{"metadata":{"transaction_key":"deprecated","request_id":"de38cdf9-3865-4743-b892-626fe5d99cfb","sha256":"1a3ae14af5f90dd7b0b06a0a5abf79d5b71491b27fad5beff45e3a1bcde44951","created":"2026-03-12T06:47:25.146Z","duration":2790.504,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":12389,"output_tokens":110},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":13731,"output_tokens":13757},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":13731,"output_tokens":1162}},"results":{"channels":[{"alternatives":[{"transcript":"Hi, Bradley. It's Dana from OQ Financial. How are you this afternoon? I'm very well. Thank you. Thanks for asking. I had you booked in just to run through your updated advice. Is now still a good time for you? Yep. Beautiful. Excellent. And do you have access to your emails there as well? Yep. If you don't, that is okay. It's just sometimes it's easier if you're looking at the document there with me. Otherwise, I don't wanna be talking at you. It's often easier if you can see what I'm looking at. Yeah. That's all good. Yep. Just sending it to you now. While it is coming through yep. All good. While it is coming through there, Bradley, just to double check with you, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Yep. Beautiful. And just to do security there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file. Yep. Cool. Fantastic. Thank you so much for that. Did you get some time off over Christmas, a bit of downtime to rest and recuperate? Yeah. Yeah. Yeah. Oh, I'm so sorry. Yes. Yes. Absolutely. Yeah. Wow. Yeah. No. Absolutely. Is she taking time off work or still still going? Yep. Yeah. Yep. Yeah. Wow. I get that. Yeah. Yep. Oh, wow. Yep. Yes. Yes. Yep. Yep. Putting health a bit more fast. Yeah. Wow. Oh, they're not letting you have any? Like, surely red wine's got some good properties in it. Yep. Yeah. Yep. Yeah. Wow. Yeah. Wow. Yep. Wow. Yep. Absolutely. Yeah. Yeah. Definitely. Yeah. Yeah. Well, hopefully, it all gets, you know, back to normal with, you know, the changes and everything. And, hopefully, she can get back to having that rattle in. That'd be amazing down the track. Something to look forward to. Yeah. Well, because the last thing is she stays in remission that every doesn't come back in any way, shape, or form, but I'll make sure I'm keeping up to date with you. Yeah. Wow. That's a huge change. Yeah. Yeah. Yes. This one. Yes. Yeah. Yeah. A lot. Yeah. Yeah. Absolutely. Yeah. Mhmm. Yes. Yes. Yeah. Definitely. Yep. Yeah. Most definitely. It's definitely something I wanna talk to you about. I know that was something that was coming up, and you were last time we spoke, you were sort of mentioning you were hopefully gonna have that money around about sort of March this year, if not a little bit later. Do you when do you know when that sort of might be coming or how much you're expecting from that? Yep. Yep. Yep. Okay. Yep. Okay. Yep. Yes. Yeah. Absolutely. Yeah. No. That's perfect. Well, when you know, I sort of just need to know how much you're gonna be able to get. So when you sort of have a really good idea of how much you're expecting, then we can definitely tap into the advice and talk more about what your goals are. It might be really important to talk to both of you as well because this is also got to do with your partner as well. So we'll have a really good chat with both of you, talk about what your goals are, what you guys wanna achieve from the funds, what you're hoping you're accessible, what your, you know, medium term goals are down the track if we're just looking at retirement or if you want it sort of working somewhere else for you. And then I can absolutely do off an advice document to support you guys and help you through that. That's not a problem at all. Okay. Easy. Not a worry. Has that email popped through to you at all? Yeah. Absolutely. I have here so sorry. I'll just go back. Your email address I have here is rose31@cpg.com.au. If it's it might be slow. Yeah. Alright. Right. That's okay. Yep. That's okay. Did you want us to change the email on your file as well and on your super? Yep. That's okay. What we'll do is we will need to, before you close the email down, have it swapped over on hub twenty four. It is a change of details form because your email is quite important to the platform. It's part of your login. So what I'll do is after the call, I can get my admin team to organize the change of details form. Can I grab your new email as well just so we can kinda prefill the form for you? Yeah. Brad j row, all lowercase, one word. Yep. Yep. G mail dot com. Perfect. All good. Thank you so much for that. I'll get the change of details form done up. We'll get you to sign that, return it back, and then we can have that all changed over with Hub twenty four and on our system. And that way, everything's all sorted. So when you wind down that email and don't have anymore, everything else is covered. You're not missing out on anything. Beautiful. That's okay. Hasn't come through. Not in the junk mail either. That's okay. That's okay. It might take a little bit. Sometimes the technology or the emails take a little bit to come through. I'm more than happy to run through the advice for you, and then I'll follow-up later to make sure it does come through. And if it doesn't, let me know. Yeah. That's that's okay. I'll run through the recommendations there for you, and then I'll let you go back and have a really good read of it. I do wanna apologize for the length of time it's taken us to get this far. We have been a bit backlogged with the amount of advice that needs to be provided. Retirement is a huge area at the moment, and with, you know, two point four million people about to no. I'm not going anywhere. I promise I will always be him. There there is no risk of me leaving in any way, shape, or form. I love my job, and I'm here for you. But we just had we just got really backlogged. I, unfortunately, had about 80 advice pieces to try and get it out and with Christmas and everything happening. And I never wanna say no to a client. So I was pushing trying to get everything through, and I wanted to prioritize yours. But I do apologize for the length of time. It shouldn't have taken this long for you. Okay? No. That's okay. I promise you if I I will never leave you. I'll be here forever. I promise, Brad. Yeah. If I win LOTA, I'll share it with you. I promise. Absolutely. And these calls are recorded. Don't forget. So you have that on a recorded line now? No. It's all good. With the advice you said has been scoped into certain areas, we are looking at superannuation. I have factored in the estate planning side of things for you, and we're limited scoping in retirement planning. So you are about seven years away from retirement at the moment. Retirement is on your mind, so we're making sure that your super is working harder for you. We are looking at ways to boost super over the next couple of years so that you do get a bit more out of your time and longevity out of your super there as well. Okay? The document has been prepared for yourself, Bradley Rowe, by myself, Dana Taylor, and my beautiful team here at Oakview Financial, and my authorized representative number under Oakview is 1304394. Attached to the email when it comes through, there are a few documents that might be why it's taking a bit longer to come through. But we do have the financial services guide attached, so it does have all the information on myself, my licensing information there as well. So because down the track, we are gonna talk more about what to do with the inheritance money. You know, your wife might have a few questions about me and what I do and what a financial adviser does, so feel free to share that financial services guide with her as well. Okay. Yep. Perfect. So as I mentioned, we are scoping in Superannuation, the estate planning side of things. There's a limited scope with regard to the retirement planning areas and also personal insurance. If you're not looking to change your insurances at the moment, you were happy with the level cover of life and TPD. But because they are held inside of super, it's appropriate to scope it in on a limited basis, noting we're not making any changes, but it does have an effect on your retirement. So it's about just making sure we're correcting that. And then scoping out for the moment the cash loan inheritance side of things. When you know how much you're able to get, we'll have a much more detailed conversation, talk about what we can do there, what your goals are, and we'll update some financial personal advice for you to help you along that way as well. Okay. Beautiful. Now as you are going through, I know it has been a a few months since we sort of touched base. I've got all of your assets and liabilities noted in there. When you do have a look at those, if there's any major changes that you would want me to update in the back end, feel free to let me know. None of these do reflect on the advice or change the advice in any way. It's just more for our information, making sure we update everything in the back end for you. Okay? Perfect. Easy. Now with regard to the recommendations with the super, so I did have a look at Hub twenty four and all the other superannuation funds out there, noting that Hub twenty four is still a appropriate see if for yourself. So I'm recommending you stay within Hub 24. However, I am making a recommendation that we make some changes to the investments there. One of the underlying investments you had was bank hybrids. They are more of a defensive investment. Bank hybrids are like investing in the big four banks, and they kind of build these little hybrid products which have loans and credit funds inside them. We're actually gonna recommend that we sell that investment down completely. The reason for doing that is there is going to be a change to the way investments are able to be structured. So down the track, the government has come out saying they're gonna phase these investments out. So whilst we are looking at things now, it does look at better to remove them out of your portfolio, And then we're still keeping that defensive asset, so we're gonna sell the bank hybrids down completely. And then we're gonna put the money into the core composite bonds, which essentially is, again, just a defensive investment, but it gives you access to both government and corporate bonds. It's about 98% in bonds and 1% in cash, and bonds are quite low risk. They're good for income producing there, and they're also very liquid if you need to pull the money up very quickly. So it just works out better. While we're looking at the advice now that we do remove the funds out of those bank hybrids and make a change to it now so you everything gets settled for you for the next seven years. Okay? Okay. I got you. No worries. We're also just gonna do a bit of a rebalance there as well. So when I went back and had a look at your portfolio the way it was structured, you sort of have that balanced approach, sort of a fifty fifty scenario. So with the balance portfolio, we normally say 60% in growth assets and sort of 40% in defensive. But the way your portfolio was set up, you sort of have more of that fifty fifty sort of split. So I have just done a bit of a rebalance in the portfolio there as well so that we bring you back to down. You have about 49.5% in growth investments and then 50.5% in defensive investments, and that's just making sure that you're not taking too much risk there. One of the things was you were quite conservative over the past and have never really wanted to increase that risk level a bit, so it's good that to keep you keep you in that area. When we sort of look at the changes, all we need to do to be able to rebalance things for you is remove everything out of the bank high risk. We'll put some money into the core composite bond so you'll have 20% invested there, and then we'll put some more money into what's called the beta shares, high interest cash account. That's essentially just high interest cash. It's liquid. It's very defensive for you, and we'll just spread your defensive assets across the core composite bonds that high interest cash for you. In the way of having growth assets, you're still gonna have your physical gold. Gold has done really well over the past year. Absolutely. So you'll still have your 10% physical gold there. That is a growth investment, but we like gold because it acts defensively at times as well, and it's especially important to keep that around now. You'll also keep a small yeah. Yeah. Yeah. Yeah. Yep. Yeah. Yep. Yep. Yep. Yeah. Yeah. Yeah. Yeah. Yeah. It would be good. But the other side of that is because you are quite conservative, having gold is a great thing because it is growth it is a growth asset, but it doesn't have any income properties. So one of the things we wanna look at when we are investing is making sure that our portfolio is able to generate some income. So while they're putting contributions in the income it generates gets reinvested back, and that helps with the compounding effect as well. So, yeah, look, I love gold. It's one of my favorite little assets there as well, but I would never wanna hold a 100% of it. I think it has a place in the portfolio. But there are times like, if we think back to February, gold dropped by 18% in one day. So it it was yeah. Mhmm. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. That's okay. Yeah. Yeah. Yeah. Well, your your balance isn't bad for your age and where you're at. Your balance is not actually bad. You're pretty well on par with where you should be for your age and stage at this point. It's not bad at all. I'm having a quick look here. So the balance we had at the moment was about 418,000 there. So you've actually got a really good balance. And when you sort of think about over the next couple of years, someone who only has a balance of 50,000, if they get a 5% return, it's quite a small return. Whereas someone with 500,000 getting the same 5% return, it's much bigger. Yeah. Yeah. So as your balance increases, smaller changes may have a bigger effect on you, but smaller changes in you know, smaller increases are also gonna provide a greater effect moving forward. And then you've also got your contributions going in there, and they're not bad at all. One of the things we did talk about was also the option of salary sacrificing. So we did talk about trying to get longevity and making your super work a bit harder for you. And we have the option of either putting more money in the super or taking on a bit more risk, and you're more comfortable with putting a bit more money into the market. So I have gone back and done a lot of projecting to sort of see what we need to do to kind of make it work a bit harder. I have recommended with the salary sacrifice we increase that. I am increasing it to $200 on a weekly basis. It is up to you as to whether you decide to take that onboard or not. It's completely up to you. But, essentially, increasing it from 50 to a to $200 on a weekly basis means that we are putting a bit more money into the market. We are having more money invested on a regular basis. And when I kinda project that out over the course of the time, and it actually comes out a lot better. So by making these changes, increasing your salary sacrifice in there over the next and even just making the tweak sorry, the tweak and rebalancing your portfolio and removing that bank hybrid and putting it in the core composite bond, Overall, when I then reevaluate how your super is working for you, the CGT consequences just for making those changes on your portfolio came out at about $61. So your fund isn't gonna pay $61 tax to make the changes to your portfolio. Your super the way it was structured at the moment, the five year rolling average has been averaging about 11.56%. Whereas if we make these changes in there, even though you've got a very conservative portfolio, the five year rolling average comes out at 12.11% 12 point 11%. So it is a slight higher change to what to how the portfolio has been performing, And we're also saving you in fees as well. So by changing from the bank hybrids into the core composite bond and keeping you conservative, we're actually saving you for the first year $263 in investment fees as well. So it does work out quite good. Yeah. If we kind of look at projecting that forward over the next seven years, if the market works the way it does and look. I'll be honest. I don't expect you to get 12% every single year out of this portfolio. But if the market works the way we want it to, if it, you know, keeps providing great returns the way it has, you could end up with about $840,000 in the next seven years. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Nar. Yeah. Nar. Absolutely. Yeah. Yeah. So the the sort of things I've had to look into really great questions. So at the moment, I don't think you are taking on you know, I don't think taking more risk feels very comfortable for where you're at. I think putting a bit more money into the market is probably a little bit more comfortable for you. One of the things we do tend to look at is what's called the VIX index, and that essentially shows the expected volatility that markets are gonna the markets expect to feel. And it sort of, yeah, sort of looks at how we expect the S and P 500, the top 500 companies in The US, to sort of react and the kind of volatility we might be seeing. When we sort of look at the VIX index at the moment, it's sitting at about 24.93%. So that sort of shows that anything over 20 means that over the next thirty days, we are expecting a bit of volatility. We expect investors to be moving money around on a much more regular basis, and we expect the S and P 500 to be more volatile. Anything under that 20, tends to be where we see a lot more stability, and it has been very up and down. So when I sort of look at how it went because it the VIX index kinda works with The US market. But it went up with yesterday at the height of it, it was about 25.61%. So it did go as high as '25 to '26 and then down to sort of 24. It did go lower to about 24.25, but 24.22 is where it's static close in US time yesterday. So it is still showing a bit of volatility out there. And because you are closer to accessing super, taking on more risk does mean that you risk in the event that you wanna access super or start to draw out money that it could be a downtime. So I think for where you are at the moment, the way you the conversations that we have definitely had, I feel like this portfolio is very much more a comfort level for yourself. And I feel like putting more money into the market, putting more money into your super by way of salary sacrifice can can provide a little bit more of a greater benefit for you because you're not taking more risk in the market. You're putting more money into the market. You're still keeping that conservative sort of feel and having more of those defensive assets plus a bit of physical gold in there helps to smooth out those market fluctuations. So and because your balance is increasing, as I mentioned before, you do see, smaller changes have a higher effect on a bigger balance. So, I feel like where you are at the moment is very much where they expect you to be. I sort of do find a lot more clients when they're closer to 60. They are very much in that balance to conservative sort of place and not wanting to take on a lot more risk in the market. So and this hopefully, I answered your question, but I kind of feel like where you are at the moment is right for you. If you ever did wanna maybe look at taking on more risk, we absolutely can, but it does mean you are opening yourself up to bigger drops and closer to when you wanna access super. So yeah. Yeah. Aw. Thank you. Yeah. No. Yep. Yep. Yeah. Yeah. That's okay. Yeah. Yeah. That's okay. Yeah. No. That's absolutely okay. If you ever are nervous, you know I'm always here. I'm happy to take the phone calls. You can email me and say, hey, Dana. And our conversation needs a bit of reassurance, and we can talk it through. But I do do honestly expect a bit of volatility with what's happening in the markets currently and moving forward. So being in more of a a lower risk position is probably gonna benefit you more. And, yeah, as I said, I know there's a lot going on in your life at the moment. Your wife's had some time off with her diagnosis. So have a think about your budget. If you are comfortable increasing that salary sacrifice up to 200, then absolutely. If you decide you're not quite comfortable with that at the moment, you maybe want a smaller amount. On the very last page of the advice document, we always have a text box, and you can just write in there any any parts of the advice that you do not wish to proceed with or what level that you're comfortable proceeding with. And we will just proceed with whatever you're comfortable with. Okay? Yeah. Oh, good. With the the retirement side of things, so as I kinda mentioned, one of the things I wanted to look at for you was the longevity of your super and what this sort of means moving forward. So because we kind of hadn't been able to work on exactly how much you might need to draw out a super in retirement, this is kinda something we look at down the track when we get there. And we are looking at the funds in today's dollars as well because we kind of it's hard to pinpoint inflation and what that looks like down the track. But I've worked on just the base of, say, a thousand dollars on a weekly basis. So you will see in that document there, essentially, having a look, and if the market works the way it does, if we kind of get to where the point where we want to be at, withdrawing out of super and you did still have some money sitting in savings. You had about 180,000 sitting in savings. So I have also incorporated that into the advice piece to sort of longevity. But if you did retire at the age of 65 based on what we have here, trying to draw out about $52,000 on a yearly basis between your super and your savings, as much as this is getting you closer to your goal, it allows you to draw out that money. However, it doesn't quite give you longevity. It means that your super wouldn't last it would sort of run out in about eighties. If you were drawing roughly $46,000 on a yearly basis, which is about 5,900 less than what you you would actually need based on a thousand dollars on a weekly basis, Super and utilizing some of your savings to give longevity, we can sort of predict that it would run out at around about age 84. So I've looked at other things because I also know that your wife is younger than you and and will work a little bit longer as well. So in the appendix there, I've I've got some other scenarios. We hope. And that's absolutely fine. When we kinda look down the track, maybe factoring in her super in a bit more detail, we'll definitely, when we get closer to her time, would be able to update the projections a little bit more for you. And when we get to that point, I wanna also look at age pension and make sure, you know, what we can do there. But I've added a few additional alternative scenarios into the appendix for you to show you. So, it's about making sure you're aware. The advice is getting you closer to your goal. However, it's not still not quite meeting it. We still wanna work at making sure we're on our on track to try and get there and get as close as possible. So the scenarios in the appendix, I also have another one where if your wife continues to work, then, you know, she's a couple of years younger than you, then there is a few years of her income still there, which means you can draw less out of super, which means your super gives you a bit more longevity. We're looking yeah. This is looking at her income plus a bit out of your super, but then also factoring in savings there. And it essentially shows that if we look at that, we can kinda get your super to last a bit longer, and we last up to about age 90. We're drawing actually more than the 50. These scenarios, they tell us we will draw more or less, but you in that scenario, you can draw $52,000 and get further longevity out of your super. So it does does last until about 91, 92 years of age, which is good. I would love you too. Absolutely. Wow. That's beautiful. Oh, that's lovely. My nana got to 94. We were planning her 90 birthday, and she got to Christmas at age 94, but she was in a nursing home. And she had to change nursing homes as well, and she didn't really like the the nursing home vibe. It wasn't wasn't for her. So I kinda saw her go downhill from that point on, and I was with her every week. And it was hard, but so I understand where you guys are at there. But it's nice to say she got to ninety four. I think that's really good. She she had a huge life. And being a female of that era, she wasn't allowed to do much. She was told to, you know, get married, have kids, and do this, and so she loved that I became an adviser. She supported me through uni and everything. So, yeah, it's it's really cool to see them get that old and just be able to have those relationships. Yeah. No. Absolutely. Yeah. Well, I'll tell you what. I'll talk to you right up until that point. I will be here. I'll keep you going. All good. That's okay. With the the second scenario in the appendix there, so I did run a lot of different scenarios to look at what we can do, how things might look down the track there because we are about seven years out. If your wife does continue to work again, it gives you a bit more longevity out of your super, utilizing some of your savings to offset that. But based on the current circumstances, we might also be able to get a little bit of age pension, which again offsets things. With the current scenario, it shows age pension might not be available until about the age of 70 or 71, which is absolutely fine. But from that point, you then take a little bit less out of super. And if we can supplement everything this way and get as much age pension as possible, then we can sort of see your super does last. It depletes a bit, but it does last until about age 97, 90 eight. So there are a few different scenarios there. And one of the cool thing is because your wife is younger, we can also look at ways of sheltering money down the track. So the age pension is I've looked at sort of how we can get that based on your current circumstances. But when you get closer to it, I do a lot of work around the age pension side of things with a lot of my retiree clients. We'll look at how best to structure things, how we can shelter money so it's either assessed differently, assessed to the lower rate, or not assessed at all. It's just a legitimate way of hiding money, essentially. And that way, we can try to maximize the age pension access for you, which means you draw less out of super, which gives you a lot more longevity. One of the big things with Centrelink isn't so much the money. It's the pension card that you get with it that makes everything else around you cheaper and can provide greater benefits. So that's one thing that will definitely keep down the track there for you. And when we do that, I'd love to be able to have a chat to your wife as well, incorporate the advice for both of you if she's up for doing that just so we can have a really good look at everything down the track, look at how it'll look for both of you, and then I can support you both through retirement that way as well if you guys are both open to it. Yeah. Perfect. So that's essentially what we're recommending, just the the alteration of the investments there, removing the bank hybrids, replacing it with the core composite bonds, doing a bit of a rebalance there, and then recommending we increase our salary sacrifice, showing that we do get a bit of longevity out of your super. With the insurances, we are just retaining those. There's no there's no need to alter them. You're still comfortable with those. We'll just keep retaining the insurances until you don't need them anymore. Generally, I will double check with Hub, but I'm pretty sure around the age 65, they tend to deplete the the TPD tends to disappear. And then around the age 70, the life component tends to disappear by that point. So we'll just keep checking to see if you're comfortable keeping them what you wanna do. At the moment, the life portion, you have about $42,000. So $42.03 $3.06 in life, and you have a 14,112 in TBD. So it is getting smaller and smaller as you get older because you need less, so we wanna build on super and build on your other assets to make sure you've got that cover. Okay? Perfect. I know you do have your beneficiaries in place at the moment. One thing we did talk about was making sure a will and power of attorneys is set up. I do as part of the advice to incorporate that, just making sure you guys are aware of having a will and a power of attorney, the advantages, disadvantages, and risks in place. And we can always refer you to a solicitor if you need the help to update one. We can always send you out some information on a solicitor we can refer you to. Has so sorry. Yeah. Yes. Absolutely. Yep. That's part of the recommendations in there, and I outlined the advantages, the disadvantages, and the risks involved to make sure you've got all of that. You can have a bit of a talking point. And if you'd like to, my team can send you through some information on a local solicitor or refer you to them if you wanted to. There are ways of doing rules that are more cost effective, like online and everything. However, they can be more contestable that way. I prefer personally to pay a solicitor that is more costly, but they can make it so it is, you know, it's suited. It's under the legislation. It takes into account everything they need to, so it is less likely to be contestable in the event that something happens. Yeah. Yeah. Yeah. Yeah. Do you ever will? Absolutely. Well, she's done a great job to do the probate by herself. That's a big job. Yeah. Oh, she's amazing. Yeah. Wow. Yeah. Wow. Oh, that's incredible. Yeah. Yeah. Wow. Yep. Yeah. Wow. Yeah. Yeah. Perfect. Yeah. Yeah. Perfect. I believe. Yeah. No. That's awesome. That'll be really, really good. And if you do need help, let us know. But, yeah, like, once I'm sorry. This hasn't come through yet. Once it does sort of come through, have a bit of a look at the document. Let me know if you do have any questions. I'm more than happy to make time to talk you through anything. We have in there also your best interest duty. So, basically, letting you know that the recommendations are made in your best interest. And I outline on each recommendation the best interest duty on how it meets your goals and and why it is in best interest. So making sure and doing the investment switch and rebalancing does work out in best interest because you are keeping yourself in a more of a conservative position. By not rebalancing, you are risking have been overweighted and taking on more risk than necessary. Retaining hub 24 means that we don't have to do a full sell down, so it helps to limit the CDT consequences with the rebalance, which happily in this scenario only works out at $61, which is fantastic. It's the cheapest CGT I've ever seen. Yeah. And moving out of the the bank coverage now rather than waiting for the legislation to change down the track means that we're doing it and getting in front of it or not having to do it quickly down the track. So we had a bit of time to research other investments to make sure that everything was still in line there for you, which is really good. It's also, you know, looking at the way we're structuring these investments, the five year rolling average hat return has shown greater than what you were previously in, so we wanna make sure that you're getting the best out of your investments. And whilst we don't know what the markets are gonna go do down the track, we only have past data to work on. So having a better performing portfolio in the past tends to mean that in the future, we can expect greater returns. We obviously know that markets go up and down. There are the risks of, you know, one year getting a 10% return, another year getting a negative. And we know negative returns will occur, but we wanna make sure in those years, we're still compounding and making our super work to our benefit. An increasing salary sacrifice now, whilst it does reduce the take home pay, you are putting more money into super. So it is taxed at 15% inside super as opposed to your marginal tax rate. Can give you the benefit of reducing your income tax in your own name, which is fantastic. But the downside is you are putting it into super, so just making sure you're comfortable with that level. I've recommended the highest amount that we talked about you were comfortable with because it does work out to the greater benefit now. But if you're not comfortable doing that, we can always go smaller. It's not a problem and build it up down the track. It's these are all just recommendations. There's no obligation whatsoever. You get to read it through, decide what you're comfortable taking on board. Okay? Yeah. Yeah. Beautiful. Thank you. Yeah. Perfect. Perfect. Yeah. Beautiful. Yeah. If it doesn't come through by, say, six or 07:00 tonight, I don't work tomorrow, but I will be on my emails. I've got some phone notes to write. So I will be working late tonight. So if you don't see it by, say, six or seven tonight, feel free to email me, and I'll get one of the team to send it through to you via Adobe or a different way tomorrow. Okay? Yeah. Thank you. Perfect. The only other thing I do need to update is I just had a look on file. Your ID has also expired, so it is really important we update your ID on file. So if I send you an email shortly, can you just shoot me back an email? Or you've got or is it easy if I text you because your emails are a little bit slow? What's the easiest way? Did you want me to get the team to send you a text? Just a copy of your ID back and front. Yeah. Yep. Yeah. Yep. Yeah. No. That's okay. Beautiful. If I get one of the beautiful admin team to send you a text message from the office phone, can I get you just to do that? Is that okay? Yep. Beautiful. I'm very security conscious, so I'll get Kaden to send that message through on the office mobile shortly asking for your ID. He'll say, hi. It's Kaden. So that way, you know it's secure. It is definitely us, and I'll always get you to take a photo and send it back to him. You have voice anywhere next to me now texting you, so you should get that very shortly. Yeah. No. Thank you so much for that. As as I sort of mentioned, the other thing to point out here is, obviously, our advice, because you're an ongoing client, it is completely complimentary there. You pay an ongoing service fee with us, which is 1.65%. If down the track, you wanted your wife to come on board and maybe review things with her and we do, you know, look at everything for you for her as well, let me know. I'm more than happy to touch base, have a chat to you about what we do. If she does decide to come on board, we do have a coupling fee for couples as well, so we can reduce the fees down for both of you to 1.1. So we just wanted to let you know about that option down the track, but there's, you know, no obligation whatsoever. And when you guys know a bit more about the inheritance side of things, I'll book in a time to have a chat with both of you. It can be anytime that suits you guys, and we'll talk about what you both wanna see out of the inheritance and update the advice there for you as well. Okay. How you seeing? Yeah. Perfect. Yep. Yeah. Yep. Absolutely. Absolutely. No. It may as be working for you. Absolutely. So perfect. Thank you so much. I will let you I will let you go. That's okay. Anytime at all. If you as I said, if you don't receive that email, I will be working late tonight. So if you don't receive that email, email me. Let me know. Or, you know, the office is open till 07:00 Queensland time, so you can always call and go, hey. It hasn't come through. Or just shoot me an email, let me know it hasn't come through, and I'll make sure someone follows up tomorrow for you and resends it another way. Okay? It's okay. Yep. That's fine. Absolutely. Not a problem at all. I just take Fridays off at the moment for my son. So I work Monday to Thursday, and I work from, like, 07:30 in the morning till about seven at night. So I've had that Fridays off to spend with my little man while he's a small child. He's my last one at school. So yeah. Trying to have that work life balance, but making sure that I'm always here for you guys as well. So I'm always working till at least seven or 08:00 at night, Monday to Thursday. And often on Fridays, you might get emails, Oh, look. I love what I do. This is amazing, this job. Yeah. Absolutely. Yeah. No. Thank you so much for your time. I'll wait for that to come through. Have a really good read through it. And, again, just let me know if there's any questions you have. It doesn't matter what that is. Okay? My pleasure, Bradley. Thank you so much for your time. Have a good afternoon. Thanks. See you later.","confidence":0.9977087,"words":[{"word":"hi","start":6.0,"end":6.3199997,"confidence":0.9972311,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.04794399067759514},{"word":"bradley","start":6.3199997,"end":6.7999997,"confidence":0.99720275,"punctuated_word":"Bradley.","sentiment":"neutral","sentiment_score":0.05396019667387009},{"word":"it's","start":6.7999997,"end":7.04,"confidence":0.99898213,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0770770013332367},{"word":"dana","start":7.04,"end":7.2799997,"confidence":0.92742795,"punctuated_word":"Dana","sentiment":"neutral","sentiment_score":0.08452864736318588},{"word":"from","start":7.2799997,"end":7.52,"confidence":0.9990809,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.09881088882684708},{"word":"oq","start":7.52,"end":7.8399997,"confidence":0.60421634,"punctuated_word":"OQ","sentiment":"neutral","sentiment_score":0.07993317395448685},{"word":"financial","start":7.8399997,"end":8.34,"confidence":0.99909127,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.08943438529968262},{"word":"how","start":8.4,"end":8.559999,"confidence":0.99989474,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.15486468374729156},{"word":"are","start":8.559999,"end":8.72,"confidence":0.997894,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.13471350073814392},{"word":"you","start":8.72,"end":8.88,"confidence":0.99904925,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14111094176769257},{"word":"this","start":8.88,"end":9.2,"confidence":0.9990964,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.16525965929031372},{"word":"afternoon","start":9.2,"end":9.7,"confidence":0.9996984,"punctuated_word":"afternoon?","sentiment":"neutral","sentiment_score":0.15945929288864136},{"word":"i'm","start":12.625,"end":12.865,"confidence":0.97568333,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.49971824884414673},{"word":"very","start":12.865,"end":13.185,"confidence":0.9996737,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.5530174970626831},{"word":"well","start":13.185,"end":13.505,"confidence":0.9984555,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.5455899834632874},{"word":"thank","start":13.505,"end":13.745,"confidence":0.9997477,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6231468319892883},{"word":"you","start":13.745,"end":13.985001,"confidence":0.9995911,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.60699462890625},{"word":"thanks","start":13.985001,"end":14.305,"confidence":0.99968827,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.586376965045929},{"word":"for","start":14.305,"end":14.545,"confidence":0.9999051,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6018530130386353},{"word":"asking","start":14.545,"end":15.045,"confidence":0.9999582,"punctuated_word":"asking.","sentiment":"positive","sentiment_score":0.49777424335479736},{"word":"i","start":15.105,"end":15.345,"confidence":0.99968815,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21156653761863708},{"word":"had","start":15.345,"end":15.505,"confidence":0.99416083,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.15765033662319183},{"word":"you","start":15.505,"end":15.665,"confidence":0.99754494,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12478228658437727},{"word":"booked","start":15.665,"end":15.825,"confidence":0.9843562,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.19825363159179688},{"word":"in","start":15.825,"end":15.985001,"confidence":0.9940797,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4743427038192749},{"word":"just","start":15.985001,"end":16.225,"confidence":0.9309069,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.5102943181991577},{"word":"to","start":16.225,"end":16.305,"confidence":0.9641318,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3315897285938263},{"word":"run","start":16.305,"end":16.465,"confidence":0.9666363,"punctuated_word":"run","sentiment":"positive","sentiment_score":0.34046658873558044},{"word":"through","start":16.465,"end":16.625,"confidence":0.9760576,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.3716013133525848},{"word":"your","start":16.625,"end":16.785,"confidence":0.9728459,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.371522456407547},{"word":"updated","start":16.785,"end":17.265,"confidence":0.96435016,"punctuated_word":"updated","sentiment":"positive","sentiment_score":0.4060375690460205},{"word":"advice","start":17.265,"end":17.665,"confidence":0.5552565,"punctuated_word":"advice.","sentiment":"positive","sentiment_score":0.3557943105697632},{"word":"is","start":17.665,"end":17.985,"confidence":0.40154052,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.2555365264415741},{"word":"now","start":17.985,"end":18.305,"confidence":0.82744485,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.2620200514793396},{"word":"still","start":18.305,"end":18.465,"confidence":0.96477,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2464556097984314},{"word":"a","start":18.465,"end":18.625,"confidence":0.99755585,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.28339654207229614},{"word":"good","start":18.625,"end":18.785,"confidence":0.9998789,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2520712912082672},{"word":"time","start":18.785,"end":19.105,"confidence":0.99976903,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.3294083774089813},{"word":"for","start":19.105,"end":19.345,"confidence":0.99986506,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.30003097653388977},{"word":"you","start":19.345,"end":19.845,"confidence":0.99985015,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.26177871227264404},{"word":"yep","start":21.105,"end":21.605,"confidence":0.7631129,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3201909363269806},{"word":"beautiful","start":21.825,"end":22.325,"confidence":0.9968982,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5515516996383667},{"word":"excellent","start":22.545,"end":23.045,"confidence":0.999713,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.4357210099697113},{"word":"and","start":23.105,"end":23.265,"confidence":0.9998203,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.16316963732242584},{"word":"do","start":23.265,"end":23.425,"confidence":0.99961334,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0900040715932846},{"word":"you","start":23.425,"end":23.505001,"confidence":0.999856,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1124616712331772},{"word":"have","start":23.505001,"end":23.744999,"confidence":0.9999511,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09594503045082092},{"word":"access","start":23.744999,"end":24.064999,"confidence":0.99981457,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.11777357757091522},{"word":"to","start":24.064999,"end":24.224998,"confidence":0.9985984,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13699063658714294},{"word":"your","start":24.224998,"end":24.385,"confidence":0.9994116,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07675901800394058},{"word":"emails","start":24.385,"end":24.785,"confidence":0.94108766,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":0.09737939387559892},{"word":"there","start":24.785,"end":25.105,"confidence":0.9995215,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.091765396296978},{"word":"as","start":25.105,"end":25.265,"confidence":0.99990654,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1101248785853386},{"word":"well","start":25.265,"end":25.765,"confidence":0.9999118,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.10225115716457368},{"word":"yep","start":27.5,"end":27.82,"confidence":0.9693786,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03876585513353348},{"word":"if","start":27.82,"end":28.06,"confidence":0.99918455,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.0071752481162548065},{"word":"you","start":28.06,"end":28.14,"confidence":0.9997985,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01248530112206936},{"word":"don't","start":28.14,"end":28.38,"confidence":0.9956812,"punctuated_word":"don't,","sentiment":"neutral","sentiment_score":-0.01778005063533783},{"word":"that","start":28.38,"end":28.619999,"confidence":0.99897766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04225828871130943},{"word":"is","start":28.619999,"end":28.779999,"confidence":0.99862945,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.04583676904439926},{"word":"okay","start":28.779999,"end":29.099998,"confidence":0.99421895,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.012756474316120148},{"word":"it's","start":29.099998,"end":29.34,"confidence":0.98269355,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.00035954019404016435},{"word":"just","start":29.34,"end":29.58,"confidence":0.96481264,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.003208070993423462},{"word":"sometimes","start":29.58,"end":29.9,"confidence":0.88398004,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":-0.010320886969566343},{"word":"it's","start":29.9,"end":30.06,"confidence":0.91891646,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0005323713412508368},{"word":"easier","start":30.06,"end":30.38,"confidence":0.997747,"punctuated_word":"easier","sentiment":"neutral","sentiment_score":-0.021929509937763218},{"word":"if","start":30.38,"end":30.46,"confidence":0.99845254,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.00884370505809784},{"word":"you're","start":30.46,"end":30.619999,"confidence":0.9977168,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.0062297373078763485},{"word":"looking","start":30.619999,"end":30.86,"confidence":0.9996829,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.015566103160381315},{"word":"at","start":30.86,"end":31.02,"confidence":0.9994456,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.03884878009557724},{"word":"the","start":31.02,"end":31.18,"confidence":0.99961334,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00005187094211578369},{"word":"document","start":31.18,"end":31.58,"confidence":0.7461321,"punctuated_word":"document","sentiment":"neutral","sentiment_score":-0.014411184936761856},{"word":"there","start":31.58,"end":31.74,"confidence":0.989838,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.012463919818401337},{"word":"with","start":31.74,"end":31.98,"confidence":0.9981256,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.036626774817705154},{"word":"me","start":31.98,"end":32.14,"confidence":0.9534092,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.028969697654247284},{"word":"otherwise","start":32.14,"end":32.64,"confidence":0.99811304,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":-0.07150759547948837},{"word":"i","start":32.78,"end":32.86,"confidence":0.9996189,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08283958584070206},{"word":"don't","start":32.86,"end":33.1,"confidence":0.99987316,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.06370102614164352},{"word":"wanna","start":33.1,"end":33.26,"confidence":0.9963624,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.07276222109794617},{"word":"be","start":33.26,"end":33.42,"confidence":0.9959151,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06164052337408066},{"word":"talking","start":33.42,"end":33.739998,"confidence":0.99961746,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.06740462779998779},{"word":"at","start":33.739998,"end":33.899998,"confidence":0.9966043,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.093271404504776},{"word":"you","start":33.899998,"end":34.059998,"confidence":0.99323714,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.05296865850687027},{"word":"it's","start":34.059998,"end":34.3,"confidence":0.99930704,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.02699209563434124},{"word":"often","start":34.3,"end":34.62,"confidence":0.9991365,"punctuated_word":"often","sentiment":"neutral","sentiment_score":0.039684541523456573},{"word":"easier","start":34.62,"end":34.94,"confidence":0.8133604,"punctuated_word":"easier","sentiment":"neutral","sentiment_score":0.01856211945414543},{"word":"if","start":34.94,"end":35.019997,"confidence":0.9989236,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.031176945194602013},{"word":"you","start":35.019997,"end":35.1,"confidence":0.9987392,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02508380636572838},{"word":"can","start":35.1,"end":35.34,"confidence":0.9994438,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.004977181553840637},{"word":"see","start":35.34,"end":35.42,"confidence":0.99881786,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.020170003175735474},{"word":"what","start":35.42,"end":35.66,"confidence":0.99956983,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.018088266253471375},{"word":"i'm","start":35.66,"end":35.82,"confidence":0.99981904,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0015229347627609968},{"word":"looking","start":35.82,"end":36.059998,"confidence":0.99987185,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.010285582393407822},{"word":"at","start":36.059998,"end":36.559998,"confidence":0.9995613,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":-0.020807337015867233},{"word":"yeah","start":37.9,"end":38.4,"confidence":0.96434665,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06867584586143494},{"word":"that's","start":39.26,"end":39.66,"confidence":0.99639463,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1235659122467041},{"word":"all","start":39.66,"end":39.9,"confidence":0.9874008,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.16833090782165527},{"word":"good","start":39.9,"end":40.4,"confidence":0.9998044,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.16377881169319153},{"word":"yep","start":42.524998,"end":43.024998,"confidence":0.9986515,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03561871498823166},{"word":"just","start":43.085,"end":43.325,"confidence":0.99571383,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.04498093202710152},{"word":"sending","start":43.325,"end":43.645,"confidence":0.99880874,"punctuated_word":"sending","sentiment":"neutral","sentiment_score":0.041524581611156464},{"word":"it","start":43.645,"end":43.805,"confidence":0.998793,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05038084834814072},{"word":"to","start":43.805,"end":43.965,"confidence":0.9981199,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.037218235433101654},{"word":"you","start":43.965,"end":44.125,"confidence":0.99986374,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.048818331211805344},{"word":"now","start":44.125,"end":44.605,"confidence":0.8827996,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.045388393104076385},{"word":"while","start":44.605,"end":44.845,"confidence":0.87960994,"punctuated_word":"While","sentiment":"neutral","sentiment_score":0.02320476621389389},{"word":"it","start":44.845,"end":45.005,"confidence":0.91169393,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08333433419466019},{"word":"is","start":45.005,"end":45.165,"confidence":0.9967002,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08801060169935226},{"word":"coming","start":45.165,"end":45.565,"confidence":0.99935395,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.0849248394370079},{"word":"through","start":45.565,"end":45.805,"confidence":0.99824333,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.09222825616598128},{"word":"yep","start":46.045,"end":46.364998,"confidence":0.9368141,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.0966041311621666},{"word":"all","start":46.364998,"end":46.605,"confidence":0.9971143,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.2427598387002945},{"word":"good","start":46.605,"end":47.085,"confidence":0.9963019,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.21834254264831543},{"word":"while","start":47.085,"end":47.405,"confidence":0.9935453,"punctuated_word":"While","sentiment":"neutral","sentiment_score":0.07150617241859436},{"word":"it","start":47.405,"end":47.565,"confidence":0.99747723,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05371052771806717},{"word":"is","start":47.565,"end":47.725,"confidence":0.9917675,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.046017080545425415},{"word":"coming","start":47.725,"end":48.045,"confidence":0.99954385,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.03898312896490097},{"word":"through","start":48.045,"end":48.125,"confidence":0.9962076,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.035425204783678055},{"word":"there","start":48.125,"end":48.364998,"confidence":0.9366118,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.016701318323612213},{"word":"bradley","start":48.364998,"end":48.765,"confidence":0.99308217,"punctuated_word":"Bradley,","sentiment":"neutral","sentiment_score":0.032242611050605774},{"word":"just","start":48.765,"end":49.265,"confidence":0.9983986,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.034317031502723694},{"word":"to","start":49.405,"end":49.485,"confidence":0.8893868,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03916024789214134},{"word":"double","start":49.485,"end":49.805,"confidence":0.99610573,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.037648946046829224},{"word":"check","start":49.805,"end":49.965,"confidence":0.9997346,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.04850385338068008},{"word":"with","start":49.965,"end":50.204998,"confidence":0.99974495,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0509490892291069},{"word":"you","start":50.204998,"end":50.525,"confidence":0.90301865,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.04921159893274307},{"word":"we","start":50.525,"end":50.684998,"confidence":0.9910063,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.043704330921173096},{"word":"do","start":50.684998,"end":50.845,"confidence":0.98806995,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07844515889883041},{"word":"record","start":50.845,"end":51.165,"confidence":0.9989104,"punctuated_word":"record","sentiment":"neutral","sentiment_score":0.043796006590127945},{"word":"our","start":51.165,"end":51.324997,"confidence":0.99753904,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.04036585986614227},{"word":"calls","start":51.324997,"end":51.565,"confidence":0.9970638,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.054745323956012726},{"word":"for","start":51.565,"end":51.725,"confidence":0.9995443,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04724665731191635},{"word":"quality","start":51.725,"end":51.965,"confidence":0.9998017,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.045513853430747986},{"word":"and","start":51.965,"end":52.125,"confidence":0.9995685,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05803921073675155},{"word":"training","start":52.125,"end":52.445,"confidence":0.9998468,"punctuated_word":"training","sentiment":"neutral","sentiment_score":0.06125535070896149},{"word":"purposes","start":52.445,"end":52.925,"confidence":0.99879515,"punctuated_word":"purposes.","sentiment":"neutral","sentiment_score":0.05506214126944542},{"word":"are","start":52.925,"end":53.004997,"confidence":0.991727,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.07722516357898712},{"word":"you","start":53.004997,"end":53.165,"confidence":0.99888843,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09321825206279756},{"word":"happy","start":53.165,"end":53.405,"confidence":0.9994456,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.09175148606300354},{"word":"for","start":53.405,"end":53.645,"confidence":0.99826956,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.106814444065094},{"word":"me","start":53.645,"end":53.805,"confidence":0.9998062,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08325862139463425},{"word":"to","start":53.805,"end":53.885,"confidence":0.9980799,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08320818096399307},{"word":"proceed","start":53.885,"end":54.204998,"confidence":0.9993517,"punctuated_word":"proceed","sentiment":"neutral","sentiment_score":0.08531598001718521},{"word":"with","start":54.204998,"end":54.364998,"confidence":0.9998017,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08274105936288834},{"word":"that","start":54.364998,"end":54.845,"confidence":0.99944615,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.09534727782011032},{"word":"yep","start":54.845,"end":55.345,"confidence":0.92472243,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.049744438380002975},{"word":"beautiful","start":56.370003,"end":56.850002,"confidence":0.9946757,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4655094444751739},{"word":"and","start":56.850002,"end":57.010002,"confidence":0.98445845,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.19820813834667209},{"word":"just","start":57.010002,"end":57.170002,"confidence":0.9647422,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1629946529865265},{"word":"to","start":57.170002,"end":57.25,"confidence":0.82151216,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16056180000305176},{"word":"do","start":57.25,"end":57.41,"confidence":0.77591324,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1424090564250946},{"word":"security","start":57.41,"end":57.91,"confidence":0.94211286,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.1110692098736763},{"word":"there","start":57.97,"end":58.05,"confidence":0.3595303,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.13911046087741852},{"word":"with","start":58.05,"end":58.29,"confidence":0.9869307,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12497781962156296},{"word":"you","start":58.29,"end":58.370003,"confidence":0.99959606,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1289636641740799},{"word":"as","start":58.370003,"end":58.530003,"confidence":0.99709964,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.145079106092453},{"word":"well","start":58.530003,"end":58.690002,"confidence":0.9677314,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.14440558850765228},{"word":"i'll","start":58.690002,"end":58.850002,"confidence":0.9966312,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1601724475622177},{"word":"just","start":58.850002,"end":59.010002,"confidence":0.99962795,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16546288132667542},{"word":"get","start":59.010002,"end":59.09,"confidence":0.9794572,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.15015408396720886},{"word":"you","start":59.09,"end":59.25,"confidence":0.98099375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14817120134830475},{"word":"to","start":59.25,"end":59.33,"confidence":0.99621034,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1576967090368271},{"word":"confirm","start":59.33,"end":59.73,"confidence":0.99967384,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.1369502693414688},{"word":"your","start":59.73,"end":59.97,"confidence":0.9927539,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10895681381225586},{"word":"full","start":59.97,"end":60.13,"confidence":0.9999151,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.13071896135807037},{"word":"name","start":60.13,"end":60.370003,"confidence":0.9979407,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.10257802903652193},{"word":"your","start":60.370003,"end":60.61,"confidence":0.9993292,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11571112275123596},{"word":"date","start":60.61,"end":60.77,"confidence":0.99936944,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.1264491081237793},{"word":"of","start":60.77,"end":60.850002,"confidence":0.99457777,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12038908153772354},{"word":"birth","start":60.850002,"end":61.09,"confidence":0.9757465,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.12781170010566711},{"word":"and","start":61.09,"end":61.25,"confidence":0.99952734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1159842386841774},{"word":"address","start":61.25,"end":61.57,"confidence":0.99924964,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.10112693905830385},{"word":"i","start":61.57,"end":61.65,"confidence":0.8931037,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1257035732269287},{"word":"should","start":61.65,"end":61.89,"confidence":0.999859,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.1290396898984909},{"word":"have","start":61.89,"end":62.13,"confidence":0.99960166,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08421920984983444},{"word":"on","start":62.13,"end":62.29,"confidence":0.999814,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08409818261861801},{"word":"file","start":62.29,"end":62.79,"confidence":0.9831395,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.09392347931861876},{"word":"yep","start":65.17,"end":65.67,"confidence":0.9736631,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.026590924710035324},{"word":"cool","start":67.73,"end":68.23,"confidence":0.89845765,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.09607133269309998},{"word":"fantastic","start":70.335,"end":70.835,"confidence":0.9989748,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.4801710546016693},{"word":"thank","start":71.375,"end":71.615,"confidence":0.99968946,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.4661451578140259},{"word":"you","start":71.615,"end":71.775,"confidence":0.9998816,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4420636296272278},{"word":"so","start":71.775,"end":72.015,"confidence":0.9996735,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.409281849861145},{"word":"much","start":72.015,"end":72.255,"confidence":0.999962,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.4474567472934723},{"word":"for","start":72.255,"end":72.495,"confidence":0.99979323,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4114210903644562},{"word":"that","start":72.495,"end":72.995,"confidence":0.9999043,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.3440864086151123},{"word":"did","start":73.135,"end":73.375,"confidence":0.5781298,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.09167495369911194},{"word":"you","start":73.375,"end":73.455,"confidence":0.99580646,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09529320895671844},{"word":"get","start":73.455,"end":73.695,"confidence":0.9953046,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.08144527673721313},{"word":"some","start":73.695,"end":73.855,"confidence":0.9973283,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06279651820659637},{"word":"time","start":73.855,"end":74.095,"confidence":0.9993511,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.08963513374328613},{"word":"off","start":74.095,"end":74.255,"confidence":0.9978017,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.056317366659641266},{"word":"over","start":74.255,"end":74.495,"confidence":0.8708453,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.05309119820594787},{"word":"christmas","start":74.495,"end":74.895004,"confidence":0.7647798,"punctuated_word":"Christmas,","sentiment":"neutral","sentiment_score":0.06103900820016861},{"word":"a","start":74.895004,"end":74.975,"confidence":0.975669,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08182287216186523},{"word":"bit","start":74.975,"end":75.215004,"confidence":0.98456526,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.08616504073143005},{"word":"of","start":75.215004,"end":75.295,"confidence":0.99585414,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1030566394329071},{"word":"downtime","start":75.295,"end":75.795,"confidence":0.9644854,"punctuated_word":"downtime","sentiment":"neutral","sentiment_score":0.0971774011850357},{"word":"to","start":75.935,"end":76.095,"confidence":0.6708036,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09602202475070952},{"word":"rest","start":76.095,"end":76.335,"confidence":0.9988231,"punctuated_word":"rest","sentiment":"neutral","sentiment_score":0.11832946538925172},{"word":"and","start":76.335,"end":76.495,"confidence":0.996965,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10782000422477722},{"word":"recuperate","start":76.495,"end":76.995,"confidence":0.99735934,"punctuated_word":"recuperate?","sentiment":"neutral","sentiment_score":0.08959638327360153},{"word":"yeah","start":80.015,"end":80.515,"confidence":0.850739,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06410999596118927},{"word":"yeah","start":80.575,"end":81.075,"confidence":0.84410393,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09592410922050476},{"word":"yeah","start":89.950005,"end":90.35,"confidence":0.98702073,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05962974950671196},{"word":"oh","start":90.35,"end":90.51,"confidence":0.90684223,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.06124533712863922},{"word":"i'm","start":90.51,"end":90.91,"confidence":0.9988539,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.07228114455938339},{"word":"so","start":90.91,"end":91.23,"confidence":0.9936748,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0554724745452404},{"word":"sorry","start":91.23,"end":91.73,"confidence":0.99743223,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.1147325336933136},{"word":"yes","start":93.645004,"end":94.145004,"confidence":0.9542475,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.0647495836019516},{"word":"yes","start":97.005,"end":97.505,"confidence":0.9952036,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.03408138453960419},{"word":"absolutely","start":104.285,"end":104.785,"confidence":0.6775179,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.011764566414058208},{"word":"yeah","start":106.380005,"end":106.880005,"confidence":0.89369214,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02795456349849701},{"word":"wow","start":109.82,"end":110.32,"confidence":0.96927357,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.2776843309402466},{"word":"yeah","start":112.14,"end":112.64,"confidence":0.99778795,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10203120112419128},{"word":"no","start":112.94,"end":113.26,"confidence":0.9980422,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0037482790648937225},{"word":"absolutely","start":113.26,"end":113.76,"confidence":0.9993266,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.07190500944852829},{"word":"is","start":114.06,"end":114.3,"confidence":0.9991887,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.007057100534439087},{"word":"she","start":114.3,"end":114.54,"confidence":0.9993268,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.005513377487659454},{"word":"taking","start":114.54,"end":114.86,"confidence":0.9990362,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.0024728961288928986},{"word":"time","start":114.86,"end":115.18,"confidence":0.99804187,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.029611829668283463},{"word":"off","start":115.18,"end":115.340004,"confidence":0.99256176,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.0018720701336860657},{"word":"work","start":115.340004,"end":115.840004,"confidence":0.99930036,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.007780119776725769},{"word":"or","start":115.9,"end":116.22,"confidence":0.9341698,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.010595791041851044},{"word":"still","start":116.22,"end":116.62,"confidence":0.9849123,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.007070165127515793},{"word":"still","start":116.62,"end":117.020004,"confidence":0.9976883,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.0031249672174453735},{"word":"going","start":117.020004,"end":117.520004,"confidence":0.9993334,"punctuated_word":"going?","sentiment":"neutral","sentiment_score":0.010428514331579208},{"word":"yep","start":118.235,"end":118.735,"confidence":0.9928417,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08026253432035446},{"word":"yeah","start":121.275,"end":121.775,"confidence":0.9963094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03097555600106716},{"word":"yep","start":123.675,"end":124.175,"confidence":0.78395396,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24673722684383392},{"word":"yeah","start":128.075,"end":128.475,"confidence":0.97123116,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2450104057788849},{"word":"wow","start":128.475,"end":128.975,"confidence":0.91630584,"punctuated_word":"Wow.","sentiment":"positive","sentiment_score":0.35781407356262207},{"word":"i","start":135.68999,"end":135.84999,"confidence":0.53209746,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.529567301273346},{"word":"get","start":135.84999,"end":136.09,"confidence":0.99473274,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.487373948097229},{"word":"that","start":136.09,"end":136.59,"confidence":0.98178995,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.2404080629348755},{"word":"yeah","start":137.37,"end":137.87,"confidence":0.8077861,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18281367421150208},{"word":"yep","start":138.25,"end":138.75,"confidence":0.95660067,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20895856618881223},{"word":"oh","start":140.81,"end":141.29,"confidence":0.9252279,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.09606172144412994},{"word":"wow","start":141.29,"end":141.79,"confidence":0.99830747,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":0.15496337413787842},{"word":"yep","start":143.575,"end":144.075,"confidence":0.70139414,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05690474435687065},{"word":"yes","start":144.77501,"end":145.27501,"confidence":0.8761895,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0925537496805191},{"word":"yes","start":148.295,"end":148.795,"confidence":0.9045923,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09909459948539734},{"word":"yep","start":149.015,"end":149.335,"confidence":0.86630464,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08362555503845215},{"word":"yep","start":149.335,"end":149.835,"confidence":0.9765258,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06503690779209137},{"word":"putting","start":149.975,"end":150.455,"confidence":0.9127941,"punctuated_word":"Putting","sentiment":"neutral","sentiment_score":0.03452588990330696},{"word":"health","start":150.455,"end":150.695,"confidence":0.9689436,"punctuated_word":"health","sentiment":"neutral","sentiment_score":0.109971284866333},{"word":"a","start":150.695,"end":150.855,"confidence":0.95437545,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08238354325294495},{"word":"bit","start":150.855,"end":151.095,"confidence":0.97156334,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.04129263758659363},{"word":"more","start":151.095,"end":151.335,"confidence":0.9988205,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.033640120178461075},{"word":"fast","start":151.335,"end":151.835,"confidence":0.7697145,"punctuated_word":"fast.","sentiment":"neutral","sentiment_score":0.05851241201162338},{"word":"yeah","start":154.71,"end":155.21,"confidence":0.99944323,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.018429629504680634},{"word":"wow","start":155.67,"end":156.17,"confidence":0.92518485,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.08508457243442535},{"word":"oh","start":156.39,"end":156.63,"confidence":0.790606,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.05538107827305794},{"word":"they're","start":156.63,"end":156.87,"confidence":0.99677265,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.034311000257730484},{"word":"not","start":156.87,"end":157.03,"confidence":0.99967086,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.006942979991436005},{"word":"letting","start":157.03,"end":157.35,"confidence":0.9998783,"punctuated_word":"letting","sentiment":"neutral","sentiment_score":-0.01920215040445328},{"word":"you","start":157.35,"end":157.51,"confidence":0.9558797,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.021479249000549316},{"word":"have","start":157.51,"end":157.75,"confidence":0.9994618,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03042028844356537},{"word":"any","start":157.75,"end":158.25,"confidence":0.8692952,"punctuated_word":"any?","sentiment":"neutral","sentiment_score":-0.02569486014544964},{"word":"like","start":158.31,"end":158.55,"confidence":0.9864621,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.04050213098526001},{"word":"surely","start":158.55,"end":158.95,"confidence":0.9920289,"punctuated_word":"surely","sentiment":"neutral","sentiment_score":0.08643966168165207},{"word":"red","start":158.95,"end":159.19,"confidence":0.4375501,"punctuated_word":"red","sentiment":"neutral","sentiment_score":0.0996699258685112},{"word":"wine's","start":159.19,"end":159.51,"confidence":0.8412063,"punctuated_word":"wine's","sentiment":"neutral","sentiment_score":0.12191024422645567},{"word":"got","start":159.51,"end":159.75,"confidence":0.9995993,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.16057586669921875},{"word":"some","start":159.75,"end":159.99,"confidence":0.9994122,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2077726274728775},{"word":"good","start":159.99,"end":160.31,"confidence":0.9998323,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.18868279457092285},{"word":"properties","start":160.31,"end":160.71,"confidence":0.9992781,"punctuated_word":"properties","sentiment":"neutral","sentiment_score":0.1737862527370453},{"word":"in","start":160.71,"end":160.87,"confidence":0.99796116,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16202081739902496},{"word":"it","start":160.87,"end":161.37,"confidence":0.9031398,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.08828829228878021},{"word":"yep","start":165.51,"end":166.01,"confidence":0.93496823,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14030182361602783},{"word":"yeah","start":169.125,"end":169.625,"confidence":0.9953645,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07644741237163544},{"word":"yep","start":176.805,"end":177.305,"confidence":0.9770995,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04655749723315239},{"word":"yeah","start":179.54,"end":180.04,"confidence":0.9948028,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.059152472764253616},{"word":"wow","start":182.74,"end":183.24,"confidence":0.99249715,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.27470362186431885},{"word":"yeah","start":185.3,"end":185.8,"confidence":0.99833417,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2314382791519165},{"word":"wow","start":185.86,"end":186.36,"confidence":0.9983008,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.3207383155822754},{"word":"yep","start":188.9,"end":189.4,"confidence":0.97144234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.26595813035964966},{"word":"wow","start":197.795,"end":198.295,"confidence":0.97583556,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.16150644421577454},{"word":"yep","start":200.83499,"end":201.315,"confidence":0.8271456,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15260037779808044},{"word":"absolutely","start":201.315,"end":201.815,"confidence":0.99586177,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.03304246440529823},{"word":"yeah","start":207.47,"end":207.97,"confidence":0.8592999,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03898935765028},{"word":"yeah","start":208.67,"end":208.99,"confidence":0.9946994,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05580592527985573},{"word":"definitely","start":208.99,"end":209.49,"confidence":0.9989729,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.22056815028190613},{"word":"yeah","start":212.75,"end":213.25,"confidence":0.9435533,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.054978132247924805},{"word":"yeah","start":214.83,"end":215.33,"confidence":0.9884209,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08246064931154251},{"word":"well","start":215.47,"end":215.79001,"confidence":0.9889147,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.13461586833000183},{"word":"hopefully","start":215.79001,"end":216.27,"confidence":0.9778998,"punctuated_word":"hopefully,","sentiment":"neutral","sentiment_score":0.2056366801261902},{"word":"it","start":216.27,"end":216.43001,"confidence":0.9977441,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.21073253452777865},{"word":"all","start":216.43001,"end":216.59,"confidence":0.8847088,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2075027972459793},{"word":"gets","start":216.59,"end":216.945,"confidence":0.9975237,"punctuated_word":"gets,","sentiment":"neutral","sentiment_score":0.21915940940380096},{"word":"you","start":217.10501,"end":217.18501,"confidence":0.9999472,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24222035706043243},{"word":"know","start":217.18501,"end":217.345,"confidence":0.9998679,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.23307423293590543},{"word":"back","start":217.345,"end":217.505,"confidence":0.99893624,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2128013372421265},{"word":"to","start":217.505,"end":217.66501,"confidence":0.9982437,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2243376523256302},{"word":"normal","start":217.66501,"end":218.065,"confidence":0.99984896,"punctuated_word":"normal","sentiment":"neutral","sentiment_score":0.26458343863487244},{"word":"with","start":218.065,"end":218.38501,"confidence":0.99317276,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":0.28667357563972473},{"word":"you","start":218.38501,"end":218.54501,"confidence":0.99773115,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20912891626358032},{"word":"know","start":218.54501,"end":219.04501,"confidence":0.99879503,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.211162269115448},{"word":"the","start":219.18501,"end":219.425,"confidence":0.9246967,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3271471858024597},{"word":"changes","start":219.425,"end":219.82501,"confidence":0.9997243,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.2785514295101166},{"word":"and","start":219.82501,"end":219.985,"confidence":0.99741745,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.29674071073532104},{"word":"everything","start":219.985,"end":220.30501,"confidence":0.8656602,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.20884795486927032},{"word":"and","start":220.30501,"end":220.38501,"confidence":0.74475014,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.1617708057165146},{"word":"hopefully","start":220.38501,"end":220.625,"confidence":0.99969804,"punctuated_word":"hopefully,","sentiment":"neutral","sentiment_score":0.23868125677108765},{"word":"she","start":220.625,"end":220.785,"confidence":0.99462694,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.2671034634113312},{"word":"can","start":220.785,"end":220.865,"confidence":0.99350125,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2563958764076233},{"word":"get","start":220.865,"end":221.02501,"confidence":0.9937942,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2335490882396698},{"word":"back","start":221.02501,"end":221.18501,"confidence":0.99840754,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.26839184761047363},{"word":"to","start":221.18501,"end":221.26501,"confidence":0.99781847,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20766225457191467},{"word":"having","start":221.26501,"end":221.505,"confidence":0.99800915,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.09673000127077104},{"word":"that","start":221.505,"end":221.66501,"confidence":0.9957475,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08148929476737976},{"word":"rattle","start":221.66501,"end":222.065,"confidence":0.77037907,"punctuated_word":"rattle","sentiment":"neutral","sentiment_score":0.0774625688791275},{"word":"in","start":222.065,"end":222.225,"confidence":0.9912162,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.14531905949115753},{"word":"that'd","start":222.225,"end":222.54501,"confidence":0.88323057,"punctuated_word":"That'd","sentiment":"positive","sentiment_score":0.5884279608726501},{"word":"be","start":222.54501,"end":222.705,"confidence":0.98755753,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.5709784626960754},{"word":"amazing","start":222.705,"end":223.205,"confidence":0.99888414,"punctuated_word":"amazing","sentiment":"positive","sentiment_score":0.608320951461792},{"word":"down","start":223.26501,"end":223.425,"confidence":0.9924676,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.5535414814949036},{"word":"the","start":223.425,"end":223.585,"confidence":0.99562967,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5731432437896729},{"word":"track","start":223.585,"end":224.085,"confidence":0.88532364,"punctuated_word":"track.","sentiment":"positive","sentiment_score":0.5517008304595947},{"word":"something","start":224.145,"end":224.46501,"confidence":0.8903707,"punctuated_word":"Something","sentiment":"positive","sentiment_score":0.400953471660614},{"word":"to","start":224.46501,"end":224.54501,"confidence":0.9781491,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24644115567207336},{"word":"look","start":224.54501,"end":224.785,"confidence":0.99918944,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.38834962248802185},{"word":"forward","start":224.785,"end":225.10501,"confidence":0.99961555,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.4438338279724121},{"word":"to","start":225.10501,"end":225.60501,"confidence":0.99362195,"punctuated_word":"to.","sentiment":"positive","sentiment_score":0.3894358277320862},{"word":"yeah","start":227.425,"end":227.925,"confidence":0.9930895,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05093872547149658},{"word":"well","start":228.065,"end":228.38501,"confidence":0.75134647,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.025833211839199063},{"word":"because","start":228.38501,"end":228.705,"confidence":0.1343272,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.017372669652104378},{"word":"the","start":228.705,"end":228.785,"confidence":0.3881236,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.005664486438035965},{"word":"last","start":228.785,"end":229.02501,"confidence":0.7047916,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.024081122130155563},{"word":"thing","start":229.02501,"end":229.18501,"confidence":0.998895,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.013922043144702911},{"word":"is","start":229.18501,"end":229.345,"confidence":0.87346405,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.019739020615816116},{"word":"she","start":229.345,"end":229.505,"confidence":0.87391317,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.02517621219158173},{"word":"stays","start":229.505,"end":229.74501,"confidence":0.98208714,"punctuated_word":"stays","sentiment":"neutral","sentiment_score":-0.055513106286525726},{"word":"in","start":229.74501,"end":229.90501,"confidence":0.99829656,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06330334395170212},{"word":"remission","start":229.90501,"end":230.40501,"confidence":0.998648,"punctuated_word":"remission","sentiment":"neutral","sentiment_score":-0.046170495450496674},{"word":"that","start":230.46501,"end":230.625,"confidence":0.7909352,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.009724140167236328},{"word":"every","start":230.625,"end":231.03,"confidence":0.53393453,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.0366172157227993},{"word":"doesn't","start":231.11,"end":231.43,"confidence":0.99148476,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.031486377120018005},{"word":"come","start":231.43,"end":231.51,"confidence":0.9998085,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.03505357354879379},{"word":"back","start":231.51,"end":231.75,"confidence":0.9992238,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.05548204854130745},{"word":"in","start":231.75,"end":231.99,"confidence":0.99695814,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.008303163573145866},{"word":"any","start":231.99,"end":232.15,"confidence":0.97606194,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.016041021794080734},{"word":"way","start":232.15,"end":232.31,"confidence":0.9072574,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.005194756202399731},{"word":"shape","start":232.31,"end":232.55,"confidence":0.9825896,"punctuated_word":"shape,","sentiment":"neutral","sentiment_score":0.016848083585500717},{"word":"or","start":232.55,"end":232.70999,"confidence":0.9986193,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.019793592393398285},{"word":"form","start":232.70999,"end":232.87,"confidence":0.9433241,"punctuated_word":"form,","sentiment":"neutral","sentiment_score":0.016011917963624},{"word":"but","start":232.87,"end":233.03,"confidence":0.99979466,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.03970439359545708},{"word":"i'll","start":233.03,"end":233.11,"confidence":0.9978876,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0967836007475853},{"word":"make","start":233.11,"end":233.27,"confidence":0.9993457,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.08754590153694153},{"word":"sure","start":233.27,"end":233.51,"confidence":0.99930227,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.118496872484684},{"word":"i'm","start":233.51,"end":233.59,"confidence":0.9951354,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.14690372347831726},{"word":"keeping","start":233.59,"end":233.99,"confidence":0.9993345,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.09685679525136948},{"word":"up","start":233.99,"end":234.06999,"confidence":0.981942,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.09343062341213226},{"word":"to","start":234.06999,"end":234.23,"confidence":0.9805766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10258777439594267},{"word":"date","start":234.23,"end":234.39,"confidence":0.9993278,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.12472394108772278},{"word":"with","start":234.39,"end":234.63,"confidence":0.99949765,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1358414888381958},{"word":"you","start":234.63,"end":235.11,"confidence":0.9995693,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.11779995262622832},{"word":"yeah","start":235.11,"end":235.59,"confidence":0.9975774,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0968448519706726},{"word":"wow","start":235.59,"end":236.09,"confidence":0.97950983,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.3237153887748718},{"word":"that's","start":236.31,"end":236.55,"confidence":0.999286,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6348249912261963},{"word":"a","start":236.55,"end":236.79,"confidence":0.983457,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6834760904312134},{"word":"huge","start":236.79,"end":237.19,"confidence":0.99971837,"punctuated_word":"huge","sentiment":"positive","sentiment_score":0.6820898056030273},{"word":"change","start":237.19,"end":237.69,"confidence":0.99826956,"punctuated_word":"change.","sentiment":"positive","sentiment_score":0.5905469655990601},{"word":"yeah","start":237.75,"end":238.25,"confidence":0.995275,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3001587986946106},{"word":"yeah","start":245.205,"end":245.705,"confidence":0.7643683,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02036009356379509},{"word":"yes","start":256.26,"end":256.54,"confidence":0.9795302,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.01379584427922964},{"word":"this","start":256.82,"end":257.06,"confidence":0.68456304,"punctuated_word":"This","sentiment":"neutral","sentiment_score":-0.02360210008919239},{"word":"one","start":257.06,"end":257.56,"confidence":0.7823469,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.025285542011260983},{"word":"yes","start":259.7,"end":260.2,"confidence":0.99801517,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.050017379224300385},{"word":"yeah","start":264.26,"end":264.76,"confidence":0.9949626,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.10229749232530594},{"word":"yeah","start":271.795,"end":272.295,"confidence":0.95187646,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06853386759757996},{"word":"a","start":274.595,"end":274.83502,"confidence":0.8535853,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.013059712946414948},{"word":"lot","start":274.83502,"end":275.33502,"confidence":0.997082,"punctuated_word":"lot.","sentiment":"neutral","sentiment_score":0.07202835381031036},{"word":"yeah","start":275.635,"end":276.135,"confidence":0.98366624,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.035152237862348557},{"word":"yeah","start":283.81,"end":284.31,"confidence":0.9909823,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03827622905373573},{"word":"absolutely","start":295.825,"end":296.325,"confidence":0.90844756,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.00968787632882595},{"word":"yeah","start":297.185,"end":297.685,"confidence":0.99463654,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006328260526061058},{"word":"mhmm","start":308.88,"end":309.38,"confidence":0.9723128,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.007688856683671475},{"word":"yes","start":311.84,"end":312.34,"confidence":0.9972486,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06670904904603958},{"word":"yes","start":315.77502,"end":316.27502,"confidence":0.9819689,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06633711606264114},{"word":"yeah","start":319.135,"end":319.635,"confidence":0.9401953,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06525719910860062},{"word":"definitely","start":322.255,"end":322.755,"confidence":0.6343621,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.16310451924800873},{"word":"yep","start":323.215,"end":323.715,"confidence":0.96247125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10947807878255844},{"word":"yeah","start":324.255,"end":324.655,"confidence":0.9889778,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.21348360180854797},{"word":"most","start":324.655,"end":325.135,"confidence":0.99865866,"punctuated_word":"Most","sentiment":"neutral","sentiment_score":0.3198772072792053},{"word":"definitely","start":325.135,"end":325.635,"confidence":0.9983984,"punctuated_word":"definitely.","sentiment":"positive","sentiment_score":0.3723878860473633},{"word":"it's","start":325.855,"end":326.095,"confidence":0.90074426,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.4098647534847259},{"word":"definitely","start":326.095,"end":326.415,"confidence":0.99943036,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.42663031816482544},{"word":"something","start":326.415,"end":326.73502,"confidence":0.9963302,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.27567258477211},{"word":"i","start":326.73502,"end":326.815,"confidence":0.8176693,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.23106756806373596},{"word":"wanna","start":326.815,"end":327.15,"confidence":0.9992893,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.3156376779079437},{"word":"talk","start":327.47,"end":327.63,"confidence":0.95779335,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.2805768847465515},{"word":"to","start":327.63,"end":327.71,"confidence":0.99503016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.294005811214447},{"word":"you","start":327.71,"end":327.79,"confidence":0.99893004,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30353280901908875},{"word":"about","start":327.79,"end":328.11,"confidence":0.99809074,"punctuated_word":"about.","sentiment":"neutral","sentiment_score":0.28831157088279724},{"word":"i","start":328.11,"end":328.19,"confidence":0.9916258,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10186830908060074},{"word":"know","start":328.19,"end":328.43,"confidence":0.9995809,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.11295055598020554},{"word":"that","start":328.43,"end":328.50998,"confidence":0.99931085,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10414379835128784},{"word":"was","start":328.50998,"end":328.66998,"confidence":0.997283,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.09002646803855896},{"word":"something","start":328.66998,"end":328.83,"confidence":0.9953206,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.10736733675003052},{"word":"that","start":328.83,"end":328.99,"confidence":0.6858428,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09405575692653656},{"word":"was","start":328.99,"end":329.22998,"confidence":0.9942064,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.050083935260772705},{"word":"coming","start":329.22998,"end":329.47,"confidence":0.99980074,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.07612007856369019},{"word":"up","start":329.47,"end":329.63,"confidence":0.7430009,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.06554846465587616},{"word":"and","start":329.63,"end":329.71,"confidence":0.9978847,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06646029651165009},{"word":"you","start":329.71,"end":329.94998,"confidence":0.99813014,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07559701800346375},{"word":"were","start":329.94998,"end":330.19,"confidence":0.92020154,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.06765269488096237},{"word":"last","start":330.27,"end":330.50998,"confidence":0.99063474,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.04087543860077858},{"word":"time","start":330.50998,"end":330.66998,"confidence":0.998408,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.06574809551239014},{"word":"we","start":330.66998,"end":330.83,"confidence":0.9984723,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07443089783191681},{"word":"spoke","start":330.83,"end":331.07,"confidence":0.9681251,"punctuated_word":"spoke,","sentiment":"neutral","sentiment_score":0.07849986106157303},{"word":"you","start":331.07,"end":331.22998,"confidence":0.9996662,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07126867771148682},{"word":"were","start":331.22998,"end":331.38998,"confidence":0.9802343,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.04605424776673317},{"word":"sort","start":331.38998,"end":331.55,"confidence":0.99057794,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05905197188258171},{"word":"of","start":331.55,"end":331.71,"confidence":0.9362101,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10517118871212006},{"word":"mentioning","start":331.71,"end":332.11,"confidence":0.9992974,"punctuated_word":"mentioning","sentiment":"neutral","sentiment_score":0.10470227152109146},{"word":"you","start":332.11,"end":332.43,"confidence":0.9765819,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13735352456569672},{"word":"were","start":332.43,"end":332.66998,"confidence":0.91254306,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.11874464154243468},{"word":"hopefully","start":332.66998,"end":333.07,"confidence":0.8387143,"punctuated_word":"hopefully","sentiment":"neutral","sentiment_score":0.20572355389595032},{"word":"gonna","start":333.07,"end":333.38998,"confidence":0.9976826,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.25284144282341003},{"word":"have","start":333.38998,"end":333.55,"confidence":0.9994375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1693275272846222},{"word":"that","start":333.55,"end":333.79,"confidence":0.9994978,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15629735589027405},{"word":"money","start":333.79,"end":334.19,"confidence":0.9999373,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1844019740819931},{"word":"around","start":334.19,"end":334.59,"confidence":0.99932396,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.10607469081878662},{"word":"about","start":334.59,"end":334.83,"confidence":0.98804444,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10458005964756012},{"word":"sort","start":334.83,"end":335.07,"confidence":0.9268017,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07392629981040955},{"word":"of","start":335.07,"end":335.22998,"confidence":0.9989795,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10197964310646056},{"word":"march","start":335.22998,"end":335.63,"confidence":0.9974496,"punctuated_word":"March","sentiment":"neutral","sentiment_score":0.13621340692043304},{"word":"this","start":335.63,"end":335.87,"confidence":0.99582434,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.14482182264328003},{"word":"year","start":335.87,"end":336.27,"confidence":0.93637794,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.14713126420974731},{"word":"if","start":336.27,"end":336.43,"confidence":0.99691665,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13076238334178925},{"word":"not","start":336.43,"end":336.59,"confidence":0.9998803,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.05352471023797989},{"word":"a","start":336.59,"end":336.75,"confidence":0.9136137,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08705446124076843},{"word":"little","start":336.75,"end":336.99,"confidence":0.9998503,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.07437564432621002},{"word":"bit","start":336.99,"end":337.22998,"confidence":0.9994462,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0733223408460617},{"word":"later","start":337.22998,"end":337.72998,"confidence":0.993265,"punctuated_word":"later.","sentiment":"neutral","sentiment_score":0.08177974820137024},{"word":"do","start":337.94998,"end":338.11,"confidence":0.43140876,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.024673856794834137},{"word":"you","start":338.11,"end":338.15,"confidence":0.81030095,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04691028967499733},{"word":"when","start":338.19,"end":338.27002,"confidence":0.987417,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.038590043783187866},{"word":"do","start":338.35,"end":338.50998,"confidence":0.9987992,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.020216338336467743},{"word":"you","start":338.50998,"end":338.59,"confidence":0.99833906,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06080286204814911},{"word":"know","start":338.59,"end":338.75,"confidence":0.99808407,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.03833448886871338},{"word":"when","start":338.75,"end":338.99,"confidence":0.9991722,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03057463839650154},{"word":"that","start":338.99,"end":339.15,"confidence":0.9994923,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0461539700627327},{"word":"sort","start":339.15,"end":339.31,"confidence":0.990598,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.008470743894577026},{"word":"of","start":339.31,"end":339.47,"confidence":0.9986523,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.026826441287994385},{"word":"might","start":339.47,"end":339.71,"confidence":0.999126,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.011192217469215391},{"word":"be","start":339.71,"end":339.78998,"confidence":0.99416035,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.015815839171409607},{"word":"coming","start":339.78998,"end":340.11,"confidence":0.999826,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.011279501020908356},{"word":"or","start":340.11,"end":340.27,"confidence":0.91693324,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05667588859796524},{"word":"how","start":340.27,"end":340.50998,"confidence":0.9998472,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.02239134907722473},{"word":"much","start":340.50998,"end":340.66998,"confidence":0.9998971,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.024809397757053375},{"word":"you're","start":340.66998,"end":340.99,"confidence":0.9986055,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06113126873970032},{"word":"expecting","start":340.99,"end":341.47,"confidence":0.9996898,"punctuated_word":"expecting","sentiment":"neutral","sentiment_score":0.054091084748506546},{"word":"from","start":341.47,"end":341.71,"confidence":0.99955803,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.04652903228998184},{"word":"that","start":341.71,"end":342.21,"confidence":0.99925995,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.04980313405394554},{"word":"yep","start":350.985,"end":351.485,"confidence":0.98365206,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02455637976527214},{"word":"yep","start":356.19998,"end":356.69998,"confidence":0.9932542,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.014092082157731056},{"word":"yep","start":361.56,"end":362.06,"confidence":0.994928,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03294302895665169},{"word":"okay","start":367.895,"end":368.215,"confidence":0.7672627,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03859451040625572},{"word":"yep","start":368.215,"end":368.715,"confidence":0.83490944,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05076874792575836},{"word":"okay","start":378.375,"end":378.875,"confidence":0.78055274,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.007284192368388176},{"word":"yep","start":379.255,"end":379.71,"confidence":0.9496417,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0027001004200428724},{"word":"yes","start":382.59,"end":383.09,"confidence":0.8923515,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.006779821589589119},{"word":"yeah","start":393.275,"end":393.775,"confidence":0.9213339,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05111297219991684},{"word":"absolutely","start":394.07498,"end":394.57498,"confidence":0.9973415,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.14147615432739258},{"word":"yeah","start":395.75497,"end":396.25497,"confidence":0.9976882,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11011961102485655},{"word":"no","start":396.31497,"end":396.63498,"confidence":0.9686144,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.02694115787744522},{"word":"that's","start":396.63498,"end":396.875,"confidence":0.99976933,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.29060718417167664},{"word":"perfect","start":396.875,"end":397.275,"confidence":0.9977561,"punctuated_word":"perfect.","sentiment":"neutral","sentiment_score":0.228812575340271},{"word":"well","start":397.275,"end":397.435,"confidence":0.96501935,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.08739785850048065},{"word":"when","start":397.435,"end":397.675,"confidence":0.9992212,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.09216301888227464},{"word":"you","start":397.675,"end":397.835,"confidence":0.9430042,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0707143247127533},{"word":"know","start":397.835,"end":398.335,"confidence":0.76496863,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.09958525002002716},{"word":"i","start":398.63498,"end":398.79498,"confidence":0.9976025,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.028511740267276764},{"word":"sort","start":398.79498,"end":399.03497,"confidence":0.9950867,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.03884036839008331},{"word":"of","start":399.03497,"end":399.115,"confidence":0.81172085,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04583308845758438},{"word":"just","start":399.115,"end":399.275,"confidence":0.9997551,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05327865481376648},{"word":"need","start":399.275,"end":399.51498,"confidence":0.99982256,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.03625224530696869},{"word":"to","start":399.51498,"end":399.59497,"confidence":0.99928576,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0251954048871994},{"word":"know","start":399.59497,"end":399.75497,"confidence":0.99996805,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.0033087879419326782},{"word":"how","start":399.75497,"end":399.91498,"confidence":0.9996718,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.001949384808540344},{"word":"much","start":399.91498,"end":400.07498,"confidence":0.9999492,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.01851186901330948},{"word":"you're","start":400.07498,"end":400.235,"confidence":0.9959762,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.034042391926050186},{"word":"gonna","start":400.235,"end":400.555,"confidence":0.99953294,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.02865570038557053},{"word":"be","start":400.555,"end":400.715,"confidence":0.99935883,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.029976442456245422},{"word":"able","start":400.715,"end":400.875,"confidence":0.9998809,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.09914417564868928},{"word":"to","start":400.875,"end":401.03497,"confidence":0.9992873,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005874216556549072},{"word":"get","start":401.03497,"end":401.275,"confidence":0.9822262,"punctuated_word":"get.","sentiment":"neutral","sentiment_score":0.008296515792608261},{"word":"so","start":401.275,"end":401.435,"confidence":0.99980825,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0812121108174324},{"word":"when","start":401.435,"end":401.59497,"confidence":0.99985826,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.059975720942020416},{"word":"you","start":401.59497,"end":401.75497,"confidence":0.9998969,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10289231687784196},{"word":"sort","start":401.75497,"end":401.91498,"confidence":0.9926726,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.11592583358287813},{"word":"of","start":401.91498,"end":402.07498,"confidence":0.997291,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13602247834205627},{"word":"have","start":402.07498,"end":402.235,"confidence":0.9997589,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0848083421587944},{"word":"a","start":402.235,"end":402.31497,"confidence":0.9998061,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08626329898834229},{"word":"really","start":402.31497,"end":402.555,"confidence":0.99994564,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.19691377878189087},{"word":"good","start":402.555,"end":402.715,"confidence":0.9999169,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.15693753957748413},{"word":"idea","start":402.715,"end":402.955,"confidence":0.9999317,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.05876404047012329},{"word":"of","start":402.955,"end":403.115,"confidence":0.9990509,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11187901347875596},{"word":"how","start":403.115,"end":403.275,"confidence":0.99985003,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.07396078109741211},{"word":"much","start":403.275,"end":403.51498,"confidence":0.99992967,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.04500965029001236},{"word":"you're","start":403.51498,"end":403.75497,"confidence":0.99922156,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.11845158040523528},{"word":"expecting","start":403.75497,"end":404.25497,"confidence":0.9983495,"punctuated_word":"expecting,","sentiment":"neutral","sentiment_score":0.05999700725078583},{"word":"then","start":405.07,"end":405.15002,"confidence":0.9653107,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2890060544013977},{"word":"we","start":405.15002,"end":405.39,"confidence":0.9998228,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2716180682182312},{"word":"can","start":405.39,"end":405.63,"confidence":0.9998611,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3567746579647064},{"word":"definitely","start":405.63,"end":405.95,"confidence":0.9986368,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.5035429000854492},{"word":"tap","start":405.95,"end":406.11002,"confidence":0.99898463,"punctuated_word":"tap","sentiment":"positive","sentiment_score":0.35829484462738037},{"word":"into","start":406.11002,"end":406.35,"confidence":0.9955356,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.40025806427001953},{"word":"the","start":406.35,"end":406.51,"confidence":0.99924904,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.37104660272598267},{"word":"advice","start":406.51,"end":406.83002,"confidence":0.99043626,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.4033513069152832},{"word":"and","start":406.83002,"end":406.99002,"confidence":0.99475527,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.36814022064208984},{"word":"talk","start":406.99002,"end":407.31003,"confidence":0.99985087,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.3931550681591034},{"word":"more","start":407.31003,"end":407.47,"confidence":0.999546,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.4432883560657501},{"word":"about","start":407.47,"end":407.71002,"confidence":0.9999194,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.355061411857605},{"word":"what","start":407.71002,"end":407.87003,"confidence":0.99941146,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.4532630443572998},{"word":"your","start":407.87003,"end":408.03,"confidence":0.9990767,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.39804673194885254},{"word":"goals","start":408.03,"end":408.35,"confidence":0.99982846,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.001743227243423462},{"word":"are","start":408.35,"end":408.85,"confidence":0.9994755,"punctuated_word":"are.","sentiment":"neutral","sentiment_score":0.3150833249092102},{"word":"it","start":409.15002,"end":409.31003,"confidence":0.8242196,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.1466446816921234},{"word":"might","start":409.31003,"end":409.47,"confidence":0.999962,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.18166731297969815},{"word":"be","start":409.47,"end":409.55002,"confidence":0.9982192,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.16796059906482697},{"word":"really","start":409.55002,"end":409.79,"confidence":0.99317,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.20606981217861176},{"word":"important","start":409.79,"end":410.11002,"confidence":0.9997787,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.1279354840517044},{"word":"to","start":410.11002,"end":410.27002,"confidence":0.9995535,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17459504306316376},{"word":"talk","start":410.27002,"end":410.43002,"confidence":0.99973327,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.1677471399307251},{"word":"to","start":410.43002,"end":410.59003,"confidence":0.9990212,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14217665791511536},{"word":"both","start":410.59003,"end":410.75,"confidence":0.9802337,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.18530893325805664},{"word":"of","start":410.75,"end":410.91,"confidence":0.992238,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2008163779973984},{"word":"you","start":410.91,"end":411.15002,"confidence":0.9994529,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1902708411216736},{"word":"as","start":411.15002,"end":411.23,"confidence":0.99979013,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15883181989192963},{"word":"well","start":411.23,"end":411.47,"confidence":0.9999845,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.17464621365070343},{"word":"because","start":411.47,"end":411.71002,"confidence":0.79944885,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1127467229962349},{"word":"this","start":411.71002,"end":411.95,"confidence":0.9990822,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.11866575479507446},{"word":"is","start":411.95,"end":412.03,"confidence":0.6823363,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11803930997848512},{"word":"also","start":412.03,"end":412.43002,"confidence":0.9948602,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.07088815420866013},{"word":"got","start":412.43002,"end":412.67,"confidence":0.56425273,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0934404656291008},{"word":"to","start":412.67,"end":412.75,"confidence":0.98158115,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10731191188097},{"word":"do","start":412.75,"end":412.91,"confidence":0.98162544,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12048278003931046},{"word":"with","start":412.91,"end":412.99002,"confidence":0.995644,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07647328078746796},{"word":"your","start":412.99002,"end":413.23,"confidence":0.9985789,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0942457914352417},{"word":"partner","start":413.23,"end":413.63,"confidence":0.9998779,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":0.0831252709031105},{"word":"as","start":413.63,"end":413.79,"confidence":0.99991095,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10706686973571776},{"word":"well","start":413.79,"end":414.29,"confidence":0.9873531,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.11097536981105804},{"word":"so","start":414.59003,"end":414.75,"confidence":0.964917,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.28023743629455566},{"word":"we'll","start":414.75,"end":414.99002,"confidence":0.99943376,"punctuated_word":"we'll","sentiment":"positive","sentiment_score":0.33547529578208923},{"word":"have","start":414.99002,"end":415.15002,"confidence":0.99993753,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.47445082664489746},{"word":"a","start":415.15002,"end":415.23,"confidence":0.9998259,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.45482122898101807},{"word":"really","start":415.23,"end":415.47,"confidence":0.9999682,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4653468132019043},{"word":"good","start":415.47,"end":415.63,"confidence":0.999811,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4927835166454315},{"word":"chat","start":415.63,"end":415.87003,"confidence":0.99982774,"punctuated_word":"chat","sentiment":"positive","sentiment_score":0.5529379844665527},{"word":"with","start":415.87003,"end":416.03,"confidence":0.99992454,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.48995938897132874},{"word":"both","start":416.03,"end":416.35,"confidence":0.99923766,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.4904288649559021},{"word":"of","start":416.35,"end":416.43002,"confidence":0.9995208,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.48797547817230225},{"word":"you","start":416.43002,"end":416.67,"confidence":0.97632146,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.4282125234603882},{"word":"talk","start":416.67,"end":416.91,"confidence":0.99931633,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.33740487694740295},{"word":"about","start":416.91,"end":417.15002,"confidence":0.99484324,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.295931339263916},{"word":"what","start":417.15002,"end":417.23,"confidence":0.99802715,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3487843871116638},{"word":"your","start":417.23,"end":417.39,"confidence":0.9982481,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3223412036895752},{"word":"goals","start":417.39,"end":417.71002,"confidence":0.99970824,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.2558736503124237},{"word":"are","start":417.71002,"end":417.87003,"confidence":0.9964557,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.28759679198265076},{"word":"what","start":417.87003,"end":418.11002,"confidence":0.99953055,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3404385447502136},{"word":"you","start":418.11002,"end":418.19,"confidence":0.99933654,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3592257797718048},{"word":"guys","start":418.19,"end":418.43002,"confidence":0.99892765,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.31399476528167725},{"word":"wanna","start":418.43002,"end":418.75,"confidence":0.93998945,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.31160736083984375},{"word":"achieve","start":418.75,"end":419.15002,"confidence":0.99504685,"punctuated_word":"achieve","sentiment":"neutral","sentiment_score":0.2995971441268921},{"word":"from","start":419.15002,"end":419.31,"confidence":0.9992136,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.283294677734375},{"word":"the","start":419.31,"end":419.55002,"confidence":0.9993143,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.29770371317863464},{"word":"funds","start":419.55002,"end":419.87003,"confidence":0.9969882,"punctuated_word":"funds,","sentiment":"neutral","sentiment_score":0.23258981108665464},{"word":"what","start":419.87003,"end":420.11002,"confidence":0.9994844,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.29136067628860474},{"word":"you're","start":420.11002,"end":420.27002,"confidence":0.8730249,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.23723721504211423},{"word":"hoping","start":420.27002,"end":420.645,"confidence":0.85999084,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.1752311885356903},{"word":"you're","start":421.125,"end":421.205,"confidence":0.9234282,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2076010555028915},{"word":"accessible","start":421.205,"end":421.705,"confidence":0.9493193,"punctuated_word":"accessible,","sentiment":"neutral","sentiment_score":0.15866126120090485},{"word":"what","start":421.925,"end":422.16498,"confidence":0.9989819,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1969827115535736},{"word":"your","start":422.16498,"end":422.485,"confidence":0.8045865,"punctuated_word":"your,","sentiment":"neutral","sentiment_score":0.14130108058452606},{"word":"you","start":422.485,"end":422.565,"confidence":0.9905487,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14224228262901306},{"word":"know","start":422.565,"end":422.88498,"confidence":0.9990957,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.11941012740135191},{"word":"medium","start":422.88498,"end":423.285,"confidence":0.90448725,"punctuated_word":"medium","sentiment":"neutral","sentiment_score":0.11603590846061708},{"word":"term","start":423.285,"end":423.525,"confidence":0.9775184,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.04066057503223419},{"word":"goals","start":423.525,"end":423.845,"confidence":0.9898616,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":-0.01599927246570587},{"word":"are","start":423.845,"end":424.00497,"confidence":0.980068,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.05799494683742523},{"word":"down","start":424.00497,"end":424.16498,"confidence":0.99731195,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.09508733451366425},{"word":"the","start":424.16498,"end":424.245,"confidence":0.98991454,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06235963851213455},{"word":"track","start":424.245,"end":424.485,"confidence":0.99802834,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.0798797532916069},{"word":"if","start":424.485,"end":424.72498,"confidence":0.73607695,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02785235270857811},{"word":"we're","start":424.72498,"end":424.805,"confidence":0.9881031,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.05340276658535004},{"word":"just","start":424.805,"end":424.965,"confidence":0.998928,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05983768776059151},{"word":"looking","start":424.965,"end":425.285,"confidence":0.9953301,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.05470780283212662},{"word":"at","start":425.285,"end":425.365,"confidence":0.6095685,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.052061036229133606},{"word":"retirement","start":425.365,"end":425.76498,"confidence":0.98802894,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.07840428501367569},{"word":"or","start":425.76498,"end":425.925,"confidence":0.8574862,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06436921656131744},{"word":"if","start":425.925,"end":426.085,"confidence":0.9992611,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06436723470687866},{"word":"you","start":426.085,"end":426.16498,"confidence":0.9994331,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09363724291324615},{"word":"want","start":426.16498,"end":426.405,"confidence":0.9317222,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.04840769991278648},{"word":"it","start":426.405,"end":426.565,"confidence":0.950808,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07175005972385406},{"word":"sort","start":426.565,"end":426.72498,"confidence":0.9693811,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.09369215369224548},{"word":"of","start":426.72498,"end":426.88498,"confidence":0.9975726,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09211621433496477},{"word":"working","start":426.88498,"end":427.205,"confidence":0.99912614,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.11411739885807036},{"word":"somewhere","start":427.205,"end":427.60498,"confidence":0.99950266,"punctuated_word":"somewhere","sentiment":"neutral","sentiment_score":0.10421901941299438},{"word":"else","start":427.60498,"end":427.925,"confidence":0.9998754,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.20264816284179688},{"word":"for","start":427.925,"end":428.085,"confidence":0.9997936,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.16463205218315125},{"word":"you","start":428.085,"end":428.585,"confidence":0.88964725,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1755390763282776},{"word":"and","start":428.805,"end":428.965,"confidence":0.6495571,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.21738332509994507},{"word":"then","start":428.965,"end":429.205,"confidence":0.99981576,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.3173752725124359},{"word":"i","start":429.205,"end":429.365,"confidence":0.9957514,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4181351363658905},{"word":"can","start":429.365,"end":429.60498,"confidence":0.9996885,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4702362716197967},{"word":"absolutely","start":429.60498,"end":430.10498,"confidence":0.9928833,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.4621061980724334},{"word":"do","start":430.16498,"end":430.32498,"confidence":0.9855694,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5590894222259521},{"word":"off","start":430.32498,"end":430.405,"confidence":0.5925438,"punctuated_word":"off","sentiment":"positive","sentiment_score":0.4696332514286041},{"word":"an","start":430.405,"end":430.565,"confidence":0.9911158,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.5552934408187866},{"word":"advice","start":430.565,"end":430.965,"confidence":0.9568876,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.5149574875831604},{"word":"document","start":430.965,"end":431.44498,"confidence":0.9964192,"punctuated_word":"document","sentiment":"positive","sentiment_score":0.5567666888237},{"word":"to","start":431.44498,"end":431.60498,"confidence":0.996666,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5995368957519531},{"word":"support","start":431.60498,"end":431.925,"confidence":0.99950874,"punctuated_word":"support","sentiment":"positive","sentiment_score":0.5498644113540649},{"word":"you","start":431.925,"end":432.085,"confidence":0.99954623,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5685428977012634},{"word":"guys","start":432.085,"end":432.245,"confidence":0.99220145,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.5688003301620483},{"word":"and","start":432.245,"end":432.485,"confidence":0.9922111,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4793958365917206},{"word":"help","start":432.485,"end":432.645,"confidence":0.9997365,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.551893949508667},{"word":"you","start":432.645,"end":432.805,"confidence":0.9994393,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6101099252700806},{"word":"through","start":432.805,"end":433.04498,"confidence":0.9975809,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.6274411678314209},{"word":"that","start":433.04498,"end":433.205,"confidence":0.9731479,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5070759057998657},{"word":"that's","start":433.205,"end":433.365,"confidence":0.79742795,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5542129278182983},{"word":"not","start":433.365,"end":433.60498,"confidence":0.9997327,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.47119569778442383},{"word":"a","start":433.60498,"end":433.685,"confidence":0.99724835,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4963902831077576},{"word":"problem","start":433.685,"end":434.00497,"confidence":0.999785,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.4755706489086151},{"word":"at","start":434.00497,"end":434.16498,"confidence":0.9940853,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.512398362159729},{"word":"all","start":434.16498,"end":434.485,"confidence":0.99955225,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.4825098514556885},{"word":"okay","start":434.485,"end":434.985,"confidence":0.7649622,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.5920926928520203},{"word":"easy","start":436.25,"end":436.75,"confidence":0.7758949,"punctuated_word":"Easy.","sentiment":"positive","sentiment_score":0.791945219039917},{"word":"not","start":437.13,"end":437.44998,"confidence":0.98321784,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.2749834954738617},{"word":"a","start":437.44998,"end":437.69,"confidence":0.94903964,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15678665041923523},{"word":"worry","start":437.69,"end":438.19,"confidence":0.99922305,"punctuated_word":"worry.","sentiment":"neutral","sentiment_score":0.16037099063396454},{"word":"has","start":438.81,"end":439.05,"confidence":0.63432735,"punctuated_word":"Has","sentiment":"neutral","sentiment_score":0.06249051541090011},{"word":"that","start":439.05,"end":439.37,"confidence":0.99097013,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07601672410964966},{"word":"email","start":439.37,"end":439.87,"confidence":0.9982768,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.08509072661399841},{"word":"popped","start":439.93,"end":440.16998,"confidence":0.8237924,"punctuated_word":"popped","sentiment":"neutral","sentiment_score":0.06286253780126572},{"word":"through","start":440.16998,"end":440.49,"confidence":0.99891365,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0682089626789093},{"word":"to","start":440.49,"end":440.65,"confidence":0.99768317,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05989406257867813},{"word":"you","start":440.65,"end":440.88998,"confidence":0.99964535,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05409671366214752},{"word":"at","start":440.88998,"end":440.97,"confidence":0.997979,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07346384227275848},{"word":"all","start":440.97,"end":441.47,"confidence":0.9996053,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":0.05346769466996193},{"word":"yeah","start":442.88998,"end":443.38998,"confidence":0.88923144,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0068845986388623714},{"word":"absolutely","start":445.05,"end":445.55,"confidence":0.9853042,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.09885965287685394},{"word":"i","start":446.16998,"end":446.41,"confidence":0.9995534,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.014814183115959167},{"word":"have","start":446.41,"end":446.81,"confidence":0.9998342,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.020217053592205048},{"word":"here","start":446.81,"end":447.05,"confidence":0.9828105,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.01770654506981373},{"word":"so","start":447.13,"end":447.37,"confidence":0.6955635,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0329783596098423},{"word":"sorry","start":447.37,"end":447.61,"confidence":0.7044885,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.06260082125663757},{"word":"i'll","start":447.61,"end":447.77,"confidence":0.7892656,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.03332971781492233},{"word":"just","start":447.77,"end":447.93,"confidence":0.99889565,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.02857508510351181},{"word":"go","start":447.93,"end":448.395,"confidence":0.9531045,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.023965565487742424},{"word":"back","start":448.63498,"end":449.13498,"confidence":0.9974346,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":-0.026623209938406944},{"word":"your","start":449.275,"end":449.51498,"confidence":0.90970224,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":-0.010257212445139883},{"word":"email","start":449.51498,"end":449.75497,"confidence":0.9998634,"punctuated_word":"email","sentiment":"neutral","sentiment_score":-0.0026010777801275253},{"word":"address","start":449.75497,"end":450.155,"confidence":0.99349916,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.0013098008930683136},{"word":"i","start":450.155,"end":450.315,"confidence":0.96802425,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.008332233875989914},{"word":"have","start":450.315,"end":450.555,"confidence":0.99996376,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.012540720403194427},{"word":"here","start":450.555,"end":450.79498,"confidence":0.99952185,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.015407651662826538},{"word":"is","start":450.79498,"end":451.19498,"confidence":0.99957293,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.009285928681492804},{"word":"rose31@cpg.com.au","start":451.19498,"end":454.175,"confidence":0.94323,"punctuated_word":"rose31@cpg.com.au.","sentiment":"neutral","sentiment_score":0.01368866115808487},{"word":"if","start":456.315,"end":456.47498,"confidence":0.84351116,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.03553135320544243},{"word":"it's","start":456.47498,"end":456.715,"confidence":0.98248976,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.026913268491625782},{"word":"it","start":458.07498,"end":458.235,"confidence":0.99057615,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09689775109291077},{"word":"might","start":458.235,"end":458.47498,"confidence":0.9991773,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.11849614977836607},{"word":"be","start":458.47498,"end":458.79498,"confidence":0.9994215,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.2043999284505844},{"word":"slow","start":458.79498,"end":459.29498,"confidence":0.9843765,"punctuated_word":"slow.","sentiment":"neutral","sentiment_score":-0.1578219085931778},{"word":"yeah","start":459.75497,"end":460.25497,"confidence":0.8421638,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08669500052928925},{"word":"alright","start":465.05002,"end":465.55002,"confidence":0.9616553,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.0033713839948177338},{"word":"right","start":468.17,"end":468.67,"confidence":0.99845076,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.037666380405426025},{"word":"that's","start":468.89,"end":469.29,"confidence":0.9987942,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.07141289114952087},{"word":"okay","start":469.29,"end":469.79,"confidence":0.99967086,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.06330084055662155},{"word":"yep","start":474.10498,"end":474.425,"confidence":0.86527264,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05226292461156845},{"word":"that's","start":474.425,"end":474.745,"confidence":0.9998397,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06521876901388168},{"word":"okay","start":474.745,"end":475.245,"confidence":0.9998616,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.054622866213321686},{"word":"did","start":475.465,"end":475.625,"confidence":0.7998691,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.015926644206047058},{"word":"you","start":475.625,"end":475.78497,"confidence":0.9999472,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.019448135048151016},{"word":"want","start":475.78497,"end":475.94498,"confidence":0.9998368,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.013216877356171608},{"word":"us","start":475.94498,"end":476.10498,"confidence":0.99980336,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.02924586832523346},{"word":"to","start":476.10498,"end":476.26498,"confidence":0.9996371,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.029738636687397957},{"word":"change","start":476.26498,"end":476.66498,"confidence":0.9998653,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.028898008167743683},{"word":"the","start":476.66498,"end":477.16498,"confidence":0.9997956,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01866673305630684},{"word":"email","start":477.305,"end":477.78497,"confidence":0.9998097,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.006379334256052971},{"word":"on","start":477.78497,"end":477.94498,"confidence":0.99974567,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.017601080238819122},{"word":"your","start":477.94498,"end":478.185,"confidence":0.99988115,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.022830648347735405},{"word":"file","start":478.185,"end":478.50497,"confidence":0.99979466,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.03101569414138794},{"word":"as","start":478.50497,"end":478.745,"confidence":0.9993705,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.01807677559554577},{"word":"well","start":478.745,"end":479.065,"confidence":0.9995851,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.025612886995077133},{"word":"and","start":479.065,"end":479.22498,"confidence":0.95539874,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01772550493478775},{"word":"on","start":479.22498,"end":479.38498,"confidence":0.99963987,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.024585848674178123},{"word":"your","start":479.38498,"end":479.625,"confidence":0.99459887,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0223175585269928},{"word":"super","start":479.625,"end":480.025,"confidence":0.5655342,"punctuated_word":"super?","sentiment":"neutral","sentiment_score":0.04382474720478058},{"word":"yep","start":480.025,"end":480.425,"confidence":0.9972415,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0480896458029747},{"word":"that's","start":480.425,"end":480.745,"confidence":0.99976885,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.07933638989925385},{"word":"okay","start":480.745,"end":481.065,"confidence":0.99977094,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.07552576810121536},{"word":"what","start":481.065,"end":481.305,"confidence":0.99982053,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.04426532983779907},{"word":"we'll","start":481.305,"end":481.54498,"confidence":0.9995393,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.05298873782157898},{"word":"do","start":481.54498,"end":481.705,"confidence":0.9998005,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06529698520898819},{"word":"is","start":481.705,"end":481.94498,"confidence":0.999706,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04146413505077362},{"word":"we","start":481.94498,"end":482.10498,"confidence":0.96021444,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05019497871398926},{"word":"will","start":482.10498,"end":482.26498,"confidence":0.9996045,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.04889844357967377},{"word":"need","start":482.26498,"end":482.50497,"confidence":0.9999218,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.060519956052303314},{"word":"to","start":482.50497,"end":483.00497,"confidence":0.77654314,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.04224962741136551},{"word":"before","start":483.22498,"end":483.625,"confidence":0.98575807,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.013484381139278412},{"word":"you","start":483.625,"end":483.865,"confidence":0.999551,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02906530722975731},{"word":"close","start":483.865,"end":484.185,"confidence":0.9995493,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.027904916554689407},{"word":"the","start":484.185,"end":484.425,"confidence":0.99815315,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03802378475666046},{"word":"email","start":484.425,"end":484.745,"confidence":0.9992822,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.011325690895318983},{"word":"down","start":484.745,"end":485.065,"confidence":0.977819,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.024877017363905907},{"word":"have","start":485.065,"end":485.22498,"confidence":0.99354905,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03446688503026962},{"word":"it","start":485.22498,"end":485.49,"confidence":0.97715515,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05067851021885872},{"word":"swapped","start":485.49,"end":485.72998,"confidence":0.983732,"punctuated_word":"swapped","sentiment":"neutral","sentiment_score":0.04950752109289169},{"word":"over","start":485.72998,"end":485.97,"confidence":0.9997737,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.0464070737361908},{"word":"on","start":485.97,"end":486.21,"confidence":0.99961555,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04636062681674957},{"word":"hub","start":486.21,"end":486.53,"confidence":0.55087286,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.04643316939473152},{"word":"twenty","start":486.53,"end":486.77,"confidence":0.9987066,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.04117833822965622},{"word":"four","start":486.77,"end":487.00998,"confidence":0.9661392,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":0.043928422033786774},{"word":"it","start":487.00998,"end":487.16998,"confidence":0.81741273,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.051152728497982025},{"word":"is","start":487.16998,"end":487.25,"confidence":0.97068965,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04486188292503357},{"word":"a","start":487.25,"end":487.41,"confidence":0.9879181,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06463782489299774},{"word":"change","start":487.41,"end":487.65,"confidence":0.99442506,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.07954620569944382},{"word":"of","start":487.65,"end":487.81,"confidence":0.96512157,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05676499009132385},{"word":"details","start":487.81,"end":488.21,"confidence":0.99069875,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.049134403467178345},{"word":"form","start":488.21,"end":488.53,"confidence":0.9895689,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.0634988471865654},{"word":"because","start":488.53,"end":488.77,"confidence":0.8818426,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.05651078373193741},{"word":"your","start":488.77,"end":489.00998,"confidence":0.9968184,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07826156169176102},{"word":"email","start":489.00998,"end":489.33,"confidence":0.99665534,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.06553451716899872},{"word":"is","start":489.33,"end":489.49,"confidence":0.6708755,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07544001191854477},{"word":"quite","start":489.49,"end":489.81,"confidence":0.99968755,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.06167294830083847},{"word":"important","start":489.81,"end":490.21,"confidence":0.99954104,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.10022732615470886},{"word":"to","start":490.21,"end":490.37,"confidence":0.9814789,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16398221254348755},{"word":"the","start":490.37,"end":490.53,"confidence":0.9961755,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1985314041376114},{"word":"platform","start":490.53,"end":490.93,"confidence":0.8925543,"punctuated_word":"platform.","sentiment":"neutral","sentiment_score":0.16860273480415344},{"word":"it's","start":490.93,"end":491.16998,"confidence":0.9990325,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2862113118171692},{"word":"part","start":491.16998,"end":491.41,"confidence":0.9982937,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.286124587059021},{"word":"of","start":491.41,"end":491.56998,"confidence":0.9996946,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19889992475509644},{"word":"your","start":491.56998,"end":491.97,"confidence":0.9984586,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3141424059867859},{"word":"login","start":491.97,"end":492.47,"confidence":0.91130584,"punctuated_word":"login.","sentiment":"neutral","sentiment_score":0.2758833169937134},{"word":"so","start":493.16998,"end":493.49,"confidence":0.9962529,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.136764258146286},{"word":"what","start":493.49,"end":493.65,"confidence":0.99974996,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08749539405107498},{"word":"i'll","start":493.65,"end":493.88998,"confidence":0.99991107,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08913236856460571},{"word":"do","start":493.88998,"end":494.05,"confidence":0.9997354,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11417820304632188},{"word":"is","start":494.05,"end":494.28998,"confidence":0.9993917,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1004447266459465},{"word":"after","start":494.28998,"end":494.61,"confidence":0.7185341,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.0980379581451416},{"word":"the","start":494.61,"end":494.69,"confidence":0.9994281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08650841563940048},{"word":"call","start":494.69,"end":495.00998,"confidence":0.9907061,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.08870239555835724},{"word":"i","start":495.00998,"end":495.09,"confidence":0.99989283,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10746104270219804},{"word":"can","start":495.09,"end":495.25,"confidence":0.99959856,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11603841930627824},{"word":"get","start":495.25,"end":495.49,"confidence":0.9998727,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.08658601343631744},{"word":"my","start":495.49,"end":495.65,"confidence":0.99982685,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.12651413679122925},{"word":"admin","start":495.65,"end":496.05,"confidence":0.99965787,"punctuated_word":"admin","sentiment":"neutral","sentiment_score":0.13167248666286469},{"word":"team","start":496.05,"end":496.37,"confidence":0.98772055,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.07556255161762238},{"word":"to","start":496.37,"end":496.53,"confidence":0.9987326,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12035398185253143},{"word":"organize","start":496.53,"end":497.03,"confidence":0.9987915,"punctuated_word":"organize","sentiment":"neutral","sentiment_score":0.07681917399168015},{"word":"the","start":497.16998,"end":497.33,"confidence":0.995468,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12445376813411713},{"word":"change","start":497.33,"end":497.65,"confidence":0.9927564,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.13768064975738523},{"word":"of","start":497.65,"end":497.81,"confidence":0.99173486,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07571161538362503},{"word":"details","start":497.81,"end":498.285,"confidence":0.99774194,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.07236120104789734},{"word":"form","start":498.765,"end":498.92502,"confidence":0.9966963,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.06497205793857574},{"word":"can","start":498.92502,"end":499.245,"confidence":0.5888782,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.03642685711383819},{"word":"i","start":499.245,"end":499.405,"confidence":0.9999212,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01859435625374317},{"word":"grab","start":499.405,"end":499.645,"confidence":0.9998072,"punctuated_word":"grab","sentiment":"neutral","sentiment_score":0.07063202559947968},{"word":"your","start":499.645,"end":499.885,"confidence":0.9974934,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0789479911327362},{"word":"new","start":499.885,"end":500.125,"confidence":0.9982383,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.09095976501703262},{"word":"email","start":500.125,"end":500.445,"confidence":0.99991214,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.07370128482580185},{"word":"as","start":500.445,"end":500.605,"confidence":0.99899787,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07214730978012085},{"word":"well","start":500.605,"end":500.845,"confidence":0.99992466,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.08383104205131531},{"word":"just","start":500.845,"end":501.085,"confidence":0.88468444,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08995798230171204},{"word":"so","start":501.085,"end":501.245,"confidence":0.9990984,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08874916285276413},{"word":"we","start":501.245,"end":501.405,"confidence":0.99954873,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1037285104393959},{"word":"can","start":501.405,"end":501.565,"confidence":0.9989366,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10146570950746536},{"word":"kinda","start":501.565,"end":501.885,"confidence":0.8397544,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.1471846103668213},{"word":"prefill","start":501.885,"end":502.365,"confidence":0.73166394,"punctuated_word":"prefill","sentiment":"neutral","sentiment_score":0.1548110842704773},{"word":"the","start":502.365,"end":502.445,"confidence":0.99868375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10967110097408296},{"word":"form","start":502.445,"end":502.845,"confidence":0.99928075,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.09833063185214996},{"word":"for","start":502.845,"end":503.085,"confidence":0.9996126,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1223798841238022},{"word":"you","start":503.085,"end":503.585,"confidence":0.9968616,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.07926711440086365},{"word":"yeah","start":505.725,"end":506.225,"confidence":0.78777164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1270282417535782},{"word":"brad","start":513.33997,"end":513.82,"confidence":0.7743908,"punctuated_word":"Brad","sentiment":"neutral","sentiment_score":0.01770171709358692},{"word":"j","start":513.82,"end":514.32,"confidence":0.99568295,"punctuated_word":"j","sentiment":"neutral","sentiment_score":0.029237348586320877},{"word":"row","start":514.54,"end":515.04,"confidence":0.7305616,"punctuated_word":"row,","sentiment":"neutral","sentiment_score":0.03543214127421379},{"word":"all","start":515.42,"end":515.66,"confidence":0.9990577,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.03835072368383408},{"word":"lowercase","start":515.66,"end":516.16,"confidence":0.813262,"punctuated_word":"lowercase,","sentiment":"neutral","sentiment_score":0.049797605723142624},{"word":"one","start":516.38,"end":516.62,"confidence":0.99955386,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06051013246178627},{"word":"word","start":516.62,"end":517.01996,"confidence":0.98790246,"punctuated_word":"word.","sentiment":"neutral","sentiment_score":0.0556023083627224},{"word":"yep","start":517.01996,"end":517.51996,"confidence":0.99604404,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.034062109887599945},{"word":"yep","start":519.89996,"end":520.39996,"confidence":0.89807,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.029827456921339035},{"word":"g","start":522.22,"end":522.45996,"confidence":0.9921331,"punctuated_word":"G","sentiment":"neutral","sentiment_score":0.021573184058070183},{"word":"mail","start":522.45996,"end":522.86,"confidence":0.9519931,"punctuated_word":"mail","sentiment":"neutral","sentiment_score":0.028969064354896545},{"word":"dot","start":522.86,"end":523.1,"confidence":0.99969316,"punctuated_word":"dot","sentiment":"neutral","sentiment_score":0.03869210183620453},{"word":"com","start":523.1,"end":523.6,"confidence":0.99872226,"punctuated_word":"com.","sentiment":"neutral","sentiment_score":0.045800577849149704},{"word":"perfect","start":523.66,"end":524.16,"confidence":0.9998014,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5446343421936035},{"word":"all","start":524.77496,"end":524.935,"confidence":0.9972255,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5534786581993103},{"word":"good","start":524.935,"end":525.435,"confidence":0.9998898,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5271902084350586},{"word":"thank","start":525.495,"end":525.65497,"confidence":0.9993331,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7476702332496643},{"word":"you","start":525.65497,"end":525.89496,"confidence":0.99994767,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7850353121757507},{"word":"so","start":525.89496,"end":526.13495,"confidence":0.9066466,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7654681205749512},{"word":"much","start":526.13495,"end":526.375,"confidence":0.92150426,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.8097607493400574},{"word":"for","start":526.375,"end":526.615,"confidence":0.99976104,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.805168628692627},{"word":"that","start":526.615,"end":527.095,"confidence":0.999941,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.7522830963134766},{"word":"i'll","start":527.095,"end":527.25494,"confidence":0.9998491,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.5305726528167725},{"word":"get","start":527.25494,"end":527.495,"confidence":0.9999466,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.5065841674804688},{"word":"the","start":527.495,"end":527.65497,"confidence":0.998703,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4527507722377777},{"word":"change","start":527.65497,"end":527.89496,"confidence":0.9867172,"punctuated_word":"change","sentiment":"positive","sentiment_score":0.48085957765579224},{"word":"of","start":527.89496,"end":528.13495,"confidence":0.99719405,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3886862993240357},{"word":"details","start":528.13495,"end":528.615,"confidence":0.9364583,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.3203381896018982},{"word":"form","start":528.615,"end":529.095,"confidence":0.97791296,"punctuated_word":"form","sentiment":"positive","sentiment_score":0.4788456857204437},{"word":"done","start":529.095,"end":529.33496,"confidence":0.97527605,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.4110765755176544},{"word":"up","start":529.33496,"end":529.815,"confidence":0.97197163,"punctuated_word":"up.","sentiment":"positive","sentiment_score":0.44970837235450745},{"word":"we'll","start":529.815,"end":530.055,"confidence":0.8724717,"punctuated_word":"We'll","sentiment":"positive","sentiment_score":0.3334614038467407},{"word":"get","start":530.055,"end":530.21497,"confidence":0.9986952,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.3845078945159912},{"word":"you","start":530.21497,"end":530.375,"confidence":0.9987072,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3836948275566101},{"word":"to","start":530.375,"end":530.535,"confidence":0.99148303,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.41866883635520935},{"word":"sign","start":530.535,"end":530.77496,"confidence":0.9996464,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.28403228521347046},{"word":"that","start":530.77496,"end":531.01495,"confidence":0.9056763,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.3013509511947632},{"word":"return","start":531.01495,"end":531.33496,"confidence":0.9987117,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.34736940264701843},{"word":"it","start":531.33496,"end":531.415,"confidence":0.9874117,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2960042357444763},{"word":"back","start":531.415,"end":531.65497,"confidence":0.9826021,"punctuated_word":"back,","sentiment":"neutral","sentiment_score":0.2936440706253052},{"word":"and","start":531.65497,"end":531.735,"confidence":0.9996433,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.31180915236473083},{"word":"then","start":531.735,"end":531.975,"confidence":0.9998704,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.33576667308807373},{"word":"we","start":531.975,"end":532.055,"confidence":0.9997116,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.27565672993659973},{"word":"can","start":532.055,"end":532.295,"confidence":0.9997048,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3148055970668793},{"word":"have","start":532.295,"end":532.45496,"confidence":0.9998221,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.32056692242622375},{"word":"that","start":532.45496,"end":532.615,"confidence":0.99912745,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3100506663322449},{"word":"all","start":532.615,"end":532.77496,"confidence":0.9961073,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2758391201496124},{"word":"changed","start":532.77496,"end":533.175,"confidence":0.9957594,"punctuated_word":"changed","sentiment":"positive","sentiment_score":0.36901798844337463},{"word":"over","start":533.175,"end":533.415,"confidence":0.9989416,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.3748712539672851},{"word":"with","start":533.415,"end":533.57495,"confidence":0.9995359,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4106316268444062},{"word":"hub","start":533.57495,"end":533.815,"confidence":0.5263983,"punctuated_word":"Hub","sentiment":"positive","sentiment_score":0.3568403422832489},{"word":"twenty","start":533.815,"end":534.13495,"confidence":0.9869272,"punctuated_word":"twenty","sentiment":"positive","sentiment_score":0.38320308923721313},{"word":"four","start":534.13495,"end":534.295,"confidence":0.9994531,"punctuated_word":"four","sentiment":"positive","sentiment_score":0.3661358058452606},{"word":"and","start":534.295,"end":534.535,"confidence":0.9706753,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3327317237854004},{"word":"on","start":534.535,"end":534.69495,"confidence":0.9833929,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3728444874286651},{"word":"our","start":534.69495,"end":534.935,"confidence":0.99521506,"punctuated_word":"our","sentiment":"positive","sentiment_score":0.338949590921402},{"word":"system","start":534.935,"end":535.435,"confidence":0.8755294,"punctuated_word":"system.","sentiment":"neutral","sentiment_score":0.2840564250946045},{"word":"and","start":535.89496,"end":536.055,"confidence":0.86650354,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25268539786338806},{"word":"that","start":536.055,"end":536.21497,"confidence":0.9943456,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22663767635822296},{"word":"way","start":536.21497,"end":536.375,"confidence":0.8443208,"punctuated_word":"way,","sentiment":"positive","sentiment_score":0.3411056101322174},{"word":"everything's","start":536.375,"end":536.855,"confidence":0.9676039,"punctuated_word":"everything's","sentiment":"positive","sentiment_score":0.42708778381347656},{"word":"all","start":536.855,"end":537.01495,"confidence":0.9924386,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4379080533981323},{"word":"sorted","start":537.01495,"end":537.33496,"confidence":0.82425547,"punctuated_word":"sorted.","sentiment":"positive","sentiment_score":0.3904605507850647},{"word":"so","start":537.33496,"end":537.495,"confidence":0.99853134,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3444293439388275},{"word":"when","start":537.495,"end":537.735,"confidence":0.9970503,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.3273687958717346},{"word":"you","start":537.735,"end":537.89496,"confidence":0.9971444,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3483408987522125},{"word":"wind","start":537.89496,"end":538.055,"confidence":0.9988537,"punctuated_word":"wind","sentiment":"neutral","sentiment_score":0.2825840413570404},{"word":"down","start":538.055,"end":538.295,"confidence":0.99146396,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.21023443341255188},{"word":"that","start":538.295,"end":538.45496,"confidence":0.9510023,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.29217371344566345},{"word":"email","start":538.45496,"end":538.77496,"confidence":0.9947813,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.14524538815021515},{"word":"and","start":538.77496,"end":538.935,"confidence":0.9591453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1024089902639389},{"word":"don't","start":538.935,"end":539.095,"confidence":0.9900899,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.13506650924682617},{"word":"have","start":539.095,"end":539.52,"confidence":0.9732876,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19556866586208344},{"word":"anymore","start":539.76,"end":540.16003,"confidence":0.9802236,"punctuated_word":"anymore,","sentiment":"neutral","sentiment_score":0.28058314323425293},{"word":"everything","start":540.16003,"end":540.48004,"confidence":0.999616,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.3623987734317779},{"word":"else","start":540.48004,"end":540.80005,"confidence":0.99974173,"punctuated_word":"else","sentiment":"positive","sentiment_score":0.34727805852890015},{"word":"is","start":540.80005,"end":540.88,"confidence":0.9866427,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.32322585582733154},{"word":"covered","start":540.88,"end":541.28,"confidence":0.9886388,"punctuated_word":"covered.","sentiment":"neutral","sentiment_score":0.2913067936897278},{"word":"you're","start":541.28,"end":541.36005,"confidence":0.99942577,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.35180050134658813},{"word":"not","start":541.36005,"end":541.52,"confidence":0.9996667,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.17644143104553223},{"word":"missing","start":541.52,"end":541.76,"confidence":0.9998325,"punctuated_word":"missing","sentiment":"neutral","sentiment_score":0.24383868277072904},{"word":"out","start":541.76,"end":542.0,"confidence":0.99789786,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.3106970489025116},{"word":"on","start":542.0,"end":542.08,"confidence":0.9288235,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.39547833800315857},{"word":"anything","start":542.08,"end":542.58,"confidence":0.9994204,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.27515357732772827},{"word":"beautiful","start":544.4,"end":544.9,"confidence":0.99936366,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5293669104576111},{"word":"that's","start":545.28,"end":545.60004,"confidence":0.9988184,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2041067332029343},{"word":"okay","start":545.60004,"end":546.10004,"confidence":0.99954355,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.08021881431341171},{"word":"hasn't","start":554.89496,"end":555.21497,"confidence":0.9748185,"punctuated_word":"Hasn't","sentiment":"neutral","sentiment_score":-0.16384997963905334},{"word":"come","start":555.21497,"end":555.45496,"confidence":0.9979249,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.1304815113544464},{"word":"through","start":555.45496,"end":555.95496,"confidence":0.6798034,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":-0.14672687649726868},{"word":"not","start":556.095,"end":556.25494,"confidence":0.8214842,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.20326071977615356},{"word":"in","start":556.25494,"end":556.415,"confidence":0.997787,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2827441692352295},{"word":"the","start":556.415,"end":556.57495,"confidence":0.992778,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23779191076755524},{"word":"junk","start":556.57495,"end":556.89496,"confidence":0.9992747,"punctuated_word":"junk","sentiment":"neutral","sentiment_score":-0.29969874024391174},{"word":"mail","start":556.89496,"end":557.13495,"confidence":0.9992417,"punctuated_word":"mail","sentiment":"neutral","sentiment_score":-0.3325270712375641},{"word":"either","start":557.13495,"end":557.63495,"confidence":0.85834634,"punctuated_word":"either.","sentiment":"neutral","sentiment_score":-0.2542444169521332},{"word":"that's","start":559.45496,"end":559.77496,"confidence":0.9984443,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.13618206977844238},{"word":"okay","start":559.77496,"end":560.27496,"confidence":0.9983467,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.13157230615615845},{"word":"that's","start":575.70996,"end":576.11,"confidence":0.9960078,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04288094490766525},{"word":"okay","start":576.11,"end":576.61,"confidence":0.9993051,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.03208138048648834},{"word":"it","start":576.83496,"end":577.075,"confidence":0.914281,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.03689766302704811},{"word":"might","start":577.075,"end":577.315,"confidence":0.9998017,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.041107017546892166},{"word":"take","start":577.315,"end":577.555,"confidence":0.9998467,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.023102959617972377},{"word":"a","start":577.555,"end":577.635,"confidence":0.9998419,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.038974277675151825},{"word":"little","start":577.635,"end":577.875,"confidence":0.9999428,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.05588582158088684},{"word":"bit","start":577.875,"end":578.115,"confidence":0.87776923,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.04183878004550934},{"word":"sometimes","start":578.115,"end":578.595,"confidence":0.99912614,"punctuated_word":"Sometimes","sentiment":"neutral","sentiment_score":-0.05873914062976837},{"word":"the","start":578.595,"end":579.095,"confidence":0.8515118,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0932869091629982},{"word":"technology","start":579.315,"end":579.795,"confidence":0.9985575,"punctuated_word":"technology","sentiment":"neutral","sentiment_score":-0.07914779335260391},{"word":"or","start":579.795,"end":579.875,"confidence":0.59568334,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1019509881734848},{"word":"the","start":579.875,"end":580.035,"confidence":0.99870265,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09361562132835388},{"word":"emails","start":580.035,"end":580.435,"confidence":0.9916956,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":-0.08966095000505447},{"word":"take","start":580.435,"end":580.595,"confidence":0.99760807,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.06682451069355011},{"word":"a","start":580.595,"end":580.675,"confidence":0.9960503,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07892606407403946},{"word":"little","start":580.675,"end":580.915,"confidence":0.988246,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.07939595729112625},{"word":"bit","start":580.915,"end":580.995,"confidence":0.96027124,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.07863335311412811},{"word":"to","start":580.995,"end":581.075,"confidence":0.99501365,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07831406593322754},{"word":"come","start":581.075,"end":581.235,"confidence":0.9998777,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.06827501952648163},{"word":"through","start":581.235,"end":581.555,"confidence":0.99860185,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":-0.04493648186326027},{"word":"i'm","start":581.555,"end":581.71497,"confidence":0.999368,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1066853255033493},{"word":"more","start":581.71497,"end":581.875,"confidence":0.99973863,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.1861857771873474},{"word":"than","start":581.875,"end":582.115,"confidence":0.99948126,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.22039322555065155},{"word":"happy","start":582.115,"end":582.435,"confidence":0.9999547,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.22599618136882785},{"word":"to","start":582.435,"end":582.515,"confidence":0.9996092,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17016014456748962},{"word":"run","start":582.515,"end":582.755,"confidence":0.9999002,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.14386701583862305},{"word":"through","start":582.755,"end":582.995,"confidence":0.9997837,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.22421342134475708},{"word":"the","start":582.995,"end":583.15497,"confidence":0.9997794,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20893725752830505},{"word":"advice","start":583.15497,"end":583.65497,"confidence":0.9903865,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.2754782736301422},{"word":"for","start":583.71497,"end":583.955,"confidence":0.99988544,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.194772869348526},{"word":"you","start":583.955,"end":584.195,"confidence":0.95828354,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.10608652234077454},{"word":"and","start":584.195,"end":584.435,"confidence":0.9998828,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04333973675966263},{"word":"then","start":584.435,"end":584.675,"confidence":0.99994266,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.05522686988115311},{"word":"i'll","start":584.675,"end":584.915,"confidence":0.9998864,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.022654131054878235},{"word":"follow-up","start":584.915,"end":585.315,"confidence":0.99993414,"punctuated_word":"follow-up","sentiment":"neutral","sentiment_score":0.027527740225195885},{"word":"later","start":585.315,"end":585.635,"confidence":0.99825364,"punctuated_word":"later","sentiment":"neutral","sentiment_score":-0.006361306644976139},{"word":"to","start":585.635,"end":585.875,"confidence":0.999209,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.017203547060489655},{"word":"make","start":585.875,"end":585.955,"confidence":0.99988043,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.02206331491470337},{"word":"sure","start":585.955,"end":586.195,"confidence":0.9997379,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.015722937881946564},{"word":"it","start":586.195,"end":586.355,"confidence":0.9980427,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03139007091522217},{"word":"does","start":586.355,"end":586.595,"confidence":0.9997291,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.05761520564556122},{"word":"come","start":586.595,"end":586.83496,"confidence":0.99901223,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.05421065911650658},{"word":"through","start":586.83496,"end":587.075,"confidence":0.981995,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.03949949890375137},{"word":"and","start":587.075,"end":587.315,"confidence":0.99806875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09530177712440492},{"word":"if","start":587.315,"end":587.475,"confidence":0.99893063,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04387858510017395},{"word":"it","start":587.475,"end":587.555,"confidence":0.9977919,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.00209643691778183},{"word":"doesn't","start":587.555,"end":587.955,"confidence":0.9213791,"punctuated_word":"doesn't,","sentiment":"neutral","sentiment_score":-0.03262314572930336},{"word":"let","start":587.955,"end":588.115,"confidence":0.99979216,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.09340624511241911},{"word":"me","start":588.115,"end":588.355,"confidence":0.99986565,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08701036870479584},{"word":"know","start":588.355,"end":588.855,"confidence":0.9192499,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.13093745708465576},{"word":"yeah","start":589.075,"end":589.575,"confidence":0.9908141,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11072587966918944},{"word":"that's","start":590.7,"end":591.10004,"confidence":0.98572975,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.19468653202056885},{"word":"that's","start":591.10004,"end":591.58,"confidence":0.999876,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.19672346115112305},{"word":"okay","start":591.58,"end":591.98004,"confidence":0.99980295,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.23858526349067688},{"word":"i'll","start":591.98004,"end":592.22003,"confidence":0.9999227,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2410106062889099},{"word":"run","start":592.22003,"end":592.38,"confidence":0.99953914,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.244210883975029},{"word":"through","start":592.38,"end":592.62,"confidence":0.9804535,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.28253915905952454},{"word":"the","start":592.62,"end":592.78,"confidence":0.99925476,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.29535430669784546},{"word":"recommendations","start":592.78,"end":593.28,"confidence":0.88546515,"punctuated_word":"recommendations","sentiment":"neutral","sentiment_score":0.2875906229019165},{"word":"there","start":593.5,"end":593.66003,"confidence":0.9938013,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2929628789424896},{"word":"for","start":593.66003,"end":593.82,"confidence":0.999902,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.329179584980011},{"word":"you","start":593.82,"end":594.06,"confidence":0.9753281,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.27558472752571106},{"word":"and","start":594.06,"end":594.14,"confidence":0.9998714,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.27961328625679016},{"word":"then","start":594.14,"end":594.38,"confidence":0.99994457,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.3167557418346405},{"word":"i'll","start":594.38,"end":594.46,"confidence":0.99993116,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.31041252613067627},{"word":"let","start":594.46,"end":594.62,"confidence":0.99990916,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.36078691482543945},{"word":"you","start":594.62,"end":594.78,"confidence":0.9995727,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3305395543575287},{"word":"go","start":594.78,"end":594.94,"confidence":0.9998086,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.31984663009643555},{"word":"back","start":594.94,"end":595.10004,"confidence":0.99993694,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.31731611490249634},{"word":"and","start":595.10004,"end":595.26,"confidence":0.9973014,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.37985122203826904},{"word":"have","start":595.26,"end":595.34,"confidence":0.999936,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3988962769508362},{"word":"a","start":595.34,"end":595.42004,"confidence":0.9996051,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4447757005691528},{"word":"really","start":595.42004,"end":595.66003,"confidence":0.99991655,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.47416484355926514},{"word":"good","start":595.66003,"end":595.9,"confidence":0.99747545,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4256933033466339},{"word":"read","start":595.9,"end":596.06,"confidence":0.89537454,"punctuated_word":"read","sentiment":"positive","sentiment_score":0.510533332824707},{"word":"of","start":596.06,"end":596.22003,"confidence":0.9845563,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5104578733444214},{"word":"it","start":596.22003,"end":596.46,"confidence":0.9988501,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.297727108001709},{"word":"i","start":596.54004,"end":596.7,"confidence":0.99991167,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.002492249011993408},{"word":"do","start":596.7,"end":596.86005,"confidence":0.9999125,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0019512772560119629},{"word":"wanna","start":596.86005,"end":597.18,"confidence":0.9881528,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.01227303221821785},{"word":"apologize","start":597.18,"end":597.66003,"confidence":0.99860615,"punctuated_word":"apologize","sentiment":"neutral","sentiment_score":-0.2548857629299164},{"word":"for","start":597.66003,"end":597.74005,"confidence":0.9620398,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.30255019664764404},{"word":"the","start":597.74005,"end":597.82,"confidence":0.9998136,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2605536878108978},{"word":"length","start":597.82,"end":598.06,"confidence":0.9969639,"punctuated_word":"length","sentiment":"neutral","sentiment_score":-0.294284850358963},{"word":"of","start":598.06,"end":598.14,"confidence":0.9920536,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.23465441167354584},{"word":"time","start":598.14,"end":598.38,"confidence":0.99816257,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.23022690415382385},{"word":"it's","start":598.38,"end":598.54004,"confidence":0.9820593,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.29194438457489014},{"word":"taken","start":598.54004,"end":598.86005,"confidence":0.9326631,"punctuated_word":"taken","sentiment":"neutral","sentiment_score":-0.2244514375925064},{"word":"us","start":598.86005,"end":599.02,"confidence":0.9018602,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.2967489957809448},{"word":"to","start":599.02,"end":599.10004,"confidence":0.9991072,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2023562639951706},{"word":"get","start":599.10004,"end":599.26,"confidence":0.99975973,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.24117134511470795},{"word":"this","start":599.26,"end":599.5,"confidence":0.9963003,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.2559875547885895},{"word":"far","start":599.5,"end":599.74005,"confidence":0.9473375,"punctuated_word":"far.","sentiment":"neutral","sentiment_score":-0.22366276383399963},{"word":"we","start":599.74005,"end":599.82,"confidence":0.99983263,"punctuated_word":"We","sentiment":"negative","sentiment_score":-0.3464357256889343},{"word":"have","start":599.82,"end":600.06,"confidence":0.9991862,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.33760878443717957},{"word":"been","start":600.06,"end":600.30005,"confidence":0.99757355,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.25521090626716614},{"word":"a","start":600.30005,"end":600.46,"confidence":0.8773459,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.29086267948150635},{"word":"bit","start":600.46,"end":600.7,"confidence":0.9943921,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2651859521865845},{"word":"backlogged","start":600.7,"end":601.2,"confidence":0.99510074,"punctuated_word":"backlogged","sentiment":"negative","sentiment_score":-0.3995985984802246},{"word":"with","start":601.26,"end":601.34,"confidence":0.99927825,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.4152048230171203},{"word":"the","start":601.34,"end":601.5,"confidence":0.99757594,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.27549612522125244},{"word":"amount","start":601.5,"end":601.74005,"confidence":0.9991806,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.2418484538793564},{"word":"of","start":601.74005,"end":601.9,"confidence":0.9982351,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2847975790500641},{"word":"advice","start":601.9,"end":602.4,"confidence":0.9947194,"punctuated_word":"advice","sentiment":"negative","sentiment_score":-0.370617538690567},{"word":"that","start":602.63495,"end":602.875,"confidence":0.9935503,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2415780872106552},{"word":"needs","start":602.875,"end":603.115,"confidence":0.99708635,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":-0.25303101539611816},{"word":"to","start":603.115,"end":603.19495,"confidence":0.9968669,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2564692199230194},{"word":"be","start":603.19495,"end":603.355,"confidence":0.9978732,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.23485024273395536},{"word":"provided","start":603.355,"end":603.83496,"confidence":0.98076755,"punctuated_word":"provided.","sentiment":"neutral","sentiment_score":-0.09462149441242218},{"word":"retirement","start":603.83496,"end":604.315,"confidence":0.9896157,"punctuated_word":"Retirement","sentiment":"neutral","sentiment_score":-0.0681031346321106},{"word":"is","start":604.315,"end":604.475,"confidence":0.9990012,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11640088260173798},{"word":"a","start":604.475,"end":604.63495,"confidence":0.99742967,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07926955074071884},{"word":"huge","start":604.63495,"end":604.95496,"confidence":0.9998209,"punctuated_word":"huge","sentiment":"neutral","sentiment_score":-0.06617286801338196},{"word":"area","start":604.95496,"end":605.27496,"confidence":0.97919214,"punctuated_word":"area","sentiment":"neutral","sentiment_score":-0.07385189831256866},{"word":"at","start":605.27496,"end":605.355,"confidence":0.9955245,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.12916508316993713},{"word":"the","start":605.355,"end":605.51495,"confidence":0.99961275,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1380731761455536},{"word":"moment","start":605.51495,"end":605.915,"confidence":0.72784644,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.08888987451791763},{"word":"and","start":605.915,"end":606.15497,"confidence":0.9994252,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06689298152923584},{"word":"with","start":606.15497,"end":606.39496,"confidence":0.97919655,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.06168346852064133},{"word":"you","start":606.39496,"end":606.555,"confidence":0.99950874,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06635676324367523},{"word":"know","start":606.555,"end":606.95496,"confidence":0.9998648,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.056665077805519104},{"word":"two","start":606.95496,"end":607.19495,"confidence":0.9975464,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.04929307848215103},{"word":"point","start":607.19495,"end":607.355,"confidence":0.99934214,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.039423227310180664},{"word":"four","start":607.355,"end":607.595,"confidence":0.9988601,"punctuated_word":"four","sentiment":"neutral","sentiment_score":-0.057226620614528656},{"word":"million","start":607.595,"end":608.095,"confidence":0.9995567,"punctuated_word":"million","sentiment":"neutral","sentiment_score":-0.0760907307267189},{"word":"people","start":608.39496,"end":608.71497,"confidence":0.9937564,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.09332275390625},{"word":"about","start":608.71497,"end":608.915,"confidence":0.49180186,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.13457995653152466},{"word":"to","start":608.915,"end":609.115,"confidence":0.39939374,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11687839031219482},{"word":"no","start":610.15497,"end":610.39496,"confidence":0.9921564,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.2124594449996948},{"word":"i'm","start":610.39496,"end":610.63495,"confidence":0.9966528,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2393721044063568},{"word":"not","start":610.63495,"end":610.795,"confidence":0.99982315,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.22719179093837735},{"word":"going","start":610.795,"end":611.115,"confidence":0.9998828,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.2614295184612274},{"word":"anywhere","start":611.115,"end":611.51495,"confidence":0.99847686,"punctuated_word":"anywhere.","sentiment":"neutral","sentiment_score":-0.2251376509666443},{"word":"i","start":611.51495,"end":611.675,"confidence":0.99983037,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05841001495718956},{"word":"promise","start":611.675,"end":612.07495,"confidence":0.9969951,"punctuated_word":"promise","sentiment":"neutral","sentiment_score":-0.04846353456377983},{"word":"i","start":612.07495,"end":612.15497,"confidence":0.921759,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07187189906835556},{"word":"will","start":612.15497,"end":612.39496,"confidence":0.99563026,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.0988576039671898},{"word":"always","start":612.39496,"end":612.795,"confidence":0.9997911,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.10287944972515106},{"word":"be","start":612.795,"end":612.95496,"confidence":0.99381363,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1067512258887291},{"word":"him","start":612.95496,"end":613.45496,"confidence":0.7642015,"punctuated_word":"him.","sentiment":"neutral","sentiment_score":0.1148051917552948},{"word":"there","start":615.27997,"end":615.6,"confidence":0.997416,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.04968941956758499},{"word":"there","start":615.6,"end":615.83997,"confidence":0.96591306,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.10900529474020004},{"word":"is","start":615.83997,"end":616.08,"confidence":0.999423,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09458786249160768},{"word":"no","start":616.08,"end":616.32,"confidence":0.99984217,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.09353846311569214},{"word":"risk","start":616.32,"end":616.64,"confidence":0.9995338,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.13461634516716003},{"word":"of","start":616.64,"end":616.72,"confidence":0.98875266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12312815338373184},{"word":"me","start":616.72,"end":616.96,"confidence":0.9989716,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.08159038424491882},{"word":"leaving","start":616.96,"end":617.27997,"confidence":0.9996731,"punctuated_word":"leaving","sentiment":"neutral","sentiment_score":-0.07179093360900879},{"word":"in","start":617.27997,"end":617.44,"confidence":0.99240184,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.033448345959186554},{"word":"any","start":617.44,"end":617.68,"confidence":0.99219006,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.02194370329380035},{"word":"way","start":617.68,"end":617.92,"confidence":0.95038104,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.0034808889031410217},{"word":"shape","start":617.92,"end":618.16,"confidence":0.98463917,"punctuated_word":"shape,","sentiment":"neutral","sentiment_score":0.05182502418756485},{"word":"or","start":618.16,"end":618.32,"confidence":0.997242,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.024786032736301426},{"word":"form","start":618.32,"end":618.56,"confidence":0.99892795,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.06108701974153519},{"word":"i","start":618.56,"end":618.72,"confidence":0.9999473,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4203358292579651},{"word":"love","start":618.72,"end":618.96,"confidence":0.999686,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.6046756505966187},{"word":"my","start":618.96,"end":619.12,"confidence":0.99954456,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.507251501083374},{"word":"job","start":619.12,"end":619.36,"confidence":0.90463376,"punctuated_word":"job,","sentiment":"positive","sentiment_score":0.5647045969963074},{"word":"and","start":619.36,"end":619.52,"confidence":0.9972487,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5348653793334961},{"word":"i'm","start":619.52,"end":619.6,"confidence":0.9999607,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5978958606719971},{"word":"here","start":619.6,"end":619.83997,"confidence":0.9999095,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.49849238991737366},{"word":"for","start":619.83997,"end":620.0,"confidence":0.99933076,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4344053864479065},{"word":"you","start":620.0,"end":620.24,"confidence":0.932302,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.41239672899246216},{"word":"but","start":620.24,"end":620.74,"confidence":0.99908006,"punctuated_word":"But","sentiment":"positive","sentiment_score":0.4176004827022553},{"word":"we","start":620.88,"end":621.12,"confidence":0.66612566,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.007770195603370667},{"word":"just","start":621.12,"end":621.27997,"confidence":0.9977442,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.007722929120063782},{"word":"had","start":621.27997,"end":621.52,"confidence":0.9987803,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.026111438870429993},{"word":"we","start":621.6,"end":621.76,"confidence":0.99967384,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04294829070568085},{"word":"just","start":621.76,"end":622.0,"confidence":0.9993544,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05766846984624863},{"word":"got","start":622.0,"end":622.16,"confidence":0.99853015,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.13349761068820953},{"word":"really","start":622.16,"end":622.4,"confidence":0.9990219,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.21442964673042297},{"word":"backlogged","start":622.4,"end":622.88,"confidence":0.9840254,"punctuated_word":"backlogged.","sentiment":"neutral","sentiment_score":-0.1469542384147644},{"word":"i","start":622.88,"end":623.12,"confidence":0.7544533,"punctuated_word":"I,","sentiment":"neutral","sentiment_score":-0.13470977544784546},{"word":"unfortunately","start":623.12,"end":623.6,"confidence":0.9991281,"punctuated_word":"unfortunately,","sentiment":"neutral","sentiment_score":-0.1392950415611267},{"word":"had","start":623.6,"end":623.83997,"confidence":0.99309653,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.11996449530124664},{"word":"about","start":623.83997,"end":624.08,"confidence":0.99086165,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.11392682790756226},{"word":"80","start":624.08,"end":624.32,"confidence":0.9977576,"punctuated_word":"80","sentiment":"neutral","sentiment_score":-0.0855349749326706},{"word":"advice","start":624.32,"end":624.8,"confidence":0.93821424,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.12909270823001862},{"word":"pieces","start":624.8,"end":625.2,"confidence":0.8770238,"punctuated_word":"pieces","sentiment":"neutral","sentiment_score":-0.10167708247900008},{"word":"to","start":625.2,"end":625.36,"confidence":0.9977729,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1263803243637085},{"word":"try","start":625.36,"end":625.6,"confidence":0.99957174,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.09928973019123076},{"word":"and","start":625.6,"end":625.76,"confidence":0.99821836,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07436228543519974},{"word":"get","start":625.76,"end":626.0,"confidence":0.9997917,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1012243553996086},{"word":"it","start":626.0,"end":626.08,"confidence":0.87299955,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07984478771686554},{"word":"out","start":626.08,"end":626.4,"confidence":0.6276613,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.08042652904987335},{"word":"and","start":626.4,"end":626.48,"confidence":0.37356222,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.037556543946266174},{"word":"with","start":626.48,"end":626.64,"confidence":0.98583543,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.06012926995754242},{"word":"christmas","start":626.64,"end":627.12,"confidence":0.9998247,"punctuated_word":"Christmas","sentiment":"neutral","sentiment_score":-0.03685599938035011},{"word":"and","start":627.12,"end":627.62,"confidence":0.9792423,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05655903369188309},{"word":"everything","start":627.915,"end":628.315,"confidence":0.9998423,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.04100594669580459},{"word":"happening","start":628.315,"end":628.71497,"confidence":0.857443,"punctuated_word":"happening.","sentiment":"neutral","sentiment_score":-0.01817486062645912},{"word":"and","start":628.71497,"end":628.875,"confidence":0.9941837,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.061991069465875626},{"word":"i","start":628.875,"end":628.955,"confidence":0.9997727,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10356640815734865},{"word":"never","start":628.955,"end":629.195,"confidence":0.99931085,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.08320446312427521},{"word":"wanna","start":629.195,"end":629.515,"confidence":0.99312943,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.11527730524539948},{"word":"say","start":629.515,"end":629.675,"confidence":0.9988681,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.11966761946678162},{"word":"no","start":629.675,"end":629.83496,"confidence":0.99815995,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.12881623208522797},{"word":"to","start":629.83496,"end":629.995,"confidence":0.99846065,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12836192548274994},{"word":"a","start":629.995,"end":630.15497,"confidence":0.70425236,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11963362991809844},{"word":"client","start":630.15497,"end":630.555,"confidence":0.72356653,"punctuated_word":"client.","sentiment":"neutral","sentiment_score":-0.10470641404390336},{"word":"so","start":630.555,"end":631.055,"confidence":0.99516135,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06330527365207672},{"word":"i","start":631.115,"end":631.355,"confidence":0.84585494,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1077294647693634},{"word":"was","start":631.355,"end":631.675,"confidence":0.9991874,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.07499346137046814},{"word":"pushing","start":631.675,"end":632.15497,"confidence":0.9991221,"punctuated_word":"pushing","sentiment":"neutral","sentiment_score":-0.0564456544816494},{"word":"trying","start":632.15497,"end":632.39496,"confidence":0.5004223,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.05698079615831375},{"word":"to","start":632.39496,"end":632.475,"confidence":0.9974669,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06828123331069946},{"word":"get","start":632.475,"end":632.635,"confidence":0.99967504,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.06996006518602371},{"word":"everything","start":632.635,"end":633.115,"confidence":0.9994822,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.04609686881303787},{"word":"through","start":633.115,"end":633.615,"confidence":0.9234848,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.0460180789232254},{"word":"and","start":633.755,"end":633.915,"confidence":0.8955085,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0004127621650695801},{"word":"i","start":633.915,"end":634.075,"confidence":0.99941957,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04416949301958084},{"word":"wanted","start":634.075,"end":634.315,"confidence":0.98804015,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.03221806883811951},{"word":"to","start":634.315,"end":634.475,"confidence":0.9944629,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01607538014650345},{"word":"prioritize","start":634.475,"end":634.975,"confidence":0.9943263,"punctuated_word":"prioritize","sentiment":"neutral","sentiment_score":-0.025924216955900192},{"word":"yours","start":635.115,"end":635.355,"confidence":0.7441249,"punctuated_word":"yours.","sentiment":"neutral","sentiment_score":-0.010273922234773636},{"word":"but","start":635.355,"end":635.515,"confidence":0.95172995,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0651266872882843},{"word":"i","start":635.515,"end":635.595,"confidence":0.998963,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13774457573890686},{"word":"do","start":635.595,"end":635.83496,"confidence":0.9995233,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.12925878167152405},{"word":"apologize","start":635.83496,"end":636.315,"confidence":0.9993782,"punctuated_word":"apologize","sentiment":"neutral","sentiment_score":-0.1789989173412323},{"word":"for","start":636.315,"end":636.39496,"confidence":0.95428586,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.18842515349388125},{"word":"the","start":636.39496,"end":636.555,"confidence":0.8798922,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18939390778541565},{"word":"length","start":636.555,"end":636.71497,"confidence":0.994138,"punctuated_word":"length","sentiment":"neutral","sentiment_score":-0.21007975935935977},{"word":"of","start":636.71497,"end":636.875,"confidence":0.9967872,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17264840006828308},{"word":"time","start":636.875,"end":637.115,"confidence":0.9557484,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.18310031294822693},{"word":"it","start":637.115,"end":637.27496,"confidence":0.99831176,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.19396531581878665},{"word":"shouldn't","start":637.27496,"end":637.595,"confidence":0.98414344,"punctuated_word":"shouldn't","sentiment":"neutral","sentiment_score":-0.17411957681179047},{"word":"have","start":637.595,"end":637.675,"confidence":0.9828554,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2194853127002716},{"word":"taken","start":637.675,"end":637.995,"confidence":0.99742293,"punctuated_word":"taken","sentiment":"neutral","sentiment_score":-0.17900249361991882},{"word":"this","start":637.995,"end":638.235,"confidence":0.99291223,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.07385106384754181},{"word":"long","start":638.235,"end":638.555,"confidence":0.9892097,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.20966701209545135},{"word":"for","start":638.555,"end":638.71497,"confidence":0.99932086,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11159384250640868},{"word":"you","start":638.71497,"end":639.195,"confidence":0.9992323,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.09116443991661072},{"word":"okay","start":639.195,"end":639.695,"confidence":0.8270786,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":-0.0163080096244812},{"word":"no","start":641.78,"end":641.94,"confidence":0.8142892,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1576535403728485},{"word":"that's","start":641.94,"end":642.42004,"confidence":0.9858749,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.03903746232390404},{"word":"okay","start":642.42004,"end":642.92004,"confidence":0.999367,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.06413169205188751},{"word":"i","start":643.94,"end":644.10004,"confidence":0.7184773,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0939788818359375},{"word":"promise","start":644.10004,"end":644.42004,"confidence":0.99742484,"punctuated_word":"promise","sentiment":"neutral","sentiment_score":0.13028644025325775},{"word":"you","start":644.42004,"end":644.58,"confidence":0.5377462,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10634690523147584},{"word":"if","start":644.58,"end":644.66003,"confidence":0.473926,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1884191334247589},{"word":"i","start":644.66003,"end":644.74005,"confidence":0.7711438,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09485074877738953},{"word":"i","start":644.82,"end":644.9,"confidence":0.9994106,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0925494134426117},{"word":"will","start":644.9,"end":645.14,"confidence":0.89164495,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.07860222458839417},{"word":"never","start":645.14,"end":645.30005,"confidence":0.99966896,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.004815831780433655},{"word":"leave","start":645.30005,"end":645.54004,"confidence":0.9989139,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.07161659747362137},{"word":"you","start":645.54004,"end":645.7,"confidence":0.9793346,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.02865925058722496},{"word":"i'll","start":645.7,"end":645.86005,"confidence":0.99944675,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1829254925251007},{"word":"be","start":645.86005,"end":646.02,"confidence":0.99958223,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.20505037903785703},{"word":"here","start":646.02,"end":646.18,"confidence":0.9992047,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.1557401865720749},{"word":"forever","start":646.18,"end":646.58,"confidence":0.9281635,"punctuated_word":"forever.","sentiment":"neutral","sentiment_score":0.1935713291168213},{"word":"i","start":646.58,"end":646.66003,"confidence":0.9996025,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.040802858769893646},{"word":"promise","start":646.66003,"end":647.06,"confidence":0.9849591,"punctuated_word":"promise,","sentiment":"neutral","sentiment_score":0.07173795998096466},{"word":"brad","start":647.06,"end":647.56,"confidence":0.7659791,"punctuated_word":"Brad.","sentiment":"neutral","sentiment_score":0.06741869449615479},{"word":"yeah","start":651.22003,"end":651.72003,"confidence":0.9859873,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.057156022638082504},{"word":"if","start":655.745,"end":656.065,"confidence":0.95797426,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.11143641173839568},{"word":"i","start":656.065,"end":656.225,"confidence":0.99856806,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09933160990476608},{"word":"win","start":656.225,"end":656.46497,"confidence":0.8350568,"punctuated_word":"win","sentiment":"neutral","sentiment_score":0.11402511596679688},{"word":"lota","start":656.46497,"end":656.865,"confidence":0.72536373,"punctuated_word":"LOTA,","sentiment":"neutral","sentiment_score":0.12633877992630005},{"word":"i'll","start":656.865,"end":657.025,"confidence":0.9917356,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.13844634592533112},{"word":"share","start":657.025,"end":657.265,"confidence":0.9984491,"punctuated_word":"share","sentiment":"neutral","sentiment_score":0.14615444839000702},{"word":"it","start":657.265,"end":657.345,"confidence":0.5393794,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1349610835313797},{"word":"with","start":657.345,"end":657.505,"confidence":0.99972135,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.10600133240222932},{"word":"you","start":657.505,"end":657.745,"confidence":0.9849774,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.07804644852876663},{"word":"i","start":657.745,"end":657.90497,"confidence":0.99984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08714719116687775},{"word":"promise","start":657.90497,"end":658.40497,"confidence":0.9996778,"punctuated_word":"promise.","sentiment":"neutral","sentiment_score":0.1173243373632431},{"word":"absolutely","start":660.545,"end":661.045,"confidence":0.73487914,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.11974063515663148},{"word":"and","start":661.105,"end":661.265,"confidence":0.99948275,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05042529851198197},{"word":"these","start":661.265,"end":661.505,"confidence":0.9991142,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.04784415662288666},{"word":"calls","start":661.505,"end":661.665,"confidence":0.99853206,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.04991789907217026},{"word":"are","start":661.665,"end":661.825,"confidence":0.95829314,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03685232251882553},{"word":"recorded","start":661.825,"end":662.225,"confidence":0.7734318,"punctuated_word":"recorded.","sentiment":"neutral","sentiment_score":0.04742224141955376},{"word":"don't","start":662.225,"end":662.385,"confidence":0.9971528,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":0.024567261338233948},{"word":"forget","start":662.385,"end":662.705,"confidence":0.90678495,"punctuated_word":"forget.","sentiment":"neutral","sentiment_score":0.028290869668126103},{"word":"so","start":662.705,"end":662.945,"confidence":0.7926193,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02877565287053585},{"word":"you","start":662.945,"end":663.025,"confidence":0.9952152,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.026043865829706192},{"word":"have","start":663.025,"end":663.185,"confidence":0.9761736,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02910059317946434},{"word":"that","start":663.185,"end":663.345,"confidence":0.8350478,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03210171312093735},{"word":"on","start":663.345,"end":663.505,"confidence":0.99618405,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02398988977074623},{"word":"a","start":663.505,"end":663.585,"confidence":0.9490444,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02422875352203846},{"word":"recorded","start":663.585,"end":664.065,"confidence":0.99795854,"punctuated_word":"recorded","sentiment":"neutral","sentiment_score":0.026294639334082603},{"word":"line","start":664.065,"end":664.305,"confidence":0.99913126,"punctuated_word":"line","sentiment":"neutral","sentiment_score":0.0364106185734272},{"word":"now","start":664.305,"end":664.805,"confidence":0.7697352,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":0.0370200052857399},{"word":"no","start":666.8,"end":666.95996,"confidence":0.98797363,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.022809352725744247},{"word":"it's","start":666.95996,"end":667.44,"confidence":0.99975514,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.12607130408287048},{"word":"all","start":667.44,"end":667.68,"confidence":0.99988794,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.17241477966308594},{"word":"good","start":667.68,"end":668.18,"confidence":0.9995245,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.040064264088869095},{"word":"with","start":668.88,"end":669.12,"confidence":0.5154021,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.0381673201918602},{"word":"the","start":669.12,"end":669.36,"confidence":0.9975635,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.060604460537433624},{"word":"advice","start":669.36,"end":669.76,"confidence":0.9632731,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.0880868136882782},{"word":"you","start":669.76,"end":669.83997,"confidence":0.5960362,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06012512370944023},{"word":"said","start":669.83997,"end":670.24,"confidence":0.99211055,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.06029730662703514},{"word":"has","start":670.24,"end":670.39996,"confidence":0.96075696,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.0334489606320858},{"word":"been","start":670.39996,"end":670.63995,"confidence":0.99676836,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.03282652050256729},{"word":"scoped","start":670.63995,"end":670.95996,"confidence":0.9970508,"punctuated_word":"scoped","sentiment":"neutral","sentiment_score":0.05029061436653137},{"word":"into","start":670.95996,"end":671.27997,"confidence":0.9899448,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.06141514703631401},{"word":"certain","start":671.27997,"end":671.68,"confidence":0.9990119,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.03107597306370735},{"word":"areas","start":671.68,"end":672.0,"confidence":0.96513104,"punctuated_word":"areas,","sentiment":"neutral","sentiment_score":0.03210337460041046},{"word":"we","start":672.0,"end":672.16,"confidence":0.99877137,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.00957917422056198},{"word":"are","start":672.16,"end":672.24,"confidence":0.9996809,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0004120767116546631},{"word":"looking","start":672.24,"end":672.56,"confidence":0.9994411,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.020658090710639954},{"word":"at","start":672.56,"end":672.72,"confidence":0.9770208,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.011109687387943268},{"word":"superannuation","start":672.72,"end":673.22,"confidence":0.9954898,"punctuated_word":"superannuation.","sentiment":"neutral","sentiment_score":0.022685162723064423},{"word":"i","start":673.6,"end":673.76,"confidence":0.9999275,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.028262406587600708},{"word":"have","start":673.76,"end":674.0,"confidence":0.99962986,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0478028804063797},{"word":"factored","start":674.0,"end":674.32,"confidence":0.99347246,"punctuated_word":"factored","sentiment":"neutral","sentiment_score":0.051646675914525986},{"word":"in","start":674.32,"end":674.48,"confidence":0.9897995,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.052288200706243515},{"word":"the","start":674.48,"end":674.56,"confidence":0.8657218,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.031079120934009552},{"word":"estate","start":674.56,"end":674.88,"confidence":0.9667819,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.002366967499256134},{"word":"planning","start":674.88,"end":675.36,"confidence":0.9993537,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.005240149796009064},{"word":"side","start":675.36,"end":675.6,"confidence":0.8510921,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.0403657928109169},{"word":"of","start":675.6,"end":675.76,"confidence":0.9833694,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03459610790014267},{"word":"things","start":675.76,"end":676.0,"confidence":0.9973009,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.051081642508506775},{"word":"for","start":676.0,"end":676.16,"confidence":0.9998647,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.017636150121688843},{"word":"you","start":676.16,"end":676.39996,"confidence":0.90428305,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.0061451755464077},{"word":"and","start":676.39996,"end":676.63995,"confidence":0.9998091,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.020160552114248276},{"word":"we're","start":676.63995,"end":676.88,"confidence":0.93052673,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.02544497326016426},{"word":"limited","start":676.88,"end":677.38,"confidence":0.99711007,"punctuated_word":"limited","sentiment":"neutral","sentiment_score":-0.03054482489824295},{"word":"scoping","start":677.44,"end":677.76,"confidence":0.9965109,"punctuated_word":"scoping","sentiment":"neutral","sentiment_score":-0.02182185649871826},{"word":"in","start":677.76,"end":678.0,"confidence":0.96174574,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.052150145173072815},{"word":"retirement","start":678.0,"end":678.48,"confidence":0.9984158,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":-0.058471255004405975},{"word":"planning","start":678.48,"end":678.8,"confidence":0.87290055,"punctuated_word":"planning.","sentiment":"neutral","sentiment_score":-0.07088781148195267},{"word":"so","start":678.8,"end":679.04,"confidence":0.9996258,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07973847538232803},{"word":"you","start":679.04,"end":679.12,"confidence":0.9998585,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09302380681037904},{"word":"are","start":679.12,"end":679.36,"confidence":0.99991953,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.07838849723339081},{"word":"about","start":679.36,"end":679.68,"confidence":0.9999242,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.10132665187120438},{"word":"seven","start":679.68,"end":679.92,"confidence":0.9998752,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.10762108117341997},{"word":"years","start":679.92,"end":680.24,"confidence":0.99990153,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.11599425226449966},{"word":"away","start":680.24,"end":680.48,"confidence":0.99992967,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.06928330659866333},{"word":"from","start":680.48,"end":680.72,"confidence":0.99968255,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.13126790523529053},{"word":"retirement","start":680.72,"end":681.19995,"confidence":0.99848574,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":-0.11731760203838348},{"word":"at","start":681.19995,"end":681.36,"confidence":0.9994735,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.17398172616958618},{"word":"the","start":681.36,"end":681.44,"confidence":0.9997477,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10977894067764282},{"word":"moment","start":681.44,"end":681.94,"confidence":0.9966384,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.08754265308380127},{"word":"retirement","start":682.405,"end":682.885,"confidence":0.9938399,"punctuated_word":"Retirement","sentiment":"neutral","sentiment_score":-0.014371074736118317},{"word":"is","start":682.885,"end":682.965,"confidence":0.8094014,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.031652048230171204},{"word":"on","start":682.965,"end":683.125,"confidence":0.9990552,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.009685531258583069},{"word":"your","start":683.125,"end":683.28503,"confidence":0.99901533,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.027442045509815216},{"word":"mind","start":683.28503,"end":683.605,"confidence":0.8346617,"punctuated_word":"mind,","sentiment":"neutral","sentiment_score":0.01951056346297264},{"word":"so","start":683.605,"end":683.765,"confidence":0.998495,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0023600831627845764},{"word":"we're","start":683.765,"end":683.925,"confidence":0.9990962,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.03947306424379349},{"word":"making","start":683.925,"end":684.245,"confidence":0.99982136,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.007306374609470367},{"word":"sure","start":684.245,"end":684.485,"confidence":0.9968641,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.00272156298160553},{"word":"that","start":684.485,"end":684.565,"confidence":0.99977845,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.010972335934638975},{"word":"your","start":684.565,"end":684.725,"confidence":0.9787715,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.02740854024887085},{"word":"super","start":684.725,"end":685.045,"confidence":0.96092135,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.04621987044811249},{"word":"is","start":685.045,"end":685.28503,"confidence":0.9873964,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.019035786390304565},{"word":"working","start":685.28503,"end":685.605,"confidence":0.9969048,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.02329741418361664},{"word":"harder","start":685.605,"end":685.925,"confidence":0.99904746,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":0.040035367012023926},{"word":"for","start":685.925,"end":686.085,"confidence":0.9998029,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.019448935985565186},{"word":"you","start":686.085,"end":686.245,"confidence":0.999932,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.010515399277210236},{"word":"we","start":686.245,"end":686.405,"confidence":0.99993515,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06743063032627106},{"word":"are","start":686.405,"end":686.645,"confidence":0.9999491,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07060322165489197},{"word":"looking","start":686.645,"end":686.885,"confidence":0.9997383,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.08513952791690826},{"word":"at","start":686.885,"end":687.125,"confidence":0.9979298,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08153918385505676},{"word":"ways","start":687.125,"end":687.445,"confidence":0.9989722,"punctuated_word":"ways","sentiment":"neutral","sentiment_score":0.14700672030448914},{"word":"to","start":687.445,"end":687.605,"confidence":0.9945214,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13959135115146637},{"word":"boost","start":687.605,"end":687.925,"confidence":0.9890287,"punctuated_word":"boost","sentiment":"neutral","sentiment_score":0.1960693001747131},{"word":"super","start":687.925,"end":688.325,"confidence":0.9942859,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.24475263059139252},{"word":"over","start":688.325,"end":688.485,"confidence":0.9994271,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.20195581018924713},{"word":"the","start":688.485,"end":688.645,"confidence":0.9997819,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12284545600414276},{"word":"next","start":688.645,"end":688.885,"confidence":0.9999031,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.11154872179031372},{"word":"couple","start":688.885,"end":689.205,"confidence":0.9995623,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.11951830983161926},{"word":"of","start":689.205,"end":689.28503,"confidence":0.9456509,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1377057582139969},{"word":"years","start":689.28503,"end":689.78503,"confidence":0.9992429,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.12110411375761032},{"word":"so","start":690.005,"end":690.165,"confidence":0.86337835,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.12083561718463898},{"word":"that","start":690.165,"end":690.325,"confidence":0.9999217,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4165903329849243},{"word":"you","start":690.325,"end":690.485,"confidence":0.99995077,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3809106945991516},{"word":"do","start":690.485,"end":690.725,"confidence":0.99915814,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3850693702697754},{"word":"get","start":690.725,"end":690.805,"confidence":0.9991984,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.3005475103855133},{"word":"a","start":690.805,"end":690.885,"confidence":0.99953806,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.33237695693969727},{"word":"bit","start":690.885,"end":691.125,"confidence":0.9998672,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.3106037974357605},{"word":"more","start":691.125,"end":691.28503,"confidence":0.9996791,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.2548161447048187},{"word":"out","start":691.28503,"end":691.445,"confidence":0.99896586,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.25963094830513},{"word":"of","start":691.445,"end":691.605,"confidence":0.99954456,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2900870442390442},{"word":"your","start":691.605,"end":691.84503,"confidence":0.99888176,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.34130406379699707},{"word":"time","start":691.84503,"end":692.085,"confidence":0.7115268,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.38086050748825073},{"word":"and","start":692.085,"end":692.325,"confidence":0.9962949,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3315052390098572},{"word":"longevity","start":692.325,"end":692.825,"confidence":0.9968566,"punctuated_word":"longevity","sentiment":"positive","sentiment_score":0.36132773756980896},{"word":"out","start":692.965,"end":693.125,"confidence":0.9858915,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.3089941740036011},{"word":"of","start":693.125,"end":693.28503,"confidence":0.99801695,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.29833167791366577},{"word":"your","start":693.28503,"end":693.445,"confidence":0.9939744,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2944449484348297},{"word":"super","start":693.445,"end":693.84503,"confidence":0.9970983,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.35569116473197937},{"word":"there","start":693.84503,"end":694.085,"confidence":0.99750817,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.3157595694065094},{"word":"as","start":694.085,"end":694.165,"confidence":0.9998721,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.3310602903366089},{"word":"well","start":694.165,"end":694.665,"confidence":0.99992573,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.24983207881450653},{"word":"okay","start":694.725,"end":695.225,"confidence":0.9277557,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.11153240501880646},{"word":"the","start":696.83,"end":697.07,"confidence":0.98090357,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.016980770975351334},{"word":"document","start":697.07,"end":697.55005,"confidence":0.998412,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.07225804030895233},{"word":"has","start":697.55005,"end":697.87006,"confidence":0.99898225,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.018181029707193375},{"word":"been","start":697.87006,"end":698.03,"confidence":0.99582654,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.04515734687447548},{"word":"prepared","start":698.03,"end":698.35004,"confidence":0.8752042,"punctuated_word":"prepared","sentiment":"neutral","sentiment_score":0.09666526317596436},{"word":"for","start":698.35004,"end":698.59,"confidence":0.99890614,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05878254771232605},{"word":"yourself","start":698.59,"end":698.91003,"confidence":0.9808681,"punctuated_word":"yourself,","sentiment":"neutral","sentiment_score":0.09034083783626556},{"word":"bradley","start":698.91003,"end":699.31006,"confidence":0.91445714,"punctuated_word":"Bradley","sentiment":"neutral","sentiment_score":0.12778006494045258},{"word":"rowe","start":699.31006,"end":699.55005,"confidence":0.9250342,"punctuated_word":"Rowe,","sentiment":"neutral","sentiment_score":0.10256041586399078},{"word":"by","start":699.55005,"end":699.87006,"confidence":0.9986324,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.10410794615745544},{"word":"myself","start":699.87006,"end":700.19,"confidence":0.9848601,"punctuated_word":"myself,","sentiment":"neutral","sentiment_score":0.10899057984352112},{"word":"dana","start":700.19,"end":700.51,"confidence":0.945971,"punctuated_word":"Dana","sentiment":"neutral","sentiment_score":0.12486159801483154},{"word":"taylor","start":700.51,"end":700.91003,"confidence":0.9784916,"punctuated_word":"Taylor,","sentiment":"neutral","sentiment_score":0.14337307214736938},{"word":"and","start":700.91003,"end":700.99005,"confidence":0.998811,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11642560362815856},{"word":"my","start":700.99005,"end":701.23004,"confidence":0.9995461,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.16858255863189697},{"word":"beautiful","start":701.23004,"end":701.55005,"confidence":0.9999083,"punctuated_word":"beautiful","sentiment":"positive","sentiment_score":0.4517692029476166},{"word":"team","start":701.55005,"end":701.79004,"confidence":0.99929357,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.29064470529556274},{"word":"here","start":701.79004,"end":702.03,"confidence":0.99864525,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.26738762855529785},{"word":"at","start":702.03,"end":702.11005,"confidence":0.9849124,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2940714657306671},{"word":"oakview","start":702.11005,"end":702.51,"confidence":0.7356756,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.3001393675804138},{"word":"financial","start":702.51,"end":703.01,"confidence":0.857491,"punctuated_word":"Financial,","sentiment":"neutral","sentiment_score":0.18552203476428983},{"word":"and","start":703.07,"end":703.23004,"confidence":0.9990577,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.049017272889614105},{"word":"my","start":703.23004,"end":703.47003,"confidence":0.9995832,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.06984853744506836},{"word":"authorized","start":703.47003,"end":703.95,"confidence":0.9932035,"punctuated_word":"authorized","sentiment":"neutral","sentiment_score":0.07512254267930984},{"word":"representative","start":703.95,"end":704.45,"confidence":0.99938273,"punctuated_word":"representative","sentiment":"neutral","sentiment_score":0.0717119574546814},{"word":"number","start":704.67004,"end":704.91003,"confidence":0.9971603,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.05292287841439247},{"word":"under","start":704.91003,"end":705.23004,"confidence":0.99644804,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.09406528621912004},{"word":"oakview","start":705.23004,"end":705.63,"confidence":0.9980272,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.10506895184516908},{"word":"is","start":705.63,"end":705.79004,"confidence":0.99877113,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.058172181248664856},{"word":"1304394","start":705.79004,"end":708.045,"confidence":0.9931468,"punctuated_word":"1304394.","sentiment":"neutral","sentiment_score":0.06678272783756256},{"word":"attached","start":708.445,"end":708.76495,"confidence":0.96822965,"punctuated_word":"Attached","sentiment":"neutral","sentiment_score":-0.01921452209353447},{"word":"to","start":708.76495,"end":709.005,"confidence":0.97804374,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.021034859120845795},{"word":"the","start":709.005,"end":709.08496,"confidence":0.9938725,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.018537316471338272},{"word":"email","start":709.08496,"end":709.40497,"confidence":0.9997776,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.00010015815496444702},{"word":"when","start":709.40497,"end":709.565,"confidence":0.7004842,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.017341608181595802},{"word":"it","start":709.565,"end":709.725,"confidence":0.9996364,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.020579922944307327},{"word":"comes","start":709.725,"end":709.885,"confidence":0.99918956,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.02460424229502678},{"word":"through","start":709.885,"end":710.045,"confidence":0.90358824,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.02151341736316681},{"word":"there","start":710.045,"end":710.20496,"confidence":0.9383765,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.0936637967824936},{"word":"are","start":710.20496,"end":710.365,"confidence":0.9751467,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1061852052807808},{"word":"a","start":710.365,"end":710.445,"confidence":0.8225985,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08508409559726715},{"word":"few","start":710.445,"end":710.76495,"confidence":0.9993948,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.12776914238929749},{"word":"documents","start":710.76495,"end":711.26495,"confidence":0.99833184,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":-0.14102397859096527},{"word":"that","start":711.325,"end":711.485,"confidence":0.9565582,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1268715262413025},{"word":"might","start":711.485,"end":711.64496,"confidence":0.99883777,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.1462210714817047},{"word":"be","start":711.64496,"end":711.805,"confidence":0.9936625,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.12372855097055437},{"word":"why","start":711.805,"end":711.96497,"confidence":0.41110688,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.152596116065979},{"word":"it's","start":711.96497,"end":712.045,"confidence":0.9877981,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1413366049528122},{"word":"taking","start":712.045,"end":712.365,"confidence":0.995252,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.114125594496727},{"word":"a","start":712.365,"end":712.445,"confidence":0.9912487,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09020812809467316},{"word":"bit","start":712.445,"end":712.605,"confidence":0.9981305,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.12856341898441315},{"word":"longer","start":712.605,"end":713.005,"confidence":0.997979,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.12018318474292757},{"word":"to","start":713.005,"end":713.08496,"confidence":0.99152786,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09917354583740234},{"word":"come","start":713.08496,"end":713.325,"confidence":0.99971277,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.07457767426967621},{"word":"through","start":713.325,"end":713.825,"confidence":0.90014505,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":-0.08305907249450684},{"word":"but","start":714.365,"end":714.52496,"confidence":0.86071646,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.03220616653561592},{"word":"we","start":714.52496,"end":714.685,"confidence":0.9996165,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.01759950816631317},{"word":"do","start":714.685,"end":714.925,"confidence":0.9997938,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04201214015483856},{"word":"have","start":714.925,"end":715.165,"confidence":0.9998209,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06074094772338867},{"word":"the","start":715.165,"end":715.325,"confidence":0.9980915,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01932961493730545},{"word":"financial","start":715.325,"end":715.805,"confidence":0.9980399,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.000502459704875946},{"word":"services","start":715.805,"end":716.285,"confidence":0.9959234,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.010106883943080902},{"word":"guide","start":716.285,"end":716.605,"confidence":0.9288372,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.024305321276187897},{"word":"attached","start":716.605,"end":716.925,"confidence":0.7484042,"punctuated_word":"attached,","sentiment":"neutral","sentiment_score":0.056365061551332474},{"word":"so","start":716.925,"end":717.08496,"confidence":0.9847723,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0637117326259613},{"word":"it","start":717.08496,"end":717.165,"confidence":0.9775734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1022540032863617},{"word":"does","start":717.165,"end":717.40497,"confidence":0.999453,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.08388009667396545},{"word":"have","start":717.40497,"end":717.565,"confidence":0.99976736,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0796395093202591},{"word":"all","start":717.565,"end":717.725,"confidence":0.9991186,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.06279793381690979},{"word":"the","start":717.725,"end":717.805,"confidence":0.99748564,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0395667739212513},{"word":"information","start":717.805,"end":718.305,"confidence":0.9998578,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.031250838190317154},{"word":"on","start":718.365,"end":718.52496,"confidence":0.99874413,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03851792961359024},{"word":"myself","start":718.52496,"end":719.02496,"confidence":0.9469483,"punctuated_word":"myself,","sentiment":"neutral","sentiment_score":0.03188059478998184},{"word":"my","start":719.565,"end":719.725,"confidence":0.9756296,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.009565502405166626},{"word":"licensing","start":719.725,"end":720.225,"confidence":0.9983814,"punctuated_word":"licensing","sentiment":"neutral","sentiment_score":0.008101675659418106},{"word":"information","start":720.285,"end":720.76495,"confidence":0.9996853,"punctuated_word":"information","sentiment":"neutral","sentiment_score":-0.01779632642865181},{"word":"there","start":720.76495,"end":720.925,"confidence":0.9969716,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.04582002013921738},{"word":"as","start":720.925,"end":721.08496,"confidence":0.9995516,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05212828516960144},{"word":"well","start":721.08496,"end":721.325,"confidence":0.9921436,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0464039146900177},{"word":"so","start":721.325,"end":721.565,"confidence":0.9001778,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04471506178379059},{"word":"because","start":721.565,"end":721.885,"confidence":0.9389623,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.03549134358763695},{"word":"down","start":721.885,"end":722.125,"confidence":0.93839735,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.026453368365764614},{"word":"the","start":722.125,"end":722.20496,"confidence":0.99853325,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03432585671544075},{"word":"track","start":722.20496,"end":722.445,"confidence":0.8886039,"punctuated_word":"track,","sentiment":"neutral","sentiment_score":0.04103943705558777},{"word":"we","start":722.445,"end":722.605,"confidence":0.99869627,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04951442405581474},{"word":"are","start":722.605,"end":722.685,"confidence":0.99909854,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04269096255302429},{"word":"gonna","start":722.685,"end":723.08496,"confidence":0.99762195,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.026600182056427},{"word":"talk","start":723.08496,"end":723.325,"confidence":0.9971021,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.05235475674271584},{"word":"more","start":723.325,"end":723.565,"confidence":0.9991923,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.02228592708706856},{"word":"about","start":723.565,"end":724.02,"confidence":0.99960333,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.02649185061454773},{"word":"what","start":724.5,"end":724.74,"confidence":0.9993418,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.030779365450143818},{"word":"to","start":724.74,"end":724.82,"confidence":0.99575883,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.015982404351234436},{"word":"do","start":724.82,"end":724.98004,"confidence":0.9997656,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.009357333183288574},{"word":"with","start":724.98004,"end":725.14,"confidence":0.99946433,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0025169700384140015},{"word":"the","start":725.14,"end":725.22003,"confidence":0.9946479,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.006708800792694092},{"word":"inheritance","start":725.22003,"end":725.72003,"confidence":0.99389523,"punctuated_word":"inheritance","sentiment":"neutral","sentiment_score":-0.03680881857872009},{"word":"money","start":725.86005,"end":726.18,"confidence":0.8739054,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.013472862541675568},{"word":"you","start":726.18,"end":726.26,"confidence":0.9941316,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.014340512454509737},{"word":"know","start":726.26,"end":726.5,"confidence":0.91442174,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.020585088059306145},{"word":"your","start":726.5,"end":726.66003,"confidence":0.98296714,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.024552423506975177},{"word":"wife","start":726.66003,"end":726.98004,"confidence":0.9995216,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.0459040030837059},{"word":"might","start":726.98004,"end":727.14,"confidence":0.9990007,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.01705719158053398},{"word":"have","start":727.14,"end":727.30005,"confidence":0.99977773,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03759859502315521},{"word":"a","start":727.30005,"end":727.38,"confidence":0.9991966,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.022448597475886345},{"word":"few","start":727.38,"end":727.62,"confidence":0.9998919,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.018347065895795826},{"word":"questions","start":727.62,"end":728.02,"confidence":0.99974877,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.033152300864458084},{"word":"about","start":728.02,"end":728.26,"confidence":0.9998336,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.008879005908966064},{"word":"me","start":728.26,"end":728.42004,"confidence":0.99985623,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0536087267100811},{"word":"and","start":728.42004,"end":728.5,"confidence":0.9049866,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.060328688472509384},{"word":"what","start":728.5,"end":728.74,"confidence":0.9998791,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06440971791744232},{"word":"i","start":728.74,"end":728.9,"confidence":0.999556,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08986533433198929},{"word":"do","start":728.9,"end":729.06,"confidence":0.9993229,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06954313069581985},{"word":"and","start":729.06,"end":729.14,"confidence":0.991185,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0594327375292778},{"word":"what","start":729.14,"end":729.38,"confidence":0.99949396,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.07651547342538834},{"word":"a","start":729.38,"end":729.46,"confidence":0.9627996,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04713411629199982},{"word":"financial","start":729.46,"end":729.94,"confidence":0.9995272,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.02315203845500946},{"word":"adviser","start":729.94,"end":730.34,"confidence":0.8973716,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.04098743200302124},{"word":"does","start":730.34,"end":730.58,"confidence":0.907025,"punctuated_word":"does,","sentiment":"neutral","sentiment_score":0.0826588124036789},{"word":"so","start":730.58,"end":730.82,"confidence":0.9454847,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.10844385623931883},{"word":"feel","start":730.82,"end":730.98004,"confidence":0.9988304,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.14303605258464813},{"word":"free","start":730.98004,"end":731.22003,"confidence":0.99963963,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.17658911645412445},{"word":"to","start":731.22003,"end":731.38,"confidence":0.99872357,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14103060960769653},{"word":"share","start":731.38,"end":731.62,"confidence":0.99955887,"punctuated_word":"share","sentiment":"neutral","sentiment_score":0.13305488228797913},{"word":"that","start":731.62,"end":731.78,"confidence":0.9996381,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15357403457164764},{"word":"financial","start":731.78,"end":732.26,"confidence":0.99809474,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.04975521191954613},{"word":"services","start":732.26,"end":732.66003,"confidence":0.99660814,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.07673665881156921},{"word":"guide","start":732.66003,"end":732.98004,"confidence":0.8870635,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.05970179662108421},{"word":"with","start":732.98004,"end":733.14,"confidence":0.9993616,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12972180545330048},{"word":"her","start":733.14,"end":733.38,"confidence":0.9986507,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.06845708936452866},{"word":"as","start":733.38,"end":733.46,"confidence":0.9999249,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12361353635787964},{"word":"well","start":733.46,"end":733.94,"confidence":0.9999104,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.11056719720363616},{"word":"okay","start":733.94,"end":734.44,"confidence":0.99725974,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10238088667392732},{"word":"yep","start":734.74,"end":735.22003,"confidence":0.9989722,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11079727113246918},{"word":"perfect","start":735.22003,"end":735.72003,"confidence":0.9985949,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5487502813339233},{"word":"so","start":737.34503,"end":737.585,"confidence":0.95922756,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18011987209320068},{"word":"as","start":737.585,"end":737.745,"confidence":0.94297016,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14068485796451569},{"word":"i","start":737.745,"end":737.825,"confidence":0.99904686,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13619069755077362},{"word":"mentioned","start":737.825,"end":738.065,"confidence":0.9927496,"punctuated_word":"mentioned,","sentiment":"neutral","sentiment_score":0.1585317701101303},{"word":"we","start":738.065,"end":738.225,"confidence":0.99950147,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1311096549034119},{"word":"are","start":738.225,"end":738.385,"confidence":0.9903989,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0784139484167099},{"word":"scoping","start":738.385,"end":738.785,"confidence":0.997373,"punctuated_word":"scoping","sentiment":"neutral","sentiment_score":0.07522919774055481},{"word":"in","start":738.785,"end":738.945,"confidence":0.40589505,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08364087343215942},{"word":"superannuation","start":738.945,"end":739.445,"confidence":0.7973534,"punctuated_word":"Superannuation,","sentiment":"neutral","sentiment_score":0.08030306547880173},{"word":"the","start":739.825,"end":739.985,"confidence":0.9948901,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14587421715259552},{"word":"estate","start":739.985,"end":740.305,"confidence":0.9762207,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.07278257608413696},{"word":"planning","start":740.305,"end":740.705,"confidence":0.9981493,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.0988273024559021},{"word":"side","start":740.705,"end":740.945,"confidence":0.39186966,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.12179315090179443},{"word":"of","start":740.945,"end":741.025,"confidence":0.880655,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10711682587862016},{"word":"things","start":741.025,"end":741.34503,"confidence":0.9814608,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.08137719333171844},{"word":"there's","start":741.34503,"end":741.585,"confidence":0.9136354,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.017868243157863617},{"word":"a","start":741.585,"end":741.745,"confidence":0.9971961,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02302744053304195},{"word":"limited","start":741.745,"end":742.145,"confidence":0.99947506,"punctuated_word":"limited","sentiment":"neutral","sentiment_score":0.0003805980086326599},{"word":"scope","start":742.145,"end":742.465,"confidence":0.98315674,"punctuated_word":"scope","sentiment":"neutral","sentiment_score":0.017878487706184387},{"word":"with","start":742.465,"end":742.705,"confidence":0.999752,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.015905138105154037},{"word":"regard","start":742.705,"end":743.205,"confidence":0.9878364,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":0.012329339981079102},{"word":"to","start":743.905,"end":744.065,"confidence":0.9998332,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.012398824095726011},{"word":"the","start":744.065,"end":744.225,"confidence":0.8751431,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011636443436145782},{"word":"retirement","start":744.225,"end":744.725,"confidence":0.9995003,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.015260659158229828},{"word":"planning","start":744.785,"end":745.285,"confidence":0.99948055,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.028702259063720703},{"word":"areas","start":745.34503,"end":745.84503,"confidence":0.99936515,"punctuated_word":"areas","sentiment":"neutral","sentiment_score":0.04085003212094307},{"word":"and","start":746.145,"end":746.305,"confidence":0.7745961,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.018031395971775055},{"word":"also","start":746.305,"end":746.625,"confidence":0.7933613,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.033561524003744125},{"word":"personal","start":746.625,"end":747.025,"confidence":0.9951762,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.04088039696216583},{"word":"insurance","start":747.025,"end":747.425,"confidence":0.8043472,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":0.009955266490578651},{"word":"if","start":747.425,"end":747.505,"confidence":0.36445102,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.012073852121829988},{"word":"you're","start":747.505,"end":747.665,"confidence":0.8120221,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0026545575819909573},{"word":"not","start":747.665,"end":747.905,"confidence":0.90439135,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.02831661701202393},{"word":"looking","start":747.905,"end":748.145,"confidence":0.9997111,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.015157267451286316},{"word":"to","start":748.145,"end":748.305,"confidence":0.9993724,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.026012271642684937},{"word":"change","start":748.305,"end":748.545,"confidence":0.99973387,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.10314537584781648},{"word":"your","start":748.545,"end":748.705,"confidence":0.99552417,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.08417963236570358},{"word":"insurances","start":748.705,"end":749.185,"confidence":0.7563497,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.06833218038082123},{"word":"at","start":749.185,"end":749.34503,"confidence":0.5290791,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06461481750011444},{"word":"the","start":749.34503,"end":749.425,"confidence":0.99835,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.004331484436988831},{"word":"moment","start":749.425,"end":749.745,"confidence":0.96627307,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.00472525879740715},{"word":"you","start":749.745,"end":749.905,"confidence":0.9992235,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.032896824181079865},{"word":"were","start":749.905,"end":750.065,"confidence":0.5785831,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.03018716722726822},{"word":"happy","start":750.065,"end":750.305,"confidence":0.99969685,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.03928252309560776},{"word":"with","start":750.305,"end":750.545,"confidence":0.9954992,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0412028431892395},{"word":"the","start":750.545,"end":750.625,"confidence":0.9929531,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.053707554936409},{"word":"level","start":750.625,"end":750.99,"confidence":0.9944496,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.06464211642742157},{"word":"cover","start":750.99,"end":751.31,"confidence":0.9964353,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.036871664226055145},{"word":"of","start":751.31,"end":751.47,"confidence":0.9973502,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.057938262820243835},{"word":"life","start":751.47,"end":751.70996,"confidence":0.95978796,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.04163262993097305},{"word":"and","start":751.70996,"end":751.95,"confidence":0.939156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.011553831398487093},{"word":"tpd","start":751.95,"end":752.45,"confidence":0.86216784,"punctuated_word":"TPD.","sentiment":"neutral","sentiment_score":-0.010714723728597164},{"word":"but","start":752.91,"end":753.14996,"confidence":0.61694187,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0046881623566150665},{"word":"because","start":753.14996,"end":753.47,"confidence":0.9931172,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.01068391278386116},{"word":"they","start":753.47,"end":753.63,"confidence":0.99844533,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.019405178725719452},{"word":"are","start":753.63,"end":753.87,"confidence":0.99848723,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.011421434581279756},{"word":"held","start":753.87,"end":754.11,"confidence":0.9987458,"punctuated_word":"held","sentiment":"neutral","sentiment_score":-0.017304543405771255},{"word":"inside","start":754.11,"end":754.51,"confidence":0.98867536,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":-0.02190893515944481},{"word":"of","start":754.51,"end":754.67,"confidence":0.72955215,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.019556157290935516},{"word":"super","start":754.67,"end":754.99,"confidence":0.65081346,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.014388620853424072},{"word":"it's","start":754.99,"end":755.23,"confidence":0.9904176,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.004478076007217169},{"word":"appropriate","start":755.23,"end":755.70996,"confidence":0.9985116,"punctuated_word":"appropriate","sentiment":"neutral","sentiment_score":-0.0036024898290634155},{"word":"to","start":755.70996,"end":755.87,"confidence":0.9970108,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01095869392156601},{"word":"scope","start":755.87,"end":756.11,"confidence":0.9769092,"punctuated_word":"scope","sentiment":"neutral","sentiment_score":-0.02812235802412033},{"word":"it","start":756.11,"end":756.27,"confidence":0.8978997,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.031007684767246246},{"word":"in","start":756.27,"end":756.43,"confidence":0.99895144,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.028638731688261032},{"word":"on","start":756.43,"end":756.58997,"confidence":0.99850476,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0284169539809227},{"word":"a","start":756.58997,"end":756.75,"confidence":0.998487,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01984268054366112},{"word":"limited","start":756.75,"end":757.23,"confidence":0.999723,"punctuated_word":"limited","sentiment":"neutral","sentiment_score":-0.04811044782400131},{"word":"basis","start":757.23,"end":757.63,"confidence":0.7925917,"punctuated_word":"basis,","sentiment":"neutral","sentiment_score":-0.032200828194618225},{"word":"noting","start":757.63,"end":757.87,"confidence":0.9920292,"punctuated_word":"noting","sentiment":"neutral","sentiment_score":-0.04825718328356743},{"word":"we're","start":757.87,"end":758.11,"confidence":0.9798856,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.04556390270590782},{"word":"not","start":758.11,"end":758.19,"confidence":0.9997671,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.050537921488285065},{"word":"making","start":758.19,"end":758.51,"confidence":0.99982256,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.10314276069402696},{"word":"any","start":758.51,"end":758.83,"confidence":0.99880123,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.08503372967243195},{"word":"changes","start":758.83,"end":759.23,"confidence":0.9574393,"punctuated_word":"changes,","sentiment":"neutral","sentiment_score":-0.08820537477731705},{"word":"but","start":759.23,"end":759.39,"confidence":0.99985135,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05650485306978226},{"word":"it","start":759.39,"end":759.55,"confidence":0.9995815,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0733814686536789},{"word":"does","start":759.55,"end":759.79,"confidence":0.99986863,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.01790700852870941},{"word":"have","start":759.79,"end":759.95,"confidence":0.99975806,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.026029743254184723},{"word":"an","start":759.95,"end":760.11,"confidence":0.9996824,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.04910430312156677},{"word":"effect","start":760.11,"end":760.43,"confidence":0.9944079,"punctuated_word":"effect","sentiment":"neutral","sentiment_score":-0.024410024285316467},{"word":"on","start":760.43,"end":760.58997,"confidence":0.99956006,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.030534803867340088},{"word":"your","start":760.58997,"end":760.91,"confidence":0.9988695,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0757196694612503},{"word":"retirement","start":760.91,"end":761.41,"confidence":0.96263695,"punctuated_word":"retirement.","sentiment":"neutral","sentiment_score":-0.08438578993082047},{"word":"so","start":761.47,"end":761.87,"confidence":0.999303,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0239659920334816},{"word":"it's","start":761.87,"end":762.11,"confidence":0.99836636,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.04000139981508255},{"word":"about","start":762.11,"end":762.35,"confidence":0.99488974,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.0581304132938385},{"word":"just","start":762.35,"end":762.58997,"confidence":0.9623961,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0583244189620018},{"word":"making","start":762.58997,"end":762.91,"confidence":0.9994174,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.08266659826040268},{"word":"sure","start":762.91,"end":763.14996,"confidence":0.99973696,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.06279686093330383},{"word":"we're","start":763.14996,"end":763.47,"confidence":0.9976398,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.07665440440177917},{"word":"correcting","start":763.47,"end":763.97,"confidence":0.59528995,"punctuated_word":"correcting","sentiment":"neutral","sentiment_score":-0.06686495989561081},{"word":"that","start":764.02997,"end":764.52997,"confidence":0.9403487,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.07108627259731293},{"word":"and","start":765.985,"end":766.225,"confidence":0.9823668,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03884449601173401},{"word":"then","start":766.225,"end":766.46497,"confidence":0.9988398,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.039364345371723175},{"word":"scoping","start":766.46497,"end":766.865,"confidence":0.9984176,"punctuated_word":"scoping","sentiment":"neutral","sentiment_score":0.04960879683494568},{"word":"out","start":766.865,"end":767.02496,"confidence":0.9340571,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.05380410701036453},{"word":"for","start":767.02496,"end":767.185,"confidence":0.72891223,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02992362529039383},{"word":"the","start":767.185,"end":767.26495,"confidence":0.9975273,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03928949683904648},{"word":"moment","start":767.26495,"end":767.58496,"confidence":0.99731284,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.061889078468084335},{"word":"the","start":767.58496,"end":767.745,"confidence":0.6295097,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07488895207643509},{"word":"cash","start":767.745,"end":767.985,"confidence":0.9925842,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.061579979956150055},{"word":"loan","start":767.985,"end":768.305,"confidence":0.4303309,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.03501303121447563},{"word":"inheritance","start":768.305,"end":768.805,"confidence":0.6031931,"punctuated_word":"inheritance","sentiment":"neutral","sentiment_score":0.033783502876758575},{"word":"side","start":768.865,"end":769.02496,"confidence":0.99775034,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.07769861817359924},{"word":"of","start":769.02496,"end":769.185,"confidence":0.9985257,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0595967061817646},{"word":"things","start":769.185,"end":769.685,"confidence":0.73175675,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.07276800274848938},{"word":"when","start":769.745,"end":769.985,"confidence":0.96968734,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.06205659359693527},{"word":"you","start":769.985,"end":770.06494,"confidence":0.99937755,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08501425385475159},{"word":"know","start":770.06494,"end":770.225,"confidence":0.9998603,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.08896403014659882},{"word":"how","start":770.225,"end":770.38495,"confidence":0.99866676,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.09432122856378557},{"word":"much","start":770.38495,"end":770.625,"confidence":0.99988973,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.1274026334285736},{"word":"you're","start":770.625,"end":770.785,"confidence":0.9986372,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.12529268860816956},{"word":"able","start":770.785,"end":771.02496,"confidence":0.9997938,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.15569938719272614},{"word":"to","start":771.02496,"end":771.185,"confidence":0.9995233,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15295527875423431},{"word":"get","start":771.185,"end":771.345,"confidence":0.9972602,"punctuated_word":"get,","sentiment":"neutral","sentiment_score":0.14523620903491974},{"word":"we'll","start":771.345,"end":771.58496,"confidence":0.99953103,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.14405664801597595},{"word":"have","start":771.58496,"end":771.745,"confidence":0.9999064,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15721286833286283},{"word":"a","start":771.745,"end":771.82495,"confidence":0.9992842,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1618056446313858},{"word":"much","start":771.82495,"end":772.06494,"confidence":0.9997882,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.18825356662273407},{"word":"more","start":772.06494,"end":772.225,"confidence":0.99959797,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.1426481157541275},{"word":"detailed","start":772.225,"end":772.70496,"confidence":0.9952585,"punctuated_word":"detailed","sentiment":"neutral","sentiment_score":0.16137167811393738},{"word":"conversation","start":772.70496,"end":773.20496,"confidence":0.8163518,"punctuated_word":"conversation,","sentiment":"neutral","sentiment_score":0.1867876648902893},{"word":"talk","start":773.345,"end":773.58496,"confidence":0.9965732,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.2176159769296646},{"word":"about","start":773.58496,"end":773.82495,"confidence":0.9996867,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.19674955308437347},{"word":"what","start":773.82495,"end":773.985,"confidence":0.9995435,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.19359642267227173},{"word":"we","start":773.985,"end":774.14496,"confidence":0.99955386,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18400418758392337},{"word":"can","start":774.14496,"end":774.38495,"confidence":0.9998228,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2310398668050766},{"word":"do","start":774.38495,"end":774.545,"confidence":0.9997205,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.20170539617538452},{"word":"there","start":774.545,"end":775.045,"confidence":0.9926324,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.1975480318069458},{"word":"what","start":775.105,"end":775.345,"confidence":0.99404186,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2694683372974396},{"word":"your","start":775.345,"end":775.58496,"confidence":0.99728346,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19439713656902313},{"word":"goals","start":775.58496,"end":775.985,"confidence":0.99954283,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":-0.006696149706840515},{"word":"are","start":775.985,"end":776.14496,"confidence":0.9871192,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.18743915855884552},{"word":"and","start":776.14496,"end":776.46497,"confidence":0.9994236,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19429567456245425},{"word":"we'll","start":776.46497,"end":776.94495,"confidence":0.998438,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.21902410686016083},{"word":"update","start":776.94495,"end":777.345,"confidence":0.99670285,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.19785423576831815},{"word":"some","start":777.345,"end":777.58496,"confidence":0.99815553,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.16543735563755035},{"word":"financial","start":777.58496,"end":777.985,"confidence":0.9900219,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.12851755321025848},{"word":"personal","start":778.225,"end":778.545,"confidence":0.62635714,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.15290001034736633},{"word":"advice","start":778.545,"end":779.02496,"confidence":0.9898892,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.17078295350074768},{"word":"for","start":779.02496,"end":779.185,"confidence":0.99972564,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2105771601200104},{"word":"you","start":779.185,"end":779.345,"confidence":0.9998166,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2165389358997345},{"word":"to","start":779.345,"end":779.50494,"confidence":0.9989427,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23327910900115967},{"word":"help","start":779.50494,"end":779.745,"confidence":0.99988556,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.28031009435653687},{"word":"you","start":779.745,"end":779.90497,"confidence":0.999355,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2391916960477829},{"word":"along","start":779.90497,"end":780.305,"confidence":0.99979836,"punctuated_word":"along","sentiment":"neutral","sentiment_score":0.2553289830684662},{"word":"that","start":780.305,"end":780.46497,"confidence":0.9989888,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.203239306807518},{"word":"way","start":780.46497,"end":780.70496,"confidence":0.99981695,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.1990606784820557},{"word":"as","start":780.70496,"end":780.865,"confidence":0.99987435,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.16848871111869812},{"word":"well","start":780.865,"end":781.32,"confidence":0.9995434,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.11959376186132432},{"word":"okay","start":781.4,"end":781.9,"confidence":0.98991984,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.369178831577301},{"word":"beautiful","start":783.48,"end":783.98,"confidence":0.7567265,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7459973692893982},{"word":"now","start":784.92,"end":785.24,"confidence":0.7643773,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.12077078223228456},{"word":"as","start":785.24,"end":785.4,"confidence":0.98135525,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07131436467170715},{"word":"you","start":785.4,"end":785.56,"confidence":0.99366707,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08433367311954498},{"word":"are","start":785.56,"end":785.72003,"confidence":0.995344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.08359289914369583},{"word":"going","start":785.72003,"end":785.96,"confidence":0.9998522,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.08238082379102707},{"word":"through","start":785.96,"end":786.28,"confidence":0.84942615,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.07396849989891052},{"word":"i","start":786.28,"end":786.36,"confidence":0.9990569,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03938240557909012},{"word":"know","start":786.36,"end":786.52,"confidence":0.9997389,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.022015564143657684},{"word":"it","start":786.52,"end":786.60004,"confidence":0.99520713,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02250918745994568},{"word":"has","start":786.60004,"end":786.76,"confidence":0.9974607,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.006597630679607391},{"word":"been","start":786.76,"end":787.0,"confidence":0.99936324,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.0018090605735778809},{"word":"a","start":787.0,"end":787.16003,"confidence":0.97461003,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04851272702217102},{"word":"a","start":787.16003,"end":787.32,"confidence":0.9267389,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.007996372878551483},{"word":"few","start":787.32,"end":787.48,"confidence":0.9972857,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.004074424505233765},{"word":"months","start":787.48,"end":787.72003,"confidence":0.99884677,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.010009191930294037},{"word":"since","start":787.72003,"end":787.88,"confidence":0.9945485,"punctuated_word":"since","sentiment":"neutral","sentiment_score":0.022917471826076508},{"word":"we","start":787.88,"end":788.12,"confidence":0.99856913,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04306691139936447},{"word":"sort","start":788.12,"end":788.28,"confidence":0.9697148,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.03066755086183548},{"word":"of","start":788.28,"end":788.36,"confidence":0.8575656,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.026665151119232178},{"word":"touched","start":788.36,"end":788.68,"confidence":0.85552686,"punctuated_word":"touched","sentiment":"neutral","sentiment_score":0.06393107771873474},{"word":"base","start":788.68,"end":788.92,"confidence":0.91808367,"punctuated_word":"base.","sentiment":"neutral","sentiment_score":0.04816807433962822},{"word":"i've","start":788.92,"end":789.08,"confidence":0.9551207,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.056639187037944794},{"word":"got","start":789.08,"end":789.24,"confidence":0.9998808,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.07702313363552094},{"word":"all","start":789.24,"end":789.4,"confidence":0.99954224,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07031905651092529},{"word":"of","start":789.4,"end":789.48,"confidence":0.9972414,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07049241662025452},{"word":"your","start":789.48,"end":789.72003,"confidence":0.9966804,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07229006290435791},{"word":"assets","start":789.72003,"end":790.04,"confidence":0.98706913,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.09714986383914948},{"word":"and","start":790.04,"end":790.2,"confidence":0.994423,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09904270619153976},{"word":"liabilities","start":790.2,"end":790.7,"confidence":0.9984921,"punctuated_word":"liabilities","sentiment":"neutral","sentiment_score":0.08240652084350586},{"word":"noted","start":790.84,"end":791.08,"confidence":0.9991615,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":0.09798388928174973},{"word":"in","start":791.08,"end":791.24,"confidence":0.99956375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04878813400864601},{"word":"there","start":791.24,"end":791.48,"confidence":0.99720937,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.066159188747406},{"word":"when","start":791.48,"end":791.72003,"confidence":0.9996283,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.04106875881552696},{"word":"you","start":791.72003,"end":791.88,"confidence":0.99968886,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0698612704873085},{"word":"do","start":791.88,"end":792.04,"confidence":0.9998356,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06258316338062286},{"word":"have","start":792.04,"end":792.2,"confidence":0.99961436,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09647589921951294},{"word":"a","start":792.2,"end":792.28,"confidence":0.99911064,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0888003408908844},{"word":"look","start":792.28,"end":792.52,"confidence":0.9999182,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.05669061839580536},{"word":"at","start":792.52,"end":792.60004,"confidence":0.9973665,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.050611622631549835},{"word":"those","start":792.60004,"end":792.84,"confidence":0.993716,"punctuated_word":"those,","sentiment":"neutral","sentiment_score":0.09583131968975069},{"word":"if","start":792.84,"end":793.0,"confidence":0.9987851,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08959018439054489},{"word":"there's","start":793.0,"end":793.24,"confidence":0.9978117,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.0394076332449913},{"word":"any","start":793.24,"end":793.48,"confidence":0.999458,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.03700104355812073},{"word":"major","start":793.48,"end":793.8,"confidence":0.9980095,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.009757153689861298},{"word":"changes","start":793.8,"end":794.2,"confidence":0.99943393,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.05085334926843643},{"word":"that","start":794.2,"end":794.36,"confidence":0.9976768,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05095741152763367},{"word":"you","start":794.36,"end":794.52,"confidence":0.99937505,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05229024589061737},{"word":"would","start":794.52,"end":794.68,"confidence":0.99838734,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.09146831184625626},{"word":"want","start":794.68,"end":794.92,"confidence":0.9958832,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.07634562253952026},{"word":"me","start":794.92,"end":795.0,"confidence":0.99807453,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0939556360244751},{"word":"to","start":795.0,"end":795.285,"confidence":0.98950374,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04376528412103653},{"word":"update","start":795.285,"end":795.44495,"confidence":0.9971474,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.05159932374954224},{"word":"in","start":795.44495,"end":795.605,"confidence":0.98254377,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09423209726810455},{"word":"the","start":795.605,"end":795.685,"confidence":0.9996544,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1353907436132431},{"word":"back","start":795.685,"end":795.76495,"confidence":0.9718925,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.09608800709247588},{"word":"end","start":795.76495,"end":796.165,"confidence":0.9973589,"punctuated_word":"end,","sentiment":"neutral","sentiment_score":0.11842165142297743},{"word":"feel","start":796.165,"end":796.40497,"confidence":0.99732924,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.1609351933002472},{"word":"free","start":796.40497,"end":796.64496,"confidence":0.9998486,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.17789527773857117},{"word":"to","start":796.64496,"end":796.725,"confidence":0.9996247,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16692154109477997},{"word":"let","start":796.725,"end":796.88495,"confidence":0.9998907,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.1453607976436615},{"word":"me","start":796.88495,"end":797.045,"confidence":0.9998517,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1166597455739975},{"word":"know","start":797.045,"end":797.545,"confidence":0.9992836,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.12309587001800536},{"word":"none","start":798.00494,"end":798.245,"confidence":0.6172168,"punctuated_word":"None","sentiment":"neutral","sentiment_score":-0.210196316242218},{"word":"of","start":798.245,"end":798.40497,"confidence":0.99992454,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.20480561256408691},{"word":"these","start":798.40497,"end":798.725,"confidence":0.99496955,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.21957769989967343},{"word":"do","start":798.725,"end":798.96497,"confidence":0.99546576,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.20646235346794128},{"word":"reflect","start":798.96497,"end":799.365,"confidence":0.9994881,"punctuated_word":"reflect","sentiment":"neutral","sentiment_score":-0.24364475905895233},{"word":"on","start":799.365,"end":799.52496,"confidence":0.9991866,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.25819772481918335},{"word":"the","start":799.52496,"end":799.685,"confidence":0.9995436,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23912107944488523},{"word":"advice","start":799.685,"end":800.00494,"confidence":0.97447,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.269220232963562},{"word":"or","start":800.00494,"end":800.245,"confidence":0.9845724,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.19663651287555697},{"word":"change","start":800.245,"end":800.485,"confidence":0.9863505,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.23548921942710876},{"word":"the","start":800.485,"end":800.64496,"confidence":0.9989503,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14920569956302643},{"word":"advice","start":800.64496,"end":801.125,"confidence":0.9949255,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.18721827864646912},{"word":"in","start":801.125,"end":801.20496,"confidence":0.99644864,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.24163758754730225},{"word":"any","start":801.20496,"end":801.365,"confidence":0.9872257,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.1981520652770996},{"word":"way","start":801.365,"end":801.605,"confidence":0.9895767,"punctuated_word":"way.","sentiment":"neutral","sentiment_score":-0.20629259943962097},{"word":"it's","start":801.605,"end":801.845,"confidence":0.9963101,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.01873955130577087},{"word":"just","start":801.845,"end":802.08496,"confidence":0.98119915,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0029721930623054504},{"word":"more","start":802.08496,"end":802.32495,"confidence":0.9985702,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.00616610050201416},{"word":"for","start":802.32495,"end":802.565,"confidence":0.96080977,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03696691617369652},{"word":"our","start":802.565,"end":802.725,"confidence":0.99746037,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.03370555490255356},{"word":"information","start":802.725,"end":803.225,"confidence":0.88765407,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":0.07955923676490784},{"word":"making","start":803.365,"end":803.605,"confidence":0.9997842,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.0563887283205986},{"word":"sure","start":803.605,"end":803.845,"confidence":0.99981445,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.05775619298219681},{"word":"we","start":803.845,"end":804.165,"confidence":0.9994066,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11507857590913773},{"word":"update","start":804.165,"end":804.565,"confidence":0.9969465,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.06108709424734115},{"word":"everything","start":804.565,"end":804.96497,"confidence":0.9999101,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.11518040299415588},{"word":"in","start":804.96497,"end":805.125,"confidence":0.9996805,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08327533304691315},{"word":"the","start":805.125,"end":805.285,"confidence":0.9997322,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08400890231132507},{"word":"back","start":805.285,"end":805.44495,"confidence":0.99514186,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.07616591453552246},{"word":"end","start":805.44495,"end":805.76495,"confidence":0.9988116,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.0828671008348465},{"word":"for","start":805.76495,"end":805.925,"confidence":0.9175795,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11440638452768326},{"word":"you","start":805.925,"end":806.40497,"confidence":0.9996672,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.024680696427822113},{"word":"okay","start":806.40497,"end":806.90497,"confidence":0.9586406,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.031817518174648285},{"word":"perfect","start":808.33997,"end":808.83997,"confidence":0.94968814,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6457003951072693},{"word":"easy","start":809.22,"end":809.72,"confidence":0.997694,"punctuated_word":"Easy.","sentiment":"positive","sentiment_score":0.4121263921260834},{"word":"now","start":810.26,"end":810.58,"confidence":0.7162367,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.15423265099525452},{"word":"with","start":810.58,"end":810.82,"confidence":0.9935308,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05569499731063843},{"word":"regard","start":810.82,"end":811.14,"confidence":0.9875979,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":0.04721450060606003},{"word":"to","start":811.14,"end":811.22,"confidence":0.9866715,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07081969827413559},{"word":"the","start":811.22,"end":811.45996,"confidence":0.9970667,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1112445592880249},{"word":"recommendations","start":811.45996,"end":811.95996,"confidence":0.9968284,"punctuated_word":"recommendations","sentiment":"neutral","sentiment_score":0.07052802294492722},{"word":"with","start":812.26,"end":812.42,"confidence":0.9595014,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06482920050621033},{"word":"the","start":812.42,"end":812.66,"confidence":0.9887367,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09652084857225418},{"word":"super","start":812.66,"end":813.14,"confidence":0.9048182,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.11256052553653716},{"word":"so","start":813.14,"end":813.38,"confidence":0.99557036,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08566755056381226},{"word":"i","start":813.38,"end":813.45996,"confidence":0.9985637,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12640900909900665},{"word":"did","start":813.45996,"end":813.7,"confidence":0.99923146,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.11831590533256532},{"word":"have","start":813.7,"end":813.94,"confidence":0.9988795,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10852933675050735},{"word":"a","start":813.94,"end":814.01996,"confidence":0.9967775,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08048989623785019},{"word":"look","start":814.01996,"end":814.26,"confidence":0.99922717,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06271623075008392},{"word":"at","start":814.26,"end":814.5,"confidence":0.9987251,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07589595019817352},{"word":"hub","start":814.5,"end":814.82,"confidence":0.6589102,"punctuated_word":"Hub","sentiment":"neutral","sentiment_score":0.08738205581903458},{"word":"twenty","start":814.82,"end":815.06,"confidence":0.99127275,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.0989181324839592},{"word":"four","start":815.06,"end":815.22,"confidence":0.9992711,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.08639019727706909},{"word":"and","start":815.22,"end":815.45996,"confidence":0.9934029,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09195594489574432},{"word":"all","start":815.45996,"end":815.62,"confidence":0.99813384,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.13235601782798767},{"word":"the","start":815.62,"end":815.7,"confidence":0.9924355,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11855809390544891},{"word":"other","start":815.7,"end":816.2,"confidence":0.99792993,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.09086326509714128},{"word":"superannuation","start":816.42,"end":816.92,"confidence":0.9636652,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.11621993780136108},{"word":"funds","start":817.3,"end":817.62,"confidence":0.9940519,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.06434718519449234},{"word":"out","start":817.62,"end":817.77997,"confidence":0.99056363,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.10576263070106506},{"word":"there","start":817.77997,"end":817.94,"confidence":0.8841954,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.1316123753786087},{"word":"noting","start":817.94,"end":818.33997,"confidence":0.9805151,"punctuated_word":"noting","sentiment":"neutral","sentiment_score":0.1380864530801773},{"word":"that","start":818.33997,"end":818.5,"confidence":0.95579994,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1604434847831726},{"word":"hub","start":818.5,"end":818.74,"confidence":0.9452924,"punctuated_word":"Hub","sentiment":"neutral","sentiment_score":0.121512770652771},{"word":"twenty","start":818.74,"end":819.06,"confidence":0.9965526,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.13308125734329224},{"word":"four","start":819.06,"end":819.22,"confidence":0.99585116,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.130996972322464},{"word":"is","start":819.22,"end":819.45996,"confidence":0.9813495,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14342030882835388},{"word":"still","start":819.45996,"end":819.7,"confidence":0.9838013,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.13778188824653623},{"word":"a","start":819.7,"end":820.2,"confidence":0.90962994,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11302153766155244},{"word":"appropriate","start":820.26,"end":820.76,"confidence":0.91089284,"punctuated_word":"appropriate","sentiment":"neutral","sentiment_score":0.1072474867105484},{"word":"see","start":821.565,"end":821.605,"confidence":0.6349913,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.13847951591014862},{"word":"if","start":821.605,"end":821.645,"confidence":0.42050076,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12421593070030212},{"word":"for","start":821.68506,"end":821.72504,"confidence":0.7422822,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10666288435459136},{"word":"yourself","start":821.72504,"end":822.125,"confidence":0.9456762,"punctuated_word":"yourself.","sentiment":"neutral","sentiment_score":0.12281351536512376},{"word":"so","start":822.125,"end":822.28503,"confidence":0.99767965,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07672205567359924},{"word":"i'm","start":822.28503,"end":822.525,"confidence":0.9716102,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.07794246077537537},{"word":"recommending","start":822.525,"end":823.005,"confidence":0.9991032,"punctuated_word":"recommending","sentiment":"neutral","sentiment_score":0.09502562880516052},{"word":"you","start":823.005,"end":823.16504,"confidence":0.991537,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06446206569671631},{"word":"stay","start":823.16504,"end":823.405,"confidence":0.9955017,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.057576194405555725},{"word":"within","start":823.405,"end":823.72504,"confidence":0.9997305,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.055805549025535583},{"word":"hub","start":823.72504,"end":823.965,"confidence":0.98710746,"punctuated_word":"Hub","sentiment":"neutral","sentiment_score":0.04853130504488945},{"word":"24","start":823.965,"end":824.78503,"confidence":0.9943953,"punctuated_word":"24.","sentiment":"neutral","sentiment_score":0.05721112713217735},{"word":"however","start":824.84503,"end":825.16504,"confidence":0.9998294,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":0.015355481766164305},{"word":"i","start":825.16504,"end":825.325,"confidence":0.99973124,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.031634606420993805},{"word":"am","start":825.325,"end":825.405,"confidence":0.99699426,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.03527641296386719},{"word":"making","start":825.405,"end":825.72504,"confidence":0.7438631,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.022241774946451187},{"word":"a","start":825.72504,"end":825.805,"confidence":0.91104656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.032147366553545},{"word":"recommendation","start":825.805,"end":826.305,"confidence":0.9993948,"punctuated_word":"recommendation","sentiment":"neutral","sentiment_score":0.06487108021974564},{"word":"that","start":826.445,"end":826.60504,"confidence":0.99960047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.029689013957977295},{"word":"we","start":826.60504,"end":826.765,"confidence":0.99982494,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03568977490067482},{"word":"make","start":826.765,"end":827.005,"confidence":0.99816656,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.03999369964003563},{"word":"some","start":827.005,"end":827.245,"confidence":0.9994617,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.02342335507273674},{"word":"changes","start":827.245,"end":827.745,"confidence":0.9998411,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.04956861212849617},{"word":"to","start":827.805,"end":827.965,"confidence":0.98100454,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.035437606275081635},{"word":"the","start":827.965,"end":828.205,"confidence":0.9998516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03758464753627777},{"word":"investments","start":828.205,"end":828.705,"confidence":0.9983657,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.01786215417087078},{"word":"there","start":828.84503,"end":829.34503,"confidence":0.9993229,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.04692748188972473},{"word":"one","start":829.645,"end":829.885,"confidence":0.6764456,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.024638665840029716},{"word":"of","start":829.885,"end":830.04504,"confidence":0.99988854,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02920393832027912},{"word":"the","start":830.04504,"end":830.205,"confidence":0.99958426,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03945305943489075},{"word":"underlying","start":830.205,"end":830.685,"confidence":0.9997011,"punctuated_word":"underlying","sentiment":"neutral","sentiment_score":0.024503665044903755},{"word":"investments","start":830.685,"end":831.185,"confidence":0.9977126,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.005005966871976852},{"word":"you","start":831.245,"end":831.48505,"confidence":0.98345053,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.013332383707165718},{"word":"had","start":831.48505,"end":831.72504,"confidence":0.9962968,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.017662104219198227},{"word":"was","start":831.72504,"end":832.04504,"confidence":0.9995639,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.018682267516851425},{"word":"bank","start":832.04504,"end":832.36505,"confidence":0.7279743,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.02553364261984825},{"word":"hybrids","start":832.36505,"end":832.86505,"confidence":0.9913137,"punctuated_word":"hybrids.","sentiment":"neutral","sentiment_score":0.02351236715912819},{"word":"they","start":833.57996,"end":833.89996,"confidence":0.9959061,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.023002393543720245},{"word":"are","start":833.89996,"end":834.06,"confidence":0.9996432,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.01859332248568535},{"word":"more","start":834.06,"end":834.3,"confidence":0.99958473,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.025067158043384552},{"word":"of","start":834.3,"end":834.45996,"confidence":0.9976816,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03184448927640915},{"word":"a","start":834.45996,"end":834.94,"confidence":0.99943715,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02895631268620491},{"word":"defensive","start":834.94,"end":835.44,"confidence":0.7045486,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.01284695789217949},{"word":"investment","start":835.5,"end":836.0,"confidence":0.96105254,"punctuated_word":"investment.","sentiment":"neutral","sentiment_score":0.0009752903133630751},{"word":"bank","start":836.45996,"end":836.77997,"confidence":0.9955172,"punctuated_word":"Bank","sentiment":"neutral","sentiment_score":0.01952025294303894},{"word":"hybrids","start":836.77997,"end":837.18,"confidence":0.9990206,"punctuated_word":"hybrids","sentiment":"neutral","sentiment_score":0.022308891639113423},{"word":"are","start":837.18,"end":837.33997,"confidence":0.99702734,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.013496382161974909},{"word":"like","start":837.33997,"end":837.57996,"confidence":0.7436437,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.01776571199297905},{"word":"investing","start":837.57996,"end":837.98,"confidence":0.99808156,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.02927648276090622},{"word":"in","start":837.98,"end":838.13995,"confidence":0.99976796,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.018466096371412277},{"word":"the","start":838.13995,"end":838.22,"confidence":0.9994004,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01877901330590248},{"word":"big","start":838.22,"end":838.45996,"confidence":0.9556374,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.035229433327913284},{"word":"four","start":838.45996,"end":838.69995,"confidence":0.9886552,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.014522362500429152},{"word":"banks","start":838.69995,"end":839.01996,"confidence":0.86747295,"punctuated_word":"banks,","sentiment":"neutral","sentiment_score":0.012373270466923714},{"word":"and","start":839.01996,"end":839.1,"confidence":0.98805946,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.019084038212895393},{"word":"they","start":839.1,"end":839.25995,"confidence":0.9981213,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.02822777628898621},{"word":"kind","start":839.25995,"end":839.5,"confidence":0.95595986,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.01287280023097992},{"word":"of","start":839.5,"end":839.57996,"confidence":0.9978822,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.013780362904071808},{"word":"build","start":839.57996,"end":839.89996,"confidence":0.9577737,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.035640910267829895},{"word":"these","start":839.89996,"end":840.13995,"confidence":0.986521,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.03713718056678772},{"word":"little","start":840.13995,"end":840.38,"confidence":0.9295661,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.06467017531394958},{"word":"hybrid","start":840.38,"end":840.77997,"confidence":0.99732864,"punctuated_word":"hybrid","sentiment":"neutral","sentiment_score":0.03844761475920677},{"word":"products","start":840.77997,"end":841.18,"confidence":0.99924433,"punctuated_word":"products","sentiment":"neutral","sentiment_score":0.03606408089399338},{"word":"which","start":841.18,"end":841.42,"confidence":0.66534466,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.05058189854025841},{"word":"have","start":841.42,"end":841.66,"confidence":0.99431264,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03959440067410469},{"word":"loans","start":841.66,"end":841.98,"confidence":0.99682033,"punctuated_word":"loans","sentiment":"neutral","sentiment_score":0.03779096156358719},{"word":"and","start":841.98,"end":842.22,"confidence":0.9951473,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0003832019865512848},{"word":"credit","start":842.22,"end":842.54,"confidence":0.99900097,"punctuated_word":"credit","sentiment":"neutral","sentiment_score":-0.0054918378591537476},{"word":"funds","start":842.54,"end":842.94,"confidence":0.9955598,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":-0.0010017454624176023},{"word":"inside","start":842.94,"end":843.25995,"confidence":0.99973625,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.018021900206804276},{"word":"them","start":843.25995,"end":843.75995,"confidence":0.9977843,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":0.009659048169851305},{"word":"we're","start":844.45996,"end":844.77997,"confidence":0.9825921,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.05953475087881088},{"word":"actually","start":844.77997,"end":845.1,"confidence":0.9938637,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.03585965186357498},{"word":"gonna","start":845.1,"end":845.42,"confidence":0.9985898,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.07239902019500732},{"word":"recommend","start":845.42,"end":845.74,"confidence":0.99951935,"punctuated_word":"recommend","sentiment":"neutral","sentiment_score":-0.031179890036582947},{"word":"that","start":845.74,"end":845.98,"confidence":0.9999548,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.062100574374198914},{"word":"we","start":845.98,"end":846.13995,"confidence":0.99985373,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.05352149158716202},{"word":"sell","start":846.13995,"end":846.45996,"confidence":0.99609643,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.09335415065288544},{"word":"that","start":846.45996,"end":846.62,"confidence":0.99880207,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07764334976673126},{"word":"investment","start":846.62,"end":847.12,"confidence":0.98762476,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.1077789068222046},{"word":"down","start":847.25995,"end":847.57996,"confidence":0.9995297,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.05372036248445511},{"word":"completely","start":847.57996,"end":848.07996,"confidence":0.9985034,"punctuated_word":"completely.","sentiment":"neutral","sentiment_score":-0.07683347910642624},{"word":"the","start":848.38,"end":848.45996,"confidence":0.9846491,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.05545559152960777},{"word":"reason","start":848.45996,"end":848.77997,"confidence":0.98702836,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":-0.0583433136343956},{"word":"for","start":848.77997,"end":849.015,"confidence":0.8048331,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03859391063451767},{"word":"doing","start":849.015,"end":849.255,"confidence":0.99933356,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.032557740807533264},{"word":"that","start":849.255,"end":849.41504,"confidence":0.99971825,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.040650106966495514},{"word":"is","start":849.41504,"end":849.495,"confidence":0.99897695,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01531916856765747},{"word":"there","start":849.495,"end":849.995,"confidence":0.9955651,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.033999815583229065},{"word":"is","start":850.015,"end":850.515,"confidence":0.99931085,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.043302543461322784},{"word":"going","start":850.53503,"end":850.695,"confidence":0.7946399,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.02569405734539032},{"word":"to","start":850.695,"end":850.775,"confidence":0.99037,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02774427831172943},{"word":"be","start":850.775,"end":850.935,"confidence":0.99929786,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.017416611313819