and one motorbike. Yep. So is this still okay for the I think we had the cars valued at 13,000 combined. Should I change that? Yeah. Probably only 7,000 now, maybe. Yep. X Trail was sold. No worries. And this is a bit of a new question for us just with the new anti money laundering laws that have come in. A few extra checks for real estate and financial advisers. But have you guys ever gone through, like, a bankruptcy or a part nine debt agreement before? No. I have not. Perfect. And this one's a bit of a weird one, but would you count yourself as a member of a foreign tax residency in terms No. of any other countries? No. I Perfect. And the last detail that I wanted to check was just in terms of estate planning. Did you end up getting a will in place? have. It has been in place probably eleven years. Yep. And are you looking to update it, or do you feel it still kind of reflects everything at the moment? I think it reflects everything.","start_word":1083,"end_word":1382,"sentiment":"neutral","sentiment_score":-0.01326712810744842},{"text":"Perfect. It goes split split three ways. Easy.","start_word":1383,"end_word":1390,"sentiment":"positive","sentiment_score":0.4857310950756073},{"text":"And did somebody get that extra 0.01% to to get it split? No. No. No. And what about, like, a power of attorney? Did you end up putting that in place when you got the will, or does that Yes. ring a bell? I've I've got my sister. Yep. But the place that did the will is no longer in. I've got to chase up who took it over from Perfect. there Yep. Yep. That's because it always was left nice. with the actual company. I would assume, though, hopefully, that it'd be at least with the the registress with the with the government there. It Oh, should I suppose be so. Yeah. It yep. was done through a So an accountant. So yep. the do Okay. wills. Oh, hopefully, it's there on the registered with the courts there in case something happens. Mhmm. And just swinging over to the super for a moment. So I have you there wanting to retire as early as possible towards the age of 60 when you can access your super. That's your preservation age. On about a thousand dollars a week with the mortgage paid off, maybe an investment property kind of supplementing things a little bit. Does that still sound right Yeah. for you? Yeah. Cool. It's it's unrealistic in hindsight. Yeah. Fitting when I'm 60, but it's nice. Yeah. So I guess if our aim is as early as possible, our job basically is to get you as much growth as we can in the next, say, ten years or so. And as you get closer to that, say, mid sixties or early sixties, we do have to have that conversation about reducing risk. So grow it for a certain number of years, and then at some point, you probably don't wanna still be in, like, a medium risk level. If you're about to retire tomorrow, potentially lose a third of your super just before you access it to live on. Does that make sense? Yeah. Yeah. That's right. Yep. But at the moment, I do see that we've kind of made it a little bit safer. We've put you in a bit more of a balanced balanced growth profile where you're kind of like a three, three and a half out of five on the risk scale. So I would count that as kind of medium risk. You're Mhmm. equally concerned about growth versus protection and risks. Does that sound like you? Yes. Yes.","start_word":1391,"end_word":1804,"sentiment":"neutral","sentiment_score":0.039474903983806355},{"text":"Cool. I do have a little bit of good news for you in terms of the portfolios.","start_word":1805,"end_word":1821,"sentiment":"positive","sentiment_score":0.3445463180541992},{"text":"Tiny bit of bad news, obviously, we had the war breakout in Yep. Iran.","start_word":1822,"end_word":1835,"sentiment":"neutral","sentiment_score":-0.24422740936279297},{"text":"That impacted everybody super with the stock markets and everything.","start_word":1836,"end_word":1845,"sentiment":"negative","sentiment_score":-0.3350805640220642},{"text":"But when the markets dropped in February and March, they went down about 12% depending on the country, but the super only dropped 5% at that time. So you're you're capturing, I guess, less than half of the market risk, if that makes sense. Yep. Since then, it's bounced back up, and you're actually positive 5% for the year, which is a tiny bit below the seven percent average that you need for a balanced risk profile. But in a year where the market's tanked, it's it's good to still be positive, whereas some years, it will dip into the negative every now and then, maybe once every seven years. Ron. K. So it's basically gone from a 160,000 to a 180,000. Your super has grown. You've had returns and contributions go in. A little bit of premiums for insurances and the like and fees come out, but you're still up about 20,000 overall in terms of net gains and contributions. Okay. Yep. Cool. Now one of the things that does happen, the only thing I really wanted to show you on that email was just a bit of an investment report. Now has Mhmm. that actually loaded up for you yet or not so much? No. I'll put it on my mobile. That that will have to to the boss for now.","start_word":1846,"end_word":2068,"sentiment":"neutral","sentiment_score":0.06589864184369955},{"text":"Cool. I'll walk you through what I'm kind of looking at here. If you can see it, great.","start_word":2069,"end_word":2086,"sentiment":"positive","sentiment_score":0.5182085037231445},{"text":"If not, it'll be there for you to look at when the computer's catching up. But inside that email, there's a bit of a sign button. It's a purple button, and it brings open your annual review pack to look at. Yep. I've And got the right when you PIN. go in there yep. So six of those. Now the first one should just be a super insurance summary where you've got your net wealth and your policy. Yep. I got Netwealth, the $1.79 something, and then Tall. Yep. Yep. Four That's five right. o. Is there a button there saying next documents? Yes. Cool. If you could just click that one for me. Now this might be the test to see if we can actually make out any of these figures, but the there's a big table Yeah. with all your investments and returns on it. I've got my glasses on it. It's still hard to see. Is it is it possible to do the old pinch zoom where you kinda, like, zoom in a little Yeah. bit on one Yeah. spot? Gonna have gonna have I just wanna bring your attention to two spots. to. So all of your investments are listed on the left hand side, and halfway down, it says blue heading Australian equities, and there's three options in there. And if you zoom in on it, it should say Bennelong, BetaShares, and BetaShares. Sorry. What BetaShares Global Agricultural. Which one Where did you want are we me to at? look Global. So they've I've got got a cash. little bit You've below got cash, that. alternative, Australian equities. That's the one. Australian equities. Yeah. Yep. So can you see here how it says beta shares twice and Benelon once, and there's those three options there? Yep. Yep. Now if you can swing across all the way to the right, there are percentages in a table, and it's got a minus 26, a plus Yep. seven, and a plus 13. Can you see those? Yep. Yes. Cool. I can. So one of the things that happened was when the market was going down, we saw that one of the fund managers inside your portfolio was going down faster than everybody else, and they Mhmm. weren't catching back up with the market. They actually had some bad investments, and some people leave their fund. And we made a decision across all clients to sell you out of it Yep. before it got too bad and switch you to the one below it. So, basically, can you see how there's, like, an asterisk next to two of those numbers? Yes. So the Benel got sold. That was going down, like, 26%. So we sold out of that and switched it over to the other one, and that's bumped back up 7% already, and it's back Mhmm. into growing properly. The other one that you had still up almost 14 So that one's totally fine. Yep. Okay.","start_word":2087,"end_word":2584,"sentiment":"neutral","sentiment_score":0.037110771953939914},{"text":"Everything else on that table looks brilliant.","start_word":2585,"end_word":2591,"sentiment":"positive","sentiment_score":0.4380340576171875},{"text":"So you've got your agriculture shares up 20%. You've your gold's up 23%.","start_word":2592,"end_word":2604,"sentiment":"neutral","sentiment_score":0.21701449155807495},{"text":"Everything is doing really, really well.","start_word":2605,"end_word":2610,"sentiment":"positive","sentiment_score":0.3809357881546021},{"text":"It was just one bad apple Mhmm. around March that we had to get you out of. And, normally, I would actually go through, like, a full updated strategy document with you. But Yeah. because of what was happening, we made a decision as a company to just jump on it straight away before it got too bad. It Oh, kind I of can. couldn't wait to fix. Yep.","start_word":2611,"end_word":2679,"sentiment":"neutral","sentiment_score":-0.0757954940199852},{"text":"So, basically, everything in the portfolio now looks really good. The quality is good. Everything is quite low fees. It's performing very, very well.","start_word":2680,"end_word":2703,"sentiment":"positive","sentiment_score":0.6249823570251465},{"text":"I did a quick comparison. I think you came from Australian Super and Plumb Super back in the day. Does that ring a bell? Yeah. I've originally had Australian Super and then Plum. That's the one. Plumb's owned by MLC, so I'm pretty familiar with all of these funds. And I just did a little comparison to see how it was all going. And Australian Super, they've kind of hit that six and a half percent returns over five