885},{"word":"a","start":850.935,"end":851.09503,"confidence":0.99829155,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04834870994091034},{"word":"change","start":851.09503,"end":851.575,"confidence":0.99970347,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.05542979761958122},{"word":"to","start":851.575,"end":851.815,"confidence":0.96384776,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.056151360273361206},{"word":"the","start":851.815,"end":852.055,"confidence":0.99976915,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04369908943772316},{"word":"way","start":852.055,"end":852.29504,"confidence":0.9999113,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.04511993005871773},{"word":"investments","start":852.29504,"end":852.79504,"confidence":0.99479586,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.04847871884703636},{"word":"are","start":852.85504,"end":853.015,"confidence":0.99923134,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.01640491932630539},{"word":"able","start":853.015,"end":853.255,"confidence":0.9998846,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.01579974591732025},{"word":"to","start":853.255,"end":853.335,"confidence":0.9995173,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0318523570895195},{"word":"be","start":853.335,"end":853.575,"confidence":0.9997993,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.012650612741708755},{"word":"structured","start":853.575,"end":853.97504,"confidence":0.9929645,"punctuated_word":"structured.","sentiment":"neutral","sentiment_score":-0.03903068229556084},{"word":"so","start":853.97504,"end":854.215,"confidence":0.99946064,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.038937535136938095},{"word":"down","start":854.215,"end":854.455,"confidence":0.9946903,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.05653784424066544},{"word":"the","start":854.455,"end":854.615,"confidence":0.9990982,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04164574295282364},{"word":"track","start":854.615,"end":855.115,"confidence":0.9960645,"punctuated_word":"track,","sentiment":"neutral","sentiment_score":-0.05182335898280144},{"word":"the","start":855.495,"end":855.735,"confidence":0.9745195,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09035666286945344},{"word":"government","start":855.735,"end":856.135,"confidence":0.99892104,"punctuated_word":"government","sentiment":"neutral","sentiment_score":-0.09009802341461182},{"word":"has","start":856.135,"end":856.29504,"confidence":0.99973124,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.09732671827077866},{"word":"come","start":856.29504,"end":856.53503,"confidence":0.9994017,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.0840698704123497},{"word":"out","start":856.53503,"end":856.615,"confidence":0.7996765,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.07112906873226166},{"word":"saying","start":856.615,"end":856.85504,"confidence":0.97221136,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":-0.0653676763176918},{"word":"they're","start":856.85504,"end":857.015,"confidence":0.98715967,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.09252023696899414},{"word":"gonna","start":857.015,"end":857.335,"confidence":0.99896157,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.08326303958892822},{"word":"phase","start":857.335,"end":857.575,"confidence":0.88987297,"punctuated_word":"phase","sentiment":"neutral","sentiment_score":-0.044692739844322205},{"word":"these","start":857.575,"end":857.895,"confidence":0.99748224,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.14173085987567902},{"word":"investments","start":857.895,"end":858.395,"confidence":0.9954183,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.13547848165035248},{"word":"out","start":858.53503,"end":858.775,"confidence":0.9856185,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.09046131372451782},{"word":"so","start":858.775,"end":859.015,"confidence":0.99862885,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.032505784183740616},{"word":"whilst","start":859.015,"end":859.255,"confidence":0.98836493,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":-0.061194948852062225},{"word":"we","start":859.255,"end":859.495,"confidence":0.99271035,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06971211731433868},{"word":"are","start":859.495,"end":859.655,"confidence":0.99890983,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.06591291725635529},{"word":"looking","start":859.655,"end":860.055,"confidence":0.9995913,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.07681241631507874},{"word":"at","start":860.055,"end":860.215,"confidence":0.99960786,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.17864316701889038},{"word":"things","start":860.215,"end":860.53503,"confidence":0.9996662,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.19006307423114777},{"word":"now","start":860.53503,"end":861.015,"confidence":0.99958277,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.13544568419456482},{"word":"it","start":861.255,"end":861.41504,"confidence":0.9898262,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13814350962638855},{"word":"does","start":861.41504,"end":861.655,"confidence":0.9988275,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.07094498723745346},{"word":"look","start":861.655,"end":861.895,"confidence":0.6859513,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.11370067298412324},{"word":"at","start":861.895,"end":862.055,"confidence":0.71661186,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.12724129855632782},{"word":"better","start":862.055,"end":862.29504,"confidence":0.8637607,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.14743736386299133},{"word":"to","start":862.29504,"end":862.53503,"confidence":0.9949817,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.120548814535141},{"word":"remove","start":862.53503,"end":862.935,"confidence":0.99726045,"punctuated_word":"remove","sentiment":"neutral","sentiment_score":-0.11913730204105376},{"word":"them","start":862.935,"end":863.175,"confidence":0.99667144,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.16729342937469482},{"word":"out","start":863.175,"end":863.335,"confidence":0.9994962,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.2027130424976349},{"word":"of","start":863.335,"end":863.495,"confidence":0.99919933,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13984394073486328},{"word":"your","start":863.495,"end":863.655,"confidence":0.9998536,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.08118937909603119},{"word":"portfolio","start":863.655,"end":864.155,"confidence":0.8527932,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.1125744804739952},{"word":"and","start":864.75995,"end":864.92,"confidence":0.99951494,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.04888613894581795},{"word":"then","start":864.92,"end":865.07996,"confidence":0.999795,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.025170832872390747},{"word":"we're","start":865.07996,"end":865.31995,"confidence":0.99758565,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.03303828462958336},{"word":"still","start":865.31995,"end":865.63995,"confidence":0.999879,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.022492393851280212},{"word":"keeping","start":865.63995,"end":865.88,"confidence":0.9998172,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":-0.004596114158630371},{"word":"that","start":865.88,"end":866.19995,"confidence":0.99865496,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03324418514966965},{"word":"defensive","start":866.19995,"end":866.68,"confidence":0.997556,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":-0.032809048891067505},{"word":"asset","start":866.68,"end":867.0,"confidence":0.77144957,"punctuated_word":"asset,","sentiment":"neutral","sentiment_score":0.0060109421610832214},{"word":"so","start":867.0,"end":867.16,"confidence":0.99957615,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.02197737991809845},{"word":"we're","start":867.16,"end":867.31995,"confidence":0.9997231,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.008099700324237347},{"word":"gonna","start":867.31995,"end":867.56,"confidence":0.9990916,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.0020205415785312653},{"word":"sell","start":867.56,"end":867.72,"confidence":0.99810326,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.05995657294988632},{"word":"the","start":867.72,"end":867.88,"confidence":0.9990515,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.060535579919815063},{"word":"bank","start":867.88,"end":868.19995,"confidence":0.9743998,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":-0.041594572365283966},{"word":"hybrids","start":868.19995,"end":868.6,"confidence":0.6369346,"punctuated_word":"hybrids","sentiment":"neutral","sentiment_score":-0.04046697914600372},{"word":"down","start":868.6,"end":868.92,"confidence":0.99906677,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.007570147514343262},{"word":"completely","start":868.92,"end":869.42,"confidence":0.88002276,"punctuated_word":"completely.","sentiment":"neutral","sentiment_score":-0.014632340520620346},{"word":"and","start":869.88,"end":870.04,"confidence":0.66252303,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.022763852030038834},{"word":"then","start":870.04,"end":870.12,"confidence":0.9994234,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.041102491319179535},{"word":"we're","start":870.12,"end":870.27997,"confidence":0.99770606,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.04176466166973114},{"word":"gonna","start":870.27997,"end":870.44,"confidence":0.998312,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.06731750816106796},{"word":"put","start":870.44,"end":870.68,"confidence":0.9987173,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.056723520159721375},{"word":"the","start":870.68,"end":870.83997,"confidence":0.99936587,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06650885939598083},{"word":"money","start":870.83997,"end":871.16,"confidence":0.99997723,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.07512049376964569},{"word":"into","start":871.16,"end":871.56,"confidence":0.999331,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.060798972845077515},{"word":"the","start":871.56,"end":871.88,"confidence":0.9993298,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06804870814085007},{"word":"core","start":871.88,"end":872.12,"confidence":0.980097,"punctuated_word":"core","sentiment":"neutral","sentiment_score":0.07479499280452728},{"word":"composite","start":872.12,"end":872.62,"confidence":0.9604021,"punctuated_word":"composite","sentiment":"neutral","sentiment_score":0.1124010905623436},{"word":"bonds","start":872.68,"end":873.07996,"confidence":0.95211685,"punctuated_word":"bonds,","sentiment":"neutral","sentiment_score":0.09136351943016052},{"word":"which","start":873.07996,"end":873.39996,"confidence":0.9997849,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.0998893827199936},{"word":"essentially","start":873.39996,"end":873.89996,"confidence":0.8878091,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.07956346124410629},{"word":"is","start":873.95996,"end":874.19995,"confidence":0.94666505,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.07334071397781372},{"word":"again","start":874.19995,"end":874.51996,"confidence":0.9991957,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.06334120035171509},{"word":"just","start":874.51996,"end":874.68,"confidence":0.9458668,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07043065875768661},{"word":"a","start":874.68,"end":874.83997,"confidence":0.9661975,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08545512706041336},{"word":"defensive","start":874.83997,"end":875.33997,"confidence":0.9950092,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.07074488699436188},{"word":"investment","start":875.48,"end":875.98,"confidence":0.966601,"punctuated_word":"investment,","sentiment":"neutral","sentiment_score":0.0749036967754364},{"word":"but","start":876.12,"end":876.36,"confidence":0.99937767,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0933414176106453},{"word":"it","start":876.36,"end":876.44,"confidence":0.9997633,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.12513655424118042},{"word":"gives","start":876.44,"end":876.68,"confidence":0.99963987,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.11090652644634248},{"word":"you","start":876.68,"end":876.83997,"confidence":0.9997075,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12583652138710022},{"word":"access","start":876.83997,"end":877.24,"confidence":0.9997557,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.11039693653583528},{"word":"to","start":877.24,"end":877.31995,"confidence":0.9933623,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11339183896780014},{"word":"both","start":877.31995,"end":877.63995,"confidence":0.9964399,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.13311287760734558},{"word":"government","start":877.63995,"end":878.12,"confidence":0.99938834,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.13414016366004944},{"word":"and","start":878.12,"end":878.27997,"confidence":0.9998301,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12034013122320177},{"word":"corporate","start":878.27997,"end":878.75995,"confidence":0.99982005,"punctuated_word":"corporate","sentiment":"neutral","sentiment_score":0.10355030000209808},{"word":"bonds","start":878.75995,"end":879.25995,"confidence":0.95191896,"punctuated_word":"bonds.","sentiment":"neutral","sentiment_score":0.09383337944746016},{"word":"it's","start":879.555,"end":879.795,"confidence":0.9985096,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.08198896050453186},{"word":"about","start":879.795,"end":880.035,"confidence":0.9991479,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.09363869577646255},{"word":"98%","start":880.035,"end":880.835,"confidence":0.99948806,"punctuated_word":"98%","sentiment":"neutral","sentiment_score":0.08644895255565643},{"word":"in","start":880.835,"end":880.995,"confidence":0.9994466,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12217283993959428},{"word":"bonds","start":880.995,"end":881.235,"confidence":0.99595624,"punctuated_word":"bonds","sentiment":"neutral","sentiment_score":0.09454952925443648},{"word":"and","start":881.235,"end":881.475,"confidence":0.9850963,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06334023177623749},{"word":"1%","start":881.475,"end":881.955,"confidence":0.99935687,"punctuated_word":"1%","sentiment":"neutral","sentiment_score":0.10608907788991928},{"word":"in","start":881.955,"end":882.195,"confidence":0.9974872,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08075529336929321},{"word":"cash","start":882.195,"end":882.515,"confidence":0.9373051,"punctuated_word":"cash,","sentiment":"neutral","sentiment_score":0.07334105670452118},{"word":"and","start":882.515,"end":882.755,"confidence":0.99979717,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04860082268714905},{"word":"bonds","start":882.755,"end":883.075,"confidence":0.9926721,"punctuated_word":"bonds","sentiment":"neutral","sentiment_score":0.08150664716959},{"word":"are","start":883.075,"end":883.315,"confidence":0.9981614,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.052340663969516754},{"word":"quite","start":883.315,"end":883.555,"confidence":0.9997769,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.248250275850296},{"word":"low","start":883.555,"end":883.875,"confidence":0.9939009,"punctuated_word":"low","sentiment":"neutral","sentiment_score":0.2834850251674652},{"word":"risk","start":883.875,"end":884.275,"confidence":0.991912,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":0.20957982540130615},{"word":"they're","start":884.275,"end":884.435,"confidence":0.99698687,"punctuated_word":"They're","sentiment":"positive","sentiment_score":0.41485831141471863},{"word":"good","start":884.435,"end":884.675,"confidence":0.9998698,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.49302494525909424},{"word":"for","start":884.675,"end":884.915,"confidence":0.9852359,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5125943422317505},{"word":"income","start":884.915,"end":885.315,"confidence":0.9979018,"punctuated_word":"income","sentiment":"positive","sentiment_score":0.5781229734420776},{"word":"producing","start":885.315,"end":885.815,"confidence":0.995479,"punctuated_word":"producing","sentiment":"positive","sentiment_score":0.5846973657608032},{"word":"there","start":885.875,"end":886.375,"confidence":0.8515661,"punctuated_word":"there,","sentiment":"positive","sentiment_score":0.40666526556015015},{"word":"and","start":886.515,"end":886.675,"confidence":0.89490515,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.30242979526519775},{"word":"they're","start":886.675,"end":886.835,"confidence":0.9996784,"punctuated_word":"they're","sentiment":"positive","sentiment_score":0.37431859970092773},{"word":"also","start":886.835,"end":887.075,"confidence":0.99637246,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.3771205246448517},{"word":"very","start":887.075,"end":887.315,"confidence":0.99980253,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.41106462478637695},{"word":"liquid","start":887.315,"end":887.715,"confidence":0.99981886,"punctuated_word":"liquid","sentiment":"positive","sentiment_score":0.5017136335372925},{"word":"if","start":887.715,"end":887.875,"confidence":0.9945246,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4068623185157776},{"word":"you","start":887.875,"end":887.955,"confidence":0.99970645,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3540075123310089},{"word":"need","start":887.955,"end":888.115,"confidence":0.999843,"punctuated_word":"need","sentiment":"positive","sentiment_score":0.377746045589447},{"word":"to","start":888.115,"end":888.195,"confidence":0.9992964,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30094942450523376},{"word":"pull","start":888.195,"end":888.435,"confidence":0.99865973,"punctuated_word":"pull","sentiment":"positive","sentiment_score":0.4253622889518738},{"word":"the","start":888.435,"end":888.59503,"confidence":0.9954596,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2976433336734772},{"word":"money","start":888.59503,"end":888.835,"confidence":0.99998355,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.2754625082015991},{"word":"up","start":888.835,"end":888.995,"confidence":0.86026794,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.37422338128089905},{"word":"very","start":888.995,"end":889.315,"confidence":0.99977833,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.34646499156951904},{"word":"quickly","start":889.315,"end":889.795,"confidence":0.875836,"punctuated_word":"quickly.","sentiment":"positive","sentiment_score":0.35673701763153076},{"word":"so","start":889.795,"end":890.275,"confidence":0.9993149,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.27669787406921387},{"word":"it","start":890.275,"end":890.435,"confidence":0.9780422,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.214735746383667},{"word":"just","start":890.435,"end":890.675,"confidence":0.9945741,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3659049868583679},{"word":"works","start":890.675,"end":890.995,"confidence":0.9873727,"punctuated_word":"works","sentiment":"positive","sentiment_score":0.416944682598114},{"word":"out","start":890.995,"end":891.155,"confidence":0.9163174,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.3983895778656006},{"word":"better","start":891.155,"end":891.475,"confidence":0.9892382,"punctuated_word":"better.","sentiment":"positive","sentiment_score":0.3702167868614197},{"word":"while","start":891.475,"end":891.715,"confidence":0.9829723,"punctuated_word":"While","sentiment":"neutral","sentiment_score":0.08983521163463593},{"word":"we're","start":891.715,"end":892.035,"confidence":0.99926436,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.0499257817864418},{"word":"looking","start":892.035,"end":892.355,"confidence":0.99838245,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.051043637096881866},{"word":"at","start":892.355,"end":892.515,"confidence":0.9996488,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0015224367380142212},{"word":"the","start":892.515,"end":892.675,"confidence":0.99965334,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013665080070495604},{"word":"advice","start":892.675,"end":893.07,"confidence":0.99330384,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.018337316811084747},{"word":"now","start":893.31,"end":893.63,"confidence":0.9998827,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.027451112866401672},{"word":"that","start":893.63,"end":893.95,"confidence":0.945029,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.018305227160453796},{"word":"we","start":893.95,"end":894.11,"confidence":0.999933,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.006930015981197357},{"word":"do","start":894.11,"end":894.43,"confidence":0.9997502,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.021248720586299896},{"word":"remove","start":894.43,"end":894.83,"confidence":0.99911636,"punctuated_word":"remove","sentiment":"neutral","sentiment_score":-0.03676517307758331},{"word":"the","start":894.83,"end":894.99,"confidence":0.99955887,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04762687534093857},{"word":"funds","start":894.99,"end":895.39,"confidence":0.9995265,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":-0.05858805030584335},{"word":"out","start":895.39,"end":895.63,"confidence":0.99979895,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.03772445768117905},{"word":"of","start":895.63,"end":895.79,"confidence":0.99986017,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02735806256532669},{"word":"those","start":895.79,"end":896.29,"confidence":0.9996264,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.04713691771030426},{"word":"bank","start":896.67,"end":896.91003,"confidence":0.92864233,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":-0.0650242418050766},{"word":"hybrids","start":896.91003,"end":897.39,"confidence":0.995823,"punctuated_word":"hybrids","sentiment":"neutral","sentiment_score":0.007914185523986816},{"word":"and","start":897.39,"end":897.55,"confidence":0.98736215,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04275726526975632},{"word":"make","start":897.55,"end":897.79,"confidence":0.99986684,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.02891606092453003},{"word":"a","start":897.79,"end":897.87,"confidence":0.9970227,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03344245254993439},{"word":"change","start":897.87,"end":898.27,"confidence":0.9998641,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.019174225628376007},{"word":"to","start":898.27,"end":898.43,"confidence":0.9954277,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03189215064048767},{"word":"it","start":898.43,"end":898.51,"confidence":0.9998499,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02833012491464615},{"word":"now","start":898.51,"end":898.83,"confidence":0.99991655,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.0385117381811142},{"word":"so","start":898.83,"end":899.07,"confidence":0.788076,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.048744186758995056},{"word":"you","start":899.07,"end":899.15,"confidence":0.94811994,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07362758368253708},{"word":"everything","start":899.23,"end":899.63,"confidence":0.9995121,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.06293636560440063},{"word":"gets","start":899.63,"end":899.87,"confidence":0.9891065,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.06135904043912888},{"word":"settled","start":899.87,"end":900.27,"confidence":0.9956392,"punctuated_word":"settled","sentiment":"neutral","sentiment_score":0.09839513897895812},{"word":"for","start":900.27,"end":900.51,"confidence":0.99987435,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07002021372318268},{"word":"you","start":900.51,"end":900.67,"confidence":0.99971515,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09030278772115707},{"word":"for","start":900.67,"end":900.83,"confidence":0.99935514,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07529667764902115},{"word":"the","start":900.83,"end":900.91003,"confidence":0.99968386,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05261250585317612},{"word":"next","start":900.91003,"end":901.23,"confidence":0.9995289,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.05178952217102051},{"word":"seven","start":901.23,"end":901.63,"confidence":0.99987316,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.01570049673318863},{"word":"years","start":901.63,"end":902.13,"confidence":0.9991446,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.05309775844216347},{"word":"okay","start":902.19,"end":902.69,"confidence":0.9830726,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.09848280251026154},{"word":"okay","start":904.11,"end":904.61,"confidence":0.939237,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.354317843914032},{"word":"i","start":906.445,"end":906.685,"confidence":0.9980636,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.45867919921875},{"word":"got","start":906.685,"end":906.92505,"confidence":0.99836177,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.279867559671402},{"word":"you","start":906.92505,"end":907.42505,"confidence":0.97299814,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.3063420355319977},{"word":"no","start":908.125,"end":908.445,"confidence":0.97787637,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.20441114902496335},{"word":"worries","start":908.445,"end":908.945,"confidence":0.9996023,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.03183586150407791},{"word":"we're","start":909.645,"end":909.885,"confidence":0.73465407,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.1401088684797287},{"word":"also","start":909.885,"end":910.125,"confidence":0.99259937,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.0903075635433197},{"word":"just","start":910.125,"end":910.28503,"confidence":0.99592894,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.148724302649498},{"word":"gonna","start":910.28503,"end":910.445,"confidence":0.9947345,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.14868013560771942},{"word":"do","start":910.445,"end":910.60504,"confidence":0.9948206,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15360844135284424},{"word":"a","start":910.60504,"end":910.685,"confidence":0.996743,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1443740278482437},{"word":"bit","start":910.685,"end":910.84503,"confidence":0.99792886,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.11537604033946992},{"word":"of","start":910.84503,"end":910.92505,"confidence":0.99847203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13561081886291504},{"word":"a","start":910.92505,"end":911.005,"confidence":0.9953551,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11120039969682692},{"word":"rebalance","start":911.005,"end":911.505,"confidence":0.9711521,"punctuated_word":"rebalance","sentiment":"neutral","sentiment_score":0.04431944340467453},{"word":"there","start":911.565,"end":911.72504,"confidence":0.9636095,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.08098980784416199},{"word":"as","start":911.72504,"end":911.885,"confidence":0.9998417,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11015769839286804},{"word":"well","start":911.885,"end":912.125,"confidence":0.99205315,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.09116633236408234},{"word":"so","start":912.125,"end":912.28503,"confidence":0.99975866,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.112773597240448},{"word":"when","start":912.28503,"end":912.405,"confidence":0.9997662,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.09553848206996918},{"word":"i","start":912.405,"end":912.525,"confidence":0.9999682,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12209469825029372},{"word":"went","start":912.525,"end":912.685,"confidence":0.99993384,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.11131103336811066},{"word":"back","start":912.685,"end":912.92505,"confidence":0.99979585,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.10959559679031372},{"word":"and","start":912.92505,"end":913.085,"confidence":0.99923027,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0876280814409256},{"word":"had","start":913.085,"end":913.245,"confidence":0.99853337,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.08718830347061157},{"word":"a","start":913.245,"end":913.325,"confidence":0.97814196,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09089729189872742},{"word":"look","start":913.325,"end":913.565,"confidence":0.99989295,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06994259357452393},{"word":"at","start":913.565,"end":913.72504,"confidence":0.9997565,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08518220484256744},{"word":"your","start":913.72504,"end":913.965,"confidence":0.99989724,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07001128792762756},{"word":"portfolio","start":913.965,"end":914.465,"confidence":0.9998186,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.032676130533218384},{"word":"the","start":914.525,"end":914.60504,"confidence":0.7341672,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08338495343923569},{"word":"way","start":914.60504,"end":914.84503,"confidence":0.999961,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.08373034745454788},{"word":"it","start":914.84503,"end":914.92505,"confidence":0.99837434,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06456691026687622},{"word":"was","start":914.92505,"end":915.16504,"confidence":0.9994911,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.04302239418029785},{"word":"structured","start":915.16504,"end":915.66504,"confidence":0.9982348,"punctuated_word":"structured,","sentiment":"neutral","sentiment_score":0.07913494110107422},{"word":"you","start":916.205,"end":916.36505,"confidence":0.9847098,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09065359830856325},{"word":"sort","start":916.36505,"end":916.60504,"confidence":0.9968225,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07571074366569519},{"word":"of","start":916.60504,"end":916.765,"confidence":0.99789965,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10278975963592528},{"word":"have","start":916.765,"end":916.92505,"confidence":0.9691695,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10237151384353638},{"word":"that","start":916.92505,"end":917.085,"confidence":0.9995683,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12488481402397156},{"word":"balanced","start":917.085,"end":917.48505,"confidence":0.9589187,"punctuated_word":"balanced","sentiment":"neutral","sentiment_score":0.0642177015542984},{"word":"approach","start":917.48505,"end":917.805,"confidence":0.7986065,"punctuated_word":"approach,","sentiment":"neutral","sentiment_score":0.15173664689064026},{"word":"sort","start":917.805,"end":918.04504,"confidence":0.9977271,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.12276566028594972},{"word":"of","start":918.04504,"end":918.125,"confidence":0.9990926,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1612308919429779},{"word":"a","start":918.125,"end":918.28503,"confidence":0.9681796,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18191757798194885},{"word":"fifty","start":918.28503,"end":918.60504,"confidence":0.9996637,"punctuated_word":"fifty","sentiment":"neutral","sentiment_score":0.12089361250400545},{"word":"fifty","start":918.60504,"end":919.005,"confidence":0.99539435,"punctuated_word":"fifty","sentiment":"neutral","sentiment_score":0.07122085988521576},{"word":"scenario","start":919.005,"end":919.505,"confidence":0.96687055,"punctuated_word":"scenario.","sentiment":"neutral","sentiment_score":0.08430924266576767},{"word":"so","start":919.565,"end":920.065,"confidence":0.997827,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0841720923781395},{"word":"with","start":920.69,"end":920.93,"confidence":0.9995493,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14199012517929077},{"word":"the","start":920.93,"end":921.09,"confidence":0.5475188,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16238905489444733},{"word":"balance","start":921.09,"end":921.41003,"confidence":0.7531153,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.14134402573108673},{"word":"portfolio","start":921.41003,"end":921.91003,"confidence":0.9289552,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.111843079328537},{"word":"we","start":921.97003,"end":922.13,"confidence":0.9967354,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13640327751636505},{"word":"normally","start":922.13,"end":922.45,"confidence":0.996566,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.12846574187278748},{"word":"say","start":922.45,"end":922.69,"confidence":0.7026043,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.13822488486766815},{"word":"60%","start":922.69,"end":923.33,"confidence":0.9965639,"punctuated_word":"60%","sentiment":"neutral","sentiment_score":0.10982462018728256},{"word":"in","start":923.33,"end":923.57,"confidence":0.99835926,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14113232493400574},{"word":"growth","start":923.57,"end":923.97003,"confidence":0.9499694,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.11127565056085588},{"word":"assets","start":923.97003,"end":924.29,"confidence":0.9972779,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.1070048213005066},{"word":"and","start":924.29,"end":924.53,"confidence":0.9881408,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07920093834400177},{"word":"sort","start":924.53,"end":924.69,"confidence":0.9671282,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07963402569293976},{"word":"of","start":924.69,"end":924.77,"confidence":0.974239,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09363579750061037},{"word":"40%","start":924.77,"end":925.41003,"confidence":0.99928427,"punctuated_word":"40%","sentiment":"neutral","sentiment_score":0.10816776752471924},{"word":"in","start":925.41003,"end":925.65,"confidence":0.99734503,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12084079533815384},{"word":"defensive","start":925.65,"end":926.13,"confidence":0.8011805,"punctuated_word":"defensive.","sentiment":"neutral","sentiment_score":0.06740882992744446},{"word":"but","start":926.13,"end":926.29,"confidence":0.9994991,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07689803838729858},{"word":"the","start":926.29,"end":926.45,"confidence":0.99986446,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08494986593723297},{"word":"way","start":926.45,"end":926.69,"confidence":0.99997437,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.08671771734952927},{"word":"your","start":926.69,"end":926.93,"confidence":0.9990606,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09646080434322356},{"word":"portfolio","start":926.93,"end":927.41003,"confidence":0.9997527,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.04781213775277138},{"word":"was","start":927.41003,"end":927.65,"confidence":0.9939896,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06451484560966492},{"word":"set","start":927.65,"end":927.73,"confidence":0.9922225,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.07932628691196442},{"word":"up","start":927.73,"end":927.97003,"confidence":0.99845165,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.08278194069862366},{"word":"you","start":927.97003,"end":928.13,"confidence":0.92739844,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06303775310516357},{"word":"sort","start":928.13,"end":928.29,"confidence":0.996588,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.059468358755111694},{"word":"of","start":928.29,"end":928.37,"confidence":0.99477,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06856978684663773},{"word":"have","start":928.37,"end":928.53,"confidence":0.9124547,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.071126289665699},{"word":"more","start":928.53,"end":928.77,"confidence":0.99958974,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.050890468060970306},{"word":"of","start":928.77,"end":928.85,"confidence":0.85430944,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.054750099778175354},{"word":"that","start":928.85,"end":929.01,"confidence":0.99617803,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06854390352964401},{"word":"fifty","start":929.01,"end":929.33,"confidence":0.9987029,"punctuated_word":"fifty","sentiment":"neutral","sentiment_score":0.05945667624473572},{"word":"fifty","start":929.33,"end":929.73,"confidence":0.970942,"punctuated_word":"fifty","sentiment":"neutral","sentiment_score":0.06435274332761765},{"word":"sort","start":929.73,"end":929.89,"confidence":0.9947214,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04210658743977547},{"word":"of","start":929.89,"end":930.05,"confidence":0.9766747,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05203290283679962},{"word":"split","start":930.05,"end":930.37,"confidence":0.99381745,"punctuated_word":"split.","sentiment":"neutral","sentiment_score":0.05989469215273857},{"word":"so","start":930.37,"end":930.85,"confidence":0.9997079,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1474321037530899},{"word":"i","start":930.85,"end":931.01,"confidence":0.9994809,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2498546540737152},{"word":"have","start":931.01,"end":931.17,"confidence":0.9954248,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.25810760259628296},{"word":"just","start":931.17,"end":931.41003,"confidence":0.97450703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.25343042612075806},{"word":"done","start":931.41003,"end":931.57,"confidence":0.99644643,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.24119144678115845},{"word":"a","start":931.57,"end":931.65,"confidence":0.9995871,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.29546284675598145},{"word":"bit","start":931.65,"end":931.81,"confidence":0.999744,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.26095834374427795},{"word":"of","start":931.81,"end":931.97003,"confidence":0.99984074,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.32533732056617737},{"word":"a","start":931.97003,"end":932.05,"confidence":0.99711573,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2651287913322449},{"word":"rebalance","start":932.05,"end":932.55,"confidence":0.9843259,"punctuated_word":"rebalance","sentiment":"neutral","sentiment_score":0.1410031616687775},{"word":"in","start":932.61,"end":932.77,"confidence":0.9001059,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19179871678352356},{"word":"the","start":932.77,"end":932.85,"confidence":0.9984112,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2068704515695572},{"word":"portfolio","start":932.85,"end":933.35,"confidence":0.9997576,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.07294037938117981},{"word":"there","start":933.57,"end":933.81,"confidence":0.9997056,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2161099910736084},{"word":"as","start":933.81,"end":933.97003,"confidence":0.99983895,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.22671762108802795},{"word":"well","start":933.97003,"end":934.425,"confidence":0.9996716,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.24134908616542816},{"word":"so","start":934.745,"end":934.90497,"confidence":0.99948263,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.20418795943260193},{"word":"that","start":934.90497,"end":935.14496,"confidence":0.99982834,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.25052309036254883},{"word":"we","start":935.14496,"end":935.305,"confidence":0.9988348,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2412317395210266},{"word":"bring","start":935.305,"end":935.545,"confidence":0.99764913,"punctuated_word":"bring","sentiment":"neutral","sentiment_score":0.17958691716194153},{"word":"you","start":935.545,"end":935.705,"confidence":0.99357444,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.263010174036026},{"word":"back","start":935.705,"end":935.945,"confidence":0.99917537,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2688378393650055},{"word":"to","start":935.945,"end":936.105,"confidence":0.4446262,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.207838773727417},{"word":"down","start":936.105,"end":936.265,"confidence":0.626571,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":0.18816617131233215},{"word":"you","start":936.265,"end":936.425,"confidence":0.9956252,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.22991302609443665},{"word":"have","start":936.425,"end":936.58496,"confidence":0.6433869,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.26414766907691956},{"word":"about","start":936.58496,"end":936.985,"confidence":0.9984078,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.21706348657608032},{"word":"49.5%","start":936.985,"end":938.90497,"confidence":0.9990247,"punctuated_word":"49.5%","sentiment":"neutral","sentiment_score":0.2096124142408371},{"word":"in","start":938.90497,"end":939.065,"confidence":0.9975056,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.30477699637413025},{"word":"growth","start":939.065,"end":939.385,"confidence":0.8892352,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.2159925401210785},{"word":"investments","start":939.385,"end":939.885,"confidence":0.97441953,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.13561144471168518},{"word":"and","start":939.945,"end":940.185,"confidence":0.894969,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13328762352466583},{"word":"then","start":940.185,"end":940.425,"confidence":0.9994892,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14476437866687775},{"word":"50.5%","start":940.425,"end":942.105,"confidence":0.99944115,"punctuated_word":"50.5%","sentiment":"neutral","sentiment_score":0.20843003690242767},{"word":"in","start":942.105,"end":942.345,"confidence":0.9990969,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24564112722873688},{"word":"defensive","start":942.345,"end":942.845,"confidence":0.99722207,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.16710631549358368},{"word":"investments","start":943.065,"end":943.565,"confidence":0.8233274,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.13086272776126862},{"word":"and","start":943.945,"end":944.185,"confidence":0.998264,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1568453013896942},{"word":"that's","start":944.185,"end":944.425,"confidence":0.9986991,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2128005474805832},{"word":"just","start":944.425,"end":944.665,"confidence":0.99770135,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17355799674987793},{"word":"making","start":944.665,"end":944.985,"confidence":0.9999186,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.2064779102802277},{"word":"sure","start":944.985,"end":945.225,"confidence":0.99982613,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.218305766582489},{"word":"that","start":945.225,"end":945.385,"confidence":0.9998944,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22265641391277313},{"word":"you're","start":945.385,"end":945.625,"confidence":0.9998634,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.20427916944026947},{"word":"not","start":945.625,"end":945.945,"confidence":0.99987257,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.10465047508478165},{"word":"taking","start":945.945,"end":946.345,"confidence":0.99969554,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.13303416967391968},{"word":"too","start":946.345,"end":946.58496,"confidence":0.9997609,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.009177416563034058},{"word":"much","start":946.58496,"end":946.90497,"confidence":0.9999132,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.030735202133655548},{"word":"risk","start":946.90497,"end":947.14496,"confidence":0.9937028,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.0392865389585495},{"word":"there","start":947.14496,"end":947.55,"confidence":0.9995499,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.07137668132781982},{"word":"one","start":947.63,"end":947.70996,"confidence":0.99983025,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.18557175993919373},{"word":"of","start":947.70996,"end":947.87,"confidence":0.9995647,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11381611973047256},{"word":"the","start":947.87,"end":947.95,"confidence":0.99921227,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16345083713531494},{"word":"things","start":947.95,"end":948.26996,"confidence":0.99962497,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.18733225762844088},{"word":"was","start":948.26996,"end":948.51,"confidence":0.9897995,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1468818634748459},{"word":"you","start":948.51,"end":948.67,"confidence":0.9745608,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20131739974021912},{"word":"were","start":948.67,"end":948.83,"confidence":0.6151588,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.20425191521644592},{"word":"quite","start":948.83,"end":949.14996,"confidence":0.9998363,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.22069969773292544},{"word":"conservative","start":949.14996,"end":949.64996,"confidence":0.9998006,"punctuated_word":"conservative","sentiment":"neutral","sentiment_score":0.1309269219636917},{"word":"over","start":949.87,"end":950.11,"confidence":0.9998529,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.22756396234035492},{"word":"the","start":950.11,"end":950.19,"confidence":0.99934715,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14097407460212708},{"word":"past","start":950.19,"end":950.58997,"confidence":0.99943775,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.10421817004680634},{"word":"and","start":950.58997,"end":950.75,"confidence":0.98059046,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05685330927371979},{"word":"have","start":950.75,"end":950.99,"confidence":0.9973176,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07784966379404068},{"word":"never","start":950.99,"end":951.23,"confidence":0.99992156,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.045153602957725525},{"word":"really","start":951.23,"end":951.47,"confidence":0.9996123,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.008622094988822937},{"word":"wanted","start":951.47,"end":951.79,"confidence":0.99985814,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.017371028661727905},{"word":"to","start":951.79,"end":951.95,"confidence":0.99973434,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0065990835428237915},{"word":"increase","start":951.95,"end":952.43,"confidence":0.9996183,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.011025980114936829},{"word":"that","start":952.43,"end":952.67,"confidence":0.9994816,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09975427389144896},{"word":"risk","start":952.67,"end":952.99,"confidence":0.9999105,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.00878971815109253},{"word":"level","start":952.99,"end":953.31,"confidence":0.9997017,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.0212133526802063},{"word":"a","start":953.31,"end":953.47,"confidence":0.9826638,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16143515706062317},{"word":"bit","start":953.47,"end":953.97,"confidence":0.7749176,"punctuated_word":"bit,","sentiment":"neutral","sentiment_score":0.1293935328722},{"word":"so","start":954.02997,"end":954.35,"confidence":0.99861944,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.23755788803100583},{"word":"it's","start":954.35,"end":954.51,"confidence":0.9946158,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.47331440448760986},{"word":"good","start":954.51,"end":954.83,"confidence":0.99949884,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.484328418970108},{"word":"that","start":954.83,"end":954.99,"confidence":0.83873,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.37058955430984497},{"word":"to","start":955.07,"end":955.31,"confidence":0.9645038,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3875499367713928},{"word":"keep","start":955.31,"end":955.47,"confidence":0.9993087,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.3842955231666565},{"word":"you","start":955.47,"end":955.95,"confidence":0.9992648,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.40047213435173035},{"word":"keep","start":955.95,"end":956.26996,"confidence":0.9978389,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.4008227586746216},{"word":"you","start":956.26996,"end":956.43,"confidence":0.99953675,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3773959279060364},{"word":"in","start":956.43,"end":956.58997,"confidence":0.9997234,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.35976943373680115},{"word":"that","start":956.58997,"end":956.83,"confidence":0.999166,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3447050452232361},{"word":"area","start":956.83,"end":957.33,"confidence":0.99954695,"punctuated_word":"area.","sentiment":"positive","sentiment_score":0.3400232791900635},{"word":"when","start":957.70996,"end":957.95,"confidence":0.99971706,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.17634451389312744},{"word":"we","start":957.95,"end":958.11,"confidence":0.99998355,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14009249210357666},{"word":"sort","start":958.11,"end":958.35,"confidence":0.98849714,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.14677351713180542},{"word":"of","start":958.35,"end":958.51,"confidence":0.9995716,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13850298523902893},{"word":"look","start":958.51,"end":958.83,"confidence":0.9987514,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.11531196534633636},{"word":"at","start":958.83,"end":959.23,"confidence":0.99987507,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10192074626684187},{"word":"the","start":959.23,"end":959.47,"confidence":0.9997446,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0887787863612175},{"word":"changes","start":959.47,"end":959.97,"confidence":0.9988593,"punctuated_word":"changes,","sentiment":"neutral","sentiment_score":0.08945078402757645},{"word":"all","start":960.02997,"end":960.26996,"confidence":0.9997069,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.11913170665502548},{"word":"we","start":960.26996,"end":960.43,"confidence":0.99997306,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.097286194562912},{"word":"need","start":960.43,"end":960.67,"confidence":0.99928963,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1250662058591843},{"word":"to","start":960.67,"end":960.83,"confidence":0.9996644,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10403060913085938},{"word":"do","start":960.83,"end":960.99,"confidence":0.9998331,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1432880312204361},{"word":"to","start":960.99,"end":961.14996,"confidence":0.9983504,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1296582818031311},{"word":"be","start":961.14996,"end":961.31,"confidence":0.9995278,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11098163574934006},{"word":"able","start":961.31,"end":961.47,"confidence":0.9997801,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.15602724254131317},{"word":"to","start":961.47,"end":961.63,"confidence":0.99906236,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16135884821414948},{"word":"rebalance","start":961.63,"end":962.13,"confidence":0.98577756,"punctuated_word":"rebalance","sentiment":"neutral","sentiment_score":0.07159917056560516},{"word":"things","start":962.26996,"end":962.625,"confidence":0.99851114,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.05662284791469574},{"word":"for","start":962.625,"end":962.865,"confidence":0.9999733,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08121385425329208},{"word":"you","start":962.865,"end":963.105,"confidence":0.99984384,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08961083739995956},{"word":"is","start":963.105,"end":963.505,"confidence":0.99958473,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04627626389265061},{"word":"remove","start":963.505,"end":963.825,"confidence":0.9983929,"punctuated_word":"remove","sentiment":"neutral","sentiment_score":0.03886029869318008},{"word":"everything","start":963.825,"end":964.225,"confidence":0.9998503,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.028898321092128754},{"word":"out","start":964.225,"end":964.385,"confidence":0.99850535,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.05017218738794327},{"word":"of","start":964.385,"end":964.545,"confidence":0.9907122,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08457467705011368},{"word":"the","start":964.545,"end":964.625,"confidence":0.9994368,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08846396207809448},{"word":"bank","start":964.625,"end":964.945,"confidence":0.97486,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":-0.2149272859096527},{"word":"high","start":964.945,"end":965.185,"confidence":0.3085796,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.16423730552196503},{"word":"risk","start":965.185,"end":965.425,"confidence":0.9742191,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":-0.10334263741970062},{"word":"we'll","start":965.425,"end":965.825,"confidence":0.9964776,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.07498374581336975},{"word":"put","start":965.825,"end":965.985,"confidence":0.999209,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.0908058062195778},{"word":"some","start":965.985,"end":966.145,"confidence":0.9983771,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06307435035705566},{"word":"money","start":966.145,"end":966.385,"confidence":0.99988437,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.08331871032714844},{"word":"into","start":966.385,"end":966.625,"confidence":0.99941194,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.13108408451080322},{"word":"the","start":966.625,"end":966.785,"confidence":0.9991479,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11349055171012878},{"word":"core","start":966.785,"end":967.025,"confidence":0.95041144,"punctuated_word":"core","sentiment":"neutral","sentiment_score":0.0575847402215004},{"word":"composite","start":967.025,"end":967.505,"confidence":0.98812395,"punctuated_word":"composite","sentiment":"neutral","sentiment_score":0.08708003908395767},{"word":"bond","start":967.505,"end":967.825,"confidence":0.5193506,"punctuated_word":"bond","sentiment":"neutral","sentiment_score":0.09185771644115448},{"word":"so","start":967.825,"end":967.985,"confidence":0.61195385,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.13793790340423584},{"word":"you'll","start":967.985,"end":968.225,"confidence":0.9365506,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.13745257258415222},{"word":"have","start":968.225,"end":968.385,"confidence":0.99968183,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1782507598400116},{"word":"20%","start":968.385,"end":969.185,"confidence":0.9993732,"punctuated_word":"20%","sentiment":"neutral","sentiment_score":0.13003705441951752},{"word":"invested","start":969.185,"end":969.585,"confidence":0.98970103,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.09935199469327928},{"word":"there","start":969.585,"end":970.085,"confidence":0.85952866,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.12275265902280807},{"word":"and","start":970.225,"end":970.385,"confidence":0.9960567,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10040582716464996},{"word":"then","start":970.385,"end":970.625,"confidence":0.9991153,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0886700451374054},{"word":"we'll","start":970.625,"end":970.785,"confidence":0.9985881,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.08854418247938156},{"word":"put","start":970.785,"end":971.025,"confidence":0.99619126,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.10927779972553252},{"word":"some","start":971.025,"end":971.185,"confidence":0.9967583,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.10262969136238098},{"word":"more","start":971.185,"end":971.425,"confidence":0.99682343,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.091218039393425},{"word":"money","start":971.425,"end":971.825,"confidence":0.9964522,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1187092512845993},{"word":"into","start":971.825,"end":972.305,"confidence":0.99355894,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.13219763338565826},{"word":"what's","start":972.305,"end":972.625,"confidence":0.99278647,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.1147240623831749},{"word":"called","start":972.625,"end":972.865,"confidence":0.9847846,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.08828061074018478},{"word":"the","start":972.865,"end":973.105,"confidence":0.9493352,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1151844710111618},{"word":"beta","start":973.105,"end":973.505,"confidence":0.58615404,"punctuated_word":"beta","sentiment":"neutral","sentiment_score":0.1044282168149948},{"word":"shares","start":973.505,"end":974.005,"confidence":0.726637,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.08836198598146439},{"word":"high","start":974.545,"end":974.785,"confidence":0.5551965,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.0757867693901062},{"word":"interest","start":974.785,"end":975.265,"confidence":0.9474339,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.1211688667535782},{"word":"cash","start":975.265,"end":975.765,"confidence":0.8795695,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.12152563035488129},{"word":"account","start":975.94,"end":976.10004,"confidence":0.9672728,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.09396114945411682},{"word":"that's","start":976.10004,"end":976.26,"confidence":0.97859454,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.10527144372463226},{"word":"essentially","start":976.26,"end":976.74005,"confidence":0.93419224,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.1111234650015831},{"word":"just","start":976.74005,"end":976.98004,"confidence":0.8597259,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1375018060207367},{"word":"high","start":976.98004,"end":977.14,"confidence":0.9984956,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.1297258734703064},{"word":"interest","start":977.14,"end":977.54004,"confidence":0.9993304,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.156617671251297},{"word":"cash","start":977.54004,"end":977.86005,"confidence":0.98052365,"punctuated_word":"cash.","sentiment":"neutral","sentiment_score":0.1382528692483902},{"word":"it's","start":977.86005,"end":978.18005,"confidence":0.9994393,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1835668981075287},{"word":"liquid","start":978.18005,"end":978.58,"confidence":0.995551,"punctuated_word":"liquid.","sentiment":"neutral","sentiment_score":0.1917628049850464},{"word":"it's","start":978.58,"end":978.82,"confidence":0.9997097,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.22808484733104703},{"word":"very","start":978.82,"end":979.14,"confidence":0.99993086,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.24094851315021515},{"word":"defensive","start":979.14,"end":979.64,"confidence":0.99890506,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.18706431984901428},{"word":"for","start":979.7,"end":979.86005,"confidence":0.9998969,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23248842358589172},{"word":"you","start":979.86005,"end":980.36005,"confidence":0.7064671,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.2284637987613678},{"word":"and","start":980.74005,"end":980.9,"confidence":0.7427146,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1947532743215561},{"word":"we'll","start":980.9,"end":981.14,"confidence":0.94031703,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.18219006061553955},{"word":"just","start":981.14,"end":981.46,"confidence":0.9947949,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18607622385025024},{"word":"spread","start":981.46,"end":981.94,"confidence":0.9978824,"punctuated_word":"spread","sentiment":"neutral","sentiment_score":0.22646956145763397},{"word":"your","start":981.94,"end":982.44,"confidence":0.99975044,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19430215656757355},{"word":"defensive","start":982.74005,"end":983.24005,"confidence":0.992423,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.09919018298387527},{"word":"assets","start":983.30005,"end":983.7,"confidence":0.9894538,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.12603598833084106},{"word":"across","start":983.7,"end":984.10004,"confidence":0.999808,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.15263840556144714},{"word":"the","start":984.10004,"end":984.26,"confidence":0.9929507,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15560336410999298},{"word":"core","start":984.26,"end":984.5,"confidence":0.94342494,"punctuated_word":"core","sentiment":"neutral","sentiment_score":0.09819529205560684},{"word":"composite","start":984.5,"end":984.98004,"confidence":0.98609537,"punctuated_word":"composite","sentiment":"neutral","sentiment_score":0.12765266001224518},{"word":"bonds","start":984.98004,"end":985.22003,"confidence":0.9638147,"punctuated_word":"bonds","sentiment":"neutral","sentiment_score":0.128867045044899},{"word":"that","start":985.22003,"end":985.38,"confidence":0.4143147,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17619869112968445},{"word":"high","start":985.38,"end":985.62006,"confidence":0.8770889,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.11974937468767166},{"word":"interest","start":985.62006,"end":986.02,"confidence":0.9992428,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.14282816648483276},{"word":"cash","start":986.02,"end":986.52,"confidence":0.99919957,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.1672983020544052},{"word":"for","start":986.58,"end":986.82,"confidence":0.9970113,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1724018752574921},{"word":"you","start":986.82,"end":987.32,"confidence":0.9938865,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.13561630249023438},{"word":"in","start":987.94,"end":988.10004,"confidence":0.9790333,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.11161692440509796},{"word":"the","start":988.10004,"end":988.26,"confidence":0.9991093,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0894111692905426},{"word":"way","start":988.26,"end":988.76,"confidence":0.9998203,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.11666475236415864},{"word":"of","start":988.82,"end":988.98004,"confidence":0.99976104,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11502721905708312},{"word":"having","start":988.98004,"end":989.48004,"confidence":0.9998888,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.15548089146614075},{"word":"growth","start":989.78,"end":990.135,"confidence":0.9981993,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.12173128873109818},{"word":"assets","start":990.295,"end":990.615,"confidence":0.9909086,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.13115526735782623},{"word":"you're","start":990.615,"end":990.855,"confidence":0.98774856,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.15913134813308716},{"word":"still","start":990.855,"end":991.015,"confidence":0.9999403,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.14381830394268036},{"word":"gonna","start":991.015,"end":991.255,"confidence":0.9996456,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.15074065327644348},{"word":"have","start":991.255,"end":991.41504,"confidence":0.999861,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15923357009887695},{"word":"your","start":991.41504,"end":991.655,"confidence":0.9977672,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13651524484157562},{"word":"physical","start":991.655,"end":992.135,"confidence":0.99929976,"punctuated_word":"physical","sentiment":"neutral","sentiment_score":0.1077897846698761},{"word":"gold","start":992.135,"end":992.53503,"confidence":0.99723315,"punctuated_word":"gold.","sentiment":"neutral","sentiment_score":0.12527145445346832},{"word":"gold","start":992.53503,"end":992.855,"confidence":0.9916079,"punctuated_word":"Gold","sentiment":"positive","sentiment_score":0.3961859941482544},{"word":"has","start":992.855,"end":993.09503,"confidence":0.9999021,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.3245929777622223},{"word":"done","start":993.09503,"end":993.335,"confidence":0.99951124,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.3713212311267853},{"word":"really","start":993.335,"end":993.655,"confidence":0.9999063,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4337393045425415},{"word":"well","start":993.655,"end":993.895,"confidence":0.99993384,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.46999233961105347},{"word":"over","start":993.895,"end":994.055,"confidence":0.99908364,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.4619996249675751},{"word":"the","start":994.055,"end":994.215,"confidence":0.99918216,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.35694459080696106},{"word":"past","start":994.215,"end":994.615,"confidence":0.9995702,"punctuated_word":"past","sentiment":"positive","sentiment_score":0.33718186616897583},{"word":"year","start":994.615,"end":995.115,"confidence":0.914724,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.26631584763526917},{"word":"absolutely","start":996.055,"end":996.555,"confidence":0.98599744,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.3246365189552307},{"word":"so","start":996.695,"end":996.775,"confidence":0.99920267,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.27469396591186523},{"word":"you'll","start":996.775,"end":997.015,"confidence":0.99394155,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.2529071569442749},{"word":"still","start":997.015,"end":997.335,"confidence":0.9999336,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.22164997458457947},{"word":"have","start":997.335,"end":997.495,"confidence":0.9998241,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.20118845999240875},{"word":"your","start":997.495,"end":997.655,"confidence":0.99467236,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1805934906005859},{"word":"10%","start":997.655,"end":998.295,"confidence":0.9991081,"punctuated_word":"10%","sentiment":"neutral","sentiment_score":0.23378776013851169},{"word":"physical","start":998.295,"end":998.695,"confidence":0.9990482,"punctuated_word":"physical","sentiment":"neutral","sentiment_score":0.13609512150287628},{"word":"gold","start":998.695,"end":999.015,"confidence":0.97956014,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.16598626971244812},{"word":"there","start":999.015,"end":999.255,"confidence":0.92639506,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.1959896981716156},{"word":"that","start":999.255,"end":999.41504,"confidence":0.9997451,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.21102246642112732},{"word":"is","start":999.41504,"end":999.575,"confidence":0.99934,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.19251614809036255},{"word":"a","start":999.575,"end":999.735,"confidence":0.9968532,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22609013319015503},{"word":"growth","start":999.735,"end":1000.055,"confidence":0.93844944,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.25060534477233887},{"word":"investment","start":1000.055,"end":1000.53503,"confidence":0.771472,"punctuated_word":"investment,","sentiment":"neutral","sentiment_score":0.21371254324913025},{"word":"but","start":1000.53503,"end":1000.775,"confidence":0.9997023,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.16722625494003296},{"word":"we","start":1000.775,"end":1000.935,"confidence":0.999627,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2124616652727127},{"word":"like","start":1000.935,"end":1001.175,"confidence":0.9960658,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.3294278085231781},{"word":"gold","start":1001.175,"end":1001.335,"confidence":0.9918107,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.30375486612319946},{"word":"because","start":1001.335,"end":1001.575,"confidence":0.92318285,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2505263090133667},{"word":"it","start":1001.575,"end":1001.735,"confidence":0.97901237,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3754653334617615},{"word":"acts","start":1001.735,"end":1002.055,"confidence":0.99283206,"punctuated_word":"acts","sentiment":"positive","sentiment_score":0.36029601097106934},{"word":"defensively","start":1002.055,"end":1002.555,"confidence":0.9853823,"punctuated_word":"defensively","sentiment":"neutral","sentiment_score":0.28627991676330566},{"word":"at","start":1002.775,"end":1002.935,"confidence":0.9978642,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.3064563274383545},{"word":"times","start":1002.935,"end":1003.255,"confidence":0.9987344,"punctuated_word":"times","sentiment":"neutral","sentiment_score":0.26358217000961304},{"word":"as","start":1003.255,"end":1003.41504,"confidence":0.99980706,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2643076777458191},{"word":"well","start":1003.41504,"end":1003.575,"confidence":0.93049157,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.28008806705474854},{"word":"and","start":1003.575,"end":1003.815,"confidence":0.9997818,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21244779229164124},{"word":"it's","start":1003.815,"end":1004.19,"confidence":0.99926937,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2626575827598572},{"word":"especially","start":1004.43,"end":1004.91,"confidence":0.9990238,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.26738569140434265},{"word":"important","start":1004.91,"end":1005.31,"confidence":0.99987113,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.22078406810760495},{"word":"to","start":1005.31,"end":1005.47003,"confidence":0.9997745,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3247373700141907},{"word":"keep","start":1005.47003,"end":1005.71,"confidence":0.99955887,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.3322135806083679},{"word":"that","start":1005.71,"end":1005.95,"confidence":0.9997261,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2966248095035553},{"word":"around","start":1005.95,"end":1006.43,"confidence":0.9994431,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.2546963691711426},{"word":"now","start":1006.43,"end":1006.93,"confidence":0.9977348,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.22818587720394137},{"word":"you'll","start":1007.87,"end":1008.19,"confidence":0.8662039,"punctuated_word":"You'll","sentiment":"neutral","sentiment_score":0.08657091856002808},{"word":"also","start":1008.19,"end":1008.43,"confidence":0.9932869,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.05151660740375519},{"word":"keep","start":1008.43,"end":1008.67,"confidence":0.993266,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.07223585993051529},{"word":"a","start":1008.67,"end":1008.83,"confidence":0.6045987,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05245322734117508},{"word":"small","start":1008.83,"end":1009.15,"confidence":0.99565095,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.07430356740951538},{"word":"yeah","start":1009.47003,"end":1009.97003,"confidence":0.8119185,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.05109427124261856},{"word":"yeah","start":1010.27,"end":1010.77,"confidence":0.9967847,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07255424559116364},{"word":"yeah","start":1013.63,"end":1014.13,"confidence":0.9972069,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.030855339020490646},{"word":"yeah","start":1016.11,"end":1016.61,"confidence":0.98491156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07596175372600555},{"word":"yep","start":1018.375,"end":1018.875,"confidence":0.9570087,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11799398064613342},{"word":"yeah","start":1024.6951,"end":1025.1951,"confidence":0.99522674,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16455551981925964},{"word":"yep","start":1025.735,"end":1026.235,"confidence":0.9389778,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2241307348012924},{"word":"yep","start":1027.8151,"end":1028.3151,"confidence":0.96560305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18829213082790375},{"word":"yep","start":1033.1901,"end":1033.67,"confidence":0.99740034,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.281461626291275},{"word":"yeah","start":1033.67,"end":1034.17,"confidence":0.9955686,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17764028906822205},{"word":"yeah","start":1038.0701,"end":1038.5701,"confidence":0.9893811,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3580203652381897},{"word":"yeah","start":1044.005,"end":1044.505,"confidence":0.99940443,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1723034530878067},{"word":"yeah","start":1054.9801,"end":1055.4801,"confidence":0.92374015,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010566365905106068},{"word":"yeah","start":1057.7001,"end":1058.18,"confidence":0.9987639,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10783824324607848},{"word":"it","start":1058.18,"end":1058.42,"confidence":0.9929294,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.1637531816959381},{"word":"would","start":1058.42,"end":1058.5801,"confidence":0.99979097,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.2142224758863449},{"word":"be","start":1058.5801,"end":1058.8201,"confidence":0.9999176,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.20569561421871185},{"word":"good","start":1058.8201,"end":1059.2201,"confidence":0.7530159,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2060866951942444},{"word":"but","start":1059.2201,"end":1059.7001,"confidence":0.9945504,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07025724649429321},{"word":"the","start":1059.7001,"end":1059.8601,"confidence":0.998585,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0729570984840393},{"word":"other","start":1059.8601,"end":1060.1001,"confidence":0.99957794,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.023365072906017303},{"word":"side","start":1060.1001,"end":1060.3401,"confidence":0.9959661,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.07966665923595428},{"word":"of","start":1060.3401,"end":1060.42,"confidence":0.9634011,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06716427206993103},{"word":"that","start":1060.42,"end":1060.66,"confidence":0.9998925,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.053364843130111694},{"word":"is","start":1060.66,"end":1060.9,"confidence":0.99935013,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04218989983201027},{"word":"because","start":1060.9,"end":1061.2201,"confidence":0.7014905,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06048094481229782},{"word":"you","start":1061.2201,"end":1061.4601,"confidence":0.99984086,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13690675795078278},{"word":"are","start":1061.4601,"end":1061.7001,"confidence":0.9989845,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.12888455390930176},{"word":"quite","start":1061.7001,"end":1062.2001,"confidence":0.9976145,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.1572635918855667},{"word":"conservative","start":1062.26,"end":1062.76,"confidence":0.9356102,"punctuated_word":"conservative,","sentiment":"neutral","sentiment_score":0.1185573786497116},{"word":"having","start":1062.9801,"end":1063.38,"confidence":0.99965405,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.1864136904478073},{"word":"gold","start":1063.38,"end":1063.6201,"confidence":0.99517596,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.1864043325185776},{"word":"is","start":1063.6201,"end":1063.78,"confidence":0.9993191,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1947317123413086},{"word":"a","start":1063.78,"end":1063.8601,"confidence":0.99856323,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26791292428970337},{"word":"great","start":1063.8601,"end":1064.1001,"confidence":0.99927217,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.4113650321960449},{"word":"thing","start":1064.1001,"end":1064.26,"confidence":0.9934551,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.34557464718818665},{"word":"because","start":1064.26,"end":1064.5801,"confidence":0.86940336,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1637481153011322},{"word":"it","start":1064.5801,"end":1064.7401,"confidence":0.9993662,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.27256208658218384},{"word":"is","start":1064.7401,"end":1065.06,"confidence":0.9995427,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.20813533663749695},{"word":"growth","start":1065.06,"end":1065.4601,"confidence":0.9919735,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.3966812491416931},{"word":"it","start":1065.54,"end":1065.78,"confidence":0.98817843,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.19884610176086423},{"word":"is","start":1065.78,"end":1065.9401,"confidence":0.9985482,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11590990424156188},{"word":"a","start":1065.9401,"end":1066.02,"confidence":0.99598074,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11669398844242096},{"word":"growth","start":1066.02,"end":1066.3401,"confidence":0.9689497,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.18166424334049225},{"word":"asset","start":1066.3401,"end":1066.7401,"confidence":0.95657647,"punctuated_word":"asset,","sentiment":"neutral","sentiment_score":0.0887962356209755},{"word":"but","start":1066.7401,"end":1066.9,"confidence":0.9994623,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.022686373442411423},{"word":"it","start":1066.9,"end":1066.9801,"confidence":0.99899966,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.040340498089790344},{"word":"doesn't","start":1066.9801,"end":1067.3,"confidence":0.9998135,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.0038236728869378567},{"word":"have","start":1067.3,"end":1067.4601,"confidence":0.9987326,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.004895880818367004},{"word":"any","start":1067.4601,"end":1067.7001,"confidence":0.994294,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.02978662401437759},{"word":"income","start":1067.7001,"end":1068.1001,"confidence":0.9990632,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.07702997326850891},{"word":"properties","start":1068.1001,"end":1068.5801,"confidence":0.9275378,"punctuated_word":"properties.","sentiment":"neutral","sentiment_score":-0.024257279932498932},{"word":"so","start":1068.5801,"end":1069.005,"confidence":0.99257654,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.004759646952152252},{"word":"one","start":1069.085,"end":1069.165,"confidence":0.9905406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.001071389764547348},{"word":"of","start":1069.165,"end":1069.245,"confidence":0.9996525,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.014626603573560716},{"word":"the","start":1069.245,"end":1069.405,"confidence":0.99927837,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01836574077606201},{"word":"things","start":1069.405,"end":1069.485,"confidence":0.99978226,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.005780354142189026},{"word":"we","start":1069.485,"end":1069.885,"confidence":0.98540246,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.038672178983688354},{"word":"wanna","start":1069.885,"end":1070.125,"confidence":0.9969087,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.09022627770900726},{"word":"look","start":1070.125,"end":1070.285,"confidence":0.99949944,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06288895010948181},{"word":"at","start":1070.285,"end":1070.525,"confidence":0.99833304,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07813412696123123},{"word":"when","start":1070.525,"end":1070.765,"confidence":0.99920976,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08769870549440384},{"word":"we","start":1070.765,"end":1070.845,"confidence":0.9992447,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09781059622764587},{"word":"are","start":1070.845,"end":1071.245,"confidence":0.99877864,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.09655781090259552},{"word":"investing","start":1071.245,"end":1071.725,"confidence":0.99980336,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.07628735899925232},{"word":"is","start":1071.725,"end":1071.965,"confidence":0.9995499,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09026119858026505},{"word":"making","start":1071.965,"end":1072.205,"confidence":0.99991906,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.08334486186504364},{"word":"sure","start":1072.205,"end":1072.445,"confidence":0.9997278,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.09789007902145386},{"word":"that","start":1072.445,"end":1072.685,"confidence":0.99916494,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10688315331935884},{"word":"our","start":1072.685,"end":1073.185,"confidence":0.9978217,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.09184607118368147},{"word":"portfolio","start":1073.245,"end":1073.745,"confidence":0.99894506,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.07527545839548111},{"word":"is","start":1073.805,"end":1073.965,"confidence":0.9999304,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1121133640408516},{"word":"able","start":1073.965,"end":1074.205,"confidence":0.9999434,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.13315854966640472},{"word":"to","start":1074.205,"end":1074.365,"confidence":0.99911803,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11610440909862518},{"word":"generate","start":1074.365,"end":1074.865,"confidence":0.99985874,"punctuated_word":"generate","sentiment":"neutral","sentiment_score":0.101505845785141},{"word":"some","start":1074.925,"end":1075.245,"confidence":0.9991491,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06571530550718307},{"word":"income","start":1075.245,"end":1075.745,"confidence":0.97400934,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":0.08727563917636871},{"word":"so","start":1075.805,"end":1076.045,"confidence":0.9996418,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06980176270008087},{"word":"while","start":1076.045,"end":1076.285,"confidence":0.49832904,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.052603092044591904},{"word":"they're","start":1076.285,"end":1076.445,"confidence":0.7329405,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.11901750415563583},{"word":"putting","start":1076.445,"end":1076.925,"confidence":0.9991473,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.11516063660383224},{"word":"contributions","start":1076.925,"end":1077.425,"confidence":0.9994906,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.13303953409194946},{"word":"in","start":1077.485,"end":1077.645,"confidence":0.7418789,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11294197291135788},{"word":"the","start":1077.645,"end":1077.805,"confidence":0.9480323,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11734580248594284},{"word":"income","start":1077.805,"end":1078.285,"confidence":0.99957746,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.12840333580970764},{"word":"it","start":1078.285,"end":1078.525,"confidence":0.5540325,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13723774254322052},{"word":"generates","start":1078.525,"end":1079.025,"confidence":0.97438264,"punctuated_word":"generates","sentiment":"neutral","sentiment_score":0.13714416325092316},{"word":"gets","start":1079.085,"end":1079.325,"confidence":0.5394064,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.1562708169221878},{"word":"reinvested","start":1079.325,"end":1079.825,"confidence":0.99860156,"punctuated_word":"reinvested","sentiment":"neutral","sentiment_score":0.16134865581989288},{"word":"back","start":1080.045,"end":1080.545,"confidence":0.9700934,"punctuated_word":"back,","sentiment":"neutral","sentiment_score":0.1666576862335205},{"word":"and","start":1080.685,"end":1080.845,"confidence":0.9995982,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15605515241622925},{"word":"that","start":1080.845,"end":1081.005,"confidence":0.999902,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19050976634025577},{"word":"helps","start":1081.005,"end":1081.325,"confidence":0.9994091,"punctuated_word":"helps","sentiment":"neutral","sentiment_score":0.19650863111019137},{"word":"with","start":1081.325,"end":1081.485,"confidence":0.919721,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.17898385226726532},{"word":"the","start":1081.485,"end":1081.645,"confidence":0.685969,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1438266932964325},{"word":"compounding","start":1081.645,"end":1082.145,"confidence":0.99942243,"punctuated_word":"compounding","sentiment":"neutral","sentiment_score":0.1869429051876068},{"word":"effect","start":1082.205,"end":1082.605,"confidence":0.99835443,"punctuated_word":"effect","sentiment":"neutral","sentiment_score":0.22516269981861117},{"word":"as","start":1082.605,"end":1082.765,"confidence":0.9992095,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15355995297431946},{"word":"well","start":1082.765,"end":1083.165,"confidence":0.9971505,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.09214038401842116},{"word":"so","start":1083.165,"end":1083.665,"confidence":0.92603135,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.06612814217805862},{"word":"yeah","start":1084.2,"end":1084.52,"confidence":0.9600123,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.044853754341602325},{"word":"look","start":1084.52,"end":1084.84,"confidence":0.77707374,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.08576340973377228},{"word":"i","start":1084.84,"end":1085.08,"confidence":0.99991226,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16458560526371002},{"word":"love","start":1085.08,"end":1085.4,"confidence":0.99972457,"punctuated_word":"love","sentiment":"neutral","sentiment_score":0.2668200731277466},{"word":"gold","start":1085.4,"end":1085.72,"confidence":0.99218106,"punctuated_word":"gold.","sentiment":"neutral","sentiment_score":0.22498324513435364},{"word":"it's","start":1085.72,"end":1085.96,"confidence":0.99975646,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2706373333930969},{"word":"one","start":1085.96,"end":1086.2,"confidence":0.99990714,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.26344501972198486},{"word":"of","start":1086.2,"end":1086.36,"confidence":0.99909234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2431069612503052},{"word":"my","start":1086.36,"end":1086.52,"confidence":0.9997553,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.32018768787384033},{"word":"favorite","start":1086.52,"end":1086.9199,"confidence":0.99969184,"punctuated_word":"favorite","sentiment":"positive","sentiment_score":0.3994704484939575},{"word":"little","start":1086.9199,"end":1087.24,"confidence":0.9978788,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.311096727848053},{"word":"assets","start":1087.24,"end":1087.64,"confidence":0.8557808,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.26714658737182617},{"word":"there","start":1087.64,"end":1087.88,"confidence":0.9990074,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2564578056335449},{"word":"as","start":1087.88,"end":1088.0399,"confidence":0.9997781,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2226984202861786},{"word":"well","start":1088.0399,"end":1088.36,"confidence":0.97536725,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.16128042340278623},{"word":"but","start":1088.36,"end":1088.52,"confidence":0.9998467,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.057750143110752106},{"word":"i","start":1088.52,"end":1088.6,"confidence":0.99990773,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0032384544610977173},{"word":"would","start":1088.6,"end":1088.84,"confidence":0.99986887,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.02273385226726532},{"word":"never","start":1088.84,"end":1089.0,"confidence":0.99990404,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.016546204686164856},{"word":"wanna","start":1089.0,"end":1089.24,"confidence":0.9933427,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.0007969066500663757},{"word":"hold","start":1089.24,"end":1089.5599,"confidence":0.99802667,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.020144984126091003},{"word":"a","start":1089.5599,"end":1089.64,"confidence":0.99788254,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04558669030666351},{"word":"100%","start":1089.64,"end":1090.28,"confidence":0.99913394,"punctuated_word":"100%","sentiment":"neutral","sentiment_score":0.06438546627759933},{"word":"of","start":1090.28,"end":1090.36,"confidence":0.99944514,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1273898333311081},{"word":"it","start":1090.36,"end":1090.6,"confidence":0.99979794,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.13038000464439392},{"word":"i","start":1090.6,"end":1090.6799,"confidence":0.99993026,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1307181417942047},{"word":"think","start":1090.6799,"end":1090.9199,"confidence":0.9999696,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.14380088448524475},{"word":"it","start":1090.9199,"end":1091.08,"confidence":0.99972063,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.20455968379974365},{"word":"has","start":1091.08,"end":1091.32,"confidence":0.99984443,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.1353343427181244},{"word":"a","start":1091.32,"end":1091.4,"confidence":0.96739453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13325929641723633},{"word":"place","start":1091.4,"end":1091.72,"confidence":0.99372476,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.08498131483793259},{"word":"in","start":1091.72,"end":1091.7999,"confidence":0.99720746,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1072285920381546},{"word":"the","start":1091.7999,"end":1091.96,"confidence":0.97453916,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1327144354581833},{"word":"portfolio","start":1091.96,"end":1092.46,"confidence":0.790172,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.07159999012947083},{"word":"but","start":1093.4,"end":1093.64,"confidence":0.94460446,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.02533739060163498},{"word":"there","start":1093.64,"end":1093.88,"confidence":0.9996791,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.04747749865055084},{"word":"are","start":1093.88,"end":1094.0399,"confidence":0.9985959,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.052729059010744095},{"word":"times","start":1094.0399,"end":1094.28,"confidence":0.99837494,"punctuated_word":"times","sentiment":"neutral","sentiment_score":-0.05360786244273186},{"word":"like","start":1094.36,"end":1094.52,"confidence":0.98733497,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0885981023311615},{"word":"if","start":1094.52,"end":1094.6799,"confidence":0.996619,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08984963595867157},{"word":"we","start":1094.6799,"end":1094.84,"confidence":0.9924401,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.060826532542705536},{"word":"think","start":1094.84,"end":1095.08,"confidence":0.9975414,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.07225025445222855},{"word":"back","start":1095.08,"end":1095.24,"confidence":0.9990711,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.06488834321498871},{"word":"to","start":1095.24,"end":1095.48,"confidence":0.9979055,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0925186276435852},{"word":"february","start":1095.48,"end":1095.98,"confidence":0.9984783,"punctuated_word":"February,","sentiment":"neutral","sentiment_score":-0.09936080873012544},{"word":"gold","start":1096.0399,"end":1096.36,"confidence":0.9951514,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":-0.2552712559700012},{"word":"dropped","start":1096.36,"end":1096.6799,"confidence":0.97564155,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.1589033305644989},{"word":"by","start":1096.6799,"end":1096.84,"confidence":0.99881625,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.12364828586578368},{"word":"18%","start":1096.84,"end":1097.64,"confidence":0.9936131,"punctuated_word":"18%","sentiment":"neutral","sentiment_score":-0.11491995304822922},{"word":"in","start":1097.64,"end":1097.7999,"confidence":0.9993691,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1550772339105606},{"word":"one","start":1097.7999,"end":1098.0399,"confidence":0.9991497,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.2181435078382492},{"word":"day","start":1098.0399,"end":1098.44,"confidence":0.92118204,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":-0.1281045377254486},{"word":"so","start":1098.44,"end":1098.94,"confidence":0.9767904,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07834936678409576},{"word":"it","start":1101.265,"end":1101.345,"confidence":0.9919699,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13695122301578522},{"word":"it","start":1101.345,"end":1101.425,"confidence":0.49970686,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12907437980175018},{"word":"was","start":1101.425,"end":1101.7451,"confidence":0.9693969,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.13662245869636536},{"word":"yeah","start":1105.1051,"end":1105.6051,"confidence":0.9322622,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.08562898635864258},{"word":"mhmm","start":1110.7051,"end":1111.2051,"confidence":0.9973846,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.027746405452489853},{"word":"yeah","start":1112.06,"end":1112.56,"confidence":0.9261241,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013699938543140888},{"word":"yeah","start":1115.42,"end":1115.92,"confidence":0.9833245,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03164659067988396},{"word":"yeah","start":1118.7,"end":1119.2,"confidence":0.99282914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.001498454948887229},{"word":"yeah","start":1122.7,"end":1123.2,"confidence":0.9526247,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03450462594628334},{"word":"yeah","start":1125.755,"end":1126.255,"confidence":0.9982926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.008946828544139862},{"word":"yeah","start":1128.555,"end":1129.055,"confidence":0.9973469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06401526927947998},{"word":"that's","start":1129.355,"end":1129.595,"confidence":0.99630296,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.11111541837453842},{"word":"okay","start":1129.595,"end":1130.095,"confidence":0.9993887,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.16395610570907593},{"word":"yeah","start":1137.13,"end":1137.63,"confidence":0.7122501,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03824850171804428},{"word":"yeah","start":1143.13,"end":1143.63,"confidence":0.9482019,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03569723293185234},{"word":"yeah","start":1146.41,"end":1146.91,"confidence":0.9915482,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029525019228458405},{"word":"well","start":1147.53,"end":1147.6901,"confidence":0.9962864,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.10375428199768066},{"word":"your","start":1147.6901,"end":1148.025,"confidence":0.95518166,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3204783499240875},{"word":"your","start":1148.105,"end":1148.425,"confidence":0.9998419,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.26723504066467285},{"word":"balance","start":1148.425,"end":1148.665,"confidence":0.9991849,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.17275217175483704},{"word":"isn't","start":1148.665,"end":1149.165,"confidence":0.99925447,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.2530953288078308},{"word":"bad","start":1149.225,"end":1149.725,"confidence":0.99973494,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":0.10939347743988036},{"word":"for","start":1149.9451,"end":1150.185,"confidence":0.704082,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14328241348266602},{"word":"your","start":1150.185,"end":1150.505,"confidence":0.9990682,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14618933200836182},{"word":"age","start":1150.505,"end":1150.665,"confidence":0.98594993,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.10509055107831956},{"word":"and","start":1150.665,"end":1150.8251,"confidence":0.9859176,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.23378202319145203},{"word":"where","start":1150.8251,"end":1151.0651,"confidence":0.99940586,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.16204842925071716},{"word":"you're","start":1151.0651,"end":1151.225,"confidence":0.99653184,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.20490489900112152},{"word":"at","start":1151.225,"end":1151.465,"confidence":0.995906,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.25774627923965454},{"word":"your","start":1151.465,"end":1151.545,"confidence":0.9982906,"punctuated_word":"Your","sentiment":"positive","sentiment_score":0.42513033747673035},{"word":"balance","start":1151.545,"end":1151.9451,"confidence":0.99976796,"punctuated_word":"balance","sentiment":"positive","sentiment_score":0.3414439260959625},{"word":"is","start":1151.9451,"end":1152.105,"confidence":0.99956256,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.40341174602508545},{"word":"not","start":1152.105,"end":1152.345,"confidence":0.9998512,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.43057847023010254},{"word":"actually","start":1152.345,"end":1152.5851,"confidence":0.99631894,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.3771106004714966},{"word":"bad","start":1152.5851,"end":1152.905,"confidence":0.9979825,"punctuated_word":"bad.","sentiment":"positive","sentiment_score":0.39856505393981934},{"word":"you're","start":1152.905,"end":1153.0651,"confidence":0.9810413,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.5196715593338013},{"word":"pretty","start":1153.0651,"end":1153.305,"confidence":0.9995927,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.5039017796516418},{"word":"well","start":1153.305,"end":1153.465,"confidence":0.9914175,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.5025566220283508},{"word":"on","start":1153.465,"end":1153.625,"confidence":0.9975553,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.4988861382007599},{"word":"par","start":1153.625,"end":1153.865,"confidence":0.980649,"punctuated_word":"par","sentiment":"positive","sentiment_score":0.5127986073493958},{"word":"with","start":1153.865,"end":1154.105,"confidence":0.9997534,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3529750406742096},{"word":"where","start":1154.105,"end":1154.5851,"confidence":0.99945563,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.2808341681957245},{"word":"you","start":1154.5851,"end":1154.8251,"confidence":0.9997019,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3436431884765625},{"word":"should","start":1154.8251,"end":1155.0651,"confidence":0.9999479,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.27206864953041077},{"word":"be","start":1155.0651,"end":1155.225,"confidence":0.99945515,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2398679554462433},{"word":"for","start":1155.225,"end":1155.465,"confidence":0.98949695,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19897913932800293},{"word":"your","start":1155.465,"end":1155.625,"confidence":0.99885297,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.22003860771656036},{"word":"age","start":1155.625,"end":1155.865,"confidence":0.9025204,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.2104986011981964},{"word":"and","start":1155.865,"end":1156.025,"confidence":0.96591157,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.23265217244625092},{"word":"stage","start":1156.025,"end":1156.345,"confidence":0.9599307,"punctuated_word":"stage","sentiment":"neutral","sentiment_score":0.22931694984436035},{"word":"at","start":1156.345,"end":1156.505,"confidence":0.99730045,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.34709683060646057},{"word":"this","start":1156.505,"end":1156.745,"confidence":0.9997968,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.28862327337265015},{"word":"point","start":1156.745,"end":1157.245,"confidence":0.9991081,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":0.2847743034362793},{"word":"it's","start":1158.105,"end":1158.5851,"confidence":0.98417974,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2967759966850281},{"word":"not","start":1158.5851,"end":1158.905,"confidence":0.9994824,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.31302687525749207},{"word":"bad","start":1158.905,"end":1159.305,"confidence":0.9994708,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":0.2108067274093628},{"word":"at","start":1159.305,"end":1159.545,"confidence":0.99836904,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4102184474468231},{"word":"all","start":1159.545,"end":1160.045,"confidence":0.9989315,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.3990796208381653},{"word":"i'm","start":1160.5851,"end":1160.665,"confidence":0.9868806,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.19179949164390564},{"word":"having","start":1160.665,"end":1160.905,"confidence":0.9948356,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.20557662844657895},{"word":"a","start":1160.905,"end":1161.15,"confidence":0.97154284,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10752887278795242},{"word":"quick","start":1161.15,"end":1161.31,"confidence":0.99037385,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.10871130228042604},{"word":"look","start":1161.31,"end":1161.47,"confidence":0.9992418,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.09169328212738036},{"word":"here","start":1161.47,"end":1161.63,"confidence":0.9129714,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.10421130061149596},{"word":"so","start":1161.63,"end":1161.79,"confidence":0.88375074,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.19156146049499512},{"word":"the","start":1161.79,"end":1161.9501,"confidence":0.9984475,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.33306705951690674},{"word":"balance","start":1161.9501,"end":1162.27,"confidence":0.9997094,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.29151517152786255},{"word":"we","start":1162.27,"end":1162.43,"confidence":0.9980261,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3459015190601349},{"word":"had","start":1162.43,"end":1162.59,"confidence":0.9786228,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.33682411909103394},{"word":"at","start":1162.59,"end":1162.75,"confidence":0.994945,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2853643000125885},{"word":"the","start":1162.75,"end":1162.8301,"confidence":0.9988439,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.32015103101730347},{"word":"moment","start":1162.8301,"end":1163.15,"confidence":0.9981998,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.2598950266838074},{"word":"was","start":1163.15,"end":1163.39,"confidence":0.9716681,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.3026619553565979},{"word":"about","start":1163.39,"end":1163.7101,"confidence":0.9293408,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.3038039803504944},{"word":"418,000","start":1163.7101,"end":1165.31,"confidence":0.9984781,"punctuated_word":"418,000","sentiment":"neutral","sentiment_score":0.31091535091400146},{"word":"there","start":1165.31,"end":1165.79,"confidence":0.90774965,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.31084662675857544},{"word":"so","start":1165.79,"end":1166.03,"confidence":0.99915767,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4575011730194092},{"word":"you've","start":1166.03,"end":1166.27,"confidence":0.994563,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.6036483645439148},{"word":"actually","start":1166.27,"end":1166.59,"confidence":0.99865025,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.5678922533988953},{"word":"got","start":1166.59,"end":1166.75,"confidence":0.9986833,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.6125302314758301},{"word":"a","start":1166.75,"end":1166.8301,"confidence":0.99972516,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6033341288566589},{"word":"really","start":1166.8301,"end":1167.0701,"confidence":0.9999368,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6293726563453674},{"word":"good","start":1167.0701,"end":1167.31,"confidence":0.999841,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5240300297737122},{"word":"balance","start":1167.31,"end":1167.7101,"confidence":0.90978396,"punctuated_word":"balance.","sentiment":"positive","sentiment_score":0.5335504412651062},{"word":"and","start":1167.7101,"end":1168.11,"confidence":0.9994148,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2785743474960327},{"word":"when","start":1168.11,"end":1168.35,"confidence":0.99953485,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.23073215782642365},{"word":"you","start":1168.35,"end":1168.51,"confidence":0.9999393,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2516089975833893},{"word":"sort","start":1168.51,"end":1168.67,"confidence":0.9909532,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.22164812684059143},{"word":"of","start":1168.67,"end":1168.8301,"confidence":0.84978443,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2213089019060135},{"word":"think","start":1168.8301,"end":1169.15,"confidence":0.9995988,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.13389593362808228},{"word":"about","start":1169.15,"end":1169.65,"confidence":0.99950576,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12083910405635834},{"word":"over","start":1169.7101,"end":1169.9501,"confidence":0.7653879,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.1866883635520935},{"word":"the","start":1169.9501,"end":1170.03,"confidence":0.99994195,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15925946831703186},{"word":"next","start":1170.03,"end":1170.35,"confidence":0.9999107,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.11314012855291368},{"word":"couple","start":1170.35,"end":1170.67,"confidence":0.9997613,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.0795670747756958},{"word":"of","start":1170.67,"end":1170.8301,"confidence":0.9838612,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10501588881015778},{"word":"years","start":1170.8301,"end":1171.3301,"confidence":0.9976462,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.08652803301811218},{"word":"someone","start":1171.47,"end":1171.79,"confidence":0.99953234,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.13031981885433197},{"word":"who","start":1171.79,"end":1172.03,"confidence":0.9998155,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.10217395424842834},{"word":"only","start":1172.03,"end":1172.27,"confidence":0.9995697,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.08340778946876526},{"word":"has","start":1172.27,"end":1172.43,"confidence":0.99975437,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.11880775541067123},{"word":"a","start":1172.43,"end":1172.51,"confidence":0.98407805,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14940312504768372},{"word":"balance","start":1172.51,"end":1172.91,"confidence":0.9991968,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.08857937157154083},{"word":"of","start":1172.91,"end":1173.0701,"confidence":0.9955798,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13687798380851746},{"word":"50,000","start":1173.0701,"end":1173.63,"confidence":0.99417245,"punctuated_word":"50,000,","sentiment":"neutral","sentiment_score":0.1430441439151764},{"word":"if","start":1173.63,"end":1173.79,"confidence":0.96204907,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.16415663063526154},{"word":"they","start":1173.79,"end":1173.9501,"confidence":0.999356,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.11275741457939148},{"word":"get","start":1173.9501,"end":1174.11,"confidence":0.99746716,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.14764320850372314},{"word":"a","start":1174.11,"end":1174.27,"confidence":0.99812084,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1822415590286255},{"word":"5%","start":1174.27,"end":1174.8301,"confidence":0.99968207,"punctuated_word":"5%","sentiment":"neutral","sentiment_score":0.21793025732040405},{"word":"return","start":1174.8301,"end":1175.15,"confidence":0.99572957,"punctuated_word":"return,","sentiment":"neutral","sentiment_score":0.18636012077331543},{"word":"it's","start":1175.15,"end":1175.415,"confidence":0.75076723,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.15895114839076996},{"word":"quite","start":1175.415,"end":1175.655,"confidence":0.99976546,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.1167961359024048},{"word":"a","start":1175.655,"end":1175.735,"confidence":0.9989918,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14836235344409943},{"word":"small","start":1175.735,"end":1175.895,"confidence":0.999506,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.11739370226860046},{"word":"return","start":1175.895,"end":1176.395,"confidence":0.752295,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":0.11908019334077836},{"word":"whereas","start":1176.4551,"end":1176.775,"confidence":0.98728895,"punctuated_word":"Whereas","sentiment":"neutral","sentiment_score":0.0105447918176651},{"word":"someone","start":1176.775,"end":1177.0951,"confidence":0.9425897,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.014034196734428406},{"word":"with","start":1177.0951,"end":1177.415,"confidence":0.9994912,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03298249840736389},{"word":"500,000","start":1177.415,"end":1178.4551,"confidence":0.99970895,"punctuated_word":"500,000","sentiment":"neutral","sentiment_score":0.07974401116371155},{"word":"getting","start":1178.4551,"end":1178.6951,"confidence":0.93175614,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.06833426654338837},{"word":"the","start":1178.6951,"end":1178.855,"confidence":0.9987293,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08495145291090012},{"word":"same","start":1178.855,"end":1179.175,"confidence":0.99980897,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.10881295800209044},{"word":"5%","start":1179.175,"end":1179.735,"confidence":0.99931604,"punctuated_word":"5%","sentiment":"neutral","sentiment_score":0.14534878730773926},{"word":"return","start":1179.735,"end":1180.135,"confidence":0.9864042,"punctuated_word":"return,","sentiment":"neutral","sentiment_score":0.08835059404373169},{"word":"it's","start":1180.135,"end":1180.375,"confidence":0.9984657,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09827558696269988},{"word":"much","start":1180.375,"end":1180.6951,"confidence":0.99914885,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.1170625239610672},{"word":"bigger","start":1180.6951,"end":1181.1951,"confidence":0.99817616,"punctuated_word":"bigger.","sentiment":"neutral","sentiment_score":0.12505164742469788},{"word":"yeah","start":1182.855,"end":1183.355,"confidence":0.9816056,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09172835946083067},{"word":"yeah","start":1183.5751,"end":1184.055,"confidence":0.99239075,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11662918329238892},{"word":"so","start":1184.055,"end":1184.4551,"confidence":0.9876631,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14516547322273254},{"word":"as","start":1184.4551,"end":1184.615,"confidence":0.9950959,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1832603216171265},{"word":"your","start":1184.615,"end":1184.855,"confidence":0.99452055,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19973011314868927},{"word":"balance","start":1184.855,"end":1185.3351,"confidence":0.9972242,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.18925213813781736},{"word":"increases","start":1185.3351,"end":1185.8351,"confidence":0.99477667,"punctuated_word":"increases,","sentiment":"neutral","sentiment_score":0.16668227314949036},{"word":"smaller","start":1186.295,"end":1186.775,"confidence":0.9371883,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.18472892045974731},{"word":"changes","start":1186.775,"end":1187.275,"confidence":0.9931085,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.1414990276098251},{"word":"may","start":1187.43,"end":1187.5901,"confidence":0.7003769,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.10897597670555116},{"word":"have","start":1187.5901,"end":1187.8301,"confidence":0.9809356,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1972505748271942},{"word":"a","start":1187.8301,"end":1187.91,"confidence":0.99647254,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20470458269119263},{"word":"bigger","start":1187.91,"end":1188.31,"confidence":0.9447812,"punctuated_word":"bigger","sentiment":"neutral","sentiment_score":0.1846705973148346},{"word":"effect","start":1188.31,"end":1188.63,"confidence":0.9865203,"punctuated_word":"effect","sentiment":"neutral","sentiment_score":0.31199222803115845},{"word":"on","start":1188.63,"end":1188.79,"confidence":0.99978954,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2836172580718994},{"word":"you","start":1188.79,"end":1189.03,"confidence":0.80218923,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.22898563742637632},{"word":"but","start":1189.03,"end":1189.3501,"confidence":0.99964976,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.2357830107212067},{"word":"smaller","start":1189.3501,"end":1189.75,"confidence":0.99858487,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.23572230339050293},{"word":"changes","start":1189.75,"end":1190.2301,"confidence":0.9991875,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.21988491714000705},{"word":"in","start":1190.2301,"end":1190.4701,"confidence":0.9825546,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19895878434181213},{"word":"you","start":1190.63,"end":1190.7101,"confidence":0.9981877,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1761283576488495},{"word":"know","start":1190.7101,"end":1191.1101,"confidence":0.975997,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2468310296535492},{"word":"smaller","start":1191.1101,"end":1191.51,"confidence":0.7555928,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.25942277908325195},{"word":"increases","start":1191.51,"end":1192.01,"confidence":0.956218,"punctuated_word":"increases","sentiment":"neutral","sentiment_score":0.1984296292066574},{"word":"are","start":1192.0701,"end":1192.2301,"confidence":0.9557771,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.31145355105400085},{"word":"also","start":1192.2301,"end":1192.4701,"confidence":0.9973181,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.32834282517433167},{"word":"gonna","start":1192.4701,"end":1192.9701,"confidence":0.999009,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.33132362365722656},{"word":"provide","start":1193.1901,"end":1193.51,"confidence":0.96688765,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.34714099764823914},{"word":"a","start":1193.51,"end":1193.5901,"confidence":0.9996891,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.31311875581741333},{"word":"greater","start":1193.5901,"end":1193.9901,"confidence":0.9959086,"punctuated_word":"greater","sentiment":"neutral","sentiment_score":0.2556231617927551},{"word":"effect","start":1193.9901,"end":1194.4701,"confidence":0.9966575,"punctuated_word":"effect","sentiment":"positive","sentiment_score":0.3904794752597809},{"word":"moving","start":1194.4701,"end":1194.79,"confidence":0.9983234,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.33067142963409424},{"word":"forward","start":1194.79,"end":1195.27,"confidence":0.996506,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":0.1393938660621643},{"word":"and","start":1195.27,"end":1195.3501,"confidence":0.9991455,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07254323363304138},{"word":"then","start":1195.3501,"end":1195.51,"confidence":0.9999105,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06628429144620895},{"word":"you've","start":1195.51,"end":1195.75,"confidence":0.99510664,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.05715986713767052},{"word":"also","start":1195.75,"end":1195.9901,"confidence":0.9990721,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.10756807029247284},{"word":"got","start":1195.9901,"end":1196.15,"confidence":0.9979407,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.17363381385803223},{"word":"your","start":1196.15,"end":1196.39,"confidence":0.99622226,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1523832231760025},{"word":"contributions","start":1196.39,"end":1196.89,"confidence":0.9993641,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.13079984486103058},{"word":"going","start":1197.1101,"end":1197.3501,"confidence":0.99984944,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.16012032330036163},{"word":"in","start":1197.3501,"end":1197.51,"confidence":0.9996332,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13671563565731049},{"word":"there","start":1197.51,"end":1197.75,"confidence":0.95746374,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.14574219286441803},{"word":"and","start":1197.75,"end":1197.8301,"confidence":0.9996111,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17239968478679657},{"word":"they're","start":1197.8301,"end":1198.0701,"confidence":0.96761453,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.23981118202209473},{"word":"not","start":1198.0701,"end":1198.31,"confidence":0.99978954,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.19989849627017975},{"word":"bad","start":1198.31,"end":1198.63,"confidence":0.92162067,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":0.06062585860490799},{"word":"at","start":1198.63,"end":1198.79,"confidence":0.9995167,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.15284673869609833},{"word":"all","start":1198.79,"end":1199.29,"confidence":0.99938977,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.18272170424461365},{"word":"one","start":1200.035,"end":1200.355,"confidence":0.9696369,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.08166138827800751},{"word":"of","start":1200.355,"end":1200.4349,"confidence":0.99957174,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09195634722709656},{"word":"the","start":1200.4349,"end":1200.595,"confidence":0.9986161,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12605182826519012},{"word":"things","start":1200.595,"end":1200.9149,"confidence":0.99981934,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.12638193368911743},{"word":"we","start":1200.9149,"end":1201.075,"confidence":0.9996061,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12255646288394928},{"word":"did","start":1201.075,"end":1201.315,"confidence":0.99869233,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.1224958673119545},{"word":"talk","start":1201.315,"end":1201.5549,"confidence":0.998946,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.08196672052145004},{"word":"about","start":1201.5549,"end":1201.875,"confidence":0.99979466,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1284918338060379},{"word":"was","start":1201.875,"end":1202.195,"confidence":0.99979395,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.0962088257074356},{"word":"also","start":1202.195,"end":1202.595,"confidence":0.9436163,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.11586308479309082},{"word":"the","start":1202.595,"end":1202.755,"confidence":0.98089796,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.099867083132267},{"word":"option","start":1202.755,"end":1203.075,"confidence":0.99502397,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.0854901447892189},{"word":"of","start":1203.075,"end":1203.235,"confidence":0.9302098,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0436820350587368},{"word":"salary","start":1203.235,"end":1203.715,"confidence":0.9912579,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.025637678802013397},{"word":"sacrificing","start":1203.715,"end":1204.215,"confidence":0.92880344,"punctuated_word":"sacrificing.","sentiment":"neutral","sentiment_score":-0.01310595404356718},{"word":"so","start":1204.355,"end":1204.515,"confidence":0.9995449,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04435765743255615},{"word":"we","start":1204.515,"end":1204.6749,"confidence":0.99977714,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05447636544704437},{"word":"did","start":1204.6749,"end":1204.835,"confidence":0.9987431,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.0639224573969841},{"word":"talk","start":1204.835,"end":1205.075,"confidence":0.9990952,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.047576308250427246},{"word":"about","start":1205.075,"end":1205.395,"confidence":0.99987185,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.010984092950820925},{"word":"trying","start":1205.395,"end":1205.635,"confidence":0.9931184,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.01087641716003418},{"word":"to","start":1205.635,"end":1205.715,"confidence":0.99923587,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.018844202160835263},{"word":"get","start":1205.715,"end":1205.875,"confidence":0.9997621,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.01729828119277954},{"word":"longevity","start":1205.875,"end":1206.375,"confidence":0.9883144,"punctuated_word":"longevity","sentiment":"neutral","sentiment_score":0.07028001546859741},{"word":"and","start":1206.4349,"end":1206.595,"confidence":0.97080034,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.028796449303627018},{"word":"making","start":1206.595,"end":1206.9149,"confidence":0.9993426,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.009746164083480837},{"word":"your","start":1206.9149,"end":1207.075,"confidence":0.9706798,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.020559072494506836},{"word":"super","start":1207.075,"end":1207.395,"confidence":0.9779994,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09732909500598907},{"word":"work","start":1207.395,"end":1207.635,"confidence":0.94485426,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.038624390959739685},{"word":"a","start":1207.635,"end":1207.715,"confidence":0.9962261,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03127902001142502},{"word":"bit","start":1207.715,"end":1207.875,"confidence":0.99922967,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.13052408397197723},{"word":"harder","start":1207.875,"end":1208.275,"confidence":0.9997985,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":-0.03796403110027313},{"word":"for","start":1208.275,"end":1208.4349,"confidence":0.9998814,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02979156374931335},{"word":"you","start":1208.4349,"end":1208.755,"confidence":0.8272773,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.03699721768498421},{"word":"and","start":1208.755,"end":1208.9149,"confidence":0.9982673,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11353453993797302},{"word":"we","start":1208.9149,"end":1209.075,"confidence":0.9999083,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1266600489616394},{"word":"have","start":1209.075,"end":1209.315,"confidence":0.91527194,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14796090126037598},{"word":"the","start":1209.315,"end":1209.395,"confidence":0.99969256,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1661926507949829},{"word":"option","start":1209.395,"end":1209.715,"confidence":0.9997539,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.15262292325496674},{"word":"of","start":1209.715,"end":1209.875,"confidence":0.97003525,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.105020709335804},{"word":"either","start":1209.875,"end":1210.195,"confidence":0.98712254,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.07743334770202637},{"word":"putting","start":1210.195,"end":1210.515,"confidence":0.99392915,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.03927557170391083},{"word":"more","start":1210.515,"end":1210.755,"confidence":0.99926287,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.001709386706352234},{"word":"money","start":1210.755,"end":1211.075,"confidence":0.99986243,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.04862475395202637},{"word":"in","start":1211.075,"end":1211.235,"confidence":0.6196195,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05956573784351349},{"word":"the","start":1211.235,"end":1211.395,"confidence":0.9288376,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08467817306518555},{"word":"super","start":1211.395,"end":1211.875,"confidence":0.9910227,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.08774075657129288},{"word":"or","start":1211.875,"end":1212.115,"confidence":0.98420286,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0184185728430748},{"word":"taking","start":1212.115,"end":1212.4349,"confidence":0.99889475,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.021962761878967285},{"word":"on","start":1212.4349,"end":1212.5549,"confidence":0.97059333,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01811523735523224},{"word":"a","start":1212.5549,"end":1212.6749,"confidence":0.9996958,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04287058115005493},{"word":"bit","start":1212.6749,"end":1212.9149,"confidence":0.99963176,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.014093860983848572},{"word":"more","start":1212.9149,"end":1213.075,"confidence":0.9998029,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.018318086862564087},{"word":"risk","start":1213.075,"end":1213.315,"confidence":0.9458257,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":0.06309432536363602},{"word":"and","start":1213.315,"end":1213.475,"confidence":0.99853647,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1185404509305954},{"word":"you're","start":1213.475,"end":1213.715,"confidence":0.75737154,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2004484385251999},{"word":"more","start":1213.715,"end":1213.955,"confidence":0.99561656,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.11195939779281616},{"word":"comfortable","start":1213.955,"end":1214.355,"confidence":0.9997452,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.11592087149620056},{"word":"with","start":1214.355,"end":1214.67,"confidence":0.99969745,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.16544947028160095},{"word":"putting","start":1214.67,"end":1214.8301,"confidence":0.9994603,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.08314447849988937},{"word":"a","start":1214.8301,"end":1214.91,"confidence":0.9995303,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10572224110364914},{"word":"bit","start":1214.91,"end":1215.15,"confidence":0.99988997,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07489408552646637},{"word":"more","start":1215.15,"end":1215.31,"confidence":0.9990701,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.07314012944698334},{"word":"money","start":1215.31,"end":1215.63,"confidence":0.99958175,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.08960884809494019},{"word":"into","start":1215.63,"end":1215.9501,"confidence":0.9918779,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.14224040508270264},{"word":"the","start":1215.9501,"end":1216.1901,"confidence":0.99909425,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20221516489982605},{"word":"market","start":1216.1901,"end":1216.5901,"confidence":0.9922782,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.012351684272289276},{"word":"so","start":1216.5901,"end":1217.0901,"confidence":0.99853957,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.023591473698616028},{"word":"i","start":1217.7101,"end":1217.9501,"confidence":0.66887444,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02718379348516464},{"word":"have","start":1217.9501,"end":1218.1901,"confidence":0.99965954,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01882041245698929},{"word":"gone","start":1218.1901,"end":1218.51,"confidence":0.9861894,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.07199376076459885},{"word":"back","start":1218.51,"end":1218.67,"confidence":0.9998286,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.030540548264980316},{"word":"and","start":1218.67,"end":1218.91,"confidence":0.9995078,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017081428319215775},{"word":"done","start":1218.91,"end":1219.15,"confidence":0.9995161,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.03404662385582924},{"word":"a","start":1219.15,"end":1219.2301,"confidence":0.99922156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.034538574516773224},{"word":"lot","start":1219.2301,"end":1219.39,"confidence":0.99885035,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.03937700390815735},{"word":"of","start":1219.39,"end":1219.55,"confidence":0.99976665,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03570159897208214},{"word":"projecting","start":1219.55,"end":1219.9501,"confidence":0.9737126,"punctuated_word":"projecting","sentiment":"neutral","sentiment_score":0.035875510424375534},{"word":"to","start":1219.9501,"end":1220.1901,"confidence":0.9894546,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01554526761174202},{"word":"sort","start":1220.1901,"end":1220.3501,"confidence":0.98762774,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.02261355891823769},{"word":"of","start":1220.3501,"end":1220.51,"confidence":0.8173533,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0184541754424572},{"word":"see","start":1220.51,"end":1220.91,"confidence":0.97858626,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.03862927481532097},{"word":"what","start":1220.91,"end":1221.15,"confidence":0.9995913,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03947741538286209},{"word":"we","start":1221.15,"end":1221.31,"confidence":0.9999088,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.030299395322799683},{"word":"need","start":1221.31,"end":1221.4701,"confidence":0.9818811,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.0277048759162426},{"word":"to","start":1221.4701,"end":1221.63,"confidence":0.9988457,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01379760541021824},{"word":"do","start":1221.63,"end":1221.87,"confidence":0.9995913,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.10852554440498352},{"word":"to","start":1221.87,"end":1222.03,"confidence":0.99772936,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1432112753391266},{"word":"kind","start":1222.03,"end":1222.1901,"confidence":0.98171884,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.12526452541351318},{"word":"of","start":1222.1901,"end":1222.3501,"confidence":0.99925894,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13427068293094635},{"word":"make","start":1222.3501,"end":1222.51,"confidence":0.99892116,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.16929790377616882},{"word":"it","start":1222.51,"end":1222.67,"confidence":0.99926883,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14398068189620972},{"word":"work","start":1222.67,"end":1222.91,"confidence":0.9733888,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.1757455617189407},{"word":"a","start":1222.91,"end":1222.99,"confidence":0.97274417,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.24299763143062592},{"word":"bit","start":1222.99,"end":1223.2301,"confidence":0.9929711,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.258943647146225},{"word":"harder","start":1223.2301,"end":1223.7301,"confidence":0.9993671,"punctuated_word":"harder.","sentiment":"neutral","sentiment_score":-0.17645034193992615},{"word":"i","start":1224.1901,"end":1224.3501,"confidence":0.9772816,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08929286897182465},{"word":"have","start":1224.3501,"end":1224.67,"confidence":0.9974885,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05477584898471832},{"word":"recommended","start":1224.67,"end":1225.15,"confidence":0.9985275,"punctuated_word":"recommended","sentiment":"neutral","sentiment_score":-0.0014239177107810974},{"word":"with","start":1225.15,"end":1225.31,"confidence":0.90298986,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.08304823935031891},{"word":"the","start":1225.31,"end":1225.4701,"confidence":0.96847856,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04600829631090164},{"word":"salary","start":1225.4701,"end":1225.87,"confidence":0.9914408,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":-0.12534502148628235},{"word":"sacrifice","start":1225.87,"end":1226.37,"confidence":0.91366214,"punctuated_word":"sacrifice","sentiment":"neutral","sentiment_score":-0.1013900488615036},{"word":"we","start":1226.51,"end":1226.75,"confidence":0.50231886,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0062226951122283936},{"word":"increase","start":1226.75,"end":1227.2301,"confidence":0.96038914,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":-0.003539435565471649},{"word":"that","start":1227.2301,"end":1227.675,"confidence":0.998423,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.010947152972221376},{"word":"i","start":1228.0751,"end":1228.155,"confidence":0.9878395,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03880981728434563},{"word":"am","start":1228.155,"end":1228.4751,"confidence":0.99978477,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.08492410182952881},{"word":"increasing","start":1228.4751,"end":1228.9551,"confidence":0.99960524,"punctuated_word":"increasing","sentiment":"neutral","sentiment_score":0.09684672951698305},{"word":"it","start":1228.9551,"end":1229.1951,"confidence":0.99890363,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11251503229141235},{"word":"to","start":1229.1951,"end":1229.3551,"confidence":0.99741805,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11824113130569458},{"word":"$200","start":1229.3551,"end":1230.2351,"confidence":0.99965227,"punctuated_word":"$200","sentiment":"neutral","sentiment_score":0.13787555694580078},{"word":"on","start":1230.2351,"end":1230.3151,"confidence":0.99993086,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13331490755081177},{"word":"a","start":1230.3151,"end":1230.4751,"confidence":0.9997452,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1278013288974762},{"word":"weekly","start":1230.4751,"end":1230.875,"confidence":0.99995553,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.136962428689003},{"word":"basis","start":1230.875,"end":1231.375,"confidence":0.9993526,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":0.1247394233942032},{"word":"it","start":1232.555,"end":1232.795,"confidence":0.9552232,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.20408625900745392},{"word":"is","start":1232.795,"end":1233.035,"confidence":0.9983272,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.21999232470989227},{"word":"up","start":1233.035,"end":1233.115,"confidence":0.999617,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.2209211438894272},{"word":"to","start":1233.115,"end":1233.1951,"confidence":0.99887687,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22530654072761536},{"word":"you","start":1233.1951,"end":1233.435,"confidence":0.99952054,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2195807248353958},{"word":"as","start":1233.435,"end":1233.5951,"confidence":0.9867698,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2070682197809219},{"word":"to","start":1233.5951,"end":1233.675,"confidence":0.9956037,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18685948848724365},{"word":"whether","start":1233.675,"end":1233.915,"confidence":0.998601,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.15445704758167267},{"word":"you","start":1233.915,"end":1234.155,"confidence":0.9989121,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17480412125587463},{"word":"decide","start":1234.155,"end":1234.555,"confidence":0.9893861,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.11443774402141572},{"word":"to","start":1234.555,"end":1234.635,"confidence":0.9962256,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1492142379283905},{"word":"take","start":1234.635,"end":1234.875,"confidence":0.99612314,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.1968090683221817},{"word":"that","start":1234.875,"end":1235.115,"confidence":0.99924845,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2355165183544159},{"word":"onboard","start":1235.115,"end":1235.515,"confidence":0.60850954,"punctuated_word":"onboard","sentiment":"neutral","sentiment_score":0.21271654963493347},{"word":"or","start":1235.515,"end":1235.675,"confidence":0.99087954,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.099305160343647},{"word":"not","start":1235.675,"end":1235.995,"confidence":0.95896995,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":0.10379421710968018},{"word":"it's","start":1235.995,"end":1236.2351,"confidence":0.9996488,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.18683385848999023},{"word":"completely","start":1236.2351,"end":1236.7151,"confidence":0.9996884,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.2111255973577499},{"word":"up","start":1236.7151,"end":1236.875,"confidence":0.99988043,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1979062855243683},{"word":"to","start":1236.875,"end":1236.9551,"confidence":0.99923944,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24623900651931763},{"word":"you","start":1236.9551,"end":1237.4551,"confidence":0.9392216,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.26113367080688477},{"word":"but","start":1237.8351,"end":1238.0751,"confidence":0.850899,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.24500933289527893},{"word":"essentially","start":1238.0751,"end":1238.5751,"confidence":0.997193,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.2461419403553009},{"word":"increasing","start":1238.875,"end":1239.375,"confidence":0.99853456,"punctuated_word":"increasing","sentiment":"positive","sentiment_score":0.358566015958786},{"word":"it","start":1239.435,"end":1239.675,"confidence":0.99922085,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3908060789108277},{"word":"from","start":1239.675,"end":1240.0751,"confidence":0.99950933,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.42667433619499207},{"word":"50","start":1240.0751,"end":1240.4751,"confidence":0.9986765,"punctuated_word":"50","sentiment":"positive","sentiment_score":0.3925188183784485},{"word":"to","start":1240.4751,"end":1240.635,"confidence":0.95619947,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.44368794560432434},{"word":"a","start":1240.635,"end":1240.7151,"confidence":0.86006147,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4243986606597901},{"word":"to","start":1240.98,"end":1241.22,"confidence":0.97989285,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3365183472633362},{"word":"$200","start":1241.22,"end":1241.78,"confidence":0.9983779,"punctuated_word":"$200","sentiment":"neutral","sentiment_score":0.29824310541152954},{"word":"on","start":1241.78,"end":1241.94,"confidence":0.71750844,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.41361474990844727},{"word":"a","start":1241.94,"end":1242.02,"confidence":0.99222386,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4672118425369262},{"word":"weekly","start":1242.02,"end":1242.34,"confidence":0.9989704,"punctuated_word":"weekly","sentiment":"positive","sentiment_score":0.3912954926490784},{"word":"basis","start":1242.34,"end":1242.66,"confidence":0.99894625,"punctuated_word":"basis","sentiment":"positive","sentiment_score":0.4288991093635559},{"word":"means","start":1242.66,"end":1242.9,"confidence":0.9813463,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.29823899269104004},{"word":"that","start":1242.9,"end":1242.98,"confidence":0.7801468,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3905574083328247},{"word":"we","start":1242.98,"end":1243.14,"confidence":0.9994615,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4895642399787903},{"word":"are","start":1243.14,"end":1243.22,"confidence":0.99874616,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.4749516546726227},{"word":"putting","start":1243.22,"end":1243.38,"confidence":0.99819523,"punctuated_word":"putting","sentiment":"positive","sentiment_score":0.5937926173210144},{"word":"a","start":1243.38,"end":1243.54,"confidence":0.99955696,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5031566023826599},{"word":"bit","start":1243.54,"end":1243.7,"confidence":0.9998511,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.3842829465866089},{"word":"more","start":1243.7,"end":1243.94,"confidence":0.9992956,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.3730296790599823},{"word":"money","start":1243.94,"end":1244.1799,"confidence":0.999343,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.4159511625766754},{"word":"into","start":1244.1799,"end":1244.34,"confidence":0.99565506,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.4471176564693451},{"word":"the","start":1244.34,"end":1244.5,"confidence":0.9959858,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.40839916467666626},{"word":"market","start":1244.5,"end":1244.82,"confidence":0.98261195,"punctuated_word":"market.","sentiment":"positive","sentiment_score":0.4496680498123169},{"word":"we","start":1244.82,"end":1244.98,"confidence":0.99990094,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.5179502367973328},{"word":"are","start":1244.98,"end":1245.14,"confidence":0.999642,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.5791170001029968},{"word":"having","start":1245.14,"end":1245.38,"confidence":0.9999207,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.6702552437782288},{"word":"more","start":1245.38,"end":1245.54,"confidence":0.9995204,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.5474753975868225},{"word":"money","start":1245.54,"end":1245.86,"confidence":0.99931395,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.5724794864654541},{"word":"invested","start":1245.86,"end":1246.34,"confidence":0.9984503,"punctuated_word":"invested","sentiment":"positive","sentiment_score":0.5021934509277344},{"word":"on","start":1246.34,"end":1246.5,"confidence":0.99945945,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6515997052192688},{"word":"a","start":1246.5,"end":1246.58,"confidence":0.9991197,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6282769441604614},{"word":"regular","start":1246.58,"end":1247.0599,"confidence":0.9999459,"punctuated_word":"regular","sentiment":"positive","sentiment_score":0.5833045840263367},{"word":"basis","start":1247.0599,"end":1247.5599,"confidence":0.9547287,"punctuated_word":"basis.","sentiment":"positive","sentiment_score":0.446143090724945},{"word":"and","start":1248.1799,"end":1248.4199,"confidence":0.94574684,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.518843948841095},{"word":"when","start":1248.4199,"end":1248.66,"confidence":0.99901783,"punctuated_word":"when","sentiment":"positive","sentiment_score":0.6404016613960266},{"word":"i","start":1248.66,"end":1248.74,"confidence":0.9988469,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5876062512397766},{"word":"kinda","start":1248.74,"end":1249.14,"confidence":0.77377653,"punctuated_word":"kinda","sentiment":"positive","sentiment_score":0.6357097625732422},{"word":"project","start":1249.14,"end":1249.54,"confidence":0.9014464,"punctuated_word":"project","sentiment":"positive","sentiment_score":0.6019594669342041},{"word":"that","start":1249.54,"end":1249.78,"confidence":0.99779177,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.674487829208374},{"word":"out","start":1249.78,"end":1250.02,"confidence":0.98107415,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.7149252891540527},{"word":"over","start":1250.02,"end":1250.26,"confidence":0.9991961,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.6268715262413025},{"word":"the","start":1250.26,"end":1250.34,"confidence":0.999087,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5575112104415894},{"word":"course","start":1250.34,"end":1250.66,"confidence":0.99944323,"punctuated_word":"course","sentiment":"positive","sentiment_score":0.5902891159057617},{"word":"of","start":1250.66,"end":1250.74,"confidence":0.94125694,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6028635501861572},{"word":"the","start":1250.74,"end":1250.9,"confidence":0.36064237,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5452539920806885},{"word":"time","start":1250.9,"end":1251.14,"confidence":0.8811475,"punctuated_word":"time,","sentiment":"positive","sentiment_score":0.5805662274360657},{"word":"and","start":1251.14,"end":1251.2999,"confidence":0.9427493,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6393256187438965},{"word":"it","start":1251.2999,"end":1251.46,"confidence":0.999046,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.6622804999351501},{"word":"actually","start":1251.46,"end":1251.96,"confidence":0.99549437,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.6214632391929626},{"word":"comes","start":1252.1,"end":1252.34,"confidence":0.9988751,"punctuated_word":"comes","sentiment":"positive","sentiment_score":0.6396247744560242},{"word":"out","start":1252.34,"end":1252.58,"confidence":0.98991185,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.6686781644821167},{"word":"a","start":1252.58,"end":1252.66,"confidence":0.9995995,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6452432870864868},{"word":"lot","start":1252.66,"end":1252.9,"confidence":0.9998809,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.5836318135261536},{"word":"better","start":1252.9,"end":1253.2999,"confidence":0.9818369,"punctuated_word":"better.","sentiment":"positive","sentiment_score":0.46561339497566223},{"word":"so","start":1253.2999,"end":1253.7999,"confidence":0.99932075,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3078129291534424},{"word":"by","start":1254.1549,"end":1254.315,"confidence":0.99918395,"punctuated_word":"by","sentiment":"positive","sentiment_score":0.3812313079833984},{"word":"making","start":1254.315,"end":1254.7949,"confidence":0.99994206,"punctuated_word":"making","sentiment":"positive","sentiment_score":0.4259127676486969},{"word":"these","start":1254.7949,"end":1255.0349,"confidence":0.99635255,"punctuated_word":"these","sentiment":"positive","sentiment_score":0.4009245038032532},{"word":"changes","start":1255.0349,"end":1255.515,"confidence":0.91668546,"punctuated_word":"changes,","sentiment":"positive","sentiment_score":0.3536617159843445},{"word":"increasing","start":1255.515,"end":1255.995,"confidence":0.997738,"punctuated_word":"increasing","sentiment":"neutral","sentiment_score":0.329717218875885},{"word":"your","start":1255.995,"end":1256.1549,"confidence":0.8668558,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3429626226425171},{"word":"salary","start":1256.1549,"end":1256.635,"confidence":0.99915695,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.14177222549915314},{"word":"sacrifice","start":1256.635,"end":1257.135,"confidence":0.9956938,"punctuated_word":"sacrifice","sentiment":"neutral","sentiment_score":0.16692644357681274},{"word":"in","start":1257.355,"end":1257.515,"confidence":0.9992348,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.26271963119506836},{"word":"there","start":1257.515,"end":1257.835,"confidence":0.9859256,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2696837782859802},{"word":"over","start":1257.835,"end":1258.075,"confidence":0.9856248,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.34187406301498413},{"word":"the","start":1258.075,"end":1258.235,"confidence":0.99988174,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23617444932460785},{"word":"next","start":1258.235,"end":1258.5549,"confidence":0.9997764,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.2204713672399521},{"word":"and","start":1258.715,"end":1258.875,"confidence":0.9996953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17275607585906982},{"word":"even","start":1258.875,"end":1259.115,"confidence":0.9997483,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.15203171968460083},{"word":"just","start":1259.115,"end":1259.595,"confidence":0.94719106,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15644696354866028},{"word":"making","start":1259.595,"end":1259.835,"confidence":0.83142257,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.13941088318824768},{"word":"the","start":1259.835,"end":1260.075,"confidence":0.88147205,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14784641563892365},{"word":"tweak","start":1260.075,"end":1260.5549,"confidence":0.9949238,"punctuated_word":"tweak","sentiment":"neutral","sentiment_score":0.09937363117933272},{"word":"sorry","start":1260.715,"end":1261.0349,"confidence":0.73602295,"punctuated_word":"sorry,","sentiment":"neutral","sentiment_score":0.08282998949289322},{"word":"the","start":1261.0349,"end":1261.195,"confidence":0.998767,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14778101444244385},{"word":"tweak","start":1261.195,"end":1261.515,"confidence":0.9998933,"punctuated_word":"tweak","sentiment":"neutral","sentiment_score":0.0671062245965004},{"word":"and","start":1261.515,"end":1261.755,"confidence":0.97319883,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07845524698495865},{"word":"rebalancing","start":1261.755,"end":1262.255,"confidence":0.99686784,"punctuated_word":"rebalancing","sentiment":"neutral","sentiment_score":0.10770530998706818},{"word":"your","start":1262.475,"end":1262.715,"confidence":0.99638605,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13539092242717743},{"word":"portfolio","start":1262.715,"end":1263.215,"confidence":0.9975061,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.02927304804325104},{"word":"and","start":1263.515,"end":1263.835,"confidence":0.8864158,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09044485539197922},{"word":"removing","start":1263.835,"end":1264.315,"confidence":0.9997123,"punctuated_word":"removing","sentiment":"neutral","sentiment_score":0.03234917297959328},{"word":"that","start":1264.315,"end":1264.5549,"confidence":0.9984108,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.014604039490222933},{"word":"bank","start":1264.5549,"end":1264.875,"confidence":0.91379434,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":-0.07757017016410828},{"word":"hybrid","start":1264.875,"end":1265.195,"confidence":0.9375514,"punctuated_word":"hybrid","sentiment":"neutral","sentiment_score":0.0017533451318740845},{"word":"and","start":1265.195,"end":1265.355,"confidence":0.98831975,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.012034900486469269},{"word":"putting","start":1265.355,"end":1265.6749,"confidence":0.99945337,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.016473393887281418},{"word":"it","start":1265.6749,"end":1265.755,"confidence":0.9952873,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02914033830165863},{"word":"in","start":1265.755,"end":1265.9149,"confidence":0.99608046,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.025728963315486908},{"word":"the","start":1265.9149,"end":1265.995,"confidence":0.987728,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05043786019086838},{"word":"core","start":1265.995,"end":1266.235,"confidence":0.90090555,"punctuated_word":"core","sentiment":"neutral","sentiment_score":-0.00912129133939743},{"word":"composite","start":1266.235,"end":1266.715,"confidence":0.96481645,"punctuated_word":"composite","sentiment":"neutral","sentiment_score":0.04554837569594383},{"word":"bond","start":1266.715,"end":1267.215,"confidence":0.8729162,"punctuated_word":"bond,","sentiment":"neutral","sentiment_score":0.05413992702960968},{"word":"overall","start":1267.6399,"end":1268.1399,"confidence":0.9923456,"punctuated_word":"Overall,","sentiment":"neutral","sentiment_score":0.114815391600132},{"word":"when","start":1268.36,"end":1268.6,"confidence":0.99946576,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.16017073392868042},{"word":"i","start":1268.6,"end":1268.7599,"confidence":0.99971396,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1286913901567459},{"word":"then","start":1268.7599,"end":1269.0,"confidence":0.9780753,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.16136035323143005},{"word":"reevaluate","start":1269.0,"end":1269.5,"confidence":0.99711823,"punctuated_word":"reevaluate","sentiment":"neutral","sentiment_score":0.10397326946258544},{"word":"how","start":1269.88,"end":1270.0399,"confidence":0.99820256,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.19288897514343264},{"word":"your","start":1270.0399,"end":1270.2799,"confidence":0.98751384,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.328036367893219},{"word":"super","start":1270.2799,"end":1270.6,"confidence":0.60034335,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.3483888506889343},{"word":"is","start":1270.6,"end":1270.7599,"confidence":0.537532,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2322196662425995},{"word":"working","start":1270.7599,"end":1271.08,"confidence":0.99957854,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.2940893769264221},{"word":"for","start":1271.08,"end":1271.32,"confidence":0.9997023,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.20023873448371887},{"word":"you","start":1271.32,"end":1271.82,"confidence":0.992635,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.22155983746051788},{"word":"the","start":1272.0399,"end":1272.2799,"confidence":0.9936352,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1979358047246933},{"word":"cgt","start":1272.2799,"end":1272.7799,"confidence":0.8922786,"punctuated_word":"CGT","sentiment":"neutral","sentiment_score":0.11764064431190492},{"word":"consequences","start":1273.0,"end":1273.5,"confidence":0.9511606,"punctuated_word":"consequences","sentiment":"neutral","sentiment_score":0.1081397384405136},{"word":"just","start":1273.7999,"end":1274.0399,"confidence":0.9446918,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.23061013221740723},{"word":"for","start":1274.0399,"end":1274.2,"confidence":0.73682326,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15467113256454468},{"word":"making","start":1274.2,"end":1274.5199,"confidence":0.9997725,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.21851101517677307},{"word":"those","start":1274.5199,"end":1274.7599,"confidence":0.99382424,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.19731733202934265},{"word":"changes","start":1274.7599,"end":1275.08,"confidence":0.9998543,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.11855358630418776},{"word":"on","start":1275.08,"end":1275.24,"confidence":0.99661934,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.22211813926696777},{"word":"your","start":1275.24,"end":1275.48,"confidence":0.9998273,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.205050066113472},{"word":"portfolio","start":1275.48,"end":1275.98,"confidence":0.9994549,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.0391940176486969},{"word":"came","start":1276.0399,"end":1276.2,"confidence":0.99832195,"punctuated_word":"came","sentiment":"neutral","sentiment_score":0.24316996335983276},{"word":"out","start":1276.2,"end":1276.44,"confidence":0.92295605,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1995813101530075},{"word":"at","start":1276.44,"end":1276.5199,"confidence":0.9226523,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.133909210562706},{"word":"about","start":1276.5199,"end":1276.84,"confidence":0.9975043,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.11992374062538148},{"word":"$61","start":1276.84,"end":1277.98,"confidence":0.9818767,"punctuated_word":"$61.","sentiment":"neutral","sentiment_score":0.12265822291374208},{"word":"so","start":1278.0399,"end":1278.5399,"confidence":0.999519,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08890730887651443},{"word":"your","start":1278.6799,"end":1278.9199,"confidence":0.9819103,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11917952448129654},{"word":"fund","start":1278.9199,"end":1279.08,"confidence":0.9878786,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.0880243107676506},{"word":"isn't","start":1279.08,"end":1279.3999,"confidence":0.86659306,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.0448370948433876},{"word":"gonna","start":1279.3999,"end":1279.72,"confidence":0.8647696,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.003817185759544373},{"word":"pay","start":1279.72,"end":1279.96,"confidence":0.82886446,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.04929985851049423},{"word":"$61","start":1279.96,"end":1280.9199,"confidence":0.9968896,"punctuated_word":"$61","sentiment":"neutral","sentiment_score":-0.07377089560031891},{"word":"tax","start":1280.9199,"end":1281.32,"confidence":0.99242485,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.012101098895072935},{"word":"to","start":1281.32,"end":1281.48,"confidence":0.999788,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06279529631137848},{"word":"make","start":1281.48,"end":1281.6399,"confidence":0.99984384,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.008809074759483337},{"word":"the","start":1281.6399,"end":1281.7999,"confidence":0.9991942,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.001268148422241211},{"word":"changes","start":1281.7999,"end":1282.2,"confidence":0.9994499,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.007925406098365784},{"word":"to","start":1282.2,"end":1282.36,"confidence":0.99075294,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.028036214411258698},{"word":"your","start":1282.36,"end":1282.5199,"confidence":0.9991479,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05052751302719116},{"word":"portfolio","start":1282.5199,"end":1283.0199,"confidence":0.9978496,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.006718769669532776},{"word":"your","start":1284.175,"end":1284.335,"confidence":0.6339688,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.16808590292930603},{"word":"super","start":1284.495,"end":1284.8151,"confidence":0.57049644,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.28293633460998535},{"word":"the","start":1284.8151,"end":1284.9751,"confidence":0.74191356,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18155086040496823},{"word":"way","start":1284.9751,"end":1285.135,"confidence":0.9995409,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.28738224506378174},{"word":"it","start":1285.135,"end":1285.295,"confidence":0.9823845,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.20309479534626007},{"word":"was","start":1285.295,"end":1285.4551,"confidence":0.9982657,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.17140233516693115},{"word":"structured","start":1285.4551,"end":1285.8551,"confidence":0.99881244,"punctuated_word":"structured","sentiment":"neutral","sentiment_score":0.24536490440368652},{"word":"at","start":1285.8551,"end":1286.015,"confidence":0.99635714,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.24710434675216675},{"word":"the","start":1286.015,"end":1286.0951,"confidence":0.9993672,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22192826867103577},{"word":"moment","start":1286.0951,"end":1286.5951,"confidence":0.92798454,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.20790669322013855},{"word":"the","start":1286.655,"end":1286.9751,"confidence":0.9990484,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23832055926322937},{"word":"five","start":1286.9751,"end":1287.2151,"confidence":0.9979995,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.22191110253334043},{"word":"year","start":1287.2151,"end":1287.4551,"confidence":0.9980819,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.22534559667110443},{"word":"rolling","start":1287.4551,"end":1287.8551,"confidence":0.99969184,"punctuated_word":"rolling","sentiment":"neutral","sentiment_score":0.2407661080360413},{"word":"average","start":1287.8551,"end":1288.175,"confidence":0.99924797,"punctuated_word":"average","sentiment":"neutral","sentiment_score":0.2028273046016693},{"word":"has","start":1288.175,"end":1288.415,"confidence":0.9971174,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.1901591271162033},{"word":"been","start":1288.415,"end":1288.655,"confidence":0.9999422,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.22180229425430295},{"word":"averaging","start":1288.655,"end":1289.055,"confidence":0.99953365,"punctuated_word":"averaging","sentiment":"neutral","sentiment_score":0.25711387395858765},{"word":"about","start":1289.055,"end":1289.375,"confidence":0.99875176,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1989784836769104},{"word":"11.56%","start":1289.375,"end":1291.055,"confidence":0.95746005,"punctuated_word":"11.56%.","sentiment":"neutral","sentiment_score":0.2567094564437866},{"word":"whereas","start":1291.055,"end":1291.555,"confidence":0.9960886,"punctuated_word":"Whereas","sentiment":"neutral","sentiment_score":0.15164384245872498},{"word":"if","start":1291.615,"end":1291.8551,"confidence":0.6734836,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.20016109943389893},{"word":"we","start":1291.8551,"end":1292.015,"confidence":0.9999112,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21876268088817596},{"word":"make","start":1292.015,"end":1292.255,"confidence":0.9604662,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.15568801760673523},{"word":"these","start":1292.255,"end":1292.495,"confidence":0.99917006,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.14152349531650543},{"word":"changes","start":1292.495,"end":1292.9751,"confidence":0.99983776,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.11598635464906693},{"word":"in","start":1292.9751,"end":1293.2151,"confidence":0.9878336,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11503848433494568},{"word":"there","start":1293.2151,"end":1293.375,"confidence":0.847945,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.14731350541114807},{"word":"even","start":1293.375,"end":1293.615,"confidence":0.99985397,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.1352064609527588},{"word":"though","start":1293.615,"end":1293.775,"confidence":0.9996555,"punctuated_word":"though","sentiment":"neutral","sentiment_score":0.08427926898002625},{"word":"you've","start":1293.775,"end":1294.015,"confidence":0.9923608,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.18133889138698575},{"word":"got","start":1294.015,"end":1294.175,"confidence":0.999432,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.17275424301624298},{"word":"a","start":1294.175,"end":1294.3351,"confidence":0.9991203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21751971542835236},{"word":"very","start":1294.3351,"end":1294.5751,"confidence":0.9997472,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.15205536782741547},{"word":"conservative","start":1294.5751,"end":1295.0751,"confidence":0.99987817,"punctuated_word":"conservative","sentiment":"neutral","sentiment_score":0.21505004167556763},{"word":"portfolio","start":1295.295,"end":1295.795,"confidence":0.9983158,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.11944396048784256},{"word":"the","start":1296.77,"end":1297.09,"confidence":0.97996247,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24099113047122955},{"word":"five","start":1297.09,"end":1297.25,"confidence":0.999308,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.1676450073719025},{"word":"year","start":1297.25,"end":1297.49,"confidence":0.9980254,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.1753610372543335},{"word":"rolling","start":1297.49,"end":1297.8099,"confidence":0.99973065,"punctuated_word":"rolling","sentiment":"neutral","sentiment_score":0.1945400834083557},{"word":"average","start":1297.8099,"end":1298.13,"confidence":0.9989485,"punctuated_word":"average","sentiment":"neutral","sentiment_score":0.17509423196315765},{"word":"comes","start":1298.13,"end":1298.37,"confidence":0.99965215,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.17368854582309723},{"word":"out","start":1298.37,"end":1298.5299,"confidence":0.9358272,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.178371861577034},{"word":"at","start":1298.5299,"end":1298.69,"confidence":0.95541483,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14040428400039673},{"word":"12.11%","start":1298.69,"end":1300.3099,"confidence":0.99821657,"punctuated_word":"12.11%","sentiment":"neutral","sentiment_score":0.14250361919403076},{"word":"12","start":1300.69,"end":1301.01,"confidence":0.9979607,"punctuated_word":"12","sentiment":"neutral","sentiment_score":0.04085046425461769},{"word":"point","start":1301.01,"end":1301.1699,"confidence":0.9997603,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.06275153905153275},{"word":"11%","start":1301.1699,"end":1302.1499,"confidence":0.9870775,"punctuated_word":"11%.","sentiment":"neutral","sentiment_score":0.07135190069675446},{"word":"so","start":1302.21,"end":1302.71,"confidence":0.99944156,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06890657544136047},{"word":"it","start":1302.85,"end":1303.01,"confidence":0.9736143,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07271341234445572},{"word":"is","start":1303.01,"end":1303.1699,"confidence":0.9998871,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05014093965291977},{"word":"a","start":1303.1699,"end":1303.33,"confidence":0.9992773,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04953087121248245},{"word":"slight","start":1303.33,"end":1303.73,"confidence":0.97269946,"punctuated_word":"slight","sentiment":"neutral","sentiment_score":0.021293293684720993},{"word":"higher","start":1303.73,"end":1304.13,"confidence":0.99666804,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":0.025343190878629684},{"word":"change","start":1304.13,"end":1304.63,"confidence":0.99945194,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.05033882334828377},{"word":"to","start":1305.01,"end":1305.25,"confidence":0.9918898,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.038451023399829865},{"word":"what","start":1305.25,"end":1305.57,"confidence":0.99868613,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05838407576084137},{"word":"to","start":1305.8099,"end":1305.97,"confidence":0.9706792,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06797109544277191},{"word":"how","start":1305.97,"end":1306.13,"confidence":0.85762787,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.07678614556789398},{"word":"the","start":1306.13,"end":1306.2899,"confidence":0.9983758,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10267475247383118},{"word":"portfolio","start":1306.2899,"end":1306.7899,"confidence":0.9992874,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.08347396552562714},{"word":"has","start":1307.01,"end":1307.1699,"confidence":0.99943894,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.1223905235528946},{"word":"been","start":1307.1699,"end":1307.49,"confidence":0.9996773,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.13582618534564972},{"word":"performing","start":1307.49,"end":1307.99,"confidence":0.78393644,"punctuated_word":"performing,","sentiment":"neutral","sentiment_score":0.08979272842407227},{"word":"and","start":1308.465,"end":1308.625,"confidence":0.97452295,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1478404998779297},{"word":"we're","start":1308.625,"end":1308.705,"confidence":0.99858236,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.13230761885643005},{"word":"also","start":1308.705,"end":1309.1849,"confidence":0.9968141,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.29999372363090515},{"word":"saving","start":1309.1849,"end":1309.505,"confidence":0.9995291,"punctuated_word":"saving","sentiment":"neutral","sentiment_score":0.29886552691459656},{"word":"you","start":1309.505,"end":1309.6649,"confidence":0.9987179,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.351007878780365},{"word":"in","start":1309.6649,"end":1309.905,"confidence":0.968661,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.35553890466690063},{"word":"fees","start":1309.905,"end":1310.145,"confidence":0.9726786,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":0.2711590528488159},{"word":"as","start":1310.145,"end":1310.225,"confidence":0.99984074,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.34968531131744385},{"word":"well","start":1310.225,"end":1310.5449,"confidence":0.95871824,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.33646634221076965},{"word":"so","start":1310.5449,"end":1310.865,"confidence":0.99785525,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.39218705892562866},{"word":"by","start":1310.865,"end":1311.105,"confidence":0.9990089,"punctuated_word":"by","sentiment":"positive","sentiment_score":0.3875096142292022},{"word":"changing","start":1311.105,"end":1311.605,"confidence":0.9949537,"punctuated_word":"changing","sentiment":"positive","sentiment_score":0.3386560380458832},{"word":"from","start":1311.6649,"end":1312.1649,"confidence":0.9987955,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.22816404700279236},{"word":"the","start":1312.5449,"end":1312.705,"confidence":0.95644784,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26515406370162964},{"word":"bank","start":1312.705,"end":1313.105,"confidence":0.887392,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.18519963324069977},{"word":"hybrids","start":1313.105,"end":1313.505,"confidence":0.96993387,"punctuated_word":"hybrids","sentiment":"neutral","sentiment_score":0.2194756865501404},{"word":"into","start":1313.505,"end":1313.825,"confidence":0.9992495,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1928202360868454},{"word":"the","start":1313.825,"end":1313.985,"confidence":0.99899775,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20162756741046903},{"word":"core","start":1313.985,"end":1314.225,"confidence":0.90647024,"punctuated_word":"core","sentiment":"neutral","sentiment_score":0.16721943020820618},{"word":"composite","start":1314.225,"end":1314.705,"confidence":0.9768043,"punctuated_word":"composite","sentiment":"neutral","sentiment_score":0.21155817806720736},{"word":"bond","start":1314.705,"end":1315.105,"confidence":0.79718506,"punctuated_word":"bond","sentiment":"neutral","sentiment_score":0.22214990854263303},{"word":"and","start":1315.105,"end":1315.345,"confidence":0.9950151,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.29923418164253235},{"word":"keeping","start":1315.345,"end":1315.6649,"confidence":0.9968395,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.3324364125728607},{"word":"you","start":1315.6649,"end":1315.985,"confidence":0.9971629,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35355865955352783},{"word":"conservative","start":1315.985,"end":1316.485,"confidence":0.99402595,"punctuated_word":"conservative,","sentiment":"positive","sentiment_score":0.4292657673358917},{"word":"we're","start":1316.5449,"end":1316.785,"confidence":0.9989978,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.5559020042419434},{"word":"actually","start":1316.785,"end":1317.105,"confidence":0.99649554,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.5440416932106018},{"word":"saving","start":1317.105,"end":1317.4249,"confidence":0.9997372,"punctuated_word":"saving","sentiment":"positive","sentiment_score":0.44690796732902527},{"word":"you","start":1317.4249,"end":1317.585,"confidence":0.99893194,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.536270260810852},{"word":"for","start":1317.585,"end":1317.745,"confidence":0.7988235,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.48353490233421326},{"word":"the","start":1317.745,"end":1317.905,"confidence":0.99951804,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.470859169960022},{"word":"first","start":1317.905,"end":1318.145,"confidence":0.9985561,"punctuated_word":"first","sentiment":"positive","sentiment_score":0.40128692984580994},{"word":"year","start":1318.145,"end":1318.385,"confidence":0.95164293,"punctuated_word":"year","sentiment":"positive","sentiment_score":0.46860426664352417},{"word":"$263","start":1318.385,"end":1319.985,"confidence":0.9958427,"punctuated_word":"$263","sentiment":"positive","sentiment_score":0.46919238567352295},{"word":"in","start":1319.985,"end":1320.145,"confidence":0.5411821,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4791634976863861},{"word":"investment","start":1320.145,"end":1320.645,"confidence":0.9983152,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.29061219096183777},{"word":"fees","start":1320.705,"end":1320.945,"confidence":0.9834346,"punctuated_word":"fees","sentiment":"positive","sentiment_score":0.40672555565834045},{"word":"as","start":1320.945,"end":1321.105,"confidence":0.9997465,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4479479193687439},{"word":"well","start":1321.105,"end":1321.585,"confidence":0.90944266,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.33255791664123535},{"word":"so","start":1321.585,"end":1322.085,"confidence":0.99774927,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3763856887817383},{"word":"it","start":1322.53,"end":1322.77,"confidence":0.9961409,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.668289303779602},{"word":"does","start":1322.77,"end":1323.17,"confidence":0.9994098,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.650528073310852},{"word":"work","start":1323.17,"end":1323.33,"confidence":0.99891746,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.6685454249382019},{"word":"out","start":1323.33,"end":1323.65,"confidence":0.999099,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.7246338129043579},{"word":"quite","start":1323.65,"end":1323.97,"confidence":0.99960667,"punctuated_word":"quite","sentiment":"positive","sentiment_score":0.6457128524780273},{"word":"good","start":1323.97,"end":1324.47,"confidence":0.99885535,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.530470609664917},{"word":"yeah","start":1327.17,"end":1327.67,"confidence":0.9834801,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16412612795829773},{"word":"if","start":1328.37,"end":1328.61,"confidence":0.7168458,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.19233056902885437},{"word":"we","start":1328.61,"end":1328.85,"confidence":0.9998894,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18327119946479797},{"word":"kind","start":1328.85,"end":1329.09,"confidence":0.9859692,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1849317252635956},{"word":"of","start":1329.09,"end":1329.17,"confidence":0.9993544,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.21276429295539856},{"word":"look","start":1329.17,"end":1329.41,"confidence":0.99854255,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.13218025863170624},{"word":"at","start":1329.41,"end":1329.57,"confidence":0.9671838,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.16629740595817566},{"word":"projecting","start":1329.57,"end":1329.97,"confidence":0.9943982,"punctuated_word":"projecting","sentiment":"neutral","sentiment_score":0.22697028517723083},{"word":"that","start":1329.97,"end":1330.13,"confidence":0.91897863,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24154622852802277},{"word":"forward","start":1330.13,"end":1330.45,"confidence":0.95892906,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.26071515679359436},{"word":"over","start":1330.45,"end":1330.6901,"confidence":0.9962824,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.3001781702041626},{"word":"the","start":1330.6901,"end":1330.77,"confidence":0.9996014,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21744248270988464},{"word":"next","start":1330.77,"end":1331.09,"confidence":0.9996313,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.21179822087287903},{"word":"seven","start":1331.09,"end":1331.41,"confidence":0.9996593,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.2011764496564865},{"word":"years","start":1331.41,"end":1331.73,"confidence":0.93323493,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.2220810204744339},{"word":"if","start":1331.73,"end":1331.89,"confidence":0.99857676,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.27047595381736755},{"word":"the","start":1331.89,"end":1332.13,"confidence":0.99954057,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26802629232406616},{"word":"market","start":1332.13,"end":1332.45,"confidence":0.9988607,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.30120348930358887},{"word":"works","start":1332.45,"end":1332.77,"confidence":0.999203,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.29134660959243774},{"word":"the","start":1332.77,"end":1332.85,"confidence":0.97502035,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3107728958129883},{"word":"way","start":1332.85,"end":1333.01,"confidence":0.99940777,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.3192535936832428},{"word":"it","start":1333.01,"end":1333.17,"confidence":0.9973151,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.25112175941467285},{"word":"does","start":1333.17,"end":1333.33,"confidence":0.5338614,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.2446783185005188},{"word":"and","start":1333.33,"end":1333.49,"confidence":0.3715778,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1969451904296875},{"word":"look","start":1333.57,"end":1333.81,"confidence":0.878387,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.1774764508008957},{"word":"i'll","start":1333.81,"end":1333.89,"confidence":0.9997513,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.04476688802242279},{"word":"be","start":1333.89,"end":1334.05,"confidence":0.9992823,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.00386366993188858},{"word":"honest","start":1334.05,"end":1334.45,"confidence":0.92727745,"punctuated_word":"honest.","sentiment":"neutral","sentiment_score":0.024512168020009995},{"word":"i","start":1334.45,"end":1334.53,"confidence":0.9950547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02960516512393951},{"word":"don't","start":1334.53,"end":1334.77,"confidence":0.99862546,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.05594530701637268},{"word":"expect","start":1334.77,"end":1335.09,"confidence":0.9820972,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.05461689829826355},{"word":"you","start":1335.09,"end":1335.25,"confidence":0.49885798,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2221333086490631},{"word":"to","start":1335.25,"end":1335.465,"confidence":0.89295,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.005818411707878113},{"word":"get","start":1335.5449,"end":1335.625,"confidence":0.9606891,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0029896795749664307},{"word":"12%","start":1335.625,"end":1336.1849,"confidence":0.9989178,"punctuated_word":"12%","sentiment":"neutral","sentiment_score":0.06030888855457306},{"word":"every","start":1336.1849,"end":1336.505,"confidence":0.99961,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.017777130007743835},{"word":"single","start":1336.505,"end":1336.9049,"confidence":0.9995333,"punctuated_word":"single","sentiment":"neutral","sentiment_score":-0.08208387345075607},{"word":"year","start":1336.9049,"end":1337.145,"confidence":0.9997886,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.036368757486343384},{"word":"out","start":1337.145,"end":1337.3049,"confidence":0.9991636,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.07057179510593414},{"word":"of","start":1337.3049,"end":1337.385,"confidence":0.9960859,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06645281612873077},{"word":"this","start":1337.385,"end":1337.625,"confidence":0.99969876,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.053827911615371704},{"word":"portfolio","start":1337.625,"end":1338.125,"confidence":0.8450992,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.06065252423286438},{"word":"but","start":1338.6649,"end":1338.9049,"confidence":0.508093,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.2820003628730774},{"word":"if","start":1338.9049,"end":1339.065,"confidence":0.9993918,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.5373113751411438},{"word":"the","start":1339.065,"end":1339.225,"confidence":0.9995085,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6964293122291565},{"word":"market","start":1339.225,"end":1339.625,"confidence":0.99874926,"punctuated_word":"market","sentiment":"positive","sentiment_score":0.7005618214607239},{"word":"works","start":1339.625,"end":1339.945,"confidence":0.99933916,"punctuated_word":"works","sentiment":"positive","sentiment_score":0.6437237858772278},{"word":"the","start":1339.945,"end":1340.025,"confidence":0.9907951,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7085851430892944},{"word":"way","start":1340.025,"end":1340.265,"confidence":0.99995685,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.683002233505249},{"word":"we","start":1340.265,"end":1340.4249,"confidence":0.99868125,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.6085363626480103},{"word":"want","start":1340.4249,"end":1340.585,"confidence":0.51293075,"punctuated_word":"want","sentiment":"positive","sentiment_score":0.6200892925262451},{"word":"it","start":1340.585,"end":1340.745,"confidence":0.9956821,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.6247411370277405},{"word":"to","start":1340.745,"end":1340.9049,"confidence":0.90906954,"punctuated_word":"to,","sentiment":"positive","sentiment_score":0.45964860916137695},{"word":"if","start":1340.9049,"end":1341.065,"confidence":0.9991351,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.6222226619720459},{"word":"it","start":1341.065,"end":1341.225,"confidence":0.9910048,"punctuated_word":"it,","sentiment":"positive","sentiment_score":0.5502300262451172},{"word":"you","start":1341.225,"end":1341.3049,"confidence":0.99994063,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5101672410964966},{"word":"know","start":1341.3049,"end":1341.625,"confidence":0.9987742,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.4884064793586731},{"word":"keeps","start":1341.625,"end":1341.945,"confidence":0.9618652,"punctuated_word":"keeps","sentiment":"positive","sentiment_score":0.6893768310546875},{"word":"providing","start":1341.945,"end":1342.345,"confidence":0.9996462,"punctuated_word":"providing","sentiment":"positive","sentiment_score":0.7141232490539551},{"word":"great","start":1342.345,"end":1342.6649,"confidence":0.99485564,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.7021815776824951},{"word":"returns","start":1342.6649,"end":1342.985,"confidence":0.99170893,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.794890820980072},{"word":"the","start":1342.985,"end":1343.065,"confidence":0.94063115,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6811399459838867},{"word":"way","start":1343.065,"end":1343.3049,"confidence":0.99927026,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.6763684153556824},{"word":"it","start":1343.3049,"end":1343.385,"confidence":0.99866676,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.7481420040130615},{"word":"has","start":1343.385,"end":1343.705,"confidence":0.9992577,"punctuated_word":"has,","sentiment":"positive","sentiment_score":0.6636689305305481},{"word":"you","start":1343.705,"end":1343.865,"confidence":0.9988753,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7490054368972778},{"word":"could","start":1343.865,"end":1344.105,"confidence":0.99976784,"punctuated_word":"could","sentiment":"positive","sentiment_score":0.5990293025970459},{"word":"end","start":1344.105,"end":1344.265,"confidence":0.9998803,"punctuated_word":"end","sentiment":"positive","sentiment_score":0.6696913838386536},{"word":"up","start":1344.265,"end":1344.345,"confidence":0.99423295,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.6067110896110535},{"word":"with","start":1344.345,"end":1344.585,"confidence":0.99979657,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.6776857972145081},{"word":"about","start":1344.585,"end":1344.825,"confidence":0.9983139,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.6235756278038025},{"word":"$840,000","start":1344.825,"end":1346.4249,"confidence":0.9994896,"punctuated_word":"$840,000","sentiment":"positive","sentiment_score":0.7077832818031311},{"word":"in","start":1346.4249,"end":1346.585,"confidence":0.99940026,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.6461383104324341},{"word":"the","start":1346.585,"end":1346.6649,"confidence":0.9998171,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5177147388458252},{"word":"next","start":1346.6649,"end":1346.9049,"confidence":0.99959797,"punctuated_word":"next","sentiment":"positive","sentiment_score":0.38060224056243896},{"word":"seven","start":1346.9049,"end":1347.3049,"confidence":0.99976367,"punctuated_word":"seven","sentiment":"positive","sentiment_score":0.5369411706924438},{"word":"years","start":1347.3049,"end":1347.8049,"confidence":0.999025,"punctuated_word":"years.","sentiment":"positive","sentiment_score":0.4199790358543396},{"word":"yeah","start":1349.3999,"end":1349.8999,"confidence":0.99965787,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4670499563217163},{"word":"yeah","start":1351.64,"end":1352.14,"confidence":0.99871355,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17383748292922974},{"word":"yeah","start":1355.0,"end":1355.5,"confidence":0.99915755,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011430556885898112},{"word":"yeah","start":1357.0,"end":1357.5,"confidence":0.9974168,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07191944122314453},{"word":"yeah","start":1358.2799,"end":1358.7799,"confidence":0.98721933,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04350417107343674},{"word":"yeah","start":1370.0549,"end":1370.135,"confidence":0.8859627,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03547158092260361},{"word":"yeah","start":1370.135,"end":1370.2949,"confidence":0.83083916,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.013816514052450655},{"word":"nar","start":1370.2949,"end":1370.7949,"confidence":0.68452936,"punctuated_word":"Nar.","sentiment":"neutral","sentiment_score":-0.010696734301745892},{"word":"yeah","start":1373.59,"end":1374.07,"confidence":0.94414675,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.005694620311260223},{"word":"nar","start":1374.07,"end":1374.57,"confidence":0.9153428,"punctuated_word":"Nar.","sentiment":"neutral","sentiment_score":-0.006913401186466217},{"word":"absolutely","start":1375.03,"end":1375.53,"confidence":0.99911475,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.0012659300118684769},{"word":"yeah","start":1376.63,"end":1377.13,"confidence":0.99068,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08696265518665314},{"word":"yeah","start":1389.125,"end":1389.625,"confidence":0.9457124,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0786965936422348},{"word":"so","start":1389.765,"end":1390.005,"confidence":0.99568474,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08561605215072632},{"word":"the","start":1390.005,"end":1390.325,"confidence":0.99506503,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08712972700595856},{"word":"the","start":1390.325,"end":1390.645,"confidence":0.9823945,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0718676969408989},{"word":"sort","start":1390.645,"end":1390.805,"confidence":0.9916646,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.07792042195796967},{"word":"of","start":1390.805,"end":1390.885,"confidence":0.9895104,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07518924027681351},{"word":"things","start":1390.885,"end":1391.205,"confidence":0.9927235,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.09294619411230089},{"word":"i've","start":1391.205,"end":1391.365,"confidence":0.95551395,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.06507673114538193},{"word":"had","start":1391.365,"end":1391.4451,"confidence":0.9975395,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.09608311951160432},{"word":"to","start":1391.4451,"end":1391.525,"confidence":0.5871708,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08820405602455139},{"word":"look","start":1391.525,"end":1391.845,"confidence":0.9933188,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.05773988366127014},{"word":"into","start":1391.845,"end":1392.165,"confidence":0.4788044,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.03146325796842575},{"word":"really","start":1392.165,"end":1392.405,"confidence":0.6445577,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.08162183314561844},{"word":"great","start":1392.405,"end":1392.645,"confidence":0.99427444,"punctuated_word":"great","sentiment":"neutral","sentiment_score":-0.096111997961998},{"word":"questions","start":1392.645,"end":1392.965,"confidence":0.8886239,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":-0.04832957684993744},{"word":"so","start":1392.965,"end":1393.205,"confidence":0.9907312,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.09825093299150468},{"word":"at","start":1393.205,"end":1393.365,"confidence":0.8803694,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1791151612997055},{"word":"the","start":1393.365,"end":1393.445,"confidence":0.99958986,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12533289194107056},{"word":"moment","start":1393.445,"end":1393.845,"confidence":0.993388,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.14243510365486145},{"word":"i","start":1393.845,"end":1393.925,"confidence":0.9998325,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2256007045507431},{"word":"don't","start":1393.925,"end":1394.165,"confidence":0.99992514,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2417045533657074},{"word":"think","start":1394.165,"end":1394.405,"confidence":0.999775,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.226520836353302},{"word":"you","start":1394.405,"end":1394.5651,"confidence":0.9998124,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.20584675669670105},{"word":"are","start":1394.5651,"end":1394.805,"confidence":0.9994405,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.17261448502540588},{"word":"taking","start":1394.805,"end":1395.285,"confidence":0.9994772,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.2701745331287384},{"word":"on","start":1395.285,"end":1395.605,"confidence":0.99911505,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2617799639701843},{"word":"you","start":1395.765,"end":1395.845,"confidence":0.9382944,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2045312225818634},{"word":"know","start":1395.845,"end":1396.085,"confidence":0.9562721,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.19005124270915985},{"word":"i","start":1396.085,"end":1396.165,"confidence":0.9998447,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.25904569029808044},{"word":"don't","start":1396.165,"end":1396.325,"confidence":0.9999568,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.31248611211776733},{"word":"think","start":1396.325,"end":1396.825,"confidence":0.9997297,"punctuated_word":"think","sentiment":"negative","sentiment_score":-0.34790241718292236},{"word":"taking","start":1396.97,"end":1397.21,"confidence":0.9997491,"punctuated_word":"taking","sentiment":"negative","sentiment_score":-0.41254740953445435},{"word":"more","start":1397.21,"end":1397.37,"confidence":0.9973327,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.4478437304496765},{"word":"risk","start":1397.37,"end":1397.6901,"confidence":0.97702956,"punctuated_word":"risk","sentiment":"negative","sentiment_score":-0.45252493023872375},{"word":"feels","start":1397.6901,"end":1398.01,"confidence":0.98374593,"punctuated_word":"feels","sentiment":"negative","sentiment_score":-0.4079598486423493},{"word":"very","start":1398.01,"end":1398.25,"confidence":0.9975744,"punctuated_word":"very","sentiment":"negative","sentiment_score":-0.42167598009109497},{"word":"comfortable","start":1398.25,"end":1398.5701,"confidence":0.99867994,"punctuated_word":"comfortable","sentiment":"negative","sentiment_score":-0.45280787348747253},{"word":"for","start":1398.5701,"end":1398.73,"confidence":0.96574956,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.35955002903938293},{"word":"where","start":1398.73,"end":1398.89,"confidence":0.98706067,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.32093513011932373},{"word":"you're","start":1398.89,"end":1399.05,"confidence":0.9881672,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.26478850841522217},{"word":"at","start":1399.05,"end":1399.21,"confidence":0.994498,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":-0.2353993058204651},{"word":"i","start":1399.21,"end":1399.29,"confidence":0.99976057,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1969335973262787},{"word":"think","start":1399.29,"end":1399.4501,"confidence":0.9995239,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.2222761511802673},{"word":"putting","start":1399.4501,"end":1399.61,"confidence":0.99795353,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.17550401389598846},{"word":"a","start":1399.61,"end":1399.77,"confidence":0.99907035,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16378530859947205},{"word":"bit","start":1399.77,"end":1399.93,"confidence":0.9998374,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1591334342956543},{"word":"more","start":1399.93,"end":1400.01,"confidence":0.99941444,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.17495225369930267},{"word":"money","start":1400.01,"end":1400.33,"confidence":0.999718,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.1038016676902771},{"word":"into","start":1400.33,"end":1400.49,"confidence":0.99953604,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.0764826238155365},{"word":"the","start":1400.49,"end":1400.65,"confidence":0.9988164,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02476765215396881},{"word":"market","start":1400.65,"end":1400.97,"confidence":0.99905807,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.02431720495223999},{"word":"is","start":1400.97,"end":1401.13,"confidence":0.9978892,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.12794063985347748},{"word":"probably","start":1401.13,"end":1401.63,"confidence":0.9991978,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.0969422608613968},{"word":"a","start":1401.77,"end":1401.93,"confidence":0.99979407,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1542794406414032},{"word":"little","start":1401.93,"end":1402.17,"confidence":0.9999292,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.10431411862373352},{"word":"bit","start":1402.17,"end":1402.33,"confidence":0.99871135,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.13078530132770538},{"word":"more","start":1402.33,"end":1402.5701,"confidence":0.99986184,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.15616390109062195},{"word":"comfortable","start":1402.5701,"end":1403.05,"confidence":0.9997322,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.15366579592227936},{"word":"for","start":1403.05,"end":1403.29,"confidence":0.99989414,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.09931270778179167},{"word":"you","start":1403.29,"end":1403.79,"confidence":0.99989945,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.11888547241687776},{"word":"one","start":1404.01,"end":1404.17,"confidence":0.69420666,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.024778366088867188},{"word":"of","start":1404.17,"end":1404.33,"confidence":0.999915,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03061635047197342},{"word":"the","start":1404.33,"end":1404.41,"confidence":0.9994809,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.033906690776348114},{"word":"things","start":1404.41,"end":1404.73,"confidence":0.9998795,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.06388857960700989},{"word":"we","start":1404.73,"end":1404.89,"confidence":0.99942696,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05719952657818794},{"word":"do","start":1404.89,"end":1405.05,"confidence":0.9978715,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05379760265350342},{"word":"tend","start":1405.05,"end":1405.37,"confidence":0.9843262,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.08141659200191498},{"word":"to","start":1405.37,"end":1405.4501,"confidence":0.9966838,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0270327627658844},{"word":"look","start":1405.4501,"end":1405.61,"confidence":0.9997775,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.021006211638450623},{"word":"at","start":1405.61,"end":1405.85,"confidence":0.999511,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.016501575708389282},{"word":"is","start":1405.85,"end":1406.01,"confidence":0.9997193,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03523702546954155},{"word":"what's","start":1406.01,"end":1406.25,"confidence":0.9987833,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.05749453604221344},{"word":"called","start":1406.25,"end":1406.41,"confidence":0.9993389,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.06344979256391525},{"word":"the","start":1406.41,"end":1406.5701,"confidence":0.9949544,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.050180718302726746},{"word":"vix","start":1406.5701,"end":1406.89,"confidence":0.993822,"punctuated_word":"VIX","sentiment":"neutral","sentiment_score":0.03130990266799927},{"word":"index","start":1406.89,"end":1407.21,"confidence":0.735131,"punctuated_word":"index,","sentiment":"neutral","sentiment_score":0.03737623244524002},{"word":"and","start":1407.21,"end":1407.37,"confidence":0.9927247,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05533760040998459},{"word":"that","start":1407.37,"end":1407.53,"confidence":0.9970745,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04633050411939621},{"word":"essentially","start":1407.53,"end":1408.03,"confidence":0.99284196,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.053373146802186966},{"word":"shows","start":1408.09,"end":1408.59,"confidence":0.9990434,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.0274435430765152},{"word":"the","start":1409.37,"end":1409.77,"confidence":0.99087536,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.027582798153162003},{"word":"expected","start":1409.77,"end":1410.25,"confidence":0.99661595,"punctuated_word":"expected","sentiment":"neutral","sentiment_score":0.04398711025714874},{"word":"volatility","start":1410.25,"end":1410.75,"confidence":0.99983585,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":0.014851324260234833},{"word":"that","start":1410.89,"end":1411.305,"confidence":0.9996598,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02093559503555298},{"word":"markets","start":1411.545,"end":1411.785,"confidence":0.9875711,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.04689685255289078},{"word":"are","start":1411.785,"end":1412.025,"confidence":0.997241,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0031149908900260925},{"word":"gonna","start":1412.025,"end":1412.265,"confidence":0.9982772,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.009120330214500427},{"word":"the","start":1412.5851,"end":1412.665,"confidence":0.73227775,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010847873985767365},{"word":"markets","start":1412.665,"end":1413.145,"confidence":0.90731674,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.020067788660526276},{"word":"expect","start":1413.145,"end":1413.4651,"confidence":0.9988512,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.0039355456829071045},{"word":"to","start":1413.4651,"end":1413.7051,"confidence":0.99825376,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.012726716697216034},{"word":"feel","start":1413.7051,"end":1414.2051,"confidence":0.7570859,"punctuated_word":"feel.","sentiment":"neutral","sentiment_score":0.014122311025857924},{"word":"and","start":1414.3451,"end":1414.5851,"confidence":0.999418,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03430871665477753},{"word":"it","start":1414.5851,"end":1414.745,"confidence":0.96490645,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.027066197246313095},{"word":"sort","start":1414.745,"end":1414.905,"confidence":0.78176296,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.031544700264930725},{"word":"of","start":1414.905,"end":1415.385,"confidence":0.9065411,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.02357461303472519},{"word":"yeah","start":1415.385,"end":1415.785,"confidence":0.9911401,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.032598428428173065},{"word":"sort","start":1415.785,"end":1416.025,"confidence":0.9548389,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.023006301373243332},{"word":"of","start":1416.025,"end":1416.185,"confidence":0.9994344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.030691824853420258},{"word":"looks","start":1416.185,"end":1416.425,"confidence":0.99394035,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.02571360394358635},{"word":"at","start":1416.425,"end":1416.745,"confidence":0.9920832,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02687865123152733},{"word":"how","start":1416.745,"end":1416.9851,"confidence":0.99970275,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.017002996057271957},{"word":"we","start":1416.9851,"end":1417.2251,"confidence":0.99976534,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03160715848207474},{"word":"expect","start":1417.2251,"end":1417.4651,"confidence":0.99889696,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":0.0026775002479553223},{"word":"the","start":1417.4651,"end":1417.625,"confidence":0.99866533,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.009248904883861542},{"word":"s","start":1417.625,"end":1417.785,"confidence":0.95338935,"punctuated_word":"S","sentiment":"neutral","sentiment_score":0.003902837634086609},{"word":"and","start":1417.785,"end":1417.8651,"confidence":0.98440623,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.012865088880062103},{"word":"p","start":1417.8651,"end":1418.185,"confidence":0.9991239,"punctuated_word":"P","sentiment":"neutral","sentiment_score":0.013975955545902252},{"word":"500","start":1418.185,"end":1418.745,"confidence":0.80475485,"punctuated_word":"500,","sentiment":"neutral","sentiment_score":0.024469807744026184},{"word":"the","start":1418.745,"end":1418.9851,"confidence":0.8495557,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02107640728354454},{"word":"top","start":1418.9851,"end":1419.2251,"confidence":0.9932869,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.05476108938455582},{"word":"500","start":1419.2251,"end":1419.7051,"confidence":0.9993534,"punctuated_word":"500","sentiment":"neutral","sentiment_score":0.04935155808925629},{"word":"companies","start":1419.7051,"end":1420.185,"confidence":0.97712713,"punctuated_word":"companies","sentiment":"neutral","sentiment_score":0.04746291413903237},{"word":"in","start":1420.185,"end":1420.265,"confidence":0.9439072,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.025968629866838455},{"word":"the","start":1420.265,"end":1420.425,"confidence":0.8595041,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.021003343164920807},{"word":"us","start":1420.425,"end":1420.665,"confidence":0.8086046,"punctuated_word":"US,","sentiment":"neutral","sentiment_score":0.0303978081792593},{"word":"to","start":1420.665,"end":1420.8251,"confidence":0.9575251,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.017684638500213623},{"word":"sort","start":1420.8251,"end":1420.9851,"confidence":0.9941309,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.00433417409658432},{"word":"of","start":1420.9851,"end":1421.145,"confidence":0.9992901,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.011118002235889437},{"word":"react","start":1421.145,"end":1421.4651,"confidence":0.9926092,"punctuated_word":"react","sentiment":"neutral","sentiment_score":0.0028823837637901306},{"word":"and","start":1421.4651,"end":1421.785,"confidence":0.74554557,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.004301130771636963},{"word":"the","start":1421.785,"end":1422.025,"confidence":0.997421,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.004507288336753845},{"word":"kind","start":1422.025,"end":1422.185,"confidence":0.99311006,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.027601085603237152},{"word":"of","start":1422.185,"end":1422.3451,"confidence":0.9983126,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02768629416823387},{"word":"volatility","start":1422.3451,"end":1422.8451,"confidence":0.9998468,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":-0.013750888407230375},{"word":"we","start":1422.9851,"end":1423.145,"confidence":0.99159664,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.01588553935289383},{"word":"might","start":1423.145,"end":1423.385,"confidence":0.9997962,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.023253608494997025},{"word":"be","start":1423.385,"end":1423.545,"confidence":0.99931026,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.016046911478042603},{"word":"seeing","start":1423.545,"end":1424.045,"confidence":0.9979975,"punctuated_word":"seeing.","sentiment":"neutral","sentiment_score":-0.014093682169914246},{"word":"when","start":1424.1499,"end":1424.3899,"confidence":0.99967253,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.015306517481803894},{"word":"we","start":1424.3899,"end":1424.5499,"confidence":0.99993503,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.008473142981529236},{"word":"sort","start":1424.5499,"end":1424.71,"confidence":0.9906612,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.014611322432756424},{"word":"of","start":1424.71,"end":1424.87,"confidence":0.9989667,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.009256359189748764},{"word":"look","start":1424.87,"end":1425.0299,"confidence":0.9982547,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.021188080310821533},{"word":"at","start":1425.0299,"end":1425.19,"confidence":0.99964046,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.021680720150470737},{"word":"the","start":1425.19,"end":1425.35,"confidence":0.9996087,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03282954543828964},{"word":"vix","start":1425.35,"end":1425.6699,"confidence":0.9827503,"punctuated_word":"VIX","sentiment":"neutral","sentiment_score":0.03263963758945465},{"word":"index","start":1425.6699,"end":1425.99,"confidence":0.8531298,"punctuated_word":"index","sentiment":"neutral","sentiment_score":0.04286528378725052},{"word":"at","start":1425.99,"end":1426.1499,"confidence":0.9861937,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.007344480603933334},{"word":"the","start":1426.1499,"end":1426.3099,"confidence":0.9995647,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024781610816717148},{"word":"moment","start":1426.3099,"end":1426.63,"confidence":0.9985803,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.058921635150909424},{"word":"it's","start":1426.63,"end":1426.95,"confidence":0.99955237,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.0663590282201767},{"word":"sitting","start":1426.95,"end":1427.19,"confidence":0.9996458,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.07770155370235443},{"word":"at","start":1427.19,"end":1427.35,"confidence":0.99013793,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07094316184520721},{"word":"about","start":1427.35,"end":1427.6699,"confidence":0.99944454,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0540265254676342},{"word":"24.93%","start":1427.6699,"end":1429.85,"confidence":0.98575896,"punctuated_word":"24.93%.","sentiment":"neutral","sentiment_score":0.08340762555599213},{"word":"so","start":1429.9099,"end":1430.4099,"confidence":0.9997209,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03738357126712799},{"word":"that","start":1430.63,"end":1430.95,"confidence":0.9993586,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03511422872543335},{"word":"sort","start":1430.95,"end":1431.11,"confidence":0.9941894,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.02389233559370041},{"word":"of","start":1431.11,"end":1431.35,"confidence":0.8000017,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0370834618806839},{"word":"shows","start":1431.35,"end":1431.83,"confidence":0.96343464,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.027382351458072662},{"word":"that","start":1431.83,"end":1432.23,"confidence":0.9983966,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01959259808063507},{"word":"anything","start":1432.23,"end":1432.71,"confidence":0.998126,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.011411130428314207},{"word":"over","start":1432.71,"end":1433.0299,"confidence":0.99990654,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.0015186890959739685},{"word":"20","start":1433.0299,"end":1433.5299,"confidence":0.9995679,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.050905659794807434},{"word":"means","start":1433.59,"end":1433.83,"confidence":0.99195004,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.023996226489543915},{"word":"that","start":1433.83,"end":1434.07,"confidence":0.76716614,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.022357217967510223},{"word":"over","start":1434.07,"end":1434.23,"confidence":0.98990506,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.003180272877216339},{"word":"the","start":1434.23,"end":1434.3899,"confidence":0.9997243,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02292522042989731},{"word":"next","start":1434.3899,"end":1434.63,"confidence":0.99945754,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.04009729623794556},{"word":"thirty","start":1434.63,"end":1434.87,"confidence":0.99975544,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":0.012722857296466827},{"word":"days","start":1434.87,"end":1435.11,"confidence":0.96118844,"punctuated_word":"days,","sentiment":"neutral","sentiment_score":-0.01031605526804924},{"word":"we","start":1435.11,"end":1435.2699,"confidence":0.99979347,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.034398920834064484},{"word":"are","start":1435.2699,"end":1435.5099,"confidence":0.99905473,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.07644444704055786},{"word":"expecting","start":1435.5099,"end":1435.83,"confidence":0.9991571,"punctuated_word":"expecting","sentiment":"neutral","sentiment_score":-0.0906943380832672},{"word":"a","start":1435.83,"end":1435.99,"confidence":0.99935657,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09387339651584624},{"word":"bit","start":1435.99,"end":1436.1499,"confidence":0.9996817,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.09228914231061935},{"word":"of","start":1436.1499,"end":1436.23,"confidence":0.9944812,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1546313464641571},{"word":"volatility","start":1436.23,"end":1436.73,"confidence":0.99800074,"punctuated_word":"volatility.","sentiment":"neutral","sentiment_score":-0.1115136742591858},{"word":"we","start":1436.87,"end":1437.0299,"confidence":0.9994704,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.05251866206526756},{"word":"expect","start":1437.0299,"end":1437.5299,"confidence":0.9954318,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.1049434244632721},{"word":"investors","start":1437.59,"end":1438.09,"confidence":0.9972138,"punctuated_word":"investors","sentiment":"neutral","sentiment_score":-0.08354083448648453},{"word":"to","start":1438.1499,"end":1438.3099,"confidence":0.99984086,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07990427315235138},{"word":"be","start":1438.3099,"end":1438.635,"confidence":0.99971086,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0714285671710968},{"word":"moving","start":1438.795,"end":1439.115,"confidence":0.9999058,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":-0.05701833963394165},{"word":"money","start":1439.115,"end":1439.435,"confidence":0.9998988,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.05824796110391617},{"word":"around","start":1439.435,"end":1439.755,"confidence":0.99814415,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.03888191282749176},{"word":"on","start":1439.755,"end":1439.835,"confidence":0.9987888,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0469663068652153},{"word":"a","start":1439.835,"end":1439.995,"confidence":0.9996675,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05520579218864441},{"word":"much","start":1439.995,"end":1440.235,"confidence":0.99991834,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.04657445102930069},{"word":"more","start":1440.235,"end":1440.475,"confidence":0.99929965,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.030255194753408432},{"word":"regular","start":1440.475,"end":1440.795,"confidence":0.99971205,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":-0.013328596949577332},{"word":"basis","start":1440.795,"end":1441.1951,"confidence":0.9240427,"punctuated_word":"basis,","sentiment":"neutral","sentiment_score":-0.017337482422590256},{"word":"and","start":1441.1951,"end":1441.355,"confidence":0.98613936,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01842189021408558},{"word":"we","start":1441.355,"end":1441.515,"confidence":0.9992181,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.02215510793030262},{"word":"expect","start":1441.515,"end":1441.835,"confidence":0.99928266,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.038779836148023605},{"word":"the","start":1441.835,"end":1442.075,"confidence":0.9947107,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09354238212108612},{"word":"s","start":1442.075,"end":1442.155,"confidence":0.9222174,"punctuated_word":"S","sentiment":"neutral","sentiment_score":-0.06853301078081131},{"word":"and","start":1442.155,"end":1442.3151,"confidence":0.9939349,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07601797580718994},{"word":"p","start":1442.3151,"end":1442.555,"confidence":0.9991862,"punctuated_word":"P","sentiment":"neutral","sentiment_score":-0.053909458220005035},{"word":"500","start":1442.555,"end":1443.115,"confidence":0.9998138,"punctuated_word":"500","sentiment":"neutral","sentiment_score":-0.062340039759874344},{"word":"to","start":1443.115,"end":1443.1951,"confidence":0.9997893,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1167747974395752},{"word":"be","start":1443.1951,"end":1443.435,"confidence":0.99980015,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10405196994543076},{"word":"more","start":1443.435,"end":1443.595,"confidence":0.99993026,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.08569931238889694},{"word":"volatile","start":1443.595,"end":1444.095,"confidence":0.999589,"punctuated_word":"volatile.","sentiment":"neutral","sentiment_score":-0.03515009582042694},{"word":"anything","start":1444.555,"end":1445.035,"confidence":0.99971837,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":0.12260954082012177},{"word":"under","start":1445.035,"end":1445.355,"confidence":0.99981457,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.09111790359020232},{"word":"that","start":1445.355,"end":1445.595,"confidence":0.9993961,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06875570118427277},{"word":"20","start":1445.595,"end":1446.095,"confidence":0.747166,"punctuated_word":"20,","sentiment":"neutral","sentiment_score":0.11034870147705078},{"word":"tends","start":1446.635,"end":1446.955,"confidence":0.9994326,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":0.06273841857910156},{"word":"to","start":1446.955,"end":1447.115,"confidence":0.99978346,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07101902365684509},{"word":"be","start":1447.115,"end":1447.275,"confidence":0.99976534,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10106321424245834},{"word":"where","start":1447.275,"end":1447.515,"confidence":0.9991215,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.03760281205177307},{"word":"we","start":1447.515,"end":1447.675,"confidence":0.9991485,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13231651484966278},{"word":"see","start":1447.675,"end":1447.835,"confidence":0.99929607,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.115541972219944},{"word":"a","start":1447.835,"end":1447.915,"confidence":0.99985707,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24844758212566376},{"word":"lot","start":1447.915,"end":1448.155,"confidence":0.9998387,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.2799068093299866},{"word":"more","start":1448.155,"end":1448.395,"confidence":0.9995765,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.17062395811080933},{"word":"stability","start":1448.395,"end":1448.895,"confidence":0.8824053,"punctuated_word":"stability,","sentiment":"neutral","sentiment_score":0.1412548869848251},{"word":"and","start":1449.035,"end":1449.275,"confidence":0.9991757,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07465643435716629},{"word":"it","start":1449.275,"end":1449.515,"confidence":0.99987555,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03452056646347046},{"word":"has","start":1449.515,"end":1449.755,"confidence":0.99990535,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.02496939897537231},{"word":"been","start":1449.755,"end":1450.155,"confidence":0.9990631,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.014408543705940248},{"word":"very","start":1450.155,"end":1450.555,"confidence":0.9801108,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.02586570382118225},{"word":"up","start":1450.555,"end":1450.715,"confidence":0.9987741,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.022431254386901855},{"word":"and","start":1450.715,"end":1451.035,"confidence":0.99975675,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07442254573106766},{"word":"down","start":1451.035,"end":1451.515,"confidence":0.976953,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.00943886861205101},{"word":"so","start":1451.515,"end":1451.915,"confidence":0.9996105,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08071956038475037},{"word":"when","start":1451.915,"end":1452.155,"confidence":0.79702973,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.09284095466136932},{"word":"i","start":1452.155,"end":1452.235,"confidence":0.98744696,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09679795801639555},{"word":"sort","start":1452.235,"end":1452.475,"confidence":0.9474644,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1096099093556404},{"word":"of","start":1452.475,"end":1452.635,"confidence":0.6913041,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1150866001844406},{"word":"look","start":1452.635,"end":1452.795,"confidence":0.984932,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07633702456951141},{"word":"at","start":1452.795,"end":1452.875,"confidence":0.9983191,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11246538907289504},{"word":"how","start":1452.875,"end":1453.115,"confidence":0.99913186,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.09063152968883514},{"word":"it","start":1453.115,"end":1453.1951,"confidence":0.9890619,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09499366581439972},{"word":"went","start":1453.1951,"end":1453.355,"confidence":0.999463,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.143994078040123},{"word":"because","start":1453.515,"end":1453.755,"confidence":0.9966336,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.10638689994812012},{"word":"it","start":1453.755,"end":1454.01,"confidence":0.48992118,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15276506543159485},{"word":"the","start":1454.09,"end":1454.25,"confidence":0.43144608,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14919202029705048},{"word":"vix","start":1454.25,"end":1454.5701,"confidence":0.9611226,"punctuated_word":"VIX","sentiment":"neutral","sentiment_score":0.08799655735492706},{"word":"index","start":1454.5701,"end":1454.97,"confidence":0.9205044,"punctuated_word":"index","sentiment":"neutral","sentiment_score":0.0796985924243927},{"word":"kinda","start":1454.97,"end":1455.29,"confidence":0.62396556,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.11941437423229218},{"word":"works","start":1455.29,"end":1455.61,"confidence":0.9972299,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.12365840375423431},{"word":"with","start":1455.61,"end":1455.85,"confidence":0.99979943,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06445298343896866},{"word":"the","start":1455.85,"end":1456.01,"confidence":0.99942136,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.0301496684551239},{"word":"us","start":1456.01,"end":1456.33,"confidence":0.99974436,"punctuated_word":"US","sentiment":"neutral","sentiment_score":0.053284354507923126},{"word":"market","start":1456.33,"end":1456.83,"confidence":0.836039,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.06675393879413605},{"word":"but","start":1457.6901,"end":1457.93,"confidence":0.6212524,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.06912848353385925},{"word":"it","start":1457.93,"end":1458.09,"confidence":0.9995795,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.12701478600502014},{"word":"went","start":1458.09,"end":1458.33,"confidence":0.99867,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.14458857476711273},{"word":"up","start":1458.33,"end":1458.5701,"confidence":0.98343325,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.20028799772262573},{"word":"with","start":1458.5701,"end":1458.89,"confidence":0.5497617,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1290590912103653},{"word":"yesterday","start":1458.89,"end":1459.39,"confidence":0.6005868,"punctuated_word":"yesterday","sentiment":"neutral","sentiment_score":0.1568063497543335},{"word":"at","start":1459.6901,"end":1460.17,"confidence":0.8729774,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14699362218379974},{"word":"the","start":1460.25,"end":1460.49,"confidence":0.99934775,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14901572465896606},{"word":"height","start":1460.49,"end":1460.81,"confidence":0.9794709,"punctuated_word":"height","sentiment":"neutral","sentiment_score":0.22820138931274417},{"word":"of","start":1460.81,"end":1460.89,"confidence":0.99847704,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1554638296365738},{"word":"it","start":1460.89,"end":1461.13,"confidence":0.92576784,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.1392042338848114},{"word":"it","start":1461.13,"end":1461.21,"confidence":0.9979963,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.14986228942871094},{"word":"was","start":1461.21,"end":1461.45,"confidence":0.9996742,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.11479800939559937},{"word":"about","start":1461.45,"end":1461.93,"confidence":0.99896216,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1313001960515976},{"word":"25.61%","start":1461.93,"end":1464.1901,"confidence":0.99257535,"punctuated_word":"25.61%.","sentiment":"neutral","sentiment_score":0.15111207962036133},{"word":"so","start":1464.33,"end":1464.83,"confidence":0.99964035,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10638750344514848},{"word":"it","start":1465.05,"end":1465.29,"confidence":0.9984894,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13013383746147156},{"word":"did","start":1465.29,"end":1465.53,"confidence":0.999099,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.19755730032920835},{"word":"go","start":1465.53,"end":1465.6901,"confidence":0.9998191,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1989746391773224},{"word":"as","start":1465.6901,"end":1465.93,"confidence":0.998075,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.20320925116539},{"word":"high","start":1465.93,"end":1466.09,"confidence":0.9965963,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.18799735605716705},{"word":"as","start":1466.09,"end":1466.25,"confidence":0.9947641,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.22847603261470795},{"word":"'25","start":1466.25,"end":1466.81,"confidence":0.9997736,"punctuated_word":"'25","sentiment":"neutral","sentiment_score":0.1640644669532776},{"word":"to","start":1466.81,"end":1466.97,"confidence":0.9980379,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1325816959142685},{"word":"'26","start":1466.97,"end":1467.795,"confidence":0.99981,"punctuated_word":"'26","sentiment":"neutral","sentiment_score":0.1585041582584381},{"word":"and","start":1467.875,"end":1468.035,"confidence":0.99982077,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09354637563228609},{"word":"then","start":1468.035,"end":1468.275,"confidence":0.9997248,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.058774352073669434},{"word":"down","start":1468.275,"end":1468.5951,"confidence":0.99954766,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.05311635136604309},{"word":"to","start":1468.5951,"end":1468.8351,"confidence":0.9988978,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04972590133547783},{"word":"sort","start":1468.8351,"end":1468.995,"confidence":0.9712884,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04550117999315262},{"word":"of","start":1468.995,"end":1469.155,"confidence":0.8418345,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0757356733083725},{"word":"24","start":1469.155,"end":1469.9751,"confidence":0.9648089,"punctuated_word":"24.","sentiment":"neutral","sentiment_score":0.05906068533658981},{"word":"it","start":1470.275,"end":1470.435,"confidence":0.9990533,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.002084076404571533},{"word":"did","start":1470.435,"end":1470.675,"confidence":0.9954941,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.01440100371837616},{"word":"go","start":1470.675,"end":1470.995,"confidence":0.99318635,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.05698256194591522},{"word":"lower","start":1470.995,"end":1471.235,"confidence":0.99545777,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.001242995262145996},{"word":"to","start":1471.235,"end":1471.4751,"confidence":0.8934841,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.028578758239746097},{"word":"about","start":1471.4751,"end":1471.7151,"confidence":0.9892195,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.0006244033575057983},{"word":"24.25","start":1471.7151,"end":1472.995,"confidence":0.9920379,"punctuated_word":"24.25,","sentiment":"neutral","sentiment_score":0.015988536179065704},{"word":"but","start":1472.995,"end":1473.3151,"confidence":0.9967926,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0006301254034042358},{"word":"24.22","start":1473.3151,"end":1474.915,"confidence":0.9991506,"punctuated_word":"24.22","sentiment":"neutral","sentiment_score":0.03725198283791542},{"word":"is","start":1474.915,"end":1475.0751,"confidence":0.99681383,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.00044733285903930664},{"word":"where","start":1475.0751,"end":1475.3151,"confidence":0.93664974,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.0078277587890625},{"word":"it's","start":1475.3151,"end":1475.4751,"confidence":0.7312708,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.017561983317136765},{"word":"static","start":1475.4751,"end":1475.9751,"confidence":0.32497033,"punctuated_word":"static","sentiment":"neutral","sentiment_score":0.021578609943389893},{"word":"close","start":1476.035,"end":1476.535,"confidence":0.59926623,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.034763120114803314},{"word":"in","start":1477.0751,"end":1477.395,"confidence":0.58451253,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.029553048312664032},{"word":"us","start":1477.395,"end":1477.635,"confidence":0.9058382,"punctuated_word":"US","sentiment":"neutral","sentiment_score":0.009218275547027588},{"word":"time","start":1477.635,"end":1477.9551,"confidence":0.9981187,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.02293187379837036},{"word":"yesterday","start":1477.9551,"end":1478.4551,"confidence":0.9571785,"punctuated_word":"yesterday.","sentiment":"neutral","sentiment_score":0.00980447232723236},{"word":"so","start":1478.675,"end":1479.175,"confidence":0.9997546,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07620660215616226},{"word":"it","start":1479.235,"end":1479.395,"confidence":0.99865997,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.15121936798095703},{"word":"is","start":1479.395,"end":1479.635,"confidence":0.9997631,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2570405602455139},{"word":"still","start":1479.635,"end":1479.875,"confidence":0.9993631,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.25356918573379517},{"word":"showing","start":1479.875,"end":1480.1951,"confidence":0.9998159,"punctuated_word":"showing","sentiment":"neutral","sentiment_score":-0.22606047987937927},{"word":"a","start":1480.1951,"end":1480.275,"confidence":0.9997031,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.29866886138916016},{"word":"bit","start":1480.275,"end":1480.435,"confidence":0.99985564,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.3071063160896301},{"word":"of","start":1480.435,"end":1480.5951,"confidence":0.9983841,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.39879629015922546},{"word":"volatility","start":1480.5951,"end":1481.0951,"confidence":0.9994004,"punctuated_word":"volatility","sentiment":"negative","sentiment_score":-0.3761605322360992},{"word":"out","start":1481.3151,"end":1481.4751,"confidence":0.9993168,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.4450510442256927},{"word":"there","start":1481.4751,"end":1481.97,"confidence":0.966985,"punctuated_word":"there.","sentiment":"negative","sentiment_score":-0.4036182463169098},{"word":"and","start":1482.0499,"end":1482.37,"confidence":0.9999007,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.16416656970977783},{"word":"because","start":1482.37,"end":1482.69,"confidence":0.99926025,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.15546870231628418},{"word":"you","start":1482.69,"end":1483.01,"confidence":0.9999329,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19678080081939697},{"word":"are","start":1483.01,"end":1483.33,"confidence":0.9998487,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.14824099838733673},{"word":"closer","start":1483.33,"end":1483.73,"confidence":0.9933001,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":-0.08163756132125854},{"word":"to","start":1483.73,"end":1483.97,"confidence":0.9990356,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02161407470703125},{"word":"accessing","start":1483.97,"end":1484.47,"confidence":0.99920076,"punctuated_word":"accessing","sentiment":"neutral","sentiment_score":-0.13122905790805817},{"word":"super","start":1484.61,"end":1485.11,"confidence":0.78054595,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.10205969959497452},{"word":"taking","start":1486.0499,"end":1486.53,"confidence":0.50637436,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.23111656308174133},{"word":"on","start":1486.53,"end":1486.69,"confidence":0.96672165,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.27685460448265076},{"word":"more","start":1486.69,"end":1486.9299,"confidence":0.9994815,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.28529995679855347},{"word":"risk","start":1486.9299,"end":1487.4099,"confidence":0.9785655,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.2522459924221039},{"word":"does","start":1487.4099,"end":1487.73,"confidence":0.9977018,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.2570416331291199},{"word":"mean","start":1487.73,"end":1487.97,"confidence":0.9997454,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.1551022827625275},{"word":"that","start":1487.97,"end":1488.21,"confidence":0.9998135,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15950293838977814},{"word":"you","start":1488.21,"end":1488.69,"confidence":0.9666062,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1902933418750763},{"word":"risk","start":1488.69,"end":1488.9299,"confidence":0.95966685,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.22153666615486145},{"word":"in","start":1488.9299,"end":1489.09,"confidence":0.9745103,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1926911175251007},{"word":"the","start":1489.09,"end":1489.25,"confidence":0.99977034,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14082595705986023},{"word":"event","start":1489.25,"end":1489.49,"confidence":0.9758782,"punctuated_word":"event","sentiment":"neutral","sentiment_score":-0.1522621214389801},{"word":"that","start":1489.49,"end":1489.65,"confidence":0.9980202,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11140580475330351},{"word":"you","start":1489.65,"end":1489.8099,"confidence":0.9998394,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09662125259637833},{"word":"wanna","start":1489.8099,"end":1490.13,"confidence":0.9979882,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.13919955492019653},{"word":"access","start":1490.13,"end":1490.53,"confidence":0.99943453,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.21543779969215393},{"word":"super","start":1490.53,"end":1490.85,"confidence":0.95547533,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.14090216159820557},{"word":"or","start":1490.85,"end":1491.01,"confidence":0.9553034,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.16413356363773346},{"word":"start","start":1491.01,"end":1491.33,"confidence":0.94103867,"punctuated_word":"start","sentiment":"neutral","sentiment_score":-0.17682205140590668},{"word":"to","start":1491.33,"end":1491.4099,"confidence":0.98082745,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15045912563800812},{"word":"draw","start":1491.4099,"end":1491.73,"confidence":0.9928109,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":-0.2119036763906479},{"word":"out","start":1491.73,"end":1491.89,"confidence":0.8774541,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.1561543047428131},{"word":"money","start":1491.89,"end":1492.13,"confidence":0.99963915,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.1960050463676453},{"word":"that","start":1492.13,"end":1492.37,"confidence":0.65015733,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13049405813217163},{"word":"it","start":1492.37,"end":1492.53,"confidence":0.5082218,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1839316189289093},{"word":"could","start":1492.53,"end":1492.69,"confidence":0.9996575,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.25636863708496094},{"word":"be","start":1492.69,"end":1492.85,"confidence":0.99961483,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.20664706826210025},{"word":"a","start":1492.85,"end":1493.01,"confidence":0.9956519,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2391141802072525},{"word":"downtime","start":1493.01,"end":1493.51,"confidence":0.9801947,"punctuated_word":"downtime.","sentiment":"neutral","sentiment_score":-0.23976516723632812},{"word":"so","start":1493.73,"end":1494.23,"confidence":0.9997451,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08381496369838715},{"word":"i","start":1494.45,"end":1494.53,"confidence":0.9898074,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16647344827651978},{"word":"think","start":1494.53,"end":1494.85,"confidence":0.9997774,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.14940489828586578},{"word":"for","start":1494.85,"end":1495.09,"confidence":0.8449009,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19568009674549103},{"word":"where","start":1495.09,"end":1495.33,"confidence":0.99565303,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.09835954010486604},{"word":"you","start":1495.33,"end":1495.4099,"confidence":0.99954164,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2786598801612854},{"word":"are","start":1495.4099,"end":1495.65,"confidence":0.98862016,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2276080995798111},{"word":"at","start":1495.65,"end":1495.73,"confidence":0.9917156,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.19263222813606265},{"word":"the","start":1495.73,"end":1495.89,"confidence":0.9985934,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3182593286037445},{"word":"moment","start":1495.89,"end":1496.39,"confidence":0.9949787,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.28825104236602783},{"word":"the","start":1496.7949,"end":1496.955,"confidence":0.99969256,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3493887186050415},{"word":"way","start":1496.955,"end":1497.455,"confidence":0.99994874,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.4603948891162872},{"word":"you","start":1497.595,"end":1497.9149,"confidence":0.9854769,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.45475518703460693},{"word":"the","start":1497.995,"end":1498.155,"confidence":0.99274546,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4137834012508392},{"word":"conversations","start":1498.155,"end":1498.655,"confidence":0.9958539,"punctuated_word":"conversations","sentiment":"positive","sentiment_score":0.35954374074935913},{"word":"that","start":1498.715,"end":1498.955,"confidence":0.9998325,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4651237726211548},{"word":"we","start":1498.955,"end":1499.195,"confidence":0.99993145,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4744967222213745},{"word":"have","start":1499.195,"end":1499.4349,"confidence":0.99953866,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4864152073860169},{"word":"definitely","start":1499.4349,"end":1499.9149,"confidence":0.9973673,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.4113471210002899},{"word":"had","start":1499.9149,"end":1500.315,"confidence":0.9949032,"punctuated_word":"had,","sentiment":"positive","sentiment_score":0.35037773847579956},{"word":"i","start":1500.315,"end":1500.475,"confidence":0.99967146,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4700273871421814},{"word":"feel","start":1500.475,"end":1500.635,"confidence":0.9899188,"punctuated_word":"feel","sentiment":"positive","sentiment_score":0.461635559797287},{"word":"like","start":1500.635,"end":1500.875,"confidence":0.9800458,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.5369277596473694},{"word":"this","start":1500.875,"end":1501.115,"confidence":0.99872714,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.629228949546814},{"word":"portfolio","start":1501.115,"end":1501.615,"confidence":0.99964654,"punctuated_word":"portfolio","sentiment":"positive","sentiment_score":0.4420336186885834},{"word":"is","start":1501.755,"end":1502.075,"confidence":0.9691566,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.652377188205719},{"word":"very","start":1502.075,"end":1502.395,"confidence":0.9976,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.6548104286193848},{"word":"much","start":1502.395,"end":1502.895,"confidence":0.99995637,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.6316701769828796},{"word":"more","start":1502.955,"end":1503.275,"confidence":0.99296206,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.487493634223938},{"word":"a","start":1503.275,"end":1503.355,"confidence":0.7838944,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5240052938461304},{"word":"comfort","start":1503.355,"end":1503.6749,"confidence":0.9989396,"punctuated_word":"comfort","sentiment":"neutral","sentiment_score":0.2993572950363159},{"word":"level","start":1503.6749,"end":1503.995,"confidence":0.99994564,"punctuated_word":"level","sentiment":"positive","sentiment_score":0.5060190558433533},{"word":"for","start":1503.995,"end":1504.155,"confidence":0.99942017,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4854641556739807},{"word":"yourself","start":1504.155,"end":1504.655,"confidence":0.7885418,"punctuated_word":"yourself.","sentiment":"positive","sentiment_score":0.421576589345932},{"word":"and","start":1504.875,"end":1505.035,"confidence":0.9992143,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.318674772977829},{"word":"i","start":1505.035,"end":1505.195,"confidence":0.9996604,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3210587799549103},{"word":"feel","start":1505.195,"end":1505.4349,"confidence":0.9945387,"punctuated_word":"feel","sentiment":"positive","sentiment_score":0.35003748536109924},{"word":"like","start":1505.4349,"end":1505.6749,"confidence":0.9658495,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.40759822726249695},{"word":"putting","start":1505.6749,"end":1505.9149,"confidence":0.9978083,"punctuated_word":"putting","sentiment":"positive","sentiment_score":0.45910775661468506},{"word":"more","start":1505.9149,"end":1506.155,"confidence":0.9998771,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.42558762431144714},{"word":"money","start":1506.155,"end":1506.475,"confidence":0.9998579,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.5055375099182129},{"word":"into","start":1506.475,"end":1506.715,"confidence":0.9991923,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.48344919085502625},{"word":"the","start":1506.715,"end":1506.875,"confidence":0.9989912,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.491894394159317},{"word":"market","start":1506.875,"end":1507.275,"confidence":0.7805305,"punctuated_word":"market,","sentiment":"positive","sentiment_score":0.4322892725467682},{"word":"putting","start":1507.275,"end":1507.515,"confidence":0.99816245,"punctuated_word":"putting","sentiment":"positive","sentiment_score":0.4903125762939453},{"word":"more","start":1507.515,"end":1507.755,"confidence":0.99942684,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.4755009114742279},{"word":"money","start":1507.755,"end":1507.995,"confidence":0.99954104,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.5756913423538208},{"word":"into","start":1507.995,"end":1508.235,"confidence":0.9963014,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.6013108491897583},{"word":"your","start":1508.235,"end":1508.475,"confidence":0.99285805,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5815848708152771},{"word":"super","start":1508.475,"end":1508.7949,"confidence":0.7237812,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5134802460670471},{"word":"by","start":1508.7949,"end":1508.955,"confidence":0.88156563,"punctuated_word":"by","sentiment":"positive","sentiment_score":0.47733718156814575},{"word":"way","start":1508.955,"end":1509.115,"confidence":0.99063,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.4879898130893707},{"word":"of","start":1509.115,"end":1509.275,"confidence":0.9807326,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5329458117485046},{"word":"salary","start":1509.275,"end":1509.775,"confidence":0.9979691,"punctuated_word":"salary","sentiment":"positive","sentiment_score":0.4166539907455444},{"word":"sacrifice","start":1509.9149,"end":1510.4149,"confidence":0.99698883,"punctuated_word":"sacrifice","sentiment":"positive","sentiment_score":0.4132126569747925},{"word":"can","start":1511.0901,"end":1511.5901,"confidence":0.99913305,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.530551016330719},{"word":"can","start":1511.65,"end":1512.05,"confidence":0.9163814,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5491713285446167},{"word":"provide","start":1512.05,"end":1512.37,"confidence":0.99961275,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.5485801696777344},{"word":"a","start":1512.37,"end":1512.53,"confidence":0.9998857,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5269840955734253},{"word":"little","start":1512.53,"end":1512.6901,"confidence":0.9998406,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.49208173155784607},{"word":"bit","start":1512.6901,"end":1512.93,"confidence":0.99973637,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4755870997905731},{"word":"more","start":1512.93,"end":1513.17,"confidence":0.99938774,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.4918406903743744},{"word":"of","start":1513.17,"end":1513.41,"confidence":0.9974299,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5177806615829468},{"word":"a","start":1513.41,"end":1513.65,"confidence":0.95359683,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5128133893013},{"word":"greater","start":1513.65,"end":1514.15,"confidence":0.9983222,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.4747968912124634},{"word":"benefit","start":1514.2101,"end":1514.6901,"confidence":0.99689555,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.5483956933021545},{"word":"for","start":1514.6901,"end":1514.93,"confidence":0.99984646,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5940101146697998},{"word":"you","start":1514.93,"end":1515.0901,"confidence":0.9999571,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6208037734031677},{"word":"because","start":1515.0901,"end":1515.41,"confidence":0.77092993,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.4087594449520111},{"word":"you're","start":1515.41,"end":1515.5701,"confidence":0.9997214,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.5096844434738159},{"word":"not","start":1515.5701,"end":1515.73,"confidence":0.99993694,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.41181275248527527},{"word":"taking","start":1515.73,"end":1516.05,"confidence":0.99984884,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.4026699662208557},{"word":"more","start":1516.05,"end":1516.29,"confidence":0.99944824,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.24360790848731995},{"word":"risk","start":1516.29,"end":1516.53,"confidence":0.9875092,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.02467036247253418},{"word":"in","start":1516.53,"end":1516.6901,"confidence":0.9990422,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2925671339035034},{"word":"the","start":1516.6901,"end":1516.85,"confidence":0.99939287,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3419373035430908},{"word":"market","start":1516.85,"end":1517.0901,"confidence":0.91757,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.25545209646224976},{"word":"you're","start":1517.0901,"end":1517.3301,"confidence":0.99965715,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.3435704708099365},{"word":"putting","start":1517.3301,"end":1517.5701,"confidence":0.9998517,"punctuated_word":"putting","sentiment":"positive","sentiment_score":0.39336109161376953},{"word":"more","start":1517.5701,"end":1517.81,"confidence":0.99949455,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.2945796847343445},{"word":"money","start":1517.81,"end":1518.05,"confidence":0.99991727,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.3516930937767029},{"word":"into","start":1518.05,"end":1518.29,"confidence":0.99182993,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.357360303401947},{"word":"the","start":1518.29,"end":1518.4501,"confidence":0.99786866,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3362019658088684},{"word":"market","start":1518.4501,"end":1518.9501,"confidence":0.99021745,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.25545454025268555},{"word":"you're","start":1519.0901,"end":1519.25,"confidence":0.99893105,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.26144880056381226},{"word":"still","start":1519.25,"end":1519.49,"confidence":0.999943,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2519809901714325},{"word":"keeping","start":1519.49,"end":1519.81,"confidence":0.99832994,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.319855272769928},{"word":"that","start":1519.81,"end":1520.13,"confidence":0.99930596,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.35194557905197144},{"word":"conservative","start":1520.13,"end":1520.63,"confidence":0.9991393,"punctuated_word":"conservative","sentiment":"positive","sentiment_score":0.39235416054725647},{"word":"sort","start":1520.77,"end":1521.01,"confidence":0.99504554,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.30619382858276367},{"word":"of","start":1521.01,"end":1521.17,"confidence":0.98387355,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3226550817489624},{"word":"feel","start":1521.17,"end":1521.67,"confidence":0.9848697,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.29452988505363464},{"word":"and","start":1521.97,"end":1522.2101,"confidence":0.5780172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.31501680612564087},{"word":"having","start":1522.2101,"end":1522.53,"confidence":0.9980032,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.40956753492355347},{"word":"more","start":1522.53,"end":1522.6901,"confidence":0.9997943,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.3542395234107971},{"word":"of","start":1522.6901,"end":1522.85,"confidence":0.9967939,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.41669556498527527},{"word":"those","start":1522.85,"end":1523.0901,"confidence":0.9987184,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.4677665829658508},{"word":"defensive","start":1523.0901,"end":1523.5901,"confidence":0.9876324,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.2858475148677826},{"word":"assets","start":1523.65,"end":1524.045,"confidence":0.995178,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.2976527810096741},{"word":"plus","start":1524.045,"end":1524.285,"confidence":0.9994809,"punctuated_word":"plus","sentiment":"positive","sentiment_score":0.3914075195789337},{"word":"a","start":1524.285,"end":1524.4451,"confidence":0.99883693,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.39687132835388184},{"word":"bit","start":1524.4451,"end":1524.525,"confidence":0.9990471,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.3830079734325409},{"word":"of","start":1524.525,"end":1524.685,"confidence":0.9973003,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.39157018065452576},{"word":"physical","start":1524.685,"end":1525.165,"confidence":0.998548,"punctuated_word":"physical","sentiment":"neutral","sentiment_score":0.3165455162525177},{"word":"gold","start":1525.165,"end":1525.405,"confidence":0.9879417,"punctuated_word":"gold","sentiment":"positive","sentiment_score":0.3704166114330292},{"word":"in","start":1525.405,"end":1525.5651,"confidence":0.98372686,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4204770922660827},{"word":"there","start":1525.5651,"end":1525.7251,"confidence":0.93194133,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.49835631251335144},{"word":"helps","start":1525.7251,"end":1526.125,"confidence":0.9722757,"punctuated_word":"helps","sentiment":"positive","sentiment_score":0.40326231718063354},{"word":"to","start":1526.125,"end":1526.285,"confidence":0.9874213,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.43848705291748047},{"word":"smooth","start":1526.285,"end":1526.6051,"confidence":0.99902594,"punctuated_word":"smooth","sentiment":"positive","sentiment_score":0.45353829860687256},{"word":"out","start":1526.6051,"end":1526.765,"confidence":0.99613047,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.4427665770053863},{"word":"those","start":1526.765,"end":1527.005,"confidence":0.94318426,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.4368721544742584},{"word":"market","start":1527.005,"end":1527.405,"confidence":0.983488,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.21428918838500977},{"word":"fluctuations","start":1527.405,"end":1527.905,"confidence":0.96428347,"punctuated_word":"fluctuations.","sentiment":"neutral","sentiment_score":0.28227776288986206},{"word":"so","start":1528.125,"end":1528.525,"confidence":0.99914515,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2535736560821533},{"word":"and","start":1528.685,"end":1528.925,"confidence":0.9981945,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3381390869617462},{"word":"because","start":1528.925,"end":1529.245,"confidence":0.9988193,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2834344804286957},{"word":"your","start":1529.245,"end":1529.485,"confidence":0.99395543,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4072040319442749},{"word":"balance","start":1529.485,"end":1529.885,"confidence":0.99857104,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.30887845158576965},{"word":"is","start":1529.885,"end":1530.125,"confidence":0.99910396,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3798634707927704},{"word":"increasing","start":1530.125,"end":1530.6051,"confidence":0.9956569,"punctuated_word":"increasing,","sentiment":"positive","sentiment_score":0.3970104455947876},{"word":"as","start":1530.6051,"end":1530.8451,"confidence":0.9987425,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3567155599594116},{"word":"i","start":1530.8451,"end":1530.925,"confidence":0.9995931,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.30868056416511536},{"word":"mentioned","start":1530.925,"end":1531.245,"confidence":0.99427795,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.3034209907054901},{"word":"before","start":1531.245,"end":1531.7251,"confidence":0.9993903,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":0.3136634826660156},{"word":"you","start":1531.7251,"end":1531.885,"confidence":0.9998217,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35140836238861084},{"word":"do","start":1531.885,"end":1532.285,"confidence":0.99984527,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.35781243443489075},{"word":"see","start":1532.285,"end":1532.785,"confidence":0.95792687,"punctuated_word":"see,","sentiment":"positive","sentiment_score":0.3669917583465576},{"word":"smaller","start":1533.3251,"end":1533.805,"confidence":0.9992742,"punctuated_word":"smaller","sentiment":"positive","sentiment_score":0.38645076751708984},{"word":"changes","start":1533.805,"end":1534.285,"confidence":0.9997917,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.2980407178401947},{"word":"have","start":1534.285,"end":1534.525,"confidence":0.998569,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.35182246565818787},{"word":"a","start":1534.525,"end":1534.6051,"confidence":0.99985754,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.35677310824394226},{"word":"higher","start":1534.6051,"end":1534.925,"confidence":0.9999691,"punctuated_word":"higher","sentiment":"positive","sentiment_score":0.3753672838211059},{"word":"effect","start":1534.925,"end":1535.245,"confidence":0.9955302,"punctuated_word":"effect","sentiment":"neutral","sentiment_score":0.31849920749664307},{"word":"on","start":1535.245,"end":1535.405,"confidence":0.99722856,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.339024156332016},{"word":"a","start":1535.405,"end":1535.485,"confidence":0.9438561,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.33984822034835815},{"word":"bigger","start":1535.485,"end":1535.805,"confidence":0.99988914,"punctuated_word":"bigger","sentiment":"neutral","sentiment_score":0.3283713459968567},{"word":"balance","start":1535.805,"end":1536.27,"confidence":0.94486976,"punctuated_word":"balance.","sentiment":"neutral","sentiment_score":0.2217824161052704},{"word":"so","start":1536.35,"end":1536.8301,"confidence":0.9656173,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.31722187995910645},{"word":"i","start":1537.31,"end":1537.55,"confidence":0.99977475,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.35831111669540405},{"word":"feel","start":1537.55,"end":1537.87,"confidence":0.9951272,"punctuated_word":"feel","sentiment":"positive","sentiment_score":0.3381791114807129},{"word":"like","start":1537.87,"end":1538.11,"confidence":0.9600149,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.39157623052597046},{"word":"where","start":1538.11,"end":1538.27,"confidence":0.97401583,"punctuated_word":"where","sentiment":"positive","sentiment_score":0.3726370930671692},{"word":"you","start":1538.27,"end":1538.43,"confidence":0.9993261,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5226393938064575},{"word":"are","start":1538.43,"end":1538.59,"confidence":0.9336132,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.4276006519794464},{"word":"at","start":1538.59,"end":1538.75,"confidence":0.99476093,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3798464238643646},{"word":"the","start":1538.75,"end":1538.8301,"confidence":0.99879754,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4579661786556244},{"word":"moment","start":1538.8301,"end":1539.23,"confidence":0.99993277,"punctuated_word":"moment","sentiment":"positive","sentiment_score":0.4456494450569153},{"word":"is","start":1539.23,"end":1539.39,"confidence":0.998181,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4415088891983032},{"word":"very","start":1539.39,"end":1539.63,"confidence":0.99960583,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.4272720515727997},{"word":"much","start":1539.63,"end":1539.87,"confidence":0.99998176,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.5249634981155396},{"word":"where","start":1539.87,"end":1540.11,"confidence":0.99400914,"punctuated_word":"where","sentiment":"positive","sentiment_score":0.5046631097793579},{"word":"they","start":1540.11,"end":1540.27,"confidence":0.6318818,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.5135164260864258},{"word":"expect","start":1540.27,"end":1540.51,"confidence":0.9788135,"punctuated_word":"expect","sentiment":"positive","sentiment_score":0.502918541431427},{"word":"you","start":1540.51,"end":1540.67,"confidence":0.998681,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5168929696083069},{"word":"to","start":1540.67,"end":1540.8301,"confidence":0.99957114,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.42023175954818726},{"word":"be","start":1540.8301,"end":1541.3301,"confidence":0.9982448,"punctuated_word":"be.","sentiment":"positive","sentiment_score":0.3669358491897583},{"word":"i","start":1541.39,"end":1541.63,"confidence":0.99687093,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21906840801239016},{"word":"sort","start":1541.63,"end":1541.87,"confidence":0.98434794,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2298971265554428},{"word":"of","start":1541.87,"end":1542.27,"confidence":0.98606384,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2428569197654724},{"word":"do","start":1542.27,"end":1542.51,"confidence":0.9852674,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.261064350605011},{"word":"find","start":1542.51,"end":1542.91,"confidence":0.99760723,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.28751829266548157},{"word":"a","start":1542.91,"end":1542.99,"confidence":0.9998092,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26893478631973267},{"word":"lot","start":1542.99,"end":1543.23,"confidence":0.9999441,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.25226011872291565},{"word":"more","start":1543.23,"end":1543.47,"confidence":0.9989692,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.2250588834285736},{"word":"clients","start":1543.47,"end":1543.79,"confidence":0.99980813,"punctuated_word":"clients","sentiment":"neutral","sentiment_score":0.22120389342308044},{"word":"when","start":1543.79,"end":1544.03,"confidence":0.8985103,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.2574886381626129},{"word":"they're","start":1544.03,"end":1544.1901,"confidence":0.99534154,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.19775669276714325},{"word":"closer","start":1544.1901,"end":1544.67,"confidence":0.9839721,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.15741384029388428},{"word":"to","start":1544.67,"end":1544.91,"confidence":0.9979868,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2740887999534607},{"word":"60","start":1544.91,"end":1545.41,"confidence":0.9595178,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":0.21618548035621643},{"word":"they","start":1545.9501,"end":1546.1901,"confidence":0.9994186,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.18777838349342343},{"word":"are","start":1546.1901,"end":1546.51,"confidence":0.99982375,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.18818628787994385},{"word":"very","start":1546.51,"end":1546.75,"confidence":0.9994388,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.16988612711429596},{"word":"much","start":1546.75,"end":1546.99,"confidence":0.99986434,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.19612210988998413},{"word":"in","start":1546.99,"end":1547.15,"confidence":0.87476575,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.26194795966148376},{"word":"that","start":1547.15,"end":1547.65,"confidence":0.9975575,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23956552147865295},{"word":"balance","start":1547.79,"end":1548.27,"confidence":0.635422,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.11892858147621156},{"word":"to","start":1548.27,"end":1548.51,"confidence":0.97703665,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2714483439922333},{"word":"conservative","start":1548.51,"end":1549.01,"confidence":0.94581413,"punctuated_word":"conservative","sentiment":"neutral","sentiment_score":0.22319740056991577},{"word":"sort","start":1549.23,"end":1549.39,"confidence":0.9866397,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.13399407267570496},{"word":"of","start":1549.39,"end":1549.755,"confidence":0.99965703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19580191373825073},{"word":"place","start":1549.915,"end":1550.235,"confidence":0.99616075,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.22441399097442627},{"word":"and","start":1550.235,"end":1550.555,"confidence":0.9554905,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11662065982818604},{"word":"not","start":1550.555,"end":1550.795,"confidence":0.9999263,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.0697016566991806},{"word":"wanting","start":1550.795,"end":1551.035,"confidence":0.9995592,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.02571117877960205},{"word":"to","start":1551.035,"end":1551.195,"confidence":0.99833125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02118444442749023},{"word":"take","start":1551.195,"end":1551.435,"confidence":0.99988353,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.05771872401237488},{"word":"on","start":1551.435,"end":1551.595,"confidence":0.9997981,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.12843742966651917},{"word":"a","start":1551.595,"end":1551.675,"confidence":0.9998703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.021143965423107147},{"word":"lot","start":1551.675,"end":1551.915,"confidence":0.99968195,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.026218131184577945},{"word":"more","start":1551.915,"end":1552.075,"confidence":0.9996214,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0243598073720932},{"word":"risk","start":1552.075,"end":1552.395,"confidence":0.9985905,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.12733355164527893},{"word":"in","start":1552.395,"end":1552.555,"confidence":0.99938536,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.11471381783485413},{"word":"the","start":1552.555,"end":1552.715,"confidence":0.99984884,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08354192227125168},{"word":"market","start":1552.715,"end":1553.035,"confidence":0.9814868,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.05923915281891823},{"word":"so","start":1553.035,"end":1553.535,"confidence":0.998762,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.029824726283550262},{"word":"and","start":1553.915,"end":1554.155,"confidence":0.9785836,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06407445669174194},{"word":"this","start":1554.155,"end":1554.395,"confidence":0.5417917,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.06319862604141235},{"word":"hopefully","start":1554.555,"end":1554.875,"confidence":0.84535193,"punctuated_word":"hopefully,","sentiment":"neutral","sentiment_score":0.1792069673538208},{"word":"i","start":1554.875,"end":1554.955,"confidence":0.67148316,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16643781960010529},{"word":"answered","start":1554.955,"end":1555.195,"confidence":0.7460378,"punctuated_word":"answered","sentiment":"neutral","sentiment_score":0.1900654733181},{"word":"your","start":1555.195,"end":1555.435,"confidence":0.9941274,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1861667037010193},{"word":"question","start":1555.435,"end":1555.755,"confidence":0.97986287,"punctuated_word":"question,","sentiment":"neutral","sentiment_score":0.14986956119537354},{"word":"but","start":1555.755,"end":1555.995,"confidence":0.9993254,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.1589728742837906},{"word":"i","start":1555.995,"end":1556.155,"confidence":0.99970466,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11430881917476654},{"word":"kind","start":1556.155,"end":1556.395,"confidence":0.54345816,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.16227872669696808},{"word":"of","start":1556.395,"end":1556.475,"confidence":0.9970497,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15320469439029694},{"word":"feel","start":1556.475,"end":1556.715,"confidence":0.99891996,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.13736917078495026},{"word":"like","start":1556.715,"end":1556.955,"confidence":0.91610396,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.21867579221725464},{"word":"where","start":1556.955,"end":1557.115,"confidence":0.9929618,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.22124239802360535},{"word":"you","start":1557.115,"end":1557.275,"confidence":0.9971726,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2612853944301605},{"word":"are","start":1557.275,"end":1557.355,"confidence":0.5653138,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2521969974040985},{"word":"at","start":1557.355,"end":1557.515,"confidence":0.9906969,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2313111275434494},{"word":"the","start":1557.515,"end":1557.595,"confidence":0.9939387,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3164571523666382},{"word":"moment","start":1557.595,"end":1558.075,"confidence":0.9996816,"punctuated_word":"moment","sentiment":"positive","sentiment_score":0.3419455885887146},{"word":"is","start":1558.075,"end":1558.3151,"confidence":0.99958974,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.32586705684661865},{"word":"right","start":1558.3151,"end":1558.555,"confidence":0.99895334,"punctuated_word":"right","sentiment":"positive","sentiment_score":0.35758739709854126},{"word":"for","start":1558.555,"end":1558.795,"confidence":0.99908817,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.27380838990211487},{"word":"you","start":1558.795,"end":1559.295,"confidence":0.9989296,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.21678426861763},{"word":"if","start":1560.075,"end":1560.3151,"confidence":0.95762,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.10875286906957626},{"word":"you","start":1560.3151,"end":1560.395,"confidence":0.9995709,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12893614172935486},{"word":"ever","start":1560.395,"end":1560.715,"confidence":0.9991874,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.20774921774864197},{"word":"did","start":1560.715,"end":1560.875,"confidence":0.75689036,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.13276344537734985},{"word":"wanna","start":1560.875,"end":1561.275,"confidence":0.99035454,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.14772143959999084},{"word":"maybe","start":1561.275,"end":1561.515,"confidence":0.9561291,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.11670808494091034},{"word":"look","start":1561.515,"end":1561.8,"confidence":0.9803898,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.099667988717556},{"word":"at","start":1561.8,"end":1561.88,"confidence":0.80928135,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11547397077083588},{"word":"taking","start":1561.88,"end":1562.2001,"confidence":0.9973761,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.10886023193597794},{"word":"on","start":1562.2001,"end":1562.28,"confidence":0.7375942,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09784451127052309},{"word":"more","start":1562.28,"end":1562.52,"confidence":0.9981592,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.06681154668331146},{"word":"risk","start":1562.52,"end":1562.76,"confidence":0.99324846,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":0.06419286876916885},{"word":"we","start":1562.76,"end":1563.0,"confidence":0.9995968,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2145778089761734},{"word":"absolutely","start":1563.0,"end":1563.5,"confidence":0.9990421,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.2469307780265808},{"word":"can","start":1563.64,"end":1564.04,"confidence":0.9028986,"punctuated_word":"can,","sentiment":"neutral","sentiment_score":0.18209971487522125},{"word":"but","start":1564.04,"end":1564.28,"confidence":0.99978703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0628427118062973},{"word":"it","start":1564.28,"end":1564.4401,"confidence":0.9994942,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04065899550914765},{"word":"does","start":1564.4401,"end":1564.68,"confidence":0.99967,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.0401587039232254},{"word":"mean","start":1564.68,"end":1564.92,"confidence":0.9995061,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":0.03430745005607605},{"word":"you","start":1564.92,"end":1565.0801,"confidence":0.99938977,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01279906928539276},{"word":"are","start":1565.0801,"end":1565.3201,"confidence":0.99972564,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.005373179912567139},{"word":"opening","start":1565.3201,"end":1565.7201,"confidence":0.9985474,"punctuated_word":"opening","sentiment":"neutral","sentiment_score":-0.07398499548435211},{"word":"yourself","start":1565.7201,"end":1566.12,"confidence":0.999408,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.018978893756866455},{"word":"up","start":1566.12,"end":1566.28,"confidence":0.9993338,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.11960116028785706},{"word":"to","start":1566.28,"end":1566.4401,"confidence":0.9991197,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06328761577606201},{"word":"bigger","start":1566.4401,"end":1566.8401,"confidence":0.99858224,"punctuated_word":"bigger","sentiment":"neutral","sentiment_score":0.053040504455566406},{"word":"drops","start":1566.8401,"end":1567.3401,"confidence":0.98086035,"punctuated_word":"drops","sentiment":"neutral","sentiment_score":0.00110732764005661},{"word":"and","start":1567.8,"end":1567.9601,"confidence":0.9050165,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.003990937024354935},{"word":"closer","start":1567.9601,"end":1568.3601,"confidence":0.9923402,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.01233511045575142},{"word":"to","start":1568.3601,"end":1568.52,"confidence":0.9990563,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01730595901608467},{"word":"when","start":1568.52,"end":1568.76,"confidence":0.9983785,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.0500209741294384},{"word":"you","start":1568.76,"end":1568.8401,"confidence":0.99901795,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05162603780627251},{"word":"wanna","start":1568.8401,"end":1569.16,"confidence":0.99708456,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05958249792456627},{"word":"access","start":1569.16,"end":1569.56,"confidence":0.99947876,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.018259141594171524},{"word":"super","start":1569.56,"end":1570.06,"confidence":0.6289557,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.043349623680114746},{"word":"so","start":1570.12,"end":1570.62,"confidence":0.9977361,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.009855765849351885},{"word":"yeah","start":1571.9601,"end":1572.4601,"confidence":0.98776364,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.009989021345973017},{"word":"yeah","start":1573.7201,"end":1574.2201,"confidence":0.9987087,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.5907090306282043},{"word":"aw","start":1575.905,"end":1576.405,"confidence":0.6589009,"punctuated_word":"Aw.","sentiment":"positive","sentiment_score":0.4642222821712494},{"word":"thank","start":1576.865,"end":1577.185,"confidence":0.98638076,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6730318665504456},{"word":"you","start":1577.185,"end":1577.685,"confidence":0.9969356,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5981034636497498},{"word":"yeah","start":1582.225,"end":1582.385,"confidence":0.98420656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0409439355134964},{"word":"no","start":1582.385,"end":1582.885,"confidence":0.9842899,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.03614882007241249},{"word":"yep","start":1587.92,"end":1588.42,"confidence":0.83356553,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0950886607170105},{"word":"yep","start":1591.12,"end":1591.62,"confidence":0.9144602,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0466427281498909},{"word":"yeah","start":1597.28,"end":1597.36,"confidence":0.99318993,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02574797347187996},{"word":"yeah","start":1597.36,"end":1597.86,"confidence":0.9912752,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0069088442251086235},{"word":"that's","start":1601.295,"end":1601.615,"confidence":0.7174456,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.02614964172244072},{"word":"okay","start":1601.615,"end":1602.115,"confidence":0.99941945,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.05354739725589752},{"word":"yeah","start":1602.8151,"end":1603.3151,"confidence":0.980526,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11370144784450532},{"word":"yeah","start":1604.175,"end":1604.675,"confidence":0.9747644,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20985189080238345},{"word":"that's","start":1605.295,"end":1605.775,"confidence":0.9587791,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3377602994441986},{"word":"okay","start":1605.775,"end":1606.275,"confidence":0.99922407,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.3990853428840637},{"word":"yeah","start":1607.775,"end":1608.175,"confidence":0.99337345,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09894103556871414},{"word":"no","start":1608.175,"end":1608.415,"confidence":0.95747066,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.07505853474140167},{"word":"that's","start":1608.415,"end":1608.735,"confidence":0.9992572,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.17151808738708496},{"word":"absolutely","start":1608.735,"end":1609.2151,"confidence":0.9992079,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.11957461386919022},{"word":"okay","start":1609.2151,"end":1609.4551,"confidence":0.997797,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.09551678597927094},{"word":"if","start":1609.4551,"end":1609.615,"confidence":0.9988524,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.08108555525541306},{"word":"you","start":1609.615,"end":1609.6951,"confidence":0.9975504,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05869893729686737},{"word":"ever","start":1609.6951,"end":1610.015,"confidence":0.9988997,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.0936492681503296},{"word":"are","start":1610.015,"end":1610.175,"confidence":0.9942497,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04067550227046013},{"word":"nervous","start":1610.175,"end":1610.5751,"confidence":0.99422383,"punctuated_word":"nervous,","sentiment":"neutral","sentiment_score":0.04808885604143143},{"word":"you","start":1610.5751,"end":1610.735,"confidence":0.999446,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02383158728480339},{"word":"know","start":1610.735,"end":1610.895,"confidence":0.99977094,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.01963214948773384},{"word":"i'm","start":1610.895,"end":1611.055,"confidence":0.9628031,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08815556764602661},{"word":"always","start":1611.055,"end":1611.375,"confidence":0.9991435,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.12758558988571167},{"word":"here","start":1611.375,"end":1611.615,"confidence":0.99383193,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.11301537603139876},{"word":"i'm","start":1611.615,"end":1611.775,"confidence":0.99908733,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2841794490814209},{"word":"happy","start":1611.775,"end":1612.015,"confidence":0.9993761,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.33445999026298523},{"word":"to","start":1612.015,"end":1612.0951,"confidence":0.991523,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30766305327415466},{"word":"take","start":1612.0951,"end":1612.255,"confidence":0.9842568,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.2943723499774933},{"word":"the","start":1612.255,"end":1612.44,"confidence":0.64125776,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2179825454950333},{"word":"phone","start":1612.44,"end":1612.6,"confidence":0.9985942,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":0.24718603491783145},{"word":"calls","start":1612.6,"end":1612.84,"confidence":0.9849262,"punctuated_word":"calls.","sentiment":"neutral","sentiment_score":0.22206667065620425},{"word":"you","start":1612.84,"end":1612.9199,"confidence":0.9995426,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.12531022727489471},{"word":"can","start":1612.9199,"end":1613.24,"confidence":0.99951315,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.113692045211792},{"word":"email","start":1613.24,"end":1613.6399,"confidence":0.99940944,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.14110921323299408},{"word":"me","start":1613.6399,"end":1613.72,"confidence":0.99735665,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.11846062541007996},{"word":"and","start":1613.72,"end":1613.8799,"confidence":0.7866402,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11030037701129912},{"word":"say","start":1613.8799,"end":1614.0399,"confidence":0.98098814,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.1118219867348671},{"word":"hey","start":1614.0399,"end":1614.2,"confidence":0.9674634,"punctuated_word":"hey,","sentiment":"neutral","sentiment_score":0.09303486347198486},{"word":"dana","start":1614.2,"end":1614.5199,"confidence":0.77780294,"punctuated_word":"Dana.","sentiment":"neutral","sentiment_score":0.09186165779829024},{"word":"and","start":1614.5199,"end":1614.6799,"confidence":0.5751332,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07073402404785156},{"word":"our","start":1614.6799,"end":1614.9199,"confidence":0.62946784,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.05578768253326416},{"word":"conversation","start":1614.9199,"end":1615.4199,"confidence":0.9957854,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.07759855687618256},{"word":"needs","start":1615.48,"end":1615.8799,"confidence":0.8374641,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":0.04287569224834442},{"word":"a","start":1615.8799,"end":1615.96,"confidence":0.96836656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17574894428253174},{"word":"bit","start":1615.96,"end":1616.12,"confidence":0.9994236,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.16039690375328064},{"word":"of","start":1616.12,"end":1616.2,"confidence":0.9976221,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19424496591091156},{"word":"reassurance","start":1616.2,"end":1616.7,"confidence":0.9427957,"punctuated_word":"reassurance,","sentiment":"neutral","sentiment_score":0.1570432186126709},{"word":"and","start":1616.84,"end":1617.0,"confidence":0.99303025,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10923431813716888},{"word":"we","start":1617.0,"end":1617.08,"confidence":0.9998759,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1120736002922058},{"word":"can","start":1617.08,"end":1617.32,"confidence":0.9998242,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1391999125480652},{"word":"talk","start":1617.32,"end":1617.48,"confidence":0.99913317,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.12712730467319489},{"word":"it","start":1617.48,"end":1617.6399,"confidence":0.99754816,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.12081479281187056},{"word":"through","start":1617.6399,"end":1618.1399,"confidence":0.9820236,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.07827813178300858},{"word":"but","start":1618.44,"end":1618.6799,"confidence":0.99533,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.08649590611457825},{"word":"i","start":1618.6799,"end":1618.84,"confidence":0.99980503,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0007236525416374207},{"word":"do","start":1618.84,"end":1619.24,"confidence":0.9933328,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.01600722223520279},{"word":"do","start":1619.24,"end":1619.48,"confidence":0.9920989,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0006442666053771973},{"word":"honestly","start":1619.48,"end":1619.96,"confidence":0.88669133,"punctuated_word":"honestly","sentiment":"neutral","sentiment_score":-0.0043326616287231445},{"word":"expect","start":1619.96,"end":1620.2799,"confidence":0.99853027,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.023398537188768387},{"word":"a","start":1620.2799,"end":1620.36,"confidence":0.99903584,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.033760879188776016},{"word":"bit","start":1620.36,"end":1620.5199,"confidence":0.9996407,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.04851140081882477},{"word":"of","start":1620.5199,"end":1620.6799,"confidence":0.9965155,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.051613520830869675},{"word":"volatility","start":1620.6799,"end":1621.1599,"confidence":0.99951196,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":-0.05452580749988556},{"word":"with","start":1621.1599,"end":1621.32,"confidence":0.99992037,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0749082863330841},{"word":"what's","start":1621.32,"end":1621.5599,"confidence":0.99969757,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.053003452718257904},{"word":"happening","start":1621.5599,"end":1621.96,"confidence":0.9992902,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":-0.035331256687641144},{"word":"in","start":1621.96,"end":1622.0399,"confidence":0.90056694,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.025443248450756073},{"word":"the","start":1622.0399,"end":1622.12,"confidence":0.9545275,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.019516989588737488},{"word":"markets","start":1622.12,"end":1622.5199,"confidence":0.88955665,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.0188378244638443},{"word":"currently","start":1622.5199,"end":1623.0199,"confidence":0.995321,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.02210134267807007},{"word":"and","start":1623.08,"end":1623.32,"confidence":0.99572855,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.014527939260005953},{"word":"moving","start":1623.32,"end":1623.72,"confidence":0.9998919,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":-0.02046627551317215},{"word":"forward","start":1623.72,"end":1624.12,"confidence":0.9552002,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":-0.016538258641958237},{"word":"so","start":1624.12,"end":1624.62,"confidence":0.998546,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.018899042159318924},{"word":"being","start":1624.795,"end":1625.035,"confidence":0.990333,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.0024998635053634644},{"word":"in","start":1625.035,"end":1625.115,"confidence":0.9898183,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02247363328933716},{"word":"more","start":1625.115,"end":1625.275,"confidence":0.99791807,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.02705249935388565},{"word":"of","start":1625.275,"end":1625.435,"confidence":0.9978531,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0614997074007988},{"word":"a","start":1625.435,"end":1625.675,"confidence":0.9950789,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07432346045970917},{"word":"a","start":1625.675,"end":1625.835,"confidence":0.975387,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07466049492359161},{"word":"lower","start":1625.835,"end":1626.155,"confidence":0.9990903,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.05252343416213989},{"word":"risk","start":1626.155,"end":1626.475,"confidence":0.9976694,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.043473683297634125},{"word":"position","start":1626.475,"end":1626.975,"confidence":0.99950683,"punctuated_word":"position","sentiment":"neutral","sentiment_score":0.0569479763507843},{"word":"is","start":1627.275,"end":1627.595,"confidence":0.9993198,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07571958750486374},{"word":"probably","start":1627.595,"end":1627.915,"confidence":0.9985367,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.16740047931671145},{"word":"gonna","start":1627.915,"end":1628.235,"confidence":0.99839205,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1579063981771469},{"word":"benefit","start":1628.235,"end":1628.635,"confidence":0.9995141,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.1411069482564926},{"word":"you","start":1628.635,"end":1628.875,"confidence":0.9997297,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12466676533222198},{"word":"more","start":1628.875,"end":1629.375,"confidence":0.90237254,"punctuated_word":"more.","sentiment":"neutral","sentiment_score":0.06529118120670319},{"word":"and","start":1629.995,"end":1630.235,"confidence":0.79995465,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.020198144018650055},{"word":"yeah","start":1630.235,"end":1630.475,"confidence":0.99663854,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.02918151393532753},{"word":"as","start":1630.475,"end":1630.635,"confidence":0.9994392,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0005897432565689087},{"word":"i","start":1630.635,"end":1630.715,"confidence":0.9988906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.002926487475633621},{"word":"said","start":1630.715,"end":1631.115,"confidence":0.9801548,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.018333230167627335},{"word":"i","start":1631.115,"end":1631.1951,"confidence":0.999819,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.016784198582172394},{"word":"know","start":1631.1951,"end":1631.355,"confidence":0.9997737,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.03164834529161453},{"word":"there's","start":1631.355,"end":1631.515,"confidence":0.9987867,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.02840869687497616},{"word":"a","start":1631.515,"end":1631.595,"confidence":0.99953425,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.022957835346460342},{"word":"lot","start":1631.595,"end":1631.835,"confidence":0.9997156,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.02792926505208015},{"word":"going","start":1631.835,"end":1632.075,"confidence":0.99922335,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.04303976520895958},{"word":"on","start":1632.075,"end":1632.235,"confidence":0.9967217,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.02909502387046814},{"word":"in","start":1632.235,"end":1632.3151,"confidence":0.9297566,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0376683734357357},{"word":"your","start":1632.3151,"end":1632.475,"confidence":0.99912995,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03325585275888443},{"word":"life","start":1632.475,"end":1632.715,"confidence":0.9983851,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.03017657995223999},{"word":"at","start":1632.715,"end":1632.875,"confidence":0.93832076,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05329863727092743},{"word":"the","start":1632.875,"end":1632.955,"confidence":0.99963033,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03177911043167114},{"word":"moment","start":1632.955,"end":1633.275,"confidence":0.9956989,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.019430775195360184},{"word":"your","start":1633.275,"end":1633.435,"confidence":0.99298227,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":-0.03703945875167847},{"word":"wife's","start":1633.435,"end":1633.835,"confidence":0.76837623,"punctuated_word":"wife's","sentiment":"neutral","sentiment_score":-0.03364649787545204},{"word":"had","start":1633.835,"end":1633.915,"confidence":0.9987588,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.042092252522706985},{"word":"some","start":1633.915,"end":1634.235,"confidence":0.9979626,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.04055960476398468},{"word":"time","start":1634.235,"end":1634.395,"confidence":0.99958724,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