years, which is a tiny bit below the seven average that you're aiming for. Plum was just above seven, but they were in a bit of a higher risk option. And Mhmm. your your net worth portfolio is now still averaging around that nine to 10% mark. So it's kind of still outperforming very, very well over the long term as well.","start_word":2704,"end_word":2844,"sentiment":"neutral","sentiment_score":0.11042579628051596},{"text":"Okay. Lovely. That's good to hear. Cool. So, basically, we can get some pretty good growth out of this one. It's still tracking very well.","start_word":2845,"end_word":2869,"sentiment":"positive","sentiment_score":0.5264737010002136},{"text":"It's not high growth.","start_word":2870,"end_word":2873,"sentiment":"neutral","sentiment_score":0.14295046031475067},{"text":"It's not high risk, so it's not gonna shoot the lights out, but it's getting good low fee consistent returns above the benchmark, above a lot of other super funds without putting on too much risk.","start_word":2874,"end_word":2909,"sentiment":"positive","sentiment_score":0.3634898066520691},{"text":"It's not gonna get you a million dollars in ten years, sorry to Mhmm. say, but it's gonna do pretty well. I just wanna make sure that does all this sound comfortable for you? You know, this Yes. idea of medium risk, steady growth. Is that okay? Yes. I was Cool. trying to want it to be dormant anyway. Put it that way. Yeah. We don't wanna be sitting in the bank account doing nothing, but we don't wanna be gambling it and losing it all. That's correct. Yep.","start_word":2910,"end_word":2998,"sentiment":"neutral","sentiment_score":0.08539615571498871},{"text":"Easy done.","start_word":2999,"end_word":3000,"sentiment":"positive","sentiment_score":0.36425960063934326},{"text":"So my job every review will be just to keep an eye on this. I have some other advisers that will look at your stuff as well.","start_word":3001,"end_word":3027,"sentiment":"neutral","sentiment_score":0.25342294573783875},{"text":"And every year, we're just gonna make sure we're consistently getting those good returns.","start_word":3028,"end_word":3041,"sentiment":"positive","sentiment_score":0.35410985350608826},{"text":"And if we need to tweak things, we'll talk you through a few switches. Mhmm. Cool. Now the last couple of things I wanted to touch on was just in terms of the contributions like you mentioned. There is insurances coming out of the super fund. But just before I do that, your beneficiaries, you do have the super nominated split Where between are they? Nigel, Sorry. Jasmine, Which and Liam. which place of paper am I looking at now? It doesn't actually have it on there. I'm sorry to say. The the Netwealth report, I would have to generate a different one. Oh, I see. But Yep. I can see here on the adviser login, you've got Nigel, Jasmine, and Liam listed Yep. three ways. Yep. Yep. Now the Cal Life Insurance, that also has a beneficiary listed, and Nigel is set for 50%, and Jasmine and Liam are set for 25% each. Uh-huh. So just wanna make sure, are you still comfortable with all of that? Keep them listed. Leave it as it is. Would you like to change any of that, or is it okay? Well, he no. Leave it as these for that one. Yep. Cool. We did identify a slight typo on the super side of things. The insurance was fine, but somebody typed in summer spelled with an m and an n instead of a double m. So No. No. No. No. No. No. It's summer, Michelle s for summer, s for s for Sam, u for umbrella, m for Michelle, n for Nigel, e r. So it's the other way around. Sorry. The life insurance company put summer, and the super company put summer. Okay. Yep. So I do have Michelle there on the phone. She's already called them and said, hey. If you actually look at the form that the client signed, it did have an m and an n, Yep. and she's getting that fixed up for you.","start_word":3042,"end_word":3368,"sentiment":"neutral","sentiment_score":0.020314665226442367},{"text":"Lovely. Thank you. So I just wanna let you know that we had spotted it and we're on to it. Nothing to worry about there.","start_word":3369,"end_word":3393,"sentiment":"positive","sentiment_score":0.4322446882724762},{"text":"It wouldn't cause any issues if something happened because, you know, it was valid, legal, signed correctly, written correctly.","start_word":3394,"end_word":3412,"sentiment":"neutral","sentiment_score":0.29158371686935425},{"text":"Yep. Cool.","start_word":3413,"end_word":3414,"sentiment":"positive","sentiment_score":0.5564982891082764},{"text":"Just in terms of the the contribution side of things, we're talking about salary sacrifice, and I know that your work kind of has, like, supplements, different sorry, allowances and things like that. So the payslips were were very important to kind of break down what they're paying the super into. I think you've had about 11,000, just over 11,000 go into the super in terms of contributions. Now bear in mind the concessional cap to get that 15% tax rate, it's 32,500 maximum per year, and that includes what your work puts in and anything additional that you put in. Does that make sense? Yep. Sorry. What did you say 15, not 16? Fifteen, sixteen. Sorry. What was that? Oh, I'm supposed to be getting 16% from work for super. Yes. Yes. Yep. It is 16% from work, but they had in total, it was about 11,000. Yep. Okay. Yep. So that's kind of what was received into the account. I just did a little bit of a a contribution check. Now in terms of dollar amounts, 32,500 is the maximum, Okay. Yeah. which is probably a little bit excessive. I don't think you'll probably wanna go that far with it because they've No. just increased Definitely it. not. But if I give you a little bit of leeway there, let's say, you know, you could do up to $400 a week before tax. But just to give you an idea on budgeting side of things. So if you look up the individual tax rates with the old ATO, I'm just bringing up the new table for this financial year, for every sort of $100 you put in, it costs you around about 70 in the pocket. Because it goes in pretax, Salary sacrifice, they tax you on what's left over. So you put a $100 in, you lose $70 in the pay. Yeah. Now Yeah. Sorry. Go just ahead. based on that, 400 is the maximum. That'll cost you 300 a week out of pocket, but how much would you be thinking to start with? Oh, I need a $100 per pay, which is $50 per week. Yep. A $100 a fortnight, $50 per week, bit of a dip your toe in the water kind of thing, bump it up a little bit without, Yeah. obviously, stopping you from paying off the mortgage and things like that. Yeah. Yeah. Because I'm I'm only still job share at the moment, so I only work four months of the year. Yep. That's right. That explains it more as well because when I was looking at the contributions, I was like, I can see the 16%, and we did a full breakdown with your payslip. And then I saw Yep. the 11,000. I went, hang on a second. That doesn't actually work out to be 16%. So four months of the year, I've got that added onto our dashboard. Just so anytime Yeah. anyone It's it's looks at it, they it's around go about that. Yeah. You know? Because we we do a a rotating roster. It's never gotcha. the same. And then I'm only doing half of that compared to the Nigel.","start_word":3415,"end_word":3946,"sentiment":"neutral","sentiment_score":0.03855691698933006},{"text":"Perfect. Perfect.","start_word":3947,"end_word":3948,"sentiment":"positive","sentiment_score":0.5564131736755371},{"text":"Now for the salary sacrifice, you can actually just go through payroll and say, Okay. hey. I would like to do this much, and they'll handle it through the payroll system. And that way, Oh, you're yeah. getting the the tax deduction on a fortnightly basis without Yep. having to wait till tax time. Okay. Yeah. Alright. I'll do So that then. would that be okay for you to do? Because I think that would be simpler than doing, you know, all the Yeah. forms at the tax time with the tax return and whatnot. Yeah. Yeah. Definitely. Yeah. No. I'll go through payroll then. Yep. Now is there anything that I can send you information wise, or do you think they're pretty across it that if you told them or filled in a form, they would be okay to do that? Do you need anything from us? I don't think I do. I'm not sure. I say I want suit pay my suit card. They gotta pay it, don't they?","start_word":3949,"end_word":4119,"sentiment":"neutral","sentiment_score":0.06882876589110024},{"text":"Cool.","start_word":4120,"end_word":4120,"sentiment":"positive","sentiment_score":0.37198275327682495},{"text":"Yeah.","start_word":4121,"end_word":4121,"sentiment":"neutral","sentiment_score":0.2876388430595398},{"text":"Pretty much. That's pretty much how it works.","start_word":4122,"end_word":4129,"sentiment":"positive","sentiment_score":0.4716234803199768},{"text":"I I do get the, I guess, 5% of the time, there's a old employee that goes, oh, can you please send through these details and those details? And if they're already paying the super, it's pretty easy for them to hop into the accounting system and and change the salary sacrifice. Yeah. Okay. Yep. But if anything does pop up, please give us a call, and we'd be Yeah. more than happy to generate any reports or information and Now even we cc them in. the the company that I'm working for, South thirty two, is supposed to be don't know if it's still going through yet, but be changing over to Alcoa. Oh, interesting. Yeah. Yeah. And that's supposed to be within the next year. But they said everything's staying the same, but I'd I'd just you know, besides the name change, so but I don't exactly know what it really means work wise. Yeah. They do always say that, but nothing changes. But I'm