.026760119944810867},{"word":"off","start":1634.395,"end":1634.635,"confidence":0.99319214,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.027848467230796817},{"word":"with","start":1634.635,"end":1634.795,"confidence":0.99964285,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.041532281786203384},{"word":"her","start":1634.795,"end":1635.115,"confidence":0.99916327,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.037349265068769455},{"word":"diagnosis","start":1635.115,"end":1635.615,"confidence":0.79115665,"punctuated_word":"diagnosis.","sentiment":"neutral","sentiment_score":-0.03042242676019669},{"word":"so","start":1635.915,"end":1636.3151,"confidence":0.9987527,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.001461319625377655},{"word":"have","start":1636.3151,"end":1636.555,"confidence":0.98613006,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.005543593317270279},{"word":"a","start":1636.555,"end":1636.635,"confidence":0.98992133,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.00322851724922657},{"word":"think","start":1636.635,"end":1636.875,"confidence":0.99624383,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.005130559206008911},{"word":"about","start":1636.875,"end":1637.115,"confidence":0.98965585,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.007662918418645859},{"word":"your","start":1637.115,"end":1637.275,"confidence":0.9953082,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.014108620584011078},{"word":"budget","start":1637.275,"end":1637.675,"confidence":0.9758632,"punctuated_word":"budget.","sentiment":"neutral","sentiment_score":-0.015710650011897087},{"word":"if","start":1637.675,"end":1637.835,"confidence":0.9953733,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.00007081404328346252},{"word":"you","start":1637.835,"end":1637.995,"confidence":0.99567974,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02089794725179672},{"word":"are","start":1637.995,"end":1638.155,"confidence":0.9911895,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.015106935054063795},{"word":"comfortable","start":1638.155,"end":1638.655,"confidence":0.9940988,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.005645789206027985},{"word":"increasing","start":1638.715,"end":1639.1951,"confidence":0.9640129,"punctuated_word":"increasing","sentiment":"neutral","sentiment_score":0.02624378353357315},{"word":"that","start":1639.1951,"end":1639.435,"confidence":0.9031932,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02232888340950012},{"word":"salary","start":1639.435,"end":1639.935,"confidence":0.9867469,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":-0.012442946434020996},{"word":"sacrifice","start":1640.26,"end":1640.4199,"confidence":0.8791552,"punctuated_word":"sacrifice","sentiment":"neutral","sentiment_score":-0.025881674140691757},{"word":"up","start":1640.4199,"end":1640.58,"confidence":0.98731774,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0043073371052742},{"word":"to","start":1640.58,"end":1640.82,"confidence":0.99933964,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.00022583454847335815},{"word":"200","start":1640.82,"end":1641.5599,"confidence":0.97702706,"punctuated_word":"200,","sentiment":"neutral","sentiment_score":0.031308915466070175},{"word":"then","start":1641.7,"end":1642.1,"confidence":0.99852824,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.044415831565856934},{"word":"absolutely","start":1642.1,"end":1642.6,"confidence":0.8970645,"punctuated_word":"absolutely.","sentiment":"neutral","sentiment_score":0.02293870598077774},{"word":"if","start":1643.0599,"end":1643.22,"confidence":0.9993574,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.02579075843095779},{"word":"you","start":1643.22,"end":1643.38,"confidence":0.99989927,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005645189434289932},{"word":"decide","start":1643.38,"end":1643.78,"confidence":0.99652344,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":-0.021532699465751648},{"word":"you're","start":1643.78,"end":1643.94,"confidence":0.9983133,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.024819843471050262},{"word":"not","start":1643.94,"end":1644.1799,"confidence":0.9999006,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06559516489505768},{"word":"quite","start":1644.1799,"end":1644.4199,"confidence":0.9988341,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.05072895810008049},{"word":"comfortable","start":1644.4199,"end":1644.82,"confidence":0.9995622,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.04354706034064293},{"word":"with","start":1644.82,"end":1644.98,"confidence":0.9993364,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04701870307326317},{"word":"that","start":1644.98,"end":1645.14,"confidence":0.99981314,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07324910163879395},{"word":"at","start":1645.14,"end":1645.22,"confidence":0.9969207,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1059783697128296},{"word":"the","start":1645.22,"end":1645.2999,"confidence":0.99928683,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.058072105050086975},{"word":"moment","start":1645.2999,"end":1645.7,"confidence":0.9942058,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.07918227463960648},{"word":"you","start":1645.7,"end":1645.86,"confidence":0.99766695,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.058596640825271606},{"word":"maybe","start":1645.86,"end":1646.1,"confidence":0.94186866,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.061666544526815414},{"word":"want","start":1646.1,"end":1646.34,"confidence":0.9839288,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.05959401652216911},{"word":"a","start":1646.34,"end":1646.4199,"confidence":0.99481356,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03578127175569534},{"word":"smaller","start":1646.4199,"end":1646.82,"confidence":0.99956065,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":-0.03327987715601921},{"word":"amount","start":1646.82,"end":1647.2999,"confidence":0.86186826,"punctuated_word":"amount.","sentiment":"neutral","sentiment_score":-0.03588724881410599},{"word":"on","start":1647.2999,"end":1647.46,"confidence":0.99849284,"punctuated_word":"On","sentiment":"neutral","sentiment_score":0.009094778448343275},{"word":"the","start":1647.46,"end":1647.62,"confidence":0.99991,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.013586115092039108},{"word":"very","start":1647.62,"end":1647.94,"confidence":0.99988914,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.023789122700691223},{"word":"last","start":1647.94,"end":1648.26,"confidence":0.99985826,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.016498662531375885},{"word":"page","start":1648.26,"end":1648.5,"confidence":0.9988255,"punctuated_word":"page","sentiment":"neutral","sentiment_score":0.02752140536904335},{"word":"of","start":1648.5,"end":1648.66,"confidence":0.9992817,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03064577654004097},{"word":"the","start":1648.66,"end":1648.82,"confidence":0.99965847,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.029232259839773175},{"word":"advice","start":1648.82,"end":1649.2999,"confidence":0.9196774,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.023560289293527603},{"word":"document","start":1649.2999,"end":1649.62,"confidence":0.9958526,"punctuated_word":"document,","sentiment":"neutral","sentiment_score":0.03670596331357956},{"word":"we","start":1649.62,"end":1649.78,"confidence":0.99952984,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.036247193813323975},{"word":"always","start":1649.78,"end":1650.1,"confidence":0.9997739,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.031922176480293274},{"word":"have","start":1650.1,"end":1650.26,"confidence":0.99973017,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04573126509785652},{"word":"a","start":1650.26,"end":1650.4199,"confidence":0.9990957,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03555024787783623},{"word":"text","start":1650.4199,"end":1650.66,"confidence":0.98307806,"punctuated_word":"text","sentiment":"neutral","sentiment_score":0.018577955663204193},{"word":"box","start":1650.66,"end":1651.16,"confidence":0.8771155,"punctuated_word":"box,","sentiment":"neutral","sentiment_score":0.035674724727869034},{"word":"and","start":1651.62,"end":1651.86,"confidence":0.99913764,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02491108514368534},{"word":"you","start":1651.86,"end":1651.94,"confidence":0.9997845,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05063945800065994},{"word":"can","start":1651.94,"end":1652.1799,"confidence":0.9995828,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05050596594810486},{"word":"just","start":1652.1799,"end":1652.4199,"confidence":0.9994355,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.028393182903528217},{"word":"write","start":1652.4199,"end":1652.66,"confidence":0.99820256,"punctuated_word":"write","sentiment":"neutral","sentiment_score":0.032108038663864136},{"word":"in","start":1652.66,"end":1652.82,"confidence":0.99953306,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.016022078692913055},{"word":"there","start":1652.82,"end":1653.14,"confidence":0.99821484,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.025600560009479523},{"word":"any","start":1653.14,"end":1653.64,"confidence":0.98763674,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.011731211096048357},{"word":"any","start":1653.645,"end":1653.885,"confidence":0.9999683,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.002765793353319168},{"word":"parts","start":1653.885,"end":1654.125,"confidence":0.94854546,"punctuated_word":"parts","sentiment":"neutral","sentiment_score":-0.009142309427261353},{"word":"of","start":1654.125,"end":1654.285,"confidence":0.9986343,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.009108256548643112},{"word":"the","start":1654.285,"end":1654.4451,"confidence":0.99938405,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015929050743579865},{"word":"advice","start":1654.4451,"end":1654.765,"confidence":0.9883094,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.015769176185131073},{"word":"that","start":1654.765,"end":1654.925,"confidence":0.9988134,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.020267214626073837},{"word":"you","start":1654.925,"end":1655.085,"confidence":0.9997892,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005300089716911316},{"word":"do","start":1655.085,"end":1655.3251,"confidence":0.99770087,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.01453837752342224},{"word":"not","start":1655.3251,"end":1655.485,"confidence":0.99942786,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.003217905759811402},{"word":"wish","start":1655.485,"end":1655.805,"confidence":0.99927515,"punctuated_word":"wish","sentiment":"neutral","sentiment_score":-0.005181211978197098},{"word":"to","start":1655.805,"end":1655.885,"confidence":0.99857664,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.018152154982089996},{"word":"proceed","start":1655.885,"end":1656.285,"confidence":0.99970776,"punctuated_word":"proceed","sentiment":"neutral","sentiment_score":-0.014907173812389374},{"word":"with","start":1656.285,"end":1656.685,"confidence":0.9997645,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.01330990344285965},{"word":"or","start":1656.685,"end":1656.845,"confidence":0.92395675,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.016663506627082825},{"word":"what","start":1656.845,"end":1657.085,"confidence":0.99973124,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.032295964658260345},{"word":"level","start":1657.085,"end":1657.405,"confidence":0.9998872,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.009799867868423462},{"word":"that","start":1657.405,"end":1657.645,"confidence":0.9997826,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.040578585118055344},{"word":"you're","start":1657.645,"end":1657.885,"confidence":0.99612534,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.034219756722450256},{"word":"comfortable","start":1657.885,"end":1658.365,"confidence":0.99967897,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.01287783682346344},{"word":"proceeding","start":1658.365,"end":1658.765,"confidence":0.9885028,"punctuated_word":"proceeding","sentiment":"neutral","sentiment_score":0.021412014961242676},{"word":"with","start":1658.765,"end":1658.925,"confidence":0.7846641,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":0.025499938055872917},{"word":"and","start":1658.925,"end":1659.085,"confidence":0.98887885,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07806544005870819},{"word":"we","start":1659.085,"end":1659.245,"confidence":0.9933304,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11277034133672714},{"word":"will","start":1659.245,"end":1659.405,"confidence":0.87517285,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.09429404139518738},{"word":"just","start":1659.405,"end":1659.5651,"confidence":0.99824667,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1008739024400711},{"word":"proceed","start":1659.5651,"end":1659.965,"confidence":0.99907035,"punctuated_word":"proceed","sentiment":"neutral","sentiment_score":0.12644809484481812},{"word":"with","start":1659.965,"end":1660.125,"confidence":0.9974342,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11550525575876236},{"word":"whatever","start":1660.125,"end":1660.4451,"confidence":0.9990244,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.1452750414609909},{"word":"you're","start":1660.4451,"end":1660.685,"confidence":0.9945275,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.10261183977127077},{"word":"comfortable","start":1660.685,"end":1661.165,"confidence":0.9990221,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.0549241378903389},{"word":"with","start":1661.165,"end":1661.5651,"confidence":0.9995334,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":0.036559317260980606},{"word":"okay","start":1661.5651,"end":1662.0651,"confidence":0.99935687,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.04097805917263031},{"word":"yeah","start":1662.925,"end":1663.425,"confidence":0.83580124,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.35939326882362366},{"word":"oh","start":1664.845,"end":1665.085,"confidence":0.862275,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.6183500289916992},{"word":"good","start":1665.085,"end":1665.585,"confidence":0.9368888,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6010226011276245},{"word":"with","start":1665.98,"end":1666.14,"confidence":0.8673494,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.2714995741844177},{"word":"the","start":1666.14,"end":1666.62,"confidence":0.9992212,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1833724081516266},{"word":"the","start":1666.62,"end":1666.78,"confidence":0.9611675,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1564413160085678},{"word":"retirement","start":1666.78,"end":1667.28,"confidence":0.98457783,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.18001022934913635},{"word":"side","start":1667.3401,"end":1667.5,"confidence":0.99246585,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.23811620473861697},{"word":"of","start":1667.5,"end":1667.5801,"confidence":0.99799156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14854566752910614},{"word":"things","start":1667.5801,"end":1667.9,"confidence":0.82109797,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.12262602150440216},{"word":"so","start":1667.9,"end":1667.98,"confidence":0.74115235,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1127144768834114},{"word":"as","start":1667.98,"end":1668.2201,"confidence":0.97692853,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13057295978069303},{"word":"i","start":1668.2201,"end":1668.38,"confidence":0.99395823,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11859272420406342},{"word":"kinda","start":1668.38,"end":1668.78,"confidence":0.62410104,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.1497747153043747},{"word":"mentioned","start":1668.78,"end":1669.1,"confidence":0.9950245,"punctuated_word":"mentioned,","sentiment":"neutral","sentiment_score":0.15267038345336914},{"word":"one","start":1669.1,"end":1669.18,"confidence":0.9998178,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.17193736135959625},{"word":"of","start":1669.18,"end":1669.3401,"confidence":0.9998062,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2044821530580521},{"word":"the","start":1669.3401,"end":1669.42,"confidence":0.9990387,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19054000079631803},{"word":"things","start":1669.42,"end":1669.66,"confidence":0.9998528,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.21624094247817993},{"word":"i","start":1669.66,"end":1669.74,"confidence":0.9978404,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15430720150470734},{"word":"wanted","start":1669.74,"end":1670.06,"confidence":0.9998462,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.1732611060142517},{"word":"to","start":1670.06,"end":1670.14,"confidence":0.9997085,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18248571455478668},{"word":"look","start":1670.14,"end":1670.3,"confidence":0.99988806,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.17836226522922516},{"word":"at","start":1670.3,"end":1670.4601,"confidence":0.9573521,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2433172762393951},{"word":"for","start":1670.4601,"end":1670.62,"confidence":0.99942076,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23437727987766263},{"word":"you","start":1670.62,"end":1670.78,"confidence":0.999767,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2539181411266327},{"word":"was","start":1670.78,"end":1671.1,"confidence":0.9958825,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.24379511177539823},{"word":"the","start":1671.1,"end":1671.26,"confidence":0.9999161,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23788218200206757},{"word":"longevity","start":1671.26,"end":1671.76,"confidence":0.998553,"punctuated_word":"longevity","sentiment":"neutral","sentiment_score":0.3012658357620239},{"word":"of","start":1671.8201,"end":1671.9,"confidence":0.99945015,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3612038791179657},{"word":"your","start":1671.9,"end":1672.14,"confidence":0.939096,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3861482143402099},{"word":"super","start":1672.14,"end":1672.4601,"confidence":0.9554938,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.4734448790550232},{"word":"and","start":1672.4601,"end":1672.62,"confidence":0.95713425,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.26758766174316406},{"word":"what","start":1672.62,"end":1672.86,"confidence":0.99987614,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2802737057209015},{"word":"this","start":1672.86,"end":1673.1,"confidence":0.9986319,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.31162935495376587},{"word":"sort","start":1673.1,"end":1673.26,"confidence":0.9940288,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2876206040382385},{"word":"of","start":1673.26,"end":1673.42,"confidence":0.9990031,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3323209285736084},{"word":"means","start":1673.42,"end":1673.74,"confidence":0.9996039,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.16709211468696594},{"word":"moving","start":1673.74,"end":1673.98,"confidence":0.9984263,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.27804994583129883},{"word":"forward","start":1673.98,"end":1674.48,"confidence":0.9965352,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":0.23817819356918335},{"word":"so","start":1674.78,"end":1675.28,"confidence":0.99944705,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.033132247626781464},{"word":"because","start":1675.74,"end":1676.14,"confidence":0.5781659,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.00010114535689353944},{"word":"we","start":1676.14,"end":1676.3,"confidence":0.9939516,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.012894831597805023},{"word":"kind","start":1676.3,"end":1676.4601,"confidence":0.9811612,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.00022066384553909304},{"word":"of","start":1676.4601,"end":1676.62,"confidence":0.99955016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.012899406254291534},{"word":"hadn't","start":1676.62,"end":1676.9401,"confidence":0.9673569,"punctuated_word":"hadn't","sentiment":"neutral","sentiment_score":-0.038365136831998825},{"word":"been","start":1676.9401,"end":1677.1,"confidence":0.9993018,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.05604888498783112},{"word":"able","start":1677.1,"end":1677.3401,"confidence":0.9913084,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.06327418237924576},{"word":"to","start":1677.3401,"end":1677.5,"confidence":0.99699914,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05460279434919357},{"word":"work","start":1677.5,"end":1677.74,"confidence":0.9999355,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.028467603027820587},{"word":"on","start":1677.74,"end":1677.98,"confidence":0.99984336,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.032466962933540344},{"word":"exactly","start":1677.98,"end":1678.4601,"confidence":0.9998565,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.02790520340204239},{"word":"how","start":1678.4601,"end":1678.62,"confidence":0.999821,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.034032221883535385},{"word":"much","start":1678.62,"end":1678.905,"confidence":0.9999229,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.04739660024642944},{"word":"you","start":1678.985,"end":1679.385,"confidence":0.9998288,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05644569918513298},{"word":"might","start":1679.385,"end":1679.545,"confidence":0.9998374,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.056289587169885635},{"word":"need","start":1679.545,"end":1679.905,"confidence":0.99989784,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.018456026911735535},{"word":"to","start":1679.905,"end":1680.265,"confidence":0.99980193,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.035916589200496674},{"word":"draw","start":1680.265,"end":1680.5851,"confidence":0.99654394,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":-0.021137140691280365},{"word":"out","start":1680.5851,"end":1680.745,"confidence":0.99561274,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.040498457849025726},{"word":"a","start":1680.745,"end":1680.8251,"confidence":0.58562183,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.00988086313009262},{"word":"super","start":1680.8251,"end":1681.225,"confidence":0.8794719,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.03107636421918869},{"word":"in","start":1681.225,"end":1681.385,"confidence":0.9920774,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.004699841141700745},{"word":"retirement","start":1681.385,"end":1681.865,"confidence":0.9634991,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":-0.02094843238592148},{"word":"this","start":1681.865,"end":1682.105,"confidence":0.9601126,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.038331590592861176},{"word":"is","start":1682.105,"end":1682.185,"confidence":0.9981433,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02213474363088608},{"word":"kinda","start":1682.185,"end":1682.425,"confidence":0.68477577,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.022339005023241043},{"word":"something","start":1682.425,"end":1682.665,"confidence":0.9964824,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.0278179794549942},{"word":"we","start":1682.665,"end":1682.8251,"confidence":0.99926084,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.016171030700206757},{"word":"look","start":1682.8251,"end":1682.985,"confidence":0.985321,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.0019377022981643677},{"word":"at","start":1682.985,"end":1683.145,"confidence":0.98805153,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0010446161031723022},{"word":"down","start":1683.145,"end":1683.385,"confidence":0.9993641,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.023172102868556976},{"word":"the","start":1683.385,"end":1683.4651,"confidence":0.9971411,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01791050285100937},{"word":"track","start":1683.4651,"end":1683.785,"confidence":0.9986992,"punctuated_word":"track","sentiment":"neutral","sentiment_score":-0.0013309195637702942},{"word":"when","start":1683.785,"end":1683.9451,"confidence":0.9998016,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.009037479758262634},{"word":"we","start":1683.9451,"end":1684.105,"confidence":0.9995995,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.004636064171791077},{"word":"get","start":1684.105,"end":1684.265,"confidence":0.9998642,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.014290623366832731},{"word":"there","start":1684.265,"end":1684.765,"confidence":0.97267044,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.013533808290958405},{"word":"and","start":1684.905,"end":1685.0651,"confidence":0.8054373,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.016757670789957047},{"word":"we","start":1685.0651,"end":1685.225,"confidence":0.99830365,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.01489725336432457},{"word":"are","start":1685.225,"end":1685.4651,"confidence":0.99861825,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.026996828615665436},{"word":"looking","start":1685.4651,"end":1685.7051,"confidence":0.99954283,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.02183462865650654},{"word":"at","start":1685.7051,"end":1685.785,"confidence":0.9997807,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0216253399848938},{"word":"the","start":1685.785,"end":1685.9451,"confidence":0.9995427,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01825413480401039},{"word":"funds","start":1685.9451,"end":1686.265,"confidence":0.9960335,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.024099577218294144},{"word":"in","start":1686.265,"end":1686.425,"confidence":0.99544585,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.042830850929021835},{"word":"today's","start":1686.425,"end":1686.8251,"confidence":0.9986278,"punctuated_word":"today's","sentiment":"neutral","sentiment_score":0.03795044124126434},{"word":"dollars","start":1686.8251,"end":1687.145,"confidence":0.9397638,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.04196085035800934},{"word":"as","start":1687.145,"end":1687.385,"confidence":0.999765,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04407774284482002},{"word":"well","start":1687.385,"end":1687.625,"confidence":0.9999006,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.0624539740383625},{"word":"because","start":1687.625,"end":1687.865,"confidence":0.8551919,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0157821886241436},{"word":"we","start":1687.865,"end":1688.105,"confidence":0.9391223,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.011442407965660095},{"word":"kind","start":1688.105,"end":1688.265,"confidence":0.90766585,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.008554458618164062},{"word":"of","start":1688.265,"end":1688.345,"confidence":0.99767977,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.015271846204996107},{"word":"it's","start":1688.425,"end":1688.5851,"confidence":0.99942243,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.02434031292796135},{"word":"hard","start":1688.5851,"end":1688.8251,"confidence":0.9984236,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.0918327420949936},{"word":"to","start":1688.8251,"end":1689.0651,"confidence":0.9987447,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.059853870421648026},{"word":"pinpoint","start":1689.0651,"end":1689.5651,"confidence":0.9989567,"punctuated_word":"pinpoint","sentiment":"neutral","sentiment_score":-0.06605158001184464},{"word":"inflation","start":1689.625,"end":1690.125,"confidence":0.99944717,"punctuated_word":"inflation","sentiment":"neutral","sentiment_score":-0.03468921035528183},{"word":"and","start":1690.185,"end":1690.685,"confidence":0.97697747,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07586412131786346},{"word":"what","start":1690.745,"end":1690.985,"confidence":0.97383726,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13018392026424408},{"word":"that","start":1690.985,"end":1691.225,"confidence":0.9967809,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.122196227312088},{"word":"looks","start":1691.225,"end":1691.545,"confidence":0.99878067,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.052622996270656586},{"word":"like","start":1691.545,"end":1691.7051,"confidence":0.9981628,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08010821044445038},{"word":"down","start":1691.7051,"end":1691.9451,"confidence":0.98120636,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.09538513422012328},{"word":"the","start":1691.9451,"end":1692.105,"confidence":0.9954526,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09768839180469512},{"word":"track","start":1692.105,"end":1692.605,"confidence":0.95694613,"punctuated_word":"track.","sentiment":"neutral","sentiment_score":0.0740615651011467},{"word":"but","start":1693.5599,"end":1693.88,"confidence":0.98792714,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.12049687653779984},{"word":"i've","start":1693.88,"end":1694.0399,"confidence":0.99550706,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.15960362553596497},{"word":"worked","start":1694.0399,"end":1694.2799,"confidence":0.9855533,"punctuated_word":"worked","sentiment":"neutral","sentiment_score":0.20927384495735168},{"word":"on","start":1694.2799,"end":1694.44,"confidence":0.83068764,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1834050714969635},{"word":"just","start":1694.44,"end":1694.6,"confidence":0.56857777,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14164963364601135},{"word":"the","start":1694.6,"end":1694.76,"confidence":0.65538317,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12568968534469604},{"word":"base","start":1694.76,"end":1695.0,"confidence":0.6961286,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.15016572177410126},{"word":"of","start":1695.0,"end":1695.1599,"confidence":0.8965977,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.1230877935886383},{"word":"say","start":1695.1599,"end":1695.3999,"confidence":0.99724615,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.1283794641494751},{"word":"a","start":1695.3999,"end":1695.48,"confidence":0.992496,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15963464975357056},{"word":"thousand","start":1695.48,"end":1695.7999,"confidence":0.99950445,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.13392865657806396},{"word":"dollars","start":1695.7999,"end":1696.12,"confidence":0.9994106,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.13369029760360718},{"word":"on","start":1696.12,"end":1696.2799,"confidence":0.99931407,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13505111634731293},{"word":"a","start":1696.2799,"end":1696.44,"confidence":0.99941564,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1380246728658676},{"word":"weekly","start":1696.44,"end":1696.84,"confidence":0.9999261,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.12238835543394087},{"word":"basis","start":1696.84,"end":1697.24,"confidence":0.87382835,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":0.1406073123216629},{"word":"so","start":1697.24,"end":1697.3999,"confidence":0.98699737,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13073331117630005},{"word":"you","start":1697.3999,"end":1697.5599,"confidence":0.9991812,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13296988606452942},{"word":"will","start":1697.5599,"end":1697.72,"confidence":0.9998826,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1516594439744949},{"word":"see","start":1697.72,"end":1697.88,"confidence":0.9994363,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.12913808226585388},{"word":"in","start":1697.88,"end":1698.0399,"confidence":0.99717677,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1213308721780777},{"word":"that","start":1698.0399,"end":1698.2,"confidence":0.9988022,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16195502877235413},{"word":"document","start":1698.2,"end":1698.6799,"confidence":0.9954828,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.1534557193517685},{"word":"there","start":1698.6799,"end":1699.1799,"confidence":0.6713889,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.11647886037826538},{"word":"essentially","start":1699.24,"end":1699.74,"confidence":0.9071327,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.1039181798696518},{"word":"having","start":1701.0,"end":1701.32,"confidence":0.9964812,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.11099519580602646},{"word":"a","start":1701.32,"end":1701.48,"confidence":0.999645,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12027968466281892},{"word":"look","start":1701.48,"end":1701.7999,"confidence":0.6883715,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.09764884412288666},{"word":"and","start":1701.7999,"end":1702.0399,"confidence":0.999143,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13964876532554626},{"word":"if","start":1702.0399,"end":1702.2799,"confidence":0.9980552,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1466288864612579},{"word":"the","start":1702.2799,"end":1702.44,"confidence":0.9995036,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1250467449426651},{"word":"market","start":1702.44,"end":1702.76,"confidence":0.9993303,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.17214734852313995},{"word":"works","start":1702.76,"end":1703.08,"confidence":0.99818784,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.11050347238779068},{"word":"the","start":1703.08,"end":1703.24,"confidence":0.9983613,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15928643941879272},{"word":"way","start":1703.24,"end":1703.3999,"confidence":0.99995863,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.17756956815719604},{"word":"it","start":1703.3999,"end":1703.48,"confidence":0.9993017,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1674199104309082},{"word":"does","start":1703.48,"end":1703.7999,"confidence":0.97976005,"punctuated_word":"does,","sentiment":"neutral","sentiment_score":0.12640070915222168},{"word":"if","start":1703.7999,"end":1703.96,"confidence":0.9995933,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.16553187370300293},{"word":"we","start":1703.96,"end":1704.12,"confidence":0.99970347,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09066539257764816},{"word":"kind","start":1704.12,"end":1704.36,"confidence":0.9854327,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.09572631120681764},{"word":"of","start":1704.36,"end":1704.6,"confidence":0.99904794,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14573313295841217},{"word":"get","start":1704.6,"end":1705.08,"confidence":0.99773395,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.13234899938106537},{"word":"to","start":1705.08,"end":1705.24,"confidence":0.99737453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.144353985786438},{"word":"where","start":1705.24,"end":1705.5599,"confidence":0.98592967,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1068977564573288},{"word":"the","start":1705.64,"end":1705.7999,"confidence":0.9987174,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13088378310203552},{"word":"point","start":1705.7999,"end":1706.0399,"confidence":0.9998048,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.0906173586845398},{"word":"where","start":1706.0399,"end":1706.2799,"confidence":0.99919385,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.09704184532165527},{"word":"we","start":1706.2799,"end":1706.6,"confidence":0.999297,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08033113926649094},{"word":"want","start":1706.6,"end":1706.9199,"confidence":0.9987851,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.13305971026420593},{"word":"to","start":1706.9199,"end":1707.0,"confidence":0.9990376,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1161683052778244},{"word":"be","start":1707.0,"end":1707.24,"confidence":0.99956745,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.12270288914442062},{"word":"at","start":1707.24,"end":1707.675,"confidence":0.92726135,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.10658707469701768},{"word":"withdrawing","start":1708.2351,"end":1708.7351,"confidence":0.91964823,"punctuated_word":"withdrawing","sentiment":"neutral","sentiment_score":0.13813406229019165},{"word":"out","start":1708.9551,"end":1709.1951,"confidence":0.96909326,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1759205162525177},{"word":"of","start":1709.1951,"end":1709.3551,"confidence":0.7862799,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2051594853401184},{"word":"super","start":1709.3551,"end":1709.515,"confidence":0.85958517,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.22437873482704165},{"word":"and","start":1709.5951,"end":1709.755,"confidence":0.99949443,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1510397344827652},{"word":"you","start":1709.755,"end":1709.915,"confidence":0.9993899,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2246938198804855},{"word":"did","start":1709.915,"end":1710.0751,"confidence":0.9984328,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.18911069631576535},{"word":"still","start":1710.0751,"end":1710.395,"confidence":0.99956185,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.17657893896102905},{"word":"have","start":1710.395,"end":1710.7151,"confidence":0.9989779,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19376441836357117},{"word":"some","start":1710.7151,"end":1710.875,"confidence":0.99956936,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.14376255869865415},{"word":"money","start":1710.875,"end":1711.275,"confidence":0.9995541,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.18018899857997897},{"word":"sitting","start":1711.275,"end":1711.515,"confidence":0.9982274,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.25602036714553833},{"word":"in","start":1711.515,"end":1711.755,"confidence":0.99433243,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2077094167470932},{"word":"savings","start":1711.755,"end":1712.0751,"confidence":0.9665421,"punctuated_word":"savings.","sentiment":"neutral","sentiment_score":0.1259138286113739},{"word":"you","start":1712.0751,"end":1712.2351,"confidence":0.99180555,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1136721670627594},{"word":"had","start":1712.2351,"end":1712.4751,"confidence":0.99677557,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.13720305263996124},{"word":"about","start":1712.4751,"end":1712.635,"confidence":0.9994234,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12198594957590105},{"word":"180,000","start":1712.635,"end":1713.755,"confidence":0.9976802,"punctuated_word":"180,000","sentiment":"neutral","sentiment_score":0.18761423230171204},{"word":"sitting","start":1713.755,"end":1713.995,"confidence":0.9989864,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.20660383999347687},{"word":"in","start":1713.995,"end":1714.2351,"confidence":0.9954957,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19050543010234833},{"word":"savings","start":1714.2351,"end":1714.635,"confidence":0.7927167,"punctuated_word":"savings.","sentiment":"neutral","sentiment_score":0.10216642916202544},{"word":"so","start":1714.635,"end":1714.795,"confidence":0.7335002,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08619759976863861},{"word":"i","start":1714.795,"end":1714.875,"confidence":0.9956391,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10399559885263444},{"word":"have","start":1714.875,"end":1715.115,"confidence":0.998204,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12390800565481186},{"word":"also","start":1715.115,"end":1715.515,"confidence":0.9977342,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.09009800851345062},{"word":"incorporated","start":1715.515,"end":1716.015,"confidence":0.9994122,"punctuated_word":"incorporated","sentiment":"neutral","sentiment_score":0.1161142960190773},{"word":"that","start":1716.0751,"end":1716.2351,"confidence":0.999076,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1557362675666809},{"word":"into","start":1716.2351,"end":1716.4751,"confidence":0.99608374,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.11429978907108308},{"word":"the","start":1716.4751,"end":1716.635,"confidence":0.9912156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14474627375602722},{"word":"advice","start":1716.635,"end":1716.9551,"confidence":0.6378576,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.11849372088909148},{"word":"piece","start":1716.9551,"end":1717.275,"confidence":0.5122887,"punctuated_word":"piece","sentiment":"neutral","sentiment_score":0.07011227309703827},{"word":"to","start":1717.275,"end":1717.3551,"confidence":0.4077169,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08386903256177902},{"word":"sort","start":1717.3551,"end":1717.515,"confidence":0.9871963,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.10059356689453124},{"word":"of","start":1717.515,"end":1718.015,"confidence":0.9247796,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02761966921389103},{"word":"longevity","start":1718.155,"end":1718.655,"confidence":0.9593668,"punctuated_word":"longevity.","sentiment":"neutral","sentiment_score":0.05332697555422783},{"word":"but","start":1719.755,"end":1720.0751,"confidence":0.93987983,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0404641218483448},{"word":"if","start":1720.0751,"end":1720.2351,"confidence":0.9915734,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.029142742976546288},{"word":"you","start":1720.2351,"end":1720.395,"confidence":0.9956175,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04655905067920685},{"word":"did","start":1720.395,"end":1720.635,"confidence":0.9947129,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.05393431335687637},{"word":"retire","start":1720.635,"end":1721.115,"confidence":0.9904017,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.03703174740076065},{"word":"at","start":1721.115,"end":1721.275,"confidence":0.9607913,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0035751573741436005},{"word":"the","start":1721.275,"end":1721.435,"confidence":0.96475893,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00731891393661499},{"word":"age","start":1721.435,"end":1721.5951,"confidence":0.9837406,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.023644395172595974},{"word":"of","start":1721.5951,"end":1721.94,"confidence":0.87469524,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.011731017380952837},{"word":"65","start":1722.0199,"end":1722.4199,"confidence":0.95446056,"punctuated_word":"65","sentiment":"neutral","sentiment_score":0.040475428104400635},{"word":"based","start":1722.4199,"end":1722.82,"confidence":0.549501,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.01832092367112637},{"word":"on","start":1722.82,"end":1722.98,"confidence":0.99742365,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.025429166853427887},{"word":"what","start":1722.98,"end":1723.1399,"confidence":0.9992287,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03494557365775108},{"word":"we","start":1723.1399,"end":1723.3799,"confidence":0.99908006,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.030576203018426895},{"word":"have","start":1723.3799,"end":1723.62,"confidence":0.99479914,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06605763733386993},{"word":"here","start":1723.62,"end":1724.12,"confidence":0.9873779,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.04256304353475571},{"word":"trying","start":1724.4199,"end":1724.6599,"confidence":0.51600313,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.03521100804209709},{"word":"to","start":1724.6599,"end":1724.74,"confidence":0.9955948,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03146456554532051},{"word":"draw","start":1724.74,"end":1724.98,"confidence":0.98976773,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.039235372096300125},{"word":"out","start":1724.98,"end":1725.1399,"confidence":0.9764789,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.022486619651317596},{"word":"about","start":1725.1399,"end":1725.3799,"confidence":0.9946902,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0025649480521678925},{"word":"$52,000","start":1725.3799,"end":1726.6599,"confidence":0.98462176,"punctuated_word":"$52,000","sentiment":"neutral","sentiment_score":0.055460721254348755},{"word":"on","start":1726.6599,"end":1726.82,"confidence":0.9997291,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.032288577407598495},{"word":"a","start":1726.82,"end":1726.8999,"confidence":0.999582,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.016396308317780495},{"word":"yearly","start":1726.8999,"end":1727.2999,"confidence":0.9998084,"punctuated_word":"yearly","sentiment":"neutral","sentiment_score":0.035964235663414},{"word":"basis","start":1727.2999,"end":1727.7999,"confidence":0.99930024,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.04243297874927521},{"word":"between","start":1727.86,"end":1728.34,"confidence":0.9492497,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.10068193078041077},{"word":"your","start":1728.34,"end":1728.6599,"confidence":0.99470645,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1866430938243866},{"word":"super","start":1728.6599,"end":1728.98,"confidence":0.9722516,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2662256062030792},{"word":"and","start":1728.98,"end":1729.22,"confidence":0.99848783,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12141110002994536},{"word":"your","start":1729.22,"end":1729.5399,"confidence":0.99784565,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.204904243350029},{"word":"savings","start":1729.5399,"end":1730.0399,"confidence":0.8495844,"punctuated_word":"savings,","sentiment":"neutral","sentiment_score":0.1181948184967041},{"word":"as","start":1730.58,"end":1730.82,"confidence":0.99741286,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13459931313991547},{"word":"much","start":1730.82,"end":1731.1399,"confidence":0.99924856,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.2000385224819183},{"word":"as","start":1731.1399,"end":1731.2999,"confidence":0.99808973,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15629148483276367},{"word":"this","start":1731.2999,"end":1731.5399,"confidence":0.99912757,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.23786185681819916},{"word":"is","start":1731.5399,"end":1731.7,"confidence":0.99541074,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.18024706840515137},{"word":"getting","start":1731.7,"end":1732.0199,"confidence":0.9995741,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.20129555463790896},{"word":"you","start":1732.0199,"end":1732.1799,"confidence":0.99120903,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.26612716913223267},{"word":"closer","start":1732.1799,"end":1732.58,"confidence":0.9974419,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.24520963430404663},{"word":"to","start":1732.58,"end":1732.74,"confidence":0.99753475,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31199920177459717},{"word":"your","start":1732.74,"end":1732.98,"confidence":0.9969355,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.31492137908935547},{"word":"goal","start":1732.98,"end":1733.48,"confidence":0.9954882,"punctuated_word":"goal,","sentiment":"neutral","sentiment_score":0.2518579363822937},{"word":"it","start":1733.7,"end":1733.86,"confidence":0.9708161,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24695518612861633},{"word":"allows","start":1733.86,"end":1734.2599,"confidence":0.9986858,"punctuated_word":"allows","sentiment":"neutral","sentiment_score":0.18825072050094604},{"word":"you","start":1734.2599,"end":1734.4199,"confidence":0.9933601,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20658794045448303},{"word":"to","start":1734.4199,"end":1734.58,"confidence":0.9960318,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2235492467880249},{"word":"draw","start":1734.58,"end":1734.8999,"confidence":0.9977859,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.2507084012031555},{"word":"out","start":1734.8999,"end":1735.0599,"confidence":0.98557985,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2020506262779236},{"word":"that","start":1735.0599,"end":1735.2999,"confidence":0.99331033,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1465417742729187},{"word":"money","start":1735.2999,"end":1735.7,"confidence":0.98171806,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.15922512114048004},{"word":"however","start":1735.7,"end":1736.1799,"confidence":0.99832445,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":-0.0961569994688034},{"word":"it","start":1736.1799,"end":1736.4199,"confidence":0.92197,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1037207841873169},{"word":"doesn't","start":1736.4199,"end":1736.82,"confidence":0.9932014,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.14870882034301758},{"word":"quite","start":1736.82,"end":1737.0599,"confidence":0.98257494,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.17258918285369873},{"word":"give","start":1737.0599,"end":1737.1399,"confidence":0.9528569,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.10911347717046738},{"word":"you","start":1737.1399,"end":1737.3799,"confidence":0.95527035,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.061953604221343994},{"word":"longevity","start":1737.3799,"end":1737.8799,"confidence":0.91247904,"punctuated_word":"longevity.","sentiment":"neutral","sentiment_score":-0.09533807635307312},{"word":"it","start":1737.995,"end":1738.155,"confidence":0.99854076,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.019391104578971863},{"word":"means","start":1738.155,"end":1738.275,"confidence":0.9993942,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.015988856554031372},{"word":"that","start":1738.275,"end":1738.395,"confidence":0.70207506,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.013090133666992188},{"word":"your","start":1738.395,"end":1738.795,"confidence":0.98562926,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.00923091173171997},{"word":"super","start":1738.795,"end":1739.1951,"confidence":0.98231035,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.0657348707318306},{"word":"wouldn't","start":1739.1951,"end":1739.5951,"confidence":0.99951696,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.09095560759305954},{"word":"last","start":1739.5951,"end":1739.755,"confidence":0.9971512,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.08266881108283997},{"word":"it","start":1739.915,"end":1739.995,"confidence":0.99791414,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1299247145652771},{"word":"would","start":1739.995,"end":1740.235,"confidence":0.9998609,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.12752622365951538},{"word":"sort","start":1740.235,"end":1740.4751,"confidence":0.9920833,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.1134367436170578},{"word":"of","start":1740.4751,"end":1740.555,"confidence":0.9932795,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17723381519317627},{"word":"run","start":1740.555,"end":1740.7151,"confidence":0.99682426,"punctuated_word":"run","sentiment":"neutral","sentiment_score":-0.1473553627729416},{"word":"out","start":1740.7151,"end":1740.875,"confidence":0.9962644,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.1640910655260086},{"word":"in","start":1740.875,"end":1741.115,"confidence":0.9990264,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.13721983134746552},{"word":"about","start":1741.115,"end":1741.435,"confidence":0.96915305,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.1075090616941452},{"word":"eighties","start":1741.435,"end":1741.935,"confidence":0.9892737,"punctuated_word":"eighties.","sentiment":"neutral","sentiment_score":-0.0944821834564209},{"word":"if","start":1742.4751,"end":1742.635,"confidence":0.6721637,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.02695920318365097},{"word":"you","start":1742.635,"end":1742.7151,"confidence":0.9996086,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.019592488184571263},{"word":"were","start":1742.7151,"end":1742.9551,"confidence":0.9509799,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.019978929311037064},{"word":"drawing","start":1742.9551,"end":1743.4551,"confidence":0.98217505,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":-0.0007754340767860413},{"word":"roughly","start":1743.8351,"end":1744.3351,"confidence":0.99445844,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":-0.015947375446558},{"word":"$46,000","start":1744.395,"end":1745.755,"confidence":0.9996488,"punctuated_word":"$46,000","sentiment":"neutral","sentiment_score":0.032288264483213425},{"word":"on","start":1745.755,"end":1745.915,"confidence":0.9997937,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.008767545223236084},{"word":"a","start":1745.915,"end":1746.0751,"confidence":0.99876606,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.006580587476491928},{"word":"yearly","start":1746.0751,"end":1746.4751,"confidence":0.9997434,"punctuated_word":"yearly","sentiment":"neutral","sentiment_score":0.017682723701000214},{"word":"basis","start":1746.4751,"end":1746.795,"confidence":0.9916169,"punctuated_word":"basis,","sentiment":"neutral","sentiment_score":0.012884587049484251},{"word":"which","start":1746.795,"end":1746.9551,"confidence":0.9998055,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.0005082637071609497},{"word":"is","start":1746.9551,"end":1747.1951,"confidence":0.99963,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.002942033112049103},{"word":"about","start":1747.1951,"end":1747.435,"confidence":0.9995592,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.005895055830478668},{"word":"5,900","start":1747.435,"end":1748.7151,"confidence":0.99951863,"punctuated_word":"5,900","sentiment":"neutral","sentiment_score":0.03930031508207321},{"word":"less","start":1748.7151,"end":1748.9551,"confidence":0.7726084,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.03130403161048889},{"word":"than","start":1748.9551,"end":1749.115,"confidence":0.9989945,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.00959479808807373},{"word":"what","start":1749.115,"end":1749.275,"confidence":0.99915624,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.01084040105342865},{"word":"you","start":1749.275,"end":1749.755,"confidence":0.99989605,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.007882766425609589},{"word":"you","start":1749.755,"end":1749.995,"confidence":0.9714706,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0025219470262527466},{"word":"would","start":1749.995,"end":1750.235,"confidence":0.99858594,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0045674145221710205},{"word":"actually","start":1750.235,"end":1750.635,"confidence":0.9982091,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.01257309690117836},{"word":"need","start":1750.635,"end":1750.9551,"confidence":0.99827206,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.006566416472196579},{"word":"based","start":1750.9551,"end":1751.1951,"confidence":0.9967278,"punctuated_word":"based","sentiment":"neutral","sentiment_score":-0.014132389798760414},{"word":"on","start":1751.1951,"end":1751.355,"confidence":0.99846905,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01081441342830658},{"word":"a","start":1751.355,"end":1751.435,"confidence":0.95433986,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.004772258922457695},{"word":"thousand","start":1751.435,"end":1751.8351,"confidence":0.99932504,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.0015768148005008698},{"word":"dollars","start":1751.8351,"end":1752.155,"confidence":0.9998448,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.011743027716875076},{"word":"on","start":1752.155,"end":1752.235,"confidence":0.9997297,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.005233079195022583},{"word":"a","start":1752.235,"end":1752.395,"confidence":0.999204,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0014281142503023148},{"word":"weekly","start":1752.395,"end":1752.795,"confidence":0.9998833,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.012091439217329024},{"word":"basis","start":1752.795,"end":1753.295,"confidence":0.95927966,"punctuated_word":"basis,","sentiment":"neutral","sentiment_score":0.00681355781853199},{"word":"super","start":1754.27,"end":1754.6699,"confidence":0.937962,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.1449272632598877},{"word":"and","start":1754.6699,"end":1755.15,"confidence":0.7807466,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09310322999954224},{"word":"utilizing","start":1755.15,"end":1755.65,"confidence":0.99854845,"punctuated_word":"utilizing","sentiment":"neutral","sentiment_score":0.1211126297712326},{"word":"some","start":1755.71,"end":1756.03,"confidence":0.9959053,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.13155436515808103},{"word":"of","start":1756.03,"end":1756.11,"confidence":0.99506253,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1551722288131714},{"word":"your","start":1756.11,"end":1756.35,"confidence":0.9985493,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17033377289772034},{"word":"savings","start":1756.35,"end":1756.83,"confidence":0.99817467,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.1429482400417328},{"word":"to","start":1756.83,"end":1756.9099,"confidence":0.9937616,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13270314037799835},{"word":"give","start":1756.9099,"end":1757.23,"confidence":0.9955884,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.12196917086839676},{"word":"longevity","start":1757.23,"end":1757.73,"confidence":0.9600059,"punctuated_word":"longevity,","sentiment":"neutral","sentiment_score":0.1614374816417694},{"word":"we","start":1758.35,"end":1758.59,"confidence":0.8864442,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15967580676078796},{"word":"can","start":1758.59,"end":1758.83,"confidence":0.999765,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1701509654521942},{"word":"sort","start":1758.83,"end":1758.99,"confidence":0.99381965,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.15454304218292236},{"word":"of","start":1758.99,"end":1759.15,"confidence":0.88583326,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19867540895938873},{"word":"predict","start":1759.15,"end":1759.47,"confidence":0.99970335,"punctuated_word":"predict","sentiment":"neutral","sentiment_score":0.17793402075767517},{"word":"that","start":1759.47,"end":1759.63,"confidence":0.9993957,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09663565456867218},{"word":"it","start":1759.63,"end":1759.7899,"confidence":0.9975551,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10970896482467651},{"word":"would","start":1759.7899,"end":1759.95,"confidence":0.99978334,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10132332146167757},{"word":"run","start":1759.95,"end":1760.19,"confidence":0.99959713,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.11513077467679976},{"word":"out","start":1760.19,"end":1760.4299,"confidence":0.9955491,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06687590479850769},{"word":"at","start":1760.4299,"end":1760.59,"confidence":0.9842861,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06345769762992859},{"word":"around","start":1760.59,"end":1760.9099,"confidence":0.94005775,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.06864668428897858},{"word":"about","start":1760.9099,"end":1761.15,"confidence":0.97317386,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.047154903411865234},{"word":"age","start":1761.15,"end":1761.63,"confidence":0.9929644,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.06584323942661285},{"word":"84","start":1761.63,"end":1762.45,"confidence":0.99909705,"punctuated_word":"84.","sentiment":"neutral","sentiment_score":0.0703153908252716},{"word":"so","start":1763.23,"end":1763.73,"confidence":0.99822766,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04630980268120766},{"word":"i've","start":1763.87,"end":1764.19,"confidence":0.9965012,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.04380795359611511},{"word":"looked","start":1764.19,"end":1764.4299,"confidence":0.9998504,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":0.03949948400259018},{"word":"at","start":1764.4299,"end":1764.59,"confidence":0.9992034,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.039987362921237946},{"word":"other","start":1764.59,"end":1764.9099,"confidence":0.9997826,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.03187992423772812},{"word":"things","start":1764.9099,"end":1765.15,"confidence":0.99988866,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.037958431988954544},{"word":"because","start":1765.15,"end":1765.47,"confidence":0.8090876,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.03220916539430618},{"word":"i","start":1765.47,"end":1765.63,"confidence":0.9991542,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05506733059883118},{"word":"also","start":1765.63,"end":1765.87,"confidence":0.999361,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.059486664831638336},{"word":"know","start":1765.87,"end":1766.03,"confidence":0.9977623,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.09311620891094208},{"word":"that","start":1766.03,"end":1766.19,"confidence":0.9998653,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04592341184616089},{"word":"your","start":1766.19,"end":1766.35,"confidence":0.9994324,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05334886908531189},{"word":"wife","start":1766.35,"end":1766.625,"confidence":0.99981433,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.1089344173669815},{"word":"is","start":1766.625,"end":1766.865,"confidence":0.9999285,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07004896551370621},{"word":"younger","start":1766.865,"end":1767.105,"confidence":0.99981314,"punctuated_word":"younger","sentiment":"neutral","sentiment_score":0.07310393452644348},{"word":"than","start":1767.105,"end":1767.265,"confidence":0.999383,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.08741721510887146},{"word":"you","start":1767.265,"end":1767.505,"confidence":0.99969125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07881443947553635},{"word":"and","start":1767.505,"end":1767.745,"confidence":0.97196984,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07754094153642654},{"word":"and","start":1767.745,"end":1767.985,"confidence":0.9871132,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07033095508813858},{"word":"will","start":1767.985,"end":1768.225,"confidence":0.98204285,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.07249147444963455},{"word":"work","start":1768.225,"end":1768.465,"confidence":0.99986315,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.06250528991222382},{"word":"a","start":1768.465,"end":1768.545,"confidence":0.9996891,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05615711957216263},{"word":"little","start":1768.545,"end":1768.705,"confidence":0.9998958,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.024830594658851624},{"word":"bit","start":1768.705,"end":1768.945,"confidence":0.9994313,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.026254117488861084},{"word":"longer","start":1768.945,"end":1769.425,"confidence":0.9998123,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":0.06610703468322754},{"word":"as","start":1769.425,"end":1769.585,"confidence":0.9998957,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06657791137695312},{"word":"well","start":1769.585,"end":1769.985,"confidence":0.9966153,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.00029034254839643836},{"word":"so","start":1769.985,"end":1770.485,"confidence":0.99977046,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.00983100850135088},{"word":"in","start":1770.625,"end":1770.785,"confidence":0.996849,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.006447402760386467},{"word":"the","start":1770.785,"end":1770.945,"confidence":0.99976057,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01162341609597206},{"word":"appendix","start":1770.945,"end":1771.445,"confidence":0.9970728,"punctuated_word":"appendix","sentiment":"neutral","sentiment_score":0.00746170012280345},{"word":"there","start":1771.585,"end":1771.825,"confidence":0.68555903,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.05005965754389763},{"word":"i've","start":1771.825,"end":1772.325,"confidence":0.9907574,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.0488181933760643},{"word":"i've","start":1772.745,"end":1773.245,"confidence":0.95761406,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.03816692531108856},{"word":"got","start":1773.665,"end":1773.825,"confidence":0.9924896,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.02742622047662735},{"word":"some","start":1773.825,"end":1774.065,"confidence":0.9958733,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.02441992796957493},{"word":"other","start":1774.065,"end":1774.465,"confidence":0.9940415,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.025524025782942772},{"word":"scenarios","start":1774.465,"end":1774.965,"confidence":0.9002547,"punctuated_word":"scenarios.","sentiment":"neutral","sentiment_score":-0.011908341199159622},{"word":"we","start":1777.185,"end":1777.345,"confidence":0.99456006,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1586238443851471},{"word":"hope","start":1777.345,"end":1777.845,"confidence":0.76867557,"punctuated_word":"hope.","sentiment":"neutral","sentiment_score":0.2473533600568771},{"word":"and","start":1777.905,"end":1778.065,"confidence":0.9987662,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.3777987062931061},{"word":"that's","start":1778.065,"end":1778.465,"confidence":0.99989295,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.40426182746887207},{"word":"absolutely","start":1778.465,"end":1778.965,"confidence":0.9995677,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.4025443494319916},{"word":"fine","start":1779.105,"end":1779.605,"confidence":0.98477066,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.3022482395172119},{"word":"when","start":1780.2201,"end":1780.54,"confidence":0.96471876,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.14372150599956512},{"word":"we","start":1780.54,"end":1780.7001,"confidence":0.99996316,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14461804926395416},{"word":"kinda","start":1780.7001,"end":1780.9401,"confidence":0.97450995,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.16736851632595062},{"word":"look","start":1780.9401,"end":1781.18,"confidence":0.95586574,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.11721687018871307},{"word":"down","start":1781.18,"end":1781.3401,"confidence":0.999716,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1186816394329071},{"word":"the","start":1781.3401,"end":1781.5,"confidence":0.9988255,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1034439504146576},{"word":"track","start":1781.5,"end":1781.9,"confidence":0.7906366,"punctuated_word":"track,","sentiment":"neutral","sentiment_score":0.08654482662677765},{"word":"maybe","start":1781.9,"end":1782.2201,"confidence":0.7348082,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.135176882147789},{"word":"factoring","start":1782.2201,"end":1782.7001,"confidence":0.9945853,"punctuated_word":"factoring","sentiment":"neutral","sentiment_score":0.1304810792207718},{"word":"in","start":1782.7001,"end":1782.78,"confidence":0.98768336,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11545376479625702},{"word":"her","start":1782.78,"end":1783.02,"confidence":0.95700586,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.06413021683692932},{"word":"super","start":1783.02,"end":1783.3401,"confidence":0.3550715,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.0964043065905571},{"word":"in","start":1783.3401,"end":1783.5801,"confidence":0.9439174,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09791241586208344},{"word":"a","start":1783.5801,"end":1783.66,"confidence":0.99911517,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0984269753098488},{"word":"bit","start":1783.66,"end":1783.9,"confidence":0.99954706,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.10616574436426164},{"word":"more","start":1783.9,"end":1784.14,"confidence":0.9996284,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.07277273386716843},{"word":"detail","start":1784.14,"end":1784.64,"confidence":0.86837494,"punctuated_word":"detail,","sentiment":"neutral","sentiment_score":0.0973309725522995},{"word":"we'll","start":1784.7001,"end":1784.9401,"confidence":0.96839756,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.1371590942144394},{"word":"definitely","start":1784.9401,"end":1785.3401,"confidence":0.7980128,"punctuated_word":"definitely,","sentiment":"neutral","sentiment_score":0.17217937111854553},{"word":"when","start":1785.3401,"end":1785.5,"confidence":0.9997242,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.17482076585292816},{"word":"we","start":1785.5,"end":1785.5801,"confidence":0.9996848,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1309887021780014},{"word":"get","start":1785.5801,"end":1785.8201,"confidence":0.9992286,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.09923648834228516},{"word":"closer","start":1785.8201,"end":1786.14,"confidence":0.96580297,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.08122029900550842},{"word":"to","start":1786.14,"end":1786.3,"confidence":0.9845828,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11099311709403992},{"word":"her","start":1786.3,"end":1786.4601,"confidence":0.5829988,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.06365244090557098},{"word":"time","start":1786.4601,"end":1786.7001,"confidence":0.92310184,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.08061596751213074},{"word":"would","start":1786.7001,"end":1786.86,"confidence":0.24561158,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.13099680840969086},{"word":"be","start":1786.86,"end":1787.02,"confidence":0.99830854,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.12023023515939713},{"word":"able","start":1787.02,"end":1787.18,"confidence":0.9975357,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.14110983908176422},{"word":"to","start":1787.18,"end":1787.3401,"confidence":0.9932065,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1523413360118866},{"word":"update","start":1787.3401,"end":1787.66,"confidence":0.99915254,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.12751634418964386},{"word":"the","start":1787.66,"end":1787.8201,"confidence":0.96021146,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09982170909643172},{"word":"projections","start":1787.8201,"end":1788.3201,"confidence":0.99582773,"punctuated_word":"projections","sentiment":"neutral","sentiment_score":0.08410368859767914},{"word":"a","start":1788.38,"end":1788.54,"confidence":0.999838,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11486563086509705},{"word":"little","start":1788.54,"end":1788.7001,"confidence":0.99996257,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.09776691347360612},{"word":"bit","start":1788.7001,"end":1788.86,"confidence":0.99969304,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.088065505027771},{"word":"more","start":1788.86,"end":1789.1,"confidence":0.9998548,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.0753358006477356},{"word":"for","start":1789.1,"end":1789.26,"confidence":0.99989057,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0770338773727417},{"word":"you","start":1789.26,"end":1789.74,"confidence":0.9963994,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.07454993575811386},{"word":"and","start":1789.74,"end":1789.98,"confidence":0.9991561,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06174752488732338},{"word":"when","start":1789.98,"end":1790.14,"confidence":0.9995047,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.06181105598807335},{"word":"we","start":1790.14,"end":1790.38,"confidence":0.99974746,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0547155886888504},{"word":"get","start":1790.38,"end":1790.62,"confidence":0.9993573,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.057852014899253845},{"word":"to","start":1790.62,"end":1790.78,"confidence":0.8817396,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06727014482021332},{"word":"that","start":1790.78,"end":1791.02,"confidence":0.9997502,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06880788505077362},{"word":"point","start":1791.02,"end":1791.52,"confidence":0.9989015,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.0657421424984932},{"word":"i","start":1791.5801,"end":1791.66,"confidence":0.9731582,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10988061130046844},{"word":"wanna","start":1791.66,"end":1792.06,"confidence":0.9976261,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.10160201042890547},{"word":"also","start":1792.06,"end":1792.3,"confidence":0.99227965,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.0854405090212822},{"word":"look","start":1792.3,"end":1792.54,"confidence":0.9987525,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.03479631245136261},{"word":"at","start":1792.54,"end":1792.62,"confidence":0.9997092,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04339325800538063},{"word":"age","start":1792.62,"end":1792.935,"confidence":0.9448323,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.03559713065624237},{"word":"pension","start":1792.935,"end":1793.255,"confidence":0.9974712,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.037650130689144135},{"word":"and","start":1793.255,"end":1793.415,"confidence":0.9737612,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05925656110048294},{"word":"make","start":1793.415,"end":1793.5751,"confidence":0.99920493,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.043931994587183},{"word":"sure","start":1793.5751,"end":1793.895,"confidence":0.99927473,"punctuated_word":"sure,","sentiment":"neutral","sentiment_score":0.052953727543354034},{"word":"you","start":1793.895,"end":1793.9751,"confidence":0.9995408,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.049215540289878845},{"word":"know","start":1793.9751,"end":1794.135,"confidence":0.99966,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.04777362197637558},{"word":"what","start":1794.135,"end":1794.375,"confidence":0.9999119,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06917305290699005},{"word":"we","start":1794.375,"end":1794.4551,"confidence":0.9999316,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06702297925949097},{"word":"can","start":1794.4551,"end":1794.6951,"confidence":0.9999013,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05515403300523758},{"word":"do","start":1794.6951,"end":1794.8551,"confidence":0.99943477,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04212293401360512},{"word":"there","start":1794.8551,"end":1795.0951,"confidence":0.932073,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.05194339156150818},{"word":"but","start":1795.0951,"end":1795.3351,"confidence":0.999658,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0659564882516861},{"word":"i've","start":1795.3351,"end":1795.4951,"confidence":0.99967504,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.11955656856298448},{"word":"added","start":1795.4951,"end":1795.7351,"confidence":0.9998665,"punctuated_word":"added","sentiment":"neutral","sentiment_score":0.11152461171150208},{"word":"a","start":1795.7351,"end":1795.895,"confidence":0.9994394,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11214651167392732},{"word":"few","start":1795.895,"end":1796.135,"confidence":0.9999664,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.095476433634758},{"word":"additional","start":1796.135,"end":1796.6151,"confidence":0.99982786,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.0941595509648323},{"word":"alternative","start":1796.6151,"end":1797.1151,"confidence":0.97096425,"punctuated_word":"alternative","sentiment":"neutral","sentiment_score":0.04980980604887009},{"word":"scenarios","start":1797.255,"end":1797.755,"confidence":0.99964535,"punctuated_word":"scenarios","sentiment":"neutral","sentiment_score":0.06480777263641357},{"word":"into","start":1797.9751,"end":1798.4751,"confidence":0.9995988,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1028689742088318},{"word":"the","start":1798.6951,"end":1798.935,"confidence":0.99959666,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12462227046489716},{"word":"appendix","start":1798.935,"end":1799.415,"confidence":0.99920267,"punctuated_word":"appendix","sentiment":"neutral","sentiment_score":0.07902249693870544},{"word":"for","start":1799.415,"end":1799.655,"confidence":0.99970657,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1504213660955429},{"word":"you","start":1799.655,"end":1799.8151,"confidence":0.999866,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11468451470136642},{"word":"to","start":1799.8151,"end":1799.9751,"confidence":0.9944351,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12655198574066162},{"word":"show","start":1799.9751,"end":1800.2151,"confidence":0.99927217,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.07965078204870224},{"word":"you","start":1800.2151,"end":1800.4551,"confidence":0.9644681,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.08625555783510208},{"word":"so","start":1800.4551,"end":1800.9551,"confidence":0.9660773,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.10792827606201172},{"word":"it's","start":1801.415,"end":1801.655,"confidence":0.98363304,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.12566712498664856},{"word":"about","start":1801.655,"end":1802.055,"confidence":0.5872737,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.09668157994747162},{"word":"making","start":1802.055,"end":1802.295,"confidence":0.9992907,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.07901132851839066},{"word":"sure","start":1802.295,"end":1802.535,"confidence":0.99929047,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.09279970824718475},{"word":"you're","start":1802.535,"end":1802.775,"confidence":0.9987583,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.09503503888845444},{"word":"aware","start":1802.775,"end":1803.0951,"confidence":0.919852,"punctuated_word":"aware.","sentiment":"neutral","sentiment_score":0.09156109392642976},{"word":"the","start":1803.0951,"end":1803.255,"confidence":0.9993892,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.11000898480415344},{"word":"advice","start":1803.255,"end":1803.5751,"confidence":0.9951019,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.1348685622215271},{"word":"is","start":1803.5751,"end":1803.7351,"confidence":0.9964335,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13487662374973297},{"word":"getting","start":1803.7351,"end":1803.9751,"confidence":0.99975806,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.10946373641490936},{"word":"you","start":1803.9751,"end":1804.2151,"confidence":0.9969097,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1089048981666565},{"word":"closer","start":1804.2151,"end":1804.6151,"confidence":0.9981712,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.109673373401165},{"word":"to","start":1804.6151,"end":1804.6951,"confidence":0.99956876,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15626010298728943},{"word":"your","start":1804.6951,"end":1804.935,"confidence":0.9997341,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12695518136024475},{"word":"goal","start":1804.935,"end":1805.255,"confidence":0.9294174,"punctuated_word":"goal.","sentiment":"neutral","sentiment_score":0.10898292809724808},{"word":"however","start":1805.255,"end":1805.755,"confidence":0.9996908,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":-0.018932733684778217},{"word":"it's","start":1805.8151,"end":1805.9751,"confidence":0.9944521,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.016795633360743523},{"word":"not","start":1805.9751,"end":1806.3,"confidence":0.9964786,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06592963635921478},{"word":"still","start":1806.3,"end":1806.54,"confidence":0.99943715,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.11288058757781982},{"word":"not","start":1806.54,"end":1806.78,"confidence":0.9817799,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.11693552881479265},{"word":"quite","start":1806.78,"end":1807.02,"confidence":0.99724895,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.1006203144788742},{"word":"meeting","start":1807.02,"end":1807.3401,"confidence":0.7874128,"punctuated_word":"meeting","sentiment":"neutral","sentiment_score":-0.04927162826061249},{"word":"it","start":1807.3401,"end":1807.5,"confidence":0.93518484,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.0903988480567932},{"word":"we","start":1807.5,"end":1807.66,"confidence":0.99939156,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06292533874511719},{"word":"still","start":1807.66,"end":1807.9,"confidence":0.9989698,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06262011080980301},{"word":"wanna","start":1807.9,"end":1808.2201,"confidence":0.9985084,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.1522429585456848},{"word":"work","start":1808.2201,"end":1808.54,"confidence":0.9993222,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.14512892067432404},{"word":"at","start":1808.54,"end":1808.78,"confidence":0.9928094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.19127002358436584},{"word":"making","start":1808.78,"end":1809.1001,"confidence":0.99951684,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.1488047093153},{"word":"sure","start":1809.1001,"end":1809.3401,"confidence":0.9998983,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.21377232670783997},{"word":"we're","start":1809.3401,"end":1809.5801,"confidence":0.99800116,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.1987040489912033},{"word":"on","start":1809.5801,"end":1809.66,"confidence":0.9993593,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2201825976371765},{"word":"our","start":1809.66,"end":1809.9,"confidence":0.9429759,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.15038278698921204},{"word":"on","start":1810.14,"end":1810.3,"confidence":0.99133486,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09371085464954376},{"word":"track","start":1810.3,"end":1810.62,"confidence":0.9938332,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.13858774304389954},{"word":"to","start":1810.62,"end":1810.78,"confidence":0.97706956,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0675661563873291},{"word":"try","start":1810.78,"end":1811.02,"confidence":0.99883217,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.06470312923192978},{"word":"and","start":1811.02,"end":1811.1001,"confidence":0.9984126,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08145101368427277},{"word":"get","start":1811.1001,"end":1811.3401,"confidence":0.99982136,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06410123407840729},{"word":"there","start":1811.3401,"end":1811.74,"confidence":0.99684274,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.04026738926768303},{"word":"and","start":1811.74,"end":1811.9,"confidence":0.9530719,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02617558278143406},{"word":"get","start":1811.9,"end":1812.14,"confidence":0.99988747,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.02557728998363018},{"word":"as","start":1812.14,"end":1812.3,"confidence":0.96260834,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03751830384135246},{"word":"close","start":1812.3,"end":1812.62,"confidence":0.9986357,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.08108466863632202},{"word":"as","start":1812.62,"end":1812.78,"confidence":0.9987362,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07988160848617554},{"word":"possible","start":1812.78,"end":1813.28,"confidence":0.9994557,"punctuated_word":"possible.","sentiment":"neutral","sentiment_score":0.07592344284057617},{"word":"so","start":1814.3,"end":1814.54,"confidence":0.69030184,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06361831724643707},{"word":"the","start":1814.54,"end":1814.7001,"confidence":0.9160906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07249856740236282},{"word":"scenarios","start":1814.7001,"end":1815.2001,"confidence":0.91700995,"punctuated_word":"scenarios","sentiment":"neutral","sentiment_score":0.06529977917671204},{"word":"in","start":1815.26,"end":1815.5,"confidence":0.98820376,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08914505690336227},{"word":"the","start":1815.5,"end":1815.5801,"confidence":0.991197,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11120141297578812},{"word":"appendix","start":1815.5801,"end":1816.06,"confidence":0.97563565,"punctuated_word":"appendix,","sentiment":"neutral","sentiment_score":0.07811032235622406},{"word":"i","start":1816.06,"end":1816.2201,"confidence":0.97905195,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08797869831323624},{"word":"also","start":1816.2201,"end":1816.54,"confidence":0.9993598,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.08482195436954498},{"word":"have","start":1816.54,"end":1816.78,"confidence":0.99919194,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06981232017278671},{"word":"another","start":1816.78,"end":1817.1001,"confidence":0.99987805,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.05514216423034668},{"word":"one","start":1817.1001,"end":1817.3401,"confidence":0.99946326,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06758986413478851},{"word":"where","start":1817.3401,"end":1817.5801,"confidence":0.9706161,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.04848197102546692},{"word":"if","start":1817.5801,"end":1817.74,"confidence":0.964723,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06607843935489655},{"word":"your","start":1817.74,"end":1818.06,"confidence":0.99181634,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.053245291113853455},{"word":"wife","start":1818.06,"end":1818.38,"confidence":0.9974806,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.03629080578684807},{"word":"continues","start":1818.38,"end":1818.88,"confidence":0.9937575,"punctuated_word":"continues","sentiment":"neutral","sentiment_score":0.026993636041879657},{"word":"to","start":1818.9401,"end":1819.1001,"confidence":0.9986588,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.032934658229351044},{"word":"work","start":1819.1001,"end":1819.575,"confidence":0.9136738,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.03181800618767738},{"word":"then","start":1820.2949,"end":1820.5349,"confidence":0.8826419,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.04741288721561432},{"word":"you","start":1820.5349,"end":1820.7749,"confidence":0.9849386,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03808509185910225},{"word":"know","start":1820.7749,"end":1820.855,"confidence":0.9873634,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.034920353442430496},{"word":"she's","start":1820.855,"end":1821.095,"confidence":0.9541333,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.036418814212083817},{"word":"a","start":1821.095,"end":1821.255,"confidence":0.99933535,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04775591939687729},{"word":"couple","start":1821.255,"end":1821.4149,"confidence":0.99993753,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.035360582172870636},{"word":"of","start":1821.4149,"end":1821.495,"confidence":0.72245747,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03598736226558685},{"word":"years","start":1821.495,"end":1821.815,"confidence":0.9991334,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.032871611416339874},{"word":"younger","start":1821.815,"end":1822.135,"confidence":0.9995485,"punctuated_word":"younger","sentiment":"neutral","sentiment_score":0.041534751653671265},{"word":"than","start":1822.135,"end":1822.2949,"confidence":0.99942976,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.044120293110609055},{"word":"you","start":1822.2949,"end":1822.5349,"confidence":0.8497373,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.05242322385311127},{"word":"then","start":1822.5349,"end":1822.695,"confidence":0.99806553,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0434190109372139},{"word":"there","start":1822.695,"end":1822.855,"confidence":0.99968946,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.033293019980192184},{"word":"is","start":1822.855,"end":1823.0149,"confidence":0.99862754,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.027949709445238113},{"word":"a","start":1823.0149,"end":1823.095,"confidence":0.9985781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.038791555911302567},{"word":"few","start":1823.095,"end":1823.4149,"confidence":0.9990508,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.033090803772211075},{"word":"years","start":1823.4149,"end":1823.735,"confidence":0.9984504,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.040135398507118225},{"word":"of","start":1823.735,"end":1823.8949,"confidence":0.99970716,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03499038890004158},{"word":"her","start":1823.8949,"end":1824.135,"confidence":0.9991062,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.018365010619163513},{"word":"income","start":1824.135,"end":1824.615,"confidence":0.9996112,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.06901130080223083},{"word":"still","start":1824.615,"end":1824.855,"confidence":0.99813193,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.028813350945711136},{"word":"there","start":1824.855,"end":1825.0149,"confidence":0.9661196,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.05660710483789444},{"word":"which","start":1825.0149,"end":1825.255,"confidence":0.9999447,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.05738033726811409},{"word":"means","start":1825.255,"end":1825.495,"confidence":0.99979526,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.04701800644397736},{"word":"you","start":1825.495,"end":1825.6549,"confidence":0.9974968,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08649830520153046},{"word":"can","start":1825.6549,"end":1825.815,"confidence":0.9943575,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06877681612968445},{"word":"draw","start":1825.815,"end":1826.0549,"confidence":0.99711764,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.04632065072655678},{"word":"less","start":1826.0549,"end":1826.375,"confidence":0.9839616,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.040006089955568314},{"word":"out","start":1826.375,"end":1826.5349,"confidence":0.8764282,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.031713858246803284},{"word":"of","start":1826.5349,"end":1826.695,"confidence":0.9741725,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.048948608338832855},{"word":"super","start":1826.695,"end":1827.195,"confidence":0.9751645,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.075669065117836},{"word":"which","start":1827.4149,"end":1827.575,"confidence":0.99992895,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.11234360933303832},{"word":"means","start":1827.575,"end":1827.815,"confidence":0.9996451,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.1043415144085884},{"word":"your","start":1827.815,"end":1827.975,"confidence":0.9569912,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1390608251094818},{"word":"super","start":1827.975,"end":1828.2949,"confidence":0.99604696,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.23952671885490415},{"word":"gives","start":1828.2949,"end":1828.5349,"confidence":0.98836875,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.1258324682712555},{"word":"you","start":1828.5349,"end":1828.695,"confidence":0.9993882,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11036864668130876},{"word":"a","start":1828.695,"end":1828.7749,"confidence":0.9987312,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0930737406015396},{"word":"bit","start":1828.7749,"end":1828.9349,"confidence":0.9987469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.10487312078475952},{"word":"more","start":1828.9349,"end":1829.1749,"confidence":0.99972147,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.054211441427469254},{"word":"longevity","start":1829.1749,"end":1829.6749,"confidence":0.99920195,"punctuated_word":"longevity.","sentiment":"neutral","sentiment_score":0.06569630652666092},{"word":"we're","start":1830.2949,"end":1830.5349,"confidence":0.9283414,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.03147426247596741},{"word":"looking","start":1830.5349,"end":1830.9349,"confidence":0.99800795,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.027231823652982712},{"word":"yeah","start":1831.495,"end":1831.975,"confidence":0.9878391,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.06452412903308868},{"word":"this","start":1831.975,"end":1832.215,"confidence":0.9992619,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.07747195661067963},{"word":"is","start":1832.215,"end":1832.67,"confidence":0.99629337,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0711129754781723},{"word":"looking","start":1832.75,"end":1833.15,"confidence":0.9936772,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.07909920811653137},{"word":"at","start":1833.15,"end":1833.31,"confidence":0.99979144,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08045653253793716},{"word":"her","start":1833.31,"end":1833.7101,"confidence":0.99898416,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.04524580761790275},{"word":"income","start":1833.7101,"end":1834.11,"confidence":0.9999207,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.07764998823404312},{"word":"plus","start":1834.11,"end":1834.3501,"confidence":0.8752506,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":0.07023733854293823},{"word":"a","start":1834.3501,"end":1834.43,"confidence":0.99126315,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07137759029865265},{"word":"bit","start":1834.43,"end":1834.5901,"confidence":0.9923872,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.055024802684783936},{"word":"out","start":1834.5901,"end":1834.8301,"confidence":0.9887856,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.062274642288684845},{"word":"of","start":1834.8301,"end":1834.91,"confidence":0.98327464,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.050598178058862686},{"word":"your","start":1834.91,"end":1835.2301,"confidence":0.99734616,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04900098592042923},{"word":"super","start":1835.2301,"end":1835.7301,"confidence":0.841535,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.0777222067117691},{"word":"but","start":1835.79,"end":1835.9501,"confidence":0.99947506,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.07376649230718613},{"word":"then","start":1835.9501,"end":1836.11,"confidence":0.99702436,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.07539311796426773},{"word":"also","start":1836.11,"end":1836.43,"confidence":0.94702166,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.06998568028211594},{"word":"factoring","start":1836.43,"end":1836.91,"confidence":0.99232787,"punctuated_word":"factoring","sentiment":"neutral","sentiment_score":0.08687873184680939},{"word":"in","start":1836.91,"end":1837.2301,"confidence":0.99724376,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0811578780412674},{"word":"savings","start":1837.2301,"end":1837.7101,"confidence":0.9984048,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.05817599594593048},{"word":"there","start":1837.7101,"end":1838.03,"confidence":0.89344865,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.06232866272330284},{"word":"and","start":1838.03,"end":1838.1901,"confidence":0.99953985,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.106155127286911},{"word":"it","start":1838.1901,"end":1838.43,"confidence":0.98943114,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10718903690576552},{"word":"essentially","start":1838.43,"end":1838.91,"confidence":0.9900006,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.08852501213550568},{"word":"shows","start":1838.91,"end":1839.15,"confidence":0.9784641,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.07217863202095032},{"word":"that","start":1839.15,"end":1839.39,"confidence":0.99883693,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09278737008571623},{"word":"if","start":1839.39,"end":1839.55,"confidence":0.99577844,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12092889845371246},{"word":"we","start":1839.55,"end":1839.63,"confidence":0.9990208,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12094572186470032},{"word":"look","start":1839.63,"end":1839.87,"confidence":0.99967825,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.09659187495708466},{"word":"at","start":1839.87,"end":1840.03,"confidence":0.99950004,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1197466105222702},{"word":"that","start":1840.03,"end":1840.1901,"confidence":0.9940598,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.13352754712104797},{"word":"we","start":1840.1901,"end":1840.43,"confidence":0.99992895,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15815255045890808},{"word":"can","start":1840.43,"end":1840.67,"confidence":0.9994265,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13110288977622986},{"word":"kinda","start":1840.67,"end":1840.99,"confidence":0.98840535,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.1659570038318634},{"word":"get","start":1840.99,"end":1841.2301,"confidence":0.9995939,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.13771222531795502},{"word":"your","start":1841.2301,"end":1841.39,"confidence":0.9720971,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1643410325050354},{"word":"super","start":1841.39,"end":1841.79,"confidence":0.99548835,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1940549910068512},{"word":"to","start":1841.79,"end":1841.9501,"confidence":0.996914,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1501847803592682},{"word":"last","start":1841.9501,"end":1842.1901,"confidence":0.9993538,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.1354178637266159},{"word":"a","start":1842.1901,"end":1842.27,"confidence":0.9991903,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10973874479532242},{"word":"bit","start":1842.27,"end":1842.43,"confidence":0.9989273,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09963347017765044},{"word":"longer","start":1842.43,"end":1842.75,"confidence":0.87870526,"punctuated_word":"longer,","sentiment":"neutral","sentiment_score":0.10674868524074554},{"word":"and","start":1842.75,"end":1842.91,"confidence":0.9997117,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08634340763092041},{"word":"we","start":1842.91,"end":1843.0701,"confidence":0.9996786,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10536161810159685},{"word":"last","start":1843.0701,"end":1843.31,"confidence":0.974194,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0747314840555191},{"word":"up","start":1843.31,"end":1843.4701,"confidence":0.99485356,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.06001723185181618},{"word":"to","start":1843.4701,"end":1843.63,"confidence":0.99222916,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08433418720960617},{"word":"about","start":1843.63,"end":1843.9501,"confidence":0.99829084,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07013246417045593},{"word":"age","start":1843.9501,"end":1844.27,"confidence":0.995193,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.04987233877182007},{"word":"90","start":1844.27,"end":1844.77,"confidence":0.99696076,"punctuated_word":"90.","sentiment":"neutral","sentiment_score":0.06710891425609589},{"word":"we're","start":1845.55,"end":1845.87,"confidence":0.98031104,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.08660634607076645},{"word":"drawing","start":1845.87,"end":1846.27,"confidence":0.99714595,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.0921475812792778},{"word":"actually","start":1846.27,"end":1846.67,"confidence":0.8858181,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.09075666964054108},{"word":"more","start":1846.67,"end":1846.8301,"confidence":0.9992488,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.11460071802139282},{"word":"than","start":1846.8301,"end":1847.0701,"confidence":0.99969196,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.10078749060630798},{"word":"the","start":1847.0701,"end":1847.15,"confidence":0.97891074,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07281656563282013},{"word":"50","start":1847.15,"end":1847.65,"confidence":0.8985187,"punctuated_word":"50.","sentiment":"neutral","sentiment_score":0.06052377074956894},{"word":"these","start":1847.905,"end":1848.145,"confidence":0.9861314,"punctuated_word":"These","sentiment":"neutral","sentiment_score":0.05489356443285942},{"word":"scenarios","start":1848.145,"end":1848.645,"confidence":0.813511,"punctuated_word":"scenarios,","sentiment":"neutral","sentiment_score":0.07528285682201385},{"word":"they","start":1848.705,"end":1849.025,"confidence":0.97067094,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.07451575994491577},{"word":"tell","start":1849.025,"end":1849.345,"confidence":0.98509604,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":0.08094562590122223},{"word":"us","start":1849.345,"end":1849.505,"confidence":0.9993999,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.07602163404226303},{"word":"we","start":1849.505,"end":1849.665,"confidence":0.6954549,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07944276928901672},{"word":"will","start":1849.665,"end":1849.825,"confidence":0.840594,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.05970782786607742},{"word":"draw","start":1849.825,"end":1850.145,"confidence":0.62430316,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.04035462811589241},{"word":"more","start":1850.145,"end":1850.465,"confidence":0.9973604,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.04579276964068413},{"word":"or","start":1850.465,"end":1850.705,"confidence":0.9979552,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03577844053506851},{"word":"less","start":1850.705,"end":1851.025,"confidence":0.8054154,"punctuated_word":"less,","sentiment":"neutral","sentiment_score":0.04850137233734131},{"word":"but","start":1851.025,"end":1851.265,"confidence":0.9974656,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.051796186715364456},{"word":"you","start":1851.265,"end":1851.505,"confidence":0.86506796,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06831428408622742},{"word":"in","start":1851.585,"end":1851.745,"confidence":0.9993956,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07528577744960785},{"word":"that","start":1851.745,"end":1851.985,"confidence":0.9992041,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07623206079006195},{"word":"scenario","start":1851.985,"end":1852.465,"confidence":0.9956911,"punctuated_word":"scenario,","sentiment":"neutral","sentiment_score":0.12357555329799652},{"word":"you","start":1852.465,"end":1852.625,"confidence":0.99989486,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16041786968708038},{"word":"can","start":1852.625,"end":1852.945,"confidence":0.9998217,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1517249047756195},{"word":"draw","start":1852.945,"end":1853.265,"confidence":0.9988789,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.15611666440963745},{"word":"$52,000","start":1853.265,"end":1854.465,"confidence":0.9932625,"punctuated_word":"$52,000","sentiment":"neutral","sentiment_score":0.2001786231994629},{"word":"and","start":1854.465,"end":1854.625,"confidence":0.9954776,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13330215215682983},{"word":"get","start":1854.625,"end":1854.865,"confidence":0.9995436,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.17256170511245728},{"word":"further","start":1854.865,"end":1855.1849,"confidence":0.729849,"punctuated_word":"further","sentiment":"neutral","sentiment_score":0.16811425983905792},{"word":"longevity","start":1855.1849,"end":1855.6849,"confidence":0.9871904,"punctuated_word":"longevity","sentiment":"neutral","sentiment_score":0.20665402710437775},{"word":"out","start":1855.745,"end":1855.905,"confidence":0.99111545,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.18959985673427585},{"word":"of","start":1855.905,"end":1855.985,"confidence":0.9942946,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17290663719177246},{"word":"your","start":1855.985,"end":1856.225,"confidence":0.9965939,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14561305940151217},{"word":"super","start":1856.225,"end":1856.625,"confidence":0.9246454,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.15730485320091248},{"word":"so","start":1856.625,"end":1857.025,"confidence":0.99929273,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20111748576164248},{"word":"it","start":1857.025,"end":1857.265,"confidence":0.99841905,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.23750051856040957},{"word":"does","start":1857.265,"end":1857.585,"confidence":0.99882036,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.23961398005485535},{"word":"does","start":1857.585,"end":1857.905,"confidence":0.97265327,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.2338307499885559},{"word":"last","start":1857.905,"end":1858.145,"confidence":0.9887975,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.16054637730121613},{"word":"until","start":1858.145,"end":1858.465,"confidence":0.9793244,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.19473430514335632},{"word":"about","start":1858.465,"end":1858.785,"confidence":0.98982596,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.16425013542175293},{"word":"91","start":1858.785,"end":1859.425,"confidence":0.98894256,"punctuated_word":"91,","sentiment":"neutral","sentiment_score":0.17099502682685852},{"word":"92","start":1859.425,"end":1859.905,"confidence":0.9952871,"punctuated_word":"92","sentiment":"neutral","sentiment_score":0.14619296789169312},{"word":"years","start":1859.905,"end":1860.145,"confidence":0.99956435,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.10086517781019212},{"word":"of","start":1860.145,"end":1860.305,"confidence":0.9996532,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14022672176361084},{"word":"age","start":1860.305,"end":1860.545,"confidence":0.9915224,"punctuated_word":"age,","sentiment":"neutral","sentiment_score":0.14489856362342834},{"word":"which","start":1860.545,"end":1860.785,"confidence":0.9997788,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.2424880564212799},{"word":"is","start":1860.785,"end":1860.945,"confidence":0.99967015,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.281812846660614},{"word":"good","start":1860.945,"end":1861.38,"confidence":0.9992755,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.24049481749534607},{"word":"i","start":1864.58,"end":1864.74,"confidence":0.8007162,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13252049684524536},{"word":"would","start":1864.74,"end":1864.98,"confidence":0.99937314,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.15276801586151123},{"word":"love","start":1864.98,"end":1865.3,"confidence":0.9997551,"punctuated_word":"love","sentiment":"neutral","sentiment_score":-0.10039065033197404},{"word":"you","start":1865.3,"end":1865.54,"confidence":0.9762513,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02099934220314026},{"word":"too","start":1865.54,"end":1866.02,"confidence":0.92127717,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.04114358127117157},{"word":"absolutely","start":1866.02,"end":1866.52,"confidence":0.89837253,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3588128089904785},{"word":"wow","start":1873.46,"end":1873.96,"confidence":0.91671634,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.2943272888660431},{"word":"that's","start":1876.545,"end":1877.045,"confidence":0.9982524,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4754217565059662},{"word":"beautiful","start":1877.745,"end":1878.245,"confidence":0.99897516,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.7092164754867554},{"word":"oh","start":1879.265,"end":1879.765,"confidence":0.89856267,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.49290457367897034},{"word":"that's","start":1879.825,"end":1880.145,"confidence":0.99837947,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.6473824977874756},{"word":"lovely","start":1880.145,"end":1880.545,"confidence":0.9998899,"punctuated_word":"lovely.","sentiment":"positive","sentiment_score":0.5629081130027771},{"word":"my","start":1880.545,"end":1880.705,"confidence":0.9968838,"punctuated_word":"My","sentiment":"neutral","sentiment_score":0.05314921587705612},{"word":"nana","start":1880.705,"end":1881.025,"confidence":0.97533906,"punctuated_word":"nana","sentiment":"neutral","sentiment_score":0.07084938883781433},{"word":"got","start":1881.025,"end":1881.265,"confidence":0.9988657,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.05476287007331848},{"word":"to","start":1881.265,"end":1881.505,"confidence":0.9950813,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05068857967853546},{"word":"94","start":1881.505,"end":1882.325,"confidence":0.9965405,"punctuated_word":"94.","sentiment":"neutral","sentiment_score":0.05678300186991691},{"word":"we","start":1882.865,"end":1883.025,"confidence":0.6837934,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.015299143269658089},{"word":"were","start":1883.025,"end":1883.265,"confidence":0.9963211,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.01338120736181736},{"word":"planning","start":1883.265,"end":1883.665,"confidence":0.99843436,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.0438167080283165},{"word":"her","start":1883.665,"end":1883.905,"confidence":0.99676067,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.017690196633338928},{"word":"90","start":1883.905,"end":1884.545,"confidence":0.99925417,"punctuated_word":"90","sentiment":"neutral","sentiment_score":0.02619122713804245},{"word":"birthday","start":1884.545,"end":1885.045,"confidence":0.9138739,"punctuated_word":"birthday,","sentiment":"neutral","sentiment_score":0.02301487885415554},{"word":"and","start":1885.345,"end":1885.825,"confidence":0.99910814,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.005613526329398155},{"word":"she","start":1885.825,"end":1885.985,"confidence":0.99983263,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.012258442118763924},{"word":"got","start":1885.985,"end":1886.225,"confidence":0.99036837,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0051519740372896194},{"word":"to","start":1886.225,"end":1886.385,"confidence":0.9975292,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.013459870591759682},{"word":"christmas","start":1886.385,"end":1886.885,"confidence":0.9998785,"punctuated_word":"Christmas","sentiment":"neutral","sentiment_score":0.02358980104327202},{"word":"at","start":1886.945,"end":1887.105,"confidence":0.9987502,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.005541151389479637},{"word":"age","start":1887.105,"end":1887.425,"confidence":0.9948172,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.01950259692966938},{"word":"94","start":1887.425,"end":1887.905,"confidence":0.894239,"punctuated_word":"94,","sentiment":"neutral","sentiment_score":0.021045571193099025},{"word":"but","start":1887.905,"end":1888.065,"confidence":0.999448,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.00486086867749691},{"word":"she","start":1888.065,"end":1888.225,"confidence":0.9999069,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.008870536461472511},{"word":"was","start":1888.225,"end":1888.385,"confidence":0.99002403,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02083568461239338},{"word":"in","start":1888.385,"end":1888.545,"confidence":0.99703705,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.015662994235754013},{"word":"a","start":1888.545,"end":1888.625,"confidence":0.984141,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0022249147295951843},{"word":"nursing","start":1888.625,"end":1889.025,"confidence":0.99992764,"punctuated_word":"nursing","sentiment":"neutral","sentiment_score":-0.003952795639634132},{"word":"home","start":1889.025,"end":1889.525,"confidence":0.93670404,"punctuated_word":"home.","sentiment":"neutral","sentiment_score":-0.013563064858317375},{"word":"and","start":1890.15,"end":1890.39,"confidence":0.95851356,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.011724945157766342},{"word":"she","start":1890.39,"end":1890.55,"confidence":0.9996643,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.019503068178892136},{"word":"had","start":1890.55,"end":1890.79,"confidence":0.9998615,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.03659519925713539},{"word":"to","start":1890.79,"end":1890.9501,"confidence":0.99833953,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03698302432894707},{"word":"change","start":1890.9501,"end":1891.3501,"confidence":0.9996339,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.05119045078754425},{"word":"nursing","start":1891.3501,"end":1891.67,"confidence":0.99936074,"punctuated_word":"nursing","sentiment":"neutral","sentiment_score":-0.07908500730991364},{"word":"homes","start":1891.67,"end":1891.99,"confidence":0.9996673,"punctuated_word":"homes","sentiment":"neutral","sentiment_score":-0.08752001076936722},{"word":"as","start":1891.99,"end":1892.15,"confidence":0.999708,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0625157430768013},{"word":"well","start":1892.15,"end":1892.31,"confidence":0.94780004,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.04294094070792198},{"word":"and","start":1892.31,"end":1892.55,"confidence":0.99982196,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06439264118671417},{"word":"she","start":1892.55,"end":1892.63,"confidence":0.9997242,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.1719428300857544},{"word":"didn't","start":1892.63,"end":1892.9501,"confidence":0.9999237,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.209817498922348},{"word":"really","start":1892.9501,"end":1893.1901,"confidence":0.99982697,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.20350824296474457},{"word":"like","start":1893.1901,"end":1893.67,"confidence":0.9523995,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1952864974737167},{"word":"the","start":1893.67,"end":1893.99,"confidence":0.9991714,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1983865797519684},{"word":"the","start":1893.99,"end":1894.15,"confidence":0.9987703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17109689116477966},{"word":"nursing","start":1894.15,"end":1894.55,"confidence":0.99974483,"punctuated_word":"nursing","sentiment":"neutral","sentiment_score":-0.19579634070396423},{"word":"home","start":1894.55,"end":1894.87,"confidence":0.99903643,"punctuated_word":"home","sentiment":"neutral","sentiment_score":-0.1769992709159851},{"word":"vibe","start":1894.87,"end":1895.1901,"confidence":0.9957363,"punctuated_word":"vibe.","sentiment":"neutral","sentiment_score":-0.13974182307720184},{"word":"it","start":1895.1901,"end":1895.3501,"confidence":0.99964523,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.04937995225191116},{"word":"wasn't","start":1895.3501,"end":1895.75,"confidence":0.9999226,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.061625611037015915},{"word":"wasn't","start":1895.75,"end":1896.15,"confidence":0.9422288,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.05791632458567619},{"word":"for","start":1896.15,"end":1896.39,"confidence":0.9984263,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0537741519510746},{"word":"her","start":1896.39,"end":1896.89,"confidence":0.9371749,"punctuated_word":"her.","sentiment":"neutral","sentiment_score":-0.09490713477134705},{"word":"so","start":1897.67,"end":1897.8301,"confidence":0.96553004,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.056466467678546906},{"word":"i","start":1897.8301,"end":1897.99,"confidence":0.9993999,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07720082998275757},{"word":"kinda","start":1897.99,"end":1898.31,"confidence":0.9532564,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.11199557036161424},{"word":"saw","start":1898.31,"end":1898.55,"confidence":0.96771103,"punctuated_word":"saw","sentiment":"neutral","sentiment_score":-0.09767210483551024},{"word":"her","start":1898.55,"end":1898.79,"confidence":0.99874616,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.15293635427951813},{"word":"go","start":1898.79,"end":1899.03,"confidence":0.9911912,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.19748464226722717},{"word":"downhill","start":1899.03,"end":1899.51,"confidence":0.9962341,"punctuated_word":"downhill","sentiment":"neutral","sentiment_score":-0.17617274820804596},{"word":"from","start":1899.51,"end":1899.75,"confidence":0.99975985,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.1986057311296463},{"word":"that","start":1899.75,"end":1899.99,"confidence":0.99988866,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15762178599834442},{"word":"point","start":1899.99,"end":1900.2301,"confidence":0.9999373,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.16555854678153992},{"word":"on","start":1900.2301,"end":1900.4701,"confidence":0.9408771,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.1657373011112213},{"word":"and","start":1900.4701,"end":1900.7101,"confidence":0.9970188,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1213911697268486},{"word":"i","start":1900.7101,"end":1900.79,"confidence":0.99759287,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09131672233343124},{"word":"was","start":1900.79,"end":1901.03,"confidence":0.9995229,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.09095972031354904},{"word":"with","start":1901.03,"end":1901.1901,"confidence":0.9980227,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.10703067481517792},{"word":"her","start":1901.1901,"end":1901.43,"confidence":0.95358044,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.0841173604130745},{"word":"every","start":1901.43,"end":1901.75,"confidence":0.99971443,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.09947407990694046},{"word":"week","start":1901.75,"end":1902.0701,"confidence":0.92768717,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.08832548558712006},{"word":"and","start":1902.0701,"end":1902.39,"confidence":0.9952786,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0865163654088974},{"word":"it","start":1902.39,"end":1902.63,"confidence":0.9985507,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10952676087617874},{"word":"was","start":1902.63,"end":1902.87,"confidence":0.99990535,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.10869365185499193},{"word":"hard","start":1902.87,"end":1903.1901,"confidence":0.9551418,"punctuated_word":"hard,","sentiment":"neutral","sentiment_score":-0.09070447087287904},{"word":"but","start":1903.1901,"end":1903.3501,"confidence":0.99886584,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05448152124881744},{"word":"so","start":1903.43,"end":1903.5901,"confidence":0.99364907,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04779820516705513},{"word":"i","start":1903.5901,"end":1903.67,"confidence":0.99777395,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03946923092007637},{"word":"understand","start":1903.67,"end":1904.15,"confidence":0.9997423,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.07561347633600235},{"word":"where","start":1904.15,"end":1904.39,"confidence":0.991028,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.08937935531139374},{"word":"you","start":1904.39,"end":1904.55,"confidence":0.9986872,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.055247098207473755},{"word":"guys","start":1904.55,"end":1904.79,"confidence":0.99282116,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.05092018470168114},{"word":"are","start":1904.79,"end":1904.87,"confidence":0.96524906,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.10538047552108765},{"word":"at","start":1904.87,"end":1905.11,"confidence":0.97181296,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.12135295569896698},{"word":"there","start":1905.11,"end":1905.525,"confidence":0.9364413,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.07862432301044464},{"word":"but","start":1905.925,"end":1906.005,"confidence":0.99449325,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0788269117474556},{"word":"it's","start":1906.005,"end":1906.245,"confidence":0.99917495,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.15477213263511658},{"word":"nice","start":1906.245,"end":1906.5651,"confidence":0.7345599,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.3717330396175385},{"word":"to","start":1906.5651,"end":1906.725,"confidence":0.99025226,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28010985255241394},{"word":"say","start":1906.725,"end":1906.885,"confidence":0.5332938,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.2877827286720276},{"word":"she","start":1906.885,"end":1907.045,"confidence":0.99298096,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.17763598263263702},{"word":"got","start":1907.045,"end":1907.2051,"confidence":0.99678624,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2659854590892792},{"word":"to","start":1907.2051,"end":1907.4451,"confidence":0.9973814,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23700577020645144},{"word":"ninety","start":1907.4451,"end":1907.765,"confidence":0.9992467,"punctuated_word":"ninety","sentiment":"neutral","sentiment_score":0.1977289617061615},{"word":"four","start":1907.765,"end":1908.0851,"confidence":0.9924946,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":0.11261366307735445},{"word":"i","start":1908.0851,"end":1908.165,"confidence":0.99994755,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2756785452365875},{"word":"think","start":1908.165,"end":1908.3251,"confidence":0.9999758,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.32011839747428894},{"word":"that's","start":1908.3251,"end":1908.805,"confidence":0.9995313,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.20868739485740664},{"word":"really","start":1908.805,"end":1909.125,"confidence":0.9999031,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5799680948257446},{"word":"good","start":1909.125,"end":1909.625,"confidence":0.99844015,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.516154944896698},{"word":"she","start":1909.685,"end":1910.0851,"confidence":0.99510515,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.2558109164237976},{"word":"she","start":1910.0851,"end":1910.3251,"confidence":0.99910057,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.28778696060180664},{"word":"had","start":1910.3251,"end":1910.805,"confidence":0.9992472,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.27806195616722107},{"word":"a","start":1910.805,"end":1911.045,"confidence":0.98602027,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2885085940361023},{"word":"huge","start":1911.045,"end":1911.365,"confidence":0.99739313,"punctuated_word":"huge","sentiment":"positive","sentiment_score":0.4061717391014099},{"word":"life","start":1911.365,"end":1911.685,"confidence":0.79676217,"punctuated_word":"life.","sentiment":"neutral","sentiment_score":0.30789270997047424},{"word":"and","start":1911.685,"end":1912.0851,"confidence":0.9986173,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1929224580526352},{"word":"being","start":1912.0851,"end":1912.405,"confidence":0.986979,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.16614213585853577},{"word":"a","start":1912.405,"end":1912.485,"confidence":0.9889368,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15362687408924103},{"word":"female","start":1912.485,"end":1912.985,"confidence":0.99908006,"punctuated_word":"female","sentiment":"neutral","sentiment_score":0.23652824759483335},{"word":"of","start":1913.045,"end":1913.2051,"confidence":0.9975593,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11259357631206512},{"word":"that","start":1913.2051,"end":1913.525,"confidence":0.9997793,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15012992918491364},{"word":"era","start":1913.525,"end":1914.025,"confidence":0.99768794,"punctuated_word":"era,","sentiment":"neutral","sentiment_score":0.11726430058479308},{"word":"she","start":1914.165,"end":1914.3251,"confidence":0.999845,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.09024228155612946},{"word":"wasn't","start":1914.3251,"end":1914.645,"confidence":0.99951345,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":0.09790226072072984},{"word":"allowed","start":1914.645,"end":1914.885,"confidence":0.9923579,"punctuated_word":"allowed","sentiment":"neutral","sentiment_score":0.07376009970903397},{"word":"to","start":1914.885,"end":1914.965,"confidence":0.9977956,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13339658081531525},{"word":"do","start":1914.965,"end":1915.2051,"confidence":0.99481297,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1303493082523346},{"word":"much","start":1915.2051,"end":1915.4451,"confidence":0.9989865,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":0.10256119072437286},{"word":"she","start":1915.4451,"end":1915.685,"confidence":0.999658,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.0840747207403183},{"word":"was","start":1915.685,"end":1915.845,"confidence":0.9998883,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05092152953147888},{"word":"told","start":1915.845,"end":1916.0851,"confidence":0.9918425,"punctuated_word":"told","sentiment":"neutral","sentiment_score":0.1140601485967636},{"word":"to","start":1916.0851,"end":1916.3251,"confidence":0.9989826,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.09500253200531006},{"word":"you","start":1916.3251,"end":1916.5651,"confidence":0.9992625,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08524928987026215},{"word":"know","start":1916.5651,"end":1916.725,"confidence":0.99978673,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.06861811876296997},{"word":"get","start":1916.725,"end":1916.965,"confidence":0.9994019,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.05059466138482094},{"word":"married","start":1916.965,"end":1917.4451,"confidence":0.9961654,"punctuated_word":"married,","sentiment":"neutral","sentiment_score":0.07899594306945801},{"word":"have","start":1917.4451,"end":1917.72,"confidence":0.999116,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1030823141336441},{"word":"kids","start":1917.72,"end":1917.96,"confidence":0.97117114,"punctuated_word":"kids,","sentiment":"neutral","sentiment_score":0.12074115872383118},{"word":"and","start":1917.96,"end":1918.12,"confidence":0.99912244,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09169358015060423},{"word":"do","start":1918.12,"end":1918.2,"confidence":0.996262,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12183097004890442},{"word":"this","start":1918.2,"end":1918.44,"confidence":0.77180415,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.11905985325574876},{"word":"and","start":1918.44,"end":1918.6,"confidence":0.9978815,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1367353796958923},{"word":"so","start":1918.6,"end":1918.76,"confidence":0.9918006,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.2166093736886978},{"word":"she","start":1918.76,"end":1919.0,"confidence":0.9994111,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.34027040004730225},{"word":"loved","start":1919.0,"end":1919.32,"confidence":0.77505857,"punctuated_word":"loved","sentiment":"positive","sentiment_score":0.44114217162132263},{"word":"that","start":1919.32,"end":1919.48,"confidence":0.9879731,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3902685940265655},{"word":"i","start":1919.48,"end":1919.64,"confidence":0.99438214,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.373158723115921},{"word":"became","start":1919.64,"end":1919.96,"confidence":0.9996532,"punctuated_word":"became","sentiment":"positive","sentiment_score":0.3732445240020752},{"word":"an","start":1919.96,"end":1920.2,"confidence":0.99861944,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.30611154437065125},{"word":"adviser","start":1920.2,"end":1920.6799,"confidence":0.9669311,"punctuated_word":"adviser.","sentiment":"positive","sentiment_score":0.4427749514579773},{"word":"she","start":1920.6799,"end":1920.9199,"confidence":0.99978954,"punctuated_word":"She","sentiment":"positive","sentiment_score":0.3650377690792084},{"word":"supported","start":1920.9199,"end":1921.32,"confidence":0.9990042,"punctuated_word":"supported","sentiment":"positive","sentiment_score":0.3828755617141723},{"word":"me","start":1921.32,"end":1921.5599,"confidence":0.99908364,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.2719084620475769},{"word":"through","start":1921.5599,"end":1921.7999,"confidence":0.9972371,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.311949759721756},{"word":"uni","start":1921.7999,"end":1922.12,"confidence":0.9805646,"punctuated_word":"uni","sentiment":"neutral","sentiment_score":0.32627707719802856},{"word":"and","start":1922.12,"end":1922.28,"confidence":0.9985385,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.30417123436927795},{"word":"everything","start":1922.28,"end":1922.78,"confidence":0.9644823,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.3081764876842499},{"word":"so","start":1922.9199,"end":1923.4199,"confidence":0.8007106,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.1260039210319519},{"word":"yeah","start":1923.7999,"end":1924.2999,"confidence":0.9972662,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.443502277135849},{"word":"it's","start":1924.6,"end":1925.08,"confidence":0.9988531,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.35325759649276733},{"word":"it's","start":1925.08,"end":1925.4,"confidence":0.9996327,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.42442023754119873},{"word":"really","start":1925.4,"end":1925.5599,"confidence":0.9998419,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.46682408452034},{"word":"cool","start":1925.5599,"end":1925.88,"confidence":0.99935347,"punctuated_word":"cool","sentiment":"positive","sentiment_score":0.5389584898948669},{"word":"to","start":1925.88,"end":1925.96,"confidence":0.9994855,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5644903182983398},{"word":"see","start":1925.96,"end":1926.12,"confidence":0.99985135,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.5937787890434265},{"word":"them","start":1926.12,"end":1926.36,"confidence":0.9991327,"punctuated_word":"them","sentiment":"positive","sentiment_score":0.4730564057826996},{"word":"get","start":1926.36,"end":1926.52,"confidence":0.9996562,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.5233493447303772},{"word":"that","start":1926.52,"end":1926.6799,"confidence":0.99951947,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5015414357185364},{"word":"old","start":1926.6799,"end":1926.9199,"confidence":0.99870586,"punctuated_word":"old","sentiment":"positive","sentiment_score":0.4903466701507568},{"word":"and","start":1926.9199,"end":1927.0,"confidence":0.9834999,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3834620714187622},{"word":"just","start":1927.0,"end":1927.4,"confidence":0.9810284,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.43239280581474304},{"word":"be","start":1927.4,"end":1927.48,"confidence":0.85396177,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.45639631152153015},{"word":"able","start":1927.48,"end":1927.72,"confidence":0.98708016,"punctuated_word":"able","sentiment":"positive","sentiment_score":0.4787685871124267},{"word":"to","start":1927.72,"end":1927.7999,"confidence":0.9927281,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4563136398792267},{"word":"have","start":1927.7999,"end":1927.96,"confidence":0.9980642,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.45837193727493286},{"word":"those","start":1927.96,"end":1928.2,"confidence":0.99193126,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.4534647464752197},{"word":"relationships","start":1928.2,"end":1928.7,"confidence":0.99937874,"punctuated_word":"relationships.","sentiment":"neutral","sentiment_score":0.32674285769462585},{"word":"yeah","start":1930.535,"end":1931.035,"confidence":0.99937356,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1400306224822998},{"word":"no","start":1934.295,"end":1934.795,"confidence":0.9270314,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.11540484428405762},{"word":"absolutely","start":1939.735,"end":1940.235,"confidence":0.99591184,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.22094351053237915},{"word":"yeah","start":1942.36,"end":1942.86,"confidence":0.9988868,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.024660538882017136},{"word":"well","start":1946.12,"end":1946.52,"confidence":0.99818146,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.039056576788425446},{"word":"i'll","start":1946.52,"end":1946.6799,"confidence":0.96797854,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05482989549636841},{"word":"tell","start":1946.6799,"end":1946.76,"confidence":0.9996282,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":0.06614360958337784},{"word":"you","start":1946.76,"end":1946.9199,"confidence":0.9965407,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05442356318235397},{"word":"what","start":1946.9199,"end":1947.08,"confidence":0.82811576,"punctuated_word":"what.","sentiment":"neutral","sentiment_score":0.05533759295940399},{"word":"i'll","start":1947.08,"end":1947.24,"confidence":0.99969804,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0624624639749527},{"word":"talk","start":1947.24,"end":1947.5599,"confidence":0.9977888,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.05741962045431137},{"word":"to","start":1947.5599,"end":1947.64,"confidence":0.9915275,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06032276526093483},{"word":"you","start":1947.64,"end":1947.7999,"confidence":0.9977087,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0638868510723114},{"word":"right","start":1947.7999,"end":1948.0399,"confidence":0.99705005,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.08319054543972015},{"word":"up","start":1948.0399,"end":1948.12,"confidence":0.48708957,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.05122663825750351},{"word":"until","start":1948.12,"end":1948.44,"confidence":0.7644267,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.050661299377679825},{"word":"that","start":1948.44,"end":1948.6799,"confidence":0.9437818,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.041844576597213745},{"word":"point","start":1948.6799,"end":1949.1799,"confidence":0.9960943,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":0.040485136210918427},{"word":"i","start":1949.48,"end":1949.64,"confidence":0.99023986,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0506303608417511},{"word":"will","start":1949.64,"end":1949.88,"confidence":0.9995552,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.08884239196777344},{"word":"be","start":1949.88,"end":1950.0399,"confidence":0.9998441,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07755117118358612},{"word":"here","start":1950.0399,"end":1950.5399,"confidence":0.99835765,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.09882161021232604},{"word":"i'll","start":1952.0399,"end":1952.2,"confidence":0.8510864,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.444943368434906},{"word":"keep","start":1952.2,"end":1952.52,"confidence":0.99475706,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.4142855703830719},{"word":"you","start":1952.52,"end":1952.6799,"confidence":0.9561017,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.42188560962677},{"word":"going","start":1952.6799,"end":1953.1799,"confidence":0.9981797,"punctuated_word":"going.","sentiment":"positive","sentiment_score":0.39560139179229736},{"word":"all","start":1955.08,"end":1955.48,"confidence":0.65728074,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.3498791754245758},{"word":"good","start":1955.48,"end":1955.98,"confidence":0.99861324,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.295698344707489},{"word":"that's","start":1956.2749,"end":1956.595,"confidence":0.9927981,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.21063271164894104},{"word":"okay","start":1956.595,"end":1957.095,"confidence":0.9940361,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.170205220580101},{"word":"with","start":1957.3949,"end":1957.715,"confidence":0.7535442,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.03657350316643715},{"word":"the","start":1957.715,"end":1957.955,"confidence":0.99914205,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.029945537447929382},{"word":"the","start":1957.955,"end":1958.115,"confidence":0.9958722,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0275078397244215},{"word":"second","start":1958.115,"end":1958.5149,"confidence":0.9994615,"punctuated_word":"second","sentiment":"neutral","sentiment_score":0.024448871612548828},{"word":"scenario","start":1958.5149,"end":1958.995,"confidence":0.99978656,"punctuated_word":"scenario","sentiment":"neutral","sentiment_score":0.03389544039964676},{"word":"in","start":1958.995,"end":1959.1549,"confidence":0.9834198,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.035345494747161865},{"word":"the","start":1959.1549,"end":1959.3949,"confidence":0.9998332,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03382579982280731},{"word":"appendix","start":1959.3949,"end":1959.7949,"confidence":0.9958527,"punctuated_word":"appendix","sentiment":"neutral","sentiment_score":0.05260646343231201},{"word":"there","start":1959.7949,"end":1960.0349,"confidence":0.8542044,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.05528334155678749},{"word":"so","start":1960.0349,"end":1960.115,"confidence":0.87663096,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06655506789684296},{"word":"i","start":1960.115,"end":1960.195,"confidence":0.99797386,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04976837337017059},{"word":"did","start":1960.195,"end":1960.4349,"confidence":0.9996587,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.046541158109903336},{"word":"run","start":1960.4349,"end":1960.595,"confidence":0.99759525,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.06181080639362335},{"word":"a","start":1960.595,"end":1960.6749,"confidence":0.999653,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0636143609881401},{"word":"lot","start":1960.6749,"end":1960.835,"confidence":0.99959344,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.061498768627643585},{"word":"of","start":1960.835,"end":1960.995,"confidence":0.9991008,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06566135585308075},{"word":"different","start":1960.995,"end":1961.315,"confidence":0.9996635,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.03117043897509575},{"word":"scenarios","start":1961.315,"end":1961.7949,"confidence":0.98569185,"punctuated_word":"scenarios","sentiment":"neutral","sentiment_score":0.04914021864533424},{"word":"to","start":1961.7949,"end":1961.875,"confidence":0.9917395,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05913769453763962},{"word":"look","start":1961.875,"end":1962.115,"confidence":0.99990046,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07212583720684052},{"word":"at","start":1962.115,"end":1962.195,"confidence":0.99485576,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.061591509729623795},{"word":"what","start":1962.195,"end":1962.4349,"confidence":0.9993242,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08117013424634933},{"word":"we","start":1962.4349,"end":1962.5149,"confidence":0.9998888,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07882021367549896},{"word":"can","start":1962.5149,"end":1962.755,"confidence":0.9998398,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06471328437328339},{"word":"do","start":1962.755,"end":1963.075,"confidence":0.98646665,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.0712062418460846},{"word":"how","start":1963.075,"end":1963.3949,"confidence":0.9976446,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.03544315695762634},{"word":"things","start":1963.3949,"end":1963.7949,"confidence":0.99944454,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.05499672889709473},{"word":"might","start":1963.7949,"end":1963.955,"confidence":0.9999404,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.04029189422726631},{"word":"look","start":1963.955,"end":1964.195,"confidence":0.9996486,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07594550400972366},{"word":"down","start":1964.195,"end":1964.4349,"confidence":0.9996587,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.08671806752681732},{"word":"the","start":1964.4349,"end":1964.595,"confidence":0.99852353,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07864955812692642},{"word":"track","start":1964.595,"end":1964.835,"confidence":0.9968309,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.05382480099797249},{"word":"there","start":1964.835,"end":1965.075,"confidence":0.99827564,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.05004108697175979},{"word":"because","start":1965.075,"end":1965.315,"confidence":0.6075045,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.04650183767080307},{"word":"we","start":1965.315,"end":1965.475,"confidence":0.9998517,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03617340698838234},{"word":"are","start":1965.475,"end":1965.6349,"confidence":0.9998417,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.018156450241804123},{"word":"about","start":1965.6349,"end":1965.875,"confidence":0.99969304,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.023017611354589462},{"word":"seven","start":1965.875,"end":1966.195,"confidence":0.99863285,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.02690330520272255},{"word":"years","start":1966.195,"end":1966.5149,"confidence":0.9997441,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.01195758581161499},{"word":"out","start":1966.5149,"end":1967.0149,"confidence":0.99549055,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.01229518000036478},{"word":"if","start":1967.1549,"end":1967.315,"confidence":0.99667126,"punctuated_word":"If","sentiment":"positive","sentiment_score":0.3548339903354645},{"word":"your","start":1967.315,"end":1967.475,"confidence":0.9895265,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.32788652181625366},{"word":"wife","start":1967.475,"end":1967.7949,"confidence":0.94821966,"punctuated_word":"wife","sentiment":"positive","sentiment_score":0.3793393969535827},{"word":"does","start":1967.7949,"end":1968.0349,"confidence":0.99634993,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.3953271806240082},{"word":"continue","start":1968.0349,"end":1968.5149,"confidence":0.99918205,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":0.3308926224708557},{"word":"to","start":1968.5149,"end":1968.595,"confidence":0.9994197,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3753959238529206},{"word":"work","start":1968.595,"end":1968.835,"confidence":0.9999193,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.4238960444927216},{"word":"again","start":1968.835,"end":1969.075,"confidence":0.9578556,"punctuated_word":"again,","sentiment":"positive","sentiment_score":0.47181105613708496},{"word":"it","start":1969.075,"end":1969.235,"confidence":0.9880746,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5812629461288452},{"word":"gives","start":1969.235,"end":1969.475,"confidence":0.9983956,"punctuated_word":"gives","sentiment":"positive","sentiment_score":0.5691355466842651},{"word":"you","start":1969.475,"end":1969.5549,"confidence":0.99835986,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6107218265533447},{"word":"a","start":1969.5549,"end":1969.6349,"confidence":0.99768984,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.603032112121582},{"word":"bit","start":1969.6349,"end":1969.875,"confidence":0.9923908,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.48451894521713257},{"word":"more","start":1969.875,"end":1970.0349,"confidence":0.95189685,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.5166561007499695},{"word":"longevity","start":1970.0349,"end":1970.5349,"confidence":0.9911703,"punctuated_word":"longevity","sentiment":"positive","sentiment_score":0.5173805356025696},{"word":"out","start":1970.6749,"end":1970.835,"confidence":0.9808919,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.6409821510314941},{"word":"of","start":1970.835,"end":1970.9149,"confidence":0.9977011,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6553418040275574},{"word":"your","start":1970.9149,"end":1971.1549,"confidence":0.9971802,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.571148693561554},{"word":"super","start":1971.1549,"end":1971.6549,"confidence":0.67990243,"punctuated_word":"super,","sentiment":"positive","sentiment_score":0.5571105480194092},{"word":"utilizing","start":1972.09,"end":1972.57,"confidence":0.92978597,"punctuated_word":"utilizing","sentiment":"positive","sentiment_score":0.5348765254020691},{"word":"some","start":1972.57,"end":1972.8099,"confidence":0.9943668,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.5054083466529846},{"word":"of","start":1972.8099,"end":1972.8899,"confidence":0.99637955,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5502875447273254},{"word":"your","start":1972.8899,"end":1973.1299,"confidence":0.9988426,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5017181038856506},{"word":"savings","start":1973.1299,"end":1973.5299,"confidence":0.99752814,"punctuated_word":"savings","sentiment":"positive","sentiment_score":0.4065760374069214},{"word":"to","start":1973.5299,"end":1973.61,"confidence":0.99150276,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.39413249492645264},{"word":"offset","start":1973.61,"end":1974.0099,"confidence":0.9985695,"punctuated_word":"offset","sentiment":"positive","sentiment_score":0.3493942618370056},{"word":"that","start":1974.0099,"end":1974.33,"confidence":0.6834477,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.3478735387325287},{"word":"but","start":1974.33,"end":1974.73,"confidence":0.9880707,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.17338624596595764},{"word":"based","start":1974.73,"end":1974.97,"confidence":0.992121,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.15328708291053772},{"word":"on","start":1974.97,"end":1975.21,"confidence":0.9996445,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14894847571849823},{"word":"the","start":1975.21,"end":1975.37,"confidence":0.9994475,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15139655768871307},{"word":"current","start":1975.37,"end":1975.7699,"confidence":0.99972695,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.08478544652462006},{"word":"circumstances","start":1975.7699,"end":1976.2699,"confidence":0.9976541,"punctuated_word":"circumstances,","sentiment":"neutral","sentiment_score":0.1284689903259277},{"word":"we","start":1976.4099,"end":1976.57,"confidence":0.80526954,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15510255098342896},{"word":"might","start":1976.57,"end":1976.8099,"confidence":0.99994576,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.1286819577217102},{"word":"also","start":1976.8099,"end":1977.0499,"confidence":0.9997167,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.13667911291122437},{"word":"be","start":1977.0499,"end":1977.21,"confidence":0.99947816,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.18095900118350983},{"word":"able","start":1977.21,"end":1977.37,"confidence":0.9938729,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.2095177173614502},{"word":"to","start":1977.37,"end":1977.45,"confidence":0.9920443,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20228296518325808},{"word":"get","start":1977.45,"end":1977.69,"confidence":0.9994723,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.17329858243465424},{"word":"a","start":1977.69,"end":1977.7699,"confidence":0.99960154,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17734628915786743},{"word":"little","start":1977.7699,"end":1977.9299,"confidence":0.9999044,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.17628642916679382},{"word":"bit","start":1977.9299,"end":1978.09,"confidence":0.99959534,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.15607203543186188},{"word":"of","start":1978.09,"end":1978.25,"confidence":0.99953353,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15274997055530548},{"word":"age","start":1978.25,"end":1978.49,"confidence":0.8782059,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.08275535702705383},{"word":"pension","start":1978.49,"end":1978.8899,"confidence":0.9273291,"punctuated_word":"pension,","sentiment":"neutral","sentiment_score":0.11889085173606873},{"word":"which","start":1978.8899,"end":1979.1299,"confidence":0.9999006,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.14541307091712952},{"word":"again","start":1979.1299,"end":1979.5299,"confidence":0.61197466,"punctuated_word":"again","sentiment":"neutral","sentiment_score":0.1034356728196144},{"word":"offsets","start":1979.5299,"end":1980.0099,"confidence":0.82763046,"punctuated_word":"offsets","sentiment":"neutral","sentiment_score":0.11479651927947998},{"word":"things","start":1980.0099,"end":1980.5099,"confidence":0.9938377,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.11323479562997818},{"word":"with","start":1981.0499,"end":1981.21,"confidence":0.924937,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.060402680188417435},{"word":"the","start":1981.21,"end":1981.45,"confidence":0.99958056,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0462806299328804},{"word":"current","start":1981.45,"end":1981.7699,"confidence":0.9932376,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.011137321591377258},{"word":"scenario","start":1981.7699,"end":1982.2699,"confidence":0.997828,"punctuated_word":"scenario,","sentiment":"neutral","sentiment_score":0.06646314263343811},{"word":"it","start":1982.33,"end":1982.49,"confidence":0.99932504,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06826169788837433},{"word":"shows","start":1982.49,"end":1982.8099,"confidence":0.9895303,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.0017928555607795715},{"word":"age","start":1982.8099,"end":1983.0499,"confidence":0.98057127,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.0286591537296772},{"word":"pension","start":1983.0499,"end":1983.45,"confidence":0.9989717,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.011421963572502136},{"word":"might","start":1983.45,"end":1983.61,"confidence":0.99984205,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.0420062392950058},{"word":"not","start":1983.61,"end":1983.7699,"confidence":0.9997662,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.04024408757686615},{"word":"be","start":1983.7699,"end":1983.9299,"confidence":0.9994199,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.048293985426425934},{"word":"available","start":1983.9299,"end":1984.4299,"confidence":0.9998965,"punctuated_word":"available","sentiment":"neutral","sentiment_score":-0.057477790862321854},{"word":"until","start":1984.49,"end":1984.99,"confidence":0.9998541,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.07119083404541016},{"word":"about","start":1985.0499,"end":1985.2899,"confidence":0.99810374,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.02732369303703308},{"word":"the","start":1985.2899,"end":1985.45,"confidence":0.99957937,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01019885390996933},{"word":"age","start":1985.45,"end":1985.69,"confidence":0.98937756,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.029059942811727524},{"word":"of","start":1985.69,"end":1985.85,"confidence":0.99688333,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.014983370900154114},{"word":"70","start":1985.85,"end":1986.33,"confidence":0.9976579,"punctuated_word":"70","sentiment":"neutral","sentiment_score":0.02489616721868515},{"word":"or","start":1986.33,"end":1986.57,"confidence":0.9974468,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.007920987904071808},{"word":"71","start":1986.57,"end":1987.5499,"confidence":0.99765396,"punctuated_word":"71,","sentiment":"neutral","sentiment_score":0.02066008932888508},{"word":"which","start":1987.745,"end":1987.905,"confidence":0.99988425,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.0805927962064743},{"word":"is","start":1987.905,"end":1988.145,"confidence":0.99977225,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14506879448890686},{"word":"absolutely","start":1988.145,"end":1988.645,"confidence":0.99978966,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.2246135771274567},{"word":"fine","start":1988.7051,"end":1989.2051,"confidence":0.9661497,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.07278987765312195},{"word":"but","start":1989.505,"end":1989.745,"confidence":0.9990238,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.005723945796489716},{"word":"from","start":1989.745,"end":1989.985,"confidence":0.9970386,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.11104388535022736},{"word":"that","start":1989.985,"end":1990.2251,"confidence":0.99981314,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0732831060886383},{"word":"point","start":1990.2251,"end":1990.545,"confidence":0.99674225,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":-0.04528401419520378},{"word":"you","start":1990.545,"end":1990.7051,"confidence":0.9997911,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06805974245071411},{"word":"then","start":1990.7051,"end":1990.9451,"confidence":0.9926322,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.00914793461561203},{"word":"take","start":1990.9451,"end":1991.105,"confidence":0.9997975,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.05086643993854523},{"word":"a","start":1991.105,"end":1991.185,"confidence":0.99971396,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05539676174521446},{"word":"little","start":1991.185,"end":1991.425,"confidence":0.99988997,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.04790318012237549},{"word":"bit","start":1991.425,"end":1991.665,"confidence":0.9992186,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.07986963540315628},{"word":"less","start":1991.665,"end":1991.8251,"confidence":0.94432086,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.06526469439268112},{"word":"out","start":1991.8251,"end":1991.985,"confidence":0.98648643,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.0624595507979393},{"word":"of","start":1991.985,"end":1992.2251,"confidence":0.99604744,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0801267921924591},{"word":"super","start":1992.2251,"end":1992.625,"confidence":0.86003894,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.021122895181179047},{"word":"and","start":1992.625,"end":1992.785,"confidence":0.99969196,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1079675704240799},{"word":"if","start":1992.785,"end":1992.9451,"confidence":0.9998301,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1668093502521515},{"word":"we","start":1992.9451,"end":1993.105,"confidence":0.9998155,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.19321568310260773},{"word":"can","start":1993.105,"end":1993.3451,"confidence":0.9998023,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24392999708652496},{"word":"supplement","start":1993.3451,"end":1993.8451,"confidence":0.9998648,"punctuated_word":"supplement","sentiment":"neutral","sentiment_score":0.22945374250411987},{"word":"everything","start":1993.985,"end":1994.4651,"confidence":0.9997009,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.4122679829597473},{"word":"this","start":1994.4651,"end":1994.7051,"confidence":0.99954236,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.3889688551425934},{"word":"way","start":1994.7051,"end":1995.025,"confidence":0.9996948,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.3864102065563202},{"word":"and","start":1995.025,"end":1995.265,"confidence":0.9896277,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.27629372477531433},{"word":"get","start":1995.265,"end":1995.505,"confidence":0.99983966,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2810095250606537},{"word":"as","start":1995.505,"end":1995.665,"confidence":0.99826616,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2869441509246826},{"word":"much","start":1995.665,"end":1995.905,"confidence":0.99953926,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.22362658381462097},{"word":"age","start":1995.905,"end":1996.145,"confidence":0.91030884,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.24558907747268677},{"word":"pension","start":1996.145,"end":1996.545,"confidence":0.99244237,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.22629539668560028},{"word":"as","start":1996.545,"end":1996.785,"confidence":0.9993536,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.27422672510147095},{"word":"possible","start":1996.785,"end":1997.285,"confidence":0.9957969,"punctuated_word":"possible,","sentiment":"neutral","sentiment_score":0.2761088013648987},{"word":"then","start":1997.5851,"end":1997.8251,"confidence":0.9497958,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2631798982620239},{"word":"we","start":1997.8251,"end":1997.985,"confidence":0.9993761,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21566298604011536},{"word":"can","start":1997.985,"end":1998.2251,"confidence":0.9994734,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24874988198280337},{"word":"sort","start":1998.2251,"end":1998.4651,"confidence":0.9948088,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.22729463875293732},{"word":"of","start":1998.4651,"end":1998.625,"confidence":0.7919848,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2243805080652237},{"word":"see","start":1998.625,"end":1998.785,"confidence":0.8350347,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.19199374318122864},{"word":"your","start":1998.785,"end":1999.025,"confidence":0.9555268,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15820670127868652},{"word":"super","start":1999.025,"end":1999.505,"confidence":0.99705887,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1935652792453766},{"word":"does","start":1999.505,"end":1999.8251,"confidence":0.995142,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.17600074410438538},{"word":"last","start":1999.8251,"end":2000.2251,"confidence":0.7428098,"punctuated_word":"last.","sentiment":"neutral","sentiment_score":0.1250986605882645},{"word":"it","start":2000.2251,"end":2000.305,"confidence":0.80882406,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.01456792652606964},{"word":"depletes","start":2000.305,"end":2000.785,"confidence":0.9966202,"punctuated_word":"depletes","sentiment":"neutral","sentiment_score":0.045240163803100586},{"word":"a","start":2000.785,"end":2001.025,"confidence":0.991757,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.038100212812423706},{"word":"bit","start":2001.025,"end":2001.185,"confidence":0.9888366,"punctuated_word":"bit,","sentiment":"neutral","sentiment_score":-0.07984788715839386},{"word":"but","start":2001.185,"end":2001.425,"confidence":0.99560237,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0038070455193519592},{"word":"it","start":2001.425,"end":2001.505,"confidence":0.99387425,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04087585210800171},{"word":"does","start":2001.505,"end":2001.745,"confidence":0.9926057,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.07059058547019958},{"word":"last","start":2001.745,"end":2002.0651,"confidence":0.9923124,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.04343349486589432},{"word":"until","start":2002.0651,"end":2002.385,"confidence":0.99216205,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.018951453268527985},{"word":"about","start":2002.385,"end":2002.625,"confidence":0.97065926,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.001635763794183731},{"word":"age","start":2002.625,"end":2002.9451,"confidence":0.96212333,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.01728333905339241},{"word":"97","start":2002.9451,"end":2003.64,"confidence":0.7787256,"punctuated_word":"97,","sentiment":"neutral","sentiment_score":0.023626288399100304},{"word":"90","start":2003.8,"end":2004.3,"confidence":0.9992711,"punctuated_word":"90","sentiment":"neutral","sentiment_score":0.02039765566587448},{"word":"eight","start":2004.68,"end":2004.84,"confidence":0.9883574,"punctuated_word":"eight.","sentiment":"neutral","sentiment_score":0.01990838348865509},{"word":"so","start":2004.84,"end":2005.34,"confidence":0.9976707,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.038121797144412994},{"word":"there","start":2005.72,"end":2006.04,"confidence":0.9338475,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.05068543553352356},{"word":"are","start":2006.04,"end":2006.28,"confidence":0.9995315,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.05145345628261566},{"word":"a","start":2006.28,"end":2006.36,"confidence":0.9978787,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.045230284333229065},{"word":"few","start":2006.36,"end":2006.6,"confidence":0.9999422,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.02884962782263756},{"word":"different","start":2006.6,"end":2007.0,"confidence":0.99968505,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.003955254331231117},{"word":"scenarios","start":2007.0,"end":2007.5,"confidence":0.9997279,"punctuated_word":"scenarios","sentiment":"neutral","sentiment_score":0.015977703034877777},{"word":"there","start":2007.64,"end":2007.88,"confidence":0.7489548,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.04570554196834564},{"word":"and","start":2007.88,"end":2008.12,"confidence":0.9989311,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1460305005311966},{"word":"one","start":2008.12,"end":2008.28,"confidence":0.99962854,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.19934843480587008},{"word":"of","start":2008.28,"end":2008.4401,"confidence":0.9946067,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22350163757801056},{"word":"the","start":2008.4401,"end":2008.52,"confidence":0.9974402,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2984759211540222},{"word":"cool","start":2008.52,"end":2008.76,"confidence":0.9724946,"punctuated_word":"cool","sentiment":"positive","sentiment_score":0.4922322630882263},{"word":"thing","start":2008.76,"end":2008.92,"confidence":0.83302325,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.5240957140922546},{"word":"is","start":2008.92,"end":2009.16,"confidence":0.9984243,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3711869716644287},{"word":"because","start":2009.16,"end":2009.4,"confidence":0.7974285,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.31827956438064575},{"word":"your","start":2009.4,"end":2009.56,"confidence":0.9931037,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.43941450119018555},{"word":"wife","start":2009.56,"end":2009.8,"confidence":0.99966955,"punctuated_word":"wife","sentiment":"positive","sentiment_score":0.4644220769405365},{"word":"is","start":2009.8,"end":2009.96,"confidence":0.99815243,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4604636430740357},{"word":"younger","start":2009.96,"end":2010.28,"confidence":0.99688935,"punctuated_word":"younger,","sentiment":"positive","sentiment_score":0.43901199102401733},{"word":"we","start":2010.28,"end":2010.4401,"confidence":0.9997292,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4463176131248474},{"word":"can","start":2010.4401,"end":2010.6,"confidence":0.99985313,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4047716557979584},{"word":"also","start":2010.6,"end":2011.0,"confidence":0.99904734,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.33972033858299255},{"word":"look","start":2011.0,"end":2011.16,"confidence":0.99941814,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.3396037518978119},{"word":"at","start":2011.16,"end":2011.24,"confidence":0.9984125,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.31275713443756104},{"word":"ways","start":2011.24,"end":2011.56,"confidence":0.9995845,"punctuated_word":"ways","sentiment":"neutral","sentiment_score":0.2590208053588867},{"word":"of","start":2011.56,"end":2011.8,"confidence":0.99264115,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.33015215396881104},{"word":"sheltering","start":2011.8,"end":2012.28,"confidence":0.99834347,"punctuated_word":"sheltering","sentiment":"neutral","sentiment_score":0.27456286549568176},{"word":"money","start":2012.28,"end":2012.6,"confidence":0.99982965,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.25129956007003784},{"word":"down","start":2012.6,"end":2012.76,"confidence":0.99973625,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.29200878739356995},{"word":"the","start":2012.76,"end":2012.92,"confidence":0.9991628,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34143680334091187},{"word":"track","start":2012.92,"end":2013.3201,"confidence":0.8880366,"punctuated_word":"track.","sentiment":"neutral","sentiment_score":0.2996927499771118},{"word":"so","start":2013.3201,"end":2013.8201,"confidence":0.99886036,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.23831087350845337},{"word":"the","start":2015.0,"end":2015.48,"confidence":0.88734233,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26126378774642944},{"word":"age","start":2015.48,"end":2015.72,"confidence":0.99132264,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.2143762707710266},{"word":"pension","start":2015.72,"end":2016.22,"confidence":0.9153169,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.21778243780136108},{"word":"is","start":2016.28,"end":2016.36,"confidence":0.9984578,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.26144587993621826},{"word":"i've","start":2016.52,"end":2016.76,"confidence":0.9913956,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.28258588910102844},{"word":"looked","start":2016.76,"end":2017.0,"confidence":0.996141,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":0.20543959736824036},{"word":"at","start":2017.0,"end":2017.08,"confidence":0.88301474,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.19692420959472656},{"word":"sort","start":2017.08,"end":2017.3201,"confidence":0.8191276,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2273976057767868},{"word":"of","start":2017.3201,"end":2017.4,"confidence":0.85559225,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.26841461658477783},{"word":"how","start":2017.4,"end":2017.64,"confidence":0.99586487,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.22279272973537445},{"word":"we","start":2017.64,"end":2017.72,"confidence":0.99376017,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21917735040187836},{"word":"can","start":2017.72,"end":2017.88,"confidence":0.9875848,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24929431080818176},{"word":"get","start":2017.88,"end":2018.12,"confidence":0.98693615,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.16901111602783203},{"word":"that","start":2018.12,"end":2018.295,"confidence":0.8929939,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16701571643352509},{"word":"based","start":2018.295,"end":2018.535,"confidence":0.9931763,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.2045556902885437},{"word":"on","start":2018.535,"end":2018.6951,"confidence":0.9148244,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.21482498943805697},{"word":"your","start":2018.6951,"end":2018.775,"confidence":0.9995555,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17975251376628876},{"word":"current","start":2018.775,"end":2019.275,"confidence":0.9983279,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.11667738109827042},{"word":"circumstances","start":2019.3351,"end":2019.8351,"confidence":0.89265585,"punctuated_word":"circumstances.","sentiment":"neutral","sentiment_score":0.13620665669441223},{"word":"but","start":2019.9751,"end":2020.135,"confidence":0.9056634,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.10415943711996078},{"word":"when","start":2020.135,"end":2020.295,"confidence":0.9998004,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07716815173625946},{"word":"you","start":2020.295,"end":2020.4551,"confidence":0.999835,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1053820252418518},{"word":"get","start":2020.4551,"end":2020.615,"confidence":0.9997725,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07002341002225876},{"word":"closer","start":2020.615,"end":2021.015,"confidence":0.9970969,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.05995318293571472},{"word":"to","start":2021.015,"end":2021.255,"confidence":0.9990293,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0906585082411766},{"word":"it","start":2021.255,"end":2021.495,"confidence":0.9356804,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.07400950789451599},{"word":"i","start":2021.495,"end":2021.655,"confidence":0.9998834,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15428248047828674},{"word":"do","start":2021.655,"end":2021.8151,"confidence":0.9995308,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15847615897655487},{"word":"a","start":2021.8151,"end":2021.9751,"confidence":0.9997429,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17351415753364563},{"word":"lot","start":2021.9751,"end":2022.135,"confidence":0.9999181,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.17941366136074066},{"word":"of","start":2022.135,"end":2022.295,"confidence":0.99947685,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16963207721710205},{"word":"work","start":2022.295,"end":2022.535,"confidence":0.9997501,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.13816726207733154},{"word":"around","start":2022.535,"end":2022.775,"confidence":0.9998913,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.1987418681383133},{"word":"the","start":2022.775,"end":2022.935,"confidence":0.999343,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1271524727344513},{"word":"age","start":2022.935,"end":2023.0951,"confidence":0.99649787,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.039626408368349075},{"word":"pension","start":2023.0951,"end":2023.495,"confidence":0.9975674,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.03626886382699013},{"word":"side","start":2023.495,"end":2023.735,"confidence":0.99877733,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.07993169873952866},{"word":"of","start":2023.735,"end":2023.895,"confidence":0.99836653,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1092715710401535},{"word":"things","start":2023.895,"end":2024.135,"confidence":0.9997559,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.098284974694252},{"word":"with","start":2024.135,"end":2024.375,"confidence":0.999132,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09443743526935576},{"word":"a","start":2024.375,"end":2024.4551,"confidence":0.9995851,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15092259645462036},{"word":"lot","start":2024.4551,"end":2024.6951,"confidence":0.99992037,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.14511410892009735},{"word":"of","start":2024.6951,"end":2024.775,"confidence":0.99957794,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17275303602218628},{"word":"my","start":2024.775,"end":2024.935,"confidence":0.9997756,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.23041591048240664},{"word":"retiree","start":2024.935,"end":2025.435,"confidence":0.9962611,"punctuated_word":"retiree","sentiment":"neutral","sentiment_score":0.10721373558044434},{"word":"clients","start":2025.495,"end":2025.995,"confidence":0.9391094,"punctuated_word":"clients.","sentiment":"neutral","sentiment_score":0.1248212605714798},{"word":"we'll","start":2026.535,"end":2026.8551,"confidence":0.8820074,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.0975787490606308},{"word":"look","start":2026.8551,"end":2027.015,"confidence":0.9999082,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0832311287522316},{"word":"at","start":2027.015,"end":2027.255,"confidence":0.9998306,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1022014543414116},{"word":"how","start":2027.255,"end":2027.495,"confidence":0.99969506,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.08462623506784439},{"word":"best","start":2027.495,"end":2027.735,"confidence":0.9976816,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.0687878429889679},{"word":"to","start":2027.735,"end":2027.895,"confidence":0.9386382,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07607601583003998},{"word":"structure","start":2027.895,"end":2028.295,"confidence":0.9990171,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":0.06540562957525253},{"word":"things","start":2028.295,"end":2028.535,"confidence":0.99665594,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.09018289297819138},{"word":"how","start":2028.535,"end":2028.775,"confidence":0.99980825,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.07832401245832443},{"word":"we","start":2028.775,"end":2028.935,"confidence":0.99985933,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.048955146223306656},{"word":"can","start":2028.935,"end":2029.175,"confidence":0.99947006,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14887872338294983},{"word":"shelter","start":2029.175,"end":2029.655,"confidence":0.43847027,"punctuated_word":"shelter","sentiment":"neutral","sentiment_score":0.09537209570407867},{"word":"money","start":2029.655,"end":2030.055,"confidence":0.9957533,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1456146538257599},{"word":"so","start":2030.055,"end":2030.2151,"confidence":0.4046937,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.20083534717559817},{"word":"it's","start":2030.2151,"end":2030.4551,"confidence":0.99928343,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.20439086854457855},{"word":"either","start":2030.4551,"end":2030.94,"confidence":0.9996773,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.22600410878658295},{"word":"assessed","start":2031.1799,"end":2031.6599,"confidence":0.9749517,"punctuated_word":"assessed","sentiment":"neutral","sentiment_score":0.12423244118690492},{"word":"differently","start":2031.6599,"end":2032.1599,"confidence":0.98033845,"punctuated_word":"differently,","sentiment":"neutral","sentiment_score":0.09077255427837372},{"word":"assessed","start":2032.22,"end":2032.7,"confidence":0.9878308,"punctuated_word":"assessed","sentiment":"neutral","sentiment_score":0.07860881090164185},{"word":"to","start":2032.7,"end":2032.7799,"confidence":0.41082487,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10992005467414856},{"word":"the","start":2032.7799,"end":2032.86,"confidence":0.9946345,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09083393216133118},{"word":"lower","start":2032.86,"end":2033.1799,"confidence":0.98808974,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.06208474189043045},{"word":"rate","start":2033.1799,"end":2033.5,"confidence":0.9405116,"punctuated_word":"rate,","sentiment":"neutral","sentiment_score":0.09075649827718736},{"word":"or","start":2033.5,"end":2033.6599,"confidence":0.9997873,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09670882672071456},{"word":"not","start":2033.6599,"end":2033.8999,"confidence":0.9994667,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.09260152280330658},{"word":"assessed","start":2033.8999,"end":2034.2999,"confidence":0.9948027,"punctuated_word":"assessed","sentiment":"neutral","sentiment_score":0.07784615457057953},{"word":"at","start":2034.2999,"end":2034.5399,"confidence":0.9934737,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07539331167936325},{"word":"all","start":2034.5399,"end":2035.0399,"confidence":0.99788845,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.12909096479415894},{"word":"it's","start":2035.58,"end":2035.8999,"confidence":0.87469494,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.15428847074508667},{"word":"just","start":2035.8999,"end":2036.22,"confidence":0.91384387,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1948351263999939},{"word":"a","start":2036.22,"end":2036.2999,"confidence":0.88572776,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2321062982082367},{"word":"legitimate","start":2036.2999,"end":2036.7799,"confidence":0.9982181,"punctuated_word":"legitimate","sentiment":"neutral","sentiment_score":0.21843566000461576},{"word":"way","start":2036.7799,"end":2037.0199,"confidence":0.99924695,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.2264411449432373},{"word":"of","start":2037.0199,"end":2037.1,"confidence":0.99727196,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19102495908737183},{"word":"hiding","start":2037.1,"end":2037.4199,"confidence":0.9414963,"punctuated_word":"hiding","sentiment":"neutral","sentiment_score":0.2028152346611023},{"word":"money","start":2037.4199,"end":2037.82,"confidence":0.88960755,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":0.2153410017490387},{"word":"essentially","start":2037.82,"end":2038.32,"confidence":0.87749016,"punctuated_word":"essentially.","sentiment":"neutral","sentiment_score":0.25490278005599976},{"word":"and","start":2039.2599,"end":2039.5,"confidence":0.9654484,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.28653666377067566},{"word":"that","start":2039.5,"end":2039.6599,"confidence":0.9913356,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.31446167826652527},{"word":"way","start":2039.6599,"end":2039.82,"confidence":0.86506236,"punctuated_word":"way,","sentiment":"positive","sentiment_score":0.4391842484474182},{"word":"we","start":2039.82,"end":2039.98,"confidence":0.9998491,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4640726745128632},{"word":"can","start":2039.98,"end":2040.22,"confidence":0.99968326,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5330322980880737},{"word":"try","start":2040.22,"end":2040.3799,"confidence":0.99654824,"punctuated_word":"try","sentiment":"positive","sentiment_score":0.5702111124992371},{"word":"to","start":2040.3799,"end":2040.5399,"confidence":0.99483585,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4986542463302612},{"word":"maximize","start":2040.5399,"end":2041.0399,"confidence":0.9986998,"punctuated_word":"maximize","sentiment":"positive","sentiment_score":0.5761404037475586},{"word":"the","start":2041.1799,"end":2041.34,"confidence":0.997382,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6200517416000366},{"word":"age","start":2041.34,"end":2041.58,"confidence":0.49917898,"punctuated_word":"age","sentiment":"positive","sentiment_score":0.5453105568885803},{"word":"pension","start":2041.58,"end":2042.08,"confidence":0.991529,"punctuated_word":"pension","sentiment":"positive","sentiment_score":0.4498133659362793},{"word":"access","start":2042.22,"end":2042.62,"confidence":0.9938444,"punctuated_word":"access","sentiment":"positive","sentiment_score":0.5347713232040405},{"word":"for","start":2042.62,"end":2042.7799,"confidence":0.9996438,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5232996344566345},{"word":"you","start":2042.7799,"end":2042.94,"confidence":0.9743303,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.4984920918941498},{"word":"which","start":2042.94,"end":2043.1799,"confidence":0.9994997,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.47210362553596497},{"word":"means","start":2043.1799,"end":2043.4199,"confidence":0.9984493,"punctuated_word":"means","sentiment":"positive","sentiment_score":0.44585099816322327},{"word":"you","start":2043.4199,"end":2043.5,"confidence":0.99488586,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5354483723640442},{"word":"draw","start":2043.5,"end":2043.82,"confidence":0.9941134,"punctuated_word":"draw","sentiment":"positive","sentiment_score":0.5568021535873413},{"word":"less","start":2043.82,"end":2044.0599,"confidence":0.9786446,"punctuated_word":"less","sentiment":"positive","sentiment_score":0.4025141894817352},{"word":"out","start":2044.0599,"end":2044.22,"confidence":0.989865,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.5109941363334656},{"word":"of","start":2044.22,"end":2044.3799,"confidence":0.9937354,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4894659221172333},{"word":"super","start":2044.3799,"end":2044.7,"confidence":0.826807,"punctuated_word":"super,","sentiment":"positive","sentiment_score":0.48506462574005127},{"word":"which","start":2044.7,"end":2044.86,"confidence":0.9992106,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.518980085849762},{"word":"gives","start":2044.86,"end":2045.1799,"confidence":0.9974915,"punctuated_word":"gives","sentiment":"positive","sentiment_score":0.5432801842689514},{"word":"you","start":2045.1799,"end":2045.34,"confidence":0.9990049,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6233799457550049},{"word":"a","start":2045.34,"end":2045.4199,"confidence":0.9962941,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5833418369293213},{"word":"lot","start":2045.4199,"end":2045.58,"confidence":0.99895394,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.5671713352203369},{"word":"more","start":2045.58,"end":2045.74,"confidence":0.998206,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.4897952973842621},{"word":"longevity","start":2045.74,"end":2046.24,"confidence":0.99519014,"punctuated_word":"longevity.","sentiment":"positive","sentiment_score":0.3870500922203064},{"word":"one","start":2046.995,"end":2047.235,"confidence":0.9988696,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.3024696707725525},{"word":"of","start":2047.235,"end":2047.3151,"confidence":0.99973816,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2875099182128906},{"word":"the","start":2047.3151,"end":2047.395,"confidence":0.99958307,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.41987210512161255},{"word":"big","start":2047.395,"end":2047.635,"confidence":0.99929786,"punctuated_word":"big","sentiment":"positive","sentiment_score":0.4050648808479309},{"word":"things","start":2047.635,"end":2047.9551,"confidence":0.9993882,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.52099609375},{"word":"with","start":2047.9551,"end":2048.2751,"confidence":0.9592857,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4539741277694702},{"word":"centrelink","start":2048.2751,"end":2048.7551,"confidence":0.95059735,"punctuated_word":"Centrelink","sentiment":"positive","sentiment_score":0.4881224036216736},{"word":"isn't","start":2048.7551,"end":2048.995,"confidence":0.9952694,"punctuated_word":"isn't","sentiment":"positive","sentiment_score":0.4491637647151947},{"word":"so","start":2048.995,"end":2049.155,"confidence":0.998509,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.34865933656692505},{"word":"much","start":2049.155,"end":2049.395,"confidence":0.9999155,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.3120894730091095},{"word":"the","start":2049.395,"end":2049.475,"confidence":0.9933901,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25660717487335205},{"word":"money","start":2049.475,"end":2049.795,"confidence":0.83629423,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.17059075832366943},{"word":"it's","start":2049.795,"end":2050.0352,"confidence":0.9996457,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.34161752462387085},{"word":"the","start":2050.0352,"end":2050.195,"confidence":0.99928766,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4575447142124176},{"word":"pension","start":2050.195,"end":2050.5151,"confidence":0.9991697,"punctuated_word":"pension","sentiment":"positive","sentiment_score":0.42181596159935},{"word":"card","start":2050.5151,"end":2050.7551,"confidence":0.99668187,"punctuated_word":"card","sentiment":"positive","sentiment_score":0.4274521768093109},{"word":"that","start":2050.7551,"end":2050.915,"confidence":0.999813,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4346814155578614},{"word":"you","start":2050.915,"end":2051.075,"confidence":0.99989796,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4600243866443634},{"word":"get","start":2051.075,"end":2051.235,"confidence":0.9997322,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4501629173755646},{"word":"with","start":2051.235,"end":2051.475,"confidence":0.9962794,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4532962441444397},{"word":"it","start":2051.475,"end":2051.635,"confidence":0.9701653,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.398148775100708},{"word":"that","start":2051.635,"end":2051.795,"confidence":0.9450539,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.39598965644836426},{"word":"makes","start":2051.795,"end":2052.195,"confidence":0.9981232,"punctuated_word":"makes","sentiment":"positive","sentiment_score":0.4640049636363983},{"word":"everything","start":2052.195,"end":2052.595,"confidence":0.99965656,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.5775302052497864},{"word":"else","start":2052.595,"end":2052.995,"confidence":0.9998342,"punctuated_word":"else","sentiment":"positive","sentiment_score":0.534259021282196},{"word":"around","start":2052.995,"end":2053.315,"confidence":0.988373,"punctuated_word":"around","sentiment":"positive","sentiment_score":0.578954815864563},{"word":"you","start":2053.315,"end":2053.555,"confidence":0.9960169,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5504545569419861},{"word":"cheaper","start":2053.555,"end":2054.055,"confidence":0.9994431,"punctuated_word":"cheaper","sentiment":"positive","sentiment_score":0.5781892538070679},{"word":"and","start":2054.595,"end":2054.7551,"confidence":0.6436364,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.488356500864029},{"word":"can","start":2054.7551,"end":2054.915,"confidence":0.9992494,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5911145210266113},{"word":"provide","start":2054.915,"end":2055.395,"confidence":0.99985874,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.6084812879562378},{"word":"greater","start":2055.395,"end":2055.795,"confidence":0.9984262,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.605526328086853},{"word":"benefits","start":2055.795,"end":2056.2751,"confidence":0.88760066,"punctuated_word":"benefits.","sentiment":"positive","sentiment_score":0.5345373749732971},{"word":"so","start":2056.2751,"end":2056.435,"confidence":0.99842715,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.40474021434783936},{"word":"that's","start":2056.435,"end":2056.7551,"confidence":0.9983494,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4480127692222595},{"word":"one","start":2056.7551,"end":2056.995,"confidence":0.9997793,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.4828101098537445},{"word":"thing","start":2056.995,"end":2057.155,"confidence":0.99970704,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.687475860118866},{"word":"that","start":2057.155,"end":2057.395,"confidence":0.99969065,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6625328063964844},{"word":"will","start":2057.395,"end":2057.635,"confidence":0.51426166,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.6799793243408203},{"word":"definitely","start":2057.635,"end":2058.115,"confidence":0.9980394,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.7309629321098328},{"word":"keep","start":2058.115,"end":2058.435,"confidence":0.96208715,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.630501925945282},{"word":"down","start":2058.435,"end":2058.675,"confidence":0.9956619,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.7040289044380188},{"word":"the","start":2058.675,"end":2058.835,"confidence":0.99787915,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6929693222045898},{"word":"track","start":2058.835,"end":2059.155,"confidence":0.99726593,"punctuated_word":"track","sentiment":"positive","sentiment_score":0.6971935033798218},{"word":"there","start":2059.155,"end":2059.395,"confidence":0.9986904,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.7977626323699951},{"word":"for","start":2059.395,"end":2059.555,"confidence":0.9998528,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7584463357925415},{"word":"you","start":2059.555,"end":2060.04,"confidence":0.992351,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6016135215759277},{"word":"and","start":2060.6,"end":2060.84,"confidence":0.9771721,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.4127998650074005},{"word":"when","start":2060.84,"end":2061.08,"confidence":0.9974166,"punctuated_word":"when","sentiment":"positive","sentiment_score":0.4251668453216553},{"word":"we","start":2061.08,"end":2061.24,"confidence":0.9997354,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.39443954825401306},{"word":"do","start":2061.24,"end":2061.4001,"confidence":0.9997594,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4494182765483856},{"word":"that","start":2061.4001,"end":2061.72,"confidence":0.99891734,"punctuated_word":"that,","sentiment":"positive","sentiment_score":0.4310253858566284},{"word":"i'd","start":2061.72,"end":2061.8801,"confidence":0.9966706,"punctuated_word":"I'd","sentiment":"positive","sentiment_score":0.5304582118988037},{"word":"love","start":2061.8801,"end":2062.12,"confidence":0.9997123,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.6723084449768066},{"word":"to","start":2062.12,"end":2062.2,"confidence":0.9995927,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.538530170917511},{"word":"be","start":2062.2,"end":2062.36,"confidence":0.9996675,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.5073498487472534},{"word":"able","start":2062.36,"end":2062.48,"confidence":0.9965766,"punctuated_word":"able","sentiment":"positive","sentiment_score":0.5291141271591187},{"word":"to","start":2062.48,"end":2062.6,"confidence":0.99914217,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5846737623214722},{"word":"have","start":2062.6,"end":2062.76,"confidence":0.9997491,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.5674588680267334},{"word":"a","start":2062.76,"end":2062.84,"confidence":0.98951936,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.509082555770874},{"word":"chat","start":2062.84,"end":2063.08,"confidence":0.9907408,"punctuated_word":"chat","sentiment":"positive","sentiment_score":0.5651447772979736},{"word":"to","start":2063.08,"end":2063.24,"confidence":0.9796433,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5585132837295532},{"word":"your","start":2063.24,"end":2063.4001,"confidence":0.9987295,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.493778944015503},{"word":"wife","start":2063.4001,"end":2063.6401,"confidence":0.99982566,"punctuated_word":"wife","sentiment":"positive","sentiment_score":0.43986639380455017},{"word":"as","start":2063.6401,"end":2063.8,"confidence":0.99845517,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5030463337898254},{"word":"well","start":2063.8,"end":2064.12,"confidence":0.95452714,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.4585397243499756},{"word":"incorporate","start":2064.12,"end":2064.6,"confidence":0.9982369,"punctuated_word":"incorporate","sentiment":"positive","sentiment_score":0.45905783772468567},{"word":"the","start":2064.6,"end":2064.76,"confidence":0.99908614,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.47116217017173767},{"word":"advice","start":2064.76,"end":2065.08,"confidence":0.9855444,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.481866717338562},{"word":"for","start":2065.08,"end":2065.24,"confidence":0.7253926,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4671059250831604},{"word":"both","start":2065.24,"end":2065.48,"confidence":0.99803,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.4277472198009491},{"word":"of","start":2065.48,"end":2065.56,"confidence":0.99658513,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4921622276306152},{"word":"you","start":2065.56,"end":2065.8,"confidence":0.9992465,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4422721862792969},{"word":"if","start":2065.8,"end":2065.96,"confidence":0.92661077,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4397512376308441},{"word":"she's","start":2065.96,"end":2066.28,"confidence":0.986417,"punctuated_word":"she's","sentiment":"positive","sentiment_score":0.3788372874259949},{"word":"up","start":2066.28,"end":2066.44,"confidence":0.96702284,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.3590511381626129},{"word":"for","start":2066.44,"end":2066.6,"confidence":0.9377135,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.33601874113082886},{"word":"doing","start":2066.6,"end":2066.92,"confidence":0.9997552,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.40728017687797546},{"word":"that","start":2066.92,"end":2067.42,"confidence":0.9993886,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.45244231820106506},{"word":"just","start":2067.72,"end":2067.8801,"confidence":0.5201084,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1047055646777153},{"word":"so","start":2067.8801,"end":2068.04,"confidence":0.99681586,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.23918262124061584},{"word":"we","start":2068.04,"end":2068.2,"confidence":0.9982829,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3431187868118286},{"word":"can","start":2068.2,"end":2068.44,"confidence":0.72212046,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3989984393119812},{"word":"have","start":2068.44,"end":2068.6,"confidence":0.9992778,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4957324862480163},{"word":"a","start":2068.6,"end":2068.76,"confidence":0.999188,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.471111536026001},{"word":"really","start":2068.76,"end":2069.08,"confidence":0.999813,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4911652803421021},{"word":"good","start":2069.08,"end":2069.32,"confidence":0.99932206,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4485114216804504},{"word":"look","start":2069.32,"end":2069.48,"confidence":0.99859315,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.5151256918907166},{"word":"at","start":2069.48,"end":2069.72,"confidence":0.9987919,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.5311251282691956},{"word":"everything","start":2069.72,"end":2070.22,"confidence":0.9994635,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.5869900584220886},{"word":"down","start":2070.28,"end":2070.44,"confidence":0.9987915,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.4698396325111389},{"word":"the","start":2070.44,"end":2070.68,"confidence":0.9975337,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4731765389442444},{"word":"track","start":2070.68,"end":2071.18,"confidence":0.98959666,"punctuated_word":"track,","sentiment":"positive","sentiment_score":0.4203579127788544},{"word":"look","start":2071.24,"end":2071.4001,"confidence":0.99488187,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.4928975403308869},{"word":"at","start":2071.4001,"end":2071.56,"confidence":0.9941729,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.5389725565910339},{"word":"how","start":2071.56,"end":2071.72,"confidence":0.9956291,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.5067155957221985},{"word":"it'll","start":2071.72,"end":2071.8801,"confidence":0.84758246,"punctuated_word":"it'll","sentiment":"positive","sentiment_score":0.5440301895141602},{"word":"look","start":2071.8801,"end":2072.085,"confidence":0.67917675,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.5307737588882446},{"word":"for","start":2072.165,"end":2072.325,"confidence":0.99792385,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5338074564933777},{"word":"both","start":2072.325,"end":2072.4448,"confidence":0.9966118,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.5413258075714111},{"word":"of","start":2072.4448,"end":2072.565,"confidence":0.9980804,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6350488662719727},{"word":"you","start":2072.565,"end":2072.805,"confidence":0.9193251,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.47033071517944336},{"word":"and","start":2072.805,"end":2073.045,"confidence":0.99967515,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5516269207000732},{"word":"then","start":2073.045,"end":2073.205,"confidence":0.99992645,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.5877823233604431},{"word":"i","start":2073.205,"end":2073.285,"confidence":0.9996244,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5870044231414795},{"word":"can","start":2073.285,"end":2073.445,"confidence":0.9997582,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5546771883964539},{"word":"support","start":2073.445,"end":2073.765,"confidence":0.9998354,"punctuated_word":"support","sentiment":"positive","sentiment_score":0.6201795935630798},{"word":"you","start":2073.765,"end":2074.005,"confidence":0.99722433,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6503440141677856},{"word":"both","start":2074.005,"end":2074.2449,"confidence":0.983404,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.6556334495544434},{"word":"through","start":2074.2449,"end":2074.4849,"confidence":0.9528636,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.5816718339920044},{"word":"retirement","start":2074.4849,"end":2074.9648,"confidence":0.9700777,"punctuated_word":"retirement","sentiment":"positive","sentiment_score":0.5202791690826416},{"word":"that","start":2074.9648,"end":2075.125,"confidence":0.798039,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5654752850532532},{"word":"way","start":2075.125,"end":2075.365,"confidence":0.99981254,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.5656683444976807},{"word":"as","start":2075.365,"end":2075.445,"confidence":0.9717497,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5825297236442566},{"word":"well","start":2075.445,"end":2075.685,"confidence":0.9998939,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.5090764760971069},{"word":"if","start":2075.685,"end":2075.925,"confidence":0.8962864,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.5516020059585571},{"word":"you","start":2075.925,"end":2076.085,"confidence":0.99881834,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4719826281070709},{"word":"guys","start":2076.085,"end":2076.2449,"confidence":0.99797255,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.5264207124710083},{"word":"are","start":2076.2449,"end":2076.405,"confidence":0.99755293,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03238674998283386},{"word":"both","start":2076.405,"end":2076.645,"confidence":0.99839693,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.04324732720851898},{"word":"open","start":2076.645,"end":2076.9648,"confidence":0.9930554,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.0577351376414299},{"word":"to","start":2076.9648,"end":2077.125,"confidence":0.99917597,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10699167102575302},{"word":"it","start":2077.125,"end":2077.605,"confidence":0.99837387,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.09298640489578248},{"word":"yeah","start":2077.605,"end":2078.105,"confidence":0.9863863,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3648245334625244},{"word":"perfect","start":2079.525,"end":2080.025,"confidence":0.948141,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5979546308517456},{"word":"so","start":2080.7249,"end":2081.045,"confidence":0.75326777,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.25167107582092285},{"word":"that's","start":2081.045,"end":2081.285,"confidence":0.99980587,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2099960744380951},{"word":"essentially","start":2081.285,"end":2081.785,"confidence":0.9463894,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.15277612209320068},{"word":"what","start":2081.845,"end":2082.005,"confidence":0.9989103,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13290944695472717},{"word":"we're","start":2082.005,"end":2082.2449,"confidence":0.99691594,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.13367792963981628},{"word":"recommending","start":2082.2449,"end":2082.7449,"confidence":0.7773352,"punctuated_word":"recommending,","sentiment":"neutral","sentiment_score":0.162810817360878},{"word":"just","start":2082.805,"end":2083.125,"confidence":0.9948679,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15171171724796295},{"word":"the","start":2083.125,"end":2083.365,"confidence":0.9919143,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10052195936441422},{"word":"the","start":2083.365,"end":2083.605,"confidence":0.9986034,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10325267910957336},{"word":"alteration","start":2083.605,"end":2084.085,"confidence":0.99724674,"punctuated_word":"alteration","sentiment":"neutral","sentiment_score":0.09807127714157104},{"word":"of","start":2084.085,"end":2084.2449,"confidence":0.9997123,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09320815652608871},{"word":"the","start":2084.2449,"end":2084.405,"confidence":0.9994618,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08891569823026657},{"word":"investments","start":2084.405,"end":2084.905,"confidence":0.97968596,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.035040974617004395},{"word":"there","start":2084.9648,"end":2085.39,"confidence":0.9327235,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.07393448799848557},{"word":"removing","start":2085.5498,"end":2085.8699,"confidence":0.9990538,"punctuated_word":"removing","sentiment":"neutral","sentiment_score":0.07380102574825287},{"word":"the","start":2085.8699,"end":2086.1099,"confidence":0.99939084,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05478518083691597},{"word":"bank","start":2086.1099,"end":2086.43,"confidence":0.9781969,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.055395517498254776},{"word":"hybrids","start":2086.43,"end":2086.93,"confidence":0.97083,"punctuated_word":"hybrids,","sentiment":"neutral","sentiment_score":0.06737086921930313},{"word":"replacing","start":2086.99,"end":2087.47,"confidence":0.9996074,"punctuated_word":"replacing","sentiment":"neutral","sentiment_score":0.09264135360717772},{"word":"it","start":2087.47,"end":2087.71,"confidence":0.99943525,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10871034860610962},{"word":"with","start":2087.71,"end":2087.7898,"confidence":0.9998197,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0886496901512146},{"word":"the","start":2087.7898,"end":2087.95,"confidence":0.99447024,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13983631134033203},{"word":"core","start":2087.95,"end":2088.19,"confidence":0.94410753,"punctuated_word":"core","sentiment":"neutral","sentiment_score":0.11531436443328856},{"word":"composite","start":2088.19,"end":2088.67,"confidence":0.98475754,"punctuated_word":"composite","sentiment":"neutral","sentiment_score":0.14621502161026},{"word":"bonds","start":2088.67,"end":2088.99,"confidence":0.8883928,"punctuated_word":"bonds,","sentiment":"neutral","sentiment_score":0.12518221139907837},{"word":"doing","start":2088.99,"end":2089.23,"confidence":0.9998883,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.10723504424095154},{"word":"a","start":2089.23,"end":2089.3098,"confidence":0.9994005,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14783325791358948},{"word":"bit","start":2089.3098,"end":2089.47,"confidence":0.9998678,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1318880319595337},{"word":"of","start":2089.47,"end":2089.5498,"confidence":0.99976116,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13938647508621216},{"word":"a","start":2089.5498,"end":2089.71,"confidence":0.99343866,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15782633423805237},{"word":"rebalance","start":2089.71,"end":2090.21,"confidence":0.9868085,"punctuated_word":"rebalance","sentiment":"neutral","sentiment_score":0.10793177783489229},{"word":"there","start":2090.2698,"end":2090.3499,"confidence":0.94609237,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.12960150837898254},{"word":"and","start":2090.3499,"end":2090.51,"confidence":0.99977154,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10470493882894516},{"word":"then","start":2090.51,"end":2090.75,"confidence":0.995317,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12885421514511108},{"word":"recommending","start":2090.75,"end":2091.25,"confidence":0.89344865,"punctuated_word":"recommending","sentiment":"neutral","sentiment_score":0.09505659341812134},{"word":"we","start":2091.3098,"end":2091.47,"confidence":0.9813493,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11900754272937776},{"word":"increase","start":2091.47,"end":2091.8699,"confidence":0.99873394,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.1234586015343666},{"word":"our","start":2091.8699,"end":2092.1099,"confidence":0.9975501,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.11784107983112337},{"word":"salary","start":2092.1099,"end":2092.5898,"confidence":0.9992778,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.14607340097427368},{"word":"sacrifice","start":2092.5898,"end":2093.0898,"confidence":0.91594315,"punctuated_word":"sacrifice,","sentiment":"neutral","sentiment_score":0.10548757761716844},{"word":"showing","start":2093.8699,"end":2094.1099,"confidence":0.99930215,"punctuated_word":"showing","sentiment":"neutral","sentiment_score":0.2258296012878418},{"word":"that","start":2094.1099,"end":2094.2698,"confidence":0.9999163,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.25368398427963257},{"word":"we","start":2094.2698,"end":2094.43,"confidence":0.9997682,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.29582512378692627},{"word":"do","start":2094.43,"end":2094.5898,"confidence":0.9982583,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3386463224887848},{"word":"get","start":2094.5898,"end":2094.75,"confidence":0.9991757,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.35733985900878906},{"word":"a","start":2094.75,"end":2094.8298,"confidence":0.9991436,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3643935620784759},{"word":"bit","start":2094.8298,"end":2094.99,"confidence":0.9981668,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.37852296233177185},{"word":"of","start":2094.99,"end":2095.15,"confidence":0.99735874,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.32902097702026367},{"word":"longevity","start":2095.15,"end":2095.65,"confidence":0.9992667,"punctuated_word":"longevity","sentiment":"positive","sentiment_score":0.38170284032821655},{"word":"out","start":2095.7898,"end":2095.95,"confidence":0.95332444,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.3854942321777344},{"word":"of","start":2095.95,"end":2096.1099,"confidence":0.9985361,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3409433364868164},{"word":"your","start":2096.1099,"end":2096.2698,"confidence":0.99606663,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3740285038948059},{"word":"super","start":2096.2698,"end":2096.7698,"confidence":0.97759044,"punctuated_word":"super.","sentiment":"positive","sentiment_score":0.419330358505249},{"word":"with","start":2098.155,"end":2098.395,"confidence":0.9975916,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.17855870723724365},{"word":"the","start":2098.395,"end":2098.555,"confidence":0.9995696,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1561017632484436},{"word":"insurances","start":2098.555,"end":2099.0352,"confidence":0.99386764,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":0.19044947624206543},{"word":"we","start":2099.0352,"end":2099.195,"confidence":0.9982033,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2080601453781128},{"word":"are","start":2099.195,"end":2099.435,"confidence":0.9977315,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.21840454638004303},{"word":"just","start":2099.435,"end":2099.595,"confidence":0.9983851,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.23023653030395508},{"word":"retaining","start":2099.595,"end":2100.075,"confidence":0.998558,"punctuated_word":"retaining","sentiment":"neutral","sentiment_score":0.22640806436538696},{"word":"those","start":2100.075,"end":2100.315,"confidence":0.97655463,"punctuated_word":"those.","sentiment":"neutral","sentiment_score":0.2063126415014267},{"word":"there's","start":2100.315,"end":2100.555,"confidence":0.9978471,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.18284784257411957},{"word":"no","start":2100.555,"end":2101.055,"confidence":0.99104905,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.17744635045528412},{"word":"there's","start":2101.195,"end":2101.5151,"confidence":0.93122435,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.2006189525127411},{"word":"no","start":2101.5151,"end":2101.7551,"confidence":0.9994766,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.1562633365392685},{"word":"need","start":2101.7551,"end":2101.995,"confidence":0.99682605,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.12615104019641876},{"word":"to","start":2101.995,"end":2102.075,"confidence":0.99873525,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09826783090829848},{"word":"alter","start":2102.075,"end":2102.395,"confidence":0.99048364,"punctuated_word":"alter","sentiment":"neutral","sentiment_score":-0.0048931315541267395},{"word":"them","start":2102.395,"end":2102.555,"confidence":0.9705486,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":0.11672264337539671},{"word":"you're","start":2102.555,"end":2102.715,"confidence":0.98928815,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.2151716947555542},{"word":"still","start":2102.715,"end":2103.0352,"confidence":0.9989998,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.20693665742874143},{"word":"comfortable","start":2103.0352,"end":2103.435,"confidence":0.99975604,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.1987943947315216},{"word":"with","start":2103.435,"end":2103.595,"confidence":0.99988115,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14077730476856232},{"word":"those","start":2103.595,"end":2103.835,"confidence":0.99620783,"punctuated_word":"those.","sentiment":"neutral","sentiment_score":0.14165115356445312},{"word":"we'll","start":2103.835,"end":2103.995,"confidence":0.9554515,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.103115975856781},{"word":"just","start":2103.995,"end":2104.155,"confidence":0.9997578,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10160744935274124},{"word":"keep","start":2104.155,"end":2104.395,"confidence":0.9998797,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.12590372562408447},{"word":"retaining","start":2104.395,"end":2104.795,"confidence":0.996756,"punctuated_word":"retaining","sentiment":"neutral","sentiment_score":0.09989755600690842},{"word":"the","start":2104.795,"end":2104.955,"confidence":0.9259687,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06160219758749008},{"word":"insurances","start":2104.955,"end":2105.435,"confidence":0.9926349,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.08642733097076416},{"word":"until","start":2105.435,"end":2105.835,"confidence":0.9998209,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.0782729908823967},{"word":"you","start":2105.835,"end":2105.915,"confidence":0.99992764,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0655694529414177},{"word":"don't","start":2105.915,"end":2106.155,"confidence":0.9999734,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.052306871861219406},{"word":"need","start":2106.155,"end":2106.395,"confidence":0.99948174,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.017224352806806564},{"word":"them","start":2106.395,"end":2106.635,"confidence":0.9985403,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.04259256273508072},{"word":"anymore","start":2106.635,"end":2107.135,"confidence":0.99832845,"punctuated_word":"anymore.","sentiment":"neutral","sentiment_score":0.05896735191345215},{"word":"generally","start":2107.595,"end":2108.075,"confidence":0.9949256,"punctuated_word":"Generally,","sentiment":"neutral","sentiment_score":0.0068909600377082825},{"word":"i","start":2108.075,"end":2108.235,"confidence":0.9999212,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0012819804251194},{"word":"will","start":2108.235,"end":2108.475,"confidence":0.99596053,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.00566430389881134},{"word":"double","start":2108.475,"end":2108.715,"confidence":0.99987066,"punctuated_word":"double","sentiment":"neutral","sentiment_score":-0.00400928407907486},{"word":"check","start":2108.715,"end":2108.875,"confidence":0.99958605,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.002250857651233673},{"word":"with","start":2108.875,"end":2109.115,"confidence":0.9987779,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03212134167551994},{"word":"hub","start":2109.115,"end":2109.2751,"confidence":0.7742437,"punctuated_word":"Hub,","sentiment":"neutral","sentiment_score":0.0016281288117170334},{"word":"but","start":2109.2751,"end":2109.435,"confidence":0.993608,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0025961585342884064},{"word":"i'm","start":2109.435,"end":2109.5151,"confidence":0.99639577,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.019426308572292328},{"word":"pretty","start":2109.5151,"end":2109.7551,"confidence":0.9994929,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.020028427243232727},{"word":"sure","start":2109.7551,"end":2109.995,"confidence":0.9997032,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.023640986531972885},{"word":"around","start":2109.995,"end":2110.235,"confidence":0.93776345,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.02241712436079979},{"word":"the","start":2110.235,"end":2110.395,"confidence":0.8858692,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03014775738120079},{"word":"age","start":2110.395,"end":2110.715,"confidence":0.9977034,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.03190372884273529},{"word":"65","start":2110.715,"end":2111.615,"confidence":0.91514623,"punctuated_word":"65,","sentiment":"neutral","sentiment_score":-0.02319329045712948},{"word":"they","start":2111.835,"end":2111.995,"confidence":0.9678362,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.07150787115097046},{"word":"tend","start":2111.995,"end":2112.315,"confidence":0.99900824,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":-0.03912986442446709},{"word":"to","start":2112.315,"end":2112.815,"confidence":0.9989567,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06903211027383804},{"word":"deplete","start":2113.355,"end":2113.855,"confidence":0.91519654,"punctuated_word":"deplete","sentiment":"neutral","sentiment_score":-0.07810939848423004},{"word":"the","start":2113.97,"end":2114.2898,"confidence":0.9987054,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08826086670160294},{"word":"the","start":2114.3699,"end":2114.5298,"confidence":0.9900932,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09688284993171692},{"word":"tpd","start":2114.5298,"end":2115.0298,"confidence":0.9924443,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":-0.08170270919799805},{"word":"tends","start":2115.17,"end":2115.5698,"confidence":0.9974763,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":-0.08728572726249695},{"word":"to","start":2115.5698,"end":2115.73,"confidence":0.9998307,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09215258061885834},{"word":"disappear","start":2115.73,"end":2116.23,"confidence":0.8073472,"punctuated_word":"disappear.","sentiment":"neutral","sentiment_score":-0.06976202130317688},{"word":"and","start":2116.93,"end":2117.0898,"confidence":0.84446925,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.00896763801574707},{"word":"then","start":2117.0898,"end":2117.41,"confidence":0.99982506,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.0030730105936527252},{"word":"around","start":2117.41,"end":2117.73,"confidence":0.97614074,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.01925671100616455},{"word":"the","start":2117.73,"end":2117.89,"confidence":0.36001277,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02531123161315918},{"word":"age","start":2117.89,"end":2118.21,"confidence":0.9271812,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.024416755884885788},{"word":"70","start":2118.21,"end":2118.69,"confidence":0.9585909,"punctuated_word":"70,","sentiment":"neutral","sentiment_score":-0.023071413859725},{"word":"the","start":2118.69,"end":2118.8499,"confidence":0.998412,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05092456564307213},{"word":"life","start":2118.8499,"end":2119.17,"confidence":0.8860219,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.05637376755475998},{"word":"component","start":2119.17,"end":2119.65,"confidence":0.9984047,"punctuated_word":"component","sentiment":"neutral","sentiment_score":-0.04510114714503288},{"word":"tends","start":2119.65,"end":2119.97,"confidence":0.99888974,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":-0.03048848547041416},{"word":"to","start":2119.97,"end":2120.13,"confidence":0.99945813,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04179545119404793},{"word":"disappear","start":2120.13,"end":2120.6099,"confidence":0.99983203,"punctuated_word":"disappear","sentiment":"neutral","sentiment_score":-0.05484367161989212},{"word":"by","start":2120.6099,"end":2120.8499,"confidence":0.99951303,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.038356173783540726},{"word":"that","start":2120.8499,"end":2121.0898,"confidence":0.9996031,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.039835765957832336},{"word":"point","start":2121.0898,"end":2121.41,"confidence":0.97191906,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":-0.05900115519762039},{"word":"so","start":2121.41,"end":2121.89,"confidence":0.99930465,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.027695216238498688},{"word":"we'll","start":2121.89,"end":2122.21,"confidence":0.95361704,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.04841132462024689},{"word":"just","start":2122.21,"end":2122.45,"confidence":0.9995302,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06250293552875519},{"word":"keep","start":2122.45,"end":2122.69,"confidence":0.9985946,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.07498342543840408},{"word":"checking","start":2122.69,"end":2123.0898,"confidence":0.98909444,"punctuated_word":"checking","sentiment":"neutral","sentiment_score":0.04469046369194984},{"word":"to","start":2123.0898,"end":2123.25,"confidence":0.9982584,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03951505571603775},{"word":"see","start":2123.25,"end":2123.49,"confidence":0.9999416,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.049470510333776474},{"word":"if","start":2123.49,"end":2123.65,"confidence":0.9718748,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04484162479639053},{"word":"you're","start":2123.65,"end":2123.8098,"confidence":0.99913234,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.046143315732479095},{"word":"comfortable","start":2123.8098,"end":2124.21,"confidence":0.9998172,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.016334138810634613},{"word":"keeping","start":2124.21,"end":2124.5298,"confidence":0.9988857,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.05106016993522644},{"word":"them","start":2124.5298,"end":2124.7698,"confidence":0.938887,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.05228174105286598},{"word":"what","start":2124.7698,"end":2124.93,"confidence":0.68396807,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05095679312944412},{"word":"you","start":2124.93,"end":2125.01,"confidence":0.9997123,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05141967535018921},{"word":"wanna","start":2125.01,"end":2125.3298,"confidence":0.99577147,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05172310024499893},{"word":"do","start":2125.3298,"end":2125.5698,"confidence":0.99862427,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.02773606963455677},{"word":"at","start":2125.5698,"end":2125.8098,"confidence":0.99840516,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.005808556452393532},{"word":"the","start":2125.8098,"end":2125.97,"confidence":0.9989786,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010098565369844437},{"word":"moment","start":2125.97,"end":2126.3699,"confidence":0.9973962,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.008966811932623386},{"word":"the","start":2126.3699,"end":2126.5298,"confidence":0.9989875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0036602485924959183},{"word":"life","start":2126.5298,"end":2126.8499,"confidence":0.97553635,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.01875530183315277},{"word":"portion","start":2126.8499,"end":2127.3298,"confidence":0.9357774,"punctuated_word":"portion,","sentiment":"neutral","sentiment_score":0.02073896676301956},{"word":"you","start":2127.3298,"end":2127.41,"confidence":0.99968016,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012780031189322472},{"word":"have","start":2127.41,"end":2127.65,"confidence":0.99952245,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.012026889249682426},{"word":"about","start":2127.65,"end":2127.97,"confidence":0.98880005,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.016238322481513023},{"word":"$42,000","start":2127.97,"end":2129.67,"confidence":0.95136386,"punctuated_word":"$42,000.","sentiment":"neutral","sentiment_score":0.02449297532439232},{"word":"so","start":2130.025,"end":2130.265,"confidence":0.60377777,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.022419877350330353},{"word":"$42.03","start":2130.265,"end":2131.225,"confidence":0.98890686,"punctuated_word":"$42.03","sentiment":"neutral","sentiment_score":0.03692908585071564},{"word":"$3.06","start":2131.225,"end":2131.865,"confidence":0.9953531,"punctuated_word":"$3.06","sentiment":"neutral","sentiment_score":0.03772805631160736},{"word":"in","start":2131.865,"end":2132.025,"confidence":0.99728835,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.031140169128775597},{"word":"life","start":2132.025,"end":2132.525,"confidence":0.93066573,"punctuated_word":"life,","sentiment":"neutral","sentiment_score":0.0389675609767437},{"word":"and","start":2132.665,"end":2132.825,"confidence":0.99970394,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02592719160020351},{"word":"you","start":2132.825,"end":2132.905,"confidence":0.99974614,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03229604288935661},{"word":"have","start":2132.905,"end":2133.145,"confidence":0.99968815,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03530257195234299},{"word":"a","start":2133.145,"end":2133.385,"confidence":0.56210726,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03918132930994034},{"word":"14,112","start":2133.385,"end":2135.305,"confidence":0.9984012,"punctuated_word":"14,112","sentiment":"neutral","sentiment_score":0.03539256006479263},{"word":"in","start":2135.305,"end":2135.545,"confidence":0.9940188,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03365706652402878},{"word":"tbd","start":2135.545,"end":2136.045,"confidence":0.7482335,"punctuated_word":"TBD.","sentiment":"neutral","sentiment_score":0.03036976419389248},{"word":"so","start":2136.425,"end":2136.925,"confidence":0.9984994,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.047672633081674576},{"word":"it","start":2137.305,"end":2137.385,"confidence":0.86701226,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03928348422050476},{"word":"is","start":2137.385,"end":2137.625,"confidence":0.99917185,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03633929789066315},{"word":"getting","start":2137.625,"end":2138.025,"confidence":0.9999398,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.011510305106639862},{"word":"smaller","start":2138.025,"end":2138.345,"confidence":0.99977475,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.014989275485277176},{"word":"and","start":2138.345,"end":2138.505,"confidence":0.9995414,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0036997124552726746},{"word":"smaller","start":2138.505,"end":2138.825,"confidence":0.9998436,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.009323865175247192},{"word":"as","start":2138.825,"end":2138.985,"confidence":0.99873334,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.007281679660081863},{"word":"you","start":2138.985,"end":2139.145,"confidence":0.8828075,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.013065949082374573},{"word":"get","start":2139.145,"end":2139.305,"confidence":0.99946326,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.009938877075910568},{"word":"older","start":2139.305,"end":2139.625,"confidence":0.9983322,"punctuated_word":"older","sentiment":"neutral","sentiment_score":0.01591046154499054},{"word":"because","start":2139.625,"end":2139.945,"confidence":0.96938545,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.010048151016235352},{"word":"you","start":2139.945,"end":2140.105,"confidence":0.9987722,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.017412416636943817},{"word":"need","start":2140.105,"end":2140.345,"confidence":0.99921477,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.01699291169643402},{"word":"less","start":2140.345,"end":2140.505,"confidence":0.78286374,"punctuated_word":"less,","sentiment":"neutral","sentiment_score":0.018964936956763268},{"word":"so","start":2140.505,"end":2140.665,"confidence":0.82720655,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0300837941467762},{"word":"we","start":2140.665,"end":2140.825,"confidence":0.9309657,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.038697436451911926},{"word":"wanna","start":2140.825,"end":2141.145,"confidence":0.9951592,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.059464339166879654},{"word":"build","start":2141.145,"end":2141.465,"confidence":0.99844956,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.07541261613368988},{"word":"on","start":2141.465,"end":2141.705,"confidence":0.9984836,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08822585642337799},{"word":"super","start":2141.705,"end":2142.025,"confidence":0.5417574,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.16680508852005005},{"word":"and","start":2142.025,"end":2142.185,"confidence":0.99360317,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.056152649223804474},{"word":"build","start":2142.185,"end":2142.505,"confidence":0.99974555,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.06227361410856247},{"word":"on","start":2142.505,"end":2142.665,"confidence":0.99954945,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08963611721992493},{"word":"your","start":2142.665,"end":2143.165,"confidence":0.9997925,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04173463582992554},{"word":"other","start":2143.305,"end":2143.625,"confidence":0.9793809,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.005727233365178108},{"word":"assets","start":2143.625,"end":2144.025,"confidence":0.99928313,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.01086169108748436},{"word":"to","start":2144.025,"end":2144.105,"confidence":0.99186337,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02538369596004486},{"word":"make","start":2144.105,"end":2144.345,"confidence":0.99977976,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.024889633059501648},{"word":"sure","start":2144.345,"end":2144.505,"confidence":0.99953496,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.03608076646924019},{"word":"you've","start":2144.505,"end":2144.7449,"confidence":0.9994881,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.04171663522720337},{"word":"got","start":2144.7449,"end":2144.985,"confidence":0.9999124,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.040023691952228546},{"word":"that","start":2144.985,"end":2145.145,"confidence":0.9997055,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04001276195049286},{"word":"cover","start":2145.145,"end":2145.645,"confidence":0.9931227,"punctuated_word":"cover.","sentiment":"neutral","sentiment_score":0.025290263816714287},{"word":"okay","start":2145.66,"end":2146.16,"confidence":0.764459,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.02562320977449417},{"word":"perfect","start":2148.14,"end":2148.64,"confidence":0.9686686,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.21327516436576843},{"word":"i","start":2149.66,"end":2149.74,"confidence":0.9155971,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10311073809862135},{"word":"know","start":2149.74,"end":2149.98,"confidence":0.9998099,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.10156571865081788},{"word":"you","start":2149.98,"end":2150.14,"confidence":0.99961436,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10612884163856506},{"word":"do","start":2150.14,"end":2150.2998,"confidence":0.99976474,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10178722441196442},{"word":"have","start":2150.2998,"end":2150.46,"confidence":0.9995096,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09485658258199692},{"word":"your","start":2150.46,"end":2150.7,"confidence":0.99573463,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0839214026927948},{"word":"beneficiaries","start":2150.7,"end":2151.2,"confidence":0.9979311,"punctuated_word":"beneficiaries","sentiment":"neutral","sentiment_score":0.07734395563602448},{"word":"in","start":2151.5,"end":2151.74,"confidence":0.9996606,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06363317370414734},{"word":"place","start":2151.74,"end":2151.98,"confidence":0.9995596,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.06347714364528656},{"word":"at","start":2151.98,"end":2152.14,"confidence":0.98778534,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07819396257400513},{"word":"the","start":2152.14,"end":2152.22,"confidence":0.9986682,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08214741945266724},{"word":"moment","start":2152.22,"end":2152.6199,"confidence":0.9938871,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.09177201986312866},{"word":"one","start":2152.6199,"end":2152.78,"confidence":0.9992642,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.026669058948755264},{"word":"thing","start":2152.78,"end":2153.02,"confidence":0.999813,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.02896266058087349},{"word":"we","start":2153.02,"end":2153.18,"confidence":0.99950504,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.018928779289126396},{"word":"did","start":2153.18,"end":2153.3398,"confidence":0.99908304,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.01753394491970539},{"word":"talk","start":2153.3398,"end":2153.5798,"confidence":0.9989594,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.017294613644480705},{"word":"about","start":2153.5798,"end":2153.8198,"confidence":0.99981755,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.019017085433006287},{"word":"was","start":2153.8198,"end":2154.3198,"confidence":0.99964607,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.013221023604273796},{"word":"making","start":2154.38,"end":2154.6199,"confidence":0.9787435,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.024480655789375305},{"word":"sure","start":2154.6199,"end":2154.8599,"confidence":0.99897325,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.026340749114751816},{"word":"a","start":2154.8599,"end":2155.02,"confidence":0.92019933,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02031157538294792},{"word":"will","start":2155.02,"end":2155.3398,"confidence":0.99825484,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.027211222797632217},{"word":"and","start":2155.3398,"end":2155.66,"confidence":0.9969066,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.008080467581748962},{"word":"power","start":2155.66,"end":2155.9,"confidence":0.94844735,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.03607450798153877},{"word":"of","start":2155.9,"end":2155.98,"confidence":0.94086456,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02194131910800934},{"word":"attorneys","start":2155.98,"end":2156.46,"confidence":0.65328056,"punctuated_word":"attorneys","sentiment":"neutral","sentiment_score":0.011906754225492476},{"word":"is","start":2156.46,"end":2156.6199,"confidence":0.43912387,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.021101858466863632},{"word":"set","start":2156.6199,"end":2156.78,"confidence":0.9764332,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.024180708453059196},{"word":"up","start":2156.78,"end":2157.0999,"confidence":0.9878994,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.026951391249895096},{"word":"i","start":2157.0999,"end":2157.26,"confidence":0.9826974,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.026647351682186127},{"word":"do","start":2157.26,"end":2157.42,"confidence":0.9752621,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.030870182439684868},{"word":"as","start":2157.42,"end":2157.5798,"confidence":0.7222211,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.024733759462833405},{"word":"part","start":2157.5798,"end":2157.8198,"confidence":0.9993923,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.02245091088116169},{"word":"of","start":2157.8198,"end":2157.9,"confidence":0.99900204,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03120701014995575},{"word":"the","start":2157.9,"end":2158.0598,"confidence":0.9992718,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03434167429804802},{"word":"advice","start":2158.0598,"end":2158.38,"confidence":0.977109,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.030621184036135674},{"word":"to","start":2158.38,"end":2158.6199,"confidence":0.65142006,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02404155023396015},{"word":"incorporate","start":2158.6199,"end":2159.0999,"confidence":0.996971,"punctuated_word":"incorporate","sentiment":"neutral","sentiment_score":0.038206905126571655},{"word":"that","start":2159.0999,"end":2159.3398,"confidence":0.7180011,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.032594602555036545},{"word":"just","start":2159.3398,"end":2159.5798,"confidence":0.9979102,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03443184494972229},{"word":"making","start":2159.5798,"end":2159.8198,"confidence":0.9998437,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.030973751097917557},{"word":"sure","start":2159.8198,"end":2160.0598,"confidence":0.9996076,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.03753658011555672},{"word":"you","start":2160.0598,"end":2160.22,"confidence":0.9994646,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04114295169711113},{"word":"guys","start":2160.22,"end":2160.5398,"confidence":0.9990771,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.04564705491065979},{"word":"are","start":2160.5398,"end":2160.7,"confidence":0.99976546,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.022515375167131424},{"word":"aware","start":2160.7,"end":2161.2,"confidence":0.9998474,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":0.026917994022369385},{"word":"of","start":2161.2952,"end":2161.455,"confidence":0.9999051,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02057194709777832},{"word":"having","start":2161.455,"end":2161.5752,"confidence":0.99981683,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.021229125559329987},{"word":"a","start":2161.5752,"end":2161.695,"confidence":0.96406245,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0219689030200243},{"word":"will","start":2161.695,"end":2162.095,"confidence":0.9876639,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.029984191060066223},{"word":"and","start":2162.095,"end":2162.2551,"confidence":0.798162,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.011324901133775713},{"word":"a","start":2162.2551,"end":2162.3352,"confidence":0.81845915,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.017080795019865036},{"word":"power","start":2162.3352,"end":2162.5752,"confidence":0.99006945,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.04389018565416336},{"word":"of","start":2162.5752,"end":2162.655,"confidence":0.99510807,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.039156440645456314},{"word":"attorney","start":2162.655,"end":2163.0552,"confidence":0.87599754,"punctuated_word":"attorney,","sentiment":"neutral","sentiment_score":0.0268061775714159},{"word":"the","start":2163.0552,"end":2163.215,"confidence":0.98363113,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.022015836089849472},{"word":"advantages","start":2163.215,"end":2163.715,"confidence":0.9771112,"punctuated_word":"advantages,","sentiment":"neutral","sentiment_score":0.010177303105592728},{"word":"disadvantages","start":2163.7751,"end":2164.2751,"confidence":0.95067936,"punctuated_word":"disadvantages,","sentiment":"neutral","sentiment_score":-0.014227322302758694},{"word":"and","start":2164.415,"end":2164.5752,"confidence":0.999332,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.008133389055728912},{"word":"risks","start":2164.5752,"end":2164.975,"confidence":0.99772817,"punctuated_word":"risks","sentiment":"neutral","sentiment_score":-0.03406893461942673},{"word":"in","start":2164.975,"end":2165.0552,"confidence":0.9973131,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01387125626206398},{"word":"place","start":2165.0552,"end":2165.5552,"confidence":0.92222655,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":0.01947410963475704},{"word":"and","start":2165.695,"end":2165.855,"confidence":0.74121076,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02890419401228428},{"word":"we","start":2165.855,"end":2166.0151,"confidence":0.9993525,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0246087945997715},{"word":"can","start":2166.0151,"end":2166.175,"confidence":0.99973387,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03580623120069504},{"word":"always","start":2166.175,"end":2166.495,"confidence":0.99940085,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.03954922407865524},{"word":"refer","start":2166.495,"end":2166.735,"confidence":0.9742999,"punctuated_word":"refer","sentiment":"neutral","sentiment_score":0.016116183251142502},{"word":"you","start":2166.735,"end":2166.975,"confidence":0.9972518,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025049813091754913},{"word":"to","start":2166.975,"end":2167.0552,"confidence":0.99780864,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0126529298722744},{"word":"a","start":2167.0552,"end":2167.135,"confidence":0.8602251,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024899352341890335},{"word":"solicitor","start":2167.135,"end":2167.615,"confidence":0.99119747,"punctuated_word":"solicitor","sentiment":"neutral","sentiment_score":0.03849657252430916},{"word":"if","start":2167.615,"end":2167.855,"confidence":0.8939645,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0424712598323822},{"word":"you","start":2167.855,"end":2167.935,"confidence":0.99891937,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03085225448012352},{"word":"need","start":2167.935,"end":2168.415,"confidence":0.9987073,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.026048101484775543},{"word":"the","start":2168.415,"end":2168.655,"confidence":0.8554885,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020633943378925323},{"word":"help","start":2168.655,"end":2168.895,"confidence":0.9859606,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.022148340940475464},{"word":"to","start":2168.895,"end":2169.0552,"confidence":0.99693954,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.030021362006664276},{"word":"update","start":2169.0552,"end":2169.455,"confidence":0.99976414,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.03432425484061241},{"word":"one","start":2169.455,"end":2169.615,"confidence":0.9505988,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.0250873863697052},{"word":"we","start":2169.615,"end":2169.7751,"confidence":0.99971026,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.024938276037573814},{"word":"can","start":2169.7751,"end":2169.935,"confidence":0.9992829,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03440568223595619},{"word":"always","start":2169.935,"end":2170.175,"confidence":0.9970649,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.03961305320262909},{"word":"send","start":2170.175,"end":2170.415,"confidence":0.99946207,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.02487684041261673},{"word":"you","start":2170.415,"end":2170.495,"confidence":0.99786913,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02935711108148098},{"word":"out","start":2170.495,"end":2170.655,"confidence":0.88775694,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.03038080409169197},{"word":"some","start":2170.655,"end":2170.895,"confidence":0.99913293,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.01930072158575058},{"word":"information","start":2170.895,"end":2171.395,"confidence":0.99977964,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.0324353463947773},{"word":"on","start":2171.455,"end":2171.615,"confidence":0.9883437,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0245306845754385},{"word":"a","start":2171.615,"end":2171.695,"confidence":0.8801049,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.022734763100743297},{"word":"solicitor","start":2171.695,"end":2172.195,"confidence":0.9975873,"punctuated_word":"solicitor","sentiment":"neutral","sentiment_score":0.05027146637439728},{"word":"we","start":2172.2551,"end":2172.415,"confidence":0.9648963,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03994739055633545},{"word":"can","start":2172.415,"end":2172.655,"confidence":0.9996778,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0401008203625679},{"word":"refer","start":2172.655,"end":2173.135,"confidence":0.99848443,"punctuated_word":"refer","sentiment":"neutral","sentiment_score":0.03342501446604729},{"word":"you","start":2173.135,"end":2173.2952,"confidence":0.9991622,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.033226318657398224},{"word":"to","start":2173.2952,"end":2173.7952,"confidence":0.9946118,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.02139526419341564},{"word":"has","start":2176.89,"end":2177.21,"confidence":0.65402275,"punctuated_word":"Has","sentiment":"neutral","sentiment_score":-0.04838648810982704},{"word":"so","start":2178.73,"end":2178.97,"confidence":0.55911565,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.03798437863588333},{"word":"sorry","start":2178.97,"end":2179.47,"confidence":0.9947828,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.03569481521844864},{"word":"yeah","start":2179.6099,"end":2180.1099,"confidence":0.99544126,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.012502174824476242},{"word":"yes","start":2182.57,"end":2183.07,"confidence":0.99403405,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.022038578987121586},{"word":"absolutely","start":2184.01,"end":2184.51,"confidence":0.9989089,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.24296873807907104},{"word":"yep","start":2184.73,"end":2184.97,"confidence":0.9972813,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13373544812202454},{"word":"that's","start":2184.97,"end":2185.21,"confidence":0.9998251,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0712246224284172},{"word":"part","start":2185.21,"end":2185.45,"confidence":0.99903154,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.04445801302790642},{"word":"of","start":2185.45,"end":2185.53,"confidence":0.99958235,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.017063356935977936},{"word":"the","start":2185.53,"end":2185.69,"confidence":0.9985719,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.028242306783795357},{"word":"recommendations","start":2185.69,"end":2186.19,"confidence":0.9952609,"punctuated_word":"recommendations","sentiment":"neutral","sentiment_score":0.0181198175996542},{"word":"in","start":2186.41,"end":2186.65,"confidence":0.9985121,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03005043789744377},{"word":"there","start":2186.65,"end":2186.89,"confidence":0.803629,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.03437573090195656},{"word":"and","start":2186.89,"end":2187.05,"confidence":0.99778265,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0379209965467453},{"word":"i","start":2187.05,"end":2187.21,"confidence":0.9971312,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04857255518436432},{"word":"outlined","start":2187.21,"end":2187.53,"confidence":0.64242685,"punctuated_word":"outlined","sentiment":"neutral","sentiment_score":0.0727093294262886},{"word":"the","start":2187.53,"end":2187.69,"confidence":0.9441256,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.052420035004615784},{"word":"advantages","start":2187.69,"end":2188.19,"confidence":0.7959287,"punctuated_word":"advantages,","sentiment":"neutral","sentiment_score":0.0530310682952404},{"word":"the","start":2188.3252,"end":2188.485,"confidence":0.9971951,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04849584028124809},{"word":"disadvantages","start":2188.485,"end":2188.985,"confidence":0.98953366,"punctuated_word":"disadvantages,","sentiment":"neutral","sentiment_score":0.001602536765858531},{"word":"and","start":2189.125,"end":2189.205,"confidence":0.9998336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02573295310139656},{"word":"the","start":2189.205,"end":2189.3652,"confidence":0.99987185,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.018780238926410675},{"word":"risks","start":2189.3652,"end":2189.7651,"confidence":0.9985291,"punctuated_word":"risks","sentiment":"neutral","sentiment_score":-0.05919114500284195},{"word":"involved","start":2189.7651,"end":2190.0852,"confidence":0.99558383,"punctuated_word":"involved","sentiment":"neutral","sentiment_score":-0.022763051092624664},{"word":"to","start":2190.0852,"end":2190.245,"confidence":0.9950394,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01282060518860817},{"word":"make","start":2190.245,"end":2190.405,"confidence":0.9998449,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.023103881627321243},{"word":"sure","start":2190.405,"end":2190.5652,"confidence":0.9997273,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.015272099524736404},{"word":"you've","start":2190.5652,"end":2190.8052,"confidence":0.9994714,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.01100718416273594},{"word":"got","start":2190.8052,"end":2190.965,"confidence":0.99988747,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.02090089395642281},{"word":"all","start":2190.965,"end":2191.125,"confidence":0.9999366,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.034216947853565216},{"word":"of","start":2191.125,"end":2191.2852,"confidence":0.99973017,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0220833420753479},{"word":"that","start":2191.2852,"end":2191.445,"confidence":0.992062,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.0123357642441988},{"word":"you","start":2191.445,"end":2191.5251,"confidence":0.99128085,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.004231154918670654},{"word":"can","start":2191.5251,"end":2191.7651,"confidence":0.8720137,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03665906935930252},{"word":"have","start":2191.7651,"end":2191.925,"confidence":0.9991304,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03863590210676193},{"word":"a","start":2191.925,"end":2192.0051,"confidence":0.99942756,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.027950305491685867},{"word":"bit","start":2192.0051,"end":2192.245,"confidence":0.99964416,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.018620602786540985},{"word":"of","start":2192.245,"end":2192.3252,"confidence":0.9997855,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.021270327270030975},{"word":"a","start":2192.3252,"end":2192.405,"confidence":0.998069,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.00903758779168129},{"word":"talking","start":2192.405,"end":2192.8052,"confidence":0.9992482,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.010267771780490875},{"word":"point","start":2192.8052,"end":2193.3052,"confidence":0.9639442,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":0.009546808898448944},{"word":"and","start":2193.6052,"end":2193.7651,"confidence":0.5259004,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03224596753716469},{"word":"if","start":2193.7651,"end":2194.0051,"confidence":0.9993586,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04071373492479324},{"word":"you'd","start":2194.0051,"end":2194.165,"confidence":0.9977693,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.04344082996249199},{"word":"like","start":2194.165,"end":2194.405,"confidence":0.9997174,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.036127761006355286},{"word":"to","start":2194.405,"end":2194.8052,"confidence":0.9957971,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.040941379964351654},{"word":"my","start":2194.8052,"end":2195.0452,"confidence":0.80489707,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.048264406621456146},{"word":"team","start":2195.0452,"end":2195.2852,"confidence":0.9997054,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.039943136274814606},{"word":"can","start":2195.2852,"end":2195.445,"confidence":0.99968886,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.037698544561862946},{"word":"send","start":2195.445,"end":2195.685,"confidence":0.9998387,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.03414951637387276},{"word":"you","start":2195.685,"end":2195.8452,"confidence":0.9996049,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025334088131785393},{"word":"through","start":2195.8452,"end":2196.0852,"confidence":0.9990025,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.03566792607307434},{"word":"some","start":2196.0852,"end":2196.245,"confidence":0.999483,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03241246938705444},{"word":"information","start":2196.245,"end":2196.725,"confidence":0.99983346,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.02883031591773033},{"word":"on","start":2196.725,"end":2196.885,"confidence":0.9997087,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03374157473444939},{"word":"a","start":2196.885,"end":2197.0452,"confidence":0.99586594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.031943462789058685},{"word":"local","start":2197.0452,"end":2197.3652,"confidence":0.9999248,"punctuated_word":"local","sentiment":"neutral","sentiment_score":0.030047886073589325},{"word":"solicitor","start":2197.3652,"end":2197.8652,"confidence":0.9981146,"punctuated_word":"solicitor","sentiment":"neutral","sentiment_score":0.022559285163879395},{"word":"or","start":2197.925,"end":2198.0852,"confidence":0.9895689,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04532337561249733},{"word":"refer","start":2198.0852,"end":2198.405,"confidence":0.9730163,"punctuated_word":"refer","sentiment":"neutral","sentiment_score":0.024765191599726677},{"word":"you","start":2198.405,"end":2198.5652,"confidence":0.9948651,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.061445314437150955},{"word":"to","start":2198.5652,"end":2198.725,"confidence":0.9543279,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05311157554388046},{"word":"them","start":2198.725,"end":2198.965,"confidence":0.9990657,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.04931147396564483},{"word":"if","start":2198.965,"end":2199.125,"confidence":0.9847265,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05475171282887459},{"word":"you","start":2199.125,"end":2199.2852,"confidence":0.99962723,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04755144566297531},{"word":"wanted","start":2199.2852,"end":2199.6052,"confidence":0.99970895,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.04651031270623207},{"word":"to","start":2199.6052,"end":2200.1052,"confidence":0.99946904,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.038380883634090424},{"word":"there","start":2200.245,"end":2200.485,"confidence":0.9464331,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.023699283599853516},{"word":"are","start":2200.485,"end":2200.645,"confidence":0.9998561,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03177952766418457},{"word":"ways","start":2200.645,"end":2200.885,"confidence":0.9994696,"punctuated_word":"ways","sentiment":"neutral","sentiment_score":0.042194996029138565},{"word":"of","start":2200.885,"end":2201.0452,"confidence":0.9996674,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.034771621227264404},{"word":"doing","start":2201.0452,"end":2201.2852,"confidence":0.9997439,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.014372147619724274},{"word":"rules","start":2201.2852,"end":2201.6052,"confidence":0.37138206,"punctuated_word":"rules","sentiment":"neutral","sentiment_score":0.026971828192472454},{"word":"that","start":2201.6052,"end":2201.7651,"confidence":0.9983901,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04236733913421631},{"word":"are","start":2201.7651,"end":2201.8452,"confidence":0.99824727,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.043125320225954056},{"word":"more","start":2201.8452,"end":2202.0852,"confidence":0.9994741,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.038447681814432144},{"word":"cost","start":2202.0852,"end":2202.27,"confidence":0.9961732,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.00980611890554428},{"word":"effective","start":2202.43,"end":2202.75,"confidence":0.8582026,"punctuated_word":"effective,","sentiment":"neutral","sentiment_score":0.022052781656384468},{"word":"like","start":2202.75,"end":2203.15,"confidence":0.9997074,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0302811935544014},{"word":"online","start":2203.15,"end":2203.47,"confidence":0.601144,"punctuated_word":"online","sentiment":"neutral","sentiment_score":0.024198081344366074},{"word":"and","start":2203.47,"end":2203.71,"confidence":0.9954223,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.010240521281957626},{"word":"everything","start":2203.71,"end":2204.21,"confidence":0.9749018,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.016628040000796318},{"word":"however","start":2204.27,"end":2204.67,"confidence":0.99968594,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":-0.009197816252708437},{"word":"they","start":2204.67,"end":2204.83,"confidence":0.9992242,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0023044422268867493},{"word":"can","start":2204.83,"end":2205.07,"confidence":0.99993145,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.013107169419527054},{"word":"be","start":2205.07,"end":2205.23,"confidence":0.9992617,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.009346820414066316},{"word":"more","start":2205.23,"end":2205.47,"confidence":0.9996792,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.013226747512817385},{"word":"contestable","start":2205.47,"end":2205.97,"confidence":0.98321056,"punctuated_word":"contestable","sentiment":"neutral","sentiment_score":-0.04379229247570038},{"word":"that","start":2206.03,"end":2206.27,"confidence":0.9969394,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.007787637412548065},{"word":"way","start":2206.27,"end":2206.77,"confidence":0.99949986,"punctuated_word":"way.","sentiment":"neutral","sentiment_score":-0.01347583532333374},{"word":"i","start":2207.15,"end":2207.31,"confidence":0.99987113,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01126205176115036},{"word":"prefer","start":2207.31,"end":2207.81,"confidence":0.8612371,"punctuated_word":"prefer","sentiment":"neutral","sentiment_score":0.03435920923948288},{"word":"personally","start":2207.87,"end":2208.27,"confidence":0.7470983,"punctuated_word":"personally","sentiment":"neutral","sentiment_score":0.03149501234292984},{"word":"to","start":2208.27,"end":2208.43,"confidence":0.9877252,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05042366683483124},{"word":"pay","start":2208.43,"end":2208.67,"confidence":0.9987633,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.048138879239559174},{"word":"a","start":2208.67,"end":2208.75,"confidence":0.73096037,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0595034584403038},{"word":"solicitor","start":2208.75,"end":2209.15,"confidence":0.99871075,"punctuated_word":"solicitor","sentiment":"neutral","sentiment_score":0.04922900348901749},{"word":"that","start":2209.15,"end":2209.3901,"confidence":0.5255109,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10614252090454102},{"word":"is","start":2209.3901,"end":2209.71,"confidence":0.46837384,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.041570376604795456},{"word":"more","start":2209.71,"end":2209.87,"confidence":0.9974241,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.01715996116399765},{"word":"costly","start":2209.87,"end":2210.37,"confidence":0.9541658,"punctuated_word":"costly,","sentiment":"neutral","sentiment_score":0.026457712054252625},{"word":"but","start":2210.99,"end":2211.15,"confidence":0.9993344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.03257735073566437},{"word":"they","start":2211.15,"end":2211.31,"confidence":0.9986971,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.058805327862501144},{"word":"can","start":2211.31,"end":2211.55,"confidence":0.999861,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08702188730239868},{"word":"make","start":2211.55,"end":2211.79,"confidence":0.9973557,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.09167374670505524},{"word":"it","start":2211.79,"end":2212.11,"confidence":0.99872977,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08129692077636719},{"word":"so","start":2212.11,"end":2212.35,"confidence":0.412288,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06733483821153641},{"word":"it","start":2212.35,"end":2212.43,"confidence":0.9848719,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07304634153842926},{"word":"is","start":2212.43,"end":2212.67,"confidence":0.80677736,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.07153858244419098},{"word":"you","start":2212.67,"end":2212.83,"confidence":0.9990338,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07757827639579773},{"word":"know","start":2212.83,"end":2213.07,"confidence":0.78126585,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08272073417901993},{"word":"it's","start":2213.07,"end":2213.47,"confidence":0.9530253,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.08905011415481567},{"word":"suited","start":2213.47,"end":2213.87,"confidence":0.88193023,"punctuated_word":"suited.","sentiment":"neutral","sentiment_score":0.06783073395490646},{"word":"it's","start":2213.87,"end":2214.11,"confidence":0.9974056,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.10339232534170152},{"word":"under","start":2214.11,"end":2214.35,"confidence":0.9993863,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.09512802958488464},{"word":"the","start":2214.35,"end":2214.51,"confidence":0.99892515,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09246482700109482},{"word":"legislation","start":2214.51,"end":2215.01,"confidence":0.98609483,"punctuated_word":"legislation.","sentiment":"neutral","sentiment_score":0.06349695473909378},{"word":"it","start":2215.31,"end":2215.55,"confidence":0.998681,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.08124366402626038},{"word":"takes","start":2215.55,"end":2215.79,"confidence":0.9994553,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":0.07297903299331665},{"word":"into","start":2215.79,"end":2216.11,"confidence":0.9958407,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.07114424556493759},{"word":"account","start":2216.11,"end":2216.43,"confidence":0.9982039,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.05679936707019806},{"word":"everything","start":2216.43,"end":2216.83,"confidence":0.99902964,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.09330540895462036},{"word":"they","start":2216.83,"end":2217.07,"confidence":0.993403,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.05666995421051979},{"word":"need","start":2217.07,"end":2217.31,"confidence":0.9979347,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07152479887008667},{"word":"to","start":2217.31,"end":2217.6301,"confidence":0.8424361,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.061789654195308685},{"word":"so","start":2217.6301,"end":2218.1301,"confidence":0.9933791,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.05606226995587349},{"word":"it","start":2218.3252,"end":2218.405,"confidence":0.99602216,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07260070741176605},{"word":"is","start":2218.405,"end":2218.5652,"confidence":0.9993049,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.030034851282835007},{"word":"less","start":2218.5652,"end":2218.885,"confidence":0.9981153,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.005108699202537537},{"word":"likely","start":2218.885,"end":2219.2852,"confidence":0.99979323,"punctuated_word":"likely","sentiment":"neutral","sentiment_score":-0.0408690944314003},{"word":"to","start":2219.2852,"end":2219.5251,"confidence":0.99935526,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03256592899560928},{"word":"be","start":2219.5251,"end":2219.7651,"confidence":0.9995547,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.04603944718837738},{"word":"contestable","start":2219.7651,"end":2220.2651,"confidence":0.9968792,"punctuated_word":"contestable","sentiment":"neutral","sentiment_score":-0.06918615847826004},{"word":"in","start":2220.405,"end":2220.5652,"confidence":0.9992613,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.01329212635755539},{"word":"the","start":2220.5652,"end":2220.725,"confidence":0.9994635,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.004491060972213745},{"word":"event","start":2220.725,"end":2220.965,"confidence":0.9989058,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.0021717920899391174},{"word":"that","start":2220.965,"end":2221.205,"confidence":0.5405562,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.038776881992816925},{"word":"something","start":2221.205,"end":2221.5251,"confidence":0.9988397,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.01866651326417923},{"word":"happens","start":2221.5251,"end":2222.0251,"confidence":0.99356806,"punctuated_word":"happens.","sentiment":"neutral","sentiment_score":0.009050291031599045},{"word":"yeah","start":2222.645,"end":2223.145,"confidence":0.99947655,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016367606818675995},{"word":"yeah","start":2231.86,"end":2232.36,"confidence":0.9012672,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.008973401971161366},{"word":"yeah","start":2234.02,"end":2234.52,"confidence":0.9984894,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00845123827457428},{"word":"yeah","start":2238.9,"end":2239.4,"confidence":0.99684477,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.004525161348283291},{"word":"do","start":2239.94,"end":2240.02,"confidence":0.44219643,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.014285283163189888},{"word":"you","start":2240.02,"end":2240.1,"confidence":0.8918444,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01489470899105072},{"word":"ever","start":2240.1,"end":2240.34,"confidence":0.47241884,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.004439536482095718},{"word":"will","start":2240.34,"end":2240.84,"confidence":0.9831386,"punctuated_word":"will?","sentiment":"neutral","sentiment_score":-0.0086513701826334},{"word":"absolutely","start":2242.515,"end":2243.015,"confidence":0.9878001,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.11763063073158264},{"word":"well","start":2243.315,"end":2243.555,"confidence":0.96082103,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.08091746270656586},{"word":"she's","start":2243.555,"end":2243.795,"confidence":0.99640334,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.09012674540281296},{"word":"done","start":2243.795,"end":2244.035,"confidence":0.8120594,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.1933940201997757},{"word":"a","start":2244.035,"end":2244.115,"confidence":0.9729462,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2420939952135086},{"word":"great","start":2244.115,"end":2244.355,"confidence":0.9998072,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.3936677873134613},{"word":"job","start":2244.355,"end":2244.515,"confidence":0.9994185,"punctuated_word":"job","sentiment":"neutral","sentiment_score":0.2910114526748657},{"word":"to","start":2244.515,"end":2244.6748,"confidence":0.695241,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3897035717964173},{"word":"do","start":2244.6748,"end":2244.835,"confidence":0.58508235,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.27575811743736267},{"word":"the","start":2244.835,"end":2244.9148,"confidence":0.956075,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3039006292819977},{"word":"probate","start":2244.9148,"end":2245.395,"confidence":0.99447834,"punctuated_word":"probate","sentiment":"neutral","sentiment_score":0.2453608512878418},{"word":"by","start":2245.395,"end":2245.555,"confidence":0.9992986,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.2034405767917633},{"word":"herself","start":2245.555,"end":2246.035,"confidence":0.98474145,"punctuated_word":"herself.","sentiment":"neutral","sentiment_score":0.12445174157619476},{"word":"that's","start":2246.035,"end":2246.275,"confidence":0.99983215,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.04851066321134567},{"word":"a","start":2246.275,"end":2246.4348,"confidence":0.9995258,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11419903486967088},{"word":"big","start":2246.4348,"end":2246.6748,"confidence":0.9997081,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.15487805008888245},{"word":"job","start":2246.6748,"end":2247.1748,"confidence":0.99968994,"punctuated_word":"job.","sentiment":"neutral","sentiment_score":0.1105518788099289},{"word":"yeah","start":2250.355,"end":2250.855,"confidence":0.9969208,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0076428987085819244},{"word":"oh","start":2252.515,"end":2253.015,"confidence":0.91025704,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.038318052887916565},{"word":"she's","start":2253.1548,"end":2253.4749,"confidence":0.9989305,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.026946669444441795},{"word":"amazing","start":2253.4749,"end":2253.9749,"confidence":0.9992476,"punctuated_word":"amazing.","sentiment":"neutral","sentiment_score":0.05087970569729805},{"word":"yeah","start":2261.2998,"end":2261.7998,"confidence":0.9960955,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.029732879251241684},{"word":"wow","start":2265.38,"end":2265.88,"confidence":0.99530864,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.2718694508075714},{"word":"yeah","start":2266.9,"end":2267.4,"confidence":0.9970498,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.055925577878952026},{"word":"wow","start":2267.94,"end":2268.44,"confidence":0.9988947,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.13542452454566956},{"word":"oh","start":2268.98,"end":2269.22,"confidence":0.9648815,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.17261040210723877},{"word":"that's","start":2269.22,"end":2269.6199,"confidence":0.9996077,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4481106698513031},{"word":"incredible","start":2269.6199,"end":2270.1199,"confidence":0.99937487,"punctuated_word":"incredible.","sentiment":"positive","sentiment_score":0.4777824282646179},{"word":"yeah","start":2278.4048,"end":2278.9048,"confidence":0.7543021,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0043609244748950005},{"word":"yeah","start":2282.325,"end":2282.7249,"confidence":0.99194264,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011951809749007223},{"word":"wow","start":2282.7249,"end":2283.2249,"confidence":0.9849037,"punctuated_word":"Wow.","sentiment":"positive","sentiment_score":0.5172119140625},{"word":"yep","start":2284.5,"end":2285.0,"confidence":0.9564337,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16169384121894836},{"word":"yeah","start":2289.94,"end":2290.44,"confidence":0.99686456,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.003379056230187416},{"word":"wow","start":2292.18,"end":2292.68,"confidence":0.99540216,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.1521393656730652},{"word":"yeah","start":2299.795,"end":2300.295,"confidence":0.7563251,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08116854727268219},{"word":"yeah","start":2303.795,"end":2304.295,"confidence":0.81307214,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08128063380718231},{"word":"perfect","start":2305.2349,"end":2305.7349,"confidence":0.8998778,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2590239644050598},{"word":"yeah","start":2309.25,"end":2309.75,"confidence":0.9918153,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06833131611347198},{"word":"yeah","start":2313.81,"end":2314.31,"confidence":0.9890751,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20553001761436465},{"word":"perfect","start":2314.93,"end":2315.43,"confidence":0.98504317,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4540979862213135},{"word":"i","start":2317.81,"end":2318.05,"confidence":0.5753677,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14698225259780884},{"word":"believe","start":2318.05,"end":2318.55,"confidence":0.7795465,"punctuated_word":"believe.","sentiment":"neutral","sentiment_score":0.10319530963897704},{"word":"yeah","start":2319.97,"end":2320.47,"confidence":0.9946779,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05200628191232681},{"word":"no","start":2320.8052,"end":2321.125,"confidence":0.998052,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.05897248163819313},{"word":"that's","start":2321.125,"end":2321.5251,"confidence":0.99941444,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15738539397716522},{"word":"awesome","start":2321.5251,"end":2321.925,"confidence":0.9998895,"punctuated_word":"awesome.","sentiment":"positive","sentiment_score":0.634168267250061},{"word":"that'll","start":2321.925,"end":2322.245,"confidence":0.99828875,"punctuated_word":"That'll","sentiment":"positive","sentiment_score":0.6562552452087402},{"word":"be","start":2322.245,"end":2322.405,"confidence":0.9997539,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.7179650664329529},{"word":"really","start":2322.405,"end":2322.645,"confidence":0.98230124,"punctuated_word":"really,","sentiment":"positive","sentiment_score":0.6512953042984009},{"word":"really","start":2322.645,"end":2322.8052,"confidence":0.99998975,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6790363192558289},{"word":"good","start":2322.8052,"end":2322.965,"confidence":0.9606278,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.604189395904541},{"word":"and","start":2322.965,"end":2323.125,"confidence":0.9320016,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.3064448833465576},{"word":"if","start":2323.125,"end":2323.205,"confidence":0.998744,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3075447380542755},{"word":"you","start":2323.205,"end":2323.2852,"confidence":0.9998258,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.33749231696128845},{"word":"do","start":2323.2852,"end":2323.445,"confidence":0.99989784,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.22216063737869263},{"word":"need","start":2323.445,"end":2323.685,"confidence":0.9993389,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.23963744938373568},{"word":"help","start":2323.685,"end":2323.925,"confidence":0.994617,"punctuated_word":"help,","sentiment":"neutral","sentiment_score":0.185387521982193},{"word":"let","start":2323.925,"end":2324.0852,"confidence":0.9998566,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.2496289759874344},{"word":"us","start":2324.0852,"end":2324.245,"confidence":0.99991894,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.22528356313705444},{"word":"know","start":2324.245,"end":2324.745,"confidence":0.995131,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.28806498646736145},{"word":"but","start":2325.2852,"end":2325.5251,"confidence":0.7171226,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.06099206954240799},{"word":"yeah","start":2325.5251,"end":2325.7651,"confidence":0.997226,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.05494994670152664},{"word":"like","start":2325.7651,"end":2326.0051,"confidence":0.99656,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.035063840448856354},{"word":"once","start":2326.0051,"end":2326.3252,"confidence":0.9993678,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.008308708667755127},{"word":"i'm","start":2326.405,"end":2326.5652,"confidence":0.999153,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.026682790368795395},{"word":"sorry","start":2326.5652,"end":2326.8052,"confidence":0.74564105,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.06622709333896637},{"word":"this","start":2326.8052,"end":2326.965,"confidence":0.99745303,"punctuated_word":"This","sentiment":"neutral","sentiment_score":-0.13191381096839905},{"word":"hasn't","start":2326.965,"end":2327.2852,"confidence":0.9978637,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.08850069344043732},{"word":"come","start":2327.2852,"end":2327.5251,"confidence":0.99946326,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.0962727814912796},{"word":"through","start":2327.5251,"end":2327.7651,"confidence":0.9997793,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.08652953058481216},{"word":"yet","start":2327.7651,"end":2328.0051,"confidence":0.9967729,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.06382045149803162},{"word":"once","start":2328.0051,"end":2328.245,"confidence":0.99940586,"punctuated_word":"Once","sentiment":"neutral","sentiment_score":-0.006186142563819885},{"word":"it","start":2328.245,"end":2328.3252,"confidence":0.99940026,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.024581097066402435},{"word":"does","start":2328.3252,"end":2328.5652,"confidence":0.99981564,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.04821214824914932},{"word":"sort","start":2328.5652,"end":2328.725,"confidence":0.9748214,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.023117534816265103},{"word":"of","start":2328.725,"end":2328.885,"confidence":0.57540137,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03894613683223725},{"word":"come","start":2328.885,"end":2328.965,"confidence":0.99842715,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.047857865691185},{"word":"through","start":2328.965,"end":2329.205,"confidence":0.99809724,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.043392594903707504},{"word":"have","start":2329.205,"end":2329.445,"confidence":0.9986426,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05182129889726639},{"word":"a","start":2329.445,"end":2329.5251,"confidence":0.99981266,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06689311563968658},{"word":"bit","start":2329.5251,"end":2329.605,"confidence":0.9997956,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.10470236837863922},{"word":"of","start":2329.605,"end":2329.7651,"confidence":0.99991333,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07816655933856964},{"word":"a","start":2329.7651,"end":2329.8452,"confidence":0.99952686,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06077560782432556},{"word":"look","start":2329.8452,"end":2330.0051,"confidence":0.9999534,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06843525171279907},{"word":"at","start":2330.0051,"end":2330.0852,"confidence":0.9967873,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06005549430847168},{"word":"the","start":2330.0852,"end":2330.245,"confidence":0.99983215,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05050553008913994},{"word":"document","start":2330.245,"end":2330.645,"confidence":0.99926335,"punctuated_word":"document.","sentiment":"neutral","sentiment_score":0.05955611169338226},{"word":"let","start":2330.645,"end":2330.885,"confidence":0.9999268,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.10875193774700163},{"word":"me","start":2330.885,"end":2330.965,"confidence":0.9998487,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.17557144165039062},{"word":"know","start":2330.965,"end":2331.125,"confidence":0.9998995,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.17365458607673645},{"word":"if","start":2331.125,"end":2331.2852,"confidence":0.99640864,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15823976695537567},{"word":"you","start":2331.2852,"end":2331.365,"confidence":0.99977857,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20414939522743225},{"word":"do","start":2331.365,"end":2331.5251,"confidence":0.99989927,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.18282915651798248},{"word":"have","start":2331.5251,"end":2331.7651,"confidence":0.9992071,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.18745224177837372},{"word":"any","start":2331.7651,"end":2332.0051,"confidence":0.999689,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.17012347280979156},{"word":"questions","start":2332.0051,"end":2332.405,"confidence":0.99540865,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":0.1463451087474823},{"word":"i'm","start":2332.405,"end":2332.5652,"confidence":0.999776,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.3741912245750427},{"word":"more","start":2332.5652,"end":2332.725,"confidence":0.99994683,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.43377214670181274},{"word":"than","start":2332.725,"end":2332.965,"confidence":0.99978477,"punctuated_word":"than","sentiment":"positive","sentiment_score":0.4936822950839996},{"word":"happy","start":2332.965,"end":2333.2852,"confidence":0.9999577,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.47941067814826965},{"word":"to","start":2333.2852,"end":2333.7,"confidence":0.9994931,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4427630603313446},{"word":"make","start":2333.94,"end":2334.18,"confidence":0.9990127,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.404610276222229},{"word":"time","start":2334.18,"end":2334.42,"confidence":0.99261016,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.465285450220108},{"word":"to","start":2334.42,"end":2334.5798,"confidence":0.9963265,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4186530411243438},{"word":"talk","start":2334.5798,"end":2334.82,"confidence":0.98185366,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.4640860855579376},{"word":"you","start":2334.82,"end":2334.9,"confidence":0.34620076,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.41333940625190735},{"word":"through","start":2334.9,"end":2335.22,"confidence":0.97442925,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.4205130338668823},{"word":"anything","start":2335.22,"end":2335.7,"confidence":0.7830247,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.3323877155780792},{"word":"we","start":2335.7,"end":2335.94,"confidence":0.99489343,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1759396493434906},{"word":"have","start":2335.94,"end":2336.0999,"confidence":0.9971222,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19444069266319275},{"word":"in","start":2336.0999,"end":2336.26,"confidence":0.966978,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13597673177719116},{"word":"there","start":2336.26,"end":2336.5,"confidence":0.88425446,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1588749885559082},{"word":"also","start":2336.5,"end":2336.9,"confidence":0.29575402,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.16115163266658783},{"word":"your","start":2336.9,"end":2337.06,"confidence":0.9890955,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17658953368663788},{"word":"best","start":2337.06,"end":2337.38,"confidence":0.99264693,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.10383479297161102},{"word":"interest","start":2337.38,"end":2337.7,"confidence":0.97785974,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.09835940599441528},{"word":"duty","start":2337.7,"end":2338.02,"confidence":0.7476755,"punctuated_word":"duty.","sentiment":"neutral","sentiment_score":0.15188343822956085},{"word":"so","start":2338.02,"end":2338.26,"confidence":0.55663604,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.15524186193943024},{"word":"basically","start":2338.26,"end":2338.74,"confidence":0.9993384,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.1435544192790985},{"word":"letting","start":2338.74,"end":2338.98,"confidence":0.99106216,"punctuated_word":"letting","sentiment":"neutral","sentiment_score":0.22135129570961},{"word":"you","start":2338.98,"end":2339.06,"confidence":0.9992791,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22575309872627256},{"word":"know","start":2339.06,"end":2339.3,"confidence":0.99991536,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.18411816656589508},{"word":"that","start":2339.3,"end":2339.54,"confidence":0.9993162,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1868506669998169},{"word":"the","start":2339.54,"end":2339.7,"confidence":0.9995284,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2009294480085373},{"word":"recommendations","start":2339.7,"end":2340.2,"confidence":0.99924076,"punctuated_word":"recommendations","sentiment":"neutral","sentiment_score":0.16709262132644653},{"word":"are","start":2340.5,"end":2340.66,"confidence":0.9979634,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1768038272857666},{"word":"made","start":2340.66,"end":2340.9,"confidence":0.9998987,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.2044147253036499},{"word":"in","start":2340.9,"end":2341.14,"confidence":0.9998443,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19426169991493225},{"word":"your","start":2341.14,"end":2341.3,"confidence":0.99987304,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.24087607860565183},{"word":"best","start":2341.3,"end":2341.54,"confidence":0.99985194,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.15797051787376404},{"word":"interest","start":2341.54,"end":2341.8599,"confidence":0.890279,"punctuated_word":"interest.","sentiment":"neutral","sentiment_score":0.1885313093662262},{"word":"and","start":2341.8599,"end":2342.02,"confidence":0.3800294,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.16478237509727478},{"word":"i","start":2342.02,"end":2342.18,"confidence":0.989961,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2143834084272385},{"word":"outline","start":2342.18,"end":2342.66,"confidence":0.8941774,"punctuated_word":"outline","sentiment":"neutral","sentiment_score":0.2368745058774948},{"word":"on","start":2342.66,"end":2342.82,"confidence":0.9675349,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.20054250955581665},{"word":"each","start":2342.82,"end":2343.06,"confidence":0.986414,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.1826527863740921},{"word":"recommendation","start":2343.06,"end":2343.56,"confidence":0.998635,"punctuated_word":"recommendation","sentiment":"neutral","sentiment_score":0.16680565476417542},{"word":"the","start":2344.0999,"end":2344.26,"confidence":0.9626447,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16232344508171082},{"word":"best","start":2344.26,"end":2344.42,"confidence":0.9947889,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.09474565088748932},{"word":"interest","start":2344.42,"end":2344.82,"confidence":0.93619317,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.13023294508457184},{"word":"duty","start":2344.82,"end":2345.14,"confidence":0.9328386,"punctuated_word":"duty","sentiment":"neutral","sentiment_score":0.16162963211536407},{"word":"on","start":2345.14,"end":2345.3,"confidence":0.8749057,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.18788926303386688},{"word":"how","start":2345.3,"end":2345.54,"confidence":0.9997991,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.17567186057567596},{"word":"it","start":2345.54,"end":2345.6199,"confidence":0.99940944,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.19361893832683563},{"word":"meets","start":2345.6199,"end":2345.8599,"confidence":0.97285604,"punctuated_word":"meets","sentiment":"neutral","sentiment_score":0.22598667442798617},{"word":"your","start":2345.8599,"end":2346.0999,"confidence":0.9985273,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.256387323141098},{"word":"goals","start":2346.0999,"end":2346.3398,"confidence":0.9970294,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.16614212095737457},{"word":"and","start":2346.3398,"end":2346.705,"confidence":0.9525745,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2223530411720276},{"word":"and","start":2346.865,"end":2346.945,"confidence":0.68365675,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2359553426504135},{"word":"why","start":2346.945,"end":2347.025,"confidence":0.8423222,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.1793670803308487},{"word":"it","start":2347.025,"end":2347.105,"confidence":0.88146085,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2252742350101471},{"word":"is","start":2347.105,"end":2347.605,"confidence":0.53350145,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.20650632679462433},{"word":"in","start":2347.665,"end":2347.8252,"confidence":0.9575607,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18814575672149655},{"word":"best","start":2347.8252,"end":2348.0652,"confidence":0.98877305,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.14377720654010773},{"word":"interest","start":2348.0652,"end":2348.465,"confidence":0.9129531,"punctuated_word":"interest.","sentiment":"neutral","sentiment_score":0.17288050055503845},{"word":"so","start":2348.465,"end":2348.705,"confidence":0.9905069,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2072603404521942},{"word":"making","start":2348.705,"end":2349.0251,"confidence":0.9550088,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.2668193578720093},{"word":"sure","start":2349.0251,"end":2349.2651,"confidence":0.99987197,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2825651168823242},{"word":"and","start":2349.2651,"end":2349.425,"confidence":0.610464,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32013794779777527},{"word":"doing","start":2349.425,"end":2349.665,"confidence":0.99983394,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.3734249770641327},{"word":"the","start":2349.665,"end":2349.8252,"confidence":0.9985947,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.32789281010627747},{"word":"investment","start":2349.8252,"end":2350.3052,"confidence":0.9548295,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.15154621005058289},{"word":"switch","start":2350.3052,"end":2350.5452,"confidence":0.9832523,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.1911008358001709},{"word":"and","start":2350.5452,"end":2350.705,"confidence":0.8657625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2660456597805023},{"word":"rebalancing","start":2350.705,"end":2351.205,"confidence":0.99682885,"punctuated_word":"rebalancing","sentiment":"neutral","sentiment_score":0.19596239924430847},{"word":"does","start":2351.585,"end":2351.8252,"confidence":0.95394325,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.20885969698429108},{"word":"work","start":2351.8252,"end":2351.985,"confidence":0.9930072,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.27042752504348755},{"word":"out","start":2351.985,"end":2352.145,"confidence":0.9724133,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.22024361789226532},{"word":"in","start":2352.145,"end":2352.3052,"confidence":0.9910744,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1953137069940567},{"word":"best","start":2352.3052,"end":2352.5452,"confidence":0.99457514,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.1732150912284851},{"word":"interest","start":2352.5452,"end":2352.945,"confidence":0.9717291,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.21955230832099917},{"word":"because","start":2352.945,"end":2353.2651,"confidence":0.83960074,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2134176939725876},{"word":"you","start":2353.2651,"end":2353.425,"confidence":0.9996697,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3252282440662384},{"word":"are","start":2353.425,"end":2353.585,"confidence":0.99967587,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.24279525876045227},{"word":"keeping","start":2353.585,"end":2353.985,"confidence":0.99868053,"punctuated_word":"keeping","sentiment":"positive","sentiment_score":0.34901565313339233},{"word":"yourself","start":2353.985,"end":2354.3052,"confidence":0.99842864,"punctuated_word":"yourself","sentiment":"positive","sentiment_score":0.34520775079727173},{"word":"in","start":2354.3052,"end":2354.465,"confidence":0.99300754,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.32250431180000305},{"word":"a","start":2354.465,"end":2354.5452,"confidence":0.9903244,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2912142276763916},{"word":"more","start":2354.5452,"end":2354.705,"confidence":0.99915576,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.23287273943424225},{"word":"of","start":2354.705,"end":2354.865,"confidence":0.95664626,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.24702990055084229},{"word":"a","start":2354.865,"end":2354.945,"confidence":0.97701603,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2345854938030243},{"word":"conservative","start":2354.945,"end":2355.445,"confidence":0.98389465,"punctuated_word":"conservative","sentiment":"neutral","sentiment_score":0.25924980640411377},{"word":"position","start":2355.665,"end":2356.165,"confidence":0.8374876,"punctuated_word":"position.","sentiment":"neutral","sentiment_score":0.19365179538726807},{"word":"by","start":2356.625,"end":2356.865,"confidence":0.64665586,"punctuated_word":"By","sentiment":"neutral","sentiment_score":0.1599481999874115},{"word":"not","start":2356.865,"end":2357.105,"confidence":0.9996026,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.15498316287994385},{"word":"rebalancing","start":2357.105,"end":2357.605,"confidence":0.99714714,"punctuated_word":"rebalancing,","sentiment":"neutral","sentiment_score":0.1493760198354721},{"word":"you","start":2357.905,"end":2358.0652,"confidence":0.99943167,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18716692924499512},{"word":"are","start":2358.0652,"end":2358.5652,"confidence":0.9991503,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.16246214509010315},{"word":"risking","start":2358.705,"end":2359.205,"confidence":0.9689841,"punctuated_word":"risking","sentiment":"neutral","sentiment_score":0.07102425396442413},{"word":"have","start":2359.345,"end":2359.5051,"confidence":0.9518544,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07104919850826263},{"word":"been","start":2359.5051,"end":2359.8252,"confidence":0.92713726,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.10557548701763152},{"word":"overweighted","start":2359.8252,"end":2360.3252,"confidence":0.97659856,"punctuated_word":"overweighted","sentiment":"neutral","sentiment_score":0.038060322403907776},{"word":"and","start":2360.64,"end":2360.88,"confidence":0.99278635,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.026611357927322388},{"word":"taking","start":2360.88,"end":2361.1199,"confidence":0.97540605,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.09118672460317612},{"word":"on","start":2361.1199,"end":2361.3599,"confidence":0.87408036,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06868280470371246},{"word":"more","start":2361.3599,"end":2361.68,"confidence":0.9991709,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.05754881352186203},{"word":"risk","start":2361.68,"end":2361.92,"confidence":0.819025,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.015638962388038635},{"word":"than","start":2361.92,"end":2362.24,"confidence":0.99828243,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.09136078506708144},{"word":"necessary","start":2362.24,"end":2362.74,"confidence":0.97841144,"punctuated_word":"necessary.","sentiment":"neutral","sentiment_score":0.1403561383485794},{"word":"retaining","start":2363.3599,"end":2363.8599,"confidence":0.8584186,"punctuated_word":"Retaining","sentiment":"neutral","sentiment_score":0.27954867482185364},{"word":"hub","start":2363.92,"end":2364.16,"confidence":0.6051852,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.31052038073539734},{"word":"24","start":2364.16,"end":2364.64,"confidence":0.9988198,"punctuated_word":"24","sentiment":"positive","sentiment_score":0.3599875867366791},{"word":"means","start":2364.64,"end":2364.88,"confidence":0.99951744,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.2139432728290558},{"word":"that","start":2364.88,"end":2365.0398,"confidence":0.99767977,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23404057323932648},{"word":"we","start":2365.0398,"end":2365.1199,"confidence":0.9998209,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2578309178352356},{"word":"don't","start":2365.1199,"end":2365.3599,"confidence":0.99994487,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.1965104192495346},{"word":"have","start":2365.3599,"end":2365.5198,"confidence":0.9999001,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.274211585521698},{"word":"to","start":2365.5198,"end":2365.5999,"confidence":0.999551,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24371065199375153},{"word":"do","start":2365.5999,"end":2365.76,"confidence":0.99980193,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17310360074043274},{"word":"a","start":2365.76,"end":2365.92,"confidence":0.99926776,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1586441546678543},{"word":"full","start":2365.92,"end":2366.16,"confidence":0.99779665,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.12479763478040697},{"word":"sell","start":2366.16,"end":2366.4,"confidence":0.8913562,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.10289950668811798},{"word":"down","start":2366.4,"end":2366.64,"confidence":0.84099936,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.1328168511390686},{"word":"so","start":2366.64,"end":2366.7998,"confidence":0.99891806,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.18458250164985657},{"word":"it","start":2366.7998,"end":2366.88,"confidence":0.99325705,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.25193190574645996},{"word":"helps","start":2366.88,"end":2367.2,"confidence":0.9992606,"punctuated_word":"helps","sentiment":"neutral","sentiment_score":0.23396265506744385},{"word":"to","start":2367.2,"end":2367.2798,"confidence":0.98747474,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20471428334712985},{"word":"limit","start":2367.2798,"end":2367.5999,"confidence":0.999595,"punctuated_word":"limit","sentiment":"neutral","sentiment_score":0.1833229511976242},{"word":"the","start":2367.5999,"end":2367.76,"confidence":0.9966409,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20248977839946747},{"word":"cdt","start":2367.76,"end":2368.26,"confidence":0.72274613,"punctuated_word":"CDT","sentiment":"neutral","sentiment_score":0.073054239153862},{"word":"consequences","start":2368.48,"end":2368.98,"confidence":0.9965964,"punctuated_word":"consequences","sentiment":"neutral","sentiment_score":0.04798581451177597},{"word":"with","start":2369.2798,"end":2369.44,"confidence":0.9968362,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.29197484254837036},{"word":"the","start":2369.44,"end":2369.5999,"confidence":0.9993067,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22219593822956085},{"word":"rebalance","start":2369.5999,"end":2370.0999,"confidence":0.96783125,"punctuated_word":"rebalance,","sentiment":"neutral","sentiment_score":0.18681253492832184},{"word":"which","start":2370.24,"end":2370.72,"confidence":0.9998951,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.28791865706443787},{"word":"happily","start":2370.72,"end":2371.2,"confidence":0.54933876,"punctuated_word":"happily","sentiment":"positive","sentiment_score":0.503919243812561},{"word":"in","start":2371.2,"end":2371.3599,"confidence":0.5622572,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.485407829284668},{"word":"this","start":2371.3599,"end":2371.5999,"confidence":0.9997514,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.5030112862586975},{"word":"scenario","start":2371.5999,"end":2372.0999,"confidence":0.99952483,"punctuated_word":"scenario","sentiment":"positive","sentiment_score":0.4497697055339813},{"word":"only","start":2372.16,"end":2372.3198,"confidence":0.78304493,"punctuated_word":"only","sentiment":"positive","sentiment_score":0.47518372535705566},{"word":"works","start":2372.3198,"end":2372.5598,"confidence":0.6173877,"punctuated_word":"works","sentiment":"positive","sentiment_score":0.4296794533729553},{"word":"out","start":2372.5598,"end":2372.72,"confidence":0.9826199,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.42963966727256775},{"word":"at","start":2372.72,"end":2372.88,"confidence":0.96771795,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.36838454008102417},{"word":"$61","start":2372.88,"end":2373.8398,"confidence":0.9859023,"punctuated_word":"$61,","sentiment":"neutral","sentiment_score":0.3027721643447876},{"word":"which","start":2373.8398,"end":2374.0,"confidence":0.999548,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.5112640261650085},{"word":"is","start":2374.0,"end":2374.24,"confidence":0.99697125,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.7272337079048157},{"word":"fantastic","start":2374.24,"end":2374.74,"confidence":0.98799956,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.7902790904045105},{"word":"it's","start":2375.205,"end":2375.365,"confidence":0.76180667,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.6894344687461853},{"word":"the","start":2375.365,"end":2375.445,"confidence":0.96081096,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6532304883003235},{"word":"cheapest","start":2375.445,"end":2375.685,"confidence":0.9993412,"punctuated_word":"cheapest","sentiment":"positive","sentiment_score":0.6691869497299194},{"word":"cgt","start":2375.685,"end":2376.185,"confidence":0.744499,"punctuated_word":"CGT","sentiment":"positive","sentiment_score":0.6499465703964233},{"word":"i've","start":2376.3252,"end":2376.485,"confidence":0.9941858,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.6946264505386353},{"word":"ever","start":2376.485,"end":2376.725,"confidence":0.9983322,"punctuated_word":"ever","sentiment":"positive","sentiment_score":0.5876239538192749},{"word":"seen","start":2376.725,"end":2377.225,"confidence":0.99846727,"punctuated_word":"seen.","sentiment":"positive","sentiment_score":0.6281487941741943},{"word":"yeah","start":2378.485,"end":2378.985,"confidence":0.9779867,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.38824960589408875},{"word":"and","start":2380.245,"end":2380.5652,"confidence":0.5642242,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.27755099534988403},{"word":"moving","start":2380.5652,"end":2380.885,"confidence":0.9982849,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.34661540389060974},{"word":"out","start":2380.885,"end":2381.125,"confidence":0.9997657,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.27593573927879333},{"word":"of","start":2381.125,"end":2381.205,"confidence":0.9994721,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.31119462847709656},{"word":"the","start":2381.205,"end":2381.5251,"confidence":0.99982893,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2756797671318054},{"word":"the","start":2381.5251,"end":2382.0251,"confidence":0.9978662,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26708167791366577},{"word":"bank","start":2382.165,"end":2382.485,"confidence":0.90997136,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.18274852633476257},{"word":"coverage","start":2382.485,"end":2382.965,"confidence":0.529352,"punctuated_word":"coverage","sentiment":"neutral","sentiment_score":0.162396639585495},{"word":"now","start":2382.965,"end":2383.205,"confidence":0.9943574,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.23242220282554624},{"word":"rather","start":2383.205,"end":2383.5251,"confidence":0.76209515,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":0.24089378118515015},{"word":"than","start":2383.5251,"end":2383.7651,"confidence":0.9992459,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.21881940960884097},{"word":"waiting","start":2383.7651,"end":2384.085,"confidence":0.9998634,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":0.14508749544620514},{"word":"for","start":2384.085,"end":2384.245,"confidence":0.9997819,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11339157074689864},{"word":"the","start":2384.245,"end":2384.405,"confidence":0.9997745,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2068646252155304},{"word":"legislation","start":2384.405,"end":2384.905,"confidence":0.99948525,"punctuated_word":"legislation","sentiment":"neutral","sentiment_score":0.10097338259220125},{"word":"to","start":2385.0452,"end":2385.2852,"confidence":0.99961615,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2553168535232544},{"word":"change","start":2385.2852,"end":2385.5251,"confidence":0.99924314,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.14761611819267273},{"word":"down","start":2385.5251,"end":2385.7651,"confidence":0.9986382,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.22316530346870425},{"word":"the","start":2385.7651,"end":2385.925,"confidence":0.9992268,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34084367752075195},{"word":"track","start":2385.925,"end":2386.3252,"confidence":0.9944541,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.19305752217769623},{"word":"means","start":2386.3252,"end":2386.5652,"confidence":0.5490949,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.28514009714126587},{"word":"that","start":2386.5652,"end":2386.725,"confidence":0.9989004,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.33633366227149963},{"word":"we're","start":2386.725,"end":2386.965,"confidence":0.99962455,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.3168197274208069},{"word":"doing","start":2386.965,"end":2387.125,"confidence":0.99987316,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.3753814995288849},{"word":"it","start":2387.125,"end":2387.2852,"confidence":0.9993344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3797037899494171},{"word":"and","start":2387.2852,"end":2387.445,"confidence":0.91363126,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3142058551311493},{"word":"getting","start":2387.445,"end":2387.685,"confidence":0.99981827,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.3005887567996979},{"word":"in","start":2387.685,"end":2387.845,"confidence":0.9952088,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3045734167098999},{"word":"front","start":2387.845,"end":2388.085,"confidence":0.99972016,"punctuated_word":"front","sentiment":"neutral","sentiment_score":0.2779925763607025},{"word":"of","start":2388.085,"end":2388.245,"confidence":0.9981875,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.40676364302635193},{"word":"it","start":2388.245,"end":2388.405,"confidence":0.9870494,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3305354416370392},{"word":"or","start":2388.405,"end":2388.645,"confidence":0.5918952,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.2827829122543335},{"word":"not","start":2388.645,"end":2388.8052,"confidence":0.998558,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.2271535098552704},{"word":"having","start":2388.8052,"end":2389.125,"confidence":0.9990663,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.21490655839443207},{"word":"to","start":2389.125,"end":2389.2852,"confidence":0.99959356,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1686103641986847},{"word":"do","start":2389.2852,"end":2389.445,"confidence":0.99986625,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1969819217920303},{"word":"it","start":2389.445,"end":2389.5251,"confidence":0.9981787,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18825101852416992},{"word":"quickly","start":2389.5251,"end":2389.925,"confidence":0.9999428,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.1624080091714859},{"word":"down","start":2389.925,"end":2390.165,"confidence":0.9997774,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1826750934123993},{"word":"the","start":2390.165,"end":2390.245,"confidence":0.99938035,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2359815537929535},{"word":"track","start":2390.245,"end":2390.55,"confidence":0.9386927,"punctuated_word":"track.","sentiment":"neutral","sentiment_score":0.17146101593971252},{"word":"so","start":2390.55,"end":2390.71,"confidence":0.9998838,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4555555582046509},{"word":"we","start":2390.71,"end":2390.87,"confidence":0.99988985,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.5490890145301819},{"word":"had","start":2390.87,"end":2390.95,"confidence":0.9277336,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.5603082180023193},{"word":"a","start":2390.95,"end":2391.03,"confidence":0.99942565,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6471292972564697},{"word":"bit","start":2391.03,"end":2391.19,"confidence":0.9972161,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.6159723997116089},{"word":"of","start":2391.19,"end":2391.27,"confidence":0.99789196,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6849390864372253},{"word":"time","start":2391.27,"end":2391.6702,"confidence":0.99856853,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.6351280212402344},{"word":"to","start":2391.6702,"end":2391.9102,"confidence":0.9986426,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5864202380180359},{"word":"research","start":2391.9102,"end":2392.3901,"confidence":0.9985998,"punctuated_word":"research","sentiment":"positive","sentiment_score":0.3805893063545227},{"word":"other","start":2392.3901,"end":2392.6301,"confidence":0.9251551,"punctuated_word":"other","sentiment":"positive","sentiment_score":0.3906492292881012},{"word":"investments","start":2392.6301,"end":2393.1301,"confidence":0.97460246,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.2933107912540436},{"word":"to","start":2393.19,"end":2393.35,"confidence":0.995684,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4689439535140991},{"word":"make","start":2393.35,"end":2393.51,"confidence":0.9999348,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.5693769454956055},{"word":"sure","start":2393.51,"end":2394.01,"confidence":0.9998536,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.5877416133880615},{"word":"that","start":2394.07,"end":2394.23,"confidence":0.9999143,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6260439157485962},{"word":"everything","start":2394.23,"end":2394.6301,"confidence":0.99989796,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.663814127445221},{"word":"was","start":2394.6301,"end":2394.79,"confidence":0.99729556,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.5251501798629761},{"word":"still","start":2394.79,"end":2395.11,"confidence":0.99974114,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.5503826141357422},{"word":"in","start":2395.11,"end":2395.27,"confidence":0.9942631,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5976907014846802},{"word":"line","start":2395.27,"end":2395.51,"confidence":0.99952435,"punctuated_word":"line","sentiment":"positive","sentiment_score":0.6811313629150391},{"word":"there","start":2395.51,"end":2395.75,"confidence":0.996851,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.6657996773719788},{"word":"for","start":2395.75,"end":2395.9102,"confidence":0.9999207,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6522204279899597},{"word":"you","start":2395.9102,"end":2396.07,"confidence":0.9862194,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.5889958739280701},{"word":"which","start":2396.07,"end":2396.31,"confidence":0.9999261,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.81526780128479},{"word":"is","start":2396.31,"end":2396.55,"confidence":0.9870287,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.8588379621505737},{"word":"really","start":2396.55,"end":2396.79,"confidence":0.9999187,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.8610723614692688},{"word":"good","start":2396.79,"end":2397.29,"confidence":0.99981356,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.7233153581619263},{"word":"it's","start":2397.75,"end":2398.07,"confidence":0.75056326,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.6640451550483704},{"word":"also","start":2398.07,"end":2398.3901,"confidence":0.7400607,"punctuated_word":"also,","sentiment":"positive","sentiment_score":0.5807453393936157},{"word":"you","start":2398.3901,"end":2398.55,"confidence":0.9246906,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5484841465950012},{"word":"know","start":2398.55,"end":2398.79,"confidence":0.98678285,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.5519387722015381},{"word":"looking","start":2398.79,"end":2399.11,"confidence":0.99975055,"punctuated_word":"looking","sentiment":"positive","sentiment_score":0.5717105865478516},{"word":"at","start":2399.11,"end":2399.35,"confidence":0.99978775,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4977247416973114},{"word":"the","start":2399.35,"end":2399.51,"confidence":0.9948773,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5319111943244934},{"word":"way","start":2399.51,"end":2399.6702,"confidence":0.99988747,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.5562106370925903},{"word":"we're","start":2399.6702,"end":2399.9102,"confidence":0.99851596,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.5464791059494019},{"word":"structuring","start":2399.9102,"end":2400.3901,"confidence":0.9988618,"punctuated_word":"structuring","sentiment":"positive","sentiment_score":0.5426880717277527},{"word":"these","start":2400.3901,"end":2400.6301,"confidence":0.99775106,"punctuated_word":"these","sentiment":"positive","sentiment_score":0.6021687984466553},{"word":"investments","start":2400.6301,"end":2401.1301,"confidence":0.89243484,"punctuated_word":"investments,","sentiment":"positive","sentiment_score":0.46411076188087463},{"word":"the","start":2401.27,"end":2401.59,"confidence":0.994467,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7070347666740417},{"word":"five","start":2401.59,"end":2401.83,"confidence":0.9978738,"punctuated_word":"five","sentiment":"positive","sentiment_score":0.6433941125869751},{"word":"year","start":2401.83,"end":2401.99,"confidence":0.9819488,"punctuated_word":"year","sentiment":"positive","sentiment_score":0.6280207633972168},{"word":"rolling","start":2401.99,"end":2402.3901,"confidence":0.99981374,"punctuated_word":"rolling","sentiment":"positive","sentiment_score":0.7521844506263733},{"word":"average","start":2402.3901,"end":2402.685,"confidence":0.99730045,"punctuated_word":"average","sentiment":"positive","sentiment_score":0.7060977220535278},{"word":"hat","start":2402.7651,"end":2402.925,"confidence":0.5412655,"punctuated_word":"hat","sentiment":"positive","sentiment_score":0.7007088661193848},{"word":"return","start":2403.085,"end":2403.565,"confidence":0.99870133,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.6910800933837891},{"word":"has","start":2403.565,"end":2403.8052,"confidence":0.9990287,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.5500823259353638},{"word":"shown","start":2403.8052,"end":2404.125,"confidence":0.98740935,"punctuated_word":"shown","sentiment":"positive","sentiment_score":0.5429522395133972},{"word":"greater","start":2404.125,"end":2404.445,"confidence":0.9937168,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.6404901742935181},{"word":"than","start":2404.445,"end":2404.685,"confidence":0.99969125,"punctuated_word":"than","sentiment":"positive","sentiment_score":0.6230091452598572},{"word":"what","start":2404.685,"end":2404.845,"confidence":0.9991948,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.6493849754333496},{"word":"you","start":2404.845,"end":2405.0051,"confidence":0.9975944,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6605628728866577},{"word":"were","start":2405.0051,"end":2405.245,"confidence":0.56858295,"punctuated_word":"were","sentiment":"positive","sentiment_score":0.5542187690734863},{"word":"previously","start":2405.245,"end":2405.725,"confidence":0.9995484,"punctuated_word":"previously","sentiment":"positive","sentiment_score":0.5238138437271118},{"word":"in","start":2405.725,"end":2405.885,"confidence":0.77136064,"punctuated_word":"in,","sentiment":"positive","sentiment_score":0.5170578956604004},{"word":"so","start":2405.885,"end":2406.125,"confidence":0.99870574,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5013151168823242},{"word":"we","start":2406.125,"end":2406.2852,"confidence":0.9993594,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.5797150731086731},{"word":"wanna","start":2406.2852,"end":2406.5251,"confidence":0.99845684,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.6411601305007935},{"word":"make","start":2406.5251,"end":2406.685,"confidence":0.9986665,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.6180132031440735},{"word":"sure","start":2406.685,"end":2406.845,"confidence":0.99979025,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.646110475063324},{"word":"that","start":2406.845,"end":2407.085,"confidence":0.9998336,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6710591912269592},{"word":"you're","start":2407.085,"end":2407.485,"confidence":0.99838924,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.6543296575546265},{"word":"getting","start":2407.485,"end":2407.725,"confidence":0.9997023,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.5894158482551575},{"word":"the","start":2407.725,"end":2407.8052,"confidence":0.9991641,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5556843876838684},{"word":"best","start":2407.8052,"end":2408.125,"confidence":0.9993679,"punctuated_word":"best","sentiment":"positive","sentiment_score":0.5104801058769226},{"word":"out","start":2408.125,"end":2408.2852,"confidence":0.99014074,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.6036971211433411},{"word":"of","start":2408.2852,"end":2408.445,"confidence":0.99875724,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5857892036437988},{"word":"your","start":2408.445,"end":2408.685,"confidence":0.9995521,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5663703680038452},{"word":"investments","start":2408.685,"end":2409.185,"confidence":0.9298414,"punctuated_word":"investments.","sentiment":"positive","sentiment_score":0.4079044163227082},{"word":"and","start":2409.245,"end":2409.745,"confidence":0.9957759,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11224612593650818},{"word":"whilst","start":2410.0452,"end":2410.365,"confidence":0.92075336,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":0.08953708410263062},{"word":"we","start":2410.365,"end":2410.5251,"confidence":0.9993368,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0918292999267578},{"word":"don't","start":2410.5251,"end":2410.685,"confidence":0.99997747,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.03409845754504204},{"word":"know","start":2410.685,"end":2410.845,"confidence":0.9997888,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.015825726091861725},{"word":"what","start":2410.845,"end":2411.0051,"confidence":0.9998573,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.01305168867111206},{"word":"the","start":2411.0051,"end":2411.165,"confidence":0.99961627,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.006741400808095932},{"word":"markets","start":2411.165,"end":2411.565,"confidence":0.95546323,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.04082668945193291},{"word":"are","start":2411.565,"end":2411.645,"confidence":0.9981535,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.008621402084827423},{"word":"gonna","start":2411.645,"end":2411.885,"confidence":0.99941206,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.006961353123188019},{"word":"go","start":2411.885,"end":2412.125,"confidence":0.9723884,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.003231361508369446},{"word":"do","start":2412.125,"end":2412.365,"confidence":0.50496584,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.01379084214568138},{"word":"down","start":2412.365,"end":2412.5251,"confidence":0.99734503,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.01469072699546814},{"word":"the","start":2412.5251,"end":2412.685,"confidence":0.99678934,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.018665023148059845},{"word":"track","start":2412.685,"end":2412.925,"confidence":0.9977956,"punctuated_word":"track,","sentiment":"neutral","sentiment_score":0.020270153880119324},{"word":"we","start":2412.925,"end":2413.085,"confidence":0.99974316,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.026709914207458496},{"word":"only","start":2413.085,"end":2413.405,"confidence":0.9998591,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.014766305685043337},{"word":"have","start":2413.405,"end":2413.8052,"confidence":0.999701,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02161526307463646},{"word":"past","start":2413.8052,"end":2414.3052,"confidence":0.7859004,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.002383708953857422},{"word":"data","start":2414.365,"end":2414.7651,"confidence":0.7807186,"punctuated_word":"data","sentiment":"neutral","sentiment_score":0.02003852277994156},{"word":"to","start":2414.7651,"end":2414.925,"confidence":0.99940956,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.024014882743358612},{"word":"work","start":2414.925,"end":2415.165,"confidence":0.99966764,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.03731086105108261},{"word":"on","start":2415.165,"end":2415.405,"confidence":0.928068,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.03205185383558273},{"word":"so","start":2415.405,"end":2415.9,"confidence":0.99604946,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06262455135583878},{"word":"having","start":2416.2998,"end":2416.5398,"confidence":0.9991665,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.14753839373588562},{"word":"a","start":2416.5398,"end":2416.7,"confidence":0.99986327,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2575018107891083},{"word":"better","start":2416.7,"end":2417.0999,"confidence":0.99989045,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.22294339537620544},{"word":"performing","start":2417.0999,"end":2417.5798,"confidence":0.999453,"punctuated_word":"performing","sentiment":"neutral","sentiment_score":0.24715885519981384},{"word":"portfolio","start":2417.5798,"end":2418.0798,"confidence":0.99987936,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.21965345740318296},{"word":"in","start":2418.14,"end":2418.2998,"confidence":0.9997713,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.30375242233276367},{"word":"the","start":2418.2998,"end":2418.46,"confidence":0.99979407,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26430901885032654},{"word":"past","start":2418.46,"end":2418.96,"confidence":0.99989927,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.30717232823371887},{"word":"tends","start":2419.26,"end":2419.66,"confidence":0.8298099,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":0.2136074900627136},{"word":"to","start":2419.66,"end":2419.74,"confidence":0.99683607,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22002285718917847},{"word":"mean","start":2419.74,"end":2420.0598,"confidence":0.92241895,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":0.2142205685377121},{"word":"that","start":2420.0598,"end":2420.5398,"confidence":0.9971891,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2545725107192993},{"word":"in","start":2420.5398,"end":2420.6199,"confidence":0.65048045,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2113739550113678},{"word":"the","start":2420.6199,"end":2420.7798,"confidence":0.73702747,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1967567503452301},{"word":"future","start":2420.7798,"end":2421.26,"confidence":0.91987073,"punctuated_word":"future,","sentiment":"neutral","sentiment_score":0.21219554543495175},{"word":"we","start":2421.26,"end":2421.5,"confidence":0.99984205,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2651069462299347},{"word":"can","start":2421.5,"end":2421.8198,"confidence":0.9997992,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.26444563269615173},{"word":"expect","start":2421.8198,"end":2422.2998,"confidence":0.9985008,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":0.22886095941066745},{"word":"greater","start":2422.2998,"end":2422.7,"confidence":0.9942064,"punctuated_word":"greater","sentiment":"neutral","sentiment_score":0.1865559220314026},{"word":"returns","start":2422.7,"end":2423.2,"confidence":0.9890269,"punctuated_word":"returns.","sentiment":"neutral","sentiment_score":0.2098765075206757},{"word":"we","start":2423.74,"end":2423.9,"confidence":0.9628439,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.013344891369342804},{"word":"obviously","start":2423.9,"end":2424.2998,"confidence":0.96296513,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.0175928995013237},{"word":"know","start":2424.2998,"end":2424.46,"confidence":0.9991266,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.03371843695640564},{"word":"that","start":2424.46,"end":2424.6199,"confidence":0.9994431,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.017850451171398163},{"word":"markets","start":2424.6199,"end":2425.0999,"confidence":0.9967249,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.1027681976556778},{"word":"go","start":2425.0999,"end":2425.26,"confidence":0.99952114,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.04472183436155319},{"word":"up","start":2425.26,"end":2425.3398,"confidence":0.9986085,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.05655762553215027},{"word":"and","start":2425.3398,"end":2425.5,"confidence":0.9988932,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10270226001739502},{"word":"down","start":2425.5,"end":2425.74,"confidence":0.972131,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.07908350229263306},{"word":"there","start":2425.74,"end":2425.9,"confidence":0.9909322,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.11481954157352448},{"word":"are","start":2425.9,"end":2426.0598,"confidence":0.9973706,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1072515994310379},{"word":"the","start":2426.0598,"end":2426.22,"confidence":0.73780215,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10025632381439208},{"word":"risks","start":2426.22,"end":2426.5398,"confidence":0.9924591,"punctuated_word":"risks","sentiment":"neutral","sentiment_score":-0.13152387738227844},{"word":"of","start":2426.5398,"end":2426.7798,"confidence":0.9786402,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.10689441859722136},{"word":"you","start":2426.7798,"end":2426.8599,"confidence":0.99495536,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10251845419406892},{"word":"know","start":2426.8599,"end":2427.0999,"confidence":0.9960525,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0983189344406128},{"word":"one","start":2427.0999,"end":2427.26,"confidence":0.8136892,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.16624715924263},{"word":"year","start":2427.26,"end":2427.5,"confidence":0.8389179,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.1162058636546135},{"word":"getting","start":2427.5,"end":2427.74,"confidence":0.933757,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.11379801481962204},{"word":"a","start":2427.74,"end":2427.8198,"confidence":0.94580454,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10491934418678284},{"word":"10%","start":2427.8198,"end":2428.455,"confidence":0.9760899,"punctuated_word":"10%","sentiment":"neutral","sentiment_score":-0.11481331288814545},{"word":"return","start":2428.5352,"end":2428.615,"confidence":0.92603934,"punctuated_word":"return,","sentiment":"neutral","sentiment_score":-0.10997247695922852},{"word":"another","start":2428.615,"end":2428.775,"confidence":0.7968019,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.12737713754177094},{"word":"year","start":2428.775,"end":2428.935,"confidence":0.9802249,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.16112008690834043},{"word":"getting","start":2428.935,"end":2429.335,"confidence":0.98771405,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.18977580964565277},{"word":"a","start":2429.335,"end":2429.495,"confidence":0.9854462,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.18930652737617493},{"word":"negative","start":2429.495,"end":2429.895,"confidence":0.8777987,"punctuated_word":"negative.","sentiment":"neutral","sentiment_score":-0.20310640335083008},{"word":"and","start":2429.895,"end":2430.0552,"confidence":0.9971047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.08179550617933273},{"word":"we","start":2430.0552,"end":2430.135,"confidence":0.9991536,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04971930757164955},{"word":"know","start":2430.135,"end":2430.375,"confidence":0.99887294,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.0911351442337036},{"word":"negative","start":2430.375,"end":2430.7751,"confidence":0.99069643,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.13218152523040771},{"word":"returns","start":2430.7751,"end":2431.2551,"confidence":0.9981238,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":-0.11341507732868196},{"word":"will","start":2431.2551,"end":2431.495,"confidence":0.9999211,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.10648414492607115},{"word":"occur","start":2431.495,"end":2431.995,"confidence":0.9372026,"punctuated_word":"occur,","sentiment":"neutral","sentiment_score":-0.11515901982784273},{"word":"but","start":2432.5352,"end":2432.695,"confidence":0.9984567,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.010509707033634186},{"word":"we","start":2432.695,"end":2432.935,"confidence":0.9998803,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04309546947479248},{"word":"wanna","start":2432.935,"end":2433.175,"confidence":0.9994518,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07446885108947754},{"word":"make","start":2433.175,"end":2433.335,"confidence":0.9994692,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.04877254366874695},{"word":"sure","start":2433.335,"end":2433.655,"confidence":0.9997378,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06761504709720612},{"word":"in","start":2433.655,"end":2433.895,"confidence":0.61182886,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09451449662446976},{"word":"those","start":2433.895,"end":2434.135,"confidence":0.9988586,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.0882522389292717},{"word":"years","start":2434.135,"end":2434.375,"confidence":0.81156117,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.1178186535835266},{"word":"we're","start":2434.375,"end":2434.615,"confidence":0.99351203,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.15087084472179413},{"word":"still","start":2434.615,"end":2435.115,"confidence":0.9997675,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.12402288615703584},{"word":"compounding","start":2435.495,"end":2435.975,"confidence":0.9751823,"punctuated_word":"compounding","sentiment":"neutral","sentiment_score":0.15829996764659882},{"word":"and","start":2435.975,"end":2436.215,"confidence":0.98972183,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1726987063884735},{"word":"making","start":2436.215,"end":2436.5352,"confidence":0.99986684,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.19661113619804385},{"word":"our","start":2436.5352,"end":2436.695,"confidence":0.6403596,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.20832644402980804},{"word":"super","start":2436.695,"end":2437.095,"confidence":0.9678275,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.21829187870025635},{"word":"work","start":2437.095,"end":2437.335,"confidence":0.93248737,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.16190314292907715},{"word":"to","start":2437.335,"end":2437.415,"confidence":0.97752017,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18713752925395968},{"word":"our","start":2437.415,"end":2437.655,"confidence":0.99663687,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.15909084677696228},{"word":"benefit","start":2437.655,"end":2438.155,"confidence":0.83846104,"punctuated_word":"benefit.","sentiment":"neutral","sentiment_score":0.12306086719036102},{"word":"an","start":2438.5352,"end":2438.7751,"confidence":0.6449689,"punctuated_word":"An","sentiment":"neutral","sentiment_score":0.1251004934310913},{"word":"increasing","start":2438.7751,"end":2439.175,"confidence":0.9890915,"punctuated_word":"increasing","sentiment":"neutral","sentiment_score":0.12303778529167177},{"word":"salary","start":2439.175,"end":2439.675,"confidence":0.99935526,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.12303118407726288},{"word":"sacrifice","start":2439.735,"end":2440.235,"confidence":0.98883307,"punctuated_word":"sacrifice","sentiment":"neutral","sentiment_score":0.058677203953266144},{"word":"now","start":2440.455,"end":2440.955,"confidence":0.7617693,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.12744377553462982},{"word":"whilst","start":2441.52,"end":2441.84,"confidence":0.936646,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":0.16647803783416748},{"word":"it","start":2441.84,"end":2442.0,"confidence":0.99640983,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17123541235923767},{"word":"does","start":2442.0,"end":2442.32,"confidence":0.9992895,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.14339885115623474},{"word":"reduce","start":2442.32,"end":2442.72,"confidence":0.99431926,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":0.11002476513385771},{"word":"the","start":2442.72,"end":2442.96,"confidence":0.8292207,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06513005495071411},{"word":"take","start":2442.96,"end":2443.2,"confidence":0.9934029,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.05611076205968857},{"word":"home","start":2443.2,"end":2443.52,"confidence":0.9980794,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.05453162640333176},{"word":"pay","start":2443.52,"end":2443.84,"confidence":0.9953202,"punctuated_word":"pay,","sentiment":"neutral","sentiment_score":0.08471746742725372},{"word":"you","start":2443.84,"end":2444.0,"confidence":0.9995542,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16179782152175903},{"word":"are","start":2444.0,"end":2444.1602,"confidence":0.9993938,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.11693530529737473},{"word":"putting","start":2444.1602,"end":2444.48,"confidence":0.99978036,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.13850262761116028},{"word":"more","start":2444.48,"end":2444.56,"confidence":0.9993231,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.0654718428850174},{"word":"money","start":2444.56,"end":2444.8801,"confidence":0.99989176,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1369483768939972},{"word":"into","start":2444.8801,"end":2445.2,"confidence":0.83157474,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.09345468133687972},{"word":"super","start":2445.2,"end":2445.52,"confidence":0.86266035,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.11852644383907318},{"word":"so","start":2445.52,"end":2445.68,"confidence":0.9991117,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08371845632791519},{"word":"it","start":2445.68,"end":2445.84,"confidence":0.98199975,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.120497927069664},{"word":"is","start":2445.84,"end":2446.0,"confidence":0.9834103,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08634103089570999},{"word":"taxed","start":2446.0,"end":2446.32,"confidence":0.9637485,"punctuated_word":"taxed","sentiment":"neutral","sentiment_score":0.16093191504478457},{"word":"at","start":2446.32,"end":2446.48,"confidence":0.8902867,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11853674054145812},{"word":"15%","start":2446.48,"end":2447.28,"confidence":0.9955908,"punctuated_word":"15%","sentiment":"neutral","sentiment_score":0.13252303004264832},{"word":"inside","start":2447.28,"end":2447.68,"confidence":0.98778206,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.1019490510225296},{"word":"super","start":2447.68,"end":2448.08,"confidence":0.9790618,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.124981626868248},{"word":"as","start":2448.08,"end":2448.24,"confidence":0.9457836,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10694405436515808},{"word":"opposed","start":2448.24,"end":2448.6401,"confidence":0.9969357,"punctuated_word":"opposed","sentiment":"neutral","sentiment_score":0.08561905473470688},{"word":"to","start":2448.6401,"end":2448.8,"confidence":0.9907617,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12034741044044496},{"word":"your","start":2448.8,"end":2448.96,"confidence":0.99904126,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10572266578674316},{"word":"marginal","start":2448.96,"end":2449.44,"confidence":0.9964139,"punctuated_word":"marginal","sentiment":"neutral","sentiment_score":0.05335573852062225},{"word":"tax","start":2449.44,"end":2449.68,"confidence":0.998793,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.12395443022251128},{"word":"rate","start":2449.68,"end":2450.18,"confidence":0.76183957,"punctuated_word":"rate.","sentiment":"neutral","sentiment_score":0.07978177815675735},{"word":"can","start":2450.24,"end":2450.48,"confidence":0.6177141,"punctuated_word":"Can","sentiment":"positive","sentiment_score":0.3634604215621948},{"word":"give","start":2450.48,"end":2450.6401,"confidence":0.99415576,"punctuated_word":"give","sentiment":"positive","sentiment_score":0.3919852375984192},{"word":"you","start":2450.6401,"end":2450.72,"confidence":0.99974054,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.48986124992370605},{"word":"the","start":2450.72,"end":2450.8801,"confidence":0.9943845,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4788854718208313},{"word":"benefit","start":2450.8801,"end":2451.28,"confidence":0.99884665,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.5201346278190613},{"word":"of","start":2451.28,"end":2451.44,"confidence":0.9971282,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5089497566223145},{"word":"reducing","start":2451.44,"end":2451.92,"confidence":0.96691406,"punctuated_word":"reducing","sentiment":"positive","sentiment_score":0.5357292890548706},{"word":"your","start":2451.92,"end":2452.1602,"confidence":0.99870455,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5769367814064026},{"word":"income","start":2452.1602,"end":2452.56,"confidence":0.9998969,"punctuated_word":"income","sentiment":"positive","sentiment_score":0.4753745496273041},{"word":"tax","start":2452.56,"end":2452.8801,"confidence":0.9983735,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.5670086741447449},{"word":"in","start":2452.8801,"end":2453.04,"confidence":0.9842441,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5266554951667786},{"word":"your","start":2453.04,"end":2453.28,"confidence":0.9997657,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5701416730880737},{"word":"own","start":2453.28,"end":2453.44,"confidence":0.9992454,"punctuated_word":"own","sentiment":"positive","sentiment_score":0.5168825387954712},{"word":"name","start":2453.44,"end":2453.68,"confidence":0.9778963,"punctuated_word":"name,","sentiment":"positive","sentiment_score":0.4558504819869995},{"word":"which","start":2453.68,"end":2453.92,"confidence":0.9998672,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.5529628992080688},{"word":"is","start":2453.92,"end":2454.08,"confidence":0.9979296,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6183569431304932},{"word":"fantastic","start":2454.08,"end":2454.58,"confidence":0.8793728,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.57720547914505},{"word":"but","start":2455.275,"end":2455.4348,"confidence":0.9881549,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.04431878030300141},{"word":"the","start":2455.4348,"end":2455.515,"confidence":0.9978091,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10385869443416595},{"word":"downside","start":2455.515,"end":2455.9949,"confidence":0.9969036,"punctuated_word":"downside","sentiment":"neutral","sentiment_score":-0.08455285429954529},{"word":"is","start":2455.9949,"end":2456.155,"confidence":0.99682295,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.17197369039058685},{"word":"you","start":2456.155,"end":2456.315,"confidence":0.9830951,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13518652319908142},{"word":"are","start":2456.315,"end":2456.4749,"confidence":0.9966641,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1330224871635437},{"word":"putting","start":2456.4749,"end":2456.795,"confidence":0.9987178,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.2472787648439407},{"word":"it","start":2456.795,"end":2456.875,"confidence":0.8457302,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.27317434549331665},{"word":"into","start":2456.875,"end":2457.115,"confidence":0.7781894,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.20433317124843595},{"word":"super","start":2457.115,"end":2457.515,"confidence":0.79120326,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.1643330156803131},{"word":"so","start":2457.515,"end":2457.6748,"confidence":0.99939215,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.133780375123024},{"word":"just","start":2457.6748,"end":2457.9148,"confidence":0.99323237,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1063980758190155},{"word":"making","start":2457.9148,"end":2458.155,"confidence":0.9997924,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.15138959884643555},{"word":"sure","start":2458.155,"end":2458.395,"confidence":0.99941957,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.1127290427684784},{"word":"you're","start":2458.395,"end":2458.635,"confidence":0.99887943,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.11054706573486328},{"word":"comfortable","start":2458.635,"end":2459.035,"confidence":0.99985814,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.1276623010635376},{"word":"with","start":2459.035,"end":2459.1948,"confidence":0.9997429,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.11460479348897934},{"word":"that","start":2459.1948,"end":2459.4348,"confidence":0.9998437,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11976132541894911},{"word":"level","start":2459.4348,"end":2459.9348,"confidence":0.9982834,"punctuated_word":"level.","sentiment":"neutral","sentiment_score":-0.09428994357585908},{"word":"i've","start":2460.395,"end":2460.555,"confidence":0.69016963,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.09366475045681},{"word":"recommended","start":2460.555,"end":2461.055,"confidence":0.9949898,"punctuated_word":"recommended","sentiment":"neutral","sentiment_score":0.13571178913116455},{"word":"the","start":2461.115,"end":2461.275,"confidence":0.99691063,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09652654826641084},{"word":"highest","start":2461.275,"end":2461.6748,"confidence":0.9998605,"punctuated_word":"highest","sentiment":"neutral","sentiment_score":0.07365928590297699},{"word":"amount","start":2461.6748,"end":2461.9148,"confidence":0.9989641,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.09249954670667648},{"word":"that","start":2461.9148,"end":2462.155,"confidence":0.9978921,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16612346470355988},{"word":"we","start":2462.155,"end":2462.315,"confidence":0.9981352,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1907510608434677},{"word":"talked","start":2462.315,"end":2462.635,"confidence":0.9866377,"punctuated_word":"talked","sentiment":"neutral","sentiment_score":0.1655118465423584},{"word":"about","start":2462.635,"end":2462.9548,"confidence":0.99472046,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.15120218694210052},{"word":"you","start":2462.9548,"end":2463.115,"confidence":0.90034866,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1151614636182785},{"word":"were","start":2463.115,"end":2463.355,"confidence":0.6556011,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.09835922718048096},{"word":"comfortable","start":2463.355,"end":2463.855,"confidence":0.9997267,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.08782888948917389},{"word":"with","start":2463.9148,"end":2464.4148,"confidence":0.99970764,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.17969149351119995},{"word":"because","start":2464.875,"end":2465.1948,"confidence":0.7590543,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1808183789253235},{"word":"it","start":2465.1948,"end":2465.355,"confidence":0.99989223,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.19138744473457336},{"word":"does","start":2465.355,"end":2465.595,"confidence":0.99987113,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.24443507194519043},{"word":"work","start":2465.595,"end":2465.755,"confidence":0.9981001,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.24295470118522644},{"word":"out","start":2465.755,"end":2466.075,"confidence":0.9975802,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2587431073188782},{"word":"to","start":2466.075,"end":2466.2349,"confidence":0.96039635,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21692132949829104},{"word":"the","start":2466.2349,"end":2466.395,"confidence":0.9965468,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1840285062789917},{"word":"greater","start":2466.395,"end":2466.795,"confidence":0.9438489,"punctuated_word":"greater","sentiment":"neutral","sentiment_score":0.14160269498825073},{"word":"benefit","start":2466.795,"end":2467.29,"confidence":0.98950934,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.2075122743844986},{"word":"now","start":2467.53,"end":2468.03,"confidence":0.9497856,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.1739213466644287},{"word":"but","start":2468.33,"end":2468.49,"confidence":0.85785913,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.04592357203364372},{"word":"if","start":2468.49,"end":2468.6501,"confidence":0.9995766,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02314475178718567},{"word":"you're","start":2468.6501,"end":2468.81,"confidence":0.99991703,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0031506321392953396},{"word":"not","start":2468.81,"end":2469.05,"confidence":0.9994461,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06047189235687256},{"word":"comfortable","start":2469.05,"end":2469.45,"confidence":0.99962807,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.11572223156690598},{"word":"doing","start":2469.45,"end":2469.69,"confidence":0.99895406,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.09618933498859406},{"word":"that","start":2469.69,"end":2469.85,"confidence":0.99779814,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.07902229577302933},{"word":"we","start":2469.85,"end":2470.01,"confidence":0.9998611,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.029926516115665436},{"word":"can","start":2470.01,"end":2470.17,"confidence":0.9998851,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.04174545407295227},{"word":"always","start":2470.17,"end":2470.49,"confidence":0.9998915,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.02070283889770508},{"word":"go","start":2470.49,"end":2470.81,"confidence":0.99860257,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0419515073299408},{"word":"smaller","start":2470.81,"end":2471.29,"confidence":0.8014233,"punctuated_word":"smaller.","sentiment":"neutral","sentiment_score":0.05622348561882973},{"word":"it's","start":2471.29,"end":2471.53,"confidence":0.9995601,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2315649688243866},{"word":"not","start":2471.53,"end":2471.69,"confidence":0.99992526,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.27849510312080383},{"word":"a","start":2471.69,"end":2471.77,"confidence":0.99948394,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2872569262981415},{"word":"problem","start":2471.77,"end":2472.17,"confidence":0.9999558,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.3791820704936981},{"word":"and","start":2472.17,"end":2472.49,"confidence":0.52333415,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3473091423511505},{"word":"build","start":2472.49,"end":2472.6501,"confidence":0.9979165,"punctuated_word":"build","sentiment":"positive","sentiment_score":0.4120579659938812},{"word":"it","start":2472.6501,"end":2472.81,"confidence":0.99493814,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.36146554350852966},{"word":"up","start":2472.81,"end":2472.97,"confidence":0.9994879,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.40046367049217224},{"word":"down","start":2472.97,"end":2473.1301,"confidence":0.9686004,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.3219957649707794},{"word":"the","start":2473.1301,"end":2473.29,"confidence":0.9874834,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3330700397491455},{"word":"track","start":2473.29,"end":2473.61,"confidence":0.9734524,"punctuated_word":"track.","sentiment":"neutral","sentiment_score":0.3219241797924042},{"word":"it's","start":2473.61,"end":2474.11,"confidence":0.9929713,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.3319436311721802},{"word":"these","start":2474.33,"end":2474.57,"confidence":0.99279845,"punctuated_word":"these","sentiment":"positive","sentiment_score":0.3601077198982239},{"word":"are","start":2474.57,"end":2474.6501,"confidence":0.9969416,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.3045029044151306},{"word":"all","start":2474.6501,"end":2474.81,"confidence":0.8649403,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3356687128543854},{"word":"just","start":2474.81,"end":2475.1301,"confidence":0.96255976,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.3226945102214813},{"word":"recommendations","start":2475.1301,"end":2475.6301,"confidence":0.99635124,"punctuated_word":"recommendations.","sentiment":"neutral","sentiment_score":0.29827654361724854},{"word":"there's","start":2475.85,"end":2476.09,"confidence":0.99953306,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.2489276826381683},{"word":"no","start":2476.09,"end":2476.25,"confidence":0.99978644,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.24019119143486023},{"word":"obligation","start":2476.25,"end":2476.75,"confidence":0.99958616,"punctuated_word":"obligation","sentiment":"neutral","sentiment_score":0.17758727073669434},{"word":"whatsoever","start":2476.8901,"end":2477.3901,"confidence":0.95004296,"punctuated_word":"whatsoever.","sentiment":"neutral","sentiment_score":0.20948871970176697},{"word":"you","start":2477.85,"end":2477.93,"confidence":0.9958507,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.24464362859725952},{"word":"get","start":2477.93,"end":2478.17,"confidence":0.9986461,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2784808278083801},{"word":"to","start":2478.17,"end":2478.33,"confidence":0.9991874,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28677162528038025},{"word":"read","start":2478.33,"end":2478.49,"confidence":0.99620146,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.2645917534828186},{"word":"it","start":2478.49,"end":2478.6501,"confidence":0.99631137,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24908244609832764},{"word":"through","start":2478.6501,"end":2478.8901,"confidence":0.71546453,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.27533769607543945},{"word":"decide","start":2478.8901,"end":2479.29,"confidence":0.9982849,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.26734793186187744},{"word":"what","start":2479.29,"end":2479.45,"confidence":0.9990029,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1903773546218872},{"word":"you're","start":2479.45,"end":2479.61,"confidence":0.99778306,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.20286810398101807},{"word":"comfortable","start":2479.61,"end":2480.11,"confidence":0.99962604,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.12231414020061492},{"word":"taking","start":2480.17,"end":2480.57,"confidence":0.995834,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.2323016822338104},{"word":"on","start":2480.57,"end":2480.73,"confidence":0.55687505,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1882978230714798},{"word":"board","start":2480.73,"end":2481.23,"confidence":0.9967729,"punctuated_word":"board.","sentiment":"neutral","sentiment_score":0.19681385159492493},{"word":"okay","start":2481.29,"end":2481.79,"confidence":0.98984694,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.08571165055036545},{"word":"yeah","start":2483.2349,"end":2483.7349,"confidence":0.9996698,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.21412676572799683},{"word":"yeah","start":2484.355,"end":2484.855,"confidence":0.9532695,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2600537836551666},{"word":"beautiful","start":2486.515,"end":2487.015,"confidence":0.96512455,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.631841778755188},{"word":"thank","start":2487.7148,"end":2488.035,"confidence":0.7629388,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.72667396068573},{"word":"you","start":2488.035,"end":2488.535,"confidence":0.9997474,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6461062431335449},{"word":"yeah","start":2489.795,"end":2490.295,"confidence":0.82600665,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06332603096961975},{"word":"perfect","start":2491.9548,"end":2492.4548,"confidence":0.96354246,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6989741325378418},{"word":"perfect","start":2495.76,"end":2496.26,"confidence":0.9621141,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4947423636913299},{"word":"yeah","start":2497.52,"end":2498.02,"confidence":0.9533398,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23016482591629028},{"word":"beautiful","start":2498.8,"end":2499.3,"confidence":0.9790537,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4507464766502381},{"word":"yeah","start":2506.9749,"end":2507.4749,"confidence":0.9116845,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2682592570781708},{"word":"if","start":2508.575,"end":2508.815,"confidence":0.98225373,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.23410913348197937},{"word":"it","start":2508.815,"end":2508.9749,"confidence":0.99961615,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2581980228424072},{"word":"doesn't","start":2508.9749,"end":2509.295,"confidence":0.9999593,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.22458410263061523},{"word":"come","start":2509.295,"end":2509.535,"confidence":0.99974805,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.2018602043390274},{"word":"through","start":2509.535,"end":2510.035,"confidence":0.9998172,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.16846692562103271},{"word":"by","start":2510.095,"end":2510.575,"confidence":0.96540624,"punctuated_word":"by,","sentiment":"neutral","sentiment_score":-0.32071420550346375},{"word":"say","start":2510.575,"end":2510.815,"confidence":0.9957868,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.3078816533088684},{"word":"six","start":2510.815,"end":2511.055,"confidence":0.99946314,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.26872244477272034},{"word":"or","start":2511.055,"end":2511.295,"confidence":0.9933467,"punctuated_word":"or","sentiment":"negative","sentiment_score":-0.33482256531715393},{"word":"07:00","start":2511.295,"end":2511.855,"confidence":0.99935615,"punctuated_word":"07:00","sentiment":"neutral","sentiment_score":-0.2440759539604187},{"word":"tonight","start":2511.855,"end":2512.355,"confidence":0.78680634,"punctuated_word":"tonight,","sentiment":"neutral","sentiment_score":-0.29236331582069397},{"word":"i","start":2512.4949,"end":2512.7349,"confidence":0.9996886,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3077785074710846},{"word":"don't","start":2512.7349,"end":2512.9749,"confidence":0.9997134,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.24677836894989016},{"word":"work","start":2512.9749,"end":2513.2148,"confidence":0.9999161,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.13421082496643066},{"word":"tomorrow","start":2513.2148,"end":2513.615,"confidence":0.9170532,"punctuated_word":"tomorrow,","sentiment":"neutral","sentiment_score":-0.15613959729671478},{"word":"but","start":2513.615,"end":2513.775,"confidence":0.9997477,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.12017622590065002},{"word":"i","start":2513.775,"end":2513.935,"confidence":0.99901474,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12365806847810744},{"word":"will","start":2513.935,"end":2514.095,"confidence":0.9994722,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.1318153440952301},{"word":"be","start":2514.095,"end":2514.175,"confidence":0.9997925,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1048244908452034},{"word":"on","start":2514.175,"end":2514.335,"confidence":0.99442965,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.11493484675884248},{"word":"my","start":2514.335,"end":2514.415,"confidence":0.9997507,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.13656820356845856},{"word":"emails","start":2514.415,"end":2514.7349,"confidence":0.89760375,"punctuated_word":"emails.","sentiment":"neutral","sentiment_score":-0.13766148686408997},{"word":"i've","start":2514.7349,"end":2514.895,"confidence":0.99374294,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.09713157266378404},{"word":"got","start":2514.895,"end":2515.055,"confidence":0.9992582,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.13358624279499054},{"word":"some","start":2515.055,"end":2515.2148,"confidence":0.9985858,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.12157414108514786},{"word":"phone","start":2515.2148,"end":2515.4548,"confidence":0.3968817,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":-0.11137242615222932},{"word":"notes","start":2515.4548,"end":2515.615,"confidence":0.54057735,"punctuated_word":"notes","sentiment":"neutral","sentiment_score":-0.1059371456503868},{"word":"to","start":2515.615,"end":2515.775,"confidence":0.45813513,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14209701120853424},{"word":"write","start":2515.775,"end":2515.935,"confidence":0.7255415,"punctuated_word":"write.","sentiment":"neutral","sentiment_score":-0.20833897590637207},{"word":"so","start":2515.935,"end":2516.095,"confidence":0.8656103,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1262447088956833},{"word":"i","start":2516.095,"end":2516.175,"confidence":0.999329,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1168181449174881},{"word":"will","start":2516.175,"end":2516.335,"confidence":0.9994555,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.1332080364227295},{"word":"be","start":2516.335,"end":2516.415,"confidence":0.9984053,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.11648376286029816},{"word":"working","start":2516.415,"end":2516.7349,"confidence":0.9997601,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.09115415066480637},{"word":"late","start":2516.7349,"end":2516.9749,"confidence":0.9977315,"punctuated_word":"late","sentiment":"neutral","sentiment_score":-0.1071699559688568},{"word":"tonight","start":2516.9749,"end":2517.375,"confidence":0.98776734,"punctuated_word":"tonight.","sentiment":"neutral","sentiment_score":-0.14000023901462555},{"word":"so","start":2517.375,"end":2517.775,"confidence":0.99961406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04560202360153198},{"word":"if","start":2517.775,"end":2517.855,"confidence":0.99634355,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.06046544760465622},{"word":"you","start":2517.855,"end":2518.015,"confidence":0.99964476,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08627420663833618},{"word":"don't","start":2518.015,"end":2518.255,"confidence":0.99985826,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08788862079381943},{"word":"see","start":2518.255,"end":2518.4949,"confidence":0.9986993,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.07712896913290024},{"word":"it","start":2518.4949,"end":2518.575,"confidence":0.9706071,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14938777685165405},{"word":"by","start":2518.575,"end":2518.7349,"confidence":0.9715225,"punctuated_word":"by,","sentiment":"neutral","sentiment_score":-0.1940193772315979},{"word":"say","start":2518.7349,"end":2519.07,"confidence":0.99721724,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.18438005447387695},{"word":"six","start":2519.1501,"end":2519.23,"confidence":0.93544,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.11591886729002},{"word":"or","start":2519.23,"end":2519.3901,"confidence":0.9487068,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.16157446801662445},{"word":"seven","start":2519.3901,"end":2519.55,"confidence":0.99971026,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.11147818714380264},{"word":"tonight","start":2519.55,"end":2520.03,"confidence":0.9967338,"punctuated_word":"tonight,","sentiment":"neutral","sentiment_score":-0.11524087190628052},{"word":"feel","start":2520.03,"end":2520.27,"confidence":0.99939597,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.04707581177353859},{"word":"free","start":2520.27,"end":2520.4302,"confidence":0.99980503,"punctuated_word":"free","sentiment":"neutral","sentiment_score":-0.01792304217815399},{"word":"to","start":2520.4302,"end":2520.6702,"confidence":0.99892884,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0664893388748169},{"word":"email","start":2520.6702,"end":2520.99,"confidence":0.99959177,"punctuated_word":"email","sentiment":"neutral","sentiment_score":-0.045068927109241486},{"word":"me","start":2520.99,"end":2521.23,"confidence":0.9214268,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":-0.06255927681922913},{"word":"and","start":2521.23,"end":2521.3901,"confidence":0.9997671,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.044982556253671646},{"word":"i'll","start":2521.3901,"end":2521.6301,"confidence":0.999972,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.03625625744462013},{"word":"get","start":2521.6301,"end":2521.71,"confidence":0.99992275,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.06831519305706024},{"word":"one","start":2521.71,"end":2521.87,"confidence":0.9998369,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.07283207774162292},{"word":"of","start":2521.87,"end":2522.03,"confidence":0.9878614,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07882282882928848},{"word":"the","start":2522.03,"end":2522.11,"confidence":0.99871397,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07863789796829224},{"word":"team","start":2522.11,"end":2522.35,"confidence":0.9948665,"punctuated_word":"team","sentiment":"neutral","sentiment_score":-0.04721125215291977},{"word":"to","start":2522.35,"end":2522.51,"confidence":0.9941361,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05285174027085304},{"word":"send","start":2522.51,"end":2522.6702,"confidence":0.9998031,"punctuated_word":"send","sentiment":"neutral","sentiment_score":-0.050138022750616074},{"word":"it","start":2522.6702,"end":2522.83,"confidence":0.9973475,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07691515982151031},{"word":"through","start":2522.83,"end":2523.07,"confidence":0.99980694,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.046992894262075424},{"word":"to","start":2523.07,"end":2523.1501,"confidence":0.9902035,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06350623071193695},{"word":"you","start":2523.1501,"end":2523.31,"confidence":0.9893573,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08173467218875885},{"word":"via","start":2523.31,"end":2523.71,"confidence":0.995469,"punctuated_word":"via","sentiment":"neutral","sentiment_score":-0.04140223562717438},{"word":"adobe","start":2523.71,"end":2524.11,"confidence":0.99061334,"punctuated_word":"Adobe","sentiment":"neutral","sentiment_score":-0.04029812291264534},{"word":"or","start":2524.11,"end":2524.23,"confidence":0.9885616,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.08099183440208435},{"word":"a","start":2524.23,"end":2524.35,"confidence":0.9930767,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11776089668273926},{"word":"different","start":2524.35,"end":2524.6702,"confidence":0.9998647,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.06440078467130661},{"word":"way","start":2524.6702,"end":2524.99,"confidence":0.9997323,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.08417418599128723},{"word":"tomorrow","start":2524.99,"end":2525.49,"confidence":0.9991989,"punctuated_word":"tomorrow.","sentiment":"neutral","sentiment_score":-0.09665131568908691},{"word":"okay","start":2525.79,"end":2526.29,"confidence":0.98355037,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":-0.003836426883935928},{"word":"yeah","start":2526.99,"end":2527.49,"confidence":0.98463327,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03171340376138687},{"word":"thank","start":2528.27,"end":2528.59,"confidence":0.2632841,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.48672279715538025},{"word":"you","start":2528.59,"end":2529.09,"confidence":0.9943947,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.46265000104904175},{"word":"perfect","start":2529.95,"end":2530.45,"confidence":0.98376393,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4167358875274658},{"word":"the","start":2531.07,"end":2531.23,"confidence":0.8293189,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.1904829442501068},{"word":"only","start":2531.23,"end":2531.3901,"confidence":0.9966898,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.10483008623123168},{"word":"other","start":2531.3901,"end":2531.55,"confidence":0.9967085,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.0697057768702507},{"word":"thing","start":2531.55,"end":2531.79,"confidence":0.99923277,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.03404981642961502},{"word":"i","start":2531.79,"end":2531.95,"confidence":0.9992512,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007685855031013489},{"word":"do","start":2531.95,"end":2532.11,"confidence":0.9978442,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.015155397355556488},{"word":"need","start":2532.11,"end":2532.35,"confidence":0.9996138,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.0005897879600524902},{"word":"to","start":2532.35,"end":2532.51,"confidence":0.9978371,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.002888057380914688},{"word":"update","start":2532.51,"end":2532.9102,"confidence":0.999928,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.006535947322845459},{"word":"is","start":2532.9102,"end":2533.1501,"confidence":0.9994842,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0063803233206272125},{"word":"i","start":2533.1501,"end":2533.31,"confidence":0.8121772,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.017725590616464615},{"word":"just","start":2533.31,"end":2533.55,"confidence":0.86722296,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0130959190428257},{"word":"had","start":2533.55,"end":2533.71,"confidence":0.99081135,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.009898733347654344},{"word":"a","start":2533.71,"end":2533.79,"confidence":0.9195202,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.008612344041466713},{"word":"look","start":2533.79,"end":2533.95,"confidence":0.99959105,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.00014992058277130127},{"word":"on","start":2533.95,"end":2534.1902,"confidence":0.9993923,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.00794760137796402},{"word":"file","start":2534.1902,"end":2534.35,"confidence":0.93027747,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":-0.018127333372831345},{"word":"your","start":2534.35,"end":2534.595,"confidence":0.9996307,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":-0.0952477604150772},{"word":"id","start":2534.675,"end":2535.075,"confidence":0.9993148,"punctuated_word":"ID","sentiment":"neutral","sentiment_score":-0.08108977228403091},{"word":"has","start":2535.075,"end":2535.2349,"confidence":0.9995809,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.10785610973834991},{"word":"also","start":2535.2349,"end":2535.555,"confidence":0.99953675,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.07058250159025192},{"word":"expired","start":2535.555,"end":2535.875,"confidence":0.7658593,"punctuated_word":"expired,","sentiment":"neutral","sentiment_score":-0.1006726175546646},{"word":"so","start":2535.875,"end":2536.035,"confidence":0.9996921,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.05645608901977539},{"word":"it","start":2536.035,"end":2536.115,"confidence":0.9886856,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.061814263463020325},{"word":"is","start":2536.115,"end":2536.275,"confidence":0.98953164,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.06318403780460358},{"word":"really","start":2536.275,"end":2536.435,"confidence":0.9982736,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.05789929628372192},{"word":"important","start":2536.435,"end":2536.835,"confidence":0.99970394,"punctuated_word":"important","sentiment":"neutral","sentiment_score":-0.07365471124649048},{"word":"we","start":2536.835,"end":2536.9949,"confidence":0.9898711,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.08416467905044556},{"word":"update","start":2536.9949,"end":2537.315,"confidence":0.99977475,"punctuated_word":"update","sentiment":"neutral","sentiment_score":-0.013758592307567596},{"word":"your","start":2537.315,"end":2537.555,"confidence":0.9994536,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.04124376177787781},{"word":"id","start":2537.555,"end":2537.875,"confidence":0.99978715,"punctuated_word":"ID","sentiment":"neutral","sentiment_score":-0.026047054678201675},{"word":"on","start":2537.875,"end":2538.035,"confidence":0.9992261,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.032925162464380264},{"word":"file","start":2538.035,"end":2538.435,"confidence":0.99824065,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":-0.04285417124629021},{"word":"so","start":2538.435,"end":2538.595,"confidence":0.99967146,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005862720310688019},{"word":"if","start":2538.595,"end":2538.755,"confidence":0.99878985,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.007882300764322281},{"word":"i","start":2538.755,"end":2538.915,"confidence":0.99931824,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.002416227012872696},{"word":"send","start":2538.915,"end":2539.075,"confidence":0.99834454,"punctuated_word":"send","sentiment":"neutral","sentiment_score":-0.003013152629137039},{"word":"you","start":2539.075,"end":2539.2349,"confidence":0.9997247,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.002968002110719681},{"word":"an","start":2539.2349,"end":2539.395,"confidence":0.99837923,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.0028291307389736176},{"word":"email","start":2539.395,"end":2539.795,"confidence":0.9998504,"punctuated_word":"email","sentiment":"neutral","sentiment_score":-0.007150366902351379},{"word":"shortly","start":2539.795,"end":2540.195,"confidence":0.9984009,"punctuated_word":"shortly,","sentiment":"neutral","sentiment_score":-0.008481856435537338},{"word":"can","start":2540.195,"end":2540.435,"confidence":0.99985933,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.011750854551792145},{"word":"you","start":2540.435,"end":2540.595,"confidence":0.99988616,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01806909777224064},{"word":"just","start":2540.595,"end":2540.915,"confidence":0.99952126,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.004804790019989014},{"word":"shoot","start":2540.915,"end":2541.075,"confidence":0.9953803,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":-0.013134535402059557},{"word":"me","start":2541.075,"end":2541.2349,"confidence":0.9992323,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.0211038701236248},{"word":"back","start":2541.2349,"end":2541.4749,"confidence":0.99991906,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.008775504305958748},{"word":"an","start":2541.4749,"end":2541.635,"confidence":0.994799,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.014383716508746147},{"word":"email","start":2541.635,"end":2541.955,"confidence":0.7531059,"punctuated_word":"email?","sentiment":"neutral","sentiment_score":-0.01504803355783224},{"word":"or","start":2541.955,"end":2542.435,"confidence":0.9940798,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.00815713033080101},{"word":"you've","start":2542.435,"end":2542.755,"confidence":0.9791157,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.013013362884521484},{"word":"got","start":2542.755,"end":2543.255,"confidence":0.99976796,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.005945619195699692},{"word":"or","start":2543.715,"end":2543.875,"confidence":0.9943763,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.02001979574561119},{"word":"is","start":2543.875,"end":2544.035,"confidence":0.98857445,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.021695302799344063},{"word":"it","start":2544.035,"end":2544.115,"confidence":0.99538016,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01088792085647583},{"word":"easy","start":2544.115,"end":2544.355,"confidence":0.67193216,"punctuated_word":"easy","sentiment":"neutral","sentiment_score":-0.004959464073181152},{"word":"if","start":2544.355,"end":2544.515,"confidence":0.9947877,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.027265174314379692},{"word":"i","start":2544.515,"end":2544.595,"confidence":0.9982284,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04926680028438568},{"word":"text","start":2544.595,"end":2544.835,"confidence":0.9983719,"punctuated_word":"text","sentiment":"neutral","sentiment_score":-0.040252938866615295},{"word":"you","start":2544.835,"end":2544.9949,"confidence":0.99866235,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06335945427417755},{"word":"because","start":2544.9949,"end":2545.2349,"confidence":0.46171844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.07820706069469452},{"word":"your","start":2545.2349,"end":2545.4749,"confidence":0.9966229,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.21889403462409973},{"word":"emails","start":2545.4749,"end":2545.795,"confidence":0.9944238,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":-0.20080627501010895},{"word":"are","start":2545.795,"end":2546.035,"confidence":0.9974578,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.18853098154067993},{"word":"a","start":2546.035,"end":2546.275,"confidence":0.99234575,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17237213253974917},{"word":"little","start":2546.275,"end":2546.515,"confidence":0.9996294,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.20096902549266815},{"word":"bit","start":2546.515,"end":2546.675,"confidence":0.99933213,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.23263464868068695},{"word":"slow","start":2546.675,"end":2546.9949,"confidence":0.90513647,"punctuated_word":"slow?","sentiment":"neutral","sentiment_score":-0.14771868288516998},{"word":"what's","start":2546.9949,"end":2547.2349,"confidence":0.99875796,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":-0.03660823404788971},{"word":"the","start":2547.2349,"end":2547.395,"confidence":0.99840444,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04224979132413864},{"word":"easiest","start":2547.395,"end":2547.875,"confidence":0.9987274,"punctuated_word":"easiest","sentiment":"neutral","sentiment_score":-0.01601240411400795},{"word":"way","start":2547.875,"end":2548.375,"confidence":0.7606856,"punctuated_word":"way?","sentiment":"neutral","sentiment_score":-0.009722582995891573},{"word":"did","start":2549.9502,"end":2550.1902,"confidence":0.9876459,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.015929147601127625},{"word":"you","start":2550.1902,"end":2550.27,"confidence":0.99864835,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.013983003795146942},{"word":"want","start":2550.27,"end":2550.4302,"confidence":0.9996,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.014047587290406229},{"word":"me","start":2550.4302,"end":2550.59,"confidence":0.9996464,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.010163545608520508},{"word":"to","start":2550.59,"end":2550.6702,"confidence":0.99865925,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.00929746963083744},{"word":"get","start":2550.6702,"end":2550.83,"confidence":0.9997631,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.014758290722966194},{"word":"the","start":2550.83,"end":2550.99,"confidence":0.9965971,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014918234199285507},{"word":"team","start":2550.99,"end":2551.23,"confidence":0.92463607,"punctuated_word":"team","sentiment":"neutral","sentiment_score":-0.03019113279879093},{"word":"to","start":2551.23,"end":2551.31,"confidence":0.997198,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.017290791496634483},{"word":"send","start":2551.31,"end":2551.55,"confidence":0.9997793,"punctuated_word":"send","sentiment":"neutral","sentiment_score":-0.025309337303042412},{"word":"you","start":2551.55,"end":2551.7102,"confidence":0.99952507,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.021801527589559555},{"word":"a","start":2551.7102,"end":2551.87,"confidence":0.9986467,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.010607310570776464},{"word":"text","start":2551.87,"end":2552.37,"confidence":0.99623454,"punctuated_word":"text?","sentiment":"neutral","sentiment_score":-0.011643354780972004},{"word":"just","start":2553.3901,"end":2553.7102,"confidence":0.9401913,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.0025485120713710785},{"word":"a","start":2553.7102,"end":2553.79,"confidence":0.9882002,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0014167772606015203},{"word":"copy","start":2553.79,"end":2554.11,"confidence":0.9998895,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":-0.018058110028505325},{"word":"of","start":2554.11,"end":2554.27,"confidence":0.9998276,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.010206080973148346},{"word":"your","start":2554.27,"end":2554.51,"confidence":0.9989135,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.015556355938315392},{"word":"id","start":2554.51,"end":2554.9102,"confidence":0.9993623,"punctuated_word":"ID","sentiment":"neutral","sentiment_score":-0.014938753098249435},{"word":"back","start":2554.9102,"end":2555.1501,"confidence":0.9779703,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.013813388533890247},{"word":"and","start":2555.1501,"end":2555.3901,"confidence":0.7805564,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02272537723183632},{"word":"front","start":2555.3901,"end":2555.87,"confidence":0.9950593,"punctuated_word":"front.","sentiment":"neutral","sentiment_score":-0.018191002309322357},{"word":"yeah","start":2555.87,"end":2556.37,"confidence":0.9975407,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.010435872711241244},{"word":"yep","start":2559.23,"end":2559.7102,"confidence":0.94514775,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.013032609596848488},{"word":"yeah","start":2559.7102,"end":2560.2102,"confidence":0.98516464,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.015157311223447325},{"word":"yep","start":2560.4302,"end":2560.9302,"confidence":0.90446234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.015661008656024933},{"word":"yeah","start":2563.685,"end":2564.185,"confidence":0.8675492,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04443814605474472},{"word":"no","start":2564.8052,"end":2565.3052,"confidence":0.8291807,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06933453679084778},{"word":"that's","start":2566.8052,"end":2567.205,"confidence":0.80098367,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.03175068646669388},{"word":"okay","start":2567.205,"end":2567.705,"confidence":0.9990933,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.0033523254096508026},{"word":"beautiful","start":2570.165,"end":2570.665,"confidence":0.9459805,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.1993764340877533},{"word":"if","start":2570.885,"end":2571.0452,"confidence":0.9991954,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.07754278182983398},{"word":"i","start":2571.0452,"end":2571.205,"confidence":0.9999149,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07216627895832062},{"word":"get","start":2571.205,"end":2571.365,"confidence":0.9981743,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.08177952468395233},{"word":"one","start":2571.365,"end":2571.445,"confidence":0.9997228,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.08830374479293823},{"word":"of","start":2571.445,"end":2571.605,"confidence":0.9985695,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10108837485313416},{"word":"the","start":2571.605,"end":2571.685,"confidence":0.9989484,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12271718680858612},{"word":"beautiful","start":2571.685,"end":2572.0051,"confidence":0.9962347,"punctuated_word":"beautiful","sentiment":"neutral","sentiment_score":0.14950813353061676},{"word":"admin","start":2572.0051,"end":2572.3252,"confidence":0.9980989,"punctuated_word":"admin","sentiment":"neutral","sentiment_score":0.1862303763628006},{"word":"team","start":2572.3252,"end":2572.5652,"confidence":0.9898859,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.11045314371585846},{"word":"to","start":2572.5652,"end":2572.645,"confidence":0.9813912,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09200522303581238},{"word":"send","start":2572.645,"end":2572.885,"confidence":0.9995413,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.0909065008163452},{"word":"you","start":2572.885,"end":2572.965,"confidence":0.99954045,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09407903254032136},{"word":"a","start":2572.965,"end":2573.125,"confidence":0.9991917,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08230052888393402},{"word":"text","start":2573.125,"end":2573.2852,"confidence":0.9997557,"punctuated_word":"text","sentiment":"neutral","sentiment_score":0.08493414521217346},{"word":"message","start":2573.2852,"end":2573.685,"confidence":0.9995216,"punctuated_word":"message","sentiment":"neutral","sentiment_score":0.04773830249905586},{"word":"from","start":2573.685,"end":2573.845,"confidence":0.9994117,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.06066178157925606},{"word":"the","start":2573.845,"end":2574.0051,"confidence":0.9995753,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05915103852748871},{"word":"office","start":2574.0051,"end":2574.405,"confidence":0.9991122,"punctuated_word":"office","sentiment":"neutral","sentiment_score":0.06810946762561798},{"word":"phone","start":2574.405,"end":2574.905,"confidence":0.98710144,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":0.0348457396030426},{"word":"can","start":2575.28,"end":2575.44,"confidence":0.9908494,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06061646342277527},{"word":"i","start":2575.44,"end":2575.5999,"confidence":0.9999621,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04990840703248978},{"word":"get","start":2575.5999,"end":2575.68,"confidence":0.9998091,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.03612567484378815},{"word":"you","start":2575.68,"end":2575.92,"confidence":0.9994815,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025482092052698135},{"word":"just","start":2575.92,"end":2576.16,"confidence":0.84747547,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0486750528216362},{"word":"to","start":2576.16,"end":2576.32,"confidence":0.97476226,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03763113543391228},{"word":"do","start":2576.32,"end":2576.4,"confidence":0.9904488,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.032455094158649445},{"word":"that","start":2576.4,"end":2576.56,"confidence":0.9760997,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.03712975233793259},{"word":"is","start":2576.56,"end":2576.72,"confidence":0.9996582,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.05504231154918671},{"word":"that","start":2576.72,"end":2576.88,"confidence":0.99711347,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06061936914920807},{"word":"okay","start":2576.88,"end":2577.28,"confidence":0.9997427,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.017900783568620682},{"word":"yep","start":2577.28,"end":2577.78,"confidence":0.9397677,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1256679892539978},{"word":"beautiful","start":2578.64,"end":2579.14,"confidence":0.9988232,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7412608861923218},{"word":"i'm","start":2579.2,"end":2579.3599,"confidence":0.9923054,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.19711178541183472},{"word":"very","start":2579.3599,"end":2579.68,"confidence":0.9981845,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.15692590177059174},{"word":"security","start":2579.68,"end":2580.0,"confidence":0.965869,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.1254834681749344},{"word":"conscious","start":2580.0,"end":2580.4,"confidence":0.78606963,"punctuated_word":"conscious,","sentiment":"neutral","sentiment_score":0.15557335317134857},{"word":"so","start":2580.4,"end":2580.64,"confidence":0.939507,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1501893550157547},{"word":"i'll","start":2580.64,"end":2580.8,"confidence":0.99979335,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1412988007068634},{"word":"get","start":2580.8,"end":2581.04,"confidence":0.99955195,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1446371227502823},{"word":"kaden","start":2581.04,"end":2581.3599,"confidence":0.64597094,"punctuated_word":"Kaden","sentiment":"neutral","sentiment_score":0.11975358426570892},{"word":"to","start":2581.3599,"end":2581.52,"confidence":0.99791354,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1277887523174286},{"word":"send","start":2581.52,"end":2581.76,"confidence":0.9999168,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.1371183544397354},{"word":"that","start":2581.76,"end":2581.92,"confidence":0.9998847,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1464848518371582},{"word":"message","start":2581.92,"end":2582.32,"confidence":0.9999435,"punctuated_word":"message","sentiment":"neutral","sentiment_score":0.11947653442621232},{"word":"through","start":2582.32,"end":2582.56,"confidence":0.9982924,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.12432911247015},{"word":"on","start":2582.56,"end":2582.72,"confidence":0.99409014,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1573479026556015},{"word":"the","start":2582.72,"end":2582.88,"confidence":0.99982977,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16164468228816986},{"word":"office","start":2582.88,"end":2583.2,"confidence":0.989714,"punctuated_word":"office","sentiment":"neutral","sentiment_score":0.15447455644607544},{"word":"mobile","start":2583.2,"end":2583.5999,"confidence":0.9976827,"punctuated_word":"mobile","sentiment":"neutral","sentiment_score":0.15645867586135864},{"word":"shortly","start":2583.5999,"end":2584.08,"confidence":0.9902547,"punctuated_word":"shortly","sentiment":"neutral","sentiment_score":0.16612249612808228},{"word":"asking","start":2584.08,"end":2584.4,"confidence":0.8435954,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":0.1455259770154953},{"word":"for","start":2584.4,"end":2584.56,"confidence":0.79444826,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12097305059432983},{"word":"your","start":2584.56,"end":2584.8,"confidence":0.9961559,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09358525276184082},{"word":"id","start":2584.8,"end":2585.3,"confidence":0.99753034,"punctuated_word":"ID.","sentiment":"neutral","sentiment_score":0.08876295387744904},{"word":"he'll","start":2585.3599,"end":2585.76,"confidence":0.9792342,"punctuated_word":"He'll","sentiment":"neutral","sentiment_score":0.07795929163694382},{"word":"say","start":2585.76,"end":2586.0,"confidence":0.8982078,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.0937720388174057},{"word":"hi","start":2586.0,"end":2586.16,"confidence":0.9565524,"punctuated_word":"hi.","sentiment":"neutral","sentiment_score":0.100775845348835},{"word":"it's","start":2586.16,"end":2586.4,"confidence":0.99968135,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.09804128110408784},{"word":"kaden","start":2586.4,"end":2586.9,"confidence":0.9042409,"punctuated_word":"Kaden.","sentiment":"neutral","sentiment_score":0.11613544076681136},{"word":"so","start":2587.455,"end":2587.5352,"confidence":0.98780584,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20035825669765472},{"word":"that","start":2587.5352,"end":2587.695,"confidence":0.99493295,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22490738332271576},{"word":"way","start":2587.695,"end":2587.935,"confidence":0.77160347,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.2434750348329544},{"word":"you","start":2587.935,"end":2588.0952,"confidence":0.99982893,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2808678150177002},{"word":"know","start":2588.0952,"end":2588.3352,"confidence":0.9990069,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.28943896293640137},{"word":"it's","start":2588.3352,"end":2588.5752,"confidence":0.87366873,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.31592684984207153},{"word":"secure","start":2588.5752,"end":2588.975,"confidence":0.97523487,"punctuated_word":"secure.","sentiment":"neutral","sentiment_score":0.2786076068878174},{"word":"it","start":2588.975,"end":2589.0552,"confidence":0.9993747,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.36875373125076294},{"word":"is","start":2589.0552,"end":2589.2952,"confidence":0.99871135,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.3290289044380188},{"word":"definitely","start":2589.2952,"end":2589.615,"confidence":0.999706,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.3247948884963989},{"word":"us","start":2589.615,"end":2589.855,"confidence":0.89842427,"punctuated_word":"us,","sentiment":"neutral","sentiment_score":0.31132376194000244},{"word":"and","start":2589.855,"end":2590.0151,"confidence":0.97493976,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.305401086807251},{"word":"i'll","start":2590.0151,"end":2590.175,"confidence":0.7103166,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2842072546482086},{"word":"always","start":2590.175,"end":2590.2551,"confidence":0.6012234,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.2515816390514374},{"word":"get","start":2590.2551,"end":2590.495,"confidence":0.96203595,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.24088574945926663},{"word":"you","start":2590.495,"end":2590.5752,"confidence":0.99819165,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20193468034267423},{"word":"to","start":2590.5752,"end":2590.735,"confidence":0.9914478,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21618247032165527},{"word":"take","start":2590.735,"end":2590.895,"confidence":0.9992186,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.23235757648944855},{"word":"a","start":2590.895,"end":2590.975,"confidence":0.99733514,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2436598241329193},{"word":"photo","start":2590.975,"end":2591.2952,"confidence":0.9999273,"punctuated_word":"photo","sentiment":"neutral","sentiment_score":0.27554851770401},{"word":"and","start":2591.2952,"end":2591.455,"confidence":0.99602365,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22654874622821808},{"word":"send","start":2591.455,"end":2591.615,"confidence":0.9997254,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.30809536576271057},{"word":"it","start":2591.615,"end":2591.7751,"confidence":0.99431545,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3027030825614929},{"word":"back","start":2591.7751,"end":2591.935,"confidence":0.9998259,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.30005815625190735},{"word":"to","start":2591.935,"end":2592.0952,"confidence":0.99967563,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30649328231811523},{"word":"him","start":2592.0952,"end":2592.5952,"confidence":0.99763787,"punctuated_word":"him.","sentiment":"neutral","sentiment_score":0.2216660678386688},{"word":"you","start":2593.935,"end":2594.0952,"confidence":0.2501622,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1450490951538086},{"word":"have","start":2594.0952,"end":2594.2551,"confidence":0.6929128,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.140392005443573},{"word":"voice","start":2594.2551,"end":2594.495,"confidence":0.2846334,"punctuated_word":"voice","sentiment":"neutral","sentiment_score":0.10966451466083528},{"word":"anywhere","start":2594.495,"end":2594.895,"confidence":0.26228464,"punctuated_word":"anywhere","sentiment":"neutral","sentiment_score":0.14632363617420197},{"word":"next","start":2594.895,"end":2595.0552,"confidence":0.92616135,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.11390596628189088},{"word":"to","start":2595.0552,"end":2595.135,"confidence":0.97516483,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1153780072927475},{"word":"me","start":2595.135,"end":2595.2952,"confidence":0.9988991,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.10322876274585724},{"word":"now","start":2595.2952,"end":2595.5352,"confidence":0.9785726,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.1358443796634674},{"word":"texting","start":2595.5352,"end":2595.935,"confidence":0.86801434,"punctuated_word":"texting","sentiment":"neutral","sentiment_score":0.15513885021209717},{"word":"you","start":2595.935,"end":2596.0952,"confidence":0.9383652,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.15911313891410828},{"word":"so","start":2596.0952,"end":2596.2551,"confidence":0.9987471,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.20703360438346863},{"word":"you","start":2596.2551,"end":2596.415,"confidence":0.996429,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16998523473739624},{"word":"should","start":2596.415,"end":2596.5752,"confidence":0.9989415,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.18879210948944092},{"word":"get","start":2596.5752,"end":2596.735,"confidence":0.99614257,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.151175856590271},{"word":"that","start":2596.735,"end":2597.0552,"confidence":0.8204682,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16905003786087036},{"word":"very","start":2597.0552,"end":2597.2952,"confidence":0.57398933,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.14849700033664703},{"word":"shortly","start":2597.2952,"end":2597.7952,"confidence":0.97615534,"punctuated_word":"shortly.","sentiment":"neutral","sentiment_score":0.16766974329948425},{"word":"yeah","start":2600.1,"end":2600.58,"confidence":0.93107224,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1125110536813736},{"word":"no","start":2600.58,"end":2600.82,"confidence":0.99765193,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.12878285348415375},{"word":"thank","start":2600.82,"end":2601.06,"confidence":0.9997452,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":0.2628733217716217},{"word":"you","start":2601.06,"end":2601.3,"confidence":0.99974567,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.553234338760376},{"word":"so","start":2601.3,"end":2601.54,"confidence":0.99376196,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5307687520980835},{"word":"much","start":2601.54,"end":2601.78,"confidence":0.9978606,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.609375},{"word":"for","start":2601.78,"end":2602.02,"confidence":0.9988411,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.59027099609375},{"word":"that","start":2602.02,"end":2602.52,"confidence":0.99931854,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.45758140087127686},{"word":"as","start":2602.58,"end":2602.82,"confidence":0.74362326,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.2350308299064636},{"word":"as","start":2602.82,"end":2602.9802,"confidence":0.7907827,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.20036746561527252},{"word":"i","start":2602.9802,"end":2603.1401,"confidence":0.91634804,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16631247103214264},{"word":"sort","start":2603.1401,"end":2603.3,"confidence":0.9012844,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.17988617718219757},{"word":"of","start":2603.3,"end":2603.3801,"confidence":0.8702708,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14990419149398804},{"word":"mentioned","start":2603.3801,"end":2603.7002,"confidence":0.79977435,"punctuated_word":"mentioned,","sentiment":"neutral","sentiment_score":0.12380921095609664},{"word":"the","start":2603.7002,"end":2603.86,"confidence":0.99756575,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1182810515165329},{"word":"other","start":2603.86,"end":2604.02,"confidence":0.99837106,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.11036913096904756},{"word":"thing","start":2604.02,"end":2604.1802,"confidence":0.99781066,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.11664506793022156},{"word":"to","start":2604.1802,"end":2604.5,"confidence":0.9990107,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09422001242637634},{"word":"point","start":2604.5,"end":2604.7402,"confidence":0.99667114,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.09876725822687148},{"word":"out","start":2604.7402,"end":2604.9802,"confidence":0.9967361,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.10835260152816772},{"word":"here","start":2604.9802,"end":2605.3,"confidence":0.99772877,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.1060946211218834},{"word":"is","start":2605.3,"end":2605.62,"confidence":0.8737371,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.11966347694396973},{"word":"obviously","start":2605.62,"end":2606.1,"confidence":0.9976994,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.14323090016841888},{"word":"our","start":2606.1,"end":2606.26,"confidence":0.9774939,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.13229534029960632},{"word":"advice","start":2606.26,"end":2606.58,"confidence":0.80275345,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.12689447402954102},{"word":"because","start":2606.58,"end":2606.82,"confidence":0.9987167,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1588817983865738},{"word":"you're","start":2606.82,"end":2606.9802,"confidence":0.9889583,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1665838062763214},{"word":"an","start":2606.9802,"end":2607.06,"confidence":0.9721452,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.16543911397457123},{"word":"ongoing","start":2607.06,"end":2607.4602,"confidence":0.9983726,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.1492563933134079},{"word":"client","start":2607.4602,"end":2607.78,"confidence":0.9867203,"punctuated_word":"client,","sentiment":"neutral","sentiment_score":0.1588553786277771},{"word":"it","start":2607.78,"end":2607.9402,"confidence":0.99774253,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2406220436096191},{"word":"is","start":2607.9402,"end":2608.4402,"confidence":0.99931026,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.18805375695228577},{"word":"completely","start":2608.7402,"end":2609.2202,"confidence":0.6308012,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.26229774951934814},{"word":"complimentary","start":2609.2202,"end":2609.7202,"confidence":0.8679286,"punctuated_word":"complimentary","sentiment":"neutral","sentiment_score":0.25625285506248474},{"word":"there","start":2609.86,"end":2610.1,"confidence":0.9538815,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.1881105899810791},{"word":"you","start":2610.1,"end":2610.26,"confidence":0.9865919,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.13905733823776245},{"word":"pay","start":2610.26,"end":2610.4202,"confidence":0.71787524,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.16499078273773193},{"word":"an","start":2610.4202,"end":2610.58,"confidence":0.98443395,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.13985253870487213},{"word":"ongoing","start":2610.58,"end":2610.9802,"confidence":0.9990829,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.1118810623884201},{"word":"service","start":2610.9802,"end":2611.3,"confidence":0.9908064,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.14272728562355042},{"word":"fee","start":2611.3,"end":2611.4602,"confidence":0.9721786,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.16502487659454346},{"word":"with","start":2611.4602,"end":2611.62,"confidence":0.99911505,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14259515702724457},{"word":"us","start":2611.62,"end":2611.78,"confidence":0.95288813,"punctuated_word":"us,","sentiment":"neutral","sentiment_score":0.14496688544750214},{"word":"which","start":2611.78,"end":2611.9402,"confidence":0.9976509,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.13808324933052063},{"word":"is","start":2611.9402,"end":2612.1,"confidence":0.99850476,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09152473509311676},{"word":"1.65%","start":2612.1,"end":2613.4802,"confidence":0.99237365,"punctuated_word":"1.65%.","sentiment":"neutral","sentiment_score":0.12414036691188812},{"word":"if","start":2614.125,"end":2614.205,"confidence":0.9711393,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.137244313955307},{"word":"down","start":2614.205,"end":2614.525,"confidence":0.2810202,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1083175763487816},{"word":"the","start":2614.525,"end":2614.605,"confidence":0.97619456,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10240229964256288},{"word":"track","start":2614.605,"end":2614.845,"confidence":0.75543725,"punctuated_word":"track,","sentiment":"neutral","sentiment_score":0.09952659904956818},{"word":"you","start":2614.845,"end":2615.085,"confidence":0.75422597,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09580790251493454},{"word":"wanted","start":2615.085,"end":2615.325,"confidence":0.928612,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.10668237507343292},{"word":"your","start":2615.325,"end":2615.485,"confidence":0.9846073,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10002627968788148},{"word":"wife","start":2615.485,"end":2615.605,"confidence":0.99980646,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.14504243433475494},{"word":"to","start":2615.605,"end":2615.725,"confidence":0.99541414,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14456787705421448},{"word":"come","start":2615.725,"end":2615.965,"confidence":0.99954563,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.13722741603851318},{"word":"on","start":2615.965,"end":2616.125,"confidence":0.70788425,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13202673196792605},{"word":"board","start":2616.125,"end":2616.365,"confidence":0.9966511,"punctuated_word":"board","sentiment":"neutral","sentiment_score":0.14647161960601807},{"word":"and","start":2616.365,"end":2616.445,"confidence":0.9562722,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1486048847436905},{"word":"maybe","start":2616.445,"end":2616.7651,"confidence":0.9958889,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.15405069291591644},{"word":"review","start":2616.7651,"end":2617.0051,"confidence":0.99961805,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.12218892574310304},{"word":"things","start":2617.0051,"end":2617.245,"confidence":0.99959666,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.15967042744159698},{"word":"with","start":2617.245,"end":2617.405,"confidence":0.98778874,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12256551533937454},{"word":"her","start":2617.405,"end":2617.645,"confidence":0.99955827,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.14337517321109772},{"word":"and","start":2617.645,"end":2617.725,"confidence":0.5249842,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13802115619182587},{"word":"we","start":2617.725,"end":2617.805,"confidence":0.99906427,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14416132867336273},{"word":"do","start":2617.805,"end":2618.045,"confidence":0.9911695,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.17600491642951965},{"word":"you","start":2618.045,"end":2618.205,"confidence":0.99993944,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15654855966567993},{"word":"know","start":2618.205,"end":2618.605,"confidence":0.9978485,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.18467514216899872},{"word":"look","start":2618.605,"end":2618.845,"confidence":0.9997079,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.16987188160419464},{"word":"at","start":2618.845,"end":2618.925,"confidence":0.9993278,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1570555418729782},{"word":"everything","start":2618.925,"end":2619.325,"confidence":0.99950016,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.17418557405471802},{"word":"for","start":2619.325,"end":2619.485,"confidence":0.9471376,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14042170345783234},{"word":"you","start":2619.485,"end":2619.645,"confidence":0.7398421,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15233808755874634},{"word":"for","start":2619.805,"end":2619.965,"confidence":0.98048043,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13445889949798584},{"word":"her","start":2619.965,"end":2620.205,"confidence":0.99901164,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.13128800690174103},{"word":"as","start":2620.205,"end":2620.365,"confidence":0.9997193,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12284369021654128},{"word":"well","start":2620.365,"end":2620.7651,"confidence":0.90023357,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.09801024198532104},{"word":"let","start":2620.7651,"end":2620.925,"confidence":0.9997589,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.05679693818092346},{"word":"me","start":2620.925,"end":2621.085,"confidence":0.99988663,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.04894032329320907},{"word":"know","start":2621.085,"end":2621.325,"confidence":0.9969574,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.06121109798550606},{"word":"i'm","start":2621.325,"end":2621.485,"confidence":0.9998682,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.17535260319709778},{"word":"more","start":2621.485,"end":2621.645,"confidence":0.9999393,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.22197186946868896},{"word":"than","start":2621.645,"end":2621.805,"confidence":0.99957436,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.25422513484954834},{"word":"happy","start":2621.805,"end":2622.125,"confidence":0.9999099,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.3473411202430725},{"word":"to","start":2622.125,"end":2622.205,"confidence":0.99777395,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23878027498722076},{"word":"touch","start":2622.205,"end":2622.445,"confidence":0.9992317,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.21645328402519223},{"word":"base","start":2622.445,"end":2622.7651,"confidence":0.97900844,"punctuated_word":"base,","sentiment":"neutral","sentiment_score":0.21938100457191467},{"word":"have","start":2622.7651,"end":2622.925,"confidence":0.99867815,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2207683026790619},{"word":"a","start":2622.925,"end":2623.0051,"confidence":0.97762144,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19580352306365967},{"word":"chat","start":2623.0051,"end":2623.245,"confidence":0.9973828,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.1967597603797913},{"word":"to","start":2623.245,"end":2623.325,"confidence":0.74470115,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1742771565914154},{"word":"you","start":2623.325,"end":2623.405,"confidence":0.7084515,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19331124424934387},{"word":"about","start":2623.405,"end":2623.645,"confidence":0.99667585,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.13888761401176453},{"word":"what","start":2623.645,"end":2623.805,"confidence":0.9990196,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.14406001567840576},{"word":"we","start":2623.805,"end":2623.965,"confidence":0.9996474,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12158208340406418},{"word":"do","start":2623.965,"end":2624.465,"confidence":0.9973597,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.1316385120153427},{"word":"if","start":2624.525,"end":2624.685,"confidence":0.9799304,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.1421613097190857},{"word":"she","start":2624.685,"end":2624.925,"confidence":0.9998265,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.12016542255878448},{"word":"does","start":2624.925,"end":2625.165,"confidence":0.9997744,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.07414577156305313},{"word":"decide","start":2625.165,"end":2625.485,"confidence":0.998816,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.10345005244016647},{"word":"to","start":2625.485,"end":2625.565,"confidence":0.99917704,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11351729929447174},{"word":"come","start":2625.565,"end":2625.805,"confidence":0.99973315,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.12100495398044586},{"word":"on","start":2625.805,"end":2625.885,"confidence":0.93086356,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10848652571439744},{"word":"board","start":2625.885,"end":2626.125,"confidence":0.9850397,"punctuated_word":"board,","sentiment":"neutral","sentiment_score":0.1296314150094986},{"word":"we","start":2626.125,"end":2626.285,"confidence":0.9996681,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16929058730602264},{"word":"do","start":2626.285,"end":2626.445,"confidence":0.999739,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14556901156902313},{"word":"have","start":2626.445,"end":2626.605,"confidence":0.9997253,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1832519769668579},{"word":"a","start":2626.605,"end":2626.7651,"confidence":0.99925154,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16109326481819153},{"word":"coupling","start":2626.7651,"end":2627.245,"confidence":0.98307806,"punctuated_word":"coupling","sentiment":"neutral","sentiment_score":0.12889279425144196},{"word":"fee","start":2627.245,"end":2627.485,"confidence":0.97578955,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.14033755660057068},{"word":"for","start":2627.485,"end":2627.725,"confidence":0.99941397,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12828676402568817},{"word":"couples","start":2627.725,"end":2628.205,"confidence":0.99848574,"punctuated_word":"couples","sentiment":"neutral","sentiment_score":0.14496932923793793},{"word":"as","start":2628.205,"end":2628.365,"confidence":0.99952745,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1650775671005249},{"word":"well","start":2628.365,"end":2628.605,"confidence":0.7380013,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.18577146530151367},{"word":"so","start":2628.605,"end":2628.7651,"confidence":0.9991893,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.18515868484973907},{"word":"we","start":2628.7651,"end":2628.845,"confidence":0.9995054,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1922442466020584},{"word":"can","start":2628.845,"end":2629.085,"confidence":0.9990771,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.20789293944835663},{"word":"reduce","start":2629.085,"end":2629.405,"confidence":0.9980483,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":0.1590958684682846},{"word":"the","start":2629.405,"end":2629.62,"confidence":0.9774476,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18445682525634768},{"word":"fees","start":2629.7002,"end":2629.86,"confidence":0.9770585,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":0.13548190891742706},{"word":"down","start":2629.86,"end":2629.98,"confidence":0.91796106,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1492590457201004},{"word":"for","start":2629.98,"end":2630.1,"confidence":0.9914016,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19286926090717316},{"word":"both","start":2630.1,"end":2630.34,"confidence":0.9983494,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.17632488906383514},{"word":"of","start":2630.34,"end":2630.4202,"confidence":0.99889356,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1836142539978027},{"word":"you","start":2630.4202,"end":2630.6602,"confidence":0.99930465,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2099478542804718},{"word":"to","start":2630.6602,"end":2630.82,"confidence":0.9959709,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14499756693840027},{"word":"1.1","start":2630.82,"end":2631.9402,"confidence":0.99486995,"punctuated_word":"1.1.","sentiment":"neutral","sentiment_score":0.11048780381679536},{"word":"so","start":2631.9402,"end":2632.4402,"confidence":0.9989668,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09232893586158752},{"word":"we","start":2632.82,"end":2633.06,"confidence":0.66115385,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07657290995121002},{"word":"just","start":2633.06,"end":2633.3,"confidence":0.9993179,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08030460774898529},{"word":"wanted","start":2633.3,"end":2633.62,"confidence":0.9980742,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.08136522024869919},{"word":"to","start":2633.62,"end":2634.12,"confidence":0.9980465,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09743746370077132},{"word":"let","start":2634.1802,"end":2634.34,"confidence":0.9990964,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.09514384716749193},{"word":"you","start":2634.34,"end":2634.5,"confidence":0.99964607,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0931575745344162},{"word":"know","start":2634.5,"end":2634.82,"confidence":0.9999095,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.10222890973091124},{"word":"about","start":2634.82,"end":2635.1401,"confidence":0.9990552,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12307662516832352},{"word":"that","start":2635.1401,"end":2635.3,"confidence":0.99961805,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11162281036376952},{"word":"option","start":2635.3,"end":2635.62,"confidence":0.9995956,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.0955626517534256},{"word":"down","start":2635.62,"end":2635.78,"confidence":0.99974364,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.11102599650621414},{"word":"the","start":2635.78,"end":2636.02,"confidence":0.99856913,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11130176484584808},{"word":"track","start":2636.02,"end":2636.26,"confidence":0.9185555,"punctuated_word":"track,","sentiment":"neutral","sentiment_score":0.09854631870985033},{"word":"but","start":2636.26,"end":2636.4202,"confidence":0.98475885,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.09305047988891602},{"word":"there's","start":2636.4202,"end":2636.7402,"confidence":0.8964276,"punctuated_word":"there's,","sentiment":"neutral","sentiment_score":0.1226198822259903},{"word":"you","start":2636.7402,"end":2636.9001,"confidence":0.9931566,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13557465374469757},{"word":"know","start":2636.9001,"end":2637.2202,"confidence":0.99844044,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.12872684001922607},{"word":"no","start":2637.2202,"end":2637.4602,"confidence":0.9992028,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.11322972178459167},{"word":"obligation","start":2637.4602,"end":2637.9602,"confidence":0.9997484,"punctuated_word":"obligation","sentiment":"neutral","sentiment_score":0.08491705358028412},{"word":"whatsoever","start":2638.02,"end":2638.52,"confidence":0.93521696,"punctuated_word":"whatsoever.","sentiment":"neutral","sentiment_score":0.11269679665565492},{"word":"and","start":2638.58,"end":2638.7402,"confidence":0.9995801,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12602876126766205},{"word":"when","start":2638.7402,"end":2638.9001,"confidence":0.99974245,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.11722033470869064},{"word":"you","start":2638.9001,"end":2639.06,"confidence":0.99721164,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12916743755340576},{"word":"guys","start":2639.06,"end":2639.3,"confidence":0.9988223,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.129095196723938},{"word":"know","start":2639.3,"end":2639.4602,"confidence":0.9983302,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.12603279948234558},{"word":"a","start":2639.4602,"end":2639.54,"confidence":0.99008894,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1072516217827797},{"word":"bit","start":2639.54,"end":2639.7002,"confidence":0.99815184,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09184734523296356},{"word":"more","start":2639.7002,"end":2639.86,"confidence":0.9996037,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.07528164982795715},{"word":"about","start":2639.86,"end":2640.02,"confidence":0.99783224,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08574483543634415},{"word":"the","start":2640.02,"end":2640.26,"confidence":0.9996747,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08918748795986176},{"word":"inheritance","start":2640.26,"end":2640.76,"confidence":0.8674789,"punctuated_word":"inheritance","sentiment":"neutral","sentiment_score":0.1114397794008255},{"word":"side","start":2640.82,"end":2641.06,"confidence":0.99896526,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.11659692227840424},{"word":"of","start":2641.06,"end":2641.2202,"confidence":0.99906963,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10258450359106064},{"word":"things","start":2641.2202,"end":2641.635,"confidence":0.9953711,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.11854991316795348},{"word":"i'll","start":2642.195,"end":2642.355,"confidence":0.9796379,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0960470288991928},{"word":"book","start":2642.355,"end":2642.515,"confidence":0.9924419,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.1416063755750656},{"word":"in","start":2642.515,"end":2642.595,"confidence":0.9897625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1008625254034996},{"word":"a","start":2642.595,"end":2642.7551,"confidence":0.98760635,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11745607852935792},{"word":"time","start":2642.7551,"end":2642.995,"confidence":0.98782337,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.12272302806377412},{"word":"to","start":2642.995,"end":2643.075,"confidence":0.9994324,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12543265521526337},{"word":"have","start":2643.075,"end":2643.1948,"confidence":0.99953353,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13971272110939026},{"word":"a","start":2643.1948,"end":2643.315,"confidence":0.9910289,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11496278643608092},{"word":"chat","start":2643.315,"end":2643.555,"confidence":0.9965743,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.13268554210662842},{"word":"with","start":2643.555,"end":2643.715,"confidence":0.9997197,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1249820813536644},{"word":"both","start":2643.715,"end":2643.955,"confidence":0.9976338,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.14010144770145416},{"word":"of","start":2643.955,"end":2644.035,"confidence":0.9901585,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14788661897182465},{"word":"you","start":2644.035,"end":2644.275,"confidence":0.9984248,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.13987143337726593},{"word":"it","start":2644.275,"end":2644.435,"confidence":0.9996269,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.13412733376026154},{"word":"can","start":2644.435,"end":2644.595,"confidence":0.9982388,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1103263422846794},{"word":"be","start":2644.595,"end":2644.7551,"confidence":0.99973947,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1351679265499115},{"word":"anytime","start":2644.7551,"end":2645.235,"confidence":0.52138954,"punctuated_word":"anytime","sentiment":"neutral","sentiment_score":0.1295611560344696},{"word":"that","start":2645.235,"end":2645.475,"confidence":0.9691841,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1526377499103546},{"word":"suits","start":2645.475,"end":2645.795,"confidence":0.99035597,"punctuated_word":"suits","sentiment":"neutral","sentiment_score":0.11242923140525818},{"word":"you","start":2645.795,"end":2645.955,"confidence":0.9987954,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15331651270389557},{"word":"guys","start":2645.955,"end":2646.275,"confidence":0.94861054,"punctuated_word":"guys,","sentiment":"neutral","sentiment_score":0.17801550030708313},{"word":"and","start":2646.275,"end":2646.515,"confidence":0.9996908,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15508417785167694},{"word":"we'll","start":2646.515,"end":2646.7551,"confidence":0.9995944,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.13805550336837769},{"word":"talk","start":2646.7551,"end":2646.915,"confidence":0.9996995,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.12626558542251587},{"word":"about","start":2646.915,"end":2647.155,"confidence":0.9998405,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.09276705235242844},{"word":"what","start":2647.155,"end":2647.395,"confidence":0.9997147,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1295582503080368},{"word":"you","start":2647.395,"end":2647.555,"confidence":0.9998011,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11940357089042664},{"word":"both","start":2647.555,"end":2647.875,"confidence":0.99706703,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.1023646742105484},{"word":"wanna","start":2647.875,"end":2648.115,"confidence":0.9936272,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.13165560364723206},{"word":"see","start":2648.115,"end":2648.275,"confidence":0.9961528,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.11889556050300598},{"word":"out","start":2648.275,"end":2648.435,"confidence":0.9968696,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.10060736536979677},{"word":"of","start":2648.435,"end":2648.595,"confidence":0.99487793,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1158340349793434},{"word":"the","start":2648.595,"end":2648.7551,"confidence":0.99178606,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1008279100060463},{"word":"inheritance","start":2648.7551,"end":2649.2551,"confidence":0.9884537,"punctuated_word":"inheritance","sentiment":"neutral","sentiment_score":0.1071251779794693},{"word":"and","start":2649.315,"end":2649.475,"confidence":0.96769285,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13060057163238523},{"word":"update","start":2649.475,"end":2649.795,"confidence":0.9860094,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.14305487275123596},{"word":"the","start":2649.795,"end":2649.955,"confidence":0.99617153,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13978849351406095},{"word":"advice","start":2649.955,"end":2650.275,"confidence":0.9651176,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.10238490998744965},{"word":"there","start":2650.275,"end":2650.595,"confidence":0.99329835,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.14437493681907654},{"word":"for","start":2650.595,"end":2650.7551,"confidence":0.9995461,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1654668152332306},{"word":"you","start":2650.7551,"end":2650.915,"confidence":0.9991773,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1390283703804016},{"word":"as","start":2650.915,"end":2651.075,"confidence":0.9996338,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12477310001850128},{"word":"well","start":2651.075,"end":2651.555,"confidence":0.99952364,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.10463963449001312},{"word":"okay","start":2651.555,"end":2652.055,"confidence":0.99914634,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.19714781641960144},{"word":"how","start":2653.555,"end":2653.715,"confidence":0.6879172,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.06976787745952606},{"word":"you","start":2653.715,"end":2653.875,"confidence":0.5567183,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06056247279047966},{"word":"seeing","start":2653.875,"end":2654.375,"confidence":0.5290944,"punctuated_word":"seeing?","sentiment":"neutral","sentiment_score":0.05886486917734146},{"word":"yeah","start":2658.46,"end":2658.96,"confidence":0.9093518,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03225189447402954},{"word":"perfect","start":2660.6199,"end":2661.1199,"confidence":0.9770911,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.338436096906662},{"word":"yep","start":2667.285,"end":2667.785,"confidence":0.7562229,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.032225482165813446},{"word":"yeah","start":2674.1648,"end":2674.6648,"confidence":0.8468115,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.013210540637373924},{"word":"yep","start":2675.9248,"end":2676.4248,"confidence":0.891636,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.13007327914237976},{"word":"absolutely","start":2680.1602,"end":2680.6602,"confidence":0.9864243,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.012687362730503082},{"word":"absolutely","start":2681.28,"end":2681.78,"confidence":0.99881136,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.07040555030107498},{"word":"no","start":2685.2002,"end":2685.7002,"confidence":0.99374586,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.18629737198352816},{"word":"it","start":2686.24,"end":2686.48,"confidence":0.8031333,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.0027870461344718933},{"word":"may","start":2686.48,"end":2686.6401,"confidence":0.9578916,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.0028497129678726196},{"word":"as","start":2686.6401,"end":2686.8801,"confidence":0.85437053,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.010646810755133629},{"word":"be","start":2686.8801,"end":2687.04,"confidence":0.7064073,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.00011332519352436066},{"word":"working","start":2687.04,"end":2687.36,"confidence":0.99946505,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.0027449093759059906},{"word":"for","start":2687.36,"end":2687.52,"confidence":0.9991242,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.016520962119102478},{"word":"you","start":2687.52,"end":2688.02,"confidence":0.9996496,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.01460227183997631},{"word":"absolutely","start":2688.8,"end":2689.3,"confidence":0.9985998,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.09215885400772096},{"word":"so","start":2690.32,"end":2690.7202,"confidence":0.28983447,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11188799887895584},{"word":"perfect","start":2690.7202,"end":2691.2202,"confidence":0.7519926,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.5016822218894958},{"word":"thank","start":2691.52,"end":2691.84,"confidence":0.99894935,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5512062311172485},{"word":"you","start":2691.84,"end":2692.08,"confidence":0.99977833,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6096175909042358},{"word":"so","start":2692.08,"end":2692.4001,"confidence":0.99952424,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5849140286445618},{"word":"much","start":2692.4001,"end":2692.9001,"confidence":0.99954367,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.5492113828659058},{"word":"i","start":2693.535,"end":2693.615,"confidence":0.9704727,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12415798753499983},{"word":"will","start":2693.615,"end":2693.9348,"confidence":0.9998292,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.13185244798660278},{"word":"let","start":2693.9348,"end":2694.095,"confidence":0.9998915,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.2645202577114105},{"word":"you","start":2694.095,"end":2694.4949,"confidence":0.9999256,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28131982684135437},{"word":"i","start":2694.4949,"end":2694.7349,"confidence":0.996855,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3437808156013489},{"word":"will","start":2694.7349,"end":2694.895,"confidence":0.99996924,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.33622390031814575},{"word":"let","start":2694.895,"end":2694.9749,"confidence":0.9998919,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.4062121212482453},{"word":"you","start":2694.9749,"end":2695.2148,"confidence":0.99974746,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30420982837677},{"word":"go","start":2695.2148,"end":2695.7148,"confidence":0.96505934,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.1534396857023239},{"word":"that's","start":2695.855,"end":2696.175,"confidence":0.9745936,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1939401626586914},{"word":"okay","start":2696.175,"end":2696.675,"confidence":0.9649837,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.18140628933906555},{"word":"anytime","start":2697.135,"end":2697.635,"confidence":0.9589107,"punctuated_word":"Anytime","sentiment":"neutral","sentiment_score":0.09555260837078094},{"word":"at","start":2697.855,"end":2698.095,"confidence":0.9997024,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.056539058685302734},{"word":"all","start":2698.095,"end":2698.595,"confidence":0.99539834,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.06552840769290924},{"word":"if","start":2698.895,"end":2699.055,"confidence":0.96652,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.012817393988370895},{"word":"you","start":2699.055,"end":2699.135,"confidence":0.9998882,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006764315068721771},{"word":"as","start":2699.295,"end":2699.375,"confidence":0.9991762,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0029394589364528656},{"word":"i","start":2699.375,"end":2699.535,"confidence":0.99896705,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0132356695830822},{"word":"said","start":2699.535,"end":2699.6948,"confidence":0.99710035,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.002954002469778061},{"word":"if","start":2699.6948,"end":2699.855,"confidence":0.9992224,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.019126633182168007},{"word":"you","start":2699.855,"end":2699.9348,"confidence":0.9998259,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01894642598927021},{"word":"don't","start":2699.9348,"end":2700.175,"confidence":0.99991,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.029973182827234268},{"word":"receive","start":2700.175,"end":2700.4949,"confidence":0.99881256,"punctuated_word":"receive","sentiment":"neutral","sentiment_score":-0.06593704968690872},{"word":"that","start":2700.4949,"end":2700.655,"confidence":0.8908433,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03967620059847832},{"word":"email","start":2700.655,"end":2700.895,"confidence":0.92515004,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":-0.04012329503893852},{"word":"i","start":2700.895,"end":2701.055,"confidence":0.99980074,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04504439979791641},{"word":"will","start":2701.055,"end":2701.2148,"confidence":0.99984944,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.05389587581157684},{"word":"be","start":2701.2148,"end":2701.295,"confidence":0.99976176,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06005525961518288},{"word":"working","start":2701.295,"end":2701.6948,"confidence":0.9998838,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.01080268993973732},{"word":"late","start":2701.6948,"end":2701.855,"confidence":0.9991215,"punctuated_word":"late","sentiment":"neutral","sentiment_score":-0.02122756466269493},{"word":"tonight","start":2701.855,"end":2702.175,"confidence":0.9853845,"punctuated_word":"tonight.","sentiment":"neutral","sentiment_score":-0.02256752923130989},{"word":"so","start":2702.175,"end":2702.335,"confidence":0.98259497,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03040536865592003},{"word":"if","start":2702.335,"end":2702.4949,"confidence":0.9989557,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.050485968589782715},{"word":"you","start":2702.4949,"end":2702.575,"confidence":0.99948186,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.048041801899671555},{"word":"don't","start":2702.575,"end":2702.815,"confidence":0.9997829,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.04611268639564514},{"word":"receive","start":2702.815,"end":2703.135,"confidence":0.99842465,"punctuated_word":"receive","sentiment":"neutral","sentiment_score":-0.07288782298564911},{"word":"that","start":2703.135,"end":2703.375,"confidence":0.99830806,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04506368935108185},{"word":"email","start":2703.375,"end":2703.875,"confidence":0.99862534,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":-0.05054499953985214},{"word":"email","start":2703.9348,"end":2704.255,"confidence":0.9993942,"punctuated_word":"email","sentiment":"neutral","sentiment_score":-0.03927301615476608},{"word":"me","start":2704.255,"end":2704.655,"confidence":0.8124498,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.05082099884748459},{"word":"let","start":2704.655,"end":2704.815,"confidence":0.9991033,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":-0.024216428399086},{"word":"me","start":2704.815,"end":2705.055,"confidence":0.9998698,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.01278381049633026},{"word":"know","start":2705.055,"end":2705.4548,"confidence":0.7095756,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.019549377262592316},{"word":"or","start":2705.4548,"end":2705.9548,"confidence":0.926054,"punctuated_word":"Or,","sentiment":"neutral","sentiment_score":-0.001039150170981884},{"word":"you","start":2706.13,"end":2706.29,"confidence":0.9727386,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0037638340145349503},{"word":"know","start":2706.29,"end":2706.69,"confidence":0.8529525,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.010129979811608791},{"word":"the","start":2706.69,"end":2706.8499,"confidence":0.99929535,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02106140553951263},{"word":"office","start":2706.8499,"end":2707.17,"confidence":0.99409026,"punctuated_word":"office","sentiment":"neutral","sentiment_score":0.01816173456609249},{"word":"is","start":2707.17,"end":2707.33,"confidence":0.99736327,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.020799774676561356},{"word":"open","start":2707.33,"end":2707.65,"confidence":0.9984491,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.02585963718593121},{"word":"till","start":2707.65,"end":2707.89,"confidence":0.9911841,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.029400166124105453},{"word":"07:00","start":2707.89,"end":2708.53,"confidence":0.99942577,"punctuated_word":"07:00","sentiment":"neutral","sentiment_score":0.02531326189637184},{"word":"queensland","start":2708.53,"end":2708.93,"confidence":0.9385618,"punctuated_word":"Queensland","sentiment":"neutral","sentiment_score":0.04291435331106186},{"word":"time","start":2708.93,"end":2709.09,"confidence":0.7908664,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.03602501004934311},{"word":"so","start":2709.09,"end":2709.25,"confidence":0.9989109,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03849908709526062},{"word":"you","start":2709.25,"end":2709.33,"confidence":0.9986412,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.045794278383255005},{"word":"can","start":2709.33,"end":2709.49,"confidence":0.99446785,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03813161700963974},{"word":"always","start":2709.49,"end":2709.65,"confidence":0.9965984,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.033730648458004},{"word":"call","start":2709.65,"end":2709.89,"confidence":0.98528755,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.016114473342895508},{"word":"and","start":2709.89,"end":2709.97,"confidence":0.96582663,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.004645884037017822},{"word":"go","start":2709.97,"end":2710.13,"confidence":0.9731177,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":0.0014572590589523315},{"word":"hey","start":2710.13,"end":2710.29,"confidence":0.95184505,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":-0.021708449348807335},{"word":"it","start":2710.29,"end":2710.45,"confidence":0.99305665,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.05327910557389259},{"word":"hasn't","start":2710.45,"end":2710.77,"confidence":0.99916244,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.04018515348434448},{"word":"come","start":2710.77,"end":2710.93,"confidence":0.9991498,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.04515089839696884},{"word":"through","start":2710.93,"end":2711.09,"confidence":0.77266145,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":-0.04700633883476257},{"word":"or","start":2711.09,"end":2711.33,"confidence":0.9983773,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.01580226421356201},{"word":"just","start":2711.33,"end":2711.49,"confidence":0.9912471,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.017981335520744324},{"word":"shoot","start":2711.49,"end":2711.73,"confidence":0.9993399,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":-0.02345164678990841},{"word":"me","start":2711.73,"end":2711.89,"confidence":0.9960375,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.015763550996780396},{"word":"an","start":2711.89,"end":2711.97,"confidence":0.9982681,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.02774820476770401},{"word":"email","start":2711.97,"end":2712.29,"confidence":0.7954776,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":-0.021611344069242477},{"word":"let","start":2712.29,"end":2712.45,"confidence":0.99071395,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.03184123709797859},{"word":"me","start":2712.45,"end":2712.53,"confidence":0.9985536,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.018112272024154663},{"word":"know","start":2712.53,"end":2712.69,"confidence":0.99975616,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.04611838236451149},{"word":"it","start":2712.69,"end":2712.8499,"confidence":0.97414964,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05095802620053291},{"word":"hasn't","start":2712.8499,"end":2713.17,"confidence":0.99977934,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.039528217166662216},{"word":"come","start":2713.17,"end":2713.33,"confidence":0.99940515,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.039700381457805634},{"word":"through","start":2713.33,"end":2713.83,"confidence":0.931777,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.04310855269432068},{"word":"and","start":2713.97,"end":2714.21,"confidence":0.99967587,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.023486170917749405},{"word":"i'll","start":2714.21,"end":2714.3699,"confidence":0.999108,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.014939039014279842},{"word":"make","start":2714.3699,"end":2714.6099,"confidence":0.99979025,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.008452367037534714},{"word":"sure","start":2714.6099,"end":2714.8499,"confidence":0.9993186,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.01744743436574936},{"word":"someone","start":2714.8499,"end":2715.25,"confidence":0.9983991,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.007624410092830658},{"word":"follows","start":2715.25,"end":2715.57,"confidence":0.97703594,"punctuated_word":"follows","sentiment":"neutral","sentiment_score":-0.029374953359365463},{"word":"up","start":2715.57,"end":2715.73,"confidence":0.97538346,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.011908866465091704},{"word":"tomorrow","start":2715.73,"end":2716.13,"confidence":0.99966466,"punctuated_word":"tomorrow","sentiment":"neutral","sentiment_score":-0.0023298710584640503},{"word":"for","start":2716.13,"end":2716.29,"confidence":0.9991416,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.005619056522846222},{"word":"you","start":2716.29,"end":2716.45,"confidence":0.9912948,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010958436876535416},{"word":"and","start":2716.45,"end":2716.6099,"confidence":0.954538,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01797455921769142},{"word":"resends","start":2716.6099,"end":2717.09,"confidence":0.92559576,"punctuated_word":"resends","sentiment":"neutral","sentiment_score":-0.008419500663876534},{"word":"it","start":2717.09,"end":2717.25,"confidence":0.905597,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.00471016950905323},{"word":"another","start":2717.25,"end":2717.57,"confidence":0.999204,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.0046864282339811325},{"word":"way","start":2717.57,"end":2718.07,"confidence":0.9994379,"punctuated_word":"way.","sentiment":"neutral","sentiment_score":0.04085938632488251},{"word":"okay","start":2718.13,"end":2718.63,"confidence":0.93699586,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.041932299733161926},{"word":"it's","start":2720.565,"end":2720.885,"confidence":0.9731479,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03371322154998779},{"word":"okay","start":2720.885,"end":2721.385,"confidence":0.99522585,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.06589878350496292},{"word":"yep","start":2724.725,"end":2725.225,"confidence":0.99197793,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0115611394867301},{"word":"that's","start":2726.325,"end":2726.725,"confidence":0.97294176,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06587688624858856},{"word":"fine","start":2726.725,"end":2727.225,"confidence":0.99981475,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.08009867370128632},{"word":"absolutely","start":2729.205,"end":2729.705,"confidence":0.9601485,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.17978453636169434},{"word":"not","start":2730.085,"end":2730.325,"confidence":0.9985279,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.2462110221385956},{"word":"a","start":2730.325,"end":2730.405,"confidence":0.99807405,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18930645287036896},{"word":"problem","start":2730.405,"end":2730.645,"confidence":0.9994272,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.2366696298122406},{"word":"at","start":2730.645,"end":2730.805,"confidence":0.9749093,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.22800979018211365},{"word":"all","start":2730.805,"end":2730.965,"confidence":0.9981836,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.27625179290771484},{"word":"i","start":2730.965,"end":2731.045,"confidence":0.9978998,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22182296216487885},{"word":"just","start":2731.045,"end":2731.285,"confidence":0.99644995,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.20308418571949005},{"word":"take","start":2731.285,"end":2731.445,"confidence":0.99747974,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.16881737112998962},{"word":"fridays","start":2731.445,"end":2731.925,"confidence":0.97577786,"punctuated_word":"Fridays","sentiment":"neutral","sentiment_score":0.14471091330051422},{"word":"off","start":2731.925,"end":2732.085,"confidence":0.99902964,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.1015436351299286},{"word":"at","start":2732.085,"end":2732.245,"confidence":0.9905083,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1424354910850525},{"word":"the","start":2732.245,"end":2732.325,"confidence":0.9966181,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14391326904296875},{"word":"moment","start":2732.325,"end":2732.725,"confidence":0.9948094,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.15450133383274078},{"word":"for","start":2732.725,"end":2732.965,"confidence":0.98021704,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1054941937327385},{"word":"my","start":2732.965,"end":2733.125,"confidence":0.9948999,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.13425980508327484},{"word":"son","start":2733.125,"end":2733.445,"confidence":0.84623384,"punctuated_word":"son.","sentiment":"neutral","sentiment_score":0.1281697005033493},{"word":"so","start":2733.445,"end":2733.605,"confidence":0.97506726,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14730171859264374},{"word":"i","start":2733.605,"end":2733.765,"confidence":0.9723713,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1508974730968475},{"word":"work","start":2733.765,"end":2734.005,"confidence":0.99065524,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.14311657845973969},{"word":"monday","start":2734.005,"end":2734.405,"confidence":0.9972909,"punctuated_word":"Monday","sentiment":"neutral","sentiment_score":0.2406884729862213},{"word":"to","start":2734.405,"end":2734.565,"confidence":0.96551937,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21778789162635803},{"word":"thursday","start":2734.565,"end":2734.98,"confidence":0.8391496,"punctuated_word":"Thursday,","sentiment":"neutral","sentiment_score":0.24364495277404785},{"word":"and","start":2735.54,"end":2735.7,"confidence":0.97070247,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2488277703523636},{"word":"i","start":2735.7,"end":2735.78,"confidence":0.9991322,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1567928045988083},{"word":"work","start":2735.78,"end":2736.02,"confidence":0.9933449,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.12851913273334503},{"word":"from","start":2736.02,"end":2736.26,"confidence":0.9926053,"punctuated_word":"from,","sentiment":"neutral","sentiment_score":0.15915948152542114},{"word":"like","start":2736.26,"end":2736.42,"confidence":0.99953157,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.16211941838264465},{"word":"07:30","start":2736.42,"end":2736.98,"confidence":0.99924433,"punctuated_word":"07:30","sentiment":"neutral","sentiment_score":0.14491450786590576},{"word":"in","start":2736.98,"end":2737.14,"confidence":0.99972075,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15907911956310272},{"word":"the","start":2737.14,"end":2737.22,"confidence":0.9981194,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15747827291488647},{"word":"morning","start":2737.22,"end":2737.46,"confidence":0.9996124,"punctuated_word":"morning","sentiment":"neutral","sentiment_score":0.13955651223659515},{"word":"till","start":2737.46,"end":2737.7,"confidence":0.93341583,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.13617300987243652},{"word":"about","start":2737.7,"end":2737.94,"confidence":0.9924758,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12020556628704072},{"word":"seven","start":2737.94,"end":2738.18,"confidence":0.9993243,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.12341462075710297},{"word":"at","start":2738.18,"end":2738.42,"confidence":0.9994517,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1145038679242134},{"word":"night","start":2738.42,"end":2738.82,"confidence":0.978269,"punctuated_word":"night.","sentiment":"neutral","sentiment_score":0.1196313053369522},{"word":"so","start":2738.82,"end":2739.32,"confidence":0.9994916,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1176527813076973},{"word":"i've","start":2739.38,"end":2739.6199,"confidence":0.9983375,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.14028364419937134},{"word":"had","start":2739.6199,"end":2739.78,"confidence":0.9975932,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.16200420260429382},{"word":"that","start":2739.78,"end":2740.28,"confidence":0.4761781,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18873576819896695},{"word":"fridays","start":2740.34,"end":2740.82,"confidence":0.6012767,"punctuated_word":"Fridays","sentiment":"neutral","sentiment_score":0.11534076929092409},{"word":"off","start":2740.82,"end":2741.06,"confidence":0.98244435,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.08550427854061127},{"word":"to","start":2741.06,"end":2741.22,"confidence":0.9657411,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1172097623348236},{"word":"spend","start":2741.22,"end":2741.46,"confidence":0.86003,"punctuated_word":"spend","sentiment":"neutral","sentiment_score":0.19058634340763092},{"word":"with","start":2741.46,"end":2741.6199,"confidence":0.99726665,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.13248594105243683},{"word":"my","start":2741.6199,"end":2741.78,"confidence":0.9994698,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.11034563183784483},{"word":"little","start":2741.78,"end":2742.02,"confidence":0.99983263,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.11336252093315125},{"word":"man","start":2742.02,"end":2742.26,"confidence":0.9806358,"punctuated_word":"man","sentiment":"neutral","sentiment_score":0.153023824095726},{"word":"while","start":2742.26,"end":2742.42,"confidence":0.9702242,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.0720720887184143},{"word":"he's","start":2742.42,"end":2742.66,"confidence":0.9910771,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.08686697483062744},{"word":"a","start":2742.66,"end":2742.82,"confidence":0.997474,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08315924555063248},{"word":"small","start":2742.82,"end":2743.06,"confidence":0.99977237,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.08371809124946594},{"word":"child","start":2743.06,"end":2743.56,"confidence":0.91240585,"punctuated_word":"child.","sentiment":"neutral","sentiment_score":0.08284927904605865},{"word":"he's","start":2743.6199,"end":2743.8599,"confidence":0.9555658,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":0.04973222315311432},{"word":"my","start":2743.8599,"end":2744.1,"confidence":0.99927217,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03723398223519325},{"word":"last","start":2744.1,"end":2744.34,"confidence":0.9982779,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.02274630218744278},{"word":"one","start":2744.34,"end":2744.58,"confidence":0.99909055,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04401617124676704},{"word":"at","start":2744.58,"end":2744.82,"confidence":0.9954423,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.028722885996103287},{"word":"school","start":2744.82,"end":2745.22,"confidence":0.92494965,"punctuated_word":"school.","sentiment":"neutral","sentiment_score":0.047624051570892334},{"word":"so","start":2745.22,"end":2745.72,"confidence":0.99410325,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0693199560046196},{"word":"yeah","start":2747.23,"end":2747.73,"confidence":0.92928576,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1613970398902893},{"word":"trying","start":2749.145,"end":2749.545,"confidence":0.8961458,"punctuated_word":"Trying","sentiment":"neutral","sentiment_score":0.2592174708843231},{"word":"to","start":2749.545,"end":2749.625,"confidence":0.99957937,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1560751497745514},{"word":"have","start":2749.625,"end":2749.865,"confidence":0.9996588,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16344814002513883},{"word":"that","start":2749.865,"end":2750.025,"confidence":0.999821,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18653595447540283},{"word":"work","start":2750.025,"end":2750.265,"confidence":0.9937882,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.18325969576835632},{"word":"life","start":2750.265,"end":2750.585,"confidence":0.90760475,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.1746819168329239},{"word":"balance","start":2750.585,"end":2750.985,"confidence":0.8235326,"punctuated_word":"balance,","sentiment":"neutral","sentiment_score":0.13267570734024048},{"word":"but","start":2750.985,"end":2751.225,"confidence":0.9970209,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.12933863699436188},{"word":"making","start":2751.225,"end":2751.545,"confidence":0.99943346,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.09329760819673538},{"word":"sure","start":2751.545,"end":2751.705,"confidence":0.99966335,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.08581915497779846},{"word":"that","start":2751.705,"end":2751.945,"confidence":0.9454327,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3155773878097534},{"word":"i'm","start":2751.945,"end":2752.105,"confidence":0.99881744,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4887979030609131},{"word":"always","start":2752.105,"end":2752.425,"confidence":0.99969065,"punctuated_word":"always","sentiment":"positive","sentiment_score":0.5518239736557007},{"word":"here","start":2752.425,"end":2752.665,"confidence":0.9976853,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.4431321620941162},{"word":"for","start":2752.665,"end":2752.825,"confidence":0.9989434,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5116642713546753},{"word":"you","start":2752.825,"end":2752.985,"confidence":0.99853253,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7029139399528503},{"word":"guys","start":2752.985,"end":2753.225,"confidence":0.99811804,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.6444670557975769},{"word":"as","start":2753.225,"end":2753.385,"confidence":0.99968255,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5030166506767273},{"word":"well","start":2753.385,"end":2753.865,"confidence":0.9859079,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.4454694986343384},{"word":"so","start":2753.865,"end":2754.365,"confidence":0.99913436,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.37044772505760193},{"word":"i'm","start":2754.505,"end":2754.7449,"confidence":0.9526527,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.49522149562835693},{"word":"always","start":2754.7449,"end":2754.985,"confidence":0.99073386,"punctuated_word":"always","sentiment":"positive","sentiment_score":0.5435112714767456},{"word":"working","start":2754.985,"end":2755.385,"confidence":0.9983902,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.7064523100852966},{"word":"till","start":2755.385,"end":2755.625,"confidence":0.9467093,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.1370901316404343},{"word":"at","start":2755.625,"end":2755.705,"confidence":0.9479268,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08225507289171219},{"word":"least","start":2755.705,"end":2755.945,"confidence":0.99849844,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.1141010969877243},{"word":"seven","start":2755.945,"end":2756.185,"confidence":0.99898094,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.12191882729530334},{"word":"or","start":2756.185,"end":2756.265,"confidence":0.99513334,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0952041894197464},{"word":"08:00","start":2756.265,"end":2756.7449,"confidence":0.9995419,"punctuated_word":"08:00","sentiment":"neutral","sentiment_score":0.11513066291809082},{"word":"at","start":2756.7449,"end":2756.905,"confidence":0.9040511,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17724889516830444},{"word":"night","start":2756.905,"end":2757.145,"confidence":0.77680564,"punctuated_word":"night,","sentiment":"neutral","sentiment_score":0.13299643993377686},{"word":"monday","start":2757.145,"end":2757.385,"confidence":0.9992255,"punctuated_word":"Monday","sentiment":"neutral","sentiment_score":0.16882874071598053},{"word":"to","start":2757.385,"end":2757.545,"confidence":0.9607576,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12118511646986008},{"word":"thursday","start":2757.545,"end":2757.865,"confidence":0.8227122,"punctuated_word":"Thursday.","sentiment":"neutral","sentiment_score":0.15608777105808258},{"word":"and","start":2757.865,"end":2758.025,"confidence":0.9941181,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.030554458498954773},{"word":"often","start":2758.025,"end":2758.265,"confidence":0.54888266,"punctuated_word":"often","sentiment":"neutral","sentiment_score":0.013686943799257278},{"word":"on","start":2758.265,"end":2758.425,"confidence":0.7751359,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.001416582614183426},{"word":"fridays","start":2758.425,"end":2758.905,"confidence":0.9685267,"punctuated_word":"Fridays,","sentiment":"neutral","sentiment_score":-0.07279087603092194},{"word":"you","start":2758.905,"end":2759.065,"confidence":0.97720087,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0689607709646225},{"word":"might","start":2759.065,"end":2759.225,"confidence":0.9994986,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.08676528185606003},{"word":"get","start":2759.225,"end":2759.465,"confidence":0.9972656,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.04536367952823639},{"word":"emails","start":2759.465,"end":2759.965,"confidence":0.737237,"punctuated_word":"emails,","sentiment":"neutral","sentiment_score":0.0062194038182497025},{"word":"oh","start":2760.3,"end":2760.54,"confidence":0.99164855,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.01289873756468296},{"word":"look","start":2760.54,"end":2760.78,"confidence":0.94107985,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.016999397426843643},{"word":"i","start":2760.78,"end":2760.94,"confidence":0.99986017,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07206425815820694},{"word":"love","start":2760.94,"end":2761.1802,"confidence":0.9997272,"punctuated_word":"love","sentiment":"neutral","sentiment_score":0.10272099077701569},{"word":"what","start":2761.1802,"end":2761.4202,"confidence":0.9993123,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2248595654964447},{"word":"i","start":2761.4202,"end":2761.58,"confidence":0.9998679,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1933223456144333},{"word":"do","start":2761.58,"end":2761.9001,"confidence":0.9996798,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.22867697477340695},{"word":"this","start":2761.9001,"end":2762.22,"confidence":0.99977964,"punctuated_word":"This","sentiment":"positive","sentiment_score":0.44940605759620667},{"word":"is","start":2762.22,"end":2762.3801,"confidence":0.9991155,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.7261151075363159},{"word":"amazing","start":2762.3801,"end":2762.8801,"confidence":0.9617332,"punctuated_word":"amazing,","sentiment":"positive","sentiment_score":0.7967084646224976},{"word":"this","start":2762.94,"end":2763.1802,"confidence":0.99709606,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.894291341304779},{"word":"job","start":2763.1802,"end":2763.58,"confidence":0.99936527,"punctuated_word":"job.","sentiment":"positive","sentiment_score":0.8201921582221985},{"word":"yeah","start":2763.58,"end":2764.08,"confidence":0.99772906,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.6301279067993164},{"word":"absolutely","start":2769.58,"end":2770.08,"confidence":0.9978398,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.5577570199966431},{"word":"yeah","start":2772.795,"end":2773.195,"confidence":0.99789846,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2625819146633148},{"word":"no","start":2773.195,"end":2773.515,"confidence":0.9888103,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.06434228271245956},{"word":"thank","start":2773.515,"end":2773.755,"confidence":0.99463296,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.4396156072616577},{"word":"you","start":2773.755,"end":2774.075,"confidence":0.9993818,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5814128518104553},{"word":"so","start":2774.075,"end":2774.315,"confidence":0.9995869,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.570675253868103},{"word":"much","start":2774.315,"end":2774.555,"confidence":0.9999218,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.6172605752944946},{"word":"for","start":2774.555,"end":2774.7148,"confidence":0.99981564,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6207299828529358},{"word":"your","start":2774.7148,"end":2774.875,"confidence":0.9991291,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5890308618545532},{"word":"time","start":2774.875,"end":2775.115,"confidence":0.9997647,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.6212819814682007},{"word":"i'll","start":2775.115,"end":2775.275,"confidence":0.9934827,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.3583201766014099},{"word":"wait","start":2775.275,"end":2775.435,"confidence":0.9995153,"punctuated_word":"wait","sentiment":"positive","sentiment_score":0.4864768981933594},{"word":"for","start":2775.435,"end":2775.595,"confidence":0.99585634,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3707776665687561},{"word":"that","start":2775.595,"end":2775.755,"confidence":0.783464,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.46889474987983704},{"word":"to","start":2775.755,"end":2775.835,"confidence":0.9966259,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3607277572154999},{"word":"come","start":2775.835,"end":2775.9949,"confidence":0.9998777,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.32680439949035645},{"word":"through","start":2775.9949,"end":2776.315,"confidence":0.9990599,"punctuated_word":"through.","sentiment":"positive","sentiment_score":0.41750919818878174},{"word":"have","start":2776.315,"end":2776.4749,"confidence":0.9923828,"punctuated_word":"Have","sentiment":"positive","sentiment_score":0.4653940498828888},{"word":"a","start":2776.4749,"end":2776.555,"confidence":0.99984765,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5199114680290222},{"word":"really","start":2776.555,"end":2776.7148,"confidence":0.9998958,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5609842538833618},{"word":"good","start":2776.7148,"end":2776.875,"confidence":0.99724364,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5291298031806946},{"word":"read","start":2776.875,"end":2777.115,"confidence":0.9344912,"punctuated_word":"read","sentiment":"positive","sentiment_score":0.6154391765594482},{"word":"through","start":2777.115,"end":2777.195,"confidence":0.80540967,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.6684405207633972},{"word":"it","start":2777.195,"end":2777.275,"confidence":0.7869061,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.5412453413009644},{"word":"and","start":2777.275,"end":2777.355,"confidence":0.9460341,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.2972131371498108},{"word":"again","start":2777.355,"end":2777.675,"confidence":0.9999545,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.2790844440460205},{"word":"just","start":2777.675,"end":2777.835,"confidence":0.9995795,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3699694573879242},{"word":"let","start":2777.835,"end":2777.915,"confidence":0.99990845,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.4415428042411804},{"word":"me","start":2777.915,"end":2777.9949,"confidence":0.9994797,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.40446290373802185},{"word":"know","start":2777.9949,"end":2778.155,"confidence":0.9998423,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.46865522861480713},{"word":"if","start":2778.155,"end":2778.2349,"confidence":0.9995541,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.3675588369369507},{"word":"there's","start":2778.2349,"end":2778.4749,"confidence":0.99938047,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.3780671358108521},{"word":"any","start":2778.4749,"end":2778.555,"confidence":0.9990565,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.300523579120636},{"word":"questions","start":2778.555,"end":2778.9548,"confidence":0.9993376,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.31099122762680054},{"word":"you","start":2778.9548,"end":2779.035,"confidence":0.97963655,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3017628490924835},{"word":"have","start":2779.035,"end":2779.275,"confidence":0.98939586,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":0.27889829874038696},{"word":"it","start":2779.275,"end":2779.435,"confidence":0.999321,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.2385074943304062},{"word":"doesn't","start":2779.435,"end":2779.675,"confidence":0.9976612,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.20956265926361084},{"word":"matter","start":2779.675,"end":2779.915,"confidence":0.9998599,"punctuated_word":"matter","sentiment":"neutral","sentiment_score":0.0672856792807579},{"word":"what","start":2779.915,"end":2780.075,"confidence":0.9998584,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.11490075290203094},{"word":"that","start":2780.075,"end":2780.315,"confidence":0.9999496,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20801149308681488},{"word":"is","start":2780.315,"end":2780.635,"confidence":0.99970526,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.1653597503900528},{"word":"okay","start":2780.635,"end":2781.135,"confidence":0.9794581,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.2469738870859146},{"word":"my","start":2783.139,"end":2783.459,"confidence":0.78845817,"punctuated_word":"My","sentiment":"positive","sentiment_score":0.5442910194396973},{"word":"pleasure","start":2783.459,"end":2783.859,"confidence":0.9974297,"punctuated_word":"pleasure,","sentiment":"positive","sentiment_score":0.5900183916091919},{"word":"bradley","start":2783.859,"end":2784.259,"confidence":0.99822545,"punctuated_word":"Bradley.","sentiment":"positive","sentiment_score":0.3788964748382568},{"word":"thank","start":2784.259,"end":2784.419,"confidence":0.99988353,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5219774842262268},{"word":"you","start":2784.419,"end":2784.579,"confidence":0.99977237,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6810543537139893},{"word":"so","start":2784.579,"end":2784.739,"confidence":0.9997601,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7480442523956299},{"word":"much","start":2784.739,"end":2784.979,"confidence":0.9999608,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.8080125451087952},{"word":"for","start":2784.979,"end":2785.139,"confidence":0.98444563,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7545592188835144},{"word":"your","start":2785.139,"end":2785.299,"confidence":0.9951267,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.7253769636154175},{"word":"time","start":2785.299,"end":2785.619,"confidence":0.9998156,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.5335953831672668},{"word":"have","start":2785.619,"end":2785.859,"confidence":0.9995105,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.29227450489997864},{"word":"a","start":2785.859,"end":2785.939,"confidence":0.9995166,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.42390984296798706},{"word":"good","start":2785.939,"end":2786.179,"confidence":0.9998871,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5126378536224365},{"word":"afternoon","start":2786.179,"end":2786.679,"confidence":0.9997129,"punctuated_word":"afternoon.","sentiment":"positive","sentiment_score":0.5481363534927368},{"word":"thanks","start":2787.059,"end":2787.559,"confidence":0.9964367,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.5978842973709106},{"word":"see","start":2787.779,"end":2788.019,"confidence":0.994928,"punctuated_word":"See","sentiment":"neutral","sentiment_score":0.29276373982429504},{"word":"you","start":2788.019,"end":2788.179,"confidence":0.99968684,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20104128122329712},{"word":"later","start":2788.179,"end":2788.679,"confidence":0.9991007,"punctuated_word":"later.","sentiment":"neutral","sentiment_score":-0.09845805913209917}],"paragraphs":{"transcript":"\nHi, Bradley. It's Dana from OQ Financial. How are you this afternoon? I'm very well. Thank you.\n\nThanks for asking. I had you booked in just to run through your updated advice. Is now still a good time for you? Yep. Beautiful.\n\nExcellent. And do you have access to your emails there as well? Yep. If you don't, that is okay. It's just sometimes it's easier if you're looking at the document there with me.\n\nOtherwise, I don't wanna be talking at you. It's often easier if you can see what I'm looking at. Yeah. That's all good. Yep.\n\nJust sending it to you now. While it is coming through yep. All good. While it is coming through there, Bradley, just to double check with you, we do record our calls for quality and training purposes. Are you happy for me to proceed with that?\n\nYep. Beautiful. And just to do security there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file. Yep. Cool.\n\nFantastic. Thank you so much for that. Did you get some time off over Christmas, a bit of downtime to rest and recuperate? Yeah. Yeah.\n\nYeah. Oh, I'm so sorry. Yes. Yes. Absolutely.\n\nYeah. Wow. Yeah. No. Absolutely.\n\nIs she taking time off work or still still going? Yep. Yeah. Yep. Yeah.\n\nWow. I get that. Yeah. Yep. Oh, wow.\n\nYep. Yes. Yes. Yep. Yep.\n\nPutting health a bit more fast. Yeah. Wow. Oh, they're not letting you have any? Like, surely red wine's got some good properties in it.\n\nYep. Yeah. Yep. Yeah. Wow.\n\nYeah. Wow. Yep. Wow. Yep.\n\nAbsolutely. Yeah. Yeah. Definitely. Yeah.\n\nYeah. Well, hopefully, it all gets, you know, back to normal with, you know, the changes and everything. And, hopefully, she can get back to having that rattle in. That'd be amazing down the track. Something to look forward to.\n\nYeah. Well, because the last thing is she stays in remission that every doesn't come back in any way, shape, or form, but I'll make sure I'm keeping up to date with you. Yeah. Wow. That's a huge change.\n\nYeah. Yeah. Yes. This one. Yes.\n\nYeah. Yeah. A lot. Yeah. Yeah.\n\nAbsolutely. Yeah. Mhmm. Yes. Yes.\n\nYeah. Definitely. Yep. Yeah. Most definitely.\n\nIt's definitely something I wanna talk to you about. I know that was something that was coming up, and you were last time we spoke, you were sort of mentioning you were hopefully gonna have that money around about sort of March this year, if not a little bit later. Do you when do you know when that sort of might be coming or how much you're expecting from that? Yep. Yep.\n\nYep. Okay. Yep. Okay. Yep.\n\nYes. Yeah. Absolutely. Yeah. No.\n\nThat's perfect. Well, when you know, I sort of just need to know how much you're gonna be able to get. So when you sort of have a really good idea of how much you're expecting, then we can definitely tap into the advice and talk more about what your goals are. It might be really important to talk to both of you as well because this is also got to do with your partner as well. So we'll have a really good chat with both of you, talk about what your goals are, what you guys wanna achieve from the funds, what you're hoping you're accessible, what your, you know, medium term goals are down the track if we're just looking at retirement or if you want it sort of working somewhere else for you.\n\nAnd then I can absolutely do off an advice document to support you guys and help you through that. That's not a problem at all. Okay. Easy. Not a worry.\n\nHas that email popped through to you at all? Yeah. Absolutely. I have here so sorry. I'll just go back.\n\nYour email address I have here is rose31@cpg.com.au. If it's it might be slow. Yeah. Alright. Right.\n\nThat's okay. Yep. That's okay. Did you want us to change the email on your file as well and on your super? Yep.\n\nThat's okay. What we'll do is we will need to, before you close the email down, have it swapped over on hub twenty four. It is a change of details form because your email is quite important to the platform. It's part of your login. So what I'll do is after the call, I can get my admin team to organize the change of details form.\n\nCan I grab your new email as well just so we can kinda prefill the form for you? Yeah. Brad j row, all lowercase, one word. Yep. Yep.\n\nG mail dot com. Perfect. All good. Thank you so much for that. I'll get the change of details form done up.\n\nWe'll get you to sign that, return it back, and then we can have that all changed over with Hub twenty four and on our system. And that way, everything's all sorted. So when you wind down that email and don't have anymore, everything else is covered. You're not missing out on anything. Beautiful.\n\nThat's okay. Hasn't come through. Not in the junk mail either. That's okay. That's okay.\n\nIt might take a little bit. Sometimes the technology or the emails take a little bit to come through. I'm more than happy to run through the advice for you, and then I'll follow-up later to make sure it does come through. And if it doesn't, let me know. Yeah.\n\nThat's that's okay. I'll run through the recommendations there for you, and then I'll let you go back and have a really good read of it. I do wanna apologize for the length of time it's taken us to get this far. We have been a bit backlogged with the amount of advice that needs to be provided. Retirement is a huge area at the moment, and with, you know, two point four million people about to no.\n\nI'm not going anywhere. I promise I will always be him. There there is no risk of me leaving in any way, shape, or form. I love my job, and I'm here for you. But we just had we just got really backlogged.\n\nI, unfortunately, had about 80 advice pieces to try and get it out and with Christmas and everything happening. And I never wanna say no to a client. So I was pushing trying to get everything through, and I wanted to prioritize yours. But I do apologize for the length of time. It shouldn't have taken this long for you.\n\nOkay? No. That's okay. I promise you if I I will never leave you. I'll be here forever.\n\nI promise, Brad. Yeah. If I win LOTA, I'll share it with you. I promise. Absolutely.\n\nAnd these calls are recorded. Don't forget. So you have that on a recorded line now? No. It's all good.\n\nWith the advice you said has been scoped into certain areas, we are looking at superannuation. I have factored in the estate planning side of things for you, and we're limited scoping in retirement planning. So you are about seven years away from retirement at the moment. Retirement is on your mind, so we're making sure that your super is working harder for you. We are looking at ways to boost super over the next couple of years so that you do get a bit more out of your time and longevity out of your super there as well.\n\nOkay? The document has been prepared for yourself, Bradley Rowe, by myself, Dana Taylor, and my beautiful team here at Oakview Financial, and my authorized representative number under Oakview is 1304394. Attached to the email when it comes through, there are a few documents that might be why it's taking a bit longer to come through. But we do have the financial services guide attached, so it does have all the information on myself, my licensing information there as well. So because down the track, we are gonna talk more about what to do with the inheritance money.\n\nYou know, your wife might have a few questions about me and what I do and what a financial adviser does, so feel free to share that financial services guide with her as well. Okay. Yep. Perfect. So as I mentioned, we are scoping in Superannuation, the estate planning side of things.\n\nThere's a limited scope with regard to the retirement planning areas and also personal insurance. If you're not looking to change your insurances at the moment, you were happy with the level cover of life and TPD. But because they are held inside of super, it's appropriate to scope it in on a limited basis, noting we're not making any changes, but it does have an effect on your retirement. So it's about just making sure we're correcting that. And then scoping out for the moment the cash loan inheritance side of things.\n\nWhen you know how much you're able to get, we'll have a much more detailed conversation, talk about what we can do there, what your goals are, and we'll update some financial personal advice for you to help you along that way as well. Okay. Beautiful. Now as you are going through, I know it has been a a few months since we sort of touched base. I've got all of your assets and liabilities noted in there.\n\nWhen you do have a look at those, if there's any major changes that you would want me to update in the back end, feel free to let me know. None of these do reflect on the advice or change the advice in any way. It's just more for our information, making sure we update everything in the back end for you. Okay? Perfect.\n\nEasy. Now with regard to the recommendations with the super, so I did have a look at Hub twenty four and all the other superannuation funds out there, noting that Hub twenty four is still a appropriate see if for yourself. So I'm recommending you stay within Hub 24. However, I am making a recommendation that we make some changes to the investments there. One of the underlying investments you had was bank hybrids.\n\nThey are more of a defensive investment. Bank hybrids are like investing in the big four banks, and they kind of build these little hybrid products which have loans and credit funds inside them. We're actually gonna recommend that we sell that investment down completely. The reason for doing that is there is going to be a change to the way investments are able to be structured. So down the track, the government has come out saying they're gonna phase these investments out.\n\nSo whilst we are looking at things now, it does look at better to remove them out of your portfolio, And then we're still keeping that defensive asset, so we're gonna sell the bank hybrids down completely. And then we're gonna put the money into the core composite bonds, which essentially is, again, just a defensive investment, but it gives you access to both government and corporate bonds. It's about 98% in bonds and 1% in cash, and bonds are quite low risk. They're good for income producing there, and they're also very liquid if you need to pull the money up very quickly. So it just works out better.\n\nWhile we're looking at the advice now that we do remove the funds out of those bank hybrids and make a change to it now so you everything gets settled for you for the next seven years. Okay? Okay. I got you. No worries.\n\nWe're also just gonna do a bit of a rebalance there as well. So when I went back and had a look at your portfolio the way it was structured, you sort of have that balanced approach, sort of a fifty fifty scenario. So with the balance portfolio, we normally say 60% in growth assets and sort of 40% in defensive. But the way your portfolio was set up, you sort of have more of that fifty fifty sort of split. So I have just done a bit of a rebalance in the portfolio there as well so that we bring you back to down.\n\nYou have about 49.5% in growth investments and then 50.5% in defensive investments, and that's just making sure that you're not taking too much risk there. One of the things was you were quite conservative over the past and have never really wanted to increase that risk level a bit, so it's good that to keep you keep you in that area. When we sort of look at the changes, all we need to do to be able to rebalance things for you is remove everything out of the bank high risk. We'll put some money into the core composite bond so you'll have 20% invested there, and then we'll put some more money into what's called the beta shares, high interest cash account. That's essentially just high interest cash.\n\nIt's liquid. It's very defensive for you, and we'll just spread your defensive assets across the core composite bonds that high interest cash for you. In the way of having growth assets, you're still gonna have your physical gold. Gold has done really well over the past year. Absolutely.\n\nSo you'll still have your 10% physical gold there. That is a growth investment, but we like gold because it acts defensively at times as well, and it's especially important to keep that around now. You'll also keep a small yeah. Yeah. Yeah.\n\nYeah. Yep. Yeah. Yep. Yep.\n\nYep. Yeah. Yeah. Yeah. Yeah.\n\nYeah. It would be good. But the other side of that is because you are quite conservative, having gold is a great thing because it is growth it is a growth asset, but it doesn't have any income properties. So one of the things we wanna look at when we are investing is making sure that our portfolio is able to generate some income. So while they're putting contributions in the income it generates gets reinvested back, and that helps with the compounding effect as well.\n\nSo, yeah, look, I love gold. It's one of my favorite little assets there as well, but I would never wanna hold a 100% of it. I think it has a place in the portfolio. But there are times like, if we think back to February, gold dropped by 18% in one day. So it it was yeah.\n\nMhmm. Yeah. Yeah. Yeah. Yeah.\n\nYeah. Yeah. That's okay. Yeah. Yeah.\n\nYeah. Well, your your balance isn't bad for your age and where you're at. Your balance is not actually bad. You're pretty well on par with where you should be for your age and stage at this point. It's not bad at all.\n\nI'm having a quick look here. So the balance we had at the moment was about 418,000 there. So you've actually got a really good balance. And when you sort of think about over the next couple of years, someone who only has a balance of 50,000, if they get a 5% return, it's quite a small return. Whereas someone with 500,000 getting the same 5% return, it's much bigger.\n\nYeah. Yeah. So as your balance increases, smaller changes may have a bigger effect on you, but smaller changes in you know, smaller increases are also gonna provide a greater effect moving forward. And then you've also got your contributions going in there, and they're not bad at all. One of the things we did talk about was also the option of salary sacrificing.\n\nSo we did talk about trying to get longevity and making your super work a bit harder for you. And we have the option of either putting more money in the super or taking on a bit more risk, and you're more comfortable with putting a bit more money into the market. So I have gone back and done a lot of projecting to sort of see what we need to do to kind of make it work a bit harder. I have recommended with the salary sacrifice we increase that. I am increasing it to $200 on a weekly basis.\n\nIt is up to you as to whether you decide to take that onboard or not. It's completely up to you. But, essentially, increasing it from 50 to a to $200 on a weekly basis means that we are putting a bit more money into the market. We are having more money invested on a regular basis. And when I kinda project that out over the course of the time, and it actually comes out a lot better.\n\nSo by making these changes, increasing your salary sacrifice in there over the next and even just making the tweak sorry, the tweak and rebalancing your portfolio and removing that bank hybrid and putting it in the core composite bond, Overall, when I then reevaluate how your super is working for you, the CGT consequences just for making those changes on your portfolio came out at about $61. So your fund isn't gonna pay $61 tax to make the changes to your portfolio. Your super the way it was structured at the moment, the five year rolling average has been averaging about 11.56%. Whereas if we make these changes in there, even though you've got a very conservative portfolio, the five year rolling average comes out at 12.11% 12 point 11%. So it is a slight higher change to what to how the portfolio has been performing, And we're also saving you in fees as well.\n\nSo by changing from the bank hybrids into the core composite bond and keeping you conservative, we're actually saving you for the first year $263 in investment fees as well. So it does work out quite good. Yeah. If we kind of look at projecting that forward over the next seven years, if the market works the way it does and look. I'll be honest.\n\nI don't expect you to get 12% every single year out of this portfolio. But if the market works the way we want it to, if it, you know, keeps providing great returns the way it has, you could end up with about $840,000 in the next seven years. Yeah. Yeah. Yeah.\n\nYeah. Yeah. Yeah. Yeah. Nar.\n\nYeah. Nar. Absolutely. Yeah. Yeah.\n\nSo the the sort of things I've had to look into really great questions. So at the moment, I don't think you are taking on you know, I don't think taking more risk feels very comfortable for where you're at. I think putting a bit more money into the market is probably a little bit more comfortable for you. One of the things we do tend to look at is what's called the VIX index, and that essentially shows the expected volatility that markets are gonna the markets expect to feel. And it sort of, yeah, sort of looks at how we expect the S and P 500, the top 500 companies in The US, to sort of react and the kind of volatility we might be seeing.\n\nWhen we sort of look at the VIX index at the moment, it's sitting at about 24.93%. So that sort of shows that anything over 20 means that over the next thirty days, we are expecting a bit of volatility. We expect investors to be moving money around on a much more regular basis, and we expect the S and P 500 to be more volatile. Anything under that 20, tends to be where we see a lot more stability, and it has been very up and down. So when I sort of look at how it went because it the VIX index kinda works with The US market.\n\nBut it went up with yesterday at the height of it, it was about 25.61%. So it did go as high as '25 to '26 and then down to sort of 24. It did go lower to about 24.25, but 24.22 is where it's static close in US time yesterday. So it is still showing a bit of volatility out there. And because you are closer to accessing super, taking on more risk does mean that you risk in the event that you wanna access super or start to draw out money that it could be a downtime.\n\nSo I think for where you are at the moment, the way you the conversations that we have definitely had, I feel like this portfolio is very much more a comfort level for yourself. And I feel like putting more money into the market, putting more money into your super by way of salary sacrifice can can provide a little bit more of a greater benefit for you because you're not taking more risk in the market. You're putting more money into the market. You're still keeping that conservative sort of feel and having more of those defensive assets plus a bit of physical gold in there helps to smooth out those market fluctuations. So and because your balance is increasing, as I mentioned before, you do see, smaller changes have a higher effect on a bigger balance.\n\nSo, I feel like where you are at the moment is very much where they expect you to be. I sort of do find a lot more clients when they're closer to 60. They are very much in that balance to conservative sort of place and not wanting to take on a lot more risk in the market. So and this hopefully, I answered your question, but I kind of feel like where you are at the moment is right for you. If you ever did wanna maybe look at taking on more risk, we absolutely can, but it does mean you are opening yourself up to bigger drops and closer to when you wanna access super.\n\nSo yeah. Yeah. Aw. Thank you. Yeah.\n\nNo. Yep. Yep. Yeah. Yeah.\n\nThat's okay. Yeah. Yeah. That's okay. Yeah.\n\nNo. That's absolutely okay. If you ever are nervous, you know I'm always here. I'm happy to take the phone calls. You can email me and say, hey, Dana.\n\nAnd our conversation needs a bit of reassurance, and we can talk it through. But I do do honestly expect a bit of volatility with what's happening in the markets currently and moving forward. So being in more of a a lower risk position is probably gonna benefit you more. And, yeah, as I said, I know there's a lot going on in your life at the moment. Your wife's had some time off with her diagnosis.\n\nSo have a think about your budget. If you are comfortable increasing that salary sacrifice up to 200, then absolutely. If you decide you're not quite comfortable with that at the moment, you maybe want a smaller amount. On the very last page of the advice document, we always have a text box, and you can just write in there any any parts of the advice that you do not wish to proceed with or what level that you're comfortable proceeding with. And we will just proceed with whatever you're comfortable with.\n\nOkay? Yeah. Oh, good. With the the retirement side of things, so as I kinda mentioned, one of the things I wanted to look at for you was the longevity of your super and what this sort of means moving forward. So because we kind of hadn't been able to work on exactly how much you might need to draw out a super in retirement, this is kinda something we look at down the track when we get there.\n\nAnd we are looking at the funds in today's dollars as well because we kind of it's hard to pinpoint inflation and what that looks like down the track. But I've worked on just the base of, say, a thousand dollars on a weekly basis. So you will see in that document there, essentially, having a look, and if the market works the way it does, if we kind of get to where the point where we want to be at, withdrawing out of super and you did still have some money sitting in savings. You had about 180,000 sitting in savings. So I have also incorporated that into the advice piece to sort of longevity.\n\nBut if you did retire at the age of 65 based on what we have here, trying to draw out about $52,000 on a yearly basis between your super and your savings, as much as this is getting you closer to your goal, it allows you to draw out that money. However, it doesn't quite give you longevity. It means that your super wouldn't last it would sort of run out in about eighties. If you were drawing roughly $46,000 on a yearly basis, which is about 5,900 less than what you you would actually need based on a thousand dollars on a weekly basis, Super and utilizing some of your savings to give longevity, we can sort of predict that it would run out at around about age 84. So I've looked at other things because I also know that your wife is younger than you and and will work a little bit longer as well.\n\nSo in the appendix there, I've I've got some other scenarios. We hope. And that's absolutely fine. When we kinda look down the track, maybe factoring in her super in a bit more detail, we'll definitely, when we get closer to her time, would be able to update the projections a little bit more for you. And when we get to that point, I wanna also look at age pension and make sure, you know, what we can do there.\n\nBut I've added a few additional alternative scenarios into the appendix for you to show you. So, it's about making sure you're aware. The advice is getting you closer to your goal. However, it's not still not quite meeting it. We still wanna work at making sure we're on our on track to try and get there and get as close as possible.\n\nSo the scenarios in the appendix, I also have another one where if your wife continues to work, then, you know, she's a couple of years younger than you, then there is a few years of her income still there, which means you can draw less out of super, which means your super gives you a bit more longevity. We're looking yeah. This is looking at her income plus a bit out of your super, but then also factoring in savings there. And it essentially shows that if we look at that, we can kinda get your super to last a bit longer, and we last up to about age 90. We're drawing actually more than the 50.\n\nThese scenarios, they tell us we will draw more or less, but you in that scenario, you can draw $52,000 and get further longevity out of your super. So it does does last until about 91, 92 years of age, which is good. I would love you too. Absolutely. Wow.\n\nThat's beautiful. Oh, that's lovely. My nana got to 94. We were planning her 90 birthday, and she got to Christmas at age 94, but she was in a nursing home. And she had to change nursing homes as well, and she didn't really like the the nursing home vibe.\n\nIt wasn't wasn't for her. So I kinda saw her go downhill from that point on, and I was with her every week. And it was hard, but so I understand where you guys are at there. But it's nice to say she got to ninety four. I think that's really good.\n\nShe she had a huge life. And being a female of that era, she wasn't allowed to do much. She was told to, you know, get married, have kids, and do this, and so she loved that I became an adviser. She supported me through uni and everything. So, yeah, it's it's really cool to see them get that old and just be able to have those relationships.\n\nYeah. No. Absolutely. Yeah. Well, I'll tell you what.\n\nI'll talk to you right up until that point. I will be here. I'll keep you going. All good. That's okay.\n\nWith the the second scenario in the appendix there, so I did run a lot of different scenarios to look at what we can do, how things might look down the track there because we are about seven years out. If your wife does continue to work again, it gives you a bit more longevity out of your super, utilizing some of your savings to offset that. But based on the current circumstances, we might also be able to get a little bit of age pension, which again offsets things. With the current scenario, it shows age pension might not be available until about the age of 70 or 71, which is absolutely fine. But from that point, you then take a little bit less out of super.\n\nAnd if we can supplement everything this way and get as much age pension as possible, then we can sort of see your super does last. It depletes a bit, but it does last until about age 97, 90 eight. So there are a few different scenarios there. And one of the cool thing is because your wife is younger, we can also look at ways of sheltering money down the track. So the age pension is I've looked at sort of how we can get that based on your current circumstances.\n\nBut when you get closer to it, I do a lot of work around the age pension side of things with a lot of my retiree clients. We'll look at how best to structure things, how we can shelter money so it's either assessed differently, assessed to the lower rate, or not assessed at all. It's just a legitimate way of hiding money, essentially. And that way, we can try to maximize the age pension access for you, which means you draw less out of super, which gives you a lot more longevity. One of the big things with Centrelink isn't so much the money.\n\nIt's the pension card that you get with it that makes everything else around you cheaper and can provide greater benefits. So that's one thing that will definitely keep down the track there for you. And when we do that, I'd love to be able to have a chat to your wife as well, incorporate the advice for both of you if she's up for doing that just so we can have a really good look at everything down the track, look at how it'll look for both of you, and then I can support you both through retirement that way as well if you guys are both open to it. Yeah. Perfect.\n\nSo that's essentially what we're recommending, just the the alteration of the investments there, removing the bank hybrids, replacing it with the core composite bonds, doing a bit of a rebalance there, and then recommending we increase our salary sacrifice, showing that we do get a bit of longevity out of your super. With the insurances, we are just retaining those. There's no there's no need to alter them. You're still comfortable with those. We'll just keep retaining the insurances until you don't need them anymore.\n\nGenerally, I will double check with Hub, but I'm pretty sure around the age 65, they tend to deplete the the TPD tends to disappear. And then around the age 70, the life component tends to disappear by that point. So we'll just keep checking to see if you're comfortable keeping them what you wanna do. At the moment, the life portion, you have about $42,000. So $42.03 $3.06 in life, and you have a 14,112 in TBD.\n\nSo it is getting smaller and smaller as you get older because you need less, so we wanna build on super and build on your other assets to make sure you've got that cover. Okay? Perfect. I know you do have your beneficiaries in place at the moment. One thing we did talk about was making sure a will and power of attorneys is set up.\n\nI do as part of the advice to incorporate that, just making sure you guys are aware of having a will and a power of attorney, the advantages, disadvantages, and risks in place. And we can always refer you to a solicitor if you need the help to update one. We can always send you out some information on a solicitor we can refer you to. Has so sorry. Yeah.\n\nYes. Absolutely. Yep. That's part of the recommendations in there, and I outlined the advantages, the disadvantages, and the risks involved to make sure you've got all of that. You can have a bit of a talking point.\n\nAnd if you'd like to, my team can send you through some information on a local solicitor or refer you to them if you wanted to. There are ways of doing rules that are more cost effective, like online and everything. However, they can be more contestable that way. I prefer personally to pay a solicitor that is more costly, but they can make it so it is, you know, it's suited. It's under the legislation.\n\nIt takes into account everything they need to, so it is less likely to be contestable in the event that something happens. Yeah. Yeah. Yeah. Yeah.\n\nDo you ever will? Absolutely. Well, she's done a great job to do the probate by herself. That's a big job. Yeah.\n\nOh, she's amazing. Yeah. Wow. Yeah. Wow.\n\nOh, that's incredible. Yeah. Yeah. Wow. Yep.\n\nYeah. Wow. Yeah. Yeah. Perfect.\n\nYeah. Yeah. Perfect. I believe. Yeah.\n\nNo. That's awesome. That'll be really, really good. And if you do need help, let us know. But, yeah, like, once I'm sorry.\n\nThis hasn't come through yet. Once it does sort of come through, have a bit of a look at the document. Let me know if you do have any questions. I'm more than happy to make time to talk you through anything. We have in there also your best interest duty.\n\nSo, basically, letting you know that the recommendations are made in your best interest. And I outline on each recommendation the best interest duty on how it meets your goals and and why it is in best interest. So making sure and doing the investment switch and rebalancing does work out in best interest because you are keeping yourself in a more of a conservative position. By not rebalancing, you are risking have been overweighted and taking on more risk than necessary. Retaining hub 24 means that we don't have to do a full sell down, so it helps to limit the CDT consequences with the rebalance, which happily in this scenario only works out at $61, which is fantastic.\n\nIt's the cheapest CGT I've ever seen. Yeah. And moving out of the the bank coverage now rather than waiting for the legislation to change down the track means that we're doing it and getting in front of it or not having to do it quickly down the track. So we had a bit of time to research other investments to make sure that everything was still in line there for you, which is really good. It's also, you know, looking at the way we're structuring these investments, the five year rolling average hat return has shown greater than what you were previously in, so we wanna make sure that you're getting the best out of your investments.\n\nAnd whilst we don't know what the markets are gonna go do down the track, we only have past data to work on. So having a better performing portfolio in the past tends to mean that in the future, we can expect greater returns. We obviously know that markets go up and down. There are the risks of, you know, one year getting a 10% return, another year getting a negative. And we know negative returns will occur, but we wanna make sure in those years, we're still compounding and making our super work to our benefit.\n\nAn increasing salary sacrifice now, whilst it does reduce the take home pay, you are putting more money into super. So it is taxed at 15% inside super as opposed to your marginal tax rate. Can give you the benefit of reducing your income tax in your own name, which is fantastic. But the downside is you are putting it into super, so just making sure you're comfortable with that level. I've recommended the highest amount that we talked about you were comfortable with because it does work out to the greater benefit now.\n\nBut if you're not comfortable doing that, we can always go smaller. It's not a problem and build it up down the track. It's these are all just recommendations. There's no obligation whatsoever. You get to read it through, decide what you're comfortable taking on board.\n\nOkay? Yeah. Yeah. Beautiful. Thank you.\n\nYeah. Perfect. Perfect. Yeah. Beautiful.\n\nYeah. If it doesn't come through by, say, six or 07:00 tonight, I don't work tomorrow, but I will be on my emails. I've got some phone notes to write. So I will be working late tonight. So if you don't see it by, say, six or seven tonight, feel free to email me, and I'll get one of the team to send it through to you via Adobe or a different way tomorrow.\n\nOkay? Yeah. Thank you. Perfect. The only other thing I do need to update is I just had a look on file.\n\nYour ID has also expired, so it is really important we update your ID on file. So if I send you an email shortly, can you just shoot me back an email? Or you've got or is it easy if I text you because your emails are a little bit slow? What's the easiest way? Did you want me to get the team to send you a text?\n\nJust a copy of your ID back and front. Yeah. Yep. Yeah. Yep.\n\nYeah. No. That's okay. Beautiful. If I get one of the beautiful admin team to send you a text message from the office phone, can I get you just to do that?\n\nIs that okay? Yep. Beautiful. I'm very security conscious, so I'll get Kaden to send that message through on the office mobile shortly asking for your ID. He'll say, hi.\n\nIt's Kaden. So that way, you know it's secure. It is definitely us, and I'll always get you to take a photo and send it back to him. You have voice anywhere next to me now texting you, so you should get that very shortly. Yeah.\n\nNo. Thank you so much for that. As as I sort of mentioned, the other thing to point out here is, obviously, our advice, because you're an ongoing client, it is completely complimentary there. You pay an ongoing service fee with us, which is 1.65%. If down the track, you wanted your wife to come on board and maybe review things with her and we do, you know, look at everything for you for her as well, let me know.\n\nI'm more than happy to touch base, have a chat to you about what we do. If she does decide to come on board, we do have a coupling fee for couples as well, so we can reduce the fees down for both of you to 1.1. So we just wanted to let you know about that option down the track, but there's, you know, no obligation whatsoever. And when you guys know a bit more about the inheritance side of things, I'll book in a time to have a chat with both of you. It can be anytime that suits you guys, and we'll talk about what you both wanna see out of the inheritance and update the advice there for you as well.\n\nOkay. How you seeing? Yeah. Perfect. Yep.\n\nYeah. Yep. Absolutely. Absolutely. No.\n\nIt may as be working for you. Absolutely. So perfect. Thank you so much. I will let you I will let you go.\n\nThat's okay. Anytime at all. If you as I said, if you don't receive that email, I will be working late tonight. So if you don't receive that email, email me. Let me know.\n\nOr, you know, the office is open till 07:00 Queensland time, so you can always call and go, hey. It hasn't come through. Or just shoot me an email, let me know it hasn't come through, and I'll make sure someone follows up tomorrow for you and resends it another way. Okay? It's okay.\n\nYep. That's fine. Absolutely. Not a problem at all. I just take Fridays off at the moment for my son.\n\nSo I work Monday to Thursday, and I work from, like, 07:30 in the morning till about seven at night. So I've had that Fridays off to spend with my little man while he's a small child. He's my last one at school. So yeah. Trying to have that work life balance, but making sure that I'm always here for you guys as well.\n\nSo I'm always working till at least seven or 08:00 at night, Monday to Thursday. And often on Fridays, you might get emails, Oh, look. I love what I do. This is amazing, this job. Yeah.\n\nAbsolutely. Yeah. No. Thank you so much for your time. I'll wait for that to come through.\n\nHave a really good read through it. And, again, just let me know if there's any questions you have. It doesn't matter what that is. Okay? My pleasure, Bradley.\n\nThank you so much for your time. Have a good afternoon. Thanks. See you later.","paragraphs":[{"sentences":[{"text":"Hi, Bradley.","start":6.0,"end":6.7999997,"sentiment":"neutral","sentiment_score":0.05095209367573261},{"text":"It's Dana from OQ Financial.","start":6.7999997,"end":8.34,"sentiment":"neutral","sentiment_score":0.08595681935548782},{"text":"How are you this afternoon?","start":8.4,"end":9.7,"sentiment":"neutral","sentiment_score":0.15108161568641662},{"text":"I'm very well.","start":12.625,"end":13.505,"sentiment":"positive","sentiment_score":0.5327752431233724},{"text":"Thank you.","start":13.505,"end":13.985001,"sentiment":"positive","sentiment_score":0.6150707304477692}],"sentiment":"neutral","sentiment_score":0.2420919736956849,"num_words":17,"start":6.0,"end":13.985001},{"sentences":[{"text":"Thanks for asking.","start":13.985001,"end":15.045,"sentiment":"positive","sentiment_score":0.5620014071464539},{"text":"I had you booked in just to run through your updated advice.","start":15.105,"end":17.665,"sentiment":"neutral","sentiment_score":0.32115848176181316},{"text":"Is now still a good time for you?","start":17.665,"end":19.845,"sentiment":"neutral","sentiment_score":0.27383726090192795},{"text":"Yep.","start":21.105,"end":21.605,"sentiment":"neutral","sentiment_score":0.3201909363269806},{"text":"Beautiful.","start":21.825,"end":22.325,"sentiment":"positive","sentiment_score":0.5515516996383667}],"sentiment":"positive","sentiment_score":0.3440938690304756,"num_words":25,"start":13.985001,"end":22.325},{"sentences":[{"text":"Excellent.","start":22.545,"end":23.045,"sentiment":"positive","sentiment_score":0.4357210099697113},{"text":"And do you have access to your emails there as well?","start":23.105,"end":25.765,"sentiment":"neutral","sentiment_score":0.10860222442583604},{"text":"Yep.","start":27.5,"end":27.82,"sentiment":"neutral","sentiment_score":0.03876585513353348},{"text":"If you don't, that is okay.","start":27.82,"end":29.099998,"sentiment":"neutral","sentiment_score":-0.023048688657581806},{"text":"It's just sometimes it's easier if you're looking at the document there with me.","start":29.099998,"end":32.14,"sentiment":"neutral","sentiment_score":-0.01411736234565199}],"sentiment":"neutral","sentiment_score":0.04039927663644917,"num_words":33,"start":22.545,"end":32.14},{"sentences":[{"text":"Otherwise, I don't wanna be talking at you.","start":32.14,"end":34.059998,"sentiment":"neutral","sentiment_score":-0.07076195534318686},{"text":"It's often easier if you can see what I'm looking at.","start":34.059998,"end":36.559998,"sentiment":"neutral","sentiment_score":0.006872960556806488},{"text":"Yeah.","start":37.9,"end":38.4,"sentiment":"neutral","sentiment_score":0.06867584586143494},{"text":"That's all good.","start":39.26,"end":40.4,"sentiment":"neutral","sentiment_score":0.1518918772538503},{"text":"Yep.","start":42.524998,"end":43.024998,"sentiment":"neutral","sentiment_score":0.03561871498823166}],"sentiment":"neutral","sentiment_score":0.002894879832941418,"num_words":24,"start":32.14,"end":43.024998},{"sentences":[{"text":"Just sending it to you now.","start":43.085,"end":44.605,"sentiment":"neutral","sentiment_score":0.04471855362256368},{"text":"While it is coming through yep.","start":44.605,"end":46.364998,"sentiment":"neutral","sentiment_score":0.07805115481217702},{"text":"All good.","start":46.364998,"end":47.085,"sentiment":"neutral","sentiment_score":0.23055119067430496},{"text":"While it is coming through there, Bradley, just to double check with you, we do record our calls for quality and training purposes.","start":47.085,"end":52.925,"sentiment":"neutral","sentiment_score":0.04706742193387902},{"text":"Are you happy for me to proceed with that?","start":52.925,"end":54.845,"sentiment":"neutral","sentiment_score":0.0887644961476326}],"sentiment":"neutral","sentiment_score":0.06693808264706445,"num_words":46,"start":43.085,"end":54.845},{"sentences":[{"text":"Yep.","start":54.845,"end":55.345,"sentiment":"neutral","sentiment_score":0.049744438380002975},{"text":"Beautiful.","start":56.370003,"end":56.850002,"sentiment":"positive","sentiment_score":0.4655094444751739},{"text":"And just to do security there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file.","start":56.850002,"end":62.79,"sentiment":"neutral","sentiment_score":0.13143657396237055},{"text":"Yep.","start":65.17,"end":65.67,"sentiment":"neutral","sentiment_score":0.026590924710035324},{"text":"Cool.","start":67.73,"end":68.23,"sentiment":"neutral","sentiment_score":0.09607133269309998}],"sentiment":"neutral","sentiment_score":0.1347356870332185,"num_words":34,"start":54.845,"end":68.23},{"sentences":[{"text":"Fantastic.","start":70.335,"end":70.835,"sentiment":"positive","sentiment_score":0.4801710546016693},{"text":"Thank you so much for that.","start":71.375,"end":72.995,"sentiment":"positive","sentiment_score":0.4200758139292399},{"text":"Did you get some time off over Christmas, a bit of downtime to rest and recuperate?","start":73.135,"end":76.995,"sentiment":"neutral","sentiment_score":0.08570515597239137},{"text":"Yeah.","start":80.015,"end":80.515,"sentiment":"neutral","sentiment_score":-0.06410999596118927},{"text":"Yeah.","start":80.575,"end":81.075,"sentiment":"neutral","sentiment_score":-0.09592410922050476}],"sentiment":"neutral","sentiment_score":0.16847497314214707,"num_words":25,"start":70.335,"end":81.075},{"sentences":[{"text":"Yeah.","start":89.950005,"end":90.35,"sentiment":"neutral","sentiment_score":-0.05962974950671196},{"text":"Oh, I'm so sorry.","start":90.35,"end":91.73,"sentiment":"neutral","sentiment_score":-0.07593287248164415},{"text":"Yes.","start":93.645004,"end":94.145004,"sentiment":"neutral","sentiment_score":-0.0647495836019516},{"text":"Yes.","start":97.005,"end":97.505,"sentiment":"neutral","sentiment_score":-0.03408138453960419},{"text":"Absolutely.","start":104.285,"end":104.785,"sentiment":"neutral","sentiment_score":0.011764566414058208}],"sentiment":"neutral","sentiment_score":-0.05630345514509827,"num_words":8,"start":89.950005,"end":104.785},{"sentences":[{"text":"Yeah.","start":106.380005,"end":106.880005,"sentiment":"neutral","sentiment_score":0.02795456349849701},{"text":"Wow.","start":109.82,"end":110.32,"sentiment":"neutral","sentiment_score":0.2776843309402466},{"text":"Yeah.","start":112.14,"end":112.64,"sentiment":"neutral","sentiment_score":0.10203120112419128},{"text":"No.","start":112.94,"end":113.26,"sentiment":"neutral","sentiment_score":-0.0037482790648937225},{"text":"Absolutely.","start":113.26,"end":113.76,"sentiment":"neutral","sentiment_score":0.07190500944852829}],"sentiment":"neutral","sentiment_score":0.09516536518931389,"num_words":5,"start":106.380005,"end":113.76},{"sentences":[{"text":"Is she taking time off work or still still going?","start":114.06,"end":117.520004,"sentiment":"neutral","sentiment_score":0.00234389528632164},{"text":"Yep.","start":118.235,"end":118.735,"sentiment":"neutral","sentiment_score":0.08026253432035446},{"text":"Yeah.","start":121.275,"end":121.775,"sentiment":"neutral","sentiment_score":0.03097555600106716},{"text":"Yep.","start":123.675,"end":124.175,"sentiment":"neutral","sentiment_score":0.24673722684383392},{"text":"Yeah.","start":128.075,"end":128.475,"sentiment":"neutral","sentiment_score":0.2450104057788849}],"sentiment":"neutral","sentiment_score":0.04474461970052549,"num_words":14,"start":114.06,"end":128.475},{"sentences":[{"text":"Wow.","start":128.475,"end":128.975,"sentiment":"positive","sentiment_score":0.35781407356262207},{"text":"I get that.","start":135.68999,"end":136.59,"sentiment":"positive","sentiment_score":0.41911643743515015},{"text":"Yeah.","start":137.37,"end":137.87,"sentiment":"neutral","sentiment_score":0.18281367421150208},{"text":"Yep.","start":138.25,"end":138.75,"sentiment":"neutral","sentiment_score":0.20895856618881223},{"text":"Oh, wow.","start":140.81,"end":141.79,"sentiment":"neutral","sentiment_score":0.12551254779100418}],"sentiment":"neutral","sentiment_score":0.2822450902312994,"num_words":8,"start":128.475,"end":141.79},{"sentences":[{"text":"Yep.","start":143.575,"end":144.075,"sentiment":"neutral","sentiment_score":0.05690474435687065},{"text":"Yes.","start":144.77501,"end":145.27501,"sentiment":"neutral","sentiment_score":0.0925537496805191},{"text":"Yes.","start":148.295,"end":148.795,"sentiment":"neutral","sentiment_score":0.09909459948539734},{"text":"Yep.","start":149.015,"end":149.335,"sentiment":"neutral","sentiment_score":0.08362555503845215},{"text":"Yep.","start":149.335,"end":149.835,"sentiment":"neutral","sentiment_score":0.06503690779209137}],"sentiment":"neutral","sentiment_score":0.07944311127066613,"num_words":5,"start":143.575,"end":149.835},{"sentences":[{"text":"Putting health a bit more fast.","start":149.975,"end":151.835,"sentiment":"neutral","sentiment_score":0.0600543146332105},{"text":"Yeah.","start":154.71,"end":155.21,"sentiment":"neutral","sentiment_score":0.018429629504680634},{"text":"Wow.","start":155.67,"end":156.17,"sentiment":"neutral","sentiment_score":0.08508457243442535},{"text":"Oh, they're not letting you have any?","start":156.39,"end":158.25,"sentiment":"neutral","sentiment_score":-0.0020067784935235977},{"text":"Like, surely red wine's got some good properties in it.","start":158.31,"end":161.37,"sentiment":"neutral","sentiment_score":0.13296486139297486}],"sentiment":"neutral","sentiment_score":0.0711776501685381,"num_words":25,"start":149.975,"end":161.37},{"sentences":[{"text":"Yep.","start":165.51,"end":166.01,"sentiment":"neutral","sentiment_score":0.14030182361602783},{"text":"Yeah.","start":169.125,"end":169.625,"sentiment":"neutral","sentiment_score":0.07644741237163544},{"text":"Yep.","start":176.805,"end":177.305,"sentiment":"neutral","sentiment_score":0.04655749723315239},{"text":"Yeah.","start":179.54,"end":180.04,"sentiment":"neutral","sentiment_score":0.059152472764253616},{"text":"Wow.","start":182.74,"end":183.24,"sentiment":"neutral","sentiment_score":0.27470362186431885}],"sentiment":"neutral","sentiment_score":0.11943256556987762,"num_words":5,"start":165.51,"end":183.24},{"sentences":[{"text":"Yeah.","start":185.3,"end":185.8,"sentiment":"neutral","sentiment_score":0.2314382791519165},{"text":"Wow.","start":185.86,"end":186.36,"sentiment":"neutral","sentiment_score":0.3207383155822754},{"text":"Yep.","start":188.9,"end":189.4,"sentiment":"neutral","sentiment_score":0.26595813035964966},{"text":"Wow.","start":197.795,"end":198.295,"sentiment":"neutral","sentiment_score":0.16150644421577454},{"text":"Yep.","start":200.83499,"end":201.315,"sentiment":"neutral","sentiment_score":0.15260037779808044}],"sentiment":"neutral","sentiment_score":0.22644830942153932,"num_words":5,"start":185.3,"end":201.315},{"sentences":[{"text":"Absolutely.","start":201.315,"end":201.815,"sentiment":"neutral","sentiment_score":0.03304246440529823},{"text":"Yeah.","start":207.47,"end":207.97,"sentiment":"neutral","sentiment_score":-0.03898935765028},{"text":"Yeah.","start":208.67,"end":208.99,"sentiment":"neutral","sentiment_score":0.05580592527985573},{"text":"Definitely.","start":208.99,"end":209.49,"sentiment":"neutral","sentiment_score":0.22056815028190613},{"text":"Yeah.","start":212.75,"end":213.25,"sentiment":"neutral","sentiment_score":0.054978132247924805}],"sentiment":"neutral","sentiment_score":0.06508106291294098,"num_words":5,"start":201.315,"end":213.25},{"sentences":[{"text":"Yeah.","start":214.83,"end":215.33,"sentiment":"neutral","sentiment_score":0.08246064931154251},{"text":"Well, hopefully, it all gets, you know, back to normal with, you know, the changes and everything.","start":215.47,"end":220.30501,"sentiment":"neutral","sentiment_score":0.2337009617510964},{"text":"And, hopefully, she can get back to having that rattle in.","start":220.30501,"end":222.225,"sentiment":"neutral","sentiment_score":0.1849595924670046},{"text":"That'd be amazing down the track.","start":222.225,"end":224.085,"sentiment":"positive","sentiment_score":0.5743521551291147},{"text":"Something to look forward to.","start":224.145,"end":225.60501,"sentiment":"positive","sentiment_score":0.3738027811050415}],"sentiment":"neutral","sentiment_score":0.2851264838129282,"num_words":40,"start":214.83,"end":225.60501},{"sentences":[{"text":"Yeah.","start":227.425,"end":227.925,"sentiment":"neutral","sentiment_score":0.05093872547149658},{"text":"Well, because the last thing is she stays in remission that every doesn't come back in any way, shape, or form, but I'll make sure I'm keeping up to date with you.","start":228.065,"end":235.11,"sentiment":"neutral","sentiment_score":0.02683946702745743},{"text":"Yeah.","start":235.11,"end":235.59,"sentiment":"neutral","sentiment_score":0.0968448519706726},{"text":"Wow.","start":235.59,"end":236.09,"sentiment":"neutral","sentiment_score":0.3237153887748718},{"text":"That's a huge change.","start":236.31,"end":237.69,"sentiment":"positive","sentiment_score":0.6477344632148743}],"sentiment":"neutral","sentiment_score":0.10054614779372247,"num_words":39,"start":227.425,"end":237.69},{"sentences":[{"text":"Yeah.","start":237.75,"end":238.25,"sentiment":"neutral","sentiment_score":0.3001587986946106},{"text":"Yeah.","start":245.205,"end":245.705,"sentiment":"neutral","sentiment_score":-0.02036009356379509},{"text":"Yes.","start":256.26,"end":256.54,"sentiment":"neutral","sentiment_score":-0.01379584427922964},{"text":"This one.","start":256.82,"end":257.56,"sentiment":"neutral","sentiment_score":-0.02444382105022669},{"text":"Yes.","start":259.7,"end":260.2,"sentiment":"neutral","sentiment_score":-0.050017379224300385}],"sentiment":"neutral","sentiment_score":0.027849639921138685,"num_words":6,"start":237.75,"end":260.2},{"sentences":[{"text":"Yeah.","start":264.26,"end":264.76,"sentiment":"neutral","sentiment_score":-0.10229749232530594},{"text":"Yeah.","start":271.795,"end":272.295,"sentiment":"neutral","sentiment_score":0.06853386759757996},{"text":"A lot.","start":274.595,"end":275.33502,"sentiment":"neutral","sentiment_score":0.042544033378362656},{"text":"Yeah.","start":275.635,"end":276.135,"sentiment":"neutral","sentiment_score":0.035152237862348557},{"text":"Yeah.","start":283.81,"end":284.31,"sentiment":"neutral","sentiment_score":-0.03827622905373573}],"sentiment":"neutral","sentiment_score":0.008033408472935358,"num_words":6,"start":264.26,"end":284.31},{"sentences":[{"text":"Absolutely.","start":295.825,"end":296.325,"sentiment":"neutral","sentiment_score":-0.00968787632882595},{"text":"Yeah.","start":297.185,"end":297.685,"sentiment":"neutral","sentiment_score":-0.006328260526061058},{"text":"Mhmm.","start":308.88,"end":309.38,"sentiment":"neutral","sentiment_score":0.007688856683671475},{"text":"Yes.","start":311.84,"end":312.34,"sentiment":"neutral","sentiment_score":0.06670904904603958},{"text":"Yes.","start":315.77502,"end":316.27502,"sentiment":"neutral","sentiment_score":0.06633711606264114}],"sentiment":"neutral","sentiment_score":0.02494377698749304,"num_words":5,"start":295.825,"end":316.27502},{"sentences":[{"text":"Yeah.","start":319.135,"end":319.635,"sentiment":"neutral","sentiment_score":0.06525719910860062},{"text":"Definitely.","start":322.255,"end":322.755,"sentiment":"neutral","sentiment_score":0.16310451924800873},{"text":"Yep.","start":323.215,"end":323.715,"sentiment":"neutral","sentiment_score":0.10947807878255844},{"text":"Yeah.","start":324.255,"end":324.655,"sentiment":"neutral","sentiment_score":0.21348360180854797},{"text":"Most definitely.","start":324.655,"end":325.635,"sentiment":"positive","sentiment_score":0.3461325466632843}],"sentiment":"neutral","sentiment_score":0.20726474871238074,"num_words":6,"start":319.135,"end":325.635},{"sentences":[{"text":"It's definitely something I wanna talk to you about.","start":325.855,"end":328.11,"sentiment":"neutral","sentiment_score":0.3139222198062473},{"text":"I know that was something that was coming up, and you were last time we spoke, you were sort of mentioning you were hopefully gonna have that money around about sort of March this year, if not a little bit later.","start":328.11,"end":337.72998,"sentiment":"neutral","sentiment_score":0.10238814290340353},{"text":"Do you when do you know when that sort of might be coming or how much you're expecting from that?","start":337.94998,"end":342.21,"sentiment":"neutral","sentiment_score":0.03318203538656235},{"text":"Yep.","start":350.985,"end":351.485,"sentiment":"neutral","sentiment_score":0.02455637976527214},{"text":"Yep.","start":356.19998,"end":356.69998,"sentiment":"neutral","sentiment_score":-0.014092082157731056}],"sentiment":"neutral","sentiment_score":0.1069072061477022,"num_words":72,"start":325.855,"end":356.69998},{"sentences":[{"text":"Yep.","start":361.56,"end":362.06,"sentiment":"neutral","sentiment_score":0.03294302895665169},{"text":"Okay.","start":367.895,"end":368.215,"sentiment":"neutral","sentiment_score":0.03859451040625572},{"text":"Yep.","start":368.215,"end":368.715,"sentiment":"neutral","sentiment_score":0.05076874792575836},{"text":"Okay.","start":378.375,"end":378.875,"sentiment":"neutral","sentiment_score":0.007284192368388176},{"text":"Yep.","start":379.255,"end":379.71,"sentiment":"neutral","sentiment_score":0.0027001004200428724}],"sentiment":"neutral","sentiment_score":0.026458116015419364,"num_words":5,"start":361.56,"end":379.71},{"sentences":[{"text":"Yes.","start":382.59,"end":383.09,"sentiment":"neutral","sentiment_score":0.006779821589589119},{"text":"Yeah.","start":393.275,"end":393.775,"sentiment":"neutral","sentiment_score":0.05111297219991684},{"text":"Absolutely.","start":394.07498,"end":394.57498,"sentiment":"neutral","sentiment_score":0.14147615432739258},{"text":"Yeah.","start":395.75497,"end":396.25497,"sentiment":"neutral","sentiment_score":0.11011961102485655},{"text":"No.","start":396.31497,"end":396.63498,"sentiment":"neutral","sentiment_score":0.02694115787744522}],"sentiment":"neutral","sentiment_score":0.06728594340384006,"num_words":5,"start":382.59,"end":396.63498},{"sentences":[{"text":"That's perfect.","start":396.63498,"end":397.275,"sentiment":"neutral","sentiment_score":0.2597098797559738},{"text":"Well, when you know, I sort of just need to know how much you're gonna be able to get.","start":397.275,"end":401.275,"sentiment":"neutral","sentiment_score":0.04194816280352442},{"text":"So when you sort of have a really good idea of how much you're expecting, then we can definitely tap into the advice and talk more about what your goals are.","start":401.275,"end":408.85,"sentiment":"neutral","sentiment_score":0.23131249604686613},{"text":"It might be really important to talk to both of you as well because this is also got to do with your partner as well.","start":409.15002,"end":414.29,"sentiment":"neutral","sentiment_score":0.1375253039598465},{"text":"So we'll have a really good chat with both of you, talk about what your goals are, what you guys wanna achieve from the funds, what you're hoping you're accessible, what your, you know, medium term goals are down the track if we're just looking at retirement or if you want it sort of working somewhere else for you.","start":414.59003,"end":428.585,"sentiment":"neutral","sentiment_score":0.21967493812158956}],"sentiment":"neutral","sentiment_score":0.18298585425295374,"num_words":136,"start":396.63498,"end":428.585},{"sentences":[{"text":"And then I can absolutely do off an advice document to support you guys and help you through that.","start":428.805,"end":433.205,"sentiment":"positive","sentiment_score":0.5054546218169363},{"text":"That's not a problem at all.","start":433.205,"end":434.485,"sentiment":"positive","sentiment_score":0.4987129618724187},{"text":"Okay.","start":434.485,"end":434.985,"sentiment":"positive","sentiment_score":0.5920926928520203},{"text":"Easy.","start":436.25,"end":436.75,"sentiment":"positive","sentiment_score":0.791945219039917},{"text":"Not a worry.","start":437.13,"end":438.19,"sentiment":"neutral","sentiment_score":0.19738037884235382}],"sentiment":"positive","sentiment_score":0.48573648780584333,"num_words":30,"start":428.805,"end":438.19},{"sentences":[{"text":"Has that email popped through to you at all?","start":438.81,"end":441.47,"sentiment":"neutral","sentiment_score":0.06617686442202991},{"text":"Yeah.","start":442.88998,"end":443.38998,"sentiment":"neutral","sentiment_score":0.0068845986388623714},{"text":"Absolutely.","start":445.05,"end":445.55,"sentiment":"neutral","sentiment_score":0.09885965287685394},{"text":"I have here so sorry.","start":446.16998,"end":447.61,"sentiment":"neutral","sentiment_score":-0.029663392528891563},{"text":"I'll just go back.","start":447.61,"end":449.13498,"sentiment":"neutral","sentiment_score":-0.028123394586145878}],"sentiment":"neutral","sentiment_score":0.022026274516247214,"num_words":20,"start":438.81,"end":449.13498},{"sentences":[{"text":"Your email address I have here is rose31@cpg.com.au.","start":449.275,"end":454.175,"sentiment":"neutral","sentiment_score":0.005963338306173682},{"text":"If it's it might be slow.","start":456.315,"end":459.29498,"sentiment":"neutral","sentiment_score":-0.10667672660201788},{"text":"Yeah.","start":459.75497,"end":460.25497,"sentiment":"neutral","sentiment_score":-0.08669500052928925},{"text":"Alright.","start":465.05002,"end":465.55002,"sentiment":"neutral","sentiment_score":-0.0033713839948177338},{"text":"Right.","start":468.17,"end":468.67,"sentiment":"neutral","sentiment_score":0.037666380405426025}],"sentiment":"neutral","sentiment_score":-0.037926685722435224,"num_words":17,"start":449.275,"end":468.67},{"sentences":[{"text":"That's okay.","start":468.89,"end":469.79,"sentiment":"neutral","sentiment_score":0.06735686585307121},{"text":"Yep.","start":474.10498,"end":474.425,"sentiment":"neutral","sentiment_score":0.05226292461156845},{"text":"That's okay.","start":474.425,"end":475.245,"sentiment":"neutral","sentiment_score":0.059920817613601685},{"text":"Did you want us to change the email on your file as well and on your super?","start":475.465,"end":480.025,"sentiment":"neutral","sentiment_score":0.02265358716249466},{"text":"Yep.","start":480.025,"end":480.425,"sentiment":"neutral","sentiment_score":0.0480896458029747}],"sentiment":"neutral","sentiment_score":0.032174735613491226,"num_words":23,"start":468.89,"end":480.425},{"sentences":[{"text":"That's okay.","start":480.425,"end":481.065,"sentiment":"neutral","sentiment_score":0.0774310790002346},{"text":"What we'll do is we will need to, before you close the email down, have it swapped over on hub twenty four.","start":481.065,"end":487.00998,"sentiment":"neutral","sentiment_score":0.04134181082587351},{"text":"It is a change of details form because your email is quite important to the platform.","start":487.00998,"end":490.93,"sentiment":"neutral","sentiment_score":0.0861475239507854},{"text":"It's part of your login.","start":490.93,"end":492.47,"sentiment":"neutral","sentiment_score":0.27225230932235717},{"text":"So what I'll do is after the call, I can get my admin team to organize the change of details form.","start":493.16998,"end":498.92502,"sentiment":"neutral","sentiment_score":0.10083099135330745}],"sentiment":"neutral","sentiment_score":0.08971901127899234,"num_words":66,"start":480.425,"end":498.92502},{"sentences":[{"text":"Can I grab your new email as well just so we can kinda prefill the form for you?","start":498.92502,"end":503.585,"sentiment":"neutral","sentiment_score":0.09004369015908903},{"text":"Yeah.","start":505.725,"end":506.225,"sentiment":"neutral","sentiment_score":0.1270282417535782},{"text":"Brad j row, all lowercase, one word.","start":513.33997,"end":517.01996,"sentiment":"neutral","sentiment_score":0.040947425312229564},{"text":"Yep.","start":517.01996,"end":517.51996,"sentiment":"neutral","sentiment_score":0.034062109887599945},{"text":"Yep.","start":519.89996,"end":520.39996,"sentiment":"neutral","sentiment_score":0.029827456921339035}],"sentiment":"neutral","sentiment_score":0.07494057887899024,"num_words":28,"start":498.92502,"end":520.39996},{"sentences":[{"text":"G mail dot com.","start":522.22,"end":523.6,"sentiment":"neutral","sentiment_score":0.03375873202458024},{"text":"Perfect.","start":523.66,"end":524.16,"sentiment":"positive","sentiment_score":0.5446343421936035},{"text":"All good.","start":524.77496,"end":525.435,"sentiment":"positive","sentiment_score":0.5403344333171844},{"text":"Thank you so much for that.","start":525.495,"end":527.095,"sentiment":"positive","sentiment_score":0.7775643567244211},{"text":"I'll get the change of details form done up.","start":527.095,"end":529.815,"sentiment":"positive","sentiment_score":0.4466024769677056}],"sentiment":"positive","sentiment_score":0.47477938954464416,"num_words":22,"start":522.22,"end":529.815},{"sentences":[{"text":"We'll get you to sign that, return it back, and then we can have that all changed over with Hub twenty four and on our system.","start":529.815,"end":535.435,"sentiment":"positive","sentiment_score":0.3375581193428773},{"text":"And that way, everything's all sorted.","start":535.89496,"end":537.33496,"sentiment":"positive","sentiment_score":0.34598084539175034},{"text":"So when you wind down that email and don't have anymore, everything else is covered.","start":537.33496,"end":541.28,"sentiment":"neutral","sentiment_score":0.265880893667539},{"text":"You're not missing out on anything.","start":541.28,"end":542.58,"sentiment":"neutral","sentiment_score":0.29223492989937466},{"text":"Beautiful.","start":544.4,"end":544.9,"sentiment":"positive","sentiment_score":0.5293669104576111}],"sentiment":"neutral","sentiment_score":0.3170997420394862,"num_words":54,"start":529.815,"end":544.9},{"sentences":[{"text":"That's okay.","start":545.28,"end":546.10004,"sentiment":"neutral","sentiment_score":0.142162773758173},{"text":"Hasn't come through.","start":554.89496,"end":555.95496,"sentiment":"neutral","sentiment_score":-0.14701945583025613},{"text":"Not in the junk mail either.","start":556.095,"end":557.63495,"sentiment":"neutral","sentiment_score":-0.26837783803542453},{"text":"That's okay.","start":559.45496,"end":560.27496,"sentiment":"neutral","sentiment_score":-0.13387718796730042},{"text":"That's okay.","start":575.70996,"end":576.61,"sentiment":"neutral","sentiment_score":-0.0374811626970768}],"sentiment":"neutral","sentiment_score":-0.14064776996771494,"num_words":15,"start":545.28,"end":576.61},{"sentences":[{"text":"It might take a little bit.","start":576.83496,"end":578.115,"sentiment":"neutral","sentiment_score":-0.03963441991557678},{"text":"Sometimes the technology or the emails take a little bit to come through.","start":578.115,"end":581.555,"sentiment":"neutral","sentiment_score":-0.07782360424215977},{"text":"I'm more than happy to run through the advice for you, and then I'll follow-up later to make sure it does come through.","start":581.555,"end":587.075,"sentiment":"neutral","sentiment_score":0.09870037732078978},{"text":"And if it doesn't, let me know.","start":587.075,"end":588.855,"sentiment":"neutral","sentiment_score":0.06000110347356115},{"text":"Yeah.","start":589.075,"end":589.575,"sentiment":"neutral","sentiment_score":0.11072587966918944}],"sentiment":"neutral","sentiment_score":0.031026578154414893,"num_words":50,"start":576.83496,"end":589.575},{"sentences":[{"text":"That's that's okay.","start":590.7,"end":591.98004,"sentiment":"neutral","sentiment_score":0.20999841888745627},{"text":"I'll run through the recommendations there for you, and then I'll let you go back and have a really good read of it.","start":591.98004,"end":596.46,"sentiment":"positive","sentiment_score":0.3446001391048017},{"text":"I do wanna apologize for the length of time it's taken us to get this far.","start":596.54004,"end":599.74005,"sentiment":"neutral","sentiment_score":-0.20604762504808605},{"text":"We have been a bit backlogged with the amount of advice that needs to be provided.","start":599.74005,"end":603.83496,"sentiment":"neutral","sentiment_score":-0.2852135766297579},{"text":"Retirement is a huge area at the moment, and with, you know, two point four million people about to no.","start":603.83496,"end":610.39496,"sentiment":"neutral","sentiment_score":-0.08953994810581208}],"sentiment":"neutral","sentiment_score":-0.014040765806268424,"num_words":78,"start":590.7,"end":610.39496},{"sentences":[{"text":"I'm not going anywhere.","start":610.39496,"end":611.51495,"sentiment":"neutral","sentiment_score":-0.23828276619315147},{"text":"I promise I will always be him.","start":611.51495,"end":613.45496,"sentiment":"neutral","sentiment_score":0.05547026012625013},{"text":"There there is no risk of me leaving in any way, shape, or form.","start":615.27997,"end":618.56,"sentiment":"neutral","sentiment_score":-0.04801142428602491},{"text":"I love my job, and I'm here for you.","start":618.56,"end":620.24,"sentiment":"positive","sentiment_score":0.5083359248108335},{"text":"But we just had we just got really backlogged.","start":620.24,"end":622.88,"sentiment":"neutral","sentiment_score":-0.020946231981118515}],"sentiment":"neutral","sentiment_score":0.07324437329242396,"num_words":43,"start":610.39496,"end":622.88},{"sentences":[{"text":"I, unfortunately, had about 80 advice pieces to try and get it out and with Christmas and everything happening.","start":622.88,"end":628.71497,"sentiment":"neutral","sentiment_score":-0.08610581959548749},{"text":"And I never wanna say no to a client.","start":628.71497,"end":630.555,"sentiment":"neutral","sentiment_score":-0.10724722966551781},{"text":"So I was pushing trying to get everything through, and I wanted to prioritize yours.","start":630.555,"end":635.355,"sentiment":"neutral","sentiment_score":-0.047925649334987004},{"text":"But I do apologize for the length of time.","start":635.355,"end":637.115,"sentiment":"neutral","sentiment_score":-0.16164183285501268},{"text":"It shouldn't have taken this long for you.","start":637.115,"end":639.195,"sentiment":"neutral","sentiment_score":-0.03503704257309437}],"sentiment":"neutral","sentiment_score":-0.08425322026014329,"num_words":60,"start":622.88,"end":639.195},{"sentences":[{"text":"Okay?","start":639.195,"end":639.695,"sentiment":"neutral","sentiment_score":-0.0163080096244812},{"text":"No.","start":641.78,"end":641.94,"sentiment":"neutral","sentiment_score":-0.1576535403728485},{"text":"That's okay.","start":641.94,"end":642.92004,"sentiment":"neutral","sentiment_score":0.012547114863991737},{"text":"I promise you if I I will never leave you.","start":643.94,"end":645.7,"sentiment":"neutral","sentiment_score":0.07468922324478626},{"text":"I'll be here forever.","start":645.7,"end":646.58,"sentiment":"neutral","sentiment_score":0.18432184681296349}],"sentiment":"neutral","sentiment_score":0.07418401663502057,"num_words":18,"start":639.195,"end":646.58},{"sentences":[{"text":"I promise, Brad.","start":646.58,"end":647.56,"sentiment":"neutral","sentiment_score":0.05998650441567103},{"text":"Yeah.","start":651.22003,"end":651.72003,"sentiment":"neutral","sentiment_score":0.057156022638082504},{"text":"If I win LOTA, I'll share it with you.","start":655.745,"end":657.745,"sentiment":"neutral","sentiment_score":0.11719350847933027},{"text":"I promise.","start":657.745,"end":658.40497,"sentiment":"neutral","sentiment_score":0.10223576426506042},{"text":"Absolutely.","start":660.545,"end":661.045,"sentiment":"neutral","sentiment_score":0.11974063515663148}],"sentiment":"neutral","sentiment_score":0.10100432974286377,"num_words":16,"start":646.58,"end":661.045},{"sentences":[{"text":"And these calls are recorded.","start":661.105,"end":662.225,"sentiment":"neutral","sentiment_score":0.04649238362908363},{"text":"Don't forget.","start":662.225,"end":662.705,"sentiment":"neutral","sentiment_score":0.026429065503180027},{"text":"So you have that on a recorded line now?","start":662.705,"end":664.805,"sentiment":"neutral","sentiment_score":0.029329525720742013},{"text":"No.","start":666.8,"end":666.95996,"sentiment":"neutral","sentiment_score":0.022809352725744247},{"text":"It's all good.","start":666.95996,"end":668.18,"sentiment":"neutral","sentiment_score":0.11285011594494183}],"sentiment":"neutral","sentiment_score":0.045532274059951305,"num_words":20,"start":661.105,"end":668.18},{"sentences":[{"text":"With the advice you said has been scoped into certain areas, we are looking at superannuation.","start":668.88,"end":673.22,"sentiment":"neutral","sentiment_score":0.0383053629193455},{"text":"I have factored in the estate planning side of things for you, and we're limited scoping in retirement planning.","start":673.6,"end":678.8,"sentiment":"neutral","sentiment_score":0.0037897666426081407},{"text":"So you are about seven years away from retirement at the moment.","start":678.8,"end":681.94,"sentiment":"neutral","sentiment_score":-0.10543874154488246},{"text":"Retirement is on your mind, so we're making sure that your super is working harder for you.","start":682.405,"end":686.245,"sentiment":"neutral","sentiment_score":0.006185264052713618},{"text":"We are looking at ways to boost super over the next couple of years so that you do get a bit more out of your time and longevity out of your super there as well.","start":686.245,"end":694.665,"sentiment":"neutral","sentiment_score":0.24192544583763395}],"sentiment":"neutral","sentiment_score":0.08072895522822034,"num_words":99,"start":668.88,"end":694.665},{"sentences":[{"text":"Okay?","start":694.725,"end":695.225,"sentiment":"neutral","sentiment_score":0.11153240501880646},{"text":"The document has been prepared for yourself, Bradley Rowe, by myself, Dana Taylor, and my beautiful team here at Oakview Financial, and my authorized representative number under Oakview is 1304394.","start":696.83,"end":708.045,"sentiment":"neutral","sentiment_score":0.1275764805575212},{"text":"Attached to the email when it comes through, there are a few documents that might be why it's taking a bit longer to come through.","start":708.445,"end":713.825,"sentiment":"neutral","sentiment_score":-0.08388385750353336},{"text":"But we do have the financial services guide attached, so it does have all the information on myself, my licensing information there as well.","start":714.365,"end":721.325,"sentiment":"neutral","sentiment_score":0.03647805564105511},{"text":"So because down the track, we are gonna talk more about what to do with the inheritance money.","start":721.325,"end":726.18,"sentiment":"neutral","sentiment_score":0.022143045647276774}],"sentiment":"neutral","sentiment_score":0.03179365858359604,"num_words":98,"start":694.725,"end":726.18},{"sentences":[{"text":"You know, your wife might have a few questions about me and what I do and what a financial adviser does, so feel free to share that financial services guide with her as well.","start":726.18,"end":733.94,"sentiment":"neutral","sentiment_score":0.07014067175195497},{"text":"Okay.","start":733.94,"end":734.44,"sentiment":"neutral","sentiment_score":0.10238088667392732},{"text":"Yep.","start":734.74,"end":735.22003,"sentiment":"neutral","sentiment_score":0.11079727113246918},{"text":"Perfect.","start":735.22003,"end":735.72003,"sentiment":"positive","sentiment_score":0.5487502813339233},{"text":"So as I mentioned, we are scoping in Superannuation, the estate planning side of things.","start":737.34503,"end":741.34503,"sentiment":"neutral","sentiment_score":0.11279968023300171}],"sentiment":"neutral","sentiment_score":0.09305204773465028,"num_words":52,"start":726.18,"end":741.34503},{"sentences":[{"text":"There's a limited scope with regard to the retirement planning areas and also personal insurance.","start":741.34503,"end":747.425,"sentiment":"neutral","sentiment_score":0.01779038483897845},{"text":"If you're not looking to change your insurances at the moment, you were happy with the level cover of life and TPD.","start":747.425,"end":752.45,"sentiment":"neutral","sentiment_score":-0.00041061392138627435},{"text":"But because they are held inside of super, it's appropriate to scope it in on a limited basis, noting we're not making any changes, but it does have an effect on your retirement.","start":752.91,"end":761.41,"sentiment":"neutral","sentiment_score":-0.03677134626460346},{"text":"So it's about just making sure we're correcting that.","start":761.47,"end":764.52997,"sentiment":"neutral","sentiment_score":-0.060054591132534876},{"text":"And then scoping out for the moment the cash loan inheritance side of things.","start":765.985,"end":769.685,"sentiment":"neutral","sentiment_score":0.05200376707528319}],"sentiment":"neutral","sentiment_score":-0.008258825178027795,"num_words":93,"start":741.34503,"end":769.685},{"sentences":[{"text":"When you know how much you're able to get, we'll have a much more detailed conversation, talk about what we can do there, what your goals are, and we'll update some financial personal advice for you to help you along that way as well.","start":769.745,"end":781.32,"sentiment":"neutral","sentiment_score":0.1727356075901877},{"text":"Okay.","start":781.4,"end":781.9,"sentiment":"positive","sentiment_score":0.369178831577301},{"text":"Beautiful.","start":783.48,"end":783.98,"sentiment":"positive","sentiment_score":0.7459973692893982},{"text":"Now as you are going through, I know it has been a a few months since we sort of touched base.","start":784.92,"end":788.92,"sentiment":"neutral","sentiment_score":0.04338408208319119},{"text":"I've got all of your assets and liabilities noted in there.","start":788.92,"end":791.48,"sentiment":"neutral","sentiment_score":0.07620855996554549}],"sentiment":"neutral","sentiment_score":0.13416542074619195,"num_words":78,"start":769.745,"end":791.48},{"sentences":[{"text":"When you do have a look at those, if there's any major changes that you would want me to update in the back end, feel free to let me know.","start":791.48,"end":797.545,"sentiment":"neutral","sentiment_score":0.08208980374038219},{"text":"None of these do reflect on the advice or change the advice in any way.","start":798.00494,"end":801.605,"sentiment":"neutral","sentiment_score":-0.2177238494157791},{"text":"It's just more for our information, making sure we update everything in the back end for you.","start":801.605,"end":806.40497,"sentiment":"neutral","sentiment_score":0.05877609266077771},{"text":"Okay?","start":806.40497,"end":806.90497,"sentiment":"neutral","sentiment_score":0.031817518174648285},{"text":"Perfect.","start":808.33997,"end":808.83997,"sentiment":"positive","sentiment_score":0.6457003951072693}],"sentiment":"neutral","sentiment_score":0.013649185304529965,"num_words":64,"start":791.48,"end":808.83997},{"sentences":[{"text":"Easy.","start":809.22,"end":809.72,"sentiment":"positive","sentiment_score":0.4121263921260834},{"text":"Now with regard to the recommendations with the super, so I did have a look at Hub twenty four and all the other superannuation funds out there, noting that Hub twenty four is still a appropriate see if for yourself.","start":810.26,"end":822.125,"sentiment":"neutral","sentiment_score":0.10609496813267469},{"text":"So I'm recommending you stay within Hub 24.","start":822.125,"end":824.78503,"sentiment":"neutral","sentiment_score":0.0666595483198762},{"text":"However, I am making a recommendation that we make some changes to the investments there.","start":824.84503,"end":829.34503,"sentiment":"neutral","sentiment_score":0.03451353789617618},{"text":"One of the underlying investments you had was bank hybrids.","start":829.645,"end":832.86505,"sentiment":"neutral","sentiment_score":0.0221528060734272}],"sentiment":"neutral","sentiment_score":0.08011395450228372,"num_words":74,"start":809.22,"end":832.86505},{"sentences":[{"text":"They are more of a defensive investment.","start":833.57996,"end":836.0,"sentiment":"neutral","sentiment_score":0.020183703462992395},{"text":"Bank hybrids are like investing in the big four banks, and they kind of build these little hybrid products which have loans and credit funds inside them.","start":836.45996,"end":843.75995,"sentiment":"neutral","sentiment_score":0.023571639287251013},{"text":"We're actually gonna recommend that we sell that investment down completely.","start":844.45996,"end":848.07996,"sentiment":"neutral","sentiment_score":-0.06581142070618543},{"text":"The reason for doing that is there is going to be a change to the way investments are able to be structured.","start":848.38,"end":853.97504,"sentiment":"neutral","sentiment_score":-0.03645650280470198},{"text":"So down the track, the government has come out saying they're gonna phase these investments out.","start":853.97504,"end":858.775,"sentiment":"neutral","sentiment_score":-0.0797149483114481}],"sentiment":"neutral","sentiment_score":-0.024381779246481067,"num_words":83,"start":833.57996,"end":858.775},{"sentences":[{"text":"So whilst we are looking at things now, it does look at better to remove them out of your portfolio, And then we're still keeping that defensive asset, so we're gonna sell the bank hybrids down completely.","start":858.775,"end":869.42,"sentiment":"neutral","sentiment_score":-0.07399845830592755},{"text":"And then we're gonna put the money into the core composite bonds, which essentially is, again, just a defensive investment, but it gives you access to both government and corporate bonds.","start":869.88,"end":879.25995,"sentiment":"neutral","sentiment_score":0.08581820791286807},{"text":"It's about 98% in bonds and 1% in cash, and bonds are quite low risk.","start":879.555,"end":884.275,"sentiment":"neutral","sentiment_score":0.1150725265343984},{"text":"They're good for income producing there, and they're also very liquid if you need to pull the money up very quickly.","start":884.275,"end":889.795,"sentiment":"positive","sentiment_score":0.4034318668501718},{"text":"So it just works out better.","start":889.795,"end":891.475,"sentiment":"positive","sentiment_score":0.34048160910606384}],"sentiment":"neutral","sentiment_score":0.11057698404077779,"num_words":110,"start":858.775,"end":891.475},{"sentences":[{"text":"While we're looking at the advice now that we do remove the funds out of those bank hybrids and make a change to it now so you everything gets settled for you for the next seven years.","start":891.475,"end":902.13,"sentiment":"neutral","sentiment_score":0.0193474180996418},{"text":"Okay?","start":902.19,"end":902.69,"sentiment":"neutral","sentiment_score":0.09848280251026154},{"text":"Okay.","start":904.11,"end":904.61,"sentiment":"positive","sentiment_score":0.354317843914032},{"text":"I got you.","start":906.445,"end":907.42505,"sentiment":"positive","sentiment_score":0.34829626480738324},{"text":"No worries.","start":908.125,"end":908.945,"sentiment":"neutral","sentiment_score":0.11812350526452063}],"sentiment":"neutral","sentiment_score":0.05567706638777798,"num_words":44,"start":891.475,"end":908.945},{"sentences":[{"text":"We're also just gonna do a bit of a rebalance there as well.","start":909.645,"end":912.125,"sentiment":"neutral","sentiment_score":0.11650952926048866},{"text":"So when I went back and had a look at your portfolio the way it was structured, you sort of have that balanced approach, sort of a fifty fifty scenario.","start":912.125,"end":919.505,"sentiment":"neutral","sentiment_score":0.09611271570126216},{"text":"So with the balance portfolio, we normally say 60% in growth assets and sort of 40% in defensive.","start":919.565,"end":926.13,"sentiment":"neutral","sentiment_score":0.11460876961549123},{"text":"But the way your portfolio was set up, you sort of have more of that fifty fifty sort of split.","start":926.13,"end":930.37,"sentiment":"neutral","sentiment_score":0.06668459493666887},{"text":"So I have just done a bit of a rebalance in the portfolio there as well so that we bring you back to down.","start":930.37,"end":936.265,"sentiment":"neutral","sentiment_score":0.22487815034886202}],"sentiment":"neutral","sentiment_score":0.12563553058675359,"num_words":105,"start":909.645,"end":936.265},{"sentences":[{"text":"You have about 49.5% in growth investments and then 50.5% in defensive investments, and that's just making sure that you're not taking too much risk there.","start":936.265,"end":947.55,"sentiment":"neutral","sentiment_score":0.16583924224743476},{"text":"One of the things was you were quite conservative over the past and have never really wanted to increase that risk level a bit, so it's good that to keep you keep you in that area.","start":947.63,"end":957.33,"sentiment":"neutral","sentiment_score":0.19943246079815757},{"text":"When we sort of look at the changes, all we need to do to be able to rebalance things for you is remove everything out of the bank high risk.","start":957.70996,"end":965.425,"sentiment":"neutral","sentiment_score":0.059785714745521544},{"text":"We'll put some money into the core composite bond so you'll have 20% invested there, and then we'll put some more money into what's called the beta shares, high interest cash account.","start":965.425,"end":976.10004,"sentiment":"neutral","sentiment_score":0.10481677879579365},{"text":"That's essentially just high interest cash.","start":976.10004,"end":977.86005,"sentiment":"neutral","sentiment_score":0.1297488547861576}],"sentiment":"neutral","sentiment_score":0.1339814644593459,"num_words":130,"start":936.265,"end":977.86005},{"sentences":[{"text":"It's liquid.","start":977.86005,"end":978.58,"sentiment":"neutral","sentiment_score":0.18766485154628754},{"text":"It's very defensive for you, and we'll just spread your defensive assets across the core composite bonds that high interest cash for you.","start":978.58,"end":987.32,"sentiment":"neutral","sentiment_score":0.16970073172579642},{"text":"In the way of having growth assets, you're still gonna have your physical gold.","start":987.94,"end":992.53503,"sentiment":"neutral","sentiment_score":0.1302562765777111},{"text":"Gold has done really well over the past year.","start":992.53503,"end":995.115,"sentiment":"positive","sentiment_score":0.3798081974188487},{"text":"Absolutely.","start":996.055,"end":996.555,"sentiment":"neutral","sentiment_score":0.3246365189552307}],"sentiment":"neutral","sentiment_score":0.2009172387877289,"num_words":49,"start":977.86005,"end":996.555},{"sentences":[{"text":"So you'll still have your 10% physical gold there.","start":996.695,"end":999.255,"sentiment":"neutral","sentiment_score":0.2069879886176851},{"text":"That is a growth investment, but we like gold because it acts defensively at times as well, and it's especially important to keep that around now.","start":999.255,"end":1006.93,"sentiment":"neutral","sentiment_score":0.26513662246557385},{"text":"You'll also keep a small yeah.","start":1007.87,"end":1009.97003,"sentiment":"neutral","sentiment_score":0.06469574198126793},{"text":"Yeah.","start":1010.27,"end":1010.77,"sentiment":"neutral","sentiment_score":0.07255424559116364},{"text":"Yeah.","start":1013.63,"end":1014.13,"sentiment":"neutral","sentiment_score":0.030855339020490646}],"sentiment":"neutral","sentiment_score":0.215070421352636,"num_words":43,"start":996.695,"end":1014.13},{"sentences":[{"text":"Yeah.","start":1016.11,"end":1016.61,"sentiment":"neutral","sentiment_score":0.07596175372600555},{"text":"Yep.","start":1018.375,"end":1018.875,"sentiment":"neutral","sentiment_score":0.11799398064613342},{"text":"Yeah.","start":1024.6951,"end":1025.1951,"sentiment":"neutral","sentiment_score":0.16455551981925964},{"text":"Yep.","start":1025.735,"end":1026.235,"sentiment":"neutral","sentiment_score":0.2241307348012924},{"text":"Yep.","start":1027.8151,"end":1028.3151,"sentiment":"neutral","sentiment_score":0.18829213082790375}],"sentiment":"neutral","sentiment_score":0.15418682396411895,"num_words":5,"start":1016.11,"end":1028.3151},{"sentences":[{"text":"Yep.","start":1033.1901,"end":1033.67,"sentiment":"neutral","sentiment_score":0.281461626291275},{"text":"Yeah.","start":1033.67,"end":1034.17,"sentiment":"neutral","sentiment_score":0.17764028906822205},{"text":"Yeah.","start":1038.0701,"end":1038.5701,"sentiment":"positive","sentiment_score":0.3580203652381897},{"text":"Yeah.","start":1044.005,"end":1044.505,"sentiment":"neutral","sentiment_score":0.1723034530878067},{"text":"Yeah.","start":1054.9801,"end":1055.4801,"sentiment":"neutral","sentiment_score":0.010566365905106068}],"sentiment":"neutral","sentiment_score":0.1999984199181199,"num_words":5,"start":1033.1901,"end":1055.4801},{"sentences":[{"text":"Yeah.","start":1057.7001,"end":1058.18,"sentiment":"neutral","sentiment_score":0.10783824324607848},{"text":"It would be good.","start":1058.18,"end":1059.2201,"sentiment":"neutral","sentiment_score":0.19743949174880981},{"text":"But the other side of that is because you are quite conservative, having gold is a great thing because it is growth it is a growth asset, but it doesn't have any income properties.","start":1059.2201,"end":1068.5801,"sentiment":"neutral","sentiment_score":0.12580525605281925},{"text":"So one of the things we wanna look at when we are investing is making sure that our portfolio is able to generate some income.","start":1068.5801,"end":1075.745,"sentiment":"neutral","sentiment_score":0.07290366411209107},{"text":"So while they're putting contributions in the income it generates gets reinvested back, and that helps with the compounding effect as well.","start":1075.805,"end":1083.165,"sentiment":"neutral","sentiment_score":0.14230285195464437}],"sentiment":"neutral","sentiment_score":0.11777010769583285,"num_words":86,"start":1057.7001,"end":1083.165},{"sentences":[{"text":"So, yeah, look, I love gold.","start":1083.165,"end":1085.72,"sentiment":"neutral","sentiment_score":0.1421890382965406},{"text":"It's one of my favorite little assets there as well, but I would never wanna hold a 100% of it.","start":1085.72,"end":1090.6,"sentiment":"neutral","sentiment_score":0.15647518821060658},{"text":"I think it has a place in the portfolio.","start":1090.6,"end":1092.46,"sentiment":"neutral","sentiment_score":0.1271329646309217},{"text":"But there are times like, if we think back to February, gold dropped by 18% in one day.","start":1093.4,"end":1098.44,"sentiment":"neutral","sentiment_score":-0.1056395678056611},{"text":"So it it was yeah.","start":1098.44,"end":1105.6051,"sentiment":"neutral","sentiment_score":-0.11332528293132782}],"sentiment":"neutral","sentiment_score":0.045839586905364334,"num_words":58,"start":1083.165,"end":1105.6051},{"sentences":[{"text":"Mhmm.","start":1110.7051,"end":1111.2051,"sentiment":"neutral","sentiment_score":-0.027746405452489853},{"text":"Yeah.","start":1112.06,"end":1112.56,"sentiment":"neutral","sentiment_score":0.013699938543140888},{"text":"Yeah.","start":1115.42,"end":1115.92,"sentiment":"neutral","sentiment_score":0.03164659067988396},{"text":"Yeah.","start":1118.7,"end":1119.2,"sentiment":"neutral","sentiment_score":0.001498454948887229},{"text":"Yeah.","start":1122.7,"end":1123.2,"sentiment":"neutral","sentiment_score":0.03450462594628334}],"sentiment":"neutral","sentiment_score":0.010720640933141113,"num_words":5,"start":1110.7051,"end":1123.2},{"sentences":[{"text":"Yeah.","start":1125.755,"end":1126.255,"sentiment":"neutral","sentiment_score":-0.008946828544139862},{"text":"Yeah.","start":1128.555,"end":1129.055,"sentiment":"neutral","sentiment_score":0.06401526927947998},{"text":"That's okay.","start":1129.355,"end":1130.095,"sentiment":"neutral","sentiment_score":0.13753576204180717},{"text":"Yeah.","start":1137.13,"end":1137.63,"sentiment":"neutral","sentiment_score":-0.03824850171804428},{"text":"Yeah.","start":1143.13,"end":1143.63,"sentiment":"neutral","sentiment_score":0.03569723293185234}],"sentiment":"neutral","sentiment_score":0.05459811600546042,"num_words":6,"start":1125.755,"end":1143.63},{"sentences":[{"text":"Yeah.","start":1146.41,"end":1146.91,"sentiment":"neutral","sentiment_score":0.029525019228458405},{"text":"Well, your your balance isn't bad for your age and where you're at.","start":1147.53,"end":1151.465,"sentiment":"neutral","sentiment_score":0.19075019829548323},{"text":"Your balance is not actually bad.","start":1151.465,"end":1152.905,"sentiment":"positive","sentiment_score":0.39604002237319946},{"text":"You're pretty well on par with where you should be for your age and stage at this point.","start":1152.905,"end":1157.245,"sentiment":"positive","sentiment_score":0.33551019926865894},{"text":"It's not bad at all.","start":1158.105,"end":1160.045,"sentiment":"neutral","sentiment_score":0.32598153352737425}],"sentiment":"neutral","sentiment_score":0.29196765083213183,"num_words":43,"start":1146.41,"end":1160.045},{"sentences":[{"text":"I'm having a quick look here.","start":1160.5851,"end":1161.63,"sentiment":"neutral","sentiment_score":0.1349201463162899},{"text":"So the balance we had at the moment was about 418,000 there.","start":1161.63,"end":1165.79,"sentiment":"neutral","sentiment_score":0.29937563339869183},{"text":"So you've actually got a really good balance.","start":1165.79,"end":1167.7101,"sentiment":"positive","sentiment_score":0.5664824098348618},{"text":"And when you sort of think about over the next couple of years, someone who only has a balance of 50,000, if they get a 5% return, it's quite a small return.","start":1167.7101,"end":1176.395,"sentiment":"neutral","sentiment_score":0.1504091622773558},{"text":"Whereas someone with 500,000 getting the same 5% return, it's much bigger.","start":1176.4551,"end":1181.1951,"sentiment":"neutral","sentiment_score":0.08112444293995698}],"sentiment":"neutral","sentiment_score":0.21029248950736865,"num_words":70,"start":1160.5851,"end":1181.1951},{"sentences":[{"text":"Yeah.","start":1182.855,"end":1183.355,"sentiment":"neutral","sentiment_score":0.09172835946083067},{"text":"Yeah.","start":1183.5751,"end":1184.055,"sentiment":"neutral","sentiment_score":0.11662918329238892},{"text":"So as your balance increases, smaller changes may have a bigger effect on you, but smaller changes in you know, smaller increases are also gonna provide a greater effect moving forward.","start":1184.055,"end":1195.27,"sentiment":"neutral","sentiment_score":0.2338459232161122},{"text":"And then you've also got your contributions going in there, and they're not bad at all.","start":1195.27,"end":1199.29,"sentiment":"neutral","sentiment_score":0.1382033850532025},{"text":"One of the things we did talk about was also the option of salary sacrificing.","start":1200.035,"end":1204.215,"sentiment":"neutral","sentiment_score":0.08901368534813324}],"sentiment":"neutral","sentiment_score":0.17193813443009276,"num_words":64,"start":1182.855,"end":1204.215},{"sentences":[{"text":"So we did talk about trying to get longevity and making your super work a bit harder for you.","start":1204.355,"end":1208.755,"sentiment":"neutral","sentiment_score":0.014859246776292198},{"text":"And we have the option of either putting more money in the super or taking on a bit more risk, and you're more comfortable with putting a bit more money into the market.","start":1208.755,"end":1216.5901,"sentiment":"neutral","sentiment_score":0.0859300491936279},{"text":"So I have gone back and done a lot of projecting to sort of see what we need to do to kind of make it work a bit harder.","start":1216.5901,"end":1223.7301,"sentiment":"neutral","sentiment_score":-0.03804881029344838},{"text":"I have recommended with the salary sacrifice we increase that.","start":1224.1901,"end":1227.675,"sentiment":"neutral","sentiment_score":-0.05095481351017952},{"text":"I am increasing it to $200 on a weekly basis.","start":1228.0751,"end":1231.375,"sentiment":"neutral","sentiment_score":0.11120304577052594}],"sentiment":"neutral","sentiment_score":0.025911724121116177,"num_words":101,"start":1204.355,"end":1231.375},{"sentences":[{"text":"It is up to you as to whether you decide to take that onboard or not.","start":1232.555,"end":1235.995,"sentiment":"neutral","sentiment_score":0.18280433537438512},{"text":"It's completely up to you.","start":1235.995,"end":1237.4551,"sentiment":"neutral","sentiment_score":0.22064768373966218},{"text":"But, essentially, increasing it from 50 to a to $200 on a weekly basis means that we are putting a bit more money into the market.","start":1237.8351,"end":1244.82,"sentiment":"positive","sentiment_score":0.4035498442558142},{"text":"We are having more money invested on a regular basis.","start":1244.82,"end":1247.5599,"sentiment":"positive","sentiment_score":0.5698795139789581},{"text":"And when I kinda project that out over the course of the time, and it actually comes out a lot better.","start":1248.1799,"end":1253.2999,"sentiment":"positive","sentiment_score":0.6096738392398471}],"sentiment":"positive","sentiment_score":0.423363455117513,"num_words":78,"start":1232.555,"end":1253.2999},{"sentences":[{"text":"So by making these changes, increasing your salary sacrifice in there over the next and even just making the tweak sorry, the tweak and rebalancing your portfolio and removing that bank hybrid and putting it in the core composite bond, Overall, when I then reevaluate how your super is working for you, the CGT consequences just for making those changes on your portfolio came out at about $61.","start":1253.2999,"end":1277.98,"sentiment":"neutral","sentiment_score":0.16287593209349058},{"text":"So your fund isn't gonna pay $61 tax to make the changes to your portfolio.","start":1278.0399,"end":1283.0199,"sentiment":"neutral","sentiment_score":0.016942076881726584},{"text":"Your super the way it was structured at the moment, the five year rolling average has been averaging about 11.56%.","start":1284.175,"end":1291.055,"sentiment":"neutral","sentiment_score":0.2235345296561718},{"text":"Whereas if we make these changes in there, even though you've got a very conservative portfolio, the five year rolling average comes out at 12.11% 12 point 11%.","start":1291.055,"end":1302.1499,"sentiment":"neutral","sentiment_score":0.15311854053288698},{"text":"So it is a slight higher change to what to how the portfolio has been performing, And we're also saving you in fees as well.","start":1302.21,"end":1310.5449,"sentiment":"neutral","sentiment_score":0.14627529844641685}],"sentiment":"neutral","sentiment_score":0.15220888926146123,"num_words":156,"start":1253.2999,"end":1310.5449},{"sentences":[{"text":"So by changing from the bank hybrids into the core composite bond and keeping you conservative, we're actually saving you for the first year $263 in investment fees as well.","start":1310.5449,"end":1321.585,"sentiment":"positive","sentiment_score":0.35866077144940695},{"text":"So it does work out quite good.","start":1321.585,"end":1324.47,"sentiment":"positive","sentiment_score":0.6092236808368138},{"text":"Yeah.","start":1327.17,"end":1327.67,"sentiment":"neutral","sentiment_score":0.16412612795829773},{"text":"If we kind of look at projecting that forward over the next seven years, if the market works the way it does and look.","start":1328.37,"end":1333.81,"sentiment":"neutral","sentiment_score":0.2327076674749454},{"text":"I'll be honest.","start":1333.81,"end":1334.45,"sentiment":"neutral","sentiment_score":0.02438090865810712}],"sentiment":"neutral","sentiment_score":0.3207175658872494,"num_words":65,"start":1310.5449,"end":1334.45},{"sentences":[{"text":"I don't expect you to get 12% every single year out of this portfolio.","start":1334.45,"end":1338.125,"sentiment":"neutral","sentiment_score":0.033921697842223306},{"text":"But if the market works the way we want it to, if it, you know, keeps providing great returns the way it has, you could end up with about $840,000 in the next seven years.","start":1338.6649,"end":1347.8049,"sentiment":"positive","sentiment_score":0.6154401438576834},{"text":"Yeah.","start":1349.3999,"end":1349.8999,"sentiment":"positive","sentiment_score":0.4670499563217163},{"text":"Yeah.","start":1351.64,"end":1352.14,"sentiment":"neutral","sentiment_score":0.17383748292922974},{"text":"Yeah.","start":1355.0,"end":1355.5,"sentiment":"neutral","sentiment_score":-0.011430556885898112}],"sentiment":"positive","sentiment_score":0.4354762632149057,"num_words":52,"start":1334.45,"end":1355.5},{"sentences":[{"text":"Yeah.","start":1357.0,"end":1357.5,"sentiment":"neutral","sentiment_score":-0.07191944122314453},{"text":"Yeah.","start":1358.2799,"end":1358.7799,"sentiment":"neutral","sentiment_score":-0.04350417107343674},{"text":"Yeah.","start":1370.0549,"end":1370.135,"sentiment":"neutral","sentiment_score":-0.03547158092260361},{"text":"Yeah.","start":1370.135,"end":1370.2949,"sentiment":"neutral","sentiment_score":-0.013816514052450655},{"text":"Nar.","start":1370.2949,"end":1370.7949,"sentiment":"neutral","sentiment_score":-0.010696734301745892}],"sentiment":"neutral","sentiment_score":-0.035081688314676285,"num_words":5,"start":1357.0,"end":1370.7949},{"sentences":[{"text":"Yeah.","start":1373.59,"end":1374.07,"sentiment":"neutral","sentiment_score":-0.005694620311260223},{"text":"Nar.","start":1374.07,"end":1374.57,"sentiment":"neutral","sentiment_score":-0.006913401186466217},{"text":"Absolutely.","start":1375.03,"end":1375.53,"sentiment":"neutral","sentiment_score":0.0012659300118684769},{"text":"Yeah.","start":1376.63,"end":1377.13,"sentiment":"neutral","sentiment_score":-0.08696265518665314},{"text":"Yeah.","start":1389.125,"end":1389.625,"sentiment":"neutral","sentiment_score":-0.0786965936422348}],"sentiment":"neutral","sentiment_score":-0.03540026806294918,"num_words":5,"start":1373.59,"end":1389.625},{"sentences":[{"text":"So the the sort of things I've had to look into really great questions.","start":1389.765,"end":1392.965,"sentiment":"neutral","sentiment_score":-0.07537855633667537},{"text":"So at the moment, I don't think you are taking on you know, I don't think taking more risk feels very comfortable for where you're at.","start":1392.965,"end":1399.21,"sentiment":"neutral","sentiment_score":-0.2784394366809955},{"text":"I think putting a bit more money into the market is probably a little bit more comfortable for you.","start":1399.21,"end":1403.79,"sentiment":"neutral","sentiment_score":-0.127137322959147},{"text":"One of the things we do tend to look at is what's called the VIX index, and that essentially shows the expected volatility that markets are gonna the markets expect to feel.","start":1404.01,"end":1414.2051,"sentiment":"neutral","sentiment_score":0.02981456636916846},{"text":"And it sort of, yeah, sort of looks at how we expect the S and P 500, the top 500 companies in The US, to sort of react and the kind of volatility we might be seeing.","start":1414.3451,"end":1424.045,"sentiment":"neutral","sentiment_score":0.013322159194865742}],"sentiment":"neutral","sentiment_score":-0.07236990831734147,"num_words":128,"start":1389.765,"end":1424.045},{"sentences":[{"text":"When we sort of look at the VIX index at the moment, it's sitting at about 24.93%.","start":1424.1499,"end":1429.85,"sentiment":"neutral","sentiment_score":0.03778448416029706},{"text":"So that sort of shows that anything over 20 means that over the next thirty days, we are expecting a bit of volatility.","start":1429.9099,"end":1436.73,"sentiment":"neutral","sentiment_score":-0.022451630591050438},{"text":"We expect investors to be moving money around on a much more regular basis, and we expect the S and P 500 to be more volatile.","start":1436.87,"end":1444.095,"sentiment":"neutral","sentiment_score":-0.058904910603394874},{"text":"Anything under that 20, tends to be where we see a lot more stability, and it has been very up and down.","start":1444.555,"end":1451.515,"sentiment":"neutral","sentiment_score":0.07890228334475648},{"text":"So when I sort of look at how it went because it the VIX index kinda works with The US market.","start":1451.515,"end":1456.83,"sentiment":"neutral","sentiment_score":0.09748712040129162}],"sentiment":"neutral","sentiment_score":0.021811934068388897,"num_words":109,"start":1424.1499,"end":1456.83},{"sentences":[{"text":"But it went up with yesterday at the height of it, it was about 25.61%.","start":1457.6901,"end":1464.1901,"sentiment":"neutral","sentiment_score":0.1461891104777654},{"text":"So it did go as high as '25 to '26 and then down to sort of 24.","start":1464.33,"end":1469.9751,"sentiment":"neutral","sentiment_score":0.1260792212012936},{"text":"It did go lower to about 24.25, but 24.22 is where it's static close in US time yesterday.","start":1470.275,"end":1478.4551,"sentiment":"neutral","sentiment_score":0.017114844173192978},{"text":"So it is still showing a bit of volatility out there.","start":1478.675,"end":1481.97,"sentiment":"neutral","sentiment_score":-0.2903179533102296},{"text":"And because you are closer to accessing super, taking on more risk does mean that you risk in the event that you wanna access super or start to draw out money that it could be a downtime.","start":1482.0499,"end":1493.51,"sentiment":"neutral","sentiment_score":-0.17652258679673477}],"sentiment":"neutral","sentiment_score":-0.051842679440671086,"num_words":98,"start":1457.6901,"end":1493.51},{"sentences":[{"text":"So I think for where you are at the moment, the way you the conversations that we have definitely had, I feel like this portfolio is very much more a comfort level for yourself.","start":1493.73,"end":1504.655,"sentiment":"positive","sentiment_score":0.39492344461819706},{"text":"And I feel like putting more money into the market, putting more money into your super by way of salary sacrifice can can provide a little bit more of a greater benefit for you because you're not taking more risk in the market.","start":1504.875,"end":1517.0901,"sentiment":"positive","sentiment_score":0.45432124026986054},{"text":"You're putting more money into the market.","start":1517.0901,"end":1518.9501,"sentiment":"neutral","sentiment_score":0.3331744500568935},{"text":"You're still keeping that conservative sort of feel and having more of those defensive assets plus a bit of physical gold in there helps to smooth out those market fluctuations.","start":1519.0901,"end":1527.905,"sentiment":"positive","sentiment_score":0.3629298597574234},{"text":"So and because your balance is increasing, as I mentioned before, you do see, smaller changes have a higher effect on a bigger balance.","start":1528.125,"end":1536.27,"sentiment":"positive","sentiment_score":0.3351156860589981}],"sentiment":"positive","sentiment_score":0.3929427815736204,"num_words":138,"start":1493.73,"end":1536.27},{"sentences":[{"text":"So, I feel like where you are at the moment is very much where they expect you to be.","start":1536.35,"end":1541.3301,"sentiment":"positive","sentiment_score":0.43318582208533035},{"text":"I sort of do find a lot more clients when they're closer to 60.","start":1541.39,"end":1545.41,"sentiment":"neutral","sentiment_score":0.2364854450736727},{"text":"They are very much in that balance to conservative sort of place and not wanting to take on a lot more risk in the market.","start":1545.9501,"end":1553.035,"sentiment":"neutral","sentiment_score":0.07801439091563225},{"text":"So and this hopefully, I answered your question, but I kind of feel like where you are at the moment is right for you.","start":1553.035,"end":1559.295,"sentiment":"neutral","sentiment_score":0.1988391742731134},{"text":"If you ever did wanna maybe look at taking on more risk, we absolutely can, but it does mean you are opening yourself up to bigger drops and closer to when you wanna access super.","start":1560.075,"end":1570.06,"sentiment":"neutral","sentiment_score":0.07639232905847686}],"sentiment":"neutral","sentiment_score":0.1789534899414095,"num_words":117,"start":1536.35,"end":1570.06},{"sentences":[{"text":"So yeah.","start":1570.12,"end":1572.4601,"sentiment":"neutral","sentiment_score":-0.00006662774831056595},{"text":"Yeah.","start":1573.7201,"end":1574.2201,"sentiment":"positive","sentiment_score":0.5907090306282043},{"text":"Aw.","start":1575.905,"end":1576.405,"sentiment":"positive","sentiment_score":0.4642222821712494},{"text":"Thank you.","start":1576.865,"end":1577.685,"sentiment":"positive","sentiment_score":0.6355676651000977},{"text":"Yeah.","start":1582.225,"end":1582.385,"sentiment":"neutral","sentiment_score":0.0409439355134964}],"sentiment":"positive","sentiment_score":0.3381253318595035,"num_words":7,"start":1570.12,"end":1582.385},{"sentences":[{"text":"No.","start":1582.385,"end":1582.885,"sentiment":"neutral","sentiment_score":-0.03614882007241249},{"text":"Yep.","start":1587.92,"end":1588.42,"sentiment":"neutral","sentiment_score":-0.0950886607170105},{"text":"Yep.","start":1591.12,"end":1591.62,"sentiment":"neutral","sentiment_score":-0.0466427281498909},{"text":"Yeah.","start":1597.28,"end":1597.36,"sentiment":"neutral","sentiment_score":-0.02574797347187996},{"text":"Yeah.","start":1597.36,"end":1597.86,"sentiment":"neutral","sentiment_score":-0.0069088442251086235}],"sentiment":"neutral","sentiment_score":-0.0421074053272605,"num_words":5,"start":1582.385,"end":1597.86},{"sentences":[{"text":"That's okay.","start":1601.295,"end":1602.115,"sentiment":"neutral","sentiment_score":0.03984851948916912},{"text":"Yeah.","start":1602.8151,"end":1603.3151,"sentiment":"neutral","sentiment_score":0.11370144784450532},{"text":"Yeah.","start":1604.175,"end":1604.675,"sentiment":"neutral","sentiment_score":0.20985189080238345},{"text":"That's okay.","start":1605.295,"end":1606.275,"sentiment":"positive","sentiment_score":0.36842282116413116},{"text":"Yeah.","start":1607.775,"end":1608.175,"sentiment":"neutral","sentiment_score":0.09894103556871414}],"sentiment":"neutral","sentiment_score":0.17700529364602907,"num_words":7,"start":1601.295,"end":1608.175},{"sentences":[{"text":"No.","start":1608.175,"end":1608.415,"sentiment":"neutral","sentiment_score":0.07505853474140167},{"text":"That's absolutely okay.","start":1608.415,"end":1609.4551,"sentiment":"neutral","sentiment_score":0.12886982907851538},{"text":"If you ever are nervous, you know I'm always here.","start":1609.4551,"end":1611.615,"sentiment":"neutral","sentiment_score":0.06944183893501758},{"text":"I'm happy to take the phone calls.","start":1611.615,"end":1612.84,"sentiment":"neutral","sentiment_score":0.2725585848093033},{"text":"You can email me and say, hey, Dana.","start":1612.84,"end":1614.5199,"sentiment":"neutral","sentiment_score":0.11319887451827526}],"sentiment":"neutral","sentiment_score":0.13688232762546376,"num_words":29,"start":1608.175,"end":1614.5199},{"sentences":[{"text":"And our conversation needs a bit of reassurance, and we can talk it through.","start":1614.5199,"end":1618.1399,"sentiment":"neutral","sentiment_score":0.11579700346503939},{"text":"But I do do honestly expect a bit of volatility with what's happening in the markets currently and moving forward.","start":1618.44,"end":1624.12,"sentiment":"neutral","sentiment_score":-0.020711758360266685},{"text":"So being in more of a a lower risk position is probably gonna benefit you more.","start":1624.12,"end":1629.375,"sentiment":"neutral","sentiment_score":0.07290282216854393},{"text":"And, yeah, as I said, I know there's a lot going on in your life at the moment.","start":1629.995,"end":1633.275,"sentiment":"neutral","sentiment_score":-0.018569074467652373},{"text":"Your wife's had some time off with her diagnosis.","start":1633.275,"end":1635.615,"sentiment":"neutral","sentiment_score":-0.035250041633844376}],"sentiment":"neutral","sentiment_score":0.022362004167267253,"num_words":77,"start":1614.5199,"end":1635.615},{"sentences":[{"text":"So have a think about your budget.","start":1635.915,"end":1637.675,"sentiment":"neutral","sentiment_score":0.0001368597149848938},{"text":"If you are comfortable increasing that salary sacrifice up to 200, then absolutely.","start":1637.675,"end":1642.6,"sentiment":"neutral","sentiment_score":0.011227552707378682},{"text":"If you decide you're not quite comfortable with that at the moment, you maybe want a smaller amount.","start":1643.0599,"end":1647.2999,"sentiment":"neutral","sentiment_score":-0.049220323769582644},{"text":"On the very last page of the advice document, we always have a text box, and you can just write in there any any parts of the advice that you do not wish to proceed with or what level that you're comfortable proceeding with.","start":1647.2999,"end":1658.925,"sentiment":"neutral","sentiment_score":0.0174269899725914},{"text":"And we will just proceed with whatever you're comfortable with.","start":1658.925,"end":1661.5651,"sentiment":"neutral","sentiment_score":0.09673274122178555}],"sentiment":"neutral","sentiment_score":0.010815927677828333,"num_words":92,"start":1635.915,"end":1661.5651},{"sentences":[{"text":"Okay?","start":1661.5651,"end":1662.0651,"sentiment":"neutral","sentiment_score":0.04097805917263031},{"text":"Yeah.","start":1662.925,"end":1663.425,"sentiment":"positive","sentiment_score":0.35939326882362366},{"text":"Oh, good.","start":1664.845,"end":1665.585,"sentiment":"positive","sentiment_score":0.6096863150596619},{"text":"With the the retirement side of things, so as I kinda mentioned, one of the things I wanted to look at for you was the longevity of your super and what this sort of means moving forward.","start":1665.98,"end":1674.48,"sentiment":"neutral","sentiment_score":0.2252610468783894},{"text":"So because we kind of hadn't been able to work on exactly how much you might need to draw out a super in retirement, this is kinda something we look at down the track when we get there.","start":1674.78,"end":1684.765,"sentiment":"neutral","sentiment_score":-0.01594596650255354}],"sentiment":"neutral","sentiment_score":0.1183348856394804,"num_words":79,"start":1661.5651,"end":1684.765},{"sentences":[{"text":"And we are looking at the funds in today's dollars as well because we kind of it's hard to pinpoint inflation and what that looks like down the track.","start":1684.905,"end":1692.605,"sentiment":"neutral","sentiment_score":0.02856829088052799},{"text":"But I've worked on just the base of, say, a thousand dollars on a weekly basis.","start":1693.5599,"end":1697.24,"sentiment":"neutral","sentiment_score":0.14406729862093925},{"text":"So you will see in that document there, essentially, having a look, and if the market works the way it does, if we kind of get to where the point where we want to be at, withdrawing out of super and you did still have some money sitting in savings.","start":1697.24,"end":1712.0751,"sentiment":"neutral","sentiment_score":0.1441248017549515},{"text":"You had about 180,000 sitting in savings.","start":1712.0751,"end":1714.635,"sentiment":"neutral","sentiment_score":0.1513930144054549},{"text":"So I have also incorporated that into the advice piece to sort of longevity.","start":1714.635,"end":1718.655,"sentiment":"neutral","sentiment_score":0.09922221981521163}],"sentiment":"neutral","sentiment_score":0.11024706447818156,"num_words":116,"start":1684.905,"end":1718.655},{"sentences":[{"text":"But if you did retire at the age of 65 based on what we have here, trying to draw out about $52,000 on a yearly basis between your super and your savings, as much as this is getting you closer to your goal, it allows you to draw out that money.","start":1719.755,"end":1735.7,"sentiment":"neutral","sentiment_score":0.11648045856432587},{"text":"However, it doesn't quite give you longevity.","start":1735.7,"end":1737.8799,"sentiment":"neutral","sentiment_score":-0.11251156351396016},{"text":"It means that your super wouldn't last it would sort of run out in about eighties.","start":1737.995,"end":1741.935,"sentiment":"neutral","sentiment_score":-0.07806047145277262},{"text":"If you were drawing roughly $46,000 on a yearly basis, which is about 5,900 less than what you you would actually need based on a thousand dollars on a weekly basis, Super and utilizing some of your savings to give longevity, we can sort of predict that it would run out at around about age 84.","start":1742.4751,"end":1762.45,"sentiment":"neutral","sentiment_score":0.056317976310050914},{"text":"So I've looked at other things because I also know that your wife is younger than you and and will work a little bit longer as well.","start":1763.23,"end":1769.985,"sentiment":"neutral","sentiment_score":0.056296272718571815}],"sentiment":"neutral","sentiment_score":0.05463541997262947,"num_words":157,"start":1719.755,"end":1769.985},{"sentences":[{"text":"So in the appendix there, I've I've got some other scenarios.","start":1769.985,"end":1774.965,"sentiment":"neutral","sentiment_score":-0.017359978561712938},{"text":"We hope.","start":1777.185,"end":1777.845,"sentiment":"neutral","sentiment_score":0.20298860222101212},{"text":"And that's absolutely fine.","start":1777.905,"end":1779.605,"sentiment":"positive","sentiment_score":0.3717132806777954},{"text":"When we kinda look down the track, maybe factoring in her super in a bit more detail, we'll definitely, when we get closer to her time, would be able to update the projections a little bit more for you.","start":1780.2201,"end":1789.74,"sentiment":"neutral","sentiment_score":0.11103729024911538},{"text":"And when we get to that point, I wanna also look at age pension and make sure, you know, what we can do