assuming what tends to happen is payroll tends to carry across pretty well. But sometimes if they are changing payroll systems, they may send out a big notice to all the employees saying, hey. We're changing payroll systems under the new name, and you guys may have to, you know, resign something for your salary sacrifice or whatever it is. But Mhmm. maybe just keep an eye out for any notices or anything like that. Okay. Yep. No worries. Cool. And the last thing to go over with you as well is the insurances. Now if you still have that email open, are you able to skip through through the the next two documents for that next document. Page two and three or three and something else? Sorry. Yes. So that that performance table we're looking at, that's like a four page document. And then if you click next document, it should take you to the third one, which is like a big red Vanguard chart with all the different stock market graphs Yep. going up and down. Got that one? Just wanna skip past that one to the green certificate of currency Yep. for your insurance policy. Yep.","start_word":4130,"end_word":4495,"sentiment":"neutral","sentiment_score":0.07177448740910963},{"text":"I got that one. Cool. So you have $458,000 worth of life insurance and total disability insurance with no income protection, no trauma cover, but that's a lump sum, comes out of your super, and they charge you about 2,000. There's a 15% rebate tax rebate for that one.","start_word":4496,"end_word":4544,"sentiment":"positive","sentiment_score":0.35462796688079834},{"text":"But I just wanted to quickly talk to you about the the amounts because, obviously, that clears off the last bit of the mortgage.","start_word":4545,"end_word":4568,"sentiment":"neutral","sentiment_score":0.260059654712677},{"text":"You've got about 400,000 left over from the insurance payout, and then you're super on top. So call it $500,000 for the family. How does that sound for you guys?","start_word":4569,"end_word":4598,"sentiment":"positive","sentiment_score":0.4009508192539215},{"text":"Yep. Do you see any need to want to increase or decrease that in terms of, you know, I don't need that much cover or I wanna get some more properties. Let's get a million, $2,000,000 worth of cover. Any need to maybe alter it at all or just keep it as is?","start_word":4599,"end_word":4651,"sentiment":"neutral","sentiment_score":-0.14620208740234375},{"text":"Oh, I don't think I should need much cover, really.","start_word":4652,"end_word":4661,"sentiment":"negative","sentiment_score":-0.334335058927536},{"text":"As long as it pays Yep. out the bills, that's the main Yes. thing. What will basically happen to so one I of don't the little know what things I like sorry. Go I ahead. don't yeah. I don't know what most people have, so I've got no nothing to compare it with. I don't talk to anyone about this stuff, so you guys Yeah. are the ones that handle it.","start_word":4662,"end_word":4732,"sentiment":"neutral","sentiment_score":-0.11218804121017456},{"text":"Easy done.","start_word":4733,"end_word":4734,"sentiment":"positive","sentiment_score":0.4105079174041748},{"text":"One of the easy calculations that I like to do is go, okay. Debt's number one. We clear out the debts, what's left over. If you're not there, like you said, with that that single income paying the mortgage, that's pretty important. And then without that income, you know, how heavily does the family rely on you getting that income if you were to pass Does those two have someone else to have bring incoming? away. Yep. Yeah. Exactly. Right. So what would basically end up happening for them? So if we go your income after tax, it's about 67,000 a year. And if we go 500,000 worth of super and insurance divided by the 67,000, there'd be seven years worth of your income essentially being replaced to help them get into another house or or something to that effect. Is that important for you, or is that not important? Yes. I would wanna make sure they got something, you know. Yep. But nothing there's no big glaring risks or issues where you go, oh, no. That doesn't sound too good. I Cool. So what we might do don't is if that's know. appropriate still, we'll keep it as is. I wanna keep an eye on the prices a little bit because as you get older, they do increase the price of insurance. So when you go through your fifties, it's gonna start to accelerate. And when you hit 55, it might be $4,000 a year, $5,000 a year. When you hit 60, they might try Mhmm. and charge you $12,000 a year. It's a bit of a hockey stick. So my K. job is basically, if I see a year where it does a big jump, we talk about decreasing it or shopping around to other providers to try and keep the price low so you're not your soup is not being depleted by fees and premiums. Does that make sense? Yeah. Yeah. I mean, Yep. it's it's it's fairly it's fairly