there.","start":1789.74,"end":1795.0951,"sentiment":"neutral","sentiment_score":0.05936892315124472}],"sentiment":"neutral","sentiment_score":0.09321473797899671,"num_words":80,"start":1769.985,"end":1795.0951},{"sentences":[{"text":"But I've added a few additional alternative scenarios into the appendix for you to show you.","start":1795.0951,"end":1800.4551,"sentiment":"neutral","sentiment_score":0.09859473071992397},{"text":"So, it's about making sure you're aware.","start":1800.4551,"end":1803.0951,"sentiment":"neutral","sentiment_score":0.09838345008237022},{"text":"The advice is getting you closer to your goal.","start":1803.0951,"end":1805.255,"sentiment":"neutral","sentiment_score":0.12222159902254741},{"text":"However, it's not still not quite meeting it.","start":1805.255,"end":1807.5,"sentiment":"neutral","sentiment_score":-0.07147061382420361},{"text":"We still wanna work at making sure we're on our on track to try and get there and get as close as possible.","start":1807.5,"end":1813.28,"sentiment":"neutral","sentiment_score":0.10532966256141663}],"sentiment":"neutral","sentiment_score":0.08280970732725802,"num_words":63,"start":1795.0951,"end":1813.28},{"sentences":[{"text":"So the scenarios in the appendix, I also have another one where if your wife continues to work, then, you know, she's a couple of years younger than you, then there is a few years of her income still there, which means you can draw less out of super, which means your super gives you a bit more longevity.","start":1814.3,"end":1829.6749,"sentiment":"neutral","sentiment_score":0.06210303287637436},{"text":"We're looking yeah.","start":1830.2949,"end":1831.975,"sentiment":"neutral","sentiment_score":0.04107673838734627},{"text":"This is looking at her income plus a bit out of your super, but then also factoring in savings there.","start":1831.975,"end":1838.03,"sentiment":"neutral","sentiment_score":0.06874793861061335},{"text":"And it essentially shows that if we look at that, we can kinda get your super to last a bit longer, and we last up to about age 90.","start":1838.03,"end":1844.77,"sentiment":"neutral","sentiment_score":0.11067316257234278},{"text":"We're drawing actually more than the 50.","start":1845.55,"end":1847.65,"sentiment":"neutral","sentiment_score":0.08831987742866788}],"sentiment":"neutral","sentiment_score":0.07618668460744922,"num_words":118,"start":1814.3,"end":1847.65},{"sentences":[{"text":"These scenarios, they tell us we will draw more or less, but you in that scenario, you can draw $52,000 and get further longevity out of your super.","start":1847.905,"end":1856.625,"sentiment":"neutral","sentiment_score":0.11003341871712889},{"text":"So it does does last until about 91, 92 years of age, which is good.","start":1856.625,"end":1861.38,"sentiment":"neutral","sentiment_score":0.1933045153816541},{"text":"I would love you too.","start":1864.58,"end":1866.02,"sentiment":"neutral","sentiment_score":-0.07310698479413986},{"text":"Absolutely.","start":1866.02,"end":1866.52,"sentiment":"positive","sentiment_score":0.3588128089904785},{"text":"Wow.","start":1873.46,"end":1873.96,"sentiment":"neutral","sentiment_score":0.2943272888660431}],"sentiment":"neutral","sentiment_score":0.12536217257380486,"num_words":50,"start":1847.905,"end":1873.96},{"sentences":[{"text":"That's beautiful.","start":1876.545,"end":1878.245,"sentiment":"positive","sentiment_score":0.5923191159963608},{"text":"Oh, that's lovely.","start":1879.265,"end":1880.545,"sentiment":"positive","sentiment_score":0.5677317281564077},{"text":"My nana got to 94.","start":1880.545,"end":1882.325,"sentiment":"neutral","sentiment_score":0.05724661126732826},{"text":"We were planning her 90 birthday, and she got to Christmas at age 94, but she was in a nursing home.","start":1882.865,"end":1889.525,"sentiment":"neutral","sentiment_score":0.0088241510980186},{"text":"And she had to change nursing homes as well, and she didn't really like the the nursing home vibe.","start":1890.15,"end":1895.1901,"sentiment":"neutral","sentiment_score":-0.1134224739906035}],"sentiment":"neutral","sentiment_score":0.0240869328007102,"num_words":50,"start":1876.545,"end":1895.1901},{"sentences":[{"text":"It wasn't wasn't for her.","start":1895.1901,"end":1896.89,"sentiment":"neutral","sentiment_score":-0.06352063491940499},{"text":"So I kinda saw her go downhill from that point on, and I was with her every week.","start":1897.67,"end":1902.0701,"sentiment":"neutral","sentiment_score":-0.12444818309611744},{"text":"And it was hard, but so I understand where you guys are at there.","start":1902.0701,"end":1905.525,"sentiment":"neutral","sentiment_score":-0.07955057679542474},{"text":"But it's nice to say she got to ninety four.","start":1905.925,"end":1908.0851,"sentiment":"neutral","sentiment_score":0.21641945019364356},{"text":"I think that's really good.","start":1908.0851,"end":1909.625,"sentiment":"positive","sentiment_score":0.3801214754581451}],"sentiment":"neutral","sentiment_score":0.00756583334161685,"num_words":52,"start":1895.1901,"end":1909.625},{"sentences":[{"text":"She she had a huge life.","start":1909.685,"end":1911.685,"sentiment":"neutral","sentiment_score":0.30403881271680194},{"text":"And being a female of that era, she wasn't allowed to do much.","start":1911.685,"end":1915.4451,"sentiment":"neutral","sentiment_score":0.13518609565037948},{"text":"She was told to, you know, get married, have kids, and do this, and so she loved that I became an adviser.","start":1915.4451,"end":1920.6799,"sentiment":"neutral","sentiment_score":0.1911018401045691},{"text":"She supported me through uni and everything.","start":1920.6799,"end":1922.78,"sentiment":"neutral","sentiment_score":0.3243423359734671},{"text":"So, yeah, it's it's really cool to see them get that old and just be able to have those relationships.","start":1922.9199,"end":1928.7,"sentiment":"positive","sentiment_score":0.4472721263766289}],"sentiment":"neutral","sentiment_score":0.27943722766769286,"num_words":68,"start":1909.685,"end":1928.7},{"sentences":[{"text":"Yeah.","start":1930.535,"end":1931.035,"sentiment":"neutral","sentiment_score":0.1400306224822998},{"text":"No.","start":1934.295,"end":1934.795,"sentiment":"neutral","sentiment_score":0.11540484428405762},{"text":"Absolutely.","start":1939.735,"end":1940.235,"sentiment":"neutral","sentiment_score":0.22094351053237915},{"text":"Yeah.","start":1942.36,"end":1942.86,"sentiment":"neutral","sentiment_score":0.024660538882017136},{"text":"Well, I'll tell you what.","start":1946.12,"end":1947.08,"sentiment":"neutral","sentiment_score":0.053958247601985934}],"sentiment":"neutral","sentiment_score":0.08564786157674259,"num_words":9,"start":1930.535,"end":1947.08},{"sentences":[{"text":"I'll talk to you right up until that point.","start":1947.08,"end":1949.1799,"sentiment":"neutral","sentiment_score":0.056833321849505104},{"text":"I will be here.","start":1949.48,"end":1950.5399,"sentiment":"neutral","sentiment_score":0.07896138355135918},{"text":"I'll keep you going.","start":1952.0399,"end":1953.1799,"sentiment":"positive","sentiment_score":0.4191789850592613},{"text":"All good.","start":1955.08,"end":1955.98,"sentiment":"neutral","sentiment_score":0.3227887600660324},{"text":"That's okay.","start":1956.2749,"end":1957.095,"sentiment":"neutral","sentiment_score":0.19041896611452103}],"sentiment":"neutral","sentiment_score":0.16811794397376834,"num_words":21,"start":1947.08,"end":1957.095},{"sentences":[{"text":"With the the second scenario in the appendix there, so I did run a lot of different scenarios to look at what we can do, how things might look down the track there because we are about seven years out.","start":1957.3949,"end":1967.0149,"sentiment":"neutral","sentiment_score":0.04912184828426689},{"text":"If your wife does continue to work again, it gives you a bit more longevity out of your super, utilizing some of your savings to offset that.","start":1967.1549,"end":1974.33,"sentiment":"positive","sentiment_score":0.479886696294502},{"text":"But based on the current circumstances, we might also be able to get a little bit of age pension, which again offsets things.","start":1974.33,"end":1980.5099,"sentiment":"neutral","sentiment_score":0.14642502950585407},{"text":"With the current scenario, it shows age pension might not be available until about the age of 70 or 71, which is absolutely fine.","start":1981.0499,"end":1989.2051,"sentiment":"neutral","sentiment_score":0.019702692904199164},{"text":"But from that point, you then take a little bit less out of super.","start":1989.505,"end":1992.625,"sentiment":"neutral","sentiment_score":-0.055396612733602524}],"sentiment":"neutral","sentiment_score":0.14052267547958763,"num_words":128,"start":1957.3949,"end":1992.625},{"sentences":[{"text":"And if we can supplement everything this way and get as much age pension as possible, then we can sort of see your super does last.","start":1992.625,"end":2000.2251,"sentiment":"neutral","sentiment_score":0.24012501595111993},{"text":"It depletes a bit, but it does last until about age 97, 90 eight.","start":2000.2251,"end":2004.84,"sentiment":"neutral","sentiment_score":0.011829993421477931},{"text":"So there are a few different scenarios there.","start":2004.84,"end":2007.88,"sentiment":"neutral","sentiment_score":0.03499738755635917},{"text":"And one of the cool thing is because your wife is younger, we can also look at ways of sheltering money down the track.","start":2007.88,"end":2013.3201,"sentiment":"positive","sentiment_score":0.3444919766237338},{"text":"So the age pension is I've looked at sort of how we can get that based on your current circumstances.","start":2013.3201,"end":2019.8351,"sentiment":"neutral","sentiment_score":0.21266248114407063}],"sentiment":"neutral","sentiment_score":0.20880333135795334,"num_words":92,"start":1992.625,"end":2019.8351},{"sentences":[{"text":"But when you get closer to it, I do a lot of work around the age pension side of things with a lot of my retiree clients.","start":2019.9751,"end":2025.995,"sentiment":"neutral","sentiment_score":0.12110355413622326},{"text":"We'll look at how best to structure things, how we can shelter money so it's either assessed differently, assessed to the lower rate, or not assessed at all.","start":2026.535,"end":2035.0399,"sentiment":"neutral","sentiment_score":0.10483266852263894},{"text":"It's just a legitimate way of hiding money, essentially.","start":2035.58,"end":2038.32,"sentiment":"neutral","sentiment_score":0.21002118620607588},{"text":"And that way, we can try to maximize the age pension access for you, which means you draw less out of super, which gives you a lot more longevity.","start":2039.2599,"end":2046.24,"sentiment":"positive","sentiment_score":0.49880258071011513},{"text":"One of the big things with Centrelink isn't so much the money.","start":2046.995,"end":2049.795,"sentiment":"positive","sentiment_score":0.3679266422986984}],"sentiment":"neutral","sentiment_score":0.256911389565184,"num_words":105,"start":2019.9751,"end":2049.795},{"sentences":[{"text":"It's the pension card that you get with it that makes everything else around you cheaper and can provide greater benefits.","start":2049.795,"end":2056.2751,"sentiment":"positive","sentiment_score":0.4929591715335846},{"text":"So that's one thing that will definitely keep down the track there for you.","start":2056.2751,"end":2060.04,"sentiment":"positive","sentiment_score":0.6413592972925731},{"text":"And when we do that, I'd love to be able to have a chat to your wife as well, incorporate the advice for both of you if she's up for doing that just so we can have a really good look at everything down the track, look at how it'll look for both of you, and then I can support you both through retirement that way as well if you guys are both open to it.","start":2060.6,"end":2077.605,"sentiment":"positive","sentiment_score":0.465576519993575},{"text":"Yeah.","start":2077.605,"end":2078.105,"sentiment":"positive","sentiment_score":0.3648245334625244},{"text":"Perfect.","start":2079.525,"end":2080.025,"sentiment":"positive","sentiment_score":0.5979546308517456}],"sentiment":"positive","sentiment_score":0.49272360573563956,"num_words":113,"start":2049.795,"end":2080.025},{"sentences":[{"text":"So that's essentially what we're recommending, just the the alteration of the investments there, removing the bank hybrids, replacing it with the core composite bonds, doing a bit of a rebalance there, and then recommending we increase our salary sacrifice, showing that we do get a bit of longevity out of your super.","start":2080.7249,"end":2096.7698,"sentiment":"neutral","sentiment_score":0.17289336517734347},{"text":"With the insurances, we are just retaining those.","start":2098.155,"end":2100.315,"sentiment":"neutral","sentiment_score":0.20181648433208466},{"text":"There's no there's no need to alter them.","start":2100.315,"end":2102.555,"sentiment":"neutral","sentiment_score":0.13167810812592506},{"text":"You're still comfortable with those.","start":2102.555,"end":2103.835,"sentiment":"neutral","sentiment_score":0.18066624104976653},{"text":"We'll just keep retaining the insurances until you don't need them anymore.","start":2103.835,"end":2107.135,"sentiment":"neutral","sentiment_score":0.07445731821159522}],"sentiment":"neutral","sentiment_score":0.15846655950989835,"num_words":86,"start":2080.7249,"end":2107.135},{"sentences":[{"text":"Generally, I will double check with Hub, but I'm pretty sure around the age 65, they tend to deplete the the TPD tends to disappear.","start":2107.595,"end":2116.23,"sentiment":"neutral","sentiment_score":-0.039076911360025404},{"text":"And then around the age 70, the life component tends to disappear by that point.","start":2116.93,"end":2121.41,"sentiment":"neutral","sentiment_score":-0.0347211296359698},{"text":"So we'll just keep checking to see if you're comfortable keeping them what you wanna do.","start":2121.41,"end":2125.5698,"sentiment":"neutral","sentiment_score":0.04623534751590341},{"text":"At the moment, the life portion, you have about $42,000.","start":2125.5698,"end":2129.67,"sentiment":"neutral","sentiment_score":0.013356666918843985},{"text":"So $42.03 $3.06 in life, and you have a 14,112 in TBD.","start":2130.025,"end":2136.045,"sentiment":"neutral","sentiment_score":0.03327593967939416}],"sentiment":"neutral","sentiment_score":-0.0028858490121097136,"num_words":78,"start":2107.595,"end":2136.045},{"sentences":[{"text":"So it is getting smaller and smaller as you get older because you need less, so we wanna build on super and build on your other assets to make sure you've got that cover.","start":2136.425,"end":2145.645,"sentiment":"neutral","sentiment_score":0.035618491854299515},{"text":"Okay?","start":2145.66,"end":2146.16,"sentiment":"neutral","sentiment_score":0.02562320977449417},{"text":"Perfect.","start":2148.14,"end":2148.64,"sentiment":"neutral","sentiment_score":0.21327516436576843},{"text":"I know you do have your beneficiaries in place at the moment.","start":2149.66,"end":2152.6199,"sentiment":"neutral","sentiment_score":0.08732818191250165},{"text":"One thing we did talk about was making sure a will and power of attorneys is set up.","start":2152.6199,"end":2157.0999,"sentiment":"neutral","sentiment_score":0.021678243142863114}],"sentiment":"neutral","sentiment_score":0.04375869176830306,"num_words":66,"start":2136.425,"end":2157.0999},{"sentences":[{"text":"I do as part of the advice to incorporate that, just making sure you guys are aware of having a will and a power of attorney, the advantages, disadvantages, and risks in place.","start":2157.0999,"end":2165.5552,"sentiment":"neutral","sentiment_score":0.024008151115567394},{"text":"And we can always refer you to a solicitor if you need the help to update one.","start":2165.695,"end":2169.615,"sentiment":"neutral","sentiment_score":0.02809824695920243},{"text":"We can always send you out some information on a solicitor we can refer you to.","start":2169.615,"end":2173.7952,"sentiment":"neutral","sentiment_score":0.031308722333051264},{"text":"Has so sorry.","start":2176.89,"end":2179.47,"sentiment":"neutral","sentiment_score":-0.04068856065471967},{"text":"Yeah.","start":2179.6099,"end":2180.1099,"sentiment":"neutral","sentiment_score":0.012502174824476242}],"sentiment":"neutral","sentiment_score":0.023733074790132896,"num_words":70,"start":2157.0999,"end":2180.1099},{"sentences":[{"text":"Yes.","start":2182.57,"end":2183.07,"sentiment":"neutral","sentiment_score":0.022038578987121586},{"text":"Absolutely.","start":2184.01,"end":2184.51,"sentiment":"neutral","sentiment_score":0.24296873807907104},{"text":"Yep.","start":2184.73,"end":2184.97,"sentiment":"neutral","sentiment_score":0.13373544812202454},{"text":"That's part of the recommendations in there, and I outlined the advantages, the disadvantages, and the risks involved to make sure you've got all of that.","start":2184.97,"end":2191.445,"sentiment":"neutral","sentiment_score":0.021083800793768696},{"text":"You can have a bit of a talking point.","start":2191.445,"end":2193.3052,"sentiment":"neutral","sentiment_score":0.017298220760292478}],"sentiment":"neutral","sentiment_score":0.029015936122864093,"num_words":38,"start":2182.57,"end":2193.3052},{"sentences":[{"text":"And if you'd like to, my team can send you through some information on a local solicitor or refer you to them if you wanted to.","start":2193.6052,"end":2200.1052,"sentiment":"neutral","sentiment_score":0.03904667582649451},{"text":"There are ways of doing rules that are more cost effective, like online and everything.","start":2200.245,"end":2204.21,"sentiment":"neutral","sentiment_score":0.027395765483379363},{"text":"However, they can be more contestable that way.","start":2204.27,"end":2206.77,"sentiment":"neutral","sentiment_score":-0.011693140026181936},{"text":"I prefer personally to pay a solicitor that is more costly, but they can make it so it is, you know, it's suited.","start":2207.15,"end":2213.87,"sentiment":"neutral","sentiment_score":0.05896594375371933},{"text":"It's under the legislation.","start":2213.87,"end":2215.01,"sentiment":"neutral","sentiment_score":0.08862053416669369}],"sentiment":"neutral","sentiment_score":0.04004347074384752,"num_words":76,"start":2193.6052,"end":2215.01},{"sentences":[{"text":"It takes into account everything they need to, so it is less likely to be contestable in the event that something happens.","start":2215.31,"end":2222.0251,"sentiment":"neutral","sentiment_score":0.027293928983536633},{"text":"Yeah.","start":2222.645,"end":2223.145,"sentiment":"neutral","sentiment_score":0.016367606818675995},{"text":"Yeah.","start":2231.86,"end":2232.36,"sentiment":"neutral","sentiment_score":-0.008973401971161366},{"text":"Yeah.","start":2234.02,"end":2234.52,"sentiment":"neutral","sentiment_score":0.00845123827457428},{"text":"Yeah.","start":2238.9,"end":2239.4,"sentiment":"neutral","sentiment_score":0.004525161348283291}],"sentiment":"neutral","sentiment_score":0.023878347773391467,"num_words":26,"start":2215.31,"end":2239.4},{"sentences":[{"text":"Do you ever will?","start":2239.94,"end":2240.84,"sentiment":"neutral","sentiment_score":-0.010567724704742432},{"text":"Absolutely.","start":2242.515,"end":2243.015,"sentiment":"neutral","sentiment_score":0.11763063073158264},{"text":"Well, she's done a great job to do the probate by herself.","start":2243.315,"end":2246.035,"sentiment":"neutral","sentiment_score":0.2361522459735473},{"text":"That's a big job.","start":2246.035,"end":2247.1748,"sentiment":"neutral","sentiment_score":0.10703490674495697},{"text":"Yeah.","start":2250.355,"end":2250.855,"sentiment":"neutral","sentiment_score":0.0076428987085819244}],"sentiment":"neutral","sentiment_score":0.15204405496743592,"num_words":22,"start":2239.94,"end":2250.855},{"sentences":[{"text":"Oh, she's amazing.","start":2252.515,"end":2253.9749,"sentiment":"neutral","sentiment_score":-0.0047950055450201035},{"text":"Yeah.","start":2261.2998,"end":2261.7998,"sentiment":"neutral","sentiment_score":-0.029732879251241684},{"text":"Wow.","start":2265.38,"end":2265.88,"sentiment":"neutral","sentiment_score":0.2718694508075714},{"text":"Yeah.","start":2266.9,"end":2267.4,"sentiment":"neutral","sentiment_score":0.055925577878952026},{"text":"Wow.","start":2267.94,"end":2268.44,"sentiment":"neutral","sentiment_score":0.13542452454566956}],"sentiment":"neutral","sentiment_score":0.059871665335127285,"num_words":7,"start":2252.515,"end":2268.44},{"sentences":[{"text":"Oh, that's incredible.","start":2268.98,"end":2270.1199,"sentiment":"positive","sentiment_score":0.3661678334077199},{"text":"Yeah.","start":2278.4048,"end":2278.9048,"sentiment":"neutral","sentiment_score":0.0043609244748950005},{"text":"Yeah.","start":2282.325,"end":2282.7249,"sentiment":"neutral","sentiment_score":0.011951809749007223},{"text":"Wow.","start":2282.7249,"end":2283.2249,"sentiment":"positive","sentiment_score":0.5172119140625},{"text":"Yep.","start":2284.5,"end":2285.0,"sentiment":"neutral","sentiment_score":0.16169384121894836}],"sentiment":"neutral","sentiment_score":0.25624599853264435,"num_words":7,"start":2268.98,"end":2285.0},{"sentences":[{"text":"Yeah.","start":2289.94,"end":2290.44,"sentiment":"neutral","sentiment_score":0.003379056230187416},{"text":"Wow.","start":2292.18,"end":2292.68,"sentiment":"neutral","sentiment_score":0.1521393656730652},{"text":"Yeah.","start":2299.795,"end":2300.295,"sentiment":"neutral","sentiment_score":0.08116854727268219},{"text":"Yeah.","start":2303.795,"end":2304.295,"sentiment":"neutral","sentiment_score":0.08128063380718231},{"text":"Perfect.","start":2305.2349,"end":2305.7349,"sentiment":"neutral","sentiment_score":0.2590239644050598}],"sentiment":"neutral","sentiment_score":0.11539831347763538,"num_words":5,"start":2289.94,"end":2305.7349},{"sentences":[{"text":"Yeah.","start":2309.25,"end":2309.75,"sentiment":"neutral","sentiment_score":0.06833131611347198},{"text":"Yeah.","start":2313.81,"end":2314.31,"sentiment":"neutral","sentiment_score":0.20553001761436465},{"text":"Perfect.","start":2314.93,"end":2315.43,"sentiment":"positive","sentiment_score":0.4540979862213135},{"text":"I believe.","start":2317.81,"end":2318.55,"sentiment":"neutral","sentiment_score":0.12508878111839294},{"text":"Yeah.","start":2319.97,"end":2320.47,"sentiment":"neutral","sentiment_score":0.05200628191232681}],"sentiment":"neutral","sentiment_score":0.17169052734971046,"num_words":6,"start":2309.25,"end":2320.47},{"sentences":[{"text":"No.","start":2320.8052,"end":2321.125,"sentiment":"neutral","sentiment_score":0.05897248163819313},{"text":"That's awesome.","start":2321.125,"end":2321.925,"sentiment":"positive","sentiment_score":0.39577683061361313},{"text":"That'll be really, really good.","start":2321.925,"end":2322.965,"sentiment":"positive","sentiment_score":0.6617482662200928},{"text":"And if you do need help, let us know.","start":2322.965,"end":2324.745,"sentiment":"neutral","sentiment_score":0.26240500807762146},{"text":"But, yeah, like, once I'm sorry.","start":2325.2852,"end":2326.8052,"sentiment":"neutral","sentiment_score":0.008297877386212349}],"sentiment":"neutral","sentiment_score":0.2856826004774674,"num_words":23,"start":2320.8052,"end":2326.8052},{"sentences":[{"text":"This hasn't come through yet.","start":2326.8052,"end":2328.0051,"sentiment":"neutral","sentiment_score":-0.09340745359659194},{"text":"Once it does sort of come through, have a bit of a look at the document.","start":2328.0051,"end":2330.645,"sentiment":"neutral","sentiment_score":0.05130203580483794},{"text":"Let me know if you do have any questions.","start":2330.645,"end":2332.405,"sentiment":"neutral","sentiment_score":0.16745745639006296},{"text":"I'm more than happy to make time to talk you through anything.","start":2332.405,"end":2335.7,"sentiment":"positive","sentiment_score":0.4285578678051631},{"text":"We have in there also your best interest duty.","start":2335.7,"end":2338.02,"sentiment":"neutral","sentiment_score":0.15078342954317728}],"sentiment":"neutral","sentiment_score":0.16393446454814836,"num_words":51,"start":2326.8052,"end":2338.02},{"sentences":[{"text":"So, basically, letting you know that the recommendations are made in your best interest.","start":2338.02,"end":2341.8599,"sentiment":"neutral","sentiment_score":0.189124981207507},{"text":"And I outline on each recommendation the best interest duty on how it meets your goals and and why it is in best interest.","start":2341.8599,"end":2348.465,"sentiment":"neutral","sentiment_score":0.18728869097928205},{"text":"So making sure and doing the investment switch and rebalancing does work out in best interest because you are keeping yourself in a more of a conservative position.","start":2348.465,"end":2356.165,"sentiment":"neutral","sentiment_score":0.2545407313321318},{"text":"By not rebalancing, you are risking have been overweighted and taking on more risk than necessary.","start":2356.625,"end":2362.74,"sentiment":"neutral","sentiment_score":0.09943945659324527},{"text":"Retaining hub 24 means that we don't have to do a full sell down, so it helps to limit the CDT consequences with the rebalance, which happily in this scenario only works out at $61, which is fantastic.","start":2363.3599,"end":2374.74,"sentiment":"neutral","sentiment_score":0.30026464085829885}],"sentiment":"neutral","sentiment_score":0.227257553798457,"num_words":120,"start":2338.02,"end":2374.74},{"sentences":[{"text":"It's the cheapest CGT I've ever seen.","start":2375.205,"end":2377.225,"sentiment":"positive","sentiment_score":0.6531710965292794},{"text":"Yeah.","start":2378.485,"end":2378.985,"sentiment":"positive","sentiment_score":0.38824960589408875},{"text":"And moving out of the the bank coverage now rather than waiting for the legislation to change down the track means that we're doing it and getting in front of it or not having to do it quickly down the track.","start":2380.245,"end":2390.55,"sentiment":"neutral","sentiment_score":0.248217213262872},{"text":"So we had a bit of time to research other investments to make sure that everything was still in line there for you, which is really good.","start":2390.55,"end":2397.29,"sentiment":"positive","sentiment_score":0.6012917050608882},{"text":"It's also, you know, looking at the way we're structuring these investments, the five year rolling average hat return has shown greater than what you were previously in, so we wanna make sure that you're getting the best out of your investments.","start":2397.75,"end":2409.185,"sentiment":"positive","sentiment_score":0.5923655863319125}],"sentiment":"positive","sentiment_score":0.4767083363386534,"num_words":118,"start":2375.205,"end":2409.185},{"sentences":[{"text":"And whilst we don't know what the markets are gonna go do down the track, we only have past data to work on.","start":2409.245,"end":2415.405,"sentiment":"neutral","sentiment_score":0.02255589077654092},{"text":"So having a better performing portfolio in the past tends to mean that in the future, we can expect greater returns.","start":2415.405,"end":2423.2,"sentiment":"neutral","sentiment_score":0.22429761326029188},{"text":"We obviously know that markets go up and down.","start":2423.74,"end":2425.74,"sentiment":"neutral","sentiment_score":-0.049072257346577115},{"text":"There are the risks of, you know, one year getting a 10% return, another year getting a negative.","start":2425.74,"end":2429.895,"sentiment":"neutral","sentiment_score":-0.13101251588927376},{"text":"And we know negative returns will occur, but we wanna make sure in those years, we're still compounding and making our super work to our benefit.","start":2429.895,"end":2438.155,"sentiment":"neutral","sentiment_score":0.06597967431522332}],"sentiment":"neutral","sentiment_score":0.042728157694806757,"num_words":97,"start":2409.245,"end":2438.155},{"sentences":[{"text":"An increasing salary sacrifice now, whilst it does reduce the take home pay, you are putting more money into super.","start":2438.5352,"end":2445.52,"sentiment":"neutral","sentiment_score":0.11202772594988346},{"text":"So it is taxed at 15% inside super as opposed to your marginal tax rate.","start":2445.52,"end":2450.18,"sentiment":"neutral","sentiment_score":0.10701366066932679},{"text":"Can give you the benefit of reducing your income tax in your own name, which is fantastic.","start":2450.24,"end":2454.58,"sentiment":"positive","sentiment_score":0.5133165629471049},{"text":"But the downside is you are putting it into super, so just making sure you're comfortable with that level.","start":2455.275,"end":2459.9348,"sentiment":"neutral","sentiment_score":-0.1339240678046879},{"text":"I've recommended the highest amount that we talked about you were comfortable with because it does work out to the greater benefit now.","start":2460.395,"end":2468.03,"sentiment":"neutral","sentiment_score":0.1603920177921005}],"sentiment":"neutral","sentiment_score":0.14592127787305953,"num_words":94,"start":2438.5352,"end":2468.03},{"sentences":[{"text":"But if you're not comfortable doing that, we can always go smaller.","start":2468.33,"end":2471.29,"sentiment":"neutral","sentiment_score":-0.022782217905235786},{"text":"It's not a problem and build it up down the track.","start":2471.29,"end":2473.61,"sentiment":"positive","sentiment_score":0.33407139778137207},{"text":"It's these are all just recommendations.","start":2473.61,"end":2475.6301,"sentiment":"neutral","sentiment_score":0.32553233702977497},{"text":"There's no obligation whatsoever.","start":2475.85,"end":2477.3901,"sentiment":"neutral","sentiment_score":0.21904871612787247},{"text":"You get to read it through, decide what you're comfortable taking on board.","start":2477.85,"end":2481.23,"sentiment":"neutral","sentiment_score":0.23070991268524757}],"sentiment":"neutral","sentiment_score":0.20065253287675264,"num_words":46,"start":2468.33,"end":2481.23},{"sentences":[{"text":"Okay?","start":2481.29,"end":2481.79,"sentiment":"neutral","sentiment_score":0.08571165055036545},{"text":"Yeah.","start":2483.2349,"end":2483.7349,"sentiment":"neutral","sentiment_score":0.21412676572799683},{"text":"Yeah.","start":2484.355,"end":2484.855,"sentiment":"neutral","sentiment_score":0.2600537836551666},{"text":"Beautiful.","start":2486.515,"end":2487.015,"sentiment":"positive","sentiment_score":0.631841778755188},{"text":"Thank you.","start":2487.7148,"end":2488.535,"sentiment":"positive","sentiment_score":0.6863901019096375}],"sentiment":"positive","sentiment_score":0.4274190304179986,"num_words":6,"start":2481.29,"end":2488.535},{"sentences":[{"text":"Yeah.","start":2489.795,"end":2490.295,"sentiment":"neutral","sentiment_score":0.06332603096961975},{"text":"Perfect.","start":2491.9548,"end":2492.4548,"sentiment":"positive","sentiment_score":0.6989741325378418},{"text":"Perfect.","start":2495.76,"end":2496.26,"sentiment":"positive","sentiment_score":0.4947423636913299},{"text":"Yeah.","start":2497.52,"end":2498.02,"sentiment":"neutral","sentiment_score":0.23016482591629028},{"text":"Beautiful.","start":2498.8,"end":2499.3,"sentiment":"positive","sentiment_score":0.4507464766502381}],"sentiment":"positive","sentiment_score":0.38759076595306396,"num_words":5,"start":2489.795,"end":2499.3},{"sentences":[{"text":"Yeah.","start":2506.9749,"end":2507.4749,"sentiment":"neutral","sentiment_score":-0.2682592570781708},{"text":"If it doesn't come through by, say, six or 07:00 tonight, I don't work tomorrow, but I will be on my emails.","start":2508.575,"end":2514.7349,"sentiment":"neutral","sentiment_score":-0.2077429314905947},{"text":"I've got some phone notes to write.","start":2514.7349,"end":2515.935,"sentiment":"neutral","sentiment_score":-0.1314339307802064},{"text":"So I will be working late tonight.","start":2515.935,"end":2517.375,"sentiment":"neutral","sentiment_score":-0.11872557124921254},{"text":"So if you don't see it by, say, six or seven tonight, feel free to email me, and I'll get one of the team to send it through to you via Adobe or a different way tomorrow.","start":2517.375,"end":2525.49,"sentiment":"neutral","sentiment_score":-0.07982030883431435}],"sentiment":"neutral","sentiment_score":-0.12896042825603807,"num_words":74,"start":2506.9749,"end":2525.49},{"sentences":[{"text":"Okay?","start":2525.79,"end":2526.29,"sentiment":"neutral","sentiment_score":-0.003836426883935928},{"text":"Yeah.","start":2526.99,"end":2527.49,"sentiment":"neutral","sentiment_score":0.03171340376138687},{"text":"Thank you.","start":2528.27,"end":2529.09,"sentiment":"positive","sentiment_score":0.474686399102211},{"text":"Perfect.","start":2529.95,"end":2530.45,"sentiment":"positive","sentiment_score":0.4167358875274658},{"text":"The only other thing I do need to update is I just had a look on file.","start":2531.07,"end":2534.35,"sentiment":"neutral","sentiment_score":0.01998438762829584}],"sentiment":"neutral","sentiment_score":0.07880546601319854,"num_words":22,"start":2525.79,"end":2534.35},{"sentences":[{"text":"Your ID has also expired, so it is really important we update your ID on file.","start":2534.35,"end":2538.435,"sentiment":"neutral","sentiment_score":-0.06309066130779684},{"text":"So if I send you an email shortly, can you just shoot me back an email?","start":2538.435,"end":2541.955,"sentiment":"neutral","sentiment_score":-0.008573965227697045},{"text":"Or you've got or is it easy if I text you because your emails are a little bit slow?","start":2541.955,"end":2546.9949,"sentiment":"neutral","sentiment_score":-0.08973451605752895},{"text":"What's the easiest way?","start":2546.9949,"end":2548.375,"sentiment":"neutral","sentiment_score":-0.026148253120481968},{"text":"Did you want me to get the team to send you a text?","start":2549.9502,"end":2552.37,"sentiment":"neutral","sentiment_score":-0.016149287183697406}],"sentiment":"neutral","sentiment_score":-0.04656064081663156,"num_words":68,"start":2534.35,"end":2552.37},{"sentences":[{"text":"Just a copy of your ID back and front.","start":2553.3901,"end":2555.87,"sentiment":"neutral","sentiment_score":-0.013050484160582224},{"text":"Yeah.","start":2555.87,"end":2556.37,"sentiment":"neutral","sentiment_score":-0.010435872711241244},{"text":"Yep.","start":2559.23,"end":2559.7102,"sentiment":"neutral","sentiment_score":-0.013032609596848488},{"text":"Yeah.","start":2559.7102,"end":2560.2102,"sentiment":"neutral","sentiment_score":-0.015157311223447325},{"text":"Yep.","start":2560.4302,"end":2560.9302,"sentiment":"neutral","sentiment_score":-0.015661008656024933}],"sentiment":"neutral","sentiment_score":-0.013210858433292462,"num_words":13,"start":2553.3901,"end":2560.9302},{"sentences":[{"text":"Yeah.","start":2563.685,"end":2564.185,"sentiment":"neutral","sentiment_score":-0.04443814605474472},{"text":"No.","start":2564.8052,"end":2565.3052,"sentiment":"neutral","sentiment_score":-0.06933453679084778},{"text":"That's okay.","start":2566.8052,"end":2567.705,"sentiment":"neutral","sentiment_score":-0.01755150593817234},{"text":"Beautiful.","start":2570.165,"end":2570.665,"sentiment":"neutral","sentiment_score":0.1993764340877533},{"text":"If I get one of the beautiful admin team to send you a text message from the office phone, can I get you just to do that?","start":2570.885,"end":2576.56,"sentiment":"neutral","sentiment_score":0.07527944362825817}],"sentiment":"neutral","sentiment_score":0.06509517866652459,"num_words":32,"start":2563.685,"end":2576.56},{"sentences":[{"text":"Is that okay?","start":2576.56,"end":2577.28,"sentiment":"neutral","sentiment_score":0.044520821422338486},{"text":"Yep.","start":2577.28,"end":2577.78,"sentiment":"neutral","sentiment_score":0.1256679892539978},{"text":"Beautiful.","start":2578.64,"end":2579.14,"sentiment":"positive","sentiment_score":0.7412608861923218},{"text":"I'm very security conscious, so I'll get Kaden to send that message through on the office mobile shortly asking for your ID.","start":2579.2,"end":2585.3,"sentiment":"neutral","sentiment_score":0.14050302383574573},{"text":"He'll say, hi.","start":2585.3599,"end":2586.16,"sentiment":"neutral","sentiment_score":0.09083572526772817}],"sentiment":"neutral","sentiment_score":0.14546883466343086,"num_words":30,"start":2576.56,"end":2586.16},{"sentences":[{"text":"It's Kaden.","start":2586.16,"end":2586.9,"sentiment":"neutral","sentiment_score":0.1070883609354496},{"text":"So that way, you know it's secure.","start":2587.455,"end":2588.975,"sentiment":"neutral","sentiment_score":0.26194027279104504},{"text":"It is definitely us, and I'll always get you to take a photo and send it back to him.","start":2588.975,"end":2592.5952,"sentiment":"neutral","sentiment_score":0.2763802518970088},{"text":"You have voice anywhere next to me now texting you, so you should get that very shortly.","start":2593.935,"end":2597.7952,"sentiment":"neutral","sentiment_score":0.1486024672494215},{"text":"Yeah.","start":2600.1,"end":2600.58,"sentiment":"neutral","sentiment_score":0.1125110536813736}],"sentiment":"neutral","sentiment_score":0.21603774813854176,"num_words":46,"start":2586.16,"end":2600.58},{"sentences":[{"text":"No.","start":2600.58,"end":2600.82,"sentiment":"neutral","sentiment_score":0.12878285348415375},{"text":"Thank you so much for that.","start":2600.82,"end":2602.52,"sentiment":"positive","sentiment_score":0.5006839682658514},{"text":"As as I sort of mentioned, the other thing to point out here is, obviously, our advice, because you're an ongoing client, it is completely complimentary there.","start":2602.58,"end":2610.1,"sentiment":"neutral","sentiment_score":0.1579436210018617},{"text":"You pay an ongoing service fee with us, which is 1.65%.","start":2610.1,"end":2613.4802,"sentiment":"neutral","sentiment_score":0.13680402528155933},{"text":"If down the track, you wanted your wife to come on board and maybe review things with her and we do, you know, look at everything for you for her as well, let me know.","start":2614.125,"end":2621.325,"sentiment":"neutral","sentiment_score":0.13007520384022167}],"sentiment":"neutral","sentiment_score":0.1681855105329305,"num_words":80,"start":2600.58,"end":2621.325},{"sentences":[{"text":"I'm more than happy to touch base, have a chat to you about what we do.","start":2621.325,"end":2624.465,"sentiment":"neutral","sentiment_score":0.19941209396347404},{"text":"If she does decide to come on board, we do have a coupling fee for couples as well, so we can reduce the fees down for both of you to 1.1.","start":2624.525,"end":2631.9402,"sentiment":"neutral","sentiment_score":0.1515140069588538},{"text":"So we just wanted to let you know about that option down the track, but there's, you know, no obligation whatsoever.","start":2631.9402,"end":2638.52,"sentiment":"neutral","sentiment_score":0.10288052686623164},{"text":"And when you guys know a bit more about the inheritance side of things, I'll book in a time to have a chat with both of you.","start":2638.58,"end":2644.275,"sentiment":"neutral","sentiment_score":0.11742070041320941},{"text":"It can be anytime that suits you guys, and we'll talk about what you both wanna see out of the inheritance and update the advice there for you as well.","start":2644.275,"end":2651.555,"sentiment":"neutral","sentiment_score":0.12793793082237243}],"sentiment":"neutral","sentiment_score":0.13645212495326997,"num_words":125,"start":2621.325,"end":2651.555},{"sentences":[{"text":"Okay.","start":2651.555,"end":2652.055,"sentiment":"neutral","sentiment_score":0.19714781641960144},{"text":"How you seeing?","start":2653.555,"end":2654.375,"sentiment":"neutral","sentiment_score":0.06306507314244907},{"text":"Yeah.","start":2658.46,"end":2658.96,"sentiment":"neutral","sentiment_score":0.03225189447402954},{"text":"Perfect.","start":2660.6199,"end":2661.1199,"sentiment":"positive","sentiment_score":0.338436096906662},{"text":"Yep.","start":2667.285,"end":2667.785,"sentiment":"neutral","sentiment_score":0.032225482165813446}],"sentiment":"neutral","sentiment_score":0.11275092991335052,"num_words":7,"start":2651.555,"end":2667.785},{"sentences":[{"text":"Yeah.","start":2674.1648,"end":2674.6648,"sentiment":"neutral","sentiment_score":-0.013210540637373924},{"text":"Yep.","start":2675.9248,"end":2676.4248,"sentiment":"neutral","sentiment_score":-0.13007327914237976},{"text":"Absolutely.","start":2680.1602,"end":2680.6602,"sentiment":"neutral","sentiment_score":-0.012687362730503082},{"text":"Absolutely.","start":2681.28,"end":2681.78,"sentiment":"neutral","sentiment_score":-0.07040555030107498},{"text":"No.","start":2685.2002,"end":2685.7002,"sentiment":"neutral","sentiment_score":-0.18629737198352816}],"sentiment":"neutral","sentiment_score":-0.08253482095897198,"num_words":5,"start":2674.1648,"end":2685.7002},{"sentences":[{"text":"It may as be working for you.","start":2686.24,"end":2688.02,"sentiment":"neutral","sentiment_score":-0.007148341142705509},{"text":"Absolutely.","start":2688.8,"end":2689.3,"sentiment":"neutral","sentiment_score":0.09215885400772096},{"text":"So perfect.","start":2690.32,"end":2691.2202,"sentiment":"neutral","sentiment_score":0.30678511038422585},{"text":"Thank you so much.","start":2691.52,"end":2692.9001,"sentiment":"positive","sentiment_score":0.573737308382988},{"text":"I will let you I will let you go.","start":2693.535,"end":2695.7148,"sentiment":"neutral","sentiment_score":0.26063520792457795}],"sentiment":"neutral","sentiment_score":0.23027638224479946,"num_words":23,"start":2686.24,"end":2695.7148},{"sentences":[{"text":"That's okay.","start":2695.855,"end":2696.675,"sentiment":"neutral","sentiment_score":0.18767322599887848},{"text":"Anytime at all.","start":2697.135,"end":2698.595,"sentiment":"neutral","sentiment_score":0.07254002491633098},{"text":"If you as I said, if you don't receive that email, I will be working late tonight.","start":2698.895,"end":2702.175,"sentiment":"neutral","sentiment_score":-0.022862662725588855},{"text":"So if you don't receive that email, email me.","start":2702.175,"end":2704.655,"sentiment":"neutral","sentiment_score":-0.048181816935539246},{"text":"Let me know.","start":2704.655,"end":2705.4548,"sentiment":"neutral","sentiment_score":-0.018849872052669525}],"sentiment":"neutral","sentiment_score":-0.008408373769591837,"num_words":34,"start":2695.855,"end":2705.4548},{"sentences":[{"text":"Or, you know, the office is open till 07:00 Queensland time, so you can always call and go, hey.","start":2705.4548,"end":2710.29,"sentiment":"neutral","sentiment_score":0.020476568686334712},{"text":"It hasn't come through.","start":2710.29,"end":2711.09,"sentiment":"neutral","sentiment_score":-0.04640537407249212},{"text":"Or just shoot me an email, let me know it hasn't come through, and I'll make sure someone follows up tomorrow for you and resends it another way.","start":2711.09,"end":2718.07,"sentiment":"neutral","sentiment_score":-0.018528474727645516},{"text":"Okay?","start":2718.13,"end":2718.63,"sentiment":"neutral","sentiment_score":0.041932299733161926},{"text":"It's okay.","start":2720.565,"end":2721.385,"sentiment":"neutral","sentiment_score":0.04980600252747536}],"sentiment":"neutral","sentiment_score":-0.0032188829413994594,"num_words":54,"start":2705.4548,"end":2721.385},{"sentences":[{"text":"Yep.","start":2724.725,"end":2725.225,"sentiment":"neutral","sentiment_score":-0.0115611394867301},{"text":"That's fine.","start":2726.325,"end":2727.225,"sentiment":"neutral","sentiment_score":0.07298777997493744},{"text":"Absolutely.","start":2729.205,"end":2729.705,"sentiment":"neutral","sentiment_score":0.17978453636169434},{"text":"Not a problem at all.","start":2730.085,"end":2730.965,"sentiment":"neutral","sentiment_score":0.23528973758220673},{"text":"I just take Fridays off at the moment for my son.","start":2730.965,"end":2733.445,"sentiment":"neutral","sentiment_score":0.149886623702266}],"sentiment":"neutral","sentiment_score":0.15697002527303994,"num_words":20,"start":2724.725,"end":2733.445},{"sentences":[{"text":"So I work Monday to Thursday, and I work from, like, 07:30 in the morning till about seven at night.","start":2733.445,"end":2738.82,"sentiment":"neutral","sentiment_score":0.16069062389433383},{"text":"So I've had that Fridays off to spend with my little man while he's a small child.","start":2738.82,"end":2743.56,"sentiment":"neutral","sentiment_score":0.11971771454109865},{"text":"He's my last one at school.","start":2743.6199,"end":2745.22,"sentiment":"neutral","sentiment_score":0.03834593606491884},{"text":"So yeah.","start":2745.22,"end":2747.73,"sentiment":"neutral","sentiment_score":0.11535849794745445},{"text":"Trying to have that work life balance, but making sure that I'm always here for you guys as well.","start":2749.145,"end":2753.865,"sentiment":"neutral","sentiment_score":0.32480064622665705}],"sentiment":"neutral","sentiment_score":0.18564091430744156,"num_words":64,"start":2733.445,"end":2753.865},{"sentences":[{"text":"So I'm always working till at least seven or 08:00 at night, Monday to Thursday.","start":2753.865,"end":2757.865,"sentiment":"neutral","sentiment_score":0.23584531644980114},{"text":"And often on Fridays, you might get emails, Oh, look.","start":2757.865,"end":2760.78,"sentiment":"neutral","sentiment_score":-0.019210508465766905},{"text":"I love what I do.","start":2760.78,"end":2761.9001,"sentiment":"neutral","sentiment_score":0.16432882696390153},{"text":"This is amazing, this job.","start":2761.9001,"end":2763.58,"sentiment":"positive","sentiment_score":0.7373426258563995},{"text":"Yeah.","start":2763.58,"end":2764.08,"sentiment":"positive","sentiment_score":0.6301279067993164}],"sentiment":"neutral","sentiment_score":0.23566832869417137,"num_words":36,"start":2753.865,"end":2764.08},{"sentences":[{"text":"Absolutely.","start":2769.58,"end":2770.08,"sentiment":"positive","sentiment_score":0.5577570199966431},{"text":"Yeah.","start":2772.795,"end":2773.195,"sentiment":"neutral","sentiment_score":0.2625819146633148},{"text":"No.","start":2773.195,"end":2773.515,"sentiment":"neutral","sentiment_score":0.06434228271245956},{"text":"Thank you so much for your time.","start":2773.515,"end":2775.115,"sentiment":"positive","sentiment_score":0.5771438734872001},{"text":"I'll wait for that to come through.","start":2775.115,"end":2776.315,"sentiment":"positive","sentiment_score":0.3985015494482858}],"sentiment":"positive","sentiment_score":0.45377642223063636,"num_words":17,"start":2769.58,"end":2776.315},{"sentences":[{"text":"Have a really good read through it.","start":2776.315,"end":2777.275,"sentiment":"positive","sentiment_score":0.5572206590856824},{"text":"And, again, just let me know if there's any questions you have.","start":2777.275,"end":2779.275,"sentiment":"positive","sentiment_score":0.3498941585421562},{"text":"It doesn't matter what that is.","start":2779.275,"end":2780.635,"sentiment":"neutral","sentiment_score":0.16727130487561226},{"text":"Okay?","start":2780.635,"end":2781.135,"sentiment":"neutral","sentiment_score":0.2469738870859146},{"text":"My pleasure, Bradley.","start":2783.139,"end":2784.259,"sentiment":"positive","sentiment_score":0.504401961962382}],"sentiment":"positive","sentiment_score":0.3745890385631857,"num_words":29,"start":2776.315,"end":2784.259},{"sentences":[{"text":"Thank you so much for your time.","start":2784.259,"end":2785.619,"sentiment":"positive","sentiment_score":0.6818028858729771},{"text":"Have a good afternoon.","start":2785.619,"end":2786.679,"sentiment":"positive","sentiment_score":0.44423963874578476},{"text":"Thanks.","start":2787.059,"end":2787.559,"sentiment":"positive","sentiment_score":0.5978842973709106},{"text":"See you later.","start":2787.779,"end":2788.679,"sentiment":"neutral","sentiment_score":0.13178232063849768}],"sentiment":"positive","sentiment_score":0.5028540010253588,"num_words":15,"start":2784.259,"end":2788.679}]}}]},{"alternatives":[{"transcript":"Hello? Hello? Hi, Diana. Yeah. I'm good. How are you? That's good. Yeah. Yeah. Spot on. Perfect. Yeah. I do. Yep. Yeah. Sure. Sure. So have you have you sent through anything to me? Me? Oh, okay. Yep. No problem. Yep. All good. Yep. Bradley James Rowe. 3rd Is A 767. 31 Saddleback Mountain Road. Well, yes and no. Just a couple we had three weeks off, but, unfortunately, yeah, my my wife, just two weeks before Christmas, got diagnosed with breast cancer. So it was quite a tumultuous sort of, you know, six week period, actually. So she's had a couple operations. She's been given sort of the all clear, but you mean you're not given the all clear for for quite some years. So, yeah, so it was a bit of a shock and a bit unexpected, but, yeah, now we we've got through well, we've got we're getting through it. Yeah. Yeah. She's back at work now. She ironically works for council as I do, but in different buildings, different parts of town. So it's you know, they were pretty supportive, and she had a few weeks off, obviously. But, know, I sort of got back into the swing. I think she's a bit of a trooper, so she likes to, you know, forge ahead, you know, sort of confidently. Yeah. Yeah. Yeah. So no. She she's doing pretty well. But some life changes, you know, super strict diets and, you know, daily exercise, not just when we feel like it. And and that's the end of it. Yeah. And that's the end of the red wine and all that kind of stuff. So Yeah. Well, you gotta be really anti any sugars. So like her diet in particular, which I'm trying to be pretty supportive of as well. So by by sort of getting on the the the the the diet as well to some extent, not quite as strict as her, but but yeah. No no meat, no dairy, no carbs, Pretty much wipes out everything. Lot lots of greens, you know, broccoli and spinach, and that's pretty much it. So yeah. I mean, she was a big veggie eater in the first place and and very healthy. So, again, yeah, that's why some of these things become very unexpected. But so it's not a massive transition, but the monotony of the same thing over and over is wearing pretty thin. And she did, you know, did did like a nice roast lamb and things like that, so that's off off the carbs for now anyway. Yeah. That's right. Yeah. Yeah. For sure. For sure. Yeah. Yeah. 100 percent. Alright. Thanks. Thanks for that. It is. It is. Yeah. I think I mentioned to you previously, and I know you've had a full on, you know, period yourself just before it and all the rest of it. And so but I did mention last time that just back in July, her father passed away, and we we are full time were full time carers for her parents. And her mom passed away sort of two years ago, and her father just passed away back in July. So I did mention to you I mean, apart from just the trauma of of that because he was a fantastic man, and and we've loved him to death, and it's just, you know, a huge impact to her. The my wife's Spanish, so a Spanish family. They're, you know, very strong family culturally. So it's it's quite an impact. And being carers for him for the last, you know, ten or fifteen years, yeah, it's quite a a shock. And then we've got the other shock at Christmas time. So it's been a bit of a double whammy. But just yeah. But on that, I think we had a brief conversation just that I was going to tap into maybe some of your financial advice in regards to that we are about to sell his home, and I guess end up with some cash. So would like some advice in that respect about what you consider wise ways to invest that or or do whatever. So yeah. Yeah. Well, we have had current we had originally proposed some proposals or appraisals, I should say, rather, done on the house, and we've just had some more recent ones done. It's actually with the real estate at the moment, not on the market, but she's actually contacting some developers and stuff. So it's sort of off market or on market. So she's expecting offers about 1.5 for it. There's four siblings for it to for the yeah. For for it to be shared with equally. But that's the sort of ballpark figure that we're we're looking at at the moment. So and as I said, I'm only speaking as of this week. So her brother's been kicking a ball around about whether he wants to buy it. I think he's still sort of pursuing that, but I think when he crunches the numbers, he's gonna realize that it's still not really affordable for him. So anyway, that's where we're at. Yeah. Mhmm. Yep. Yeah. You mentioned that. Yep. Yeah. Mhmm. Yep. Fantastic. Look forward to it. Can I just check with you what email address it's going to? I've got a few at the moment. I think I know. Yeah. Okay. I'll log in for that. It's one that website oh, no. It's it's a website that we're trying to wind down away from. So I just use my Gmail account now. So that's okay. I'll just open up the I'll open up that one and get it rather than make you send it again. Probably. Yeah. Yep. Awesome. Yeah. Mhmm. Absolutely. That'd be great. Yep. It's brad j row, all lowercase one word, seventy. So brad j Rowe Yep. Seventy,thenumber70@Gmail.com. Yep. Yeah. Fantastic. Yeah. Thank you. I it hasn't popped up in the other in my in the row 31 email. It hasn't popped up there yet. I'm just going there now. It's spam. Yeah. The new Nope. Not seeing anything in the standard folder. Let me just check. Yeah. No. Yeah. I'm happy that too. That's cool. Yeah. Cool. I will. Yep. Alright. Mhmm. I was getting concerned that you'd left. Alright. Oh, good. Thanks. I think I started to panic. That's awesome. Oh, man. Yeah. Yeah. Yeah. Yeah. Right. All good. All good. No. That's fine. I understand. And thanks for your apology. It's all good. Well, if you do no. If you do, like, if you get poached by some, you know, incredible offer and or if, you know, win pound ball or something, you know, but just let me know. I'll hold you to it. Yeah. Okay. Awesome. Cool. Yeah. Yeah. Yeah. Yep. No. Yeah. It's not. So Yep. Yep. Yeah. Yeah. Yeah. Yeah. Yes. Sure. I Understand. Excellent. Yes. Very good. Okay. Yeah. Okay. Yeah. I'll review that. Yep. Okay. Yep. Ryan. No. Okay. Okay. Righty. Yeah. It sounds good. I'm trusting every decision. You guys are the professionals. Yeah. I am. I am fine. Exceptional. Yeah. I think I've got I think I mentioned previously, yeah, I've got my my my best mate. He's got time on his hand. Well, he hasn't got time on his hand. He's just very intuitive, and he's got that's a self managed fund. And he's just heavily in gold and silver, like both mining stocks and and bullion and, you know, ticketed bullion and all the rest of it. But he has done so well for himself. I mean, that's his complete focus. He hasn't diversified into anything else. So but he has actually, like, cleaned up. And I I guess in some ways, I'm very happy for him. But then I I I sort of get down on myself for being so conservative and not taking risks and and and capitalizing, you know, like you've mentioned, I've got 10% of gold or something. You know? Wouldn't it have been great if I had 90 gold? I mean no. I see. Yeah. Yeah. Yes. Get it. Yeah. For sure. Yeah. Yeah. I know. I know. It was getting out of control, though, wasn't it? And, like, I was sort of looked at I've got a little bit of bullying myself, and I just watched the chart and just went, oh my god. What when is it gonna stop? And it stopped. But still yeah. I I you know, you understand me very well and, you know, and and I am conservative and I understand, yeah, you've been investing where, you know, that that that that that that that profit or that growth gets reinvested and then how it compounds. I I understand that's about the extent of my financial knowledge. But I do as I said, I do sort of think, you know, gee, I'm not really far off retirement and, you know, all these things pop up on Facebook. Yeah. No. No. No. Retired. 750,000. I'm going, wow. I've got miles to get you on. How am I gonna do that? How am I gonna get there in such a little time? So okay. Alright. Okay. And then I guess in a dollar sense, it is. Yeah. Okay. Yeah. Mhmm. Yeah. Yes. Yep. Yes. Yeah. Yeah. Right. Okay. Okay. Yep. Yeah. Okay. Yeah. Yeah. It is. Yeah. Yeah. Oh, okay. Well, alright. Yeah. Yeah. Yeah. No. That's right. Yeah. That's that's yeah. Yeah. Cool. That's that's yeah. That's something to look forward to. Yeah. I mean, I know it's crystal ball stuff because, you know, that it's a pretty volatile world, especially at the moment. But, yeah, we can only do what we can only do. Do you think that that the structure and I know you've just looked at it and sort of punched some numbers around, but, like, it's too conservative? Like, I mean, of course, it's the courses I know. It's down to the individual, like myself, ultimately. But, like, I don't you know, when there's, you know, more high risk investment opportunities there, You know, like, how great a risk are they? Impact. Yes. Yeah. Yeah. Alright. Okay. Yep. Yep. Mhmm. Mhmm. Okay. Yeah. Yeah. Yeah. Yeah. No. I appreciate that advice. That's awesome. I I put my full faith in you. And, yeah, it that's just reassured me, you know, that to to oh, I'm not being greedy. It's just often that I hear, you know, work colleagues and that, you know, say they're in a high growth fund and, you know, they're killing it at the moment, and it's just like, oh, you know? And as I said, I've never been a risk taker or whatever. So that's why I just put the question to you, and I don't expect you to to answer answer because you don't, I guess, really know me, but you know me through our conversation as you had just said. So thank you. I appreciate you reassuring me like that. Thanks, Dana. Dana. Cool. Yeah. Yep. Yeah. Uh-huh. Uh-huh. Okay. Yeah. Cool. No worries. Mhmm. Yeah. Yeah. Sure. Oh, that's fine. Yeah. Yeah. Yeah. Absolutely. Yep. Yep. Okay. Yeah. Right. Okay. Yeah. Mhmm. Yeah. Okay. Yep. Oh, I don't know about that. She's younger. She'll be wanna retire at the same age as me. I'm sure. Yes. Cool. Yeah. Yeah. Yeah. Yeah. Cool. Oh, sure. Yeah. Yeah. Of course. Yep. Yes. I'm surprised if I get there. Well, you never know. Thank you. Thank you. Actually, actually, my wife's father, he just passed away. He was 98. So and living and living by himself at home and everything like in perfect health. So Oh, wow. Alright. No. Not Yeah. Yeah. It's incredible. Yeah. Yes. Yeah. Awesome. Incredible. Yeah. 100%. Yeah. Yeah. And, like, I mean, we never wanna see a loved one pass away or anything. But, yeah, you know, it's it's, yeah, it's it's comforting to know that, you know, they had a very fulfilled life. You know. Right. And extended. Yeah. As I said, I I can't see myself getting there, but you never know. Okay. Awesome. Excellent. Excellent. Thanks, Diana. Oh. Yep. Oh, wow. Okay. Alright. Yes. Yeah. No. Definitely. Perfect. Sounds great. Yep. Fantastic. Okay. Uh-huh. Yes. Uh-huh. Yes. That's right. Yep. Yeah. Yeah. Yeah. Exactly. Oh, you did. Yeah. So you've you've got that in the recommendation. It hasn't come your email hasn't come through, so I haven't been able to sort of view any of the docs. So but do you but do you make a note of, like, that's something we should do, the wheel and and the power of attorney? Okay. Yeah. Cool. Yeah. Well, just through this process, my wife did the probate for her her father's passing and everything. So we actually haven't engaged any solicitors or anything as yet, but we will probably with the sale of the house, obviously. So through that process, I'll probably just get a local solicitor to, you know, to do this for for us. Yeah. Yeah. Yeah. Yeah. I know. I know. Yeah. Quite incredible. Yeah. She takes on anything. She does a crack at everything. And yeah. It was it was an arduous task and, like, there's a lot of sort of trauma with some of her family members and that too and and not not didn't really run smoothly, and she still did all that. And, yeah, now she's a trooper. Yeah. Yeah. So well, yeah. Save the family. I think the the the the the father's solicitor, like, he quoted something like $6,000 of his own fees just to do that work. Yeah. Nothing to do with the lodgment of the probate nor any any earning of those fees. Just his fee alone was like $6,000. Yeah. No. She cracked on through it and managed to get it done. Yes. So yeah. No. Full credit to her on that. But, yeah, as I said, just with the time of the house, yeah, we'll we'll come into contact with a local solicitor, and we'll line one up and get these wheels done. Been meaning to for so long that Yes. And it's gonna be so straightforward. We have the one daughter who's, you know, gonna get everything. So and hopefully no debt to part on. Yeah. Yeah. Thank you. Really? Excellent. Excellent. Yes. Yeah. Yeah. Yeah. Yep. Mhmm. Yeah. Yeah. And when it does come through, I will have a good read of it front to back. I mean, you've explained everything so clearly and concisely, so I appreciate that. I don't see any issues, and it all seems like great advice that I'll endorse at my end and just take on board and and put into action. Yeah. But as I said, if it doesn't come through so it's probably our Internet provider that we're trying to move away from, like TPG. They're just horrible. So mhmm. Oh, okay. Yeah. No worries. Alright. I can do that. Yeah. Yep. Flaky. What what do you need from me just to respond some with something? Or, like, what do you need? As in just a photo image of my license? Or yeah. Yeah. Because I don't yeah. I don't keep my license in my phone or anything like that. I don't have a I'm I'm old. So I keep the old hardcover. So I can just take a photo front and back and flick it back to you. Yeah? Yeah. Yeah. Yeah. Yeah. 100%. Yeah. That's fine. Yeah. Yep. Yep. All good. Yep. Terrific. No worries. I can do that. Wow. That's action. Alright. Yeah. Yeah. Okay. Oh, okay. Right. Awesome. Awesome. Yeah. We we saw I just sort of do expect a sale, like, like, soon, and it will be around about that 1,500,000.0 mark. And then it was really just about, yeah, when we get that cash, you know, what are our options? Like, should we invest in a in a property or, you know, with no. Again, anything anything that's out there. Because I said as I said, we we pretty much have paid off this house, and we have a little bit of savings. So it's a bit foreign actually having that kind of amount of money. And I don't you know, we get we don't get much for it sitting in a bank. So I just yeah. Yeah. We'll be looking to discuss that all with you. Yeah. Yeah. Yeah. Somewhere. Yeah. No. Thanks, man. I appreciate everything you do. Okay. Yeah. Yeah. Cool. Like, I can realize that you're not working tomorrow. Actually, nor am I, but I'll probably leave it until tomorrow. And if it hasn't come through, yeah, I'll I'll be in contact with you or the office anyway. Nice. Perfect. Oh, wow. Big days. Yeah. I met the most of it. For sure. Yeah. That's getting your priorities right. That's perfect. Well done. Yeah. Thanks, Dana. Oh my god. Don't burn yourselves out. Yeah. But don't turn yourself. Yeah. Oh, it's really good to hear and very reassuring that I'll be chatting to you for quite some time. So, yeah, that's good, and it's good for you most importantly. So thanks, Dana. Really appreciate it. Thank you. Oops. Alright. I'll speak to you soon. Ciao. Bye.","confidence":0.9857173,"words":[{"word":"hello","start":0.0,"end":0.5,"confidence":0.9826921,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.007844877429306507},{"word":"hello","start":4.72,"end":5.22,"confidence":0.92073965,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.014408664777874948},{"word":"hi","start":8.32,"end":8.639999,"confidence":0.97187465,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.11985734105110168},{"word":"diana","start":8.639999,"end":9.139999,"confidence":0.7299345,"punctuated_word":"Diana.","sentiment":"neutral","sentiment_score":0.15132638812065125},{"word":"yeah","start":10.559999,"end":10.8,"confidence":0.9958173,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2377898246049881},{"word":"i'm","start":10.8,"end":11.12,"confidence":0.99653417,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4019335210323334},{"word":"good","start":11.12,"end":11.5199995,"confidence":0.9989715,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.47339028120040894},{"word":"how","start":11.5199995,"end":11.679999,"confidence":0.97928816,"punctuated_word":"How","sentiment":"positive","sentiment_score":0.41994109749794006},{"word":"are","start":11.679999,"end":11.84,"confidence":0.96289563,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3687373399734497},{"word":"you","start":11.84,"end":12.34,"confidence":0.9984044,"punctuated_word":"you?","sentiment":"positive","sentiment_score":0.3905379176139831},{"word":"that's","start":15.725,"end":16.045,"confidence":0.7207767,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.42521482706069946},{"word":"good","start":16.045,"end":16.545,"confidence":0.99932504,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5370370745658875},{"word":"yeah","start":19.885,"end":20.125,"confidence":0.9497277,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12290747463703156},{"word":"yeah","start":20.125,"end":20.445,"confidence":0.95861644,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14796234667301178},{"word":"spot","start":20.445,"end":20.765,"confidence":0.9666677,"punctuated_word":"Spot","sentiment":"neutral","sentiment_score":0.1806398332118988},{"word":"on","start":20.765,"end":21.085,"confidence":0.9702149,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.20752204954624176},{"word":"perfect","start":21.085,"end":21.585,"confidence":0.99947256,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4487864673137665},{"word":"yeah","start":21.885,"end":22.385,"confidence":0.9981822,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.34713253378868103},{"word":"i","start":26.045,"end":26.525,"confidence":0.8918017,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06304871290922165},{"word":"do","start":26.525,"end":27.025,"confidence":0.993423,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.06056535616517067},{"word":"yep","start":36.29,"end":36.69,"confidence":0.872381,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.031752731651067734},{"word":"yeah","start":36.69,"end":37.17,"confidence":0.9832482,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.048647765070199966},{"word":"sure","start":37.17,"end":37.489998,"confidence":0.9978007,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.05834057927131653},{"word":"sure","start":37.489998,"end":37.989998,"confidence":0.99694,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.06427790969610214},{"word":"so","start":38.93,"end":39.17,"confidence":0.95355594,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0666491910815239},{"word":"have","start":39.17,"end":39.33,"confidence":0.97568685,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04445919394493103},{"word":"you","start":39.33,"end":39.83,"confidence":0.99733645,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13093511760234833},{"word":"have","start":39.89,"end":40.129997,"confidence":0.9863306,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12083495408296584},{"word":"you","start":40.129997,"end":40.61,"confidence":0.9857364,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07293131202459335},{"word":"sent","start":40.61,"end":41.01,"confidence":0.9990465,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.06613579392433167},{"word":"through","start":41.01,"end":41.51,"confidence":0.9997209,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.07679101824760437},{"word":"anything","start":41.57,"end":42.07,"confidence":0.99933976,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.09852246940135956},{"word":"to","start":42.129997,"end":42.37,"confidence":0.9509691,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0674155130982399},{"word":"me","start":42.37,"end":42.87,"confidence":0.7998891,"punctuated_word":"me?","sentiment":"neutral","sentiment_score":0.06135829538106918},{"word":"me","start":44.745,"end":44.825,"confidence":0.83009255,"punctuated_word":"Me?","sentiment":"neutral","sentiment_score":0.030728815123438835},{"word":"oh","start":44.825,"end":45.145,"confidence":0.9756142,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.06666867434978485},{"word":"okay","start":45.145,"end":45.645,"confidence":0.9984995,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.09840422868728638},{"word":"yep","start":49.625,"end":50.125,"confidence":0.72637594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03722185641527176},{"word":"no","start":55.065,"end":55.305,"confidence":0.9200465,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.11105412244796752},{"word":"problem","start":55.305,"end":55.805,"confidence":0.99886763,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.12370281666517258},{"word":"yep","start":55.864998,"end":56.185,"confidence":0.9947025,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10942038148641586},{"word":"all","start":56.185,"end":56.505,"confidence":0.9956221,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.26920250058174133},{"word":"good","start":56.505,"end":57.005,"confidence":0.9995004,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.33022409677505493},{"word":"yep","start":63.199997,"end":63.519997,"confidence":0.9978609,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03757403790950775},{"word":"bradley","start":63.519997,"end":64.0,"confidence":0.9931813,"punctuated_word":"Bradley","sentiment":"neutral","sentiment_score":0.03333576023578644},{"word":"james","start":64.0,"end":64.32,"confidence":0.99352044,"punctuated_word":"James","sentiment":"neutral","sentiment_score":0.02331734262406826},{"word":"rowe","start":64.32,"end":64.82,"confidence":0.5289673,"punctuated_word":"Rowe.","sentiment":"neutral","sentiment_score":0.02974943444132805},{"word":"3rd","start":65.2,"end":65.52,"confidence":0.40195724,"punctuated_word":"3rd","sentiment":"neutral","sentiment_score":0.03325244039297104},{"word":"is","start":65.52,"end":65.68,"confidence":0.81790024,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.028367239981889725},{"word":"a","start":65.68,"end":65.759995,"confidence":0.58609307,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.029127761721611023},{"word":"767","start":65.759995,"end":66.979996,"confidence":0.9246268,"punctuated_word":"767.","sentiment":"neutral","sentiment_score":0.031270936131477356},{"word":"31","start":67.68,"end":68.4,"confidence":0.9945075,"punctuated_word":"31","sentiment":"neutral","sentiment_score":0.043647777289152145},{"word":"saddleback","start":68.4,"end":68.88,"confidence":0.9964821,"punctuated_word":"Saddleback","sentiment":"neutral","sentiment_score":0.08196409046649933},{"word":"mountain","start":68.88,"end":69.28,"confidence":0.99703217,"punctuated_word":"Mountain","sentiment":"neutral","sentiment_score":0.094239242374897},{"word":"road","start":69.28,"end":69.78,"confidence":0.77732813,"punctuated_word":"Road.","sentiment":"neutral","sentiment_score":0.13102227449417114},{"word":"well","start":78.565,"end":79.065,"confidence":0.88936245,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.055286675691604614},{"word":"yes","start":79.205,"end":79.525,"confidence":0.9982899,"punctuated_word":"yes","sentiment":"neutral","sentiment_score":-0.03482510894536972},{"word":"and","start":79.525,"end":79.845,"confidence":0.9881556,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0665590837597847},{"word":"no","start":79.845,"end":80.345,"confidence":0.9961226,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.06867466866970062},{"word":"just","start":80.485,"end":80.725,"confidence":0.96238756,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.08300799131393433},{"word":"a","start":80.725,"end":80.805,"confidence":0.99924743,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1237867921590805},{"word":"couple","start":80.805,"end":81.125,"confidence":0.99950075,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.1299634873867035},{"word":"we","start":81.365,"end":81.445,"confidence":0.6227754,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.11595490574836732},{"word":"had","start":81.445,"end":81.845,"confidence":0.83897173,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.11043109744787216},{"word":"three","start":81.845,"end":82.165,"confidence":0.5355797,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.12239369750022888},{"word":"weeks","start":82.165,"end":82.485,"confidence":0.9939714,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":-0.08208996057510376},{"word":"off","start":82.485,"end":82.725,"confidence":0.74995947,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":-0.07029884308576584},{"word":"but","start":82.725,"end":83.225,"confidence":0.7376889,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.100502610206604},{"word":"unfortunately","start":84.085,"end":84.585,"confidence":0.9275347,"punctuated_word":"unfortunately,","sentiment":"neutral","sentiment_score":-0.16995501518249512},{"word":"yeah","start":84.965,"end":85.465,"confidence":0.9486677,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.1421748548746109},{"word":"my","start":85.765,"end":86.085,"confidence":0.9933975,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.17679671943187714},{"word":"my","start":86.085,"end":86.405,"confidence":0.95656824,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.17528396844863892},{"word":"wife","start":86.405,"end":86.905,"confidence":0.87040496,"punctuated_word":"wife,","sentiment":"neutral","sentiment_score":-0.1709885150194168},{"word":"just","start":87.16,"end":87.48,"confidence":0.9993685,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1424499899148941},{"word":"two","start":87.48,"end":87.72,"confidence":0.91224575,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.14099469780921936},{"word":"weeks","start":87.72,"end":87.96,"confidence":0.981141,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":-0.10511073470115662},{"word":"before","start":87.96,"end":88.28,"confidence":0.9996947,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.1337587833404541},{"word":"christmas","start":88.28,"end":88.68,"confidence":0.9037522,"punctuated_word":"Christmas,","sentiment":"neutral","sentiment_score":-0.13375553488731384},{"word":"got","start":88.68,"end":88.92,"confidence":0.9987357,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.17053571343421936},{"word":"diagnosed","start":88.92,"end":89.32,"confidence":0.99973124,"punctuated_word":"diagnosed","sentiment":"neutral","sentiment_score":-0.141597181558609},{"word":"with","start":89.32,"end":89.48,"confidence":0.9988483,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.16163447499275208},{"word":"breast","start":89.48,"end":89.72,"confidence":0.9991973,"punctuated_word":"breast","sentiment":"neutral","sentiment_score":-0.18271338939666748},{"word":"cancer","start":89.72,"end":90.22,"confidence":0.95715046,"punctuated_word":"cancer.","sentiment":"neutral","sentiment_score":-0.12033219635486604},{"word":"so","start":91.0,"end":91.4,"confidence":0.9969868,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07538890093564987},{"word":"it","start":91.4,"end":91.56,"confidence":0.99598616,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13697436451911926},{"word":"was","start":91.56,"end":91.8,"confidence":0.99706477,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.13175073266029358},{"word":"quite","start":91.8,"end":92.04,"confidence":0.9863214,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.16448424756526947},{"word":"a","start":92.04,"end":92.28,"confidence":0.99579465,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14169424772262573},{"word":"tumultuous","start":92.28,"end":92.78,"confidence":0.99727446,"punctuated_word":"tumultuous","sentiment":"neutral","sentiment_score":-0.14705143868923187},{"word":"sort","start":93.8,"end":93.96,"confidence":0.6565168,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.07490204274654388},{"word":"of","start":93.96,"end":94.2,"confidence":0.97580695,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.07194194942712784},{"word":"you","start":94.2,"end":94.36,"confidence":0.9986442,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06599372625350952},{"word":"know","start":94.36,"end":94.86,"confidence":0.99846494,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0595499724149704},{"word":"six","start":95.0,"end":95.24,"confidence":0.9992073,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.06926653534173965},{"word":"week","start":95.24,"end":95.64,"confidence":0.63356763,"punctuated_word":"week","sentiment":"neutral","sentiment_score":-0.05447516590356827},{"word":"period","start":95.64,"end":96.04,"confidence":0.80884707,"punctuated_word":"period,","sentiment":"neutral","sentiment_score":-0.06992132216691971},{"word":"actually","start":96.04,"end":96.44,"confidence":0.9446817,"punctuated_word":"actually.","sentiment":"neutral","sentiment_score":-0.06318533420562744},{"word":"so","start":96.44,"end":96.68,"confidence":0.99825245,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.043573930859565735},{"word":"she's","start":96.68,"end":96.92,"confidence":0.96115494,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.03738736733794212},{"word":"had","start":96.92,"end":97.08,"confidence":0.99861026,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.04222480207681656},{"word":"a","start":97.08,"end":97.16,"confidence":0.9994466,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04752194136381149},{"word":"couple","start":97.16,"end":97.479996,"confidence":0.9990664,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.05322498828172684},{"word":"operations","start":97.479996,"end":97.979996,"confidence":0.7568382,"punctuated_word":"operations.","sentiment":"neutral","sentiment_score":-0.0467718280851841},{"word":"she's","start":98.04,"end":98.28,"confidence":0.9992307,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":-0.06857094168663025},{"word":"been","start":98.28,"end":98.52,"confidence":0.99585104,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.06879226863384247},{"word":"given","start":98.52,"end":99.015,"confidence":0.9945146,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.09740707278251648},{"word":"sort","start":99.575,"end":99.815,"confidence":0.9977793,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.12610861659049988},{"word":"of","start":99.815,"end":99.895,"confidence":0.99939215,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08906029909849167},{"word":"the","start":99.895,"end":100.055,"confidence":0.9978327,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09509849548339844},{"word":"all","start":100.055,"end":100.295,"confidence":0.9856588,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.04941140487790108},{"word":"clear","start":100.295,"end":100.534996,"confidence":0.9328762,"punctuated_word":"clear,","sentiment":"neutral","sentiment_score":-0.06711575388908386},{"word":"but","start":100.534996,"end":100.695,"confidence":0.9991172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05510549992322922},{"word":"you","start":100.695,"end":100.775,"confidence":0.6859212,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13161969184875488},{"word":"mean","start":100.775,"end":101.015,"confidence":0.9847115,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.09902910888195038},{"word":"you're","start":101.015,"end":101.175,"confidence":0.9625163,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.08825632184743881},{"word":"not","start":101.175,"end":101.335,"confidence":0.99940825,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.09362895786762238},{"word":"given","start":101.335,"end":101.575,"confidence":0.5517088,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.08902913331985474},{"word":"the","start":101.575,"end":101.655,"confidence":0.9857545,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06856001913547516},{"word":"all","start":101.655,"end":101.895,"confidence":0.9966265,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.05038604140281677},{"word":"clear","start":101.895,"end":102.215,"confidence":0.9910725,"punctuated_word":"clear","sentiment":"neutral","sentiment_score":-0.08138728141784668},{"word":"for","start":102.215,"end":102.455,"confidence":0.62645787,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.10695528984069824},{"word":"for","start":102.455,"end":102.775,"confidence":0.6094005,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.10560236126184464},{"word":"quite","start":102.775,"end":103.095,"confidence":0.9961139,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.1126045137643814},{"word":"some","start":103.095,"end":103.575,"confidence":0.9995697,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.10382352024316788},{"word":"years","start":103.575,"end":103.895,"confidence":0.98092693,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.0868106484413147},{"word":"so","start":103.895,"end":104.395,"confidence":0.7307538,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.007412577047944069},{"word":"yeah","start":105.655,"end":105.975,"confidence":0.6398332,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.0324753113090992},{"word":"so","start":105.975,"end":106.215,"confidence":0.94969267,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.021591495722532272},{"word":"it","start":106.215,"end":106.295,"confidence":0.9929033,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.026626091450452805},{"word":"was","start":106.295,"end":106.455,"confidence":0.99450654,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.026354361325502396},{"word":"a","start":106.455,"end":106.534996,"confidence":0.9927435,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02472878247499466},{"word":"bit","start":106.534996,"end":106.695,"confidence":0.99941456,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.06594884395599365},{"word":"of","start":106.695,"end":106.775,"confidence":0.99914265,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06374461203813553},{"word":"a","start":106.775,"end":106.854996,"confidence":0.9895783,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08312483131885529},{"word":"shock","start":106.854996,"end":107.175,"confidence":0.9985196,"punctuated_word":"shock","sentiment":"neutral","sentiment_score":-0.1029963344335556},{"word":"and","start":107.175,"end":107.415,"confidence":0.9822317,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2099978029727936},{"word":"a","start":107.415,"end":107.494995,"confidence":0.5598571,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2040594220161438},{"word":"bit","start":107.494995,"end":107.735,"confidence":0.99939466,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1715202033519745},{"word":"unexpected","start":107.735,"end":108.235,"confidence":0.8289248,"punctuated_word":"unexpected,","sentiment":"neutral","sentiment_score":-0.149738147854805},{"word":"but","start":108.295,"end":108.375,"confidence":0.9709704,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.02987290918827057},{"word":"yeah","start":108.375,"end":108.615,"confidence":0.9923252,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.1511518359184265},{"word":"now","start":108.615,"end":108.854996,"confidence":0.98718613,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.22632700204849243},{"word":"we","start":108.854996,"end":109.095,"confidence":0.9842127,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16575708985328674},{"word":"we've","start":109.175,"end":109.415,"confidence":0.9988229,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.2483590543270111},{"word":"got","start":109.415,"end":109.655,"confidence":0.9978187,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.21505822241306305},{"word":"through","start":109.655,"end":109.895,"confidence":0.9906255,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.19853872060775757},{"word":"well","start":109.975,"end":110.215,"confidence":0.96886903,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.3618793487548828},{"word":"we've","start":110.215,"end":110.375,"confidence":0.99615693,"punctuated_word":"we've","sentiment":"positive","sentiment_score":0.45410656929016113},{"word":"got","start":110.375,"end":110.615,"confidence":0.9981495,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.43315210938453674},{"word":"we're","start":110.775,"end":111.015,"confidence":0.997295,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.5090221166610718},{"word":"getting","start":111.015,"end":111.335,"confidence":0.99965036,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.4801753163337707},{"word":"through","start":111.335,"end":111.655,"confidence":0.9988034,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.4989138543605805},{"word":"it","start":111.655,"end":112.055,"confidence":0.950222,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.34801843762397766},{"word":"yeah","start":112.055,"end":112.555,"confidence":0.96655715,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13287955522537231},{"word":"yeah","start":112.854996,"end":113.354996,"confidence":0.7573086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05431756749749184},{"word":"she's","start":116.579994,"end":116.82,"confidence":0.96780956,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":-0.004818513058125973},{"word":"back","start":116.82,"end":117.06,"confidence":0.9998429,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.009428948163986206},{"word":"at","start":117.06,"end":117.14,"confidence":0.9991105,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.01811140403151512},{"word":"work","start":117.14,"end":117.46,"confidence":0.99993813,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0040472522377967834},{"word":"now","start":117.46,"end":117.78,"confidence":0.9947802,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.029521822929382324},{"word":"she","start":117.78,"end":118.18,"confidence":0.9991959,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.05191176384687424},{"word":"ironically","start":118.18,"end":118.68,"confidence":0.81078845,"punctuated_word":"ironically","sentiment":"neutral","sentiment_score":0.04666193202137947},{"word":"works","start":118.74,"end":119.24,"confidence":0.9845717,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.05150587484240532},{"word":"for","start":119.38,"end":119.53999,"confidence":0.8830507,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04915453493595123},{"word":"council","start":119.53999,"end":120.02,"confidence":0.74584424,"punctuated_word":"council","sentiment":"neutral","sentiment_score":0.08413384109735489},{"word":"as","start":120.02,"end":120.18,"confidence":0.8012513,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06097839027643204},{"word":"i","start":120.18,"end":120.34,"confidence":0.9996935,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05645950138568878},{"word":"do","start":120.34,"end":120.84,"confidence":0.9033505,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.04192611575126648},{"word":"but","start":120.899994,"end":121.14,"confidence":0.77094156,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.026704678311944008},{"word":"in","start":121.14,"end":121.38,"confidence":0.99765635,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.015125764533877373},{"word":"different","start":121.38,"end":121.7,"confidence":0.9994288,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.02945620194077492},{"word":"buildings","start":121.7,"end":122.1,"confidence":0.98609304,"punctuated_word":"buildings,","sentiment":"neutral","sentiment_score":0.04939411580562592},{"word":"different","start":122.1,"end":122.42,"confidence":0.99779934,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.048471588641405106},{"word":"parts","start":122.42,"end":122.659996,"confidence":0.99756527,"punctuated_word":"parts","sentiment":"neutral","sentiment_score":0.11176733672618866},{"word":"of","start":122.659996,"end":122.82,"confidence":0.996763,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09611046314239502},{"word":"town","start":122.82,"end":123.14,"confidence":0.94542474,"punctuated_word":"town.","sentiment":"neutral","sentiment_score":0.09936892241239548},{"word":"so","start":123.14,"end":123.46,"confidence":0.9988745,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14273126423358917},{"word":"it's","start":123.46,"end":123.7,"confidence":0.9977522,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.20362994074821472},{"word":"you","start":123.86,"end":123.939995,"confidence":0.9236041,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24594199657440183},{"word":"know","start":123.939995,"end":124.1,"confidence":0.98275524,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.25286054611206055},{"word":"they","start":124.1,"end":124.259995,"confidence":0.9948836,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.4752773642539978},{"word":"were","start":124.259995,"end":124.42,"confidence":0.4914769,"punctuated_word":"were","sentiment":"positive","sentiment_score":0.5312510132789612},{"word":"pretty","start":124.42,"end":124.74,"confidence":0.9755612,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.601723849773407},{"word":"supportive","start":124.74,"end":125.24,"confidence":0.8004966,"punctuated_word":"supportive,","sentiment":"positive","sentiment_score":0.4872865080833435},{"word":"and","start":125.46,"end":125.7,"confidence":0.98452747,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4569511115550995},{"word":"she","start":125.7,"end":125.86,"confidence":0.9997391,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.4411907196044922},{"word":"had","start":125.86,"end":126.1,"confidence":0.99964106,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.3910498321056366},{"word":"a","start":126.1,"end":126.17999,"confidence":0.9995931,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.364718496799469},{"word":"few","start":126.17999,"end":126.34,"confidence":0.9997955,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.24843284487724304},{"word":"weeks","start":126.34,"end":126.659996,"confidence":0.9972299,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.16272106766700745},{"word":"off","start":126.659996,"end":126.899994,"confidence":0.81055856,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":0.21167361736297607},{"word":"obviously","start":126.899994,"end":127.399994,"confidence":0.88078153,"punctuated_word":"obviously.","sentiment":"neutral","sentiment_score":0.20823198556900024},{"word":"but","start":127.619995,"end":128.12,"confidence":0.961347,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.13814067840576172},{"word":"know","start":128.815,"end":128.935,"confidence":0.999001,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2990487217903137},{"word":"i","start":128.935,"end":129.055,"confidence":0.8046234,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4308451414108277},{"word":"sort","start":129.055,"end":129.215,"confidence":0.975127,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.3656938970088959},{"word":"of","start":129.215,"end":129.375,"confidence":0.67408895,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4559269845485687},{"word":"got","start":129.375,"end":129.535,"confidence":0.99748504,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.3709041178226471},{"word":"back","start":129.535,"end":129.69499,"confidence":0.99962413,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.4370560348033905},{"word":"into","start":129.69499,"end":129.855,"confidence":0.9902597,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.4489705264568329},{"word":"the","start":129.855,"end":129.935,"confidence":0.917111,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.52298504114151},{"word":"swing","start":129.935,"end":130.055,"confidence":0.81039345,"punctuated_word":"swing.","sentiment":"positive","sentiment_score":0.4999377131462097},{"word":"i","start":130.055,"end":130.175,"confidence":0.5789559,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4939488470554352},{"word":"think","start":130.175,"end":130.33499,"confidence":0.8022725,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.574905276298523},{"word":"she's","start":130.33499,"end":130.575,"confidence":0.9919444,"punctuated_word":"she's","sentiment":"positive","sentiment_score":0.6360795497894287},{"word":"a","start":130.575,"end":130.655,"confidence":0.99578,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6558791399002075},{"word":"bit","start":130.655,"end":130.815,"confidence":0.9995011,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.5126732587814331},{"word":"of","start":130.815,"end":130.895,"confidence":0.99903584,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6746608018875122},{"word":"a","start":130.895,"end":130.975,"confidence":0.9974739,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6262840032577515},{"word":"trooper","start":130.975,"end":131.455,"confidence":0.7849091,"punctuated_word":"trooper,","sentiment":"positive","sentiment_score":0.5586854815483093},{"word":"so","start":131.455,"end":131.615,"confidence":0.998408,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4000485241413117},{"word":"she","start":131.615,"end":131.775,"confidence":0.99971646,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.5273877382278442},{"word":"likes","start":131.775,"end":132.095,"confidence":0.9968569,"punctuated_word":"likes","sentiment":"positive","sentiment_score":0.5645632743835449},{"word":"to","start":132.095,"end":132.595,"confidence":0.99380094,"punctuated_word":"to,","sentiment":"positive","sentiment_score":0.47287535667419434},{"word":"you","start":132.895,"end":133.055,"confidence":0.9998436,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4425128698348999},{"word":"know","start":133.055,"end":133.375,"confidence":0.9996643,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.4357958137989044},{"word":"forge","start":133.375,"end":133.775,"confidence":0.8167121,"punctuated_word":"forge","sentiment":"positive","sentiment_score":0.5033180713653564},{"word":"ahead","start":133.775,"end":134.275,"confidence":0.9726442,"punctuated_word":"ahead,","sentiment":"positive","sentiment_score":0.48789313435554504},{"word":"you","start":134.495,"end":134.575,"confidence":0.99959475,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.38967928290367126},{"word":"know","start":134.575,"end":135.075,"confidence":0.99817395,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.40435072779655457},{"word":"sort","start":135.69499,"end":135.855,"confidence":0.9995383,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.5264388918876648},{"word":"of","start":135.855,"end":136.015,"confidence":0.99838734,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4639989733695984},{"word":"confidently","start":136.015,"end":136.515,"confidence":0.9982097,"punctuated_word":"confidently.","sentiment":"positive","sentiment_score":0.3927960395812988},{"word":"yeah","start":137.215,"end":137.715,"confidence":0.9545502,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.21420086920261383},{"word":"yeah","start":137.935,"end":138.095,"confidence":0.9817641,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17993246018886566},{"word":"yeah","start":138.095,"end":138.255,"confidence":0.7481076,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1913017630577087},{"word":"so","start":138.255,"end":138.575,"confidence":0.9434856,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1417972445487976},{"word":"no","start":138.655,"end":138.895,"confidence":0.99168444,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":0.12716072797775269},{"word":"she","start":138.895,"end":139.055,"confidence":0.99743515,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.2929234802722931},{"word":"she's","start":139.135,"end":139.375,"confidence":0.9995876,"punctuated_word":"she's","sentiment":"positive","sentiment_score":0.3720387816429138},{"word":"doing","start":139.375,"end":139.69499,"confidence":0.9150772,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.3757549226284027},{"word":"pretty","start":139.69499,"end":139.935,"confidence":0.9996018,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.44248315691947937},{"word":"well","start":139.935,"end":140.175,"confidence":0.8941097,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.3754806220531464},{"word":"but","start":140.175,"end":140.675,"confidence":0.9942028,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1242680698633194},{"word":"some","start":141.44,"end":141.6,"confidence":0.9861432,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.05431748926639557},{"word":"life","start":141.6,"end":141.92,"confidence":0.9980236,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.012608572840690613},{"word":"changes","start":141.92,"end":142.42,"confidence":0.90827596,"punctuated_word":"changes,","sentiment":"neutral","sentiment_score":0.07806636393070221},{"word":"you","start":142.88,"end":142.96,"confidence":0.9048663,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012438356876373293},{"word":"know","start":142.96,"end":143.28,"confidence":0.9967586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0262231919914484},{"word":"super","start":143.28,"end":143.52,"confidence":0.9303916,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.10213286429643632},{"word":"strict","start":143.52,"end":144.0,"confidence":0.9349402,"punctuated_word":"strict","sentiment":"neutral","sentiment_score":0.13952958583831787},{"word":"diets","start":144.0,"end":144.48001,"confidence":0.99301904,"punctuated_word":"diets","sentiment":"neutral","sentiment_score":0.05545813590288162},{"word":"and","start":144.48001,"end":144.96,"confidence":0.91361713,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.04038183018565178},{"word":"you","start":144.96,"end":145.12001,"confidence":0.96706396,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05672772973775864},{"word":"know","start":145.12001,"end":145.6,"confidence":0.9996204,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08424507081508636},{"word":"daily","start":145.6,"end":146.08,"confidence":0.99948573,"punctuated_word":"daily","sentiment":"neutral","sentiment_score":0.08958382159471512},{"word":"exercise","start":146.08,"end":146.56,"confidence":0.9212277,"punctuated_word":"exercise,","sentiment":"neutral","sentiment_score":0.1111624389886856},{"word":"not","start":146.56,"end":146.72,"confidence":0.9810323,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.04189075529575348},{"word":"just","start":146.72,"end":146.96,"confidence":0.9990872,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05145067721605301},{"word":"when","start":146.96,"end":147.12001,"confidence":0.9812011,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05887041240930557},{"word":"we","start":147.12001,"end":147.36,"confidence":0.99648833,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0909898802638054},{"word":"feel","start":147.36,"end":147.6,"confidence":0.9993942,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.10109243541955948},{"word":"like","start":147.6,"end":147.76001,"confidence":0.9988839,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.09193621575832368},{"word":"it","start":147.76001,"end":148.26001,"confidence":0.8675759,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.04177436977624893},{"word":"and","start":150.24,"end":150.40001,"confidence":0.8966947,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03407365456223488},{"word":"and","start":150.40001,"end":150.56,"confidence":0.65343606,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05502302199602127},{"word":"that's","start":150.56,"end":150.8,"confidence":0.9885541,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0928732603788376},{"word":"the","start":150.8,"end":150.96,"confidence":0.9970246,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04291246831417084},{"word":"end","start":150.96,"end":151.12001,"confidence":0.99974674,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.058906152844429016},{"word":"of","start":151.12001,"end":151.56,"confidence":0.9949995,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04870191961526871},{"word":"it","start":151.56,"end":152.0,"confidence":0.62499523,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.035574495792388916},{"word":"yeah","start":152.0,"end":152.32,"confidence":0.84732175,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.039566945284605026},{"word":"and","start":152.32,"end":152.40001,"confidence":0.52652836,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03710627555847168},{"word":"that's","start":152.40001,"end":152.64,"confidence":0.9955121,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.03425976634025574},{"word":"the","start":152.64,"end":152.8,"confidence":0.9934109,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03169798105955124},{"word":"end","start":152.8,"end":152.96,"confidence":0.99979573,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.02144193090498447},{"word":"of","start":152.96,"end":153.04001,"confidence":0.9994091,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03271307796239853},{"word":"the","start":153.04001,"end":153.20001,"confidence":0.9988939,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03299887478351593},{"word":"red","start":153.20001,"end":153.44,"confidence":0.9971951,"punctuated_word":"red","sentiment":"neutral","sentiment_score":0.02352612093091011},{"word":"wine","start":153.44,"end":153.76001,"confidence":0.9948537,"punctuated_word":"wine","sentiment":"neutral","sentiment_score":0.014519058167934418},{"word":"and","start":153.76001,"end":154.0,"confidence":0.98632914,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.014906372874975204},{"word":"all","start":154.0,"end":154.24,"confidence":0.9987576,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.021874358877539635},{"word":"that","start":154.24,"end":154.40001,"confidence":0.9979538,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.019695384427905083},{"word":"kind","start":154.40001,"end":154.64,"confidence":0.9873028,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.017074404284358025},{"word":"of","start":154.64,"end":154.8,"confidence":0.99909806,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02006550505757332},{"word":"stuff","start":154.8,"end":155.20001,"confidence":0.9844421,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":0.030873140320181847},{"word":"so","start":155.20001,"end":155.28,"confidence":0.9057394,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05342564731836319},{"word":"yeah","start":155.92,"end":156.42,"confidence":0.99509394,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05896446853876114},{"word":"well","start":161.815,"end":162.315,"confidence":0.99133193,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.08033666759729385},{"word":"you","start":162.53499,"end":162.69499,"confidence":0.99193007,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10529623925685884},{"word":"gotta","start":162.69499,"end":163.015,"confidence":0.70252913,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.11017550528049468},{"word":"be","start":163.015,"end":163.17499,"confidence":0.9888592,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0853506550192833},{"word":"really","start":163.17499,"end":163.495,"confidence":0.9992768,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.13732925057411194},{"word":"anti","start":163.495,"end":163.89499,"confidence":0.98121786,"punctuated_word":"anti","sentiment":"neutral","sentiment_score":0.10367866605520248},{"word":"any","start":163.89499,"end":164.215,"confidence":0.9169477,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.09510564059019087},{"word":"sugars","start":164.215,"end":164.715,"confidence":0.6220716,"punctuated_word":"sugars.","sentiment":"neutral","sentiment_score":0.06978127360343933},{"word":"so","start":164.775,"end":165.095,"confidence":0.99767846,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09969630837440492},{"word":"like","start":165.25499,"end":165.495,"confidence":0.9962115,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1914295554161072},{"word":"her","start":165.495,"end":165.655,"confidence":0.79506546,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.17116084694862366},{"word":"diet","start":165.655,"end":165.97499,"confidence":0.97346956,"punctuated_word":"diet","sentiment":"neutral","sentiment_score":0.1775667816400528},{"word":"in","start":165.97499,"end":166.135,"confidence":0.84537834,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.165429025888443},{"word":"particular","start":166.135,"end":166.61499,"confidence":0.98470896,"punctuated_word":"particular,","sentiment":"neutral","sentiment_score":0.18267540633678436},{"word":"which","start":166.61499,"end":166.775,"confidence":0.9997663,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.1962790489196777},{"word":"i'm","start":166.775,"end":167.015,"confidence":0.9994459,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2832449674606323},{"word":"trying","start":167.015,"end":167.17499,"confidence":0.9984426,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.3042251467704773},{"word":"to","start":167.17499,"end":167.33499,"confidence":0.9997557,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31991174817085266},{"word":"be","start":167.33499,"end":167.415,"confidence":0.99958104,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2545468211174011},{"word":"pretty","start":167.415,"end":167.655,"confidence":0.9981263,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.32438942790031433},{"word":"supportive","start":167.655,"end":168.135,"confidence":0.99945873,"punctuated_word":"supportive","sentiment":"neutral","sentiment_score":0.28006434440612793},{"word":"of","start":168.135,"end":168.375,"confidence":0.9842807,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.25252050161361694},{"word":"as","start":168.375,"end":168.53499,"confidence":0.99421376,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21675972640514377},{"word":"well","start":168.53499,"end":168.775,"confidence":0.9732683,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.1053277924656868},{"word":"so","start":168.775,"end":169.14,"confidence":0.9955776,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0800866037607193},{"word":"by","start":170.26,"end":170.74,"confidence":0.9834073,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.05576016008853912},{"word":"by","start":170.74,"end":171.06,"confidence":0.9895327,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.0651257261633873},{"word":"sort","start":171.06,"end":171.3,"confidence":0.9863153,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.12218953669071198},{"word":"of","start":171.3,"end":171.46,"confidence":0.99770784,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12931209802627563},{"word":"getting","start":171.46,"end":171.78,"confidence":0.99725145,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.15311959385871887},{"word":"on","start":171.78,"end":172.28,"confidence":0.9990194,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1619701087474823},{"word":"the","start":174.42,"end":174.74,"confidence":0.7102549,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11159266531467438},{"word":"the","start":174.74,"end":174.94,"confidence":0.86795336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10363491624593736},{"word":"the","start":174.94,"end":175.14,"confidence":0.90659904,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09579451382160188},{"word":"the","start":175.14,"end":175.34,"confidence":0.8481759,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08995134383440018},{"word":"the","start":175.34,"end":175.54,"confidence":0.60546714,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08895156532526016},{"word":"diet","start":175.54,"end":175.86,"confidence":0.91181207,"punctuated_word":"diet","sentiment":"neutral","sentiment_score":0.13265232741832733},{"word":"as","start":175.86,"end":176.02,"confidence":0.9971674,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08869701623916626},{"word":"well","start":176.02,"end":176.34,"confidence":0.9999399,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.0845160186290741},{"word":"to","start":176.34,"end":176.5,"confidence":0.8765117,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08144661784172058},{"word":"some","start":176.5,"end":176.81999,"confidence":0.99979705,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0734323263168335},{"word":"extent","start":176.81999,"end":177.22,"confidence":0.87093544,"punctuated_word":"extent,","sentiment":"neutral","sentiment_score":0.050170592963695526},{"word":"not","start":177.22,"end":177.45999,"confidence":0.99845445,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.03370524197816849},{"word":"quite","start":177.45999,"end":177.7,"confidence":0.99942976,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.03872537240386009},{"word":"as","start":177.7,"end":177.86,"confidence":0.97005355,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04368713498115539},{"word":"strict","start":177.86,"end":178.18,"confidence":0.99941003,"punctuated_word":"strict","sentiment":"neutral","sentiment_score":0.017406843602657318},{"word":"as","start":178.18,"end":178.34,"confidence":0.987028,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04196060448884964},{"word":"her","start":178.34,"end":178.5,"confidence":0.7344003,"punctuated_word":"her,","sentiment":"neutral","sentiment_score":0.02518521435558796},{"word":"but","start":178.5,"end":179.0,"confidence":0.99829966,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.013634242117404938},{"word":"but","start":179.38,"end":179.54,"confidence":0.92677087,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0270027257502079},{"word":"yeah","start":179.62,"end":179.86,"confidence":0.9927964,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.07947536557912827},{"word":"no","start":179.86,"end":180.1,"confidence":0.9987704,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.08186624944210052},{"word":"no","start":180.1,"end":180.26,"confidence":0.94864875,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.07383856177330017},{"word":"meat","start":180.26,"end":180.58,"confidence":0.8746031,"punctuated_word":"meat,","sentiment":"neutral","sentiment_score":0.07068202644586563},{"word":"no","start":180.58,"end":180.81999,"confidence":0.9996332,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.06133848801255226},{"word":"dairy","start":180.81999,"end":181.3,"confidence":0.9931106,"punctuated_word":"dairy,","sentiment":"neutral","sentiment_score":0.04445115849375725},{"word":"no","start":181.3,"end":181.54,"confidence":0.9995473,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.06290750205516815},{"word":"carbs","start":181.54,"end":182.04,"confidence":0.7580913,"punctuated_word":"carbs,","sentiment":"neutral","sentiment_score":0.0663144588470459},{"word":"pretty","start":183.075,"end":183.315,"confidence":0.9895467,"punctuated_word":"Pretty","sentiment":"neutral","sentiment_score":0.30506089329719543},{"word":"much","start":183.315,"end":183.635,"confidence":0.9993622,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.2358861267566681},{"word":"wipes","start":183.635,"end":183.875,"confidence":0.75120574,"punctuated_word":"wipes","sentiment":"neutral","sentiment_score":0.30263110995292664},{"word":"out","start":183.875,"end":184.19499,"confidence":0.9982679,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.3270110487937927},{"word":"everything","start":184.19499,"end":184.69499,"confidence":0.9765357,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.2978929579257965},{"word":"lot","start":185.795,"end":185.915,"confidence":0.45608708,"punctuated_word":"Lot","sentiment":"neutral","sentiment_score":0.2592405080795288},{"word":"lots","start":186.03499,"end":186.275,"confidence":0.9974782,"punctuated_word":"lots","sentiment":"positive","sentiment_score":0.3338754177093506},{"word":"of","start":186.275,"end":186.515,"confidence":0.9993824,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3985201120376587},{"word":"greens","start":186.515,"end":186.995,"confidence":0.92278826,"punctuated_word":"greens,","sentiment":"positive","sentiment_score":0.346944659948349},{"word":"you","start":186.995,"end":187.155,"confidence":0.98716134,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24781347811222076},{"word":"know","start":187.155,"end":187.39499,"confidence":0.9898027,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2575463652610779},{"word":"broccoli","start":187.39499,"end":187.89499,"confidence":0.99619186,"punctuated_word":"broccoli","sentiment":"positive","sentiment_score":0.3641304075717926},{"word":"and","start":187.955,"end":188.435,"confidence":0.92338294,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.29103684425354004},{"word":"spinach","start":188.435,"end":188.83499,"confidence":0.88392866,"punctuated_word":"spinach,","sentiment":"neutral","sentiment_score":0.26793646812438965},{"word":"and","start":188.83499,"end":189.33499,"confidence":0.9994172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.252309113740921},{"word":"that's","start":189.955,"end":190.275,"confidence":0.9988818,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.36030685901641846},{"word":"pretty","start":190.275,"end":190.595,"confidence":0.9992374,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.3770577311515808},{"word":"much","start":190.595,"end":190.915,"confidence":0.99702066,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.3556165099143982},{"word":"it","start":190.915,"end":191.415,"confidence":0.9988682,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.28001290559768677},{"word":"so","start":192.11499,"end":192.355,"confidence":0.99318755,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2833383083343506},{"word":"yeah","start":192.435,"end":192.935,"confidence":0.993592,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.32196110486984253},{"word":"i","start":193.315,"end":193.47499,"confidence":0.9984896,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.260693222284317},{"word":"mean","start":193.47499,"end":193.795,"confidence":0.99430835,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.2503598630428314},{"word":"she","start":193.795,"end":194.03499,"confidence":0.9997811,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.2959173321723938},{"word":"was","start":194.03499,"end":194.275,"confidence":0.9997733,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.3315609097480774},{"word":"a","start":194.275,"end":194.435,"confidence":0.9970817,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.43556511402130127},{"word":"big","start":194.435,"end":194.75499,"confidence":0.9987546,"punctuated_word":"big","sentiment":"positive","sentiment_score":0.5412472486495972},{"word":"veggie","start":194.75499,"end":195.235,"confidence":0.99614763,"punctuated_word":"veggie","sentiment":"positive","sentiment_score":0.4906715154647827},{"word":"eater","start":195.235,"end":195.555,"confidence":0.99874216,"punctuated_word":"eater","sentiment":"positive","sentiment_score":0.4547949135303498},{"word":"in","start":195.555,"end":195.715,"confidence":0.9996731,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.45323389768600464},{"word":"the","start":195.715,"end":195.795,"confidence":0.9992648,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4176000654697418},{"word":"first","start":195.795,"end":196.03499,"confidence":0.99965835,"punctuated_word":"first","sentiment":"positive","sentiment_score":0.3982524573802948},{"word":"place","start":196.03499,"end":196.355,"confidence":0.9962655,"punctuated_word":"place","sentiment":"positive","sentiment_score":0.5171504616737366},{"word":"and","start":196.355,"end":196.515,"confidence":0.9569207,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4374445080757141},{"word":"and","start":196.515,"end":196.67499,"confidence":0.9650145,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4915152490139008},{"word":"very","start":196.67499,"end":196.915,"confidence":0.999348,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.5643107295036316},{"word":"healthy","start":196.915,"end":197.28,"confidence":0.9673718,"punctuated_word":"healthy.","sentiment":"positive","sentiment_score":0.39450567960739136},{"word":"so","start":197.28,"end":197.44,"confidence":0.83097774,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.18454962968826297},{"word":"again","start":197.44,"end":197.76,"confidence":0.95708907,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.16109950840473175},{"word":"yeah","start":197.76,"end":197.92,"confidence":0.78296995,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.1643913984298706},{"word":"that's","start":197.92,"end":198.16,"confidence":0.95741546,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06275679171085358},{"word":"why","start":198.16,"end":198.4,"confidence":0.99941444,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.03353259712457657},{"word":"some","start":198.4,"end":198.56,"confidence":0.9994172,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.10337156057357788},{"word":"of","start":198.56,"end":198.64,"confidence":0.99895453,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09891421347856522},{"word":"these","start":198.64,"end":198.8,"confidence":0.9950789,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.10536150634288788},{"word":"things","start":198.8,"end":199.12,"confidence":0.99136096,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.15264272689819336},{"word":"become","start":199.12,"end":199.62,"confidence":0.9858993,"punctuated_word":"become","sentiment":"neutral","sentiment_score":0.07373856008052826},{"word":"very","start":199.68,"end":200.0,"confidence":0.9997552,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.06304924190044403},{"word":"unexpected","start":200.0,"end":200.5,"confidence":0.95789343,"punctuated_word":"unexpected.","sentiment":"neutral","sentiment_score":0.0905933827161789},{"word":"but","start":200.72,"end":201.22,"confidence":0.6239016,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09890440851449966},{"word":"so","start":201.84,"end":202.08,"confidence":0.9809976,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.024291642010211945},{"word":"it's","start":202.08,"end":202.16,"confidence":0.99780643,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.05441674590110779},{"word":"not","start":202.16,"end":202.4,"confidence":0.9994524,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07486370205879211},{"word":"a","start":202.4,"end":202.64,"confidence":0.9996457,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07650981843471527},{"word":"massive","start":202.64,"end":203.14,"confidence":0.99993193,"punctuated_word":"massive","sentiment":"neutral","sentiment_score":-0.08722876757383347},{"word":"transition","start":203.2,"end":203.68,"confidence":0.9902607,"punctuated_word":"transition,","sentiment":"neutral","sentiment_score":-0.07415628433227539},{"word":"but","start":203.68,"end":203.92,"confidence":0.9996675,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06021326035261154},{"word":"the","start":203.92,"end":204.08,"confidence":0.99963784,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1092701405286789},{"word":"monotony","start":204.08,"end":204.58,"confidence":0.99810004,"punctuated_word":"monotony","sentiment":"neutral","sentiment_score":-0.09759651124477386},{"word":"of","start":204.64,"end":204.88,"confidence":0.999223,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0761084109544754},{"word":"the","start":204.88,"end":205.04,"confidence":0.9990252,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08336074650287628},{"word":"same","start":205.04,"end":205.36,"confidence":0.99876356,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.09059952199459076},{"word":"thing","start":205.36,"end":205.6,"confidence":0.9989372,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.08257054537534714},{"word":"over","start":205.6,"end":205.84,"confidence":0.99900717,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.08171617239713669},{"word":"and","start":205.84,"end":206.0,"confidence":0.9996388,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08669652044773102},{"word":"over","start":206.0,"end":206.5,"confidence":0.99980515,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.054038312286138535},{"word":"is","start":206.56,"end":206.95999,"confidence":0.9899567,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.059677474200725555},{"word":"wearing","start":206.95999,"end":207.36,"confidence":0.9898642,"punctuated_word":"wearing","sentiment":"neutral","sentiment_score":-0.058670416474342346},{"word":"pretty","start":207.36,"end":207.68,"confidence":0.9994554,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.040829069912433624},{"word":"thin","start":207.68,"end":208.18,"confidence":0.9109007,"punctuated_word":"thin.","sentiment":"neutral","sentiment_score":-0.021534176543354988},{"word":"and","start":208.64,"end":208.8,"confidence":0.99778014,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.036142703145742416},{"word":"she","start":208.8,"end":209.04,"confidence":0.99839586,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.16624462604522705},{"word":"did","start":209.04,"end":209.295,"confidence":0.9553155,"punctuated_word":"did,","sentiment":"neutral","sentiment_score":0.15033838152885437},{"word":"you","start":209.295,"end":209.375,"confidence":0.96144384,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.104546420276165},{"word":"know","start":209.375,"end":209.775,"confidence":0.93072027,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1536194384098053},{"word":"did","start":209.775,"end":210.015,"confidence":0.6993382,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.2271842360496521},{"word":"did","start":210.015,"end":210.175,"confidence":0.875901,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.268779993057251},{"word":"like","start":210.175,"end":210.33499,"confidence":0.7325916,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.4243903458118438},{"word":"a","start":210.33499,"end":210.495,"confidence":0.9931658,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3622515201568603},{"word":"nice","start":210.495,"end":210.735,"confidence":0.99973315,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.380933940410614},{"word":"roast","start":210.735,"end":210.97499,"confidence":0.71788824,"punctuated_word":"roast","sentiment":"neutral","sentiment_score":0.2793392241001129},{"word":"lamb","start":210.97499,"end":211.215,"confidence":0.9674517,"punctuated_word":"lamb","sentiment":"neutral","sentiment_score":0.21991625428199768},{"word":"and","start":211.215,"end":211.375,"confidence":0.9940608,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21970462799072263},{"word":"things","start":211.375,"end":211.69499,"confidence":0.99957603,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.2111031711101532},{"word":"like","start":211.69499,"end":211.855,"confidence":0.99955267,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15046122670173645},{"word":"that","start":211.855,"end":212.015,"confidence":0.7433117,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.20137566328048703},{"word":"so","start":212.015,"end":212.255,"confidence":0.99963117,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09334228932857512},{"word":"that's","start":212.255,"end":212.495,"confidence":0.9998137,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0674009770154953},{"word":"off","start":212.495,"end":212.655,"confidence":0.9828194,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.0483778715133667},{"word":"off","start":212.655,"end":212.895,"confidence":0.8481735,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.04124658554792404},{"word":"the","start":212.895,"end":213.135,"confidence":0.99755114,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.024295799434185028},{"word":"carbs","start":213.135,"end":213.455,"confidence":0.3794334,"punctuated_word":"carbs","sentiment":"neutral","sentiment_score":-0.012207560241222382},{"word":"for","start":213.455,"end":213.61499,"confidence":0.92813873,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.032070405781269073},{"word":"now","start":213.61499,"end":213.775,"confidence":0.99977046,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.02556527405977249},{"word":"anyway","start":213.775,"end":214.275,"confidence":0.8734634,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.0018475651741027832},{"word":"yeah","start":223.535,"end":223.775,"confidence":0.73955244,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.5293984413146973},{"word":"that's","start":223.775,"end":224.175,"confidence":0.9192655,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4586520195007324},{"word":"right","start":224.175,"end":224.495,"confidence":0.9334998,"punctuated_word":"right.","sentiment":"positive","sentiment_score":0.4145696759223938},{"word":"yeah","start":224.495,"end":224.995,"confidence":0.9728677,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.30174291133880615},{"word":"yeah","start":225.72,"end":226.04,"confidence":0.9988308,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14473241567611694},{"word":"for","start":226.04,"end":226.36,"confidence":0.9974312,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.12595568597316742},{"word":"sure","start":226.36,"end":226.6,"confidence":0.99570304,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.13119813799858093},{"word":"for","start":226.6,"end":226.92,"confidence":0.99733883,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.07109694182872772},{"word":"sure","start":226.92,"end":227.42,"confidence":0.99985564,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.08460842072963715},{"word":"yeah","start":231.64,"end":232.14,"confidence":0.99830747,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.016229746863245964},{"word":"yeah","start":232.76,"end":233.16,"confidence":0.9164547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.033294640481472015},{"word":"100","start":233.16,"end":233.56,"confidence":0.82189655,"punctuated_word":"100","sentiment":"neutral","sentiment_score":0.1268109381198883},{"word":"percent","start":233.56,"end":234.06,"confidence":0.99943304,"punctuated_word":"percent.","sentiment":"neutral","sentiment_score":0.14131790399551392},{"word":"alright","start":235.24,"end":235.64,"confidence":0.86064553,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.1841215342283249},{"word":"thanks","start":235.64,"end":236.04,"confidence":0.9707568,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.5021476745605469},{"word":"thanks","start":236.04,"end":236.36,"confidence":0.99567586,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.6097955703735352},{"word":"for","start":236.36,"end":236.52,"confidence":0.9924908,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6967449188232422},{"word":"that","start":236.52,"end":237.02,"confidence":0.999421,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.6841877698898315},{"word":"it","start":238.405,"end":238.645,"confidence":0.9858592,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.2880919277667999},{"word":"is","start":238.645,"end":238.965,"confidence":0.9915811,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.28390175104141235},{"word":"it","start":238.965,"end":239.125,"confidence":0.99411994,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.17888855934143066},{"word":"is","start":239.125,"end":239.44499,"confidence":0.99861157,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.1640663743019104},{"word":"yeah","start":239.44499,"end":239.765,"confidence":0.9981905,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04681520164012909},{"word":"i","start":239.765,"end":239.845,"confidence":0.86665726,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0018972456455230713},{"word":"think","start":239.845,"end":240.165,"confidence":0.99909663,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.002471230924129486},{"word":"i","start":240.165,"end":240.245,"confidence":0.999057,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.004608221352100372},{"word":"mentioned","start":240.245,"end":240.72499,"confidence":0.951483,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.017961453646421432},{"word":"to","start":240.72499,"end":240.965,"confidence":0.9851001,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.006777960807085037},{"word":"you","start":240.965,"end":241.125,"confidence":0.99913955,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011101044714450836},{"word":"previously","start":241.125,"end":241.625,"confidence":0.89674234,"punctuated_word":"previously,","sentiment":"neutral","sentiment_score":0.003021247684955597},{"word":"and","start":241.685,"end":241.845,"confidence":0.99803096,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.005698196589946747},{"word":"i","start":241.845,"end":241.925,"confidence":0.99933076,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.009973015636205671},{"word":"know","start":241.925,"end":242.005,"confidence":0.99916804,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.008019912987947464},{"word":"you've","start":242.005,"end":242.245,"confidence":0.9715928,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.009908825159072876},{"word":"had","start":242.245,"end":242.405,"confidence":0.99933404,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.01484120637178421},{"word":"a","start":242.405,"end":242.645,"confidence":0.98688763,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.011449707671999931},{"word":"full","start":242.645,"end":242.805,"confidence":0.98563623,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.0016705021262168884},{"word":"on","start":242.805,"end":243.285,"confidence":0.8138119,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.008786803111433983},{"word":"you","start":243.285,"end":243.605,"confidence":0.86748916,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01218443363904953},{"word":"know","start":243.605,"end":243.925,"confidence":0.9997791,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0018107686191797256},{"word":"period","start":243.925,"end":244.405,"confidence":0.9973978,"punctuated_word":"period","sentiment":"neutral","sentiment_score":0.02034236118197441},{"word":"yourself","start":244.405,"end":244.905,"confidence":0.9967205,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.008159060031175613},{"word":"just","start":245.36499,"end":245.685,"confidence":0.6599038,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0334007702767849},{"word":"before","start":245.685,"end":246.005,"confidence":0.63117146,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.04717341810464859},{"word":"it","start":246.005,"end":246.08499,"confidence":0.4848741,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04699281230568886},{"word":"and","start":246.08499,"end":246.245,"confidence":0.88719004,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04387872666120529},{"word":"all","start":246.245,"end":246.405,"confidence":0.99647945,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.04259354621171951},{"word":"the","start":246.405,"end":246.485,"confidence":0.9942093,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.027721460908651352},{"word":"rest","start":246.485,"end":246.72499,"confidence":0.9998202,"punctuated_word":"rest","sentiment":"neutral","sentiment_score":-0.05266321450471878},{"word":"of","start":246.72499,"end":246.805,"confidence":0.99738044,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.022661898285150528},{"word":"it","start":246.805,"end":246.965,"confidence":0.89086103,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.012898018583655356},{"word":"and","start":246.965,"end":247.465,"confidence":0.93438673,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02730085514485836},{"word":"so","start":247.845,"end":248.345,"confidence":0.87158495,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.01922941580414772},{"word":"but","start":248.805,"end":249.045,"confidence":0.9909031,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.02789759635925293},{"word":"i","start":249.045,"end":249.205,"confidence":0.99969935,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04876662790775299},{"word":"did","start":249.205,"end":249.44499,"confidence":0.999632,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.03798140212893486},{"word":"mention","start":249.44499,"end":249.845,"confidence":0.99338794,"punctuated_word":"mention","sentiment":"neutral","sentiment_score":-0.02562537044286728},{"word":"last","start":249.845,"end":250.165,"confidence":0.99509674,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.06831777095794678},{"word":"time","start":250.165,"end":250.485,"confidence":0.9998217,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.071131631731987},{"word":"that","start":250.485,"end":250.86,"confidence":0.9987588,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.059758830815553665},{"word":"just","start":251.02,"end":251.34,"confidence":0.9999081,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07592452317476273},{"word":"back","start":251.34,"end":251.84,"confidence":0.9997937,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.06835412979125977},{"word":"in","start":252.06,"end":252.22,"confidence":0.99916613,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08051103353500366},{"word":"july","start":252.22,"end":252.72,"confidence":0.9532674,"punctuated_word":"July,","sentiment":"neutral","sentiment_score":-0.08100385963916779},{"word":"her","start":253.9,"end":254.14,"confidence":0.94066364,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.09987066686153412},{"word":"father","start":254.14,"end":254.62,"confidence":0.99980813,"punctuated_word":"father","sentiment":"neutral","sentiment_score":-0.12908366322517395},{"word":"passed","start":254.62,"end":254.94,"confidence":0.9993554,"punctuated_word":"passed","sentiment":"neutral","sentiment_score":-0.173386812210083},{"word":"away","start":254.94,"end":255.1,"confidence":0.78348494,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.0832102820277214},{"word":"and","start":255.1,"end":255.34,"confidence":0.99913317,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04027489945292473},{"word":"we","start":255.34,"end":255.74,"confidence":0.99965334,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.03368823230266571},{"word":"we","start":255.74,"end":255.98,"confidence":0.9781899,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.03453827649354935},{"word":"are","start":255.98,"end":256.3,"confidence":0.9908318,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.02831856720149517},{"word":"full","start":256.3,"end":256.46,"confidence":0.9878606,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.004639646038413048},{"word":"time","start":256.46,"end":256.94,"confidence":0.9982304,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.009429015219211578},{"word":"were","start":257.02,"end":257.34,"confidence":0.39239416,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.030786314979195595},{"word":"full","start":257.34,"end":257.66,"confidence":0.99353987,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.015707578510046005},{"word":"time","start":257.66,"end":257.9,"confidence":0.9977895,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.017592817544937134},{"word":"carers","start":257.9,"end":258.38,"confidence":0.9773009,"punctuated_word":"carers","sentiment":"neutral","sentiment_score":-0.019964732229709625},{"word":"for","start":258.38,"end":258.62,"confidence":0.99929965,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04532610252499581},{"word":"her","start":258.62,"end":258.7,"confidence":0.9993895,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.03005843050777912},{"word":"parents","start":258.7,"end":259.2,"confidence":0.97217834,"punctuated_word":"parents.","sentiment":"neutral","sentiment_score":-0.03637878596782684},{"word":"and","start":260.38,"end":260.88,"confidence":0.95234436,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.08134287595748901},{"word":"her","start":261.34,"end":261.5,"confidence":0.9771086,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.09150376170873642},{"word":"mom","start":261.5,"end":261.74,"confidence":0.97521836,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":-0.13518540561199188},{"word":"passed","start":261.74,"end":261.98,"confidence":0.9957653,"punctuated_word":"passed","sentiment":"neutral","sentiment_score":-0.16426981985569},{"word":"away","start":261.98,"end":262.46,"confidence":0.99554694,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.1297762244939804},{"word":"sort","start":262.46,"end":262.62,"confidence":0.91700244,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.20728468894958496},{"word":"of","start":262.62,"end":262.78,"confidence":0.9963882,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.18774279952049255},{"word":"two","start":262.78,"end":262.94,"confidence":0.99840647,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.22731129825115204},{"word":"years","start":262.94,"end":263.18,"confidence":0.99972945,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.19864003360271457},{"word":"ago","start":263.18,"end":263.5,"confidence":0.942135,"punctuated_word":"ago,","sentiment":"neutral","sentiment_score":-0.16761890053749084},{"word":"and","start":263.5,"end":263.74,"confidence":0.99988484,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.128705233335495},{"word":"her","start":263.74,"end":263.9,"confidence":0.99864656,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.11189477890729904},{"word":"father","start":263.9,"end":264.22,"confidence":0.9997116,"punctuated_word":"father","sentiment":"neutral","sentiment_score":-0.10951705276966096},{"word":"just","start":264.22,"end":264.38,"confidence":0.997024,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.12771566212177277},{"word":"passed","start":264.38,"end":264.62,"confidence":0.9994506,"punctuated_word":"passed","sentiment":"neutral","sentiment_score":-0.17974971234798431},{"word":"away","start":264.62,"end":264.94,"confidence":0.99851805,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.14340701699256897},{"word":"back","start":264.94,"end":265.1,"confidence":0.9995995,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.17580482363700867},{"word":"in","start":265.1,"end":265.34,"confidence":0.99934834,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.16528549790382385},{"word":"july","start":265.34,"end":265.82,"confidence":0.9932486,"punctuated_word":"July.","sentiment":"neutral","sentiment_score":-0.16579487919807434},{"word":"so","start":265.82,"end":266.32,"confidence":0.99932086,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.11379477381706238},{"word":"i","start":266.685,"end":266.845,"confidence":0.9998797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1370200514793396},{"word":"did","start":266.845,"end":267.165,"confidence":0.9952217,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.11401335895061492},{"word":"mention","start":267.165,"end":267.48502,"confidence":0.98207515,"punctuated_word":"mention","sentiment":"neutral","sentiment_score":-0.07697217166423798},{"word":"to","start":267.48502,"end":267.725,"confidence":0.9978249,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10247089713811874},{"word":"you","start":267.725,"end":267.845,"confidence":0.99770397,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07286337018013},{"word":"i","start":267.965,"end":268.045,"confidence":0.9845345,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08194325119256973},{"word":"mean","start":268.045,"end":268.285,"confidence":0.91938996,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.06789325177669525},{"word":"apart","start":268.285,"end":268.525,"confidence":0.61564,"punctuated_word":"apart","sentiment":"neutral","sentiment_score":-0.10449922829866408},{"word":"from","start":268.525,"end":268.685,"confidence":0.9993175,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.12471193075180054},{"word":"just","start":268.685,"end":268.92502,"confidence":0.9877487,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1437857449054718},{"word":"the","start":268.92502,"end":269.005,"confidence":0.9937091,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18958765268325808},{"word":"trauma","start":269.005,"end":269.405,"confidence":0.9964611,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.22746641933918},{"word":"of","start":269.405,"end":269.565,"confidence":0.99679923,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17069169878959656},{"word":"of","start":269.565,"end":269.725,"confidence":0.9562943,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1641969382762909},{"word":"that","start":269.725,"end":269.885,"confidence":0.9989208,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.14277690649032593},{"word":"because","start":269.885,"end":270.125,"confidence":0.8832294,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.05589555203914642},{"word":"he","start":270.125,"end":270.20502,"confidence":0.8630733,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.042215608060359955},{"word":"was","start":270.20502,"end":270.445,"confidence":0.9819487,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05522042512893677},{"word":"a","start":270.445,"end":270.525,"confidence":0.99353653,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15646949410438538},{"word":"fantastic","start":270.525,"end":271.005,"confidence":0.9999186,"punctuated_word":"fantastic","sentiment":"neutral","sentiment_score":0.25040313601493835},{"word":"man","start":271.005,"end":271.245,"confidence":0.8336498,"punctuated_word":"man,","sentiment":"neutral","sentiment_score":0.216460183262825},{"word":"and","start":271.245,"end":271.325,"confidence":0.98695254,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15683135390281677},{"word":"and","start":271.325,"end":271.48502,"confidence":0.8292356,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15350088477134705},{"word":"we've","start":271.48502,"end":271.725,"confidence":0.64738435,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.2288394272327423},{"word":"loved","start":271.725,"end":271.965,"confidence":0.9854408,"punctuated_word":"loved","sentiment":"neutral","sentiment_score":0.12895849347114563},{"word":"him","start":271.965,"end":272.125,"confidence":0.9897267,"punctuated_word":"him","sentiment":"neutral","sentiment_score":-0.03640976548194885},{"word":"to","start":272.125,"end":272.20502,"confidence":0.98953795,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0896817147731781},{"word":"death","start":272.20502,"end":272.525,"confidence":0.75464547,"punctuated_word":"death,","sentiment":"neutral","sentiment_score":-0.060411181300878525},{"word":"and","start":272.525,"end":272.605,"confidence":0.9776773,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04467956721782684},{"word":"it's","start":272.605,"end":272.845,"confidence":0.9988739,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.07803263515233994},{"word":"just","start":272.845,"end":273.08502,"confidence":0.98100513,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":0.04912921041250229},{"word":"you","start":273.08502,"end":273.245,"confidence":0.9987626,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09273554384708405},{"word":"know","start":273.245,"end":273.48502,"confidence":0.9998077,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.06580254435539246},{"word":"a","start":273.48502,"end":273.64502,"confidence":0.9665468,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.005919322371482849},{"word":"huge","start":273.64502,"end":273.965,"confidence":0.9996014,"punctuated_word":"huge","sentiment":"neutral","sentiment_score":0.09579861164093018},{"word":"impact","start":273.965,"end":274.285,"confidence":0.99985933,"punctuated_word":"impact","sentiment":"neutral","sentiment_score":0.008471384644508362},{"word":"to","start":274.285,"end":274.36502,"confidence":0.94041044,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06966139376163483},{"word":"her","start":274.36502,"end":274.605,"confidence":0.7568119,"punctuated_word":"her.","sentiment":"neutral","sentiment_score":0.04939936846494675},{"word":"the","start":274.605,"end":274.92502,"confidence":0.36347717,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.015673786401748657},{"word":"my","start":275.165,"end":275.325,"confidence":0.97745454,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.000028848648071289062},{"word":"wife's","start":275.325,"end":275.64502,"confidence":0.969029,"punctuated_word":"wife's","sentiment":"neutral","sentiment_score":0.03174392133951187},{"word":"spanish","start":275.64502,"end":276.125,"confidence":0.8203298,"punctuated_word":"Spanish,","sentiment":"neutral","sentiment_score":0.01610521785914898},{"word":"so","start":276.125,"end":276.445,"confidence":0.9551227,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.026917055249214172},{"word":"a","start":276.445,"end":276.525,"confidence":0.44510007,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03998664021492005},{"word":"spanish","start":276.525,"end":276.92502,"confidence":0.99456185,"punctuated_word":"Spanish","sentiment":"neutral","sentiment_score":0.020181111991405487},{"word":"family","start":276.92502,"end":277.325,"confidence":0.8274615,"punctuated_word":"family.","sentiment":"neutral","sentiment_score":0.05722504109144211},{"word":"they're","start":277.325,"end":277.64502,"confidence":0.9362162,"punctuated_word":"They're,","sentiment":"neutral","sentiment_score":0.09552561491727828},{"word":"you","start":277.64502,"end":277.725,"confidence":0.99756217,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1069529876112938},{"word":"know","start":277.725,"end":278.225,"confidence":0.9988258,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.13824507594108582},{"word":"very","start":278.81,"end":279.31,"confidence":0.98893666,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.1586296558380127},{"word":"strong","start":279.53,"end":279.93,"confidence":0.9569482,"punctuated_word":"strong","sentiment":"neutral","sentiment_score":0.13754278421401978},{"word":"family","start":279.93,"end":280.43,"confidence":0.46781105,"punctuated_word":"family","sentiment":"neutral","sentiment_score":0.2003273367881775},{"word":"culturally","start":280.49,"end":280.99,"confidence":0.6777544,"punctuated_word":"culturally.","sentiment":"neutral","sentiment_score":0.16618220508098602},{"word":"so","start":281.21,"end":281.53,"confidence":0.99847025,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14290614426136017},{"word":"it's","start":281.53,"end":281.84998,"confidence":0.9988776,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.16256460547447205},{"word":"it's","start":281.84998,"end":282.16998,"confidence":0.92136014,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.15709146857261658},{"word":"quite","start":282.16998,"end":282.49,"confidence":0.9991817,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.1517394483089447},{"word":"an","start":282.49,"end":282.65,"confidence":0.99978465,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.17865630984306335},{"word":"impact","start":282.65,"end":283.15,"confidence":0.86805785,"punctuated_word":"impact.","sentiment":"neutral","sentiment_score":0.08002297580242157},{"word":"and","start":284.16998,"end":284.56998,"confidence":0.9423559,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.11122649908065796},{"word":"being","start":284.56998,"end":284.97,"confidence":0.9919286,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.1563965082168579},{"word":"carers","start":284.97,"end":285.47,"confidence":0.9809554,"punctuated_word":"carers","sentiment":"neutral","sentiment_score":-0.08925299346446991},{"word":"for","start":285.53,"end":286.00998,"confidence":0.99883515,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.12128207087516785},{"word":"him","start":286.00998,"end":286.41,"confidence":0.9970489,"punctuated_word":"him","sentiment":"neutral","sentiment_score":-0.11462348699569702},{"word":"for","start":286.41,"end":286.56998,"confidence":0.98905385,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.09218699485063551},{"word":"the","start":286.56998,"end":286.72998,"confidence":0.999464,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12936580181121826},{"word":"last","start":286.72998,"end":287.21,"confidence":0.7635916,"punctuated_word":"last,","sentiment":"neutral","sentiment_score":-0.1093616634607315},{"word":"you","start":287.21,"end":287.71,"confidence":0.96450806,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11981149017810822},{"word":"know","start":287.77,"end":287.93,"confidence":0.99941933,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.12760283052921295},{"word":"ten","start":287.93,"end":288.16998,"confidence":0.9842153,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.11535247415304184},{"word":"or","start":288.16998,"end":288.33,"confidence":0.9934535,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0975644439458847},{"word":"fifteen","start":288.33,"end":288.72998,"confidence":0.9993311,"punctuated_word":"fifteen","sentiment":"neutral","sentiment_score":-0.08625888079404831},{"word":"years","start":288.72998,"end":289.22998,"confidence":0.9076758,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.10863495618104936},{"word":"yeah","start":290.33,"end":290.56998,"confidence":0.92652225,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.1974468529224396},{"word":"it's","start":290.56998,"end":290.72998,"confidence":0.99787015,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.249514564871788},{"word":"quite","start":290.72998,"end":290.97,"confidence":0.99930334,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.32650426030158997},{"word":"a","start":290.97,"end":291.435,"confidence":0.820695,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.29937615990638733},{"word":"a","start":291.435,"end":291.51498,"confidence":0.52183455,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2952113747596741},{"word":"shock","start":291.51498,"end":291.675,"confidence":0.8774955,"punctuated_word":"shock.","sentiment":"neutral","sentiment_score":-0.22479690611362457},{"word":"and","start":291.675,"end":291.835,"confidence":0.99543434,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.1462339013814926},{"word":"then","start":291.835,"end":292.155,"confidence":0.99941945,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.12858758866786957},{"word":"we've","start":292.155,"end":292.475,"confidence":0.61615646,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.17284230887889862},{"word":"got","start":292.475,"end":292.635,"confidence":0.9993443,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.1849517673254013},{"word":"the","start":292.635,"end":292.715,"confidence":0.996191,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1707139015197754},{"word":"other","start":292.715,"end":292.955,"confidence":0.9992632,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.22187894582748413},{"word":"shock","start":292.955,"end":293.115,"confidence":0.9905856,"punctuated_word":"shock","sentiment":"neutral","sentiment_score":-0.20156775414943695},{"word":"at","start":293.115,"end":293.195,"confidence":0.98125285,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.27310362458229065},{"word":"christmas","start":293.195,"end":293.51498,"confidence":0.9023513,"punctuated_word":"Christmas","sentiment":"neutral","sentiment_score":-0.30292993783950806},{"word":"time","start":293.51498,"end":293.755,"confidence":0.76090574,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.2579156160354614},{"word":"so","start":293.755,"end":293.915,"confidence":0.9987538,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.2030642330646515},{"word":"it's","start":293.915,"end":293.995,"confidence":0.99500805,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2322245091199875},{"word":"been","start":293.995,"end":294.235,"confidence":0.99735826,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.22894588112831116},{"word":"a","start":294.235,"end":294.315,"confidence":0.9985001,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.21853627264499664},{"word":"bit","start":294.315,"end":294.475,"confidence":0.9987746,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.27450311183929443},{"word":"of","start":294.475,"end":294.555,"confidence":0.99883705,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.27665019035339355},{"word":"a","start":294.555,"end":294.635,"confidence":0.9946337,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2598378360271454},{"word":"double","start":294.635,"end":294.875,"confidence":0.99943346,"punctuated_word":"double","sentiment":"neutral","sentiment_score":-0.23074203729629517},{"word":"whammy","start":294.875,"end":295.375,"confidence":0.8630311,"punctuated_word":"whammy.","sentiment":"neutral","sentiment_score":-0.25118786096572876},{"word":"but","start":295.915,"end":296.155,"confidence":0.99437934,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.007902607321739197},{"word":"just","start":296.155,"end":296.655,"confidence":0.9950296,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.011346664279699326},{"word":"yeah","start":297.275,"end":297.775,"confidence":0.9462093,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.04388561472296715},{"word":"but","start":298.875,"end":299.355,"confidence":0.9416136,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.01903894729912281},{"word":"on","start":299.355,"end":299.51498,"confidence":0.99039066,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0007098689675331116},{"word":"that","start":299.51498,"end":299.755,"confidence":0.9821999,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.00020466558635234833},{"word":"i","start":299.755,"end":299.915,"confidence":0.99970955,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012403123080730438},{"word":"think","start":299.915,"end":300.155,"confidence":0.9999635,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.011978063732385635},{"word":"we","start":300.155,"end":300.315,"confidence":0.9750426,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.018968574702739716},{"word":"had","start":300.315,"end":300.475,"confidence":0.9931544,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.026343591511249546},{"word":"a","start":300.475,"end":300.635,"confidence":0.9993414,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.023987622931599617},{"word":"brief","start":300.635,"end":301.035,"confidence":0.9997954,"punctuated_word":"brief","sentiment":"neutral","sentiment_score":0.03502074256539345},{"word":"conversation","start":301.035,"end":301.535,"confidence":0.99911565,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.03607778996229172},{"word":"just","start":302.635,"end":303.135,"confidence":0.66166013,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.031229928135871887},{"word":"that","start":303.195,"end":303.695,"confidence":0.994023,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.021615061908960342},{"word":"i","start":303.96,"end":304.12,"confidence":0.99956113,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.030567394569516185},{"word":"was","start":304.12,"end":304.36002,"confidence":0.9998016,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.029728040099143985},{"word":"going","start":304.36002,"end":304.68,"confidence":0.9992611,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.032052718102931976},{"word":"to","start":304.68,"end":304.84,"confidence":0.9987142,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03219246864318848},{"word":"tap","start":304.84,"end":305.08,"confidence":0.9975988,"punctuated_word":"tap","sentiment":"neutral","sentiment_score":0.024997496977448463},{"word":"into","start":305.08,"end":305.4,"confidence":0.990467,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.03534796088933945},{"word":"maybe","start":305.4,"end":305.8,"confidence":0.89763325,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.03126906976103783},{"word":"some","start":305.8,"end":306.04,"confidence":0.9976749,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03460760787129402},{"word":"of","start":306.04,"end":306.12,"confidence":0.99991703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03521088883280754},{"word":"your","start":306.12,"end":306.62,"confidence":0.9996507,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02363825961947441},{"word":"financial","start":307.16,"end":307.66,"confidence":0.9997538,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.0071169547736644745},{"word":"advice","start":307.8,"end":308.12,"confidence":0.9856712,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.010896660387516022},{"word":"in","start":308.12,"end":308.36002,"confidence":0.99839455,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.007779143750667572},{"word":"regards","start":308.36002,"end":308.84,"confidence":0.99645716,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.02140885964035988},{"word":"to","start":308.84,"end":309.08,"confidence":0.99778336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01862473599612713},{"word":"that","start":309.08,"end":309.32,"confidence":0.83988976,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0028594471514225006},{"word":"we","start":309.32,"end":309.56,"confidence":0.94035745,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0031049661338329315},{"word":"are","start":309.56,"end":309.72,"confidence":0.9739247,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.005834478884935379},{"word":"about","start":309.72,"end":309.96,"confidence":0.9997327,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.01791493222117424},{"word":"to","start":309.96,"end":310.2,"confidence":0.99890304,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0001668184995651245},{"word":"sell","start":310.2,"end":310.6,"confidence":0.99953914,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.004636727273464203},{"word":"his","start":310.6,"end":310.92,"confidence":0.9972363,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.005067784339189529},{"word":"home","start":310.92,"end":311.42,"confidence":0.9560065,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":-0.00018274597823619845},{"word":"and","start":312.44,"end":312.84,"confidence":0.99908495,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.028459876775741577},{"word":"i","start":312.84,"end":313.0,"confidence":0.6241875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.035796090960502625},{"word":"guess","start":313.0,"end":313.5,"confidence":0.99932396,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":0.04349944368004799},{"word":"end","start":313.88,"end":314.12,"confidence":0.8313476,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.05502193048596382},{"word":"up","start":314.12,"end":314.36,"confidence":0.99936694,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.036311548203229904},{"word":"with","start":314.36,"end":314.68,"confidence":0.99983764,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.032117631286382675},{"word":"some","start":314.68,"end":315.08,"confidence":0.99967265,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.024840891361236572},{"word":"cash","start":315.08,"end":315.58,"confidence":0.97465736,"punctuated_word":"cash.","sentiment":"neutral","sentiment_score":0.03374236077070236},{"word":"so","start":315.64,"end":316.14,"confidence":0.9976411,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03809010982513428},{"word":"would","start":316.815,"end":317.05502,"confidence":0.409827,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.043823521584272385},{"word":"like","start":317.05502,"end":317.295,"confidence":0.99859303,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.061899978667497635},{"word":"some","start":317.295,"end":317.535,"confidence":0.99919826,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.05151749402284622},{"word":"advice","start":317.535,"end":317.855,"confidence":0.98476845,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.06764845550060272},{"word":"in","start":317.855,"end":318.015,"confidence":0.9875331,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0632028579711914},{"word":"that","start":318.015,"end":318.255,"confidence":0.9998424,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07996384054422379},{"word":"respect","start":318.255,"end":318.73502,"confidence":0.9993299,"punctuated_word":"respect","sentiment":"neutral","sentiment_score":0.05907797068357468},{"word":"about","start":318.73502,"end":319.05502,"confidence":0.99855036,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04315626993775368},{"word":"what","start":319.05502,"end":319.45502,"confidence":0.99883837,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03214104473590851},{"word":"you","start":319.45502,"end":319.695,"confidence":0.9961654,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06946109980344772},{"word":"consider","start":319.695,"end":320.195,"confidence":0.9901446,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":0.1043177992105484},{"word":"wise","start":320.575,"end":321.05502,"confidence":0.8781412,"punctuated_word":"wise","sentiment":"neutral","sentiment_score":0.18634098768234253},{"word":"ways","start":321.05502,"end":321.375,"confidence":0.9623962,"punctuated_word":"ways","sentiment":"neutral","sentiment_score":0.16830837726593018},{"word":"to","start":321.375,"end":321.855,"confidence":0.99958223,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16346457600593567},{"word":"invest","start":321.855,"end":322.33502,"confidence":0.9995639,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.12600131332874298},{"word":"that","start":322.33502,"end":322.575,"confidence":0.99293846,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09731946885585784},{"word":"or","start":322.575,"end":322.975,"confidence":0.91242975,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.10554350912570952},{"word":"or","start":322.975,"end":323.135,"confidence":0.8614262,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08180298656225204},{"word":"do","start":323.135,"end":323.295,"confidence":0.9855619,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10255388170480728},{"word":"whatever","start":323.295,"end":323.77502,"confidence":0.9485301,"punctuated_word":"whatever.","sentiment":"neutral","sentiment_score":0.08588667213916779},{"word":"so","start":323.77502,"end":324.27502,"confidence":0.98754483,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13968044519424438},{"word":"yeah","start":326.33502,"end":326.83502,"confidence":0.9795793,"punctuated_word":"yeah.","sentiment":"positive","sentiment_score":0.4540243148803711},{"word":"yeah","start":341.94998,"end":342.44998,"confidence":0.7643292,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.032669663429260254},{"word":"well","start":342.91,"end":343.22998,"confidence":0.9801621,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.009743036702275276},{"word":"we","start":343.22998,"end":343.47,"confidence":0.99876875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.02001418173313141},{"word":"have","start":343.47,"end":343.63,"confidence":0.9238179,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.013498332351446152},{"word":"had","start":343.63,"end":344.13,"confidence":0.9976063,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.005957268178462982},{"word":"current","start":344.43,"end":344.75,"confidence":0.48466808,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.028973359614610672},{"word":"we","start":344.91,"end":345.15,"confidence":0.9949891,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.013124540448188782},{"word":"had","start":345.15,"end":345.38998,"confidence":0.99573755,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.010236281901597977},{"word":"originally","start":345.38998,"end":345.88998,"confidence":0.9974849,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":-0.0266571044921875},{"word":"proposed","start":345.94998,"end":346.44998,"confidence":0.98017406,"punctuated_word":"proposed","sentiment":"neutral","sentiment_score":0.00015178322792053223},{"word":"some","start":346.965,"end":347.125,"confidence":0.98600787,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.009599130600690842},{"word":"proposals","start":347.125,"end":347.625,"confidence":0.99421245,"punctuated_word":"proposals","sentiment":"neutral","sentiment_score":0.008722931146621704},{"word":"or","start":348.56497,"end":348.72498,"confidence":0.48410952,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0032855570316314697},{"word":"appraisals","start":348.72498,"end":349.205,"confidence":0.9796519,"punctuated_word":"appraisals,","sentiment":"neutral","sentiment_score":-0.006072860211133957},{"word":"i","start":349.205,"end":349.365,"confidence":0.998497,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.012372665107250214},{"word":"should","start":349.365,"end":349.525,"confidence":0.99980634,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.011406831443309784},{"word":"say","start":349.525,"end":349.84497,"confidence":0.8348756,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.01380147784948349},{"word":"rather","start":349.84497,"end":350.245,"confidence":0.934653,"punctuated_word":"rather,","sentiment":"neutral","sentiment_score":-0.024462243542075157},{"word":"done","start":350.245,"end":350.405,"confidence":0.9609993,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.00789320096373558},{"word":"on","start":350.405,"end":350.56497,"confidence":0.9989625,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03756808862090111},{"word":"the","start":350.56497,"end":350.72498,"confidence":0.9775998,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.017016801983118057},{"word":"house","start":350.72498,"end":350.965,"confidence":0.8339467,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":0.02655801549553871},{"word":"and","start":350.965,"end":351.205,"confidence":0.9997131,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02295595780014992},{"word":"we've","start":351.205,"end":351.44498,"confidence":0.9867526,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.007171939127147198},{"word":"just","start":351.44498,"end":351.60498,"confidence":0.9998865,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.012538079172372818},{"word":"had","start":351.60498,"end":351.76498,"confidence":0.99885654,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0015540607273578644},{"word":"some","start":351.76498,"end":352.00497,"confidence":0.99857855,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.025943387299776077},{"word":"more","start":352.00497,"end":352.16498,"confidence":0.99878365,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.029980119317770004},{"word":"recent","start":352.16498,"end":352.485,"confidence":0.9956886,"punctuated_word":"recent","sentiment":"neutral","sentiment_score":0.007243108004331589},{"word":"ones","start":352.485,"end":352.72498,"confidence":0.94369376,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.007343154400587082},{"word":"done","start":352.72498,"end":352.965,"confidence":0.88954127,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.00164029560983181},{"word":"it's","start":352.965,"end":353.28497,"confidence":0.9993608,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.02532299980521202},{"word":"actually","start":353.28497,"end":353.60498,"confidence":0.99606484,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.00998104363679886},{"word":"with","start":353.60498,"end":353.76498,"confidence":0.9838234,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03649020567536354},{"word":"the","start":353.76498,"end":353.84497,"confidence":0.6573136,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02202645316720009},{"word":"real","start":353.84497,"end":354.085,"confidence":0.98808694,"punctuated_word":"real","sentiment":"neutral","sentiment_score":-0.022329162806272507},{"word":"estate","start":354.085,"end":354.405,"confidence":0.9972474,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.008211899548768997},{"word":"at","start":354.405,"end":354.56497,"confidence":0.99722385,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.03757231310009957},{"word":"the","start":354.56497,"end":354.72498,"confidence":0.9980363,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03786702826619148},{"word":"moment","start":354.72498,"end":355.205,"confidence":0.92664087,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.03179719299077988},{"word":"not","start":355.205,"end":355.365,"confidence":0.99959344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07830221205949783},{"word":"on","start":355.365,"end":355.60498,"confidence":0.99987817,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0767975002527237},{"word":"the","start":355.60498,"end":355.76498,"confidence":0.9990741,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0605611614882946},{"word":"market","start":355.76498,"end":356.16498,"confidence":0.98107195,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":-0.0508185401558876},{"word":"but","start":356.16498,"end":356.405,"confidence":0.9989274,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.034274641424417496},{"word":"she's","start":356.405,"end":356.645,"confidence":0.9996543,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.0577247254550457},{"word":"actually","start":356.645,"end":357.04498,"confidence":0.9982191,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.04255758225917816},{"word":"contacting","start":357.04498,"end":357.525,"confidence":0.9994992,"punctuated_word":"contacting","sentiment":"neutral","sentiment_score":-0.06140424683690071},{"word":"some","start":357.525,"end":357.84497,"confidence":0.99949336,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.0999765768647194},{"word":"developers","start":357.84497,"end":358.245,"confidence":0.99987185,"punctuated_word":"developers","sentiment":"neutral","sentiment_score":-0.05275246873497963},{"word":"and","start":358.245,"end":358.405,"confidence":0.99943286,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0794784352183342},{"word":"stuff","start":358.405,"end":358.56497,"confidence":0.81838155,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":-0.0787152498960495},{"word":"so","start":358.56497,"end":358.805,"confidence":0.9973078,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.09513461589813232},{"word":"it's","start":358.805,"end":358.88498,"confidence":0.97667795,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.086157888174057},{"word":"sort","start":358.88498,"end":359.04498,"confidence":0.99659723,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.09327151626348495},{"word":"of","start":359.04498,"end":359.205,"confidence":0.99722964,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07047730684280396},{"word":"off","start":359.205,"end":359.365,"confidence":0.9983183,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.08091365545988083},{"word":"market","start":359.365,"end":359.76498,"confidence":0.9933909,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.10219132900238036},{"word":"or","start":359.76498,"end":359.925,"confidence":0.72063434,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.14850835502147677},{"word":"on","start":359.925,"end":360.16498,"confidence":0.97568727,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.13485851883888245},{"word":"market","start":360.16498,"end":360.66498,"confidence":0.99334776,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.06878764182329178},{"word":"so","start":364.22,"end":364.37997,"confidence":0.97082615,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.029938604682683945},{"word":"she's","start":364.37997,"end":364.69998,"confidence":0.9442395,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.054137568920850754},{"word":"expecting","start":364.69998,"end":365.18,"confidence":0.9998801,"punctuated_word":"expecting","sentiment":"neutral","sentiment_score":0.05720751732587814},{"word":"offers","start":365.18,"end":365.5,"confidence":0.98906136,"punctuated_word":"offers","sentiment":"neutral","sentiment_score":0.00012881308794021606},{"word":"about","start":365.5,"end":365.81998,"confidence":0.9736529,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.013471774756908417},{"word":"1.5","start":365.81998,"end":366.87997,"confidence":0.9909528,"punctuated_word":"1.5","sentiment":"neutral","sentiment_score":0.057098012417554855},{"word":"for","start":366.94,"end":367.18,"confidence":0.9771039,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04954121261835098},{"word":"it","start":367.18,"end":367.41998,"confidence":0.9649562,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.03612305223941803},{"word":"there's","start":367.41998,"end":367.74,"confidence":0.9286586,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.03015189990401268},{"word":"four","start":367.74,"end":368.13998,"confidence":0.9150654,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.02310425229370594},{"word":"siblings","start":368.13998,"end":368.53998,"confidence":0.34666222,"punctuated_word":"siblings","sentiment":"neutral","sentiment_score":0.025198839604854584},{"word":"for","start":368.53998,"end":368.86,"confidence":0.997124,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02010234072804451},{"word":"it","start":368.86,"end":368.94,"confidence":0.9126702,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04447493329644203},{"word":"to","start":368.94,"end":369.34,"confidence":0.67610705,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.024409238249063492},{"word":"for","start":369.34,"end":369.58,"confidence":0.507629,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03295200690627098},{"word":"the","start":369.58,"end":369.81998,"confidence":0.94974416,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03721379488706589},{"word":"yeah","start":370.53998,"end":370.78,"confidence":0.6413701,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.05750191956758499},{"word":"for","start":370.78,"end":371.02,"confidence":0.85160196,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.016747653484344482},{"word":"for","start":371.02,"end":371.18,"confidence":0.87779737,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.01345030963420868},{"word":"it","start":371.18,"end":371.34,"confidence":0.9964072,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04482016712427139},{"word":"to","start":371.34,"end":371.5,"confidence":0.9991516,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0013994351029396055},{"word":"be","start":371.5,"end":371.65997,"confidence":0.9992743,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.020022466778755188},{"word":"shared","start":371.65997,"end":371.9,"confidence":0.9996326,"punctuated_word":"shared","sentiment":"neutral","sentiment_score":0.038669779896736145},{"word":"with","start":371.9,"end":372.37997,"confidence":0.9987011,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03426425904035568},{"word":"equally","start":372.37997,"end":372.87997,"confidence":0.86026174,"punctuated_word":"equally.","sentiment":"neutral","sentiment_score":0.023817721754312515},{"word":"but","start":374.185,"end":374.425,"confidence":0.8498856,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.01922854408621788},{"word":"that's","start":374.425,"end":374.745,"confidence":0.999401,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.04023871198296547},{"word":"the","start":374.745,"end":374.905,"confidence":0.9844844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04514128342270851},{"word":"sort","start":374.905,"end":375.065,"confidence":0.9920209,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.02680020034313202},{"word":"of","start":375.065,"end":375.225,"confidence":0.9982792,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.034616559743881226},{"word":"ballpark","start":375.225,"end":375.70502,"confidence":0.95897293,"punctuated_word":"ballpark","sentiment":"neutral","sentiment_score":-0.010448765009641647},{"word":"figure","start":375.70502,"end":375.945,"confidence":0.9927993,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":0.014170780777931212},{"word":"that","start":375.945,"end":376.105,"confidence":0.9974011,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03493233770132065},{"word":"we're","start":376.105,"end":376.265,"confidence":0.9848548,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.009092874825000765},{"word":"we're","start":376.265,"end":376.585,"confidence":0.99300575,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.009793555364012718},{"word":"looking","start":376.585,"end":376.905,"confidence":0.99872404,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.03144017979502678},{"word":"at","start":376.905,"end":377.065,"confidence":0.99865806,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04566381871700287},{"word":"at","start":377.065,"end":377.225,"confidence":0.8244855,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04944775253534317},{"word":"the","start":377.225,"end":377.385,"confidence":0.99887246,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.026203222572803497},{"word":"moment","start":377.385,"end":377.865,"confidence":0.9436308,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.012958455830812454},{"word":"so","start":377.865,"end":378.365,"confidence":0.9911385,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0015584640204906464},{"word":"and","start":378.665,"end":378.825,"confidence":0.99804425,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.023125164210796356},{"word":"as","start":378.825,"end":378.98502,"confidence":0.98345435,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0378619022667408},{"word":"i","start":378.98502,"end":379.065,"confidence":0.9978168,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.018410928547382355},{"word":"said","start":379.065,"end":379.545,"confidence":0.97127974,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.001348013058304787},{"word":"i'm","start":379.545,"end":379.70502,"confidence":0.96990234,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.04531279951334},{"word":"only","start":379.70502,"end":380.105,"confidence":0.99513066,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.04126828908920288},{"word":"speaking","start":380.105,"end":380.505,"confidence":0.9994179,"punctuated_word":"speaking","sentiment":"neutral","sentiment_score":-0.021769903600215912},{"word":"as","start":380.505,"end":380.665,"confidence":0.99884796,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.030623409897089005},{"word":"of","start":380.665,"end":381.065,"confidence":0.9810286,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.022820353507995605},{"word":"this","start":381.065,"end":381.465,"confidence":0.99890316,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.025004323571920395},{"word":"week","start":381.465,"end":381.965,"confidence":0.92171973,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.02079584263265133},{"word":"so","start":382.025,"end":382.525,"confidence":0.99866736,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.012821916490793228},{"word":"her","start":384.025,"end":384.265,"confidence":0.96107304,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.06722129136323929},{"word":"brother's","start":384.265,"end":384.585,"confidence":0.91210127,"punctuated_word":"brother's","sentiment":"neutral","sentiment_score":-0.07303156703710556},{"word":"been","start":384.585,"end":384.905,"confidence":0.99292797,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.0566788911819458},{"word":"kicking","start":384.905,"end":385.145,"confidence":0.99597,"punctuated_word":"kicking","sentiment":"neutral","sentiment_score":-0.02661642804741859},{"word":"a","start":385.145,"end":385.305,"confidence":0.9834252,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04709334298968315},{"word":"ball","start":385.305,"end":385.465,"confidence":0.9963812,"punctuated_word":"ball","sentiment":"neutral","sentiment_score":-0.028988108038902283},{"word":"around","start":385.465,"end":385.785,"confidence":0.99700147,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.054928235709667206},{"word":"about","start":385.785,"end":386.105,"confidence":0.99711585,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.03725828975439072},{"word":"whether","start":386.105,"end":386.425,"confidence":0.9988599,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.0039534419775009155},{"word":"he","start":386.425,"end":386.505,"confidence":0.9868029,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.052509259432554245},{"word":"wants","start":386.505,"end":386.76,"confidence":0.9735522,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":-0.0042414069175720215},{"word":"to","start":386.76,"end":386.92,"confidence":0.86876893,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02314889430999756},{"word":"buy","start":386.92,"end":387.0,"confidence":0.99841535,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":-0.04222673177719116},{"word":"it","start":387.0,"end":387.08002,"confidence":0.6584878,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.03184948116540909},{"word":"i","start":387.08002,"end":387.16,"confidence":0.9079662,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10394403338432312},{"word":"think","start":387.16,"end":387.40002,"confidence":0.99617,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.085479237139225},{"word":"he's","start":387.40002,"end":387.56,"confidence":0.9905503,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.11068012565374374},{"word":"still","start":387.56,"end":387.80002,"confidence":0.9989649,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.1141917034983635},{"word":"sort","start":387.80002,"end":387.88,"confidence":0.98345435,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.09610117226839066},{"word":"of","start":387.88,"end":388.04,"confidence":0.99564314,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09337721019983292},{"word":"pursuing","start":388.04,"end":388.36002,"confidence":0.71247345,"punctuated_word":"pursuing","sentiment":"neutral","sentiment_score":-0.08953418582677841},{"word":"that","start":388.36002,"end":388.44,"confidence":0.79499364,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.06743770092725754},{"word":"but","start":388.44,"end":388.6,"confidence":0.9993518,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.10607399791479112},{"word":"i","start":388.6,"end":388.68002,"confidence":0.9857173,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2237979769706726},{"word":"think","start":388.68002,"end":388.84,"confidence":0.99978846,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.2376200556755066},{"word":"when","start":388.84,"end":389.0,"confidence":0.9746089,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.3234565258026123},{"word":"he","start":389.0,"end":389.08002,"confidence":0.99205303,"punctuated_word":"he","sentiment":"negative","sentiment_score":-0.3443779945373535},{"word":"crunches","start":389.08002,"end":389.48,"confidence":0.9594061,"punctuated_word":"crunches","sentiment":"negative","sentiment_score":-0.3780176639556885},{"word":"the","start":389.48,"end":389.56,"confidence":0.99572986,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3813515901565552},{"word":"numbers","start":389.56,"end":389.96002,"confidence":0.9614947,"punctuated_word":"numbers,","sentiment":"neutral","sentiment_score":-0.28093400597572327},{"word":"he's","start":389.96002,"end":390.2,"confidence":0.84544,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.28001314401626587},{"word":"gonna","start":390.2,"end":390.52002,"confidence":0.7904788,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.27010226249694824},{"word":"realize","start":390.52002,"end":390.92,"confidence":0.9920556,"punctuated_word":"realize","sentiment":"negative","sentiment_score":-0.3359946012496948},{"word":"that","start":390.92,"end":391.08002,"confidence":0.99463576,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.33031001687049866},{"word":"it's","start":391.08002,"end":391.32,"confidence":0.99367905,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.3003949522972107},{"word":"still","start":391.32,"end":391.72,"confidence":0.99918884,"punctuated_word":"still","sentiment":"negative","sentiment_score":-0.36183905601501465},{"word":"not","start":391.72,"end":391.96002,"confidence":0.99963915,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.32403817772865295},{"word":"really","start":391.96002,"end":392.28,"confidence":0.9998442,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.3115708827972412},{"word":"affordable","start":392.28,"end":392.78,"confidence":0.9994062,"punctuated_word":"affordable","sentiment":"neutral","sentiment_score":-0.23571960628032684},{"word":"for","start":392.92,"end":393.08002,"confidence":0.9995009,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.3018850088119507},{"word":"him","start":393.08002,"end":393.58002,"confidence":0.9981319,"punctuated_word":"him.","sentiment":"neutral","sentiment_score":-0.2835919260978699},{"word":"so","start":394.28,"end":394.52002,"confidence":0.92431766,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08032262325286865},{"word":"anyway","start":394.52002,"end":395.0,"confidence":0.81536067,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.12865687906742096},{"word":"that's","start":395.0,"end":395.16,"confidence":0.9917935,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1348027139902115},{"word":"where","start":395.16,"end":395.32,"confidence":0.99480295,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.02918236702680588},{"word":"we're","start":395.32,"end":395.56,"confidence":0.9964105,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.11379417777061462},{"word":"at","start":395.56,"end":396.04,"confidence":0.9937668,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.11817055940628052},{"word":"yeah","start":396.04,"end":396.54,"confidence":0.85878754,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08551265299320221},{"word":"mhmm","start":405.055,"end":405.555,"confidence":0.97847235,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.00855287630110979},{"word":"yep","start":409.375,"end":409.875,"confidence":0.96994376,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.21241645514965057},{"word":"yeah","start":412.015,"end":412.335,"confidence":0.99039006,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09181694686412813},{"word":"you","start":412.335,"end":412.495,"confidence":0.9977208,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.10818880796432497},{"word":"mentioned","start":412.495,"end":412.895,"confidence":0.9989987,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.101372130215168},{"word":"that","start":412.895,"end":413.295,"confidence":0.9947716,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.11006582528352736},{"word":"yep","start":413.295,"end":413.795,"confidence":0.9981133,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09114407002925871},{"word":"yeah","start":414.415,"end":414.915,"confidence":0.99001014,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22587476670742035},{"word":"mhmm","start":423.02,"end":423.52,"confidence":0.9887369,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.08095720410346985},{"word":"yep","start":428.94,"end":429.44,"confidence":0.89864117,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.30651044845581055},{"word":"fantastic","start":435.04498,"end":435.54498,"confidence":0.95984316,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.8336033821105957},{"word":"look","start":435.685,"end":435.925,"confidence":0.65494347,"punctuated_word":"Look","sentiment":"positive","sentiment_score":0.7885489463806152},{"word":"forward","start":435.925,"end":436.245,"confidence":0.9944636,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.832190215587616},{"word":"to","start":436.245,"end":436.405,"confidence":0.999138,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.8062105178833008},{"word":"it","start":436.405,"end":436.905,"confidence":0.9995154,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.5743570327758789},{"word":"can","start":440.965,"end":441.205,"confidence":0.9214802,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.05201154574751854},{"word":"i","start":441.205,"end":441.365,"confidence":0.99982136,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01857730746269226},{"word":"just","start":441.365,"end":441.60498,"confidence":0.99977916,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.01975272595882416},{"word":"check","start":441.60498,"end":441.845,"confidence":0.99975425,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.014552131295204164},{"word":"with","start":441.845,"end":442.005,"confidence":0.9995659,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.00672645028680563},{"word":"you","start":442.005,"end":442.245,"confidence":0.9997408,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0041086506098508835},{"word":"what","start":442.245,"end":442.565,"confidence":0.9993455,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.006213665008544922},{"word":"email","start":442.565,"end":442.965,"confidence":0.9989134,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.010957280173897743},{"word":"address","start":442.965,"end":443.465,"confidence":0.9994092,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.01144593395292759},{"word":"it's","start":443.60498,"end":443.845,"confidence":0.98103046,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.012367567047476768},{"word":"going","start":443.845,"end":444.245,"confidence":0.99989235,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.011570257134735584},{"word":"to","start":444.245,"end":444.72,"confidence":0.99756646,"punctuated_word":"to?","sentiment":"neutral","sentiment_score":0.017389629036188126},{"word":"i've","start":444.88,"end":445.04,"confidence":0.9932556,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.05894317850470543},{"word":"got","start":445.04,"end":445.12,"confidence":0.9952669,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.03730638325214386},{"word":"a","start":445.12,"end":445.2,"confidence":0.99293184,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04029492288827896},{"word":"few","start":445.2,"end":445.44,"confidence":0.9985122,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.02630648761987686},{"word":"at","start":445.44,"end":445.56,"confidence":0.7754287,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03617176413536072},{"word":"the","start":445.56,"end":445.68,"confidence":0.9638976,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05514891445636749},{"word":"moment","start":445.68,"end":446.18,"confidence":0.9732597,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.045092303305864334},{"word":"i","start":446.36,"end":446.86,"confidence":0.6352834,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02690751478075981},{"word":"think","start":447.04,"end":447.28,"confidence":0.76446813,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.032564859837293625},{"word":"i","start":447.28,"end":447.78,"confidence":0.9600653,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05068535357713699},{"word":"know","start":449.52,"end":450.02,"confidence":0.9441332,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.003093949519097805},{"word":"yeah","start":454.96,"end":455.28,"confidence":0.746015,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0011072028428316116},{"word":"okay","start":455.28,"end":455.78,"confidence":0.9957849,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.011179606430232523},{"word":"i'll","start":455.84,"end":456.16,"confidence":0.95419705,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.02160126529633999},{"word":"log","start":456.16,"end":456.32,"confidence":0.8937682,"punctuated_word":"log","sentiment":"neutral","sentiment_score":-0.018699217587709427},{"word":"in","start":456.32,"end":456.56,"confidence":0.8744202,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.026444431394338608},{"word":"for","start":456.56,"end":456.72,"confidence":0.54537195,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03668678179383278},{"word":"that","start":456.72,"end":457.035,"confidence":0.99918103,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.029735565185546875},{"word":"it's","start":457.595,"end":457.915,"confidence":0.9631505,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.09113091230392456},{"word":"one","start":457.915,"end":458.23502,"confidence":0.9714616,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.10973463952541351},{"word":"that","start":458.23502,"end":458.395,"confidence":0.35317403,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.14363688230514526},{"word":"website","start":458.395,"end":458.795,"confidence":0.90203977,"punctuated_word":"website","sentiment":"neutral","sentiment_score":-0.24889273941516876},{"word":"oh","start":460.23502,"end":460.395,"confidence":0.88579756,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.10703657567501068},{"word":"no","start":460.395,"end":460.635,"confidence":0.98378557,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.11534886062145232},{"word":"it's","start":460.635,"end":460.875,"confidence":0.99887836,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.1419932097196579},{"word":"it's","start":460.875,"end":461.115,"confidence":0.80708987,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.14178310334682465},{"word":"a","start":461.115,"end":461.275,"confidence":0.9939902,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1616038680076599},{"word":"website","start":461.275,"end":461.67502,"confidence":0.99974483,"punctuated_word":"website","sentiment":"neutral","sentiment_score":-0.18304572999477384},{"word":"that","start":461.67502,"end":462.17502,"confidence":0.9991429,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.17938071489334106},{"word":"we're","start":462.315,"end":462.635,"confidence":0.94634545,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.161956787109375},{"word":"trying","start":462.635,"end":462.95502,"confidence":0.9995828,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.17542847990989685},{"word":"to","start":462.95502,"end":463.115,"confidence":0.99945766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1850491613149643},{"word":"wind","start":463.115,"end":463.355,"confidence":0.9977835,"punctuated_word":"wind","sentiment":"neutral","sentiment_score":-0.18929502367973328},{"word":"down","start":463.355,"end":463.855,"confidence":0.9983353,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.16031712293624878},{"word":"away","start":464.395,"end":464.715,"confidence":0.98165935,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.15924064815044403},{"word":"from","start":464.715,"end":465.035,"confidence":0.8675717,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":-0.1565888226032257},{"word":"so","start":465.035,"end":465.355,"confidence":0.99924326,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03231489658355713},{"word":"i","start":465.355,"end":465.435,"confidence":0.99679595,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.003680512309074402},{"word":"just","start":465.435,"end":465.755,"confidence":0.99625874,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.007650304585695267},{"word":"use","start":465.755,"end":465.995,"confidence":0.8358937,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.003557484596967697},{"word":"my","start":465.995,"end":466.23502,"confidence":0.9997167,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.02461707964539528},{"word":"gmail","start":466.23502,"end":466.635,"confidence":0.9439719,"punctuated_word":"Gmail","sentiment":"neutral","sentiment_score":0.031796861439943314},{"word":"account","start":466.635,"end":467.035,"confidence":0.9996873,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.0247814878821373},{"word":"now","start":467.035,"end":467.355,"confidence":0.88603103,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.03255577012896538},{"word":"so","start":467.355,"end":467.855,"confidence":0.99642795,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04248853772878647},{"word":"that's","start":468.715,"end":468.95502,"confidence":0.89750254,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.034408532083034515},{"word":"okay","start":468.95502,"end":469.275,"confidence":0.99063325,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.08575054258108139},{"word":"i'll","start":469.275,"end":469.435,"confidence":0.9989085,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06259329617023468},{"word":"just","start":469.435,"end":469.755,"confidence":0.99944216,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.058283574879169464},{"word":"open","start":469.755,"end":469.995,"confidence":0.9884609,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.041235510259866714},{"word":"up","start":469.995,"end":470.23502,"confidence":0.9971391,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.048723381012678146},{"word":"the","start":470.23502,"end":470.73502,"confidence":0.7780005,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03826010227203369},{"word":"i'll","start":471.24,"end":471.4,"confidence":0.9625079,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.050609782338142395},{"word":"open","start":471.4,"end":471.56,"confidence":0.99692625,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.04200415313243866},{"word":"up","start":471.56,"end":471.72,"confidence":0.9981654,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.05758136510848999},{"word":"that","start":471.72,"end":471.88,"confidence":0.99954224,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04564551264047623},{"word":"one","start":471.88,"end":472.2,"confidence":0.9950911,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.030034158378839493},{"word":"and","start":472.2,"end":472.28,"confidence":0.95914626,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04110601544380188},{"word":"get","start":472.28,"end":472.52,"confidence":0.99143314,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04927437752485275},{"word":"it","start":472.52,"end":472.68,"confidence":0.9977011,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.051663532853126526},{"word":"rather","start":472.68,"end":473.0,"confidence":0.9352999,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":0.01805902272462845},{"word":"than","start":473.0,"end":473.16,"confidence":0.99134237,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.009883549064397812},{"word":"make","start":473.16,"end":473.4,"confidence":0.978717,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.005223922431468964},{"word":"you","start":473.4,"end":473.56,"confidence":0.9888558,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01600978523492813},{"word":"send","start":473.56,"end":473.72,"confidence":0.9983064,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.01001664251089096},{"word":"it","start":473.72,"end":473.88,"confidence":0.99968135,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.010826781392097471},{"word":"again","start":473.88,"end":474.38,"confidence":0.9966905,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":0.017593229189515114},{"word":"probably","start":478.44,"end":478.94,"confidence":0.8567418,"punctuated_word":"Probably.","sentiment":"neutral","sentiment_score":0.017557572573423386},{"word":"yeah","start":479.56,"end":480.06,"confidence":0.9883331,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029536226764321327},{"word":"yep","start":489.665,"end":490.165,"confidence":0.96704197,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09335975348949432},{"word":"awesome","start":491.345,"end":491.845,"confidence":0.7063789,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.5115220546722412},{"word":"yeah","start":493.265,"end":493.765,"confidence":0.7516962,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11171875894069672},{"word":"mhmm","start":499.265,"end":499.56,"confidence":0.99689466,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0070398952811956406},{"word":"absolutely","start":503.8,"end":504.3,"confidence":0.96218354,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.6674312949180603},{"word":"that'd","start":504.44,"end":504.76,"confidence":0.90543795,"punctuated_word":"That'd","sentiment":"positive","sentiment_score":0.7778622508049011},{"word":"be","start":504.76,"end":504.91998,"confidence":0.9993382,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.8019729256629944},{"word":"great","start":504.91998,"end":505.16,"confidence":0.99977195,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.7933825254440308},{"word":"yep","start":505.16,"end":505.66,"confidence":0.9972451,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2377980798482895},{"word":"it's","start":506.44,"end":506.94,"confidence":0.8535458,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.06846834719181061},{"word":"brad","start":507.24,"end":507.74,"confidence":0.82750875,"punctuated_word":"brad","sentiment":"neutral","sentiment_score":0.05983424931764603},{"word":"j","start":507.8,"end":508.3,"confidence":0.99380374,"punctuated_word":"j","sentiment":"neutral","sentiment_score":0.06421839445829391},{"word":"row","start":508.44,"end":508.94,"confidence":0.80879223,"punctuated_word":"row,","sentiment":"neutral","sentiment_score":0.06905058026313782},{"word":"all","start":509.24,"end":509.56,"confidence":0.9909519,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07095826417207718},{"word":"lowercase","start":509.56,"end":510.06,"confidence":0.92411196,"punctuated_word":"lowercase","sentiment":"neutral","sentiment_score":0.07918263971805573},{"word":"one","start":510.2,"end":510.52,"confidence":0.94293594,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06215256080031395},{"word":"word","start":510.52,"end":511.02,"confidence":0.9660454,"punctuated_word":"word,","sentiment":"neutral","sentiment_score":0.06686273217201233},{"word":"seventy","start":511.4,"end":511.9,"confidence":0.9805068,"punctuated_word":"seventy.","sentiment":"neutral","sentiment_score":0.08447983860969543},{"word":"so","start":513.48,"end":513.8,"confidence":0.994994,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.021207554265856743},{"word":"brad","start":513.8,"end":514.215,"confidence":0.9807104,"punctuated_word":"brad","sentiment":"neutral","sentiment_score":0.023729268461465836},{"word":"j","start":514.455,"end":514.955,"confidence":0.80108374,"punctuated_word":"j","sentiment":"neutral","sentiment_score":0.028523270040750504},{"word":"rowe","start":515.53503,"end":516.03503,"confidence":0.56724226,"punctuated_word":"Rowe","sentiment":"neutral","sentiment_score":0.0407077930867672},{"word":"yep","start":516.775,"end":517.275,"confidence":0.8193908,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04059121012687683},{"word":"seventy,thenumber70@gmail.com","start":517.655,"end":521.59503,"confidence":0.89290535,"punctuated_word":"Seventy,thenumber70@Gmail.com.","sentiment":"neutral","sentiment_score":0.03677157312631607},{"word":"yep","start":536.07,"end":536.57,"confidence":0.8795843,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24545036256313324},{"word":"yeah","start":542.275,"end":542.775,"confidence":0.9116899,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3418780565261841},{"word":"fantastic","start":542.91504,"end":543.41504,"confidence":0.986063,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.6056926250457764},{"word":"yeah","start":543.715,"end":544.115,"confidence":0.8338548,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3646574020385742},{"word":"thank","start":544.115,"end":544.275,"confidence":0.9970402,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5783672332763672},{"word":"you","start":544.275,"end":544.59503,"confidence":0.9998672,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6048036813735962},{"word":"i","start":544.59503,"end":544.835,"confidence":0.9600322,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22525213658809665},{"word":"it","start":545.555,"end":545.875,"confidence":0.98781836,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15707726776599884},{"word":"hasn't","start":545.875,"end":546.275,"confidence":0.9992648,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.07650306820869446},{"word":"popped","start":546.275,"end":546.59503,"confidence":0.9971681,"punctuated_word":"popped","sentiment":"neutral","sentiment_score":-0.09099720418453217},{"word":"up","start":546.59503,"end":546.91504,"confidence":0.9986689,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.09027982503175735},{"word":"in","start":546.91504,"end":547.41504,"confidence":0.9990854,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06626717001199722},{"word":"the","start":547.715,"end":548.215,"confidence":0.9985868,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06286106258630753},{"word":"other","start":549.795,"end":550.115,"confidence":0.9777564,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.07705393433570862},{"word":"in","start":550.275,"end":550.515,"confidence":0.99849594,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.037681832909584045},{"word":"my","start":550.515,"end":550.675,"confidence":0.68411434,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.048818740993738174},{"word":"in","start":550.755,"end":551.075,"confidence":0.99876416,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.013918127864599228},{"word":"the","start":551.075,"end":551.315,"confidence":0.8563503,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.020466718822717667},{"word":"row","start":551.315,"end":551.635,"confidence":0.9655011,"punctuated_word":"row","sentiment":"neutral","sentiment_score":-0.0325777642428875},{"word":"31","start":551.635,"end":552.455,"confidence":0.9989863,"punctuated_word":"31","sentiment":"neutral","sentiment_score":-0.03474045544862747},{"word":"email","start":552.91504,"end":553.395,"confidence":0.97625345,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":-0.0789276659488678},{"word":"it","start":553.395,"end":553.555,"confidence":0.9980153,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.18919825553894043},{"word":"hasn't","start":553.555,"end":553.875,"confidence":0.99991107,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.13427114486694336},{"word":"popped","start":553.875,"end":554.195,"confidence":0.999215,"punctuated_word":"popped","sentiment":"neutral","sentiment_score":-0.113383948802948},{"word":"up","start":554.195,"end":554.355,"confidence":0.99775153,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.14427721500396729},{"word":"there","start":554.355,"end":554.675,"confidence":0.93610007,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.12848103046417236},{"word":"yet","start":554.675,"end":555.175,"confidence":0.997893,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.13841062784194946},{"word":"i'm","start":557.55,"end":557.79,"confidence":0.95845103,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.18093854188919067},{"word":"just","start":557.79,"end":558.29,"confidence":0.9986939,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1576402634382248},{"word":"going","start":558.35,"end":558.83,"confidence":0.9939932,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.14058633148670197},{"word":"there","start":558.83,"end":559.15,"confidence":0.5362305,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.12815266847610474},{"word":"now","start":559.15,"end":559.65,"confidence":0.96398896,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.15332874655723572},{"word":"it's","start":561.15,"end":561.55,"confidence":0.757762,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.2603893280029297},{"word":"spam","start":561.55,"end":562.05,"confidence":0.60637975,"punctuated_word":"spam.","sentiment":"neutral","sentiment_score":-0.2391168475151062},{"word":"yeah","start":565.95,"end":566.19,"confidence":0.7920336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07395890355110168},{"word":"the","start":566.19,"end":566.43,"confidence":0.81673366,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.06705471128225327},{"word":"new","start":566.43,"end":566.67,"confidence":0.95436305,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.05798620730638504},{"word":"nope","start":573.615,"end":574.115,"confidence":0.7279436,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":-0.0808255672454834},{"word":"not","start":574.175,"end":574.495,"confidence":0.5734158,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.08680158108472824},{"word":"seeing","start":574.495,"end":574.895,"confidence":0.981914,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":-0.07706673443317413},{"word":"anything","start":574.895,"end":575.375,"confidence":0.9844675,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.11904698610305786},{"word":"in","start":575.375,"end":575.535,"confidence":0.89724123,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.12238499522209167},{"word":"the","start":575.535,"end":575.695,"confidence":0.8117078,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10499443858861925},{"word":"standard","start":575.695,"end":576.195,"confidence":0.32579714,"punctuated_word":"standard","sentiment":"neutral","sentiment_score":-0.13250085711479187},{"word":"folder","start":576.735,"end":577.235,"confidence":0.8338547,"punctuated_word":"folder.","sentiment":"neutral","sentiment_score":-0.0535481870174408},{"word":"let","start":577.295,"end":577.455,"confidence":0.99356186,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":-0.035939283668994904},{"word":"me","start":577.455,"end":577.615,"confidence":0.9996867,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.029757773503661156},{"word":"just","start":577.615,"end":578.015,"confidence":0.9989526,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.04998477175831795},{"word":"check","start":578.015,"end":578.515,"confidence":0.991135,"punctuated_word":"check.","sentiment":"neutral","sentiment_score":-0.04251707345247269},{"word":"yeah","start":584.975,"end":585.375,"confidence":0.92564523,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0047716968692839146},{"word":"no","start":585.375,"end":585.875,"confidence":0.85977226,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.031259018927812576},{"word":"yeah","start":586.255,"end":586.755,"confidence":0.9192911,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.008864954113960266},{"word":"i'm","start":586.895,"end":586.975,"confidence":0.99598384,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1930837631225586},{"word":"happy","start":586.975,"end":587.46,"confidence":0.99905163,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.13961170613765717},{"word":"that","start":587.54004,"end":587.7,"confidence":0.9965251,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03448546677827835},{"word":"too","start":587.7,"end":587.86005,"confidence":0.96780396,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.01199071854352951},{"word":"that's","start":587.86005,"end":588.36005,"confidence":0.9929004,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09729158133268356},{"word":"cool","start":588.74005,"end":589.24005,"confidence":0.9969841,"punctuated_word":"cool.","sentiment":"neutral","sentiment_score":0.20058321952819824},{"word":"yeah","start":589.46,"end":589.7,"confidence":0.90535855,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16217878460884094},{"word":"cool","start":589.7,"end":590.02,"confidence":0.9968313,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2739182710647583},{"word":"i","start":590.02,"end":590.18,"confidence":0.9960975,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21533727645874023},{"word":"will","start":590.18,"end":590.66003,"confidence":0.998598,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":0.22514399886131287},{"word":"yep","start":590.66003,"end":591.16003,"confidence":0.875547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16319136321544647},{"word":"alright","start":592.02,"end":592.52,"confidence":0.9679001,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.25235408544540405},{"word":"mhmm","start":596.98004,"end":597.48004,"confidence":0.9684265,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.05343782901763916},{"word":"i","start":607.15497,"end":607.39496,"confidence":0.8072034,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06149398535490036},{"word":"was","start":607.39496,"end":607.555,"confidence":0.90086704,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.06522256880998611},{"word":"getting","start":607.555,"end":607.875,"confidence":0.9940479,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.07957324385643005},{"word":"concerned","start":607.875,"end":608.27496,"confidence":0.9777681,"punctuated_word":"concerned","sentiment":"neutral","sentiment_score":-0.06601038575172424},{"word":"that","start":608.27496,"end":608.435,"confidence":0.99756694,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10303054749965668},{"word":"you'd","start":608.435,"end":608.755,"confidence":0.90173125,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.11969359964132308},{"word":"left","start":608.755,"end":609.255,"confidence":0.99550664,"punctuated_word":"left.","sentiment":"neutral","sentiment_score":-0.11898836493492126},{"word":"alright","start":611.95496,"end":612.45496,"confidence":0.95356995,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.04373842477798462},{"word":"oh","start":612.995,"end":613.235,"confidence":0.7882441,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.30650991201400757},{"word":"good","start":613.235,"end":613.735,"confidence":0.9929489,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3485109210014343},{"word":"thanks","start":613.795,"end":614.195,"confidence":0.5517329,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.36822378635406494},{"word":"i","start":614.195,"end":614.355,"confidence":0.46175954,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.017088081687688828},{"word":"think","start":614.355,"end":614.595,"confidence":0.25254294,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.003240335732698441},{"word":"i","start":614.595,"end":614.83496,"confidence":0.71428263,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.012391854077577593},{"word":"started","start":614.83496,"end":615.15497,"confidence":0.71295995,"punctuated_word":"started","sentiment":"neutral","sentiment_score":-0.01833164319396019},{"word":"to","start":615.15497,"end":615.315,"confidence":0.96960104,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.013612231239676476},{"word":"panic","start":615.315,"end":615.815,"confidence":0.9964653,"punctuated_word":"panic.","sentiment":"neutral","sentiment_score":-0.07795564830303192},{"word":"that's","start":620.3,"end":620.62,"confidence":0.8182517,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.644229531288147},{"word":"awesome","start":620.62,"end":621.12,"confidence":0.9754403,"punctuated_word":"awesome.","sentiment":"positive","sentiment_score":0.5699103474617004},{"word":"oh","start":626.06,"end":626.22003,"confidence":0.6547526,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.09017573297023772},{"word":"man","start":626.22003,"end":626.72003,"confidence":0.8285893,"punctuated_word":"man.","sentiment":"neutral","sentiment_score":-0.06626328825950623},{"word":"yeah","start":627.98004,"end":628.14,"confidence":0.9835963,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.018788062036037445},{"word":"yeah","start":628.14,"end":628.3,"confidence":0.99531543,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.012320240959525108},{"word":"yeah","start":628.3,"end":628.8,"confidence":0.9808017,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011617405340075493},{"word":"yeah","start":633.635,"end":633.79504,"confidence":0.88129264,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.009812220931053162},{"word":"right","start":633.79504,"end":634.29504,"confidence":0.81455636,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.003833835944533348},{"word":"all","start":637.47504,"end":637.715,"confidence":0.8944864,"punctuated_word":"All","sentiment":"neutral","sentiment_score":-0.21014972031116488},{"word":"good","start":637.715,"end":638.195,"confidence":0.9951173,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.0779561698436737},{"word":"all","start":638.195,"end":638.43506,"confidence":0.9566606,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.1750720739364624},{"word":"good","start":638.43506,"end":638.835,"confidence":0.99500203,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.21975022554397583},{"word":"no","start":638.835,"end":639.075,"confidence":0.9516346,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05532211437821388},{"word":"that's","start":639.075,"end":639.315,"confidence":0.8082333,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.044397592544555664},{"word":"fine","start":639.315,"end":639.55505,"confidence":0.99179447,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.04542116820812225},{"word":"i","start":639.55505,"end":639.715,"confidence":0.97822946,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.028044626116752625},{"word":"understand","start":639.715,"end":640.195,"confidence":0.7329322,"punctuated_word":"understand.","sentiment":"neutral","sentiment_score":0.03657837957143784},{"word":"and","start":640.195,"end":640.35504,"confidence":0.93620485,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.051048219203948975},{"word":"thanks","start":640.35504,"end":640.515,"confidence":0.9756355,"punctuated_word":"thanks","sentiment":"neutral","sentiment_score":0.19888915121555328},{"word":"for","start":640.515,"end":640.67505,"confidence":0.3639971,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1160208135843277},{"word":"your","start":640.67505,"end":640.91504,"confidence":0.95226055,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.037302203476428986},{"word":"apology","start":640.91504,"end":641.41504,"confidence":0.8826628,"punctuated_word":"apology.","sentiment":"neutral","sentiment_score":0.013168692588806152},{"word":"it's","start":641.47504,"end":641.635,"confidence":0.98466635,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.042524464428424835},{"word":"all","start":641.635,"end":641.79504,"confidence":0.99045116,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.03082616999745369},{"word":"good","start":641.79504,"end":642.29504,"confidence":0.99008733,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.08562304079532623},{"word":"well","start":647.3,"end":647.54,"confidence":0.93922573,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.016383619979023933},{"word":"if","start":647.54,"end":647.7,"confidence":0.985181,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.020729638636112213},{"word":"you","start":647.7,"end":647.86,"confidence":0.9875488,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03307872265577316},{"word":"do","start":647.86,"end":648.1,"confidence":0.991523,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.060272347182035446},{"word":"no","start":648.18,"end":648.34,"confidence":0.9132,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.06722750514745712},{"word":"if","start":648.34,"end":648.5,"confidence":0.9965358,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.018367044627666473},{"word":"you","start":648.5,"end":648.66,"confidence":0.99930525,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.009092986583709717},{"word":"do","start":648.66,"end":648.9,"confidence":0.96151185,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.0037335865199565887},{"word":"like","start":648.9,"end":649.14,"confidence":0.8416508,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.02448200061917305},{"word":"if","start":649.14,"end":649.3,"confidence":0.99825364,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.028357256203889847},{"word":"you","start":649.3,"end":649.38,"confidence":0.9982468,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.022018134593963623},{"word":"get","start":649.38,"end":649.62,"confidence":0.9943494,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.018826112151145935},{"word":"poached","start":649.62,"end":649.94,"confidence":0.7455765,"punctuated_word":"poached","sentiment":"neutral","sentiment_score":0.026441341266036034},{"word":"by","start":649.94,"end":650.18,"confidence":0.99790525,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.023571904748678207},{"word":"some","start":650.18,"end":650.42,"confidence":0.9619547,"punctuated_word":"some,","sentiment":"neutral","sentiment_score":0.006121121346950531},{"word":"you","start":650.42,"end":650.58,"confidence":0.99889463,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.015327788889408112},{"word":"know","start":650.58,"end":650.74,"confidence":0.9994755,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.03700792044401169},{"word":"incredible","start":650.74,"end":651.24,"confidence":0.99864227,"punctuated_word":"incredible","sentiment":"neutral","sentiment_score":0.0410139225423336},{"word":"offer","start":651.3,"end":651.7,"confidence":0.97532,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.07439902424812317},{"word":"and","start":651.7,"end":652.1,"confidence":0.85502374,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04407253861427307},{"word":"or","start":652.18,"end":652.34,"confidence":0.9820181,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06951147317886353},{"word":"if","start":652.34,"end":652.5,"confidence":0.89201695,"punctuated_word":"if,","sentiment":"neutral","sentiment_score":0.06006172299385071},{"word":"you","start":652.5,"end":652.58,"confidence":0.99981123,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05076435208320618},{"word":"know","start":652.58,"end":652.82,"confidence":0.9989073,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.05244159325957298},{"word":"win","start":652.82,"end":653.14,"confidence":0.92123437,"punctuated_word":"win","sentiment":"neutral","sentiment_score":0.06623519957065582},{"word":"pound","start":653.14,"end":653.38,"confidence":0.3226017,"punctuated_word":"pound","sentiment":"neutral","sentiment_score":0.05267764627933502},{"word":"ball","start":653.38,"end":653.62,"confidence":0.56648004,"punctuated_word":"ball","sentiment":"neutral","sentiment_score":0.07153978943824768},{"word":"or","start":653.62,"end":653.77997,"confidence":0.9912281,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.042934417724609375},{"word":"something","start":653.77997,"end":654.1,"confidence":0.96796817,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":0.014818113297224045},{"word":"you","start":654.1,"end":654.26,"confidence":0.9979837,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.023131683468818665},{"word":"know","start":654.26,"end":654.42,"confidence":0.86994284,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.022793015465140343},{"word":"but","start":654.42,"end":654.58,"confidence":0.5877559,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.05147913470864296},{"word":"just","start":654.58,"end":654.82,"confidence":0.99678123,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04548344016075134},{"word":"let","start":654.82,"end":654.98,"confidence":0.99826497,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.04063891246914864},{"word":"me","start":654.98,"end":655.14,"confidence":0.9992829,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.046618252992630005},{"word":"know","start":655.14,"end":655.64,"confidence":0.9943428,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.06173510104417801},{"word":"i'll","start":659.075,"end":659.315,"confidence":0.9916258,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1159779280424118},{"word":"hold","start":659.315,"end":659.555,"confidence":0.999213,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.12242884933948515},{"word":"you","start":659.555,"end":659.715,"confidence":0.98547804,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08798184245824814},{"word":"to","start":659.715,"end":660.215,"confidence":0.97896945,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11432921141386032},{"word":"it","start":661.875,"end":662.375,"confidence":0.9976147,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.022842757403850555},{"word":"yeah","start":663.235,"end":663.635,"confidence":0.9558642,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.025641905143857},{"word":"okay","start":663.635,"end":664.135,"confidence":0.99295497,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.029941383749246597},{"word":"awesome","start":666.03503,"end":666.53503,"confidence":0.9746753,"punctuated_word":"Awesome.","sentiment":"neutral","sentiment_score":0.22019211947917935},{"word":"cool","start":690.125,"end":690.625,"confidence":0.9412993,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4494694769382477},{"word":"yeah","start":694.925,"end":695.425,"confidence":0.98829776,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07007420808076859},{"word":"yeah","start":695.645,"end":696.045,"confidence":0.9871026,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0596785694360733},{"word":"yeah","start":696.045,"end":696.365,"confidence":0.82894826,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03657574579119682},{"word":"yep","start":696.365,"end":696.865,"confidence":0.8732579,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08601894229650497},{"word":"no","start":713.375,"end":713.69495,"confidence":0.8622292,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12407726049423218},{"word":"yeah","start":713.69495,"end":714.01495,"confidence":0.93860984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08330953866243362},{"word":"it's","start":714.01495,"end":714.25494,"confidence":0.6732485,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.08750347793102264},{"word":"not","start":714.25494,"end":714.75494,"confidence":0.8224232,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.09761933982372284},{"word":"so","start":733.61,"end":734.11,"confidence":0.5176438,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07932212203741074},{"word":"yep","start":734.41003,"end":734.81,"confidence":0.93344474,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0850897878408432},{"word":"yep","start":734.81,"end":735.31,"confidence":0.98321766,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2517661452293396},{"word":"yeah","start":751.815,"end":752.315,"confidence":0.9698677,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.004948807880282402},{"word":"yeah","start":752.91,"end":753.06995,"confidence":0.73465365,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0015467219054698944},{"word":"yeah","start":753.06995,"end":753.56995,"confidence":0.71789694,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0027652736753225327},{"word":"yeah","start":758.94995,"end":759.44995,"confidence":0.7304281,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04273354634642601},{"word":"yes","start":764.82996,"end":765.06995,"confidence":0.8966979,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07856474071741104},{"word":"sure","start":765.06995,"end":765.23,"confidence":0.98494387,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.10553975403308868},{"word":"i","start":765.23,"end":765.525,"confidence":0.66212565,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07209816575050354},{"word":"understand","start":765.60504,"end":766.10504,"confidence":0.8230217,"punctuated_word":"Understand.","sentiment":"neutral","sentiment_score":0.057474106550216675},{"word":"excellent","start":782.02,"end":782.52,"confidence":0.9973111,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5269849300384521},{"word":"yes","start":782.66,"end":783.16,"confidence":0.9986367,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.4821235537528992},{"word":"very","start":783.22,"end":783.54,"confidence":0.9984428,"punctuated_word":"Very","sentiment":"positive","sentiment_score":0.7174826860427856},{"word":"good","start":783.54,"end":784.04,"confidence":0.99976254,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5465989708900452},{"word":"okay","start":797.875,"end":798.375,"confidence":0.9756311,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.00903406459838152},{"word":"yeah","start":806.59503,"end":807.09,"confidence":0.75398237,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.045885734260082245},{"word":"okay","start":807.33,"end":807.57,"confidence":0.974973,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06304090470075607},{"word":"yeah","start":807.57,"end":807.81,"confidence":0.8292728,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11394284665584564},{"word":"i'll","start":807.81,"end":808.13,"confidence":0.99582535,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.27470463514328003},{"word":"review","start":808.13,"end":808.45,"confidence":0.99339974,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.3240475058555603},{"word":"that","start":808.45,"end":808.93005,"confidence":0.9960027,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.509788990020752},{"word":"yep","start":808.93005,"end":809.43005,"confidence":0.8673556,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3761675953865051},{"word":"okay","start":824.97504,"end":825.47504,"confidence":0.95415807,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03221181780099869},{"word":"yep","start":829.61505,"end":830.11505,"confidence":0.82705426,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04616289585828781},{"word":"ryan","start":844.26996,"end":844.76996,"confidence":0.55689555,"punctuated_word":"Ryan.","sentiment":"neutral","sentiment_score":-0.035366855561733246},{"word":"no","start":859.725,"end":860.01,"confidence":0.90219843,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12376507371664049},{"word":"okay","start":883.22504,"end":883.72504,"confidence":0.9807358,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1762588620185852},{"word":"okay","start":890.27997,"end":890.77997,"confidence":0.91152734,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.3527740240097046},{"word":"righty","start":902.615,"end":903.115,"confidence":0.8049019,"punctuated_word":"Righty.","sentiment":"neutral","sentiment_score":0.23464202880859375},{"word":"yeah","start":903.175,"end":903.415,"confidence":0.6848044,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.36594468355178833},{"word":"it","start":903.415,"end":903.495,"confidence":0.5524722,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.6307287216186523},{"word":"sounds","start":903.495,"end":903.815,"confidence":0.99901605,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.6816352605819702},{"word":"good","start":903.815,"end":904.135,"confidence":0.99947006,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.593471348285675},{"word":"i'm","start":904.135,"end":904.295,"confidence":0.99913144,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4506324529647827},{"word":"trusting","start":904.295,"end":904.77496,"confidence":0.99979883,"punctuated_word":"trusting","sentiment":"positive","sentiment_score":0.43292564153671265},{"word":"every","start":904.77496,"end":905.255,"confidence":0.9990839,"punctuated_word":"every","sentiment":"positive","sentiment_score":0.5882531404495239},{"word":"decision","start":905.255,"end":905.755,"confidence":0.89550656,"punctuated_word":"decision.","sentiment":"positive","sentiment_score":0.5561608076095581},{"word":"you","start":905.815,"end":906.135,"confidence":0.9261468,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.39165619015693665},{"word":"guys","start":906.135,"end":906.295,"confidence":0.66825056,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.5499779582023621},{"word":"are","start":906.295,"end":906.455,"confidence":0.9886368,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.4440990388393402},{"word":"the","start":906.455,"end":906.615,"confidence":0.98340434,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4449290931224823},{"word":"professionals","start":906.615,"end":907.115,"confidence":0.98093486,"punctuated_word":"professionals.","sentiment":"positive","sentiment_score":0.4400701522827149},{"word":"yeah","start":920.31006,"end":920.81006,"confidence":0.9656416,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12497221678495408},{"word":"i","start":950.305,"end":950.805,"confidence":0.38194495,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11066766083240508},{"word":"am","start":952.265,"end":952.765,"confidence":0.8067689,"punctuated_word":"am.","sentiment":"neutral","sentiment_score":-0.008858751505613327},{"word":"i","start":954.225,"end":954.46497,"confidence":0.25884122,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4204354286193848},{"word":"am","start":954.46497,"end":954.70496,"confidence":0.6490677,"punctuated_word":"am","sentiment":"positive","sentiment_score":0.4753594994544983},{"word":"fine","start":954.70496,"end":955.20496,"confidence":0.8353675,"punctuated_word":"fine.","sentiment":"positive","sentiment_score":0.45283976197242737},{"word":"exceptional","start":994.63,"end":995.13,"confidence":0.93325907,"punctuated_word":"Exceptional.","sentiment":"positive","sentiment_score":0.3640371263027191},{"word":"yeah","start":995.43,"end":995.93,"confidence":0.98163795,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.25354278087615967},{"word":"i","start":1008.015,"end":1008.175,"confidence":0.5565018,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07247823476791382},{"word":"think","start":1008.175,"end":1008.41504,"confidence":0.9959928,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.06379818916320801},{"word":"i've","start":1008.41504,"end":1008.495,"confidence":0.98932374,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.06723975390195847},{"word":"got","start":1008.495,"end":1008.655,"confidence":0.98757917,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0741516724228859},{"word":"i","start":1008.735,"end":1008.815,"confidence":0.9995041,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.053328849375247955},{"word":"think","start":1008.815,"end":1009.055,"confidence":0.9984194,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.04254977032542229},{"word":"i","start":1009.055,"end":1009.135,"confidence":0.99878603,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06487984955310822},{"word":"mentioned","start":1009.135,"end":1009.53503,"confidence":0.9001059,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.05886153131723404},{"word":"previously","start":1009.53503,"end":1010.03503,"confidence":0.7990597,"punctuated_word":"previously,","sentiment":"neutral","sentiment_score":0.0315028578042984},{"word":"yeah","start":1010.09503,"end":1010.335,"confidence":0.9382529,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.02998664416372776},{"word":"i've","start":1010.335,"end":1010.495,"confidence":0.9986962,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.0919952243566513},{"word":"got","start":1010.495,"end":1010.735,"confidence":0.9992861,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.11112291365861891},{"word":"my","start":1010.735,"end":1010.895,"confidence":0.9015061,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.09948568046092988},{"word":"my","start":1010.895,"end":1011.135,"confidence":0.7557825,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.10890837013721466},{"word":"my","start":1011.135,"end":1011.215,"confidence":0.76708555,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.12016730010509492},{"word":"best","start":1011.215,"end":1011.455,"confidence":0.99370015,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.15391823649406433},{"word":"mate","start":1011.455,"end":1011.695,"confidence":0.94149286,"punctuated_word":"mate.","sentiment":"neutral","sentiment_score":0.14135758578777313},{"word":"he's","start":1011.695,"end":1012.015,"confidence":0.9979203,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":0.09498825669288637},{"word":"got","start":1012.015,"end":1012.255,"confidence":0.99883837,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0703112781047821},{"word":"time","start":1012.255,"end":1012.41504,"confidence":0.99844605,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.0940386950969696},{"word":"on","start":1012.41504,"end":1012.575,"confidence":0.98971343,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0779743492603302},{"word":"his","start":1012.575,"end":1012.655,"confidence":0.9090854,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.07056969404220581},{"word":"hand","start":1012.655,"end":1012.895,"confidence":0.6552888,"punctuated_word":"hand.","sentiment":"neutral","sentiment_score":0.07108664512634277},{"word":"well","start":1012.895,"end":1013.055,"confidence":0.972273,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.014013007283210754},{"word":"he","start":1013.055,"end":1013.135,"confidence":0.9124199,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.025327133014798164},{"word":"hasn't","start":1013.135,"end":1013.375,"confidence":0.75889015,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":0.013301999308168888},{"word":"got","start":1013.375,"end":1013.53503,"confidence":0.9925242,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.011600490659475328},{"word":"time","start":1013.53503,"end":1013.775,"confidence":0.9925982,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.013032939285039902},{"word":"on","start":1013.775,"end":1013.85504,"confidence":0.9650271,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.039623718708753586},{"word":"his","start":1013.85504,"end":1014.015,"confidence":0.9985324,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.10451173037290572},{"word":"hand","start":1014.015,"end":1014.175,"confidence":0.8785848,"punctuated_word":"hand.","sentiment":"neutral","sentiment_score":0.10269645601511002},{"word":"he's","start":1014.175,"end":1014.41504,"confidence":0.9984919,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":0.2275728285312653},{"word":"just","start":1014.41504,"end":1014.655,"confidence":0.9961164,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2694839835166931},{"word":"very","start":1014.655,"end":1014.895,"confidence":0.99861884,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.2615436911582947},{"word":"intuitive","start":1014.895,"end":1015.395,"confidence":0.8468151,"punctuated_word":"intuitive,","sentiment":"neutral","sentiment_score":0.19437375664711},{"word":"and","start":1015.455,"end":1015.695,"confidence":0.99110806,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1676264852285385},{"word":"he's","start":1015.695,"end":1015.98,"confidence":0.99637693,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.15978506207466123},{"word":"got","start":1016.06,"end":1016.13995,"confidence":0.9828614,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1401868760585785},{"word":"that's","start":1016.22,"end":1016.45996,"confidence":0.8563925,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.07878538966178894},{"word":"a","start":1016.45996,"end":1016.62,"confidence":0.9361671,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0907178446650505},{"word":"self","start":1016.62,"end":1016.94,"confidence":0.9864022,"punctuated_word":"self","sentiment":"neutral","sentiment_score":0.1397264301776886},{"word":"managed","start":1016.94,"end":1017.33997,"confidence":0.99672407,"punctuated_word":"managed","sentiment":"neutral","sentiment_score":0.18680620193481445},{"word":"fund","start":1017.33997,"end":1017.83997,"confidence":0.7830731,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":0.06148822233080864},{"word":"and","start":1018.77997,"end":1019.01996,"confidence":0.9111787,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1283976584672928},{"word":"he's","start":1019.01996,"end":1019.5,"confidence":0.9944544,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.16064675152301788},{"word":"just","start":1019.5,"end":1019.89996,"confidence":0.999671,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16243410110473633},{"word":"heavily","start":1019.89996,"end":1020.39996,"confidence":0.9994702,"punctuated_word":"heavily","sentiment":"neutral","sentiment_score":0.18408407270908356},{"word":"in","start":1022.62,"end":1022.77997,"confidence":0.96099854,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.209655299782753},{"word":"gold","start":1022.77997,"end":1023.1,"confidence":0.9871062,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.1776241809129715},{"word":"and","start":1023.1,"end":1023.26,"confidence":0.99583447,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15186989307403564},{"word":"silver","start":1023.26,"end":1023.76,"confidence":0.8770201,"punctuated_word":"silver,","sentiment":"neutral","sentiment_score":0.13570936024188995},{"word":"like","start":1023.89996,"end":1024.14,"confidence":0.9880072,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.13265401124954224},{"word":"both","start":1024.14,"end":1024.38,"confidence":0.74534225,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.09477031975984572},{"word":"mining","start":1024.38,"end":1024.86,"confidence":0.99824107,"punctuated_word":"mining","sentiment":"neutral","sentiment_score":0.09021048247814178},{"word":"stocks","start":1024.86,"end":1025.34,"confidence":0.99821377,"punctuated_word":"stocks","sentiment":"neutral","sentiment_score":0.18548059463500977},{"word":"and","start":1025.34,"end":1025.84,"confidence":0.9651598,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1572093516588211},{"word":"and","start":1026.2999,"end":1026.54,"confidence":0.5787841,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1878167539834976},{"word":"bullion","start":1026.54,"end":1027.04,"confidence":0.9908316,"punctuated_word":"bullion","sentiment":"neutral","sentiment_score":0.1935996860265732},{"word":"and","start":1027.26,"end":1027.76,"confidence":0.8527063,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.13736464083194733},{"word":"you","start":1028.115,"end":1028.275,"confidence":0.9992422,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17771954834461212},{"word":"know","start":1028.275,"end":1028.515,"confidence":0.99936175,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.191902756690979},{"word":"ticketed","start":1028.515,"end":1029.015,"confidence":0.9916369,"punctuated_word":"ticketed","sentiment":"neutral","sentiment_score":0.2384166419506073},{"word":"bullion","start":1029.075,"end":1029.5549,"confidence":0.9988195,"punctuated_word":"bullion","sentiment":"neutral","sentiment_score":0.239260658621788},{"word":"and","start":1029.5549,"end":1029.715,"confidence":0.9547426,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2848024070262909},{"word":"all","start":1029.715,"end":1029.875,"confidence":0.99823135,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2604927718639374},{"word":"the","start":1029.875,"end":1029.955,"confidence":0.9964935,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21265454590320587},{"word":"rest","start":1029.955,"end":1030.115,"confidence":0.99955267,"punctuated_word":"rest","sentiment":"neutral","sentiment_score":0.19330871105194092},{"word":"of","start":1030.115,"end":1030.195,"confidence":0.9882466,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2716504633426666},{"word":"it","start":1030.195,"end":1030.515,"confidence":0.92029226,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.22262772917747495},{"word":"but","start":1030.515,"end":1030.995,"confidence":0.64261806,"punctuated_word":"But","sentiment":"positive","sentiment_score":0.3731536269187927},{"word":"he","start":1030.995,"end":1031.315,"confidence":0.9601182,"punctuated_word":"he","sentiment":"positive","sentiment_score":0.6421010494232178},{"word":"has","start":1031.315,"end":1031.5549,"confidence":0.99906856,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.6223348379135132},{"word":"done","start":1031.5549,"end":1032.035,"confidence":0.99952734,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.6854162216186523},{"word":"so","start":1032.035,"end":1032.275,"confidence":0.998481,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6966433525085449},{"word":"well","start":1032.275,"end":1032.515,"confidence":0.9997739,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.7355831861495972},{"word":"for","start":1032.515,"end":1032.675,"confidence":0.9993988,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7290409803390503},{"word":"himself","start":1032.675,"end":1033.075,"confidence":0.99088824,"punctuated_word":"himself.","sentiment":"positive","sentiment_score":0.6586312651634216},{"word":"i","start":1033.075,"end":1033.235,"confidence":0.9987208,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2995780110359192},{"word":"mean","start":1033.235,"end":1033.395,"confidence":0.98941505,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.16533026099205017},{"word":"that's","start":1033.395,"end":1033.635,"confidence":0.99671185,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.13608747720718384},{"word":"his","start":1033.635,"end":1033.875,"confidence":0.99506676,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.10490188002586363},{"word":"complete","start":1033.875,"end":1034.355,"confidence":0.9992393,"punctuated_word":"complete","sentiment":"neutral","sentiment_score":0.2424884736537933},{"word":"focus","start":1034.355,"end":1034.675,"confidence":0.9965282,"punctuated_word":"focus.","sentiment":"neutral","sentiment_score":0.24832871556282043},{"word":"he","start":1034.675,"end":1034.915,"confidence":0.9992655,"punctuated_word":"He","sentiment":"positive","sentiment_score":0.35797393321990967},{"word":"hasn't","start":1034.915,"end":1035.415,"confidence":0.9993258,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":0.2556501626968384},{"word":"diversified","start":1036.035,"end":1036.535,"confidence":0.9994024,"punctuated_word":"diversified","sentiment":"neutral","sentiment_score":0.23777490854263303},{"word":"into","start":1036.675,"end":1036.995,"confidence":0.9957015,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.18516093492507937},{"word":"anything","start":1036.995,"end":1037.395,"confidence":0.9998053,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.17622628808021543},{"word":"else","start":1037.395,"end":1037.795,"confidence":0.9338025,"punctuated_word":"else.","sentiment":"neutral","sentiment_score":0.1223864033818245},{"word":"so","start":1037.795,"end":1038.035,"confidence":0.99444556,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.241566002368927},{"word":"but","start":1038.195,"end":1038.4349,"confidence":0.99746823,"punctuated_word":"but","sentiment":"positive","sentiment_score":0.4347703456878662},{"word":"he","start":1038.4349,"end":1038.595,"confidence":0.99913675,"punctuated_word":"he","sentiment":"positive","sentiment_score":0.6481936573982239},{"word":"has","start":1038.595,"end":1038.915,"confidence":0.99808973,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.6601076126098633},{"word":"actually","start":1038.915,"end":1039.415,"confidence":0.9701196,"punctuated_word":"actually,","sentiment":"positive","sentiment_score":0.6257185339927673},{"word":"like","start":1039.475,"end":1039.795,"confidence":0.99451065,"punctuated_word":"like,","sentiment":"positive","sentiment_score":0.6353106498718262},{"word":"cleaned","start":1039.795,"end":1040.035,"confidence":0.9980988,"punctuated_word":"cleaned","sentiment":"positive","sentiment_score":0.5970236659049988},{"word":"up","start":1040.035,"end":1040.275,"confidence":0.9285682,"punctuated_word":"up.","sentiment":"positive","sentiment_score":0.5838237404823303},{"word":"and","start":1040.275,"end":1040.4349,"confidence":0.9528958,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.6518711447715759},{"word":"i","start":1040.4349,"end":1040.595,"confidence":0.87127155,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7354239225387573},{"word":"i","start":1040.595,"end":1040.675,"confidence":0.58325654,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7260122299194336},{"word":"guess","start":1040.675,"end":1040.915,"confidence":0.99857545,"punctuated_word":"guess","sentiment":"positive","sentiment_score":0.7143170237541199},{"word":"in","start":1040.915,"end":1041.075,"confidence":0.6746072,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.7328554391860962},{"word":"some","start":1041.075,"end":1041.315,"confidence":0.99839574,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.7037374973297119},{"word":"ways","start":1041.315,"end":1041.78,"confidence":0.9190291,"punctuated_word":"ways,","sentiment":"positive","sentiment_score":0.6816645860671997},{"word":"i'm","start":1041.86,"end":1042.18,"confidence":0.9997928,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.8173169493675232},{"word":"very","start":1042.18,"end":1042.5,"confidence":0.99972385,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.781700074672699},{"word":"happy","start":1042.5,"end":1042.9,"confidence":0.9999231,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.7772356867790222},{"word":"for","start":1042.9,"end":1043.06,"confidence":0.99855345,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8056773543357849},{"word":"him","start":1043.06,"end":1043.56,"confidence":0.82313955,"punctuated_word":"him.","sentiment":"positive","sentiment_score":0.6612470149993896},{"word":"but","start":1044.02,"end":1044.26,"confidence":0.9985343,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.13555507361888883},{"word":"then","start":1044.26,"end":1044.42,"confidence":0.99699926,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12844513356685638},{"word":"i","start":1044.42,"end":1044.8201,"confidence":0.9405334,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08768416196107864},{"word":"i","start":1044.8201,"end":1044.98,"confidence":0.9908255,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0912926197052002},{"word":"i","start":1044.98,"end":1045.06,"confidence":0.8820643,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08807626366615295},{"word":"sort","start":1045.06,"end":1045.4601,"confidence":0.9899154,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07074947655200958},{"word":"of","start":1045.4601,"end":1045.78,"confidence":0.99782866,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03987529128789902},{"word":"get","start":1045.78,"end":1046.02,"confidence":0.9984456,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.00334341824054718},{"word":"down","start":1046.02,"end":1046.26,"confidence":0.99961793,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.04474237561225891},{"word":"on","start":1046.26,"end":1046.3401,"confidence":0.9934489,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0104428231716156},{"word":"myself","start":1046.3401,"end":1046.8201,"confidence":0.9939221,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":0.01804530620574951},{"word":"for","start":1046.8201,"end":1046.98,"confidence":0.9399186,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07727250456809998},{"word":"being","start":1046.98,"end":1047.3,"confidence":0.99986744,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.061169154942035675},{"word":"so","start":1047.3,"end":1047.54,"confidence":0.9873122,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08537454903125763},{"word":"conservative","start":1047.54,"end":1048.04,"confidence":0.9991937,"punctuated_word":"conservative","sentiment":"neutral","sentiment_score":0.06912173330783844},{"word":"and","start":1048.18,"end":1048.3401,"confidence":0.96345156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02031581848859787},{"word":"not","start":1048.3401,"end":1048.8401,"confidence":0.999653,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.02289681136608124},{"word":"taking","start":1049.22,"end":1049.62,"confidence":0.99940324,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.0013809055089950562},{"word":"risks","start":1049.62,"end":1049.9401,"confidence":0.5519594,"punctuated_word":"risks","sentiment":"neutral","sentiment_score":-0.07253202795982361},{"word":"and","start":1049.9401,"end":1050.1,"confidence":0.9599525,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0413244292140007},{"word":"and","start":1050.1,"end":1050.5,"confidence":0.98802197,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03693342953920365},{"word":"and","start":1050.5,"end":1050.66,"confidence":0.9453819,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02093420922756195},{"word":"capitalizing","start":1050.66,"end":1051.16,"confidence":0.9424433,"punctuated_word":"capitalizing,","sentiment":"neutral","sentiment_score":0.016012025997042656},{"word":"you","start":1051.38,"end":1051.54,"confidence":0.99589074,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.008661217987537384},{"word":"know","start":1051.54,"end":1051.7001,"confidence":0.96967906,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.009677156805992126},{"word":"like","start":1051.7001,"end":1051.86,"confidence":0.99899894,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.036546915769577026},{"word":"you've","start":1051.86,"end":1052.1,"confidence":0.6143377,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.03780616447329521},{"word":"mentioned","start":1052.1,"end":1052.42,"confidence":0.7126011,"punctuated_word":"mentioned,","sentiment":"neutral","sentiment_score":0.040394801646471024},{"word":"i've","start":1052.42,"end":1052.5801,"confidence":0.6312511,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.04904290288686752},{"word":"got","start":1052.5801,"end":1052.98,"confidence":0.84272504,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.032427117228507996},{"word":"10%","start":1052.98,"end":1053.4601,"confidence":0.7203404,"punctuated_word":"10%","sentiment":"neutral","sentiment_score":0.0466126948595047},{"word":"of","start":1053.4601,"end":1053.62,"confidence":0.99661165,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.030437562614679337},{"word":"gold","start":1053.62,"end":1053.86,"confidence":0.9942814,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.008878543972969055},{"word":"or","start":1053.86,"end":1054.02,"confidence":0.9947989,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0032021477818489075},{"word":"something","start":1054.02,"end":1054.3401,"confidence":0.81111085,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.0176724623888731},{"word":"you","start":1054.3401,"end":1054.42,"confidence":0.99504155,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.005627697333693504},{"word":"know","start":1054.42,"end":1054.815,"confidence":0.9047048,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.002983391284942627},{"word":"wouldn't","start":1054.8949,"end":1055.215,"confidence":0.9831895,"punctuated_word":"Wouldn't","sentiment":"neutral","sentiment_score":-0.013335555791854858},{"word":"it","start":1055.215,"end":1055.2549,"confidence":0.8910505,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.016942471265792847},{"word":"have","start":1055.2549,"end":1055.2949,"confidence":0.97099924,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.025943778455257416},{"word":"been","start":1055.2949,"end":1055.5349,"confidence":0.9976688,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.05332207679748535},{"word":"great","start":1055.5349,"end":1055.7749,"confidence":0.99783677,"punctuated_word":"great","sentiment":"neutral","sentiment_score":0.0867522582411766},{"word":"if","start":1055.7749,"end":1055.9349,"confidence":0.9984415,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06003395467996597},{"word":"i","start":1055.9349,"end":1056.0149,"confidence":0.9983847,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04776687175035477},{"word":"had","start":1056.0149,"end":1056.1749,"confidence":0.99467224,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0360800102353096},{"word":"90","start":1056.1749,"end":1056.815,"confidence":0.99836504,"punctuated_word":"90","sentiment":"neutral","sentiment_score":0.06653667986392975},{"word":"gold","start":1056.815,"end":1057.315,"confidence":0.9441118,"punctuated_word":"gold?","sentiment":"neutral","sentiment_score":0.05761269852519035},{"word":"i","start":1058.1749,"end":1058.2549,"confidence":0.9754439,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1278444081544876},{"word":"mean","start":1058.2549,"end":1058.7549,"confidence":0.9990145,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":0.1319809854030609},{"word":"no","start":1069.0549,"end":1069.2949,"confidence":0.8766726,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":0.013610715046525002},{"word":"i","start":1069.2949,"end":1069.455,"confidence":0.8986832,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.009793486446142197},{"word":"see","start":1069.455,"end":1069.855,"confidence":0.78375155,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":0.015454819425940514},{"word":"yeah","start":1069.855,"end":1070.13,"confidence":0.9909601,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07931709289550781},{"word":"yeah","start":1075.73,"end":1076.21,"confidence":0.92875063,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0666763186454773},{"word":"yes","start":1076.21,"end":1076.71,"confidence":0.92974746,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0913541465997696},{"word":"get","start":1083.57,"end":1083.81,"confidence":0.8264646,"punctuated_word":"Get","sentiment":"neutral","sentiment_score":0.08159247040748596},{"word":"it","start":1083.81,"end":1083.97,"confidence":0.98767805,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.06922436505556107},{"word":"yeah","start":1083.97,"end":1084.21,"confidence":0.950754,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.060139309614896774},{"word":"for","start":1084.21,"end":1084.45,"confidence":0.97422653,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.06167694926261902},{"word":"sure","start":1084.45,"end":1084.95,"confidence":0.99851555,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.07388178259134293},{"word":"yeah","start":1085.09,"end":1085.535,"confidence":0.7445216,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1742260456085205},{"word":"yeah","start":1098.175,"end":1098.255,"confidence":0.9146416,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.036910198628902435},{"word":"i","start":1098.255,"end":1098.3351,"confidence":0.8771759,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05699974298477173},{"word":"know","start":1098.3351,"end":1098.735,"confidence":0.98064774,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.05654445290565491},{"word":"i","start":1098.735,"end":1098.96,"confidence":0.96837854,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08992604166269302},{"word":"know","start":1099.0399,"end":1099.2799,"confidence":0.9986234,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.10331342369318008},{"word":"it","start":1099.2799,"end":1099.36,"confidence":0.9506471,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.2116938978433609},{"word":"was","start":1099.36,"end":1099.44,"confidence":0.9897424,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.24830013513565063},{"word":"getting","start":1099.44,"end":1099.84,"confidence":0.99854916,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.2593100070953369},{"word":"out","start":1099.84,"end":1100.0,"confidence":0.99925524,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.3353571593761444},{"word":"of","start":1100.0,"end":1100.1599,"confidence":0.99800235,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.31049150228500366},{"word":"control","start":1100.1599,"end":1100.5599,"confidence":0.76397014,"punctuated_word":"control,","sentiment":"neutral","sentiment_score":-0.29852229356765747},{"word":"though","start":1100.5599,"end":1100.72,"confidence":0.836499,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":-0.19968309998512268},{"word":"wasn't","start":1100.72,"end":1100.96,"confidence":0.98357046,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.13630777597427368},{"word":"it","start":1100.96,"end":1101.2,"confidence":0.9752276,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.14928960800170898},{"word":"and","start":1101.2,"end":1101.2799,"confidence":0.53133726,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.12713120877742767},{"word":"like","start":1101.2799,"end":1101.6,"confidence":0.7839825,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.12135078758001328},{"word":"i","start":1101.6,"end":1101.6799,"confidence":0.9785669,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17092804610729218},{"word":"was","start":1101.6799,"end":1101.9199,"confidence":0.83805186,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1752888560295105},{"word":"sort","start":1101.9199,"end":1102.08,"confidence":0.9769642,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.17048145830631256},{"word":"of","start":1102.08,"end":1102.1599,"confidence":0.798901,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1563744992017746},{"word":"looked","start":1102.1599,"end":1102.48,"confidence":0.60977846,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":-0.16472116112709043},{"word":"at","start":1102.48,"end":1102.5599,"confidence":0.88211155,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1934102475643158},{"word":"i've","start":1102.72,"end":1102.96,"confidence":0.99929607,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.2010228335857391},{"word":"got","start":1102.96,"end":1103.12,"confidence":0.9991848,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.2496599555015564},{"word":"a","start":1103.12,"end":1103.2,"confidence":0.99923635,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2352205514907837},{"word":"little","start":1103.2,"end":1103.44,"confidence":0.9997881,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.21021026372909543},{"word":"bit","start":1103.44,"end":1103.6799,"confidence":0.9996797,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.23274457454681396},{"word":"of","start":1103.6799,"end":1103.76,"confidence":0.9989943,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2941497266292572},{"word":"bullying","start":1103.76,"end":1104.1599,"confidence":0.39905828,"punctuated_word":"bullying","sentiment":"neutral","sentiment_score":-0.2600984275341034},{"word":"myself","start":1104.1599,"end":1104.5599,"confidence":0.87380445,"punctuated_word":"myself,","sentiment":"neutral","sentiment_score":-0.21657636761665344},{"word":"and","start":1104.5599,"end":1104.72,"confidence":0.99968874,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12512266635894775},{"word":"i","start":1104.72,"end":1104.7999,"confidence":0.99987733,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10607226938009262},{"word":"just","start":1104.7999,"end":1105.0399,"confidence":0.9988741,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.10647323727607728},{"word":"watched","start":1105.0399,"end":1105.2799,"confidence":0.98212194,"punctuated_word":"watched","sentiment":"neutral","sentiment_score":-0.15302880108356476},{"word":"the","start":1105.2799,"end":1105.44,"confidence":0.99875665,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0842219740152359},{"word":"chart","start":1105.44,"end":1105.6799,"confidence":0.9654886,"punctuated_word":"chart","sentiment":"neutral","sentiment_score":-0.06905714422464371},{"word":"and","start":1105.6799,"end":1105.84,"confidence":0.94980603,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08086276054382324},{"word":"just","start":1105.84,"end":1106.0,"confidence":0.9950519,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08787532150745392},{"word":"went","start":1106.0,"end":1106.1599,"confidence":0.9676721,"punctuated_word":"went,","sentiment":"neutral","sentiment_score":-0.081918865442276},{"word":"oh","start":1106.1599,"end":1106.32,"confidence":0.9904621,"punctuated_word":"oh","sentiment":"neutral","sentiment_score":-0.1321868598461151},{"word":"my","start":1106.32,"end":1106.48,"confidence":0.8196176,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.19367823004722595},{"word":"god","start":1106.48,"end":1106.64,"confidence":0.9144363,"punctuated_word":"god.","sentiment":"neutral","sentiment_score":-0.1719207763671875},{"word":"what","start":1106.64,"end":1106.88,"confidence":0.7137433,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.15813766419887543},{"word":"when","start":1106.88,"end":1107.0399,"confidence":0.25997716,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.15810465812683103},{"word":"is","start":1107.0399,"end":1107.12,"confidence":0.5783705,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.16739287972450256},{"word":"it","start":1107.12,"end":1107.2799,"confidence":0.9631596,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1851739138364792},{"word":"gonna","start":1107.2799,"end":1107.52,"confidence":0.94616604,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.17576205730438232},{"word":"stop","start":1107.52,"end":1107.76,"confidence":0.9830609,"punctuated_word":"stop?","sentiment":"neutral","sentiment_score":-0.103349469602108},{"word":"and","start":1107.76,"end":1107.9199,"confidence":0.9976459,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.07888280600309372},{"word":"it","start":1107.9199,"end":1108.1599,"confidence":0.99878603,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13400520384311676},{"word":"stopped","start":1108.1599,"end":1108.6599,"confidence":0.8222645,"punctuated_word":"stopped.","sentiment":"neutral","sentiment_score":-0.0928477942943573},{"word":"but","start":1110.32,"end":1110.64,"confidence":0.99098456,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.04724324494600296},{"word":"still","start":1110.64,"end":1110.88,"confidence":0.7849657,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.05026881396770477},{"word":"yeah","start":1111.855,"end":1112.355,"confidence":0.9256234,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.010149030014872553},{"word":"i","start":1112.735,"end":1112.943,"confidence":0.9441257,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00036128610372543335},{"word":"i","start":1112.943,"end":1113.151,"confidence":0.74022245,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.005525767803192139},{"word":"you","start":1113.3589,"end":1113.5669,"confidence":0.7885721,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02184002846479416},{"word":"know","start":1113.5669,"end":1113.7749,"confidence":0.96681464,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.03250511735677719},{"word":"you","start":1113.7749,"end":1114.0149,"confidence":0.99911684,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.033203933387994766},{"word":"understand","start":1114.0149,"end":1114.495,"confidence":0.99939895,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.012873239815235138},{"word":"me","start":1114.495,"end":1114.6549,"confidence":0.9990758,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0151803120970726},{"word":"very","start":1114.6549,"end":1114.8949,"confidence":0.9993461,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.06053322181105614},{"word":"well","start":1114.8949,"end":1115.1349,"confidence":0.9997904,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.0499892495572567},{"word":"and","start":1115.1349,"end":1115.455,"confidence":0.6804653,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.023266345262527462},{"word":"you","start":1115.455,"end":1115.5349,"confidence":0.998713,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02598043531179428},{"word":"know","start":1115.5349,"end":1115.7749,"confidence":0.933071,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.029275331646203995},{"word":"and","start":1115.7749,"end":1115.855,"confidence":0.7376677,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.029196828603744507},{"word":"and","start":1115.855,"end":1116.1749,"confidence":0.52722704,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03341464698314667},{"word":"i","start":1116.1749,"end":1116.335,"confidence":0.9964753,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0517105720937252},{"word":"am","start":1116.335,"end":1116.575,"confidence":0.9960807,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.05634848028421402},{"word":"conservative","start":1116.575,"end":1117.0549,"confidence":0.9965229,"punctuated_word":"conservative","sentiment":"neutral","sentiment_score":0.08510264754295349},{"word":"and","start":1117.0549,"end":1117.215,"confidence":0.6864837,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06165368482470512},{"word":"i","start":1117.215,"end":1117.2949,"confidence":0.97454584,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.058002859354019165},{"word":"understand","start":1117.2949,"end":1117.695,"confidence":0.66611826,"punctuated_word":"understand,","sentiment":"neutral","sentiment_score":0.05590680241584778},{"word":"yeah","start":1117.695,"end":1117.9349,"confidence":0.93634367,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.04399578645825386},{"word":"you've","start":1117.9349,"end":1118.095,"confidence":0.41401637,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.04010194167494774},{"word":"been","start":1118.095,"end":1118.4149,"confidence":0.9250186,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.011490508913993835},{"word":"investing","start":1118.4149,"end":1118.9149,"confidence":0.23721601,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.0410272441804409},{"word":"where","start":1118.975,"end":1119.1349,"confidence":0.8428602,"punctuated_word":"where,","sentiment":"neutral","sentiment_score":-0.014942822977900503},{"word":"you","start":1119.1349,"end":1119.2949,"confidence":0.9949228,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.017617926001548767},{"word":"know","start":1119.2949,"end":1119.7949,"confidence":0.9850567,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.013368511572480202},{"word":"that","start":1121.0549,"end":1121.135,"confidence":0.95922494,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.016414161771535873},{"word":"that","start":1121.135,"end":1121.215,"confidence":0.98873454,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02218356356024742},{"word":"that","start":1121.215,"end":1121.2416,"confidence":0.9846467,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.027446076273918152},{"word":"that","start":1121.2416,"end":1121.2683,"confidence":0.96747,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.024990003556013107},{"word":"that","start":1121.2683,"end":1121.2949,"confidence":0.9342661,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.027571603655815125},{"word":"that","start":1121.2949,"end":1121.335,"confidence":0.77141106,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.022847555577754974},{"word":"that","start":1121.335,"end":1121.375,"confidence":0.56129014,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.018983960151672363},{"word":"profit","start":1121.375,"end":1121.7749,"confidence":0.47336483,"punctuated_word":"profit","sentiment":"neutral","sentiment_score":0.07421505451202393},{"word":"or","start":1121.7749,"end":1121.855,"confidence":0.94325453,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0656304880976677},{"word":"that","start":1121.855,"end":1122.0149,"confidence":0.99713254,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07154113799333572},{"word":"growth","start":1122.0149,"end":1122.5149,"confidence":0.9084169,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.11636841297149658},{"word":"gets","start":1123.0549,"end":1123.375,"confidence":0.9355391,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.006209142506122589},{"word":"reinvested","start":1123.375,"end":1123.875,"confidence":0.9436305,"punctuated_word":"reinvested","sentiment":"neutral","sentiment_score":0.06807509064674377},{"word":"and","start":1123.9349,"end":1124.095,"confidence":0.7871104,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01410188525915146},{"word":"then","start":1124.095,"end":1124.255,"confidence":0.5492281,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0304349847137928},{"word":"how","start":1124.255,"end":1124.4149,"confidence":0.9728865,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.015514694154262544},{"word":"it","start":1124.4149,"end":1124.495,"confidence":0.8955043,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04155368357896805},{"word":"compounds","start":1124.495,"end":1124.995,"confidence":0.9742167,"punctuated_word":"compounds.","sentiment":"neutral","sentiment_score":0.05873396247625351},{"word":"i","start":1125.0549,"end":1125.2949,"confidence":0.6602134,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.008294329047203064},{"word":"i","start":1125.2949,"end":1125.375,"confidence":0.5295669,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.006608355790376663},{"word":"understand","start":1125.375,"end":1125.7749,"confidence":0.9974051,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.0002638474106788635},{"word":"that's","start":1125.7749,"end":1125.9349,"confidence":0.8272049,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.05067997798323631},{"word":"about","start":1125.9349,"end":1126.255,"confidence":0.9855709,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.06486041098833084},{"word":"the","start":1126.255,"end":1126.53,"confidence":0.9950689,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06645885109901428},{"word":"extent","start":1126.61,"end":1126.85,"confidence":0.9944022,"punctuated_word":"extent","sentiment":"neutral","sentiment_score":-0.05250222235918045},{"word":"of","start":1126.85,"end":1127.01,"confidence":0.99693763,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.057004738599061966},{"word":"my","start":1127.01,"end":1127.17,"confidence":0.9991683,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08422587066888809},{"word":"financial","start":1127.17,"end":1127.67,"confidence":0.999819,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.044178351759910583},{"word":"knowledge","start":1127.73,"end":1128.23,"confidence":0.9069886,"punctuated_word":"knowledge.","sentiment":"neutral","sentiment_score":-0.05168783664703369},{"word":"but","start":1130.37,"end":1130.6901,"confidence":0.83623445,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.06170078366994858},{"word":"i","start":1130.6901,"end":1130.77,"confidence":0.9972926,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0069127753376960754},{"word":"do","start":1130.77,"end":1131.01,"confidence":0.9988462,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.024990573525428772},{"word":"as","start":1131.17,"end":1131.41,"confidence":0.9964735,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08260563015937805},{"word":"i","start":1131.41,"end":1131.5701,"confidence":0.99955946,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.019750162959098816},{"word":"said","start":1131.5701,"end":1131.81,"confidence":0.94388294,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.04292136430740357},{"word":"i","start":1131.81,"end":1131.97,"confidence":0.99980634,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.020784273743629456},{"word":"do","start":1131.97,"end":1132.29,"confidence":0.9993087,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09060346335172652},{"word":"sort","start":1132.29,"end":1132.4501,"confidence":0.98591286,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.02865990251302719},{"word":"of","start":1132.4501,"end":1132.53,"confidence":0.98854303,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.010997042059898376},{"word":"think","start":1132.53,"end":1132.77,"confidence":0.97417104,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.004759497940540314},{"word":"you","start":1132.77,"end":1132.93,"confidence":0.99603313,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.030557923018932343},{"word":"know","start":1132.93,"end":1133.3301,"confidence":0.986333,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.03650518134236336},{"word":"gee","start":1133.3301,"end":1133.73,"confidence":0.7736512,"punctuated_word":"gee,","sentiment":"neutral","sentiment_score":-0.028452349826693535},{"word":"i'm","start":1133.73,"end":1133.89,"confidence":0.9976942,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.11610829830169678},{"word":"not","start":1133.89,"end":1134.13,"confidence":0.99934655,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.15333610773086548},{"word":"really","start":1134.13,"end":1134.4501,"confidence":0.99931085,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.2091363370418549},{"word":"far","start":1134.4501,"end":1134.77,"confidence":0.94342023,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.2923339605331421},{"word":"off","start":1134.77,"end":1135.27,"confidence":0.9645016,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.1521742194890976},{"word":"retirement","start":1136.05,"end":1136.55,"confidence":0.9383499,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":-0.16115787625312805},{"word":"and","start":1136.6901,"end":1137.1901,"confidence":0.73851216,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.06817084550857544},{"word":"you","start":1137.5701,"end":1137.81,"confidence":0.99898106,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04363831877708435},{"word":"know","start":1137.81,"end":1137.97,"confidence":0.9984602,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.028327718377113342},{"word":"all","start":1137.97,"end":1138.13,"confidence":0.995118,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.005324907600879669},{"word":"these","start":1138.13,"end":1138.37,"confidence":0.98148865,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.01859292760491371},{"word":"things","start":1138.37,"end":1138.61,"confidence":0.9995902,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.004442710429430008},{"word":"pop","start":1138.61,"end":1138.77,"confidence":0.9892526,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.04716707393527031},{"word":"up","start":1138.77,"end":1138.93,"confidence":0.99919564,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.01697685196995735},{"word":"on","start":1138.93,"end":1139.0901,"confidence":0.998676,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.020219147205352783},{"word":"facebook","start":1139.0901,"end":1139.49,"confidence":0.680265,"punctuated_word":"Facebook.","sentiment":"neutral","sentiment_score":-0.009725671261548996},{"word":"yeah","start":1139.49,"end":1139.73,"confidence":0.76562417,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03340059891343117},{"word":"no","start":1139.73,"end":1139.89,"confidence":0.83549225,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.15264713764190674},{"word":"no","start":1139.89,"end":1140.05,"confidence":0.9657594,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1659809947013855},{"word":"no","start":1140.05,"end":1140.29,"confidence":0.81748235,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1940975934267044},{"word":"retired","start":1140.29,"end":1140.79,"confidence":0.7281132,"punctuated_word":"Retired.","sentiment":"neutral","sentiment_score":-0.1623014211654663},{"word":"750,000","start":1141.0249,"end":1141.4249,"confidence":0.89984936,"punctuated_word":"750,000.","sentiment":"neutral","sentiment_score":-0.04353225231170654},{"word":"i'm","start":1141.4249,"end":1141.9249,"confidence":0.9233291,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.01859021559357643},{"word":"going","start":1142.065,"end":1142.3049,"confidence":0.91936326,"punctuated_word":"going,","sentiment":"neutral","sentiment_score":0.03631359338760376},{"word":"wow","start":1142.3049,"end":1142.625,"confidence":0.96092206,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":0.11199524253606796},{"word":"i've","start":1142.625,"end":1142.945,"confidence":0.82730293,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.041666001081466675},{"word":"got","start":1142.945,"end":1143.345,"confidence":0.96489424,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.03401461988687515},{"word":"miles","start":1143.345,"end":1143.825,"confidence":0.97999406,"punctuated_word":"miles","sentiment":"neutral","sentiment_score":0.04053357243537903},{"word":"to","start":1143.825,"end":1143.985,"confidence":0.9754285,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05651787295937538},{"word":"get","start":1143.985,"end":1144.1449,"confidence":0.99432594,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.051946017891168594},{"word":"you","start":1144.1449,"end":1144.3049,"confidence":0.49011955,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05340660363435745},{"word":"on","start":1144.3049,"end":1144.5449,"confidence":0.59292924,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.07179483771324158},{"word":"how","start":1144.5449,"end":1144.7849,"confidence":0.98634654,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.044188693165779114},{"word":"am","start":1144.7849,"end":1144.865,"confidence":0.99008393,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.06635957956314087},{"word":"i","start":1144.865,"end":1144.945,"confidence":0.9993375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04403018951416016},{"word":"gonna","start":1144.945,"end":1145.105,"confidence":0.90126735,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.05596758425235748},{"word":"do","start":1145.105,"end":1145.2649,"confidence":0.99133086,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07476552575826645},{"word":"that","start":1145.2649,"end":1145.4249,"confidence":0.9961009,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.07240896672010422},{"word":"how","start":1145.4249,"end":1145.585,"confidence":0.9990177,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.01304309070110321},{"word":"am","start":1145.585,"end":1145.6649,"confidence":0.99544513,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.02558044344186783},{"word":"i","start":1145.6649,"end":1145.745,"confidence":0.9996908,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0034099146723747253},{"word":"gonna","start":1145.745,"end":1145.9049,"confidence":0.9868618,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.007129926234483719},{"word":"get","start":1145.9049,"end":1146.065,"confidence":0.9926212,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.02051357924938202},{"word":"there","start":1146.065,"end":1146.3849,"confidence":0.9885514,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.037784598767757416},{"word":"in","start":1146.3849,"end":1146.625,"confidence":0.90069205,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04734468832612038},{"word":"such","start":1146.625,"end":1146.945,"confidence":0.96921396,"punctuated_word":"such","sentiment":"neutral","sentiment_score":0.03571949899196625},{"word":"a","start":1146.945,"end":1147.0249,"confidence":0.6003122,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.023175396025180817},{"word":"little","start":1147.0249,"end":1147.2649,"confidence":0.84460557,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.022330928593873978},{"word":"time","start":1147.2649,"end":1147.6549,"confidence":0.9257792,"punctuated_word":"time?","sentiment":"neutral","sentiment_score":0.021276412531733513},{"word":"so","start":1147.6549,"end":1147.9049,"confidence":0.99438924,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.19812262058258057},{"word":"okay","start":1153.745,"end":1154.245,"confidence":0.7231758,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.4104807674884796},{"word":"alright","start":1157.45,"end":1157.95,"confidence":0.9494865,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.30452024936676025},{"word":"okay","start":1160.81,"end":1161.31,"confidence":0.97263396,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13009530305862427},{"word":"and","start":1180.105,"end":1180.185,"confidence":0.34478387,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03901324421167374},{"word":"then","start":1180.185,"end":1180.425,"confidence":0.38721332,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.13757556676864624},{"word":"i","start":1180.425,"end":1180.505,"confidence":0.7151873,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05606257915496826},{"word":"guess","start":1180.505,"end":1180.745,"confidence":0.9723299,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":0.05555638670921326},{"word":"in","start":1180.745,"end":1180.905,"confidence":0.8071721,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08687341958284378},{"word":"a","start":1180.905,"end":1181.16,"confidence":0.81710196,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11691510677337646},{"word":"dollar","start":1181.3201,"end":1181.48,"confidence":0.9820807,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.08159512281417847},{"word":"sense","start":1181.48,"end":1181.64,"confidence":0.7048488,"punctuated_word":"sense,","sentiment":"neutral","sentiment_score":0.13419488072395325},{"word":"it","start":1181.64,"end":1181.9601,"confidence":0.90424824,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16507916152477264},{"word":"is","start":1181.9601,"end":1182.28,"confidence":0.9811853,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.13486677408218384},{"word":"yeah","start":1182.28,"end":1182.6,"confidence":0.9976322,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09546411037445068},{"word":"okay","start":1182.6,"end":1183.0801,"confidence":0.9845171,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0952996164560318},{"word":"yeah","start":1183.0801,"end":1183.5801,"confidence":0.9985199,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10095588862895966},{"word":"mhmm","start":1194.76,"end":1195.26,"confidence":0.9745326,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.13478204607963562},{"word":"yeah","start":1195.7201,"end":1196.055,"confidence":0.992069,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0834922045469284},{"word":"yes","start":1203.5751,"end":1204.0751,"confidence":0.9760885,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.01726716198027134},{"word":"yep","start":1209.175,"end":1209.51,"confidence":0.98296404,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11244546622037888},{"word":"yes","start":1221.51,"end":1221.825,"confidence":0.77994215,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.001368807628750801},{"word":"yeah","start":1228.1449,"end":1228.6449,"confidence":0.9911574,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07749760150909424},{"word":"yeah","start":1231.585,"end":1231.985,"confidence":0.99695194,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1508762240409851},{"word":"right","start":1231.985,"end":1232.3049,"confidence":0.9971857,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.16530200839042664},{"word":"okay","start":1232.3049,"end":1232.8049,"confidence":0.9997585,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1780470907688141},{"word":"okay","start":1233.105,"end":1233.605,"confidence":0.9983851,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2019418179988861},{"word":"yep","start":1237.1,"end":1237.6,"confidence":0.9981213,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2519528269767761},{"word":"yeah","start":1283.865,"end":1284.365,"confidence":0.81429505,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15060223639011383},{"word":"okay","start":1300.08,"end":1300.58,"confidence":0.88831985,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07687003910541534},{"word":"yeah","start":1300.8799,"end":1301.175,"confidence":0.9057343,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05676121637225151},{"word":"yeah","start":1302.935,"end":1303.435,"confidence":0.7754977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07481233775615692},{"word":"it","start":1304.295,"end":1304.535,"confidence":0.9489013,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.05614572763442993},{"word":"is","start":1304.535,"end":1305.015,"confidence":0.9454571,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.05430065840482712},{"word":"yeah","start":1305.015,"end":1305.515,"confidence":0.974403,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05749095231294632},{"word":"yeah","start":1308.6951,"end":1309.1951,"confidence":0.89056385,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23814845085144043},{"word":"oh","start":1321.15,"end":1321.31,"confidence":0.7970351,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.3931654691696167},{"word":"okay","start":1321.31,"end":1321.81,"confidence":0.99795705,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.35386139154434204},{"word":"well","start":1321.87,"end":1322.27,"confidence":0.5014791,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.4407144784927368},{"word":"alright","start":1322.27,"end":1322.77,"confidence":0.9884042,"punctuated_word":"alright.","sentiment":"positive","sentiment_score":0.5722188949584961},{"word":"yeah","start":1324.8301,"end":1325.15,"confidence":0.99341947,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.26437437534332275},{"word":"yeah","start":1325.15,"end":1325.39,"confidence":0.9970063,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2072047144174576},{"word":"yeah","start":1325.39,"end":1325.63,"confidence":0.99570274,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13822761178016665},{"word":"no","start":1325.63,"end":1325.87,"confidence":0.9807802,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.0550820529460907},{"word":"that's","start":1325.87,"end":1326.1901,"confidence":0.99949557,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.14830344915390015},{"word":"right","start":1326.1901,"end":1326.51,"confidence":0.8337083,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.13413503766059875},{"word":"yeah","start":1326.51,"end":1326.8301,"confidence":0.80493176,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15370966494083405},{"word":"that's","start":1326.8301,"end":1327.0701,"confidence":0.9553018,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1753476858139038},{"word":"that's","start":1327.0701,"end":1327.5701,"confidence":0.8337933,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.14060910046100616},{"word":"yeah","start":1328.03,"end":1328.53,"confidence":0.9746711,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.21209606528282168},{"word":"yeah","start":1347.84,"end":1348.24,"confidence":0.8426589,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4487206041812897},{"word":"cool","start":1348.24,"end":1348.72,"confidence":0.9957607,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.6012406349182129},{"word":"that's","start":1348.72,"end":1349.0399,"confidence":0.9916636,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5323150157928467},{"word":"that's","start":1349.0399,"end":1349.5199,"confidence":0.99381834,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.48023974895477295},{"word":"yeah","start":1349.6799,"end":1349.9199,"confidence":0.98117965,"punctuated_word":"yeah.","sentiment