low now. Like, you know, like, payout figure was. I think that's fairly low, not being greedy or anything.","start_word":4735,"end_word":5086,"sentiment":"neutral","sentiment_score":0.030306822683831502},{"text":"Yeah. It's pretty reasonable.","start_word":5087,"end_word":5090,"sentiment":"positive","sentiment_score":0.5325052738189697},{"text":"And what I like to do is I need to make sure that if your premiums are more than, say, a third of your contributions, I put a red flag on that and go, oh, that's really slowing down the growth of the fund. So at the moment, it's nowhere near that. But if it starts to approach it next year, I'm gonna flag that with you in the review and talk about if we change Okay. it. Okay? But at this point, no no red flags or any issues I can see if you're happy with that. Yep.","start_word":5091,"end_word":5189,"sentiment":"neutral","sentiment_score":-0.03341251239180565},{"text":"Cool. Michelle, that's pretty much all the areas I I wanted to cover with you today.","start_word":5190,"end_word":5205,"sentiment":"positive","sentiment_score":0.4616421461105346},{"text":"Do you have any questions for me at this point? No. Just the market, how it's going with the wool, basically. And, you know, is there something I should be putting investing the super into more than the other? Yeah. Yeah. So when I go through your portfolio options themselves so like I said, in terms of volatility, it going down 5% when the market dropped 12 is pretty good. It means it's not too high risk.","start_word":5206,"end_word":5282,"sentiment":"neutral","sentiment_score":0.12450176477432252},{"text":"Long term returns are still above the 7% average we're aiming for, so that's fantastic.","start_word":5283,"end_word":5297,"sentiment":"positive","sentiment_score":0.5225045680999756},{"text":"In terms of areas, we've got infrastructure.","start_word":5298,"end_word":5304,"sentiment":"neutral","sentiment_score":0.2233067899942398},{"text":"That's always good. That's always fun.","start_word":5305,"end_word":5310,"sentiment":"positive","sentiment_score":0.40530556440353394},{"text":"Gold and agriculture are pretty important, especially, I guess, long term as inflation stays high. Gold's pretty important there as an inflation hedge. We Mhmm. have fixed those Australian equities that weren't doing too well, so we've got a good option in there. We've got you in a big chunk of safe fixed interest, which is kind of like like term deposits, safe options, Okay. put your money in, it grows at that four or 5%, but it's not high risk.","start_word":5311,"end_word":5391,"sentiment":"neutral","sentiment_score":0.15008056163787842},{"text":"Those are doing pretty good.","start_word":5392,"end_word":5396,"sentiment":"positive","sentiment_score":0.40949952602386475},{"text":"The only one I'm gonna kind of flag is your bank hybrids. They're actually gonna phase them out over the next couple of years. What's So that, Doreen? one of your, like, term deposit options inside the Netwealth, there's two Yeah. of them. One of them, the government's kind of phasing out that type of deposit over the next Okay. couple of years. So that'll be one that we will end up it'll automatically switch, but we'd probably keep an eye on some options there in a year's time or so.","start_word":5397,"end_word":5487,"sentiment":"neutral","sentiment_score":0.011697076782993565},{"text":"And your conservative option's doing pretty good. And your international shares, like American shares, your your Microsoft and Google, they're doing brilliant.","start_word":5488,"end_word":5509,"sentiment":"positive","sentiment_score":0.6625544428825378},{"text":"Okay. The only one I would probably keep an eye on is at some point, we gotta make sure we we keep an an eye on the AI side of things as that takes Yeah. off. Do you have enough exposure to get the returns as those big companies grow, which you've good exposure to. At some point, we may increase that a little bit, but so far, you've got a decent amount. And Okay. if things continue on with the old electric vehicles, I know there's Yep. been a bit of a like, they went up really high last year. They've come back down, and people are talking about whether that's gonna be heavily invested into or not. I think if we give that six or twelve months, we'll have a good idea of whether we should pump a bit of money into that as well. Okay. Yep. Any areas that of interest to you that you'd you'd wanna throw into the mix there or anything you've been considering? I wasn't too sure how the the silver is fairing because that's supposed to be going back up again. I I know it's not a not a big return thing compared to gold, but they have gone has gone up. Yeah. I actually, like, personally invest in both gold and silver. And Yep. one of the things that I tend to watch, which is really cool, is the Perth Mint. So