":"positive","sentiment_score":0.5021795034408569},{"word":"that's","start":1349.9199,"end":1350.1599,"confidence":0.9974086,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6511313915252686},{"word":"something","start":1350.1599,"end":1350.32,"confidence":0.95224833,"punctuated_word":"something","sentiment":"positive","sentiment_score":0.6798878312110901},{"word":"to","start":1350.32,"end":1350.48,"confidence":0.997131,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6065332889556885},{"word":"look","start":1350.48,"end":1350.72,"confidence":0.9983785,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.5970017313957214},{"word":"forward","start":1350.72,"end":1350.96,"confidence":0.9975011,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.7211049199104309},{"word":"to","start":1350.96,"end":1351.46,"confidence":0.9978427,"punctuated_word":"to.","sentiment":"positive","sentiment_score":0.6517289876937866},{"word":"yeah","start":1351.76,"end":1352.1599,"confidence":0.92562354,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08391249179840088},{"word":"i","start":1352.1599,"end":1352.32,"confidence":0.992409,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.026453278958797455},{"word":"mean","start":1352.32,"end":1352.5599,"confidence":0.9739388,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.039863526821136475},{"word":"i","start":1352.5599,"end":1352.72,"confidence":0.71495587,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01021835207939148},{"word":"know","start":1352.72,"end":1352.7999,"confidence":0.981559,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.007968824356794357},{"word":"it's","start":1352.7999,"end":1353.0399,"confidence":0.8693721,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.008066769689321518},{"word":"crystal","start":1353.0399,"end":1353.5199,"confidence":0.9892209,"punctuated_word":"crystal","sentiment":"neutral","sentiment_score":-0.004299595952033997},{"word":"ball","start":1353.5199,"end":1353.6799,"confidence":0.7642384,"punctuated_word":"ball","sentiment":"neutral","sentiment_score":0.004171513020992279},{"word":"stuff","start":1353.6799,"end":1354.0,"confidence":0.86026984,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.012311115860939026},{"word":"because","start":1354.0,"end":1354.3999,"confidence":0.7645966,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.008477767929434776},{"word":"you","start":1354.3999,"end":1354.48,"confidence":0.99446106,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.014194484800100328},{"word":"know","start":1354.48,"end":1354.72,"confidence":0.99968827,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.006875393912196159},{"word":"that","start":1354.72,"end":1354.88,"confidence":0.6349702,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0047964975237846375},{"word":"it's","start":1354.96,"end":1355.2,"confidence":0.7502475,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0012555073481053114},{"word":"a","start":1355.2,"end":1355.44,"confidence":0.96927077,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09516675770282744},{"word":"pretty","start":1355.44,"end":1355.6799,"confidence":0.99939084,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.1111682504415512},{"word":"volatile","start":1355.6799,"end":1356.1799,"confidence":0.99975175,"punctuated_word":"volatile","sentiment":"neutral","sentiment_score":-0.1064908728003502},{"word":"world","start":1357.2,"end":1357.6,"confidence":0.83384025,"punctuated_word":"world,","sentiment":"neutral","sentiment_score":-0.10641416907310486},{"word":"especially","start":1357.6,"end":1358.08,"confidence":0.99954224,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.1159585863351822},{"word":"at","start":1358.08,"end":1358.24,"confidence":0.9908694,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.10983867198228836},{"word":"the","start":1358.24,"end":1358.3999,"confidence":0.99796367,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08392316848039627},{"word":"moment","start":1358.3999,"end":1358.7999,"confidence":0.8596263,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.058252401649951935},{"word":"but","start":1358.7999,"end":1359.2999,"confidence":0.91794294,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.06913405656814575},{"word":"yeah","start":1360.065,"end":1360.3049,"confidence":0.95905787,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.07293646782636642},{"word":"we","start":1360.3049,"end":1360.5449,"confidence":0.9483977,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.10142400860786438},{"word":"can","start":1360.5449,"end":1360.705,"confidence":0.9995591,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.13946253061294556},{"word":"only","start":1360.705,"end":1360.7849,"confidence":0.9995484,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.12257827073335648},{"word":"do","start":1360.7849,"end":1360.945,"confidence":0.99922645,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.14234313368797302},{"word":"what","start":1360.945,"end":1361.105,"confidence":0.5701118,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.11084020137786864},{"word":"we","start":1361.105,"end":1361.2649,"confidence":0.9928154,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.09781638532876968},{"word":"can","start":1361.2649,"end":1361.4249,"confidence":0.999252,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.0944064036011696},{"word":"only","start":1361.4249,"end":1361.585,"confidence":0.98765856,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.09365823864936829},{"word":"do","start":1361.585,"end":1361.9049,"confidence":0.9923511,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.08522500842809677},{"word":"do","start":1361.9049,"end":1362.065,"confidence":0.9862314,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.0661848783493042},{"word":"you","start":1362.065,"end":1362.225,"confidence":0.9984861,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04645024612545967},{"word":"think","start":1362.225,"end":1362.5449,"confidence":0.99429375,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.07915118336677551},{"word":"that","start":1362.5449,"end":1363.0449,"confidence":0.8965324,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0889347642660141},{"word":"that","start":1363.9049,"end":1364.065,"confidence":0.6303529,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08340635895729065},{"word":"the","start":1364.065,"end":1364.1449,"confidence":0.8027009,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09208302944898604},{"word":"structure","start":1364.1449,"end":1364.3049,"confidence":0.8809966,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":-0.0667601078748703},{"word":"and","start":1364.465,"end":1364.625,"confidence":0.539135,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0685865730047226},{"word":"i","start":1364.625,"end":1364.705,"confidence":0.96974576,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02818111702799797},{"word":"know","start":1364.705,"end":1364.7849,"confidence":0.99252254,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.023643262684345245},{"word":"you've","start":1364.7849,"end":1365.0249,"confidence":0.9808779,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.010340328328311443},{"word":"just","start":1365.0249,"end":1365.2649,"confidence":0.9987783,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.002915292978286743},{"word":"looked","start":1365.2649,"end":1365.4249,"confidence":0.9992902,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":-0.013504423201084135},{"word":"at","start":1365.4249,"end":1365.585,"confidence":0.99690884,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.056397464126348495},{"word":"it","start":1365.585,"end":1365.745,"confidence":0.9020478,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.023658283054828644},{"word":"and","start":1365.745,"end":1365.985,"confidence":0.9870467,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.029435936361551285},{"word":"sort","start":1365.985,"end":1366.225,"confidence":0.9778375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.04248441010713577},{"word":"of","start":1366.225,"end":1366.3049,"confidence":0.9491418,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04842092841863632},{"word":"punched","start":1366.3049,"end":1366.5449,"confidence":0.76453185,"punctuated_word":"punched","sentiment":"neutral","sentiment_score":-0.037126265466213226},{"word":"some","start":1366.5449,"end":1366.705,"confidence":0.9227592,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.0690564438700676},{"word":"numbers","start":1366.705,"end":1367.0249,"confidence":0.99912065,"punctuated_word":"numbers","sentiment":"neutral","sentiment_score":-0.07198312133550644},{"word":"around","start":1367.0249,"end":1367.345,"confidence":0.85526645,"punctuated_word":"around,","sentiment":"neutral","sentiment_score":-0.06945836544036865},{"word":"but","start":1367.345,"end":1367.585,"confidence":0.8509957,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.11058728396892548},{"word":"like","start":1367.585,"end":1367.985,"confidence":0.9972299,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.15079738199710846},{"word":"it's","start":1367.985,"end":1368.3049,"confidence":0.9866241,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2149198055267334},{"word":"too","start":1368.3049,"end":1368.705,"confidence":0.9984176,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.2356557101011276},{"word":"conservative","start":1368.705,"end":1369.205,"confidence":0.8262073,"punctuated_word":"conservative?","sentiment":"neutral","sentiment_score":-0.22534140944480896},{"word":"like","start":1369.4249,"end":1369.585,"confidence":0.9216906,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.0925409495830536},{"word":"i","start":1369.585,"end":1369.745,"confidence":0.99882585,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05367729440331459},{"word":"mean","start":1369.745,"end":1370.1449,"confidence":0.9763361,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.06600719690322876},{"word":"of","start":1370.1449,"end":1370.225,"confidence":0.25555936,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.013625884428620338},{"word":"course","start":1370.225,"end":1370.465,"confidence":0.7016538,"punctuated_word":"course,","sentiment":"neutral","sentiment_score":-0.009737788699567318},{"word":"it's","start":1370.465,"end":1370.625,"confidence":0.8434402,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.003989509306848049},{"word":"the","start":1370.625,"end":1370.7849,"confidence":0.49864742,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016793113201856613},{"word":"courses","start":1370.7849,"end":1371.1849,"confidence":0.64992005,"punctuated_word":"courses","sentiment":"neutral","sentiment_score":-0.025091882795095444},{"word":"i","start":1371.1849,"end":1371.345,"confidence":0.5805615,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01536947675049305},{"word":"know","start":1371.345,"end":1371.845,"confidence":0.73280865,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.00750943087041378},{"word":"it's","start":1372.81,"end":1372.9701,"confidence":0.9916816,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.0025032400153577328},{"word":"down","start":1372.9701,"end":1373.2101,"confidence":0.99684453,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.009641509503126144},{"word":"to","start":1373.2101,"end":1373.37,"confidence":0.9978224,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0024711117148399353},{"word":"the","start":1373.37,"end":1373.4501,"confidence":0.9963457,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.001760825514793396},{"word":"individual","start":1373.4501,"end":1373.8501,"confidence":0.7779862,"punctuated_word":"individual,","sentiment":"neutral","sentiment_score":0.012899372726678848},{"word":"like","start":1373.8501,"end":1374.17,"confidence":0.9822218,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.007702581584453583},{"word":"myself","start":1374.17,"end":1374.67,"confidence":0.86911666,"punctuated_word":"myself,","sentiment":"neutral","sentiment_score":0.0018728841096162796},{"word":"ultimately","start":1374.89,"end":1375.39,"confidence":0.76420444,"punctuated_word":"ultimately.","sentiment":"neutral","sentiment_score":-0.0014977101236581802},{"word":"but","start":1375.4501,"end":1375.6901,"confidence":0.93688124,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.056788548827171326},{"word":"like","start":1375.6901,"end":1376.1901,"confidence":0.99788296,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.07321774214506149},{"word":"i","start":1376.3301,"end":1376.4901,"confidence":0.99883515,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07234890758991241},{"word":"don't","start":1376.4901,"end":1376.65,"confidence":0.9998516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08575281500816345},{"word":"you","start":1377.6901,"end":1377.8501,"confidence":0.990859,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10770802944898604},{"word":"know","start":1377.8501,"end":1378.0901,"confidence":0.98857784,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.11102621257305144},{"word":"when","start":1378.0901,"end":1378.41,"confidence":0.99929774,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.10468415915966034},{"word":"there's","start":1378.41,"end":1378.91,"confidence":0.7502954,"punctuated_word":"there's,","sentiment":"neutral","sentiment_score":-0.10687647759914398},{"word":"you","start":1379.6101,"end":1379.6901,"confidence":0.79025364,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1016150563955307},{"word":"know","start":1379.6901,"end":1380.0901,"confidence":0.9989502,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.09633105248212814},{"word":"more","start":1380.0901,"end":1380.25,"confidence":0.86470157,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.14820139110088348},{"word":"high","start":1380.25,"end":1380.4901,"confidence":0.995893,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.17391806840896606},{"word":"risk","start":1380.4901,"end":1380.9901,"confidence":0.9981989,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.1769052892923355},{"word":"investment","start":1381.2101,"end":1381.7101,"confidence":0.95156384,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.19417184591293335},{"word":"opportunities","start":1382.5701,"end":1383.0701,"confidence":0.9951492,"punctuated_word":"opportunities","sentiment":"neutral","sentiment_score":-0.13975347578525543},{"word":"there","start":1383.37,"end":1383.87,"confidence":0.95184505,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.13620662689208984},{"word":"you","start":1384.245,"end":1384.745,"confidence":0.2570466,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.08341716974973679},{"word":"know","start":1385.205,"end":1385.5249,"confidence":0.92377394,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.09657636284828186},{"word":"like","start":1385.5249,"end":1385.845,"confidence":0.95604604,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.092692069709301},{"word":"how","start":1385.845,"end":1386.245,"confidence":0.99087816,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.10746940970420836},{"word":"great","start":1386.245,"end":1386.565,"confidence":0.54515094,"punctuated_word":"great","sentiment":"neutral","sentiment_score":-0.1603185087442398},{"word":"a","start":1386.565,"end":1386.645,"confidence":0.90704274,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15244895219802856},{"word":"risk","start":1386.645,"end":1386.885,"confidence":0.9990319,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.0966760516166687},{"word":"are","start":1386.885,"end":1387.125,"confidence":0.96078026,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.14722387492656708},{"word":"they","start":1387.125,"end":1387.625,"confidence":0.8609246,"punctuated_word":"they?","sentiment":"neutral","sentiment_score":-0.08175516128540039},{"word":"impact","start":1413.255,"end":1413.755,"confidence":0.68655753,"punctuated_word":"Impact.","sentiment":"neutral","sentiment_score":0.01158907264471054},{"word":"yes","start":1414.5349,"end":1415.0349,"confidence":0.8166692,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.034537479281425476},{"word":"yeah","start":1440.025,"end":1440.525,"confidence":0.89232516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.009169701486825945},{"word":"yeah","start":1441.625,"end":1442.125,"confidence":0.81932986,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02691200003027916},{"word":"alright","start":1465.245,"end":1465.745,"confidence":0.9859103,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.17780499160289764},{"word":"okay","start":1504.755,"end":1505.255,"confidence":0.9407769,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.31030696630477905},{"word":"yep","start":1518.46,"end":1518.96,"confidence":0.73958236,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.23030070960521695},{"word":"yep","start":1519.2599,"end":1519.7599,"confidence":0.92210996,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19904887676239016},{"word":"mhmm","start":1552.0549,"end":1552.5549,"confidence":0.9275397,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.03616543859243393},{"word":"mhmm","start":1554.375,"end":1554.455,"confidence":0.881135,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0514746755361557},{"word":"okay","start":1554.455,"end":1554.955,"confidence":0.92409813,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13676513731479645},{"word":"yeah","start":1566.7,"end":1567.2,"confidence":0.8212298,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00853368267416954},{"word":"yeah","start":1567.6599,"end":1567.98,"confidence":0.9901266,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.008288031443953514},{"word":"yeah","start":1567.98,"end":1568.48,"confidence":0.99745685,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01691724732518196},{"word":"yeah","start":1570.86,"end":1571.36,"confidence":0.9590299,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0011695344001054764},{"word":"no","start":1571.5,"end":1571.82,"confidence":0.9837252,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.03721321374177933},{"word":"i","start":1571.82,"end":1571.98,"confidence":0.99637336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.028616955503821373},{"word":"appreciate","start":1571.98,"end":1572.46,"confidence":0.9979892,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.6330101490020752},{"word":"that","start":1572.46,"end":1572.62,"confidence":0.9938286,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6229760050773621},{"word":"advice","start":1572.62,"end":1573.12,"confidence":0.9901593,"punctuated_word":"advice.","sentiment":"positive","sentiment_score":0.5841851234436035},{"word":"that's","start":1573.205,"end":1573.285,"confidence":0.964126,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.8171161413192749},{"word":"awesome","start":1573.285,"end":1573.525,"confidence":0.9968864,"punctuated_word":"awesome.","sentiment":"positive","sentiment_score":0.8223171830177307},{"word":"i","start":1573.525,"end":1573.765,"confidence":0.9957729,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5546694397926331},{"word":"i","start":1573.765,"end":1574.005,"confidence":0.67481977,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6001310348510742},{"word":"put","start":1574.005,"end":1574.245,"confidence":0.9774219,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.6013159155845642},{"word":"my","start":1574.245,"end":1574.405,"confidence":0.9554998,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.6118653416633606},{"word":"full","start":1574.405,"end":1574.645,"confidence":0.99539536,"punctuated_word":"full","sentiment":"positive","sentiment_score":0.6841108202934265},{"word":"faith","start":1574.645,"end":1574.885,"confidence":0.9909855,"punctuated_word":"faith","sentiment":"positive","sentiment_score":0.5957388877868652},{"word":"in","start":1574.885,"end":1575.045,"confidence":0.9983766,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.6838836669921875},{"word":"you","start":1575.045,"end":1575.285,"confidence":0.7385876,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6233586072921753},{"word":"and","start":1575.285,"end":1575.525,"confidence":0.8215842,"punctuated_word":"And,","sentiment":"positive","sentiment_score":0.4069392681121826},{"word":"yeah","start":1575.525,"end":1576.025,"confidence":0.9814584,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.4770128726959229},{"word":"it","start":1576.325,"end":1576.445,"confidence":0.63045186,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.47690656781196594},{"word":"that's","start":1576.565,"end":1576.805,"confidence":0.901863,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4481663703918457},{"word":"just","start":1576.805,"end":1577.045,"confidence":0.9756246,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.35599833726882935},{"word":"reassured","start":1577.045,"end":1577.525,"confidence":0.99341947,"punctuated_word":"reassured","sentiment":"positive","sentiment_score":0.7141599059104919},{"word":"me","start":1577.525,"end":1578.005,"confidence":0.9757843,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.07894274592399597},{"word":"you","start":1578.005,"end":1578.165,"confidence":0.99874157,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06325767189264297},{"word":"know","start":1578.165,"end":1578.405,"confidence":0.999048,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08561953902244568},{"word":"that","start":1578.405,"end":1578.905,"confidence":0.9835728,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08100875467061996},{"word":"to","start":1580.165,"end":1580.405,"confidence":0.4810014,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07784424722194672},{"word":"to","start":1580.405,"end":1580.645,"confidence":0.97115874,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10101670026779176},{"word":"oh","start":1580.805,"end":1580.885,"confidence":0.9356922,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.12893536686897278},{"word":"i'm","start":1580.885,"end":1581.045,"confidence":0.99780667,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.12825427949428558},{"word":"not","start":1581.045,"end":1581.205,"confidence":0.99782014,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.0923907607793808},{"word":"being","start":1581.205,"end":1581.605,"confidence":0.99837375,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.06244899332523346},{"word":"greedy","start":1581.605,"end":1582.085,"confidence":0.98961204,"punctuated_word":"greedy.","sentiment":"neutral","sentiment_score":0.051908235996961594},{"word":"it's","start":1582.085,"end":1582.325,"confidence":0.99919975,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.08702276647090912},{"word":"just","start":1582.325,"end":1582.645,"confidence":0.9961677,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.008758270181715488},{"word":"often","start":1582.645,"end":1582.965,"confidence":0.9903216,"punctuated_word":"often","sentiment":"neutral","sentiment_score":-0.05684982240200043},{"word":"that","start":1582.965,"end":1583.205,"confidence":0.9180435,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06333477050065994},{"word":"i","start":1583.205,"end":1583.285,"confidence":0.99826694,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.050866976380348206},{"word":"hear","start":1583.285,"end":1583.445,"confidence":0.98791116,"punctuated_word":"hear,","sentiment":"neutral","sentiment_score":-0.061952464282512665},{"word":"you","start":1583.445,"end":1583.685,"confidence":0.9989505,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.059503719210624695},{"word":"know","start":1583.685,"end":1583.925,"confidence":0.99894726,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.03323930501937866},{"word":"work","start":1583.925,"end":1584.165,"confidence":0.91127,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.024359269067645073},{"word":"colleagues","start":1584.165,"end":1584.565,"confidence":0.99876827,"punctuated_word":"colleagues","sentiment":"neutral","sentiment_score":-0.02088220790028572},{"word":"and","start":1584.565,"end":1584.805,"confidence":0.73888427,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02757357992231846},{"word":"that","start":1584.805,"end":1584.885,"confidence":0.76205844,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.034813955426216125},{"word":"you","start":1584.885,"end":1585.045,"confidence":0.98374224,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03651133179664612},{"word":"know","start":1585.045,"end":1585.285,"confidence":0.9831977,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.032743439078330994},{"word":"say","start":1585.285,"end":1585.445,"confidence":0.688158,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.02447004616260529},{"word":"they're","start":1585.445,"end":1585.685,"confidence":0.9751893,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.030687283724546432},{"word":"in","start":1585.685,"end":1585.765,"confidence":0.9966383,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03418778255581856},{"word":"a","start":1585.765,"end":1585.845,"confidence":0.89959335,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03989296406507492},{"word":"high","start":1585.845,"end":1586.085,"confidence":0.98773044,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.0353926345705986},{"word":"growth","start":1586.085,"end":1586.485,"confidence":0.88726324,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.035460155457258224},{"word":"fund","start":1586.485,"end":1586.885,"confidence":0.9487363,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":-0.04183853790163994},{"word":"and","start":1586.885,"end":1587.36,"confidence":0.77712405,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.04043076932430267},{"word":"you","start":1587.44,"end":1587.52,"confidence":0.9998553,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.057928428053855896},{"word":"know","start":1587.52,"end":1587.76,"confidence":0.99940884,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.04435661435127258},{"word":"they're","start":1587.76,"end":1587.92,"confidence":0.9961435,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.046797167509794235},{"word":"killing","start":1587.92,"end":1588.32,"confidence":0.99586666,"punctuated_word":"killing","sentiment":"neutral","sentiment_score":-0.14459964632987976},{"word":"it","start":1588.32,"end":1588.5599,"confidence":0.96852195,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.15269064903259277},{"word":"at","start":1588.5599,"end":1588.7999,"confidence":0.5790328,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.17449043691158295},{"word":"the","start":1588.7999,"end":1588.96,"confidence":0.9217593,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16749654710292816},{"word":"moment","start":1588.96,"end":1589.2,"confidence":0.7144044,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.1291601061820984},{"word":"and","start":1589.2,"end":1589.36,"confidence":0.9985526,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08282813429832458},{"word":"it's","start":1589.36,"end":1589.52,"confidence":0.83504343,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.08545462787151337},{"word":"just","start":1589.52,"end":1589.6799,"confidence":0.9897899,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.062179986387491226},{"word":"like","start":1589.6799,"end":1589.84,"confidence":0.56074804,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0562766008079052},{"word":"oh","start":1589.84,"end":1590.34,"confidence":0.45279145,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.07409623265266418},{"word":"you","start":1590.72,"end":1590.88,"confidence":0.9452464,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06786224246025085},{"word":"know","start":1590.88,"end":1591.2,"confidence":0.7988062,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.06228019297122955},{"word":"and","start":1591.2,"end":1591.44,"confidence":0.99932635,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0332183912396431},{"word":"as","start":1591.44,"end":1591.6,"confidence":0.95628744,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.05152547359466553},{"word":"i","start":1591.6,"end":1591.6799,"confidence":0.99552333,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.031430087983608246},{"word":"said","start":1591.6799,"end":1591.92,"confidence":0.9527493,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.019304808229207993},{"word":"i've","start":1591.92,"end":1592.16,"confidence":0.99962425,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.06453341245651245},{"word":"never","start":1592.16,"end":1592.4,"confidence":0.99973184,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.07339359074831009},{"word":"been","start":1592.4,"end":1592.9,"confidence":0.99750215,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.06823591887950897},{"word":"a","start":1593.28,"end":1593.36,"confidence":0.998555,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07431966066360474},{"word":"risk","start":1593.36,"end":1593.6,"confidence":0.9998134,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.09787361323833466},{"word":"taker","start":1593.6,"end":1593.92,"confidence":0.9994389,"punctuated_word":"taker","sentiment":"neutral","sentiment_score":-0.0862559825181961},{"word":"or","start":1593.92,"end":1594.08,"confidence":0.9964379,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.09789621084928513},{"word":"whatever","start":1594.08,"end":1594.4,"confidence":0.8253242,"punctuated_word":"whatever.","sentiment":"neutral","sentiment_score":-0.08313343673944473},{"word":"so","start":1594.4,"end":1594.88,"confidence":0.9991825,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03901832550764084},{"word":"that's","start":1594.88,"end":1595.12,"confidence":0.91578305,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.03740148246288299},{"word":"why","start":1595.12,"end":1595.28,"confidence":0.97188425,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.025397446006536484},{"word":"i","start":1595.28,"end":1595.36,"confidence":0.99898666,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.039063457399606705},{"word":"just","start":1595.36,"end":1595.52,"confidence":0.99675673,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.036094002425670624},{"word":"put","start":1595.52,"end":1595.6799,"confidence":0.99925643,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.04541879892349243},{"word":"the","start":1595.6799,"end":1595.76,"confidence":0.9947402,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03421908617019653},{"word":"question","start":1595.76,"end":1596.08,"confidence":0.99930286,"punctuated_word":"question","sentiment":"neutral","sentiment_score":-0.031578220427036285},{"word":"to","start":1596.08,"end":1596.24,"confidence":0.99753916,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05694534257054329},{"word":"you","start":1596.24,"end":1596.32,"confidence":0.85120356,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.0455140583217144},{"word":"and","start":1596.32,"end":1596.5599,"confidence":0.9855801,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04695809632539749},{"word":"i","start":1596.5599,"end":1596.64,"confidence":0.76098555,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05549895763397217},{"word":"don't","start":1596.64,"end":1596.7999,"confidence":0.97564507,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.05859389156103134},{"word":"expect","start":1596.7999,"end":1597.2,"confidence":0.93761104,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.06211637705564499},{"word":"you","start":1597.2,"end":1597.36,"confidence":0.99775535,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.062090788036584854},{"word":"to","start":1597.36,"end":1597.6,"confidence":0.99297214,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.003139689564704895},{"word":"to","start":1597.6,"end":1597.84,"confidence":0.8924205,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.004422619938850403},{"word":"answer","start":1597.84,"end":1598.32,"confidence":0.94940454,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":-0.002201126888394356},{"word":"answer","start":1598.32,"end":1598.82,"confidence":0.5369649,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":-0.0018923934549093249},{"word":"because","start":1598.96,"end":1599.2,"confidence":0.7727911,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.004883017390966415},{"word":"you","start":1599.2,"end":1599.28,"confidence":0.9989207,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0033435672521591187},{"word":"don't","start":1599.28,"end":1599.6,"confidence":0.9936354,"punctuated_word":"don't,","sentiment":"neutral","sentiment_score":-0.00221243966370821},{"word":"i","start":1599.6,"end":1599.6799,"confidence":0.99990106,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.006655853241682053},{"word":"guess","start":1599.6799,"end":1600.0,"confidence":0.99906707,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":-0.004868730902671814},{"word":"really","start":1600.0,"end":1600.32,"confidence":0.99625236,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.011757448315620422},{"word":"know","start":1600.32,"end":1600.48,"confidence":0.99708384,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.00906660221517086},{"word":"me","start":1600.48,"end":1600.5599,"confidence":0.8456737,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.0024408912286162376},{"word":"but","start":1600.5599,"end":1600.72,"confidence":0.9625744,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.006103323772549629},{"word":"you","start":1600.72,"end":1600.7999,"confidence":0.99904054,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0069968122988939285},{"word":"know","start":1600.7999,"end":1600.96,"confidence":0.998577,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.001773422583937645},{"word":"me","start":1600.96,"end":1601.12,"confidence":0.9988403,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.010843871161341667},{"word":"through","start":1601.12,"end":1601.28,"confidence":0.9951314,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.01566966250538826},{"word":"our","start":1601.28,"end":1601.44,"confidence":0.8356354,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.009654143825173378},{"word":"conversation","start":1601.44,"end":1601.92,"confidence":0.92237383,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.04202979430556297},{"word":"as","start":1601.92,"end":1602.08,"confidence":0.7183006,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04953941702842712},{"word":"you","start":1602.08,"end":1602.24,"confidence":0.99666554,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06184949725866318},{"word":"had","start":1602.24,"end":1602.4,"confidence":0.51574105,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.04963104426860809},{"word":"just","start":1602.4,"end":1602.64,"confidence":0.99794275,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04461045563220978},{"word":"said","start":1602.64,"end":1602.88,"confidence":0.97872293,"punctuated_word":"said.","sentiment":"neutral","sentiment_score":0.04551348090171814},{"word":"so","start":1602.88,"end":1603.215,"confidence":0.99935764,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21122342348098755},{"word":"thank","start":1603.5349,"end":1603.695,"confidence":0.9994898,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.3766186535358429},{"word":"you","start":1603.695,"end":1603.855,"confidence":0.9981786,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2941177785396576},{"word":"i","start":1603.855,"end":1604.255,"confidence":0.9984181,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1805218011140823},{"word":"appreciate","start":1604.255,"end":1604.755,"confidence":0.99949265,"punctuated_word":"appreciate","sentiment":"neutral","sentiment_score":0.27325719594955444},{"word":"you","start":1605.9349,"end":1606.1749,"confidence":0.87532014,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5712358355522156},{"word":"reassuring","start":1606.1749,"end":1606.6749,"confidence":0.98220557,"punctuated_word":"reassuring","sentiment":"positive","sentiment_score":0.4437034130096435},{"word":"me","start":1606.735,"end":1606.975,"confidence":0.99883693,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.4960622489452362},{"word":"like","start":1606.975,"end":1607.135,"confidence":0.9925136,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.5526875853538513},{"word":"that","start":1607.135,"end":1607.635,"confidence":0.9996741,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.39659014344215393},{"word":"thanks","start":1615.775,"end":1616.1749,"confidence":0.9741276,"punctuated_word":"Thanks,","sentiment":"neutral","sentiment_score":0.155074805021286},{"word":"dana","start":1616.1749,"end":1616.55,"confidence":0.7890577,"punctuated_word":"Dana.","sentiment":"neutral","sentiment_score":0.18908727169036865},{"word":"dana","start":1616.63,"end":1617.13,"confidence":0.6489975,"punctuated_word":"Dana.","sentiment":"neutral","sentiment_score":0.16526207327842712},{"word":"cool","start":1618.55,"end":1619.05,"confidence":0.8151303,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.08744604885578156},{"word":"yeah","start":1624.87,"end":1625.37,"confidence":0.9364365,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.014980796724557877},{"word":"yep","start":1630.31,"end":1630.755,"confidence":0.7426402,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0048251887783408165},{"word":"yeah","start":1636.595,"end":1637.095,"confidence":0.96507615,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0013684667646884918},{"word":"uh-huh","start":1651.62,"end":1652.12,"confidence":0.9416882,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.02936929278075695},{"word":"uh-huh","start":1661.775,"end":1662.275,"confidence":0.90843594,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.04059586301445961},{"word":"okay","start":1662.3351,"end":1662.735,"confidence":0.9898994,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1014007180929184},{"word":"yeah","start":1662.735,"end":1663.135,"confidence":0.99676764,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18838872015476227},{"word":"cool","start":1663.135,"end":1663.535,"confidence":0.9992311,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.5792009830474854},{"word":"no","start":1663.535,"end":1663.6951,"confidence":0.99840444,"punctuated_word":"No","sentiment":"positive","sentiment_score":0.380149245262146},{"word":"worries","start":1663.6951,"end":1664.1951,"confidence":0.9992443,"punctuated_word":"worries.","sentiment":"positive","sentiment_score":0.411561131477356},{"word":"mhmm","start":1675.23,"end":1675.73,"confidence":0.8698981,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.026661818847060204},{"word":"yeah","start":1684.855,"end":1685.1749,"confidence":0.82422364,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02157730795443058},{"word":"yeah","start":1685.1749,"end":1685.4149,"confidence":0.9890419,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03708101809024811},{"word":"sure","start":1685.4149,"end":1685.9149,"confidence":0.9636193,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.04825995862483978},{"word":"oh","start":1689.6549,"end":1689.975,"confidence":0.81712604,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.05137404054403305},{"word":"that's","start":1689.975,"end":1690.2949,"confidence":0.99810416,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08065013587474823},{"word":"fine","start":1690.2949,"end":1690.7949,"confidence":0.9586755,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.15037664771080017},{"word":"yeah","start":1692.135,"end":1692.5349,"confidence":0.9647581,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05941391736268997},{"word":"yeah","start":1692.5349,"end":1693.0349,"confidence":0.9673816,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06584528833627701},{"word":"yeah","start":1693.1749,"end":1693.35,"confidence":0.8751247,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08507880568504333},{"word":"absolutely","start":1693.59,"end":1694.09,"confidence":0.9594785,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.18553465604782104},{"word":"yep","start":1698.07,"end":1698.57,"confidence":0.99698466,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12666675448417664},{"word":"yep","start":1714.2051,"end":1714.7051,"confidence":0.98906094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1463531106710434},{"word":"okay","start":1717.4851,"end":1717.9851,"confidence":0.999554,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06447041779756546},{"word":"yeah","start":1727.64,"end":1728.14,"confidence":0.7878578,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07746347784996033},{"word":"right","start":1739.115,"end":1739.615,"confidence":0.92992496,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.03820004314184189},{"word":"okay","start":1742.875,"end":1743.375,"confidence":0.99840426,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.000046766363084316254},{"word":"yeah","start":1750.25,"end":1750.75,"confidence":0.920056,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0015479214489459991},{"word":"mhmm","start":1753.13,"end":1753.63,"confidence":0.9675256,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.01640244945883751},{"word":"yeah","start":1753.93,"end":1754.43,"confidence":0.9328873,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0708313062787056},{"word":"okay","start":1763.095,"end":1763.595,"confidence":0.9736036,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06362638622522354},{"word":"yep","start":1768.5349,"end":1769.0349,"confidence":0.9473709,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06807246059179306},{"word":"oh","start":1771.015,"end":1771.095,"confidence":0.8773133,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.01301586627960205},{"word":"i","start":1771.095,"end":1771.1749,"confidence":0.7870892,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.030247163027524948},{"word":"don't","start":1771.1749,"end":1771.335,"confidence":0.99227667,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.050568412989377975},{"word":"know","start":1771.335,"end":1771.59,"confidence":0.9797507,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.06006668880581856},{"word":"about","start":1772.87,"end":1773.19,"confidence":0.8985812,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.03039216808974743},{"word":"that","start":1773.19,"end":1773.51,"confidence":0.99637586,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.04465241730213165},{"word":"she's","start":1773.51,"end":1773.83,"confidence":0.9488069,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":-0.027683530002832413},{"word":"younger","start":1773.83,"end":1774.15,"confidence":0.84138894,"punctuated_word":"younger.","sentiment":"neutral","sentiment_score":-0.031128395348787308},{"word":"she'll","start":1774.15,"end":1774.47,"confidence":0.7748747,"punctuated_word":"She'll","sentiment":"neutral","sentiment_score":-0.009268604218959808},{"word":"be","start":1774.47,"end":1774.63,"confidence":0.79346913,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.015432003885507584},{"word":"wanna","start":1774.71,"end":1774.95,"confidence":0.93548447,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.00400272011756897},{"word":"retire","start":1774.95,"end":1775.35,"confidence":0.9617622,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.0046642012894153595},{"word":"at","start":1775.35,"end":1775.4299,"confidence":0.6381416,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.006557554006576538},{"word":"the","start":1775.4299,"end":1775.51,"confidence":0.99809426,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0022789426147937775},{"word":"same","start":1775.51,"end":1775.75,"confidence":0.9979845,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.007621435448527336},{"word":"age","start":1775.75,"end":1776.07,"confidence":0.99884856,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.023293908685445786},{"word":"as","start":1776.07,"end":1776.15,"confidence":0.9960408,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.008141253143548965},{"word":"me","start":1776.15,"end":1776.65,"confidence":0.7746149,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.004449270665645599},{"word":"i'm","start":1776.71,"end":1777.0299,"confidence":0.99147534,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.040781982243061066},{"word":"sure","start":1777.0299,"end":1777.5299,"confidence":0.9974248,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.05963355675339699},{"word":"yes","start":1790.375,"end":1790.875,"confidence":0.9061056,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06906260550022125},{"word":"cool","start":1810.02,"end":1810.52,"confidence":0.8049482,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.17737364768981934},{"word":"yeah","start":1811.14,"end":1811.64,"confidence":0.84969884,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0461227148771286},{"word":"yeah","start":1811.78,"end":1811.94,"confidence":0.9871584,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03167113661766052},{"word":"yeah","start":1811.94,"end":1812.18,"confidence":0.9827396,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029109273105859756},{"word":"yeah","start":1812.18,"end":1812.42,"confidence":0.955744,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05915491282939911},{"word":"cool","start":1812.42,"end":1812.92,"confidence":0.8574941,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.12494179606437684},{"word":"oh","start":1829.845,"end":1830.085,"confidence":0.8649493,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.039925917983055115},{"word":"sure","start":1830.085,"end":1830.485,"confidence":0.96262044,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.048160191625356674},{"word":"yeah","start":1830.485,"end":1830.725,"confidence":0.8016243,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03133951127529144},{"word":"yeah","start":1830.725,"end":1830.965,"confidence":0.8454009,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03211486339569092},{"word":"of","start":1830.965,"end":1831.125,"confidence":0.9778578,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":0.03663133829832077},{"word":"course","start":1831.125,"end":1831.41,"confidence":0.9989016,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":0.06753078103065491},{"word":"yep","start":1831.89,"end":1832.39,"confidence":0.80987275,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07169953733682632},{"word":"yes","start":1851.815,"end":1852.315,"confidence":0.8687618,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07634526491165161},{"word":"i'm","start":1861.35,"end":1861.43,"confidence":0.7213576,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.18190142512321472},{"word":"surprised","start":1861.43,"end":1861.93,"confidence":0.9935021,"punctuated_word":"surprised","sentiment":"neutral","sentiment_score":-0.07824909687042236},{"word":"if","start":1861.99,"end":1862.07,"confidence":0.81536597,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1440834105014801},{"word":"i","start":1862.07,"end":1862.15,"confidence":0.98828053,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17416620254516602},{"word":"get","start":1862.15,"end":1862.39,"confidence":0.95984876,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2640303075313568},{"word":"there","start":1862.39,"end":1862.89,"confidence":0.7426255,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.23914459347724917},{"word":"well","start":1864.47,"end":1864.79,"confidence":0.8038633,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.06429807841777802},{"word":"you","start":1864.79,"end":1864.87,"confidence":0.99878246,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07008443772792816},{"word":"never","start":1864.87,"end":1865.19,"confidence":0.9033245,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.09820710867643356},{"word":"know","start":1865.19,"end":1865.69,"confidence":0.9994441,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.06343751400709152},{"word":"thank","start":1866.55,"end":1866.87,"confidence":0.5837166,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.4861238896846771},{"word":"you","start":1866.87,"end":1867.19,"confidence":0.9947397,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.43161940574646},{"word":"thank","start":1867.19,"end":1867.51,"confidence":0.99603575,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.3907700479030609},{"word":"you","start":1867.51,"end":1868.01,"confidence":0.99950594,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.36438196897506714},{"word":"actually","start":1868.23,"end":1868.73,"confidence":0.8099911,"punctuated_word":"Actually,","sentiment":"neutral","sentiment_score":-0.022275149822235107},{"word":"actually","start":1868.79,"end":1869.27,"confidence":0.72000897,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":-0.0761193186044693},{"word":"my","start":1869.27,"end":1869.43,"confidence":0.9995801,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08093516528606415},{"word":"wife's","start":1869.43,"end":1869.765,"confidence":0.99564195,"punctuated_word":"wife's","sentiment":"neutral","sentiment_score":-0.09399491548538208},{"word":"father","start":1870.165,"end":1870.485,"confidence":0.798529,"punctuated_word":"father,","sentiment":"neutral","sentiment_score":-0.09768560528755188},{"word":"he","start":1870.485,"end":1870.645,"confidence":0.7484556,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.11368632316589355},{"word":"just","start":1870.645,"end":1870.805,"confidence":0.97082496,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2064957618713379},{"word":"passed","start":1870.805,"end":1871.045,"confidence":0.9830031,"punctuated_word":"passed","sentiment":"neutral","sentiment_score":-0.13340075314044952},{"word":"away","start":1871.045,"end":1871.285,"confidence":0.8913891,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":-0.0343475267291069},{"word":"he","start":1871.285,"end":1871.4451,"confidence":0.9992907,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.020497143268585205},{"word":"was","start":1871.4451,"end":1871.605,"confidence":0.9985876,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.007574785500764847},{"word":"98","start":1871.605,"end":1872.245,"confidence":0.9285313,"punctuated_word":"98.","sentiment":"neutral","sentiment_score":0.016031473875045776},{"word":"so","start":1872.245,"end":1872.745,"confidence":0.99892956,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02335222065448761},{"word":"and","start":1873.125,"end":1873.285,"confidence":0.99784124,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.029876554384827617},{"word":"living","start":1873.285,"end":1873.765,"confidence":0.9992811,"punctuated_word":"living","sentiment":"neutral","sentiment_score":0.04567533731460571},{"word":"and","start":1873.765,"end":1874.005,"confidence":0.8361339,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2441658079624176},{"word":"living","start":1874.005,"end":1874.3251,"confidence":0.9986821,"punctuated_word":"living","sentiment":"positive","sentiment_score":0.40679946541786194},{"word":"by","start":1874.3251,"end":1874.485,"confidence":0.9981988,"punctuated_word":"by","sentiment":"positive","sentiment_score":0.4614529609680176},{"word":"himself","start":1874.485,"end":1874.885,"confidence":0.9990231,"punctuated_word":"himself","sentiment":"positive","sentiment_score":0.48567554354667664},{"word":"at","start":1874.885,"end":1874.965,"confidence":0.99586606,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4426940977573395},{"word":"home","start":1874.965,"end":1875.205,"confidence":0.9998802,"punctuated_word":"home","sentiment":"positive","sentiment_score":0.4567236304283142},{"word":"and","start":1875.205,"end":1875.365,"confidence":0.97682583,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.33931857347488403},{"word":"everything","start":1875.365,"end":1875.765,"confidence":0.99977046,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.6131226420402527},{"word":"like","start":1875.765,"end":1875.885,"confidence":0.47730365,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.5684813261032104},{"word":"in","start":1876.005,"end":1876.245,"confidence":0.67220706,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4248983860015869},{"word":"perfect","start":1876.245,"end":1876.645,"confidence":0.9816357,"punctuated_word":"perfect","sentiment":"positive","sentiment_score":0.598449170589447},{"word":"health","start":1876.645,"end":1876.965,"confidence":0.9373003,"punctuated_word":"health.","sentiment":"positive","sentiment_score":0.473275363445282},{"word":"so","start":1876.965,"end":1877.285,"confidence":0.89612615,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.8057283759117126},{"word":"oh","start":1884.6799,"end":1885.1799,"confidence":0.9391705,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.012981574051082134},{"word":"wow","start":1889.7999,"end":1890.0399,"confidence":0.96298873,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":0.07092121243476868},{"word":"alright","start":1890.0399,"end":1890.5399,"confidence":0.6994618,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.028066515922546387},{"word":"no","start":1896.12,"end":1896.36,"confidence":0.8318738,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06093360483646393},{"word":"not","start":1896.36,"end":1896.86,"confidence":0.62341595,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.06044948101043701},{"word":"yeah","start":1903.155,"end":1903.655,"confidence":0.6800811,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04960985481739044},{"word":"yeah","start":1908.035,"end":1908.355,"confidence":0.7470427,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1872477829456329},{"word":"it's","start":1908.355,"end":1908.675,"confidence":0.8159725,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5541932582855225},{"word":"incredible","start":1908.675,"end":1909.175,"confidence":0.9993929,"punctuated_word":"incredible.","sentiment":"positive","sentiment_score":0.6339737772941589},{"word":"yeah","start":1910.035,"end":1910.535,"confidence":0.78092223,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.29062360525131226},{"word":"yes","start":1918.21,"end":1918.71,"confidence":0.7895627,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1806006282567978},{"word":"yeah","start":1923.09,"end":1923.41,"confidence":0.9693359,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.25457531213760376},{"word":"awesome","start":1923.41,"end":1923.91,"confidence":0.9722096,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.5324159860610962},{"word":"incredible","start":1923.97,"end":1924.47,"confidence":0.99942315,"punctuated_word":"Incredible.","sentiment":"positive","sentiment_score":0.5447118282318115},{"word":"yeah","start":1924.93,"end":1925.43,"confidence":0.9957973,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.35810887813568115},{"word":"100%","start":1929.2351,"end":1930.035,"confidence":0.80681634,"punctuated_word":"100%.","sentiment":"neutral","sentiment_score":0.2221836298704147},{"word":"yeah","start":1930.035,"end":1930.435,"confidence":0.99792844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16841182112693787},{"word":"yeah","start":1930.435,"end":1930.755,"confidence":0.98737895,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15995261073112488},{"word":"and","start":1930.755,"end":1930.8351,"confidence":0.6731998,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.172296404838562},{"word":"like","start":1930.8351,"end":1930.9551,"confidence":0.94124544,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1927209794521332},{"word":"i","start":1930.9551,"end":1931.0751,"confidence":0.5383023,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16435781121253967},{"word":"mean","start":1931.0751,"end":1931.2351,"confidence":0.99670005,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.1817789375782013},{"word":"we","start":1931.2351,"end":1931.395,"confidence":0.9972275,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17760737240314484},{"word":"never","start":1931.395,"end":1931.555,"confidence":0.99781054,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.1043914407491684},{"word":"wanna","start":1931.555,"end":1931.795,"confidence":0.72807336,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.08695913851261139},{"word":"see","start":1931.795,"end":1932.035,"confidence":0.9817297,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.022579289972782135},{"word":"a","start":1932.035,"end":1932.115,"confidence":0.8249477,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.00616639107465744},{"word":"loved","start":1932.115,"end":1932.275,"confidence":0.9977133,"punctuated_word":"loved","sentiment":"neutral","sentiment_score":-0.08070260286331177},{"word":"one","start":1932.275,"end":1932.515,"confidence":0.99505615,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.017940029501914978},{"word":"pass","start":1932.515,"end":1932.755,"confidence":0.96048874,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.04491020739078522},{"word":"away","start":1932.755,"end":1932.915,"confidence":0.99511,"punctuated_word":"away","sentiment":"neutral","sentiment_score":0.030787020921707153},{"word":"or","start":1932.915,"end":1933.0751,"confidence":0.9974994,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.12326020747423172},{"word":"anything","start":1933.0751,"end":1933.4751,"confidence":0.7565701,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.12639307975769043},{"word":"but","start":1933.4751,"end":1933.635,"confidence":0.84077,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.11904621124267578},{"word":"yeah","start":1933.635,"end":1933.875,"confidence":0.94769573,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.12205903232097626},{"word":"you","start":1933.875,"end":1934.035,"confidence":0.9744863,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10027801990509032},{"word":"know","start":1934.035,"end":1934.535,"confidence":0.990772,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.09807073324918748},{"word":"it's","start":1934.675,"end":1934.915,"confidence":0.8387119,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.14157310128211975},{"word":"it's","start":1934.915,"end":1935.415,"confidence":0.797472,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.2143675684928894},{"word":"yeah","start":1935.7151,"end":1935.9551,"confidence":0.9261285,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.31538406014442444},{"word":"it's","start":1935.9551,"end":1936.435,"confidence":0.94102144,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.35709530115127563},{"word":"it's","start":1936.435,"end":1936.515,"confidence":0.9603243,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.4389166235923767},{"word":"comforting","start":1936.515,"end":1937.015,"confidence":0.70979726,"punctuated_word":"comforting","sentiment":"positive","sentiment_score":0.4502105116844177},{"word":"to","start":1937.0751,"end":1937.2351,"confidence":0.9997173,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4945332407951355},{"word":"know","start":1937.2351,"end":1937.395,"confidence":0.99976164,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.4717139005661011},{"word":"that","start":1937.395,"end":1937.4751,"confidence":0.9857274,"punctuated_word":"that,","sentiment":"positive","sentiment_score":0.3958030641078949},{"word":"you","start":1937.4751,"end":1937.635,"confidence":0.998865,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35460248589515686},{"word":"know","start":1937.635,"end":1937.795,"confidence":0.9998255,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.3774838149547577},{"word":"they","start":1937.795,"end":1937.9551,"confidence":0.979167,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.3652629256248474},{"word":"had","start":1937.9551,"end":1938.115,"confidence":0.9975357,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.44229012727737427},{"word":"a","start":1938.115,"end":1938.1951,"confidence":0.9996024,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3837769031524658},{"word":"very","start":1938.1951,"end":1938.435,"confidence":0.9995598,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.3777862787246704},{"word":"fulfilled","start":1938.435,"end":1938.935,"confidence":0.9971654,"punctuated_word":"fulfilled","sentiment":"neutral","sentiment_score":0.32966816425323486},{"word":"life","start":1938.995,"end":1939.38,"confidence":0.8130759,"punctuated_word":"life.","sentiment":"positive","sentiment_score":0.333559513092041},{"word":"you","start":1939.38,"end":1939.86,"confidence":0.9977804,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1628302037715912},{"word":"know","start":1939.86,"end":1940.34,"confidence":0.7567971,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.17010274529457092},{"word":"right","start":1940.34,"end":1940.84,"confidence":0.7439581,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.11004115641117096},{"word":"and","start":1941.22,"end":1941.46,"confidence":0.6639905,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07749839127063751},{"word":"extended","start":1941.46,"end":1941.9401,"confidence":0.7813914,"punctuated_word":"extended.","sentiment":"neutral","sentiment_score":0.1006731241941452},{"word":"yeah","start":1941.9401,"end":1942.18,"confidence":0.9826124,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.037778206169605255},{"word":"as","start":1942.18,"end":1942.34,"confidence":0.990877,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.029724936932325363},{"word":"i","start":1942.34,"end":1942.42,"confidence":0.9980432,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.016876574605703354},{"word":"said","start":1942.42,"end":1942.66,"confidence":0.9827751,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.03323134034872055},{"word":"i","start":1942.66,"end":1942.82,"confidence":0.9831897,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0048928894102573395},{"word":"i","start":1942.82,"end":1942.9,"confidence":0.78411555,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0012382008135318756},{"word":"can't","start":1942.9,"end":1943.14,"confidence":0.9978254,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.02076776511967182},{"word":"see","start":1943.14,"end":1943.3,"confidence":0.9965389,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.020099401473999023},{"word":"myself","start":1943.3,"end":1943.7,"confidence":0.99942845,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":-0.02587069198489189},{"word":"getting","start":1943.7,"end":1943.9401,"confidence":0.99970335,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.02977076917886734},{"word":"there","start":1943.9401,"end":1944.1,"confidence":0.9474437,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.007767621427774429},{"word":"but","start":1944.1,"end":1944.6,"confidence":0.99914074,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0007154941558837891},{"word":"you","start":1944.82,"end":1945.06,"confidence":0.99636745,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.025348450988531113},{"word":"never","start":1945.06,"end":1945.38,"confidence":0.988032,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.023680932819843292},{"word":"know","start":1945.38,"end":1945.88,"confidence":0.9994537,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.01630583591759205},{"word":"okay","start":1949.62,"end":1950.12,"confidence":0.93356335,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06872443854808807},{"word":"awesome","start":1951.54,"end":1952.04,"confidence":0.98612005,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.4997107982635498},{"word":"excellent","start":1953.825,"end":1954.3049,"confidence":0.99335265,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5121157765388489},{"word":"excellent","start":1954.3049,"end":1954.8049,"confidence":0.994964,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.4965374171733856},{"word":"thanks","start":1954.865,"end":1955.265,"confidence":0.86512566,"punctuated_word":"Thanks,","sentiment":"positive","sentiment_score":0.5120154023170471},{"word":"diana","start":1955.265,"end":1955.765,"confidence":0.8836092,"punctuated_word":"Diana.","sentiment":"neutral","sentiment_score":0.33199968934059143},{"word":"oh","start":1981.16,"end":1981.575,"confidence":0.66968894,"punctuated_word":"Oh.","sentiment":"neutral","sentiment_score":0.05705576390028},{"word":"yep","start":1993.4149,"end":1993.9149,"confidence":0.718419,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2808226943016052},{"word":"oh","start":2004.39,"end":2004.55,"confidence":0.75379854,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.04871866852045059},{"word":"wow","start":2004.55,"end":2004.95,"confidence":0.93368137,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":0.06113486737012863},{"word":"okay","start":2004.95,"end":2005.45,"confidence":0.97239244,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05959447845816612},{"word":"alright","start":2028.7999,"end":2029.2999,"confidence":0.8571006,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.14981013536453247},{"word":"yes","start":2056.91,"end":2057.41,"confidence":0.88718164,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.6350144147872925},{"word":"yeah","start":2067.5151,"end":2067.7551,"confidence":0.61814,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19114622473716736},{"word":"no","start":2067.7551,"end":2067.915,"confidence":0.8904268,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.16189125180244446},{"word":"definitely","start":2067.915,"end":2068.415,"confidence":0.984765,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.27052080631256104},{"word":"perfect","start":2076.1099,"end":2076.6099,"confidence":0.9183459,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.25854089856147766},{"word":"sounds","start":2077.63,"end":2078.0298,"confidence":0.9220746,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.7000758051872253},{"word":"great","start":2078.0298,"end":2078.3499,"confidence":0.96262443,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.6919397115707397},{"word":"yep","start":2078.3499,"end":2078.8499,"confidence":0.7745826,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.5192257761955261},{"word":"fantastic","start":2078.91,"end":2079.41,"confidence":0.9893215,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.7646408081054688},{"word":"okay","start":2093.835,"end":2094.335,"confidence":0.95799696,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.20481666922569275},{"word":"uh-huh","start":2103.3699,"end":2103.8699,"confidence":0.9238399,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.18123352527618408},{"word":"yes","start":2104.25,"end":2104.75,"confidence":0.8713032,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09932773560285568},{"word":"uh-huh","start":2116.905,"end":2117.405,"confidence":0.97439414,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":-0.00244891201145947},{"word":"yes","start":2137.5698,"end":2137.905,"confidence":0.96320957,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03344935551285744},{"word":"that's","start":2143.0251,"end":2143.345,"confidence":0.7334764,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.012482921592891216},{"word":"right","start":2143.345,"end":2143.665,"confidence":0.8240672,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.010566143319010736},{"word":"yep","start":2143.665,"end":2144.165,"confidence":0.99402845,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02713595330715179},{"word":"yeah","start":2145.905,"end":2146.305,"confidence":0.99863243,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02771138027310371},{"word":"yeah","start":2146.305,"end":2146.545,"confidence":0.9988725,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03630678355693817},{"word":"yeah","start":2146.545,"end":2146.785,"confidence":0.9975983,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.055790092796087265},{"word":"exactly","start":2146.785,"end":2147.285,"confidence":0.9958357,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.12935364246368408},{"word":"oh","start":2154.3198,"end":2154.5598,"confidence":0.7127253,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.03112836927175522},{"word":"you","start":2154.5598,"end":2154.72,"confidence":0.35481244,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02464999817311764},{"word":"did","start":2154.72,"end":2155.22,"confidence":0.8222276,"punctuated_word":"did.","sentiment":"neutral","sentiment_score":0.02540307864546776},{"word":"yeah","start":2157.44,"end":2157.94,"confidence":0.98379564,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.022584592923521996},{"word":"so","start":2171.795,"end":2172.035,"confidence":0.6834216,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04875116050243378},{"word":"you've","start":2172.035,"end":2172.515,"confidence":0.9947028,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.041365593671798706},{"word":"you've","start":2172.515,"end":2172.675,"confidence":0.9529031,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.04567413777112961},{"word":"got","start":2172.675,"end":2172.915,"confidence":0.9996351,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04375222325325012},{"word":"that","start":2172.915,"end":2173.415,"confidence":0.99954,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.029659396037459373},{"word":"in","start":2173.4749,"end":2173.795,"confidence":0.99922156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.000744398683309555},{"word":"the","start":2173.795,"end":2174.035,"confidence":0.99793494,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.005348682403564453},{"word":"recommendation","start":2174.035,"end":2174.535,"confidence":0.6728177,"punctuated_word":"recommendation.","sentiment":"neutral","sentiment_score":0.0016993312165141106},{"word":"it","start":2174.595,"end":2174.755,"confidence":0.97469157,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.06512929499149323},{"word":"hasn't","start":2174.755,"end":2174.9949,"confidence":0.9981593,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.06357589364051819},{"word":"come","start":2174.9949,"end":2175.075,"confidence":0.4792967,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.06531896442174911},{"word":"your","start":2175.2349,"end":2175.395,"confidence":0.984631,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.11993373185396194},{"word":"email","start":2175.395,"end":2175.555,"confidence":0.99797696,"punctuated_word":"email","sentiment":"neutral","sentiment_score":-0.0835568830370903},{"word":"hasn't","start":2175.555,"end":2175.875,"confidence":0.9032593,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.0771852508187294},{"word":"come","start":2175.875,"end":2175.9548,"confidence":0.9987165,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.07799221575260162},{"word":"through","start":2175.9548,"end":2176.115,"confidence":0.8653345,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.08708104491233826},{"word":"so","start":2176.115,"end":2176.275,"confidence":0.99961805,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0746646299958229},{"word":"i","start":2176.275,"end":2176.355,"confidence":0.9950394,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08633902668952942},{"word":"haven't","start":2176.355,"end":2176.515,"confidence":0.999804,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.06211420148611069},{"word":"been","start":2176.515,"end":2176.675,"confidence":0.99930716,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.06303354352712631},{"word":"able","start":2176.675,"end":2176.915,"confidence":0.9963935,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.05920016020536423},{"word":"to","start":2176.915,"end":2177.075,"confidence":0.9991849,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06811293959617615},{"word":"sort","start":2177.075,"end":2177.155,"confidence":0.96222883,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.07883280515670776},{"word":"of","start":2177.155,"end":2177.315,"confidence":0.9961868,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0717911645770073},{"word":"view","start":2177.315,"end":2177.4749,"confidence":0.98972684,"punctuated_word":"view","sentiment":"neutral","sentiment_score":-0.08731377869844437},{"word":"any","start":2177.4749,"end":2177.7148,"confidence":0.99917644,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.06167086958885193},{"word":"of","start":2177.7148,"end":2177.795,"confidence":0.9965055,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06993556767702103},{"word":"the","start":2177.795,"end":2177.875,"confidence":0.99656266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07281707227230072},{"word":"docs","start":2177.875,"end":2178.1948,"confidence":0.895051,"punctuated_word":"docs.","sentiment":"neutral","sentiment_score":-0.04512515291571617},{"word":"so","start":2178.1948,"end":2178.6948,"confidence":0.90532583,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.038751088082790375},{"word":"but","start":2178.86,"end":2179.02,"confidence":0.3874921,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03732721880078316},{"word":"do","start":2179.02,"end":2179.18,"confidence":0.6252595,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0051413229666650295},{"word":"you","start":2179.18,"end":2179.26,"confidence":0.57193553,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00891081988811493},{"word":"but","start":2179.26,"end":2179.5,"confidence":0.9077095,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.003758069593459368},{"word":"do","start":2179.5,"end":2179.74,"confidence":0.9585381,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.004077423829585314},{"word":"you","start":2179.74,"end":2179.9001,"confidence":0.99767154,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.007018327713012695},{"word":"make","start":2179.9001,"end":2180.06,"confidence":0.9940264,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.020403625443577766},{"word":"a","start":2180.06,"end":2180.22,"confidence":0.9988331,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03304600715637207},{"word":"note","start":2180.22,"end":2180.46,"confidence":0.77928406,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.02260061539709568},{"word":"of","start":2180.46,"end":2180.62,"confidence":0.7730675,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.017314821481704712},{"word":"like","start":2180.62,"end":2180.78,"confidence":0.9799617,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.019871491938829425},{"word":"that's","start":2180.78,"end":2181.02,"confidence":0.98905814,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.02220776490867138},{"word":"something","start":2181.02,"end":2181.34,"confidence":0.9996699,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.03854832798242569},{"word":"we","start":2181.34,"end":2181.42,"confidence":0.9989717,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03416343033313751},{"word":"should","start":2181.42,"end":2181.58,"confidence":0.99989295,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.03265254572033882},{"word":"do","start":2181.58,"end":2181.74,"confidence":0.8214188,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.028975851833820343},{"word":"the","start":2181.74,"end":2181.9001,"confidence":0.9989139,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03623891621828079},{"word":"wheel","start":2181.9001,"end":2182.1401,"confidence":0.97411895,"punctuated_word":"wheel","sentiment":"neutral","sentiment_score":0.03439735248684883},{"word":"and","start":2182.1401,"end":2182.46,"confidence":0.97629935,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017578650265932083},{"word":"and","start":2182.46,"end":2182.62,"confidence":0.9311548,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.016464581713080406},{"word":"the","start":2182.62,"end":2182.78,"confidence":0.8396456,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014868484809994698},{"word":"power","start":2182.78,"end":2183.02,"confidence":0.9904946,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.035552289336919785},{"word":"of","start":2183.02,"end":2183.18,"confidence":0.98602456,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01904232427477837},{"word":"attorney","start":2183.18,"end":2183.68,"confidence":0.9913628,"punctuated_word":"attorney?","sentiment":"neutral","sentiment_score":0.020890282467007637},{"word":"okay","start":2183.82,"end":2184.32,"confidence":0.990716,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10115908086299896},{"word":"yeah","start":2185.26,"end":2185.76,"confidence":0.8725319,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03546129912137985},{"word":"cool","start":2189.34,"end":2189.84,"confidence":0.9951122,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":-0.015423321165144444},{"word":"yeah","start":2207.0151,"end":2207.5151,"confidence":0.763649,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01423509046435356},{"word":"well","start":2222.365,"end":2222.605,"confidence":0.9035125,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.007861576974391937},{"word":"just","start":2222.605,"end":2222.685,"confidence":0.9914266,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.008218444883823395},{"word":"through","start":2222.685,"end":2222.925,"confidence":0.99448794,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.012606216594576836},{"word":"this","start":2222.925,"end":2223.245,"confidence":0.9994361,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.02473250962793827},{"word":"process","start":2223.245,"end":2223.745,"confidence":0.98785585,"punctuated_word":"process,","sentiment":"neutral","sentiment_score":0.021480053663253784},{"word":"my","start":2223.965,"end":2224.2852,"confidence":0.6283952,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.02849263697862625},{"word":"wife","start":2224.2852,"end":2224.685,"confidence":0.9997124,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.022498972713947296},{"word":"did","start":2224.685,"end":2224.925,"confidence":0.9986866,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.023736827075481415},{"word":"the","start":2224.925,"end":2225.165,"confidence":0.99886024,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02355956844985485},{"word":"probate","start":2225.165,"end":2225.665,"confidence":0.9834644,"punctuated_word":"probate","sentiment":"neutral","sentiment_score":0.016694292426109314},{"word":"for","start":2225.725,"end":2226.125,"confidence":0.9994659,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0032640062272548676},{"word":"her","start":2226.125,"end":2226.5251,"confidence":0.99929714,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.0069162603467702866},{"word":"her","start":2226.5251,"end":2226.7651,"confidence":0.9162358,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.012857872992753984},{"word":"father's","start":2226.7651,"end":2227.245,"confidence":0.99915993,"punctuated_word":"father's","sentiment":"neutral","sentiment_score":-0.01652895286679268},{"word":"passing","start":2227.245,"end":2227.645,"confidence":0.9997429,"punctuated_word":"passing","sentiment":"neutral","sentiment_score":-0.011087886989116669},{"word":"and","start":2227.645,"end":2227.8052,"confidence":0.9986028,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.005963418632745743},{"word":"everything","start":2227.8052,"end":2228.0452,"confidence":0.93561506,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.004634346812963486},{"word":"so","start":2228.0452,"end":2228.205,"confidence":0.9993538,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.011701449751853945},{"word":"we","start":2228.205,"end":2228.445,"confidence":0.9994211,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.014238748699426653},{"word":"actually","start":2228.445,"end":2228.685,"confidence":0.98366946,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.014449145644903185},{"word":"haven't","start":2228.685,"end":2229.0051,"confidence":0.9988992,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.003270326182246208},{"word":"engaged","start":2229.0051,"end":2229.405,"confidence":0.9995913,"punctuated_word":"engaged","sentiment":"neutral","sentiment_score":-0.031902313232421875},{"word":"any","start":2229.405,"end":2229.725,"confidence":0.9940112,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.03498450666666031},{"word":"solicitors","start":2229.725,"end":2230.225,"confidence":0.96570766,"punctuated_word":"solicitors","sentiment":"neutral","sentiment_score":-0.033202920109033585},{"word":"or","start":2230.2852,"end":2230.365,"confidence":0.9785458,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.02213708683848381},{"word":"anything","start":2230.365,"end":2230.7651,"confidence":0.9990421,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.014003586024045944},{"word":"as","start":2230.7651,"end":2231.0051,"confidence":0.9855379,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.014174873009324074},{"word":"yet","start":2231.0051,"end":2231.245,"confidence":0.95980453,"punctuated_word":"yet,","sentiment":"neutral","sentiment_score":-0.007974334992468357},{"word":"but","start":2231.245,"end":2231.485,"confidence":0.9964791,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.006733208894729614},{"word":"we","start":2231.485,"end":2231.645,"confidence":0.9996648,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0070840418338775635},{"word":"will","start":2231.645,"end":2231.885,"confidence":0.99944633,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.009609512984752657},{"word":"probably","start":2231.885,"end":2232.365,"confidence":0.9732228,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.03067522495985031},{"word":"with","start":2232.365,"end":2232.5251,"confidence":0.8298302,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04690482094883919},{"word":"the","start":2232.5251,"end":2232.605,"confidence":0.9963128,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04510737210512161},{"word":"sale","start":2232.605,"end":2232.925,"confidence":0.99737775,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":-0.020154990255832672},{"word":"of","start":2232.925,"end":2233.0051,"confidence":0.9996798,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020558403804898265},{"word":"the","start":2233.0051,"end":2233.165,"confidence":0.9989471,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.022197166457772255},{"word":"house","start":2233.165,"end":2233.485,"confidence":0.97919834,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":-0.02148826420307159},{"word":"obviously","start":2233.485,"end":2233.985,"confidence":0.9973451,"punctuated_word":"obviously.","sentiment":"neutral","sentiment_score":-0.0072782328352332115},{"word":"so","start":2234.0452,"end":2234.52,"confidence":0.9991091,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0078765619546175},{"word":"through","start":2234.76,"end":2235.0,"confidence":0.99960107,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.01049300655722618},{"word":"that","start":2235.0,"end":2235.24,"confidence":0.9998381,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0199933759868145},{"word":"process","start":2235.24,"end":2235.72,"confidence":0.99690485,"punctuated_word":"process,","sentiment":"neutral","sentiment_score":0.01567178964614868},{"word":"i'll","start":2235.72,"end":2235.96,"confidence":0.99870336,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.02191329561173916},{"word":"probably","start":2235.96,"end":2236.36,"confidence":0.9993831,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.024998091161251068},{"word":"just","start":2236.36,"end":2236.68,"confidence":0.9992854,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.013989865779876707},{"word":"get","start":2236.68,"end":2236.92,"confidence":0.99965155,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.005785033106803894},{"word":"a","start":2236.92,"end":2237.0,"confidence":0.99951756,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.012927088886499403},{"word":"local","start":2237.0,"end":2237.5,"confidence":0.9995443,"punctuated_word":"local","sentiment":"neutral","sentiment_score":0.009403079748153688},{"word":"solicitor","start":2237.6401,"end":2238.1401,"confidence":0.9962753,"punctuated_word":"solicitor","sentiment":"neutral","sentiment_score":0.009531652554869652},{"word":"to","start":2238.28,"end":2238.78,"confidence":0.9884809,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.009669957682490349},{"word":"you","start":2239.24,"end":2239.4,"confidence":0.8220643,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0003620665520429611},{"word":"know","start":2239.4,"end":2239.72,"confidence":0.9984305,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0011531980708241465},{"word":"to","start":2239.72,"end":2239.8801,"confidence":0.99906355,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.001425059512257576},{"word":"do","start":2239.8801,"end":2240.04,"confidence":0.99941957,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.005314206704497337},{"word":"this","start":2240.04,"end":2240.54,"confidence":0.9989347,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.016573145985603333},{"word":"for","start":2240.76,"end":2241.08,"confidence":0.5972106,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.002964138984680176},{"word":"for","start":2241.08,"end":2241.48,"confidence":0.8048768,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0005150362849235535},{"word":"us","start":2241.48,"end":2241.72,"confidence":0.9950412,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":0.003485150635242462},{"word":"yeah","start":2241.72,"end":2242.12,"confidence":0.9979722,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0188958328217268},{"word":"yeah","start":2242.12,"end":2242.62,"confidence":0.99859405,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.042478516697883606},{"word":"yeah","start":2243.72,"end":2244.22,"confidence":0.97485244,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10319776087999344},{"word":"yeah","start":2247.08,"end":2247.4,"confidence":0.9397192,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.037950463593006134},{"word":"i","start":2247.4,"end":2247.6401,"confidence":0.93523747,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02353253960609436},{"word":"know","start":2247.6401,"end":2248.04,"confidence":0.9961383,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.019575070589780807},{"word":"i","start":2248.04,"end":2248.2,"confidence":0.9936319,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.013538315892219543},{"word":"know","start":2248.2,"end":2248.52,"confidence":0.9996421,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.02980506606400013},{"word":"yeah","start":2248.52,"end":2248.76,"confidence":0.9983125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11921554803848268},{"word":"quite","start":2248.76,"end":2249.08,"confidence":0.9884366,"punctuated_word":"Quite","sentiment":"positive","sentiment_score":0.36389023065567017},{"word":"incredible","start":2249.08,"end":2249.58,"confidence":0.999583,"punctuated_word":"incredible.","sentiment":"neutral","sentiment_score":0.268435001373291},{"word":"yeah","start":2249.6401,"end":2249.8801,"confidence":0.99009365,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10962904989719392},{"word":"she","start":2249.8801,"end":2250.04,"confidence":0.9985886,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.08599178493022919},{"word":"takes","start":2250.04,"end":2250.28,"confidence":0.9891446,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":0.061303313821554184},{"word":"on","start":2250.28,"end":2250.495,"confidence":0.98880917,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04141787439584732},{"word":"anything","start":2250.495,"end":2250.735,"confidence":0.99457014,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.010069480165839195},{"word":"she","start":2250.735,"end":2250.975,"confidence":0.996488,"punctuated_word":"She","sentiment":"neutral","sentiment_score":-0.02740673720836639},{"word":"does","start":2250.975,"end":2251.0952,"confidence":0.6817718,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.03199087083339691},{"word":"a","start":2251.0952,"end":2251.215,"confidence":0.9605486,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05400203540921211},{"word":"crack","start":2251.215,"end":2251.455,"confidence":0.5050758,"punctuated_word":"crack","sentiment":"neutral","sentiment_score":-0.05534085631370544},{"word":"at","start":2251.455,"end":2251.6152,"confidence":0.9747659,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06007794290781021},{"word":"everything","start":2251.6152,"end":2252.0952,"confidence":0.7228826,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.02380939945578575},{"word":"and","start":2252.0952,"end":2252.2153,"confidence":0.9309542,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.022708892822265625},{"word":"yeah","start":2252.3352,"end":2252.8352,"confidence":0.99494576,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.022792864590883255},{"word":"it","start":2253.375,"end":2253.6152,"confidence":0.9448284,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.021481111645698547},{"word":"was","start":2253.6152,"end":2254.1152,"confidence":0.9983022,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.039081163704395294},{"word":"it","start":2254.3352,"end":2254.5752,"confidence":0.9809168,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0023674219846725464},{"word":"was","start":2254.5752,"end":2254.735,"confidence":0.99976414,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02019430696964264},{"word":"an","start":2254.735,"end":2254.975,"confidence":0.99236906,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.029099255800247192},{"word":"arduous","start":2254.975,"end":2255.375,"confidence":0.9880054,"punctuated_word":"arduous","sentiment":"neutral","sentiment_score":-0.1622175574302673},{"word":"task","start":2255.375,"end":2255.7751,"confidence":0.9711883,"punctuated_word":"task","sentiment":"neutral","sentiment_score":-0.1827145665884018},{"word":"and","start":2255.7751,"end":2256.0151,"confidence":0.6905025,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.14913742244243622},{"word":"like","start":2256.0151,"end":2256.495,"confidence":0.9944637,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.15201911330223083},{"word":"there's","start":2256.495,"end":2256.8152,"confidence":0.9199724,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.14335986971855164},{"word":"a","start":2256.8152,"end":2256.895,"confidence":0.99751437,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16654184460639954},{"word":"lot","start":2256.895,"end":2257.0552,"confidence":0.9991874,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.16234298050403595},{"word":"of","start":2257.0552,"end":2257.2952,"confidence":0.99389815,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1826662719249725},{"word":"sort","start":2257.2952,"end":2257.5352,"confidence":0.9265038,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.21675775945186615},{"word":"of","start":2257.5352,"end":2257.7751,"confidence":0.99169743,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2098279893398285},{"word":"trauma","start":2257.7751,"end":2258.175,"confidence":0.9825247,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.17860047519207},{"word":"with","start":2258.175,"end":2258.415,"confidence":0.999686,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.23994620144367215},{"word":"some","start":2258.415,"end":2258.655,"confidence":0.99777067,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.2162767648696899},{"word":"of","start":2258.655,"end":2258.735,"confidence":0.9975681,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.20561018586158752},{"word":"her","start":2258.735,"end":2258.895,"confidence":0.6240842,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.1728726327419281},{"word":"family","start":2258.895,"end":2259.215,"confidence":0.9998234,"punctuated_word":"family","sentiment":"neutral","sentiment_score":-0.21591299772262573},{"word":"members","start":2259.215,"end":2259.6152,"confidence":0.9992048,"punctuated_word":"members","sentiment":"neutral","sentiment_score":-0.2066054791212082},{"word":"and","start":2259.6152,"end":2259.7751,"confidence":0.5638269,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12150700390338898},{"word":"that","start":2259.7751,"end":2260.0151,"confidence":0.9841743,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08479705452919006},{"word":"too","start":2260.0151,"end":2260.2551,"confidence":0.98995495,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.07292117178440094},{"word":"and","start":2260.2551,"end":2260.735,"confidence":0.47955027,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08243262767791748},{"word":"and","start":2260.735,"end":2260.895,"confidence":0.80685914,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07503283023834229},{"word":"not","start":2260.895,"end":2261.0552,"confidence":0.31893212,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06888557970523834},{"word":"not","start":2261.0552,"end":2261.215,"confidence":0.8421007,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.11332547664642334},{"word":"didn't","start":2261.2952,"end":2261.6152,"confidence":0.9189313,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.09581533074378969},{"word":"really","start":2261.6152,"end":2261.8552,"confidence":0.9983742,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.05192134529352188},{"word":"run","start":2261.8552,"end":2262.175,"confidence":0.995996,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.12275368720293044},{"word":"smoothly","start":2262.175,"end":2262.5752,"confidence":0.79984754,"punctuated_word":"smoothly,","sentiment":"neutral","sentiment_score":0.06254218518733978},{"word":"and","start":2262.5752,"end":2262.735,"confidence":0.99957603,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08493831753730774},{"word":"she","start":2262.735,"end":2262.975,"confidence":0.9994973,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.06520658731460571},{"word":"still","start":2262.975,"end":2263.2952,"confidence":0.99687046,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.1578793823719025},{"word":"did","start":2263.2952,"end":2263.5352,"confidence":0.9992962,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.10933506488800047},{"word":"all","start":2263.5352,"end":2263.7751,"confidence":0.99974245,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07759728282690048},{"word":"that","start":2263.7751,"end":2264.0952,"confidence":0.9546591,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.016304239630699158},{"word":"and","start":2264.0952,"end":2264.5952,"confidence":0.8604547,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.04185747727751732},{"word":"yeah","start":2264.81,"end":2265.13,"confidence":0.9474297,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.06772453337907791},{"word":"now","start":2265.13,"end":2265.21,"confidence":0.95860887,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.09167851507663728},{"word":"she's","start":2265.21,"end":2265.53,"confidence":0.9829273,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.10671792924404144},{"word":"a","start":2265.53,"end":2265.69,"confidence":0.990067,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3623937964439392},{"word":"trooper","start":2265.69,"end":2266.19,"confidence":0.9859659,"punctuated_word":"trooper.","sentiment":"neutral","sentiment_score":0.15009334683418274},{"word":"yeah","start":2267.45,"end":2267.95,"confidence":0.98502445,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07005646824836731},{"word":"yeah","start":2269.05,"end":2269.53,"confidence":0.9795574,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.25368112325668335},{"word":"so","start":2269.53,"end":2270.03,"confidence":0.99405706,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.51139235496521},{"word":"well","start":2270.57,"end":2270.97,"confidence":0.9534268,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.32642677426338196},{"word":"yeah","start":2270.97,"end":2271.13,"confidence":0.6999337,"punctuated_word":"yeah.","sentiment":"positive","sentiment_score":0.36996179819107056},{"word":"save","start":2271.13,"end":2271.3699,"confidence":0.64910656,"punctuated_word":"Save","sentiment":"neutral","sentiment_score":0.28748831152915955},{"word":"the","start":2271.3699,"end":2271.53,"confidence":0.9669912,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28364303708076477},{"word":"family","start":2271.53,"end":2271.93,"confidence":0.98375607,"punctuated_word":"family.","sentiment":"neutral","sentiment_score":0.23088544607162476},{"word":"i","start":2271.93,"end":2272.01,"confidence":0.99920434,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07266499102115631},{"word":"think","start":2272.01,"end":2272.17,"confidence":0.99976844,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.03871674090623856},{"word":"the","start":2272.17,"end":2272.49,"confidence":0.92099607,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02074844390153885},{"word":"the","start":2272.49,"end":2272.99,"confidence":0.9794158,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011563463136553764},{"word":"the","start":2274.65,"end":2275.15,"confidence":0.88974065,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007009010761976242},{"word":"the","start":2275.68,"end":2275.93,"confidence":0.64976233,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007662877440452576},{"word":"the","start":2275.93,"end":2276.09,"confidence":0.6559707,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007485330104827881},{"word":"father's","start":2276.09,"end":2276.59,"confidence":0.82394993,"punctuated_word":"father's","sentiment":"neutral","sentiment_score":0.004838948603719473},{"word":"solicitor","start":2277.075,"end":2277.575,"confidence":0.7606867,"punctuated_word":"solicitor,","sentiment":"neutral","sentiment_score":0.019943952560424805},{"word":"like","start":2277.795,"end":2278.035,"confidence":0.6073359,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.019871383905410767},{"word":"he","start":2278.035,"end":2278.355,"confidence":0.9976011,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.017234748229384422},{"word":"quoted","start":2278.355,"end":2278.835,"confidence":0.9961105,"punctuated_word":"quoted","sentiment":"neutral","sentiment_score":0.01474267803132534},{"word":"something","start":2278.835,"end":2279.2349,"confidence":0.99749845,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.0017877928912639618},{"word":"like","start":2279.2349,"end":2279.555,"confidence":0.86856145,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.00220591202378273},{"word":"$6,000","start":2279.555,"end":2280.695,"confidence":0.9950111,"punctuated_word":"$6,000","sentiment":"neutral","sentiment_score":0.019719883799552917},{"word":"of","start":2280.835,"end":2281.075,"confidence":0.95128965,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02860003337264061},{"word":"his","start":2281.075,"end":2281.2349,"confidence":0.9969162,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.005515862256288528},{"word":"own","start":2281.2349,"end":2281.4749,"confidence":0.99765956,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.004756636917591095},{"word":"fees","start":2281.4749,"end":2281.955,"confidence":0.99774545,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":0.017908744513988495},{"word":"just","start":2281.955,"end":2282.455,"confidence":0.96961683,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.008712738752365112},{"word":"to","start":2282.755,"end":2282.915,"confidence":0.9997547,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.48726436495780945},{"word":"do","start":2282.915,"end":2283.315,"confidence":0.99980706,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5139168500900269},{"word":"that","start":2283.315,"end":2283.555,"confidence":0.99930906,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5503960251808167},{"word":"work","start":2283.555,"end":2284.055,"confidence":0.9644141,"punctuated_word":"work.","sentiment":"positive","sentiment_score":0.4545644521713257},{"word":"yeah","start":2285.2349,"end":2285.7148,"confidence":0.8810277,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06784279644489288},{"word":"nothing","start":2285.7148,"end":2286.115,"confidence":0.8454571,"punctuated_word":"Nothing","sentiment":"neutral","sentiment_score":-0.0418516993522644},{"word":"to","start":2286.115,"end":2286.195,"confidence":0.9555038,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.024835798889398575},{"word":"do","start":2286.195,"end":2286.355,"confidence":0.9994822,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03070671111345291},{"word":"with","start":2286.355,"end":2286.515,"confidence":0.99933076,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.01276613399386406},{"word":"the","start":2286.515,"end":2286.595,"confidence":0.9904879,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03995408862829208},{"word":"lodgment","start":2286.595,"end":2287.075,"confidence":0.83432406,"punctuated_word":"lodgment","sentiment":"neutral","sentiment_score":-0.09247499704360962},{"word":"of","start":2287.075,"end":2287.155,"confidence":0.9958295,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03996744006872177},{"word":"the","start":2287.155,"end":2287.2349,"confidence":0.9965448,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016882531344890594},{"word":"probate","start":2287.2349,"end":2287.635,"confidence":0.97929525,"punctuated_word":"probate","sentiment":"neutral","sentiment_score":-0.046474382281303406},{"word":"nor","start":2287.635,"end":2287.875,"confidence":0.7158584,"punctuated_word":"nor","sentiment":"neutral","sentiment_score":-0.09379449486732484},{"word":"any","start":2287.875,"end":2288.035,"confidence":0.50873315,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04662169888615608},{"word":"any","start":2288.035,"end":2288.275,"confidence":0.80457497,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04218509420752525},{"word":"earning","start":2288.355,"end":2288.595,"confidence":0.6490312,"punctuated_word":"earning","sentiment":"neutral","sentiment_score":-0.06986545026302338},{"word":"of","start":2288.595,"end":2288.755,"confidence":0.32971525,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0801924616098404},{"word":"those","start":2288.755,"end":2288.9949,"confidence":0.91991186,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.06053515896201134},{"word":"fees","start":2288.9949,"end":2289.2349,"confidence":0.745201,"punctuated_word":"fees.","sentiment":"neutral","sentiment_score":-0.08148661255836487},{"word":"just","start":2289.2349,"end":2289.4749,"confidence":0.9714624,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.010038988664746284},{"word":"his","start":2289.4749,"end":2289.635,"confidence":0.94070804,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.025239454582333565},{"word":"fee","start":2289.635,"end":2289.875,"confidence":0.98514754,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.008312899619340897},{"word":"alone","start":2289.875,"end":2290.195,"confidence":0.9609836,"punctuated_word":"alone","sentiment":"neutral","sentiment_score":-0.0151713527739048},{"word":"was","start":2290.195,"end":2290.435,"confidence":0.94958574,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.008838891983032227},{"word":"like","start":2290.435,"end":2290.595,"confidence":0.5112773,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.018588846549391747},{"word":"$6,000","start":2290.595,"end":2291.655,"confidence":0.8734992,"punctuated_word":"$6,000.","sentiment":"neutral","sentiment_score":0.02304552122950554},{"word":"yeah","start":2291.98,"end":2292.22,"confidence":0.85907495,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06690500676631927},{"word":"no","start":2292.22,"end":2292.72,"confidence":0.71888626,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.06778004765510559},{"word":"she","start":2293.1,"end":2293.4202,"confidence":0.996326,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.1943892538547516},{"word":"cracked","start":2293.4202,"end":2293.74,"confidence":0.9749679,"punctuated_word":"cracked","sentiment":"neutral","sentiment_score":0.28403475880622864},{"word":"on","start":2293.74,"end":2293.9001,"confidence":0.9643173,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.30357125401496887},{"word":"through","start":2293.9001,"end":2294.1401,"confidence":0.99135524,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2822604179382324},{"word":"it","start":2294.1401,"end":2294.22,"confidence":0.96466035,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22206580638885495},{"word":"and","start":2294.22,"end":2294.3801,"confidence":0.9781925,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2827285826206207},{"word":"managed","start":2294.3801,"end":2294.78,"confidence":0.9956423,"punctuated_word":"managed","sentiment":"positive","sentiment_score":0.3802565336227417},{"word":"to","start":2294.78,"end":2294.86,"confidence":0.99824995,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.38249996304512024},{"word":"get","start":2294.86,"end":2295.02,"confidence":0.9992138,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.34964510798454285},{"word":"it","start":2295.02,"end":2295.26,"confidence":0.98349,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2338978350162506},{"word":"done","start":2295.26,"end":2295.6602,"confidence":0.89468765,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.16608574986457825},{"word":"yes","start":2295.6602,"end":2296.1602,"confidence":0.8249626,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.13680943846702576},{"word":"so","start":2296.78,"end":2297.02,"confidence":0.9216618,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15323364734649658},{"word":"yeah","start":2297.1,"end":2297.34,"confidence":0.9961723,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.14238759875297546},{"word":"no","start":2297.34,"end":2297.74,"confidence":0.98307157,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.11834906786680222},{"word":"full","start":2297.74,"end":2297.98,"confidence":0.99274266,"punctuated_word":"Full","sentiment":"positive","sentiment_score":0.40061134099960327},{"word":"credit","start":2297.98,"end":2298.3,"confidence":0.94518864,"punctuated_word":"credit","sentiment":"positive","sentiment_score":0.44525015354156494},{"word":"to","start":2298.3,"end":2298.54,"confidence":0.9839755,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3747199773788452},{"word":"her","start":2298.54,"end":2298.7,"confidence":0.76001686,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.23512738943099976},{"word":"on","start":2298.7,"end":2298.78,"confidence":0.98708344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2083158940076828},{"word":"that","start":2298.78,"end":2299.28,"confidence":0.9957919,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.2211304157972336},{"word":"but","start":2299.6602,"end":2299.82,"confidence":0.73471075,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.1026008129119873},{"word":"yeah","start":2299.82,"end":2299.98,"confidence":0.95699984,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.07113918662071228},{"word":"as","start":2299.98,"end":2300.22,"confidence":0.9989779,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07217495888471603},{"word":"i","start":2300.22,"end":2300.3,"confidence":0.99948657,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07693563401699066},{"word":"said","start":2300.3,"end":2300.78,"confidence":0.97828937,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.08434385061264038},{"word":"just","start":2300.78,"end":2301.02,"confidence":0.9732021,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0840897187590599},{"word":"with","start":2301.02,"end":2301.26,"confidence":0.80025035,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11185375601053238},{"word":"the","start":2301.26,"end":2301.34,"confidence":0.99219394,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14297568798065186},{"word":"time","start":2301.34,"end":2301.58,"confidence":0.2084383,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.15534861385822296},{"word":"of","start":2301.58,"end":2301.74,"confidence":0.8773092,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11827772110700609},{"word":"the","start":2301.74,"end":2301.82,"confidence":0.9974999,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11796441674232484},{"word":"house","start":2301.82,"end":2302.06,"confidence":0.7477058,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":0.09673412144184113},{"word":"yeah","start":2302.06,"end":2302.3,"confidence":0.9119789,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.07496621459722519},{"word":"we'll","start":2302.3,"end":2302.46,"confidence":0.93256366,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.086086705327034},{"word":"we'll","start":2302.46,"end":2302.86,"confidence":0.97655934,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.08574211597442627},{"word":"come","start":2302.86,"end":2303.02,"confidence":0.99181026,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.0922265276312828},{"word":"into","start":2303.02,"end":2303.34,"confidence":0.96342236,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.088655024766922},{"word":"contact","start":2303.34,"end":2303.6602,"confidence":0.999676,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.10460103303194046},{"word":"with","start":2303.6602,"end":2303.9001,"confidence":0.99925405,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0740608349442482},{"word":"a","start":2303.9001,"end":2303.98,"confidence":0.86883914,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09091012924909592},{"word":"local","start":2303.98,"end":2304.465,"confidence":0.9998927,"punctuated_word":"local","sentiment":"neutral","sentiment_score":0.11674584448337556},{"word":"solicitor","start":2304.625,"end":2304.945,"confidence":0.75374985,"punctuated_word":"solicitor,","sentiment":"neutral","sentiment_score":0.11240609735250472},{"word":"and","start":2304.945,"end":2305.185,"confidence":0.99669904,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09633684158325195},{"word":"we'll","start":2305.185,"end":2305.425,"confidence":0.99334896,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.13522610068321228},{"word":"line","start":2305.425,"end":2305.665,"confidence":0.97074485,"punctuated_word":"line","sentiment":"neutral","sentiment_score":0.26733487844467163},{"word":"one","start":2305.665,"end":2305.8252,"confidence":0.70105267,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.26624375581741333},{"word":"up","start":2305.8252,"end":2305.985,"confidence":0.9951958,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.24524278938770297},{"word":"and","start":2305.985,"end":2306.0652,"confidence":0.98427933,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.218972310423851},{"word":"get","start":2306.0652,"end":2306.3052,"confidence":0.9892771,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2868378758430481},{"word":"these","start":2306.3052,"end":2306.465,"confidence":0.9926087,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.2913055121898651},{"word":"wheels","start":2306.465,"end":2306.7852,"confidence":0.99093366,"punctuated_word":"wheels","sentiment":"neutral","sentiment_score":0.20784549415111545},{"word":"done","start":2306.7852,"end":2307.105,"confidence":0.9731803,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.1843300461769104},{"word":"been","start":2307.105,"end":2307.345,"confidence":0.5895433,"punctuated_word":"Been","sentiment":"neutral","sentiment_score":0.029009610414505005},{"word":"meaning","start":2307.345,"end":2307.745,"confidence":0.9792889,"punctuated_word":"meaning","sentiment":"neutral","sentiment_score":0.02849157527089119},{"word":"to","start":2307.745,"end":2307.985,"confidence":0.88930106,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03523212671279907},{"word":"for","start":2307.985,"end":2308.145,"confidence":0.97058177,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.023984285071492195},{"word":"so","start":2308.145,"end":2308.385,"confidence":0.9961765,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03018922358751297},{"word":"long","start":2308.385,"end":2308.625,"confidence":0.99975723,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.045717038214206696},{"word":"that","start":2308.625,"end":2309.125,"confidence":0.46390897,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02879812754690647},{"word":"yes","start":2309.5852,"end":2309.985,"confidence":0.9960885,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.18005305528640747},{"word":"and","start":2309.985,"end":2310.225,"confidence":0.82800686,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.23545272648334503},{"word":"it's","start":2310.225,"end":2310.465,"confidence":0.99902356,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.29290056228637695},{"word":"gonna","start":2310.465,"end":2310.705,"confidence":0.9428327,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.3394882082939148},{"word":"be","start":2310.705,"end":2311.0251,"confidence":0.9975936,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3607708513736725},{"word":"so","start":2311.0251,"end":2311.2651,"confidence":0.9176404,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.365022212266922},{"word":"straightforward","start":2311.2651,"end":2311.745,"confidence":0.9887625,"punctuated_word":"straightforward.","sentiment":"neutral","sentiment_score":0.28798964619636536},{"word":"we","start":2311.745,"end":2311.905,"confidence":0.99877244,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.22153468430042267},{"word":"have","start":2311.905,"end":2311.985,"confidence":0.998657,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.20858147740364075},{"word":"the","start":2311.985,"end":2312.145,"confidence":0.9962107,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2149425148963928},{"word":"one","start":2312.145,"end":2312.385,"confidence":0.9987847,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.17935806512832642},{"word":"daughter","start":2312.385,"end":2312.625,"confidence":0.99756086,"punctuated_word":"daughter","sentiment":"neutral","sentiment_score":0.1206502690911293},{"word":"who's","start":2312.625,"end":2312.945,"confidence":0.9763513,"punctuated_word":"who's,","sentiment":"neutral","sentiment_score":0.13979190587997437},{"word":"you","start":2312.945,"end":2313.0251,"confidence":0.99874425,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14114338159561157},{"word":"know","start":2313.0251,"end":2313.2651,"confidence":0.99970496,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1560729444026947},{"word":"gonna","start":2313.2651,"end":2313.5852,"confidence":0.98752904,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.19962121546268463},{"word":"get","start":2313.5852,"end":2313.745,"confidence":0.99769706,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.24014204740524292},{"word":"everything","start":2313.745,"end":2314.225,"confidence":0.8600612,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.16887715458869934},{"word":"so","start":2314.225,"end":2314.725,"confidence":0.9985998,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3320128917694092},{"word":"and","start":2315.5852,"end":2315.8252,"confidence":0.9917434,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18210558593273163},{"word":"hopefully","start":2315.8252,"end":2316.3052,"confidence":0.74245703,"punctuated_word":"hopefully","sentiment":"neutral","sentiment_score":0.1811377853155136},{"word":"no","start":2316.3052,"end":2316.465,"confidence":0.5777069,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.16169071197509766},{"word":"debt","start":2316.465,"end":2316.965,"confidence":0.99535143,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":0.1944134831428528},{"word":"to","start":2317.985,"end":2318.225,"confidence":0.9648254,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1737162321805954},{"word":"part","start":2318.225,"end":2318.625,"confidence":0.86326337,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.019488615915179253},{"word":"on","start":2318.625,"end":2319.125,"confidence":0.9490446,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.0655449628829956},{"word":"yeah","start":2319.345,"end":2319.845,"confidence":0.7707467,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07244773209095001},{"word":"yeah","start":2321.1501,"end":2321.6501,"confidence":0.94214714,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3033100366592407},{"word":"thank","start":2324.9102,"end":2325.2302,"confidence":0.61731523,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.43567705154418945},{"word":"you","start":2325.2302,"end":2325.7302,"confidence":0.9990698,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3663370907306671},{"word":"really","start":2377.5898,"end":2378.0898,"confidence":0.87789905,"punctuated_word":"Really?","sentiment":"positive","sentiment_score":0.4658663272857666},{"word":"excellent","start":2378.95,"end":2379.45,"confidence":0.9844824,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.7025227546691895},{"word":"excellent","start":2379.67,"end":2380.17,"confidence":0.9806793,"punctuated_word":"Excellent.","sentiment":"neutral","sentiment_score":0.045227229595184326},{"word":"yes","start":2416.2852,"end":2416.7852,"confidence":0.70168215,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.14018778502941132},{"word":"yeah","start":2426.6199,"end":2427.1199,"confidence":0.90447104,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.13537049293518066},{"word":"yeah","start":2430.54,"end":2431.04,"confidence":0.99684846,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.16429439187049866},{"word":"yeah","start":2432.515,"end":2433.015,"confidence":0.98603934,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03552479296922684},{"word":"yep","start":2471.915,"end":2472.12,"confidence":0.72486526,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3037862777709961},{"word":"mhmm","start":2481.2402,"end":2481.6401,"confidence":0.99348176,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.09701335430145264},{"word":"yeah","start":2481.6401,"end":2481.8801,"confidence":0.88317895,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11739549785852432},{"word":"yeah","start":2481.8801,"end":2482.28,"confidence":0.9982399,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.148840993642807},{"word":"and","start":2482.28,"end":2482.36,"confidence":0.837805,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.20013782382011416},{"word":"when","start":2482.36,"end":2482.52,"confidence":0.99446976,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.26525047421455383},{"word":"it","start":2482.52,"end":2482.6802,"confidence":0.99768627,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.27777722477912903},{"word":"does","start":2482.6802,"end":2482.84,"confidence":0.99813914,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.24872875213623047},{"word":"come","start":2482.84,"end":2483.0,"confidence":0.9968046,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.2789904475212097},{"word":"through","start":2483.0,"end":2483.1602,"confidence":0.99287105,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.24279704689979553},{"word":"i","start":2483.1602,"end":2483.32,"confidence":0.99697065,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21214473247528076},{"word":"will","start":2483.32,"end":2483.56,"confidence":0.99844724,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.26751628518104553},{"word":"have","start":2483.56,"end":2483.7202,"confidence":0.9997906,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.3053787350654602},{"word":"a","start":2483.7202,"end":2483.8,"confidence":0.99823415,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2698412239551544},{"word":"good","start":2483.8,"end":2484.04,"confidence":0.99939346,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.24006427824497223},{"word":"read","start":2484.04,"end":2484.2002,"confidence":0.9511314,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.26846370100975037},{"word":"of","start":2484.2002,"end":2484.4402,"confidence":0.98295826,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.27184346318244934},{"word":"it","start":2484.4402,"end":2484.6802,"confidence":0.9791763,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2790082097053528},{"word":"front","start":2484.6802,"end":2484.84,"confidence":0.8083136,"punctuated_word":"front","sentiment":"neutral","sentiment_score":0.27900102734565735},{"word":"to","start":2484.84,"end":2485.0,"confidence":0.9870467,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24380964040756223},{"word":"back","start":2485.0,"end":2485.2402,"confidence":0.99491584,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.2198483645915985},{"word":"i","start":2485.2402,"end":2485.32,"confidence":0.9893388,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.27224406599998474},{"word":"mean","start":2485.32,"end":2485.56,"confidence":0.99472564,"punctuated_word":"mean,","sentiment":"positive","sentiment_score":0.3892412185668946},{"word":"you've","start":2485.56,"end":2485.7202,"confidence":0.7795084,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.440044105052948},{"word":"explained","start":2485.7202,"end":2486.12,"confidence":0.8876883,"punctuated_word":"explained","sentiment":"positive","sentiment_score":0.4403460919857025},{"word":"everything","start":2486.12,"end":2486.52,"confidence":0.9996474,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.5006271600723267},{"word":"so","start":2486.52,"end":2486.76,"confidence":0.9964547,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6482214331626892},{"word":"clearly","start":2486.76,"end":2487.26,"confidence":0.9857124,"punctuated_word":"clearly","sentiment":"positive","sentiment_score":0.6800044178962708},{"word":"and","start":2487.285,"end":2487.525,"confidence":0.94056714,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6351053714752197},{"word":"concisely","start":2487.525,"end":2488.025,"confidence":0.8679455,"punctuated_word":"concisely,","sentiment":"positive","sentiment_score":0.5849795937538147},{"word":"so","start":2488.2449,"end":2488.405,"confidence":0.98727036,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4903383255004883},{"word":"i","start":2488.405,"end":2488.565,"confidence":0.99876666,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5712515711784363},{"word":"appreciate","start":2488.565,"end":2489.065,"confidence":0.9973429,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.635833203792572},{"word":"that","start":2489.125,"end":2489.625,"confidence":0.99933565,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5696598887443542},{"word":"i","start":2489.6848,"end":2489.845,"confidence":0.89721555,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18239131569862368},{"word":"don't","start":2489.845,"end":2490.085,"confidence":0.99940395,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.26142051815986633},{"word":"see","start":2490.085,"end":2490.325,"confidence":0.99971515,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.14975577592849731},{"word":"any","start":2490.325,"end":2490.4849,"confidence":0.9634134,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1746457815170288},{"word":"issues","start":2490.4849,"end":2490.805,"confidence":0.8222022,"punctuated_word":"issues,","sentiment":"neutral","sentiment_score":0.10909000784158708},{"word":"and","start":2490.805,"end":2490.885,"confidence":0.99609864,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.31192269921302795},{"word":"it","start":2490.885,"end":2491.045,"confidence":0.8516688,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.49575716257095337},{"word":"all","start":2491.045,"end":2491.2048,"confidence":0.9881296,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.48592352867126465},{"word":"seems","start":2491.2048,"end":2491.525,"confidence":0.9951944,"punctuated_word":"seems","sentiment":"positive","sentiment_score":0.5642491579055786},{"word":"like","start":2491.525,"end":2491.9248,"confidence":0.9891516,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.5202834010124207},{"word":"great","start":2491.9248,"end":2492.2449,"confidence":0.9515874,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.7030666470527649},{"word":"advice","start":2492.2449,"end":2492.645,"confidence":0.9960938,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.3873758614063263},{"word":"that","start":2492.645,"end":2492.805,"confidence":0.83581316,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.35865849256515503},{"word":"i'll","start":2492.805,"end":2493.305,"confidence":0.98818064,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.4791921079158783},{"word":"endorse","start":2494.2449,"end":2494.7249,"confidence":0.9278698,"punctuated_word":"endorse","sentiment":"positive","sentiment_score":0.5083286166191101},{"word":"at","start":2494.7249,"end":2494.805,"confidence":0.9641298,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3973734974861145},{"word":"my","start":2494.805,"end":2495.045,"confidence":0.9990339,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.45496007800102234},{"word":"end","start":2495.045,"end":2495.285,"confidence":0.9852878,"punctuated_word":"end","sentiment":"positive","sentiment_score":0.5390152335166931},{"word":"and","start":2495.285,"end":2495.365,"confidence":0.9709273,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.40962934494018555},{"word":"just","start":2495.365,"end":2495.865,"confidence":0.99790084,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.4688500463962555},{"word":"take","start":2496.085,"end":2496.325,"confidence":0.9892631,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.2617247998714447},{"word":"on","start":2496.325,"end":2496.565,"confidence":0.77826357,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.30729010701179504},{"word":"board","start":2496.565,"end":2496.805,"confidence":0.9900333,"punctuated_word":"board","sentiment":"positive","sentiment_score":0.4170517921447754},{"word":"and","start":2496.805,"end":2497.125,"confidence":0.9962386,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.209829643368721},{"word":"and","start":2497.125,"end":2497.285,"confidence":0.7643607,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1843352168798447},{"word":"put","start":2497.285,"end":2497.525,"confidence":0.9990538,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.1989988833665848},{"word":"into","start":2497.525,"end":2497.765,"confidence":0.9844849,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.2571982741355896},{"word":"action","start":2497.765,"end":2498.265,"confidence":0.99898756,"punctuated_word":"action.","sentiment":"neutral","sentiment_score":0.22612538933753967},{"word":"yeah","start":2500.08,"end":2500.48,"confidence":0.92728245,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03817995637655258},{"word":"but","start":2500.48,"end":2500.8,"confidence":0.9966254,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.03535774350166321},{"word":"as","start":2500.8,"end":2501.04,"confidence":0.9103449,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.08263377100229263},{"word":"i","start":2501.04,"end":2501.12,"confidence":0.817985,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.040981486439704895},{"word":"said","start":2501.12,"end":2501.4402,"confidence":0.97553444,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.05327560007572174},{"word":"if","start":2501.4402,"end":2501.6,"confidence":0.99754864,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.13689877092838287},{"word":"it","start":2501.6,"end":2501.6802,"confidence":0.99827886,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.174540176987648},{"word":"doesn't","start":2501.6802,"end":2501.9202,"confidence":0.99985886,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.1610165685415268},{"word":"come","start":2501.9202,"end":2502.1602,"confidence":0.99333644,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.1973703056573868},{"word":"through","start":2502.1602,"end":2502.32,"confidence":0.9943125,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.16971521079540253},{"word":"so","start":2502.4001,"end":2502.6401,"confidence":0.89106953,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.19330397248268127},{"word":"it's","start":2502.6401,"end":2502.8,"confidence":0.9876454,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.22626744210720065},{"word":"probably","start":2502.8,"end":2503.3,"confidence":0.9971916,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.2564831078052521},{"word":"our","start":2503.76,"end":2503.9202,"confidence":0.79788226,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.2012401521205902},{"word":"internet","start":2503.9202,"end":2504.32,"confidence":0.93232083,"punctuated_word":"Internet","sentiment":"neutral","sentiment_score":-0.21575938165187836},{"word":"provider","start":2504.32,"end":2504.6401,"confidence":0.9680517,"punctuated_word":"provider","sentiment":"neutral","sentiment_score":-0.2584557831287384},{"word":"that","start":2504.6401,"end":2504.8,"confidence":0.9701413,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1935257464647293},{"word":"we're","start":2504.8,"end":2504.9602,"confidence":0.75916386,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.16107988357543945},{"word":"trying","start":2504.9602,"end":2505.2002,"confidence":0.9668966,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.19128729403018951},{"word":"to","start":2505.2002,"end":2505.4402,"confidence":0.94052434,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1868867129087448},{"word":"move","start":2505.4402,"end":2505.6802,"confidence":0.95915407,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.17023874819278717},{"word":"away","start":2505.6802,"end":2506.0,"confidence":0.99926704,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.11300454288721085},{"word":"from","start":2506.0,"end":2506.24,"confidence":0.80873924,"punctuated_word":"from,","sentiment":"neutral","sentiment_score":-0.15668050944805145},{"word":"like","start":2506.24,"end":2506.56,"confidence":0.5577102,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.19975808262825012},{"word":"tpg","start":2506.56,"end":2507.06,"confidence":0.7698516,"punctuated_word":"TPG.","sentiment":"neutral","sentiment_score":-0.14828813076019287},{"word":"they're","start":2507.12,"end":2507.2002,"confidence":0.8578536,"punctuated_word":"They're","sentiment":"negative","sentiment_score":-0.5802642703056335},{"word":"just","start":2507.2002,"end":2507.52,"confidence":0.9989767,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.6239165663719177},{"word":"horrible","start":2507.52,"end":2508.02,"confidence":0.9959985,"punctuated_word":"horrible.","sentiment":"negative","sentiment_score":-0.4746655225753784},{"word":"so","start":2508.8,"end":2509.12,"confidence":0.8097144,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10003440827131271},{"word":"mhmm","start":2512.9602,"end":2513.4602,"confidence":0.9770674,"punctuated_word":"mhmm.","sentiment":"neutral","sentiment_score":-0.2181064635515213},{"word":"oh","start":2525.9648,"end":2526.125,"confidence":0.9472041,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.0015461575239896774},{"word":"okay","start":2526.125,"end":2526.625,"confidence":0.99892926,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.004077361896634102},{"word":"yeah","start":2526.685,"end":2527.005,"confidence":0.9952028,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01235614437609911},{"word":"no","start":2527.005,"end":2527.2449,"confidence":0.996329,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.08317158371210098},{"word":"worries","start":2527.2449,"end":2527.7449,"confidence":0.86371833,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.09994672238826752},{"word":"alright","start":2527.805,"end":2528.305,"confidence":0.99739504,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.22596648335456848},{"word":"i","start":2528.525,"end":2528.605,"confidence":0.99767226,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4789640605449677},{"word":"can","start":2528.605,"end":2528.845,"confidence":0.9997043,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.398805558681488},{"word":"do","start":2528.845,"end":2529.005,"confidence":0.9994221,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.43673017621040344},{"word":"that","start":2529.005,"end":2529.505,"confidence":0.99889207,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.41942644119262695},{"word":"yeah","start":2531.46,"end":2531.96,"confidence":0.8974507,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05699910223484039},{"word":"yep","start":2542.74,"end":2543.24,"confidence":0.9036743,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.013219384476542473},{"word":"flaky","start":2547.4248,"end":2547.9248,"confidence":0.70088434,"punctuated_word":"Flaky.","sentiment":"neutral","sentiment_score":-0.02722783386707306},{"word":"what","start":2550.545,"end":2550.865,"confidence":0.5119573,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.007898405194282532},{"word":"what","start":2550.865,"end":2551.025,"confidence":0.7101237,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.015150807797908785},{"word":"do","start":2551.025,"end":2551.1848,"confidence":0.9843816,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.018175605684518818},{"word":"you","start":2551.1848,"end":2551.265,"confidence":0.9991986,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02083454094827175},{"word":"need","start":2551.265,"end":2551.505,"confidence":0.99954635,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.014333656057715416},{"word":"from","start":2551.505,"end":2551.6648,"confidence":0.9097795,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.015821723267436028},{"word":"me","start":2551.6648,"end":2551.825,"confidence":0.98028874,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.020781882107257843},{"word":"just","start":2551.825,"end":2552.065,"confidence":0.57348603,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.013330955058336258},{"word":"to","start":2552.065,"end":2552.2249,"confidence":0.9967914,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.011505991220474243},{"word":"respond","start":2552.2249,"end":2552.7249,"confidence":0.9923307,"punctuated_word":"respond","sentiment":"neutral","sentiment_score":-0.011765895411372185},{"word":"some","start":2552.785,"end":2553.025,"confidence":0.88231343,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.015850570052862167},{"word":"with","start":2553.105,"end":2553.345,"confidence":0.9206124,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.015682097524404526},{"word":"something","start":2553.345,"end":2553.7449,"confidence":0.7392655,"punctuated_word":"something?","sentiment":"neutral","sentiment_score":-0.009796494618058205},{"word":"or","start":2553.7449,"end":2553.9048,"confidence":0.8255193,"punctuated_word":"Or,","sentiment":"neutral","sentiment_score":-0.01113391574472189},{"word":"like","start":2553.9048,"end":2554.065,"confidence":0.99655706,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.006872089579701424},{"word":"what","start":2554.065,"end":2554.2249,"confidence":0.98765147,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0036354009062051777},{"word":"do","start":2554.2249,"end":2554.305,"confidence":0.9933107,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.014612993225455284},{"word":"you","start":2554.305,"end":2554.3848,"confidence":0.99647945,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011924682185053824},{"word":"need","start":2554.3848,"end":2554.8848,"confidence":0.99782836,"punctuated_word":"need?","sentiment":"neutral","sentiment_score":-0.012628058902919292},{"word":"as","start":2557.345,"end":2557.505,"confidence":0.8203965,"punctuated_word":"As","sentiment":"neutral","sentiment_score":-0.012126115150749683},{"word":"in","start":2557.505,"end":2557.6648,"confidence":0.9964927,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.007077428512275219},{"word":"just","start":2557.6648,"end":2557.825,"confidence":0.81411004,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.007140489295125008},{"word":"a","start":2557.825,"end":2558.04,"confidence":0.60706013,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01001557894051075},{"word":"photo","start":2558.12,"end":2558.28,"confidence":0.9849845,"punctuated_word":"photo","sentiment":"neutral","sentiment_score":-0.011028006672859192},{"word":"image","start":2558.28,"end":2558.4,"confidence":0.98570955,"punctuated_word":"image","sentiment":"neutral","sentiment_score":-0.017588529735803604},{"word":"of","start":2558.4,"end":2558.52,"confidence":0.99646735,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.024156641215085983},{"word":"my","start":2558.52,"end":2558.76,"confidence":0.9770874,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.02033134549856186},{"word":"license","start":2558.76,"end":2559.26,"confidence":0.73507965,"punctuated_word":"license?","sentiment":"neutral","sentiment_score":-0.020068928599357605},{"word":"or","start":2559.6802,"end":2560.1802,"confidence":0.91175604,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.01698283478617668},{"word":"yeah","start":2560.68,"end":2561.08,"confidence":0.7401512,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.02029755711555481},{"word":"yeah","start":2561.08,"end":2561.32,"confidence":0.9814434,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.024208880960941315},{"word":"because","start":2561.32,"end":2561.6401,"confidence":0.45467696,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.04692675173282623},{"word":"i","start":2561.6401,"end":2561.72,"confidence":0.9911212,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.058140479028224945},{"word":"don't","start":2561.72,"end":2561.8801,"confidence":0.99830127,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.056271519511938095},{"word":"yeah","start":2561.96,"end":2562.12,"confidence":0.98699474,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.07131905853748322},{"word":"i","start":2562.12,"end":2562.2,"confidence":0.999062,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08626820147037506},{"word":"don't","start":2562.2,"end":2562.52,"confidence":0.9997705,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.06938933581113815},{"word":"keep","start":2562.52,"end":2562.76,"confidence":0.9951014,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.07284905761480331},{"word":"my","start":2562.76,"end":2562.84,"confidence":0.9993222,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08589165657758713},{"word":"license","start":2562.84,"end":2563.32,"confidence":0.99801105,"punctuated_word":"license","sentiment":"neutral","sentiment_score":-0.09955675899982452},{"word":"in","start":2563.32,"end":2563.48,"confidence":0.75728863,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1048259735107422},{"word":"my","start":2563.48,"end":2563.6401,"confidence":0.9967547,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.07233141362667084},{"word":"phone","start":2563.6401,"end":2563.8801,"confidence":0.9989292,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":-0.07399307191371918},{"word":"or","start":2563.8801,"end":2564.04,"confidence":0.9971988,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05015093088150024},{"word":"anything","start":2564.04,"end":2564.36,"confidence":0.9998248,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.06019778177142143},{"word":"like","start":2564.36,"end":2564.52,"confidence":0.9966517,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.08869284391403198},{"word":"that","start":2564.52,"end":2564.68,"confidence":0.9964133,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.04963432624936104},{"word":"i","start":2564.68,"end":2564.84,"confidence":0.99485683,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.038956210017204285},{"word":"don't","start":2564.84,"end":2564.92,"confidence":0.78273284,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.05818416178226471},{"word":"have","start":2564.92,"end":2565.08,"confidence":0.9944891,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.064438596367836},{"word":"a","start":2565.08,"end":2565.24,"confidence":0.6335126,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0807112455368042},{"word":"i'm","start":2565.32,"end":2565.56,"confidence":0.99950397,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.08999617397785187},{"word":"i'm","start":2565.56,"end":2565.8,"confidence":0.9941462,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.09835171699523926},{"word":"old","start":2565.8,"end":2566.28,"confidence":0.82658094,"punctuated_word":"old.","sentiment":"neutral","sentiment_score":-0.10278914868831636},{"word":"so","start":2566.28,"end":2566.78,"confidence":0.6949279,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04521714523434639},{"word":"i","start":2566.84,"end":2567.0,"confidence":0.9938869,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04076693207025528},{"word":"keep","start":2567.0,"end":2567.24,"confidence":0.98091817,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.03059276193380356},{"word":"the","start":2567.24,"end":2567.4001,"confidence":0.99786586,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.018200840801000595},{"word":"old","start":2567.4001,"end":2567.56,"confidence":0.9949238,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.02589314430952072},{"word":"hardcover","start":2567.56,"end":2567.96,"confidence":0.47512528,"punctuated_word":"hardcover.","sentiment":"neutral","sentiment_score":-0.01421976275742054},{"word":"so","start":2567.96,"end":2568.12,"confidence":0.8306603,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.014951024204492567},{"word":"i","start":2568.12,"end":2568.2,"confidence":0.995695,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.014135073870420456},{"word":"can","start":2568.2,"end":2568.36,"confidence":0.99741083,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.024662738665938377},{"word":"just","start":2568.36,"end":2568.6,"confidence":0.9970071,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02571706473827362},{"word":"take","start":2568.6,"end":2568.68,"confidence":0.9982262,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.044845376163721085},{"word":"a","start":2568.68,"end":2568.76,"confidence":0.99277365,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.039564259350299835},{"word":"photo","start":2568.76,"end":2569.08,"confidence":0.9997248,"punctuated_word":"photo","sentiment":"neutral","sentiment_score":0.03198566660284996},{"word":"front","start":2569.08,"end":2569.32,"confidence":0.9161174,"punctuated_word":"front","sentiment":"neutral","sentiment_score":0.03582484647631645},{"word":"and","start":2569.32,"end":2569.4001,"confidence":0.9628778,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02912225015461445},{"word":"back","start":2569.4001,"end":2569.56,"confidence":0.9988613,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.03509296104311943},{"word":"and","start":2569.56,"end":2569.72,"confidence":0.96009725,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.037631649523973465},{"word":"flick","start":2569.72,"end":2570.04,"confidence":0.756379,"punctuated_word":"flick","sentiment":"neutral","sentiment_score":0.05042015761137009},{"word":"it","start":2570.04,"end":2570.12,"confidence":0.99808574,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03009948879480362},{"word":"back","start":2570.12,"end":2570.28,"confidence":0.99928325,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.034600723534822464},{"word":"to","start":2570.28,"end":2570.44,"confidence":0.9888764,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11476320028305054},{"word":"you","start":2570.44,"end":2570.68,"confidence":0.983922,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.133805513381958},{"word":"yeah","start":2570.68,"end":2571.045,"confidence":0.8531381,"punctuated_word":"Yeah?","sentiment":"neutral","sentiment_score":0.08970475941896439},{"word":"yeah","start":2574.645,"end":2575.145,"confidence":0.93480027,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06915981322526932},{"word":"yeah","start":2575.2048,"end":2575.4448,"confidence":0.99871814,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07983312010765076},{"word":"yeah","start":2575.4448,"end":2575.605,"confidence":0.9989446,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05416036397218704},{"word":"yeah","start":2575.605,"end":2576.105,"confidence":0.9972515,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0388580746948719},{"word":"100%","start":2577.525,"end":2578.165,"confidence":0.96667325,"punctuated_word":"100%.","sentiment":"neutral","sentiment_score":0.2354728132486343},{"word":"yeah","start":2578.165,"end":2578.325,"confidence":0.9962269,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3336838483810425},{"word":"that's","start":2578.325,"end":2578.645,"confidence":0.8151024,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6259424686431885},{"word":"fine","start":2578.645,"end":2578.9648,"confidence":0.99989414,"punctuated_word":"fine.","sentiment":"positive","sentiment_score":0.4674612283706665},{"word":"yeah","start":2578.9648,"end":2579.4648,"confidence":0.99944615,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2644074857234955},{"word":"yep","start":2585.6848,"end":2586.1848,"confidence":0.9925103,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08887728303670883},{"word":"yep","start":2587.41,"end":2587.91,"confidence":0.99201185,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16640028357505798},{"word":"all","start":2591.01,"end":2591.25,"confidence":0.9144699,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.3422504961490631},{"word":"good","start":2591.25,"end":2591.75,"confidence":0.99965143,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4505518078804016},{"word":"yep","start":2592.6099,"end":2593.01,"confidence":0.99398774,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2906680107116699},{"word":"terrific","start":2593.01,"end":2593.49,"confidence":0.99951977,"punctuated_word":"Terrific.","sentiment":"positive","sentiment_score":0.6193629503250122},{"word":"no","start":2593.49,"end":2593.65,"confidence":0.9997538,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.30283740162849426},{"word":"worries","start":2593.65,"end":2594.13,"confidence":0.99940276,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.2641298770904541},{"word":"i","start":2594.13,"end":2594.21,"confidence":0.9964784,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13376712799072266},{"word":"can","start":2594.21,"end":2594.3699,"confidence":0.98823404,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10641446709632874},{"word":"do","start":2594.3699,"end":2594.53,"confidence":0.9973041,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09801404178142548},{"word":"that","start":2594.53,"end":2595.03,"confidence":0.9997386,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.13065871596336365},{"word":"wow","start":2598.21,"end":2598.45,"confidence":0.98120356,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.2084273397922516},{"word":"that's","start":2598.45,"end":2598.77,"confidence":0.80666983,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15147629380226135},{"word":"action","start":2598.77,"end":2599.155,"confidence":0.9387237,"punctuated_word":"action.","sentiment":"neutral","sentiment_score":0.15165859460830688},{"word":"alright","start":2599.315,"end":2599.815,"confidence":0.9832153,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.1591770052909851},{"word":"yeah","start":2600.995,"end":2601.495,"confidence":0.7048584,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.32425999641418457},{"word":"yeah","start":2620.7798,"end":2621.26,"confidence":0.9605386,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06091415137052536},{"word":"okay","start":2621.26,"end":2621.76,"confidence":0.66019726,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13108381628990173},{"word":"oh","start":2632.4248,"end":2632.7449,"confidence":0.77222574,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.10575924813747406},{"word":"okay","start":2632.7449,"end":2633.145,"confidence":0.9931462,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.10354271531105042},{"word":"right","start":2633.145,"end":2633.645,"confidence":0.9661352,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.0975269228219986},{"word":"awesome","start":2652.2998,"end":2652.6199,"confidence":0.78495693,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.3430963158607483},{"word":"awesome","start":2652.6199,"end":2653.0999,"confidence":0.9980361,"punctuated_word":"Awesome.","sentiment":"neutral","sentiment_score":0.2862386107444763},{"word":"yeah","start":2653.0999,"end":2653.5999,"confidence":0.99708384,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11393111944198608},{"word":"we","start":2654.14,"end":2654.46,"confidence":0.87415624,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.026384759694337845},{"word":"we","start":2654.46,"end":2654.6199,"confidence":0.9383816,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0234150942414999},{"word":"saw","start":2654.6199,"end":2654.7798,"confidence":0.41193038,"punctuated_word":"saw","sentiment":"neutral","sentiment_score":0.02172132208943367},{"word":"i","start":2654.8599,"end":2654.94,"confidence":0.6208525,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.025547169148921967},{"word":"just","start":2654.94,"end":2655.0999,"confidence":0.97670776,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03332604840397835},{"word":"sort","start":2655.0999,"end":2655.2598,"confidence":0.9818117,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.03461826220154762},{"word":"of","start":2655.2598,"end":2655.3398,"confidence":0.58781594,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03128647804260254},{"word":"do","start":2655.3398,"end":2655.5798,"confidence":0.9975228,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03551330044865608},{"word":"expect","start":2655.5798,"end":2655.9,"confidence":0.99942625,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":0.03187989443540573},{"word":"a","start":2655.9,"end":2655.98,"confidence":0.7849307,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04372934624552727},{"word":"sale","start":2655.98,"end":2656.46,"confidence":0.94804204,"punctuated_word":"sale,","sentiment":"neutral","sentiment_score":0.0576200932264328},{"word":"like","start":2656.46,"end":2656.96,"confidence":0.7792126,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.04793792590498924},{"word":"like","start":2657.165,"end":2657.4849,"confidence":0.9408852,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.051068224012851715},{"word":"soon","start":2657.4849,"end":2657.805,"confidence":0.93047655,"punctuated_word":"soon,","sentiment":"neutral","sentiment_score":0.047849103808403015},{"word":"and","start":2657.805,"end":2658.045,"confidence":0.98403317,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04602113738656044},{"word":"it","start":2658.045,"end":2658.125,"confidence":0.9832113,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06677616387605667},{"word":"will","start":2658.125,"end":2658.365,"confidence":0.9989637,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.044727787375450134},{"word":"be","start":2658.365,"end":2658.445,"confidence":0.9992434,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05440345034003258},{"word":"around","start":2658.445,"end":2658.765,"confidence":0.9908557,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.05659349262714386},{"word":"about","start":2658.765,"end":2658.925,"confidence":0.99696916,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03593537211418152},{"word":"that","start":2658.925,"end":2659.085,"confidence":0.9965744,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07203826308250427},{"word":"1,500,000.0","start":2659.085,"end":2660.125,"confidence":0.9990642,"punctuated_word":"1,500,000.0","sentiment":"neutral","sentiment_score":0.06382035464048386},{"word":"mark","start":2660.125,"end":2660.625,"confidence":0.97980464,"punctuated_word":"mark.","sentiment":"neutral","sentiment_score":0.10218102484941484},{"word":"and","start":2661.085,"end":2661.2449,"confidence":0.9323569,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08637924492359161},{"word":"then","start":2661.2449,"end":2661.405,"confidence":0.99964917,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08871644735336304},{"word":"it","start":2661.405,"end":2661.565,"confidence":0.9946794,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07435683906078339},{"word":"was","start":2661.565,"end":2661.7249,"confidence":0.9998574,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06789801269769669},{"word":"really","start":2661.7249,"end":2661.9648,"confidence":0.9994991,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.10202360153198242},{"word":"just","start":2661.9648,"end":2662.205,"confidence":0.99950385,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07935717701911926},{"word":"about","start":2662.205,"end":2662.445,"confidence":0.9367099,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":0.06119594722986221},{"word":"yeah","start":2662.445,"end":2662.605,"confidence":0.988912,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.07289224863052368},{"word":"when","start":2662.605,"end":2662.765,"confidence":0.9991636,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.06116451323032379},{"word":"we","start":2662.765,"end":2662.845,"confidence":0.9993599,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.062076032161712646},{"word":"get","start":2662.845,"end":2663.085,"confidence":0.9988464,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.054545387625694275},{"word":"that","start":2663.085,"end":2663.165,"confidence":0.99847883,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09014994651079178},{"word":"cash","start":2663.165,"end":2663.405,"confidence":0.9077466,"punctuated_word":"cash,","sentiment":"neutral","sentiment_score":0.07496966421604156},{"word":"you","start":2663.405,"end":2663.565,"confidence":0.9537742,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06287827342748642},{"word":"know","start":2663.565,"end":2664.045,"confidence":0.9899478,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08481574803590775},{"word":"what","start":2664.045,"end":2664.285,"confidence":0.87191147,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0666084736585617},{"word":"are","start":2664.285,"end":2664.445,"confidence":0.9480801,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.051299311220645905},{"word":"our","start":2664.445,"end":2664.525,"confidence":0.9880266,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.0417279414832592},{"word":"options","start":2664.525,"end":2665.005,"confidence":0.80288625,"punctuated_word":"options?","sentiment":"neutral","sentiment_score":0.04570233076810837},{"word":"like","start":2665.005,"end":2665.165,"confidence":0.9733107,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.0300690159201622},{"word":"should","start":2665.165,"end":2665.325,"confidence":0.99914944,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.027353137731552124},{"word":"we","start":2665.325,"end":2665.4849,"confidence":0.9935462,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03631536662578583},{"word":"invest","start":2665.4849,"end":2665.885,"confidence":0.9967289,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.03375677764415741},{"word":"in","start":2665.885,"end":2666.045,"confidence":0.9991616,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02599317952990532},{"word":"a","start":2666.045,"end":2666.125,"confidence":0.9483902,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.017160285264253616},{"word":"in","start":2666.125,"end":2666.205,"confidence":0.9620636,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.022356614470481873},{"word":"a","start":2666.205,"end":2666.365,"confidence":0.99867356,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02862081304192543},{"word":"property","start":2666.365,"end":2666.765,"confidence":0.99880564,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.047528039664030075},{"word":"or","start":2666.765,"end":2667.085,"confidence":0.7608806,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":0.04209472984075546},{"word":"you","start":2667.085,"end":2667.165,"confidence":0.9855311,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.046921536326408386},{"word":"know","start":2667.165,"end":2667.2449,"confidence":0.9043839,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.05077094212174416},{"word":"with","start":2667.2449,"end":2667.4849,"confidence":0.275731,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0349365770816803},{"word":"no","start":2667.565,"end":2667.805,"confidence":0.8232731,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.0021616783924400806},{"word":"again","start":2667.805,"end":2668.305,"confidence":0.9905232,"punctuated_word":"Again,","sentiment":"neutral","sentiment_score":0.00996537320315838},{"word":"anything","start":2668.365,"end":2668.865,"confidence":0.5076706,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.019359396770596504},{"word":"anything","start":2669.2449,"end":2669.7449,"confidence":0.9480638,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.016140036284923553},{"word":"that's","start":2669.805,"end":2670.205,"confidence":0.998163,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.0009092576801776886},{"word":"out","start":2670.205,"end":2670.365,"confidence":0.99632156,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.0035447487607598305},{"word":"there","start":2670.365,"end":2670.445,"confidence":0.8096006,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.004256215877830982},{"word":"because","start":2670.445,"end":2670.685,"confidence":0.97921157,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.030649563297629356},{"word":"i","start":2670.685,"end":2670.765,"confidence":0.81557524,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.022874856367707253},{"word":"said","start":2670.765,"end":2671.085,"confidence":0.717328,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.022313198074698448},{"word":"as","start":2671.085,"end":2671.325,"confidence":0.47458017,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.048039574176073074},{"word":"i","start":2671.325,"end":2671.405,"confidence":0.99889344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02965768426656723},{"word":"said","start":2671.405,"end":2671.565,"confidence":0.9891008,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.018118971958756447},{"word":"we","start":2671.565,"end":2671.92,"confidence":0.9538505,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.03001352772116661},{"word":"we","start":2671.92,"end":2672.16,"confidence":0.9983778,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.004459314048290253},{"word":"pretty","start":2672.16,"end":2672.4,"confidence":0.96967715,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.012093674391508102},{"word":"much","start":2672.4,"end":2672.5598,"confidence":0.99951136,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.016293484717607498},{"word":"have","start":2672.5598,"end":2672.72,"confidence":0.9897995,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.01356108859181404},{"word":"paid","start":2672.72,"end":2672.88,"confidence":0.99965775,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.008611209690570831},{"word":"off","start":2672.88,"end":2673.1199,"confidence":0.99836177,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.04234137386083603},{"word":"this","start":2673.1199,"end":2673.28,"confidence":0.9984487,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.04425423592329025},{"word":"house","start":2673.28,"end":2673.5999,"confidence":0.8379594,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":-0.012562859803438188},{"word":"and","start":2673.5999,"end":2673.68,"confidence":0.9995235,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.011943839490413666},{"word":"we","start":2673.68,"end":2673.8398,"confidence":0.9997451,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.00917740911245346},{"word":"have","start":2673.8398,"end":2674.0,"confidence":0.8946739,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.01875630021095276},{"word":"a","start":2674.0,"end":2674.0798,"confidence":0.9918349,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.009414559230208395},{"word":"little","start":2674.0798,"end":2674.24,"confidence":0.9998405,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.012806344777345656},{"word":"bit","start":2674.24,"end":2674.4,"confidence":0.999759,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.01559736579656601},{"word":"of","start":2674.4,"end":2674.48,"confidence":0.9984804,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.031991515308618546},{"word":"savings","start":2674.48,"end":2674.96,"confidence":0.94625974,"punctuated_word":"savings.","sentiment":"neutral","sentiment_score":-0.04961401969194412},{"word":"so","start":2674.96,"end":2675.46,"confidence":0.9974982,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.09722774475812912},{"word":"it's","start":2676.5598,"end":2676.72,"confidence":0.8688506,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.26531875133514404},{"word":"a","start":2676.72,"end":2676.7998,"confidence":0.99906844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2934746742248535},{"word":"bit","start":2676.7998,"end":2677.04,"confidence":0.9989606,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.31806689500808716},{"word":"foreign","start":2677.04,"end":2677.44,"confidence":0.9901305,"punctuated_word":"foreign","sentiment":"negative","sentiment_score":-0.4018471837043762},{"word":"actually","start":2677.44,"end":2677.8398,"confidence":0.66335875,"punctuated_word":"actually","sentiment":"negative","sentiment_score":-0.35148516297340393},{"word":"having","start":2677.8398,"end":2678.16,"confidence":0.9018522,"punctuated_word":"having","sentiment":"negative","sentiment_score":-0.3726648986339569},{"word":"that","start":2678.16,"end":2678.4,"confidence":0.9996836,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.31541499495506287},{"word":"kind","start":2678.4,"end":2678.64,"confidence":0.99718386,"punctuated_word":"kind","sentiment":"negative","sentiment_score":-0.3357734978199005},{"word":"of","start":2678.64,"end":2678.7998,"confidence":0.99917173,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.31906962394714355},{"word":"amount","start":2678.7998,"end":2679.04,"confidence":0.9986504,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.2611597180366516},{"word":"of","start":2679.04,"end":2679.28,"confidence":0.99963105,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.32542482018470764},{"word":"money","start":2679.28,"end":2679.78,"confidence":0.87728894,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.2409384548664093},{"word":"and","start":2681.1199,"end":2681.44,"confidence":0.9935395,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.04997783154249191},{"word":"i","start":2681.44,"end":2681.52,"confidence":0.98420924,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2308712601661682},{"word":"don't","start":2681.52,"end":2681.5999,"confidence":0.99678636,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.19770574569702148},{"word":"you","start":2681.92,"end":2682.0798,"confidence":0.985641,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2080150842666626},{"word":"know","start":2682.0798,"end":2682.24,"confidence":0.9457215,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.2295417487621307},{"word":"we","start":2682.24,"end":2682.48,"confidence":0.9222366,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.2610636353492737},{"word":"get","start":2682.48,"end":2682.64,"confidence":0.8226886,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.21361511945724487},{"word":"we","start":2682.72,"end":2682.96,"confidence":0.8811785,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.21403208374977112},{"word":"don't","start":2682.96,"end":2683.2,"confidence":0.8943274,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2440183162689209},{"word":"get","start":2683.2,"end":2683.44,"confidence":0.99698275,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.3089886009693146},{"word":"much","start":2683.44,"end":2683.5999,"confidence":0.9991486,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.2556808590888977},{"word":"for","start":2683.5999,"end":2683.76,"confidence":0.96694136,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.30718475580215454},{"word":"it","start":2683.76,"end":2683.8398,"confidence":0.89782125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.3079288601875305},{"word":"sitting","start":2683.8398,"end":2684.16,"confidence":0.9991333,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":-0.2671588957309723},{"word":"in","start":2684.16,"end":2684.24,"confidence":0.9993949,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2939462959766388},{"word":"a","start":2684.24,"end":2684.4,"confidence":0.9745646,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.31410807371139526},{"word":"bank","start":2684.4,"end":2684.64,"confidence":0.763637,"punctuated_word":"bank.","sentiment":"neutral","sentiment_score":-0.30101537704467773},{"word":"so","start":2684.64,"end":2684.7998,"confidence":0.9989361,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.14284338057041168},{"word":"i","start":2684.7998,"end":2684.88,"confidence":0.9872207,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14986605942249298},{"word":"just","start":2684.88,"end":2685.1199,"confidence":0.9905996,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1131342276930809},{"word":"yeah","start":2685.28,"end":2685.76,"confidence":0.99228007,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.1126023679971695},{"word":"yeah","start":2685.76,"end":2686.215,"confidence":0.9797251,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04837585613131523},{"word":"we'll","start":2686.215,"end":2686.375,"confidence":0.9959489,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":-0.012346260249614716},{"word":"be","start":2686.375,"end":2686.5352,"confidence":0.9996339,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0003985073417425155},{"word":"looking","start":2686.5352,"end":2687.0352,"confidence":0.999853,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.006740530952811241},{"word":"to","start":2687.095,"end":2687.175,"confidence":0.9990669,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0038938410580158234},{"word":"discuss","start":2687.175,"end":2687.495,"confidence":0.9914384,"punctuated_word":"discuss","sentiment":"neutral","sentiment_score":-0.008809845894575119},{"word":"that","start":2687.495,"end":2687.655,"confidence":0.888232,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.006538230925798416},{"word":"all","start":2687.655,"end":2687.8152,"confidence":0.9813339,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.006068844348192215},{"word":"with","start":2687.8152,"end":2687.975,"confidence":0.99910945,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.001003418117761612},{"word":"you","start":2687.975,"end":2688.475,"confidence":0.999557,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.008451107889413834},{"word":"yeah","start":2688.7751,"end":2689.2551,"confidence":0.99610263,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.046141963452100754},{"word":"yeah","start":2689.2551,"end":2689.495,"confidence":0.9416751,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06448186933994293},{"word":"yeah","start":2689.495,"end":2689.5752,"confidence":0.72650033,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.062130752950906754},{"word":"somewhere","start":2689.5752,"end":2690.0752,"confidence":0.7640827,"punctuated_word":"Somewhere.","sentiment":"neutral","sentiment_score":0.0404466837644577},{"word":"yeah","start":2690.375,"end":2690.875,"confidence":0.986233,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.21905839443206787},{"word":"no","start":2693.2551,"end":2693.495,"confidence":0.87531775,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.07888810336589813},{"word":"thanks","start":2693.495,"end":2693.735,"confidence":0.9624469,"punctuated_word":"Thanks,","sentiment":"neutral","sentiment_score":0.1496979147195816},{"word":"man","start":2693.735,"end":2694.0552,"confidence":0.9589827,"punctuated_word":"man.","sentiment":"neutral","sentiment_score":0.1259264349937439},{"word":"i","start":2694.0552,"end":2694.135,"confidence":0.8781547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.23326745629310608},{"word":"appreciate","start":2694.135,"end":2694.615,"confidence":0.9782949,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.3462214171886444},{"word":"everything","start":2694.615,"end":2694.935,"confidence":0.99151355,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.4038883149623871},{"word":"you","start":2694.935,"end":2695.095,"confidence":0.9975878,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30328986048698425},{"word":"do","start":2695.095,"end":2695.595,"confidence":0.9952226,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.27501678466796875},{"word":"okay","start":2705.94,"end":2706.44,"confidence":0.73867524,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.003413391299545765},{"word":"yeah","start":2716.7148,"end":2717.2148,"confidence":0.91513324,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006726442836225033},{"word":"yeah","start":2717.275,"end":2717.595,"confidence":0.9419168,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016936805099248886},{"word":"cool","start":2717.595,"end":2717.9148,"confidence":0.9760623,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.10752321779727936},{"word":"like","start":2717.9148,"end":2718.075,"confidence":0.57601684,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.046018339693546295},{"word":"i","start":2718.075,"end":2718.2349,"confidence":0.6218406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04533291980624199},{"word":"can","start":2718.2349,"end":2718.3948,"confidence":0.8956333,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.0007791966199874878},{"word":"realize","start":2718.3948,"end":2718.7148,"confidence":0.8358477,"punctuated_word":"realize","sentiment":"neutral","sentiment_score":-0.0165412500500679},{"word":"that","start":2718.7148,"end":2718.795,"confidence":0.989254,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.029163764789700508},{"word":"you're","start":2718.795,"end":2718.9548,"confidence":0.99813324,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.03951146826148033},{"word":"not","start":2718.9548,"end":2719.115,"confidence":0.99806195,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.04756089299917221},{"word":"working","start":2719.115,"end":2719.355,"confidence":0.99971944,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.054461702704429626},{"word":"tomorrow","start":2719.355,"end":2719.755,"confidence":0.9256038,"punctuated_word":"tomorrow.","sentiment":"neutral","sentiment_score":-0.06196417659521103},{"word":"actually","start":2719.755,"end":2719.9949,"confidence":0.989004,"punctuated_word":"Actually,","sentiment":"neutral","sentiment_score":-0.038647592067718506},{"word":"nor","start":2719.9949,"end":2720.2349,"confidence":0.8760725,"punctuated_word":"nor","sentiment":"neutral","sentiment_score":-0.046804554760456085},{"word":"am","start":2720.2349,"end":2720.3948,"confidence":0.982554,"punctuated_word":"am","sentiment":"neutral","sentiment_score":-0.042047955095767975},{"word":"i","start":2720.3948,"end":2720.555,"confidence":0.7443938,"punctuated_word":"I,","sentiment":"neutral","sentiment_score":-0.02442513406276703},{"word":"but","start":2720.555,"end":2721.055,"confidence":0.9802751,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.008245501667261124},{"word":"i'll","start":2721.835,"end":2722.075,"confidence":0.91512233,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06035388633608818},{"word":"probably","start":2722.075,"end":2722.555,"confidence":0.988564,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.05514974147081375},{"word":"leave","start":2722.555,"end":2722.795,"confidence":0.99936694,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.033704936504364014},{"word":"it","start":2722.795,"end":2723.035,"confidence":0.99906915,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01750033348798752},{"word":"until","start":2723.035,"end":2723.515,"confidence":0.99627954,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.0009363368153572084},{"word":"tomorrow","start":2723.515,"end":2723.9949,"confidence":0.8672842,"punctuated_word":"tomorrow.","sentiment":"neutral","sentiment_score":0.02007560431957245},{"word":"and","start":2723.9949,"end":2724.2349,"confidence":0.9994234,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02282010018825531},{"word":"if","start":2724.2349,"end":2724.3948,"confidence":0.998599,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0010488852858543396},{"word":"it","start":2724.3948,"end":2724.555,"confidence":0.98979795,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0069823600351810455},{"word":"hasn't","start":2724.555,"end":2724.795,"confidence":0.9992472,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.006063544191420078},{"word":"come","start":2724.795,"end":2725.115,"confidence":0.99786,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.016682446002960205},{"word":"through","start":2725.115,"end":2725.615,"confidence":0.9628613,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.002056388184428215},{"word":"yeah","start":2726.075,"end":2726.4749,"confidence":0.9573041,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.015942655503749847},{"word":"i'll","start":2726.4749,"end":2726.555,"confidence":0.9927932,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08611202239990234},{"word":"i'll","start":2726.555,"end":2726.795,"confidence":0.9505626,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0941227525472641},{"word":"be","start":2726.795,"end":2726.875,"confidence":0.9987451,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.057696305215358734},{"word":"in","start":2726.875,"end":2727.12,"confidence":0.9975599,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.052430152893066406},{"word":"contact","start":2727.28,"end":2727.44,"confidence":0.99953175,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.0387900248169899},{"word":"with","start":2727.44,"end":2727.6,"confidence":0.9991326,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0414171889424324},{"word":"you","start":2727.6,"end":2727.84,"confidence":0.994609,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04457274079322815},{"word":"or","start":2727.84,"end":2727.9202,"confidence":0.914374,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05116700753569603},{"word":"the","start":2727.9202,"end":2728.08,"confidence":0.998814,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03406091034412384},{"word":"office","start":2728.08,"end":2728.4001,"confidence":0.974052,"punctuated_word":"office","sentiment":"neutral","sentiment_score":0.0471070297062397},{"word":"anyway","start":2728.4001,"end":2728.9001,"confidence":0.9380107,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.03918059915304184},{"word":"nice","start":2734.32,"end":2734.82,"confidence":0.9900043,"punctuated_word":"Nice.","sentiment":"neutral","sentiment_score":0.28852027654647827},{"word":"perfect","start":2735.6802,"end":2736.1802,"confidence":0.9992752,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3670492172241211},{"word":"oh","start":2738.9602,"end":2739.2002,"confidence":0.98684466,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.16413114964962006},{"word":"wow","start":2739.2002,"end":2739.7002,"confidence":0.9911232,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":0.20048575103282928},{"word":"big","start":2739.84,"end":2740.1602,"confidence":0.9558169,"punctuated_word":"Big","sentiment":"neutral","sentiment_score":0.1519421935081482},{"word":"days","start":2740.1602,"end":2740.6602,"confidence":0.9825045,"punctuated_word":"days.","sentiment":"neutral","sentiment_score":0.1410413533449173},{"word":"yeah","start":2743.8152,"end":2744.135,"confidence":0.9899286,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04659503325819969},{"word":"i","start":2744.135,"end":2744.215,"confidence":0.7194351,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04258507490158081},{"word":"met","start":2744.215,"end":2744.5352,"confidence":0.23351318,"punctuated_word":"met","sentiment":"neutral","sentiment_score":0.06526628136634827},{"word":"the","start":2744.5352,"end":2744.615,"confidence":0.9755824,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02656906098127365},{"word":"most","start":2744.615,"end":2744.855,"confidence":0.9944935,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.04689457267522812},{"word":"of","start":2744.855,"end":2744.935,"confidence":0.9868075,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04502929747104645},{"word":"it","start":2744.935,"end":2745.435,"confidence":0.8040338,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.0430946983397007},{"word":"for","start":2745.735,"end":2746.0552,"confidence":0.76126176,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.06793074309825897},{"word":"sure","start":2746.0552,"end":2746.5552,"confidence":0.9960543,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.08671652525663376},{"word":"yeah","start":2746.615,"end":2746.855,"confidence":0.9861702,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1312040537595749},{"word":"that's","start":2746.855,"end":2747.095,"confidence":0.99795544,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.17953824996948242},{"word":"getting","start":2747.095,"end":2747.335,"confidence":0.9832413,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.16510923206806183},{"word":"your","start":2747.335,"end":2747.495,"confidence":0.9333551,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1719462275505066},{"word":"priorities","start":2747.495,"end":2747.975,"confidence":0.99741286,"punctuated_word":"priorities","sentiment":"neutral","sentiment_score":0.18301840126514435},{"word":"right","start":2747.975,"end":2748.215,"confidence":0.95355976,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.22486048936843872},{"word":"that's","start":2748.215,"end":2748.5352,"confidence":0.99596,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5146380662918091},{"word":"perfect","start":2748.5352,"end":2749.0151,"confidence":0.81727874,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.4979808926582336},{"word":"well","start":2749.0151,"end":2749.175,"confidence":0.81299543,"punctuated_word":"Well","sentiment":"neutral","sentiment_score":0.2223876267671585},{"word":"done","start":2749.175,"end":2749.675,"confidence":0.99736583,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.26299721002578735},{"word":"yeah","start":2751.655,"end":2752.155,"confidence":0.99444747,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05126954987645149},{"word":"thanks","start":2754.62,"end":2755.02,"confidence":0.80077094,"punctuated_word":"Thanks,","sentiment":"positive","sentiment_score":0.6807696223258972},{"word":"dana","start":2755.02,"end":2755.52,"confidence":0.6378448,"punctuated_word":"Dana.","sentiment":"positive","sentiment_score":0.5005925893783569},{"word":"oh","start":2757.58,"end":2757.82,"confidence":0.94358665,"punctuated_word":"Oh","sentiment":"neutral","sentiment_score":0.07877607643604279},{"word":"my","start":2757.82,"end":2757.98,"confidence":0.85141623,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.039676398038864136},{"word":"god","start":2757.98,"end":2758.3801,"confidence":0.9797691,"punctuated_word":"god.","sentiment":"neutral","sentiment_score":-0.008975109085440636},{"word":"don't","start":2758.3801,"end":2758.54,"confidence":0.9843359,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":-0.06489602476358414},{"word":"burn","start":2758.54,"end":2758.78,"confidence":0.86629915,"punctuated_word":"burn","sentiment":"neutral","sentiment_score":-0.1974148154258728},{"word":"yourselves","start":2758.78,"end":2759.26,"confidence":0.7069689,"punctuated_word":"yourselves","sentiment":"neutral","sentiment_score":-0.08907921612262726},{"word":"out","start":2759.26,"end":2759.76,"confidence":0.9960128,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.02095966599881649},{"word":"yeah","start":2760.4602,"end":2760.7002,"confidence":0.8838477,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.021661415696144104},{"word":"but","start":2760.7002,"end":2760.9402,"confidence":0.9100196,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.02095877006649971},{"word":"don't","start":2760.9402,"end":2761.1,"confidence":0.97988856,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.13241693377494812},{"word":"turn","start":2761.1,"end":2761.34,"confidence":0.7377133,"punctuated_word":"turn","sentiment":"neutral","sentiment_score":0.11501569300889967},{"word":"yourself","start":2761.34,"end":2761.84,"confidence":0.59957016,"punctuated_word":"yourself.","sentiment":"neutral","sentiment_score":0.33059316873550415},{"word":"yeah","start":2762.1401,"end":2762.6401,"confidence":0.6692181,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4304400086402893},{"word":"oh","start":2764.3,"end":2764.54,"confidence":0.7498208,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.6140997409820557},{"word":"it's","start":2764.54,"end":2764.86,"confidence":0.6703118,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.7366925477981567},{"word":"really","start":2764.86,"end":2765.1,"confidence":0.82782185,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.7724995613098145},{"word":"good","start":2765.1,"end":2765.26,"confidence":0.9996152,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.792499303817749},{"word":"to","start":2765.26,"end":2765.4202,"confidence":0.9995096,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.8546839952468872},{"word":"hear","start":2765.4202,"end":2765.6602,"confidence":0.99914753,"punctuated_word":"hear","sentiment":"positive","sentiment_score":0.8479549884796143},{"word":"and","start":2765.6602,"end":2765.82,"confidence":0.9298135,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7916719913482666},{"word":"very","start":2765.82,"end":2766.06,"confidence":0.9971903,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.8429414629936218},{"word":"reassuring","start":2766.06,"end":2766.56,"confidence":0.99900323,"punctuated_word":"reassuring","sentiment":"positive","sentiment_score":0.7748751044273376},{"word":"that","start":2766.62,"end":2766.78,"confidence":0.9867247,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.7006071209907532},{"word":"i'll","start":2766.78,"end":2766.9402,"confidence":0.9981216,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.6769029498100281},{"word":"be","start":2766.9402,"end":2767.02,"confidence":0.9976547,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.6625080704689026},{"word":"chatting","start":2767.02,"end":2767.34,"confidence":0.99099684,"punctuated_word":"chatting","sentiment":"positive","sentiment_score":0.7337061762809753},{"word":"to","start":2767.34,"end":2767.5,"confidence":0.96415263,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.7355097532272339},{"word":"you","start":2767.5,"end":2767.58,"confidence":0.94067746,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6895939707756042},{"word":"for","start":2767.58,"end":2767.82,"confidence":0.98369515,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5701079964637756},{"word":"quite","start":2767.82,"end":2768.1401,"confidence":0.99468416,"punctuated_word":"quite","sentiment":"positive","sentiment_score":0.5843946933746338},{"word":"some","start":2768.1401,"end":2768.3801,"confidence":0.9743267,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.6220265030860901},{"word":"time","start":2768.3801,"end":2768.7002,"confidence":0.9517275,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.6578724384307861},{"word":"so","start":2768.7002,"end":2769.075,"confidence":0.85710186,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.31993991136550903},{"word":"yeah","start":2769.795,"end":2770.115,"confidence":0.9586836,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.5888410806655884},{"word":"that's","start":2770.115,"end":2770.355,"confidence":0.9992561,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.7925618886947632},{"word":"good","start":2770.355,"end":2770.515,"confidence":0.7801628,"punctuated_word":"good,","sentiment":"positive","sentiment_score":0.7536575198173523},{"word":"and","start":2770.515,"end":2770.755,"confidence":0.99490345,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.8032827973365784},{"word":"it's","start":2770.755,"end":2770.835,"confidence":0.9765512,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.8659269213676453},{"word":"good","start":2770.835,"end":2770.9949,"confidence":0.9997211,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.8172731995582581},{"word":"for","start":2770.9949,"end":2771.155,"confidence":0.9639522,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8520833253860474},{"word":"you","start":2771.155,"end":2771.315,"confidence":0.99966455,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8441952466964722},{"word":"most","start":2771.315,"end":2771.635,"confidence":0.7855283,"punctuated_word":"most","sentiment":"positive","sentiment_score":0.7819612622261047},{"word":"importantly","start":2771.635,"end":2772.135,"confidence":0.99268854,"punctuated_word":"importantly.","sentiment":"positive","sentiment_score":0.7184689044952393},{"word":"so","start":2772.355,"end":2772.855,"confidence":0.96279585,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.30846184492111206},{"word":"thanks","start":2780.835,"end":2781.2349,"confidence":0.9567809,"punctuated_word":"thanks,","sentiment":"positive","sentiment_score":0.716863751411438},{"word":"dana","start":2781.2349,"end":2781.635,"confidence":0.9363774,"punctuated_word":"Dana.","sentiment":"positive","sentiment_score":0.6683101058006287},{"word":"really","start":2781.635,"end":2781.9548,"confidence":0.92880446,"punctuated_word":"Really","sentiment":"positive","sentiment_score":0.7690773606300354},{"word":"appreciate","start":2781.9548,"end":2782.355,"confidence":0.9993254,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.7920625805854797},{"word":"it","start":2782.355,"end":2782.595,"confidence":0.999817,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.7877129316329956},{"word":"thank","start":2782.595,"end":2782.835,"confidence":0.99955934,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.694940984249115},{"word":"you","start":2782.835,"end":2783.335,"confidence":0.99962366,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.7084132432937622},{"word":"oops","start":2783.635,"end":2784.135,"confidence":0.74379027,"punctuated_word":"Oops.","sentiment":"positive","sentiment_score":0.4264663159847259},{"word":"alright","start":2784.275,"end":2784.775,"confidence":0.8220527,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.49347442388534546},{"word":"i'll","start":2785.139,"end":2785.379,"confidence":0.9905038,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.6059691309928894},{"word":"speak","start":2785.379,"end":2785.5388,"confidence":0.89349777,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":0.32172712683677673},{"word":"to","start":2785.5388,"end":2785.6587,"confidence":0.99367875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15275762975215912},{"word":"you","start":2785.6587,"end":2785.7788,"confidence":0.9974988,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.32135817408561707},{"word":"soon","start":2785.7788,"end":2786.2788,"confidence":0.9984141,"punctuated_word":"soon.","sentiment":"neutral","sentiment_score":0.3264158368110657},{"word":"ciao","start":2787.2188,"end":2787.7188,"confidence":0.9849167,"punctuated_word":"Ciao.","sentiment":"positive","sentiment_score":0.45875877141952515},{"word":"bye","start":2787.859,"end":2788.359,"confidence":0.99426556,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.26299065351486206}],"paragraphs":{"transcript":"\nHello? Hello? Hi, Diana. Yeah. I'm good.\n\nHow are you? That's good. Yeah. Yeah. Spot on.\n\nPerfect. Yeah. I do. Yep. Yeah.\n\nSure. Sure. So have you have you sent through anything to me? Me? Oh, okay.\n\nYep. No problem. Yep. All good. Yep.\n\nBradley James Rowe. 3rd Is A 767. 31 Saddleback Mountain Road. Well, yes and no. Just a couple we had three weeks off, but, unfortunately, yeah, my my wife, just two weeks before Christmas, got diagnosed with breast cancer.\n\nSo it was quite a tumultuous sort of, you know, six week period, actually. So she's had a couple operations. She's been given sort of the all clear, but you mean you're not given the all clear for for quite some years. So, yeah, so it was a bit of a shock and a bit unexpected, but, yeah, now we we've got through well, we've got we're getting through it. Yeah.\n\nYeah. She's back at work now. She ironically works for council as I do, but in different buildings, different parts of town. So it's you know, they were pretty supportive, and she had a few weeks off, obviously. But, know, I sort of got back into the swing.\n\nI think she's a bit of a trooper, so she likes to, you know, forge ahead, you know, sort of confidently. Yeah. Yeah. Yeah. So no.\n\nShe she's doing pretty well. But some life changes, you know, super strict diets and, you know, daily exercise, not just when we feel like it. And and that's the end of it. Yeah. And that's the end of the red wine and all that kind of stuff.\n\nSo Yeah. Well, you gotta be really anti any sugars. So like her diet in particular, which I'm trying to be pretty supportive of as well. So by by sort of getting on the the the the the diet as well to some extent, not quite as strict as her, but but yeah. No no meat, no dairy, no carbs, Pretty much wipes out everything.\n\nLot lots of greens, you know, broccoli and spinach, and that's pretty much it. So yeah. I mean, she was a big veggie eater in the first place and and very healthy. So, again, yeah, that's why some of these things become very unexpected. But so it's not a massive transition, but the monotony of the same thing over and over is wearing pretty thin.\n\nAnd she did, you know, did did like a nice roast lamb and things like that, so that's off off the carbs for now anyway. Yeah. That's right. Yeah. Yeah.\n\nFor sure. For sure. Yeah. Yeah. 100 percent.\n\nAlright. Thanks. Thanks for that. It is. It is.\n\nYeah. I think I mentioned to you previously, and I know you've had a full on, you know, period yourself just before it and all the rest of it. And so but I did mention last time that just back in July, her father passed away, and we we are full time were full time carers for her parents. And her mom passed away sort of two years ago, and her father just passed away back in July. So I did mention to you I mean, apart from just the trauma of of that because he was a fantastic man, and and we've loved him to death, and it's just, you know, a huge impact to her.\n\nThe my wife's Spanish, so a Spanish family. They're, you know, very strong family culturally. So it's it's quite an impact. And being carers for him for the last, you know, ten or fifteen years, yeah, it's quite a a shock. And then we've got the other shock at Christmas time.\n\nSo it's been a bit of a double whammy. But just yeah. But on that, I think we had a brief conversation just that I was going to tap into maybe some of your financial advice in regards to that we are about to sell his home, and I guess end up with some cash. So would like some advice in that respect about what you consider wise ways to invest that or or do whatever. So yeah.\n\nYeah. Well, we have had current we had originally proposed some proposals or appraisals, I should say, rather, done on the house, and we've just had some more recent ones done. It's actually with the real estate at the moment, not on the market, but she's actually contacting some developers and stuff. So it's sort of off market or on market. So she's expecting offers about 1.5 for it.\n\nThere's four siblings for it to for the yeah. For for it to be shared with equally. But that's the sort of ballpark figure that we're we're looking at at the moment. So and as I said, I'm only speaking as of this week. So her brother's been kicking a ball around about whether he wants to buy it.\n\nI think he's still sort of pursuing that, but I think when he crunches the numbers, he's gonna realize that it's still not really affordable for him. So anyway, that's where we're at. Yeah. Mhmm. Yep.\n\nYeah. You mentioned that. Yep. Yeah. Mhmm.\n\nYep. Fantastic. Look forward to it. Can I just check with you what email address it's going to? I've got a few at the moment.\n\nI think I know. Yeah. Okay. I'll log in for that. It's one that website oh, no.\n\nIt's it's a website that we're trying to wind down away from. So I just use my Gmail account now. So that's okay. I'll just open up the I'll open up that one and get it rather than make you send it again. Probably.\n\nYeah. Yep. Awesome. Yeah. Mhmm.\n\nAbsolutely. That'd be great. Yep. It's brad j row, all lowercase one word, seventy. So brad j Rowe Yep.\n\nSeventy,thenumber70@Gmail.com. Yep. Yeah. Fantastic. Yeah.\n\nThank you. I it hasn't popped up in the other in my in the row 31 email. It hasn't popped up there yet. I'm just going there now. It's spam.\n\nYeah. The new Nope. Not seeing anything in the standard folder. Let me just check. Yeah.\n\nNo. Yeah. I'm happy that too. That's cool. Yeah.\n\nCool. I will. Yep. Alright. Mhmm.\n\nI was getting concerned that you'd left. Alright. Oh, good. Thanks. I think I started to panic.\n\nThat's awesome. Oh, man. Yeah. Yeah. Yeah.\n\nYeah. Right. All good. All good. No.\n\nThat's fine. I understand. And thanks for your apology. It's all good. Well, if you do no.\n\nIf you do, like, if you get poached by some, you know, incredible offer and or if, you know, win pound ball or something, you know, but just let me know. I'll hold you to it. Yeah. Okay. Awesome.\n\nCool. Yeah. Yeah. Yeah. Yep.\n\nNo. Yeah. It's not. So Yep. Yep.\n\nYeah. Yeah. Yeah. Yeah. Yes.\n\nSure. I Understand. Excellent. Yes. Very good.\n\nOkay. Yeah. Okay. Yeah. I'll review that.\n\nYep. Okay. Yep. Ryan. No.\n\nOkay. Okay. Righty. Yeah. It sounds good.\n\nI'm trusting every decision. You guys are the professionals. Yeah. I am. I am fine.\n\nExceptional. Yeah. I think I've got I think I mentioned previously, yeah, I've got my my my best mate. He's got time on his hand. Well, he hasn't got time on his hand.\n\nHe's just very intuitive, and he's got that's a self managed fund. And he's just heavily in gold and silver, like both mining stocks and and bullion and, you know, ticketed bullion and all the rest of it. But he has done so well for himself. I mean, that's his complete focus. He hasn't diversified into anything else.\n\nSo but he has actually, like, cleaned up. And I I guess in some ways, I'm very happy for him. But then I I I sort of get down on myself for being so conservative and not taking risks and and and capitalizing, you know, like you've mentioned, I've got 10% of gold or something. You know? Wouldn't it have been great if I had 90 gold?\n\nI mean no. I see. Yeah. Yeah. Yes.\n\nGet it. Yeah. For sure. Yeah. Yeah.\n\nI know. I know. It was getting out of control, though, wasn't it? And, like, I was sort of looked at I've got a little bit of bullying myself, and I just watched the chart and just went, oh my god. What when is it gonna stop?\n\nAnd it stopped. But still yeah. I I you know, you understand me very well and, you know, and and I am conservative and I understand, yeah, you've been investing where, you know, that that that that that that that profit or that growth gets reinvested and then how it compounds. I I understand that's about the extent of my financial knowledge. But I do as I said, I do sort of think, you know, gee, I'm not really far off retirement and, you know, all these things pop up on Facebook.\n\nYeah. No. No. No. Retired.\n\n750,000. I'm going, wow. I've got miles to get you on. How am I gonna do that? How am I gonna get there in such a little time?\n\nSo okay. Alright. Okay. And then I guess in a dollar sense, it is. Yeah.\n\nOkay. Yeah. Mhmm. Yeah. Yes.\n\nYep. Yes. Yeah. Yeah. Right.\n\nOkay. Okay. Yep. Yeah. Okay.\n\nYeah. Yeah. It is. Yeah. Yeah.\n\nOh, okay. Well, alright. Yeah. Yeah. Yeah.\n\nNo. That's right. Yeah. That's that's yeah. Yeah.\n\nCool. That's that's yeah. That's something to look forward to. Yeah. I mean, I know it's crystal ball stuff because, you know, that it's a pretty volatile world, especially at the moment.\n\nBut, yeah, we can only do what we can only do. Do you think that that the structure and I know you've just looked at it and sort of punched some numbers around, but, like, it's too conservative? Like, I mean, of course, it's the courses I know. It's down to the individual, like myself, ultimately. But, like, I don't you know, when there's, you know, more high risk investment opportunities there, You know, like, how great a risk are they?\n\nImpact. Yes. Yeah. Yeah. Alright.\n\nOkay. Yep. Yep. Mhmm. Mhmm.\n\nOkay. Yeah. Yeah. Yeah. Yeah.\n\nNo. I appreciate that advice. That's awesome. I I put my full faith in you. And, yeah, it that's just reassured me, you know, that to to oh, I'm not being greedy.\n\nIt's just often that I hear, you know, work colleagues and that, you know, say they're in a high growth fund and, you know, they're killing it at the moment, and it's just like, oh, you know? And as I said, I've never been a risk taker or whatever. So that's why I just put the question to you, and I don't expect you to to answer answer because you don't, I guess, really know me, but you know me through our conversation as you had just said. So thank you. I appreciate you reassuring me like that.\n\nThanks, Dana. Dana. Cool. Yeah. Yep.\n\nYeah. Uh-huh. Uh-huh. Okay. Yeah.\n\nCool. No worries. Mhmm. Yeah. Yeah.\n\nSure. Oh, that's fine. Yeah. Yeah. Yeah.\n\nAbsolutely. Yep. Yep. Okay. Yeah.\n\nRight. Okay. Yeah. Mhmm. Yeah.\n\nOkay. Yep. Oh, I don't know about that. She's younger. She'll be wanna retire at the same age as me.\n\nI'm sure. Yes. Cool. Yeah. Yeah.\n\nYeah. Yeah. Cool. Oh, sure. Yeah.\n\nYeah. Of course. Yep. Yes. I'm surprised if I get there.\n\nWell, you never know. Thank you. Thank you. Actually, actually, my wife's father, he just passed away. He was 98.\n\nSo and living and living by himself at home and everything like in perfect health. So Oh, wow. Alright. No. Not Yeah.\n\nYeah. It's incredible. Yeah. Yes. Yeah.\n\nAwesome. Incredible. Yeah. 100%. Yeah.\n\nYeah. And, like, I mean, we never wanna see a loved one pass away or anything. But, yeah, you know, it's it's, yeah, it's it's comforting to know that, you know, they had a very fulfilled life. You know. Right.\n\nAnd extended. Yeah. As I said, I I can't see myself getting there, but you never know. Okay. Awesome.\n\nExcellent. Excellent. Thanks, Diana. Oh. Yep.\n\nOh, wow. Okay. Alright. Yes. Yeah.\n\nNo. Definitely. Perfect. Sounds great. Yep.\n\nFantastic. Okay. Uh-huh. Yes. Uh-huh.\n\nYes. That's right. Yep. Yeah. Yeah.\n\nYeah. Exactly. Oh, you did. Yeah. So you've you've got that in the recommendation.\n\nIt hasn't come your email hasn't come through, so I haven't been able to sort of view any of the docs. So but do you but do you make a note of, like, that's something we should do, the wheel and and the power of attorney? Okay. Yeah. Cool.\n\nYeah. Well, just through this process, my wife did the probate for her her father's passing and everything. So we actually haven't engaged any solicitors or anything as yet, but we will probably with the sale of the house, obviously. So through that process, I'll probably just get a local solicitor to, you know, to do this for for us. Yeah.\n\nYeah. Yeah. Yeah. I know. I know.\n\nYeah. Quite incredible. Yeah. She takes on anything. She does a crack at everything.\n\nAnd yeah. It was it was an arduous task and, like, there's a lot of sort of trauma with some of her family members and that too and and not not didn't really run smoothly, and she still did all that. And, yeah, now she's a trooper. Yeah. Yeah.\n\nSo well, yeah. Save the family. I think the the the the the father's solicitor, like, he quoted something like $6,000 of his own fees just to do that work. Yeah. Nothing to do with the lodgment of the probate nor any any earning of those fees.\n\nJust his fee alone was like $6,000. Yeah. No. She cracked on through it and managed to get it done. Yes.\n\nSo yeah. No. Full credit to her on that. But, yeah, as I said, just with the time of the house, yeah, we'll we'll come into contact with a local solicitor, and we'll line one up and get these wheels done. Been meaning to for so long that Yes.\n\nAnd it's gonna be so straightforward. We have the one daughter who's, you know, gonna get everything. So and hopefully no debt to part on. Yeah. Yeah.\n\nThank you. Really? Excellent. Excellent. Yes.\n\nYeah. Yeah. Yeah. Yep. Mhmm.\n\nYeah. Yeah. And when it does come through, I will have a good read of it front to back. I mean, you've explained everything so clearly and concisely, so I appreciate that. I don't see any issues, and it all seems like great advice that I'll endorse at my end and just take on board and and put into action.\n\nYeah. But as I said, if it doesn't come through so it's probably our Internet provider that we're trying to move away from, like TPG. They're just horrible. So mhmm. Oh, okay.\n\nYeah. No worries. Alright. I can do that. Yeah.\n\nYep. Flaky. What what do you need from me just to respond some with something? Or, like, what do you need? As in just a photo image of my license?\n\nOr yeah. Yeah. Because I don't yeah. I don't keep my license in my phone or anything like that. I don't have a I'm I'm old.\n\nSo I keep the old hardcover. So I can just take a photo front and back and flick it back to you. Yeah? Yeah. Yeah.\n\nYeah. Yeah. 100%. Yeah. That's fine.\n\nYeah. Yep. Yep. All good. Yep.\n\nTerrific. No worries. I can do that. Wow. That's action.\n\nAlright. Yeah. Yeah. Okay. Oh, okay.\n\nRight. Awesome. Awesome. Yeah. We we saw I just sort of do expect a sale, like, like, soon, and it will be around about that 1,500,000.0 mark.\n\nAnd then it was really just about, yeah, when we get that cash, you know, what are our options? Like, should we invest in a in a property or, you know, with no. Again, anything anything that's out there. Because I said as I said, we we pretty much have paid off this house, and we have a little bit of savings. So it's a bit foreign actually having that kind of amount of money.\n\nAnd I don't you know, we get we don't get much for it sitting in a bank. So I just yeah. Yeah. We'll be looking to discuss that all with you. Yeah.\n\nYeah. Yeah. Somewhere. Yeah. No.\n\nThanks, man. I appreciate everything you do. Okay. Yeah. Yeah.\n\nCool. Like, I can realize that you're not working tomorrow. Actually, nor am I, but I'll probably leave it until tomorrow. And if it hasn't come through, yeah, I'll I'll be in contact with you or the office anyway. Nice.\n\nPerfect. Oh, wow. Big days. Yeah. I met the most of it.\n\nFor sure. Yeah. That's getting your priorities right. That's perfect. Well done.\n\nYeah. Thanks, Dana. Oh my god. Don't burn yourselves out. Yeah.\n\nBut don't turn yourself. Yeah. Oh, it's really good to hear and very reassuring that I'll be chatting to you for quite some time. So, yeah, that's good, and it's good for you most importantly. So thanks, Dana.\n\nReally appreciate it. Thank you. Oops. Alright. I'll speak to you soon.\n\nCiao. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.0,"end":0.5,"sentiment":"neutral","sentiment_score":0.007844877429306507},{"text":"Hello?","start":4.72,"end":5.22,"sentiment":"neutral","sentiment_score":0.014408664777874948},{"text":"Hi, Diana.","start":8.32,"end":9.139999,"sentiment":"neutral","sentiment_score":0.13559186458587646},{"text":"Yeah.","start":10.559999,"end":10.8,"sentiment":"neutral","sentiment_score":0.2377898246049881},{"text":"I'm good.","start":10.8,"end":11.5199995,"sentiment":"positive","sentiment_score":0.43766190111637115}],"sentiment":"neutral","sentiment_score":0.20093584260238068,"num_words":7,"start":0.0,"end":11.5199995},{"sentences":[{"text":"How are you?","start":11.5199995,"end":12.34,"sentiment":"positive","sentiment_score":0.39307211836179096},{"text":"That's good.","start":15.725,"end":16.545,"sentiment":"positive","sentiment_score":0.48112595081329346},{"text":"Yeah.","start":19.885,"end":20.125,"sentiment":"neutral","sentiment_score":0.12290747463703156},{"text":"Yeah.","start":20.125,"end":20.445,"sentiment":"neutral","sentiment_score":0.14796234667301178},{"text":"Spot on.","start":20.445,"end":21.085,"sentiment":"neutral","sentiment_score":0.19408094137907028}],"sentiment":"neutral","sentiment_score":0.3111666623089049,"num_words":9,"start":11.5199995,"end":21.085},{"sentences":[{"text":"Perfect.","start":21.085,"end":21.585,"sentiment":"positive","sentiment_score":0.4487864673137665},{"text":"Yeah.","start":21.885,"end":22.385,"sentiment":"positive","sentiment_score":0.34713253378868103},{"text":"I do.","start":26.045,"end":27.025,"sentiment":"neutral","sentiment_score":0.06180703453719616},{"text":"Yep.","start":36.29,"end":36.69,"sentiment":"neutral","sentiment_score":0.031752731651067734},{"text":"Yeah.","start":36.69,"end":37.17,"sentiment":"neutral","sentiment_score":0.048647765070199966}],"sentiment":"neutral","sentiment_score":0.16665559448301792,"num_words":6,"start":21.085,"end":37.17},{"sentences":[{"text":"Sure.","start":37.17,"end":37.489998,"sentiment":"neutral","sentiment_score":0.05834057927131653},{"text":"Sure.","start":37.489998,"end":37.989998,"sentiment":"neutral","sentiment_score":0.06427790969610214},{"text":"So have you have you sent through anything to me?","start":38.93,"end":42.87,"sentiment":"neutral","sentiment_score":0.08060328587889672},{"text":"Me?","start":44.745,"end":44.825,"sentiment":"neutral","sentiment_score":0.030728815123438835},{"text":"Oh, okay.","start":44.825,"end":45.645,"sentiment":"neutral","sentiment_score":0.08253645151853561}],"sentiment":"neutral","sentiment_score":0.07496353772779306,"num_words":15,"start":37.17,"end":45.645},{"sentences":[{"text":"Yep.","start":49.625,"end":50.125,"sentiment":"neutral","sentiment_score":0.03722185641527176},{"text":"No problem.","start":55.065,"end":55.805,"sentiment":"neutral","sentiment_score":0.11737846955657005},{"text":"Yep.","start":55.864998,"end":56.185,"sentiment":"neutral","sentiment_score":0.10942038148641586},{"text":"All good.","start":56.185,"end":57.005,"sentiment":"neutral","sentiment_score":0.29971329867839813},{"text":"Yep.","start":63.199997,"end":63.519997,"sentiment":"neutral","sentiment_score":0.03757403790950775}],"sentiment":"neutral","sentiment_score":0.1454856874687331,"num_words":7,"start":49.625,"end":63.519997},{"sentences":[{"text":"Bradley James Rowe.","start":63.519997,"end":64.82,"sentiment":"neutral","sentiment_score":0.028800845767060917},{"text":"3rd Is A 767.","start":65.2,"end":66.979996,"sentiment":"neutral","sentiment_score":0.030504594556987286},{"text":"31 Saddleback Mountain Road.","start":67.68,"end":69.78,"sentiment":"neutral","sentiment_score":0.0877183461561799},{"text":"Well, yes and no.","start":78.565,"end":80.345,"sentiment":"neutral","sentiment_score":-0.056336384266614914},{"text":"Just a couple we had three weeks off, but, unfortunately, yeah, my my wife, just two weeks before Christmas, got diagnosed with breast cancer.","start":80.485,"end":90.22,"sentiment":"neutral","sentiment_score":-0.13360463144878545}],"sentiment":"neutral","sentiment_score":-0.07365544594060151,"num_words":39,"start":63.519997,"end":90.22},{"sentences":[{"text":"So it was quite a tumultuous sort of, you know, six week period, actually.","start":91.0,"end":96.44,"sentiment":"neutral","sentiment_score":-0.09475571289658546},{"text":"So she's had a couple operations.","start":96.44,"end":97.979996,"sentiment":"neutral","sentiment_score":-0.045117476334174476},{"text":"She's been given sort of the all clear, but you mean you're not given the all clear for for quite some years.","start":98.04,"end":103.895,"sentiment":"neutral","sentiment_score":-0.08792560191994364},{"text":"So, yeah, so it was a bit of a shock and a bit unexpected, but, yeah, now we we've got through well, we've got we're getting through it.","start":103.895,"end":112.055,"sentiment":"neutral","sentiment_score":0.11943243889670287},{"text":"Yeah.","start":112.055,"end":112.555,"sentiment":"neutral","sentiment_score":0.13287955522537231}],"sentiment":"neutral","sentiment_score":-0.0007698624853936719,"num_words":71,"start":91.0,"end":112.555},{"sentences":[{"text":"Yeah.","start":112.854996,"end":113.354996,"sentiment":"neutral","sentiment_score":0.05431756749749184},{"text":"She's back at work now.","start":116.579994,"end":117.78,"sentiment":"neutral","sentiment_score":0.004013621248304844},{"text":"She ironically works for council as I do, but in different buildings, different parts of town.","start":117.78,"end":123.14,"sentiment":"neutral","sentiment_score":0.05744568910449743},{"text":"So it's you know, they were pretty supportive, and she had a few weeks off, obviously.","start":123.14,"end":127.399994,"sentiment":"positive","sentiment_score":0.33910450991243124},{"text":"But, know, I sort of got back into the swing.","start":127.619995,"end":130.055,"sentiment":"positive","sentiment_score":0.3969508856534958}],"sentiment":"neutral","sentiment_score":0.2164312023863507,"num_words":48,"start":112.854996,"end":130.055},{"sentences":[{"text":"I think she's a bit of a trooper, so she likes to, you know, forge ahead, you know, sort of confidently.","start":130.055,"end":136.515,"sentiment":"positive","sentiment_score":0.5116559550875709},{"text":"Yeah.","start":137.215,"end":137.715,"sentiment":"neutral","sentiment_score":0.21420086920261383},{"text":"Yeah.","start":137.935,"end":138.095,"sentiment":"neutral","sentiment_score":0.17993246018886566},{"text":"Yeah.","start":138.095,"end":138.255,"sentiment":"neutral","sentiment_score":0.1913017630577087},{"text":"So no.","start":138.255,"end":138.895,"sentiment":"neutral","sentiment_score":0.13447898626327515}],"sentiment":"positive","sentiment_score":0.446121850839028,"num_words":26,"start":130.055,"end":138.895},{"sentences":[{"text":"She she's doing pretty well.","start":138.895,"end":140.175,"sentiment":"positive","sentiment_score":0.3717361927032471},{"text":"But some life changes, you know, super strict diets and, you know, daily exercise, not just when we feel like it.","start":140.175,"end":148.26001,"sentiment":"neutral","sentiment_score":0.06976896515559583},{"text":"And and that's the end of it.","start":150.24,"end":152.0,"sentiment":"neutral","sentiment_score":0.052580710500478745},{"text":"Yeah.","start":152.0,"end":152.32,"sentiment":"neutral","sentiment_score":0.039566945284605026},{"text":"And that's the end of the red wine and all that kind of stuff.","start":152.32,"end":155.20001,"sentiment":"neutral","sentiment_score":0.02519658939646823}],"sentiment":"neutral","sentiment_score":0.0850877792108804,"num_words":48,"start":138.895,"end":155.20001},{"sentences":[{"text":"So Yeah.","start":155.20001,"end":156.42,"sentiment":"neutral","sentiment_score":0.056195057928562164},{"text":"Well, you gotta be really anti any sugars.","start":161.815,"end":164.715,"sentiment":"neutral","sentiment_score":0.09838173724710941},{"text":"So like her diet in particular, which I'm trying to be pretty supportive of as well.","start":164.775,"end":168.775,"sentiment":"neutral","sentiment_score":0.22032671561464667},{"text":"So by by sort of getting on the the the the the diet as well to some extent, not quite as strict as her, but but yeah.","start":168.775,"end":179.86,"sentiment":"neutral","sentiment_score":0.07737727690902022},{"text":"No no meat, no dairy, no carbs, Pretty much wipes out everything.","start":179.86,"end":184.69499,"sentiment":"neutral","sentiment_score":0.16082338181634745}],"sentiment":"neutral","sentiment_score":0.12990366956935478,"num_words":65,"start":155.20001,"end":184.69499},{"sentences":[{"text":"Lot lots of greens, you know, broccoli and spinach, and that's pretty much it.","start":185.795,"end":191.415,"sentiment":"neutral","sentiment_score":0.3137390986084938},{"text":"So yeah.","start":192.11499,"end":192.935,"sentiment":"neutral","sentiment_score":0.30264970660209656},{"text":"I mean, she was a big veggie eater in the first place and and very healthy.","start":193.315,"end":197.28,"sentiment":"positive","sentiment_score":0.42092644795775414},{"text":"So, again, yeah, that's why some of these things become very unexpected.","start":197.28,"end":200.5,"sentiment":"neutral","sentiment_score":0.10783342644572258},{"text":"But so it's not a massive transition, but the monotony of the same thing over and over is wearing pretty thin.","start":200.72,"end":208.18,"sentiment":"neutral","sentiment_score":-0.06168780147674538}],"sentiment":"neutral","sentiment_score":0.18047734226744908,"num_words":65,"start":185.795,"end":208.18},{"sentences":[{"text":"And she did, you know, did did like a nice roast lamb and things like that, so that's off off the carbs for now anyway.","start":208.64,"end":214.275,"sentiment":"neutral","sentiment_score":0.1485763208568096},{"text":"Yeah.","start":223.535,"end":223.775,"sentiment":"positive","sentiment_score":0.5293984413146973},{"text":"That's right.","start":223.775,"end":224.495,"sentiment":"positive","sentiment_score":0.4366108477115631},{"text":"Yeah.","start":224.495,"end":224.995,"sentiment":"neutral","sentiment_score":0.30174291133880615},{"text":"Yeah.","start":225.72,"end":226.04,"sentiment":"neutral","sentiment_score":0.14473241567611694}],"sentiment":"neutral","sentiment_score":0.1854501161724329,"num_words":30,"start":208.64,"end":226.04},{"sentences":[{"text":"For sure.","start":226.04,"end":226.6,"sentiment":"neutral","sentiment_score":0.12857691198587418},{"text":"For sure.","start":226.6,"end":227.42,"sentiment":"neutral","sentiment_score":0.07785268127918243},{"text":"Yeah.","start":231.64,"end":232.14,"sentiment":"neutral","sentiment_score":-0.016229746863245964},{"text":"Yeah.","start":232.76,"end":233.16,"sentiment":"neutral","sentiment_score":0.033294640481472015},{"text":"100 percent.","start":233.16,"end":234.06,"sentiment":"neutral","sentiment_score":0.1340644210577011}],"sentiment":"neutral","sentiment_score":0.08725661528296769,"num_words":8,"start":226.04,"end":234.06},{"sentences":[{"text":"Alright.","start":235.24,"end":235.64,"sentiment":"neutral","sentiment_score":0.1841215342283249},{"text":"Thanks.","start":235.64,"end":236.04,"sentiment":"positive","sentiment_score":0.5021476745605469},{"text":"Thanks for that.","start":236.04,"end":237.02,"sentiment":"positive","sentiment_score":0.663576086362203},{"text":"It is.","start":238.405,"end":238.965,"sentiment":"neutral","sentiment_score":0.28599683940410614},{"text":"It is.","start":238.965,"end":239.44499,"sentiment":"neutral","sentiment_score":0.17147746682167053}],"sentiment":"positive","sentiment_score":0.39910512003633714,"num_words":9,"start":235.24,"end":239.44499},{"sentences":[{"text":"Yeah.","start":239.44499,"end":239.765,"sentiment":"neutral","sentiment_score":0.04681520164012909},{"text":"I think I mentioned to you previously, and I know you've had a full on, you know, period yourself just before it and all the rest of it.","start":239.765,"end":246.965,"sentiment":"neutral","sentiment_score":-0.011194688001913684},{"text":"And so but I did mention last time that just back in July, her father passed away, and we we are full time were full time carers for her parents.","start":246.965,"end":259.2,"sentiment":"neutral","sentiment_score":-0.05080192902435859},{"text":"And her mom passed away sort of two years ago, and her father just passed away back in July.","start":260.38,"end":265.82,"sentiment":"neutral","sentiment_score":-0.1525552876685795},{"text":"So I did mention to you I mean, apart from just the trauma of of that because he was a fantastic man, and and we've loved him to death, and it's just, you know, a huge impact to her.","start":265.82,"end":274.605,"sentiment":"neutral","sentiment_score":-0.015021033871632356}],"sentiment":"neutral","sentiment_score":-0.045086023246503286,"num_words":117,"start":239.44499,"end":274.605},{"sentences":[{"text":"The my wife's Spanish, so a Spanish family.","start":274.605,"end":277.325,"sentiment":"neutral","sentiment_score":0.025982702849432826},{"text":"They're, you know, very strong family culturally.","start":277.325,"end":280.99,"sentiment":"neutral","sentiment_score":0.14334366577012198},{"text":"So it's it's quite an impact.","start":281.21,"end":283.15,"sentiment":"neutral","sentiment_score":0.1454968253771464},{"text":"And being carers for him for the last, you know, ten or fifteen years, yeah, it's quite a a shock.","start":284.16998,"end":291.675,"sentiment":"neutral","sentiment_score":-0.15858856067061425},{"text":"And then we've got the other shock at Christmas time.","start":291.675,"end":293.755,"sentiment":"neutral","sentiment_score":-0.20607253462076186}],"sentiment":"neutral","sentiment_score":-0.06173035929746488,"num_words":51,"start":274.605,"end":293.755},{"sentences":[{"text":"So it's been a bit of a double whammy.","start":293.755,"end":295.375,"sentiment":"neutral","sentiment_score":-0.2417435480488671},{"text":"But just yeah.","start":295.915,"end":297.775,"sentiment":"neutral","sentiment_score":-0.021044962108135223},{"text":"But on that, I think we had a brief conversation just that I was going to tap into maybe some of your financial advice in regards to that we are about to sell his home, and I guess end up with some cash.","start":298.875,"end":315.58,"sentiment":"neutral","sentiment_score":0.021319694600479548},{"text":"So would like some advice in that respect about what you consider wise ways to invest that or or do whatever.","start":315.64,"end":323.77502,"sentiment":"neutral","sentiment_score":0.08721534357894034},{"text":"So yeah.","start":323.77502,"end":326.83502,"sentiment":"neutral","sentiment_score":0.29685238003730774}],"sentiment":"neutral","sentiment_score":0.01414291056780479,"num_words":78,"start":293.755,"end":326.83502},{"sentences":[{"text":"Yeah.","start":341.94998,"end":342.44998,"sentiment":"neutral","sentiment_score":0.032669663429260254},{"text":"Well, we have had current we had originally proposed some proposals or appraisals, I should say, rather, done on the house, and we've just had some more recent ones done.","start":342.91,"end":352.965,"sentiment":"neutral","sentiment_score":-0.004783058321724335},{"text":"It's actually with the real estate at the moment, not on the market, but she's actually contacting some developers and stuff.","start":352.965,"end":358.56497,"sentiment":"neutral","sentiment_score":-0.04785531617346264},{"text":"So it's sort of off market or on market.","start":358.56497,"end":360.66498,"sentiment":"neutral","sentiment_score":-0.09781120303604338},{"text":"So she's expecting offers about 1.5 for it.","start":364.22,"end":367.41998,"sentiment":"neutral","sentiment_score":0.03720581950619817}],"sentiment":"neutral","sentiment_score":-0.024615043436811455,"num_words":69,"start":341.94998,"end":367.41998},{"sentences":[{"text":"There's four siblings for it to for the yeah.","start":367.41998,"end":370.78,"sentiment":"neutral","sentiment_score":0.032789913937449455},{"text":"For for it to be shared with equally.","start":370.78,"end":372.87997,"sentiment":"neutral","sentiment_score":0.02414897410199046},{"text":"But that's the sort of ballpark figure that we're we're looking at at the moment.","start":374.185,"end":377.865,"sentiment":"neutral","sentiment_score":-0.02545569874346256},{"text":"So and as I said, I'm only speaking as of this week.","start":377.865,"end":381.965,"sentiment":"neutral","sentiment_score":-0.023933613983293373},{"text":"So her brother's been kicking a ball around about whether he wants to buy it.","start":382.025,"end":387.08002,"sentiment":"neutral","sentiment_score":-0.03441796650489171}],"sentiment":"neutral","sentiment_score":-0.011813683530031625,"num_words":59,"start":367.41998,"end":387.08002},{"sentences":[{"text":"I think he's still sort of pursuing that, but I think when he crunches the numbers, he's gonna realize that it's still not really affordable for him.","start":387.08002,"end":393.58002,"sentiment":"neutral","sentiment_score":-0.23599388202031454},{"text":"So anyway, that's where we're at.","start":394.28,"end":396.04,"sentiment":"neutral","sentiment_score":0.10082155341903369},{"text":"Yeah.","start":396.04,"end":396.54,"sentiment":"neutral","sentiment_score":0.08551265299320221},{"text":"Mhmm.","start":405.055,"end":405.555,"sentiment":"neutral","sentiment_score":-0.00855287630110979},{"text":"Yep.","start":409.375,"end":409.875,"sentiment":"neutral","sentiment_score":0.21241645514965057}],"sentiment":"neutral","sentiment_score":-0.15215359061645964,"num_words":36,"start":387.08002,"end":409.875},{"sentences":[{"text":"Yeah.","start":412.015,"end":412.335,"sentiment":"neutral","sentiment_score":0.09181694686412813},{"text":"You mentioned that.","start":412.335,"end":413.295,"sentiment":"neutral","sentiment_score":0.10654225448767345},{"text":"Yep.","start":413.295,"end":413.795,"sentiment":"neutral","sentiment_score":0.09114407002925871},{"text":"Yeah.","start":414.415,"end":414.915,"sentiment":"neutral","sentiment_score":0.22587476670742035},{"text":"Mhmm.","start":423.02,"end":423.52,"sentiment":"neutral","sentiment_score":0.08095720410346985}],"sentiment":"neutral","sentiment_score":0.11563139302389962,"num_words":7,"start":412.015,"end":423.52},{"sentences":[{"text":"Yep.","start":428.94,"end":429.44,"sentiment":"neutral","sentiment_score":0.30651044845581055},{"text":"Fantastic.","start":435.04498,"end":435.54498,"sentiment":"positive","sentiment_score":0.8336033821105957},{"text":"Look forward to it.","start":435.685,"end":436.905,"sentiment":"positive","sentiment_score":0.7503266781568527},{"text":"Can I just check with you what email address it's going to?","start":440.965,"end":444.72,"sentiment":"neutral","sentiment_score":0.015472761976222197},{"text":"I've got a few at the moment.","start":444.88,"end":446.18,"sentiment":"neutral","sentiment_score":0.04275199345179966}],"sentiment":"neutral","sentiment_score":0.18505430564284325,"num_words":25,"start":428.94,"end":446.18},{"sentences":[{"text":"I think I know.","start":446.36,"end":450.02,"sentiment":"neutral","sentiment_score":-0.02831291942857206},{"text":"Yeah.","start":454.96,"end":455.28,"sentiment":"neutral","sentiment_score":-0.0011072028428316116},{"text":"Okay.","start":455.28,"end":455.78,"sentiment":"neutral","sentiment_score":-0.011179606430232523},{"text":"I'll log in for that.","start":455.84,"end":457.035,"sentiment":"neutral","sentiment_score":-0.026633452251553537},{"text":"It's one that website oh, no.","start":457.595,"end":460.635,"sentiment":"neutral","sentiment_score":-0.1359634349743525}],"sentiment":"neutral","sentiment_score":-0.06320507988771971,"num_words":17,"start":446.36,"end":460.635},{"sentences":[{"text":"It's it's a website that we're trying to wind down away from.","start":460.635,"end":465.035,"sentiment":"neutral","sentiment_score":-0.1663068893055121},{"text":"So I just use my Gmail account now.","start":465.035,"end":467.355,"sentiment":"neutral","sentiment_score":0.009207871276885271},{"text":"So that's okay.","start":467.355,"end":469.275,"sentiment":"neutral","sentiment_score":0.054215870797634125},{"text":"I'll just open up the I'll open up that one and get it rather than make you send it again.","start":469.275,"end":474.38,"sentiment":"neutral","sentiment_score":0.03470899248495698},{"text":"Probably.","start":478.44,"end":478.94,"sentiment":"neutral","sentiment_score":0.017557572573423386}],"sentiment":"neutral","sentiment_score":-0.02380987879058177,"num_words":44,"start":460.635,"end":478.94},{"sentences":[{"text":"Yeah.","start":479.56,"end":480.06,"sentiment":"neutral","sentiment_score":0.029536226764321327},{"text":"Yep.","start":489.665,"end":490.165,"sentiment":"neutral","sentiment_score":0.09335975348949432},{"text":"Awesome.","start":491.345,"end":491.845,"sentiment":"positive","sentiment_score":0.5115220546722412},{"text":"Yeah.","start":493.265,"end":493.765,"sentiment":"neutral","sentiment_score":0.11171875894069672},{"text":"Mhmm.","start":499.265,"end":499.56,"sentiment":"neutral","sentiment_score":0.0070398952811956406}],"sentiment":"neutral","sentiment_score":0.15063533782958985,"num_words":5,"start":479.56,"end":499.56},{"sentences":[{"text":"Absolutely.","start":503.8,"end":504.3,"sentiment":"positive","sentiment_score":0.6674312949180603},{"text":"That'd be great.","start":504.44,"end":505.16,"sentiment":"positive","sentiment_score":0.7910725673039755},{"text":"Yep.","start":505.16,"end":505.66,"sentiment":"neutral","sentiment_score":0.2377980798482895},{"text":"It's brad j row, all lowercase one word, seventy.","start":506.44,"end":511.9,"sentiment":"neutral","sentiment_score":0.06946751185589367},{"text":"So brad j Rowe Yep.","start":513.48,"end":517.275,"sentiment":"neutral","sentiment_score":0.030951819196343423}],"sentiment":"neutral","sentiment_score":0.21360072522963347,"num_words":19,"start":503.8,"end":517.275},{"sentences":[{"text":"Seventy,thenumber70@Gmail.com.","start":517.655,"end":521.59503,"sentiment":"neutral","sentiment_score":0.03677157312631607},{"text":"Yep.","start":536.07,"end":536.57,"sentiment":"neutral","sentiment_score":0.24545036256313324},{"text":"Yeah.","start":542.275,"end":542.775,"sentiment":"positive","sentiment_score":0.3418780565261841},{"text":"Fantastic.","start":542.91504,"end":543.41504,"sentiment":"positive","sentiment_score":0.6056926250457764},{"text":"Yeah.","start":543.715,"end":544.115,"sentiment":"positive","sentiment_score":0.3646574020385742}],"sentiment":"neutral","sentiment_score":0.3188900038599968,"num_words":5,"start":517.655,"end":544.115},{"sentences":[{"text":"Thank you.","start":544.115,"end":544.59503,"sentiment":"positive","sentiment_score":0.5915854573249817},{"text":"I it hasn't popped up in the other in my in the row 31 email.","start":544.59503,"end":553.395,"sentiment":"neutral","sentiment_score":-0.02325094441572825},{"text":"It hasn't popped up there yet.","start":553.395,"end":555.175,"sentiment":"neutral","sentiment_score":-0.14133703708648682},{"text":"I'm just going there now.","start":557.55,"end":559.65,"sentiment":"neutral","sentiment_score":-0.15212931036949157},{"text":"It's spam.","start":561.15,"end":562.05,"sentiment":"neutral","sentiment_score":-0.24975308775901794}],"sentiment":"neutral","sentiment_score":-0.0424589400490125,"num_words":30,"start":544.115,"end":562.05},{"sentences":[{"text":"Yeah.","start":565.95,"end":566.19,"sentiment":"neutral","sentiment_score":-0.07395890355110168},{"text":"The new Nope.","start":566.19,"end":574.115,"sentiment":"neutral","sentiment_score":-0.06862216194470723},{"text":"Not seeing anything in the standard folder.","start":574.175,"end":577.235,"sentiment":"neutral","sentiment_score":-0.0994776827948434},{"text":"Let me just check.","start":577.295,"end":578.515,"sentiment":"neutral","sentiment_score":-0.03954972559586167},{"text":"Yeah.","start":584.975,"end":585.375,"sentiment":"neutral","sentiment_score":-0.0047716968692839146}],"sentiment":"neutral","sentiment_score":-0.07119623551261611,"num_words":16,"start":565.95,"end":585.375},{"sentences":[{"text":"No.","start":585.375,"end":585.875,"sentiment":"neutral","sentiment_score":-0.031259018927812576},{"text":"Yeah.","start":586.255,"end":586.755,"sentiment":"neutral","sentiment_score":-0.008864954113960266},{"text":"I'm happy that too.","start":586.895,"end":587.86005,"sentiment":"neutral","sentiment_score":0.07755018025636673},{"text":"That's cool.","start":587.86005,"end":589.24005,"sentiment":"neutral","sentiment_score":0.1489374004304409},{"text":"Yeah.","start":589.46,"end":589.7,"sentiment":"neutral","sentiment_score":0.16217878460884094}],"sentiment":"neutral","sentiment_score":0.0811255926059352,"num_words":9,"start":585.375,"end":589.7},{"sentences":[{"text":"Cool.","start":589.7,"end":590.02,"sentiment":"neutral","sentiment_score":0.2739182710647583},{"text":"I will.","start":590.02,"end":590.66003,"sentiment":"neutral","sentiment_score":0.22024063766002655},{"text":"Yep.","start":590.66003,"end":591.16003,"sentiment":"neutral","sentiment_score":0.16319136321544647},{"text":"Alright.","start":592.02,"end":592.52,"sentiment":"neutral","sentiment_score":0.25235408544540405},{"text":"Mhmm.","start":596.98004,"end":597.48004,"sentiment":"neutral","sentiment_score":-0.05343782901763916}],"sentiment":"neutral","sentiment_score":0.17941786100467047,"num_words":6,"start":589.7,"end":597.48004},{"sentences":[{"text":"I was getting concerned that you'd left.","start":607.15497,"end":609.255,"sentiment":"neutral","sentiment_score":-0.08771609940699168},{"text":"Alright.","start":611.95496,"end":612.45496,"sentiment":"neutral","sentiment_score":0.04373842477798462},{"text":"Oh, good.","start":612.995,"end":613.735,"sentiment":"neutral","sentiment_score":0.32751041650772095},{"text":"Thanks.","start":613.795,"end":614.195,"sentiment":"positive","sentiment_score":0.36822378635406494},{"text":"I think I started to panic.","start":614.195,"end":615.815,"sentiment":"neutral","sentiment_score":-0.01353652806331714}],"sentiment":"neutral","sentiment_score":0.021867716465802753,"num_words":17,"start":607.15497,"end":615.815},{"sentences":[{"text":"That's awesome.","start":620.3,"end":621.12,"sentiment":"positive","sentiment_score":0.6070699393749237},{"text":"Oh, man.","start":626.06,"end":626.72003,"sentiment":"neutral","sentiment_score":-0.07821951061487198},{"text":"Yeah.","start":627.98004,"end":628.14,"sentiment":"neutral","sentiment_score":-0.018788062036037445},{"text":"Yeah.","start":628.14,"end":628.3,"sentiment":"neutral","sentiment_score":-0.012320240959525108},{"text":"Yeah.","start":628.3,"end":628.8,"sentiment":"neutral","sentiment_score":-0.011617405340075493}],"sentiment":"neutral","sentiment_score":0.14499644988349505,"num_words":7,"start":620.3,"end":628.8},{"sentences":[{"text":"Yeah.","start":633.635,"end":633.79504,"sentiment":"neutral","sentiment_score":-0.009812220931053162},{"text":"Right.","start":633.79504,"end":634.29504,"sentiment":"neutral","sentiment_score":0.003833835944533348},{"text":"All good.","start":637.47504,"end":638.195,"sentiment":"neutral","sentiment_score":-0.14405294507741928},{"text":"All good.","start":638.195,"end":638.835,"sentiment":"neutral","sentiment_score":0.19741114974021912},{"text":"No.","start":638.835,"end":639.075,"sentiment":"neutral","sentiment_score":-0.05532211437821388}],"sentiment":"neutral","sentiment_score":0.006487987137266568,"num_words":7,"start":633.635,"end":639.075},{"sentences":[{"text":"That's fine.","start":639.075,"end":639.55505,"sentiment":"neutral","sentiment_score":0.0005117878317832947},{"text":"I understand.","start":639.55505,"end":640.195,"sentiment":"neutral","sentiment_score":0.03231150284409523},{"text":"And thanks for your apology.","start":640.195,"end":641.41504,"sentiment":"neutral","sentiment_score":0.08328581601381302},{"text":"It's all good.","start":641.47504,"end":642.29504,"sentiment":"neutral","sentiment_score":-0.05299122507373492},{"text":"Well, if you do no.","start":647.3,"end":648.34,"sentiment":"neutral","sentiment_score":-0.0329849187284708}],"sentiment":"neutral","sentiment_score":0.009304552503368434,"num_words":17,"start":639.075,"end":648.34},{"sentences":[{"text":"If you do, like, if you get poached by some, you know, incredible offer and or if, you know, win pound ball or something, you know, but just let me know.","start":648.34,"end":655.64,"sentiment":"neutral","sentiment_score":0.03583149900359492},{"text":"I'll hold you to it.","start":659.075,"end":662.375,"sentiment":"neutral","sentiment_score":0.0927121177315712},{"text":"Yeah.","start":663.235,"end":663.635,"sentiment":"neutral","sentiment_score":0.025641905143857},{"text":"Okay.","start":663.635,"end":664.135,"sentiment":"neutral","sentiment_score":0.029941383749246597},{"text":"Awesome.","start":666.03503,"end":666.53503,"sentiment":"neutral","sentiment_score":0.22019211947917935}],"sentiment":"neutral","sentiment_score":0.04743878118311747,"num_words":39,"start":648.34,"end":666.53503},{"sentences":[{"text":"Cool.","start":690.125,"end":690.625,"sentiment":"positive","sentiment_score":0.4494694769382477},{"text":"Yeah.","start":694.925,"end":695.425,"sentiment":"neutral","sentiment_score":0.07007420808076859},{"text":"Yeah.","start":695.645,"end":696.045,"sentiment":"neutral","sentiment_score":0.0596785694360733},{"text":"Yeah.","start":696.045,"end":696.365,"sentiment":"neutral","sentiment_score":0.03657574579119682},{"text":"Yep.","start":696.365,"end":696.865,"sentiment":"neutral","sentiment_score":0.08601894229650497}],"sentiment":"neutral","sentiment_score":0.14036338850855828,"num_words":5,"start":690.125,"end":696.865},{"sentences":[{"text":"No.","start":713.375,"end":713.69495,"sentiment":"neutral","sentiment_score":-0.12407726049423218},{"text":"Yeah.","start":713.69495,"end":714.01495,"sentiment":"neutral","sentiment_score":-0.08330953866243362},{"text":"It's not.","start":714.01495,"end":714.75494,"sentiment":"neutral","sentiment_score":-0.09256140887737274},{"text":"So Yep.","start":733.61,"end":734.81,"sentiment":"neutral","sentiment_score":0.08220595493912697},{"text":"Yep.","start":734.81,"end":735.31,"sentiment":"neutral","sentiment_score":0.2517661452293396}],"sentiment":"neutral","sentiment_score":0.0033812054565974642,"num_words":7,"start":713.375,"end":735.31},{"sentences":[{"text":"Yeah.","start":751.815,"end":752.315,"sentiment":"neutral","sentiment_score":-0.004948807880282402},{"text":"Yeah.","start":752.91,"end":753.06995,"sentiment":"neutral","sentiment_score":0.0015467219054698944},{"text":"Yeah.","start":753.06995,"end":753.56995,"sentiment":"neutral","sentiment_score":0.0027652736753225327},{"text":"Yeah.","start":758.94995,"end":759.44995,"sentiment":"neutral","sentiment_score":-0.04273354634642601},{"text":"Yes.","start":764.82996,"end":765.06995,"sentiment":"neutral","sentiment_score":0.07856474071741104}],"sentiment":"neutral","sentiment_score":0.007038876414299011,"num_words":5,"start":751.815,"end":765.06995},{"sentences":[{"text":"Sure.","start":765.06995,"end":765.23,"sentiment":"neutral","sentiment_score":0.10553975403308868},{"text":"I Understand.","start":765.23,"end":766.10504,"sentiment":"neutral","sentiment_score":0.06478613615036011},{"text":"Excellent.","start":782.02,"end":782.52,"sentiment":"positive","sentiment_score":0.5269849300384521},{"text":"Yes.","start":782.66,"end":783.16,"sentiment":"positive","sentiment_score":0.4821235537528992},{"text":"Very good.","start":783.22,"end":784.04,"sentiment":"positive","sentiment_score":0.6320408284664154}],"sentiment":"positive","sentiment_score":0.3583288810082844,"num_words":7,"start":765.06995,"end":784.04},{"sentences":[{"text":"Okay.","start":797.875,"end":798.375,"sentiment":"neutral","sentiment_score":-0.00903406459838152},{"text":"Yeah.","start":806.59503,"end":807.09,"sentiment":"neutral","sentiment_score":0.045885734260082245},{"text":"Okay.","start":807.33,"end":807.57,"sentiment":"neutral","sentiment_score":0.06304090470075607},{"text":"Yeah.","start":807.57,"end":807.81,"sentiment":"neutral","sentiment_score":0.11394284665584564},{"text":"I'll review that.","start":807.81,"end":808.93005,"sentiment":"positive","sentiment_score":0.3695137103398641}],"sentiment":"neutral","sentiment_score":0.18891093600541353,"num_words":7,"start":797.875,"end":808.93005},{"sentences":[{"text":"Yep.","start":808.93005,"end":809.43005,"sentiment":"positive","sentiment_score":0.3761675953865051},{"text":"Okay.","start":824.97504,"end":825.47504,"sentiment":"neutral","sentiment_score":0.03221181780099869},{"text":"Yep.","start":829.61505,"end":830.11505,"sentiment":"neutral","sentiment_score":0.04616289585828781},{"text":"Ryan.","start":844.26996,"end":844.76996,"sentiment":"neutral","sentiment_score":-0.035366855561733246},{"text":"No.","start":859.725,"end":860.01,"sentiment":"neutral","sentiment_score":-0.12376507371664049}],"sentiment":"neutral","sentiment_score":0.05908207595348358,"num_words":5,"start":808.93005,"end":860.01},{"sentences":[{"text":"Okay.","start":883.22504,"end":883.72504,"sentiment":"neutral","sentiment_score":0.1762588620185852},{"text":"Okay.","start":890.27997,"end":890.77997,"sentiment":"positive","sentiment_score":0.3527740240097046},{"text":"Righty.","start":902.615,"end":903.115,"sentiment":"neutral","sentiment_score":0.23464202880859375},{"text":"Yeah.","start":903.175,"end":903.415,"sentiment":"positive","sentiment_score":0.36594468355178833},{"text":"It sounds good.","start":903.415,"end":904.135,"sentiment":"positive","sentiment_score":0.6352784434954325}],"sentiment":"positive","sentiment_score":0.43363641841070993,"num_words":7,"start":883.22504,"end":904.135},{"sentences":[{"text":"I'm trusting every decision.","start":904.135,"end":905.755,"sentiment":"positive","sentiment_score":0.5069930106401443},{"text":"You guys are the professionals.","start":905.815,"end":907.115,"sentiment":"positive","sentiment_score":0.4541464865207672},{"text":"Yeah.","start":920.31006,"end":920.81006,"sentiment":"neutral","sentiment_score":0.12497221678495408},{"text":"I am.","start":950.305,"end":952.765,"sentiment":"neutral","sentiment_score":0.050904454663395875},{"text":"I am fine.","start":954.225,"end":955.20496,"sentiment":"positive","sentiment_score":0.44954489668210346}],"sentiment":"positive","sentiment_score":0.391608019421498,"num_words":15,"start":904.135,"end":955.20496},{"sentences":[{"text":"Exceptional.","start":994.63,"end":995.13,"sentiment":"positive","sentiment_score":0.3640371263027191},{"text":"Yeah.","start":995.43,"end":995.93,"sentiment":"neutral","sentiment_score":0.25354278087615967},{"text":"I think I've got I think I mentioned previously, yeah, I've got my my my best mate.","start":1008.015,"end":1011.695,"sentiment":"neutral","sentiment_score":0.08151368610560894},{"text":"He's got time on his hand.","start":1011.695,"end":1012.895,"sentiment":"neutral","sentiment_score":0.07982815305391948},{"text":"Well, he hasn't got time on his hand.","start":1012.895,"end":1014.175,"sentiment":"neutral","sentiment_score":0.040513434330932796}],"sentiment":"neutral","sentiment_score":0.08504208981652152,"num_words":33,"start":994.63,"end":1014.175},{"sentences":[{"text":"He's just very intuitive, and he's got that's a self managed fund.","start":1014.175,"end":1017.83997,"sentiment":"neutral","sentiment_score":0.16484139766544104},{"text":"And he's just heavily in gold and silver, like both mining stocks and and bullion and, you know, ticketed bullion and all the rest of it.","start":1018.77997,"end":1030.515,"sentiment":"neutral","sentiment_score":0.18393705355433318},{"text":"But he has done so well for himself.","start":1030.515,"end":1033.075,"sentiment":"positive","sentiment_score":0.6428630650043488},{"text":"I mean, that's his complete focus.","start":1033.075,"end":1034.675,"sentiment":"neutral","sentiment_score":0.19945246974627176},{"text":"He hasn't diversified into anything else.","start":1034.675,"end":1037.795,"sentiment":"neutral","sentiment_score":0.22252877180775008}],"sentiment":"neutral","sentiment_score":0.24888365747856683,"num_words":58,"start":1014.175,"end":1037.795},{"sentences":[{"text":"So but he has actually, like, cleaned up.","start":1037.795,"end":1040.275,"sentiment":"positive","sentiment_score":0.5533142760396004},{"text":"And I I guess in some ways, I'm very happy for him.","start":1040.275,"end":1043.56,"sentiment":"positive","sentiment_score":0.7324215769767761},{"text":"But then I I I sort of get down on myself for being so conservative and not taking risks and and and capitalizing, you know, like you've mentioned, I've got 10% of gold or something.","start":1044.02,"end":1054.3401,"sentiment":"neutral","sentiment_score":0.03197357345904623},{"text":"You know?","start":1054.3401,"end":1054.815,"sentiment":"neutral","sentiment_score":-0.004305544309318066},{"text":"Wouldn't it have been great if I had 90 gold?","start":1054.8949,"end":1057.315,"sentiment":"neutral","sentiment_score":0.04376552440226078}],"sentiment":"neutral","sentiment_score":0.22035361729117472,"num_words":67,"start":1037.795,"end":1057.315},{"sentences":[{"text":"I mean no.","start":1058.1749,"end":1069.2949,"sentiment":"neutral","sentiment_score":0.09114536953469117},{"text":"I see.","start":1069.2949,"end":1069.855,"sentiment":"neutral","sentiment_score":0.012624152936041355},{"text":"Yeah.","start":1069.855,"end":1070.13,"sentiment":"neutral","sentiment_score":0.07931709289550781},{"text":"Yeah.","start":1075.73,"end":1076.21,"sentiment":"neutral","sentiment_score":0.0666763186454773},{"text":"Yes.","start":1076.21,"end":1076.71,"sentiment":"neutral","sentiment_score":0.0913541465997696}],"sentiment":"neutral","sentiment_score":0.06700399657711387,"num_words":8,"start":1058.1749,"end":1076.71},{"sentences":[{"text":"Get it.","start":1083.57,"end":1083.97,"sentiment":"neutral","sentiment_score":0.07540841773152351},{"text":"Yeah.","start":1083.97,"end":1084.21,"sentiment":"neutral","sentiment_score":0.060139309614896774},{"text":"For sure.","start":1084.21,"end":1084.95,"sentiment":"neutral","sentiment_score":0.06777936592698097},{"text":"Yeah.","start":1085.09,"end":1085.535,"sentiment":"neutral","sentiment_score":0.1742260456085205},{"text":"Yeah.","start":1098.175,"end":1098.255,"sentiment":"neutral","sentiment_score":-0.036910198628902435}],"sentiment":"neutral","sentiment_score":0.0691186748445034,"num_words":7,"start":1083.57,"end":1098.255},{"sentences":[{"text":"I know.","start":1098.255,"end":1098.735,"sentiment":"neutral","sentiment_score":-0.05677209794521332},{"text":"I know.","start":1098.735,"end":1099.2799,"sentiment":"neutral","sentiment_score":-0.09661973267793655},{"text":"It was getting out of control, though, wasn't it?","start":1099.2799,"end":1101.2,"sentiment":"neutral","sentiment_score":-0.23877283102936214},{"text":"And, like, I was sort of looked at I've got a little bit of bullying myself, and I just watched the chart and just went, oh my god.","start":1101.2,"end":1106.64,"sentiment":"neutral","sentiment_score":-0.1632781382650137},{"text":"What when is it gonna stop?","start":1106.64,"end":1107.76,"sentiment":"neutral","sentiment_score":-0.15798677379886308}],"sentiment":"neutral","sentiment_score":-0.16969037563242811,"num_words":47,"start":1098.255,"end":1107.76},{"sentences":[{"text":"And it stopped.","start":1107.76,"end":1108.6599,"sentiment":"neutral","sentiment_score":-0.1019119347135226},{"text":"But still yeah.","start":1110.32,"end":1112.355,"sentiment":"neutral","sentiment_score":-0.03588702964286009},{"text":"I I you know, you understand me very well and, you know, and and I am conservative and I understand, yeah, you've been investing where, you know, that that that that that that that profit or that growth gets reinvested and then how it compounds.","start":1112.735,"end":1124.995,"sentiment":"neutral","sentiment_score":0.0274333027501901},{"text":"I I understand that's about the extent of my financial knowledge.","start":1125.0549,"end":1128.23,"sentiment":"neutral","sentiment_score":-0.04420337250286883},{"text":"But I do as I said, I do sort of think, you know, gee, I'm not really far off retirement and, you know, all these things pop up on Facebook.","start":1130.37,"end":1139.49,"sentiment":"neutral","sentiment_score":-0.029488269922633967}],"sentiment":"neutral","sentiment_score":-0.005975907223056192,"num_words":92,"start":1107.76,"end":1139.49},{"sentences":[{"text":"Yeah.","start":1139.49,"end":1139.73,"sentiment":"neutral","sentiment_score":-0.03340059891343117},{"text":"No.","start":1139.73,"end":1139.89,"sentiment":"neutral","sentiment_score":-0.15264713764190674},{"text":"No.","start":1139.89,"end":1140.05,"sentiment":"neutral","sentiment_score":-0.1659809947013855},{"text":"No.","start":1140.05,"end":1140.29,"sentiment":"neutral","sentiment_score":-0.1940975934267044},{"text":"Retired.","start":1140.29,"end":1140.79,"sentiment":"neutral","sentiment_score":-0.1623014211654663}],"sentiment":"neutral","sentiment_score":-0.14168554916977882,"num_words":5,"start":1139.49,"end":1140.79},{"sentences":[{"text":"750,000.","start":1141.0249,"end":1141.4249,"sentiment":"neutral","sentiment_score":-0.04353225231170654},{"text":"I'm going, wow.","start":1141.4249,"end":1142.625,"sentiment":"neutral","sentiment_score":0.04323954011003176},{"text":"I've got miles to get you on.","start":1142.625,"end":1144.5449,"sentiment":"neutral","sentiment_score":0.049982789371694834},{"text":"How am I gonna do that?","start":1144.5449,"end":1145.4249,"sentiment":"neutral","sentiment_score":0.05962008982896805},{"text":"How am I gonna get there in such a little time?","start":1145.4249,"end":1147.6549,"sentiment":"neutral","sentiment_score":0.023391679775985805}],"sentiment":"neutral","sentiment_score":0.03753910393321088,"num_words":28,"start":1141.0249,"end":1147.6549},{"sentences":[{"text":"So okay.","start":1147.6549,"end":1154.245,"sentiment":"neutral","sentiment_score":0.3043016940355301},{"text":"Alright.","start":1157.45,"end":1157.95,"sentiment":"neutral","sentiment_score":0.30452024936676025},{"text":"Okay.","start":1160.81,"end":1161.31,"sentiment":"neutral","sentiment_score":0.13009530305862427},{"text":"And then I guess in a dollar sense, it is.","start":1180.105,"end":1182.28,"sentiment":"neutral","sentiment_score":0.10077322423458099},{"text":"Yeah.","start":1182.28,"end":1182.6,"sentiment":"neutral","sentiment_score":0.09546411037445068}],"sentiment":"neutral","sentiment_score":0.1430943528811137,"num_words":15,"start":1147.6549,"end":1182.6},{"sentences":[{"text":"Okay.","start":1182.6,"end":1183.0801,"sentiment":"neutral","sentiment_score":0.0952996164560318},{"text":"Yeah.","start":1183.0801,"end":1183.5801,"sentiment":"neutral","sentiment_score":0.10095588862895966},{"text":"Mhmm.","start":1194.76,"end":1195.26,"sentiment":"neutral","sentiment_score":0.13478204607963562},{"text":"Yeah.","start":1195.7201,"end":1196.055,"sentiment":"neutral","sentiment_score":0.0834922045469284},{"text":"Yes.","start":1203.5751,"end":1204.0751,"sentiment":"neutral","sentiment_score":0.01726716198027134}],"sentiment":"neutral","sentiment_score":0.08635938353836536,"num_words":5,"start":1182.6,"end":1204.0751},{"sentences":[{"text":"Yep.","start":1209.175,"end":1209.51,"sentiment":"neutral","sentiment_score":0.11244546622037888},{"text":"Yes.","start":1221.51,"end":1221.825,"sentiment":"neutral","sentiment_score":-0.001368807628750801},{"text":"Yeah.","start":1228.1449,"end":1228.6449,"sentiment":"neutral","sentiment_score":0.07749760150909424},{"text":"Yeah.","start":1231.585,"end":1231.985,"sentiment":"neutral","sentiment_score":0.1508762240409851},{"text":"Right.","start":1231.985,"end":1232.3049,"sentiment":"neutral","sentiment_score":0.16530200839042664}],"sentiment":"neutral","sentiment_score":0.10095049850642682,"num_words":5,"start":1209.175,"end":1232.3049},{"sentences":[{"text":"Okay.","start":1232.3049,"end":1232.8049,"sentiment":"neutral","sentiment_score":0.1780470907688141},{"text":"Okay.","start":1233.105,"end":1233.605,"sentiment":"neutral","sentiment_score":0.2019418179988861},{"text":"Yep.","start":1237.1,"end":1237.6,"sentiment":"neutral","sentiment_score":0.2519528269767761},{"text":"Yeah.","start":1283.865,"end":1284.365,"sentiment":"neutral","sentiment_score":0.15060223639011383},{"text":"Okay.","start":1300.08,"end":1300.58,"sentiment":"neutral","sentiment_score":0.07687003910541534}],"sentiment":"neutral","sentiment_score":0.1718828022480011,"num_words":5,"start":1232.3049,"end":1300.58},{"sentences":[{"text":"Yeah.","start":1300.8799,"end":1301.175,"sentiment":"neutral","sentiment_score":0.05676121637225151},{"text":"Yeah.","start":1302.935,"end":1303.435,"sentiment":"neutral","sentiment_score":0.07481233775615692},{"text":"It is.","start":1304.295,"end":1305.015,"sentiment":"neutral","sentiment_score":0.055223193019628525},{"text":"Yeah.","start":1305.015,"end":1305.515,"sentiment":"neutral","sentiment_score":0.05749095231294632},{"text":"Yeah.","start":1308.6951,"end":1309.1951,"sentiment":"neutral","sentiment_score":0.23814845085144043}],"sentiment":"neutral","sentiment_score":0.08960989055534203,"num_words":6,"start":1300.8799,"end":1309.1951},{"sentences":[{"text":"Oh, okay.","start":1321.15,"end":1321.81,"sentiment":"positive","sentiment_score":0.37351343035697937},{"text":"Well, alright.","start":1321.87,"end":1322.77,"sentiment":"positive","sentiment_score":0.5064666867256165},{"text":"Yeah.","start":1324.8301,"end":1325.15,"sentiment":"neutral","sentiment_score":0.26437437534332275},{"text":"Yeah.","start":1325.15,"end":1325.39,"sentiment":"neutral","sentiment_score":0.2072047144174576},{"text":"Yeah.","start":1325.39,"end":1325.63,"sentiment":"neutral","sentiment_score":0.13822761178016665}],"sentiment":"positive","sentiment_score":0.3385381336723055,"num_words":7,"start":1321.15,"end":1325.63},{"sentences":[{"text":"No.","start":1325.63,"end":1325.87,"sentiment":"neutral","sentiment_score":0.0550820529460907},{"text":"That's right.","start":1325.87,"end":1326.51,"sentiment":"neutral","sentiment_score":0.14121924340724945},{"text":"Yeah.","start":1326.51,"end":1326.8301,"sentiment":"neutral","sentiment_score":0.15370966494083405},{"text":"That's that's yeah.","start":1326.8301,"end":1328.53,"sentiment":"neutral","sentiment_score":0.17601761718591055},{"text":"Yeah.","start":1347.84,"end":1348.24,"sentiment":"positive","sentiment_score":0.4487206041812897}],"sentiment":"neutral","sentiment_score":0.18350045755505562,"num_words":8,"start":1325.63,"end":1348.24},{"sentences":[{"text":"Cool.","start":1348.24,"end":1348.72,"sentiment":"positive","sentiment_score":0.6012406349182129},{"text":"That's that's yeah.","start":1348.72,"end":1349.9199,"sentiment":"positive","sentiment_score":0.5049114227294922},{"text":"That's something to look forward to.","start":1349.9199,"end":1351.46,"sentiment":"positive","sentiment_score":0.6512313584486643},{"text":"Yeah.","start":1351.76,"end":1352.1599,"sentiment":"neutral","sentiment_score":0.08391249179840088},{"text":"I mean, I know it's crystal ball stuff because, you know, that it's a pretty volatile world, especially at the moment.","start":1352.1599,"end":1358.7999,"sentiment":"neutral","sentiment_score":-0.032274258400624}],"sentiment":"neutral","sentiment_score":0.16967237872449914,"num_words":32,"start":1348.24,"end":1358.7999},{"sentences":[{"text":"But, yeah, we can only do what we can only do.","start":1358.7999,"end":1361.9049,"sentiment":"neutral","sentiment_score":-0.1027113368565386},{"text":"Do you think that that the structure and I know you've just looked at it and sort of punched some numbers around, but, like, it's too conservative?","start":1361.9049,"end":1369.205,"sentiment":"neutral","sentiment_score":-0.07612831017899292},{"text":"Like, I mean, of course, it's the courses I know.","start":1369.4249,"end":1371.845,"sentiment":"neutral","sentiment_score":-0.030434252694249153},{"text":"It's down to the individual, like myself, ultimately.","start":1372.81,"end":1375.39,"sentiment":"neutral","sentiment_score":0.0021177714806981385},{"text":"But, like, I don't you know, when there's, you know, more high risk investment opportunities there, You know, like, how great a risk are they?","start":1375.4501,"end":1387.625,"sentiment":"neutral","sentiment_score":-0.11616333037614822}],"sentiment":"neutral","sentiment_score":-0.07872558882414007,"num_words":81,"start":1358.7999,"end":1387.625},{"sentences":[{"text":"Impact.","start":1413.255,"end":1413.755,"sentiment":"neutral","sentiment_score":0.01158907264471054},{"text":"Yes.","start":1414.5349,"end":1415.0349,"sentiment":"neutral","sentiment_score":0.034537479281425476},{"text":"Yeah.","start":1440.025,"end":1440.525,"sentiment":"neutral","sentiment_score":-0.009169701486825945},{"text":"Yeah.","start":1441.625,"end":1442.125,"sentiment":"neutral","sentiment_score":-0.02691200003027916},{"text":"Alright.","start":1465.245,"end":1465.745,"sentiment":"neutral","sentiment_score":0.17780499160289764}],"sentiment":"neutral","sentiment_score":0.03756996840238571,"num_words":5,"start":1413.255,"end":1465.745},{"sentences":[{"text":"Okay.","start":1504.755,"end":1505.255,"sentiment":"neutral","sentiment_score":0.31030696630477905},{"text":"Yep.","start":1518.46,"end":1518.96,"sentiment":"neutral","sentiment_score":0.23030070960521695},{"text":"Yep.","start":1519.2599,"end":1519.7599,"sentiment":"neutral","sentiment_score":0.19904887676239016},{"text":"Mhmm.","start":1552.0549,"end":1552.5549,"sentiment":"neutral","sentiment_score":-0.03616543859243393},{"text":"Mhmm.","start":1554.375,"end":1554.455,"sentiment":"neutral","sentiment_score":0.0514746755361557}],"sentiment":"neutral","sentiment_score":0.1509931579232216,"num_words":5,"start":1504.755,"end":1554.455},{"sentences":[{"text":"Okay.","start":1554.455,"end":1554.955,"sentiment":"neutral","sentiment_score":0.13676513731479645},{"text":"Yeah.","start":1566.7,"end":1567.2,"sentiment":"neutral","sentiment_score":0.00853368267416954},{"text":"Yeah.","start":1567.6599,"end":1567.98,"sentiment":"neutral","sentiment_score":0.008288031443953514},{"text":"Yeah.","start":1567.98,"end":1568.48,"sentiment":"neutral","sentiment_score":0.01691724732518196},{"text":"Yeah.","start":1570.86,"end":1571.36,"sentiment":"neutral","sentiment_score":0.0011695344001054764}],"sentiment":"neutral","sentiment_score":0.03433472663164139,"num_words":5,"start":1554.455,"end":1571.36},{"sentences":[{"text":"No.","start":1571.5,"end":1571.82,"sentiment":"neutral","sentiment_score":-0.03721321374177933},{"text":"I appreciate that advice.","start":1571.82,"end":1573.12,"sentiment":"positive","sentiment_score":0.45288858050480485},{"text":"That's awesome.","start":1573.205,"end":1573.525,"sentiment":"positive","sentiment_score":0.8197166621685028},{"text":"I I put my full faith in you.","start":1573.525,"end":1575.285,"sentiment":"positive","sentiment_score":0.6193842142820358},{"text":"And, yeah, it that's just reassured me, you know, that to to oh, I'm not being greedy.","start":1575.285,"end":1582.085,"sentiment":"neutral","sentiment_score":0.22534180103855975}],"sentiment":"positive","sentiment_score":0.38123933639144525,"num_words":32,"start":1571.5,"end":1582.085},{"sentences":[{"text":"It's just often that I hear, you know, work colleagues and that, you know, say they're in a high growth fund and, you know, they're killing it at the moment, and it's just like, oh, you know?","start":1582.085,"end":1591.2,"sentiment":"neutral","sentiment_score":-0.0566947997572857},{"text":"And as I said, I've never been a risk taker or whatever.","start":1591.2,"end":1594.4,"sentiment":"neutral","sentiment_score":-0.06509338226169348},{"text":"So that's why I just put the question to you, and I don't expect you to to answer answer because you don't, I guess, really know me, but you know me through our conversation as you had just said.","start":1594.4,"end":1602.88,"sentiment":"neutral","sentiment_score":-0.009838359048351264},{"text":"So thank you.","start":1602.88,"end":1603.855,"sentiment":"neutral","sentiment_score":0.29398661851882935},{"text":"I appreciate you reassuring me like that.","start":1603.855,"end":1607.635,"sentiment":"positive","sentiment_score":0.4162940319095339}],"sentiment":"neutral","sentiment_score":0.005443815284465648,"num_words":98,"start":1582.085,"end":1607.635},{"sentences":[{"text":"Thanks, Dana.","start":1615.775,"end":1616.55,"sentiment":"neutral","sentiment_score":0.17208103835582733},{"text":"Dana.","start":1616.63,"end":1617.13,"sentiment":"neutral","sentiment_score":0.16526207327842712},{"text":"Cool.","start":1618.55,"end":1619.05,"sentiment":"neutral","sentiment_score":0.08744604885578156},{"text":"Yeah.","start":1624.87,"end":1625.37,"sentiment":"neutral","sentiment_score":0.014980796724557877},{"text":"Yep.","start":1630.31,"end":1630.755,"sentiment":"neutral","sentiment_score":0.0048251887783408165}],"sentiment":"neutral","sentiment_score":0.102779364058127,"num_words":6,"start":1615.775,"end":1630.755},{"sentences":[{"text":"Yeah.","start":1636.595,"end":1637.095,"sentiment":"neutral","sentiment_score":-0.0013684667646884918},{"text":"Uh-huh.","start":1651.62,"end":1652.12,"sentiment":"neutral","sentiment_score":0.02936929278075695},{"text":"Uh-huh.","start":1661.775,"end":1662.275,"sentiment":"neutral","sentiment_score":0.04059586301445961},{"text":"Okay.","start":1662.3351,"end":1662.735,"sentiment":"neutral","sentiment_score":0.1014007180929184},{"text":"Yeah.","start":1662.735,"end":1663.135,"sentiment":"neutral","sentiment_score":0.18838872015476227}],"sentiment":"neutral","sentiment_score":0.07167722545564174,"num_words":5,"start":1636.595,"end":1663.135},{"sentences":[{"text":"Cool.","start":1663.135,"end":1663.535,"sentiment":"positive","sentiment_score":0.5792009830474854},{"text":"No worries.","start":1663.535,"end":1664.1951,"sentiment":"positive","sentiment_score":0.395855188369751},{"text":"Mhmm.","start":1675.23,"end":1675.73,"sentiment":"neutral","sentiment_score":0.026661818847060204},{"text":"Yeah.","start":1684.855,"end":1685.1749,"sentiment":"neutral","sentiment_score":0.02157730795443058},{"text":"Yeah.","start":1685.1749,"end":1685.4149,"sentiment":"neutral","sentiment_score":0.03708101809024811}],"sentiment":"neutral","sentiment_score":0.2427052507797877,"num_words":6,"start":1663.135,"end":1685.4149},{"sentences":[{"text":"Sure.","start":1685.4149,"end":1685.9149,"sentiment":"neutral","sentiment_score":0.04825995862483978},{"text":"Oh, that's fine.","start":1689.6549,"end":1690.7949,"sentiment":"neutral","sentiment_score":0.09413360804319382},{"text":"Yeah.","start":1692.135,"end":1692.5349,"sentiment":"neutral","sentiment_score":0.05941391736268997},{"text":"Yeah.","start":1692.5349,"end":1693.0349,"sentiment":"neutral","sentiment_score":0.06584528833627701},{"text":"Yeah.","start":1693.1749,"end":1693.35,"sentiment":"neutral","sentiment_score":0.08507880568504333}],"sentiment":"neutral","sentiment_score":0.07728554201977593,"num_words":7,"start":1685.4149,"end":1693.35},{"sentences":[{"text":"Absolutely.","start":1693.59,"end":1694.09,"sentiment":"neutral","sentiment_score":0.18553465604782104},{"text":"Yep.","start":1698.07,"end":1698.57,"sentiment":"neutral","sentiment_score":0.12666675448417664},{"text":"Yep.","start":1714.2051,"end":1714.7051,"sentiment":"neutral","sentiment_score":0.1463531106710434},{"text":"Okay.","start":1717.4851,"end":1717.9851,"sentiment":"neutral","sentiment_score":0.06447041779756546},{"text":"Yeah.","start":1727.64,"end":1728.14,"sentiment":"neutral","sentiment_score":0.07746347784996033}],"sentiment":"neutral","sentiment_score":0.12009768337011337,"num_words":5,"start":1693.59,"end":1728.14},{"sentences":[{"text":"Right.","start":1739.115,"end":1739.615,"sentiment":"neutral","sentiment_score":-0.03820004314184189},{"text":"Okay.","start":1742.875,"end":1743.375,"sentiment":"neutral","sentiment_score":0.000046766363084316254},{"text":"Yeah.","start":1750.25,"end":1750.75,"sentiment":"neutral","sentiment_score":0.0015479214489459991},{"text":"Mhmm.","start":1753.13,"end":1753.63,"sentiment":"neutral","sentiment_score":0.01640244945883751},{"text":"Yeah.","start":1753.93,"end":1754.43,"sentiment":"neutral","sentiment_score":0.0708313062787056}],"sentiment":"neutral","sentiment_score":0.010125680081546306,"num_words":5,"start":1739.115,"end":1754.43},{"sentences":[{"text":"Okay.","start":1763.095,"end":1763.595,"sentiment":"neutral","sentiment_score":0.06362638622522354},{"text":"Yep.","start":1768.5349,"end":1769.0349,"sentiment":"neutral","sentiment_score":0.06807246059179306},{"text":"Oh, I don't know about that.","start":1771.015,"end":1773.51,"sentiment":"neutral","sentiment_score":-0.038157119415700436},{"text":"She's younger.","start":1773.51,"end":1774.15,"sentiment":"neutral","sentiment_score":-0.02940596267580986},{"text":"She'll be wanna retire at the same age as me.","start":1774.15,"end":1776.65,"sentiment":"neutral","sentiment_score":-0.004162119142711163}],"sentiment":"neutral","sentiment_score":-0.009883849322795868,"num_words":20,"start":1763.095,"end":1776.65},{"sentences":[{"text":"I'm sure.","start":1776.71,"end":1777.5299,"sentiment":"neutral","sentiment_score":0.05020776949822903},{"text":"Yes.","start":1790.375,"end":1790.875,"sentiment":"neutral","sentiment_score":0.06906260550022125},{"text":"Cool.","start":1810.02,"end":1810.52,"sentiment":"neutral","sentiment_score":0.17737364768981934},{"text":"Yeah.","start":1811.14,"end":1811.64,"sentiment":"neutral","sentiment_score":0.0461227148771286},{"text":"Yeah.","start":1811.78,"end":1811.94,"sentiment":"neutral","sentiment_score":0.03167113661766052}],"sentiment":"neutral","sentiment_score":0.0707742739468813,"num_words":6,"start":1776.71,"end":1811.94},{"sentences":[{"text":"Yeah.","start":1811.94,"end":1812.18,"sentiment":"neutral","sentiment_score":0.029109273105859756},{"text":"Yeah.","start":1812.18,"end":1812.42,"sentiment":"neutral","sentiment_score":0.05915491282939911},{"text":"Cool.","start":1812.42,"end":1812.92,"sentiment":"neutral","sentiment_score":0.12494179606437684},{"text":"Oh, sure.","start":1829.845,"end":1830.485,"sentiment":"neutral","sentiment_score":0.044043054804205894},{"text":"Yeah.","start":1830.485,"end":1830.725,"sentiment":"neutral","sentiment_score":0.03133951127529144}],"sentiment":"neutral","sentiment_score":0.05543860048055649,"num_words":6,"start":1811.94,"end":1830.725},{"sentences":[{"text":"Yeah.","start":1830.725,"end":1830.965,"sentiment":"neutral","sentiment_score":0.03211486339569092},{"text":"Of course.","start":1830.965,"end":1831.41,"sentiment":"neutral","sentiment_score":0.05208105966448784},{"text":"Yep.","start":1831.89,"end":1832.39,"sentiment":"neutral","sentiment_score":0.07169953733682632},{"text":"Yes.","start":1851.815,"end":1852.315,"sentiment":"neutral","sentiment_score":0.07634526491165161},{"text":"I'm surprised if I get there.","start":1861.35,"end":1862.89,"sentiment":"neutral","sentiment_score":-0.1802625060081482}],"sentiment":"neutral","sentiment_score":-0.07247756827961314,"num_words":11,"start":1830.725,"end":1862.89},{"sentences":[{"text":"Well, you never know.","start":1864.47,"end":1865.69,"sentiment":"neutral","sentiment_score":-0.07400678470730782},{"text":"Thank you.","start":1866.55,"end":1867.19,"sentiment":"positive","sentiment_score":0.45887164771556854},{"text":"Thank you.","start":1867.19,"end":1868.01,"sentiment":"positive","sentiment_score":0.377576008439064},{"text":"Actually, actually, my wife's father, he just passed away.","start":1868.23,"end":1871.285,"sentiment":"neutral","sentiment_score":-0.09543783548805448},{"text":"He was 98.","start":1871.285,"end":1872.245,"sentiment":"neutral","sentiment_score":0.014701134214798609}],"sentiment":"neutral","sentiment_score":0.028101552836596967,"num_words":20,"start":1864.47,"end":1872.245},{"sentences":[{"text":"So and living and living by himself at home and everything like in perfect health.","start":1872.245,"end":1876.965,"sentiment":"positive","sentiment_score":0.3742640720059474},{"text":"So Oh, wow.","start":1876.965,"end":1890.0399,"sentiment":"neutral","sentiment_score":0.29654372079918784},{"text":"Alright.","start":1890.0399,"end":1890.5399,"sentiment":"neutral","sentiment_score":0.028066515922546387},{"text":"No.","start":1896.12,"end":1896.36,"sentiment":"neutral","sentiment_score":-0.06093360483646393},{"text":"Not Yeah.","start":1896.36,"end":1903.655,"sentiment":"neutral","sentiment_score":-0.05502966791391373}],"sentiment":"neutral","sentiment_score":0.289121173533865,"num_words":22,"start":1872.245,"end":1903.655},{"sentences":[{"text":"Yeah.","start":1908.035,"end":1908.355,"sentiment":"neutral","sentiment_score":0.1872477829456329},{"text":"It's incredible.","start":1908.355,"end":1909.175,"sentiment":"positive","sentiment_score":0.5940835177898407},{"text":"Yeah.","start":1910.035,"end":1910.535,"sentiment":"neutral","sentiment_score":0.29062360525131226},{"text":"Yes.","start":1918.21,"end":1918.71,"sentiment":"neutral","sentiment_score":0.1806006282567978},{"text":"Yeah.","start":1923.09,"end":1923.41,"sentiment":"neutral","sentiment_score":0.25457531213760376}],"sentiment":"positive","sentiment_score":0.35020239402850467,"num_words":6,"start":1908.035,"end":1923.41},{"sentences":[{"text":"Awesome.","start":1923.41,"end":1923.91,"sentiment":"positive","sentiment_score":0.5324159860610962},{"text":"Incredible.","start":1923.97,"end":1924.47,"sentiment":"positive","sentiment_score":0.5447118282318115},{"text":"Yeah.","start":1924.93,"end":1925.43,"sentiment":"positive","sentiment_score":0.35810887813568115},{"text":"100%.","start":1929.2351,"end":1930.035,"sentiment":"neutral","sentiment_score":0.2221836298704147},{"text":"Yeah.","start":1930.035,"end":1930.435,"sentiment":"neutral","sentiment_score":0.16841182112693787}],"sentiment":"positive","sentiment_score":0.3651664286851883,"num_words":5,"start":1923.41,"end":1930.435},{"sentences":[{"text":"Yeah.","start":1930.435,"end":1930.755,"sentiment":"neutral","sentiment_score":0.15995261073112488},{"text":"And, like, I mean, we never wanna see a loved one pass away or anything.","start":1930.755,"end":1933.4751,"sentiment":"neutral","sentiment_score":0.08304968227942784},{"text":"But, yeah, you know, it's it's, yeah, it's it's comforting to know that, you know, they had a very fulfilled life.","start":1933.4751,"end":1939.38,"sentiment":"neutral","sentiment_score":0.31826102769091014},{"text":"You know.","start":1939.38,"end":1940.34,"sentiment":"neutral","sentiment_score":0.16646647453308105},{"text":"Right.","start":1940.34,"end":1940.84,"sentiment":"neutral","sentiment_score":0.11004115641117096}],"sentiment":"neutral","sentiment_score":0.21330383829772473,"num_words":40,"start":1930.435,"end":1940.84},{"sentences":[{"text":"And extended.","start":1941.22,"end":1941.9401,"sentiment":"neutral","sentiment_score":0.08908575773239136},{"text":"Yeah.","start":1941.9401,"end":1942.18,"sentiment":"neutral","sentiment_score":0.037778206169605255},{"text":"As I said, I I can't see myself getting there, but you never know.","start":1942.18,"end":1945.88,"sentiment":"neutral","sentiment_score":-0.006202815898827144},{"text":"Okay.","start":1949.62,"end":1950.12,"sentiment":"neutral","sentiment_score":0.06872443854808807},{"text":"Awesome.","start":1951.54,"end":1952.04,"sentiment":"positive","sentiment_score":0.4997107982635498}],"sentiment":"neutral","sentiment_score":0.03671292294012873,"num_words":19,"start":1941.22,"end":1952.04},{"sentences":[{"text":"Excellent.","start":1953.825,"end":1954.3049,"sentiment":"positive","sentiment_score":0.5121157765388489},{"text":"Excellent.","start":1954.3049,"end":1954.8049,"sentiment":"positive","sentiment_score":0.4965374171733856},{"text":"Thanks, Diana.","start":1954.865,"end":1955.765,"sentiment":"positive","sentiment_score":0.4220075458288193},{"text":"Oh.","start":1981.16,"end":1981.575,"sentiment":"neutral","sentiment_score":0.05705576390028},{"text":"Yep.","start":1993.4149,"end":1993.9149,"sentiment":"neutral","sentiment_score":0.2808226943016052}],"sentiment":"positive","sentiment_score":0.36509112392862636,"num_words":6,"start":1953.825,"end":1993.9149},{"sentences":[{"text":"Oh, wow.","start":2004.39,"end":2004.95,"sentiment":"neutral","sentiment_score":0.05492676794528961},{"text":"Okay.","start":2004.95,"end":2005.45,"sentiment":"neutral","sentiment_score":0.05959447845816612},{"text":"Alright.","start":2028.7999,"end":2029.2999,"sentiment":"neutral","sentiment_score":0.14981013536453247},{"text":"Yes.","start":2056.91,"end":2057.41,"sentiment":"positive","sentiment_score":0.6350144147872925},{"text":"Yeah.","start":2067.5151,"end":2067.7551,"sentiment":"neutral","sentiment_score":0.19114622473716736}],"sentiment":"neutral","sentiment_score":0.19090313153962293,"num_words":6,"start":2004.39,"end":2067.7551},{"sentences":[{"text":"No.","start":2067.7551,"end":2067.915,"sentiment":"neutral","sentiment_score":0.16189125180244446},{"text":"Definitely.","start":2067.915,"end":2068.415,"sentiment":"neutral","sentiment_score":0.27052080631256104},{"text":"Perfect.","start":2076.1099,"end":2076.6099,"sentiment":"neutral","sentiment_score":0.25854089856147766},{"text":"Sounds great.","start":2077.63,"end":2078.3499,"sentiment":"positive","sentiment_score":0.6960077583789825},{"text":"Yep.","start":2078.3499,"end":2078.8499,"sentiment":"positive","sentiment_score":0.5192257761955261}],"sentiment":"positive","sentiment_score":0.4336990416049957,"num_words":6,"start":2067.7551,"end":2078.8499},{"sentences":[{"text":"Fantastic.","start":2078.91,"end":2079.41,"sentiment":"positive","sentiment_score":0.7646408081054688},{"text":"Okay.","start":2093.835,"end":2094.335,"sentiment":"neutral","sentiment_score":0.20481666922569275},{"text":"Uh-huh.","start":2103.3699,"end":2103.8699,"sentiment":"neutral","sentiment_score":0.18123352527618408},{"text":"Yes.","start":2104.25,"end":2104.75,"sentiment":"neutral","sentiment_score":0.09932773560285568},{"text":"Uh-huh.","start":2116.905,"end":2117.405,"sentiment":"neutral","sentiment_score":-0.00244891201145947}],"sentiment":"neutral","sentiment_score":0.24951396523974836,"num_words":5,"start":2078.91,"end":2117.405},{"sentences":[{"text":"Yes.","start":2137.5698,"end":2137.905,"sentiment":"neutral","sentiment_score":0.03344935551285744},{"text":"That's right.","start":2143.0251,"end":2143.665,"sentiment":"neutral","sentiment_score":0.011524532455950975},{"text":"Yep.","start":2143.665,"end":2144.165,"sentiment":"neutral","sentiment_score":0.02713595330715179},{"text":"Yeah.","start":2145.905,"end":2146.305,"sentiment":"neutral","sentiment_score":0.02771138027310371},{"text":"Yeah.","start":2146.305,"end":2146.545,"sentiment":"neutral","sentiment_score":0.03630678355693817}],"sentiment":"neutral","sentiment_score":0.02460875626032551,"num_words":6,"start":2137.5698,"end":2146.545},{"sentences":[{"text":"Yeah.","start":2146.545,"end":2146.785,"sentiment":"neutral","sentiment_score":0.055790092796087265},{"text":"Exactly.","start":2146.785,"end":2147.285,"sentiment":"neutral","sentiment_score":0.12935364246368408},{"text":"Oh, you did.","start":2154.3198,"end":2155.22,"sentiment":"neutral","sentiment_score":0.027060482030113537},{"text":"Yeah.","start":2157.44,"end":2157.94,"sentiment":"neutral","sentiment_score":0.022584592923521996},{"text":"So you've you've got that in the recommendation.","start":2171.795,"end":2174.535,"sentiment":"neutral","sentiment_score":0.026938265771605074}],"sentiment":"neutral","sentiment_score":0.03602970717474818,"num_words":14,"start":2146.545,"end":2174.535},{"sentences":[{"text":"It hasn't come your email hasn't come through, so I haven't been able to sort of view any of the docs.","start":2174.595,"end":2178.1948,"sentiment":"neutral","sentiment_score":-0.073367818657841},{"text":"So but do you but do you make a note of, like, that's something we should do, the wheel and and the power of attorney?","start":2178.1948,"end":2183.68,"sentiment":"neutral","sentiment_score":0.01670580083504319},{"text":"Okay.","start":2183.82,"end":2184.32,"sentiment":"neutral","sentiment_score":0.10115908086299896},{"text":"Yeah.","start":2185.26,"end":2185.76,"sentiment":"neutral","sentiment_score":0.03546129912137985},{"text":"Cool.","start":2189.34,"end":2189.84,"sentiment":"neutral","sentiment_score":-0.015423321165144444}],"sentiment":"neutral","sentiment_score":-0.020446573716721365,"num_words":49,"start":2174.595,"end":2189.84},{"sentences":[{"text":"Yeah.","start":2207.0151,"end":2207.5151,"sentiment":"neutral","sentiment_score":0.01423509046435356},{"text":"Well, just through this process, my wife did the probate for her her father's passing and everything.","start":2222.365,"end":2228.0452,"sentiment":"neutral","sentiment_score":0.00881316973006024},{"text":"So we actually haven't engaged any solicitors or anything as yet, but we will probably with the sale of the house, obviously.","start":2228.0452,"end":2233.985,"sentiment":"neutral","sentiment_score":-0.01632053828374906},{"text":"So through that process, I'll probably just get a local solicitor to, you know, to do this for for us.","start":2234.0452,"end":2241.72,"sentiment":"neutral","sentiment_score":0.007023081323131919},{"text":"Yeah.","start":2241.72,"end":2242.12,"sentiment":"neutral","sentiment_score":0.0188958328217268}],"sentiment":"neutral","sentiment_score":-0.000584187001356336,"num_words":61,"start":2207.0151,"end":2242.12},{"sentences":[{"text":"Yeah.","start":2242.12,"end":2242.62,"sentiment":"neutral","sentiment_score":0.042478516697883606},{"text":"Yeah.","start":2243.72,"end":2244.22,"sentiment":"neutral","sentiment_score":0.10319776087999344},{"text":"Yeah.","start":2247.08,"end":2247.4,"sentiment":"neutral","sentiment_score":0.037950463593006134},{"text":"I know.","start":2247.4,"end":2248.04,"sentiment":"neutral","sentiment_score":0.021553805097937584},{"text":"I know.","start":2248.04,"end":2248.52,"sentiment":"neutral","sentiment_score":0.021671690978109837}],"sentiment":"neutral","sentiment_score":0.038582533331854005,"num_words":7,"start":2242.12,"end":2248.52},{"sentences":[{"text":"Yeah.","start":2248.52,"end":2248.76,"sentiment":"neutral","sentiment_score":0.11921554803848268},{"text":"Quite incredible.","start":2248.76,"end":2249.58,"sentiment":"neutral","sentiment_score":0.3161626160144806},{"text":"Yeah.","start":2249.6401,"end":2249.8801,"sentiment":"neutral","sentiment_score":0.10962904989719392},{"text":"She takes on anything.","start":2249.8801,"end":2250.735,"sentiment":"neutral","sentiment_score":0.04969561332836747},{"text":"She does a crack at everything.","start":2250.735,"end":2252.0952,"sentiment":"neutral","sentiment_score":-0.042104640354712806}],"sentiment":"neutral","sentiment_score":0.0576660315107022,"num_words":14,"start":2248.52,"end":2252.0952},{"sentences":[{"text":"And yeah.","start":2252.0952,"end":2252.8352,"sentiment":"neutral","sentiment_score":-0.02275087870657444},{"text":"It was it was an arduous task and, like, there's a lot of sort of trauma with some of her family members and that too and and not not didn't really run smoothly, and she still did all that.","start":2253.375,"end":2264.0952,"sentiment":"neutral","sentiment_score":-0.0830035259326299},{"text":"And, yeah, now she's a trooper.","start":2264.0952,"end":2266.19,"sentiment":"neutral","sentiment_score":0.13674426637589931},{"text":"Yeah.","start":2267.45,"end":2267.95,"sentiment":"neutral","sentiment_score":0.07005646824836731},{"text":"Yeah.","start":2269.05,"end":2269.53,"sentiment":"neutral","sentiment_score":0.25368112325668335}],"sentiment":"neutral","sentiment_score":-0.04364155263316875,"num_words":49,"start":2252.0952,"end":2269.53},{"sentences":[{"text":"So well, yeah.","start":2269.53,"end":2271.13,"sentiment":"positive","sentiment_score":0.4025936424732208},{"text":"Save the family.","start":2271.13,"end":2271.93,"sentiment":"neutral","sentiment_score":0.26733893156051636},{"text":"I think the the the the the father's solicitor, like, he quoted something like $6,000 of his own fees just to do that work.","start":2271.93,"end":2284.055,"sentiment":"neutral","sentiment_score":0.09707685232084866},{"text":"Yeah.","start":2285.2349,"end":2285.7148,"sentiment":"neutral","sentiment_score":0.06784279644489288},{"text":"Nothing to do with the lodgment of the probate nor any any earning of those fees.","start":2285.7148,"end":2289.2349,"sentiment":"neutral","sentiment_score":-0.05128717212937772}],"sentiment":"neutral","sentiment_score":0.07631681319524317,"num_words":47,"start":2269.53,"end":2289.2349},{"sentences":[{"text":"Just his fee alone was like $6,000.","start":2289.2349,"end":2291.655,"sentiment":"neutral","sentiment_score":-0.0011842051254851477},{"text":"Yeah.","start":2291.98,"end":2292.22,"sentiment":"neutral","sentiment_score":0.06690500676631927},{"text":"No.","start":2292.22,"end":2292.72,"sentiment":"neutral","sentiment_score":0.06778004765510559},{"text":"She cracked on through it and managed to get it done.","start":2293.1,"end":2295.6602,"sentiment":"neutral","sentiment_score":0.2801304784688083},{"text":"Yes.","start":2295.6602,"end":2296.1602,"sentiment":"neutral","sentiment_score":0.13680943846702576}],"sentiment":"neutral","sentiment_score":0.15926858667461646,"num_words":21,"start":2289.2349,"end":2296.1602},{"sentences":[{"text":"So yeah.","start":2296.78,"end":2297.34,"sentiment":"neutral","sentiment_score":0.14781062304973602},{"text":"No.","start":2297.34,"end":2297.74,"sentiment":"neutral","sentiment_score":0.11834906786680222},{"text":"Full credit to her on that.","start":2297.74,"end":2299.28,"sentiment":"neutral","sentiment_score":0.3141925285259883},{"text":"But, yeah, as I said, just with the time of the house, yeah, we'll we'll come into contact with a local solicitor, and we'll line one up and get these wheels done.","start":2299.6602,"end":2307.105,"sentiment":"neutral","sentiment_score":0.13626608159393072},{"text":"Been meaning to for so long that Yes.","start":2307.105,"end":2309.985,"sentiment":"neutral","sentiment_score":0.050184380263090134}],"sentiment":"neutral","sentiment_score":0.14410439057617772,"num_words":49,"start":2296.78,"end":2309.985},{"sentences":[{"text":"And it's gonna be so straightforward.","start":2309.985,"end":2311.745,"sentiment":"neutral","sentiment_score":0.31360403448343277},{"text":"We have the one daughter who's, you know, gonna get everything.","start":2311.745,"end":2314.225,"sentiment":"neutral","sentiment_score":0.1809741509231654},{"text":"So and hopefully no debt to part on.","start":2314.225,"end":2319.125,"sentiment":"neutral","sentiment_score":0.1637637836392969},{"text":"Yeah.","start":2319.345,"end":2319.845,"sentiment":"neutral","sentiment_score":0.07244773209095001},{"text":"Yeah.","start":2321.1501,"end":2321.6501,"sentiment":"neutral","sentiment_score":0.3033100366592407}],"sentiment":"neutral","sentiment_score":0.2058595520340734,"num_words":27,"start":2309.985,"end":2321.6501},{"sentences":[{"text":"Thank you.","start":2324.9102,"end":2325.7302,"sentiment":"positive","sentiment_score":0.4010070711374283},{"text":"Really?","start":2377.5898,"end":2378.0898,"sentiment":"positive","sentiment_score":0.4658663272857666},{"text":"Excellent.","start":2378.95,"end":2379.45,"sentiment":"positive","sentiment_score":0.7025227546691895},{"text":"Excellent.","start":2379.67,"end":2380.17,"sentiment":"neutral","sentiment_score":0.045227229595184326},{"text":"Yes.","start":2416.2852,"end":2416.7852,"sentiment":"neutral","sentiment_score":0.14018778502941132}],"sentiment":"positive","sentiment_score":0.359303039809068,"num_words":6,"start":2324.9102,"end":2416.7852},{"sentences":[{"text":"Yeah.","start":2426.6199,"end":2427.1199,"sentiment":"neutral","sentiment_score":-0.13537049293518066},{"text":"Yeah.","start":2430.54,"end":2431.04,"sentiment":"neutral","sentiment_score":-0.16429439187049866},{"text":"Yeah.","start":2432.515,"end":2433.015,"sentiment":"neutral","sentiment_score":-0.03552479296922684},{"text":"Yep.","start":2471.915,"end":2472.12,"sentiment":"neutral","sentiment_score":0.3037862777709961},{"text":"Mhmm.","start":2481.2402,"end":2481.6401,"sentiment":"neutral","sentiment_score":0.09701335430145264}],"sentiment":"neutral","sentiment_score":0.013121990859508515,"num_words":5,"start":2426.6199,"end":2481.6401},{"sentences":[{"text":"Yeah.","start":2481.6401,"end":2481.8801,"sentiment":"neutral","sentiment_score":0.11739549785852432},{"text":"Yeah.","start":2481.8801,"end":2482.28,"sentiment":"neutral","sentiment_score":0.148840993642807},{"text":"And when it does come through, I will have a good read of it front to back.","start":2482.28,"end":2485.2402,"sentiment":"neutral","sentiment_score":0.2570942017961951},{"text":"I mean, you've explained everything so clearly and concisely, so I appreciate that.","start":2485.2402,"end":2489.625,"sentiment":"positive","sentiment_score":0.5275304959370539},{"text":"I don't see any issues, and it all seems like great advice that I'll endorse at my end and just take on board and and put into action.","start":2489.6848,"end":2498.265,"sentiment":"positive","sentiment_score":0.3580158350190946}],"sentiment":"positive","sentiment_score":0.3586529624958833,"num_words":60,"start":2481.6401,"end":2498.265},{"sentences":[{"text":"Yeah.","start":2500.08,"end":2500.48,"sentiment":"neutral","sentiment_score":0.03817995637655258},{"text":"But as I said, if it doesn't come through so it's probably our Internet provider that we're trying to move away from, like TPG.","start":2500.48,"end":2507.06,"sentiment":"neutral","sentiment_score":-0.16350204683840275},{"text":"They're just horrible.","start":2507.12,"end":2508.02,"sentiment":"negative","sentiment_score":-0.5596154530843099},{"text":"So mhmm.","start":2508.8,"end":2513.4602,"sentiment":"neutral","sentiment_score":-0.159070435911417},{"text":"Oh, okay.","start":2525.9648,"end":2526.625,"sentiment":"neutral","sentiment_score":0.0028117597103118896}],"sentiment":"neutral","sentiment_score":-0.18366352748125792,"num_words":32,"start":2500.08,"end":2526.625},{"sentences":[{"text":"Yeah.","start":2526.685,"end":2527.005,"sentiment":"neutral","sentiment_score":0.01235614437609911},{"text":"No worries.","start":2527.005,"end":2527.7449,"sentiment":"neutral","sentiment_score":0.09155915305018425},{"text":"Alright.","start":2527.805,"end":2528.305,"sentiment":"neutral","sentiment_score":0.22596648335456848},{"text":"I can do that.","start":2528.525,"end":2529.505,"sentiment":"positive","sentiment_score":0.4334815591573715},{"text":"Yeah.","start":2531.46,"end":2531.96,"sentiment":"neutral","sentiment_score":0.05699910223484039}],"sentiment":"neutral","sentiment_score":0.24581847474392918,"num_words":9,"start":2526.685,"end":2531.96},{"sentences":[{"text":"Yep.","start":2542.74,"end":2543.24,"sentiment":"neutral","sentiment_score":-0.013219384476542473},{"text":"Flaky.","start":2547.4248,"end":2547.9248,"sentiment":"neutral","sentiment_score":-0.02722783386707306},{"text":"What what do you need from me just to respond some with something?","start":2550.545,"end":2553.7449,"sentiment":"neutral","sentiment_score":-0.014686817303299904},{"text":"Or, like, what do you need?","start":2553.7449,"end":2554.8848,"sentiment":"neutral","sentiment_score":-0.010134523424009481},{"text":"As in just a photo image of my license?","start":2557.345,"end":2559.26,"sentiment":"neutral","sentiment_score":-0.014392562624480989}],"sentiment":"neutral","sentiment_score":-0.01405720158169667,"num_words":30,"start":2542.74,"end":2559.26},{"sentences":[{"text":"Or yeah.","start":2559.6802,"end":2561.08,"sentiment":"neutral","sentiment_score":-0.018640195950865746},{"text":"Yeah.","start":2561.08,"end":2561.32,"sentiment":"neutral","sentiment_score":-0.024208880960941315},{"text":"Because I don't yeah.","start":2561.32,"end":2562.12,"sentiment":"neutral","sentiment_score":-0.05816445220261812},{"text":"I don't keep my license in my phone or anything like that.","start":2562.12,"end":2564.68,"sentiment":"neutral","sentiment_score":-0.07614844602843125},{"text":"I don't have a I'm I'm old.","start":2564.68,"end":2566.28,"sentiment":"neutral","sentiment_score":-0.07620389333793096}],"sentiment":"neutral","sentiment_score":-0.06697521874537835,"num_words":26,"start":2559.6802,"end":2566.28},{"sentences":[{"text":"So I keep the old hardcover.","start":2566.28,"end":2567.96,"sentiment":"neutral","sentiment_score":-0.029148431184391182},{"text":"So I can just take a photo front and back and flick it back to you.","start":2567.96,"end":2570.68,"sentiment":"neutral","sentiment_score":0.043576374650001526},{"text":"Yeah?","start":2570.68,"end":2571.045,"sentiment":"neutral","sentiment_score":0.08970475941896439},{"text":"Yeah.","start":2574.645,"end":2575.145,"sentiment":"neutral","sentiment_score":0.06915981322526932},{"text":"Yeah.","start":2575.2048,"end":2575.4448,"sentiment":"neutral","sentiment_score":0.07983312010765076}],"sentiment":"neutral","sentiment_score":0.030441164001822472,"num_words":25,"start":2566.28,"end":2575.4448},{"sentences":[{"text":"Yeah.","start":2575.4448,"end":2575.605,"sentiment":"neutral","sentiment_score":0.05416036397218704},{"text":"Yeah.","start":2575.605,"end":2576.105,"sentiment":"neutral","sentiment_score":0.0388580746948719},{"text":"100%.","start":2577.525,"end":2578.165,"sentiment":"neutral","sentiment_score":0.2354728132486343},{"text":"Yeah.","start":2578.165,"end":2578.325,"sentiment":"positive","sentiment_score":0.3336838483810425},{"text":"That's fine.","start":2578.325,"end":2578.9648,"sentiment":"positive","sentiment_score":0.5467018485069275}],"sentiment":"neutral","sentiment_score":0.29259646621843177,"num_words":6,"start":2575.4448,"end":2578.9648},{"sentences":[{"text":"Yeah.","start":2578.9648,"end":2579.4648,"sentiment":"neutral","sentiment_score":0.2644074857234955},{"text":"Yep.","start":2585.6848,"end":2586.1848,"sentiment":"neutral","sentiment_score":0.08887728303670883},{"text":"Yep.","start":2587.41,"end":2587.91,"sentiment":"neutral","sentiment_score":0.16640028357505798},{"text":"All good.","start":2591.01,"end":2591.75,"sentiment":"positive","sentiment_score":0.39640115201473236},{"text":"Yep.","start":2592.6099,"end":2593.01,"sentiment":"neutral","sentiment_score":0.2906680107116699}],"sentiment":"neutral","sentiment_score":0.2671925611793995,"num_words":6,"start":2578.9648,"end":2593.01},{"sentences":[{"text":"Terrific.","start":2593.01,"end":2593.49,"sentiment":"positive","sentiment_score":0.6193629503250122},{"text":"No worries.","start":2593.49,"end":2594.13,"sentiment":"neutral","sentiment_score":0.2834836393594742},{"text":"I can do that.","start":2594.13,"end":2595.03,"sentiment":"neutral","sentiment_score":0.11721358820796013},{"text":"Wow.","start":2598.21,"end":2598.45,"sentiment":"neutral","sentiment_score":0.2084273397922516},{"text":"That's action.","start":2598.45,"end":2599.155,"sentiment":"neutral","sentiment_score":0.15156744420528412}],"sentiment":"neutral","sentiment_score":0.21667468100786208,"num_words":10,"start":2593.01,"end":2599.155},{"sentences":[{"text":"Alright.","start":2599.315,"end":2599.815,"sentiment":"neutral","sentiment_score":0.1591770052909851},{"text":"Yeah.","start":2600.995,"end":2601.495,"sentiment":"neutral","sentiment_score":0.32425999641418457},{"text":"Yeah.","start":2620.7798,"end":2621.26,"sentiment":"neutral","sentiment_score":0.06091415137052536},{"text":"Okay.","start":2621.26,"end":2621.76,"sentiment":"neutral","sentiment_score":0.13108381628990173},{"text":"Oh, okay.","start":2632.4248,"end":2633.145,"sentiment":"neutral","sentiment_score":0.10465098172426224}],"sentiment":"neutral","sentiment_score":0.14745615546902022,"num_words":6,"start":2599.315,"end":2633.145},{"sentences":[{"text":"Right.","start":2633.145,"end":2633.645,"sentiment":"neutral","sentiment_score":0.0975269228219986},{"text":"Awesome.","start":2652.2998,"end":2652.6199,"sentiment":"positive","sentiment_score":0.3430963158607483},{"text":"Awesome.","start":2652.6199,"end":2653.0999,"sentiment":"neutral","sentiment_score":0.2862386107444763},{"text":"Yeah.","start":2653.0999,"end":2653.5999,"sentiment":"neutral","sentiment_score":0.11393111944198608},{"text":"We we saw I just sort of do expect a sale, like, like, soon, and it will be around about that 1,500,000.0 mark.","start":2654.14,"end":2660.625,"sentiment":"neutral","sentiment_score":0.045843220356365906}],"sentiment":"neutral","sentiment_score":0.07019211248391205,"num_words":27,"start":2633.145,"end":2660.625},{"sentences":[{"text":"And then it was really just about, yeah, when we get that cash, you know, what are our options?","start":2661.085,"end":2665.005,"sentiment":"neutral","sentiment_score":0.06993458635712925},{"text":"Like, should we invest in a in a property or, you know, with no.","start":2665.005,"end":2667.805,"sentiment":"neutral","sentiment_score":0.03155109549074301},{"text":"Again, anything anything that's out there.","start":2667.805,"end":2670.445,"sentiment":"neutral","sentiment_score":0.006125763989984989},{"text":"Because I said as I said, we we pretty much have paid off this house, and we have a little bit of savings.","start":2670.445,"end":2674.96,"sentiment":"neutral","sentiment_score":-0.02239765089167201},{"text":"So it's a bit foreign actually having that kind of amount of money.","start":2674.96,"end":2679.78,"sentiment":"neutral","sentiment_score":-0.29983587849598664}],"sentiment":"neutral","sentiment_score":-0.03474380439147353,"num_words":75,"start":2661.085,"end":2679.78},{"sentences":[{"text":"And I don't you know, we get we don't get much for it sitting in a bank.","start":2681.1199,"end":2684.64,"sentiment":"neutral","sentiment_score":-0.24734426728066275},{"text":"So I just yeah.","start":2684.64,"end":2685.76,"sentiment":"neutral","sentiment_score":-0.12961150892078876},{"text":"Yeah.","start":2685.76,"end":2686.215,"sentiment":"neutral","sentiment_score":-0.04837585613131523},{"text":"We'll be looking to discuss that all with you.","start":2686.215,"end":2688.475,"sentiment":"neutral","sentiment_score":-0.0025782051185766854},{"text":"Yeah.","start":2688.7751,"end":2689.2551,"sentiment":"neutral","sentiment_score":0.046141963452100754}],"sentiment":"neutral","sentiment_score":-0.14839800994377583,"num_words":32,"start":2681.1199,"end":2689.2551},{"sentences":[{"text":"Yeah.","start":2689.2551,"end":2689.495,"sentiment":"neutral","sentiment_score":0.06448186933994293},{"text":"Yeah.","start":2689.495,"end":2689.5752,"sentiment":"neutral","sentiment_score":0.062130752950906754},{"text":"Somewhere.","start":2689.5752,"end":2690.0752,"sentiment":"neutral","sentiment_score":0.0404466837644577},{"text":"Yeah.","start":2690.375,"end":2690.875,"sentiment":"neutral","sentiment_score":0.21905839443206787},{"text":"No.","start":2693.2551,"end":2693.495,"sentiment":"neutral","sentiment_score":0.07888810336589813}],"sentiment":"neutral","sentiment_score":0.09300116077065468,"num_words":5,"start":2689.2551,"end":2693.495},{"sentences":[{"text":"Thanks, man.","start":2693.495,"end":2694.0552,"sentiment":"neutral","sentiment_score":0.13781217485666275},{"text":"I appreciate everything you do.","start":2694.0552,"end":2695.595,"sentiment":"neutral","sentiment_score":0.31233676671981814},{"text":"Okay.","start":2705.94,"end":2706.44,"sentiment":"neutral","sentiment_score":0.003413391299545765},{"text":"Yeah.","start":2716.7148,"end":2717.2148,"sentiment":"neutral","sentiment_score":-0.006726442836225033},{"text":"Yeah.","start":2717.275,"end":2717.595,"sentiment":"neutral","sentiment_score":0.016936805099248886}],"sentiment":"neutral","sentiment_score":0.18509319368749858,"num_words":10,"start":2693.495,"end":2717.595},{"sentences":[{"text":"Cool.","start":2717.595,"end":2717.9148,"sentiment":"neutral","sentiment_score":0.10752321779727936},{"text":"Like, I can realize that you're not working tomorrow.","start":2717.9148,"end":2719.755,"sentiment":"neutral","sentiment_score":-0.017625688057806756},{"text":"Actually, nor am I, but I'll probably leave it until tomorrow.","start":2719.755,"end":2723.9949,"sentiment":"neutral","sentiment_score":0.002334311604499817},{"text":"And if it hasn't come through, yeah, I'll I'll be in contact with you or the office anyway.","start":2723.9949,"end":2728.9001,"sentiment":"neutral","sentiment_score":0.033037979828400746},{"text":"Nice.","start":2734.32,"end":2734.82,"sentiment":"neutral","sentiment_score":0.28852027654647827}],"sentiment":"neutral","sentiment_score":0.021444334159605206,"num_words":40,"start":2717.595,"end":2734.82},{"sentences":[{"text":"Perfect.","start":2735.6802,"end":2736.1802,"sentiment":"positive","sentiment_score":0.3670492172241211},{"text":"Oh, wow.","start":2738.9602,"end":2739.7002,"sentiment":"neutral","sentiment_score":0.18230845034122467},{"text":"Big days.","start":2739.84,"end":2740.6602,"sentiment":"neutral","sentiment_score":0.14649177342653275},{"text":"Yeah.","start":2743.8152,"end":2744.135,"sentiment":"neutral","sentiment_score":0.04659503325819969},{"text":"I met the most of it.","start":2744.135,"end":2745.435,"sentiment":"neutral","sentiment_score":0.04490649762252966}],"sentiment":"neutral","sentiment_score":0.11172364031275113,"num_words":12,"start":2735.6802,"end":2745.435},{"sentences":[{"text":"For sure.","start":2745.735,"end":2746.5552,"sentiment":"neutral","sentiment_score":0.07732363417744637},{"text":"Yeah.","start":2746.615,"end":2746.855,"sentiment":"neutral","sentiment_score":0.1312040537595749},{"text":"That's getting your priorities right.","start":2746.855,"end":2748.215,"sentiment":"neutral","sentiment_score":0.18489452004432677},{"text":"That's perfect.","start":2748.215,"end":2749.0151,"sentiment":"positive","sentiment_score":0.5063094794750214},{"text":"Well done.","start":2749.0151,"end":2749.675,"sentiment":"neutral","sentiment_score":0.24269241839647293}],"sentiment":"neutral","sentiment_score":0.22569397650659084,"num_words":12,"start":2745.735,"end":2749.675},{"sentences":[{"text":"Yeah.","start":2751.655,"end":2752.155,"sentiment":"neutral","sentiment_score":0.05126954987645149},{"text":"Thanks, Dana.","start":2754.62,"end":2755.52,"sentiment":"positive","sentiment_score":0.5906811058521271},{"text":"Oh my god.","start":2757.58,"end":2758.3801,"sentiment":"neutral","sentiment_score":0.0364924551298221},{"text":"Don't burn yourselves out.","start":2758.3801,"end":2759.76,"sentiment":"neutral","sentiment_score":-0.09308743057772517},{"text":"Yeah.","start":2760.4602,"end":2760.7002,"sentiment":"neutral","sentiment_score":0.021661415696144104}],"sentiment":"neutral","sentiment_score":0.09012916548685594,"num_words":11,"start":2751.655,"end":2760.7002},{"sentences":[{"text":"But don't turn yourself.","start":2760.7002,"end":2761.84,"sentiment":"neutral","sentiment_score":0.14974614139646292},{"text":"Yeah.","start":2762.1401,"end":2762.6401,"sentiment":"positive","sentiment_score":0.4304400086402893},{"text":"Oh, it's really good to hear and very reassuring that I'll be chatting to you for quite some time.","start":2764.3,"end":2768.7002,"sentiment":"positive","sentiment_score":0.719007808911173},{"text":"So, yeah, that's good, and it's good for you most importantly.","start":2768.7002,"end":2772.135,"sentiment":"positive","sentiment_score":0.7398356416008689},{"text":"So thanks, Dana.","start":2772.355,"end":2781.635,"sentiment":"positive","sentiment_score":0.5645452340443929}],"sentiment":"positive","sentiment_score":0.6453263342968727,"num_words":38,"start":2760.7002,"end":2781.635},{"sentences":[{"text":"Really appreciate it.","start":2781.635,"end":2782.595,"sentiment":"positive","sentiment_score":0.7829509576161703},{"text":"Thank you.","start":2782.595,"end":2783.335,"sentiment":"positive","sentiment_score":0.7016771137714386},{"text":"Oops.","start":2783.635,"end":2784.135,"sentiment":"positive","sentiment_score":0.4264663159847259},{"text":"Alright.","start":2784.275,"end":2784.775,"sentiment":"positive","sentiment_score":0.49347442388534546},{"text":"I'll speak to you soon.","start":2785.139,"end":2786.2788,"sentiment":"positive","sentiment_score":0.3456455796957016}],"sentiment":"positive","sentiment_score":0.5333646448949972,"num_words":12,"start":2781.635,"end":2786.2788},{"sentences":[{"text":"Ciao.","start":2787.2188,"end":2787.7188,"sentiment":"positive","sentiment_score":0.45875877141952515},{"text":"Bye.","start":2787.859,"end":2788.359,"sentiment":"neutral","sentiment_score":0.26299065351486206}],"sentiment":"positive","sentiment_score":0.3608747124671936,"num_words":2,"start":2787.2188,"end":2788.359}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello? Hello?\n\nChannel 0: Hi, Bradley. It's Dana from OQ Financial.\n\nChannel 1: Hi,\n\nChannel 0: How are\n\nChannel 1: Diana.\n\nChannel 0: you this afternoon?\n\nChannel 1: Yeah. I'm good. How are you?\n\nChannel 0: I'm very well. Thank you. Thanks for asking. I had you booked\n\nChannel 1: That's\n\nChannel 0: in just\n\nChannel 1: good.\n\nChannel 0: to run through your updated advice. Is now still a good time for you?\n\nChannel 1: Yeah. Yeah. Spot on. Perfect.\n\nChannel 0: Yep. Beautiful.\n\nChannel 1: Yeah.\n\nChannel 0: Excellent. And do you have access to your emails there as well?\n\nChannel 1: I do.\n\nChannel 0: Yep. If you don't, that is okay. It's just sometimes it's easier if you're looking at the document there with me. Otherwise, I don't wanna be talking at you. It's often easier if you can see what I'm looking at.\n\nChannel 1: Yep. Yeah. Sure. Sure.\n\nChannel 0: Yeah.\n\nChannel 1: So have\n\nChannel 0: That's\n\nChannel 1: you\n\nChannel 0: all\n\nChannel 1: have\n\nChannel 0: good.\n\nChannel 1: you sent through anything to me?\n\nChannel 0: Yep. Just sending it to you now. While\n\nChannel 1: Me? Oh,\n\nChannel 0: it is\n\nChannel 1: okay.\n\nChannel 0: coming through yep. All good. While it is coming through there, Bradley, just to double\n\nChannel 1: Yep.\n\nChannel 0: check with you, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Yep.\n\nChannel 1: No problem. Yep. All\n\nChannel 0: Beautiful.\n\nChannel 1: good.\n\nChannel 0: And just to do security there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file.\n\nChannel 1: Yep. Bradley James Rowe.\n\nChannel 0: Yep.\n\nChannel 1: 3rd Is A 767. 31\n\nChannel 0: Cool.\n\nChannel 1: Saddleback Mountain Road.\n\nChannel 0: Fantastic. Thank you so much for that. Did you get some time off over Christmas, a bit of downtime to rest and recuperate?\n\nChannel 1: Well, yes and no.\n\nChannel 0: Yeah.\n\nChannel 1: Just\n\nChannel 0: Yeah.\n\nChannel 1: a couple we had three weeks off, but, unfortunately, yeah, my my wife, just two weeks before Christmas, got diagnosed with breast cancer.\n\nChannel 0: Yeah. Oh, I'm so\n\nChannel 1: So\n\nChannel 0: sorry.\n\nChannel 1: it was quite a tumultuous\n\nChannel 0: Yes.\n\nChannel 1: sort of, you know, six week period, actually. So she's had\n\nChannel 0: Yes.\n\nChannel 1: a couple operations. She's been given sort of the all clear, but you mean you're not given the all clear for for quite some years. So,\n\nChannel 0: Absolutely.\n\nChannel 1: yeah, so it was\n\nChannel 0: Yeah.\n\nChannel 1: a bit of a shock and a bit unexpected, but, yeah, now we we've got through\n\nChannel 0: Wow.\n\nChannel 1: well, we've got we're getting through it. Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: No. Absolutely. Is she taking time off work or still\n\nChannel 1: She's\n\nChannel 0: still\n\nChannel 1: back\n\nChannel 0: going?\n\nChannel 1: at work now. She ironically\n\nChannel 0: Yep.\n\nChannel 1: works for council as I do, but in\n\nChannel 0: Yeah.\n\nChannel 1: different buildings, different parts of town. So it's\n\nChannel 0: Yep.\n\nChannel 1: you know, they were pretty supportive, and she had a few weeks off, obviously. But,\n\nChannel 0: Yeah. Wow.\n\nChannel 1: know, I sort of got back into the swing. I think she's a bit of a trooper, so she likes to, you know, forge ahead, you know,\n\nChannel 0: I\n\nChannel 1: sort\n\nChannel 0: get\n\nChannel 1: of confidently.\n\nChannel 0: that.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: Yep.\n\nChannel 1: So no. She she's doing pretty well. But\n\nChannel 0: Oh, wow.\n\nChannel 1: some life changes, you know, super strict\n\nChannel 0: Yep.\n\nChannel 1: diets and,\n\nChannel 0: Yes.\n\nChannel 1: you know, daily exercise, not just when we feel like it.\n\nChannel 0: Yes. Yep. Yep. Putting\n\nChannel 1: And and\n\nChannel 0: health\n\nChannel 1: that's\n\nChannel 0: a\n\nChannel 1: the\n\nChannel 0: bit\n\nChannel 1: end\n\nChannel 0: more\n\nChannel 1: of\n\nChannel 0: fast.\n\nChannel 1: it. Yeah. And that's the end of the red wine and all that kind of\n\nChannel 0: Yeah.\n\nChannel 1: stuff. So\n\nChannel 0: Wow.\n\nChannel 1: Yeah.\n\nChannel 0: Oh, they're not letting you have any? Like, surely red wine's got some good properties in it.\n\nChannel 1: Well, you gotta be really anti any sugars. So like her\n\nChannel 0: Yep.\n\nChannel 1: diet in particular, which I'm trying to be pretty supportive of as well. So\n\nChannel 0: Yeah.\n\nChannel 1: by by sort of getting on the the the the the diet as well to some\n\nChannel 0: Yep.\n\nChannel 1: extent, not quite as strict as her, but but\n\nChannel 0: Yeah.\n\nChannel 1: yeah. No no meat, no dairy, no carbs,\n\nChannel 0: Wow.\n\nChannel 1: Pretty much wipes out everything.\n\nChannel 0: Yeah.\n\nChannel 1: Lot\n\nChannel 0: Wow.\n\nChannel 1: lots of greens, you know, broccoli and spinach, and\n\nChannel 0: Yep.\n\nChannel 1: that's pretty much it. So yeah. I mean, she was a big veggie eater in the first place and and very healthy. So, again, yeah,\n\nChannel 0: Wow.\n\nChannel 1: that's why some of these things become very unexpected. But\n\nChannel 0: Yep. Absolutely.\n\nChannel 1: so it's not a massive transition, but the monotony of the same thing over and over is wearing pretty\n\nChannel 0: Yeah.\n\nChannel 1: thin. And\n\nChannel 0: Yeah.\n\nChannel 1: she\n\nChannel 0: Definitely.\n\nChannel 1: did, you know, did did like a nice roast lamb and things like that, so that's off off\n\nChannel 0: Yeah.\n\nChannel 1: the carbs for now anyway.\n\nChannel 0: Yeah. Well, hopefully, it all gets, you know, back to normal with, you know, the changes and everything. And, hopefully, she can get back to having that rattle in. That'd be amazing down the\n\nChannel 1: Yeah.\n\nChannel 0: track.\n\nChannel 1: That's\n\nChannel 0: Something\n\nChannel 1: right.\n\nChannel 0: to\n\nChannel 1: Yeah.\n\nChannel 0: look forward to.\n\nChannel 1: Yeah. For sure. For sure.\n\nChannel 0: Yeah. Well, because the last thing is she stays in remission that every doesn't come back\n\nChannel 1: Yeah.\n\nChannel 0: in any way, shape, or form,\n\nChannel 1: Yeah.\n\nChannel 0: but I'll make\n\nChannel 1: 100\n\nChannel 0: sure I'm\n\nChannel 1: percent.\n\nChannel 0: keeping up to date with you. Yeah.\n\nChannel 1: Alright.\n\nChannel 0: Wow.\n\nChannel 1: Thanks. Thanks\n\nChannel 0: That's\n\nChannel 1: for that.\n\nChannel 0: a huge change. Yeah.\n\nChannel 1: It is. It is. Yeah. I think I mentioned to you previously, and I know you've had a full on, you know, period yourself\n\nChannel 0: Yeah.\n\nChannel 1: just before it and all the rest of it. And so but I did mention last time that just back in July, her father passed away, and we we are\n\nChannel 0: Yes.\n\nChannel 1: full time\n\nChannel 0: This\n\nChannel 1: were\n\nChannel 0: one.\n\nChannel 1: full time carers for her parents.\n\nChannel 0: Yes.\n\nChannel 1: And her mom passed away sort of two years ago, and her father just\n\nChannel 0: Yeah.\n\nChannel 1: passed away back in July. So I did mention to you I mean, apart from just the trauma of of that because he was a fantastic man, and and we've loved\n\nChannel 0: Yeah.\n\nChannel 1: him to death, and it's just, you know, a huge impact to her.\n\nChannel 0: A\n\nChannel 1: The\n\nChannel 0: lot.\n\nChannel 1: my wife's\n\nChannel 0: Yeah.\n\nChannel 1: Spanish, so a Spanish family. They're, you know, very strong family culturally. So it's it's quite an impact.\n\nChannel 0: Yeah.\n\nChannel 1: And being carers for him for the last, you know, ten or fifteen years, yeah, it's quite a a shock. And then we've got the other shock at Christmas time. So it's been a bit of a double whammy.\n\nChannel 0: Absolutely.\n\nChannel 1: But just\n\nChannel 0: Yeah.\n\nChannel 1: yeah. But on that, I think we had a brief conversation just that I was going to tap into maybe some of your financial advice in regards to\n\nChannel 0: Mhmm.\n\nChannel 1: that we are about to sell his home,\n\nChannel 0: Yes.\n\nChannel 1: and I guess end up with some cash. So\n\nChannel 0: Yes.\n\nChannel 1: would like some advice in that respect about what\n\nChannel 0: Yeah.\n\nChannel 1: you consider wise ways to invest\n\nChannel 0: Definitely.\n\nChannel 1: that or or do\n\nChannel 0: Yep.\n\nChannel 1: whatever. So\n\nChannel 0: Yeah. Most definitely. It's definitely\n\nChannel 1: yeah.\n\nChannel 0: something I wanna talk to you about. I know that was something that was coming up, and you were last time we spoke, you were sort of mentioning you were hopefully gonna have that money around about sort of March this year, if not a little bit later. Do you when do you know when that sort of might be coming or how much you're expecting from that?\n\nChannel 1: Yeah. Well, we have had current we had originally proposed some proposals or appraisals, I should say, rather, done on the house, and\n\nChannel 0: Yep.\n\nChannel 1: we've just had some more recent ones done. It's actually with the real estate at the moment, not on the market, but\n\nChannel 0: Yep.\n\nChannel 1: she's actually contacting some developers and stuff. So it's sort of off market or on market.\n\nChannel 0: Yep.\n\nChannel 1: So she's expecting offers about 1.5 for it. There's four\n\nChannel 0: Okay.\n\nChannel 1: siblings\n\nChannel 0: Yep.\n\nChannel 1: for it to for the yeah. For for it to be shared with equally. But that's the sort of ballpark figure that we're we're looking at at the moment. So\n\nChannel 0: Okay.\n\nChannel 1: and as I said,\n\nChannel 0: Yep.\n\nChannel 1: I'm only speaking as of this week. So\n\nChannel 0: Yes.\n\nChannel 1: her brother's been kicking a ball around about whether he wants to buy it. I think he's still sort of pursuing that, but I think when he crunches the numbers, he's gonna realize that it's still not really affordable for him.\n\nChannel 0: Yeah. Absolutely.\n\nChannel 1: So anyway, that's where we're at.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: No. That's perfect. Well, when you know, I sort of just need to know how much you're gonna be able to get. So when you sort of have a really good idea of how much you're expecting,\n\nChannel 1: Mhmm.\n\nChannel 0: then we can definitely tap into the advice and talk more about what your goals are. It might\n\nChannel 1: Yep.\n\nChannel 0: be really important to talk to both of you as well because this is\n\nChannel 1: Yeah.\n\nChannel 0: also\n\nChannel 1: You\n\nChannel 0: got\n\nChannel 1: mentioned\n\nChannel 0: to do\n\nChannel 1: that.\n\nChannel 0: with your partner\n\nChannel 1: Yep.\n\nChannel 0: as well.\n\nChannel 1: Yeah.\n\nChannel 0: So we'll have a really good chat with both of you, talk about what your goals are, what you guys wanna achieve from the funds, what you're hoping you're accessible, what your, you know, medium\n\nChannel 1: Mhmm.\n\nChannel 0: term goals are down the track if we're just looking at retirement or if you want it sort of working somewhere else for you. And\n\nChannel 1: Yep.\n\nChannel 0: then I can absolutely do off an advice document to support you guys and help you through that. That's not a problem at all. Okay.\n\nChannel 1: Fantastic. Look forward to\n\nChannel 0: Easy.\n\nChannel 1: it.\n\nChannel 0: Not a worry. Has that email popped through to you at\n\nChannel 1: Can\n\nChannel 0: all?\n\nChannel 1: I just check with you what email\n\nChannel 0: Yeah.\n\nChannel 1: address it's going to? I've got\n\nChannel 0: Absolutely.\n\nChannel 1: a few at the moment.\n\nChannel 0: I\n\nChannel 1: I\n\nChannel 0: have here\n\nChannel 1: think\n\nChannel 0: so\n\nChannel 1: I\n\nChannel 0: sorry. I'll just go back. Your email\n\nChannel 1: know.\n\nChannel 0: address I have here is rose31@cpg.com.au.\n\nChannel 1: Yeah. Okay. I'll log\n\nChannel 0: If\n\nChannel 1: in\n\nChannel 0: it's\n\nChannel 1: for that. It's one\n\nChannel 0: it might\n\nChannel 1: that website\n\nChannel 0: be slow. Yeah.\n\nChannel 1: oh, no. It's it's a website that we're trying to wind down away from. So\n\nChannel 0: Alright.\n\nChannel 1: I just use my Gmail account now. So\n\nChannel 0: Right.\n\nChannel 1: that's\n\nChannel 0: That's\n\nChannel 1: okay. I'll\n\nChannel 0: okay.\n\nChannel 1: just open up the I'll open up that one and get it rather than make you send it again.\n\nChannel 0: Yep. That's okay. Did you want us to change the email on your file\n\nChannel 1: Probably.\n\nChannel 0: as well and on your\n\nChannel 1: Yeah.\n\nChannel 0: super? Yep. That's okay. What we'll do is we will need to, before you close the email down, have it swapped over on hub twenty four. It is a change of details form because your email is quite\n\nChannel 1: Yep.\n\nChannel 0: important to the platform. It's part\n\nChannel 1: Awesome.\n\nChannel 0: of your login. So\n\nChannel 1: Yeah.\n\nChannel 0: what I'll do is after the call, I can get my admin team to organize the change of details form. Can I\n\nChannel 1: Mhmm.\n\nChannel 0: grab your new email as well just so we can kinda prefill the form for you?\n\nChannel 1: Absolutely. That'd be great. Yep.\n\nChannel 0: Yeah.\n\nChannel 1: It's brad j row, all lowercase one word, seventy.\n\nChannel 0: Brad\n\nChannel 1: So brad\n\nChannel 0: j\n\nChannel 1: j\n\nChannel 0: row, all\n\nChannel 1: Rowe\n\nChannel 0: lowercase, one word.\n\nChannel 1: Yep.\n\nChannel 0: Yep.\n\nChannel 1: Seventy,thenumber70@Gmail.com.\n\nChannel 0: Yep. G mail dot com. Perfect. All good. Thank you so much for that.\n\nI'll get the change of details form done up. We'll get you to sign that, return it back, and then we can have that all changed over with Hub twenty four and on our system. And that\n\nChannel 1: Yep.\n\nChannel 0: way, everything's all sorted. So when you wind down that email and don't have anymore, everything else is covered. You're not missing out on anything.\n\nChannel 1: Yeah. Fantastic. Yeah. Thank you.\n\nChannel 0: Beautiful.\n\nChannel 1: I\n\nChannel 0: That's\n\nChannel 1: it\n\nChannel 0: okay.\n\nChannel 1: hasn't popped up in the other in my in the row 31 email. It hasn't popped up there yet.\n\nChannel 0: Hasn't come through. Not in the junk mail either.\n\nChannel 1: I'm just going there now.\n\nChannel 0: That's okay.\n\nChannel 1: It's spam. Yeah. The new Nope. Not seeing anything in the standard\n\nChannel 0: That's okay.\n\nChannel 1: folder.\n\nChannel 0: It might\n\nChannel 1: Let\n\nChannel 0: take\n\nChannel 1: me\n\nChannel 0: a\n\nChannel 1: just\n\nChannel 0: little bit.\n\nChannel 1: check.\n\nChannel 0: Sometimes the technology or the emails take a little bit to come through. I'm more than happy to run through the advice for you, and then I'll follow-up\n\nChannel 1: Yeah.\n\nChannel 0: later\n\nChannel 1: No.\n\nChannel 0: to make sure it\n\nChannel 1: Yeah.\n\nChannel 0: does come through.\n\nChannel 1: I'm happy\n\nChannel 0: And if it\n\nChannel 1: that\n\nChannel 0: doesn't,\n\nChannel 1: too. That's\n\nChannel 0: let me know.\n\nChannel 1: cool.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah. Cool. I will. Yep.\n\nChannel 0: That's that's okay. I'll\n\nChannel 1: Alright.\n\nChannel 0: run through the recommendations there for you, and then I'll let you go back and have a really good read of it. I do wanna\n\nChannel 1: Mhmm.\n\nChannel 0: apologize for the length of time it's taken us to get this far. We have been a bit backlogged with the amount of advice that needs to be provided. Retirement is a huge area at the moment, and with, you know, two\n\nChannel 1: I\n\nChannel 0: point four\n\nChannel 1: was getting\n\nChannel 0: million\n\nChannel 1: concerned that\n\nChannel 0: people\n\nChannel 1: you'd\n\nChannel 0: about\n\nChannel 1: left.\n\nChannel 0: to no. I'm not going anywhere. I promise\n\nChannel 1: Alright.\n\nChannel 0: I will always be him.\n\nChannel 1: Oh, good. Thanks. I think I started to\n\nChannel 0: There\n\nChannel 1: panic.\n\nChannel 0: there is no risk of me leaving in any way, shape, or form. I love my job, and I'm here for you. But\n\nChannel 1: That's awesome.\n\nChannel 0: we just had we just got really backlogged. I, unfortunately, had about 80 advice pieces to try and get it\n\nChannel 1: Oh,\n\nChannel 0: out\n\nChannel 1: man.\n\nChannel 0: and with Christmas and everything\n\nChannel 1: Yeah. Yeah. Yeah.\n\nChannel 0: happening. And I never wanna say no to a client. So I was pushing trying to get everything through,\n\nChannel 1: Yeah.\n\nChannel 0: and\n\nChannel 1: Right.\n\nChannel 0: I wanted to prioritize yours. But I do apologize for the length of time. It shouldn't\n\nChannel 1: All\n\nChannel 0: have taken\n\nChannel 1: good.\n\nChannel 0: this\n\nChannel 1: All\n\nChannel 0: long\n\nChannel 1: good.\n\nChannel 0: for you.\n\nChannel 1: No. That's\n\nChannel 0: Okay?\n\nChannel 1: fine. I understand. And thanks for your apology. It's all\n\nChannel 0: No.\n\nChannel 1: good.\n\nChannel 0: That's okay. I promise you if I I will never leave you. I'll be here forever. I promise, Brad.\n\nChannel 1: Well, if you do no. If you do, like, if you get poached by some, you know, incredible\n\nChannel 0: Yeah.\n\nChannel 1: offer and or if, you know, win pound ball or something, you know, but just let me know.\n\nChannel 0: If I win LOTA, I'll share it with you. I promise.\n\nChannel 1: I'll hold you to\n\nChannel 0: Absolutely. And these calls are recorded.\n\nChannel 1: it.\n\nChannel 0: Don't forget. So you have that\n\nChannel 1: Yeah.\n\nChannel 0: on a recorded\n\nChannel 1: Okay.\n\nChannel 0: line now?\n\nChannel 1: Awesome.\n\nChannel 0: No. It's all good. With the advice you said has been scoped into certain areas, we are looking at superannuation. I have factored in the estate planning side of things for you, and we're limited scoping in retirement planning. So you are about seven years away from retirement at the moment.\n\nRetirement is on your mind, so we're making sure that your super is working harder for you. We are looking at ways to boost super over the next couple of years so\n\nChannel 1: Cool.\n\nChannel 0: that you do get a bit more out of your time and longevity out of your super there as well. Okay?\n\nChannel 1: Yeah. Yeah. Yeah. Yep.\n\nChannel 0: The document has been prepared for yourself, Bradley Rowe, by myself, Dana Taylor, and my beautiful team here at Oakview Financial, and my authorized representative number under Oakview is 1304394. Attached to the email when it comes through, there are a few documents that might be why it's taking a bit longer to come through.\n\nChannel 1: No. Yeah. It's not.\n\nChannel 0: But we do have the financial services guide attached, so it does have all the information on myself, my licensing information there as well. So because down the track, we are gonna talk more about what to do with the inheritance money. You know, your wife might have a few questions about me and what I do and what a financial adviser does, so feel free to share that financial services guide with her as well.\n\nChannel 1: So\n\nChannel 0: Okay.\n\nChannel 1: Yep.\n\nChannel 0: Yep.\n\nChannel 1: Yep.\n\nChannel 0: Perfect. So as I mentioned, we are scoping in Superannuation, the estate planning side of things. There's a limited scope with regard to the retirement planning areas and also personal insurance. If you're not looking to change your insurances at the moment, you were happy with the level cover of life and\n\nChannel 1: Yeah.\n\nChannel 0: TPD.\n\nChannel 1: Yeah.\n\nChannel 0: But\n\nChannel 1: Yeah.\n\nChannel 0: because they are held inside of super, it's appropriate to scope it in on a limited basis, noting we're not making any changes,\n\nChannel 1: Yeah.\n\nChannel 0: but it does have an effect on your retirement. So it's about just making sure we're correcting that.\n\nChannel 1: Yes. Sure. I Understand.\n\nChannel 0: And then scoping out for the moment the cash loan inheritance side of things. When you know how much you're able to get, we'll have a much more detailed conversation, talk about what we can do there, what your goals are, and we'll update some financial personal advice for you to help you along that way as well. Okay.\n\nChannel 1: Excellent. Yes. Very\n\nChannel 0: Beautiful.\n\nChannel 1: good.\n\nChannel 0: Now as you are going through, I know it has been a a few months since we sort of touched base. I've got all of your assets and liabilities noted in there. When you do have a look at those, if there's any major changes that you would want me to update in the back end, feel free to let me know.\n\nChannel 1: Okay.\n\nChannel 0: None of these do reflect on the advice or change the advice in any way. It's just more for our information, making sure we update everything in the back end for you. Okay?\n\nChannel 1: Yeah. Okay. Yeah. I'll review\n\nChannel 0: Perfect.\n\nChannel 1: that. Yep.\n\nChannel 0: Easy. Now with regard to the recommendations with the super, so I did have a look at Hub twenty four and all the other superannuation funds out there, noting that Hub twenty four is still a appropriate see if for yourself. So I'm recommending you stay within Hub 24. However,\n\nChannel 1: Okay.\n\nChannel 0: I am making a recommendation that we make some changes to the investments there.\n\nChannel 1: Yep.\n\nChannel 0: One of the underlying investments you had was bank hybrids. They are more of a defensive investment. Bank hybrids are like investing in the big four banks, and they kind of build these little hybrid products which have loans and credit funds inside them.\n\nChannel 1: Ryan.\n\nChannel 0: We're actually gonna recommend that we sell that investment down completely. The reason for doing that is there is going to be a change to the way investments are able to be structured. So down the track, the government has come out saying they're gonna phase these investments out. So whilst we are looking\n\nChannel 1: No.\n\nChannel 0: at things now, it does look at better to remove them out of your portfolio, And then we're still keeping that defensive asset, so we're gonna sell the bank hybrids down completely. And then we're gonna put the money into the core composite bonds, which essentially is, again, just a defensive investment, but it gives you access to both government and corporate bonds. It's about 98% in bonds and 1% in cash, and bonds are\n\nChannel 1: Okay.\n\nChannel 0: quite low risk. They're good for income producing there, and they're also very liquid if you need to pull the money up very quickly. So it\n\nChannel 1: Okay.\n\nChannel 0: just works out better. While we're looking at the advice now that we do remove the funds out of those bank hybrids and make a change to it now so you everything gets settled for you for the next seven years. Okay?\n\nChannel 1: Righty. Yeah. It sounds good.\n\nChannel 0: Okay.\n\nChannel 1: I'm trusting every decision. You guys are\n\nChannel 0: I\n\nChannel 1: the professionals.\n\nChannel 0: got you. No worries. We're also just gonna do a bit of a rebalance there as well. So when I went back and had a look at your portfolio the way it was structured, you sort of have that balanced approach, sort of a fifty fifty scenario. So\n\nChannel 1: Yeah.\n\nChannel 0: with the balance portfolio, we normally say 60% in growth assets and sort of 40% in defensive. But the way your portfolio was set up, you sort of have more of that fifty fifty sort of split. So I have just done a bit of a rebalance in the portfolio there as well so that we bring you back to down. You have about 49.5% in growth investments and then 50.5% in defensive investments, and that's just making sure that you're not taking too much risk there. One of the things was you were quite conservative over the past\n\nChannel 1: I\n\nChannel 0: and have never really wanted to increase\n\nChannel 1: am.\n\nChannel 0: that risk level a bit, so\n\nChannel 1: I\n\nChannel 0: it's\n\nChannel 1: am\n\nChannel 0: good\n\nChannel 1: fine.\n\nChannel 0: that to keep you keep you in that area. When we sort of look at the changes, all we need to do to be able to rebalance things for you is remove everything out of the bank high risk. We'll put some money into the core composite bond so you'll have 20% invested there, and then we'll put some more money into what's called the beta shares, high interest cash account. That's essentially just high interest cash. It's liquid.\n\nIt's very defensive for you, and we'll just spread your defensive assets across the core composite bonds that high interest cash for you. In the way of having growth assets, you're still gonna have your physical gold. Gold has done really well over the past year.\n\nChannel 1: Exceptional. Yeah.\n\nChannel 0: Absolutely. So you'll still have your 10% physical gold there. That is a growth investment, but we like gold because it acts defensively at times as well, and it's especially important to keep that around now. You'll\n\nChannel 1: I think\n\nChannel 0: also\n\nChannel 1: I've\n\nChannel 0: keep\n\nChannel 1: got\n\nChannel 0: a\n\nChannel 1: I think\n\nChannel 0: small\n\nChannel 1: I mentioned\n\nChannel 0: yeah.\n\nChannel 1: previously, yeah,\n\nChannel 0: Yeah.\n\nChannel 1: I've got my my my best mate. He's got time on his hand. Well, he hasn't got time\n\nChannel 0: Yeah.\n\nChannel 1: on his hand. He's just very intuitive, and he's got\n\nChannel 0: Yeah.\n\nChannel 1: that's a self managed fund.\n\nChannel 0: Yep.\n\nChannel 1: And he's just heavily in gold and silver, like both mining\n\nChannel 0: Yeah.\n\nChannel 1: stocks and\n\nChannel 0: Yep.\n\nChannel 1: and bullion and,\n\nChannel 0: Yep.\n\nChannel 1: you know, ticketed bullion and all the rest of it. But he has done so well for himself. I\n\nChannel 0: Yep.\n\nChannel 1: mean, that's his\n\nChannel 0: Yeah.\n\nChannel 1: complete focus. He hasn't diversified into anything else. So\n\nChannel 0: Yeah.\n\nChannel 1: but he has actually, like, cleaned up. And I I guess in some ways, I'm very happy for him.\n\nChannel 0: Yeah.\n\nChannel 1: But then I I I sort of get down on myself for being so conservative and not taking risks and and and capitalizing, you know, like you've mentioned, I've got 10% of gold or something. You know? Wouldn't\n\nChannel 0: Yeah.\n\nChannel 1: it have been great if I had 90 gold?\n\nChannel 0: Yeah.\n\nChannel 1: I\n\nChannel 0: It\n\nChannel 1: mean\n\nChannel 0: would be good. But the other side of that is because you are quite conservative, having gold is a great thing because it is growth it is a growth asset, but it doesn't have any income properties. So\n\nChannel 1: no.\n\nChannel 0: one of the\n\nChannel 1: I\n\nChannel 0: things\n\nChannel 1: see.\n\nChannel 0: we\n\nChannel 1: Yeah.\n\nChannel 0: wanna look at when we are investing is making sure that our portfolio is able to generate some income.\n\nChannel 1: Yeah.\n\nChannel 0: So while\n\nChannel 1: Yes.\n\nChannel 0: they're putting contributions in the income it generates gets reinvested back, and that helps with the compounding effect as well. So,\n\nChannel 1: Get it. Yeah.\n\nChannel 0: yeah,\n\nChannel 1: For sure.\n\nChannel 0: look, I love\n\nChannel 1: Yeah.\n\nChannel 0: gold. It's one of my favorite little assets there as well, but I would never wanna hold a 100% of it. I think it has a place in the portfolio. But there are times like, if we think back to February, gold dropped by 18% in one day.\n\nChannel 1: Yeah. I know.\n\nChannel 0: So\n\nChannel 1: I know. It was getting out of control, though, wasn't it? And,\n\nChannel 0: it\n\nChannel 1: like,\n\nChannel 0: it was\n\nChannel 1: I was sort of looked at I've got a little bit of bullying myself, and I just watched\n\nChannel 0: yeah.\n\nChannel 1: the chart and just went, oh my god. What when is it gonna stop? And it stopped. But still\n\nChannel 0: Mhmm.\n\nChannel 1: yeah.\n\nChannel 0: Yeah.\n\nChannel 1: I I you know, you understand me very well and,\n\nChannel 0: Yeah.\n\nChannel 1: you know, and and I am conservative and I understand, yeah, you've been investing\n\nChannel 0: Yeah.\n\nChannel 1: where, you know, that that that that that that that profit or that growth\n\nChannel 0: Yeah.\n\nChannel 1: gets reinvested and then how it compounds. I I understand\n\nChannel 0: Yeah.\n\nChannel 1: that's about the extent of my financial knowledge.\n\nChannel 0: Yeah. That's okay.\n\nChannel 1: But I do as I said, I do sort of think, you know, gee, I'm not really far off retirement and,\n\nChannel 0: Yeah.\n\nChannel 1: you know, all these things pop up on Facebook. Yeah. No. No. No.\n\nRetired. 750,000. I'm going, wow. I've got\n\nChannel 0: Yeah.\n\nChannel 1: miles to get you on. How am I gonna do that? How am I gonna get there in\n\nChannel 0: Yeah.\n\nChannel 1: such a little time?\n\nChannel 0: Well,\n\nChannel 1: So\n\nChannel 0: your your balance isn't bad for your age and where you're at. Your balance is not actually bad. You're pretty well on par\n\nChannel 1: okay.\n\nChannel 0: with where you should be for your age and stage at this point.\n\nChannel 1: Alright.\n\nChannel 0: It's not bad at all. I'm having\n\nChannel 1: Okay.\n\nChannel 0: a quick look here. So the balance we had at the moment was about 418,000 there. So you've actually got a really good balance. And when you sort of think about over the next couple of years, someone who only has a balance of 50,000, if they get a 5% return, it's quite a small return. Whereas someone with 500,000 getting the same 5% return,\n\nChannel 1: And\n\nChannel 0: it's\n\nChannel 1: then\n\nChannel 0: much\n\nChannel 1: I guess\n\nChannel 0: bigger.\n\nChannel 1: in a dollar sense, it is. Yeah. Okay.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. So as your balance increases, smaller changes may have a bigger effect on you, but smaller changes in you know, smaller increases are also gonna provide a greater effect moving\n\nChannel 1: Mhmm.\n\nChannel 0: forward. And then you've\n\nChannel 1: Yeah.\n\nChannel 0: also got your contributions going in there, and they're not bad at all. One of the things we did talk about was also the option of salary\n\nChannel 1: Yes.\n\nChannel 0: sacrificing. So we did talk about trying to get longevity and making your super work a bit harder for you. And we have\n\nChannel 1: Yep.\n\nChannel 0: the option of either putting more money in the super or taking on a bit more risk, and you're more comfortable with putting a bit more money into the market. So I have gone back and done a lot of projecting to sort of see what we need to\n\nChannel 1: Yes.\n\nChannel 0: do to kind of make it work a bit harder. I have recommended with the salary sacrifice we increase that. I\n\nChannel 1: Yeah.\n\nChannel 0: am increasing it to $200 on a weekly basis.\n\nChannel 1: Yeah. Right. Okay.\n\nChannel 0: It is up\n\nChannel 1: Okay.\n\nChannel 0: to you as to whether you decide to take that onboard or not. It's completely up to you.\n\nChannel 1: Yep.\n\nChannel 0: But, essentially, increasing it from 50 to a to $200 on a weekly basis means that we are putting a bit more money into the market. We are having more money invested on a regular basis. And when I kinda project that out over the course of the time, and it actually comes out a lot better. So by making these changes, increasing your salary sacrifice in there over the next and even just making the tweak sorry, the tweak and rebalancing your portfolio and removing that bank hybrid and putting it in the core composite bond, Overall, when I then reevaluate how your super is working for you, the CGT consequences just for making those changes on your portfolio came out at about $61. So your fund isn't gonna pay $61 tax to make the changes to your portfolio.\n\nChannel 1: Yeah.\n\nChannel 0: Your super the way it was structured at the moment, the five year rolling average has been averaging about 11.56%. Whereas if we make these changes in there, even though you've got a very conservative portfolio, the five year rolling average comes out at 12.11%\n\nChannel 1: Okay.\n\nChannel 0: 12\n\nChannel 1: Yeah.\n\nChannel 0: point 11%. So it\n\nChannel 1: Yeah.\n\nChannel 0: is a slight higher change\n\nChannel 1: It is.\n\nChannel 0: to\n\nChannel 1: Yeah.\n\nChannel 0: what to how the portfolio has been performing, And we're\n\nChannel 1: Yeah.\n\nChannel 0: also saving you in fees as well. So by changing from the bank hybrids into the core composite bond and keeping you conservative, we're actually saving you for the first year $263 in investment fees as well.\n\nChannel 1: Oh, okay.\n\nChannel 0: So\n\nChannel 1: Well, alright.\n\nChannel 0: it does work out quite good.\n\nChannel 1: Yeah. Yeah. Yeah. No. That's right.\n\nYeah. That's that's\n\nChannel 0: Yeah.\n\nChannel 1: yeah.\n\nChannel 0: If we kind of look at projecting that forward over the next seven years, if the market works the way it does and look. I'll be honest. I don't expect you to get 12% every single year out of this portfolio. But if the market works the way we want it to, if it, you know, keeps providing great returns the way it has, you could end up with about $840,000 in the next seven years.\n\nChannel 1: Yeah. Cool. That's that's\n\nChannel 0: Yeah.\n\nChannel 1: yeah. That's something to look forward to.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah. I mean, I know it's crystal ball stuff because, you know, that it's\n\nChannel 0: Yeah.\n\nChannel 1: a pretty volatile\n\nChannel 0: Yeah.\n\nChannel 1: world, especially at the\n\nChannel 0: Yeah.\n\nChannel 1: moment. But, yeah, we can only do what we can only do. Do you think that that the structure and I know you've just looked at it and sort of punched some numbers around, but, like, it's too conservative? Like, I mean,\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: of course,\n\nChannel 0: Nar.\n\nChannel 1: it's the courses I know. It's down to the individual,\n\nChannel 0: Yeah.\n\nChannel 1: like\n\nChannel 0: Nar.\n\nChannel 1: myself, ultimately.\n\nChannel 0: Absolutely.\n\nChannel 1: But, like, I don't\n\nChannel 0: Yeah.\n\nChannel 1: you know, when there's, you know, more high risk investment opportunities there, You know, like, how great a risk are they?\n\nChannel 0: Yeah. So the the sort of things I've had to look into really great questions. So at the moment, I don't think you are taking on you know, I don't think taking more risk feels very comfortable for where you're at. I think putting a bit more money into the market is probably a little bit more comfortable for you. One of the things we do tend to look at is what's called the VIX index, and that essentially shows the expected volatility that markets are gonna the markets expect\n\nChannel 1: Impact.\n\nChannel 0: to feel. And\n\nChannel 1: Yes.\n\nChannel 0: it sort of, yeah, sort of looks at how we expect the S and P 500, the top 500 companies in The US, to sort of react and the kind of volatility we might be seeing. When we sort of look at the VIX index at the moment, it's sitting at about 24.93%. So that sort of shows that anything over 20 means that over the next thirty days, we are expecting a bit of volatility. We expect investors to be moving money around on a much\n\nChannel 1: Yeah.\n\nChannel 0: more regular basis, and we expect\n\nChannel 1: Yeah.\n\nChannel 0: the S and P 500 to be more volatile. Anything under that 20, tends to be where we see a lot more stability, and it has been very up and down. So when I sort of look at how it went because it the VIX index kinda works with The US market. But it went up with yesterday at the height of it, it was about 25.61%. So it\n\nChannel 1: Alright.\n\nChannel 0: did go as high as '25 to '26 and then down to sort of 24. It did go lower to about 24.25, but 24.22 is where it's static close in US time yesterday. So it is still showing a bit of volatility out there. And because you are closer to accessing super, taking on more risk does mean that you risk in the event that you wanna access super or start to draw out money that it could be a downtime. So I think for where you are at the moment, the way you the conversations that we have definitely had, I feel like this portfolio is very much more a comfort level for yourself.\n\nChannel 1: Okay.\n\nChannel 0: And I feel like putting more money into the market, putting more money into your super by way of salary sacrifice can can provide a little bit more of a greater benefit for you because you're not taking more risk in the market. You're putting more money into the market.\n\nChannel 1: Yep.\n\nChannel 0: You're still\n\nChannel 1: Yep.\n\nChannel 0: keeping that conservative sort of feel and having more of those defensive assets plus a bit of physical gold in there helps to smooth out those market fluctuations. So and because your balance is increasing, as I mentioned before, you do see, smaller changes have a higher effect on a bigger balance. So, I feel like where you are at the moment is very much where they expect you to be. I sort of do find a lot more clients when they're closer to 60. They are very much in that balance to conservative sort of place and not wanting to take on a lot more\n\nChannel 1: Mhmm.\n\nChannel 0: risk in the market. So and this\n\nChannel 1: Mhmm. Okay.\n\nChannel 0: hopefully, I answered your question, but I kind of feel like where you are at the moment is right for you. If you ever did wanna maybe look at taking on more risk, we absolutely can, but it does mean you are opening yourself up to bigger\n\nChannel 1: Yeah.\n\nChannel 0: drops\n\nChannel 1: Yeah.\n\nChannel 0: and closer\n\nChannel 1: Yeah.\n\nChannel 0: to when you wanna access super. So\n\nChannel 1: Yeah. No. I\n\nChannel 0: yeah.\n\nChannel 1: appreciate that advice. That's awesome. I\n\nChannel 0: Yeah.\n\nChannel 1: I put my full faith in you. And, yeah,\n\nChannel 0: Aw.\n\nChannel 1: it that's just\n\nChannel 0: Thank\n\nChannel 1: reassured\n\nChannel 0: you.\n\nChannel 1: me, you know, that to to oh, I'm not being greedy. It's\n\nChannel 0: Yeah.\n\nChannel 1: just\n\nChannel 0: No.\n\nChannel 1: often that I hear, you know, work colleagues and that, you know, say they're in a high growth fund and, you know, they're killing\n\nChannel 0: Yep.\n\nChannel 1: it at the moment, and it's just like, oh, you know?\n\nChannel 0: Yep.\n\nChannel 1: And as I said, I've never been a risk taker or whatever. So that's why I just put the question to you, and I don't expect you\n\nChannel 0: Yeah.\n\nChannel 1: to\n\nChannel 0: Yeah.\n\nChannel 1: to answer answer because you don't, I guess, really know me, but you know me through our\n\nChannel 0: That's\n\nChannel 1: conversation\n\nChannel 0: okay.\n\nChannel 1: as you had just said.\n\nChannel 0: Yeah.\n\nChannel 1: So thank you. I\n\nChannel 0: Yeah.\n\nChannel 1: appreciate\n\nChannel 0: That's okay.\n\nChannel 1: you reassuring me like that.\n\nChannel 0: Yeah. No. That's absolutely okay. If you ever are nervous, you know I'm always here. I'm happy to take the phone calls.\n\nYou can email me and say, hey, Dana. And our conversation needs\n\nChannel 1: Thanks,\n\nChannel 0: a bit of\n\nChannel 1: Dana.\n\nChannel 0: reassurance,\n\nChannel 1: Dana.\n\nChannel 0: and we can talk it through. But\n\nChannel 1: Cool.\n\nChannel 0: I do do honestly expect a bit of volatility with what's happening in the markets currently and moving forward. So being\n\nChannel 1: Yeah.\n\nChannel 0: in more of a a lower risk position is probably gonna benefit you more. And, yeah,\n\nChannel 1: Yep.\n\nChannel 0: as I said, I know there's a lot going on in your life at the moment. Your wife's had some time off with her diagnosis. So have a\n\nChannel 1: Yeah.\n\nChannel 0: think about your budget. If you are comfortable increasing that salary sacrifice up to 200, then absolutely. If you decide you're not quite comfortable with that at the moment, you maybe want a smaller amount. On the very last page of the advice document, we always have a text box,\n\nChannel 1: Uh-huh.\n\nChannel 0: and you can just write in there any any parts of the advice that you do not wish to proceed with or what level that you're comfortable proceeding with. And we will just proceed with whatever you're comfortable with. Okay?\n\nChannel 1: Uh-huh. Okay. Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: Cool. No worries.\n\nChannel 0: Oh, good. With the the retirement side of things, so as I kinda mentioned, one of the things I wanted to look at for you was the longevity of your super and what this sort of means moving forward. So\n\nChannel 1: Mhmm.\n\nChannel 0: because we kind of hadn't been able to work on exactly how much you might need to draw out a super in retirement, this is kinda something we look at down the track when we get there.\n\nChannel 1: Yeah.\n\nChannel 0: And we\n\nChannel 1: Yeah.\n\nChannel 0: are\n\nChannel 1: Sure.\n\nChannel 0: looking at the funds in today's dollars as well because we kind of it's hard to pinpoint inflation\n\nChannel 1: Oh, that's\n\nChannel 0: and\n\nChannel 1: fine.\n\nChannel 0: what that looks like down the track.\n\nChannel 1: Yeah. Yeah. Yeah.\n\nChannel 0: But\n\nChannel 1: Absolutely.\n\nChannel 0: I've worked on just the base of, say, a thousand dollars on a weekly basis. So you will see in that\n\nChannel 1: Yep.\n\nChannel 0: document there, essentially, having a look, and if the market works the way it does, if we kind of get to where the point where we want to be at, withdrawing out of super and you did still have some money sitting in savings. You had about 180,000 sitting in\n\nChannel 1: Yep.\n\nChannel 0: savings. So I have also incorporated that into the advice piece to sort\n\nChannel 1: Okay.\n\nChannel 0: of longevity. But if you did retire at the age of 65 based on what we have here, trying to draw out about $52,000 on a yearly basis\n\nChannel 1: Yeah.\n\nChannel 0: between your super and your savings, as much as this is getting you closer to your goal, it allows you to draw out that money. However, it doesn't quite give you longevity. It means that your super\n\nChannel 1: Right.\n\nChannel 0: wouldn't last it would sort of run out in about eighties. If you were\n\nChannel 1: Okay.\n\nChannel 0: drawing roughly $46,000 on a yearly basis, which is about 5,900 less than what you you would actually\n\nChannel 1: Yeah.\n\nChannel 0: need based on a thousand dollars on a weekly basis,\n\nChannel 1: Mhmm. Yeah.\n\nChannel 0: Super and utilizing some of your savings to give longevity, we can sort of predict that it would run out at around about age 84.\n\nChannel 1: Okay.\n\nChannel 0: So I've looked at other things because I also know that your wife is younger than you and and will work a\n\nChannel 1: Yep.\n\nChannel 0: little bit longer as well. So in the appendix\n\nChannel 1: Oh, I don't know\n\nChannel 0: there, I've I've\n\nChannel 1: about that. She's\n\nChannel 0: got some\n\nChannel 1: younger.\n\nChannel 0: other\n\nChannel 1: She'll\n\nChannel 0: scenarios.\n\nChannel 1: be wanna retire at the same age as me. I'm sure.\n\nChannel 0: We hope. And that's absolutely fine. When we kinda look down the track, maybe factoring in her super in a bit more detail, we'll definitely, when we get closer to her time, would be able to update the projections a little bit more for you. And when we\n\nChannel 1: Yes.\n\nChannel 0: get to that point, I wanna also look at age pension and make sure, you know, what we can do there. But I've added a few additional alternative scenarios into the appendix for you to show you. So, it's about making sure you're aware. The advice is getting you closer to your goal. However, it's not still not quite meeting it.\n\nWe still wanna work at making sure we're on our\n\nChannel 1: Cool.\n\nChannel 0: on track to try and get\n\nChannel 1: Yeah.\n\nChannel 0: there and\n\nChannel 1: Yeah.\n\nChannel 0: get\n\nChannel 1: Yeah.\n\nChannel 0: as\n\nChannel 1: Yeah.\n\nChannel 0: close\n\nChannel 1: Cool.\n\nChannel 0: as possible. So the scenarios in the appendix, I also have another one where if your wife continues to work, then, you know, she's a couple of years younger than you, then there is a few years of her income still there, which means you can draw less out of super, which means your super gives you a bit more longevity.\n\nChannel 1: Oh, sure.\n\nChannel 0: We're\n\nChannel 1: Yeah.\n\nChannel 0: looking\n\nChannel 1: Yeah. Of course.\n\nChannel 0: yeah.\n\nChannel 1: Yep.\n\nChannel 0: This is looking at her income plus a bit out of your super, but then also factoring in savings there. And it essentially shows that if we look at that, we can kinda get your super to last a bit longer, and we last up to about age 90. We're drawing actually more than the 50. These scenarios, they tell us we will draw more or less, but you in that\n\nChannel 1: Yes.\n\nChannel 0: scenario, you can draw $52,000 and get further longevity out of your super. So it does does last until about 91, 92 years of age, which is good.\n\nChannel 1: I'm surprised if I get there. Well,\n\nChannel 0: I would\n\nChannel 1: you never\n\nChannel 0: love\n\nChannel 1: know.\n\nChannel 0: you too. Absolutely.\n\nChannel 1: Thank you. Thank you. Actually, actually, my wife's father, he just passed away. He was 98. So and living\n\nChannel 0: Wow.\n\nChannel 1: and living by himself at home and everything like in perfect\n\nChannel 0: That's\n\nChannel 1: health. So\n\nChannel 0: beautiful. Oh, that's lovely. My nana got to 94. We were planning her 90 birthday,\n\nChannel 1: Oh,\n\nChannel 0: and she got to Christmas at age 94, but she was in a nursing home.\n\nChannel 1: wow. Alright.\n\nChannel 0: And she had to change nursing homes as well, and she didn't really like the the nursing home vibe. It wasn't wasn't\n\nChannel 1: No.\n\nChannel 0: for\n\nChannel 1: Not\n\nChannel 0: her. So I kinda saw her go downhill from that point on, and I was with her every week. And it was hard,\n\nChannel 1: Yeah.\n\nChannel 0: but so I understand where you guys are at there. But it's nice to say she got to ninety four.\n\nChannel 1: Yeah.\n\nChannel 0: I think that's\n\nChannel 1: It's incredible.\n\nChannel 0: really good. She\n\nChannel 1: Yeah.\n\nChannel 0: she had a huge life. And being a female of that era, she wasn't allowed to do much. She was told to, you know, get married, have kids, and do this,\n\nChannel 1: Yes.\n\nChannel 0: and so she loved that I became an adviser. She supported me through uni and everything. So,\n\nChannel 1: Yeah. Awesome.\n\nChannel 0: yeah,\n\nChannel 1: Incredible.\n\nChannel 0: it's\n\nChannel 1: Yeah.\n\nChannel 0: it's really cool to see them get that old and just be able to have those relationships.\n\nChannel 1: 100%. Yeah. Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: And, like, I mean, we never wanna see a loved one pass away or anything. But, yeah, you know,\n\nChannel 0: No.\n\nChannel 1: it's it's, yeah, it's it's comforting to know that, you know, they had a very fulfilled life. You\n\nChannel 0: Absolutely.\n\nChannel 1: know. Right. And extended. Yeah. As I\n\nChannel 0: Yeah.\n\nChannel 1: said, I I can't see myself getting there, but you never know.\n\nChannel 0: Well, I'll tell you what. I'll talk to you right up until that point. I\n\nChannel 1: Okay.\n\nChannel 0: will be here.\n\nChannel 1: Awesome.\n\nChannel 0: I'll keep you going.\n\nChannel 1: Excellent. Excellent. Thanks,\n\nChannel 0: All\n\nChannel 1: Diana.\n\nChannel 0: good. That's okay. With the the second scenario in the appendix there, so I did run a lot of different scenarios to look at what we can do, how things might look down the track there because we are about seven years out. If your wife does continue to work again, it gives you a bit more longevity out of your super, utilizing some of your savings to offset that. But based on the current circumstances, we might also be able to get a little bit of age pension, which again offsets things.\n\nWith\n\nChannel 1: Oh.\n\nChannel 0: the current scenario, it shows age pension might not be available until about the age of 70 or 71, which is absolutely fine. But from that point, you then take a little bit less out of super. And if we can supplement\n\nChannel 1: Yep.\n\nChannel 0: everything this way and get as much age pension as possible, then we can sort of see your super does last. It depletes a bit, but it does last until about age 97, 90\n\nChannel 1: Oh, wow.\n\nChannel 0: eight. So\n\nChannel 1: Okay.\n\nChannel 0: there are a few different scenarios there. And one of the cool thing is because your wife is younger, we can also look at ways of sheltering money down the track. So the age pension is I've looked at sort of how we can get that based on your current circumstances. But when you get closer to it, I do a lot of work around the age pension side of things with a lot of my retiree clients. We'll look at how best to structure things, how we\n\nChannel 1: Alright.\n\nChannel 0: can shelter money so it's either assessed differently, assessed to the lower rate, or not assessed at all. It's just a legitimate way of hiding money, essentially. And that way, we can try to maximize the age pension access for you, which means you draw less out of super, which gives you a lot more longevity. One of the big things with Centrelink isn't so much the money. It's the pension card that you get with it that makes everything else around you cheaper and can provide greater benefits.\n\nSo that's one\n\nChannel 1: Yes.\n\nChannel 0: thing that will definitely keep down the track there for you. And when we do that, I'd love to be able to have a chat to your wife as well, incorporate the advice for both of you if she's up for doing that\n\nChannel 1: Yeah.\n\nChannel 0: just\n\nChannel 1: No.\n\nChannel 0: so\n\nChannel 1: Definitely.\n\nChannel 0: we can have a really good look at everything down the track, look at how it'll look for both of you, and then I can support you both through retirement that way as well if you guys\n\nChannel 1: Perfect.\n\nChannel 0: are both open to it. Yeah.\n\nChannel 1: Sounds great. Yep. Fantastic.\n\nChannel 0: Perfect. So that's essentially what we're recommending, just the the alteration of the investments there, removing the bank hybrids, replacing it with the core composite bonds, doing a bit of a rebalance there, and then recommending we increase our salary sacrifice,\n\nChannel 1: Okay.\n\nChannel 0: showing that we do get a bit of longevity out of your super. With the insurances, we are just retaining those. There's no there's no need to alter them. You're still comfortable\n\nChannel 1: Uh-huh.\n\nChannel 0: with those. We'll just keep\n\nChannel 1: Yes.\n\nChannel 0: retaining the insurances until you don't need them anymore. Generally, I will double check with Hub, but I'm pretty sure around the age 65, they tend to deplete the the TPD tends to disappear.\n\nChannel 1: Uh-huh.\n\nChannel 0: And then around the age 70, the life component tends to disappear by that point. So we'll just keep checking to see if you're comfortable keeping them what you wanna do. At the moment, the life portion, you have about $42,000. So $42.03 $3.06 in life, and you have a 14,112 in TBD. So it is\n\nChannel 1: Yes.\n\nChannel 0: getting smaller and smaller as you get older because you need less, so we wanna build on super and build on your\n\nChannel 1: That's\n\nChannel 0: other\n\nChannel 1: right.\n\nChannel 0: assets\n\nChannel 1: Yep.\n\nChannel 0: to make sure you've got that cover. Okay?\n\nChannel 1: Yeah. Yeah. Yeah. Exactly.\n\nChannel 0: Perfect. I know you do have your beneficiaries in place at the moment. One thing we did talk about was\n\nChannel 1: Oh,\n\nChannel 0: making\n\nChannel 1: you\n\nChannel 0: sure\n\nChannel 1: did.\n\nChannel 0: a will and power of attorneys is set up. I do as\n\nChannel 1: Yeah.\n\nChannel 0: part of the advice to incorporate that, just making sure you guys are aware of having a will and a power of attorney, the advantages, disadvantages, and risks in place. And we can always refer you to a solicitor if you need the help to update one. We can always send you out some information on a solicitor\n\nChannel 1: So you've\n\nChannel 0: we can\n\nChannel 1: you've\n\nChannel 0: refer\n\nChannel 1: got that\n\nChannel 0: you to.\n\nChannel 1: in the recommendation. It hasn't come your email hasn't come through, so I haven't been able\n\nChannel 0: Has\n\nChannel 1: to sort of view any of the docs. So\n\nChannel 0: so\n\nChannel 1: but\n\nChannel 0: sorry.\n\nChannel 1: do you but do\n\nChannel 0: Yeah.\n\nChannel 1: you make a note of, like, that's something we should do, the wheel and and\n\nChannel 0: Yes.\n\nChannel 1: the power of attorney? Okay.\n\nChannel 0: Absolutely. Yep. That's part\n\nChannel 1: Yeah.\n\nChannel 0: of the recommendations in there, and I outlined the advantages, the disadvantages, and the\n\nChannel 1: Cool.\n\nChannel 0: risks involved to make sure you've got all of that. You can have a bit of a talking point. And if you'd like to, my team can send you through some information on a local solicitor or refer you to them if you wanted to. There are ways of doing rules that are more cost effective, like online and everything. However, they can be more contestable that way.\n\nChannel 1: Yeah.\n\nChannel 0: I prefer personally to pay a solicitor that is more costly, but they can make it so it is, you know, it's suited. It's under the legislation. It takes into account everything they need to, so it is less likely to be contestable in the event that something happens.\n\nChannel 1: Well, just\n\nChannel 0: Yeah.\n\nChannel 1: through this process, my wife did the probate for her her father's passing and everything. So we actually haven't engaged any solicitors or anything as yet, but we will\n\nChannel 0: Yeah.\n\nChannel 1: probably with the sale of the house, obviously.\n\nChannel 0: Yeah.\n\nChannel 1: So through that process, I'll probably just get a local solicitor to,\n\nChannel 0: Yeah.\n\nChannel 1: you know, to do\n\nChannel 0: Do you\n\nChannel 1: this\n\nChannel 0: ever will?\n\nChannel 1: for for us. Yeah. Yeah.\n\nChannel 0: Absolutely. Well, she's\n\nChannel 1: Yeah.\n\nChannel 0: done a great job to do the probate by herself. That's a big job.\n\nChannel 1: Yeah. I know. I know. Yeah. Quite incredible.\n\nYeah. She takes on\n\nChannel 0: Yeah.\n\nChannel 1: anything. She does a crack at everything. And yeah.\n\nChannel 0: Oh, she's\n\nChannel 1: It\n\nChannel 0: amazing.\n\nChannel 1: was it was an arduous task and, like, there's a lot of sort of trauma with some of her family members and that too and and not not didn't\n\nChannel 0: Yeah.\n\nChannel 1: really run smoothly, and she still did all that. And, yeah, now she's\n\nChannel 0: Wow.\n\nChannel 1: a trooper.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Wow. Oh,\n\nChannel 1: Yeah.\n\nChannel 0: that's\n\nChannel 1: So\n\nChannel 0: incredible.\n\nChannel 1: well, yeah. Save the family. I think the the the the the father's solicitor, like, he quoted\n\nChannel 0: Yeah.\n\nChannel 1: something like $6,000 of his own fees just\n\nChannel 0: Yeah. Wow.\n\nChannel 1: to do that work.\n\nChannel 0: Yep.\n\nChannel 1: Yeah. Nothing to do with the lodgment of the probate nor any any earning of those fees. Just his fee alone\n\nChannel 0: Yeah.\n\nChannel 1: was like $6,000. Yeah.\n\nChannel 0: Wow.\n\nChannel 1: No. She cracked on through it and managed to get it done. Yes. So yeah. No.\n\nFull credit to her on that. But,\n\nChannel 0: Yeah.\n\nChannel 1: yeah, as I said, just with the time of the house, yeah, we'll we'll come into contact with\n\nChannel 0: Yeah.\n\nChannel 1: a local solicitor, and we'll\n\nChannel 0: Perfect.\n\nChannel 1: line one up and get these wheels done. Been meaning to for so long that\n\nChannel 0: Yeah.\n\nChannel 1: Yes. And it's gonna be so straightforward. We have the one daughter who's, you know, gonna get everything.\n\nChannel 0: Yeah.\n\nChannel 1: So\n\nChannel 0: Perfect.\n\nChannel 1: and hopefully no debt\n\nChannel 0: I\n\nChannel 1: to\n\nChannel 0: believe.\n\nChannel 1: part on. Yeah.\n\nChannel 0: Yeah. No. That's\n\nChannel 1: Yeah.\n\nChannel 0: awesome. That'll be really, really good. And if you do need help, let us know.\n\nChannel 1: Thank you.\n\nChannel 0: But, yeah, like, once I'm sorry. This hasn't come through yet. Once it does sort of come through, have a bit of a look at the document. Let me know if you do have any questions. I'm more than happy to make time to talk you through anything.\n\nWe have in there also your best interest duty. So, basically, letting you know that the recommendations are made in your best interest. And I outline on each recommendation the best interest duty on how it meets your goals and and why it is in best interest. So making sure and doing the investment switch and rebalancing does work out in best interest because you are keeping yourself in a more of a conservative position. By not rebalancing, you are risking have been overweighted and taking on more risk than necessary.\n\nRetaining hub 24 means that we don't have to do a full sell down, so it helps to limit the CDT consequences with the rebalance, which happily in this scenario only works out at $61, which is fantastic. It's the cheapest CGT I've ever seen.\n\nChannel 1: Really?\n\nChannel 0: Yeah.\n\nChannel 1: Excellent. Excellent.\n\nChannel 0: And moving out of the the bank coverage now rather than waiting for the legislation to change down the track means that we're doing it and getting in front of it or not having to do it quickly down the track. So we had a bit of time to research other investments to make sure that everything was still in line there for you, which is really good. It's also, you know, looking at the way we're structuring these investments, the five year rolling average hat return has shown greater than what you were previously in, so we wanna make sure that you're getting the best out of your investments. And whilst we don't know what the markets are gonna go do down the track, we only have past data to work on. So\n\nChannel 1: Yes.\n\nChannel 0: having a better performing portfolio in the past tends to mean that in the future, we can expect greater returns. We obviously know that markets go up and down. There are the risks of,\n\nChannel 1: Yeah.\n\nChannel 0: you know, one year getting a 10% return, another year getting a negative. And we know negative\n\nChannel 1: Yeah.\n\nChannel 0: returns will occur,\n\nChannel 1: Yeah.\n\nChannel 0: but we wanna make sure in those years, we're still compounding and making our super work to our benefit. An increasing salary sacrifice now, whilst it does reduce the take home pay, you are putting more money into super. So it is taxed at 15% inside super as opposed to your marginal tax rate. Can give you the benefit of reducing your income tax in your own name, which is fantastic. But the downside is you are putting it into super, so just making sure you're comfortable with that level.\n\nI've recommended the highest amount that we talked about you were comfortable with because it does work out to the greater benefit now. But if you're not comfortable doing that, we can always go smaller. It's not a problem\n\nChannel 1: Yep.\n\nChannel 0: and build it up down the track. It's these are all just recommendations. There's no obligation whatsoever. You get to read it through, decide what you're comfortable taking on board.\n\nChannel 1: Mhmm.\n\nChannel 0: Okay?\n\nChannel 1: Yeah. Yeah. And when it does come through, I\n\nChannel 0: Yeah.\n\nChannel 1: will have a good read of\n\nChannel 0: Yeah.\n\nChannel 1: it front to back. I mean, you've explained everything\n\nChannel 0: Beautiful.\n\nChannel 1: so clearly and concisely,\n\nChannel 0: Thank you.\n\nChannel 1: so I appreciate that. I\n\nChannel 0: Yeah.\n\nChannel 1: don't see any issues, and it all seems like great\n\nChannel 0: Perfect.\n\nChannel 1: advice that I'll endorse at my end and just\n\nChannel 0: Perfect.\n\nChannel 1: take on board and and put\n\nChannel 0: Yeah.\n\nChannel 1: into action.\n\nChannel 0: Beautiful.\n\nChannel 1: Yeah. But as I said, if it doesn't come through so it's probably our Internet provider that we're trying to move away from, like TPG.\n\nChannel 0: Yeah.\n\nChannel 1: They're just horrible.\n\nChannel 0: If\n\nChannel 1: So\n\nChannel 0: it doesn't come through by, say, six or 07:00 tonight, I don't\n\nChannel 1: mhmm.\n\nChannel 0: work tomorrow, but I will be on my emails. I've got some phone notes to write. So I will be working late tonight. So if you don't see it by, say, six or seven tonight, feel free to email me, and I'll get one of the team to send it through to you via Adobe or a different way tomorrow. Okay?\n\nChannel 1: Oh, okay. Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: No worries. Alright.\n\nChannel 0: Thank\n\nChannel 1: I\n\nChannel 0: you.\n\nChannel 1: can do that.\n\nChannel 0: Perfect. The only other\n\nChannel 1: Yeah.\n\nChannel 0: thing I do need to update is I just had a look on file. Your ID has also expired, so it is really important we update your ID on file. So if I send you an email shortly, can you just shoot me back an email? Or you've\n\nChannel 1: Yep.\n\nChannel 0: got or is it easy if I text you because your emails are a little bit slow? What's the easiest\n\nChannel 1: Flaky.\n\nChannel 0: way? Did you want me\n\nChannel 1: What\n\nChannel 0: to get the\n\nChannel 1: what\n\nChannel 0: team\n\nChannel 1: do you\n\nChannel 0: to\n\nChannel 1: need\n\nChannel 0: send\n\nChannel 1: from\n\nChannel 0: you\n\nChannel 1: me\n\nChannel 0: a\n\nChannel 1: just\n\nChannel 0: text?\n\nChannel 1: to respond some with something?\n\nChannel 0: Just a\n\nChannel 1: Or,\n\nChannel 0: copy\n\nChannel 1: like, what\n\nChannel 0: of\n\nChannel 1: do\n\nChannel 0: your\n\nChannel 1: you need?\n\nChannel 0: ID back and front. Yeah.\n\nChannel 1: As in just a photo image of my license?\n\nChannel 0: Yep.\n\nChannel 1: Or\n\nChannel 0: Yeah. Yep.\n\nChannel 1: yeah. Yeah. Because I don't yeah. I don't keep my license in my phone\n\nChannel 0: Yeah.\n\nChannel 1: or anything like that. I\n\nChannel 0: No.\n\nChannel 1: don't have a I'm I'm old. So\n\nChannel 0: That's\n\nChannel 1: I keep\n\nChannel 0: okay.\n\nChannel 1: the old hardcover. So I can just take a photo front and back and flick it back\n\nChannel 0: Beautiful.\n\nChannel 1: to you. Yeah?\n\nChannel 0: If I get one of the beautiful admin team to send you a text message from the office phone,\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: can I\n\nChannel 1: Yeah.\n\nChannel 0: get\n\nChannel 1: Yeah.\n\nChannel 0: you just to do that? Is that okay? Yep.\n\nChannel 1: 100%. Yeah. That's\n\nChannel 0: Beautiful.\n\nChannel 1: fine. Yeah.\n\nChannel 0: I'm very security conscious, so I'll get Kaden to send that message through on the office mobile shortly asking for your ID. He'll\n\nChannel 1: Yep.\n\nChannel 0: say, hi. It's Kaden.\n\nChannel 1: Yep.\n\nChannel 0: So that way, you know it's secure. It is definitely us, and I'll always get you to take a photo\n\nChannel 1: All good.\n\nChannel 0: and send it back to him.\n\nChannel 1: Yep. Terrific. No worries.\n\nChannel 0: You have\n\nChannel 1: I can\n\nChannel 0: voice\n\nChannel 1: do\n\nChannel 0: anywhere\n\nChannel 1: that.\n\nChannel 0: next to me now texting you, so you should get that very shortly.\n\nChannel 1: Wow. That's action. Alright.\n\nChannel 0: Yeah. No. Thank\n\nChannel 1: Yeah.\n\nChannel 0: you so much for that. As as I sort of mentioned, the other thing to point out here is, obviously, our advice, because you're an ongoing client, it is completely complimentary there. You pay an ongoing service fee with us, which is 1.65%. If down the track, you wanted your wife to come on board and maybe review things with her and we do, you know, look at everything for you for her as well, let\n\nChannel 1: Yeah.\n\nChannel 0: me know.\n\nChannel 1: Okay.\n\nChannel 0: I'm more than happy to touch base, have a chat to you about what we do. If she does decide to come on board, we do have a coupling fee for couples as well, so we can reduce the fees down for both of you to 1.1. So\n\nChannel 1: Oh, okay.\n\nChannel 0: we just\n\nChannel 1: Right.\n\nChannel 0: wanted to let you know about that option down the track, but there's, you know, no obligation whatsoever. And when you guys know a bit more about the inheritance side of things, I'll book in a time to have a chat with both of you. It can be anytime that suits you guys, and we'll talk about what you both wanna see out of the inheritance and update the advice there for you as well. Okay.\n\nChannel 1: Awesome. Awesome. Yeah.\n\nChannel 0: How you seeing?\n\nChannel 1: We we saw I just sort of do expect a sale, like, like, soon, and it will be around\n\nChannel 0: Yeah.\n\nChannel 1: about that 1,500,000.0 mark.\n\nChannel 0: Perfect.\n\nChannel 1: And then it was really just about, yeah, when we get that cash, you know, what are our options? Like, should we invest in a in a property or, you know, with\n\nChannel 0: Yep.\n\nChannel 1: no. Again, anything anything that's out there. Because I said as I said, we we pretty much have paid off this house, and we have a little\n\nChannel 0: Yeah.\n\nChannel 1: bit of savings. So\n\nChannel 0: Yep.\n\nChannel 1: it's a bit foreign actually having that kind of amount of money.\n\nChannel 0: Absolutely.\n\nChannel 1: And\n\nChannel 0: Absolutely.\n\nChannel 1: I don't you know, we get we don't get much for it sitting in a bank. So I just\n\nChannel 0: No.\n\nChannel 1: yeah. Yeah. We'll\n\nChannel 0: It\n\nChannel 1: be\n\nChannel 0: may\n\nChannel 1: looking\n\nChannel 0: as be working\n\nChannel 1: to discuss\n\nChannel 0: for\n\nChannel 1: that\n\nChannel 0: you.\n\nChannel 1: all with you. Yeah.\n\nChannel 0: Absolutely.\n\nChannel 1: Yeah. Yeah. Somewhere.\n\nChannel 0: So\n\nChannel 1: Yeah.\n\nChannel 0: perfect. Thank you so much.\n\nChannel 1: No. Thanks,\n\nChannel 0: I will\n\nChannel 1: man.\n\nChannel 0: let\n\nChannel 1: I\n\nChannel 0: you\n\nChannel 1: appreciate\n\nChannel 0: I\n\nChannel 1: everything\n\nChannel 0: will let\n\nChannel 1: you\n\nChannel 0: you\n\nChannel 1: do.\n\nChannel 0: go. That's okay. Anytime at all. If you as I said, if you don't receive that email, I will be working late tonight. So if you don't receive that email, email me.\n\nLet me know. Or,\n\nChannel 1: Okay.\n\nChannel 0: you know, the office is open till 07:00 Queensland time, so you can always call and go, hey. It hasn't come through. Or just shoot me an email, let me know it hasn't come through, and I'll make sure someone follows up tomorrow for you and resends\n\nChannel 1: Yeah.\n\nChannel 0: it another\n\nChannel 1: Yeah.\n\nChannel 0: way.\n\nChannel 1: Cool. Like, I\n\nChannel 0: Okay?\n\nChannel 1: can realize that you're not working tomorrow. Actually, nor am I, but\n\nChannel 0: It's okay.\n\nChannel 1: I'll probably leave it until tomorrow. And if it hasn't\n\nChannel 0: Yep.\n\nChannel 1: come through, yeah,\n\nChannel 0: That's\n\nChannel 1: I'll I'll\n\nChannel 0: fine.\n\nChannel 1: be in contact with you or the office anyway.\n\nChannel 0: Absolutely. Not a problem at all. I just take Fridays off at the moment for my son. So I work Monday\n\nChannel 1: Nice.\n\nChannel 0: to Thursday, and\n\nChannel 1: Perfect.\n\nChannel 0: I work from, like, 07:30 in the morning till about seven at night. So\n\nChannel 1: Oh, wow.\n\nChannel 0: I've had that\n\nChannel 1: Big days.\n\nChannel 0: Fridays off to spend with my little man while he's a small child. He's\n\nChannel 1: Yeah.\n\nChannel 0: my last\n\nChannel 1: I met\n\nChannel 0: one\n\nChannel 1: the\n\nChannel 0: at\n\nChannel 1: most\n\nChannel 0: school.\n\nChannel 1: of it.\n\nChannel 0: So\n\nChannel 1: For sure. Yeah. That's getting\n\nChannel 0: yeah.\n\nChannel 1: your priorities right. That's perfect. Well\n\nChannel 0: Trying\n\nChannel 1: done.\n\nChannel 0: to have that work life balance, but making sure\n\nChannel 1: Yeah.\n\nChannel 0: that I'm always here for you guys as well. So I'm\n\nChannel 1: Thanks,\n\nChannel 0: always working\n\nChannel 1: Dana.\n\nChannel 0: till at least seven or 08:00 at night, Monday to Thursday.\n\nChannel 1: Oh my\n\nChannel 0: And\n\nChannel 1: god.\n\nChannel 0: often on\n\nChannel 1: Don't\n\nChannel 0: Fridays,\n\nChannel 1: burn yourselves\n\nChannel 0: you might get\n\nChannel 1: out.\n\nChannel 0: emails, Oh,\n\nChannel 1: Yeah.\n\nChannel 0: look.\n\nChannel 1: But\n\nChannel 0: I love\n\nChannel 1: don't turn\n\nChannel 0: what\n\nChannel 1: yourself.\n\nChannel 0: I do. This\n\nChannel 1: Yeah.\n\nChannel 0: is amazing, this job. Yeah.\n\nChannel 1: Oh, it's really good to hear and very reassuring that I'll be chatting to you for quite some time. So,\n\nChannel 0: Absolutely.\n\nChannel 1: yeah, that's good, and it's good for you most importantly. So\n\nChannel 0: Yeah. No. Thank you so much for your time. I'll wait for that to come through. Have a really good read through it.\n\nAnd, again, just let me know if there's any questions you have. It doesn't matter what that is. Okay?\n\nChannel 1: thanks, Dana. Really appreciate it. Thank you.\n\nChannel 0: My pleasure,\n\nChannel 1: Oops.\n\nChannel 0: Bradley. Thank\n\nChannel 1: Alright.\n\nChannel 0: you so much for\n\nChannel 1: I'll\n\nChannel 0: your time.\n\nChannel 1: speak to\n\nChannel 0: Have\n\nChannel 1: you soon.\n\nChannel 0: a good afternoon. Thanks.\n\nChannel 1: Ciao.\n\nChannel 0: See\n\nChannel 1: Bye.\n\nChannel 0: you later.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.0,"end":0.5,"sentiment":"neutral","sentiment_score":0.007844877429306507},{"text":"Hello?","start":4.72,"end":5.22,"sentiment":"neutral","sentiment_score":0.014408664777874948}],"sentiment":"neutral","sentiment_score":0.011126771103590727,"channel":1,"num_words":2,"start":0.0,"end":5.22},{"sentences":[{"text":"Hi, Bradley.","start":6.0,"end":6.7999997,"sentiment":"neutral","sentiment_score":0.05095209367573261},{"text":"It's Dana from OQ Financial.","start":6.7999997,"end":8.34,"sentiment":"neutral","sentiment_score":0.08595681935548782}],"sentiment":"neutral","sentiment_score":0.07595546916127205,"channel":0,"num_words":7,"start":6.0,"end":8.34},{"sentences":[{"text":"Hi,","start":8.32,"end":8.639999,"sentiment":"neutral","sentiment_score":0.11985734105110168}],"sentiment":"neutral","sentiment_score":0.11985734105110168,"channel":1,"num_words":1,"start":8.32,"end":8.639999},{"sentences":[{"text":"How are","start":8.4,"end":8.72,"sentiment":"neutral","sentiment_score":0.14478909224271774}],"sentiment":"neutral","sentiment_score":0.14478909224271774,"channel":0,"num_words":2,"start":8.4,"end":8.72},{"sentences":[{"text":"Diana.","start":8.639999,"end":9.139999,"sentiment":"neutral","sentiment_score":0.15132638812065125}],"sentiment":"neutral","sentiment_score":0.15132638812065125,"channel":1,"num_words":1,"start":8.639999,"end":9.139999},{"sentences":[{"text":"you this afternoon?","start":8.72,"end":9.7,"sentiment":"neutral","sentiment_score":0.15527663131554922}],"sentiment":"neutral","sentiment_score":0.15527663131554922,"channel":0,"num_words":3,"start":8.72,"end":9.7},{"sentences":[{"text":"Yeah.","start":10.559999,"end":10.8,"sentiment":"neutral","sentiment_score":0.2377898246049881},{"text":"I'm good.","start":10.8,"end":11.5199995,"sentiment":"positive","sentiment_score":0.43766190111637115},{"text":"How are you?","start":11.5199995,"end":12.34,"sentiment":"positive","sentiment_score":0.39307211836179096}],"sentiment":"positive","sentiment_score":0.38205499698718387,"channel":1,"num_words":6,"start":10.559999,"end":12.34},{"sentences":[{"text":"I'm very well.","start":12.625,"end":13.505,"sentiment":"positive","sentiment_score":0.5327752431233724},{"text":"Thank you.","start":13.505,"end":13.985001,"sentiment":"positive","sentiment_score":0.6150707304477692},{"text":"Thanks for asking.","start":13.985001,"end":15.045,"sentiment":"positive","sentiment_score":0.5620014071464539},{"text":"I had you booked","start":15.105,"end":15.825,"sentiment":"neutral","sentiment_score":0.17306319810450077}],"sentiment":"positive","sentiment_score":0.43389368367691833,"channel":0,"num_words":12,"start":12.625,"end":15.825},{"sentences":[{"text":"That's","start":15.725,"end":16.045,"sentiment":"positive","sentiment_score":0.42521482706069946}],"sentiment":"positive","sentiment_score":0.42521482706069946,"channel":1,"num_words":1,"start":15.725,"end":16.045},{"sentences":[{"text":"in just","start":15.825,"end":16.225,"sentiment":"positive","sentiment_score":0.4923185110092163}],"sentiment":"positive","sentiment_score":0.4923185110092163,"channel":0,"num_words":2,"start":15.825,"end":16.225},{"sentences":[{"text":"good.","start":16.045,"end":16.545,"sentiment":"positive","sentiment_score":0.5370370745658875}],"sentiment":"positive","sentiment_score":0.5370370745658875,"channel":1,"num_words":1,"start":16.045,"end":16.545},{"sentences":[{"text":"to run through your updated advice.","start":16.225,"end":17.665,"sentiment":"positive","sentiment_score":0.3628353277842204},{"text":"Is now still a good time for you?","start":17.665,"end":19.845,"sentiment":"neutral","sentiment_score":0.27383726090192795}],"sentiment":"neutral","sentiment_score":0.31197928956576754,"channel":0,"num_words":14,"start":16.225,"end":19.845},{"sentences":[{"text":"Yeah.","start":19.885,"end":20.125,"sentiment":"neutral","sentiment_score":0.12290747463703156},{"text":"Yeah.","start":20.125,"end":20.445,"sentiment":"neutral","sentiment_score":0.14796234667301178},{"text":"Spot on.","start":20.445,"end":21.085,"sentiment":"neutral","sentiment_score":0.19408094137907028},{"text":"Perfect.","start":21.085,"end":21.585,"sentiment":"positive","sentiment_score":0.4487864673137665}],"sentiment":"neutral","sentiment_score":0.2215636342763901,"channel":1,"num_words":5,"start":19.885,"end":21.585},{"sentences":[{"text":"Yep.","start":21.105,"end":21.605,"sentiment":"neutral","sentiment_score":0.3201909363269806},{"text":"Beautiful.","start":21.825,"end":22.325,"sentiment":"positive","sentiment_score":0.5515516996383667}],"sentiment":"positive","sentiment_score":0.43587131798267365,"channel":0,"num_words":2,"start":21.105,"end":22.325},{"sentences":[{"text":"Yeah.","start":21.885,"end":22.385,"sentiment":"positive","sentiment_score":0.34713253378868103}],"sentiment":"positive","sentiment_score":0.34713253378868103,"channel":1,"num_words":1,"start":21.885,"end":22.385},{"sentences":[{"text":"Excellent.","start":22.545,"end":23.045,"sentiment":"positive","sentiment_score":0.4357210099697113},{"text":"And do you have access to your emails there as well?","start":23.105,"end":25.765,"sentiment":"neutral","sentiment_score":0.10860222442583604}],"sentiment":"neutral","sentiment_score":0.13586212322115898,"channel":0,"num_words":12,"start":22.545,"end":25.765},{"sentences":[{"text":"I do.","start":26.045,"end":27.025,"sentiment":"neutral","sentiment_score":0.06180703453719616}],"sentiment":"neutral","sentiment_score":0.06180703453719616,"channel":1,"num_words":2,"start":26.045,"end":27.025},{"sentences":[{"text":"Yep.","start":27.5,"end":27.82,"sentiment":"neutral","sentiment_score":0.03876585513353348},{"text":"If you don't, that is okay.","start":27.82,"end":29.099998,"sentiment":"neutral","sentiment_score":-0.023048688657581806},{"text":"It's just sometimes it's easier if you're looking at the document there with me.","start":29.099998,"end":32.14,"sentiment":"neutral","sentiment_score":-0.01411736234565199},{"text":"Otherwise, I don't wanna be talking at you.","start":32.14,"end":34.059998,"sentiment":"neutral","sentiment_score":-0.07076195534318686},{"text":"It's often easier if you can see what I'm looking at.","start":34.059998,"end":36.559998,"sentiment":"neutral","sentiment_score":0.006872960556806488}],"sentiment":"neutral","sentiment_score":-0.019691560656792718,"channel":0,"num_words":40,"start":27.5,"end":36.559998},{"sentences":[{"text":"Yep.","start":36.29,"end":36.69,"sentiment":"neutral","sentiment_score":0.031752731651067734},{"text":"Yeah.","start":36.69,"end":37.17,"sentiment":"neutral","sentiment_score":0.048647765070199966},{"text":"Sure.","start":37.17,"end":37.489998,"sentiment":"neutral","sentiment_score":0.05834057927131653},{"text":"Sure.","start":37.489998,"end":37.989998,"sentiment":"neutral","sentiment_score":0.06427790969610214}],"sentiment":"neutral","sentiment_score":0.05075474642217159,"channel":1,"num_words":4,"start":36.29,"end":37.989998},{"sentences":[{"text":"Yeah.","start":37.9,"end":38.4,"sentiment":"neutral","sentiment_score":0.06867584586143494}],"sentiment":"neutral","sentiment_score":0.06867584586143494,"channel":0,"num_words":1,"start":37.9,"end":38.4},{"sentences":[{"text":"So have","start":38.93,"end":39.33,"sentiment":"neutral","sentiment_score":0.05555419251322746}],"sentiment":"neutral","sentiment_score":0.05555419251322746,"channel":1,"num_words":2,"start":38.93,"end":39.33},{"sentences":[{"text":"That's","start":39.26,"end":39.66,"sentiment":"neutral","sentiment_score":0.1235659122467041}],"sentiment":"neutral","sentiment_score":0.1235659122467041,"channel":0,"num_words":1,"start":39.26,"end":39.66},{"sentences":[{"text":"you","start":39.33,"end":39.83,"sentiment":"neutral","sentiment_score":0.13093511760234833}],"sentiment":"neutral","sentiment_score":0.13093511760234833,"channel":1,"num_words":1,"start":39.33,"end":39.83},{"sentences":[{"text":"all","start":39.66,"end":39.9,"sentiment":"neutral","sentiment_score":0.16833090782165527}],"sentiment":"neutral","sentiment_score":0.16833090782165527,"channel":0,"num_words":1,"start":39.66,"end":39.9},{"sentences":[{"text":"have","start":39.89,"end":40.129997,"sentiment":"neutral","sentiment_score":0.12083495408296584}],"sentiment":"neutral","sentiment_score":0.12083495408296584,"channel":1,"num_words":1,"start":39.89,"end":40.129997},{"sentences":[{"text":"good.","start":39.9,"end":40.4,"sentiment":"neutral","sentiment_score":0.16377881169319153}],"sentiment":"neutral","sentiment_score":0.16377881169319153,"channel":0,"num_words":1,"start":39.9,"end":40.4},{"sentences":[{"text":"you sent through anything to me?","start":40.129997,"end":42.87,"sentiment":"neutral","sentiment_score":0.07385906701286633}],"sentiment":"neutral","sentiment_score":0.07385906701286633,"channel":1,"num_words":6,"start":40.129997,"end":42.87},{"sentences":[{"text":"Yep.","start":42.524998,"end":43.024998,"sentiment":"neutral","sentiment_score":0.03561871498823166},{"text":"Just sending it to you now.","start":43.085,"end":44.605,"sentiment":"neutral","sentiment_score":0.04471855362256368},{"text":"While","start":44.605,"end":44.845,"sentiment":"neutral","sentiment_score":0.02320476621389389}],"sentiment":"neutral","sentiment_score":0.040891850367188454,"channel":0,"num_words":8,"start":42.524998,"end":44.845},{"sentences":[{"text":"Me?","start":44.745,"end":44.825,"sentiment":"neutral","sentiment_score":0.030728815123438835},{"text":"Oh,","start":44.825,"end":45.145,"sentiment":"neutral","sentiment_score":0.06666867434978485}],"sentiment":"neutral","sentiment_score":0.04869874473661184,"channel":1,"num_words":2,"start":44.745,"end":45.145},{"sentences":[{"text":"it is","start":44.845,"end":45.165,"sentiment":"neutral","sentiment_score":0.08567246794700623}],"sentiment":"neutral","sentiment_score":0.08567246794700623,"channel":0,"num_words":2,"start":44.845,"end":45.165},{"sentences":[{"text":"okay.","start":45.145,"end":45.645,"sentiment":"neutral","sentiment_score":0.09840422868728638}],"sentiment":"neutral","sentiment_score":0.09840422868728638,"channel":1,"num_words":1,"start":45.145,"end":45.645},{"sentences":[{"text":"coming through yep.","start":45.165,"end":46.364998,"sentiment":"neutral","sentiment_score":0.0912524089217186},{"text":"All good.","start":46.364998,"end":47.085,"sentiment":"neutral","sentiment_score":0.23055119067430496},{"text":"While it is coming through there, Bradley, just to double","start":47.085,"end":49.805,"sentiment":"neutral","sentiment_score":0.040571226924657824}],"sentiment":"neutral","sentiment_score":0.07603812515735626,"channel":0,"num_words":15,"start":45.165,"end":49.805},{"sentences":[{"text":"Yep.","start":49.625,"end":50.125,"sentiment":"neutral","sentiment_score":0.03722185641527176}],"sentiment":"neutral","sentiment_score":0.03722185641527176,"channel":1,"num_words":1,"start":49.625,"end":50.125},{"sentences":[{"text":"check with you, we do record our calls for quality and training purposes.","start":49.805,"end":52.925,"sentiment":"neutral","sentiment_score":0.05206449501789533},{"text":"Are you happy for me to proceed with that?","start":52.925,"end":54.845,"sentiment":"neutral","sentiment_score":0.0887644961476326},{"text":"Yep.","start":54.845,"end":55.345,"sentiment":"neutral","sentiment_score":0.049744438380002975}],"sentiment":"neutral","sentiment_score":0.06632449299744937,"channel":0,"num_words":23,"start":49.805,"end":55.345},{"sentences":[{"text":"No problem.","start":55.065,"end":55.805,"sentiment":"neutral","sentiment_score":0.11737846955657005},{"text":"Yep.","start":55.864998,"end":56.185,"sentiment":"neutral","sentiment_score":0.10942038148641586},{"text":"All","start":56.185,"end":56.505,"sentiment":"neutral","sentiment_score":0.26920250058174133}],"sentiment":"neutral","sentiment_score":0.15334495529532433,"channel":1,"num_words":4,"start":55.065,"end":56.505},{"sentences":[{"text":"Beautiful.","start":56.370003,"end":56.850002,"sentiment":"positive","sentiment_score":0.4655094444751739}],"sentiment":"positive","sentiment_score":0.4655094444751739,"channel":0,"num_words":1,"start":56.370003,"end":56.850002},{"sentences":[{"text":"good.","start":56.505,"end":57.005,"sentiment":"neutral","sentiment_score":0.33022409677505493}],"sentiment":"neutral","sentiment_score":0.33022409677505493,"channel":1,"num_words":1,"start":56.505,"end":57.005},{"sentences":[{"text":"And just to do security there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file.","start":56.850002,"end":62.79,"sentiment":"neutral","sentiment_score":0.13143657396237055}],"sentiment":"neutral","sentiment_score":0.13143657396237055,"channel":0,"num_words":30,"start":56.850002,"end":62.79},{"sentences":[{"text":"Yep.","start":63.199997,"end":63.519997,"sentiment":"neutral","sentiment_score":0.03757403790950775},{"text":"Bradley James Rowe.","start":63.519997,"end":64.82,"sentiment":"neutral","sentiment_score":0.028800845767060917}],"sentiment":"neutral","sentiment_score":0.030994143802672625,"channel":1,"num_words":4,"start":63.199997,"end":64.82},{"sentences":[{"text":"Yep.","start":65.17,"end":65.67,"sentiment":"neutral","sentiment_score":0.026590924710035324}],"sentiment":"neutral","sentiment_score":0.026590924710035324,"channel":0,"num_words":1,"start":65.17,"end":65.67},{"sentences":[{"text":"3rd Is A 767.","start":65.2,"end":66.979996,"sentiment":"neutral","sentiment_score":0.030504594556987286},{"text":"31","start":67.68,"end":68.4,"sentiment":"neutral","sentiment_score":0.043647777289152145}],"sentiment":"neutral","sentiment_score":0.03313323110342026,"channel":1,"num_words":5,"start":65.2,"end":68.4},{"sentences":[{"text":"Cool.","start":67.73,"end":68.23,"sentiment":"neutral","sentiment_score":0.09607133269309998}],"sentiment":"neutral","sentiment_score":0.09607133269309998,"channel":0,"num_words":1,"start":67.73,"end":68.23},{"sentences":[{"text":"Saddleback Mountain Road.","start":68.4,"end":69.78,"sentiment":"neutral","sentiment_score":0.10240853577852249}],"sentiment":"neutral","sentiment_score":0.10240853577852249,"channel":1,"num_words":3,"start":68.4,"end":69.78},{"sentences":[{"text":"Fantastic.","start":70.335,"end":70.835,"sentiment":"positive","sentiment_score":0.4801710546016693},{"text":"Thank you so much for that.","start":71.375,"end":72.995,"sentiment":"positive","sentiment_score":0.4200758139292399},{"text":"Did you get some time off over Christmas, a bit of downtime to rest and recuperate?","start":73.135,"end":76.995,"sentiment":"neutral","sentiment_score":0.08570515597239137}],"sentiment":"neutral","sentiment_score":0.19008297537979874,"channel":0,"num_words":23,"start":70.335,"end":76.995},{"sentences":[{"text":"Well, yes and no.","start":78.565,"end":80.345,"sentiment":"neutral","sentiment_score":-0.056336384266614914}],"sentiment":"neutral","sentiment_score":-0.056336384266614914,"channel":1,"num_words":4,"start":78.565,"end":80.345},{"sentences":[{"text":"Yeah.","start":80.015,"end":80.515,"sentiment":"neutral","sentiment_score":-0.06410999596118927}],"sentiment":"neutral","sentiment_score":-0.06410999596118927,"channel":0,"num_words":1,"start":80.015,"end":80.515},{"sentences":[{"text":"Just","start":80.485,"end":80.725,"sentiment":"neutral","sentiment_score":-0.08300799131393433}],"sentiment":"neutral","sentiment_score":-0.08300799131393433,"channel":1,"num_words":1,"start":80.485,"end":80.725},{"sentences":[{"text":"Yeah.","start":80.575,"end":81.075,"sentiment":"neutral","sentiment_score":-0.09592410922050476}],"sentiment":"neutral","sentiment_score":-0.09592410922050476,"channel":0,"num_words":1,"start":80.575,"end":81.075},{"sentences":[{"text":"a couple we had three weeks off, but, unfortunately, yeah, my my wife, just two weeks before Christmas, got diagnosed with breast cancer.","start":80.725,"end":90.22,"sentiment":"neutral","sentiment_score":-0.13580448536769205}],"sentiment":"neutral","sentiment_score":-0.13580448536769205,"channel":1,"num_words":23,"start":80.725,"end":90.22},{"sentences":[{"text":"Yeah.","start":89.950005,"end":90.35,"sentiment":"neutral","sentiment_score":-0.05962974950671196},{"text":"Oh, I'm so","start":90.35,"end":91.23,"sentiment":"neutral","sentiment_score":-0.06299965207775433}],"sentiment":"neutral","sentiment_score":-0.062157176434993744,"channel":0,"num_words":4,"start":89.950005,"end":91.23},{"sentences":[{"text":"So","start":91.0,"end":91.4,"sentiment":"neutral","sentiment_score":-0.07538890093564987}],"sentiment":"neutral","sentiment_score":-0.07538890093564987,"channel":1,"num_words":1,"start":91.0,"end":91.4},{"sentences":[{"text":"sorry.","start":91.23,"end":91.73,"sentiment":"neutral","sentiment_score":-0.1147325336933136}],"sentiment":"neutral","sentiment_score":-0.1147325336933136,"channel":0,"num_words":1,"start":91.23,"end":91.73},{"sentences":[{"text":"it was quite a tumultuous","start":91.4,"end":92.78,"sentiment":"neutral","sentiment_score":-0.144391006231308}],"sentiment":"neutral","sentiment_score":-0.144391006231308,"channel":1,"num_words":5,"start":91.4,"end":92.78},{"sentences":[{"text":"Yes.","start":93.645004,"end":94.145004,"sentiment":"neutral","sentiment_score":-0.0647495836019516}],"sentiment":"neutral","sentiment_score":-0.0647495836019516,"channel":0,"num_words":1,"start":93.645004,"end":94.145004},{"sentences":[{"text":"sort of, you know, six week period, actually.","start":93.8,"end":96.44,"sentiment":"neutral","sentiment_score":-0.06615450605750084},{"text":"So she's had","start":96.44,"end":97.08,"sentiment":"neutral","sentiment_score":-0.0410620334247748}],"sentiment":"neutral","sentiment_score":-0.05931110443039374,"channel":1,"num_words":11,"start":93.8,"end":97.08},{"sentences":[{"text":"Yes.","start":97.005,"end":97.505,"sentiment":"neutral","sentiment_score":-0.03408138453960419}],"sentiment":"neutral","sentiment_score":-0.03408138453960419,"channel":0,"num_words":1,"start":97.005,"end":97.505},{"sentences":[{"text":"a couple operations.","start":97.08,"end":97.979996,"sentiment":"neutral","sentiment_score":-0.04917291924357414},{"text":"She's been given sort of the all clear, but you mean you're not given the all clear for for quite some years.","start":98.04,"end":103.895,"sentiment":"neutral","sentiment_score":-0.08792560191994364},{"text":"So,","start":103.895,"end":104.395,"sentiment":"neutral","sentiment_score":-0.007412577047944069}],"sentiment":"neutral","sentiment_score":-0.08035748373143949,"channel":1,"num_words":26,"start":97.08,"end":104.395},{"sentences":[{"text":"Absolutely.","start":104.285,"end":104.785,"sentiment":"neutral","sentiment_score":0.011764566414058208}],"sentiment":"neutral","sentiment_score":0.011764566414058208,"channel":0,"num_words":1,"start":104.285,"end":104.785},{"sentences":[{"text":"yeah, so it was","start":105.655,"end":106.455,"sentiment":"neutral","sentiment_score":0.026761814951896667}],"sentiment":"neutral","sentiment_score":0.026761814951896667,"channel":1,"num_words":4,"start":105.655,"end":106.455},{"sentences":[{"text":"Yeah.","start":106.380005,"end":106.880005,"sentiment":"neutral","sentiment_score":0.02795456349849701}],"sentiment":"neutral","sentiment_score":0.02795456349849701,"channel":0,"num_words":1,"start":106.380005,"end":106.880005},{"sentences":[{"text":"a bit of a shock and a bit unexpected, but, yeah, now we we've got through","start":106.455,"end":109.895,"sentiment":"neutral","sentiment_score":0.009950365871191025}],"sentiment":"neutral","sentiment_score":0.009950365871191025,"channel":1,"num_words":16,"start":106.455,"end":109.895},{"sentences":[{"text":"Wow.","start":109.82,"end":110.32,"sentiment":"neutral","sentiment_score":0.2776843309402466}],"sentiment":"neutral","sentiment_score":0.2776843309402466,"channel":0,"num_words":1,"start":109.82,"end":110.32},{"sentences":[{"text":"well, we've got we're getting through it.","start":109.975,"end":112.055,"sentiment":"positive","sentiment_score":0.4407525360584259},{"text":"Yeah.","start":112.055,"end":112.555,"sentiment":"neutral","sentiment_score":0.13287955522537231}],"sentiment":"positive","sentiment_score":0.4022684134542942,"channel":1,"num_words":8,"start":109.975,"end":112.555},{"sentences":[{"text":"Yeah.","start":112.14,"end":112.64,"sentiment":"neutral","sentiment_score":0.10203120112419128}],"sentiment":"neutral","sentiment_score":0.10203120112419128,"channel":0,"num_words":1,"start":112.14,"end":112.64},{"sentences":[{"text":"Yeah.","start":112.854996,"end":113.354996,"sentiment":"neutral","sentiment_score":0.05431756749749184}],"sentiment":"neutral","sentiment_score":0.05431756749749184,"channel":1,"num_words":1,"start":112.854996,"end":113.354996},{"sentences":[{"text":"No.","start":112.94,"end":113.26,"sentiment":"neutral","sentiment_score":-0.0037482790648937225},{"text":"Absolutely.","start":113.26,"end":113.76,"sentiment":"neutral","sentiment_score":0.07190500944852829},{"text":"Is she taking time off work or still","start":114.06,"end":116.62,"sentiment":"neutral","sentiment_score":0.0020169257186353207}],"sentiment":"neutral","sentiment_score":0.008429213613271713,"channel":0,"num_words":10,"start":112.94,"end":116.62},{"sentences":[{"text":"She's","start":116.579994,"end":116.82,"sentiment":"neutral","sentiment_score":-0.004818513058125973}],"sentiment":"neutral","sentiment_score":-0.004818513058125973,"channel":1,"num_words":1,"start":116.579994,"end":116.82},{"sentences":[{"text":"still","start":116.62,"end":117.020004,"sentiment":"neutral","sentiment_score":-0.0031249672174453735}],"sentiment":"neutral","sentiment_score":-0.0031249672174453735,"channel":0,"num_words":1,"start":116.62,"end":117.020004},{"sentences":[{"text":"back","start":116.82,"end":117.06,"sentiment":"neutral","sentiment_score":0.009428948163986206}],"sentiment":"neutral","sentiment_score":0.009428948163986206,"channel":1,"num_words":1,"start":116.82,"end":117.06},{"sentences":[{"text":"going?","start":117.020004,"end":117.520004,"sentiment":"neutral","sentiment_score":0.010428514331579208}],"sentiment":"neutral","sentiment_score":0.010428514331579208,"channel":0,"num_words":1,"start":117.020004,"end":117.520004},{"sentences":[{"text":"at work now.","start":117.06,"end":117.78,"sentiment":"neutral","sentiment_score":0.005152557045221329},{"text":"She ironically","start":117.78,"end":118.68,"sentiment":"neutral","sentiment_score":0.049286847934126854}],"sentiment":"neutral","sentiment_score":0.02280627340078354,"channel":1,"num_words":5,"start":117.06,"end":118.68},{"sentences":[{"text":"Yep.","start":118.235,"end":118.735,"sentiment":"neutral","sentiment_score":0.08026253432035446}],"sentiment":"neutral","sentiment_score":0.08026253432035446,"channel":0,"num_words":1,"start":118.235,"end":118.735},{"sentences":[{"text":"works for council as I do, but in","start":118.74,"end":121.38,"sentiment":"neutral","sentiment_score":0.048248587641865015}],"sentiment":"neutral","sentiment_score":0.048248587641865015,"channel":1,"num_words":8,"start":118.74,"end":121.38},{"sentences":[{"text":"Yeah.","start":121.275,"end":121.775,"sentiment":"neutral","sentiment_score":0.03097555600106716}],"sentiment":"neutral","sentiment_score":0.03097555600106716,"channel":0,"num_words":1,"start":121.275,"end":121.775},{"sentences":[{"text":"different buildings, different parts of town.","start":121.38,"end":123.14,"sentiment":"neutral","sentiment_score":0.07242810477813084},{"text":"So it's","start":123.14,"end":123.7,"sentiment":"neutral","sentiment_score":0.17318060249090195}],"sentiment":"neutral","sentiment_score":0.09761622920632362,"channel":1,"num_words":8,"start":121.38,"end":123.7},{"sentences":[{"text":"Yep.","start":123.675,"end":124.175,"sentiment":"neutral","sentiment_score":0.24673722684383392}],"sentiment":"neutral","sentiment_score":0.24673722684383392,"channel":0,"num_words":1,"start":123.675,"end":124.175},{"sentences":[{"text":"you know, they were pretty supportive, and she had a few weeks off, obviously.","start":123.86,"end":127.399994,"sentiment":"positive","sentiment_score":0.362807925258364},{"text":"But,","start":127.619995,"end":128.12,"sentiment":"neutral","sentiment_score":0.13814067840576172}],"sentiment":"positive","sentiment_score":0.3478301088015238,"channel":1,"num_words":15,"start":123.86,"end":128.12},{"sentences":[{"text":"Yeah.","start":128.075,"end":128.475,"sentiment":"neutral","sentiment_score":0.2450104057788849},{"text":"Wow.","start":128.475,"end":128.975,"sentiment":"positive","sentiment_score":0.35781407356262207}],"sentiment":"neutral","sentiment_score":0.3014122396707535,"channel":0,"num_words":2,"start":128.075,"end":128.975},{"sentences":[{"text":"know, I sort of got back into the swing.","start":128.815,"end":130.055,"sentiment":"positive","sentiment_score":0.42570757534768844},{"text":"I think she's a bit of a trooper, so she likes to, you know, forge ahead, you know,","start":130.055,"end":135.075,"sentiment":"positive","sentiment_score":0.5200856195555793}],"sentiment":"positive","sentiment_score":0.48862627148628235,"channel":1,"num_words":27,"start":128.815,"end":135.075},{"sentences":[{"text":"I","start":135.68999,"end":135.84999,"sentiment":"positive","sentiment_score":0.529567301273346}],"sentiment":"positive","sentiment_score":0.529567301273346,"channel":0,"num_words":1,"start":135.68999,"end":135.84999},{"sentences":[{"text":"sort","start":135.69499,"end":135.855,"sentiment":"positive","sentiment_score":0.5264388918876648}],"sentiment":"positive","sentiment_score":0.5264388918876648,"channel":1,"num_words":1,"start":135.69499,"end":135.855},{"sentences":[{"text":"get","start":135.84999,"end":136.09,"sentiment":"positive","sentiment_score":0.487373948097229}],"sentiment":"positive","sentiment_score":0.487373948097229,"channel":0,"num_words":1,"start":135.84999,"end":136.09},{"sentences":[{"text":"of confidently.","start":135.855,"end":136.515,"sentiment":"positive","sentiment_score":0.4283975064754486}],"sentiment":"positive","sentiment_score":0.4283975064754486,"channel":1,"num_words":2,"start":135.855,"end":136.515},{"sentences":[{"text":"that.","start":136.09,"end":136.59,"sentiment":"neutral","sentiment_score":0.2404080629348755}],"sentiment":"neutral","sentiment_score":0.2404080629348755,"channel":0,"num_words":1,"start":136.09,"end":136.59},{"sentences":[{"text":"Yeah.","start":137.215,"end":137.715,"sentiment":"neutral","sentiment_score":0.21420086920261383}],"sentiment":"neutral","sentiment_score":0.21420086920261383,"channel":1,"num_words":1,"start":137.215,"end":137.715},{"sentences":[{"text":"Yeah.","start":137.37,"end":137.87,"sentiment":"neutral","sentiment_score":0.18281367421150208}],"sentiment":"neutral","sentiment_score":0.18281367421150208,"channel":0,"num_words":1,"start":137.37,"end":137.87},{"sentences":[{"text":"Yeah.","start":137.935,"end":138.095,"sentiment":"neutral","sentiment_score":0.17993246018886566},{"text":"Yeah.","start":138.095,"end":138.255,"sentiment":"neutral","sentiment_score":0.1913017630577087}],"sentiment":"neutral","sentiment_score":0.1856171116232872,"channel":1,"num_words":2,"start":137.935,"end":138.255},{"sentences":[{"text":"Yep.","start":138.25,"end":138.75,"sentiment":"neutral","sentiment_score":0.20895856618881223}],"sentiment":"neutral","sentiment_score":0.20895856618881223,"channel":0,"num_words":1,"start":138.25,"end":138.75},{"sentences":[{"text":"So no.","start":138.255,"end":138.895,"sentiment":"neutral","sentiment_score":0.13447898626327515},{"text":"She she's doing pretty well.","start":138.895,"end":140.175,"sentiment":"positive","sentiment_score":0.3717361927032471},{"text":"But","start":140.175,"end":140.675,"sentiment":"neutral","sentiment_score":0.1242680698633194}],"sentiment":"neutral","sentiment_score":0.28148837573826313,"channel":1,"num_words":8,"start":138.255,"end":140.675},{"sentences":[{"text":"Oh, wow.","start":140.81,"end":141.79,"sentiment":"neutral","sentiment_score":0.12551254779100418}],"sentiment":"neutral","sentiment_score":0.12551254779100418,"channel":0,"num_words":2,"start":140.81,"end":141.79},{"sentences":[{"text":"some life changes, you know, super strict","start":141.44,"end":144.0,"sentiment":"neutral","sentiment_score":0.06075948929148061}],"sentiment":"neutral","sentiment_score":0.06075948929148061,"channel":1,"num_words":7,"start":141.44,"end":144.0},{"sentences":[{"text":"Yep.","start":143.575,"end":144.075,"sentiment":"neutral","sentiment_score":0.05690474435687065}],"sentiment":"neutral","sentiment_score":0.05690474435687065,"channel":0,"num_words":1,"start":143.575,"end":144.075},{"sentences":[{"text":"diets and,","start":144.0,"end":144.96,"sentiment":"neutral","sentiment_score":0.0479199830442667}],"sentiment":"neutral","sentiment_score":0.0479199830442667,"channel":1,"num_words":2,"start":144.0,"end":144.96},{"sentences":[{"text":"Yes.","start":144.77501,"end":145.27501,"sentiment":"neutral","sentiment_score":0.0925537496805191}],"sentiment":"neutral","sentiment_score":0.0925537496805191,"channel":0,"num_words":1,"start":144.77501,"end":145.27501},{"sentences":[{"text":"you know, daily exercise, not just when we feel like it.","start":144.96,"end":148.26001,"sentiment":"neutral","sentiment_score":0.07452034611593593}],"sentiment":"neutral","sentiment_score":0.07452034611593593,"channel":1,"num_words":11,"start":144.96,"end":148.26001},{"sentences":[{"text":"Yes.","start":148.295,"end":148.795,"sentiment":"neutral","sentiment_score":0.09909459948539734},{"text":"Yep.","start":149.015,"end":149.335,"sentiment":"neutral","sentiment_score":0.08362555503845215},{"text":"Yep.","start":149.335,"end":149.835,"sentiment":"neutral","sentiment_score":0.06503690779209137},{"text":"Putting","start":149.975,"end":150.455,"sentiment":"neutral","sentiment_score":0.03452588990330696}],"sentiment":"neutral","sentiment_score":0.07057073805481195,"channel":0,"num_words":4,"start":148.295,"end":150.455},{"sentences":[{"text":"And and","start":150.24,"end":150.56,"sentiment":"neutral","sentiment_score":0.044548338279128075}],"sentiment":"neutral","sentiment_score":0.044548338279128075,"channel":1,"num_words":2,"start":150.24,"end":150.56},{"sentences":[{"text":"health","start":150.455,"end":150.695,"sentiment":"neutral","sentiment_score":0.109971284866333}],"sentiment":"neutral","sentiment_score":0.109971284866333,"channel":0,"num_words":1,"start":150.455,"end":150.695},{"sentences":[{"text":"that's","start":150.56,"end":150.8,"sentiment":"neutral","sentiment_score":0.0928732603788376}],"sentiment":"neutral","sentiment_score":0.0928732603788376,"channel":1,"num_words":1,"start":150.56,"end":150.8},{"sentences":[{"text":"a","start":150.695,"end":150.855,"sentiment":"neutral","sentiment_score":0.08238354325294495}],"sentiment":"neutral","sentiment_score":0.08238354325294495,"channel":0,"num_words":1,"start":150.695,"end":150.855},{"sentences":[{"text":"the","start":150.8,"end":150.96,"sentiment":"neutral","sentiment_score":0.04291246831417084}],"sentiment":"neutral","sentiment_score":0.04291246831417084,"channel":1,"num_words":1,"start":150.8,"end":150.96},{"sentences":[{"text":"bit","start":150.855,"end":151.095,"sentiment":"neutral","sentiment_score":0.04129263758659363}],"sentiment":"neutral","sentiment_score":0.04129263758659363,"channel":0,"num_words":1,"start":150.855,"end":151.095},{"sentences":[{"text":"end","start":150.96,"end":151.12001,"sentiment":"neutral","sentiment_score":0.058906152844429016}],"sentiment":"neutral","sentiment_score":0.058906152844429016,"channel":1,"num_words":1,"start":150.96,"end":151.12001},{"sentences":[{"text":"more","start":151.095,"end":151.335,"sentiment":"neutral","sentiment_score":0.033640120178461075}],"sentiment":"neutral","sentiment_score":0.033640120178461075,"channel":0,"num_words":1,"start":151.095,"end":151.335},{"sentences":[{"text":"of","start":151.12001,"end":151.56,"sentiment":"neutral","sentiment_score":0.04870191961526871}],"sentiment":"neutral","sentiment_score":0.04870191961526871,"channel":1,"num_words":1,"start":151.12001,"end":151.56},{"sentences":[{"text":"fast.","start":151.335,"end":151.835,"sentiment":"neutral","sentiment_score":0.05851241201162338}],"sentiment":"neutral","sentiment_score":0.05851241201162338,"channel":0,"num_words":1,"start":151.335,"end":151.835},{"sentences":[{"text":"it.","start":151.56,"end":152.0,"sentiment":"neutral","sentiment_score":0.035574495792388916},{"text":"Yeah.","start":152.0,"end":152.32,"sentiment":"neutral","sentiment_score":0.039566945284605026},{"text":"And that's the end of the red wine and all that kind of","start":152.32,"end":154.8,"sentiment":"neutral","sentiment_score":0.024759931633105643}],"sentiment":"neutral","sentiment_score":0.026468036820491155,"channel":1,"num_words":15,"start":151.56,"end":154.8},{"sentences":[{"text":"Yeah.","start":154.71,"end":155.21,"sentiment":"neutral","sentiment_score":0.018429629504680634}],"sentiment":"neutral","sentiment_score":0.018429629504680634,"channel":0,"num_words":1,"start":154.71,"end":155.21},{"sentences":[{"text":"stuff.","start":154.8,"end":155.20001,"sentiment":"neutral","sentiment_score":0.030873140320181847},{"text":"So","start":155.20001,"end":155.28,"sentiment":"neutral","sentiment_score":0.05342564731836319}],"sentiment":"neutral","sentiment_score":0.04214939381927252,"channel":1,"num_words":2,"start":154.8,"end":155.28},{"sentences":[{"text":"Wow.","start":155.67,"end":156.17,"sentiment":"neutral","sentiment_score":0.08508457243442535}],"sentiment":"neutral","sentiment_score":0.08508457243442535,"channel":0,"num_words":1,"start":155.67,"end":156.17},{"sentences":[{"text":"Yeah.","start":155.92,"end":156.42,"sentiment":"neutral","sentiment_score":0.05896446853876114}],"sentiment":"neutral","sentiment_score":0.05896446853876114,"channel":1,"num_words":1,"start":155.92,"end":156.42},{"sentences":[{"text":"Oh, they're not letting you have any?","start":156.39,"end":158.25,"sentiment":"neutral","sentiment_score":-0.0020067784935235977},{"text":"Like, surely red wine's got some good properties in it.","start":158.31,"end":161.37,"sentiment":"neutral","sentiment_score":0.13296486139297486}],"sentiment":"neutral","sentiment_score":0.07738830379265196,"channel":0,"num_words":17,"start":156.39,"end":161.37},{"sentences":[{"text":"Well, you gotta be really anti any sugars.","start":161.815,"end":164.715,"sentiment":"neutral","sentiment_score":0.09838173724710941},{"text":"So like her","start":164.775,"end":165.655,"sentiment":"neutral","sentiment_score":0.1540955702463786}],"sentiment":"neutral","sentiment_score":0.11357641897418282,"channel":1,"num_words":11,"start":161.815,"end":165.655},{"sentences":[{"text":"Yep.","start":165.51,"end":166.01,"sentiment":"neutral","sentiment_score":0.14030182361602783}],"sentiment":"neutral","sentiment_score":0.14030182361602783,"channel":0,"num_words":1,"start":165.51,"end":166.01},{"sentences":[{"text":"diet in particular, which I'm trying to be pretty supportive of as well.","start":165.655,"end":168.775,"sentiment":"neutral","sentiment_score":0.235610826084247},{"text":"So","start":168.775,"end":169.14,"sentiment":"neutral","sentiment_score":0.0800866037607193}],"sentiment":"neutral","sentiment_score":0.22450195306113788,"channel":1,"num_words":14,"start":165.655,"end":169.14},{"sentences":[{"text":"Yeah.","start":169.125,"end":169.625,"sentiment":"neutral","sentiment_score":0.07644741237163544}],"sentiment":"neutral","sentiment_score":0.07644741237163544,"channel":0,"num_words":1,"start":169.125,"end":169.625},{"sentences":[{"text":"by by sort of getting on the the the the the diet as well to some","start":170.26,"end":176.81999,"sentiment":"neutral","sentiment_score":0.10238415841013193}],"sentiment":"neutral","sentiment_score":0.10238415841013193,"channel":1,"num_words":16,"start":170.26,"end":176.81999},{"sentences":[{"text":"Yep.","start":176.805,"end":177.305,"sentiment":"neutral","sentiment_score":0.04655749723315239}],"sentiment":"neutral","sentiment_score":0.04655749723315239,"channel":0,"num_words":1,"start":176.805,"end":177.305},{"sentences":[{"text":"extent, not quite as strict as her, but but","start":176.81999,"end":179.54,"sentiment":"neutral","sentiment_score":0.032386441404620804}],"sentiment":"neutral","sentiment_score":0.032386441404620804,"channel":1,"num_words":9,"start":176.81999,"end":179.54},{"sentences":[{"text":"Yeah.","start":179.54,"end":180.04,"sentiment":"neutral","sentiment_score":0.059152472764253616}],"sentiment":"neutral","sentiment_score":0.059152472764253616,"channel":0,"num_words":1,"start":179.54,"end":180.04},{"sentences":[{"text":"yeah.","start":179.62,"end":179.86,"sentiment":"neutral","sentiment_score":0.07947536557912827},{"text":"No no meat, no dairy, no carbs,","start":179.86,"end":182.04,"sentiment":"neutral","sentiment_score":0.06591406358139855}],"sentiment":"neutral","sentiment_score":0.06760922633111477,"channel":1,"num_words":8,"start":179.62,"end":182.04},{"sentences":[{"text":"Wow.","start":182.74,"end":183.24,"sentiment":"neutral","sentiment_score":0.27470362186431885}],"sentiment":"neutral","sentiment_score":0.27470362186431885,"channel":0,"num_words":1,"start":182.74,"end":183.24},{"sentences":[{"text":"Pretty much wipes out everything.","start":183.075,"end":184.69499,"sentiment":"neutral","sentiment_score":0.2936964273452759}],"sentiment":"neutral","sentiment_score":0.2936964273452759,"channel":1,"num_words":5,"start":183.075,"end":184.69499},{"sentences":[{"text":"Yeah.","start":185.3,"end":185.8,"sentiment":"neutral","sentiment_score":0.2314382791519165}],"sentiment":"neutral","sentiment_score":0.2314382791519165,"channel":0,"num_words":1,"start":185.3,"end":185.8},{"sentences":[{"text":"Lot","start":185.795,"end":185.915,"sentiment":"neutral","sentiment_score":0.2592405080795288}],"sentiment":"neutral","sentiment_score":0.2592405080795288,"channel":1,"num_words":1,"start":185.795,"end":185.915},{"sentences":[{"text":"Wow.","start":185.86,"end":186.36,"sentiment":"neutral","sentiment_score":0.3207383155822754}],"sentiment":"neutral","sentiment_score":0.3207383155822754,"channel":0,"num_words":1,"start":185.86,"end":186.36},{"sentences":[{"text":"lots of greens, you know, broccoli and spinach, and","start":186.03499,"end":189.33499,"sentiment":"neutral","sentiment_score":0.30667920741770005}],"sentiment":"neutral","sentiment_score":0.30667920741770005,"channel":1,"num_words":9,"start":186.03499,"end":189.33499},{"sentences":[{"text":"Yep.","start":188.9,"end":189.4,"sentiment":"neutral","sentiment_score":0.26595813035964966}],"sentiment":"neutral","sentiment_score":0.26595813035964966,"channel":0,"num_words":1,"start":188.9,"end":189.4},{"sentences":[{"text":"that's pretty much it.","start":189.955,"end":191.415,"sentiment":"positive","sentiment_score":0.34324850142002106},{"text":"So yeah.","start":192.11499,"end":192.935,"sentiment":"neutral","sentiment_score":0.30264970660209656},{"text":"I mean, she was a big veggie eater in the first place and and very healthy.","start":193.315,"end":197.28,"sentiment":"positive","sentiment_score":0.42092644795775414},{"text":"So, again, yeah,","start":197.28,"end":197.92,"sentiment":"neutral","sentiment_score":0.17001351217428842}],"sentiment":"positive","sentiment_score":0.36892628490924834,"channel":1,"num_words":25,"start":189.955,"end":197.92},{"sentences":[{"text":"Wow.","start":197.795,"end":198.295,"sentiment":"neutral","sentiment_score":0.16150644421577454}],"sentiment":"neutral","sentiment_score":0.16150644421577454,"channel":0,"num_words":1,"start":197.795,"end":198.295},{"sentences":[{"text":"that's why some of these things become very unexpected.","start":197.92,"end":200.5,"sentiment":"neutral","sentiment_score":0.0871067312028673},{"text":"But","start":200.72,"end":201.22,"sentiment":"neutral","sentiment_score":0.09890440851449966}],"sentiment":"neutral","sentiment_score":0.08828649893403054,"channel":1,"num_words":10,"start":197.92,"end":201.22},{"sentences":[{"text":"Yep.","start":200.83499,"end":201.315,"sentiment":"neutral","sentiment_score":0.15260037779808044},{"text":"Absolutely.","start":201.315,"end":201.815,"sentiment":"neutral","sentiment_score":0.03304246440529823}],"sentiment":"neutral","sentiment_score":0.09282142110168934,"channel":0,"num_words":2,"start":200.83499,"end":201.815},{"sentences":[{"text":"so it's not a massive transition, but the monotony of the same thing over and over is wearing pretty","start":201.84,"end":207.68,"sentiment":"neutral","sentiment_score":-0.07225337173593671}],"sentiment":"neutral","sentiment_score":-0.07225337173593671,"channel":1,"num_words":19,"start":201.84,"end":207.68},{"sentences":[{"text":"Yeah.","start":207.47,"end":207.97,"sentiment":"neutral","sentiment_score":-0.03898935765028}],"sentiment":"neutral","sentiment_score":-0.03898935765028,"channel":0,"num_words":1,"start":207.47,"end":207.97},{"sentences":[{"text":"thin.","start":207.68,"end":208.18,"sentiment":"neutral","sentiment_score":-0.021534176543354988},{"text":"And","start":208.64,"end":208.8,"sentiment":"neutral","sentiment_score":0.036142703145742416}],"sentiment":"neutral","sentiment_score":0.007304263301193714,"channel":1,"num_words":2,"start":207.68,"end":208.8},{"sentences":[{"text":"Yeah.","start":208.67,"end":208.99,"sentiment":"neutral","sentiment_score":0.05580592527985573}],"sentiment":"neutral","sentiment_score":0.05580592527985573,"channel":0,"num_words":1,"start":208.67,"end":208.99},{"sentences":[{"text":"she","start":208.8,"end":209.04,"sentiment":"neutral","sentiment_score":0.16624462604522705}],"sentiment":"neutral","sentiment_score":0.16624462604522705,"channel":1,"num_words":1,"start":208.8,"end":209.04},{"sentences":[{"text":"Definitely.","start":208.99,"end":209.49,"sentiment":"neutral","sentiment_score":0.22056815028190613}],"sentiment":"neutral","sentiment_score":0.22056815028190613,"channel":0,"num_words":1,"start":208.99,"end":209.49},{"sentences":[{"text":"did, you know, did did like a nice roast lamb and things like that, so that's off off","start":209.04,"end":212.895,"sentiment":"neutral","sentiment_score":0.20023956480953428}],"sentiment":"neutral","sentiment_score":0.20023956480953428,"channel":1,"num_words":18,"start":209.04,"end":212.895},{"sentences":[{"text":"Yeah.","start":212.75,"end":213.25,"sentiment":"neutral","sentiment_score":0.054978132247924805}],"sentiment":"neutral","sentiment_score":0.054978132247924805,"channel":0,"num_words":1,"start":212.75,"end":213.25},{"sentences":[{"text":"the carbs for now anyway.","start":212.895,"end":214.275,"sentiment":"neutral","sentiment_score":-0.018458294868469238}],"sentiment":"neutral","sentiment_score":-0.018458294868469238,"channel":1,"num_words":5,"start":212.895,"end":214.275},{"sentences":[{"text":"Yeah.","start":214.83,"end":215.33,"sentiment":"neutral","sentiment_score":0.08246064931154251},{"text":"Well, hopefully, it all gets, you know, back to normal with, you know, the changes and everything.","start":215.47,"end":220.30501,"sentiment":"neutral","sentiment_score":0.2337009617510964},{"text":"And, hopefully, she can get back to having that rattle in.","start":220.30501,"end":222.225,"sentiment":"neutral","sentiment_score":0.1849595924670046},{"text":"That'd be amazing down the","start":222.225,"end":223.585,"sentiment":"positive","sentiment_score":0.5788824200630188}],"sentiment":"neutral","sentiment_score":0.2642454298980096,"channel":0,"num_words":34,"start":214.83,"end":223.585},{"sentences":[{"text":"Yeah.","start":223.535,"end":223.775,"sentiment":"positive","sentiment_score":0.5293984413146973}],"sentiment":"positive","sentiment_score":0.5293984413146973,"channel":1,"num_words":1,"start":223.535,"end":223.775},{"sentences":[{"text":"track.","start":223.585,"end":224.085,"sentiment":"positive","sentiment_score":0.5517008304595947}],"sentiment":"positive","sentiment_score":0.5517008304595947,"channel":0,"num_words":1,"start":223.585,"end":224.085},{"sentences":[{"text":"That's","start":223.775,"end":224.175,"sentiment":"positive","sentiment_score":0.4586520195007324}],"sentiment":"positive","sentiment_score":0.4586520195007324,"channel":1,"num_words":1,"start":223.775,"end":224.175},{"sentences":[{"text":"Something","start":224.145,"end":224.46501,"sentiment":"positive","sentiment_score":0.400953471660614}],"sentiment":"positive","sentiment_score":0.400953471660614,"channel":0,"num_words":1,"start":224.145,"end":224.46501},{"sentences":[{"text":"right.","start":224.175,"end":224.495,"sentiment":"positive","sentiment_score":0.4145696759223938}],"sentiment":"positive","sentiment_score":0.4145696759223938,"channel":1,"num_words":1,"start":224.175,"end":224.495},{"sentences":[{"text":"to","start":224.46501,"end":224.54501,"sentiment":"neutral","sentiment_score":0.24644115567207336}],"sentiment":"neutral","sentiment_score":0.24644115567207336,"channel":0,"num_words":1,"start":224.46501,"end":224.54501},{"sentences":[{"text":"Yeah.","start":224.495,"end":224.995,"sentiment":"neutral","sentiment_score":0.30174291133880615}],"sentiment":"neutral","sentiment_score":0.30174291133880615,"channel":1,"num_words":1,"start":224.495,"end":224.995},{"sentences":[{"text":"look forward to.","start":224.54501,"end":225.60501,"sentiment":"positive","sentiment_score":0.4072064260641734}],"sentiment":"positive","sentiment_score":0.4072064260641734,"channel":0,"num_words":3,"start":224.54501,"end":225.60501},{"sentences":[{"text":"Yeah.","start":225.72,"end":226.04,"sentiment":"neutral","sentiment_score":0.14473241567611694},{"text":"For sure.","start":226.04,"end":226.6,"sentiment":"neutral","sentiment_score":0.12857691198587418},{"text":"For sure.","start":226.6,"end":227.42,"sentiment":"neutral","sentiment_score":0.07785268127918243}],"sentiment":"neutral","sentiment_score":0.11151832044124603,"channel":1,"num_words":5,"start":225.72,"end":227.42},{"sentences":[{"text":"Yeah.","start":227.425,"end":227.925,"sentiment":"neutral","sentiment_score":0.05093872547149658},{"text":"Well, because the last thing is she stays in remission that every doesn't come back","start":228.065,"end":231.75,"sentiment":"neutral","sentiment_score":-0.02449322206278642}],"sentiment":"neutral","sentiment_score":-0.019778725341893733,"channel":0,"num_words":16,"start":227.425,"end":231.75},{"sentences":[{"text":"Yeah.","start":231.64,"end":232.14,"sentiment":"neutral","sentiment_score":-0.016229746863245964}],"sentiment":"neutral","sentiment_score":-0.016229746863245964,"channel":1,"num_words":1,"start":231.64,"end":232.14},{"sentences":[{"text":"in any way, shape, or form,","start":231.75,"end":232.87,"sentiment":"neutral","sentiment_score":0.010931034727642933}],"sentiment":"neutral","sentiment_score":0.010931034727642933,"channel":0,"num_words":6,"start":231.75,"end":232.87},{"sentences":[{"text":"Yeah.","start":232.76,"end":233.16,"sentiment":"neutral","sentiment_score":0.033294640481472015}],"sentiment":"neutral","sentiment_score":0.033294640481472015,"channel":1,"num_words":1,"start":232.76,"end":233.16},{"sentences":[{"text":"but I'll make","start":232.87,"end":233.27,"sentiment":"neutral","sentiment_score":0.07467796529332797}],"sentiment":"neutral","sentiment_score":0.07467796529332797,"channel":0,"num_words":3,"start":232.87,"end":233.27},{"sentences":[{"text":"100","start":233.16,"end":233.56,"sentiment":"neutral","sentiment_score":0.1268109381198883}],"sentiment":"neutral","sentiment_score":0.1268109381198883,"channel":1,"num_words":1,"start":233.16,"end":233.56},{"sentences":[{"text":"sure I'm","start":233.27,"end":233.59,"sentiment":"neutral","sentiment_score":0.13270029798150063}],"sentiment":"neutral","sentiment_score":0.13270029798150063,"channel":0,"num_words":2,"start":233.27,"end":233.59},{"sentences":[{"text":"percent.","start":233.56,"end":234.06,"sentiment":"neutral","sentiment_score":0.14131790399551392}],"sentiment":"neutral","sentiment_score":0.14131790399551392,"channel":1,"num_words":1,"start":233.56,"end":234.06},{"sentences":[{"text":"keeping up to date with you.","start":233.59,"end":235.11,"sentiment":"neutral","sentiment_score":0.11187342926859856},{"text":"Yeah.","start":235.11,"end":235.59,"sentiment":"neutral","sentiment_score":0.0968448519706726}],"sentiment":"neutral","sentiment_score":0.10972648965460914,"channel":0,"num_words":7,"start":233.59,"end":235.59},{"sentences":[{"text":"Alright.","start":235.24,"end":235.64,"sentiment":"neutral","sentiment_score":0.1841215342283249}],"sentiment":"neutral","sentiment_score":0.1841215342283249,"channel":1,"num_words":1,"start":235.24,"end":235.64},{"sentences":[{"text":"Wow.","start":235.59,"end":236.09,"sentiment":"neutral","sentiment_score":0.3237153887748718}],"sentiment":"neutral","sentiment_score":0.3237153887748718,"channel":0,"num_words":1,"start":235.59,"end":236.09},{"sentences":[{"text":"Thanks.","start":235.64,"end":236.04,"sentiment":"positive","sentiment_score":0.5021476745605469},{"text":"Thanks","start":236.04,"end":236.36,"sentiment":"positive","sentiment_score":0.6097955703735352}],"sentiment":"positive","sentiment_score":0.555971622467041,"channel":1,"num_words":2,"start":235.64,"end":236.36},{"sentences":[{"text":"That's","start":236.31,"end":236.55,"sentiment":"positive","sentiment_score":0.6348249912261963}],"sentiment":"positive","sentiment_score":0.6348249912261963,"channel":0,"num_words":1,"start":236.31,"end":236.55},{"sentences":[{"text":"for that.","start":236.36,"end":237.02,"sentiment":"positive","sentiment_score":0.6904663443565369}],"sentiment":"positive","sentiment_score":0.6904663443565369,"channel":1,"num_words":2,"start":236.36,"end":237.02},{"sentences":[{"text":"a huge change.","start":236.55,"end":237.69,"sentiment":"positive","sentiment_score":0.6520376205444336},{"text":"Yeah.","start":237.75,"end":238.25,"sentiment":"neutral","sentiment_score":0.3001587986946106}],"sentiment":"positive","sentiment_score":0.5640679150819778,"channel":0,"num_words":4,"start":236.55,"end":238.25},{"sentences":[{"text":"It is.","start":238.405,"end":238.965,"sentiment":"neutral","sentiment_score":0.28599683940410614},{"text":"It is.","start":238.965,"end":239.44499,"sentiment":"neutral","sentiment_score":0.17147746682167053},{"text":"Yeah.","start":239.44499,"end":239.765,"sentiment":"neutral","sentiment_score":0.04681520164012909},{"text":"I think I mentioned to you previously, and I know you've had a full on, you know, period yourself","start":239.765,"end":244.905,"sentiment":"neutral","sentiment_score":0.0008701369362442117}],"sentiment":"neutral","sentiment_score":0.0407623506616801,"channel":1,"num_words":24,"start":238.405,"end":244.905},{"sentences":[{"text":"Yeah.","start":245.205,"end":245.705,"sentiment":"neutral","sentiment_score":-0.02036009356379509}],"sentiment":"neutral","sentiment_score":-0.02036009356379509,"channel":0,"num_words":1,"start":245.205,"end":245.705},{"sentences":[{"text":"just before it and all the rest of it.","start":245.36499,"end":246.965,"sentiment":"neutral","sentiment_score":-0.03666487398246924},{"text":"And so but I did mention last time that just back in July, her father passed away, and we we are","start":246.965,"end":256.3,"sentiment":"neutral","sentiment_score":-0.06257973558136395}],"sentiment":"neutral","sentiment_score":-0.05480527710169554,"channel":1,"num_words":30,"start":245.36499,"end":256.3},{"sentences":[{"text":"Yes.","start":256.26,"end":256.54,"sentiment":"neutral","sentiment_score":-0.01379584427922964}],"sentiment":"neutral","sentiment_score":-0.01379584427922964,"channel":0,"num_words":1,"start":256.26,"end":256.54},{"sentences":[{"text":"full time","start":256.3,"end":256.94,"sentiment":"neutral","sentiment_score":-0.007034330628812313}],"sentiment":"neutral","sentiment_score":-0.007034330628812313,"channel":1,"num_words":2,"start":256.3,"end":256.94},{"sentences":[{"text":"This","start":256.82,"end":257.06,"sentiment":"neutral","sentiment_score":-0.02360210008919239}],"sentiment":"neutral","sentiment_score":-0.02360210008919239,"channel":0,"num_words":1,"start":256.82,"end":257.06},{"sentences":[{"text":"were","start":257.02,"end":257.34,"sentiment":"neutral","sentiment_score":-0.030786314979195595}],"sentiment":"neutral","sentiment_score":-0.030786314979195595,"channel":1,"num_words":1,"start":257.02,"end":257.34},{"sentences":[{"text":"one.","start":257.06,"end":257.56,"sentiment":"neutral","sentiment_score":-0.025285542011260983}],"sentiment":"neutral","sentiment_score":-0.025285542011260983,"channel":0,"num_words":1,"start":257.06,"end":257.56},{"sentences":[{"text":"full time carers for her parents.","start":257.34,"end":259.2,"sentiment":"neutral","sentiment_score":-0.027504741214215755}],"sentiment":"neutral","sentiment_score":-0.027504741214215755,"channel":1,"num_words":6,"start":257.34,"end":259.2},{"sentences":[{"text":"Yes.","start":259.7,"end":260.2,"sentiment":"neutral","sentiment_score":-0.050017379224300385}],"sentiment":"neutral","sentiment_score":-0.050017379224300385,"channel":0,"num_words":1,"start":259.7,"end":260.2},{"sentences":[{"text":"And her mom passed away sort of two years ago, and her father just","start":260.38,"end":264.38,"sentiment":"neutral","sentiment_score":-0.14775060968739645}],"sentiment":"neutral","sentiment_score":-0.14775060968739645,"channel":1,"num_words":14,"start":260.38,"end":264.38},{"sentences":[{"text":"Yeah.","start":264.26,"end":264.76,"sentiment":"neutral","sentiment_score":-0.10229749232530594}],"sentiment":"neutral","sentiment_score":-0.10229749232530594,"channel":0,"num_words":1,"start":264.26,"end":264.76},{"sentences":[{"text":"passed away back in July.","start":264.38,"end":265.82,"sentiment":"neutral","sentiment_score":-0.16600838601589202},{"text":"So I did mention to you I mean, apart from just the trauma of of that because he was a fantastic man, and and we've loved","start":265.82,"end":271.965,"sentiment":"neutral","sentiment_score":-0.026987853531654064}],"sentiment":"neutral","sentiment_score":-0.04941052006136987,"channel":1,"num_words":31,"start":264.38,"end":271.965},{"sentences":[{"text":"Yeah.","start":271.795,"end":272.295,"sentiment":"neutral","sentiment_score":0.06853386759757996}],"sentiment":"neutral","sentiment_score":0.06853386759757996,"channel":0,"num_words":1,"start":271.795,"end":272.295},{"sentences":[{"text":"him to death, and it's just, you know, a huge impact to her.","start":271.965,"end":274.605,"sentiment":"neutral","sentiment_score":0.00891260544841106}],"sentiment":"neutral","sentiment_score":0.00891260544841106,"channel":1,"num_words":13,"start":271.965,"end":274.605},{"sentences":[{"text":"A","start":274.595,"end":274.83502,"sentiment":"neutral","sentiment_score":0.013059712946414948}],"sentiment":"neutral","sentiment_score":0.013059712946414948,"channel":0,"num_words":1,"start":274.595,"end":274.83502},{"sentences":[{"text":"The","start":274.605,"end":274.92502,"sentiment":"neutral","sentiment_score":0.015673786401748657}],"sentiment":"neutral","sentiment_score":0.015673786401748657,"channel":1,"num_words":1,"start":274.605,"end":274.92502},{"sentences":[{"text":"lot.","start":274.83502,"end":275.33502,"sentiment":"neutral","sentiment_score":0.07202835381031036}],"sentiment":"neutral","sentiment_score":0.07202835381031036,"channel":0,"num_words":1,"start":274.83502,"end":275.33502},{"sentences":[{"text":"my wife's","start":275.165,"end":275.64502,"sentiment":"neutral","sentiment_score":0.01588638499379158}],"sentiment":"neutral","sentiment_score":0.01588638499379158,"channel":1,"num_words":2,"start":275.165,"end":275.64502},{"sentences":[{"text":"Yeah.","start":275.635,"end":276.135,"sentiment":"neutral","sentiment_score":0.035152237862348557}],"sentiment":"neutral","sentiment_score":0.035152237862348557,"channel":0,"num_words":1,"start":275.635,"end":276.135},{"sentences":[{"text":"Spanish, so a Spanish family.","start":275.64502,"end":277.325,"sentiment":"neutral","sentiment_score":0.03208301328122616},{"text":"They're, you know, very strong family culturally.","start":277.325,"end":280.99,"sentiment":"neutral","sentiment_score":0.14334366577012198},{"text":"So it's it's quite an impact.","start":281.21,"end":283.15,"sentiment":"neutral","sentiment_score":0.1454968253771464}],"sentiment":"neutral","sentiment_score":0.11315564883665906,"channel":1,"num_words":18,"start":275.64502,"end":283.15},{"sentences":[{"text":"Yeah.","start":283.81,"end":284.31,"sentiment":"neutral","sentiment_score":-0.03827622905373573}],"sentiment":"neutral","sentiment_score":-0.03827622905373573,"channel":0,"num_words":1,"start":283.81,"end":284.31},{"sentences":[{"text":"And being carers for him for the last, you know, ten or fifteen years, yeah, it's quite a a shock.","start":284.16998,"end":291.675,"sentiment":"neutral","sentiment_score":-0.15858856067061425},{"text":"And then we've got the other shock at Christmas time.","start":291.675,"end":293.755,"sentiment":"neutral","sentiment_score":-0.20607253462076186},{"text":"So it's been a bit of a double whammy.","start":293.755,"end":295.375,"sentiment":"neutral","sentiment_score":-0.2417435480488671}],"sentiment":"neutral","sentiment_score":-0.18995355107845405,"channel":1,"num_words":39,"start":284.16998,"end":295.375},{"sentences":[{"text":"Absolutely.","start":295.825,"end":296.325,"sentiment":"neutral","sentiment_score":-0.00968787632882595}],"sentiment":"neutral","sentiment_score":-0.00968787632882595,"channel":0,"num_words":1,"start":295.825,"end":296.325},{"sentences":[{"text":"But just","start":295.915,"end":296.655,"sentiment":"neutral","sentiment_score":-0.009624635800719261}],"sentiment":"neutral","sentiment_score":-0.009624635800719261,"channel":1,"num_words":2,"start":295.915,"end":296.655},{"sentences":[{"text":"Yeah.","start":297.185,"end":297.685,"sentiment":"neutral","sentiment_score":-0.006328260526061058}],"sentiment":"neutral","sentiment_score":-0.006328260526061058,"channel":0,"num_words":1,"start":297.185,"end":297.685},{"sentences":[{"text":"yeah.","start":297.275,"end":297.775,"sentiment":"neutral","sentiment_score":-0.04388561472296715},{"text":"But on that, I think we had a brief conversation just that I was going to tap into maybe some of your financial advice in regards to","start":298.875,"end":309.08,"sentiment":"neutral","sentiment_score":0.022704305196249927}],"sentiment":"neutral","sentiment_score":0.020326093770563602,"channel":1,"num_words":28,"start":297.275,"end":309.08},{"sentences":[{"text":"Mhmm.","start":308.88,"end":309.38,"sentiment":"neutral","sentiment_score":0.007688856683671475}],"sentiment":"neutral","sentiment_score":0.007688856683671475,"channel":0,"num_words":1,"start":308.88,"end":309.38},{"sentences":[{"text":"that we are about to sell his home,","start":309.08,"end":311.42,"sentiment":"neutral","sentiment_score":0.0017426067497581244}],"sentiment":"neutral","sentiment_score":0.0017426067497581244,"channel":1,"num_words":8,"start":309.08,"end":311.42},{"sentences":[{"text":"Yes.","start":311.84,"end":312.34,"sentiment":"neutral","sentiment_score":0.06670904904603958}],"sentiment":"neutral","sentiment_score":0.06670904904603958,"channel":0,"num_words":1,"start":311.84,"end":312.34},{"sentences":[{"text":"and I guess end up with some cash.","start":312.44,"end":315.58,"sentiment":"neutral","sentiment_score":0.03622372169047594},{"text":"So","start":315.64,"end":316.14,"sentiment":"neutral","sentiment_score":0.03809010982513428}],"sentiment":"neutral","sentiment_score":0.03643109814988242,"channel":1,"num_words":9,"start":312.44,"end":316.14},{"sentences":[{"text":"Yes.","start":315.77502,"end":316.27502,"sentiment":"neutral","sentiment_score":0.06633711606264114}],"sentiment":"neutral","sentiment_score":0.06633711606264114,"channel":0,"num_words":1,"start":315.77502,"end":316.27502},{"sentences":[{"text":"would like some advice in that respect about what","start":316.815,"end":319.45502,"sentiment":"neutral","sentiment_score":0.055825714849763446}],"sentiment":"neutral","sentiment_score":0.055825714849763446,"channel":1,"num_words":9,"start":316.815,"end":319.45502},{"sentences":[{"text":"Yeah.","start":319.135,"end":319.635,"sentiment":"neutral","sentiment_score":0.06525719910860062}],"sentiment":"neutral","sentiment_score":0.06525719910860062,"channel":0,"num_words":1,"start":319.135,"end":319.635},{"sentences":[{"text":"you consider wise ways to invest","start":319.45502,"end":322.33502,"sentiment":"neutral","sentiment_score":0.1363156922161579}],"sentiment":"neutral","sentiment_score":0.1363156922161579,"channel":1,"num_words":6,"start":319.45502,"end":322.33502},{"sentences":[{"text":"Definitely.","start":322.255,"end":322.755,"sentiment":"neutral","sentiment_score":0.16310451924800873}],"sentiment":"neutral","sentiment_score":0.16310451924800873,"channel":0,"num_words":1,"start":322.255,"end":322.755},{"sentences":[{"text":"that or or do","start":322.33502,"end":323.295,"sentiment":"neutral","sentiment_score":0.09680496156215668}],"sentiment":"neutral","sentiment_score":0.09680496156215668,"channel":1,"num_words":4,"start":322.33502,"end":323.295},{"sentences":[{"text":"Yep.","start":323.215,"end":323.715,"sentiment":"neutral","sentiment_score":0.10947807878255844}],"sentiment":"neutral","sentiment_score":0.10947807878255844,"channel":0,"num_words":1,"start":323.215,"end":323.715},{"sentences":[{"text":"whatever.","start":323.295,"end":323.77502,"sentiment":"neutral","sentiment_score":0.08588667213916779},{"text":"So","start":323.77502,"end":324.27502,"sentiment":"neutral","sentiment_score":0.13968044519424438}],"sentiment":"neutral","sentiment_score":0.11278355866670609,"channel":1,"num_words":2,"start":323.295,"end":324.27502},{"sentences":[{"text":"Yeah.","start":324.255,"end":324.655,"sentiment":"neutral","sentiment_score":0.21348360180854797},{"text":"Most definitely.","start":324.655,"end":325.635,"sentiment":"positive","sentiment_score":0.3461325466632843},{"text":"It's definitely","start":325.855,"end":326.415,"sentiment":"positive","sentiment_score":0.4182475358247757}],"sentiment":"positive","sentiment_score":0.3484487533569336,"channel":0,"num_words":5,"start":324.255,"end":326.415},{"sentences":[{"text":"yeah.","start":326.33502,"end":326.83502,"sentiment":"positive","sentiment_score":0.4540243148803711}],"sentiment":"positive","sentiment_score":0.4540243148803711,"channel":1,"num_words":1,"start":326.33502,"end":326.83502},{"sentences":[{"text":"something I wanna talk to you about.","start":326.415,"end":328.11,"sentiment":"neutral","sentiment_score":0.2841149866580963},{"text":"I know that was something that was coming up, and you were last time we spoke, you were sort of mentioning you were hopefully gonna have that money around about sort of March this year, if not a little bit later.","start":328.11,"end":337.72998,"sentiment":"neutral","sentiment_score":0.10238814290340353},{"text":"Do you when do you know when that sort of might be coming or how much you're expecting from that?","start":337.94998,"end":342.21,"sentiment":"neutral","sentiment_score":0.03318203538656235}],"sentiment":"neutral","sentiment_score":0.1007405804908451,"channel":0,"num_words":68,"start":326.415,"end":342.21},{"sentences":[{"text":"Yeah.","start":341.94998,"end":342.44998,"sentiment":"neutral","sentiment_score":0.032669663429260254},{"text":"Well, we have had current we had originally proposed some proposals or appraisals, I should say, rather, done on the house, and","start":342.91,"end":351.205,"sentiment":"neutral","sentiment_score":-0.0038926747034896503}],"sentiment":"neutral","sentiment_score":-0.002303007828152698,"channel":1,"num_words":23,"start":341.94998,"end":351.205},{"sentences":[{"text":"Yep.","start":350.985,"end":351.485,"sentiment":"neutral","sentiment_score":0.02455637976527214}],"sentiment":"neutral","sentiment_score":0.02455637976527214,"channel":0,"num_words":1,"start":350.985,"end":351.485},{"sentences":[{"text":"we've just had some more recent ones done.","start":351.205,"end":352.965,"sentiment":"neutral","sentiment_score":-0.007231613271869719},{"text":"It's actually with the real estate at the moment, not on the market, but","start":352.965,"end":356.405,"sentiment":"neutral","sentiment_score":-0.03802516816982201}],"sentiment":"neutral","sentiment_score":-0.026827511843293905,"channel":1,"num_words":22,"start":351.205,"end":356.405},{"sentences":[{"text":"Yep.","start":356.19998,"end":356.69998,"sentiment":"neutral","sentiment_score":-0.014092082157731056}],"sentiment":"neutral","sentiment_score":-0.014092082157731056,"channel":0,"num_words":1,"start":356.19998,"end":356.69998},{"sentences":[{"text":"she's actually contacting some developers and stuff.","start":356.405,"end":358.56497,"sentiment":"neutral","sentiment_score":-0.0675156121807439},{"text":"So it's sort of off market or on market.","start":358.56497,"end":360.66498,"sentiment":"neutral","sentiment_score":-0.09781120303604338}],"sentiment":"neutral","sentiment_score":-0.08455688203684986,"channel":1,"num_words":16,"start":356.405,"end":360.66498},{"sentences":[{"text":"Yep.","start":361.56,"end":362.06,"sentiment":"neutral","sentiment_score":0.03294302895665169}],"sentiment":"neutral","sentiment_score":0.03294302895665169,"channel":0,"num_words":1,"start":361.56,"end":362.06},{"sentences":[{"text":"So she's expecting offers about 1.5 for it.","start":364.22,"end":367.41998,"sentiment":"neutral","sentiment_score":0.03720581950619817},{"text":"There's four","start":367.41998,"end":368.13998,"sentiment":"neutral","sentiment_score":0.02662807609885931}],"sentiment":"neutral","sentiment_score":0.035090270824730395,"channel":1,"num_words":10,"start":364.22,"end":368.13998},{"sentences":[{"text":"Okay.","start":367.895,"end":368.215,"sentiment":"neutral","sentiment_score":0.03859451040625572}],"sentiment":"neutral","sentiment_score":0.03859451040625572,"channel":0,"num_words":1,"start":367.895,"end":368.215},{"sentences":[{"text":"siblings","start":368.13998,"end":368.53998,"sentiment":"neutral","sentiment_score":0.025198839604854584}],"sentiment":"neutral","sentiment_score":0.025198839604854584,"channel":1,"num_words":1,"start":368.13998,"end":368.53998},{"sentences":[{"text":"Yep.","start":368.215,"end":368.715,"sentiment":"neutral","sentiment_score":0.05076874792575836}],"sentiment":"neutral","sentiment_score":0.05076874792575836,"channel":0,"num_words":1,"start":368.215,"end":368.715},{"sentences":[{"text":"for it to for the yeah.","start":368.53998,"end":370.78,"sentiment":"neutral","sentiment_score":0.03610903893907865},{"text":"For for it to be shared with equally.","start":370.78,"end":372.87997,"sentiment":"neutral","sentiment_score":0.02414897410199046},{"text":"But that's the sort of ballpark figure that we're we're looking at at the moment.","start":374.185,"end":377.865,"sentiment":"neutral","sentiment_score":-0.02545569874346256},{"text":"So","start":377.865,"end":378.365,"sentiment":"neutral","sentiment_score":-0.0015584640204906464}],"sentiment":"neutral","sentiment_score":0.0008817360425988833,"channel":1,"num_words":30,"start":368.53998,"end":378.365},{"sentences":[{"text":"Okay.","start":378.375,"end":378.875,"sentiment":"neutral","sentiment_score":0.007284192368388176}],"sentiment":"neutral","sentiment_score":0.007284192368388176,"channel":0,"num_words":1,"start":378.375,"end":378.875},{"sentences":[{"text":"and as I said,","start":378.665,"end":379.545,"sentiment":"neutral","sentiment_score":-0.01951249549165368}],"sentiment":"neutral","sentiment_score":-0.01951249549165368,"channel":1,"num_words":4,"start":378.665,"end":379.545},{"sentences":[{"text":"Yep.","start":379.255,"end":379.71,"sentiment":"neutral","sentiment_score":0.0027001004200428724}],"sentiment":"neutral","sentiment_score":0.0027001004200428724,"channel":0,"num_words":1,"start":379.255,"end":379.71},{"sentences":[{"text":"I'm only speaking as of this week.","start":379.545,"end":381.965,"sentiment":"neutral","sentiment_score":-0.029656417401773588},{"text":"So","start":382.025,"end":382.525,"sentiment":"neutral","sentiment_score":-0.012821916490793228}],"sentiment":"neutral","sentiment_score":-0.027552104787901044,"channel":1,"num_words":8,"start":379.545,"end":382.525},{"sentences":[{"text":"Yes.","start":382.59,"end":383.09,"sentiment":"neutral","sentiment_score":0.006779821589589119}],"sentiment":"neutral","sentiment_score":0.006779821589589119,"channel":0,"num_words":1,"start":382.59,"end":383.09},{"sentences":[{"text":"her brother's been kicking a ball around about whether he wants to buy it.","start":384.025,"end":387.08002,"sentiment":"neutral","sentiment_score":-0.035960541505898745},{"text":"I think he's still sort of pursuing that, but I think when he crunches the numbers, he's gonna realize that it's still not really affordable for him.","start":387.08002,"end":393.58002,"sentiment":"neutral","sentiment_score":-0.23599388202031454}],"sentiment":"neutral","sentiment_score":-0.1676898145275872,"channel":1,"num_words":41,"start":384.025,"end":393.58002},{"sentences":[{"text":"Yeah.","start":393.275,"end":393.775,"sentiment":"neutral","sentiment_score":0.05111297219991684},{"text":"Absolutely.","start":394.07498,"end":394.57498,"sentiment":"neutral","sentiment_score":0.14147615432739258}],"sentiment":"neutral","sentiment_score":0.09629456326365471,"channel":0,"num_words":2,"start":393.275,"end":394.57498},{"sentences":[{"text":"So anyway, that's where we're at.","start":394.28,"end":396.04,"sentiment":"neutral","sentiment_score":0.10082155341903369}],"sentiment":"neutral","sentiment_score":0.10082155341903369,"channel":1,"num_words":6,"start":394.28,"end":396.04},{"sentences":[{"text":"Yeah.","start":395.75497,"end":396.25497,"sentiment":"neutral","sentiment_score":0.11011961102485655}],"sentiment":"neutral","sentiment_score":0.11011961102485655,"channel":0,"num_words":1,"start":395.75497,"end":396.25497},{"sentences":[{"text":"Yeah.","start":396.04,"end":396.54,"sentiment":"neutral","sentiment_score":0.08551265299320221}],"sentiment":"neutral","sentiment_score":0.08551265299320221,"channel":1,"num_words":1,"start":396.04,"end":396.54},{"sentences":[{"text":"No.","start":396.31497,"end":396.63498,"sentiment":"neutral","sentiment_score":0.02694115787744522},{"text":"That's perfect.","start":396.63498,"end":397.275,"sentiment":"neutral","sentiment_score":0.2597098797559738},{"text":"Well, when you know, I sort of just need to know how much you're gonna be able to get.","start":397.275,"end":401.275,"sentiment":"neutral","sentiment_score":0.04194816280352442},{"text":"So when you sort of have a really good idea of how much you're expecting,","start":401.275,"end":404.25497,"sentiment":"neutral","sentiment_score":0.09926756620407104}],"sentiment":"neutral","sentiment_score":0.07655106766803844,"channel":0,"num_words":37,"start":396.31497,"end":404.25497},{"sentences":[{"text":"Mhmm.","start":405.055,"end":405.555,"sentiment":"neutral","sentiment_score":-0.00855287630110979}],"sentiment":"neutral","sentiment_score":-0.00855287630110979,"channel":1,"num_words":1,"start":405.055,"end":405.555},{"sentences":[{"text":"then we can definitely tap into the advice and talk more about what your goals are.","start":405.07,"end":408.85,"sentiment":"positive","sentiment_score":0.35510461777448654},{"text":"It might","start":409.15002,"end":409.47,"sentiment":"neutral","sentiment_score":0.1641559973359108}],"sentiment":"positive","sentiment_score":0.33388810439242256,"channel":0,"num_words":18,"start":405.07,"end":409.47},{"sentences":[{"text":"Yep.","start":409.375,"end":409.875,"sentiment":"neutral","sentiment_score":0.21241645514965057}],"sentiment":"neutral","sentiment_score":0.21241645514965057,"channel":1,"num_words":1,"start":409.375,"end":409.875},{"sentences":[{"text":"be really important to talk to both of you as well because this is","start":409.47,"end":412.03,"sentiment":"neutral","sentiment_score":0.1604150507066931}],"sentiment":"neutral","sentiment_score":0.1604150507066931,"channel":0,"num_words":14,"start":409.47,"end":412.03},{"sentences":[{"text":"Yeah.","start":412.015,"end":412.335,"sentiment":"neutral","sentiment_score":0.09181694686412813}],"sentiment":"neutral","sentiment_score":0.09181694686412813,"channel":1,"num_words":1,"start":412.015,"end":412.335},{"sentences":[{"text":"also","start":412.03,"end":412.43002,"sentiment":"neutral","sentiment_score":0.07088815420866013}],"sentiment":"neutral","sentiment_score":0.07088815420866013,"channel":0,"num_words":1,"start":412.03,"end":412.43002},{"sentences":[{"text":"You","start":412.335,"end":412.495,"sentiment":"neutral","sentiment_score":0.10818880796432497}],"sentiment":"neutral","sentiment_score":0.10818880796432497,"channel":1,"num_words":1,"start":412.335,"end":412.495},{"sentences":[{"text":"got","start":412.43002,"end":412.67,"sentiment":"neutral","sentiment_score":0.0934404656291008}],"sentiment":"neutral","sentiment_score":0.0934404656291008,"channel":0,"num_words":1,"start":412.43002,"end":412.67},{"sentences":[{"text":"mentioned","start":412.495,"end":412.895,"sentiment":"neutral","sentiment_score":0.101372130215168}],"sentiment":"neutral","sentiment_score":0.101372130215168,"channel":1,"num_words":1,"start":412.495,"end":412.895},{"sentences":[{"text":"to do","start":412.67,"end":412.91,"sentiment":"neutral","sentiment_score":0.11389734596014023}],"sentiment":"neutral","sentiment_score":0.11389734596014023,"channel":0,"num_words":2,"start":412.67,"end":412.91},{"sentences":[{"text":"that.","start":412.895,"end":413.295,"sentiment":"neutral","sentiment_score":0.11006582528352736}],"sentiment":"neutral","sentiment_score":0.11006582528352736,"channel":1,"num_words":1,"start":412.895,"end":413.295},{"sentences":[{"text":"with your partner","start":412.91,"end":413.63,"sentiment":"neutral","sentiment_score":0.08461478104194005}],"sentiment":"neutral","sentiment_score":0.08461478104194005,"channel":0,"num_words":3,"start":412.91,"end":413.63},{"sentences":[{"text":"Yep.","start":413.295,"end":413.795,"sentiment":"neutral","sentiment_score":0.09114407002925871}],"sentiment":"neutral","sentiment_score":0.09114407002925871,"channel":1,"num_words":1,"start":413.295,"end":413.795},{"sentences":[{"text":"as well.","start":413.63,"end":414.29,"sentiment":"neutral","sentiment_score":0.10902111977338791}],"sentiment":"neutral","sentiment_score":0.10902111977338791,"channel":0,"num_words":2,"start":413.63,"end":414.29},{"sentences":[{"text":"Yeah.","start":414.415,"end":414.915,"sentiment":"neutral","sentiment_score":0.22587476670742035}],"sentiment":"neutral","sentiment_score":0.22587476670742035,"channel":1,"num_words":1,"start":414.415,"end":414.915},{"sentences":[{"text":"So we'll have a really good chat with both of you, talk about what your goals are, what you guys wanna achieve from the funds, what you're hoping you're accessible, what your, you know, medium","start":414.59003,"end":423.285,"sentiment":"neutral","sentiment_score":0.3150021974529539}],"sentiment":"neutral","sentiment_score":0.3150021974529539,"channel":0,"num_words":35,"start":414.59003,"end":423.285},{"sentences":[{"text":"Mhmm.","start":423.02,"end":423.52,"sentiment":"neutral","sentiment_score":0.08095720410346985}],"sentiment":"neutral","sentiment_score":0.08095720410346985,"channel":1,"num_words":1,"start":423.02,"end":423.52},{"sentences":[{"text":"term goals are down the track if we're just looking at retirement or if you want it sort of working somewhere else for you.","start":423.285,"end":428.585,"sentiment":"neutral","sentiment_score":0.08065601826334994},{"text":"And","start":428.805,"end":428.965,"sentiment":"neutral","sentiment_score":0.21738332509994507}],"sentiment":"neutral","sentiment_score":0.08612511053681374,"channel":0,"num_words":25,"start":423.285,"end":428.965},{"sentences":[{"text":"Yep.","start":428.94,"end":429.44,"sentiment":"neutral","sentiment_score":0.30651044845581055}],"sentiment":"neutral","sentiment_score":0.30651044845581055,"channel":1,"num_words":1,"start":428.94,"end":429.44},{"sentences":[{"text":"then I can absolutely do off an advice document to support you guys and help you through that.","start":428.965,"end":433.205,"sentiment":"positive","sentiment_score":0.521458582745658},{"text":"That's not a problem at all.","start":433.205,"end":434.485,"sentiment":"positive","sentiment_score":0.4987129618724187},{"text":"Okay.","start":434.485,"end":434.985,"sentiment":"positive","sentiment_score":0.5920926928520203}],"sentiment":"positive","sentiment_score":0.5188249981403351,"channel":0,"num_words":25,"start":428.965,"end":434.985},{"sentences":[{"text":"Fantastic.","start":435.04498,"end":435.54498,"sentiment":"positive","sentiment_score":0.8336033821105957},{"text":"Look forward to","start":435.685,"end":436.405,"sentiment":"positive","sentiment_score":0.8089832266171774}],"sentiment":"positive","sentiment_score":0.8151382654905319,"channel":1,"num_words":4,"start":435.04498,"end":436.405},{"sentences":[{"text":"Easy.","start":436.25,"end":436.75,"sentiment":"positive","sentiment_score":0.791945219039917}],"sentiment":"positive","sentiment_score":0.791945219039917,"channel":0,"num_words":1,"start":436.25,"end":436.75},{"sentences":[{"text":"it.","start":436.405,"end":436.905,"sentiment":"positive","sentiment_score":0.5743570327758789}],"sentiment":"positive","sentiment_score":0.5743570327758789,"channel":1,"num_words":1,"start":436.405,"end":436.905},{"sentences":[{"text":"Not a worry.","start":437.13,"end":438.19,"sentiment":"neutral","sentiment_score":0.19738037884235382},{"text":"Has that email popped through to you at","start":438.81,"end":440.97,"sentiment":"neutral","sentiment_score":0.06776551064103842}],"sentiment":"neutral","sentiment_score":0.10311502015048807,"channel":0,"num_words":11,"start":437.13,"end":440.97},{"sentences":[{"text":"Can","start":440.965,"end":441.205,"sentiment":"neutral","sentiment_score":0.05201154574751854}],"sentiment":"neutral","sentiment_score":0.05201154574751854,"channel":1,"num_words":1,"start":440.965,"end":441.205},{"sentences":[{"text":"all?","start":440.97,"end":441.47,"sentiment":"neutral","sentiment_score":0.05346769466996193}],"sentiment":"neutral","sentiment_score":0.05346769466996193,"channel":0,"num_words":1,"start":440.97,"end":441.47},{"sentences":[{"text":"I just check with you what email","start":441.205,"end":442.965,"sentiment":"neutral","sentiment_score":0.011555458685117108}],"sentiment":"neutral","sentiment_score":0.011555458685117108,"channel":1,"num_words":7,"start":441.205,"end":442.965},{"sentences":[{"text":"Yeah.","start":442.88998,"end":443.38998,"sentiment":"neutral","sentiment_score":0.0068845986388623714}],"sentiment":"neutral","sentiment_score":0.0068845986388623714,"channel":0,"num_words":1,"start":442.88998,"end":443.38998},{"sentences":[{"text":"address it's going to?","start":442.965,"end":444.72,"sentiment":"neutral","sentiment_score":0.013193346792832017},{"text":"I've got","start":444.88,"end":445.12,"sentiment":"neutral","sentiment_score":0.048124780878424644}],"sentiment":"neutral","sentiment_score":0.024837158154696226,"channel":1,"num_words":6,"start":442.965,"end":445.12},{"sentences":[{"text":"Absolutely.","start":445.05,"end":445.55,"sentiment":"neutral","sentiment_score":0.09885965287685394}],"sentiment":"neutral","sentiment_score":0.09885965287685394,"channel":0,"num_words":1,"start":445.05,"end":445.55},{"sentences":[{"text":"a few at the moment.","start":445.12,"end":446.18,"sentiment":"neutral","sentiment_score":0.04060287848114967}],"sentiment":"neutral","sentiment_score":0.04060287848114967,"channel":1,"num_words":5,"start":445.12,"end":446.18},{"sentences":[{"text":"I","start":446.16998,"end":446.41,"sentiment":"neutral","sentiment_score":-0.014814183115959167}],"sentiment":"neutral","sentiment_score":-0.014814183115959167,"channel":0,"num_words":1,"start":446.16998,"end":446.41},{"sentences":[{"text":"I","start":446.36,"end":446.86,"sentiment":"neutral","sentiment_score":-0.02690751478075981}],"sentiment":"neutral","sentiment_score":-0.02690751478075981,"channel":1,"num_words":1,"start":446.36,"end":446.86},{"sentences":[{"text":"have here","start":446.41,"end":447.05,"sentiment":"neutral","sentiment_score":-0.018961799331009388}],"sentiment":"neutral","sentiment_score":-0.018961799331009388,"channel":0,"num_words":2,"start":446.41,"end":447.05},{"sentences":[{"text":"think","start":447.04,"end":447.28,"sentiment":"neutral","sentiment_score":-0.032564859837293625}],"sentiment":"neutral","sentiment_score":-0.032564859837293625,"channel":1,"num_words":1,"start":447.04,"end":447.28},{"sentences":[{"text":"so","start":447.13,"end":447.37,"sentiment":"neutral","sentiment_score":-0.0329783596098423}],"sentiment":"neutral","sentiment_score":-0.0329783596098423,"channel":0,"num_words":1,"start":447.13,"end":447.37},{"sentences":[{"text":"I","start":447.28,"end":447.78,"sentiment":"neutral","sentiment_score":-0.05068535357713699}],"sentiment":"neutral","sentiment_score":-0.05068535357713699,"channel":1,"num_words":1,"start":447.28,"end":447.78},{"sentences":[{"text":"sorry.","start":447.37,"end":447.61,"sentiment":"neutral","sentiment_score":-0.06260082125663757},{"text":"I'll just go back.","start":447.61,"end":449.13498,"sentiment":"neutral","sentiment_score":-0.028123394586145878},{"text":"Your email","start":449.275,"end":449.75497,"sentiment":"neutral","sentiment_score":-0.006429145112633704}],"sentiment":"neutral","sentiment_score":-0.026850384260926927,"channel":0,"num_words":7,"start":447.37,"end":449.75497},{"sentences":[{"text":"know.","start":449.52,"end":450.02,"sentiment":"neutral","sentiment_score":-0.003093949519097805}],"sentiment":"neutral","sentiment_score":-0.003093949519097805,"channel":1,"num_words":1,"start":449.52,"end":450.02},{"sentences":[{"text":"address I have here is rose31@cpg.com.au.","start":449.75497,"end":454.175,"sentiment":"neutral","sentiment_score":0.010094166112442812}],"sentiment":"neutral","sentiment_score":0.010094166112442812,"channel":0,"num_words":6,"start":449.75497,"end":454.175},{"sentences":[{"text":"Yeah.","start":454.96,"end":455.28,"sentiment":"neutral","sentiment_score":-0.0011072028428316116},{"text":"Okay.","start":455.28,"end":455.78,"sentiment":"neutral","sentiment_score":-0.011179606430232523},{"text":"I'll log","start":455.84,"end":456.32,"sentiment":"neutral","sentiment_score":-0.020150241442024708}],"sentiment":"neutral","sentiment_score":-0.013146823039278388,"channel":1,"num_words":4,"start":454.96,"end":456.32},{"sentences":[{"text":"If","start":456.315,"end":456.47498,"sentiment":"neutral","sentiment_score":-0.03553135320544243}],"sentiment":"neutral","sentiment_score":-0.03553135320544243,"channel":0,"num_words":1,"start":456.315,"end":456.47498},{"sentences":[{"text":"in","start":456.32,"end":456.56,"sentiment":"neutral","sentiment_score":-0.026444431394338608}],"sentiment":"neutral","sentiment_score":-0.026444431394338608,"channel":1,"num_words":1,"start":456.32,"end":456.56},{"sentences":[{"text":"it's","start":456.47498,"end":456.715,"sentiment":"neutral","sentiment_score":-0.026913268491625782}],"sentiment":"neutral","sentiment_score":-0.026913268491625782,"channel":0,"num_words":1,"start":456.47498,"end":456.715},{"sentences":[{"text":"for that.","start":456.56,"end":457.035,"sentiment":"neutral","sentiment_score":-0.03321117348968983},{"text":"It's one","start":457.595,"end":458.23502,"sentiment":"neutral","sentiment_score":-0.10043277591466904}],"sentiment":"neutral","sentiment_score":-0.06682197470217943,"channel":1,"num_words":4,"start":456.56,"end":458.23502},{"sentences":[{"text":"it might","start":458.07498,"end":458.47498,"sentiment":"neutral","sentiment_score":-0.10769695043563843}],"sentiment":"neutral","sentiment_score":-0.10769695043563843,"channel":0,"num_words":2,"start":458.07498,"end":458.47498},{"sentences":[{"text":"that website","start":458.23502,"end":458.795,"sentiment":"neutral","sentiment_score":-0.196264810860157}],"sentiment":"neutral","sentiment_score":-0.196264810860157,"channel":1,"num_words":2,"start":458.23502,"end":458.795},{"sentences":[{"text":"be slow.","start":458.47498,"end":459.29498,"sentiment":"neutral","sentiment_score":-0.1811109185218811},{"text":"Yeah.","start":459.75497,"end":460.25497,"sentiment":"neutral","sentiment_score":-0.08669500052928925}],"sentiment":"neutral","sentiment_score":-0.1496389458576838,"channel":0,"num_words":3,"start":458.47498,"end":460.25497},{"sentences":[{"text":"oh, no.","start":460.23502,"end":460.635,"sentiment":"neutral","sentiment_score":-0.1111927181482315},{"text":"It's it's a website that we're trying to wind down away from.","start":460.635,"end":465.035,"sentiment":"neutral","sentiment_score":-0.1663068893055121},{"text":"So","start":465.035,"end":465.355,"sentiment":"neutral","sentiment_score":-0.03231489658355713}],"sentiment":"neutral","sentiment_score":-0.15002553363641102,"channel":1,"num_words":15,"start":460.23502,"end":465.355},{"sentences":[{"text":"Alright.","start":465.05002,"end":465.55002,"sentiment":"neutral","sentiment_score":-0.0033713839948177338}],"sentiment":"neutral","sentiment_score":-0.0033713839948177338,"channel":0,"num_words":1,"start":465.05002,"end":465.55002},{"sentences":[{"text":"I just use my Gmail account now.","start":465.355,"end":467.355,"sentiment":"neutral","sentiment_score":0.015139695256948471},{"text":"So","start":467.355,"end":467.855,"sentiment":"neutral","sentiment_score":0.04248853772878647}],"sentiment":"neutral","sentiment_score":0.01855830056592822,"channel":1,"num_words":8,"start":465.355,"end":467.855},{"sentences":[{"text":"Right.","start":468.17,"end":468.67,"sentiment":"neutral","sentiment_score":0.037666380405426025}],"sentiment":"neutral","sentiment_score":0.037666380405426025,"channel":0,"num_words":1,"start":468.17,"end":468.67},{"sentences":[{"text":"that's","start":468.715,"end":468.95502,"sentiment":"neutral","sentiment_score":0.034408532083034515}],"sentiment":"neutral","sentiment_score":0.034408532083034515,"channel":1,"num_words":1,"start":468.715,"end":468.95502},{"sentences":[{"text":"That's","start":468.89,"end":469.29,"sentiment":"neutral","sentiment_score":0.07141289114952087}],"sentiment":"neutral","sentiment_score":0.07141289114952087,"channel":0,"num_words":1,"start":468.89,"end":469.29},{"sentences":[{"text":"okay.","start":468.95502,"end":469.275,"sentiment":"neutral","sentiment_score":0.08575054258108139},{"text":"I'll","start":469.275,"end":469.435,"sentiment":"neutral","sentiment_score":0.06259329617023468}],"sentiment":"neutral","sentiment_score":0.07417191937565804,"channel":1,"num_words":2,"start":468.95502,"end":469.435},{"sentences":[{"text":"okay.","start":469.29,"end":469.79,"sentiment":"neutral","sentiment_score":0.06330084055662155}],"sentiment":"neutral","sentiment_score":0.06330084055662155,"channel":0,"num_words":1,"start":469.29,"end":469.79},{"sentences":[{"text":"just open up the I'll open up that one and get it rather than make you send it again.","start":469.435,"end":474.38,"sentiment":"neutral","sentiment_score":0.03324139755415289}],"sentiment":"neutral","sentiment_score":0.03324139755415289,"channel":1,"num_words":19,"start":469.435,"end":474.38},{"sentences":[{"text":"Yep.","start":474.10498,"end":474.425,"sentiment":"neutral","sentiment_score":0.05226292461156845},{"text":"That's okay.","start":474.425,"end":475.245,"sentiment":"neutral","sentiment_score":0.059920817613601685},{"text":"Did you want us to change the email on your file","start":475.465,"end":478.50497,"sentiment":"neutral","sentiment_score":0.021178878166458824}],"sentiment":"neutral","sentiment_score":0.028933729976415634,"channel":0,"num_words":14,"start":474.10498,"end":478.50497},{"sentences":[{"text":"Probably.","start":478.44,"end":478.94,"sentiment":"neutral","sentiment_score":0.017557572573423386}],"sentiment":"neutral","sentiment_score":0.017557572573423386,"channel":1,"num_words":1,"start":478.44,"end":478.94},{"sentences":[{"text":"as well and on your","start":478.50497,"end":479.625,"sentiment":"neutral","sentiment_score":0.021663714945316315}],"sentiment":"neutral","sentiment_score":0.021663714945316315,"channel":0,"num_words":5,"start":478.50497,"end":479.625},{"sentences":[{"text":"Yeah.","start":479.56,"end":480.06,"sentiment":"neutral","sentiment_score":0.029536226764321327}],"sentiment":"neutral","sentiment_score":0.029536226764321327,"channel":1,"num_words":1,"start":479.56,"end":480.06},{"sentences":[{"text":"super?","start":479.625,"end":480.025,"sentiment":"neutral","sentiment_score":0.04382474720478058},{"text":"Yep.","start":480.025,"end":480.425,"sentiment":"neutral","sentiment_score":0.0480896458029747},{"text":"That's okay.","start":480.425,"end":481.065,"sentiment":"neutral","sentiment_score":0.0774310790002346},{"text":"What we'll do is we will need to, before you close the email down, have it swapped over on hub twenty four.","start":481.065,"end":487.00998,"sentiment":"neutral","sentiment_score":0.04134181082587351},{"text":"It is a change of details form because your email is quite","start":487.00998,"end":489.81,"sentiment":"neutral","sentiment_score":0.06225139213105043}],"sentiment":"neutral","sentiment_score":0.0500871867039486,"channel":0,"num_words":38,"start":479.625,"end":489.81},{"sentences":[{"text":"Yep.","start":489.665,"end":490.165,"sentiment":"neutral","sentiment_score":0.09335975348949432}],"sentiment":"neutral","sentiment_score":0.09335975348949432,"channel":1,"num_words":1,"start":489.665,"end":490.165},{"sentences":[{"text":"important to the platform.","start":489.81,"end":490.93,"sentiment":"neutral","sentiment_score":0.1578359194099903},{"text":"It's part","start":490.93,"end":491.41,"sentiment":"neutral","sentiment_score":0.2861679494380951}],"sentiment":"neutral","sentiment_score":0.2006132627526919,"channel":0,"num_words":6,"start":489.81,"end":491.41},{"sentences":[{"text":"Awesome.","start":491.345,"end":491.845,"sentiment":"positive","sentiment_score":0.5115220546722412}],"sentiment":"positive","sentiment_score":0.5115220546722412,"channel":1,"num_words":1,"start":491.345,"end":491.845},{"sentences":[{"text":"of your login.","start":491.41,"end":492.47,"sentiment":"neutral","sentiment_score":0.26297521591186523},{"text":"So","start":493.16998,"end":493.49,"sentiment":"neutral","sentiment_score":0.136764258146286}],"sentiment":"neutral","sentiment_score":0.23142247647047043,"channel":0,"num_words":4,"start":491.41,"end":493.49},{"sentences":[{"text":"Yeah.","start":493.265,"end":493.765,"sentiment":"neutral","sentiment_score":0.11171875894069672}],"sentiment":"neutral","sentiment_score":0.11171875894069672,"channel":1,"num_words":1,"start":493.265,"end":493.765},{"sentences":[{"text":"what I'll do is after the call, I can get my admin team to organize the change of details form.","start":493.49,"end":498.92502,"sentiment":"neutral","sentiment_score":0.09903432801365852},{"text":"Can I","start":498.92502,"end":499.405,"sentiment":"neutral","sentiment_score":0.02751060668379068}],"sentiment":"neutral","sentiment_score":0.09253217152912509,"channel":0,"num_words":22,"start":493.49,"end":499.405},{"sentences":[{"text":"Mhmm.","start":499.265,"end":499.56,"sentiment":"neutral","sentiment_score":0.0070398952811956406}],"sentiment":"neutral","sentiment_score":0.0070398952811956406,"channel":1,"num_words":1,"start":499.265,"end":499.56},{"sentences":[{"text":"grab your new email as well just so we can kinda prefill the form for you?","start":499.405,"end":503.585,"sentiment":"neutral","sentiment_score":0.09786032559350133}],"sentiment":"neutral","sentiment_score":0.09786032559350133,"channel":0,"num_words":16,"start":499.405,"end":503.585},{"sentences":[{"text":"Absolutely.","start":503.8,"end":504.3,"sentiment":"positive","sentiment_score":0.6674312949180603},{"text":"That'd be great.","start":504.44,"end":505.16,"sentiment":"positive","sentiment_score":0.7910725673039755},{"text":"Yep.","start":505.16,"end":505.66,"sentiment":"neutral","sentiment_score":0.2377980798482895}],"sentiment":"positive","sentiment_score":0.6556894153356552,"channel":1,"num_words":5,"start":503.8,"end":505.66},{"sentences":[{"text":"Yeah.","start":505.725,"end":506.225,"sentiment":"neutral","sentiment_score":0.1270282417535782}],"sentiment":"neutral","sentiment_score":0.1270282417535782,"channel":0,"num_words":1,"start":505.725,"end":506.225},{"sentences":[{"text":"It's brad j row, all lowercase one word, seventy.","start":506.44,"end":511.9,"sentiment":"neutral","sentiment_score":0.06946751185589367}],"sentiment":"neutral","sentiment_score":0.06946751185589367,"channel":1,"num_words":9,"start":506.44,"end":511.9},{"sentences":[{"text":"Brad","start":513.33997,"end":513.82,"sentiment":"neutral","sentiment_score":0.01770171709358692}],"sentiment":"neutral","sentiment_score":0.01770171709358692,"channel":0,"num_words":1,"start":513.33997,"end":513.82},{"sentences":[{"text":"So brad","start":513.48,"end":514.215,"sentiment":"neutral","sentiment_score":0.02246841136366129}],"sentiment":"neutral","sentiment_score":0.02246841136366129,"channel":1,"num_words":2,"start":513.48,"end":514.215},{"sentences":[{"text":"j","start":513.82,"end":514.32,"sentiment":"neutral","sentiment_score":0.029237348586320877}],"sentiment":"neutral","sentiment_score":0.029237348586320877,"channel":0,"num_words":1,"start":513.82,"end":514.32},{"sentences":[{"text":"j","start":514.455,"end":514.955,"sentiment":"neutral","sentiment_score":0.028523270040750504}],"sentiment":"neutral","sentiment_score":0.028523270040750504,"channel":1,"num_words":1,"start":514.455,"end":514.955},{"sentences":[{"text":"row, all","start":514.54,"end":515.66,"sentiment":"neutral","sentiment_score":0.03689143247902393}],"sentiment":"neutral","sentiment_score":0.03689143247902393,"channel":0,"num_words":2,"start":514.54,"end":515.66},{"sentences":[{"text":"Rowe","start":515.53503,"end":516.03503,"sentiment":"neutral","sentiment_score":0.0407077930867672}],"sentiment":"neutral","sentiment_score":0.0407077930867672,"channel":1,"num_words":1,"start":515.53503,"end":516.03503},{"sentences":[{"text":"lowercase, one word.","start":515.66,"end":517.01996,"sentiment":"neutral","sentiment_score":0.055303348849217095}],"sentiment":"neutral","sentiment_score":0.055303348849217095,"channel":0,"num_words":3,"start":515.66,"end":517.01996},{"sentences":[{"text":"Yep.","start":516.775,"end":517.275,"sentiment":"neutral","sentiment_score":0.04059121012687683}],"sentiment":"neutral","sentiment_score":0.04059121012687683,"channel":1,"num_words":1,"start":516.775,"end":517.275},{"sentences":[{"text":"Yep.","start":517.01996,"end":517.51996,"sentiment":"neutral","sentiment_score":0.034062109887599945}],"sentiment":"neutral","sentiment_score":0.034062109887599945,"channel":0,"num_words":1,"start":517.01996,"end":517.51996},{"sentences":[{"text":"Seventy,thenumber70@Gmail.com.","start":517.655,"end":521.59503,"sentiment":"neutral","sentiment_score":0.03677157312631607}],"sentiment":"neutral","sentiment_score":0.03677157312631607,"channel":1,"num_words":1,"start":517.655,"end":521.59503},{"sentences":[{"text":"Yep.","start":519.89996,"end":520.39996,"sentiment":"neutral","sentiment_score":0.029827456921339035},{"text":"G mail dot com.","start":522.22,"end":523.6,"sentiment":"neutral","sentiment_score":0.03375873202458024},{"text":"Perfect.","start":523.66,"end":524.16,"sentiment":"positive","sentiment_score":0.5446343421936035},{"text":"All good.","start":524.77496,"end":525.435,"sentiment":"positive","sentiment_score":0.5403344333171844},{"text":"Thank you so much for that.","start":525.495,"end":527.095,"sentiment":"positive","sentiment_score":0.7775643567244211}],"sentiment":"positive","sentiment_score":0.46111083815672566,"channel":0,"num_words":14,"start":519.89996,"end":527.095},{"sentences":[{"text":"I'll get the change of details form done up.","start":527.095,"end":529.815,"sentiment":"positive","sentiment_score":0.4466024769677056},{"text":"We'll get you to sign that, return it back, and then we can have that all changed over with Hub twenty four and on our system.","start":529.815,"end":535.435,"sentiment":"positive","sentiment_score":0.3375581193428773},{"text":"And that","start":535.89496,"end":536.21497,"sentiment":"neutral","sentiment_score":0.2396615371108055}],"sentiment":"positive","sentiment_score":0.3587907154012371,"channel":0,"num_words":37,"start":527.095,"end":536.21497},{"sentences":[{"text":"Yep.","start":536.07,"end":536.57,"sentiment":"neutral","sentiment_score":0.24545036256313324}],"sentiment":"neutral","sentiment_score":0.24545036256313324,"channel":1,"num_words":1,"start":536.07,"end":536.57},{"sentences":[{"text":"way, everything's all sorted.","start":536.21497,"end":537.33496,"sentiment":"positive","sentiment_score":0.39914049953222275},{"text":"So when you wind down that email and don't have anymore, everything else is covered.","start":537.33496,"end":541.28,"sentiment":"neutral","sentiment_score":0.265880893667539},{"text":"You're not missing out on anything.","start":541.28,"end":542.58,"sentiment":"neutral","sentiment_score":0.29223492989937466}],"sentiment":"neutral","sentiment_score":0.29352739930152894,"channel":0,"num_words":25,"start":536.21497,"end":542.58},{"sentences":[{"text":"Yeah.","start":542.275,"end":542.775,"sentiment":"positive","sentiment_score":0.3418780565261841},{"text":"Fantastic.","start":542.91504,"end":543.41504,"sentiment":"positive","sentiment_score":0.6056926250457764},{"text":"Yeah.","start":543.715,"end":544.115,"sentiment":"positive","sentiment_score":0.3646574020385742},{"text":"Thank you.","start":544.115,"end":544.59503,"sentiment":"positive","sentiment_score":0.5915854573249817}],"sentiment":"positive","sentiment_score":0.4990797996520996,"channel":1,"num_words":5,"start":542.275,"end":544.59503},{"sentences":[{"text":"Beautiful.","start":544.4,"end":544.9,"sentiment":"positive","sentiment_score":0.5293669104576111}],"sentiment":"positive","sentiment_score":0.5293669104576111,"channel":0,"num_words":1,"start":544.4,"end":544.9},{"sentences":[{"text":"I","start":544.59503,"end":544.835,"sentiment":"neutral","sentiment_score":0.22525213658809665}],"sentiment":"neutral","sentiment_score":0.22525213658809665,"channel":1,"num_words":1,"start":544.59503,"end":544.835},{"sentences":[{"text":"That's","start":545.28,"end":545.60004,"sentiment":"neutral","sentiment_score":0.2041067332029343}],"sentiment":"neutral","sentiment_score":0.2041067332029343,"channel":0,"num_words":1,"start":545.28,"end":545.60004},{"sentences":[{"text":"it","start":545.555,"end":545.875,"sentiment":"neutral","sentiment_score":0.15707726776599884}],"sentiment":"neutral","sentiment_score":0.15707726776599884,"channel":1,"num_words":1,"start":545.555,"end":545.875},{"sentences":[{"text":"okay.","start":545.60004,"end":546.10004,"sentiment":"neutral","sentiment_score":0.08021881431341171}],"sentiment":"neutral","sentiment_score":0.08021881431341171,"channel":0,"num_words":1,"start":545.60004,"end":546.10004},{"sentences":[{"text":"hasn't popped up in the other in my in the row 31 email.","start":545.875,"end":553.395,"sentiment":"neutral","sentiment_score":-0.05623796696846302},{"text":"It hasn't popped up there yet.","start":553.395,"end":555.175,"sentiment":"neutral","sentiment_score":-0.14133703708648682}],"sentiment":"neutral","sentiment_score":-0.08311135753204948,"channel":1,"num_words":19,"start":545.875,"end":555.175},{"sentences":[{"text":"Hasn't come through.","start":554.89496,"end":555.95496,"sentiment":"neutral","sentiment_score":-0.14701945583025613},{"text":"Not in the junk mail either.","start":556.095,"end":557.63495,"sentiment":"neutral","sentiment_score":-0.26837783803542453}],"sentiment":"neutral","sentiment_score":-0.22792504396703508,"channel":0,"num_words":9,"start":554.89496,"end":557.63495},{"sentences":[{"text":"I'm just going there now.","start":557.55,"end":559.65,"sentiment":"neutral","sentiment_score":-0.15212931036949157}],"sentiment":"neutral","sentiment_score":-0.15212931036949157,"channel":1,"num_words":5,"start":557.55,"end":559.65},{"sentences":[{"text":"That's okay.","start":559.45496,"end":560.27496,"sentiment":"neutral","sentiment_score":-0.13387718796730042}],"sentiment":"neutral","sentiment_score":-0.13387718796730042,"channel":0,"num_words":2,"start":559.45496,"end":560.27496},{"sentences":[{"text":"It's spam.","start":561.15,"end":562.05,"sentiment":"neutral","sentiment_score":-0.24975308775901794},{"text":"Yeah.","start":565.95,"end":566.19,"sentiment":"neutral","sentiment_score":-0.07395890355110168},{"text":"The new Nope.","start":566.19,"end":574.115,"sentiment":"neutral","sentiment_score":-0.06862216194470723},{"text":"Not seeing anything in the standard","start":574.175,"end":576.195,"sentiment":"neutral","sentiment_score":-0.10713259875774384}],"sentiment":"neutral","sentiment_score":-0.11851059645414352,"channel":1,"num_words":12,"start":561.15,"end":576.195},{"sentences":[{"text":"That's okay.","start":575.70996,"end":576.61,"sentiment":"neutral","sentiment_score":-0.0374811626970768}],"sentiment":"neutral","sentiment_score":-0.0374811626970768,"channel":0,"num_words":2,"start":575.70996,"end":576.61},{"sentences":[{"text":"folder.","start":576.735,"end":577.235,"sentiment":"neutral","sentiment_score":-0.0535481870174408}],"sentiment":"neutral","sentiment_score":-0.0535481870174408,"channel":1,"num_words":1,"start":576.735,"end":577.235},{"sentences":[{"text":"It might","start":576.83496,"end":577.315,"sentiment":"neutral","sentiment_score":-0.03900234028697014}],"sentiment":"neutral","sentiment_score":-0.03900234028697014,"channel":0,"num_words":2,"start":576.83496,"end":577.315},{"sentences":[{"text":"Let","start":577.295,"end":577.455,"sentiment":"neutral","sentiment_score":-0.035939283668994904}],"sentiment":"neutral","sentiment_score":-0.035939283668994904,"channel":1,"num_words":1,"start":577.295,"end":577.455},{"sentences":[{"text":"take","start":577.315,"end":577.555,"sentiment":"neutral","sentiment_score":-0.023102959617972377}],"sentiment":"neutral","sentiment_score":-0.023102959617972377,"channel":0,"num_words":1,"start":577.315,"end":577.555},{"sentences":[{"text":"me","start":577.455,"end":577.615,"sentiment":"neutral","sentiment_score":-0.029757773503661156}],"sentiment":"neutral","sentiment_score":-0.029757773503661156,"channel":1,"num_words":1,"start":577.455,"end":577.615},{"sentences":[{"text":"a","start":577.555,"end":577.635,"sentiment":"neutral","sentiment_score":-0.038974277675151825}],"sentiment":"neutral","sentiment_score":-0.038974277675151825,"channel":0,"num_words":1,"start":577.555,"end":577.635},{"sentences":[{"text":"just","start":577.615,"end":578.015,"sentiment":"neutral","sentiment_score":-0.04998477175831795}],"sentiment":"neutral","sentiment_score":-0.04998477175831795,"channel":1,"num_words":1,"start":577.615,"end":578.015},{"sentences":[{"text":"little bit.","start":577.635,"end":578.115,"sentiment":"neutral","sentiment_score":-0.04886230081319809}],"sentiment":"neutral","sentiment_score":-0.04886230081319809,"channel":0,"num_words":2,"start":577.635,"end":578.115},{"sentences":[{"text":"check.","start":578.015,"end":578.515,"sentiment":"neutral","sentiment_score":-0.04251707345247269}],"sentiment":"neutral","sentiment_score":-0.04251707345247269,"channel":1,"num_words":1,"start":578.015,"end":578.515},{"sentences":[{"text":"Sometimes the technology or the emails take a little bit to come through.","start":578.115,"end":581.555,"sentiment":"neutral","sentiment_score":-0.07782360424215977},{"text":"I'm more than happy to run through the advice for you, and then I'll follow-up","start":581.555,"end":585.315,"sentiment":"neutral","sentiment_score":0.1474349661419789}],"sentiment":"neutral","sentiment_score":0.04285062989220023,"channel":0,"num_words":28,"start":578.115,"end":585.315},{"sentences":[{"text":"Yeah.","start":584.975,"end":585.375,"sentiment":"neutral","sentiment_score":-0.0047716968692839146}],"sentiment":"neutral","sentiment_score":-0.0047716968692839146,"channel":1,"num_words":1,"start":584.975,"end":585.375},{"sentences":[{"text":"later","start":585.315,"end":585.635,"sentiment":"neutral","sentiment_score":-0.006361306644976139}],"sentiment":"neutral","sentiment_score":-0.006361306644976139,"channel":0,"num_words":1,"start":585.315,"end":585.635},{"sentences":[{"text":"No.","start":585.375,"end":585.875,"sentiment":"neutral","sentiment_score":-0.031259018927812576}],"sentiment":"neutral","sentiment_score":-0.031259018927812576,"channel":1,"num_words":1,"start":585.375,"end":585.875},{"sentences":[{"text":"to make sure it","start":585.635,"end":586.355,"sentiment":"neutral","sentiment_score":-0.02159496769309044}],"sentiment":"neutral","sentiment_score":-0.02159496769309044,"channel":0,"num_words":4,"start":585.635,"end":586.355},{"sentences":[{"text":"Yeah.","start":586.255,"end":586.755,"sentiment":"neutral","sentiment_score":-0.008864954113960266}],"sentiment":"neutral","sentiment_score":-0.008864954113960266,"channel":1,"num_words":1,"start":586.255,"end":586.755},{"sentences":[{"text":"does come through.","start":586.355,"end":587.075,"sentiment":"neutral","sentiment_score":0.05044178788860639}],"sentiment":"neutral","sentiment_score":0.05044178788860639,"channel":0,"num_words":3,"start":586.355,"end":587.075},{"sentences":[{"text":"I'm happy","start":586.895,"end":587.46,"sentiment":"neutral","sentiment_score":0.16634773463010788}],"sentiment":"neutral","sentiment_score":0.16634773463010788,"channel":1,"num_words":2,"start":586.895,"end":587.46},{"sentences":[{"text":"And if it","start":587.075,"end":587.555,"sentiment":"neutral","sentiment_score":0.047092266380786896}],"sentiment":"neutral","sentiment_score":0.047092266380786896,"channel":0,"num_words":3,"start":587.075,"end":587.555},{"sentences":[{"text":"that","start":587.54004,"end":587.7,"sentiment":"neutral","sentiment_score":-0.03448546677827835}],"sentiment":"neutral","sentiment_score":-0.03448546677827835,"channel":1,"num_words":1,"start":587.54004,"end":587.7},{"sentences":[{"text":"doesn't,","start":587.555,"end":587.955,"sentiment":"neutral","sentiment_score":-0.03262314572930336}],"sentiment":"neutral","sentiment_score":-0.03262314572930336,"channel":0,"num_words":1,"start":587.555,"end":587.955},{"sentences":[{"text":"too.","start":587.7,"end":587.86005,"sentiment":"neutral","sentiment_score":0.01199071854352951},{"text":"That's","start":587.86005,"end":588.36005,"sentiment":"neutral","sentiment_score":0.09729158133268356}],"sentiment":"neutral","sentiment_score":0.05464114993810654,"channel":1,"num_words":2,"start":587.7,"end":588.36005},{"sentences":[{"text":"let me know.","start":587.955,"end":588.855,"sentiment":"neutral","sentiment_score":0.10378469030062358}],"sentiment":"neutral","sentiment_score":0.10378469030062358,"channel":0,"num_words":3,"start":587.955,"end":588.855},{"sentences":[{"text":"cool.","start":588.74005,"end":589.24005,"sentiment":"neutral","sentiment_score":0.20058321952819824}],"sentiment":"neutral","sentiment_score":0.20058321952819824,"channel":1,"num_words":1,"start":588.74005,"end":589.24005},{"sentences":[{"text":"Yeah.","start":589.075,"end":589.575,"sentiment":"neutral","sentiment_score":0.11072587966918944}],"sentiment":"neutral","sentiment_score":0.11072587966918944,"channel":0,"num_words":1,"start":589.075,"end":589.575},{"sentences":[{"text":"Yeah.","start":589.46,"end":589.7,"sentiment":"neutral","sentiment_score":0.16217878460884094},{"text":"Cool.","start":589.7,"end":590.02,"sentiment":"neutral","sentiment_score":0.2739182710647583},{"text":"I will.","start":590.02,"end":590.66003,"sentiment":"neutral","sentiment_score":0.22024063766002655},{"text":"Yep.","start":590.66003,"end":591.16003,"sentiment":"neutral","sentiment_score":0.16319136321544647}],"sentiment":"neutral","sentiment_score":0.20795393884181976,"channel":1,"num_words":5,"start":589.46,"end":591.16003},{"sentences":[{"text":"That's that's okay.","start":590.7,"end":591.98004,"sentiment":"neutral","sentiment_score":0.20999841888745627},{"text":"I'll","start":591.98004,"end":592.22003,"sentiment":"neutral","sentiment_score":0.2410106062889099}],"sentiment":"neutral","sentiment_score":0.21775146573781967,"channel":0,"num_words":4,"start":590.7,"end":592.22003},{"sentences":[{"text":"Alright.","start":592.02,"end":592.52,"sentiment":"neutral","sentiment_score":0.25235408544540405}],"sentiment":"neutral","sentiment_score":0.25235408544540405,"channel":1,"num_words":1,"start":592.02,"end":592.52},{"sentences":[{"text":"run through the recommendations there for you, and then I'll let you go back and have a really good read of it.","start":592.22003,"end":596.46,"sentiment":"positive","sentiment_score":0.3493087542327968},{"text":"I do wanna","start":596.54004,"end":597.18,"sentiment":"neutral","sentiment_score":0.005572186162074407}],"sentiment":"neutral","sentiment_score":0.3080603660643101,"channel":0,"num_words":25,"start":592.22003,"end":597.18},{"sentences":[{"text":"Mhmm.","start":596.98004,"end":597.48004,"sentiment":"neutral","sentiment_score":-0.05343782901763916}],"sentiment":"neutral","sentiment_score":-0.05343782901763916,"channel":1,"num_words":1,"start":596.98004,"end":597.48004},{"sentences":[{"text":"apologize for the length of time it's taken us to get this far.","start":597.18,"end":599.74005,"sentiment":"neutral","sentiment_score":-0.2548829660965846},{"text":"We have been a bit backlogged with the amount of advice that needs to be provided.","start":599.74005,"end":603.83496,"sentiment":"neutral","sentiment_score":-0.2852135766297579},{"text":"Retirement is a huge area at the moment, and with, you know, two","start":603.83496,"end":607.19495,"sentiment":"neutral","sentiment_score":-0.08160137213193454}],"sentiment":"neutral","sentiment_score":-0.21280270531063988,"channel":0,"num_words":42,"start":597.18,"end":607.19495},{"sentences":[{"text":"I","start":607.15497,"end":607.39496,"sentiment":"neutral","sentiment_score":-0.06149398535490036}],"sentiment":"neutral","sentiment_score":-0.06149398535490036,"channel":1,"num_words":1,"start":607.15497,"end":607.39496},{"sentences":[{"text":"point four","start":607.19495,"end":607.595,"sentiment":"neutral","sentiment_score":-0.04832492396235466}],"sentiment":"neutral","sentiment_score":-0.04832492396235466,"channel":0,"num_words":2,"start":607.19495,"end":607.595},{"sentences":[{"text":"was getting","start":607.39496,"end":607.875,"sentiment":"neutral","sentiment_score":-0.07239790633320808}],"sentiment":"neutral","sentiment_score":-0.07239790633320808,"channel":1,"num_words":2,"start":607.39496,"end":607.875},{"sentences":[{"text":"million","start":607.595,"end":608.095,"sentiment":"neutral","sentiment_score":-0.0760907307267189}],"sentiment":"neutral","sentiment_score":-0.0760907307267189,"channel":0,"num_words":1,"start":607.595,"end":608.095},{"sentences":[{"text":"concerned that","start":607.875,"end":608.435,"sentiment":"neutral","sentiment_score":-0.08452046662569046}],"sentiment":"neutral","sentiment_score":-0.08452046662569046,"channel":1,"num_words":2,"start":607.875,"end":608.435},{"sentences":[{"text":"people","start":608.39496,"end":608.71497,"sentiment":"neutral","sentiment_score":-0.09332275390625}],"sentiment":"neutral","sentiment_score":-0.09332275390625,"channel":0,"num_words":1,"start":608.39496,"end":608.71497},{"sentences":[{"text":"you'd","start":608.435,"end":608.755,"sentiment":"neutral","sentiment_score":-0.11969359964132308}],"sentiment":"neutral","sentiment_score":-0.11969359964132308,"channel":1,"num_words":1,"start":608.435,"end":608.755},{"sentences":[{"text":"about","start":608.71497,"end":608.915,"sentiment":"neutral","sentiment_score":-0.13457995653152466}],"sentiment":"neutral","sentiment_score":-0.13457995653152466,"channel":0,"num_words":1,"start":608.71497,"end":608.915},{"sentences":[{"text":"left.","start":608.755,"end":609.255,"sentiment":"neutral","sentiment_score":-0.11898836493492126}],"sentiment":"neutral","sentiment_score":-0.11898836493492126,"channel":1,"num_words":1,"start":608.755,"end":609.255},{"sentences":[{"text":"to no.","start":608.915,"end":610.39496,"sentiment":"neutral","sentiment_score":-0.16466891765594482},{"text":"I'm not going anywhere.","start":610.39496,"end":611.51495,"sentiment":"neutral","sentiment_score":-0.23828276619315147},{"text":"I promise","start":611.51495,"end":612.07495,"sentiment":"neutral","sentiment_score":-0.053436774760484695}],"sentiment":"neutral","sentiment_score":-0.17366780620068312,"channel":0,"num_words":8,"start":608.915,"end":612.07495},{"sentences":[{"text":"Alright.","start":611.95496,"end":612.45496,"sentiment":"neutral","sentiment_score":0.04373842477798462}],"sentiment":"neutral","sentiment_score":0.04373842477798462,"channel":1,"num_words":1,"start":611.95496,"end":612.45496},{"sentences":[{"text":"I will always be him.","start":612.07495,"end":613.45496,"sentiment":"neutral","sentiment_score":0.09903307408094406}],"sentiment":"neutral","sentiment_score":0.09903307408094406,"channel":0,"num_words":5,"start":612.07495,"end":613.45496},{"sentences":[{"text":"Oh, good.","start":612.995,"end":613.735,"sentiment":"neutral","sentiment_score":0.32751041650772095},{"text":"Thanks.","start":613.795,"end":614.195,"sentiment":"positive","sentiment_score":0.36822378635406494},{"text":"I think I started to","start":614.195,"end":615.315,"sentiment":"neutral","sentiment_score":-0.0006527040153741836}],"sentiment":"neutral","sentiment_score":0.1274976374115795,"channel":1,"num_words":8,"start":612.995,"end":615.315},{"sentences":[{"text":"There","start":615.27997,"end":615.6,"sentiment":"neutral","sentiment_score":-0.04968941956758499}],"sentiment":"neutral","sentiment_score":-0.04968941956758499,"channel":0,"num_words":1,"start":615.27997,"end":615.6},{"sentences":[{"text":"panic.","start":615.315,"end":615.815,"sentiment":"neutral","sentiment_score":-0.07795564830303192}],"sentiment":"neutral","sentiment_score":-0.07795564830303192,"channel":1,"num_words":1,"start":615.315,"end":615.815},{"sentences":[{"text":"there is no risk of me leaving in any way, shape, or form.","start":615.6,"end":618.56,"sentiment":"neutral","sentiment_score":-0.047882347725904904},{"text":"I love my job, and I'm here for you.","start":618.56,"end":620.24,"sentiment":"positive","sentiment_score":0.5083359248108335},{"text":"But","start":620.24,"end":620.74,"sentiment":"positive","sentiment_score":0.4176004827022553}],"sentiment":"neutral","sentiment_score":0.1900066645896953,"channel":0,"num_words":23,"start":615.6,"end":620.74},{"sentences":[{"text":"That's awesome.","start":620.3,"end":621.12,"sentiment":"positive","sentiment_score":0.6070699393749237}],"sentiment":"positive","sentiment_score":0.6070699393749237,"channel":1,"num_words":2,"start":620.3,"end":621.12},{"sentences":[{"text":"we just had we just got really backlogged.","start":620.88,"end":622.88,"sentiment":"neutral","sentiment_score":-0.07576457131654024},{"text":"I, unfortunately, had about 80 advice pieces to try and get it","start":622.88,"end":626.08,"sentiment":"neutral","sentiment_score":-0.10877519908050697}],"sentiment":"neutral","sentiment_score":-0.09557094797492027,"channel":0,"num_words":20,"start":620.88,"end":626.08},{"sentences":[{"text":"Oh,","start":626.06,"end":626.22003,"sentiment":"neutral","sentiment_score":-0.09017573297023772}],"sentiment":"neutral","sentiment_score":-0.09017573297023772,"channel":1,"num_words":1,"start":626.06,"end":626.22003},{"sentences":[{"text":"out","start":626.08,"end":626.4,"sentiment":"neutral","sentiment_score":-0.08042652904987335}],"sentiment":"neutral","sentiment_score":-0.08042652904987335,"channel":0,"num_words":1,"start":626.08,"end":626.4},{"sentences":[{"text":"man.","start":626.22003,"end":626.72003,"sentiment":"neutral","sentiment_score":-0.06626328825950623}],"sentiment":"neutral","sentiment_score":-0.06626328825950623,"channel":1,"num_words":1,"start":626.22003,"end":626.72003},{"sentences":[{"text":"and with Christmas and everything","start":626.4,"end":628.315,"sentiment":"neutral","sentiment_score":-0.04642135873436928}],"sentiment":"neutral","sentiment_score":-0.04642135873436928,"channel":0,"num_words":5,"start":626.4,"end":628.315},{"sentences":[{"text":"Yeah.","start":627.98004,"end":628.14,"sentiment":"neutral","sentiment_score":-0.018788062036037445},{"text":"Yeah.","start":628.14,"end":628.3,"sentiment":"neutral","sentiment_score":-0.012320240959525108},{"text":"Yeah.","start":628.3,"end":628.8,"sentiment":"neutral","sentiment_score":-0.011617405340075493}],"sentiment":"neutral","sentiment_score":-0.014241902778546015,"channel":1,"num_words":3,"start":627.98004,"end":628.8},{"sentences":[{"text":"happening.","start":628.315,"end":628.71497,"sentiment":"neutral","sentiment_score":-0.01817486062645912},{"text":"And I never wanna say no to a client.","start":628.71497,"end":630.555,"sentiment":"neutral","sentiment_score":-0.10724722966551781},{"text":"So I was pushing trying to get everything through,","start":630.555,"end":633.615,"sentiment":"neutral","sentiment_score":-0.0655345440738731}],"sentiment":"neutral","sentiment_score":-0.08280056969899881,"channel":0,"num_words":19,"start":628.315,"end":633.615},{"sentences":[{"text":"Yeah.","start":633.635,"end":633.79504,"sentiment":"neutral","sentiment_score":-0.009812220931053162}],"sentiment":"neutral","sentiment_score":-0.009812220931053162,"channel":1,"num_words":1,"start":633.635,"end":633.79504},{"sentences":[{"text":"and","start":633.755,"end":633.915,"sentiment":"neutral","sentiment_score":-0.0004127621650695801}],"sentiment":"neutral","sentiment_score":-0.0004127621650695801,"channel":0,"num_words":1,"start":633.755,"end":633.915},{"sentences":[{"text":"Right.","start":633.79504,"end":634.29504,"sentiment":"neutral","sentiment_score":0.003833835944533348}],"sentiment":"neutral","sentiment_score":0.003833835944533348,"channel":1,"num_words":1,"start":633.79504,"end":634.29504},{"sentences":[{"text":"I wanted to prioritize yours.","start":633.915,"end":635.355,"sentiment":"neutral","sentiment_score":-0.025732216238975526},{"text":"But I do apologize for the length of time.","start":635.355,"end":637.115,"sentiment":"neutral","sentiment_score":-0.16164183285501268},{"text":"It shouldn't","start":637.115,"end":637.595,"sentiment":"neutral","sentiment_score":-0.18404244631528854}],"sentiment":"neutral","sentiment_score":-0.12197015434503555,"channel":0,"num_words":16,"start":633.915,"end":637.595},{"sentences":[{"text":"All","start":637.47504,"end":637.715,"sentiment":"neutral","sentiment_score":-0.21014972031116488}],"sentiment":"neutral","sentiment_score":-0.21014972031116488,"channel":1,"num_words":1,"start":637.47504,"end":637.715},{"sentences":[{"text":"have taken","start":637.595,"end":637.995,"sentiment":"neutral","sentiment_score":-0.19924390316009521}],"sentiment":"neutral","sentiment_score":-0.19924390316009521,"channel":0,"num_words":2,"start":637.595,"end":637.995},{"sentences":[{"text":"good.","start":637.715,"end":638.195,"sentiment":"neutral","sentiment_score":-0.0779561698436737}],"sentiment":"neutral","sentiment_score":-0.0779561698436737,"channel":1,"num_words":1,"start":637.715,"end":638.195},{"sentences":[{"text":"this","start":637.995,"end":638.235,"sentiment":"neutral","sentiment_score":0.07385106384754181}],"sentiment":"neutral","sentiment_score":0.07385106384754181,"channel":0,"num_words":1,"start":637.995,"end":638.235},{"sentences":[{"text":"All","start":638.195,"end":638.43506,"sentiment":"neutral","sentiment_score":0.1750720739364624}],"sentiment":"neutral","sentiment_score":0.1750720739364624,"channel":1,"num_words":1,"start":638.195,"end":638.43506},{"sentences":[{"text":"long","start":638.235,"end":638.555,"sentiment":"neutral","sentiment_score":0.20966701209545135}],"sentiment":"neutral","sentiment_score":0.20966701209545135,"channel":0,"num_words":1,"start":638.235,"end":638.555},{"sentences":[{"text":"good.","start":638.43506,"end":638.835,"sentiment":"neutral","sentiment_score":0.21975022554397583}],"sentiment":"neutral","sentiment_score":0.21975022554397583,"channel":1,"num_words":1,"start":638.43506,"end":638.835},{"sentences":[{"text":"for you.","start":638.555,"end":639.195,"sentiment":"neutral","sentiment_score":0.1013791412115097}],"sentiment":"neutral","sentiment_score":0.1013791412115097,"channel":0,"num_words":2,"start":638.555,"end":639.195},{"sentences":[{"text":"No.","start":638.835,"end":639.075,"sentiment":"neutral","sentiment_score":-0.05532211437821388},{"text":"That's","start":639.075,"end":639.315,"sentiment":"neutral","sentiment_score":-0.044397592544555664}],"sentiment":"neutral","sentiment_score":-0.04985985346138477,"channel":1,"num_words":2,"start":638.835,"end":639.315},{"sentences":[{"text":"Okay?","start":639.195,"end":639.695,"sentiment":"neutral","sentiment_score":-0.0163080096244812}],"sentiment":"neutral","sentiment_score":-0.0163080096244812,"channel":0,"num_words":1,"start":639.195,"end":639.695},{"sentences":[{"text":"fine.","start":639.315,"end":639.55505,"sentiment":"neutral","sentiment_score":0.04542116820812225},{"text":"I understand.","start":639.55505,"end":640.195,"sentiment":"neutral","sentiment_score":0.03231150284409523},{"text":"And thanks for your apology.","start":640.195,"end":641.41504,"sentiment":"neutral","sentiment_score":0.08328581601381302},{"text":"It's all","start":641.47504,"end":641.79504,"sentiment":"neutral","sentiment_score":-0.03667531721293926}],"sentiment":"neutral","sentiment_score":0.045312261953949926,"channel":1,"num_words":10,"start":639.315,"end":641.79504},{"sentences":[{"text":"No.","start":641.78,"end":641.94,"sentiment":"neutral","sentiment_score":-0.1576535403728485}],"sentiment":"neutral","sentiment_score":-0.1576535403728485,"channel":0,"num_words":1,"start":641.78,"end":641.94},{"sentences":[{"text":"good.","start":641.79504,"end":642.29504,"sentiment":"neutral","sentiment_score":-0.08562304079532623}],"sentiment":"neutral","sentiment_score":-0.08562304079532623,"channel":1,"num_words":1,"start":641.79504,"end":642.29504},{"sentences":[{"text":"That's okay.","start":641.94,"end":642.92004,"sentiment":"neutral","sentiment_score":0.012547114863991737},{"text":"I promise you if I I will never leave you.","start":643.94,"end":645.7,"sentiment":"neutral","sentiment_score":0.07468922324478626},{"text":"I'll be here forever.","start":645.7,"end":646.58,"sentiment":"neutral","sentiment_score":0.18432184681296349},{"text":"I promise, Brad.","start":646.58,"end":647.56,"sentiment":"neutral","sentiment_score":0.05998650441567103}],"sentiment":"neutral","sentiment_score":0.0889070190881428,"channel":0,"num_words":19,"start":641.94,"end":647.56},{"sentences":[{"text":"Well, if you do no.","start":647.3,"end":648.34,"sentiment":"neutral","sentiment_score":-0.0329849187284708},{"text":"If you do, like, if you get poached by some, you know, incredible","start":648.34,"end":651.24,"sentiment":"neutral","sentiment_score":0.01688008139339777}],"sentiment":"neutral","sentiment_score":0.003028692470656501,"channel":1,"num_words":18,"start":647.3,"end":651.24},{"sentences":[{"text":"Yeah.","start":651.22003,"end":651.72003,"sentiment":"neutral","sentiment_score":0.057156022638082504}],"sentiment":"neutral","sentiment_score":0.057156022638082504,"channel":0,"num_words":1,"start":651.22003,"end":651.72003},{"sentences":[{"text":"offer and or if, you know, win pound ball or something, you know, but just let me know.","start":651.3,"end":655.64,"sentiment":"neutral","sentiment_score":0.049518633944292866}],"sentiment":"neutral","sentiment_score":0.049518633944292866,"channel":1,"num_words":18,"start":651.3,"end":655.64},{"sentences":[{"text":"If I win LOTA, I'll share it with you.","start":655.745,"end":657.745,"sentiment":"neutral","sentiment_score":0.11719350847933027},{"text":"I promise.","start":657.745,"end":658.40497,"sentiment":"neutral","sentiment_score":0.10223576426506042}],"sentiment":"neutral","sentiment_score":0.11447391862219031,"channel":0,"num_words":11,"start":655.745,"end":658.40497},{"sentences":[{"text":"I'll hold you to","start":659.075,"end":660.215,"sentiment":"neutral","sentiment_score":0.11017945781350136}],"sentiment":"neutral","sentiment_score":0.11017945781350136,"channel":1,"num_words":4,"start":659.075,"end":660.215},{"sentences":[{"text":"Absolutely.","start":660.545,"end":661.045,"sentiment":"neutral","sentiment_score":0.11974063515663148},{"text":"And these calls are recorded.","start":661.105,"end":662.225,"sentiment":"neutral","sentiment_score":0.04649238362908363}],"sentiment":"neutral","sentiment_score":0.058700425550341606,"channel":0,"num_words":6,"start":660.545,"end":662.225},{"sentences":[{"text":"it.","start":661.875,"end":662.375,"sentiment":"neutral","sentiment_score":0.022842757403850555}],"sentiment":"neutral","sentiment_score":0.022842757403850555,"channel":1,"num_words":1,"start":661.875,"end":662.375},{"sentences":[{"text":"Don't forget.","start":662.225,"end":662.705,"sentiment":"neutral","sentiment_score":0.026429065503180027},{"text":"So you have that","start":662.705,"end":663.345,"sentiment":"neutral","sentiment_score":0.029005456250160933}],"sentiment":"neutral","sentiment_score":0.02814665933450063,"channel":0,"num_words":6,"start":662.225,"end":663.345},{"sentences":[{"text":"Yeah.","start":663.235,"end":663.635,"sentiment":"neutral","sentiment_score":0.025641905143857}],"sentiment":"neutral","sentiment_score":0.025641905143857,"channel":1,"num_words":1,"start":663.235,"end":663.635},{"sentences":[{"text":"on a recorded","start":663.345,"end":664.065,"sentiment":"neutral","sentiment_score":0.024837760875622433}],"sentiment":"neutral","sentiment_score":0.024837760875622433,"channel":0,"num_words":3,"start":663.345,"end":664.065},{"sentences":[{"text":"Okay.","start":663.635,"end":664.135,"sentiment":"neutral","sentiment_score":0.029941383749246597}],"sentiment":"neutral","sentiment_score":0.029941383749246597,"channel":1,"num_words":1,"start":663.635,"end":664.135},{"sentences":[{"text":"line now?","start":664.065,"end":664.805,"sentiment":"neutral","sentiment_score":0.03671531192958355}],"sentiment":"neutral","sentiment_score":0.03671531192958355,"channel":0,"num_words":2,"start":664.065,"end":664.805},{"sentences":[{"text":"Awesome.","start":666.03503,"end":666.53503,"sentiment":"neutral","sentiment_score":0.22019211947917935}],"sentiment":"neutral","sentiment_score":0.22019211947917935,"channel":1,"num_words":1,"start":666.03503,"end":666.53503},{"sentences":[{"text":"No.","start":666.8,"end":666.95996,"sentiment":"neutral","sentiment_score":0.022809352725744247},{"text":"It's all good.","start":666.95996,"end":668.18,"sentiment":"neutral","sentiment_score":0.11285011594494183},{"text":"With the advice you said has been scoped into certain areas, we are looking at superannuation.","start":668.88,"end":673.22,"sentiment":"neutral","sentiment_score":0.0383053629193455},{"text":"I have factored in the estate planning side of things for you, and we're limited scoping in retirement planning.","start":673.6,"end":678.8,"sentiment":"neutral","sentiment_score":0.0037897666426081407},{"text":"So you are about seven years away from retirement at the moment.","start":678.8,"end":681.94,"sentiment":"neutral","sentiment_score":-0.10543874154488246}],"sentiment":"neutral","sentiment_score":-0.004294388726645825,"channel":0,"num_words":51,"start":666.8,"end":681.94},{"sentences":[{"text":"Retirement is on your mind, so we're making sure that your super is working harder for you.","start":682.405,"end":686.245,"sentiment":"neutral","sentiment_score":0.006185264052713618},{"text":"We are looking at ways to boost super over the next couple of years so","start":686.245,"end":690.165,"sentiment":"neutral","sentiment_score":0.1311764235297839}],"sentiment":"neutral","sentiment_score":0.0647748700575903,"channel":0,"num_words":32,"start":682.405,"end":690.165},{"sentences":[{"text":"Cool.","start":690.125,"end":690.625,"sentiment":"positive","sentiment_score":0.4494694769382477}],"sentiment":"positive","sentiment_score":0.4494694769382477,"channel":1,"num_words":1,"start":690.125,"end":690.625},{"sentences":[{"text":"that you do get a bit more out of your time and longevity out of your super there as well.","start":690.165,"end":694.665,"sentiment":"neutral","sentiment_score":0.3249872125685215},{"text":"Okay?","start":694.725,"end":695.225,"sentiment":"neutral","sentiment_score":0.11153240501880646}],"sentiment":"neutral","sentiment_score":0.314822697923297,"channel":0,"num_words":21,"start":690.165,"end":695.225},{"sentences":[{"text":"Yeah.","start":694.925,"end":695.425,"sentiment":"neutral","sentiment_score":0.07007420808076859},{"text":"Yeah.","start":695.645,"end":696.045,"sentiment":"neutral","sentiment_score":0.0596785694360733},{"text":"Yeah.","start":696.045,"end":696.365,"sentiment":"neutral","sentiment_score":0.03657574579119682},{"text":"Yep.","start":696.365,"end":696.865,"sentiment":"neutral","sentiment_score":0.08601894229650497}],"sentiment":"neutral","sentiment_score":0.06308686640113592,"channel":1,"num_words":4,"start":694.925,"end":696.865},{"sentences":[{"text":"The document has been prepared for yourself, Bradley Rowe, by myself, Dana Taylor, and my beautiful team here at Oakview Financial, and my authorized representative number under Oakview is 1304394.","start":696.83,"end":708.045,"sentiment":"neutral","sentiment_score":0.1275764805575212},{"text":"Attached to the email when it comes through, there are a few documents that might be why it's taking a bit longer to come through.","start":708.445,"end":713.825,"sentiment":"neutral","sentiment_score":-0.08388385750353336}],"sentiment":"neutral","sentiment_score":0.03145814507522366,"channel":0,"num_words":55,"start":696.83,"end":713.825},{"sentences":[{"text":"No.","start":713.375,"end":713.69495,"sentiment":"neutral","sentiment_score":-0.12407726049423218},{"text":"Yeah.","start":713.69495,"end":714.01495,"sentiment":"neutral","sentiment_score":-0.08330953866243362},{"text":"It's not.","start":714.01495,"end":714.75494,"sentiment":"neutral","sentiment_score":-0.09256140887737274}],"sentiment":"neutral","sentiment_score":-0.09812740422785282,"channel":1,"num_words":4,"start":713.375,"end":714.75494},{"sentences":[{"text":"But we do have the financial services guide attached, so it does have all the information on myself, my licensing information there as well.","start":714.365,"end":721.325,"sentiment":"neutral","sentiment_score":0.03647805564105511},{"text":"So because down the track, we are gonna talk more about what to do with the inheritance money.","start":721.325,"end":726.18,"sentiment":"neutral","sentiment_score":0.022143045647276774},{"text":"You know, your wife might have a few questions about me and what I do and what a financial adviser does, so feel free to share that financial services guide with her as well.","start":726.18,"end":733.94,"sentiment":"neutral","sentiment_score":0.07014067175195497}],"sentiment":"neutral","sentiment_score":0.04814251311319439,"channel":0,"num_words":76,"start":714.365,"end":733.94},{"sentences":[{"text":"So","start":733.61,"end":734.11,"sentiment":"neutral","sentiment_score":0.07932212203741074}],"sentiment":"neutral","sentiment_score":0.07932212203741074,"channel":1,"num_words":1,"start":733.61,"end":734.11},{"sentences":[{"text":"Okay.","start":733.94,"end":734.44,"sentiment":"neutral","sentiment_score":0.10238088667392732}],"sentiment":"neutral","sentiment_score":0.10238088667392732,"channel":0,"num_words":1,"start":733.94,"end":734.44},{"sentences":[{"text":"Yep.","start":734.41003,"end":734.81,"sentiment":"neutral","sentiment_score":0.0850897878408432}],"sentiment":"neutral","sentiment_score":0.0850897878408432,"channel":1,"num_words":1,"start":734.41003,"end":734.81},{"sentences":[{"text":"Yep.","start":734.74,"end":735.22003,"sentiment":"neutral","sentiment_score":0.11079727113246918}],"sentiment":"neutral","sentiment_score":0.11079727113246918,"channel":0,"num_words":1,"start":734.74,"end":735.22003},{"sentences":[{"text":"Yep.","start":734.81,"end":735.31,"sentiment":"neutral","sentiment_score":0.2517661452293396}],"sentiment":"neutral","sentiment_score":0.2517661452293396,"channel":1,"num_words":1,"start":734.81,"end":735.31},{"sentences":[{"text":"Perfect.","start":735.22003,"end":735.72003,"sentiment":"positive","sentiment_score":0.5487502813339233},{"text":"So as I mentioned, we are scoping in Superannuation, the estate planning side of things.","start":737.34503,"end":741.34503,"sentiment":"neutral","sentiment_score":0.11279968023300171},{"text":"There's a limited scope with regard to the retirement planning areas and also personal insurance.","start":741.34503,"end":747.425,"sentiment":"neutral","sentiment_score":0.01779038483897845},{"text":"If you're not looking to change your insurances at the moment, you were happy with the level cover of life and","start":747.425,"end":751.95,"sentiment":"neutral","sentiment_score":0.0000800579741951966}],"sentiment":"neutral","sentiment_score":0.04825543220907163,"channel":0,"num_words":52,"start":735.22003,"end":751.95},{"sentences":[{"text":"Yeah.","start":751.815,"end":752.315,"sentiment":"neutral","sentiment_score":-0.004948807880282402}],"sentiment":"neutral","sentiment_score":-0.004948807880282402,"channel":1,"num_words":1,"start":751.815,"end":752.315},{"sentences":[{"text":"TPD.","start":751.95,"end":752.45,"sentiment":"neutral","sentiment_score":-0.010714723728597164}],"sentiment":"neutral","sentiment_score":-0.010714723728597164,"channel":0,"num_words":1,"start":751.95,"end":752.45},{"sentences":[{"text":"Yeah.","start":752.91,"end":753.06995,"sentiment":"neutral","sentiment_score":0.0015467219054698944}],"sentiment":"neutral","sentiment_score":0.0015467219054698944,"channel":1,"num_words":1,"start":752.91,"end":753.06995},{"sentences":[{"text":"But","start":752.91,"end":753.14996,"sentiment":"neutral","sentiment_score":-0.0046881623566150665}],"sentiment":"neutral","sentiment_score":-0.0046881623566150665,"channel":0,"num_words":1,"start":752.91,"end":753.14996},{"sentences":[{"text":"Yeah.","start":753.06995,"end":753.56995,"sentiment":"neutral","sentiment_score":0.0027652736753225327}],"sentiment":"neutral","sentiment_score":0.0027652736753225327,"channel":1,"num_words":1,"start":753.06995,"end":753.56995},{"sentences":[{"text":"because they are held inside of super, it's appropriate to scope it in on a limited basis, noting we're not making any changes,","start":753.14996,"end":759.23,"sentiment":"neutral","sentiment_score":-0.03351254783489782}],"sentiment":"neutral","sentiment_score":-0.03351254783489782,"channel":0,"num_words":23,"start":753.14996,"end":759.23},{"sentences":[{"text":"Yeah.","start":758.94995,"end":759.44995,"sentiment":"neutral","sentiment_score":-0.04273354634642601}],"sentiment":"neutral","sentiment_score":-0.04273354634642601,"channel":1,"num_words":1,"start":758.94995,"end":759.44995},{"sentences":[{"text":"but it does have an effect on your retirement.","start":759.23,"end":761.41,"sentiment":"neutral","sentiment_score":-0.04866418490807215},{"text":"So it's about just making sure we're correcting that.","start":761.47,"end":764.52997,"sentiment":"neutral","sentiment_score":-0.060054591132534876}],"sentiment":"neutral","sentiment_score":-0.05435938802030352,"channel":0,"num_words":18,"start":759.23,"end":764.52997},{"sentences":[{"text":"Yes.","start":764.82996,"end":765.06995,"sentiment":"neutral","sentiment_score":0.07856474071741104},{"text":"Sure.","start":765.06995,"end":765.23,"sentiment":"neutral","sentiment_score":0.10553975403308868},{"text":"I Understand.","start":765.23,"end":766.10504,"sentiment":"neutral","sentiment_score":0.06478613615036011}],"sentiment":"neutral","sentiment_score":0.07841919176280499,"channel":1,"num_words":4,"start":764.82996,"end":766.10504},{"sentences":[{"text":"And then scoping out for the moment the cash loan inheritance side of things.","start":765.985,"end":769.685,"sentiment":"neutral","sentiment_score":0.05200376707528319},{"text":"When you know how much you're able to get, we'll have a much more detailed conversation, talk about what we can do there, what your goals are, and we'll update some financial personal advice for you to help you along that way as well.","start":769.745,"end":781.32,"sentiment":"neutral","sentiment_score":0.1727356075901877},{"text":"Okay.","start":781.4,"end":781.9,"sentiment":"positive","sentiment_score":0.369178831577301}],"sentiment":"neutral","sentiment_score":0.14741692041694107,"channel":0,"num_words":59,"start":765.985,"end":781.9},{"sentences":[{"text":"Excellent.","start":782.02,"end":782.52,"sentiment":"positive","sentiment_score":0.5269849300384521},{"text":"Yes.","start":782.66,"end":783.16,"sentiment":"positive","sentiment_score":0.4821235537528992},{"text":"Very","start":783.22,"end":783.54,"sentiment":"positive","sentiment_score":0.7174826860427856}],"sentiment":"positive","sentiment_score":0.5755303899447123,"channel":1,"num_words":3,"start":782.02,"end":783.54},{"sentences":[{"text":"Beautiful.","start":783.48,"end":783.98,"sentiment":"positive","sentiment_score":0.7459973692893982}],"sentiment":"positive","sentiment_score":0.7459973692893982,"channel":0,"num_words":1,"start":783.48,"end":783.98},{"sentences":[{"text":"good.","start":783.54,"end":784.04,"sentiment":"positive","sentiment_score":0.5465989708900452}],"sentiment":"positive","sentiment_score":0.5465989708900452,"channel":1,"num_words":1,"start":783.54,"end":784.04},{"sentences":[{"text":"Now as you are going through, I know it has been a a few months since we sort of touched base.","start":784.92,"end":788.92,"sentiment":"neutral","sentiment_score":0.04338408208319119},{"text":"I've got all of your assets and liabilities noted in there.","start":788.92,"end":791.48,"sentiment":"neutral","sentiment_score":0.07620855996554549},{"text":"When you do have a look at those, if there's any major changes that you would want me to update in the back end, feel free to let me know.","start":791.48,"end":797.545,"sentiment":"neutral","sentiment_score":0.08208980374038219}],"sentiment":"neutral","sentiment_score":0.06793635476741099,"channel":0,"num_words":62,"start":784.92,"end":797.545},{"sentences":[{"text":"Okay.","start":797.875,"end":798.375,"sentiment":"neutral","sentiment_score":-0.00903406459838152}],"sentiment":"neutral","sentiment_score":-0.00903406459838152,"channel":1,"num_words":1,"start":797.875,"end":798.375},{"sentences":[{"text":"None of these do reflect on the advice or change the advice in any way.","start":798.00494,"end":801.605,"sentiment":"neutral","sentiment_score":-0.2177238494157791},{"text":"It's just more for our information, making sure we update everything in the back end for you.","start":801.605,"end":806.40497,"sentiment":"neutral","sentiment_score":0.05877609266077771},{"text":"Okay?","start":806.40497,"end":806.90497,"sentiment":"neutral","sentiment_score":0.031817518174648285}],"sentiment":"neutral","sentiment_score":-0.06772262569178235,"channel":0,"num_words":33,"start":798.00494,"end":806.90497},{"sentences":[{"text":"Yeah.","start":806.59503,"end":807.09,"sentiment":"neutral","sentiment_score":0.045885734260082245},{"text":"Okay.","start":807.33,"end":807.57,"sentiment":"neutral","sentiment_score":0.06304090470075607},{"text":"Yeah.","start":807.57,"end":807.81,"sentiment":"neutral","sentiment_score":0.11394284665584564},{"text":"I'll review","start":807.81,"end":808.45,"sentiment":"neutral","sentiment_score":0.29937607049942017}],"sentiment":"neutral","sentiment_score":0.16432432532310487,"channel":1,"num_words":5,"start":806.59503,"end":808.45},{"sentences":[{"text":"Perfect.","start":808.33997,"end":808.83997,"sentiment":"positive","sentiment_score":0.6457003951072693}],"sentiment":"positive","sentiment_score":0.6457003951072693,"channel":0,"num_words":1,"start":808.33997,"end":808.83997},{"sentences":[{"text":"that.","start":808.45,"end":808.93005,"sentiment":"positive","sentiment_score":0.509788990020752},{"text":"Yep.","start":808.93005,"end":809.43005,"sentiment":"positive","sentiment_score":0.3761675953865051}],"sentiment":"positive","sentiment_score":0.44297829270362854,"channel":1,"num_words":2,"start":808.45,"end":809.43005},{"sentences":[{"text":"Easy.","start":809.22,"end":809.72,"sentiment":"positive","sentiment_score":0.4121263921260834},{"text":"Now with regard to the recommendations with the super, so I did have a look at Hub twenty four and all the other superannuation funds out there, noting that Hub twenty four is still a appropriate see if for yourself.","start":810.26,"end":822.125,"sentiment":"neutral","sentiment_score":0.10609496813267469},{"text":"So I'm recommending you stay within Hub 24.","start":822.125,"end":824.78503,"sentiment":"neutral","sentiment_score":0.0666595483198762},{"text":"However,","start":824.84503,"end":825.16504,"sentiment":"neutral","sentiment_score":0.015355481766164305}],"sentiment":"neutral","sentiment_score":0.1040911397151649,"channel":0,"num_words":50,"start":809.22,"end":825.16504},{"sentences":[{"text":"Okay.","start":824.97504,"end":825.47504,"sentiment":"neutral","sentiment_score":0.03221181780099869}],"sentiment":"neutral","sentiment_score":0.03221181780099869,"channel":1,"num_words":1,"start":824.97504,"end":825.47504},{"sentences":[{"text":"I am making a recommendation that we make some changes to the investments there.","start":825.16504,"end":829.34503,"sentiment":"neutral","sentiment_score":0.03588197047689131}],"sentiment":"neutral","sentiment_score":0.03588197047689131,"channel":0,"num_words":14,"start":825.16504,"end":829.34503},{"sentences":[{"text":"Yep.","start":829.61505,"end":830.11505,"sentiment":"neutral","sentiment_score":0.04616289585828781}],"sentiment":"neutral","sentiment_score":0.04616289585828781,"channel":1,"num_words":1,"start":829.61505,"end":830.11505},{"sentences":[{"text":"One of the underlying investments you had was bank hybrids.","start":829.645,"end":832.86505,"sentiment":"neutral","sentiment_score":0.0221528060734272},{"text":"They are more of a defensive investment.","start":833.57996,"end":836.0,"sentiment":"neutral","sentiment_score":0.020183703462992395},{"text":"Bank hybrids are like investing in the big four banks, and they kind of build these little hybrid products which have loans and credit funds inside them.","start":836.45996,"end":843.75995,"sentiment":"neutral","sentiment_score":0.023571639287251013}],"sentiment":"neutral","sentiment_score":0.022710187402977186,"channel":0,"num_words":44,"start":829.645,"end":843.75995},{"sentences":[{"text":"Ryan.","start":844.26996,"end":844.76996,"sentiment":"neutral","sentiment_score":-0.035366855561733246}],"sentiment":"neutral","sentiment_score":-0.035366855561733246,"channel":1,"num_words":1,"start":844.26996,"end":844.76996},{"sentences":[{"text":"We're actually gonna recommend that we sell that investment down completely.","start":844.45996,"end":848.07996,"sentiment":"neutral","sentiment_score":-0.06581142070618543},{"text":"The reason for doing that is there is going to be a change to the way investments are able to be structured.","start":848.38,"end":853.97504,"sentiment":"neutral","sentiment_score":-0.03645650280470198},{"text":"So down the track, the government has come out saying they're gonna phase these investments out.","start":853.97504,"end":858.775,"sentiment":"neutral","sentiment_score":-0.0797149483114481},{"text":"So whilst we are looking","start":858.775,"end":860.055,"sentiment":"neutral","sentiment_score":-0.06122763678431511}],"sentiment":"neutral","sentiment_score":-0.05754714900696719,"channel":0,"num_words":54,"start":844.45996,"end":860.055},{"sentences":[{"text":"No.","start":859.725,"end":860.01,"sentiment":"neutral","sentiment_score":-0.12376507371664049}],"sentiment":"neutral","sentiment_score":-0.12376507371664049,"channel":1,"num_words":1,"start":859.725,"end":860.01},{"sentences":[{"text":"at things now, it does look at better to remove them out of your portfolio, And then we're still keeping that defensive asset, so we're gonna sell the bank hybrids down completely.","start":860.055,"end":869.42,"sentiment":"neutral","sentiment_score":-0.07599389916867949},{"text":"And then we're gonna put the money into the core composite bonds, which essentially is, again, just a defensive investment, but it gives you access to both government and corporate bonds.","start":869.88,"end":879.25995,"sentiment":"neutral","sentiment_score":0.08581820791286807},{"text":"It's about 98% in bonds and 1% in cash, and bonds are","start":879.555,"end":883.315,"sentiment":"neutral","sentiment_score":0.08206439763307571}],"sentiment":"neutral","sentiment_score":0.016177765913307666,"channel":0,"num_words":75,"start":860.055,"end":883.315},{"sentences":[{"text":"Okay.","start":883.22504,"end":883.72504,"sentiment":"neutral","sentiment_score":0.1762588620185852}],"sentiment":"neutral","sentiment_score":0.1762588620185852,"channel":1,"num_words":1,"start":883.22504,"end":883.72504},{"sentences":[{"text":"quite low risk.","start":883.315,"end":884.275,"sentiment":"neutral","sentiment_score":0.24710504213968912},{"text":"They're good for income producing there, and they're also very liquid if you need to pull the money up very quickly.","start":884.275,"end":889.795,"sentiment":"positive","sentiment_score":0.4034318668501718},{"text":"So it","start":889.795,"end":890.435,"sentiment":"neutral","sentiment_score":0.24571681022644043}],"sentiment":"positive","sentiment_score":0.3732622288740598,"channel":0,"num_words":26,"start":883.315,"end":890.435},{"sentences":[{"text":"Okay.","start":890.27997,"end":890.77997,"sentiment":"positive","sentiment_score":0.3527740240097046}],"sentiment":"positive","sentiment_score":0.3527740240097046,"channel":1,"num_words":1,"start":890.27997,"end":890.77997},{"sentences":[{"text":"just works out better.","start":890.435,"end":891.475,"sentiment":"positive","sentiment_score":0.38786400854587555},{"text":"While we're looking at the advice now that we do remove the funds out of those bank hybrids and make a change to it now so you everything gets settled for you for the next seven years.","start":891.475,"end":902.13,"sentiment":"neutral","sentiment_score":0.0193474180996418},{"text":"Okay?","start":902.19,"end":902.69,"sentiment":"neutral","sentiment_score":0.09848280251026154}],"sentiment":"neutral","sentiment_score":0.056328412056678816,"channel":0,"num_words":42,"start":890.435,"end":902.69},{"sentences":[{"text":"Righty.","start":902.615,"end":903.115,"sentiment":"neutral","sentiment_score":0.23464202880859375},{"text":"Yeah.","start":903.175,"end":903.415,"sentiment":"positive","sentiment_score":0.36594468355178833},{"text":"It sounds good.","start":903.415,"end":904.135,"sentiment":"positive","sentiment_score":0.6352784434954325}],"sentiment":"positive","sentiment_score":0.501284408569336,"channel":1,"num_words":5,"start":902.615,"end":904.135},{"sentences":[{"text":"Okay.","start":904.11,"end":904.61,"sentiment":"positive","sentiment_score":0.354317843914032}],"sentiment":"positive","sentiment_score":0.354317843914032,"channel":0,"num_words":1,"start":904.11,"end":904.61},{"sentences":[{"text":"I'm trusting every decision.","start":904.135,"end":905.755,"sentiment":"positive","sentiment_score":0.5069930106401443},{"text":"You guys are","start":905.815,"end":906.455,"sentiment":"positive","sentiment_score":0.4619110623995463}],"sentiment":"positive","sentiment_score":0.487672175679888,"channel":1,"num_words":7,"start":904.135,"end":906.455},{"sentences":[{"text":"I","start":906.445,"end":906.685,"sentiment":"positive","sentiment_score":0.45867919921875}],"sentiment":"positive","sentiment_score":0.45867919921875,"channel":0,"num_words":1,"start":906.445,"end":906.685},{"sentences":[{"text":"the professionals.","start":906.455,"end":907.115,"sentiment":"positive","sentiment_score":0.44249962270259857}],"sentiment":"positive","sentiment_score":0.44249962270259857,"channel":1,"num_words":2,"start":906.455,"end":907.115},{"sentences":[{"text":"got you.","start":906.685,"end":907.42505,"sentiment":"neutral","sentiment_score":0.29310479760169983},{"text":"No worries.","start":908.125,"end":908.945,"sentiment":"neutral","sentiment_score":0.11812350526452063},{"text":"We're also just gonna do a bit of a rebalance there as well.","start":909.645,"end":912.125,"sentiment":"neutral","sentiment_score":0.11650952926048866},{"text":"So when I went back and had a look at your portfolio the way it was structured, you sort of have that balanced approach, sort of a fifty fifty scenario.","start":912.125,"end":919.505,"sentiment":"neutral","sentiment_score":0.09611271570126216},{"text":"So","start":919.565,"end":920.065,"sentiment":"neutral","sentiment_score":0.0841720923781395}],"sentiment":"neutral","sentiment_score":0.11051320936530828,"channel":0,"num_words":48,"start":906.685,"end":920.065},{"sentences":[{"text":"Yeah.","start":920.31006,"end":920.81006,"sentiment":"neutral","sentiment_score":0.12497221678495408}],"sentiment":"neutral","sentiment_score":0.12497221678495408,"channel":1,"num_words":1,"start":920.31006,"end":920.81006},{"sentences":[{"text":"with the balance portfolio, we normally say 60% in growth assets and sort of 40% in defensive.","start":920.69,"end":926.13,"sentiment":"neutral","sentiment_score":0.11639916239415898},{"text":"But the way your portfolio was set up, you sort of have more of that fifty fifty sort of split.","start":926.13,"end":930.37,"sentiment":"neutral","sentiment_score":0.06668459493666887},{"text":"So I have just done a bit of a rebalance in the portfolio there as well so that we bring you back to down.","start":930.37,"end":936.265,"sentiment":"neutral","sentiment_score":0.22487815034886202},{"text":"You have about 49.5% in growth investments and then 50.5% in defensive investments, and that's just making sure that you're not taking too much risk there.","start":936.265,"end":947.55,"sentiment":"neutral","sentiment_score":0.16583924224743476},{"text":"One of the things was you were quite conservative over the past","start":947.63,"end":950.58997,"sentiment":"neutral","sentiment_score":0.16891708162923655}],"sentiment":"neutral","sentiment_score":0.15200382369485768,"channel":0,"num_words":99,"start":920.69,"end":950.58997},{"sentences":[{"text":"I","start":950.305,"end":950.805,"sentiment":"neutral","sentiment_score":0.11066766083240508}],"sentiment":"neutral","sentiment_score":0.11066766083240508,"channel":1,"num_words":1,"start":950.305,"end":950.805},{"sentences":[{"text":"and have never really wanted to increase","start":950.58997,"end":952.43,"sentiment":"neutral","sentiment_score":0.02696181514433452}],"sentiment":"neutral","sentiment_score":0.02696181514433452,"channel":0,"num_words":7,"start":950.58997,"end":952.43},{"sentences":[{"text":"am.","start":952.265,"end":952.765,"sentiment":"neutral","sentiment_score":-0.008858751505613327}],"sentiment":"neutral","sentiment_score":-0.008858751505613327,"channel":1,"num_words":1,"start":952.265,"end":952.765},{"sentences":[{"text":"that risk level a bit, so","start":952.43,"end":954.35,"sentiment":"neutral","sentiment_score":0.10676074773073196}],"sentiment":"neutral","sentiment_score":0.10676074773073196,"channel":0,"num_words":6,"start":952.43,"end":954.35},{"sentences":[{"text":"I","start":954.225,"end":954.46497,"sentiment":"positive","sentiment_score":0.4204354286193848}],"sentiment":"positive","sentiment_score":0.4204354286193848,"channel":1,"num_words":1,"start":954.225,"end":954.46497},{"sentences":[{"text":"it's","start":954.35,"end":954.51,"sentiment":"positive","sentiment_score":0.47331440448760986}],"sentiment":"positive","sentiment_score":0.47331440448760986,"channel":0,"num_words":1,"start":954.35,"end":954.51},{"sentences":[{"text":"am","start":954.46497,"end":954.70496,"sentiment":"positive","sentiment_score":0.4753594994544983}],"sentiment":"positive","sentiment_score":0.4753594994544983,"channel":1,"num_words":1,"start":954.46497,"end":954.70496},{"sentences":[{"text":"good","start":954.51,"end":954.83,"sentiment":"positive","sentiment_score":0.484328418970108}],"sentiment":"positive","sentiment_score":0.484328418970108,"channel":0,"num_words":1,"start":954.51,"end":954.83},{"sentences":[{"text":"fine.","start":954.70496,"end":955.20496,"sentiment":"positive","sentiment_score":0.45283976197242737}],"sentiment":"positive","sentiment_score":0.45283976197242737,"channel":1,"num_words":1,"start":954.70496,"end":955.20496},{"sentences":[{"text":"that to keep you keep you in that area.","start":954.83,"end":957.33,"sentiment":"positive","sentiment_score":0.37395817703670925},{"text":"When we sort of look at the changes, all we need to do to be able to rebalance things for you is remove everything out of the bank high risk.","start":957.70996,"end":965.425,"sentiment":"neutral","sentiment_score":0.059785714745521544},{"text":"We'll put some money into the core composite bond so you'll have 20% invested there, and then we'll put some more money into what's called the beta shares, high interest cash account.","start":965.425,"end":976.10004,"sentiment":"neutral","sentiment_score":0.10481677879579365},{"text":"That's essentially just high interest cash.","start":976.10004,"end":977.86005,"sentiment":"neutral","sentiment_score":0.1297488547861576},{"text":"It's liquid.","start":977.86005,"end":978.58,"sentiment":"neutral","sentiment_score":0.18766485154628754}],"sentiment":"neutral","sentiment_score":0.12236904796165755,"channel":0,"num_words":79,"start":954.83,"end":978.58},{"sentences":[{"text":"It's very defensive for you, and we'll just spread your defensive assets across the core composite bonds that high interest cash for you.","start":978.58,"end":987.32,"sentiment":"neutral","sentiment_score":0.16970073172579642},{"text":"In the way of having growth assets, you're still gonna have your physical gold.","start":987.94,"end":992.53503,"sentiment":"neutral","sentiment_score":0.1302562765777111},{"text":"Gold has done really well over the past year.","start":992.53503,"end":995.115,"sentiment":"positive","sentiment_score":0.3798081974188487}],"sentiment":"neutral","sentiment_score":0.19880387996849808,"channel":0,"num_words":46,"start":978.58,"end":995.115},{"sentences":[{"text":"Exceptional.","start":994.63,"end":995.13,"sentiment":"positive","sentiment_score":0.3640371263027191},{"text":"Yeah.","start":995.43,"end":995.93,"sentiment":"neutral","sentiment_score":0.25354278087615967}],"sentiment":"neutral","sentiment_score":0.3087899535894394,"channel":1,"num_words":2,"start":994.63,"end":995.93},{"sentences":[{"text":"Absolutely.","start":996.055,"end":996.555,"sentiment":"neutral","sentiment_score":0.3246365189552307},{"text":"So you'll still have your 10% physical gold there.","start":996.695,"end":999.255,"sentiment":"neutral","sentiment_score":0.2069879886176851},{"text":"That is a growth investment, but we like gold because it acts defensively at times as well, and it's especially important to keep that around now.","start":999.255,"end":1006.93,"sentiment":"neutral","sentiment_score":0.26513662246557385},{"text":"You'll","start":1007.87,"end":1008.19,"sentiment":"neutral","sentiment_score":0.08657091856002808}],"sentiment":"neutral","sentiment_score":0.24777436538322553,"channel":0,"num_words":37,"start":996.055,"end":1008.19},{"sentences":[{"text":"I think","start":1008.015,"end":1008.41504,"sentiment":"neutral","sentiment_score":0.06813821196556091}],"sentiment":"neutral","sentiment_score":0.06813821196556091,"channel":1,"num_words":2,"start":1008.015,"end":1008.41504},{"sentences":[{"text":"also","start":1008.19,"end":1008.43,"sentiment":"neutral","sentiment_score":0.05151660740375519}],"sentiment":"neutral","sentiment_score":0.05151660740375519,"channel":0,"num_words":1,"start":1008.19,"end":1008.43},{"sentences":[{"text":"I've","start":1008.41504,"end":1008.495,"sentiment":"neutral","sentiment_score":0.06723975390195847}],"sentiment":"neutral","sentiment_score":0.06723975390195847,"channel":1,"num_words":1,"start":1008.41504,"end":1008.495},{"sentences":[{"text":"keep","start":1008.43,"end":1008.67,"sentiment":"neutral","sentiment_score":0.07223585993051529}],"sentiment":"neutral","sentiment_score":0.07223585993051529,"channel":0,"num_words":1,"start":1008.43,"end":1008.67},{"sentences":[{"text":"got","start":1008.495,"end":1008.655,"sentiment":"neutral","sentiment_score":0.0741516724228859}],"sentiment":"neutral","sentiment_score":0.0741516724228859,"channel":1,"num_words":1,"start":1008.495,"end":1008.655},{"sentences":[{"text":"a","start":1008.67,"end":1008.83,"sentiment":"neutral","sentiment_score":0.05245322734117508}],"sentiment":"neutral","sentiment_score":0.05245322734117508,"channel":0,"num_words":1,"start":1008.67,"end":1008.83},{"sentences":[{"text":"I think","start":1008.735,"end":1009.055,"sentiment":"neutral","sentiment_score":0.04793930985033512}],"sentiment":"neutral","sentiment_score":0.04793930985033512,"channel":1,"num_words":2,"start":1008.735,"end":1009.055},{"sentences":[{"text":"small","start":1008.83,"end":1009.15,"sentiment":"neutral","sentiment_score":0.07430356740951538}],"sentiment":"neutral","sentiment_score":0.07430356740951538,"channel":0,"num_words":1,"start":1008.83,"end":1009.15},{"sentences":[{"text":"I mentioned","start":1009.055,"end":1009.53503,"sentiment":"neutral","sentiment_score":0.06187069043517113}],"sentiment":"neutral","sentiment_score":0.06187069043517113,"channel":1,"num_words":2,"start":1009.055,"end":1009.53503},{"sentences":[{"text":"yeah.","start":1009.47003,"end":1009.97003,"sentiment":"neutral","sentiment_score":0.05109427124261856}],"sentiment":"neutral","sentiment_score":0.05109427124261856,"channel":0,"num_words":1,"start":1009.47003,"end":1009.97003},{"sentences":[{"text":"previously, yeah,","start":1009.53503,"end":1010.335,"sentiment":"neutral","sentiment_score":0.03074475098401308}],"sentiment":"neutral","sentiment_score":0.03074475098401308,"channel":1,"num_words":2,"start":1009.53503,"end":1010.335},{"sentences":[{"text":"Yeah.","start":1010.27,"end":1010.77,"sentiment":"neutral","sentiment_score":0.07255424559116364}],"sentiment":"neutral","sentiment_score":0.07255424559116364,"channel":0,"num_words":1,"start":1010.27,"end":1010.77},{"sentences":[{"text":"I've got my my my best mate.","start":1010.335,"end":1011.695,"sentiment":"neutral","sentiment_score":0.11813647300004959},{"text":"He's got time on his hand.","start":1011.695,"end":1012.895,"sentiment":"neutral","sentiment_score":0.07982815305391948},{"text":"Well, he hasn't got time","start":1012.895,"end":1013.775,"sentiment":"neutral","sentiment_score":0.015455113910138606}],"sentiment":"neutral","sentiment_score":0.07684443327080873,"channel":1,"num_words":18,"start":1010.335,"end":1013.775},{"sentences":[{"text":"Yeah.","start":1013.63,"end":1014.13,"sentiment":"neutral","sentiment_score":0.030855339020490646}],"sentiment":"neutral","sentiment_score":0.030855339020490646,"channel":0,"num_words":1,"start":1013.63,"end":1014.13},{"sentences":[{"text":"on his hand.","start":1013.775,"end":1014.175,"sentiment":"neutral","sentiment_score":0.08227730169892311},{"text":"He's just very intuitive, and he's got","start":1014.175,"end":1016.13995,"sentiment":"neutral","sentiment_score":0.2029389547450202}],"sentiment":"neutral","sentiment_score":0.16674045883119107,"channel":1,"num_words":10,"start":1013.775,"end":1016.13995},{"sentences":[{"text":"Yeah.","start":1016.11,"end":1016.61,"sentiment":"neutral","sentiment_score":0.07596175372600555}],"sentiment":"neutral","sentiment_score":0.07596175372600555,"channel":0,"num_words":1,"start":1016.11,"end":1016.61},{"sentences":[{"text":"that's a self managed fund.","start":1016.22,"end":1017.83997,"sentiment":"neutral","sentiment_score":0.11150481775403023}],"sentiment":"neutral","sentiment_score":0.11150481775403023,"channel":1,"num_words":5,"start":1016.22,"end":1017.83997},{"sentences":[{"text":"Yep.","start":1018.375,"end":1018.875,"sentiment":"neutral","sentiment_score":0.11799398064613342}],"sentiment":"neutral","sentiment_score":0.11799398064613342,"channel":0,"num_words":1,"start":1018.375,"end":1018.875},{"sentences":[{"text":"And he's just heavily in gold and silver, like both mining","start":1018.77997,"end":1024.86,"sentiment":"neutral","sentiment_score":0.1480051028457555}],"sentiment":"neutral","sentiment_score":0.1480051028457555,"channel":1,"num_words":11,"start":1018.77997,"end":1024.86},{"sentences":[{"text":"Yeah.","start":1024.6951,"end":1025.1951,"sentiment":"neutral","sentiment_score":0.16455551981925964}],"sentiment":"neutral","sentiment_score":0.16455551981925964,"channel":0,"num_words":1,"start":1024.6951,"end":1025.1951},{"sentences":[{"text":"stocks and","start":1024.86,"end":1025.84,"sentiment":"neutral","sentiment_score":0.17134497314691544}],"sentiment":"neutral","sentiment_score":0.17134497314691544,"channel":1,"num_words":2,"start":1024.86,"end":1025.84},{"sentences":[{"text":"Yep.","start":1025.735,"end":1026.235,"sentiment":"neutral","sentiment_score":0.2241307348012924}],"sentiment":"neutral","sentiment_score":0.2241307348012924,"channel":0,"num_words":1,"start":1025.735,"end":1026.235},{"sentences":[{"text":"and bullion and,","start":1026.2999,"end":1027.76,"sentiment":"neutral","sentiment_score":0.17292702694733939}],"sentiment":"neutral","sentiment_score":0.17292702694733939,"channel":1,"num_words":3,"start":1026.2999,"end":1027.76},{"sentences":[{"text":"Yep.","start":1027.8151,"end":1028.3151,"sentiment":"neutral","sentiment_score":0.18829213082790375}],"sentiment":"neutral","sentiment_score":0.18829213082790375,"channel":0,"num_words":1,"start":1027.8151,"end":1028.3151},{"sentences":[{"text":"you know, ticketed bullion and all the rest of it.","start":1028.115,"end":1030.515,"sentiment":"neutral","sentiment_score":0.2292836233973503},{"text":"But he has done so well for himself.","start":1030.515,"end":1033.075,"sentiment":"positive","sentiment_score":0.6428630650043488},{"text":"I","start":1033.075,"end":1033.235,"sentiment":"neutral","sentiment_score":0.2995780110359192}],"sentiment":"positive","sentiment_score":0.4071220402654849,"channel":1,"num_words":19,"start":1028.115,"end":1033.235},{"sentences":[{"text":"Yep.","start":1033.1901,"end":1033.67,"sentiment":"neutral","sentiment_score":0.281461626291275}],"sentiment":"neutral","sentiment_score":0.281461626291275,"channel":0,"num_words":1,"start":1033.1901,"end":1033.67},{"sentences":[{"text":"mean, that's his","start":1033.235,"end":1033.875,"sentiment":"neutral","sentiment_score":0.13543987274169922}],"sentiment":"neutral","sentiment_score":0.13543987274169922,"channel":1,"num_words":3,"start":1033.235,"end":1033.875},{"sentences":[{"text":"Yeah.","start":1033.67,"end":1034.17,"sentiment":"neutral","sentiment_score":0.17764028906822205}],"sentiment":"neutral","sentiment_score":0.17764028906822205,"channel":0,"num_words":1,"start":1033.67,"end":1034.17},{"sentences":[{"text":"complete focus.","start":1033.875,"end":1034.675,"sentiment":"neutral","sentiment_score":0.24540859460830688},{"text":"He hasn't diversified into anything else.","start":1034.675,"end":1037.795,"sentiment":"neutral","sentiment_score":0.22252877180775008},{"text":"So","start":1037.795,"end":1038.035,"sentiment":"neutral","sentiment_score":0.241566002368927}],"sentiment":"neutral","sentiment_score":0.22972842471467125,"channel":1,"num_words":9,"start":1033.875,"end":1038.035},{"sentences":[{"text":"Yeah.","start":1038.0701,"end":1038.5701,"sentiment":"positive","sentiment_score":0.3580203652381897}],"sentiment":"positive","sentiment_score":0.3580203652381897,"channel":0,"num_words":1,"start":1038.0701,"end":1038.5701},{"sentences":[{"text":"but he has actually, like, cleaned up.","start":1038.195,"end":1040.275,"sentiment":"positive","sentiment_score":0.5978497437068394},{"text":"And I I guess in some ways, I'm very happy for him.","start":1040.275,"end":1043.56,"sentiment":"positive","sentiment_score":0.7324215769767761}],"sentiment":"positive","sentiment_score":0.6828424805089047,"channel":1,"num_words":19,"start":1038.195,"end":1043.56},{"sentences":[{"text":"Yeah.","start":1044.005,"end":1044.505,"sentiment":"neutral","sentiment_score":0.1723034530878067}],"sentiment":"neutral","sentiment_score":0.1723034530878067,"channel":0,"num_words":1,"start":1044.005,"end":1044.505},{"sentences":[{"text":"But then I I I sort of get down on myself for being so conservative and not taking risks and and and capitalizing, you know, like you've mentioned, I've got 10% of gold or something.","start":1044.02,"end":1054.3401,"sentiment":"neutral","sentiment_score":0.03197357345904623},{"text":"You know?","start":1054.3401,"end":1054.815,"sentiment":"neutral","sentiment_score":-0.004305544309318066},{"text":"Wouldn't","start":1054.8949,"end":1055.215,"sentiment":"neutral","sentiment_score":-0.013335555791854858}],"sentiment":"neutral","sentiment_score":0.028871800701477025,"channel":1,"num_words":38,"start":1044.02,"end":1055.215},{"sentences":[{"text":"Yeah.","start":1054.9801,"end":1055.4801,"sentiment":"neutral","sentiment_score":0.010566365905106068}],"sentiment":"neutral","sentiment_score":0.010566365905106068,"channel":0,"num_words":1,"start":1054.9801,"end":1055.4801},{"sentences":[{"text":"it have been great if I had 90 gold?","start":1055.215,"end":1057.315,"sentiment":"neutral","sentiment_score":0.05011008886827363}],"sentiment":"neutral","sentiment_score":0.05011008886827363,"channel":1,"num_words":9,"start":1055.215,"end":1057.315},{"sentences":[{"text":"Yeah.","start":1057.7001,"end":1058.18,"sentiment":"neutral","sentiment_score":0.10783824324607848}],"sentiment":"neutral","sentiment_score":0.10783824324607848,"channel":0,"num_words":1,"start":1057.7001,"end":1058.18},{"sentences":[{"text":"I","start":1058.1749,"end":1058.2549,"sentiment":"neutral","sentiment_score":0.1278444081544876}],"sentiment":"neutral","sentiment_score":0.1278444081544876,"channel":1,"num_words":1,"start":1058.1749,"end":1058.2549},{"sentences":[{"text":"It","start":1058.18,"end":1058.42,"sentiment":"neutral","sentiment_score":0.1637531816959381}],"sentiment":"neutral","sentiment_score":0.1637531816959381,"channel":0,"num_words":1,"start":1058.18,"end":1058.42},{"sentences":[{"text":"mean","start":1058.2549,"end":1058.7549,"sentiment":"neutral","sentiment_score":0.1319809854030609}],"sentiment":"neutral","sentiment_score":0.1319809854030609,"channel":1,"num_words":1,"start":1058.2549,"end":1058.7549},{"sentences":[{"text":"would be good.","start":1058.42,"end":1059.2201,"sentiment":"neutral","sentiment_score":0.20866826176643372},{"text":"But the other side of that is because you are quite conservative, having gold is a great thing because it is growth it is a growth asset, but it doesn't have any income properties.","start":1059.2201,"end":1068.5801,"sentiment":"neutral","sentiment_score":0.12580525605281925},{"text":"So","start":1068.5801,"end":1069.005,"sentiment":"neutral","sentiment_score":-0.004759646952152252}],"sentiment":"neutral","sentiment_score":0.12891115379323692,"channel":0,"num_words":38,"start":1058.42,"end":1069.005},{"sentences":[{"text":"no.","start":1069.0549,"end":1069.2949,"sentiment":"neutral","sentiment_score":0.013610715046525002}],"sentiment":"neutral","sentiment_score":0.013610715046525002,"channel":1,"num_words":1,"start":1069.0549,"end":1069.2949},{"sentences":[{"text":"one of the","start":1069.085,"end":1069.405,"sentiment":"neutral","sentiment_score":0.010640318195025126}],"sentiment":"neutral","sentiment_score":0.010640318195025126,"channel":0,"num_words":3,"start":1069.085,"end":1069.405},{"sentences":[{"text":"I","start":1069.2949,"end":1069.455,"sentiment":"neutral","sentiment_score":0.009793486446142197}],"sentiment":"neutral","sentiment_score":0.009793486446142197,"channel":1,"num_words":1,"start":1069.2949,"end":1069.455},{"sentences":[{"text":"things","start":1069.405,"end":1069.485,"sentiment":"neutral","sentiment_score":0.005780354142189026}],"sentiment":"neutral","sentiment_score":0.005780354142189026,"channel":0,"num_words":1,"start":1069.405,"end":1069.485},{"sentences":[{"text":"see.","start":1069.455,"end":1069.855,"sentiment":"neutral","sentiment_score":0.015454819425940514}],"sentiment":"neutral","sentiment_score":0.015454819425940514,"channel":1,"num_words":1,"start":1069.455,"end":1069.855},{"sentences":[{"text":"we","start":1069.485,"end":1069.885,"sentiment":"neutral","sentiment_score":0.038672178983688354}],"sentiment":"neutral","sentiment_score":0.038672178983688354,"channel":0,"num_words":1,"start":1069.485,"end":1069.885},{"sentences":[{"text":"Yeah.","start":1069.855,"end":1070.13,"sentiment":"neutral","sentiment_score":0.07931709289550781}],"sentiment":"neutral","sentiment_score":0.07931709289550781,"channel":1,"num_words":1,"start":1069.855,"end":1070.13},{"sentences":[{"text":"wanna look at when we are investing is making sure that our portfolio is able to generate some income.","start":1069.885,"end":1075.745,"sentiment":"neutral","sentiment_score":0.09215672431807768}],"sentiment":"neutral","sentiment_score":0.09215672431807768,"channel":0,"num_words":19,"start":1069.885,"end":1075.745},{"sentences":[{"text":"Yeah.","start":1075.73,"end":1076.21,"sentiment":"neutral","sentiment_score":0.0666763186454773}],"sentiment":"neutral","sentiment_score":0.0666763186454773,"channel":1,"num_words":1,"start":1075.73,"end":1076.21},{"sentences":[{"text":"So while","start":1075.805,"end":1076.285,"sentiment":"neutral","sentiment_score":0.06120242737233639}],"sentiment":"neutral","sentiment_score":0.06120242737233639,"channel":0,"num_words":2,"start":1075.805,"end":1076.285},{"sentences":[{"text":"Yes.","start":1076.21,"end":1076.71,"sentiment":"neutral","sentiment_score":0.0913541465997696}],"sentiment":"neutral","sentiment_score":0.0913541465997696,"channel":1,"num_words":1,"start":1076.21,"end":1076.71},{"sentences":[{"text":"they're putting contributions in the income it generates gets reinvested back, and that helps with the compounding effect as well.","start":1076.285,"end":1083.165,"sentiment":"neutral","sentiment_score":0.15041289441287517},{"text":"So,","start":1083.165,"end":1083.665,"sentiment":"neutral","sentiment_score":0.06612814217805862}],"sentiment":"neutral","sentiment_score":0.14639933478264583,"channel":0,"num_words":21,"start":1076.285,"end":1083.665},{"sentences":[{"text":"Get it.","start":1083.57,"end":1083.97,"sentiment":"neutral","sentiment_score":0.07540841773152351},{"text":"Yeah.","start":1083.97,"end":1084.21,"sentiment":"neutral","sentiment_score":0.060139309614896774}],"sentiment":"neutral","sentiment_score":0.07031871502598126,"channel":1,"num_words":3,"start":1083.57,"end":1084.21},{"sentences":[{"text":"yeah,","start":1084.2,"end":1084.52,"sentiment":"neutral","sentiment_score":0.044853754341602325}],"sentiment":"neutral","sentiment_score":0.044853754341602325,"channel":0,"num_words":1,"start":1084.2,"end":1084.52},{"sentences":[{"text":"For sure.","start":1084.21,"end":1084.95,"sentiment":"neutral","sentiment_score":0.06777936592698097}],"sentiment":"neutral","sentiment_score":0.06777936592698097,"channel":1,"num_words":2,"start":1084.21,"end":1084.95},{"sentences":[{"text":"look, I love","start":1084.52,"end":1085.4,"sentiment":"neutral","sentiment_score":0.17238969604174295}],"sentiment":"neutral","sentiment_score":0.17238969604174295,"channel":0,"num_words":3,"start":1084.52,"end":1085.4},{"sentences":[{"text":"Yeah.","start":1085.09,"end":1085.535,"sentiment":"neutral","sentiment_score":0.1742260456085205}],"sentiment":"neutral","sentiment_score":0.1742260456085205,"channel":1,"num_words":1,"start":1085.09,"end":1085.535},{"sentences":[{"text":"gold.","start":1085.4,"end":1085.72,"sentiment":"neutral","sentiment_score":0.22498324513435364},{"text":"It's one of my favorite little assets there as well, but I would never wanna hold a 100% of it.","start":1085.72,"end":1090.6,"sentiment":"neutral","sentiment_score":0.15647518821060658},{"text":"I think it has a place in the portfolio.","start":1090.6,"end":1092.46,"sentiment":"neutral","sentiment_score":0.1271329646309217},{"text":"But there are times like, if we think back to February, gold dropped by 18% in one day.","start":1093.4,"end":1098.44,"sentiment":"neutral","sentiment_score":-0.1056395678056611}],"sentiment":"neutral","sentiment_score":0.05410773896922668,"channel":0,"num_words":48,"start":1085.4,"end":1098.44},{"sentences":[{"text":"Yeah.","start":1098.175,"end":1098.255,"sentiment":"neutral","sentiment_score":-0.036910198628902435},{"text":"I know.","start":1098.255,"end":1098.735,"sentiment":"neutral","sentiment_score":-0.05677209794521332}],"sentiment":"neutral","sentiment_score":-0.05015146483977636,"channel":1,"num_words":3,"start":1098.175,"end":1098.735},{"sentences":[{"text":"So","start":1098.44,"end":1098.94,"sentiment":"neutral","sentiment_score":-0.07834936678409576}],"sentiment":"neutral","sentiment_score":-0.07834936678409576,"channel":0,"num_words":1,"start":1098.44,"end":1098.94},{"sentences":[{"text":"I know.","start":1098.735,"end":1099.2799,"sentiment":"neutral","sentiment_score":-0.09661973267793655},{"text":"It was getting out of control, though, wasn't it?","start":1099.2799,"end":1101.2,"sentiment":"neutral","sentiment_score":-0.23877283102936214},{"text":"And,","start":1101.2,"end":1101.2799,"sentiment":"neutral","sentiment_score":-0.12713120877742767}],"sentiment":"neutral","sentiment_score":-0.20577717944979668,"channel":1,"num_words":12,"start":1098.735,"end":1101.2799},{"sentences":[{"text":"it","start":1101.265,"end":1101.345,"sentiment":"neutral","sentiment_score":-0.13695122301578522}],"sentiment":"neutral","sentiment_score":-0.13695122301578522,"channel":0,"num_words":1,"start":1101.265,"end":1101.345},{"sentences":[{"text":"like,","start":1101.2799,"end":1101.6,"sentiment":"neutral","sentiment_score":-0.12135078758001328}],"sentiment":"neutral","sentiment_score":-0.12135078758001328,"channel":1,"num_words":1,"start":1101.2799,"end":1101.6},{"sentences":[{"text":"it was","start":1101.345,"end":1101.7451,"sentiment":"neutral","sentiment_score":-0.13284841924905777}],"sentiment":"neutral","sentiment_score":-0.13284841924905777,"channel":0,"num_words":2,"start":1101.345,"end":1101.7451},{"sentences":[{"text":"I was sort of looked at I've got a little bit of bullying myself, and I just watched","start":1101.6,"end":1105.2799,"sentiment":"neutral","sentiment_score":-0.19008799683716562}],"sentiment":"neutral","sentiment_score":-0.19008799683716562,"channel":1,"num_words":18,"start":1101.6,"end":1105.2799},{"sentences":[{"text":"yeah.","start":1105.1051,"end":1105.6051,"sentiment":"neutral","sentiment_score":-0.08562898635864258}],"sentiment":"neutral","sentiment_score":-0.08562898635864258,"channel":0,"num_words":1,"start":1105.1051,"end":1105.6051},{"sentences":[{"text":"the chart and just went, oh my god.","start":1105.2799,"end":1106.64,"sentiment":"neutral","sentiment_score":-0.11271524149924517},{"text":"What when is it gonna stop?","start":1106.64,"end":1107.76,"sentiment":"neutral","sentiment_score":-0.15798677379886308},{"text":"And it stopped.","start":1107.76,"end":1108.6599,"sentiment":"neutral","sentiment_score":-0.1019119347135226},{"text":"But still","start":1110.32,"end":1110.88,"sentiment":"neutral","sentiment_score":-0.04875602945685387}],"sentiment":"neutral","sentiment_score":-0.11857318093902186,"channel":1,"num_words":19,"start":1105.2799,"end":1110.88},{"sentences":[{"text":"Mhmm.","start":1110.7051,"end":1111.2051,"sentiment":"neutral","sentiment_score":-0.027746405452489853}],"sentiment":"neutral","sentiment_score":-0.027746405452489853,"channel":0,"num_words":1,"start":1110.7051,"end":1111.2051},{"sentences":[{"text":"yeah.","start":1111.855,"end":1112.355,"sentiment":"neutral","sentiment_score":-0.010149030014872553}],"sentiment":"neutral","sentiment_score":-0.010149030014872553,"channel":1,"num_words":1,"start":1111.855,"end":1112.355},{"sentences":[{"text":"Yeah.","start":1112.06,"end":1112.56,"sentiment":"neutral","sentiment_score":0.013699938543140888}],"sentiment":"neutral","sentiment_score":0.013699938543140888,"channel":0,"num_words":1,"start":1112.06,"end":1112.56},{"sentences":[{"text":"I I you know, you understand me very well and,","start":1112.735,"end":1115.455,"sentiment":"neutral","sentiment_score":0.02552785016596317}],"sentiment":"neutral","sentiment_score":0.02552785016596317,"channel":1,"num_words":10,"start":1112.735,"end":1115.455},{"sentences":[{"text":"Yeah.","start":1115.42,"end":1115.92,"sentiment":"neutral","sentiment_score":0.03164659067988396}],"sentiment":"neutral","sentiment_score":0.03164659067988396,"channel":0,"num_words":1,"start":1115.42,"end":1115.92},{"sentences":[{"text":"you know, and and I am conservative and I understand, yeah, you've been investing","start":1115.455,"end":1118.9149,"sentiment":"neutral","sentiment_score":0.04451484073485647}],"sentiment":"neutral","sentiment_score":0.04451484073485647,"channel":1,"num_words":14,"start":1115.455,"end":1118.9149},{"sentences":[{"text":"Yeah.","start":1118.7,"end":1119.2,"sentiment":"neutral","sentiment_score":0.001498454948887229}],"sentiment":"neutral","sentiment_score":0.001498454948887229,"channel":0,"num_words":1,"start":1118.7,"end":1119.2},{"sentences":[{"text":"where, you know, that that that that that that that profit or that growth","start":1118.975,"end":1122.5149,"sentiment":"neutral","sentiment_score":0.008670636319688388}],"sentiment":"neutral","sentiment_score":0.008670636319688388,"channel":1,"num_words":14,"start":1118.975,"end":1122.5149},{"sentences":[{"text":"Yeah.","start":1122.7,"end":1123.2,"sentiment":"neutral","sentiment_score":0.03450462594628334}],"sentiment":"neutral","sentiment_score":0.03450462594628334,"channel":0,"num_words":1,"start":1122.7,"end":1123.2},{"sentences":[{"text":"gets reinvested and then how it compounds.","start":1123.0549,"end":1124.995,"sentiment":"neutral","sentiment_score":0.03351763476218496},{"text":"I I understand","start":1125.0549,"end":1125.7749,"sentiment":"neutral","sentiment_score":-0.004879612475633621}],"sentiment":"neutral","sentiment_score":0.021998460590839385,"channel":1,"num_words":10,"start":1123.0549,"end":1125.7749},{"sentences":[{"text":"Yeah.","start":1125.755,"end":1126.255,"sentiment":"neutral","sentiment_score":-0.008946828544139862}],"sentiment":"neutral","sentiment_score":-0.008946828544139862,"channel":0,"num_words":1,"start":1125.755,"end":1126.255},{"sentences":[{"text":"that's about the extent of my financial knowledge.","start":1125.7749,"end":1128.23,"sentiment":"neutral","sentiment_score":-0.05894978251308203}],"sentiment":"neutral","sentiment_score":-0.05894978251308203,"channel":1,"num_words":8,"start":1125.7749,"end":1128.23},{"sentences":[{"text":"Yeah.","start":1128.555,"end":1129.055,"sentiment":"neutral","sentiment_score":0.06401526927947998},{"text":"That's okay.","start":1129.355,"end":1130.095,"sentiment":"neutral","sentiment_score":0.13753576204180717}],"sentiment":"neutral","sentiment_score":0.11302893112103145,"channel":0,"num_words":3,"start":1128.555,"end":1130.095},{"sentences":[{"text":"But I do as I said, I do sort of think, you know, gee, I'm not really far off retirement and,","start":1130.37,"end":1137.1901,"sentiment":"neutral","sentiment_score":-0.041678176838017646}],"sentiment":"neutral","sentiment_score":-0.041678176838017646,"channel":1,"num_words":21,"start":1130.37,"end":1137.1901},{"sentences":[{"text":"Yeah.","start":1137.13,"end":1137.63,"sentiment":"neutral","sentiment_score":-0.03824850171804428}],"sentiment":"neutral","sentiment_score":-0.03824850171804428,"channel":0,"num_words":1,"start":1137.13,"end":1137.63},{"sentences":[{"text":"you know, all these things pop up on Facebook.","start":1137.5701,"end":1139.49,"sentiment":"neutral","sentiment_score":-0.0010451537867387135},{"text":"Yeah.","start":1139.49,"end":1139.73,"sentiment":"neutral","sentiment_score":-0.03340059891343117},{"text":"No.","start":1139.73,"end":1139.89,"sentiment":"neutral","sentiment_score":-0.15264713764190674},{"text":"No.","start":1139.89,"end":1140.05,"sentiment":"neutral","sentiment_score":-0.1659809947013855},{"text":"No.","start":1140.05,"end":1140.29,"sentiment":"neutral","sentiment_score":-0.1940975934267044}],"sentiment":"neutral","sentiment_score":-0.04273328528954433,"channel":1,"num_words":13,"start":1137.5701,"end":1140.29},{"sentences":[{"text":"Retired.","start":1140.29,"end":1140.79,"sentiment":"neutral","sentiment_score":-0.1623014211654663},{"text":"750,000.","start":1141.0249,"end":1141.4249,"sentiment":"neutral","sentiment_score":-0.04353225231170654},{"text":"I'm going, wow.","start":1141.4249,"end":1142.625,"sentiment":"neutral","sentiment_score":0.04323954011003176},{"text":"I've got","start":1142.625,"end":1143.345,"sentiment":"neutral","sentiment_score":0.037840310484170914}],"sentiment":"neutral","sentiment_score":-0.00006206173981939043,"channel":1,"num_words":7,"start":1140.29,"end":1143.345},{"sentences":[{"text":"Yeah.","start":1143.13,"end":1143.63,"sentiment":"neutral","sentiment_score":0.03569723293185234}],"sentiment":"neutral","sentiment_score":0.03569723293185234,"channel":0,"num_words":1,"start":1143.13,"end":1143.63},{"sentences":[{"text":"miles to get you on.","start":1143.345,"end":1144.5449,"sentiment":"neutral","sentiment_score":0.054839780926704405},{"text":"How am I gonna do that?","start":1144.5449,"end":1145.4249,"sentiment":"neutral","sentiment_score":0.05962008982896805},{"text":"How am I gonna get there in","start":1145.4249,"end":1146.625,"sentiment":"neutral","sentiment_score":0.0221151773418699}],"sentiment":"neutral","sentiment_score":0.04370698250002331,"channel":1,"num_words":18,"start":1143.345,"end":1146.625},{"sentences":[{"text":"Yeah.","start":1146.41,"end":1146.91,"sentiment":"neutral","sentiment_score":0.029525019228458405}],"sentiment":"neutral","sentiment_score":0.029525019228458405,"channel":0,"num_words":1,"start":1146.41,"end":1146.91},{"sentences":[{"text":"such a little time?","start":1146.625,"end":1147.6549,"sentiment":"neutral","sentiment_score":0.02562555903568864}],"sentiment":"neutral","sentiment_score":0.02562555903568864,"channel":1,"num_words":4,"start":1146.625,"end":1147.6549},{"sentences":[{"text":"Well,","start":1147.53,"end":1147.6901,"sentiment":"neutral","sentiment_score":0.10375428199768066}],"sentiment":"neutral","sentiment_score":0.10375428199768066,"channel":0,"num_words":1,"start":1147.53,"end":1147.6901},{"sentences":[{"text":"So","start":1147.6549,"end":1147.9049,"sentiment":"neutral","sentiment_score":0.19812262058258057}],"sentiment":"neutral","sentiment_score":0.19812262058258057,"channel":1,"num_words":1,"start":1147.6549,"end":1147.9049},{"sentences":[{"text":"your your balance isn't bad for your age and where you're at.","start":1147.6901,"end":1151.465,"sentiment":"neutral","sentiment_score":0.19799985798696676},{"text":"Your balance is not actually bad.","start":1151.465,"end":1152.905,"sentiment":"positive","sentiment_score":0.39604002237319946},{"text":"You're pretty well on par","start":1152.905,"end":1153.865,"sentiment":"positive","sentiment_score":0.5075629413127899}],"sentiment":"neutral","sentiment_score":0.3169588320281195,"channel":0,"num_words":23,"start":1147.6901,"end":1153.865},{"sentences":[{"text":"okay.","start":1153.745,"end":1154.245,"sentiment":"positive","sentiment_score":0.4104807674884796}],"sentiment":"positive","sentiment_score":0.4104807674884796,"channel":1,"num_words":1,"start":1153.745,"end":1154.245},{"sentences":[{"text":"with where you should be for your age and stage at this point.","start":1153.865,"end":1157.245,"sentiment":"neutral","sentiment_score":0.269336067713224}],"sentiment":"neutral","sentiment_score":0.269336067713224,"channel":0,"num_words":13,"start":1153.865,"end":1157.245},{"sentences":[{"text":"Alright.","start":1157.45,"end":1157.95,"sentiment":"neutral","sentiment_score":0.30452024936676025}],"sentiment":"neutral","sentiment_score":0.30452024936676025,"channel":1,"num_words":1,"start":1157.45,"end":1157.95},{"sentences":[{"text":"It's not bad at all.","start":1158.105,"end":1160.045,"sentiment":"neutral","sentiment_score":0.32598153352737425},{"text":"I'm having","start":1160.5851,"end":1160.905,"sentiment":"neutral","sentiment_score":0.1986880600452423}],"sentiment":"neutral","sentiment_score":0.2896119696753366,"channel":0,"num_words":7,"start":1158.105,"end":1160.905},{"sentences":[{"text":"Okay.","start":1160.81,"end":1161.31,"sentiment":"neutral","sentiment_score":0.13009530305862427}],"sentiment":"neutral","sentiment_score":0.13009530305862427,"channel":1,"num_words":1,"start":1160.81,"end":1161.31},{"sentences":[{"text":"a quick look here.","start":1160.905,"end":1161.63,"sentiment":"neutral","sentiment_score":0.1030361894518137},{"text":"So the balance we had at the moment was about 418,000 there.","start":1161.63,"end":1165.79,"sentiment":"neutral","sentiment_score":0.29937563339869183},{"text":"So you've actually got a really good balance.","start":1165.79,"end":1167.7101,"sentiment":"positive","sentiment_score":0.5664824098348618},{"text":"And when you sort of think about over the next couple of years, someone who only has a balance of 50,000, if they get a 5% return, it's quite a small return.","start":1167.7101,"end":1176.395,"sentiment":"neutral","sentiment_score":0.1504091622773558},{"text":"Whereas someone with 500,000 getting the same 5% return,","start":1176.4551,"end":1180.135,"sentiment":"neutral","sentiment_score":0.0703448396590021}],"sentiment":"neutral","sentiment_score":0.21511859057041316,"channel":0,"num_words":65,"start":1160.905,"end":1180.135},{"sentences":[{"text":"And","start":1180.105,"end":1180.185,"sentiment":"neutral","sentiment_score":0.03901324421167374}],"sentiment":"neutral","sentiment_score":0.03901324421167374,"channel":1,"num_words":1,"start":1180.105,"end":1180.185},{"sentences":[{"text":"it's","start":1180.135,"end":1180.375,"sentiment":"neutral","sentiment_score":0.09827558696269988}],"sentiment":"neutral","sentiment_score":0.09827558696269988,"channel":0,"num_words":1,"start":1180.135,"end":1180.375},{"sentences":[{"text":"then","start":1180.185,"end":1180.425,"sentiment":"neutral","sentiment_score":0.13757556676864624}],"sentiment":"neutral","sentiment_score":0.13757556676864624,"channel":1,"num_words":1,"start":1180.185,"end":1180.425},{"sentences":[{"text":"much","start":1180.375,"end":1180.6951,"sentiment":"neutral","sentiment_score":0.1170625239610672}],"sentiment":"neutral","sentiment_score":0.1170625239610672,"channel":0,"num_words":1,"start":1180.375,"end":1180.6951},{"sentences":[{"text":"I guess","start":1180.425,"end":1180.745,"sentiment":"neutral","sentiment_score":0.05580948293209076}],"sentiment":"neutral","sentiment_score":0.05580948293209076,"channel":1,"num_words":2,"start":1180.425,"end":1180.745},{"sentences":[{"text":"bigger.","start":1180.6951,"end":1181.1951,"sentiment":"neutral","sentiment_score":0.12505164742469788}],"sentiment":"neutral","sentiment_score":0.12505164742469788,"channel":0,"num_words":1,"start":1180.6951,"end":1181.1951},{"sentences":[{"text":"in a dollar sense, it is.","start":1180.745,"end":1182.28,"sentiment":"neutral","sentiment_score":0.11992074425021808},{"text":"Yeah.","start":1182.28,"end":1182.6,"sentiment":"neutral","sentiment_score":0.09546411037445068},{"text":"Okay.","start":1182.6,"end":1183.0801,"sentiment":"neutral","sentiment_score":0.0952996164560318}],"sentiment":"neutral","sentiment_score":0.11378602404147387,"channel":1,"num_words":8,"start":1180.745,"end":1183.0801},{"sentences":[{"text":"Yeah.","start":1182.855,"end":1183.355,"sentiment":"neutral","sentiment_score":0.09172835946083067}],"sentiment":"neutral","sentiment_score":0.09172835946083067,"channel":0,"num_words":1,"start":1182.855,"end":1183.355},{"sentences":[{"text":"Yeah.","start":1183.0801,"end":1183.5801,"sentiment":"neutral","sentiment_score":0.10095588862895966}],"sentiment":"neutral","sentiment_score":0.10095588862895966,"channel":1,"num_words":1,"start":1183.0801,"end":1183.5801},{"sentences":[{"text":"Yeah.","start":1183.5751,"end":1184.055,"sentiment":"neutral","sentiment_score":0.11662918329238892},{"text":"So as your balance increases, smaller changes may have a bigger effect on you, but smaller changes in you know, smaller increases are also gonna provide a greater effect moving","start":1184.055,"end":1194.79,"sentiment":"neutral","sentiment_score":0.2369943251212438}],"sentiment":"neutral","sentiment_score":0.23311157861063558,"channel":0,"num_words":31,"start":1183.5751,"end":1194.79},{"sentences":[{"text":"Mhmm.","start":1194.76,"end":1195.26,"sentiment":"neutral","sentiment_score":0.13478204607963562}],"sentiment":"neutral","sentiment_score":0.13478204607963562,"channel":1,"num_words":1,"start":1194.76,"end":1195.26},{"sentences":[{"text":"forward.","start":1194.79,"end":1195.27,"sentiment":"neutral","sentiment_score":0.1393938660621643},{"text":"And then you've","start":1195.27,"end":1195.75,"sentiment":"neutral","sentiment_score":0.06532913073897362}],"sentiment":"neutral","sentiment_score":0.08384531456977129,"channel":0,"num_words":4,"start":1194.79,"end":1195.75},{"sentences":[{"text":"Yeah.","start":1195.7201,"end":1196.055,"sentiment":"neutral","sentiment_score":0.0834922045469284}],"sentiment":"neutral","sentiment_score":0.0834922045469284,"channel":1,"num_words":1,"start":1195.7201,"end":1196.055},{"sentences":[{"text":"also got your contributions going in there, and they're not bad at all.","start":1195.75,"end":1199.29,"sentiment":"neutral","sentiment_score":0.1550205206641784},{"text":"One of the things we did talk about was also the option of salary","start":1200.035,"end":1203.715,"sentiment":"neutral","sentiment_score":0.09630794530468327}],"sentiment":"neutral","sentiment_score":0.12457696307036611,"channel":0,"num_words":27,"start":1195.75,"end":1203.715},{"sentences":[{"text":"Yes.","start":1203.5751,"end":1204.0751,"sentiment":"neutral","sentiment_score":0.01726716198027134}],"sentiment":"neutral","sentiment_score":0.01726716198027134,"channel":1,"num_words":1,"start":1203.5751,"end":1204.0751},{"sentences":[{"text":"sacrificing.","start":1203.715,"end":1204.215,"sentiment":"neutral","sentiment_score":-0.01310595404356718},{"text":"So we did talk about trying to get longevity and making your super work a bit harder for you.","start":1204.355,"end":1208.755,"sentiment":"neutral","sentiment_score":0.014859246776292198},{"text":"And we have","start":1208.755,"end":1209.315,"sentiment":"neutral","sentiment_score":0.1293851633866628}],"sentiment":"neutral","sentiment_score":0.02858153151591187,"channel":0,"num_words":23,"start":1203.715,"end":1209.315},{"sentences":[{"text":"Yep.","start":1209.175,"end":1209.51,"sentiment":"neutral","sentiment_score":0.11244546622037888}],"sentiment":"neutral","sentiment_score":0.11244546622037888,"channel":1,"num_words":1,"start":1209.175,"end":1209.51},{"sentences":[{"text":"the option of either putting more money in the super or taking on a bit more risk, and you're more comfortable with putting a bit more money into the market.","start":1209.315,"end":1216.5901,"sentiment":"neutral","sentiment_score":0.08158453777432442},{"text":"So I have gone back and done a lot of projecting to sort of see what we need to","start":1216.5901,"end":1221.63,"sentiment":"neutral","sentiment_score":0.03027748934140331}],"sentiment":"neutral","sentiment_score":0.06168996797380399,"channel":0,"num_words":49,"start":1209.315,"end":1221.63},{"sentences":[{"text":"Yes.","start":1221.51,"end":1221.825,"sentiment":"neutral","sentiment_score":-0.001368807628750801}],"sentiment":"neutral","sentiment_score":-0.001368807628750801,"channel":1,"num_words":1,"start":1221.51,"end":1221.825},{"sentences":[{"text":"do to kind of make it work a bit harder.","start":1221.63,"end":1223.7301,"sentiment":"neutral","sentiment_score":-0.1678687795996666},{"text":"I have recommended with the salary sacrifice we increase that.","start":1224.1901,"end":1227.675,"sentiment":"neutral","sentiment_score":-0.05095481351017952},{"text":"I","start":1228.0751,"end":1228.155,"sentiment":"neutral","sentiment_score":0.03880981728434563}],"sentiment":"neutral","sentiment_score":-0.10235362446733884,"channel":0,"num_words":21,"start":1221.63,"end":1228.155},{"sentences":[{"text":"Yeah.","start":1228.1449,"end":1228.6449,"sentiment":"neutral","sentiment_score":0.07749760150909424}],"sentiment":"neutral","sentiment_score":0.07749760150909424,"channel":1,"num_words":1,"start":1228.1449,"end":1228.6449},{"sentences":[{"text":"am increasing it to $200 on a weekly basis.","start":1228.155,"end":1231.375,"sentiment":"neutral","sentiment_score":0.11924673782454596}],"sentiment":"neutral","sentiment_score":0.11924673782454596,"channel":0,"num_words":9,"start":1228.155,"end":1231.375},{"sentences":[{"text":"Yeah.","start":1231.585,"end":1231.985,"sentiment":"neutral","sentiment_score":0.1508762240409851},{"text":"Right.","start":1231.985,"end":1232.3049,"sentiment":"neutral","sentiment_score":0.16530200839042664},{"text":"Okay.","start":1232.3049,"end":1232.8049,"sentiment":"neutral","sentiment_score":0.1780470907688141}],"sentiment":"neutral","sentiment_score":0.16474177440007529,"channel":1,"num_words":3,"start":1231.585,"end":1232.8049},{"sentences":[{"text":"It is up","start":1232.555,"end":1233.115,"sentiment":"neutral","sentiment_score":0.21499990920225778}],"sentiment":"neutral","sentiment_score":0.21499990920225778,"channel":0,"num_words":3,"start":1232.555,"end":1233.115},{"sentences":[{"text":"Okay.","start":1233.105,"end":1233.605,"sentiment":"neutral","sentiment_score":0.2019418179988861}],"sentiment":"neutral","sentiment_score":0.2019418179988861,"channel":1,"num_words":1,"start":1233.105,"end":1233.605},{"sentences":[{"text":"to you as to whether you decide to take that onboard or not.","start":1233.115,"end":1235.995,"sentiment":"neutral","sentiment_score":0.17537458756795296},{"text":"It's completely up to you.","start":1235.995,"end":1237.4551,"sentiment":"neutral","sentiment_score":0.22064768373966218}],"sentiment":"neutral","sentiment_score":0.18795044761564997,"channel":0,"num_words":18,"start":1233.115,"end":1237.4551},{"sentences":[{"text":"Yep.","start":1237.1,"end":1237.6,"sentiment":"neutral","sentiment_score":0.2519528269767761}],"sentiment":"neutral","sentiment_score":0.2519528269767761,"channel":1,"num_words":1,"start":1237.1,"end":1237.6},{"sentences":[{"text":"But, essentially, increasing it from 50 to a to $200 on a weekly basis means that we are putting a bit more money into the market.","start":1237.8351,"end":1244.82,"sentiment":"positive","sentiment_score":0.4035498442558142},{"text":"We are having more money invested on a regular basis.","start":1244.82,"end":1247.5599,"sentiment":"positive","sentiment_score":0.5698795139789581},{"text":"And when I kinda project that out over the course of the time, and it actually comes out a lot better.","start":1248.1799,"end":1253.2999,"sentiment":"positive","sentiment_score":0.6096738392398471},{"text":"So by making these changes, increasing your salary sacrifice in there over the next and even just making the tweak sorry, the tweak and rebalancing your portfolio and removing that bank hybrid and putting it in the core composite bond, Overall, when I then reevaluate how your super is working for you, the CGT consequences just for making those changes on your portfolio came out at about $61.","start":1253.2999,"end":1277.98,"sentiment":"neutral","sentiment_score":0.16287593209349058},{"text":"So your fund isn't gonna pay $61 tax to make the changes to your portfolio.","start":1278.0399,"end":1283.0199,"sentiment":"neutral","sentiment_score":0.016942076881726584}],"sentiment":"neutral","sentiment_score":0.28802811607186285,"channel":0,"num_words":140,"start":1237.8351,"end":1283.0199},{"sentences":[{"text":"Yeah.","start":1283.865,"end":1284.365,"sentiment":"neutral","sentiment_score":0.15060223639011383}],"sentiment":"neutral","sentiment_score":0.15060223639011383,"channel":1,"num_words":1,"start":1283.865,"end":1284.365},{"sentences":[{"text":"Your super the way it was structured at the moment, the five year rolling average has been averaging about 11.56%.","start":1284.175,"end":1291.055,"sentiment":"neutral","sentiment_score":0.2235345296561718},{"text":"Whereas if we make these changes in there, even though you've got a very conservative portfolio, the five year rolling average comes out at 12.11%","start":1291.055,"end":1300.3099,"sentiment":"neutral","sentiment_score":0.16449460923671722}],"sentiment":"neutral","sentiment_score":0.1907345738675859,"channel":0,"num_words":45,"start":1284.175,"end":1300.3099},{"sentences":[{"text":"Okay.","start":1300.08,"end":1300.58,"sentiment":"neutral","sentiment_score":0.07687003910541534}],"sentiment":"neutral","sentiment_score":0.07687003910541534,"channel":1,"num_words":1,"start":1300.08,"end":1300.58},{"sentences":[{"text":"12","start":1300.69,"end":1301.01,"sentiment":"neutral","sentiment_score":0.04085046425461769}],"sentiment":"neutral","sentiment_score":0.04085046425461769,"channel":0,"num_words":1,"start":1300.69,"end":1301.01},{"sentences":[{"text":"Yeah.","start":1300.8799,"end":1301.175,"sentiment":"neutral","sentiment_score":0.05676121637225151}],"sentiment":"neutral","sentiment_score":0.05676121637225151,"channel":1,"num_words":1,"start":1300.8799,"end":1301.175},{"sentences":[{"text":"point 11%.","start":1301.01,"end":1302.1499,"sentiment":"neutral","sentiment_score":0.0670517198741436},{"text":"So it","start":1302.21,"end":1303.01,"sentiment":"neutral","sentiment_score":0.0708099938929081}],"sentiment":"neutral","sentiment_score":0.06893085688352585,"channel":0,"num_words":4,"start":1301.01,"end":1303.01},{"sentences":[{"text":"Yeah.","start":1302.935,"end":1303.435,"sentiment":"neutral","sentiment_score":0.07481233775615692}],"sentiment":"neutral","sentiment_score":0.07481233775615692,"channel":1,"num_words":1,"start":1302.935,"end":1303.435},{"sentences":[{"text":"is a slight higher change","start":1303.01,"end":1304.63,"sentiment":"neutral","sentiment_score":0.039329423755407336}],"sentiment":"neutral","sentiment_score":0.039329423755407336,"channel":0,"num_words":5,"start":1303.01,"end":1304.63},{"sentences":[{"text":"It is.","start":1304.295,"end":1305.015,"sentiment":"neutral","sentiment_score":0.055223193019628525}],"sentiment":"neutral","sentiment_score":0.055223193019628525,"channel":1,"num_words":2,"start":1304.295,"end":1305.015},{"sentences":[{"text":"to","start":1305.01,"end":1305.25,"sentiment":"neutral","sentiment_score":0.038451023399829865}],"sentiment":"neutral","sentiment_score":0.038451023399829865,"channel":0,"num_words":1,"start":1305.01,"end":1305.25},{"sentences":[{"text":"Yeah.","start":1305.015,"end":1305.515,"sentiment":"neutral","sentiment_score":0.05749095231294632}],"sentiment":"neutral","sentiment_score":0.05749095231294632,"channel":1,"num_words":1,"start":1305.015,"end":1305.515},{"sentences":[{"text":"what to how the portfolio has been performing, And we're","start":1305.25,"end":1308.705,"sentiment":"neutral","sentiment_score":0.10174475908279419}],"sentiment":"neutral","sentiment_score":0.10174475908279419,"channel":0,"num_words":10,"start":1305.25,"end":1308.705},{"sentences":[{"text":"Yeah.","start":1308.6951,"end":1309.1951,"sentiment":"neutral","sentiment_score":0.23814845085144043}],"sentiment":"neutral","sentiment_score":0.23814845085144043,"channel":1,"num_words":1,"start":1308.6951,"end":1309.1951},{"sentences":[{"text":"also saving you in fees as well.","start":1308.705,"end":1310.5449,"sentiment":"neutral","sentiment_score":0.3232452486242567},{"text":"So by changing from the bank hybrids into the core composite bond and keeping you conservative, we're actually saving you for the first year $263 in investment fees as well.","start":1310.5449,"end":1321.585,"sentiment":"positive","sentiment_score":0.35866077144940695}],"sentiment":"positive","sentiment_score":0.35196053740140554,"channel":0,"num_words":37,"start":1308.705,"end":1321.585},{"sentences":[{"text":"Oh, okay.","start":1321.15,"end":1321.81,"sentiment":"positive","sentiment_score":0.37351343035697937}],"sentiment":"positive","sentiment_score":0.37351343035697937,"channel":1,"num_words":2,"start":1321.15,"end":1321.81},{"sentences":[{"text":"So","start":1321.585,"end":1322.085,"sentiment":"positive","sentiment_score":0.3763856887817383}],"sentiment":"positive","sentiment_score":0.3763856887817383,"channel":0,"num_words":1,"start":1321.585,"end":1322.085},{"sentences":[{"text":"Well, alright.","start":1321.87,"end":1322.77,"sentiment":"positive","sentiment_score":0.5064666867256165}],"sentiment":"positive","sentiment_score":0.5064666867256165,"channel":1,"num_words":2,"start":1321.87,"end":1322.77},{"sentences":[{"text":"it does work out quite good.","start":1322.53,"end":1324.47,"sentiment":"positive","sentiment_score":0.648030012845993}],"sentiment":"positive","sentiment_score":0.648030012845993,"channel":0,"num_words":6,"start":1322.53,"end":1324.47},{"sentences":[{"text":"Yeah.","start":1324.8301,"end":1325.15,"sentiment":"neutral","sentiment_score":0.26437437534332275},{"text":"Yeah.","start":1325.15,"end":1325.39,"sentiment":"neutral","sentiment_score":0.2072047144174576},{"text":"Yeah.","start":1325.39,"end":1325.63,"sentiment":"neutral","sentiment_score":0.13822761178016665},{"text":"No.","start":1325.63,"end":1325.87,"sentiment":"neutral","sentiment_score":0.0550820529460907},{"text":"That's right.","start":1325.87,"end":1326.51,"sentiment":"neutral","sentiment_score":0.14121924340724945}],"sentiment":"neutral","sentiment_score":0.1578878735502561,"channel":1,"num_words":6,"start":1324.8301,"end":1326.51},{"sentences":[{"text":"Yeah.","start":1326.51,"end":1326.8301,"sentiment":"neutral","sentiment_score":0.15370966494083405},{"text":"That's that's","start":1326.8301,"end":1327.5701,"sentiment":"neutral","sentiment_score":0.157978393137455}],"sentiment":"neutral","sentiment_score":0.15655548373858133,"channel":1,"num_words":3,"start":1326.51,"end":1327.5701},{"sentences":[{"text":"Yeah.","start":1327.17,"end":1327.67,"sentiment":"neutral","sentiment_score":0.16412612795829773}],"sentiment":"neutral","sentiment_score":0.16412612795829773,"channel":0,"num_words":1,"start":1327.17,"end":1327.67},{"sentences":[{"text":"yeah.","start":1328.03,"end":1328.53,"sentiment":"neutral","sentiment_score":0.21209606528282168}],"sentiment":"neutral","sentiment_score":0.21209606528282168,"channel":1,"num_words":1,"start":1328.03,"end":1328.53},{"sentences":[{"text":"If we kind of look at projecting that forward over the next seven years, if the market works the way it does and look.","start":1328.37,"end":1333.81,"sentiment":"neutral","sentiment_score":0.2327076674749454},{"text":"I'll be honest.","start":1333.81,"end":1334.45,"sentiment":"neutral","sentiment_score":0.02438090865810712},{"text":"I don't expect you to get 12% every single year out of this portfolio.","start":1334.45,"end":1338.125,"sentiment":"neutral","sentiment_score":0.033921697842223306},{"text":"But if the market works the way we want it to, if it, you know, keeps providing great returns the way it has, you could end up with about $840,000 in the next seven years.","start":1338.6649,"end":1347.8049,"sentiment":"positive","sentiment_score":0.6154401438576834}],"sentiment":"positive","sentiment_score":0.3641241519760929,"channel":0,"num_words":76,"start":1328.37,"end":1347.8049},{"sentences":[{"text":"Yeah.","start":1347.84,"end":1348.24,"sentiment":"positive","sentiment_score":0.4487206041812897},{"text":"Cool.","start":1348.24,"end":1348.72,"sentiment":"positive","sentiment_score":0.6012406349182129},{"text":"That's that's","start":1348.72,"end":1349.5199,"sentiment":"positive","sentiment_score":0.5062773823738098}],"sentiment":"positive","sentiment_score":0.5156290009617805,"channel":1,"num_words":4,"start":1347.84,"end":1349.5199},{"sentences":[{"text":"Yeah.","start":1349.3999,"end":1349.8999,"sentiment":"positive","sentiment_score":0.4670499563217163}],"sentiment":"positive","sentiment_score":0.4670499563217163,"channel":0,"num_words":1,"start":1349.3999,"end":1349.8999},{"sentences":[{"text":"yeah.","start":1349.6799,"end":1349.9199,"sentiment":"positive","sentiment_score":0.5021795034408569},{"text":"That's something to look forward to.","start":1349.9199,"end":1351.46,"sentiment":"positive","sentiment_score":0.6512313584486643}],"sentiment":"positive","sentiment_score":0.6299382363046918,"channel":1,"num_words":7,"start":1349.6799,"end":1351.46},{"sentences":[{"text":"Yeah.","start":1351.64,"end":1352.14,"sentiment":"neutral","sentiment_score":0.17383748292922974}],"sentiment":"neutral","sentiment_score":0.17383748292922974,"channel":0,"num_words":1,"start":1351.64,"end":1352.14},{"sentences":[{"text":"Yeah.","start":1351.76,"end":1352.1599,"sentiment":"neutral","sentiment_score":0.08391249179840088},{"text":"I mean, I know it's crystal ball stuff because, you know, that it's","start":1352.1599,"end":1355.2,"sentiment":"neutral","sentiment_score":0.008419496311734501}],"sentiment":"neutral","sentiment_score":0.013811853132210672,"channel":1,"num_words":14,"start":1351.76,"end":1355.2},{"sentences":[{"text":"Yeah.","start":1355.0,"end":1355.5,"sentiment":"neutral","sentiment_score":-0.011430556885898112}],"sentiment":"neutral","sentiment_score":-0.011430556885898112,"channel":0,"num_words":1,"start":1355.0,"end":1355.5},{"sentences":[{"text":"a pretty volatile","start":1355.2,"end":1356.1799,"sentiment":"neutral","sentiment_score":-0.10427529364824295}],"sentiment":"neutral","sentiment_score":-0.10427529364824295,"channel":1,"num_words":3,"start":1355.2,"end":1356.1799},{"sentences":[{"text":"Yeah.","start":1357.0,"end":1357.5,"sentiment":"neutral","sentiment_score":-0.07191944122314453}],"sentiment":"neutral","sentiment_score":-0.07191944122314453,"channel":0,"num_words":1,"start":1357.0,"end":1357.5},{"sentences":[{"text":"world, especially at the","start":1357.2,"end":1358.3999,"sentiment":"neutral","sentiment_score":-0.10403364896774292}],"sentiment":"neutral","sentiment_score":-0.10403364896774292,"channel":1,"num_words":4,"start":1357.2,"end":1358.3999},{"sentences":[{"text":"Yeah.","start":1358.2799,"end":1358.7799,"sentiment":"neutral","sentiment_score":-0.04350417107343674}],"sentiment":"neutral","sentiment_score":-0.04350417107343674,"channel":0,"num_words":1,"start":1358.2799,"end":1358.7799},{"sentences":[{"text":"moment.","start":1358.3999,"end":1358.7999,"sentiment":"neutral","sentiment_score":-0.058252401649951935},{"text":"But, yeah, we can only do what we can only do.","start":1358.7999,"end":1361.9049,"sentiment":"neutral","sentiment_score":-0.1027113368565386},{"text":"Do you think that that the structure and I know you've just looked at it and sort of punched some numbers around, but, like, it's too conservative?","start":1361.9049,"end":1369.205,"sentiment":"neutral","sentiment_score":-0.07612831017899292},{"text":"Like, I mean,","start":1369.4249,"end":1370.1449,"sentiment":"neutral","sentiment_score":-0.07074181362986565}],"sentiment":"neutral","sentiment_score":-0.0822801648284353,"channel":1,"num_words":42,"start":1358.3999,"end":1370.1449},{"sentences":[{"text":"Yeah.","start":1370.0549,"end":1370.135,"sentiment":"neutral","sentiment_score":-0.03547158092260361},{"text":"Yeah.","start":1370.135,"end":1370.2949,"sentiment":"neutral","sentiment_score":-0.013816514052450655}],"sentiment":"neutral","sentiment_score":-0.024644047487527132,"channel":0,"num_words":2,"start":1370.0549,"end":1370.2949},{"sentences":[{"text":"of course,","start":1370.1449,"end":1370.465,"sentiment":"neutral","sentiment_score":-0.011681836564093828}],"sentiment":"neutral","sentiment_score":-0.011681836564093828,"channel":1,"num_words":2,"start":1370.1449,"end":1370.465},{"sentences":[{"text":"Nar.","start":1370.2949,"end":1370.7949,"sentiment":"neutral","sentiment_score":-0.010696734301745892}],"sentiment":"neutral","sentiment_score":-0.010696734301745892,"channel":0,"num_words":1,"start":1370.2949,"end":1370.7949},{"sentences":[{"text":"it's the courses I know.","start":1370.465,"end":1371.845,"sentiment":"neutral","sentiment_score":-0.013750682584941387},{"text":"It's down to the individual,","start":1372.81,"end":1373.8501,"sentiment":"neutral","sentiment_score":0.004853915888816118}],"sentiment":"neutral","sentiment_score":-0.0044483833480626345,"channel":1,"num_words":10,"start":1370.465,"end":1373.8501},{"sentences":[{"text":"Yeah.","start":1373.59,"end":1374.07,"sentiment":"neutral","sentiment_score":-0.005694620311260223}],"sentiment":"neutral","sentiment_score":-0.005694620311260223,"channel":0,"num_words":1,"start":1373.59,"end":1374.07},{"sentences":[{"text":"like","start":1373.8501,"end":1374.17,"sentiment":"neutral","sentiment_score":-0.007702581584453583}],"sentiment":"neutral","sentiment_score":-0.007702581584453583,"channel":1,"num_words":1,"start":1373.8501,"end":1374.17},{"sentences":[{"text":"Nar.","start":1374.07,"end":1374.57,"sentiment":"neutral","sentiment_score":-0.006913401186466217}],"sentiment":"neutral","sentiment_score":-0.006913401186466217,"channel":0,"num_words":1,"start":1374.07,"end":1374.57},{"sentences":[{"text":"myself, ultimately.","start":1374.17,"end":1375.39,"sentiment":"neutral","sentiment_score":0.00018758699297904968}],"sentiment":"neutral","sentiment_score":0.00018758699297904968,"channel":1,"num_words":2,"start":1374.17,"end":1375.39},{"sentences":[{"text":"Absolutely.","start":1375.03,"end":1375.53,"sentiment":"neutral","sentiment_score":0.0012659300118684769}],"sentiment":"neutral","sentiment_score":0.0012659300118684769,"channel":0,"num_words":1,"start":1375.03,"end":1375.53},{"sentences":[{"text":"But, like, I don't","start":1375.4501,"end":1376.65,"sentiment":"neutral","sentiment_score":-0.07202700339257717}],"sentiment":"neutral","sentiment_score":-0.07202700339257717,"channel":1,"num_words":4,"start":1375.4501,"end":1376.65},{"sentences":[{"text":"Yeah.","start":1376.63,"end":1377.13,"sentiment":"neutral","sentiment_score":-0.08696265518665314}],"sentiment":"neutral","sentiment_score":-0.08696265518665314,"channel":0,"num_words":1,"start":1376.63,"end":1377.13},{"sentences":[{"text":"you know, when there's, you know, more high risk investment opportunities there, You know, like, how great a risk are they?","start":1377.6901,"end":1387.625,"sentiment":"neutral","sentiment_score":-0.12457024980159033}],"sentiment":"neutral","sentiment_score":-0.12457024980159033,"channel":1,"num_words":21,"start":1377.6901,"end":1387.625},{"sentences":[{"text":"Yeah.","start":1389.125,"end":1389.625,"sentiment":"neutral","sentiment_score":-0.0786965936422348},{"text":"So the the sort of things I've had to look into really great questions.","start":1389.765,"end":1392.965,"sentiment":"neutral","sentiment_score":-0.07537855633667537},{"text":"So at the moment, I don't think you are taking on you know, I don't think taking more risk feels very comfortable for where you're at.","start":1392.965,"end":1399.21,"sentiment":"neutral","sentiment_score":-0.2784394366809955},{"text":"I think putting a bit more money into the market is probably a little bit more comfortable for you.","start":1399.21,"end":1403.79,"sentiment":"neutral","sentiment_score":-0.127137322959147},{"text":"One of the things we do tend to look at is what's called the VIX index, and that essentially shows the expected volatility that markets are gonna the markets expect","start":1404.01,"end":1413.4651,"sentiment":"neutral","sentiment_score":0.030907236536343894}],"sentiment":"neutral","sentiment_score":-0.10957570862438944,"channel":0,"num_words":90,"start":1389.125,"end":1413.4651},{"sentences":[{"text":"Impact.","start":1413.255,"end":1413.755,"sentiment":"neutral","sentiment_score":0.01158907264471054}],"sentiment":"neutral","sentiment_score":0.01158907264471054,"channel":1,"num_words":1,"start":1413.255,"end":1413.755},{"sentences":[{"text":"to feel.","start":1413.4651,"end":1414.2051,"sentiment":"neutral","sentiment_score":0.01342451386153698},{"text":"And","start":1414.3451,"end":1414.5851,"sentiment":"neutral","sentiment_score":0.03430871665477753}],"sentiment":"neutral","sentiment_score":0.02038591479261716,"channel":0,"num_words":3,"start":1413.4651,"end":1414.5851},{"sentences":[{"text":"Yes.","start":1414.5349,"end":1415.0349,"sentiment":"neutral","sentiment_score":0.034537479281425476}],"sentiment":"neutral","sentiment_score":0.034537479281425476,"channel":1,"num_words":1,"start":1414.5349,"end":1415.0349},{"sentences":[{"text":"it sort of, yeah, sort of looks at how we expect the S and P 500, the top 500 companies in The US, to sort of react and the kind of volatility we might be seeing.","start":1414.5851,"end":1424.045,"sentiment":"neutral","sentiment_score":0.012739199265423749},{"text":"When we sort of look at the VIX index at the moment, it's sitting at about 24.93%.","start":1424.1499,"end":1429.85,"sentiment":"neutral","sentiment_score":0.03778448416029706},{"text":"So that sort of shows that anything over 20 means that over the next thirty days, we are expecting a bit of volatility.","start":1429.9099,"end":1436.73,"sentiment":"neutral","sentiment_score":-0.022451630591050438},{"text":"We expect investors to be moving money around on a much","start":1436.87,"end":1440.235,"sentiment":"neutral","sentiment_score":-0.06320277499881657}],"sentiment":"neutral","sentiment_score":-0.001272076141388937,"channel":0,"num_words":87,"start":1414.5851,"end":1440.235},{"sentences":[{"text":"Yeah.","start":1440.025,"end":1440.525,"sentiment":"neutral","sentiment_score":-0.009169701486825945}],"sentiment":"neutral","sentiment_score":-0.009169701486825945,"channel":1,"num_words":1,"start":1440.025,"end":1440.525},{"sentences":[{"text":"more regular basis, and we expect","start":1440.235,"end":1441.835,"sentiment":"neutral","sentiment_score":-0.023379684736331303}],"sentiment":"neutral","sentiment_score":-0.023379684736331303,"channel":0,"num_words":6,"start":1440.235,"end":1441.835},{"sentences":[{"text":"Yeah.","start":1441.625,"end":1442.125,"sentiment":"neutral","sentiment_score":-0.02691200003027916}],"sentiment":"neutral","sentiment_score":-0.02691200003027916,"channel":1,"num_words":1,"start":1441.625,"end":1442.125},{"sentences":[{"text":"the S and P 500 to be more volatile.","start":1441.835,"end":1444.095,"sentiment":"neutral","sentiment_score":-0.07733544914258851},{"text":"Anything under that 20, tends to be where we see a lot more stability, and it has been very up and down.","start":1444.555,"end":1451.515,"sentiment":"neutral","sentiment_score":0.07890228334475648},{"text":"So when I sort of look at how it went because it the VIX index kinda works with The US market.","start":1451.515,"end":1456.83,"sentiment":"neutral","sentiment_score":0.09748712040129162},{"text":"But it went up with yesterday at the height of it, it was about 25.61%.","start":1457.6901,"end":1464.1901,"sentiment":"neutral","sentiment_score":0.1461891104777654},{"text":"So it","start":1464.33,"end":1465.29,"sentiment":"neutral","sentiment_score":0.11826067045331001}],"sentiment":"neutral","sentiment_score":0.07994809735944305,"channel":0,"num_words":69,"start":1441.835,"end":1465.29},{"sentences":[{"text":"Alright.","start":1465.245,"end":1465.745,"sentiment":"neutral","sentiment_score":0.17780499160289764}],"sentiment":"neutral","sentiment_score":0.17780499160289764,"channel":1,"num_words":1,"start":1465.245,"end":1465.745},{"sentences":[{"text":"did go as high as '25 to '26 and then down to sort of 24.","start":1465.29,"end":1469.9751,"sentiment":"neutral","sentiment_score":0.1271216946343581},{"text":"It did go lower to about 24.25, but 24.22 is where it's static close in US time yesterday.","start":1470.275,"end":1478.4551,"sentiment":"neutral","sentiment_score":0.017114844173192978},{"text":"So it is still showing a bit of volatility out there.","start":1478.675,"end":1481.97,"sentiment":"neutral","sentiment_score":-0.2903179533102296},{"text":"And because you are closer to accessing super, taking on more risk does mean that you risk in the event that you wanna access super or start to draw out money that it could be a downtime.","start":1482.0499,"end":1493.51,"sentiment":"neutral","sentiment_score":-0.17652258679673477},{"text":"So I think for where you are at the moment, the way you the