in Yes. WA, we've got the Perth Mint, and they're kind of the number one Mint in Australia. And I don't know if they're very far from you, the old Perth No. Mint It's forty office. five minutes. Forty five minutes. Yep. So they've got, like, a metal prices graph, and what you tend to see on it, I'm just bringing up the the current one today, is the gold and the silver tend to go up and down in similar percentages alongside each other. Mhmm. Sometimes it changes where one will shoot up or down. What tends to happen is silver might go up a higher percent, but also drop a higher percent. It's a bit more volatile, but they tend to go up and down in similar trends. Like, their graphs look very identical. Mhmm. So I think for your super, as long as we've got the gold in there, Yeah.","start_word":5510,"end_word":5903,"sentiment":"neutral","sentiment_score":0.018441305911820853},{"text":"that will give you the metals exposure that you need. And the good thing is, you know, when gold shot up and silver shot up at the end of last year, you got a big boost out of that.","start_word":5904,"end_word":5942,"sentiment":"positive","sentiment_score":0.5013009905815125},{"text":"But then when Yep. they came back down, the gold going from set of just under 6,000 wasn't too crazy, but the silver going from, like, a $142 to 80 was huge. Yeah. And Okay. Yeah. I think that's just maybe a little bit too volatile for the the super. Like, Yeah. personal Okay. investing Yep. is one thing, but I don't think I can put you in something that could drop 60% in two months No. and then give Definitely you a call not. once Do you like, that's we're talking crypto levels volatility there.","start_word":5943,"end_word":6038,"sentiment":"neutral","sentiment_score":-0.00399223156273365},{"text":"It's brilliant.","start_word":6039,"end_word":6040,"sentiment":"positive","sentiment_score":0.48516589403152466},{"text":"Yep.","start_word":6041,"end_word":6041,"sentiment":"neutral","sentiment_score":0.2628743052482605},{"text":"I love it.","start_word":6042,"end_word":6044,"sentiment":"positive","sentiment_score":0.48952656984329224},{"text":"I own some myself alongside the gold, but that's probably a bit stretched for your your medium risk portfolio. Yeah. Okay. Yep. Yep. No worries. Yeah. I was just wondering because my sister keeps on saying, oh, no. No. It's gonna it's the grass. All that stuff's like they're going up. They're going up. They're going up. So I wasn't Yeah. too It's it sure. just recently, in the last month, jumped back up from it's $81 up to $97 an ounce for silver, which was good.","start_word":6045,"end_word":6131,"sentiment":"neutral","sentiment_score":0.07770510762929916},{"text":"There's 13 bump up there, and gold jumped up from 5,700 to 6,500. So we're getting a good little exposure there and getting some good returns off of that too. Yeah. Awesome. Cool. And to I will be put a good few to be out gold prospecting now and making a living.","start_word":6132,"end_word":6183,"sentiment":"positive","sentiment_score":0.5044800639152527},{"text":"I know. Right? But do you know at the start of the call, how I said the new money laundering laws came in, and so that's why I had to ask some extra questions? Oh, yeah? They've imposed those on the gold buying companies too. So all the ones you see in the shopping center, they're like, we buy gold, sell us your jewelry and your bullion. They have a huge amount of requirements now to find out Hello? who you are, where you got your money from. Is it from overseas sale of assets or funding terrorism and all kinds of checks and things like that? So you might see a few of those gold selling shops close-up. Alright. Okay.","start_word":6184,"end_word":6304,"sentiment":"neutral","sentiment_score":-0.03126143291592598},{"text":"The Too mine many is hard great.","start_word":6305,"end_word":6311,"sentiment":"negative","sentiment_score":-0.34541982412338257},{"text":"questions. Too many hard questions. It's a lot of paperwork to go through to buy someone's old gold rings from a divorce. Yeah. Yeah. Wow. So Yeah. Interesting times there, Michelle. Interesting Yeah. times. Definitely. Sorry. My phone Cool. is just gone. No. You're right. Oh, actually, that brings me to the the last two things I wanted to let you know before I do let you go is you had already signed a service agreement Mhmm. with us. So we haven't really had any changes in fees. We still charge the 1.65%. We have added in a tiered fee structure into our service guide. So when you get above 200,000, those discounts will start to be applied. Why do you have to earn more to get the discounts then? No. Once your balance goes up in your super, once we get you up above $200, everything above that will be charged Yep. at a lower percentage. And then once we get you above 500,000, it'll be lower then as