conversations that we have definitely had, I feel like this portfolio is very much more a comfort level for yourself.","start":1493.73,"end":1504.655,"sentiment":"positive","sentiment_score":0.39492344461819706}],"sentiment":"neutral","sentiment_score":0.05145614377182463,"channel":0,"num_words":115,"start":1465.29,"end":1504.655},{"sentences":[{"text":"Okay.","start":1504.755,"end":1505.255,"sentiment":"neutral","sentiment_score":0.31030696630477905}],"sentiment":"neutral","sentiment_score":0.31030696630477905,"channel":1,"num_words":1,"start":1504.755,"end":1505.255},{"sentences":[{"text":"And I feel like putting more money into the market, putting more money into your super by way of salary sacrifice can can provide a little bit more of a greater benefit for you because you're not taking more risk in the market.","start":1504.875,"end":1517.0901,"sentiment":"positive","sentiment_score":0.45432124026986054},{"text":"You're putting more money into the market.","start":1517.0901,"end":1518.9501,"sentiment":"neutral","sentiment_score":0.3331744500568935}],"sentiment":"positive","sentiment_score":0.43736068964004515,"channel":0,"num_words":50,"start":1504.875,"end":1518.9501},{"sentences":[{"text":"Yep.","start":1518.46,"end":1518.96,"sentiment":"neutral","sentiment_score":0.23030070960521695}],"sentiment":"neutral","sentiment_score":0.23030070960521695,"channel":1,"num_words":1,"start":1518.46,"end":1518.96},{"sentences":[{"text":"You're still","start":1519.0901,"end":1519.49,"sentiment":"neutral","sentiment_score":0.2567148953676224}],"sentiment":"neutral","sentiment_score":0.2567148953676224,"channel":0,"num_words":2,"start":1519.0901,"end":1519.49},{"sentences":[{"text":"Yep.","start":1519.2599,"end":1519.7599,"sentiment":"neutral","sentiment_score":0.19904887676239016}],"sentiment":"neutral","sentiment_score":0.19904887676239016,"channel":1,"num_words":1,"start":1519.2599,"end":1519.7599},{"sentences":[{"text":"keeping that conservative sort of feel and having more of those defensive assets plus a bit of physical gold in there helps to smooth out those market fluctuations.","start":1519.49,"end":1527.905,"sentiment":"positive","sentiment_score":0.3705166429281235},{"text":"So and because your balance is increasing, as I mentioned before, you do see, smaller changes have a higher effect on a bigger balance.","start":1528.125,"end":1536.27,"sentiment":"positive","sentiment_score":0.3351156860589981},{"text":"So, I feel like where you are at the moment is very much where they expect you to be.","start":1536.35,"end":1541.3301,"sentiment":"positive","sentiment_score":0.43318582208533035},{"text":"I sort of do find a lot more clients when they're closer to 60.","start":1541.39,"end":1545.41,"sentiment":"neutral","sentiment_score":0.2364854450736727},{"text":"They are very much in that balance to conservative sort of place and not wanting to take on a lot more","start":1545.9501,"end":1552.075,"sentiment":"neutral","sentiment_score":0.11119943892671949}],"sentiment":"neutral","sentiment_score":0.3046580899577096,"channel":0,"num_words":106,"start":1519.49,"end":1552.075},{"sentences":[{"text":"Mhmm.","start":1552.0549,"end":1552.5549,"sentiment":"neutral","sentiment_score":-0.03616543859243393}],"sentiment":"neutral","sentiment_score":-0.03616543859243393,"channel":1,"num_words":1,"start":1552.0549,"end":1552.5549},{"sentences":[{"text":"risk in the market.","start":1552.075,"end":1553.035,"sentiment":"neutral","sentiment_score":-0.09620711114257574},{"text":"So and this","start":1553.035,"end":1554.395,"sentiment":"neutral","sentiment_score":0.05236593633890152}],"sentiment":"neutral","sentiment_score":-0.032532947936228344,"channel":0,"num_words":7,"start":1552.075,"end":1554.395},{"sentences":[{"text":"Mhmm.","start":1554.375,"end":1554.455,"sentiment":"neutral","sentiment_score":0.0514746755361557},{"text":"Okay.","start":1554.455,"end":1554.955,"sentiment":"neutral","sentiment_score":0.13676513731479645}],"sentiment":"neutral","sentiment_score":0.09411990642547607,"channel":1,"num_words":2,"start":1554.375,"end":1554.955},{"sentences":[{"text":"hopefully, I answered your question, but I kind of feel like where you are at the moment is right for you.","start":1554.555,"end":1559.295,"sentiment":"neutral","sentiment_score":0.2197639225494294},{"text":"If you ever did wanna maybe look at taking on more risk, we absolutely can, but it does mean you are opening yourself up to bigger","start":1560.075,"end":1566.8401,"sentiment":"neutral","sentiment_score":0.09292899645291842}],"sentiment":"neutral","sentiment_score":0.14959992087901908,"channel":0,"num_words":47,"start":1554.555,"end":1566.8401},{"sentences":[{"text":"Yeah.","start":1566.7,"end":1567.2,"sentiment":"neutral","sentiment_score":0.00853368267416954}],"sentiment":"neutral","sentiment_score":0.00853368267416954,"channel":1,"num_words":1,"start":1566.7,"end":1567.2},{"sentences":[{"text":"drops","start":1566.8401,"end":1567.3401,"sentiment":"neutral","sentiment_score":0.00110732764005661}],"sentiment":"neutral","sentiment_score":0.00110732764005661,"channel":0,"num_words":1,"start":1566.8401,"end":1567.3401},{"sentences":[{"text":"Yeah.","start":1567.6599,"end":1567.98,"sentiment":"neutral","sentiment_score":0.008288031443953514}],"sentiment":"neutral","sentiment_score":0.008288031443953514,"channel":1,"num_words":1,"start":1567.6599,"end":1567.98},{"sentences":[{"text":"and closer","start":1567.8,"end":1568.3601,"sentiment":"neutral","sentiment_score":0.008163023740053177}],"sentiment":"neutral","sentiment_score":0.008163023740053177,"channel":0,"num_words":2,"start":1567.8,"end":1568.3601},{"sentences":[{"text":"Yeah.","start":1567.98,"end":1568.48,"sentiment":"neutral","sentiment_score":0.01691724732518196}],"sentiment":"neutral","sentiment_score":0.01691724732518196,"channel":1,"num_words":1,"start":1567.98,"end":1568.48},{"sentences":[{"text":"to when you wanna access super.","start":1568.3601,"end":1570.06,"sentiment":"neutral","sentiment_score":0.04002403902510802},{"text":"So","start":1570.12,"end":1570.62,"sentiment":"neutral","sentiment_score":0.009855765849351885}],"sentiment":"neutral","sentiment_score":0.03571428571428571,"channel":0,"num_words":7,"start":1568.3601,"end":1570.62},{"sentences":[{"text":"Yeah.","start":1570.86,"end":1571.36,"sentiment":"neutral","sentiment_score":0.0011695344001054764},{"text":"No.","start":1571.5,"end":1571.82,"sentiment":"neutral","sentiment_score":-0.03721321374177933},{"text":"I","start":1571.82,"end":1571.98,"sentiment":"neutral","sentiment_score":-0.028616955503821373}],"sentiment":"neutral","sentiment_score":-0.02155354494849841,"channel":1,"num_words":3,"start":1570.86,"end":1571.98},{"sentences":[{"text":"yeah.","start":1571.9601,"end":1572.4601,"sentiment":"neutral","sentiment_score":-0.009989021345973017}],"sentiment":"neutral","sentiment_score":-0.009989021345973017,"channel":0,"num_words":1,"start":1571.9601,"end":1572.4601},{"sentences":[{"text":"appreciate that advice.","start":1571.98,"end":1573.12,"sentiment":"positive","sentiment_score":0.6133904258410136},{"text":"That's awesome.","start":1573.205,"end":1573.525,"sentiment":"positive","sentiment_score":0.8197166621685028},{"text":"I","start":1573.525,"end":1573.765,"sentiment":"positive","sentiment_score":0.5546694397926331}],"sentiment":"positive","sentiment_score":0.6723790069421133,"channel":1,"num_words":6,"start":1571.98,"end":1573.765},{"sentences":[{"text":"Yeah.","start":1573.7201,"end":1574.2201,"sentiment":"positive","sentiment_score":0.5907090306282043}],"sentiment":"positive","sentiment_score":0.5907090306282043,"channel":0,"num_words":1,"start":1573.7201,"end":1574.2201},{"sentences":[{"text":"I put my full faith in you.","start":1573.765,"end":1575.285,"sentiment":"positive","sentiment_score":0.6286291820662362},{"text":"And, yeah,","start":1575.285,"end":1576.025,"sentiment":"positive","sentiment_score":0.44197607040405273}],"sentiment":"positive","sentiment_score":0.5871507128079733,"channel":1,"num_words":9,"start":1573.765,"end":1576.025},{"sentences":[{"text":"Aw.","start":1575.905,"end":1576.405,"sentiment":"positive","sentiment_score":0.4642222821712494}],"sentiment":"positive","sentiment_score":0.4642222821712494,"channel":0,"num_words":1,"start":1575.905,"end":1576.405},{"sentences":[{"text":"it that's just","start":1576.325,"end":1577.045,"sentiment":"positive","sentiment_score":0.4270237584908803}],"sentiment":"positive","sentiment_score":0.4270237584908803,"channel":1,"num_words":3,"start":1576.325,"end":1577.045},{"sentences":[{"text":"Thank","start":1576.865,"end":1577.185,"sentiment":"positive","sentiment_score":0.6730318665504456}],"sentiment":"positive","sentiment_score":0.6730318665504456,"channel":0,"num_words":1,"start":1576.865,"end":1577.185},{"sentences":[{"text":"reassured","start":1577.045,"end":1577.525,"sentiment":"positive","sentiment_score":0.7141599059104919}],"sentiment":"positive","sentiment_score":0.7141599059104919,"channel":1,"num_words":1,"start":1577.045,"end":1577.525},{"sentences":[{"text":"you.","start":1577.185,"end":1577.685,"sentiment":"positive","sentiment_score":0.5981034636497498}],"sentiment":"positive","sentiment_score":0.5981034636497498,"channel":0,"num_words":1,"start":1577.185,"end":1577.685},{"sentences":[{"text":"me, you know, that to to oh, I'm not being greedy.","start":1577.525,"end":1582.085,"sentiment":"neutral","sentiment_score":0.0865115723149343},{"text":"It's","start":1582.085,"end":1582.325,"sentiment":"neutral","sentiment_score":0.08702276647090912}],"sentiment":"neutral","sentiment_score":0.0865541718279322,"channel":1,"num_words":12,"start":1577.525,"end":1582.325},{"sentences":[{"text":"Yeah.","start":1582.225,"end":1582.385,"sentiment":"neutral","sentiment_score":0.0409439355134964}],"sentiment":"neutral","sentiment_score":0.0409439355134964,"channel":0,"num_words":1,"start":1582.225,"end":1582.385},{"sentences":[{"text":"just","start":1582.325,"end":1582.645,"sentiment":"neutral","sentiment_score":0.008758270181715488}],"sentiment":"neutral","sentiment_score":0.008758270181715488,"channel":1,"num_words":1,"start":1582.325,"end":1582.645},{"sentences":[{"text":"No.","start":1582.385,"end":1582.885,"sentiment":"neutral","sentiment_score":-0.03614882007241249}],"sentiment":"neutral","sentiment_score":-0.03614882007241249,"channel":0,"num_words":1,"start":1582.385,"end":1582.885},{"sentences":[{"text":"often that I hear, you know, work colleagues and that, you know, say they're in a high growth fund and, you know, they're killing","start":1582.645,"end":1588.32,"sentiment":"neutral","sentiment_score":-0.04494470295806726}],"sentiment":"neutral","sentiment_score":-0.04494470295806726,"channel":1,"num_words":24,"start":1582.645,"end":1588.32},{"sentences":[{"text":"Yep.","start":1587.92,"end":1588.42,"sentiment":"neutral","sentiment_score":-0.0950886607170105}],"sentiment":"neutral","sentiment_score":-0.0950886607170105,"channel":0,"num_words":1,"start":1587.92,"end":1588.42},{"sentences":[{"text":"it at the moment, and it's just like, oh, you know?","start":1588.32,"end":1591.2,"sentiment":"neutral","sentiment_score":-0.1013468869707801}],"sentiment":"neutral","sentiment_score":-0.1013468869707801,"channel":1,"num_words":11,"start":1588.32,"end":1591.2},{"sentences":[{"text":"Yep.","start":1591.12,"end":1591.62,"sentiment":"neutral","sentiment_score":-0.0466427281498909}],"sentiment":"neutral","sentiment_score":-0.0466427281498909,"channel":0,"num_words":1,"start":1591.12,"end":1591.62},{"sentences":[{"text":"And as I said, I've never been a risk taker or whatever.","start":1591.2,"end":1594.4,"sentiment":"neutral","sentiment_score":-0.06509338226169348},{"text":"So that's why I just put the question to you, and I don't expect you","start":1594.4,"end":1597.36,"sentiment":"neutral","sentiment_score":-0.04506055538853009}],"sentiment":"neutral","sentiment_score":-0.053964033998824934,"channel":1,"num_words":27,"start":1591.2,"end":1597.36},{"sentences":[{"text":"Yeah.","start":1597.28,"end":1597.36,"sentiment":"neutral","sentiment_score":-0.02574797347187996}],"sentiment":"neutral","sentiment_score":-0.02574797347187996,"channel":0,"num_words":1,"start":1597.28,"end":1597.36},{"sentences":[{"text":"to","start":1597.36,"end":1597.6,"sentiment":"neutral","sentiment_score":-0.003139689564704895}],"sentiment":"neutral","sentiment_score":-0.003139689564704895,"channel":1,"num_words":1,"start":1597.36,"end":1597.6},{"sentences":[{"text":"Yeah.","start":1597.36,"end":1597.86,"sentiment":"neutral","sentiment_score":-0.0069088442251086235}],"sentiment":"neutral","sentiment_score":-0.0069088442251086235,"channel":0,"num_words":1,"start":1597.36,"end":1597.86},{"sentences":[{"text":"to answer answer because you don't, I guess, really know me, but you know me through our","start":1597.6,"end":1601.44,"sentiment":"neutral","sentiment_score":0.00012813694775104523}],"sentiment":"neutral","sentiment_score":0.00012813694775104523,"channel":1,"num_words":17,"start":1597.6,"end":1601.44},{"sentences":[{"text":"That's","start":1601.295,"end":1601.615,"sentiment":"neutral","sentiment_score":0.02614964172244072}],"sentiment":"neutral","sentiment_score":0.02614964172244072,"channel":0,"num_words":1,"start":1601.295,"end":1601.615},{"sentences":[{"text":"conversation","start":1601.44,"end":1601.92,"sentiment":"neutral","sentiment_score":0.04202979430556297}],"sentiment":"neutral","sentiment_score":0.04202979430556297,"channel":1,"num_words":1,"start":1601.44,"end":1601.92},{"sentences":[{"text":"okay.","start":1601.615,"end":1602.115,"sentiment":"neutral","sentiment_score":0.05354739725589752}],"sentiment":"neutral","sentiment_score":0.05354739725589752,"channel":0,"num_words":1,"start":1601.615,"end":1602.115},{"sentences":[{"text":"as you had just said.","start":1601.92,"end":1602.88,"sentiment":"neutral","sentiment_score":0.05022877901792526}],"sentiment":"neutral","sentiment_score":0.05022877901792526,"channel":1,"num_words":5,"start":1601.92,"end":1602.88},{"sentences":[{"text":"Yeah.","start":1602.8151,"end":1603.3151,"sentiment":"neutral","sentiment_score":0.11370144784450532}],"sentiment":"neutral","sentiment_score":0.11370144784450532,"channel":0,"num_words":1,"start":1602.8151,"end":1603.3151},{"sentences":[{"text":"So thank you.","start":1602.88,"end":1603.855,"sentiment":"neutral","sentiment_score":0.29398661851882935},{"text":"I","start":1603.855,"end":1604.255,"sentiment":"neutral","sentiment_score":0.1805218011140823}],"sentiment":"neutral","sentiment_score":0.2656204141676426,"channel":1,"num_words":4,"start":1602.88,"end":1604.255},{"sentences":[{"text":"Yeah.","start":1604.175,"end":1604.675,"sentiment":"neutral","sentiment_score":0.20985189080238345}],"sentiment":"neutral","sentiment_score":0.20985189080238345,"channel":0,"num_words":1,"start":1604.175,"end":1604.675},{"sentences":[{"text":"appreciate","start":1604.255,"end":1604.755,"sentiment":"neutral","sentiment_score":0.27325719594955444}],"sentiment":"neutral","sentiment_score":0.27325719594955444,"channel":1,"num_words":1,"start":1604.255,"end":1604.755},{"sentences":[{"text":"That's okay.","start":1605.295,"end":1606.275,"sentiment":"positive","sentiment_score":0.36842282116413116}],"sentiment":"positive","sentiment_score":0.36842282116413116,"channel":0,"num_words":2,"start":1605.295,"end":1606.275},{"sentences":[{"text":"you reassuring me like that.","start":1605.9349,"end":1607.635,"sentiment":"positive","sentiment_score":0.49205584526062013}],"sentiment":"positive","sentiment_score":0.49205584526062013,"channel":1,"num_words":5,"start":1605.9349,"end":1607.635},{"sentences":[{"text":"Yeah.","start":1607.775,"end":1608.175,"sentiment":"neutral","sentiment_score":0.09894103556871414},{"text":"No.","start":1608.175,"end":1608.415,"sentiment":"neutral","sentiment_score":0.07505853474140167},{"text":"That's absolutely okay.","start":1608.415,"end":1609.4551,"sentiment":"neutral","sentiment_score":0.12886982907851538},{"text":"If you ever are nervous, you know I'm always here.","start":1609.4551,"end":1611.615,"sentiment":"neutral","sentiment_score":0.06944183893501758},{"text":"I'm happy to take the phone calls.","start":1611.615,"end":1612.84,"sentiment":"neutral","sentiment_score":0.2725585848093033}],"sentiment":"neutral","sentiment_score":0.1437698882073164,"channel":0,"num_words":22,"start":1607.775,"end":1612.84},{"sentences":[{"text":"You can email me and say, hey, Dana.","start":1612.84,"end":1614.5199,"sentiment":"neutral","sentiment_score":0.11319887451827526},{"text":"And our conversation needs","start":1614.5199,"end":1615.8799,"sentiment":"neutral","sentiment_score":0.061748988926410675}],"sentiment":"neutral","sentiment_score":0.0960489126543204,"channel":0,"num_words":12,"start":1612.84,"end":1615.8799},{"sentences":[{"text":"Thanks,","start":1615.775,"end":1616.1749,"sentiment":"neutral","sentiment_score":0.155074805021286}],"sentiment":"neutral","sentiment_score":0.155074805021286,"channel":1,"num_words":1,"start":1615.775,"end":1616.1749},{"sentences":[{"text":"a bit of","start":1615.8799,"end":1616.2,"sentiment":"neutral","sentiment_score":0.1767969379822413}],"sentiment":"neutral","sentiment_score":0.1767969379822413,"channel":0,"num_words":3,"start":1615.8799,"end":1616.2},{"sentences":[{"text":"Dana.","start":1616.1749,"end":1616.55,"sentiment":"neutral","sentiment_score":0.18908727169036865}],"sentiment":"neutral","sentiment_score":0.18908727169036865,"channel":1,"num_words":1,"start":1616.1749,"end":1616.55},{"sentences":[{"text":"reassurance,","start":1616.2,"end":1616.7,"sentiment":"neutral","sentiment_score":0.1570432186126709}],"sentiment":"neutral","sentiment_score":0.1570432186126709,"channel":0,"num_words":1,"start":1616.2,"end":1616.7},{"sentences":[{"text":"Dana.","start":1616.63,"end":1617.13,"sentiment":"neutral","sentiment_score":0.16526207327842712}],"sentiment":"neutral","sentiment_score":0.16526207327842712,"channel":1,"num_words":1,"start":1616.63,"end":1617.13},{"sentences":[{"text":"and we can talk it through.","start":1616.84,"end":1618.1399,"sentiment":"neutral","sentiment_score":0.11445467670758565},{"text":"But","start":1618.44,"end":1618.6799,"sentiment":"neutral","sentiment_score":0.08649590611457825}],"sentiment":"neutral","sentiment_score":0.11046056662287031,"channel":0,"num_words":7,"start":1616.84,"end":1618.6799},{"sentences":[{"text":"Cool.","start":1618.55,"end":1619.05,"sentiment":"neutral","sentiment_score":0.08744604885578156}],"sentiment":"neutral","sentiment_score":0.08744604885578156,"channel":1,"num_words":1,"start":1618.55,"end":1619.05},{"sentences":[{"text":"I do do honestly expect a bit of volatility with what's happening in the markets currently and moving forward.","start":1618.6799,"end":1624.12,"sentiment":"neutral","sentiment_score":-0.026354267016837473},{"text":"So being","start":1624.12,"end":1625.035,"sentiment":"neutral","sentiment_score":0.010699452832341194}],"sentiment":"neutral","sentiment_score":-0.022825341316915694,"channel":0,"num_words":21,"start":1618.6799,"end":1625.035},{"sentences":[{"text":"Yeah.","start":1624.87,"end":1625.37,"sentiment":"neutral","sentiment_score":0.014980796724557877}],"sentiment":"neutral","sentiment_score":0.014980796724557877,"channel":1,"num_words":1,"start":1624.87,"end":1625.37},{"sentences":[{"text":"in more of a a lower risk position is probably gonna benefit you more.","start":1625.035,"end":1629.375,"sentiment":"neutral","sentiment_score":0.08178901778800148},{"text":"And, yeah,","start":1629.995,"end":1630.475,"sentiment":"neutral","sentiment_score":0.024689828976988792}],"sentiment":"neutral","sentiment_score":0.07465161918662488,"channel":0,"num_words":16,"start":1625.035,"end":1630.475},{"sentences":[{"text":"Yep.","start":1630.31,"end":1630.755,"sentiment":"neutral","sentiment_score":0.0048251887783408165}],"sentiment":"neutral","sentiment_score":0.0048251887783408165,"channel":1,"num_words":1,"start":1630.31,"end":1630.755},{"sentences":[{"text":"as I said, I know there's a lot going on in your life at the moment.","start":1630.475,"end":1633.275,"sentiment":"neutral","sentiment_score":-0.02397643739823252},{"text":"Your wife's had some time off with her diagnosis.","start":1633.275,"end":1635.615,"sentiment":"neutral","sentiment_score":-0.035250041633844376},{"text":"So have a","start":1635.915,"end":1636.635,"sentiment":"neutral","sentiment_score":-0.0034111433972915015}],"sentiment":"neutral","sentiment_score":-0.02539667154529265,"channel":0,"num_words":28,"start":1630.475,"end":1636.635},{"sentences":[{"text":"Yeah.","start":1636.595,"end":1637.095,"sentiment":"neutral","sentiment_score":-0.0013684667646884918}],"sentiment":"neutral","sentiment_score":-0.0013684667646884918,"channel":1,"num_words":1,"start":1636.595,"end":1637.095},{"sentences":[{"text":"think about your budget.","start":1636.635,"end":1637.675,"sentiment":"neutral","sentiment_score":0.00279786204919219},{"text":"If you are comfortable increasing that salary sacrifice up to 200, then absolutely.","start":1637.675,"end":1642.6,"sentiment":"neutral","sentiment_score":0.011227552707378682},{"text":"If you decide you're not quite comfortable with that at the moment, you maybe want a smaller amount.","start":1643.0599,"end":1647.2999,"sentiment":"neutral","sentiment_score":-0.049220323769582644},{"text":"On the very last page of the advice document, we always have a text box,","start":1647.2999,"end":1651.16,"sentiment":"neutral","sentiment_score":0.02762252911925316}],"sentiment":"neutral","sentiment_score":-0.006289565153419972,"channel":0,"num_words":50,"start":1636.635,"end":1651.16},{"sentences":[{"text":"Uh-huh.","start":1651.62,"end":1652.12,"sentiment":"neutral","sentiment_score":0.02936929278075695}],"sentiment":"neutral","sentiment_score":0.02936929278075695,"channel":1,"num_words":1,"start":1651.62,"end":1652.12},{"sentences":[{"text":"and you can just write in there any any parts of the advice that you do not wish to proceed with or what level that you're comfortable proceeding with.","start":1651.62,"end":1658.925,"sentiment":"neutral","sentiment_score":0.012153435241559455},{"text":"And we will just proceed with whatever you're comfortable with.","start":1658.925,"end":1661.5651,"sentiment":"neutral","sentiment_score":0.09673274122178555},{"text":"Okay?","start":1661.5651,"end":1662.0651,"sentiment":"neutral","sentiment_score":0.04097805917263031}],"sentiment":"neutral","sentiment_score":0.03401887733489275,"channel":0,"num_words":40,"start":1651.62,"end":1662.0651},{"sentences":[{"text":"Uh-huh.","start":1661.775,"end":1662.275,"sentiment":"neutral","sentiment_score":0.04059586301445961},{"text":"Okay.","start":1662.3351,"end":1662.735,"sentiment":"neutral","sentiment_score":0.1014007180929184},{"text":"Yeah.","start":1662.735,"end":1663.135,"sentiment":"neutral","sentiment_score":0.18838872015476227}],"sentiment":"neutral","sentiment_score":0.11012843375404675,"channel":1,"num_words":3,"start":1661.775,"end":1663.135},{"sentences":[{"text":"Yeah.","start":1662.925,"end":1663.425,"sentiment":"positive","sentiment_score":0.35939326882362366}],"sentiment":"positive","sentiment_score":0.35939326882362366,"channel":0,"num_words":1,"start":1662.925,"end":1663.425},{"sentences":[{"text":"Cool.","start":1663.135,"end":1663.535,"sentiment":"positive","sentiment_score":0.5792009830474854},{"text":"No worries.","start":1663.535,"end":1664.1951,"sentiment":"positive","sentiment_score":0.395855188369751}],"sentiment":"positive","sentiment_score":0.4569704532623291,"channel":1,"num_words":3,"start":1663.135,"end":1664.1951},{"sentences":[{"text":"Oh, good.","start":1664.845,"end":1665.585,"sentiment":"positive","sentiment_score":0.6096863150596619},{"text":"With the the retirement side of things, so as I kinda mentioned, one of the things I wanted to look at for you was the longevity of your super and what this sort of means moving forward.","start":1665.98,"end":1674.48,"sentiment":"neutral","sentiment_score":0.2252610468783894},{"text":"So","start":1674.78,"end":1675.28,"sentiment":"neutral","sentiment_score":0.033132247626781464}],"sentiment":"neutral","sentiment_score":0.23967909030616283,"channel":0,"num_words":40,"start":1664.845,"end":1675.28},{"sentences":[{"text":"Mhmm.","start":1675.23,"end":1675.73,"sentiment":"neutral","sentiment_score":0.026661818847060204}],"sentiment":"neutral","sentiment_score":0.026661818847060204,"channel":1,"num_words":1,"start":1675.23,"end":1675.73},{"sentences":[{"text":"because we kind of hadn't been able to work on exactly how much you might need to draw out a super in retirement, this is kinda something we look at down the track when we get there.","start":1675.74,"end":1684.765,"sentiment":"neutral","sentiment_score":-0.017272404722265294}],"sentiment":"neutral","sentiment_score":-0.017272404722265294,"channel":0,"num_words":37,"start":1675.74,"end":1684.765},{"sentences":[{"text":"Yeah.","start":1684.855,"end":1685.1749,"sentiment":"neutral","sentiment_score":0.02157730795443058}],"sentiment":"neutral","sentiment_score":0.02157730795443058,"channel":1,"num_words":1,"start":1684.855,"end":1685.1749},{"sentences":[{"text":"And we","start":1684.905,"end":1685.225,"sentiment":"neutral","sentiment_score":0.015827462077140808}],"sentiment":"neutral","sentiment_score":0.015827462077140808,"channel":0,"num_words":2,"start":1684.905,"end":1685.225},{"sentences":[{"text":"Yeah.","start":1685.1749,"end":1685.4149,"sentiment":"neutral","sentiment_score":0.03708101809024811}],"sentiment":"neutral","sentiment_score":0.03708101809024811,"channel":1,"num_words":1,"start":1685.1749,"end":1685.4149},{"sentences":[{"text":"are","start":1685.225,"end":1685.4651,"sentiment":"neutral","sentiment_score":0.026996828615665436}],"sentiment":"neutral","sentiment_score":0.026996828615665436,"channel":0,"num_words":1,"start":1685.225,"end":1685.4651},{"sentences":[{"text":"Sure.","start":1685.4149,"end":1685.9149,"sentiment":"neutral","sentiment_score":0.04825995862483978}],"sentiment":"neutral","sentiment_score":0.04825995862483978,"channel":1,"num_words":1,"start":1685.4149,"end":1685.9149},{"sentences":[{"text":"looking at the funds in today's dollars as well because we kind of it's hard to pinpoint inflation","start":1685.4651,"end":1690.125,"sentiment":"neutral","sentiment_score":0.002317673112783167}],"sentiment":"neutral","sentiment_score":0.002317673112783167,"channel":0,"num_words":18,"start":1685.4651,"end":1690.125},{"sentences":[{"text":"Oh, that's","start":1689.6549,"end":1690.2949,"sentiment":"neutral","sentiment_score":0.06601208820939064}],"sentiment":"neutral","sentiment_score":0.06601208820939064,"channel":1,"num_words":2,"start":1689.6549,"end":1690.2949},{"sentences":[{"text":"and","start":1690.185,"end":1690.685,"sentiment":"neutral","sentiment_score":0.07586412131786346}],"sentiment":"neutral","sentiment_score":0.07586412131786346,"channel":0,"num_words":1,"start":1690.185,"end":1690.685},{"sentences":[{"text":"fine.","start":1690.2949,"end":1690.7949,"sentiment":"neutral","sentiment_score":0.15037664771080017}],"sentiment":"neutral","sentiment_score":0.15037664771080017,"channel":1,"num_words":1,"start":1690.2949,"end":1690.7949},{"sentences":[{"text":"what that looks like down the track.","start":1690.745,"end":1692.605,"sentiment":"neutral","sentiment_score":0.09317806363105774}],"sentiment":"neutral","sentiment_score":0.09317806363105774,"channel":0,"num_words":7,"start":1690.745,"end":1692.605},{"sentences":[{"text":"Yeah.","start":1692.135,"end":1692.5349,"sentiment":"neutral","sentiment_score":0.05941391736268997},{"text":"Yeah.","start":1692.5349,"end":1693.0349,"sentiment":"neutral","sentiment_score":0.06584528833627701},{"text":"Yeah.","start":1693.1749,"end":1693.35,"sentiment":"neutral","sentiment_score":0.08507880568504333}],"sentiment":"neutral","sentiment_score":0.07011267046133678,"channel":1,"num_words":3,"start":1692.135,"end":1693.35},{"sentences":[{"text":"But","start":1693.5599,"end":1693.88,"sentiment":"neutral","sentiment_score":0.12049687653779984}],"sentiment":"neutral","sentiment_score":0.12049687653779984,"channel":0,"num_words":1,"start":1693.5599,"end":1693.88},{"sentences":[{"text":"Absolutely.","start":1693.59,"end":1694.09,"sentiment":"neutral","sentiment_score":0.18553465604782104}],"sentiment":"neutral","sentiment_score":0.18553465604782104,"channel":1,"num_words":1,"start":1693.59,"end":1694.09},{"sentences":[{"text":"I've worked on just the base of, say, a thousand dollars on a weekly basis.","start":1693.88,"end":1697.24,"sentiment":"neutral","sentiment_score":0.14563866009314855},{"text":"So you will see in that","start":1697.24,"end":1698.2,"sentiment":"neutral","sentiment_score":0.13796443740526834}],"sentiment":"neutral","sentiment_score":0.1434460250394685,"channel":0,"num_words":21,"start":1693.88,"end":1698.2},{"sentences":[{"text":"Yep.","start":1698.07,"end":1698.57,"sentiment":"neutral","sentiment_score":0.12666675448417664}],"sentiment":"neutral","sentiment_score":0.12666675448417664,"channel":1,"num_words":1,"start":1698.07,"end":1698.57},{"sentences":[{"text":"document there, essentially, having a look, and if the market works the way it does, if we kind of get to where the point where we want to be at, withdrawing out of super and you did still have some money sitting in savings.","start":1698.2,"end":1712.0751,"sentiment":"neutral","sentiment_score":0.14496485143899918},{"text":"You had about 180,000 sitting in","start":1712.0751,"end":1714.2351,"sentiment":"neutral","sentiment_score":0.15959744527935982}],"sentiment":"neutral","sentiment_score":0.14672076269984247,"channel":0,"num_words":50,"start":1698.2,"end":1714.2351},{"sentences":[{"text":"Yep.","start":1714.2051,"end":1714.7051,"sentiment":"neutral","sentiment_score":0.1463531106710434}],"sentiment":"neutral","sentiment_score":0.1463531106710434,"channel":1,"num_words":1,"start":1714.2051,"end":1714.7051},{"sentences":[{"text":"savings.","start":1714.2351,"end":1714.635,"sentiment":"neutral","sentiment_score":0.10216642916202544},{"text":"So I have also incorporated that into the advice piece to sort","start":1714.635,"end":1717.515,"sentiment":"neutral","sentiment_score":0.10901370272040367}],"sentiment":"neutral","sentiment_score":0.10848698936975919,"channel":0,"num_words":13,"start":1714.2351,"end":1717.515},{"sentences":[{"text":"Okay.","start":1717.4851,"end":1717.9851,"sentiment":"neutral","sentiment_score":0.06447041779756546}],"sentiment":"neutral","sentiment_score":0.06447041779756546,"channel":1,"num_words":1,"start":1717.4851,"end":1717.9851},{"sentences":[{"text":"of longevity.","start":1717.515,"end":1718.655,"sentiment":"neutral","sentiment_score":0.04047332238405943},{"text":"But if you did retire at the age of 65 based on what we have here, trying to draw out about $52,000 on a yearly basis","start":1719.755,"end":1727.7999,"sentiment":"neutral","sentiment_score":0.03146632524350515}],"sentiment":"neutral","sentiment_score":0.03210968218211617,"channel":0,"num_words":28,"start":1717.515,"end":1727.7999},{"sentences":[{"text":"Yeah.","start":1727.64,"end":1728.14,"sentiment":"neutral","sentiment_score":0.07746347784996033}],"sentiment":"neutral","sentiment_score":0.07746347784996033,"channel":1,"num_words":1,"start":1727.64,"end":1728.14},{"sentences":[{"text":"between your super and your savings, as much as this is getting you closer to your goal, it allows you to draw out that money.","start":1727.86,"end":1735.7,"sentiment":"neutral","sentiment_score":0.20489515721797943},{"text":"However, it doesn't quite give you longevity.","start":1735.7,"end":1737.8799,"sentiment":"neutral","sentiment_score":-0.11251156351396016},{"text":"It means that your super","start":1737.995,"end":1739.1951,"sentiment":"neutral","sentiment_score":0.0246871754527092}],"sentiment":"neutral","sentiment_score":0.1204928071112246,"channel":0,"num_words":37,"start":1727.86,"end":1739.1951},{"sentences":[{"text":"Right.","start":1739.115,"end":1739.615,"sentiment":"neutral","sentiment_score":-0.03820004314184189}],"sentiment":"neutral","sentiment_score":-0.03820004314184189,"channel":1,"num_words":1,"start":1739.115,"end":1739.615},{"sentences":[{"text":"wouldn't last it would sort of run out in about eighties.","start":1739.1951,"end":1741.935,"sentiment":"neutral","sentiment_score":-0.12476394731890071},{"text":"If you were","start":1742.4751,"end":1742.9551,"sentiment":"neutral","sentiment_score":-0.0221768735597531}],"sentiment":"neutral","sentiment_score":-0.10278100294194051,"channel":0,"num_words":14,"start":1739.1951,"end":1742.9551},{"sentences":[{"text":"Okay.","start":1742.875,"end":1743.375,"sentiment":"neutral","sentiment_score":0.000046766363084316254}],"sentiment":"neutral","sentiment_score":0.000046766363084316254,"channel":1,"num_words":1,"start":1742.875,"end":1743.375},{"sentences":[{"text":"drawing roughly $46,000 on a yearly basis, which is about 5,900 less than what you you would actually","start":1742.9551,"end":1750.635,"sentiment":"neutral","sentiment_score":0.00995887029502127}],"sentiment":"neutral","sentiment_score":0.00995887029502127,"channel":0,"num_words":18,"start":1742.9551,"end":1750.635},{"sentences":[{"text":"Yeah.","start":1750.25,"end":1750.75,"sentiment":"neutral","sentiment_score":0.0015479214489459991}],"sentiment":"neutral","sentiment_score":0.0015479214489459991,"channel":1,"num_words":1,"start":1750.25,"end":1750.75},{"sentences":[{"text":"need based on a thousand dollars on a weekly basis,","start":1750.635,"end":1753.295,"sentiment":"neutral","sentiment_score":-0.00002556741237640398}],"sentiment":"neutral","sentiment_score":-0.00002556741237640398,"channel":0,"num_words":10,"start":1750.635,"end":1753.295},{"sentences":[{"text":"Mhmm.","start":1753.13,"end":1753.63,"sentiment":"neutral","sentiment_score":0.01640244945883751},{"text":"Yeah.","start":1753.93,"end":1754.43,"sentiment":"neutral","sentiment_score":0.0708313062787056}],"sentiment":"neutral","sentiment_score":0.04361687786877155,"channel":1,"num_words":2,"start":1753.13,"end":1754.43},{"sentences":[{"text":"Super and utilizing some of your savings to give longevity, we can sort of predict that it would run out at around about age 84.","start":1754.27,"end":1762.45,"sentiment":"neutral","sentiment_score":0.12165333211421966}],"sentiment":"neutral","sentiment_score":0.12165333211421966,"channel":0,"num_words":25,"start":1754.27,"end":1762.45},{"sentences":[{"text":"Okay.","start":1763.095,"end":1763.595,"sentiment":"neutral","sentiment_score":0.06362638622522354}],"sentiment":"neutral","sentiment_score":0.06362638622522354,"channel":1,"num_words":1,"start":1763.095,"end":1763.595},{"sentences":[{"text":"So I've looked at other things because I also know that your wife is younger than you and and will work a","start":1763.23,"end":1768.545,"sentiment":"neutral","sentiment_score":0.06072451648387042}],"sentiment":"neutral","sentiment_score":0.06072451648387042,"channel":0,"num_words":22,"start":1763.23,"end":1768.545},{"sentences":[{"text":"Yep.","start":1768.5349,"end":1769.0349,"sentiment":"neutral","sentiment_score":0.06807246059179306}],"sentiment":"neutral","sentiment_score":0.06807246059179306,"channel":1,"num_words":1,"start":1768.5349,"end":1769.0349},{"sentences":[{"text":"little bit longer as well.","start":1768.545,"end":1769.985,"sentiment":"neutral","sentiment_score":0.03681200015125796},{"text":"So in the appendix","start":1769.985,"end":1771.445,"sentiment":"neutral","sentiment_score":0.008840881870128214}],"sentiment":"neutral","sentiment_score":0.02438039202631141,"channel":0,"num_words":9,"start":1768.545,"end":1771.445},{"sentences":[{"text":"Oh, I don't know","start":1771.015,"end":1771.59,"sentiment":"neutral","sentiment_score":-0.03847453277558088}],"sentiment":"neutral","sentiment_score":-0.03847453277558088,"channel":1,"num_words":4,"start":1771.015,"end":1771.59},{"sentences":[{"text":"there, I've I've","start":1771.585,"end":1773.245,"sentiment":"neutral","sentiment_score":-0.04568159207701683}],"sentiment":"neutral","sentiment_score":-0.04568159207701683,"channel":0,"num_words":3,"start":1771.585,"end":1773.245},{"sentences":[{"text":"about that.","start":1772.87,"end":1773.51,"sentiment":"neutral","sentiment_score":-0.03752229269593954},{"text":"She's","start":1773.51,"end":1773.83,"sentiment":"neutral","sentiment_score":-0.027683530002832413}],"sentiment":"neutral","sentiment_score":-0.034242705131570496,"channel":1,"num_words":3,"start":1772.87,"end":1773.83},{"sentences":[{"text":"got some","start":1773.665,"end":1774.065,"sentiment":"neutral","sentiment_score":-0.02592307422310114}],"sentiment":"neutral","sentiment_score":-0.02592307422310114,"channel":0,"num_words":2,"start":1773.665,"end":1774.065},{"sentences":[{"text":"younger.","start":1773.83,"end":1774.15,"sentiment":"neutral","sentiment_score":-0.031128395348787308}],"sentiment":"neutral","sentiment_score":-0.031128395348787308,"channel":1,"num_words":1,"start":1773.83,"end":1774.15},{"sentences":[{"text":"other","start":1774.065,"end":1774.465,"sentiment":"neutral","sentiment_score":-0.025524025782942772}],"sentiment":"neutral","sentiment_score":-0.025524025782942772,"channel":0,"num_words":1,"start":1774.065,"end":1774.465},{"sentences":[{"text":"She'll","start":1774.15,"end":1774.47,"sentiment":"neutral","sentiment_score":-0.009268604218959808}],"sentiment":"neutral","sentiment_score":-0.009268604218959808,"channel":1,"num_words":1,"start":1774.15,"end":1774.47},{"sentences":[{"text":"scenarios.","start":1774.465,"end":1774.965,"sentiment":"neutral","sentiment_score":-0.011908341199159622}],"sentiment":"neutral","sentiment_score":-0.011908341199159622,"channel":0,"num_words":1,"start":1774.465,"end":1774.965},{"sentences":[{"text":"be wanna retire at the same age as me.","start":1774.47,"end":1776.65,"sentiment":"neutral","sentiment_score":-0.0035947319120168686},{"text":"I'm sure.","start":1776.71,"end":1777.5299,"sentiment":"neutral","sentiment_score":0.05020776949822903}],"sentiment":"neutral","sentiment_score":0.006187541071664204,"channel":1,"num_words":11,"start":1774.47,"end":1777.5299},{"sentences":[{"text":"We hope.","start":1777.185,"end":1777.845,"sentiment":"neutral","sentiment_score":0.20298860222101212},{"text":"And that's absolutely fine.","start":1777.905,"end":1779.605,"sentiment":"positive","sentiment_score":0.3717132806777954},{"text":"When we kinda look down the track, maybe factoring in her super in a bit more detail, we'll definitely, when we get closer to her time, would be able to update the projections a little bit more for you.","start":1780.2201,"end":1789.74,"sentiment":"neutral","sentiment_score":0.11103729024911538},{"text":"And when we","start":1789.74,"end":1790.38,"sentiment":"neutral","sentiment_score":0.059424723188082375}],"sentiment":"neutral","sentiment_score":0.1333658086756865,"channel":0,"num_words":48,"start":1777.185,"end":1790.38},{"sentences":[{"text":"Yes.","start":1790.375,"end":1790.875,"sentiment":"neutral","sentiment_score":0.06906260550022125}],"sentiment":"neutral","sentiment_score":0.06906260550022125,"channel":1,"num_words":1,"start":1790.375,"end":1790.875},{"sentences":[{"text":"get to that point, I wanna also look at age pension and make sure, you know, what we can do there.","start":1790.38,"end":1795.0951,"sentiment":"neutral","sentiment_score":0.05936095171741077},{"text":"But I've added a few additional alternative scenarios into the appendix for you to show you.","start":1795.0951,"end":1800.4551,"sentiment":"neutral","sentiment_score":0.09859473071992397},{"text":"So, it's about making sure you're aware.","start":1800.4551,"end":1803.0951,"sentiment":"neutral","sentiment_score":0.09838345008237022},{"text":"The advice is getting you closer to your goal.","start":1803.0951,"end":1805.255,"sentiment":"neutral","sentiment_score":0.12222159902254741},{"text":"However, it's not still not quite meeting it.","start":1805.255,"end":1807.5,"sentiment":"neutral","sentiment_score":-0.07147061382420361}],"sentiment":"neutral","sentiment_score":0.06624605424213605,"channel":0,"num_words":61,"start":1790.38,"end":1807.5},{"sentences":[{"text":"We still wanna work at making sure we're on our","start":1807.5,"end":1809.9,"sentiment":"neutral","sentiment_score":0.15460338220000266}],"sentiment":"neutral","sentiment_score":0.15460338220000266,"channel":0,"num_words":10,"start":1807.5,"end":1809.9},{"sentences":[{"text":"Cool.","start":1810.02,"end":1810.52,"sentiment":"neutral","sentiment_score":0.17737364768981934}],"sentiment":"neutral","sentiment_score":0.17737364768981934,"channel":1,"num_words":1,"start":1810.02,"end":1810.52},{"sentences":[{"text":"on track to try and get","start":1810.14,"end":1811.3401,"sentiment":"neutral","sentiment_score":0.08502002184589703}],"sentiment":"neutral","sentiment_score":0.08502002184589703,"channel":0,"num_words":6,"start":1810.14,"end":1811.3401},{"sentences":[{"text":"Yeah.","start":1811.14,"end":1811.64,"sentiment":"neutral","sentiment_score":0.0461227148771286}],"sentiment":"neutral","sentiment_score":0.0461227148771286,"channel":1,"num_words":1,"start":1811.14,"end":1811.64},{"sentences":[{"text":"there and","start":1811.3401,"end":1811.9,"sentiment":"neutral","sentiment_score":0.033221486024558544}],"sentiment":"neutral","sentiment_score":0.033221486024558544,"channel":0,"num_words":2,"start":1811.3401,"end":1811.9},{"sentences":[{"text":"Yeah.","start":1811.78,"end":1811.94,"sentiment":"neutral","sentiment_score":0.03167113661766052}],"sentiment":"neutral","sentiment_score":0.03167113661766052,"channel":1,"num_words":1,"start":1811.78,"end":1811.94},{"sentences":[{"text":"get","start":1811.9,"end":1812.14,"sentiment":"neutral","sentiment_score":0.02557728998363018}],"sentiment":"neutral","sentiment_score":0.02557728998363018,"channel":0,"num_words":1,"start":1811.9,"end":1812.14},{"sentences":[{"text":"Yeah.","start":1811.94,"end":1812.18,"sentiment":"neutral","sentiment_score":0.029109273105859756}],"sentiment":"neutral","sentiment_score":0.029109273105859756,"channel":1,"num_words":1,"start":1811.94,"end":1812.18},{"sentences":[{"text":"as","start":1812.14,"end":1812.3,"sentiment":"neutral","sentiment_score":0.03751830384135246}],"sentiment":"neutral","sentiment_score":0.03751830384135246,"channel":0,"num_words":1,"start":1812.14,"end":1812.3},{"sentences":[{"text":"Yeah.","start":1812.18,"end":1812.42,"sentiment":"neutral","sentiment_score":0.05915491282939911}],"sentiment":"neutral","sentiment_score":0.05915491282939911,"channel":1,"num_words":1,"start":1812.18,"end":1812.42},{"sentences":[{"text":"close","start":1812.3,"end":1812.62,"sentiment":"neutral","sentiment_score":0.08108466863632202}],"sentiment":"neutral","sentiment_score":0.08108466863632202,"channel":0,"num_words":1,"start":1812.3,"end":1812.62},{"sentences":[{"text":"Cool.","start":1812.42,"end":1812.92,"sentiment":"neutral","sentiment_score":0.12494179606437684}],"sentiment":"neutral","sentiment_score":0.12494179606437684,"channel":1,"num_words":1,"start":1812.42,"end":1812.92},{"sentences":[{"text":"as possible.","start":1812.62,"end":1813.28,"sentiment":"neutral","sentiment_score":0.07790252566337585},{"text":"So the scenarios in the appendix, I also have another one where if your wife continues to work, then, you know, she's a couple of years younger than you, then there is a few years of her income still there, which means you can draw less out of super, which means your super gives you a bit more longevity.","start":1814.3,"end":1829.6749,"sentiment":"neutral","sentiment_score":0.06210303287637436}],"sentiment":"neutral","sentiment_score":0.06262104903332523,"channel":0,"num_words":61,"start":1812.62,"end":1829.6749},{"sentences":[{"text":"Oh, sure.","start":1829.845,"end":1830.485,"sentiment":"neutral","sentiment_score":0.044043054804205894}],"sentiment":"neutral","sentiment_score":0.044043054804205894,"channel":1,"num_words":2,"start":1829.845,"end":1830.485},{"sentences":[{"text":"We're","start":1830.2949,"end":1830.5349,"sentiment":"neutral","sentiment_score":0.03147426247596741}],"sentiment":"neutral","sentiment_score":0.03147426247596741,"channel":0,"num_words":1,"start":1830.2949,"end":1830.5349},{"sentences":[{"text":"Yeah.","start":1830.485,"end":1830.725,"sentiment":"neutral","sentiment_score":0.03133951127529144}],"sentiment":"neutral","sentiment_score":0.03133951127529144,"channel":1,"num_words":1,"start":1830.485,"end":1830.725},{"sentences":[{"text":"looking","start":1830.5349,"end":1830.9349,"sentiment":"neutral","sentiment_score":0.027231823652982712}],"sentiment":"neutral","sentiment_score":0.027231823652982712,"channel":0,"num_words":1,"start":1830.5349,"end":1830.9349},{"sentences":[{"text":"Yeah.","start":1830.725,"end":1830.965,"sentiment":"neutral","sentiment_score":0.03211486339569092},{"text":"Of course.","start":1830.965,"end":1831.41,"sentiment":"neutral","sentiment_score":0.05208105966448784}],"sentiment":"neutral","sentiment_score":0.0454256609082222,"channel":1,"num_words":3,"start":1830.725,"end":1831.41},{"sentences":[{"text":"yeah.","start":1831.495,"end":1831.975,"sentiment":"neutral","sentiment_score":0.06452412903308868}],"sentiment":"neutral","sentiment_score":0.06452412903308868,"channel":0,"num_words":1,"start":1831.495,"end":1831.975},{"sentences":[{"text":"Yep.","start":1831.89,"end":1832.39,"sentiment":"neutral","sentiment_score":0.07169953733682632}],"sentiment":"neutral","sentiment_score":0.07169953733682632,"channel":1,"num_words":1,"start":1831.89,"end":1832.39},{"sentences":[{"text":"This is looking at her income plus a bit out of your super, but then also factoring in savings there.","start":1831.975,"end":1838.03,"sentiment":"neutral","sentiment_score":0.06874793861061335},{"text":"And it essentially shows that if we look at that, we can kinda get your super to last a bit longer, and we last up to about age 90.","start":1838.03,"end":1844.77,"sentiment":"neutral","sentiment_score":0.11067316257234278},{"text":"We're drawing actually more than the 50.","start":1845.55,"end":1847.65,"sentiment":"neutral","sentiment_score":0.08831987742866788},{"text":"These scenarios, they tell us we will draw more or less, but you in that","start":1847.905,"end":1851.985,"sentiment":"neutral","sentiment_score":0.06285770386457443}],"sentiment":"neutral","sentiment_score":0.08655753784196478,"channel":0,"num_words":71,"start":1831.975,"end":1851.985},{"sentences":[{"text":"Yes.","start":1851.815,"end":1852.315,"sentiment":"neutral","sentiment_score":0.07634526491165161}],"sentiment":"neutral","sentiment_score":0.07634526491165161,"channel":1,"num_words":1,"start":1851.815,"end":1852.315},{"sentences":[{"text":"scenario, you can draw $52,000 and get further longevity out of your super.","start":1851.985,"end":1856.625,"sentiment":"neutral","sentiment_score":0.16446693585469171},{"text":"So it does does last until about 91, 92 years of age, which is good.","start":1856.625,"end":1861.38,"sentiment":"neutral","sentiment_score":0.1933045153816541}],"sentiment":"neutral","sentiment_score":0.17991563917270728,"channel":0,"num_words":28,"start":1851.985,"end":1861.38},{"sentences":[{"text":"I'm surprised if I get there.","start":1861.35,"end":1862.89,"sentiment":"neutral","sentiment_score":-0.1802625060081482},{"text":"Well,","start":1864.47,"end":1864.79,"sentiment":"neutral","sentiment_score":-0.06429807841777802}],"sentiment":"neutral","sentiment_score":-0.16369615920952388,"channel":1,"num_words":7,"start":1861.35,"end":1864.79},{"sentences":[{"text":"I would","start":1864.58,"end":1864.98,"sentiment":"neutral","sentiment_score":-0.1426442563533783}],"sentiment":"neutral","sentiment_score":-0.1426442563533783,"channel":0,"num_words":2,"start":1864.58,"end":1864.98},{"sentences":[{"text":"you never","start":1864.79,"end":1865.19,"sentiment":"neutral","sentiment_score":-0.08414577320218086}],"sentiment":"neutral","sentiment_score":-0.08414577320218086,"channel":1,"num_words":2,"start":1864.79,"end":1865.19},{"sentences":[{"text":"love","start":1864.98,"end":1865.3,"sentiment":"neutral","sentiment_score":-0.10039065033197404}],"sentiment":"neutral","sentiment_score":-0.10039065033197404,"channel":0,"num_words":1,"start":1864.98,"end":1865.3},{"sentences":[{"text":"know.","start":1865.19,"end":1865.69,"sentiment":"neutral","sentiment_score":-0.06343751400709152}],"sentiment":"neutral","sentiment_score":-0.06343751400709152,"channel":1,"num_words":1,"start":1865.19,"end":1865.69},{"sentences":[{"text":"you too.","start":1865.3,"end":1866.02,"sentiment":"neutral","sentiment_score":0.010072119534015656},{"text":"Absolutely.","start":1866.02,"end":1866.52,"sentiment":"positive","sentiment_score":0.3588128089904785}],"sentiment":"neutral","sentiment_score":0.12631901601950327,"channel":0,"num_words":3,"start":1865.3,"end":1866.52},{"sentences":[{"text":"Thank you.","start":1866.55,"end":1867.19,"sentiment":"positive","sentiment_score":0.45887164771556854},{"text":"Thank you.","start":1867.19,"end":1868.01,"sentiment":"positive","sentiment_score":0.377576008439064},{"text":"Actually, actually, my wife's father, he just passed away.","start":1868.23,"end":1871.285,"sentiment":"neutral","sentiment_score":-0.09543783548805448},{"text":"He was 98.","start":1871.285,"end":1872.245,"sentiment":"neutral","sentiment_score":0.014701134214798609},{"text":"So and living","start":1872.245,"end":1873.765,"sentiment":"neutral","sentiment_score":0.03296803745130698}],"sentiment":"neutral","sentiment_score":0.05036643725868903,"channel":1,"num_words":19,"start":1866.55,"end":1873.765},{"sentences":[{"text":"Wow.","start":1873.46,"end":1873.96,"sentiment":"neutral","sentiment_score":0.2943272888660431}],"sentiment":"neutral","sentiment_score":0.2943272888660431,"channel":0,"num_words":1,"start":1873.46,"end":1873.96},{"sentences":[{"text":"and living by himself at home and everything like in perfect","start":1873.765,"end":1876.645,"sentiment":"positive","sentiment_score":0.4583437822081826}],"sentiment":"positive","sentiment_score":0.4583437822081826,"channel":1,"num_words":11,"start":1873.765,"end":1876.645},{"sentences":[{"text":"That's","start":1876.545,"end":1877.045,"sentiment":"positive","sentiment_score":0.4754217565059662}],"sentiment":"positive","sentiment_score":0.4754217565059662,"channel":0,"num_words":1,"start":1876.545,"end":1877.045},{"sentences":[{"text":"health.","start":1876.645,"end":1876.965,"sentiment":"positive","sentiment_score":0.473275363445282},{"text":"So","start":1876.965,"end":1877.285,"sentiment":"positive","sentiment_score":0.8057283759117126}],"sentiment":"positive","sentiment_score":0.6395018696784973,"channel":1,"num_words":2,"start":1876.645,"end":1877.285},{"sentences":[{"text":"beautiful.","start":1877.745,"end":1878.245,"sentiment":"positive","sentiment_score":0.7092164754867554},{"text":"Oh, that's lovely.","start":1879.265,"end":1880.545,"sentiment":"positive","sentiment_score":0.5677317281564077},{"text":"My nana got to 94.","start":1880.545,"end":1882.325,"sentiment":"neutral","sentiment_score":0.05724661126732826},{"text":"We were planning her 90 birthday,","start":1882.865,"end":1885.045,"sentiment":"neutral","sentiment_score":0.023232226880888145}],"sentiment":"neutral","sentiment_score":0.18920253850519658,"channel":0,"num_words":15,"start":1877.745,"end":1885.045},{"sentences":[{"text":"Oh,","start":1884.6799,"end":1885.1799,"sentiment":"neutral","sentiment_score":0.012981574051082134}],"sentiment":"neutral","sentiment_score":0.012981574051082134,"channel":1,"num_words":1,"start":1884.6799,"end":1885.1799},{"sentences":[{"text":"and she got to Christmas at age 94, but she was in a nursing home.","start":1885.345,"end":1889.525,"sentiment":"neutral","sentiment_score":0.0030609207848707833}],"sentiment":"neutral","sentiment_score":0.0030609207848707833,"channel":0,"num_words":15,"start":1885.345,"end":1889.525},{"sentences":[{"text":"wow.","start":1889.7999,"end":1890.0399,"sentiment":"neutral","sentiment_score":0.07092121243476868},{"text":"Alright.","start":1890.0399,"end":1890.5399,"sentiment":"neutral","sentiment_score":0.028066515922546387}],"sentiment":"neutral","sentiment_score":0.04949386417865753,"channel":1,"num_words":2,"start":1889.7999,"end":1890.5399},{"sentences":[{"text":"And she had to change nursing homes as well, and she didn't really like the the nursing home vibe.","start":1890.15,"end":1895.1901,"sentiment":"neutral","sentiment_score":-0.1134224739906035},{"text":"It wasn't wasn't","start":1895.1901,"end":1896.15,"sentiment":"neutral","sentiment_score":-0.05630729595820109}],"sentiment":"neutral","sentiment_score":-0.10563404062254862,"channel":0,"num_words":22,"start":1890.15,"end":1896.15},{"sentences":[{"text":"No.","start":1896.12,"end":1896.36,"sentiment":"neutral","sentiment_score":-0.06093360483646393}],"sentiment":"neutral","sentiment_score":-0.06093360483646393,"channel":1,"num_words":1,"start":1896.12,"end":1896.36},{"sentences":[{"text":"for","start":1896.15,"end":1896.39,"sentiment":"neutral","sentiment_score":-0.0537741519510746}],"sentiment":"neutral","sentiment_score":-0.0537741519510746,"channel":0,"num_words":1,"start":1896.15,"end":1896.39},{"sentences":[{"text":"Not","start":1896.36,"end":1896.86,"sentiment":"neutral","sentiment_score":-0.06044948101043701}],"sentiment":"neutral","sentiment_score":-0.06044948101043701,"channel":1,"num_words":1,"start":1896.36,"end":1896.86},{"sentences":[{"text":"her.","start":1896.39,"end":1896.89,"sentiment":"neutral","sentiment_score":-0.09490713477134705},{"text":"So I kinda saw her go downhill from that point on, and I was with her every week.","start":1897.67,"end":1902.0701,"sentiment":"neutral","sentiment_score":-0.12444818309611744},{"text":"And it was hard,","start":1902.0701,"end":1903.1901,"sentiment":"neutral","sentiment_score":-0.09886031225323677}],"sentiment":"neutral","sentiment_score":-0.11871372519627861,"channel":0,"num_words":23,"start":1896.39,"end":1903.1901},{"sentences":[{"text":"Yeah.","start":1903.155,"end":1903.655,"sentiment":"neutral","sentiment_score":-0.04960985481739044}],"sentiment":"neutral","sentiment_score":-0.04960985481739044,"channel":1,"num_words":1,"start":1903.155,"end":1903.655},{"sentences":[{"text":"but so I understand where you guys are at there.","start":1903.1901,"end":1905.525,"sentiment":"neutral","sentiment_score":-0.07182668261229992},{"text":"But it's nice to say she got to ninety four.","start":1905.925,"end":1908.0851,"sentiment":"neutral","sentiment_score":0.21641945019364356}],"sentiment":"neutral","sentiment_score":0.07229638379067183,"channel":0,"num_words":20,"start":1903.1901,"end":1908.0851},{"sentences":[{"text":"Yeah.","start":1908.035,"end":1908.355,"sentiment":"neutral","sentiment_score":0.1872477829456329}],"sentiment":"neutral","sentiment_score":0.1872477829456329,"channel":1,"num_words":1,"start":1908.035,"end":1908.355},{"sentences":[{"text":"I think that's","start":1908.0851,"end":1908.805,"sentiment":"neutral","sentiment_score":0.26816144585609436}],"sentiment":"neutral","sentiment_score":0.26816144585609436,"channel":0,"num_words":3,"start":1908.0851,"end":1908.805},{"sentences":[{"text":"It's incredible.","start":1908.355,"end":1909.175,"sentiment":"positive","sentiment_score":0.5940835177898407}],"sentiment":"positive","sentiment_score":0.5940835177898407,"channel":1,"num_words":2,"start":1908.355,"end":1909.175},{"sentences":[{"text":"really good.","start":1908.805,"end":1909.625,"sentiment":"positive","sentiment_score":0.5480615198612213},{"text":"She","start":1909.685,"end":1910.0851,"sentiment":"neutral","sentiment_score":0.2558109164237976}],"sentiment":"positive","sentiment_score":0.45064465204874676,"channel":0,"num_words":3,"start":1908.805,"end":1910.0851},{"sentences":[{"text":"Yeah.","start":1910.035,"end":1910.535,"sentiment":"neutral","sentiment_score":0.29062360525131226}],"sentiment":"neutral","sentiment_score":0.29062360525131226,"channel":1,"num_words":1,"start":1910.035,"end":1910.535},{"sentences":[{"text":"she had a huge life.","start":1910.0851,"end":1911.685,"sentiment":"neutral","sentiment_score":0.3136843919754028},{"text":"And being a female of that era, she wasn't allowed to do much.","start":1911.685,"end":1915.4451,"sentiment":"neutral","sentiment_score":0.13518609565037948},{"text":"She was told to, you know, get married, have kids, and do this,","start":1915.4451,"end":1918.44,"sentiment":"neutral","sentiment_score":0.09107114002108574}],"sentiment":"neutral","sentiment_score":0.14547632334213104,"channel":0,"num_words":31,"start":1910.0851,"end":1918.44},{"sentences":[{"text":"Yes.","start":1918.21,"end":1918.71,"sentiment":"neutral","sentiment_score":0.1806006282567978}],"sentiment":"neutral","sentiment_score":0.1806006282567978,"channel":1,"num_words":1,"start":1918.21,"end":1918.71},{"sentences":[{"text":"and so she loved that I became an adviser.","start":1918.44,"end":1920.6799,"sentiment":"positive","sentiment_score":0.335590629114045},{"text":"She supported me through uni and everything.","start":1920.6799,"end":1922.78,"sentiment":"neutral","sentiment_score":0.3243423359734671},{"text":"So,","start":1922.9199,"end":1923.4199,"sentiment":"neutral","sentiment_score":0.1260039210319519}],"sentiment":"neutral","sentiment_score":0.31863034911015453,"channel":0,"num_words":17,"start":1918.44,"end":1923.4199},{"sentences":[{"text":"Yeah.","start":1923.09,"end":1923.41,"sentiment":"neutral","sentiment_score":0.25457531213760376},{"text":"Awesome.","start":1923.41,"end":1923.91,"sentiment":"positive","sentiment_score":0.5324159860610962}],"sentiment":"positive","sentiment_score":0.39349564909935,"channel":1,"num_words":2,"start":1923.09,"end":1923.91},{"sentences":[{"text":"yeah,","start":1923.7999,"end":1924.2999,"sentiment":"positive","sentiment_score":0.443502277135849}],"sentiment":"positive","sentiment_score":0.443502277135849,"channel":0,"num_words":1,"start":1923.7999,"end":1924.2999},{"sentences":[{"text":"Incredible.","start":1923.97,"end":1924.47,"sentiment":"positive","sentiment_score":0.5447118282318115}],"sentiment":"positive","sentiment_score":0.5447118282318115,"channel":1,"num_words":1,"start":1923.97,"end":1924.47},{"sentences":[{"text":"it's","start":1924.6,"end":1925.08,"sentiment":"positive","sentiment_score":0.35325759649276733}],"sentiment":"positive","sentiment_score":0.35325759649276733,"channel":0,"num_words":1,"start":1924.6,"end":1925.08},{"sentences":[{"text":"Yeah.","start":1924.93,"end":1925.43,"sentiment":"positive","sentiment_score":0.35810887813568115}],"sentiment":"positive","sentiment_score":0.35810887813568115,"channel":1,"num_words":1,"start":1924.93,"end":1925.43},{"sentences":[{"text":"it's really cool to see them get that old and just be able to have those relationships.","start":1925.08,"end":1928.7,"sentiment":"positive","sentiment_score":0.47192227840423584}],"sentiment":"positive","sentiment_score":0.47192227840423584,"channel":0,"num_words":17,"start":1925.08,"end":1928.7},{"sentences":[{"text":"100%.","start":1929.2351,"end":1930.035,"sentiment":"neutral","sentiment_score":0.2221836298704147},{"text":"Yeah.","start":1930.035,"end":1930.435,"sentiment":"neutral","sentiment_score":0.16841182112693787},{"text":"Yeah.","start":1930.435,"end":1930.755,"sentiment":"neutral","sentiment_score":0.15995261073112488}],"sentiment":"neutral","sentiment_score":0.18351602057615915,"channel":1,"num_words":3,"start":1929.2351,"end":1930.755},{"sentences":[{"text":"Yeah.","start":1930.535,"end":1931.035,"sentiment":"neutral","sentiment_score":0.1400306224822998}],"sentiment":"neutral","sentiment_score":0.1400306224822998,"channel":0,"num_words":1,"start":1930.535,"end":1931.035},{"sentences":[{"text":"And, like, I mean, we never wanna see a loved one pass away or anything.","start":1930.755,"end":1933.4751,"sentiment":"neutral","sentiment_score":0.08304968227942784},{"text":"But, yeah, you know,","start":1933.4751,"end":1934.535,"sentiment":"neutral","sentiment_score":0.10986349917948246}],"sentiment":"neutral","sentiment_score":0.08869469636364986,"channel":1,"num_words":19,"start":1930.755,"end":1934.535},{"sentences":[{"text":"No.","start":1934.295,"end":1934.795,"sentiment":"neutral","sentiment_score":0.11540484428405762}],"sentiment":"neutral","sentiment_score":0.11540484428405762,"channel":0,"num_words":1,"start":1934.295,"end":1934.795},{"sentences":[{"text":"it's it's, yeah, it's it's comforting to know that, you know, they had a very fulfilled life.","start":1934.675,"end":1939.38,"sentiment":"positive","sentiment_score":0.3672957402818343},{"text":"You","start":1939.38,"end":1939.86,"sentiment":"neutral","sentiment_score":0.1628302037715912}],"sentiment":"positive","sentiment_score":0.35593654380904305,"channel":1,"num_words":18,"start":1934.675,"end":1939.86},{"sentences":[{"text":"Absolutely.","start":1939.735,"end":1940.235,"sentiment":"neutral","sentiment_score":0.22094351053237915}],"sentiment":"neutral","sentiment_score":0.22094351053237915,"channel":0,"num_words":1,"start":1939.735,"end":1940.235},{"sentences":[{"text":"know.","start":1939.86,"end":1940.34,"sentiment":"neutral","sentiment_score":0.17010274529457092},{"text":"Right.","start":1940.34,"end":1940.84,"sentiment":"neutral","sentiment_score":0.11004115641117096},{"text":"And extended.","start":1941.22,"end":1941.9401,"sentiment":"neutral","sentiment_score":0.08908575773239136},{"text":"Yeah.","start":1941.9401,"end":1942.18,"sentiment":"neutral","sentiment_score":0.037778206169605255},{"text":"As I","start":1942.18,"end":1942.42,"sentiment":"neutral","sentiment_score":0.02330075576901436}],"sentiment":"neutral","sentiment_score":0.07752787641116551,"channel":1,"num_words":7,"start":1939.86,"end":1942.42},{"sentences":[{"text":"Yeah.","start":1942.36,"end":1942.86,"sentiment":"neutral","sentiment_score":0.024660538882017136}],"sentiment":"neutral","sentiment_score":0.024660538882017136,"channel":0,"num_words":1,"start":1942.36,"end":1942.86},{"sentences":[{"text":"said, I I can't see myself getting there, but you never know.","start":1942.42,"end":1945.88,"sentiment":"neutral","sentiment_score":-0.011120077843467394}],"sentiment":"neutral","sentiment_score":-0.011120077843467394,"channel":1,"num_words":12,"start":1942.42,"end":1945.88},{"sentences":[{"text":"Well, I'll tell you what.","start":1946.12,"end":1947.08,"sentiment":"neutral","sentiment_score":0.053958247601985934},{"text":"I'll talk to you right up until that point.","start":1947.08,"end":1949.1799,"sentiment":"neutral","sentiment_score":0.056833321849505104},{"text":"I","start":1949.48,"end":1949.64,"sentiment":"neutral","sentiment_score":0.0506303608417511}],"sentiment":"neutral","sentiment_score":0.05546143303314845,"channel":0,"num_words":15,"start":1946.12,"end":1949.64},{"sentences":[{"text":"Okay.","start":1949.62,"end":1950.12,"sentiment":"neutral","sentiment_score":0.06872443854808807}],"sentiment":"neutral","sentiment_score":0.06872443854808807,"channel":1,"num_words":1,"start":1949.62,"end":1950.12},{"sentences":[{"text":"will be here.","start":1949.64,"end":1950.5399,"sentiment":"neutral","sentiment_score":0.0884050577878952}],"sentiment":"neutral","sentiment_score":0.0884050577878952,"channel":0,"num_words":3,"start":1949.64,"end":1950.5399},{"sentences":[{"text":"Awesome.","start":1951.54,"end":1952.04,"sentiment":"positive","sentiment_score":0.4997107982635498}],"sentiment":"positive","sentiment_score":0.4997107982635498,"channel":1,"num_words":1,"start":1951.54,"end":1952.04},{"sentences":[{"text":"I'll keep you going.","start":1952.0399,"end":1953.1799,"sentiment":"positive","sentiment_score":0.4191789850592613}],"sentiment":"positive","sentiment_score":0.4191789850592613,"channel":0,"num_words":4,"start":1952.0399,"end":1953.1799},{"sentences":[{"text":"Excellent.","start":1953.825,"end":1954.3049,"sentiment":"positive","sentiment_score":0.5121157765388489},{"text":"Excellent.","start":1954.3049,"end":1954.8049,"sentiment":"positive","sentiment_score":0.4965374171733856},{"text":"Thanks,","start":1954.865,"end":1955.265,"sentiment":"positive","sentiment_score":0.5120154023170471}],"sentiment":"positive","sentiment_score":0.5068895320097605,"channel":1,"num_words":3,"start":1953.825,"end":1955.265},{"sentences":[{"text":"All","start":1955.08,"end":1955.48,"sentiment":"positive","sentiment_score":0.3498791754245758}],"sentiment":"positive","sentiment_score":0.3498791754245758,"channel":0,"num_words":1,"start":1955.08,"end":1955.48},{"sentences":[{"text":"Diana.","start":1955.265,"end":1955.765,"sentiment":"neutral","sentiment_score":0.33199968934059143}],"sentiment":"neutral","sentiment_score":0.33199968934059143,"channel":1,"num_words":1,"start":1955.265,"end":1955.765},{"sentences":[{"text":"good.","start":1955.48,"end":1955.98,"sentiment":"neutral","sentiment_score":0.295698344707489},{"text":"That's okay.","start":1956.2749,"end":1957.095,"sentiment":"neutral","sentiment_score":0.19041896611452103},{"text":"With the the second scenario in the appendix there, so I did run a lot of different scenarios to look at what we can do, how things might look down the track there because we are about seven years out.","start":1957.3949,"end":1967.0149,"sentiment":"neutral","sentiment_score":0.04912184828426689},{"text":"If your wife does continue to work again, it gives you a bit more longevity out of your super, utilizing some of your savings to offset that.","start":1967.1549,"end":1974.33,"sentiment":"positive","sentiment_score":0.479886696294502},{"text":"But based on the current circumstances, we might also be able to get a little bit of age pension, which again offsets things.","start":1974.33,"end":1980.5099,"sentiment":"neutral","sentiment_score":0.14642502950585407}],"sentiment":"neutral","sentiment_score":0.20393684609562798,"channel":0,"num_words":93,"start":1955.48,"end":1980.5099},{"sentences":[{"text":"With","start":1981.0499,"end":1981.21,"sentiment":"neutral","sentiment_score":0.060402680188417435}],"sentiment":"neutral","sentiment_score":0.060402680188417435,"channel":0,"num_words":1,"start":1981.0499,"end":1981.21},{"sentences":[{"text":"Oh.","start":1981.16,"end":1981.575,"sentiment":"neutral","sentiment_score":0.05705576390028}],"sentiment":"neutral","sentiment_score":0.05705576390028,"channel":1,"num_words":1,"start":1981.16,"end":1981.575},{"sentences":[{"text":"the current scenario, it shows age pension might not be available until about the age of 70 or 71, which is absolutely fine.","start":1981.21,"end":1989.2051,"sentiment":"neutral","sentiment_score":0.017933128239667934},{"text":"But from that point, you then take a little bit less out of super.","start":1989.505,"end":1992.625,"sentiment":"neutral","sentiment_score":-0.055396612733602524},{"text":"And if we can supplement","start":1992.625,"end":1993.8451,"sentiment":"neutral","sentiment_score":0.1882752686738968}],"sentiment":"neutral","sentiment_score":0.013768707490747883,"channel":0,"num_words":42,"start":1981.21,"end":1993.8451},{"sentences":[{"text":"Yep.","start":1993.4149,"end":1993.9149,"sentiment":"neutral","sentiment_score":0.2808226943016052}],"sentiment":"neutral","sentiment_score":0.2808226943016052,"channel":1,"num_words":1,"start":1993.4149,"end":1993.9149},{"sentences":[{"text":"everything this way and get as much age pension as possible, then we can sort of see your super does last.","start":1993.985,"end":2000.2251,"sentiment":"neutral","sentiment_score":0.2524701938742683},{"text":"It depletes a bit, but it does last until about age 97, 90","start":2000.2251,"end":2004.3,"sentiment":"neutral","sentiment_score":0.011208578800925842}],"sentiment":"neutral","sentiment_score":0.16022310575799031,"channel":0,"num_words":34,"start":1993.985,"end":2004.3},{"sentences":[{"text":"Oh, wow.","start":2004.39,"end":2004.95,"sentiment":"neutral","sentiment_score":0.05492676794528961}],"sentiment":"neutral","sentiment_score":0.05492676794528961,"channel":1,"num_words":2,"start":2004.39,"end":2004.95},{"sentences":[{"text":"eight.","start":2004.68,"end":2004.84,"sentiment":"neutral","sentiment_score":0.01990838348865509},{"text":"So","start":2004.84,"end":2005.34,"sentiment":"neutral","sentiment_score":0.038121797144412994}],"sentiment":"neutral","sentiment_score":0.029015090316534042,"channel":0,"num_words":2,"start":2004.68,"end":2005.34},{"sentences":[{"text":"Okay.","start":2004.95,"end":2005.45,"sentiment":"neutral","sentiment_score":0.05959447845816612}],"sentiment":"neutral","sentiment_score":0.05959447845816612,"channel":1,"num_words":1,"start":2004.95,"end":2005.45},{"sentences":[{"text":"there are a few different scenarios there.","start":2005.72,"end":2007.88,"sentiment":"neutral","sentiment_score":0.03455104332949434},{"text":"And one of the cool thing is because your wife is younger, we can also look at ways of sheltering money down the track.","start":2007.88,"end":2013.3201,"sentiment":"positive","sentiment_score":0.3444919766237338},{"text":"So the age pension is I've looked at sort of how we can get that based on your current circumstances.","start":2013.3201,"end":2019.8351,"sentiment":"neutral","sentiment_score":0.21266248114407063},{"text":"But when you get closer to it, I do a lot of work around the age pension side of things with a lot of my retiree clients.","start":2019.9751,"end":2025.995,"sentiment":"neutral","sentiment_score":0.12110355413622326},{"text":"We'll look at how best to structure things, how we","start":2026.535,"end":2028.935,"sentiment":"neutral","sentiment_score":0.07953691072762012}],"sentiment":"neutral","sentiment_score":0.19122817538763312,"channel":0,"num_words":88,"start":2005.72,"end":2028.935},{"sentences":[{"text":"Alright.","start":2028.7999,"end":2029.2999,"sentiment":"neutral","sentiment_score":0.14981013536453247}],"sentiment":"neutral","sentiment_score":0.14981013536453247,"channel":1,"num_words":1,"start":2028.7999,"end":2029.2999},{"sentences":[{"text":"can shelter money so it's either assessed differently, assessed to the lower rate, or not assessed at all.","start":2028.935,"end":2035.0399,"sentiment":"neutral","sentiment_score":0.11888586729764938},{"text":"It's just a legitimate way of hiding money, essentially.","start":2035.58,"end":2038.32,"sentiment":"neutral","sentiment_score":0.21002118620607588},{"text":"And that way, we can try to maximize the age pension access for you, which means you draw less out of super, which gives you a lot more longevity.","start":2039.2599,"end":2046.24,"sentiment":"positive","sentiment_score":0.49880258071011513},{"text":"One of the big things with Centrelink isn't so much the money.","start":2046.995,"end":2049.795,"sentiment":"positive","sentiment_score":0.3679266422986984},{"text":"It's the pension card that you get with it that makes everything else around you cheaper and can provide greater benefits.","start":2049.795,"end":2056.2751,"sentiment":"positive","sentiment_score":0.4929591715335846}],"sentiment":"positive","sentiment_score":0.37373790379320637,"channel":0,"num_words":89,"start":2028.935,"end":2056.2751},{"sentences":[{"text":"So that's one","start":2056.2751,"end":2056.995,"sentiment":"positive","sentiment_score":0.4451876978079478}],"sentiment":"positive","sentiment_score":0.4451876978079478,"channel":0,"num_words":3,"start":2056.2751,"end":2056.995},{"sentences":[{"text":"Yes.","start":2056.91,"end":2057.41,"sentiment":"positive","sentiment_score":0.6350144147872925}],"sentiment":"positive","sentiment_score":0.6350144147872925,"channel":1,"num_words":1,"start":2056.91,"end":2057.41},{"sentences":[{"text":"thing that will definitely keep down the track there for you.","start":2056.995,"end":2060.04,"sentiment":"positive","sentiment_score":0.6948606426065619},{"text":"And when we do that, I'd love to be able to have a chat to your wife as well, incorporate the advice for both of you if she's up for doing that","start":2060.6,"end":2067.42,"sentiment":"positive","sentiment_score":0.4745459547266364}],"sentiment":"positive","sentiment_score":0.5309055260447568,"channel":0,"num_words":43,"start":2056.995,"end":2067.42},{"sentences":[{"text":"Yeah.","start":2067.5151,"end":2067.7551,"sentiment":"neutral","sentiment_score":0.19114622473716736}],"sentiment":"neutral","sentiment_score":0.19114622473716736,"channel":1,"num_words":1,"start":2067.5151,"end":2067.7551},{"sentences":[{"text":"just","start":2067.72,"end":2067.8801,"sentiment":"neutral","sentiment_score":0.1047055646777153}],"sentiment":"neutral","sentiment_score":0.1047055646777153,"channel":0,"num_words":1,"start":2067.72,"end":2067.8801},{"sentences":[{"text":"No.","start":2067.7551,"end":2067.915,"sentiment":"neutral","sentiment_score":0.16189125180244446}],"sentiment":"neutral","sentiment_score":0.16189125180244446,"channel":1,"num_words":1,"start":2067.7551,"end":2067.915},{"sentences":[{"text":"so","start":2067.8801,"end":2068.04,"sentiment":"neutral","sentiment_score":0.23918262124061584}],"sentiment":"neutral","sentiment_score":0.23918262124061584,"channel":0,"num_words":1,"start":2067.8801,"end":2068.04},{"sentences":[{"text":"Definitely.","start":2067.915,"end":2068.415,"sentiment":"neutral","sentiment_score":0.27052080631256104}],"sentiment":"neutral","sentiment_score":0.27052080631256104,"channel":1,"num_words":1,"start":2067.915,"end":2068.415},{"sentences":[{"text":"we can have a really good look at everything down the track, look at how it'll look for both of you, and then I can support you both through retirement that way as well if you guys","start":2068.04,"end":2076.2449,"sentiment":"positive","sentiment_score":0.5275975538266672}],"sentiment":"positive","sentiment_score":0.5275975538266672,"channel":0,"num_words":37,"start":2068.04,"end":2076.2449},{"sentences":[{"text":"Perfect.","start":2076.1099,"end":2076.6099,"sentiment":"neutral","sentiment_score":0.25854089856147766}],"sentiment":"neutral","sentiment_score":0.25854089856147766,"channel":1,"num_words":1,"start":2076.1099,"end":2076.6099},{"sentences":[{"text":"are both open to it.","start":2076.2449,"end":2077.605,"sentiment":"neutral","sentiment_score":0.06666945815086364},{"text":"Yeah.","start":2077.605,"end":2078.105,"sentiment":"positive","sentiment_score":0.3648245334625244}],"sentiment":"neutral","sentiment_score":0.11636197070280711,"channel":0,"num_words":6,"start":2076.2449,"end":2078.105},{"sentences":[{"text":"Sounds great.","start":2077.63,"end":2078.3499,"sentiment":"positive","sentiment_score":0.6960077583789825},{"text":"Yep.","start":2078.3499,"end":2078.8499,"sentiment":"positive","sentiment_score":0.5192257761955261},{"text":"Fantastic.","start":2078.91,"end":2079.41,"sentiment":"positive","sentiment_score":0.7646408081054688}],"sentiment":"positive","sentiment_score":0.66897052526474,"channel":1,"num_words":4,"start":2077.63,"end":2079.41},{"sentences":[{"text":"Perfect.","start":2079.525,"end":2080.025,"sentiment":"positive","sentiment_score":0.5979546308517456},{"text":"So that's essentially what we're recommending, just the the alteration of the investments there, removing the bank hybrids, replacing it with the core composite bonds, doing a bit of a rebalance there, and then recommending we increase our salary sacrifice,","start":2080.7249,"end":2093.0898,"sentiment":"neutral","sentiment_score":0.1179646672680974}],"sentiment":"neutral","sentiment_score":0.12967173955062541,"channel":0,"num_words":41,"start":2079.525,"end":2093.0898},{"sentences":[{"text":"Okay.","start":2093.835,"end":2094.335,"sentiment":"neutral","sentiment_score":0.20481666922569275}],"sentiment":"neutral","sentiment_score":0.20481666922569275,"channel":1,"num_words":1,"start":2093.835,"end":2094.335},{"sentences":[{"text":"showing that we do get a bit of longevity out of your super.","start":2093.8699,"end":2096.7698,"sentiment":"positive","sentiment_score":0.3419047433596391},{"text":"With the insurances, we are just retaining those.","start":2098.155,"end":2100.315,"sentiment":"neutral","sentiment_score":0.20181648433208466},{"text":"There's no there's no need to alter them.","start":2100.315,"end":2102.555,"sentiment":"neutral","sentiment_score":0.13167810812592506},{"text":"You're still comfortable","start":2102.555,"end":2103.435,"sentiment":"neutral","sentiment_score":0.20696758230527243}],"sentiment":"neutral","sentiment_score":0.2416756609454751,"channel":0,"num_words":32,"start":2093.8699,"end":2103.435},{"sentences":[{"text":"Uh-huh.","start":2103.3699,"end":2103.8699,"sentiment":"neutral","sentiment_score":0.18123352527618408}],"sentiment":"neutral","sentiment_score":0.18123352527618408,"channel":1,"num_words":1,"start":2103.3699,"end":2103.8699},{"sentences":[{"text":"with those.","start":2103.435,"end":2103.835,"sentiment":"neutral","sentiment_score":0.14121422916650772},{"text":"We'll just keep","start":2103.835,"end":2104.395,"sentiment":"neutral","sentiment_score":0.11020905027786891}],"sentiment":"neutral","sentiment_score":0.12261112183332443,"channel":0,"num_words":5,"start":2103.435,"end":2104.395},{"sentences":[{"text":"Yes.","start":2104.25,"end":2104.75,"sentiment":"neutral","sentiment_score":0.09932773560285568}],"sentiment":"neutral","sentiment_score":0.09932773560285568,"channel":1,"num_words":1,"start":2104.25,"end":2104.75},{"sentences":[{"text":"retaining the insurances until you don't need them anymore.","start":2104.395,"end":2107.135,"sentiment":"neutral","sentiment_score":0.06254007418950398},{"text":"Generally, I will double check with Hub, but I'm pretty sure around the age 65, they tend to deplete the the TPD tends to disappear.","start":2107.595,"end":2116.23,"sentiment":"neutral","sentiment_score":-0.039076911360025404}],"sentiment":"neutral","sentiment_score":-0.012178297538091154,"channel":0,"num_words":34,"start":2104.395,"end":2116.23},{"sentences":[{"text":"Uh-huh.","start":2116.905,"end":2117.405,"sentiment":"neutral","sentiment_score":-0.00244891201145947}],"sentiment":"neutral","sentiment_score":-0.00244891201145947,"channel":1,"num_words":1,"start":2116.905,"end":2117.405},{"sentences":[{"text":"And then around the age 70, the life component tends to disappear by that point.","start":2116.93,"end":2121.41,"sentiment":"neutral","sentiment_score":-0.0347211296359698},{"text":"So we'll just keep checking to see if you're comfortable keeping them what you wanna do.","start":2121.41,"end":2125.5698,"sentiment":"neutral","sentiment_score":0.04623534751590341},{"text":"At the moment, the life portion, you have about $42,000.","start":2125.5698,"end":2129.67,"sentiment":"neutral","sentiment_score":0.013356666918843985},{"text":"So $42.03 $3.06 in life, and you have a 14,112 in TBD.","start":2130.025,"end":2136.045,"sentiment":"neutral","sentiment_score":0.03327593967939416},{"text":"So it is","start":2136.425,"end":2137.625,"sentiment":"neutral","sentiment_score":0.041098471730947495}],"sentiment":"neutral","sentiment_score":0.01562717814730214,"channel":0,"num_words":56,"start":2116.93,"end":2137.625},{"sentences":[{"text":"Yes.","start":2137.5698,"end":2137.905,"sentiment":"neutral","sentiment_score":0.03344935551285744}],"sentiment":"neutral","sentiment_score":0.03344935551285744,"channel":1,"num_words":1,"start":2137.5698,"end":2137.905},{"sentences":[{"text":"getting smaller and smaller as you get older because you need less, so we wanna build on super and build on your","start":2137.625,"end":2143.165,"sentiment":"neutral","sentiment_score":0.03807940613478422}],"sentiment":"neutral","sentiment_score":0.03807940613478422,"channel":0,"num_words":22,"start":2137.625,"end":2143.165},{"sentences":[{"text":"That's","start":2143.0251,"end":2143.345,"sentiment":"neutral","sentiment_score":0.012482921592891216}],"sentiment":"neutral","sentiment_score":0.012482921592891216,"channel":1,"num_words":1,"start":2143.0251,"end":2143.345},{"sentences":[{"text":"other","start":2143.305,"end":2143.625,"sentiment":"neutral","sentiment_score":0.005727233365178108}],"sentiment":"neutral","sentiment_score":0.005727233365178108,"channel":0,"num_words":1,"start":2143.305,"end":2143.625},{"sentences":[{"text":"right.","start":2143.345,"end":2143.665,"sentiment":"neutral","sentiment_score":0.010566143319010736}],"sentiment":"neutral","sentiment_score":0.010566143319010736,"channel":1,"num_words":1,"start":2143.345,"end":2143.665},{"sentences":[{"text":"assets","start":2143.625,"end":2144.025,"sentiment":"neutral","sentiment_score":0.01086169108748436}],"sentiment":"neutral","sentiment_score":0.01086169108748436,"channel":0,"num_words":1,"start":2143.625,"end":2144.025},{"sentences":[{"text":"Yep.","start":2143.665,"end":2144.165,"sentiment":"neutral","sentiment_score":0.02713595330715179}],"sentiment":"neutral","sentiment_score":0.02713595330715179,"channel":1,"num_words":1,"start":2143.665,"end":2144.165},{"sentences":[{"text":"to make sure you've got that cover.","start":2144.025,"end":2145.645,"sentiment":"neutral","sentiment_score":0.03334249263363225},{"text":"Okay?","start":2145.66,"end":2146.16,"sentiment":"neutral","sentiment_score":0.02562320977449417}],"sentiment":"neutral","sentiment_score":0.03237758227623999,"channel":0,"num_words":8,"start":2144.025,"end":2146.16},{"sentences":[{"text":"Yeah.","start":2145.905,"end":2146.305,"sentiment":"neutral","sentiment_score":0.02771138027310371},{"text":"Yeah.","start":2146.305,"end":2146.545,"sentiment":"neutral","sentiment_score":0.03630678355693817},{"text":"Yeah.","start":2146.545,"end":2146.785,"sentiment":"neutral","sentiment_score":0.055790092796087265},{"text":"Exactly.","start":2146.785,"end":2147.285,"sentiment":"neutral","sentiment_score":0.12935364246368408}],"sentiment":"neutral","sentiment_score":0.06229047477245331,"channel":1,"num_words":4,"start":2145.905,"end":2147.285},{"sentences":[{"text":"Perfect.","start":2148.14,"end":2148.64,"sentiment":"neutral","sentiment_score":0.21327516436576843},{"text":"I know you do have your beneficiaries in place at the moment.","start":2149.66,"end":2152.6199,"sentiment":"neutral","sentiment_score":0.08732818191250165},{"text":"One thing we did talk about was","start":2152.6199,"end":2154.3198,"sentiment":"neutral","sentiment_score":0.020232452345745906}],"sentiment":"neutral","sentiment_score":0.07014202568680047,"channel":0,"num_words":20,"start":2148.14,"end":2154.3198},{"sentences":[{"text":"Oh,","start":2154.3198,"end":2154.5598,"sentiment":"neutral","sentiment_score":0.03112836927175522}],"sentiment":"neutral","sentiment_score":0.03112836927175522,"channel":1,"num_words":1,"start":2154.3198,"end":2154.5598},{"sentences":[{"text":"making","start":2154.38,"end":2154.6199,"sentiment":"neutral","sentiment_score":0.024480655789375305}],"sentiment":"neutral","sentiment_score":0.024480655789375305,"channel":0,"num_words":1,"start":2154.38,"end":2154.6199},{"sentences":[{"text":"you","start":2154.5598,"end":2154.72,"sentiment":"neutral","sentiment_score":0.02464999817311764}],"sentiment":"neutral","sentiment_score":0.02464999817311764,"channel":1,"num_words":1,"start":2154.5598,"end":2154.72},{"sentences":[{"text":"sure","start":2154.6199,"end":2154.8599,"sentiment":"neutral","sentiment_score":0.026340749114751816}],"sentiment":"neutral","sentiment_score":0.026340749114751816,"channel":0,"num_words":1,"start":2154.6199,"end":2154.8599},{"sentences":[{"text":"did.","start":2154.72,"end":2155.22,"sentiment":"neutral","sentiment_score":0.02540307864546776}],"sentiment":"neutral","sentiment_score":0.02540307864546776,"channel":1,"num_words":1,"start":2154.72,"end":2155.22},{"sentences":[{"text":"a will and power of attorneys is set up.","start":2154.8599,"end":2157.0999,"sentiment":"neutral","sentiment_score":0.021973311694131956},{"text":"I do as","start":2157.0999,"end":2157.5798,"sentiment":"neutral","sentiment_score":0.027417097861568134}],"sentiment":"neutral","sentiment_score":0.023334258235991,"channel":0,"num_words":12,"start":2154.8599,"end":2157.5798},{"sentences":[{"text":"Yeah.","start":2157.44,"end":2157.94,"sentiment":"neutral","sentiment_score":0.022584592923521996}],"sentiment":"neutral","sentiment_score":0.022584592923521996,"channel":1,"num_words":1,"start":2157.44,"end":2157.94},{"sentences":[{"text":"part of the advice to incorporate that, just making sure you guys are aware of having a will and a power of attorney, the advantages, disadvantages, and risks in place.","start":2157.5798,"end":2165.5552,"sentiment":"neutral","sentiment_score":0.023667256440967323},{"text":"And we can always refer you to a solicitor if you need the help to update one.","start":2165.695,"end":2169.615,"sentiment":"neutral","sentiment_score":0.02809824695920243},{"text":"We can always send you out some information on a solicitor","start":2169.615,"end":2172.195,"sentiment":"neutral","sentiment_score":0.030258613553914158}],"sentiment":"neutral","sentiment_score":0.026216080010836494,"channel":0,"num_words":58,"start":2157.5798,"end":2172.195},{"sentences":[{"text":"So you've","start":2171.795,"end":2172.515,"sentiment":"neutral","sentiment_score":0.04505837708711624}],"sentiment":"neutral","sentiment_score":0.04505837708711624,"channel":1,"num_words":2,"start":2171.795,"end":2172.515},{"sentences":[{"text":"we can","start":2172.2551,"end":2172.655,"sentiment":"neutral","sentiment_score":0.040024105459451675}],"sentiment":"neutral","sentiment_score":0.040024105459451675,"channel":0,"num_words":2,"start":2172.2551,"end":2172.655},{"sentences":[{"text":"you've","start":2172.515,"end":2172.675,"sentiment":"neutral","sentiment_score":0.04567413777112961}],"sentiment":"neutral","sentiment_score":0.04567413777112961,"channel":1,"num_words":1,"start":2172.515,"end":2172.675},{"sentences":[{"text":"refer","start":2172.655,"end":2173.135,"sentiment":"neutral","sentiment_score":0.03342501446604729}],"sentiment":"neutral","sentiment_score":0.03342501446604729,"channel":0,"num_words":1,"start":2172.655,"end":2173.135},{"sentences":[{"text":"got that","start":2172.675,"end":2173.415,"sentiment":"neutral","sentiment_score":0.03670580964535475}],"sentiment":"neutral","sentiment_score":0.03670580964535475,"channel":1,"num_words":2,"start":2172.675,"end":2173.415},{"sentences":[{"text":"you to.","start":2173.135,"end":2173.7952,"sentiment":"neutral","sentiment_score":0.027310791425406933}],"sentiment":"neutral","sentiment_score":0.027310791425406933,"channel":0,"num_words":2,"start":2173.135,"end":2173.7952},{"sentences":[{"text":"in the recommendation.","start":2173.4749,"end":2174.535,"sentiment":"neutral","sentiment_score":0.0021012049789230027},{"text":"It hasn't come your email hasn't come through, so I haven't been able","start":2174.595,"end":2176.915,"sentiment":"neutral","sentiment_score":-0.0757788339486489}],"sentiment":"neutral","sentiment_score":-0.06117632664972916,"channel":1,"num_words":16,"start":2173.4749,"end":2176.915},{"sentences":[{"text":"Has","start":2176.89,"end":2177.21,"sentiment":"neutral","sentiment_score":-0.04838648810982704}],"sentiment":"neutral","sentiment_score":-0.04838648810982704,"channel":0,"num_words":1,"start":2176.89,"end":2177.21},{"sentences":[{"text":"to sort of view any of the docs.","start":2176.915,"end":2178.1948,"sentiment":"neutral","sentiment_score":-0.06944991881027818},{"text":"So","start":2178.1948,"end":2178.6948,"sentiment":"neutral","sentiment_score":-0.038751088082790375}],"sentiment":"neutral","sentiment_score":-0.06603893761833508,"channel":1,"num_words":9,"start":2176.915,"end":2178.6948},{"sentences":[{"text":"so","start":2178.73,"end":2178.97,"sentiment":"neutral","sentiment_score":-0.03798437863588333}],"sentiment":"neutral","sentiment_score":-0.03798437863588333,"channel":0,"num_words":1,"start":2178.73,"end":2178.97},{"sentences":[{"text":"but","start":2178.86,"end":2179.02,"sentiment":"neutral","sentiment_score":-0.03732721880078316}],"sentiment":"neutral","sentiment_score":-0.03732721880078316,"channel":1,"num_words":1,"start":2178.86,"end":2179.02},{"sentences":[{"text":"sorry.","start":2178.97,"end":2179.47,"sentiment":"neutral","sentiment_score":-0.03569481521844864}],"sentiment":"neutral","sentiment_score":-0.03569481521844864,"channel":0,"num_words":1,"start":2178.97,"end":2179.47},{"sentences":[{"text":"do you but do","start":2179.02,"end":2179.74,"sentiment":"neutral","sentiment_score":0.00547190906945616}],"sentiment":"neutral","sentiment_score":0.00547190906945616,"channel":1,"num_words":4,"start":2179.02,"end":2179.74},{"sentences":[{"text":"Yeah.","start":2179.6099,"end":2180.1099,"sentiment":"neutral","sentiment_score":0.012502174824476242}],"sentiment":"neutral","sentiment_score":0.012502174824476242,"channel":0,"num_words":1,"start":2179.6099,"end":2180.1099},{"sentences":[{"text":"you make a note of, like, that's something we should do, the wheel and and","start":2179.74,"end":2182.62,"sentiment":"neutral","sentiment_score":0.02543215403954188}],"sentiment":"neutral","sentiment_score":0.02543215403954188,"channel":1,"num_words":15,"start":2179.74,"end":2182.62},{"sentences":[{"text":"Yes.","start":2182.57,"end":2183.07,"sentiment":"neutral","sentiment_score":0.022038578987121586}],"sentiment":"neutral","sentiment_score":0.022038578987121586,"channel":0,"num_words":1,"start":2182.57,"end":2183.07},{"sentences":[{"text":"the power of attorney?","start":2182.62,"end":2183.68,"sentiment":"neutral","sentiment_score":0.02258834522217512},{"text":"Okay.","start":2183.82,"end":2184.32,"sentiment":"neutral","sentiment_score":0.10115908086299896}],"sentiment":"neutral","sentiment_score":0.03830249235033989,"channel":1,"num_words":5,"start":2182.62,"end":2184.32},{"sentences":[{"text":"Absolutely.","start":2184.01,"end":2184.51,"sentiment":"neutral","sentiment_score":0.24296873807907104},{"text":"Yep.","start":2184.73,"end":2184.97,"sentiment":"neutral","sentiment_score":0.13373544812202454},{"text":"That's part","start":2184.97,"end":2185.45,"sentiment":"neutral","sentiment_score":0.05784131772816181}],"sentiment":"neutral","sentiment_score":0.1230967054143548,"channel":0,"num_words":4,"start":2184.01,"end":2185.45},{"sentences":[{"text":"Yeah.","start":2185.26,"end":2185.76,"sentiment":"neutral","sentiment_score":0.03546129912137985}],"sentiment":"neutral","sentiment_score":0.03546129912137985,"channel":1,"num_words":1,"start":2185.26,"end":2185.76},{"sentences":[{"text":"of the recommendations in there, and I outlined the advantages, the disadvantages, and the","start":2185.45,"end":2189.3652,"sentiment":"neutral","sentiment_score":0.03479408597507115}],"sentiment":"neutral","sentiment_score":0.03479408597507115,"channel":0,"num_words":14,"start":2185.45,"end":2189.3652},{"sentences":[{"text":"Cool.","start":2189.34,"end":2189.84,"sentiment":"neutral","sentiment_score":-0.015423321165144444}],"sentiment":"neutral","sentiment_score":-0.015423321165144444,"channel":1,"num_words":1,"start":2189.34,"end":2189.84},{"sentences":[{"text":"risks involved to make sure you've got all of that.","start":2189.3652,"end":2191.445,"sentiment":"neutral","sentiment_score":-0.005462101846933365},{"text":"You can have a bit of a talking point.","start":2191.445,"end":2193.3052,"sentiment":"neutral","sentiment_score":0.017298220760292478},{"text":"And if you'd like to, my team can send you through some information on a local solicitor or refer you to them if you wanted to.","start":2193.6052,"end":2200.1052,"sentiment":"neutral","sentiment_score":0.03904667582649451},{"text":"There are ways of doing rules that are more cost effective, like online and everything.","start":2200.245,"end":2204.21,"sentiment":"neutral","sentiment_score":0.027395765483379363},{"text":"However, they can be more contestable that way.","start":2204.27,"end":2206.77,"sentiment":"neutral","sentiment_score":-0.011693140026181936}],"sentiment":"neutral","sentiment_score":0.02108335149857928,"channel":0,"num_words":68,"start":2189.3652,"end":2206.77},{"sentences":[{"text":"Yeah.","start":2207.0151,"end":2207.5151,"sentiment":"neutral","sentiment_score":0.01423509046435356}],"sentiment":"neutral","sentiment_score":0.01423509046435356,"channel":1,"num_words":1,"start":2207.0151,"end":2207.5151},{"sentences":[{"text":"I prefer personally to pay a solicitor that is more costly, but they can make it so it is, you know, it's suited.","start":2207.15,"end":2213.87,"sentiment":"neutral","sentiment_score":0.05896594375371933},{"text":"It's under the legislation.","start":2213.87,"end":2215.01,"sentiment":"neutral","sentiment_score":0.08862053416669369},{"text":"It takes into account everything they need to, so it is less likely to be contestable in the event that something happens.","start":2215.31,"end":2222.0251,"sentiment":"neutral","sentiment_score":0.027293928983536633}],"sentiment":"neutral","sentiment_score":0.04716663838041072,"channel":0,"num_words":49,"start":2207.15,"end":2222.0251},{"sentences":[{"text":"Well, just","start":2222.365,"end":2222.685,"sentiment":"neutral","sentiment_score":0.008040010929107666}],"sentiment":"neutral","sentiment_score":0.008040010929107666,"channel":1,"num_words":2,"start":2222.365,"end":2222.685},{"sentences":[{"text":"Yeah.","start":2222.645,"end":2223.145,"sentiment":"neutral","sentiment_score":0.016367606818675995}],"sentiment":"neutral","sentiment_score":0.016367606818675995,"channel":0,"num_words":1,"start":2222.645,"end":2223.145},{"sentences":[{"text":"through this process, my wife did the probate for her her father's passing and everything.","start":2222.685,"end":2228.0452,"sentiment":"neutral","sentiment_score":0.00891625757018725},{"text":"So we actually haven't engaged any solicitors or anything as yet, but we will","start":2228.0452,"end":2231.885,"sentiment":"neutral","sentiment_score":-0.010334811905132872}],"sentiment":"neutral","sentiment_score":-0.0003773621765190158,"channel":1,"num_words":29,"start":2222.685,"end":2231.885},{"sentences":[{"text":"Yeah.","start":2231.86,"end":2232.36,"sentiment":"neutral","sentiment_score":-0.008973401971161366}],"sentiment":"neutral","sentiment_score":-0.008973401971161366,"channel":0,"num_words":1,"start":2231.86,"end":2232.36},{"sentences":[{"text":"probably with the sale of the house, obviously.","start":2231.885,"end":2233.985,"sentiment":"neutral","sentiment_score":-0.02679555944632739}],"sentiment":"neutral","sentiment_score":-0.02679555944632739,"channel":1,"num_words":8,"start":2231.885,"end":2233.985},{"sentences":[{"text":"Yeah.","start":2234.02,"end":2234.52,"sentiment":"neutral","sentiment_score":0.00845123827457428}],"sentiment":"neutral","sentiment_score":0.00845123827457428,"channel":0,"num_words":1,"start":2234.02,"end":2234.52},{"sentences":[{"text":"So through that process, I'll probably just get a local solicitor to,","start":2234.0452,"end":2238.78,"sentiment":"neutral","sentiment_score":0.013521066556374231}],"sentiment":"neutral","sentiment_score":0.013521066556374231,"channel":1,"num_words":12,"start":2234.0452,"end":2238.78},{"sentences":[{"text":"Yeah.","start":2238.9,"end":2239.4,"sentiment":"neutral","sentiment_score":0.004525161348283291}],"sentiment":"neutral","sentiment_score":0.004525161348283291,"channel":0,"num_words":1,"start":2238.9,"end":2239.4},{"sentences":[{"text":"you know, to do","start":2239.24,"end":2240.04,"sentiment":"neutral","sentiment_score":-0.0013060003984719515}],"sentiment":"neutral","sentiment_score":-0.0013060003984719515,"channel":1,"num_words":4,"start":2239.24,"end":2240.04},{"sentences":[{"text":"Do you","start":2239.94,"end":2240.1,"sentiment":"neutral","sentiment_score":-0.014589996077120304}],"sentiment":"neutral","sentiment_score":-0.014589996077120304,"channel":0,"num_words":2,"start":2239.94,"end":2240.1},{"sentences":[{"text":"this","start":2240.04,"end":2240.54,"sentiment":"neutral","sentiment_score":-0.016573145985603333}],"sentiment":"neutral","sentiment_score":-0.016573145985603333,"channel":1,"num_words":1,"start":2240.04,"end":2240.54},{"sentences":[{"text":"ever will?","start":2240.1,"end":2240.84,"sentiment":"neutral","sentiment_score":-0.006545453332364559}],"sentiment":"neutral","sentiment_score":-0.006545453332364559,"channel":0,"num_words":2,"start":2240.1,"end":2240.84},{"sentences":[{"text":"for for us.","start":2240.76,"end":2241.72,"sentiment":"neutral","sentiment_score":1.991788546244159e-6},{"text":"Yeah.","start":2241.72,"end":2242.12,"sentiment":"neutral","sentiment_score":0.0188958328217268},{"text":"Yeah.","start":2242.12,"end":2242.62,"sentiment":"neutral","sentiment_score":0.042478516697883606}],"sentiment":"neutral","sentiment_score":0.012276064977049828,"channel":1,"num_words":5,"start":2240.76,"end":2242.62},{"sentences":[{"text":"Absolutely.","start":2242.515,"end":2243.015,"sentiment":"neutral","sentiment_score":0.11763063073158264},{"text":"Well, she's","start":2243.315,"end":2243.795,"sentiment":"neutral","sentiment_score":0.08552210405468941}],"sentiment":"neutral","sentiment_score":0.09622494628032048,"channel":0,"num_words":3,"start":2242.515,"end":2243.795},{"sentences":[{"text":"Yeah.","start":2243.72,"end":2244.22,"sentiment":"neutral","sentiment_score":0.10319776087999344}],"sentiment":"neutral","sentiment_score":0.10319776087999344,"channel":1,"num_words":1,"start":2243.72,"end":2244.22},{"sentences":[{"text":"done a great job to do the probate by herself.","start":2243.795,"end":2246.035,"sentiment":"neutral","sentiment_score":0.2662782743573189},{"text":"That's a big job.","start":2246.035,"end":2247.1748,"sentiment":"neutral","sentiment_score":0.10703490674495697}],"sentiment":"neutral","sentiment_score":0.22078016932521546,"channel":0,"num_words":14,"start":2243.795,"end":2247.1748},{"sentences":[{"text":"Yeah.","start":2247.08,"end":2247.4,"sentiment":"neutral","sentiment_score":0.037950463593006134},{"text":"I know.","start":2247.4,"end":2248.04,"sentiment":"neutral","sentiment_score":0.021553805097937584},{"text":"I know.","start":2248.04,"end":2248.52,"sentiment":"neutral","sentiment_score":0.021671690978109837},{"text":"Yeah.","start":2248.52,"end":2248.76,"sentiment":"neutral","sentiment_score":0.11921554803848268},{"text":"Quite incredible.","start":2248.76,"end":2249.58,"sentiment":"neutral","sentiment_score":0.3161626160144806}],"sentiment":"neutral","sentiment_score":0.1094927794765681,"channel":1,"num_words":8,"start":2247.08,"end":2249.58},{"sentences":[{"text":"Yeah.","start":2249.6401,"end":2249.8801,"sentiment":"neutral","sentiment_score":0.10962904989719392},{"text":"She takes on","start":2249.8801,"end":2250.495,"sentiment":"neutral","sentiment_score":0.06290432438254356}],"sentiment":"neutral","sentiment_score":0.07458550576120615,"channel":1,"num_words":4,"start":2249.6401,"end":2250.495},{"sentences":[{"text":"Yeah.","start":2250.355,"end":2250.855,"sentiment":"neutral","sentiment_score":0.0076428987085819244}],"sentiment":"neutral","sentiment_score":0.0076428987085819244,"channel":0,"num_words":1,"start":2250.355,"end":2250.855},{"sentences":[{"text":"anything.","start":2250.495,"end":2250.735,"sentiment":"neutral","sentiment_score":0.010069480165839195},{"text":"She does a crack at everything.","start":2250.735,"end":2252.0952,"sentiment":"neutral","sentiment_score":-0.042104640354712806},{"text":"And yeah.","start":2252.0952,"end":2252.8352,"sentiment":"neutral","sentiment_score":-0.02275087870657444}],"sentiment":"neutral","sentiment_score":-0.03200667993062072,"channel":1,"num_words":9,"start":2250.495,"end":2252.8352},{"sentences":[{"text":"Oh, she's","start":2252.515,"end":2253.4749,"sentiment":"neutral","sentiment_score":-0.03263236116617918}],"sentiment":"neutral","sentiment_score":-0.03263236116617918,"channel":0,"num_words":2,"start":2252.515,"end":2253.4749},{"sentences":[{"text":"It","start":2253.375,"end":2253.6152,"sentiment":"neutral","sentiment_score":-0.021481111645698547}],"sentiment":"neutral","sentiment_score":-0.021481111645698547,"channel":1,"num_words":1,"start":2253.375,"end":2253.6152},{"sentences":[{"text":"amazing.","start":2253.4749,"end":2253.9749,"sentiment":"neutral","sentiment_score":0.05087970569729805}],"sentiment":"neutral","sentiment_score":0.05087970569729805,"channel":0,"num_words":1,"start":2253.4749,"end":2253.9749},{"sentences":[{"text":"was it was an arduous task and, like, there's a lot of sort of trauma with some of her family members and that too and and not not didn't","start":2253.6152,"end":2261.6152,"sentiment":"neutral","sentiment_score":-0.13669429282689916}],"sentiment":"neutral","sentiment_score":-0.13669429282689916,"channel":1,"num_words":29,"start":2253.6152,"end":2261.6152},{"sentences":[{"text":"Yeah.","start":2261.2998,"end":2261.7998,"sentiment":"neutral","sentiment_score":-0.029732879251241684}],"sentiment":"neutral","sentiment_score":-0.029732879251241684,"channel":0,"num_words":1,"start":2261.2998,"end":2261.7998},{"sentences":[{"text":"really run smoothly, and she still did all that.","start":2261.6152,"end":2264.0952,"sentiment":"neutral","sentiment_score":0.08316423247257869},{"text":"And, yeah, now she's","start":2264.0952,"end":2265.53,"sentiment":"neutral","sentiment_score":0.07699461374431849}],"sentiment":"neutral","sentiment_score":0.08126588824849862,"channel":1,"num_words":13,"start":2261.6152,"end":2265.53},{"sentences":[{"text":"Wow.","start":2265.38,"end":2265.88,"sentiment":"neutral","sentiment_score":0.2718694508075714}],"sentiment":"neutral","sentiment_score":0.2718694508075714,"channel":0,"num_words":1,"start":2265.38,"end":2265.88},{"sentences":[{"text":"a trooper.","start":2265.53,"end":2266.19,"sentiment":"neutral","sentiment_score":0.256243571639061}],"sentiment":"neutral","sentiment_score":0.256243571639061,"channel":1,"num_words":2,"start":2265.53,"end":2266.19},{"sentences":[{"text":"Yeah.","start":2266.9,"end":2267.4,"sentiment":"neutral","sentiment_score":0.055925577878952026}],"sentiment":"neutral","sentiment_score":0.055925577878952026,"channel":0,"num_words":1,"start":2266.9,"end":2267.4},{"sentences":[{"text":"Yeah.","start":2267.45,"end":2267.95,"sentiment":"neutral","sentiment_score":0.07005646824836731}],"sentiment":"neutral","sentiment_score":0.07005646824836731,"channel":1,"num_words":1,"start":2267.45,"end":2267.95},{"sentences":[{"text":"Wow.","start":2267.94,"end":2268.44,"sentiment":"neutral","sentiment_score":0.13542452454566956},{"text":"Oh,","start":2268.98,"end":2269.22,"sentiment":"neutral","sentiment_score":0.17261040210723877}],"sentiment":"neutral","sentiment_score":0.15401746332645416,"channel":0,"num_words":2,"start":2267.94,"end":2269.22},{"sentences":[{"text":"Yeah.","start":2269.05,"end":2269.53,"sentiment":"neutral","sentiment_score":0.25368112325668335}],"sentiment":"neutral","sentiment_score":0.25368112325668335,"channel":1,"num_words":1,"start":2269.05,"end":2269.53},{"sentences":[{"text":"that's","start":2269.22,"end":2269.6199,"sentiment":"positive","sentiment_score":0.4481106698513031}],"sentiment":"positive","sentiment_score":0.4481106698513031,"channel":0,"num_words":1,"start":2269.22,"end":2269.6199},{"sentences":[{"text":"So","start":2269.53,"end":2270.03,"sentiment":"positive","sentiment_score":0.51139235496521}],"sentiment":"positive","sentiment_score":0.51139235496521,"channel":1,"num_words":1,"start":2269.53,"end":2270.03},{"sentences":[{"text":"incredible.","start":2269.6199,"end":2270.1199,"sentiment":"positive","sentiment_score":0.4777824282646179}],"sentiment":"positive","sentiment_score":0.4777824282646179,"channel":0,"num_words":1,"start":2269.6199,"end":2270.1199},{"sentences":[{"text":"well, yeah.","start":2270.57,"end":2271.13,"sentiment":"positive","sentiment_score":0.34819428622722626},{"text":"Save the family.","start":2271.13,"end":2271.93,"sentiment":"neutral","sentiment_score":0.26733893156051636},{"text":"I think the the the the the father's solicitor, like, he quoted","start":2271.93,"end":2278.835,"sentiment":"neutral","sentiment_score":0.020206880716917414}],"sentiment":"neutral","sentiment_score":0.10240517269053004,"channel":1,"num_words":17,"start":2270.57,"end":2278.835},{"sentences":[{"text":"Yeah.","start":2278.4048,"end":2278.9048,"sentiment":"neutral","sentiment_score":0.0043609244748950005}],"sentiment":"neutral","sentiment_score":0.0043609244748950005,"channel":0,"num_words":1,"start":2278.4048,"end":2278.9048},{"sentences":[{"text":"something like $6,000 of his own fees just","start":2278.835,"end":2282.455,"sentiment":"neutral","sentiment_score":0.010152524337172508}],"sentiment":"neutral","sentiment_score":0.010152524337172508,"channel":1,"num_words":8,"start":2278.835,"end":2282.455},{"sentences":[{"text":"Yeah.","start":2282.325,"end":2282.7249,"sentiment":"neutral","sentiment_score":0.011951809749007223},{"text":"Wow.","start":2282.7249,"end":2283.2249,"sentiment":"positive","sentiment_score":0.5172119140625}],"sentiment":"neutral","sentiment_score":0.2645818619057536,"channel":0,"num_words":2,"start":2282.325,"end":2283.2249},{"sentences":[{"text":"to do that work.","start":2282.755,"end":2284.055,"sentiment":"positive","sentiment_score":0.5015354230999947}],"sentiment":"positive","sentiment_score":0.5015354230999947,"channel":1,"num_words":4,"start":2282.755,"end":2284.055},{"sentences":[{"text":"Yep.","start":2284.5,"end":2285.0,"sentiment":"neutral","sentiment_score":0.16169384121894836}],"sentiment":"neutral","sentiment_score":0.16169384121894836,"channel":0,"num_words":1,"start":2284.5,"end":2285.0},{"sentences":[{"text":"Yeah.","start":2285.2349,"end":2285.7148,"sentiment":"neutral","sentiment_score":0.06784279644489288},{"text":"Nothing to do with the lodgment of the probate nor any any earning of those fees.","start":2285.7148,"end":2289.2349,"sentiment":"neutral","sentiment_score":-0.05128717212937772},{"text":"Just his fee alone","start":2289.2349,"end":2290.195,"sentiment":"neutral","sentiment_score":-0.014690673910081387}],"sentiment":"neutral","sentiment_score":-0.03864355491740363,"channel":1,"num_words":21,"start":2285.2349,"end":2290.195},{"sentences":[{"text":"Yeah.","start":2289.94,"end":2290.44,"sentiment":"neutral","sentiment_score":0.003379056230187416}],"sentiment":"neutral","sentiment_score":0.003379056230187416,"channel":0,"num_words":1,"start":2289.94,"end":2290.44},{"sentences":[{"text":"was like $6,000.","start":2290.195,"end":2291.655,"sentiment":"neutral","sentiment_score":0.01682441992064317},{"text":"Yeah.","start":2291.98,"end":2292.22,"sentiment":"neutral","sentiment_score":0.06690500676631927}],"sentiment":"neutral","sentiment_score":0.029344566632062197,"channel":1,"num_words":4,"start":2290.195,"end":2292.22},{"sentences":[{"text":"Wow.","start":2292.18,"end":2292.68,"sentiment":"neutral","sentiment_score":0.1521393656730652}],"sentiment":"neutral","sentiment_score":0.1521393656730652,"channel":0,"num_words":1,"start":2292.18,"end":2292.68},{"sentences":[{"text":"No.","start":2292.22,"end":2292.72,"sentiment":"neutral","sentiment_score":0.06778004765510559},{"text":"She cracked on through it and managed to get it done.","start":2293.1,"end":2295.6602,"sentiment":"neutral","sentiment_score":0.2801304784688083},{"text":"Yes.","start":2295.6602,"end":2296.1602,"sentiment":"neutral","sentiment_score":0.13680943846702576},{"text":"So yeah.","start":2296.78,"end":2297.34,"sentiment":"neutral","sentiment_score":0.14781062304973602},{"text":"No.","start":2297.34,"end":2297.74,"sentiment":"neutral","sentiment_score":0.11834906786680222}],"sentiment":"neutral","sentiment_score":0.23124969145283103,"channel":1,"num_words":16,"start":2292.22,"end":2297.74},{"sentences":[{"text":"Full credit to her on that.","start":2297.74,"end":2299.28,"sentiment":"neutral","sentiment_score":0.3141925285259883},{"text":"But,","start":2299.6602,"end":2299.82,"sentiment":"neutral","sentiment_score":0.1026008129119873}],"sentiment":"neutral","sentiment_score":0.283965140581131,"channel":1,"num_words":7,"start":2297.74,"end":2299.82},{"sentences":[{"text":"Yeah.","start":2299.795,"end":2300.295,"sentiment":"neutral","sentiment_score":0.08116854727268219}],"sentiment":"neutral","sentiment_score":0.08116854727268219,"channel":0,"num_words":1,"start":2299.795,"end":2300.295},{"sentences":[{"text":"yeah, as I said, just with the time of the house, yeah, we'll we'll come into contact with","start":2299.82,"end":2303.9001,"sentiment":"neutral","sentiment_score":0.09656534012820986}],"sentiment":"neutral","sentiment_score":0.09656534012820986,"channel":1,"num_words":18,"start":2299.82,"end":2303.9001},{"sentences":[{"text":"Yeah.","start":2303.795,"end":2304.295,"sentiment":"neutral","sentiment_score":0.08128063380718231}],"sentiment":"neutral","sentiment_score":0.08128063380718231,"channel":0,"num_words":1,"start":2303.795,"end":2304.295},{"sentences":[{"text":"a local solicitor, and we'll","start":2303.9001,"end":2305.425,"sentiment":"neutral","sentiment_score":0.11032500267028808}],"sentiment":"neutral","sentiment_score":0.11032500267028808,"channel":1,"num_words":5,"start":2303.9001,"end":2305.425},{"sentences":[{"text":"Perfect.","start":2305.2349,"end":2305.7349,"sentiment":"neutral","sentiment_score":0.2590239644050598}],"sentiment":"neutral","sentiment_score":0.2590239644050598,"channel":0,"num_words":1,"start":2305.2349,"end":2305.7349},{"sentences":[{"text":"line one up and get these wheels done.","start":2305.425,"end":2307.105,"sentiment":"neutral","sentiment_score":0.24601408280432224},{"text":"Been meaning to for so long that","start":2307.105,"end":2309.125,"sentiment":"neutral","sentiment_score":0.03163171240261623}],"sentiment":"neutral","sentiment_score":0.14596897661685942,"channel":1,"num_words":15,"start":2305.425,"end":2309.125},{"sentences":[{"text":"Yeah.","start":2309.25,"end":2309.75,"sentiment":"neutral","sentiment_score":0.06833131611347198}],"sentiment":"neutral","sentiment_score":0.06833131611347198,"channel":0,"num_words":1,"start":2309.25,"end":2309.75},{"sentences":[{"text":"Yes.","start":2309.5852,"end":2309.985,"sentiment":"neutral","sentiment_score":0.18005305528640747},{"text":"And it's gonna be so straightforward.","start":2309.985,"end":2311.745,"sentiment":"neutral","sentiment_score":0.31360403448343277},{"text":"We have the one daughter who's, you know, gonna get everything.","start":2311.745,"end":2314.225,"sentiment":"neutral","sentiment_score":0.1809741509231654}],"sentiment":"neutral","sentiment_score":0.22513294013010132,"channel":1,"num_words":18,"start":2309.5852,"end":2314.225},{"sentences":[{"text":"Yeah.","start":2313.81,"end":2314.31,"sentiment":"neutral","sentiment_score":0.20553001761436465}],"sentiment":"neutral","sentiment_score":0.20553001761436465,"channel":0,"num_words":1,"start":2313.81,"end":2314.31},{"sentences":[{"text":"So","start":2314.225,"end":2314.725,"sentiment":"neutral","sentiment_score":0.3320128917694092}],"sentiment":"neutral","sentiment_score":0.3320128917694092,"channel":1,"num_words":1,"start":2314.225,"end":2314.725},{"sentences":[{"text":"Perfect.","start":2314.93,"end":2315.43,"sentiment":"positive","sentiment_score":0.4540979862213135}],"sentiment":"positive","sentiment_score":0.4540979862213135,"channel":0,"num_words":1,"start":2314.93,"end":2315.43},{"sentences":[{"text":"and hopefully no debt","start":2315.5852,"end":2316.965,"sentiment":"neutral","sentiment_score":0.17983689159154892}],"sentiment":"neutral","sentiment_score":0.17983689159154892,"channel":1,"num_words":4,"start":2315.5852,"end":2316.965},{"sentences":[{"text":"I","start":2317.81,"end":2318.05,"sentiment":"neutral","sentiment_score":0.14698225259780884}],"sentiment":"neutral","sentiment_score":0.14698225259780884,"channel":0,"num_words":1,"start":2317.81,"end":2318.05},{"sentences":[{"text":"to","start":2317.985,"end":2318.225,"sentiment":"neutral","sentiment_score":0.1737162321805954}],"sentiment":"neutral","sentiment_score":0.1737162321805954,"channel":1,"num_words":1,"start":2317.985,"end":2318.225},{"sentences":[{"text":"believe.","start":2318.05,"end":2318.55,"sentiment":"neutral","sentiment_score":0.10319530963897704}],"sentiment":"neutral","sentiment_score":0.10319530963897704,"channel":0,"num_words":1,"start":2318.05,"end":2318.55},{"sentences":[{"text":"part on.","start":2318.225,"end":2319.125,"sentiment":"neutral","sentiment_score":0.04251678939908743},{"text":"Yeah.","start":2319.345,"end":2319.845,"sentiment":"neutral","sentiment_score":0.07244773209095001}],"sentiment":"neutral","sentiment_score":0.052493770296374954,"channel":1,"num_words":3,"start":2318.225,"end":2319.845},{"sentences":[{"text":"Yeah.","start":2319.97,"end":2320.47,"sentiment":"neutral","sentiment_score":0.05200628191232681},{"text":"No.","start":2320.8052,"end":2321.125,"sentiment":"neutral","sentiment_score":0.05897248163819313},{"text":"That's","start":2321.125,"end":2321.5251,"sentiment":"neutral","sentiment_score":0.15738539397716522}],"sentiment":"neutral","sentiment_score":0.08945471917589505,"channel":0,"num_words":3,"start":2319.97,"end":2321.5251},{"sentences":[{"text":"Yeah.","start":2321.1501,"end":2321.6501,"sentiment":"neutral","sentiment_score":0.3033100366592407}],"sentiment":"neutral","sentiment_score":0.3033100366592407,"channel":1,"num_words":1,"start":2321.1501,"end":2321.6501},{"sentences":[{"text":"awesome.","start":2321.5251,"end":2321.925,"sentiment":"positive","sentiment_score":0.634168267250061},{"text":"That'll be really, really good.","start":2321.925,"end":2322.965,"sentiment":"positive","sentiment_score":0.6617482662200928},{"text":"And if you do need help, let us know.","start":2322.965,"end":2324.745,"sentiment":"neutral","sentiment_score":0.26240500807762146}],"sentiment":"positive","sentiment_score":0.42030364473660786,"channel":0,"num_words":15,"start":2321.5251,"end":2324.745},{"sentences":[{"text":"Thank you.","start":2324.9102,"end":2325.7302,"sentiment":"positive","sentiment_score":0.4010070711374283}],"sentiment":"positive","sentiment_score":0.4010070711374283,"channel":1,"num_words":2,"start":2324.9102,"end":2325.7302},{"sentences":[{"text":"But, yeah, like, once I'm sorry.","start":2325.2852,"end":2326.8052,"sentiment":"neutral","sentiment_score":0.008297877386212349},{"text":"This hasn't come through yet.","start":2326.8052,"end":2328.0051,"sentiment":"neutral","sentiment_score":-0.09340745359659194},{"text":"Once it does sort of come through, have a bit of a look at the document.","start":2328.0051,"end":2330.645,"sentiment":"neutral","sentiment_score":0.05130203580483794},{"text":"Let me know if you do have any questions.","start":2330.645,"end":2332.405,"sentiment":"neutral","sentiment_score":0.16745745639006296},{"text":"I'm more than happy to make time to talk you through anything.","start":2332.405,"end":2335.7,"sentiment":"positive","sentiment_score":0.4285578678051631}],"sentiment":"neutral","sentiment_score":0.14694571021633843,"channel":0,"num_words":48,"start":2325.2852,"end":2335.7},{"sentences":[{"text":"We have in there also your best interest duty.","start":2335.7,"end":2338.02,"sentiment":"neutral","sentiment_score":0.15078342954317728},{"text":"So, basically, letting you know that the recommendations are made in your best interest.","start":2338.02,"end":2341.8599,"sentiment":"neutral","sentiment_score":0.189124981207507},{"text":"And I outline on each recommendation the best interest duty on how it meets your goals and and why it is in best interest.","start":2341.8599,"end":2348.465,"sentiment":"neutral","sentiment_score":0.18728869097928205},{"text":"So making sure and doing the investment switch and rebalancing does work out in best interest because you are keeping yourself in a more of a conservative position.","start":2348.465,"end":2356.165,"sentiment":"neutral","sentiment_score":0.2545407313321318},{"text":"By not rebalancing, you are risking have been overweighted and taking on more risk than necessary.","start":2356.625,"end":2362.74,"sentiment":"neutral","sentiment_score":0.09943945659324527}],"sentiment":"neutral","sentiment_score":0.18920770295701184,"channel":0,"num_words":91,"start":2335.7,"end":2362.74},{"sentences":[{"text":"Retaining hub 24 means that we don't have to do a full sell down, so it helps to limit the CDT consequences with the rebalance, which happily in this scenario only works out at $61, which is fantastic.","start":2363.3599,"end":2374.74,"sentiment":"neutral","sentiment_score":0.30026464085829885},{"text":"It's the cheapest CGT I've ever seen.","start":2375.205,"end":2377.225,"sentiment":"positive","sentiment_score":0.6531710965292794}],"sentiment":"positive","sentiment_score":0.35516120062934026,"channel":0,"num_words":45,"start":2363.3599,"end":2377.225},{"sentences":[{"text":"Really?","start":2377.5898,"end":2378.0898,"sentiment":"positive","sentiment_score":0.4658663272857666}],"sentiment":"positive","sentiment_score":0.4658663272857666,"channel":1,"num_words":1,"start":2377.5898,"end":2378.0898},{"sentences":[{"text":"Yeah.","start":2378.485,"end":2378.985,"sentiment":"positive","sentiment_score":0.38824960589408875}],"sentiment":"positive","sentiment_score":0.38824960589408875,"channel":0,"num_words":1,"start":2378.485,"end":2378.985},{"sentences":[{"text":"Excellent.","start":2378.95,"end":2379.45,"sentiment":"positive","sentiment_score":0.7025227546691895},{"text":"Excellent.","start":2379.67,"end":2380.17,"sentiment":"neutral","sentiment_score":0.045227229595184326}],"sentiment":"positive","sentiment_score":0.3738749921321869,"channel":1,"num_words":2,"start":2378.95,"end":2380.17},{"sentences":[{"text":"And moving out of the the bank coverage now rather than waiting for the legislation to change down the track means that we're doing it and getting in front of it or not having to do it quickly down the track.","start":2380.245,"end":2390.55,"sentiment":"neutral","sentiment_score":0.248217213262872},{"text":"So we had a bit of time to research other investments to make sure that everything was still in line there for you, which is really good.","start":2390.55,"end":2397.29,"sentiment":"positive","sentiment_score":0.6012917050608882},{"text":"It's also, you know, looking at the way we're structuring these investments, the five year rolling average hat return has shown greater than what you were previously in, so we wanna make sure that you're getting the best out of your investments.","start":2397.75,"end":2409.185,"sentiment":"positive","sentiment_score":0.5923655863319125},{"text":"And whilst we don't know what the markets are gonna go do down the track, we only have past data to work on.","start":2409.245,"end":2415.405,"sentiment":"neutral","sentiment_score":0.02255589077654092},{"text":"So","start":2415.405,"end":2415.9,"sentiment":"neutral","sentiment_score":0.06262455135583878}],"sentiment":"positive","sentiment_score":0.38710855556401746,"channel":0,"num_words":134,"start":2380.245,"end":2415.9},{"sentences":[{"text":"Yes.","start":2416.2852,"end":2416.7852,"sentiment":"neutral","sentiment_score":0.14018778502941132}],"sentiment":"neutral","sentiment_score":0.14018778502941132,"channel":1,"num_words":1,"start":2416.2852,"end":2416.7852},{"sentences":[{"text":"having a better performing portfolio in the past tends to mean that in the future, we can expect greater returns.","start":2416.2998,"end":2423.2,"sentiment":"neutral","sentiment_score":0.23238126635551454},{"text":"We obviously know that markets go up and down.","start":2423.74,"end":2425.74,"sentiment":"neutral","sentiment_score":-0.049072257346577115},{"text":"There are the risks of,","start":2425.74,"end":2426.7798,"sentiment":"neutral","sentiment_score":-0.11214915215969086}],"sentiment":"neutral","sentiment_score":0.10721262500566595,"channel":0,"num_words":34,"start":2416.2998,"end":2426.7798},{"sentences":[{"text":"Yeah.","start":2426.6199,"end":2427.1199,"sentiment":"neutral","sentiment_score":-0.13537049293518066}],"sentiment":"neutral","sentiment_score":-0.13537049293518066,"channel":1,"num_words":1,"start":2426.6199,"end":2427.1199},{"sentences":[{"text":"you know, one year getting a 10% return, another year getting a negative.","start":2426.7798,"end":2429.895,"sentiment":"neutral","sentiment_score":-0.13826765578526717},{"text":"And we know negative","start":2429.895,"end":2430.7751,"sentiment":"neutral","sentiment_score":-0.0887078708037734}],"sentiment":"neutral","sentiment_score":-0.12660652990726864,"channel":0,"num_words":17,"start":2426.7798,"end":2430.7751},{"sentences":[{"text":"Yeah.","start":2430.54,"end":2431.04,"sentiment":"neutral","sentiment_score":-0.16429439187049866}],"sentiment":"neutral","sentiment_score":-0.16429439187049866,"channel":1,"num_words":1,"start":2430.54,"end":2431.04},{"sentences":[{"text":"returns will occur,","start":2430.7751,"end":2431.995,"sentiment":"neutral","sentiment_score":-0.11168608069419861}],"sentiment":"neutral","sentiment_score":-0.11168608069419861,"channel":0,"num_words":3,"start":2430.7751,"end":2431.995},{"sentences":[{"text":"Yeah.","start":2432.515,"end":2433.015,"sentiment":"neutral","sentiment_score":-0.03552479296922684}],"sentiment":"neutral","sentiment_score":-0.03552479296922684,"channel":1,"num_words":1,"start":2432.515,"end":2433.015},{"sentences":[{"text":"but we wanna make sure in those years, we're still compounding and making our super work to our benefit.","start":2432.5352,"end":2438.155,"sentiment":"neutral","sentiment_score":0.12659796092071032},{"text":"An increasing salary sacrifice now, whilst it does reduce the take home pay, you are putting more money into super.","start":2438.5352,"end":2445.52,"sentiment":"neutral","sentiment_score":0.11202772594988346},{"text":"So it is taxed at 15% inside super as opposed to your marginal tax rate.","start":2445.52,"end":2450.18,"sentiment":"neutral","sentiment_score":0.10701366066932679},{"text":"Can give you the benefit of reducing your income tax in your own name, which is fantastic.","start":2450.24,"end":2454.58,"sentiment":"positive","sentiment_score":0.5133165629471049},{"text":"But the downside is you are putting it into super, so just making sure you're comfortable with that level.","start":2455.275,"end":2459.9348,"sentiment":"neutral","sentiment_score":-0.1339240678046879}],"sentiment":"neutral","sentiment_score":0.13814383298158645,"channel":0,"num_words":90,"start":2432.5352,"end":2459.9348},{"sentences":[{"text":"I've recommended the highest amount that we talked about you were comfortable with because it does work out to the greater benefit now.","start":2460.395,"end":2468.03,"sentiment":"neutral","sentiment_score":0.1603920177921005},{"text":"But if you're not comfortable doing that, we can always go smaller.","start":2468.33,"end":2471.29,"sentiment":"neutral","sentiment_score":-0.022782217905235786},{"text":"It's not a problem","start":2471.29,"end":2472.17,"sentiment":"neutral","sentiment_score":0.2941247671842575}],"sentiment":"neutral","sentiment_score":0.11774689392544903,"channel":0,"num_words":39,"start":2460.395,"end":2472.17},{"sentences":[{"text":"Yep.","start":2471.915,"end":2472.12,"sentiment":"neutral","sentiment_score":0.3037862777709961}],"sentiment":"neutral","sentiment_score":0.3037862777709961,"channel":1,"num_words":1,"start":2471.915,"end":2472.12},{"sentences":[{"text":"and build it up down the track.","start":2472.17,"end":2473.61,"sentiment":"positive","sentiment_score":0.35689804383686613},{"text":"It's these are all just recommendations.","start":2473.61,"end":2475.6301,"sentiment":"neutral","sentiment_score":0.32553233702977497},{"text":"There's no obligation whatsoever.","start":2475.85,"end":2477.3901,"sentiment":"neutral","sentiment_score":0.21904871612787247},{"text":"You get to read it through, decide what you're comfortable taking on board.","start":2477.85,"end":2481.23,"sentiment":"neutral","sentiment_score":0.23070991268524757}],"sentiment":"neutral","sentiment_score":0.277563468615214,"channel":0,"num_words":30,"start":2472.17,"end":2481.23},{"sentences":[{"text":"Mhmm.","start":2481.2402,"end":2481.6401,"sentiment":"neutral","sentiment_score":0.09701335430145264}],"sentiment":"neutral","sentiment_score":0.09701335430145264,"channel":1,"num_words":1,"start":2481.2402,"end":2481.6401},{"sentences":[{"text":"Okay?","start":2481.29,"end":2481.79,"sentiment":"neutral","sentiment_score":0.08571165055036545}],"sentiment":"neutral","sentiment_score":0.08571165055036545,"channel":0,"num_words":1,"start":2481.29,"end":2481.79},{"sentences":[{"text":"Yeah.","start":2481.6401,"end":2481.8801,"sentiment":"neutral","sentiment_score":0.11739549785852432},{"text":"Yeah.","start":2481.8801,"end":2482.28,"sentiment":"neutral","sentiment_score":0.148840993642807},{"text":"And when it does come through, I","start":2482.28,"end":2483.32,"sentiment":"neutral","sentiment_score":0.24654664312090194}],"sentiment":"neutral","sentiment_score":0.22134033259418276,"channel":1,"num_words":9,"start":2481.6401,"end":2483.32},{"sentences":[{"text":"Yeah.","start":2483.2349,"end":2483.7349,"sentiment":"neutral","sentiment_score":0.21412676572799683}],"sentiment":"neutral","sentiment_score":0.21412676572799683,"channel":0,"num_words":1,"start":2483.2349,"end":2483.7349},{"sentences":[{"text":"will have a good read of","start":2483.32,"end":2484.4402,"sentiment":"neutral","sentiment_score":0.2705179477731387}],"sentiment":"neutral","sentiment_score":0.2705179477731387,"channel":1,"num_words":6,"start":2483.32,"end":2484.4402},{"sentences":[{"text":"Yeah.","start":2484.355,"end":2484.855,"sentiment":"neutral","sentiment_score":0.2600537836551666}],"sentiment":"neutral","sentiment_score":0.2600537836551666,"channel":0,"num_words":1,"start":2484.355,"end":2484.855},{"sentences":[{"text":"it front to back.","start":2484.4402,"end":2485.2402,"sentiment":"neutral","sentiment_score":0.2554168105125427},{"text":"I mean, you've explained everything","start":2485.2402,"end":2486.52,"sentiment":"positive","sentiment_score":0.40850052833557127}],"sentiment":"positive","sentiment_score":0.3404633204142253,"channel":1,"num_words":9,"start":2484.4402,"end":2486.52},{"sentences":[{"text":"Beautiful.","start":2486.515,"end":2487.015,"sentiment":"positive","sentiment_score":0.631841778755188}],"sentiment":"positive","sentiment_score":0.631841778755188,"channel":0,"num_words":1,"start":2486.515,"end":2487.015},{"sentences":[{"text":"so clearly and concisely,","start":2486.52,"end":2488.025,"sentiment":"positive","sentiment_score":0.6370777040719986}],"sentiment":"positive","sentiment_score":0.6370777040719986,"channel":1,"num_words":4,"start":2486.52,"end":2488.025},{"sentences":[{"text":"Thank you.","start":2487.7148,"end":2488.535,"sentiment":"positive","sentiment_score":0.6863901019096375}],"sentiment":"positive","sentiment_score":0.6863901019096375,"channel":0,"num_words":2,"start":2487.7148,"end":2488.535},{"sentences":[{"text":"so I appreciate that.","start":2488.2449,"end":2489.625,"sentiment":"positive","sentiment_score":0.5667707473039627},{"text":"I","start":2489.6848,"end":2489.845,"sentiment":"neutral","sentiment_score":0.18239131569862368}],"sentiment":"positive","sentiment_score":0.4898948609828949,"channel":1,"num_words":5,"start":2488.2449,"end":2489.845},{"sentences":[{"text":"Yeah.","start":2489.795,"end":2490.295,"sentiment":"neutral","sentiment_score":0.06332603096961975}],"sentiment":"neutral","sentiment_score":0.06332603096961975,"channel":0,"num_words":1,"start":2489.795,"end":2490.295},{"sentences":[{"text":"don't see any issues, and it all seems like great","start":2489.845,"end":2492.2449,"sentiment":"positive","sentiment_score":0.37761146798729894}],"sentiment":"positive","sentiment_score":0.37761146798729894,"channel":1,"num_words":10,"start":2489.845,"end":2492.2449},{"sentences":[{"text":"Perfect.","start":2491.9548,"end":2492.4548,"sentiment":"positive","sentiment_score":0.6989741325378418}],"sentiment":"positive","sentiment_score":0.6989741325378418,"channel":0,"num_words":1,"start":2491.9548,"end":2492.4548},{"sentences":[{"text":"advice that I'll endorse at my end and just","start":2492.2449,"end":2495.865,"sentiment":"positive","sentiment_score":0.4448203643163045}],"sentiment":"positive","sentiment_score":0.4448203643163045,"channel":1,"num_words":9,"start":2492.2449,"end":2495.865},{"sentences":[{"text":"Perfect.","start":2495.76,"end":2496.26,"sentiment":"positive","sentiment_score":0.4947423636913299}],"sentiment":"positive","sentiment_score":0.4947423636913299,"channel":0,"num_words":1,"start":2495.76,"end":2496.26},{"sentences":[{"text":"take on board and and put","start":2496.085,"end":2497.525,"sentiment":"neutral","sentiment_score":0.26320507377386093}],"sentiment":"neutral","sentiment_score":0.26320507377386093,"channel":1,"num_words":6,"start":2496.085,"end":2497.525},{"sentences":[{"text":"Yeah.","start":2497.52,"end":2498.02,"sentiment":"neutral","sentiment_score":0.23016482591629028}],"sentiment":"neutral","sentiment_score":0.23016482591629028,"channel":0,"num_words":1,"start":2497.52,"end":2498.02},{"sentences":[{"text":"into action.","start":2497.525,"end":2498.265,"sentiment":"neutral","sentiment_score":0.24166183173656464}],"sentiment":"neutral","sentiment_score":0.24166183173656464,"channel":1,"num_words":2,"start":2497.525,"end":2498.265},{"sentences":[{"text":"Beautiful.","start":2498.8,"end":2499.3,"sentiment":"positive","sentiment_score":0.4507464766502381}],"sentiment":"positive","sentiment_score":0.4507464766502381,"channel":0,"num_words":1,"start":2498.8,"end":2499.3},{"sentences":[{"text":"Yeah.","start":2500.08,"end":2500.48,"sentiment":"neutral","sentiment_score":0.03817995637655258},{"text":"But as I said, if it doesn't come through so it's probably our Internet provider that we're trying to move away from, like TPG.","start":2500.48,"end":2507.06,"sentiment":"neutral","sentiment_score":-0.16350204683840275}],"sentiment":"neutral","sentiment_score":-0.15543476670980452,"channel":1,"num_words":25,"start":2500.08,"end":2507.06},{"sentences":[{"text":"Yeah.","start":2506.9749,"end":2507.4749,"sentiment":"neutral","sentiment_score":-0.2682592570781708}],"sentiment":"neutral","sentiment_score":-0.2682592570781708,"channel":0,"num_words":1,"start":2506.9749,"end":2507.4749},{"sentences":[{"text":"They're just horrible.","start":2507.12,"end":2508.02,"sentiment":"negative","sentiment_score":-0.5596154530843099}],"sentiment":"negative","sentiment_score":-0.5596154530843099,"channel":1,"num_words":3,"start":2507.12,"end":2508.02},{"sentences":[{"text":"If","start":2508.575,"end":2508.815,"sentiment":"neutral","sentiment_score":-0.23410913348197937}],"sentiment":"neutral","sentiment_score":-0.23410913348197937,"channel":0,"num_words":1,"start":2508.575,"end":2508.815},{"sentences":[{"text":"So","start":2508.8,"end":2509.12,"sentiment":"neutral","sentiment_score":-0.10003440827131271}],"sentiment":"neutral","sentiment_score":-0.10003440827131271,"channel":1,"num_words":1,"start":2508.8,"end":2509.12},{"sentences":[{"text":"it doesn't come through by, say, six or 07:00 tonight, I don't","start":2508.815,"end":2512.9749,"sentiment":"neutral","sentiment_score":-0.264687189211448}],"sentiment":"neutral","sentiment_score":-0.264687189211448,"channel":0,"num_words":12,"start":2508.815,"end":2512.9749},{"sentences":[{"text":"mhmm.","start":2512.9602,"end":2513.4602,"sentiment":"neutral","sentiment_score":-0.2181064635515213}],"sentiment":"neutral","sentiment_score":-0.2181064635515213,"channel":1,"num_words":1,"start":2512.9602,"end":2513.4602},{"sentences":[{"text":"work tomorrow, but I will be on my emails.","start":2512.9749,"end":2514.7349,"sentiment":"neutral","sentiment_score":-0.12888767653041416},{"text":"I've got some phone notes to write.","start":2514.7349,"end":2515.935,"sentiment":"neutral","sentiment_score":-0.1314339307802064},{"text":"So I will be working late tonight.","start":2515.935,"end":2517.375,"sentiment":"neutral","sentiment_score":-0.11872557124921254},{"text":"So if you don't see it by, say, six or seven tonight, feel free to email me, and I'll get one of the team to send it through to you via Adobe or a different way tomorrow.","start":2517.375,"end":2525.49,"sentiment":"neutral","sentiment_score":-0.07982030883431435},{"text":"Okay?","start":2525.79,"end":2526.29,"sentiment":"neutral","sentiment_score":-0.003836426883935928}],"sentiment":"neutral","sentiment_score":-0.09620153207759388,"channel":0,"num_words":61,"start":2512.9749,"end":2526.29},{"sentences":[{"text":"Oh, okay.","start":2525.9648,"end":2526.625,"sentiment":"neutral","sentiment_score":0.0028117597103118896},{"text":"Yeah.","start":2526.685,"end":2527.005,"sentiment":"neutral","sentiment_score":0.01235614437609911}],"sentiment":"neutral","sentiment_score":0.005993221265574296,"channel":1,"num_words":3,"start":2525.9648,"end":2527.005},{"sentences":[{"text":"Yeah.","start":2526.99,"end":2527.49,"sentiment":"neutral","sentiment_score":0.03171340376138687}],"sentiment":"neutral","sentiment_score":0.03171340376138687,"channel":0,"num_words":1,"start":2526.99,"end":2527.49},{"sentences":[{"text":"No worries.","start":2527.005,"end":2527.7449,"sentiment":"neutral","sentiment_score":0.09155915305018425},{"text":"Alright.","start":2527.805,"end":2528.305,"sentiment":"neutral","sentiment_score":0.22596648335456848}],"sentiment":"neutral","sentiment_score":0.136361596484979,"channel":1,"num_words":3,"start":2527.005,"end":2528.305},{"sentences":[{"text":"Thank","start":2528.27,"end":2528.59,"sentiment":"positive","sentiment_score":0.48672279715538025}],"sentiment":"positive","sentiment_score":0.48672279715538025,"channel":0,"num_words":1,"start":2528.27,"end":2528.59},{"sentences":[{"text":"I","start":2528.525,"end":2528.605,"sentiment":"positive","sentiment_score":0.4789640605449677}],"sentiment":"positive","sentiment_score":0.4789640605449677,"channel":1,"num_words":1,"start":2528.525,"end":2528.605},{"sentences":[{"text":"you.","start":2528.59,"end":2529.09,"sentiment":"positive","sentiment_score":0.46265000104904175}],"sentiment":"positive","sentiment_score":0.46265000104904175,"channel":0,"num_words":1,"start":2528.59,"end":2529.09},{"sentences":[{"text":"can do that.","start":2528.605,"end":2529.505,"sentiment":"positive","sentiment_score":0.41832072536150616}],"sentiment":"positive","sentiment_score":0.41832072536150616,"channel":1,"num_words":3,"start":2528.605,"end":2529.505},{"sentences":[{"text":"Perfect.","start":2529.95,"end":2530.45,"sentiment":"positive","sentiment_score":0.4167358875274658},{"text":"The only other","start":2531.07,"end":2531.55,"sentiment":"neutral","sentiment_score":0.12167293578386307}],"sentiment":"neutral","sentiment_score":0.19543867371976376,"channel":0,"num_words":4,"start":2529.95,"end":2531.55},{"sentences":[{"text":"Yeah.","start":2531.46,"end":2531.96,"sentiment":"neutral","sentiment_score":0.05699910223484039}],"sentiment":"neutral","sentiment_score":0.05699910223484039,"channel":1,"num_words":1,"start":2531.46,"end":2531.96},{"sentences":[{"text":"thing I do need to update is I just had a look on file.","start":2531.55,"end":2534.35,"sentiment":"neutral","sentiment_score":-0.0018060155478971346},{"text":"Your ID has also expired, so it is really important we update your ID on file.","start":2534.35,"end":2538.435,"sentiment":"neutral","sentiment_score":-0.06309066130779684},{"text":"So if I send you an email shortly, can you just shoot me back an email?","start":2538.435,"end":2541.955,"sentiment":"neutral","sentiment_score":-0.008573965227697045},{"text":"Or you've","start":2541.955,"end":2542.755,"sentiment":"neutral","sentiment_score":-0.010585246607661247}],"sentiment":"neutral","sentiment_score":-0.024856015321953844,"channel":0,"num_words":48,"start":2531.55,"end":2542.755},{"sentences":[{"text":"Yep.","start":2542.74,"end":2543.24,"sentiment":"neutral","sentiment_score":-0.013219384476542473}],"sentiment":"neutral","sentiment_score":-0.013219384476542473,"channel":1,"num_words":1,"start":2542.74,"end":2543.24},{"sentences":[{"text":"got or is it easy if I text you because your emails are a little bit slow?","start":2542.755,"end":2546.9949,"sentiment":"neutral","sentiment_score":-0.09904619481633692},{"text":"What's the easiest","start":2546.9949,"end":2547.875,"sentiment":"neutral","sentiment_score":-0.031623476495345436}],"sentiment":"neutral","sentiment_score":-0.08893278706818819,"channel":0,"num_words":20,"start":2542.755,"end":2547.875},{"sentences":[{"text":"Flaky.","start":2547.4248,"end":2547.9248,"sentiment":"neutral","sentiment_score":-0.02722783386707306}],"sentiment":"neutral","sentiment_score":-0.02722783386707306,"channel":1,"num_words":1,"start":2547.4248,"end":2547.9248},{"sentences":[{"text":"way?","start":2547.875,"end":2548.375,"sentiment":"neutral","sentiment_score":-0.009722582995891573},{"text":"Did you want me","start":2549.9502,"end":2550.59,"sentiment":"neutral","sentiment_score":-0.013530821073800325}],"sentiment":"neutral","sentiment_score":-0.012769173458218574,"channel":0,"num_words":5,"start":2547.875,"end":2550.59},{"sentences":[{"text":"What","start":2550.545,"end":2550.865,"sentiment":"neutral","sentiment_score":-0.007898405194282532}],"sentiment":"neutral","sentiment_score":-0.007898405194282532,"channel":1,"num_words":1,"start":2550.545,"end":2550.865},{"sentences":[{"text":"to get the","start":2550.59,"end":2550.99,"sentiment":"neutral","sentiment_score":-0.01299133151769638}],"sentiment":"neutral","sentiment_score":-0.01299133151769638,"channel":0,"num_words":3,"start":2550.59,"end":2550.99},{"sentences":[{"text":"what","start":2550.865,"end":2551.025,"sentiment":"neutral","sentiment_score":-0.015150807797908785}],"sentiment":"neutral","sentiment_score":-0.015150807797908785,"channel":1,"num_words":1,"start":2550.865,"end":2551.025},{"sentences":[{"text":"team","start":2550.99,"end":2551.23,"sentiment":"neutral","sentiment_score":-0.03019113279879093}],"sentiment":"neutral","sentiment_score":-0.03019113279879093,"channel":0,"num_words":1,"start":2550.99,"end":2551.23},{"sentences":[{"text":"do you","start":2551.025,"end":2551.265,"sentiment":"neutral","sentiment_score":-0.019505073316395283}],"sentiment":"neutral","sentiment_score":-0.019505073316395283,"channel":1,"num_words":2,"start":2551.025,"end":2551.265},{"sentences":[{"text":"to","start":2551.23,"end":2551.31,"sentiment":"neutral","sentiment_score":-0.017290791496634483}],"sentiment":"neutral","sentiment_score":-0.017290791496634483,"channel":0,"num_words":1,"start":2551.23,"end":2551.31},{"sentences":[{"text":"need","start":2551.265,"end":2551.505,"sentiment":"neutral","sentiment_score":-0.014333656057715416}],"sentiment":"neutral","sentiment_score":-0.014333656057715416,"channel":1,"num_words":1,"start":2551.265,"end":2551.505},{"sentences":[{"text":"send","start":2551.31,"end":2551.55,"sentiment":"neutral","sentiment_score":-0.025309337303042412}],"sentiment":"neutral","sentiment_score":-0.025309337303042412,"channel":0,"num_words":1,"start":2551.31,"end":2551.55},{"sentences":[{"text":"from","start":2551.505,"end":2551.6648,"sentiment":"neutral","sentiment_score":-0.015821723267436028}],"sentiment":"neutral","sentiment_score":-0.015821723267436028,"channel":1,"num_words":1,"start":2551.505,"end":2551.6648},{"sentences":[{"text":"you","start":2551.55,"end":2551.7102,"sentiment":"neutral","sentiment_score":-0.021801527589559555}],"sentiment":"neutral","sentiment_score":-0.021801527589559555,"channel":0,"num_words":1,"start":2551.55,"end":2551.7102},{"sentences":[{"text":"me","start":2551.6648,"end":2551.825,"sentiment":"neutral","sentiment_score":-0.020781882107257843}],"sentiment":"neutral","sentiment_score":-0.020781882107257843,"channel":1,"num_words":1,"start":2551.6648,"end":2551.825},{"sentences":[{"text":"a","start":2551.7102,"end":2551.87,"sentiment":"neutral","sentiment_score":-0.010607310570776464}],"sentiment":"neutral","sentiment_score":-0.010607310570776464,"channel":0,"num_words":1,"start":2551.7102,"end":2551.87},{"sentences":[{"text":"just","start":2551.825,"end":2552.065,"sentiment":"neutral","sentiment_score":-0.013330955058336258}],"sentiment":"neutral","sentiment_score":-0.013330955058336258,"channel":1,"num_words":1,"start":2551.825,"end":2552.065},{"sentences":[{"text":"text?","start":2551.87,"end":2552.37,"sentiment":"neutral","sentiment_score":-0.011643354780972004}],"sentiment":"neutral","sentiment_score":-0.011643354780972004,"channel":0,"num_words":1,"start":2551.87,"end":2552.37},{"sentences":[{"text":"to respond some with something?","start":2552.065,"end":2553.7449,"sentiment":"neutral","sentiment_score":-0.012920209765434265}],"sentiment":"neutral","sentiment_score":-0.012920209765434265,"channel":1,"num_words":5,"start":2552.065,"end":2553.7449},{"sentences":[{"text":"Just a","start":2553.3901,"end":2553.79,"sentiment":"neutral","sentiment_score":-0.0019826446659862995}],"sentiment":"neutral","sentiment_score":-0.0019826446659862995,"channel":0,"num_words":2,"start":2553.3901,"end":2553.79},{"sentences":[{"text":"Or,","start":2553.7449,"end":2553.9048,"sentiment":"neutral","sentiment_score":-0.01113391574472189}],"sentiment":"neutral","sentiment_score":-0.01113391574472189,"channel":1,"num_words":1,"start":2553.7449,"end":2553.9048},{"sentences":[{"text":"copy","start":2553.79,"end":2554.11,"sentiment":"neutral","sentiment_score":-0.018058110028505325}],"sentiment":"neutral","sentiment_score":-0.018058110028505325,"channel":0,"num_words":1,"start":2553.79,"end":2554.11},{"sentences":[{"text":"like, what","start":2553.9048,"end":2554.2249,"sentiment":"neutral","sentiment_score":-0.0052537452429533005}],"sentiment":"neutral","sentiment_score":-0.0052537452429533005,"channel":1,"num_words":2,"start":2553.9048,"end":2554.2249},{"sentences":[{"text":"of","start":2554.11,"end":2554.27,"sentiment":"neutral","sentiment_score":-0.010206080973148346}],"sentiment":"neutral","sentiment_score":-0.010206080973148346,"channel":0,"num_words":1,"start":2554.11,"end":2554.27},{"sentences":[{"text":"do","start":2554.2249,"end":2554.305,"sentiment":"neutral","sentiment_score":-0.014612993225455284}],"sentiment":"neutral","sentiment_score":-0.014612993225455284,"channel":1,"num_words":1,"start":2554.2249,"end":2554.305},{"sentences":[{"text":"your","start":2554.27,"end":2554.51,"sentiment":"neutral","sentiment_score":-0.015556355938315392}],"sentiment":"neutral","sentiment_score":-0.015556355938315392,"channel":0,"num_words":1,"start":2554.27,"end":2554.51},{"sentences":[{"text":"you need?","start":2554.305,"end":2554.8848,"sentiment":"neutral","sentiment_score":-0.012276370543986559}],"sentiment":"neutral","sentiment_score":-0.012276370543986559,"channel":1,"num_words":2,"start":2554.305,"end":2554.8848},{"sentences":[{"text":"ID back and front.","start":2554.51,"end":2555.87,"sentiment":"neutral","sentiment_score":-0.01741713029332459},{"text":"Yeah.","start":2555.87,"end":2556.37,"sentiment":"neutral","sentiment_score":-0.010435872711241244}],"sentiment":"neutral","sentiment_score":-0.016020878776907922,"channel":0,"num_words":5,"start":2554.51,"end":2556.37},{"sentences":[{"text":"As in just a photo image of my license?","start":2557.345,"end":2559.26,"sentiment":"neutral","sentiment_score":-0.014392562624480989}],"sentiment":"neutral","sentiment_score":-0.014392562624480989,"channel":1,"num_words":9,"start":2557.345,"end":2559.26},{"sentences":[{"text":"Yep.","start":2559.23,"end":2559.7102,"sentiment":"neutral","sentiment_score":-0.013032609596848488}],"sentiment":"neutral","sentiment_score":-0.013032609596848488,"channel":0,"num_words":1,"start":2559.23,"end":2559.7102},{"sentences":[{"text":"Or","start":2559.6802,"end":2560.1802,"sentiment":"neutral","sentiment_score":-0.01698283478617668}],"sentiment":"neutral","sentiment_score":-0.01698283478617668,"channel":1,"num_words":1,"start":2559.6802,"end":2560.1802},{"sentences":[{"text":"Yeah.","start":2559.7102,"end":2560.2102,"sentiment":"neutral","sentiment_score":-0.015157311223447325},{"text":"Yep.","start":2560.4302,"end":2560.9302,"sentiment":"neutral","sentiment_score":-0.015661008656024933}],"sentiment":"neutral","sentiment_score":-0.015409159939736128,"channel":0,"num_words":2,"start":2559.7102,"end":2560.9302},{"sentences":[{"text":"yeah.","start":2560.68,"end":2561.08,"sentiment":"neutral","sentiment_score":-0.02029755711555481},{"text":"Yeah.","start":2561.08,"end":2561.32,"sentiment":"neutral","sentiment_score":-0.024208880960941315},{"text":"Because I don't yeah.","start":2561.32,"end":2562.12,"sentiment":"neutral","sentiment_score":-0.05816445220261812},{"text":"I don't keep my license in my phone","start":2562.12,"end":2563.8801,"sentiment":"neutral","sentiment_score":-0.08313818369060755}],"sentiment":"neutral","sentiment_score":-0.06730497974370207,"channel":1,"num_words":14,"start":2560.68,"end":2563.8801},{"sentences":[{"text":"Yeah.","start":2563.685,"end":2564.185,"sentiment":"neutral","sentiment_score":-0.04443814605474472}],"sentiment":"neutral","sentiment_score":-0.04443814605474472,"channel":0,"num_words":1,"start":2563.685,"end":2564.185},{"sentences":[{"text":"or anything like that.","start":2563.8801,"end":2564.68,"sentiment":"neutral","sentiment_score":-0.062168970704078674},{"text":"I","start":2564.68,"end":2564.84,"sentiment":"neutral","sentiment_score":-0.038956210017204285}],"sentiment":"neutral","sentiment_score":-0.0575264185667038,"channel":1,"num_words":5,"start":2563.8801,"end":2564.84},{"sentences":[{"text":"No.","start":2564.8052,"end":2565.3052,"sentiment":"neutral","sentiment_score":-0.06933453679084778}],"sentiment":"neutral","sentiment_score":-0.06933453679084778,"channel":0,"num_words":1,"start":2564.8052,"end":2565.3052},{"sentences":[{"text":"don't have a I'm I'm old.","start":2564.84,"end":2566.28,"sentiment":"neutral","sentiment_score":-0.08241184055805206},{"text":"So","start":2566.28,"end":2566.78,"sentiment":"neutral","sentiment_score":-0.04521714523434639}],"sentiment":"neutral","sentiment_score":-0.07709831265466553,"channel":1,"num_words":7,"start":2564.84,"end":2566.78},{"sentences":[{"text":"That's","start":2566.8052,"end":2567.205,"sentiment":"neutral","sentiment_score":-0.03175068646669388}],"sentiment":"neutral","sentiment_score":-0.03175068646669388,"channel":0,"num_words":1,"start":2566.8052,"end":2567.205},{"sentences":[{"text":"I keep","start":2566.84,"end":2567.24,"sentiment":"neutral","sentiment_score":-0.03567984700202942}],"sentiment":"neutral","sentiment_score":-0.03567984700202942,"channel":1,"num_words":2,"start":2566.84,"end":2567.24},{"sentences":[{"text":"okay.","start":2567.205,"end":2567.705,"sentiment":"neutral","sentiment_score":-0.0033523254096508026}],"sentiment":"neutral","sentiment_score":-0.0033523254096508026,"channel":0,"num_words":1,"start":2567.205,"end":2567.705},{"sentences":[{"text":"the old hardcover.","start":2567.24,"end":2567.96,"sentiment":"neutral","sentiment_score":-0.019437915955980618},{"text":"So I can just take a photo front and back and flick it back","start":2567.96,"end":2570.28,"sentiment":"neutral","sentiment_score":0.03204666290964399}],"sentiment":"neutral","sentiment_score":0.022961148992180824,"channel":1,"num_words":17,"start":2567.24,"end":2570.28},{"sentences":[{"text":"Beautiful.","start":2570.165,"end":2570.665,"sentiment":"neutral","sentiment_score":0.1993764340877533}],"sentiment":"neutral","sentiment_score":0.1993764340877533,"channel":0,"num_words":1,"start":2570.165,"end":2570.665},{"sentences":[{"text":"to you.","start":2570.28,"end":2570.68,"sentiment":"neutral","sentiment_score":0.12428435683250427},{"text":"Yeah?","start":2570.68,"end":2571.045,"sentiment":"neutral","sentiment_score":0.08970475941896439}],"sentiment":"neutral","sentiment_score":0.11275782436132431,"channel":1,"num_words":3,"start":2570.28,"end":2571.045},{"sentences":[{"text":"If I get one of the beautiful admin team to send you a text message from the office phone,","start":2570.885,"end":2574.905,"sentiment":"neutral","sentiment_score":0.08971164767679415}],"sentiment":"neutral","sentiment_score":0.08971164767679415,"channel":0,"num_words":19,"start":2570.885,"end":2574.905},{"sentences":[{"text":"Yeah.","start":2574.645,"end":2575.145,"sentiment":"neutral","sentiment_score":0.06915981322526932},{"text":"Yeah.","start":2575.2048,"end":2575.4448,"sentiment":"neutral","sentiment_score":0.07983312010765076}],"sentiment":"neutral","sentiment_score":0.07449646666646004,"channel":1,"num_words":2,"start":2574.645,"end":2575.4448},{"sentences":[{"text":"can I","start":2575.28,"end":2575.5999,"sentiment":"neutral","sentiment_score":0.05526243522763252}],"sentiment":"neutral","sentiment_score":0.05526243522763252,"channel":0,"num_words":2,"start":2575.28,"end":2575.5999},{"sentences":[{"text":"Yeah.","start":2575.4448,"end":2575.605,"sentiment":"neutral","sentiment_score":0.05416036397218704}],"sentiment":"neutral","sentiment_score":0.05416036397218704,"channel":1,"num_words":1,"start":2575.4448,"end":2575.605},{"sentences":[{"text":"get","start":2575.5999,"end":2575.68,"sentiment":"neutral","sentiment_score":0.03612567484378815}],"sentiment":"neutral","sentiment_score":0.03612567484378815,"channel":0,"num_words":1,"start":2575.5999,"end":2575.68},{"sentences":[{"text":"Yeah.","start":2575.605,"end":2576.105,"sentiment":"neutral","sentiment_score":0.0388580746948719}],"sentiment":"neutral","sentiment_score":0.0388580746948719,"channel":1,"num_words":1,"start":2575.605,"end":2576.105},{"sentences":[{"text":"you just to do that?","start":2575.68,"end":2576.56,"sentiment":"neutral","sentiment_score":0.03627462536096573},{"text":"Is that okay?","start":2576.56,"end":2577.28,"sentiment":"neutral","sentiment_score":0.044520821422338486},{"text":"Yep.","start":2577.28,"end":2577.78,"sentiment":"neutral","sentiment_score":0.1256679892539978}],"sentiment":"neutral","sentiment_score":0.04895595336953799,"channel":0,"num_words":9,"start":2575.68,"end":2577.78},{"sentences":[{"text":"100%.","start":2577.525,"end":2578.165,"sentiment":"neutral","sentiment_score":0.2354728132486343},{"text":"Yeah.","start":2578.165,"end":2578.325,"sentiment":"positive","sentiment_score":0.3336838483810425},{"text":"That's","start":2578.325,"end":2578.645,"sentiment":"positive","sentiment_score":0.6259424686431885}],"sentiment":"positive","sentiment_score":0.39836637675762177,"channel":1,"num_words":3,"start":2577.525,"end":2578.645},{"sentences":[{"text":"Beautiful.","start":2578.64,"end":2579.14,"sentiment":"positive","sentiment_score":0.7412608861923218}],"sentiment":"positive","sentiment_score":0.7412608861923218,"channel":0,"num_words":1,"start":2578.64,"end":2579.14},{"sentences":[{"text":"fine.","start":2578.645,"end":2578.9648,"sentiment":"positive","sentiment_score":0.4674612283706665},{"text":"Yeah.","start":2578.9648,"end":2579.4648,"sentiment":"neutral","sentiment_score":0.2644074857234955}],"sentiment":"positive","sentiment_score":0.365934357047081,"channel":1,"num_words":2,"start":2578.645,"end":2579.4648},{"sentences":[{"text":"I'm very security conscious, so I'll get Kaden to send that message through on the office mobile shortly asking for your ID.","start":2579.2,"end":2585.3,"sentiment":"neutral","sentiment_score":0.14050302383574573},{"text":"He'll","start":2585.3599,"end":2585.76,"sentiment":"neutral","sentiment_score":0.07795929163694382}],"sentiment":"neutral","sentiment_score":0.13778373113144998,"channel":0,"num_words":23,"start":2579.2,"end":2585.76},{"sentences":[{"text":"Yep.","start":2585.6848,"end":2586.1848,"sentiment":"neutral","sentiment_score":0.08887728303670883}],"sentiment":"neutral","sentiment_score":0.08887728303670883,"channel":1,"num_words":1,"start":2585.6848,"end":2586.1848},{"sentences":[{"text":"say, hi.","start":2585.76,"end":2586.16,"sentiment":"neutral","sentiment_score":0.09727394208312035},{"text":"It's Kaden.","start":2586.16,"end":2586.9,"sentiment":"neutral","sentiment_score":0.1070883609354496}],"sentiment":"neutral","sentiment_score":0.10218115150928497,"channel":0,"num_words":4,"start":2585.76,"end":2586.9},{"sentences":[{"text":"Yep.","start":2587.41,"end":2587.91,"sentiment":"neutral","sentiment_score":0.16640028357505798}],"sentiment":"neutral","sentiment_score":0.16640028357505798,"channel":1,"num_words":1,"start":2587.41,"end":2587.91},{"sentences":[{"text":"So that way, you know it's secure.","start":2587.455,"end":2588.975,"sentiment":"neutral","sentiment_score":0.26194027279104504},{"text":"It is definitely us, and I'll always get you to take a photo","start":2588.975,"end":2591.2952,"sentiment":"neutral","sentiment_score":0.2758200065447734}],"sentiment":"neutral","sentiment_score":0.27096209973096846,"channel":0,"num_words":20,"start":2587.455,"end":2591.2952},{"sentences":[{"text":"All good.","start":2591.01,"end":2591.75,"sentiment":"positive","sentiment_score":0.39640115201473236}],"sentiment":"positive","sentiment_score":0.39640115201473236,"channel":1,"num_words":2,"start":2591.01,"end":2591.75},{"sentences":[{"text":"and send it back to him.","start":2591.2952,"end":2592.5952,"sentiment":"neutral","sentiment_score":0.27759411682685214}],"sentiment":"neutral","sentiment_score":0.27759411682685214,"channel":0,"num_words":6,"start":2591.2952,"end":2592.5952},{"sentences":[{"text":"Yep.","start":2592.6099,"end":2593.01,"sentiment":"neutral","sentiment_score":0.2906680107116699},{"text":"Terrific.","start":2593.01,"end":2593.49,"sentiment":"positive","sentiment_score":0.6193629503250122},{"text":"No worries.","start":2593.49,"end":2594.13,"sentiment":"neutral","sentiment_score":0.2834836393594742}],"sentiment":"positive","sentiment_score":0.3692495599389076,"channel":1,"num_words":4,"start":2592.6099,"end":2594.13},{"sentences":[{"text":"You have","start":2593.935,"end":2594.2551,"sentiment":"neutral","sentiment_score":0.1427205502986908}],"sentiment":"neutral","sentiment_score":0.1427205502986908,"channel":0,"num_words":2,"start":2593.935,"end":2594.2551},{"sentences":[{"text":"I can","start":2594.13,"end":2594.3699,"sentiment":"neutral","sentiment_score":0.1200907975435257}],"sentiment":"neutral","sentiment_score":0.1200907975435257,"channel":1,"num_words":2,"start":2594.13,"end":2594.3699},{"sentences":[{"text":"voice","start":2594.2551,"end":2594.495,"sentiment":"neutral","sentiment_score":0.10966451466083528}],"sentiment":"neutral","sentiment_score":0.10966451466083528,"channel":0,"num_words":1,"start":2594.2551,"end":2594.495},{"sentences":[{"text":"do","start":2594.3699,"end":2594.53,"sentiment":"neutral","sentiment_score":0.09801404178142548}],"sentiment":"neutral","sentiment_score":0.09801404178142548,"channel":1,"num_words":1,"start":2594.3699,"end":2594.53},{"sentences":[{"text":"anywhere","start":2594.495,"end":2594.895,"sentiment":"neutral","sentiment_score":0.14632363617420197}],"sentiment":"neutral","sentiment_score":0.14632363617420197,"channel":0,"num_words":1,"start":2594.495,"end":2594.895},{"sentences":[{"text":"that.","start":2594.53,"end":2595.03,"sentiment":"neutral","sentiment_score":0.13065871596336365}],"sentiment":"neutral","sentiment_score":0.13065871596336365,"channel":1,"num_words":1,"start":2594.53,"end":2595.03},{"sentences":[{"text":"next to me now texting you, so you should get that very shortly.","start":2594.895,"end":2597.7952,"sentiment":"neutral","sentiment_score":0.15267789936982668}],"sentiment":"neutral","sentiment_score":0.15267789936982668,"channel":0,"num_words":13,"start":2594.895,"end":2597.7952},{"sentences":[{"text":"Wow.","start":2598.21,"end":2598.45,"sentiment":"neutral","sentiment_score":0.2084273397922516},{"text":"That's action.","start":2598.45,"end":2599.155,"sentiment":"neutral","sentiment_score":0.15156744420528412},{"text":"Alright.","start":2599.315,"end":2599.815,"sentiment":"neutral","sentiment_score":0.1591770052909851}],"sentiment":"neutral","sentiment_score":0.16768480837345123,"channel":1,"num_words":4,"start":2598.21,"end":2599.815},{"sentences":[{"text":"Yeah.","start":2600.1,"end":2600.58,"sentiment":"neutral","sentiment_score":0.1125110536813736},{"text":"No.","start":2600.58,"end":2600.82,"sentiment":"neutral","sentiment_score":0.12878285348415375},{"text":"Thank","start":2600.82,"end":2601.06,"sentiment":"neutral","sentiment_score":0.2628733217716217}],"sentiment":"neutral","sentiment_score":0.16805574297904968,"channel":0,"num_words":3,"start":2600.1,"end":2601.06},{"sentences":[{"text":"Yeah.","start":2600.995,"end":2601.495,"sentiment":"neutral","sentiment_score":0.32425999641418457}],"sentiment":"neutral","sentiment_score":0.32425999641418457,"channel":1,"num_words":1,"start":2600.995,"end":2601.495},{"sentences":[{"text":"you so much for that.","start":2601.06,"end":2602.52,"sentiment":"positive","sentiment_score":0.5482460975646972},{"text":"As as I sort of mentioned, the other thing to point out here is, obviously, our advice, because you're an ongoing client, it is completely complimentary there.","start":2602.58,"end":2610.1,"sentiment":"neutral","sentiment_score":0.1579436210018617},{"text":"You pay an ongoing service fee with us, which is 1.65%.","start":2610.1,"end":2613.4802,"sentiment":"neutral","sentiment_score":0.13680402528155933},{"text":"If down the track, you wanted your wife to come on board and maybe review things with her and we do, you know, look at everything for you for her as well, let","start":2614.125,"end":2620.925,"sentiment":"neutral","sentiment_score":0.1346206276705771}],"sentiment":"neutral","sentiment_score":0.17043464797499933,"channel":0,"num_words":76,"start":2601.06,"end":2620.925},{"sentences":[{"text":"Yeah.","start":2620.7798,"end":2621.26,"sentiment":"neutral","sentiment_score":0.06091415137052536}],"sentiment":"neutral","sentiment_score":0.06091415137052536,"channel":1,"num_words":1,"start":2620.7798,"end":2621.26},{"sentences":[{"text":"me know.","start":2620.925,"end":2621.325,"sentiment":"neutral","sentiment_score":0.05507571063935757}],"sentiment":"neutral","sentiment_score":0.05507571063935757,"channel":0,"num_words":2,"start":2620.925,"end":2621.325},{"sentences":[{"text":"Okay.","start":2621.26,"end":2621.76,"sentiment":"neutral","sentiment_score":0.13108381628990173}],"sentiment":"neutral","sentiment_score":0.13108381628990173,"channel":1,"num_words":1,"start":2621.26,"end":2621.76},{"sentences":[{"text":"I'm more than happy to touch base, have a chat to you about what we do.","start":2621.325,"end":2624.465,"sentiment":"neutral","sentiment_score":0.19941209396347404},{"text":"If she does decide to come on board, we do have a coupling fee for couples as well, so we can reduce the fees down for both of you to 1.1.","start":2624.525,"end":2631.9402,"sentiment":"neutral","sentiment_score":0.1515140069588538},{"text":"So","start":2631.9402,"end":2632.4402,"sentiment":"neutral","sentiment_score":0.09232893586158752}],"sentiment":"neutral","sentiment_score":0.1662470136458675,"channel":0,"num_words":48,"start":2621.325,"end":2632.4402},{"sentences":[{"text":"Oh, okay.","start":2632.4248,"end":2633.145,"sentiment":"neutral","sentiment_score":0.10465098172426224}],"sentiment":"neutral","sentiment_score":0.10465098172426224,"channel":1,"num_words":2,"start":2632.4248,"end":2633.145},{"sentences":[{"text":"we just","start":2632.82,"end":2633.3,"sentiment":"neutral","sentiment_score":0.07843875885009766}],"sentiment":"neutral","sentiment_score":0.07843875885009766,"channel":0,"num_words":2,"start":2632.82,"end":2633.3},{"sentences":[{"text":"Right.","start":2633.145,"end":2633.645,"sentiment":"neutral","sentiment_score":0.0975269228219986}],"sentiment":"neutral","sentiment_score":0.0975269228219986,"channel":1,"num_words":1,"start":2633.145,"end":2633.645},{"sentences":[{"text":"wanted to let you know about that option down the track, but there's, you know, no obligation whatsoever.","start":2633.3,"end":2638.52,"sentiment":"neutral","sentiment_score":0.10618247836828232},{"text":"And when you guys know a bit more about the inheritance side of things, I'll book in a time to have a chat with both of you.","start":2638.58,"end":2644.275,"sentiment":"neutral","sentiment_score":0.11742070041320941},{"text":"It can be anytime that suits you guys, and we'll talk about what you both wanna see out of the inheritance and update the advice there for you as well.","start":2644.275,"end":2651.555,"sentiment":"neutral","sentiment_score":0.12793793082237243},{"text":"Okay.","start":2651.555,"end":2652.055,"sentiment":"neutral","sentiment_score":0.19714781641960144}],"sentiment":"neutral","sentiment_score":0.11995959556416462,"channel":0,"num_words":76,"start":2633.3,"end":2652.055},{"sentences":[{"text":"Awesome.","start":2652.2998,"end":2652.6199,"sentiment":"positive","sentiment_score":0.3430963158607483},{"text":"Awesome.","start":2652.6199,"end":2653.0999,"sentiment":"neutral","sentiment_score":0.2862386107444763},{"text":"Yeah.","start":2653.0999,"end":2653.5999,"sentiment":"neutral","sentiment_score":0.11393111944198608}],"sentiment":"neutral","sentiment_score":0.24775534868240356,"channel":1,"num_words":3,"start":2652.2998,"end":2653.5999},{"sentences":[{"text":"How you seeing?","start":2653.555,"end":2654.375,"sentiment":"neutral","sentiment_score":0.06306507314244907}],"sentiment":"neutral","sentiment_score":0.06306507314244907,"channel":0,"num_words":3,"start":2653.555,"end":2654.375},{"sentences":[{"text":"We we saw I just sort of do expect a sale, like, like, soon, and it will be around","start":2654.14,"end":2658.765,"sentiment":"neutral","sentiment_score":0.041074687026833236}],"sentiment":"neutral","sentiment_score":0.041074687026833236,"channel":1,"num_words":19,"start":2654.14,"end":2658.765},{"sentences":[{"text":"Yeah.","start":2658.46,"end":2658.96,"sentiment":"neutral","sentiment_score":0.03225189447402954}],"sentiment":"neutral","sentiment_score":0.03225189447402954,"channel":0,"num_words":1,"start":2658.46,"end":2658.96},{"sentences":[{"text":"about that 1,500,000.0 mark.","start":2658.765,"end":2660.625,"sentiment":"neutral","sentiment_score":0.06849375367164612}],"sentiment":"neutral","sentiment_score":0.06849375367164612,"channel":1,"num_words":4,"start":2658.765,"end":2660.625},{"sentences":[{"text":"Perfect.","start":2660.6199,"end":2661.1199,"sentiment":"positive","sentiment_score":0.338436096906662}],"sentiment":"positive","sentiment_score":0.338436096906662,"channel":0,"num_words":1,"start":2660.6199,"end":2661.1199},{"sentences":[{"text":"And then it was really just about, yeah, when we get that cash, you know, what are our options?","start":2661.085,"end":2665.005,"sentiment":"neutral","sentiment_score":0.06993458635712925},{"text":"Like, should we invest in a in a property or, you know, with","start":2665.005,"end":2667.4849,"sentiment":"neutral","sentiment_score":0.0341443857894494}],"sentiment":"neutral","sentiment_score":0.05539481737650931,"channel":1,"num_words":32,"start":2661.085,"end":2667.4849},{"sentences":[{"text":"Yep.","start":2667.285,"end":2667.785,"sentiment":"neutral","sentiment_score":0.032225482165813446}],"sentiment":"neutral","sentiment_score":0.032225482165813446,"channel":0,"num_words":1,"start":2667.285,"end":2667.785},{"sentences":[{"text":"no.","start":2667.565,"end":2667.805,"sentiment":"neutral","sentiment_score":-0.0021616783924400806},{"text":"Again, anything anything that's out there.","start":2667.805,"end":2670.445,"sentiment":"neutral","sentiment_score":0.006125763989984989},{"text":"Because I said as I said, we we pretty much have paid off this house, and we have a little","start":2670.445,"end":2674.24,"sentiment":"neutral","sentiment_score":-0.020897153485566377}],"sentiment":"neutral","sentiment_score":-0.014198154228291026,"channel":1,"num_words":27,"start":2667.565,"end":2674.24},{"sentences":[{"text":"Yeah.","start":2674.1648,"end":2674.6648,"sentiment":"neutral","sentiment_score":-0.013210540637373924}],"sentiment":"neutral","sentiment_score":-0.013210540637373924,"channel":0,"num_words":1,"start":2674.1648,"end":2674.6648},{"sentences":[{"text":"bit of savings.","start":2674.24,"end":2674.96,"sentiment":"neutral","sentiment_score":-0.03240096693237623},{"text":"So","start":2674.96,"end":2675.46,"sentiment":"neutral","sentiment_score":-0.09722774475812912}],"sentiment":"neutral","sentiment_score":-0.04860766138881445,"channel":1,"num_words":4,"start":2674.24,"end":2675.46},{"sentences":[{"text":"Yep.","start":2675.9248,"end":2676.4248,"sentiment":"neutral","sentiment_score":-0.13007327914237976}],"sentiment":"neutral","sentiment_score":-0.13007327914237976,"channel":0,"num_words":1,"start":2675.9248,"end":2676.4248},{"sentences":[{"text":"it's a bit foreign actually having that kind of amount of money.","start":2676.5598,"end":2679.78,"sentiment":"neutral","sentiment_score":-0.3167198896408081}],"sentiment":"neutral","sentiment_score":-0.3167198896408081,"channel":1,"num_words":12,"start":2676.5598,"end":2679.78},{"sentences":[{"text":"Absolutely.","start":2680.1602,"end":2680.6602,"sentiment":"neutral","sentiment_score":-0.012687362730503082}],"sentiment":"neutral","sentiment_score":-0.012687362730503082,"channel":0,"num_words":1,"start":2680.1602,"end":2680.6602},{"sentences":[{"text":"And","start":2681.1199,"end":2681.44,"sentiment":"neutral","sentiment_score":-0.04997783154249191}],"sentiment":"neutral","sentiment_score":-0.04997783154249191,"channel":1,"num_words":1,"start":2681.1199,"end":2681.44},{"sentences":[{"text":"Absolutely.","start":2681.28,"end":2681.78,"sentiment":"neutral","sentiment_score":-0.07040555030107498}],"sentiment":"neutral","sentiment_score":-0.07040555030107498,"channel":0,"num_words":1,"start":2681.28,"end":2681.78},{"sentences":[{"text":"I don't you know, we get we don't get much for it sitting in a bank.","start":2681.44,"end":2684.64,"sentiment":"neutral","sentiment_score":-0.25967966951429844},{"text":"So I just","start":2684.64,"end":2685.1199,"sentiment":"neutral","sentiment_score":-0.13528122256199518}],"sentiment":"neutral","sentiment_score":-0.24003780946919792,"channel":1,"num_words":19,"start":2681.44,"end":2685.1199},{"sentences":[{"text":"No.","start":2685.2002,"end":2685.7002,"sentiment":"neutral","sentiment_score":-0.18629737198352816}],"sentiment":"neutral","sentiment_score":-0.18629737198352816,"channel":0,"num_words":1,"start":2685.2002,"end":2685.7002},{"sentences":[{"text":"yeah.","start":2685.28,"end":2685.76,"sentiment":"neutral","sentiment_score":-0.1126023679971695},{"text":"Yeah.","start":2685.76,"end":2686.215,"sentiment":"neutral","sentiment_score":-0.04837585613131523},{"text":"We'll","start":2686.215,"end":2686.375,"sentiment":"neutral","sentiment_score":-0.012346260249614716}],"sentiment":"neutral","sentiment_score":-0.05777482812603315,"channel":1,"num_words":3,"start":2685.28,"end":2686.375},{"sentences":[{"text":"It","start":2686.24,"end":2686.48,"sentiment":"neutral","sentiment_score":-0.0027870461344718933}],"sentiment":"neutral","sentiment_score":-0.0027870461344718933,"channel":0,"num_words":1,"start":2686.24,"end":2686.48},{"sentences":[{"text":"be","start":2686.375,"end":2686.5352,"sentiment":"neutral","sentiment_score":-0.0003985073417425155}],"sentiment":"neutral","sentiment_score":-0.0003985073417425155,"channel":1,"num_words":1,"start":2686.375,"end":2686.5352},{"sentences":[{"text":"may","start":2686.48,"end":2686.6401,"sentiment":"neutral","sentiment_score":-0.0028497129678726196}],"sentiment":"neutral","sentiment_score":-0.0028497129678726196,"channel":0,"num_words":1,"start":2686.48,"end":2686.6401},{"sentences":[{"text":"looking","start":2686.5352,"end":2687.0352,"sentiment":"neutral","sentiment_score":-0.006740530952811241}],"sentiment":"neutral","sentiment_score":-0.006740530952811241,"channel":1,"num_words":1,"start":2686.5352,"end":2687.0352},{"sentences":[{"text":"as be working","start":2686.6401,"end":2687.36,"sentiment":"neutral","sentiment_score":-0.00442613164583842}],"sentiment":"neutral","sentiment_score":-0.00442613164583842,"channel":0,"num_words":3,"start":2686.6401,"end":2687.36},{"sentences":[{"text":"to discuss","start":2687.095,"end":2687.495,"sentiment":"neutral","sentiment_score":-0.006351843476295471}],"sentiment":"neutral","sentiment_score":-0.006351843476295471,"channel":1,"num_words":2,"start":2687.095,"end":2687.495},{"sentences":[{"text":"for","start":2687.36,"end":2687.52,"sentiment":"neutral","sentiment_score":-0.016520962119102478}],"sentiment":"neutral","sentiment_score":-0.016520962119102478,"channel":0,"num_words":1,"start":2687.36,"end":2687.52},{"sentences":[{"text":"that","start":2687.495,"end":2687.655,"sentiment":"neutral","sentiment_score":-0.006538230925798416}],"sentiment":"neutral","sentiment_score":-0.006538230925798416,"channel":1,"num_words":1,"start":2687.495,"end":2687.655},{"sentences":[{"text":"you.","start":2687.52,"end":2688.02,"sentiment":"neutral","sentiment_score":-0.01460227183997631}],"sentiment":"neutral","sentiment_score":-0.01460227183997631,"channel":0,"num_words":1,"start":2687.52,"end":2688.02},{"sentences":[{"text":"all with you.","start":2687.655,"end":2688.475,"sentiment":"neutral","sentiment_score":0.005174456785122554},{"text":"Yeah.","start":2688.7751,"end":2689.2551,"sentiment":"neutral","sentiment_score":0.046141963452100754}],"sentiment":"neutral","sentiment_score":0.015416333451867104,"channel":1,"num_words":4,"start":2687.655,"end":2689.2551},{"sentences":[{"text":"Absolutely.","start":2688.8,"end":2689.3,"sentiment":"neutral","sentiment_score":0.09215885400772096}],"sentiment":"neutral","sentiment_score":0.09215885400772096,"channel":0,"num_words":1,"start":2688.8,"end":2689.3},{"sentences":[{"text":"Yeah.","start":2689.2551,"end":2689.495,"sentiment":"neutral","sentiment_score":0.06448186933994293},{"text":"Yeah.","start":2689.495,"end":2689.5752,"sentiment":"neutral","sentiment_score":0.062130752950906754},{"text":"Somewhere.","start":2689.5752,"end":2690.0752,"sentiment":"neutral","sentiment_score":0.0404466837644577}],"sentiment":"neutral","sentiment_score":0.05568643535176913,"channel":1,"num_words":3,"start":2689.2551,"end":2690.0752},{"sentences":[{"text":"So","start":2690.32,"end":2690.7202,"sentiment":"neutral","sentiment_score":0.11188799887895584}],"sentiment":"neutral","sentiment_score":0.11188799887895584,"channel":0,"num_words":1,"start":2690.32,"end":2690.7202},{"sentences":[{"text":"Yeah.","start":2690.375,"end":2690.875,"sentiment":"neutral","sentiment_score":0.21905839443206787}],"sentiment":"neutral","sentiment_score":0.21905839443206787,"channel":1,"num_words":1,"start":2690.375,"end":2690.875},{"sentences":[{"text":"perfect.","start":2690.7202,"end":2691.2202,"sentiment":"positive","sentiment_score":0.5016822218894958},{"text":"Thank you so much.","start":2691.52,"end":2692.9001,"sentiment":"positive","sentiment_score":0.573737308382988}],"sentiment":"positive","sentiment_score":0.5593262910842896,"channel":0,"num_words":5,"start":2690.7202,"end":2692.9001},{"sentences":[{"text":"No.","start":2693.2551,"end":2693.495,"sentiment":"neutral","sentiment_score":0.07888810336589813},{"text":"Thanks,","start":2693.495,"end":2693.735,"sentiment":"neutral","sentiment_score":0.1496979147195816}],"sentiment":"neutral","sentiment_score":0.11429300904273987,"channel":1,"num_words":2,"start":2693.2551,"end":2693.735},{"sentences":[{"text":"I will","start":2693.535,"end":2693.9348,"sentiment":"neutral","sentiment_score":0.12800521776080132}],"sentiment":"neutral","sentiment_score":0.12800521776080132,"channel":0,"num_words":2,"start":2693.535,"end":2693.9348},{"sentences":[{"text":"man.","start":2693.735,"end":2694.0552,"sentiment":"neutral","sentiment_score":0.1259264349937439}],"sentiment":"neutral","sentiment_score":0.1259264349937439,"channel":1,"num_words":1,"start":2693.735,"end":2694.0552},{"sentences":[{"text":"let","start":2693.9348,"end":2694.095,"sentiment":"neutral","sentiment_score":0.2645202577114105}],"sentiment":"neutral","sentiment_score":0.2645202577114105,"channel":0,"num_words":1,"start":2693.9348,"end":2694.095},{"sentences":[{"text":"I","start":2694.0552,"end":2694.135,"sentiment":"neutral","sentiment_score":0.23326745629310608}],"sentiment":"neutral","sentiment_score":0.23326745629310608,"channel":1,"num_words":1,"start":2694.0552,"end":2694.135},{"sentences":[{"text":"you","start":2694.095,"end":2694.4949,"sentiment":"neutral","sentiment_score":0.28131982684135437}],"sentiment":"neutral","sentiment_score":0.28131982684135437,"channel":0,"num_words":1,"start":2694.095,"end":2694.4949},{"sentences":[{"text":"appreciate","start":2694.135,"end":2694.615,"sentiment":"positive","sentiment_score":0.3462214171886444}],"sentiment":"positive","sentiment_score":0.3462214171886444,"channel":1,"num_words":1,"start":2694.135,"end":2694.615},{"sentences":[{"text":"I","start":2694.4949,"end":2694.7349,"sentiment":"positive","sentiment_score":0.3437808156013489}],"sentiment":"positive","sentiment_score":0.3437808156013489,"channel":0,"num_words":1,"start":2694.4949,"end":2694.7349},{"sentences":[{"text":"everything","start":2694.615,"end":2694.935,"sentiment":"positive","sentiment_score":0.4038883149623871}],"sentiment":"positive","sentiment_score":0.4038883149623871,"channel":1,"num_words":1,"start":2694.615,"end":2694.935},{"sentences":[{"text":"will let","start":2694.7349,"end":2694.9749,"sentiment":"positive","sentiment_score":0.3712180107831955}],"sentiment":"positive","sentiment_score":0.3712180107831955,"channel":0,"num_words":2,"start":2694.7349,"end":2694.9749},{"sentences":[{"text":"you","start":2694.935,"end":2695.095,"sentiment":"neutral","sentiment_score":0.30328986048698425}],"sentiment":"neutral","sentiment_score":0.30328986048698425,"channel":1,"num_words":1,"start":2694.935,"end":2695.095},{"sentences":[{"text":"you","start":2694.9749,"end":2695.2148,"sentiment":"neutral","sentiment_score":0.30420982837677}],"sentiment":"neutral","sentiment_score":0.30420982837677,"channel":0,"num_words":1,"start":2694.9749,"end":2695.2148},{"sentences":[{"text":"do.","start":2695.095,"end":2695.595,"sentiment":"neutral","sentiment_score":0.27501678466796875}],"sentiment":"neutral","sentiment_score":0.27501678466796875,"channel":1,"num_words":1,"start":2695.095,"end":2695.595},{"sentences":[{"text":"go.","start":2695.2148,"end":2695.7148,"sentiment":"neutral","sentiment_score":0.1534396857023239},{"text":"That's okay.","start":2695.855,"end":2696.675,"sentiment":"neutral","sentiment_score":0.18767322599887848},{"text":"Anytime at all.","start":2697.135,"end":2698.595,"sentiment":"neutral","sentiment_score":0.07254002491633098},{"text":"If you as I said, if you don't receive that email, I will be working late tonight.","start":2698.895,"end":2702.175,"sentiment":"neutral","sentiment_score":-0.022862662725588855},{"text":"So if you don't receive that email, email me.","start":2702.175,"end":2704.655,"sentiment":"neutral","sentiment_score":-0.048181816935539246}],"sentiment":"neutral","sentiment_score":-0.002371731447055936,"channel":0,"num_words":32,"start":2695.2148,"end":2704.655},{"sentences":[{"text":"Let me know.","start":2704.655,"end":2705.4548,"sentiment":"neutral","sentiment_score":-0.018849872052669525},{"text":"Or,","start":2705.4548,"end":2705.9548,"sentiment":"neutral","sentiment_score":-0.001039150170981884}],"sentiment":"neutral","sentiment_score":-0.014397191582247615,"channel":0,"num_words":4,"start":2704.655,"end":2705.9548},{"sentences":[{"text":"Okay.","start":2705.94,"end":2706.44,"sentiment":"neutral","sentiment_score":0.003413391299545765}],"sentiment":"neutral","sentiment_score":0.003413391299545765,"channel":1,"num_words":1,"start":2705.94,"end":2706.44},{"sentences":[{"text":"you know, the office is open till 07:00 Queensland time, so you can always call and go, hey.","start":2706.13,"end":2710.29,"sentiment":"neutral","sentiment_score":0.021671886400630076},{"text":"It hasn't come through.","start":2710.29,"end":2711.09,"sentiment":"neutral","sentiment_score":-0.04640537407249212},{"text":"Or just shoot me an email, let me know it hasn't come through, and I'll make sure someone follows up tomorrow for you and resends","start":2711.09,"end":2717.09,"sentiment":"neutral","sentiment_score":-0.022010403238236904}],"sentiment":"neutral","sentiment_score":-0.007357183447543611,"channel":0,"num_words":47,"start":2706.13,"end":2717.09},{"sentences":[{"text":"Yeah.","start":2716.7148,"end":2717.2148,"sentiment":"neutral","sentiment_score":-0.006726442836225033}],"sentiment":"neutral","sentiment_score":-0.006726442836225033,"channel":1,"num_words":1,"start":2716.7148,"end":2717.2148},{"sentences":[{"text":"it another","start":2717.09,"end":2717.57,"sentiment":"neutral","sentiment_score":-0.004698298871517181}],"sentiment":"neutral","sentiment_score":-0.004698298871517181,"channel":0,"num_words":2,"start":2717.09,"end":2717.57},{"sentences":[{"text":"Yeah.","start":2717.275,"end":2717.595,"sentiment":"neutral","sentiment_score":0.016936805099248886}],"sentiment":"neutral","sentiment_score":0.016936805099248886,"channel":1,"num_words":1,"start":2717.275,"end":2717.595},{"sentences":[{"text":"way.","start":2717.57,"end":2718.07,"sentiment":"neutral","sentiment_score":0.04085938632488251}],"sentiment":"neutral","sentiment_score":0.04085938632488251,"channel":0,"num_words":1,"start":2717.57,"end":2718.07},{"sentences":[{"text":"Cool.","start":2717.595,"end":2717.9148,"sentiment":"neutral","sentiment_score":0.10752321779727936},{"text":"Like, I","start":2717.9148,"end":2718.2349,"sentiment":"neutral","sentiment_score":0.04567562974989414}],"sentiment":"neutral","sentiment_score":0.06629149243235588,"channel":1,"num_words":3,"start":2717.595,"end":2718.2349},{"sentences":[{"text":"Okay?","start":2718.13,"end":2718.63,"sentiment":"neutral","sentiment_score":0.041932299733161926}],"sentiment":"neutral","sentiment_score":0.041932299733161926,"channel":0,"num_words":1,"start":2718.13,"end":2718.63},{"sentences":[{"text":"can realize that you're not working tomorrow.","start":2718.2349,"end":2719.755,"sentiment":"neutral","sentiment_score":-0.03571177886000702},{"text":"Actually, nor am I, but","start":2719.755,"end":2721.055,"sentiment":"neutral","sentiment_score":-0.032034147530794144}],"sentiment":"neutral","sentiment_score":-0.03417943247283498,"channel":1,"num_words":12,"start":2718.2349,"end":2721.055},{"sentences":[{"text":"It's okay.","start":2720.565,"end":2721.385,"sentiment":"neutral","sentiment_score":0.04980600252747536}],"sentiment":"neutral","sentiment_score":0.04980600252747536,"channel":0,"num_words":2,"start":2720.565,"end":2721.385},{"sentences":[{"text":"I'll probably leave it until tomorrow.","start":2721.835,"end":2723.9949,"sentiment":"neutral","sentiment_score":0.030974694217244785},{"text":"And if it hasn't","start":2723.9949,"end":2724.795,"sentiment":"neutral","sentiment_score":0.0027057703118771315}],"sentiment":"neutral","sentiment_score":0.019667124655097724,"channel":1,"num_words":10,"start":2721.835,"end":2724.795},{"sentences":[{"text":"Yep.","start":2724.725,"end":2725.225,"sentiment":"neutral","sentiment_score":-0.0115611394867301}],"sentiment":"neutral","sentiment_score":-0.0115611394867301,"channel":0,"num_words":1,"start":2724.725,"end":2725.225},{"sentences":[{"text":"come through, yeah,","start":2724.795,"end":2726.4749,"sentiment":"neutral","sentiment_score":-0.0009320595612128576}],"sentiment":"neutral","sentiment_score":-0.0009320595612128576,"channel":1,"num_words":3,"start":2724.795,"end":2726.4749},{"sentences":[{"text":"That's","start":2726.325,"end":2726.725,"sentiment":"neutral","sentiment_score":0.06587688624858856}],"sentiment":"neutral","sentiment_score":0.06587688624858856,"channel":0,"num_words":1,"start":2726.325,"end":2726.725},{"sentences":[{"text":"I'll I'll","start":2726.4749,"end":2726.795,"sentiment":"neutral","sentiment_score":0.09011738747358322}],"sentiment":"neutral","sentiment_score":0.09011738747358322,"channel":1,"num_words":2,"start":2726.4749,"end":2726.795},{"sentences":[{"text":"fine.","start":2726.725,"end":2727.225,"sentiment":"neutral","sentiment_score":0.08009867370128632}],"sentiment":"neutral","sentiment_score":0.08009867370128632,"channel":0,"num_words":1,"start":2726.725,"end":2727.225},{"sentences":[{"text":"be in contact with you or the office anyway.","start":2726.795,"end":2728.9001,"sentiment":"neutral","sentiment_score":0.04515799548890856}],"sentiment":"neutral","sentiment_score":0.04515799548890856,"channel":1,"num_words":9,"start":2726.795,"end":2728.9001},{"sentences":[{"text":"Absolutely.","start":2729.205,"end":2729.705,"sentiment":"neutral","sentiment_score":0.17978453636169434},{"text":"Not a problem at all.","start":2730.085,"end":2730.965,"sentiment":"neutral","sentiment_score":0.23528973758220673},{"text":"I just take Fridays off at the moment for my son.","start":2730.965,"end":2733.445,"sentiment":"neutral","sentiment_score":0.149886623702266},{"text":"So I work Monday","start":2733.445,"end":2734.405,"sentiment":"neutral","sentiment_score":0.17050106078386307}],"sentiment":"neutral","sentiment_score":0.1755709680063384,"channel":0,"num_words":21,"start":2729.205,"end":2734.405},{"sentences":[{"text":"Nice.","start":2734.32,"end":2734.82,"sentiment":"neutral","sentiment_score":0.28852027654647827}],"sentiment":"neutral","sentiment_score":0.28852027654647827,"channel":1,"num_words":1,"start":2734.32,"end":2734.82},{"sentences":[{"text":"to Thursday, and","start":2734.405,"end":2735.7,"sentiment":"neutral","sentiment_score":0.23675353825092316}],"sentiment":"neutral","sentiment_score":0.23675353825092316,"channel":0,"num_words":3,"start":2734.405,"end":2735.7},{"sentences":[{"text":"Perfect.","start":2735.6802,"end":2736.1802,"sentiment":"positive","sentiment_score":0.3670492172241211}],"sentiment":"positive","sentiment_score":0.3670492172241211,"channel":1,"num_words":1,"start":2735.6802,"end":2736.1802},{"sentences":[{"text":"I work from, like, 07:30 in the morning till about seven at night.","start":2735.7,"end":2738.82,"sentiment":"neutral","sentiment_score":0.14011904769218886},{"text":"So","start":2738.82,"end":2739.32,"sentiment":"neutral","sentiment_score":0.1176527813076973}],"sentiment":"neutral","sentiment_score":0.13851431437901088,"channel":0,"num_words":14,"start":2735.7,"end":2739.32},{"sentences":[{"text":"Oh, wow.","start":2738.9602,"end":2739.7002,"sentiment":"neutral","sentiment_score":0.18230845034122467}],"sentiment":"neutral","sentiment_score":0.18230845034122467,"channel":1,"num_words":2,"start":2738.9602,"end":2739.7002},{"sentences":[{"text":"I've had that","start":2739.38,"end":2740.28,"sentiment":"neutral","sentiment_score":0.16367453833421072}],"sentiment":"neutral","sentiment_score":0.16367453833421072,"channel":0,"num_words":3,"start":2739.38,"end":2740.28},{"sentences":[{"text":"Big days.","start":2739.84,"end":2740.6602,"sentiment":"neutral","sentiment_score":0.14649177342653275}],"sentiment":"neutral","sentiment_score":0.14649177342653275,"channel":1,"num_words":2,"start":2739.84,"end":2740.6602},{"sentences":[{"text":"Fridays off to spend with my little man while he's a small child.","start":2740.34,"end":2743.56,"sentiment":"neutral","sentiment_score":0.1097326731452575},{"text":"He's","start":2743.6199,"end":2743.8599,"sentiment":"neutral","sentiment_score":0.04973222315311432}],"sentiment":"neutral","sentiment_score":0.10544692671724729,"channel":0,"num_words":14,"start":2740.34,"end":2743.8599},{"sentences":[{"text":"Yeah.","start":2743.8152,"end":2744.135,"sentiment":"neutral","sentiment_score":0.04659503325819969}],"sentiment":"neutral","sentiment_score":0.04659503325819969,"channel":1,"num_words":1,"start":2743.8152,"end":2744.135},{"sentences":[{"text":"my last","start":2743.8599,"end":2744.34,"sentiment":"neutral","sentiment_score":0.029990142211318016}],"sentiment":"neutral","sentiment_score":0.029990142211318016,"channel":0,"num_words":2,"start":2743.8599,"end":2744.34},{"sentences":[{"text":"I met","start":2744.135,"end":2744.5352,"sentiment":"neutral","sentiment_score":0.05392567813396454}],"sentiment":"neutral","sentiment_score":0.05392567813396454,"channel":1,"num_words":2,"start":2744.135,"end":2744.5352},{"sentences":[{"text":"one","start":2744.34,"end":2744.58,"sentiment":"neutral","sentiment_score":0.04401617124676704}],"sentiment":"neutral","sentiment_score":0.04401617124676704,"channel":0,"num_words":1,"start":2744.34,"end":2744.58},{"sentences":[{"text":"the","start":2744.5352,"end":2744.615,"sentiment":"neutral","sentiment_score":0.02656906098127365}],"sentiment":"neutral","sentiment_score":0.02656906098127365,"channel":1,"num_words":1,"start":2744.5352,"end":2744.615},{"sentences":[{"text":"at","start":2744.58,"end":2744.82,"sentiment":"neutral","sentiment_score":0.028722885996103287}],"sentiment":"neutral","sentiment_score":0.028722885996103287,"channel":0,"num_words":1,"start":2744.58,"end":2744.82},{"sentences":[{"text":"most","start":2744.615,"end":2744.855,"sentiment":"neutral","sentiment_score":0.04689457267522812}],"sentiment":"neutral","sentiment_score":0.04689457267522812,"channel":1,"num_words":1,"start":2744.615,"end":2744.855},{"sentences":[{"text":"school.","start":2744.82,"end":2745.22,"sentiment":"neutral","sentiment_score":0.047624051570892334}],"sentiment":"neutral","sentiment_score":0.047624051570892334,"channel":0,"num_words":1,"start":2744.82,"end":2745.22},{"sentences":[{"text":"of it.","start":2744.855,"end":2745.435,"sentiment":"neutral","sentiment_score":0.04406199790537357}],"sentiment":"neutral","sentiment_score":0.04406199790537357,"channel":1,"num_words":2,"start":2744.855,"end":2745.435},{"sentences":[{"text":"So","start":2745.22,"end":2745.72,"sentiment":"neutral","sentiment_score":0.0693199560046196}],"sentiment":"neutral","sentiment_score":0.0693199560046196,"channel":0,"num_words":1,"start":2745.22,"end":2745.72},{"sentences":[{"text":"For sure.","start":2745.735,"end":2746.5552,"sentiment":"neutral","sentiment_score":0.07732363417744637},{"text":"Yeah.","start":2746.615,"end":2746.855,"sentiment":"neutral","sentiment_score":0.1312040537595749},{"text":"That's getting","start":2746.855,"end":2747.335,"sentiment":"neutral","sentiment_score":0.17232374101877213}],"sentiment":"neutral","sentiment_score":0.12609976083040236,"channel":1,"num_words":5,"start":2745.735,"end":2747.335},{"sentences":[{"text":"yeah.","start":2747.23,"end":2747.73,"sentiment":"neutral","sentiment_score":0.1613970398902893}],"sentiment":"neutral","sentiment_score":0.1613970398902893,"channel":0,"num_words":1,"start":2747.23,"end":2747.73},{"sentences":[{"text":"your priorities right.","start":2747.335,"end":2748.215,"sentiment":"neutral","sentiment_score":0.19327503939469656},{"text":"That's perfect.","start":2748.215,"end":2749.0151,"sentiment":"positive","sentiment_score":0.5063094794750214},{"text":"Well","start":2749.0151,"end":2749.175,"sentiment":"neutral","sentiment_score":0.2223876267671585}],"sentiment":"neutral","sentiment_score":0.30247195065021515,"channel":1,"num_words":6,"start":2747.335,"end":2749.175},{"sentences":[{"text":"Trying","start":2749.145,"end":2749.545,"sentiment":"neutral","sentiment_score":0.2592174708843231}],"sentiment":"neutral","sentiment_score":0.2592174708843231,"channel":0,"num_words":1,"start":2749.145,"end":2749.545},{"sentences":[{"text":"done.","start":2749.175,"end":2749.675,"sentiment":"neutral","sentiment_score":0.26299721002578735}],"sentiment":"neutral","sentiment_score":0.26299721002578735,"channel":1,"num_words":1,"start":2749.175,"end":2749.675},{"sentences":[{"text":"to have that work life balance, but making sure","start":2749.545,"end":2751.705,"sentiment":"neutral","sentiment_score":0.14501466270950106}],"sentiment":"neutral","sentiment_score":0.14501466270950106,"channel":0,"num_words":9,"start":2749.545,"end":2751.705},{"sentences":[{"text":"Yeah.","start":2751.655,"end":2752.155,"sentiment":"neutral","sentiment_score":0.05126954987645149}],"sentiment":"neutral","sentiment_score":0.05126954987645149,"channel":1,"num_words":1,"start":2751.655,"end":2752.155},{"sentences":[{"text":"that I'm always here for you guys as well.","start":2751.705,"end":2753.865,"sentiment":"positive","sentiment_score":0.5118736492262946},{"text":"So I'm","start":2753.865,"end":2754.7449,"sentiment":"positive","sentiment_score":0.43283461034297943}],"sentiment":"positive","sentiment_score":0.49750291488387366,"channel":0,"num_words":11,"start":2751.705,"end":2754.7449},{"sentences":[{"text":"Thanks,","start":2754.62,"end":2755.02,"sentiment":"positive","sentiment_score":0.6807696223258972}],"sentiment":"positive","sentiment_score":0.6807696223258972,"channel":1,"num_words":1,"start":2754.62,"end":2755.02},{"sentences":[{"text":"always working","start":2754.7449,"end":2755.385,"sentiment":"positive","sentiment_score":0.6249817907810211}],"sentiment":"positive","sentiment_score":0.6249817907810211,"channel":0,"num_words":2,"start":2754.7449,"end":2755.385},{"sentences":[{"text":"Dana.","start":2755.02,"end":2755.52,"sentiment":"positive","sentiment_score":0.5005925893783569}],"sentiment":"positive","sentiment_score":0.5005925893783569,"channel":1,"num_words":1,"start":2755.02,"end":2755.52},{"sentences":[{"text":"till at least seven or 08:00 at night, Monday to Thursday.","start":2755.385,"end":2757.865,"sentiment":"neutral","sentiment_score":0.129276994954456}],"sentiment":"neutral","sentiment_score":0.129276994954456,"channel":0,"num_words":11,"start":2755.385,"end":2757.865},{"sentences":[{"text":"Oh my","start":2757.58,"end":2757.98,"sentiment":"neutral","sentiment_score":0.05922623723745346}],"sentiment":"neutral","sentiment_score":0.05922623723745346,"channel":1,"num_words":2,"start":2757.58,"end":2757.98},{"sentences":[{"text":"And","start":2757.865,"end":2758.025,"sentiment":"neutral","sentiment_score":0.030554458498954773}],"sentiment":"neutral","sentiment_score":0.030554458498954773,"channel":0,"num_words":1,"start":2757.865,"end":2758.025},{"sentences":[{"text":"god.","start":2757.98,"end":2758.3801,"sentiment":"neutral","sentiment_score":-0.008975109085440636}],"sentiment":"neutral","sentiment_score":-0.008975109085440636,"channel":1,"num_words":1,"start":2757.98,"end":2758.3801},{"sentences":[{"text":"often on","start":2758.025,"end":2758.425,"sentiment":"neutral","sentiment_score":0.007551763206720352}],"sentiment":"neutral","sentiment_score":0.007551763206720352,"channel":0,"num_words":2,"start":2758.025,"end":2758.425},{"sentences":[{"text":"Don't","start":2758.3801,"end":2758.54,"sentiment":"neutral","sentiment_score":-0.06489602476358414}],"sentiment":"neutral","sentiment_score":-0.06489602476358414,"channel":1,"num_words":1,"start":2758.3801,"end":2758.54},{"sentences":[{"text":"Fridays,","start":2758.425,"end":2758.905,"sentiment":"neutral","sentiment_score":-0.07279087603092194}],"sentiment":"neutral","sentiment_score":-0.07279087603092194,"channel":0,"num_words":1,"start":2758.425,"end":2758.905},{"sentences":[{"text":"burn yourselves","start":2758.54,"end":2759.26,"sentiment":"neutral","sentiment_score":-0.14324701577425003}],"sentiment":"neutral","sentiment_score":-0.14324701577425003,"channel":1,"num_words":2,"start":2758.54,"end":2759.26},{"sentences":[{"text":"you might get","start":2758.905,"end":2759.465,"sentiment":"neutral","sentiment_score":-0.06702991078297298}],"sentiment":"neutral","sentiment_score":-0.06702991078297298,"channel":0,"num_words":3,"start":2758.905,"end":2759.465},{"sentences":[{"text":"out.","start":2759.26,"end":2759.76,"sentiment":"neutral","sentiment_score":-0.02095966599881649}],"sentiment":"neutral","sentiment_score":-0.02095966599881649,"channel":1,"num_words":1,"start":2759.26,"end":2759.76},{"sentences":[{"text":"emails, Oh,","start":2759.465,"end":2760.54,"sentiment":"neutral","sentiment_score":0.009559070691466331}],"sentiment":"neutral","sentiment_score":0.009559070691466331,"channel":0,"num_words":2,"start":2759.465,"end":2760.54},{"sentences":[{"text":"Yeah.","start":2760.4602,"end":2760.7002,"sentiment":"neutral","sentiment_score":0.021661415696144104}],"sentiment":"neutral","sentiment_score":0.021661415696144104,"channel":1,"num_words":1,"start":2760.4602,"end":2760.7002},{"sentences":[{"text":"look.","start":2760.54,"end":2760.78,"sentiment":"neutral","sentiment_score":0.016999397426843643}],"sentiment":"neutral","sentiment_score":0.016999397426843643,"channel":0,"num_words":1,"start":2760.54,"end":2760.78},{"sentences":[{"text":"But","start":2760.7002,"end":2760.9402,"sentiment":"neutral","sentiment_score":0.02095877006649971}],"sentiment":"neutral","sentiment_score":0.02095877006649971,"channel":1,"num_words":1,"start":2760.7002,"end":2760.9402},{"sentences":[{"text":"I love","start":2760.78,"end":2761.1802,"sentiment":"neutral","sentiment_score":0.08739262446761131}],"sentiment":"neutral","sentiment_score":0.08739262446761131,"channel":0,"num_words":2,"start":2760.78,"end":2761.1802},{"sentences":[{"text":"don't turn","start":2760.9402,"end":2761.34,"sentiment":"neutral","sentiment_score":0.1237163133919239}],"sentiment":"neutral","sentiment_score":0.1237163133919239,"channel":1,"num_words":2,"start":2760.9402,"end":2761.34},{"sentences":[{"text":"what","start":2761.1802,"end":2761.4202,"sentiment":"neutral","sentiment_score":0.2248595654964447}],"sentiment":"neutral","sentiment_score":0.2248595654964447,"channel":0,"num_words":1,"start":2761.1802,"end":2761.4202},{"sentences":[{"text":"yourself.","start":2761.34,"end":2761.84,"sentiment":"neutral","sentiment_score":0.33059316873550415}],"sentiment":"neutral","sentiment_score":0.33059316873550415,"channel":1,"num_words":1,"start":2761.34,"end":2761.84},{"sentences":[{"text":"I do.","start":2761.4202,"end":2761.9001,"sentiment":"neutral","sentiment_score":0.21099966019392014},{"text":"This","start":2761.9001,"end":2762.22,"sentiment":"positive","sentiment_score":0.44940605759620667}],"sentiment":"neutral","sentiment_score":0.2904684593280156,"channel":0,"num_words":3,"start":2761.4202,"end":2762.22},{"sentences":[{"text":"Yeah.","start":2762.1401,"end":2762.6401,"sentiment":"positive","sentiment_score":0.4304400086402893}],"sentiment":"positive","sentiment_score":0.4304400086402893,"channel":1,"num_words":1,"start":2762.1401,"end":2762.6401},{"sentences":[{"text":"is amazing, this job.","start":2762.22,"end":2763.58,"sentiment":"positive","sentiment_score":0.8093267679214478},{"text":"Yeah.","start":2763.58,"end":2764.08,"sentiment":"positive","sentiment_score":0.6301279067993164}],"sentiment":"positive","sentiment_score":0.7734869956970215,"channel":0,"num_words":5,"start":2762.22,"end":2764.08},{"sentences":[{"text":"Oh, it's really good to hear and very reassuring that I'll be chatting to you for quite some time.","start":2764.3,"end":2768.7002,"sentiment":"positive","sentiment_score":0.719007808911173},{"text":"So,","start":2768.7002,"end":2769.075,"sentiment":"neutral","sentiment_score":0.31993991136550903}],"sentiment":"positive","sentiment_score":0.6990544140338898,"channel":1,"num_words":20,"start":2764.3,"end":2769.075},{"sentences":[{"text":"Absolutely.","start":2769.58,"end":2770.08,"sentiment":"positive","sentiment_score":0.5577570199966431}],"sentiment":"positive","sentiment_score":0.5577570199966431,"channel":0,"num_words":1,"start":2769.58,"end":2770.08},{"sentences":[{"text":"yeah, that's good, and it's good for you most importantly.","start":2769.795,"end":2772.135,"sentiment":"positive","sentiment_score":0.7818252146244049},{"text":"So","start":2772.355,"end":2772.855,"sentiment":"neutral","sentiment_score":0.30846184492111206}],"sentiment":"positive","sentiment_score":0.7387921810150146,"channel":1,"num_words":11,"start":2769.795,"end":2772.855},{"sentences":[{"text":"Yeah.","start":2772.795,"end":2773.195,"sentiment":"neutral","sentiment_score":0.2625819146633148},{"text":"No.","start":2773.195,"end":2773.515,"sentiment":"neutral","sentiment_score":0.06434228271245956},{"text":"Thank you so much for your time.","start":2773.515,"end":2775.115,"sentiment":"positive","sentiment_score":0.5771438734872001},{"text":"I'll wait for that to come through.","start":2775.115,"end":2776.315,"sentiment":"positive","sentiment_score":0.3985015494482858},{"text":"Have a really good read through it.","start":2776.315,"end":2777.275,"sentiment":"positive","sentiment_score":0.5572206590856824}],"sentiment":"positive","sentiment_score":0.4807385552836501,"channel":0,"num_words":23,"start":2772.795,"end":2777.275},{"sentences":[{"text":"And, again, just let me know if there's any questions you have.","start":2777.275,"end":2779.275,"sentiment":"positive","sentiment_score":0.3498941585421562},{"text":"It doesn't matter what that is.","start":2779.275,"end":2780.635,"sentiment":"neutral","sentiment_score":0.16727130487561226},{"text":"Okay?","start":2780.635,"end":2781.135,"sentiment":"neutral","sentiment_score":0.2469738870859146}],"sentiment":"neutral","sentiment_score":0.28680692730765595,"channel":0,"num_words":19,"start":2777.275,"end":2781.135},{"sentences":[{"text":"thanks, Dana.","start":2780.835,"end":2781.635,"sentiment":"positive","sentiment_score":0.6925869286060333},{"text":"Really appreciate it.","start":2781.635,"end":2782.595,"sentiment":"positive","sentiment_score":0.7829509576161703},{"text":"Thank you.","start":2782.595,"end":2783.335,"sentiment":"positive","sentiment_score":0.7016771137714386}],"sentiment":"positive","sentiment_score":0.733911565371922,"channel":1,"num_words":7,"start":2780.835,"end":2783.335},{"sentences":[{"text":"My pleasure,","start":2783.139,"end":2783.859,"sentiment":"positive","sentiment_score":0.5671547055244446}],"sentiment":"positive","sentiment_score":0.5671547055244446,"channel":0,"num_words":2,"start":2783.139,"end":2783.859},{"sentences":[{"text":"Oops.","start":2783.635,"end":2784.135,"sentiment":"positive","sentiment_score":0.4264663159847259}],"sentiment":"positive","sentiment_score":0.4264663159847259,"channel":1,"num_words":1,"start":2783.635,"end":2784.135},{"sentences":[{"text":"Bradley.","start":2783.859,"end":2784.259,"sentiment":"positive","sentiment_score":0.3788964748382568},{"text":"Thank","start":2784.259,"end":2784.419,"sentiment":"positive","sentiment_score":0.5219774842262268}],"sentiment":"positive","sentiment_score":0.4504369795322418,"channel":0,"num_words":2,"start":2783.859,"end":2784.419},{"sentences":[{"text":"Alright.","start":2784.275,"end":2784.775,"sentiment":"positive","sentiment_score":0.49347442388534546}],"sentiment":"positive","sentiment_score":0.49347442388534546,"channel":1,"num_words":1,"start":2784.275,"end":2784.775},{"sentences":[{"text":"you so much for","start":2784.419,"end":2785.139,"sentiment":"positive","sentiment_score":0.7479175925254822}],"sentiment":"positive","sentiment_score":0.7479175925254822,"channel":0,"num_words":4,"start":2784.419,"end":2785.139},{"sentences":[{"text":"I'll","start":2785.139,"end":2785.379,"sentiment":"positive","sentiment_score":0.6059691309928894}],"sentiment":"positive","sentiment_score":0.6059691309928894,"channel":1,"num_words":1,"start":2785.139,"end":2785.379},{"sentences":[{"text":"your time.","start":2785.139,"end":2785.619,"sentiment":"positive","sentiment_score":0.6294861733913422}],"sentiment":"positive","sentiment_score":0.6294861733913422,"channel":0,"num_words":2,"start":2785.139,"end":2785.619},{"sentences":[{"text":"speak to","start":2785.379,"end":2785.6587,"sentiment":"neutral","sentiment_score":0.23724237829446793}],"sentiment":"neutral","sentiment_score":0.23724237829446793,"channel":1,"num_words":2,"start":2785.379,"end":2785.6587},{"sentences":[{"text":"Have","start":2785.619,"end":2785.859,"sentiment":"neutral","sentiment_score":0.29227450489997864}],"sentiment":"neutral","sentiment_score":0.29227450489997864,"channel":0,"num_words":1,"start":2785.619,"end":2785.859},{"sentences":[{"text":"you soon.","start":2785.6587,"end":2786.2788,"sentiment":"neutral","sentiment_score":0.32388700544834137}],"sentiment":"neutral","sentiment_score":0.32388700544834137,"channel":1,"num_words":2,"start":2785.6587,"end":2786.2788},{"sentences":[{"text":"a good afternoon.","start":2785.859,"end":2786.679,"sentiment":"positive","sentiment_score":0.49489468336105347},{"text":"Thanks.","start":2787.059,"end":2787.559,"sentiment":"positive","sentiment_score":0.5978842973709106}],"sentiment":"positive","sentiment_score":0.5206420868635178,"channel":0,"num_words":4,"start":2785.859,"end":2787.559},{"sentences":[{"text":"Ciao.","start":2787.2188,"end":2787.7188,"sentiment":"positive","sentiment_score":0.45875877141952515}],"sentiment":"positive","sentiment_score":0.45875877141952515,"channel":1,"num_words":1,"start":2787.2188,"end":2787.7188},{"sentences":[{"text":"See","start":2787.779,"end":2788.019,"sentiment":"neutral","sentiment_score":0.29276373982429504}],"sentiment":"neutral","sentiment_score":0.29276373982429504,"channel":0,"num_words":1,"start":2787.779,"end":2788.019},{"sentences":[{"text":"Bye.","start":2787.859,"end":2788.359,"sentiment":"neutral","sentiment_score":0.26299065351486206}],"sentiment":"neutral","sentiment_score":0.26299065351486206,"channel":1,"num_words":1,"start":2787.859,"end":2788.359},{"sentences":[{"text":"you later.","start":2788.019,"end":2788.679,"sentiment":"neutral","sentiment_score":0.05129161104559898}],"sentiment":"neutral","sentiment_score":0.05129161104559898,"channel":0,"num_words":2,"start":2788.019,"end":2788.679}]},"summary":{"result":"success","short":"Representatives from OQ Financial called a customer named Bradley to discuss updated financial advice and personal health advice. They discussed retirement goals and investment plans, including the VIX index and the importance of balancing risk and investing in the market. The speakers emphasized the importance of staying on track and maintaining a positive life, as well as updating ID information and avoiding risk. They also discussed the benefits of a good investment strategy and the importance of avoiding risk. The representatives also addressed concerns about updating ID information and offered a complimentary service fee for ongoing clients."},"intents":{"segments":[{"text":"It's Dana from OQ Financial. Hi, How are Diana. you this afternoon? Yeah.","start_word":4,"end_word":16,"intents":[{"intent":"Answer call","confidence_score":0.00025882394}]},{"text":"And do you have access to your emails there as well? I do.","start_word":61,"end_word":73,"intents":[{"intent":"Confirm email","confidence_score":0.008607442},{"intent":"Confirm email","confidence_score":0.00029782165}]},{"text":"Just sending it to you now. While Me?","start_word":133,"end_word":140,"intents":[{"intent":"Send information","confidence_score":0.0006312601}]},{"text":"And just to do security there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file. Yep.","start_word":190,"end_word":220,"intents":[{"intent":"Verify security","confidence_score":0.02179613},{"intent":"Confirm name","confidence_score":0.15083718}]},{"text":"you consider wise ways to invest Definitely.","start_word":1067,"end_word":1073,"intents":[{"intent":"Discuss investing options","confidence_score":0.011623121}]},{"text":"Do you when do you know when that sort of might be coming or how much you're expecting from that?","start_word":1135,"end_word":1154,"intents":[{"intent":"Determine price anticipate","confidence_score":0.00025275885}]},{"text":"Well, we have had current we had originally proposed some proposals or appraisals, I should say, rather, done on the house, and Yep. we've just had some more recent ones done. It's actually with the real estate at the moment, not on the market, but Yep. she's actually contacting some developers and stuff. So it's sort of off market or on market. Yep.","start_word":1156,"end_word":1218,"intents":[{"intent":"Confirm current proposals","confidence_score":0.00010963728}]},{"text":"That's perfect. Well, when you know, I sort of just need to know how much you're gonna be able to get. So when you sort of have a really good idea of how much you're expecting, Mhmm.","start_word":1329,"end_word":1365,"intents":[{"intent":"Clarify expectations","confidence_score":0.009683762}]},{"text":"then we can definitely tap into the advice and talk more about what your goals are. It might Yep.","start_word":1367,"end_word":1385,"intents":[{"intent":"Discuss goals","confidence_score":0.43027994}]},{"text":"then I can absolutely do off an advice document to support you guys and help you through that. That's not a problem at all. Okay.","start_word":1476,"end_word":1500,"intents":[{"intent":"Help with documents","confidence_score":0.012914023}]},{"text":"Did you want us to change the email on your file Probably.","start_word":1631,"end_word":1642,"intents":[{"intent":"Change email address","confidence_score":0.16129257}]},{"text":"what I'll do is after the call, I can get my admin team to organize the change of details form. Can I Mhmm.","start_word":1700,"end_word":1722,"intents":[{"intent":"Organize change of details form","confidence_score":0.04941948}]},{"text":"grab your new email as well just so we can kinda prefill the form for you? Absolutely.","start_word":1724,"end_word":1740,"intents":[{"intent":"Check form status","confidence_score":0.00048737152},{"intent":"Update email","confidence_score":0.02684866}]},{"text":"I'll get the change of details form done up. We'll get you to sign that, return it back, and then we can have that all changed over with Hub twenty four and on our system. And that Yep.","start_word":1782,"end_word":1819,"intents":[{"intent":"Confirm form completion","confidence_score":0.0025430918}]},{"text":"Fantastic.","start_word":1846,"end_word":1846,"intents":[{"intent":"End conversation","confidence_score":0.1332349}]},{"text":"Sometimes the technology or the emails take a little bit to come through. I'm more than happy to run through the advice for you, and then I'll follow-up Yeah.","start_word":1915,"end_word":1943,"intents":[{"intent":"Check email","confidence_score":0.025858367}]},{"text":"apologize for the length of time it's taken us to get this far. We have been a bit backlogged with the amount of advice that needs to be provided.","start_word":2004,"end_word":2032,"intents":[{"intent":"Acknowledge backlog","confidence_score":0.0024457052}]},{"text":"I wanted to prioritize yours. But I do apologize for the length of time. It shouldn't All have taken good. this All long good. for you.","start_word":2160,"end_word":2185,"intents":[{"intent":"Prioritize tasks","confidence_score":0.1037193}]},{"text":"But I do apologize for the length of time. It shouldn't All have taken good. this All long good. for you. No.","start_word":2165,"end_word":2186,"intents":[{"intent":"Acknowledge delay","confidence_score":0.004526528}]},{"text":"offer and or if, you know, win pound ball or something, you know, but just let me know. If I win LOTA, I'll share it with you. I promise.","start_word":2239,"end_word":2267,"intents":[{"intent":"Offer offer assistance","confidence_score":0.0049544326},{"intent":"Offer help","confidence_score":0.026912928}]},{"text":"We are looking at ways to boost super over the next couple of years so Cool. that you do get a bit more out of your time and longevity out of your super there as well. Okay? Yeah.","start_word":2361,"end_word":2398,"intents":[{"intent":"Increase super super longevity","confidence_score":0.00046528797}]},{"text":"The document has been prepared for yourself, Bradley Rowe, by myself, Dana Taylor, and my beautiful team here at Oakview Financial, and my authorized representative number under Oakview is 1304394. Attached to the email when it comes through, there are a few documents that might be why it's taking a bit longer to come through. No. Yeah.","start_word":2402,"end_word":2458,"intents":[{"intent":"Update financial documents","confidence_score":0.023010042}]},{"text":"Now with regard to the recommendations with the super, so I did have a look at Hub twenty four and all the other superannuation funds out there, noting that Hub twenty four is still a appropriate see if for yourself. So I'm recommending you stay within Hub 24. However, Okay.","start_word":2814,"end_word":2863,"intents":[{"intent":"Recommend staying at hugger","confidence_score":6.6767627e-9}]},{"text":"We're actually gonna recommend that we sell that investment down completely.","start_word":2924,"end_word":2934,"intents":[{"intent":"Recommend selling investment","confidence_score":0.19577841}]},{"text":"While we're looking at the advice now that we do remove the funds out of those bank hybrids and make a change to it now so you everything gets settled for you for the next seven years. Okay?","start_word":3086,"end_word":3123,"intents":[{"intent":"Recommend removal of funds","confidence_score":0.024586573},{"intent":"Reveal future decision","confidence_score":0.000008895074}]},{"text":"We're also just gonna do a bit of a rebalance there as well.","start_word":3145,"end_word":3157,"intents":[{"intent":"Rebalance portfolio","confidence_score":0.7347635},{"intent":"Rebalance portfolio","confidence_score":0.266215},{"intent":"Rebalance investments","confidence_score":0.030515723}]},{"text":"When we sort of look at the changes, all we need to do to be able to rebalance things for you is remove everything out of the bank high risk.","start_word":3317,"end_word":3346,"intents":[{"intent":"Removing risk","confidence_score":0.01278089}]},{"text":"In the way of having growth assets, you're still gonna have your physical gold. Gold has done really well over the past year. Exceptional.","start_word":3410,"end_word":3433,"intents":[{"intent":"Maintain physical gold","confidence_score":0.39892486}]},{"text":"that's a self managed fund.","start_word":3518,"end_word":3522,"intents":[{"intent":"Maintain self-management","confidence_score":0.18573365}]},{"text":"And he's just heavily in gold and silver, like both mining Yeah.","start_word":3524,"end_word":3535,"intents":[{"intent":"Analyze gold portfolio performance","confidence_score":0.00054502714}]},{"text":"gets reinvested and then how it compounds. I I understand Yeah.","start_word":3900,"end_word":3910,"intents":[{"intent":"Retire","confidence_score":0.037323896}]},{"text":"Your balance is not actually bad. You're pretty well on par okay. with where you should be for your age and stage at this point.","start_word":4002,"end_word":4026,"intents":[{"intent":"Maintain balance","confidence_score":0.0045058597}]},{"text":"what to how the portfolio has been performing, And we're Yeah.","start_word":4517,"end_word":4527,"intents":[{"intent":"Improve portfolio performance","confidence_score":0.015445984}]},{"text":"I don't expect you to get 12% every single year out of this portfolio. But if the market works the way we want it to, if it, you know, keeps providing great returns the way it has, you could end up with about $840,000 in the next seven years. Yeah.","start_word":4615,"end_word":4664,"intents":[{"intent":"Evaluate portfolio performance","confidence_score":0.012201704}]},{"text":"So I think for where you are at the moment, the way you the conversations that we have definitely had, I feel like this portfolio is very much more a comfort level for yourself. Okay.","start_word":5130,"end_word":5164,"intents":[{"intent":"Assess portfolio importance","confidence_score":0.0018497008}]},{"text":"appreciate that advice. That's awesome.","start_word":5400,"end_word":5404,"intents":[{"intent":"Ask for advice","confidence_score":0.005420202}]},{"text":"I put my full faith in you.","start_word":5406,"end_word":5412,"intents":[{"intent":"Affirm","confidence_score":0.00048691058}]},{"text":"And as I said, I've never been a risk taker or whatever. So that's why I just put the question to you, and I don't expect you Yeah.","start_word":5474,"end_word":5501,"intents":[{"intent":"Ask a question","confidence_score":0.000881112}]},{"text":"you reassuring me like that. Yeah.","start_word":5538,"end_word":5543,"intents":[{"intent":"Ask for reassurance","confidence_score":0.0018967285}]},{"text":"I do do honestly expect a bit of volatility with what's happening in the markets currently and moving forward. So being Yeah.","start_word":5592,"end_word":5613,"intents":[{"intent":"Expect volatility","confidence_score":0.29585737}]},{"text":"think about your budget.","start_word":5660,"end_word":5663,"intents":[{"intent":"Discuss budget","confidence_score":0.08777338},{"intent":"Discuss budget","confidence_score":0.070639245}]},{"text":"think about your budget. If you are comfortable increasing that salary sacrifice up to 200, then absolutely. If you decide you're not quite comfortable with that at the moment, you maybe want a smaller amount.","start_word":5660,"end_word":5694,"intents":[{"intent":"Consider budget","confidence_score":0.16643178}]},{"text":"On the very last page of the advice document, we always have a text box, and Uh-huh. you can just write in there any any parts of the advice that you do not wish to proceed with or what level that you're comfortable proceeding with. And we will just proceed with whatever you're comfortable with.","start_word":5695,"end_word":5749,"intents":[{"intent":"Use text box","confidence_score":0.01930721}]},{"text":"With the the retirement side of things, so as I kinda mentioned, one of the things I wanted to look at for you was the longevity of your super and what this sort of means moving forward. So Mhmm.","start_word":5760,"end_word":5798,"intents":[{"intent":"Evaluate super retirement longevity","confidence_score":0.27347696}]},{"text":"When we kinda look down the track, maybe factoring in her super in a bit more detail, we'll definitely, when we get closer to her time, would be able to update the projections a little bit more for you. And when we Yes.","start_word":6167,"end_word":6209,"intents":[{"intent":"Improve retirement projections","confidence_score":0.016657947}]},{"text":"So and living Wow. and living by himself at home and everything like in perfect That's health. So beautiful.","start_word":6501,"end_word":6519,"intents":[{"intent":"Discuss health to 94","confidence_score":8.892525e-8}]},{"text":"My nana got to 94. We were planning her 90 birthday, Oh, and she got to Christmas at age 94, but she was in a nursing home. wow.","start_word":6523,"end_word":6550,"intents":[{"intent":"Explain nursing home experience","confidence_score":0.009378534}]},{"text":"She supported me through uni and everything. So, Yeah. Awesome.","start_word":6672,"end_word":6681,"intents":[{"intent":"Express gratitude for support","confidence_score":0.06542531}]},{"text":"it's really cool to see them get that old and just be able to have those relationships. 100%. Yeah.","start_word":6686,"end_word":6704,"intents":[{"intent":"Explain impact of age on relationships","confidence_score":0.000727373}]},{"text":"And, like, I mean, we never wanna see a loved one pass away or anything. But, yeah, you know, No. it's it's, yeah, it's it's comforting to know that, you know, they had a very fulfilled life. You Absolutely. know. Right.","start_word":6707,"end_word":6747,"intents":[{"intent":"Explain reasons for not having a fulfilled life","confidence_score":0.000007588581}]},{"text":"With the the second scenario in the appendix there, so I did run a lot of different scenarios to look at what we can do, how things might look down the track there because we are about seven years out.","start_word":6798,"end_word":6837,"intents":[{"intent":"Discuss future plans","confidence_score":0.10019403}]},{"text":"And that way, we can try to maximize the age pension access for you, which means you draw less out of super, which gives you a lot more longevity.","start_word":7088,"end_word":7116,"intents":[{"intent":"Maximize super access","confidence_score":0.2165919}]},{"text":"thing that will definitely keep down the track there for you. And when we do that, I'd love to be able to have a chat to your wife as well, incorporate the advice for both of you if she's up for doing that Yeah.","start_word":7154,"end_word":7197,"intents":[{"intent":"Offer advice","confidence_score":0.01143957}]},{"text":"So that's essentially what we're recommending, just the the alteration of the investments there, removing the bank hybrids, replacing it with the core composite bonds, doing a bit of a rebalance there, and then recommending we increase our salary sacrifice, Okay.","start_word":7251,"end_word":7291,"intents":[{"intent":"Recommend investments","confidence_score":0.19373327},{"intent":"Recommend increasing salary sacrifice","confidence_score":0.02520197},{"intent":"Recommend changes to investments","confidence_score":0.08082911}]},{"text":"With the insurances, we are just retaining those. There's no there's no need to alter them. You're still comfortable Uh-huh. with those. We'll just keep Yes. retaining the insurances until you don't need them anymore.","start_word":7305,"end_word":7339,"intents":[{"intent":"Retain insurances","confidence_score":0.035385493}]},{"text":"Generally, I will double check with Hub, but I'm pretty sure around the age 65, they tend to deplete the the TPD tends to disappear. Uh-huh.","start_word":7340,"end_word":7365,"intents":[{"intent":"Ensure tpd protection","confidence_score":0.000113039896}]},{"text":"a will and power of attorneys is set up. I do as Yeah.","start_word":7487,"end_word":7499,"intents":[{"intent":"Incorporate will and power of attorneys","confidence_score":0.05272783}]},{"text":"And we can always refer you to a solicitor if you need the help to update one.","start_word":7530,"end_word":7546,"intents":[{"intent":"Refer to solicitor","confidence_score":0.109735906}]},{"text":"you make a note of, like, that's something we should do, the wheel and and Yes. the power of attorney? Okay.","start_word":7602,"end_word":7622,"intents":[{"intent":"Educate on power of attorney","confidence_score":0.0019544095}]},{"text":"And if you do need help, let us know. Thank you.","start_word":8094,"end_word":8104,"intents":[{"intent":"Offer assistance","confidence_score":0.004543799}]},{"text":"I'm more than happy to make time to talk you through anything. We have in there also your best interest duty. So, basically, letting you know that the recommendations are made in your best interest. And I outline on each recommendation the best interest duty on how it meets your goals and and why it is in best interest.","start_word":8141,"end_word":8199,"intents":[{"intent":"Discuss recommendations","confidence_score":0.03409567}]},{"text":"It's the cheapest CGT I've ever seen. Really? Yeah. Excellent.","start_word":8282,"end_word":8291,"intents":[{"intent":"Compliment purchase","confidence_score":0.00015108133}]},{"text":"It's also, you know, looking at the way we're structuring these investments, the five year rolling average hat return has shown greater than what you were previously in, so we wanna make sure that you're getting the best out of your investments.","start_word":8361,"end_word":8402,"intents":[{"intent":"Ensure investment performance","confidence_score":0.0042491714}]},{"text":"having a better performing portfolio in the past tends to mean that in the future, we can expect greater returns.","start_word":8428,"end_word":8447,"intents":[{"intent":"Optimize portfolio returns","confidence_score":0.001446597}]},{"text":"An increasing salary sacrifice now, whilst it does reduce the take home pay, you are putting more money into super.","start_word":8504,"end_word":8523,"intents":[{"intent":"Maximize salary sacrifice","confidence_score":0.029549427}]},{"text":"So it is taxed at 15% inside super as opposed to your marginal tax rate. Can give you the benefit of reducing your income tax in your own name, which is fantastic.","start_word":8524,"end_word":8555,"intents":[{"intent":"Reduce income tax","confidence_score":0.14692971}]},{"text":"But the downside is you are putting it into super, so just making sure you're comfortable with that level.","start_word":8556,"end_word":8574,"intents":[{"intent":"Evaluate comfort level","confidence_score":0.0038671878}]},{"text":"I've recommended the highest amount that we talked about you were comfortable with because it does work out to the greater benefit now. But if you're not comfortable doing that, we can always go smaller.","start_word":8575,"end_word":8609,"intents":[{"intent":"Decide on higher salary","confidence_score":0.00033678528}]},{"text":"thing I do need to update is I just had a look on file. Your ID has also expired, so it is really important we update your ID on file.","start_word":8840,"end_word":8869,"intents":[{"intent":"Update id","confidence_score":0.017070113}]},{"text":"So if I send you an email shortly, can you just shoot me back an email? Or you've Yep.","start_word":8870,"end_word":8888,"intents":[{"intent":"Arrange email","confidence_score":0.00006497278}]},{"text":"wanted to let you know about that option down the track, but there's, you know, no obligation whatsoever. And when you guys know a bit more about the inheritance side of things, I'll book in a time to have a chat with both of you. It can be anytime that suits you guys, and we'll talk about what you both wanna see out of the inheritance and update the advice there for you as well. Okay.","start_word":9283,"end_word":9358,"intents":[{"intent":"Discuss inheritance options","confidence_score":0.060029753}]},{"text":"Because I said as I said, we we pretty much have paid off this house, and we have a little Yeah. bit of savings.","start_word":9430,"end_word":9453,"intents":[{"intent":"Discuss savings","confidence_score":0.3331166}]},{"text":"If you as I said, if you don't receive that email, I will be working late tonight. So if you don't receive that email, email me. Let me know.","start_word":9543,"end_word":9571,"intents":[{"intent":"Receive email","confidence_score":0.12992702}]},{"text":"you know, the office is open till 07:00 Queensland time, so you can always call and go, hey. It hasn't come through. Or just shoot me an email, let me know it hasn't come through, and I'll make sure someone follows up tomorrow for you and resends Yeah.","start_word":9574,"end_word":9621,"intents":[{"intent":"Follow up tomorrow","confidence_score":0.06493936}]}]},"sentiments":{"segments":[{"text":"Hello? Hello? Hi, Bradley. It's Dana from OQ Financial. Hi, How are Diana. you this afternoon? Yeah.","start_word":0,"end_word":16,"sentiment":"neutral","sentiment_score":0.10063214600086212},{"text":"I'm good. How are you? I'm very well. Thank you. Thanks for asking. I had you booked That's in just good. to run through your updated advice.","start_word":17,"end_word":43,"sentiment":"positive","sentiment_score":0.436150461435318},{"text":"Is now still a good time for you? Yeah. Yeah. Spot on.","start_word":44,"end_word":55,"sentiment":"neutral","sentiment_score":0.2268143743276596},{"text":"Perfect.","start_word":56,"end_word":56,"sentiment":"positive","sentiment_score":0.4487864673137665},{"text":"Yep.","start_word":57,"end_word":57,"sentiment":"neutral","sentiment_score":0.3201909363269806},{"text":"Beautiful. Yeah. Excellent.","start_word":58,"end_word":60,"sentiment":"positive","sentiment_score":0.44480177760124207},{"text":"And do you have access to your emails there as well? I do. Yep. If you don't, that is okay. It's just sometimes it's easier if you're looking at the document there with me. Otherwise, I don't wanna be talking at you. It's often easier if you can see what I'm looking at. Yep. Yeah. Sure. Sure. Yeah. So have That's you all have good. you sent through anything to me? Yep. Just sending it to you now. While Me? Oh, it is okay. coming through yep. All good. While it is coming through there, Bradley, just to double Yep. check with you, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Yep. No problem. Yep.","start_word":61,"end_word":186,"sentiment":"neutral","sentiment_score":0.04367709532380104},{"text":"All Beautiful.","start_word":187,"end_word":188,"sentiment":"positive","sentiment_score":0.400073766708374},{"text":"good. And just to do security there with you as well, I'll just get you to confirm your full name, your date of birth, and address I should have on file. Yep. Bradley James Rowe. Yep. 3rd Is A 767. 31 Cool. Saddleback Mountain Road.","start_word":189,"end_word":233,"sentiment":"neutral","sentiment_score":0.1022149845957756},{"text":"Fantastic. Thank you so much for that.","start_word":234,"end_word":240,"sentiment":"positive","sentiment_score":0.4249870479106903},{"text":"Did you get some time off over Christmas, a bit of downtime to rest and recuperate? Well, yes and no. Yeah. Just Yeah. a couple we had three weeks off, but, unfortunately, yeah, my my wife, just two weeks before Christmas, got diagnosed with breast cancer. Yeah. Oh, I'm so So sorry. it was quite a tumultuous Yes. sort of, you know, six week period, actually. So she's had Yes. a couple operations. She's been given sort of the all clear, but you mean you're not given the all clear for for quite some years. So, Absolutely. yeah, so it was Yeah. a bit of a shock and a bit unexpected, but, yeah, now we we've got through Wow.","start_word":241,"end_word":359,"sentiment":"neutral","sentiment_score":-0.04691865432913564},{"text":"well, we've got we're getting through it.","start_word":360,"end_word":366,"sentiment":"positive","sentiment_score":0.4401094913482666},{"text":"Yeah. Yeah. Yeah. No. Absolutely. Is she taking time off work or still She's still back going? at work now. She ironically Yep. works for council as I do, but in Yeah. different buildings, different parts of town. So it's Yep.","start_word":367,"end_word":407,"sentiment":"neutral","sentiment_score":0.06046291813254357},{"text":"you know, they were pretty supportive, and she had a few weeks off, obviously.","start_word":408,"end_word":421,"sentiment":"positive","sentiment_score":0.34758326411247253},{"text":"But, Yeah.","start_word":422,"end_word":423,"sentiment":"neutral","sentiment_score":0.1915755420923233},{"text":"Wow. know, I sort of got back into the swing. I think she's a bit of a trooper, so she likes to, you know, forge ahead, you know, I sort get of confidently.","start_word":424,"end_word":456,"sentiment":"positive","sentiment_score":0.488675594329834},{"text":"that. Yeah. Yeah. Yeah. Yeah. Yep. So no.","start_word":457,"end_word":464,"sentiment":"neutral","sentiment_score":0.19001924991607663},{"text":"She she's doing pretty well.","start_word":465,"end_word":469,"sentiment":"positive","sentiment_score":0.3722798824310303},{"text":"But Oh, wow. some life changes, you know, super strict Yep. diets and, Yes. you know, daily exercise, not just when we feel like it. Yes. Yep. Yep. Putting And and health that's a the bit end more of fast. it. Yeah. And that's the end of the red wine and all that kind of Yeah. stuff. So Wow. Yeah. Oh, they're not letting you have any? Like, surely red wine's got some good properties in it. Well, you gotta be really anti any sugars. So like her Yep. diet in particular, which I'm trying to be pretty supportive of as well. So Yeah. by by sort of getting on the the the the the diet as well to some Yep. extent, not quite as strict as her, but but Yeah. yeah. No no meat, no dairy, no carbs, Wow. Pretty much wipes out everything. Yeah. Lot Wow. lots of greens, you know, broccoli and spinach, and Yep.","start_word":470,"end_word":627,"sentiment":"neutral","sentiment_score":0.1104467585682869},{"text":"that's pretty much it.","start_word":628,"end_word":631,"sentiment":"positive","sentiment_score":0.33908864855766296},{"text":"So yeah.","start_word":632,"end_word":633,"sentiment":"neutral","sentiment_score":0.3090868592262268},{"text":"I mean, she was a big veggie eater in the first place and and very healthy.","start_word":634,"end_word":649,"sentiment":"positive","sentiment_score":0.41132915019989014},{"text":"So, again, yeah, Wow. that's why some of these things become very unexpected. But Yep. Absolutely. so it's not a massive transition, but the monotony of the same thing over and over is wearing pretty Yeah. thin. And Yeah. she Definitely. did, you know, did did like a nice roast lamb and things like that, so that's off off Yeah. the carbs for now anyway. Yeah. Well, hopefully, it all gets, you know, back to normal with, you know, the changes and everything. And, hopefully, she can get back to having that rattle in.","start_word":650,"end_word":743,"sentiment":"neutral","sentiment_score":0.11378293722233872},{"text":"That'd be amazing down the Yeah. track. That's Something right.","start_word":744,"end_word":753,"sentiment":"positive","sentiment_score":0.519971489906311},{"text":"to Yeah.","start_word":754,"end_word":755,"sentiment":"neutral","sentiment_score":0.2833089828491211},{"text":"look forward to.","start_word":756,"end_word":758,"sentiment":"positive","sentiment_score":0.4027637839317322},{"text":"Yeah. For sure. For sure. Yeah. Well, because the last thing is she stays in remission that every doesn't come back Yeah. in any way, shape, or form, Yeah. but I'll make 100 sure I'm percent. keeping up to date with you. Yeah. Alright. Wow.","start_word":759,"end_word":803,"sentiment":"neutral","sentiment_score":0.061299726366996765},{"text":"Thanks. Thanks That's for that. a huge change.","start_word":804,"end_word":811,"sentiment":"positive","sentiment_score":0.6295587420463562},{"text":"Yeah. It is. It is. Yeah. I think I mentioned to you previously, and I know you've had a full on, you know, period yourself Yeah. just before it and all the rest of it. And so but I did mention last time that just back in July, her father passed away, and we we are Yes. full time This were one. full time carers for her parents. Yes. And her mom passed away sort of two years ago, and her father just Yeah. passed away back in July. So I did mention to you I mean, apart from just the trauma of of that because he was a fantastic man, and and we've loved Yeah. him to death, and it's just, you know, a huge impact to her. A The lot. my wife's Yeah. Spanish, so a Spanish family. They're, you know, very strong family culturally. So it's it's quite an impact. Yeah. And being carers for him for the last, you know, ten or fifteen years, yeah, it's quite a a shock. And then we've got the other shock at Christmas time. So it's been a bit of a double whammy. Absolutely. But just Yeah. yeah. But on that, I think we had a brief conversation just that I was going to tap into maybe some of your financial advice in regards to Mhmm. that we are about to sell his home, Yes. and I guess end up with some cash. So Yes. would like some advice in that respect about what Yeah. you consider wise ways to invest Definitely. that or or do Yep. whatever. So Yeah.","start_word":812,"end_word":1081,"sentiment":"neutral","sentiment_score":-0.01638112813234329},{"text":"Most definitely. It's definitely yeah.","start_word":1082,"end_word":1086,"sentiment":"positive","sentiment_score":0.4032140374183655},{"text":"something I wanna talk to you about. I know that was something that was coming up, and you were last time we spoke, you were sort of mentioning you were hopefully gonna have that money around about sort of March this year, if not a little bit later. Do you when do you know when that sort of might be coming or how much you're expecting from that? Yeah. Well, we have had current we had originally proposed some proposals or appraisals, I should say, rather, done on the house, and Yep. we've just had some more recent ones done. It's actually with the real estate at the moment, not on the market, but Yep. she's actually contacting some developers and stuff. So it's sort of off market or on market. Yep. So she's expecting offers about 1.5 for it. There's four Okay. siblings Yep. for it to for the yeah. For for it to be shared with equally. But that's the sort of ballpark figure that we're we're looking at at the moment. So Okay. and as I said, Yep. I'm only speaking as of this week. So Yes. her brother's been kicking a ball around about whether he wants to buy it. I think he's still sort of pursuing that, but I think when he crunches the numbers, he's gonna realize that it's still not really affordable for him. Yeah. Absolutely. So anyway, that's where we're at. Yeah. Yeah. No. That's perfect. Well, when you know, I sort of just need to know how much you're gonna be able to get. So when you sort of have a really good idea of how much you're expecting, Mhmm.","start_word":1087,"end_word":1365,"sentiment":"neutral","sentiment_score":0.005388163961470127},{"text":"then we can definitely tap into the advice and talk more about what your goals are.","start_word":1366,"end_word":1381,"sentiment":"positive","sentiment_score":0.35275042057037354},{"text":"It might Yep. be really important to talk to both of you as well because this is Yeah. also You got mentioned to do that. with your partner Yep. as well. Yeah. So we'll have a really good chat with both of you, talk about what your goals are, what you guys wanna achieve from the funds, what you're hoping you're accessible, what your, you know, medium Mhmm. term goals are down the track if we're just looking at retirement or if you want it sort of working somewhere else for you. And Yep.","start_word":1382,"end_word":1475,"sentiment":"neutral","sentiment_score":0.19060176610946655},{"text":"then I can absolutely do off an advice document to support you guys and help you through that. That's not a problem at all. Okay. Fantastic. Look forward to Easy. it.","start_word":1476,"end_word":1506,"sentiment":"positive","sentiment_score":0.5745970606803894},{"text":"Not a worry. Has that email popped through to you at Can all? I just check with you what email Yeah. address it's going to? I've got Absolutely. a few at the moment. I I have here think so I sorry. I'll just go back. Your email know. address I have here is rose31@cpg.com.au. Yeah. Okay. I'll log If in it's for that. It's one it might that website be slow. Yeah. oh, no. It's it's a website that we're trying to wind down away from. So Alright. I just use my Gmail account now. So Right. that's That's okay. I'll okay. just open up the I'll open up that one and get it rather than make you send it again. Yep. That's okay. Did you want us to change the email on your file Probably. as well and on your Yeah. super? Yep. That's okay. What we'll do is we will need to, before you close the email down, have it swapped over on hub twenty four. It is a change of details form because your email is quite Yep. important to the platform.","start_word":1507,"end_word":1691,"sentiment":"neutral","sentiment_score":0.009861916303634644},{"text":"It's part Awesome.","start_word":1692,"end_word":1694,"sentiment":"positive","sentiment_score":0.36130043864250183},{"text":"of your login. So Yeah. what I'll do is after the call, I can get my admin team to organize the change of details form. Can I Mhmm. grab your new email as well just so we can kinda prefill the form for you?","start_word":1695,"end_word":1738,"sentiment":"neutral","sentiment_score":0.10361571609973907},{"text":"Absolutely. That'd be great.","start_word":1739,"end_word":1742,"sentiment":"positive","sentiment_score":0.7571484446525574},{"text":"Yep. Yeah. It's brad j row, all lowercase one word, seventy. Brad So brad j j row, all Rowe lowercase, one word. Yep. Yep. Seventy,thenumber70@Gmail.com. Yep. G mail dot com.","start_word":1743,"end_word":1772,"sentiment":"neutral","sentiment_score":0.056566882878541946},{"text":"Perfect. All good. Thank you so much for that. I'll get the change of details form done up.","start_word":1773,"end_word":1790,"sentiment":"positive","sentiment_score":0.5685447454452515},{"text":"We'll get you to sign that, return it back, and then we can have that all changed over with Hub twenty four and on our system. And that Yep.","start_word":1791,"end_word":1819,"sentiment":"neutral","sentiment_score":0.32050442695617676},{"text":"way, everything's all sorted.","start_word":1820,"end_word":1823,"sentiment":"positive","sentiment_score":0.39697378873825073},{"text":"So when you wind down that email and don't have anymore, everything else is covered. You're not missing out on anything.","start_word":1824,"end_word":1844,"sentiment":"neutral","sentiment_score":0.27008575201034546},{"text":"Yeah. Fantastic. Yeah. Thank you. Beautiful.","start_word":1845,"end_word":1850,"sentiment":"positive","sentiment_score":0.4973786175251007},{"text":"I That's it okay. hasn't popped up in the other in my in the row 31 email. It hasn't popped up there yet. Hasn't come through. Not in the junk mail either. I'm just going there now. That's okay. It's spam. Yeah. The new Nope. Not seeing anything in the standard That's okay. folder. It might Let take me a just little bit. check. Sometimes the technology or the emails take a little bit to come through. I'm more than happy to run through the advice for you, and then I'll follow-up Yeah. later No. to make sure it Yeah. does come through. I'm happy And if it that doesn't, too. That's let me know. cool. Yeah. Yeah. Cool. I will. Yep. That's that's okay. I'll Alright.","start_word":1851,"end_word":1977,"sentiment":"neutral","sentiment_score":-0.004056986421346664},{"text":"run through the recommendations there for you, and then I'll let you go back and have a really good read of it.","start_word":1978,"end_word":1999,"sentiment":"positive","sentiment_score":0.3453224003314972},{"text":"I do wanna Mhmm. apologize for the length of time it's taken us to get this far. We have been a bit backlogged with the amount of advice that needs to be provided. Retirement is a huge area at the moment, and with, you know, two I point four was getting million concerned that people you'd about left. to no. I'm not going anywhere. I promise Alright. I will always be him. Oh, good.","start_word":2000,"end_word":2073,"sentiment":"neutral","sentiment_score":-0.13218002469354384},{"text":"Thanks.","start_word":2074,"end_word":2074,"sentiment":"positive","sentiment_score":0.36822378635406494},{"text":"I think I started to There panic. there is no risk of me leaving in any way, shape, or form.","start_word":2075,"end_word":2094,"sentiment":"neutral","sentiment_score":-0.029789242893457413},{"text":"I love my job, and I'm here for you. But That's awesome.","start_word":2095,"end_word":2106,"sentiment":"positive","sentiment_score":0.5388434529304504},{"text":"we just had we just got really backlogged. I, unfortunately, had about 80 advice pieces to try and get it Oh, out man. and with Christmas and everything Yeah. Yeah. Yeah. happening. And I never wanna say no to a client. So I was pushing trying to get everything through, Yeah. and Right. I wanted to prioritize yours. But I do apologize for the length of time. It shouldn't All have taken good. this All long good. for you. No. That's Okay? fine. I understand. And thanks for your apology. It's all No. good. That's okay. I promise you if I I will never leave you. I'll be here forever. I promise, Brad. Well, if you do no. If you do, like, if you get poached by some, you know, incredible Yeah. offer and or if, you know, win pound ball or something, you know, but just let me know. If I win LOTA, I'll share it with you. I promise. I'll hold you to Absolutely. And these calls are recorded. it. Don't forget. So you have that Yeah. on a recorded Okay. line now? Awesome. No. It's all good. With the advice you said has been scoped into certain areas, we are looking at superannuation. I have factored in the estate planning side of things for you, and we're limited scoping in retirement planning. So you are about seven years away from retirement at the moment. Retirement is on your mind, so we're making sure that your super is working harder for you. We are looking at ways to boost super over the next couple of years so Cool. that you do get a bit more out of your time and longevity out of your super there as well. Okay? Yeah. Yeah. Yeah. Yep. The document has been prepared for yourself, Bradley Rowe, by myself, Dana Taylor, and my beautiful team here at Oakview Financial, and my authorized representative number under Oakview is 1304394. Attached to the email when it comes through, there are a few documents that might be why it's taking a bit longer to come through. No. Yeah. It's not. But we do have the financial services guide attached, so it does have all the information on myself, my licensing information there as well. So because down the track, we are gonna talk more about what to do with the inheritance money. You know, your wife might have a few questions about me and what I do and what a financial adviser does, so feel free to share that financial services guide with her as well. So Okay. Yep. Yep. Yep.","start_word":2107,"end_word":2541,"sentiment":"neutral","sentiment_score":0.03286837105607164},{"text":"Perfect.","start_word":2542,"end_word":2542,"sentiment":"positive","sentiment_score":0.5487502813339233},{"text":"So as I mentioned, we are scoping in Superannuation, the estate planning side of things. There's a limited scope with regard to the retirement planning areas and also personal insurance. If you're not looking to change your insurances at the moment, you were happy with the level cover of life and Yeah. TPD. But Yeah. Yeah. because they are held inside of super, it's appropriate to scope it in on a limited basis, noting we're not making any changes, Yeah. but it does have an effect on your retirement. So it's about just making sure we're correcting that. Yes. Sure. I Understand. And then scoping out for the moment the cash loan inheritance side of things. When you know how much you're able to get, we'll have a much more detailed conversation, talk about what we can do there, what your goals are, and we'll update some financial personal advice for you to help you along that way as well.","start_word":2543,"end_word":2702,"sentiment":"neutral","sentiment_score":0.05177595466375351},{"text":"Okay. Excellent. Yes. Very Beautiful. good.","start_word":2703,"end_word":2708,"sentiment":"positive","sentiment_score":0.5508409142494202},{"text":"Now as you are going through, I know it has been a a few months since we sort of touched base. I've got all of your assets and liabilities noted in there. When you do have a look at those, if there's any major changes that you would want me to update in the back end, feel free to let me know. Okay. None of these do reflect on the advice or change the advice in any way. It's just more for our information, making sure we update everything in the back end for you. Okay? Yeah. Okay. Yeah.","start_word":2709,"end_word":2807,"sentiment":"neutral","sentiment_score":0.02774568443948572},{"text":"I'll review Perfect. that. Yep. Easy.","start_word":2808,"end_word":2813,"sentiment":"positive","sentiment_score":0.4162997007369995},{"text":"Now with regard to the recommendations with the super, so I did have a look at Hub twenty four and all the other superannuation funds out there, noting that Hub twenty four is still a appropriate see if for yourself. So I'm recommending you stay within Hub 24. However, Okay. I am making a recommendation that we make some changes to the investments there. Yep. One of the underlying investments you had was bank hybrids. They are more of a defensive investment. Bank hybrids are like investing in the big four banks, and they kind of build these little hybrid products which have loans and credit funds inside them. Ryan. We're actually gonna recommend that we sell that investment down completely. The reason for doing that is there is going to be a change to the way investments are able to be structured. So down the track, the government has come out saying they're gonna phase these investments out. So whilst we are looking No. at things now, it does look at better to remove them out of your portfolio, And then we're still keeping that defensive asset, so we're gonna sell the bank hybrids down completely. And then we're gonna put the money into the core composite bonds, which essentially is, again, just a defensive investment, but it gives you access to both government and corporate bonds. It's about 98% in bonds and 1% in cash, and bonds are Okay. quite low risk.","start_word":2814,"end_word":3057,"sentiment":"neutral","sentiment_score":0.023155026137828827},{"text":"They're good for income producing there, and they're also very liquid if you need to pull the money up very quickly.","start_word":3058,"end_word":3078,"sentiment":"positive","sentiment_score":0.4007388651371002},{"text":"So it Okay.","start_word":3079,"end_word":3081,"sentiment":"neutral","sentiment_score":0.2992454171180725},{"text":"just works out better.","start_word":3082,"end_word":3085,"sentiment":"positive","sentiment_score":0.3843345642089844},{"text":"While we're looking at the advice now that we do remove the funds out of those bank hybrids and make a change to it now so you everything gets settled for you for the next seven years. Okay? Righty.","start_word":3086,"end_word":3124,"sentiment":"neutral","sentiment_score":0.03853302448987961},{"text":"Yeah. It sounds good. Okay. I'm trusting every decision. You guys are I the professionals.","start_word":3125,"end_word":3139,"sentiment":"positive","sentiment_score":0.47946250438690186},{"text":"got you. No worries. We're also just gonna do a bit of a rebalance there as well. So when I went back and had a look at your portfolio the way it was structured, you sort of have that balanced approach, sort of a fifty fifty scenario. So Yeah. with the balance portfolio, we normally say 60% in growth assets and sort of 40% in defensive. But the way your portfolio was set up, you sort of have more of that fifty fifty sort of split. So I have just done a bit of a rebalance in the portfolio there as well so that we bring you back to down. You have about 49.5% in growth investments and then 50.5% in defensive investments, and that's just making sure that you're not taking too much risk there. One of the things was you were quite conservative over the past I and have never really wanted to increase am. that risk level a bit, so I it's am good fine.","start_word":3140,"end_word":3307,"sentiment":"neutral","sentiment_score":0.14641400213752473},{"text":"that to keep you keep you in that area.","start_word":3308,"end_word":3316,"sentiment":"positive","sentiment_score":0.3705646991729736},{"text":"When we sort of look at the changes, all we need to do to be able to rebalance things for you is remove everything out of the bank high risk. We'll put some money into the core composite bond so you'll have 20% invested there, and then we'll put some more money into what's called the beta shares, high interest cash account. That's essentially just high interest cash. It's liquid. It's very defensive for you, and we'll just spread your defensive assets across the core composite bonds that high interest cash for you. In the way of having growth assets, you're still gonna have your physical gold.","start_word":3317,"end_word":3423,"sentiment":"neutral","sentiment_score":0.11584879457950592},{"text":"Gold has done really well over the past year. Exceptional.","start_word":3424,"end_word":3433,"sentiment":"positive","sentiment_score":0.36719557642936707},{"text":"Yeah. Absolutely. So you'll still have your 10% physical gold there. That is a growth investment, but we like gold because it acts defensively at times as well, and it's especially important to keep that around now. You'll I think also I've keep got a I think small I mentioned yeah. previously, yeah, Yeah. I've got my my my best mate. He's got time on his hand. Well, he hasn't got time Yeah. on his hand. He's just very intuitive, and he's got Yeah. that's a self managed fund. Yep. And he's just heavily in gold and silver, like both mining Yeah. stocks and Yep. and bullion and, Yep. you know, ticketed bullion and all the rest of it.","start_word":3434,"end_word":3552,"sentiment":"neutral","sentiment_score":0.15848127934111267},{"text":"But he has done so well for himself.","start_word":3553,"end_word":3560,"sentiment":"positive","sentiment_score":0.6443637013435364},{"text":"I Yep. mean, that's his Yeah. complete focus. He hasn't diversified into anything else. So Yeah.","start_word":3561,"end_word":3576,"sentiment":"neutral","sentiment_score":0.22421053051948547},{"text":"but he has actually, like, cleaned up. And I I guess in some ways, I'm very happy for him.","start_word":3577,"end_word":3595,"sentiment":"positive","sentiment_score":0.6831333041191101},{"text":"Yeah. But then I I I sort of get down on myself for being so conservative and not taking risks and and and capitalizing, you know, like you've mentioned, I've got 10% of gold or something. You know? Wouldn't Yeah. it have been great if I had 90 gold? Yeah. I It mean would be good. But the other side of that is because you are quite conservative, having gold is a great thing because it is growth it is a growth asset, but it doesn't have any income properties. So no. one of the I things see. we Yeah. wanna look at when we are investing is making sure that our portfolio is able to generate some income. Yeah. So while Yes. they're putting contributions in the income it generates gets reinvested back, and that helps with the compounding effect as well. So, Get it. Yeah. yeah, For sure. look, I love Yeah. gold. It's one of my favorite little assets there as well, but I would never wanna hold a 100% of it. I think it has a place in the portfolio. But there are times like, if we think back to February, gold dropped by 18% in one day. Yeah. I know. So I know. It was getting out of control, though, wasn't it? And, it like, it was I was sort of looked at I've got a little bit of bullying myself, and I just watched yeah. the chart and just went, oh my god. What when is it gonna stop? And it stopped. But still Mhmm. yeah. Yeah. I I you know, you understand me very well and, Yeah. you know, and and I am conservative and I understand, yeah, you've been investing Yeah. where, you know, that that that that that that that profit or that growth Yeah. gets reinvested and then how it compounds. I I understand Yeah. that's about the extent of my financial knowledge. Yeah. That's okay. But I do as I said, I do sort of think, you know, gee, I'm not really far off retirement and, Yeah. you know, all these things pop up on Facebook. Yeah. No. No. No. Retired. 750,000. I'm going, wow. I've got Yeah. miles to get you on. How am I gonna do that? How am I gonna get there in Yeah. such a little time? Well, So your your balance isn't bad for your age and where you're at.","start_word":3596,"end_word":4001,"sentiment":"neutral","sentiment_score":0.02351780980825424},{"text":"Your balance is not actually bad. You're pretty well on par okay.","start_word":4002,"end_word":4013,"sentiment":"positive","sentiment_score":0.4483077824115753},{"text":"with where you should be for your age and stage at this point. Alright. It's not bad at all. I'm having Okay. a quick look here. So the balance we had at the moment was about 418,000 there.","start_word":4014,"end_word":4051,"sentiment":"neutral","sentiment_score":0.2588541805744171},{"text":"So you've actually got a really good balance.","start_word":4052,"end_word":4059,"sentiment":"positive","sentiment_score":0.5730034112930298},{"text":"And when you sort of think about over the next couple of years, someone who only has a balance of 50,000, if they get a 5% return, it's quite a small return. Whereas someone with 500,000 getting the same 5% return, And it's then much I guess bigger. in a dollar sense, it is. Yeah. Okay. Yeah. Yeah. Yeah. So as your balance increases, smaller changes may have a bigger effect on you, but smaller changes in you know, smaller increases are also gonna provide a greater effect moving Mhmm. forward. And then you've Yeah. also got your contributions going in there, and they're not bad at all. One of the things we did talk about was also the option of salary Yes. sacrificing. So we did talk about trying to get longevity and making your super work a bit harder for you. And we have Yep. the option of either putting more money in the super or taking on a bit more risk, and you're more comfortable with putting a bit more money into the market. So I have gone back and done a lot of projecting to sort of see what we need to Yes. do to kind of make it work a bit harder. I have recommended with the salary sacrifice we increase that. I Yeah. am increasing it to $200 on a weekly basis. Yeah. Right. Okay. It is up Okay. to you as to whether you decide to take that onboard or not. It's completely up to you. Yep.","start_word":4060,"end_word":4313,"sentiment":"neutral","sentiment_score":0.10705425085749214},{"text":"But, essentially, increasing it from 50 to a to $200 on a weekly basis means that we are putting a bit more money into the market. We are having more money invested on a regular basis. And when I kinda project that out over the course of the time, and it actually comes out a lot better.","start_word":4314,"end_word":4370,"sentiment":"positive","sentiment_score":0.5010043978691101},{"text":"So by making these changes, increasing your salary sacrifice in there over the next and even just making the tweak sorry, the tweak and rebalancing your portfolio and removing that bank hybrid and putting it in the core composite bond, Overall, when I then reevaluate how your super is working for you, the CGT consequences just for making those changes on your portfolio came out at about $61. So your fund isn't gonna pay $61 tax to make the changes to your portfolio. Yeah. Your super the way it was structured at the moment, the five year rolling average has been averaging about 11.56%. Whereas if we make these changes in there, even though you've got a very conservative portfolio, the five year rolling average comes out at 12.11% Okay. 12 Yeah. point 11%. So it Yeah. is a slight higher change It is. to Yeah. what to how the portfolio has been performing, And we're Yeah. also saving you in fees as well.","start_word":4371,"end_word":4534,"sentiment":"neutral","sentiment_score":0.1444275677204132},{"text":"So by changing from the bank hybrids into the core composite bond and keeping you conservative, we're actually saving you for the first year $263 in investment fees as well. Oh, okay. So Well, alright. it does work out quite good.","start_word":4535,"end_word":4575,"sentiment":"positive","sentiment_score":0.41904330253601074},{"text":"Yeah. Yeah. Yeah. No. That's right. Yeah. That's that's Yeah. yeah. If we kind of look at projecting that forward over the next seven years, if the market works the way it does and look. I'll be honest. I don't expect you to get 12% every single year out of this portfolio.","start_word":4576,"end_word":4627,"sentiment":"neutral","sentiment_score":0.14489658463459748},{"text":"But if the market works the way we want it to, if it, you know, keeps providing great returns the way it has, you could end up with about $840,000 in the next seven years. Yeah. Cool. That's that's Yeah. yeah. That's something to look forward to.","start_word":4628,"end_word":4674,"sentiment":"positive","sentiment_score":0.5898042321205139},{"text":"Yeah. Yeah. I mean, I know it's crystal ball stuff because, you know, that it's Yeah. a pretty volatile Yeah. world, especially at the Yeah. moment. But, yeah, we can only do what we can only do. Do you think that that the structure and I know you've just looked at it and sort of punched some numbers around, but, like, it's too conservative? Like, I mean, Yeah. Yeah. of course, Nar. it's the courses I know. It's down to the individual, Yeah. like Nar. myself, ultimately. Absolutely. But, like, I don't Yeah. you know, when there's, you know, more high risk investment opportunities there, You know, like, how great a risk are they? Yeah. So the the sort of things I've had to look into really great questions. So at the moment, I don't think you are taking on you know, I don't think taking more risk feels very comfortable for where you're at. I think putting a bit more money into the market is probably a little bit more comfortable for you. One of the things we do tend to look at is what's called the VIX index, and that essentially shows the expected volatility that markets are gonna the markets expect Impact. to feel. And Yes. it sort of, yeah, sort of looks at how we expect the S and P 500, the top 500 companies in The US, to sort of react and the kind of volatility we might be seeing. When we sort of look at the VIX index at the moment, it's sitting at about 24.93%. So that sort of shows that anything over 20 means that over the next thirty days, we are expecting a bit of volatility. We expect investors to be moving money around on a much Yeah. more regular basis, and we expect Yeah. the S and P 500 to be more volatile. Anything under that 20, tends to be where we see a lot more stability, and it has been very up and down. So when I sort of look at how it went because it the VIX index kinda works with The US market. But it went up with yesterday at the height of it, it was about 25.61%. So it Alright. did go as high as '25 to '26 and then down to sort of 24. It did go lower to about 24.25, but 24.22 is where it's static close in US time yesterday. So it is still showing a bit of volatility out there. And because you are closer to accessing super, taking on more risk does mean that you risk in the event that you wanna access super or start to draw out money that it could be a downtime.","start_word":4675,"end_word":5129,"sentiment":"neutral","sentiment_score":-0.039290864364458965},{"text":"So I think for where you are at the moment, the way you the conversations that we have definitely had, I feel like this portfolio is very much more a comfort level for yourself.","start_word":5130,"end_word":5163,"sentiment":"positive","sentiment_score":0.3950423300266266},{"text":"Okay.","start_word":5164,"end_word":5164,"sentiment":"neutral","sentiment_score":0.31030696630477905},{"text":"And I feel like putting more money into the market, putting more money into your super by way of salary sacrifice can can provide a little bit more of a greater benefit for you because you're not taking more risk in the market. You're putting more money into the market.","start_word":5165,"end_word":5214,"sentiment":"positive","sentiment_score":0.4338761270046234},{"text":"Yep. You're still Yep.","start_word":5215,"end_word":5218,"sentiment":"neutral","sentiment_score":0.2324376106262207},{"text":"keeping that conservative sort of feel and having more of those defensive assets plus a bit of physical gold in there helps to smooth out those market fluctuations. So and because your balance is increasing, as I mentioned before, you do see, smaller changes have a higher effect on a bigger balance. So, I feel like where you are at the moment is very much where they expect you to be.","start_word":5219,"end_word":5289,"sentiment":"positive","sentiment_score":0.3704586625099182},{"text":"I sort of do find a lot more clients when they're closer to 60. They are very much in that balance to conservative sort of place and not wanting to take on a lot more Mhmm. risk in the market. So and this Mhmm. Okay. hopefully, I answered your question, but I kind of feel like where you are at the moment is right for you. If you ever did wanna maybe look at taking on more risk, we absolutely can, but it does mean you are opening yourself up to bigger Yeah. drops Yeah. and closer Yeah. to when you wanna access super. So Yeah. No. I yeah.","start_word":5290,"end_word":5398,"sentiment":"neutral","sentiment_score":0.10896153002977373},{"text":"appreciate that advice. That's awesome. I Yeah. I put my full faith in you. And, yeah, Aw. it that's just Thank reassured you.","start_word":5399,"end_word":5421,"sentiment":"positive","sentiment_score":0.5955232381820679},{"text":"me, you know, that to to oh, I'm not being greedy. It's Yeah. just No. often that I hear, you know, work colleagues and that, you know, say they're in a high growth fund and, you know, they're Yep. killing it at the moment, and it's just like, oh, you know? Yep. And as I said, I've never been a risk taker or whatever. So that's why I just put the question to you, and I don't expect you Yeah. Yeah. to to answer answer because you don't, I guess, really know me, but you know me through our That's conversation okay. as you had just said. Yeah. So thank you. I Yeah.","start_word":5422,"end_word":5534,"sentiment":"neutral","sentiment_score":-0.006857907399535179},{"text":"appreciate That's okay. you reassuring me like that.","start_word":5535,"end_word":5542,"sentiment":"positive","sentiment_score":0.41977447271347046},{"text":"Yeah. No. That's absolutely okay. If you ever are nervous, you know I'm always here. I'm happy to take the phone calls. You can email me and say, hey, Dana. And our conversation needs Thanks, a bit of Dana. reassurance, Dana. and we can talk it through. But Cool. I do do honestly expect a bit of volatility with what's happening in the markets currently and moving forward. So being Yeah. in more of a a lower risk position is probably gonna benefit you more. And, yeah, Yep. as I said, I know there's a lot going on in your life at the moment. Your wife's had some time off with her diagnosis. So have a Yeah. think about your budget. If you are comfortable increasing that salary sacrifice up to 200, then absolutely. If you decide you're not quite comfortable with that at the moment, you maybe want a smaller amount. On the very last page of the advice document, we always have a text box, and Uh-huh. you can just write in there any any parts of the advice that you do not wish to proceed with or what level that you're comfortable proceeding with. And we will just proceed with whatever you're comfortable with. Okay? Uh-huh. Okay. Yeah.","start_word":5543,"end_word":5753,"sentiment":"neutral","sentiment_score":0.043329544524304674},{"text":"Yeah. Cool. No worries. Oh, good.","start_word":5754,"end_word":5759,"sentiment":"positive","sentiment_score":0.5017459392547607},{"text":"With the the retirement side of things, so as I kinda mentioned, one of the things I wanted to look at for you was the longevity of your super and what this sort of means moving forward. So Mhmm. because we kind of hadn't been able to work on exactly how much you might need to draw out a super in retirement, this is kinda something we look at down the track when we get there. Yeah. And we Yeah. are Sure. looking at the funds in today's dollars as well because we kind of it's hard to pinpoint inflation Oh, that's and fine. what that looks like down the track. Yeah. Yeah. Yeah. But Absolutely. I've worked on just the base of, say, a thousand dollars on a weekly basis. So you will see in that Yep. document there, essentially, having a look, and if the market works the way it does, if we kind of get to where the point where we want to be at, withdrawing out of super and you did still have some money sitting in savings. You had about 180,000 sitting in Yep. savings. So I have also incorporated that into the advice piece to sort Okay. of longevity. But if you did retire at the age of 65 based on what we have here, trying to draw out about $52,000 on a yearly basis Yeah. between your super and your savings, as much as this is getting you closer to your goal, it allows you to draw out that money. However, it doesn't quite give you longevity. It means that your super Right. wouldn't last it would sort of run out in about eighties. If you were Okay. drawing roughly $46,000 on a yearly basis, which is about 5,900 less than what you you would actually Yeah. need based on a thousand dollars on a weekly basis, Mhmm. Yeah. Super and utilizing some of your savings to give longevity, we can sort of predict that it would run out at around about age 84. Okay. So I've looked at other things because I also know that your wife is younger than you and and will work a Yep. little bit longer as well. So in the appendix Oh, I don't know there, I've I've about that. She's got some younger. other She'll scenarios. be wanna retire at the same age as me. I'm sure. We hope.","start_word":5760,"end_word":6162,"sentiment":"neutral","sentiment_score":0.07083105966194576},{"text":"And that's absolutely fine.","start_word":6163,"end_word":6166,"sentiment":"positive","sentiment_score":0.37108930945396423},{"text":"When we kinda look down the track, maybe factoring in her super in a bit more detail, we'll definitely, when we get closer to her time, would be able to update the projections a little bit more for you. And when we Yes. get to that point, I wanna also look at age pension and make sure, you know, what we can do there. But I've added a few additional alternative scenarios into the appendix for you to show you. So, it's about making sure you're aware. The advice is getting you closer to your goal. However, it's not still not quite meeting it. We still wanna work at making sure we're on our Cool. on track to try and get Yeah. there and Yeah. get Yeah. as Yeah. close Cool. as possible. So the scenarios in the appendix, I also have another one where if your wife continues to work, then, you know, she's a couple of years younger than you, then there is a few years of her income still there, which means you can draw less out of super, which means your super gives you a bit more longevity. Oh, sure. We're Yeah. looking Yeah. Of course. yeah. Yep. This is looking at her income plus a bit out of your super, but then also factoring in savings there. And it essentially shows that if we look at that, we can kinda get your super to last a bit longer, and we last up to about age 90. We're drawing actually more than the 50. These scenarios, they tell us we will draw more or less, but you in that Yes. scenario, you can draw $52,000 and get further longevity out of your super. So it does does last until about 91, 92 years of age, which is good. I'm surprised if I get there. Well, I would you never love know. you too.","start_word":6167,"end_word":6483,"sentiment":"neutral","sentiment_score":0.07791309058666229},{"text":"Absolutely. Thank you. Thank you.","start_word":6484,"end_word":6488,"sentiment":"positive","sentiment_score":0.39831528067588806},{"text":"Actually, actually, my wife's father, he just passed away. He was 98. So and living Wow.","start_word":6489,"end_word":6504,"sentiment":"neutral","sentiment_score":-0.016386162489652634},{"text":"and living by himself at home and everything like in perfect That's health. So beautiful. Oh, that's lovely.","start_word":6505,"end_word":6522,"sentiment":"positive","sentiment_score":0.5266358256340027},{"text":"My nana got to 94. We were planning her 90 birthday, Oh, and she got to Christmas at age 94, but she was in a nursing home. wow. Alright. And she had to change nursing homes as well, and she didn't really like the the nursing home vibe. It wasn't wasn't No. for Not her. So I kinda saw her go downhill from that point on, and I was with her every week. And it was hard, Yeah. but so I understand where you guys are at there. But it's nice to say she got to ninety four. Yeah.","start_word":6523,"end_word":6621,"sentiment":"neutral","sentiment_score":-0.02357376366853714},{"text":"I think that's It's incredible. really good.","start_word":6622,"end_word":6628,"sentiment":"positive","sentiment_score":0.44343575835227966},{"text":"She Yeah. she had a huge life. And being a female of that era, she wasn't allowed to do much. She was told to, you know, get married, have kids, and do this, Yes.","start_word":6629,"end_word":6662,"sentiment":"neutral","sentiment_score":0.1525176614522934},{"text":"and so she loved that I became an adviser.","start_word":6663,"end_word":6671,"sentiment":"positive","sentiment_score":0.3463090658187866},{"text":"She supported me through uni and everything. So, Yeah.","start_word":6672,"end_word":6680,"sentiment":"neutral","sentiment_score":0.28200066089630127},{"text":"Awesome. yeah, Incredible. it's Yeah. it's really cool to see them get that old and just be able to have those relationships.","start_word":6681,"end_word":6702,"sentiment":"positive","sentiment_score":0.4529463052749634},{"text":"100%. Yeah. Yeah. Yeah. And, like, I mean, we never wanna see a loved one pass away or anything. But, yeah, you know, No.","start_word":6703,"end_word":6726,"sentiment":"neutral","sentiment_score":0.11585939675569534},{"text":"it's it's, yeah, it's it's comforting to know that, you know, they had a very fulfilled life.","start_word":6727,"end_word":6743,"sentiment":"positive","sentiment_score":0.34432870149612427},{"text":"You Absolutely. know. Right. And extended. Yeah. As I Yeah. said, I I can't see myself getting there, but you never know. Well, I'll tell you what. I'll talk to you right up until that point. I Okay. will be here.","start_word":6744,"end_word":6784,"sentiment":"neutral","sentiment_score":0.0516783781349659},{"text":"Awesome. I'll keep you going. Excellent. Excellent. Thanks, All Diana.","start_word":6785,"end_word":6794,"sentiment":"positive","sentiment_score":0.4453800618648529},{"text":"good. That's okay. With the the second scenario in the appendix there, so I did run a lot of different scenarios to look at what we can do, how things might look down the track there because we are about seven years out.","start_word":6795,"end_word":6837,"sentiment":"neutral","sentiment_score":0.07304790616035461},{"text":"If your wife does continue to work again, it gives you a bit more longevity out of your super, utilizing some of your savings to offset that.","start_word":6838,"end_word":6864,"sentiment":"positive","sentiment_score":0.48348891735076904},{"text":"But based on the current circumstances, we might also be able to get a little bit of age pension, which again offsets things. With Oh. the current scenario, it shows age pension might not be available until about the age of 70 or 71, which is absolutely fine. But from that point, you then take a little bit less out of super. And if we can supplement Yep. everything this way and get as much age pension as possible, then we can sort of see your super does last. It depletes a bit, but it does last until about age 97, 90 Oh, wow. eight. So Okay. there are a few different scenarios there.","start_word":6865,"end_word":6978,"sentiment":"neutral","sentiment_score":0.08764288574457169},{"text":"And one of the cool thing is because your wife is younger, we can also look at ways of sheltering money down the track.","start_word":6979,"end_word":7002,"sentiment":"positive","sentiment_score":0.3437435030937195},{"text":"So the age pension is I've looked at sort of how we can get that based on your current circumstances. But when you get closer to it, I do a lot of work around the age pension side of things with a lot of my retiree clients. We'll look at how best to structure things, how we Alright. can shelter money so it's either assessed differently, assessed to the lower rate, or not assessed at all. It's just a legitimate way of hiding money, essentially.","start_word":7003,"end_word":7087,"sentiment":"neutral","sentiment_score":0.1509542614221573},{"text":"And that way, we can try to maximize the age pension access for you, which means you draw less out of super, which gives you a lot more longevity. One of the big things with Centrelink isn't so much the money. It's the pension card that you get with it that makes everything else around you cheaper and can provide greater benefits. So that's one Yes. thing that will definitely keep down the track there for you. And when we do that, I'd love to be able to have a chat to your wife as well, incorporate the advice for both of you if she's up for doing that Yeah.","start_word":7088,"end_word":7197,"sentiment":"positive","sentiment_score":0.484308123588562},{"text":"just No. so Definitely.","start_word":7198,"end_word":7201,"sentiment":"neutral","sentiment_score":0.21131901443004608},{"text":"we can have a really good look at everything down the track, look at how it'll look for both of you, and then I can support you both through retirement that way as well if you guys Perfect.","start_word":7202,"end_word":7239,"sentiment":"positive","sentiment_score":0.5262615084648132},{"text":"are both open to it.","start_word":7240,"end_word":7244,"sentiment":"neutral","sentiment_score":0.07105561345815659},{"text":"Yeah. Sounds great. Yep. Fantastic. Perfect.","start_word":7245,"end_word":7250,"sentiment":"positive","sentiment_score":0.5913727283477783},{"text":"So that's essentially what we're recommending, just the the alteration of the investments there, removing the bank hybrids, replacing it with the core composite bonds, doing a bit of a rebalance there, and then recommending we increase our salary sacrifice, Okay.","start_word":7251,"end_word":7291,"sentiment":"neutral","sentiment_score":0.12316345423460008},{"text":"showing that we do get a bit of longevity out of your super.","start_word":7292,"end_word":7304,"sentiment":"positive","sentiment_score":0.3485657274723053},{"text":"With the insurances, we are just retaining those. There's no there's no need to alter them. You're still comfortable Uh-huh. with those. We'll just keep Yes. retaining the insurances until you don't need them anymore. Generally, I will double check with Hub, but I'm pretty sure around the age 65, they tend to deplete the the TPD tends to disappear. Uh-huh. And then around the age 70, the life component tends to disappear by that point. So we'll just keep checking to see if you're comfortable keeping them what you wanna do. At the moment, the life portion, you have about $42,000. So $42.03 $3.06 in life, and you have a 14,112 in TBD. So it is Yes. getting smaller and smaller as you get older because you need less, so we wanna build on super and build on your That's other right. assets Yep. to make sure you've got that cover. Okay? Yeah. Yeah. Yeah. Exactly. Perfect. I know you do have your beneficiaries in place at the moment. One thing we did talk about was Oh, making you sure did. a will and power of attorneys is set up. I do as Yeah. part of the advice to incorporate that, just making sure you guys are aware of having a will and a power of attorney, the advantages, disadvantages, and risks in place. And we can always refer you to a solicitor if you need the help to update one. We can always send you out some information on a solicitor So you've we can you've refer got that you to. in the recommendation. It hasn't come your email hasn't come through, so I haven't been able Has to sort of view any of the docs. So so but sorry. do you but do Yeah. you make a note of, like, that's something we should do, the wheel and and Yes. the power of attorney? Okay. Absolutely. Yep. That's part Yeah. of the recommendations in there, and I outlined the advantages, the disadvantages, and the Cool. risks involved to make sure you've got all of that. You can have a bit of a talking point. And if you'd like to, my team can send you through some information on a local solicitor or refer you to them if you wanted to. There are ways of doing rules that are more cost effective, like online and everything. However, they can be more contestable that way. Yeah. I prefer personally to pay a solicitor that is more costly, but they can make it so it is, you know, it's suited. It's under the legislation. It takes into account everything they need to, so it is less likely to be contestable in the event that something happens. Well, just Yeah. through this process, my wife did the probate for her her father's passing and everything. So we actually haven't engaged any solicitors or anything as yet, but we will Yeah. probably with the sale of the house, obviously. Yeah. So through that process, I'll probably just get a local solicitor to, Yeah. you know, to do Do you this ever will? for for us. Yeah. Yeah. Absolutely. Well, she's Yeah. done a great job to do the probate by herself. That's a big job. Yeah. I know. I know. Yeah. Quite incredible. Yeah. She takes on Yeah. anything. She does a crack at everything. And yeah. Oh, she's It amazing. was it was an arduous task and, like, there's a lot of sort of trauma with some of her family members and that too and and not not didn't Yeah. really run smoothly, and she still did all that. And, yeah, now she's Wow. a trooper. Yeah. Yeah. Wow. Oh, Yeah.","start_word":7305,"end_word":7924,"sentiment":"neutral","sentiment_score":0.029952889356401655},{"text":"that's So incredible. well, yeah.","start_word":7925,"end_word":7929,"sentiment":"positive","sentiment_score":0.42040663957595825},{"text":"Save the family. I think the the the the the father's solicitor, like, he quoted Yeah. something like $6,000 of his own fees just Yeah.","start_word":7930,"end_word":7954,"sentiment":"neutral","sentiment_score":0.043870873749256134},{"text":"Wow. to do that work.","start_word":7955,"end_word":7959,"sentiment":"positive","sentiment_score":0.499304324388504},{"text":"Yep. Yeah. Nothing to do with the lodgment of the probate nor any any earning of those fees. Just his fee alone Yeah. was like $6,000. Yeah. Wow. No. She cracked on through it and managed to get it done. Yes. So yeah. No. Full credit to her on that. But, Yeah. yeah, as I said, just with the time of the house, yeah, we'll we'll come into contact with Yeah. a local solicitor, and we'll Perfect. line one up and get these wheels done. Been meaning to for so long that Yeah. Yes. And it's gonna be so straightforward. We have the one daughter who's, you know, gonna get everything. Yeah.","start_word":7960,"end_word":8071,"sentiment":"neutral","sentiment_score":0.12493733316659927},{"text":"So Perfect.","start_word":8072,"end_word":8073,"sentiment":"positive","sentiment_score":0.4134029746055603},{"text":"and hopefully no debt I to believe. part on. Yeah. Yeah. No. That's Yeah.","start_word":8074,"end_word":8087,"sentiment":"neutral","sentiment_score":0.12921111285686493},{"text":"awesome. That'll be really, really good.","start_word":8088,"end_word":8093,"sentiment":"positive","sentiment_score":0.6495521068572998},{"text":"And if you do need help, let us know.","start_word":8094,"end_word":8102,"sentiment":"neutral","sentiment_score":0.261886864900589},{"text":"Thank you.","start_word":8103,"end_word":8104,"sentiment":"positive","sentiment_score":0.38945040106773376},{"text":"But, yeah, like, once I'm sorry. This hasn't come through yet. Once it does sort of come through, have a bit of a look at the document. Let me know if you do have any questions.","start_word":8105,"end_word":8140,"sentiment":"neutral","sentiment_score":0.04130754992365837},{"text":"I'm more than happy to make time to talk you through anything.","start_word":8141,"end_word":8152,"sentiment":"positive","sentiment_score":0.4148976802825928},{"text":"We have in there also your best interest duty. So, basically, letting you know that the recommendations are made in your best interest. And I outline on each recommendation the best interest duty on how it meets your goals and and why it is in best interest. So making sure and doing the investment switch and rebalancing does work out in best interest because you are keeping yourself in a more of a conservative position. By not rebalancing, you are risking have been overweighted and taking on more risk than necessary. Retaining hub 24 means that we don't have to do a full sell down, so it helps to limit the CDT consequences with the rebalance, which happily in this scenario only works out at $61, which is fantastic.","start_word":8153,"end_word":8281,"sentiment":"neutral","sentiment_score":0.2168888598680496},{"text":"It's the cheapest CGT I've ever seen. Really? Yeah. Excellent. Excellent.","start_word":8282,"end_word":8292,"sentiment":"positive","sentiment_score":0.6254726648330688},{"text":"And moving out of the the bank coverage now rather than waiting for the legislation to change down the track means that we're doing it and getting in front of it or not having to do it quickly down the track.","start_word":8293,"end_word":8333,"sentiment":"neutral","sentiment_score":0.24959105253219604},{"text":"So we had a bit of time to research other investments to make sure that everything was still in line there for you, which is really good. It's also, you know, looking at the way we're structuring these investments, the five year rolling average hat return has shown greater than what you were previously in, so we wanna make sure that you're getting the best out of your investments.","start_word":8334,"end_word":8402,"sentiment":"positive","sentiment_score":0.5954615473747253},{"text":"And whilst we don't know what the markets are gonna go do down the track, we only have past data to work on. So Yes. having a better performing portfolio in the past tends to mean that in the future, we can expect greater returns. We obviously know that markets go up and down. There are the risks of, Yeah. you know, one year getting a 10% return, another year getting a negative. And we know negative Yeah. returns will occur, Yeah. but we wanna make sure in those years, we're still compounding and making our super work to our benefit. An increasing salary sacrifice now, whilst it does reduce the take home pay, you are putting more money into super. So it is taxed at 15% inside super as opposed to your marginal tax rate.","start_word":8403,"end_word":8538,"sentiment":"neutral","sentiment_score":0.05616404488682747},{"text":"Can give you the benefit of reducing your income tax in your own name, which is fantastic.","start_word":8539,"end_word":8555,"sentiment":"positive","sentiment_score":0.5147583484649658},{"text":"But the downside is you are putting it into super, so just making sure you're comfortable with that level. I've recommended the highest amount that we talked about you were comfortable with because it does work out to the greater benefit now. But if you're not comfortable doing that, we can always go smaller. It's not a problem Yep.","start_word":8556,"end_word":8614,"sentiment":"neutral","sentiment_score":0.0435093455016613},{"text":"and build it up down the track.","start_word":8615,"end_word":8621,"sentiment":"positive","sentiment_score":0.35252630710601807},{"text":"It's these are all just recommendations. There's no obligation whatsoever. You get to read it through, decide what you're comfortable taking on board. Mhmm. Okay? Yeah. Yeah. And when it does come through, I Yeah. will have a good read of Yeah. it front to back.","start_word":8622,"end_word":8667,"sentiment":"neutral","sentiment_score":0.2316330075263977},{"text":"I mean, you've explained everything Beautiful. so clearly and concisely, Thank you. so I appreciate that.","start_word":8668,"end_word":8683,"sentiment":"positive","sentiment_score":0.5478923320770264},{"text":"I Yeah.","start_word":8684,"end_word":8685,"sentiment":"neutral","sentiment_score":0.15922105312347412},{"text":"don't see any issues, and it all seems like great Perfect. advice that I'll endorse at my end and just Perfect.","start_word":8686,"end_word":8706,"sentiment":"positive","sentiment_score":0.41990166902542114},{"text":"take on board and and put Yeah. into action.","start_word":8707,"end_word":8715,"sentiment":"neutral","sentiment_score":0.249909907579422},{"text":"Beautiful.","start_word":8716,"end_word":8716,"sentiment":"positive","sentiment_score":0.4507464766502381},{"text":"Yeah. But as I said, if it doesn't come through so it's probably our Internet provider that we're trying to move away from, like TPG. Yeah.","start_word":8717,"end_word":8742,"sentiment":"neutral","sentiment_score":-0.15703505277633667},{"text":"They're just horrible.","start_word":8743,"end_word":8745,"sentiment":"negative","sentiment_score":-0.5523400902748108},{"text":"If So it doesn't come through by, say, six or 07:00 tonight, I don't mhmm. work tomorrow, but I will be on my emails. I've got some phone notes to write. So I will be working late tonight. So if you don't see it by, say, six or seven tonight, feel free to email me, and I'll get one of the team to send it through to you via Adobe or a different way tomorrow. Okay? Oh, okay. Yeah. Yeah. No worries. Alright.","start_word":8746,"end_word":8828,"sentiment":"neutral","sentiment_score":-0.1130603924393654},{"text":"Thank I you. can do that. Perfect.","start_word":8829,"end_word":8835,"sentiment":"positive","sentiment_score":0.439884752035141},{"text":"The only other Yeah. thing I do need to update is I just had a look on file. Your ID has also expired, so it is really important we update your ID on file. So if I send you an email shortly, can you just shoot me back an email? Or you've Yep. got or is it easy if I text you because your emails are a little bit slow? What's the easiest Flaky. way? Did you want me What to get the what team do you to need send from you me a just text? to respond some with something? Just a Or, copy like, what of do your you need? ID back and front. Yeah. As in just a photo image of my license? Yep. Or Yeah. Yep. yeah. Yeah. Because I don't yeah. I don't keep my license in my phone Yeah. or anything like that. I No. don't have a I'm I'm old. So That's I keep okay. the old hardcover. So I can just take a photo front and back and flick it back Beautiful. to you. Yeah? If I get one of the beautiful admin team to send you a text message from the office phone, Yeah. Yeah. can I Yeah. get Yeah. you just to do that? Is that okay? Yep. 100%.","start_word":8836,"end_word":9054,"sentiment":"neutral","sentiment_score":-0.00953036085723742},{"text":"Yeah. That's Beautiful. fine.","start_word":9055,"end_word":9058,"sentiment":"positive","sentiment_score":0.5514043569564819},{"text":"Yeah. I'm very security conscious, so I'll get Kaden to send that message through on the office mobile shortly asking for your ID. He'll Yep. say, hi. It's Kaden. Yep. So that way, you know it's secure. It is definitely us, and I'll always get you to take a photo All good. and send it back to him. Yep.","start_word":9059,"end_word":9117,"sentiment":"neutral","sentiment_score":0.20210213959217072},{"text":"Terrific.","start_word":9118,"end_word":9118,"sentiment":"positive","sentiment_score":0.6193629503250122},{"text":"No worries. You have I can voice do anywhere that. next to me now texting you, so you should get that very shortly. Wow. That's action. Alright. Yeah. No. Thank Yeah.","start_word":9119,"end_word":9149,"sentiment":"neutral","sentiment_score":0.16633082926273346},{"text":"you so much for that.","start_word":9150,"end_word":9154,"sentiment":"positive","sentiment_score":0.5331353545188904},{"text":"As as I sort of mentioned, the other thing to point out here is, obviously, our advice, because you're an ongoing client, it is completely complimentary there. You pay an ongoing service fee with us, which is 1.65%. If down the track, you wanted your wife to come on board and maybe review things with her and we do, you know, look at everything for you for her as well, let Yeah. me know. Okay. I'm more than happy to touch base, have a chat to you about what we do. If she does decide to come on board, we do have a coupling fee for couples as well, so we can reduce the fees down for both of you to 1.1. So Oh, okay. we just Right. wanted to let you know about that option down the track, but there's, you know, no obligation whatsoever. And when you guys know a bit more about the inheritance side of things, I'll book in a time to have a chat with both of you. It can be anytime that suits you guys, and we'll talk about what you both wanna see out of the inheritance and update the advice there for you as well. Okay.","start_word":9155,"end_word":9358,"sentiment":"neutral","sentiment_score":0.1368202269077301},{"text":"Awesome.","start_word":9359,"end_word":9359,"sentiment":"positive","sentiment_score":0.3430963158607483},{"text":"Awesome. Yeah. How you seeing? We we saw I just sort of do expect a sale, like, like, soon, and it will be around Yeah. about that 1,500,000.0 mark.","start_word":9360,"end_word":9388,"sentiment":"neutral","sentiment_score":0.06450343132019043},{"text":"Perfect.","start_word":9389,"end_word":9389,"sentiment":"positive","sentiment_score":0.338436096906662},{"text":"And then it was really just about, yeah, when we get that cash, you know, what are our options? Like, should we invest in a in a property or, you know, with Yep. no. Again, anything anything that's out there. Because I said as I said, we we pretty much have paid off this house, and we have a little Yeah. bit of savings. So Yep. it's a bit foreign actually having that kind of amount of money. Absolutely. And Absolutely. I don't you know, we get we don't get much for it sitting in a bank. So I just No. yeah. Yeah. We'll It be may looking as be working to discuss for that you. all with you. Yeah. Absolutely. Yeah. Yeah. Somewhere. So Yeah.","start_word":9390,"end_word":9515,"sentiment":"neutral","sentiment_score":-0.05408841631715259},{"text":"perfect. Thank you so much.","start_word":9516,"end_word":9520,"sentiment":"positive","sentiment_score":0.5496464967727661},{"text":"No. Thanks, I will man. let I you appreciate I everything will let you you do. go. That's okay. Anytime at all. If you as I said, if you don't receive that email, I will be working late tonight. So if you don't receive that email, email me. Let me know. Or, Okay. you know, the office is open till 07:00 Queensland time, so you can always call and go, hey. It hasn't come through. Or just shoot me an email, let me know it hasn't come through, and I'll make sure someone follows up tomorrow for you and resends Yeah. it another Yeah. way. Cool. Like, I Okay? can realize that you're not working tomorrow. Actually, nor am I, but It's okay. I'll probably leave it until tomorrow. And if it hasn't Yep. come through, yeah, That's I'll I'll fine. be in contact with you or the office anyway. Absolutely. Not a problem at all. I just take Fridays off at the moment for my son. So I work Monday Nice. to Thursday, and Perfect. I work from, like, 07:30 in the morning till about seven at night. So Oh, wow. I've had that Big days. Fridays off to spend with my little man while he's a small child. He's Yeah. my last I met one the at most school. of it. So For sure. Yeah. That's getting yeah. your priorities right.","start_word":9521,"end_word":9753,"sentiment":"neutral","sentiment_score":0.06610944122076035},{"text":"That's perfect.","start_word":9754,"end_word":9755,"sentiment":"positive","sentiment_score":0.5079752206802368},{"text":"Well Trying done. to have that work life balance, but making sure Yeah.","start_word":9756,"end_word":9768,"sentiment":"neutral","sentiment_score":0.16912387311458588},{"text":"that I'm always here for you guys as well. So I'm Thanks, always working Dana.","start_word":9769,"end_word":9783,"sentiment":"positive","sentiment_score":0.5217096209526062},{"text":"till at least seven or 08:00 at night, Monday to Thursday. Oh my And god. often on Don't Fridays, burn yourselves you might get out. emails, Oh, Yeah. look. But I love don't turn what yourself. I do.","start_word":9784,"end_word":9821,"sentiment":"neutral","sentiment_score":0.06259427964687347},{"text":"This Yeah. is amazing, this job. Yeah. Oh, it's really good to hear and very reassuring that I'll be chatting to you for quite some time. So, Absolutely. yeah, that's good, and it's good for you most importantly.","start_word":9822,"end_word":9859,"sentiment":"positive","sentiment_score":0.7091912031173706},{"text":"So Yeah. No.","start_word":9860,"end_word":9862,"sentiment":"neutral","sentiment_score":0.19246205687522888},{"text":"Thank you so much for your time. I'll wait for that to come through. Have a really good read through it. And, again, just let me know if there's any questions you have.","start_word":9863,"end_word":9895,"sentiment":"positive","sentiment_score":0.43831712007522583},{"text":"It doesn't matter what that is. Okay?","start_word":9896,"end_word":9902,"sentiment":"neutral","sentiment_score":0.189278244972229},{"text":"thanks, Dana. Really appreciate it. Thank you. My pleasure, Oops. Bradley. Thank Alright. you so much for your I'll time.","start_word":9903,"end_word":9922,"sentiment":"positive","sentiment_score":0.6192075610160828},{"text":"speak to Have you soon.","start_word":9923,"end_word":9927,"sentiment":"neutral","sentiment_score":0.290158212184906},{"text":"a good afternoon. Thanks. Ciao.","start_word":9928,"end_word":9932,"sentiment":"positive","sentiment_score":0.4988667070865631},{"text":"See Bye. you later.","start_word":9933,"end_word":9936,"sentiment":"neutral","sentiment_score":0.26628464460372925}],"average":{"sentiment":"neutral","sentiment_score":0.11469099041056371}}}}