well.","start_word":6312,"end_word":6482,"sentiment":"neutral","sentiment_score":-0.04417542740702629},{"text":"So it's just one of those things to make sure that we're trying to be alongside you, getting you in the right direction Yep. because we wanna see you growing as well too. Definitely. Definitely.","start_word":6483,"end_word":6517,"sentiment":"positive","sentiment_score":0.48282670974731445},{"text":"And the other thing was because you'd already signed that, the only thing I have left in this pack that's actually signable is the last document there. If you still have that email open, I know you just said the phone was sort of refreshing. If Yeah. you're still on that green certificate, can you just click the next document button for me? Where do you I I just sign here for the signature. Yeah. So the last two documents, there's, like, an updated service guide with our, like, license info, complaints, procedures, and licensing information, and all that kind of thing. There is a tax file number opt in form is the only document to sign, and it's basically just trying to make sure that we still have your consent to hold your tax file number. Oh, I There do. Yeah. has been cybersecurity issues, and we do use that number for applications and and whatnot. So we just wanna make sure that we still have your consent for that. Yep. It's just loading at the moment.","start_word":6518,"end_word":6695,"sentiment":"neutral","sentiment_score":0.08047119528055191},{"text":"Perfect.","start_word":6696,"end_word":6696,"sentiment":"positive","sentiment_score":0.5343942642211914},{"text":"I've signed it, updated it, and it's trying to load. Alrighty. It does the old spinning circle, doesn't it? Yeah. Yep. Yep. That's right.","start_word":6697,"end_word":6720,"sentiment":"neutral","sentiment_score":0.19594858586788175},{"text":"Thank you very much for doing that. That's right.","start_word":6721,"end_word":6729,"sentiment":"positive","sentiment_score":0.5533500909805298},{"text":"And, Michelle, from here, we will basically, that's come through signed, by the way, so thank you. Sorry. What was that?","start_word":6730,"end_word":6750,"sentiment":"neutral","sentiment_score":0.24041739106178284},{"text":"It's come through signed all good, and Oh, I lovely.","start_word":6751,"end_word":6760,"sentiment":"positive","sentiment_score":0.33578500151634216},{"text":"just wanted Yep. to double check with you in terms of contact frequency. Lynn, Now thank I've you. got Sorry. you sorry. I've got you pegged in for the next annual review, but do you want me to put in any contacts before the end of the year to discuss anything with you? Would you like to catch up more frequently, or is it more like if something happens, you'll give us a call and we can talk then?","start_word":6761,"end_word":6839,"sentiment":"neutral","sentiment_score":0.09604744613170624},{"text":"I think it basically you guys are doing a good job. Thank you. You're looking after me.","start_word":6840,"end_word":6856,"sentiment":"positive","sentiment_score":0.6829854846000671},{"text":"You're doing the check ins? We'll just leave it how it is.","start_word":6857,"end_word":6868,"sentiment":"neutral","sentiment_score":0.2679201662540436},{"text":"Cool.","start_word":6869,"end_word":6869,"sentiment":"positive","sentiment_score":0.5427574515342712},{"text":"And if anything changes, we can change it then. Yeah. Yeah. No worries. Yeah. Like, I'll I'll let you know what happens with the company changing over to El Powa. Yeah. Yeah. That'll be an interesting one. So let me know if you have any trouble with the salary sacrifice. And Okay. once we get that beneficiary surname fixed up on the life insurance, I'll get Michelle to send you a message just to let you know that's been all fixed up. So it's the same as the super. Yep. No worries.","start_word":6870,"end_word":6961,"sentiment":"neutral","sentiment_score":0.09644746035337448},{"text":"Awesome. Well, thank you so much for your time.","start_word":6962,"end_word":6970,"sentiment":"positive","sentiment_score":0.5719268321990967},{"text":"I know I did catch you at a bad time before, but thank you for for answering this call and going through the details with me. I do No. No. Thank you very much yourself. I'm sorry that I wasn't available at that correct time. appreciate it. No. That's okay. I always leave an hour and a half anyway just in case. No worries.","start_word":6971,"end_word":7034,"sentiment":"neutral","sentiment_score":0.049944955855607986},{"text":"Thanks Awesome, Michel. very much. Have a fantastic week, man. You too. Thank you.","start_word":7035,"end_word":7048,"sentiment":"positive","sentiment_score":0.7163369655609131},{"text":"Bye. No worries. Bye.","start_word":7049,"end_word":7052,"sentiment":"neutral","sentiment_score":0.2077859193086624}],"average":{"sentiment":"neutral","sentiment_score":0.07843454256981468}}}}